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FAIRFIELD COUNTY

BUSINESS JOURNAL YOUR ONLY SOURCE FOR REGIONAL BUSINESS NEWS | westfaironline.com

August 5, 2013 | VOL. 49, No. 31

FCBJ this week SAC FALLOUT? The feds are getting more aggressive on insider trading… 3 ECONOMICS RETHOUGHT Sacred Heart students go beyond textbooks to produce hard data … 17 TO HATCH AN INCUBATOR The public and private sectors will team at Fairfield U. to promote business … 18

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Gov. Dannel P. Malloy in Stamford.

The fight over schools, standardization, Vallas absence of education credentials is an issue

BY JENNIFER BISSELL jbissell@westfairinc.com

S

uperintendent Paul Vallas is either saving Bridgeport’s public schools or is unfit to lead, piloting the district on a crash course to disaster.

For better or worse, his supporters and detractors can agree on one thing: Vallas is bringing a business sense to managing the troubled school system.

In the last 18 months, Bridgeport Superintendent Paul Vallas has closed the district’s $12 million budget deficit, increased school funding, created plans to open five new schools and purchased laptops and new textbooks. He’s done so without any layoffs.

Vallas said he’s been able to balance the budget primarily by implementing a business-like approach through standardization, streamlining and testing.

He’s instituted methods for purchasing in bulk, monitoring employee overtime and adjusting bus pick-up times to save millions of dollars.

“I make no apologies for bringing modern business practices into the district,” Vallas said. “There were probably a hundred things the district could have been doing more efficiently, costing money and contributing to the inefficiencies of the district.”

The Bridgeport school system has the largest achievement gap in the nation, two thirds of the schools are failing and only 10 percent of third graders are reading at proficiency, Vallas said. In addition, Bridgeport residents pay some of the highest property taxes in the state.

To his critics, Vallas may be too business minded. Individuals from the Connecticut Working Families Party, which has organized the lead campaign to kick Vallas out of his position, have even accused him of corruption. They say he’s failed to turnaround schools in his previous roles and is trying to privatize the system to generate profits for a select few.

The campaign to fire him is intensely heated. A retired judge and education activist filed a lawsuit in April contending he is unqualified for the position.

By state statute, a superintendent must hold an education degree, which Vallas does not. He was hired based on his experience instead.

Mayor Bill Finch, left, at a recent school-themed security event.

“The clock is ticking. A child’s life direction can be altered in a single semester. There’s no wasting time.”

– Paul Vallas

“Testing causes teachers to teach what is tested and to neglect what is not tested.”

– Diane Ravitch

Superior Court Judge Barbara Bellis ruled in July he was unfit for the position; however the state Supreme Court has agreed to hear the case by the end of the summer. Bridgeport Mayor Bill Finch said Vallas has his support.

The school system is planning to open three academies focused on science, technology, math and engineering, a military academy and an alternative learning school for struggling students.

Bridgeport students can now take college courses at nearby universities as well.

“I want to keep Paul Vallas here fighting for our kids,” Finch said in a

2 Week of August 5, 2013 • Fairfield County Business Journal

statement after the court ruling. “I’m confident an impartial, higher court will give Bridgeport kids some of the justice they have long deserved.”

However Lindsay Farrell, an executive director of the Working Families Party, said she fears Vallas is too profit driven and that his budgetary techniques will land the schools into further debt once he’s gone, as is now the case in the Chicago and Philadelphia school districts where Vallas previously worked.

“We don’t want to be sitting here, 10 years from now, trying to undo the damage,” Farrell said.

However Vallas denies he is to blame for the budgetary issues in Chicago and Philadelphia. It’s been several years since he’s worked at either district and both have had several superintendents since he left. He also denied the claims he’s trying to privatize the Bridgeport school system by opening charter schools, which he did in New Orleans after Hurricane Katrina when the public school system was wiped out.

“If they can’t attack your record they have to reinvent it,” he said. “If you repeat it enough, people think it’s true.”

Vallas said often the accusations against him are so outlandish they don’t merit a response. The Working Families Party has accused him of working only part time so he can tend to his education consulting firm The Vallas Group, and of awarding contracts to people he personally knows through his business.

Vallas has denied these claims as well.

“My time really needs to be spent implementing these reforms,” he said.

“The clock is ticking. A child’s life direction can be altered in a single semester.

There’s no wasting time.”

Education experts differ on many of Vallas ideas. Some say change takes time and that Vallas is moving too quickly. Others dislike his efforts to streamline curriculum without discussing the issue with teachers. Many more argue against the idea of testing more all together.

“Testing causes teachers to teach what is tested and to neglect what is not tested,” said Diane Ravitch, an education policy analyst and research professor at New York University. “Schools reduce time for or eliminate the arts, physical education, history, civics, science, etc. because they are not tested.

When scores matter so much, people cheat. Teachers teach to the test. None of this is good education.”

Ravitch, who is the author of several education books, said she couldn’t comment on Bridgeport schools specifically, but said Vallas is “no saint,” repeating the problems seen in Chicago and Philadelphia.

“I like to put my ear plugs in and focus on the mission ahead,” Vallas said.

“I think what we’ve accomplished in short order has been remarkable.”

Prosecutorial zeal feds lose shyness battling insider deals

BY JENNIFER BISSELL jbissell@westfairinc.com

F

ederal prosecutors may no longer be shy about prosecuting corporations for fear they may close.

As evidenced by the SAC Capital Advisors indictment, a possible sea change is ahead, said Stanley A. Twardy, a former federal prosecutor and managing partner at Day Pitney L.L.P. in Stamford.

“The government believes the culture of SAC is one that tolerates insider trading and the government has concluded that shouldn’t be allowed,” said Twardy, who specializes in white collar crime. “It could set a precedent that hedge funds and other businesses where there is a repeated pattern of criminal conduct will not be tolerated.”

Late last month the federal government charged SAC with criminal responsibility for insider trading. Preet Bharara, the U.S. Attorney for the Southern District of New York, accused the company of actively recruiting people with insider information and permitting a systemic insider trading scheme from 1999 to 2010.

The indictment lists eight former employ-

ees charged with misconduct, including six employees who have already pleaded guilty. Each is expected to testify in court.

SAC representatives have denied the claims, stating they’ve never encouraged, promoted or tolerated insider trading.

Additionally the firm, based in Stamford, said the actions of a handful of men with criminal charges don’t reflect the principals of the thousands who have worked at the fund.

If found guilty, the firm will likely pay a penalty equal to the amount of earnings gained from any insider trading deals, which could amount to a few billion dollars. At the beginning of the year the fund managed $15 billion in assets; however, in the last few months investors have pulled out roughly $5 billion as the government publically announced interest in the firm.

“I think people are going to see a battle here between two giants: the U.S. government and SAC,” Twardy said. “The government has a case. There’s probable cause that they can get a conviction but they’ll get a lot of pushback from the company. They’re legal team is second to none. It’s not going to be easy.”

Twardy said previously the govern-

GO... or stay

ment has been more hesitant to charge companies after criminal employee convictions. Since the U.S. Department of Justice in 2002 indicted Enron’s accounting firm, Arthur Andersen L.L.P., and it buckled, the government has been more cautious. About 28,000 people lost their jobs at Arthur Andersen.

But now prosecutors may not be as hesitant.

Prosecutors will weigh the damage an indictment will have on innocent third parties, such as stakeholders, investors and employees. And in the case of SAC, they must have decided it was worth pursuing, Twardy said.

Last year a small hedge fund in New Jersey was also indicted.

“These are serious charges and there’s no way SAC is laughing it off,” Twardy said. The company’s 1,000 employees, many of whom are in Stamford, could be tainted. Its founder and owner, Steven A. Cohen, could be barred from trading.

For other hedge funds, the indictment is an opportunity to gain SAC’s clients; however, it is also a warning that firms with a history of employee misconduct will be prosecuted.

Twardy said it was unlikely SAC employees would be able to easily migrate to other funds that have managed to keep a clean house thus far.

“there’s probable cause that they can get a conviction but they’ll get a lot of pushback from the company. they’re legal team is second to none. it’s not going to be easy.”

– Attorney Stanley A. Twardy on the government’s case against SAC Capital Advisors

As for further government regulation of the industry, Twardy said it will be difficult to tell what Congress might do until further evidence is collected.

“Congress has been looking at (hedge funds) for quite awhile with all the publicity that’s surrounding them,” he said.

“You never know what Congress will do.”

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of August 5, 2013

3

PERSPECTIVES

T

ABCs of cybercrime

his issue with its education section serves as an additional reminder that you’re never too old to learn.

The Greenwich Chamber of Commerce recently endeavored to teach about cybercrimes that have not yet happened and how to prevent them from happening, for which we offer praise.

You never imagined as a child daydreaming about the end of school that the waste pail by the blackboard would prove a road to riches for the scurrilous loafer at the back of the class. For all life’s prognosticators, not a single one of them told us back in the day that we’d be shredding our garbage in the 21st century. Dick Tracy taught generations how to spot crooks with his “Crimestoppers” tips; not

a single one works for illicit PIN-reading software.

The Greenwich Chamber of Commerce, in taking note of the plague, responded. Last week the chamber scheduled “Combating Identity Theft and Retail Fraud” at the Greenwich Public Safety Complex. The chamber’s partners were the Greenwich Police Department and the CT Financial Crimes Task Force.

We called Marcia A. O’Kane, executive director of the host Greenwich Chamber of Commerce seeking her take.

“Identity theft and retail fraud is ubiquitous and the trend is rising,” she told us via email, citing a recent statistic by the CT Financial Crimes Task Force.

“Therefore, it is timely that Greenwich

Chamber will be presenting the topics of counterfeit currency, counterfeit credit/ debit card, network intrusions into retail business and ATM/credit card skimming to our town businesses and residents.

We will be having speakers from the Task Force and from Greenwich Police to advise both residents and retailers as to how they can become more aware and to thwart such crimes before they happen.”

A modern barometer of an issue’s importance is an easy-to-use website – exactly the case with the Attorney General George Jepsen’s identity theft website, which offers point-and-click options like “If you are victimized” and “Fictitious IRS forms and bogus bank letter alert.”

Check it out – it’s educational.

Jumpstarting job growth During a visit to Amazon.com’s distribution warehouse in Chattanooga, Tenn., on July 30, President Barack Obama spoke about cutting corporate tax rates in exchange for an increase in spending on jobs programs.

Here are some excerpts from his speech: “So I’ve come here today to talk a little more about something I was discussing last week, and that’s what we need to do as a country to secure a better bargain for the middle class – a national strategy to make sure that every single person who’s willing to work hard in this country has a chance to succeed in the 21st century economy.

“So I’m willing to simplify our tax code – closes those loopholes, ends incentives to ship jobs overseas, lowers the rate for businesses that are creating jobs right here in America, provides tax incentives for manufacturers that bring jobs home to the United States. Let’s simplify taxes for small business owners, give them incentives to invest so they can spend less time filling out complicated forms, more time expanding and hiring.

“But if we’re going to give businesses a better deal, then we’re also going to have to give workers a better deal, too. I want to use some of the money that we save by closing these loopholes to create more good construction jobs with infrastructure initiatives that I already talked about. We can build a broader network of high-tech manufacturing hubs that leaders from both parties can support. We can help our community colleges arm our workers with the

skills that a global economy demands. All these things would benefit the middle class right now and benefit our economy in the years to come.

“Here’s the bottom line: I’m willing to work with Republicans on reforming our corporate tax code, as long as we use the money from transitioning to a simpler tax system for a significant investment in creating middle-class jobs. That’s the deal.

“And I’m just going to keep on throwing ideas out there to see if something takes.

I’m going to lay out my ideas to give the middle class a better shot. But now it’s time for Republicans to lay out their ideas. If they’ve got a better plan to bring back more manufacturing jobs here to Tennessee and around the country, then let them know – let me know. I want to hear them. If they’ve got a better plan to create jobs rebuilding our infrastructure or to help workers earn the high-tech skills that they need, then they should offer up these ideas.

“But I’ve got to tell you, just gutting our environmental protection, that’s not a jobs plan. Gutting investments in education, that’s not a jobs plan. They keep on talking about this – an oil pipeline coming down from Canada that’s estimated to create about 50 permanent jobs – that’s not a jobs plan. Wasting the country’s time by taking something like 40 meaningless votes to repeal Obamacare is not a jobs plan.

“So let’s get serious. Look, I want to tell everybody here the truth. And you know, look, I know that the politics for Obama aren’t always great in Tennessee. I under-

4 Week of August 5, 2013 • FairField County Business Journal

stand that. But I want everybody to just hear the honest truth. I’ve run my last campaign, so I don’t need to spin.

“And here’s the truth – there are no gimmicks that create jobs. There are no simple tricks to grow the economy. Growing the economy, making sure that the middle class is strong is like getting in shape. You can’t just go on the muffin and doughnut diet and the latest fad and lose weight. You’ve got to work out and you’ve got to eat better.

Well, the same is true for our economy. The same is true for helping the middle class.

“We’ve got to have a serious, steady, long-term American strategy to reverse the long-term erosion of middle-class security and give everybody a fair shot. And we know what we have to do. It involves education. It involves infrastructure. It involves research. It involves good energy policy.

And we just have to stay at it – more good jobs that pay decent wages, a better bargain for the middle class, an economy that grows from the middle out. That’s got to be our focus.

“We can’t be getting into a whole bunch of fads and pretend like you roll back Obamacare and suddenly all these jobs are going to be created, because the middle class was struggling before I came into office. The middle class was losing ground before I came into office. Jobs were getting shipped overseas before Obamacare was in place. So we’ve got to be honest. We’ve got to be honest about the challenges we face, but also the opportunities that are out there.”

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Citrin Cooperman Corner Is the Finish Line in Sight?

BY MICHAEL A. TOLLA, CPA CITRIN COOPERMAN According to a recent study by the Exit Planning Institute, as many as 75 percent of all business owners don’t have an exit strategy.

And in another telling report, while 96 percent of business owners who are boomers agreed that having an exit strategy was critical, 87 percent did not have a written plan.

What all of this adds up to is an exit strategy crisis.

Allie J. Gamble, Lena DiGenti and Shawn M. Skehan of Plan B Burger in the former Fairfield Post Office building that will house the chain’s next restaurant this fall.

Flipping for Plan B burger company hires and nurtures differently

BY PatRIck GaLLaGhER

W

hat’s your favorite thing to cook? Tell us about the last party you hosted in your personal life. What languages do you speak?

For those seeking a position with Plan B Burger Bar, a small-but-growing burger chain owned by Hartford-based Locals 8 Restaurant Group, creativity scores bonus points.

Applicants selected to move onto the next step in the hiring process are presented with a whole new set of hoops to jump through. Literally.

Plan B Burger’s unique twist on hiring, which includes participation in a series of field-day-like activities, means management has a deeper understanding of its future employees than the run-of-the-mill restaurant.

Being able to foster a strong culture among its employees — from line cooks to bartenders to hosts and hostesses — has been instrumental in Plan B Burger’s growth, Locals 8 Restaurant Group cofounders Allie (Al) J. Gamble and Shawn M. Skehan say.

“Our employees — they are our business. Without them …” Skehan said, trailing off.

By all accounts, that belief has been well founded.

Plan B Burger was named to Inc. magazine’s annual 500/5000 list in 2010, 2011 and 2012. The chain, which was found-

ed in 2006 and has restaurants in West Hartford, Glastonbury, Simsbury, Milford, Stamford and Springfield, Mass., ranked No. 370 on the most recent Inc. 500/5000 with revenue growth of more than 1,000 percent from 2008 to 2011.

Inc. magazine ranks Plan B Burger as the No. 1 hirer in Connecticut and the eighth-fastest growing company in the state.

The seventh Plan B Burger is scheduled to open at 1262 Post Road in Fairfield this fall, where the company will add between 80 and 85 workers to its current workforce of about 480. An eighth will open next spring in Washington, D.C., marking the chain’s first foray outside New England.

Plan B Burger is not a quick-service restaurant or QSR, the co-founders emphasized. Gamble and Skehan got their start in the bar industry and started Plan B Burger as a burger bar specializing in organic, locally sourced products complemented by craft beer and craft bourbon.

“The plan was always to have a burger bar,” Gamble said. “The bar environment was important to us. That’s how we fill a niche between fine dining and QSR.” Lena DiGenti, director of brand strategy for Plan B Burger, said the key to the company’s growth lies in its professional development successes.

I see this all the time in my work with business owners. As they reach retirement age, they are faced with the big question: What do I do with my business? The answer to this question is not easy because it involves complex emotional and financial issues that have to be considered to achieve the results the owner wants and needs.

It is perfectly understandable that the first response is often a state of denial. “I am in good health and I feel fine. And besides, seventy is the new sixty-five.”

But after they get over the initial shock and we discuss it in more detail, we begin to address the options available depending upon their type of business and their financial needs. These include: gifting the business, selling the business, a merger, and the dream of many entrepreneurs, making millions of dollars by taking the company public with an initial public offering (IPO).

GIFT THE BUSINESS TO THE NEXT GENERATION: In developing a plan to give the business to the next generation, the owner has to consider his children’s capabilities, their desires, who should be in charge, and how to groom them to be his successors.

Also, if some of his children are not in the business, he is faced with what to do for them in an attempt to be fair. Prenuptial agreements and in-laws add another layer of complexity. Communication between all of the family members is very important for this to be successful.

The owner also has to look at possible gift taxes and have the business valued by a professional. If the owner is married and the spouse agrees to join in splitting the gift and the business is valued at under $10,500,000, the business can be gifted without any federal gift taxes.

SELL THE BUSINESS: A plan to sell the

business will focus on whom to sell the business to and how to structure the sale.

The company’s business entity will affect its tax consequences. For example, a C corporation that sells its assets will result in the corporation paying income taxes on the sale, and the stockholder when receiving the proceeds, paying income tax.

MERGER: The owner can merge his company with another company. Together, the two companies will enjoy synergies and other possible benefits such as reduced costs, new talent and expertise, new service lines or products, and reduced competition. A key element of the successful merger is compatible cultures of the two companies so everyone works together as one team.

IPO: The IPO dream can be achieved by attracting an underwriter who believes there will be a market demand for people to invest in the company. It used to be only large, financially strong companies could go public, but the dot-com craze of the internet companies of the late 1990’s showed any company can do it when investors get caught up in the excitement.

Any one of the exit plans noted above may also include the owner receiving additional cash from a consulting contract or a covenant not to compete agreement.

Every day for the next sixteen years, more than 10,000 baby boomers will turn sixtyfive. It is clearly time for the baby-boomer business owner to blow the dust off of his original exit strategy that was part of his business plan when he started the business and update and modify it. If the owner does not have an exit plan, now is the time to put the plan together to achieve what will be best for the owner and his family to successfully cross the finish line.

The next Citrin Cooperman Corner column focusing on financial ratios will appear on this page on September 8, 2013.

About the author: Michael A. Tolla is a Partner based in Citrin Cooperman’s Connecticut office. He has more than 35 years of diversified accounting, auditing, taxation, and business consulting experience.

Mike can be reached by phone at (203) 847-4068 or via email at mtolla@citrincooperman.com.

Citrin Cooperman is a full-service accounting and business consulting firm with offices in White Plains, NY; Norwalk, CT; New York City; Livingston, NJ; and Philadelphia.

A MESSAGE FROM CITRIN COOPERMAN

» Plan B, page 10

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of August 5, 2013

5

ask andi

BY aNDI GRaY

The long-term take on sustaining a business not moving as fast as i used to. as i get older, i realize it’s no longer about working harder; i have to work smarter and more efficiently to keep the business moving forward. this is about more than me, as owner. there are good people here. they’ve helped to get me and the business to where we are today. What happens to them when i’m no longer able or willing to put everything i’ve got into the business? thoUGhtS oF thE DaY: It’s never too late to change. Building a business that survives past the current owner yields dividends that the owner many not have originally imagined. Make sure you put in the effort, acquire the training, and allow the time needed to achieve your vision.

Over long timeframes the statistics continue to tell the story. Only one business in four survives the 10-year mark.

Of those, only one in three survives to the second generation. Odds are, the typi-

cal business won’t make it to becoming a legacy business. Why is that?

Entrepreneurs are wired to behave a specific way. Pitch in, make things happen, be responsible. They provide direction and knowledge in order to get the business off the ground. And they put in extra time and effort to make ends meet.

This resourcefulness and dedication to hard work are essential to a business’ early success.

When something happens to the owner, whether age, interest, illness, accident, whatever life may bring, the business stands vulnerable. It has good people, but the driving force is gone. Its proven ability to sell to customers and make a profit is overwhelmed by the lack of long-term planning. Employees who are looking for leadership and answers are unsure about what to do next. Competitors will take advantage of a stalled business that seems to have lost its way.

Shifting the business from the one owner strategy to a legacy takes leadership, vision and a dedicated team prepared to accurately evaluate and withstand challenges.

Assess the team. Are they on a mission? Or is this just a job? Assemble the team around an ideal set of core values and purpose. Help them to gain purpose

by asking them to engage with building the company’s future.

Let’s start with leadership. It’s a 180-degree turn for entrepreneurs. Instead of doing, leaders need to step back so that others can step up. They guide rather than direct, influence rather than control.

Learning how to do that takes time, practice, instruction and insight. Hire a coach.

Define the vision of the business – by working with a team of employees. It’s no longer about what will satisfy the owner.

It’s what will motivate and be rewarding to people throughout the company. Make it about more than a job and a paycheck by asking employees to define what they do day-to-day and how it relates to a higher purpose in the world.

Guide the process. Get the next generation of leaders ready to successfully run the business of the future. Teach them to have courage as they face challenges. Give them room to learn by trial and error.

Get people the education they need to run a business two to three times the size.

Deliberately build a team with complementary skills in sales, finance, marketing, operations, human resources and strategic planning.

Think through the rewards structure.

Someday you are not going to be here to own this company. Who will own it then?

Will it be worth owning? Companies do better in consistency and profit when the shareholders reside within the company.

Work out a plan to transition ownership to the people who run the company, now and in the future.

Want to bring in your children? Make sure it’s their choice. Demand they bring assets and value to the table. Define their path to leadership just as you would any other employee.

Think of the change as a journey.

You’ll have ups and downs along the way.

Creating a company where other people can participate, be rewarded for their efforts, and work on building the follow on generation – there’s your legacy!

Looking for a good book? “A Leader’s Legacy,” by James M. Kouzes and Barry Z. Posner.

Andi Gray is president of Strate�y Leaders Inc., strate�yleaders.com, a business consulting �irm that specializes in helping entrepreneurial �irms grow. She can be reached by phone at (877) 238-3535.

Do you have a question for Andi? Please send it to her, via e-mail at AskAndi@ Strate�yLeaders.com or by mail to Andi Gray, Strate�y Leaders Inc., 5 Crossways, Chappaqua, NY 10514. Visit AskAndi.com for an entire library of Ask Andi articles.

connecticut’s low-competition run in gambling could end When Foxwoods was founded in 1986 it was little more than a bingo parlor. Table games arrived in 1992, the same year Mohegan Sun was founded. Foxwoods was soon on a trajectory toward 4,700,000 square feet of entertainment and chance.

Mohegan Sun, meantime, would come to boast one of the largest casinos in the country, more than 360,000 square feet.

Together, the two casinos enriched state coffers by more than $300 million in each of the last two years, and by more than $6 billion since they began operating, albeit witnessing a 4 percent downturn between 2011 and 2012.

The competition next door in New York, meantime, remained tepid: a Native American casino near Utica called Turning Stone began in 1993 and little else followed as a succession of upstate gambling initiatives crashed before beginning. Today there are six Native American gaming sites and nine racinos in New York, with Empire City in Yonkers a brief Interstate shot from Fairfield County.

And Connecticut’s competition could get a lot hotter than during those long-ago, low-competition days of the Milford and Hartford jai-alai gaming sites, which closed in the 1990s.

It will be up to New York voters to decide the future of casino gambling in the state.

Gov. Andrew M. Cuomo did his part Tuesday to create gaming resorts in the Catskills and two other upstate regions when he signed the Upstate NY Gaming Economic Development Act. The comprehensive law, adopted by state legislators in June, would establish four destination gaming resorts to boost tourism and economic development in selected areas.

The gaming proposal must be approved by voters in a referendum on the November ballot.

The law authorizes gaming resorts to be built in the Hudson Valley– Catskills area, the Capital District-Saratoga area and the Central-Southern Tier. A special siting board appointed by the state Gaming

6 Week of August 5, 2013 • FairField County Business Journal

Commission will set minimum capital expenditures required of competing developers and make its selections based on the impact the projects would have on business development and employment in regions and local communities.

The Catskills or another region could have two casinos if determined by the siting board.

Gaming resorts will not be allowed in Westchester, Rockland and Putnam counties, New York City and Long Island.

If referendum voters reject the measure, the Gaming Commission can select one video lottery gaming facility development for each of the Capital District, Central-Southern Tier and Catskills regions and in Nassau County.

If the referendum passes, 10 percent of the state’s tax revenues from the casinos will be split equally between the host municipality and the host county, while another 10 percent will go to other counties in the region of the destination resort.

The remaining 80 percent of state tax

revenues will be used statewide for elementary and secondary education or property tax relief. The educational aid will be in addition to the state’s existing allocations of aid to school districts.

Cuomo in a press release said the new law “will bring the state one step closer to establishing world-class destination gaming resorts that will attract tourists to upstate New York and support thousands of good paying jobs as well as new revenue for local businesses. For too many years, gaming revenue has left New York for our neighboring states.”

State Senator John Bonacic, the Middletown Republican who has championed the planned redevelopment of the former Concord Resort site in Sullivan County as a casino and race track resort, said legalizing gaming in New York “can create thousands of jobs and allow for billions of dollars in investment. Gaming can substantially improve the Catskills economy.”

— John Golden

Plugging away State energy commissioner shuns “one big grid” thinking

By Patrick Gallagher

C

onnecticut’s energy costs rank among the highest in the nation.

For the first four months of 2013, electricity in Connecticut averaged 15.64 cents per kilowatt hour versus 9.70 cents per kilowatt hour nationally.

of creating a little bit more of a portfolio approach to electric supply that doesn’t have as much reliance on one big grid and a few power stations, that when they go down, create chaos for the whole state.”

Are there any risks with investing in microgrids?

“There are issues to work out. We very much need to ensure that the engineering of these microgrids is done in a way that allows them to integrate with the big grid most of the time, separate when needed.

“The biggest challenge is to do this in a way that’s cost effective. I think many people are willing to pay a bit of a premium for distributed generation because it is insurance against pain and suffering

when the grid is down. But we want to make sure to do it in a very cost-effective way.”

When it comes to reliability, there has been a push by certain environmental groups to close the Bridgeport Harbor Station coal plant. However, representatives of the plant say keeping it open helps to ensure grid reliability. Where does the Malloy administration stand?

“One of the big challenges in terms of managing Connecticut’s energy future is how to deal with peak load electricity demand, and that’s usually the 10 or 12 hottest days of the summer, and right now we pay triple the price on those hottest days. When we kick on the dirtiest old

plans — like the coal plant in Bridgeport harbor — the kilowatt-hour price we have to pay to get that power generated is very high. In addition, we have to pay a socalled capacity payment to that plant to sit around waiting to produce for those few days a year. And those are our highest air pollution days of the year, so we pay a price with public health problems.

“So my goal over time is to have Connecticut’s portfolio of power generation evolve toward cleaner options, and that’s why the renewables are exciting, that’s why the (Dominion/FuelCell Energy) project in Bridgeport is exciting, and frankly that’s why we’re going to ramp up our purchase of renewables out over time across the region, and why » » Plugging, page 10

Daniel C. Esty

But new data from the U.S. Energy Information Administration show Connecticut’s energy costs during the first four months of the year declined slightly compared with the first four months of 2012, while the national average increased.

Notably, Connecticut was the only state in New England to see its average electric rates drop both in April and for the first four months of 2013, according to the EIA report.

State officials credit efforts at the government level and within the private sector to push for the development of more renewable sources of power generation.

The Malloy administration in July rolled out a state-run solar leasing program for homeowners and businesses backed by $50 million in private financing to complement the state’s acclaimed Zero-Emission Renewable Energy Credit/ Low-Emission Renewable Energy Credit (ZREC/LREC) program. Recently, the administration unveiled state funding for a microgrid pilot program aimed at boosting reliability for critical sites and town centers.

The Business Journal recently sat down with Daniel C. Esty, commissioner of the state Department of Energy and Environmental Protection, to hear about new developments.

Business Journal: The state will fund nine microgrids as part of the pilot program. What’s the ultimate goal?

Esty: “It is a strategy of diversification,

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of August 5, 2013

7

Photographs by Bill Fallon

NBC Sports Chairman Mark Lazarus

The ribbon-cutting featured (center, with scissors) Gov. Dannel P. Malloy, NBC Sports Chairman Mark Lazarus and Stamford Mayor Michael Pavia.

Chef and restaurant partner Stephen Lewandowski of Harlan Social in Stamford, one of a dozen high-end food stations at the event.

Chris Creed, managing editor, NBC Olympics.com.

Five of the 40 NBC college interns who attended.

Denisha McPherson, manager for sourcing and production services, NBC Sports and Olympics.

8 Week of August 5, 2013 • Fairfield County Business Journal

Chef Joaquin Matos tends the building’s pizza ovens.

NBC – Nice Business Climate sports unit brings 500 staffers to stamford

BY BILL FaLLoN bfallon@westfairinc.com

I

t was a great day for an end-zone dance in Stamford: A bright tent, 500 people and billowing clouds to match billowing civic and corporate pride.

The touchdown came in the form of the glistening NBCUniversal’s NBC Sports Group building in the remade former Clairol factory at the end of Blachley Road.

Gov. Dannel P. Malloy, with a spirited address said, “This was a competition we wanted to win and we won it.”

The NBC studios were formerly in New York City. He noted the entire effort had taken just 11 months. “ We l c o m e to Stamford,” Malloy, a former 12-year St a m ford mayor said.

“Welcome to Connecticut.

Welcome.

Welcome.”

The applause, grilled food from a dozen gourmet stations and youthful enthusiasm, compliments of 40 college interns, harked to a tailgate event.

Lined up for some food, Chris Creed, managing editor of NBCOlympics.com, is already well engaged in the coming winter Olympics in Russia. He proved so by spelling the host town without hesitation: “S-o-c-h-i.”

The building contains an eye-popping 320,000-square-foot footprint through which 400 miles of optic cables have been snaked. A single newsroom is 320-by-460 feet — more than 3 acres.

The headquarters will house some 500 NBC employees. There are more than 50 editing rooms on site.

The chairman of the NBC Sports Group, Mark Lazarus, thanked the builders, architects and government leaders, including Stamford Mayor Michael Pavia. Yet for all the suits and the backdrop of a $100 million-plus headquarters, his enthusiasm remained as boyish as his smile. “We are officially open for business,” he said.

The project fell under the state’s First Five/Next Five initiative, which promises tax credits and other incentives to companies that vow to create

Stadium-themed: Big screens and an upstairs mezzanine.

Inset, The NBC logo waves permanently like a big-league pennant.

more than 200 jobs, or in NBC’s case, to bring them to Connecticut from elsewhere.

Malloy said the initiative’s success has fostered the next phase: the First 15 initiative.

The First 15 program was approved in October. The Small Business Express initiative — “Not as high profile, but it touches a lot more businesses — 800,” said Malloy spokesman Andrew Doba — targets small businesses with incentives and the Connecticut Innovation Ecosystems seeks to boost science and technical degrees in the state university system by 70 percent.

“The higher education initiatives mirror what the governor is doing in business — making sure Connecticut remains competitive,” Doba said.

Stamford Mayor Michael Pavia said he never expected “this building that was a hollow shell” to be transformed so quickly. “To go from hand drawings to state-of the-art communications and sports facility is unbelievable,” he said. Praising Lazarus by name, he said, “Mark may not have understood the city of Stamford five years ago, but he knows it better than anyone today. Your presence contributes to that value proposition that I call Stamford.”

Pavia, Malloy and Lazarus were joined at the podium by state Rep. Gerald Fox III and state Sen. Carlo Leone.

“This is a terrific project for the city and state, and one that I am proud to support as the fourth First Five,” Malloy said. The first three companies

to take part in the First Five program are CIGNA, TicketNetwork and ESPN. “The companies that are participating in this economic development program are job producers, and NBCUniversal has been doing that since it first arrived in Connecticut,” Malloy said. “Stamford has been home to NBCUniversal television production since 2008 when it retrofitted the Rich Forum Theatre in downtown to create the Stamford Media Center. As mayor of Stamford at the time, I was supportive of the city and state assistance for the project because I understood its potential. I am strongly supportive of this expansion in Stamford because we continue to see the positive impact in the local economy and on the workforce.”

The 32-acre site will house office space for NBC Sports, NBC Olympics, NBC Sports Digital, VERSUS (to be renamed the NBC Sports Network Jan. 2), and the Comcast Sports Management Group, which oversees the NBC Sports Group’s 14 regional networks. The NBC Sports Group will also use the site for studios to feed the company’s need for studio content.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of August 5, 2013

9

Plan B — » » From page 5

It starts with the hiring process.

DiGenti said the goal of the application questionnaire and field-day “audition” is to see candidates’ problem-solving and people skills first hand.

“It’s all about us being able to watch them demonstrate they can work as a team,” she said, adding that not only does it help Plan B Burger choose the best candidates, but it helps the candidates famil-

Plugging — » » From page 7

the governor has insisted we bring more hydropower in from Canada.

There has been resistance to the state’s plan to bring in New England or Canadian hydropower to help utilities meet quotas under Connecticut’s renewable portfolio standard. Is there no better Connecticut source of renewable power?

“Grid-scale projects are few and far between in the state of Connecticut. We are really focused on regional options for

iarize themselves with their future coworkers before they even start on the job.

Once on the job, employees are encouraged to explore other opportunities within the company. Gamble and Skehan said it’s not uncommon for a busboy to work his way into the kitchen as chef, for a waitress to end up on the management side, or for one of the restaurant’s beer offerings to have been developed by an employee.

“People, after working with us, realize it can be a profession, a career,” DiGenti said.

“We’re trying to shatter that myth that this

is a dead-end, transient kind of job.”

Plan B Burger even offers professional development courses for their employees.

Recently, a group of employees expressed an interest in a public speaking course, and management is now in the process of arranging a seminar, DiGenti said.

“I think you gain people skills that carry over to any industry,” said Skehan, who serves as president of Locals 8 Restaurant Group.

His business partner finished the thought: “There’s a lot to learn here outside of just food and drinks,” said Gamble,

CEO of the group. “We feel if we’re going to ask someone to come and work 40 hours a week for us, we’ve got to pay it forward.”

The company has no plans to franchise, with the co-founders saying they’re only interested in expanding to towns where there is the right “connection.”

Gamble said the group is most interested in expanding to towns with a strong restaurant culture where it can build on the existing offerings. “What is important is that we can complement the offerings in a town and not cannibalize them,” he said.

clean power that are also cost competitive.

“There was an idea when the renewable portfolio standard was launched 15 years ago that the best way to encourage technology development was to give a protected place in the market for certain technologies. … Over 15 years it was not wind power or solar power that was getting supported by our renewable portfolio standard, (but) as much as 85 percent of the renewable energy credits lodged in Connecticut were for biofuel projects, which were not new, not very clean and certainly not cutting edge.

“That’s what the governor insisted that we do in revamping our renewable portfolio standard: to reframe it so as to

produce more incentives for cutting-edge renewables to emerge, including wind (and) solar, but also recognizing there has to be a role for hydro. … So that’s what our revamping of the RPS does. It says that existing renewables — the cutting edge ones, not biomass — get first crack at meeting this target of a rising level of renewables. If (utilities) fail over time to meet that target and to bring projects into the marketplace at good costs, then we have an opportunity to bring hydro in to fill the gap and to bring competition to spur them on.”

rest of the region and the U.S. as a whole.

What is being done to reduce rates?

“There have been a number of policy changes made to help reduce the relative burden of electric rates in the state of Connecticut. The Competitive Transfer Assessment, the CTA, which was being extended by the prior governor and the legislature, (was) taken out. Policies have been put in place that (support the) building of transmission and infrastructure, which have reduced congestion charges particularly in southwestern Connecticut in a very significant way.

“We are creating a more diverse portfolio of generation options, which gives us access to lower cost power.”

BEWARE Outside companies are soliciting BUSINESS JOURNAL readers for plaques and other reproductions of newspaper content without our consent.

If you or your firm is interested in framing an article or award from our newspaper or obtaining a reprint of a particular story.

Please contact

Marcia Rudy of Westfair Communications directly at (914) 694-3600 x3021.

10 Week of August 5, 2013 • Fairfield County Business Journal

Despite the state’s best efforts, the cost of energy is still high relative to the

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of August 5, 2013 11

The other bottom line business round table focus is health

BY BILL FaLLoN bfallon@westfairinc.com

T

he 115 businesspeople who attended the Business Jounals’ “Healthy Living Inside Out” event at the Bruce Museum in Greenwich yesterday witnessed the evolution of the business round-table event into a dance-, mist-, juice-, jumping jack- and meditationinfused health fest. A doctor, too, was in the house – internist Erika Schwartz – she co-moderated with Elizabeth BrackenThompson, partner at Thompson and Bender, a public relations and advertising agency based in Briarcliff Manor, N.Y. Three martini lunch: R.I.P. The new credo put forth by 5 handson sponsors and affirmed by Schwartz: Get healthy; failure is not an option.

The attendees learned to samba and to meditate — both by doing. Hips were shakin’ and shoulders bobbin’. Deep and introspective breaths were taken and released.

They sampled cold-pressed juices from former actress and model Kylie Cappelli’s Lilli Pilli Health Bar in White

Kellye Davis

Plains, N.Y. Cappelli’s message of healthy living and of internal cleansing came with the refreshing admission she enjoys a good party and a glass of beer or wine.

Further leaving the Mad Men idea of the boozy lunch in history’s dustbin, the Elizabeth Arden Red Door Spa in White Plains set up a first-hand demonstration of the vitamin infusion of human skin with atomized mists.

Author and lifestyle expert Kellye Davis offered a more transcendent take

on health, urging the assembled to seek the “thoughtless state,” where bliss exists.

The audience was taught how to lift an object from the floor and they learned why exercise is a 7/365 endeavor: use it or lose it, but for goodness sake personalize and enjoy the effort. The “Viper” on stage, simple as it was, was deemed by Equinox trainer Giovanni Roselli the best single piece of exercise equipment for those who wanted just one.

Kelly Butler and Thomas Varian from

Arthur Murray Grande Ballroom in Greenwich taught the assembled how to samba. Before that, they demonstrated how to relieve stress ala Fred Astaire and Ginger Rogers.

Schwartz, who practices in New York City and is the former emergency trauma chief at Westchester Medical Center, offered medical input. Calcium and hormones should be on everybody’s “to-monitor” list, she said; they possess evolutionary trajectories all their own as we age. “I am 63 years old,” she said and the quick reaction of the audience spoke volumes: she doesn’t look it.

The next Business Journals event is Sept. 26, 11:30 a.m-1 p.m. and is titled “Launching the Next Best Idea,” part one of a three-part series. The site is the Bristal in White Plains. The panelists will be real estate principals Robert Scinto (Sheltonbased R.D. Scinto Inc.) and Jeremy Leventhal (New York City- and Bostonbased Faros Properties). Scinto is expected to speak to his formula for success and Leventhal to his in what promises to be a lively forum for two of the region’s heavy hitters in commercial real estate.

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Email Hdebartolo@westfairinc.com or go to westfaironline.com 12 Week of August 5, 2013 • FairField County Business Journal

NEWS IN BRIEF

aMeriCare goes MoBiLe in staMFord

Stamford-based nonprofit AmeriCares is opening a free clinic in Stamford to serve thousands of low-income residents without health insurance.

When it debuts this fall, the AmeriCares clinic will be the only free clinic in Stamford, where 20 percent of the population is uninsured. The clinic will begin aboard a specially outfitted mobile unit and then transition to a permanent location.

AmeriCares reports Stamford Hospital has the second-highest rate of uncompensated care in the state.

AmeriCares, a nonprofit global health and disaster relief organization is launching the Stamford clinic in partnership with Stamford Hospital and Quest Diagnostics. Stamford Hospital will offer a full range of diagnostic services, including X-rays, CT scans and MRIs; Quest Diagnostics will provide free laboratory work for patients. The clinic has received core funding commitments from the OdysseyRe Foundation, Building and Land Technology, Purdue Pharma and two anonymous donors.

The AmeriCares Free Clinics in Norwalk, Bridgeport and Danbury and affiliated partners provide $6.2 million in free health care to 3,000 Fairfield County residents annually.

And in the fourth deal, shopping center owner and manager AmCap Inc. extended its lease, expanding at existing site of 5,000 square feet. AmCap has been a tenant in the building since 1988.

sos For tHe internet age

Connecticut launched a new website — CTrecovers.ct.gov — to serve as a permanent, one-stop portal for businesses, residents and municipalities about services available in the wake of disasters

and other emergencies, such as available federal and state grants.

The website, which currently hosts information to rebuild from superstorm Sandy, will become a permanent fixture on the state’s official website and will be updated with new information as necessary. It will be the home for all funding and grant applications as soon as funding can be distributed.

All involved state agencies have been asked to contribute to the website.

» Brief, page 14

{KEY{ If Knowledge is

POWER Speed is the

Faros inKs Four deaLs

Faros Properties L.L.C., the New York- and Boston-based real estate investment firm that last year purchased and repositioned the glass-sheathed 555 Theodore Fremd Ave. building in Rye, N.Y., recently signed four leases at its Holly Pond Plaza property at 1281 E. Main St. in Stamford.

The renovated Holly Pond office building possesses a total 70,000-plus square feet. The deal will fill about half the square footage, leaving two upper floors of 18,265 each still vacant. A rooftop deck, monument signage and/or building naming rights all are negotiable for a large-enough tenant, according to Faros.

Argus Investors’ Counsel Inc., an existing tenant, negotiated directly with Faros and its Cushman Wakefield leasing team to relocate within the building and extend its lease.

The Atlantic Group, professional search consultants, relocated to Holly Pond Plaza from 400 Atlantic St., another location in Stamford.

The public relations and special events firm Blumenfeld and Associates Inc., became a direct tenant after leasing as a subtenant through Argus Investors’ Counsel.

ProFits tied to overseas trade

In the last six years, highly international Northeast-based companies had robust average profit margins while companies here with low levels of internationalization had considerably lower levels of profitability, according to a new report commissioned by HSBC Bank USA, N.A. HSBC runs three branches in Fairfield County and 10 in Westchester County.

The report, titled “HSBC Spotlight on

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Audience Development Department | (914) 694-3600 FAIRFIELD COUNTY BUSINESS JOURNAL • Week of August 5, 2013 13

Brief — » » From page 13

U.S. Trade: Northeast” shows the average profit margin in the Northeast for highly international companies was 7.7 percent over the period 2007-2012, while companies here with low levels of internationalization were, on average, unprofitable during the same time.

Northeast companies with high levels of internationalization had the widest profit margin spread of all regions at 10 percent. The average national profit margin spread was 5 percent.

Sector was not a factor.

Internationalized companies targeting consumer goods, health care, industrials and information and communication technologies followed the trend.

PB posts strong quarter

After years of poor stock performance, Pitney Bowes Inc. seems to be heading in a different direction under its new CEO, Marc B. Lautenbach, a former IBM officer.

So far this year PB stock has surged nearly 60 percent and the company’s

second quarter earnings report posted a relatively strong quarter.

Quarterly earnings increased 1.9 percent year over year, while total revenue decreased 0.7 percent for the quarter ending June 30.

Pitney Bowes, based in Stamford, has struggled to restructure its company since its core business, mail volume, has declined. However this quarter analysts have noted the company seems to have stabilized its revenue and paid down some of its debt.

The company has also announced it will use the proceeds from an upcoming $400 million sale of its management services company for debt reduction.

“The vision of a vibrant south end with a revitalized waterfront, acres of parks, a variety of retail and dining options, and improved quality of life is continuing to become a reality as Harbor Point is now one step closer to completion,” said Carl Kuehner, CEO of Building and Land Technology, the developer of property. “111 Harbor Point is the perfect match for residents looking for a transit-oriented location.”

The new luxury rental property will add 228 rental units to the development, bringing the total number of residences up to 1,350 units. Rent for a one bedroom apartment at 111 Harbor Point will begin at $2,100 a month.

Harbor Point’s newest address

NBC Sports could have another “Munich” dilemma on its hands Feb. 14 when the Sochi, Russia, Olympics kicks off.

Gay rights are the issue this time.

In London in 2012 the International Olympic Committee declined to acknowledge the 40th anniversary of the murder of Israeli athletes at the 1972 Olympics.

NBCs Bob Costas, in turn, overruled the IOC by mentioning the murders during the opening ceremonies.

Russia recently passed antigay stat-

Leasing has begun at Harbor Point’s newest luxury residential property, 111 Harbor Point.

Situated near the Stamford Transportation Center on the south end of the city, the apartment complex is a part of the popular Harbor Point redevelopment project located along the Long Island Sound. The project is one of the largest developments on the eastern seaboard.

NBC, Russia at odds over gay issues

Our NEWS @ NOON is free, Sign up now at westfaironline.com 14 Week of August 5, 2013 • Fairfield County Business Journal

utes and has vowed to arrest those with pro-gay protests in mind … and on placards. The Russian government also reportedly declined to allow a so-called Pride House at the games; Pride Houses, which welcome LGBT athletes and fans, have been a presence at world events for several years, including the Vancouver and London Olympics, according to the Hollywood Reporter, which reported the story from Los Angeles Saturday after a Television Critics Association press event.

“We’ll address it at the time because it’s still unfolding,” said NBC Sports Chairman Mark Lazarus, who last week unveiled his company’s new headquarters for 500 employees in Stamford. (See separate story.) He said the IOC has taken up the issue with the Russian government.

“The IOC has addressed it with the Russian government and has assured athletes, fans and media that there won’t be any issues,” Lazarus said. “Governments across the world have different laws. I don’t know how it’s going to affect us. If it is still their law and it is impacting any part of the Olympic Games we will make sure we are acknowledging it and recognizing it.”

FacES no ordinary roundtaBLe disCussion The Business Journals’ roundtable lunch events made a decided turn toward physical and mental health recently at the Bruce Museum in Greenwich. The “Healthy Living Inside Out” event drew 115 attendees. It featured presentations by event sponsors by Kylie Cappelli of Lilli Pilli Health Bar in White Plains; author and lifestyle expert Kellye Davis; Equinox trainer Giovanni Roselli; Arthur Murray Grande Ballroom of Greenwich dancers Thomas Varian and Kelly Butler.

The moderators were internist and former trauma surgeon Erika Schwartz and public relations firm Thompson & Bender partner Elizabeth Bracken. (See separate story.)

Photographs by Bill Fallon and Bob Rozycki

1. harvey harlem, Westchester Countybased Harlson Plastic Tag & Envelope Corp.

2. carla creech, director of healthy living, YMCA of Greenwich.

3. Phebe ong, Greenwich-based reinsurer PartnerRe. 4. kelly Butler, Arthur Murray Grande Ballroom of Greenwich.

5. christine Georgopulo and thomas Varian of Arthur Murray Grande Ballroom.

6. Sara James and alison calvert from The Business Council of Westchester.

7. Peter Marengo of Altium Wealth Management L.L.C. in Purchase and katie attubato of Shapiro Cardiology 8. theresa Ferraro and Ed hardesty, both of Ageloc/Pharmanex

1

2

3

4

5

6

All photograph identifications are from left, unless otherwise noted.

7

8

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of August 5, 2013 15

THE LIST

Online Education

16 Week of August 5, 2013 • Fairfield County Business Journal

SPECIAL REPORT

EDUCATION

The Sacred Heart quad.

Economic report comes with a report card sacred heart students crunch numbers, see groWth

BY PatRIck GaLLaGhER

C

onnecticut’s economy is expected to grow between 1.8 percent and 3.2 percent in 2015, with the state’s unemployment projected to fall to 6.8 percent by the end of that year, according to a new report.

Notably, the report is not a product of the usual suspects; rather, it represents the culmination of a semester-long course in economic and financial forecasting taught by Lucjan T. Orlowski at Sacred Heart University’s John F. Welch College of Business.

Orlowski said this was the second time he tasked his students with assembling a report on the state’s economic outlook, with the previous group reporting on Connecticut’s economy in May 2011.

“In my class, students learn advanced analytical skills that are necessary today to conduct economic modeling and forecasting. This comprehensive project gives them the opportunity to apply these skills in the real world, as they formulate forecasts for various sectors of the state economy,” Orlowski said in an email.

The report notes that while the U.S. economy has shown signs of improvement since the end of the recession, Connecticut’s economy has lagged, drawing comparisons to previous economic slowdowns and what is traditionally a delayed recovery in the Constitution State.

Based on an analysis of factors such as housing starts, bank lending, exports

by Connecticut companies and the condition of the state’s budget, the students determined that the Connecticut econo-

my would likely grow at a rate of 2.5 percent in 2015, with a worst-case scenario of 1.8 percent growth and 3.2 percent growth representing the best possible outcome.

The students determined that the state’s unemployment rate — currently at 8.1 percent — would likely dip to 7.2 percent by the end of 2014 and 6.8 percent by the end of 2015.

On the surface, Orlowski said the report “has clearly demonstrated the urgent need for deep structural adjustments to the economy of Connecticut” — namely, a revitalization of the manufacturing sector to take pressure off the financial services and an overhaul of the state’s tax system.

Beyond that, though, Orlowski said the course seeks to draw attention to the lack of understanding of the state’s

Lucjan T. Orlowski

economy, particularly in relation to the U.S. and global economies.

“There is clearly an insufficient debate about the urgent need for structural adjustments in the state’s economy that would make Connecticut less susceptible to possible future financial crises and economic downturns,” Orlowski said. “By all means, state authorities will be well advised to initiate more active discussions about the necessary reforms and structural changes in Connecticut’s economy.”

He said that with a better understanding of the state’s economic workings, Connecticut graduates would be better prepared to enter the job market.

For his students, he said, “the project deepens their education and makes them better prepared for pursing job opportunities.”

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of August 5, 2013 17

Town, university and developer hatch an incubator

pgallagher@westfairinc.com

C

ommercial developer Kleban Properties L.L.C. and the town of Fairfield are teaming with Fairfield University to develop a new business incubator scheduled to launch this fall.

Kleban Properties is in the process of building out a 1,300-square-foot space at 1499 Post Road in downtown Fairfield where the Fairfield University Accelerator and Mentoring Enterprise will be housed. With organizers targeting a September launch, the incubator is open to any applicants and will initially house up to five startups.

While the precise model has yet to be finalized, startups that are accepted to join the incubator will likely receive three to six months of free lodging, access to mentoring from Fairfield University’s Dolan School of Business and local business owners and free or discounted services, such as legal, accounting and marketing help.

Tentative plans would allow participants to stay on for nine months or longer, but organizers said that may require some level of matching contributions from the participants once they “graduate” from the initial three- to six-month

development program.

“There’s so much talent here in Fairfield County,” said Diane Salerno, a project manager for Kleban Properties.

“There’s a lot of talk about Silicon Valley and what’s going on out there ... but we have talent right here in Fairfield County,

Fairfield University students. Additionally, the organizers plan to hold a number of seminars and events covering all aspects of entrepreneurship that will be open to the public.

“The level of enthusiasm from everyone we’ve talked to is amazing,” she said.

“The level of enthusiasm from everyone we’ve talked to is amazing.”

– Diane Salerno, project manager, Kleban Properties

right here in the town of Fairfield and we want to be able to tap into and nurture that talent.” Salerno will represent Kleban — with properties throughout Connecticut as well as in Alabama, Florida and Vermont — as program administrator for the incubator.

The incubator space, which is above Fairfield University’s Post Road bookstore, will feature work cubicles, open workspaces and private meeting rooms.

It is just blocks from the Fairfield MetroNorth Railroad station in the center of the downtown.

Salerno emphasized that the incubator is open to any startup and not just

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Already, several Fairfield firms and individuals, including an attorney, an accountant and a business insurance firm have committed to sponsoring the incubator and working with participants. “It wasn’t a hard sell at all — people are very excited about this,” Salerno said, noting that organizers are actively seeking out other sponsors and service providers to assist with the incubator.

Chris L. Huntley, a professor of information systems and operations management in the Dolan School of Business and director of the school’s business plan competition for student entrepreneurs, said the incubator represents an extension of the university’s existing efforts to promote entrepreneurship.

“We’re able to leverage some of our current experience, but we’ve about reached the limit of what we can do on campus,” Huntley said. “This allows us to extend into town in a nice partnership with the local business community and the town itself.” He said the partners would also seek to work with alreadyestablished incubators and entrepreneur-

ial programs in other portions of the county and the state.

Kleban Properties, the university and the town will initially support the program, but Huntley said the goal is to eventually compete for state funds, outside grants and investor dollars. He said the incubator would eventually seek to be classified as a nonprofit.

“We’re working on getting some angel investment types involved,” he said. “The intention is to partner with some of the state and semi-private kind of agencies that are out there for this. That’s sort of a long-term goal though — for now we just want it to be able to stand on its own until we get all our ducks in order.”

Mark Barnhart, director of economic development for the town of Fairfield, said his department, as a municipal entity, along with the university, as a nonprofit, is uniquely positioned to compete for some sources of funding that wouldn’t be available to a private firm.

“We would expect Fairfield University and the town to be able to leverage some of those resources that a private company couldn’t necessarily obtain,” Barnhart said. “And we do have some funds available to assist the small businesses that might be located at the incubator, to help them hopefully grow in Fairfield and continue to flourish here.”

All three organizers stressed the benefits of the public, private and nonprofit elements of the partnership.

Kleban, as a private firm, “can react very quickly,” Salerno said. “We were building the space out even while discussions over the incubator were still being finalized.”

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18 Week of August 5, 2013 • Fairfield County Business Journal

This space provided by Westfair Business Publications as a public service.

BY PATRICK GALLAGHER

Demystifying the costs of special education

By Michael McKeon

D

espite comprising a significant percentage of every school district’s budget, special education costs often are not well understood.

Even to those aware of special education mandates, their implementation can appear, in Winston Churchill’s words, to be a mystery wrapped in an enigma.

Additionally, federal laws protecting student confidentiality preclude a discussion of specific situations, so the public has little insight into the genesis of these costs.

Congress first mandated the provision of special education and related services over 35 years ago, the impetus being to move disabled children — particularly those deemed intellectually disabled — from segregated settings into the educational mainstream and to provide them with the same opportunity as their nondisabled peers to progress from grade to grade. The law’s passage reflected society’s desire to have disabled children included in regular classroom settings, and to this end, what is now known as the Individuals with Disabilities Education Improvement Act (IDEA) requires school districts to offer a free appropriate public education in

the least-restrictive setting to students deemed eligible for special education and related services.

Over at least the past decade, however, there has been a role reversal as districts recommend placements within the public schools, but many parents seek out-of-district day or residential placements. These placements are not inexpensive: one Boston-area residential facility for autistic children costs more than $400,000 a year. Similarly, a residential school for visually impaired children near Boston charges approximately $300,000. While these placements are at the high end, it is not unusual for 10-month residential programs to charge between $70,000 and $150,000. While day programs are typically less expensive, when the cost of transportation is added, a residential placement can sometimes be more cost-effective.

The State of Connecticut utilizes a formula to determine responsibility for the cost of these placements under which school districts pay up to 4.5 times the average per pupil expenditure. Thus, if the per pupil expenditure is $12,000, the school board would be responsible for paying the first $54,000

of any placement. Although any amount over that — or the “excess costs” — is supposed to be covered by the state, its reimbursement rate hovers around 70 percent. Under this scenario, then, the district would pay the first $54,000 of a $100,000 placement, plus 30 percent of the remaining $46,000 or $13,800, for a total of $67,800.

Why, then, would a district agree to pay for such a placement if it felt the indistrict program was appropriate? The IDEA entitles parents to administrative “due process” hearings before a state Department of Education hearing officer should disputes arise. Typically, more than 300 hearing requests are filed every year in Connecticut, the vast majority of which involve requests for out-of-district placements, yet fewer than 20 go to a full hearing. The reasons are many.

Contrary to almost every other legal forum in the United States, where the party bringing the case bears the burden of proof, Connecticut places the evidentiary burden on school districts in every hearing. Additionally, while they vary in length, hearings can and have lasted more than 20 days. Thus, the district’s pupil personnel director spends

the equivalent of four weeks sitting in a hearing, substitutes have to cover classrooms for district staff who are called to testify and the district can expend tens of thousands of dollars on legal fees.

Finally, federal law entitles parents who prevail, even partially, to obtain payment of all or a portion of their legal fees and costs, which, depending upon the length of the hearing and the extent to which the parents prevailed, can exceed $100,000. Thus, at the close of a hearing, a school district can wind up paying not only for an out-of-district placement and its own attorney’s fees, but also the parents’ fees and costs.

Until the state reallocates the burden of proof, streamlines proceedings and otherwise creates confidence in the adjudicatory process, districts will too often be forced to balance their desire for inclusion against the very real financial risks posed by the current hearing system.

Michael P. McKeon, an attorney with Pullman & Comley L.L.C., represents boards of education, municipalities and private-sector employers across Connecticut and can be reached at mmckeon@pullcom.com.

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Eye of the needle Alternative medicine finds a beachhead in Bridgeport

BY JENNIFER BISSELL jbissell@westfairinc.com

T Students at the University of Bridgeport learn alternative treatments. Photos courtesy UB.

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20 Week of August 5, 2013 • Fairfield County Business Journal

he demand for cheaper health care is increasing and so is consumers’ interest in traditional Chinese medicine as an alternative.

Opposed to sometimes more expensive drug therapy, patients are looking into the use of herbs and acupuncture to treat illness and pain, when appropriate.

At the University of Bridgeport (UB), student enrollment has steadily grown within the three-year acupuncture masters program since it began in 2002.

Now to keep up with a growing interest in herbs and patient demand, UB will soon offer an expanded masters program in traditional Chinese medicine and Chinese herbology.

“For many things acupuncture and traditional Chinese medicine are less expensive than drug therapy,” said Dr. Jennifer Brett, director of the UB Acupuncture Institute. “It depends on the problem. You have to have evidence to identify what’s best for the patient.”

Traditional Chinese medicine dates back as far as 5,000 years ago and is rooted in the idea that humans are microcosms within a larger universe, interconnected by nature and its changing forces.

Acupuncture and the use of herbs are among the most common practices to achieve a balance between health and disease within the practice. However, scientific evidence of its effectiveness is limited, especially within Western studies, according to the U.S. Department of Health & Human Services (DHHS).

Despite a lack of quantified healing data, demand has continued to grow, both nationwide and within UB’s acupuncture clinic.

According to the latest DHHS survey,

roughly 3 million people nationwide used acupuncture in 2007, which was 1 million more than just five years earlier.

“Acupuncture has taken off in the last few years,” Brett said. “The (patient) waiting list has grown more than anything.”

Annually the UB acupuncture clinic treats at its capacity of 3,500 patients. But with the expanded degree program, the school also plans to add four additional patient rooms, increasing how many patients the clinic can see by more than 50 percent.

Brett said the increased capacity will greatly benefit the patients who’ve found success in acupuncture and want to make more regular visits. The majority of the clinic’s patients come from Fairfield County.

Brett said acupuncture can be an effective solution for allergies, nausea, chronic pain and other internal pains, while the use of herbs can be helpful in resolving deficiencies in energy or digestive problems. Both methods can also be more cost effective than drug therapy, Brett said. However, she cautioned there are obvious times when Western medicine and drugs are necessary to heal aliments.

Several states now require acupuncture practitioners to also have training in herbal medicine, which also led to the expanded masters program. Only students licensed in another health care field can be admitted into the new masters program, such as pharmacists or chiropractors. The degree is not open to the public.

“We’ve had the Acupuncture Institute for 10 years now and we’ve been successful,” Brett said. “Our goal is to get people to be able to practice wherever they want and to be able to help people as much as they can.”

BY JENNIFER BISSELL

School reform boosted by outside help

jbissell@westfairinc.com

T

a l e n t e d teachers and principals play an important role in education reform, but they’re not the only people needed to institute change. You also RAMOS need leaders outside of the classroom, said Tanya Ramos, an executive director for Education Pioneers.

“When we think about education reform and everything that’s really needed to improve outcomes for students, we need a lot of folks,” Ramos said.

Whether it’s administrators, nonprofit executives, policymakers or philanthropists, there are a lot of jobs in the education sector that need talented applicants, especially in failing districts like Bridgeport, Ramos said.

To help feed the talent pipeline and contribute to the district’s turnaround efforts, Education Pioneers launched a new fellowship program in Bridgeport earlier this summer.

Founded in 2003, Education Pioneers is a national fellowship program that places individuals in schools and nonprofits to work on mission-critical projects outside the classroom.

Already the program has placed 12 fellows in positions within the Bridgeport Public School system, the Connecticut Department of Education, Achievement First charter school and three nonprofits. Within the next two years the program hopes to expand in Hartford and New Haven.

“We couldn’t have come at a better time,” said Ramos, who oversees the Education Pioneer programs in New York, New Jersey and now Connecticut.

“There’s a lot going on and we can really support these turnaround efforts.”

Currently the projects Bridgeport fellows are working on include analyzing student achievement data, developing new systems to track attendance and financial operations, analyzing department audit information, and designing talent recruitment plans. One fellow is also working with the mayor’s office to analyze the costs and benefits of 24 afterschool programs funded by the city.

“Education Pioneers is a valued partner to our office and the city of Bridgeport,” Bridgeport Mayor Bill Finch said in a statement. “They are contributing to the local education landscape by building a pipeline of talented leaders to

guide strategic education reform initiatives that not only add value for the duration of the fellowship, but also strengthen existing processes and infrastructure.”

Many of the fellows come straight out of graduate school, but the program also recruits young professionals working as analysts at companies like Deloitte L.L.C. and McKinsey & Co, Ramos said. Many project fellows will work on projects involving data analysis; they don’t necessarily need a background in education.

In just over 10 years, Education Pioneers has placed more than 1,600 fellows into programs within 17 cities across the nation. After the fellowship is complete — which happen after either 10 weeks or 1 year — nearly 70 percent of fellows will choose careers in education, according program directors. Two SCSU_Fairfield_7.375x7.125_Layout 1 7/30/13 of the fellows in Bridgeport are already in

Education Pioneers at a recent meeting.

discussions with their project employers about creating permanent positions.

4:11 PM Page 1 “We’ve really impressed with the

dedication of our partner organizations,” Ramos said. “We just want to be a part of the solution.”

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of August 5, 2013 21

PRIME TIME AT THE ENLIGHTENING MARITIME twenty-five years ago, our founders hoped that taking an old abandoned ironworks factory and turning it into an aquarium might drive the revitalization of the south norwalk neighborhood. that public/private partnership that created the maritime aquarium has been a great success. the aquarium has an annual economic impact of more than $25 million on the city of norwalk and $42 million on the state of connecticut through visitor spending and the execution of our $10 million budget. private investments in excess of $335 million have been committed to the immediate area. it’s also important to remember that 25 years ago, long island sound was in dire need of help as well. massive fish kills were in the news. Wastewater treatment plants were overburdened or outdated. medical waste was washing up on our shores. the maritime aquarium set about to educate our visitors about the fragile beauty of long island sound and to inspire them to join in its protection and preservation. i’d be willing to bet that most of our visitors didn’t know that there are sharks in the sound. or seals in the winter. over the years, we have introduced them to the river otters that live in our watershed, explained why sea turtles are endangered and encouraged them to be smart consumers of sustainable seafood. even more gratifying is that we reach some 120,000 schoolchildren each year, creating new generations of stewards of the marine environment. in the last 25 years, new technologies have become available to us, such as the hybrid diesel-electric propulsion system that will power the aquarium’s new research vessel, due for christening next spring. as wonderful as those new technologies are – and as much as we anticipate the unknown technologies that will become available to us in the next 25 years — the greatest tool always will be the simple act of a child touching a sea star or of the thrill of looking into the toothy mouth of a shark for the first time. those connections are what inspire our visitors. that’s what fulfills our mission. and that’s what will always guide us in the decades ahead.

Jennifer Herring, President, The Maritime Aquarium at Norwalk The mission of the Cultural Alliance of Fairfield County is to support cultural organizations, artists and creative businesses by providing promotion, services and advocacy.

For more information, visit CulturalAllianceFC.org or email infoCulturalAllianceFC.org or call 256-2329.

For events lists, visit FCBuzz.org.

FCBUZZ

Arts & Culture of Fairfield County

AILEYCAMP ’TWEENS PERFORM AT THE KLEIN Join neighborhood studio aug. 8 at the klein memorial auditorium in bridgeport for a show featuring the aileycamp ‘tweens. always a crowd pleaser, this performance combines dance with original essays and poetry to create a unique entertainment experience. alvin ailey believed that “dance is for everybody” and was especially dedicated to using dance to enhance the lives of underserved children. aileycamp represents a vital continuation of ailey’s vision, using the power of dance to enrich and transform the lives of children. neighborhood studio’s aileycamp is a summer day camp where preteens are “turned on” to dance and come to respect it as a physical activity requiring athletic abilities comparable to the skills demanded by any sport. participants take part in four dance disciplines as well as classes in creative communication and personal development. at the end of camp, students demonstrate the skills they have learned in a performance celebration for

AileyCamp ’tweens in performance.

the whole community. since its inception in 1989, this vital program has reached thousands of youth across the country, providing direction and hope to children who are most in need of knowing there can be a bright future. for more, visit nstudios.org.

AROUND THE WORLD IN THREE WEEKS AT THE LEVITT PAVILION IN WESTPORT named “one of 10 Women of downtown as you read this, the levitt pavilion will music” by new york magazine. be entering the final three weeks of its as they say on tv: but wait — there’s 40th summer season and there are still more. stop by for some laughs at 18 free concerts and events by an array treehouse comedy club (8/6); discover of heavy-hitting artists. breakout artists and bands like the some not-to-be-missed shows country mice (8/8), miko & the musket highlighting the spectacular diversity of and emily mure (8/15); and celebrate the programming are from riverswing — with locally grown star p.J. pacifico (8/17) nights on which there’s a free preconcert as he debuts his latest album. as always, dance lesson in the style of the music kids are entertained with programming being played. so you’ll be ready to twojust for them every Wednesday. step with grammy winner steve riley it’s time to pack some picnics (or and the mamou playboys (8/9) to their spicy cajun music; show off your swing Grammy winner Steve Riley and the Mamou Playboys takeout from close-by faves like matsu sushi, bobby Q’s or Westport with grammy winner vince giordano & the nighthawks — hailed as new york city’s premier swing pizzeria) and be entertained on Jesup green. for more, visit band (8/18); and bop to bhangra with dJ rekha (8/10), levittpavilion.com.

Visit FCBuzz.org for more information on events and how to get listed.

22 Week of August 5, 2013 • FairField County Business Journal

Presented by: Cultural Alliance of Fairfield County

FAIRFIELD COUNTY

BUSINESS JOURNAL BaNkRUPtcIES Alpha 365 L.L.C., 33A Light St., Stratford, chapter 11, filed July 24.

Case no. 13-51150. Assets: $0 to $50,000. Liabilities: $0 to $50,000.

Creditors: Main Street Business Management Inc. $13,831 and Gus Curcio $1,278. Type of business: corporation.

Debtor’s attorney: Richard Urban, manager.

BUILDING PERMItS

COMMERCIAL Claris Construction, contractor for Darien Auto Group. Perform interior renovations at an existing commercial building, 90 Boston Post Road, Darien. Estimated cost: $12,000. Filed July 19.

Cyr, Ronald, contractor for Stratford Baptist Church. Reroof an existing commercial building, 155 Huntington Road, Stratford. Estimated cost: $5,600. Filed July 17.

Fioretti, Frank Jr., Fairfield. Repair fire damage at an existing commercial building for Beans & Leaves, 1557 Black Rock Turnpike, Fairfield. Estimated cost: $8,000. Filed July 16.

Mitchell, Ronald, contractor for Mill River Country Club. Reroof an existing commercial building, 4567 Main St., Stratford. Estimated cost: $35,000.

Filed July 17.

Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system.

While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken.

Questions and comments regarding this section should be directed to: Bill Fallon c/o Westfair Communications Inc. 3 Gannett Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: (914)694-3600 Fax: (914)694-3680

RESIDENTIAL Bennett Construction, contractor for 90 Pear Tree Point L.L.C. Perform interior renovations at an existing single-family residence, 90 Pear Tree Point, Darien. Estimated cost: $27,000. Filed July 17.

Bridgewater, Suzette, Stratford.

Perform interior renovations at an existing single-family residence, 161 Allencrest Drive, Stratford. Estimated cost: $18,500. Filed July 17.

Buti, Seri (HIC), contractor for Epps-Walker Residence. Perform interior renovations at an existing single-family residence, 25 Third Wells Lane, Darien. Estimated cost: $90,000. Filed July 18.

Consolidated Management Group, contractor for Marcus Moliteus. Perform external renovations at an existing single-family residence, 2502 Bronson Road, Fairfield. Estimated cost: $21,732. Filed July 18.

DeSouza, Jose, Stratford. Perform external renovations at an existing single-family residence, 96 Colony St., Stratford. Estimated cost: $4,000.

Filed July 17.

DiGiorgi Roofing, contractor for Richard Pancoast. Reroof an existing single-family residence, 255 Bunnyview Drive, Stratford. Estimated cost: $14,000. Filed July 17.

Dinz Carpentry L.L.C., contractor for Carol and Alan Shiff. Add a twostory addition to an existing singlefamily residence, 645 Hill Farm Road, Fairfield. Estimated cost: $28,000.

Filed July 18.

Dowley, Robert, contractor for Peter Bowe. Reroof an existing single-family residence, 1705 Elm St., Stratford.

Estimated cost: $16,000. Filed July 17.

DW Building & Remodeling L.L.C., contractor for Robert Henstenburg.

Perform interior renovations at an existing single-family residence, 164 Hanford Drive, Fairfield. Estimated cost: $17,000. Filed July 17.

Elwart Construction, contractor for Constantine-Rosen Residence.

Perform additions and alterations at an existing single-family residence, 58 Relihan Road, Darien. Estimated cost: $85,000. Filed July 18.

Evans, David, contractor for Winthrop Woods. Construct a new singlefamily residence, 105 Lighthouse Ave., Stratford. Estimated cost: $90,000.

Filed July 17.

Gancsos, Anne and Melvyn Gancsos, Fairfield. Strip and reroof an existing single-family residence, 356 Round Hill Road, Fairfield. Estimated cost: $2,000. Filed July 17.

Gauger, Mark, contractor for Verizon Wireless. Replace antennas for commercial purposes, 28 Sidney St., Stratford. Estimated cost: $25,000.

Filed July 17.

Gillis, John, contractor for Beth Weaver. Perform repairs to an accessory building at an existing singlefamily residence, 197 Victory St., Stratford. Estimated cost: $6,000.

Filed July 16.

Gottschalk, Edward, Fairfield. Enlarge existing deck at a single-family residence, 310 Duck Farm Road, Fairfield. Estimated cost: $3,200. Filed July 17.

LA Barnaby & Sons Inc., contractor for Deborah and Paul Podryski. Strip and reroof an existing single-family residence, 400 Hill Brook Lane, Fairfield. Estimated cost: $8,000. Filed July 18.

Loft Development, contractor for 19 Old Kings Highway L.L.C. Perform interior renovations at an existing single-family residence, 11 Old Kings Highway, Darien. Estimated cost: $40,000. Filed July 19.

Lupinsky, Robert (HIC), contractor for McCrutchy residence. Perform interior renovations at an existing single-family residence, 158 Holmes Ave., Darien. Estimated cost: $9,000.

Filed July 18.

Nemergut Construction L.L.C., contractor for Elizabeth Barrato.

Construct a new deck at an existing single-family residence, 200 Dunnlea Road, Fairfield. Estimated cost: $32,000. Filed July 17.

Northeastern Window and Supply L.L.C., contractor for Kathleen and Carmen D’Amico. Perform interior renovations at an existing single-family residence, 33 Sky Top Drive, Fairfield. Estimated cost: $26,000. Filed July 16.

Okarmus, Joseph, contractor for Cynthia and Paul Lambert. Perform interior renovations at an existing single-family residence, 25 South St., Fairfield. Estimated cost: $12,000.

Filed July 16.

Popescu, Claudia, Stratford. Repair tree damage to a single-family residence, 419 Henry Ave., Stratford.

Estimated cost: $5,000. Filed July 17.

Power Home Remodeling Group, contractor for Lui Chuping and Shan Hui Xian. Strip and reroof an accessory building at an existing single-family residence, 135 Judd St., Fairfield.

Estimated cost: $4,613. Filed July 17.

R&P Contracting, contractor for Alison Sweeney. Perform interior renovations at an existing singlefamily residence, 158 Glenridge Road, Stratford. Estimated cost: $17,000.

Filed July 17.

THD at Home Services Inc., Shrewsbury, Mass., contractor for Amy and Christian Lund. Replace windows at an existing single-family residence, 134 Lakespur Road, Fairfield. Estimated cost: $19,738. Filed July 17.

THD at Home Services Inc., Shrewsbury, Mass., contractor for Marci Klein. Replace windows at an existing single-family residence, 1555 Westport Turnpike, Fairfield. Estimated cost: $15,930. Filed July 17.

THD at Home Services Inc., Shrewsbury, Mass., contractor for Cogan-Haynes residence. Replace windows at an existing single-family residence, 136 Fairview Ave., Fairfield.

Estimated cost: $12,099. Filed July 17.

Vitello, Michael, contractor for Maple Oak Reserve L.L.C. Construct a new single-family residence, 160 Maple Oak Drive, Stratford. Estimated cost: $94,500. Filed July 17.

Voytek, Christine and Christopher Voytek, Fairfield. Perform external additions at an existing single-family residence, 24 Taquoshe Place, Fairfield.

Estimated cost: $8,000. Filed July 18.

Rocky Ridge Services Inc., contractor for Pinnacle Peak Inc. Demolish a single-family residence, 30 Lee Drive, Fairfield. Estimated cost: $15,000.

Filed July 17.

Warrington Homes, contractor for Kelly and John DeGulis. Perform additions and alterations at an existing single-family residence, 7 Prospect Ave., Darien. Estimated cost: $750,000. Filed July 17.

Rocky Ridge Services Inc., contractor for Pinnacle Peak Inc. Construct a new single-family residence, 30 Lee Drive, Fairfield. Estimated cost: $240,000. Filed July 17.

Zordan-Gilioli Residence, Darien.

Perform additions and alterations at an existing single-family residence, 232 West Ave., Darien. Estimated cost: $10,000. Filed July 19.

Sheperd Construction L.L.C., contractor for Lisa and Stephen Sawn.

Construct a new deck at an existing single-family residence, 58 Edgewood Place, Fairfield. Estimated cost: $6,000. Filed July 18.

Stonecrete L.L.C., contractor for Elizabeth Jakab. Raise a single-family residence above the base flood elevation, 140 College Place, Fairfield. Estimated cost: $51,000. Filed July 16.

Sun Darien Development, contractor for CL Darien Partners. Construct new residential units, 289 Hoyt St., Building L, Units 21 and 22, Darien.

Estimated cost: $777,000. Filed July 18.

coURt caSES

Bridgeport District Court American Building Components Corp., et al., Westport. Filed by Kamco Supply Corporation of New England, Wallingford. Plaintiff’s attorney: Robert A. Ziegler, Plainville.

Action: The plaintiff has brought this suit against the defendant for its failure to pay the debt owed the plaintiff. The court has ordered an attachment of the defendant’s property for the value of $61,000. Filed July 24.

Case no. 6036812.

Deleo Pools & Spas L.L.C.. Filed

by Ryan Herco Products Corp. d.b.a. Ryan Herco Flow Solu. Plaintiff’s attorney: Howard Evan Ignal, Bridgeport. Action: The plaintiff has brought this breach-of-contract suit against the defendant for failure to pay $7,726 for merchandise purchased on an open account. Filed July 15. Case no. 6036566.

Myhoopty.com L.L.C., Waterbury.

Filed by Bargain News L.L.C., Trumbull. Plaintiff’s attorney: Steven A. Sugarmann, New Haven. Action: The plaintiff has brought this breach-ofcontract suit against the defendant for failing to pay for advertisement services rendered in the amount of $1,680. Filed July 15. Case no.

6036554.

Stamford District Court MAJ Enterprises Inc., et al., Stamford. Filed by Great Plains Capital Corp., Plaintiff’s attorney: Thomas W. Witherspoon, Farmington. Action: The plaintiff has brought this breach-of-contract suit against the defendant for defaulting on an amended loan agreement amounting to $46,009.33. Filed July 25. Case no.

6019247.

SUPERIOR COURT Amerassist A/R Solutions Inc. and Cannondale Generators Inc., Wilton. Filed by Christopher Burki, Westport. Plaintiff’s attorney: Joanne S. Faulkner, New Haven. Action: The plaintiff has brought this violation of the Fair Debt Collections Practices Act of 1978 suit against the defendant.

Filed July 16. Case no. 13cv01017.

American Adjustment Bureau Inc. Filed by Carolyn and Anthony Cricco, Wallingford. Plaintiff’s attorneys: Hailey R. Gallant and Daniel S. Blinn, Rocky Hill. Action: The plaintiff has brought this violation of the Fair Debt Collection Practices Act of 1978 suit against the defendant for unlawful practices to collect debt. Filed July 22.

Case no. 13cv01043.

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of August 5, 2013 23

NEWSMAKERS plus awards and events BUILDING ON A STRONG FOUNDATION CLOUDY OUTLOOK EARNS NATIONAL PRAISE

FIRSt coUNtY BaNk FoUNDatIoN recently presented a check for $5,000 to aRI oF coNNEctIcUt INc., a Stamford-based organization that provides jobs, homes and support services to people with disabilities. Pictured from left, are Mark Rosenbloom, assistant vice president, First County Bank; Neftali Soto; Richard Zaremski, senior vice president, First County Bank; and Matthew Reyher, president and CEO, ARI of Connecticut Inc.

NORWALK MAKES THINGS PERFECTLY CLEAR The city of NoRWaLk’s wastewater treatment facility at 15 S. Smith St. has received the Silver Peak Performance Award, presented by the National Association of Clean Water Agencies. The award recognizes public wastewater treatment facilities for their outstanding compliance records in the 2012 calendar year. The U.S. has more than 14,000 wastewater treatment plants; just 400 received the award.

This was Norwalk’s first time applying for the Peak Performance Awards. To win, Norwalk’s wastewater plant water quality met or exceeded permit compliance requirements at a rate of 99.9 percent in 2012.

LIGhthoUSE tEchNoLoGY PaRtNERS (LTP), at 103 Mason St. in Greenwich, has been tapped as Microsoft Corp.’s “Top SMB East Region Partner of 2013.” This award recognizes excellence in producing exceptional results for small and medium-size businesses.

“We are pleased to receive this honor because striving for excellence in delivering our technical capabilities and in customer satisfaction is what our business is built upon,” said Brian Desrosier, president of LTP. According to Jon Roskill, corporate vice president, Microsoft Corp.Worldwide Partner Group, “LTP has also proven its dedication to moving forward in the cloud era by attaining the necessary technical and deployment training and sales experience to aid enterprise customers’ transition to the cloud using Microsoft technologies.”

LTP customers range in size from 50 to 5,000 employees. After helping more than 150 commercial, nonprofit and education customers move to the Microsoft cloud in the past three years, LTP lays claim to being one of the most experienced Microsoft cloud partners in North America.

SMASHMOUTH PROTECTION …

WITH A PLEASANT TWIST MoGo SPoRt, which bills itself as the No. 1 flavored mouthguard in the world, announced Peter Maule has joined the company as executive vice president, managing director. Maule will oversee all sales and retail distribution initiatives for the company.

Maule has held senior executive positions with leading organizations, including World Wrestling Entertainment (WWE), Hallmark Cards and The Walt Disney Company. Most recently, he was global vice president, consumer products, for WWE. Maule is a former Canadian Junior Hockey League player and Canadian and U.S. national squash doubles champion.

“Peter’s experience and leadership across a wide variety of consumer product industries will be an asset to MoGo as we continue to build our brand’s domestic and international presence,” said Bruce angus, founder and principal of MoGo Sport.

Peter Maule

24 Week of August 5, 2013 • FairField County Business Journal

SALON LAUDS THOSE WHO MAKE A DIFFERENCE Lucy Day, left, a founding member of the BREaSt caNcER aLLIaNcE, recently accepted the BEckER SaLoN Leadership Award from Becker chicaiza, salon owner. Day, a founding member and former president of the Breast Cancer Alliance, is the second recipient of the 2013 Becker Salon Leadership Award, which honors leaders of nonprofit organizations in the region. The salon is at 268 Mason St., Greenwich.

DatES MOODY BLUES FRONTMAN IN RIDGEFIELD

AUG.

11

Sunday

Justin Hayward of The Moody Blues brings his “Spirits of the Western Sky” tour to The Ridgefield Playhouse Sunday, Aug. 11, at 8 p.m. Hayward and his trio will debut songs from their new album, titled “Spirits of the Western Sky,” and perform Moody Blues’ classics.

For tickets ($70), call or visit the box office at The Ridgefield Playhouse, 80 East Ridge, 438-5795 or visit Ridgefieldplayhouse.org.

JOHN HIATT PLAYS RIDGEFIELD

AUG.

9

STRUGGLING ARTISTS CAN STRUGGLE LESS

Friday

cItIZENS BaNk and WtNh NEWS 8 named hYGIENIc aRt INc. as the second 2013 Champion in Action in the category of arts and culture. Hygienic Art will receive a $35,000 unrestricted grant, media coverage and extensive promotional and volunteer support for its work. Past winners have included several Fairfield County organizations, including The Center for Women and Families; Mutual Housing Association of Southwestern Connecticut; Women’s Business Development Council Inc.; Bridgeport Neighborhood Trust; New Neighborhoods Operation Hope of Fairfield, Inc. For the past 35 years, New London-based Hygienic Art has served, supported and worked with more than 10,000 artists throughout southeastern Connecticut to encourage cultural artistic expression and the support of emerging artists.

Eleven-time Grammy Award-winner singer/songwriter Hiatt takes the stage at The Ridgefield Playhouse Friday, Aug. 9, at 8 p.m. Hiatt’s new album is titled “Mystic Pinball.”

For tickets ($67), call or visit the box office at The Ridgefield Playhouse, 80 East Ridge, 438-5795 or visit Ridgefieldplayhouse.org.

Information for these features has been submitted by the subjects or their delegates.

SIGN UP FOR OUR NEWSMAKERS NEWSLETTER

Get all the executive promotions and moves, awards and snapshots we publish in the Business Journals delivered to your inbox on Monday mornings. Subscribe at WESTFAIRONLINE.COM/HOME/BREAKING-NEWS/ FAIRFIELD COUNTY BUSINESS JOURNAL • Week of August 5, 2013 25

on the record Celanese Corp., Irving, Texas. Filed

by Fusion Paperboard Connecticut L.L.C., Versailles. Plaintiff’s attorney: Douglas R. Steinmatz, Westport. Action: The plaintiff has brought this suit against the defendant for providing the plaintiff with sub-standard products. Filed July 17. Case no.

13cv01026.

LGF L.L.C., et al., Glastonbury. Filed

by Broadcast Music Inc., et al., New York City. Plaintiff’s attorney: Michael J. Rye, Hartford. Action: The plaintiff has brought this copyright infringement suit against the defendant regarding the public performance rights for musical compositions. Filed July 16. Case no. 13cv01010.

National Recoveries Inc., Ham Lake, Minn. Filed by David G. Olsen, Old Saybrook. Plaintiff’s attorney: Daniel S. Blinn, Rocky Hill. Action: The plaintiff has brought this violation of the Fair Debt Collections Practices Act of 1978 suit against the defendant for using unlawful practices to induce the plaintiff to pay a student loan debt. Filed July 19.

Case no. 13cv01038.

DEEDS

COMMERCIAL 165 BSW L.L.C., Stamford. Seller: Sue L. Bongo, Stamford. Property: 165 Bouton Street West, Stamford.

Amount: $437,500. Filed July 15.

213 Mimosa Circle L.L.C., New Canaan. Seller: Debra C. Tannheimer, Ridgefield. Property: 213 Mimosa Circle, Ridgefield. Amount: $276,500.

Filed July 19.

303 Milbank L.L.C., Armonk, N.Y. Seller: 303 Milbank Avenue L.L.C., White Plains, N.Y. Property: 303 Milbank Ave., Greenwich. Amount: $2 million. Filed July 18.

34 Bruce Park Avenue L.L.C., Stamford. Seller: Greenwich Community Bank N.A. d.b.a. Greenwich Bank & Trust Co., Greenwich. Property: 34 Bruce Park, Unit 1 and Unit 2, Greenwich. Amount: $2.9 million.

Filed July 12.

419 Federal Road L.L.C., Danbury.

Seller: R&C L.L.C., Brookfield. Property: 419 Federal Road, Brookfield.

Amount: $575,000. Filed July 17.

81 Byram Shore Road L.L.C., Greenwich. Seller: Elisabeth Muhr, Greenwich. Property: 81 Byram Shore Road, Greenwich. Amount: $3.3 million. Filed July 17.

ACC Properties L.L.C., Ansonia.

Seller: Thomas F. Foulke, Stratford.

Property: 1440 South Ave., Stratford.

Amount: $60,000. Filed July 18.

Campbell Avenue L.L.C., East Haven. Seller: Albert A. Annunziata and Michael Piazzaroli, New Haven. Property: 86 Tunxis Hill Road, Fairfield. Amount: $280,000. Filed July 16.

CEO Group L.L.C., Monroe. Seller: Robert Squinobal, Monroe. Property: 447 Pepper St., Monroe. Amount: $549,000. Filed July 18.

Culford Zeltweg L.L.C., Riverside.

Seller: Mira V. and Fayez Muhtadie, Riverside. Property: 39 Hidden Brook Road, Riverside. Amount: $2.9 million. Filed July 15.

Ives Investments L.L.C., Fairfield.

Seller: 1150 Post Road Associates L.L.C., Fairfield. Property: 1150 Post Road, Fairfield. Amount: $1.9 million. Filed July 18.

K Washington Street L.L.C., Fairfield. Seller: 840 Howard Navcapman L.L.C., Bridgeport. Property: 840 to 842 Howard Ave. and 1430 to 1432 Fairfield Ave., Bridgeport. Amount: $910,000. Filed July 11.

Monroe Gas L.L.C., Derby. Seller: 528 Monroe Turnpike L.L.C., Monroe. Property: 528 Monroe Turnpike, Monroe. Amount: $800,000. Filed July 18.

Noble Estate L.L.C., Brooklyn. Seller: Mercedes and Luis Reyes, Bridgeport.

Property: 412 French St., Bridgeport.

Amount: $130,000. Filed July 15.

Pia & Moco L.L.C., Norwalk. Seller: Rene Berrios, Bridgeport. Property: 204 Wheeler Ave., Unit 6, Bridgeport.

Amount: $62,500. Filed July 15.

Property Edge L.L.C., Trumbull.

Seller: Nicole T. Sikorski, Trumbull, and Charles M. Sikorski, Bridgeport.

Property: 41 Hemlock Trail, Trumbull. Amount: $188,000. Filed July 22.

Ridgefield Waterside Properties L.L.C., Ridgefield. Seller: RAC Realty L.L.C., Ridgefield. Property: 748 Danbury Road, Danbury. Amount: $2.09 million. Filed July 18.

SMP Holdings L.L.C., New Milford. Seller: Carolyn M. and Michael J. Coscio, Spring Hill, Fla. Property: 75 Taunton Hill Road, Ridgefield.

Amount: $262,500. Filed July 18.

SPJ L.L.C., Greenwich. Seller: LDN Real Estate Holdings L.L.C., Greenwich. Property: 27 Vineyard Lane, Greenwich. Amount: $1.8 million.

Filed July 18.

Stanwich Road L.L.C., Old Greenwich. Seller: 291 Stanwich Road L.L.C., Greenwich. Property: 291 Stanwich Road, Greenwich. Amount: $1.8 million. Filed July 18.

1545 EPA L.L.C., Greenwich. Seller: FCB REM L.L.C., Stamford. Property: 1545 E. Putnam Ave., Greenwich.

Amount: $990,000. Filed July 19.

QUIT CLAIM Andrade, Maria C. and Jose G. Andrade; Paula and Brett Medders, Danbury. Seller: Union Savings Bank, Danbury. Property: 5 Granville Ave., Danbury. Amount: $187,000. Filed July 17.

Choi, Chung Woo, Bridgeport. Seller: Phuong T. Vo and Binh T. Tran, Stamford. Property: 170 Flanders St., Apt 131, Bridgeport. Amount: $21,000. Filed July 16.

Faraldi, Timothy J., Abbingdon, Md. Seller: Pinewood Lake Construction L.L.C., Milford. Property: 72 Old Dike Road, Trumbull. Amount: $668,000. Filed July 19.

Franz, William J., Trumbull. Seller: Elizabeth Koreluk, Marlton, N.J., and George Franz, Newtown. Property: 562 Asbury Ridge Road, Shelton.

Amount: $108,000. Filed July 16.

Hodges, Fransica, Bridgeport. Seller: Benchmark Municipal Tax Services Ltd., Bridgeport. Property: 620 Seaview Ave., Bridgeport. Amount: $12,000. Filed July 15.

Lee, Antoinette, Wilton. Seller: Michael Smolen, Norwalk. Property: 5 Spicewood Lane, Wilton. Amount: $146,000. Filed July 18.

Lissy Pena Realty L.L.C., Bridgeport. Seller: 1457 Fairfield Avenue Realty Corp., Bridgeport. Property: 1457 Fairfield Ave., Bridgeport. Amount: $900,000. Filed July 16.

Lissy Pena Realty L.L.C., Bridgeport.

Seller: Pena Realty Holdings Co. L.L.C., Bridgeport. Property: 1503 to 1505 and 1521 to 1523 Fairfield Ave., Bridgeport.

Amount: $100,000. Filed July 16.

Sturges Brothers, Ridgefield. Seller: Customers Bank, Phoenixville, Pa. Property: 3 Pump Lane, Ridgefield.

Amount: $660,000. Filed July 16.

RESIDENTIAL Abraham, Celin T. and Timy S. Abraham, Trumbull. Seller: Renu Bajaj and Vipon Kumar, Conshohocken, Pa. Property: 4 Hitching Post Lane, Trumbull. Amount: $466,000. Filed July 19.

26 Week of August 5, 2013 • Fairfield County Business Journal

Algarin Principe; Veronica and Antonio Kadlubitske, Danbury.

Seller: Federal National Mortgage Association, Washington, D.C. Property: 17 Beech St., Danbury. Amount: $220,000. Filed July 16.

Alperovich, David B., Stamford.

Seller: Janeen R. and Travis A. Griffith, Stamford. Property: 58 St. Charles Ave., Stamford. Amount: $550,000.

Filed July 16.

Alvarracin, Jose R. and Vicente Q. Calle, Bridgeport. Seller: Odila E. Morrell, Bridgeport. Property: 143 Huntington Turnpike, Bridgeport.

Amount: $145,000. Filed July 15.

American International Relocation Solutions Inc., Pittsburgh, Pa. Seller: Erik Snyder, Ridgefield. Property: 90 Eleven Levels Road, Ridgefield.

Amount: $695,000. Filed July 16.

Anderson, Steven B., Greenwich.

Seller: Judit S. Erdy, Greenwich. Property: 14 Pidgeon Way, Greenwich.

Amount: $1 million. Filed July 12.

Angus, Stuart C., Pittsburgh, Pa. Seller: U.S. Bank N.A., Bridgeport.

Property: 99 to 101 Grant St., Bridgeport. Amount: $56,600. Filed July 11.

Anikeev, Konstantin, Carmel, N.Y. Seller: Patrice Purdue and Dennis Byrne, Brookfield. Property: 16 Obtuse Rocks Road, Brookfield. Amount: $595,000. Filed July 17.

Anisman, Beth E., New Fairfield.

Seller: Douglas P. Barrios and Craig R. Wright, New Fairfield. Property: 19 Wood Creek Road, New Fairfield.

Amount: $775,000. Filed July 22.

Arango, Gloria P. and Jairo Gomez, Bridgeport. Seller: Ellen Joyce Nardelli, Bridgeport. Property: 71 Louisiana Ave., Bridgeport. Amount: $70,000.

Filed July 10.

Arrieta, Deborah, Bridgeport. Seller: Michelle L. Guevara, Stamford. Property: 111 to 113 Lenox St., Bridgeport.

Amount: $65,000. Filed July 15.

Atanasiu, Alexander R., Stamford.

Seller: Jian Zhu, Fairfield. Property: 139 to 143 Hansen Ave., Bridgeport.

Amount: $228,000. Filed July 16.

Ayres, Syunghae Lim and Matthew Ayres, Redding. Seller: Daniela Panessa and Derrick W. Geick, Redding.

Property: 23 Wagon Wheel Road, Redding. Amount: $575,000. Filed July 16.

Balczewski, Jeanne, Old Greenwich.

Seller: Leslie G. Perry, Greenwich.

Property: 20 Midbrook Lane, Old Greenwich. Amount: $975,000. Filed July 19.

FORECLOSURES Douglas-Seawright, Melanie J. and Charles A. Seawright, et al. Creditor: Wells Fargo Bank N.A., Frederick, Md. Property: 75 Pinehurst Road, Stratford. Filed July 19.

McKenna, Michael A. and Richard D. McKenna Jr. Creditor: United Bank, West Springfield, Mass. Property: 160 Mount Pleasant Road, Unit 7, Newtown. Filed July 16.

Njoku, Okwudiri S., et al. Creditor: Wells Fargo Bank N.A., Frederick, Md. Property: 33 Boston Terrace, Unit 14, Bridgeport. Filed July 15.

Radman, Nikola A. and Joseph Gega, et al. Creditor: Southern Connecticut Financial Services Inc. and Pension Services L.L.C. Property: 287 Hamilton Ave., Unit 4B, Stamford.

Filed July 17.

Benbow, Karen A., Bridgeport. $17,125.90, in favor of Citibank N.A., Sioux Falls, S.D., by Robert E. Johnson, East Hartford. Property: 25 Manhattan Ave., Bridgeport. Filed July 11.

Comerford, Kelly a.k.a. Kelly Travers, Bridgeport. $3,658.65, in favor of Midland Funding L.L.C., San Diego, Calif., by Robert E. Johnson, East Hartford. Property: 110 Clarkson St., Bridgeport. Filed July 16.

Damasceno, Sebastiano R., Shelton. $21,027.43, in favor of Addison Bail Bonds, Bridgeport, by Gregory N. Bachand, Bridgeport. Property: 6 Cali Drive, Shelton. Filed July 12.

Daniel, Sonine and Lucny Daniel, Stratford. $889.96, in favor of Family Dental Group CA, Bridgeport, by Abraham M. Hoffmann, Trumbull.

Property: 160 Columbus Ave., Stratford. Filed July 22.

Stewart, Shelly A., Creditor: Connecticut Housing Finance Authority, Rocky Hill. Property: 203 Bretton St., Bridgeport. Filed July 10.

Deyulio, Andrew, Stamford. $73,751.52, in favor of Mashantucket Pequot Gaming Enterprises, Ledyard,

by Christopher C. Frayer, Norwich.

Property: 25 Wardwell St., Stamford.

Filed July 15.

FORECLOSURES -BY SALE

Elam, Gordon T., Stratford. $3,510.96, in favor of Capital One N.A., Richmond, Va., by Russell L. London, Newington. Property: 75 Drome Ave., Stratford. Filed July 22.

Seaside Village Homes Inc., Bridgeport. Appointed committee: James E. Butler, Bridgeport. Property: 152 Alsace St., Apt. 28, Bridgeport.

Amount: $13,000. Docket no. FBT 12cv6025467S . Filed July 11.

Spadaccino, Salvatore, Bridgeport.

Appointed committee: Michael S. Meehan, Bridgeport. Property: 12 Ameridge Drive, Unit 12, Bridgeport.

Amount: $23,000. Docket no. FBT 09cv5025824S . Filed July 15.

Webster Bank, Bridgeport. Appointed committee: Maria R. Altieri, Bridgeport. Property: 522 to 528 Stillman St., Bridgeport.

Amount: $50,000. Docket no. FBT 12cv6028546S . Filed July 10.

JUDGMENTS Armstrong, Charles, Danbury. $2,443.79, in favor of Connecticut Light & Power Co., Windsor, by Nair & Levin P.C., Bloomfield. Property: 11 Butternut Lane, Danbury. Filed July 16.

Bartley, Willie F., Bridgeport. $1,400.01, in favor of Bridgeport Hospital, New Haven, by Nair & Levin P.C., Bloomfield. Property: 334 Ridgefield Ave., Bridgeport. Filed July 16.

Eldridge, Sonya a.k.a. Sonya Thompson, Bridgeport. $7,756.32, in favor of Midland Funding L.L.C., San Diego, Calif., by Robert E. Johnson, East Hartford. Property: 919 Capital Ave., Bridgeport. Filed July 16.

Ford, Amy A., Fairfield. $911.64, in favor of Capital One N.A., Richmond, Va., by Russell L. London, Newington. Property: 1037 Mill Hill Terrace, Fairfield. Filed July 22.

Foronda, Luz, Stratford. $11.41, in favor of Capital One N.A., Richmond, Va., by Russell L. London, Newington.

Property: 1025 South Ave., Stratford.

Filed July 19.

Frelinghuysen, Denis, Darien. $12,162.74, in favor of Midland Funding L.L.C., San Diego, Calif.,

by Robert E. Johnson, East Hartford.

Property: 50 Talmadge Hill Road, Darien. Filed July 12.

Geraghty-Anastasi, Nancy, Newtown. $1,697.28, in favor of Hartley & Parker Ltd Inc., Bridgeport, by Stuart A. Margolis, New Haven. Property: 32 Jeremiah Road, Newtown. Filed July 22.

Graham, Luis E., Bridgeport. $1,215.05, in favor of Advanced Radiology Consultants L.L.C., Trumbull,

by Richard Terry, Hamden. Property: 82 Lewis St., Bridgeport. Filed July 16.

on the record Hazel, Shantana, Bridgeport. $888.87, in favor of Midland Funding L.L.C., San Diego, Calif., by Robert E. Johnson, East Hartford. Property: 204 Judson Place, Bridgeport. Filed July 16.

McCloy, John II, Greenwich. $15,599.47, in favor of Midland Funding L.L.C., San Diego, Calif.,

by Robert E. Johnson, East Hartford.

Property: 313 Stanwich Road, Greenwich. Filed July 16.

Hughes, James M., Stratford. $680.78, in favor of Capital One N.A., Richmond, Va., by Russell L. London, Newington. Property: 171 McGrath Court, Stratford. Filed July 19.

McDonald, John, Shelton. $897.44, in favor of Midland Funding L.L.C., San Diego, Calif., by Robert E. Johnson, East Hartford. Property: 63 Toas St., Shelton. Filed July 15.

Jackson, Frank, Bridgeport. $2,040.93, in favor of Eder Brothers Inc., New Haven, by Stuart A. Margolis, New Haven. Property: 108 to 110 Rocton Ave., Bridgeport. Filed July 17.

Neves, Idalina, Shelton. $600.66, in favor of Midland Funding L.L.C., San Diego, Calif., by Robert E. Johnson, East Hartford. Property: 22 Cobble Stone Drive, Shelton. Filed July 15.

Johnson, Carol T., Bethel. $3,855.12, in favor of Capital One N.A., Richmond, Va., by Russell L. London, Newington. Property: 27 Aunt Patty’s Lane West, Bethel. Filed July 19.

Nicasio, Pedro, Bridgeport. $3,487.11, in favor of Midland Funding L.L.C., San Diego, Calif., by Robert E. Johnson, East Hartford. Property: 891 Hancock Ave., Bridgeport.

Filed July 16.

Jurado, Hector, Bridgeport. $9,587.79, in favor of Midland Funding L.L.C., San Diego, Calif., by Robert E. Johnson, East Hartford. Property: 1010 Hancock Ave., Bridgeport.

Filed July 16.

Kalume, Eugene, Bridgeport. $1,159.39, in favor of Midland Funding L.L.C., San Diego, Calif., by Robert E. Johnson, East Hartford. Property: 103 Division St., Bridgeport.

Filed July 11.

Linke, Lydia A., Bethel. $5,926.35, in favor of Capital One N.A., Richmond, Va., by Russell L. London, Newington. Property: 60 Nashville Road, Bethel. Filed July 19.

Long, Christopher A., Stamford. $12,650.25, in favor of Discover Bank, New Albany, Ohio, by Robert E. Johnson, East Hartford. Property: 236 Strawberry Hill Ave., Stamford.

Filed July 15.

Maire, John, Redding. $671.95, in favor of Adolf Krueger Co. Inc., Bethel,

by Robert L. Peat, Danbury. Property: 6 Orchard Drive, Redding. Filed July 22.

Martin, Roy G. Jr., Shelton. $1,208.13, in favor of Yale New Haven Hospital Inc., New Haven, by Nair & Levin P.C., Bloomfield. Property: 77 Maltby St., Shelton. Filed July 12.

Martinez, Joseph, Bridgeport. $676.22, in favor of Midland Funding L.L.C., San Diego, Calif., by Robert E. Johnson, East Hartford. Property: 44 Crowther Ave., Bridgeport. Filed July 16.

Nichols, Frederick, Bridgeport. $1,092.24, in favor of Portfolio Recovery Associates L.L.C., Norfolk, Va.,

by Robert E. Johnson, East Hartford.

Property: 1437 Park Ave., Bridgeport.

Filed July 16.

Rivera, Lorenzo, Bridgeport. $3,582.08, Safe Home Security Inc., Bridgeport, by Gregory N. Bachand, Bridgeport. Property: 599 Chopsey Hill Road, Bridgeport. Filed July 11.

Rodrigues, Eduarda, Shelton. $595.05, in favor of Advanced Radiology Consultants L.L.C., Trumbull,

by Richard Terry, Hamden. Property: 31 Whitewood Drive, Shelton. Filed July 11.

Rosario, Luis, Bridgeport. $861.65, in favor of Midland Funding L.L.C., San Diego, Calif., by Robert E. Johnson, East Hartford. Property: 135 Beverly Drive, Bridgeport. Filed July 16.

Saldana, Ruperto, Bridgeport. $5,304.33, in favor of Midland Funding L.L.C., San Diego, Calif., by Robert E. Johnson, East Hartford. Property: 44 Fox St., Bridgeport. Filed July 16.

Tichy, Ronald G., Stratford. $877.02, in favor of Capital One N.A., Richmond, Va., by Russell L. London, Newington. Property: 96 Homestead Ave., Stratford. Filed July 22.

LIENS

BROKER’S LIENS

Tran, Chien, Bethel. $1,481.10, in favor of Danbury Hospital, Bethel,

by Robert E. Johnson, East Hartford.

Property: 32 Plumtrees Road, Bethel.

Filed July 19.

Freund, Debra A. and Michael R. Freund, Stratford. $9,450, in favor of Devito Realty Group L.L.C., by Paul T. DeVito. Property: 295 Hollywood Ave., Stratford. Filed July 16.

Tsoi, Jianhua Cai, Greenwich. $21,067.33, in favor of Pepe & Hazard L.L.P., Hartford, by Howard Evan Ignal, Bridgeport. Property: 101 Dingletown Road, Greenwich. Filed July 18.

FEDERAL TAX LIENSFILED

Ursini, Sharon, Fairfield. $2,302.88, in favor of Midland Funding L.L.C., San Diego, Calif., by Robert E. Johnson, East Hartford. Property: 76 Lovers Lane, Fairfield. Filed July 16.

Verdi Construction Co. L.L.C., Bethel. $48,911.95, Gemini Insurance Co., Greenwich, by Howard E. Kantrovitz, Hamden. Property: 16 Taylor Ave., Bethel. Filed July 19.

Waldman, Michael, Wilton. $13,981.06, in favor of Cannon Financial Services Inc., Mount Laurel, N.J., by Richard C. Feldman, New Haven. Property: 29 Wildwood Drive, Wilton. Filed July 17.

Whiteley, Joan, Stamford. $1,849.32, in favor of Midland Funding L.L.C., San Diego, Calif., by Robert E. Johnson, East Hartford. Property: 3 Warwick Lane, Stamford. Filed July 15.

Young, Bertha, Bridgeport. $1,177.59, in favor of Midland Funding L.L.C., San Diego, Calif., by Robert E. Johnson, East Hartford. Property: 995 Capitol Ave., Bridgeport. Filed July 11.

Zapata, Priscilla, Bridgeport. $289.12, in favor of Taesun P. Chung MD, Fairfield, by Robert E. Johnson, East Hartford. Property: 236 Edgmore Road, Bridgeport. Filed July 11.

LEASES

Taylor, Carlene, Shelton. $638.65, in favor of Midland Funding L.L.C., San Diego, Calif., by Robert E. Johnson, East Hartford. Property: 65 Valley Road, Shelton. Filed July 15.

Ridgefield Waterside Motors L.L.C., Ridgefield. Landlord: Ridgefield Waterside Properties L.L.C., 748 Danbury Road, Danbury. Term: 20 years, commencing July 18, 2013.

Tejena Moya, Maria F., Stratford. $624.71, in favor of Capital One N.A., Richmond, Va., 812 Nichols Ave., 812 Nichols Ave., Stratford. Filed July 22.

The Stop and Shop Supermarket Co. L.L.C., Quinaj, Mass. Landlord: Monroe Gas L.L.C., Hingham, Mass.

Property: 528 Monroe Turnpike, Monroe. Term: 20 years, commencing July 18, 2013.

Burchard Walmsley, R., 105 Houston Terrace, Stamford. $19,208.56, tax debt on income earned. Filed July 15.

Cisneros, George, 86 Acorn St., Bridgeport. $13,577.67, tax debt on income earned. Filed July 16.

Cline, Mary Ann, 38 Bruce Park Drive, Greenwich. $58,489.22, tax debt on income earned. Filed July 17.

Gallatin Golden Rack Inc., 268 Atlantic St., Stamford. $1,422.98, payroll taxes. Filed July 17.

Hilton, Eugenia, 311 Bushy Ridge Road, Westport. $3,528.90, tax debt on income earned. Filed July 22.

Khazhalia, Khatuna, 640 Cleveland Ave., Bridgeport. $25,883, tax debt on income earned. Filed July 16.

Sherwood, Clarence A. Jr., 1020 Maplewood Ave., Unit A, Bridgeport. $25,367.28, tax debt on income earned. Filed July 16.

Hamilton, Alma A. and Robert Hamilton, 28 Grandview Ave., Stamford. $5,517.52, tax debt on income earned. Filed July 15.

Taylor, Ian Ross, 160 Bedford Road, Greenwich. $179,260.96, tax debt on income earned. Filed July 15.

Ida Publishing Co. Inc., 282 Railroad A, Greenwich. $11,934.06, payroll taxes. Filed July 15.

Testani, Richard, 3064 Fairfield Ave., Bridgeport. $36,177.42, tax debt on income earned. Filed July 16.

Jayshree Contractor, 50 Greens Circle, Stamford. $16,940.51, payroll taxes. Filed July 15.

Vojta, Marilyn and William J. Vojta, 102 Hobson St., Stamford. $6,735.34, tax debt on income earned. Filed July 17.

Kosan, Cheryl, 51 Forest Ave., Apt. 94, Old Greenwich. $14,705.37, tax debt on income earned. Filed July 15.

Williams, Tracy A., 2340 North Ave., Apt. 3J, Bridgeport. $15,360.19, tax debt on income earned. Filed July 16.

Zuccarini, Laura T. and Daniel P. Zuccarini, 22 Meadowridge Drive, Shelton. $13,515.29, tax debt on income earned. Filed July 15.

FEDERAL TAX LIENSPARTIAL RELEASE Miller, Maria E. only, 11 Pond Ridge Road, Danbury. $106,644.90, tax debt on income earned. Filed July 16.

FEDERAL TAX LIENSRELEASED

Langankes Midway Greenhouse Inc., P.O. Box 546, Stratford. $24,433.06, payroll taxes. Filed July 15.

Almotawa, Fareed N., 60 Strawberry Hill Ave., Apt. 518, Stamford. $10,663.92, tax debt on income earned. Filed July 15.

Lessard, Robert, 114 Wooster St., Shelton. $9,126.77, tax debt on income earned. Filed July 11.

Blake, Christopher, 1244 Salvia St., Stratford. $1,572.57, tax debt on income earned. Filed July 22.

Morretta, Rosemary and Richard Morretta, 517 Rockwell Road, Ridgefield. $44,557.79, tax debt on income earned. Filed July 15.

Castillo, Miriam, 2 Caroline Farms Road, Cos Cob. $14,850.97, tax debt on income earned. Filed July 16.

Plasa, Pandora C., 4 Caroline St., Trumbull. $10,611.65, tax debt on income earned. Filed July 22.

Restaurant Enterprises L.L.C., 256 Oak St., Bridgeport. $9,747.47, failure to file or file correct information returns and payroll taxes. Filed July 16.

Schwartz, Alexander H., 3 Janson Drive, Westport. $10,279.16, tax debt on income earned. Filed July 22.

Castillo, Miriam, 2 Caroline Farms Road, Cos Cob. $3,426.07, tax debt on income earned. Filed July 16.

Garner, Johnny, 43 Yale St., Bridgeport. $3,968.50, tax debt on income earned. Filed July 16.

Goins, Rachel and Lesly J. Derenoncourt, 30 Merriman Road, Stamford. $2,296.36, tax debt on income earned. Filed July 15.

Kozon, Harley M., 24B Warren St., Stamford. $16,200.16, tax debt on income earned. Filed July 15.

Tophs All Around Construction L.L.C., 45 Hubbel Lane, Shelton. $3,235.42, payroll taxes. Filed July 11.

FEDERAL TAX LIENSWITHDRAWAL AFTER RELEASE Jutkowitz, Arlene R. and David M. Jutkowitz, 145 Casmir Drive, Fairfield. $22,749.97, tax debt on income earned. Filed July 22.

Jutkowitz, Arlene R. and David M. Jutkowitz, 145 Casmir Drive, Fairfield. $21,907.74, tax debt on income earned. Filed July 22.

MECHANIC’S LIENSFILED Antares 777 Canal L.L.C., Stamford. Filed by Enterprises Electrical Contractors Inc., Danbury, by David Bonadino. Property: 845 Canal St., Stamford. Amount: $29,579.40. Filed July 19.

Frank G. Deluca Realty Inc., Old Greenwich. Filed by Sweet Peas Baking Co., Greenwich, by Thomas W. Forbes. Property: 210 to 212 Sound Beach Ave., Old Greenwich. Amount: $48,762.74. Filed July 15.

Hallett, Laura R. and Michael D. Hallett, Westport. Filed by M D Drilling & Blasting Inc., Auburn, N.H., by Joshua Wernig. Property: 7 Elwill Drive, Westport. Amount: $5,814. Filed July 16.

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of August 5, 2013 27

on the record Idapec Realty Corporation, Greenwich. Filed by Selective Service L.L.C., Manchester. Property: 342 W. Putnam Ave., Greenwich. Amount: $35,743. Filed July 12.

Jin, Ye and Kenneth Zimmerman, Westport. Filed by Earthmint Inc., Fairfield, by Nathaniel M. Gifford.

Property: 7 Tierney Lane, Westport.

Amount: $11,495. Filed July 17.

Misiti L.L.C., Sandy Hook. Filed by Thomas Electric Co. L.L.C., Wolcott and Porco Construction Company Inc., Sandy Hook. Property: 1 Glenn Road, Newtown. Amount: $6,290.

Filed July 18.

Thru-Way Shopping Center L.L.C. and Omega Electric L.L.C., Riverside. Filed by Summer Group Inc. d.b.a. Rexel CLS, Hartford, by James Quaintance. Property: 1261 E. Putnam Ave., Greenwich. Amount: $12,705.65. Filed July 17.

Welsh, Lana E. and Benjamin P. Welsh, Greenwich. Filed by GLJ Hardwood Flooring, Bridgeport.

Property: 425 N. Maple Ave., Greenwich. Amount: $14,587. Filed July 18.

MECHANIC’S LIENSRELEASED BLT Reserve L.L.C., Stamford. Filed

by American Concrete Pumping, Portland, by Susan Miller. Property: Development Parcel 13, Danbury.

Amount: $11,086.25. Filed July 17.

BLT Reserve L.L.C., Stamford. Filed

by American Concrete Pumping, Portland, by Susan Miller. Property: 55 Abbey Lane, Danbury. Amount: $45,153.55. Filed July 17.

Progress Park Corp., Stamford.

Filed by Summer Group Inc. d.b.a.

Rexel CLS, Hartford, by James Quaintance. Property: 76 Progress Drive, Stamford. Amount: $18,910.

Filed July 18.

Two Harbor Point Square L.L.C, Stamford. Filed by New Haven Windustrial Co., Hamden, by Josef Jindra. Property: 100 Washington Blvd, Stamford. Amount: $18,014.89. Filed July 17.

Windermere Reserve L.L.C., Stamford. Filed by O&G Industries, Southington, by Paul J. Patch. Property: 55 Abbey Lane, Danbury. Amount: $113,864.15. Filed July 17.

Windermere Reserve L.L.C., Stamford. Filed by O&G Industries, Southington, by Paul J. Patch. Property: Development Parcel 13, Danbury.

Amount: $113,864.15. Filed July 17.

LIS PENDENS 941 Associates L.L.C. and Edward J. McCArthy, Wilton. Filed by Robert E. Grady, Wethersfield, for CSFB 2002-CKP1 941 Danbury L.L.C., Wilton. Property: 941 Danbury Road, Wilton. Action: to foreclose a delinquent mortgage, dated July 2001.

Filed July 18.

Andrews, Charletta, et al., Bridgeport. Filed by Erik Loftus, East Hartford, for Bank of America N.A., Charlotte, N.C. Property: 337 Alpine St., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $166,528, dated March 2010. Filed July 17.

Astudillo, Darwin F. and Efren Astudillo, et al., Bridgeport. Filed

by Erik Loftus, East Hartford, for The Bank of New York Mellon, trustee, New York City. Property: 830 Noble Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $258,400, dated August 2005. Filed July 11.

Auger, Christine and James E. Auger, et al., Stratford. Filed by Joshua Pedreira, Hartford, for The Bank of New York Mellon, trustee, New York City. Property: 1515 North Ave., Stratford. Action: to foreclose a delinquent mortgage in the original principal amount of $170,000, dated May 2007. Filed July 19.

Autore, Diane, Danbury. Filed by Vincent M. Marino, Orange, for Crossing Condominium Association Inc., Danbury. Property: 124 to 130 Deer Hill Ave., Unit 15, Danbury.

Action: to foreclose on unpaid common charges and assessments. Filed July 16.

Avenia, James Jr., et al., Shelton.

Filed by Steven G. Berg, Norwalk, for Knollbrook Condominium Association Inc., Shelton. Property: 73 Cedarcrest Court, Shelton. Action: to foreclose on unpaid common charges and assessments. Filed July 15.

Balkcom, Sharon (Estate), et al., Bridgeport. Filed by Marsha S. Beckford, Bridgeport, for Eastwood Condominium Association of Bridgeport inc., Bridgeport. Property: 101 Louisiana Ave., Bridgeport. Action: to foreclose on a unit statutory lien .

Filed July 11.

Berrios, Tara, et al., Bridgeport.

Filed by Adrienne Roach, Hartford, for Bank of America N.A., Charlotte, N.C. Property: 1378 Kossuth St., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $160,186, dated January 2008. Filed July 11.

Bradley, James, et al., Stratford.

Filed by Dyan M. Kozaczka, Orange, for Oronoque Village Condominium Association Inc., Stratford. Property: 115 Chasta Lane, Unit B, Stratford.

Action: to foreclose on unpaid common charges and assessments. Filed July 18.

Brown, Catherine (Estate), et al., Bridgeport. Filed by Erik Loftus, East Hartford, for Bank of America N.A., Charlotte, N.C. Property: 45 Birdsey St., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $87,000, dated October 2005. Filed July 15.

Budnick, Shawnell and Craig B. Budnick, et al., Stratford. Filed by Joshua Pedreira, Hartford, for Bank of America N.A., Charlotte, N.C. Property: 932 Riverton Terrace, Stratford. Action: to foreclose a delinquent mortgage in the original principal amount of $207,350, dated November 2003. Filed July 16.

Burns, Tara, Stamford. Filed by Adrienne Roach, Hartford, for The Bank of New York Mellon, trustee, New York City. Property: 39 Goodwin St., Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $388,500, dated February 2007. Filed July 19.

Burton, Barbara and Mark G. Bennett, et al., Newtown. Filed by Jeffrey M. Knickerbocker, Hartford, for CitiMortgage Inc., O’Fallon, Mo. Property: 7 Charter Ridge Drive, Sandy Hook. Action: to foreclose a delinquent mortgage in the original principal amount of $552,000, dated April 2008. Filed July 22.

Castano, Jiovanni and Maria O Munoz, Bridgeport. Filed by Sonja J. Straub, Farmington, for Bank of America N.A., Charlotte, N.C. Property: 26 to 28 Short St., Bridgeport.

Action: to foreclose a delinquent mortgage in the original principal amount of $279,632, dated June 2008.

Filed July 16.

Cayo, Jasmine and James Cayo, et al., Bridgeport. Filed by Joshua Pedreira, Hartford, for The Bank of New York Mellon, trustee, New York City. Property: 159 Price St., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $276,000, dated June 2006.

Filed July 17.

Colligan, Carol, et al., Danbury.

Filed by Alan P. Rosenberg, West Hartford, for Park Ridge Condominium Association Inc., Danbury.

Property: 8 Rose Lane, Unit 10-1, Danbury. Action: to foreclose on unpaid common charges and assessments. Filed July 17.

28 Week of August 5, 2013 • Fairfield County Business Journal

Collins, Katherine, Bridgeport.

Filed by Max L. Rosenberg, Stratford, for Success Village Apartments Inc., Bridgeport. Property: 317 Granfield Ave., Apt. B12, Bridgeport. Action: to foreclose a statutory lien on this unit .

Filed July 17.

Concepcion, Marisela and Lemuel Concepcion, et al., Shelton. Filed

by Kristen Boyle, Hartford, for Federal National Mortgage Association, Washington, D.C. Property: 34 New St., Shelton. Action: to foreclose a delinquent mortgage in the original principal amount of Filed July 16.

Cosentino, Eileen M. and Andrew J. Cosentino, Greenwich. Filed by Patrick J. Rosenberger, Hartford, for TD Bank N.A., Portland, Maine. Property: 26 Dartmouth Road, Greenwich.

Action: to foreclose a delinquent mortgage in the original principal amount of $300,000, dated December 2002. Filed July 19.

Cotuc, Ricardo, et al., Stamford.

Filed by Joshua Pedreira, Hartford, for Deutsche Bank National Trust, trustee, Los Angeles, Calif. Property: 38 Alden St., Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $580,000, dated March 2006. Filed July 19.

Cruz, Angel M. Jr., et al., Bridgeport.

Filed by Erik Loftus, East Hartford, for Bank of America N.A., Charlotte, N.C. Property: 26 to 28 Hayes St., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $329,367, dated January 2008. Filed July 17.

Cruz, David and Richard Cruz, et al., Bridgeport. Filed by Adrienne Roach, Hartford, for Bank of America N.A., Charlotte, N.C. Property: 25 Hemlock St., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $200,000, dated July 2007. Filed July 11.

Cupi, Martha and George Cupi, et al., Shelton. Filed by Adrienne Roach, Hartford, for Bank of America N.A., Charlotte, N.C. Property: 106 to 108 Long Hill Ave., Shelton. Action: to foreclose a delinquent mortgage in the original principal amount of $280,000, dated June 2007. Filed July 11.

Danas, Pamela and Christopher Danas, et al., Bridgeport. Filed by Joshua Pedreira, Hartford, for PNC Bank N.A., Pittsburgh, Pa. Property: 2370 North Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $99,200, dated June 2009. Filed July 17.

Debenedet, Carla M. and Nicholas D. Debenedet, et al., Shelton. Filed

by Henry Elstein, Bridgeport, for East Haven builders Supply-US LBM L.L.C., East Haven. Property: 137 Indian Wells Road, Shelton. Action: to foreclose on a mechanic’s lien. Filed July 16.

Della Jacono, Laura C. and John F. Della Jacono, et al., Stamford. Filed

by Valerie A. Finney, Farmington, for U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 33 Redmont Road, Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $600,000, dated September 2005. Filed July 15.

Douglas, Nerille and Glen Douglas, et al., Bridgeport. Filed by Paul Lewis Otzel, Milford, for Nationstar Mortgage L.L.C., Lewisville, Texas. Property: 294 Amsterdam Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $331,500, dated August 2005. Filed July 17.

Esposito, Kathleen A. and Gene D. Esposito, Stratford. Filed by Jeffrey M. Knickerbocker, Hartford, for Wells Fargo Bank N.A., Frederick, Md. Property: 15 Lindas Run, Stratford. Action: to foreclose a delinquent mortgage in the original principal amount of $197,000, dated January 2004. Filed July 17.

Glorioso, Margaret and Paul L. Glorioso, et al., Bethel. Filed by Erik Loftus, East Hartford, for Central Mortgage Co., Little Rock, Ariz.

Property: 48 Deer Run, Unit 67, Bethel. Action: to foreclose a delinquent mortgage in the original principal amount of $212,000, dated August 2006. Filed July 22.

Gonzalez, Fernando, Trumbull.

Filed by Paul Lewis Otzel, Milford, for Connecticut Housing Financial Authority, Bridgeport. Property: 24 Hillcrest Road, Trumbull. Action: to foreclose a delinquent mortgage in the original principal amount of $358,311, dated August 2008. Filed July 19.

Grullon, Ana and Julio D. Santos, et al., Bridgeport. Filed by Marsha S. Beckford, Bridgeport, for WPCA for the city of Bridgeport. Property: 1142 to 1146 Howard Ave., Bridgeport. Action: to foreclose on sewer liens . Filed July 11.

Hanley Family Living Trust, Bridgeport. Filed by Jo-Ann R. Sensale, Farmington, for Wells Fargo Bank N.A., Frederick, Md. Property: 160 Rocton Ave., Bridgeport.

Action: to foreclose a delinquent mortgage in the original principal amount of $218,313, dated April 2005. Filed July 15.

Fisher, Sonia J., et al., Bridgeport.

Filed by Steven G. Berg, Norwalk, for Old Mill Green Condominium Association Inc., Bridgeport. Property: 749 Boston Ave., Unit 1B, Bridgeport.

Action: to foreclose on unpaid common charges and assessments. Filed July 15.

Haslop, Dawn M. and Jason D. Haslop, et al., Bethel. Filed by Erik Loftus, East Hartford, for Citimortgage Inc., O’Fallon, Mo. Property: 52 Taylor Ave., Bethel. Action: to foreclose a delinquent mortgage in the original principal amount of $263,920, dated July 2007. Filed July 22.

Florez, Gustavo A., et al., Stamford.

Filed by Joshua Pedreira, Hartford, for The Bank of New York Mellon, trustee, New York City. Property: 25 Puritan Lane, Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $453,750, dated December 2004.

Filed July 19.

Hudson, Juliann M. and Wayne C. Hudson, Fairfield. Filed by Amanda Tiernan, West Warwick, R.I, for U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 5 Penfield Place, Fairfield. Action: to foreclose a delinquent mortgage in the original principal amount of $470,000, dated July 2008.

Filed July 17.

Fuller, Theresa M. and Raymond G. Fuller, et al., Newtown. Filed by Robert N. Sensale, New Haven, for American Tax Funding L.L.C., Jupiter, Fla. Property: 21 Butterfield Road, Newtown. Action: to foreclose past due tax liens. Filed July 19.

Hunt, Dorothy L., Bethel. Filed by Erik Loftus, East Hartford, for Wells Fargo Bank N.A., Frederick, Md. Property: 5 Briarcliff Manor, Bethel.

Action: to foreclose a delinquent mortgage in the original principal amount of $195,000, dated October 2007. Filed July 18.

Gabrielle, Gerald and Richard Gabrielle, Darien. Filed by Erik Loftus, East Hartford, for Bank of America N.A., Charlotte, N.C. Property: 24 Greenwood Ave., Darien. Action: to foreclose a delinquent mortgage in the original principal amount of $399,200, dated June 2006. Filed July 11.

Ide, Toshiaki and Kumiko Ide, Greenwich. Filed by Kristen Boyle, Hartford, for Deutsche Bank National Trust, trustee, Los Angeles, Calif. Property: 672 Steamboat Road, Greenwich. Action: to foreclose a delinquent mortgage in the original principal amount of $900,000, dated September 2006. Filed July 17.

on the record Isbrandsten, Hans, Greenwich, Filed by Jennifer M. Jason, Hartford, for Wells Fargo Bank N.A., Frederick, Md. Property: 299 Riversville Road, Greenwich, Action: to foreclose a delinquent mortgage in the original principal amount of $475,000, dated September 2006, Filed July 19.

Jimenez, Natalia and Jerry Jimenez, et al., Bridgeport. Filed by Valerie A. Finney, Farmington, for Nationstar Mortgage L.L.C., Lewisville, Texas.

Property: 453 Evers St., Bridgeport.

Action: to foreclose a delinquent mortgage in the original principal amount of $260,000, dated June 2007.

Filed July 15.

Johnston, Beth Ann and Frederick S. Johnston IV, et al., Bridgeport.

Filed by Robert A. Pacelli Jr., Bridgeport, for Madison Commons Condominium Association Inc., Bridgeport.

Property: 3235 Madison Ave., Unit 3, Bridgeport. Action: to foreclose on an association lien . Filed July 11.

Jurado, Zorina and Manuel Jurado, et al., Stamford. Filed by Jeffrey M. Knickerbocker, Hartford, for The Bank of New York Mellon, trustee, New York City. Property: 19 Bouton Street West, Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $460,000, dated September 2005.

Filed July 19.

Kowats, Jocelyn and Donald Kowats Jr., et al., Newtown. Filed

by Jeffrey M. Knickerbocker, Hartford, for The Bank of New York Mellon, trustee, New York City.

Property: 9 Swamp Road, Newtown. Action: to foreclose a delinquent mortgage in the original principal amount of $384,000, dated May 2007. Filed July 18.

Kruk, Rita and Edward J. Kruk, et al., Easton. Filed by Kristen Boyle, Hartford, for U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 40 Magellan Lane, Easton. Action: to foreclose a delinquent mortgage in the original principal amount of $885,000, dated July 2005. Filed July 19.

Lapham Lipori; Christina and Richard B. Lipori, et al., Stratford.

Filed by Jeffrey M. Knickerbocker, Hartford, for Bank of America N.A., Charlotte, N.C. Property: 953 to 955 Longbrook Ave., Stratford. Action: to foreclose a delinquent mortgage in the original principal amount of $270,000, dated September 2005.

Filed July 22.

LaRocca, Nancy and Mario V. LaRocca, Bethel. Filed by Sonja J. Straub, Farmington, for Citimortgage Inc., O’Fallon, Mo. Property: 4 Short Drive, Bethel. Action: to foreclose a delinquent mortgage in the original principal amount of $264,300, dated September 2007. Filed July 16.

Miranda, Maria F. and Vinicio Miranda, et al., Stamford. Filed by Joshua Pedreira, Hartford, for The Bank of New York Mellon, trustee, New York City. Property: 21 Willard Terrace, Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $448,000, dated April 2005. Filed July 19.

Parker, Alesha and Gerry Parker, Bridgeport. Filed by Kristen Boyle, Hartford, for PNC Bank N.A., Pittsburgh, Pa. Property: 250 N. Bishop Ave., Unit 10, Bridgeport.

Action: to foreclose a delinquent mortgage in the original principal amount of $69,600, dated June 2007. Filed July 17.

Logan, Barrington, et al., Bridgeport. Filed by Paul Lewis Otzel, Milford, for Nationstar Mortgage L.L.C., Lewisville, Texas. Property: 197 to 199 Federal St., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $294,000, dated January 2006. Filed July 17.

Miron, Tiffany A., Stratford. Filed

by Erik Loftus, East Hartford, for Wells Fargo Bank N.A., Frederick, Md. Property: 2447 Broadbridge Ave., Stratford. Action: to foreclose a delinquent mortgage in the original principal amount of $286,219, dated July 2009. Filed July 19.

Parks, Donna M. and Farris Cannon, et al., Stratford. Filed by Adrienne Roach, Hartford, for Beneficial Financial I Inc., Mettawa, Ill. Property: 192 McGrath Court, Stratford.

Action: to foreclose a delinquent mortgage in the original principal amount of $165,282.69, dated August 2006. Filed July 18.

Redzepagic, Damir, et al., Stamford.

Filed by Erik Loftus, East Hartford, for Wilmington Trust Co., Wilmington, Del. Property: 82 Forest St., Unit B2, Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $52,800, dated February 2000. Filed July 17.

Pazmino, Maria and Juan Pazmino, Stamford. Filed by Steven G. Berg, Norwalk, for Greenway Condominium Association Inc., Stamford. Property: 60 Lawn Ave., Unit 17, Building G, Stamford. Action: to foreclose on unpaid common charges and assessments. Filed July 15.

Reppenhagen, William C., et al., Trumbull. Filed by Robert A. Pacelli Jr., Bridgeport, for Churchill South Condominium Association Inc., Trumbull. Property: 115 Paugusett Circle, Unit 8, Trumbull. Action: to foreclose on an association lien. Filed July 17.

Perez, Carola and Giovanni Perez, et al., Bridgeport. Filed by Loren M. Bisberg, Farmington, for U.S Bank N.A., trustee, Salt Lake City, Utah.

Property: 2326 Old Town Road, Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $272,700, dated September 2005. Filed July 15.

Roberts, Barbara Amy, Monroe, Filed for Wells Fargo Bank N.A., Frederick, Md. Property: 176 Wheeler Road, Monroe. Action: to foreclose a delinquent mortgage in the original principal amount of $549,000. Filed July 19.

Lopez, Jose G., et al., Stratford.

Filed by Erik Loftus, East Hartford, for Green Tree Servicing L.L.C., Rapid City, S.D. Property: 109 to 111 McKinley Ave., Stratford. Action: to foreclose a delinquent mortgage in the original principal amount of $264,000, dated March 2006. Filed July 19.

Lucido, Kimberly A. and Ronald J. Lucido Jr., et al., Shelton. Filed by Sonja J. Straub, Farmington, for JPMorgan Chase Bank N.A., Columbus, Ohio. Property: 16 Murray Ave., Shelton. Action: to foreclose a delinquent mortgage in the original principal amount of $262,000, dated August 2005. Filed July 12.

Lynch, June, et al., Bridgeport. Filed for Central Mortgage Co., Little Rock, Ariz. Property: 96 Chamberlain Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $188,100. Filed July 17.

Mack, Bridgette N. and Abdul Negedu, et al., Bridgeport. Filed by Adrienne Roach, Hartford, for Wells Fargo Bank N.A., Frederick, Md. Property: 75 Wheeler Ave., Unit G8, Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $143,100, dated March 2005. Filed July 17.

McArthur, Nona D. and Reginald F. Walker, et al., Bridgeport. Filed by Kristen Boyle, Hartford, for HSBC Bank USA N.A., Buffalo, N.Y. Property: 48 Hazelwood Ave., Bridgeport.

Action: to foreclose a delinquent mortgage in the original principal amount of $185,000, dated May 2006.

Filed July 15.

Mleczko, Deborah D. and John S. Mleckzo, et al., Wilton. Filed by Joshua Pedreira, Hartford, for Wells Fargo Bank N.A., Frederick, Md. Property: 211 Ridgefield Road, Wilton. Action: to foreclose a delinquent mortgage in the original principal amount of $746,250, dated January 2006. Filed July 19.

Olam, Michele and Christopher R. Olam; and Dominic M. Bonacci, et al., Newtown. Filed by Loren M. Bisberg, Farmington, for Bank of America N.A., Charlotte, N.C. Property: 261 Berkshire Road, Sandy Hook. Action: to foreclose a delinquent mortgage in the original principal amount of $436,551, dated May 2008. Filed July 19.

Olphonce, Rodger D. and Ryan P. Olphonce, et al., Bridgeport. Filed

by Loren M. Bisberg, Farmington, for Bank of America N.A., Charlotte, N.C. Property: 143 to 145 Dupont Place, Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $196,663, dated November 2006. Filed July 15.

Ortiz, Luisa and Maria M. Chumpitaz, et al., Stamford. Filed

by Erik Loftus, East Hartford, for HSBC Bank USA N.A., Buffalo, N.Y. Property: 28 Penzance Road, Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $513,000, dated May 2006. Filed July 19.

Ostensen, Marcie and Jorgen Ostensen, Trumbull. Filed by Jessica L. Braus, Fairfield, for U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 25 Greenfield Drive, Trumbull. Action: to foreclose a delinquent mortgage in the original principal amount of $260,000, dated June 2005. Filed July 19.

Pineda, Berta and Rubio Lemus, Stamford. Filed by Sonja J. Straub, Farmington, for Bank of America N.A., Charlotte, N.C. Property: 52 Maher Drive, Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $392,000, dated February 2008. Filed July 18.

Pittera, Thomas J., Stratford. Filed

by Jeffrey M. Knickerbocker, Hartford, for Bank of America N.A., Charlotte, N.C. Property: 870 Cutspring Road, Stratford. Action: to foreclose a delinquent mortgage in the original principal amount of $212,000, dated September 2005. Filed July 16.

Quail, Janie Lee and Peter J. Quail, Trumbull. Filed by Jeffrey M. Knickerbocker, Hartford, for Wells Fargo Bank N.A., Frederick, Md. Property: 320 Edison Road, Trumbull. Action: to foreclose a delinquent mortgage in the original principal amount of $359,650, dated August 2005. Filed July 22.

Raymond, Bertha and Rodinald Raymond, et al., Bridgeport. Filed

by Joshua Pedreira, Hartford, for Deutsche Bank National Trust, trustee, Los Angeles, Calif. Property: 166 Texas Ave., Bridgeport.

Action: to foreclose a delinquent mortgage in the original principal amount of $203,900, dated July 2006. Filed July 15.

Rodriguez Murphy, Zaida, Bridgeport. Filed by Paul Lewis Otzel, Milford, for Nationstar Mortgage L.L.C., Lewisville, Texas. Property: 149 Almeida Place, Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $106,050, dated September 2003.

Filed July 15.

Rodriguez, Camilo Andres and Javier Alonso Rodriguez; and Luisa F. Ospino, et al., Stamford. Filed

by Thomas P. Banas, Stamford, for First Fairlawn Condominium, Inc., Stamford. Property: 49 Standish Road, Unit 17F4, Stamford. Action: to foreclose a lien held by the Plaintiff, against real property. Filed July 19.

Schapiro, Brad A., et al., Stratford.

Filed by Adrienne Roach, Hartford, for Citimortgage Inc., O’Fallon, Mo. Property: 29 Blamey Circle, Stratford. Action: to foreclose a delinquent mortgage in the original principal amount of $310,840, dated December 2010. Filed July 19.

Sharkey, Rosemary and Vincent Sharkey, Stamford. Filed by Joshua Pedreira, Hartford, for Quicken Loans Inc., Livonia, Mich. Property: 73 Crestwood Drive, Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $469,624, dated August 2011. Filed July 17.

Sheftell, Fred D., et al., Stamford.

Filed by Enrico R. Constantini, Milford, for Astoria Federal Savings & Loan Association, Mineola, N.Y. Property: 29 Bittersweet Lane, Stamford. Action: to foreclose a delinquent mortgage. Filed July 18.

Slater, Maria and Ramon Alvarez, Bridgeport. Filed by Paul Lewis Otzel, Milford, for Nationstar Mortgage L.L.C., Lewisville, Texas. Property: 1165 Wood Ave., Bridgeport.

Action: to foreclose a delinquent mortgage in the original principal amount of $260,100, dated June 2004. Filed July 15.

St. Louis, Shirley and Jean Pierre St. Louis, et al., Bridgeport. Filed by Kristen Boyle, Hartford, for Bank of America N.A., Charlotte, N.C. Property: 1566 North Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $264,000, dated September 2007.

Filed July 17.

Szajkowska, Alexander, et al., Stamford. Filed by Jeffrey M. Knickerbocker, Hartford, for JPMorgan Chase Bank N.A., Columbus, Ohio. Property: 60 Strawberry Hill Ave., Unit 914, Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $223,250, dated October 2006. Filed July 19.

Tedora, Tiffany and Rhett Brown, Stratford. Filed by Carl Ferraro, Norwalk, for Robin and Barry Babbin, New York City. Property: 72 Hillspoint Road, Westport. Action: to foreclose a delinquent mortgage in the original principal amount of $49,708.70. Filed July 22.

Testa, Ellen and John M. Mauro, et al., Bridgeport. Filed by John P. Regan, Stamford, for Bridgeport City Employees FCU, Bridgeport. Property: 1403 Old Town Road, Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $125,000, dated April 2004. Filed July 17.

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of August 5, 2013 29

on the record Thoren, Patricia A. and Steven M. Thoren, et al., Danbury. Filed by Erik Loftus, East Hartford, for Bank of America N.A., Charlotte, N.C. Property: 26 Cedar Drive, Danbury.

Action: to foreclose a delinquent mortgage in the original principal amount of $246,100, dated October 2004. Filed July 18.

Wilson, Marjorie and Dalton Miller, et al., Bridgeport. Filed by Adrienne Roach, Hartford, for Bank of America N.A., Charlotte, N.C. Property: 125 Denver Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $148,000, dated March 2007. Filed July 11.

Tweedy, Mary A. and Harold L. Tweedy, Sherman. Filed by Lisa L. Buzaid, New Milford, for Union Savings Bank, Danbury. Property: 12 Durgy Lane, Ridgefield. Action: to foreclose a delinquent mortgage in the original principal amount of $251,000, dated April 2003. Filed July 19.

Young, Engride, et al., Bridgeport.

Filed by Erik Loftus, East Hartford, for U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 145 Pond St., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $152,000, dated April 2006. Filed July 11.

Vann, Phorn, et al., Danbury. Filed

by Jeffrey M. Knickerbocker, Hartford, for Bank of America N.A., Charlotte, N.C. Property: 11 Blaine St., Danbury. Action: to foreclose a delinquent mortgage in the original principal amount of $228,000, dated November 2006. Filed July 18.

Yu, Young, et al., Bridgeport. Filed by Jeffrey M. Knickerbocker, Hartford, for Deutsche Bank National Trust, trustee, Los Angeles, Calif. Property: Apt. 200, Building 59 Success Village, Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $76,000, dated May 2006. Filed July 15.

Vendryes, Katherine A. and Kim A. Vendryes, et al., Bridgeport. Filed by Erik Loftus, East Hartford, for Bank of America N.A., Charlotte, N.C. Property: 113 Atlantic St., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $112,000, dated April 2007. Filed July 16.

Vittorio, Joseph A., et al., Bridgeport, Filed for Foxledge Condominium Association Inc., Bridgeport. Property: 27 Canterbury Road, Bridgeport. Action: to foreclose a statutory lien on this unit. Filed July 16.

Watts, Joe Ann, Stamford. Filed by Adrienne Roach, Hartford, for Wells Fargo Bank N.A., Frederick, Md. Property: 2386 High Ridge Road, Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $240,000, dated December 2005. Filed July 17.

Wilder, Anastasia L., Greenwich.

Filed by Thomas P. Banas, Stamford, for Old Greenwich Gables Community Inc., Greenwich. Property: 51 Forest Ave., Unit 2, Greenwich. Action: to foreclose a lien held by the Plaintiff, against real property. Filed July 19.

Willowbrook Holdings L.L.C., Stratford. Filed by Walter M. Spader, North Branford, for American Tax Funding L.L.C., Jupiter, Fla. Property: 1888 and 225 Barnum Ave., Stratford. Action: to foreclose past due tax liens, for the town of Stratford. Filed July 16.

Ziman, Mary K., et al., Bridgeport.

Filed by Amy L. Harrison, Farmington, for Citimortgage Inc., O’Fallon, Mo. Property: 792 Cleveland Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $144,000, dated April 2005. Filed July 15.

MoRtGaGES

COMMERCIAL 22 Clinton L.L.C., Stamford, by Vincent J. Tufo. Lender: The Housing Authority of the city of Stamford.

Property: 22 Clinton Ave., Stamford.

Amount: $7.7 million. Filed July 17.

22 Clinton L.L.C., Stamford, by Vincent J. Tufo. Lender: The Housing Authority of the city of Stamford.

Property: 22 Clinton Ave., Stamford.

Amount: $4.9 million. Filed July 17.

22 Clinton L.L.C., Stamford, by Vincent J. Tufo. Lender: Rippowam Corp., Stamford. Property: 22 Clinton Ave., Stamford. Amount: $500,000. Filed July 17.

333 West Avenue Associates L.L.C., Darien, by Paul E. Hertz. Lender: First County Bank, Stamford. Property: 333 West Ave., Unit 6, Darien.

Amount: $520,920. Filed July 15.

Campbell Avenue L.L.C., East Haven, by Tarvinder Arora. Lender: Quinnipiac Bank & Trust Co., New Haven. Property: 86 Tunxis Hill Road, Fairfield. Amount: $210,000.

Filed July 16.

CEO Group L.L.C., Monroe, by Chad E. Ondy. Lender: Newtown Savings Bank, Newtown. Property: 447 Pepper St., Monroe. Amount: $411,750. Filed July 19.

CGL Partners L.L.C., Stamford, by Camile Sprio Giblin. Lender: Greenwich Community Bank N.A. d.b.a.

Greenwich Bank & Trust Co., Greenwich. Property: 27 Cambridge Drive, Greenwich. Amount: $350,000. Filed July 17.

E. Lloyd & Associates L.L.C., Darien,

by Ellen L. Eglin. Lender: Darien Rowayton Bank, Rowayton. Property: 37 Hillside Ave., Greenwich. Amount: $500,000. Filed July 10.

Gera Danbury L.L.C., Port Jefferson Station, N.Y., by Glen Nelson. Lender: Bank of America N.A., Columbus, Ohio. Property: 39 Old Ridgebury Road, Danbury. Amount: $85 million. Filed July 18.

Greenwich Manor L.L.C., Fairfield,

by Pedram A. Hendizadeh. Lender: Bank of Fairfield, Fairfield. Property: 27 Greenwich Ave., Greenwich.

Amount: $8 million. Filed July 19.

Ives Investments L.L.C., Fairfield,

by David J. Ives. Lender: Fairfield County Bank, Ridgefield. Property: 1150 Post Road, Fairfield. Amount: $1.5 million. Filed July 18.

Saromar L.L.C., Fairfield. Seller: Newtown Savings Bank, Newtown.

Property: 51 and 55 Stillman St., Fairfield. Amount: $494,500. Filed July 19.

Stone Castle Investment L.L.C., Monroe, by David J. Loftus. Lender: Newtown Savings Bank, Newtown.

Property: 1428 Monroe Turnpike, Monroe. Amount: $113,000. Filed July 17.

Turtle Rock Realy L.L.C., Bethel, by Mark Guss. Lender: Union Savings Bank, Danbury. Property: 44 Grassy Plain St. and 6 Francis J. Clarke Circle, Bethel. Amount: $1.3 million. Filed July 19.

CONSTRUCTION 34 Bruce Park Avenue L.L.C., Stamford, by Doron Sabag. Lender: Fairfield County Bank, Ridgefield. Property: 34 Bruce Park Ave., Greenwich.

Amount: $2.1 million. Filed July 12.

947 Hope Street L.L.C., Greenwich,

by Daniel H. Klebes II. Lender: The Bank of New Canaan, New Canaan.

Property: 947 Hope St., Greenwich.

Amount: $1.8 million. Filed July 15.

30 Week of August 5, 2013 • FairField County Business Journal

Green Jay Landscaping, 22 Purchase St., Rye, N.Y. 10580, c/o Green Jay International L.L.C. Filed July 15.

Ray’s Grill, 2158 Barnum Ave., Stratford 06615, c/o Anthony R. Constanzo. Filed July 16.

Grey Cat Cabinetry, P.O. Box 235, Sherman 06784, c/o Chris Alward .

Filed July 12.

Two Roads Brewing Co., 120 Ravencrest Drive, Stratford 06614, c/o Bradley A. Hittle. Filed July 22.

All in One Construction Group, 606 Post Road East, Unit 573, Westport 06880, c/o Edmond Warchick .

Filed July 19.

Hair by Heather, 120 Clapboard Ridge Road, Danbury 06811, c/o Heather L. Jones. Filed July 8.

Villa Pizza, 411 Barnum Avenue Cutoff, Stratford 06614, c/o Aniello Lubrano-Lavadera. Filed July 17.

All-Pro Sewer & Drain, 406 Wilcoxson Ave., Stratford 06614, c/o David Piccolo . Filed July 17.

HBX Enterprises Solutions, 2660 North Ave., Suite 214, Bridgeport 06604, c/o Hernan A. Sanchez . Filed July 15.

PatENtS

NEW BUSINESSES AK Home Improvement, 173 Knowlton St., Stratford 06615, c/o Allen Khouja . Filed July 17.

Ara Services, 181 Sugar St., Newtown 06470, c/o Andrew Robbins .

Filed July 18.

Big Brothers Couriers, 100 Hollister Ave., Bridgeport 06607, c/o Kapel Pettway . Filed July 18.

Boost, 19 Compo Road South, Westport 06880, c/o Susan Krauss and Sue Sirlin . Filed July 17.

Catchlights and Shadows Photography, 52 Mountainville Road, Danbury 06810, c/o Kerstin Meyne McCall . Filed July 18.

IDEAL, 1197 E. Main St., Bridgeport 06608, c/o Carla Crump and Marc Marcellus. Filed July 17.

NEW LIQUoR LIcENSES Captains Keg, 200 E. Main St., Stratford 06614, c/o Keith Gorlo.

Filed July 8.

Finalmente Trattoria, 165 Post Road East, Westport 06880, c/o Andre S. Iodice. Filed July 16.

CCLovely’s Pure Homemade Coconut Oil, 100 Putnam St., First floor, Bridgeport 06608, c/o Carol Crooks .

Filed July 17.

Hartley & Parker Ltd., 100 Browning St., Stratford 06615, c/o Jerry Rosenberg. Filed July 16.

Certapro of Fairfield Connecticut, 5 Gale Court, Bethel 06801, c/o Edward L. Villamana . Filed July 17.

In the Rough Grill, 545 Ridgebury Road, Ridgefield 06877, c/o Robert C. Wool. Filed July 10.

Clean Care Cleaners, 475 Hawley Lane, Stratford 06614, c/o Kioek Park.

Filed July 17.

Knapps Landing Restaurant, 520 Sniffens Lane, Stratford 06497, c/o Patricia Massey. Filed July 18.

Cracked Ice, 4 Valley Road, Westport 06880, c/o Crispin Music L.L.C . Filed July 22.

Off the Hook Bar & Grill, 170 Ferry Blvd, Stratford 06615, c/o Andrew C. Testo. Filed July 10.

CT DMV Express, 8 William St., Darien 06820, c/o Paul Streitz . Filed July 11.

Outriggers, Foot of Broad St., Stratford 06497, c/o Bruce Miller. Filed July 12.

Dockside Marine Services of Connecticut, 44 Hundred Acres Road, Newtown 06470, c/o William E. Noyce Jr. Filed July 18.

Peak Organic Brewing Co. L.L.C., 1700 Stratford Ave., Stratford 06615, c/o Jonathan A Cadoux. Filed July 11.

Downtown Services L.L.C., 966 Main St., Bridgeport 06604, c/o Walter La Fountain. Filed July 16.

Esotericos Fortuna Y Felicidad L.L.C., 2097 E. Main St., Bridgeport 06606, c/o Marco Ruiz . Filed July 23.

Fairfield Hyundai, 2269 Post Road, Fairfield 06824, c/o Fairfield Hyundai L.L.C. Filed July 22.

Purple Feet of Westport, 275 Post Road East, Westport 06880, c/o Vini Primi Inc. Filed July 17.

Controlling dfe color-management behavior in a distributed system. Patent no. 8,498,015 issued to Michael E. Farrell, Webster, N.Y.; Javier A. Morales, Rochester, N.Y.; and Patrick Harrington, Rochester, N.Y. Assigned to Xerox Corp., Norwalk.

Method and process for text-based assistive program descriptions for television. Patent no. 8,497,939 issued to Craig Davis Cuttner, Norwalk. Assigned to Home Box Office Inc., New York City, N.Y. Method for generating a soft proof for a plurality of color printers.

Patent no. 8,498,017 issued to David C. Robinson, Penfield, N.Y. Assigned to Xerox Corp., Norwalk.

Oil-pressurized foam roll. Patent no. 8,498,559 issued to Martin F. Zess, Churchville, N.Y.; and Jason M. Lefevre, Penfield, N.Y. Assigned to Xerox Corp., Norwalk.

Online home-improvement document-management service. Patent no. 8,499,335 issued to Eugene S. Evanitsky, Pittsford, N.Y. Assigned to Xerox Corp., Norwalk.

Print job management systems and methods. Patent no. 8,498,012 issued to John C. Czudak, Conesus, N.Y.; and Patrick J. Waara, Fairport, N.Y. Assigned to Xerox Corp., Norwalk.

System and method for identifying a cause of lateness of a print job in a print production environment. Patent no. 8,498,009 issued to Sharath Srinivas, Webster, N.Y.; Sudhendu Rai, Fairport, N.Y.; and Eric Michael Gross, Rochester, N.Y. Assigned to Xerox Corp., Norwalk.

+THIS WEEK’S

ELECTRONIC RECORDS SECTION CONTAINS:

30 MORE NEW BUSINESSES on Westfaironline.com.

235 MORE RESIDENTIAL DEEDS on Westfaironline.com.

Business ConneCtions HealtHcare 2014

events

Insurance Mandates May Be Felt in New Rates

The Connecticut Economy

Excerpted from an article that first appeared in The Day.

C

onnecticut ranks high on the list of states with large numbers of health care mandates on the books, such as required medical insurance coverage for infertility treatment or autism spectrum disorder services.

The cost of mandating such coverage is expected to be felt in the rates individuals and certain employers will pay once the state’s new health care exchange—essentially an online marketplace for insurance—is up and running. Open enrollment begins Oct. 1, and coverage is set to begin Jan. 1.

But just how much the expense of mandates will ultimately affect people’s premiums is up for debate.

“Affordability is key to expanding access to health insurance in Connecticut, but health benefit mandates increase the cost of health insurance, making it even less affordable and accessible,” the Connecticut Business & Industry Association contends.

“Each new mandate passed by the legislature directly results in an increased premium rate to pay for the new service or procedure required by the state.”

Kevin Counihan, CEO of Connecticut’s exchange, Access Health CT, acknowledges that the state has a lot of mandates. Although the definition of what is considered a mandate can differ, a 2012 report from the Blue Cross Blue Shield Association determined Connecticut has 27 state-mandated benefits plus an additional five for lesscommon conditions. The only state with more was Maryland, with 28 state-mandated benefits and eight more for rarer conditions.

“Does that contribute to the cost of coverage, of price? Absolutely,” he said.

Under the Affordable Care Act, the federal government allowed states to choose to keep most or all of the existing state mandates already on the books when they were putting together the list of essential benefits that plans offered by the exchange must include, said Richard Cauchi, program director for health issues at the National Conference of State Legislatures.

All Connecticut mandates will be included in the plans offered by the state’s exchange. Premiums will ultimately vary based on the percentage of cost covered by enrollees—creating a tiered system—as well as the amount they’re eligible to receive in federal subsidies to offset the cost.

A 2010 study by the University of Connecticut’s Center for Public Health and Health Policy evaluated 45 health insurance benefit mandates in Connecticut, as defined in the state legislation creating the review. The report found that the health insurance benefit mandates in effect on Jan. 1, 2009, accounted for roughly 22 percent of total premium for group coverage and 18 percent of total premium for individual coverage, though there’s been some dispute about the figures.

In addition to the state mandates, insurance plans must include a list of essential benefits required by the federal government.

Since Connecticut already required all but pediatric dental and

pediatric vision coverage, the federal requirements are not expected to have as much of an impact on Connecticut premium costs compared to other states.

“We have these very rich packages. That really is the only option.

There really isn’t a lot of affordable options out there,” said Jennifer Herz, an assistant counsel at CBIA. According to initial filings to the department, the average monthly rates for individual plans ranged from $296 to $397, while the average monthly rates for small group plans ranged from $440.30 to $716. At least one of the insurers is revising its filing, likely to a lower amount.

Paul Lombardo, an insurance actuary with the Department of Insurance who is reviewing the plans and the assumptions they’re based on, said it’s difficult to say whether there will be sticker shock in Connecticut once the rates are finalized.

“We’ve been saying, for any individual or employer out there, it’s really going to depend on what you had prior to this,” he said.

“I really don’t think people are going to know how it affects them until they look at quotes they get for insurance when the exchange is up in October.” ➤ Read more at cbia.com/healthcare2014

Hr Hotline

Sexual Harassment Training We had all our supervisors go through sexual harassment prevention training.

Recently someone mentioned that we’re required to train the nonsupervisory employees as well. Is that true?

Training nonsupervisory employees is not a requirement, but many employers think it’s a good idea to do so. Training employees on sexual harassment and your company’s sexual harassment policies lets employees know they should inform you about any harassment that occurs and give you a chance to remedy the problem before they resort to a lawsuit.

In addition, the courts agree that an employer may be able to defend itself against a sexual harassment suit by showing that steps were taken to prevent harassment and that the complaining employee failed to use the employer’s complaint procedure. Training all employees helps you fulfill these conditions.

CBIA offers several harassment prevention training programs for supervisors and nonsupervisory employees.

For more information, call us at 860.244.1900. ➤ Learn more at cbia.com/hr

Presented by CBIA, the Hartford Area Business Economists, and the Barney School of Business at the University of Hartford Sponsored by BlumShapiro, Chase, Morgan Stanley Wealth Management, The Schaeneman Group

f What do you need to know to take advantage of the changing economy? f When will we see a sustained recovery? f What industries are adding jobs? f What are the state’s long-term fiscal challenges, and why are they important?

Featured Speakers f David Martin Darst, Managing Director and Chief Investment Strategist, Morgan Stanley f Hon. David M. Walker, Founder/CEO, Comeback America Initiative; former Comptroller General of the U.S. f Anthony Chan, Managing Director and Chief Economist, J.P. Morgan Featuring information-packed sessions—including results of the 2013 CBIA/ BlumShapiro Survey of Connecticut Businesses—this morning event kicks off with a full Scan to RegiSteR breakfast buffet and networking opportunities with area business leaders.

Date

Friday, Sept. 6, 2013

Time

7:30–11:45 am

Place The Sheraton, 100 Capital Blvd., Rocky Hill Cost

CBIA/HABE members, $75 Nonmembers, $95 Tables of 10, $700

➤ Register at cbia.com/events

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of August 5, 2013 31

CALL FOR NOMINATIONS CRITERIA

I

n its second year, this popular award is open to any CFO who has worked a minimum of two years for a company in Fairfield County. Three winners will be chosen by a distinguished panel of judges; one from a company with fewer than 100 employees, another from a company with 101 to 500 employees and the third from a company with more than 500 employees.

NOMINATIONS ACCESSIBLE AT WESTFAIRONLINE.COM/CFO-OF-THE-YEAR-NOMINATE/ NOMINATIONS WILL BE ACCEPTED FROM NOW THROUGH AUG. 10

AWARDS CELEBRATION SAVE THE DATE, MEET THE CANDIDATES AND CELEBRATE THE 2013 FAIRFIELD COUNTY CFO OF THE YEAR WINNERS WITH GUESTS AND COLLEAGUES.

DATE/TIME + LOCATION OCTOBER 2 | 5:30 P.M. HOTEL ZERO DEGREES 353 MAIN AVE., NORWALK

SPONSORS