Fairfield County Business Journal 09042017 by Westfair Business Journal

2 | WAGE INEQUALITY September 04, 2017 | VOL. 53, No. 36

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SHU’s president leads change, but maintains school’s core values BY PHIL HALL phall@westfairinc.com

ing participating businesses. Participants will include restaurants, retail stores and recreational and entertainment venues. Named after the city’s free monthly promotional newsletter, Norwalk Now is the brainchild of Kathryn Hebert, director of the Norwalk Parking Authority, who said that unlike similar efforts, the new organization is designed to be “in it for the long haul.” “There have been a number of attempts over the years to provide support for our businesses, but they were usually one-offs due to a lack of collaboration, time and mostly

o one can accuse Sacred Heart University President John J. Petillo of sitting back and overseeing a static school. Since June 2016, the university has had a stellar year, adding four master’s programs, establishing a school of computing, taking over Bridgeport’s St. Vincent’s College, partnering with Newark-based Seton Hall University School of Law on a new program aimed at prospective law students, launching an online certificate program in digital marketing and moving into General Electric’s former headquarters in Fairfield. And when asked what he plans to do for an encore, Petillo responded with a loud laugh and the proclamation, “Relax!” But that might be easier said than done. Not far from his office, Petillo can view the construction of a student housing complex on the 15.6 acres of land that Sacred Heart bought from neighboring Jewish Senior Services in 2014. And this new building phase could not have come at a better time. “We are going to be about 9,000 students for the fall,” he said. “Six years ago, we were at 5,100.” Petillo, who became president in March 2011 after serving as interim president since October 2010 and dean of the university’s Jack Welch College of Business since March 2009, was not eager to see Sacred Heart grow into a mega school. “We’re not looking to be much larger than we are,” he said, adding that an increased population has not changed the basic character of the campus.

» NORWALK NOW, page 6

» SHU, page 6

Sacred Heart University President John J. Petillo. Photo by Phil Hall.

Norwalk Now launches to promote city’s businesses BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

marketing organization dedicated to promoting and supporting the businesses that make up Norwalk’s “urban core” districts is being

launched this summer. Norwalk Now is designed to be a fully integrated marketing, public relations, event management, and social media company that will manage a comprehensive website, interactive social media platforms, an active event calendar, email marketing and a news outlet highlight-

GUEST VIEW

BY WILLIAM C. DUDLEY

On wage inequality and economic mobility Editor’s note: The following remarks were delivered at an Aug. 10 press brie�ing on the region’s economy at the Federal Reserve Bank of New York, where Dudley has served as president and CEO since 2009.

oday’s briefing will focus on labor market inequality, including wage inequality in our region. Currently, we see comparatively high levels of inequality in the labor market in terms of differences in the wages workers earn. This situation has been in the making for several decades. Since the early 1980s, wages have increased more rapidly for workers toward the top of the income distribution than for the median worker, and much more rapidly than for workers toward the bottom of the distribution. Further, this increase in inequality can be seen throughout the entire distribution of wages.

TECHNOLOGY AND GLOBALIZATION

In my view, two main factors are responsible for this pattern of differential wage growth and the resulting increase in wage inequality. First, advances in technology have dramatically changed the nature of work, increasing the skill requirements for many jobs while displacing others. Second, the pace of globalization has accelerated in recent decades, with increased cross-border trade, investment, immigration and the emergence of global supply chains. Together, these economic forces have contributed to significant job losses in certain sectors, most notably manufacturing. The resulting decline in demand for middle- and lowerskilled workers has resulted in fewer jobs and has depressed wages for many in those industries. Other, less important factors behind the rise in inequality include the decline in private-sector labor unions and the falling real value of the minimum wage. At the same time, technological change and globalization have created jobs in areas such as engineering and software development. Demand has been particularly high for knowledge workers, resulting in strong wage growth in certain sectors. Monetary policy can help support economic growth, but it is much less powerful in addressing the structural factors that underpin inequality in the labor market. That said, understanding the causes and consequences of economic inequality is important to the Fed. We are working hard at producing research, information, data and analysis so that we can better understand inequality and participate in an informed debate on how to best address it. One significant initiative within the Federal Reserve System is the creation of the Opportunity and Inclusive Growth Institute

at the Minneapolis Fed. The Institute conducts research to measure, analyze and make recommendations to improve the economic well-being of all Americans, with a particular focus on structural barriers that limit full participation in economic opportunity and advancement.

LAGGING ECONOMIC MOBILITY

In a free market economy, some wage inequality is inevitable given variability in individuals’ endowments, skill sets and education levels. These attributes influence the demand for their services and the wages they are paid. We don’t expect those just starting out to have the skills of more experienced workers. But the access and opportunity needed to attain the attributes associated with higher wages may not be uniform — and that is concerning. Inequality reflects impediments to people reaching their potential. These include limits on access to education, credit, transportation and housing. Such impediments may discourage workers from investing in themselves and may lead some to drop out of the labor force. We should all work to ensure that people have opportunities to develop their skills, build human capital and improve their job prospects. To me, inequality is especially problematic when it reflects and reinforces barriers to economic mobility. Too many parents are increasingly pessimistic about their children’s economic future. According to a recent Pew Research Center survey, only 37 percent of American parents think their children will be better off financially than they are. This is a deeply troubling finding. I believe that income inequality is generally less problematic when it does not impede economic mobility and when economic mobility is high. While the “rags to riches” story has been a popular theme in U.S. history, income mobility in the U.S. is now notably lower than in many other advanced economies. Unfortunately, substantial differences in economic mobility exist within the U.S. Important research by Raj Chetty and his co-authors suggests that upward mobility strongly depends on where one grew up. That is, places themselves seem to have a measurable effect on economic outcomes for children as they reach adulthood. In particular, this research indicates that higher upward mobility is associated with areas that are less residentially segregated by race or income and that have higher-quality schools, stronger social networks, greater community involvement and stable family structures. Significantly, they find that places with greater upward economic mobility tend to have lower income inequality. This evi-

Week of September 04, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

dence suggests that there is a fundamental inequality of opportunity for advancement that is tied to where people live. Reducing inequality of opportunity is something we should all work toward.

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DIRECTIONS FOR POLICY

So, what are some specific ways policy can address inequality and improve economic mobility? While this is a difficult and complex set of issues with no easy answers, I do have a few thoughts. First and foremost, we can improve the quality of education for our most vulnerable citizens. Children who attend better schools and attain higher levels of education have more favorable long-term outcomes, including better job prospects and higher earnings. There are large disparities in the quality of education a student receives, which are highly correlated with where that student lives. We need to look for ways to provide higher-quality education regardless of where people live. Reducing the role of local property taxes in school financing to better equalize school quality across locations is one example. In addition, education’s benefits start very early in life and are cumulative. While we need to further strengthen primary and secondary education, there is convincing evidence that educational investments in early childhood have especially high rates of return in terms of lifetime earnings and are associated with many other positive outcomes. Workforce development is another key policy area that can improve economic mobility and reduce inequality. Because of the swift pace of economic change driven by advances in technology and globalization, we ought to step up efforts to help workers build the skills necessary to adapt to change. This means providing these types of services at the local level. These efforts should include innovative workforce development programs, coursework and certifications in key skills that are in demand, and fostering partnerships between higher education institutions and local employers. Here, I would point to Monroe Community College in Rochester as a model of successful collaboration with employers to create job-training programs that align with current employment opportunities. The issues of economic inequality and income mobility are among the most important that we face as a nation and as a region. These issues are particularly relevant for our region because the Second District is home to some of the highest and lowest levels of wage inequality in the country.

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NEWS NOON @

Partnership aims to improve care for mothers and infants BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

he Connecticut Hospital Association and the Connecticut Perinatal Quality Collaborative have formed a partnership to improve the health and quality of care for mothers and infants — which area hospitals say will result in great strides forward for patients and medical practitioners alike. “When health care providers meet collaboratively, it fosters the transference of expertise and knowledge to the larger group of providers working together to implement the goals of the initiative,” said Jill Immermann, nurse manager of the Neonatal Intensive Care Unit & Pediatrics at Norwalk Hospital. “We gather data based on the initiative we are working on and the results are used to measure the level of success.” Jeffrey L. Bartlett, director of neonatology at Danbury and Norwalk hospitals, noted that the partnership “is not something new to perinatal providers in Connecticut. As providers of newborn care, we have worked in collaboration with CPQC (Connecticut Perinatal Quality Collaborative) for the past

that it promotes high-quality maternal few years to address a number of important and newborn care across the continuum topics that have become a focus in caring by facilitating cooperation among hospifor newborns in Connecticut.” Making the tals and health care providers, supporting partnership more formal “provides a name evidence-based newborn care practices, to what we have been doing and resources sharing educational and that will be available training resources and to providers across the gathering critical data. state,” Bartlett added. I don’t know that Delivery of care in The partnerthe relevant units in the ship means that patients will detect Western Connecticut Connecticut Perinatal any difference. We will Health Network — which will transform from an includes Danbury, independent collaborcontinue to provide Norwalk and New ative to a Connecticut excellent, evidenceMilford hospitals — will Hospital Association collaborative, said based care to each of the continue to improve, said. Connecticut Hospital newborns we care for. Bartlett “Through our discusAssociation CEO – Jeffrey L. Bartlett, sions and the data that Jennifer Jackson. The Danbury and Norwalk hospitals will be collected, we can result, she said, “will individualize best pracenable us to expand tices in perinatal care to our statewide focus on our individual institutions,” he said. “It also this important work and will bring new provides a direct relationship to experts opportunities for joint education, research within our state that are at the front molding and clinical collaboration.” these guidelines for best practices.” The perinatal collaborative includes Another key component of the partnervolunteer physicians, nurses, lactation conship will be building upon the collaborative’s sultants, additional maternal and infant work in addressing perinatal health and health care providers and state agency opioid addiction. “These are areas of care and community stakeholders. Jackson said

that we are actively discussing within our hospitals already,” Bartlett said. “By focusing on these topics at a community and regional level, it allows us to share ideas, models of care and problems in current models that other hospitals may already be experiencing and work together to provide the best models of care at our institutions.” “By bringing us together in this collaboration,” Bartlett added, “I hope it will help us to attract national leaders and experts in these areas of medicine to help us continue to improve our care.” Hospital officials said that patients won’t necessarily be aware of the benefits of the collaboration. “I don’t know that patients will detect any difference,” Bartlett said. “We will continue to provide excellent, evidence-based care to each of the newborns we care for. In time, we hope that the evidence we collect and changes we adopt will measurably improve outcomes, such as reducing length of stay and delivery-related complications.” Immermann at Norwalk Hospital agreed. “While patients and families may not notice a difference in the care they receive, they will be getting quality care based on the most up-to-date standards,” she said.

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FIVE CHARTER SCHOOLS PROPOSED

Five applications for new charter schools, including two in Danbury and one in Norwalk, have been delivered to the Connecticut State Department of Education. If approved, they would be the first new charter schools in the state in nearly four years.

Helping build local business

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Is Poland Spring water really “natural spring water” from Poland Spring, Maine — or is it simply common groundwater? That’s the basis of a class-action lawsuit filed in Connecticut federal court against Stamfordbased Nestlé Waters North America, which bottles Poland Spring. Despite claims that it draws its water from "eight natural springs" in the Maine area, the suit states, "Poland Spring Water products all contain ordinary groundwater that Defendant collects from wells it drilled in saturated plains or valleys where the water table is within a few feet of the earth's surface.” The suit also maintains that no evidence exists that the eight springs still exist — or that six of them ever existed. The lawsuit seeks an unspecified amount of damages for numerous violations, including breach of contract and fraud. “Poland Spring is 100 percent spring water,” according to Nestlé. “It meets the U.S. Food and Drug Administration regulations defining spring water, all state regulations governing spring classification for standards of identity, as well as all federal and state regulations governing spring water collection, good manufacturing practices, product quality and labeling. We remain highly confident in our legal position.”

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in the state — including seven in Bridgeport, three in Stamford and one in South Norwalk — in which approximately 10,000 students are enrolled.

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The Connecticut Insurance Department has asked Anthem and ConnectiCare to submit new rate filings for 2018, in the face of what it called “market uncertainty” over whether the federal government will discontinue cost-sharing reduction payments, which provide financial assistance for consumers via lower co-payments and deductibles. The Insurance Department has asked the insurers — the only carriers remaining on Access Health CT, the state’s health insurance exchange — to submit a supplemental filing that reflects the possible absence of cost-sharing reduction payments for 2018, and to apply that impact only on Silver

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STATE WANTS NEW HEALTH CARE INSURANCE RATE FILINGS

The proposed Danbury Prospect Charter School is looking to open in September 2018 as a preparatory institution covering grades six through 12, with a student enrollment of 550. It is associated with Prospect Schools, which operates several charter schools in New York state. The proposed Danbury Collegiate charter school is seeking an August 2019 opening as a kindergarten through fourth grade institution, and would be associated with CT Institute for Communities. Its student population would be 250. The Norwalk Charter School for Excellence would open in September 2019 and be associated with the Stamford Charter School for Excellence. It would serve about 400 students in pre-kindergarten through second grade. The other proposed schools would be in Hartford and Winchester. If approved by the Department of Education, the proposals would go to the state legislature. There are presently 24 charter schools

BRIEFLY

exchange plans. “This supplemental filing will give the department maximum flexibility in making final determinations for health insurance rates on the exchange within the tight time limits and have rates set for open enrollment in November,” Insurance Commissioner Katharine L. Wade said. Earlier this year, Anthem asked the Insurance Department for an average rate hike of 33.8 percent on plans covering individuals and their families, while ConnectiCare asked for an average rate hike of 15.2 percent on policies it sells through Access Health CT, where it covers about 51,000 people.

Week of September 04, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

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The struggling Claire’s chain, which specializes in jewelry and accessories for girls and young women, is closing its Greenwich store at 344 Greenwich Ave. when its lease ends in November. Claire’s, based in Hoffman Estates, Illinois, has closed some 150 stores over the past several months, although it still operates outlets in Danbury, Stamford, Trumbull and two in White Plains. According to a report by Retail Dive, Claire's had nearly $1.8 billion in outstanding debt in January. Including Greenwich, it operates 3,469 stores. - Kevin Zimmerman

Xerox sets sights on small Citrin Cooperman Corner and midsize businesses Family Matters: BY PHIL HALL phall@westfairinc.com

ed Dezvane is no stranger to small business. “My father ran a small business for 35 to 40 years and I was often his back-office, unofficial strategy guy,” he said. “It was a tool and die manufacturing business. I grew up around that DNA of wondering how do you optimize, how do you grow and how do you figure out all of those things.” Dezvane did not stay to carry on his father’s business, but that experience is now shaping his duties as global head of Xerox’s Managed Document Services organization. While his focus at the corporation headquartered in Norwalk has primarily been on larger-scale operations — he was Xerox’s chief strategy officer when the company spun off Conduent this year — he now leads an effort to further strengthen Xerox’s position in the small and midsize business market. “Xerox is embracing the SMB market in a way that I haven’t seen us do in the 12 years I’ve been here,” said Dezvane. “There was a growth initiative at Xerox in the ’90s around SOHO — small office/home office — but it didn’t go gangbusters. As with all the other things happening in the ’90s, it wound up getting shut down in the early 2000s.” To establish a renewed presence in this space, Xerox is positioning its business technology solutions subsidiary, Global Imaging Systems, to serve as its brand ambassador to small and midsize companies. “With Global Imaging Systems, we are leveraging channel partners, independent dealers and distributors — folks that are themselves small and medium businesses — and empowering them with tools and accreditations they need to succeed,” said Dezvane. “The idea is to step back and talk to our partners about what’s the journey that they should be taking their clients on,” he said. “If all you’re doing is taking over the product maintenance and the toner, the value added to the customer isn’t enormous — it’s just a different pricing model from what they could have gotten if they bought the thing piecemeal. But if we talk to our partners about how these small and medium businesses use their printing — what is the usage patterns, what are they printing? — then we have a fact-based way of assessing and we can see if the workflow automation that we can bring into the environment can be a lot more effective and secure.” Dezvane said Xerox is focusing on cloud computing solutions, which has been extremely attractive for budget-conscious small and midsize companies.

The cloud “allows not just small business, but also big business to be able to leverage shared infrastructure and overhead costs. And that’s why our service pricing models to go along with our cloud services are very popular — you pay for what you use. I don’t think it is appropriate for every type of technology to be priced on an as-you-use-it basis. In managed print, communications services and workflow automation, we are able to manage that infrastructure in the cloud and have the pricing go along with it.” With on-site physical hardware, Dezvane added, Xerox enables customers to “spread the cost of that over time and volume and have the end user pay for it over time. You don’t want to get locked into something that is way too big or way too small. You don’t know where your business is going to be in two, three or four years.” Too many businesses still are not using technology to its fullest, Dezvane noted. He remembered his father having a computer at his desk but still preferring to handle much of his operations using pen and paper. While few business owners today

Ted Dezvane.

take that approach, he said, the nature of the tech world is still challenging to too many companies. “There are probably less than 1 percent of companies on the planet that are using technology to its maximum effectiveness,” Dezvane said. “I don’t think I am going out on a limb. The day-to-day requirements of being a business are taking up our time and the technology platforms that are out there are changing quickly. Even something you bought four or five years ago might be antiquated, even though it still works.” “The problem isn’t if the technology is available — it’s if the technology is absorbable,” he said. “How do you absorb that technology and avoid using a lot of time and energy trying to figure out if the technology is right for you? And how do you apply that into your business so that work gets done faster, with lower errors and you can focus on other things?”

New York Has Taken a Stance

BY SALLY MAYBRUCH, CPA AND LORRAINE VALLE CITRIN COOPERMAN for employees. Discrimination or retaliation against employees who take or ask about Paid Family Leave will not be tolerated. Failure to comply with withholding or benefit rules can result in substantial penalties.

SALLY MAYBRUCH

LORRAINE VALLE

New York has enacted a Paid Family Leave (PFL) Benefits Law, said by the NYS Department of Financial Services to be the most comprehensive paid family leave program in the U.S. All private employers subject to New York worker’s compensation law must provide benefit coverage for eligible employees, defined as those who have worked at least 20 hours per week for a minimum of 26 weeks. Beginning on January 1, 2018, eligible employees will have the ability to take time off and receive a portion of their income to: • Care for a family member with a serious health condition; • Bond with a child during the 12 months following birth, adoption, or start of fostering; or • Address issues arising from a family member’s active military service. In 2018, eligible employees will receive half of their average weekly wage, capped at half of the statewide average weekly wage, for up to eight weeks of leave. It is estimated that the maximum 2018 weekly benefit will be $648. When the program is fully phased in, by the year 2021, the maximum benefit will be two thirds of the employee’s average weekly wage, capped at two thirds of the statewide average weekly wage, for up to 12 weeks of leave. WHAT ARE THE RESPONSIBILITIES FOR THE EMPLOYER? Private employers should prepare to obtain coverage through an insurance carrier beginning January 1, 2018. It will generally be included under an employer’s existing disability benefits policy. Employers should contact their disability insurance carrier if they have not been notified already. Paid Family Leave coverage can be funded by employee payroll contributions, which were allowed to be collected as of July 1, 2017, or employers may cover the cost themselves. The premium rate for Paid Family Leave benefits, as well as the maximum employee contribution for coverage, is reset annually. Beginning January 1, 2018, the maximum withholding for 2018 will be $1.65 per week. If a payroll service is used, employers must confirm that the payroll company is compliant with regards to withholding for both full- and part–time employees. Employers must allow an employee to return to the same or a comparable job. Failure to reinstate employees can expose employers to claims. Employers must continue employees’ health insurance while on Paid Family Leave, but may require that employees continue to pay their premium contributions. Employers must ensure that their organizational policies and related policy manuals comply with the new law, including publicly displaying an informational poster

WHAT ARE THE CONSIDERATIONS FOR THE EMPLOYER? Paid Family Leave Policy applies to employees who work in New York, regardless of where the employer is based or where the employee lives. If an employee works in New York for more than 30 days in a calendar year, it is the responsibility of the employer to obtain Paid Family Leave Coverage. It is therefore very important for employers, especially those not based in New York, to maintain awareness of the locations of remote employees in order to remain in compliance. For employers currently exempt from the federal Family and Medical Leave Act (FMLA), PFL provides new challenges and considerations that may not have been present before. For employers currently adhering to FMLA, the addition of PFL and the coordination between the two policies requires special attention. While there are similarities between the two policies (job protection and continuation of health insurance while on leave), there are also marked differences, including the potential reason for the leave. For example, PFL does not apply to an employee’s own health issue, while FMLA does. Employers will need to ensure that their policies for administering leave are current and accurate. While the new policy provides tremendous peace of mind for employees, it can be anxiety provoking for employers. What will happen to you and your business if a key employee is out for 8 – 12 weeks? For small business owners, this thought may cause even more alarm. Planning for business continuity is critical and having strong, creative, business-minded consultants on your team can help structure a unique plan that works for both your industry and your specific business. At Citrin Cooperman, we understand that you and your business need a strategy that is tailored to you, rather than making you work within the constraints of a predefined plan. Paid Family Leave allows employees to focus on personally significant events while still being guaranteed wage replacement, job protection, and continuation of health insurance. The professionals at Citrin Cooperman work with you and for you, so that you can focus on what counts – your business. For more information on New York State’s Paid Family Leave, contact a member of your Citrin Cooperman team or visit https:// www.ny.gov/programs/new-york-statepaid-family-leave. ABOUT THE AUTHORS Sally Maybruch, CPA, is a manager in Citrin Cooperman’s Norwalk office and can be reached at 203.847.4068 or at smaybruch@ citrincooperman.com. Lorraine Valle is a manager in Citrin Cooperman’s New York City office and can be reached at 914.693.7000 or at lvalle@citrincooperman.com. Citrin Cooperman is a full-service accounting and consulting firm with 10 locations along the East Coast. Visit us at www.citrincooperman.com.

A MESSAGE FROM CITRIN COOPERMAN FAIRFIELD COUNTY BUSINESS JOURNAL • Week of September 04, 2017

Norwalk Now — » » From page 1

funding,” Hebert said. “A lot of efforts by the city and businesses involving a great deal of time and effort would result in a single event … and if people couldn’t make it, that was it. This will be much more sustainable and comprehensive.” The goal is to energize the SoNo, West Avenue and Wall Street districts to promote, in the words of its newly launched website, “the heartbeat of a New York City suburb featuring the vibrant retail, dining, entertainment, and recreational lifestyle of a thriving coastal community.” The effort is being bankrolled by the Norwalk Parking Authority in the amount of $100,000 this fiscal year, which began on July 1, and another $100,000 next fiscal year, after which the agency will again apply for approval of the marketing expenditure by the city’s Economic Development Office. Hebert emphasized that all of the Parking Authority’s revenues are derived from parking fees. “There is absolutely no taxpayer subsidy involved at all” in the marketing effort, she said. The Parking Authority intends to continue as an investor and underwriter of Norwalk Now, with the goal that the organization ultimately become self-sustaining

SHU — » » From page 1

“What is unique here is that despite our growth, it is still a very warm and welcoming community,” he said. “Some of the college guides make references that students at Sacred Heart hold doors for you. When I first saw that, I thought it was silly, but I hear it all the time. I teach a course in business and I always call the class over one at a time. I had one young man and I asked him how he liked college. He said, ‘I hold doors for people. I never held doors for people, but around here everyone holds doors and I don’t want to be the odd man out.’” Petillo said that Sacred Heart was also holding a figurative door open to St. Vincent’s College, a 763-student school whose curriculum is limited to associate degree programs in nursing, radiography and general studies and three online bachelor’s degree completion pro-

as a collaborative downtown marketing program, Hebert said. The Parking Authority director said she first proposed what became Norwalk Now about 18 months ago “to emphasize the importance of establishing an economic driver for our key districts.” “Everybody got it,” she said, noting that it still took until late August for Norwalk Now to become a reality “as, like everything else in government, it takes time to finalize these things.” Active participants in Norwalk Now will pay what Hebert described as “a nominal fee” to cover operating expenses. Among the benefits offered businesses are inclusion under the Norwalk Now brand by way of print, digital, broadcast and event marketing; access to public relations support; regional and national media placement opportunities; event inclusion and promotion; a dedicated full business page on the website; and calendar, email marketing and social media inclusion. A biweekly newsletter will keep consumers up to date on the latest happenings from participating businesses, with additional support from Norwalk Now social media platforms. The marketing and public relations component is being overseen by MaxEx Public Relations LLC, a Stamford agency that works principally with restaurant and hospitality clients. Linda Kavanagh, founder and president of MaxEx, said the initiative for Norwalk businesses

will be designed to “enhance their existing marketing programs, if they have one. And if they don’t have P.R. or marketing, this is the next best thing to hiring their own publicist.” The cost of such an effort, Kavanagh said, would typically be a few thousand dollars per month for a business, but it will be a few hundred dollars through Norwalk Now. “It’s crazy low,” she said of the cost. Both Kavanagh and Hebert said that business owners’ response so far has been enthusiastic — and Greer Fredericks, owner of the recently opened Peaches Southern Pub and Juke Joint at 7 Wall St., agreed.

“Any time you can get this kind of support is exciting,” Fredericks said. “There are so many great businesses and restaurants here that most people just don’t know about. There are also a lot of up-and-coming restaurants coming in. This will really help get eyes on what’s happening in Norwalk.” “It’s pretty exciting to have one place where people can go to find out what’s happening in Norwalk,” said Mike Heslin, owner of Pedego Electric Bikes SoNo at 50 Water St. North. “So many times I’ve spoken with people who think there’s nothing to do in Norwalk. This should go a long way to correcting that.”

grams in nursing, radiologic sciences and health care administration. “We will strive to keep the mission of St. Vincent’s College intact by providing access to students who may not have been able to get into our college,” Petillo said. “We will prepare them to get their associate’s degree there and then have them come over.” While St. Vincent’s and Sacred Heart are both centers of Roman Catholic education, Petillo stressed that his university was cognizant of the diversity in today’s student environment. He noted a recent sophomore class elected a hijab-wearing Muslim female as its class president, while a conference on LGBT issues was capped by a gay freshman who outed himself publicly during the event, to the support of his fraternity brothers in attendance. “We are a Catholic institution deeply rooted in those traditions, but we don’t proselytize,” Petillo said. “Those traditions say, ‘Let’s have discovery, let’s have dialogue, let’s have tolerance.’” From an academic perspective, health-

focused studies have been extremely popular with students. “Nursing is very competitive to get into,” Petillo said. “You need a 3.7 or 3.8 (grade point average). For our master of physician assistant studies, we’re allowed by the accreditor to have 32 seats. Last year, we had 28 seats with 700 applicants. This year is 32 seats with 1,800 applicants.” Business studies, particularly finance and accounting, are also sought by students at both undergraduate and graduate levels. Yet Petillo was worried that students are leaving the state once their studies were over. He recalled a conversation with technology company executives who relocated their businesses out of state because they had problems attracting young graduates who were eager to work in Connecticut. Petillo was also discouraged at how Connecticut’s state government viewed higher education. “We have been cut tremendously over the years,” he said. “We’re down to a couple of thousand dollars (in state aid) when

years ago we were at a couple of million. I find it astonishing that Connecticut doesn’t take care of its own students. I think it is shortsighted, and then they wonder why people leave the state. We’re finding more and more of our students will stay in Connecticut if they find a job here. The state needs to understand the positive impact that higher education can have on the economy and not have a brain drain.” To stanch that flow of young people out of state, the college will create an “innovative campus” at GE’s old headquarters, which it bought for $31.5 million. “We wanted more space to the things we’re doing,” Petillo said. The college will experiment in mixing diverse departments, including education, computer engineering and computer game design, into an incubator-style environment on the 66-acre site. “I want to try to get a lot of synergies done by getting them out of the silos,” Petillo said.

Week of September 04, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

Fairfield companies make Inc. 5000 fastest-growing list BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

itness Holdings Northeast, the Greenwich-based franchisor of Crunch fitness clubs across the Northeast, was the top Fairfield County firm to be included on Inc. magazine’s annual Inc. 5000 list, which ranks the fastest-growing companies in the U.S. Placing 349th, the company posted revenues of $15.3 million in 2016, with a threeyear growth rate of 1,247 percent. The fitness company was also the top-ranked Connecticut company on the list, which included the following 18 Fairfield County-based businesses, in order of ranking: • 850 Life in Mobile, Stamford: Focuses on enhancing consumer engagement by humanizing clients' digital marketing. 2016 revenues: $3.9 million; three-year growth rate: 529 percent. • 1,081 DGDean, Westport: Provides technology and digital product services to enable startups' initial growth. 2016 revenues: $7.4 million; three-year growth rate: 391 percent. • 1,323 Inspira Marketing, Norwalk: Provides experiential marketing services, including retail sampling, live events, sweepstakes management, social media cam-

paigns and guerrilla marketing. 2016 revenues: $64.1 million; three-year growth rate: 307.65 percent. • 1,747 Ridge�ield One, Ridge�ield: Provides staffing services and recruiting assistance for jobs in IT, clerical, light industrial and general labor. 2016 revenues: $2.8 million; three-year growth rate: 222.95 percent. • 2,090 Northeast Private Client Group, Shelton: Offers midmarket real estate investment opportunities. 2016 revenues: $2.4 million; three-year growth rate: 176.18 percent. • 2,192 The Junkluggers, Stamford: Focuses on environmentally friendly methods of junk removal. 2016 revenues: $8 million; three-year growth rate: 166.4 percent. • 2,208 The Lockwood Group, Stamford: Offers comprehensive expertise in innovative medical communications for the pharmaceutical, biotech and medical device industries. 2016 revenues: $20.4 million; three-year growth rate: 165.26 percent. • 2,261 Etouches, Norwalk: Provides an in-cloud event management software platform that allows clients such as Dell and Goodwill Industries to plan, manage and market their entire event portfolio. 2016 revenues: $19.6 million; three-year growth rate: 161.26 percent. • 2,979 Ring2Media, Westport: Runs

nationwide TV and radio ads to generate leads for clients in debt settlement, home refinancing, loan modification, auto insurance and education. 2016 revenues: $14.4 million; three-year growth rate: 112.15 percent. • 3,316 Irving Levin Associates, Norwalk: Provides investors, senior care providers and health care executives newsletters, databases, and reports to increase their business intelligence. 2016 revenues: $4.3 million; three-year growth rate: 96.02 percent. • 3,544 The Game Agency, Stamford: Creates game-based applications used in education, corporate training, and consumer marketing. 2016 revenues: $4.1 million; three-year growth rate: 87.01 percent. • 3,680 Netology, Stamford: Provides IT managed services, on-site consulting, virtual CIO, support, and project management. 2016 revenues: $3.4 million; three-year growth rate: 82.18 percent. • 3,734 Sysdyne Technologies, Stamford: Provides software and industry automation tools to ready-mixed concrete producers to help them manage their day-to-day operations. 2016 revenues: $2.7 million; three-year growth rate: 79.81 percent. • 4,026 Freepoint Commodities, Stamford: Provides financing for upper and

midstream commodity-producing assets; also provides a trading platform for physical commodities. 2016 revenues: $26 billion; three-year growth rate: 69.81 percent. • 4,033 Connect Computer, Fair�ield: Provides customer service, personalized solutions, and leading-edge technology to small and large businesses. 2016 revenues: $4 million; three-year growth rate: 69.5 percent. • 4,078 Premier Graphics, Stratford: Provides printing and mailing services for businesses. 2016 revenues: $13.1 million; three-year growth rate: 67.94 percent. • 4,192 Pascale Communications, Fair�ield: International health care communications company. 2016 revenues: $3.9 million; three-year growth rate: 63.77 percent. • 4,843 Impact International, Greenwich: Provides leadership and key talent development, as well as executive and organizational performance consulting services. 2016 revenues: $25.3 million; threeyear growth rate: 45.2 percent. Topping the Inc. 5000 was Skillz, a San Francisco company that has developed a mobile platform that enables users to host streaming-video game tournaments and to interact directly with other fans of live sporting events. It posted 2016 revenue of $54.2 million and a three-year growth rate of 50,059 percent.

SilverSource Autumn Breakfast Year of Innovation

Investment and Innovation

for an Aging World Keynote Speaker: Crispin Baynes, Aging 2.0 Tuesday, October 17, 2017 Crowne Plaza Stamford 7:00 am – 9:30 am –

Registration, Networking & Breakfast Innovators Panel Discussion

Join us to celebrate innovators, explorers and investors; learn about developments in wearables, healthcare and consumer technology that is transforming lives. Tickets available online at www.silversource.org or by calling 203-324-6584 Proceeds from this event provide critical funds for older adults in need of community support.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of September 04, 2017

2017

CFO OF THE YEAR AWARDS

NAME THE FINANCIAL LEADER WHO KEEPS YOUR BUSINESS BOOMING For the sixth year, the Westchester County Business Journal and RSM will honor the best financial decision-makers working in Westchester County.

Find out how these CFOs and financial leaders make the most of business challenges through innovation and transformation.

ELIGIBILITY: The CFO of the Year awards are open to any CFO or counterpart (such as controller, financial director or planner) who has worked a minimum of two years for a public or private company in Westchester County. WHEN: NOMINATE AT: October 10th, 5:30 P.M.

westfaironline.com/events Nominations will be accepted now through Sept. 1.

WHERE: The Briarcliff Manor, Briarcliff

For more information or questions, call Rebecca Freeman at (914) 358-0757, or email rfreeeman@westfairinc.com. 8

Week of September 04, 2017 â&#x20AC;¢ FAIRFIELD COUNTY BUSINESS JOURNAL

PRESENTING SPONSORS

SUPPORTER

BRONZE SPONSORS

GUEST VIEW

BY STEVEN HOFFMAN

How to take the next step in growing your business

usiness innovation runs deep in Fairfield and Westchester counties, which is essential to launching a business and growing it from a startup operation to an established and stable enterprise. However, for many business owners, the next step in the growth process — expanding or diversifying their business operations — can be the most challenging. Small and middle-market businesses know their businesses well and they know where they want to take them. What they might lack is the knowledge of all the available tools that can help them successfully grow their businesses. Here are a few ideas for innovative business owners who are looking to take the next step in their growth.

TAPPING ASSET-BASED LENDING

As its name suggests, asset-based lending, or ABL, is borrowing secured by an asset. This asset could be a company's accounts receivable, inventor and equipment, but it mainly means lending to businesses using assets as collateral. By properly assessing the value of a borrower’s assets and closely monitoring them, an asset-based lender can often

make loans even if a business’ financial metrics do not quite meet traditional underwriting guidelines and ratios. In many instances, lenders can use ABL to overcome modest weaknesses in a borrower’s financial profile to extend lines of credit which provide essential liquidity, precisely when a growing company needs it most.

LOOK TO LEASE RATHER THAN BUY

Leasing equipment, particularly technology-oriented assets, can be a short-term solution when equipment is needed to keep up with demand but you cannot spare the funds for the down payment needed for traditional financing. By leasing, rather than buying needed equipment, business owners can preserve cash and capacity on lines of credit for other purposes. Leasing can give business owners access to the latest equipment available, thereby streamlining processes and boosting productivity. Leasing also enables business owners to align contract terms to match the equipment’s anticipated useful life and provides flexibility for upgrading and replacing equipment on an as-needed basis.

CONSIDER THE SMALL BUSINESS ADMINISTRATION

increases in inventory or receivables and providing working capital.

While this government agency concentrates its efforts on small businesses, most of its programs can also assist what we might consider mid-sized businesses. SBA-guaranteed bank financing, wherein the government offers a granting bank a guarantee on the repayment of a major portion of the loan, offers smaller businesses several important advantages over traditional financing. Among these are more liberal requirements about collateral and equity, which can be very helpful for a growing business. A company must be independently owned and operated, not be dominant in its field and must meet SBA employment or sales standards for different business types to qualify for an SBA loan. The SBA provides financing through “preferred lender” banks. A preferred lender is one the SBA selects for its business lending expertise. Preferred lender banks can make certain loans without prior approval from the SBA, as well as provide preferential processing. KeyBank is a preferred SBA lender and frequently uses SBA criteria and procedures to grant SBA-guaranteed loans for purposes such as constructing owneroccupied buildings, purchasing existing buildings, buying equipment, financing

STREAMLINE PROCESSES

Managing growth often comes down to managing resources, so the best and largest effort targets the most pressing and profitable opportunity. Tapping your bank for help with treasury services can pay off regarding optimizing time and money spent managing payments. Effective treasury service programs enable business owners to monitor account activity, quickly access information, collect funds more promptly via lockbox or automated clearing house (ACH), and streamline payments processing via ACH and wire transfers. These programs can also help to protect assets with tools that can detect and prevent fraud. In short, there is no one way to manage growth, but there are many ways business owners can tap their bank for tools and insight to help achieve their business objectives. Steven Hoffman is KeyBank senior vice president and business banking sales leader for upper Hudson Valley and Fairfield County in the bank’s Tarrytown office. He can be reached at 914-333-5724 or by email at steven_hoffman@keybank.com.

CELEBRATING

Women’s Business Development Council’s 20 years supporting women entrepreneurs.

Spotlight on Neena Perez: The Kiddie Kitchen, A Women’s Business Development Council Success Story

hef Neena Perez is the proud owner of The Kiddie Kitchen in Norwalk. A well-accomplished chef, she received her culinary certificate and associate’s degree from Norwalk Community College and a bachelor’s degree in culinary and hospitality management from Monroe College. The former garde manager and pizza chef at Jean-Georges’ Inn at Pound Ridge in Westchester, Perez is currently the executive chef and manager of the Commons at Grace Farms in New Canaan. On top of all that, she launched The Kiddie Kitchen in 2007 because she believes that spending quality time with children is essential to their future. Based in Norwalk, with kitchens in New Canaan, it teaches cooking techniques to adults and children in Fairfield and Westchester counties. It also offers a summer camp, children’s cooking parties, adult cooking lessons and catering services. Her path to success took many turns. An abused child living in Stamford, she became pregnant with her first child at 14. Determined, she graduated from high school but couldn’t attend college. Living in a battered women shelter with her son, she started working as a medical

assistant and continued with that for 15 years. She never gave up on her dreams though. In 2007, she decided to quit to attend Norwalk Community College and was introduced to the Women’s Business Development Council. She started with a Women’s Business Development class on how to build a business plan and the steps needed to be an entrepreneur. “I thought I had a great idea and I could just go do it right? NOT! The Women’s Business Development Council gave me the tools and resources to understand my financial implications and build a business plan. The classes showed me how to proceed so that my business wasn’t just a hobby, but a success. I looked forward to attending each week, meeting other entrepreneurs, gaining support, knowledge and a little touch of love,” said Perez. She faced more challenges though. While she was studying at Norwalk Community College in 2009, she, her husband and her children became homeless. But she didn’t let that stop her. She was able to keep attending school and take classes offered by the Women’s Business Development Council because of its scholarships. As a result of networking in the Women’s

Business Development Council classes, Perez started doing kids cooking classes at Rowayton Elementary and the Boys and Girls Club. She was able to gain widespread media exposure in Connecticut, helping to launch her business. “The Women’s Business Development Council educated me on what it takes to be a successful entrepreneur. It exposed me to incredible women of all backgrounds and education levels,” said Perez. “One of the most important takeaways from my experience with them was developing my own self-confidence and belief in myself, the single biggest barrier to personal and entrepreneurial success for women regardless of socio-economic background.” “As we celebrate our 20th Anniversary, Neena is a shining example of the perseverance and spirit of the Women’s Business Development Council. It’s because of women like her, that we come to work every day to help make a difference in the lives of our clients,” said Fran Pastore, president and CEO, Women’s Business Development Council.” “We need to support women-owned businesses now more than ever,” continued Pastore. “Women-owned businesses are growing at an

Neena Perez

astounding 5-times faster rate than male-owned businesses nationally. Over the past year in Connecticut alone, 125,000 women-owned businesses have generated $16.5 billion in sales.” For 20 years the Women’s Business Development Council has been leading the way for this effort in Connecticut by providing women with entrepreneurial training, financial education and access to capital. For more information on the Women’s Business Development Council visit www.ctwbdc.org.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of September 04, 2017

ASK ANDI

BY ANDI GRAY

Keeping partners in line I have a partner who is in denial about our cash situation, which right now is tight and likely to get worse before it gets better. Unfortunately my partner’s not willing to make adjustments, even though I’ve tried to explain that we don’t have the money to pay ourselves as much as we used to. What should I do? THOUGHTS OF THE DAY:

Your job as an owner is to protect the company’s well-being — for now and for the future. Figure out who can make the decisions, and under what conditions. Figure out your bottom line before you go into a negotiation. Know how tough you’re willing to be — and then double it. The company is the source of your and your partner’s income and fringe benefits. If the company does well, you do well. And if the company struggles, you need to take a careful look at sacrifices you may need to make. Even if it hurts. make sure the company has the financial support it

needs to succeed, so that when things turn back up you’ll be in a position to reap the rewards again. Partnerships are governed by written agreements, which usually only get dusted off and referred to when there’s a disagreement. Make sure you’re clear what’s in your partnership agreement. Do you have majority control? Or, are you a minority decision maker — which means you have to influence a decision, but can’t mandate it. Or, are you and your partner 50/50 owners, which means you both need to sign off on any decisions. Some partnership agreements specify conditions under which different partners control various decisions. If you have partnership control, go ahead and mandate the decision. Make it clear you’re sympathetic to your minority partner’s concerns, but that you are first responsible for seeing to the company’s wellbeing. State that you are exercising your right to ensure the company has the best opportunity to prosper based on how cash is used and disbursed. Going into the negotiation, do your homework. What is the company’s situation financially? If you’re not sure how to do that, get a financial analyst to help you. Look

ahead three months, six months, a year, etc. If you need to cut back on expenses, figure out by how much before you decide where it comes from. Look at your options for making cuts. Resist the urge to cut sales, marketing and essential operations. These are your tools for working effectively and getting more business in the future. Cut out perks and fluff and if that’s not enough, it’s time to look at what’s going to the partners. Talk with your partner about what is easy and hard to give up. Don’t make promises too early. In the beginning you want to gather data so you can figure out the best solutions under a variety of conditions. Decide how soon the cuts need to be implemented and for how long. It’s usually better to get everything you need now than to ask for more sacrifices later. Consider what tasks you and your partner can take on so you can save on other personnel costs. If you don’t have decision control you’re going to have to negotiate. Make a list of what’s in your negotiating toolbox. How essential you are to the successful operation of the business? What would happen to your partner’s lifestyle if you stepped back? What do you know how to

do that your partner doesn’t? How well could your partner run the business if you weren’t available? Keep in mind that without resolving the cash problem through partner sacrifices, the business might be gone anyway. Make it clear you’re not willing to see the company slowly bleed to death. Get your bank, financial advisors and attorneys involved, to talk with both of you. If necessary, hire a mediator. Just deal with the problem while you still have time to fix it.

LOOKING FOR A GOOD BOOK? Try “Business Partnership Essentials: A Step-By-Step Action Plan for Succeeding in Business With a Partner: Joint Venture & Partnership Agreement Explained” by Dorene Lehavi. Andi Gray is president of Strategy Leaders Inc., StrategyLeaders.com, a business-consulting firm that teaches companies how to double revenue and triple profits in repetitive growth cycles. Have a question for AskAndi? Wondering how Strategy Leaders can help your business thrive? Call or email for a free consultation and diagnostics: 877238-3535. AskAndi@StrategyLeaders.com. Check out our library of business advice articles: AskAndi.com.

TECH How “ResNet” is Transforming College Students' TALK Mobile Experience on Campus and in the Dorms

tudents aren’t the only ones moving into college dorms this week; their myriad of tech devices are entering campus with them. Each semester, the ratio of device to student increases, and so do the expectations students have on their college or university to be well equipped to support them. Pervasive connectivity is no longer a perk but an expectation. Today, more than ever, colleges are being evaluated by the student. The student is the customer, and they’re looking at the college and its resources as a utility. They expect the wireless to be robust and high-speed, which is why quality Residential Network (ResNet) services have become quite transformative. ResNet allows students to consume college resources on their own time, in their own place. Annese has a long history working with higher education institutions supporting a wide range of their technology needs. We've seen colleges across the State build and maintain enterprise wireless solutions on campus, noticing a common need to provide an experience equally as robust in the residence halls. Designing wireless for a campus equals high-density, open areas, and a multitude of devices and that comes with its own set of challenges for the college. Our ResNet IT offering was developed after noticing a gap in traditional services, because let's face it,

residence halls revolve today around Internet and TV. Students are looking for the same type of experience that they have at home, or that they’re used to in places like cafes and public areas. They want to know that they have reliable Wi-Fi access, and they look to colleges competitively to see who provides those services the best. Providing that experience is heavily dependent on streaming and real-time applications. THREE KEY ADVANTAGES RESNET PROVIDES ARE: 1. Ease and Flexibility: Hours of study are certainly not uniform among a college's student body. Stable internet access allows students the flexibility to complete assignments on their own schedule wherever they happen to be on campus. 2. Less Frustration: The service gives students a single point of contact for their wireless needs. Outages and reduced speed are also greatly reduced or proactively addressed before the student is impacted. 3. Increased Online Safety: The college’s residence network can be more safely controlled with back-end configuration, hardware, and safety measures that help keep student exposure to viruses and malware limited. Through this offering, we have the visibility required to maintain a stable networking environment as well as respond quickly to issues that affect the infrastructure, devices, and students. The Cisco

10 Week of September 04, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

Meraki dashboard enables us to monitor spectrum visibility, network traffic visibility, access controls, historical trends, and details and statistics that lend to an even deeper layer of troubleshooting capabilities with better design validation, growth planning, and more control over the network. Historically, this type of data collection has required numerous tools, and the correlation has never been as robust. For example, if a student reports an issue with the network, the solution provider would have, at one time, been reliant on the user to explain what they are experiencing and, at best, perform relatively basic device-troubleshooting. ResNet lets us see

exactly where an issue is stemming from and if it is related to signal strength, authentication, or latency. We can see if an access point is down or if there are downstream network related issues. We can also see which content users are accessing most often and prioritize as needed. This data can be communicated to the leaders of ResLife services at the College which is ideal for planning and helps them better understand their student population's specific needs. ResNet is a powerful solution that proves to be a win-win for both the college and the student. Here's to a successful Fall semester! Jason Beiter is one of the subject matter experts leading a breakout session at SightLine 2017, the Northeast’s most exciting technology conference. Taking place Oct. 17-18 at The Albany Capital Center in Albany, NY, the event will feature keynote speaker Theresa Payton, former White House chief information officer and cybersecurity expert. Space is limited. Register at: www.sightline2017.com/Register.

Written by Jason Beiter, Enterprise Solutions Architect at Annese, a ConvergeOne Company

SPECIAL REPORT

SMALL BUSINESS FINANCE

Startups struggle in credit and finance markets to survive and grow BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

hile business startups drive much of the economic productivity and hiring in the U.S., numbers in a recent survey show that entrepreneurs face a daunting path in financing their ventures. The survey, released in August by the New York Federal Reserve, looked at the funding and credit experiences of startups throughout the country. The Fed found that new firms often struggle to find financing needed to stay operational and grow. About one in three startups fail within two years, and half of them fail within five years, according to data cited in the report. That’s despite the role of startups as "primary drivers of U.S. job growth," according to New York Fed community affairs officer Claire Kramer Mills. The Fed’s report found that young firms, defined as small businesses five years or younger in 2016, account for 34 percent of all small employer firms. Young firms also account for nearly all net new job growth and 20 percent of gross job creation, according to the report. About 61 percent of firms no more than 2 years old expect to add jobs, according to the survey, compared with 29 percent of established firms 5 years or older. To help with that growth, startups are seeking funding for expansion at higher rates than established firms. But finding that financing isn’t easy. The Fed found that 58 percent of firms 2 years old or younger reported difficulty with credit availability or accessing funds for expansion, well above the 39 percent of established firms that reported the same problems. Thomas Morley, director of the Rockland Regional Center for the New York Small Business Development Center, said those numbers are consistent with what he sees in this region. "The common sense is that, since much of credit is based on financial history, lenders will look at your financial history. Can you demonstrate an ability to pay?" said Morley. "Well, startups don't have that history." Kim Jacobs, executive director of

Community Capital New York, a nonprofit alternative lender to small businesses headquartered in Elmsford, said about half of her organization's clients are startup businesses. Community Capital works with businesses in the Hudson Valley and Fairfield County unable to secure financing from traditional lenders. Jacobs the organiFINANCING AND said DEBT zation works more frequently with startups

for the business. "Our experience is that, you start a business, whose money are you using?" Morley said. "The only money that's around is your own." The survey also found credit cards were the second most commonly sought product from banks for startups, behind only a loan or line of credit. About 41 percent of startups surveyed applied for a credit card,

About 1/3 of 0–2 year old firms use personal funds as the primary means of funding their business. PRIMARY FUNDING SOURCE BY AGE OF FIRM (% of employer firms) 0–2 years

49%

N=1,006

35%

3–5 years

64%

N=1,117

>5 years

25%

69%

N=8,028

Retained business earnings

Personal funds

CREDIT APPLICATIONS

16%

11%

16%

15%

External financing

73% of startup firms have outstanding debt. N=2,132 1,2 FINANCING AND CREDIT PRODUCTS SOUGHT (% of startup applicants) 1,2 AMOUNT OF DEBT, At Time of Survey (% of startup firms with debt)

Loan/line of credit

41% 11%

Leasing

10%

Trade

Factoring ≤$25K

86%

33%

30% Credit card Equity investment

N=1,161 N=1,489

7%$25K–$100K

17%

86%

of startup applicants 15% sought a loan or line of credit. 4%

$100K–$250K

$250K–$1M

>$1M

*Categories have been simplified for readability. Actual categories are: ≤$25K, $25,001-$100K, $100,001-$250K, $250,001-$1M, >$1M.

Startup firms and higher credit risk firms seek credit cards at a higher rate than older or lower risk firms. Loans and lines of credit are commonly sought across all firm segments.

Source: Small Business Credit Survey, Federal Reserve Bank of New York.

"because it's just very difficult for them to while 86 percent applied for a loan or line of FINANCING AND CREDIT PRODUCTSand SOUGHT BY AGE AND CREDIT RISK, 3 Select Products were (% of applicants) get fair, responsible, transparent affordcredit. Startup applicants much more ableCREDIT financing other places." likely than established firms to use credit LOAN/LINE 1 Among firmsCARD >5 years, 69% have outstanding debt (N=8,051); 19% hold $25K or less, 31% hold $25K-$100K, 19%OF holdCREDIT $100K-$250K, 21% hold $250K-$1M, and 10% hold >$1M be (N=5,356). That can particularly true in the cards for their businesses on a regular basis, 2 Percentages may not sum to 100 due to rounding. 90% Hudson Valley and Fairfield County, where the survey found. 87% 84% Small Business 2016 SMALL BUSINESS CREDIT SURVEY | REPORT ON STARTUP FIRMS Source: Credit Survey, Federal Reserve 84% Banks 7 "it's a very high-cost area, so the barriers to Startup firms with a higher credit risk entry are high," Jacobs said. "A lot of entreare also increasingly seeking out online preneurs start their business with their lending sources. About 39 percent of medi47% own resources." um and high credit-risk startups reported 38% 36% The Fed survey found that nationalusing online lenders, compared with 10 ly, about one-third of startup firms used percent of established firms and 11 percent 19% personal funds as the primary means of low credit-risk startups. Low credit risk

0–5 years (N=410–465)

1 2

Medium/high credit risk

>5 years (N=808–1,766)

Low credit risk

Medium/high credit risk

For those using online lenders, Jacobs said it's "important to know the right questions to ask." She said that while online lenders can quickly turn around a loan, the terms are not always transparent. They may include higher interest rates or a daily repayment schedule that doesn't match a young business' needs. "The online lenders are particularly tough for startup businesses," Jacobs said. "They may be more useful to more mature businesses because they can manage their limitations better." Citing outside research, the Federal Reserve report noted that the rate of startup creation has been declining for several years. Asked if that applied to Westchester County and the Hudson Valley region, Morley at the Small Business Development Center said it can be hard to measure exactly how many new businesses are startups, rather than LLC entities or spinoffs of established businesses, but overall characterized the area as strong for startups. Still, he said the startup activity his office sees usually has ups and downs. For example, the Rockland center saw an increase in people launching businesses during economic recession in 2008 and 2009, often because they had lost their jobs and had limited employment options. "Employment seems to be a better correlation,” Morley said. “The stronger the job market, the less likely someone is to start a business. Because I can go get a paycheck, I don't take any risk, save some money and I can start a business in a couple years. So, we do see deferral of entrepreneurship when the job market is good." Jacobs said one advantage for the area is the number of organizations offering help to new businesses, including the New York Small Business Development Center, the SCORE Westchester small-business mentoring group and Westchester Community College's training programs. "We are still seeing a lot of really exciting small businesses," Jacobs said. "Everything from great mom-and-pops and on that really add to the vitality of local communities they serve. Locally owned businesses are terrific contributors. They create jobs, pay taxes and are also terrific community stakeholders."

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of September 04, 2017 11 >5 years (N=808–1,766) 0–5 years (N=410–465)

Among firms >5 years, 86% applied for a loan/line of credit, 24% applied for a credit card, 9% applied for an equity investment, 9% applied for leasing, 10% applied for trade credit, and 6% applied for factoring (N=3,639). Respondents could select multiple options. Response option ‘other’ not shown in chart. See Appendix for more detail.

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12 Week of September 04, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

SCHOOL LIST PREPARING THE NEX T G ENER ATION

Start the selection process. Top private school open house dates not to miss!

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SEPTEMBER 4, 2017

SCHOOL LIST

TOP PRIVATE SCHOOL OPEN HOUSE DATES NOT TO MISS

ARCHBISHOP STEPINAC HIGH SCHOOL 950 Mamaroneck Ave., White Plains, N.Y. 10605 914-946-4800 // stepinac.org Top administrator: Thomas Collins, president Open house dates: Sunday, Oct. 15, 2-4 p.m.; and Sunday, Oct. 24, 6-8 p.m.

BI-CULTURAL DAY SCHOOL

2186 High Ridge Road, Stamford, Conn. 06903 203-329-2186 // bcds.org Top administrator: Jacqueline Herman Open house dates: Sunday, Nov. 6, 10:30 a.m. to noon Tucked away on a graceful, 13-acre green campus, the Bi-Cultural Day School is a preschool through eighth grade Jewish day school that integrates a STEAM-based, dual curriculum that encourages critical thinking and curious minds. Beginning with the school’s perspective, “Play with a Purpose,” early childhood program, the school’s nationally recognized faculty teachers tailor teaching strategies to suit each child’s individual learning style and cultivate his or her unique interests, needs and abilities.

BRUNSWICK SCHOOL

100 Maher Ave., Greenwich, Conn. 06830 203-625-5800 // brunswickschool.org Top administrator: Thomas Philip Open house dates: Sunday, Nov. 5; time to be declared. Vibrant and growing, Brunswick School has been defined and distinguished for more than 110 years by its commitment to “Courage, Honor, Truth.” The school offers rigorous academics, including an advanced scienceresearch program and 28 advanced-placement courses. It also offers comprehensive arts, drama and music and a renowned language program that includes instruction in Arabic, French, Spanish, Mandarin, Italian, Latin and Greek.

THE CHAPEL SCHOOL

172 White Plains Road, Bronxville, N.Y. 10708 914-337-3202 // thechapelschool.org Top administrator: Michael Schultz, principal Open house dates: Sunday, Oct. 1, 1-2:30 p.m. for sixth through eighth grade; Tuesday, Oct. 3, 7-8:30 p.m. for preschool; and Sunday, Oct. 15, 1-2:30 p.m. for kindergarten through fifth grade In its 71st year, The Chapel School offers an expanding roster of extracurricular programs, which include guitar, recording, violin and cello with Concordia faculty; National Junior Honor Society, technology and communications club, band, drama and musicals, select choir, golf, square, basketball, cross country and track.

CHRISTIAN HERITAGE SCHOOL 575 White Plains Road, Trumbull, Conn. 06611 203-261-6230 // kingsmen.org Top administrator: Brian Modarelli Open house dates: Saturday, Oct. 21, 2 p.m. EAGLE HILL SCHOOL 45 Glenville Road, Greenwich, Conn. 06831 203-622-9240 // eaglehillschool.org Top administrator: Marjorie E. Castro Open house dates: Tuesday, Sept. 19, 9 a.m.; Tuesday, Oct. 17, 9 a.m.; Tuesday, Nov. 14, 9 a.m.; Tuesday, Jan. 23, 2018, 9 a.m.; and for the Foundations Program, Tuesday, Oct. 24, 9 a.m., and Tuesday, Feb. 23, 2018, 9 a.m. FAIRFIELD COLLEGE PREPARATORY SCHOOL 1073 N. Benson Road, Fairfield, Conn. 06824 203-254-4200 // fairfieldprep.com Top administrator: Rev. Thomas M. Simisky Open house dates: Sunday, Oct. 1, 2-4 p.m. FAIRFIELD COUNTRY DAY SCHOOL 2970 Bronson Road, Fairfield, Conn. 06824 203-259-2723 // fairfieldcountryday.org Top administrator: John R. Munro Jr. Open house dates: Monday, Nov. 12, 1-3:30 p.m., family open house; Thursday, Jan. 17, 2017, 10-11:30 a.m. parent lower school look and learn, preschool through third grade; Saturday, Jan. 19, 9-10:30 a.m., parent middle school and supper school session, for fourth through ninth grade students FORDHAM PREPARATORY SCHOOL 441 E. Fordham Road, Bronx, N.Y. 10458 718-367-7500 // fordhamprep.org Top administrator: Christopher Devron Open house dates: Sunday, Oct. 29, 1-4 p.m.

FORMAN SCHOOL

12 Norfold Road, Litchfield, Conn. 06759 860-567-8712 // formanschool.org Top administrator: Adam K. Man Open house dates: Monday, Oct. 9, 8:30 registration, 9 a.m. to noon program In a traditional boarding school setting, students of the Forman School are guided in learning strategies by specialists who are also coaches, mentors and dorm parents. The school’s 100 percent college placement rate reflects the passion for learning that students experience. Its 125-acre campus includes four athletic fields, a gymnasium, a rock-climbing wall, science center, ingenuity lab and dormitories and a new visual and performing arts center includes a 300-seat theater and state-of-the-art classrooms.

FRENCH-AMERICAN SCHOOL OF NEW YORK

Pre-school 85 Palmer Ave., Scarsdale, N.Y. 10583 914-250-0521 Elementary School 111 Larchmont Ave., Larchmont, N.Y. 10538 914-250-0469 Middle and High School 145 New St., Mamaroneck, N.Y. 10543 914-250-0451 fasny.org Top administrator: Joël Peinado Open house dates: Saturday, Nov. 4, and Saturday, Jan. 20, 2018. (To schedule a private tour, contact admissions@fasny.org or call 914-250-0401). A Westchester County independent, coed nursery through grade 12 day school, FASNY’s unique bilingual curriculum, open to non-French speakers from nursery to kindergarten and from ninth to 12th grades, ensures students acquire academic fluency, mental flexibility and open-mindedness key in tomorrow’s world. Double language immersion in preschool brings children to bilingualism, a ninth through 10th grade all-English International Program culminates in an 11th grade IB track, tailored to rising bilingual FASNY students, local non-French speakers, and qualified international students. FUSION ACADEMY FAIRFIELD 2150 Post Road, Suite 304, Fairfield, Conn. 06824 475-888-9256 // fusionfairfield.com Top administrator: Amanda Sylvester Open house dates: date to be declared. FUSION ACADEMY GREENWICH 66 Gatehouse Road, Stamford, Conn. 06902 203-323-2191 // fusiongreenwich.com Top administrator: Maggie Roche Open house dates: Sunday, Sept. 28, 5-7 p.m.; Thursday, Feb. 15, 2018, 10 a.m. to 3 p.m.; and Thursday, April 5, 2018, 6-8 p.m. FUSION ACADEMY WESTCHESTER 701 Westchester Ave., Suite 200E, White Plains, N.Y. 10604 914-285-9036 // fusionwestchester.com Top administrator: Stephanie Gold Open house dates: Thursday, Oct. 12; Wednesday, Nov. 8; and Wednesday, Dec. 6. Times to be declared. GERMAN INTERNATIONAL SCHOOL NEW YORK 50 Partridge Road, White Plains, N.Y. 10605 914-948-6513 // gisny.org Top administrator: Ulrich Weghoff Open house dates: Friday, Oct. 20, 10 a.m.; Friday, Dec. 8, 10 a.m.; and Friday, Jan. 19, 2018, 10 a.m.

OPEN HOUSE | SATURDAY, OCTOBER 28, 2017 | 12 p.m.–4 p.m.

GERMAN SCHOOL OF CONNECTICUT Campus located at Rippowan Middle School 381 High Ridge Road, Stamford, Conn. 06905 203-548-0438 // germanschoolct.org Top administrator: Renate Ludanyi Open house dates: Saturday, Sept. 9, 9:30 a.m. to 12:15 p.m. GREEN MEADOW WALDORF SCHOOL 307 Hungry Hollow Road, Chestnut Ridge, N.Y. 10977 845-356-2514 // gmws.org Top administrator: Bill Pernice, pedagogical administrator Open house dates: Friday, Oct. 13, 9 a.m.; Friday, Dec. 1, 9 a.m.; Friday, Jan. 19, 9 a.m.; Friday, March 16, 9 a.m.; and Friday, May 11, 9 a.m. GREENS FARMS ACADEMY 35 Beachside Ave., Greens Farms, Conn. 06838 203-256-0717 // gfacademy.org Top administrator: Janet Hartwell Open house dates: Tuesday, Oct. 3, 8:30 a.m., Wednesday, Nov. 1, 8:30 a.m., and Thursday, Dec. 7, 8:30 a.m., preschool through fourth grade; and Thursday, Oct. 19, 7 p.m., and Thursday, Nov. 9, 7 p.m., grades five through 12 GREENWICH ACADEMY 200 N. Maple Ave., Greenwich, Conn. 06830 203-625-8900 // greenwichacademy.org Top administrator: Molly H. King Open house dates: Sunday, Oct. 15. Time to be declared. GREENWICH CATHOLIC SCHOOL 41 North St., Greenwich, Conn. 06830 203-869-4000 // gcsct.org Top administrator: Patrice Kopas Open house dates: Sunday, Oct. 15. Time to be declared. THE GREENWICH COUNTRY DAY SCHOOL 401 Old Church Road, Greenwich, Conn. 06830 203-865-5600 // gcds.net Top administrator: Adam Rohdie Open house dates: Sunday, Oct. 22, 1 p.m. THE GREENWICH SPANISH SCHOOL The O’Connor Center 6 Riverside Ave., Riverside, Conn. 06878 203-698-1500 // greenwichspanish.org Top administrator: Rosario Brooks, director Open house dates: date to be declared. THE GUNNERY 22 Kirby Road, Washington, Conn. 06793 860-868-7334 // gunnery.org Top administrator: Peter W. E. Becker Open house dates: date to be declared. HACKLEY SCHOOL 293 Benedict Ave., Tarrytown, N.Y. 10591 914-366-2600 // hackleyschool.org Top administrator: Michael C. Wirtz Open house dates: Saturday, Oct. 28, 9 a.m. to noon, upper and middle schools; Saturday, November 18, 9:30 a.m. to noon, lower school, kindergarten through fourth grade

THE HARVEY SCHOOL

260 Jay St., Katonah, N.Y. 10536 // 914-232-3161 // harveyschool.org Top administrator: Bill Knauer Open house dates: Saturday, October 14, 9 a.m. The Harvey School offers a wide array of extracurricular activities in fine and performing arts, interscholastic sports and community service. The school features an international student program, including week-long and semester-long exchange programs, optional five-day boarding, offering the benefits of a boarding school with the comfort of home on weekends and an award-winning robotics program. IMMACULATE HIGH SCHOOL 73 Southern Blvd., Danbury, Conn. 06810 203-744-1510 // immaculatehs.org Top administrator: Mary R. Maloney Open house dates: Sunday, October 1, 11 a.m. to 1 p.m.

  

Class of 2017 accepted to over 200 Colleges and Universities 93% received Academic Scholarships $34.7 million received in Academic Scholarships

500 West Hartsdale Avenue, Hartsdale, New York | 914.761.3300 | www.mariaregina.org

SEPTEMBER 4, 2017

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IONA PREPARATORY SCHOOL Lower School, grades K-8 173 Stratton Road, New Rochelle, N.Y. 10804 917-699-7744 Upper School, grades 9-12 255 Wilmot Road, New Rochelle, N.Y. 10804 ionaprep.org Top administrator: Brother Thomas Leto Open house dates: Sunday, October 22, noon to 3 p.m., and Wednesday, October 25, 6-8 p.m. for the upper school; and Thursday, November 2, 7 p.m. for the lower school

SCHOOL LIST

TOP PRIVATE SCHOOL OPEN HOUSE DATES NOT TO MISS

JOHN F. KENNEDY CATHOLIC HIGH SCHOOL 54 Route 138, Somers, N.Y. 10589 914-232-5061 // kennedycatholic.org Top administrator: Father Mark G. Vaillancourt Open house dates: Wednesday, October 18, 7-9 p.m., and Sunday, October 22, 1-4 p.m. THE KARAFIN SCHOOL 40-1 Radio Circle, Mount Kisco, N.Y. 10549 914-666-9211 // karafinschool.com Top administrator: Renee L. Donow Open house dates: date to be determined.

KING SCHOOL

1450 Newfield Ave., Stamford, Conn. 06805 203-322-3496 // kingschoolct.org Top administrator: Thomas Main Open house dates: Sunday, Oct. 15, middle school and upper school open house, 1-4 p.m.; Sunday, Nov. 5, lower school open house, 1-4 p.m.; and coffee and conversation event, Tuesdays, 9:45 a.m. King School’s personalized approach to teaching and learning is the essence on which the students thrive. King, a preschool through grade 12 independent school, has embraced the “person” in personalization — the student’s passions, goals and challenges. Underpinning the teachers’ deep understanding of each student is a comprehensive student learning profile, introduced in preschool and developed through senior year. LÉMAN MANHATTAN PREPARATORY SCHOOL Lower School 41 Broad St., New York, N.Y. 10004 Upper School 1 Morris St., New York, N.Y. 10004 212-232-0266 // lemanmanhattan.org Top administrator: Maria Castelluccio Open house dates: Tuesday, Sept. 5, lower and upper schools. Time to be declared. MAPLEBROOK SCHOOL 5142 Route 22, Amenia, N.Y. 12501 845-373-8191 // maplebrookschool.org Top administrator: Donna Konkolics Open house dates: date to be declared.

MARIA REGINA HIGH SCHOOL

500 W. Hartsdale Ave., Hartsdale, N.Y. 10530 914-761-3300 // mariaregina.org Top administrator: Valerie Reidy Open house dates: Sunday, Oct. 28, noon to 4 p.m. Celebrating 60 years of excellence, Maria Regina High School is committed to the values of scholarship, service and spirit. The school challenges young women to develop their intellectual potential and talents through individualized academic programs, strong athletic, extracurricular and service opportunities, all in a strong, spirited atmosphere.

THE MASTERS SCHOOL

49 Clinton Ave., Dobbs Ferry, N.Y. 10522 914-479-6400 // mastersny.org Top administrator: Laura Danforth Open house dates: Sunday, Oct. 21, noon, grades nine through 12; and Sunday, Nov. 4, noon, grades five through eight The Masters School is a leading co-ed day and boarding school for grades five through 12 that enriches students’ minds, preparing them for success in college, career and life. Located on 96 beautiful acres, Masters is a diverse and vibrant convergence of ideas, cultures, arts and athletics. All students benefit from an active seven-day campus and an accessible faculty, 60 percent of whom live on campus plus an outstanding performing and visual arts program and athletics program featuring 37 teams and new 75,000-square-foot athletics and arts center.

NEW CANAAN COUNTRY SCHOOL 635 Frogtown Road, New Canaan, Conn. 06840 203-972-0771 // countryschool.net Top administrator: Robert P. Macrae Open house dates: Sunday, Nov. 5, 1-3 p.m., early childhood and lower school open house; Wednesday, Nov. 15, 6:30-8 p.m., middle school open house NORD ANGLIA INTERNATIONAL SCHOOL, NEW YORK 44 E. Second St., New York, N.Y. 10003 212-600-2010 // nordangliaeducation.com Top administrator: Adam Stevens, interim principal Open house dates: private visits available upon request. NOTRE DAME CATHOLIC HIGH SCHOOL 220 Jefferson St., Fairfield, Conn. 06825 203-372-6521 // notredame.org Top administrator: Christopher Cipriano Open house dates: Sunday, Oct. 22, 1:30-2:30 p.m. OAKWOOD FRIENDS SCHOOL 22 Spackenhill Road, Poughkeepsie, N.Y. 12603 845-242-2340 // oakwoodfriends.org Top administrator: Chad Cianfrani Open house dates: date to be declared.

OUR LADY OF FATIMA SCHOOL

225 Danbury Road, Wilton, Conn. 06897 203-762-8100 // olfcatholic.org Top administrator: Stan Steele, principal Open house dates: Monday, Oct. 15; Monday, Feb. 4, 2018 and Monday, April 29, 2018. Times to be declared. A co-educational National Blue Ribbon School offering preschool through eighth grade learning. Small class sizes, individualized instruction, and STEM curriculum allow for mastery of core academic concepts, achieving excellence beyond standardized testing norms. Experienced and caring teachers create a nurturing environment that motivates children to reach their highest potential. A hallmark of the school is the emphasis on “Service above Self” with community events scheduled throughout the year to develop strong character, moral values, and respect for self and others. REGIS HIGH SCHOOL 55 E. 84 St., New York, N.Y. 10028 212-288-1100 // regis.org Top administrator: Fr. Daniel Lahart Open house dates: for residents of the Bronx, Manhattan and Westchester County, Wednesday, Oct. 4, 5:30-8:30 p.m.; for residents of all other areas, Monday, Oct. 9, 1-4 p.m.

RIDGEFIELD ACADEMY 223 W. Mountain Road, Ridgefield, Conn. 6877 203-894-1800 // ridgefieldacademy.org Top administrator: James P. Heus Open house dates: Saturday, Nov. 4, 10 a.m. to noon

RIPPOWAM CISQUA SCHOOL

Lower School 325 W. Patent Road, Mount Kisco, N.Y. 10549 914-244-1200 Upper School 439 Cantitoe St., Bedford, N.Y. 10506 914-244-1250 rcsny.org Top administrator: Colm McMahon Open house dates: Sunday, Oct. 21, 1-3 p.m., upper school open house, grades five through nine; Sunday, Oct. 21, 9 a.m. to 11 p.m., lower school open house, preschool through fourth grade Rippowan Cisqua is opening a new upper campus, which will include a 2,460-square-foot library and media center, a 2,400-square-foot innovation center, two full-floor visual arts studios, two new immersive science labs, a new courtyard and amphitheater, a new dining hall with an outdoor dining terrace, an additional athletics practice field and increased classroom spaces. RUDOLPH STEINER SCHOOL 15 E. 78 St., New York, N.Y. 10075 347-289-7565 // steiner.edu Top administrator: Open house dates: Tuesday, Oct. 24, 7-9 p.m., for nursery through sixth grade, parents only; Tuesday, Oct. 16, 6:30-8 p.m., grades seven through 12, parents and students welcome; open classroom experience, Saturday, Nov. 4, 10:30 a.m. to 1 p.m. for parent-child program, nursery and kindergarten, parents and children welcome; and curriculum night for nursery through grade 12, Wednesday, Nov. 8, 7-9 p.m., parents only

SACRED HEART GREENWICH

1177 King St., Greenwich, Conn. 06831 203-531-6500 // cshgreenwich.org Top administrator: Pamela Juan Hayes Open house dates: Thursday, Oct. 5, 9 a.m. to noon; Thursday, Nov. 2, 9 a.m. to noon; Thursday, Dec. 7, 9 a.m. to noon; Thursday, Jan. 11, 2019, 9 a.m. to noon Founded in 1848, Sacred Heart Greenwich offers a rigorous and integrated program in science, technology, engineering, arts and mathematics (STEAM). Upper school students can enroll in a three-year science research program, which offers internships at medical colleges and research institutions. Students interested in the arts have use of a full performing arts theater, art studies for the lower, middle and upper schools, a storytelling room, an outdoor amphitheater and a broadcast journalism studio. SAINT BARNABAS HIGH SCHOOL 425 E. 240 St., Bronx, N.Y. 10470 718-325-8800 // stbarnabashigh.com Top administrator: Theresa Napoli Open house dates: Thursday, Oct. 19, 6-8 p.m.; and Saturday, Oct. 28, noon to 2:30 p.m. SAINT JOSEPH HIGH SCHOOL 2320 Huntington Turnpike, Trumbull, Conn. 06611 203-378-9378 // sjcadets.org Top administrator: William Fitzgerald Open house dates: Monday, Oct. 15, 1-4 p.m. (pre-register online); Thursday, April 4, 7-8:30 p.m. spring open house SAINT LUKE’S SCHOOL 377 N. Wilton Road, New Canaan, Conn. 06840 203-966-5612 // stlukesct.org Top administrator: Mark Davis Open house dates: Sunday, Oct. 29, noon to 2 p.m., upper school open house; Sunday, Oct. 29, 2:30-4:30 p.m., middle school open house

RYE COUNTRY DAY SCHOOL 3 Cedar St., Rye, N.Y. 10580 914-967-1417 // ryecountryday.org Top administrator: Scott A. Nelson Open house dates: Monday, Oct. 15, lower school; Monday, Oct. 22, upper school; and Monday, Oct. 29, middle school

DISCOVER YOUR

MIGHT

MILLBROOK SCHOOL 131 Millbrook School Road, Millbrook, N.Y. 12545 845-677-8261 // millbrook.org Top administrator: Drew Casertano Open house dates: Sunday, Sept. 23, 9 a.m. to noon

The power of you, unleashed by a Masters education. The Masters School is an independent day and boarding school for grades 5–12 that empowers independent thinkers through active intellectual exploration. Located on 96 beautiful acres, the School embraces a diverse and vibrant convergence of ideas, cultures, arts and athletics. Masters students confidently find their own voices, take risks, develop their talents and emerge ready for college, career and life and motivated to be a power for good in the world.

OPEN HOUSE

Grades 9–12 | Oct 21 at 12 noon Grades 5–8 | Nov 4 at 12 noon

THE MONTFORT ACADEMY 125 E. Birch St., Mount Vernon, N.Y. 10552 914-699-7090 // themontfortacademy.org Top administrator: David Petrillo Open house dates: Monday, Oct. 15, noon to 3 p.m.; and Thursday, Oct. 18, 6-9 p.m.

RSVP to (914) 479-6420 or admission@mastersny.org Private busing options.

49 Clinton Avenue | Dobbs Ferry, NY | mastersny.org

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SEPTEMBER 4, 2017

SCHOOL LIST

TOP PRIVATE SCHOOL OPEN HOUSE DATES NOT TO MISS

SCHOOL OF THE HOLY CHILD

2225 Westchester Ave., Rye, N.Y. 10580 914-967-5622 // holychildrye.org Top administrator: Melissa Dan Open house dates: Saturday, Oct. 14, 1-4 p.m. A college-preparatory school for girls, fifth grade through 12th grade, that strives to develop “women of conscience and action.” Accomplished and dedicated faculty members foster the spiritual development, individual talents and interests of each student. This is realized through rigorous and comprehensive academic, arts, athletics, service and global programs.

SOLOMON SCHECHTER SCHOOL OF WESTCHESTER Lower School, K-5 30 Dellwood Road, White Plains, N.Y. 10605 914-948-3111 Upper School, 6-12 555 W. Hartsdale Ave., Hartsdale, N.Y. 10530 914-948-8333 schechterwestchester.org Top administrator: Michael Kay Open house dates: Sunday, Oct. 5, high school; Sunday, Nov. 12, lower school; and Sunday, Dec. 21, middle school. Times to be declared.

SOUNDVIEW PREPARATORY SCHOOL

370 Underhill Ave., Yorktown Heights, N.Y. 10598 914-962-2780 // soundviewprep.org Top administrator: Ken Cotrone Open house dates: Monday, Oct. 15, 1-3 p.m. Soundview Preparatory School is an independent day school for grades six through 12, offering several academic specialties, including a flexible support center, music production and recording course, a senior internship program, a science research program and expanded AP course offerings.

Small School… Big Opportunities… Endless Possibilities. Our extensive program and personalized college placement process prepare our students to thrive in college and beyond.

260 Jay Street • Katonah, NY 10536 • 914.301.7451 admissions@harveyschool.org • harveybacktoschool.net A coeducational college preparatory school enrolling students in grades 6–12 for day and in grades 9–12 for five-day boarding.

ADMISSIONS OPEN HOUSE: SATURDAY, OCTOBER 14 AT 9 A.M.

THE SPENCE SCHOOL Lower School 56 E. 93rd St., New York, N.Y. 10128 Middle and Upper School 22 E. 91 St., New York, N.Y. 10128 212-289-5940 // spenceschool.org Top administrator: Bodie Brizendine Open house dates: Thursday, Oct. 25, 5:30-7:3- p.m., lower school sampler; and Tuesday, Oct. 30, 5:30-7 p.m., middle and upper school sampler THE STANWICH SCHOOL 275 Stanwich Road, Greenwich, Conn. 06830 203-542-0000 // stanwichschool.org Top administrator: Charles Sachs Open house dates: Thursday, Nov. 2; Thursday, Jan. 18, 2018 (snow date, Thursday, Jan. 25); and Tuesday, April 24, 2018. Times to be declared. THE STORM KING SCHOOL 314 Mountain Road, Cornwall-On-Hudson, N.Y. 12520 845-534-7893 // sks.org Top administrator: Jonathan W. R. Lamb Open house dates: Saturday, Sept. 16, 10 a.m. to noon; Saturday, Oct. 7, 10 a.m. to noon; Saturday, Nov. 4, 10 a.m. to noon; Saturday, April 24, 2018, 10 a.m. to noon; and Saturday, May 19, 10 a.m. to noon

THE URSULINE SCHOOL

1354 North Ave., New Rochelle, N.Y. 10804 914-636-3950 // ursulinenewrochelle.org Top administrator: Eileen F. Davidson Open house dates: Saturday, October 28, 12:30-3:30 p.m.; middle school, Saturday, Feb. 3, 2017, noon to 2 p.m. The mission of The Ursuline School is to educate, inspire and empower a diverse population of 800 young women in sixth grade through 12th grade by providing them with a 21st century Catholic, college-preparatory education. The school belongs to the New York State Public High School Athletic Association and has 33 teams of student athletes. THE WINDWARD SCHOOL Lower School 13 Windward Ave., White Plains, N.Y. 10605 Middle School 40 W. Red Oak Lane, White Plains, N.Y. 10604 Windward Manhattan 202 W. 97 St., New York, N.Y., 10025 914-949-6968 // thewindwardschool.org Top administrator: John J. Russell Open house dates: Thursday, Sept. 7, 12:30 p.m., open house for all of Westchester’s fifth grade students; Thursday, Sept. 7, 1 p.m., open house for all new students in Westchester County attending first through fourth grade TRINITY CATHOLIC HIGH SCHOOL 926 Newfield Ave., Stamford, Conn. 06905 203-322-3401 // trinitycatholic.org Top administrator: Dave Williams Open house dates: Tuesday, Oct. 17. Time to be determined.

Open House Dates: Saturday, November 4, 2017 Saturday, January 20, 2018

French-American School of New York Growing Global Citizens

Accepting non-French speakers: • In Nursery, Pre-K and Kindergarten: Bilingual immersion • In High School: IB Diploma Programme taught in English Bilingual Co-ed School • Nursery (3 years old) through Grade 12 Campuses in Scarsdale, Larchmont, Mamaroneck

www.fasny.org • (914) 250-0401 4

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WHITBY SCHOOL 969 Lake Ave., Greenwich, Conn. 06831 203-869-8464 // whitbyschool.org Top administrator: Simone Becker, head of lower school; Jonathan Chein, head of upper school Open house dates: Sunday, Nov. 5, 1 p.m. WOOSTER SCHOOL 91 Miry Brook Road, Danbury, Conn. 06810 203-830-3900 // woosterschool.org Top administrator: Matt Byrnes Open house dates: Saturday, Oct. 14, 9 a.m.; Tuesday, Nov. 28, 6:30 p.m.; and Sunday, April 22, 2018, 1 p.m.

FACTS & FIGURES on the record ATTACHMENTS-FILED Ziman, Stephen, Newtown. Filed by Wiggin and Dana LLP, Hartford. $14,937 in favor of The Jewish Home for the Elderly of Fairfield County, Fairfield. Property: 5 Tanglewood Lane, Newtown. Filed July 24.

ATTACHMENTSRELEASED Liu, Jason Xin, et al., Weston. Released by Steven Monn, Weston. $40,000 in favor of Robert G. O’Connell. Property: 18 Thorp Drive, Weston. Filed Aug. 9.

BANKRUPTCIES Marisa’s Ristorante LLC, 6540 Main St., Trumbull, Chapter 11. Assets: $0 to $50,000. Liabilities: $500,000 to $1 million. Type of Business: Limited liability company. Debtor’s attorney: Law Offices of Mark M. Kratter LLC, Norwalk. Case no. 5:17-bk-51021. Filed Aug. 18.

AAA Advantage Carting & Demolition, Stamford, contractor for Garden Homes Stanley Court. Demolish the roof structure on an existing commercial space at 12 Stanley Court, Stamford. Estimated cost: $26,000. Filed between Aug. 14 and Aug. 18. AAA Advantage Carting & Demolition, Stamford, contractor for Garden Homes Connecticut Limited Partnership. Demolish the roof structure on an existing commercial space at 4 Stanley Court, Stamford. Estimated cost: $26,000. Filed between Aug. 14 and Aug. 18. AAA Advantage Carting & Demolition, contractor for Garden Homes Connecticut Limited Partnership. Demolish an existing apartment structure at 8 Stanley Court, Stamford. Estimated cost: $26,000. Filed between Aug. 14 and Aug. 18. AMEC Carting LLC, Stamford, contractor for Miller Hall Medical Suites LLC. Demolish the interior of an existing commercial space at 166 W. Broad St., Stamford. Estimated cost: $150,000. Filed between Aug. 14 and Aug. 18.

COMMERCIAL

Cooper Associates LLC, Stamford, contractor for Bi-Cultural Day School Inc. Combine the rooms in an existing commercial space into a larger office at 2186 High Ridge Road, Stamford. Estimated cost: $11,000. Filed between Aug. 14 and Aug. 18.

A P Construction, contractor for Stamford Physicians LLC. Perform an interior fit-out on the fourth floor of an existing commercial space at 29 Hospital Plaza, Stamford. Estimated cost: $250,000. Filed between Aug. 14 and Aug. 18.

Fastsigns of Stamford, Stamford, contractor for Impala Jaycee LLC. Install a wall sign and post and panel sign on the exterior of an existing commercial space at 184 Selleck St., Stamford. Estimated cost: $9,680. Filed between Aug. 14 and Aug. 18.

AAA Advantage Carting & Demolition, Stamford, contractor for Garden Homes Connecticut Limited Partnership. Demolish the roof structure on an existing commercial space at 16 Stanley Court, Stamford. Estimated cost: $26,000. Filed between Aug. 14 and Aug. 18.

Granite Stamford Executive Center H LLC, Stamford, contractor for self. Construct a new dental office at 1111 Summer St., Stamford. Estimated cost: $300,000. Filed between Aug. 14 and Aug. 18.

BUILDING PERMITS

Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: John Golden c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: (914)694-3600 Fax: (914)694-3680

Landmark Square 1-6 LLC, Stamford, contractor for self. Renovate the restrooms on the fourth floor of an existing commercial space at 101 Broad St., Stamford. Estimated cost: $100,000. Filed between Aug. 14 and Aug. 18. Landmark Square 1-6 LLC, Stamford, contractor for self. Renovate the space on the 14th floor of an existing commercial space at 101 Broad St., Stamford. Estimated cost: $300,000. Filed between Aug. 14 and Aug. 18. Mod Space, Middletown, contractor for PSEG. Renovate the exterior of an existing commercial space at 1 Atlantic St., Bridgeport. Estimated cost: $43,072. Filed Aug. 9. NAC Industries Inc., contractor for the city of Danbury. Divide the interior of a classroom and add three doors at 125 South St., Danbury. Estimated cost: $7,500. Filed Aug. 9.

North East Tent Productions, contractor for Stamford Yacht Club. Install temporary tents for a private event on an existing commercial space at 97 Ocean Drive West, Stamford. Estimated cost: $5,000. Filed between Aug. 14 and Aug. 18. Paul Davis Restoration, Ridgefield, contractor for St. Ambrose Corp. Renovate two bathrooms in an existing commercial space at 461 Mill Hill Ave., Bridgeport. Estimated cost: $6,000. Filed Aug. 8. Pavarini North East Construction Co. Inc., contractor for RBS Americas Property Corp. Alter the fifth and seventh floors in an existing commercial space at 600 Washington Blvd., Stamford. Estimated cost: $235,000. Filed between Aug. 14 and Aug. 18. RA General Services, Danbury, contractor for 944 Danbury Road LLC. Alter the interior and exterior of an existing commercial space at 944 Danbury Road, Wilton. Estimated cost: $9,000. Filed Aug. 3. Signature Construction Group of Connecticut Inc., contractor for 177 Broad Street Owners LLC. Reduce the interior of an existing commercial space to its core at 177 Broad St., Stamford. Estimated cost: $155,000. Filed between Aug. 14 and Aug. 18. Steiner Inc., contractor for Prindle Lane LLC. Add a two-party room to an existing commercial space at 5 Prindle Lane, Danbury. Estimated cost: $5,000. Filed Aug. 8. The CHS Group Inc., contractor for BLT 333 Ludlow LLC. Renovate the bathrooms and fixtures in an existing commercial space at 1 Star Point, Stamford. Estimated cost: $100,000. Filed between Aug. 14 and Aug. 18. TNREFII High Ridge Road, Stamford, contractor for self. Renovate space at an existing commercial space at 225 High Ridge Road, Stamford. Estimated cost: $154,000. Filed between Aug. 14 and Aug. 18.

RESIDENTIAL A Plus Exterior LLC, Milford, contractor for Elizabeth M. Brucker and Andrew G. Brucker. Perform minor renovations to an existing singlefamily residence at 338 Nod Hill Road, Wilton. Estimated cost: $18,960. Filed Aug. 10. AAA Advantage Carting & Demolition, contractor for Garden Homes Connecticut Limited Partnership. Demolish an existing trailer home at Stanley Court, Stamford. Estimated cost: $26,000. Filed between Aug. 14 and Aug. 18.

Abby Tent, Fairfield, contractor for Wilton Monthly Meeting. Add temporary tents to the property of an existing single-family residence at 317 New Canaan Road, Wilton. Estimated cost: $1,375. Filed Aug. 18. Abruna, Patricia, Easton, contractor for self. Add solar panels to an existing single-family residence at 174 Far Horizons Drive, Easton. Estimated cost: $21,600. Filed July 2017. Aguileo, Rojas, Danbury, contractor for self. Repair a deck on an existing single-family residence at 64 South St., Danbury. Estimated cost: $2,000. Filed Aug. 2. AIV Construction LLC, contractor for Aivilis Konstantinous, et al. Perform additions and alterations to an existing single-family residence at 215 Silver Hill Lane, Stamford. Estimated cost: $325,000. Filed between Aug. 14 and Aug. 18. Alba Construction LLC, contractor for homeowner. Construct a new five-bedroom, six-bathroom house at 7 Grey Fox Lane, Weston. Estimated cost: $601,900. Filed July 12. Alpha Pools Patio & Garden, Norwalk, contractor for Michael J. Oliver. Add a swimming pool to an existing single-family residence at 77 Forest Lane, Wilton. Estimated cost: $60,000. Filed Aug. 3. Andreassi, Christina and Ryan Wetowitz, Easton, contractor for self. Replace the windows and patio doors on an existing single-family residence at 60 Sturbridge Road, Easton. Estimated cost: $8,031. Filed July 2017. Assurance Ent, Waterbury, contractor for Ivor Falcon. Add tile floors and new front steps to an existing singlefamily residence at 59 Sunshine Circle, Bridgeport. Estimated cost: $7,000. Filed Aug. 8. August, Jon, Easton, contractor for self. Convert a bedroom to a closet, remodel two bathrooms and add a twostory deck to an existing single-family residence at 15 Soundview Drive, Easton. Estimated cost: $65,000. Filed July 2017. Ayera, Sheldon, Stamford, contractor for self. Alter the master bathroom and master closet in an existing single-family residence at 24 Broadwood Drive, Stamford. Estimated cost: $30,000. Filed between Aug. 14 and Aug. 18. Ban, Jong Taek, Weston, contractor for self. Finish the basement with a full bathroom and laundry room in an existing single-family residence at 18 Jana Drive, Weston. Estimated cost: $10,000. Filed July 31.

Bates Place LLC, Danbury, contractor for self. Construct a new residential unit at 15 Bates Place, Unit 10A, Danbury. Estimated cost: $60,000. Filed Aug. 7. Berkowitz, Laura and Daniel Victor, Weston, contractor for self. Add a load-bearing wall between the kitchen and dining room in an existing single-family residence at 9 Ten O’Clock Lane, Weston. Estimated cost: $3,525. Filed July 11. Berlin, Patricia, Easton, contractor for self. Add a half bathroom in the basement of an existing single-family residence and sheetrock to the attic at 37 Ridgeway, Easton. Estimated cost: $5,000. Filed August 2017. Bolton Landscape Design, Wilton, contractor for Paul Adam Manuel. Perform minor renovations to an existing single-family residence at 57 Riding Club Road, Wilton. Estimated cost: $20,000. Filed Aug. 18. Braatz, Daniel A., Stamford, contractor for self. Replace the back steps and patio on an existing single-family residence at 14 Vanech Drive, Stamford. Estimated cost: $10,000. Filed between Aug. 14 and Aug. 18. Brennan, Julia and Mark Brennan, Weston, contractor for self. Replace the kitchen floor in an existing single-family residence at 27 Stonehenge Road, Weston. Estimated cost: $270,000. Filed Aug. 1. CAD Visuals LLC, New Milford, contractor for Loren Cole. Perform alterations to an existing single-family residence at 14 Old Belden Hill Road, Wilton. Estimated cost: $250,000. Filed Aug. 3. Campbell, Lee Ellen, Weston, contractor for self. Add a new bathroom to the bedroom in an existing single-family residence at 66 Beaverbrook Road, Weston. Estimated cost: $10,000. Filed Aug. 15. Carusone, Fausto, Weston, contractor for self. Replace the foundation wall on the side of a garage on the property of an existing singlefamily residence at 9 Scatacook Trail, Weston. Estimated cost: $3,500. Filed July 11. Casanova, Joe, Danbury, contractor for James C. Rendeiro. Perform alterations to an existing single-family residence at 124 Kellogg Drive, Wilton. Estimated cost: $50,000. Filed Aug. 1. Casey Construction and Remodeling LLC, Ridgefield, contractor for Adam Thompson. Build a full bathroom on the second floor of an existing single-family residence at 28 New St., Ridgefield. Estimated cost: $15,000. Filed Aug. 9.

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Bartosiewicz, Lisa, Easton, contractor for self. Remodel the kitchen in an existing single-family residence at 145 Staples Road, Easton. Estimated cost: $12,685. Filed July 2017.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of September 04, 2017 17

GOOD THINGS FAIRFIELD

A “Healing Waters” swimming lesson at the Stratford YMCA.

‘HEALING WATERS’ FOR ASD CHILDREN According to a study managed by Gouhua Li of Columbia University’s Mailman School of Public Health, children with autism spectrum disorder (ASD) are 160 times as likely to die from drowning as children without the condition. They are known to wander and don’t recognize swimming pools or bodies of water as the hazards they can be. “Once a child is diagnosed with autism, usually between 2 years and 3 years of age, pediatricians and parents should immediately help enroll the child in swimming classes, before any behavioral therapy, speech therapy, or occupational therapy. Swimming ability for kids with autism is an imperative survival skill,” Li said. The Kennedy Center, which is based in Trumbull and has children with ASD among its clients, recently launched “Healing Waters Swim Lessons” at

the Stratford YMCA. Ariel Gagliardo, supervisor of therapeutic services at the center, said, “Thirteen participants signed up for the program. It is unbelievable how much confidence these children have gained from the experience. We successfully turned these nonswimmers into water enthusiasts.” Martin D. Schwartz, president and CEO of The Kennedy Center, said, “There is no other program like ‘Healing Waters’ in the region and I commend our amazing staff for designing such an innovative program.” The next sessions are scheduled from Sept. 16 to Oct. 21 and then Oct. 28 to Dec. 9. More information is available from Karin Guariglia, a registered occupational therapist who teaches the swim classes, at 203-332-4535, ext. 258 or email agagliardo@kennedyctr.org.

Staff of the credit union and representatives of community organizations posed in front of Nutmeg’s mobile branch in the ShopRite parking lot.

NUTMEG CELEBRATES ‘JUNTOS AVANZAMOS’ DESIGNATION There was a celebration recently at the Nutmeg State Financial Credit Union’s branch inside the Shoprite supermarket at 259 Bull Hill Lane in Orange and outside in the parking lot where the credit union’s mobile branch had been set up.

It was to mark Nutmeg being granted the “Juntos Avanzamos” (“Together We Advance”) designation from the Federation of Community Development Credit Unions (FCDCU). Nutmeg is only the second credit

MEADOW RIDGE EARNS HIGH RATING

Tim Hodges, left, and U.S. Rep. Jim Himes.

PEOPLE’S UNITED BANK HONORED Will Acevedo

Humberto Navarro

NEW BRANCH MANAGERS AT BANKWELL Bankwell, a commercial bank with nine branches and a loan production office in Fairfield and New Haven counties, has named Will Acevedo to be assistant vice president and branch manager of its two New Canaan branches. Acevedo, a Norwalk resident, has more than 10 years experience in financial services, including customer service, reporting and

management. Humberto Navarro was named assistant vice president and manager of the Fairfield branch located at 2220 Black Rock Turnpike. A resident of Bethel, Navarro has more than 20 years experience in retail and business banking. He joined Bankwell in 2015.

union in Connecticut with the “Juntos Avanzamos” designation. It confirms the credit union is helping key demographics that often are overlooked or ignored when it comes to finances — Hispanic and immigrant communities.

Financial Services Roundtable, the advocacy organization for America’s financial services industry, has recognized Bridgeport-based People’s United Bank with the “Corporate Social Responsibility Leadership” award for its 2016 community involvement efforts. The bank was one of 28 financial services companies recognized for their commitments to the values of volunteerism, financial literacy and improving opportunity for more Americans. The awards were presented at a reception in

18 Week of September 04, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

Washington, D.C. U.S. Rep. Jim Himes, a Democrat who represents Connecticut’s 4th Congressional District, presented the award to Tim Hodges, vice president of government relations at People’s United. In 2016, People's United Bank employees volunteered more than 30,000 hours for an economic impact of nearly $800,000 and completed 672 financial literacy programs reaching nearly 20,000 individuals.

The health center at Meadow Ridge in Redding— now known as Ridge Crest at Meadow Ridge — has earned another five-star overall rating from the government’s Centers for Medicare & Medicaid Services. It has had a five-star rating since the system’s implementation in 2008. Ratings, which are based on health inspections, staffing and a number of quality measures related to both short- and long-term residents, are issued quarterly for the more than 15,000 skilled nursing residences nationwide, which participate in Medicare and Medicaid. Ellen Belanger, Meadow Ridge’s health services administrator, said, “Our re-hospitalization rate continues to be well below the national average, and other quality measures such as our average length of stay is nearly half the national average of 30 days.”

HAPPENING Caroline House students build English language and literacy skills. Photo by Julie Avellino Photography From left, front, Michael Weinstock, Shannon Saltos, Frank P. Micalizzi, and Colleen Caranfa; from left, back, Art Murphy, Steve Cavazuti, Annette Robertson, and Bridget Butler.

M&T RENEWS PLAYHOUSE SPONSORSHIP Frank Micalizzi, regional president of M&T Bank, presented The Ridgefield Playhouse with a check to renew its Gold Sponsorship supporting the 201718 season. The $7,500 sponsorship will help support the theater’s schedule of more than 200 programs, including live performances, films, arts education programs and Metropolitan Opera live HD transmissions. “Working together, we all help to make our community economically

robust, culturally enriching and an allaround great place to live and work,” said Micalizzi. Playhouse development team members Bridget Butler and Annette Robertson participated in a check presentation ceremony with Micalizzi and M&T executives Michael Weinstock, Colleen Caranfa, Art Murphy, Steve Cavazuti and Shannon Saltos of Wilmington Trust, which was acquired by M&T.

CAROLINE HOUSE RECEIVES $15K GRANT The Fairfield County Community Foundation’s Fund for Women and Girls granted $15,000 to Caroline House in Bridgeport to support English as a second language and life-skills education for low-income women. The Caroline House language and life skills program provides free literacy education and support services to lowincome women so that they gain selfconfidence and are able to empower themselves to move forward with their education, qualify for livable-wage jobs and advocate for themselves and

their children. In a home-like setting of safety and encouragement, women learn to read, write and communicate in English. Lucy Freeman, executive director of Caroline House, said, “This grant will support our students’ continuing progress and help mothers and their children achieve skills and confidence that build strong families and strong communities.” Caroline House was founded in 1995 by the School Sisters of Notre Dame. Programs serve 200 women and children each year.

NEW BOARD MEMBERS AT NORWALK SYMPHONY

Homerun for Heroes supporters, veterans and the Sikorsky helicopter.

SIKORSKY AND TEAMSTERS RAISE $90K FOR VETS It’s not often that you come face to face with a helicopter on a baseball field, but that’s what happened in Bridgeport on Aug. 19 when Sikorsky, the Lockheed Martin company, which just happens to manufacture helicopters, and Teamsters Local 1150 sponsored their seventh annual Homerun for Heroes charity baseball game. The event took place at The Ballpark at Harbor Yard, and more than 2,000 fans were on hand to watch the

Sikorsky chopper touch down in center field. Sikorsky sponsored nearly 300 veterans and their families at the event, and the game’s opening ceremony was a display of military appreciation and pride. This year’s event raised more than $90,000 for veterans’ charities. Since Homerun for Heroes started in 2010, it has raised more than $320,000 to help veterans. Beneficiaries this year are: Connecticut Veterans Legal Center, which

helps veterans overcome legal barriers to housing, health care and income; Connecticut Fallen Heroes Foundation, which was founded at Sikorsky to honor and recognize the families of those who have fallen while serving to the country; Harkness House/Columbus House, a transitional housing facility in New Haven for homeless veterans; and Female Soldiers: Forgotten Heroes, a community-based transitional facility for homeless female veterans and their children.

Four new members have joined the Norwalk Symphony Orchestra’s board of directors. Chris McCormack has played in the viola section of the symphony since 1981. Georgia von Schmidt previously served on the board from 2005 to 2008. Eva Toft also is returning to the board. Robert Bourguignon is an attorney who practices in New York and lives in Norwalk. “We now have 21 members, all of whom play an active role,” said Chris Bell, board president. “We are thrilled to have these four new members join us and we look to expand our ranks even further in the coming years.”

Information for these features has been submitted by the subjects or their delegates.

Rita Miko

SHELTON RESIDENT HONORED FOR SERVICE The Milford branch of insurance company Bankers Life honored Shelton resident Rita Miko with its Golden Beacon award. The award casts the spotlight on individuals age 50 and older who are making a meaningful impact in their hometowns through volunteerism. In addition to the recognition, Bankers Life is donating $500 in Miko’s name to the Bridgeport Rescue Mission, a cause she supports. Miko, 86, volunteers regularly at the Bridgeport Rescue Mission’s donation center and serves dinner to people who might otherwise go hungry at the mission’s main campus every Thursday night. She also volunteers at the Bridgeport Hospital gift shop and the Baldwin Senior Center, assisting with special events for the senior services community. When she is not volunteering, Miko enjoys spending time with her family and traveling. In addition to being at least 50 years old, Golden Beacon award nominees are required to have completed volunteer work within the past 12 months that directly benefited the local community. Dan Slattery, regional director and branch sales manager of the Milford office of Bankers Life, said, “Her dedication to volunteerism is inspiring and we’re proud to have this opportunity to recognize her great work for the causes she supports.”

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of September 04, 2017 19

FACTS Collins, Jackie, Easton, contractor for self. Add a basement and bathroom to an existing single-family residence at 73 Tuckahoe Road, Easton. Estimated cost: $76,400. Filed July 2017. Condori, Fortvnato, Port Chester, N.Y., contractor for self. Remove and fill in a window in an existing singlefamily residence at 940-946 Grand St., Bridgeport. Estimated cost: $200. Filed Aug. 4. Congdon-Doyle, Melisande, et al., Wilton, contractor for self. Perform alterations to an existing single-family residence at 76 Belden Hill Road, Wilton. Estimated cost: $50,000. Filed Aug. 16. Connecticut Deck Design Inc., contractor for Michael Lahaie, et al. Repair and rebuild a deck on an existing single-family residence to make it smaller at 23 Pheasant Lane, Stamford. Estimated cost: $25,000. Filed between Aug. 14 and Aug. 18. CV Building Concepts Inc., Ridgefield, contractor for Richard Szenkuti. Build a new three-bedroom singlefamily residence with two and onehalf baths, a two-car attached garage, a rear deck, a front covered entry, an unfinished basement and an unfinished attic at 5 Lake Road, Ridgefield. Estimated cost: $275,000. Filed Aug. 9. Decarvalho, Leonidas and Marcione Decarvalho, Danbury, contractor for self. Add a deck to an existing single-family residence at 11 Hamilton Drive, Danbury. Estimated cost: $5,500. Filed Aug. 3. Delahaye, Renee, Bridgeport, contractor for self. Add a single-story rear addition to an existing single-family residence at 26 Dewhirst St., Bridgeport. Estimated cost: $16,000. Filed Aug. 7. DeMattio, Arthur, Norwalk, contractor for Brenda L. Sorrels. Perform minor renovations to an existing single-family residence at 80 Wilton Woods Road, Wilton. Estimated cost: $400. Filed Aug. 18. Design Builders & Remodeling Inc., Ridgefield, contractor for Jessica W. Joy and Paul M. Joy. Perform alterations to an existing single-family residence at 21 Pin Oak Lane, Wilton. Estimated cost: $200,000. Filed Aug. 9. Devapriya, Mallick, Stamford, contractor for self. Replace the deck boards and guard rails on an existing single-family residence at 207 Barncroft Road, Stamford. Estimated cost: $18,360. Filed between Aug. 14 and Aug. 18. Dhond, Abhay, Easton, contractor for self. Remodel the kitchen in an existing single-family residence at 43 Sturbridge Road, Easton. Estimated cost: $36,250. Filed August 2017. Dobkowski, Janine and Casmir Dobkowski, Easton, contractor for self. Add panels to an existing singlefamily residence at 25 Hickory Drive, Easton. Estimated cost: $53,760. Filed July 2017.

Durant Party Rentals, contractor for Vespucci Recreation Center Inc. Add temporary tents to the property of an existing single-family residence for a special event at 10 Christopher Columbus Ave., Danbury. Estimated cost: $1,000. Filed Aug. 3. Esteban, Perez, Easton, contractor for self. Strip and reroof an existing single-family residence at 25 Knollcrest Road, Easton. Estimated cost: $50,000. Filed July 2017. Fein, Amy, Weston, contractor for self. Add a lower level to an existing single-family residence and renovate the existing space into a master bedroom and master bathroom at 584 Old Farm Road, Weston. Estimated cost: $84,800. Filed July 31. Flying Colors Roofing LLC, contractor for Julian Underwood. Strip and reroof an existing single-family residence at 30 Fieldstone Road, Stamford. Estimated cost: $15,000. Filed between Aug. 14 and Aug. 18. Frattaroli, Joseph, Stamford, contractor for self. Demolish the front and rear of the second floor of an existing single-family residence at 76 Bellmere Ave., Stamford. Estimated cost: $30,000. Filed between Aug. 14 and Aug. 18. Furrman, Steven, Ridgefield, contractor for self. Convert an existing two-family dwelling into a singlefamily dwelling at 215 High Ridge Ave., Ridgefield. Estimated cost: $73,000. Filed Aug. 9. G and S Restoration LLC, contractor for Aaron Zimmerman, et al. Replace the kitchen cabinets and center wall in an existing single-family residence at 39 Underhill St., Stamford. Estimated cost: $19,500. Filed between Aug. 14 and Aug. 18. Garian Property Maintenance, Milford, contractor for Angelina Sandolo and Mario Sandolo. Perform minor renovations to an existing singlefamily residence at 140 Scribner Hill Road, Wilton. Estimated cost: $7,650. Filed Aug. 18.

Green Construction and Restoration LLC, contractor for Rolando J. Portocarrero. Restore the interior of an existing single-family residence damaged from water at 220 Halliwell Drive, Stamford. Estimated cost: $80,000. Filed between Aug. 14 and Aug. 18. Gregory Builders of Fairfield County Ltd, Bethel, contractor for Christopher J. Gilland. Replace the kitchen, family room, powder room, laundry and master bathroom in an existing single-family residence at 44 Barry Ave., Ridgefield. Estimated cost: $220,000. Filed Aug. 3. Guerra, Jose, contractor for Barbara S. Anson. Upgrade the kitchen in an existing single-family residence at 27 Barnes Road, Unit 7, Stamford. Estimated cost: $50,400. Filed between Aug. 14 and Aug. 18. Gulia, Steven, Monroe, contractor for Trevor White. Remodel a bathroom and living room in an existing single-family residence at 568 Brewster St., Bridgeport. Estimated cost: $5,000. Filed Aug. 4. Haber, Brookfield, contractor for self. Perform interior renovations in an existing single-family residence at 134 Heatherwood Drive, Brookfield. Estimated cost: $7,000. Filed July 31. Hakim, Barry, Easton, contractor for self. Repair fire damage to an existing single-family residence and add new doors at 36 Harvest Moon Road, Easton. Estimated cost: $7,640. Filed August 2017. Hakim, Barry, Easton, contractor for self. Repair fire damage to an existing single-family residence and add new lights at 36 Harvest Moon Road, Easton. Estimated cost: $1,000. Filed August 2017. Harris, Wendy B. and Stephen C. Harris, Weston, contractor for self. Remodel the kitchen in an existing single-family residence at 4 Powder Horn Hill, Weston. Estimated cost: $50,000. Filed June 28.

Gonzalez, Edgar, contractor for Joseph Kipp Jr., et al. Finish the basement and a new bathroom in an existing single-family residence at 740 Westover Road, Stamford. Estimated cost: $40,640. Filed between Aug. 14 and Aug. 18.

Hayden Building Maintenance Corp., contractor for 1010 Washington SLG Owner LLC. Remove the roofing on an existing commercial space and replace with new roofing materials at 1010 Washington Ave., Stamford. Estimated cost: $224,746. Filed between Aug. 14 and Aug. 18.

Good House Flooring LLC, Danbury, contractor for Scott D. Benincasa. Open a deck with stairs attached to the back of an existing single-family residence at 7 Ervie Drive, Danbury. Estimated cost: $3,000. Filed Aug. 3.

Helman, Lynette, Easton, contractor for self. Add windows and siding to an existing single-family residence at 21 Morning Glory Drive, Easton. Estimated cost: $34,500. Filed August 2017.

Goodman, Linda L. and Derek G. Goodman, Weston, contractor for self. Renovate and replace the bathrooms in an existing single-family residence at 158 Steephill Road, Weston. Estimated cost: $10,425. Filed July 20.

Home Depot USA Inc., Atlanta, Ga., contractor for Jose M. Lizasoain and Deborah Ellen Lizasoain. Perform minor renovations to an existing single-family residence at 138 Whipstick Road, Wilton. Estimated cost: $2,158. Filed Aug. 2.

20 Week of September 04, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

FIGURES Home Depot USA Inc., Atlanta, Ga., contractor for George Fink and Debra Fink. Perform minor renovations to an existing single-family residence at 30 Stonecrop Lane, Wilton. Estimated cost: $2,423. Filed Aug. 7.

M&M Constructions LLC, Wilton, contractor for Sarah J. Stalls and Justin D. Stalls. Perform alterations to an existing single-family residence at 125 Old Kingdom Road, Wilton. Estimated cost: $9,000. Filed Aug. 7.

Pagan, Luis, Bridgeport, contractor for Natalia Piva. Remove the plaster and sheet rock on the walls and floors of an existing single-family residence at 604 Norman St., Bridgeport. Estimated cost: $7,100. Filed Aug. 8.

Hudson, Daniel Thomas, Wilton, contractor for self. Perform alterations to an existing single-family residence at 532 Danbury Road, Wilton. Estimated cost: $120,000. Filed Aug. 7.

M Delaney LLC, Norwalk, contractor for Mark Shaner and Danielle Bottinger. Perform alterations to an existing single-family residence at 10 Chicken St., Wilton. Estimated cost: $80,000. Filed Aug. 18.

Polito Builders LLC, Wilton, contractor for Lindsay Sheehy and Michael Sheehy. Perform alterations to an existing single-family residence at 58 Branch Brook Road, Wilton. Estimated cost: $75,000. Filed Aug. 1.

Marroquin, Jose L., Wilton, contractor for self. Perform alterations to an existing single-family residence at 57 Chipmunk Lane, Wilton. Estimated cost: $100,000. Filed Aug. 16.

Power Home Remodeling Group, Chester, Pa., contractor for Sherilyn Patterson. Replace the windows on an existing single-family residence at 79 Grey Rock Road, Bridgeport. Estimated cost: $12,461. Filed Aug. 7.

Huribal, Marsel, Easton, contractor for self. Add an awning over the patio of an existing single-family residence at 440 Sport Hill Road, Easton. Estimated cost: $6,000. Filed July 2017. JC Contracting LLC, Newtown, contractor for Andrea Canko. Renovate the bathroom and basement in an existing single-family residence at 30 Island Hill Ave., Ridgefield. Estimated cost: $14,000. Filed Aug. 3. JW Carpentry LLC, contractor for Marcos Binda and Aurea Binda. Add a bedroom to the attic of an existing single-family residence at 199 Southern Blvd., Danbury. Estimated cost: $5,700. Filed July 31. Kilian, Dierdre Q., Stamford, contractor for self. Build an addition to the rear of an existing single-family residence at 7 Madeline Court, Stamford. Estimated cost: $47,355. Filed between Aug. 14 and Aug. 18. Kunn, Katherine and Ralph Kunn, Easton, contractor for self. Convert an existing single-family residence into a barn by performing an interior demolition at 24 Mills Lane, Easton. Estimated cost: $40,000. Filed July 2017. Kuthy, Heintz Von, Easton, contractor for self. Strip and reroof an existing single-family residence at 740 Stepney Road, Easton. Estimated cost: $9,000. Filed August 2017. Lashar, Eve, Easton, contractor for self. Remodel the interior of an existing single-family residence at 6 Mill Road, Easton. Estimated cost: $30,000. Filed July 2017. Lecla Home Improvements LLC, contractor for 188 Slice Drive LLC. Install a deck on the back of an existing single-family residence at 188 Slice Drive, Stamford. Estimated cost: $5,760. Filed between Aug. 14 and Aug. 18. Lingnin and George Shalchu Geh, Weston, contractor for self. Add two stone pillars for gates to an existing single-family residence at 11 Dogwood Lane, Weston. Estimated cost: $47,285. Filed Aug. 3. Lowe, Hector, contractor for Keli Mazzone. Add a room over the garage of an existing single-family residence at 287 Courtland Ave., Bridgeport. Estimated cost: $42,500. Filed Aug. 7. Lueders, Matthew K., Stamford, contractor for Alexander Black, et al. Install a swimming pool and fence at an existing house at 422 Ocean Drive West, Stamford. Estimated cost: $57,200. Filed between Aug. 14 and Aug. 18.

Melzer, Lianna C., et al., Stamford, contractor for self. Add a second-story addition to an existing structure at 125 Crystal Lake Road, Stamford. Estimated cost: $158,535. Filed between Aug. 14 and Aug. 18. Mercer Builders Inc., Wilton, contractor for Jonathan A. Flotz and Isabel Flotz. Perform minor renovations to an existing single-family residence at 80 Ridgefield Road, Wilton. Estimated cost: $14,000. Filed Aug. 2. Mickley-Gomez, Karen, Easton, contractor for self. Remodel two bathrooms in an existing single-family residence at 60 High Ridge Road, Easton. Estimated cost: $41,832. Filed July 2017. Mountainview Court LLC, contractor for homeowner. Construct a new six-bedroom, five-bathroom house at 99 Norfield Road, Weston. Estimated cost: $637,780. Filed July 13. Namco, Rocky Hill, contractor for Brenda Roman. Add an above-ground pool to the property of an existing single-family residence at 608 Soundview Ave., Bridgeport. Estimated cost: $2,800. Filed Aug. 10. Nbew Flue Chimney LLC, contractor for David A. Morgan, et al. Renovate the chimney in an existing single-family residence at 200 Silver Hill Lane, Stamford. Estimated cost: $2,500. Filed between Aug. 14 and Aug. 18. North East Tent Productions, contractor for Gene Wilder. Install temporary tents for a private event on the property of an existing single-family residence at 476 Scofieldtown Road, Stamford. Estimated cost: $7,200. Filed between Aug. 14 and Aug. 18. North East Tent Productions, contractor for Salvatore A. Cingari, et al. Install temporary tents for a private event on the property of an existing single-family residence at 2236 Shippan Ave., Stamford. Estimated cost: $12,000. Filed between Aug. 14 and Aug. 18. O’Brien, Eileen and Myles O’Brien, Easton, contractor for self. Replace the windows on an existing singlefamily residence at 12 Golfview Drive, Easton. Estimated cost: $5,305. Filed August 2017.

Prabhu, Ajit, Weston, contractor for self. Renovate the home theater, sunroom, front entrance, barn and bedroom in an existing single-family residence at 8 Smith Ridge Road, Weston. Estimated cost: $235,000. Filed July 18. Pratt-Heaney, Susan and James Pratt-Heaney, Weston, contractor for self. Replace the roof rafters in an existing single-family residence at 7 Cristina Lane, Weston. Estimated cost: $85,457. Filed July 31. Prizio Roofing & Siding Company Inc., contractor for James Massos. Remove and install new shingles on an existing single-family residence at 75 Vincent Ave., Stamford. Estimated cost: $12,800. Filed between Aug. 14 and Aug. 18. Pullo, Abbey and Jason Pullo, Easton, contractor for self. Add an in-ground pool with a spa and fence to the property of an existing single-family residence at 15 Hickory Knoll Drive, Easton. Estimated cost: $70,000. Filed July 2017. Restoration Real Estate LLC, contractor for Robert Lewis Eetter, et al. Add to and alter the interior of an existing single-family residence at 40 Toilsome Brook Road, Stamford. Estimated cost: $180,000. Filed between Aug. 14 and Aug. 18. Rigoglioso, Brookfield, contractor for self. Repair the deck and screened porch on the property of an existing single-family residence at 16 White Pine Drive, Brookfield. Estimated cost: $6,225. Filed July 27. Ring, Kiersten, Easton, contractor for self. Replace the furnace in an existing single-family residence at 40 Delaware Road, Easton. Estimated cost: $6,247. Filed August 2017. RJM Bros LLC, contractor for 10 Davenport Ridge Road LLC. Construct a new single-family residence at 10 Davenport Ridge Road, Stamford. Estimated cost: $696,960. Filed between Aug. 14 and Aug. 18. Robushi, Deena and David Robushi, Easton, contractor for self. Replace the windows on an existing single-family residence at 320 Center Road, Easton. Estimated cost: $11,512. Filed July 2017.

FACTS Rodriguez, Luz K., contractor for self. Add a full bathroom in the basement of an existing single-family residence at Travis Avenue, Stamford. Estimated cost: $8,250. Filed between Aug. 14 and Aug. 18. Rozinka, Roman, Ridgefield, contractor for Michael Krause. Construct a new deck attached to an existing single-family residence at 16 Ridgewood Road, Ridgefield. Estimated cost: $14,650. Filed Aug. 4. Sabia, Michael, Easton, contractor for self. Renovate the windows on an existing single-family residence and replace the roof at 750 Morehouse Road, Easton. Estimated cost: $10,000. Filed July 2017. Sadowski, Robert, Easton, contractor for self. Add solar panels to an existing single-family residence at 15 Crestwood Lane, Easton. Estimated cost: $38,760. Filed August 2017. Santini Services LLC, Ridgefield, contractor for Caryatid LLC. Renovate the interior of an existing single-family residence at 3 Island Path, Ridgefield. Estimated cost: $60,000. Filed July 28. Sawicki, Katarzyna, Stamford, contractor for self. Replace the old deck on an existing single-family residence at 58 Upland Road, Stamford. Estimated cost: $15,990. Filed between Aug. 14 and Aug. 18. Small, Sanford, Easton, contractor for self. Repair water damage to a single-family residence at 40 Hall Road, Easton. Estimated cost: $32,603. Filed July 2017. Smight, Tami and Alexander Smight, Weston, contractor for self. Renovate the master bathroom, kitchen, deck and siding on an existing single-family residence at 38 Briar Oak Drive, Weston. Estimated cost: $370,000. Filed July 11. Solar City, Rocky Hill, contractor for Thomas Wilson. Strip and reroof an existing single-family residence at 394 Wells St., Bridgeport. Estimated cost: $5,000. Filed Aug. 11. Sperry, Timothy, Weston, contractor for self. Expand the front entry in an existing single-family residence at 27 Briarbrook Lane, Weston. Estimated cost: $200,000. Filed July 31. Statewide Home Performance, Fairfield, contractor for Therese Anne Bloss. Perform alterations to an existing single-family residence at 5 Bossy Lane, Wilton. Estimated cost: $100,000. Filed Aug. 7. Stephen, Cooper, Easton, contractor for self. Strip and reroof an existing single-family residence at 75 Asmara Way, Easton. Estimated cost: $10,000. Filed July 2017. Stillwagon, Ed, Easton, contractor for self. Add temporary tents to the property of an existing single-family residence at 335 Westport Road, Easton. Estimated cost: $2,500. Filed August 2017.

Storm Guard, contractor for Stanton. Strip and reroof an existing single-family residence at 55 Berkshire Drive, Brookfield. Estimated cost: $10,766. Filed July 28. Suscal, Hernan, contractor for Rodolfo R. Rada and Walter Rada. Extend the roof to finish the attic in an existing single-family residence at 10 Harding Place, Danbury. Estimated cost: $35,000. Filed Aug. 1. Toll Connecticut III Limited Partnership, Newtown, contractor for Toll Connecticut III Limited Partnership. Construct a new residential four-family dwelling at Reserve Road, Danbury. Estimated cost: $813,362. Filed Aug. 1. Toll Connecticut III Limited Partnership, Newtown, contractor for Toll Connecticut III Limited Partnership. Construct a new condominium unit at 58 Moorland Drive, Danbury. Estimated cost: $202,433. Filed Aug. 1. Toll Connecticut III Limited Partnership, Newtown, contractor for Toll Connecticut III Limited Partnership. Construct a new condominium unit at 60 Moorland Drive, Danbury. Estimated cost: $202,433. Filed Aug. 1. Toll Connecticut III Limited Partnership, Newtown, contractor for Toll Connecticut III Limited Partnership. Construct a new condominium unit at 62 Moorland Drive, Danbury. Estimated cost: $202,433. Filed Aug. 1. Toll Connecticut III Limited Partnership, Newtown, contractor for Toll Connecticut III Limited Partnership. Construct a new retaining wall on residential property at Center Meadow Lane, Danbury. Estimated cost: $3,708. Filed July 31. Toll Connecticut III Limited Partnership, Newtown, contractor for Toll Connecticut III Limited Partnership. Construct a new retaining wall on residential property at Center Meadow Lane, Danbury. Estimated cost: $11,250. Filed July 31. Trinity Heating & Air Inc., contractor for Gloria Battinelli. Add solar panels to the roof of an existing single-family residence at 11 Cowing Terrace, Stamford. Estimated cost: $1,063. Filed between Aug. 14 and Aug. 18. Uzenoff, Ellen and Robert Uzenoff, Weston, contractor for self. Strip and reroof an existing single-family residence at 1180 Davis Hill Road, Weston. Estimated cost: $25,628. Filed July 20. Vangele, Jeff, Stamford, contractor for self. Install a new kitchen in an existing single-family residence at 5 Rushmore Circle, Stamford. Estimated cost: $176,545. Filed between Aug. 14 and Aug. 18. Vernon, Angela, Bridgeport, contractor for self. Finish the basement in an existing single-family residence at 392-394 Summit St., Bridgeport. Estimated cost: $3,000. Filed Aug. 7.

Vinylume Inc., contractor for Peter Buschemi, et al. Add a vinyl attachment to residence at 42 Thornwood Road, Stamford. Estimated cost: $42,295. Filed between Aug. 14 and Aug. 18. Vivint Solar Developers Inc., Stamford, contractor for Marianna Creletshyi, et al. Add solar panels to the roof of an existing single-family residence at 36 Iron Gate Road, Stamford. Estimated cost: $10,349. Filed between Aug. 14 and Aug. 18. Vivint Solar Developers Inc., Stamford, contractor for Jorge Abad, et al. Add solar panels to the roof of an existing single-family residence at 24 Derwen St., Stamford. Estimated cost: $42,973. Filed between Aug. 14 and Aug. 18. Vivint Solar Developers Inc., contractor for John R. Corporon Jr., et al. Add solar panels to the roof of an existing single-family residence at 265 Sun Dance Road, Stamford. Estimated cost: $5,267. Filed between Aug. 14 and Aug. 18. Vivint Solar Developers Inc., contractor for Joseph A. Thibodeau, et al. Add solar panels to the roof of an existing single-family residence at 17 Wyndover Lane, Stamford. Estimated cost: $14,045. Filed between Aug. 14 and Aug. 18. Vivint Solar Developers Inc., contractor for Cyndal Wilmot. Add solar panels to the roof of an existing single-family residence at 24 Oxford Court, Stamford. Estimated cost: $3,762. Filed between Aug. 14 and Aug. 18. Wan, John C. and Piao Huiling, Danbury, contractor for self. Legalize a family room in an existing singlefamily residence at Ironwood Drive, Danbury. Estimated cost: $5,000. Filed Aug. 3. Wayne Dimm Enterprises Inc., Ridgefield, contractor for Joseph Gavin Donnelly, et al. Remove the interior walls in an existing singlefamily residence at 17 B Governor St., Ridgefield. Estimated cost: $10,000. Filed July 31. Weigm, Sandra L. and Thomas E. Weigm, Weston, contractor for self. Strip and reroof an existing singlefamily residence at 19 Goodhill Road, Weston. Estimated cost: $57,500. Filed July 18. Wolfson, Suzanne and Shaun Wolfson, Weston, contractor for self. Rebuild a carport attached to an existing single-family residence at 26 Tobacco Road, Weston. Estimated cost: $130,000. Filed Aug. 2. Zhang, Xinxiao, Westport, contractor for self. Remodel the kitchen in an existing single-family residence at 266-268 Gregory St., Bridgeport. Estimated cost: $35,000. Filed Aug. 7.

COURT CASES

FIGURES The following court cases represent the allegations made by plaintiffs in the initial filings of civil lawsuits, and do not represent legally binding judgments made by the courts.

BRIDGEPORT SUPERIOR COURT ABCO Welding & Industrial Supply Inc., et al., Stratford. Filed by Kurt Carlson and Elaine Carlson, Stonington. Plaintiffs’ attorney: Early, Lucarelli, Sweeney & Meisenkothen LLC, New Haven. Action: The plaintiffs have brought this product liability suit against the defendants alleging that Kurt Carlson was forced to be exposed to asbestos fibers and materials manufactured by the defendants during the course of his work. The defendants failed to advise Carlson of the dangerous characteristics of asbestos and failed to provide a safe working environment for the plaintiff. Elaine Carlson is suing for loss of consortium. The plaintiff seeks monetary damages in excess of $15,000, punitive and exemplary charges and such other relief as this court may deem proper. Case no. FBT-CV17-6066183-S. Filed Aug. 15. Alfa Laval Inc., et al., Richmond, Va. Filed by Robert Corbett, Pawcatuck. Plaintiff’s attorney: Early, Lucarelli, Sweeney & Meisenkothen LLC, New Haven. Action: The plaintiff has brought this product liability suit against the defendants alleging that he was forced to be exposed to asbestos fibers and materials manufactured by the defendants during the course of his work. The defendants failed to advise the plaintiff of the dangerous characteristics of asbestos and failed to provide a safe working environment for the plaintiff. The plaintiff seeks monetary damages in excess of $15,000, punitive and exemplary charges and such other relief as this court may deem proper. Case no. FBT-CV17-6066191-S. Filed Aug. 16. Allstate Fire and Casualty Insurance Co., Hartford. Filed by Isaac Oboh and Samuel Acquah, Bridgeport. Plaintiffs’ attorney: August & Butler, Bridgeport. Action: The plaintiffs have brought this motor vehicle suit against the defendant alleging that they collided with an unknown motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiffs allege that their injuries are the legal responsibilities of their insurance company, the defendant. The plaintiffs claim money damages in excess of $15,000, exclusive of interests and costs and such other relief as in law or equity may apply. Case no. FBT-CV17-6066199-S. Filed Aug. 16.

CBS Corp., et al., Hartford. Filed by Kurt Carlson and Elaine Carlson, Stonington. Plaintiffs’ attorney: Early, Lucarelli, Sweeney & Meisenkothen LLC, New Haven. Action: The plaintiffs have brought this product liability suit against the defendants alleging that Kurt Carlson was forced to be exposed to asbestos fibers and materials manufactured by the defendants during the course of his work. The defendants failed to advise Carlson of the dangerous characteristics of asbestos and failed to provide a safe working environment for the plaintiff. Elaine Carlson is suing for loss of consortium. The plaintiff seeks monetary damages in excess of $15,000, punitive and exemplary charges and such other relief as this court may deem proper. Case no. FBT-CV17-6066182-S. Filed Aug. 15. E.Z. Landscaping & Property Management LLC, et al., Danbury. Filed by Lynn Souza, Monroe. Plaintiff’s attorney: Cohen and Wolf PC, Bridgeport. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they had failed to obtain proper permits to perform landscaping work. The plaintiff was allegedly forced to obtain an environmental consultant and received a notice of violation. The plaintiff claims money damages, interests, costs and such other and further relief as the court deems just and proper. Case no. FBT-CV17-6066250-S. Filed Aug. 18. Evolution Barber Shop LLC, Bridgeport. Filed by Felix Sloan, Bridgeport. Plaintiff’s attorney: Andrew E. Wallace, Shelton. Action: The plaintiff has brought this personal injury suit against the defendant alleging that it gave him a haircut using unsanitary equipment. This allegedly led to swelling, itchiness and pain and suffering. The plaintiff claims monetary damages in excess of $15,000, punitive damages, attorney fees, costs and any other remedy in equity or in law. Case no. FBT-CV17-6066235-S. Filed Aug. 17. G2-Sport LLC, et al., Easton. Filed by Thomas S. Auray, Easton. Plaintiff’s attorney: Law Offices of Kenneth M. Nicoll LLC. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they had failed to make timely payments to the plaintiff for a commercial term promissory note. The plaintiff has declared the entire outstanding principal balance of $38,500 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, court costs, attorney’s fees and any other just and reasonable relief the court deems appropriate. Case no. FBT-CV17-6066187-S. Filed Aug. 16.

General Electric Co., et al., Hartford. Filed by Frank Rolfe, Quaker Hill. Plaintiff’s attorney: Embry and Neusner, Groton. Action: The plaintiff has brought this product liability suit against the defendants alleging that he was forced to be exposed to asbestos fibers and materials manufactured by the defendants during the course of his work. The defendants failed to advise the plaintiff of the dangerous characteristics of asbestos and failed to provide a safe working environment for the plaintiff. The plaintiff seeks monetary damages in excess of $15,000, punitive and exemplary charges and such other relief as this court may deem proper. Case no. FBT-CV17-6066159-S. Filed Aug. 15. Hess Construction and Renovation LLC, et al., Wilton. Filed by The Hatch & Bailey Co., Norwalk. Plaintiff’s attorney: McCabe, Wikstrom & Barney LLC, Milford. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they had failed to make timely payments to the plaintiff for materials provided. The plaintiff has declared the entire outstanding principal balance of $5,514 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages and court costs. Case no. FBT-CV17-6066147-S. Filed Aug. 15. Ingersoll-Rand Co., et al., Hartford. Filed by Frank Rolfe, Quaker Hill. Plaintiff’s attorney: Embry and Neusner, Groton. Action: The plaintiff has brought this product liability suit against the defendants alleging that he was forced to be exposed to asbestos fibers and materials manufactured by the defendants during the course of his work. The defendants failed to advise the plaintiff of the dangerous characteristics of asbestos and failed to provide a safe working environment for the plaintiff. The plaintiff seeks monetary damages in excess of $15,000, punitive and exemplary charges and such other relief as this court may deem proper. Case no. FBT-CV17-6066157-S. Filed Aug. 15. Metropolitan Property and Casualty Insurance Co., et al., Hartford. Filed by Maria Moniz, Danbury. Plaintiff’s attorney: Ventura, Ribeiro & Smith, Danbury. Action: The plaintiff has brought this motor vehicle suit against the defendants alleging that she collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that her injuries are the legal responsibilities of her insurance company, the defendants. The plaintiff claims money damages in excess of $15,000, exclusive of interests and costs and such other relief as in law or equity may apply. Case no. FBT-CV17-6066257-S. Filed Aug. 18.

Aquarion Water Co., East Hartford. Filed by Richard Palkimas, Stamford. Plaintiff’s attorney: Peterson Zamat, North Haven. Action: The plaintiff has brought this suit against the defendant alleging that water turned on improperly on property which he owned allegedly flowed into his basement and destroyed his property. The plaintiff claims compensatory damages, pre-judgment interest, punitive damages, treble damages, attorney’s fees and such other and further relief as the court may deem just and proper. Case no. FBT-CV17-6066200-S. Filed Aug. 16.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of September 04, 2017 21

FACTS Royal Hardwood Flooring LLC, Bridgeport. Filed by ACE American Insurance Co., Hartford. Plaintiff’s attorney: Sugarmann & Sugarmann, New Haven. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for a workers’ compensation issue. The plaintiff has declared the entire outstanding principal balance of $5,501 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, court costs, post-judgment interest and such other relief as may be deemed appropriate by the court. Case no. FBT-CV176066229-S. Filed Aug. 17.

Planeta Brazile Bar & Grill LLC, et al., Danbury. Filed by 48 Newtown Road Corp., Danbury. Plaintiff’s attorney: Bradley Morris LLC, Danbury. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they had failed to make timely rental payments to the plaintiff for a lease provided. The plaintiff has declared the entire outstanding balance of $26,498 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, court costs, post-judgment interest and such other relief as may be deemed appropriate by the court. Case no. DBD-CV17-6023056-S. Filed Aug. 17.

The Stop and Shop Supermarket Company LLC, et al., Hartford. Filed by Yohana Rodriguez, Bridgeport. Plaintiff’s attorney: Rosenberg Miller Hite & Morilla LLC. Action: The plaintiff has brought this personal injury suit against the defendants alleging that she slipped on a wet and dirty floor owned by the defendants and sustained injury. This slippery condition was allegedly allowed to exist due to the negligence of the defendants and their employees in that they failed to place a sign warning of the dangers in their store. The plaintiff claims monetary damages and such other relief as the court deems fair and just. Case no. FBT-CV176066241-S. Filed Aug. 17.

STAMFORD SUPERIOR COURT

Tire Clinic LLC, et al., Willimantic. Filed by People’s United Bank NA, Bridgeport. Plaintiff’s attorney: Benanti & Associates, Stamford. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they had failed to make timely payments to the plaintiff for a credit account. The plaintiff has declared the entire outstanding principal balance of $11,070 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, interest, attorney’s fees, expenses, court costs and such other and further relief as the court shall deem just and equitable. Case no. FBT-CV17-6066239-S. Filed Aug. 17.

DANBURY SUPERIOR COURT C-Co Technology Inc., Hartford. Filed by Arbitech LLC, Irvine, Calif. Plaintiff’s attorney: Sugarmann & Sugarmann, New Haven. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for a credit application. The plaintiff has declared the entire outstanding principal balance of $17,101 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, court costs, post-judgment interest and such other relief as may be deemed appropriate by the court. Case no. DBD-CV176023055-S. Filed Aug. 17.

Burlington Coat Factory Warehouse of Stamford Inc., Stratford. Filed by Shirley Daniels, Stamford. Plaintiff’s attorney: Glen A. Canner, Stamford. Action: The plaintiff has brought this personal injury suit against the defendant alleging that her arm was trapped in a door owned by the defendant and sustained injury. This condition was allegedly allowed to exist due to the negligence of the defendant and its employees in that they failed to properly maintain their premises. The plaintiff claims monetary damages within the jurisdiction of the court. Case no. FSTCV17-6033012-S. Filed Aug. 15.

FEDERAL DISTRICT COURT Legion of Christ Inc., et al. Filed by John Doe. Plaintiff’s attorney: Bartlett Legal Group LLC, Cheshire. Action: The plaintiff has brought this suit against the defendants alleging that an employee of the defendants groomed and sexually abused the plaintiff. The defendants allegedly proceeded to cover up the assault when the plaintiff reported it to them during confession. The plaintiff claims compensatory damages, special damages, punitive damages, costs, interest and such other and further relief as may pertain in law or equity. Case no. 3:17-cv-01394-JCH. Filed Aug. 17. Quaker Moon Inc., et al. Filed by Bruce Kirby Inc. Plaintiff’s attorney: Whitmeyer IP Group LLC, Stamford. Action: The plaintiff has brought this trademark infringement suit against the defendants alleging that they used the plaintiff’s trademark in the provision of goods and services provided by the defendants. The defendants allegedly failed to stop after a cease-and-desist order, causing damages. The plaintiff claims an injunction enjoining the defendants and preventing them from continuing to infringe, punitive damages, attorney’s fees, costs and such other and further relief as may pertain in law or equity. Case no. 3:17-cv-001389-VLB. Filed Aug. 16.

Unum Life Insurance Company of America, Filed by Roy A. Nelson, Colchester. Plaintiff’s attorney: Ramos Law, Hartford. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that he was covered under longterm disability insurance benefits and defendant allegedly terminated his benefits and then proceeded to deny him an administrative appeal. The insurance company is allegedly prohibited by state law from exercising discretionary authority in denying benefits due. The plaintiff claims benefits due, a lump-sum payment, costs, attorney’s fees and such other and further relief as may pertain in law or equity. Case no. 3:17-cv-01383VAB. Filed Aug. 18.

DEEDS

COMMITTEE DEEDS Barry, Max J., et al., Danbury. Appointed committee: James J. Jowdy Jr., Danbury. Property: 32 Clapboard Ridge Road, Danbury. Amount: $287,000. Docket no. DBD-cv-146014695-S. Filed Aug. 7. Fonseca, Idalina, Wilton. Appointed committee: Matthew B. Woods, Wilton. Property: 73 Cherry Lane, Wilton. Amount: $302,893. Docket no. FST-cv16-6028368-S. Filed July 24.

COMMERCIAL

FIGURES R. Mastroni Excavating LLC, Monroe. Seller: Steven F. Malary and Terry Ballan, Monroe. Property: 34 Winton Farm Road, Newtown. Amount: $61,500. Filed Aug. 10.

Beale, David, Brookfield. Seller: Howard Aaron and Diane Esther Aaron, Easton. Property: 4 Ground Pine Lane, Easton. Amount: $535,000. Filed June 19.

Capozzi, Josette M. and Alex J. Cuda, Westport. Seller: John J. Broadbin and Jennifer E. Broadbin, Easton. Property: 105 Staples Road, Easton. Amount: $605,000. Filed July 14.

The Secretary of Housing and Urban Development, Oklahoma City, Okla. Seller: Wells Fargo USA Holdings Inc., Fort Mill, S.C. Property: 163 South St., Unit 79, Danbury. Amount: $10. Filed Aug. 7.

Beik, Jenna L. and Danny A. Rodriguez, Easton. Seller: Barbara M. Broderick, Petersborough, N.H. Property: 11 Sport Hill Parkway, Easton. For no consideration paid. Filed June 21.

Capuano, Rebekkah Daniel Marrs and Timothy Capuano, New York, N.Y. Seller: Giorgio S. Boero and Jean M. Boero, Wilton. Property: Parcel A-1, Map 3801, Wilton. Amount: $1 million. Filed July 19.

Towne Building and Development LLC, Weston. Seller: Nancy Adler and Mark Adler, Norwalk. Property: 4 Ridge Lane, Weston. Amount: $650,000. Filed Aug. 4.

Berg, Michelle Gianfranceschi and Carl-Erik Berg, Brookfield. Seller: Lucy Schubert, Brookfield. Property: Unit 8C of Rollingwood Condominium II, Brookfield. For no consideration paid. Filed Aug. 11.

Carswell, Jihan I. and Rashaad E. Carswell, Stratford. Seller: Christine Ann Koorse, Stratford. Property: 30 Mercer St., Stratford. Amount: $255,000. Filed Aug. 2.

Viade Development LLC, Bridgeport. Seller: The Bridgeport Roman Catholic Diocesan Corp., Bridgeport. Property: Toddy Hill Road, Map 6313, Newtown. Amount: $620,000. Filed July 28.

Birrittella, Harriet E., Yonkers, N.Y. Seller: Michele A. Bialko, Redding. Property: Unit 133 of Walnut Tree Village, Newtown. Amount: $215,000. Filed July 26.

Webster Bank NA, Southington. Seller: Kenneth H. Mercer and Diane E. Mercer, Wilton. Property: Liberty Street, Wilton. For no consideration paid. Filed Aug. 4.

Bleile, Tara Case and George Bleile, Weston. Seller: Kenneth M. Kennedy and Mary A. Kennedy, Weston. Property: 15 Weddington Lane, Weston. Amount: $875,000. Filed June 1.

RESIDENTIAL Adams-Shepherd, Sarah E. and Kevin M. Adams, Danbury. Seller: Cody Fullenwider, Newtown. Property: 100 Lakeview Terrace, Newtown. Amount: $229,000. Filed Aug. 14.

200 Redding Road LLC, Ridgefield. Seller: Renee L. R. Noren, Fairfield. Property: Old Redding Road, Easton. Amount: $1.1 million. Filed July 13.

Alvarez, Victor, Fairfield. Seller: Richard Luberes, Stratford. Property: 77B River Bend Road, Stratford. Amount: $229,000. Filed Aug. 4.

Blue Bird Prestige Inc., Nev. Seller: Jack Dempsey’s Inc., Stratford. Property: 170 Oronoque Lane, Stratford. Amount: $350,000. Filed Aug. 10.

Arkell, Sandra A. and Christopher E. Arkell, Hinsdale, Ill. Seller: Lisa W. Furnivall, Wilton. Property: 2 Collinswood Road, Wilton. Amount: $1.5 million. Filed Aug. 1.

CB Brookfield LLC, Brookfield. Seller: Pitney Bowes Inc., Shelton. Property: 9 Edmond Road, Newtown. Amount: $150,000. Filed July 24. Helen Godfrey House 1900 LLC, Briarcliff Manor, N.Y. Seller: Amy W. Quigley, Redding. Property: Estate of Caroline M. Brown, Wilton. Amount: $550,000. Filed July 24. Komo Lake House LLC, Monroe. Seller: William J. Soracin and Carol R. Soracin, Newtown. Property: Lot 92, Map 2, Newtown. Amount: $640,000. Filed Aug. 2. Lyon Plain Holdings LLC, Litchfield. Seller: Thomas G. Loeb, Weston. Property: 145 Lyons Plain Road, Weston. Amount: $809,520. Filed July 28. Nationstar Mortgage LLC, Coppell, Texas. Seller: Teodoro G. Bellulovich, Easton. Property: 25 Knollcrest Road, Easton. Amount: $447,191. Filed July 6.

22 Week of September 04, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

Azcona-Peralta, Yahaira and Edwin J. Moran-Urena, Danbury. Seller: Richard Auslander and Brittany Auslander, Danbury. Property: 37 Skyline Drive, Danbury. Amount: $239,999. Filed Aug. 8. Babb, Amanda M., Weston. Seller: Nancy H. O’Hara, Weston. Property: 28 Codfish Lane, Weston. Amount: $634,000. Filed Aug. 7. Balikowski, Stephanie G. and Adrian C. Balikowski, Newtown. Seller: Jennifer Krucker, Laguna Beach, Calif. Property: 22 Grays Plain Road, Newtown. Amount: $362,500. Filed July 26. Bankowski, Diana C. and Edward B. Bankowski III, Stamford. Seller: Leah O. Lethbridge, Wilton. Property: Unit 6 of Glen River Condominium, Building 1, Wilton. Amount: $330,000. Filed Aug. 15. Bazos, Talia and Michael C. Bazos, Fairfield. Seller: James Patrick McCarthy and Judith Ann McCarthy, Easton. Property: 135 Far Horizon Drive, Easton. Amount: $620,000. Filed July 14.

Borden, Sara E. and Saurin D. Shah, Weston. Seller: Michael Corbett and Judith Corbett, Weston. Property: 28 Pheasant Hill Road, Weston. Amount: $1.5 million. Filed June 16. Bozzuto, Jonathan, Wilton. Seller: 54 Wilridge Roa d LLC, Wilton. Property: 54 Wilridge Road, Wilton. Amount: $233,000. Filed July 19. Brown, Laurence B. and Jamie L. Brown, Weston. Seller: Dean A. Schwartz, Weston. Property: 11 Tannery Lane South, Weston. Amount: $865,000. Filed June 20. Buchanan, Lori J. and Benjamin R. Buchanan, Weinmanngasse, Switzerland. Seller: Leif Setter Jr. and Mary Jane Setter, Wilton. Property: 45 Ground Pine Road, Wilton. Amount: $1.2 million. Filed Aug. 1. Buscemi, Paula A. and Roger Nault, Brookfield. Seller: Angela T. Kowalczyk, Danbury. Property: 128 Logging Trail Road, Danbury. Amount: $390,000. Filed Aug. 3. Bush, Nicole and Jonathan D. Bush, Fairfield. Seller: Teresa M. Krehel, Easton. Property: 5 Lakeview Drive, Easton. Amount: $615,000. Filed June 26. Byrne, Patricia C. and Hayden C. Byrne, Brewster, N.Y. Seller: Angela M. Zangrillo, Weston. Property: 31 Norfield Road, Weston. Amount: $755,000. Filed Aug. 11. Byxbee Jr., Kenneth P. and Shannon M. Short, Danbury. Seller: George Ruilova, Danbury. Property: Lot 4, Map of Morningside Heights, Danbury. Amount: $200,000. Filed Aug. 3. Caggianiello, Julie L., Newtown. Seller: Michael T. Ward and Laurie A. Ward, Newtown. Property: Lots 77 and 78, Map 95, Newtown. Amount: $189,900. Filed Aug. 1.

Casazzone, Denise L., Ridgefield. Seller: Wells Fargo Bank NA, Frederick, Md. Property: Lot 8, Map 1902, Ridgefield. Amount: $320,000. Filed Aug. 10. Cavanaugh, Shaun P., Burbank, Calif. Seller: Paulette Cavanaugh and James V. Pimpinello Jr., Southbury. Property: Lot 11, Map of Birch Rise, Newtown. Amount: $228,000. Filed Aug. 15. Chen, Xuemin and Gang Luo, Milford. Seller: Michael A. Bergin and Pauline D. Bergin, Wilton. Property: 4 Thistle Lane, Wilton. Amount: $549,000. Filed July 24. Chimblo, Rachelle and Jonathan Tabora-Rosa, Stamford. Seller: Christopher Keppler and Marguerite Versacci, Stratford. Property: Lot 15, Map of Wheeler Manor, Stratford. Amount: $305,000. Filed Aug. 9. Collins, Jackie H. and Craig M. Collins, Kinnelon, N.J. Seller: Michael A. Cortina and Tina R. Cortina, Easton. Property: 73 Tuckahoe Road, Easton. Amount: $950,000. Filed June 19. Cornell, Margo and Robert Cornell, Easton. Seller: Andrew E. Boland and Amy L. Boland, Easton. Property: Lot 21, Map 119, Easton. Amount: $482,000. Filed July 18. Corpo, Antima Del and Nicolas V. Pirraglia-Viti, Stratford. Seller: Meredith Renee Powers and James Francis Powers Jr., Stratford. Property: California Street, Stratford. Amount: $280,500. Filed Aug. 4. Cortina, Tina, Easton. Seller: Claire J. Paolini, Easton. Property: 3 Gregory Farm Road, Easton. Amount: $500,000. Filed Aug. 4. Costa, Jeanne C. and Jordan A. Costa, Wilton. Seller: Russell G. Stillery and Lenore C. Stillery, Wilton. Property: Lot 2, Map 4828, Wilton. Amount: $1.4 million. Filed Aug. 8. Coursen, Jordan and Steven Coursen, Stamford. Seller: Kathryn Meighan, Weston. Property: 24 Hart Lane, Weston. Amount: $1 million. Filed June 1. Criscuolo, Vincent S., Plainville. Seller: Robert A. Merola and Theresa M. Merola, Newtown. Property: 22 Ashford Lane, Newtown. Amount: $513,000. Filed July 24.

FACTS Crosby, Cho and Raymond Crosby, Fairfield. Seller: 343 Good Hill Road LLC, Weston. Property: 343 Good Hill Road, Weston. Amount: $710,000. Filed June 19.

Efremenko, Sabine and Jean Michel Boers, Weston. Seller: Robert P. Cardone and Janet DiPrisco, Weston. Property: Lot 5, Map 2198, Weston. Amount: $1.2 million. Filed Aug. 14.

Damasceno, Anielle Lopes and Michael B. Damasceno, Danbury. Seller: Michael B. Damasceno, Danbury. Property: 140 Shelter Rock Road, Danbury. For an unknown amount paid. Filed Aug. 10.

Evenstad, Shannon and Carl D. Evenstad, Marietta, Ga. Seller: Evelyn Averill, Easton. Property: 115 Mile Common, Easton. For an unknown amount paid. Filed June 21.

Davis, Kara and Erin Davis, Easton. Seller: Jon G. Davis and Patricia B. Davis, Easton. Property: 35 Old Oak Road, Easton. Amount: $750,000. Filed Aug. 3.

Fan, Yuanyuan and Yao Fan, Newtown. Seller: William V. Ford and Rebecca A. Ford, Newtown. Property: 67 The Charter Ridge Drive, Newtown. Amount: $570,000. Filed Aug. 11.

Hutchinson, Sarah and Derek J. Hutchinson, Weston. Seller: Kevin M. McHale and Jennifer D. McHale, Weston. Property: 20 Aspetuck Glenn, Weston. Amount: $1.6 million. Filed June 16. Hutton, Mary M. and C. Peabody Hutton, New York, N.Y. Seller: Randall B. Long and Maya Jornot Long, Weston. Property: 11 Kettlewold Lane, Weston. Amount: $799,000. Filed July 18. Jackson, Meredith A. and Brian R. Jackson, Milpitas, Calif. Seller: Neeraj Kakkar and Sakshi Dhawan, Newtown. Property: Lot 4, Map 7915, Newtown. Amount: $540,000. Filed Aug. 7.

FIGURES Lang, Katherine and Konrad Lang, Weston. Seller: Lori Light and Alan Light, Weston. Property: 27 Ravenwood Drive, Weston. Amount: $835,000. Filed June 8.

Mark, Michelle and Nicholas Mark, Wilton. Seller: Michelle Godbout, Wilton. Property: Lot 3, Map 519, Wilton. Amount: $540,000. Filed Aug. 2.

LaRosa, Francesca and Andrew Dwyer, Brooklyn, N.Y. Seller: Karen E. Johnson, Newtown. Property: 224 Hattertown Road, Newtown. Amount: $352,500. Filed Aug. 2.

Massini, Nicole and John Palascak, Stamford. Seller: Ronald P. Wauthier and Sallie A. Wauthier, Stratford. Property: 405 Rock House Road, Easton. Amount: $590,000. Filed June 5.

Mogal, Tejaswini and Omkar D. Wadkar, Norwalk. Seller: Susan N. Wilcox, Chatham, Mass. Property: 23 Village Walk, Wilton. Amount: $275,000. Filed Aug. 2.

Mayer, Richard E., Wilton. Seller: Pasquale A. DiLulio and Deborah B. DiL ulio, Wilton. Property: 61 Sugar Loaf Drive, Wilton. Amount: $625,000. Filed Aug. 11.

Moore, Laura Beth and Adam Sowers, Weston. Seller: Suzanne Galat, Weston. Property: 76 Davis Hill Road, Weston. Amount: $555,000. Filed July 11.

McCarthy, Laura A. and James M. McCarthy, Easton. Seller: Robert J. Caldarella and Jennifer Caldarella, Branford. Property: 1068 Black Rock Turnpike, Easton. Amount: $650,000. Filed June 16.

Morris, Maria E. and Edward M. Richardson III, Milford, Ohio. Seller: William Goetz and Whitney Goetz, Easton. Property: 26 Flat Rock Road, Easton. Amount: $650,000. Filed June 12.

Meinke, Lori A., Westport. Seller: James A. Bennett and Catherine L. Bennett, Moreland Hills, Ohio. Property: 11 Sachem Road, Weston. Amount: $1 million. Filed June 27.

Nagle, Kristina and Jonathan Nagle, New York, N.Y. Seller: Marianne B. Foley, Wilton. Property: 1005 Ridgefield Road, Wilton. Amount: $825,000. Filed July 20.

Mejia, Sandra and William DeRosa, Newtown. Seller: John F. Pokladowski, Newtown. Property: Lots 24, 25, 26, 27 and 28, Block J, Map 92, Newtown. Amount: $233,300. Filed Aug. 2.

Neilson, Mora F. and Simon C. Neilson, New York, N.Y. Seller: Michael Prendergast and Kathryn Prendergast, Wilton. Property: 789 Ridgefield Road, Wilton. Amount: $710,000. Filed July 24.

Lawrence, Patricia J. and Frank Lawrence Jr., Danbury. Seller: Bernadette E. Liotta, Danbury. Property: 4 Franklin Court, Newtown. Amount: $345,000. Filed Aug. 1.

Janney, Elizabeth, Stamford. Seller: Lisa O. Gentile, Easton. Property: 82 Ferndale Drive, Easton. Amount: $681,000. Filed June 20.

Lee, Cenetta J. and Charles Lee, Wilmington, N.C. Seller: Toll Connecticut III Limited Partnership, Danbury. Property: 105 Newtown Woods, Newtown. For an unknown amount paid. Filed July 28.

Kamedulski, Gregory, Wilton. Seller: Federal National Mortgage Association, Wilton. Property: 66 Hillbrook Road, Wilton. Amount: $421,000. Filed July 21.

Lee, Kelly A. and William James Lee, Newtown. Seller: David R. Beylouni, Newtown. Property: 7 Stonewall Ridge Road, Newtown. Amount: $775,000. Filed Aug. 1.

Deluca, Michael B., Bethel. Seller: Natalie Deluca, Newtown. Property: Lot 3, Map 2951, Newtown. Amount: $175,000. Filed July 27.

Forgione, Dawn and Giuseppe Forgione, Ridgefield. Seller: Heather M. Ehinger, Ridgefield. Property: 58 S. Olmstead Lane, Ridgefield. Amount: $707,200. Filed Aug. 11.

Keil, Kimberly A. and Jared W. Keil, Easton. Seller: Kathryn Shilinsky and Scott Shilinsky, Easton. Property: Lot 2, Map 706, Easton. Amount: $686,500. Filed June 21.

Leszczynski, Krystyna and Daniel Leszczynski, Easton. Seller: 275 Silver Hill Road, Monroe. Property: Lot 2, Map 1804, Easton. Amount: $200,000. Filed July 18.

Desiena, Virginia A., Easton. Seller: Joseph A. Schettino and Sally K. Schettino, Easton. Property: 24 Old Orchard Road, Easton. Amount: $665,000. Filed July 14.

FHauresz, Alicia Veronica and Daniel O. Navaresse, Weston. Seller: Diane L. Kraemer, Danbury. Property: 20 E. Pembroke Road, Unit 1, Danbury. Amount: $125,000. Filed Aug. 7.

Kingsley, Bernadette M. and Michael S. Kingley, Norwalk. Seller: Gloria Joy Miller, Weston. Property: 45 Codfish Lane, Weston. Amount: $527,000. Filed June 2.

Li, Xingwei and Qiuju Gu, Trumbull. Seller: Joseph J. Kren and Helga M. Kreiner, Weston. Property: 19 Glenwood Road, Weston. Amount: $825,000. Filed Aug. 11.

Mendler, Valerie Vasiliki, Weston. Seller: Roberta Shapiro, Weston. Property: 16 Sunset Drive, Weston. Amount: $869,000. Filed July 17.

Deutsch, Jillian and Michael Deutsch, Elmsford, N.Y. Seller: Ryan W. Buckley and Meredith K. Buckley, Wilton. Property: Lot 5, Map 2447, Wilton. Amount: $812,000. Filed July 26.

Heimerle, Lisa and David A. Devine, Weston. Seller: Ralph R. Forsberg, Weston. Property: 2 Maple St., Weston. Amount: $385,000. Filed June 13.

Koblin, Maria and Jorge A. Gomes, Easton. Seller: Charles P. Johnson and Maria R. Johnson, Easton. Property: Lot 2, Map 1280, Easton. Amount: $680,000. Filed June 26.

Lopiano, George M., Newtown. Seller: Scott Imbro, Newtown. Property: 157 Jennifer Lane, Newtown. Amount: $289,000. Filed July 28.

Merhi, George, Danbury. Seller: Robin A. Hyl, Danbury. Property: 2A Jeannette St., Unit 61, Danbury. Amount: $114,650. Filed Aug. 7.

Dhar, Sofia and Subhashish Dhar, Easton. Seller: Lisa A. Converse, Easton. Property: Lot 5, Map 494, Easton. Amount: $629,000. Filed June 26.

Heslin, Donna L. and Kenneth E. Heslin, Layton, Utah. Seller: Christopher J. Cawley, Newtown. Property: 5 Rooster Ridge Road, Newtown. Amount: $592,500. Filed Aug. 3.

Koutsakis, Dominique Catherine and Blake Anthony Stasa, Weston. Seller: John Troiani and Elena Troiani, Weston. Property: 14 Sunset Drive, Weston. Amount: $1 million. Filed June 8.

Lopp, Hannah Danielle, Monroe. Seller: Federal National Mortgage Association, Dallas, Texas. Property: Lot 4, Map 3235, Newtown. Amount: $246,000. Filed Aug. 4.

Milholland, Lauren and Brandon Milholland, Scarsdale, N.Y. Seller: Roger A. Letso and Suzanne J. Letso, Newtown. Property: Lot 4, Map 3602, Newtown. Amount: $710,000. Filed Aug. 14.

Dize, Jennifer Horsley and Russell D. Dize, Norwalk. Seller: Scott Grizzle and Rebecca Grizzle, Weston. Property: 12 Parade Ground Court, Weston. Amount: $900,000. Filed Aug. 14.

Hiatrides, Caitlin P. and Philip P. Hiatrides, Stamford. Seller: RPM Homes LLC, Norwalk. Property: 39 Grumman Ave., Wilton. Amount: $662,500. Filed Aug. 1. Hough, David Leo, Wilton. Seller: Elizabeth M. DiNoi, Wilton. Property: 135 Highfield Road, Wilton. Amount: $91,910. Filed July 28.

Deasy, Colleen and Michael Lingenheld, Weston. Seller: Marcos Robino and Diana Robino, Weston. Property: 2 Spring Valley Road, Weston. Amount: $685,000. Filed Aug. 1. DeLorez, Nicholle and Steven DeLorez, Kirkwood, Miss. Seller: David A. Iacoponi and Catherine E. Murphy, Signal Mountain, Tenn. Property: 53 Merry Lane, Weston. Amount: $575,000. Filed July 28.

Dorsey, Virginia W. and David T. Jones, Philadelphia, Pa. Seller: Richard J. Schneider and Mary Lynn Schneider, Weston. Property: 21 Timber Mill Lane, Weston. Amount: $912,500. Filed July 24. Duarte, Lisa Marie and Miguel M. Duarte, Bethel. Seller: Adrian Balikowski and Stephanie Balikowski, Newtown. Property: 147 Lakeview Terrace, Newtown. Amount: $250,000. Filed July 25. Dunn, Gina and Alexander Dunn, Easton. Seller: Daniel Espejel, Easton. Property: 5 Roaring Brook Road, Easton. Amount: $600,000. Filed June 6. Durbrovina, Galina and David German, Stamford. Seller: Rhoda F. Roberts, Wilton. Property: Lot B, Map 2454, Wilton. Amount: $730,000. Filed Aug. 8.

Fattibene, Kerly and Richard Fattibene, Newtown. Seller: Federal National Mortgage Association, Dallas, Texas. Property: 86 The Boulevard, Newtown. Amount: $140,000. Filed Aug. 11. Fontana, Muriel H. and Michael Fontana, Easton. Seller: Jack Lauren, Easton. Property: 13 Fresh Meadow Road, Easton. Amount: $375,000. Filed Aug. 1.

Huang, Jinming and Wei Lin, Newtown. Seller: Francis A. Krasowski, Newtown. Property: 3 Cherry Heights Terrace, Newtown. Amount: $282,000. Filed July 26. Huntington, Judith A. and Kenneth E. Taylor, Danbury. Seller: Frank G. Hufner and Linda J. Hufner, Sharon. Property: 157 Brushy Hill Road, Newtown. Amount: $565,000. Filed Aug. 1. Hus, Jeremy, Newtown. Seller: Steven McCubbin and Renee McCubbin, Newtown. Property: Lot 15, Map 5754, Newtown. Amount: $569,000. Filed July 31.

Kroni, Aurela and Gjovalin Kroni, Mahopac, N.Y. Seller: Wells Fargo USA Holdings Inc., Frederick, Md. Property: 214 Marcroft St., Stratford. Amount: $132,000. Filed Aug. 10.

Lyons-Tucker, Lessyca and Andrew Tucker, Newtown. Seller: Thomas E. Bast and Virginia A. Bast, Newtown. Property: Lot 18, Map 2229, Newtown. Amount: $383,000. Filed Aug. 2.

Kross, Koren and Korey Kross, Weston. Seller: William Hasenaur and Nancy Hasenaur, Weston. Property: 40 November Trail, Weston. Amount: $800,000. Filed June 7.

MacDonald, Shannon and Kevin B. MacDonald, Allen, Texas. Seller: Stephen Byrne and Ellen K. Byrne, Wilton. Property: 43 Old Farm Road, Wilton. Amount: $1.3 million. Filed Aug. 1.

Lalonde, Jaime C. and David Gitow, Weston. Seller: Donna Bonafide, Weston. Property: 16 Twin Oak Lane, Weston. Amount: $1.5 million. Filed June 30.

MacLean, Marisa and Matthew D. MacLean, Brooklyn, N.Y. Seller: Mark Mihelic and Amanda Mihelic, Weston. Property: 7 Harvest Lane, Weston. Amount: $1.3 million. Filed July 10.

Lampman, Lori A. and Thomas G. Lampman, Norwalk. Seller: Carolyn Y. Hynes, Weston. Property: 65 Farrell Road, Weston. Amount: $755,000. Filed July 18.

Malay, Megan A. and Timothy M. Malay, Darien. Seller: Raymond G.H. Waugh Jr. and Sally Gibbons Waugh, Wilton. Property: Lot 1, Map 1546, Wilton. Amount: $1.3 million. Filed Aug. 4.

Landry, Caragh and Paul Thomas Landry, Norwalk. Seller: Stephen Nickel and Gabriele E. Nickel, Weston. Property: 17 Osborn Farm Road, Weston. Amount: $924,000. Filed June 7.

Manheim, Lynn, Wilton. Seller: Quantical LLC, Wilton. Property: Parcel X, Map 5898, Wilton. Amount: $1,000. Filed Aug. 2.

Miller, Rebecca W. and John C. Miller, Shelton. Seller: Kevin Allan Barrett and Maryann E. Barrett, Newtown. Property: Poverty Hollow Road, Newtown. Amount: $355,000. Filed Aug. 3. Miller, Sheila M. and James David Miller, Norwalk. Seller: Michael J. Dandrea Jr. and Adrian T. Dandrea, Newtown. Property: 54 Charter Ridge Drive, Newtown. Amount: $539,000. Filed July 31. Mirabito, Megan E. and Mark J. Mirabito, Newtown. Seller: Yongheui Lee and Hyunah Lee, Newtown. Property: Lot 3, Map 5966, Newtown. Amount: $445,000. Filed July 28. Misiano, Hilary English and Christopher Misiano, Los Angeles, Calif. Seller: Lucille LLC, Fairfield. Property: 11 Saugatuck Road, Weston. Amount: $2 million. Filed June 30.

Miskelly, Lizabeth A., Bridgeport. Seller: Charles E. Annett III and Margaret Fahey Annett, Newtown. Property: Lot 14, Map of Oakview Acres, Newtown. Amount: $409,900. Filed July 27.

Ng, Christine and Chun H. Lam, Stamford. Seller: David A. Frankel and Kellianne M. Frankel, Wilton. Property: 130 Washington Post Drive, Wilton. Amount: $740,000. Filed July 28. Pace, Shanna and Jethro Drive, Milford. Seller: Nikhil Mukheja and Meredith L. Mukheja, Easton. Property: 49 Flat Rock Drive, Easton. Amount: $547,750. Filed June 27. Parrotta, Marisa and Nicholas Parrotta, Wilton. Seller: Scott W. Gavin and Marilyn J. Gavin, Wilton. Property: Lot 4, Map 5082, Wilton. Amount: $1.2 million. Filed July 19. Paul, John S., Trumbull. Seller: Laura M. Harvey, Easton. Property: 150 N. Park Ave., Easton. Amount: $430,000. Filed Aug. 16. Pelletier, Alexandra R. and Steve Alves, Newtown. Seller: Francis J. Barchi Jr., Newtown. Property: 8 Valley Field Road South, Newtown. Amount: $336,000. Filed Aug. 10. Peregolise, Leah and Matthew Peregolise, Stratford. Seller: Simon Knott, Easton. Property: 104 Wedge Wood Drive, Easton. Amount: $750,000. Filed June 1. Presta, Shannon and Anthony Presta, Wilton. Seller: Jonathan P. Tan and Luz Marie Marcelo Tan, Wilton. Property: Lot 17, Map 1250, Wilton. Amount: $555,000. Filed Aug. 4. Price, Jo-Ann, Weston. Seller: Jobermar Properties LLC, Weston. Property: Lot 13, Map 3295, Weston. Amount: $10,000. Filed July 14.

FAIRFIELD COUNTY BUSINESS JOURNAL â&#x20AC;˘ Week of September 04, 2017 23

FACTS Prissert, Shaunna and Thierry Prissert, New York, N.Y. Seller: Brian T. McMahon and Karen R. McMahon, Southport. Property: 60 Lords Highway, Weston. Amount: $2.1 million. Filed Aug. 15.

Tseng, Yung-Ching and ShengHuei Lu, Norwalk. Seller: Derek H. Geiger and Atsuko Y. Geiger, Wilton. Property: Unit 11 Glen River Condominium, Wilton. Amount: $378,000. Filed July 20.

Razaki, Kelle D. and Chris Razaki, Weston. Seller: Mountainview Court LLC, Fairfield. Property: 225 Goodhill Road, Weston. Amount: $1 million. Filed July 24.

Velez, Angelo L., Danbury. Seller: Aimee M. Shuhart and Derrick N. Shuhart, Danbury. Property: 67-69 Garfield Ave., Danbury. Amount: $320,000. Filed Aug. 10.

Reilly, Keri, Newtown. Seller: Scott R. Campbell and Elaine E. Campbell, Newtown. Property: 66 Mile Hill Road South, Newtown. Amount: $340,000. Filed July 31.

Vitali, Cheryl and James Shapiro, Weston. Seller: Louis J. Briskman, Weston. Property: 1 Hills End, Weston. Amount: $1.7 million. Filed Aug. 2.

Remmell, Paul L., Easton. Seller: David Gitow and Jaime C. Lalonde, Weston. Property: 64 Old Redding Road, Weston. Amount: $2.5 million. Filed June 28. Rios, Francisco P., Brookfield. Seller: Bonnie L. Birmingham, Brookfield. Property: 45 N. Mountain Road, Brookfield. Amount: $335,000. Filed Aug. 9. Suri, Marie and Madan Suri, Darien. Seller: Patricia P. Abramson, Weston. Property: 2 Sachem Road, Weston. Amount: $771,000. Filed Aug. 16. Syaglova, Veoletta and Mikalai Shutsikau, Norwalk. Seller: Joseph Napoleon, Wilton. Property: 285 Cheesespring Road, Wilton. Amount: $372,000. Filed July 28. Taylor, Heidi and David Taylor, Easton. Seller: Sean E. Jackson, Easton. Property: 89 Burroughs Road, Easton. Amount: $610,000. Filed July 3. Taylor, Tamika Sherice Rivera and Ronald Matthew Taylor, Stratford. Seller: Daniel R. Brelsford, Stratford. Property: 1178 North Ave., Stratford. Amount: $257,000. Filed Aug. 7. Teixeira, Sandi, Danbury. Seller: Jeffrey E. Ambury and Lori M. Ambury, Danbury. Property: Unit 101 of Arlington Woods, Danbury. Amount: $264,000. Filed Aug. 8. Teller, Carol M. and Edward D. Teller, Easton. Seller: Eddie B. Gutierrez, Easton. Property: 28 Hillside Drive, Easton. Amount: $675,000. Filed July 26. Temoche, Alicia O. and David D. Temoche, Newtown. Seller: Amir Bijan John Janati, Easton. Property: 438 Westport Road, Easton. Amount: $212,500. Filed July 26. Thorn, Megan and Alexander Flynn, Linden, N.J. Seller: James P. McDade and Virginia C. McDade, Newtown. Property: 15 Yogananda St., Newtown. Amount: $380,000. Filed July 31. Tompkins, Kathleen and Scott Tompkins, Newtown. Seller: Susanne E. Tompkins, Newtown. Property: 51 Orchard Hill Road, Newtown. Amount: $340,000. Filed July 26.

Vranos, Dominique and Nicholas Vranos, Weston. Seller: John Rak, Weston. Property: 77 Steep Hill Road, Weston. Amount: $500,000. Filed July 14. Wasniewski, Marnie and John Wasniewski, Weston. Seller: James Murray and Elizabeth Murray, Shelton. Property: 25 Glenwood Road, Weston. Amount: $747,000. Filed July 5. Wawrzacz, Jozef, Wilton. Seller: Sheila Cooperman, Stamford. Property: 32 Cannondale Road, Weston. Amount: $515,000. Filed July 25. Weir, Annel and Robert O. Weir, Danbury. Seller: Carmela A. Infantino, Danbury. Property: 26 Ole Musket Lane, Danbury. Amount: $371,000. Filed Aug. 8. Wickman, Paula J., Unionville. Seller: Frank Geer, Newtown. Property: 30 Flat Swamp Road, Newtown. Amount: $359,000. Filed Aug. 3. Winegar, Courtney Brooke and Bradford Reed Winegar, Easton. Seller: James M. McCarthy and Laura A. McCarthy, Easton. Property: 100 Beers Road, Easton. Amount: $410,000. Filed June 21. Yang, Tzu-Yi, Wilton. Seller: Gary F. Mougin and Maryann Mougin, Wilton. Property: 32 Hulda Hill Road, Wilton. Amount: $554,000. Filed Aug. 7. Zambrana, Jaime and Gina A. Zambrana, Easton. Seller: Robert L. Corcoran and Diane G. Corcoran, Easton. Property: 6 Robin Hood Lane, Easton. Amount: $970,000. Filed June 28. Zappala, Phyllis F., Wilton. Seller: Roman Horicka, Wilton. Property: Unit 20D of Lambert Common, Wilton. Amount: $500,000. Filed July 31. Zhou, Jing, Stamford. Seller: Jong Taek Ban and Ahruhm Hong, Weston. Property: 18 Jana Drive, Weston. Amount: $659,000. Filed Aug. 17.

FORECLOSURES Blasi, Valerie, et al. Creditor: Federal National Mortgage Association, Dunham, N.C. Property: 121 Lakeview Terrace, Newtown. Mortgage default. Filed July 25.

Casher, Scott H., et al. Creditor: Hudson City Savings Bank, Paramus, N.J. Property: 163 Spoonwood Road, Wilton. Mortgage default. Filed Aug. 1. DiNardo, Jackie A., et al. Creditor: Freedom Mortgage Corp., Mount Laurel, N.J. Property: 3 Tom Thumb Lane, Danbury. Mortgage default. Filed Aug. 3. Harry, Raci, et al. Creditor: HSBC Bank USA NA, Frederick, Md. Property: Lot 8, Map 2793, Wilton. Mortgage default. Filed July 20. Horvath, Richard P., et al. Creditor: MTGLQ Investors LP, Greenville, S.C. Property: 4 Possum Ridge Road, Newtown. Mortgage default. Filed Aug. 9. Johnson, Paul S., et al. Creditor: Deutsche Bank National Trust Co., Fort Mill, S.C. Property: 4 Daniels Drive, Danbury. Mortgage default. Filed Aug. 9. Joseph, Wilner, et al. Creditor: HSBC Bank USA NA, Mount Laurel, N.J. Property: 2425 Nichols Ave., Stratford. Mortgage default. Filed July 28. Kaufman, Monty D., et al. Creditor: Deutsche Bank National Trust Co., Fort Mill, S.C. Property: 19 Ridge Road, Weston. Mortgage default. Filed June 2. Kelly, William P., et al. Creditor: Deutsche Bank National Trust Co., Fort Mill, S.C. Property: 291 Newtown Turnpike, Weston. Mortgage default. Filed July 31. Lazar, Kenneth S., et al. Creditor: Astoria Bank, Astoria, N.Y. Property: Lot B-12, Map 1581, Weston. Mortgage default. Filed June 19.

FIGURES Dovale, Matthew, Newtown. $409 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 88 Castle Hill Road, Newtown. Filed July 26.

Niche, Paul M., Wilton. $11,474 in favor of Capital One Bank (USA) NA, Richmond, Va., by London & London, Newington. Property: 56 Grumman Hill Road, Wilton. Filed July 24.

Faux, Danielle, Weston. $80,840 in favor of the U.S. Department of Justice, New Haven, by Lauren M. Nash, New Haven. Property: 59 Valley Forge Road, Weston. Filed July 14.

Peterson, Jurate, et al., Easton. $57,386 in favor of Luis J. Culmo, East Haven, by Robert F. Ludgin. Property: 275 Sport Hill Road, Easton. Filed July 31.

Faux, Danielle, Weston. $50,000 in favor of the United States of America, New Haven, by Christine Sciarrino, New Haven. Property: 59 Valley Forge Road, Weston. Filed July 28.

Pierleoni, Gwen A., Newtown. $6,469 in favor of Discover Bank, New Albany, Ohio, by the Law Offices of Howard Lee Schiff PC, East Hartford. Property: 13 Fern Lane, Newtown. Filed Aug. 10.

Geiger, Frank, Weston. $5,972 in favor of Madison Supply Company LLC, Bridgeport, by Abraham M. Hoffmann, Trumbull. Property: 28 Spring Valley Road, Weston. Filed June 5. Green, Kelly, Newtown. $569 in favor of Western Connecticut Medical Group, Danbury, by Flanagan & Peat, Danbury. Property: 22 Tunnel Road, Newtown. Filed July 26. Jimenez, Serena, et al., Stratford. $128 in favor of Urgent Care Center LLP, North Haven, by Eric H. Opin, Milford. Property: 226 Dover St., Stratford. Filed Aug. 4. Kessler, Christopher, Newtown. $1,017 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 10 Hyvue Drive, Newtown. Filed July 26. Klang, David, Newtown. $1,267 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 5 Blanches Walk, Newtown. Filed July 26.

JUDGMENTS

Lalli, Russell, Newtown. $554 in favor of Western Connecticut Imaging, Danbury, by Flanagan & Peat, Danbury. Property: 38 Eden Hill Road, Newtown. Filed July 26.

Bonacci, Joan, Newtown. $1,970 in favor of Western Connecticut Medical Group, Danbury, by Flanagan & Peat, Danbury. Property: 7 Fox Run Lane, Newtown. Filed July 26. Brennan, Mark, Danbury. $2,900 in favor of Immaculate High School, Danbury, by Abraham M. Hoffmann, Trumbull. Property: 2 Sunset Drive, Danbury. Filed Aug. 3.

McCleary, Patrick, Newtown. $1,249 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 10 Main St., Newtown. Filed July 26. McCleary, Patrick, Newtown. $504 in favor of Western Connecticut Medical Group, Danbury, by Flanagan & Peat, Danbury. Property: 10 Main St., Newtown. Filed July 26.

Brown, Wendy, Newtown. $19,864 in favor of Federal Credit Union Inc., East Hartford, by Nair & Levin PC, Bloomfield. Property: 61 High Rock Road, Newtown. Filed July 28.

McCullough, Robert E., Wilton. $2,029 in favor of Nutmeg State Finance Credit Union, Rocky Hill, by Tobin Melien & Marohn, New Haven. Property: 69 Longmeadow Road, Wilton. Filed Aug. 10.

Delorenzo, Robert J., Stratford. $4,262 in favor of Discover Bank, New Albany, Ohio, by the Law Offices of Howard Lee Schiff PC, East Hartford. Property: 185 Sheppard St., Stratford. Filed Aug. 9.

Memoli, Louis, Brookfield. $663 in favor of Western Connecticut Medical Group, Danbury, by Flanagan & Peat, Danbury. Property: 49 Merwin Brook Road, Brookfield. Filed Aug. 7.

Diehl, Ricky W., Wilton. $18,699 in favor of The Connecticut Light and Power Co., Berlin, by Nair & Levin PC, Bloomfield. Property: 356 Newtown Turnpike, Wilton. Filed Aug. 1.

Montanari, Jay, Ridgefield. $4,631 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 15 Maple Shade Road, Ridgefield. Filed Aug. 2.

24 Week of September 04, 2017 â&#x20AC;˘ FAIRFIELD COUNTY BUSINESS JOURNAL

Senita, Elizabeth F., Newtown. $458 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 41 Cherry St., Newtown. Filed July 26. Wassmuth, Cindy, Brookfield. $671 in favor of Western Connecticut Medical Group, Danbury, by Flanagan & Peat, Danbury. Property: 41 Hidden Brook Drive, Brookfield. Filed Aug. 7. Wlasuk, Antoinette, Newtown. $1,500 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 4 Hattertown Road, Newtown. Filed July 26.

LEASES Danbury Central Mart LLC, by Gladys B. Hussain. Landlord: Mountainview Enterprise LLC, Ridgefield. Property: Danbury. Term: 15 years, commenced May 2, 2016. Filed Aug. 7. DIV Danbury 187 LLC and DIV Linden 187 LLC, by Jonathan G. Davis. Landlord: Verizon Wireless, Basking Ridge, N.J. Property: 187 Danbury Road, Wilton. Term: 5 years, commenced June 14, 2017. Filed Aug. 7. Subway Real Estate LLC, by Matthew Whelan. Landlord: Misiti LLC, Newtown. Property: 117 B Church Hill Road, Newtown. Term: 10 years, commenced July 8, 2017. Filed July 25.

Hopkins, James R., 435 Wigwam Lane, Stratford. $74,539, a tax debt on income earned. Filed Aug. 8. Jeffrey, Jaclyn and Edward Craft, 1 Fresh Meadow Road, Weston. $14,320, a tax debt on income earned. Filed June 16. Korotash, Lynda H. and Mark W. Korotash, 18 Shepard Hill Road, Newtown. $30,664, a tax debt on income earned. Filed Aug. 7. Kress, Sharon, 244 Grumman Hill Road, Wilton. $2,775, a tax debt on income earned. Filed July 31. MacIntyre, Iveneth R. and Donald R. MacIntyre, 11 Freshwater Lane, Wilton. $39,752, a tax debt on income earned. Filed July 24. Oâ&#x20AC;&#x2122;Brien, Colleen M. and John R. Hall II, 341 Olmstead Hill Road, Wilton. $43,007, a tax debt on income earned. Filed Aug. 1. Pytko, Mary K., 88 Drum Hill Road, Wilton. $60,025, a tax debt on income earned. Filed July 31. Spanierman, Gavin, 32 Country Club Road, Ridgefield. $315,167, a tax debt on income earned. Filed Aug. 7. Tangredi, Travis, 3 Clover Court, Brookfield. $3,774, a tax debt on income earned. Filed Aug. 7.

FEDERAL TAX LIENS-RELEASED Ciambra, Jacqueline M. and Brian Ciambra, 70 Crossbow Lane, Easton. $53,239, a tax debt on income earned. Filed July 3. Clavette, Mary B. and Alan J. Clavette, 3 Fox Hollow Lane, Newtown. $67,839, a tax debt on income earned. Filed Aug. 7.

LIENS

Dovolani, Driton, 2 Woods End Lane, Weston. $1,869, a tax debt on income earned. Filed June 12. Grant, Jeffrey, 26 Norfield Road, Weston. $20,601, a tax debt on income earned. Filed Aug. 17.

FEDERAL TAX LIENS-FILED

Howard, Lyndsay C., 77 Kettle Creek Road, Weston. $191,895, a tax debt on income earned. Filed June 19.

Bogaev, Paul, 2 Katydid Lane, Weston. $54,983, a tax debt on income earned. Filed June 19. Dominquez, Abelardo, 44 Padanaram Road, Apt. 1, Danbury. $35,764, a tax debt on income earned. Filed Aug. 8. Finch, Judy and Robert Miller, 127 Lords Highway, Weston. $10,752, a tax debt on income earned. Filed June 19. Honan, Colleen D. and Daniel T. Honan, 60A Main St., Newtown. $47,480, a tax debt on income earned. Filed Aug. 4.

Jani, Trendelina and Driton Dovolani, 2 Woods End Lane, Weston. $62,193, a tax debt on income earned. Filed July 5. Kalin, Edward E., P.O. Box 319, Easton. $3,369, a tax debt on income earned. Filed Aug. 1. Major, Elise A. and W. Glenn, 5 Norfield Road, Weston. $169,014, a tax debt on income earned. Filed Aug. 7.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of August 21, 2017 25

FACTS North Wilton Auton Collision Center Inc., 681 Danbury Road, Wilton. $5,255, corporate income taxes and quarterly payroll taxes. Filed Aug. 14. Praino, Ann Marie and Arthur Praino, 4 Dover Circle, Newtown. $49,893, property taxes. Filed Aug. 4. Wallenta Jr., Vernon, 23 Sunnyview Terrace, Newtown. $24,950, a tax debt on income earned. Filed July 24. Waugh, Amy R., 626 Morehouse Road, Easton. $28,899, a tax debt on income earned. Filed June 20.

MECHANIC’S LIENS-FILED Gonzalez, Laura Ann and John Gonzalez, Easton. Filed by Connecticut Tank Removal Inc., by Jason D. Degenaro. Property: 83 Center Road, Easton. Amount: $11,058. Filed July 21. Philip, Peter, Easton. Filed by Baybrook Remodelers Inc., West Haven, by Kenneth J. Carney. Property: 160 North St., Easton. Amount: $37,436. Filed June 5.

LIS PENDENS Beers, Jennifer M., et al., Brookfield. Filed by Zeldes, Needle & Cooper PC, Bridgeport, for Rollingwood Condominium Association Inc., Brookfield. Property: 4 Arlington Court, Unit 8D, Brookfield. Action: to foreclose on an association lien for delinquent common charges and assessments and take immediate possession of the property. Filed Aug. 7. Cartledge, Robert J., et al., Stratford. Filed by Kapusta, Otzel & Averaimo, Milford, for The Bank of New York Mellon, trustee, New York, N.Y. Property: 5 Crown St., Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $231,840, dated November 2011. Filed Aug. 10. Crouch, Francis, et al., Newtown. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for Ditech Financial LLC. Property: 2 Papoose Hill Road, Newtown. Action: to foreclose on a delinquent mortgage in the original principal amount of $133,000, dated August 2006. Filed Aug. 9. D’Amico, Dominic F., Danbury. Filed by The Marcus Law Firm, North Branford, for Cazenovia Creek Funding & Caz Creek Connecticut LLC. Property: 12 Cedar St., Danbury. Action: to foreclose on tax liens levied by the city of Danbury and take immediate possession of the property. Filed Aug. 7.

Demarco, Donald J., et al., Newtown. Filed by Bendett and McHugh PC, Farmington, for Wells Fargo Bank NA, Frederick, Md. Property: 148 Louis Hill Village, Newtown. Action: to foreclose on a delinquent mortgage in the original principal amount of $230,600, dated June 2009. Filed Aug. 3. Donahue, Laura Allen, et al., Easton. Filed by Bendett and McHugh PC, Farmington, for JPMorgan Chase Bank NA, Columbus, Ohio. Property: 155 Twin Lanes Road, Easton. Action: to foreclose on a delinquent mortgage in the original principal amount of $696,000, dated October 2003. Filed Aug. 2. Erickson, Donald K., et al., Danbury. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for U.S. Bank NA, trustee, Salt Lake City, Utah. Property: 11 Acre Drive, Danbury. Action: to foreclose on a delinquent mortgage in the original principal amount of $75,000, dated April 2002. Filed Aug. 10. Festa, Sandra L., et al., Weston. Filed by Bendett and McHugh PC, Farmington, for U.S. Bank NA, trustee, Salt Lake City, Utah. Property: 55 Blueberry Hill Road, Weston. Action: to foreclose on a delinquent mortgage in the original principal amount of $200,000, dated April 2003. Filed Aug. 17. Frommer, Jennifer and Jeremy P. Frommer, et al., Newtown. Filed by LeClaire Ryan, Hartford, for U.S. Bank NA, trustee, Salt Lake City, Utah. Property: 63 Taunton Lake Road, Newtown. Action: to foreclose on a delinquent mortgage in the original principal amount of $411,000, dated May 2016. Filed July 27. Granite, John, et al., Weston. Filed by Bendett and McHugh PC, Farmington, for Wells Fargo Bank NA, Frederick, Md. Property: 5 Buck Hill Road, Weston. Action: to foreclose on a delinquent mortgage in the original principal amount of $812,500, dated October 2007. Filed June 7. Hutchinson, Jane, et al., Weston. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for Wells Fargo Bank NA, Frederick, Md. Property: 1 Ravenwood Drive, Weston. Action: to foreclose on a delinquent mortgage in the original principal amount of $500,000, dated December 2006. Filed July 14. Ingenito, Kelley, Danbury. Filed by The Marcus Law Firm, North Branford, for Cazenovia Creek Funding & Caz Creek Connecticut LLC. Property: 53 Apple Blossom Road, Danbury. Action: to foreclose on tax liens levied by the city of Danbury and take immediate possession of the property. Filed Aug. 7. Malik, Asif, et al., Easton. Filed by Eric H. Opin, Milford, for Montano Cigarette, Candy & Tobacco Inc. Property: 119 Judd Road, Easton. Action: to foreclose on a judgment lien rendered against the property by the plaintiff. Filed June 23.

Nasi, Michael L., et al., Weston. Filed by Bendett and McHugh PC, Farmington, for U.S. Bank NA, trustee, Salt Lake City, Utah. Property: 24 North Ave., Weston. Action: to foreclose on a delinquent mortgage in the original principal amount of $953,000, dated May 2004. Filed June 13. Rivera, Betty, et al., Weston. Filed by Glass & Braus, Fairfield, for U.S. Bank NA, trustee, Salt Lake City, Utah. Property: 35 Eleven O’Clock Road, Weston. Action: to foreclose on a delinquent mortgage in the original principal amount of $600,000, dated February 2007. Filed Aug. 8. Stang, Richard K., et al., Wilton. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for Wells Fargo Bank NA, Frederick, Md. Property: 96 Warncke Road, Wilton. Action: to foreclose on a delinquent mortgage in the original principal amount of $1.5 million, dated August 2005. Filed July 26. Terrell, Maria G., et al., Weston. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for HSBC Bank USA NA, Buffalo, N.Y. Property: 18 Overbrook Lane, Weston. Action: to foreclose on a delinquent mortgage in the original principal amount of $922,500, dated October 2006. Filed Aug. 8. Travis, Lloyd, et al., Danbury. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for U.S. Bank NA, trustee, Salt Lake City, Utah. Property: 477 Cowperthwaite St., Danbury. Action: to foreclose on a delinquent mortgage in the original principal amount of $250,500, dated July 2004. Filed Aug. 8. Tunick, Stephen M., et al., Easton. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for Wilmington Trust Co., Wilmington, Del. Property: 105 Rock House Road, Easton. Action: to foreclose on a delinquent mortgage in the original principal amount of $665,000, dated October 2002. Filed Aug. 4. Usher, Hazel G., et al., Weston. Filed by Bendett and McHugh PC, Farmington, for JPMorgan Chase Bank NA, Columbus, Ohio. Property: 4 Brookwood Lane, Weston. Action: to foreclose on a delinquent mortgage in the original principal amount of $612,000, dated January 2007. Filed June 30.

MORTGAGES 45 Danbury Road LLC, Shelton, by Robert D. Scinto. Lender: People’s United Bank NA, Bridgeport. Property: 45-47 Danbury Road, Wilton. Amount: $3.8 million. Filed June 21. Blansfield Builders Inc., Danbury, by Gary Rosenfeld. Lender: Gary Rosenfeld and Kelly Cochan, Danbury. Property: 49A Middle River Road, Danbury. Amount: $189,984. Filed Aug. 3.

26 Week of September 04, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

FIGURES Bohaty LLC, Stamford, by Tomas Simko. Lender: Silver Heights Development LLC, Stamford. Property: 326 Georgetown Road, Weston. Amount: $320,000. Filed June 30. L + M Contracting LLC, Stratford, by Lucia Coluccelli. Lender: RCN Capital Funding LLC, South Windsor. Property: 262 Masarik Ave. and 1812 Elm St., Stratford. Amount: $350,000. Filed Aug. 10. P and M Lewerenz LLC, Sherman, by Anne Marie Cardillo. Lender: Newtown Savings Bank, Newtown. Property: 433 Federal Road, Brookfield. Amount: $100,000. Filed Aug. 8. Patmar United LLC, New Windsor, N.Y., by Marcia Cain. Lender: HomeVestors Investments Inc., Dallas, Texas. Property: Lots 45-57, Map 98, Newtown. Amount: $113,791. Filed Aug. 14. The Weston Field Club Inc., Weston, by Robert Handel. Lender: First County Bank, Stamford. Property: 38 Ladder Hill Road South, Weston. Amount: $2 million. Filed June 12. Viade Development LLC, Bridgeport, by John Guedes. Lender: Negreiro & Son Construction LLC, Woodbridge. Property: 96 Toddy Hill Road, Newtown. Amount: $529,719. Filed July. 28. West Church Street Associates LLC, Georgetown, by Robert Kelemen. Lender: Donald E. Wakeman, Georgetown. Property: 31 W. Church St., Wilton. Amount: $284,500. Filed Aug. 11.

NEW BUSINESSES A Greater Me LLC, 387 Danbury Road, Wilton 06897, c/o Bonnie C. Rumilly. Filed Aug. 2. Danny’s Drive In, 940 Ferry Blvd., Stratford 06614, c/o CT Restaurant Associates LLC. Filed Aug. 7. Greenfield Global, 58 Vale Road, Brookfield 06804, c/o Howard Field. Filed Aug. 8.

Tru Colors Salon By Laura B, 15 Backus Ave., Danbury 06810, c/o Laura M. Bautista. Filed Aug. 10. VRP Flooring, 6 Whitney Ave., Danbury 06810, c/o Horacio Pupim. Filed Aug. 9.

NEW LIQUOR LICENSES Bailey’s Backyard, 23 Bailey Ave., Ridgefield 06877, c/o Salvatore D. Bagliavio. Permit no. LIR.0016637. Filed Aug. 10. Cheers To Charity, 86 Danbury Road, Ridgefield 06877, c/o Maureen Lutz. Permit no. LCO.0007767. Filed Aug. 11.

PATENTS 3D print manufacturing of packages with personalized labeling technology. Patent no. 9,744,726 issued to Jonathan D. Levine, Rochester, N.Y.; and Donald M. Pangrazio III, LeRoy, NY. Assigned to Xerox Corp., Norwalk. Electronic content-visual-comparison apparatus and method. Patent no. 9,747,010 issued to Saurabh Prabhat, Webster, N.Y.; Jennifer WattsEnglert, Pittsford, N.Y.; Reiner Eschbach, Webster, N.Y.; Emil W. Rainero, Webster, N.Y.; and Kenton K. Hofmeister, Portland, Ore. Assigned to Xerox Corp., Armonk. Fare collection system in a public transit network. Patent no. 9,741,178 issued to John C. Handley, Fairport, N.Y. Assigned to Xerox Corp., Norwalk.

Methods for rejuvenating an imaging member of an ink-based digital printing system. Patent no. 9,744,757 issued to Timothy D. Stowe, Alameda, Calif.; Gregory B. Anderson, Emerald Hills, Calif.; Santokh S. Badesha, Pittsford, N.Y.; and Mandakini Kanungo, Penfield, N.Y. Assigned to Xerox Corp., Norwalk. Multifunction office machine. Patent no. D795,953 issued to William T. Clark III, Pittsford, N.Y.; James B. Smith, Honeoye Falls, N.Y.; Andrew T. Martin, Honeoye Falls, N.Y.; and Stephen F. Skrainar, Penfield, N.Y. Assigned to Xerox Corp., Armonk. Printing system architecture for encoding chip-less RFID tags in real time. Patent no. 9,740,975 issued to George A. Gibson, Fairport, N.Y.; and Wayne A. Buchar, Bloomfield, N.Y. Assigned to Xerox Corp., Norwalk. Railway track geometry defect modeling for predicting deterioration, derailment risk and optimal repair. Patent no. 9,744,978 issued to Debarun Bhattacharja, Ossining, N.Y.; Arun Hampapur, Norwalk; Qing He, Ossining, N.Y.; Hongfei Li, Briarcliff Manor, N.Y.; and Dhaivat P. Parikh, Plano, Texas. Assigned to International Business Machines Corp., Armonk. System and method for image data processing for inoperable inkjet compensation in an inkjet printer. Patent no. 9,738,066 issued to Stephen M. Kroon, Sherwood, Ore. Assigned to Xerox Corp., Norwalk. System and method for proving physical presence. Patent no. 9,747,768 issued to Peter J. Zehler, Penfield, N.Y.; Gavan Tredoux, Penfield, N.Y.; and Premkumar Rajendran, Fairport, N.Y. Assigned to Xerox Corp., Armonk.

Integrated piezo print head. Patent no. 9,738,070 issued to Peter J. Nystrom, Webster, N.Y.; Angus Ian Kingon, Warren, R.I.; Andrew W. Hays, Fairport, N.Y.; and Seunghyun Kim, Bristol, R.I. Assigned to Xerox Corp., Norwalk.

Lisa’s Takeout Restaurant & Catering, 2338 Broadbridge Ave., Stratford 06614, c/o Lisa Gargano. Filed Aug. 7. North Street Gulf, 113 North St., Danbury 06801, c/o Mohammed S. Khan. Filed Aug. 7. Pacific Sales, 2 International Drive, Danbury 06810, c/o Best Buy Stores LP. Filed Aug. 8. Quick Stop Quality Cleaners, 24 Danbury Road, Wilton 06897, c/o Ka Bun Lam. Filed July 10.

AVP, Risk Initiative Systems, Synchrony Bank, Stamford, CT. Perform app. dev., config., testing and validt. of Risk Initiatives eGRC system platform (BWise). Req. Bac. Deg. or foreign eqv. in MIS, Elec. Engg., Stats., or rel., + 5 yrs. rel. exp. Please apply to: HR Manager, 777 Long Ridge Road, Stamford, CT 06092. (Ref: SLRRS)

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