Fairfield County Business Journal 051418 by Westfair Business Journal

SUITE TALK DEBUTS

NRA AND INSURANCE POLICIES

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MAY 14, 2018 | VOL. 54, No. 20

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Bridgeport casino a no-go for now BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

he controversial plan to bring a casino to downtown Bridgeport’s Steelpointe Harbor is dead — for now. But it’s an issue that’s likely to come up again in the next legislative session, as proposed operator MGM Resorts indicated it was hardly ready to throw in the towel. “A year ago, the bill never received a floor vote,” MGM Resorts and developer RCI Group said in a joint statement. “This year it passed the House. That is significant. We realize that change is hard and takes time, and we respect the delegations’ preference not to dominate debate with this issue with much to accomplish in a short time in the session’s final hours.” Indeed, the state Senate failed to call a vote on the issue as its session wound down on May 9. The House narrowly approved the bill on May 4 by a 77-73 vote. The bill called for authorizing a study to bring a new casino to the state, with Bridgeport being the most likely site. A large part of the controversy stems from the state’s arrangements with its two existing casinos: Foxwoods Resort Casino, operated by the Mashantucket Pequot Tribal Nation in Mashantucket, and Mohegan Sun, operated by the Mohegan Tribe in Uncasville. The tribes operate the casinos under exclusive revenue-sharing agreements that require them to pay 25 percent of their slot machine » CASINO

Making order out of chaos page 5

Angelique Joseph of The Organizing Angel. Photo by Phil Hall.

DRAFT

Downtown Danbury Transit-Oriented Development Study TRANSPORTATION & INFRASTRUCTURE

Figure 29: Preferred Schematic Design Layout for Co-Located Transit Center: Illustrative Plan

Danbury details plans for new transit center BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

anbury could be taking a major step forward when it comes to being a transit hub in the county, if its much-discussed Danbury Transit Center (DTC) becomes a reality.

“The administration (of Mayor Mark Boughton) wants to move this forward,” said Planning Director Sharon Calitro. “We expect to finalize the study over the next couple of months.” Calitro and Ben Carlson, the director of urban design for Boston-based firm Goody Clancy, recently presented the final draft of their downtown Danbury transit-oriented development study, which highlights the DTC. Calitro said it’s a culmination of sorts of a process that began in the summer of 2016, when Danbury received a $250,000 state grant to study a potential transit district surrounding its train station at 1 Patriot Drive.

She said the $27-30 million DTC — which would not include the costs of acquiring some surrounding property and environmental clean-up — would take three to five years to realize, “assuming that the stars align and we can get control of it.” The project would essentially combine bus and train service in one location by adding a bus

terminal with 12 berths on one end of the DTC and the MetroNorth train station at the other. The work would involve developing two underused parcels of land; one is owned by the city and contains a skate park, which would be moved to another location. The other is owned by utility Eversource, “so we don’t have » TRANSIT

Stew Leonard Jr. of Stew Leonard’s MAIN OFFICE TELEPHONE 914-694-3600 OFFICE FAX 914-694-3699 EDITORIAL EMAIL bobr@westfairinc.com WRITE TO 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407

SUITE TALK BY PHIL HALL phall@westfairinc.com

n December 1969, grocer Stew Leonard opened a samenamed store in Norwalk as a 17,000-square-foot retail dairy outlet with only eight items for sale. Today, the family-owned grocery chain operates three stores in Connecticut (Norwalk, Danbury and Newington) and three in New York (Yonkers, Farmingdale and East Meadow). Stew Leonard’s prides itself on fun, and the stores are packed with musical animatronic displays and employees dressed in barnyard animal costumes, and free samples are available for shoppers who prefer to taste before buying. The New York Times dubbed the store the “Disneyland of Dairy Stores,” and Business Insider crowned it “The Best Grocery Store in America.” In 1999, the company expanded into the wine and spirits retail business. Stew Leonard’s Wines is a network of independently owned retail stores in Connecticut, New York and New Jersey. As with the grocery store, in-store sampling has been a hallmark of this operation. Stew Leonard Jr., the president and CEO of the company and son of its founder, spoke with Business Journal reporter Phil Hall on the joys and challenges of running this distinctive food retail operation. When I �irst came to your Norwalk store in 1988, I was on an assignment for Supermarket News and I didn’t know what to expect. And this isn’t what I expected. For people who’ve not had the pleasure of shopping at Stew Leonard’s, what should they expect when they come here for the �irst time? “I hope people still say what you just said: When you come walking and go, “This isn’t what I expected.” We call that “the wow.”’ I think the way you would describe it is: it’s definitely unique. We make a lot of stuff here. We have a big bakery that my sister started, so we’re making all of the fresh bread and bagels. We’re dealing with about 150 local farms right

MAY 14, 2018

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Publisher Dee DelBello Associate Publisher Anne Jordan Senior Editor Bob Rozycki Creative Director Dan Viteri Digital Editor Dylan Skirloﬀ

NEWS Copy and Video Editor • Peter Katz Reporters • Ryan Deffenbaugh, Aleesia Forni, Bill Heltzel, Phil Hall, Kevin Zimmerman, Georgette Gouveia, Mary Shustack Digital Director /Contributing Writer Danielle Renda Stew Leonard Jr. in his Norwalk office. Photo by Phill Hall.

now — we have products just coming in from the farms. And we have lots of free samples. We kid around with people in the store, telling them we’re going to take the price tags off all of the products and just weigh customers on the way in and weigh them on the way out. We are proud of our people — we have very, very low turnover. It’s in the single digits, which is very unusual for retail. I think you meet a lot of friendly, nice people as you walk through the store and that’s unexpected.”

I think the most important thing you look for when you hire somebody is attitude. We look for that over skill-set, because you can always teach somebody the skills.

Low turnover is extremely rare for food retailing. How do you make your hiring decisions? “I think the most important thing you look for when you hire somebody is attitude. We look for that over skill-set, because you can always teach somebody the skills. Let’s say I am walking upstairs when we are hiring somebody and one of the young people who just applied for a cashier job might, out of courtesy, hold the door for me. Now, they don’t know me because I have my jacket on — they were just taught to hold the door to show respect. Usually, to me, if they show that level of respect, I know they’ll show it to the customers if they’re working at the register. So, we look for nice attitude, a nice smile, a good approach to their day. Once they start working here, we try to communicate a lot and not just with the person through performance reviews, which are done 30 to 90 days after they start. We get feedback from them instantly, because sometimes someone says, “Oh, I want to be a baker,” but when they go into the bakery, they come out and say, “Eh, I don’t really want to be a baker, this is a little different from what I thought.” Tell us about the newest Stew Leonard’s store. In September, we’re going open

our next store in New Jersey. We have three wine stores in New Jersey, and Paramus is one of our best stores out there. The Sears department store closed out there and the mall developers came and said, “Hey, what do you think about opening a Stew Leonard’s right here?” It was a great offer for the space. And what is really cool is that we have a wine store in a Paramus and it would be great to sell wine and food together, which you can do in New Jersey. Are you planning additional stores? We’re not. We don’t really have any grand strate�y. We wait and see and move on — we’re not like we’re going to open X-number of stores in so many years. Right now, we’re just focused on Paramus. Within the food retailing industry, Amazon shook things up with its acquisition of Whole Foods. Does that have a major impact on the industry? I think it does. It has a huge impact. They have taken a number of prices and lowered them. From a price standpoint on certain products, they’ve made a splash. I don’t think they’re competitive across the board on a lot of products, but on certain items they are. » STEW LEONARD

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TECH TALK

For Sale: Your Information On The DarkWeb

What is the DarkWeb? The DarkWeb occupies a small part of the Deep Web, the part not indexed by search engines. The DarkWeb consists of small peer to peer networks, as well as large, popular networks like Tor, Freenet, and I2P, operated by public organizations and individuals. It is estimated that only 4% of the entire internet is the SurfaceWeb, the part of web that you browse every day. The rest, 96% consists of the DeepWeb where there is untraceable and anonymous cyber-crime activity taking place. There is a complete marketplace for criminals to buy and sell your information. Think of it as an eBay for the criminal minded. Through a variety of methods, hackers can gain access to your personal information and sell it on the DarkWeb. What is my information worth? Here are the 10 most common pieces of information sold on the DarkWeb and their general worth: • Social Security number: $1 • Credit or debit card: $5-$110 • Online payment services login info (e.g. Paypal): $20-$200 • Loyalty accounts: $20 • Subscription services: $1-$10 • Diplomas: $100-$400 • Driver’s license: $20 • Passports (US): $1000-$2000 • Medical records: $1-$1000 • General non-Financial Institution logins: $1 What can an attacker do with my compromised credentials? • Send spam from compromised email accounts • Deface web properties and host malicious content

• Install malware on compromised systems • Compromise other accounts using same credentials • Exfiltrate sensitive data (data breach) • Identity theft

important to be aware of what is going on, so you can protect yourself. While data breaches are on the rise and outside of your control, you can practice good habits for your own personal information like maintaining healthy password practices, and not sharing your personal information unless it’s necessary. It’s also a good idea to make sure that you keep your antivirus software and software updates on all devices (computer, laptop, tablet, phone) current as those updates may include security patches that are important to protecting your information. In addition, you should utilize a service like DarkWeb monitoring. This is a service where the corporate email address for all employees are monitored in real-time for any activity within the DarkWeb. When identified, alerts are triggered immediately so you can get a heads up on potential red flags and respond to the compromise. If you would like a free DarkWeb scan for your company, please visit http://www.cyberteam.us/dark-web-scan or call 914-417-4814.

How is this information purchased on the DarkWeb? There are three main ways that personal information is commonly bought and sold on the dark web: 1. Purchase data as a one-off, such as a Social Security number 2. Purchase bulk data, batches of the same types of information 3. Purchase bundled data, this is the “premium” package for identity thieves as it includes various types of information that are bundled together

BIO Leonard Galati is a CISSP (Certified Information Systems Security Professional) and the CEO of CYBERTEAM a Westchester based IT Services & Cybersecurity company servicing Westchester and Fairfield Counties.

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Startup seeks to declutter people’s homes and lives BY PHIL HALL phall@westfairinc.com

ngelique Joseph is a woman with a mission: bringing order from chaos, whether in a clutter-heavy home or a disorganized office. “It’s just something I’ve always done,” said Joseph, whose Ridgefieldbased startup business The Organizing Angel provides organizing and concierge services for companies and individuals. “I was always a motherly type, even when I was a kid, and I always loved organizing people and helping people.” Some people, it seems, need more help than others when trying to get their offices, workspaces or residences into a state of order. From a business perspective, Joseph warned that a seemingly disorganized professional environment can send the wrong message to any prospective client paying an office visit. “If you are in a creative environment, no one will really mind a little bit of clutter because that’s the artistic process,” she explained. “But if you take care of a lot of paperwork — say, you are an insurance broker or work in a hospital environment — then it is a very, very bad sign. If you walk into your doctor’s office and see files all over the place and all over the floor, the first concern would be, ‘How are they keeping my records straight?’ It raises the question, ‘If you can’t file properly, how can you service my needs properly?’” Joseph launched The Organizing Angel in January after working for 15 years in the administrative aspect of the advertising industry. During those years, she was repeatedly called on to help in organizing a variety of tasks, including setting up computers and helping assist in a home clean-up project after a colleague heard about her ability to declutter the most challenging environments. Joseph offered a good-natured laugh when asked

Angelique Joseph. Photo by Phil Hall.

to confirm the old saying equating a messy desk with a great mind. “It depends on the person,” she explained. “There are a lot of people who become calm in chaos, where they can see a lot of clutter but know where everything is. Most people are not (calm in chaos) — just as most people are not as good at multitasking as they think they are. Most people need to be able to focus on one thing at a time — they need to have some form of order. When most people have a chaotic desk, it is a sign they do not have the greatest time management, or it is a sign of being stressed or overworked or not prioritizing things properly.” She added that, mercifully, this is not an incurable condition. “Most people are organized — it’s just about learning how,” Joseph said. “The reason a lot of people are considered ‘sloppy’ is because we are all busy, now more than ever, and we get to things when we can get to things. One of the things about becoming more organized is making it more efficient for you. Being organized isn’t one size fits all.” For a residential client, Joseph created a mini-game that involves the homeowner being given five minutes to identify and gather objects that have not been touched in a year, and then being asked to consider whether the objects can be donated, sold or trashed. “It helps a lot of people to become more organized

when there is an action plan, not just a matter of ‘I have to clean up this living room,’” she said. But there are situations that require a more holistic touch, particularly when Joseph deals with clients who are hoarders. “For the outside person looking in, it might seem scary,” Joseph admitted, although she noted that solving an extreme case can only be achieved by understanding how it transpired. Are they hoarding because they are having difficult letting things go? Or because they feel everything they have has value? Or because they want to clean up but are afraid the neighbors will see the process of cleaning up and will know they were hoarders — and they are so afraid of what the neighbors will say? Since starting her business, Joseph has built a client base that is primarily in New York state and California, and her billing is tailored to the specific projects. Her services also extend to house sitting, pet sitting and event planning. At the moment, she is operating The Organizing Angel service by herself, and she said that any potential employees would have to be on her “wavelength.” “For me, it is important that person I hire shares my ideals when it comes to my clients,” she said. “I love helping people. It is about them trusting me enough let me into their homes and businesses.”

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In the short term, the City should improve the pedestrian connection between the Pulse Point and the Danbury Train Station with clear wayfinding signage, repaired sidewalks, lighting, and marked intersections.

Transit—

control of that,” Calitro said, “but we are in initial discussions with them.” A raised pedestrian bridge over the train tracks would provide easier access between the two modes of transit, Calitro said, and would include an elevator in compliance with the Americans with Disabilities Act. In addition, the HARTransit bus and shuttle station now at Main Street and Kennedy Avenue would be moved to the DTC. Calitro said that efforts are being made to maintain as many current arrival and departure times for MetroNorth trains as possible. At the same time, extending Metro-North service to the

Casino—

revenues to the state. That amount came to $270.7 million last year, a 1.8 percent increase over 2016’s $265.9 million. In April, the tribes presented a report arguing that the state would “be the biggest loser” if another casino was approved, saying that their payments could be put into escrow until litigation was resolved. “Should the state lose that litigation it could result in an upfront permanent loss of more than $1 billion in revenue over a four-year period ($270.7 times 4) while potential casino sites are identified, bids and proposals are submitted to the state, the state reviews proposals and issues a license and a casino is eventually constructed,” according to the report. Those revenue sharing payments would “at best be offset by approximately $180.2 million in gaming tax payments by the fourth casino — assuming that the commercial casino is taxed at 25 percent of gross gaming revenues — which is equal or higher than the tax rates being paid by most other resort casinos in the United States (e.g, Nevada, New Jersey, Mississippi, Michigan, and Massachusetts),” the report added. The result would be a permanent net reduction

MAY 14, 2018

Harlem Line in New York state — Danbury sits on its New Haven Line — is another idea being kicked around. If that were to be okayed, riders could save in excess of 30 minutes in commuting time; it now takes roughly two hours to make that trip. An in-depth ridership study will be undertaken over the next few months as the city and Goody Clancy wrap up their study. According to Metro-North, average weekday ridership to and from Danbury in 2016 was 2,356, with an average Saturday ridership of 444 and average Sunday ridership of 405. But a growing population will likely need improved transportation options. According to the Connecticut State Data Center the city’s

of state revenue of $90.5 million annually, even after a Bridgeport casino is fully operational, according to the report. It went on to say that the loss was “the most optimistic scenario.” In 2015 the tribes formed a partnership, MMCT Venture, to allow them to work together to build a third, jointly owned casino in Connecticut to help save millions in state gaming revenue that potentially would be lost to Massachusetts, where MGM is creating a $960 million resort casino that’s scheduled to have its grand opening Aug. 24. MMCT’s third casino would be in East Windsor, but to date the U.S. Department of the Interior has refused to rule on changes to the gaming compact the tribes have with Connecticut; construction cannot begin until the project is entered into the Federal Register. MMCT spokesman Andrew Doba also cited the potential lost revenue to the state if the Bridgeport project went forward. “Let’s be clear,” Doba said. “The only thing (the Connecticut) bill accomplishes is to place in jeopardy nearly $1.4 billion in state tax revenue, $328 million of which is slated to go directly to cities and towns.” “The tribes support studying this issue,” Doba added. “With an open and

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The project would essentially combine bus and train service in one location by adding a bus terminal with 12 berths on one end of the DTC and the Metro-North train station at the other.

Rendering of the casino.

active investigation by the Inspector General into what happened at the Department of Interior, the only right course of action is to table this bill.” And that is what happened late on May 8, when supporters in the Connecticut Senate admitted that they would not have the votes necessary to endorse House Bill 5305, “An Act Concerning a Request for Proposals to Qualify an Entity to Develop a Casino Gaming Facility in the State,” which stated that an approved casino bid would need to include an investment of at least $500 million and the creation of 2,000 jobs. H.B. 5305 would also have required the casino operator to make a $5 million deposit for each application. Perhaps not surprisingly, the Bridgeport legislative delegation expressed

support for the bill, saying that it would “help create countless opportunities for Connecticut. Bridgeport Mayor Joe Ganim endorsed the bill, as did the Bridgeport, Stratford and Trumbull Chambers of Commerce and the Bridgeport Regional Business Council, saying it would result in annual payments of $8 million to Bridgeport and $4.5 million to surrounding communities. “When someone knocks on our door with $675 million in hand intent on investing in our community, it would be shortsighted and counterproductive to turn them away without a second thought,” BRBC President and CEO Mickey Herbert told legislators at a public hearing last month. But other business leaders weren’t so sure, including Joe McGee, vice president,

population, which stood at about 85,000 in 2016, will reach nearly 95,000 by 2040. The next steps for the DTC are understandably immense ones. Calitro said that in addition to Eversource, the city is now in talks with the state Department of

Transportation, MetroNorth and HARTransit about moving ahead, which will include “identifying any red flags that we haven’t already addressed.” As for environmental cleanup and the cost of altering and/or improving the relevant surrounding roads, she said more data was being collected. “We’ll be seeking funding for those areas as well,” she said. “Brownfields are brownfields, and they need to be taken care of,” Calitro noted. “But the cleanup costs with something like this are different than they are when you’re redeveloping ground for residential uses. There are portions of the land that may not necessarily be developed.”

public policy and programs at The Business Council of Fairfield County in Stamford. “Why put at risk guaranteed income from the two casinos in exchange for the one in Bridgeport?” he asked, saying the bill “never should have been put before the legislature” without more detailed economic and competitive analyses being completed. On April 30, the Business Council of Fairfield County took 22 executives to meet with MGM representatives, Ganim, Herbert, and other supporters of the project. While generally impressed by what they were told, McGee said too many questions remained. “They told us that they were planning to have 1,500 parking spots — which seemed really low,” he said. “We said, ‘Are you sure you don’t mean 15,000?’ and they said, ‘No, 1,500.’ That doesn’t meet the smell test.” He noted that the Steelpointe Harbor casino, as first announced on Sept. 18, would include a 300-room hotel; a 100,000-squarefoot casino with 2,000 slot machines and 160 table games; 30,000 square feet of retail space; a 20,000-squarefoot entertainment venue with a 700-seat theater; and 60,800 square feet of dining space that would include five restaurants and six bar and lounge locations. “How do you accommo-

date all of that with 1,500 parking spaces?” McGee said, adding that he believed the figure was deliberately kept low to impact traffic studies. Connecticut Business & Industry Association Economist Pete Gioia also expressed doubts about the traffic issue. “I-95 is bad enough,” he declared. “Putting a casino there could make it much worse.” Gioia also wondered how Steelpointe could make up for the revenue lost from the tribes. “I don’t see how it’s possible for one casino in Bridgeport to supplant that,” he said. He also questioned the jobs impact of the project. “Obviously you’re going to have an initial impact from construction and hiring at the casino,” he said. “But the multiplier effects of construction and operating a casino in terms of creating jobs is actually quite weak when compared to other sectors.” McGee also wondered if competition from Massachusetts and New York wouldn’t eventually have a negative impact on Steelpointe. “Bridgeport needs to do itself a favor and make sure it’s not buying a pig in a poke,” he said. “Right now, there’s a lot of political rhetoric going on, but there’s a long way to go here. A lot more work needs to be done before we blow up the compact” with the tribes.

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Stew Leonards—

Has it directly impact your business? Not really. You always react — that’s how retailers are. So, if they’re going to be 99 cents on Chobani yogurt, we’re going to be 99 cents. The business comes from somewhere. If Whole Foods’ parking lot is getting fuller, it’s coming from someplace. Your company recently sent out a press release that called attention to the success of its internal Health & Wellness Program. What’s this all about? We have trained our people in the store and will share some of the savings if they’ll shop for health care. We have all of the insurance professionals up at Cigna with their heads spinning because they can’t believe how we’ve not only been able to maintain but also decrease our health care costs just by shopping. I’ll give you a great example that happened to me this week, and I’m so glad it happened. My wife had to go in to get a colonoscopy. She went into her doctor and her doctor scheduled her. I just happened to see where

the appointment was set up — I’m not going to say the name of it, but it was a colonoscopy place — and I said to my wife, “Have you checked the prices on how much colonoscopy costs?” And she said, “No I didn’t.” And I said, “Over at the store we have the value center and we give everyone incentives if they check the prices of what these procedures cost.” My wife comes over and looks it up, then comes home and says, “I just saved $2,000. That was the most expensive place I could have gone to. I found another place in Fairfield.” Now, there has been an incredible upfront cost to this and it was a big commitment by our family. The first thing we had to do was say everybody in the company has to go see a doctor every year — you’re not going to be on insurance plan unless you see the doctor. Of course, as soon as you see the doctor, you have to take blood pressure medication or you have to take diabetes medication, then our medicine costs go way up. But what we’re finding now is that we have a healthier population and they’re getting healthier and our costs are going down.

Next year is your company’s 50th anniversary. Do you have any special festivities planned? You know, we don’t right now. We need to. It should be something fun and exciting. I wonder what would be really cool — it should be some tribute to the milk and the dairy and the heritage of the family farming. Maybe we can bring 50 cows into the stores — and a lot of shovels! Looking back on nearly a half century in business, what is the company’s crowning achievement? All of the people we’ve developed over the years and are part of this place. And creating something unique to the community here. My in-laws are from Los Angeles and I go out there — there’s nothing like Stew Leonard’s out there. I miss the store when I’m out there and I want to come back and rip open one of those breads and eat one of those mozzarella balls. I think we’ve been able to bring cool food and wine to the communities we are in. I think that’s a unique accomplishment for the family.

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THE LIST: SBA Lenders

SBA LENDERS

WESTCHESTER COUNTY AND BEYOND FAIRFIELD COUNTY

Ranked by total number of loans. Listed alphabetically in the event of a tie. Name Address Area code: 914 unless otherwise noted Website

Top executive Title Year founded

T.D. Bank NA

Bharat Masrani President and CEO 1852

JPMorgan Chase Bank NA

James Dimon Chairman of the board, president and CEO

2035 Limestone Road, Wilmington Del. 19808 888-751-9000 • tdbank.com

270 Park Ave, New York, N.Y. 10017 212-270-6000 • jpmorganchase.com

1 M&T Plaza, Eighth floor, Buffalo, N.Y. 14203 800-724-2440 • mtb.com

24 North St., Pittsfield, Mass. 01201 413-443-5601 • berkshirebank.com

55 N. Main St., Warsaw, N.Y. 14569 877-882-5782 • five-starbank.com

127 Public Square, Cleveland, Ohio 44114 800-539-2968 • key.com

Number of loans

Average loan ($)

Interest percentage (%)

1338

64,489

568

132,636

7.5

1824

M&T Bank

René F. Jones Chairman and CEO 1856

425

134,585

7.7

Berkshire Bank

Michael P. Daly CEO 1846

157

129,793

6.1

Five Star Bank

Martin K. Birmingham President and CEO 1850

146

122,825

5.8

KeyBank NA

Beth E. Mooney Chairwoman and CEO, KeyCorp 1825

136

331,737

6.6

ESL Federal Credit Union

Faheem A. Masood President and CEO 1920

135

59,146

5.2

NewBank

Keun Taek Han Founder and CEO 2008

112

1,067,938

5.9

Citibank NA

158,695

6.1

225 Chestnut St., Rochester, N.Y. 14604 585-336-1000 • esl.org

146-01 Northern Blvd., Flushing N.Y. 11354 718-353-8100 • newbankusa.com

388 Greenwich St., New York, N.Y. 10013 800-285-3000 • citigroup.com

Noah Bank

Edward E. Shin CEO 2010

760,608

6.5

Wells Fargo Bank NA

Timothy J. Sloan President and chief operating officer 1870

285,501

7.4

First Home Bank

Anthony N. Leo CEO 1999

281,972

6.8

Independence Bank

Robert A. Catanzaro President 2003

121,045

7.2

Newtek Small Business Finance Inc.

Barry Sloane President, chairman and CEO 1998

772,040

6.8

Santander Bank NA

Scott Powell CEO 1902

140,051

8.1

7301 Old York Road, Elkins Park, Pa. 19027 215-424 5100 • noahbank.com

101 N. Philips Ave., Sioux Falls, S.D. 57104 800-869-3557 • wellsfargo.com

9190 Seminole Blvd., Seminole, Fla. 33772 727-394-2265 • https://www.firsthomebank.com

1370 S. County Trail, East Greenwich, R.I. 02818 401-886-4600 • independence-bank.com

212 W. 35th St., Second floor, New York, N.Y. 10001 855-284-3722 • thesba.com/newtek

Michael Corbat CEO, Citigroup 1812

75 State St., Boston, Mass. 02109 617-757-3410 • santanderbank.com

This list is a sampling of Small Business Administration lenders that serve the region. If you would like to be included in our next list, please contact Danielle Renda at drenda@westfairinc.com. Note: Data gathered from the New York District Office of the U.S. Small Business Administration, sba.gov.. The SBA lenders listed include the top national lenders that serve businesses in the state of New York.

MAY 14, 2018

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MAY 14, 2018

ASK ANDI By Andi Gray

Need to do more in marketing than I have time for We have no one to work on marketing. Looks like I’m going to have to project manage it myself. But I don’t have the time to focus on it. Now what?

BEWARE Outside companies are soliciting BUSINESS JOURNAL readers for plaques and other reproductions of newspaper content without our consent. If you or your firm is interested in framing an article or award from our newspaper or obtaining a reprint of a particular story Please contact

Marcia Rudy of Westfair Communications directly at (914) 694-3600 x3021.

MAY 14, 2018

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THOUGHTS OF THE DAY: Marketing does better when someone owns the department’s success. Make sure your marketing expectations are realistic. Look for someone who is already working in marketing who would like to pick up some additional work. Small-business owners wear a lot of hats, pitching in when and where needed. Unfortunately, marketing plans take longer to complete when there are interruptions. It’s also hard to consistently measure marketing ROI while handling all the other activities in the business. Make marketing a priority by scheduling time when you can give it your complete attention. Get away from the office if necessary. If you can’t work from home, try the library. An hour a day dedicated to marketing can make a big difference. Let your employees handle the office while you work on the future, marketing the business. We often approach marketing on an all-or-nothing basis, either tackling a huge list, or not working on marketing at all. Instead, make a list of everything you want to work on and consistently chip away at it. If you can only afford one or two projects for the year, pick those that will get you the most visibility, or those that will lay a foundation for what comes next. If you have projects that are interdependent decide which one needs to

Andi Gray

get done first, which comes second. Here’s a good example. Let’s say you want to work on upgrading your website, SEO (Search Engine Optimization) and SEM (Search Engine Marketing). If you commit to buying a bunch of ad words you want to know the right visitors will see your website. Ad words can raise your visibility on the internet, but only deliver meaningful results if visitors take the right actions once on your website. Visitors stay long enough to take action only if the website is inviting and paths to follow make sense to them. Clean up your website. Then research best-opportunity key words. Next spend on advertising to raise visibility. Wondering if you should work on web-related activities or support tools for sales? Another set of choices. Ask your sales people what would help them get in more doors and close more sales. Create literature that answers basic questions. What makes a great customer for your company? Why should great quality prospects choose your company? Overwhelmed already? Then you need help. Ask an expert to evaluate your existing tools, giving each an effectiveness rating and priority rank. Ask for help making a plan of attack that you can follow to move from one project to the next. When it comes to finding someone to work with you in marketing, look inside your organization. Anyone

around who has shown an interest? Anyone with marketing training in their background? Check with your sales team to see if someone there has an interest. Other option? Look for an outsider, someone who is already working in marketing as a vendor who might want to pick up a few extra hours of work. Adding someone as a parttime expert will be cheaper than hiring full time. Set up time to work together each week to keep you focused on marketing. Worried about the budget? Think of marketing as your next salesperson. If you can pick up extra sales through marketing efforts, that can help pay for future marketing activities. Start with marketing actions most likely to boost the quantity and quality of sales prospects talking to your company. LOOKING FOR A GOOD BOOK? Try “The Four Step Marketing Blueprint: The Marketing Guide Your Competition Hopes You’ll Never Find” by Matt Law. Andi Gray is President of Strate�y Leaders Inc., Strate�yLeaders.com, a business-consulting firm that teaches companies how to double revenue and triple profits in repetitive growth cycles. Have a question for AskAndi? Wondering how Strate�y Leaders can help your business thrive? Call or email for a free consultation and diagnostics: 877238-3535.

INSURANCE

Special Report

New attention aimed at insurance policies tied to firearms BY PHIL HALL phall@westfairinc.com

n the aftermath of the Feb. 14 mass shooting at Marjory Stoneman Douglas High School in Parkland, Florida, that left 17 dead, a new immediacy was given to the gun control debate. Political rallies were held across the country demanding new laws and regulations related to gun ownership, and gun control advocates put pressure on companies to drop their commercial ties and affinity programs with the National Rifle Association (NRA). On May 2, the New York Department of Financial Services (DFS) became the first state-level regulator to target a company doing business with the NRA when it announced the insurance broker Lockton would pay a $7 million fine for administering NRA member insurance programs that the DFS said violated several state laws. One of the NRA programs provided by Lockton was Carry Guard, which was first launched in the spring of 2017 and offers NRA members personal liability insurance coverage should they be charged with a crime after using a firearm for self-defense. As part of the settlement, Lockton agreed to drop the NRA programs from its New York-based product lines. The DFS determined that no claims were ever filed under the Carry Guard program. Michael Barry, head of media and public affairs at the Insurance Information Institute, a New York-based trade group, was unaware of other states following New York’s lead in targeting the NRA’s insurance offerings. “This was very unique to New York,” he said. “The DFS stated the broker violated four parts of New York state insurance law. Insurance is regulated at state level — there is no federal involvement.”

One gun control advocacy group, Guns Down, has created advertising that demands the companies involved with Carry Guard — Lockton Affinity, which administers the policy, and Chubb, the policy’s underwriter — end their affiliation with the NRA. However, the insurance industry has not been targeted by gun control advocates on coverage related to firearms. “I don’t think that insurance companies are experiencing any issues or concerns at this point,” Kim Marie DiMatteo, partner at DiMatteo Group in Shelton, said. “But that’s not to say it may not be coming down the road.” And while firearm insur-

And while firearm insurance is not, by any stretch, a major product within the overall insurance market, it gets an increased level of attention whenever the gun control debate dominates the news cycle.

ance is not, by any stretch, a major product within the overall insurance market, it gets an increased level of attention whenever the gun control debate dominates the news cycle. “The topic of carrying such insurance has been surfacing in my office a few times over the past couple of years,” Chris O’Brien, owner of O’Brien Insurance Agency in New Milford and New Fairfield, said. “Certainly, tragedies like Sandy Hook and Parkland are still very vivid and current in everyone’s life, so this could be partially the reason for these inquiries.” Although O’Brien’s agency is not involved with this type of policy, he acknowl-

edged the value of the product to firearm owners. “In my opinion, when an individual decides to purchase a firearm, it would be prudent to consider such coverage,” he said. “It is important to note that this could very well be the only type of insurance that would respond to a firearm situation. If a citizen has a firearm in their home, it would be a good idea to read their homeowners insurance policy to familiarize themselves with what is covered and what is specifically excluded.” Firearms owners have other choices besides the NRA Carry Guard program — similar policies are being marketed through the U.S. Concealed Carry Association

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and CitizenDefend.com. Another insurance product tied to firearms that is gaining attention is active shooter insurance. The first company to offer this was The Willis Group in 2015 — as a policy aimed at universities — but the product is now marketed to commercial properties. A recent report from the Reinsurance Association of America (RAA) noted that seven South Florida school districts purchased more than $3 million of active shooter coverage in the three weeks after the Parkland massacre. “As more events like this continue to happen, the market growth of active shooter insurance will likely continue,” the RAA report said. “Unfortunately, this issue will continue to be on the forefront of the insurance industry for years to come.” “A number of companies are marketing active shooter insurance,” said Peter Kochenburger, executive director of the Insurance Law LL.M. Program at the University of Connecticut School of Law. “And it is not limited to schools.” The relative newness of active shooter insurance has created some gray areas: the RAA report highlighted the absence of legislation or regulation addressing the writing and implementation of active shooter insurance policies, as well as the uncertainty “if damages resulting from an active shooter situation are covered or excluded by an insured’s general liability or professional liability policy.” And Kochenburger wondered if the product can offer genuine value. “Yes, it potentially fills a gap,” he said, although he expressed concern that the insurance providers might be exaggerating the need for this specific policy. “The likelihood of a school or a place of business having this type of event is very small.”

MAY 14, 2018

INSURANCE

By Joseph D. Moschitto

An employer’s guide to reference-based pricing A new approach to health care is cropping up across the country. Here’s what you need to know.

n the world of health care, nothing is ever static. The very nature of the benefits ecosystem — varying levels of competition, increasing prices, an always-evolving landscape of regulations — means that new approaches are constantly cropping up. (And that old approaches are constantly evolving or fading away.) Currently, one new approach to health care is quickly gaining momentum across the country: reference-based pricing. Traditionally, health care functions on a fee-based pricing model. That is, pric-

es for medical treatment are negotiated by an insurance carrier: an entity like Aetna and UnitedHealthcare determine how much to charge for a visit to the orthopedist or surgery in a hospital. Typically, this is anywhere from 250 to 400 percent of Medicare rates that are determined by the federal government. With referenced-based pricing, the reimbursement can be as low as 120 percent of Medicare. Under reference-based pricing, the insurance carrier isn’t in the equation. Instead, employers pay health care providers directly. In many cases, employers will work alongside reference-based pricing specialists to implement the model. A diverse set of industries are experimenting with this reference-based model, from engineering firms to manufacturers to municipalities. But perhaps your mind

began to wander at “a new approach to health care is gaining momentum across the country.” Navigating the realm of health care can be a tricky and trying exercise for employers and employees both — so news of yet another change might stir up apprehension. JDM Benefits is quelling that apprehension. We provide our clients with valuable insight and personalized service relating to all things benefits, so clients can focus on what matters most — running their core business.

THE PERKS

Reference-based pricing wouldn’t be gaining momentum if it didn’t have perks. First, there’s more transparency into the health care process. Employers with the assistance of a third-party administrator can analyze a bill line by line and see the breakdown of prices: how

much the procedure cost, how much the medication cost and so on. Normally, employers would simply receive a single, monolithic bill from insurance carriers. Then there’s the potential for cost savings. With employers engaging with medical providers directly, eliminating the inflated reimbursement rates, prices will likely decrease and outcomes will improve. And over time, employers can build relationships with a network of physicians, eventually ironing out prices that both parties can grow used to — no surprises. There are companies that work with employers to implement reference-based pricing. And they report major health care savings for their clients — up to a 30 percent overall reduction or an average savings of $150,000 per 100 employees in the course of one year.

CEOs and CFOs are frustrated with receiving a 10 to 20 percent increase every year on an already inflated number. Increased transparency and decreased costs aren’t just good news for employers, of course — they’re also good news for employees. Lower costs can mean fewer out-of-pocket expenses and less in employee-plan contributions. We give our clients the opportunity to treat their medical premiums like any other business expense.

THE PITFALLS

No system is perfect. While reference-based pricing brings positive change, there are also pain points. The issue: Without the buffer of an insurance carrier, when employers and providers disagree on a cost, employers may have to pay the higher fee — or face balance billing, which ultimate-

ly could lead to litigation if not paid. Even if this never occurs, the prospect of not having an insurance middleman to absorb those costs can be daunting. However, the right third-party administrator can provide member advocacy and legal defense to protect members from balance billing or collection at no added cost. As reference-based pricing gains traction, hopefully this overview is helpful in determining if it’s the right fit for you and your organization. Navigating the realm of health care can seem overwhelming — but careful research and a reliable partner can uncover the best path forward for healthy employees and a healthy company. Joseph D. Moschitto is president of JDM Benefits in White Plains. He can be reached at jmoschitto@jdmbenefits.com.

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Frank Kolovic Owner/Broker

Facts & Figures ATTACHMENTS-RELEASED Melanson Construction LLC, et al., Shelton. Released by Alfred O. Zullo. $59,892 in favor of East Haven Builders Supply Inc., East Haven. Property: Lot 23, Map of Inwood Estates, Shelton. Filed April 3.

BUILDING PERMITS COMMERCIAL Alan Party Rentals Inc., contractor for Waterside Facility Inc. Add temporary tents to the property of an existing commercial space for a special event at 770 Pacific St., Unit C4, Stamford. Estimated cost: $6,350. Filed between April 9 and April 20. BLT Management LLC, contractor for 777 Canal LLC. Add a sign to the exterior of an existing commercial space at 845 Canal St., Stamford. Estimated cost: $1,100. Filed between April 9 and April 20. BLT Management LLC, contractor for One Harbor Point Square LLC. Add a sign to the exterior of an existing commercial space at 220 Atlantic St., Unit S1, Stamford. Estimated cost: $3,850. Filed between April 9 and April 20. BLT Management LLC, contractor for 695 East Main Stamford LLC. Add a sign to the exterior of an existing commercial space at 200 Elm St., Stamford. Estimated cost: $6,750. Filed between April 9 and April 20. DRJ Builders Inc., contractor for Gardella Brothers Limited Partnership. Add a second-floor dormer extension for the office and tenant at 50 Calf Pasture Beach Road, Norwalk. Estimated cost: $68,000. Filed April 26.

Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3680

JA Rosa Construction LLC, contractor for the town of Stamford. Renovate the elevator in an existing commercial space at 51 Toms Road, Stamford. Estimated cost: $145,663. Filed between April 9 and April 20. Town of Greenwich, contractor for self. Renovate the lighting in a school at 90 Hendrie Ave., Greenwich. Estimated cost: $338,000. Filed April 2018. Town of Greenwich, contractor for self. Renovate the windows, flooring and ceiling in an existing commercial space at 381 North St., Greenwich. Estimated cost: $32,000. Filed April 2018.

RESIDENTIAL AMO Carpentry LLC, contractor for Graham Burt, et al. Finish the basement in an existing commercial space at 58 Briarwoods Trail, Stamford. Estimated cost: $12,420. Filed between April 9 and April 20. Able Construction Inc., contractor for Edward P. Brennan. Construct a new single-family residence with an attached two-car garage at 47 Neptune Ave., Norwalk. Estimated cost: $50,000. Filed April 4. Alliance Water Treatment Co., contractor for Vicki R. Vaughan and Griffin Vaughan. Add a radon-mitigation system to the basement in an existing single-family residence at 1504 Cypress Drive, Danbury. Estimated cost: $1,795. Filed April 12. Andaleeb, Amber, Stamford, contractor for self. Remodel the kitchen, bathroom, bedroom and lighting in an existing single-family residence at 29 Hillandale Ave., Stamford. Estimated cost: $58,785. Filed between April 9 and April 20. Brady, Frank, Shelton, contractor for self. Replace the windows in an existing single-family residence at 65 Wigwam Drive, Shelton. Estimated cost: $8,136. Filed April 18. Brown, Christopher Paul, et al., Stamford, contractor for self. Change two bedrooms in the master suite in an existing single-family residence at 1226 Shippan Ave., Stamford. Estimated cost: $47,500. Filed between April 9 and April 20. Bugaj Contractors Company LLC, contractor for FGB Partners LLC. Pour the foundation for new two and a half story single-family residence with a half bathroom and playroom at 267 Judd St., Fairfield. Estimated cost: $375,000. Filed April 17.

ON THE RECORD

Bugaj Contractors Co. LLC, contractor for FGB Partners LLC. Pour the foundation for a new two and a half story single-family residence with a half bathroom and playroom at 269 Judd St., Fairfield. Estimated cost: $375,000. Filed April 17. Buxton, Donald K., contractor for Jeannette Pastore and Joseph A. Pastore. Strip and reroof an existing single-family residence at 7 Old Kings Highway, Norwalk. Estimated cost: $7,640. Filed April 23. Canedo G C Inc., contractor for Mokther Ahmed. Strip and reroof an existing single-family residence at 14 Hubbard Ave., Stamford. Estimated cost: $5,000. Filed between April 9 and April 20. Canedo G C Inc., contractor for Muse Mohamed. Repair the window and siding on an existing single-family residence at 62 Virgil St., Stamford. Estimated cost: $1,200. Filed between April 9 and April 20. Classic Roofing Company Inc., contractor for Nolan W. Carson, et al. Repair the tree damage to an existing single-family residence at 1335 Shippan Ave., Stamford. Estimated cost: $52,000. Filed between April 9 and April 20. Connecticut Basement Systems Inc., Seymour, contractor for Robert G. Larsen and Sara W. Ezrin. Finish part of the basement and bathroom in an existing single-family residence at 16 Studio Lane, Norwalk. Estimated cost: $89,154. Filed April 5. Crubinel, Willian, Fairfield, contractor for self. Remodel the kitchen and bathroom in an existing single-family residence at 110 Farmington Ave., Fairfield. Estimated cost: $25,000. Filed April 16. Dario Palladino & Son Construction LLC, contractor for Paul D. Melcionno, et al. Extend the screening in a porch of a finished room in an existing single-family residence at 18 Deleo Drive, Stamford. Estimated cost: $38,400. Filed between April 9 and April 20. David Improta Inc., contractor for Scarborough and Carol Lynn Smith. Remodel the bathroom and kitchen in an existing single-family residence at 22 Getner Trail, Unit 22, Norwalk. Estimated cost: $60,000. Filed April 23. David, Jeffrey J., Norwalk, contractor for Boys and Girls Club. Repair the kitchen, basement and bathroom in an existing single-family residence at 744 Lake Ave., Greenwich. Estimated cost: $41,000. Filed April 2018.

DDH Associates, Shelton, contractor for David Steeves. Remove the screens in an existing single-family residence at 106 Ten Coat Lane, Shelton. Estimated cost: Durants Tents & Events, contractor for Barden Corp. Add a temporary tent to the property of an existing single-family residence for a special event at 2 Sugar Hollow Road, Danbury. Estimated cost: $8,000. Filed April 11. Enilda, Morales, Stamford, contractor for self. Re-side an existing single-family residence at 33 Middlebury St., Stamford. Estimated cost: $10,000. Filed between April 9 and April 20. Exceptional Home Improvements LLC, contractor for Christopher Barker. Strip and reroof an existing single-family residence at 11 Little Fox Lane, Norwalk. Estimated cost: $16,368. Filed April 25. Fairfield County Roofing and Siding, Fairfield, contractor for Allison H. Dickens. Strip and reroof an existing single-family residence at 90 Northwood Road, Fairfield. Estimated cost: $11,850. Filed April 17. Fletcher Development LLC, Ridgefield, contractor for David J. Loffredo. Elevate a two-story one-family residence with an elevator shaft at 2115 Fairfield Beach Road, Fairfield. Estimated cost: $1.3 million. Filed April 16. Fletcher Development LLC, Ridgefield, contractor for David J. Loffredo. Elevate a boathouse at 2116 Fairfield Beach Road, Fairfield. Estimated cost: $104,000. Filed April 16. Fletcher Development LLC, Norwalk, contractor for Brian F. Carroll. Demolish the garage on the property of an existing single-family residence at 276 Otter Rock Drive, Greenwich. Estimated cost: $10,000. Filed April 2018. Fletcher Development LLC, Norwalk, contractor for Brian F. Carroll. Demolish an existing single-family residence at 276 Otter Rock Drive, Greenwich. Estimated cost: $100,000. Filed April 2018. Garza, Elcides, Danbury, contractor for self. Remove the deck on an existing single-family residence at 8 Pond Ridge Road, Danbury. Estimated cost: $3,900. Filed April 9. Geissler, James, Shelton, contractor for self. Replace the windows in an existing single-family residence at 7 Wheeler St., Shelton. Estimated cost: $25,106. Filed April 18.

Giuniard, Marie, Norwalk, contractor for self. Add a shower to the bathroom in the half basement of an existing single-family residence at 25 Geneva Road, Norwalk. Estimated cost: $3,000. Filed April 24. Haggerty, Roger W., contractor for Richard H. Walker. Construct an in-ground swimming pool on the property of an existing single-family residence at 2 1/2 Logan Place, Norwalk. Estimated cost: $30,000. Filed April 4. Haydou, Anthony Sandor, Stamford, contractor for self. Remodel the kitchen in an existing single-family residence at 143 Soundview Court, Stamford. Estimated cost: $28,800. Filed between April 9 and April 20. Henry, Lim, Greenwich, contractor for DDZ 1 Greenwich LLC. Install a dock on an existing single-family residence at 155 Cognewaugh Road, Greenwich. Estimated cost: $40,000. Filed April 2018. The Home Depot USA Inc., contractor for Charles M. Zadravec. Replace the windows on an existing single-family residence at 1080 S. Pine Creek, Fairfield. Estimated cost: $6,841. Filed April 18. The Home Depot USA Inc., contractor for Casmer J. Hill and Dianne M. Hill. Replace the windows on an existing single-family residence at 183 Bayberry Road, Fairfield. Estimated cost: $9,355. Filed April 18. The Home Depot USA Inc., contractor for Mary Stockell. Replace the windows on an existing single-family residence at 306 Rakoczy Ave., Fairfield. Estimated cost: $2,304. Filed April 18. Jano Remodeling LLC, contractor for Que La. Replace the shingles on an existing single-family residence at 17 Cousins Road, Stamford. Estimated cost: $7,000. Filed between April 9 and April 20. Kane, Patricia and Gabriel Palmer, Shelton, contractor for self. Remove and replace the windows on an existing single-family residence at 77 Soundridge Road, Shelton. Estimated cost: $6,277. Filed April 19. Kiernan, Robert A., contractor for Linda Strohmeyer. Remodel the bathroom in an existing single-family residence to include the laundry at 3913 Park Ave., Fairfield. Estimated cost: $3,000. Filed April 19. Kloter Farms Inc., Stamford, contractor for Timothy K. Carpenter, et al. Add a shed to the property of an existing single-family residence at 105 Davenport Farm Lane West, Stamford. Estimated cost: $22,000. Filed between April 9 and April 20.

FCBJ

See why we're Fairfield County's leading LOCAL job board! Visit our NEW and ENHANCED site! • Intuitive site design • 100,000+ job seekers per month • Resume database of over 46,000 • Mobile optimized

Visit FairfieldCountyJobs.com or call (203) 595-4262 for more information

MAY 14, 2018

GOOD THINGS Ken Mifflin, Bill Finger and David Rabin.

GREENWICH UNITED WAY ANNUAL GOLF TOURNEY The first public fundraiser for the Greenwich United Way’s Human Services Technology Solutions (HSTS), one of its three new Direct Impact Programs will be its second annual golf tournament, chaired by Mario Forlini and Sergio Forlini, on May 21 at Burning Tree Country Club. The tournament includes green fees, caddy, lunch, gift, giveaways, mulligans, putting contest, on-course games and beverages, silent auction featuring sports memorabilia from Steiner Sports and dinner with a live auction led by comedian, Jane Condon. Foursomes can be bought through the Greenwich United Way website greenwichunitedway.org. “Greenwich United Way Direct Impact Programs are a new way to bring impactful solutions to the community,” said CEO David Rabin. “Our work,” he said, “is backed by valuable research and with tools like the Greenwich United Way’s Community Planning Council Needs Assessment and the relationships we have with our partner agencies, we have an in-depth understanding of the critical needs in our community. These collaborative programs allow us to bring a new level of lasting results to the community.” HSTS was created to help case managers have immediate access to accurate information in real time. The Greenwich United Way is looking to launch this program with its pilot partner the town of Greenwich Department of Human Services in the fall of 2018. Ken Miﬄin, chair of the Greenwich United Way Advisory Board, is leading the fundraising effort for HSTS. Email Jeremy Nappi for tournament sponsorship and underwriting opportunities at jnappi@greenwichunitedway.org.

Jennings beach, Fairfield, day to night © Stephen wilkes.

A DAY IN THE LIFE OF JENNINGS BEACH “Jennings Beach, Fairfield Day to Night” by photographer Stephen Wilkes, is now on view at the Fairfield Museum. Commissioned and donated by the Saft family in memory of former Fairfield Museum board member Marcia Saft, the photograph captures a full magical day on Fairfield’s beach. A limited edition of signed photographic prints are now available exclusively through the Fairfield Museum Shop, which is open daily from 10 a.m. to 4 p.m. “Stephen Wilkes is an internationally renowned photographer who has captured the world’s most iconic sites,” said Michael Jehle, Fairfield

BERCHEM MOSES ADDS THREE ATTORNEYS

HOUSATONIC HABITAT DONATES GOODS TO VETERANS GROUP Housatonic Habitat for Humanity recently launched a program for ongoing donations of household items to Make a Home Foundation (MAHF), a nonprofit group that helps area veterans. The donation to MAHF in Waterbury is part of Housatonic Habitat’s expanded effort to reach out to veterans through local support groups. “We filled one truck and we plan to donate more goods in the months ahead,” said Michelle Barney, ReStore assistant manager. The ReStore, which sells refurbished, restored and gently used household goods, will offer MAHF a range of serviceable items, including furniture, lighting, cabinets, and kitchen and bath products. “We’re very pleased to have this ongoing relationship with Make A Home, and we are exploring other ways to serve our veterans,” said Fran Normann, executive director of Housatonic Habitat for Humanity. Housatonic Habitat contributes to community revitalization in the greater Danbury region by creating homes that can transform a street and neighborhood and add value to the community. For more information about Housatonic Habitat for Humanity, see housatonichabitat.org.

MAY 14, 2018

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Museum executive director. “With Jennings Beach, Fairfield, our town has been elevated to stardom in the art world.” Visitors to the Museum can view the original large-scale photograph in the Fairfield Museum’s Jacky Durrell Meeting Hall through June 3. Wilkes of Westport is known for his “Day to Night” works, in which he shoots breathtaking landscapes, portrayed from a fixed camera angle for up to 30 hours to capture fleeting moments over the course of a full day and night. Several of his other world-renowned photographs are included in the exhibition. For more information, visit Fairfieldhistory.org or call 203-259-1598.

Nicholas R. Bamonte, Edwin D. Colon and Matthew D. Glennon

Berchem Moses PC of Milford and Westport, recently welcomed three attorneys to its staff of 40. The new attorneys are: Nicholas R. Bamonte joins the firm’s Westport office where he practices primarily in the areas of land use and municipal law. He formerly served as staff attorney and later assistant corporation counsel, for the city of Waterbury, where he managed land-use appeals, tax assessment appeals and tax foreclosures. Edwin D. Colon joined the firm’s education law department where he represents boards of education throughout the state of Connecticut. Prior to joining the firm, he served as director of the Immigrant Children’s Justice Project at the Center for Children’s Advocacy, a private nonprofit legal organization affiliated with the University of Connecticut School of Law. Matthew D. Glennon is a new associate in the business services department. His practice focuses on advising private and public clients in complex transactional matters, corporate law, business formation, commercial real estate, land use and zoning and municipal law. Prior to joining the firm, he was an attorney in the corporate transactions group at Bridgewater Associates LP, the world’s largest hedge fund.

HAPPENING

HAAS JOINS IFP

Timothy J. Haas

Integrated Financial Partners (IFP), a registered investment adviser with more than 20 offices across the country, announced that Timothy J. Haas, has joined its Danbury office. Haas partnered with IFP to leverage its client solutions, marketing and planning support, business growth model, and proprietary financial planning tool, Lifetime Income Model. As a co-owner of his family business Haas Insurance Agency, he has helped individuals, families and business owners gain control of their complex financial challenges in order to positively impact their quality of life. Paul Saganey, president of IFP, said, “He has built a strong practice over the years and we look forward to helping him utilize our full-service support model so he can continue to grow his thriving practice.” Haas has served as the president of the Newtown Chamber of Commerce and the Grand Knight of the 270-member Knights of Columbus Council 185 in Newtown. He is also a member of the Sandy Hook Organization for Prosperity.

NEW BOARD LEADERSHIP AT COUNCIL FOR PHILANTHROPY At its March board meeting, the Connecticut Council for Philanthropy (CCP) voted Kathryn Luria of Woodbury, senior vice president of community affairs and director of philanthropy for Webster Bank, as the new board chair to replace outgoing Chair Judith Meyers, president and CEO of Children’s Fund of Connecticut. Joining Luria in CCP’s executive board leadership are Vice Chair Fahd Vahidy of West Hartford, adviser to the Graustein Family Office; and secretary Judith Rozie-Battle of Glastonbury, senior vice president of the Hartford Foundation for Public Giving. Paul Ballasy of Ellington, a partner with CohnReznick LLP, will continue his role as treasurer. “The Connecticut Council for Philanthropy is delighted to have Kathy Luria as our new board chair,” said CCP President Karla Fortunato. “In addition to her years of philanthropic experience, Kathy brings a rich background in higher education and marketing to bear upon her leadership at CCP. “I am deeply honored to be nominated and to serve in this capacity,” Luria said. “With a robust programming arm, CCP serves as a source of best practice and learning, bringing philanthropists together for even greater impact.” CCP also welcomed six newly elected members to the board: Janice L. Elliott of Hamden, executive director of The Melville Charitable Trust; Tiﬀany S. Donelson of West Hartford, vice president of program for Connecticut Health Foundation; Elaine V. Mintz of Redding, vice president of operations for Fairfield County’s Community Foundation; Lauren Patterson of New Canaan, president and CEO of New Canaan Community Foundation; Richard J. Porth of West Hartford, president and CEO of United Way of Connecticut; and Diane Sierpina of Stamford, director of justice initiatives for The Tow Foundation. Founded in 1969, the CCP is the state’s association of grant makers and is committed to promoting and supporting effective philanthropy for the public good. CCP members annually grant more than $1.01 billion from assets of more than $8.4 billion.

NATGEO EXHIBITION AT THE BRUCE The traveling National Geographic exhibition, “National Geographic Photo Ark,” opens at the Bruce Museum in Greenwich on June 2. Featuring the work of National Geographic photographer and Fellow Joel Sartore, the exhibition will be on display until Sept. 2. An ambitious project committed to documenting every species in the world’s zoos and wildlife sanctuaries, the National Geographic Photo Ark is inspiring people not just to care, but also to help protect these animals for future generations. In addition to creating an archival record for generations to come, this project is a hopeful platform for conservation and shines a light on individuals and organizations working to preserve species around the world. National Geographic is showcasing this project through multiple platforms, including the traveling “National Geographic Photo Ark” exhibition organized by the National Geographic Society and Omaha’s Henry Doorly Zoo and Aquarium. The exhibition will highlight more than 50 of Sartore’s most compelling images and provide visitors with the unique opportunity to come face to face with animals from the National Geographic Photo Ark. Sartore has worked in more than 250 zoos, aquariums and animal rescue centers around the world. To date, he has completed intimate portraits of nearly 8,000 species.

MUSIC TO THEIR EARS Fairfield has been honored with the Best Communities for Music Education designation from NAMM Foundation for its outstanding commitment to music education. The NAMM Foundation is a nonprofit supported in part by the National Association of Music Merchants and its approximately 10,300 members around the world. The designation is awarded to districts that demonstrate notable achievement in efforts to provide music access and education to all students. To qualify for the Best Communities designation, Fairfield Public Schools’ Music Department responded to questions about funding, graduation requirements, music-class participation, instruction time, facilities, support for the music program and community music-making programs. Responses were verified with school officials and reviewed by The Music Research Institute at the University of Kansas. This award recognizes that Fairfield is leading the way with learning opportunities as outlined in the “Every Student Succeeds Act” (ESSA). The legislation guides implementation in the states and replaces the No Child Left Behind Act, which was often criticized for an overemphasis on testing while leaving behind subjects such as music. ESSA recommends music and the arts as important elements of a well-rounded education for all children.

From top: Kathryn Luria, Fahd Vahidy, Judith Rozie-Battle, Paul Ballasy, Janice L. Elliott, Tiffany S. Donelson, Elaine V. Mintz, Lauren Patterson, Richard J. Porth and Diane Sierpina

Information for these features has been submitted by the subjects or their delegates.

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MAY 14, 2018

Facts & Figures Kurzatkowski, Amy, Fairfield, contractor for self. Finish the basement with a family room and bathroom in an existing single-family residence at 105 Holiday Road, Fairfield. Estimated cost: $22,000. Filed April 19.

Patterson Club Inc., contractor for Northeast Tent Productions Inc. Add temporary tents to the property of an existing single-family residence for a special event at 1118 Cross Highway, Fairfield. Estimated cost: $1,215. Filed April 19.

RAM Building Group LLC, contractor for BLT 333 Ludlow LLC. Build out the interior of a new office in an existing commercial space at 1 Star Point, Stamford. Estimated cost: $1 million. Filed between April 9 and April 20.

Lagnese, Gloria and Samuel E. Lagnese, Fairfield, contractor for self. Convert the garage bay into a living space at 60 Steep Hill Road, Fairfield. Estimated cost: $2,500. Filed April 18.

Pecora Brothers Inc., Greenwich, contractor for Bryan Wolfsohn. Enclose the area between the garage and house to create a mudroom at 215 Shore Road, Greenwich. Estimated cost: $5,000. Filed April 2018.

Ramos, Elden R., contractor for Grace Evangelical Free Church. Strip and reroof an existing single-family residence at 251 Courtland Ave., Stamford. Estimated cost: $10,370. Filed between April 9 and April 20.

Lake Kenosia Associates LLC, Danbury, contractor for self. Demolish the partitions in an existing commercial space and install new ones at 7 Kenosia Ave., Danbury. Estimated cost: $95,000. Filed April 10.

Pecora Brothers Inc., Greenwich, contractor for Putnam Hill Apartments Inc. Replace the kitchen in an existing single-family residence at Milbank Avenue, Greenwich. Estimated cost: $7,200. Filed April 2018.

Lorusso, Stephen M., contractor for Philip H. Levine and Kathrine M. Levine. Add a rear deck with a side entry to an existing single-family residence at 13 Olmstead Place, Norwalk. Estimated cost: $10,000. Filed April 6. Michale, David A., et al., Stamford, contractor for self. Add a family room, laundry room, master bedroom and master bathroom to an existing single-family residence at 4 Southwest Drive, Stamford. Estimated cost: $70,000. Filed between April 9 and April 20. Minor, Reginald A., Stamford, contractor for Edward F. Ahneman, et al. Install a generator in an existing single-family residence at 892 Riverbank Road, Stamford. Estimated cost: $11,500. Filed between April 9 and April 20. Moore, Virginia, Fairfield, contractor for self. Replace a deck at a single-family residence at 2262 Fairfield Beach Road, Fairfield. Estimated cost: $4,000. Filed April 16. Morley, Barbara F., Danbury, contractor for self. Add siding to the exterior of an existing commercial space at 15 Lower Lake Road, Danbury. Estimated cost: $12,000. Filed April 9. Murphy & Sons Inc., contractor for Joan F. Markey. Strip and reroof an existing single-family residence at 115 Top Gallant Road, Unit 4, Stamford. Estimated cost: $6,000. Filed between April 9 and April 20. Nac Industries Inc., contractor for the city of Danbury. Repair the decks on an existing single-family residence at 21 Spring St., Danbury. Estimated cost: $127,337. Filed April 10. Papageorge, Lucas C., contractor for Susan C. Pugliese. Strip and reroof an existing single-family residence at 200 Highlawn Road, Fairfield. Estimated cost: $7,000. Filed April 19.

MAY 14, 2018

Peralta, Lourdes, Norwalk, contractor for self. Install vinyl siding on an existing single-family residence at 6 Lincoln Ave., Norwalk. Estimated cost: $13,200. Filed April 6. Power Home Remodeling Group, Chester, Pennsylvania, contractor for Bruce E. Parnell and Dawn D. Parnell. Strip and reroof an existing single-family residence at 17 Mountainville Road, Danbury. Estimated cost: $5,749. Filed April 9. Power Home Remodeling Group, Chester, Pennsylvania, contractor for Christopher L. Barnum. Replace the windows on an existing single-family residence at Hawley Road, Danbury. Estimated cost: $5,995. Filed April 11. Power Home Remodeling Group, Chester, Pennsylvania, contractor for Warren C. and Warren E. Georges. Strip and reroof an existing single-family residence at 1 Richmond Ave., Danbury. Estimated cost: $24,467. Filed April 11. Prizio Roofing & Siding Company Inc., contractor for Adrian J. Bethray, et al. Strip and reroof an existing single-family residence at 44 Shelter Rock Road, Stamford. Estimated cost: $12,625. Filed between April 9 and April 20.

Rex Roofing Co. of Stamford Inc., Stamford, contractor for Sharon L. Guinta. Replace the shingles on an existing single-family residence at 36 Crestwood Drive, Stamford. Estimated cost: $12,972. Filed between April 9 and April 20. Rich and John Complete Chimney, contractor for Jonathan A. Olsoff, et al. Replace the fireplace in an existing single-family residence at 51 Mill Brook Road West, Stamford. Estimated cost: $4,000. Filed between April 9 and April 20. Rich and John Complete Chimney, contractor for Judah Love, et al. Install a steel liner in an existing single-family residence at 25 Boxwood Drive, Stamford. Estimated cost: $2,600. Filed between April 9 and April 20. Riebe Construction Co LLC, contractor for Mary J. Schmitt. Remodel the kitchen in an existing single-family residence and relocate the powder room at 893 S. Pine Creek, Fairfield. Estimated cost: $71,899. Filed April 17. Riga LLC, Greenwich, contractor for Eastwood II Condominium A. Strip and reroof an existing single-family residence at 15 Palmer St., Building 1, Greenwich. Estimated cost: $26,000. Filed April 2018. Sasso, Marita K. and Robert F. Kane, Danbury, contractor for self. Renovate the roofing and siding on an existing single-family residence at 21 Wixted Ave., Danbury. Estimated cost: $50,000. Filed April 11.

Prizio Roofing & Siding Company Inc., contractor for Thomas A. Bennett, et al. Strip and reroof an existing single-family residence at 126 New England Drive, Stamford. Estimated cost: $9,500. Filed between April 9 and April 20.

Signarama, Stamford, contractor for Stardust Vending Corp. Add wall letters to an existing commercial space at 206 Richmond Hill Ave., Stamford. Estimated cost: $6,000. Filed between April 9 and April 20.

RMS Construction LLC, Stamford, contractor for RMS Colonial Road LLC. Construct a single-family home unit at 159 Colonial Road, Stamford. Estimated cost: $456,100. Filed between April 9 and April 20.

Signarama, Stamford, contractor for Elmship Associates LLC. Add an exterior sign to an existing commercial space at 561 Elm St., Stamford. Estimated cost: $4,500. Filed between April 9 and April 20.

R Pelton Builders Inc., contractor for Ronan Strain. Add solar panels to the roof of an existing single-family residence at 35 Cynthia Drive, Fairfield. Estimated cost: $14,750. Filed April 18.

Signature Pools Inc., contractor for Anthony Carpentieri and Sherri Carpentieri. Add an in-ground swimming pool to the property of an existing single-family residence at 26 Range Road, Norwalk. Estimated cost: $70,000. Filed April 6.

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Silva, Maria D., contractor for self. Remove a wall in the kitchen in an existing single-family residence at 381 Hemlock Road, Fairfield. Estimated cost: $4,000. Filed April 19. Sky Property Services, Ansonia, contractor for John Flynn. Add new windows to an existing single-family residence at 210 Sheephill Road, Greenwich. Estimated cost: $4,600. Filed April 2018. Southern New England Window, contractor for Steven H. Bodnar. Replace the windows on an existing single-family residence at 450 Center St., Fairfield. Estimated cost: $5,076. Filed April 18. Southern New England Window, contractor for Tyler M. Kurjiaka. Replace the windows on an existing single-family residence at 2062 N. Benson Road, Fairfield. Estimated cost: $52,695. Filed April 18. Southern New England Window, contractor for Michael J. Rembish. Replace the windows on an existing single-family residence at 3425 Park Ave., Fairfield. Estimated cost: $6,552. Filed April 18. Southern New England Window, contractor for Brad Stearns and Rebecca Stearns. Replace the windows on an existing single-family residence at 153 Glen Ridge Road, Fairfield. Estimated cost: $16,330. Filed April 18. Southern New England Window, contractor for Janardan Upadhyaya. Replace the windows on an existing single-family residence at 43 Catherine St., Fairfield. Estimated cost: $4,563. Filed April 18. Sparano, Michael A., contractor for Westway Road LLC. Add a new elevator to an existing single-family residence at 475 Westway Road, Fairfield. Estimated cost: $30,000. Filed April 17. Sparano, Michael A., contractor for Westway Road LLC. Add a new elevator to an existing single-family residence at 477 Westway Road, Fairfield. Estimated cost: $30,000. Filed April 17. Stamford Signs & Graphics, contractor for Athanasios Nanos. Add a sign onto the property of an existing commercial space at 79 Atlantic St., Stamford. Estimated cost: $2,000. Filed between April 9 and April 20. TJ & Sons Inc., Darien, contractor for Danbury Mall LLC. Add a kiosk to the interior of an existing commercial space at 7 Backus Ave. Main, Danbury. Estimated cost: $45,000. Filed April 11. Tri-State Façade Services Inc., contractor for 177 Broad Street Owner LLC. Repair the front of a building façade on an existing commercial space at 177 Broad St., Unit 1, Stamford. Estimated cost: $20,000. Filed between April 9 and April 20.

Vivint Solar Developer LLC, contractor for Vladimir Foster and Lizzy Peijs. Add solar panels to the roof of an existing single-family residence at 54 Beacon St., Norwalk. Estimated cost: $17,864. Filed April 23. Vivint Solar Developer LLC, contractor for Gabriele Dinoto and Dawn V. Dinoto. Add solar panels to the roof of an existing single-family residence at 15 Bettswood Road, Norwalk. Estimated cost: $20,768. Filed April 23. Wendell, Lauren H., Norwalk, contractor for self. Construct a half bathroom in an existing single-family residence at 337 Strawberry Hill Ave., Norwalk. Estimated cost: $5,000. Filed April 3. Zotelo, Rolando and Ramos Olivia, Norwalk, contractor for self. Add a front porch, kitchen and foyer to an existing single-family residence at 16 Camp St., Norwalk. Estimated cost: $120,000. Filed April 27.

COURT CASES The following court cases represent the allegations made by plaintiffs in the initial filings of civil lawsuits, and do not represent legally binding judgments made by the courts.

Bridgeport Superior Court

Air & Liquid Systems Corp., et al., New York, New York. Filed by Joseph Murray and Patricia Murray, Oldsmar, Florida. Plaintiffs’ attorney: Early, Lucarelli, Sweeney & Meisenkothen LLC, New Haven. Action: The plaintiffs have brought this product liability suit against the defendants alleging that Joseph Murray was forced to be exposed to asbestos fibers and materials manufactured by the defendants during the course of his work. The defendants failed to advise the plaintiff of the dangerous characteristics of asbestos and failed to provide a safe working environment for the plaintiff. Patricia Murray is suing for loss of consortium. The plaintiffs seek monetary damages in excess of $15,000, punitive and exemplary charges and such other relief as this court may deem proper. Case no. FBT-CV18-6074000-S. Filed April 26.

Alfa Laval Inc., et al., Richmond, Virginia. Filed by Joseph Murray and Patricia Murray, Oldsmar, Florida. Plaintiffs’ attorney: Early, Lucarelli, Sweeney & Meisenkothen LLC, New Haven. Action: The plaintiffs have brought this product liability suit against the defendants alleging that Joseph Murray was forced to be exposed to asbestos fibers and materials manufactured by the defendants during the course of his work. The defendants failed to advise the plaintiffs of the dangerous characteristics of asbestos and failed to provide a safe working environment for them. Patricia Murray is suing for loss of consortium. The plaintiffs seek monetary damages in excess of $15,000, punitive and exemplary charges and such other relief as this court may deem proper. Case no. FBT-CV18-6073999-S. Filed April 26. Dattco Inc., et al., New Britain. Filed by Vanessa Reid, Bridgeport. Plaintiff’s attorney: Skyers Skyers & Harrell LLC, Bridgeport. Action: The plaintiff has brought this personal injury suit against the defendants alleging that she was hit by a car owned by the defendants and driven by an employee of the defendants during the course of their work. The defendants were allegedly negligent in that they operated their motor vehicle at an unreasonable rate of speed. The plaintiff claims monetary damages in excess of $15,000, exclusive of interests and costs and such other relief as the court deems just and proper. Case no. FBT-CV18-6073839-S. Filed April 23. Geico Indemnity Co., et al., Hartford. Filed by Maria Elena Gonzalez, New Rochelle, New York. Plaintiff’s attorney: The Flood Law Firm LLC, Middletown. Action: The plaintiff has brought this motor vehicle suit against the defendants alleging that she collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that her injuries are the legal responsibilities of her insurance company and related parties, the defendants. The plaintiff claims money damages in excess of $15,000, exclusive of interests and costs and such other relief as in law or equity may apply. Case no. FBT-CV18-6073988-S. Filed April 26. Integon National Insurance Co., et al., Hartford. Filed by Gerson Pierre, Bridgeport. Plaintiff’s attorney: Bradley, Denkovich & Karayiannis PC, Bridgeport. Action: The plaintiff has brought this motor vehicle suit against the defendants alleging that she collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that her injuries are the legal responsibilities of her insurance company and related parties, the defendants. The plaintiff claims money damages in excess of $15,000, exclusive of interests and costs and such other relief as in law or equity may apply. Case no. FBTCV18-6074003-S. Filed April 27.

Facts & Figures LM General Insurance Co., et al., Hartford. Filed by Nahr Nortey and Vida Nortey, Bridgeport. Plaintiff’s attorney: The Rojas Law Firm LLC, Hartford. Action: The plaintiffs have brought this personal injury suit against the defendants alleging that they were hit by a car owned by the defendants and driven by an employee of the defendants during the course of their work. The defendants were allegedly negligent in that they operated their motor vehicle at an unreasonable rate of speed. The plaintiff claims monetary damages in excess of $15,000, exclusive of interests and costs and such other relief as the court deems just and proper. Case no. FBT-CV186074006-S. Filed April 27.

One Commerce Drive LLC, et al., Fairfield. Filed by Pustola & Associates Engineers/Constructors LLC, Naugatuck. Plaintiff’s attorney: Goldberg Segalla LLP, Hartford. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they failed to pay the plaintiff money for construction work completed. The plaintiff has placed a mechanic’s lien of $265,437 on the property, yet has not received any money. The plaintiff claims money damages, court costs, interest, attorney’s fees and such other and additional relief, in law or equity, as the court may deem equitable and just. Case no. FBT-CV18-6073826-S. Filed April 23.

Zinoviev Construction LLC, Brookfield. Filed by All American Waste LLC, Enfield. Plaintiff’s attorney: William G. Reveley & Associates LLC. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for trash services provided. The plaintiff has declared the entire outstanding principal balance of $5,732 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, interest, attorney’s fees, court costs and such other relief as the plaintiff may be entitled to at the time of judgment. Case no. FBT-CV186073905-S. Filed April 25.

Metlife Auto & Home Insurance Agency Inc., Hartford. Filed by Youdeline Augustin, Stratford. Plaintiff’s attorney: Bruce D. Koffsky, Stamford. Action: The plaintiff has brought this motor vehicle suit against the defendant alleging that she collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that her injuries are the legal responsibilities of her insurance company, the defendant. The plaintiff claims money damages in excess of $15,000, exclusive of interests and costs and such other relief as in law or equity may apply. Case no. FBTCV18-6073865-S. Filed April 24.

Progressive Insurance Co., et al., Hartford. Filed by Jacqueline Hernandez, Bridgeport. Plaintiff’s attorney: The Pickel Law Firm LLC, Stamford. Action: The plaintiff has brought this motor vehicle suit against the defendants alleging that she collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that her injuries are the legal responsibilities of her insurance company and related parties, the defendants. The plaintiff claims money damages in excess of $15,000, exclusive of interests and costs and such other relief as in law or equity may apply. Case no. FBT-CV18-6073904-S. Filed April 25.

Danbury Superior Court

Neighborhood Studios of Fairfield County Inc., Bridgeport. Filed by Reynolds & Rowella LLP, Ridgefield. Plaintiff’s attorney: Charles D’O’Hara Jr., Trumbull. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for professional services provided. The plaintiff has declared the entire outstanding principal balance of $19,250 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, interest, court costs, post-judgment interest and such other and further relief as may be necessary and appropriate. Case no. FBT-CV18-6074004-S. Filed April 27. Newman’s Own Inc., Hartford. Filed by FF Supply LLC, New York, New York. Plaintiff’s attorney: Feldman, Perstein & Greene LLC, Farmington. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for goods provided them. The plaintiff allegedly incorrectly paid another credit in an attempt to extinguish their debt. The plaintiff has declared the entire outstanding principal balance of $175,633 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages and court costs. Case no. FBT-CV18-6074015-S. Filed April 27.

Smith & Nephew Inc., Hartford. Filed by John R. DeLeo, Trumbull. Plaintiff’s attorney: Cooper Sevillano LLC, Bridgeport. Action: The plaintiff has brought this product liability suit against the defendant alleging that he underwent hip replacement and had components manufactured by the defendant implanted in him. The plaintiff’s internal tissues became inflamed, causing damages. The defendant failed to properly test its product to insure that it was free from defects. The plaintiff seeks monetary damages in excess of $15,000, punitive and exemplary charges and such other relief as this court may deem proper. Case no. FBT-CV186073841-S. Filed April 23. Underground Builders Inc., Southington. Filed by William Dwan, Bridgeport. Plaintiff’s attorney: Miller, Rosnick, D’Amico, August & Butler PC, Bridgeport. Action: The plaintiff has brought this personal injury suit against the defendant alleging that he was hit by a car owned by the defendant and driven by an employee of the defendant during the course of work. The defendant was allegedly negligent in that the motor vehicle was operated at an unreasonable rate of speed. The plaintiff claims monetary damages in excess of $15,000, exclusive of interests and costs and such other relief as the court deems just and proper. Case no. FBT-CV186073941-S. Filed April 25.

Costco Wholesale Corp., Hartford. Filed by William Chemero, Sherman. Plaintiff’s attorney: Allingham, Readyoff & Henry LLC, New Milford. Action: The plaintiff has brought this personal injury suit against the defendant alleging that he slipped on crushed grapes on a store floor owned by the defendant and sustained injury. This slippery condition was allegedly allowed to exist due to the negligence of the defendant and its employees in that they failed to clean the clean their store. The plaintiff claims monetary damages within the jurisdiction of the court. Case no. DBD-CV18-6026512-S. Filed April 24. Mazzo LLC, et al., Danbury. Filed by Jeffrey W. McKenzie, Newtown. Plaintiff’s attorney: Lynch Law Group LLC. Action: The plaintiff has brought this personal injury suit against the defendants alleging that he slipped on an icy surface owned by the defendants and sustained injury. This icy condition was allegedly allowed to exist due the negligence of the defendants and their employees. The plaintiff claims monetary damages within the jurisdiction of the court. Case no. DBD-CV18-6026557-S. Filed April 26. Peter Schneider Builder-Contractor Inc., Bethel. Filed by Starnet Insurance Co., Manassas, Virginia. Plaintiff’s attorney: Sugarmann & Sugarmann, New Haven. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for a workers’ compensatory policy provided. The plaintiff has declared the entire outstanding principal balance of $46,706 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, court costs, post-judgment interest and such other relief as may be deemed appropriate by the court. Case no. DBD-CV18-6026531-S. Filed April 25.

Soaring Adventures of America Inc., et al., Redding. Filed by Elavon Inc., Knoxville, Tennessee. Plaintiff’s attorney: Jacobs & Rozich LLC, New Haven. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they had failed to make timely payments to the plaintiff for a credit account. The plaintiff has declared the entire outstanding principal balance due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages in excess of $15,000, exclusive of interest and costs. Case no. DBD-CV186026607-S. Filed April 27.

Stamford Superior Court Allstate Insurance Co., Hartford. Filed by Anthony Cruz, Port Chester, New York. Plaintiff’s attorney: The Quinn Law Firm LLC, Milford. Action: The plaintiff has brought this motor vehicle suit against the defendant alleging that he was hit by an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that his injuries are the legal responsibilities of his insurance company, the defendant. The plaintiff claims money damages in excess of $15,000, exclusive of interests and costs and such other relief as in law or equity may apply. Case no. FST-CV18-6036202-S. Filed April 26. DNM Associates LLC, et al., Stamford. Filed by Parvez Gill and Parveen Gill, Stamford. Plaintiffs’ attorney: Law Offices of Ernest Arbizo, Stamford. Action: The plaintiffs have brought this personal injury suit against the defendants alleging that they were hit by a car owned by the defendants and driven by an employee of the defendants during the course of their work. The defendants were allegedly negligent in that they operated their motor vehicle at an unreasonable rate of speed. The plaintiffs claim monetary damages in excess of $15,000, exclusive of interests and costs, and such other relief as the court deems just and proper. Case no. FST-CV186036133-S. Filed April 24. Patio.com, Westport. Filed by Nexstar Broadcasting Inc., Atlanta, Georgia. Plaintiff’s attorney: Brian S. Cantor, Fairfield. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for advertising services provided. The plaintiff has declared the entire outstanding principal balance of $13,775 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, interest, court costs and such other and further relief as this court deems just and fit. Case no. FST-CV18-6036138-S. Filed April 24.

The Hartford Accident and Indemnity Co., Hartford. Filed by Sergio Biagioni, Greenwich. Plaintiff’s attorney: Law Office of Paul L. Brozdowski LLC, Bridgeport. Action: The plaintiff has brought this motor vehicle suit against the defendant alleging that he was hit by an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that his injuries are the legal responsibilities of his insurance company, the defendant. The plaintiff claims money damages in excess of $15,000, exclusive of interests and costs and such other relief as in law or equity may apply. Case no. FST-CV18-6036198-S. Filed April 26. The Related Companies Inc., et al., Hartford. Filed by Alice Moise, Stamford. Plaintiff’s attorney: Goldstein & Peck PC, Bridgeport. Action: The plaintiff has brought this personal injury suit against the defendants alleging that she slipped on a watery puddle in a lobby owned by the defendants and sustained injury. This slippery condition was allegedly allowed to exist due to the negligence of the defendants and their employees in that they permitted the water to accumulate on their premises. The plaintiff claims monetary damages in excess of $15,000, exclusive of interest and costs. Case no. FST-CV18-6036111-S. Filed April 23.

Discount Power Inc., Bridgeport. Filed by Stewart Abramson. Plaintiff’s attorney: Action: Carmody Torrance Sandak & Hennessey LLP, N.H. The plaintiff has brought this telecom suit against the defendant alleging that it placed robocalls to the plaintiff’s phone using an automatic dialer in order to sell energy services. The plaintiff claims this case to be certified as a class action, injunctive relief, attorney’s fees, costs and such other and further relief as may be justified in law or equity. Case no. 3:18-cv-00728-SRU. Filed April 27. Providence Install LLC, New Haven. Filed by the trustees of The Sheet Metal Worker’s Local No. 40 Health Fund, et al., Rocky Hill. Plaintiffs’ attorney: Robert M. Chevarie & Associates PC, Hartford. Action: The plaintiffs have brought this employee benefit suit against the defendant alleging that it failed to make full payments to the funds per hour worked by each employee pursuant to the collective bargaining agreement, causing damages. The plaintiffs claim $25,000 in monetary damages, double interest, liquidated damages, attorney’s fees, costs and such other and further relief as may be justified in law or equity. Case no. 3:18-cv-00698-WWE. Filed April 23.

DEEDS COMMITTEE DEEDS

Federal District Court Aetna Life Insurance Co., Uniondale, New York. Filed by Kathleen Dalton. Plaintiff’s attorney: Tucker & Cudin PC, St. Petersburg, Florida. Action: The plaintiff has brought this employee benefit suit against the defendant alleging that it denied the plaintiff long-term disability benefits. The defendant allegedly did not have the discretion to deny the benefits, breaching contract. The plaintiff claims $171,000 in monetary damages, interest, attorney’s fees, costs and such other and further relief as may be justified in law or equity. Case no. 3:18-cv-00714-MPS. Filed April 25. Corelogic Rental Property Solutions LLC. Filed by Connecticut Fair Housing Center, et al. Plaintiffs’ attorney: Connecticut Fair Housing Center Inc., Hartford. Action: The plaintiff has brought this housing discrimination suit against the defendant alleging that it disproportionally discriminates against Latino and African-Americans using criminal records to screen potential tenants. This screening process allegedly does not weigh the age and severity of the crime and can not be disputed. The plaintiff claims an enjoinment of the defendants preventing them from continuing to infringe, compensatory damages, punitive damages, actual damages, statutory damages, attorney’s fees, cost and such other and further relief as may be justified in law or equity. Case no. 3:18-cv-00705-VLB. Filed April 24.

FCBJ

Komarowski, George and Robert A. Mauborgne, Stratford. Appointed committee: Donal C. Collimore, Stratford. Property: 60 Ferry Court, Unit 60L, Stratford. Amount: $95,000. Docket no. FBT-CV156052501-S. Filed April 13. Lynch, Daniel M., et al., Trumbull. Appointed committee: Richard A. Cerrato, Bridgeport. Property: 163 Beechwood Ave., Trumbull. Amount: $386,000. Docket no. FBTCV-15-6047655-S. Filed April 12. Zukowski, Josephine, et al., Stratford. Appointed committee: Brian D. Kaschel, Stratford. Property: 1401 South Ave., Stratford. Amount: $100,000. Docket no. FBTCV16-6059924-S. Filed April 10.

COMMERCIAL 23 Sachem LLC, Norwalk. Seller: Pasquale Pascarella and Megan Pascarella, Atlanta, Georgia. Property: 23 Sachem St., Norwalk. Amount: $10. Filed April 26. 915 Bridgeport Ave LLC, Shelton. Seller: 900 Shelton Plaza Associates Partnership, Tuckahoe, New York. Property: 897-915 Bridgeport Ave., Shelton. Amount: $1.5 million. Filed April 9.

MAY 14, 2018

Facts & Figures Five Mile Partners LLC, Norwalk. Seller: Steven J. Bloom, Norwalk. Property: 81 Rowayton Ave., Norwalk. Amount: $125,000. Filed April 9.

The Rose Russo Living Trust, Westport. Seller: Peter Nisenson and Megan Nisenson, Westport. Property: 36 Clinton Ave., Westport. Amount: $870,000. Filed April 13.

Betancourt, Viviana and Thayer Swallen, Stamford. Seller: Lewis H. Chimes, Stamford. Property: 163 Ocean Drive East, Stamford. Amount: $801,000. Filed April 11.

Four Juniper LLC, Mobile, Alabama. Seller: Douglas M. Loutit and Jada C. Loutit, Norwalk. Property: Lot 59, Map 591, Norwalk. Amount: $1.9 million. Filed April 13.

The Secretary of Housing and Urban Development, Oklahoma City, Oklahoma. Seller: Wells Fargo Bank NA, Frederick, Maryland. Property: 308 Colonese Road, Fairfield. Amount: $10. Filed April 16.

Blackman, Richard J., Stamford. Seller: Melissa A. M. Harris, Stamford. Property: Lots 24 and 25, Map 875, Stamford. Amount: $426,857. Filed April 18.

Franke Luc LLC, Norwalk. Seller: Carmine Renzulli, Norwalk. Property: Unit 4 of Brick Walk Condominiums, Norwalk. Amount: $320,000. Filed April 11. Jackâ&#x20AC;&#x2122;s Shack LLC, Port Chester, New York. Seller: Tam Nguyen, Stamford. Property: 300 Broad St., Unit 101, Stamford. Amount: $250,000. Filed April 16. K2 Realty LLC, Naugatuck. Seller: Secretary of Housing and Urban Development, Washington, D.C. Property: 110 Pearl Harbor St., Bridgeport. Amount: $87,500. Filed April 16. Kingston Kafe LLC, Stratford. Seller: Charlie Jim Chung and Susan Hie Chung, Stratford. Property: 750 Barnum Avenue Cutoff, Stratford. Amount: $600,000. Filed April 13. Lingenholdings LLC, Weston. Seller: Michael D. Lingenheld, Weston. Property: 15 West View Common, Norwalk. Amount: $500,000. Filed April 12. PAL Properties LLC, Wolcott. Seller: Timothy McElligott and Linda McElligott, Shelton. Property: 30 White St., Shelton. Amount: $5,000. Filed April 13. Platinum Rental Services LLC, Bridgeport. Seller: Martin A. Pizighelli II, Bridgeport. Property: Unit 4109 of The Lofts on Lafayette Condominium, Bridgeport. For no consideration paid. Filed April 17. RPL Real Estate LLC, New Haven. Seller: Janet B. Lewis, Tokyo, Japan. Property: Parcel A, Map 13392, Norwalk. Amount: $200,000. Filed April 13. Secretary of Housing and Urban Development, Oklahoma City, Oklahoma. Seller: U.S. Bank NA, Owensboro, Kentucky. Property: 12 Scuppo Road, Unit 16E7, Danbury. For an unknown amount paid. Filed April 12. Secretary of Housing and Urban Development, Oklahoma City, Oklahoma. Seller: Nationstar Mortgage LLC, Coppell, Texas. Property: 225 Garibaldi Ave., Stratford. For an unknown amount paid. Filed April 13. The Newtown Forest Association Inc., Newtown. Seller: GRC Construction LLC, Newtown. Property: Beaver Dam Road, Platts Hill Road and Palestine Road, Newtown. For an unknown amount paid. Filed April 11.

MAY 14, 2018

Valdemar LLC, Norwalk. Seller: Joseph P. Gilbertie, Norwalk. Property: Lot 31, Map 203, Norwalk. Amount: $300,000. Filed April 25.

RESIDENTIAL Afonso, Joaquina, Shelton. Seller: Inzero Realty LLC, Shelton. Property: 331 Aspetuck Village, Shelton. Amount: $320,000. Filed April 4. Ashford, Susan and Timothy C. Ashford, West Chester, Pennsylvania. Seller: Twin Circle LLC, Westport. Property: 31 Westfair Drive, Westport. Amount: $1.7 million. Filed April 12. Bacchus, Sheik I. and Yogita Telhu, Bronx, New York. Seller: Sujay Nelson, Norwalk. Property: 17 Glenrock St., Unit 17, Norwalk. Amount: $314,000. Filed April 11. Badalian, Lora and Ernest Badalian, Stamford. Seller: David P. Pribish and Frances A. Pribish, Stamford. Property: 26 Weed Hill Ave., Unit 28, Stamford. Amount: $306,000. Filed April 16. Bailey, Jessica and Brian Bailey, Norwalk. Seller: Melinda Sue Laughon, Maple Plain, Minnesota. Property: 15 Pine Point Road, Unit 152, Norwalk. Amount: $90,000. Filed April 11. Baker-Blank, Shaheerah, Bridgeport. Seller: Secretary of Housing and Urban Development, Washington, D.C. Property: 63 Goddard Ave., Bridgeport. Amount: $45,000. Filed April 16. Bass, Millie and Roger Bass, North Salem, New York. Seller: Edward G. Martinez and Stephanie Martinez, Newtown. Property: 182 Brushy Hill Road, Newtown. Amount: $477,500. Filed April 12. Beitel, Raub Grainger, Newtown. Seller: Frederick M. Perkins and Marybeth Horowitz, Nassau, New York. Property: 22 Plumtrees Road, Newtown. Amount: $300,000. Filed April 13. Benvenuti, Lauren N. and Alberto S. Benvenuti, Stratford. Seller: Amy H. Glad, Stratford. Property: 38 Marchant Road, Stratford. Amount: $319,500. Filed April 13. Bernardo, Christine M., Stamford. Seller: Davies-Opara LLC, Stamford. Property: 27 Northill St., Unit 3W, Stamford. Amount: $149,900. Filed April 17.

FCBJ

Blais, Denise M., Danbury. Seller: Anne C. Carroll, Flower Mound, Texas. Property: 32 Crows Nest Lane, Unit 7, Danbury. Amount: $257,000. Filed April 9. Bonheim, Emily Hope and Sean Vincent Caviston, Easton. Seller: Carlos Dealmeida and Jennifer A. Jones, Newtown. Property: Lot 4, Map 2461, Newtown. Amount: $265,000. Filed April 9. Borja, Kenneth, Stamford. Seller: Teresa Choi Fan Chan, Suwanee, Georgia. Property: 850 E. Main St., Unit 318, Stamford. Amount: $370,000. Filed April 16. Buchsbaum, Benjamin, Norwalk. Seller: Carol M. Mata, Norwalk. Property: 42 S. Main St., Unit 201, Norwalk. Amount: $199,000. Filed April 24. Calderon, Mayra and Oliver P. Alfaro, Norwalk. Seller: Judith L. Malin, Trumbull. Property: 90 Williams Road, Trumbull. Amount: $310,000. Filed April 12. Carver, Kate and Kyle Carver, New York, New York. Seller: Cynthia G. Raney, Fairfield. Property: 232 Pemburn Drive, Fairfield. Amount: $615,000. Filed April 12. Catland, James, Norwalk. Seller: Cornelius C. Perkins Jr. and Nicola C. Perkins, Charlotte, North Carolina. Property: 156 N. Seir Hill Road, Norwalk. Amount: $610,000. Filed April 9. Chessin, Anne C. and Michael A. Susol, Fairfield. Seller: John E. Healy and Kathleen O. Healy, Fairfield. Property: 454 Toilsome Hill Road, Fairfield. Amount: $630,000. Filed April 13. Chiu, Simon and Sai Chan, Wilton. Seller: James J. Hoverman, Apple Valley, Minnesota. Property: 444 Bedford St., Unit 1R, Stamford. Amount: $241,000. Filed April 10. Cho, Nanna K. and Mark J. Ransom, Hartford. Seller: Barrett R. Boston and Abigail S. Boston, Alamo, California. Property: 11 Tamarac Road, Westport. Amount: $1.3 million. Filed April 11. Chu, Shin Tsai, Johnson Chu and Christopher Kyle Chu, Norwalk. Seller: Linda A. Greco and Karen E. Grant, Norwalk. Property: 12 Mohawk Drive, Norwalk. Amount: $504,000. Filed April 11.

Contreras, Maria E. and Ignacio Contreras, New Rochelle, New York. Seller: Victoria Treglia, Norwalk. Property: 34 Harriet St., Norwalk. Amount: $425,000. Filed April 10. Coombs, Tikim D. and Jasmine L. Williams, Norwalk. Seller: Robert Vance and Chunling Vance, Norwalk. Property: Parcel A-1B, Map 8513, Norwalk. Amount: $510,000. Filed April 10. Cortes, Ramonita, Bethel. Seller: Wilmington Savings Fund Society, Bethel. Property: 6 Eagle Rock Hill, Bethel. Amount: $170,000. Filed April 12. Coutermash, Kara Medalis, Shelton. Seller: Ronald Fitzsimons, Trumbull. Property: 8 Queen St., Shelton. Amount: $285,000. Filed April 2. Cramer, Catherine and Philip Anthony Cramer, Newtown. Seller: Philip A. Cramer, Newtown. Property: 115 Hanover Road, Newtown. Amount: $10. Filed April 12. Depreta, Nicla and Dillon Zaro, Stamford. Seller: Thomas D. Albero and Anthony S. Albero, Darien. Property: 28 Quintard Terrace, Stamford. Amount: $470,000. Filed April 17. Dias, Custodia and Manuel Dias, Bridgeport. Seller: Antonio C. Alves and Maria F. Alves, Shelton. Property: 67 Nicholdale Road, Shelton. Amount: $379,000. Filed April 4. Diaz, Janet and Marcus Diaz, Pelham, N.Y. Seller: Sreepad Kanchanavally and Kranthi Marupaka, Coppell, Texas. Property: 36 Cerretta St., Unit 24, Stamford. Amount: $330,000. Filed April 19.

Feder, Jane DiFabbio and Jason Feder, Norwalk. Seller: Bradley C. Weaver, Norwalk. Property: 10 Ledgewood Drive, Norwalk. Amount: $540,000. Filed April 9. Fitzpatrick, Lisa M. and Brian M. Fitzpatrick, Norwalk. Seller: Steve Trygg, Ann Maria, Florida. Property: 119 Gregory Blvd., Unit 30, Norwalk. Amount: $565,000. Filed April 11. Fontana, Lauren, Shelton. Seller: 12 Capitol Drive LLC, Fairfield. Property: 12 Capitol Drive, Shelton. Amount: $390,000. Filed April 9. Galli, Marcello A., New Rochelle, N.ew York. Seller: Alan J. Nadelson, Danbury. Property: 11 Mannions Lane, Unit 14, Danbury. Amount: $210,000. Filed April 10. Garcia, Frances and Jorge Garcia, Shelton. Seller: Wesley F. Gerwien and Barbara Gerwein, Shelton. Property: Lot 10, Map of Booth Hill Estates, Shelton. Amount: $342,500. Filed April 9. Garcia, Sarah A. Rendon and Jorge A. Garcia, Somerville, Massachusetts. Seller: Oliver S. Bloch, Norwalk. Property: 14 Hazel St., Norwalk. Amount: $493,500. Filed April 9. Giammarco, Kerry M. and Matthew J. Giammarco, Trumbull. Seller: Heiko Bosler, Milford. Property: 271 Church Hill Road, Trumbull. Amount: $390,000. Filed April 13. Gilchrist, Sheri Taylor, Westport. Seller: Dino Michetti, Westport. Property: 3 Pheasant Lane, Westport. Amount: $2 million. Filed April 10.

Guerrero, Edna P. and Fausto Mieres, Stamford. Seller: Charlotte Agonis and Chester Agonis, Stamford. Property: 15 Cowing Terrace, Stamford. Amount: $405,000. Filed April 19. Halkiopoulos, Apostolos, Shelton. Seller: George A. Sender and Mary Ann Sender, Shelton. Property: 83 Perry Hill Road, Shelton. Amount: $330,000. Filed April 2. Hayes, Tashinika and Thomas W. Hayes Sr., Shelton. Seller: Rebecca Lea Zwally and James P. Zwally, Shelton. Property: 12 Angell Ave., Shelton. Amount: $280,000. Filed April 11. Hudson, Megan W. and Paul L. Hudson III, Norwalk. Seller: Michael Rodell and Dorothy E. Rodell, New Canaan. Property: Unit 251 of Roton Point Association, Norwalk. For an unknown amount paid. Filed April 13. Hunter, Kadian C., Stratford. Seller: LGK Properties LLC, Stratford. Property: Unit 6 in Hamilton Condominiums, Stratford. Amount: $242,900. Filed April 12. Hutter, Evelyn and Martin Hutter, Darien. Seller: Donald Floyd McKee, Saint Augustine, Florida. Property: 15 Pine Point Road, Unit 369, Norwalk. Amount: $92,750. Filed April 9. Hynds, Nicole Lynn and Ashton C. Galya, Stamford. Seller: Karen T. Smith, Stamford. Property: 43 Arlington Road, Stamford. Amount: $580,000. Filed April 12. Iregui, Maria Ines, Bridgeport. Seller: Federal National Mortgage Association, Dallas, Texas. Property: 1039-1041 Hancock Ave., Bridgeport. Amount: $136,918. Filed April 19.

Diaz, Wendy, Stamford. Seller: Barbara Howard, Norwalk. Property: 2 Spring Hill Ave., Unit 2, Norwalk. Amount: $297,000. Filed April 10.

Goddard, Kelly and Brian Goddard, Norwalk. Seller: Larry Langhorn and Terri G. Langhorn, Norwalk. Property: Lot 7, Map 6962, Norwalk. Amount: $520,000. Filed April 10.

Donoso, Paolo R., Diego R. Donoso and Pedro J. Donoso, Monroe. Seller: Graham D. Fyffe and Kimberly S. Fyffe, Prescott, Ariz. Property: 3 Valley Court, Bethel. Amount: $435,000. Filed April 13.

Gomes, Natavidade V. and Luis M. Gomes, Trumbull. Seller: Bernard St. George and Marie St. George, Shelton. Property: 8 Kent Court, Shelton. Amount: $300,000. Filed April 6.

Edelman, Rebecca and Christopher Oâ&#x20AC;&#x2122;Donnell, Greenwich. Seller: Rui Correia and Dana Correia, Stamford. Property: 5 Cherry Hill Road, Stamford. Amount: $1.1 million. Filed April 20.

Goone, Cheree and Aaron Goone, Norwalk. Seller: Louis S. Dhanraj and Laurie S. Dhanraj, Norwalk. Property: 80 Devils Garden Road, Norwalk. Amount: $497,500. Filed April 16.

Erni, Caroline and Maxwell B. Erni, Norwalk. Seller: Kenneth R. Schweizer, Norwalk. Property: 25 Grand St., Unit 229, Norwalk. Amount: $205,000. Filed April 13.

Green, Emily L. and Jonathan L. Green, Fairfield. Seller: Margaret M. Carlson, Mary Ann C. Snyder, Robert S. Carlson and John J. Carlson, Fairfield. Property: 1658 Stratfield Road, Fairfield. Amount: $335,500. Filed April 18.

Klaber, Adam, Greenwich. Seller: Barrington Homes 282 LLC, Westport. Property: Lots 47 and 49, Map 99 and Lot 51, Map 4803, Westport. Amount: $2.8 million. Filed April 13.

Grudetski, Pamela L., Milford. Seller: John Henry, Shelton. Property: 80 Country Walk, Shelton. Amount: $217,500. Filed April 11.

Krauss, Kira and Robert A. Krauss, Greenwich. Seller: William K. Hart and Stacey S. Hart, Trumbull. Property: 56 Golden Hill St., Trumbull. Amount: $435,000. Filed April 13.

Fagan, Kelly and Chad Sipkin, Brooklyn, New York. Seller: Lori A. Meinke, Weston. Property: 15 Dogwood Lane, Westport. Amount: $1.6 million. Filed April 13.

Jahan, Israt and Tanzina Tarin, Newtown. Seller: Maureen A. Meere, Middletown, New York. Property: 14 South St., Unit 58, Danbury. Amount: $225,000. Filed April 11. Jarusinsky, James, Trumbull. Seller: Deutsche Bank National Trust Co., Salt Lake City, Utah. Property: 405 Pitkin Hollow, Unit 405, Trumbull. Amount: $145,000. Filed April 13. Kelting, Emily, Norwalk. Seller: Michael Marley and Ann Marley, Norwalk. Property: Lot 14, Map 135, Norwalk. Amount: $535,000. Filed April 20.

Facts & Figures Krediet, Caroline and Rudolph Krediet, Norwalk. Seller: 2 Woodland Road LLC, Norwalk. Property: Map 13121, Norwalk. Amount: $4 million. Filed April 17.

Moraes, Amanda C. and Fabiano Dias, Bridgeport. Seller: Jean-Marc Alling and Jessica O. Yu, Shelton. Property: 31 Bartlett Lane, Shelton. Amount: $472,000. Filed April 10.

Pauta, Ximena and Jorge G. Pauta, Bridgeport. Seller: Gloria Fazio, Bridgeport. Property: 170 Holroyd St., Bridgeport. Amount: $180,500. Filed April 17.

Salvio, Frank, Fairfield. Seller: Joseph Carfagno and Mary Carfagno, Fairfield. Property: 2082 Stratfield Road, Fairfield. Amount: $280,000. Filed April 13.

Velazquez, Victoria A., Shelton. Seller: Edward J. Ziembroski and Natalie M. Ziembroski, Shelton. Property: 33 Rolling Ridge Road, Shelton. Amount: $364,000. Filed April 4.

Byrd, Curtis, et al. Creditor: U.S. Bank NA, Irvine, California. Property: 73-75-77 Clifford St., Bridgeport. Delinquent common charges. Filed April 17.

Labella, Victoria Carri, White Plains, New York. Seller: Kevin G. Smith and Gilza Castilho Smith, Norwalk. Property: 81 Wolfpit Ave., Unit D3, Norwalk. Amount: $365,000. Filed April 16.

Murillo, Tania Elizabeth Ordonez and Henry A. Leon Reinoso, Danbury. Seller: Vicente Valverde and Jose Valverde, Danbury. Property: 11-13 Comstock St., Danbury. Amount: $200,000. Filed April 9.

Perry, Haley G. and Christopher M. Perry, Newtown. Seller: Arsalan Naderi, Newtown. Property: 20 Serene Way, Newtown. Amount: $65,000. Filed April 11.

Schoen, Patricia, Darien. Seller: William R. Redner and Dianne E. Redner, Stamford. Property: 1 Joâ&#x20AC;&#x2122;s Barn Way, Norwalk. Amount: $1.3 million. Filed April 16.

Verma, Gunjan and Sachin Verma, Charlton, Massachusetts. Seller: Teresa M. Guaragno, Newtown. Property: 19 Kent Road, Newtown. Amount: $630,000. Filed April 12.

FTS Holdings LLC, Creditor: town of Stratford. Property: 430 Sniffens Lane, Stratford. Delinquent real estate taxes. Filed April 13.

Pizzo, Megan, Trumbull. Seller: Ravi Madanlai Sharma and Manjula Ravi Sharma, Trumbull. Property: 804 Woodland Hills Drive, Trumbull. Amount: $336,752. Filed April 11.

Schoenherr, Faye and Daniel Schoenherr, Westport. Seller: Marie E. Coppotelli, Westport. Property: Lot 53, Map 6338, Westport. Amount: $880,000. Filed April 10.

Vincent, Leslie E. and Jay W. Vincent, Norwalk. Seller: Francis J. Waters, Wilton. Property: 5 Weather Bell Drive, Norwalk. Amount: $370,000. Filed April 10.

Stephens, Lynn M. and William J. Stephens, Ridgefield Park, New Jersey. Seller: John Paul Cimina and Claire C. Cimina, Trumbull. Property: 36 Francis St., Trumbull. Amount: $472,000. Filed April 12.

Vongsinthon, Viyada and Richard Courville, Norwalk. Seller: Timothy Richard Grainger and Gabrielle Grainger Shippen, Bethel. Property: 6 Tod Road, Norwalk. Amount: $310,000. Filed April 12.

Sterling, Myrna and Rupert Dennisser, Stamford. Seller: Jozef Hlywa and Stefania Hlywa, Norwalk. Property: 18 Rockmeadow Road, Norwalk. Amount: $566,000. Filed April 19.

Vu, Hoa Nguyen and Hoang Vu, Danbury. Seller: Peter Landsberger, Ridgefield. Property: 5A Old Shelter Rock Road, Danbury. Amount: $305,000. Filed April 11.

Lenkeit, Carl, Guilford. Seller: LPP Mortgage Inc., Plano, Texas. Property: 140 Abram St., Stratford. Amount: $175,000. Filed April 10. Levtchenko, Jennifer and Michael Levtchenko, Westport. Seller: Elizabeth Reisman, Westport. Property: 5 Woods Grove Road, Westport. Amount: $690,000. Filed April 12. Liberatore, Kevin, Norwalk. Seller: AWS&S Properties LLC, Greenwich. Property: Map 2721, Norwalk. Amount: $1 million. Filed April 13. Lionetti, Nicola, Stamford. Seller: Ana Granda, Stamford. Property: 143 Seaside Ave., Units 1, 2, 3, 4 and 5, Stamford. Amount: $840,000. Filed April 20. Luo, Donghong and Xiong Mo, Bridgeport. Seller: Francis T. Dempsey and Jacquelyn A. Dempsey, Trumbull. Property: 42 Lakewood Drive, Trumbull. Amount: $370,000. Filed April 9. Mancuso, Aida and Paolo Mancuso, Stamford. Seller: Josey Balcastro and Marie Balcastro, Stratford. Property: 45-47 McQuillan St., Stratford. Amount: $335,000. Filed April 10. Marchenko, Cameron and Dmitriy Marchenko, Stratford. Seller: Ward Street LLC, Shelton. Property: 95 Ward St., Stratford. Amount: $397,000. Filed April 13. McEntee, Jillian and John R. McEntee, Brewster, New York. Seller: William Ditullio and Wayne A. Skelly, New Fairfield. Property: 1 Barn Brook Drive, New Fairfield. Amount: $729,900. Filed April 12. McKeon, Rachel B. and Samuel A. Gedymin, Danbury. Seller: Steven A. Niezgorski and Jennifer E. Morse-Niezgorski, Danbury. Property: 37 Alan Road, Danbury. Amount: $200,000. Filed April 10.

Murray, Joanna Ewa and Edmond Francis Murray III, Stamford. Seller: Diane McNulty and James J. McNulty, Bridgewater. Property: 170 Van Rensselaer Ave., Stamford. Amount: $1 million. Filed April 17. Mushkolaj, Mentor, Frasher Mushkolaj, Vebi Mushkolaj and Nuhi Mushkolaj, New Fairfield. Seller: Sherry A. Bennett and Robert J. Bennett, New Fairfield. Property: 7 Madeline Drive, New Fairfield. Amount: $762,000. Filed April 3. Navas, Doris R. Cali and Edison J. Leon-Rodriguez, Danbury. Seller: Tino Marcal, Danbury. Property: 40 Beckerle St., Danbury. Amount: $250,000. Filed April 9. Nguyen, Benson, Bethel. Seller: U.S. Bank NA, Salt Lake City, Utah. Property: 17 Henry St., Bethel. Amount: $244,000. Filed April 13. Nitsche, Bernadette and Erskine Fonville, Bridgeport. Seller: AJS Construction LLC, Bridgeport. Property: 310 Willow St., Bridgeport. Amount: $115,000. Filed April 16. Nolan, Douglas J., Monroe. Seller: Theodore E. St. Amand, Shelton. Property: Lot 30, Pine Rock Road, Shelton. Amount: $195,000. Filed April 2. Oâ&#x20AC;&#x2122;Brien, James S., Westport. Seller: Andrea Favaretto Rubelli, Norwalk. Property: 15 Hills Lane, Unit 15, Norwalk. Amount: $330,000. Filed April 12. Ondy, Alexander, Milford. Seller: Christopher M. Catalano, Stratford. Property: Unit 12B of California Condominium, Stratford. Amount: $85,000. Filed April 11. Paltz, Kristen, Westport. Seller: Susan A. Issler, Westport. Property: 162 Regents Park, Westport. Amount: $825,000. Filed April 10.

Minkowitz, Sheldon, Norwalk. Seller: Fyber Properties 365 LLC, Westport. Property: US Route 1, Norwalk. Amount: $64,000. Filed April 12.

Pappas, Evangelos, Watertown. Seller: Eugene T. Miller, Trumbull. Property: 16 Channing Road, Trumbull. Amount: $275,000. Filed April 16.

Miron, James, Shelton. Seller: Susan A. Felis, Wilton. Property: Unit 171 of Sunwood Condominium, Shelton. Amount: $245,000. Filed April 3.

Patten, Gregory K. Van, Bridgeport. Seller: BCZ Homes LLC, Stamford. Property: 150 Pinewood Trail, Trumbull. Amount: $430,000. Filed April 13.

Podpolucha, Alexander J., Shelton. Seller: Jason J. Pinheiro and Akiko Hamano, Shelton. Property: 9 Country Place, Shelton. Amount: $227,000. Filed April 3. Post, Madeline L., Norwalk. Seller: Meredith Post, Norwalk. Property: 24 Wayfaring Road, Norwalk. Amount: $525,000. Filed April 16. Pritchard, Jeff, Newtown. Seller: MTGLQ Investors LP, Newtown. Property: Lot 2, Map 3832, Newtown. For an unknown amount paid. Filed April 11. Rafferty, Kevin Donald, Southbury. Seller: W. Virginia Petrucelli, Clermont, Florida. Property: 1904 Eaton Court, Unit 1904, Danbury. Amount: $294,000. Filed April 10. Ramos, Ruby C. and Jose R. Ramos, Shelton. Seller: Darby Builders LLC, Southbury. Property: Lot 2, Map 4610, Shelton. Amount: $685,000. Filed April 6. Rapko, Lee, Norwalk. Seller: Robert Siano, Norwalk. Property: Unit F4 of Winnipauk Village Condominium, Norwalk. Amount: $315,000. Filed April 16. Robinson, Anthony, Stratford. Seller: Joseph J. Zocco and Tricia Zocco, Stratford. Property: 345 Bunnyview Drive, Stratford. Amount: $300,000. Filed April 12. Robinson, Heather A. and Thomas R. Robinson, Norwalk. Seller: William R. Benoit and Katherine Makes, Fairfield. Property: 80 Fieldcrest Drive, Fairfield. Amount: $459,900. Filed April 16. Rodriguez, Robert, Fairfield. Seller: Chad Southerland and Vincent Southerland, Bridgeport. Property: 91 Rowsley St., Unit 5, Bridgeport. Amount: $65,000. Filed April 16. Royal, D., West Palm Beach, Florida. Seller: Deutsche Bank National Trust Co., West Palm Beach, Florida. Property: 93 Ridgewood Condominium, Building 5, Danbury. Amount: $82,675. Filed April 10. Rubano, Catherine, Bridgeport. Seller: Jessica Leati, Henderson, Nevada. Property: 65 Ellsworth St., Bridgeport. Amount: $104,900. Filed April 19.

Strauss, Jaclyn S. and Alex M. Strauss, Stamford. Seller: Brendon Herrick, Stamford. Property: 18 Oenoke Place, Unit 6, Stamford. Amount: $375,000. Filed April 10. Sullivan, Lindsay and Brian Sullivan, Bridgeport. Seller: Patrick Keenan, Trumbull. Property: 103 Crown St., Trumbull. Amount: $395,000. Filed April 10. Sun, Ji and Xi Wang, Trumbull. Seller: Wilmington Savings Fund Society, Wilmington, Delaware. Property: 55 Fox Road, Trumbull. Amount: $422,500. Filed April 11. Surace, Erika and Stephen A. Surace, Norwalk. Seller: Tony Hajian, Norwalk. Property: 3 Mohackemo Drive, Norwalk. Amount: $687,000. Filed April 9. Szast, Maggie and John P. Kowalczyk, Stamford. Seller: Shane M. Murphy and Annemarie Infantino Murphy, Trumbull. Property: 59 Crocus Lane, Trumbull. Amount: $395,000. Filed April 9. Talreja, Rekha and Sachin Talreja, Danbury. Seller: Rich Rob Associates LLC, Danbury. Property: 36 Mill Plain Road, Suite 310, Danbury. Amount: $117,000. Filed April 12. Tournas, Dimitrios, Stamford. Seller: William C. Druehl III and Vickie A. Druehl, Stamford. Property: 19 Rippowam Road, Stamford. Amount: $580,000. Filed April 11. Ulmer, Marcia and David Ulmer, Norwalk. Seller: Vincent W. Montesano and Bessie A. Montesano, New Fairfield. Property: 35 Sail Harbour Drive, New Fairfield. Amount: $2.2 million. Filed April 10.

Wagner, Melissa, Norwalk. Seller: Oladele O. Ogunsuyi, Norwalk. Property: 59 Rowayton Woods Drive, Unit 83, Norwalk. Amount: $263,000. Filed April 17. Wang, Linda Kane, Trumbull. Seller: Nathan Wang, Trumbull. Property: 14 Old Tree Farm, Trumbull. For no consideration paid. Filed April 12. West, Charlotta C. and Michael L. West, Darien. Seller: Giovanni Valiente and Melissa Valiente, Norwalk. Property: 7 Sunwich Road, Norwalk. Amount: $1.6 million. Filed April 24. Wolk, Kayla Rose and Emily Theresa Bartz, Bridgeport. Seller: 5 Star Holdings LLC, Bridgeport. Property: 158 Louisiana Ave., Bridgeport. Amount: $245,000. Filed April 19. Woodard, Todd A., Trumbull. Seller: Shash Patel, Trumbull. Property: 20 Civkin Drive, Trumbull. Amount: $504,000. Filed April 17. Zanten, Virginia Van and Matthew B. Perlman, Westport. Seller: PMC REO Financing Trust, Westport. Property: 5 Caccamo Lane, Westport. Amount: $820,000. Filed April 10.

FORECLOSURES Beaver, Robin, et al. Creditor: U.S. Bank NA, Irvine, California. Property: 722 Brooks St., Bridgeport. Mortgage default. Filed April 10. Blue, James Earle, et al. Creditor: U.S. Bank NA, Irvine, California. Property: 7 Three Seasons Lane, Norwalk. Mortgage default. Filed April 10.

FCBJ

Glasgow, Rayborn C., et al. Creditor: Wells Fargo Bank NA, Frederick, Maryland. Property: 8 Possum Drive, New Fairfield. Mortgage default. Filed April 10. Karwowski, Yvonne, et al. Creditor: Wells Fargo Bank NA, Frederick, Maryland. Property: 132 Kennedy Drive, Bridgeport. Mortgage default. Filed April 17.

JUDGMENTS Alvarez, Robert, Bridgeport. $5,360 in favor of The United Illuminating Co., New Haven, by Nair & Levin PC, Bloomfield. Property: 604 Noble Ave., Bridgeport. Filed April 12. Baez, Felix S., Stratford. $3,103 in favor of Portfolio Associates LLC, Norfolk, Virginia, by the Law Offices of Howard Lee Schiff PC, East Hartford. Property: 285 Booth St., Stratford. Filed April 11. Clark, Melanie, Bethel. $1,201 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 34 1/2 Nashville Road, Bethel. Filed April 11. Dance, Nils R., et al. Bethel. $847 in favor of Norbert E. Mitchell Company Inc., Danbury, by The Law Offices of Philip H. Monagan, Waterbury. Property: 15 Sycamore Court, Bethel. Filed April 13. Davis, Pauline Depass, Bridgeport. $3,936 in favor of Portfolio Recovery Associates LLC, Norfolk, Virginia, by the Law Offices of Howard Lee Schiff PC, East Hartford. Property: 1283 Sylvan Ave., Bridgeport. Filed April 17. Degennaro, Ashley, Bethel. $768 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 10 Almar Drive, Bethel. Filed April 11. Dellavecchio, Edward, Shelton. $2,370 in favor of Eder Brothers Inc., West Haven, by Berdon, Young & Margolis PC, New Haven. Property: 10 Greenwood Lane, Shelton. Filed April 4. Demosthene, Nirva, Bridgeport. $2,575 in favor of Discover Bank, New Albany, Ohio, by Schreiber/Cohen LLC, Salem, New Hampshire. Property: 128 Wilcox St., Bridgeport. Filed April 17.

MAY 14, 2018

Facts & Figures Dicocco, Dominic, Trumbull. $1,110 in favor of Portfolio Recovery Associates LLC, Norfolk, Virginia, by the Law Offices of Howard Lee Schiff PC, East Hartford. Property: 59 Waller Road, Trumbull. Filed April 11. Fullard, Jessie, Bridgeport. $6,428 in favor of Portfolio Recovery Associates LLC, Norfolk, Virginia, by the Law Offices of Howard Lee Schiff PC, East Hartford. Property: 138 Broadway Ave., Bridgeport. Filed April 17. Kunkel Jr., Edward V., Trumbull. $2,976 in favor of Portfolio Recovery Associates LLC, Norfolk, Virginia, by the Law Offices of Howard Lee Schiff PC, East Hartford. Property: 29 Foxwood Road, Trumbull. Filed April 3. Miller, Saeed, Trumbull. $1,492 in favor of Portfolio Recovery Associates LLC, Norfolk, Virginia, by the Law Offices of Howard Lee Schiff PC, East Hartford. Property: 164 Daniels Farm Road, Trumbull. Filed April 10. Mitchell, Rhonda, Norwalk. $716 in favor of Portfolio Recovery Associates LLC, Norfolk, Virginia, by the Law Offices of Howard Lee Schiff PC, East Hartford. Property: 15 Madison St., Unit B9, Norwalk. Filed April 9. Negron, Nicanor, Bethel. $942 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 16 Sky Edge Drive, Bethel. Filed April 11. Posy, Roselyne, Bridgeport. $5,753 in favor of Discover Bank, New Albany, Ohio, by Schreiber/Cohen LLC, Salem, New Hampshire. Property: 144 Keeler Ave., Bridgeport. Filed April 19. Searles, Dorothy, et al., Shelton. $1,720 in favor of Griffin Hospital, Derby, by the Law Offices of Philip H. Monagan, Waterbury. Property: 127 New St., Shelton. Filed April 6. Silkovic, Vjolca, New Fairfield. $4,018 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 18 Oak St., New Fairfield. Filed April 9. Stevens, Keith C., Bethel. $587 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 62 Kingswood Drive, Bethel. Filed April 11. Thompson Sr., William, Shelton. $1,333 in favor of Griffin Hospital, Derby, by the Law Offices of Philip H. Monagan, Waterbury. Property: 41 Brewster Lane, Shelton. Filed April 13. Troy, James, et al., Norwalk. $7,162 in favor of Norwalk Hospital Association, Norwalk, by Lovejoy and Rimer PC, Norwalk. Property: 6 Catalpa St., Norwalk. Filed April 11.

MAY 14, 2018

Watts, John A., Trumbull. $80,000 in favor of Sherry G. Foster, Indian Valley, Virginia, by Feldman, Perlstein, & Greene LLC, Farmington. Property: 17 Clemens Ave., Trumbull. Filed April 6. Yatsinko, Dawn M., Stratford. $20,648 in favor of Discover Bank, New Albany, Ohio, by Schreiber/Cohen LLC, Salem, New Hempshire. Property: 245 Judith Terrace, Stratford. Filed April 10.

LIENS FEDERAL TAX LIENS-FILED

Atilho, Kathryn and David Atilho, 9 Jog Hill Road, Trumbull. $28,429, a tax debt on income earned. Filed April 9. Harper, Rufina, 325 Shelton Road, Trumbull. $121,896, a tax debt on income earned. Filed April 9. Harper, Rufina, 325 Shelton Road, Trumbull. $9,191, a tax debt on income earned. Filed April 9. IT Visions Inc., 2 Mountainview Terrace, Drive 1121, Danbury. $1,814, quarterly payroll taxes. Filed April 11. Jordan, Tony L., 101 Fleming Lane, Fairfield. $18,912, a tax debt on income earned. Filed April 17.

Alvarez, Flavio A., 3 Ellsworth Ave., Apt. 1, Danbury. $29,982, a tax debt on income earned. Filed April 11.

Jordan, Tony L., 101 Fleming Lane, Fairfield. $57,942, a tax debt on income earned. Filed April 17.

AMV Maintenance LLC, 1077 Bridgeport Ave., Suite 203, Shelton. $14,173, quarterly payroll taxes and payroll taxes. Filed April 9.

Keeley, Wayne, et al., 25 Middleton Drive, New Fairfield. $5,839, a tax debt on income earned. Filed April 11.

AMV Maintenance LLC, 1077 Bridgeport Ave., Suite 203, Shelton. $14,173, quarterly payroll taxes. Filed April 9.

Lynn, Kristina M. (Hink), 24 Danfred St., Danbury. $2,771, a tax debt on income earned. Filed April 11.

Avery, G. Randall, 85 Wilson Ave., Norwalk. $175,656, a tax debt on income earned. Filed April 16. Bar 140 LLC, 140 Center St., Shelton. $16,931, quarterly payroll taxes. Filed April 9. Blueberry Hill Landscaping LLC, 5 Boysenberry Lane, Shelton. $3,766, quarterly payroll taxes. Filed April 9. Castro, Angel R. Illescas, 27 Osborne St., Second floor, Danbury. $27,257, a tax debt on income earned. Filed April 11. Nafziger, Jacob Calvin, 25 Reynolds Road, Danbury. $61,925, a tax debt on income earned. Filed April 11. Rezende, Lilaine L., 130 Main St., Apt. A2, Norwalk. $28,768, a tax debt on income earned. Filed April 10. Savvidis, Andreas, P.O. Box 736, Norwalk. $13,505, a tax debt on income earned. Filed April 16.

FEDERAL TAX LIENSRELEASED Amison-Loring, D. and William Loring, 15 Pleasant Drive, Danbury. $9,499, a tax debt on income earned. Filed April 11.

FCBJ

Moeller, Mark G., 28 Sorel Drive, Shelton. $25,692, a tax debt on income earned. Filed April 9. Phils Main Roofing LLC, 26 Fitch St., Suite 1, Norwalk. $32,414, quarterly payroll taxes. Filed April 16. Taylor, Kevin A., 30 Patricia Drive, Shelton. $42,651, a tax debt on income earned. Filed April 9. Wills, Shaun, 120 Longfellow Road, Shelton. $9,256, a tax debt on income earned. Filed April 9.

MECHANIC’S LIENS-FILED Stamford Phase Four JV LLC, Stamford. Filed by United Steel Inc., East Hartford, by Lynn M. Caouette. Property: Phase Four Unit, Map 4647, Stamford. Amount: $1.7 million. Filed April 16.

MECHANIC’S LIENSRELEASED Elmship Associates LLC, Stamford. Released by Benco LLC, Litchfield, by Stephen Benzen. Property: 587 Elm St., Stamford. Amount: $17,150. Filed April 13.

LIS PENDENS 309 Main Street LLC, et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for Cazenovia Creek Funding I LLC. Property: 309-311 Main St., Bridgeport. Action: to foreclose on tax liens levied by the city of Bridgeport against the owners of the property and take possession of the liened premises. Filed April 13. Alves, Quamay, et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for the Water Pollution Control Authority for the city of Bridgeport. Property: 202204 Summerfield Ave., Bridgeport. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees and take immediate possession of the premises. Filed April 13. Arndt, Walter J., et al., Norwalk. Filed by Marinosci Law Group PC, Warwick, R.I., for United Wholesale Mortgage. Property: 7 Hideaway Lane, Norwalk. Action: to foreclose on a delinquent mortgage in the original principal amount of $370,000, dated June 2015. Filed April 11. Atkinson, Patrick, et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for Cazenovia Creek Funding I LLC. Property: 1494-1496 Iranistan Ave., Bridgeport. Action: to foreclose on tax liens levied by the city of Bridgeport against the owners of the property and take possession of the liened premises. Filed April 16. Ayala, Elizabeth Diaz, Bridgeport. Filed by Bender, Anderson and Barba PC, North Haven, for The Success Village Apartments Inc., North Haven. Property: Apt. 16, Building 93 in Success Village Condominium, Bridgeport. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the premises. Filed April 12. Benedetti, Luiz, et al., Danbury. Filed by Kapusta, Otzel & Averaimo, Milford, for HSBC Bank USA NA, Buffalo, New York. Property: 95 Park Ave., Unit A-8, Danbury. Action: to foreclose on a delinquent mortgage in the original principal amount of $141,000, dated November 2005. Filed April 10. Cadavid, John F., et al., Norwalk. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for Ditech Financial LLC. Property: 11 Norden Place, Unit 42, Norwalk. Action: to foreclose on a delinquent mortgage in the original principal amount of $230,000, dated October 2006. Filed April 12.

Cassamajor, Capner, et al., Stamford. Filed by Bendett and McHugh PC, Farmington, for Ditech Financial LLC. Property: 64 Anderson St., Stamford. Action: to foreclose on a delinquent mortgage in the original principal amount of $310,000, dated December 2005. Filed April 11. Collins, Michael, Stratford. Filed by Seiger Gfeller Laurie LLP, West Hartford, for United Bank. Property: Lot 35, Map of Briarwood Inc., Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $249,750, dated July 2012. Filed April 10. Decarli, James J., et al., Trumbull. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for Ditech Financial LLC. Property: 87 Gray Rock Road, Trumbull. Action: to foreclose on a delinquent mortgage in the original principal amount of $230,000, dated September 2004. Filed April 2. Delfino, Maureen C., et al., Trumbull. Filed by Harlow, Adams & Friedman PC, Milford, for the town of Trumbull. Property: 33 Suzanne Circle, Trumbull. Action: to foreclose on real estate taxes and sewer-usage liens in favor of the town of Trumbull. Filed April 13. Delp, Kevin, et al., Newtown. Filed by Bendett and McHugh PC, Farmington, for JPMorgan Chase Bank NA Property: 195 Riverside Road, Newtown. Action: to foreclose on a delinquent mortgage in the original principal amount of $147,028, dated August 2009. Filed April 11. Douich, Addeslam, et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for Cazenovia Creek Funding I LLC. Property: 142 Seaver Circle, Bridgeport. Action: to foreclose on tax liens levied by the city of Bridgeport against the owners of the property and take possession of the liened premises. Filed April 13. Elia, Frank J., et al., Shelton. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for Wells Fargo Bank NA, Frederick, Maryland. Property: 21 Beecher Ave., Shelton. Action: to foreclose on a delinquent mortgage in the original principal amount of $169,925, dated December 2006. Filed April 12. Fields, Sharon J., et al., Bridgeport. Filed by Marinosci Law Group PC, Warwick, Rhode Island, for Wilmington Trust NA, Wilmington, Delaware. Property: Logan Street, Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $92,500, dated October 2008. Filed April 12. Filotei, Robert, et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for Cazenovia Creek Funding I LLC. Property: 155 Brewster St., Unit 4E, Bridgeport. Action: to foreclose on tax liens levied by the city of Bridgeport against the owners of the property and take possession of the liened premises. Filed April 16.

Flathers, Walter R., et al., Shelton. Filed by Shechtman Halperin Savage LLP, Pawtucket, Rhode Island, for New Penn Financial LLC. Property: 50 New St., Shelton. Action: to foreclose on a delinquent mortgage in the original principal amount of $128,171, dated July 2010. Filed April 5. Four Winds of Shelton LLC, Shelton. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for Citifinancial Servicing LLC. Property: 41 Bunker Hill Circle, Unit 41, Shelton. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the premises. Filed April 2. Fraser, Agnes, et al., Fairfield. Filed by O’Connell, Attmore & Morris LLC, Hartford, for Bayview Loan Servicing LLC, Coral Gables, Florida. Property: 190 Sasapequan Road, Fairfield. Action: to foreclose on a delinquent mortgage in the original principal amount of $47,000, dated April 1996. Filed April 11. French, Carol A., et al., Newtown. Filed by Bendett and McHugh PC, Farmington, for Wells Fargo Bank NA, Frederick, Maryland. Property: Lot 88, Map 84, Newtown. Action: to foreclose on a delinquent mortgage in the original principal amount of $100,000, dated May 2003. Filed April 11. Granskog, Helen, et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for Cazenovia Creek Funding I LLC. Property: 2370 North Ave., Unit 4B, Bridgeport. Action: to foreclose on tax liens levied by the city of Bridgeport against the owners of the property and take possession of the liened premises. Filed April 19. Ives, Dermod III, et al., Stamford. Filed by Gerald S. Knopf, Stamford, for Strawberry Woods Association Inc., Stamford. Property: 320 Strawberry Hill Ave., Unit 17, Stamford. Action: to foreclose on a lien for unpaid common charges and duly authorized assessments on the property. Filed April 16. Jackson, Toshirea, et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for Cazenovia Creek Funding I LLC. Property: 2370 North Ave., Unit 4E, Bridgeport. Action: to foreclose on tax liens levied by the city of Bridgeport against the owners of the property and take possession of the liened premises. Filed April 19. Kail, Dawn, et al., Shelton. Filed by Bendett and McHugh PC, Farmington, for The Bank of New York Mellon, New York, New York. Property: 23 Kanungum Trail, Shelton. Action: to foreclose on a delinquent mortgage in the original principal amount of $197,000, dated October 2006. Filed April 10.

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MAY 14, 2018

Facts & Figures Krafchik, John, et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for Cazenovia Creek Funding I LLC. Property: 5355 Plymouth St., Bridgeport. Action: to foreclose on tax liens levied by the city of Bridgeport against the owners of the property and take possession of the liened premises. Filed April 16. Kristof, Joseph L., et al., Norwalk. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for Quicken Loans Inc. Property: 9 Beau St., Norwalk. Action: to foreclose on a delinquent mortgage in the original principal amount of $105,300, dated March 2014. Filed April 9. Lewis, Gertrude B., et al., Newtown. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for Cit Bank NA. Property: Parcel D, Map 996, Newtown. Action: to foreclose on a delinquent mortgage in the original principal amount of $532,500, dated April 2006. Filed April 12. Liliana, Vanessa, et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for Cazenovia Creek Funding I LLC. Property: 5 Pearl Harbor Place, Bridgeport. Action: to foreclose on tax liens levied by the city of Bridgeport against the owners of the property and take possession of the liened premises. Filed April 19. Millo, John J., Shelton. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for JPMorgan Chase Bank NA, Columbus, Ohio. Property: 492 Huntington St., Shelton. Action: to foreclose on a delinquent mortgage in the original principal amount of $120,000, dated June 2007. Filed April 13. Mullen, Jennifer Whitney, et al., Norwalk. Filed by Marinosci Law Group PC, Warwick, Rhode Island, for U.S. Bank NA, Salt Lake City, Utah. Property: Lot 18, Map 326, Norwalk. Action: to foreclose on a delinquent mortgage in the original principal amount of $450,000, dated November 2005. Filed April 11. Nagourney, Sarah and Robert Nagourney, et al., Trumbull. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for JPMorgan Chase Bank NA, Columbus, Ohio. Property: 334 Unity Road, Trumbull. Action: to foreclose on a delinquent mortgage in the original principal amount of $25,000, dated April 2002. Filed April 9. Negron, Luis G., et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for the Water Pollution Control Authority for the city of Bridgeport. Property: 341 E. Pasadena Place, Bridgeport. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees and take immediate possession of the premises. Filed April 13.

MAY 14, 2018

Nino, Ludys, et al., Stamford. Filed by Marinosci Law Group PC, Warwick, Rhode Island, for Manufacturers and Traders Trust Co. Property: 440-444 Bedford St., Unit 3D, Stamford. Action: to foreclose on a delinquent mortgage in the original principal amount of $172,000, dated December 2006. Filed April 12. Nistico, Richard, et al., Trumbull. Filed by Harlow, Adams & Friedman PC, Milford, for the town of Trumbull. Property: 20 Dale Road, Trumbull. Action: to foreclose on real estate taxes and sewer-usage liens in favor of the town of Trumbull. Filed April 13. Obregon, Yvana Abanto, et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for Cazenovia Creek Funding I LLC. Property: 546 Harral Ave., Bridgeport. Action: to foreclose on tax liens levied by the city of Bridgeport against the owners of the property and take possession of the liened premises. Filed April 19. Oliveira, Celso C., et al., Trumbull. Filed by Leopold & Associates PLLC, Stamford, for HSBC Bank USA NA, Buffalo, New York. Property: 165 Blueberry Road, Trumbull. Action: to foreclose on a delinquent mortgage in the original principal amount of $240,000, dated January 2005. Filed April 3. Rodriguez, Augusto Antonio, et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for Cazenovia Creek Funding I LLC. Property: 574-576 Connecticut Ave., Bridgeport. Action: to foreclose on tax liens levied by the city of Bridgeport against the owners of the property and take possession of the liened premises. Filed April 16. Rowe, Glenda, et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for Cazenovia Creek Funding I LLC. Property: 276 Seaview Ave., Bridgeport. Action: to foreclose on tax liens levied by the city of Bridgeport against the owners of the property and take possession of the liened premises. Filed April 13. Searles, Robert, et al., Shelton. Filed by Bendett and McHugh PC, Farmington, for Bank of America NA, Charlotte, North Carolina. Property: 302 Buddington Road, Shelton. Action: to foreclose on a delinquent mortgage in the original principal amount of $375,011, dated September 2010. Filed April 11. Semons, Jody, et al., Bridgeport. Filed by Greene Law PC, Farmington, for TLOA of Connecticut LLC. Property: 603 Thorme St., Bridgeport. Action: to foreclose on tax liens levied by the city of Bridgeport against the owners of the property and take possession of the liened premises. Filed April 17.

FCBJ

Sistrunk, Jerry E., et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for Cazenovia Creek Funding I LLC. Property: 46 Roosevelt St., Bridgeport. Action: to foreclose on tax liens levied by the city of Bridgeport against the owners of the property and take possession of the liened premises. Filed April 16. Sojka, Robert, et al., Trumbull. Filed by Bendett and McHugh PC, Farmington, for Wilmington Trust NA, Wilmington, Delaware. Property: 36 Hidden Pond Lane, Trumbull. Action: to foreclose on a delinquent mortgage in the original principal amount of $500,000, dated March 2005. Filed April 10. Tuccinardi, Angelo M., et al., Trumbull. Filed by Kapusta, Otzel & Averaimo, Milford, for U.S. Bank NA, Salt Lake City, Utah. Property: 12 Sunnycrest Road, Trumbull. Action: to foreclose on a delinquent mortgage in the original principal amount of $362,000, dated July 2005. Filed April 11. Wojnarski, Steven A., et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for Cazenovia Creek Funding I LLC. Property: 285 Glendale Ave., Unit F5, Bridgeport. Action: to foreclose on tax liens levied by the city of Bridgeport against the owners of the property and take possession of the liened premises. Filed April 13.

MORTGAGES AB Furman Properties LLC, Westport, by Frederic W. Levin. Lender: Wende Cohen, Westport. Property: 16 Main St., Units 302 and 303, Norwalk. Amount: $250,000. Filed April 11. Brotg Family Limited Partnership, by Eduardo C. Batista. Lender: Union Savings Bank, Danbury. Property: 52 Nashville Road, Bethel. Amount: $225,000. Filed April 10. Caswell Acquisitions LLC, by Daniel Cohen. Lender: Lendinghome Funding Corp. Property: 105 Carol Road, Stratford. Amount: $159,400. Filed April 11. DRB Property Associates LLC, Danbury, by David R. Beylouni. Lender: Savings Bank of Danbury, Danbury. Property: 98 Newtown Road, Danbury. Amount: $6.6 million. Filed April 12. Eagle 892 LLC, Bronx, New York, by Angel Chuqi. Lender: Lissette Vanessa Pozo, Manhasset, New York. Property: 556 Williams St., Bridgeport. Amount: $200,000. Filed April 18. Kingston Kafe LLC, Stratford, by Prevece Mitchell. Lender: Velocity Commercial Capital LLC, Westlake Village, California. Property: 730 Barnum Ave Cut Off, Stratford. Amount: $420,000. Filed April 13.

PAL Properties LLC, Wolcott, by Patrick Lerz. Lender: Timothy McElligott and Linda McElligott, Shelton. Property: Lot 30 White St., Shelton. Amount: $200,000. Filed April 13. RPL Real Estate LLC, New Haven, by Robert P. Letskus Jr. Lender: Bay Financial LLC, Hamden. Property: 230 W. Norwalk Road and 32 Hathaway Lane, Norwalk. Amount: $464,000. Filed April 13. SOS Restoration & Construction Inc., Woodbridge, by Nadia Sosnowitz. Lender: Lendinghome Funding Corp., San Francisco, California. Property: 105-107 Priscilla Circle, Bridgeport. Amount: $91,800. Filed April 17. The Bridgeport Garden Apartments, by Robert Rodriguez. Lender: JPMorgan Chase Bank NA, Westmont, Illinois. Property: 91 Rowsley St., Apt. 5, Bridgeport. Amount: $52,000. Filed April 16.

NEW BUSINESSES

Iglesia De Dios Cielos Abiertos, 87 Taylor Ave., Norwalk 06854, c/o Sandra Homar. Filed April 10. Ivan’s Painting LLC, 28 Assisi Way, Norwalk 06851, c/o Ivan Mardogued. Filed April 12. Lucky 13 Motorworks, 25 Harbor Ave., Norwalk 06851, c/o Jeremy L. Finnegan. Filed April 12. Makuch Integrated Insurance LLC, 222 Brushy Hill Road, Newtown 06470, c/o Thaddeus Makuch. Filed April 13. Matthew E. Greene, 535 Connecticut Ave., Suite 110, Norwalk 06854, c/o Matthew E. Greene. Filed April 14. Mommy’s Daycare LLC, 45 Dry Hill Road, Norwalk 06851, c/o Deneen Brown. Filed April 9. More Too Love Boutique, 300 Overland Drive, Stratford 06614, c/o Angela Crawley. Filed April 11.

2 Painting LLC, 33 Sniffen St., Norwalk 06851, c/o Manueal Gonzalez and Jorge Barboza. Filed April 11.

Mystery Gal, 70 Holcomb Ave., Stamford 06906, c/o Jonissa Leon. Filed April 20.

4D Productions, 53 Hickory Lane, Shelton 06484, c/o Matthew Miklus. Filed April 17.

Natural Creations Jewelry, 15 Andrews St., Bethel 06801, c/o Susan H. Geier. Filed April 11.

All Seasons Service’s, 23 Beaverbrook Road, Danbury 06810, c/o Luis Giron. Filed April 12.

New Earth Wellness, 71 Water St., Norwalk 06854, c/o Kathleen Toth. Filed April 20.

BTX Global Logistics, 12 Commerce Drive, Shelton 06484, c/o Rosario Bacarella. Filed April 18.

O’Neill, Rich, 112 Ridge Park Ave., Stamford 06905, c/o Richard O’Neill. Filed April 17.

Cambriella Cares, 142 Meadow St., Shelton 06484, c/o Deborah Andreucci. Filed April 11.

Pires, Joseph, 33 Frank Drive, Shelton 06484, c/o Joseph Pires. Filed April 6.

Care Cleaning Services, 4107 Avalon Way, Norwalk 06614, c/o Rosa Miguel. Filed April 20.

Puag, 26 East Ave., Apt. 1, Stamford 06902, c/o Andre Sosa. Filed April 13.

Charly M.C. LLC, 999 Stratford Ave., Stratford 06614, c/o Adolfo Mendez. Filed April 13.

Robinson Electrical Service, 7 Lowe St., Norwalk 06854, c/o Seldon Robinson. Filed April 16.

Commercial Cleaning Group, Wolfpit Ave., Norwalk 06851, c/o Alexandra Miranda and Kathy Miranda. Filed April 11.

Sabor De Mi Pueblo, 161 Main St., Norwalk 06851, c/o Albertina Romero. Filed April 10.

Diva Star Productions, 48 Putter Drive, Stamford 06907, c/o Lauren Nicole Blank. Filed April 13.

Seaport Association, 213 Liberty Square, Norwalk 06855, c/o Norwalk Seaport Association Inc. Filed April 10.

E&E Enterprises, 11 High View Circle, Danbury 06811, c/o Edwin J. Duran. Filed April 12.

Sheridan Studio, 26 Forest Drive, Newtown 06482, c/o Daniel Sheridan. Filed April 12.

Elite Minimart & Deli, 284 Ely Ave., Norwalk 06854, c/o Vincente Morel. Filed April 11.

TRS Tello Roofing Services, 28 West Ave., Stamford 06902, c/o Sequndo Tello. Filed April 16.

Elite Studios, 1175 E. Main St., Stratford 06614, c/o Jeffrey Gruskin. Filed April 12.

PATENTS Active noise-control system with source-separated reference signal. Patent no. 9,959,859 issued to Donald Joseph Butts, Westport. Assigned to Harman International Industries Inc., Stamford. Asymmetrical passive group delay beamforming. Patent no. 9,955,260 issued to Douglas J. Button, Simi Valley, California. Assigned to Harman International Industries Inc., Stamford. Automatic speaker setup. Patent no. 9,961,480 issued to Jeffrey L. Hutchings, Lehi, Utah; and Richard A. Kreifeldt, South Jordan, Utah. Assigned to Harman International Industries Inc., Stamford. Drive shaft coupling. Patent no. 9,951,821 issued to Joseph J. Franzino, Redding. Assigned to Crossford International LLC, Stamford. Eye vergence detection on a display. Patent no. 9,952,665 issued to Davide Di Censo, San Mateo, California; and Stefan Marti, Oakland, California. Assigned to Harman International Industries Inc., Stamford. Indole and indoline-type piperidine compounds and use thereof. Patent no. 9,963-458 issued to Laykea Tafesse, Robbinsville, New Jersey. Assigned to Purdue Pharma LP, Stamford. Parcel receiving apparatus and associated methods. Patent no. 9,955,812 issued to Michael Patrick Charbeneau, Encino, California. Assigned to Michael Patrick Charbeneau, Stamford. Rotary cutter. Patent no. D817,144 issued to Nicole Siciliano, Stamford; Sarah A. Albano, Fairfield; Steen C. Cozzolino, New York, New York; Cody Stonerock, Brooklyn, New York; Peter F. Kristiansen, Nutley, New Jersey; and Lyndon Treacy, Brooklyn, New York. Assigned to Acme United Corp., Fairfield. System and method for air traffic management coordination portal. Patent no. 9,967,216 issued to Robert Damis, Patchogue, New York; William Leber, New Richmond, Wisconsin; and Ron Dunsky, Brooklyn, New York. Assigned to Passur Aerospace Inc., Stamford. System and method for supporting health management services. Patent no. 9,955,869 issued to Brian Meltzer, Wilton; and Sayee Natarajan, Wilton. Assigned to Purdue Pharma LP, Stamford.

2018

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