The Fairfield County Business Journal 7/02/2012 Issue by Westfair Business Journal

FAIRFIELD COUNT Y

BUSINESS JOURNAL

YOUR ONLY SOURCE FOR LOCAL BUSINESS NEWS • westfaironline.com

Vol 48, No. 27 • July 2, 2012

Stamford Hospital provides jolt

FCBJ TODAY Which would you rather bag – an auto air-bag maker or the on-air headquarters of NBC Sports? … 2

BY ALEXANDER SOULE

casoule@westfairinc.com

Gold coastal property: Historic preservation accolades for arcade, bungalow and Old Town Hall … 2

The single most pervasive technology ever invented? 3 Cleantech entrepreneur in Norwalk … 5 Special report: BNC’s Peyton Patterson, that’s who … 10 The List: Presidents not pictured on a banknote … 12, 14 Moderator Steven Kirn and panelists delved into the post-recession CFO.

No BS – “bank speak” that is … 13

The job of the CFO: discipline – and creativity BY PATRICK GALLAGHER

pgallagher@westfairinc.com Also … “I think there has been a deficit of our attention to Fairfield County … We have to make up for that.” 8

MEDIA PARTNER

Antoine Remy, CFO and vice president of finance for The Dannon Co. Inc., has two obsessions and one feeds into the other. The first is to make sure Americans eat more yogurt. The second is to make sure that Dannon, based in White Plains, N.Y., and one of the world’s largest yogurt producers, continues to report increased sales and growth. Remy was joined June 26 by several Westchester and Fairfield County CFOs and business experts to discuss the changing role of chief financial officers in the post-recession

corporate environment. Despite the ever-present reminders of the recession in boardrooms and on balance sheets, Remy said the job of a CFO is not to automatically shoot down a bold idea but to find a way to transform it “into a profitable and sustainable proposal.” “I wouldn’t kill the idea at first because of financial constraints – I would first look at what’s going to drive growth,” Remy said. “Growth is what’s missing today. It’s not a matter of trying to do it cheaper or to do less – it’s about going back to growth.” On every shelf, page 6

airfield County is getting an unexpected stimulus, after Stamford Health System announced plans to build a new Stamford Hospital facility in one phase of construction through the spring of 2016, abandoning previous plans for multiple phases. Stamford Health System said it expects the new timetable to cost $450 million, less than the $575 million it had estimated for a multiphase construction project that could have lasted 15 years. If the construction sector represents a small component of the state’s economy, it has an outsized impact in terms of spurring spending from area suppliers and vendors. With construction employment running 1 percent below last year’s levels as Charged up, page 6

Creative Corridor gains momentum BY JENNIFER BISSELL

jbissell@westfairinc.com

ired of living in New York City’s shadow, the Fairfield County Public Relations Association relaunched the Connecticut creative corridor initiative, now named C3, at its annual meeting. With new leadership and a strategic plan in place, keynote speaker and C3 pioneer Luke Scott said the initiative is ready to take off, almost a year since it was announced. Its goal: Attract top talent and clients by rebranding “sleepy” Fairfield County as a hotbed of creative talent. Europe calling?, page 6

Fairfield County celebrates 40under40 • 27

A Good Question BY ALEXANDER SOULE

casoule@westfairinc.com

ou be the judge – would you rather have Starwood Hotels & Resorts Worldwide Inc. settling in where you live, with more than 800 headquarters employees in tow; or an auto safety air-bag company with less than 300 people? Pick one: NBC Sports and the NHL Network building a new studio headquarters in your town with some 450 people, with a massive sports entertainment complex next door in Chelsea Piers – or a plastics factory setting up shop with less than 300? What sounds better – Jackson Laboratory’s new genomics lab with some 300 scientists and technicians with a history of contributing to Nobel Prize-winning research, or yet another Hitachi motor plant with less than half that number? Having trumpeted for 18 months the tagline “Connecticut is open for business,” Gov. Dannel P. Malloy’s message has yet to hit home with the people who perhaps matter most: the publications that target managers responsible for scouting sites for major expansions. Some dozen publications track incentives and projects for companies looking to expand, including Area Development, Business Facilities, and Site Selection. In its annual “Shovel Awards” published

Gold coastal property

Arcade, bungalow, hall win awards The Connecticut Trust for Historic Preservation gave merit awards to restoration projects in Stamford, Bridgeport and Greenwich. The trust recognized the conversion of Stamford’s Old Town Hall into the Stamford Innovation Center, with project participants including the city, Fuller & D’Angelo Architects, Altieri Sebor Wieber L.L.C., and Kroneberger & Sons Restoration Inc. Also winning were the preservations of the Sterling Block and Bishop Arcade in Bridgeport, which date to 1835 and 1889 respectively. Urban Green Builders led the mixed-use redevelopment along with the city and Cutsogeorge Tooman & Allen Architect. The Greenwich Point Conservancy’s

this summer, Area Development magazine recognized the economic development efforts of South Carolina, Alabama, Kentucky and Louisiana, among states with 3 to 5 million residents. Connecticut was among the four other states in that population range that were left out of the mix, despite an impressive resume of late thanks to Malloy’s “First Five” program targeting major corporate expansions; as well as expansions that corporations undertook without state assistance, such as Bridgewater Associates’ lease last year to secure space in Wilton to accommodate more than 1,000 hedge fund workers. Connecticut has little chance of appearing any time soon in Site Selection’s annual list of the top 10 competitive states, which in addition to tracking new facilities and expansions also factors in criteria like tax rankings, executive sentiment and total job creation. Business Facilities is scheduled to produce its own updated state rankings in August. Last year’s issue excluded Connecticut from its own top 10 list and most subcategories, including areas like education and quality of life that the state touts as its top draws to businesses considering an expansion. Add in the fact that Connecticut’s 2 percent economic expansion in 2011 was the second best in the East after Massachusetts, and trailed only Oregon in its eight-state

restoration of a 110-year-old bungalow also won notice. Built in 1902 as an arts and crafts bungalow on J. Kennedy Tod’s estate, the bungalow later served as a bathhouse. The Bruce Museum and the Greenwich Conservation Center will use the restored building as an exhibition and environmental center. Other restoration partners included Dodaro Ross Architects, Mark B. Thompson Architects, David Seymour P.E., Gro Pro Landscape Co., Murphy Brothers Contracting, Lakota Builders & Associates, and H. Camacho Home Improvement.

Greenwich developer in Foxwoods hunt Greenwich-based Gordon Group Holdings Inc. plans to develop an upscale retail outlet center at Foxwoods Resort Casino, in conjunction with Tanger Factory Outlet Centers Inc. The development is expected to result in 400 construction jobs and more than 900 retail jobs when complete. Greensboro, N.C.-based Tanger also runs

Gov. Dannel P. Malloy promises more ribbon cuttings are in store for Conn.

grouping under Area Development’s rankings. Is an apparent anti-Connecticut bias permanent with the site selection crowd? “That would be a good question – why aren’t we getting credit for the good things we are doing?” said Joe Harbert, a Westport resident who recently joined Colliers International as president of the real estate services company’s eastern region, having previously been with Cushman & Wakefield. “I think we’ve done pretty well, and the governor’s office thinks we’ve done well.” In his first month in office, Malloy won a seat on the economic development committee of the National Governors Association, promising it would increase Connecticut’s visibility in encouraging businesses to locate here, with New York Gov. Andrew Cuomo

and New Jersey Gov. Chris Christie on the same committee. Malloy subsequently moved from that committee, however, to chair another NGA panel on energy and natural resources – perhaps an odd choice for a small state with relatively little to manage in the way of natural resources. Under Malloy’s First Five program, will the word “Connecticut” in time roll off site selector’s tongues as readily as “Carolina”. “We need to build places; we need to build an identification,” Malloy said at ceremonies in mid-June to detail Alexion Pharmaceuticals Inc.’s New Haven expansion under First Five. “With this announcement – and others that we have made, and others that will be coming – we are clearly moving forward.”

a factory outlet center in Westbrook, Conn.

sion of Montreal-based Dorel Industries, one of the world’s largest juvenile products makers.

New OperationsInc locale OperationsInc is moving from Stamford to Norwalk, taking 8,000 square feet of space at 535 Connecticut Ave. The company provides outsourced human resources services, including training on HR issues. Stamford-based Choyce Peterson Inc. helped OperationsInc in its office search and negotiations; the company has been located at 992 High Ridge Rd. in Stamford. CBRE represented KABR Real Investment Partners and Blackpoint Partners, which purchased 535 Connecticut Ave. in January.

Dorel establishes Stamford office Dorel Juvenile Group took a lease at Cummings Park in Stamford, with the company’s children’s brands including Safety 1st. Colliers International helped Dorel secure 5,000 square feet of space at the 40 Signal Rd. location. The company is a divi-

Nestle Waters leads with HQ The Connecticut Green Building Council gave its “award of honor” to Nestle Waters North America, recognizing the energy and environmental features of its Stamford headquarters. Nestle Waters relocated from Greenwich to Stamford in 2010, taking over a site at 900 Long Ridge Rd. previously occupied by Oracle Corp. and its Hyperion software operations. Nestle Waters has about 500 employees there. The company’s Stamford headquarters includes: • a white roof to keep the building cooler in summer; • low-energy lighting; • low-flow bathroom fixtures; • preferred parking for low-emission vehicles; and • furniture, carpets and other fixtures made from recycled materials.

2 Week of July 2, 2012 • Fairfield County Business Journal a division of Westfair Business Publications • www.westfaironline.com

RDS_FCBJad_May12_56Quarry:RDS_FCBJad_May12_56Quarry

Fairfield gears up for mobile app possibilities BY JENNIFER BISSELL

jbissell@westfairinc.com

magine that instead of a clipboard, your doctor is holding all your medical records, X-rays and prescriptions on a tablet. In today’s mobile market, the idea isn’t too farfetched. Just like in the early days of the Internet, the opportunities in mobile technology are skyrocketing. Mobile traffic doubled for the fourth consecutive year in 2011 and in the next five years, it is expected to increase 18-fold, according to the Cisco Visual Networking Index. Addressing both the risks and opportunities of the mobile market at the Tri-State Innovation Economy Luncheon in Stamford on June 21, local techies gathered to begin forming a collaborative network. “Mobile is the single most pervasive technology ever invented,” said Brenda Lewis, keynote speaker and principal at Transaction Marketing. Businesses in every industry are exploring mobile software and applications, and those that aren’t, Lewis said, “will get left behind.” By 2016, 50 percent of online traffic is predicted to come from smartphones, while only 25 percent is expected to come from laptops, according to the Cisco report. Likewise, last year’s mobile data traffic was eight times the size of the entire global Internet in 2000. While the statistics look promising for entering businesses and investors, Lewis warned there are still many challenges in the industry. First, there is a shortage of skilled radio frequency engineers that understand elec-

tronic hardware design, circuit boards, antenna radiation and interfering frequencies. Most of these engineers date to the postwar years and are now retired, Lewis said. Second, it can be costly to develop applications on multiple platforms. There are 6,500 web capable devices and more than 60 types of mobile app browsers, such as Apple OS and Android, which make coding a nightmare and choosing platforms a gamble. Lewis called for a single universal platform. Then, though there are many other challenges, Lewis singled out the shortage of data capacity as a major issue. Whenever a call is dropped, a webpage loads slowly or an application lags out, Lewis said it’s almost always the fault of the network carrying the data. There is a capacity crunch and without new technology to resolve the issue, the quality of services will decrease while the price for data only increases. Hoping a mature mobile ecosystem will form in Fairfield County, Lewis said the area has the talent, energy, youth and money necessary to become a leader in the field and help address the issues at stake. Gary Felberbaum, principal of the software developer Advanced Decisions, said that for his business, the opportunity for developing mobile business applications, like a medical records app, is huge. His company currently creates business-to-business software but as interest in mobile applications increases, Felberbaum sees his company moving with the demand. “There is an equal number of opportunities and risks,” Felberbaum said. “It opens your mind to things you didn’t think were possible.”

5/25/12

3:58 PM

Page 1

Available For Lease

56 Quarry Road TRUMBULL, CONNECTICUT

20,000 Square Feet / Can Divide Immediate Occupancy Flex Space Parking 3.5 per 1,000 sq. ft. Loading docks Heavy power system Convenient access to Merritt Parkway, Route 8, & Route 25

Robert D. Scinto, Inc. OWNER/DEVELOPER/BUILDER/MANAGER

203.929.6300 www.scinto.com

203.708.9228 rick@gretschcommercialre.com

Online traffic by device projection

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of July 2, 2012

PERSPECTIVES • Main office telephone. . . . . . . . (914) 694-3600 • Newsroom fax. . . . . . . . . . . . . . (914) 694-3680 • Sales fax. . . . . . . . . . . . . . . . . . . . (914) 694-3699 • Research fax. . . . . . . . . . . . . . . . (914) 694-3682 • Editorial e-mail. . . . . casoule@westfairinc.com

After 40 years

Or write to: Fairfield County Business Journal 3 Gannett Drive, Suite G7 White Plains, N.Y. 10604-3407

t was a nice variation on what has become a ritual for area businesses – the Fairfield County 40 Under 40 awards – when emcee and Channel 7 meteorologist Bill Evans expanded on what each award recipient wished to be remembered for, when looking back on their careers and community contributions. It was clear that some are already there, well in advance of their 40th birthday – the rest will doubtless achieve their goals, which almost to a person focused on their contributions to people’s lives rather than any professional or corporate bottom line. It was a nice variation on an annual event – and one enhanced by the keynote delivered by Donna De Varona, the Olympic gold medalist in swimming and broadcaster. De Varona adroitly weaved together the story of finding and then excelling in swimming, with the upstream fight to win Title IX, which opened doors for women not just in sports but, as it turned out, in so many other walks of life. As the Title IX Blog online at http:// Title-ix.blogspot.com eloquently put it on the anniversary: “This omnibus legislation contained many provisions of political and social significance, including a major appropriation for higher education and student loans, money to improve education for Native Americans, and most controversially, a provision postponing the implementation of court orders related to racial desegregation. There was so much going on in the Education Amendments Act of 1972 that coverage of its passage in The New York Times devoted only a small paragraph near the end to a provision of the act that prohibits sex discrimination in educational institutions that receive federal funds, Title IX. “Yet despite receiving little recognition at the time, Title IX is the provision with the most enduring effect on American education (the provision delaying desegregation orders was effectively overturned in court later that year). In fact, given Title IX’s small stature, its humble origins, and all that it has overcome and accomplished since then, we celebrate this month as the anniversary of ‘the little statute that could.’” De Varona was front and center among those puffing “I think I can,” and trying to push, pull and coax Title IX over the hill. As she glanced at this year’s 40 Under 40 awardees, the parallel must have been

www.westfaironline.com Publisher • Dee DelBello Managing Editor • Bob Rozycki

News

Fairfield County Bureau Chief • Alexander Soule Editor, Digital Content • Patrick Gallagher Records Reporter • George Cassidy Reporters • Jennifer Bissell • Patrick Gallagher • John Golden • Janice Kirkel • Mary Shustack • Zoë Zellers Research Director • Alissa Frey

Advertising Sales

Sales Manager • Anne Jordan Duffy Account Executives • Barbara Stewart Hanlon • Dan Vierno • Kristina Cook Director Digital Sales • Thomas Spanos Programs and Projects Coordinator • Beverly Visosky

Production

Art Director • Caitlin Nurge Harrison Graphic designer • Dan Viteri Manager of Digital Media • Sinéad Deane

Circulation

Director of Circulation • Holly Gallicchio Circulation Representative • Marcia Rudy

Administration

Chief Operating Officer • Michael Gallicchio Chief Financial Officer • Marie T. Orser Office Manager • Sylvia Sikoutris

obvious between the 40th anniversary of Title IX and the age-marker by which the Fairfield County Business Journal recognizes the area’s young business leaders – so many of them women, both among the winners and those otherwise nominated by their companies (and yes, it was a total coincidence that 40 percent of this year’s winners are women). If you are nearer retirement age than 40, you’ve lived the fractious debate the glass ceiling engendered, whichever side of the pane you were on. If you are right around that age, the odds are good you grew up in a dual-income family, perhaps even with a career-minded mom who may or may not have told her war stories around the kitchen table. If you are nearer 20 than 40, in some ways you might be wondering what all the fuss is about. If pay disparities and outright discrimination still exist (if the first concept

could be said to be separate from the second), so too exist more levers than ever to bring equilibrium to the workplace. Donna De Varona described entering the Olympic stadium in Rome, with the U.S. woman’s team marching in descending order according to their height, right down to the then-diminutive De Varona; on her heels the towering Walt Bellamy, starting center for the U.S. men’s basketball team. Noting that De Varona was struggling to see the spectacle, Bellamy gave her a boost on his shoulders. It is easy, isn’t it, to forget all those who have given us a boost toward a better society? For one night, we all got a vivid reminder to keep the big picture constantly before us as we strive in our careers, communities and lives – from 40 extraordinary people who shared their biggest goals, and a onetime 13-year-old who left plenty of change in her wake.

Fairfield County Business Journal (USPS# pending) is published Weekly, 52 times a year by Westfair Communications, Inc., 3 Gannett Drive, White Plains, NY 10604. Application to mail at Periodicals Postage rates is pending at White Plains, NY, USA 10610. POSTMASTER: Send address changes to: Fairfield County Business Journal: Westfair Communications, Inc., 3 Gannett Drive, White Plains, NY 10604. More than 40 percent of the Business Journal is printed on recycled newsprint. © 2012 Westfair Communications Inc. All rights reserved. Reproduction in whole or in part without written permission is prohibited

Have your say

The Business Journal welcomes letters to the editor and opinion columns. Submissions must include the writer’s name, home or business address, email address and telephone number for verification purposes. The Business Journal reserves the right to edit submissions for accuracy, style and space considerations. Email submissions to casoule@westfairinc.com. Submissions may appear in print and online.

4 Week of July 2, 2012 • Fairfield County Business Journal a division of Westfair Business Publications • www.westfaironline.com

Viridian aims for 1 million customers BY ALEXANDER SOULE

casoule@westfairinc.com

rnst & Young L.L.P. bestowed its New York-area “cleantech” Entrepreneur of the Year award on Michael Fallquist, founder and CEO of Norwalk-based Viridian Energy, with the company itself named a “rising star” by the Direct Selling Association. That is what happens when you build a revenue base in excess of $200 million just three years after commencing sales, including a 400 percent increase last year. Viridian uses a network of independent agents to sell “greener” energy in its words, beating by 20 percent the renewable portfolio standards in each state in which it does business. Under a separate and more expensive “Green-E” program, customers purchase 100 percent of their power in the form of renewable electricity, with Viridian covering some of that commitment through the purchase of renewable energy certificates.

“We have a simple vision – individual choice; collective impact. We want to be the standard that everybody sets themselves to...”

News’ June ranking of the top direct-selling companies in the world, a remarkable performance given its short history, with Greenwich-based Blyth Inc. also making the list through its PartyLite home goods (22nd) and ViSalus nutritional products (47th) divisions. Only ViSalus and Columbus, Ohio-based Thirty-One Gifts topped Viridian for growth on the Direct Selling News Global 100 list. Prior to founding Viridian, Fallquist previously was chief operating officer of Commerce Energy, a division of Ontario-

based Just Energy Group inc. offering green power in New Jersey and Pennsylvania, among other states where it offers service. Prior to that, Fallquist worked for Macquarie Group, the Australian financial services giant. Fallquist is eligible for Ernst & Young’s national Entrepreneur of the Year awards in November. Fallquist discussed the future of Viridian in a panel discussion posted online last month by Massachusetts-based Blue Star Equiculture.

“We have a simple vision – individual choice; collective impact,” Fallquist said. “We want to be the standard that everybody sets themselves to … We want to be everywhere in North America we can. We want to provide a competitive product that’s going to take us from a couple hundred thousand customers to 1 million customers. I think the impact we can do simply from the green energy supplies is amazing, but when you combine that with the good we can do … the ripple effects are really mindboggling.”

Lots of advisors suit up, show up and keep up. But how many know when to speak up?

— Michael Fallquist

Viridian says its pricing results in a lower profit than that generated at some competitors selling green power in order to make it more affordable. And it promises reliability on par with Connecticut Light & Power Co., United Illuminating Co. and other utilities. In May, Viridian calculated that if all consumers doing business with an independent supplier chose a green-energy plan, the resulting drop in carbon dioxide emissions would be equal to removing 17.5 million cars from roadways. Viridian touts its own environmental initiatives, including ongoing trips by employees and agents to the Brazilian rainforest to plant trees and plants, including one scheduled for this November; and its “seven continents in seven years” pledge to undertake similar sustainability projects worldwide. Closer to home, Viridian’s message is finding fertile territory to take root – in Connecticut, New York and five other states where it does business, Viridian’s customer base today totals more than 200,000 people, including natural gas customers. The company was 50th in Direct Selling

Team McGladrey Golfer Zach Johnson and his caddie, Damon Green.

Power comes from being understood.SM A strong strategic partner should know you and your organization well enough to know when to step up with insights, suggestions and fresh ideas. And when you trust the advice you’re getting, you know your next move is the right move. This is the power of being understood. This is McGladrey. Experience the power. Go to zachisunderstood.com. For more information, contact Connecticut Office Managing Partner Tony Ceci at 203.905.5000.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of July 2, 2012

The Job of the CFO — From page 1

The roundtable, “Are CFOs the new CEOs?” was hosted by the Fairfield County Business Journal and sister publication the Westchester County Business Journal at 1133 Westchester Ave. in White Plains, and was moderated by Steven Kirn, partner in the Stamford office of McGladrey L.L.P. Mc G l a d re y, TD Bank and the Business Journal kicked off the roundtable by announcing the creation of a new “CFO of the Year” boyle award, open to companies located in Fairfield County. Nominations are open at www.westfaironline.com/cfo-awards/ and run through August. The award is broken into three categories: companies with fewer than 100 employees, companies with 101 to 500 employees, and companies with more than 500 employees. A panel will judge the nominations and the awards will be presented in the fall. Also participating in the panel were Russell Boyle, partner in the New York City office of Egon Zehnder; Matthew Bud, man-

aging partner of The Financial Executives Consulting Group in Darien and chairman of The Financial Executives Networking Group in Westport; Charles Field, senior vice president and CFO of The Westchester Bank and The Westchester Bank Holding Corp. in Yonkers, N.Y.; and Patrick Lapera, CFO of Bacarella Transportation Services Inc. in Shelton.

Bud

field

investment. While the opportunities seem ripe for the picking, Bud and his fellow panelists said, it is important that CFOs act as the last line of defense in order to protect a company’s bottom line. “Economic hard times put a greater focus on the finances of the company and where resources are being allocated,” Bud

Lapera

Remy

Not only has the economic crisis thrust CFOs into the spotlight as risk managers, but it has also given them a more prominent role in day-to-day business operations, Lapera said. “I think it gave the CFO a little broader business exposure, which I view as a really good thing,” he said. “Maybe it brought some light to the value of the CFO in being able to respond in a crisis situation.” With interest rates and property values historically low, panelists were questioned about the right approach to expansion and

said. “The grand visions are all very well when you have plenty of money to throw around. When resources are scarce, you count on the CFO to hold people back.” However, Lapera said, “Even in a down economy there are opportunities.” Where the CEO supplies the long-term vision, the CFO’s responsibility is to provide the discipline and risk analysis, he said. “Your first reaction shouldn’t be ‘No,’” Lapera said, “but it should be to ask, ‘Is there a way we could do this?’ and to help people see where the risks are and limit them.”

creative campaigns. “Big companies in Connecticut are lookFrom page 1 ing outside of Connecticut,” Scott said at the “There’s a ton of agencies here,” said meeting June 20. “We want them to be lookScott, also the creative director at Westport- ing in their backyard.” based Madison|Mott. “And we’re a force to Ironically, even the Connecticut be reckoned with.” Department of Culture and Tourism But the stereotype that people in hired a New York agency instead of one Connecticut are rich, boring and snobby is in Connecticut to create a national ad a force that drives down the area’s potential, campaign to raise the state’s profile to the C3 organizers say. It makes it more difficult world—a goal similar to C3’s—as a part of a to convince new talent to move to the area, $22 million promotional effort by the state. commuters to stay put and Connecticut Citing changes in the communities’ businesses to consider local agencies for their demographics and achievement gaps, Chris

Bruhl, the CEO of the Business Council of Fairfield County, encouraged FCPRA members to participate in the initiative. Without accelerating small firms’ growth and encouraging entrepreneurs, Bruhl said Fairfield County “doesn’t have much of an economic future.” Going forward, Bruhl said today’s industries must adapt to change, find strength in numbers and have a plan for the future. Rewriting the “the old book” on Connecticut, C3 is encouraging local agencies to work together and create a “town hall” to facilitate collaboration and hybrid projects. They hope to create an agency matchmaking website for prospective clients and create more developmental opportunities, such as mentorships and skill workshops. In February, the Fairfield Business Journal reported that the FCPRA’s Marian Salzman, the president at that time, had met resistance from local creative agencies when she asked them, for a promotional video she was making, to admit to working in Fairfield County instead of New York City. But Scott said he hoped the relaunch last week would encourage local agencies to take pride in their location and give the initiative the momentum it needs. “We need to stand out,” Scott said. “Together we’re that much taller.”

Creative Corridor —

Stamford Hospital — From page 1

of May, Stamford Hospital’s new construction schedule should provide another needed jolt in the short-term to the local economy, along with Building and Land Technology’s ongoing development of Harbor Point. The rationale for the accelerated timetable includes the hospital’s strong financial performance, favorable interest rates, and the savings from completing the plan in a single phase, according to Brian Grissler, CEO of Stamford Hospital. “A single phase approach wasn’t possible before because financing rates weren’t as favorable as they are now, nor was the ability to access private equity,” said Scott Orstad, a Stamford Hospital spokesman. “Multiphase construction would have allowed us to build at a slower rate to ensure we had the necessary funding along with the ability to temporarily delay construction if the economic climate did not improve.” For the 2010 fiscal year which ended in September, Stamford Hospital had a $36.7 million surplus on $498 million in operating revenue, with its 7.4 percent operating margin the fourth best in the state. At deadline, the Connecticut Office of Healthcare Access had yet to publish the hospital’s detailed financial statement for fiscal 2010. Between 2009 and 2010, the hospital boosted its cash reserves from just under $10 million to approaching $50 million, with another $7 million held in a construction trust. The hospital received a $10 million grant from OdysseyRe, a reinsurance carrier with offices in Stamford, to help fund the master facility plan, and demolition work is already underway on some parts of the hospital’s properties in preparation for the new facility. In 2010, Stamford Hospital spent $20 million on architectural planning and other “soft construction costs,” in its words, after landing $133 million in bond financing from the Connecticut Health and Educational Facilities Authority. As Stamford Hospital’s builders don their hard hats, that figure will get a major boost over three years. The project is subject to the approval of Stamford’s zoning board. The hospital recently conducted a successful bond offering that secured $250 million in funding for the project, and it expects additional funding from earnings and donations. Under the hospital’s original schedule, an initial phase of construction would have created a new emergency department, new and larger surgical suites, an expanded intensive-care unit, and a consolidated heart and vascular department. A second phase had called for construction of seven additional stories to the original threestory facility, which would house some 300 private patient rooms and a helicopter landing pad. The master plan also calls for the development of a larger medical office building on campus, with Stamford Health System having arranged a lease on land for the building.

6 Week of July 2, 2012 • Fairfield County Business Journal a division of Westfair Business Publications • www.westfaironline.com

With nexus, things get tricky BY NORMAN G. GRILL Jr.

Three ways to get help Interstate taxation is complex. To get a clearer picture of your situation, you can: • Undertake a nexus study. Under this process, your advisor will seek to identify the taxes to which current or prospective business activities may expose you and help determine the effect of state and local taxes

on your bottom line. • Check out the Streamlined Sales and Use Tax Agreement. Currently more than 40 states as well as the District of Columbia have signed on to this effort. It was created more than a decade ago in an attempt to standardize tax definitions, procedures and rates related to how sales and use taxes are applied. That’s not to say it’s been completely successful; results may vary even in states abiding by the agreement. But its website (http://streamlinedsalestax.org) contains a wealth of useful information. • Contact the Multistate Tax Commission’s National Nexus Program. The commission can help companies prepare for prospective tax compliance issues and, perhaps more importantly, provide assistance in resolving disputes with taxing states. Under the program, you may anonymously contact a state to request a review and advice regarding your tax situation. Visit its website at http://www.mtc.gov. Failing to properly register and remit out-of-state taxes could saddle you with costly back payments, penalties and interest. Norm Grill is a CPA and managing partner of Grill & Partners L.L.C., with offices in Fairfield and Darien.

Custom

T-Shirt Printing For

Events Business Teams Reunions Camps

No Minimum Required Order From 1 to 1000

Off

ith the advent of ecommerce and a vast array of national distribution networks available, selling your products and services across state lines has never been easier. But if your business activities in another state reach a certain point, you could face interstate tax issues for which you need to be prepared. When it comes to out-of-state tax liability, the key issue is “nexus.” This is the term states use to indicate that your business presence in another state is substantial enough to subject you to their tax rules and obligations. So what creates nexus? This is where things can get tricky. Each state may approach nexus a little differently. But there are some commonalities. If you employ workers or own (or even lease) business property in a given state, for example, you likely have nexus there. On the other hand, the mere existence of

a minimal amount of business activity may not create nexus. The idea of being taxed in another state may seem a bad thing. But it’s not necessarily a disadvantage. First, you can generally avoid multiple taxation on the same income by apportioning your income among the states in which you’re subject to taxation. In fact, most states require that you do so – though the factors they use to calculate taxation and how those factors are weighted, may vary. Second, you may be able to turn this apportionment to your advantage. For instance, Connecticut has a relatively high corporate income tax. By expanding your operations into states with lower corporate income tax rates, you might be able to trigger nexus and lower your tax bill by allocating some income to the less-taxing states.

10 %

n.grill@grill1.com

n cou Dis e

d 0 Use Co BJ1

Embroider Polos Uniforms Staff Shirts Sweatshirts

Promotional Items

203-504-2858

PrintPromowear.com 201 Harvard Ave. Stamford, CT 06902

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of July 2, 2012

in the field

UConn president says Stamford expansion coming University of Connecticut President Susan Herbst said the school’s Stamford campus is planning a significant expansion of academic programs, with an eye on making the school a better option for students who want to spend four years there rather than transferring to UConn’s main campus in Storrs. Herbst spoke Friday at the annual meeting of the Business Council of Fairfield County. She cited several academic fields for which Stamford offers particular potential, including entrepreneurship, digital media, and hospitality, among others. “I think there has been a deficit of our attention to Fairfield County,” Herbst said.

“We have to make up for that.” Herbst said UConn has approached developers about potentially building housing for students, while saying no formal request for proposals has yet to go out.

FuelCell sues over rival Del. deal FuelCell Energy is suing in Delaware, claiming the state improperly favored a Silicon Valley rival in awarding $16 million in incentives to build a fuel-cell manufacturing plant there. FuelCell is based in Danbury and has an assembly plant in Torrington. In the lawsuit, FuelCell accuses Delaware of allowing Delmarva Power to use fuel cells from Sunnyvale, Calif.-based Bloom Energy Inc. to produce electricity under the state’s renewable energy statute. FuelCell contends Bloom Energy’s fuel cells should not qualify under those rules, and that the deal amounts to protectionism on behalf of Delmarva.

This past spring, Bloom Energy broke ground on a manufacturing facility in Newark, Del., at the site of a former Chrysler plant.

Conn. has CEO for health insurance exchange To run its health insurance exchange that is n the works, Connecticut has hired an executive who helped implement Massachusetts’ landmark health reform law. Kevin Counihan most recently has been president of Choice Administrators Exchange Solutions in Orange, Calif. From 2006 to 2011, he was chief marketing officer for the Massachusetts Health Insurance Connector Authority, which administers that state’s health insurance exchange. In the early 1990s, he worked for Bloomfield-based Cigna Corp. Counihan beat out 75 candidates to become CEO of the Connecticut Health Insurance Exchange.

Report: SAC founder deposed

Dr. Abrams is a Psychiatrist who knows that success in business requires optimizing mental and emotional wellness. A Harvard-trained Board Certified psychiatrist specializing in the business community, Dr Abrams has been helping business people and their families for the past 20 years. LINUS S. ABRAMS, M.D., F.A.P.A. DEARFIELD MEDICAL BUILDING, 4 DEARFIELD DRIVE-SUITE 107 GREENWICH, CT. 06831 • TEL (203) 861-2654

ARE YOU PAYING TOO MUCH FOR YOUR INSURANCE? Are you properly covered?

AUTO • MOTORCYCLE • HOME • LIFE RETIREMENT PLANS • RENTERS • CONDO • CO-OP

Are you with more than one broker? If you answered YES to any of these questions call us.

J. GIARDINA INSURANCE

Joe Giardina, Licensed Agent Protecting your personal as well as business assets.

For a QUICK QUOTE visit our website www.jgiardinains.com

(866) 540-6555 WE SERVICE THE TRISTATE REGION AND PROVIDE TOP LINE INSURANCE

The Securities and Exchange Commission reportedly took testimony from SAC Capital Advisors L.P. founder Steven Cohen as part of an ongoing investigation into possible insider trading by people who were onetime employees. SAC is among Stamford’s largest employers, and one of the largest hedge funds in the world. Bloomberg reported SEC investigators deposed Cohen recently in New York, citing multiple sources it did not identify. The SEC and SAC declined comment to Bloomberg. Federal officials have said they are scrutinizing accounts at Stamford-based SAC among multiple hedge funds in an ongoing investigation of a network of alleged Wall Street tipsters and beneficiaries that has resulted in more than 60 plea deals and convictions, but have not accused Cohen or any other senior managers of misconduct.

Pitney Bowes selects Volly payments system

Inc. for its Volly “digital mailbox” service, which is on track to debut later this year. Under Volly, people can opt to receive digital marketing materials and pay bills, among other functions. Jack Henry’s ProfitStars system allows consumers to authorize Automated Clearing House network payments from their banks or by credit card. “Online bill payment is now an everyday fact of life for tens of millions of consumers,” said Chuck Cordray, president of Volly, in a prepared statement. “Integrating this feature into the Volly service right up front will make it an appealing alternative to the current, fragmented process most people use to receive, store and pay their bills.” Jack Henry is based in Monett, Mo. and ProfitStars has its main office in Dallas.

Starwood Hotels doubles presence in China One year after immersing its senior leadership for a month in China, Starwood Hotels & Resorts Worldwide Inc. said it has signed deals to build 100 hotels there, doubling its footprint. In June 2010, CEO Frits van Paasschen and other senior executives spent nearly a month in China to familiarize themselves with the market, which already is Starwood Hotels’ second biggest after the United States. The company’s China debut was in 1985 with The Great Wall Sheraton Hotel in Beijing. This year Starwood has already opened 11 hotels in China and expects to open another 13 by yearend. In Macao, a new Sheraton will be Starwood’s largest yet with more than 3,860 rooms and a ballroom the size of 11 basketball courts. “Although there have been concerns about the real estate sector in China, the pace of hotel signings and openings remains steady and strong, especially in Tier 2 and Tier 3 markets where we have been focused for the past few years,” said Vasant Prabhu, CFO of Starwood Hotels, in an April conference call with investment analysts.

Pitney Bowes Inc. will use an online payment system from Jack Henry & Associates

— Alexander soule

FAIR ARGUMENT “We are here to implement a budget that in these horrible economic times actually increase spending. When businesses across our state are laying off employees or closing their doors; cutting back in everything and everywhere they can to make ends meet; when families are cutting back and living with less; state government continued to grow and grow under this budget.” – State Sen. John McKinney, Fairfield.

8 Week of July 2, 2012 • Fairfield County Business Journal a division of Westfair Business Publications • www.westfaironline.com

SPECIAL REPORT Who’s who in banking

That’s “bank speak” BY ALEXANDER SOULE

casoule@westfairinc.com

t will be a while longer before you drive by a billboard emblazoned with “Banking without the BS*” – but that’s not to say there’s any shortage of eye-catching bank signage these days. In Fairfield County and elsewhere, more banks appear to be embracing a little shtick in advertising – perhaps taking inspiration from Capital One Bank with its ongoing, over-the-top “what’s in your wallet” campaign; TD Bank’s campaign featuring Regis Philbin and Kelly Ripa; or GE Capital ads that include a depiction of an executive jamming with the president of a guitar company. It is a marked departure from the classic, steadfast image banks have sought to project and still do, including Bank of America, JPMorgan Chase, Wells Fargo and others – a bank there for customers over the long haul, through thick and thin. Only in April, Phoenix Marketing International released a study suggesting banks fare best by convincing consumers they are companies one can trust.

As some are discovering, one can get that message across in a manner that grabs eyeballs. In the aftermath of the financial collapse of 2008, it was Bridgeport-based People’s United Bank that plastered “168 Years. 0 bailouts” on a billboard overlooking Interstate 95 in Norwalk. Just south of that on I-95 this spring, commuters see a First County Bank billboard pegged to its new “fresh” ad campaign that at first glance has one wondering whether the advertiser is a bank, an eatery, or even a bank focused on restaurant loans. And under new CEO Christopher Maher, Patriot National Bank has reinvigorated its messaging with splashy photos and testimonials from the owners of Valbella Restaurant in Greenwich and Splash Car Wash, among others. Creative Partners, which has offices in Stamford and Los Angeles, cooked up the “fresh” campaign for Stamfordbased First County Bank, and the bank’s chief marketing officer Karen Kelly said she did not have even a moment’s hesitation for going ahead with the unusual campaign, which plays off food themes under ad slogans like “fresh banking” and “savory loans.” “I loved it,” Kelly said. “I thought it was different. Food

is very relevant – it’s fresh, unique. There’s a lot of bank advertising, a lot of clutter … I wanted to make sure we had something that broke through the clutter.” Sometimes it is the simplest message that is deemed the most effective – in the case of Ridgefield-based Fairfield County Bank, it does not get much simpler than shoehorning into its logo, handwritten in red, the word “business,” making itself ‘Fairfield County’s Business Bank.’” Florida-based BankUnited runs a campaign as arresting as any – proclaiming a “BS* Free Zone” in its branches, with the asterisk steering the reader to the words “BankSpeak” in small letters. In a roundabout way last month, the company bespoke potential plans to bring its message to Fairfield County, after its CEO agreed to a non-compete settlement with Capital One, barring any BankUnited beachhead in the tri-state area until 2013. If or when BankUnited arrives, it may find itself in a formidable race on the marketing front with First County Bank and others. “It has a lot of legs,” Kelly said of the Creative Partners campaign. “There’s a lot we can do with it.”

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of July 2, 2012

Who’s who in banking

New BNC chief sees Dodd-Frank burden BY ALEXANDER SOULE

actually chief of protocol in the Air Force. My mother and father actually met overseas; my mother was in radio at the time, a former wannabe opera singer, and met my father. I was born in Germany, and we lived in Madrid for a couple of years, and then moved to the United States. So I’ve called home Washington, D.C. – that’s where I went to school before I went off to college … The chief protocol officer is probably one of the favorite jobs in the military – you know he was on active duty but he was really one who was extraordinarily good with people. He was in charge with entertaining and inviting the Air Force dignitaries to join in important events, politically, with the White House or whomever, really throughout most of

casoule@westfairinc.com

n September, Peyton Patterson becomes CEO of BNC Financial Group Inc., which owns Bank of New Canaan, Bank of Fairfield and Stamford First Bank. The former NewAlliance CEO took time to share with the Fairfield County Business Journal observations on her career, implementation of the Dodd-Frank financial reform law, and community banks’ role in the business community. What was your upbringing? I was raised by my mother who was editor-in-chief for a magazine in the State Department … so I grew up for most of my childhood with her; but my father was

Western Europe. So he was the front person, that when your president came to the United States and came off the tarmac, my father was there as the advance person. And he went on from there to be Frank Sinatra’s sort of lead person in jazz, and sort of fashioned himself as a jazz historian. And so he then went to Las Vegas where he worked with a number of entertainers. It was a musically oriented family, which I cannot claim is anything that I chose to continue. Where is Dodd-Frank today from the vantage point of community banks? If we back up … the last few years have witnessed a lot of not-necessarilygreat behavior on the part of banks. Not

SAVORY

LOANS

For 160 years, First County Bank has been operating under a set of guiding principles that have been core to our philosophy and success. These are the principles that have kept us financially strong and committed to helping local businesses. This stability-minded philosophy of “doing what’s right” is what makes our approach to banking fresh. Whether you’re a small business or a large corporation, we offer a comprehensive range of business banking services: • Commercial Loans and Lines of Credit • Commercial Mortgages • Cash Management Services • Business Checking • Money Market Savings Accounts • Business Check Cards and Credit Cards • Online and Telephone Banking Services • Employee Banking Services

STA M FO R D

NORWALK

First County Bank, and the

DARIEN

For more information, or to discuss how we can help your business select the right ingredients for success call Gene Schreiner, Vice President, Business Banking at 203.462.4208. Taste “fresh banking” for yourself.

GREENWICH

logo are registered trademarks of First County Bank.

NEW

CANAAN

WESTPORT

Member FDIC

intentional, but I think this has prompted the regulators to say that banks that are not disciplined in terms of their risk management and… pricing in the way they underwrite loans can lead to the end of a number of prominent institutions, which we saw. Out of that comes Dodd-Frank, and out of that will continue to come further regulation on capital requirements. We see what transpired with JPMorgan, so I’m not sure even Dodd-Frank is the end of the story in that a highly regulated industry is going to be even more regulated. My hope is that it is not going to bury (the industry); that banks have done and will do a stellar job in performing in their respective communities … I think the impact of Dodd-Frank will most likely be seen in terms of the much higher costs and regulatory burdens at smaller and midcap banks that don’t have enough capital; (and that) may not survive. And that’s not necessarily a good thing. How do you see the balance between community lending and shareholder value? Your question gets to the responsibility of us as community bankers … I think what is profoundly important here is here we do play a role in the community; community reinvestment in the form of lending is extremely important, and I think what we do has to be more than depositgatherers and loan givers. I think we’re being asked to play a much more important role in terms of our philanthropy and what we do. You look at (BNC), it has not only demonstrated it’s a great lender and deposit gatherer – voted the No. 1 community bank in the state … We didn’t get there just making loans and deposits, I think it’s the way we present ourselves the to the customer, the way we look to the ‘gray’ area in making loans – really getting to know the client, I think that makes for the greatest success. And I think that’s why the Bank of New Canaan has a 22 percent market share (in New Canaan); we’re one of the smallest banks in the area, but we’ve got one of the largest market share. Well, that proves that our model is working. What’s the most common mistake you would iron out for business customers seeking their first big loan? I think when you get into the (commercial real estate) space you are getting into the space where someone has big ideas, big ambitions, and feels extraordinarily confident that their investment is going to be successful. And we all know

FCBJ_Savory Loans ad.indd 1 5/3/12 12:07 PM Week of July 2, 2012 • Fairfield County Business Journal a division of Westfair Business Publications • www.westfaironline.com 10FCB00400

that commercial real estate has probably been the most burdened by the economic cycle. Some have weathered the storm well, but a lot have not … It’s not just about the financials but its about who you are and the relationship that you want to establish with us so that in approving the loan, we try to make deals work; but we really want to make sure that our interests our protected, but I think more importantly we have to protect the interests of our customers, and while they may come in for one size (of) loan, we may say, ‘Okay, well we can do it under these terms and at this size.’ And I think it’s taking that customer’s lifecycle (into consideration), to say now we’re going to plan for perhaps a larger credit, we are going to restructure the credit as that business develops. As we all know the state of Connecticut is not a high-growth state and that businesses here need to be cottoned to and nourished, and I think that’s the role that we play in the commercial space – in making sure that the relationship is established and that we grow with them.

What’s the best part of this job for you? Two months into it, I would say so far I have been given a fabulous team. I am really enjoying working with each of them. A number of them I have known in my ‘prior life’ and I think the complementary skills that they have are ideal for where we’re going. I would say secondly the corporate (board) is star-studded; these are very successful people, they understand business, they really understand and are founders of this company. So I knew that coming into it, that I would be working with a highly professional group. But at

this point it sort of excites me before I take the helm in September that I think we just have such great potential. And I think that its about weaving and threading growth into a solid foundation, albeit somewhat small but with the ability to raise capital, to partner with potentially other companies but perhaps get into other businesses that perhaps we haven’t gotten into before. That’s what I’m all about – I’m all about strategic growth but profitable and it makes sense, but not taking our eye off the ball in terms of the customer. What’s the worst part of the job? The life of a bank CEO is never a dull moment. I’ve been very fortunate to have been aligned with some fabulous companies, and I’m very optimistic about my new tenure here. I think what one has to be mindful of – I don’t fear it – is that change is exciting to some, but also scary as you go through the process. And it’s all about the people, and the employees of the bank … I will have been successful if I can really align the interests of this company and all of us move the ball down the field in taking it to the next step. Aligning with people is your biggest opportunity, but also your biggest slip if you don’t get it right. What’s your biggest sense of optimism for our region? We start from a relative position of strength. Our unemployment level – we’re not nearly as high as the rest of the country, the Northeast really fared a lot better than a lot of our counterparts in most areas of the country. Having said that, I think that Connecticut has a couple of challenges: one, it has the highest educational gap in the country … That is a challenge that in my other life I am working on that with the governor. Secondly, it’s not a high-growth state. It’s a small state, it does not have a lot of growth, and it has what I would call the brain drain. We are fortunate to have some of the greatest academic … institutions in the country here, but a lot of these kids leave once they graduate to go on to more metropolitan areas. Investing in the state in terms of job growth is incredibly important … Our politicians are really focused on retaining the great companies we have here and ensuring a workforce to support that. I love Connecticut. I’m a big advocate of the state and I’ve lived in a lot of places. I think we have the ability to make change but we have to recognize that we are not necessarily the destination point that some other cities or states might be.

Enabling our business. “My grandfather started Fairfield Processing in 1940, and we created what was known as a wonder material, Poly-fil®. My business is all about relationships, and I’m proud to have a great relationship and a partnership with Union Savings Bank. From commercial lending to construction financing, Union Savings Bank is big enough to offer the products and services I need to support my business, yet small enough that when I go to the local branch, they know me by name.” Jordan Young President, Fairfield Processing Danbury, CT Cash Management • Commercial Lending • Electronic Banking Merchant Services • Wealth Management Photo left to right: Roy Young, Sam Young, Jordan Young

Big enough to help you, small enough to know you. unionsavings.com 203.830.4200 866.872.1866 Member FDIC

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of July 2, 2012 11

THE LIST

RANKED BY TOTAL ASSETS

FAIRFIELD COUNTY NEXT LIST: JULY 9 CORPORATE SECURITY FIRMS

COMMERCIAL BANK PRESIDENTS

Commercial Bank Presidents

Ranked by total assets

Rank

Bank president Date appointed president

1 2 3 4 5 6 7 8 9 10

Jamie Dimon Chairman, CEO and president, JPMorgan Chase & Co. December 2005

Brian T. Moynihan

President and CEO, Bank of America N.A. January 2010

John P. Havens

President, chief operating officer and CEO, Institutional Clients Group, Citigroup January 2011

John G. Stumpf

Chairman, president and CEO, Wells Fargo & Co. August 2005

Irene M. Dorner

Chairman, president and CEO, HSBC Bank USA N.A. January 2010

W. Edmund Clark

Group president and CEO, TD Bank Financial Group December 2002

Edward O. Handy III

Market president, Connecticut and Rhode Island, Citizens Financial Group and RBS Citizens N.A July 2009L. Morrison William

President and chief operating officer, Northern Trust Corp. October 2011

Bill Koehler

President, Key Community Bank and KeyBank N.A. December 2010

John R. Koelmel

President and CEO, First Niagara and First Niagara Financial Group Inc. December 2006

Bank location Telephone number, area code: 203 (unless otherwise noted) Website

JPMorgan Chase Bank N.A. 1111 Polaris Parkway, Columbus, OH 43240 (800) 678-1051 • jpmorganchase.com Bank of America N.A. 101 N. Tryon St., Charlotte, NC 28255 (800) 432-1000 • bankofamerica.com Citibank N.A. 2900 Paradise Road, Las Vegas, NV 89109 (702) 796-4201 • citibank.com Wells Fargo Bank N.A. 101 N. Philips Ave., Sioux Falls, SD 57104 (605) 575-7332 • wellsfargo.com HSBC Bank USA N.A. 1800 Tysons Blvd., McLean, VA 22102 (800) 975-4722 • banking.us.hsbc.com TD Bank N.A. 2035 Limestone Road, Wilmington, DE 19808 (302) 351-4560 • tdbank.com RBS Citizens N.A. 1 Citizens Plaza, Providence, RI 02903 (401) 861-0091 • citizensbank.com Northern Trust 50 S. La Salle St., Chicago, IL 60603 (312) 630-6000 • northerntrust.com KeyBank N.A. 127 Public Square, Cleveland, OH 44114 (216) 689-5580 • key.com First Niagara Bank N.A. P.O. Box 514, Buffalo, NY 14095 (716) 819-5877 • fnfg.com

Total bank assets ($ rounded)

Number of branches in county

2011 Salary and total compensation (bold) $

Year established Number of employees

1.8 trillion

1,416,667 23,105,415

1824 197,185

1.4 trillion

950,000 8,087,181

1904 185,249

1.3 trillion

500,000 12,984,481

1812 200,245

1.2 trillion

2,800,000 19,843,021

1870 224,997

206.8 billion

Nine

700,000 3,649,482

2004 9,559

193.1 billion

1,500,000 11,380,730

1852 24,146

106.2 billion

Three

2005 16,033

91.3 billion

One

612,500 5,022,071

1889 11,291

84.8 billion

One

1849 15,431

35.5 billion

Nine

942,885 3,245,917

1870 4,712

The #1 Business Banking essenTial...

…is partnering with a Bank that helps achieve your goals. at Connecticut Community Bank n.a.®, that’s what we do. As a community bank, we offer you the products and personal attention your business deserves. Learn about our Business Relationship Package which includes Remote Capture, Online Banking Services, and Competitive Merchant Service Rates — valuable resources that will help your business grow. Stop by any of our nine locations today and we’ll show you how a partnership with Connecticut Community Bank N.A. is a business banking essential.

PROUD DivisiOns Of COnneCtiCUt COmmUnity Bank, n.a.® Greenwich Bank & trust® 273 Glenville Rd., Glenville | 203.532.4784 115 East Putnam Ave., Greenwich | 203.618.8900 22 Railroad Ave., Greenwich | 203.983.3370 1103 East Putnam Ave., Riverside | 203.698.4030

Westport national Bank® 1100 Kings Highway East, Fairfield | 203.254.6363 1495 Post Road East, Westport | 203.319.6260

www.ccbankonline.com

Darien Bank & trust® 777 Post Rd., Darien | 203.656.0699 norwalk Bank & trust® 605 West Ave., Norwalk | 203.854.9244 stamford Bank & trust® 600 Summer St., Stamford | 203.969.7515

A new Business Relationship Checking Account must also be opened with a balance of $5,000 to qualify for this relationship product. This is not valid for funds transferred from an existing Connecticut Community Bank account. All other fees apply. Fees subject to change without notice.

12 Week of July 2, 2012 • Fairfield County Business Journal a division of Westfair Business Publications • www.westfaironline.com

Who’s who in banking

HSBC purchase boosts First Niagara BY PATRICK GALLAGHER

pgallagher@westfairinc.com Just over a month after completing its acquisition of over 100 HSBC Bank USA branches, First Niagara Bank has seen a “dramatic increase” in business relationships and is hiring to handle the rise in demand. On May 21, First Niagara wrapped up the deal, adding $9.8 billion in deposits, $1.6 billion in performing loans and 1,200 employees across New York and Connecticut. Among the branches acquired were six in Fairfield County and 25 in the Hudson Valley, with those branches spread among Westchester, Dutchess, Putnam, Orange, Rockland, Sullivan and Ulster counties in New York. A First Niagara branch in Shelton, Conn., was also consolidated due to its proximity to one of the newly acquired branches, giving the bank a total of 14 Fairfield County locations. While the move was viewed by First Niagara executives as primarily being a consumer-oriented transaction, David Ring, who heads the bank’s commercial lending division, said it has also strengthened the bank’s business banking practice. “As far as new business generation, we’ve had a dramatic increase in the pipeline of business that’s come into the bank, both in small business and in business banking,” said Ring, who also serves as regional vice president for the Hudson Valley and New England. “Early returns are that the pipelines are growing very quickly.” Of the $1.6 billion in loans acquired from HSBC, roughly 20 percent were commercial loans. A majority of the deposits acquired from HSBC belonged to consumer clients. “The here and now is, it was primarily an acquisition of consumer customers with a nice portfolio of small business and business banking clients,” Ring said. After the acquisition, First Niagara has $30 billion in deposits and $38 billion in assets spread among nearly 430 locations in Connecticut, New York, Pennsylvania and Massachusetts. Of the bank’s $18.8 billion in loans, roughly 60 percent are commercial loans, First Niagara representatives reported. While that number may seem significant, Ring said the majority of First Niagara’s commercial loans involve companies in northern New York, adding that HSBC did not significantly develop its commercial lending business in the Hudson Valley and Connecticut. “There is a lot of upside opportunity on

the business banking side of the transaction because the bank has such a low market share in this market,” he said. Ring said the first stage of the transition is for First Niagara to ensure that the former HSBC clients are fully integrated, a process he said is made easier by the fact that First Niagara’s Hudson Valley and Fairfield

County commercial lending teams are each made up of former HSBC or First Niagara employees who previously worked in their respective territories. “The first month we’ve really focused on our existing customers and on servicing them extremely well,” Ring said. “What we’re seeing in the future is the additional staff

we’re going to add in that market will generate more and more loan business.” While some issues were reported by former HSBC customers relating to difficulties accessing First Niagara’s online banking platform and activating debit cards, Ring said those problems were limited to individual customers.

Building a business takes hard work and courage. Getting a loan shouldn’t. At First Niagara� we make it less challenging for more businesses to access capital� Your dedicated relationship manager will work side by side with you through the process of understanding and assessing your needs� evaluating your options and structuring your ﬁnancing*� No jargon� No attitude� Just value-added support and streamlined access to the ample resources of one of the nation’s top �� banks��coupled with the local decision-making authority of some of the nation’s most experienced lenders� Take the ﬁrst easy step by calling ��-��-��

�� Greenwich Excellence Awards for Small Business Banking *Credit approval required� First Niagara Bank, N.A. MEMBER FDIC

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of July 2, 2012 13

THE LIST

RANKED BY TOTAL ASSETS

Commercial Bank Presidents

Ranked by total assets Bank president Date appointed president

Rank

11 12 13 14 15 16 17 18

FAIRFIELD COUNTY NEXT LIST: JULY 9 CORPORATE SECURITY FIRMS

COMMERCIAL BANK PRESIDENTS

Katherine August-deWilde President and chief operating officer, First Republic Bank September 2007

Gerald P. Plush

President and chief operating officer, Webster Bank and Webster Financial Corp.

December 2011

Gerald L. Hassell Chairman, president and CEO, BNY Mellon Corp. 2007

Stephen R. Brown

President and CEO, Hudson Valley Bank and Hudson Valley Holding Corp. May 2012

Christopher D. Maher

President and CEO, Patriot National BanCorp Inc. October 2010

Richard T. Cummings

President, Connecticut Community Bank N.A. 1998

Heidi S. DeWyngaert

Chief lending officer and president, Bank of New Canaan 2004

Robert Kettenmann

President and chief operating officer, Darien Rowayton Bank NA

Bank location Telephone number, area code: 203 (unless otherwise noted) Website

Total bank assets ($ rounded)

First Republic Bank 111 Pine St., San Francisco, CA 94111 (415) 392-1400 • firstrepublic.com Webster Bank N.A. 145 Bank St., Waterbury 06702 (800) 325-2424 • websteronline.com BNY Mellon N.A. 500 Grant St., 1 Mellon Center, Pittsburgh, PA 15262 (412) 234-5000 • bnymellon.com Hudson Valley Bank 21 Scarsdale Road, Yonkers, NY 10707 (914) 961-6100 • hudsonvalleybank.com Patriot National Bank 900 Bedford St., Stamford 06901 324-7500 • pnbdirectonline.com Connecticut Community Bank N.A. 1495 Post Road East, Westport 06880 319-6260 • ccbankonline.com Bank of New Canaan* 208 Elm St., New Canaan 06840 • Three branches 972-3838 • bankofnewcanaan.com Darien Rowayton Bank 1001 Post Road, Suite 100, Darien 06820 656-3500 • drbankonline.com

Number of branches in county

2011 Salary and total compensation (bold) $

Year established Number of employees

29.7 billion

One

750,000 3,648,662

2010 1,829

19.1 billion

631,510 2,379,743

1870 2,827

13.8 billion

Two

866,667 12,350,260

1869 1,775

2.8 billion

Five

394,150 701,410

1972 447

670.7 million

375,000 537,000

1994 135

385.4 million

Nine

1998 99

384.7 million

Three

2002 46

210.0 million

Two

2006 32

Questions or comments, call (914) 694-3600, ext. 3005. Note: This list has been shortened due to space limitation. The complete list will be available on our website westfaironline.com. Source: Information on employee size was obtained from BauerFinancial Inc., Coral Gables, Fla. 33114; (800) 388-6686; bauerfinancial.com; data as of September 2011. Compiled from data as reported to federal regulators. Although the financial data obtained from these sources is consistently reliable, its accuracy and comprehensiveness cannot be guaranteed by BauerFinancial Inc. Information for number of branches (current as of June 2012) and total assets (current as of March 2012) and was obtained from the Federal Deposit Insurance Corp. website fdic.gov or from institution websites. Additional data was obtained through bank proxy statements and company websites. * Stamford First Bank is a division of the Bank of New Canaan. NA Not available.

A publication of Westfair Business Publications •

To subscribe, call (800) 784-4564 or fill out the form below.

FAIRFIELD COUN COUNTY TY Y

BUSINESS JOURNAL

YOUR BEST SOURCE FOR LOCAL BUSINESS NEWS | westfaironline.com

westfaironline.com In keeping with the state of New York’s focus on regional economic development, this issue of the Westchester County Business Journal marks the debut of its sister publication, HV Biz, within its pages. We bring together In time, Barry Schwimmer preneurs, anyway.the counties that make up the com and his cohorts might enable The StamfordHudson iCenter comValley, with its twomilitary aircraft to change color menced operations in Stamford’s million population, and proat the push of a button or a dot- Old Town Hall with a half-dozen vide business and economic com to support a “community of startups already enrolled, ranging news helpful to shaping a drink explorers.” from Arsanis Biosciences GmbH, powerful identity. HV In time, the Stamford an Austrian company hopingregional to Biz for news will appear biweekInnovation Center hopes to be develop treatments cancer ly, Dotting, broadening the reach of the ultimate enabler – for entrepage 2 all local businesses while strengthening knowledge and marketing opportunities.

FROM SKY BLUE TO BIG BLUE? BY ALEXANDER SOULE casoule@westfairinc.com

lancing up at a massive, aging skylight, Chris Van Buiten declared there would be no helicopter landing pad on top of the century-old, Old Town Hall in Stamford. Sky’s the limit after that, the Sikorsky Innovations head suggested.

In a stealth operation worthy of its newest secret helicopters, Sikorsky Aircraft Corp. swooped in to embed a high-tech incubator at the new Stamford Innovation Center, with the Stamford iCenter itself launching with a half-dozen startups in house, while hosting a Stamford Startup Weekend March 30 and April 1. At the same time, Gov. Dannel P. Malloy confirmed he met in late

January with IBM Corp. managers, without specifying the purpose of that meeting to include whether any deal is in the works to get the Armonk, N.Y.-based company to expand in Connecticut. In one fell swoop initially engineered by Malloy aide Kip Bergstrom, Stamford finds itself with what it thinks will be a vibrant entrepreneur “hotel,” while iCenter, page 2

BY JOHN GOLDEN jgolden@westfairinc.com

Dotting the ‘i’

rchie and Jughead, Veronica and Betty and their forever-young comicbook gang at Riverdale High might blush at the storylines written in lawsuits by their creators’ clashing heirs at Archie Comic Publications Inc. in Mamaroneck. The real-world scripts, contained in state Supreme Court filings in Manhattan and Westchester County, include several employees’ claims last year that they were sexually harassed and threatened by Nancy Silberkleit, co-CEO of the comics publishing company since 2009 and widow of Michael Silberkleit, the former chairman and publisher of Archie

embrace off-site data backup

BY PATRICK GALLAGHER pgallagher@westfairinc.com

Feb. 2 report. However, the state’s private-sector employers posted a net loss of 11,200 jobs since last July, triggering what DiNapoli described as a noticeable slowdown. “After a strong first half of 2011, job growth in New York was markedly weaker during the second half of the year, raising concerns about the pace of the recovery in 2012,” DiNapoli wrote. The region that includes Westchester, Rockland and Putnam counties ranked among the lowest of the state’s metropolitan areas in the proportion of jobs recovered since the recession. After losing 28,800 jobs between July 2008 and December 2009, the lower Hudson

BY ALEXANDER SOULE casoule@westfairinc.com

A day before the U.S. Commerce Department revealed that the economy added 243,000 hris Tella made it through the October nor’easter jobs in January,and state Comptroller Thomas Tropical Storm Irene relatively intact – but not in thethat hiring in New York DiNapoli warned nor’easter of March 2010 when a and 65-foot toppled thetree Hudson Valley has lagged over the onto his Greenwich house. past six months. cloud-serThrough it all, the roof never caved in on his cloud-ser Between December 2009 and December vices provider UFlexData and parent company Mandragore, 2011, the state’s private sector regained with Tella able to access all his company’s critical data and 183,600 – or 58 percent – of the jobs that software from mobile devices. were lost during the recession. As small businesses get increasingly comfortable with During that same period the state as a the idea of running their information technology out of the the run return of 46 percent of all cloud – housing applications and data onwhole remotesaw servers jobssmall that cloud were lost, ser- well above the national by others – a building formation of relatively ser average of 34locally. percent, DiNapoli noted in his vice providers like UFlexData is selling those services

Name ___________________________________________ Title _________________________________________ Marc Lotti and Chris Tella are helping area small businesses elevate their IT into the cloud.

A functional cloud system for many small-business needs comes in at half the cost of many mobile phone plans, according to Tella, CEO of UFlexData. Yet many businesses still associate the cloud with a sky-high bill up front and going forward.

Clouds, page 2

WOMEN’S SHARE OF BOARD LEADERSHIP Board Chair

2010 2011

Lead Director

Women of Power

Audit Committee Chair

Entrepreneurship is blossoming 15

Compensation Committee Chair

City _____________________________________________ State __________ ZIP code _____________________ Phone ___________________________________________ Fax __________________________________________ Email (required): ________________________________________________________________________________

Please sign ______________________________________________________ Date _________________________ ❏ Please enter my 1-year (52 issues) subscription for $52 ❏ Westchester County Business Journal ❏ Payment Enclosed

❏ Fairﬁeld County Business Journal

❏ Charge my Credit Card #________________________________________________

Expiration Date: __________________________________ Signature: ___________________________________ Mail to: Westfair Business Publications, 3 Gannett Drive Suite G7, White Plains NY 10604-3407 or fax (914) 694-3699

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

We offer you a special 1-year (52 issues) rate of $52 and the Book of Business Lists 2012

Archie, page 9

Infighting and lawsuits between co-CEOs have shaken Archie Comics since the death of its former publisher and chairman Michael Silberkleit, shown here in 2007 at company headquarters in Mamaroneck.

Valley added a net 4,000 jobs in the two years since, with the region’s job recovery rate of 13.8 percent ranking far behind the state and

The region that includes Westchester, Rockland and Putnam counties ranked among the lowest of the state’s metropolitan areas in the proportion of jobs recovered since the recession. New York City, which recovered jobs that were lost during the recession at rates of 46.3

Back to the drawing Board • 18

percent and 51.6 percent, respectively. In the three-county region, “Gains in education, health services and tourism have been partially offset by sizable losses in government, construction and manufacturing,” DiNapoli wrote. Unemployment in the region fell to 6.4 percent last December from 7.2 percent in December 2009; however, the report noted that much of that decline was due to a drop in the state’s labor force rather than employment increases. Compounding the slow recovery, the financial securities industry, which DiNapoli called “the state’s economic engine” and which accounts for a third of the state’s gross State, page 9

good things • 40

2012 BOOK OF

HV BIZ • FAIRFIELD COUNTY BUSINESS JOURNAL • WESTCHESTER COUNTY BUSINESS JOURNAL

Type of business: _______________________________________________________________________________

Nominating/Governance Committee Chair

2012 BOOK OF BUSINESS LISTS

Address _______________________________________________________________________________________

Comics. The company last summer asked a state judge to prevent Silberkleit from working at the company’s offices at 325 Fayette Ave. in Mamaroneck and to bar her from contacting company employees and vendors. In January, Jonathan Goldwater, who shares the co-CEO title and company director duties with Silberkleit and is the brother of Michael Silberkleit’s late business partner and co-publisher, filed a second lawsuit in Manhattan seeking her removal as company director and officer. If she stays, Goldwater said, the “iconic American company” is in danger of failing and being liquidated. Silberkleit, a Rye resident, that same week went to state Supreme Court in White

Cloud covered Small businesses learning to State comptroller warns of weak job market C

Company ______________________________________________________________________________________

February 13, 2012 | VOL. 48, No. 7

ArchrivAls feud And sue At Archie comics

Good news

Your only source www.fcbizj.biz for local business news February 13, 2012 • Vol 48, No. 7

ryan doran

YOUR WEEKLY WAKE-UP CALL

WESTCHESTER COUNTY W

B BUSINESS JJOURNAL

BUSINESS

LISTS HV BIZ • FAIRFIELD COUNTY BUSINESS JOURNAL WESTCHESTER COUNTY BUSINESS JOURNAL

NO MATTER HOW YOU SLICE IT, IT'S ALL ABOUT THE ECONOMY.

PUBLICATION SPONSORS

For more lists, get our jam-packed premier digital edition.

14 Week of July 2, 2012 • Fairfield County Business Journal a division of Westfair Business Publications • www.westfaironline.com

See page 3

Has your bank changed its risk management practices in the past year? Richard Barry

“First Niagara’s approach to risk management has remained consistent throughout our history. We continuously employ industry and regulatory risk management best practices, while maintaining a risk appetite that allows us to balance strong growth with best in class asset quality.” – Richard Barry Executive vice president and chief risk officer, First Niagara Financial Group

Mike LaBella

“TD Bank, ‘America’s Most Convenient Bank,’ has always practiced conservative risk management. This has enabled us to avoid the credit problems that some banks have experienced over the last few years. We take pride in being a financially strong, committed banking partner for businesses and individuals in Westchester and Fairfield County.” – Mike LaBella Market president of Connecticut, TD Bank

Louis J. Cappelli

“Sterling has effective risk management practices in place to address a dozen distinct areas of potential risk, ranging from credit risk, to interest rate risk, to market risk and many others. Our ultimate goal is to provide secure and uninterrupted service to our clients and strong, sustainable financial performance. We continually review and adapt our practices to reflect changes in the economy, markets and technology, and risk management is a key aspect of our daily executive team meetings. As an institution founded in 1929, our perspective on risk is also informed by our experience across market cycles. We view risk management as a critical factor in Sterling’s ability to profitably grow our business, serve our clients, and protect shareholder value.” – Louis J. Cappelli Chairman, Sterling National Bank

Ruth Mahoney

“KeyBank is open for business. Our underwriting criteria have not changed and we are seeing an increase in loan volume and growth in both commercial and consumer lending. KeyBank recently surpassed its 2009 goal to provide $3 billion in loans to women-owned businesses by 2012. Key also recently committed $5 billion in lending capital to qualified small businesses over the next three years to encourage growth and expansion. And Key was just named the SBA Large 7(a) Lender of the year by the U.S. Small Business Administration.” –Ruth Mahoney President, KeyBank Hudson Valley/Metro NY district

John M. Tolomer

“Risk management for a commercial bank is an ongoing process. We constantly evaluate all areas of risk ensuring our team members have the resources necessary to serve our customer’s banking needs while protecting the assets of the bank. I believe it is imperative a bank set their parameters, constantly evaluate their performance against the parameters and enhance the process to meet the new challenges presented by a more complex environment.” – John M. Tolomer President and CEO, The Westchester Bank

We’re not just a great place to get a business loan. We’re part of the Stamford community.

Brian Donovan

“Risk management has always been at the core of how we run our banking business at Northern Trust. In the past year, we have continued to enhance our risk management policies and practices. For example, over the past twelve months, we developed a business-unit-wide complaint tracking system to understand, react to and measure client sensitive issues, along with a new internal fraud detection and monitoring system that focuses primarily on preventive solutions and areas of risk associated with potential fraud.” – Brian Donovan Managing director, Northern Trust’s Greenwich office

Mike McKelvey, Heidi DeWyngaert, Bob Palermo

We put Stamford First! 612 Bedford Street, Stamford, CT 06901 (Bedford & North), Parking in rear via North Street www.stamfordfirstbank.com (203) 391-5777 www.facebook.com/stamfordfirstbank

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of July 2, 2012 15

Included : Dedication from a Type

Personality.

Finance ledger

North Fork vet delays Conn. entry

A CERTIFIED

COMMITMENT

TO YOUR BUSINESS.

S BAN ER

BUS

Our branch managers recently completed the Webster 4-Star Business Certification Program. Each one spent over 100 hours furthering their business skills through in-depth training, Moody’s Analytics classes and field experience. Now, whenever you call or visit any branch, we’re uniquely trained to help your business succeed. It’s a higher level of expertise that you’ll only find at Webster, and what you can expect from a Type W Personality. So visit your nearest branch and let us put our hard work to use for you.

INTRODUCING CERTIFIED BUSINESS BANKERS

RT I F IE D

4-Star Business Certification Program W MOODY’S ANALYTICS W PRODUCT KNOWLEDGE W RIGOROUS SALES TRAINING W FIELD EXPERIENCE

The CEO of BankUnited Inc. agreed not to expand immediately in Connecticut and New York as part of a settlement with Capital One Financial Corp. Capital One had sued former executives John Kanas and John Bohlsen on claims they violated a non-compete agreement, with the men agreeing to pay $20 million to settle the suit. Kanas and Bohlsen previously led North Fork Bancorporation, a Melville, N.Y. company acquired by Capital One that had a limited Connecticut presence. Miami Lakes, Fla.-based BankUnited said that the provisions in the settlement agreement will not have any material financial impact on the company or any material effect on its strategic plans in the tri-state area.

People’s United expands on L.I. People’s United Financial Inc. completed its acquisition of nearly 60 New York branches from RBS Citizens N.A., assuming $324 million in deposits. Bridgeport-based People’s United paid $3.2 million for the branches from RBS Citizens, which is based in Providence, R.I. Most of the branches are located in Stop & Shop supermarkets on Long Island, with People’s United already having such an arrangement with Stop & Shop in Connecticut. “The significant similarities between the Long Island market and Connecticut, where we have built a strong and thriving brand, give us confidence in our ability to repeat the success we have had with our Stop & Shop branches in Connecticut,” said People’s United CEO Jack Barnes, in a prepared statement.

Catterton invests in Edible Arrangements Catterton Partners took an undisclosed stake in Edible Arrangements, which the companies said would allow for further global expansion of the Hamden-based fruit arrangement franchisor. Greenwich-based Catterton Partners invests in consumer products companies.

Founded in 1999 by brothers Tariq and Kamran Farid, Edible Arrangements today has more than 1,100 franchise locations open or under development worldwide.

House: Dodd-Frank ticker climbing A “Dodd-Frank burden tracker” maintained by U.S. House of Representatives members estimates that banks nationally have expended more than 19 million hours complying with the Wall Street reform act, and are on pace to average more than 24 million hours annually when the final rules are in place. The House Committee on Financial Services estimated that banks will spend some 5.5 million hours annually complying with reporting requirements on securities swaps; and 4.3 million hours on remittance transactions and electronic fund transfers.

FDIC: First County satisfactory on CRA First County Bank achieved a “satisfactory” rating for its record in community investment, including extending loans to small businesses throughout its territory. Stamford-based First County is among the dozen largest banks doing business in Fairfield County, with 215 employees and more than $840 million in loans outstanding as of March. The Federal Deposit Insurance Corp. assesses banks every three years for their compliance with the Community Reinvestment Act, with “outstanding” the top rating.

Greenwich company to buy IntegraMed Greenwich-based Sagard Capital Partners L.P. is spending $170 million to acquire IntegraMed America Inc., a Purchase, N.Y.based developer, marketer and manager of fertility and vein care outpatient clinics. IntegraMed operates Attain Fertility Centers, the nation’s largest fertility center network, with more than 130 locations in 34 states. Vein Clinics of America, another IntegraMed specialty network, operates 48 centers in 15 states, principally in the Midwest and Southeast. Sagard’s offer of $14.05 per share amounts to a 24 percent premium over IntegraMed’s closing stock price on June 8, and a 46 percent premium to IntegraMed’s average daily closing price over the past year. — John Golden and Alexander Soule

WebsterBank.com

Your #1 source for local business news

Webster teamed with Moody’s Analytics to certify its bankers in financial analysis, risk evaluation, and management expertise. The Webster Symbol and Webster Bank are registered in the U.S. Patent and Trademark Office.

SB Certification

4/27/2012

Size: 5” x 11.5”

Ad Code: WFC-BPB-2702

FFC BJ

MM: Joanne Renna

Webster Bank, N.A. Member FDIC

westfaironline.com

Week of July 2, 2012 • Fairfield County Business Journal a division of Westfair Business Publications • www.westfaironline.com 16 Studio Number: 012912012 GD: Jessie Color: 4C

Gathering of the Vibes celebrates 17 years In 1996, Ken Hays, a local businessman and Grateful Dead aficionado, hosted a memorial party for Jerry Garcia on the campus of SUNY Purchase. Aptly named “Deadhead Heaven – A Gathering of the Tribe,” the event provided a forum for music lovers to celebrate the life of Garcia and to reunite for a weekend of spiritual renewal. Now in its 17th year, Hays’ informal get-together, now called Gathering of the Vibes, has blossomed into a four-day music and camping festival drawing more than 30,000 regional fans to experience milestone musical performances and hundreds of unique artisans, craftsmen, and performers along the three-mile stretch of pristine beach that borders Seaside Park in Bridgeport. Held in six different venues over its 17 years, Vibes 2012 marks the festival’s eighth return to Seaside Park, making it home to the Vibes more than any other place. Vibes has become the Northeast’s pre-eminent music festival – springing from traditions born in the Grateful Dead community. During the band’s 30-year run, the Grateful Dead sparked the creation of an unparalleled subculture of loyally devoted enthusiasts. More than just another band, the Grateful Dead became a way of life for thousands of self-proclaimed Deadheads. In each year since, Gathering of the Vibes has carried the spirit of these initial events forward by creating wholly unique musical experiences for attendees from far and wide. The folks who come to the Vibes annually build and renew their bonds of friendship and comprise the community that has affectionately become known as the VibeTribe. Gathering of the Vibes, July 19-22. Ken Hays Gathering of the Vibes Member, Cultural Alliance of Fairfield County

The mission of the Cultural Alliance of Fairfield County is to support cultural organizations, artists and creative businesses by providing promotion, services and advocacy. For more information, visit CulturalAllianceFC.org or email infoCulturalAllianceFC.org or call 256-2329. For events lists, visit FCBuzz.org.

FCBUZZ

Arts & Culture of Fairfield County

SEX AND BETRAYAL VICTORIAN STYLE The incredible story of Harriet Hubbard Ayer, the Victorian entrepreneur who triumphed over divorce, kidnapping, madness, seduction and betrayal will be presented at a lecture at 11 a.m., July 11 at the Lockwood-Mathews Mansion Museum, 295 West Ave., Norwalk. Annette Blaugrund, author of “Dispensing Beauty in New York and Beyond: The Triumphs and Tragedies of Harriet Hubbard Ayer,” will be speak on “Defying Expectations: Independent American Women of the Early 1900s.” Ayer’s story started in New York City where by 1883, she had established Recamier Preparations Inc., the earliest cosmetic company owned and operated by a woman. First with her creams and balms and then with her words about women’s health and beauty, Ayer influenced several generations of women to look and feel good about themselves. Blaugrund has published and lectured widely on diverse subjects in American art and culture. She was the director of the National Academy Museum and School of Fine Arts. As a former curator, she has worked at the Brooklyn Museum, the Pennsylvania Academy of Fine Arts and the New-York Historical Society. She is an accomplished author of six books about American art and artists; she has also contributed to numerous other writings and articles. The lecture will be followed by a book signing and

ANNETTE BLAUGRUND

luncheon. For lecture information and reservations, email info@lockwoodmathewsmansion.com or call 838-9799, ext. 4. Admission: $30 for nonmembers and $25 for members. The admission includes the lecture, a light lunch and a tour of the first floor of the mansion or a curatorial tour of the exhibit “Epic Voyage: The Extraordinary Life of Helen Churchill Candee.”

FAKE BAND, REAL MUSIC The fictional band Level3, from the highly anticipated young adult novel “Reunited” by Hilary Weisman Graham, is on tour and making a stop at Darien Library, 1441 Post Road, July 21, from 7 to 9 p.m. We invite all teens to rock out in the library’s courtyard. “Reunited” is about three ex-best friends who find out that their favorite rock band, Level3, is having

a reunion show 2,000 miles away. The girls pile into a 1970s VW bus for a summer road trip they will never forget. There will be a photo booth, free food, live music, free giveaways and more. Bring your friends for an awesome outdoor concert on a hot summer night. For more information, call 655-1234 or visit darienlibrary.org.

Visit FCBuzz.org for more information on events and how to get listed.

Presented by: Cultural Alliance of Fairfield County

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of July 2, 2012 17

Business ConneCtions Human ResouRces

events

HR Hotline: Your Questions Answered We are a manufacturing company looking to hire summer help in our office, not on the production floor. Can we hire a 16- or 15-year-old? Yes to the 16-year-old, no to the 15-year-old. Sixteen-year-olds are permitted to work in most industries as long as the job is not considered hazardous. When school is not in session, they may work eight hours per day, 48 hours per week, six days a week, and only between the hours of 6 am and 10 pm. Fifteen-year-olds are subject to additional restrictions. Even though in your case the 15-year-old would be doing office work, the job is still off-limits because of the manufacturing setting. Permissible places of employment for a 15-year-old include hospitals, convalescent homes, hotels and motels (but no food service or laundry work in any of these), banks, insurance companies, and professional offices such as law firms or CPA firms. Fifteen-year-olds are also permitted to work in agriculture; for municipalities (as library assistants or recreation aides, for example); as golf caddies; as baggers, cashiers, or stock clerks in grocery/retail stores; and doing household chores. When school is not in session, this age group may work eight hours per day, 40 hours per week, six days a week, and only between the hours of 7 am and 9 pm. Part of our facility sometimes gets quite hot in the summer. Is there a maximum temperature at which employees must be sent home? Neither state law nor federal OSHA regulations set a specific maximum temperature that should be considered injurious to employees’ health. However, a temperature that gets high enough to cause heat-related illness or physical injury would run afoul of an employer’s general duty to provide employees with a workplace free from recognized hazards. If you anticipate that your worksite might get unusually warm, consider implementing the following practices suggested by OSHA: f Allow workers to get used to hot environments by gradually increasing exposure. Begin with 50% of the workload and time spent in the hot environment and gradually build up to 100%. f Provide workers with plenty of cool water in convenient, visible locations near the work area.

f Remind workers to drink small amounts of water frequently to stay hydrated. f Train employees and supervisors to recognize and prevent hazards leading to heat stress. ➤ The HR Hotline is a free service for CBIA members. Call 860.244.1900.

Issues & PolIcIes

Campaign Finance Bill Vetoed

BIA applauds Governor Malloy’s veto of a bill (HB 5556) that would have imposed unreasonable rules and procedures on Connecticut businesses making campaign-related expenditures. In his veto statement, the governor said he believed the bill “likely violate[s] the United States Constitution” and that it would have had a negative impact on businesses in Connecticut. CBIA agrees with the governor’s assessment and is pleased by his veto of the measure. Under the proposal, companies were required to notify their shareholders of certain political campaign-related spending. Businesses would need prior approval from their governing body for any and all campaignrelated disbursements over $4,000. And companies would be forced to post on their websites the actual votes of their governing bodies, including the names of the voting individuals and how they voted.

Tackling Intellectual Property Issues on an International Playing Field

id you know that patents, trademarks, and copyrights are territorial, and the protection offered by U.S. rights ends at our borders? Competition is developing overseas by companies copying products and other aspects of U.S. business. Fortunately, you can take measures to protect your company. Whether you intend to become a successful international powerhouse or simply want to safeguard your current territory and reputation, this presentation is for you. You’ll learn how to protect your: f Market share

Scan & register!

f Brand quality f Company, employees, and viability Speakers f Michael Downs, Founding Partner, Fincham Downs, LLC f Jacqueline Pennino Scheib, Partner, Robinson & Cole LLP Date Thursday, July 12, 2012 Time 8:30–11:30 am Place CBIA, 350 Church Street, Hartford Cost CBIA members, $99; non-members, $120 ➤ Register at cbia.com

Groups as diverse as CBIA, the CCLU, the Connecticut Daily Newspapers Association and others agreed that this was poor legislation deserving of a veto. With job creation at a premium, policymakers need to make sure to avoid any measures that would dampen Connecticut’s business environment and diminish employers’ confidence to grow here, expand operations, and create jobs. ➤ Read more at gov.cbia.com

18 Week of July 2, 2012 • Fairfield County Business Journal a division of Westfair Business Publications • www.westfaironline.com

on the record Attachments

Building Permits

T-Brothers Construction L.L.C. and Kevin Truchsess, Danbury. $15,000 in favor of Kamco Supply Corp. of New England, Wallingford. Property: 34 Stevens St., Dan1-5 Ann Street L.L.C. Perform bury. Filed May 23. interior renovations at multifamily housing, 77 N. Main St., Norwalk. Estimated cost: $376,000. Bankruptcies Filed June 7.

Commercial

The following petition was filed in U.S. Bankruptcy Court, Bridgeport. Chapter 11 indicates the filer intends to submit a plan of reorganization to the court. Chapter 7 indicates a liquidation of assets. Donald Wood-Smith MD P.C., 830 Park Ave., New York City. Chapter 7, filed June 22, case no. 12-51176. Assets: $50,000 to $100,000. Liabilities: $500,000 to $1 million. Creditors: Lelia Wood-Smith, $369,929; Phlip Woo-Smith, $369,127; Mentor Corp., $73,055; Howard Diamond MD, $45,000; Adel Abadir MD, $30,000; Donald Wood-Smith MD, $11,127. Type of business: professional corporation. Debtor’s attorney: Barbara H. Katz, Law Office of Barbara H. Katz, New Haven. Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Gannett Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: (914)694-3600 Fax: (914)694-3680

25 Glover Partners L.L.C. Perform interior renovations at an existing commercial building, 801 Main Ave., Norwalk. Estimated cost: $1.6 million. Filed May 31.

C. E. Floyd Company Inc., Middletown, contractor for Fairfield Country Day School. Construct an addition at an existing commercial building, 2970 Bronson Road, Fairfield. Estimated cost: $2.1 million. Filed June 1. Cairo, Daniel, Seymour, contractor for York Analytical Laboratories. Perform interior renovation at an existing commercial building, 120 Research Drive, Stratford. Estimated cost: $50,000. Filed May 15.

Cedar Brands Inc., Danbury, contractor for Paul Jaser, trustee. Perform interior alterations at an existing commercial building, 150 West St., Danbury. Estimated cost: 35 Glover Avenue Partners L.L.C. $200,000. Filed May 23. Install a stand-by generator at an existing commercial building, 901 Cherry Hill Construction Inc., Main Ave., Norwalk. Estimated North Branford, contractor for cost: $650,000. Filed May 22. Fairfield University. Construct retaining walls and perform al550 Realty Associates. Perform terations at an existing commercial interior renovations at an existing building, 1073 N. Benson Road, commercial building, 4 Meadow Fairfield. Estimated cost: $154,500. St., Norwalk. Estimated cost: Filed May 30. $90,000. Filed May 23. Domack Restoration, Stratford, Alto Management L.L.C. Perform contractor for 185 Charles Street interior renovations at an existing L.L.C. Construct additions and commercial building, 16 Fitch St., perform interior alterations at an Norwalk. Estimated cost: $200,800. existing commercial building, 185 Charles St., Stratford. Estimated Filed May 23. cost: $275,000. Filed April 11. BLT Management L.L.C., Norwalk, contractor for BLT Reserve L.L.C. Construct new multifamily housing at Woodland Road, Danbury. Estimated cost: $1.6 million. Filed May 10.

Ganino, Joseph, Stratford, contractor for Stratford Housing Authority. Perform interior renovations to multifamily housing at Woodend Road, Stratford. Estimated cost: $80,000. Filed May 2. Green, Robert, Stamford, contractor for Sikorsky Aircraft. Perform interior alterations at an existing commercial building, interior alterations ECB, Stratford. Estimated cost: $50,000. Filed May 2. Hawley Construction Corp., Danbury, contractor for Midwestern Connecticut Council on Alcoholism. Construct an addition at an existing commercial building, 32 Old Ridgebury Road, Danbury. Estimated cost: $51,500. Filed May 10. Hutchinson, Ernest, contractor for WSG Parent Golf IV L.P. Re-roof an existing commercial building at 385 Oronoque Lane, Stratford. Estimated cost: $93,000. Filed April 2. Judith Goldberg L.L.C., Woodbridge, contractor for BVS 345 Huntington L.L.C. Fit out an existing commercial space for a restaurant tenant at 355 Huntington Turnpike, Bridgeport. Estimated cost: $100,000. Filed June 1. L&D Partnership. Fit out an existing commercial space for tenant Sherwin-Williams at 561 Connecticut Ave., Norwalk. Estimated cost: $65,000. Filed May 25.

E. J. York Inc., New York City, contractor for Danbury 6 Associates L.L.C. Perform interior renovations at an existing commercial building, 115 Mill Plain Road, Danbury. Estimated cost: $65,000. Filed May 10. Lakeside Development L.L.C. Construct new multifamily housing at 66 E. Hayestown Road, DanBrennan, Harold, contractor for Sikorsky Aircraft. Perform interior G. M. Northrup Corp., Prior bury. Estimated cost: $918,000. alterations at an existing commer- Lake, Minn., contractor for Station Filed May 15. cial building, interior alterations House Square. Fit out an existing ECB, Stratford. Estimated cost: commercial space for tenant Select Physical Therapy at 2505 Main St., $200,000. Filed April 30. Stratford. Estimated cost: $76,760. Filed May 31.

Longo & Associates L.L.C., Brookfield, contractor for Sympaug Properties L.L.C. Construct foundation reinforcements at an existing commercial building, Shelter Rock Road, Danbury. Estimated cost: $125,000. Filed May 29.

Richards Corp., Terryville, contractor for The B. F. Goodrich Co. Perform interior alterations at an existing commercial building, 100 Wooster Heights, Danbury. Estimated cost: $50,000. Filed May 14.

M. Gottfried Inc., Stamford, contractor for The Maritime Center. Re-roof at an existing commercial building at 10 N. Water St., Norwalk. Estimated cost: $240,000. Filed May 23.

Sachse Construction & Development, Birmingham, Mich., contractor for Bridgeport Roman Catholic Diocesan Corp. Perform renovations at an existing commercial building, 5151 Park Ave., Fairfield. Estimated cost: $795,225. Filed June 4.

Mack-Cali Realty. Fit out an existing commercial space for tenant Trenwich America Reinsurance at 40 Richards Ave., Norwalk. Estimated cost: $63,000. Filed May 23.

SNET. Perform alterations to an existing communications tower at 10 Willard Road, Norwalk. Estimated cost: $350,000. Filed May 22.

Nizzardo, Stephen, Stratford, contractor for 260 Hathaway Drive L.L.C. Perform interior renovations at an existing commercial building, 260 Hathaway Drive, Stratford. Estimated cost: $100,000. Filed May 1.

Turner Construction, Milford, contractor for Bridgeport Hospital. Perform interior renovation at an existing commercial building, 267 Grant St., Bridgeport. Estimated cost: $1.6 million. Filed May 25.

Norwalk Hospital. Perform interior renovations at an existing commercial building, 34 Maple St., Norwalk. Estimated cost: $125,000. Filed May 18.

Turner, Michael, Middletown, contractor for Winnipauk Village. Perform exterior renovation at multifamily housing, 71 Aiken St., Norwalk. Estimated cost: $179,843. Filed June 7.

Parker, Carolyn, contractor for Cumberland Farms. Construct an addition at an existing commercial building, 1262 W. Broad St., Stratford. Estimated cost: $585,000. Filed April 30.

Wypchoski, John, Orange, contractor for Stratford Four L.L.C. Perform interior alterations at an existing commercial building, 1785 Stratford Ave., Stratford. Estimated cost: $65,000. Filed April 23.

Powers Construction Co., Danbury, contractor for Commerce Park Realty L.L.C. Construct an addition at an existing commercial building, 24 Commerce Drive, Allen Construction, Bridgeport, Danbury. Estimated cost: $95,000. contractor for Unity Heights CoopFiled May 1. erative. Re-roof existing multifamily housing at 200 Lyon Terrace, Bridgeport. Estimated cost: $121,000. Filed May 18.

Residential

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of July 2, 2012 19

on the record Ansel, Donald, Danbury, contractor for Scott Szymanski. Construct an addition at an existing singlefamily residence, 21 Old Hayrake Road, Danbury. Estimated cost: $60,000. Filed May 7. Cunningham, Brian. Construct an addition at an existing singlefamily residence, 3 Suburban Drive, Norwalk. Estimated cost: $50,000. Filed May 23.

Power Home Remodeling, Stratford, contractor for Melinda and Fred Trovarelli. Perform exterior renovations at an existing singlefamily residence, 55 Everett St., Stratford. Estimated cost: $98,973. Filed May 10. Ridolfi & Sousa Home Improvement, New Canaan, contractor for John Bartolone. Construct an addition at an existing single-family residence, 160 Balmforth St., Bridgeport. Estimated cost: $129,000. Filed May 17.

Davis, Doreen. Convert an existing single-family residence to two-family at 247 Wade St., Bridgeport. Estimated cost: $60,000. Rockfall Company L.L.C., DurFiled May 22. ham, contractor for Pamela and George Murphy. Construct an addition at an existing single-family IMG Contracting L.L.C., Nor- residence, 6 Boughton St., Danwalk, contractor for Alexandra and bury. Estimated cost: $84,000. John Reynolds. Construct an addi- Filed May 22. tion at an existing single-family residence, 7 Cook St., Norwalk. Estimated cost: $175,000. Filed May 23. Rodrigues, Ramiro. Construct an addition at an existing singlefamily residence, 7 Woodside Ave., J. Putnam Construction L.L.C., Danbury. Estimated cost: $70,000. Danbury, contractor for Anne Filed May 2. Marie Biraglia. Construct an addition at an existing single-family residence, 10 Hawley Road, Dan- Rosati, Robert, Stratford, conbury. Estimated cost: $65,000. tractor for Martha and Anthony Filed May 23. Versace. Perform exterior renovations at an existing single-family residence, 121 W. Beach Drive, J. Tallman Builders L.L.C., South- Stratford. Estimated cost: $100,000. port, contractor for Anastasios Filed April 11. Papadakis. Construct a new singlefamily residence at 207 Jessica Lane, Fairfield. Estimated cost: $1.1 mil- Soriano’s Home Improvement lion. Filed May 30. Inc., Bridgeport, contractor for Janice Laura and Walter Hoo. Perform alterations at an existing sinKerschner Development. Con- gle-family residence, 7 Hayestown struct a new single-family residence Heights Road, Danbury. Estimated at 7 Flicker Lane, Norwalk. Esti- cost: $92,000. Filed May 22. mated cost: $225,000. Filed May 25. Meyer, Sean, Norwalk, contractor for Jayme Collins. Construct an addition at an existing singlefamily residence, 6 Roxbury Road, Norwalk. Estimated cost: $160,000. Filed May 24. Pall, Viktor, contractor for Brooke and Niten Trasy. Construct additions and perform alterations at an existing single-family residence, 30 Ash St., Stratford. Estimated cost: $125,000. Filed April 23. Pereira, Marvin, Ansonia, contractor for Catherine McCue. Perform exterior renovations at an existing single-family residence, 110 Tavern Rock Road, Stratford. Estimated cost: $68,000. Filed April 19.

Toll CT III L.P., Newtown, contractor for The Hills at Rivington. Construct a new four-unit townhouse at Reserve Road, Danbury. Estimated cost: $819.672. Filed May 30. Vinyl House L.L.C., Fairfield, contractor for Aksana and Andrei Piatrevich. Construct an addition at an existing single-family residence, 85 Doreen Drive, Fairfield. Estimated cost: $170,000. Filed May 30. Westconn Development L.L.C. Construct a new four-bedroom single-family residence at 41 James St., Danbury. Estimated cost: $175,000. Filed May 7.

Court Cases

Bridgeport Superior Court Air Quality L.L.C., Monroe. Filed by Leonard Pantschenko, Westport. Plaintiff’s attorney: William M. Burke, Fairfield. Action: The plaintiff alleges that the defendant failed to observe terms and conditions of a December 2011 contract to install air conditioning on the plaintiff’s premises, specifically in that it performed no work at the site despite a $6,800 payment by the defendant. The plaintiff seeks reimbursement of all amounts paid to the defendant and appropriate damages plus interest, costs and reasonable attorneys’ fees. Filed May 7. Case no. CV126027201.

Fairfield County Granite L.L.C., et al., Bridgeport, et al. Filed by First Personal Bank, Lemont, Ill., et al. Plaintiff’s attorney: Cohn Dussi & Bilodeau L.L.C., Warwick, R.I. Action: The plaintiff alleges that in January 2010 it received an $35,595 Illinois judgment in its favor against the defendants and that the judgment remains outstanding and past due despite repeated requests for payment by the plaintiff. The plaintiff seeks a court order to enter the judgment in Connecticut and repayment of all outstanding amounts plus interest, costs and reasonable attorneys’ fees. Filed May 7. Case no. CV126027209.

JPMorgan Chase Bank N.A., et al., Columbus, Ohio, et al. Filed by Alpha/Delta Developers L.L.C., Southport. Plaintiff’s attorney: Elstein & Elstein P.C., Bridgeport. Action: The plaintiff alleges that the defendant made multiple unlawful entries to its premises and caused Borg-Warner Corp., et al., Au- damage to the premises whereby burn Hills, Mich., et al. Filed by the plaintiff suffered a substantial Barbara and Edward Sheldon, financial loss. The plaintiff seeks Westport. Plaintiff’s attorney: Early a court order restraining the deLucarelli Sweeney & Meisenkothen fendant from further unlawful L.L.C., New Haven. Action: The entry, reimbursement for damplaintiffs allege that the defendants ages, return of illegally confiscated negligently exposed the plaintiff property and appropriate punitive Edward Sheldon to asbestos in damages plus costs and reasonthe workplace despite extensive able attorneys’ fees. Filed May 8. evidence of the dangers of such ex- Case no. CV126027246. posure and that, as a result of this exposure, Edward Sheldon suffered serious and painful disorders and Lakeside Marketing Associates has incurred substantial continu- Inc., Darien. Filed by Green Horse ing medical expenses. The plaintiff Media L.L.C., Bellmawr, N.J. Plainseeks damages in excess of $15,000 tiff’s attorney: Sugarmann & Sugplus applicable costs and reason- armann, New Haven. Action: The able attorneys’ fees. Filed May 8. plaintiff alleges that prior to the date of this action it delivered goods Case no. CV126027227. and/or services to the defendant and that $52,640 relating to those Chardo Enterprises L.L.C., et al., deliveries remains outstanding Windsor. Filed by EFS Credit Trust, and past due from the defendant Norwalk. Plaintiff’s attorney: Bena- despite repeated requests for paynti & Associates, Stamford. Action: ment by the plaintiff. The plaintiff The plaintiff alleges that the defen- seeks repayment of all outstanding dant Chardo Enterprises failed to amounts plus interest, costs and reaobserve payment terms of a lease sonable attorneys’ fees. Filed May 7. agreement, for which payment was Case no. CV126027193. guaranteed by a co-defendant, and that $46,125 relating to the agreement remains outstanding and past New England Heating Supply due from the defendants despite re- L.L.C., Bridgeport. Filed by Bradpeated requests for payment by the ford White Corp., Ambler, Pa. plaintiff. The plaintiff seeks repay- Plaintiff’s attorney: Sugarmann & ment of all outstanding amounts Sugarmann, New Haven. Action: plus interest, costs and reason- The plaintiff alleges that prior to the able attorneys’ fees. Filed May 8. date of this action it delivered goods and/or services to the defendant Case no. CV126027214. and that $19,159 relating to those deliveries remains outstanding and past due from the defendant despite repeated requests for payment by the plaintiff. The plaintiff seeks repayment of all outstanding amounts plus interest, costs and reasonable attorneys’ fees. Filed May 8. Case no. CV126027221.

Stop & Shop Holdings Inc., Hartford. Filed by Kaylie Philbin, Fairfield. Plaintiff’s attorney: Bach and DiScala, Norwalk. Action: The plaintiff alleges that she fell while a business invitee on the defendant’s premises as the result of an unsafe condition arising from negligence on the part of the defendants, its agents and employees, which caused her to suffer serious, painful injuries and to incur substantial medical expenses. The plaintiff seeks damages in excess of $15,000 plus applicable costs and reasonable attorneys’ fees. Filed May 9. Case no. CV126027270.

Fairfield County Construction & Excavation L.L.C., et al., Ridgefield. Filed by HCA Equipment Finance L.L.C., Norwalk. Plaintiff’s attorney: Benanti & Associates, Stamford. Action: The plaintiff alleges that, since September 2007, the defendant has neglected to make payments against a March 2006 installment contract among the parties, for which payment was guaranteed by a co-defendant. The plaintiff seeks repayment of all outstanding amounts relating to the contract plus interest, costs and reasonable attorneys’ fees. Filed May 24. Case no. CV126009554.

Trefz Corp., Bridgeport. Filed by Kathleen Matthews, Fairfield. Plaintiff’s attorney: Alexander H. Schwartz, Southport. Action: The plaintiff alleges that she fell while a business invitee on the defendant’s premises as the result of an unsafe condition arising from negligence on the part of the defendants, its agents and employees, which caused her to suffer serious, painful injuries and to incur substantial medical expenses. The plaintiff seeks damages in excess of $15,000 plus applicable costs and reasonable attorneys’ fees. Filed May 9. Case no. CV126027283.

Festival Fun Parks L.L.C., et al., Hartford, et al. Filed by Lisa Kingston, Newport, R.I. Plaintiff’s attorney: Jeremy G. Vishno, Fairfield. Action: The plaintiff alleges that a defective ride on premises owned or otherwise under control of the defendants, constituting an unsafe condition arising from negligence on the part of the defendants, their agents and employees, which caused her to suffer serious, painful injuries and to incur substantial medical expenses. The plaintiff seeks damages in excess of $15,000 plus applicable costs and reasonable attorneys’ fees. Filed May 29. Case no. CV126009572.

Turnpike MVP Cleaners Inc., et al., Bridgeport. Filed by Lake Hills Shopping Center L.L.C., Fairfield. Plaintiff’s attorney: Stephan B. Grozinger, Weston. Action: The plaintiff alleges that, since December 2011, the defendants have failed to observe payment of a lease agreement among the parties and that $36,497 relating to that agreement remains outstanding and past due from the defendants despite repeated requests for payment by the plaintiff. The plaintiff seeks repayment of all outstanding amounts plus interest, costs and reasonable attorneys’ fees. Filed May 8. Case no. CV126027253.

Danbury Superior Court BAL Ridgefield L.L.C., et al., Hartford. Filed by Patricia McManus, Ridgefield. Plaintiff’s attorney: Coyne Von Kuhn Brady & Fries L.L.C., Stratford. Action: The plaintiff alleges that the defendants have been guilty of professional malpractice, specifically regarding negligent senior care oversight, allowing the plaintiff to fall and causing her to suffer serious, painful injuries and to incur substantial medical expenses. The plaintiff seeks damages in excess of $15,000 plus applicable costs and reasonable attorneys’ fees. Filed May 24. Case no. CV126009551.

20 Week of July 2, 2012 • Fairfield County Business Journal a division of Westfair Business Publications • www.westfaironline.com

Rizzo’s Garage L.L.C., et al., Sherman. Filed by Mario Rizzo, Sherman. Plaintiff’s attorney: Halloran & Sage L.L.P., Hartford. Action: The plaintiff alleges that it is the owner of a December 2004 mortgage note issued by the defendant Rizzo’s Garage, for which payment was guaranteed by a co-defendant, and that $464,488 related to that note remains outstanding and past due from the defendants despite repeated requests for payment by the plaintiff. The plaintiff seeks repayment of all outstanding amounts plus interest, costs and reasonable attorneys’ fees, including without limitation by means of foreclosure of the delinquent mortgage subject to interests of senior secured creditors. Filed May 17. Case no. CV126009507. Wells Fargo Bank N.A., San Francisco, Calif. Filed by the estate of Randall Meyers, Danbury. Plaintiff’s attorney: Gerald Hecht, Danbury. Action: The plaintiff alleges that the defendant failed to provide a timely release of its mortgage within 60 days subsequent to repayment and that it is therefore eligible to receive the statutory penalty of up to $5,000 that applies in such cases. The plaintiff seeks a court order awarding it the statutory penalty of up to $5,000 plus applicable costs and reasonable attorneys’ fees. Filed May 29. Case no. CV126009570.

Credits, Clients and Awards A.G. Williams Painting Company, with offices in Pelham, N.Y., and Greenwich, has announced a partnership with Her Haven on a project where deserving women receive a complete redesign and remodel of a space in either their home or office. A.G. Williams is donating the professional craftsmanship for the first two Her Haven projects, which is valued at up to $2,500. Additional services in design and construction are being provided by Fairfield University’s interior design program and by Habitat for Humanity.

Westport Resources, an independent investment firm has announced its proprietary fixed-income investment strategy received Top Guns status within the Informa Investment Solutions’ PSN manager-ranking database for the first quarter of 2012. This means that the strategy was among the top 10 performers within one or more peer groups reporting to PSN, the longest running investment manager database in North America.

On the Go: Business, Etc. Tuesday July 10 “July Business Networking Breakfast,” 7:45 to 9 a.m., Stamford Bank & Trust, 600 Summer St., Stamford. $20 nonmembers; $15 members. For information, visit stamfordchamber.com.

Newsmakers

Thursday July 12

Joseph Harbert of Westport has joined Colliers International as the president of its Eastern region. Harbert has been added to the Colliers International senior U.S. executive team with the goal of accelerating and broadening the success of the eastern region markets, including Fairfield County. Most recently, Harbert was the chief operating officer for Cushman & Wakefield in the New York region and its area leader for the Northeast.

Crossroads Venture Group (CVG) presents “Corporate Venture Investing,” 5 to 7 p.m. Graduate Business Learning Center, 100 Constitution Plaza, Hartford. $45 registration after July 9; $35 registered by July 9. For information, visit cvg.org.

Snapshot Eight members of Cushman & Wakefield’s Future Leaders Group joined forces to compete in the “Push Against Cancer” competition run by the Fitness Factory in Westport. The team members competed to do as many push-ups as possible in the two-hour event period and collected pledges of support. Cushman & Wakefield raised more than $3,000 from a combined 3,500 pushups. The proceeds will benefit the Hole in the Wall Gang Camp.

Nordia Black, Her Haven/Habitat for Humanity client; Carey Dougherty, founder and executive director at Her Haven; and Elizabeth Bosques, Her Haven/Habitat for Humanity client.

LeeAnn DeLeo of Prudential CT Realty in Norwalk has been awarded the Seniors Real Estate Specialist designation by the Seniors Real Estate Specialist Council of the National Association of Realtors. DeLeo completed a comprehensive course in understanding the needs, considerations and goals of real estate buyers and sellers aged 55 and older. Newman’s Own Foundation recently provided a $75,000 challenge grant to Sacred Heart radio station WSHU and suggested that WSHU leverage the donation two for one. Other generous community partners and individuals were inspired to match the $75,000 grant. In total, almost $234,000 was raised in support of the station.

it’s not it’s not

AllCountyJobs.com in Stamford has announced the hiring of the following individuals. Both hires are directly correlated to the recent acquisition of the local job board, AllCountyJobs.com by OperationsInc. Brittney Tavello appointed account specialist. Michael Wiston appointed product manager. Andrew Schulz has joined Foundation Source, a provider of support services for private foundations, in the newly created position of executive vice president and national director of community and legal relations. Foundation Source is headquartered in Fairfield, with regional offices in Atlanta, Chicago, Dallas, Long Island, Los Angeles, New York City, Philadelphia, Salt Lake City, San Francisco and south Florida.

’s fault

Information for these features has been provided by the subjects or their delegates.

by TheShelterPetProject.org

’s fault

it’s not

From left, Cushman & Wakefield’s participants in the “Push Against Cancer” competition, Bill Montague, Greg Kenny, Adam Klimek, Brian Scruton, Kate Schwartz, Torey Walsh, Clint Dewey and Caroline Ball

by TheShelterPetProject.org

’s fault by TheShelterPetProject.org

o1648_Hdln_Death_r0.eps 108.65 Boton Bold 28.38 Boton Regular 0 tracking

This space provided by Westfair Business Publications as a public service.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of July 2, 2012 21

on the record Stamford Superior Court American Wholesalers Underwriting Ltd., Stamford. Filed by Chartis Specialty Insurance Co., New York City. Plaintiff’s attorney: Law Offices of Becker & Zowine L.L.C., Bridgeport. Action: The plaintiff alleges that payments related to a May 2006 lawsuit were covered by defendant’s insurance and, because of the amount involved, it is eligible to receive the deductible of $25,000 from the defendant, which the defendant has unreasonably withheld. The plaintiff seeks payment of the deductible amount plus interest, costs and reasonable attorneys’ fees. Filed May 22. Case no. CV126014060.

Matteo’s of Connecticut L.L.C., Stamford. Filed by Suzanne Boccuzzi, Stamford. Plaintiff’s attorney: Fox & Fox L.L.P., Stamford. Action: The plaintiff alleges that she fell while visiting the defendant’s premises as the result of an unsafe condition arising from negligence on the part of the defendant, its agents and employees, which caused her to suffer serious, painful injuries and to incur substantial medical expenses. The plaintiff seeks damages in excess of $15,000 plus applicable costs and reasonable attorneys’ fees. Filed May 15. Case no. CV126013962.

Seventy-Eight Harvard Avenue Associates L.L.C., et al., Darien, et al. Filed by Guy Magnuson, Stamford. Plaintiff’s attorney: Noel R. Newman, Fairfield. Action: The plaintiff alleges that a malfunctionBusinesstalkradio.net, et al., ing sliding door on the defendant’s Stamford, et al. Filed by Jeff Weber, premises constituted an unsafe Riverside. Plaintiff’s attorney: Peter condition arising from negligence D. Goselin, Hartford. Action: The on the part of the defendant, its plaintiff alleges that the defendant agents and employees, which failed to observe terms and condi- caused him to suffer serious, paintions of a May 2005 employment ful injuries and to incur substanagreement among the parties, spe- tial medical expenses. The plaintiff cifically in that it failed to pay him seeks damages in excess of $15,000 for accrued vacation subsequent to plus applicable costs and reasonhis voluntary termination of em- able attorneys’ fees. Filed May 17. ployment. The plaintiff seeks pay- Case no. CV126014002. ment of all amounts relating to his accrued vacation according to the contract plus interest, costs and reasonable attorneys’ fees. Filed May 30. Case no. CV126014192.

U.S. District Court

Four M Food Service of Stamford L.L.C., Orange. Filed by Norman Lloyd III, Stamford. Plaintiff’s attorney: Perkins & Associates, Woodbridge. Action: The plaintiff alleges that he fell while visiting the defendant’s premises as the result of an unsafe condition arising from negligence on the part of the defendant, its agents and employees, which caused him to suffer serious, painful injuries and to incur substantial medical expenses. The plaintiff seeks damages in excess of $15,000 plus interest, costs and reasonable attorneys’ fees. Filed May 21. Case no. CV126014029. Mandara M.D., Silvio, Stamford. Filed by Carmen Vargas, Norwalk. Plaintiff’s attorney: Sergei Lemberg, Stamford. Action: The plaintiff alleges that the defendant has been guilty of professional malpractice in connection with his negligent diagnosis and treatment of the plaintiff, which caused her to suffer serious, painful injuries and to incur substantial medical expenses. The plaintiff seeks damages in excess of $15,000 plus applicable costs and reasonable attorneys’ fees. Filed May 16. Case no. CV126013967.

Chemtura Corp. Filed by Diane Saliga. Plaintiff’s attorney: Mark P. Carey. Action: claim filed in connection with race-related job discrimination. Filed June 5. Case no. 12CV00832. Eastern Scrap Metal L.L.C., et al. Filed by Connecticut Fund for the Environment Inc., et al. Plaintiff’s attorney: Roger F. Reynolds. Action: claim filed in connection with environmental matters. Filed June 7. Case no. 12CV00848. Enhanced Recovery Company L.L.C. Filed by Esmeralda Osorio. Plaintiff’s attorney: Lawrence Katz. Action: claim filed for Fair Debt Collection Act. Filed June 8. Case no. 12CV00855. Gardman USA Inc. Filed by ShelterLogic Corp. Plaintiff’s attorney: John R. Horvack Jr. Action: claim filed in connection with trademark infringement. Filed June 5. Case no. 12CV00830. Main Street Connect L.L.C. Filed by Richard Weizel, et al. Plaintiff’s attorney: William G. Madsden and Kera L. Paoff. Action: claim filed in connection with denial of overtime compensation. Filed June 5. Case no. 12CV00831.

Northeast Recyclers of Windham Inc. Filed by Soundkeeper Inc. Plaintiff’s attorney: ZachA&B Auto Salvage Inc. Filed by ary K. Greifen, Roger F. Reynolds Soundkeeper Inc. Plaintiff’s attor- and Reed W. Super. Action: claim ney: Zachary K. Greifen, Roger F. filed in connection with enviReynolds and Reed W. Super. Ac- ronmental matters. Filed June 6. tion: claim filed in connection with Case no. 12CV00838. environmental matters. Filed June 6. Case no. 12CV00841. Omega Flex Inc. Filed by Standard Fire Insurance Co. PlainA-Rite Used Auto Parts Inc. Filed tiff’s attorney: Andrew W. by Soundkeeper Inc. Plaintiff’s at- Krevolin. Action: claim filed for torney: Zachary K. Greifen, Roger product liability. Filed June 7. F. Reynolds and Reed W. Super. Ac- Case no. 12CV00851. tion: claim filed in connection with environmental matters. Filed June 6. Optimus Health Care Inc., et al. Case no. 12CV00844. Filed by Sherley Edwards. Plaintiff’s attorney: Ikechukwu Umeugo. AcBoyd’s Used Auto Parts Inc. Filed tion: claim filed in connection with by Soundkeeper Inc. Plaintiff’s at- notice of removal of an existing action torney: Zachary K. Greifen, Roger to an alternative venue. Filed June 6. F. Reynolds and Reed W. Super. Ac- Case no. 12CV00837. tion: claim filed in connection with environmental matters. Filed June 6. People’s United Bank. Filed by Case no. 12CV00843. Tracy Fracasse, et al. Plaintiff’s attorney: William H. Clendenen Jr. Brothers Pool Enterprises Action: claim filed for a fair laInc. Filed by Nautilus Insurance bor standards issue. Filed June 8. Co. Plaintiff’s attorney: Geof- Case no. 12CV00856. frey W. Millsom. Action: claim filed in connection with a declaratory judgment. Filed June 4. Primed L.L.C., et al. Filed by Lori Gordon. Plaintiff’s attorCase no. 12CV00821. ney: Mark P. Carey. Action: claim filed under the Americans with Castleton Capital Corp., et al. Disabilities Act. Filed June 4. Filed by TK Inc. Plaintiff’s attorney: Case no. 12CV00824. Eric M. Grant. Action: claim filed for breach of contract. Filed June 7. Case no. 12CV00853.

Colby D L.L.C., Danbury. Seller: the estate of Irene Giglia, Danbury. Property: 41 Tamarack Ave., Unit 2, Danbury. Amount: $182,500. Filed May 23.

Dakin, Jeffrey, Brookfield. Seller: Cynthia Hansen, trustee, Danbury. Property: Unit C16, Poet’s Landing, Danbury. Amount: $520,000. Filed May 29.

JBR Properties L.L.C., Danbury. Seller: Susan Davis and KenSeymour Auto Wrecking Inc. neth Hunt, Danbury. Property: Filed by Soundkeeper Inc. Plaintiff’s 412 Main St., Danbury. Amount: attorney: Zachary K. Greifen, Roger $325,000. Filed May 21. F. Reynolds and Reed W. Super. Action: claim filed in connection with environmental matters. Filed June 6. Sarret Fund L.L.C., Rye, N.Y. Seller: Barbara Love, Danbury. PropCase no. 12CV00845. erty: 25A Fairfield Ave., Danbury. Amount: $390,625. Filed May 17. Texas Keystone Inc. Filed by UBS AG, et al. Plaintiff’s attorney: Thomas D. Goldberg. Action: claim filed for a bankruptcy proceeding. Filed June 7. Alla, Sunitha and Sridhar AdCase no. 12CV00850. depalli, Danbury. Seller: Ruth and Kent Bain, Danbury. Property: Valley Auto Body Inc. Filed by 43 Lilac Lane, Danbury. Amount: Connecticut Fund for the Environ- $570,000. Filed June 4. ment Inc., et al. Plaintiff’s attorney: Zachary K. Greifen, Roger F. Reynolds and Reed W. Super. Action: Atkin, Theresa and Dirk Kramer, claim filed in connection with en- New York City. Seller: Lynn Carlvironmental matters. Filed June 7. son, Londonderry, Vt. Property: 184 Rowayton Ave. (50 percent), Case no. 12CV00840. Norwalk. Amount: $422,500. Filed June 4. Walmart Store Inc. Filed by July Dotel. Plaintiff’s attorney: July Dotel pro se. Action: Atkin, Theresa and Dirk Kramclaim filed in connection with er, New York City. Seller: Martine job discrimination. Filed June 5. Brophy, trustee, New Canaan. Property: 184 Rowayton Ave. Case no. 12CV00825. (50 percent), Norwalk. Amount: $422,500. Filed June 4. Waterbury Auto Salvage Inc. Filed by Soundkeeper Inc. Plaintiff’s attorney: Zachary K. Greifen, Roger Bras, Fabiana and Carlos Bras, F. Reynolds and Reed W. Super. Ac- Danbury. Seller: Joao Braz, Danbury. tion: claim filed in connection with Property: 24 Stone St., Danbury. environmental matters. Filed June 6. Amount: $325,000. Filed May 31. Case no. 12CV00842.

DiSanto, Antonio and Phillip DiSanto, Edison, N.J. Seller: Worawut Pensukchai and Zhen Yu Lee, Norwalk. Property: 4 Daskams Lane, Unit 314, Norwalk. Amount: $335,000. Filed June 1.

R Stone L.L.C., et al. Filed by Fairfield Stone & Landscape Supply L.L.C. Plaintiff’s attorney: David A. Slossberg. Action: claim filed for trademark infringement under the Lanham Act. Filed June 8. Case no. 12CV00857.

Residential

Deeds

Commercial 3 Trolley Place L.L.C., Bridgeport. Seller: Rowayton Gardens L.L.C., Norwalk. Property: 3 Trolley Place, Norwalk. Amount: $3.5 million. Filed June 1. Bethany Assembly, Stamford. Seller: Choukri Kassisse, Stamford. Property: 10 Fort Point St., Unit B15, Norwalk. Amount: $125,000. Filed June 6. Clearview Holdings L.L.C. and Kleban Clearview L.L.C., Fairfield. Seller: Blue Dolphin Properties L.L.C., Trumbull. Property: 2226 Black Rock Turnpike, Fairfield. Amount: $1.9 million. Filed May 31.

Bruckenthal, Marie and David Bruckenthal, Bethel. Seller: Janine and Matthew Sneed, Danbury. Property: 4 Sampson Terrace, Danbury. Amount: $360,000. Filed May 29. Buenaventura, Yuli and Jose Buenaventura, Danbury. Seller: Anna and Cesar Lopes, Danbury. Property: 7 Duck St., Danbury. Amount: $410,000. Filed May 29.

Ghodsi, Tamilla and Bujan Ayromloo, New York City. Seller: Mark Schoenfeld, Danbury. Property: 20 Wooster Heights, Danbury. Amount: $973,200. Filed May 23. Haines, Scott, New Fairfield. Seller: Bedford Building & Remodeling Corp., Danbury. Property: 31 Waterview Drive, Danbury. Amount: $355,000. Filed May 17. Juan, Maura and Emmanuel Juan, Danbury. Seller: Melody Hughson and Richard Foley, Danbury. Property: 66 Deer Hill Ave., Danbury. Amount: $368,000. Filed May 29. Kluga, Mary and Bruce Singer, New Canaan. Seller: Dina Sturtevant and Stefan Dobiejko, Danbury. Property: 100 Forty Acre Mountain Road, Danbury. Amount: $985,000. Filed May 29. Langlais, Jennifer and Sean Langlais, Fairfield. Seller: the estate of Martha Marland, Fairfield. Property: 192 Quaker Lane, Fairfield. Amount: $609,500. Filed May 30. Lipinska, Urszula and Tomasz Lipinski, Glendale, N.Y. Seller: Anne and Stanley Irish, Norwalk. Property: 15 Murray St., Norwalk. Amount: $322,500. Filed June 4. MacDonald, Alexandra and John MacDonald, Norwalk. Seller: Mildred Kirkland, Norwalk. Property: 4 Cobblers Court, Norwalk. Amount: $305,000. Filed June 1.

McGovern, Pamela, Washington, D.C. Seller: Frances and Dunstan Calistro, Valerie, New York City. Pulle, Danbury. Property: 12 TifSeller: Carol and Mark Kennedy, fany Drive, Danbury. Amount: Wilton. Property: Unit 8, Crystal $485,000. Filed May 21. Bay, Danbury. Amount: $410,000. Filed May 17. McPadden, Laura and Michael McPadden, Norwalk. Seller: TheChaber, Rebecca, Danbury. Seller: resa Sinanis, Fairfield. Property: Emily Rowley, Robert Rowley and 730 Rock Ridge Road, Fairfield. Victoria Pratt, Danbury. Property: Amount: $617,500. Filed May 31. 136 Lake Place South, Danbury. Amount: $280,000`. Filed May 24.

22 Week of July 2, 2012 • Fairfield County Business Journal a division of Westfair Business Publications • www.westfaironline.com

on the record Passios, John, Fairfield. Seller: Carol and Andrew Boss, Westport. Property: 685 Fairfield Beach Road, Fairfield. Amount: $2.1 million. Filed May 30.

Yoder, Susan and Clark Yoder, Trumbull. Seller: John Donoghue, Norwalk. Property: 1370 Fence Row Drive (50 percent), Fairfield. Amount: $676,375. Filed May 30.

Chawdhury, Mohammed, Stamford. $4,492 in favor of The United Illuminating Co., New Haven, by Nair & Levin P.C. Property: 231 Clinton Ave., Bridgeport. Filed June 5.

Ortega, Edgar, Danbury. $2,499 in favor of Belardinelli Services L.L.C., Bethel, by Randall J. Carreira. Property: 9 Broad St., Danbury. Filed May 29.

Pease, Roseni and Robert Pease, Foreclosures Somers, N.Y. Seller: Ai-Jane and Paul Chung, Danbury. Property: Felcissimo, Susan, et al. Creditor: 17 Lilac Lane, Danbury. Amount: Beneficial Mortgage Company of $520,000. Filed May 30. Connecticut. Property: 17 Seeley St., Danbury. Mortgage default. Riendeau, Matthew, Bridgewa- Filed May 16. ter. Seller: Hildegard Reichmann, Fairfield. Property: 14 Orchard Hill Lafaro, Madeline, et al. Creditor: Lane, Fairfield. Amount: $356,500. Capital One N.A. Property: 56 SilFiled May 31. vermine Ave., Norwalk. Mortgage default. Filed June 1. Rogers, Sue and Matthew Rogers, Fairfield. Seller: Mary Horvath, Sousa, Sandra, et al. Creditor: Fairfield. Property: 21 Warde Ter- Suntrust Mortgage Inc. Proprace, Fairfield. Amount: $424,500. erty: 20 E. Pembroke Road, Unit Filed May 31. 67, Danbury. Mortgage default. Filed May 23. Schweistein, Victoria and Mariano Malvicino, New York City. Valentin, Gladys, et al. Creditor: Seller: Kristine and Mark Lefeb- Wells Fargo Bank N.A., trustee. vre, Norwalk. Property: 71 Walter Property: 7 Fairview Drive, Unit Ave., Norwalk. Amount: $460,000. 2, Danbury. Mortgage default. Filed June 1. Filed May 29.

Coore, Pauline, Bridgeport. $3,315 in favor of Performance Recoveries L.L.C., Paramus, N.J., by Stephen A. Wiener. Property: 38 Higgins Ave., Bridgeport. Filed June 5.

Paguay, Segundo, Danbury. $2,576 in favor of Credit Management Corp., Madison, by John N. Rich. Property: 93 Franklin St., Danbury. Filed May 30.

Diaz, Leonardo, Norwalk. $2,011 in favor of Worldwide Asset Purchasing II L.L.C., Atlanta, Ga., by Joseph F. Agnelli III. Property: 15 O’Brien St., Norwalk. Filed June 5.

Ramon, Jose, Bridgeport. $1,965 in favor of Bridgeport Anesthesia, Bridgeport, by Joseph P. Latino. Property: 1174 Central Ave., Bridgeport. Filed June 5.

Thomas, Exma, Danbury. $1,092 in favor of the Danbury Office of Lis Pendens Physicians Services P.C., Danbury, by Robert L. Peat. Property: 22 The following filings indicate a legal Farm St., Danbury. Filed May 29. action has been initiated, the outcome of which may affect the title to Tyrell, Jeffrey, Danbury. $530 in the property listed. favor of Danbury Office of Physi- cians Services P.C., Danbury, by Robert L. Peat. Property: 14 Bern- Aarons, Evette, et al., Bridgeport, et al. Filed by Hunt Leibert Jacobson lou Drive, Danbury. Filed May 29. P.C., Hartford, for Green Tree Servicing L.L.C., Tempe, Ariz. PropVasquez, Dora, Danbury. $1,351 erty: 137 Horace St., Bridgeport. in favor of Danbury Hospital, Dan- Action: to foreclose a delinquent bury, by Stephen A. Wiener. Prop- mortgage in the original principal erty: 8C Oakland Ave., Danbury. amount of $286,450 dated June Filed May 31. 2004. Filed May 29.

Green Star Energy Solutions L.L.C. and Joseph Novella Jr., Danbury. $6,665 in favor of US Greenfiber L.L.C., Charlotte, N.C., by Robert F. Ludgin. Property: 20 Grays Bridge Road, Danbury. Filed May 29.

Rivas, Ligia, Bridgeport. $701 in favor of Bridgeport Anesthesia, Bridgeport, by Joseph P. Latino. Property: 624 Noble Ave., Bridgeport. Filed June 5.

Watson, Dorothy, Danbury. $430 in favor of Danbury Hospital, Danbury, by Stephen A. Wiener. Property: 22-5 Rose Lane, Danbury. Filed May 31.

Silva, Amelia and Ricardo Silva, Southport. Seller: Beachside Estates L.L.C., Fairfield. Property: 245 Rowland Road, Fairfield. Amount: $1.7 million. Filed May 31.

Ward, Charles, et al. Creditor: Wells Fargo Bank N.A. Property: 33 Boston Terrace, No. 13, Bridgeport. Mortgage default. Filed June 5.

Subach, Sarah and Joseph BroJudgments cia IV, Cortlandt Manor, N.Y. Seller: Terri and Howard Alexander, Danbury. Property: 6 Kelly Road, Boyer, Reine, Bridgeport. $2,362 in Danbury. Amount: $310,000. favor of Midland Funding L.L.C., San Diego, Calif., by Stephen A. Filed May 17. Wiener. Property: 1415 Chopsey Hill Road, Bridgeport. Filed June 5. Subedi, Saraswati and Hari Subedi, Norwalk. Seller: the estate of Joseph Lawlor, Norwalk. Property: 2 Brown, Dorothy, Bridgeport. Carlson Court, Norwalk. Amount: $2,783 in favor of Portfolio Recovery Associates L.L.C., Norfolk, $297,500. Filed June 1. Va., by Stephen A. Wiener. Property: 89 Birdseye St., Bridgeport. Talwar, Meena and Maheesh Tal- Filed June 5. war, Danbury. Seller: Ritu and Aseem Hohli, Coppell, Texas. Property: 15 Huntington Drive, Danbury. Café Spazzo Specialty Coffees Inc., Norwalk. $10,761 in favor Amount: $460,000. Filed May 29. of Advance Restaurant Finance L.L.C., Tacoma, Wash., by Joseph F. Visser, Lesa and Marius Viss- Agnelli III. Property: 116 Lane St., er, Huntington. Seller: Patricia Shelton. Filed June 5. and Peter DaSilva, Ansonia and Southport, respectively. Property: 60 Fawn Ridge Lane, Fairfield. Carriero, Debra, Danbury. $675 in favor of Danbury Hospital, DanAmount: $444,100. Filed May 31. bury, by Stephen A. Wiener. Property: 15 Padanaram Road, Apt. 21, Yoder, Susan and Clark Yoder, Danbury. Filed May 31. Trumbull. Seller: the estate of Clare Donoghue, Fairfield. Property: 1370 Fence Row Drive (50 percent), Fairfield. Amount: $676,375. Filed May 30.

Rodriguez, Luz, Bridgeport. $4,528 in favor of Midland FundHartofilis, Michael, Danbury. ing L.L.C., San Diego, Calif., by Ste$510 in favor of the Danbury Of- phen A. Wiener. Property: 34 Evers fice of Physicians Services P.C., Place, Bridgeport. Filed June 5. Danbury, by Robert L. Peat. Property: 23 Hamilton Drive, Danbury. Sanchez, Gloria and Francisco Filed May 30. Sanchez, Danbury. $401 in favor of the Danbury Office of Physicians Hoyte, Carl, Norwalk. $3,268 Services P.C., Danbury, by Robert L. in favor of Credit Management Peat. Property: 13 E. Pearl St., DanCorp., Madison, by John N. Rich. bury. Filed May 29. Property: 26 Adams Ave., Norwalk. Filed June 4. Scott, William, Danbury. $4,859 in favor of Midland Funding L.L.C., Kane, Candace, Danbury. $4,585 San Diego, Calif., by Stephen A. in favor of Credit Management Wiener. Property: 99 S. King St., Corp., Madison, by John N. Rich. Danbury. Filed May 24. Property: 1604 Briar Woods Lane, Danbury. Filed May 30. Silva, Claudinei, Bridgeport. $1,545 in favor of Bridgeport AnLashley, Sally, Danbury. $638 in esthesia, Bridgeport, by Joseph P. favor of the Danbury Office of Phy- Latino. Property: 426 Summit St., sicians Services P.C., Danbury, by Bridgeport. Filed June 5. Robert L. Peat. Property: 114 Carol St., Danbury. Filed May 30. Stokes, Donna and Thomas Stokes, Danbury. $2,564 in favor Mendes, Antonio, Danbury. $628 of the Danbury Office of Physicians in favor of the Danbury Office Services P.C., Danbury, by Robert L. of Physicians Services P.C., Dan- Peat. Property: 6 Quail Run Drive, bury, by Robert L. Peat. Property: Danbury. Filed May 30. 168 Brushy Hill Road, Danbury. Filed May 30. Swinton, Mathis, Bridgeport. $255 in favor of Bridgeport Anesthesia, Moscos, Marco, Danbury. $868 in Bridgeport, by Joseph P. Latino. favor of Portfolio Recovery Associ- Property: 239 Beardsley St., Bridgeates L.L.C., Norfolk, Va., by Stephen port. Filed June 5. A. Wiener. Property: 26 Davis St., Danbury. Filed May 24. Tello, Freddy, Bridgeport. $829 in favor of Bridgeport Anesthesia, Ocampo, Blanca, Norwalk. $1,246 Bridgeport, by Joseph P. Latino. in favor of U.S. Equities Corp., South Property: 865 Queen St., BridgeSalem, N.Y., by Linda Strumpf. port. Filed June 5. Property: 187 Flax Hill Road, Apt. C3, Norwalk. Filed June 4.

Alicea, Omar, et al., Bridgeport, et al. Filed by Hunt Leibert Jacobson P.C., Hartford, for PNC Bank N.A., Pittsburgh, Pa. Property: 62 Dupont Place, Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount Williams, Colette, Bridgeport. of $125,000 dated June 2005. $3,003 in favor of Capital One Filed May 24. Bank (USA) N.A., Richmond, Va., by Stephen A. Wiener. Property: 795 Colorado Ave., Bridgeport. Balde, Mamadu, et al., Bridgeport, Filed June 5. et al. Filed by Hunt Leibert Jacobson P.C., Hartford, for Bank of America N.A., Charlotte, N.C. Property: 21 Leases Victory Ave., Bridgeport. Action: to foreclose a delinquent mortgage TDS Homeline Inc., by Donald in the original principal amount Freitag. Landlord: DS&K Proper- of $232,750 dated December 2006. ties L.L.C. Property: 39 Fort Point Filed June 5. St., Norwalk. Term: five years, commencing April 1, 2012. Filed June 4. Barry, Cameron, et al., Danbury, et al. Filed by Matthew B. Woods, Norwalk, for Hudson City Savings Liens Bank, Yonkers, N.Y. Property: 13 Society Hill, Danbury. Action: to foreclose a delinquent mortgage in the original principal amount of $544,000 dated April 2009. Filed May 29.

Mechanic’s Liens-filed

Igreja do Avivamento, Danbury. Filed by Earthmovers Inc., Danbury, by Edward Kilian III. Property: 346 Main St., Danbury. Amount: $13,773. Filed May 17.

Benedetti, Luiz, et al., Danbury, et al. Filed by Alan P. Rosenberg, West Hartford, for 905 Park Manor Condominium Association Inc., Danbury. Property: 95 Park Ave., Unit 8, Danbury. Action: to foreclose on the unit to recover delinquent common charges due the association. Filed May 29. Bolling, George, et al., Bridgeport, et al. Filed by Juda J. Epstein, Bridgeport, for the Water Pollution Control Authority of the city of Bridgeport. Property: 899 Hancock Ave., Bridgeport. Action: to foreclose on the property to recover delinquent fees for municipal water and sewer service. Filed June 5.

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/records-section/ for more information and to view a sample. FAIRFIELD COUNTY BUSINESS JOURNAL • Week of July 2, 2012 23

on the record Braca Jr., Estate of Joseph, et al., Bridgeport, et al. Filed by John Ribas, Bridgeport, for the Water Pollution Control Authority of the city of Bridgeport. Property: 1313 E. Main St., Bridgeport. Action: to foreclose on the property to recover delinquent fees for municipal water and sewer service. Filed June 5.

Duncan, Juanita, et al., Bridgeport, et al. Filed by Bendett & McHugh P.C., Farmington, for Bank of America N.A., Charlotte, N.C. Property: 190 Vincellette St., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $232,851 dated December 2006. Filed June 4.

Kahn, Mohammad, et al., Danbury, et al. Filed by Christopher K. Leonard, Danbury, for Brookside of Danbury Association Inc., Danbury. Property: Unit 43, Brookside, Danbury. Action: to foreclose on the unit to recover delinquent common charges due the association. Filed May 24.

Martines, Jhansel, Danbury, et al. Filed by Christopher K. Leonard, Danbury, for Brookside of Danbury Association Inc., Danbury. Property: Unit A7, Brookside, Danbury. Action: to foreclose on the unit to recover delinquent common charges due the association. Filed May 21.

Norwalk ALF Property L.L.C., et al., Norwalk, et al. Filed by Simon Sumberg, Norwalk, for Terzian Trucking Company Inc., Norwalk. Property: 73 Strawberry Hill Ave., Norwalk. Action: to foreclose a mechanic’s lien in the Amount of $31,653 dated April 2012. Filed June 4.

SAR Realty Group L.L.C., et al., Bridgeport, et al. Filed by Walter M. Spader Jr., North Branford, for Tower Lien L.L.C., Bridgeport. Property: 1196 North Ave., Bridgeport. Action: to foreclose on the property to recover delinquent municipal taxes assigned to the plaintiff for collection. Filed June 4.

Burk Jr., Robert, et al., Danbury, et al. Filed by Gregg A. Brauneisen, Danbury, for Candlewood Terrace Condominium Association Inc., Danbury. Property: Unit 15, Candlewood Terrace Condominium, Danbury. Action: to foreclose on the unit to recover delinquent common charges due the association. Filed May 24.

Eckert, Glenn, et al., Norwalk, et al. Filed by Matthew B. Woods, Norwalk, for Hudson City Savings Bank, Yonkers, N.Y. Property: 27 Saddle Road, Norwalk. Action: to foreclose a delinquent mortgage in the original principal amount of $260,000 dated December 2008. Filed June 5.

Kalofolias, John, et al., Bridgeport, et al. Filed by Walter M. Spader Jr., North Branford, for Tower Lien L.L.C., Bridgeport. Property: 211 Denver Ave., Bridgeport. Action: to foreclose on the property to recover delinquent municipal taxes assigned to the plaintiff for collection. Filed June 4.

Mastroianni, Stephen, et al., Bridgeport, et al. Filed by Ronald M. Bender, Hamden, for Willowridge Condominium Association Inc., Bridgeport. Property: Unit FD14, Willowridge Condominium, Bridgeport. Action: to foreclose on the unit to recover delinquent common charges due the association. Filed June 5.

Odell, Estate of Katherine, et al., Bridgeport, et al. Filed by Walter M. Spader Jr., North Branford, for Tower Lien L.L.C., Bridgeport and the city of Bridgeport. Property: 104 Jourmire Road, Bridgeport. Action: to foreclose on the property to recover delinquent municipal taxes assigned to the plaintiff for collection. Filed June 4.

Soares Jr., Silvio, et al., Danbury, et al. Filed by Robin A. Kahn, Danbury, for Linron Gardens Condominium Association Inc., Danbury. Property: Unit 32, Linron Gardens, Danbury. Action: to foreclose on the unit to recover delinquent common charges due the association. Filed May 21.

Faris, James, et al., Bridgeport, et al. Filed by Walter M. Spader Jr., North Branford, for Tower Lien L.L.C., Bridgeport. Property: 107 Union Ave., Bridgeport. Action: to foreclose on the property to recover delinquent municipal taxes assigned to the plaintiff for collection. Filed June 4.

Kassem, Lisa, et al., Fairfield, et al. Filed by Bendett & McHugh P.C., Farmington, for Bank of America N.A., Charlotte, N.C. Property: 42 Valleyview Place, Fairfield. Action: to foreclose a delinquent mortgage in the original principal amount of $428,826 dated December 2010. Filed May 31.

Pak, Kum Hee, et al., Norwalk, et al. Filed by Franklin G. Pilicy, Watertown, for Nor-West Association Inc., Norwalk. Property: Unit 6G, Nor-West Condominium, Norwalk. Action: to foreclose on the unit to recover delinquent common charges due the association. Filed June 7.

Forstone McLevy L.L.C., et al., Bridgeport, et al. Filed by Walter M. Spader Jr., North Branford, for Tower Lien L.L.C., Bridgeport. Property: 167 State St., Bridgeport. Action: to foreclose on the property to recover delinquent municipal taxes assigned to the plaintiff for collection. Filed June 4.

Landivar, Lourdes, et al., Bridgeport, et al. Filed by Juda J. Epstein, Bridgeport, for the Water Pollution Control Authority of the city of Bridgeport. Property: 156 Pequonnock St., Bridgeport. Action: to foreclose on the property to recover delinquent fees for municipal water and sewer service. Filed June 5.

McKenzie, Estate of Raymond, et al., Bridgeport, et al. Filed by John Ribas, Bridgeport, for the Water Pollution Control Authority of the city of Bridgeport. Property: 365 Connecticut Ave., Bridgeport. Action: to foreclose on the property to recover delinquent fees for municipal water and sewer service. Filed June 5.

Gonzalez, Daisy, et al., Bridgeport, et al. Filed by Hunt Leibert Jacobson P.C., Hartford, for Citimortgage Inc., O’Fallon, Mo. Property: 83 Herkimer St., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $255,750 dated May 2008. Filed June 5.

Lesko, Sharon, et al., Norwalk, et al. Filed by Steven A. Certilman, Stamford, for Flax Hill Section I Condominium Association Inc., Norwalk. Property: Unit 38, Flax Hill Section 1 Condominium, Norwalk. Action: to foreclose on the unit to recover delinquent common charges due the association. Filed June 7.

Capozzi, Gregory, et al., Danbury, et al. Filed by Bendett & McHugh P.C., Farmington, for Citimortgage Inc., O’Fallon, Mo. Property: 22 Tanglewood Drive, Danbury. Action: to foreclose a delinquent mortgage in the original principal amount of $417,000 dated November 2008. Filed May 24. Community Cooperative Development Foundation Inc., et al., Bridgeport, et al. Filed by Walter M. Spader Jr., North Branford, for Tower Lien L.L.C., Bridgeport. Property: 1737 Stratford Ave., Bridgeport. Action: to foreclose on the property to recover delinquent municipal taxes assigned to the plaintiff for collection. Filed June 4.

Costabile, Estate of Ernest, et al., Norwalk, et al. Filed by Bendett & McHugh P.C., Farmington, for Deutsche Bank National Trust Co., trustee, Los Angeles, Calif. Property: 4 Flintlock Road, Norwalk. Action: to foreclose a delinquent mortgage in the original principal amount of $322,000 dated SeptemGreco, Deborah, et al., Danbury, ber 2005. Filed June 6. et al. Filed by Hunt Leibert Jacobson P.C., Hartford, for E*Trade, D’Addario, Estate of Francis, Arlington, Va. Property: 35 Farm et al., Bridgeport, et al. Filed by St., Danbury. Action: to foreclose a John Ribas, Bridgeport, for Bench- delinquent mortgage in the origimark Municipal Tax Services Ltd., nal principal amount of $328,000 Bridgeport. Property: 1769 E. Main dated April 2007. Filed May 21. St., Bridgeport. Action: to foreclose on the property to recover delinquent municipal taxes as- Hailey, Lola, et al., Bridgeport, et signed to the plaintiff for collection. al. Filed by Hunt Leibert Jacobson P.C., Hartford, for Metlife Home Filed June 4. Loans, Newark, N.J. Property: 86 Woodmont Ave., Bridgeport. AcDeutsche Bank National Trust tion: to foreclose a delinquent Co., trustee, et al., Los Angeles, Ca- mortgage in the original principal lif., et al. Filed by Walter M. Spader amount of $271,876 dated June Jr., North Branford, for Tower Lien 2009. Filed June 4. L.L.C., Bridgeport. Property: 1997 Main St., Bridgeport. Action: to foreclose on the property to recover delinquent municipal taxes assigned to the plaintiff for collection. Filed June 4.

Louis, Georgia, et al., Bridgeport, et al. Filed by Walter M. Spader Jr., North Branford, for Tower Lien L.L.C., Bridgeport. Property: 115 Forestview Ave., Bridgeport. Action: to foreclose on the property to recover delinquent municipal taxes assigned to the plaintiff for collection. Filed June 4. Ly, Dat, et al., Danbury, et al. Filed by Rachel S. Schwartzmann, Bridgeport, for Linron Gardens Condominium Association Inc., Danbury. Property: 7 Linron Drive, Danbury. Action: to foreclose on the unit to recover delinquent common charges due the association. Filed May 21.

Pawloski Jr., John, et al., DanNavarro, Emiliano, et al., Nor- bury, et al. Filed by Bendett & walk, et al. Filed by Bendett & McHugh P.C., Farmington, for McHugh P.C., Farmington, for Federal National Mortgage AssoGMAC Mortgage L.L.C., Horsham, ciation, McLean, Va. Property: 24 Pa. Property: 4 Grand St., Norwalk. Padanaram Ave., Danbury. Action: Action: to foreclose a delinquent to foreclose a delinquent mortgage mortgage in the original principal in the original principal amount of amount of $516,000 dated October $303,600 dated November 2005. 2007. Filed June 7. Filed June 4. Nazareth, Poliana, et al., Danbury, et al. Filed by Gregg A. Brauneisen, Danbury, for Good Shepherd Hill Homeowner’s Association Inc., Danbury. Property: Building 27, Unit 6, Good Shepherd Hill, Danbury. Action: to foreclose on the unit to recover delinquent common charges due the association. Filed May 24. Nicholson, Lloyd, et al., Bridgeport, et al. Filed by Robert N. Sensale, New Haven, for Plymouth Park Tax Services L.L.C., Whippany, N.J. Property: 60 Wallace St., Bridgeport. Action: to foreclose on the property to recover delinquent municipal taxes assigned to the plaintiff for collection. Filed June 4. Norena, Diego, et al., Norwalk, et al. Filed by Bendett & McHugh P.C., Farmington, for Bank of America N.A., Charlotte, N.C. Property: 4 Barnum Ave., Norwalk. Action: to foreclose a delinquent mortgage in the original principal amount of $424,297 dated September 2009. Filed June 6.

Stevens, Estate of Regina, et al., Norwalk, et al. Filed by Franklin G. Pilicy, Watertown, for Nor-West Association Inc., Norwalk. Property: Unit 2P, Nor-West Condominium, Norwalk. Action: to foreclose on the unit to recover delinquent common charges due the association. Filed June 7. Thomas, David, et al., Danbury, et al. Filed by Gregg A, Brauneisen, Danbury, for Stetson Place Association Inc., Danbury. Property: Unit 51, Stetson Place, Danbury. Action: to foreclose on the unit to recover delinquent common charges due the association. Filed May 30. Torres, Sara, et al., Danbury, et al. Filed by Bendett & McHugh P.C., Farmington, for Onewest Bank F.S.B., Pasadena, Calif. Property: 4 Pleasant Drive, Danbury. Action: to foreclose a delinquent mortgage in the original principal amount of $252,000 dated May 2006. Filed May 30.

Perkins, Patricia, et al., Danbury, et al. Filed by Steven R. Smart, Danbury, for Chatfield Condominium Association Inc., Danbury. Property: Unit 1A, Building 1, Chatfield Condominium, Danbury. Action: to foreclose on the unit to recover delinquent common charges due Vargas, Sandra, et al., Bridgethe association. Filed May 18. port, et al. Filed by Hunt Leibert Jacobson P.C., Hartford, for Green Poremba, Michaelina, et al., Tree Servicing L.L.C., Tempe, Bridgeport, et al. Filed by Marc A. Ariz. Property: 483 Garfield Ave., Krasnow, Bridgeport, for Foxledge 7620/310. Action: to foreclose a Condominium Association Inc., delinquent mortgage in the origiBridgeport. Property: Unit 111, nal principal amount of $308,000 Foxledge Condominium, Bridge- dated September 2007. Filed June 5. port. Action: to foreclose on the unit to recover delinquent common charges due the association. Vena Jr., Nicholas, et al., Fairfield, et al. Filed by Bendett & McHugh Filed June 5. P.C., Farmington, for The Bank of New York Mellon, New York City. Rice, William, et al., Bridgeport, Property: 11 Shoreham Village et al. Filed by Walter M. Spader Jr., Drive, Fairfield. Action: to foreclose North Branford, for Tower Lien a delinquent mortgage in the origiL.L.C., Bridgeport. Property: 23270 nal principal amount of $225,000 North Ave., Bridgeport. Action: to dated July 2004. Filed May 31. foreclose on the property to recover delinquent municipal taxes assigned to the plaintiff for collection. Filed June 4.

24 Week of July 2, 2012 • Fairfield County Business Journal a division of Westfair Business Publications • www.westfaironline.com

on the record Waterhouse, Roger, et al., Danbury, et al. Filed by Norman K. O’Connor, Danbury, for Union Savings Bank, Danbury. Property: 18 Beech St., Danbury. Action: to foreclose a delinquent mortgage in the original principal amount of $258,000 dated December 2004. Filed May 21.

Bethany Assembly, Stamford, by Rev. Scott Giordano and Maurizio Rosamilia. Lender: Church Extension Plan, Salem, Ore. Property: 10 Fort Point St., Unit B15, Norwalk. Amount: $126,875. Filed June 6. Clearview Holdings L.L.C. and Kleban Clearview L.L.C., Fairfield, by Lawrence Roberts. Lender: The Bank of Fairfield, Fairfield. Property: 2226 Black Rock Turnpike, Fairfield. Amount: $1.4 million. Filed May 31.

Webb, Erma, et al., Norwalk, et al. Filed by Hunt Leibert Jacobson P.C., Hartford, for Bank of America N.A., Charlotte, N.C. Property: 11 Crossland Place, Norwalk. Action: to foreclose a delinquent mortgage in the original principal amount of Clearview Holdings L.L.C. and $324,000 dated November 2007. Kleban Clearview L.L.C., Fairfield. Seller: Blue Dolphin PropFiled June 7. erties L.L.C., Trumbull. Property: 2226 Black Rock Turnpike, Yammine, Abdallah, et al., Dan- Fairfield. Amount: $1.9 million. bury, et al. Filed by Bendett & Filed May 31. McHugh P.C., Farmington, for Onewest Bank F.S.B., Pasadena, Calif. Property: 3 Tilden Road, Colby D L.L.C., Danbury, by Danbury. Action: to foreclose a Michael Dimyan. Lender: Savdelinquent mortgage in the origi- ings Bank of Danbury, Danbury. nal principal amount of $226,000 Property: 41 Tamarack Ave., Unit 2, Danbury. Amount: $136,875. dated June 2007. Filed May 29. Filed May 23.

Mortgages

Madeline Ridge L.L.C., Danbury, by Jeffrey Bruno. Lender: Union Savings Bank, Danbury. Property: 38 South St., Danbury. Amount: $444,000. Filed May 17. One Reserve Road L.L.C., Bethel, by Peter Scalzo. Lender: Fairfield County Bank, Ridgefield. Property: Parcel 17A, The Reserve, Danbury. Amount: $1.1 million. Filed May 31. Ray Boa and Arlindo Augosto L.L.C., Danbury, by Ray Boa and Arlindo Augosto. Lender: Webster Bank N.A., Waterbury. Property: 50 Payne Road, Danbury. Amount: $100,000. Filed May 22. Sarret Fund L.L.C., Rye, N.Y., by Robert Dahmen. Lender: Greater Hudson Bank N.A., Middletown, N.Y. Property: 25A Fairfield Ave., Danbury. Amount: $260,000. Filed May 17.

New Businesses

DMC Group L.L.C., Danbury, The Business Journal is not responby Jose Boa. Lender: Union Sav1209 Post Road L.L.C., Fair- ings Bank, Danbury. Property: 120 sible for typographical errors confield, by Kevin Lesko. Lender: Franklin St., Danbury. Amount: tained in the original filings. First Niagara Bank N.A., Buffalo, $150,000. Filed May 22. N.Y. Property: 1221 Post Road, 3PM Productions, 3 Pheasant Fairfield. Amount: $1.9 million. Lane, Norwalk 06854, c/o Predrag DS&K Properties L.L.C., Nor- Karanfilovic. Filed May 24. Filed May 30. walk, by Sheila and Donald Freitag. Lender: Wells Fargo Bank N.A., 1595 Black Rock Turnpike Minneapolis, Minn. Property: 39 The Adventure Park at Discovery L.L.C., Fairfield, by Kevin Lesko. Fort Point St., Norwalk. Amount: Museum, 4450 Park Ave., BridgeLender: First Niagara Bank N.A., $450,889. Filed June 1. port 06604, c/o Ralph Selvaggi. Buffalo, N.Y. Property: 1595 Black Filed June 5. Rock Turnpike, Fairfield. Amount: DS&K Properties L.L.C., Nor$450,000. Filed May 30. walk, by Sheila and Donald Freitag. Alba’s Beauty Salon, 850 State St., Lender: Wells Fargo Bank N.A., Bridgeport 06605, c/o Silvia Guer2472 Main Street L.L.C., Bridge- Minneapolis, Minn. Property: 39 rero. Filed May 30. port, by Angelina Killman. Lender: Fort Point St., Norwalk. Amount: Webster Bank N.A., New Brit- $359,111. Filed June 1. ain. Property: 2472 Main St., All About the Body, 38 Quintard Bridgeport. Amount: $225,000. Ave., Norwalk 06854, c/o Judy DS&K Properties L.L.C., Nor- Farnsworth. Filed June 5. Filed June 4. walk, by Sheila and Donald Freitag. Lender: New England Certified 3 Trolley Place L.L.C., Bridge- Development Corp., Wakefield, American Roofing and Ameriport, by Anthony Gaglio. Lender: Mass. Property: 39 Fort Point can L.L.C., 233 Flax Hill Road, Fairfield County Bank, Ridgefield. St., Norwalk. Amount: $372,000. Norwalk 06854, c/o Noe Marquez. Property: 3 Trolley Place, Norwalk. Filed June 1. Filed June 4. Amount: $2.3 million. Filed June 1.

C+J’s Landscaping Tree Service Irasta Pasta Catering, 248 Ridgeand Stone Tuff Construction, field Ave., Bridgeport 06610, c/o 29 Golden Hill Road, Norwalk Tiesha Watson. Filed June 4. 06854, c/o Christopher Gulyas. Filed May 31. Islamic Community Home Care, 173 Polk St., Bridgeport 06606, c/o Chocoholistic, 2 Wallace Ave., Viola Muhammed. Filed June 6. Norwalk 06855, c/o Kenzie Harrick. Filed June 1. Island Breeze, 68 Carnegie Ave., Bridgeport 06610, c/o Also ThomClinical Research Center of Con- as. Filed June 4. necticut, 16 Hospital Ave., Suite 201, Danbury 06810, c/o Shireesha Jan Pro Cleaning Systems of Sirandasu. Filed May 24. Southern Connecticut, 38 Bayview Ave., Norwalk 06854, c/o GloComfort Care Services, 271 cia Velazquez. Filed June 5. Dayton Road, Bridgeport 06606, c/o Veronica Carrey-Addo. Filed JewelryInternet.com, 360 ConJune 5. necticut Ave., Sujite 186, Norwalk 06854, c/o Taman Lau. Filed June 1. Comfort Keepers, 6 Germantown Road, Unit 7, Danbury 06810, c/o Lamour’s Beauty Supply, 14 Paul McLaughlin. Filed May 24. Morton St., Unit 3, Danbury 06810, c/o Aline Lamour. Filed June 5. CR Contracting, 7 Valley Road, Danbury 06811, c/o Kellee Ramirez. Lap of Love of Southwest ConFiled May 23. necticut, 15 Lower Lake Road, Danbury 06811, c/o Nicole Sabo. DaSilva Maintenance Co., 155 Filed June 5. South St., Second floor, Danbury 068710, c/o Vanderley DaSilva. Logan Jacob Presti, 3 Cholwell Filed May 29. Place, Norwalk 06851, c/o Jake Lo Presti. Filed May 25. Decker Tool Rental of Connecticut, 108 Federal Road, Danbury 06810, c/o Michael Decker. Filed Lyn Hottes Agency, 46 Wooster Heights, Danbury 06810, c/o EvMay 23. elyn Hottes. Filed May 30. Dribble to Your Dreams, 1303 Melville Ave., Fairfield 06825, c/o Dwight Vaughan Sr. Filed May 30.

Rock Candy Consulting, 1 Daskams Lane, Unit 3A, Norwalk 06851, c/o Evangeline Walker. Filed May 24. Shanghai Asian Bistro, 124 Washington St., Norwalk 06854, c/o Min Zhao Jiang. Filed May 31. Star Istanbul Restaurant L.L.C., 29 Markle Court, Bridgeport 06604, c/o Helim Yildiz. Filed June 5. Strong Mountain Productions, 142 Main St., No. 7, Norwalk 06851, c/o Joseph Franze. Filed June 5. Tanganic, 78 Lake Ave., Danbury 06810, c/o Sarah Bush. Filed June 4. Worthington Dentistry, 1305 Post Road, Suite 104, Fairfield 06824, c/o Kanesha Fleming. Filed May 31.

Patents Apparatus and method for adjustment of a printer fuser nip. Patent no. 8,204,396 issued to: Eric Scott Hamby, Fairport, N.Y.; Faming Li, Penfield, N.Y.; and Donald M. Bott, Rochester, N.Y. Assigned to Xerox Corp., Norwalk.

Apparatus and method for detecting a connecting rod during percutaneous surgery. Patent no. 8,202,274 issued to Scott McLean, Mad Golf, 100 Aunt Hack Road, Waterbury. Assigned to Spine Danbury 06811, c/o Marcia Dolan. Wave Inc., Shelton. Filed June 4.

Apparatuses useful in printing, fixing devices and methods of stripping media from surfaces in apparatuses useful in printing. Patent no. 8,204,417 issued to El Coquito, 496 E. Main St., Augusto E. Barton, Webster, N.Y. Main Stream Tires & Car DeBridgeport 06608, c/o Edward tailing, 77 Clarence St., Bridge- Assigned to Xerox Corp., Norwalk. Reyes. Filed June 5. port 06608, c/o Juliette Kirby. Filed June 4. Clay-based hemostatic agents Faithful and True Pentecostal and devices for the delivery Deliverance Ministry, 7 Madison thereof. Patent no. 8,202,532 isP-One All Natural Juice, 1765 Ave., Danbury 06810, c/o Kenneth sued to: Raymond J. Huey, Orange; Main St., Bridgeport 06604, c/o McLellan. Filed May 21. Denny Lo, Bethlehem; Daniel J. Charmaine Barker. Filed June 6. Burns, Stratford; Giacomo Basadonna, Haddam; and Francis X. Atlantic City Caribbean Carnival Hamilton Services, 208 Catherine JBR Properties L.L.C., Danbury, Augusto DaSilva Enterprises by James Reid. Lender: Union Concert, 5132 Avalon Valley, Dan- St., Bridgeport 06604, c/o Amitton Quality Insulation, 227 Wilson Hursey, West Hartford. Assigned to Ave., Norwalk 06854, c/o Gregory Z-Medica Corp., Wallingford. L.L.C., Danbury, by August DaSil- Savings Bank, Danbury. Property: bury 06810, c/o Rheba Escalera. Souza. Filed June 4. Wittrock. Filed May 31. va. Lender: Savings Bank of Dan- 412 Main St., Danbury. Amount: Filed May 22. bury, Danbury. Property: 33 Beaver $175,000. Filed May 21. Color job reprint set-up for Home Improvement Services, St., Danbury. Amount: $200,000. Avant Transportation Service, 108 W. Cedar St., Apt. 503, Nor- RAC Enterprise, 10 Royal Place a printing system. Patent no. Filed June 4. Drive, Danbury 06811, c/o Asim 8,203,750 issued to Daniel Bray, Kardamis, Dean, Fairfield, by 96B Stoneridge Road, Bridgeport walk 06854, c/o Aurelio Gomez. Ceylan. Filed May 30. Rochester, N.Y. and Aaron M. Bur06606, c/o John Ulysse Jr. Filed Filed May 25. Dean Kardamis. Lender: The Bank ry, Ontario, N.Y. Assigned to Xerox of Fairfield, Fairfield. Property: June 5. Corp., Norwalk. 28 Thorpe St., Fairfield. Amount: $200,000. Filed May 30. Duke Pools, 11 Jansen St., Danbury 06810, c/o Thomas Kesney. Made in Bridgeport, 955 Connecticut Ave., No. 1212, Bridgeport Filed May 17. 06607, c/o Robin Jopp. Filed May 30.

on the record Compensation for transient heating of laser mirrors. Patent no. 8,201,954 issued to: Adrian Papanide, Shelton; Leon A. Newman, Glastonbury; and Lanny Laughman, Bolton. Assigned to Coherent Inc., Santa Clara, Calif. Device and method for providing payouts based on activity and ranks of other gaming sessions. Patent no. 8,202,157 issued to: John M. Packes Jr., Hawthorne, N.Y.; James A. Jorasch, Stamford; Jay S. Walker, Ridgefield; and Michael D. Downs, Stamford. Assigned to Zynga Inc., San Francisco, Calif.

Inkjet ejector having an improved filter. Patent no. 8,201,928 issued to: Bradley J. Gerner, Penfield, N.Y.; John R. Andrews, Fairport, N.Y.; Bryan R. Dolan, Rochester, N.Y.; Pinyen Lin, Rochester, N.Y.; and Antonio DeCrescentis, Rochester, N.Y. Assigned to Xerox Corp., Norwalk. In-line linear variable filterbased spectrophotometer. Patent no. 8,203,769 issued to: Robert Paul Herloski, Webster, N.Y.; Jagdish Tandon, Fairport, N.Y.; and Martin Edward Hoover, Rochester, N.Y. Assigned to Xerox Corp., Norwalk.

Document changes. Patent no. 8,205,150 issued to: Geoffrey M. Gelman, Brooklyn, N.Y.; Dean P. Alderucci, Westport; Gregory P. Manning, New York City; and Michael D. Brinton, White Plains, N.Y. Assigned to CFPH L.L.C., New York City.

Mailer forms for forming outgoing mailers having an integrated return mail piece. Patent no. 8,201,725 issued to Michael Clark Dyer, Irvine, Calif. Assigned to Moore Wallace North America Inc., Stamford.

Electrocomposite coatings for hard-chrome replacement. Patent no. 8,202,627 issued to: Robert Z Reath, Easton; Amitava Datta, East Greenwich, R.I.; and John D. Carpenter, Stratford. Assigned to USC L.L.C., Stratford.

Management and delivery of audiovisual content items that correspond to scheduled programs. Patent no. 8,205,227 issued to: Eric E. Del Sesto, Lafayette, Calif.; Tony T. Chan, Dublin, Calif.; and Michael Luton, Alameda, Calif. Assigned to Frontier Communications Corp., Stamford.

Grill brush. Patent no. 8,202,016 issued to Michael Wales, Riverside. Method and apparatus for automatic corotron cleaning in an image-production device. Patent High-strength, light-weight co- no. 8,204,399 issued to: Robert Arrona wires using carbon nano- nold Gross, Penfield, N.Y.; Michael tube yarns, a method of charging Nicholas Soures , Webster, N.Y.; and a photoreceptor and a charging John Chinnici, Rochester, N.Y. Asdevice using nanotube yarns. signed to Xerox Corp., Norwalk. Patent no. 8,204,407 issued to Michael F. Zona, Holley, N.Y. and Kock-yee Law, Penfield, N.Y. As- Method and apparatus for measigned to Xerox Corp., Norwalk. suring color-to-color registration. Patent no. 8,204,416 issued to James P. Calamita, Spencerport, High-performance digital image N.Y. and Robert P. Loce, Webster, memory allocation and control N.Y. Assigned to Xerox Corp., system. Patent no. 8,205,020 issued Norwalk. to: Brian Richard Caffee, Farmington, N.Y.; Scott Charles Warner, Ontario, N.Y.; Louis Ba La, Webster, Method and apparatus for N.Y.; and Theresa Michelle Marco- monitoring device status. Patent ni, Penfield, N.Y. Assigned to Xerox no. 8,204,199 issued to: James A. Corp., Norwalk. Jorasch, Stamford; Jay S. Walker, Ridgefield; Magdalena M. Fincham, Norwalk; John B. Dickerson, Inclusion-free uniform semi- Syracuse, N.Y.; Marc D. Kessman, insulating group III nitride sub- Pound Ridge, N.Y.; Geoffrey M. strates and methods for making Gelman, Stamford; Stephen C. Tulsame. Patent no. 8,202,793 issued ley, Fairfield; and Dean P. Alderucci, to: Edward A. Preble, Raleigh, Stamford. Assigned to HewlettN.C.; Denis Tsvetkov, Morrisville, Packard Development Company, N.C.; Andrew D. Hanser, Raleigh, L.P., Houston, Texas. N.C.; N. Mark Williams, Raleigh, N.C.; and Xueping Xu, Stamford. Assigned to Kyma Technologies Inc., Raleigh, N.C.

Method and system for processing scanned patches for use in imaging device calibration. Patent no. 8,203,768 issued to R. Victor Klassen, Webster, N.Y. Assigned to Xerox Corp., Norwalk.

Printer-profiling methods, apparatus and systems for determining device and gain matrix values. Patent no. 8,203,752 issued to: Martin S. Maltz, Rochester, N.Y.; Alvaro Enrique Gil, Rochester, N.Y.; and Lalit Keshav Mestha, Fairport, N.Y. Assigned to Xerox Corp., Method and system for recov- Norwalk. ering high-power output operation of high-temperature fuel cells using a rapid load-recovery Producing postscript bitmap procedure. Patent no. 8,202,661 images with varying degrees of issued to: Joseph Daly, Bethel; Wil- transparency. Patent no. 8,203,742 liam Livingood, Niskayuna, N.Y.; issued to Glenn K. Smith, Webster, Ramakrishnan Venkataraman, N.Y. Assigned to Xerox Corp., New Milford; and Mohammad Fa- Norwalk. rooque, Danbury. Assigned to FuelCell Energy Inc., Danbury. Removing bias from features containing overlapping embedMethod and system for set-point ded grammars in a natural lansharing and purchasing. Patent guage understanding system. no. 8,203,737 issued to: Anthony Patent no. 8,204,738 issued to Ilya Salvatore Condello, Webster, N.Y.; Skuratovsky, Stamford. Assigned Augusto Barton, Webster, N.Y.; and to Nuance Communications Inc., David J. Gervasi, Pittsford, N.Y. As- Burlington, Mass. signed to Xerox Corp., Norwalk.

System and method for providing a textual representation of an audio message to a mobile device. Patent no. 8,204,748 issued to Denys M. Proux, France and Eric H. Cheminot, France. Assigned to Xerox Corp., Norwalk.

Scheduling for real-time garbage collection. Patent no. 8,205,203 issued to: Joshua Seth Auerbach, Ridgefield; David Francis Bacon, New York City; Perry Cheng, New York City; and David Paul Grove, Ridgefield. Assigned to International Business Machines Corp., Armonk, N.Y.

Two-color IOI drum module enabling N-color monochrome, highlight, full color, phototone color and extended color architectures. Patent no. 8,204,403 issued to: William J. Nowak, Webster, N.Y.; Dale R. Mashtare, Bloomfield, N.Y.; Thomas C. Hollar, Penfield, N.Y.; Daniel W. Costanza, Webster, N.Y.; and Robert P. Loce, Webster, N.Y. Assigned to Xerox Corp., Norwalk.

Method for image segmentation based on block clustering for improved processing of touching characters. Patent no. 8,204,306 issued to Zhigang Fan, Webster, N.Y. Assigned to Xerox Corp., Norwalk. Multicompany business accounting system and method for same,including financial reporting. Patent no. 8,204,803 issued to Roy Howard Gelerman, Weston. Assigned to Hantz Group Inc., Southfield, Mich. Nano-diamond containing intermediate transfer members. Patent no. 8,202,607 issued to Jin Wu, Webster, N.Y. Assigned to Xerox Corp., Norwalk. Polymers of napthalene tetracarboxylic diimide dimers. Patent no. 8,202,674 issued to: Timothy P. Bender, Canada; John Graham, Canada; and James M. Duff, Canada. Assigned to Xerox Corp., Norwalk. Pouch used to deliver medication when ruptured. Patent no. 8,201,720 issued to Thomas R. Hessler, Bethel. Assigned to Tyco Healthcare Group L.P., Mansfield, Mass. Power-cable management system. Patent no. 8,201,760 issued to Edwin J. Sauser, Monticello, Iowa. Assigned to Terex USA L.L.C., Westport.

Systems, methods and apparatus for facilitating multiround lottery play. Patent no. 8,202,152 issued to: Jay S. Walker, Ridgefield; Zachary T. Smith, Norwalk; Russell P. Sammon, San Francisco, Calif.; Stephen C. Tulley, Monroe; and Jeffrey Y. Hayashida, San Francisco, Calif. Assigned to Walker Digital L.L.C., Stamford. Temporal events analysis employing tree induction. Patent no. 8,204,843 issued to Guillaume Bouchard, France and Jean-Marc Andreoli, France. Assigned to Xerox Corp., Norwalk.

Simulation auction for public offering. Patent no. 8,204,821 issued to William E. Staib, Coralville, Iowa and F. Burke Dempsey, Green- Variable force nip assembly. Patwich. Assigned to Well Auctioned ent no. 8,201,824 issued to: Joannes N. M. deJong, Hopewell Junction, L.L.C., Greenwich. N.Y.; Lloyd A. Williams, Mahopac, N.Y.; and Matthew Dondiego, West Spatially based transformation Milford, N.J. Assigned to Xerox of spot colors. Patent no. 8,204,303 Corp., Norwalk. issued to: Edul N. Dalal, Webster, N.Y.; Patrick R. Harrington, Rochester, N.Y.; and Wencheng Wu, Vector half-toning in an imWebster, N.Y. Assigned to Xerox age path utilizing sub-sampled cross-channel image values. PatCorp., Norwalk. ent no. 8,203,760 issued to: Peter A. Crean, Webster, N.Y.; Robert Sterile surgical drape. Patent no. P. Loce, Webster, N.Y.; and Edgar 8,202,278 issued to: Joseph P. Or- Bernal, Webster, N.Y. Assigned to ban III, Norwalk; Lisa W. Heaton, Xerox Corp., Norwalk. Huntington; S. Christopher Anderson, San Francisco, Calif.; and Thomas G. Cooper, Menlo Park, Waste dry ink system with Calif. Assigned to Intuitive Surgi- pressure equalizing hermetical Operations Inc., Sunnyvale, cally sealed outer box. Patent no. 8,204,425 issued to: Jorge M. Calif. Rodriguez, Webster, N.Y.; Ali R. Dergham, Fairport, N.Y.; Scott M. System and method for control- Dailey, Webster, N.Y.; and Mark A. ling a digital video recorder in Adiletta, Fairport, N.Y. Assigned to response to a telephone state Xerox Corp., Norwalk. transition. Patent no. 8,204,354 issued to: Paul Alexander, Sanford, N.C.; Christopher P. Williams, Oak Writing erasable paper using Hill, Va.; Kenneth Gould, Herndon, thermal printhead and UV ilVa.; and David Christman, Row- lumination. Patent no. 8,203,583 ayton. Assigned to Time Warner issued to Michael John Wilsher, Great Britain. Assigned to Xerox Cable Inc., New York City. Corp., Norwalk.

26 Week of July 2, 2012 â&#x20AC;˘ Fairfield County Business Journal a division of Westfair Business Publications â&#x20AC;˘ www.westfaironline.com

FACES& PLACES A night for winners Keynote speaker and Olympic gold-medalist Donna de Varona praised the dedication and accomplishments of the honorees recognized during the Fairfield County 40Under40 Fields of Achievement Awards Program. The event, held June 21 at High Ridge Park Corporate Center in Stamford, was presented by the Fairfield County Business Journal and partners. The award winners and their families, friends and colleagues were on hand for the evening that included Dr. Bill Evans, senior meteorologist with ABC News, serving as master of ceremonies.

Photography by Bob Rozycki (All identifications are from left, unless otherwise noted.) 1. Bill Evans and Donna de Varona 2. Carol Wilder-Tamme and Ron Dragotta 3. Jaclyn Podlaski 4. Liz Squillace 5. Zvi Laurence Cole 6. Kevin Kiss, Hank Muratovic and Jon Nash 7. Sue and James Reed 8. Jodi Gutierrez and Karolina Graves 9. Marlys Rizzi and Dane Reichenbach 10. Krista Ruggles

10. FAIRFIELD COUNTY BUSINESS JOURNAL â&#x20AC;˘ Week of July 2, 2012 27

StaY FIt For LIFe

A roundtable conversation presented by the Business Journals and WAG magazine. covering all you need to know about what you need to do to stay fit, our panel of experts will answer all your questions.

PaNeL DANY BERGHOFF, vice president, business development, 21 Sports & Entertainment Group Inc. DR. TIM GREENE, orthopaedic surgeon, Orthopaedic and Neurosurgery Specialists, Greenwich ElYcE JAcOBsON a.k.a Chef E; owner of Good Taste and Skinny Buddha

As an added feature, the Bruce Museum has invited all guests to a guided tour of its magnificent Olympic exhibition, “The Olympic Games: Art, culture & sport.”

JuLY 26

BRucE MusEuM 1 MusEuM DRIVE GREENWIcH 11:30 BuFFET luNcH BY DAVID’s sOuNDVIEW cATERING NooN PROGRAM BEGINs

DR. ERIKA scHWARTZ, internist, bioidentical hormones, conventional and integrative medicine expert, Age Management Institute cAITlIN VAssEllO, Tier 4 trainer, Equinox Moderator ElIZABETH BRAcKENTHOMPsON, partner, Thompson and Bender, Briarcliff Manor

Sponsor

Register now. space is limited. Email Beverly Visosky at bvisosky@westfairinc.com or go to westfaironline.com/fitness Westfair communications Inc.: Westchester County Business Journal Fairfield County Business Journal • HV Biz • WAG