Fairfield County Business Journal 051115

FAIRFIELD COUNTY

Fairfield County

BUSINESS JOURNAL

Saluting those who go beyond the diagnosis

10 | ARCHITECTURE AWARDS

May 11, 2015 | VOL. 51, No. 19

17 | DOCTORS OF DISTINCTION westfaironline.com

YOUR ONLY SOURCE FOR REGIONAL BUSINESS NEWS

BUSINESS COUNCIL SHOWCASES WHAT WORKS

BY BILL FALLON bfallon@westfairinc.com

Small businesses dare to prosper From left, QuadJobs co-founders Bridie Loverro, Andra Newman and Betsy O’Reilly. Photo by Bill Fallon

THE BUSINESS COUNCIL OF FAIRFIELD County in its third “Growth Company Showcase” recently provided three homegrown success stories that kept a room of 75 attendees wanting more — and getting it afterward during a lively question-and-answer session and reception at the Stamford campus of Sacred Heart University at Landmark Square.

The post-event reception featured an event product: Norwalk’s category-bending SpikedSeltzer, a 6 percent alcohol beverage that debuted at a regional film fest in 2013 and is now made in Memphis and in upstate New York. It is about to hit store shelves in Mississippi, North Carolina and Tennessee; Whole Foods, Fairway and others locally already carry it.

The event had been moved

from the Business Council’s Landmark Square, Stamford, offices to a larger venue at the Graduate Center of Sacred Heart University, across the plaza, to accommodate interest.

Panelists were Jonathan Soares, CEO of Agency Labs in Bethel (formerly Moo Digital), which produces software products and platforms and employs seven; Betsy O’Reilly, CEO of QuadJobs, a Web-based, college-age job board based in Greenwich with four employees and a new Ohio office as part of a national-growth business plan; and David Holmes, co-founder of Boathouse Beverage, maker of SpikedSeltzer..

“We’re category creating,” Holmes said of the carbonated drink made with Champagne yeast. “It’s really hard to do and 99 percent fail at it. But there will

Last of the diner builders

» SHOWCASE, page 6

FAMILY BUSINESS DELIVERS CUSTOM EATERIES ALONG EAST COAST

BY DANIELLE BRODY dbrody@westfairinc.com THE DERAFFELE FAMILY HAS BEEN building and delivering diners for nearly 80 years, and their third-generation business remains one of the last of its kind standing, even though not all of its diners are.

The specialized mechanics, designers and welders at DeRaffele Manufacturing Co. Inc. create complete custom standalone diners in the company’s 10,000-square-foot warehouse at 2525 Palmer Ave. in New Rochelle. » DINERS, page 7

Joe DeRaffele and his father, Phil, stand in front of pictures of diners in their New Rochelle office. Photo by Danielle Brody

MetroCrops creates indoor farm in old factory THREE-PERSON OPERATION LOOKS TO SPREAD THE USE OF ITS TECH

BY HUGH BAILEY Hearst Connecticut Media

I

t’s a working farm contained in a 2,200-square-foot room. Outside conditions — weather, season, available sunlight — have no bearing on production. And it could soon be common in cities nationwide.

MetroCrops, a three-person operation based in an old factory on River Street in Bridgeport, is employing hydroponics under LED lights to grow crops of lettuce and kale, which it sells to local restaurants and at farmers markets. And it is just getting started.

“Every pound we produce is a profitable pound,” said Steve Domyan, of Norwalk, who owns the company with his wife, Nancy. “We just don’t have enough pounds.”

The company last month celebrated its newly received certificate of occupancy, bringing life to a building that had been idled by the loss of manufacturing.

An electrical engineer by training, Steve Domyan started the company and is leading its development; Nancy handles the behindthe-scenes work that allows the company to operate.

The other full-time employee is Laura Sterling, a 2013 University of Connecticut graduate who majored in agriculture and worked with the company during a trial phase at the Storrs Depot campus. She serves as marketing assistant but in reality takes part in every phase of the business, from changing water reservoirs to cleaning the metal frames on which the plants grow.

“You really do everything here,” Sterling said.

Each unit, or rig, can be stacked eight

trays high full of plants. The climate-controlled grow room could fit twice as many rigs, and the entire system is replicable in any space.

“The room within a room concept is key,” Domyan said, because it allows the company to have maximum control over the space.

The farm uses city water, which it pumps through a reverse osmosis filter that purifies it before a mix of potassium, nitrogen and phosphorus is added back in. The mixture is based on research from the U.S. Department of Agriculture that accounts for the plants’ needs.

“We’re giving them optimal conditioning,” Domyan said. “These are just the nutrients they want.”

The company has benefited from good timing. It set up shop soon after the state legalized medical marijuana, which led to Bridgeport amending its regulations to allow indoor growing in industrial zones. That change saved potentially months of zoning hearings for a use that didn’t fit into any other existing category.

NEW TECHNOLOGY

Hydroponics is not novel, but calibrating the nutrients for individual plants combined with the customized LED setup makes for a new field. Domyan said the company has filed a number of provisional patents, with more likely on the way.

From seed to salad, lettuce takes about 26 days, and once cut can regrow in 10 days.

After three crops, the plants are disposed of and new seeds are started. “You need a crop every week in a rolling cycle,” he said, because customers want dependable prod-

The grow room at MetroCrops in Bridgeport.

CORRECTION The Two Harbor Point Square building in Stamford is 95 percent leased. The occupancy percentage was incorrect in a page 1 article in the May 4 edition of the Business Journal.

2 Week of May 11, 2015 • FAIRFIELD COUNTY BUSINESS JOURNAL

Marketing assistant Laura Sterling harvests a tray of lettuce at MetroCrops in Bridgeport. Photos by Brian A. Pounds

ucts. “If you have a minimum of four rigs, you can make that happen.”

The business has been built on grants and loans from the state and federal governments, and only this year has started to make money on its own. The cost of setup, including finding a home, building equipment and testing the process, came to about a half-million dollars, Domyan said.

The company is seeking investors to allow for more production, and it already has a list of interested customers — it had to turn down some restaurants because it doesn’t yet produce enough.

The months ahead will tell a lot about the company, Nancy Domyan said. “We’ll know by the end of the summer if it’s going to work,” she said.

Steve Domyan’s engineering experience helped him devise the rigs to maximize efficiency in a way other indoor farms — mostly greenhouses — simply cannot.

“The key is you don’t do indoors what you do outdoors,” he said.

Indoor farming represents a small but growing field nationwide, and competition will likely increase in coming years. The Massachusetts Institute of Technology’s CityFarm project, for one, aims to create an economically feasible, soil-free urban farming system — not so different from the MetroCrops model — that cities could adapt for their own use.

taking what it can from the available light source. MetroCrops brings the light to the plants, inches away, ensuring they get the nourishment they need to grow.

The sales business is underway. Ralph ‘n’ Rich’s, in downtown Bridgeport, and Il Palio, in Shelton, are buying MetroCrops products, which have also been sold at farmers markets in Trumbull, New Canaan and Milford.

The company is in the process of negotiating with grocery stores.

Its appeal derives in large part from proximity. There’s no need to ship produce from California to a central facility and out to the stores — lettuce could be picked in the morning and on store shelves the same day.

The other major appeal is quality.

MetroCrops is for a variety of reasons focusing on high-end produce — there is no iceberg lettuce emerging from its facility. “We’re growing beautiful stuff,” Steve Domyan said.

“You can talk about technology, but the real question is, does it look good?”

Customers say they are impressed. “They came by and told us what they were going to do, and it sounded interesting,” said Ralph Silano, co-founder of Ralph ‘n’ Rich’s, who said the restaurant buys the company’s dwarf kale.

“They’re great products; we’re just waiting for them to ramp up production,” he said.

“If he grows more, we’ll keep using it.”

‘DOES IT LOOK GOOD?’

Indoor farming has its skeptics, including those who question whether farmers can

Greenhouses, like traditional farms, tend to spread horizontally, with each plant

SCALING UP

» » CROPS, page 5

Small business owners agree: Connecticut needs a retirement savings plan.

Today, a secure retirement is out of reach for millions of Nutmeggers, especially those who don’t have access to an employer savings plan. In a recent survey, three in five small business owners support a state retirement savings plan that would help Connecticut residents build their own private retirement savings. The survey also showed that many small businesses in the state currently do not provide a employer savings plan due to cost. That’s why AARP is supporting the work of the Connecticut Retirement Security Board and a secure future for all Connecticut families.

To learn how a Connecticut retirement saving plan could help you and your employees, visit action.aarp.org/CTRetirement Paid for by AARP

facebook.com/AARPCT @AARPCT aarp.org/CT

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 11, 2015

3

FAIRFIELD COUNTY

BUSINESS JOURNAL

LETTERS to the editor

• • • • •

Budget battle frames fiscal responsibility vs. harsh cuts

T

he horse trading that typifies the state budget process continues as evidenced by a recent Bridgeport education rally. “Legislators need to stand with parents and save our schools,” said a Bridgeport resident and supporter of public

charter schools at a rally targeting charter school budget cuts. Arts and other groups are being heard, as well.

Office of Police and Management Secretary Benjamin Barnes said recently, “There are still two months in the fiscal year

Or write to: Fairfield County Business Journal 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407

until June 30. We will take appropriate action to achieve additional cost savings and keep our state’s budget balanced for the year.”

A pair of letters to the Fairfield County Business Journal follow.

— Bill Fallon

ARTS AND CULTURE BUDGET ANALYSIS

BY JULIA WILCOX ON APRIL 27, THE APPROPRIATIONS Committee voted on the recommended budget (House Bill 6824) for state fiscal years 201617, which passed 33-24 along strict party lines.

The $40.46 billion biennial budget proposal represents the second phase of the budget process, with the final budget negotiated by legislative leaders and the governor before the regular session ends June 3.

The main difference is the recommended budget would add $470 million in additional spending ($236 million for FY16; $278 million for FY17) and redefine the state state’s spending cap. The plan would reduce salaries for nonunion state workers by nearly $60 million over two years and cut overtime by $62 million over the biennium. Spending would increase by 4.6 percent over the current year and another 3.3 percent the following fiscal year, an almost 8 percent increase over two years. However, the Finance Committee would have to add new revenues to match/balance the spend-

ing increases. It is important to note that the recommended budget only includes spending (expenditures); the Finance Committee is expected to propose its revenue plan later this week (after press time). As always, CT Nonprofits will provide additional information as it becomes available.

The Appropriations Committee budget addresses reductions to funding for arts and culture accounts.

The governor reduced funding of $3,094,957 in both FY16 and FY17 for arts and culture direct line-item grant accounts to achieve savings. This reduction amounted to a 41.4 percent cut to these accounts. The committee does not concur: The committee maintains funding for arts and culture direct line-item grants at the available FY15 appropriation level.

The committee has provided for: • $25,000 for the Barnum Museum in Bridgeport for FY16 and FY17; • Increased funding for the Hartford Urban Arts by $20,000; • Increased funding for the Twain/Stowe

homes in Hartford by $13,654 for a total appropriation of $100,000 in each of FY14 and FY15.

• $25,000 for the Playhouse on Park in West Hartford for FY16 and FY17 under the Connecticut Flagship Producing Theaters Grant account; • $25,000 for the Connecticut River Museum in Essex for FY16 and FY17; • $25,000 for the Connecticut Virtuosi Orchestra in New Britain for FY16 and FY17; and • $25,000 for Arte Inc. in New Haven for FY16 and FY17.

This session in particular, we hope you will continue to increase your engagement in the advocacy process. Please do not hesitate to reach out to me with any questions or for assistance regarding testifying and/or educating your staff, board, etc.

Julia Z. Wilcox is senior public policy specialist for the Connecticut Association of Nonpro�its. Email her at JWilcox@ctnonprofits.org.

THE MOTHER OF ALL BUDGET GIMMICKS

BY TIMOTHY M. HERBST

IN 1992, 81 PERCENT OF Connecticut residents approved a constitutional state spending cap. This overwhelming approval was arguably an antidote to deal with the backlash of the broad-based state income tax proposed

by Gov. Lowell Weicker and approved by the General Assembly in 1991. The spending cap was a way of guaranteeing that if the people’s income would be taxed to feed state government, the spending cap would be a mechanism to curb the appetite of the taxers and big government enthusiasts.

The spending cap was viewed as a scale of fiscal fairness, where government could not grow at a rate that people’s incomes could

not sustain. Now, the Democrat-controlled Appropriations Committee wants to change how the law to stop reckless spending is calculated. If this occurs, hard-working middle -class families will see another $605 million added to a flawed, out-of-balance budget offered in February by Gov. Dannel P. Malloy. With this partisan sleight of hand, the Democrats are effectively denying the existence of a mandatory $1.5 billion payment to the underfunded state pension account.

It’s similar to a family getting a whopping minimum credit card payment and putting it in the waste basket.

Since the spending cap has been in effect, exempt pension payments to the fund have never been worthy of being shifted off

4 Week of May 11, 2015 • FAIRFIELD COUNTY BUSINESS JOURNAL

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the state’s ledger. These pension payments are known as “soft debt,” but the effect of this legislative punt will have a destructive impact on Connecticut’s finances. It will

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demonstrate to the financial rating agencies that Connecticut is not serious about managing primary financial responsibilities. It could lead to a downgrade in Connecticut’s credit rating, meaning the cost of borrowing will increase for important public projects such as schools, roads, bridges and other public and recreational facilities. Despite 23 years of longstanding past practice and accepted public policy, the Appropriations Committee is now attempting to commit the mother of all budget gimmicks. It is an affront to the voters of our state who demanded this reasonable restriction through a constitutional amendment.

The cap, determined by a calculus of the previous year’s revenue, statewide income, expenditures and inflation, was passed in 1992 as a way to guarantee that state spending was held in check. A Connecticut Business and Industry Association economist recently explained the rationale for the cap, when he said, “Taxpayers would have to face an income tax but policymakers would forever be forced to control state spending.” Connecticut provides generous pension benefits and health care benefits for its active and retired employees, but previous decision-makers failed to properly plan and budget for the future costs. As a result, the state began to feel the crippling effects of its long-term obligations as a result of decades of putting off the inevitable. For example, the cap allows less than 3 percent overall spend-

ing growth next fiscal year. But the contributions to the state employees’ pension and retirement health care programs jump 13 percent and 18 percent, respectively.

That credit card bill may have been thrown in the garbage, but it was still earning late fees and interest. The same is true for Connecticut’s pension obligations, and the best answer majority Democrats have at a critical moment is to simply deny its existence for purposes of drafting an honest state budget. What will the majority Democrats do next? Will they not include municipal aid or salaries when calculating the spending cap?

How about cost-of-living increases for state employees or funding for economic development programs?

In Trumbull, as with many other cities and towns, operating budgets clearly reflect the pension and benefit costs that we must properly fund and budget for each year. By making these costs honest and transparent, we have worked in other areas at the local level to make government smaller and smarter, across all departments and sectors, thus keeping our tax rate stable.

It is time for our leaders in Hartford to stop thinking about the next election and start thinking about the next generation.

Timothy Herbst is in his third term as �irst selectman of Trumbull. He was the 2014 Republican candidate for state treasurer.

Crops — » From page 2

know, and replicate, exactly what plants are absorbing from the sun and soil, and those who say the high electricity needs make up for whatever energy is saved by compacting the process.

But it’s not just tractors and plows that indoor farming eliminates. Gone, too, is the fuel for the hundreds or thousands of truck miles that must be traveled for food to go from the ground to a dinner plate. There are no pesticides needed because there are no pests.

And food-borne illnesses, which sicken thousands of people every year, are a nonfactor. Though food grown with hydroponics cannot be officially classified as organic, the seeds themselves are, and every step of the plants’ life cycle is carefully monitored.

Still, MetroCrops is not in a position to replace traditional farms. Everything it grows today is small, to best take advantage of the efficiencies offered by the LED-lit trays.

Far fewer tomatoes, for instance, could be grown on a rig than leaves of lettuce.

Electricity is by far the company’s top expense. “It dictates what we can and cannot grow,” Steve Domyan said. “How much space something takes up dictates whether or not it can be scaled up.”

The building, once used to make wire

eL.

products, can handle the required electric load because of its past industrial use, but other structures that were never factories would likely need upgrades, he said.

Connecticut’s high electricity prices are daunting but give good reason to think the venture could be even more successful in cities that don’t have prohibitive prices.

The task now is to ramp up production in Bridgeport before setting up a business to spread the technology anywhere someone wants to practice it.

MetroCrops is getting into the manufacturing business, planning to ship prefabricated rigs that anyone can assemble and offering training to get them off the ground.

“It’s all modular. We can ship the rigs as a pile of stuff to be put together,” Domyan said, estimating the cost of four rigs that would allow for weekly produce at about $60,000.

He said he can envision a time in five years when dozens of cities have taken advantage of the company’s breakthroughs and are running thriving businesses in onceforgotten buildings. “The point is to take this technology out there,” he said.

Hearst Connecticut Media includes four daily newspapers: Connecticut Post, Greenwich Time, The Advocate (Stamford) and The News Times (Danbury). See ctpost.com for more from this reporter.

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Showcase — » » From page 1

be a tipping point and I’m going to get there.”

Boathouse’s financing — in the $2 million to $4 million range — came from family and friends.

Soares’ presentation points featured a company history: “We began as a small shop with a broad range of skill sets, delusional ambitions, single-malt scotch and competitive pingpong. What we produce is complex.

We just make it look simple.”

Agency Labs’ clients include eBay, Ford, Timex, Pirelli, American Express and others across what Soares said are 200 completed projects. Like the other principals, Soares framed company success as a team effort, offering pictures and brief bios of Agency Labs’ employees, averaging nearly 10 years in various tech arenas. “We build websites, mobile applications and software for some of the world’s most innovative organizations,” Soares said as part of his PowerPoint presentation.

For Ford, Agency Labs made an app called MyFord Touch Demo. Soares said it allowed Ford dealerships to demonstrate features on

SpikedSeltzer on ice at the reception.

Photos by Bill Fallon

screens without needing the actual demo car on site. It quickly saw 500,000 uses nationally. The company’s homegrown Pickee app will launch in three weeks.

Soares called it “a cloudbased overlay tool that aligns creative assets over coded websites and platforms to ensure pixel-perfect alignment.”

O’Reilly attended with fellow QuadJobs co-founders Bridie Loverro and Andra Newman. Among their site’s innovations is a job GPA, which tallies disparate work experiences and the ratings employers give.

Even through a string Business Council of Fairfield County CEO Chris Bruhl and Glendowlyn Thames, of one-time jobs — formerly Connecticut Innovations’ director of small business innovation.

T

LLS chapter moves to Stamford

he Leukemia & Lymphoma Society recently relocated its Connecticut Westchester Hudson Valley chapter from White Plains to Stamford.

The chapter was previously in the same building as the agency’s national office on Mamaroneck Avenue in White Plains.

It moved to meet the needs of its growing staff of 23 full-time employees and to expand its reach in Fairfield County, an LLS official said. The chapter also has an office in Hartford.

Dennis Chillemi, the chapter’s executive

director, said the staff will hold an open house June 2, from 4:30 to 7 p.m., at the chapter’s office, 3 Landmark Square, Suite 330, Stamford.

LLS is a voluntary health agency dedicated to fighting blood cancer. The agency’s mission is to cure leukemia, lymphoma, Hodgkin’s disease and myeloma, and to improve the quality of life of patients and families. LLS funds blood cancer research and provides free information and support services.

— Danielle Brody

6 Week of May 11, 2015 • FAIRFIELD COUNTY BUSINESS JOURNAL

Gary Breitbart, growth adviser for the Business Council, center, with David Holmes, co-founder of Boathouse Beverage, left, and Agency Labs CEO Jonathan Soares.

never quantified and therefore never visible on work histories — “a student can build a versatile resume,” O’Reilly said.

The QuadJobs site is available free only to active college and graduate-level students, with 35 percent of the postings for babysitters. Employers pay $8.95 per month to post on the site.

O’Reilly said the jobs tend to be shorterterm than are offered by some job sites, citing the example of wanting full-time medical staffing versus a QuadJobs posting for a pair of sturdy shoulders to clean out the garage.

Gary Breitbart, the Business Council’s growth adviser, moderated. Audience members included Business Council CEO Chris Bruhl and Glendowlyn Thames, director of small business innovation for Connecticut Innovations, or CI. CI connects entrepreneurs and other businesses with angel investors,

venture capitalists and lenders, buttressed by its own in-house resources and capital. It identifies itself as “the leading source of financing and ongoing support for Connecticut’s innovative, growing companies.”

Breitbart said the afternoon panel presentations might spark an interest in investing from an audience member, “but it is not a pitch event.” Rather, it fit into his pro-growth mission: “If I can’t save you time and help you grow your business, don’t talk to me,” he said.

Noting the broad constituency of the Business Council, Breitbart said, “I don’t do a lot of cold calling.”

Last year’s Growth Advisory Services efforts — sponsored and paid for by CI —assessed 34 companies, of which 19 are in its active portfolio, averaging growth of 34 percent annually and producing 68 new jobs, a number Breitbart termed “just phenomenal.”

Prison worker pleads guilty in bribery scheme

A

Waterbury woman pleaded guilty May 4 to participating in a bribe scheme at the Danbury prison.

Kisha Perkins, 43, who was a case manager at the Federal Correctional Institution in Danbury, was involved in a scheme to solicit and collect cash bribes from inmates in exchange for recommending they be released to halfway houses, according to an announcement from Deirdre M. Daly, U.S. attorney for the District of Connecticut. Perkins also admitted to agreeing to accept items

in return for helping with the scheme, the U.S. attorney’s office said. Federal law enforcement discovered the scheme through an undercover operation.

Perkins was arrested in March 2014 and pleaded guilty before U.S. District Judge Michael P. Shea in Hartford on Monday to one count of acceptance of a bribe by a public official. She could face up to 15 years in jail and a fine up to $250,000, according to the announcement. She is scheduled to be sentenced in July.

— Danielle Brody

» » From page 1

When completed, the diners are taken apart for delivery in sections and reassembled on the site. The DeRaffeles also do renovations, with work planned for the Andros Diner in Fairfield and Athena Diner in Southport in the next month or two.

The company, owned by brothers Joe, Steven and Phil Jr., is the only diner manufacturer remaining in the region, according to their father, Phil DeRaffele. He said there used to be about 14 other diner manufacturers, most of them in New Jersey.

Since the company started keeping track in the 1970s, it has designed, built and renovated more than 650 diners. In the warehouse office, where the walls are lined with pictures of retro diners and new diners designed to look retro, Phil DeRaffele and son Joe can rattle off names and explain details about the diners their family has built.

The majority of the DeRaffele diners are on the East Coast in New York, Connecticut, Pennsylvania, Maryland and New Jersey. The company does not make what Phil calls “simulated diners” – diners built in storefronts or existing buildings, which he said are more common on the West Coast.

Yet, it’s becoming more difficult to find space to build a standalone diner, which is typically 4,500 square feet, Phil said. Now DeRaffele does more renovations to existing ones.

In the past year, the company built one diner, the New Rochelle Diner, which opened in April on Weyman Avenue and Main Street.

Phil took over the company in the 1950s from his father, Angelo DeRaffele, an Italian immigrant. A carpenter and foreman for a

New Rochelle company that built 30-foot lunch wagons, Angelo went on to start his own diner manufacturing company, facing and surviving challenges like the Great Depression and rationing of materials in World War II. After the war, the industry boomed. “I mean, everybody wanted diners,” Phil said.

Phil said his company’s design of the Peter Pan diner, built in the 1950s in Wilmington, Del., revolutionized the look of today’s diners and helped attract business to the company. The exterior had wings, a bigger canopy and novel window shapes.

Joe said the company builds all styles, depending on what the diner owners want.

The owners of the New Rochelle Diner wanted a glitzy exterior to stand out for passing motorists on Interstate 95, with a retro, neon look with mirrored stainless steel on the outside and ’70s colors on the inside, Phil said.

The Circle Diner in Fairfield has a colonial design with red brick and white columns.

Joe, who worked in finance and administration at IBM Corp. for eight years, is the controller who handles financing and permits. Brother Steven does steel work, leads the welding crew, and does deliveries and assembly, while Phil Jr. finishes interiors.

It takes about 10 weeks to build a completely furnished diner with kitchen and bathrooms. “Building a diner is like building a perfect cabinet; it’s altogether different than building a house,” Phil said.

The sections, about 12 to 15 feet wide and 40 to 50 feet long, are delivered on flatbed trailers. Diner owners are responsible for laying the foundation on which the building will sit.

The average diner costs about $2 million.

The DeRaffele company offers financing to creditworthy owners. It usually takes about 10 years for an owner to pay if off, Phil said.

The DeRaffeles still hear from owners after they finish a project and move on to the next. On a recent afternoon, about a week after the New Rochelle Diner opened, Phil took a phone call from one of the owners.

Joe said it’s not unusual to keep in touch with the owners.

“If there’s a problem, we’ll run out,” he said. “We have very hard-working customers.

We’re proud of our customers so we try to do the right thing.”

Some owners of diners built or renovated by DeRaffele will call years later for

a renovation if they need to boost business or stand out among the competition, Joe said. A renovation could cost $200,000 to $700,000, he said.

Owners often get design inspiration from other DeRaffele diners. Joe said most diner owners are Greek and often refer to each other’s diners when describing what they want.

“Most of them know each other and their diners and what they look like,” Joe said.

In their diners, owners are in the kitchen or out front greeting customers. “The owners are there, they know what’s going on, customers know them,” Joe said. “Overall it’s a good experience. It takes people back a little bit to a good time in their life.”

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The DeRaffele family designed a colonial look for the Circle Diner in Fairfield. Photo by Bill Fallon

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 11, 2015

7

High office availability rate predicted Danbury office building

A

robust first-quarter commercial real estate market report from Newmark Grubb Knight Frank also foresaw a surge in available space on the near horizon in Fairfield County.

James H. Ritman, the executive vice president and managing director of the Manhattan-based commercial real estate services firm, which has offices in Greenwich and White Plains, said county office market occupancy increased substantially last year for the first time since the recession. Occupancy increased by 36.2 percent, to 4 million square feet, from 2013, the report said.

The first quarter saw 1 million square feet of deals, up 42 percent year-over-year, but new supply sent the availability rate higher and net absorption back into negative territory. That could continue, with more than 1.1 million square feet expected to become available in the next year, Ritman said.

However, Ritman said in the report that 2015 will be another healthy year of office leasing due

to local government initiatives and activity in all aspects of real estate.

Ritman said local government officials, including Thomas Madden, the new Stamford economic development director, are making efforts to diversify the tenant base in the county. He also called attention to the state government, which gave tax credits and financial incentives to Starwood Hotels & Resorts Worldwide for its global headquarters expansion at Harbor Point in Stamford last year, and gave funding to Norwalk-based data company Datto for its third expansion lease at the Merrit 7 complex.

He said Datto is part of the recent trend of rapidly growing technology companies filling in gaps the shrinking financial industry has left behind. At the end of last year, there were more than 5,535 tech companies in the state with a total payroll of $6.1 billion, Ritman said.

Ritman said he expects developments in technology, retail and housing to draw more employers

into the area. Institutional and foreign investors and developers are flocking to the area’s multifamily market, he said. Since 2011, nearly 6,000 units were developed in Fairfield County, with more than a third, or 2,170 units, completed last year alone.

In Stamford, more than 900 units were completed within the last year, including Beacon Harbor Point, and about 500 units are under construction.

The Waypointe district in downtown Norwalk will include more than 1,000 apartments when fully developed. In Danbury, Stamford-based Building and Land Technology recently opened a 100-unit addition to the Abbey Woods complex.

The Norwalk and Danbury districts offer large blocks of space for retail, Ritman said. Street retail vacancies in Westport, Greenwich and New Canaan are decreasing from unprecedented highs during the recession, according to Ritman.

— Danielle Brody

sells for $12.4 million

100 Mill Plain Road in Danbury.

A

91,553-square-foot Danbury office building has sold for $12.4 million, according to CBRE Group Inc. The real estate services and investment firm’s Institutional Properties team negotiated the sale of the building, owned by Lemle Danbury LLC, to New Yorkbased EVO Real Estate Group LLC. The 100 Mill Plain Road building is a Class A facility less than half a mile from exit 2 off Interstate 84 and is near the Danbury Fair mall and the Danbury Municipal Airport. The building is 92 percent leased. One of the newest tenants, Stark Office Suites, which offers

offices spaces and virtual office services, opened its ninth location in the Danbury building in January.

Jeffrey Dunne, part of the CBRE team that made the deal, said the building’s “diverse tenant roster along with its proximity to transportation and amenities and its location within the historically tight Northern Fairfield office submarket should provide stable occupancy for EVO Real Estate Group going forward.”

CBRE, a global firm headquartered in Los Angeles, has offices in Stamford, Hartford and New Haven.

— Danielle Brody

ENTER TO WIN

Help Wrigley become a Guiding Eyes dog…

ENTER TO WIN!

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…and you may become the winner of a new Lexus or a Rolex watch!

Enter our raffle to win a 2014 Lexus IS 250 or a Men’s Rolex Oyster Perpetual Datejust Watch.

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Tickets are $100 each. Purchase online at www.guidingeyes.org/raffl e. Guiding Eyes provides All proceeds benefit Guiding Eyes for the Blind, renowneddogs nonprofit dog school thatautism. has guide dogs to people with vision loss, as well astheservice toguide children with We provided professionally bred and trained guide dogs to are passionate about connecting exceptional dogs with individuals and families for greater the blind and visually impaired since 1954. independence.

All of our servicesWatch areprovided provided free of charge. Raffle drawing will take place Lexus IS 250 sponsored in part by Drawing will take place June 9, 2014 at the

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Guiding Eyes for the Blind is a nonprofit guide dog school dedicated to enriching the lives of the blind and visually impaired. Visit www.guidingeyes.org/raffle to purchase a raffle ticket or learn more about the organization.

To place a bid in the online auction, visit www.biddingforgood.com/guidingeyes.

guidingeyes.org

8 Week of May 11, 2015 • FAIRFIELD COUNTY BUSINESS JOURNAL

Portrait by renowned illustrator Joseph Adolphe.

WILMINGTON TRUST RENOWNED INSIGHT

“You treasure your collection.

But what’s it really worth?”

Kemp Stickney Chief Fiduciary Officer and Head of Family Wealth

Kemp oversees the Fiduciary Services and Family Wealth team that handles the financial and life management affairs for clients with the most complex needs. He is part of a seasoned team of professionals who exemplify Wilmington Trust’s 112-year heritage of successfully advising families. To learn more about our collaborative and creative approach to managing wealth, contact Kemp or Larry Gore at 212-415-0547.

If you collect items that you’re passionate about – whether it’s wine, cars, jewelry, or even autographed sports memorabilia – you may be wondering about the actual worth of your collection. Not to mention how it fits into your overall plan for financial security. And, what do you do with your collection when keeping it is no longer feasible? While certainly a difficult decision, the old adage “you can’t take it with you” holds significant truth.

Financial considerations. It’s natural to get attached to items in your collection, making it difficult to sell them when they become overvalued. It’s also common for collectors to become so enthusiastic about a new piece that they’re willing to overpay for it. That’s part of collecting, and the emotional appeal may be the reason why you began in the first place.

Collectibles don’t produce income, and they’re different from marketable securities in that it can take longer and cost more to sell them. So they’re not an ideal investment for funding a retirement.

It’s important to recognize that collecting is different from other types of investing,

and that decisions aren’t always based on typical investment criteria.

ABOUT 61% OF COLLECTORS INVEST IN THEIR TREASURES PRIMARILY FOR THEIR OWN PLEASURE Source: The Wealth Report 2014

Passing it on. If you want your collection to live on, you’ll have to plan carefully. You’ll need to determine if your family members are interested in inheriting your collection – or if there’s a charity or museum suited to take it on. Your estate plan should designate who’ll receive the collection and, if necessary, arrange financing for storage and insurance costs. Wilmington Trust can help. We’ve been working with successful families since our founding by the duPont family more than a century ago, and can guide you through the challenges and complexities of this and other important issues when managing your wealth.

For more insight on how we can help you enjoy your collection today and prepare for its home tomorrow, visit wilmingtontrust.com/legacy.

FIDUCIARY SERVICES | WEALTH PLANNING | INVESTMENT MANAGEMENT | PRIVATE BANKING

This article is for informational purposes only and is not intended as an offer or solicitation for the sale of any financial product or service. This article is not designed or intended to provide financial, tax, legal, accounting, or other professional advice since such advice always requires consideration of individual circumstances. If professional advice is needed, the services of your professional advisor should be sought.

Investments: • Are NOT FDIC-Insured • Have NO Bank Guarantee • May Lose Value Wilmington Trust is a registered service mark. Wilmington Trust Corporation is a wholly owned subsidiary of M&T Bank Corporation (M&T). Investment management and fiduciary services are provided by Wilmington Trust Company, operating in Delaware only, and Wilmington Trust, N.A., a national bank. Loans, retail and business deposits, and other personal and business banking services and products are offered by M&T Bank, member FDIC. ©2015 Wilmington Trust Corporation and its affiliates. All rights reserved.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 11, 2015 11079_WestchesterBJ_Fairfield City BJ / Trim 10”w x 11.5”h

9

2015 BUSINESS AWARDS FROM THE AIA

I

If you build it, they will come. Or maybe not.

But if you build it well and infuse it with creativity that can boost productivity, highlight a brand and promote office comity while withstanding annual hundred-degree temperature swings, you will have a potential winner of the American Institute of Architects’ annual statewide business competition.

“The awards acknowledge those projects that both enhance the built environment and achieve business goals, such as growth, branding identity or future positioning,” the AIA said in a competition statement. The association has more than 1,200 Connecticut members.

The awards date to 2006.

The new Dorel Sports offices in Wilton — home to Cannondale Bicycle Corp. — was named the top example of architecture for a Connecticut business with more than 50 employees. CPG Architects in Stamford won for its Dorel design in the “Over 50 Employees” category.

The award signifies “the power of architecture to shape business performance, improve people’s lives and provide a value-added service to clients.”

An expansion project by Belimo Americas, which makes develops, manufactures and markets building energy and HVAC systems in Danbury, won honorable mention. Its architectural work was done by Glastonbury architects The SLAM Collaborative.

The Connecticut Center for Arts and Technology in New Haven won for the “Under 50 Employees” category.

The jurors were Laura Pirie, an AIA member with Pirie Associates Architects in New Haven; Duo Dickinson, AIA member and principal at Duo Dickinson Architect in Madison; and Ralph Rotomund of S & R Holdings, also in Madison.

x 10 Week of May 11, 2015 • FAIRFIELD COUNTY BUSINESS JOURNAL

Dorel Sports by CPG Architects. Photos by Esto Photographics Inc.

Belimo Americas by The SLAM Collaborative. Photos by Robert Benson Photography

The jurors said of the Dorel building, “The project looks like its story; it merges both the staff and visitor experience and meets all the corporate strategic goals. The design supports the firm’s branding and gets out the message of what it does. Interesting and well executed, it shows that you can have fun doing a project.”

Regarding the Belimo project, the judges said, “The design demonstrates active thinking about the future and incorporates planning for the future. The jury appreciated the extra efforts and clear, consistent attempt to integrate branding in a large scale facility, which is always a difficult task.”

The judges said of the New Haven-based architects Svigals and Partners’ work on the Connecticut Center for Arts and Technology, “This engaging, inviting project does a lot with a little. It demonstrates growth and takes the client to the next level. It has energy, dynamism, and shows what can be achieved with a small budget.”

— Bill Fallon

{

Connecticut Center for Arts and Technology by Svigals and Partners.

Photos by Robert Benson Photography

y

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 11, 2015 11

2015

CEO EVOLUTION

JUNE 15, 2015 6pm – 8pm UCONN School of Business Stamford, CT

Three Exceptional CEOs Reveal Their Secrets to Success at the “CEO Evolution” Citrin Cooperman, one of Fairfield County’s leading accounting, tax and business consulting firms, in partnership with the University of Connecticut School of Business and the Fairfield County Business Journal, is proud to present the second annual CEO Evolution.

Listen to the stories. Ask questions. Learn from the best.

Join us as we celebrate three of the most dynamic CEOs in

today’s business culture. With moderator Mark L. Fagan, CPA, Citrin Cooperman’s Connecticut Managing Partner and noted management author, discover how these CEOs have achieved their iconic success.

MODERATOR: MARK L. FAGAN, CPA Managing Partner Connecticut Office CITRIN COOPERMAN FOR MORE INFORMATION CONTACT: LAURA DI DIEGO ldidiego@citrincooperman.com | 914.949.2990 PARTNERS

12 Week of May 11, 2015 • FAIRFIELD COUNTY BUSINESS JOURNAL

PANELISTS: ANNE M. MULCAHY Chair, Board of Trustees Save the Children Former, Chair and CEO XEROX Corporation Discover how Anne Mulcahy transformed XEROX and in the process shattered the glass ceiling.

DENIS J. NAYDEN Managing Partner Oak Hill Capital Partners Former, Chair and CEO GE Capital Learn how Denis Nayden managed GE Capital’s 20 companies in 35 countries, with 90,000 employees and $555 billion in assets.

TOM KALLISH CEO and Founder Tommie Copper Hear how Tom Kallish turned a serious personal accident into a successful company.

Business success is a planned effort WELLS FARGO NATIONAL DATA PLAY OUT LOCALLY

BY BILL FALLON bfallon@westfairinc.com

I

n a recent national Wells Fargo survey, only 33 percent of business owners said they had a formal business plan, yet those with a plan have significantly higher expectations for the year ahead than those without. That percentage is also seen regionally.

“The business plan is really a road map for the future and if you don’t have one it really could impact your success.”

— Ron Coccaro

“My team meets with Westchester and Fairfield businesses all the time,” said Ron Coccaro, the Shelton-based New YorkConnecticut business banking area manager for Wells Fargo. “In both counties many business owners do not have plans.”

Last year, Wells Fargo launched its Business Plan Center site with the nuts and bolts of small business planning in a one-stop shop. The bank recently launched an updated version to coincide with national Small Business Week (May 4-8) and its accompanying small-business survey.

“Everything you see in the national sur-

vey holds up locally,” Coccaro said. “With this new site, we can refer businesses there for tips.”

The up-and-running website is WellsFargoWorks.com; it is free. The full name of the 2014-launched program is Wells Fargo Works for Small Business.

Coccaro said, “The business plan is really a road map for the future and if you don’t have one it really could impact your success.

The plan creates that road map for step-bystep actions across the long term. It serves as a guide for the entire life cycle of your business. Without it you’re not prepared.

“The business plan leads to an efficient use of time and money and it also leads to good decisions for business,” he said. “It shows you’re organized.”

Noting, “We’re in the loan business,” Coccaro said, “Lenders may require a formal plan before providing credit.”

In the most recent survey of smallbusiness owners, taken this year, owners who said they had a formal, written plan reported much greater optimism for 2015.

Their future outlook score (positive 51) was 12 points higher than business owners without a plan (positive 39) and 8 points higher than business owners overall (positive 43).

Those business owners with plans compared with those without were more likely to report that in the next 12 months they expect to increase jobs at their businesses (32 percent of business owners with plans versus 19 percent of business owners without plans), grow revenues (62 percent versus 51 percent), up their capital spending (39 percent versus 28 percent) and apply for new credit (26 percent versus 14 percent).

The new website will enable business owners “to develop and update written plans that include a high-level summary of the business; an overview of business history, structure and management, and its current and

planned products and services; a detailed marketing plan; and market and competitive analyses,” according to the company. “It also will allow business owners to enter financial data – such as starting balances, fixed assets and liabilities, sales forecasts and expenses.

The tool will generate financial statements, such as a detailed cash flow statement, profitand-loss statement and balance sheet.”

The Web revamping features videos,

articles and infographics on the importance of creating and updating a business plan, as well as tips on how to approach building a plan. Later this year, Wells Fargo will present webinars there, focusing on the key components of a business plan, such as marketing, legal and finance. The expanded site also includes hundreds of informational articles and videos, featuring financial guidance from small-business experts.

CELEBRATE OUR 20TH ANNIVERSARY!

Walk & Run Sunday, June 7, 2015 Columbus Park, Stamford hopeinmotion.org

Hope in Motion is an ongoing fundraising campaign to support the programs and services of the Bennett Cancer Center.

Founding & Presenting Sponsor: The Ashforth Company

100% of Donations Raised Support the Bennett Cancer Center SHF028 2015 W&R Ad_5x5.625_FCBJ_rev2.indd 1

5/4/15 2:43 PM

You’d be surprised how much more your staff can do when they’re not driving to work.

Teleworking can make your staff more productive. Plus, it reduces the number of cars on the road, reducing traffic congestion and improving air quality for everyone in Connecticut. CTrides helps businesses throughout Connecticut build and formalize teleworking programs for individuals, teams or an entire staff. Let us help you – absolutely free. Visit CTrides.com or call 1-877- CTrides.

A service of the CT Department of Transportation.

CTRD-0189 TeleworkAd10x2.75R1.indd 1

Your Commuter Connection 10:49 AM FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May3/11/15 11, 2015 13

VISIONARY VACUUM? WHAT MAKES SOME AREAS DAZZLING AND OTHERS JUST PLAIN BORING? This Westfair program on development and real estate will reveal the obstacles to creativity in our local towns, villages and cities. Is there a vision vacuum among our elected and appointed officials or are fear, economics and regulations too overwhelming?

DATE: TUESDAY, MAY 19 TIME: 11:30 A.M. TO 1 P.M. LOCATION: THE WATERS EDGE AT GIOVANNI’S 2748 POST ROAD, DARIEN, CONN.

HEAR WHAT OUR EXPERT PANELISTS HAVE TO SAY DISCUSSION MODERATOR

SAL CAMPOFRANCO

LUIZ ARAGON

SUSANNE DONNELLY

RALPH DIBART

W. MARK KEENEY

Founder and Managing Member Luzern Associates LLC Westport

Development Commissioner New Rochelle

Supervisor Town of Ossining

Executive Director Business Improvement District, New Rochelle

Managing Partner Abbey Road Advisors LLC Fairfield

SPONSORS

SUPPORTERS

Presented by The Westchester and Fairfield County Business Journals and WAG magazine To RSVP visit westfaironline.com For more information, call Holly DeBartolo at 914-358-0743 or email hdebartolo@westfairinc.com.

14 Week of May 11, 2015 • FAIRFIELD COUNTY BUSINESS JOURNAL

ASK ANDI

BY ANDI GRAY

Getting paid in tough times as an owner The business has been struggling.

And consequently, so has my family. Things got really bad at home when I had to suspend my salary and didn’t take any distributions. We’re working hard to get things to turn back up, but I’m still not comfortable.

We can hold off on paying down the credit line for a while, which means I’ll be able to take salary again. Am I missing anything?

THOUGHTS OF THE DAY: As an owner, you have to think about who comes first — you, or the company that feeds you. Making decisions based on the income statement and ignoring the balance sheet can be very dangerous.

When things get tight financially it’s important to figure out how long it will take to turn things around.

Ownership of a business is both a privilege and a responsibility. Ensuring the business grows, thrives and stays healthy is not only good for the business; it’s also good for the owner’s pocketbook.

In times of stress, it can be hard to be objective about personal needs versus business needs. Family is important and so is the business, but which comes first?

For most business owners, their company is their primary source of income.

Household expenses may seem urgent. But taking money out for household spending and leaving the company underfunded can be deadly for both home and business.

Making sure the company is healthy means your family will be able to prosper as well.

One way that business owners get into trouble is looking at the net income left over on the profit and loss statement and ignoring the balance sheet. Thinking that you can go back to taking money out as soon as sales improve overlooks the need to deal with diminished resources. That story is told on the balance sheet, which shows the fiscal health of the business.

Not sure how to read the company’s balance sheet? Get someone to explain it to you. Do you have enough cash on hand to weather six months of problems? Are current assets twice what current liabilities are?

Are debts below 2 1/2 times equity? Has debt been dropping? Have you successfully invested over the years in the company’s

Xand is now TierPoint

future? Is equity rising?

Take a hard look at how the business got to this difficult spot. A lack of success stems from years of missteps. When things go upside down in the business, and there’s no more money to pay out, it’s time for drastic re-evaluation.

Get perspective from outsiders who you respect; ask for their opinions. Listen, even if you don’t like what you hear. Use their advice to refocus by figuring out what gets you to the end goal rather than what gets you through tomorrow.

Deal with hard choices. Stop spending on things that drain cash and don’t contribute to profitable growth. Explain to family members that cuts have to be made. If you lost your job — or lost the company — you’d be making cuts. Do so before it comes to that.

Be realistic: How long will it take to get from where you are today to where you want to be? Prioritize rebuilding the company over personal comfort. Give your company time to heal permanently.

Most research on happiness says that the more things people acquire the less happy they become. Brainstorm other ways to have positive experiences that bring you

Andi Gray is president of Strate�y Leaders Inc., strate�yleaders.com, a business-consulting �irm that specializes in helping entrepreneurial �irms grow. She can be reached by phone at 877-238-3535. Do you have a question for Andi? Send it via email to AskAndi@strate�yleaders. Visit AskAndi.com for an entire library of Ask Andi articles.

WE ARE LENDING… IS YOUR BANK?

Double the Data Centers, Double your Choices.

LOCAL SERVICE, COAST-TO-COAST

joy. Go for a walk. Have a picnic in the park.

Drive to the beach for some sun and fresh air. Spend time helping a friend. Read a book. Listen to music. Low-cost and no-cost solutions for the mind and soul can help improve your outlook as you refocus on rebuilding the business that has provided you with so much.

As an owner, getting paid by the company is a privilege, not an entitlement. First you have to pay to operate the business – payroll, equipment, materials. Make enough profit to pay taxes, invest in constant refreshment of the company, build up reserves and pay off debts according to plan. Then, and only then, can you, as owner, afford to take money out of the company for personal needs.

LOOKING FOR A GOOD BOOK? Try “Happy at Last: The Thinking Person’s Guide to Finding Joy” by Richard O’Connor.”

WE HAVE MONEY TO LEND • Commercial & Residential Product Line • We Are Making Deals Everyday

CLOUD | MANAGED SERVICES | COLOCATION | DISASTER RECOVERY

For more information please

contact at & CEO contact Frank Frank Gaudio,Gaudio President 877.859.TIER (option 8) www.tierpoint.com

203-302-4375 frank@greenwichfirst.com

FIRST BANK of GREENWICH

the

sm

GreenwichFirst.com | 444 East Putnam Avenue Cos Cob, CT 06807 MEMBER

FDIC

NMLS ID# 510513

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 11, 2015 15

THE LIST SBA LENDERS

FAIRFIELD COUNTY

SBA Lenders

Ranked by total number of loans. Listed alphabetically in the event of a tie.

Name Address Area code: 203 unless otherwise noted Website

Top executive Title Year founded

Webster Bank NA

2

T.D. Bank NA

3

JPMorgan Chase Bank NA

Number of loans

Average per loan ($)

Amount total ($)

James C. Smith Chairman and CEO 1870

74

268,239.19

29,849,700

Mike Pedersen President and CEO 1852

28

487,021.43

13,636,600

James Dimon Chairman of the board, president and CEO 1824

24

114,512.50

2,748,300

First Niagara Bank NA

Gary M. Crosby President and CEO 1870

23

241,643.48

5,557,800

Wells Fargo Bank NA

John G. Stumpf Chairman and CEO 1870

23

531,726.09

12,229,700

People's United Bank

John P. Barnes President and CEO 1842

18

447,833.33

8,061,000

Thomaston Savings Bank

Stephen L. Lewis President and CEO 1874

18

104,777.78

1,886,000

6

Savings Bank of Danbury

Kathleen Romagnano President and CEO 1849

15

291,780.00

4,376,700

7

United Bank

William H. W. Crawford IV CEO 1858

12

141,500.00

1,698,000

8

Citizens Bank NA

Bruce Van Saun Chairman and CEO 1828

9

188,022.22

1,692,200

Union Savings Bank

Cynthia C. Merkle President and CEO 1866

9

83,333.33

750,000

Newtown Savings Bank

John Trentacosta President and CEO 1855

5

68,240.00

341,200

Fairfield County Bank

David A. Schneider CEO 1871

3

294,800

98,266.67

Bank of America NA

Brian Moynihan Chairman of the board and CEO 1904

2

190,000

380,000.00

Citibank NA

Michael L. Corbat CEO 1812

2

20,000

40,000.00

1

4

145 Bank St., Waterbury, Conn.

800-325-2424 • websteronline.com

1701 Route 70 East, Cherry Hill, N.J. 08034 888-751-9000 • tdbank.com

1111 Polaris Parkway, Columbus Ohio 43240 212-270-6000 • jpmorganchase.com

726 Exchange St., Suite 618, Buffalo 14210 800-439-8230 • firstniagara.com

101 N. Philips Ave., Sioux Falls, S.D. 57104 800-869-3557 • wellsfargo.com

5

850 Main St, Bridgeport, CT 06604 800-894-0300 • peoples.com

203 Main St., P.O. Box 907, Thomaston 06787 860-283-1874 • thomastonsavingsbank.com

12 Hayestown Ave., Danbury Conn. 06811 203-743-9612 • sbdanbury.com

45 Glastonbury Blvd., Glastonbury, Conn. 06033 866-959-2265 • bankatunited.com

1 Citizens Plaza, Providence R.I. 02903 401-456-7000 • citizensbank.com

255 Main St., Danbury, Conn. 06810 203-830-4200 • unionsavings.com

9 10 11

39 Main St., Newtown Conn. 06470 203-426-2563 • nsbonline.com

150 Danbury Road, Ridgefield, Conn. 06877 203-438-6518 • fairfieldcountybank.com

100 North Tryon St., Charlotte, N.C. 28202 888-550-6433 • bankofamerica.com

701 East 60th St. North, Sioux Falls, S.D., 57104 605-331-2626 • citibank.com

This list is a sampling of small business administration lenders that serve the region. If you wish your lender to be included in our next listing, please contact Danielle Renda at drenda@westfairinc.com.

Note:

Data gathered from the Connecticut District Office of the U.S. Small Business Administration, sba.gov. and is accurate as of Sept. 30, 2014.

National Association (NA) addresses may differ from bank headquarters addresses.

16 Week of May 11, 2015 • FAIRFIELD COUNTY BUSINESS JOURNAL

Fairfield County

DOCTORS of DISTINCTION

Saluting those who go beyond the diagnosis

2015

FOUNDERS CITRIN COOPERMAN | FAIRFIELD COUNTY BUSINESS JOURNAL FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 11, 2015 17

FAIRFIELD COUNTY

2015 DOCTORS OF DISTINCTION WINNERS PRESENTATION MAY 12 AT THE LOCKWOOD-MATHEWS MANSION MUSEUM

WINNERS

SOHEL ISLAM, MD Advanced Specialty Care PC

HUMANITARIAN AWARD

ROBERT HERZLINGER, MD Yale-New Haven Children’s Hospital at Bridgeport Hospital

LIFETIME ACHIEVEMENT

ALBERT V. BURKE, MD

LEADERSHIP IN MEDICAL ADVOCACY

STEVE HEFFER, MD AFC/ Doctors Express

COMMUNITY SERVICE 18 Week of May 11, 2015 • FAIRFIELD COUNTY BUSINESS JOURNAL

SOHEL ISLAM, MD was born in Bangladesh, one of the poorest countries in the world, where he lived until he was 6 years old. Since his father was from the middle class he had the opportunity to join him in Great Britain while he earned a Ph.D. in biochemistry. After returning to Bangladesh, at the age of 8 and staying for only one year, Islam’s father, frustrated with the lack of research opportunities and governmental corruption brought his family to America where his father started a rewarding career in pharmaceutical research. Although Islam has spent the majority of his life in the U.S., he has vivid memories of what life was like in Bangladesh where the vast majority of people do not have any hope of escaping poverty and he feels fortunate to have been educated in the U.S. and able to be a practicing plastic surgeon. During his training, he participated in sev-

eral medical mission trips to Central America. Today, Islam and his colleagues participate in an annual trip to Central America through an organization called Hand Help, which provides surgical care for hand problems to people in thirdworld countries. Islam has participated in these trips annually since 2000, sacrificing his own vacation time and paying his own way. The scope of surgery includes congenital hand problems, traumatic injuries, burn injuries and other birth defects. The team includes surgeons, anesthesia providers, nurses and residents. The workdays are often longer than in America, but the results are extremely rewarding.

Participating in these types of medical missions keeps the memories of his humble origins alive in his mind and helps him give thanks for all the opportunities and good fortune he has received in his life.

ROBERT HERZLINGER, MD started the Newborn Intensive Care Unit (NICU) at Bridgeport Hospital – now the Bridgeport campus of Yale-New Haven Children’s Hospital – in 1975 and has been the medical director ever since. During the last 40 years, he has supervised and directed the care of thousands of premature and fullterm neonates born with various medical problems.

He has also trained numerous physicians in the art of neonatal care. Under his direction, the NICU in Bridgeport has become and remains an outstanding provider of neonatal care with outcomes comparable to the best NICUs in the country. Herzlinger received his medical degree in 1969 from New York Medical College, completed his pediatric residency in 1972 and neonatology fellowship in 1973 at Columbia-Presbyterian Medical

Center and completed an additional neonatology fellowship at Albert Einstein College of Medicine in 1976.

He joined Bridgeport Hospital as director of neonatology in 1976 and has remained in that position to the present day, even after pediatric services at Bridgeport and Yale-New Haven hospitals were consolidated under Yale-New Haven Children’s Hospital in 2012. Herzlinger is also on the clinical faculty of Yale University School of Medicine as an assistant professor of pediatrics 197681 and since 1981 as an associate professor of pediatrics.

He is a diplomate of the National Board of Medical Examiners, American Board of Pediatrics and Sub-Board of Neonatal-Perinatal Medicine and is a fellow of the American Academy of Pediatrics (AAP) and the AAP’s Section of Perinatal Pediatrics.

ALBERT V BURKE, MD grew up in Rowayton, attended local schools and graduated from Norwalk High School.

He received both his bachelor’s and medical degrees from Georgetown University. Upon completion of his formal academic training he entered military service as a medical officer with the U.S. Navy and was assigned to duty with the U.S. Marine Corps where he served with the First Marine Division in Korea and California.

Upon completion of a three-year tour of duty, Burke returned to civilian life and entered a residency in medicine at Hartford Hospital, which was followed by the establishment of a primary care private practice in East Norwalk. As his patient care responsibilities increased, he became more involved in clinical activities at Nor-

walk Hospital and undertook positions as department chairman and chief of the medical staff. Burke served as chief for six years and during his tenure one of his accomplishments was planning and developing a cancer center named the Whittingham Cancer Center, a well-recognized provider of first-class cancer care. In addition to his patient care and hospital administrative responsibilities, Burke has had significant involvement in community activities serving as police physician for the city of Norwalk for 36 years, and serving as an original volunteer physician for the Americares Free Clinics — a role he continues to fulfill after 20 years. Married for 56 years, he and his wife, Norma, are the parents of six children. Burke retired from private practice in 2000.

Steven Heffer, MD is a board-certified emergency medicine physician and has been in practice for 20 years. He received his medical degree from Albert Einstein College of Medicine in New York City and completed his internship and residency at New York University Medical Center and Bellevue Hospital Trauma Center. His past experiences include working as an attending emergency department (ED) physician at the University of Massachusetts where he also served as a life-flight trauma physician. He then spent more than 12 years as an ED physician at Yale-affiliated Greenwich Hospital. Currently, Heffer is the owner and medical director of AFC/ Doctors Express Urgent Care located in Bridgeport. A Fairfield County resident, Heffer has been searching for

a way to utilize his expertise to positively impact health services within his own community and improve the quality of medical care available to his patients. He has already made great strides in his vision for the city of Bridgeport. Under his leadership, AFC/Doctors Express Urgent Care was granted the 2014 Business in Bloom Award by the Bridgeport Regional Business Council for having made significant contributions to the Bridgeport neighborhoods and surrounding towns.

He is making great strides in Bridgeport and has decided to open his second urgent care center in Fairfield by the end of this year. Heffer is extremely passionate and motivated to provide the highest level of medical care and service to his community.

WINNERS

JOSEPH FEUERSTEIN, MD Stamford Hospital

EXCELLENCE IN MEDICAL RESEARCH

MARK VITALE, MD Orthopaedic & Neurosurgery Specialists

EXCELLENCE IN MEDICAL RESEARCH

PHILIP JORDAN

Frank H. Netter MD School of Medicine

MOST PROMISING MEDICAL STUDENT KEYNOTE SPEAKER DARCY LOWELL, MD is founder and executive director of Child First and an associate clinical professor in the Yale Department of Pediatrics and Child Study Center at the Yale University School of Medicine. Lowell also is the section chief of the developmental and behavioral division of the Department of Pediatrics at Bridgeport Hospital, Yale-New Haven Health System. She has been working with high-risk young children and families in Connecticut for 28 years while directly involved with clinical services, new program development, clinical research, child advocacy and system change at the local and state levels.

Child First, which she founded, is an intensive, evidence-based, home-visiting intervention that targets the most vulnerable children and families to prevent child abuse and neglect, emotional

medicine at the University of London and business management at Cambridge University. He completed a rotating internship in general and trauma surgery at the Tel Aviv University Tel Hashomer Teaching Hospital before serving for almost four years as a combat physician in the Israeli navy special forces and submarine corps (where he is still a reserve officer, with the rank of captain). He moved to the United States 12 years ago and completed an internship and residency in family medicine at the Columbia University/Stamford Hospital Family Medicine Residency Program, where he served as chief resident in his final year. He then spent two years studying with Dr. Andrew Weil as part of his fellowship in integrative medicine at the University of Arizona’s School

of Medicine. Feuerstein is currently the director of integrative medicine at Stamford Hospital, where he runs an insurance-based consultation service using nutrition, hypnosis, acupuncture, botanicals and stress management to help treat chronic medical problems such as obesity, diabetes, elevated cholesterol hypertension, coronary heart disease, cancer, rheumatoid arthritis, depression and anxiety. He is an associate professor of clinical medicine at Columbia University, works as a medical teaching attendant at Greenwich Hospital, certified in medical acupuncture and clinical hypnosis and holds a license as a homeopathic physician from the state of Connecticut. He serves on the Board of Trustees of the Fairfield County Medical Association and on the nutrition and obesity task force for the state.

MARK VITALE, MD, MPH is a board-certified orthopaedic surgeon and a fellowship-trained specialist in the diagnosis and treatment of hand, wrist and elbow conditions and injuries in patients ranging from infancy to adulthood. His expertise includes treatment of arthritis of the hand, wrist and elbow, fractures of the upper extremity, rehabilitation of sports injuries of the hand, wrist and elbow, arthroscopic treatment of wrist and elbow disorders, nerve compression syndromes of the upper extremity, including carpal tunnel and cubital tunnel syndrome, microsurgical reconstruction of nerve injuries, treatment of masses in the hand such as ganglion cysts and upper extremity tendon repair and reconstruction. Vitale takes care of hand differences and disabilities seen in infancy and adolescence as well as pediatric hand, wrist and elbow fractures. A graduate of Tufts University where he majored in biopsychology, Vitale holds a doctorate in medicine from Columbia University where he also earned a master’s degree in public health to better understand epidemiology and research methodology as it pertains to health care and orthopaedic surgery specifically. He completed his residency training

in orthopedic surgery at Columbia-Presbyterian Medical Center and a fellowship in hand surgery at the Mayo Clinic where he was recognized as the Alice D. Jensen fellow in hand surgery.Active in academic medicine, Vitale has been a leader in orthopedic and hand-surgery research throughout his career, having published more than 40 peer-reviewed scientific papers as well as authoring several book chapters and invited articles. He regularly presents his work at regional, national and international scientific meetings, including the American Society of Surgery of the Hand, the American Association for Hand Surgery, the American Academy of Orthopaedic Surgeons and the Orthopaedic Trauma Association. In 2014, Vitale was honored by the American Society for Surgery of the Hand with the Ronald Linscheid-James Dobyns Excellence in Wrist Surgery Award, where he was recognized as the investigator with the best research study in the field of wrist surgery that year. He enjoys continuing to investigate musculosketletal problems in the hand, wrist and elbow and in orthopaedic surgery in general in the ONS Foundation lab and collaborating with investigators at other institutions.

PHILLIP JORDAN is a second-year medical student at the

tent effects unconscious bias and stigma in training medical professionals. Last summer he spent four weeks working at La Clínica Médica in Santa Cruz La Laguna, Guatemala, where he learned first hand the joys and challenges of caring for an underserved population. While he has not settled on a specialty of choice, his two years spent working as an emergency department scribe gained him great respect and admiration for the field of emergency medicine. During time spent away from his studies, Jordan considers himself an amateur astronomer.

JOSEPH FEUERSTEIN, MD was born in England and studied

Frank H. Netter MD School of Medicine at Quinnipiac University. From Potomac, Md., Jordan received his Bachelor of Science degree in biology with a concentration in physiology and neurobiology from the University of Maryland, College Park. He spent two years as an undergraduate assistant teaching an introductory biology lab to nearly 25 students per semester. His capstone research focuses on designing a curriculum delving into the neurologic basis of drug addiction and observing how knowledge of this con-

and behavioral problems and developmental and learning problems. It provides community screening, mental health consultation and parent-child relationship-based intervention with comprehensive, wraparound services to families. A substance abuse mental health services administration (SAMHSA)-funded, randomized, controlled trial demonstrated the effectiveness of the Child First model, with results published in Child Development in January/February 2011. Based on strong outcomes, it is the only home-based, mental health intervention for young children to have received Medicaid reimbursement in Connecticut. With the support of the Robert Wood Johnson Foundation, Connecticut philanthropy, SAMHSA and the Connecticut Department of Children and Families (DCF), Child First is being replicated in 10 of the 15 DCF areas in Connecticut, with plans to replicate statewide. Child First has been designated as one of the nine evidence-based, home-visiting models for the maternal, infant and early childhood home visiting program by Health Resources and Services Administration and Administration for Children and Families. Among her numerous affiliations, Lowell is a fellow of Zero to Three and on the clinical faculty of the Yale University Zigler Center in Child Development and Social Policy.

JUDGES

DR. ED VOLPINTESTA

DR. LOUIS MCINTYRE

BOB ROZYCKI

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 11, 2015 19

Fairfield County

DOCTORS of DISTINCTION

Saluting those who go beyond the diagnosis

2015

COME CELEBRATE WITH AWARD-WINNING DOCTORS AND BE INSPIRED BY THEIR REMARKABLE STORIES. HUMANITARIAN: SOHEL ISLAM, MD Advanced Specialty Care PC

LIFETIME ACHIEVEMENT: ROBERT HERZLINGER, MD Yale New Haven Children’s Hospital at Bridgeport Hospital

LEADERSHIP IN MEDICAL ADVOCACY:

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MOST PROMISING MEDICAL STUDENT:

ALBERT V. BURKE, MD

JOSEPH FEUERSTEIN, MD Stamford Hospital

COMMUNITY SERVICE:

MARK VITALE, MD Orthopaedic & Neurosurgery Specialists

PHILLIP E. JORDAN Frank H. Netter MD School of Medicine

STEVEN HEFFER, MD AFC/Doctors Express

May 12 • 5:30 p.m.

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20 Week of May 11, 2015 • FAIRFIELD COUNTY BUSINESS JOURNAL

SPECIAL REPORT

INSURANCE

Travel with peace of mind, agents stress INSURING TRIPS GAINS POPULARITY

BY REECE ALVAREZ ralvarez@westfairinc.com

S

pring is here and the Northeast is buzzing with plans for the brief window of enjoyable weather, but even the most ironclad of plans can be sunk without warning. Illness, an unexpected business trip, missed flights — any one of these scenarios can cause ruin for travel plans, yet most travelers don’t buy travel insurance and travel on luck instead.

“Years ago (prior to AAA), a honeymoon couple came in booking a Hawaiian honeymoon — I will never forget it — I asked them if they wanted to purchase insurance and they said, ‘No, we are in love; we are not going to cancel,” said Jill Rosenberg, manager of group and executive travel services for AAA Northeast, whose coverage area includes New York and Connecticut.

The couple ended up getting married in a hospital after the man broke his back defending his fiancée from an aggressive goose while touring the grounds for their wedding, Rosenberg said.

According to a 2014 US Travel Insurance Association survey, one in six Americans (17 percent) said their travel plans had been impacted by medical conditions, natural disasters including severe weather, or airline-caused problems.

Of those, only 22 percent had travel insurance, according to the survey.

In 18 years working with AAA and nearly 30 years in the travel industry, Rosenberg said she has seen consumers go from thinking of travel insurance as an afterthought to a serious consideration, as travelers are booking vacations earlier — a trend noticed by others in the industry as well.

“As the economy bounces back, hotels and cruise lines have gotten more stringent in their cancellation policies,” said Jack Ezon, president of Ovation Corporate Travel, a Manhattan-based corporate travel agency with offices in Harrison, N.Y. “The improved economy has made it harder for people to find last-minute space – so they start to plan ahead to secure space but buy travel insurance as a backup.”

According to Ezon, the use of travel insurance has grown 12 percent in the past year and 34 percent in the past 4 years.

Most travel advisers interviewed agree that the average cost of insurance is between 4 and 10 percent of the total travel package, and can vary widely depending on the coverage options chosen, age of travelers and destination.

At Tauck, a 90-year-old international guided tour and cruise company based in Norwalk, the typical cost of travel insurance is estimated at $400 per person, according to Tom Armstrong, corporate communications manager.

Armstrong declined to specify what percentage of Tauck guests buy trip insurance but did note that an “overwhelming majority” of Tauck clients make the purchase.

Bad weather affecting travel plans and concerns over vacation rentals are the top reasons summer travelers buy travel insurance, according to a recent survey of licensed travel insurance agents at InsureMyTrip, a Rhode Island-based company that compares travel insurance products.

Travel concerns among Tauck clients have remained consistent over the years, with potential illness and injury at the

forefront for insurance-minded travelers, Armstrong said.

Julie Danziger, director of luxury travel services at Ovation, noted a travel concern not mentioned by other agencies – domestic and international unrest. In particular, the shooting of Walter Scott in South Carolina and the Charlie Hebdo attacks in Paris negatively affected Ovation travelers’ plans, she said.

“That has been a big deal. You have one city that one day can be the most sought after vacation spot and the next day something totally out of the ordinary can happen,” she said.

With so many different things that can go wrong, from the flu to terrorists on top of a plethora of terms and conditions that may apply, “anytime cancel” travel insurance is becoming increasingly popular — though it is not without significant costs.

“Anytime cancel insurance has become the most popular kind of insurance purchased,” Ezon said. “With a premium of 35 to 50 percent over ordinary policies, anytime cancel policies basically allow a traveler to cancel their trip for any reason

whatsoever — even a bad hair day. By canceling, they get between 70 to 80 percent of their trip cost back.”

Representatives from Ovation, Tauck and AAA all emphasized the importance and convenience of using professional travel services to prepare trips and purchase insurance.

AAA warns that travelers should read the fine print. While many cruise lines and tour operators offer their own travel insurance, they may carry less coverage and benefits may stop between 24 and 72 hours before departure. The company advises travelers to request a copy of the insurance contract prior to purchase to understand what the policy does and does not cover (terms, limitations and exclusions apply), and examine other existing insurance policies such as auto, medical and umbrella policy insurance.

“It is a little bit scary and daunting as a consumer to go online and pick a vacation when it is something you save for and wait for all year,” Rosenberg said. “It really is so important to go to a professional travel agency to have them find the best agent for you.”

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 11, 2015 21

Unique business model sets insurance company apart

BY COLLEEN WILSON cwilson@westfairinc.com

T

here was no doubt in Ross J. Buchmueller’s mind that the insurance company he helped start in his basement in 2006 was not going to stay below ground for long.

With investment help from Stone Point Capital in Greenwich, it was only a matter of weeks before Buchmueller, CEO, and cofounders, Martin Hartley, chief operating officer, and Jeffrey Paraschac, chief financial officer, were running Privilege Underwriters Inc. at the Gateway Building in downtown White Plains.

By 2011 they had moved again, this time up the street to 44 S. Broadway to what is now the headquarters for the growing insurance company, a major player in the niche market of what Buchmueller called “high net worth individuals and families.”

His company specializes in coverage for America’s most successful people, who typically have more than one house, more cars than drivers and valuable collections of art or wine.

Buchmueller, who is originally from Boston and graduated from Trinity College

Ross J. Buchmueller. Photo by Colleen Wilson

in Hartford, devoted a combined 19 years to Chubb Group of Insurance Cos. and American International Group Inc. before making them two of his biggest competitors.

“There were a lot of strategies to put in place that you need to serve these unique needs,” Buchmueller said. “And this is what I had spent my whole career doing, so that’s what we set out to do.”

22 Week of May 11, 2015 • FAIRFIELD COUNTY BUSINESS JOURNAL

What sets the corporation apart from bigger companies like Chubb and AIG, Buchmueller said, is that “none of our competitors are predominantly consumer-oriented, let alone high net worth oriented.”

And the company’s use of a “reciprocal exchange” business model proves that.

Privilege Underwriters Inc. is the parent company of PURE Insurance Co. and PURE

Risk Management LLC. The foundation of the company’s financial capital – and where the name comes from – is in a combined pool of the Privilege Underwriters Reciprocal Exchange, which is made up of PURE’s members, or policyholders, who pay premiums and surplus contributions for the first five years, and PURE Insurance Co., which provides additional capital flexibility.

PURE Risk Management LLC is a member-appointed entity that is paid a fee to run the exchange by doing the underwriting, rate calculations, settling claims and other management duties.

This arrangement “creates a really interesting alignment,” Buchmueller said, because, as the membership guide puts it, members “pool their insurance risks among a carefully selected membership.”

“It’s not enough to be rich,” Buchmueller said. Members have to exemplify responsibility and low-risk qualities like a minimal history of claims in order to qualify as a policyholder.

PURE, which had fewer than 2,000 members in its first two years of business, » » INSURANCE, page 24

J

Insurance Department taps new deputy commissioner

ohn C. Thomson, a veteran of the insurance industry and a former division chief of the Connecticut Insurance Department, was recently named the department’s deputy commissioner.

To date, his activities have focused on the burgeoning captive insurance industry and streamlining the department’s business office via its so-called LEAN initiative.

Insurance Commissioner Katharine L. Wade made the announcement. Thomson is already in place as deputy commissioner.

Thomson joined the department in 2012 to develop a new captive insurance unit. In those three years, the unit has licensed eight captive insurers and registered more than 180 risk retention groups.

Thomson has also managed the operations of the department’s business office. As LEAN coordinator, he oversaw “the integra-

tion of efficient, cost-saving procedures,” the department said in a statement.

Before joining the department, Thomson was the editor for the Dallas-based International Risk Management Institute, the publisher of Captive Insurance Company Reports. He also was the chief operating officer for energy industry captive Oil Casualty Insurance Ltd. and has held leadership positions with General Electric, Aetna, Cigna and Hartford risk management firm Towers Perrin/Tillinghast.

Each year, the department returns an average of $100 million to the state’s general fund in license fees, premium taxes, fines and other revenue sources to support various state programs, including childhood immunization, according to the statement.

Additionally, on average, it returns $4 million annually to consumers for wrongful charges.

— Bill Fallon

NEWS NOON @

Sign up now at westfaironline.com

W

‘Insurance Matters’ newsletter launched

ith Legislature-enacted roots dating to 1865, the Connecticut Insurance Department is marking 150 years of service with a leap into the future.

The department recently launched its new monthly online newsletter directed toward consumers, called “Insurance Matters.” Instant e-alerts also are now available.

The department envisioned typical queries the newsletter will address as: • How long does my health insurer have to pay my claims?

• Does my homeowner’s insurance cover damage from the ice dams this winter?

• Am I eligible for discounts on my auto insurance premium?

The newsletter is “designed to help inform and educate Connecticut consumers about all things insurance.”

“Each new issue will feature timely topics and tips,” said department Commissioner Katharine L. Wade in a statement. “We know having the proper coverage for your property and your family and understanding that coverage is very important. The ‘Insurance

Matters’ newsletter is one more resource the department offers as part of our mission of consumer protection, outreach and education.”

The monthly newsletter also promises a look at the department’s century-and-a-half history via what it termed a “dip into the vault this year as the department marks the 150th year of insurance regulation in Connecticut.” The General Assembly created the Office of the Insurance Commissioner, the forerunner to the department, in 1865.

The department said, on average, its dealings with the insurance industry bring $100 million annually to state coffers in fees, premium taxes, fines and other revenue sources. The money’s uses include childhood immunization and other state programs. It also regulates the insurance industry in the state and in that role it said it annually recovers an average $4 million in refunds to consumers.

“Insurance Matters” will be posted on the department’s website, ct.gov/cid. Consumers can also subscribe by signing up for department e-alerts.

— Bill Fallon

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4/14/098:54:34 8:54:34 4/14/09 AMAM

BY ANTHONY J. ENEA and MICHAEL L. MEYERS

Consider donating a lapsing insurance policy to a charity

l

l life insurance policies owned by seniors will be allowed to lapse without any benefits ever being paid out other than any remaining cash surrender value. With approximately $19.2 trillion of life insurance in force in the United States at any given time, the amount that may lapse without paying any meaningful benefits to the consumer, his or her family and/or a charity of their choosing, is staggering.

Consumers allow their life insurance pol-

icies to lapse for a variety of reasons. Some can no longer afford the premiums. For others, the reasons for originally purchasing life insurance no longer exist.

Until the recent formation of the Insuring a Better World Fund (IABWF), we do not believe a single entity existed that aggregated and administered policies for the benefit of charity when the policy was no longer wanted or would be lapsing. The IABWF is able to accomplish the aforementioned while

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Once you’ve established yourself, that means a flexible schedule, and the ability to choose a field of specialty and the clients you work with. You will work very hard, but the rewards are there for those who persevere.

To learn more, contact: Brendan Naughton General Agent Six Landmark Square, Suite 7200 Stamford, CT 06901 203-359-5300 bnaughton@financialguide.com Jason Castaldi, LUTCF Managing Director 100 Mill Plain Road, Suite 103 Danbury, CT 06811 203-313-2256 jcastaldi@financialguide.com www.charteroakfinancial.com

LIFE INSURANCE + RETIREMENT/401(K) PLAN SERVICES + DISABILITY INCOME INSURANCE + LONG TERM CARE INSURANCE + ANNUITIES MassMutual Financial Group refers to Massachusetts Mutual Life Insurance Co. (MassMutual), its affiliated companies and sales representatives. Local sales agencies are not subsidiaries of MassMutual or its affiliated companies. Agency officers are not officers of MassMutual. Financial Services Representatives are independent contractors and are not employees of MassMutual, its subsidiaries, or of General Agents with whom they contract. Insurance products issued by MassMutual (Springfield, MA 01111) and its subsidiaries, C.M. Life Insurance Co. and MML Bay State Life Insurance Co. (Enfield, CT 06082). CRN201508-174405

24 Week of May 11, 2015 • FAIRFIELD COUNTY BUSINESS JOURNAL

at the same time relieving the consumer of the obligation of paying the premiums due on said policy. Additionally, the consumer will be entitled to a charitable deduction based on the fair market value of the donated policy.

The Insuring a Better World Fund is able to help support numerous charities and their endeavors without any cost to the charities themselves while also allowing the consumer to obtain a valuable tax benefit.

The IABWF does not buy the life insurance policies and is not a life settlement. It is a charitable entity operated by the InterVivos Foundation, a tax-exempt, publicly supported Section 501(c)(3) of the Internal Revenue Code charity. In order for the IABWF to consider accepting your life insurance policy, there are various factors that must be assessed and complied with: • The insured/owner of the policy generally must be 65 years of age or older and have experienced a change in health since the policy was issued.

• The insured would need to provide information about his or her current health (although no medical exams will be required).

• Any and all types of life insurance

Insurance — » From page 22

topped 36,600 in 2014, up by about 10,000 from the previous year. The steady increase in membership has also resulted in gross premiums growing by more than 40 percent every year since the company started. In 2014, PURE reported roughly $351 million in written premiums and expects to reach nearly $500 million by the end of the year.

And the growth doesn’t stop there. PURE has nine offices in eight states nationwide and offers coverage in every state except Alaska and Idaho – gaps the company is trying to fill by year’s end. Buchmueller said the company is looking to take over anoth-

policy will be accepted, whether it be term, universal, whole life or second to die.

• The policy must have a minimum death benefit of $400,000.

• The policy must have been purchased more than 3 years ago.

The IABWF aggregates and administers thousands of donated life insurance policies.

Once a policy is accepted, it will pay all premiums. The IABWF will then distribute the death benefits after the payment of all the premiums and after expenses on a pro-rata basis to the charities selected by the donor of the policy and approved by the organization’s board of directors.

In essence, a charity selected by the consumer will receive a substantial portion of the death benefit of a life insurance policy that would not have paid a single dime if it were allowed to lapse. All of this is accomplished, plus the donor of the policy will be able to receive a valuable charitable deduction for income tax purposes based on the approved fair market value of the policy, under Section 170(e) of the IRC. The IABWF is able to help support numerous charities and their endeavors without any cost to the charities themselves while also allowing the consumer to obtain a valuable tax benefit. While we are generally reluctant to promote any single charity, when one is able to make something out of nothing, it deserves our attention.

Anthony J. Enea is the managing member of Enea, Scanlan & Sirignano LLP with of�ices in White Plains and Somers. He can be reached at 914-948-1500 or A.Enea@esslaw�irm.com.

Michael L. Meyers is the principal partner of Strategic Business Plans LLC with of�ices in Katonah, Rye Brook and New York City. He can be reached at mmeyers8122@gmail.com.

er floor in its office building, which would add at least 100 employees to that location and significantly add to its more than 300 employees nationally. The space will also be used as a training facility to foster employee development.

Buchmueller, who lives in Mamaroneck, N.Y., with his wife and two children, said he and the other co-founders had debated about starting the business in midtown Manhattan but decided that a better work-life balance was more feasible in Westchester County.

“It’s a lot of hard work to start a company from scratch and if you can still be able to make Little League games that would be a nice thing. So we decided to stay in Westchester, and White Plains has been great to us,” he said.

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Get Down to Business at Wilton Library Since the founding of the Wilton Library Association in 1895, providing valuable resources and a welcoming environment has been our calling card. But, much like any other business, our menu of goods and services has evolved to meet the needs of our clientele. And our clientele has grown — in addition to serving Wilton, our customer base now extends throughout Fairfield County and Connecticut, incorporating businesses and communities near and far.

The Wilton Library of 2015 meets our customers’ needs and preferences by offering cutting-edge technologies and enhanced resources. Our Innovation Station maker space, unveiled June 2014, gives patrons and business users access to the latest technologies and equipment — opening avenues of inspiration that might not otherwise be available to many.

New technology also has impacted the ways our traditional library resources are utilized. As time passes, more and more books and magazines are read in digital and audio formats and movies and music are accessed by downloading or streaming.

Today’s Wilton Library spaces offer more than just a reading room atmosphere. Walk into 137 Old Ridgefield Road on any given day, and yes, there are still plenty of those quiet areas as well as hard copies of all the books, magazines, newspapers, music and movies a heart could desire. But today, we also deliver the opportunity to experiment on 3D printers, surf the web on new computers, embroider an object with an electronic sewing machine, build your own small circuit board, learn to use the latest version of Adobe Photoshop or even explore how to Tweet for the first time. You can even charge your electronic vehicle in our parking lot.

New resources, opportunities and connections are yours to explore and experience at Wilton Library. Whether your needs are personal or business related, we invite you to utilize our Innovation Station equipment, coordinate a training class in our Computer Lab for your employees, host a meeting in our private spaces that can accommodate up to 155 or perhaps just relax fireside with The Wall Street Journal.

For Connecticut businesses and communities, we are a gateway to discovery — a center to celebrate words, images, ideas, technologies and possibilities. Visit us today in Wilton town center or virtually at wiltonlibrary.org.

Elaine Tai-Lauria, executive director Wilton Library Association Member, Cultural Alliance of Fairfield County

The mission of the Cultural Alliance of Fairfield County is to support cultural organizations, artists and creative businesses by providing promotion, services and advocacy.

For more information, visit CulturalAllianceFC.org or email infoCulturalAllianceFC.org or call 256-2329.

For events lists, visit FCBuzz.org.

FCBUZZ

Arts & Culture of Fairfield County

Stamford Young Artists Philharmonic 55th Anniversary This year’s Stamford Young Artists Philharmonic gala performance, May 17, 4 p.m., at the Palace Theatre in Stamford, marks the 55th anniversary of SYAP. It was founded by Salvatore Princiotti, who dedicated his professional life to teaching young people. Students were instilled to appreciate the importance of music education, learn to collaborate as a team and to develop self-expression through music. The anniversary concert will bridge the past, with the present and the future, with more than 20 alumni arriving from near and far to perform with the current Young Artists Philharmonic.

Also performing will be the Young People’s Symphony, SYAP’s upper-intermediate full orchestra, whose program will feature music of Robert Schumann and Richard Meyer.

Opening the program is string orchestra for intermediate level players, the Young String Ensemble, who will perform music of William Harbinson, Alan Lee Silva, G.F. Handel and more. General Admission is $55 for adults and $45 for seniors. All students and music teachers are admitted free of charge. Tickets to the post-concert wine and cheese reception are $20 each.

SYAP is comprised of talented young musicians from southern Connecticut and northern Westchester counties and who train and perform in three orchestras: Young Strings Ensemble, Young People’s Symphony and Young Artists Philharmonic. For more information on SYAP, visit their website at syap.org.

Manhattan Transfer and Take 6 at The Klein Two of the most award-winning vocal groups in history will take the stage for a concert like no other at the Klein Auditorium on Friday, May 15, 8 p.m. With a total 20 Grammy Awards, these two groups will be covering more genres of music than could be fathomed in one night! The Klein is also staging a pre-concert dinner catered by Art of Perfection starting at 5:30 p.m. for 240 donors. Funds from the dinner will help support the Klein’s after school program, ASK, which provides tuition free instruction to 100 Bridgeport students. The Jacob Klein Leader of Distinction Award will be presented to the Carroll Family of Bridgeport honoring their lifetimes of service as business and civic leaders.

The Manhattan Transfer is celebrating its 40th year with a new member, Trist Curless and original members Janis Siegal, Alan Paul and Cheryl Bentyne. Take 6 is comprised of Claude McKnight, Mark Kibble, Joel Kibble, Dave Thomas, Alvin Chea and Khristian Dentley. The group was heralded by

Quincy Jones as the “baddest vocal cats on the planet!” As the group celebrates its 25th anniversary with a new show, band members are continuing to share their memories in music for the past years as well as reveal all that the future has to hold. The Klein is at 910 Fairfield Ave., Bridgeport. The concert is presented by V2 Concert Promotion of South Norwalk.

Tickets are available at the box office: by calling 800-4240160 or visit the website at theklein.org

Visit FCBuzz.org for more information on events and how to get listed.

26 Week of May 11, 2015 • FAIRFIELD COUNTY BUSINESS JOURNAL

Presented by: Cultural Alliance of Fairfield County

FACTS & FIGURES on the record ATTACHMENTS-FILED KDT Associates LLC, et al., Westport. Filed by Berdon, Young & Margolis PC, New Haven. $135,000 in favor of Temple Street Arcade LLC, et al. Property: 24 Mills St., Westport.

Filed April 16.

BANKRUPTCIES Jack Dempsey’s Inc., P.O. Box 524, Stratford. Chapter 11. Assets: $100,000 to $500,000. Liabilities: $1 million to $10 million. Creditors: Albina Pires, $120,000; Robin Cummings, $60,000; Yellow Rose Inc., $33,903; Star Distributors Inc., $10,187. Type of business: Limited liability company.

Debtor’s attorney: Jeffrey M. Sklarz LLC, New Haven. Case no. 5:15-bk50555. Filed April 24.

BUILDING PERMITS

COMMERCIAL 508 Main LLC, New Canaan, contractor for self. Remove the interior partition in an existing single-family residence at 147 Connecticut Ave., Norwalk. Estimated cost: $19,000.

Filed April 21.

55 East Ave LLC, Norwalk, contractor for self. Perform minor renovations to an existing commercial space at 55 East Ave., Norwalk. Estimated cost: $97,000. Filed April 16.

AAA Advantage Carting, Stamford, contractor for Miller Partners LLC. Demolish an existing commercial space at 340 W. Putnam Ave., Greenwich. Estimated cost: $16,000. Filed between April 1 and April 27.

A Pappajohn Co., Norwalk, contractor for Div Dunham 35 LLC. Perform interior work to the fourth floor of an existing commercial space at 200 Connecticut Ave., Norwalk. Estimated cost: $5,000. Filed April 14.

Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system.

While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken.

Questions and comments regarding this section should be directed to: Bill Fallon c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: (914)694-3600 Fax: (914)694-3680

Belden Holdings LLC, Fort Lauderdale, Fla., contractor for self. Perform an interior fit-up to an existing commercial space for a new tenant at 30 Belden Ave., Norwalk. Estimated cost: $45,000. Filed April 16.

Dodson, Al, Ridgefield, contractor for Scala Properties LLC. Construct a dormer at the rear of an existing commercial space at 486 Main St., Ridgefield. Estimated cost: $10,000. Filed April 13.

John L. Simpson Co. Inc., contractor for Nutmeg Square LLC. Perform interior renovations in an existing commercial space for a new tenant at 70 Newtown, Danbury. Estimated cost: $80,000. Filed April 13.

Bell Atlantic Inc., East Hartford, contractor for 36 Ritch Avenue LLC. Replace the antennas on an existing commercial space at 36 Ritch Ave., Greenwich. Estimated cost: $15,000.

Filed between April 1 and April 27.

G M Contracting LLC, Newtown, contractor for Saverio D’Arcangelo.

Expand a deli with a new kitchen, retail area, bathrooms, floors and ceilings at 113 Danbury Road, Ridgefield.

Estimated cost: $70,000. Filed April 9.

John L. Simpson Co. Inc., contractor for Mill Plain Center Limited.

Perform interior renovations in an existing commercial space for a new tenant at 44-1 Lake Avenue Extension, Danbury. Estimated cost: $50,000.

Filed April 13.

Blansfield Builders Inc., Danbury, contractor for Danbury Mall LLC. Remove the bump out in an existing commercial space at 7 Backus Avenue Main, Danbury. Estimated cost: $8,000. Filed April 22.

Greenwich Academy, Greenwich, contractor for self. Add temporary lights and heating equipment to an existing commercial space for a special event at 200 N. Maple Ave., Greenwich. Estimated cost: $10,000. Filed between April 1 and April 27.

Boston HP LLC, Stamford, contractor for self. Demolish the existing partitions and sheetrock in an existing commercial space at 1281 E. Main St., Stamford. Estimated cost: $83,000.

Filed between April 20 and April 24.

Capital Construction, Norwalk, contractor for 411 Properties LLC. Perform interior renovations in an existing commercial space for a new tenant at 411 W. Putnam Ave., Greenwich. Estimated cost: $188,000. Filed between April 1 and April 27.

Consortium Properties, Quogue, N.Y., contractor for self. Change of tenant in a market at 60 Connecticut Ave., Norwalk. Estimated cost: $4,000. Filed April 24.

Construction Associates Inc., contractor for DXR Holdings LLC. Perform an interior fit-out of an existing commercial space at Wallingford Road, Danbury. Estimated cost: $7,500. Filed April 21.

Corporate Construction, New Milford, contractor for Norwalk Hospital.

Repair the elevator shaft in an existing commercial space at 34 Maple St., Norwalk. Estimated cost: $15,000.

Filed April 21.

Damico, Anthony, Norwalk, contractor for self. Perform an interior fit-up to an existing commercial space for a new tenant at 318 Strawberry Hill Ave., Norwalk. Estimated cost: $15,000. Filed April 17.

DGC Capital Contracting Corp., contractor for Sears Roebuck & Co. Relocate the fixtures in an existing commercial space at 7 Backus Ave., Danbury. Estimated cost: $25,000.

Filed April 23.

DMC Group LLC, Danbury, contractor for self. Perform interior renovations in an existing commercial space for a new tenant at 46 Federal Road, Danbury. Estimated cost: $25,000.

Filed April 21.

H S Roofing Systems Inc., Waterbury, contractor for David Yolen and Victoria Yolen. Strip and reroof an existing commercial space at 107 Greenwich Ave., Greenwich. Estimated cost: $35,000. Filed between April 1 and April 27.

Hardesty & Associates, Danbury, contractor for Danbury Mall LLC. Perform a tenant fit-out in an existing commercial space for a new tenant at 7 Backus Avenue Main, Danbury. Estimated cost: $85,000. Filed April 15.

Hawley Construction Corp., contractor for 48 Main Street LLC. Construct a new medical building at 48 Main St., Danbury. Estimated cost: $1.1 million. Filed April 20.

Hawley Construction Corp., contractor for Germantown Plaza Associates LLC. Perform a tenant fit-out in an existing commercial space for a new tenant at 30 Germantown Road, Danbury. Estimated cost: $52,545. Filed April 22.

Henke, Collin, Chicago, Ill, contractor for New England Realty. Perform interior renovations in an existing commercial space for a new tenant at 1333 E. Putnam Ave., Greenwich. Estimated cost: $15,000. Filed between April 1 and April 27.

High Quality Builders LLC, contractor for Laura B. Cahill. Convert a liquor store to an apartment at 168 Osborne St., Danbury. Estimated cost: $65,000. Filed April 15.

Hip-Yue Enterprises Inc., Stamford, contractor for self. Install plumbing pipes in an existing single-family residence at 205 Atlantic St., Stamford.

Estimated cost: $5,000. Filed between April 20 and April 24.

Hyatt Regency Greenwich Ltd., Greenwich, contractor for self. Add temporary tents, lights and heating equipment to an existing commercial space for a special event at 1800 E. Putnam Ave., Greenwich. Estimated cost: $100,000. Filed between April 1 and April 27.

Kane, Kevin, contractor for RichTaubman Associates. Install a new sign on the exterior of an existing commercial space at 100 Greyrock Place, Stamford. Estimated cost: $2,000. Filed between April 20 and April 24.

King Construction, contractor for Eagle LLC. Update the design-center area of an existing commercial space at 63-69 Eagle Road Rest, Danbury. Estimated cost: $725,000. Filed April 16.

Kone Inc., contractor for BLT Reserve LLC. Install one elevator in an existing commercial space at Building 2 Woodland Road, Danbury. Estimated cost: $121,600. Filed April 23.

Kone Inc., contractor for BLT Reserve LLC. Install one elevator in an existing commercial space at Building 4 Woodland Road, Danbury. Estimated cost: $129,600. Filed April 23.

Larose, Conrad and William Larose, Westport, contractor for self.

Change of tenant in an existing commercial space at 195 Liberty Square, Norwalk. Estimated cost: $10,000.

Filed April 20.

Merritt 7 Venture LLC, Norwalk, contractor for self. Strip and reroof an existing commercial space at 501 Merritt 7, Norwalk. Estimated cost: $435,000. Filed April 13.

Merritt 7 Venture LLC, Norwalk, contractor for self. Renovate the first floor of an existing commercial space at 501 Merritt 7, Norwalk. Estimated cost: $199,000. Filed April 17.

Merritt Construction LLC, contractor for BE Properties LLC, et al. Add new walls, doors, outlets, windows and a storefront to an existing commercial space at 27 High Ridge Road, Stamford. Estimated cost: $500,000.

Filed between April 20 and April 24.

Nations Roof of New England LLC, Stamford, contractor for self. Remove existing roofing and install new roofing on the property of an existing commercial space at Summer Street, Unit 395, Stamford. Estimated cost: $130,800. Filed between April 20 and April 24.

Northeast Tent Productions, Stamford, contractor for Riverside Yacht Club Inc. Add temporary tents, lights and heating equipment to an existing commercial space for a special event at 102 Club Road, Greenwich. Estimated cost: $7,360. Filed between April 1 and April 27.

Northeast Tent Productions, Stamford, contractor for Riverside Yacht Club Inc. Add temporary tents, lights and heating equipment to an existing commercial space for a special event at 102 Club Road, Greenwich. Estimated cost: $4,700. Filed between April 1 and April 27.

Olympic Construction LLC, contractor for Granite Stamford Executive Center H. LLC. Fit-out the interior of an existing commercial space at 1111 Summer St., Stamford. Estimated cost: $227,100. Filed between April 20 and April 24.

Olympic Construction LLC, Stamford, contractor for National Office Partners. Perform interior renovations in an existing commercial space for a new tenant at 55 Railroad Ave., Greenwich. Estimated cost: $111,000.

Filed between April 1 and April 27.

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Pavarini Construction Co. Inc., contractor for Doctors Newtown Road. Renovate the first floor of an existing commercial space at 103-109 Newtown Road, Danbury. Estimated cost: $569,300. Filed April 21.

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Pierce, Clay, Danbury, contractor for New West Street LLC. Add interior walls to an existing commercial space at 47 West St., Danbury. Estimated cost: $15,000. Filed April 16.

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Prime Development Group, Trumbull, contractor for self. Convert the existing retail space to an office space at 454 Main Ave., Norwalk. Estimated cost: $15,000. Filed April 20.

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RBS Americas Property Corp., Stamford, contractor for self. Alter the 11th floor of an existing commercial space at 600 Washington Blvd., Stamford. Estimated cost: $104,000. Filed between April 20 and April 24.

Rich-Taubman Associates, Stamford, contractor for self. Add new partitions, ceilings, flooring and fixtures to an existing commercial space at 100 Greyrock Place, Stamford. Estimated cost: $130,000. Filed between April 20 and April 24.

River Bend Executive Center Inc., Stamford, contractor for self. Add new partitions, new ceilings and tiles to an existing commercial space at 1 Omega Drive, Stamford. Estimated cost: $145,000. Filed between April 20 and April 24.

Visit FairfieldCountyJobs.com or call (203) 595-4262 for more information

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 11, 2015 27

STAMFORD PARTNERSHIP BOARD ELECTS SENEW

Valerie Senew

The Stamford Partnership board appointed Valerie Senew as chairwoman. Senew most recently served on the Stamford Partnership’s board of directors for four years. She is the first vice president and growth manager for People’s United Bank’s 36 branches in greater Fairfield County and brings experience in business development and leadership.

FIRST COUNTY BANK HOSTS SEMINAR Stamford-based First County Bank is offering a complimentary small-business educational seminar titled “Let’s Talk! Is Your Business Properly Insured?” May 12, 5:30-7 p.m. at the Darien Fire Department, 848 Post Road, Darien. The seminar, which is open to the public, is being presented by Jack Dowling, assistant vice

president, and David van Buskirk, assistant vice president, both of First County Bank. Featured topics include types of insurance needed for your business and how to determine if your business is properly covered by insurance. Space is limited. To RSVP, email seminars@ firstcountybank.com.

GOOD THINGS HAPPENING WILLIAM B. MEYER INC. CELEBRATES 100 YEARS TOP TALENT ATTRACTED TO CUSHMAN & WAKEFIELD’S STAMFORD OFFICE Cushman & Wakefield, a commercial real estate firm with an office in Stamford, appointed Matthew Torrance, associate director, to its Stamford team. Torrance has previously represented Fairfield County landlords, in-

cluding Forstone Capital, Mill Management and Structure Tone Equities. Prior to joining C&W, he served as a senior associate for RHYS Commercial. Torrance holds a bachelor’s in economics from the University of North Florida.

FAIRFIELD MUSEUM HOSTS ‘IMAGES 2015’ Fairfield Museum and History Center is hosting “IMAGES 2015,” May 14, 7-10 p.m., to celebrate a photography show and solo exhibition of worldrenowned photographer Howard Schatz. This year’s event, led by co-chairwomen Rosinne

Chlala, Jennifer Hinkle and Georgette Pascale, includes a raffle, featuring a 2015 Vespa Primavera 50cc scooter as first prize and BMW bikes for the family as second prize. Raffle tickets are available at images2015.eventbrite.com.

DELOITTE WELCOMES ZIEGLER TO STAMFORD OFFICE Stamford-based Deloitte, an accounting firm, named Heather Ziegler as Stamford managing partner. Ziegler, a partner in Deloitte & Touche LLP, succeeds Steve Gallucci, who now serves as the New York managing partner. Ziegler’s responsibili-

ties include driving client and business growth while enhancing the organization’s positioning in the Stamford market and tristate area. She is maintaining her existing role as Deloitte’s deputy strategic risk officer.

28 Week of May 11, 2015 • FAIRFIELD COUNTY BUSINESS JOURNAL

From left, Tom Gillon Jr., Tom Gillon Sr. and Mike Racette of William B. Meyer Inc., entering its fourth generation as a family-owned company

Stratford-based William B. Meyer Inc., a transportation, storage and distribution company, is celebrating its 100th anniversary this year. Planned activities include quarterly charitable events encouraging employee participation. A 100-year anniversary gala is taking place

in September to recognize all company associates. Beginning as a one-person moving company, it has since grown to multiple locations, with more than 250 associates and more than 1 million square feet of warehouse space spanning three locations.

BRUCE MUSEUM’S OUTDOOR CRAFTS FESTIVAL

WCSU THEATER ARTS PROGRAM NAMED BEST The Western Connecticut State University School of Visual and Performing Arts was ranked No. 9 on the list of “Amazing Campus Arts Centers” by collegedegreesearch.net. The latest recognition comes from

OnStage, a Connecticut-based blog dedicated to promoting theater from Broadway to hometown, with the announcement that WCSU’s SVPA is one of the 10 best in the country.

DATES MAY 11

Fairfield University features its golf outing, including lunch and concluding with the Hall of Fame induction ceremony dinner, 11 a.m. to 6 p.m., Patterson Country Club, 1118 Cross Highway, Fairfield. For more information, contact Teddy Spicer at 203-254-4000 ext.

2616.

AMERICARES AIRLIFTS MEDICAL AID TO NEPAL

MAY 12 Ridgefield Playhouse features Todd Rundgren performing “I Saw the Light,” “Hello, It’s Me,” “Bang The Drum All Day,” and “It Wouldn’t Have Made Any Difference,” 8 p.m., 80 E. Ridge Road, Ridgefield. For more information, call the box office at 203-438-5795.

Mark Bair of M.D. Bair Woodcarving Studio is demonstrates woodcarving techniques in his booth at the Bruce Museum outdoor crafts festival.

Greenwich’s Bruce Museum is holding its 30th annual outdoor crafts festival, featuring more than 70 artisans, May 16-17, 10 a.m. to 5 p.m., 1 Museum Drive, Greenwich.

Exhibitors specializing in wood, wearable and decorative fiber, metalwork, leather, paper arts,

glass, ceramics and jewelry will showcase their talents and discuss their work with patrons. Both days include performances by Annalisa Ewald on classical guitar and Ed Wright on acoustic guitar. For more information, visit brucemuseum.org.

GREENWICH CHAMBER OF COMMERCE ANNUAL AWARDS

Swati Jha of AmeriCares treats a 7-year-old earthquake survivor’s infected wounds during a medical camp in Arughat, in Gorkha District, Fri., May 1. Photography by Matthew McDermott, courtesy AmeriCares.

Stamford-based AmeriCares, an organization aiding survivors of natural disasters, political conflict and extreme poverty throughout the world, airlifted 14 tons of emergency medical aid to Kathmandu to resupply hospitals and mobile medical teams treating earthquake survivors. A chartered aircraft carried nearly $1 million in antibiotics, pain relievers,

HOSPITALS PARTNER IN PEDIATRIC NEUROSURGERY

From left, Marcia O’Kane, president and CEO of Greenwich Chamber of Commerce with Jim Hohorst, board chairman, Greenwich Chamber of Commerce. Photo by Christopher Semmes Photography

More than 200 people gathered to honor town heroes at the Greenwich Chamber of Commerce’s annual awards luncheon April 30 at The Hyatt Regency Greenwich. Celebrating those who gave back to the commu-

nity, award recipients included: Greenwich Historical Society, Diane’s Books, Betteridge Jewelers, Black Forest Bakery, Charles and Deborah Royce, and police, fire and emergency medical services.

Hartford-based Connecticut Children’s Medical Center and Springfield, Mass.-based Baystate Children’s Hospital are partnering in pediatric neurosurgery. The new partnership advances a clinical collaboration the two organizations announced in October 2014, aimed at increasing the availability, sophistication and coordination of pediatric services throughout the Connecticut River Valley region. The practice encompasses pediatric neurosurgical disease, including the management of complex of hydrocephalus, spinal dysraphism and other malformations, craniofacial surgery, neuro-oncology, neurotrauma and congenital and acquired spinal disease.

sutures, bandages, crutches and intravenous fluids for thousands injured in the April 25 earthquake. The medicine and supplies were requested by recipient organizations and approved by the World Health Organization.

To donate to AmeriCares Nepal Relief Fund, visit americares.org/nepalearthquake.

BRUCE MUSEUM AWARDED GRANTS FOR EXHIBITION

Anne von Stuelpnagel, director of exhibitions for the Bruce Museum, works on the installation of “Walls of Color: The Murals of Hans Hofmann.”

Greenwich’s Bruce Museum received two grants from the Renate, Hans and Maria Hofmann Trust in support of its new exhibition, “Walls of Color: The Mural of Hans Hofmann,” May 2-Sept. 6, 1 Museum Drive, Greenwich. Providing more than $250,000, the grants funded this exhibition, in addition to providing funding for the pro-

duction of the exhibition’s catalogue, public programming and promotion. Additionally, the funding is also allowing “Walls of Color: The Murals of Hans Hofmann” to travel to additional venues after its inaugural presentation at the Bruce. The exhibit is the museum’s first to focus on the artist’s public mural projects.

Westport’s Temple Israel features its Temple Israel Networking Group for individuals in their job search, 2 p.m., 14 Coleytown Road, Westport. Event is free and open to the public. For more information, call Temple Israel at 203-227-1293.

MAY 13 Annual Mitchell Krauss Ambassador’s roundtable dinner and lecture featuring Ambassador of Romania to the U.S. Iulian Buga discussing “Romania’s Position and Policies in International Security,” 6:15 p.m. cash bar and 7 p.m. dinner and presentation, Stamford Yacht Club, 97 Ocean Drive West, Stamford. Advance reservations and payment required. For more information, visit worldaffairsforum.org.

Women’s Business Development Council features “Doing Business with the State of Connecticut,” a workshop about the benefits of being a state-certified business, noon to 1 p.m. in Hartford with counseling sessions from 1011:30 a.m. and 1-2 p.m. For more information, contact Amanda Allen at 203-969-5158.

Stamford Innovation Center is hosting “Chocolate Cake, Gym Clubs, Snooze Buttons & Your Health” with a discussion from Karen Horgan, president of VAL Health, 6:30-9:30 p.m., 175 Atlantic St., Stamford. To register, call 203-226-8701.1 203-831-0065.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 11, 2015 29

FACTS Riverview Construction LLC, Greenwich, contractor for Gambit Holly Hill Lane Associates. Perform interior renovations in an existing commercial space for a new tenant at 67 Holly Hill Lane, Greenwich. Estimated cost: $210,000. Filed between April 1 and April 27.

SAI Acquisitions Inc., contractor for Dave Lamp Property Management.

Construct new cell towers on an existing commercial space at 73 Park Ave., Danbury. Estimated cost: $130,000.

Filed April 22.

Stepping Stones Museum, Norwalk, contractor for self. Extend a wall to enclose a cubicle at 303 West Ave., Norwalk. Estimated cost: $3,000.

Filed April 17.

THD at Home Services Inc., Atlanta, Ga., contractor for Jean Roberts Pierrot, at al. Remove existing shingles and install a new roof on the property of an existing commercial space at 33 Spruce St., Stamford. Estimated cost: $6,953. Filed between April 20 and April 24.

TON Custom Carpentry LLC, contractor for Steven Cherrnayakhovsky.

Replace the vinyl windows at the property of an existing commercial space at 70 Strawberry Hill Ave., Unit 2-3D, Stamford. Estimated cost: $2,490. Filed between April 20 and April 24.

TRB Development Group Inc., Hooksett, N.H., contractor for Equity One Copps Hill Inc. Renovate the pharmacy area and waiting area in an existing commercial space at 125 Danbury Road, Ridgefield. Estimated cost: $65,000. Filed April 16.

Treco Corp., Bridgeport, contractor for McDonalds Corp. Perform renovations on the roof of an existing commercial space at 268 W. Putnam Ave., Greenwich. Estimated cost: $5,000.

Filed between April 1 and April 27.

Vin’s Building Maintenance & Home Care, contractor for Symmetry Properties LLC. Install a doorway between two office units at 39 Mill Plain Road, Unit 10, Danbury. Estimated cost: $400. Filed April 16.

Westchester Modular Homes, Bethel, contractor for Greenwich Country Day School. Add a new faculty residence to a school at 23 Fairfield Road, Greenwich. Estimated cost: $2.5 million. Filed between April 1 and April 27.

Wood, Richard C., contractor for Three Harbor Point Square LLC. Add a steel swimming pool to the property of an existing commercial space at 1 Harbor Point Road, Unit S3, Stamford. Estimated cost: $340,000. Filed between April 20 and April 24.

TRA Prospect LLC, Stamford, contractor for self. Clean up offices and remove plumbing fixtures at 110 Prospect St., Stamford. Estimated cost: $2,500. Filed between April 20 and April 24.

YMCA of Greenwich, Greenwich, contractor for the town of Greenwich Board of Education. Add temporary tents, lights and cooking equipment to an existing commercial space for a special event at 1 Western Junior Highway, Greenwich. Estimated cost: $500.

Filed between April 1 and April 27.

Trancend Wireless LLC, contractor for Danbury Hospital. Swap two antennas on a hospital building at Locust Avenue, Danbury. Estimated cost: $15,000. Filed April 13.

Zubrinsky, Fred, Norwalk, contractor for self. Perform an interior fit-up to an existing commercial space for a new tenant at 30-36 Main St., Norwalk.

Estimated cost: $4,000. Filed April 14.

Research Associate (AQR Capital Management - Greenwich, CT) Dvlp & implmnt proprietary quant invstmt strats for co. F/T. Reqs Master’s degr in Finan, Econ, Comp Sci, Financl Eng or rel quant fld & 2 yrs exp in job offered or in portfolio construction rsrch. All stated exp must incl the follow’g: Equity invstmt strats; prgrm’g in Python or similar obj-oriented lang; MS SQL Server & Transact-SQL; & using mrkt data & prods incl’g Compustat, Worldscope & Barra Risk Mdls. Must also have edu, train’g, or exp in the follow’g: computational finan; simulation; convex optimization; linear algebra; stat mdl’g; & quant finan-rel rsrch in invstmt mgmt firm w/ at least $100 bill. in assets under mgmt. Resume: AQR Capital Management, LLC, ATTN: Meghan Kies, 2 Greenwich Plaza, 3rd Flr, Greenwich, CT 06830. Job Code AQR-44.

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RESIDENTIAL Casey Construction, Ridgefield, contractor for James R. Tschudy and Lori Ann Tschudy. Remodel the kitchen in an existing single-family residence at 35 Armand Road, Ridgefield. Estimated cost: $60,000. Filed April 20.

Catchinrays 2 LLC, Stamford, contractor for Anthony F. Pellicci, et al.

Install a solar panel on the roof of an existing single-family residence at 83 Carriage Drive, Stamford. Estimated cost: $30,100. Filed between April 20 and April 24.

Cebulski Construction Co. Inc., Bridgeport, contractor for Edna Foster. Renovate the kitchen and bathroom in an existing single-family residence at 98 Valley Road, Unit 9, Greenwich. Estimated cost: $30,000.

Filed between April 1 and April 27.

CH Nickerson and Company Inc., Torrington, contractor for Aquarion Water Co. Improve the mechanical, electrical and structural components of an access bridge at 24 Butternut Hollow Road, Greenwich. Estimated cost: $157,000. Filed between April 1 and April 27.

Clark Construction of Ridgefield Inc., Ridgefield, contractor for Michael Miller and Deborah Miller. Add stonewall, siding, trim, door, a patio and roofing to an existing singlefamily residence at 2 Dawn Lane, Ridgefield. Estimated cost: $147,376.

Filed April 13.

Clarke Builders Inc., Greenwich, contractor for Uma Reddy. Construct a new single-family residence with a finished basement, an attached fourcar garage and front and rear terraces at 828 North St., Greenwich. Estimated cost: $2.6 million. Filed between April 1 and April 27.

Coastal Construction Group LLC, Westport, contractor for Charles R. Fago. Construct a five-bedroom addition to an existing single-family residence at 66 Benjamin St., Greenwich. Estimated cost: $772,000. Filed between April 1 and April 27.

Collazos, Erline M., Greenwich, contractor for self. Add a new bathroom to the upper level of an existing single-family residence at 11 St. Roch Ave., Greenwich. Estimated cost: $2,500. Filed between April 1 and April 27.

Coyle Modular Homes, Newtown, contractor for Jason Podber and Chris Podber. Construct a new single-family residence with a partially finished basement, a rear deck and a two-car garage at 9 Benders Drive, Greenwich.

Estimated cost: $472,000. Filed between April 1 and April 27.

Cristina, Vittoria, Greenwich, contractor for self. Add a garage, recreation room, bathroom, powder room, piano addition and a kitchen to an existing single-family residence at 15 Wesskum Wood Road, Greenwich.

Estimated cost: $500,000. Filed between April 1 and April 27.

30 Week of May 11, 2015 • FAIRFIELD COUNTY BUSINESS JOURNAL

FIGURES Design Builders & Remodeling Inc., Ridgefield, contractor for Richard Calo and Karen Calo. Remodel the bathrooms in an existing single-family residence at 17 Hussars Camp Place, Ridgefield. Estimated cost: $55,000.

Filed April 20.

Greenwich Construction LLC, Greenwich, contractor for William McRae. Finish the basement of an existing single-family residence at 18 Old Wagon Road, Greenwich. Estimated cost: $5,000. Filed between April 1 and April 27.

High Quality Builders LLC, contractor for James M. Pinto. Renovate the kitchen and powder room in an existing single-family residence at 23 Fowler St., Stamford. Estimated cost: $45,000. Filed between April 20 and April 24.

DiScala, George, Norwalk, contractor for Aiken Street Development. Fitout a two and one-half story two-family residence with a four-car garage at 69 Aiken St., Norwalk. Estimated cost: $20,000. Filed April 14.

Greenwich Real Estate Development, Greenwich, contractor for self.

Construct a new single-family residence at 15 Terrace Ave., Greenwich.

Estimated cost: $943,000. Filed between April 1 and April 27.

Hill, Ann, C, Stamford, contractor for self. Convert a walk-in closet to a laundry room in an existing single-family residence at 159 Wildwood Road, Stamford. Estimated cost: $1,000.

Filed between April 20 and April 24.

DL Carpentry LLC, Bethel, contractor for Herbert Adler. Repair the roof and walls from tree damage at 13 Bayberry Lane, Norwalk. Estimated cost: $18,000. Filed April 15.

Gro Pro Landscaping, Greenwich, contractor for Kemp Patricia Morrissey. Demolish a swimming pool on the property of an existing singlefamily residence at 3 Cloverleaf Lane, Greenwich. Estimated cost: $1,000.

Filed between April 1 and April 27.

Hug Excavating, Easton, contractor for John V. McKee Jr. Demolish an existing single-family residence at 48 Winthrop Drive, Greenwich. Estimated cost: $15,000. Filed between April 1 and April 27.

Dodaro, Krist, contractor for Maxine F. Biesenbach, et al. Construct a new wood frame two and one-half story single-family residence at 243 Dolphin Cove Quay, Stamford. Estimated cost: $2.1 million. Filed between April 20 and April 24.

Double R. Home Repair, Redding, contractor for Charles F. Mueller. Add an open front porch to an existing single-family residence at 38 Yankee Hill Road, Ridgefield. Estimated cost: $50,000. Filed April 15.

Dwyer, Anne and James Dwyer, Norwalk, contractor for self. Enclose a patio for a mudroom at 26 Point Road, Norwalk. Estimated cost: $30,000.

Filed April 16.

Eanniello, Chris, contractor for Flint Smith, et al. Add a two-story addition to an existing single-family residence at 19 Woodbury, Danbury. Estimated cost: $34,000. Filed April 14.

Favreau, Steven, Danbury, contractor for self. Add a skylight to an existing single-family residence at 24 Valerie Lane, Danbury. For no cost paid.

Filed April 23.

Gardella, Louis, Norwalk, contractor for self. Construct a new superstructure with two and one-half stories, a two-car garage, four bedrooms and four and one-half baths at 34 Nearwater Road, Norwalk. Estimated cost: $600,000. Filed April 23.

Gedney Jr., John, Darien, contractor for Nancy Jaffe. Install an in-ground swimming pool on the property of an existing single-family residence at 103 Comstock Hill Ave., Norwalk. Estimated cost: $82,000. Filed April 13.

Gonzales, Sol, Norwalk, contractor for self. Add a front entry, addition, bathroom, laundry and kitchen to an existing single-family residence at 8 Purdy Road, Norwalk. Estimated cost: $20,000. Filed April 13.

Grauer, Victoria F., Greenwich, contractor for self. Demolish and reconstruct a sunroom at 3 Jofran Lane, Greenwich. Estimated cost: $85,000.

Filed between April 1 and April 27.

GSE Maple & Tile LLC, Darien, contractor for Diane Gomez, et al. Renovate two existing bathrooms in an existing single-family residence at 51 Forest Ave., Unit 143, Greenwich. Estimated cost: $21,500. Filed between April 1 and April 27.

Gudas Carpentry LLC, Weston, contractor for Upland LLC. Renovate five existing bedrooms and a laundry room in an existing single-family residence at 79 Harbor Drive, Greenwich. Estimated cost: $119,648. Filed between April 1 and April 27.

Gustavson, Richard, Danbury, contractor for self. Finish space above the existing garage at a single-family residence on Bronson Road, Danbury. Estimated cost: $15,000. Filed April 20.

Guzi, Catherine M. and Donald A. Guzi, Danbury, contractor for self. Legalize a basement for a family room and office at 60 Nabby Road, Unit 6, Danbury. Estimated cost: $6,500.

Filed April 16.

Harmony Home Design Group LLC, Danbury, contractor for Anthony McKiernan and Cassie McKiernan.

Build a gym in the basement of an existing single-family residence at 25 Stonecrest Road, Ridgefield. Estimated cost: $9,350. Filed April 10.

Haviland, Douglas S., contractor for Steven Wein, et al. Replace the windows on the property of an existing single-family residence at 1857 Long Ridge Road, Stamford. Estimated cost: $13,000. Filed between April 20 and April 24.

Henry, Beradine A, Danbury, contractor for self. Add a two-bay barn garage to the property of an existing single-family residence at 39 N. Nabby Road, Danbury. Estimated cost: $20,000. Filed April 16.

Hicks Construction LLC, Ridgefield, contractor for Dina Zusel and Judd Zusel. Remove the existing twocar garage, construct a kitchen bumpout, add to the mudroom and laundry room and remove the existing deck at 25 Tanglewood Court, Ridgefield. Estimated cost: $145,000. Filed April 8.

Hug, Peter, contractor for Edgehill Property Corp. Install drainage and paving at an accessory structure at 62 Palmers Hill Road, Stamford. Estimated cost: $200,000. Filed between April 20 and April 24.

Hyman, Kalla and Martin G. Hyman, Greenwich, contractor for self.

Replace the kitchen cabinets in an existing single-family residence at 37 Crescent Road, Greenwich. Estimated cost: $15,000. Filed between April 1 and April 27.

Jarman LLC, Greenwich, contractor for Pamela K. Rutt. Install cabinetry in a residential unit at 20 Church St., Unit A66, Greenwich. Estimated cost: $12,000. Filed between April 1 and April 27.

JLP Home Improvement, Danbury, contractor for Daniel R. Zemke.

Expand the upstairs bathroom in an existing single-family residence at 327 N. Salem Road, Ridgefield. Estimated cost: $12,000. Filed April 9.

Jozeff, Thur, Thornwood, N.Y., contractor for Thais Recarte. Renovate three bathrooms on the second floor of an existing single-family residence at 178 Cognewaugh Road, Greenwich.

Estimated cost: $52,000. Filed between April 1 and April 27.

K & J Excavating & Construction, Danbury, contractor for Charlotte O. Griffin. Replace a retaining wall in an existing single-family residence at 7 Jeffrey St., Danbury. Estimated cost: $30,000. Filed April 15.

Kerschner Development Co., Norwalk, contractor for Andrew Piekarski. Construct a new superstructure with four bedrooms, a two-car garage, four bedrooms, an unfinished attic, an unfinished basement and three and one-half baths at 162 Fillow St., Norwalk. Estimated cost: $400,000. Filed April 22.

KNS Contracting LLC, Danbury, contractor for Amy Martinez and Michael Martinez. Remodel the master bedroom in an existing single-family residence at 82 Deer Hill Ave., Danbury. Estimated cost: $23,865. Filed April 20.

FACTS Larry DeLuca Excavating LLC, Greenwich, contractor for 51 Northfield Street LLC. Demolish a garage attached to an existing single-family residence at 51 Northfield St., Greenwich. Estimated cost: $3,400. Filed between April 1 and April 27.

Legacy Birchwood LLC, Armonk, N.Y., contractor for self. Renovate the interior of the kitchen and a bathroom in an existing single-family residence at 12 Rockview Drive, Greenwich. Estimated cost: $50,000. Filed between April 1 and April 27.

Livingston Builders LLC, Greenwich, contractor for Jean Schwabe and Arthur Schwabe. Renovate the kitchen and powder room in an existing single-family residence at 2 Putnam Hill Road, Unit 4G, Greenwich. Estimated cost: $75,000. Filed between April 1 and April 27.

Longstreet, Margery Ann, Stamford, contractor for self. Install five replacement windows, front door and kitchen sheetrock in an existing single-family residence at 66 Travis Ave., Stamford. Estimated cost: $10,000.

Filed between April 20 and April 24.

Lovishuk, Tatyana, Stamford, contractor for self. Replace the roof of an existing single-family residence at 36 Somerset Lane, Stamford. Estimated cost: $5,000. Filed between April 20 and April 24.

Lubben, Babette S., et al., Stamford, contractor for self. Install a generator on the property of an existing singlefamily residence at 150 Davenport Farm Lane West, Stamford. Estimated cost: $5,000. Filed between April 20 and April 24.

Maher, Juniper, Newtown, contractor for CP IV Waypointe BP I LLC. Install an in-ground swimming pool at 515 West Ave., Norwalk. Estimated cost: $110,000. Filed April 15.

Martschenko, Nicholas, et al., Stamford, contractor for self. Reshingle the roof of an existing singlefamily at 294 Wildwood Road, Stamford. Estimated cost: $3,000. Filed between April 20 and April 24.

Matrix Building Corporation LLC, contractor for Infinite Real Estate LLC. Construct a new house at Old Orchard Lane, Lot A1, Stamford.

Estimated cost: $475,000. Filed between April 20 and April 24.

Maurice, Rose, Norwalk, contractor for self. Remove an existing wood stove and install a new gas fireplace in an existing single-family residence at 7 Buttonball Terrace, Norwalk. Estimated cost: $15,000. Filed April 17.

McCafferty, Mary and Mark E. Ciferri, Ridgefield, contractor for self.

Construct a breezeway to connect a garage to an existing single-family residence at 2 Sophia Drive, Ridgefield. Estimated cost: $4,000. Filed April 9.

McCue, Richard, Lakeville, contractor for Peter G. Jepsen, et al. Construct a new pool house at 616 Indian Field Road, Greenwich. Estimated cost: $150,000. Filed between April 1 and April 27.

McKee Jr., John V., Greenwich, contractor for self. Construct a new single-family residence with a finished basement, a rear patio and an attached two-car garage at 48 Winthrop Drive, Greenwich. Estimated cost: $1.1 million. Filed between April 1 and April 27.

McNally, Brian James, contractor for Ryan Kornaas. Replace all windows and sliders at an existing single-family residence at 36 Highview Ave., Unit 1, Stamford. Estimated cost: $12,000. Filed between April 20 and April 24.

Meadowrock Properties, Southport, contractor for Crossroads Holdings LLC. Renovate the laundry room and powder room in an existing single-family residence at 149 John St., Greenwich. Estimated cost: $25,000.

Filed between April 1 and April 27.

Meehan, Francis and John Meehan, Norwalk, contractor for self.

Raise an existing single-family residence above flood elevation at 12 Norport Drive, Norwalk. Estimated cost: $80,000. Filed April 24.

Metell, Ron, Cos Cob, contractor for Mellon Trust of New York. Renovate a kitchen, master bathroom and dressing room in an existing single-family residence and add a three-car garage at 1 Oakwood Lane, Greenwich. Estimated cost: $1.6 million. Filed between April 1 and April 27.

MMR Construction Inc., Stamford, contractor for Thomas Cirillo. Replace fixtures and cabinets in an existing single-family residence at 4 Sound Shore Drive, Unit 14, Greenwich. Estimated cost: $150,000. Filed between April 1 and April 27.

Musolino, Daniel L., Danbury, contractor for Deborah Atkins. Build a deck attached to an existing singlefamily residence at 11 New St., Ridgefield. Estimated cost: $3,500. Filed April 15.

Natale, Neisha and Barry Natale, Norwalk, contractor for self. Replace the existing decking and railing on an existing single-family residence at 2 Farm House Lane, Norwalk. Estimated cost: $5,000. Filed April 24.

Nordin, Claire and Jeff Nordin, Greenwich, contractor for self. Expand the first and second floors of an existing single-family residence at 24 Suburban Ave., Greenwich. Estimated cost: $175,000. Filed between April 1 and April 27.

Nordin, Claire and Jeff Nordin, Greenwich, contractor for self. Reduce the size of a garage on the property of an existing single-family residence at 24 Suburban Ave., Greenwich. Estimated cost: $25,000. Filed between April 1 and April 27.

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Northeast Cabinetry Design Inc., Ridgefield, contractor for Charles Pankenier and Judi Pankenier. Update the bathroom and master bathroom in an existing single-family residence at 520 Main St., Unit 10, Ridgefield. Estimated cost: $20,000. Filed April 6.

Northeast Towers Inc., Farmington, contractor for Div 40 Richards LLC. Add three new antennas to a cell site at 40 Richards Ave., Norwalk. Estimated cost: $20,000. Filed April 13.

Northeast Towers Inc., Farmington, contractor for Crefell SCC LLC. Add three new antennas to a cell site at 50 Washington St., Norwalk. Estimated cost: $20,000. Filed April 13.

Northeast Towers Inc., Farmington, contractor for Merritt 7 Venture LLC. Add three new antennas to a cell site at 101 Merritt 7, Norwalk. Estimated cost: $20,000. Filed April 13.

Northeast Towers Inc., Farmington, contractor for Ritz Realty. Add three new antennas to a cell site at 24 Belden Ave., Norwalk. Estimated cost: $20,000. Filed April 13.

Olivieri Contracting Inc., Greenwich, contractor for Harborside Owners Corp. Perform interior alterations in an existing single-family residence at 680 Steamboat Road, Greenwich.

Estimated cost: $221,000. Filed between April 1 and April 27.

Pelham Homes LLC, Ridgefield, contractor for Matthew Twinski and Bernice Twinski. Convert the garage space at an existing single-family residence into a new mudroom at 102 Norrand Ridge Drive, Ridgefield. Estimated cost: $15,000. Filed April 13.

Pelham Homes LLC, Ridgefield, contractor for Jacqueline Stefanak.

Finish off a full bathroom in the basement of an existing single-family residence at 93 Stonecrest Road, Ridgefield. Estimated cost: $15,000. Filed April 14.

Pelham Homes LLC, Ridgefield, contractor for Michael Jackman. Construct two decks on the property of an existing single-family residence at 40 Rolling Hill Road, Ridgefield. Estimated cost: $25,000. Filed April 14.

Peoples Products Inc., Newington, contractor for Allen Heyd. Strip and reroof an existing single-family residence at 8 Three Seasons Court, Norwalk. Estimated cost: $14,982. Filed April 15.

Pinecrest Builders Inc., Greenwich, contractor for Lars Forsberg, et al. Add a fireplace in the family room and alter the bath, kitchen, mudroom, stairs and roof at an existing singlefamily residence at 67 Hillside Road, Greenwich. Estimated cost: $180,000.

Filed between April 1 and April 27.

Pointe Builders, Norwalk, contractor for Quincy Holdings LLC. Fit-out a six-story building with a parking garage at 30 Orchard St., Norwalk. Estimated cost: $1.6 million. Filed April 17.

FIGURES Pompa Development & Construction, Greenwich, contractor for Arthur Hughes and Ken Hughes. Construct a new single-family residence with an attached two-car garage and a screened porch at 114 A Hillcrest Park Road, Greenwich. Estimated cost: $850,000. Filed between April 1 and April 27.

Pondview Development, Danbury, contractor for self. Construct a new single-family residence with four bedrooms, two bathrooms, and a two-car garage at 10 Corner Pond Court, Danbury. Estimated cost: $268,130. Filed April 22.

Prutting & Co. Custom Builders LLC, New Canaan, contractor for Jeremy E. Kaye. Demolish an existing single-family residence and construct a new two-story addition at 53 Dingletown Road, Greenwich. Estimated cost: $1.5 million. Filed between April 1 and April 27.

R. W. Haggerty Pool Services Inc., Norwalk, contractor for Jane H. Drittel. Inspect a pool on the property of an existing single-family residence at 111 Park Ave., Greenwich. Estimated cost: $1,000. Filed between April 1 and April 27.

Radoslaw, Walas, Stamford, contractor for Mark E. Fenaroli. Add a new deck to the back of the house at 392 Sound Beach Ave., Greenwich. Estimated cost: $22,150. Filed between April 1 and April 27.

Ramey Construction Inc., Danbury, contractor for L. Kevin and Elaine Cox. Construct a one-bay twostory addition to an existing threebay garage at 417 Ridgebury Road, Ridgefield. Estimated cost: $250,000.

Filed April 6.

Remodeling Consultants, Mamaroneck, N.Y., contractor for Vincent Fiorentino. Add a garage addition and a covered patio to the property of an existing single-family residence at 8 Meadow Road, Greenwich. Estimated cost: $80,000. Filed between April 1 and April 27.

Simonson, Thomas, Ridgefield, contractor for self. Connect two decks to an existing single-family residence at 12 Country Club Road, Ridgefield.

Estimated cost: $5,000. Filed April 23.

Southpaw Builders LLC, New Milford, contractor for Kieran Caterina and Jeanne Caterina. Build a new family room, porch, roof, bathroom and renovate the kitchen in an existing single-family residence at 16 Standish Drive, Ridgefield. Estimated cost: $300,000. Filed April 20.

Stadler Construction LLC, contractor for Fairway Commons, Replace the metal doors with fiberglass doors at a condominium complex at 271 Bridge St., Stamford. Estimated cost: $10,500. Filed between April 20 and April 24.

Toll CT II Limited Partnership, Newtown, contractor for Toll CT III Limited. Construct a new townhouse with two bedrooms, two and one-half baths and a two-car garage at 4 Old Pasture Drive, Danbury. Estimated cost: $185,703. Filed April 22.

Toll CT II Limited Partnership, Newtown, contractor for Toll CT III Limited. Construct a new townhouse with three bedrooms, two and onehalf baths and a one-car garage at 6 Old Pasture Drive, Danbury. Estimated cost: $227,217. Filed April 22.

Tarlton III, Ellis, Ridgefield, contractor for self. Construct a deck with stairs attached to an existing singlefamily residence at 463 Silver Spring Road, Ridgefield. Estimated cost: $15,000. Filed April 13.

Toll CT II Limited Partnership, Newtown, contractor for Toll CT III Limited. Construct a new townhouse with two bedrooms, two and one-half baths and a two- car garage at 8 Old Pasture Drive, Danbury. Estimated cost: $187,368. Filed April 22.

THD at Home Services Inc., Shrewsbury, Mass., contractor for Miranda M. Broderick. Replace the vinyl windows in an existing single-family residence at 44 Bruce Park Drive, Greenwich. Estimated cost: $1,670.

Filed between April 1 and April 27.

Town of Greenwich, Greenwich, contractor for self. Add temporary lights and heating equipment to an existing commercial space for a special event at 90 Harding Road, Greenwich. Estimated cost: $500. Filed between April 1 and April 27.

THD at Home Services Inc., Shrewsbury, Mass., contractor for Sven Juul and Kirsten Juul. Replace the vinyl windows in an existing single-family residence at 14 Hilton Heat, Greenwich. Estimated cost: $15,040.

Filed between April 1 and April 27.

Town of Greenwich, Greenwich, contractor for self. Add temporary lights and heating equipment to an existing commercial space for a special event at 55 Florence Road, Greenwich. Estimated cost: $100. Filed between April 1 and April 27.

THD at Home Services Inc., Shrewsbury, Mass., contractor for Peter G. Lenane. Replace the windows on the property of an existing singlefamily residence at 152 Weaver St., Greenwich. Estimated cost: $5,000.

Filed between April 1 and April 27.

Tri-State Restorations, Norwalk, contractor for Williams 429 Main Street LLC. Repair fire damage to a three-family residence at 10 Ellsworth Ave., Danbury. Estimated cost: $250,000. Filed April 14.

THD at Home Services Inc., Shrewsbury, Mass., contractor for Mariani/Giglio. Replace three windows on an existing single-family residence at 15 Chestnut Hill Road, Norwalk. Estimated cost: $1,980. Filed April 15.

TI Home Improvement LLC, Shelton, contractor for Earl Hedin. Install vinyl siding in an existing single-family residence at 7 Heritage Hill Road, Norwalk. Estimated cost: $20,250.

Filed April 15.

Skyline Solar LLC, contractor for Keith S. Goodwin and Kimberly K. Goodwin. Add solar panels to the roof of an existing single-family residence at King Street, Danbury. Estimated cost: $32,000. Filed April 20.

Timberline Structures Limited, Westport, contractor for Christopher W. S. Maybury. Complete the inspection process of a pool on the property of an existing single-family residence at 33 Doubling Road, Greenwich. Estimated cost: $2,000. Filed between April 1 and April 27.

Solar City Corp., Rocky Hill, contractor for Elmer Palma. Add solar panels to the roof of an existing single-family residence at 31 Rowan St., Danbury.

Estimated cost: $10,187. Filed April 13.

Toll CT II Limited Partnership, Newtown, contractor for self. Construct a new four-unit townhouse building at Reserve Road, Danbury. Estimated cost: $1 million. Filed April 22.

Solar City Corp., Rock Hill, contractor for Lael Shapiro, et al. Install solar panels on the roof of an existing single-family residence at 97 Thornwood Road, Stamford. Estimated cost: $35,356. Filed between April 20 and April 24.

Toll CT II Limited Partnership, Newtown, contractor for Toll CT III Limited. Construct a new townhouse with three bedrooms, two and onehalf baths and a two-car garage at 2 Old Pasture Drive, Danbury. Estimated cost: $187,368. Filed April 22.

Tri-State Restorations, Norwalk, contractor for Deborah Lynch. Repair fire damage to an existing singlefamily residence at 15 Farview Ave., Danbury. Estimated cost: $125,000.

Filed April 14.

Truhowsky, Mark, Greenwich, contractor for Bill Strain Realty LLC. Rebuild a front porch on an existing single-family residence at 369 Round Hill Road, Greenwich. Estimated cost: $34,500. Filed between April 1 and April 27.

Turley, Jesse, Greenwich, contractor for self. Construct a new deck and reinforce the existing porch at 44 Riversville Road, Greenwich. For no cost paid. Filed between April 1 and April 27.

Varner, Paula and Gregory Varner, Norwalk, contractor for self. Finish a basement space and add a full bathroom to an existing single-family residence at 10 Twin Ledge Road, Unit 7, Norwalk. Estimated cost: $10,000.

Filed April 17.

Vision Development Corp., Stamford, contractor for Robert T. Keiser and Susan J. W. Keiser. Renovate the existing apartment and half bath at 1 Milbank Ave., Unit 4F, Greenwich. Estimated cost: $70,000. Filed between April 1 and April 27.

FAIRFIELD FAIRFIELDCOUNTY COUNTYBUSINESS BUSINESSJOURNAL JOURNAL• •Week WeekofofMay May11, 4, 2015 31

FACTS Wasson, Kathleen S. and David F. Wasson, Greenwich, contractor for self. Replace the steel beam in an existing single-family residence at 67 Mayo Ave., Greenwich. Estimated cost: $10,000. Filed between April 1 and April 27.

Zemke, Daniel R., Ridgefield, contractor for self. Construct an open deck attached to an existing singlefamily residence at 327 N. Salem Road, Ridgefield. Estimated cost: $10,632.

Filed April 9.

Water’s Edge Swimming Pools Inc., contractor for Alain De Lotbiniere, et al. Add an in-ground swimming pool to the property of an existing single-family residence at 365 Riverbank Road, Stamford. Estimated cost: $60,000. Filed between April 20 and April 24.

COURT CASES

Weatherite Systems, Prospect, contractor for Justin Matley. Strip and reroof an existing single-family residence at 4 Cindy Lane, Norwalk.

Estimated cost: $11,000. Filed April 14.

Weatherite Systems, Prospect, contractor for Robert Hall. Strip and reroof an existing single-family residence at 2 Cindy Lane, Norwalk. Estimated cost: $8,740. Filed April 14.

Wernert, Bruce, Greenwich, contractor for Linda Schaffer and Dean Schaffer. Renovate the kitchen, master bathroom, guest bathroom and powder room in an existing singlefamily residence at 1 Old Church Road, Unit 7, Greenwich. Estimated cost: $175,000. Filed between April 1 and April 27.

West, Christopher Z, contractor for Gary Sauires, et al. Repair the front porch of an existing single-family residence at 2844 High Ridge Road, Stamford. Estimated cost: $14,000.

Filed between April 20 and April 24.

William R. Deicker Contracting, Ridgefield, contractor for Michael Fiore and Heather Fiore. Remove the roof and walls from a covered screen porch on the property of an existing single-family residence and rebuild them at 2 Hessian Drive, Ridgefield.

Estimated cost: $47,750. Filed April 22.

Wojtek Painting & Remodeling, Ridgefield, contractor for Nathan D. Stamos. Remodel the kitchen, add new cabinets and lighting at 404 Sound Beach Ave., Greenwich. Estimated cost: $125,000. Filed between April 1 and April 27.

Woodman, Clare and Adrian Woodman, Norwalk, contractor for self. Create a home office and bathroom in an existing single-family residence at 8 Roosevelt St., Norwalk.

Estimated cost: $16,000. Filed April 15.

Xi, Zhang and Seng Kai, Greenwich, contractor for self. Construct a new single-family residence with an unfinished basement, a rear patio, a front covered porch and an attached twocar garage at 5 St. Claire Ave., Greenwich. Estimated cost: $610,000. Filed between April 1 and April 27.

Zaro Carpentry LLC, Stamford, contractor for William G. Knight Jr. Add a covered porch to an existing single-family residence at 3 Vista Ave., Greenwich. Estimated cost: $96,875.

Filed between April 1 and April 27.

The following court cases represent the allegations made by defendants in the initial filings of civil lawsuits, and do not represent legally binding judgments made by the courts.

BRIDGEPORT SUPERIOR COURT Asbestos Corporation Limited, et al., Quebec, Canada. Filed by William Mitchell and Rachel Mitchell, Trumbull. Plaintiff’s attorney: Early, Lucarelli, Sweeney & Meisenkothen LLC, New Haven. Action: The plaintiffs have brought this product liability suit against the defendants alleging that William Mitchell was forced to be exposed to asbestos fibers and materials manufactured by the defendants during the course of his work. The defendants allegedly failed to advise the plaintiff of the dangerous characteristics of asbestos and failed to provide a safe working environment for the plaintiff. Additionally, William Mitchell claims a loss of consortium. The plaintiffs seeks monetary damages in excess of $15,000, costs, punitive and exemplary charges and such other relief as this court may deem proper.

Case no. FBT-cv15-6049636-S. Filed April 24.

Cincinnati Premier Realty Inc., Cincinnati, Ohio. Filed by Patrick Martin and Frederick J. Martin, Monroe. Plaintiff’s attorney: Frederick J. Martin, Monroe. Action: The plaintiffs have brought this defamation suit alleging that they entered into a lease with the defendant which allegedly impaired the creditworthiness of the plaintiffs by falsely reporting a debt of $1,330 to a credit reporting service. The plaintiffs claim, money damages, an accounting and such other relief as to which the plaintiffs may be entitled to in law or equity.

Case no. FBT-cv15-6049545-S. Filed April 20.

Fancy Auto Sales LLC, Orlando, Fla. Filed by Kristie Maldonado, Bridgeport. Plaintiff’s attorney: McCoy & McCoy LLC, Hartford. Action: The plaintiff has brought this personal injury suit against the defendant alleging that she was hit by a car owned by the defendant and driven by an employee of the defendant. The plaintiff claims monetary damages in excess of $15,000, exclusive of interests and costs.

Case no. FBT-cv15-6049626-S. Filed April 23.

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Geico General Insurance Co., Hartford. Filed by Elizabeth Gay, Stratford. Plaintiff’s attorney: Zugoff Law Offices LLC, Manchester. Action: The plaintiff has brought this motor vehicle suit against the defendant alleging that she collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that her injuries are the legal responsibilities of her insurance company, the defendant. The plaintiff claims money damages in excess of $15,000 exclusive of interests and costs and such other and further relief as the court deems just and proper.

Case no. FBT-cv15-6049590-S. Filed April 21.

The Stop & Shop Supermarket Company LLC, Hartford. Filed by Silva Bohorquez, Bridgeport. Plaintiff’s attorney: Kennedy, Johnson, Schwab & Roberge LLC, New Haven.

Action: The plaintiff has brought this personal injury suit against the defendant alleging that she slipped on a pool of liquid spilling from a broken container in a store owned by the defendant and sustained injuries. This dangerous condition was allegedly allowed to exist due to the negligence of the defendant and its employees. The plaintiff claims monetary damages in excess of $15,000, and such other relief as this court may deem equitable and just.

Case no. FBT-cv15-6049548-S. Filed April 20.

Walgreens, et al., Deerfield, Ill. Filed by Sheila Bember, Bridgeport.

Plaintiff’s attorney: Tremont Sheldon Robinson Mahoney PC, Bridgeport.

Action: The plaintiff has brought this personal injury suit against the defendants alleging that she slipped on an icy surface owned by the defendants and sustained injury. This icy condition was allegedly allowed to exist due to the negligence of the defendants and their employees in that they allowed ice to accumulate on their premises. The plaintiff claims monetary damages within the jurisdiction of the court.

Case no. FBT-cv15-6049631-S. Filed April 24.

DANBURY SUPERIOR COURT Green Star Energy Solutions LLC, et al., Brookfield. Filed by Insulation Distributors Inc., Chanhassen, Minn.

Plaintiff’s attorney: Cohen & Wolf PC, Bridgeport. Action: The plaintiff has brought this collections suit against the defendants alleging that the plaintiff had obtained a judgment against the defendants for nonpayment of goods and services. The judgment remains unsatisfied, breaching contract. The plaintiff claims monetary damages in excess of $15,000, attorney’s fees, costs, interest and such other, further and different relief as may in law or equity appertain.

Case no. DBD-cv15-6017222-S. Filed April 22.

32 Week of May 11, 2015 • FAIRFIELD COUNTY BUSINESS JOURNAL

FIGURES Mihailin Mihailin Associates, et al., New Fairfield. Filed by Cavalry SPV I, LLC, Valhalla, N.Y. Plaintiff’s attorney; Tobin Melien & Marohn, New Haven. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they had failed to make timely payments to the plaintiff for a credit account. The plaintiff has declared the entire outstanding principal balance of $6,388 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, interest and a reasonable order of payments to be made by the said defendants.

Case no. DBD-cv15-6017232-S. Filed April 22.

STAMFORD SUPERIOR COURT Greenwich Contracting Group, et al., Greenwich. Filed by American Express Bank FSB, Salt Lake City, Utah.

Plaintiff’s attorney: Zwicker & Associates, Enfield. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they had failed to make timely payments to the plaintiff for a credit account. The plaintiff has declared the entire outstanding principal balance of $6,347 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages and court costs.

Case no. FST-cv15-6025103-S. Filed April 21.

Jeta Holdings LLC, Stamford. Filed

by Christopher Leslie and Patrick Miller, Stamford. Plaintiff’s attorney: Law Offices of Michael E. Skiber, Bridgeport. Action: The plaintiffs have brought this personal injury suit against the defendant alleging that they suffered injuries in an accident when the porch they were standing on collapsed. This accident was allegedly caused by the defendant for failing to properly repair the decking on the porch it owned, causing it to become unsafe. The plaintiffs claim monetary damages in excess of $15,000, exclusive of interests and costs, and such other and further relief as the court may deem just and proper.

Case no. FST-cv15-6025097-S. Filed April 21.

Plan B Holdings LLC, Norwalk. Filed

by Tracey Recker, Norwalk. Plaintiff’s attorney: Papcsy, Janosov Roche, Norwalk. Action: The plaintiff has brought this personal injury suit against the defendant alleging that she fell down darkly lit stairs in a premise owned by the defendant and sustained injuries. This dangerous condition was allowed to exist due to the negligence of the defendant and its employees in that they permitted an unsafe condition to exist. The plaintiff claims monetary damages in excess of $15,000, and such other relief as this court may deem equitable and just.

Case no. FST-cv15-6025132-S. Filed April 22.

Silver Hill Hospital Inc., New Canaan. Filed by Miles F. Hall, Berlin, Vt. Plaintiff’s attorney: Silver, Golub & Teitell, Stamford. Action: The plaintiff has brought this medical malpractice suit against the defendant alleging that it failed to properly render treatment adequate or sufficient to manage or control his acute psychiatric illness. In addition, the defendant allegedly contacted the police to have the defendant arrested while in its care and disclosed sensitive medical information about the plaintiff to them. As a result, the plaintiff was allegedly incarcerated and required to defend against criminal charges. The plaintiff claims monetary damages in excess of $15,000, exclusive of interests and costs.

Case no. FST-cv15-6025082-S. Filed April 20.

Stamford Health System Inc., Hartford. Filed by Michael Walley, administrator of the estate of Albertha Walley, Milford. Plaintiff’s attorney: Silver, Golub & Teitell, Stamford. Action: The plaintiff has brought this medical malpractice suit against the defendant alleging that it inappropriately administered intravenous contrast to the plaintiff’s mother. As a result, plaintiff’s mother allegedly suffered and died while in the care of the defendant. The plaintiff claims monetary damages in excess of $15,000, exclusive of interests and costs.

Case no. FST-cv15-6025085-S. Filed April 20.

Swim Seventy LLC, et al., Norwalk.

Filed by Winthrop E. Baum, Fairfield. Plaintiff’s attorney: Robinson & Cole LLP, Stamford. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they had failed to make timely payments to the plaintiff for a promissory note. The plaintiff has declared the principal balance, availability payments, origination fees and interest payments due and has made a demand for the balance, yet has not received payment. The plaintiff claims compensatory damages, interest, attorney’s fees, costs, expenses and such other and further relief as the court deems just and proper.

Case no. FST-cv15-6025127-S. Filed April 22.

United Housewrecking Inc., Greenwich. Filed by Paul Varszegi, Trumbull. Plaintiff’s attorney: Brandner & Pozini. Action: The plaintiff has brought this personal injury suit against the defendant alleging that he suffered injuries in an accident caused by the defendant when the plaintiff tried to purchase a concrete fountain base from the defendant. This accident was allegedly due to the defendant’s employees dropping the concrete object on the plaintiff’s hand, crushing his fingers. The plaintiff claims monetary damages in excess of $2,500.

Case no. FST-cv15-6025108-S. Filed April 21.

FEDERAL DISTRICT COURT Accounting Resources Inc., Glastonbury. Filed by Halo International SEZC Ltd., Grand Cayman. Plaintiff’s attorney: Sullivan & Worchester LLP, New York, N.Y. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it directed the plaintiff to pay fraudulent invoices.

In addition, the defendant allegedly failed to obtain approval from plaintiff’s boss before paying. The plaintiff claims $530,000 to be paid at an 8 percent interest rate, costs, disbursements and such other and further relief as in law or equity may appertain.

Case no. 3:15-cv-00581-RNC. Filed April 20.

Atlantic Gums Corp., et al., Canton. Filed by Bank of America NA, Charlotte, N.C. Plaintiff’s attorney: Wilson, Elser, Moskowitz, Edelman & Dicker LLP, Stamford. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they defaulted on a line of credit provided to them by the plaintiff. The plaintiff has accelerated the payment and the defendants are in default. The plaintiff claims $811,000 in monetary damages and such other and further relief as in law or equity may appertain.

Case no. 3:15-cv-00589-MPS. Filed April 22.

Better Way Wholesale Autos Inc., Naugatuck. Filed by Rosalind Elaine Smith, Albany, N.Y. Plaintiff’s attorney: Consumer Law Group, Rocky Hill.

Action: The plaintiff has brought this truth in lending suit against the defendant alleging that it misleadingly sold a vehicle to the plaintiff, which had previously been in an accident. Allegedly, the plaintiff was in a minor accident and requested a refund, which the defendant failed to provide. The plaintiff claims punitive damages, statutory damages, attorney’s fees, costs and such other and further relief as in law or equity may appertain.

Case no. 3:15-cv-00599-AWT. Filed April 24.

Deutsche Bank AG. Filed by USA. Plaintiff’s attorney: Jennifer L. Sauling, Washington, D.C. Action: The plaintiff has brought this wire fraud and anti-trust case against the defendant alleging that it manipulated the benchmark interest rates from 2003-2010. In addition, the plaintiff alleges the defendant manipulated the submission of the labor rate submitted to Thompson Reuters.

Case no. 3:15-cr-00061-RNC. Filed April 23.

FACTS Freedom Graphic Systems Inc., Westport. Filed by Paul Izzo, Newtown. Plaintiff’s attorney: Karen E. Haley, New Haven. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it listed accounts on the plaintiff’s employment contract, which the plaintiff assumed he would be able to access. The defendant allegedly moved the accounts out of the plaintiff’s portfolio, making him unable to meet his contractual obligations. The plaintiff claims punitive damages, compensatory damages, interest, costs and such other and further relief as in law or equity may appertain.

Case no. 3:15-cv-00602-SRU. Filed April 24.

DEEDS

COMMITTEE DEEDS Budde, David, et al., Stratford. Appointed committee: Jessica L. Braus, Stratford. Property: 107 Willow Ave., Stratford. Amount: $170,143. Docket no. FBT-cv-14-6044414-S. Filed April 13.

Hunter, Elizabeth F., and Donald V. Hunter, et al., Norwalk. Appointed committee: David J. Marantz, Norwalk. Property: 26 Oldfield Road, Norwalk. Amount: $240,500. Docket no.

FST-cv-10-6003123-S. Filed April 21.

Hearst Corp., Bridgeport. Filed by Diane Tye, Glastonbury. Plaintiff’s attorney: Brown, Paindiris & Scott, Glastonbury. Action: The plaintiff has brought this fair labor suit against the defendant alleging that it failed to pay her overtime while employing her. The plaintiff claims unpaid wages, liquidated damages, interest, costs, attorney’s fees and such other and further relief as in law or equity may appertain.

Case no. 3:15-cv-00601-MPS. Filed April 24.

Koch, Mary Trinkely, et al., Norwalk. Appointed committee: Seth J. Arnowitz, Norwalk. Property: 4 Quintard Ave., Norwalk. Amount: $118,000.

Docket no. FST-cv-12-6015765-S. Filed April 21.

Metro-North Commuter Railroad Co., New Haven. Filed by Barbara Bolden, Hamden. Plaintiff’s attorney: Mendelsohn Law Offices, New Haven.

Action: The plaintiff has brought this personal suit against the defendant alleging that she was on the defendant’s train. The train allegedly collided with another train due to the negligence of the defendant and its employees, causing injuries to the plaintiff.

The plaintiff claims a trial by jury.

Case no. 3:15-cv-00582-SRU. Filed April 21.

Rogers, Michael, et al., Stratford.

Appointed committee: Paul J. Ganim, Stratford. Property: 201A South Trail, Stratford. Amount: $230,000. Docket no. FBT-cv-13-6039376-S. Filed April 13.

Premier Bankcard LLC, Sioux Falls, S.D. Filed by Kori Ann Charette, Prospect. Plaintiff’s attorney: Kimmel & Silverman PC, Danielson. Action: The plaintiff has brought this telecommunications suit against the defendant alleging that it made numerous automatic calls to the plaintiff’s cell phone without getting permission, causing damages.

The plaintiff claims actual damages, punitive damages, statutory damages, treble damages, injunctive relief and such other and further relief as in law or equity may appertain.

Case no. 3:15-cv-00606-JAM. Filed April 24.

Viridian Energy Inc. Filed by David Steketee. Plaintiff’s attorney: Izard Nobel LLP, New Haven. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it misrepresented energy contracts to consumers. The defendant allegedly offered power service at a low teaser rate then switched to a variable rate. The variable rate was allegedly misrepresented as being lower than the utility supply rate. The plaintiff claims monetary damages, punitive damages, injunctive relief, pre-judgment interest, post-judgment interest, costs, attorney’s fees and such other and further relief as in law or equity may appertain. Case no.

3:15-cv-00585-SRU. Filed April 22.

Morawski, Sofia M., Stratford. Appointed committee: Christopher D. Hite, Stratford. Property: 415 Parkway Drive, Stratford. Amount: $97,000.

Docket no. FBT-cv-14-6044840-S. Filed April 17.

&

FIGURES

Brookfield Relocation Inc., Scottsdale, Ariz. Seller: Stephen J. Rayda and Karen J. Rayda, Ridgefield. Property: Lot 148, Map 4233, Ridgefield.

Amount: $965,000. Filed April 6.

Spruce Ridge Craftsmen Inc., New Fairfield. Seller: Warwick Road LLC, New Fairfield. Property: 4 Sugar Maple Lane, New Fairfield. Amount: $160,000. Filed March 27.

Calabria 16 LLC, Port Chester, N.Y. Seller: Jennifer O’Hara, Stamford.

Property: 27 Norhill St., Unit 5L, Stamford. Amount: $163,450. Filed April 22.

Spruce Ridge Craftsmen Inc., New Fairfield. Seller: Warwick Road LLC, New Fairfield. Property: 5 Buck Mountain Court, New Fairfield. Amount: $100,000. Filed March 27.

Campana 115 LLC, Southport. Seller: 115 Main Holdings LLC, Bedford Hills, N.Y. Property: 111-117 Main St., Westport.

Amount: $9.8 million. Filed April 13.

Garden Homes Fund, Stamford.

Seller: William A. DeFilippis Jr., Pound Ridge, N.Y. Property: 76-78 Franklin St., Stamford. Amount: $510,000. Filed April 15.

Garden Homes Fund, Stamford.

Seller: Stephanie DeFilippis, Stamford.

Property: 80 Franklin St., Stamford.

Amount: $440,000. Filed April 15.

Great Hollow Management Inc., New Milford. Seller: Regional YMCA of Western Connecticut, Brookfield.

Property: Lot 1A, Route 37, New Fairfield. Amount: $1 million. Filed April 2.

The City of Danbury. Seller: Danbury Hospital, Danbury. Property: Parcel X, Hospital Avenue, Danbury.

Amount: $10. Filed April 22.

TLC East LLC, Ponte Vedra Beach, Fla. Seller: Federal Welding Service Inc., Washington. Property: 57 Federal Road, Danbury. Amount: $1.9 million.

Filed April 16.

Victor Construction LLC, Westport.

Seller: William J. Rogers III, Paul Rogers and John Rogers, Bridgeport. Property: 4 Blue Ribbon Drive, Westport.

Amount: $1.1 million. Filed April 24.

QUIT CLAIM

Federal Home Loan Mortgage Corp., Mclean, Va. Seller: Ocwen Loan Servicing LLC, West Palm Beach, Fla. Property: 1 Ironwood Drive, Danbury. For no consideration paid. Filed April 20.

Federal Home Loan Mortgage Corp., McLean, Va. Seller: Caliber Home Loans Inc., Oklahoma City, Okla. Property: 7 Arch St., Unit 9, Norwalk. For no consideration paid. Filed April 23.

Federal National Mortgage Association, Dallas, Texas. Seller: Wells Fargo Bank NA, Fort Mill, S.C. Property: 29 Woodland Way, Ridgefield.

For an unknown amount paid. Filed April 17.

Federal National Mortgage Association, Dallas, Texas. Seller: Green Tree Servicing LLC, Tempe, Ariz.

Property: 29 Congress St., Stamford.

Amount: $1. Filed April 17.

Gannon, Julia Patricia, Westport.

Seller: Mark Gannon, Westport. Property: 188 Long Lots Road, Westport. For no consideration paid. Filed April 15.

1442 Shippan Avenue LLC, Stamford. Seller: David Epprecht, Darien.

Property: Lots 3 and 4, Map 203, Stamford. Amount: $1. Filed April 13.

Gerstenfeld, Fay, Ridgefield. Seller: Michael L. Gerstenfeld, Danbury.

Property: 9 Taylor Court, Ridgefield.

Amount: $1. Filed April 16.

Lucky I LLC, Naples, Fla. Seller: 26 East LLC, Danbury. Property: 26 E. Franklin St., Danbury. Amount: $231,250. Filed April 16.

252 Stillwater Ave LLC, Stamford.

Seller: Angelo R. Tuccinardi and Mario C. Tuccinardi, Stamford. Property: Lot 5, Map 1040, Stamford. For no consideration paid. Filed April 24.

Gonzalez, Olice and James J. Gonzalez, Stamford. Seller: James Gonzalezz, Westchester, N.Y. Property: Unit 201 of Washington Mews Condominium, Stamford. Amount: $1. Filed April 16.

COMMERCIAL

New Wave Construction, Danbury.

Seller: Antonio Goncalves, Danbury.

Property: 24 Candlewood Drive, Danbury. Amount: $45,000. Filed April 15.

Apinis, John Charles, Ridgefield.

Seller: John Charles Apinis, Ridgefield. Property: Map 7119, Ridgefield.

Amount: $1. Filed April 14.

154 Cold Spring Road 82 LLC, Stamford. Seller: Anthony J. Foti and Rosemary O. Foti, Stamford. Property: 154 Cold Spring Road, Unit 82, Stamford. Amount: $1. Filed April 13.

Old Well 12 LLC, Stamford. Seller: Donald Bosak and Noelle B. Ward, Stamford. Property: Lot 13, Map 14543, Stamford. Amount: $300,000. Filed April 24.

Apinis, Wendy Jean and John Charles Apinis, Ridgefield. Seller: John Charles Apinis and Wendy Jean Apinis, Ridgefield. Property: Map 7119, Ridgefield. Amount: $1. Filed April 14.

4 Broadview LLC, Norwalk. Seller: Jeffrey Cohn and Patricia L. Thornton, New York, N.Y. Property: 4 Broadview Road, Westport. Amount: $3.2 million.

Filed April 21.

Old Well 12 LLC, Stamford. Seller: Donald Bosak and Noelle B. Ward, Stamford. Property: Lot 12A, Map 14543, Stamford. Amount: $300,000.

Filed April 24.

Apinis, Wendy Jean, Ridgefield.

Seller: Wendy Jean Apinis, Ridgefield. Property: Map 7119, Ridgefield.

Amount: $1. Filed April 14.

4 Warnock LLC, Westport. Seller: Mary V. McGrath, Wilton. Property: 4 Warnock Drive, Westport. Amount: $425,000. Filed April 16.

Old Well 13 LLC, Stamford. Seller: Donald Bosak and Noelle B. Ward, Stamford. Property: Lot 13, Map 14543, Stamford. Amount: $300,000. Filed April 24.

Tenk, Gary, Stratford. Appointed committee: Roberta Napolitano, Stratford. Property: 180 Garibaldi Ave., Stratford. Amount: $90,000. Docket no. FBT-cv-13-6037118. Filed April 13.

5 Oak Ridge Park LLC, Westport.

Seller: Morris Brett Denkin, Westport.

Property: 5 Oak Ridge Parkway, Westport. Amount: $905,000. Filed April 23.

9 Hobbie Street LLC, Stamford.

Seller: Elsie A. Parsons, Stamford.

Property: 9 Hobbie St. and 0 Palmer Ave., Stamford. Amount: $575,000.

Filed April 22.

Bluewater Mayflower LLC, Westport. Seller: Violette Takahashi, Westport. Property: 32 Mayflower Parkway, Westport. Amount: $935,000.

Filed April 15.

IFS Properties LLC, Stamford. Seller: U.S. Bank NA, Salt Lake City, Utah.

Property: 141 Lockwood Ave., Stamford. Amount: $261,450. Filed April 22.

Old Well 13 LLC, Stamford. Seller: Donald Bosak and Noelle B. Ward, Stamford. Property: Lot 12A, Map 14543, Stamford. Amount: $300,000.

Filed April 24.

Seafield Properties LLC, Ridgefield. Seller: JK & NK Properties LLC, Ridgefield. Property: 12 Elderberry Lane, Ridgefield. Amount: $154,000.

Filed April 8.

Sound Equity Holdings I LLC, Trumbull. Seller: New Fairfield Shopping Center LLC, Sherman. Property: 1 Brush Hill Road, New Fairfield.

Amount: $5 million. Filed April 7.

Bloom, Hayley Elizabeth and Steven Elikann Bloom, New Canaan.

Seller: 788 Ponus Ridge LLC, New Canaan. Property: 788 Ponus Ridge Road, Stamford. For no consideration paid. Filed April 13.

Calderon, Victor, Greenwich. Seller: U.S. Bank NA, Coppell, Texas. Property: 135 Fourth St., Stamford. Amount: $347,550. Filed April 24.

Chau, Kwok W., Danbury. Seller: Fung Chow, Danbury. Property: 10 Scuppo Road, Unit B10, Danbury. For no consideration paid. Filed April 13.

Doyle, Linda E. and David A. Doyle, Westport. Seller: Joseph V. Franco, Warren, N.J. Property: 18 Rocky Ridge Road, Westport. For no consideration paid. Filed April 20.

Graham-Gayle, Amelia, Danbury.

Seller: Richard Gayle, Danbury. Property: 3 Jenny Drive, Danbury. Amount: $65,000. Filed April 20.

Marin, Carmita De Jesus and Celio Humberto Marin Sanchez, Fairfield. Seller: Wilmer Duran, Danbury. Property: 90 Elm St., Danbury.

Amount: $1. Filed April 20.

Murphy, Dennis V. and Christopher J. Murphy, New Fairfield. Seller: Janis Adamo Murphy, New Fairfield.

Property: 342 Route 39 South, New Fairfield. For an unknown amount paid. Filed April 14.

Myers, Ellyn, Fairfield. Seller: Ellyn Myers, Fairfield. Property: 14 Fairfield Ave., Westport. For an unknown amount paid. Filed April 13.

Nieves, Mariela, Stamford. Seller: Luis Martinez, Norwalk. Property: 15 Jessup St., Stamford. Amount: $1. Filed April 13.

Pennymac Corp., Moorpark, Calif. Seller: JPMorgan Chase Bank NA, Lewisville, Texas. Property: 26 Betts Ave., Stamford. For no consideration paid. Filed April 17.

Peterson, Janey C., Westport. Seller: Mark D. Osgood, Westport. Property: Washington Avenue, Ernest Jennings, Westport. Amount: $1. Filed April 24.

Porfirio, Cruz, Norwalk. Seller: Josefa Bacila, Norwalk. Property: 130 Lexington Ave., Norwalk. For no consideration paid. Filed April 21.

Potolicchio, Jessica and Joseph Potolicchio, Stamford. Seller: Joseph Potolicchio, Stamford. Property: 172 High Clear Drive, Stamford. Amount: $1. Filed April 24.

Rodriguez, Ana G., Danbury. Seller: Arismendy Rodriguez, Danbury.

Property: 7 Padanaram Road, Unit E129, Danbury. For no consideration paid. Filed April 21.

Rondano Jr., Robert P., New Fairfield. Seller: Donna Rondando, New Fairfield. Property: Lot 14, Candlewood Knolls, New Fairfield. For no consideration paid. Filed April 20.

Santos, Vasco Varela and Carlos Margues, Danbury. Seller: Helena Dos Santos, Danbury. Property: Parcel A, 7781 Woodside Ave., Danbury.

Amount: $1. Filed April 23.

Scholl, Helen C. and Stephen B. Scholl, New Fairfield. Seller: Marcia S. Scholl, North Eastham, Mass. Property: 6 Beaver Bog Road, New Fairfield. For no consideration paid. Filed April 14.

Stamford Station LLC, Greenwich.

Seller: Pitney Bowes Inc., Stamford.

Property: 650 Atlantic St., Stamford.

Amount: $1. Filed April 23.

Tepler, Isidore, Westport. Seller: Meg A. Tepler, Westport. Property: 41 Burnham Hill, Westport. For no consideration paid. Filed April 20.

The Brenda Sue Barber Revocable Trust, New Fairfield. Seller: Michael Edward Barber, New Fairfield.

Property: 35 Lavelle Ave., New Fairfield. Amount: $1. Filed April 8.

Tozzoli, Angela J. and Michele Vibbert, Fairfield. Seller: Angela J. Tozzoli, Stamford. Property: 18 Somerset Lane, Stamford. Amount: $1. Filed April 24.

Tucker, Elizabeth A., Peter M. Burns and Steven J. Burns, Boise, Idaho. Seller: Joseph J. Burns and Mary E. Burns, Danbury. Property: Lot 17, Map 1139, Danbury. Amount: $1.

Filed April 16.

Vinci, Diana J. and Michael J. Vinci, Norwalk. Seller: Michael J. Vinci and Diana J. Vinci, Norwalk. Property: 228 Newtown Ave., Norwalk. For no consideration paid. Filed April 22.

Wellington, Adam B., Danbury.

Seller: Jina Bilodeau Wellington, Danbury. Property: 256-248 Middle River Road, Danbury. Amount: $1. Filed April 22.

West, Sherry, Stamford. Seller: Matthew West, Norwalk. Property: 22 Woods End Road, Stamford. For an unknown amount paid. Filed April 22.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 11, 2015 33

FACTS

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FIGURES Ruiz, Cindy, Glendale, N.Y. Seller: Chad J. Patnode, New Fairfield. Property: Plot 113, Map 792, New Fairfield.

Amount: $153,000. Filed March 31.

Westport Housing Authority, Westport. Seller: Aquarion Water Co., Bridgeport. Property: 1655 Post Road East, Westport. For an unknown amount paid. Filed April 21.

Crist, Gina M. and Mark T. Harris, Ridgefield. Seller: Mark T. Harris, Ridgefield. Property: 118 Rising Ridge Road, Ridgefield. For no consideration paid. Filed April 6.

Killackey, Dorothy H. and Thomas M. Killackey, Danbury. Seller: Thomas M. Killackey, Danbury. Property: 10 Carol St., Danbury. For no consideration paid. Filed April 13.

Menon, Lekha and Jason R. Patrick, Ridgefield. Seller: David Wolff and Holly Wolff, Ridgefield. Property: 4 Old Oscaleta Road, Ridgefield.

Amount: $750,000. Filed April 9.

Wolf, Nina A. and Charles Steven Wolf, Farmington. Seller: Paula C. Wolf, New York, N.Y. Property: Lot 14, Map 283, New Fairfield. Amount: $1.

Filed April 1.

Devlin, Kathryn and Anthony Cacchiani Stamford. Seller: John W. Evans and Margaret L. Felli, Stamford.

Property: Lot 40, Map 3483, Stamford.

Amount: $580,000. Filed April 17.

Kuntze, Amy and Mark Kuntz, New Fairfield. Seller: Jeanette De LaCierva and Ricardo De LaCierva, New Fairfield. Property: Unit 63 of Sail Harbour Club, New Fairfield. Amount: $600,000. Filed March 30.

Mercede, Robert J., Stamford. Seller: Joshua A. Smith IV and Kristine L. Smith, Darien. Property: 117 Knapp St., Stamford. Amount: $525,000. Filed April 17.

Rumery, Marlene M. and Donald S. Rumery, Monroe. Seller: Ryan Blackman and Jonna Blackman, Wilton. Property: 35 W. Broad St., Unit 222, Stamford. Amount: $390,000.

Filed April 16.

Zahid, Zhorah W. and Nargis Zahid, Danbury. Seller: Abdul Zahid, Danbury. Property: 11 Belmont Lane, Unit 11, Danbury. Amount: $1. Filed April 13.

Diaz, Carlos R., Danbury. Seller: Brian Nusbacher and Susan M. Nusbacher, New Fairfield. Property: 61 Jefferson Ave., Danbury. Amount: $279,000. Filed April 21.

Ladyska, Mykola, Stamford. Seller: Winsome Black, Stamford. Property: 56 Plymouth Road, Stamford.

Amount: $355,000. Filed April 16.

Mercuri, Guiseppe, Norwalk. Seller: Frank Aiello and Vivian Aiello, Chapel Hill, N.C. Property: 199 Gregory Blvd., Unit E-11, Norwalk. Amount: $217,500.

Filed April 23.

Salas-Curra, Melody and John Curra, New Fairfield. Seller: Paul D. Cascio, New Fairfield. Property: 244 Pine Hill Drive, New Fairfield.

Amount: $336,900. Filed March 31.

RESIDENTIAL

DiGilio, Linda A. and Vincent J. DiGilio Sr., Southbury. Seller: Dunham Pond Development LLC, Brookfield.

Property: Unit 7 of The Woods at Dunham Pond Condominium, New Fairfield. Amount: $230,065. Filed April 7.

Lee, Lisa M. and David C. Lee, New Fairfield. Seller: Jamele F. Polk, New Fairfield. Property: 24 Woods Road, New Fairfield. Amount: $650,000.

Filed March 31.

Miller, Clare and Craig Josephs, Ridgefield. Seller: Thomas E. Simonson, Ridgefield. Property: Parcel 1, Map 6724, Ridgefield. Amount: $1.9 million. Filed April 17.

Sargent, Marsha M., Trumbull. Seller: George J. Iacono, Norwalk. Property: Lot 19, Map 58, Norwalk. Amount: $180,000. Filed April 24.

Agostino, Carol A. and Leonard J. Agostino, Norwalk. Seller: Brett T. Ferrucci, New Fairfield. Property: Lot 41, Lavelle Avenue, New Fairfield.

Amount: $442,500. Filed March 27.

Ahmed, Kamruz, Hussain Ahmed and Mukthar Ahmed, Stamford.

Seller: Federal Home Loan Mortgage Corp., McLean, Va. Property: 51 Lincoln Ave., Stamford. Amount: $236,500. Filed April 17.

Akter, Saima and Md. Khurshed Alam, Stamford. Seller: Stanley A. Czulewicz, Wellesley, Mass. Property: 15 Slocum St., Norwalk. Amount: $235,000. Filed April 24.

Arias, Elder, Danbury. Seller: Ervin R. Lara, Danbury. Property: 120 Triangle St., Danbury. Amount: $90,000.

Filed April 16.

Ash, Doris M. and James C. Ash, Orr’s Island, Maine. Seller: Marilyn Zavidow, Norwalk. Property: 61 Hills Lane, Westport. Amount: $330,500.

Filed April 24.

Coronel, Galo J. and Walter E. Mogroveho, Danbury. Seller: Sikorsky Financial Credit Union Inc., Stratford.

Property: 27 Westville Ave., Danbury.

Amount: $120,000. Filed April 14.

Correa, Juan Pablo and Elbio Rafael Larrosa, Stamford. Seller: Kelly Ann Murphy, Stamford. Property: 19 Weed Hill Ave., Stamford. Amount: $450,000. Filed April 17.

Courtney, Joshua P., Waterbury.

Seller: Melissa A. Biagiotti, Riann L. Goodacre, Kelly M. Goodacre, Philip J. Goodacre and Richard G. Goodacre Jr., Copake, N.Y. Property: Lot 92 of Ball Pond Estates, Map 240, New Fairfield.

Amount: $170,000. Filed April 15.

Cozzi, Lisa and Paul Cozzi, Westport. Seller: Eric Lindstrom and Catherine Dean Lindstrom, Westport.

Property: 17 Loren Lane, Westport.

Amount: $780,000. Filed April 15.

Criscuolo, Antony, Easton. Seller: 119 West Ave. LLC, Easton. Property: Lot 12, Map 768, Stamford. Amount: $1. Filed April 17.

DiMaio, Kara N. and Patrick G. McIlvaine, Stamford. Seller: Blake D. Franchi and Laura A. Franchi, Stamford. Property: 59 Sleepy Hollow Lane, Stamford. Amount: $455,000. Filed April 17.

Downer, Allison V. and Paul Berckmans, Stamford. Seller: Kevin M. Curtis, Atlanta, Ga. Property: Building 36, Unit C in Chesterfield Condominium, Stamford. Amount: $450,000. Filed April 13.

Epprecht, David, Darien. Seller: John Ruddy, Stamford. Property: 1442 Shippan Ave., Stamford. Amount: $715,000. Filed April 13.

Fabrizi, Michael, Norwalk. Seller: Ernestas Liesmanas, Norwalk. Property: 71 Aiken St., Unit C9, Norwalk.

Amount: $252,000. Filed April 23.

Farino, Gail and Carol Beglio, Guilford. Seller: Frank L. Farina, Greensburg, Pa. Property: 74 Albin Road, Stamford. Amount: $363,000. Filed April 24.

Hong, Thien and Hung Hong, Danbury. Seller: Rosetta Critelli, Danbury. Property: 11 Peace St., Danbury.

Amount: $310,000. Filed April 13.

JBHS Building LLC, Ridgefield. Seller: Thomas W. Hill and Lynn B. Hill, Hilton Head, S.C. Property: 27R West Lane, Ridgefield. For no consideration paid. Filed April 24.

Lopatin, Peter, Stamford. Seller: James M. Caldarone Jr., Darien. Property: Unit 5B of Regency Towers Condominium Stamford. Amount: $320,000. Filed April 24.

Niculescu, Anton, Stamford. Seller: Karen L. Rosen and Richard Factor, Stamford. Property: 1515 Summer Condominium, Unit 401, Stamford.

Amount: $510,000. Filed April 21.

Lugar, Matthew A., Redding. Seller: Donald A. Guzi and Catherine M. Guzi, Danbury. Property: 11 Brittania Drive, Danbury. Amount: $275,000.

Filed April 23.

Ortreba, Andrzej and Pawel G. Ortreba, Stamford. Seller: Federal National Mortgage Association, Dallas, Texas. Property: 1072 E. Main St., Unit 15-C3, Stamford. Amount: $136,000.

Filed April 17.

MacDonald, Brian, Norwalk. Seller: Jessica L. Boccanfuso, Norwalk. Property: 100 Wolfpit Ave., Unit 24, Norwalk.

Amount: $257,000. Filed April 21.

Maczka, Ana, Ridgefield. Seller: Secretary of Housing and Urban Development, Washington, D.C. Property: 5 Florida Hill Road, Ridgefield. Amount: $425,000. Filed April 7.

Manfreda, Edward J., Stamford.

Seller: Thomas Cofone, Norwalk.

Property: 177 Sunrise Hill Road, Unit 146, Norwalk. Amount: $282,000.

Filed April 20.

Massa, Luis A., Stamford. Seller: 88 Lockwood LLC, Stamford. Property: Lockwood Avenue, Lillian St., Stamford.

Amount: $1.7 million. Filed April 14.

Masucci, Janine and Alfonso Masucci, Sparta, N.J. Seller: Toll CT III LP, Newtown. Property: Home 203 in The Mews and Ridge at Rivington, Danbury. Amount: $311,809. Filed April 14.

Paschoal, Francisco and Cristina Paschoal, Sao Paulo, Brazil. Seller: Seth Yeager and Eleonora Yeager, Stamford. Property: 123 Harbor Drive, Unit 602, Stamford. Amount: $565,000. Filed April 21.

Pause, Anca L. and Kyle A. Pause, Dover, N.H. Seller: Richard G. Robinson and Jean A. Robinson, Southport, N.C. Property: Lot 2, Map 6984, Ridgefield. Amount: $796,000. Filed April 16.

Pianka, Darlene M. and Stephen C. Pianka, Westport. Seller: Charles H. Meyer, Norwalk. Property: Unit 201 in the Falls at Silvermine Condominium, Norwalk. Amount: $632,000. Filed April 23.

Pizzolato, Tracey A., Danbury.

Seller: Angel F. Curillo and Elsa B. Curillo, Danbury. Property: 2 Grace St., Danbury. Amount: $189,000. Filed April 13.

Jones, Daryl G., Greenwich. Seller: Robert M. Drucker, Stamford. Property: 18 Faucett St., Unit D, Stamford.

Amount: $361,000. Filed April 20.

McGannon, Helen V., Redding.

Seller: Bank of America NA, Addison, Texas. Property: 57B Knollcrest Road, Unit B, New Fairfield. Amount: $95,000. Filed April 14.

Ramirez, Claudia and Francisco Rodriguez, Stamford. Seller: Matthew R. McGoldrick and Caroline M. McGoldrick, Stamford. Property: 472 Hope St., Stamford. Amount: $587,500. Filed April 22.

Kadiyala, Krishna Chaitanya and Sai Sruthi Guttikonda, Ridgefield.

Seller: Ernest E. Ricketts Jr. and Deborah Sibley, Stamford. Property: 100 Hope St., Unit 10, Stamford. Amount: $427,500. Filed April 23.

McLaughlin, Helen E. and William V. McLaughlin, Danbury. Seller: Federal Home Loan Mortgage Corp., Carrollton, Texas. Property: 55 Mill Plain Road, Unit 1-2. Danbury. Amount: $175,000. Filed April 23.

Robinson, Elizabeth J. and Daniel P. Raposo III, Norwalk. Seller: Locale Connecticut LLC, Armonk, N.Y. Property: 25 Betts Place, Norwalk. Amount: $280,000. Filed April 23.

Keller-Banyaacov, Michal, Westport. Seller: Roy N. Levitt and Natalie S. Levitt, Westport. Property: 15 Saint John Place, Westport. Amount: $1.1 million. Filed April 14.

Melnick, Michael D., Wilton. Seller: Michael Melnick, Wilton. Property: 326 North St., Ridgefield. Amount: $10.

Filed April 6.

Rottman, Dina and Robert Rottman, Norwalk. Seller: Jeffrey J. Doyle and Lisa A. Doyle, Ridgefield. Property: 30 Lost Mine Place, Ridgefield.

Amount: $975,000. Filed April 10.

34 Week of May 11, 2015 • FAIRFIELD COUNTY BUSINESS JOURNAL

Sayko, Halyna, Yuriy Sayko and Ostap Sayko, Norwalk. Seller: Wells Fargo Bank NA, Frederick, Md. Property: 187 Scribner Ave., Norwalk.

Amount: $135,000. Filed April 22.

Schiack, Laura Ann Van and Michael D. Van Shiack, Stamford.

Seller: Edward Filipak and Grace M. Filipak, Stamford. Property: 33 Pinnacle Rock Road, Stamford. Amount: $619,000. Filed April 23.

Schmitt, Alicia and Peter T. Schmitt, New Fairfield. Seller: Frank J. Lupi and Dorothy H. Lupi, New Smyrna Beach, Fla. Property: 7A E. Lake Road, New Fairfield. Amount: $417,500. Filed April 6.

Schunk, Raina Sylvie Kaplan, Fishkill, N.Y. Seller: Gareth P. McIntosh and Jennifer M. McIntosh, Danbury. Property: 2 Warrington Round, Danbury.

Amount: $342,500. Filed April 23.

Secretary of Housing and Urban Development, Oklahoma City, Okla.

Seller: Wells Fargo Bank NA, Fort Mill, S.C. Property: 7 Valley Road, Danbury.

Amount: $10. Filed April 23.

Sherman, Erica, West Haven. Seller: Jill Hanley, Long Beach, Calif. Property: Unit 140-1A in Woodside Green Condominium, Stamford. Amount: $181,700. Filed April 20.

Shore, Corinne and Dustin Shore, Greenwich. Seller: Edward L. Von Stein and Naomi I. Starobin, Stamford.

Property: 138 Rocky Rapids Road, Stamford. Amount: $567,500. Filed April 20.

Sikorsky, Mary and Brian C. Sikorski, Westport. Seller: Christopher Tussing and Laurey Tussing, Westport. Property: 142 Compo Road South, Westport. Amount: $1.7 million. Filed April 23.

Soyak, James M., Ridgefield. Seller: Robert Santini, Philip Santini, Betty Jane S. Rowe and Barbara Jea Kudish, Chestnut Hill, Mass. Property: 25 Barry Ave., Ridgefield. Amount: $400,000. Filed April 20.

Sun, Yuan Yuan, Zexia Chen and Bing Sun, Woodhaven, N.Y. Seller: Toll CT III LP, Newtown. Property: 20 Old Pasture Drive, Danbury. Amount: $598,865. Filed April 15.

Tavarez, Diurka, Stamford. Seller: Takayuri Kominami, Stamford. Property: 15 Greenwich Ave., Stamford.

Amount: $194,000. Filed April 17.

Taylor, Deon, Bridgeport. Seller: Paul Interlandi, Stamford. Property: 84 1/2 Avery St., Stamford. Amount: $320,000. Filed April 14.

Teixeira, Natalie, Danbury. Seller: Bob Jones Maintenance and Contracting LLC, Brookfield. Property: 5 Rose Lane, Danbury. Amount: $177,500.

Filed April 20.

The Schmidt Family Irrevocable Trust, New Fairfield. Seller: Roy Eri Schmidt and Sabina Schmidt, New Fairfield. Property: 297 State Route 39, New Fairfield. Amount: $10. Filed March 30.

Tiscia, Matthew, Stamford. Seller: Jonathan Loonin, Stamford. Property: 30 Glenbrook Road, Unit 5A, Stamford. Amount: $174,000. Filed April 15.

Tonkinson, Tracy and Barry John Tonkinson, Stamford. Seller: Kyle B. Custis and Kathleen Custis, Weston.

Property: Lot 1, Map 7950, Norwalk.

Amount: $550,000. Filed April 20.

Tuici, Tatiana Carmen and Radu Palasan, Stamford. Seller: Marion E. Linhart, Ridgefield. Property: Unit 3 of Fox Hill Condominium, Ridgefield.

Amount: $275,000. Filed April 7.

Ung, Eng C. and Chian M. Chang, Bethel. Seller: Jose M. Martinez and Lilliam M. Nunez, Danbury. Property: 151 Triangle St., Danbury. Amount: $180,000. Filed April 22.

Vanderlip, Joy and Errol Vanderlip, New Rochelle, N.Y. Seller: Francesco Pomilla, Stamford. Property: 511 W. Main St., Unit 10, Stamford. Amount: $235,000. Filed April 16.

Vdovyn, Svitlana and Anatoliy Vdovyn, Stamford. Seller: Wells Fargo Bank NA, Frederick, Md. Property: 132 Oaklawn Ave., Stamford. Amount: $335,000. Filed April 21.

Velasquez, Maricel, Danbury.

Seller: Codfish Hill Construction LLC, Bethel. Property: 29 Springside Ave., Danbury. Amount: $325,000. Filed April 16.

Virco, Deirdre and Christopher Sinatra, Stamford. Seller: Betsy Krauss and William Krauss, Stamford.

Property: 22 Regent Court, Stamford.

Amount: $350,000. Filed April 13.

Walker, Robert W., Norwalk. Seller: John G. Owens, Norwalk. Property: Unit 604 of The Maritime, Norwalk.

Amount: $575,000. Filed April 23.

FACTS

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Whalen, Christopher P., Danbury.

Seller: Federal Home Loan Mortgage Corp., Carrollton, Texas. Property: 55 Mill Plain Road, Unit 5-7, Danbury.

Amount: $175,000. Filed April 14.

Hammett, Michael, et al. Creditor: U.S. Bank NA, Miamisburg, Ohio.

Property: 421 Glenbrook Road, Unit 8, Stamford. Mortgage default. Filed April 22.

Baltovich, Laura, Danbury. $550 in favor of the Danbury Office of Physician Services PC, Danbury by Flanagan & Peat, Danbury. Property: 19 Indian Ave., Danbury. Filed April 20.

Wilds, Elisabeth and Ro Toyoshima, Stamford. Seller: 33 Broad Street Associates II LLC, Stamford. Property: 1 Broad St., Unit PH30E, Stamford.

Amount: $820,000. Filed April 17.

Harborside Associates LLC, et al.

Creditor: The Salce Companies LLC, Bridgeport. Property: 876 Housatonic Avenue Ext., Stratford. Mortgage default. Filed April 17.

Bata, Steven, Norwalk. $22,548 in favor of Asset Acceptance LLC, Warren, Mich., by Tobin Melien & Marohn, New Haven. Property: 41 Cedar Crest Place, Norwalk. Filed April 22.

Williams, Cynthia A. and Jordan Brock Williams, Stamford. Seller: Francene Costello, Indianapolis, Inn. Property: 77 Wascusse Lane, Stamford. Amount: $525,500. Filed April 17.

Holloway, Kelly R., et al. Creditor: Astoria Federal Mortgage Corp., Wilton. Property: 20 Mid River Run Road, Stamford. Mortgage default. Filed April 13.

Becker, Sarah A., Danbury. $15,612 in favor of Unifund Corp., Cincinnati, Ohio,

by Tobin Melien & Marohn, New Haven.

Property: 30 Old Forty Acre Mountain Road, Danbury. Filed April 20.

Wirth, Georgette, Norwalk. Seller: Kim Salander, Norwalk. Property: 1 Cottage St., Norwalk. Amount: $1.

Filed April 21.

Inciardi, Laura J., et al. Creditor: Freedom Mortgage Corp., Mount Laurel, N.J. Property: 42-50 S. Main St., Units 103 and 106, Norwalk. Delinquent common charges. Filed April 20.

Callahan, Robert, Stamford. $9,901 in favor of Midland Funding LLC, San Diego, Calif., by the Law Offices of Howard Lee Schiff PC, East Hartford. Property: 181 Thornbridge Drive, Stamford. Filed April 24.

Wolf, Nina A. and Charles Steven Wolf, Farmington. Seller: Stefanie M. Thuesen, New Fairfield. Property: Lot 14, Map 283, New Fairfield. Amount: $8,800. Filed April 1.

Yan, Xiaoting, Danbury. Seller: Wells Fargo Bank NA, Frederick, Md. Property: 32 Coalpit Hill Road, Unit 10, Danbury. Amount: $97,500. Filed April 20.

Yezzi, Jane, Darien. Seller: Yanli Li, Weston. Property: 116-3B Woodside Green, Stamford. Amount: $169,000.

Filed April 20.

Zegley, Doris Longo and John Zegley, New Fairfield. Seller: Beverly J. Longo, New Fairfield. Property: 24 Charcoal Ridge Road West, New Fairfield.

Amount: $1.7 million. Filed April 16.

Zheng, Zhou Y., Danbury. Seller: Federal Home Loan Mortgage Corp., McLean, Va. Property: 32 Wedgewood Drive, Danbury. Amount: $286,000.

Filed April 23.

FORECLOSURES Casey, Jeffrey, et al. Creditor: Union Savings Bank, Danbury. Property: 2 Milltown Road, New Fairfield. Mortgage default. Filed March 27.

Damjanovic, Djuka, et al. Creditor: Wells Fargo Bank NA, Fort Mill, S.C. Property: 165 Dahl Ave., Stratford.

Mortgage default. Filed April 13.

Ferreira, Michael A., et al. Creditor: The Bank of New York Mellon, trustee, New York, N.Y. Property: 11 Huntington Drive, Danbury. Mortgage default.

Filed April 13.

Jose, Anne P. and Ramoncito D. Jose, et al. Creditor: First County Bank, Stamford. Property: 227 Chestnut Hill Road, Stamford. Mortgage default. Filed April 17.

Matysek, Mira, et al. Creditor: Wells Fargo Bank NA, West Palm Beach, Fla. Property: 12 Quincy Close, Ridgefield.

Mortgage default. Filed April 6.

Mercado, Jules, et al. Creditor: HSBC Bank USA NA, Fort Mill, S.C. Property: 1 Clairann Drive, Danbury. Mortgage default. Filed April 14.

Moya, Maria, et al. Creditor: Nationstar Mortgage LLC, Lewisville, Texas.

Property: 812 Nichols Ave., Stratford.

Mortgage default. Filed April 13.

Newman, Andrea, et al. Creditor: Citimortgage Inc., Calabasas, Calif.

Property: 54 Myrtle Ave., Unit 8, Stamford. Mortgage default. Filed April 21.

Riverside Office 285 & 355 LLC and Investcorp Properties Limited.

Creditor: U.S. Bank NA, Miamisburg, Ohio. Property: 285 Riverside Ave., Westport. Mortgage default. Filed April 15.

Triple S 2777 LLC. Creditor: U.S. Bank NA, Miamisburg, Ohio. Property: 2777 and 2887 Summer St., Stamford. Mortgage default. Filed April 16.

Young, Karen A., et al. Creditor: U.S. Bank NA, Miamisburg, Ohio. Property: 69 Sands Place, Stratford. Mortgage default. Filed April 20.

JUDGMENTS

Fogg, David B., et al. Creditor: Pennymac Loan Servicing LLC, Moorpark, Calif. Property: 94 Mountain Road, Ridgefield. Mortgage default.

Filed April 6.

Ali, Anwar H., Stamford. $7,134 in favor of The Connecticut Light and Power Co., Berlin, by Nair & Levin PC, Bloomfield. Property: 976 E. Main St., Stamford. Filed April 14.

Gazick, Brian A., et al. Creditor: Freedom Mortgage Corp., Mount Laurel, N.J. Property: 1 Cold Spring Road, New Fairfield. Mortgage default. Filed March 30.

AZ Carpet Enterprises Inc., Stamford. $5,773 in favor of Mohawk Factoring Inc., Calhoun, Ga., by Murphy, Laudati, Kiel, Buttler & Rattigan LLC, Farmington. Property: 212 Wardell St., Unit E, Stamford. Filed April 20.

Callahan, Robert, Stamford. $14,501 in favor of Midland Funding LLC, San Diego, Calif., 181 Thornbridge Drive, Stamford. Filed April 24.

FIGURES Garvey, William P., Danbury. $42,039 in favor of Asset Acceptance LLC, Warren, Mich., by Tobin Melien & Marohn, New Haven. Property: 16 Westminster Road, Danbury. Filed April 20.

McNerney, Francis X., Stamford. $940 in favor of Cavalry SPV I LLC, Valhalla, N.Y., by Tobin Melien & Marohn, New Haven. Property: 189 Knickerbocker Ave., Stamford. Filed April 21.

Geraldine, Kennedy, New Fairfield. $1,826 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 35 Eastview Drive, New Fairfield. Filed April 6.

Mede, Murat and Odette Mede, Norwalk. $1,987 in favor of Urology Associates of Norwalk, Norwalk, by Hertzmark Crean & Lahey LLP, Waterbury. Property: 18 Camp St., Norwalk.

Filed April 23.

Grillo, John, New Fairfield. $2,040 in favor of Danbury Hospital, Danbury,

by Flanagan & Peat, Danbury. Property: 13 Westview Trail, New Fairfield.

Filed March 30.

Incerto, Paul, Norwalk. $5,164 in favor of Asset Acceptance LLC, Warren, Mich., by Tobin Melien & Marohn, New Haven. Property: 13 Tierney St., Norwalk. Filed April 22.

Jallow, Alpha, Danbury. $445 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 14 S. Meadow Drive, Danbury. Filed April 20.

Carriero, Debra and Anthony Carriero, Danbury. $1,137 in favor of the Danbury Office of Physician Services PC, Danbury by Flanagan & Peat, Danbury. Property: 25 Padanaram Road, Danbury. Filed April 20.

Jallow, Santang, Danbury. $413 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 14 S. Meadow Drive, Danbury. Filed April 20.

Dibari, Lara, New Fairfield. $1,334 in favor of Danbury Hospital, Danbury,

by Flanagan & Peat, Danbury. Property: 175 Ball Pond Road, New Fairfield.

Filed March 30.

Jaques, Jackie, et al., Norwalk. $45,755 in favor of AT&T Yellow Pages,

by Marcarelli-Naizby Law Firm, Madison. Property: 14 St. Mary’s Lane, Norwalk. Filed April 24.

Dispenza, Joseph, New Fairfield. $944 in favor of the Danbury Office of Physician Services PC, Danbury,

by Flanagan & Peat, Danbury. Property: 14 Peralta St., New Fairfield. Filed April 6.

Jimenez, William N., Danbury. $772 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury.

Property: 35 Olive St., Danbury. Filed April 20.

Dispenza, Joseph, New Fairfield. $651 in favor of the Danbury Office of Physician Services PC, Danbury,

by Flanagan & Peat, Danbury. Property: 14 Peralta St., New Fairfield. Filed April 24.

English, Christina M. and David A. English, New Fairfield. $12,551 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 9 Forest Hills Drive, New Fairfield. Filed April 15.

Erraez, Blanca, Danbury. $6,019 in favor of Cavalry SPV I LLC, Valhalla, N.Y., by Tobin Melien & Marohn, New Haven. Property: 88 Lake Ave., Danbury. Filed April 20.

Fagans, Arlene, New Fairfield. $879 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury.

Property: 10 MacBean Drive, New Fairfield. Filed April 6.

Gannon, Brian, New Fairfield. $3,876 in favor of Credit Acceptance Corp., South Field, Mich., by Nair & Levin PC, Bloomfield. Property: 10 Fleetwood Drive, New Fairfield. Filed April 22.

Johnson, Danielle N. and Paul S. Johnson, Danbury. $1,488 in favor of Standard Oil of Connecticut Inc., Bridgeport, by Philip H. Monagan, Waterbury. Property: 4 Daniels Drive, Danbury. Filed April 14.

Jorda, Karl, Ridgefield. $613 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 538 N. Salem Road, Ridgefield. Filed April 17.

Laboy, Angelo, Danbury. $575 in favor of Standard Oil of Connecticut Inc., Bridgeport, by Philip H. Monagan, Waterbury. Property: 2 Marble Road, Danbury. Filed April 13.

Long, Ronald I., et al., Stratford. $2,109 in favor of The Southern Connecticut Gas Co., Orange, by Nair & Levin PC, Bloomfield. Property: 335 Hollywood Ave., Stratford. Filed April 24.

Marcial, Joseph, New Fairfield. $7,886 in favor of Asset Acceptance LLC, Warren, Mich., by Tobin Melien & Marohn, New Haven. Property: 5 Cleaverton Drive, New Fairfield. Filed March 30.

Migone, William D., New Fairfield. $1,039 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 206 Route 37, New Fairfield. Filed April 6.

Miller, Diane and Thomas Miller, New Fairfield. $663 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 1 Brush Drive, New Fairfield. Filed April 24.

Morelli, Rhonda and John Morelli, New Fairfield. $1,142 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 2 Forest Hills Drive, New Fairfield. Filed March 30.

Morelli, Rhonda and John Morelli, New Fairfield. $465 in favor of Danbury Office of Physician Services PC, Danbury, by Flanagan & Peat, Danbury. Property: 2 Forest Hills Drive, New Fairfield. Filed April 24.

Morelli, Rhonda, New Fairfield. $1,694 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 2 Forest Hills Drive, New Fairfield. Filed March 30.

O’Brien, Denise, Stratford. $599 in favor of Standard Oil of Connecticut Inc., Bridgeport, by Philip H. Monagan, Waterbury. Property: 48 Linton St., Stratford. Filed April 13.

Pareja, Dante F., Stamford. $1,898 in favor of Cavalry SPV I LLC, Valhalla, N.Y., by Tobin Melien & Marohn, New Haven. Property: 137 Richmond Hill Ave., Stamford. Filed April 13.

Perry, Richard, New Fairfield. $462 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury.

Property: 99 Ball Pond Road, New Fairfield. Filed April 6.

Rodas, Manuel, Stratford. $1,978 in favor of Ben’s Fuel Company Inc., Bridgeport, by Janine M. Becker, Bridgeport. Property: 437 Woodstock Ave., Stratford. Filed April 24.

Rodriguez, Angelo, New Fairfield. $949 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 29 Curtis Ave., New Fairfield. Filed April 6.

Romolo, Hamed and Vjolca Siljkovic, New Fairfield. $10,276 in favor of New Milford Hospital, New Milford, by Flanagan & Peat, Danbury.

Property: 18 Oak St., New Fairfield.

Filed April 17.

Rose, Kimberly S., Danbury. $33,696 in favor of Asset Acceptance LLC, Warren, Mich., by Tobin Melien & Marohn, New Haven. Property: 17 Stetson Place, Danbury. Filed April 20.

Souza, Georgina, Danbury. $33,837 in favor of New Milford Hospital, New Milford, by Flanagan & Peat, Danbury.

Property: 20 Fourth St., Danbury.

Filed April 20.

Survoy, Andrew H., Danbury. $16,141 in favor of 107 Osborne Street Operating Company II LLC, by Goldman, Gruder & Woods LLC, Norwalk.

Property: 7 Arch St., Danbury. Filed April 20.

Vukel, Maria and Frank Vukel, Stamford. $1,459 in favor of Standard Oil of Connecticut Inc., Bridgeport, by Philip H. Monagan, Waterbury. Property: 230 Strawberry Hill Ave., Stamford. Filed April 14.

Wahlquist, John R., Stratford. $856 in favor of Advanced Radiology Consultants LLC, by Nathanson Cipriano and Gambardella PC, Hamden. Property: 268 Booth St., Stratford. Filed April 16.

LEASES Donofrio, Dahill, by self. Landlord: Success Village Apartments Inc., Bridgeport. Property: 1335 James Farm Road, Stratford. Term: 5 years, commenced April 1, 2013. Filed April 15.

He, Fang, by Mary Beth Rapice. Landlord: Success Village Apartments Inc., Bridgeport. Property: Building 64, Apt 154, Court D., Stratford. Term: 39 years, commenced April 10, 2015.

Filed April 13.

Subway Real Estate LLC, by Matthew Whelan. Landlord: Plumbtrees Plaza LLC, Danbury. Property: 30 Germantown Road, Danbury. Term: 10 years. Filed April 13.

Sultan Realty Management LLC,

by Nicholas E. Owen. Landlord: 3333 Main LLC. Property: 3333 Main St., Unit 200, Stratford. Term: 10 years, commenced April 28, 2007. Filed April 23.

The Ridgefield Visiting Nurse Association of Ridgefield Inc., by Barbara C. Serfilippi. Landlord: The town of Ridgefield. Property: 90 East Ridge, Ridgefield. Term: Six years, commenced July 1, 2009. Filed April 17.

LIENS

FEDERAL TAX LIENSFILED Anderson, Roberta C., P.O. Box 33, New Fairfield. $1,516, a tax debt on personal income. Filed April 6.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 11, 2015 35

FACTS

&

FIGURES

Martinez, Eder A., P.O. Box 908, Stamford. $29,974, a tax debt on personal income. Filed April 15.

FEDERAL TAX LIENSRELEASED

Stepping Stone Farm Inc., 20 Mopus Bridge Road, Ridgefield. $222,059, quarterly payroll taxes. Filed April 20.

McCourt, James O., 66 Weston Road, Westport. $37,381, a tax debt on personal income. Filed April 22.

Butler, Jon M., 50 Westford Ave., Danbury. $47,137, quarterly payroll taxes. Filed April 20.

Westmeyer, Lynn, 60 Gary Road, Stamford. $22,285, a tax debt on personal income. Filed April 14.

Barry, Alan M., 11 Scuppo Road, Unit 107, Danbury. $2,922, payroll taxes.

Filed April 20.

Pawska, Danusia and Elliot H. Cohen, 79 River View Drive, Stamford. $60,168, a tax debt on personal income. Filed April 14.

Cruz, Santa and Wilfredo Cruz, 17 Van Buren Ave., Norwalk. $13,746, a tax debt on personal income. Filed April 20.

MECHANIC’S LIENSFILED

Bedrock Contractors Inc., 1007 Cove Road, Stamford. $4,743, quarterly payroll taxes. Filed April 14.

Perez, Otis, 41 Fairfield Ave., Stamford. $22,898, a tax debt on personal income. Filed April 14.

Dermer, Richard L., 1450 Washington Blvd., Apt. N506, Stamford. $12,029, a tax debt on personal income. Filed April 14.

Belem, Arthur M., 160 White St., Danbury. $22,657, a tax debt on personal income. Filed April 23.

Ramanauskas, Barbara and Philip Ramanauskas, 3911 Main St., Stratford. $90,101, a tax debt on personal income. Filed April 22.

8 Willard Road LLC, Norwalk. Filed

by Kone Inc., Lisle, Ill., by Mr. Jeff DeBoer. Property: Parcel C, Map 8254, Norwalk. Amount: $62,400. Filed April 21.

Annuzzi, Jamie and Stephen Verses, 85 Blue Rock Drive, Stamford. $72,878, a tax debt on personal income. Filed April 15.

Barry Children Trust, 32 Clapboard Ridge Road, Danbury. $2,922, payroll taxes. Filed April 20.

Bjerke, Paul B., 296 Main Ave., Apt. 9, Norwalk. $69,800, a tax debt on personal income. Filed April 20.

Camulos Bioenergy Associates LLC, 1 Landmark Square, Fourth floor, Stamford. $117,735, corporate income taxes. Filed April 14.

Curries Tires For Less LLC, 24 Hoyt St., Norwalk. $19,878, payroll taxes and quarterly payroll taxes.

Filed April 20.

Gallego, Enrique, P.O. Box 787, Westport. $21,912, a tax debt on personal income. Filed April 22.

Gellatly, Cathy and Raymond Gellatly, 29 Shields Lane, Ridgefield. $41,422, a tax debt on personal income. Filed April 20.

Gianos, Theodore T., 1102 Westover Road, Stamford. $17,427, a tax debt on personal income. Filed April 14.

Gray, John S., 247 Old Long Ridge Road, Stamford. $142,794, a tax debt on personal income. Filed April 14.

Hall, Linnea E. and John McManus, 19 Tremont Ave., Stamford. $125,976, a tax debt on personal income. Filed April 15.

Holguin, Silvia and Jairo Holguin, 27 Cove Ave., Norwalk. $4,403, a tax debt on personal income. Filed April 20.

Jimenez, Mary Ellen and William N. Jimenez, 35 Olive St., Danbury. $13,972, a tax debt on personal income. Filed April 20.

Kelsey, Jaimee A. and James B. Kelsey, 13 Poplar Plains Road, Westport. $10,298, a tax debt on personal income. Filed April 13.

Kelsey, James B., 13 Poplar Plains Road, Westport. $3,007, a tax debt on personal income. Filed April 13.

Loyola, Elizabeth, P.O. Box 809, Stamford. $6,348, a tax debt on personal income. Filed April 14.

Ridgefield Salon and Spa Inc., 10 Roberts Lane, Suite 5, Ridgefield. $6,031, quarterly payroll taxes. Filed April 6.

Robustelli, Patricia A. and Robert A. Robustelli, 264 Thornridge Drive, Stamford. $61,321, a tax debt on personal income. Filed April 14.

Rutkowska, Andrzej and H. Rutkowska, 272 Loveland Road, Stamford. $27,742, a tax debt on personal income. Filed April 14.

Salemo, Thomas, 88 Stony Hill Road, Ridgefield. $39,981, civil proceeding tax. Filed April 20.

Santoro, Edward J., 65 Norrans Ridge Drive, Ridgefield. $6,153, a tax debt on personal income. Filed April 13.

Santoro, Linda M. and Edward J. Santoro, 65 Norrans Ridge Drive, Ridgefield. $61,366, a tax debt on personal income. Filed April 17.

Seferidis, Nick, 47 Grandview Ave., Norwalk. $4,309, quarterly payroll taxes. Filed April 20.

Southpaw Industries, Inc., 33 Rose St., Danbury. $11,154, quarterly payroll taxes and payroll taxes. Filed April 13.

Stabile, Sarah, 8 Rowland Place, Westport. $100,699, a tax debt on personal income. Filed April 22.

Steiner, Jeffrey, 42 Fieldstone Road, Stamford. $19,299, a tax debt on personal income. Filed April 15.

Steves Lawn Service Co., 245 Russet Road, Stamford. $18,222, quarterly payroll taxes. Filed April 15.

Stramandinoli, Michael, 22 Underhill St., Stamford. $952,147, a tax debt on personal income. Filed April 14.

Tyler, Marvin L., P.O. Box 2104, Norwalk. $17,656, a tax debt on personal income. Filed April 20.

Gellatly, Raymond, 29 Shields Lane, Ridgefield. $146,133, a tax debt on personal income. Filed April 6.

Hartley, K. O’Brien and F. Hartley, PO Box 855, Stratford. $556, a tax debt on personal income. Filed April 20.

Heinzmann Jr., Tina S. and Joseph C. Heinzmann, 51 Mimosa Circle, Ridgefield. $33,716, a tax debt on personal income. Filed April 13.

Firmender, Wayne, Danbury. Filed

by B.D.B. Construction LLC, Danbury,

by Bryan Perry. Property: 63 Ta’agan Point Road, Danbury. Amount: $300,240. Filed April 15.

Margarum, Arlene S. and Wayne S. Margarum, Stamford. Filed by DHD Windows & Doors, Monroe, by Bruce R. Snyder. Property: 155 Shadow Ridge Road, Stamford. Amount: $2,843. Filed April 22.

Kinlock, Christopher, 41 Taylor Ave., Norwalk. $5,865. a tax debt on personal income. Filed April 13.

MECHANIC’S LIENSRELEASED

Lawrence, Lisa and Jason Lawrence, 14 Bumblebee Lane, Norwalk. $4,646. a tax debt on personal income. Filed April 20.

Kruitbosch, Anne L., Stratford.

Filed by Connecticut Tank Removal Inc., Bridgeport, by Joseph A. Palmieri Jr. Property: 150 Forest Road, Stratford. Amount: $10,008. Filed April 20.

Lindquist, Kevin, 127 Padanaram Road, Danbury. $14,058, quarterly payroll taxes. Filed April 13.

Lindquist, Kevin, 127 Padanaram Road, Danbury. $211, quarterly payroll taxes. Filed April 13.

Palma, Elmer, Danbury. Released

by Hanlon’s Plumbing Company LLC,

by Chris Hanlon. Property: 28-30 Padanaram Road, Danbury. Amount: $49,667. Filed April 21.

Lindquist, Kevin, 127 Padanaram Road, Danbury. $1,088, quarterly payroll taxes. Filed April 13.

Two Roads Brewing Co. LLC, Stratford. Filed by NES Equipment Services Corp., Chicago, Ill., by William Mayfield. Property: 1700 Stratford Ave., Stratford. Amount: $4,663. Filed April 13.

Lindquist, Kevin, 127 Padanaram Road, Danbury. $126, payroll taxes.

Filed April 13.

LIS PENDENS

Lindquist, Kevin, 127 Padanaram Road, Danbury. $1,346, quarterly payroll taxes. Filed April 13.

Lindquist, Kevin, 127 Padanaram Road, Danbury. $4,124, quarterly payroll taxes. Filed April 13.

Madeira, Augusto, 13 Logans Way, Danbury. $22,997, civil proceeding tax. Filed April 13.

Maher, Pamela J., 211 W. Norwalk Road, Norwalk. $749,008, a tax debt on personal income. Filed April 20.

Omorogbe, Stephanie, 5 Ivy Terrace, Westport. $4,928, a tax debt on personal income. Filed April 13.

Sirme, Maria and Carlos Toscano, 41 Highland Ave., Danbury. $15,132, a tax debt on personal income. Filed April 20.

36 Week of May 11, 2015 • FAIRFIELD COUNTY BUSINESS JOURNAL

405 West Main LLC, et al., Stamford. Filed by Ackerly & Ward, Stamford, for the Stamford Water Pollution Control Authority, Stamford. Property: 405 W. Main St., Stamford. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use charges and take immediate possession of the premises. Filed April 22.

Abouaassi, Nassima, et al., Stratford. Filed by Bendett and McHugh PC, Farmington, for Nationstar Mortgage LLC, Lewisville, Texas. Property: 541 Sedgewick Ave., Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $232,000, dated December 2005.

Filed April 22.

Almeida, Sidney, et al., Danbury.

Filed by J. Timothy Deakin, Danbury, for Union Savings Bank, Danbury.

Property: 55 Mill Plain Road, Unit 277, Danbury. Action: to foreclose on a delinquent mortgage in the original principal amount of $118,000, dated June 2005. Filed April 13.

Behunick, Dennis, et al., Ridgefield. Filed by Leopold & Associates, Stamford, for Deutsche Bank National Trust, trustee, Los Angeles, Calif.

Property: 51 Skytop Road, Ridgefield.

Action: to foreclose on a delinquent mortgage in the original principal amount of $419,000, dated September 2003. Filed April 13.

Boccuzzi, Nancy, et al., Stamford.

Filed by John P. Regan, Stamford, for the city of Stamford. Property: 20 Ayers Drive, Stamford. Action: to foreclose on tax liens levied by the city of Stamford and take immediate possession of the premises. Filed April 13.

Bock, Casey A., et al., Danbury.

Filed by Rosenberg & Rosenberg PC, West Hartford, for Danbury Mill Condominium Association Inc., Danbury.

Property: Unit 14 in Danbury Mill Condominium, Danbury. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the premises. Filed April 21.

Charles, Wilner and Fifi Andre Wilner, et al., Norwalk. Filed by Kapusta, Otzel & Averaimo, Milford, for Deutsche Bank National Trust, trustee, Los Angeles, Calif. Property: 13 Hill St., Norwalk. Action: to foreclose on a delinquent mortgage in the original principal amount of $560,000, dated March 2007. Filed April 21.

Christiana Trust, Stamford. Filed by Mark Sank & Associates LLC, Stamford, for 33 Greenwich Avenue Condominium Association Inc. Property: 33 Greenwich Ave., Unit 1-11B, Stamford. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the premises. Filed April 20.

Corso, Beth A. and Stephen P. Corso Jr., et al., Ridgefield. Filed by Christopher G. Winans, Danbury, for Union Savings Bank, Danbury. Property: Parcel 5, Map 5857, Ridgefield.

Action: to foreclose on a delinquent mortgage in the original principal amount of $308,500, dated September 1994. Filed April 7.

Cristiano, Maria and Robert Cristiano, Norwalk. Filed by Hunt, Leibert & Jacobsen PC, Hartford, for The Money Source Inc. Property: 6 Mack St., Norwalk. Action: to foreclose on a delinquent mortgage in the original principal amount of $257,732, dated December 2013. Filed April 20.

Ferris, Jennifer and Robert Atkinson, Stamford. Filed by Glass & Braus, Fairfield, for Wells Fargo Bank NA, Frederick, Md. Property: 700 Summer St., Unit 4L, Stamford. Action: to foreclose on a delinquent mortgage in the original principal amount of $248,000, dated September 2006.

Filed April 24.

First United Methodist Church Inc., New York, N.Y. Filed by Louis J. Bonsangue, Stamford, for Connecticut Tank Removal Inc. Property: Newfield Avenue, Map 6405, Stamford. Action: to foreclose on a mechanic’s lien.

Filed April 14.

Fischer, Pirjo Aalto and Timothy Fischer, et al., Stratford. Filed

by Greene Law PC, Farmington, for Chesworld (TL) LLC. Property: 6 Alfred Court, Stratford. Action: to foreclose on tax liens and a sewer-use lien and take immediate possession of the premises. Filed April 14.

Gabriel, Aspasia, et al., Danbury.

Filed by Christopher G. Winans, Danbury, for Union Savings Bank, Danbury. Property: 21 Mountainville Ave., Danbury. Action: to foreclose on a delinquent mortgage in the original principal amount of $140,000, dated February 2011. Filed April 23.

Gjuraj, Isen, et al., Stamford. Filed

by Ackerly & Ward, Stamford, for the Stamford Water Pollution Control Authority, Stamford. Property: 89 Alton Road, Stamford. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use charges and take immediate possession of the premises.

Filed April 13.

Grotto Properties LLC, et al., Stratford. Filed by The Jackson Law Group LLC, Shelton, for the town of Stratford.

Property: 238 Stagg St., Stratford. Action: to foreclose on a real estate lien levied by the town of Stratford and take immediate possession of the premises. Filed April 16.

Hale, David, et al., Danbury. Filed

by Collins Hannafin Garamella Jaber & Tuozzolo PC, Danbury, for Spring Ridge Association Inc., Danbury.

Property: Home Site 9 in Spring Ridge, Danbury. Action: to foreclose on a statutory lien for delinquent common charges and assessments and take immediate possession of the premises. Filed April 16.

Hoodes, R. Liana and Pamela Hoods, et al., Stratford. Filed by Kapusta, Otzel & Averaimo, Milford, for Deutsche Bank National Trust, trustee, Los Angeles, Calif. Property: 645A Onondaga Lane, Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $240,000, dated March 2005. Filed April 13.

Issa, Elisa C. and Joseph M. Issa, et al., Stamford. Filed by Francis J. Browne, Stamford, for 91 Fountain Terrace Condominium Association Inc. Property: 91 Strawberry Hill, Unit 436, Stamford. Action: to foreclose on a statutory lien for delinquent common charges and assessments and take immediate possession of the premises. Filed April 13.

Jones, Tracy and Jeffrey Jones, et al., Stratford. Filed by The Jackson Law Group LLC, Shelton, for the town of Stratford. Property: 40 Evelyn St., Stratford. Action: to foreclose on a real estate lien levied by the town of Stratford and take immediate possession of the premises. Filed April 16.

L & B Remodeling LLC, et al., Ridgefield. Filed by Benanti & Associates, Stamford, for People’s United Bank, Bridgeport. Property: 52 Ridgecrest Drive, Ridgefield. Action: to foreclose on a delinquent mortgage in the original principal amount of $50,000, dated September 2009.

Filed April 6.

FACTS Lindblom, Paul E., et al., Danbury.

Filed by Marinosci Law Group PC, Warwick, R.I., for Nationstar Mortgage LLC, Lewisville, Texas. Property: 40 Pembroke Road, Danbury. Action: to foreclose on a delinquent mortgage in the original principal amount of $205,000, dated September 2005.

Filed April 15.

Mackbach Jr., Francis E., et al., Stratford. Filed by Frankel & Berg, Norwalk, for Mutual Security Credit Union, Norwalk. Property: 223 Taft Ave., Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount. Filed April 13.

Maitland, Anabel and Jonathan Maitland, Danbury. Filed by Christopher G. Winans, Danbury, for Savings Bank of Danbury, Danbury. Property: Unit 201 of Summit Park West Condominium, Danbury. Action: to foreclose on a delinquent mortgage in the original principal amount of $140,000, dated August 2005. Filed April 23.

Malhotra, Vipin, et al., Danbury.

Filed by Collins Hannafin Garamella Jaber & Tuozzolo PC, Danbury, for Brookside of Danbury Association Inc., Danbury. Property: Unit 115 in Brookside Condominium, Danbury.

Action: to foreclose on a statutory lien for delinquent common charges and assessments and take immediate possession of the premises. Filed April 15.

Markosky, Josephine and Karol Markosky, et al., Danbury. Filed

by Rosenberg & Rosenberg PC, West Hartford, for Birchwood Condominium Association Inc. Property: Unit 15 in Birchwood Condominium, Danbury. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the premises. Filed April 13.

Norman, Kimberly, et al., Stamford. Filed by Ackerly & Ward, Stamford, for the Stamford Water Pollution Control Authority, Stamford. Property: 54 Fairfield Ave., Stamford. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use charges and take immediate possession of the premises. Filed April 22.

Piels, Barry Y., et al., Westport. Filed

by Frankel & Berg, Norwalk, for Whitney-Glen Condominium Association Inc., Westport. Property: 44 Whitney Glen Drive, Unit 44, Westport. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the premises. Filed April 16.

Schwartz, Susan R. and Fredia Schwartz, Stamford. Filed by Vincent J. Freccia III, Stamford, for the city of Stamford. Property: 15 Meadowpark Ave., Stamford. Action: to foreclose on blight lien and take immediate possession of the premises.

Filed April 16.

Soko, Andrew, Stratford. Filed by The Jackson Law Group LLC, Shelton, for the town of Stratford. Property: 140 Post Oak Road, Stratford. Action: to foreclose on a real estate lien levied by the town of Stratford and take immediate possession of the premises.

Filed April 16.

Soko, Andy, Stratford. Filed by The Jackson Law Group LLC, Shelton, for the town of Stratford. Property: Parcel A-2, Broadbridge Ave., Stratford.

Action: to foreclose on a real estate lien levied by the town of Stratford and take immediate possession of the premises. Filed April 16.

Survoy, Andrew H., et al., New Fairfield. Filed by Bendett and McHugh PC, Farmington, for Pacific Union Financial LLC. Property: 9 Indian Hill Lane, New Fairfield. Action: to foreclose on a delinquent mortgage in the original principal amount of $294,566, dated July 2012. Filed April 10.

Tudor, Nicolae V. and Simona E. Tudor, et al., Westport. Filed by Benanti & Associates, Stamford, for People’s United Bank, Bridgeport.

Property: 275 Milton Road, Westport.

Action: to foreclose on a delinquent mortgage in the original principal amount of $850,000, dated January 2006. Filed April 15.

Valerio, Matilda and Pedro Valerio, et al., Stamford. Filed by Ackerly & Ward, Stamford, for Stamford Water Pollution Control Authority, Stamford. Property: 42 Schuyler Ave., Stamford. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use charges and take immediate possession of the premises. Filed April 16.

MORTGAGES

COMMERCIAL 252 Stillwater Ave LLC, Stamford,

by Angelo R. Tuccinardi. Lender: First Country Bank, Stamford. Property: 252 Stillwater Ave., Stamford.

Amount: $215,000. Filed April 24.

41 Ashton Road LLC, Stamford,

by Illario A. Altamura. Lender: First Country Bank, Stamford. Property: 41 Ashton Road, Stamford. Amount: $320,000. Filed April 23.

Aravis LLC, Weston, by Michael A. Savignol. Lender: Fairfield County Bank, Ridgefield. Property: 14 Post Road West, Westport. Amount: $250,000. Filed April 24.

Bluewater Mayflower LLC, Westport, by Robert F. Sprouds. Lender: Fairfield County Bank, Ridgefield.

Property: 32 Mayflower Parkway, Westport. Amount: $1.8 million. Filed April 15.

Campana 115 LLC, Southport, by BF2 LLC. Lender: People’s United Bank, NA, Bridgeport. Property: 115 Main St., Westport. Amount: $5 million. Filed April 13.

&

Crooked Mile Contractor LLC, Westport, by William Whewell. Lender: Suma (Yonkers) Federal Credit Union, Yonkers. Property: 4 Crooked Mile Road, Westport. Amount: $440,000. Filed April 21.

Doctors Newtown Road Office Park LLC, Danbury, by Richard L. Lipton. Lender: Union Savings Bank, Danbury. Property: 124-152 Payne Road, Danbury. Amount: $9 million.

Filed April 13.

Mel Barn Properties LLC, New Canaan, by L. Scott Barnard. Lender: PNC Bank NA, Pittsburgh, Pa. Property: Parcels A and X, Map 7325, Ridgefield. Amount: $400,000. Filed April 6.

New Wave Construction, Danbury,

by Andre Crockwell. Lender: JWF Inc., Danbury. Property: 24 Candlewood Drive, Danbury. Amount: $150,000.

Filed April 15.

New Wave Construction, Danbury,

by Andre Crockwell. Lender: JWF Inc., Danbury. Property: 4 Pleasant Drive, Danbury. Amount: $150,000. Filed April 15.

Old Well 12 LLC, Stamford, by Goitom Bellete. Lender: First Country Bank, Stamford. Property: Old Well Road, Lots 12 and 12A, Stamford.

Amount: $420,000. Filed April 24.

FIGURES Vox5 LLC, New Fairfield, by Curtis H. Beck. Lender: Webster Bank NA Property: 274 Route 39, New Fairfield.

Amount: $150,000. Filed March 30.

NEW BUSINESSES A2 Salon Inc., 15 Backus Ave., Danbury 06810, c/o Amanda Hine and Amanda Kilcran. Filed April 13.

Advanced Performance Recovery, 112 Rowayton Ave., Norwalk 06853 c/o Lisa Marie Eldracher. Filed April 24.

All Green Carpet Clean LLC, 6 Muller St., New Fairfield 06812, c/o James Kulp. Filed March 25.

Visiting Nurse Association of Ridgefield Inc., Ridgefield, by Theresa Santoro. Lender: Fairfield County Bank, Ridgefield. Property: 27 Governor St., Ridgefield. Amount: $4 million. Filed April 9.

J. B. Associates, 4 Pine St., Westport 06880, c/o Joan Beer. Filed April 14.

Jaycee Landscaping LLC, 47 Fairfield Ave., Unit 2-B, Norwalk 06854, c/o Juan Carlos Mejias Arias. Filed April 20.

JB Property Maintenance, 4 Darien Road, New Fairfield 06812, c/o Jason Barbato. Filed April 23.

Kathy McConnell Coaching, 18 Dogwood Lane, Westport 06880, c/o Katherine McConnell. Filed April 14.

Bizzybean LLC, 139B Washington St., Norwalk 06854, c/o Geraldo Charles. Filed April 14.

Landscaping & More, Luis Villalba, 792 Surf Ave., Stratford 06615, c/o Luis Erique Villalba. Filed April 13.

Charrelle, 46 Ketcham Road, Stratford 06615, c/o Anthony K. Wright.

Filed April 20.

Law Offices of Friedrich M. Helisch, 9 Mott Ave., Suite 106, Norwalk 06850, c/o Friedrich M. Helisch.

Filed April 15.

DW Landscaping, 28 Huckleberry Drive, Norwalk 06854, c/o Dale Wehmhoff. Filed April 20.

Eldh Interiors, 1 Fieldcrest Road, Westport 06880, c/o Kathleen E. Eldh. Filed April 22.

Victor Construction LLC, Westport,

by Mark B. Victor. Lender: Savings Bank of Danbury, Danbury. Property: 4 Blue Ribbon Drive, Westport. Amount: $1.7 million. Filed April 24.

Pivko Designs, 224 Pine Mountain Road, Ridgefield 06877, c/o Gregory Piwko. Filed April 21.

Bettswood Gardens, 165 Perry Ave., Norwalk 06850, c/o Janet Chakwin.

Filed April 17.

Pinewood Estates LLC, Stamford,

by John Esposito. Lender: Terra Capital Investments LLC, Stamford. Property: 71 Pinewood Road, Stamford.

Amount: $100,000. Filed April 14.

T & J Realty Inc., New York, N.Y., by Terence G. Blake. Lender: Joseph G. Faber, Property: 3563-3571 Main St., and 3589 Main St., Stratford. Amount: $1.2 million. Filed April 14.

Hi Ho Happy Clownes LLC, 25 Crescent Park Road, Westport 06880, c/o Hi Ho Happy Clowns LLC. Filed April 21.

Jonathan Joseph Consulting LLC, 7 Joels Drive, New Fairfield 06812, c/o Jonathan Joseph Ganjian. Filed April 15.

Costa Skin Care, 215 Coram Road, Shelton 06484, c/o Juscelia Costa.

Filed April 14.

Ryan Partnership, Danbury, by John V. Sabino. Lender: Union Savings Bank, Danbury. Property: 31 James St., Danbury. Amount: $250,000. Filed April 16.

Penny Lane Players, 88 Academy Hill Terrace, Stratford 06615, c/o Daniel M. Chase. Filed April 16.

Back2 Life Detailing & Restoration, 20 Flash St., Stratford 06615, c/o Jones Maiers. Filed April 24.

Orchard Gardens 26 LLC, New Fairfield, by George L. McGowan. Lender: Webster Bank NA, Waterbury. Property: 19 Inglenook Road, Stamford.

Amount: $370,000. Filed April 22.

Ramey Construction Inc., Danbury,

by Richard J. Ramey. Lender: Fairfield County Bank, Ridgefield. Property: 279 Ridgebury Road, Ridgefield. Amount: $1.1 million. Filed April 21.

Herrera Landscaping, 16 Knight St., Norwalk 06851, c/o Alejadro Herrera and Nathalia Gonzalez. Filed April 13.

Erika Hope, 26 Catoonah St., Unit 672, Ridgefield 06877, c/o Erika Cohn.

Filed April 24.

Express Employment Professionals, 11 Lake Avenue Extension, Suite 1C, Danbury 06811, c/o Karina M. Parr.

Filed April 15.

Five Gardens, 31 Slitrock Road, Norwalk 06854, c/o Lisa McInnis. Filed April 14.

From Cuffs To Crowns, 20 Fairview Ave., Stratford 06614, c/o Willie Hayes Jr. Filed April 13.

Germantown Deli & Catering LLC, 2 Germantown Road, Danbury 06810, c/o Alejandro Rosario-Reyes.

Filed April 14.

Green Books, 16 Knight St., Suite 3, Norwalk 06851, c/o Alejadro Herrera and Nathalia Gonzalez. Filed April 13.

Reid’s BBQ, 12 Manhassett Trail, Shelton 06484, c/o Kevin L. Reid. Filed April 8.

Ridgefield High School Class of 75, 18 Parlay Road, Ridgefield 06877, c/o Peter Nichols. Filed April 20.

SEI CT1 LLC, 310 Boston Ave., Stratford 06614, c/o Peter Jones. Filed April 23.

Sofiacolor Painting LLC, 8 Southwind Drive, Norwalk 06854, c/o Sergio A. Canola. Filed April 22.

Sparkle By Sharon, 67 September Lane, Shelton 06484, c/o Jakabcin Sharon. Filed April 8.

Still Voice, 7 Kathleen Road, Shelton 06484, c/o Robert B. James. Filed April 2.

Subway, 7 Winfield St., Suite A, Norwalk 06855, c/o Joanne Mekawi and Eslam Gebnel. Filed April 23.

Towne Flea Bazar, 25 Gilbert St., Ridgefield 06877, c/o Lesia Maxwell.

Filed April 10.

Libre, Peter E., MD, 111 East Ave., Suite 335, Norwalk 06851, c/o Connecticut Glaucoma Associates LLC. Filed April 23.

West Chester Book Group, 4 Old Newtown Road, Danbury 06810, c/o Pistone/ Rainsford Inc. Filed April 14.

Luna Rossa, 90 Danbury Road, Ridgefield 06877, c/o Jaime P. Patino.

Filed April 14.

Worden Wellness Center, 41 Kenosia Ave., Suite 101, Danbury 06810, c/o Dr. Thomas Worden. Filed April 14.

Main Cleaners, 437 Main St., Ridgefield 06877, c/o Marlene F. Donascimento. Filed April 14.

Marina House Cleaning, 18 Beech St., Danbury 06810, c/o Marina Rita Silva. Filed April 22.

Young At Heart 1, 325 Pasadena Place, Bridgeport 06610, c/o Jessica Edward and Robert Young. Filed April 21.

MC Landscaping LLC, 69 Fort Point St., Unit 2, Norwalk 06855, c/o Manuel Corona. Filed April 17.

Most Wanter Barber, 410 Howe Ave., Shelton 06484, c/o Santana F. Hector. Filed April 10.

Nikos Painting, 15 Laurel St., Norwalk 06855, c/o Ramiro Rojo. Filed April 22.

NSN - New England Chapter, 42 Lake Avenue Extension, Suite 340, Danbury 06810, c/o Gerri Lyons. Filed April 20.

NEW LIQUOR LICENSE Ancient Mariner, 451 Main St., Ridgefield 06877, c/o Jessica M. Wilmot. Permit no. LCA.0005261. Filed April 6.

Luna Rossa, 90 Danbury Road, Ridgefield 06877, c/o Grace Tizzao.

Permit no. LIR.0019183. Filed April 14.

Nikki’s Bar & Grill, 2399 Main St., Stratford 06615, c/o Jennifer Ferranti.

Permit no. LCA.0007692. Filed April 14.

West Lane Deli, 127 West Lane, Ridgefield 06877, c/o John Apazidis. Permit no. LGB.0012732. Filed April 17.

Olivan Home Improvement, 36 Bayview Ave., Norwalk 06854, c/o Jose Olivan Arajo. Filed April 16.

Paul J. Alyward Roofing Contractor, 13 Timberline Road, Norwalk 06854, c/o Paul J. Alyward. Filed April 22.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 11, 2015 37

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BUSINESS CONNECTIONS EVENTS

ECONOMY

Tax Hikes Will Do Serious Damage to State’s Economy

I

n one breathtaking week—and with alarming ease— two legislative committees signaled that growing the size and cost of state government is a higher priority than growing Connecticut’s economy and creating more jobs.

Make no mistake: The combination of unsustainable spending levels and massive tax increases that passed committee, combined with the evisceration of the state spending cap, will do serious and lasting harm to the Connecticut economy and our valued workforce.

What do the supporters of this budget and tax plan think will happen now? That Connecticut will become a more attractive place to do business and to create jobs? That our fiscal condition will actually improve?

The reality is Connecticut’s reputation as a place to do business will worsen, eroding jobs and revenues, and making the service cuts that were proposed earlier this year minuscule compared to what will follow as investment and jobs leave the state.

confidence that their resources will be devoted to creating jobs—not consumed by tax hikes.

The billion-dollar-plus increases proposed by legislative Democrats are far above working families’ ability to pay, and they are far from the only option before us.

The legislature has to come up with a better plan, one with sustainable spending reforms and no debilitating tax increases.

What kind of state do we want to have? Other states are working to lower tax rates, not raise them. If we continue down this dangerous path we will all suffer for it.

Connecticut can—and must—do better. Now is the time.

We have to break the cycle of deficits followed by tax increases followed by deficits and more tax increases. It is corrosive to the capital and talent we need to add jobs.

The only way to solve Connecticut’s fiscal problems is to grow our economy—to give companies the

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If our voices aren’t loud, Connecticut’s in trouble.

Connecticut lost population last year—not because we don’t tax enough services or tax rates are too low—but because people with capital to invest went to more favorable locations, and others left to find better job opportunities. Adding more costs onto those who create jobs and those who fill them will only make matters worse.

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That requires the full legislature—Democrats and Republicans—to take the best ideas from both sides of the aisle and work with the administration to develop a budget that encourages investment in Connecticut.

They can start with sustainable spending reforms that deliver the core services of government in the most cost-effective way—and with a far lower bottom line— so they can build a strategic tax policy that encourages investment in our economy.

This is a defining moment for all of us.

Connecticut can do better.

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We have about one month to go in the legislative session, there’s time to turn things around, but everybody’s voice needs to be heard.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 11, 2015 39

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