Fairfield County Business Journal 052217 by Westfair Business Journal

13 | HAIL ALE May 22, 2017 | VOL. 53, No. 21

15 | MOVING OUT

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Stamford mayor seeks fiscal rewards without pursuing risks

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Creative Connections builds cultural bridges with student art exchanges BY PHIL HALL phall@westfairinc.com

A Stamford Mayor David R. Martin governs by the motto on his desk. Photo by Phil Hall.

BY PHIL HALL phall@westfairinc.com

tamford Mayor David R. Martin was not shaking hands with visitors in his office. Instead he offered his elbow for a greeting bump. “I have a spring cold,” he confessed while sitting at his desk with a large bottle of hand sanitizer positioned before him. In some ways, the mayor’s effort to avoid spreading cold germs is typical of his approach to his fiscal work: a view of a bigger picture that does not involve creating or expanding a risk, in this case a seasonal cold. While other governments — operate within a red ink environment, Martin is aware of being responsible for a finite supply of taxpayer funds. “I don’t care what you are allowed to

spend,” he said. “If you don’t have the revenue, it doesn’t matter.” This approach to running the city has generated positive results. Since his election in 2013, Stamford has maintained an AAA bond rating and the fiscal year 2018 budget is projected to carry a $4.8 million surplus, with no planned cuts to the municipal workforce. Martin’s budget, submitted in late March, had a gross capital budget request of $27.4 million. Martin, a Democrat seeking re-election for a second term in November — the Republican Party has yet to name an opponent — said Stamford has operated at a surplus ever since he became mayor. “We’re working our ass off — and, yes, you can quote that,” he said with a laugh. “We’re working our ass off to make our government more affordable, to deal with the unfunded liabilities of the past and still

provide the services that people deserve.” Beyond fiscal politics, Martin’s view of Stamford’s direction has been shaped by conversations with local CEOs, many of whom identified transportation and the workforce as their key concerns. On the transportation front, Martin admitted that while he had no ultimate control over the federal and state governments’ input, he has made the city's response a top priority. “I am not in charge of Metro-North or I-95, but I completely reorganized the transportation function of the city and I am putting additional resources behind it,” he said. “We’re doing a (traffic) light synchronization project. The ability of people to move in their vehicles is an issue from a safety standpoint and a flow standpoint and an economic development issue. I am doing what I can do to make » Stamford mayor, page 6

lan Steckler can claim a unique perspective on education, having worked as a teacher in both the U.S. and the United Kingdom. In his view, the American kids could learn a few things from their counterparts across the Atlantic. “When I came back from teaching in England” in the late 1980s and early 1990s, “I found the middle school students I was working with in the states were very insular in their views of the world,” he said. “They kind of stuck with their own culture and didn’t know or care much about the world. Having come from England, where kids were much more globally minded, I thought that was not quite right and something was needed to awaken the young people to the world around them.” That something was the launch of Creative Connections, a Norwalk-based cultural education nonprofit that recently celebrated its 25th anniversary. Now oper» Connections, page 6

Polly Loughran, program director, and Alan Steckler, founder and president of Creative Connections, display student artwork from around the world in their Norwalk office. Photo by Phil Hall.

Charter sees big growth, major challenges in year since mega-deals BY PAUL SCHOTT

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harter Communications’ dealmaking a year ago made the cable provider an industry giant — and a target. By closing in May 2016 on acquisitions of Time Warner Cable and Bright House Networks worth a total of approximately $65 billion, Charter transformed itself into the second-largest cable company in the country. The expansion has supercharged the Stamford-based firm’s earnings and stock prices and ballooned its customer base. But the company’s growth has also stoked contractual and legal disputes — and set up the possibility of even larger deals. “It’s increased their market share dramatically in the past year,” said John Gerlach, an associate professor and business executive in residence in Sacred Heart University’s College of Business. “The whole industry is consolidating. In the next five to 10 years, there could be perhaps five companies in the industry in this country.” Charter officials were not available to comment this week.

A LARGER PRESENCE

The deals multiplied by several times Charter’s earnings and customer base. Revenues in the past quarter hit about $10.2 billion, compared with a pre-acquisition total of about $2.5 billion in the first quarter of 2016. Charter now serves some 25 million residences and about 1.4 million small and medium-sized businesses, according to company data. In the past quarter, Charter grew its residential customer base by 330,000 and its clientele of small and medium-sized businesses by 35,000. At the same time, it lost 100,000 video subscribers, reflecting an industrywide trend. “More people are not paying for cable TV, but rather using subscriptions to Netflix or Hulu or YouTube — those subscriptions are all delivered over broadband internet,” said David Souder, an associate professor and academic director of the executive MBA program in the University of Connecticut’s School of Business. “Charter still has its customers, but they’re focused on getting more things through broadband than getting things that come through a wire in the back of their TV.” Charter’s market value has also benefited from the acquisitions. Compared with a 52-week low of about $201, their shares traded last week for around $325. “Based on the stock price, you’d have to consider the deals a home run,” Gerlach said.

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Charter now comprises the largest company, by market capitalization, that is headquartered in Stamford. Its market cap totals about $325 million. Since the acquisitions, Charter has also pressed ahead with a number of major infrastructure and personnel initiatives. CEO Tom Rutledge reiterated in March that the company would invest $25 billion in broadband infrastructure and technology. The company has plans to hire another 20,000 employees in the next few years, a contingent that would include some 600 people at a bilingual call center in McAllen, Texas. The company also plans to complete the conversion of the existing Time Warner Cable and Bright House markets to all-digital systems. In a new initiative announced last week, Charter and Comcast, the country’s largest cable provider, said they would work together to support both companies’ participation in a national wireless marketplace. The partnership would focus on a number of areas, including the creation of common operating systems.

CONFLICTS

As it has expanded, Charter has grappled with a number of contractual and service conflicts. In July 2016, Univision filed a lawsuit arguing Charter was obligated to negotiate a new agreement after its acquisition of Time Warner Cable last year. The payment argument led to a two-day blackout in late January of Univision programming affecting Charter customers in 37 markets, including New York. A temporary restraining order granted to the cable provider by New York state Supreme Court restored programming. “Univision continues with its accelerated discovery efforts and both parties intend to file motions for summary judgment soon so that the trial court is in a position to rule on the merits by late June,” Univision officials

Week of May 22, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

said in a statement. “We are committed to serving our audience and ensuring that they have access to the Univision networks and content they value.” Charter officials have said they are adhering to their contract with Univision. In February, New York state lawyers announced a lawsuit against Charter and its subsidiary Spectrum Management Holdings for allegedly defrauding and misleading New York customers by promising internet service that they knew they could not deliver. The allegations cover a time frame extending some four years before Charter acquired Time Warner Cable. Charter has disputed the allegations. The company also contends with labor unrest. More than 300 cable technicians protested April 25 outside Charter’s Atlantic Street headquarters as they seek to keep their health care and pension benefits.

POTENTIAL FOR CHANGE

Reports have swirled in recent months about a possible merger between Verizon and Charter. Such a move could revive Verizon’s lackluster growth and produce a windfall for Charter shareholders. While Verizon offers internet, phone and TV service through its Fios program, about 70 percent of the company’s revenues in the past year came from its wireless operations. But the new partnership with Comcast augurs against a union between Verizon and Charter. “Charter and Comcast will be working together to develop new technologies, which means they’re helping each other out,” Gerlach said. “Part of this is a defense against being taken over by Verizon. I think it’s more likely now that Comcast and Charter would merge.” This article was first published in Hearst Connecticut newspapers. pschott@scni.com; 203-964-2236; twitter: @paulschott

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Conor Horrigan samples an ale at his 5-year-old Half Full Brewery in Stamford. Photo by Kevin Zimmerman.

BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

tamford’s Half Full Brewery is the kind of place where the founder lists his title as “Chief Hoptimist” and its beers carry names like Sensible Decision, Liquid Hoptimism and Celebrate Everything. The whimsy is very much a part of its culture. The germ of the Half Full idea arrived in 2008, when founder and Chief Hoptimist Conor Horrigan found himself, at the age of 25, at a career crossroads. Having graduated from Notre Dame with a finance degree, the Litchfield native had with several of his college pals found himself on Wall Street, working as a risk arbitrage sales trader at Bear Stearns. Something was missing, however. “I thought that if I was going to be working this hard, it should be at something I was passionate about,” Horrigan said at the brewery at 43 Homestead Ave. “I’d meet my friends at a bar after work, where we’d drink and talk about it. None of us liked our jobs, and eventually I got around to the idea of starting a brewery.” Exiting Wall Street in what he calls “my quarter-life crisis,” Horrigan and his soonto-be-wife decided to travel to clear his thoughts, ending up on a train from Prague to Vienna (working on Wall Street does have some benefits, he noted). “She was reading a Harry Potter book, so I had a good four hours of silence,” he said. Having tossed around the brewery idea during those “beer and bull sessions,”

Horrigan began sketching ideas for a craft beer. Rejecting his original idea — a brew called Spite Light — he decided to go in a more positive direction, ending up with Bright, which would eventually become Half Full’s initial offering. The Half Full idea came from “always looking at the glass as half-full — which is the way I wanted to live,” he said. The problem now, he said, was that “I was a finance guy who knew nothing about the beer business. I didn’t even have a beer until I was in college.” Landing an internship at New England Brewing Co. in Woodbridge, Horrigan began experimenting with home brewing as he pursued an MBA degree at UConn. Upon graduating in 2011 and with a business plan in hand, he began raising funds to make Half Full a reality. Having procured the equipment and personnel, Horrigan set about converting an old factory into the Half Full Brewery and on Aug. 7, 2012, poured his first Bright beer. Soon after, he hired McLain Cheney, who’d previously been brewer at Black Dirt Distillery in Warwick in New York’s Orange County and at the Aspen Brewing Co. in Colorado as head brewer, and in 2016 added Tom Price, quality assurance and control manager of Brooklyn Brewery, as director of brewery operations. “Together we set about creating products that reflect our ‘half-full’ philosophy,” Horrigan said. “We come up with recipes that we feel are reflective of what we’re about and try them out at our tasting room. If

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 22,5/5/17 20174:03 PM3

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Instacart brings grocery delivery venture to Fairfield County BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

an Francisco-based retail delivery service Instacart launched in Connecticut on May 18, with initial plans to serve some 300,000 residents and provide about 100 jobs. Partnering with such retail giants as Whole Foods Market, Costco, BJ's, Petco, PriceRite and Fairway Market, Instacart offers same-day deliveries in as little as one hour or allows users to schedule a delivery time of their choice. The company’s delivery coverage area includes Bridgeport, Stamford, Norwalk, Westport, Fairfield, Shelton, Trumbull, Wilton, Darien, Greenwich and, in Westchester County, Port Chester “We work closely with our retail partners to help understand where they see a demand for our service,” said Nick Friedrich, Instacart general manager. “We also undertake a variety of analyses on a particular region, how densely populated it is and if it would be open to the kind of service we offer.” Instacart also tracks how many prospective customers enter their ZIP codes on its website to find nearby locations to measure demand, he said.

To use Instacart, customers go to Instacart.com or open the Instacart mobile app on their iPhone or Android device, select their city or store, add items to a virtual cart, then choose a delivery window — within one hour, within two hours, or up to seven days in advance — and check out. Orders must be at least $35, with free delivery on the first order; after that the cost is $3.99 for two-hour delivery and $5.99 for one-hour delivery. Customers can also opt for an Instacart Express membership, which offers free delivery on two-hour and scheduled grocery deliveries for $149 a year after a free two-week trial. Friedrich said that Instacart also has relationships with “hundreds of small groceries” nationwide, but information on such Fairfield County-based outlets was not immediately available. The company usually integrates with stores’ existing e-commerce and delivery mechanisms; Whole Foods and like retailers compensate Instacart for the deliveries and traffic it generates. Should an ordered item not be available or the delivered product be damaged or spoiled, Instacart takes responsibility for finding a suitable replacement or refunding the purchase price. Customers can list acceptable replace-

ments when placing their orders and are contacted via text or email if the shopper has questions while in the store. The new expansion includes openings in some 45 markets, including the Chicago, Dallas, Houston, Baltimore and Indianapolis areas. It is being powered by the company’s $400 million Series D round of funding at a valuation of $3.4 billion. Instacart plans to make its service available to 80 percent of U.S. households by 2018; Friedrich said it currently is available to about 30 percent. Last year, the company authorized the sale of new equity that allowed Whole Foods to buy shares in Instacart in conjunction with an expanded partnership, with the total equity authorization reportedly totaling about $36 million. Grocery delivery services such as Instacart have had something of a rocky go of it to date. In early May, a Wells Fargo report on online delivery services said the grocery category represents just 1 to 2 percent of total grocery spending, indicating that most consumers are still reluctant to shop for such items online. The most notable flop in the area was Webvan, which raised $800 million and went public during the dot-com boom

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before eventually going bankrupt in 2001 and ultimately being folded into Amazon. com. With that in mind, earlier this month Instacart co-founder Max Mullen said the company has no plans to go public. Amazon’s online grocery service Amazon Fresh has been compared unfavorably to Instacart in some quarters, with The Motley Fool, the multimedia investor services company, recently maintaining that the San Francisco firm is “quickly surpassing Amazon Fresh as the most important online grocery service.” Instacart’s most similar competitor, Shipt, based in Birmingham, Alabama, said it delivers groceries to 40 markets across the country, charging an annual $99 membership fee. It does not offer delivery in the Connecticut and New York region. Friedrich said that Instacart, which expects to be in up to 100 markets by year’s end, distinguishes itself from its competitors by the speed of its deliveries — although Shipt also promises delivery within one hour — and its ongoing efforts to build customer relationships. “We’re all about engaging with our shoppers to build a great experience for our customers," he said. "I would argue that the others don’t do what we do at the same level.”

Week of May 22, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

Brewery —

Stamford Innovation Center pulls up stakes

» From page 3

there’s enough positive feedback, we’ll try manufacturing and selling it.” Not everything makes it to market, however. He described a potato chip beer as “something that we thought wouldn’t appeal to anyone beyond hardcore beer enthusiasts.” The spud suds experiment was never sold. In addition to its core brews like Bright, a blonde and pale ale hybrid, double IPA Liquid Hoptimism and IPA Pursuit, Half Full also produces a couple of seasonal beers each year, with recent offerings, including a peach wheat ale, Within Reach, and a Belgian yeastaccented IPA, Celebrate Everything. The company has also introduced The Community Sourced Ales Project, in which it collaborates with brewers and other craft-centered local businesses to produce limited market releases. The results to date have included Rise & Shine, a cold-brew coffee porter brewed in collaboration with Rise Coffee of Greenwich and New York City; Grace & Darkness Oyster Stout, brewed with Norwalk’s Copps Island Oysters, and Bee Enlightened, a Kolsch brewed with honey from Red Bee Apiary in Weston. Including the three core beers, Half Full maintains 12 to 14 varieties per year;

F Horrigan said the company debuted three last year and expects to introduce four more by the end of 2017. In addition to the brewery proper, Half Full maintains a tasting room where patrons can sample on tap its otherwise canned products. Open Fridays from 4 to 9 p.m., Saturdays from noon to 6 p.m. and Sundays from noon to 5 p.m., the tasting room accounts for “about 25 to 30 percent of our revenue,” Horrigan said. The brewery produces in “the high 3000s, low 4000s” of barrels per year, said Horrigan, and that number is expected to increase as the Stamford operation continues a calculated expansion. Half Full recently signed a distribution agreement with McLaughlin & Moran Inc. to carry the brand in Rhode Island and has distribution agreements in Westchester County and southwestern Massachusetts.

ollowing months of wrangling with the city of Stamford, the Stamford Innovation Center (SIC) has agreed to vacate its headquarters at Old Town Hall as of May 31. The move brings to an end a five-year run that has seen what SIC leadership described as “thousands of events and the sprouting of dozens of companies and hundreds of jobs in Stamford and the surrounding towns.” Launched as a business accelerator for entrepreneurs, the SIC rented space at its Old Town Hall headquarters at 175 Atlantic St. to businesses of all stripes, and has been expanding its calendar seemingly exponentially ever since, especially in regards to technology: It rolled out its first-ever Stamford Technology Week and its inaugural Northeast Hackathon series last year. “The growth of SIC-incubated startups such as Arccos Golf, Orthozon, Tru-Optik, Media Crossing, eBrevia, SmartMD and US Mobile is a testament to the strength of the talent of our region and the powerful outcomes that can happen when we apply ourselves as a community to grow our economy,” SIC Managing Partner Barry Schwimmer said. “These companies have collectively raised more than $25 million

in venture funding and made a significant impact in the region.” Schwimmer and Chief Marketing Officer Peter Propp will continue to develop innovation programs in the region and have founded Northeast Community Innovation Corp., a 501(c)(3) not-for-profit corporation that is focused on the growth of startup communities throughout the Northeast. The team said it is now considering alternative locations, primarily in Fairfield County. More information on this entity can be found at northeastinnovation.org. SIC’s exit came due to a rent dispute. In October, Old Town Hall Redevelopment Agency President Tim Curtin told the Business Journal that “they just haven’t paid (the $16,000 per month rent), saying they had no money” for a number of months. “Having an active tenant like the Stamford Innovation Center has been great for the downtown environment,” Curtin said about SIC’s move. “We’ve been proud to host the SIC team and their community and wish them the best.” Programming at SIC will continue throughout May. Upcoming events can be found at the SIC website at stamfordicenter.com. — Kevin Zimmerman

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 22, 2017

Stamford mayor — » » From page 1

transportation work.” As for the workforce, Martin expressed an eagerness to expand the millennial population, particularly the younger professionals who are looking for work in the digital industry. He pointed to this summer’s opening of the dormitory at UConn’s Stamford campus as a means of attracting millennials to the city. “We need to have schools turning out people who are qualified in the STEM (science, technology, engineering and mathematics) fields,” he said. “Who’s got those skills? They tend to be millennials. If we are able to attract millennials, these businesses are more likely to stay here.” Martin also highlighted the importance of creating a welcoming and lively urban environment that will attract residents as well as businesses. He noted General Electric’s departure from suburban

Fairfield to Boston as evidence that major businesses — and by extension, their workforces — are looking away from suburban settings in favor of culturally and commercially diverse city settings. “We are trying to make this a place where people want to live,” he said. “It’s not about trying to grow the city’s population. If you make it a place where people want to live, you’ll grow the population. So, let’s get the goals right.” However, Martin admitted that Stamford is also in a pricey housing market, which could work against efforts to attract college graduates while maintaining its working-class population. He recalled a conversation with a multifamily housing developer over the possibility of lowering rents on one-bedroom units in a new complex from $1,900 to $1,200. The developer politely declined, noting that the complex was already fully rented while still under construction. “I fully get that this is one of the most

expensive areas in the country,” said Martin about his city. “I don’t have the magic wand to change that. It’s going to remain an expensive area to live in. But in terms of affordable housing, the city of Stamford provides more assisted and affordable units than Greenwich, New Canaan, Darien, Norwalk, Westport, Fairfield, Wilton, Easton, Weston, Ridgefield and Bethel combined.” Nonetheless, Martin said that Stamford is not an island unto itself. While the city would get anywhere from $6 million to $8 million from Hartford, depending on how the state budget battle shapes out, the state's budget deficit has permeated Stamford’s policy decisions. “I am concerned where the state is going,” he said. “I think the state is underfunding the city of Stamford and has been for a long time. It has made it a challenge for us to educate the kids in the Stamford schools.” Education is a subject close to Martin’s heart, as his wife, Judith, was a reading

Connections — » » From page 1

ating in 26 states, Creative Connections pairs public-school and private-school students in the third through 12th grades with their counterparts in more than 30 countries in a program called ArtLink that enables students to share their ways of life through the exchange of original artwork and observations. Creative Connections offers a ninemonth curriculum. U.S. schools are charged between $695 to $895 per class for the semester, while foreign schools pay no exchange fee. After an introductory period in the first month that establishes the partnership between the U.S. schools and their global counterparts, the second and third months involve the students creating original visual art that reflects their local cultural heritage and social values. During the fourth month, all of the art is forwarded to Creative Connections’ office for processing, with a selected jury identifying work for an annual international children’s art exhibit. In the fifth month, the U.S. students and the foreign counterparts examine and consider their partner class’ art, while the remaining months include a live videoconference that connects the classes for a one-hour conversation and display of the shared artworks. “They share a curriculum and the idea is to start with a very simple question: ‘What is culture?’” said Polly Loughran, Creative Connections program director. “Then, they start a conversation and ask each other, ‘What is your culture? What are values? What do you value about your cul-

Tharanginee youth performers from Chennai, India, teach Stamford students how to use arm and hand gestures in Indian dance. Photo courtesy of Creative Connections

ture?’ And then move that to an artistic representation. It is not about the quality of the art, it is about the thought behind the art.” The use of art to encourage an international conversation has not been without its challenges. Shortly after Steckler launched Creative Connections in 1992, one of the early participating U.S. classrooms decided to create a paper mâché version of the Statue of Liberty that stood roughly four feet high. While Steckler was impressed with the students’ artistic talents, there was a problem when it came to sharing it with their overseas counterparts. “It cost us $300 or $400 to ship, so we realized that’s not the best model,” he said.

Week of May 22, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

Today’s classes create flat paintings and drawings that can be easily sent for minimal postage. Steckler also learned the hard way that an “artifact box” containing elements of local cultures was a great concept, but only if it was a nonperishable item delivered in a timely manner. A Cape Cod school’s decision to share a lobster packed in dry ice with students at an Inuit school in northern Canada backfired when the Canadian airport was closed for weeks due to the Arctic winter. “When it finally arrived, the lobster was totally unrecognizable at that point,” Steckler said with a laugh. The videoconference aspect of the pro-

teacher for 14 years at Northeast Elementary School in the city. She died in November after a long battle with cancer. The couple had founded Starfish Connection, a nonprofit that mentors students from lowincome families. Martin wondered aloud about jettisoning his approach to governing in order to bring in more state funds for the city school system. “So, now, I’m in a quandary,” he said. “Do I want to be deliberately irresponsible and go deeply into deficits so they can continue to send me money that I should have received in the first place? No, I am going to be responsible — and the responsibility was that when we started this year, we assumed that the state was not going to deliver all of the money to us. They’ve already cut out a quarter-million dollars, and they’re going to cut another quarter-million dollars. I know that they have tough times up there and we will absorb that. We’re thinking to where the future is.”

gram — which Creative Connections introduced in the 1990s with the now-extinct Luma Telecom Video Telephone that offered real-time visual black-and-white snapshots over a phone line — creates a distinctive bond between the partner classes, particularly when the students see their artwork being held up by their overseas counterparts. “When a student in Uganda is holding a picture from a student in New York City and the New York kids are thinking, that is the art that I created three months ago, it is incredibly exciting,” said Loughran. “And vice versa. That is where one of the first barriers start to fall: they are not only connected, but they are not that different.” Creative Commons also hosts foreign music and dance troupes for performances at schools in the tristate area. This year, India’s youth dance ensemble Thanranginee! offered both shows and classroom workshops at 15 schools. Loughran said many American students have expressed surprise at how young people overseas enjoy different freedoms, such as walking to school rather than waiting for scheduled bus rides. On the flip side, some aspects of U.S. life confuse foreign students. “Students here want to be a football player or a rock star,” she said. “But in India, they want to be a doctor and an engineer, and they ask American students: ‘Why do you just want to be famous? Why do you just want to do sports or music as your career?’ And that starts an interesting exchange. It’s not just learning about another culture. The students learn so much about themselves. It gives them a time to reflect and think through.”

GUEST VIEW

BY CHRIS BRUHL and JENNIFER RYAN CROZIER

Fortune 500 connections grow small businesses

ational Small Business Week may have recently come and gone, but for many of us, we didn't necessarily need the reminder — we live it every day. Small businesses famously comprise such a large percentage of the U.S. economy — 99 percent of all U.S. firms, half of the employers and 64 percent of new jobs — that the average consumer probably encounters an entrepreneur at least once a day. The majority are not tech startups, as one might believe, but instead cater to every niche imaginable. As pervasive as small businesses are in the economic landscape and on the metaphorical Main Street, it turns out that the engine for some of their growth and longevity may be large companies. Small businesses that are awarded contracts from larger companies tend to thrive. According to the Center for an Urban Future, small businesses that obtain contracts with large companies can easily double their workforce within two years. Working with larger companies also gives smaller businesses the credibility to obtain loans more easily. But, let's face it: it can be tough just to get the attention of Fortune 500 companies. To simply present their credentials and offer themselves for consideration in the procurement process, small businesses need to spend a lot of time filling out paperwork, one prospect at a time. Many are caught in the Catch 22 of not having enough time to undergo the process, yet need to do so if they're going to grow. While there are about 6 million businesses in America, only about 10,500 suppliers received 80 percent of Fortune 500 contracts in 2008, according to Chicago-based CVM Solutions. Of course, not every small business wants to break into a large supply chain, but for those that do, it's daunting. All of that changed for the better last year when The Connecticut Supplier Connection was launched and IBM selected The Business Council of Fairfield County to lead the first regional growth partnership of Supplier Connection, a national, multi-industry procurement network. Powered by IBM and residing in the digital "cloud," Supplier Connection is a free website (www.supplier-connection.net) that directly connects small and diverse businesses directly to the supply chains of Fortune 500 corporations and other large organizations. Small businesses need only fill out profile information once and the information becomes

available to, so far, more than 40 Fortune 500 companies, some of them based in Fairfield and Westchester counties. Since 2011, corporate and organizational buyers have spent almost $8.5 billion with the small and diverse businesses that have registered for free on Supplier Connection. Supplier Connection had already existed for a few years prior, but the partnership with The Business Council of Fairfield County gives local entrepreneurs an edge, as they can receive complementary training on issues related to capital, marketing, sales and related trends. The partnership has also led to events such as The Supplier Connection

Growth Summit, which was held on May 10 in Stamford, with participation from Gov. Dannel Malloy. The event included a matchmaking segment — sort of like corporate "speed-dating" — in which over 100 meetings were held where small businesses received face-to-face networking opportunities with potential corporate customers. Recognized at the event were companies like Pitney Bowes, the first Connecticut-based corporate member of Supplier Connection and co-chair of the Connecticut Supply Chain Roundtable, which guides the Supplier Connection initiative statewide, along with The Business Council. Pitney Bowes signed a contract

with Danbury-based Airlink Ground Transportation to receive global employee pick-up and delivery. Airlink had only been in existence for four years when it earned the contract and is representative of the kinds of opportunities available to other local businesses. Two hundred local businesses have already signed up for Supplier Connection in Connecticut alone — we expect that to be 300 by year’s end — and so have corporate buyers. These include Pitney Bowes, Synchrony Financial, Purdue Pharma, Frontier Communications, Avangrid, United Rentals, Nestlé/Nestlé Waters North America, and Sikorsky Aircraft » Small Businesses, page 9

The funds your business needs, when you need them Let’s Make Business Happen

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 22, 2017

ASK ANDI

BY ANDI GRAY

Pleasing the bank We need to get a loan to tide us over as we start to ramp up to our busy season. All the banks have been calling us saying they want our business, and so far we’ve talked to a couple. When we get into the details, we find they are hard to please. While the local reps say they want our business, the higher-ups don’t seem so eager. One bank said they didn’t want our business, another said they needed more information. Is it worth it going through the process? If we don’t get a loan it could be really tough managing cash until all our clients pay up.

Newtown Savings Bank is pleased to announce that it has closed the following transactions:

$531,000 $150,000 SBA 504 Loan

Working Capital Line

$1,425,000 Commercial Mortgage

Garden Center Monroe, CT

Apartment Building Acquisition Bridgeport, CT

$2,325,000

$3,600,000

Commercial Mortgage

Warehouse Distribution Center Acquisition North Haven, CT

Investment Property Brookfield, CT

Let us help your business. To get started, contact: Jim Bardon 203.364.2947 Dick Barredo 203.364.2964 Mark Candido 203.364.2987 Whit Holden 203.364.2966 Member FDIC NMLS# 411347

Mary Jascha 203.364.2954 Margot Melaas 203.364.2927 Tony Rossley 203.364.2945 NSBonline.com

Week of May 22, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

THOUGHTS OF THE DAY: Understand what the bank wants. Be prepared to fill out a lot of forms. Ask for a realistic loan amount and repayment terms. Back up what you say with a business plan. You need to have business experience. If you’re a startup with less than two years of history, getting any bank loan will be close to impossible. You’ll probably do better getting a personal loan and personally lending money to the company until there’s some history to show. Pick a bank that’s right for you. Credit unions and community banks can be easier to deal with, but generally offer smaller loan amounts. Commercial banks come in lots of sizes and have various optimum client targets. Some banks specialize in real estate loans, others in working capital, while others get excited about funding equipment leases. Private funding sources typically offer higher interest rates, but less paperwork and faster approval. The SBA backs up loan risks, but the loans still will have to come from the local, regional or national banks that put up the funds initially. If the SBA gets involved expect both additional paperwork and added processing time. Show that you can pay back the loan — by having a history of doing so. Banks look at both personal and business credit history. If you pay on time, that’s good. If you have a lot of late payments, that’s not good. If you owe taxes, clean that up first. Get an education before you get started. Discuss the process with your banker, from initial short-form application to final approval. Ask for a critique of your company’s current financial position. Pay atten-

Andi Gray

tion and don’t get defensive. In today’s banking environment; it’s all about crossing “t’s” and dotting “i’s.” Expect to slog through multiple requests for documentation — both personal and business. Expect delays, as the banker sends paperwork forward, a credit analyst puts the package together, the credit committee reviews the loan and requests for additional information come back down the chain. Ask your banker and accountant for advice on how much funding to seek. This is governed more by what you can afford than by what your company needs. The banks are in business to lend AND get paid back. They want to know your company will be able to easily handle repayment, even if somethings don't go according to plan. If you’re concerned about cash flow, ask for a line of credit rather than a term loan, which gives you flexibility on how much to pay each month. Submit a detailed business plan with personal and business financials and resumes of key players. Provide history and current status on the business. Show how the loan will be used. Conservatively estimate financial results. Provide information on obvious things that could go wrong, how you would handle them and still pay back the loan on time. LOOKING FOR A GOOD BOOK? Try “Approved: How to Get Your Business Loan Funded Faster, Cheaper & With Less Stress” by Phil Winn. Andi Gray is president of Strate�y Leaders Inc., Strate�yLeaders.com, a business-consulting firm that teaches companies how to double revenue and triple profits in repetitive growth cycles. Have a question for AskAndi? Wondering how Strate�y Leaders can help your business thrive? Call or email for a free consultation and diagnostics: 877-238-3535. AskAndi@ Strate�yLeaders.com. Check out our library of business advice articles: AskAndi.com.

Survey finds challenges for CT manufacturers BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

onnecticut manufacturers will need to fill 13,600 positions by 2018 to meet growing demand, according to a new Connecticut Business & Industry Association (CBIA) survey. The 2017 Survey of Connecticut Manufacturing Workforce Needs, produced by CBIA and the National Science Foundation Regional Center for Next Generation Manufacturing, found 99 percent of manufacturers expect to grow their workforce in the next three years. Manufacturers are hiring for a range of positions, including entry-level production workers, engineers and welders, with 98 percent looking to fill full-time positions. The average starting pay for all levels ranged from $29,000 to $66,000. The survey also showed that retaining workers is a challenge for many of the state's manufacturers. Twenty-seven percent of respondents said some were leaving for better pay and benefits, while 20 percent said they were losing employees to retirement. Manufacturers said they are prepar-

ing for vacancies by training their current workforce (79 percent), targeted recruitment plans (72 percent), developing and expanding apprenticeships (40 percent) and automation (26 percent). "This survey is the road map to reinvigorating the mainstay of our state's economy," said Brian Flaherty, CBIA senior vice president of public policy. "The answers are here, from hiring needs, to the skills they're looking for and the barriers to growth they need to clear." The survey also highlighted the disconnect between needed skills and available training. In almost every category, manufacturers felt there are not enough training opportunities. Specifically, they noted employees lack employability, punctuality and work ethic (74 percent) and technical skills such as computer numerical control

and blueprint reading (71 percent). Manufacturers are largely addressing the skills gap through on-the-job training (95 percent), tuition reimbursement (61 percent), and classroom education outside of (54 percent) and during work hours (47 percent). They are also turning to educational institutions for help, including in-state technical high schools (75 percent), in-state community college certification programs (67 percent), in-state community college associate degree programs (52 percent) and state high schools (58 percent). With hiring projections in the thousands over the next three years, the CBIA recommended the following: • Further expanding the state's community college technical training programs; • The Small Business Express Program must expand to reach larger manufacturers

that are struggling as much as smaller firms to find the next generation of talent; • Public schools must increase efforts to educate students, guidance counselors, and parents about careers in modern manufacturing; and • While the University of Connecticut's successful engineering program has grown in popularity, other state and private schools need to work to create and improve engineering programs. The 2017 Survey of Connecticut Manufacturing Workforce Needs questionnaire was emailed and mailed to manufacturing executives and human resource directors throughout Connecticut in December 2016 and early January 2017. The survey had 157 respondents for a 5 percent response rate and 8 percent margin of error, with a 95 percent confidence level.

Small Businesses — » » From page 7

through its new parent Lockheed Martin. Let's be clear: this is business earned and grown the old-fashioned way, aided by technology. This is helping neighbors succeed because their success is everyone's success. Although the Supplier Connection partnership is through The Business Council of Fairfield County, it isn't limited to just highly local businesses. Companies from neighboring counties also see value in participating. These days, regional is really local and vice versa. In many ways, there's never been a better time to be a small business in Fairfield and Westchester counties. The Growth Summit is only the first of other such events, but don't wait for those before getting involved. Resources are available yearround. If you're a small or diverse business looking to grow, or a large company looking for a vendor to work with, then Supplier Connection (www.supplier-connection.net) is a good place to start. Chris Bruhl is CEO of The Business Council of Fairfield County and Jennifer Ryan Crozier is IBM's vice president of corporate citizenship and president of the IBM International Foundation.

WHEN & WHERE

5.24.17 Check-in & networking: 11:15 am Program: Noon–2:15 pm Crowne Plaza 2701 Summer St., Stamford PRICE

CBIA/Stamford Chamber of Commerce members. . . . . . . .$75 Nonmembers . . . .$95 Table of 10 . . . . .$700 860.244.1977 cbia.com/events registrar@cbia.com @CBIANews

onnecticut’s Fairfield County has thrived despite statewide stagnant economic growth, but the area continues to grapple with physical and human infrastructure challenges.

Hear the latest legislative update from the state Capitol, learn strategies that the county can implement for success, and listen to the Federal Reserve Bank of New York’s economic outlook for the region and nation for the remainder of 2017. Joe Tracy, executive vice president and senior advisor to New York Fed president William Dudley, is the event’s keynote speaker. The first-ever Fairfield County Economic Update is presented by CBIA, the Stamford Chamber of Commerce, and the Federal Bank of New York.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 22, 2017

Fairfield County

YOU ARE INVITED Register at

SILVER SPONSORS:

BRONZE SPONSORS:

SUPPORTERS: CAR WASH

10 Week of May 22, 2017 â&#x20AC;¢ FAIRFIELD COUNTY BUSINESS JOURNAL

COME MEET THE WINNERS

The rising stars in Fairfield County KEYNOTE SPEAKER

EMCEE

Join Honorees and Alumni at our 13th Annual Celebration Cortney Ansel Melissa Basile Eric Bernheim Justin Charise Josh Cohen Christopher Cortese Kayte Cwikla-Masas Alison Davis Anthony DeCandido Robyn Drucker Taruna Garg Michael Gretczko Rachel Haughey Sean Hurley Ken Jacobi Rebecca Kaplan Jacqueline Kaufman

Daniel Trust

Founder and CEO of the Daniel Trust Foundation, 2016 40 Under 40 Winner

Matt Scott

Meteorologist Fox 61

WHEN AND WHERE

Silicon Harbor, 1 Elmcroft Road, Stamford June 20, 5:30 p.m. For more information, please contact Rebecca Freeman at 914-358-0757 or rfreeman@westfairinc.com.

Blake Leonard Brian Lowell Allyson Mahoney Chris Manimbo Angela Medina Jenny Mezzapelle Alexandra Mililli Jacqueline Novotny Kelly O’Donnell Jeff Osta Kate Petrov Quetin Phipps Kate Pipa Natalie Pryce Brett Robinson Devon Scanlon Jagjiwan Singh Lindsay Smith Salvatore Sorce JP Sredzinski Nicole Thomas Brian Van Wagener Julie Varughese

Rhone Kids in Crisis Halloran & Sage LLP Saugatuck Financial The Junkluggers Newmark Grubb Knight Frank The Center for Family Justice The Private Bank at JP Morgan RSM US LLP Cohen and Wolf, P.C. Murtha Cullina LLP Deloitte Consulting LLP NEAT A.P. Construction Company PepsiCo Norwalk Community Health Center, Inc. Carmody Torrance Sandak & Hennessey LLP Stew Leonard’s Wines ACBI Insurance Bram Speech and Language Consultants Edward Jones Family ReEntry Blue Buffalo UBS CBRE Pullman & Comley LLC NAGI Jewelers Greenwich Library Stamford Excellence Spooner House Pryceless Consulting Splash Carwash Splash Management Group, LLC Chick-fil-A Brookfield First County Bank Abbey Tent & Party Rentals HUB International Northeast CT State Legislature Wells Fargo Frontier Communications Americares

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 22, 2017 11

THE LIST Family-Owned Business Family-owned Businesses

Fairfield County

Listed alphabetically. Name Address Area code: 203, unless otherwise noted Website

A-Quick Pick Crane Service Inc.

205 Water St., Derby 06418 924-2000 • aquickpickcrane.com

Abercrombie Burns McKiernan & Co. Insurance Inc.

30 Old Kings Highway S., Second floor, Darien 06820 655-7468 • abmck.com

Accurate Lock and Hardware

1 Annie Place, Stamford 06902 348-8865 • accuratelockandhardware.com

AffinEco

855 Main St., Suite 900, Bridgeport 06604 878-0638 • affineco.com

Agabhumi

22 Magee Ave., Stamford 06902 914-7432 • agabhumi.com

All-Blinds Plus

119 Crystal Lake Road, Stamford 06905 322-8821 • NA

The Ashforth Company

707 Summer St., Fourth floor, Stamford 06901 359-8500 • ashforth.com

B & B Moving & Storage LLC

49 Jewett Ave., Bridgeport 06606 740-1224 • bbmovingandstorage.com

Bigelow Tea

201 Black Rock Turnpike, Fairfield 06825 334-1212 • bigelowtea.com

Black Dog Remodeling

3043 High Ridge Road, Stamford 06903 536-8787 • blackdogremodeling.com

Bosak Funeral Home & Cremation

453 Shippan Ave., Stamford 06902 325-9300 • bosakfuneralhome.com

Building and Land Technology

1 Elmcroft Road, Suite 500, Stamford 06902 846-1900 • bltoffice.com

Building Blocks Early Learning Center LLC 72 Camp Ave., Stamford 06907 517-9769 • blockslearning.com

Byrd's Books

126 Greenwood Ave., Bethel 06801 730-2973 • byrdsbooks.com

Callari Auto Group LLC

140 Ledge Road, Darien 06820 656-1804 • callaricars.com

Cannondale Generators

390 Danbury Road, Wilton 06897 762-2608 • cannondalegenerators.com

Centrix Inc.

770 River Road, Shelton 06484 929-5582 • centrixdental.com

Christopher Noland Salon & Beauty Spa

124 Greenwich Ave., Second floor, Greenwich 06830 622-4247 • christophernoland.com

Commerce Packaging

305 Wilson Ave., South Norwalk 06854 838-0304 • commercepackaging.com

Owner(s)/President(s) Year founded

Description

George Schrade 1984

Crane with operator and rigging services

Kevin P., Thomas J., and Christopher K. McKiernan 1952

Insurance agency

Ronald and Reed Salvatore 1960

Architectural door hardware manufacturer

Michael Diamond and Paul Senecal 1966

Janitorial and maintenance services

Regina and Michael Kirshbaum 2002

Fashion retail

Allan Goldstein 1995

Sales and repairs of custom window treatments

H. Darrell Harvey and Andrew B. Ashforth 1896

Real estate firm

79 Bridgeport Ave., Shelton 06484 924-4811 • dimatteoinsurance.com

Sam Butt 1985

Moving company

1171 E. Putnam Ave., Greenwich 06878 967-2231 • thedowlinggroup.com

Cindi Bigelow 1945

Tea manufacturer

5 River Road, Suite 317, Wilton 06897 604-4207 • drmaryskitchen.com

Stephen Simms 1996

Home remodeling services

142 Hamilton Ave., Stamford 06902 316-5433 • easternland.com

Gerald R. Bosak, Jr. 1919

Funeral home

43 Beaver Brook Road, Danbury 06810 748-5111 • eacgs.com

Paul and Carl R. Kuehner III 1982

Real estate firm

1498 Post Road, Fairfield 06824 259-5693 • fairfieldcenterjewelers.com

Mitch Hoffman 2008

Child day care

222 Summer St., Stamford 06901 359-2900 • fdrich.com

Alice Hutchinson 2011

Retailer of books and gifts

Paula Callari 1966

Car dealership

Paul Bonomo 1990

Residential emergency power installation and maintenance

William B. Dragan 1970

Manufacturer of dental supplies

Christopher Noland 2010

Beauty salon and spa

10 Cross St., Norwalk 06851 475-355-1755 • ctgamehaven.com

Stuart Alexander 1954

Packaging

11 Ferry Lane W., Westport 06880 227-5181 • gaultenergy.com

This list is a sample of family-owned businesses located in the region. For the full list of family-owned businesses, visit westfaironline.com. If you would like to be included in our next list, please contact Danielle Renda at drenda@westfairinc.com. NA

Not available.

12 Week of May 22, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

Name Address Area code: 203, unless otherwise noted Website

Connecticut Information Security LLC

187 Danbury Road, Wilton 06897 354-0224 • ctinfosec.com

Cornerstone Contracting

301 Valley Road, Cos Cob 06807 861-4200 • cornerstone-builders.com

County Construction Inc.

258 Ely Ave., Norwalk 06854 853-2463 • countyconstructioninc.com

Craig's Fine Jewelry

394 Main St., Ridgefield 06877 438-3701 • craigsfinejewelry.com

David's Soundview Catering 471 Elm St., Stamford 06902 324-5724 • davidscatering.com

Deutsch Family Wine & Spirits

201 Tresser Blvd., Suite 500, Stamford 06901 965-4100 • deutschfamily.com

DiMatteo Group Insurance LLC The Dowling Group Dr. Mary's Kitchen

Eastern Land Management Enhance A Colour Corp.

Fairfield Center Jewelers FD Rich Co.

Felner Corp.

35 Brentwood Ave., Fairfield 06825 331-4770 • felnercorp.com

The Fitzpatrick Agency Inc.

840 Clinton Ave., Bridgeport 06604 336-2138 • fitzpatrickagency.com

Forever Sweet Bakery

4 New Canaan Ave., Norwalk 06851 939-9600 • sweetendingsbakery.com

Front Row Kitchens Inc

117 New Canaan Ave., Norwalk 06850 849-0302 • frontrowkitchens.com

Game Haven of Connecticut LLC

Gault Energy & Home Solutions

Gerard B. Tracy Associates Inc.

1261 Post Road, Suite 201, Fairfield 06824 222-0900 • tracyassoc.com

Owner(s)/President(s) Year founded

Description

Brian Quinn 1979

Cyber security firm

George Pusser 1992

Homebuilder

Rich Ochsendorf 1979

Construction

Bill Craig 1950

Fine jewelry

David Cingari 1988

Catering company

Bill Deutsch 1981

Wine and spirits importer

John DiMatteo 1961

Insurance agency

Joseph and Sean Dowling 1979

Financial advisor

Tom Shrum 2015

Gluten-free and paleo snacks and products

Bruce Moore 1976

Landscape management services

Kevin and James O'Connor 1988

Custom graphics and displays

Robert Sussman and Howard W. Diamond 1933

Jeweler

Thomas L. Rich 1920

Real estate firm

Patricia B. Felner-Bragano and Lisa Glover 1978

Property management

Paul Fitzpatrick 1919

Insurance for cars, homes, businesses, life and health

Frances and Sky Mercede 2012

Bakery

Matt Giardina and Barbara Laughton 1983

Kitchen design and installation firm

Brent and Paula Goren 2014

Video game center

Bill and Sam Gault 1863

Energy, heating and cooling and maintenance and repair

Tim Tracy Sr. 1948

Insurance

Wary borrowers avoiding reverse mortgage market

SPECIAL REPORT

BANKING

A MATTER OF TIME

BY PHIL HALL phall@westfairinc.com As the baby boomers become the next wave of senior citizens, it is easy to assume that they would be interested in pursuing reverse mortgages, a loan product specifically designed for those who are 62 or older. But that has not quite happened. Reverse mortgages enable a borrower to access their home equity and defer the payment on the loan until they sell or move out of the residence. In the event of the borrower’s death, the heirs are responsible for repaying the loan. A homeowner can receive money for the reverse mortgage loan either in a lump-sum payment, monthly payments or as a line of credit. A homeowner is still responsible for property tax payments and insurance, as well as home maintenance and other residential obligations. The most prominent type of reverse mortgage is the Home Equity Conversion Mortgage, or HECM, which is insured by the Federal Housing Administration. Some state housing finance agencies offer their own proprietary programs, such as the Reverse Annuity Mortgage Program offered by the Connecticut Housing Finance Agency (CHFA) in partnership with the Connecticut Department of Social Services. The Connecticut program “provides monthly cash payments that can be used to cover a variety of services connected with long-term care needs that allow the homeowner or joint owner to remain in the home,” said Lisa C. Kidder, the housing finance agency’s director of communications. Applicants must be 70 or older and are prescreened by the Connecticut Department of Aging to be sure they meet the criteria. “There are no outside lenders involved,” Kidder said. “A representative of an independent social services agency assesses the applicant’s long-term care needs. It’s important to note that this program serves a very specific need, and in the last five years, CHFA has closed eight loans.”

A LACK OF INTEREST?

Reverse mortgages have weathered some controversy over the years, ranging from news stories regarding foreclosure cases against seniors who defaulted on the terms of their loans to a wider misperception that lenders automatically seize the property upon the death of the borrower.

The Consumer Financial Protection Bureau, a federal regulatory agency, received 206 complaints related to reverse mortgages in 2012. By 2016, the agency received 562 complaints, a 172 percent increase over a four-year period. In June 2015, the agency issued a consumer advisory titled “Don’t Be Misled by Reverse Mortgage Advertising.” Without naming specific lenders, the agency faulted advertising and marketing materials from reverse-mortgage providers that gave the impression that the product was a win-win solution for seniors. “Many ads, however, didn’t mention that seniors could lose their homes if they don’t satisfy the loan requirements, such as paying property taxes or homeowners insurance,” the agency warned. “Seniors said the ads made reverse mortgages look like a good way to travel and enjoy retirement while they were still young and active. Yet Americans are living longer, more active lives than ever before. Reverse mortgage borrowers can outlive their loan funds by borrowing without careful planning.” In December 2016, the agency enacted civil penalties against three reverse mortgage companies — American Advisors Group, Reverse Mortgage Solutions and Aegean Financial — for deceptive advertising. The problems associated with reverse mortgage can be mirrored in the fairly low origination volume for the product.

The number of Home Equity Conversion Mortgages originated in the U.S. have been in a decline since their fiscal year 2009 peak of 114,692. For fiscal year 2017, as of April, only 31,864 were originated. A lack of interest has kept the product out of the offering lineup at The Westchester Bank in White Plains. “This is not something that is popular with our client base,” said John M. Tolomer, president and CEO, whose bank is also absent from the traditional residential mortgage market. “We don’t have any plans to offer this in the foreseeable future.” Many older Americans are not convinced that the product is safe. In May 2016, the American College of Financial Services released the results of a reverse mortgage survey of 1,000 people between the ages of 55 and 75 with at least $100,000 in investable assets and $100,000 in home equity. Only 14 percent of respondents said they considered pursuing this loan, while just one respondent reported to having a reverse mortgage. When asked how the reverse mortgage worked, less than one-third of respondents could correctly answer the question. Rick Kalnins, reverse mortgage specialist at Middletown, Connecticut — based Liberty Bank, acknowledged that the product’s image could benefit from better marketing. “We need to dispel that this is not a loan of last resort and that it can provide a viable financial solution,” he said.

From a lender's perspective, reverse mortgages require much more planning ahead than the traditional home loan. Extensive financial counseling on the pros and cons of the loan are required for the borrower and, when applicable, that person’s family. On some occasions, the borrower’s financial planner and attorney are also involved. “It takes a very, very long time period to get it done — about eight to 10 months,” said Brent Nyitray, director of capital markets for Stamford-based iServe Residential Lending, which does not offer this type of loan. “Most loan originators prefer not to do a reverse mortgage if they had the choice between that and a normal mortgage.” Still, there are financial institutions that gladly provide this product. Brian L. Mahone, vice president and regional manager at Washington Trust Mortgage Co. — which is represented locally with a Darien office — said the reverse mortgage is “not a program for everyone,” although he said there were a number of inquiries being made on behalf of potential borrowers. “Most of my referrals come through attorneys for the people and from family members,” he said, adding that some older customers ask about the product with the branch tellers. “Our tellers are a little more intimate with our borrowers.” Mahone said that one key selling point for the product involves the older homeowner’s ability to remain in their residence. “If you tell someone that they have to sell their home and move into a twobedroom apartment, that is not going to appeal to a lot of people,” he said. John Luddy, vice president of reverse lending at Avon-based Norcom Mortgage, agreed. “When you have a reverse mortgage, you always own your home,” he said. “Many adult children used the reverse mortgage so their parent can stay at home and not go into a nursing facility. If you go into a convalescent home, your money is gone within a year.” Luddy also stated that his Fairfield County customers use their reverse mortgages to help keep on top of property taxes. “I have clients in Fairfield County whose property taxes equal the amount that they paid for their homes in the 1960s,” he said. His company will soon be expanding across the border into New York to take advantage of a potentially “booming” reverse mortgage market, he said

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 22, 2017 13

S&P Global has named

Bankwell one of the

TOP 100 BEST-PERFORMING BANKS in 2016 nationwide

(and Connecticut’s only bank to achieve the ranking).

We wish to express our heartfelt thanks to our customers and the community for their ongoing support.

mybankwell.com

Bankwell was named one of the Top 100 Best-Performing Community Banks in 2016 between $1 billion and $10 billion in assets in an S&P Global Intelligence Report.

14 Week of May 22, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

Member FDIC | Equal Housing Lender

BY TIM BERGSTROM

YOUR SUCCESS IS OUR PRIORITY.

Cash ﬂow, succession, economy top small-business concerns

ince 1963, the Small Business Administration (SBA) has set aside the beginning of May for Small Business Week to call attention to entrepreneurship and the importance of small businesses to our overall economy. At Webster Bank we sharpen our focus during May as part of our Business Banking Month to bring heightened attention through all our lines of business on meeting our business customers’ needs. As bankers, we understand the challenges businesses face throughout the year, and those conversations often center on three topics: cash flow, the future of the business’s ownership and the economy in general. All businesses worry about cash flow. It is a top concern for businesses with fewer than 50 employees, according to Fast Company magazine. Cash flow is at the heart of any business’ well-being and critical to its life cycle. Simply put, working capital is essential to operating and growing a successful business. Business owners should start with a comprehensive financial plan and forecast. They need to compare regularly their performance against their projections and make timely adjustments. Almost any business will experience peaks and valleys in revenues. Careful planning can smooth out cash flow ups and downs through either a line of credit from a bank or by applying personal resources. If the business owner decides a line of credit best fits the need, it’s best to be prepared. That means having the last few years of the business’ financial statements and tax returns at the ready. Most likely the bank will ask for a personal financial statement and tax returns. Lines of credit are usually secured by the company’s assets. If the business’s assets are insufficient, owners might need to pledge personal assets for collateral or seek an SBA-guaranteed loan from their bank. Lower down payments and an extended time to repay can save additional cash flow to help grow the business. Business owners also tell us that they spend considerable time thinking about the future of their businesses, especially as they grow older and start planning for who takes over after they leave. Perhaps they have ridden the recession-recovery roller coaster too many times and looking ahead, they are uncertain whether they can — or want to — ride out yet another. If it is a multigenerational family busi-

ness, discussions of succession take place around the dinner table and arrangements can be ironed out that allow the owner to leave the business to the younger family members and allow for an income or a payout that will carry through retirement. Your attorney, CPA and banker can help organize and formalize these discussions. But one of the major concerns that keep owners up at night is whether the next generation is up to the task or even interested. Only half of family-owned businesses successfully transition to the next generation, according to Forbes magazine. The owner then must consider a financial solution that entails bringing in an outsider or working out an arrangement with one of the company’s employees. Complex issues must be addressed. Is the sale to be financed from existing cash flow, giving the owner a steady income over time? Or does the owner want a lump-sum buyout that the new owner needs to finance? Finally, especially in Connecticut, the economic uncertainty surrounding the state’s financial crisis is reaching deep into the small-business community and causing owners to be extremely cautious in making additional investments to grow and expand their businesses. While job markets are tightening around the country, Connecticut businesses are putting off hiring decisions altogether, which helps explain why the state has recovered only 77 percent of the jobs lost in the Great Recession. The rest of the nation has not only recovered all those lost jobs, it has also added more. They are not investing in their businesses, either. They are putting off expanding, buying new equipment, investing in plant or real estate. Businesses crave stability and predictability. They prefer zero-based budgeting. Deficit spending is worrisome. They need to be assured that state finances are solid and be confident that state policy is headed in the right direction. Overall, businesses seem to be doing well right now. They remain in recovery or have recovered. But business people are cautious. The fiscal cliff that they see the state approaching is affecting the way they do business, how they manage cash flow, how they plan succession and whether they hire additional people or spend money on fixed assets. Tim Bergstrom is Webster Bank’s greater Hartford regional president and head of business banking for Connecticut. He can be reached at tbergstrom@websterbank.com.

We are committed to our customers – and to the communities we call home. We take pride in being able to offer the products and services of a larger bank while remaining true to our roots as a local, community bank. This includes providing financial resources to help grow area businesses and support local organizations. In short, we’re here to help our neighbors succeed – just as we have been for more than 165 years.

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16 Week of May 22, 2017 â&#x20AC;¢ FAIRFIELD COUNTY BUSINESS JOURNAL

FACTS & FIGURES on the record ATTACHMENTS-FILED Chainani, Steve Sudhir, New Canaan. Released by John M. Wolfson. $710,923 in favor of Jack Ajluni, New Canaan. Property: 215 Spring Water Lane, New Canaan. Filed March 22. Durden, Marcella and Andrew Durden, Newtown. Filed by Zeldes, Needle & Cooper PC, Bridgeport. $202,721 in favor of John Gleason and Theresa Gleason, Newtown. Property: 10 and 15 Old Town Road, Newtown. Filed April 19. Durden, Marcella and Andrew Durden, Newtown. Filed by Zeldes, Needle & Cooper PC, Bridgeport. $19,000 in favor of John Gleason and Theresa Gleason, Newtown. Property: 10 and 15 Old Town Road, Newtown. Filed April 19.

BUILDING PERMITS

COMMERCIAL Bell Atlantic Inc., contractor for American Towers Inc. Install wireless equipment on the roof of an existing commercial space at 168 Catoona Lane, Stamford. Estimated cost: $150,000. Filed between April 17 and April 21. Canaan Construction Ltd., Wilton, contractor for Greyrock Associates LLC. Extend the patio on an existing single-family residence at 11 Sunset Hill Road, New Canaan. Estimated cost: $15,000. Filed April 24. Complete Environmental Services LLC, Bethany, contractor for CH Vitti Street Associates LLC. Demolish an existing commercial space at 23 Vitti St., New Canaan. Estimated cost: $30,000. Filed April 27. Complete Environmental Services LLC, Bethany, contractor for CH Vitti Street Associates LLC. Demolish an existing commercial space at 23 Vitti St., New Canaan. Estimated cost: $30,000. Filed April 24. Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: John Golden c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: (914)694-3600 Fax: (914)694-3680

Northeast Tent Productions, Stamford, contractor for Riverside Yacht Club Inc. Add temporary tents, lights and outlets to the property of an existing commercial space for a special event at 102 Club Road, Greenwich. Estimated cost: $7,500. Filed April 2017.

The Greenwich Tent Co., Bridgeport, contractor for National Trust For Historic Places. Add temporary tents, lights and outlets to the property of an existing commercial space for a special event at 842 Ponus Ridge, New Canaan. Estimated cost: $65,000. Filed April 21.

D&A Construction Management, Branford, contractor for Round Hill Community Church. Remove and replace the antennas on an existing commercial space at 395 Round Hill Road, Greenwich. Estimated cost: $25,000. Filed April 2017.

Northeast Towers Inc., contractor for Danbury Hospital. Replace the cell equipment on the roof of an existing commercial space at Locust Avenue, Danbury. Estimated cost: $30,000. Filed April 19.

Turner Construction, Shelton, contractor for Greenwich Country Day School. Renovate the offices in an existing commercial space at 401 Old Church Road, Greenwich. Estimated cost: $628,000. Filed April 2017.

D&A Construction Management, contractor for Seven T LLC. Replace the cell equipment on the roof of an existing commercial space at 7 Westview Drive, Danbury. Estimated cost: $15,000. Filed April 17.

O’Connell Jr., Eugene F., contractor for Alba Properties Inc. Renovate the steel lining in an existing commercial space at 34 Fifth St., Stamford. Estimated cost: $2,245. Filed between May 1 and May 5.

Uni Space, New York, N.Y., contractor for Shelbourer LLC. Renovate the interior of an existing commercial space at 1000 Lafayette Blvd., Bridgeport. Estimated cost: $121,575. Filed April 25.

Fontaine Construction LLC, Bethel, contractor for 31 River Road Associates LLC. Perform an interior fit-out in an existing commercial space for a new tenant at 31 River Road, Greenwich. Estimated cost: $220,000. Filed April 2017.

Olympic Construction LLC, contractor for Ridgebury Office Investment LLC. Perform an interior fit-out in an existing commercial space for a new tenant at 44 Old Ridgebury Road, Danbury. Estimated cost: $380,645. Filed April 20.

Wescorp., Greenwich, contractor for Mitchell Conn Corp. Add a demising wall to an existing commercial space at 19 E. Putnam Ave., Greenwich. Estimated cost: $6,000. Filed April 2017.

Forestone Management Associates LLC, contractor for 600 Summer LP. Improve the corridor on the second floor of an existing commercial space at 600 Summer St., Stamford. Estimated cost: $115,000. Filed between May 1 and May 5.

Sky View Builders LLC, contractor for James D. Preterotti. Relocate the kitchen area in an existing commercial space at 2437 Bedford St., Unit 4-4, Stamford. Estimated cost: $32,050. Filed between April 17 and April 21.

CPG Architects & Planners Inc., Stamford, contractor for BPP Lafayette Putnam. Perform an interior fitout in an existing commercial space for a new tenant at 1 Lafayette Place, Greenwich. Estimated cost: $13,000. Filed April 2017.

John W. Jarvis Company Inc., contractor for Quarry Farms LLC. Restructure the interior layout in an existing commercial space at 67 Sandpit Road, Danbury. Estimated cost: $350,000. Filed April 19. McDaniel, Thomas P., contractor for East Wall Street Associates LLC. Remove and install a roof on an existing commercial space at 5 E. Wall St., Norwalk. Estimated cost: $13,000. Filed April 25. Merritt Construction LLC, Monroe, contractor for 98 102 108 Greenwich Avenue LLC. Remove the awning in an existing commercial space and relocate the stair entry to Greenwich Avenue and add a new façade at 102 Greenwich Ave., Greenwich. Estimated cost: $80,000. Filed April 2017. New Canaan Lumber Co., New Canaan, contractor for self. Perform an interior fit-out in an existing commercial space for a new tenant at 75 Pine St., New Canaan. Estimated cost: $10,000. Filed April 20. Northeast Tent Productions, Stamford, contractor for Riverside Yacht Club Inc. Add temporary tents, lights and outlets to the property of an existing commercial space for a special event at 102 Club Road, Greenwich. Estimated cost: $3,200. Filed April 2017.

Stamford Museum & Nature Center, Stamford, contractor for self. Add temporary tents to the property of an existing commercial space for a special event at 39 Scofieldtown Road, Stamford. Estimated cost: $1,000. Filed between April 17 and April 21. Stamford Tent, Stamford, contractor for Italian Center of Stamford Inc. Add temporary tents to the property of an existing commercial space for a special event at 1620 Newfield Ave., Stamford. Estimated cost: $18,000. Filed between April 17 and April 21.

RESIDENTIAL Addessi Fencing LLC, Danbury, contractor for Pleasantview Recreational and Homeowners. Replace the wood fence with a vinyl fence on an existing single-family residence at 48 Powdermaker Drive, Ridgefield. Estimated cost: $25,000. Filed April 19. AES Remedial Contracting LLC, Southington, contractor for New Canaan Housing Authority. Demolish an existing single-family residence at 57 Millport Ave., New Canaan. Estimated cost: $20,000. Filed April 24. Alexander Holdings II LLC, Amityville, N.Y., contractor for Mark L. Simon and Marie-Laurence E. Simon. Renovate the bathrooms in an existing single-family residence at 93 Danforth Drive, New Canaan. Estimated cost: $20,000. Filed April 24.

Stamford Tent, Stamford, contractor for King Low Heywood Thomas School Inc. Add temporary tents to the property of an existing commercial space for a special event at 1450 Newfield Ave., Stamford. Estimated cost: $6,000. Filed between April 17 and April 21.

AMEC Carting LLC, Norwalk, contractor for CLT Indian Head LLC. Demolish a detached garage on the property of an existing single-family residence at 7 Indian Head Road, Greenwich. Estimated cost: $3,000. Filed April 2017.

Sutton, Guy, Greenwich, contractor for 47-59 Greenwich Avenue LLC. Repair a wall on an existing commercial space at 47-49 Greenwich Ave., Greenwich. Estimated cost: $60,000. Filed April 2017.

AMEC Carting LLC, Norwalk, contractor for CLT Indian Head LLC. Demolish an existing single-family residence at 7 Indian Head Road, Greenwich. Estimated cost: $20,000. Filed April 2017.

TJ & Son Inc., Danbury, contractor for Boehringer Ingelheim Ltd. Renovate an empty room in an existing commercial space at 175 Briar Ridge Road, Ridgefield. Estimated cost: $300,000. Filed April 19.

Austin, Golankiewicz, Ridgefield, contractor for self. Remove a wall between the kitchen and living room in an existing single-family residence at 18 Woodchuck Lane, Ridgefield. Estimated cost: $10,000. Filed April 19.

Bank of New York Mellon, contractor for self. Remodel the bathroom in an existing single-family residence at 115 Fourth St., Stamford. Estimated cost: $15,000. Filed between May 1 and May 5. Brady, Martin, Greenwich, contractor for self. Expand the garage, mudroom and storage room on an existing single-family residence and add a loft and sitting room at 42 Winding Lane, Greenwich. Estimated cost: $180,000. Filed April 2017. Brannan, Ruth W. and Paul Brannan, New Canaan, contractor for self. Finish the basement in an existing single-family residence at 51 Oenoke Lane, New Canaan. Estimated cost: $50,000. Filed April 21. Calhoun, David I., contractor for Michael Pelletier, et al. Install an inground pool with a power cover on the property of an existing singlefamily residence at 25 Redmont Road, Stamford. Estimated cost: $55,771. Filed between May 1 and May 5. Canedo G C Inc., contractor for The Bank of New York Mellon. Remove and replace the siding on an existing single-family residence at 14 Linden Place, Stamford. Estimated cost: $16,000. Filed between May 1 and May 5. Canedo G C Inc., contractor for The Bank of New York Mellon. Strip and reroof an existing single-family residence at 14 Linden Place, Stamford. Estimated cost: $7,500. Filed between May 1 and May 5.

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Carpenter Construction LLC, Newtown, contractor for Thomas M. Maurath. Construct a new singlefamily residence at 21 Sinawoy Road, Greenwich. Estimated cost: $608,310. Filed April 2017.

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CLT Development Holdings LLC, Fairfield, contractor for CLT Indian Head LLC. Construct a new singlefamily residence with a finished basement, attached three-car garage and front covered porch at 7 Indian Head Road, Greenwich. Estimated cost: $1.4 million. Filed April 2017.

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Coastal Property Services, Old Saybrook, contractor for Willington Savings. Strip and reroof an existing single-family residence at 337 Alpine St., Bridgeport. Estimated cost: $4,000. Filed April 25. Coastal Property Services, Old Saybrook, contractor for Willington Savings. Reroof the garage on the property of a house at 337 Alpine St., Bridgeport. Estimated cost: $1,000. Filed April 25. Cooperman, Hanke S. and Aleeza Cooperman, Greenwich, contractor for self. Add new interior walls to an existing single-family residence at 5 Kernan Place, Greenwich. Estimated cost: $150,000. Filed April 2017.

Visit FairfieldCountyJobs.com or call (203) 595-4262 for more information

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 22, 2017 17

GOOD THINGS FAIRFIELD

CULTURAL ALLIANCE SEEKS VOLUNTEERS

From left: LiveGirl Founder Sheri West, Carver Center Director of Philanthropy Joe Gallagher, and Bankwell Executive Vice President Chris Chivily with girls enrolled in the LiveGirlTalk after-school mentoring program at the Carver Center.

WELCOME GIFT Bankwell is a sponsor of both the Carver Center in Norwalk and LiveGirl to which the bank recently presented a $2,500 donation. LiveGirl is a not-for-profit that provides year-round leadership development, mentoring and empowerment for girls across Fairfield County.

CONROY JOINS AMERICARES BOARD

Longtime supporter of Americares Roberta Conroy of Westport has been elected to its board of directors. Americares, based in Westport, is the world’s leading nonprofit provider of donated medicine and medical supplies. Conroy co-chairs the Americares Leadership Council and has co-chaired the Americares Airlift Benefit for the last four years. She brings many years of nonprofit experience to the board as she co-chairs the board of Horizons at Greens Farms Academy in Westport and also serves on the advisory board of Bridgeport Hospital’s Norma Pfriem Breast Center. Conroy previously served on the Greens Farms Academy Board of Trustees for 10 years. “My husband and I were drawn to Americares because it reaches people all over the world, from our neighbors down the street who depend on the Americares Free Clinics to mothers and children in Africa,” Conroy said. Conroy and her husband, James, have four sons.

LOGICSOURCE EXPANDS ROLES Executives Dale Holden and Chad Borne have expanded their roles at LogicSource, according to Sam Vail, managing partner and chief client officer of the innovative sourcing and procurement company based in Norwalk. Holden and Borne have been appointed to lead the firm’s restaurant and retail store development to address the sourcing and procurement challenges in restaurant and retail store construction. With more than 35 years in food, packaging and equipment sourcing and procurement, Holden will now serve as senior vice president and will lead the client relationship management and manage business for this strategic LogicSource vertical market. Borne led the coordination and operations of the LogicSource supply chain function.

NEW PARTNER AT MURTHA CULLINA

Salvatore G. Gangemi has joined Murtha Cullina LLP in Stamford as a partner. He is a member of the litigation department and the labor and employment practice group where he advises clients with respect to state, federal and local employment laws. Gangemi handles matters in federal and state courts and before administrative agencies and litigates matters involving misappropriation of trade secrets, restrictive covenants, breach of employment contract, fiduciary duty and other work-related common law claims. In addition to counseling clients on day-to-day issues involving workplace management and administration, Gangemi conducts employment law training on a variety of topics, including sexual harassment prevention and wage/hour compliance.

NCC President David L. Levinson, a Westport resident, is shown signing the President’s Entrepreneurship Pledge with Stuart C. Weismiller, president of the Norwalk Community College Foundation.

ENTREPRENEURSHIP PLEDGE Norwalk Community College President David L. Levinson signed the President’s Entrepreneurship Pledge with the National Association for Community College Entrepreneurship (NACCE). Presidents who have signed the pledge have committed to join the NACCE and UP American (formerly the White House initiative StartUp America) to encourage economic growth through entrepreneurship. Levinson has committed to the NACCE Five Action Steps for Creating Economic Vitality Through Entrepreneurship to advance entrepreneurship in their communities, including creating or expanding internal and external teams dedicated to entrepreneurship, increasing entrepreneurs’ engagement in community colleges, engaging in industry cluster development, leveraging both community college and community assets to spur innovation and job creation and creating broad exposure of college commitment to entrepreneurship.

FIVE STAR AWARD FOR STEFANOWICZ Catamount Wealth Management has announced that managing partner Laurie Stefanowicz is a first-time recipient of the Five Star Professional Award, which conducts annually a market-specific research to identify service professionals who show a commitment to clients, demonstrate strong industry credentials and are evaluated on the quality of their practice. The Five Star Wealth Manager award is based on 10 objective criteria and is the largest and most widely published award program in North America, covering more than 45 major markets. Catamount Wealth Management, a Westport-based boutique investment advisory firm, creates and executes “Conversations with Catamount,” a series of financial wellness workshops focused on educating women in the community, which Stefanowicz voluntarily spearheads on a regular basis.

CORNELL NAMED CHAIR OF ORTHOPEDICS Charles “Chip” Cornell has been named chair of the newly created Department of Orthopedic Surgery at Stamford Health. As department chair Cornell will be responsible for the direction of all orthopedic services, including subspecialty divisions and HSS Orthopedics at Stamford Health — the hospital’s new collaboration with Hospital for Special Surgery (HSS). Cornell successfully completed the first surgery under the collaboration, officially launching a new era of advanced orthopedic care in Connecticut and New England. Cornell is professor of clinical orthopedic surgery at Weill Cornell Medical College and an attending orthopedic surgeon at HSS. He served as clinical director of orthopedics for HSS beginning in 2006 and holds the Richard Laskin MD, Chair in Orthopedic Surgery since 2011. He has been active in the resident and medical school program throughout his career and recognized for his dedication to education, receiving the Philip Wilson Teaching Award three times.

18 Week of May 22, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

Each fall, the Cultural Alliance of Western Connecticut holds its annual fundraising event, the Business Supports the Arts Awards Breakfast, recognizing outstanding support by business leaders and extraordinary volunteers, as well as to increase visibility for arts and culture in Western Connecticut. The alliance is reaching out to the community-at-large in Bethel, Bridgewater, Brookfield, Danbury, Newtown, New Fairfield, New Milford, Redding, Ridgefield and Sherman to find volunteers to help plan its 11th annual breakfast. This year, the event is scheduled for Oct. 12 at the Amber Room. To volunteer, visit http://bit.ly/2q6WOZ9 for information and an application.

MEDICAL GROUP EARNS NATIONAL RECOGNITION The National Committee for Quality Assurance (NCQA) recently announced that more than a dozen Western Connecticut Medical Group (WCMG) primary care practices in Danbury, Southbury, Brookfield, Ridgefield, New Milford, Kent, New Fairfield, Newtown, Wilton, Westport, Norwalk, New Canaan, Darien and Fairfield as well as the pediatric office in Southbury have each received NCQA Patient-Centered Medical Home (PCMH) Recognition for using evidence-based, patient-centered processes that focus on highly coordinated care and long-term, participative relationships. The NCQA Patient-Centered Medical Home is a model of primary care that combines teamwork and information technology to improve care, improve patients’ experience of care and reduce costs. “NCQA Patient-Centered Medical Home Recognition raises the bar in defining high-quality care by emphasizing access, health-information technology and coordinated care focused on patients,” said NCQA President Margaret E. O’Kane. To earn recognition, which is valid for three years, WCMG’s primary care practices demonstrated the ability to meet the program’s key elements, embodying characteristics of the medical home.

HAPPENING CBRE PROMOTES THREE EXECUTIVES

CBRE has announced the promotions of three top executives in its Westchester/Fairfield office. David Gavin was named senior vice president, Michael McCall a first vice president and Jacqueline Novotny a vice president. The announcement was made by Robert Caruso, senior managing director of CBRE’s Westchester/Fairfield County operations. Previously a first vice president, Gavin joined CBRE in 2006 as a member of the 15-person New York Institutional Properties Group, which focuses on generating investment sales business in the Metropolitan New York region. His responsibilities include underwriting and financial analysis, buyer and seller communications, and marketing, due diligence coordination and marketing materials production for retail asset offerings. As a senior member with the top producing suburban investment sales team at CBRE, Gavin was involved in the sale of 13 single retail or portfolio transactions last year alone. McCall joined CBRE in 2012 as a vice president, specializing in tenant and agency representation services. With over 10 years of experience as a broker and consultant in corporate and institutional real estate, he has been responsible for more than two million square feet of leasing in over 300 transactions and is currently an exclusive landlord representative of over 3.5 million square feet of space in Westchester and Fairfield counties. Novotny joined CBRE in 2013 as an associate and quickly rose up the ranks. While CBRE’s corporate guidelines establish a five-year threshold of employment in the firm to achieve this position, due to her extensive accomplishments within a short period of time, CBRE waived the five-year employment threshold and she achieved the title of vice president within just three years. She oversees the leasing of over 1 million square feet in Westchester, representing some of the largest landlord’s in the county including SLGreen and Keystone Property Group; major institutional owners, Alaska Permanent Fund Corporation; and boutique owners like GTJ Management, DSel Properties and Phoenix Capital Partners.

SILVER HILL INTRODUCES TALK SHOW Silver Hill Hospital in New Canaan has partnered with HAN Network to present “Straight Talk with Tracey,” a magazine format, lifestyle show that brings the conversation on mental health and addiction into households throughout Connecticut. The show, which launched May 11, airs at noon on the second Thursday of every month on the HAN Network. Host Tracey Masella has worked at Silver Hill Hospital for five years. She is trained in dialectic behavioral therapy and has additional training in substance abuse disorder treatment. While at Silver Hill, she has worked with the dual diagnosis adult population and most recently serves as the program manager for the Adolescent Transitional Living Program. Previously Masella worked at the New Haven Family Alliance developing an adolescent court diversion program, working with adolescents and families in the community through mediation, family therapy and case management. She satisfies her passion for nonprofit work by participating on the board of Medical Relief Alliance, working with women in Kenya who are affected by HIV/AIDS by offering medical help, education and a micro-finance program.

GOODWILL ELECTS NEW BOARD OFFICERS

The board of directors of Goodwill of western and northern Connecticut has elected the following new officers and directors. William J. Mallin, former vice president, strategic planning and program management for Purdue Pharma LP, was elected chairman. Suzanne Baldasare, partner in the law firm of McElroy, Deutsch, Mulvaney and Carpenter in Southport was named vice chairperson, and John Ostaszewski, former vice president, treasurer of Applera Corp. in Norwalk was elected treasurer. Also elected was Sean Kane, principal of CompanyKane, a marketing and advertising firm in Shelton, who will serve as secretary of the board.

Information for these features has been submitted by the subjects or their delegates.

EASTER BASKETS DELIVERED TO SHELTERS

RSM NAMES GREG BUDNIK MARKET MANAGING PARTNER

For the 18th year in a row, the DiMatteo Group in Shelton distributed 128 Easter baskets to homeless children in the region. Since the inception of this annual drive, more than 1,700 baskets have brightened the lives of thousands of area children in need. The majority of the funds for the baskets were contributed by donations and the DiMatteo Group. Baskets were delivered to the following shelters: Norwalk Emergency Shelter and Domestic Violence Crisis Center, both in Norwalk, and Inspirica Inc. and Domestic Violence Crisis Center, both in Stamford.

LOGICSOURCE APPOINTS VICE PRESIDENT Nick Pappas has joined LogicSource in Norwalk, a sourcing and procurement firm, as vice president supply chain: marketing services. The announcement, made by Michael Braunschweiger, managing partner, chief procurement officer, describes Pappas’ role as leading all marketing services procurement and sourcing solutions, including the management of advertising, creative and media and interactive agencies, for the firm’s many retail, restaurant and consumer-facing business clients. Pappas joins the company from Activision Blizzard Inc., one of the world’s most successful standalone interactive entertainment companies, where he was the global head of marketing sourcing.

Greg Budnik

Greg Budnik assumed the role of market managing partner May 1 for the Connecticut practice of RSM US LLP. Budnik was selected by RSM’s leadership team to succeed Tony Ceci, who led the Connecticut practice at the firm as market managing partner since 2001. Ceci will retire April 30, 2018. As part of the transition plan, Ceci will remain on the Northeast region leadership team at RSM and will work closely with Budnik to ensure a smooth transition. He will continue to work with clients for the next year, as well. Budnik has more than 28 years of public accounting experience, which includes 20 years spent with Big Four public accounting firms as well as leading both middle-market and multinational/multilocational audit engagements with complex financial reporting and accounting matters for clients with revenues ranging from $1 million to $5 billion. RSM is the leading provider of audit, tax and consulting services focused on the middle market, with 9,000 people in 90 offices nationwide.

STAFFING FIRM MARKS 15 YEARS Mackey & Guasco Staffing, a staffing firm based in Southport, recently celebrated its 15th year in business. Since its inception in 2002, the firm has grown to become a leading recruiting partner for corporations and candidates in Connecticut and New York. Founded by Maureen Mackey and Luisa Guasco, the firm is a trusted directhire, HR contract services and temporary recruiting firm that uses a consultative approach to build long-standing positive relationships. It specializes in the areas of human resources, office administration, marketing and accounting.

Jill D. Bicks

BICKS NAMED A MEMBER AT LAW FIRM

Pullman & Comley LLC in Bridgeport has named attorney Jill D. Bicks as a member of the firm. With a background in litigation and alternative dispute resolution, she works in the area of domestic relations, including pre- and post-nuptial agreements, divorce, child custody, the representation of minor children as attorney or guardian ad litem (GAL), and post-judgment enforcement or modification. Bicks’ experience also includes handling complex litigation in a variety of areas, including antitrust, securities fraud, ERISA and RICO. Earlier in her career, Bicks represented victims of domestic violence serving as founder and executive director of Child Advocates of Connecticut, a nonprofit authorized by the Connecticut judicial branch that trains court-appointed volunteers, and directed a program in the Stamford Court for volunteer GALs. Today, she continues her work as an advocate for children and serves as a consultant to the HBO series “Divorce” starring Sarah Jessica Parker.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 22, 2017 19

FACTS

FIGURES Mora, Luis, Bridgeport, contractor for self. Alter the interior of an existing single-family residence at 328 Newfield Ave., Bridgeport. Estimated cost: $18,000. Filed April 26.

Coucheval LLC, Greenwich, contractor for self. Alter the deck and patio area on an existing single-family residence at 9 Frost Road, Greenwich. Estimated cost: $175,000. Filed April 2017.

Fore Group Inc., Farmington, contractor for Fotis Dulos. Construct a pool house with a half bathroom at 183 Hemlock Hill Road, New Canaan. Estimated cost: $50,000. Filed April 24.

IDGC LLC, Stamford, contractor for Maureen A. Davis. Remodel the kitchen in an existing single-family residence at 206 Park St., New Canaan. Estimated cost: $20,000. Filed April 21.

DAS Custom Builders, Bedford, N.Y., contractor for Robert Taylor. Add a retaining wall to the property of an existing single-family residence at 327 North St., Greenwich. Estimated cost: $15,000. Filed April 2017.

Fradkin, Olga, New Canaan, contractor for self. Change the deck railing on an existing single-family residence at 154 New Norwalk Road, New Canaan. Estimated cost: $750. Filed April 25.

Kaliner, Adam, Chester, Pa., contractor for Doyen Robinson. Replace the windows in an existing single-family residence at 1916 North Ave., Bridgeport. Estimated cost: $16,145. Filed April 26.

DaSilva, Guzman and Aparecida DaSilva, Danbury, contractor for self. Renovate the interior of an existing single-family residence at 6 Mountainville Ave., Danbury. Estimated cost: $50,000. Filed April 17.

Frank, Don, Ridgefield, contractor for James M. Pakiela Kath Cureton. Enclose the porch in an existing singlefamily residence at 229 Ivy Hill Road, Ridgefield. Estimated cost: $25,000. Filed April 19.

Katchko Construction Services, Stamford, contractor for Stillman Partners LLC. Demolish an existing single-family residence at 2 Little Cove Place, Greenwich. Estimated cost: $12,000. Filed April 2017.

Nature’s Way Landscape Associates, Norwalk, contractor for 588 Weed Street LLC. Demolish a pool on the property of an existing singlefamily residence at 588 Weed St., New Canaan. Estimated cost: $10,000. Filed April 27.

Deck, Matthew, Bridgeport, contractor for Grant Dalling. Add a rear dormer with a bath and kitchen to an existing single-family residence at 788 Evers St., Bridgeport. Estimated cost: $10,000. Filed April 27.

Goncalves, Gedilson, Bridgeport, contractor for self. Renovate the exterior of an existing single-family residence and replace the windows at 505 Platt St., Bridgeport. Estimated cost: $27,000. Filed April 26.

Kelsey, Murphy, Stamford, contractor for self. Add a dormer to the second story of an existing single-family residence at 94 Bouton Street West, Stamford. Estimated cost: $111,985. Filed between April 17 and April 21.

New Canaan Lumber Co., New Canaan, contractor for Peter Lane. Remove and replace the windows on an existing single-family residence at 59 Grove St., New Canaan. Estimated cost: $1,000. Filed April 25.

Doherty & Deleo, Darien, contractor for John Kiplinger. Remodel the bathroom in an existing single-family residence at 7 Old Stone Road, Darien. Estimated cost: $14,000. Filed May 4.

Harmission Nogueira, Stratford, contractor for Red Oak Condominium Association Inc. Replace the roof on a condominium unit at 180, 90, 230 and 240 Red Oak Lane, Bridgeport. Estimated cost: $12,000. Filed April 25.

Kinsella, Kerry and Colin Kinsella, Greenwich, contractor for self. Remove the old deck and construct a new one attached to an existing single-family residence at 18 Ballwood Road, Greenwich. Estimated cost: $70,000. Filed April 2017.

New Life Home Improvement, Bridgeport, contractor for Luciano Aguiam. Remodel the siding and roofing on an existing single-family residence at 49 Siemon St., Bridgeport. Estimated cost: $22,000. Filed May 4.

Harmission Nogueira, Stratford, contractor for Red Oak Condominium Association Inc. Replace the roof on a condominium unit at 295, 305, 325 and 335 Red Oak Lane, Bridgeport. Estimated cost: $12,000. Filed April 25.

Liesegang Jr., Robert B., Ridgefield, contractor for Rao Kishore. Remodel the master bathroom, kitchen and dining room in an existing singlefamily residence at 8 Miller Lane, Ridgefield. Estimated cost: $75,000. Filed April 19.

Harmission Nogueira, Stratford, contractor for Red Oak Condominium Association Inc. Replace the roof on a condominium unit at 165, 195, 205, 225 and 235 Red Oak Lane, Bridgeport. Estimated cost: $12,000. Filed April 25.

Luber Remodeling, contractor for 480 Middlesex Road LLC. Renovate the grill and pergola on the property of an existing single-family residence at 480 Middlesex Road, Darien. Estimated cost: $30,000. Filed May 3.

Dreamy Hollow Cooperative, Norwalk, contractor for self. Perform an adjustment to an existing singlefamily residence at 41 Wolfpit Ave., Norwalk. Estimated cost: $7,000. Filed April 24. El Mostafa Ardouni, Stamford, contractor for self. Remodel the siding and roofing on an existing singlefamily residence at 1905 Central Ave., Bridgeport. Estimated cost: $12,000. Filed May 1. ERI Building & Design LLC, Darien, contractor for Christopher O’Hara and Roxanne O’Hara. Remove the decks on an existing single-family residence and add a new deck at 37 Lambert Road, New Canaan. Estimated cost: $30,000. Filed April 21. ERI Building & Design LLC, Darien, contractor for Schyler E. Grow and Sarah B. Grow. Demolish the hallway in an existing single-family residence at 9 Wahackme Lane, New Canaan. Estimated cost: $30,000. Filed April 21. Exquisite Contractors LLC, contractor for Christopher McCarthy and Erika L. McCarthy. Remove and replace the siding on an existing singlefamily residence at 8 Sunset Hill Ave., Norwalk. Estimated cost: $15,996. Filed April 26. Ferreira, Jacklyn P. and James J. Ferreira, Greenwich, contractor for self. Add a new garage and expand the dining room in an existing singlefamily residence at 12 Dale Drive, Greenwich. Estimated cost: $86,000. Filed April 2017. Fletcher Development LLC, Ridgefield, contractor for 98 Glenwood Drive LLC. Demolish the interior of an existing single-family residence at 98 Glenwood Drive, Greenwich. Estimated cost: $50,000. Filed April 2017.

Harmission Nogueira, Stratford, contractor for Red Oak Condominium Association Inc. Replace the roof on a condominium unit at 339, 345, 347, 349 and 351 Red Oak Lane, Bridgeport. Estimated cost: $12,000. Filed April 25. Harmission Nogueira, Stratford, contractor for Red Oak Condominium Association Inc. Replace the roof on a condominium unit at 280, 290, 310 and 320 Red Oak Lane, Bridgeport. Estimated cost: $12,000. Filed April 25. Harmission Nogueira, Stratford, contractor for Red Oak Condominium Association Inc. Replace the roof on a condominium unit at 1403, 1405, 1413 and 1415 Red Oak Lane, Bridgeport. Estimated cost: $12,000. Filed April 25. Harmission Nogueira, Stratford, contractor for Red Oak Condominium Association Inc. Replace the roof on a condominium unit at 1375, 1377, 1385 and 1387 Red Oak Lane, Bridgeport. Estimated cost: $12,000. Filed April 25.

Malkin, Thomas K., contractor for Joan A. Wright. Strip and reroof an existing single-family residence at 4 Naples Ave., Norwalk. Estimated cost: $5,000. Filed April 25. Merrill Brown Construction Inc., Ridgefield, contractor for Noah Manheimer. Finish the basement in an existing single-family residence at 101 New St., Ridgefield. Estimated cost: $31,000. Filed April 20. Michael, Parelli, Greenwich, contractor for self. Replace the kitchen and the bathroom in an existing single-family residence at 24 Nicholas Ave., Greenwich. Estimated cost: $40,000. Filed April 2017. Miller Construction LLC, Bethel, contractor for 11 Valleywood Road LLC. Construct a new single-family residence with a finished basement, attached two-car garage, rear patio and front covered porch at 11 Valleywood Road, Greenwich. Estimated cost: $440,000. Filed April 2017. Mirkov, John, Stamford, contractor for 7 Turner LLC. Construct an inground swimming pool and safety barrier on the property of an existing single-family residence at 7 Turner Drive, Greenwich. Estimated cost: $70,000. Filed April 2017.

20 Week of May 22, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

Murphy & Sons Inc., contractor for Donna W. Carlucci, et al. Strip and reroof an existing single-family residence at 112 Emery Drive East, Stamford. Estimated cost: $13,500. Filed between April 17 and April 21.

Northeast Tent Productions, Stamford, contractor for Thomas L. Melly. Add temporary tents and outlets to the property of an existing single-family residence for a special event at 25 Meadowcroft Lane, Greenwich. Estimated cost: $9,000. Filed April 2017. Northeast Tent Productions, Stamford, contractor for Edward S. Hyman and Caro Hyman. Add temporary tents and outlets to the property of an existing single-family residence for a special event at 8 Partridge Hollow Road, Greenwich. Estimated cost: $5,860. Filed April 2017. Pointe Builders LLC, contractor for Dreamy Hollow Cooperative. Renovate the kitchen and walls in an existing single-family residence at 41 Wolfpit Ave., Norwalk. Estimated cost: $15,000. Filed April 24. Pools By Jorge, contractor for Hugh F. Hall, et al. Install an in-ground pool with a power cover on the property of an existing single-family residence at 37 Emerald Lane, Stamford. Estimated cost: $68,000. Filed between May 1 and May 5. Power Home Remodeling Group, Chester, Pa., contractor for Mariano Oliveras Vega. Renovate the exterior of an existing single-family residence and replace the windows at 330 Dover St., Bridgeport. Estimated cost: $5,883. Filed April 26. Reid, Roger, Shelton, contractor for self. Install fire doors inside an existing single-family residence at 435-437 Maplewood Ave., Bridgeport. Estimated cost: $500. Filed April 25. Ricci, Maurizio, Norwalk, contractor for self. Construct a two-tier deck attached to an existing single-family residence at 1 Victory Court, Norwalk. Estimated cost: $10,000. Filed April 26.

Rivera, Jorge, Southport, contractor for self. Convert a bathroom into two bathrooms and strip the roof from an existing single-family residence at 75 Kevin Road, Bridgeport. Estimated cost: $25,000. Filed April 26. Rizzetta, Frank, Norwalk, contractor for Theodore Dezso. Repair fire damage to the first and second floor of an existing single-family residence at 21 High St., Norwalk. Estimated cost: $50,000. Filed April 26. Rodriguez, Debra, Bridgeport, contractor for self. Renovate the basement and attic in an existing singlefamily residence at 3020 Old Town Road, Bridgeport. Estimated cost: $15,000. Filed April 26. Roger Bott Home Improvement Corp., Stamford, contractor for Carole Wolfson-Crum. Convert the bedroom into a bathroom in an existing single-family residence at 31 Crystal St., New Canaan. Estimated cost: $12,000. Filed April 26. Sandoval, Erika, Stratford, contractor for self. Replace the roof on an existing single-family residence at 139-141 Read St., Bridgeport. Estimated cost: $11,000. Filed April 26. SLS Construction LLC, Greenwich, contractor for self. Remodel the bathroom and kitchen in an existing single-family residence at 59 View St., Greenwich. Estimated cost: $75,000. Filed April 2017. Solar City Corp., Rocky Hill, contractor for Hector Rodriguez. Add solar panels to the roof of an existing single-family residence at 100 W. Wooster St., Danbury. Estimated cost: $13,442. Filed April 19. Stephen Gidley Inc., Fairfield, contractor for Claude T. Chandonnet and Laura M. Chandonnet. Demolish the interior of an existing single-family residence at 71 Lambert Road, New Canaan. Estimated cost: $1,000. Filed April 20. THD At-Home Services Inc., Atlanta, Ga., contractor for John Lange and Jacqueline Lange. Add windows to an existing single-family residence at 591 Round Hill Road, Greenwich. Estimated cost: $39,840. Filed April 2017. Todd Zoob Construction LLC, contractor for Ryan M. Schonfeld and Janine Schonfeld. Finish a room over the garage on the property of an existing single-family residence at 26 Judith Drive, Danbury. Estimated cost: $70,000. Filed April 20. Waldrep, Martha P. and James R. Waldrep, Norwalk, contractor for self. Add a two-story car port to an existing single-family residence at 43 Yarmouth Road, Norwalk. Estimated cost: $8,000. Filed April 25. Woodland Design Build, New Canaan, contractor for Martha D. Turner and James T. Turner. Replace the door on an existing single-family residence at 77 Benedict Hill Road, New Canaan. Estimated cost: $15,000. Filed April 21.

Xero Group LLC, Stamford, contractor for Kirk McKeown, et al. Finish the basement and bathroom in an existing single-family residence at 101 Lockwood Road, Greenwich. Estimated cost: $45,000. Filed April 2017.

COURT CASES The following court cases represent the allegations made by plaintiffs in the initial filings of civil lawsuits, and do not represent legally binding judgments made by the courts.

BRIDGEPORT SUPERIOR COURT 1255 West Broad Street LLC, et al., Stratford. Filed by Sandra Forbes, Bridgeport. Plaintiff’s attorney: Richard A. Cerrato, Bridgeport. Action: The plaintiff has brought this personal injury suit against the defendants alleging that she slipped on a pool of liquid spilling from a broken container in a store owned by the defendants and sustained injuries. This dangerous condition was allowed to exist due to the negligence of the defendants and their employees in that they failed to put up a sign warning of the wet floor. The plaintiff claims monetary damages in excess of $15,000, but less than $75,000 and such other relief as this court may deem equitable and just. Case no. FBT-CV17-6064124-S. Filed May 4. Allstate Fire and Casualty Insurance Co., Hartford. Filed by James Weed, Shelton. Plaintiff’s attorney: Kennedy, Johnson, Schwab & Roberge LLC, New Haven. Action: The plaintiff has brought this motor vehicle suit against the defendant alleging that he collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that his injuries are the legal responsibilities of his insurance company, the defendant. The plaintiff claims money damages in excess of $15,000, exclusive of interests and costs and such other relief as in law or equity may apply. Case no. FBT-CV176064044-S. Filed May 1. Esthetic Dental Group of Westport PC, et al., Westport. Filed by Structure Builds LLC, et al., North Haven. Plaintiffs’ attorney: Peterson Zamat LLC, North Haven. Action: The plaintiffs have brought this breach of contract suit against the defendants alleging that they had continually changed the terms of a construction contract the plaintiff entered into, causing significant delays. The plaintiff has declared the entire outstanding balance of $101,275 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages and court costs. Case no. FBT-CV17-6064038-S. Filed May 1.

FACTS Gail’s Stride Rite Inc., Trumbull. Filed by Vida Shoes International Inc., New York, N.Y. Plaintiff’s attorney: Gesmonde, Pietrosimone & Sgrignari LLC, Hamden. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for shoes provided. The plaintiff has declared the entire outstanding principal balance of $6,116 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, prejudgment statutory interest, costs and such other relief as in law or equity this court may deem just. Case no. FBT-CV17-6064136-S. Filed May 5. Geico Indemnity Co., et al., Hartford. Filed by Akida McKnight, Bridgeport. Plaintiff’s attorney: Bruce J. Corrigan, Westport. Action: The plaintiff has brought this motor vehicle suit against the defendants alleging that she collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that her injuries are the legal responsibilities of her insurance companies, the defendants. The plaintiff claims money damages in excess of $15,000, exclusive of interests and costs and such other relief as in law or equity may apply. Case no. FBT-CV17-6064021-S. Filed May 1. Geico Indemnity Co., et al., Hartford. Filed by Jefferson Prosper, Bridgeport. Plaintiff’s attorney: Bruce J. Corrigan, Westport. Action: The plaintiff has brought this motor vehicle suit against the defendants alleging that he collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that his injuries are the legal responsibilities of his insurance companies, the defendants. The plaintiff claims money damages in excess of $15,000, exclusive of interests and costs and such other relief as in law or equity may apply. Case no. FBT-CV17-6064022-S. Filed May 1. Hanford Avenue Associates LLC, Stratford. Filed by Olive Deloma, Bridgeport. Plaintiff’s attorney: Daly, Weihing & Bochanis, Bridgeport. Action: The plaintiff has brought this personal injury suit against the defendant alleging that she slipped down slippery stairs on a property owned by the defendant and sustained injury. This dangerous condition was allegedly allowed to exist due to the negligence of the defendant and its employees in that they failed to keep their stairs up to building code. The plaintiff claims monetary damages in excess of $15,000, exclusive of interest and costs and all other such relief as the court deems equitable and proper. Case no. FBT-CV17-6064072-S. Filed May 2.

FIGURES

HHH Realty LLC, et al., Monroe. Filed by April Smalls, Bridgeport. Plaintiff’s attorney: Michael Skiber, Bridgeport. Action: The plaintiff has brought this personal injury suit against the defendants alleging that she slipped on an icy surface owned by the defendants and sustained injury. This icy condition was allegedly allowed to exist due to the negligence of the defendants and their employees. The plaintiff claims monetary damages within the jurisdiction of the court. Case no. FBT-CV17-6064105-S. Filed May 3. Liberty Mutual Insurance Co., Hartford. Filed by Cassandra Ferraro, Fairfield. Plaintiff’s attorney: Cirillo Law Firm, New Haven. Action: The plaintiff has brought this motor vehicle suit against the defendant alleging that her daughter was hit by an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that her daughter’s injuries are the legal responsibilities of the insurance company, the defendant. The plaintiff claims money damages in excess of $15,000, exclusive of interests and costs and such other relief as in law or equity may apply. Case no. FBT-CV176064146-S. Filed May 5. St. Vincent’s Medical Center, et al., Bridgeport. Filed by Jennifer Faucher, Shelton. Plaintiff’s attorney: Zeldes, Needle & Cooper PC, Bridgeport. Action: The plaintiff has brought this medical malpractice suit against the defendants alleging that they failed to properly remove the plaintiff’s spleen. As a result, plaintiff allegedly suffered splenic rupture and blood loss. The plaintiff claims monetary damages in excess of $15,000, exclusive of interests and costs and any further relief in law or equity, which may appertain. Case no. FBT-CV17-6064056-S. Filed May 1. State Farm Fire & Casualty Co., Hartford. Filed by Deneshia Cooper, Bridgeport. Plaintiff’s attorney: Nicholas R. Nesi, East Haven. Action: The plaintiff has brought this motor vehicle suit against the defendant alleging that she collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that her injuries are the legal responsibilities of her insurance company, the defendant. The plaintiff claims money damages in excess of $15,000, exclusive of interests and costs and such other relief as in law or equity may apply. Case no. FBTCV17-6064025-S. Filed May 1.

WHA Equities Corp., Westport. Filed by Peter Mihalick, Saint Petersburg, Fla. Plaintiff’s attorney: Edmund Q. Collier, Milford. Action: The plaintiff has brought this personal injury suit against the defendant alleging that he slipped down slippery stairs on a property owned by the defendant and sustained injury. This dangerous condition was allegedly allowed to exist due to the negligence of the defendant and its employees in that they failed to keep their stairs up to building code. The plaintiff claims monetary damages in excess of $15,000, exclusive of interest and costs and all other such relief as the court deems equitable and proper. Case no. FBTCV17-6064145-S. Filed May 5. Worldwide Moving and Storage Inc., et al., Westport. Filed by Dorothy M. Royes, Bridgeport. Plaintiff’s attorney: Zeldes, Needle & Cooper PC, Bridgeport. Action: The plaintiff has brought this personal injury suit against the defendants alleging that he was hit by a car owned by the defendants and driven by an employee of the defendants during the course of their work. The plaintiff claims monetary damages in excess of $15,000, exclusive of interests and costs. Case no. FBT-CV17-6064080-S. Filed May 2. Yumi Nails Inc., Monroe. Filed by Kristin Mascola, Trumbull. Plaintiff’s attorney: Koffsky & Felsen LLC, Stamford. Action: The plaintiff has brought this personal injury suit against the defendant alleging that she was given an improper pedicure and suffered injury. This was allegedly due to the negligence of the defendant in that it should have known of the dangerous characteristic of the product applied and used due caution. The plaintiff claims monetary damages in excess of $15,000, exclusive of interests and costs, attorney’s fees and such other and further equitable relief as the court deems just and equitable. Case no. FBT-CV17-6064149-S. Filed May 5.

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DANBURY SUPERIOR COURT Designs In Concrete LLC, Newtown. Filed by Neave Landscaping Inc., Wappinger Falls, N.Y. Plaintiff’s attorney: Goldman Gruder Woods LLC, Trumbull. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for a judgment. The plaintiff has declared the entire outstanding principal balance of $34,813 due and has made a demand for the balance, yet has not received payment. The plaintiff claims an enforcement of the judgment, compensatory damages, interest, money damages and court costs. Case no. DBD-CV176022348-S. Filed May 3.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 22, 2017 21

FACTS LC Paving and Seal Coating LLC, New Milford. Filed by Mario Aldo Ljubicic, Danbury. Plaintiff’s attorney: Candace V. Fay, Danbury. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for driveway installation provided. The plaintiff has declared the entire outstanding principal balance of $9,500 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, interest, punitive damages, attorney’s fees and court costs. Case no. DBDCV17-6022365-S. Filed May 5. MJ Cognette Electrical Contractors LLC, et al., New Canaan. Filed by F&M Electrical Supply Co. Inc., Danbury. Plaintiff’s attorney: Randall J. Carreira, New Preston. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they had failed to make timely payments to the plaintiff for goods and materials provided. The plaintiff has declared the entire outstanding principal balance of $4,741 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, interest, post-judgment interest, court costs, attorney’s fees and such other and further relief as may pertain in law or equity. Case no. DBDCV17-6022356-S. Filed May 3. Mid-America Taping & Reeling Inc., et al., Glendale Heights, Ill. Filed by SMT Corp., Newtown. Plaintiff’s attorney: Whitman Breed Abbott & Morgan LLC, Greenwich. Action: The plaintiff has brought this suit against the defendants alleging that they had employed one of the plaintiff’s former employees. The defendants allegedly misappropriated property from the plaintiff, causing damages. The plaintiff claims compensatory damages, restitutionary damages, double damages, treble damages, punitive damages, attorney’s fees, costs, an injunction enjoining the defendants and such other and further relief as may be possible in law or equity. Case no. DBD-CV17-6022327-S. Filed May 2.

STAMFORD SUPERIOR COURT Grayson & Associates PC, et al., Shelton. Filed by Cedar Hill Capital LLC, New Canaan. Plaintiff’s attorney: Goldman Gruder Woods LLC, Trumbull. Action: The plaintiff has brought this legal malpractice suit against the defendants alleging that the defendants had failed to provide proper legal services to the plaintiff by issuing an opinion letter to induce the plaintiff to buy a loan, which was not enforceable. As a result, the plaintiff has been damaged in that the loan is now worthless. Plaintiff claims money damages in excess of $15,000 exclusive of interest and costs, compensatory damages, attorney’s fees, punitive damages, interest and such other relief in law or equity that justice requires. Case no. FST-CV17-6031966-S. Filed May 2.

Greenwich Import Cars Inc., Greenwich. Filed by Mario Musilli, Stamford. Plaintiff’s attorney: Mark Sank & Associates LLC, Stamford. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had misrepresented a vehicle it sold to him as new when it had sustained structural damages. The plaintiff has declared the defendant has committed fraud. The plaintiff claims money damages, statutory pre-judgment interest, statutory post-judgment interest, punitive attorney’s fees, court costs and such other and further relief as may pertain in law or equity. Case no. FSTCV17-6031946-S. Filed May 1. International Fidelity Insurance Co., Hartford. Filed by Murace Plumbing Co. Inc., Stamford. Plaintiff’s attorney: Joseph A. Maker, Stamford. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for labor and materials provided. The plaintiff has declared the entire outstanding principal balance of $20,950 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages in excess of $15,000, exclusive of interest and costs. Case no. FSTCV17-6031990-S. Filed May 3. Lima’s Construction LLC, Stamford. Filed by Geico, Fairfield. Plaintiff’s attorney: Mazza and Leblanc, Fairfield. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had negligently struck a vehicle insured by the plaintiff. The plaintiff has allegedly been forced to pay out insurance. The plaintiff claims money damages and court costs. Case no. FST-CV17-6031999-S. Filed May 4. Stamford Hyundai LLC, Stamford. Filed by Irving Griffler, Stamford. Plaintiff’s attorney: Mario DeMarco, Port Chester, N.Y. Action: The plaintiff has brought this personal injury suit against the defendant alleging that he slipped on a damaged slab of sidewalk owned by the defendant and sustained injury. This dangerous condition was allegedly allowed to exist due to the negligence of the defendant and its employees in that they failed to repair their parking lot. The plaintiff claims monetary damages in excess of $15,000, exclusive of interests and costs and such other and further relief to which the plaintiff may be entitled to at the time of judgment. Case no. FST-CV17-6031978-S. Filed May 3.

Walmart Stores Inc., Hartford. Filed by Berta Buieles, Greenwich. Plaintiff’s attorney: Nathan C. Nasser, Bridgeport. Action: The plaintiff has brought this personal injury suit against the defendant alleging that she slipped on a slippery surface in a store owned by the plaintiff and sustained injury. This dangerous condition was allegedly allowed to exist due to the negligence of the defendant and its employees in that they failed keep the floor free from water. The plaintiff claims monetary damages in excess of $15,000, exclusive of interest and costs and all other such relief as the court deems equitable and proper. Case no. FST-CV17-6031975-S. Filed May 2.

FEDERAL DISTRICT COURT Alere Home Monitoring Inc., et al., Waltham, Mass. Filed by Michael Corbo. Plaintiff’s attorney: The Rojas Law Firm, Hartford. Action: The plaintiff has brought this fraud suit against the defendants alleging that they failed to report discrepancies in their blood-clot testing equipment. The defendants allegedly provided false and misleading materials about their products to the consumers. The plaintiff allegedly overpaid for the defendant’s device, causing damages. The plaintiff claims monetary damages, compensatory damages, costs, attorney’s fees, punitive damages and such other and further relief as may pertain in law or equity. Case no. 3:17-cv-00742-AWT. Filed May 5. Delta Canopy Inc., McKinney, Texas. Filed by Shelter Logic Corp., Watertown. Plaintiff’s attorney: Carmody, Torrance, Sandak & Hennessey LLP, New Haven. Action: The plaintiff has brought this patent infringement suit against the defendant alleging that it imported identical products and sold them, causing damages to the plaintiff. The plaintiff claims an injunction enjoining the defendant preventing it from continuing to infringe, damages, triple damages, attorney’s fees and such other and further relief as may pertain in law or equity. Case no. 3:17-cv-00728-JBA. Filed May 2. Haselkorn Inc. Filed by Datto Inc. Plaintiff’s attorney: Sabia Taiman LLC, Hartford. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it failed to make timely payments for a lease provided. The plaintiff has declared the entire outstanding balance due and has made a demand for payment, yet the balance remains unpaid. The plaintiff claims monetary damages of at least $143,000, prejudgment interest, post-judgment interest, costs and such other and further relief as may pertain in law or equity. Case no. 3:17-cv-00734-AWT. Filed May 4.

22 Week of May 22, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

FIGURES Marriot International Inc., et al., Bethesda, Md. Filed by Cassandra Parkman, Rockville. Plaintiff’s attorney: John Kardaras, Hartford. Action: The plaintiff has brought this personal injury suit against the defendants alleging that she slipped and fell in the defendants’ bathroom. The defendants were allegedly negligent in that they failed to ensure that the floor was in a walkable condition. The plaintiff claims monetary damages and such other and further relief as may pertain in law or equity. Case no. 3:17-cv-00738-JAM. Filed May 5. Naek Construction Company Inc., et al., Vernon. Filed by Bankers Standard Insurance Co., Philadelphia, Pa. Plaintiff’s attorney: Stuart G. Blackburn, Windsor Locks. Action: The plaintiff has brought this property damage suit against the defendants alleging that they insured a property in East Gransby. The defendants were allegedly negligent in their construction process on the property. As a result, the premises allegedly caught fire, forcing the plaintiff to pay out insurance damages. The plaintiff claims $3.6 million in monetary damages, costs and such other and further relief as may pertain in law or equity. Case no. 3:17-cv-00725-JBA. Filed May 2. Savones Restaurant LLC, et al., Wallingford. Filed by J&J Sports Productions Inc., Sansone, Calif. Plaintiff’s attorney: Law Offices of Joel M. Jolles, Hamden. Action: The plaintiff has brought this unauthorized reception of signal suit against the defendants alleging that they broadcast the plaintiff’s signal without permission and in a commercial area, causing damages to the plaintiff. The plaintiff claims $170,000 in monetary damages, statutory damages, costs and such other and further relief as may pertain in law or equity. Case no. 3:17-cv-00715-SRU. Filed May 1.

DEEDS

COMMITTEE DEEDS Picci, Mark Ralph, et al., Norwalk. Appointed committee: Andrew B. Nevas, Norwalk. Property: 250 Grumman Ave., Norwalk. Amount: $368,604. Docket no. FST-cv-156026746-S. Filed April 20.

COMMERCIAL 11 Overhill Road LLC, Fairfield. Seller: Greer Drougge, Sweden. Property: 11 Overhill Road, Fairfield. Amount: $200,000. Filed April 19. 11 Overhill Road LLC, Fairfield. Seller: Karin Dina, Santa Rosa, Calif. Property: 11 Overhill Road, Fairfield. Amount: $200,000. Filed April 19. 2220 Main Street LLC, Stratford. Seller: Main Street Realty Associates LLC, Stratford. Property: Main Street, Stratford. Amount: $567,600. Filed April 20.

257 Weeping Willow LLC, Monroe. Seller: Robert S. Janke and Frances L. Janke, Annapolis, Md. Property: 257 Weeping Willow Lane, Fairfield. Amount: $240,000. Filed April 18. 447 Oenoke LLC, New Canaan. Seller: Geoffrey B. Carter and Claire H. Carter, New Canaan. Property: 447 Oenoke Ridge Road, New Canaan. Amount: $1.4 million. Filed March 31. 492 Penfield Road LLC, Fairfield. Seller: Eric Roy Bull and Patricia Andriolo-Bull, Fairfield. Property: 492 Penfield Road, Fairfield. Amount: $725,000. Filed April 21. 9 Whitlock Street LLC, Bethel. Seller: Taryn Ann Aiello, Danbury. Property: Whitlock Street, Danbury. For no consideration paid. Filed April 18. 97 Skyview LLC, Stamford. Seller: Rypanda LLC, Greenwich. Property: 97 Skyview Lane, New Canaan. Amount: $1.2 million. Filed March 31. Alves Landscaping LLC, Brookfield. Seller: Julio Cesar A. Canto, Danbury. Property: 4 Silver Beech Drive, Danbury. Amount: $101,000. Filed April 20. Captain Jack LLC, New Canaan. Seller: Patricia V. Beirne, New Canaan. Property: Unit 62B, Maps 5488 and 5489, New Canaan. Amount: $300,000. Filed March 24. Concord Development LLC, Norwalk. Seller: Marie Desrosiers, Bridgeport. Property: 640 Laurel Ave., Bridgeport. Amount: $79,900. Filed April 26. CT Strategic Properties LLC, Trumbull. Seller: Lucien Investors LLC, Stratford. Property: 34 Sidney St., Bridgeport. Amount: $130,000. Filed April 25. DA Fairfield LLC, Fairfield. Seller: Shashi K.B. Chaddha and Subhash Chaddha, Fairfield. Property: 52 Beach Road, Unit 101, Fairfield. Amount: $310,000. Filed April 25. Eaton Investments LLC, Westport. Seller: The Secretary of Housing and Urban Development, Washington, D.C. Property: 900 Central Ave., Bridgeport. Amount: $60,000. Filed April 25. River Realty LLC, Bridgeport. Seller: The Hawie Manufacturing Co., Bridgeport. Property: 73 River St., Bridgeport. Amount: $630,000. Filed April 26. Romano Brothers LLC, Stamford. Seller: Robert J. Valentine, Stamford. Property: Main Street, Map 2462, Stamford. Amount: $375,000. Filed April 24. Secretary of Housing and Urban Development, Oklahoma City, Okla. Seller: U.S. Bank NA, Columbus, Ohio. Property: 44 Crane St., Fairfield. For no consideration paid. Filed April 20.

The Secretary of Housing and Urban Development, Oklahoma City, Okla. Seller: JPMorgan Chase Bank NA, Jacksonville, Fla. Property: 185 Cherry Hill Drive, Unit 2A, Bridgeport. For no consideration paid. Filed April 25. The Woods Phase II LLC, Danbury. Seller: Michael Pilato, Redding. Property: 75 1/2 Wooster St., Bethel. Amount: $375,000. Filed April 11. U.S. Bank NA, Oklahoma City, Okla. Seller: Jane E. Lockwood, Abingdon, Wash. Property: 50 Glen Road, Newtown. For no consideration paid. Filed April 21.

RESIDENTIAL Almonte, Wady E. and Awilda Almonte, Norwalk. Seller: Five Star Realty Investments LLC, New Haven. Property: 448 Wayne St., Bridgeport. Amount: $249,900. Filed April 25. Altier, Christina Elisabeth and John M. Altier, Norwalk. Seller: Robert M. Cozzi and Maureen R. Cozzi, New Canaan. Property: Lot 62, Map 3869, New Canaan. Amount: $1.4 million. Filed April 3. Arlene, Jenniger and Brian Patrick Ossenbeck, Harrison, N.Y. Seller: Megan A. Brown, Darien. Property: 25 Miles Road, Darien. For an unknown amount paid. Filed April 20. Baddour, Lina and Samir Baddour, Bethel. Seller: HSBC Bank USA NA, Buffalo, N.Y. Property: 64 Benedict Road, Bethel. Amount: $205,000. Filed April 13. Bailey, Josephine C. and George H. Bailey, Danbury. Seller: Ronald Jasinski and Barbara Jasinski, Danbury. Property: Pocono Point, Danbury. Amount: $670,000. Filed April 20. Barkey, Frances P. and Grant P. Barkey, Flushing, N.Y. Seller: Keith S. Varian, Fairfield. Property: 1477 Congress St., Fairfield. Amount: $522,000. Filed April 18. Barry, Elizabeth A. and Ryan P. Barry, New Canaan. Seller: Michael Schram and Martha Schram, New Canaan. Property: West Road, Map 996, New Canaan. Amount: $1.8 million. Filed April 10. Benenson, Allison and Adam Benenson, New Canaan. Seller: Philip G. Clay and Lydia K. Clay, Naples, Fla. Property: 38 Carriage Lane, New Canaan. Amount: $1.3 million. Filed April 21. Bernstein, Alexandra, New Canaan. Seller: 79 Locust LLC, New Canaan. Property: 79 Locust Ave., Unit 212, New Canaan. Amount: $355,000. Filed March 23. Boulden, Lisa and Brant Boulden, Maxine Court, Va. Seller: Alan Chambers and Kathryn Chambers, Bethel. Property: 14 Kristy Drive, Bethel. Amount: $374,500. Filed April 10.

FACTS Bradley, Ashley, Charlotte Reid and Remy Mason, Bronx, N.Y. Seller: Antonio V. Osello and Nair C. Osello, Bridgeport. Property: 39 Plateau Ave., Bridgeport. Amount: $232,000. Filed April 26. Braylovskaya, Elena and Grigoriy Braylovskiy, Greenwich. Seller: Reilly Builders LLC, Darien. Property: Parcel A-11, Parcel A, Parcel D, Map 4980, Darien. Amount: $3 million. Filed April 17. Brigante, Romana and Thomas L. Brigante, Newtown. Seller: Charles Rio and Kim N. Rio, Newtown. Property: 6 Teachers Ridge Road, Newtown. Amount: $373,000. Filed April 19. Brutus, Marie and Fred Brutus, Bridgeport. Seller: Marie S. Jean, Bridgeport. Property: 263 Queen St., Bridgeport. Amount: $245,000. Filed April 24. Canna, Stephen, Stamford. Seller: Ronald Hartz and Diana Hartz, Stamford. Property: 631 Long Ridge Road, Unit 17, Stamford. Amount: $975,000. Filed April 17. Caruso, Jennifer N. and James T. Caruso, Stamford. Seller: Adam M. Favale and Bonnie T. Favale, New Canaan. Property: 20 White Oak Shade Lane, New Canaan. Amount: $840,000. Filed April 17. Cattano, Kathleen F., Darien. Seller: Toll CT III Limited Partnership, Danbury. Property: 825 Brookside Court, Newtown. Amount: $335,120. Filed April 24. Clarke, Karen Close and Christopher J. Clarke, Greenwich. Seller: Linda F. Lund, Steamboat Springs, Colo. Property: 24 Gilliam Lane, Greenwich. Amount: $3.4 million. Filed April 18. Clermidor, Yolette and Calixte Clermidor, Bridgeport. Seller: ABC Real Properties Inc., Trumbull. Property: 194 Bronx Ave., Bridgeport. Amount: $140,000. Filed April 25. Cohn, Victoria and Michael Cohn, New York, N.Y. Seller: Susan D. Nista and Cosmo L. Nista, New Canaan. Property: Parcel 2, Map 3371, New Canaan. Amount: $1.1 million. Filed April 17. Considine, Victoria and Blake Considine, Westport. Seller: Alwyn R. Dawkins, Westport. Property: 2 Elmwood Road, Westport. Amount: $1.1 million. Filed April 19. Corning, Michael G., Ocean City, N.J. Seller: Cynthia A. Bologna, New Milford. Property: 6 Pond View Drive, Brookfield. For no consideration paid. Filed April 20. Cross, Jessica and Ian J. Cross, Darien. Seller: Brendan P. Grady and Lucia A. Grady, Darien. Property: 14 Kerry Lane, Darien. Amount: $2.8 million. Filed April 17.

FIGURES

Crusio, Kelly and Robert Crusio, Fairfield. Seller: Kenneth P. Grossman and Dorothy M. Zachmann, Southport. Property: 70 The Knoll, Fairfield. Amount: $952,000. Filed April 19.

Fischer III, Philip and Kenneth J. Karp, Ridgefield. Seller: Amy M. Ciminello, Ridgefield. Property: 73 Hunter Lane, Ridgefield. Amount: $1 million. Filed April 18.

Harris, Cynthia C., Jupiter, Fla. Seller: Cynthia C. Harris, Jupiter, Fla. Property: Unit 14 in Milbank Ridge Condominium, Greenwich. For no consideration paid. Filed April 20.

Cruz, Cynthia and Pablo Cruz, Bridgeport. Seller: John Bajda, Stratford. Property: Lot 18, Map 93, Stratford. Amount: $231,500. Filed April 21.

Foder, Samantha and Ryan James Fodor, Stamford. Seller: Ellen Kelley, Darien. Property: 19 Highland Ave., Darien. Amount: $875,000. Filed April 11.

Harris, Griffith E., Greenwich. Seller: Joyce Van Lines Inc., Oxford. Property; 9 Strickland Road, Greenwich. Amount: $700,000. Filed April 20.

D’Amico, Marisa J. and Peter M. Santella Jr., Stamford. Seller: Peter M. Santella Jr., Stamford. Property: 77 Havemeyer Lane, Unit 51, Stamford. For no consideration paid. Filed April 25. Dan, Chanra and Sothavy Dan, Danbury. Seller: Carmen Abdul Mageed, Danbury. Property: 11 Fifth St., Danbury. Amount: $490,000. Filed April 20. David, Joy M. and Logan D. Davis, Waterbury. Seller: The Bank of New York Mellon, Greenville, S.C. Property: 24 Hawleyville Road, Bethel. Amount: $362,800. Filed April 24. Davis, Carrie E. and George E. Pommer, Bethel. Seller: Ana Priscilla Urena and Michael L. Dady, Bethel. Property: 92 and 94 Milwaukee Ave., Bethel. Amount: $400,000. Filed April 24. Davis, Danila, Bronx, N.Y. Seller: Cedar Ridge Construction, Stratford. Property: 470 Freeman Ave., Stratford. Amount: $379,000. Filed April 21. Defreese, Marissa A., New Canaan. Seller: Bradley Bach and Anna P. Ritchie, New Canaan. Property: 104 Shaker Road, New Canaan. Amount: $850,000. Filed April 13. DeSanto, Lisa Marie, Stormville, N.Y. Seller: Jeffrey A. Cantor and Ruth F. Cantor, Senia, Ga. Property: 66 Nashville Road, Unit H, Bethel. Amount: $130,000. Filed April 13. Duran-Chavez, Diana and Tomasz Danowski, Danbury. Seller: Idalina Ribeiro, Danbury. Property: 19 Beech St., Danbury. Amount: $307,500. Filed April 17. Epstein, Emily and Jarrett K. Epstein, Westport. Seller: Tomas Brothers LLC, Norwalk. Property: 81 Old Hill Road, Westport. Amount: $2.4 million. Filed April 21. Felton, Justin L., Brookfield. Seller: Cesar M. Lopes, Brookfield. Property: 22 Longview Drive, Brookfield. Amount: $449,000. Filed April 19. Ferenczi, Katalin and Balazs Halmos, Ridgefield. Seller: Karen B. Turicchi, Ridgefield. Property: 13 Whitewood Hollow Court, Ridgefield. Amount: $1.1 million. Filed April 18. Ferreira, Glesio Da Silva, Bridgeport. Seller: Herbert N. Eddy, Bozeman, Mont. Property: 180 Wainwright Place, Stratford. Amount: $180,000. Filed April 19.

Fogarty, Danielle and Brian S. Fogarty, New Canaan. Seller: Michael D. Suozzi III and Devon B. Souzzi, New Canaan. Property: 5 Meeting Grove Lane, New Canaan. Amount: $10. Filed April 4. Foster, Diane Michelle and Mark Vincent Foster, Waterford. Seller: Tara V. Kastury, New Canaan. Property: 34 E. Hills Drive, Unit 34, New Canaan. Amount: $280,000. Filed March 23. Frycz, Kristen L. and Markian Frycz, Stamford. Seller: Alice R. Ryan and, Stamford. Property: Lot 3, Map 14552, Stamford. Amount: $440,000. Filed April 20. Gao, Naisi and Tianlong Wang, Somerville, Mass. Seller: Andrew Kindt and Ashley Kindt, Westport. Property: 56 Kings Highway South, Westport. Amount: $775,000. Filed April 21. Garcia, Vincente, Bridgeport. Seller: Chun Yin Kwok, Bridgeport. Property: 800 Ellsworth St., Bridgeport. Amount: $179,000. Filed April 24. Gillooly, Lauren and Jamie Kemp, Stamford. Seller: Jason M. Rizzo and Ashley C. Rizzo, New Canaan. Property: DeForest Road, Maps 1088 and 5852, New Canaan. Amount: $770,000. Filed March 22. Girardat, Janet K. and Robert J. Liuzzi, Stratford. Seller: Dedi Properties LLC, Monroe. Property: 125B Cayuga Lane, Stratford. Amount: $280,000. Filed April 19. Glynn, Kristin and Brian Glynn, Stamford. Seller: Michael Andrew Voellmicke and Katherine Anne Voellmicke, Stamford. Property: Lots 38 and 39, Map 1234, Stamford. Amount: $500,100. Filed April 19. Greene, Jean Selden, New York, N.Y. Seller: Karen F. Amero, New Canaan. Property: Parcel 1, Turner Hill Road, New Canaan. Amount: $572,000. Filed April 10. Greene, Jean Selden, New York, N.Y. Seller: Karen F. Amero and Scott M. Amero, New Canaan. Property: 75 Turner Hill Road, New Canaan. Amount: $2 million. Filed April 10. Guaman, Adriana Elizabeth and Anthony Claudio Matute-Buenano, Newtown. Seller: Tracy Lott Koehle, Newtown. Property: 105 Toddy Hill Road, Newtown. Amount: $235,000. Filed April 24.

Hayes, Gordon, Stratford. Seller: Gordon Hayes and Kathy M. Hayes, Stratford. Property: 355 Chapel St., Stratford. For no consideration paid. Filed April 19. Hobson, Margaret F. and Andrew W. Hobson, Greenwich. Seller: Simon Batten and Lisa Michelle Batten, New Canaan. Property: 712 Oenoke Ridge, New Canaan. Amount: $6 million. Filed April 11. Hodge, Damary, Ossining, N.Y. Seller: The Secretary of Housing and Urban Development, Washington, D.C. Property: 4 Hamilton Drive, Danbury. Amount: $220,000. Filed April 20. Holyfield, Tenisha Starr and Jason Raheem Holeyfield, Bridgeport. Seller: Janine Silva Pereira and Marcelo R. Dias, Bridgeport. Property: 146 Westfield Ave., Bridgeport. Amount: $197,000. Filed April 24. Hooper, Renee A., Fairfield. Seller: Jack T. Bettridge and Ellen P. Bettridge, Woodland Hills, Calif. Property: 279 Silvermine Road, New Canaan. Amount: $945,000. Filed April 18. Hopkins, Deborah C. and Arlene L. Lawrence, Cornwall-on-Hudson, N.Y. Seller: Mary C. Golden, Stamford. Property: 2539 Bedford St., Unit 34B, Stamford. For an unknown amount paid. Filed April 18. Horgan, Michelle and Mark T. Horgan, Greenwich. Seller: Sheila Robben, Greenwich. Property: Sound Beach Avenue, Greenwich. Amount: $2.9 million. Filed April 19. Horn, Derick, Bridgeport. Seller: Federal National Mortgage Association, Dallas, Texas. Property: 125 Warner Hill Road, Unit 85, Stratford. Amount: $118,500. Filed April 17. Jarmolowski, Thomas, San Francisco, Calif. Seller: Thomas Jarmolowski, San Francisco, Calif. Property: 14 South St., Unit 1, Bethel. For no consideration paid. Filed April 10. Johnson, Vicki K., Greenwich. Seller: Brandon W. Sweitzer and Lisette L. Sweitzer, New Canaan. Property: 751 Weed St., New Canaan. For an unknown amount paid. Filed March 23. Karl, Janet W., New Canaan. Seller: Janet W. Karl, New Canaan. Property: Lot A, Map 2680, New Canaan. For no consideration paid. Filed March 28. Kiehn, Ekaterina and Thomas Kiehn, New Canaan. Seller: Rupa Goyal and Vinay Jha, New Canaan. Property: 13 Old Stamford Road, Unit C, New Canaan. Amount: $730,000. Filed April 17.

Klapper, Patricia Posada and Brian P. Klapper, New Canaan. Seller: J. H. Tucker Wilson Jr., New Canaan. Property: 392 Brushy Ridge Road, New Canaan. Amount: $1.9 million. Filed April 3.

Lundberg, Daniela T. and Theodore B. Lundberg, Westport. Seller: Andrew M. Boas and Carol Boas, Westport. Property: Lot A, Map 7254, Westport. Amount: $3.9 million. Filed April 28.

Kudish, Alison R. and Peter T. Grave, Darien. Seller: Brian J. Ward and Alix H. Ward, Westport. Property: 166 Imperial Ave., Westport. Amount: $800,000. Filed April 17.

Ly, Yuet H., Simon Ly and Thai Kien Ly, Stamford. Seller: Futzu Wang, Stamford. Property: 54 W. North St., Unit 506, Stamford. Amount: $113,800. Filed April 21.

Kuehner, Patricia A. C., Ridgefield. Seller: Frank R. Lyon III and Natalie Du Pont Lyon, New Canaan. Property: 734 Oenoke Ridge Road, New Canaan. Amount: $1.8 million. Filed March 29.

Manjarrez, Maria and Gabriel Zarate, Stamford. Seller: Scott Scribner, Darien. Property: Maple Street, Darien. Amount: $730,000. Filed April 21.

Lambert, Latisha and Cyrenus Lambert, Scarsdale, N.Y. Seller: Property Edge LLC, Southington. Property: 45 Pasadena Ave., Stratford. Amount: $307,500. Filed April 19.

Martin, Sandi C., Hampton Bays, N.Y. Seller: Amy F. Taylor, Redding. Property: 3 Fox Run Road, Redding. Amount: $415,000. Filed April 20.

Lee III, John L., New York, N.Y. Seller: Mitchell A. Hoffman and Erin O’Connell Hoffman, New Canaan. Property: 34 Marshall Ridge Road, New Canaan. Amount: $1.4 million. Filed March 30. Levan, Sally P. and Gary A. Levan, Danbury. Seller: Matthew Ayres and Syunghae Lim-Ayres, Redding. Property: 23 Wagon Wheel Road, Redding. Amount: $548,000. Filed April 18. Lewis, Margaret Tredway and Peter John Lewis, New Canaan. Seller: Jason Bonadio and Scottie Bonadio, New Canaan. Property: 281 Lambert Lane, New Canaan. For an unknown amount paid. Filed April 10. Li, Yanan and Chunxiao Hou, New York, N.Y. Seller: Kathleen F. Cattano, Darien. Property: Unit 12 of Villager Pond Condominium, Darien. Amount: $722,000. Filed April 21. Littlefield, Elizabeth R. G. and Nathan A. Littlefield, Brooklyn, N.Y. Seller: Russell Protti and Emma Lundahl Protti, Darien. Property: Map 4049, Darien. Amount: $1.2 million. Filed April 17. Longo, Don F., Bethel. Seller: East Brook Construction Co. Inc., Bethel. Property: 6 Twin Maple Drive, Bethel. Amount: $350,000. Filed April 26. Lopez, Esteban and Caroline M. Lopez, Darien. Seller: Michelle Kearney, Darien. Property: 53 Heckler Ave., Darien. Amount: $592,000. Filed April 19. Loredo, Jose, New Canaan. Seller: Jose Loredo, New Canaan. Property: 113 Brookwood Lane, New Canaan. For no consideration paid. Filed April 4. Luchsinger, Kristen E. and Timothy M. Luchsinger, Danbury. Seller: Positive Properties LLC, New Canaan. Property: 19 Whippoorwill Road, Bethel. Amount: $420,000. Filed April 24.

Masso, Debra, Ruth Masso and Jane Pickering, Fairfield. Seller: James T. Bodnar Jr., Trumbull. Property: Lot 38, Map 3175, Fairfield. Amount: $202,500. Filed April 21. Mastrianni Property Group LLC, Fairfield. Seller: John L. Caulfield, New Haven. Property: 1140 Fairfield Beach Road, Fairfield. Amount: $269,900. Filed April 17. Mendelssohn, Kathleen M., Darien. Seller: Paxton T. Mendelssohn, Darien. Property: Valley Forge, Map 1347, Darien. Amount: $10. Filed April 17. Mitten, Sasha and Jack Mitten, Stamford. Seller: CT Property Network LLC, Stamford. Property: 39 Regent Court, Stamford. Amount: $500,000. Filed April 21. Monfredo, Irene F. and Nicholas J. Monfredo, New City, N.Y. Seller: Steven A. Infield, New Rochelle, N.Y. Property: 63 Indian Trail, Brookfield. Amount: $387,500. Filed April 21. Montero, Caroline M., Darien. Seller: Christopher Burnes and Carolyn Burnes, Darien. Property: Lot 9, Map 335, Darien. Amount: $1.3 million. Filed April 17. Morgan, Donna and Richard K. Vogel, Glen Ridge, N.J. Seller: Steven Lorig and Meredith Lorig, Westport. Property: 22 Woods Grove Road, Westport. Amount: $832,500. Filed April 18. Mosca, Alison H., Ridgefield. Seller: Alison H. Mosca, Foxboro, Mass. Property: 690 Ridgebury Road and 10 Shadow Lake Road, Ridgefield. For no consideration paid. Filed April 18. Mueffelmann, Andrea Marie Luise and Jens Otto Mueffelmann, Greenwich. Seller: Tolman F. Geffs Jr. and Laura H. Geffs, Greenwich. Property: 17 Lake Drive, Greenwich. Amount: $2.3 million. Filed April 19. Muir, Jessica L. and Scott A. Muir, Greenwich. Seller: Vincent A. Insinga Jr. and Michele L. Insinga, Greenwich. Property: 26 Sunshine Ave., Greenwich. Amount: $1.3 million. Filed April 20.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 22, 2017 23

FACTS

Oerth, Karem A. and John A. Oerth, Greenwich. Seller: JJKL Properties LLC, Greenwich. Property: 26 Connecticut Ave., Greenwich. Amount: $700,000. Filed April 19.

Santana, Uetes, Newtown. Seller: Wilmington Trust National Association, Wilmington, Del. Property: 5 Frontage Road, Newtown. Amount: $207,500. Filed April 18.

Tavarez, Rafael, New Fairfield. Seller: Carmen Miranda, Danbury. Property: 12-16 Scuppo Road, Unit 77, Danbury. Amount: $120,000. Filed April 20.

Orellana-Escobar, Maria, Stamford. Seller: Jillian Civitano and Danielle Vannucci, Stamford. Property: 60 Lawn Ave., Unit 23, Stamford. Amount: $265,000. Filed April 21.

Santos, Luisa and Ricardo Alves, West Haven. Seller: Jose Ali, Bridgeport. Property: 354 Pequonnock St., Bridgeport. Amount: $20,000. Filed April 24.

Taylor, Amy, Redding. Seller: Melinda L. Irwin and Mark Scott Ellis, Redding. Property: 136 Black Rock Turnpike, Redding. Amount: $435,000. Filed April 19.

Osborne, Kareem Eulone and Jasmin Diane Osborne, Stratford. Seller: Thomas F. Flaherty Jr. and Ann M. Flaherty, Stratford. Property: 76 Van St., Stratford. Amount: $292,000. Filed April 21.

Sarver, Ingrid Miskins and Michael Louis, Sarver, New York, N.Y. Seller: Edward Francis Schmitt, Darien. Property: 3 Nolen Lane, Darien. Amount: $2.8 million. Filed April 21.

Toone, Kim, Bethel. Seller: Xiaorong He, Bethel. Property: 22 Eagle Rock Hill, Bethel. Amount: $170,000. Filed April 10.

Pompa, Ann Marie, Wilton. Seller: Laura L. Branchini, Newtown. Property: 73 Marlin Road, Newtown. Amount: $500,000. Filed April 26.

Scalero, Stephen, Stamford. Seller: Virginia M. Adams and Howard A. Adams, Stamford. Property: 168 Belltown Road, Unit A-8, Stamford. Amount: $290,000. Filed April 21.

Postels, James, Milford. Seller: Pamela S. Bashar, Stratford. Property: 408 Hickory Woods Lane, Stratford. Amount: $235,000. Filed April 18. Powell, Elizabeth, Stratford. Seller: Philip Luciano and Lucy Luciano, Auburn, Maine. Property: 107 Honeyspot Road, Stratford. Amount: $172,000. Filed April 19. Quito, Carlos, Danbury. Seller: Claude Loiola and Maria Matzkin, Croton-on-Hudson, N.Y. Property: 51 Park Ave., Unit 14, Building 1, Danbury. Amount: $92,500. Filed April 20. Raharman, Sahidur, Danbury. Seller: Cindy Grenier, Danbury. Property: 9 Whaley St., Danbury. Amount: $225,000. Filed April 20. Ribeiro Novas, Marcelo, New Milford. Seller: The Bank of New York Mellon, West Palm Beach, Fla. Property: 60 Grand St., Danbury. Amount: $255,000. Filed April 20. Robben, Sheila, Greenwich. Seller: Greyrock of Greenwich II LLC, Norwalk. Property: Unit 1 of Valley Ridge, Greenwich. Amount: $1.7 million. Filed April 19. Robertson, Kylie and Stuart Robertson, New Canaan. Seller: John M. Fitzgerald and Sandra Eubank, Chapel Hill, N.C. Property: Plot 1, Map 2442, New Canaan. Amount: $1.3 million. Filed April 19. Rodriguez, Horacio, Yonkers, N.Y. Seller: Judith Koller, Greenwich. Property: 53 Stonehedge Drive South, Greenwich. Amount: $1 million. Filed April 19. Romero, Blanca S. Villa and Jose D. Villa, Danbury. Seller: Mary P. Renaud, Danbury. Property: 43 Rocky Glen Road, Danbury. Amount: $169,000. Filed April 18. Ruzomberka, Megan C. and Mark P. Ruzomberka, Stamford. Seller: Karen Rodgers, Bethel. Property: 218 Greenwood Ave., Bethel. Amount: $382,500. Filed April 25.

Scheider, Christopher, Stamford. Seller: The Windemere Condominium Inc., Stamford. Property: Unit 102 of The Windemere, Stamford. Amount: $312,000. Filed April 19. Schneider, Patricia A., Stratford. Seller: Karen L. Raphaely, Stratford. Property: 33C Happy Hollow Circle, Stratford. Amount: $207,500. Filed April 25. Schneier, Leah and Alan Schneier, Delray Beach, Fla. Seller: Matthew R. Schiffman and Jennifer P. Schiffman, Stamford. Property: 631 Long Ridge Road, Unit 57D, Stamford. Amount: $1.4 million. Filed April 19. Shaw, Jennifer and Thomas Shaw, Ridgefield. Seller: Trisha Dee and Kevin Dee, Bethel. Property: 5 Oven Rock Road, Bethel. Amount: $278,000. Filed April 25. Sorensen, Brooke J. and Adam F. Sorensen, Brooklyn, N.Y. Seller: Laurence M. Mascera and Carol B. Mascera, New York, N.Y. Property: 202 Devonwood Lane, New Canaan. Amount: $1.2 million. Filed April 5. Souzzi, Devon B. and Michael D. Souzzi III, New Canaan. Seller: Brian P. McGough and Regina McGough, New Canaan. Property: 687 Carter St., New Canaan. Amount: $1.7 million. Filed March 31. Stone, Rita Marie, New Canaan. Seller: Rita Marie Stone, New Canaan. Property: 121 Heritage Hill Road, New Canaan. For no consideration paid. Filed April 11. Strupp, Lisa L. and David J. Strupp Jr., New Canaan. Seller: Patrick Garrity and Paula Garrity, Birmingham, Miss. Property: 107 Dunning Road, New Canaan. Amount: $3.3 million. Filed April 7. Swimm, Mark Thomas, Darien. Seller: Christiana Trust, Wilmington, Del. Property: 5 Clocks Lane, Darien. Amount: $2 million. Filed April 12.

Tully, Susan and Robert Collins, Newtown. Seller: Mary Churchill, Bethel. Property: 38 Highland Ave., Bethel. Amount: $138,000. Filed April 26. Turits, Meredith D. and Brian T. O’Connor, Brooklyn, N.Y. Seller: 30 W. William Street LLC, Greenwich. Property: 30 William Street West, Greenwich. Amount: $745,000. Filed April 17. Utsogn, Janice and Ronald Utsogn, Danbury. Seller: Gordon J. Johnson, Newtown. Property: 96 Currituck Road, Newtown. Amount: $450,000. Filed April 27. Vazquez, Juan C., Danbury. Seller: Jose F. Rodriguez, Danbury. Property: 23 Maple Ridge Road, Danbury. Amount: $300,000. Filed April 18. Velinova, Adriana and Delyan Dimitrov, New Canaan. Seller: Boswell Development LLC, Greenwich. Property: 104 Nursery Road, New Canaan. For no consideration paid. Filed March 27. Verlin, Jane and Christopher Verlin, Greenwich. Seller: Robert G. Hedlund III, New Canaan. Property: Douglas Road, Map 1803, New Canaan. Amount: $1.1 million. Filed April 12. Waetzig, Elizabeth Z. and Chadwick C. Waetzig, New Canaan. Seller: William F. Faulkner and Karen L. DeMeo, New Canaan. Property: Lots 12 and 13, Map 194, New Canaan. Amount: $1.9 million. Filed April 20. Walther, Jennifer M. and Peter B. Walther, New Canaan. Seller: Joseph Benaroya and Karen M. Benaroya, Naples, Fla. Property: 112 Stoneleigh Road, New Canaan. Amount: $2 million. Filed April 3. Wang, Luoshen and Hechuan Lin, Stamford. Seller: Hisham A. Malak and Hala A. Malak, Stamford. Property: 58 Lantern Circle, Stamford. Amount: $537,500. Filed April 17. Weisberg, Christine M. and Glen S. Weisberg, Ridgefield. Seller: Roger Schaaf and Benita A. Martinez Hernandez, Ridgefield. Property: 68 Grove St., Unit C17, Ridgefield. Amount: $574,000. Filed April 21.

24 Week of May 22, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

FIGURES FORECLOSURES Ashton, Saipin A., et al. Creditor: HSBC Bank USA NA, Mount Laurel, N.J. Property: 31 Ryan Ave., Norwalk. Mortgage default. Filed April 19. Goncalves, Jose A., et al. Creditor: Green Tree Servicing LLC, Tempe, Fla. Property: 170-172 Beers St., Bridgeport. Mortgage default. Filed April 19. Hoque, Mohammed, et al. Creditor: Green Tree Servicing LLC, Tempe, Fla. Property: 60 Lexington Ave., Norwalk. Mortgage default. Filed April 20. Hronjak, Viola, et al. Creditor: Nationstar Mortgage LLC, Lewisville, Texas. Property: 1460 Elm St., Unit 433B, Stratford. Delinquent common charges. Filed April 18. Muhammad, Abdus-Sabur, et al. Creditor: Bank of America NA, Greenville, S.C. Property: 1662-1666 Boston Ave., Bridgeport. Mortgage default. Filed April 17. Nassima, Abouaassi, et al. Creditor: Nationstar Mortgage LLC, Lewisville, Texas. Property: 541 Sedgewick Ave., Stratford. Mortgage default. Filed April 18. Powell, Deborah P., et al. Creditor: The Bank of New York Mellon, New York, N.Y. Property: 161 Helen St., Bridgeport. Mortgage default. Filed April 26. Vazquez, Gaudalupe, et al. Creditor: U.S. Bank NA, Miamisburg, Ohio. Property: 126-130 Pequonnock St., Bridgeport. Delinquent common charges. Filed April 17.

JUDGMENTS

Lawrence, Janice M., Danbury. $11,070 in favor of Portfolio Recovery Associates LLC, Norfolk, Va., by the Law Offices of Howard Lee Schiff PC, East Hartford. Property: 78 Tucker St., Unit 3408, Danbury. Filed April 19. Murphy, Frederick, Bethel. $6,313 in favor of The Connecticut Light and Power Co., Berlin, by The Law Offices of Alexander G. Snyder LLC, Waterbury. Property: 3 Long Hill Road, Bethel. Filed April 12. Negron, Vanessa and Nicanor Negron, Bethel. $1,023 in favor of Theodore J. Blum MD, by Hertzmark, Crean & Lahey LLP, Waterbury. Property: 16 Sky Edge Drive, Bethel. Filed April 24. Piccirillo, Kimberly A., Newtown. $9,601 in favor of Ford Motor Credit Co. LLC, Livonia, Mich., by Nair & Levin PC, Bloomfield. Property: 39 Riverside Road, Newtown. Filed April 17. Pierrelouis, Marcel, Bridgeport. $853 in favor of Bridgeport Anesthesia Associates PC, Stratford, by Hertzmark, Crean & Lahey LLP, Waterbury. Property: 115 Denver Ave., Bridgeport. Filed April 24. Ribeiro, Julio C., Bridgeport. $3,446 in favor of Barclays Bank Delaware, Wilmington, Del., by the Law Offices of Howard Lee Schiff PC, East Hartford. Property: 95 Wentworth St., Bridgeport. Filed April 17. Rodriguez, Heidi, Bethel. $4,918 in favor of Cavalry SPV I LLC, Valhalla, N.Y., by Tobin Melien & Marohn, New Haven. Property: 18 Whitney Road, Bethel. Filed April 21. Sanchez, Susy, Bethel. $695 in favor of Northeast Radiology, Brewster, N.Y., by Flanagan & Peat, Danbury. Property: 6 Drummers Lane, Bethel. Filed April 28.

Bonilla, Saul, Bridgeport. $791 in favor of Midland Funding LLC, San Diego, Calif., by Law Offices of Howard Lee Schiff PC, East Hartford. Property: 928 Queen St., Bridgeport. Filed April 19.

Sayers, Suzanne V., Bethel. $14,232 in favor of The Connecticut Light and Power Co., Berlin, by The Law Offices of Alexander G. Snyder LLC, Waterbury. Property: 53 Nashville Road, Bethel. Filed April 12.

Bowen, Dexter, Norwalk. $7,253 in favor of Barclays Bank Delaware, Wilmington, Del., by Law Offices of Howard Lee Schiff PC, East Hartford. Property: 22 Deepwood Lane, Norwalk. Filed April 19.

Velasquez, Eliut, Norwalk. $1,819 in favor of Bridgeport Anesthesia PC, Stratford, by Hertzmark Crean & Lahey LLP, Waterbury. Property: 29 High St., Apt. B, Norwalk. Filed April 19.

Dawson, Janet, Bridgeport. $16,662 in favor of Albert Dawson, Bridgeport, by Earle Giovanniello, New Haven. Property: 66 Hanford Ave., Bridgeport. Filed April 19. Gleason, Joseph, Greenwich. $3,819 in favor of Cavalry SPV I LLC, Valhalla, N.Y., by Tobin Melien & Marohn, New Haven. Property: 294 Delavan Ave., Greenwich. Filed April 21. Julian’s Painting Company LLC, et al., Bridgeport. $17,321 in favor of Yellow Book Sales & Distribution Company Inc., King of Prussia, Pa., by Thomas L. Kanasky Jr., Property: 191 Truman St., Bridgeport. Filed April 24.

LEASES Wheels Of Connecticut Inc., by Christine Hogan. Landlord: Putling Greens I LLC, Trumbull. Property: 1210 Madison Ave., Bridgeport. Term: 15 years, commenced April 18, 2017. Filed April 24. Wheels Of Connecticut Inc., by Christine Hogan. Landlord: Putling Greens I LLC, Trumbull. Property: 3980 Main St., Bridgeport. Term: 15 years, commenced April 18, 2017. Filed April 24.

LIENS

FEDERAL TAX LIENSFILED All Star Car Wash LLC, 27 Padanaram Road, Danbury. $4,034, payroll taxes and quarterly payroll taxes. Filed April 17. Arnone, Joanne and Ralph A. Arnone, 95 Hillside Ave., Bridgeport. $27,480, a tax debt on income earned. Filed April 24. Avacz, John, 124 Elm St., Monroe. $52,139, a tax debt on income earned. Filed April 17. Bliss, Heather M., 123 Murray St., Norwalk. $176,119, a tax debt on income earned. Filed April 18. Bogus, Charles E., 31 Cove Ave., Norwalk. $31,319, a tax debt on income earned. Filed April 24. Bohannon Jr., John P., 115 Balmforth St., Bridgeport. $50,649, a tax debt on income earned. Filed April 24. Boujnah, Jean David L., 517 E. Putnam Lane, Greenwich. $31,699, a tax debt on income earned. Filed April 17. Brooks, Amy Stancs and Daniel Brooks Jr., 23 Park Lane, Westport. $63,782, a tax debt on income earned. Filed April 24. Byrne, T. M., 50 Great Ring Road, Newtown. $34,704, civil proceeding tax. Filed April 17. Central Park South LLC, 101 Robert Lane, Fairfield. $5,816, quarterly payroll taxes. Filed April 19. Christe, Regina and Philip Christe, 53 Ironworks Hill Road, Brookfield. $67,693, a tax debt on income earned. Filed April 18. Cortez, Nydia I., 195 Lakeside Drive, Bridgeport. $45,028, a tax debt on income earned. Filed April 24. Dewitt, Trentity, 301 Commons Park South, Unit 1014, Stamford. $38,061, a tax debt on income earned. Filed April 18. Geiger, Gaye W. and Scott A. Geiger, 93 Harrison Ave., New Canaan. $238,468, a tax debt on income earned. Filed March 22. Haenn, Madeline R. and James H. Lee, 1401 Unquowa Road, Fairfield. $14,409, a tax debt on income earned. Filed April 19. Hedles, David, 40 Phillips Lane, Darien. $29,254, a tax debt on income earned. Filed April 18.

FACTS Hodges, Francisca and Stephen Wynter, 636 W. Jackson Ave., Bridgeport. $25,487, a tax debt on income earned. Filed April 24. Holloway, Cecelia M., 25 Parting Brook Road, New Canaan. $112,399, a tax debt on income earned. Filed March 22. Holzer, Dorothy A. and Gerald L. Brodsky, 9 Will Merry Lane, Greenwich. $13,246, a tax debt on income earned. Filed April 17. Howard, John P., 33 Farist Road, Fairfield. $31,439, a tax debt on income earned. Filed April 19. Korynyuk, Taras, 809 E. Main St., Apt. 94, Stamford. $26,287, a tax debt on income earned. Filed April 18. Lavine, David S., P.O. Box 1420, Fairfield. $38,107, a tax debt on income earned. Filed April 19. Lomax, Michelle L. and Devon Yorke, 297 Mapledale Place, Bridgeport. $70,054, a tax debt on income earned. Filed April 24. Murray, Karen B. and Clark L. Murray, 39 Carriage Lane, New Canaan. $5,667, a tax debt on income earned. Filed March 22. Nash, Kathleen T. and Kirby T. Nash, 35 Larkspur Road, Fairfield. $73,223, a tax debt on income earned. Filed April 19. Ohara, John P., 86 Bittersweet Lane, New Canaan. $188,350, a tax debt on income earned. Filed April 11. Otaiza, Claudia M. and Ricardo J. Lazo, 16B Duncanson St., Stamford. $30,430, a tax debt on income earned. Filed April 18. Pacheco Jr., David, 2325 Barnum Ave., Apt. 2, Stratford. $27,066, a tax debt on income earned. Filed April 18. Parisi, Anthony J., 260 W. Cedar St., Norwalk. $28,057, a tax debt on income earned. Filed April 18. Pittori, Jeffery T., 202 Josies Ring Road, Monroe. $25,747, a tax debt on income earned. Filed April 17. South East Corp., 95 Railroad Ave., First floor, Greenwich. $57,909, corporate income taxes. Filed April 18.

Whittle, John, P.O. Box 333, Newtown. $10,187, a tax debt on income earned. Filed April 24.

Worsley, Sandra L., 360 Priscilla St., Bridgeport. $1,814, a tax debt on income earned. Filed April 24.

Williams, Leslie and Paul Williams, 372 Michigan Road, New Canaan. $62,705, a tax debt on income earned. Filed March 22.

MECHANIC’S LIENS-FILED

FEDERAL TAX LIENS-RELEASED

Hardy, Cindy and Stephen Hardy, Darien. Filed by Fox Hill Builders LLC, Darien, by Robert Calve. Property: 22 Peach Hill Road, Darien. Amount: $254,848. Filed April 13.

Bakis, Maria and Efthymios G. Bakis, 745 Westfield Ave., Bridgeport. $25,497, a tax debt on income earned. Filed April 24. Ferreira, Maria F. and Celso Ferreira, 13 Reservoir St., Bethel. $763, a tax debt on income earned. Filed April 11. Ferreira, Maria F. and Celso Ferreira, 13 Reservoir St., Bethel. $10,421, a tax debt on income earned. Filed April 11. Ferreira, Maria F. and Celso Ferreira, 13 Reservoir St., Bethel. $10,033, a tax debt on income earned. Filed April 11. Ferreira, Maria F. and Celso Ferreira, 13 Reservoir St., Bethel. $43,623, a tax debt on income earned. Filed April 11. Halvorsen, Berit and Helge Halvorson, 37 Long Lots Road, New Canaan. $246,179, a tax debt on income earned. Filed March 28. Kellman, Cheryl A., 421 Governors Lane, Fairfield. $47,215, a tax debt on income earned. Filed April 19. Kuhn, Laurie and John Kuhn, 109 Tesiny Circle, Bridgeport. $15,511, a tax debt on income earned. Filed May 3. Longman, Jesse, 424 W. Mountain Road, Ridgefield. $17,578, a tax debt on income earned. Filed April 18. Longman, Jesse, 424 W. Mountain Road, Ridgefield. $3,535, a tax debt on income earned. Filed April 18. Monarch Enterprises Inc., 201 Main St., Stamford. $2,223, quarterly payroll taxes. Filed April 18. Park City Wireless, 2418 Main St., Bridgeport. $4,301, payroll taxes and quarterly payroll taxes. Filed April 24.

Tabeau, Gersende and Eduardo Ferrer, 54 Comstock Hill Road, New Canaan. $32,811, a tax debt on income earned. Filed April 5.

Phillips Gelfand Architects, 25 Lambert Road, New Canaan. $6,651, payroll taxes. Filed March 22.

Troisi, Louis J., 50 Sheephill Road, Greenwich. $12,529, a tax debt on income earned. Filed April 18.

Reynoso, Luis N., 25 Horizon Lane, New Canaan. $13,076, a tax debt on income earned. Filed March 22.

Vodola Jr., Michael, 69 Maple St., Darien. $48,592, a tax debt on income earned. Filed April 18.

Szabo, Rita and Krisztian, 29 Hawley Glen, Bridgeport. $30,846, a tax debt on income earned. Filed April 20.

Lefebvre, Chalon W. and Jonathan P. Lefebvre, Greenwich. Filed by A.T.A. Electric, by Michael Troy. Property: 7 Hillcrest Lane, Greenwich. Amount: $18,195. Filed April 18.

MECHANIC’S LIENS-RELEASED Flood, James C., New Canaan. Released by BTS General Contracting, by Rob Peschko. Property: 7 Indian Waters Drive, New Canaan. Amount: $7,734. Filed April 13. WP Greenwich Associates LLC, Greenwich. Released by Itile Group Inc., Greenwich, by Alex. Property: 111 W. Putnam Ave., Greenwich. Amount: $3,000. Filed April 20.

LIS PENDENS 36 Elm Street LLC, et al., New Canaan. Filed by Updike, Kelly & Spellacy PC, Hartford, for People’s United Bank NA, Bridgeport. Property: 36 Elm St., New Canaan. Action: to foreclose on a delinquent mortgage in the original principal amount of $3.2 million, dated January 2007. Filed April 19. Bertrand, Robert N., et al., Norwalk. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for JPMorgan Chase Bank NA, Columbus, Ohio. Property: 90 Fawn Ridge Lane, Unit 90, Norwalk. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the premises. Filed April 19. Black Diamond Group LLC, et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for Benchmark Municipal Tax Services Ltd. Property: 146-158 Cowle St., Bridgeport. Action: to foreclose on a tax liens levied by the city of Bridgeport and take immediate possession of the premises. Filed April 20. Blake, Audrey E., et al., Bridgeport. Filed by Bendett and McHugh PC, Farmington, for U.S. Bank NA, trustee, Salt Lake City, Utah. Property: 732-734 Grand St., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $257,892, dated October 2004. Filed April 17.

FIGURES

FACTS

FIGURES

Buchla, Rodney J., et al., Bridgeport. Filed by Bendett and McHugh PC, Farmington, for Nationstar Mortgage LLC, Lewisville, Texas. Property: 10 Melbourne St., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $276,000, dated July 2006. Filed April 20.

Goldstein, Seth J., et al., Ridgefield. Filed by The Witherspoon Law Offices, Farmington, for Wells Fargo Bank NA, Frederick, Md. Property: 86 Old West Mountain Road, Ridgefield. Action: to foreclose on a delinquent mortgage in the original principal amount of $367,392, dated July 2011. Filed April 19.

Kubick, Eveline C., et al., Redding. Filed by Bendett and McHugh PC, Farmington, for U.S. Bank NA, trustee, Salt Lake City, Utah. Property: 28 Lonetown Road, Redding. Action: to foreclose on a delinquent mortgage in the original principal amount of $400,000, dated May 2006. Filed April 17.

Burgos, Lillian, et al., Bridgeport. Filed by Bendett and McHugh PC, Farmington, for Wells Fargo Bank NA, Frederick, Md. Property: 315 William St., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $251,500, dated February 2008. Filed April 17.

Gonzalez, Juan Pedro, et al., Bridgeport. Filed by Bendett and McHugh PC, Farmington, for Wells Fargo Bank NA, Frederick, Md. Property: 325 Lafayette St., Unit 4103, Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $122,000, dated October 2012. Filed April 20.

Kutnyi, Andrii, et al., Bridgeport. Filed by Bender, Anderson and Barba PC, North Haven, for The Success Village Apartments Inc., New Haven. Property: 430 Success Ave., Building 86, Apt. 13, Bridgeport. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the premises. Filed April 19.

Chapparo, Maria, et al., Bridgeport. Filed by Bendett and McHugh PC, Farmington, for Ditech Financial LLC. Property: 116-118 Livingston Place, Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $280,000, dated April 2007. Filed April 19. Datcher, Brian D., et al., Stratford. Filed by The Law Office of Juda J. Epstein, Bridgeport, for Stonybrooks Gardens Cooperative Inc., Stratford. Property: 43 Underwood Court, Stratford. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the premises. Filed April 17. DeCilio, Barbara, et al., Bridgeport. Filed by Bender, Anderson and Barba PC, North Haven, for Success Village Apartments Inc., Bridgeport. Property: 27 Court D, Building 25, Apt 27, Bridgeport. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the premises. Filed April 19. Donofrio, Arthur, et al., Ridgefield. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for PHH Mortgage Corp., Mount Laurel, N.J. Property: 2 Olcott Way, Building 9, Ridgefield. Action: to foreclose on a delinquent mortgage in the original principal amount of $250,000, dated September 2004. Filed April 18. Eversource Energy Service Co., et al., Bridgeport. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for Ditech Financial LLC. Property: 108 Bassick Ave., Bridgeport. Action: to foreclose on a judgment lien against the defendant Filed April 20. Freeman, Eddie L., et al., Bridgeport. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for Wells Fargo Bank NA, Frederick, Md. Property: 4-6 Burr Court, Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $143,000, dated March 2005. Filed April 25. Gause, Donna M., et al., Brookfield. Filed by Bendett and McHugh PC, Farmington, for The Bank of New York Mellon, trustee, New York, N.Y. Property: 9 Birch Road, Brookfield. Action: to foreclose on a delinquent mortgage in the original principal amount of $220,000, dated November 2006. Filed April 18.

Greco Industries Inc., et al., Bethel. Filed by McCarter & English, Stamford, for Wells Fargo Bank NA, Frederick, Md. Property: 14 Trowbridge Drive, Bethel. Action: to foreclose on a delinquent mortgage in the original principal amount of Filed April 17. Hurd Avenue Development LLC, Stratford. Filed by Berchem, Moses & Devlin PC, Westport, for the town of Stratford. Property: Lots 61, 62, 63, 64 and 65, Map of Patterson Park, Stratford. Action: to foreclose on tax liens levied by the city of Stratford and take immediate possession of the premises. Filed April 18. Izaguirre, Rigoberto, et al., Stamford. Filed by Bendett and McHugh PC, Farmington, for Deutsche Bank National Trust Co., Salt Lake City, Utah. Property: 49 Willard Terrace, Stamford. Action: to foreclose on a delinquent mortgage in the original principal amount of $676,000, dated June 2007. Filed April 19. Johnston IV, Frederick S., et al., Bridgeport. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for Federal National Mortgage Association, Washington, D.C. Property: Unit 3 of Madison Garden Condominium, Bridgeport. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the premises. Filed April 20. Kavanaugh, Scott, et al., Brookfield. Filed by Bendett and McHugh PC, Farmington, for Federal National Mortgage Association, Washington, D.C. Property: 12 Drover Road, Brookfield. Action: to foreclose on a delinquent mortgage in the original principal amount of $255,150, dated February 2011. Filed April 17. Kedjumnong, Surut, et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for the Water Pollution Control Authority for the city of Bridgeport. Property: 823 Ellsworth St., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $258,000, dated February 2007. Filed April 17.

Laureano, Ada L., Bridgeport. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for Town Point Mortgage Trust, Salt Lake City, Utah. Property: 49 Harvey St., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $234,000, dated July 2007. Filed April 20. L’Henaff, Jean and Diana Lada L’Henaff, New Canaan. Filed by the Law Offices of Carreira & Wojciechowski LLC, New Preston, for Westchester Modular Homes of Fairfield County Inc., Fairfield. Property: 114 Cross Ridge Road, New Canaan. Action: to foreclose on a mechanic’s lien levied by the defendant and take immediate possession of the premises. Filed April 7. Littleberry, Helen, et al., Bridgeport. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for CIT Bank NA. Property: 203-205 Grandview Ave., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $544,185, dated October 2006. Filed April 25. Lopez, Manuel R., Bridgeport. Filed by Bendett and McHugh PC, Farmington, for Wilmington Trust Co., Wilmington, Del. Property: 368 Broad St., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $120,000, dated February 2008. Filed April 26. Magilla LLC, et al., Bridgeport. Filed by Zeldes, Needle & Cooper PC, Bridgeport, for Livingston House Condominium Association Inc., Bridgeport. Property: 183 Livingston Place, Unit 12, Bridgeport. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the premises. Filed April 24. Manginelli, Michael J., Bridgeport. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for Ditech Financial LLC. Property: 450 Ezra St., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $180,146, dated September 2015. Filed April 24.

Kozma, Helen J., et al., Stratford. Filed by Bendett and McHugh PC, Farmington, for Nationstar Mortgage LLC, Lewisville, Texas. Property: 353 Burbank Ave., Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $330,000, dated November 2011. Filed April 20.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 22, 2017 25

FACTS Markward, Glenn A., et al., Bethel. Filed by Bendett and McHugh PC, Farmington, for Reverse Mortgage Solutions Inc., Spring, Texas. Property: 9 Midway Drive, Bethel. Action: to foreclose on a delinquent mortgage in the original principal amount of $262,050, dated August 2013. Filed April 24. McCaffrey, Dennis, et al., Bethel. Filed by Bendett and McHugh PC, Farmington, for Federal National Mortgage Association, Washington, D.C. Property: 24 Elizabeth St., Bethel. Action: to foreclose on a delinquent mortgage in the original principal amount of $236,100, dated July 2011. Filed April 18. McDonald, Yolanda, et al., Bridgeport. Filed by Kapusta, Otzel & Averaimo, Milford, for Nationstar Mortgage LLC, Lewisville, Texas. Property: 444446 Gregory St., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $379,051, dated January 2008. Filed April 20. Meirinho, Terezinha, Bridgeport. Filed by Bendett and McHugh PC, Farmington, for Deutsche Bank National Trust Co., Salt Lake City, Utah. Property: 32-34 Suburban Ave., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $334,600, dated June 2006. Filed April 20. Melo, Lilian, et al., Bethel. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for The Bank of New York Mellon, trustee, New York, N.Y. Property: 22 Diamond Ave., Unit B, Bethel. Action: to foreclose on a delinquent mortgage in the original principal amount of $200,000, dated November 2006. Filed April 20. Menaez Sr., Alejandro P., et al., Bridgeport. Filed by Bendett and McHugh PC, Farmington, for Wells Fargo Bank NA, Frederick, Md. Property: 140 Pilgrim Road, Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $189,407, dated July 2014. Filed April 17. Mendes, Maury B., et al., Danbury. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for Deutsche Bank National Trust Co., Salt Lake City, Utah. Property: 163 South St., Unit 20, Danbury. Action: to foreclose on a delinquent mortgage in the original principal amount of $27,600, dated April 2005. Filed April 19. Meszaros, Mary, et al., Westport. Filed by Marinosci Law Group PC, Warwick, R.I., for Bank of America NA, Charlotte, N.C. Property: 7 Roshab Lane, Westport. Action: to foreclose on a delinquent mortgage in the original principal amount of $1.5 million, dated January 2016. Filed April 20.

Mohs, William C., et al., Bridgeport. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for Deutsche Bank National Trust Co., Salt Lake City, Utah. Property: Unit 122 of Foxledge Condominium, Bridgeport. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the premises. Filed April 17. Muller, Adrian, et al., Bridgeport. Filed by Grady & Riley LLP, Waterbury, for Healthcare Financial FCU, Bridgeport. Property: 40 Hamilton St., Unit 7, Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $89,000, dated November 2007. Filed April 24. Murtha, Thomas M., et al., Newtown. Filed by The Law Office of Juda J. Epstein, Bridgeport, for Landmiller Real Estate LLC, Bridgeport. Property: 102 Boggs Hill Road, Newtown. Action: to foreclose on a delinquent mortgage in the original principal amount of $175,000, dated November 1987. Filed April 17. Nieves, Christy, et al., Bethel. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for Lakeview Loan Servicing LLC. Property: 40 Lawrence Ave., Unit 2101, Bethel. Action: to foreclose on a delinquent mortgage in the original principal amount of $399,618, dated July 2010. Filed April 21. Noel, Carole, et al., Bridgeport. Filed by Bendett and McHugh PC, Farmington, for Wells Fargo Bank NA, Frederick, Md. Property: 505 Dexter Drive, Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $160,538, dated May 2014. Filed April 17. Norman, Jeffrey M., et al., New Canaan. Filed by Bendett and McHugh PC, Farmington, for New York Mortgage Funding LLC, New York, N.Y. Property; 202 Weed St., New Canaan. Action: to foreclose on a delinquent mortgage in the original principal amount of $1.1 million, dated May 2007. Filed March 27. Pawelska, Krystyna, et al., Bridgeport. Filed by Bender, Anderson and Barba PC, North Haven, for Success Village Apartments Inc., Bridgeport. Property: Building 92, Unit 24 in Success Village Apartments Inc., Bridgeport. Property: Bridgeport. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the premises. Filed April 17. Perez, Beatriz E., et al., Stamford. Filed by Bendett and McHugh PC, Farmington, for Deutsche Bank National Trust Co., Salt Lake City, Utah. Property: 1068 E. Main Ave., Unit 2, Stamford. Action: to foreclose on a delinquent mortgage in the original principal amount of $145,500, dated March 2006. Filed April 21. Pippitt, Doug, et al., New Canaan. Filed by Benanti & Associates, Stamford, for People’s United Bank, Bridgeport. Property: 10 Nutmeg Lane, New Canaan. Action: to foreclose on a delinquent mortgage in the original principal amount of $724,000, dated June 2006. Filed March 29.

Post, Sharon, et al., Ridgefield. Filed by Kapusta, Otzel & Averaimo, Milford, for Wells Fargo Bank NA, Frederick, Md. Property: 79 Grandview Drive, Ridgefield. Action: to foreclose on a delinquent mortgage in the original principal amount of $500,000, dated March 2005. Filed April 17. Rojas, M. Cecilia, Bridgeport. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for Deutsche Bank National Trust Co., Salt Lake City, Utah. Property: 21 Jones Ave., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $129,600, dated November 2005. Filed April 26. Roman, Marisol M., Bridgeport. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for JPMorgan Chase Bank NA, Columbus, Ohio. Property: 50 Oxbrook Road, Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $255,350, dated June 2007. Filed April 24. Schwartz, John E., Danbury. Filed by Bendett and McHugh PC, Farmington, for Nationstar Mortgage LLC, Lewisville, Texas. Property: 76 Deer Hill Ave., Danbury. Action: to foreclose on a delinquent mortgage in the original principal amount of $257,957, dated May 2008. Filed April 17. Thomas, Edna, et al., Danbury. Filed by Hastings, Cohen & Walsh, Ridgefield, for Merrimac & Peace Street Condominium Association Inc., Danbury. Property: 20B Peace St., Danbury. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the premises. Filed April 17. Tran, Jaj, et al., Bridgeport. Filed by The Witherspoon Law Offices, Farmington, for Wells Fargo Bank NA, Frederick, Md. Property: 1314 Chopsey Hill Road, Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $300,837, dated November 2007. Filed April 19. Vachula, Richard P., New Canaan. Filed by Mark Sank & Associates LLC, Stamford, for The Stamford Hospital, Stamford. Property: Lot 9, Map 2671, New Canaan. Action: to foreclose on a delinquent mortgage in the original principal amount. Filed April 19. Villanueva, William, Bridgeport. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for U.S. Bank NA, trustee, Salt Lake City, Utah. Property: 596 Brooks St., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $188,510, dated May 2008. Filed April 17. Villegas, Joaquin, et al., Bridgeport. Filed by Bendett and McHugh PC, Farmington, for The Bank of New York Mellon, trustee, New York, N.Y. Property: 50 Oman St., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $153,600, dated November 2004. Filed April 17.

26 Week of May 22, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

FIGURES Wallace, Sylvia, Bridgeport. Filed by Bender, Anderson and Barba PC, North Haven, for Deutsche Bank National Trust Co., Salt Lake City, Utah. Property: 22 Voight Ave., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $160,000, dated October 2005. Filed April 19. Wallace, Teresa Leigh, et al., Norwalk. Filed by Bendett and McHugh PC, Farmington, for Nationstar Mortgage LLC, Lewisville, Texas. Property: 25 Grand St., Unit 157, Norwalk. Action: to foreclose on a delinquent mortgage in the original principal amount of $144,000, dated September 2006. Filed April 18. Wong, Gary C. and Christina Chao, Darien. Filed by E. Arthur Morin Jr., Stamford, for Get Wired Electric LLC. Property: Parcel 1, Map 3221, Darien. Action: to foreclose on a mechanic’s lien levied by the defendant and take immediate possession of the premises. Filed April 18. Yang, Choeun, et al., Danbury. Filed by Bendett and McHugh PC, Farmington, for The Bank of New York Mellon, trustee, New York, N.Y. Property: 12 Driftway Road, Danbury. Action: to foreclose on a delinquent mortgage in the original principal amount of $260,000, dated October 2004. Filed April 19.

MORTGAGES 2220 Main Street LLC, Stratford, by Christopher Pannese. Lender: Daniel Pannese, Trumbull. Property: 2220 Main St., Stratford. Amount: $287,500. Filed April 20. Children’s Learning Centers of Fairfield County Inc., Stamford, by Robert Mattis. Lender: Stamford Community Development Program, Stamford. Property: 64 Palmer’s Hill Road, Stamford. Amount: $74,000. Filed April 19. Concord Development LLC, New Haven, by Gary L. Goodridge. Lender: Lendinghome Funding Corp., San Francisco, Calif. Property: 640 Laurel Ave., Bridgeport. Amount: $116,000. Filed April 26. Eaton Investments LLC, Westport, by Stephen Eaton. Lender: Lendinghome Funding Corp., San Francisco, Calif. Property: 900 Central Ave., Bridgeport. Amount: $102,500. Filed April 25. Gutierrez of Brookfield LLC, by Luz Gutierrez. Lender: Susan E. Metcalf, New Milford. Property: Lot M-9 in Brookfield Office Park, Brookfield. Amount: $226,800. Filed April 17. John Broadcannon LLC, Bridgeport, by Joel Z. Green. Lender: People’s United Bank NA, Bridgeport. Property: 1043-1047, 1055-1057 and 1083-1095 Broad St., 252-284 and 234 John St., 141-153 and 155 Cannon St., Bridgeport. Amount: $2.2 million. Filed April 27.

Live Well 25 LLC, Darien, by Karen Reilly. Lender: First County Bank, Stamford. Property: Gardiner Street, Map 1995, Darien. Amount: $1.5 million. Filed April 18. Riverview Aeshetic Surgery RE LLC, Norwalk, by Anya Kishinevsky. Lender: Community Investment Corp., Hamden. Property: 148 East Ave., Unit 3H, Norwalk. Amount: $257,000. Filed April 18. Sturges Brothers Inc., Ridgefield, by Donald C. Sturges. Lender: Fairfield County Bank, Ridgefield. Property: 19 Cains Hill Road, Ridgefield. Amount: $425,000. Filed April 18.

NEW BUSINESSES A1 Cellars, 282 Elm St., New Canaan 06840, c/o Ratwine LLC. Filed April 18. Bobby V’s Restaurant and Sports Bar, 268 Atlantic St., Stamford 06902, c/o Sportech Venues Inc. Filed April 19.

Cedar Creek Landscaping & Excavating LLC, 211 Brushy Ridge Road, New Canaan 06840, c/o Mark C. Durkin Jr. Filed April 7. City Gas Food Market, 289 Huntington Turnpike, Bridgeport 06610, c/o Javed Saeed. Filed April 17. Coco Yums, 186 Greenwood Ave., Bethel 06801, c/o Samuel S. Lopata. Filed April 20. Cyarc, 142 Garth Road, Greenwich 06830, c/o Diar Gashi. Filed April 18. Deli Grocery, 1212 Park Ave., Bridgeport 06604, c/o Ramon A. Morel. Filed April 18. Eco Clean Kup, 535 Main St., New Canaan 06840, c/o Banksy LLC. Filed April 7. Elwood Music, 442 Franklin Ave., Stratford 06614, c/o Elwood J. Collazo. Filed April 19.

Associate — GAA Embedded Research Developer (AQR Capital Management — Greenwich, CT) Dsgn & implmnt proprietary systs & tools that drive quant strtgy rsrch & implmntn. F/T. Reqs Master’s dgr in Comp & Info Sci, Comp Engineer’g, or rel fld & 2 yrs exp in job offrd or wrk’g in finan srvcs ind as a dvlpr, assoc, data scientst or simlr role. All stated exp must incl: dvlpmnt exp in Scala, Java, C++, or other obj orientd prgrmm’g; dsgn’g & dvlp’g scalbl apps & web based systs used for trad’g & rsrch; wrk’g w/ xchg based real-time mkt data feeds; wrk’g w/ Time Series Data store to save tick data; Python incl NumPy & Pandas; wrk’g w/ Javascript or simlr web dvlpmnt tech; &, Cont Intgrtn & Automtd Deplymnts. Resumes: AQR Capital Management, LLC, ATTN: S. Rao, 2 Greenwich Plaza, 3rd Flr, Greenwich, CT 06830. Job Code AQR-149.

GAA Portfolio Management Analyst (AQR Capital Management - Greenwich, CT) Rebalnce prtfolios based on mdl views, mkt frictions, & invstmnt guidelines. F/T. Reqs Master’s dgr (or forgn equiv) in CS, Econ, Eng, Stats, Sci, Finan, Ops Rsrch, or rel quant fld & 2 yrs exp in job offered or perfrm’g & analyz’g portfolio optimization results. In lieu of Master’s dgr & 2 yrs exp as stated, would accpt Bach’s dgr (or forgn equiv) & 5 yrs exp as stated. Must have exp in the follow’g: perfrm’g portfolio mgmt incld’g portfolio risk & exposure analysis for at least 1 asset class; monitor’g perfrmnce & perfrm’g PnL attribution for various asset classes; ind exp in asset pric’g incld’g fixed income prods, futures, forwards, & swaps & options; risk mdl’g incl’g VAR, covariance, correlation & volatility; SQL; wrk’g w/ lg scale datasets utiliz’g Python/Matlab/Java or similar prgrm’g lang; & Adv Excel incl’g pivot tbl, array formulas, & solver. Resume: AQR Capital Management, LLC, ATTN: Meghan Kies, 2 Greenwich Plaza, 3rd Flr, Greenwich, CT 06830. Job Code AQR-90.

Business ConneCtions State budget

Solving Connecticut’s Fiscal Crisis

onnecticut has a spending problem.

“Accelerating the conversion of state services to nonprofit community providers and continuing to streamline the corrections system alone could save hundreds of millions of dollars in a short amount of time.”

It feeds a cycle of budget deficits followed by tax hikes followed by more deficits, hampering the state’s economy and job creation. From 1995 through 2016, state government spending grew by 110%, outpacing the growth of household income, inflation, and Connecticut’s population.

Best Practices The report also features best practices implemented by other states.

That rate of spending growth well exceeds taxpayers’ ability to pay, making Connecticut less affordable and threatening funding for essential state programs and services, including education, transportation infrastructure, and

Rhode Island addressed its fiscal crisis by implementing a series of reforms, including overhauling its state employee retirement plan. Those reforms are expected to save taxpayers $3 billion over the next decade.

social services.

Pennsylvania and Utah raised the healthcare contribution levels for state employees, while Vermont restructured its health benefit plans.

Connecticut now faces a near $5 billion deficit for the next two fiscal years. It’s clear that the 2011 and 2015 tax hikes—the largest in the state’s history—haven’t worked. Policy changes are desperately needed, a number of which are outlined in a new CBIA report, Fixing Connecticut’s Fiscal Problems: Spending Reforms, Long-Term Solutions, Best Practices. “We have to keep state spending within taxpayers’ means,” says CBIA President and CEO Joe Brennan. “Tax increases haven’t worked and they will continue to make this situation worse. “It’s critical that state government becomes more effective, more accountable, and creates more affordable policies for families and businesses.”

Cost Drivers Debt service and state employee benefits were responsible for the largest share (29%) of state spending this fiscal year, followed by education (25%), human services (19%), and corrections (7%). Pension costs increased 128% over the last seven years—from $504 million to $1.15 billion—while retiree health costs jumped 38% to $731 million. According to a 2016 study published by the Mercatus Center at George Mason University,

Find the full Fixing Connecticut’s Fiscal Problems report online at bit.ly/CTbudgetreform

Connecticut’s unfunded pension liabilities stand at $83.3 billion, or $23,294 per capita. Among the major drivers of state spending, only corrections has decreased since 2010, declining 10% from $1.57 billion to $1.42 billion, due in part to policy reforms. The CBIA report identifies five key reform areas, including: •

Modify state employee retirement benefits

•

Expand the use of quality nonprofit providers

•

Continue reforming the corrections systems

•

Rebalance long-term healthcare

•

Continue streamlining state government

“The state must deliver essential state services to the neediest citizens, but it must find a way to do so that doesn’t increase taxes and drive more families and businesses out of the state,” said CBIA economist Pete Gioia.

Corrections reforms are realizing hundreds of millions of dollars in savings in a number of states, including Michigan, Oregon, South Carolina, and Kentucky. Massachusetts, Virginia, and Washington state implemented performance-based budgeting measures that driving policy choices and strategic decision making. “It’s important to see where other states are excelling and determine how their best practices can work for Connecticut,” Brennan said. “We are not alone in facing our challenges, but failure to address them now will make it extremely difficult for Connecticut’s economic recovery to catch up to neighboring states any time soon.” The report also emphasizes the importance of adhering to the state’s constitutional spending cap. “Holding the line on spending cap exemptions is critical to controlling state spending, restoring long-term fiscal stability to Connecticut, and demonstrating to taxpayers and businesses that the state is serious about improving its economic competitiveness,” Brennan added.

 Read more at cbia.com

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 22, 2017 27

#CEOEvolution

JUNE 14, 2017 | 6PM – 8PM

TOP BIG DATA AND TECH EXECUTIVES REVEAL THEIR SECRETS TO SUCCESS AT THE “CEO EVOLUTION” FEATURING: JOHN J. PRELI Director, Regulatory Management & Data Governance THE WEATHER COMPANY – IBM ANALYTICS

Discover how executive leader and IBM veteran enables business and culture transformation to accelerate performance and mitigate enterprise risk. We’ll also explore how business analytics is transforming businesses and industries with examples from IBM’s acquisition of The Weather Company.

ONI CHUKWU Chief Executive Officer & President ETOUCHES Hear how this executive pioneer is accelerating the market position and global growth of a cloud event management software company and how he previously led the successful integration of eight cross-border acquisitions for a world-renowned commodities management software solutions company.

UConn School of Business Stamford, CT

Citrin Cooperman, one of Fairfield County’s leading accounting, tax, and business consulting firms, in partnership with the University of Connecticut School of Business and the Fairfield County Business Journal, is proud to present the 4th annual CEO Evolution.

LISTEN TO THE STORIES. ASK QUESTIONS. LEARN FROM THE BEST. Join us as we pay tribute to today’s dynamic tech executives and recognize their influence on the business world. With moderator Mark L. Fagan, CPA, managing partner of Citrin Cooperman’s Connecticut office and noted management author, discover how these executives achieved their iconic success.

MODERATOR: MARK L. FAGAN, CPA Office Managing Partner, Norwalk CITRIN COOPERMAN

FOR MORE INFORMATION CONTACT: LAURA DI DIEGO at ldidiego@citrincooperman.com | 914.949.2990 PARTNERS: