Fairfield County Business Journal 090814 by Westfair Business Journal

FAIRFIELD COUNTY

BUSINESS JOURNAL YOUR ONLY SOURCE FOR REGIONAL BUSINESS NEWS | westfaironline.com

September 8, 2014 | VOL. 50, No. 36

Bank survey finds growth, momentum

FCBJ this week PROJECT ADVANCES A developer and Norwalk clear a hurdle toward building … 5

BY BILL FALLON

HAGUE STEPS DOWN Centerplate CEO resigns after allegations of animal cruelty … 7

Bfallon@westafairinc.com

exodus of the urban poor. For community leaders, it has been a struggle to keep their neighborhoods intact. The president of a Fairfield County nonprofit based in Bridgeport and a Korean missionary couple who started a church in Cincinnati have dedicated themselves to what they believe are cornerstones to building a community: One focuses on providing low-income families with homes and the other is establishing a church that serves not just its members but its surrounding neighborhood. For years, urban renewal has been used by municipalities as an economic engine that revi-

o fully appreciate the upbeat nature of a small-business conversation with Kent McClun, Wells Fargo’s president for Connecticut, know that the bank’s in-house metric for small-business confidence tanked in the third quarter of 2010 at 28 points below zero. Its high four years earlier — the fourth quarter of 2006 — had been 114. The third-quarter 2014 number — recently released and the result of 603 interviews with small-business owners in 50 states — is 49. “We’re certainly headed in the right direction,” McClun said from the Wells Fargo office in Meriden. Wells Fargo conducted the poll with Gallup Inc. Since 2003, they have produced the Wells Fargo/Gallup Small Business Index. The index also charts “present situation” and pegs a number to it. The small-business present situation for the third quarter of this year was rated in the survey at 18; in the second quarter it bottomed at 2. McClun cited active-growth industries that include accounting, law, professional services and health care. “Also, there’s a big emphasis on green energy — green replacing old technology,” he said. “A rising tide lifts all boats.” Wells Fargo has committed $100 billion nationally to small-business lending between now and 2018. “We’re committed to 2018,” McClun said. “But I’d like to lend $100 billion by 2015. We’re certainly here for the small business to help them grow and be successful.” The bank’s initiatives in that direction include WellsFargoWorks.com, which opened May 1 and can be used by noncustomers. McClun said, “It provides resources, guidance and services for small businesses. Things you might not think of can be critical: picking a payroll provider, even hiring an attorney and an accountant and when to expand.” Asked if the feedback has been positive, he said, “Very much so.” Small-business owners are feeling better

» COMMUNITIES, page 6

» BANK, page 19

BORDER SUSHI A franchise opens in Byram … 15 FC BUZZ The Palace Theatre has new seats and an expanded playbill … 22

MEDIA PARTNER

THE FIFTH STREET SHUFFLE

FOR STORY, SEE PAGE 6

Fifth Street CEO Len Tannenbaum and state Department of Economic and Community Developement Commissioner Catherine Smith. Photo by Bill Fallon

Urban blight vs. urban ﬂight

WRESTLING WITH HOW TO KEEP COMMUNITIES INTACT BY CRYSTAL KANG ckang@westfairinc.com

ometimes it takes sweat equity and faith to rebuild a community. Bridgeport and Cincinnati may be 700 miles apart, but each share high percentages of residents living below the poverty level — 24 and 29 percent, respectively. They also have in common organizations committed to restoring balance in economies made lopsided by urban renewal. The flight of the urban poor from gentrified areas is a growing problem nationwide. Urban renewal projects, which often promise to bring a diverse group of people together, can create an

Pressing business: Is a juice war brewing in Greenwich?

BY AMANDA CUDA Hearst Connecticut Media

an cannot live on juice alone — unless he lives in Greenwich. Then it’s totally possible. The town is becoming something of a mini mecca for juice bars that sell a variety of health-focused foods and drinks. There’s Elixir on East Putnam Avenue and two branches of Green & Tonic — one on Railroad Avenue and one in Cos Cob. The big chain Robeks is also a player in Cos Cob. And the town is set to get even juicier in a few months, as New York-based Juice Press is slated to open on Greenwich Avenue in November. With so many of these spots popping up, is a juice war in the offing? Only time will tell, said Marcia O’Kane, executive director of the Greenwich Chamber of Commerce. In the meantime, she said she’s excited that a growing number of these businesses are choosing to call the town home. “It definitely speaks to the health-conscious focus of Greenwich residents,” O’Kane said. “Clearly, there’s a pent-up demand for these kinds of drinks. I think this bodes well for everyone. People looking for healthy choices have many options in Greenwich.” Among the owners of these businesses, there’s some concern about competition, but not from everyone. Jeffrey and Cai Pandolfino, owners of Green & Tonic, said even with so many juice bars in relative proximity, they aren’t worried about getting squeezed out by the competition. “Greenwich is a big market,” Jeffrey Pandolfino said. “There’s room for everybody.” The Pandolfinos, who live in Cos Cob, have five outposts of Green & Tonic, three of them in Connecticut and two in Westchester County, N.Y. Their third Connecticut shop is in Darien, and they’re planning to open one in New Canaan in the near future. The stores offer cold-pressed juices, smoothies and teas, as well as a full menu of food items, including salads, wraps and more exotic items like kelp noodle pad thai. The Pandolfinos agreed with O’Kane that Greenwich is definitely a juice-friendly town. “Fairfield County in general has a lot of

Jeffrey and Cai Pandolfino inside the Greenwich restaurant they own, Green & Tonic, with a basket full of the cold-pressed juices. | Photo by Bob Luckey

people who are committed to good health,” Cai Pandolfino said. “The days of the martini and steak lunches might be over.” Cai said the bar, which has its own nutritional consultant, draws a wide range of customers, from mothers to athletes to those with chronic illnesses in search of healthy foods and drinks. She said she and her husband have been in the food business “forever,” and that the company’s commitment to its food is part of what will help it stand apart from its competitors. “We want to be providing foods that offer long-term solutions,” she said.

A listing in the Sept. 1 Fairfield County Business Journal Resource Guide contained incorrect contact information for The TNS Group in the IT Service Providers section. The correct information is: The TNS Group 3 Landmark Square, Suite 600 Stamford, CT 06901 203-316-0112 www.theTNSgroup.com

2 Week of September 8, 2014 • FAIRFIELD COUNTY BUSINESS JOURNAL

But the town’s other juice players said there could be a bit of a battle between the shops, particularly with the arrival of Juice Press on the horizon. The store has 20 locations throughout New York and expects to have 25 by the end of the year. Michael Karsch, chairman of the board for Juice Press, is cautiously optimistic the store’s Greenwich location will be a hit. “The day you’re not worried about your competition is the day you’re in trouble,” Karsch said. “But we do feel like we provide a clearly superior product.” He said Juice Press has done well in New York, which is a far more competitive market than Greenwich, so he’s confident the Greenwich Avenue spot will do more than hold its own. “The people who live, work and shop in Greenwich either know about Juice Press already or are about to know about us,” Karsch said. “We are not a mom-and-pop shop. We are a company that’s very wellestablished.” The business also has star power behind it. The company lists Greenwich resident and New York Yankees first baseman Mark Teixeira as a lead investor. Teixeira was the

one who suggested Juice Press open a store in Greenwich, though it took a few years to nail down a location. The owner of another area juice business, Elixir, said the arrival of Juice Press should make other spots in town a little nervous. “They run a really good business,” said Elixir owner Jon Shepard. Elixir has juice bars throughout New York, as well as two in Connecticut (in Greenwich and Stamford) and one in Texas. Shepard said, having competed with Juice Press before, its impending arrival carries with it the seeds of trouble for small competitors throughout the region. “They could be in for a rude awakening,” Shepard said. But the Pandolfinos remain hopeful that their core of customers will stick with them despite the appeal of other businesses. “I think this is a great opportunity for everybody,” Jeff Pandolfino said. Hearst Connecticut Media includes four daily newspapers: Connecticut Post, Greenwich Time, The Advocate (Stamford) and The News Times (Danbury.) See ctpost.com for more from this reporter.

CBRE brokers a deal for 75 Tresser SOUTH END STAMFORD BUILDING SELLS FOR $120M

ne of Stamford’s more prominent construction sites — soon to be residences and a business center — has found a buyer. Jeffrey Dunne, Gene Pride and Patrick Carino of CBRE’s Institutional Properties represented Greenfield Partners L.L.C. and Post Road Residential in the $120.5 million sale of 75 Tresser Blvd. to a joint venture between Israel-based Clal Insurance Enterprises and Chicago-based Waterton Associates. The newly constructed “75 Tresser” is a 344-unit, class-A apartment building. The property includes a heated pool, a 5,000-square-foot fitness center, two courtyards, 9,000 square feet of tenant club space with a private screening room, meeting/dining rooms, a catering kitchen and a business center. There is garage parking for automobiles and bikes. Dunne said the building has created “a buzz.” “Interest from tenants is strong with over half of the new residents coming from out of state and less than 30 percent moving from within Stamford,” he said. “This provides evidence that Stamford continues to grow as the regional epicenter in the northern New York suburbs that offers a lifestyle to new residents who five years ago would not have considered it as a housing option. The appeal of Stamford’s 24/7 lifestyle is really becoming evident.” CBRE said in a statement, “Further validating Stamford’s coming of age is the immense success of the South End development that is expanding the live/work/ play options for new residents and employers. The South End broadens Stamford’s attractiveness to a deeper variety of interests and needs. This is all built on a base of numerous major international employers and easy access to multiple regional transportation options. This is occurring while there are still 924 units currently under construction in four buildings in both downtown and the South End that will only add to the vibrancy Stamford is currently experiencing.” Dunne leads a multifamily investment team along with Pride that has sold six apartment communities and development sites in Stamford since 2010 that total more than 1,750 units valued at more than $560 million. CBRE Institutional Properties serves institutions, corporations, private investors, developers and real estate investment trusts, and has closed more than $9 billion in property sales in all property types over the last five years. — Bill Fallon

An artist’s rendering of 75 Tresser Blvd. in Stamford provided by CBRE.

Lending options with your business in mind. If you have questions about how we can help your business, please call Tripp Moore, Vice President, Business Banking at 203.462.4206

First County Bank provided the following credit facilities to local businesses: A $1,500,000 permanent mortgage on three mixed-use buildings in New Canaan, CT

A $6,600,000 construction loan for a 23-unit condominium development project in Stamford, CT

A $750,000 line of credit to an information services company in Norwalk, CT

A $1,300,000 commercial mortgage and a $100,000 line of credit to a nonprofit agency in Norwalk, CT

A $50,000 line of credit and a $750,000 commercial mortgage to a law firm in Stamford, CT

A $3,600,000 construction to permanent mortgage on an apartment building development in Fairfield, CT

A $4,400,000 construction loan on a new mixed use building in Darien, CT

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A $1,800,000 commercial mortgage on an office/retail building in Greenwich, CT

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of September 8, 2014

Greenwich building quietly fielding lease oﬀers BY BARBARA A. BIND Hearst Connecticut Media

he brick-faced building at 88 Field Point Road in Greenwich came on the market quietly — with no mailings and no advertising — some two months ago. Thomas Torelli, managing partner of Allied Property Group, said the owners of the 11,300-squarefoot building, Fairstone Properties, wanted to test the waters to gauge interest of potential clients in leasing the property. “We wanted to confirm when the space could be ready and what interest would be,” Torelli said. Things took a different turn when they received an unsolicited offer from a nonproft organization to buy the building. That deal eventually fell through, but it changed the owners’ outlook on the possibilities for the place and Torelli said they thought selling could be financially advantageous. So, Fairstone Properties is looking to either lease the space at $75 per square foot or to sell it. The asking price is $9 million. The building was built in the late 1950s, and an addition was added to the rear, or north, side of the building in the early ’70s. “Both the first and second phase were built to the highest construction standards, including interior block walls to deaden

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Advertising Sales The office property at 88 Field Point Road in Greenwich is available for sale or lease. | Photos by Bob Luckey

sound and a brick exterior and a slate roof,” Torelli said. The last occupant of the building was a single tenant, the law firm Fogarty Cohen Selby & Nemiroff, which had been leasing the building since 1995. Now, the building is being renovated to handle up to six tenants on three floors and is being brought up to building and fire codes to accommodate the change. With approximately 5,000 square feet on both the first and second floors and 1,300 square feet on the third floor, the building will be reconfigured and broken up with two or three tenants per floor. Fairstone is in the final stages of completing the full-building renovation, which will include a new elevator, new lobby, expanded parking, new bathrooms and ADA access. The architect on the project is Granoff Architects. Right across the street from An original fireplace in an office in the building. The office property is under renovation. Greenwich Town Hall, 88 Field

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Point is a perfect location, Torelli said. “The property will appeal to real estate and law firms and it is a popular location for hedge funds and financial firms since it is within walking distance to both downtown Greenwich and the train station,” he said. What also makes it such a prime space, he said, is the owners’ investment in the new lobby, where they will install an elevator that will make the building more suitable for several tenants. This will allow the floors to be broken up yet still provide adequate exits. It is very difficult to find smaller spaces in class A buildings in downtown Greenwich. Torelli said this is one of the largest nonmulti-use buildings he has in the works right now. After that deliberately quiet entry onto the market, Torelli and Fairstone are actively looking for clients for 88 Field Point. Their strategy is simple. “A building with no tenants,” Torelli said, “sells for less than one that’s fully leased.” Hearst Connecticut Media includes four daily newspapers: Connecticut Post, Greenwich Time, The Advocate (Stamford) and The News Times (Danbury.) See greenwichtime.com for more from this reporter.

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Norwalk, developer partner for $15M project on waterfront

Citrin Cooperman Corner E-Commerce is Here to Stay BY WILLIAM ZEBORIS, CPA CITRIN COOPERMAN about having an e-commerce site because we thought the retailers would complain. But we have not seen that.”

William Zeboris

Bruce Kaminstein Casabella Holdings LLC

The impact of e-commerce on the manufacturing and retail industries has been nothing less than game-changing. Business models are evolving and companies are adapting, all while facing new challenges on a daily basis to keep up with market demand. In an era where more and more consumers are buying online and brick-and-mortar stores are seeing less traffic, the race to stay relevant and compete with sophistication is in full force. Here are a few ways e-commerce and online shopping are bringing new developments to the retail landscape.

A rendering of the Smith Street development project in Norwalk.

BY CRYSTAL KANG ckang@westfairinc.com After 10 years of clearing hurdles on a mixed-use redevelopment project in Norwalk, Head of the Harbor South L.L.C. recently signed an agreement with the city to buy a half-acre of land on Smith Street, the final piece needed to get its project off the ground. The developer now has 90 days to file all the paperwork, including final site plans. From there, the city must approve the project before it is shovel-ready. “This is basically a private-public partnership that allows the city and developer to move ahead with an exciting project that benefits all of Norwalk,” said Michael DiScala, managing member of Head of the Harbor South. “The intent of this redevelopment project is to reinvigorate the area to bring people back to where they once were.” Head of the Harbor South bought the half-acre site through a private sale. The plan is to combine that space with an adjacent 1.5 acres of property the company already owns and develop 60 residential units, which will be townhouses, and 6,000 square feet of commercial office space, some of which will be used as DiScala’s office. “The 0.5 acre was the most recent pur-

Michael DiScala agreed to spend a minimum of $750,000 to add amenities. chase,” DiScala said. “It’s been part of the plan to get the extra land from the city at fair market value. And we knew it had to be part of it. We are working on the design and engineering process as we speak.” In exchange for the public property, DiScala agreed to spend a minimum of $750,000 to add amenities to the project, including a 400-foot boardwalk along the riverfront and a public plaza. The developer also plans to build a staircase from Smith Street up Mill Hill. The project is estimated to cost $15 million and is slated to begin next spring, DiScala said. “This is the beginning of the rebirth of our Wall Street downtown area,” said Norwalk Mayor Harry Rilling. “People will be walking the streets and retailers as well as developers will now be encouraged to continue investing in the area.”

SELLING TO BRICK-AND-MORTAR STORES IS MORE CHALLENGING THAN EVER. Amazon is the e-commerce Goliath many retailers and manufacturers are grappling to understand. “There is an incredible amount of transparency in pricing,” said Bruce Kaminstein, Chief Executive of Casabella Holdings LLC (Casabella), a distributor of housewares based in Congers, NY. “Everybody knows what everybody is doing. Amazon’s business model is so difficult to navigate because it’s difficult to control pricing.” “SHOWROOMING” IS MORE COMMONPLACE. New apps will now tell a consumer what a store’s competitors are selling the identical product for through a digital bar code. Many consumers are going into brick-and-mortar stores to scope out an item only to then purchase it from a competitor’s website–usually at a lower price, and often right on their smart phones. “When we sell an item to Target and they retail it for $19.99 and then Amazon goes out at a lower retail price, that’s showrooming,” Bruce said. “The retail stores are yelling and screaming about it.” MANUFACTURERS ARE NOW WEARING TWO HATS. As a wholesaler to brick-andmortar stores such as Bed Bath & Beyond, Walmart, and Target, Casabella distributes its products to large chains while also selling inventory on its own website. This can include items that have been discontinued or refills of certain products. As a result, it presents an opportunity for profit. “We never had to do this before. We relied on retail stores to sell our products,” Bruce said. “Several years ago, manufacturing companies were worried

SMART DISTRIBUTORS DON’T UNDERCUT THEIR CUSTOMERS. In Bruce’s case, Casabella’s entire inventory is listed on his company’s website; therefore, it is critical that the price online is matched or even higher than his retail customers so as to not compete with them. “We are trying to understand the e-commerce business,” Bruce said. “It has presented real challenges for companies like us, but it’s a large contributor to revenues since we are selling a decent amount on the web.” MORE RETAILERS ARE RELYING ON E-COMMERCE. Mops, brooms, and other commodity products are still mostly sold in retail and grocery stores, according to Bruce. But when you take a look at products such as small appliances (i.e. Espresso Coffee Makers), the machines are sold in stores, but the capsules are sold online. “It’s an amazing model, and it’s been in play for a while,” Bruce added. SHOPPER STYLE IS BECOMING MORE GENERATIONAL. It’s not uncommon for my wife to order eight pairs of shoes online and then return at least seven, maybe eight of them, without blinking. There’s an assumption that the retailer doesn’t have a problem with it because they need to move the products. “I don’t think store traffic is down so much due to the economy as opposed to the seismic change in the way people buy things,” Bruce said. “The millienials only go into stores to buy food. Yet, there is always the excitement of buying a product and bringing it home. I don’t think that will ever stop.” REMEMBER, YOUR WEBSITE IS YOUR STOREFRONT. For many retailers and manufacturers, the website is the front door to your store. Therefore, it’s important that your site be customerfriendly and appealing. “Make sure the site communicates simply and navigates easily,” Bruce said. “Architecture is very important, as well as the graphics and photos. We are constantly learning to be better merchants ourselves.” ABOUT THE AUTHOR: William Zeboris, CPA is a partner in Citrin Cooperman’s White Plains office. He has more than 25 years of experience dealing with the issues facing high net worth family groups and their closely held businesses. Bill can be reached by phone at 914-949-2990 or via email at wzeboris@citrincooperman.com. Citrin Cooperman is a full-service accounting and business consulting firm with offices in White Plains, NY; Norwalk, CT; New York City; Livingston, NJ; Philadelphia, PA; and Plainview, NY.

A MESSAGE FROM CITRIN COOPERMAN

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of September 8, 2014

Intersection of Fifth Street and West Putnam Avenue FORMER NESTLE WATERS BUILDING HAS A NEW OWNER

BY BILL FALLON Bfallon@westfairinc.com

n event celebrating White Plains, N.Y.based Fifth Street Management’s relocation to Greenwich attracted 200 people and a host of dignitaries recently. Company founder and CEO Len Tannenbaum, who is already a Greenwich resident, ate ice cream from Fifth Street ice cream carts and in open shirt collar greeted the crowd on the sun-splashed plaza of the building he bought in August at 777 W. Putnam Ave. for nearly $39 million. Fifth Street Management, an asset management firm, has pledged to bring 96 jobs to Connecticut in the next five years as part of the state’s “First Five” business initiative. The number includes 46 new hires in addition to the 50 employees Fifth Street is bringing from White Plains. At the ribbon-cutting, Tannenbaum said the number of employees should reach 150 by the end of 2015. The 8-acre parcel straddles the New York border on the Byram River. Tannenbaum

Communities — » » From page 1

talizes central business districts as well as residential neighborhoods. But often, the people who have lived in these neighborhoods have been forced to leave as rents rise. Bruce Berzin, president of Habitat for Humanity of Coastal Fairfield County, sees value in getting the urban poor back in the labor force by motivating them to find jobs. His projects are specifically geared toward low-income families and individuals who are working but are in need of affordable housing. The idea is to provide a next step for people who are actively trying to break the cycle of poverty and empower them to serve in volunteer projects throughout their neighborhood, he said. “In order for a family to get a Habitat house, they have to be living in housing that’s unacceptable in one form or another — whether it be affordability, the conditions of the house or overcrowding,” Berzin said. “The other criteria are that they have to be able to pay off the mortgage we provide and be willing to partner with us in providing 500 hours of sweat equity.” Habitat for Humanity covers all towns on the Connecticut coast between Greenwich and Stratford, but the vast majority of homes

The ribbon-cutting at 777 W. Putnam Ave.

said long-term plans call for a second building behind the current building, which had been the Nestle Waters headquarters. The building also will host Healthcare Finance Group, a Fifth Street subsidiary that on its own manages $1 billion in assets. Fifth Street manages another $4 billion. Tannenbaum said a third tenant, a California law firm establishing itself in Connecticut, also has signed on as a tenant. Marc Fisher Footwear currently rents space there and will remain, according to Fifth Street. The state offered $5 million in low-inter-

are in Bridgeport, Berzin said. Most recently, it has been buying city-owned lots and turning them into single-family homes and duplexes in Bridgeport, which is a major focus for urban renewal. “The city has been selling us empty lots for $1, and they can be sure within a year of selling us a lot, there will be a house and a family paying for it,” Berzin said. “It’s such a great deal for the city. These vacant lots cost the city a lot of money. They attract garbage and crime and that costs the city money to deal with them. To have that transformed into a home with people who will create a community and pay taxes is a win-win.”

ANOTHER CITY, ANOTHER TAKE

In Cincinnati, Pastor Johann Kim and his wife, Sister Grace — a physics professor and children’s hospital nurse, respectively — have a long-term vision for urban renewal in their city. Their idea is to create a church in the heart of Over-the-Rhine, a neighborhood known for high crime, gun violence and drug deals. The church would serve as a place that fulfills basic needs such as shelter, food and a place to worship. The couple, who has lived in Cincinnati since the late 1990s, was uncertain about where their church would meet for the past seven months. It had outgrown its rented space inside Prince of Peace Church, which had asked them to relocate because it want-

6 Week of September 8, 2014 • FAIRFIELD COUNTY BUSINESS JOURNAL

est loans and grants as an incentive to promote the relocation. The $38.6 million building has three stories and 126,000 square feet. It was previously home to Nestle Waters North America, which relocated to Stamford in 2010. “Connecticut has long been home to some of the most sophisticated and innovative risk and money management companies in the world,” Gov. Dannel Malloy said in a pre-event statement. “Fifth Street’s move strengthens Connecticut’s competitive position in this global industry and demonstrates that Connecticut continues to be a preferred destination for firms that could locate their business almost anywhere.” The Department of Economic and Community Development is providing a 10-year, $4 million loan for the purchase and fit-out of 44,000 square feet of space in the building. As the company reaches hiring milestones, up to $3 million of the loan could be forgiven. The DECD will provide a $500,000 grant to fund job training and a $500,000 grant for the installation of a fuel cell, wind, or solar-powered energy system.

DECD Commissioner Catherine Smith congratulated Tannenbaum from a dais beside the front entrance, as did U.S. Rep Jim Himes, a Democrat; state Rep. Livvy Floren, a Republican whose 149th District encompasses the building; and Greenwich First Selectman Peter Tesei, a Republican. Tannenbaum cited their party differences and praised them for working to help his efforts. Smith said, “I know Fifth Street will grow and thrive in this location.” Under Tannenbaum, Fifth Street Management said in a statement it has managed two successful initial public offerings and has invested in more than 180 small and midsize companies since the company was founded in 1998. Tannenbaum founded and is CEO of Fifth Street Finance Corp. and Fifth Street Senior Floating Rate Corp. He is chairman of the board of directors of Fifth Street Finance Corp. and vice chairman of the board of Fifth Street Senior Floating Rate Corp. He also is managing partner of Fifth Street’s investment advisory arm and serves on its investment committee.

ed to renovate and expand. Kim said he kept searching for available spaces without any clear leads on a permanent church building. But he said the ultimate peace and comfort came when he heard of a deal that was too good to refuse. The pastor ended up buying an abandoned church building at a lowerthan-expected price last month, and for the first time in nearly two decades, Living Water Ministry final- Pastor Johann Kim and Sister Grace look to the site of their new church building. ly has a permanent meeting space to host Sunday services, church thread in their stories is that if it weren’t for this church showing them hospitality and activities and Bible studies. When I met the Kims this summer on a compassion, they would be in a much differmissions trip with Remnant Westside Church ent place. Despite the reality that gentrification in Manhattan, I saw they were passionate about two things: sharing their ministry on may push out the urban poor, the Kims the streets of Cincinnati and gutting an aban- bought the church building in faith that it doned, derelict property to build a house of will provide a wellspring of resources in the worship. My team of church volunteers had Over-the-Rhine community for generations the chance to help with demolition and con- to come. The church is in the heart of the city struction on the church site for about a week. around the corner from the couple’s home, Many of the neighbors we met were African- which has a vineyard painted on the outer American single mothers and children who wall with a Bible verse that reads: “I am the said that Living Water Ministry has been a vine, you are the branches... apart from me vital organ in the community. The common you can do nothing. John 15:5.”

Centerplate CEO resigns after dog abuse video BY OLIVIA JUST Hearst Connecticut Media

es Hague has resigned from his post at the helm of Centerplate after facing public outrage and potential legal action over his abuse of a dog placed in his care. Stamford-based Centerplate has appointed Chris Verros as acting president and CEO, effective immediately. The leadership change was announced Sept. 2. The video that surfaced in August showing Hague kicking a dog in a Vancouver hotel has cost the Stamford resident his job as CEO. “We want to reiterate that we do not condone nor would we ever overlook the abuse of animals,” Joe O’Donnell, chairman of the board for Centerplate, said in a statement. “Following an extended review of the incident involving Mr. Hague, I’d like to apologize for the distress that this situation has caused to so many; but also thank our employees, clients and guests who expressed their feelings about this incident. Their voices helped us to frame our deliberations during this very unusual and unfortunate set of circumstances.”

Des Hague. | Photo by Mark Conrad

Verros, Hague’s replacement, previously served as Centerplate’s chief operating officer. Since the video of Hague mistreating a Doberman pinscher puppy in a hotel elevator in Vancouver was made public last week, Centerplate has sought to distance itself from the behavior of its former CEO. On Aug. 27, the company placed Hague on “indefinite probation” and released a state-

ment condemning his actions and requiring a $100,000 donation from his personal finances to establish the Sade Foundation in honor of the dog he mistreated. Hague is also set to serve 1,000 hours of community service at an animal welfare organization and may face potential criminal charges and fines in Canada. Centerplate provides food services to sports venues around the country, including the Webster Bank Arena in Bridgeport, which declined to comment on Hague’s resignation. Following the video’s release, sports fans expressed their displeasure with Hague’s actions through social media, while protestors in Canada took to the streets last week to urge Canadian sports teams to end their association with Centerplate. In the U.S., the company has contracts with teams in the NFL, NBA, NHL, MLB and Major League Soccer. Centerplate’s swift distancing from Hague was a shrewd public relations move, said Andrea Obston, president of Andrea Obston Marketing Communications. Obston teaches public relations at Quinnipiac University and watches the disaster recovery strategies of companies like Centerplate closely, she said.

“They took a very assertive and aggressive stance against the issue,” Obston said. “It’s very good for your reputation. It’s a matter of making good on a declaration and then you move on.” It is easier for a company to move past a crisis with its leadership when the executive’s misconduct is personal and unconnected to the way the company has functioned, Obston said. It will be harder for Hague to rehabilitate his public standing. “He personally needs to make assertive efforts toward realizing that what he did was wrong and demonstrate it,” Obston said. “He’s going to be a hard, hard guy to employ over the next few years because no one wants to inherit that negative baggage.” Hague became head of Centerplate in 2009, when the then-public company was purchased by private equity firm Kohlberg & Co. and went private. Centerplate is now owned by Olympus Partners. Hearst Connecticut Media includes four daily newspapers: Connecticut Post, Greenwich Time, The Advocate (Stamford) and The News Times (Danbury.) See stamfordadvocate.com for more from this reporter.

FINDING GREAT EMPLOYEES: THE BEST KEPT SECRET

ne of the greatest challenges for businesses of any size is finding the “right” employee for the “right” job. As business owners you are looking for employees who will not only get to work on time but who will actually “show up.” You want employees who care about the job, have pride in the quality of their work and the company they work for. Is that a lot to ask for? Apparently it is. The process of finding qualified employees is costly and tedious. You place ads in the newspaper or online employment services or put a sign at the business location. You usually receive more applications for each job than you can possibly have imagined. After spending hours sifting through the applications and finding the few applicants who seem to be at least minimally qualified, you start the process of contacting each candidate

so you can begin the interview process. After the time-consuming interview process, you narrow the candidate pool to the few most qualified candidates. You carefully review the qualifications of each of those top candidates and decide which candidate will best fulfill the requirements of the job and make the job offer to that candidate. This process is even more complicated if you are a federal contractor who does $10,000 or more in business with the federal government. You are then required to have the goal of 7 percent of your workforce be persons with disabilities. You are also required to have all of your hiring personnel trained on Section 503 and disability “sensitivity.” Wouldn’t it be great if there was a place where you could find qualified employees for your business and get the help you need with Section 503? There is. It is located

in Bridgeport and it is called The WorkPlace. The WorkPlace is an organization, which prepares people with disabilities for careers by providing the skills they need to enter or reenter the workforce. As part of our program, we also work with employers to help diversify their workforce. One of our most successful programs is the Add Us In initiative, which works with people with disabilities, including LGBT individuals with disabilities and local businesses to help employers find qualified employees while diversifying their workforce. The WorkPlace can help you fill your job openings by supplying the qualified candidates you seek and the information you need to diversify your workforce by including people with disabilities. Call us at 203-610-8544 or via email at dvenditti@workplace.org.

A message from The WorkPlace FAIRFIELD COUNTY BUSINESS JOURNAL • Week of September 8, 2014

Cannondale teams with top bike racers

ilton-based bicycle maker Cannondale’s professional cycling unit — Cannondale Pro Cycling SpA — and Colorado-based Slipstream Sports will join forces in 2015. Cannondale is a brand of Canada-based Dorel Industries Inc. It recently moved from Bethel into a new headquarters at 761 Main Ave. in Norwalk but maintains a Wilton address, listed as 1 Cannondale Way. Cannondale will become a title sponsor and technical bicycle sponsor for the team and take an unspecified ownership stake in

the management organization of Slipstream Sports L.L.C. Slipstream Sports bills itself as “the top American professional cycling organization dedicated to ethical sport and developing the next generation of champions.” It will manage the overall operations of the team. The official team roster will become available later this year. This year, Slipstream Sports riders won the team competition at the Tour de France and a Slipstream rider wore the coveted leader’s yellow jersey during the 19th stage.

“Cannondale is excited to team up with Slipstream to create the next evolution of Cannondale Pro Cycling with the most progressive and innovative team in the peloton,” said Peter Woods, president and CEO, Dorel Recreational/Leisure, in a statement. “Professional athletes play a key role in testing our products in some of the most extreme conditions worldwide, helping us to create the perfect ride for our consumers. We are thrilled about progressing our product development approach while bringing exciting racing

to our fans around the world.” Cannondale has been involved with pro racing since 1997 when it became the technical sponsor of Saeco and the first U.S. manufacturer to sponsor a European Pro Tour team. Since Dorel acquired Cannondale in 2008, investments in pro racing have steadily increased. In 2010, Cannondale became a co-sponsor of the Liquigas-Cannondale Team and became title sponsor and owner in 2013 with the creation of Cannondale Pro Cycling. Since 2007, the team has won three Grand Tours, including the Giro d’Italia in 2007 and 2010 and the Vuelta a España in 2010. — Bill Fallon

Old Dominion restaurant finds Nutmeg State

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ana Tokyo, a Japanese hibachi and sushi restaurant chain based in Alexandria, Va., recently opened a branch in Connecticut. Owner Alan Wu, former head chef at the original Hana Tokyo in Virginia, moved to Connecticut to start his restaurant franchise at 1275 Post Road in Fairfield. The restaurant has locations in Virginia, Arizona, Ohio and Washington, D.C. Wu, who moved from China to the U.S. in 1993 after studying in cooking school, worked in sushi restaurants in New York City before landing a job at Hana Tokyo in Virginia, where he began in 2002. After working there for 12 years, he is bringing the business model to Connecticut and adding his own contemporary twists to traditional Japanese dishes. Hana Tokyo features a tiki bar, large hibachi tables, al fresco dining and a sushi bar constructed from reclaimed wood. It also features a mural of a Japanese woman in a kimono, which was painted by local artist Suzanne Bellehumeur. The main dining room includes eight hibachi tables, where chefs host cooking shows to entertain guests. Michael Lin, who worked at Tengda Asian Bistro in Greenwich, is the head chef at the restaurant. At Hana Tokyo, his signature dish is the “pizza sandwich,” which includes spicy tuna, avocado, tamago, masago, crab and lobster salad topped with eel and wasabi sauces. – Crystal Kang

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Engage every department in looking for new markets and new ways to serve existing clients. Ask customers what else they need. Get vendor updates on what’s new. Attend trade shows for new ideas. Commit funds for marketing. Expand profits by selling new products to old customers and old products to new customers. Look 5 to 10 years down the road. 3. The cost to produce has changed. Do annual cost reviews. Put someone in charge of negotiating for discounts with vendors. Get more efficient. Remember that cost cutting only goes so far. Eventually you’ll have to increase prices and pass along price increases. It’s better to do little price increases each year versus one big increase every few years. If customers balk, beef up marketing to look for new opportunities. Keep an eye on what competitors are doing. Stay away from price wars — nobody wins. Define a niche, a specialty, an add-on, something that makes your product or service more appealing. 4. You don’t have a good handle on finances. Learn how to read balance sheets and income statements. Build KPIs (key performance

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indicators). Teach everyone in the company to use reports to quickly spot problems. Use budgeting tools. Forecast income by product. Estimate costs that vary as sales volume goes up or down. Know how much you need to cover overhead. Forecast peaks and valleys. Know when you’ll need cash. Build in margin for taxes, loan principal, shareholders and employees, and reserves. Tie salary increases and bonuses to company profits, not revenue. 5. Theft, loss and waste. We all like to think that we have good people we can trust. And for the most part, we do. As things get busy it’s easy for things to slip by. Use tools and rules to help keep good people from doing stupid things. Let people know you want what’s best for everyone. Wasted hours, lost materials and accidents mean less profit to share. When there is a problem, address it swiftly. Line up the facts. Get employees involved in resolving problems. Don’t let things slide. 6. Not enough of the right sales. Some clients are your company’s future; some are its past. Look for customers that are forward-thinking, well-run, well-funded and concerned about the health of their vendor partners. Give them the top priority.

Let poor-quality customers know you’re concerned. Look for late payers and low margin accounts that demand a lot and don’t want to pay for the privilege. Replace them. 7. Not enough capital. Every business needs reserves. Three months of overhead is good. Six months is better. We call it the “sleep at night” fund. Don’t try to pay down credit lines quickly at the expense of cash on hand. Put $1 toward each. Build up current assets as you reduce current liabilities. Ask your banker to explain the ratios they look at to assess the health of your business. Set goals to improve those ratios. Build up hard assets, such as owning a building, that can back-stop your lending needs. LOOKING FOR A GOOD BOOK? Try “The Facts of Life, What Every Successful Business Owner Knows that You Don’t” by Bill McBean. Andi Gray is president of Strate�y Leaders Inc., strate�yleaders.com, a business-consulting firm that specializes in helping entrepreneurial firms grow. She can be reached by phone at 877-238-3535. Do you have a question for Andi? Send it via email to AskAndi@ strate�yleaders. Visit AskAndi.com for an entire library of Ask Andi articles.

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Kristina Cook | (914) 694-3600, ext. 3033 | kcook@westfairinc.com 12 Week of September 8, 2014 • FAIRFIELD COUNTY BUSINESS JOURNAL

Labor Dept. cites gains for workers left unpaid

onnecticut workers were compensated more than $6.5 million in unpaid wages for the fiscal year ending June 30, the state Department of Labor’s Division of Wage and Workplace Standards reported. This is $20,000 more than what was recovered from June 30, 2012, to June 30, 2013. More than $3 million was returned to 2,776 employees through wage enforcement staff who responded to complaints about unpaid wages. Nearly $2.1 million was returned to 424 employees who were not paid the proper amount for public contracts. About $1.2 million was provided to 1,178 employees who had not received the required minimum wage amount or overtime wages, and close to $203,000 was returned to 376 employees who weren’t properly compensated for working on service contracts. The Department of Labor, partnering

with the Office of the Chief State’s Attorney for the past year, recovered more than $525,000 from 70 people who were arrested for collecting unemployment insurance benefits to which they weren’t entitled. The partnership has recovered more than $10 million total in unauthorized collections, which has been returned to the state’s fund to pay for unemployment benefits, the state reported. “Protecting Connecticut’s workforce is critical to strengthening our economy and creating a vigorous business climate,” said Lt. Gov. Nancy Wyman in a statement. “Ensuring workers are paid fairly and expediently, that people aren’t working while sick, and that minimum wage earners can better support themselves and their families are keys to enhanced economic stability and quality of life.” — Crystal Kang

SCSU addresses finances In a move to help students plan for the cost of college and manage their financial obligations, Southern Connecticut State University in New Haven has created a position devoted specifically to financial literacy and planning for current and prospective students and their families. Lew DeLuca, who served in the SCSU Office of Financial Aid for 10 years and previously ran undergraduate admissions at Sacred Heart University in Fairfield, has been tapped for the job of coordinator of student financial literacy and advising. He will work with students and parents to raise awareness about financial literacy, student aid programs, scholarships and the advantages of timely completion of a degree. The school noted that student loan debt in America exceeded $1 trillion in 2014.

“Southern is excited to provide financial planning services to our current and future students and their parents to help ensure our students are informed and prepared for the full cost of the degree, not just for one semester or year,” said Kimberly Crone, associate vice president for enrollment management, in a university press release. “Financial aid departments in colleges and universities have people who talk with students, but generally not in the kind of depth that we will be able to provide on a consistent basis,” DeLuca said in the press release. “And we are available to talk with high school students and potential transfer students, as well. “There was a clear, demonstrated need to help students gain financial literacy,” he said. — Bill Fallon

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4:21 PM FAIRFIELD COUNTY BUSINESS JOURNAL • Week of September8/26/14 8, 2014 13

THE LIST

Engineering Firms Listed alphabetically.

Fairﬁeld County Next list: September 15 Fine Dining

Engineering Firms

Listed alphabetically. Name Address ARTEL ENGINEERING GROUP L.L.C. 304 Federal Road, Suite 308, Brookfield 06804 CIVIL 1 43 Sherman Hill Road, No. D101, Woodbury 06798 CME ASSOCIATES 32 Crabtree Lane, Woodstock 06281 COLLECTIVE DESIGN ASSOCIATES CONSULTING ENGINEERS 46 Riverside Ave., Westport 06880 CUOCO STRUCTURAL ENGINEERS L.L.C. 60 Katona Drive, Suite 12, Fairfield 06824 FAIRFIELD COUNTY ENGINEERING L.L.C. 60 Winfield St., Norwalk 06855 FITZSIMONS ENGINEERING 123 Greenwich Ave., Greenwich 06830 FLETCHER THOMPSON INC. 855 Main St., Eighth floor, Bridgeport 06604 KOHLER RONAN CONSULTING ENGINEERS L.L.C. 301 Main St., Danbury 06810

Phone (914) unless otherwise noted Website 740-2033 artelengineering.com 405-0970 civil1.com 888-291-3227 cmeengineering.com 203-299-0250 cdallc.com 362-1902 csellc.com 831 8005 fairfieldce.com 661-0526 fiteng.com 225-6500 fletcherthompson.com 778-1017 kohlerronan.com

PEREIRA ENGINEERING L.L.C. 1 Enterprise Drive, Shelton 06484

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PETERSON ENGINEERING GROUP 25 Van Zant St., Norwalk 06855

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REDNISS & MEAD INC. 22 First St., Stamford 06905

327-0500 rednissmead.com

THE SB GROUP 593 Main St., Monroe 06468

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S.E. Minor & Company Inc. 81 Holly Hill Lane, P.O. Box 92, Greenwich 06830 SOUND VIEW ENGINEERS & LAND SURVEYORS L.L.C. 239 Glenville Road, Greenwich 06831

869-0136 seminor.com 532-1300 soundviewengineers.com

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TIGHE & BOND 1000 Bridgeport Ave., Third floor, Shelton 06484 This lis'ng is a sample of engineering ﬁrms, which serve the region. If you wish your ﬁrm to be included on our next list, please contact Danielle Renda at drenda@wesAairinc.com. NA Not available

14 Week of September 8, 2014 • FAIRFIELD COUNTY BUSINESS JOURNAL

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Kent Jiang, Mitsuba Sushi & Teriyaki principal, and employee Ashley Bones.

ouse of Japan, a franchise of Jiang and Family Inc., which opened its first restaurant in Atlanta 65 years ago, has entered the Connecticut market, staking out in Byram the southwesternmost

site of public commerce in the state and in all New England. The town of Greenwich, which includes Byram, admittedly has commercial enterprises farther west, including all of Tamarack Country Club. The commercial zone on American Lane is also more westerly, beside Interstate 684 in that forested right angle of the Connecticut panhandle that juts into New York. American Lane hosts Blue Sky Studios, Citation Shares Holding, Goldman Sachs, JP Morgan Chase, Paloma Partners, Tudor Investment Corp. and Verition Group on the former American Can campus. There is also an in-house cafeteria there. But for a true taste of the border — with an active pedestrian flow between New York and Connecticut — Mitsuba Sushi & Teriyaki holds bragging rights. A person savoring a California roll there could easily hold an interstate conversation with a fisherman on the Port Chester, N.Y., side. The cozy eat-in and to-go restaurant’s front door is 50 feet from the tidal Byram River; its west wall half that distance. Kent Jiang, the owner and member of the founding Jiang family, ticked off Florida, Tennessee, Ohio and Indiana as states with a Jiang Family franchise. Each has a unique name, he said, hence Mitsuba. The address is 99 Mill St. “We opened June 1,” Jiang said. “Business has been good,” he said. “We find the people are nice — it’s pleasant to talk to them. It’s good to be here.” — Bill Fallon

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of September 8, 2014 15

NOMINATE a DOCTOR DOCTORS of DISTINCTION Saluting those who go beyond the diagnosis

2014

IN THE FOLLOWING CATEGORIES: }}HUMANITARIAN AWARD: In recognition of a physician whose

project or service significantly enhanced the quality of life for people in the region, the nation, or the world. }}LIFETIME ACHIEVEMENT AWARD: In recognition of a physician

respected for a lifetime career in the medical profession.

}}LEADERSHIP IN MEDICAL ADVOCACY AWARD: In recognition

A UNIQUE AWARD PROGRAM CELEBRATES THE ACCOMPLISHMENTS OF FIVE PHYSICIANS IN FAIRFIELD COUNTY JUDGED BY A PANEL OF PEERS AND SCHOLARS TO BE THE MOST EXEMPLARY IN THE PROGRAM’S CATEGORIES. THIS PRESTIGIOUS EVENT IS SPONSORED BY ACCOUNTING AND CONSULTING FIRM CITRIN COOPERMAN, THE FAIRFIELD BUSINESS JOURNAL, AND THE FAIRFIELD COUNTY MEDICAL ASSOCIATION.

Open to nominations from the public, this is an opportunity to recognize those physicians who make an impact each and every day on people’s lives. NOMINATIONS will be open from now until September 17. To nominate please visit westfaironline.com for instructions and nomination forms or call Holly DeBartolo at (914) 358-0743.

16 Week of September 8, 2014 • FAIRFIELD COUNTY BUSINESS JOURNAL

of a physician who has provided exceptional leadership in the form of advocacy on behalf of the medical profession at the local, state, or national level.

}}COMMUNITY SERVICE AWARD: In recognition of a physician

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aula Zahn, a PBS host and former ABC News, CBS News, Fox News and CNN anchor, will moderate this year’s Annual Business Breakfast, sponsored by the Stamford-based Women’s Business Development Council. The event is Nov. 13 at the Stamford Plaza Hotel and Conference Center in Stamford. It is the 13th WBDC annual breakfast. WBDC’s business breakfast is expected to bring together more than 500 women and men, including CEOs, legislators, entrepreneurs and community leaders, “to engage in a dialogue about leveraging women-owned businesses to bring positive and lasting economic change.” The theme, “Connect–Grow–Influence: Women With Impact,” will highlight entrepreneurship as the new women’s movement. “Women will create over half of the 9.72

Zahn to address WBDC event million new small-business jobs expected to be established by 2018,” said Fran Pastore, WBDC president and CEO, in a statement. “And according to Forbes magazine, 92 percent of female entrepreneurs agree the stage is set for even more women to launch businesses this year.” U.S. Rep. Rosa DeLauro, D-New Haven, will serve as honorary chairwoman. Zahn will lead a panel of executives and entrepreneurs that includes Carla Harris,

President Barack Obama’s appointed chairwoman of the National Women’s Business Council and managing director at Morgan Stanley; Amy Millman, founder and CEO of Springboard Enterprises; and Rose Wang, founder and CEO of the Binary Group and named one of Fortune magazine’s 2013 “Most Powerful Women Entrepreneurs.” “Nationally based research identified four areas which will form a successful foundation in support of this unprecedented

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Firewood quarantine intact A firewood quarantine remains in effect for most of Connecticut to prevent the spread of the invasive emerald ash borer and Asian longhorn beetle. Labor Day campers had been warned not to transport firewood and instead to buy it close to where they camp and the edict still stands. The state ran an enforcement station on Interstate 84 over the Labor Day weekend in Union to crack down on firewood transport. The emerald ash borer was first discovered in Prospect in July 2012 and is now known to be in six of Connecticut’s eight counties, including Fairfield. In response to the 2012 discovery, regulations concerning the transportation of firewood were adopted. They prohibit untreated and unpermitted firewood from being moved out of quarantined areas. Fairfield, Hartford, Litchfield and New Haven counties are under the quarantine. The ash borer was recently confirmed in Middlesex and New London counties; there was no word on their quarantine status. “With much of Connecticut under an emerald ash borer quarantine and Asian longhorn beetle just to our north in Worcester, Mass., it is important to remind motorists of the unintentional threat of spreading these tree-killing beetles by transporting firewood from place to place,” said DEEP Commissioner Robert Klee. “Trees provide a defining element of Connecticut’s economy and beauty, so we all have a vested interest in preventing the introduction and spread of destructive beetles.” — Bill Fallon

growth: access to capital, access to markets, job creation and growth, and data,” Pastore said. “Our panelists will explore these topics as they pertain to their own successes in business as well as the opportunities and challenges that lie ahead.” For information about sponsoring WBDC’s 13th Annual Business Breakfast, contact Christopher Landino, WBDC director of development, at 203-353-1750. — Bill Fallon

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Audience Development Department | (914) 694-3600 FAIRFIELD COUNTY BUSINESS JOURNAL • Week of September 8, 2014 17

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18 Week of September 8, 2014 • FAIRFIELD COUNTY BUSINESS JOURNAL

SPECIAL REPORT

SMALL-BUSINESS BANKING

When a bank fails USA BANK SERVES AS CASE STUDY BY LEIF SKODNICK lskodnick@westfairinc.com

eorge and Mary Bailey had just been married and were heading off on their honeymoon when a commotion caught their eyes. The citizens of Bedford Falls had descended on the bank where George worked, all seeking to withdraw their deposits, leaving the bank on the brink of collapse. This fictional scene, played out by Jimmy Stewart and Donna Reed in the 1946 film “It’s a Wonderful Life,” created the perception of what a bank failure looks like. But when a bank fails, it’s often far less dramatic. Since the Federal Deposit Insurance Corp., or FDIC, was created in 1933, there have been 15 banks in Fairfield County and 11 banks in Westchester County, N.Y., that have failed. There has only been one bank failure in Fairfield and one in Westchester in the past decade.

ANATOMY OF A FAILURE

The story of Port Chester’s USA Bank, the one Westchester County bank to fail recently, is one largely of mismanagement and the failure of its board to properly oversee the

business, according to reports obtained from the FDIC inspector general’s office. Founded in 2005 and insured by the FDIC, USA Bank’s business plan was to focus on residential lending for single-family and multifamily homes. These loans were projected to form about 44 percent of the bank’s portfolio. But by the end of 2006, the bank had ventured deeply into lending for commercial real estate and construction projects, especially speculative lending in the Greenwich real estate market — a sector that took big hits during the financial crisis. Meanwhile, a large portion of USA Bank’s deposits came from a volatile source — brokered deposits, where a third-party broker brings a large deposit to the bank upon which the bank often has to pay a higher-than-usual interest rate. Brokered deposits weren’t part of the bank’s original business plan, but according to the FDIC report, they nonetheless totaled $43 million, or 56 percent of the bank’s total deposits, at the end of 2006. “It’s a riskier source of funding,” said Robert Chersi, executive director of the Center for Global Governance, Reporting and Regulation at Pace University’s Lubin School of Business. “Usually, you have local depositors putting money in a local bank.

Bank — » From page 1

about their current business financial situation, according to the survey, with 62 percent rating it as very or somewhat good, up from 57 percent in the second quarter. “There’s been an obvious increase in business activity as the economy continues to improve,” McClun said. “We see a deleveraging on debt with an increased awareness of debt and cash flow. If you add that in with the improving economy, there are a lot of factors that play into business optimism.” He said that while the survey results were national, “We see those national results playing out locally. “When you think about small-business persons, generally they’re optimists,” McClun said. “Optimism plays a lot into the business equation. And right now customers seem to be optimistic. If someone is looking specifically for reasons to be optimistic, the economy is up, hiring is up and sales are

Kent McClun

starting to increase. We’re seeing good indicators across the board.” When the survey asked business owners to identify their most important challenges, 13 percent cited attracting new customers and generating new sales, 11 percent said government regulations, 11 percent said financial stability of their business and 11 percent

With a brokered deposit, it’s about a depositor searching for the highest interest rate. When they are no longer getting that high rate, they pull the deposit out and take it somewhere else.” Slowly, the gulf grew between USA Bank’s loan repayment income and outgoing interest payments and withdrawals upon its deposits. The FDIC report said the bank lost $13,368,000 between December 2008 and December 2009. Losses of more than $2 million followed from December 2009 through March 2010. When USA Bank was finally shuttered by the New York State Banking Department (now the Department of Financial Services) on July 9, 2010, state regulators had determined the bank had inadequate capital to continue operating.

THE AFTERMATH OF A FAILURE

The FDIC was immediately appointed as the bank’s receiver. A receiver has to dispose of a failed bank’s assets — specifically, its loan portfolio — with an eye toward maximizing their value, as well as settling the bank’s debts and paying out claims to insured depositors. As anyone who has read the plaque at

cited the economy in general. McClun said that, counter to the “tight money” stories of the recession, “Wells Fargo always had money to lend. The difference now is that people feel more confident. Certainly, some underwriting standards have been tweaked, but really what we see now is more people are taking advantage of the loans. “I think business persons are more comfortable and confident with what’s coming. They’re figuring out their expenses and finding they have greater clarity on expenses. There is more clarity on health care and how that is playing out. As a result they are more confident to borrow.” He said “health care is popping” as a leader in seeking money to grow. The survey also cited factors that contributed to the overall improvement, including: • More business owners reported revenues have increased, with 43 percent indicating revenues were up in the past 12 months compared with 36 percent in April.

the teller window at a local bank knows, deposits at an FDIC-insured institution up to $250,000 are protected by insurance. But what about those who have taken out loans from the failed bank? “Borrowers do not have the same protection that depositors do,” Chersi said. A small business with a loan from a failed bank “might not be that bad off if a bank steps in with the same terms and customer service – but that’s not always the case.” When the FDIC sells off the failed bank’s loan portfolio, the holder of the loans will change, and the new holder could use the terms of the loan to its advantage. “The biggest risk is an acceleration or a change in the interest rate by whoever takes over the loan,” Chersi said. An acceleration requires the borrower to immediately pay off the loan’s principal and any accrued interest. Often, small businesses take out loans to fund operations or to reinvest in expanding the business. They can be particularly vulnerable, as “all of a sudden, they’ll be faced with an acceleration and only have hard assets, not cash.” Generally, banks are risk-averse, and borrow in the short term and lend for the long » FAILURE, page 21

• Cash flow over the past 12 months hit a six-year high. • 32 percent of small-business owners said it was very or somewhat easy to obtain credit in the past 12 months. Other survey findings included: • Small-business owners have become increasingly likely to report having a business website — now at 59 percent compared with 54 percent in 2011. • Nearly four in 10 use a tablet and are using cloud-based computing software to run their businesses. • Social networking sites are used in a variety of ways to help grow businesses, including connecting with customers (37 percent), marketing and promotion (34 percent), building an online reputation (34 percent) and advertising (33 percent). • Seventy-two percent of business owners use a desktop or laptop to do their banking. And 40 percent use their mobile device to conduct banking related to their small business.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of September 8, 2014 19

Small-business banking finds tools in technology BY TIM MCDONALD

n today’s “always on” world, it’s no secret that small-business owners are inundated with an exponential list of business and personal tasks to manage — leaving minimal time for anything else. However, small-business owners can slice through their to-do list and boost their bottom line by utilizing technology more effectively, and by developing a relationship with a small-business banker. By doing so, you could free up time to focus on what’s most important to your business, like building customer relationships. Here are three tips to maximize the effectiveness of technology and your relationship with your banker. • USE YOUR SMARTPHONE FOR MORE THAN CHECKING BALANCES. New, advanced technologies provided by your small-business banker can include cash management tools, payroll services, remote deposit, express invoicing and mobile banking. That means a variety of banking needs can be handled quickly from your smartphone, so you don’t miss a beat. Online banking is ever evolving, allow-

ing you to track cash flow and business trends with a swipe on a smartphone or tablet. A recent Bank of America “Trends in Consumer Mobility Report” found that in New York City, nearly one in three residents receive mobile banking alerts and consider smartphones more essential than television and coffee. Furthermore, Bank of America found that out of their more than 30 million online banking customers, more than one-third said they view their smartphone as a lifeline, daily planner or wingman/woman when it comes to their banking and finances. • GET BUSINESS PLANNING AND FINANCIAL GUIDANCE FROM YOUR SMALL-BUSINESS BANKER. As time goes on, the needs of a small business change and the services a smallbusiness banker can provide also will develop. Having an experienced banking professional who can provide guidance and insights on how you can expand or operate your business more efficiently is invaluable. Earlier this year, Bank of America conducted a “Small Business Owner Report” on the economic attitude of small-business owners, finding that more than half are

“In New York City, nearly one in three residents receive mobile banking alerts and consider smartphones more essential than television and coffee.” planning to hire more employees in the next year — a 21 percent increase from last year — and 65 percent plan to grow their business over the next five years. Your small-business banker has more information than you may realize and frequent checkups cultivate the relationship, allowing your small-business banker to better understand what you need most in the dynamic small-business landscape. • FIND MORE TECHNOLOGY TOOLS. The use of technology in small busi-

nesses is growing, but that doesn’t mean all small-business owners are confident in using new platforms like apps and tablets. In fact, the spring 2014 “Small Business Owner Report” also found that only 15 percent of small-business owners nationally consider being tech-savvy as one of their top strengths. As technology is becoming an integral part of running a business, your small-business banker is trained to provide the most upto-date insights into financial tools, such as apps, mobile payments and mobile alerts, in addition to recommendations about where to find information on other programs for your business. Developing a relationship with a smallbusiness banker and taking advantage of advances in technology will free up time for you to focus on growing your business. This will result in an increased bottom line and keep your business ahead of your competitors. Tim McDonald is a small-business banking manager at Bank of America in Fairfield County.

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readers for plaques and other reproductions of newspaper content without our consent. If you or your firm is interested in framing an article or award from our newspaper or obtaining a reprint of a particular story Please contact

Marcia Rudy of Westfair Communications directly at (914) 694-3600 x3021.

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20 Week of September 8, 2014 • FAIRFIELD COUNTY BUSINESS JOURNAL

First Niagara moves regional HQ

It pays to be our business Customer.

irst Niagara Bank, with 300 employees in a region that includes Fairfield County, the Hudson Valley in New York and northern New Jersey, recently announced it will relocate its tristate regional headquarters within New York from downtown Nyack on the west bank of the Hudson River to Tarrytown on the Hudson’s east bank later this year. The Buffalo-based bank has leased 30,000 square foot of second-floor space at 520 White Plains Road, where it plans to move approximately 75 employees from its 17 S. Broadway office in Nyack. A bank spokesperson said the move is targeted for the end of this year after a build-out of the space. The Tarrytown property is owned and managed by the Reckson division of SL Green Realty Corp. “This market is extremely important to our commercial business expansion plans, and we look forward to serving the tri-state business community from such a prime location,” Cathie Schaffer, regional president of First Niagara’s tri-state region, said in a press release. The bank maintains a regional office in Norwalk. It has 26 branches in the Hudson Valley. Ciminelli Real Estate Corp., and Rick Rakow, of Rakow Commercial Realty Group, represented First Niagara Bank in the deal. — John Golden

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Failure — » » From page 19

term, Chersi told the Business Journal. While bank failures such as that of USA Bank don’t happen often, they do happen. In the case of USA Bank, the FDIC sold $151.9 million of the failed bank’s assets to New Century Bank of Phoenixville, Penn. It was estimated that the failure would cost FDIC’s Deposit Insurance Fund approximately $61.7 million, according to the press release announcing FDIC’s sale of the assets on the day the Port Chester bank was shut down. Chersi’s advice for bank customers is simple. “Borrowers are generally in the better position in case of a failure, because they have the money, whereas the depositors are trying to get their money out,” he said. But both depositors and borrowers “should know your account. Know your bank — are they solvent?”

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2:18 PM FAIRFIELD COUNTY BUSINESS JOURNAL • Week of September 9/3/14 8, 2014 21

The Palace More than Doubles Its Performance Offerings After 87 years as the longest-running arts presenter in the area, The Palace — in downtown Stamford — continues to offer the best in entertainment: performances by legends such as Jerry Seinfeld, Diana Ross, Steve Martin and Jeff Dunham make it easy for local residents to see world-class artists right here in Stamford. What’s more, by offering reduced rent, The Palace makes it possible for distinguished local arts organizations like The Stamford Symphony, Connecticut Ballet, Stamford Young Artist Philharmonic, Ballet School of Stamford and Lumina String Quartet to perform on our beautiful stage. Last year, The Palace more than doubled the number of shows versus the previous year. This year, thanks to a second performance space, UpStage at The Palace — with its café tables and stocked bar — the number of shows is expected to increase 120 percent, bringing stand-up comedy, jazz, kids’ shows and indie rock music. This activity adds to both the area’s quality of life and economic vitality. The Palace goes beyond entertainment, with arts education playing a huge part: The Triple-Threat Performer Intensive provides training in dance, music and drama. The Young Choreographers Festival gives dancers the rare opportunity to create original pieces and see them performed on a professional stage. The Young Playwrights Festival helps students cultivate individual self-expression while improving literacy skills through script writing. Last November, BT McNicholl came on aboard as our new producing artistic director. BT has been on the creative team of a dozen Broadway shows, including “Spamalot,” “Cabaret” and “Billy Elliot.” In addition, there are two exciting major capital projects underway: a new roof over the auditorium and new seating on the orchestra level, which will be removable to allow for exciting alternative programming in summer 2015 — festival artists and rock bands for young people who want to stand and dance. There’s a lot to be excited about at The Palace — for us, but especially for our patrons! Mike Moran, executive director The Palace Theatre Member, Cultural Alliance of Fairfield County

The mission of the Cultural Alliance of Fairfield County is to support cultural organizations, artists and creative businesses by providing promotion, services and advocacy. For more information, visit CulturalAllianceFC.org or email infoCulturalAllianceFC.org or call 256-2329. For events lists, visit FCBuzz.org.

FCBUZZ

Arts & Culture of Fairfield County

FOOT STOMPIN’ FUN AT THE IVES CONCERT PARK SUNDAY! Venture to Danbury Sunday, Sept. 14, for some foot stompin’ fun at Ives Concert Park! The 1st Pickin’At The Ives Bluegrass Festival is proud to welcome Kalamazoo, Mich.-based Greensky Bluegrass and Scranton, Pa.-based Cabinet for a family-friendly day ﬁlled with live bluegrass, local food and craft beer for sale. Also featured is Connecticut’s own sensation, The Korey Brodsky Band. There will be a Pickin’ ’N’ Fiddlin’ Jam tent and much more! If you’re familiar with bluegrass music, then you’re tuned in to some of what Greensky Bluegress does. They are unquestionably a team of friends that traverse the country making music they enjoy. This quintet from Michigan has been staying up late at all the coolest

festivals and theaters across America for 11 years now. Cabinet is a band with roots firmly planted in the Appalachian tradition. Their harmonies soar straight onto target each time, the soaring vocals giving voice to the story of each song. Their live shows are inclusive, celebratory and community building. This is music that might have its roots in the past, but it is current and vibrant, with a sense of celebrating the now. These events are presented by Townsquare Media & Newtown Savings Bank Fine Arts & Family Series. The doors open at 2 p.m. with music starting at 3 p.m. Tickets are available at the gate and at ivesbluegrass.com or ivesconcertpark.com

‘STOP KISS’ OPENS THEATER BARN 2014-2015 SEASON The Ridgeﬁeld Theater Barn is thrilled to open its 2014-2015 season with “Stop Kiss,” the compelling play by Diana Son. Directed by Marla Manning and produced by Karen Pope, the production will be presented Friday and Saturday evenings 8 p.m., Sept. 5-27, with Sunday matinees 5 p.m. Sept. 14 and 21. The unusual play has drawn in actors locally and from afar. Featuring Christopher Cooney, Isabella David, Amber Mason, Joe Niola, Kyle Pinto, and Florence Regina, “Stop Kiss” is a ”…poignant and funny play about the ways, both sudden and slow, that lives can change irrevocably,” says Variety. Told out of chronological order, “Stop Kiss” delves into how relationships are explored, formed and even ended. The New York Times hailed it as “irresistibly exciting…a sweet, sad and enchantingly sincere play.” Due to adult content, this play is recommended for mature audiences. The season continues in November with “Five Women Wearing The Same Dress,” by Alan Ball, the award-winning writer of “American Beauty” and “Six Feet Under.” In March, “Oblivion,” which premiered last year at the Westport Country Playhouse to rave reviews, will take the stage. And ﬁnally, the season ends with the classic play, “Who’s Afraid of

Virginia Woolf.” Tickets for “Stop Kiss” are $24 for adults and $20 for students/seniors. Seating is cabaret style and patrons are encouraged to bring food and drink. Doors open one hour prior to curtain. Reservations and more information are available at ridgeﬁeldtheaterbarn.org.

Visit FCBuzz.org for more information on events and how to get listed. 22 Week of September 8, 2014 • FAIRFIELD COUNTY BUSINESS JOURNAL

Presented by: Cultural Alliance of Fairfield County

FACTS & FIGURES on the record BANKRUPTCIES Liberty Carting Inc., Trumbull, Chapter 7. Filed Aug. 18. Case no. 5:14bk-51276. Assets: $100,000 -$500,000. Liabilities: $100,000 to $500,000. Related to prior bankruptcy case 13-51107, Filed July 18, 2013. Largest creditors: American Tax Funding c/o The Marcus Tax Firm; City of Bridgeport; SRB Servicing L.L.C., Stamford. Type of Business: S Corp. Debtor’s attorneys: Richard M. Coan of Coan, Lewendon Gulliver & Miltenberger L.L.C., New Haven.

BUILDING PERMITS

COMMERCIAL 22 Long Ridge Road L.L.C., Stamford, contractor for self. Add a wall sign and a double-sided free sign to an existing commercial space at 22 Long Ridge Road, Stamford. Estimated cost: $6,000. Filed between Aug. 18 and Aug. 22. A Pappa John Co., Norwalk, contractor for Division 40 Richards L.L.C. Renovate the existing lobby, cafeteria, fitness area and handicap bathrooms in an existing commercial space at 40 Richards Ave., Norwalk. Estimated cost: $200,000. Filed Aug. 12. A Pappa John Co., Norwalk, contractor for Division 40 Richards L.L.C. Add a vanilla box office to the second floor of an existing commercial space at 40 Richards Ave., Norwalk. Estimated cost: $35,000. Filed Aug. 12. A Pappa John Co., Norwalk, contractor for Division 40 Richards L.L.C. Perform interior office renovations to an existing commercial space for a new tenant at 40 Richards Ave., Fourth floor, Norwalk. Estimated cost: $115,000. Filed Aug. 18.

Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: Bill Fallon c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: (914)694-3600 Fax: (914)694-3680

Carozza, Alfonso V., Stamford, contractor for self. Perform minor interior remodeling in an existing commercial space at 921 Hope St., Stamford. Estimated cost: $35,000. Filed between Aug. 18 and Aug. 22. City of Norwalk, contractor for A. F. Conte. Perform interior renovations to an existing commercial space at Strawberry Hill Ave., First floor, Norwalk. Estimated cost: $306,500. Filed Aug. 12. Cohen, Paul S., Stamford, contractor for Cumberland Farms Inc. Remove and replace existing gulf faces in an existing commercial space at 1095 Long Ridge Road, Stamford. Estimated cost: $7,500. Filed between Aug. 18 and Aug. 22. CP IV Waypointe BP I L.L.C., Norwalk, contractor for self. Perform interior office renovations to an existing commercial space for a new tenant at 515 West Ave., Norwalk. Estimated cost: $898,000. Filed Aug. 12. CREFLL SCC L.L.C., Greenwich, contractor for self. Perform minor work in an existing commercial space for a new tenant at 50 Washington St., Norwalk. Estimated cost: $1,000. Filed Aug. 14. Fairfield University, Fairfield, contractor for self. Perform interior work in the library of a college at 1073 N. Benson Drive, Fairfield. Estimated cost: $55,000. Filed Aug. 21. HPHV Direct L.L.C., Stamford, contractor for self. Improve landscape for marina pathway and west parking lot at 208 Harbor Drive, Stamford. Estimated cost: $80,000. Filed between Aug. 18 and Aug. 22. M. G. St. David L.L.C., Stamford, contractor for self. Remove and install a roof on an existing commercial space at 650 Main Ave., Norwalk. Estimated cost: $256,000. Filed Aug. 15. Merritt 7 Venture L.L.C., Norwalk, contractor for self. Perform interior office renovations to an existing commercial space for a new tenant at 601 Merritt 7, Fifth floor, Norwalk. Estimated cost: $3.6 million. Filed Aug. 21. Metropolitan Life Insurance Co., Morristown, N.J., contractor for self. Renovate existing bathrooms in an existing commercial space at 800 Connecticut Ave., Norwalk. Estimated cost: $400,000. Filed Aug. 18. Rafa Jr., Ernest, Norwalk, contractor for self. Sheetrock interior wall, add deli counter and prep for a new tenant in an existing commercial space at 79 Cedar St., Norwalk. Estimated cost: $6,500. Filed Aug. 13. Roman Catholic Church Corp., contractor for self. Perform interior work to a church at 225 Danbury Road, Wilton. Estimated cost: $17,000. Filed Aug. 6.

Signature Construction Group of CT Inc., Stamford, contractor for Four Stamford Plaza Owner L.L.C. Perform interior alterations to an existing commercial space at 107 Elm St., and Tresser Boulevard, Stamford. Estimated cost: $34,000. Filed between Aug. 18 and Aug. 22.

RESIDENTIAL

St. Mary’s Church, Norwalk, contractor for self. Perform interior renovations to an existing commercial space for a new tenant at 669 West Ave., Norwalk. Estimated cost: $15,000. Filed Aug. 22.

Aarons, Kevin S., et al., Stamford, contractor for self. Remodel master bathroom, remove and replace a new wall in an existing single-family residence at 24 W. Hill Road, Stamford. Estimated cost: $65,000. Filed between Aug. 18 and Aug. 22.

State Court Enterprises Inc., Norwalk, contractor for self. Renovate the existing bowling alley lounge, kitchen, front façade, front deck and seating areas at 701 Connecticut Ave., Norwalk. Estimated cost: $1.4 million. Filed Aug. 11. Toscanos, Anthony, New Canaan, contractor for self. Perform minor work in an existing commercial space for a new tenant at 205 Liberty Square, Norwalk. Estimated cost: $1,000. Filed Aug. 20. Town of Weston, Weston, contractor for self. Remove existing gutters, roofing and leaders and replace with new insulation, roofing, gutters and leaders at 5 School Road, Weston. Estimated cost: $65,000. Filed Aug. 18. Town of Weston, Weston, contractor for self. Add three antennas and replace three remote radio heads on an existing commercial space at 56 Norfield Road, Weston. Estimated cost: $15,000. Filed Aug. 20. Town of Wilton, Wilton, contractor for self. Perform interior alterations to an existing commercial space at 180 School Road, Wilton. Estimated cost: $38,000. Filed Aug. 6. Town of Wilton, Wilton, contractor for self. Perform commercial interior alterations to an existing commercial space at 395 Danbury Road, Wilton. Estimated cost: $14,000. Filed Aug. 6. Vase Management L.L.C., Bridgeport, contractor for Open Door Shelter. Remove and install roof, insulation and flashing on an existing commercial space at 4 Merritt St., Norwalk. Estimated cost: $70,000. Filed Aug. 13. Viking Construction Inc., Bridgeport, contractor for 467 Glenbrook L.L.C. Demolish an existing commercial space at 467 Glenbrook Road, Stamford. Estimated cost: $8,000. Filed between Aug. 18 and Aug. 22. Viking Construction Inc., Bridgeport, contractor for 467 Glenbrook L.L.C. Build a new 17-unit apartment building at 467 Glenbrook Road, Stamford. Estimated cost: $2 million. Filed between Aug. 18 and Aug. 22.

AA Building & Wrecking, contractor for Theresa Maklari. Demolish an existing single-family residence at 136 Longfellow Ave., Fairfield. Estimated cost: $13,500. Filed Aug. 19.

Alvarado, Carlos and Carmen Alvarado, Norwalk, contractor for self. Add an above-ground pool to the rear of an existing single-family residence at 51 Midrocks Drive, Norwalk. Estimated cost: $3,000. Filed Aug. 12. American Integrity Restoration, Glastonbury, contractor for Bruno Necatera and Elizabeth Necatera. Support the existing sunroom and re-attach the sunroom to the existing building at 238 W. Cedar St., Norwalk. Estimated cost: $15,225. Filed Aug. 11. Andersen, Gorm, Dam, et al., Stamford, contractor for self. Finish a bonus room above the garage of an existing single-family residence at 44 Mohawk Trail, Stamford. Estimated cost: $3,000. Filed between Aug. 18 and Aug. 22. Anthony M. Baldino Custom Homes, contractor for D. Charles L.L.C. Finish basement with bedroom, bathroom and playroom at 110 University Drive, Fairfield. Estimated cost: $28,000. Filed Aug. 21. Assisi Remodeling, Stamford, contractor for Jefferson FS Inc. Remodel the roof of an apartment complex at 151 Courtland Ave., Unit 1, Stamford. Estimated cost: $12,500. Filed between Aug. 18 and Aug. 22. ASW Management L.L.C., Norwalk, contractor for self. Reconstruct the existing parking area, add lighting, handicap ramp and stairs to an existing commercial space at 362 Main Ave., Norwalk. Estimated cost: $33,600. Filed Aug. 18. Baybrook Remodelers Inc., West Haven, contractor for Vacheron, Lisa and Thomas E. Vacheron. Remodel the master bathroom and office, install a new patio door, windows and skylight at 160 Queen Grant Drive, Fairfield. Estimated cost: $24,000. Filed Aug. 19. Better Build Basements L.L.C., Berlin, contractor for Jean L. Nugent. Finish the basement, add a full bathroom, TV room and game room in a condominium unit at 77 Havemeyer Lane, Unit UT41, Stamford. Estimated cost: $25,000. Filed between Aug. 18 and Aug. 22.

Classy Builders L.L.C., contractor for Beachside Estates L.L.C. Pour the foundation for a two and one-half story single-family residence with a three-car garage at 461 Lalley Blvd., Fairfield. Estimated cost: $475,000. Filed Aug. 19. Connecticut Deck Pros L.L.C., Bridgeport, contractor for Anthony Niznik. Construct an L-shaped rear and side deck for an existing singlefamily residence at 44 Fair St., Norwalk. Estimated cost: $8,000. Filed Aug. 11. Crespi Jr., Jose R., et al., Weston, contractor for self. Renovate the kitchen in an existing single-family residence at 30 Tubbs Spring Drive, Weston. Estimated cost: $10,000. Filed Aug. 6. Cugno, Joseph, Wilton, contractor for self. Replace the fireplace, chimney and add a new patio to an existing single-family residence at 113 Westport Road, Wilton. Estimated cost: $21,000. Filed Aug. 11. Daytree, Christiane and Brian Daytree, Weston, contractor for self. Replace the windows in an existing single-family residence at 143 Lords Highway, Weston. Estimated cost: $8,000. Filed Aug. 13. DiGiogi Roofing & Siding Inc., contractor for Beatriz Blanco. Strip and reroof an existing single-family residence at 473 Church Hill Road, Fairfield. Estimated cost: $10,000. Filed Aug. 20. Dunn, Gerald, Norwalk, contractor for self. Convert a sitting room to a new second-floor bathroom at 12 Burlington Drive, Norwalk. Estimated cost: $5,000. Filed Aug. 11. Dvorin, Sari and Dani Dvorin, Weston, contractor for self. Install roof-mounted solar panels on an existing single-family residence at 8 Thorp Drive, Weston. Estimated cost: $43,368. Filed July 16.

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Flaim, Suzanne E. and Javier A. Flaim, Wilton, contractor for self. Perform alterations and additions to an existing single-family residence at 356 Thayer Pond Road, Wilton. Estimated cost: $40,000. Filed Aug. 6. Geller, Leslie K., Weston, contractor for self. Renovate a kitchen in an existing single-family residence at 49 September Lane, Weston. Estimated cost: $80,000. Filed July 16. Glazer Construction & Development, Norwalk, contractor for Glazer Group L.L.C. Build a new one and one-half story single-family residence with three bedrooms, two and onehalf bathrooms, a two-car garage and unfinished attic and basement at 1 River Road, Unit 1D, Norwalk. Estimated cost: $600,000. Filed Aug. 12.

Visit FairfieldCountyJobs.com or call (203) 595-4262 for more information

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of September 8, 2014 23

NEWSMAKERS [PLUS AWARDS AND EVENTS] REYNOLDS & ROWELLA HELPS DANBURY RESIDENTS

UNION SAVINGS BANK AWARDS $500

From left, Union Savings Bank Senior Vice President/Marketing Manager Michele Martin, Brenda Arnold, and Union Savings Bank Assistant Vice President, Newtown branch Manager Peggy Velthuizen.

UNION SAVINGS BANK awarded BRENDA ARNOLD of Newtown, EDDIE PITTMAN of Danbury and HECTOR RODRIGUEZ

Reynolds & Rowella L.L.P. partner and employee volunteers in front of FCA campus.

New Canaan and Ridge�ield-based REYNOLDS & ROWELLA L.L.P. recently donated a “Day of Caring” to make playground improvements on the FAMILY AND CHILDREN’S AID main campus at 75 West St.,

Danbury. A total of 29 volunteers merged two playgrounds on the property to create a more parklike environment. Reynolds & Rowella L.L.P. began its Day of Caring in 2010 and

has volunteered to help the DANBURY WOMEN’S SHELTER, AMOS HOUSE, WESTERN CONNECTICUT ASSOCIATION FOR HUMAN RIGHTS INC. and TARRYWILE PARK & MANSION IN DANBURY.

CAROLEE JEWELRY TO BENEFIT AMERICARES Stamford-based AMERICARES recently collaborated with jewelry company CAROLEE to create the AmeriCares collection. The collection is part of CAROLEE’s new initiative, “Word Play,” which enables customers to wear their personal stories. The AmeriCares Word Play includes bangles, bracelets, a necklace and earrings. CAROLEE will donate $5 to AmeriCares for the sale of each item, with a minimum donation of $5,000. The jewelry will be available at carolee.com and select Macy’s stores starting Oct. 15.

QUINNIPIAC STUDENTS JOIN L.A. PROGRAM QUINNIPIAC UNIVERSITY in Los Angeles, a year-round program that incorporates internship and coursework, has 14 student participants. The students are: NIKKI DIRICO of Lynnfield, Mass.; KIMBERLY FEARS of North Attleboro, Mass.; LINDSAY GOLDSTEIN of Woodcliff Lake, N.J.; KORTNEY KESSES of Woodbridge; BRENDAN LATRAN of Long Valley, N.J.; JASMINE MARTIN of Sicklerville, N.J.; JACOB MORRIS of Brewster, Mass.; TAYLOR ROBERTS of Toms River, N.J.;

SHAYNA ROTHSCHILD of Wayland, Mass.; ZACHARY RUBOY of Sharon, Mass.; JESSICA SALEM of Oceanside, N.Y.; JENNIFER SALOMON of Garnerville, N.Y.; PAIGE SHERMAN of West Haven and LAWRENCE STAYTON of Avon. Students from the College of Arts and Sciences, the School of Business and Engineering and the School of Communications interned at such businesses as Coldwell Banker, Conan, Nickelodeon, the Television Academy and Warner Bros.

WSHU PUBLIC RADIO GROUP PICKS NEWS DIRECTOR CAROLEE’s AmeriCares collection.

STACEY TANK AWARDED ‘40 UNDER 40’ STACEY TANK, 33, of Fairfield was awarded “40 Under 40” 2014 by PRWeek recently. Tank is the senior vice president and chief corpo-

of Danbury $500 as part of its “Happy Debit Day” sweepstakes. The sweepstakes ran May 12 to June 30.

rate relations officer at HEINEKEN USA. Tank has boosted Heineken’s reputation among stakeholders and updated its communications strat-

egy, the company said. She has also boosted employee engagement from 22 percent to more than 68 percent, an all-time company high.

24 Week of September 8, 2014 • FAIRFIELD COUNTY BUSINESS JOURNAL

The WSHU PUBLIC RADIO GROUP in Fair�ield has named DAN KATZ as its new news director. Katz previously served as producer of WSHU’s most-listened-to program, “Morning Edition.” In his new role, Katz will manage a team of six reporters. In addition to producing various segments and programs at WSHU, he also has reported on a wide range

of topics, from politics and the economy to education reform, and was involved in planning, editing and production of WSHU’s news programming. “I am thankful for every moment I get to spend with our talented news team,” said Katz. “I’m also grateful to our former news director Naomi Starobin for her mentorship and guidance.”

BANKING IN THE LIBRARY

BAUMANN JOINS DISCOVERY MUSEUM AND PLANETARIUM

DATES

“The Art of Transformation,” an exhibit featuring Connecticut-based artists DEBORAH WEISS and MINDY HORN, opens 1-5 p.m. with a preview Sept. 19, 5-8 p.m., at THE PIERCE BALL GALLERY, 9 Webbs Hill Road, Stamford. For more information, call 203-329-1105 or visit pierceballgallery.com.

SEPT. 28

UNION SAVINGS PARTNERS WITH RED CROSS

DIELSI SHOWCASES BOUQUET COLLECTION

Danbury-based RICHTER ASSOCIATION FOR THE ARTS will offer a concert by WILL DUCHON at 3 p.m. at 100 Aunt Hack Road, Danbury. Duchon, a classical pianist and program host for WMNR radio, will perform the music of Ravel, Schumann and Chopin. Refreshments will follow. For more information, call 203-798-6319 or visit danbury.org/richter.

SEPT. 20-21

Stamford-based FIRST COUNTY BANK recently announced the addition of a new ATM, which is available in THE FERGUSON LIBRARY in downtown Stamford.

SEPT. 14

First County Bank President and Chief Operating Officer Robert Granata and The Ferguson Library Interim President Alice Knapp in the library’s lobby.

Bridgeport-based DISCOVERY MUSEUM AND PLANETARIUM recently announced STEPHEN H. BAUMANN as its new executive director. Before joining the museum, Baumann served as president and CEO of the Starfinder Foundation and a founding member of the Philadelphia Youth Sports Collaborative. He received a B.A. in elementary education from the University of Pennsylvania and an M.S. in science education from the University of Virginia.

SEPT. 10

Stephen H. Baumann

CINDY CORNELL, founder of the Norwalkbased personal coaching company HOSHIN GROUP and adjunct professor of coaching at New York University, will speak at 6 p.m. at The Norwalk Inn, 99 East Ave., Norwalk. RSVP by Sept. 8 to fnew.org@gmail.com or visit fnew.org.

NORTHEAST COMMUNITY CYCLES holds its annual Fall Foliage Bike4Bikes Charity Bike Ride at the Sherwood Island State Park, Westport, 7-9 a.m. A lunch of chili, cornbread and pie will be served after the ride. Participating cyclists will receive a Bike4Bikes T-shirt at registration. All proceeds will help needy Fairfield residents receive bicycles with new helmets. For more information, visit necommunitycycles.org/ Bike4Bikes.html.

Information for these features has been submitted by the subjects or their delegates. Victorian style bouquet featured in the mansion’s drawing room.

Union Savings Bank employee Dina Pereira with a coordinator from the American Red Cross.

UNION SAVINGS BANK joined the AMERICAN RED CROSS for the bank’s fourth annual blood drive. Last month, bank employees, their partners at VENUTRA,

RIBEIRO & SMITH, with �ive of�ices in Connecticut and New York, and Danbury residents donated what organizers said was enough blood to save 120 lives.

Director DANNA DIELSI of Norwalkbased THE SILK TOUCH is showcasing her handcrafted silk, floral bouquets at THE LOCKWOOD-MATHEWS MANSION, 295 West Ave., Norwalk. The bouquets reflect the Victorian era’s secret language of flowers. For ticket information, e-mail info@ lockwoodmathewsmansion.com or call 203-838-9799.

Get all the executive promotions and moves, awards and snapshots we publish in the Business Journals delivered to your inbox on Monday mornings. Subscribe at

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of September 8, 2014 25

FACTS Glazer Construction & Development, Norwalk, contractor for Glazer Group L.L.C. Build a new two and one-half story single-family residence with three bedrooms, two and onehalf bathrooms, a two-car garage and unfinished attic and basement at 1 River Road, Unit 1C, Norwalk. Estimated cost: $600,000. Filed Aug. 12. Glazer Construction & Development, Norwalk, contractor for Glazer Group L.L.C. Build a new one and one-half story single-family residence with three bedrooms, two and onehalf bathrooms, a two-car garage and unfinished attic and basement at 1 River Road, Unit 1B, Norwalk. Estimated cost: $600,000. Filed Aug. 12. Glazer Construction & Development, Norwalk, contractor for Glazer Group L.L.C. Fit-out a new single-family residence with three bedrooms and two and one-half bathrooms at 1 River Road, Unit 1C, Norwalk. Estimated cost: $20,000. Filed Aug. 12. Goldman, Andrea and Noah Goldman, Norwalk, contractor for self. Add a second floor over the existing carport for a master bathroom at 40 Bettswood Ave., Norwalk. Estimated cost: $40,000. Filed Aug. 11. Goldstein, Jeffrey, Weston, contractor for self. Replace a three-seasons room in an existing single-family residence at 40 Wildwood Lane, Weston. Estimated cost: $24,800. Filed Aug. 19. J. Lockwood Association Inc., Norwalk, contractor for Justin Lockwood. Repair fire damage, remove frame to foundation and rebuild using existing foundation at 9 Sheridan St., Unit B4, Norwalk. Estimated cost: $337,000. Filed Aug. 14. Joe Golden Carpentry L.L.C., Southbury, contractor for Arthur Gerstein and Ellen Gerstein. Install replacement windows in an existing single-family residence at 1205 Foxboro Drive, Norwalk. Estimated cost: $26,904. Filed Aug. 13. John Muhlfield Inc., Newtown, contractor for Davis, et al. Perform interior renovations to master bathroom, add a dormer over garage and renovate the foyer at 143 Patrick Ave., Norwalk. Estimated cost: $158,000. Filed Aug. 21. Johnson, James, Norwalk, contractor for self. Add an in-ground pool to the rear of an existing single-family residence at 31 Weed Ave., Norwalk. Estimated cost: $8,000. Filed Aug. 12. K B Builders L.L.C., contractor for Thomas W. Kean and Erika T. Convert a screened-in porch to a four-seasons room in an existing single-family residence at 77 Chelsea St., Fairfield. Estimated cost: $20,000. Filed Aug. 20. Kaufman, Julie and Jeremy Kaufman, Weston, contractor for self. Enclose and expand back porch to convert to a great room at 18 Joanne Lane, Weston. Estimated cost: $85,000. Filed Aug. 20.

Kerschner Development Co., Norwalk, contractor for self. Build a new two and one-half story superstructure with four bedrooms, four bathrooms and a finished attic at 10 Pine Road, Norwalk. Estimated cost: $500,000. Filed Aug. 20. Kerschner Development Co., Norwalk, contractor for Shaun Rader and Ashleigh Rader. Finnish the attic in an existing single-family residence with bedroom, TV area and office at 5 Wilson Ave., Norwalk. Estimated cost: $50,000. Filed Aug. 20. Kibbe, Bernadine and Brett Kibbe, Weston, contractor for self. Build a new house with four bedrooms, a finished attic and an unfinished basement at 1 Banks Drive, Weston. Estimated cost: $633,230. Filed July 7. Kuzma, Candace, Weston, contractor for self. Renovate the kitchen, two bathrooms and move a half bathroom from the living room to the kitchen at 21 Lords Highway, Weston. Estimated cost: $30,000. Filed July 23. Lusardo, Brenda and Richard Lusardo, Norwalk, contractor for self. Remove in-ground pool, renovate kitchen, add beam and add a new roof onto an existing single-family residence at 25 Deerwood Court, Norwalk. Estimated cost: $35,000. Filed Aug. 13. M & L Construction Inc., contractor for Breten K. Meisner. Build a two-story garage addition with two new bedrooms and bathrooms at 60 Baros St., Fairfield. Estimated cost: $130,000. Filed Aug. 18. Mazzarro, Linda and Ross Mazzarro, Wilton, contractor for Peter Burns and Michele Burns. Add an in-ground pool to an existing singlefamily residence at 12 Langner Lane, Wilton. Estimated cost: $30,000. Filed Aug. 11. Meckley, Linda A. and John T. Meckley, Weston, contractor for self. Replace an existing wood-frame deck at 216 Lyons Plain Road, Weston. Estimated cost: $22,500. Filed July 3. Mercuiro, Sarah and Ralph Mercuiro, Norwalk, contractor for self. Perform interior renovations to a bathroom in an existing single-family residence at 7 Esquire Road, Norwalk. Estimated cost: $8,000. Filed Aug. 14. MTM Renovations & Construction, Darien, contractor for Cristin Robb and Andrew Robb. Add a second-floor dormer, a front dormer and a rear dormer with a deck at 17 Buchard Lane, Norwalk. Estimated cost: $45,000. Filed Aug. 13. Olin J., Randi and Douglas H. Olin, Weston, contractor for self. Renovate the kitchen and the mudroom in an existing single-family residence at 37 Old Hyde Road, Weston. Estimated cost: $52,600. Filed July 23.

COURT CASES The following court cases represent the allegations made by defendants in the initial filings of civil lawsuits, and do not represent legally binding judgments made by the courts.

BRIDGEPORT SUPERIOR COURT Amica Mutual Insurance Co., Hartford. Filed by Helena Paiva, Bridgeport. Plaintiff’s attorney: James O. Gaston, Bridgeport. Action: The plaintiff has brought this motor vehicle suit against the defendant alleging that she collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that her injuries are the legal responsibilities of her insurance company, the defendant. The plaintiff claims judgment and money damages in excess of $15,000, exclusive of interests and costs. Filed Aug. 18. Case no. FBT-cv14-6044940-S. First Class Sheet Metal Inc., Stratford. Filed by The Trane Co., LaCrosse, Wis. Plaintiff’s attorney: William E. Seiden, Avon. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had not paid for merchandise provided by the plaintiff. The plaintiff has made a demand for the balance of $13,392, yet has not received payment. The plaintiff claims money damages, interest, costs of suit and such other relief as the court may deem proper. Filed Aug. 22. Case no. FBT-cv14-6045113-S. Kopchik Shannon Realty L.L.C., Wimett, Ill. Filed by State Farm Fire and Casualty Co., Bloomington, Ill. Plaintiff’s attorney: Donald P. Ciani, Columbia. Action: The plaintiff has brought this insurance suit against the defendant alleging that it insured a person on property owned by the defendant. The property was damaged due to an electrical fire, caused by deficiencies the defendant knew about but took no remedy to correct. As a result, the plaintiff was forced to pay out money to the person it insured. The plaintiff claims monetary damages in excess of $15,000 and post-judgment interest. Filed Aug. 19. Case no. FBT-cv14-6045010-S. Liberty Fire Mutual Insurance Co., Hartford. Filed by Gregory Iamartino, Bridgeport. Plaintiff’s attorney: Miller, Rosnick, D’Amico, August & Butler P.C., Bridgeport. Action: The plaintiff has brought this motor vehicle suit against the defendant alleging that he collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that his injuries are the legal responsibilities of his insurance company, the defendant. The plaintiff claims money damages in excess of $15,000, exclusive of interests and costs. Filed Aug. 21. Case no. FBT-cv14-6045100-S.

26 Week of September 8, 2014 • FAIRFIELD COUNTY BUSINESS JOURNAL

FIGURES Longwood Ventures L.L.C., et al., Jackson, Wis. Filed by Lisa Gallucci, Stratford. Plaintiff’s attorney: R. Christopher Meyer, Bridgeport. Action: The plaintiff has brought this personal injury suit against the defendants alleging that she tripped on an uneven walkway on property owned by the defendants and sustained injury. This dangerous condition was allegedly allowed to exist due to the negligence of the defendants and their employees in that they allowed their walkway to be in a defective and dangerous condition. The plaintiff claims monetary damages in excess of $15,000, exclusive of interest and costs. Filed Aug. 18. Case no. FBT-cv14-6044925-S. Prayer Tabernacle Church of Love Inc., Bridgeport. Filed by the Water Pollution Control Authority of the City of Bridgeport. Plaintiff’s attorney: Russell D. Liskov, Bridgeport. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had not paid for services provided to the defendant. The plaintiff has made a demand for the balance of $1,271, yet has not received payment. The plaintiff claims damages, interest, costs of suit, attorney fees and any just and further relief, which the court deems to be fair and equitable. Filed Aug. 20. Case no. FBT-cv14-6045065-S. Target Stores Inc., Hartford. Filed by Alma Copeland, Stamford. Plaintiff’s attorneys: Skyers, Skyers & Harrell, Bridgeport. Action: The plaintiff has brought this personal injury suit against the defendants alleging that she was in a store owned by the defendant and was reaching for an item on a shelf when a large can fell on her foot, breaking her toe. This dangerous condition was allegedly allowed to exist due to the negligence of the defendant and its employees in that it allowed merchandise on shelves to be positioned in a dangerous manner. The plaintiff claims monetary damages in excess of $15,000, exclusive of interest and costs. Filed Aug. 19. Case no. FBT-cv14-6044986-S.

DANBURY SUPERIOR COURT Aardvark Remodeling L.L.C., Brookfield. Filed by The Hartford Underwriting Insurance Co., Hartford. Plaintiff’s attorney: Law Office of Joel M. Jolles, Hamden. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had not paid for workers’ compensation services provided to the defendant. The plaintiff has made a demand for the balance of $7,313, yet has not received payment. The plaintiff claims money damages, interest, costs, and such other and further relief as the court may deem proper. Filed Aug. 21. Case no. DBD-cv14-6015870-S.

Erection & Welding Contractors L.L.C., et al., New Milford. Filed by Infra-Metals Co., Wallingford. Plaintiff’s attorney: Starble & Harris L.L.C., Avon. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that they had not paid for steel materials provided to the defendant. The plaintiff has made a demand for the balance of $184,151, yet has not received payment. The plaintiff claims money damages, interest, costs of suit and such other relief as the court may deem proper. Filed Aug. 19. Case no. DBD-cv14-6015829-S. Green Endeavors Inc., Salt Lake City, Utah. Filed by Soundridge Partners II L.P., Ridgefield. Plaintiff’s attorney: Randolph T. Lovallo, Ridgefield. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for a promissory note. Additionally, the defendant allegedly breached contract by failing to honor the notice of conversion and by diluting shares of its stock. The plaintiff claims an injunction enjoining the defendant from issuing any further shares of its common stock, monetary damages, costs, interest and such other and further relief as the court may deem appropriate and as to equity may appertain. Filed Aug. 20. Case no. DBD-cv14-6015865-S.

STAMFORD SUPERIOR COURT AirFastTickets Inc., New York, N.Y. Filed by Kayak Software Corp., Stamford. Plaintiff’s attorney: Patricia R. Rich, Duane Morris L.L.P., Boston, Mass. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had not paid for advertising services provided to the defendant. The plaintiff has made a demand for the balance of $422,645, yet has not received payment. The plaintiff claims attorney’s fees, costs and such other relief as the court deems fair, just and equitable. Filed Aug. 18. Case no. FST-cv14-6023099-S. Liberty Fire Mutual Insurance Co., Hartford. Filed by Raymond Georges, Waterbury. Plaintiff’s attorneys: DiScala & DiScala L.L.C., Norwalk. Action: The plaintiff has brought this motor vehicle suit against the defendant alleging that he collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that his injuries are the legal responsibilities of his insurance company, the defendant. The plaintiff claims money damages in excess of $15,000, exclusive of interests and costs. Filed Aug. 21. Case no. FST-cv14-6023145-S.

Santora Brothers Construction L.L.C., Greenwich. Filed by Western World Insurance Co., Franklin Lakes, N.J. Plaintiff’s attorney: Charles T. Busek P.C., Norwalk. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had not paid for commercial liability insurance provided to the defendant. The plaintiff has made a demand for the balance of $12,352, yet has not received payment. The plaintiff claims money damages, interest, costs and such other relief as the court deems fair, just and equitable. Filed Aug. 20. Case no. FST-cv14-6023126-S. The Boston Land Company Services Inc., Stamford. Filed by Marieta Postoli, Stamford. Plaintiff’s attorneys: Umeugo & Associates, West Haven. Action: The plaintiff has brought this discrimination suit against the defendant alleging she was terminated on a false claim as a pretext for terminating her due to her sex. The plaintiff also alleges the defendant intentionally inflicted emotion distress against her. The plaintiff claims damages and such other relief as the court deems fair and equitable. Filed Aug. 18. Case no. FST-cv14-6023089-S.

FEDERAL DISTRICT COURT Atticus Bakery L.L.C d.b.a. Chabaso Bakery. Filed by Angel Cintron. Plaintiff’s attorneys: Eugene N. Axelrod and Michael C. McMinn of Axelrod & Associates L.L.C. Action: The plaintiff has brought a labor and family medical leave suit against the defendant, seeking $350,000. As a result of a nonrelated incident at the place of employment, the plaintiff alleges management brought in human resources personnel who then conducted invasive scrutiny on all private matters, including questions to the plaintiff about a consensual relationship with another co-worker. Working environment continued to deteriorate upon which the plaintiff quit. Plaintiff seeks a judgment that covers compensatory damages, punitive damages, costs, interest and attorney’s fees. Filed Aug. 22. Case no. 3:14-cv-01224-VLB. Betteridge Jewelers Inc., et al. Filed by Jenny Christopherson. Plaintiff’s attorney: Thomas W. Moyher of Maya Murphy PC, Westport. Action: The plaintiff has brought a job discrimination suit against the defendant, the son of the owner and the son’s mother. Plaintiff alleges sexual harassment and an abusive working environment that deteriorated over a two-year period until she left October 2013. Plaintiff seeks a judgment that covers compensatory damages, punitive damages, costs, interest and attorney’s fees. Filed Aug. 22. Case no. 3:14-cv-01221-RNC.

FACTS Cedar Enterprises Inc., et al. Filed by Nicole Rollier. Plaintiff’s attorney: James V. Sabatini of Sabatini & Associates, Newington. Action: The plaintiff has brought a labor, family and medical leave, and Americans with disabilities suit against the defendants. Allegedly, when plaintiff, a general manager at a Wendy’s restaurant admitted herself into a hospital from July 5, 2013 until July 13, 2013 for alcohol and substance abuse addiction, the defendant terminated the plaintiff for “job abandonment.” Plaintiff seeks restitution and a judgment that covers compensatory damages, costs and attorney’s fees. Filed Aug. 22. Case no. 3:14-cv-01218-VLB. Charter Communications Inc. Filed by Ziplink Inc. Plaintiff’s attorney: Andrew C. Ryan of Cantor Colburn L.L.P., Hartford. Action: The plaintiff has brought a patent infringement suit against the defendant, alleging the defendant has made, offered to sell or sold products and/or services that infringe on one or more of the patent claims through Internet email services. Plaintiff seeks permanent injunction and an award of damages. Filed Aug. 20. Case no. 3:14-cv-01213-VLB. Competitive Technologies Inc. Filed by GEOMC Co, Ltd. Plaintiff’s attorney: David A. Slossberg and Lawrence S. Grossman of Hurwitz Sagarin Slossberg & Knuff L.L.C. Action: The plaintiff has brought a personal property suit against the defendant seeking $4,673,000 as a result of defendant’s willful and improper conduct in connection with the purchase of hundreds of medical devices employing a patented pain management therapy technology from plaintiff. Filed Aug. 22. Case no. 3:14-cv-01222-RNC. Dreamland Amusements Inc. Filed by Kathleen Smith. Plaintiff’s attorney: William J. Sweeney of Sweeney & Griffen, New Britain. Action: The plaintiff has brought a personal injury suit against the defendant. Plaintiff was attending a fair in Highgate, Vt., run by defendant, a Nevada corporation with offices in Danbury. As plaintiff was exiting a ride and walking down a ramp, the ramp collapsed. Plaintiff fell two feet and suffered a fracture of the right patella, among other injuries. The plaintiff is seeking $250,000 along with costs of this suit, attorney fees and other such relief. Filed Aug. 18. Case no. 3:14-cv-01200-JAM. Hearst Corp., et al. Filed by Marian Gail Brown. Plaintiff’s attorney: William G. Madsen of Madsen Prestley & Parenteau L.L.C., Hartford. Action: The plaintiff has brought a job discrimination suit against the defendant. The plaintiff, an awardwinning staff writer for 24 years alleges the place of employment became disruptive and uncomfortable as a result of new management that then terminated the plaintiff. Plaintiff seeks a judgment that covers compensatory damages, costs and attorney’s fees. Filed Aug. 22. Case no. 3:14-cv-01220-VLB.

Metro-North Commuter Railroad Co. Filed by Susan Dobyns. Plaintiff’s attorney: Frederick Joseph Trotta of LoRicco Trotta & LoRicco, New Haven. Action: The plaintiff has brought a personal injury suit against the defendant. On May 17, 2013, as the Metro-North commuter train headed north from New York City towards New Haven, it derailed near Bridgeport. As a result of the accident, the plaintiff suffers back pain, sleep disturbance, mental anguish and PTSD pain and suffering. The plaintiff is seeking $500,000 along with costs of this suit, attorney fees and other such relief. Filed Aug. 21. Case no. 3:14-cv-01215-JBA. Keagan’s Irish Pub & Restaurant, et al. Filed by Premium Sports Inc. Plaintiff’s attorney: Wayne D. Lonstein of Lonstein Law Office, Ellenville, NY. Action: The plaintiff has brought a suit against the defendants alleging the unauthorized reception of cable/ satellite TV and seeks an excess of $260,000 in expenses and damages. Plaintiff claims the defendants advertised the broadcast of World Cup soccer games, which came about through the illegal use of the plaintiff’s services. Plaintiff seeks the judgment of the recovery of full costs, interest, and reasonable attorney fees. Filed Aug. 18. Case no. 3:14-cv-01196-JAM. Survey Sampling Int’l L.L.C. Filed by Diana Mey. Plaintiff’s attorney: Brian V. Altieri of Balzano & Tropiano, New Haven. Action: The plaintiff has brought a telecommunications class action suit against the defendant. Plaintiff, who has registered on the “do not call (DNC)” list, received unwanted computer-generated phone calls. Plaintiff seeks statutory damages of $500 for each negligent violation and $1,500 for each knowing violation of contacting members even though they are on the DNC list. Filed Aug. 22. Case no. 3:14-cv-01218-VLB. Waterbury Masonry and Foundation, Inc. Filed by the trustees of the Iron Workers’ Local 15 and 424. Plaintiff’s attorney: Robert M. Cheverie of Cheverie & Associates, East Hartford. Action: The plaintiff has brought a labor E.R.I.S.A. suit against the defendant. Allegedly, defendant failed to pay final installment of the service agreement plus interest. Plaintiff is seeking $60,000. Filed Aug. 22. Case no. 3:14-cv-01219-WWE. Yankee Auto Sales Inc. and Ally Financial Inc. Filed by Jessica Ransom and William Ransom. Plaintiff’s attorney: David S. Blinn of the Consumer Law Group, Rocky Hill. Action: The plaintiff has brought a consumer credit and motor vehicle fraud suit against the defendants. Plaintiff intended to trade in her vehicle for a newer one with less mileage. Plaintiff came to the dealership based on a car advertisement but the dealer explained it had just been sold. Instead, the defendants showed the plaintiff similar choices that were in stock. Only after the plaintiff had agreed to purchase another vehicle and had traded her original vehicle did she discover the actual mileage was substantially more than what had been quoted and the warrantees had expired. Plaintiff seeks claim damages, treble damages, common law punitive damages, statutory punitive damages, costs and reasonable attorney fees. Aug. 18. Case no. 3:14-cv-01199-MPS.

DEEDS

COMMITTEE DEEDS Haar, Nancy E. and Anthony F. Buffa, et al., Weston. Appointed committee: Stephen J. Conover, Weston. Property: 101 Birch Hill Road, Weston. Amount: $933,589 Docket no. FST-cv-12-6015903. Filed Aug. 22.

COMMERCIAL 136 Lockwood L.L.C., Greenwich. Seller: David L. Hoffman Jr., Greenwich. Property: Lot 38, Map 2317, Greenwich. Amount: $2.6 million. Filed Aug. 21. 247 Byram Shore Road L.L.C., Greenwich. Seller: Darren Manelski, New York, N.Y. Property: 247 Byram Shore Road, Greenwich. Amount: $7.1 million. Filed Aug. 19. 25 Walter Avenue L.L.C., Norwalk. Seller: Ernestine L. Fuller, Norwalk. Property: 25 Walter Ave., Norwalk. Amount: $190,000. Filed Aug. 15. 6 Plow Lane L.L.C., Greenwich. Seller: Joyce A. Lethbridge, Trumbull. Property: 6 Plow Lane, Greenwich. Amount: $1.6 million. Filed Aug. 21. 88 Nelson Realty L.L.C., Stratford. Seller: Wells Fargo Bank N.A., Houston, Texas. Property: 323 Greenfield Ave., Stratford. Amount: $118,500. Filed Aug. 22. American International Relocation Solutions L.L.C., Pa. Seller: John A. Dimillo and Tracy Hopkins Dimillo, Fairfield. Property: 302 Stratfield Road, Fairfield. Amount: $675,000. Filed Aug. 19. Equinox Investment Partners L.L.C., Westport. Seller: Cheng Brothers L.L.C., Great Neck, N.Y. Property: 28 Sachem Road, Weston. Amount: $750,000. Filed July 7. Fairfield Development Group L.L.C., Bridgeport. Seller: Abby Davidson Korotney and Bruce K. Davidson, Westport. Property: 6 Dover Road, Westport. Amount: $413,636. Filed Aug. 18. Green Day Construction L.L.C., Stamford. Seller: Deutsche Bank National Trust Co., West Palm Beach, Fla. Property: 45 Carol Road, Stratford. Amount: $128,000. Filed Aug. 19. Hykal L.L.C., Greenwich. Seller: Alice Boncharik, Norwalk. Property: Crescent Road, Map 8752, Greenwich. Amount: $260,000. Filed Aug. 19. Hykal L.L.C., Greenwich. Seller: C. Crawford Mills Jr. and Mary M. Mills, Durham, Vt. Property: Crescent Road, Map 8752, Greenwich. Amount: $260,000. Filed Aug. 19.

FIGURES IMG Development L.L.C., Norwalk. Seller: Karen B. Corrigan, Bucks County, Pa. Seller: 15 Juniper Road, Norwalk. Amount: $3.6 million. Filed Aug. 19. KRZ Remodeling L.L.C., Shelton. Seller: Frank Dobler and Francine Dobler, Newport, Maine. Property: 88B South Trail, Stratford. Amount: $142,000. Filed Aug. 18. Maple Hospitality L.L.C., Danbury. Seller: Richard D. Dupre, Weston. Property: 1 Twin Oak Lane, Lot 9, Map 3466-1, Weston. Amount: $130,000. Filed Aug. 7. Oronoque Village Condominium Association Inc., Stratford. Seller: Thomas Bargas, Boca Roton, Fla. Property: 10 Midwood Trail and North Trail, Stratford. Amount: $157,920. Filed Aug. 14. Oronoque Village Condominium Association Inc., Stratford. Seller: Jamie Bargas, Trumbull. Property: 10 Midwood and North trails, Stratford. Amount: $157,920. Filed Aug. 14. Oronoque Village Condominium Association Inc., Stratford. Seller: Jill Bargas, Fairfield. Property: 10 Midwood and North trails, Stratford. Amount: $157,920. Filed Aug. 14. Oronoque Village Condominium Association Inc., Stratford. Seller: Lisa Bargas, South Minneapolis, Minn. Property: 10 Midwood and North trails, Stratford. Amount: $157,920. Filed Aug. 14. Oronoque Village Condominium Association Inc., Stratford. Seller: James Bargas, Trumbull. Property: 10 Midwood \ and North trails, Stratford. Amount: $157,920. Filed Aug. 14. Oronoque Village Condominium Association Inc., Stratford. Seller: Elke Bargas, Trumbull. Property: 10 Midwood and North trails, Stratford. Amount: $157,920. Filed Aug. 14. Oronoque Village Condominium Association Inc., Stratford. Seller: Stephanie Bargas, New York, N.Y. Property: 10 Midwood and North trails, Stratford. Amount: $157,920. Filed Aug. 14. Oronoque Village Condominium Association Inc., Stratford. Seller: Chris B. Bargas, Fairfield. Property: 10 Midwood and North trails, Stratford. Amount: $157,920. Filed Aug. 14. Oronoque Village Condominium Association Inc., Stratford. Seller: James L. Cormier, Stratford. Property: 10 Midwood and North trails, Stratford. Amount: $1.6 million. Filed Aug. 14. Reservoir Farm Holdings L.L.C., New York, N.Y. Seller: Reservoir Farms L.L.C., Greenwich. Property: 217 Taconic Road, Greenwich. Amount: $13 million. Filed Aug. 19.

SD Rentals L.L.C., Norwalk. Seller: Donald P. Fiftal and Lois Y. Fiftal, Norwalk. Property: Unit 363 of Rolling Ridge Condominium, No. 2, Norwalk. Amount: $202,000. Filed Aug. 22. SIR - 20 Church Street South L.L.C., Westport. Seller: Donald W. Kowalsky, Gary E. Kowalsky, Thomas R. Kowalsky, Daryl J. Kowalsky, Edward L. Kowalsky, Katherine Kowalsky Phelps and Joseph P. Kowalsky Jr., Fairfield. Property: 20 Church Street South, Westport. Amount: $367,500. Filed Aug. 20. Stratford One L.L.C., Stratford. Seller: Ansonia Riverview Apartments L.L.C., Ansonia. Property: Parcel B, Map 1102 and Parcel A, Map 1102, Stratford. Amount: $1.2 million. Filed Aug. 18.

QUIT CLAIM 325 Wiklund Avenue Associates L.L.C., Easton. Grantor: Ruth Spishakoff, Easton. Property: Lot 6, Map 1758, Stratford. For no consideration paid. Filed Aug. 22. 595 Westport Association Inc., Norwalk. Grantor: Fairfield Norwalk Limited Partnership, Grand Prairie, Texas. Property: 595 Westport Ave., Norwalk. For an undisclosed amount. Filed Aug. 14. Alvarez, Francisco Antonio Torrelaba, Norwalk. Grantor: Luz Y. Alvarez, Norwalk. Property: 298 Strawberry Hill Ave., Norwalk. For no consideration paid. Filed Aug. 13. An-Noor International Foundation Inc., Milford. Grantor: Vahida Vohra, Milford. Property: 390 and 396 E. Main St., Stratford. For an undisclosed amount. Filed Aug. 13. Appel, Rita and Jonathan Fraade, Westport. Grantor: Rita Davidson Appel, Westport. Property: 119 Bayberry Lane, Westport. For no consideration paid. Filed Aug. 19. Babivskiy, Peter, Weston. Grantor: Best Build L.L.C., Greenwich. Property: 48 Old Mill Road, Weston. For no consideration paid. Filed Aug. 8. Bargas, Chris B., Fairfield. Grantor: James C. Bargas, Trumbull. Property: 10 Midwood and North trails, Stratford. Amount: $1. Filed Aug. 14. Palmer, William Donald and Mark Brian Palmer, Santa Monica, Calif. Grantor: Marie Palmer, Greenwich. Property: Lots 2 and 3, Hamilton Park, Greenwich. Amount: $1. Filed Aug. 20. PDS Weston Estate L.L.C., Weston. Grantor: Peter D. Schiff, Weston. Property: 2 W. Branch Road, Weston. For no consideration paid. Filed Aug. 4. Perr, Alexandra and Peter Babivskiy, Greenwich. Grantor: Peter Babivskiy, Greenwich. Property: 48 Old Mill Road, Weston. For no consideration paid. Filed Aug. 8.

Pheasant Hill L.L.C., Weston. Grantor: Jess DiPasquale, Weston. Property: 1 Old Mill Road, Weston. Amount: $1. Filed July 2. Piatak, Diane W. and Michael J. Piatak, Stratford. Grantor: Michael J. Piatak, Stratford. Property: 27 Pearl Terrace, Stratford. For an undisclosed amount. Filed Aug. 19. Previs, Jaimee, Fairfield. Grantor: Jaimee Previs, Fairfield. Property: 474 Woodridge Ave., Fairfield. For no consideration paid. Filed Aug. 19. Putnam 600 Acquisition L.L.C., Greenwich. Grantor: 581 West Putnam L.L.C., Greenwich. Property: 581 W. Putnam Ave., Greenwich. Amount: $1. Filed Aug. 21. Quintard Place Road Association L.L.C., Westport. Grantor: Jorge Fries and Lauryn M. Fries, Westport. Property: Quintard, Westport. Amount: $1. Filed Aug. 15. R. B. Properties L.L.C., Westport. Grantor: R. B. Benson and Company Inc. of Westport, Westport. Property: 10 Pond Edge Road, Westport. Amount: $1. Filed Aug. 12. Rabin, Vivian L. and Edward I. Rabin, Westport. Grantor: Vivian L. Rabin and Edward I. Rabin, Westport. Property: 60 Terra Nova Circle, Westport. Amount: $1. Filed Aug. 13. Revson Jr., Charles H., Greenwich. Grantor: Nicholas McCabe and Carolyn McCabe, Greenwich. Property: 125 Weaver St., Greenwich. Amount: $10. Filed Aug. 20. Risley, Kimberly A., Fairfield. Grantor: Dane C. Risley, Fairfield. Property: Lot 14, Map 5344, Fairfield. For no consideration paid. Filed Aug. 18. Romano, Peter T., Weston. Grantor: Robley Tauck, Weston. Property: 8 Wedges Field, Weston. Amount: $1. Filed July 16. Rossi, Sharon A. and Hugo O. Rossi, Norwalk. Grantor: Hugo O. Rossi, Norwalk. Property: 68 Taylor Ave., Norwalk. Amount: $1. Filed Aug. 22. Rothrock, Patricia and Gary E. Rothrock, Brandenton, Fla. Grantor: Gary E. Rothrock, Brandenton, Fla. Property: Unit 4 of Oronoque Shopping Plaza Condominium, Stratford. For no consideration paid. Filed Aug. 11. Stanton, Shirley S., Captiva, Fla. Grantor: Shirley S. Stanton, Captiva, Fla. Property: 72 Steep Hill Road, Weston. For no consideration paid. Filed July 14. Stempien, Michael J., Greenwich. Grantor: Sarah M. Stempien, Greenwich. Property: Lot 15, Map 1002, Greenwich. Amount: $200,000. Filed Aug. 20.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of September 8, 2014 27

FACTS Terhaar Builders L.L.C., Danbury. Grantor: Randall N. Becker, Weston. Property: 15 Cartbridge Road, Weston. Amount: $1. Filed Aug. 5. The Ian M. and Alison W. Logie Revocable Living Trust, Stratford. Grantor: Ian M. Logie and Alison W. Logie, Stratford. Property: Unit 134 of Tudor Ridge Condominium, Stratford. Amount: $10. Filed Aug. 19. The town of Weston, Weston. Grantor: Jo-Ann Price, Weston. Property: Lots 21 to 31, Map 3136, Weston. For an undisclosed amount. Filed July 3. The town of Weston, Weston. Grantor: Bernard Nevas, Weston. Property: Lots 21 to 31, Map 3136, Weston. For an undisclosed amount. Filed July 3. The town of Weston, Weston. Grantor: Marc Nevas, Weston. Property: Lots 21 to 31, Map 3136, Weston. For an undisclosed amount. Filed July 3. Thierry, Catherine C., Weston. Grantor: George F. Thierry, Weston. Property: 83 Wells Hill Road, Lot 48, Weston. For no consideration paid. Filed July 7. Toumey, Priscilla M., Norwalk. Grantor: Eileen G. London, Norwalk. Property: 1 Hills Lane, Westport. Amount: $1. Filed Aug. 15. Tunney, Sarah and Charles L. Stafford, Westport. Grantor: Charles L. Stafford, Westport. Property: 26 Fairfield Ave., Westport. For no consideration paid. Filed Aug. 12. U.S. Bank N.A Salt Lake City, Utah. Grantor: U.S. Bank N.A., trustee, Salt Lake City, Utah. Property: 5 Fragrant Pines, Westport. For an undisclosed amount. Filed Aug. 11. Weiner, Tracy, Weston. Grantor: Sharyn H. Weiner, Sarasota, Fla. Property: 1 Connors Lane, Weston. For an undisclosed amount. Filed Aug. 22. Weston I. L.L.C., Stamford. Grantor: August Lenhert, Stamford. Property: 120 Georgetown Road, Weston. Amount: $1. Filed Aug. 22. Wisniewski, Rochelle L. and Theodore A. Wisniewski, Norwalk. Grantor: Rochelle L. Wisniewski, Norwalk. Property: Lot 9, Map 7335, Norwalk. For no consideration paid. Filed Aug. 15. YT Properties L.L.C., Norwalk. Grantor: Merrivale Holdings Corp., Great Neck, N.Y. Property: 7 Ingals Ave., Unit 7B, Norwalk. For no consideration paid. Filed Aug. 14. Zumbro, Barbara Elizabeth, Westport. Grantor: Rudolph Von Bernuth, Westport. Property: 2 Fragrant Pines Court, Westport. Amount: $1. Filed Aug. 21.

RESIDENTIAL Albert, Gina W. and Eric M. Albert, Weston. Seller: Todd C. Guthrie and Kimberly A. Guthrie, Weston. Property: 20 Church Lane, Weston. Amount: $1.3 million. Filed July 21. Alechman, Monroe Simon, South Salem, N.Y. Seller: Peter Campbell and Sybille Campbell, New Canaan. Property: Parcel B, Map 12626, Norwalk. Amount: $1.1 million. Filed Aug. 21. Angus, Alycia K. and Bruce B. Angus, Weston. Seller: Andrew B. Seath, Weston. Property: 1 Deer Path Road, Weston. Amount: $960,000. Filed Aug. 19. Ayala, Yennesis C. and Joel I. Ayala, Norwalk. Seller: Morris A. Antera and Anthony Antera, Norwalk. Property: 17 Eagle Road, Norwalk. Amount: $258,500. Filed Aug. 13. Bailey, Margaret and Michael Bailey, Wilton. Seller: Kevin J. O’Neil and Susan M. O’Neil, Wilton. Property: 45 Briardale Place, Wilton. Amount: $1.1 million. Filed Aug. 5. Baker, Kelly A., Milford. Seller: Steven A. Yermes and Susan Jean Yermes, Stratford. Property: Lot 23 on Strawberry Hill, Stratford. Amount: $186,000. Filed Aug. 15. Beal, Andrew, Westport. Seller: Joseph C. Wesley and Cecilia Wesley, Fairfield. Property: 363 Coventry Lane, Fairfield. Amount: $1.2 million. Filed Aug. 18. Bellaby, Jaclyn W. and Jason M. Bellaby, Mount Vernon, N.Y. Seller: Gorey Gerachty and Laura Gerachty, Fairfield. Property: 363 Jeniford Road, Fairfield. Amount: $465,000. Filed Aug. 19. Bellino, Stephanie and Scott V. Bellino, Wilton. Seller: Moses J. Hazo and Nancy Rae Hazo, Wilton. Property: 20 Old Driftway, Wilton. Amount: $670,000. Filed Aug. 22. Bjorklund, Susan R. and Kurt W. Bjorkland, Weston. Seller: Kevin McHale and Jennifer McHale, New York, N.Y. Property: 1 Kellogg Hill Road, Weston. Amount: $990,000. Filed July 3. Blackham, Daria, Norwalk. Seller: Alyssa Catalano-Ferenz, Boulder, Colo. Property: 2 Rowayton Woods Drive, Unit 206, Norwalk. Amount: $400,000. Filed Aug. 11. Borth, Angela D., New York, N.Y. Seller: Peter D. W. Spiller and Marie A. Hayden, Greenwich. Property: 11 River Road, Unit 11, Greenwich. Amount: $735,000. Filed Aug. 18. Braid, Peter J., Stuart, Fla. Seller: Jeanne H. Favale, Wilton. Property: 52 Cheese Springs Road, Wilton. Amount: $800,000. Filed Aug. 18.

FIGURES

Brodie, Caitlin Elizabeth and Ethan Hepner Brodie, New York, N.Y. Seller: Julian R. Vulliez and Margaret Vulliez, Houston, Texas. Property: 321 Rowayton Ave., Norwalk. Amount: $948,000. Filed Aug. 18.

McCullough, Laura S. and Keith R. McCullough, Westport. Seller: Ewelina Wysznsky and Krzysztof Wysznsky, Westport. Property: 11 Silver Brook Road, Westport. Amount: $3 million. Filed Aug. 18.

Peru, Catherine, Fairfield. Seller: Debbie B. Roos, Milford. Property: 250 Miro St., Fairfield. Amount: $325,000. Filed Aug. 22.

Brown, Jennifer C. and Ian T. Dybick, Norwalk. Seller: Justin T. Whitehead and Melissa Simoes, Fairfield. Property: 149 Orchard Hill Drive, Fairfield. Amount: $638,000. Filed Aug. 19.

McHugh, Dianna and Kevin McHugh, Weston. Seller: Rita Romisano, Newtown. Property: 21 White Birch Rose, Westport. Amount: $540,000. Filed Aug. 13.

Pfeffer, Katharine I. and Russel S. Pfeffer, New York, N.Y. Seller: William Singer and Margaret E. Haering, Westport. Property: 18 Roosevelt Road, Westport. Amount: $1.5 million. Filed Aug. 19.

Bukov, Jaime and Nelson Bukov, Weston. Seller: James Ring Adams and Laurel A. Adams, Mass. Property: 30 Birch Hill Road, Weston. Amount: $655,000. Filed July 23.

McHugh, Dianna and Kevin McHugh, Weston. Seller: Rita Romisano, Weston. Property: 21 White Birch Rose, Weston. Amount: $540,000. Filed Aug. 13.

Polidoro, Christopher L., Stamford. Seller: Michael Gurnari Sr. and Patricia L. Tischio, Norwalk. Property: Lots 4 and 5, Map 864, Norwalk. Amount: $418,500. Filed Aug. 19.

Cannavaro, Lori K., et al. Creditor: Wells Fargo Bank N.A., Fort Mill, S.C. Property: 251 Harding Place, Stratford. Mortgage default. Filed Aug. 12.

Burke, Judy and Bruce Burke, Weston. Seller: Michael J. Schiffer and Meredith M. Schiffer, Weston. Property: 2 Fanton Hill Road, Weston. Amount: $860,000. Filed July 30.

Meehan, Allison D. and Jason R. Kiefer, Westport. Seller: Donna Laikind, Weston. Property: 37 Cedar Hills, Weston. Amount: $1 million. Filed Aug. 4.

Proctor, Cheryl D., Battleboro, Vt. Seller: John Buonnano of Dori Buonnano, Bethany. Property: 118 Glenridge Road, Stratford. Amount: $242,500. Filed Aug. 22.

Ceccarelli, Christine C., et al. Creditor: Nationstar Mortgage L.L.C., Lewisville, Texas. Property: 192 Johnson Ave., Stratford. Mortgage default. Filed Aug. 18.

Cain, Josie and Rostom Frej, Stamford. Seller: Daniel M. Miller, Stamford. Property: 19 Steep Hill Road, Weston. Amount: $600,000. Filed July 7.

Miner, Diana, Weston. Seller: David Arzi and Mara Arzi, Weston. Property: 116 Steep Hill Road, Weston. Amount: $955,000. Filed July 8.

Wang, Lu, Great Neck, N.Y. Seller: Arbis Faustin and Marie Carole Faustin, Norwalk. Property: 74 Woodward Ave., Norwalk. Amount: $195,000. Filed Aug. 21.

Costello, Georgianna T., et al. Creditor: Citimortgage Inc., Calabasas, Calif. Property: 24 Hollow Tree Road, Norwalk. Mortgage default. Filed Aug. 14.

Capozza, Erin M. and Ricky M. Capozza, Greenwich. Seller: Stephen G. Walko and Alexander Walko, Greenwich. Property: 7 Charter Oak Lane, Greenwich. Amount: $900,000. Filed Aug. 19.

Mohney, David, Weston. Seller: Donald E. Draeger, Weston. Property: 288 Godfrey Road East, Weston. Amount: $430,000. Filed July 15.

Wang, Yanhua and Liqun Chen, Fairfield. Seller: Joshua Ratner, Woodbridge. Property: 148 Carroll Road, Fairfield. Amount: $568,000. Filed Aug. 18. Warwick, Madison and Michael R. Clark, Oyster Bay, N.Y. Seller: Joseph Page and Liza Page, Weston. Property: 198 Lyons Plain Road, Weston. Amount: $810,000. Filed July 31.

Cruz, Luis Angel, et al. Creditor: Citimortgage Inc., Calabasas, Calif. Property: 350 Soundview Ave., Stratford. Mortgage default. Filed Aug. 11.

Carillo, Susana and Andrew K. Foote, Wilton. Seller: Thomas W. Clark and Anne H. Clark, Wilton. Property: 269 Nod Hill Road, Wilton. Amount: $1.6 million. Filed Aug. 1. Carlsson-O’Brien, Karen A. and James J. O’Brien, Wilton. Seller: Tim Bonney-James and Kristen BonneyJames, Wilton. Property: 41 Freshwater Lane, Wilton. Amount: $730,000. Filed Aug. 1. Carr, Alexandra Ocampo and John E. Carr Jr., Fairfield. Seller: Maryann Somers, Fairfield. Property: 52 Bonney Terrace, Fairfield. Amount: $640,000. Filed Aug. 18. Chace, Arnold B. and Malcolm G. Chase Jr., Wilton. Seller: Toll CT II L.P., Newtown. Property: 15 River Ridge Lane, Home 7, Wilton. Amount: $1.3 million. Filed Aug. 8. Chappell, Natasha and Alan B. Chappell, Fairfield. Seller: Shelly A. MacConnell and David J. Kunath, Fairfield. Property: 318 Buena Vista Road, Fairfield. Amount: $631,000. Filed Aug. 20. Grout, Annmarie, Weston. Seller: Shannon P. Miller and W. Braden Miller, Weston. Property: 17 Brockwood Lane, Weston. Amount: $685,000. Filed Aug. 20. Matazarro Jr., Robert, New Fairfield. Seller: John S. Swartley and Johanna Swartley, Stratford. Property: 507 Highland Ave., Stratford. Amount: $165,000. Filed Aug. 22.

28 Week of September 8, 2014 • FAIRFIELD COUNTY BUSINESS JOURNAL

Mrakovcic, Rebecca and Arsen Mrakovcic, Wilton. Seller: Wayne R. Baird, Wilton. Property: 50 Pine Ridge Road, Wilton. Amount: $1.6 million. Filed Aug. 18. Muller III, John H. and John H. Muller Jr., trustees, Cambridge, Mass. Seller: John H. Muller Jr., Cambridge, Mass. Property: 52 Shore Road, Greenwich. Amount: $1. Filed Aug. 20. Murcko, Katherine, Holliston, Mass. Seller: Stephen J. MacAuley and Douglas M. MacAuley, Palm City, Fla. Property: 36 Overlook Ave., Fairfield. Amount: $169,900. Filed Aug. 19. Murphy, John J., Bernardsville, N.J. Seller: David Holland and Anne Holland, Venice, Fla. Property: 50 Gate Ridge Road, Fairfield. Amount: $490,000. Filed Aug. 19. Nicolay, Gillian and Harry N. Nicolay Jr., Greenwich. Seller: Leo N. Chien and Julie L. Cheung, Greenwich. Property: 112 Old Stone Bridge Road, Greenwich. Amount: $1.5 million. Filed Aug. 19. Nielsen, Deborah, Greenwich. Seller: Bjorn E. Nielsen, Greenwich. Property: 205 Round Hill Road, Greenwich. Amount: $10. Filed Aug. 22. Nunn, Clarence L., Wilton. Seller: AMP Investments L.L.C., Fairfield. Property: 6 Marine Ave., Westport. Amount: $2.3 million. Filed Aug. 18. Ofori, Sheila and Frederick Asante, Stratford. Seller: Michael J. D’Amico and Patricia E. D’Amico, Stratford. Property: 158 Warner Hill Road, Stratford. Amount: $435,000. Filed Aug. 15.

Weicker, Penne Brooks, Norwalk. Seller: Calvin P. Morphy and Erin Marmion Morphy, Norwalk. Property: Unit 142 of Rowayton Woods Condominium, Norwalk. Amount: $792,000. Filed Aug. 20. Weingarten, Susan L. and Jon Weingarten, Weston. Seller: Jon Weingarten, Weston. Property: 21 Saugatuck River Road, Weston. Amount: $380,000. Filed Aug. 8. Wikander, Sundance W. and Peter J. Wikander, Norwalk. Seller: Andres Siefken and Maria A. Betancourt, Norwalk. Property: 22 Marlborough Road, Norwalk. Amount: $527,000. Filed Aug. 20. Wollin, Marjorie C., New York, N.Y. Seller: Deutsche Bank National Trust Co., West Palm Beach, Fla. Property: 626 Huntington Road, Stratford. Amount: $115,000. Filed Aug. 12. Wyszynski, Ewelina and Krzysztof Wyszynski, Westport. Seller: Michael L. Jaffe and Sabrina K. Jaffe, Great Barrington, Mass. Property: 31 Warnock Drive, Westport. Amount: $950,000. Filed Aug. 18. Zhou, Ping and Yuxiang Lin, Tuscon, Ariz. Seller: William J. McGreevy and Barbara Ann McGreevy, Wilton. Property: 64 Boulder Brook Road, Wilton. Amount: $775,000. Filed Aug. 18.

FORECLOSURES Bolle, Frank W., et al. Creditor: U.S. Bank N.A., Miamisburg, Ohio. Property: 20 Overbrook Lane, Weston. Mortgage default. Filed Aug. 21. Bonilla, Jose, et al. Creditor: Wells Fargo Bank N.A., Salt Lake City, Utah. Property: 4 Skytop Road, Westport. Mortgage default. Filed Aug. 14.

Daniels, Linda, et al. Creditor: U.S. Bank N.A., Salt Lake City, Utah. Property: 5 Fragrant Pines Court, Westport. Mortgage default. Filed Aug. 11. Fernandez, Alberto, et al. Creditor: Connecticut Housing Finance Authority, Rocky Hill. Property: 6 Finley St., Norwalk. Mortgage default. Filed Aug. 12. Gallo, Kimberly, et al. Creditor: Bank of America N.A., Miamisburg, Ohio. Property: 130 N. Sier Hill Road, Norwalk. Mortgage default. Filed Aug. 11. Horahan, James P., et al. Creditor: Bank of America N.A., Plano, Texas. Property: 111 Breakers Lane, Stratford. Mortgage default. Filed Aug. 14. MacDougall, Paula M., et al. Creditor: Peoples United Bank, Bridgeport. Property: 42 Steep Hill Road, Weston. Mortgage default. Filed July 29. Meraviglia Jr., Robert W., et al. Creditor: Citimortgage Inc., Calabasas, Calif. Property: 444 Freeman Ave., Stratford. Mortgage default. Filed Aug. 22. Nelson, Robert O. C., et al. Creditor: JPMorgan Chase Bank N.A., Jacksonville, Fla. Property: 192 Highland Ave., Norwalk. Mortgage default. Filed Aug. 11. Ness, Elizabeth A., et al. Creditor: Wells Fargo Bank N.A., Frederick, Md. Property: 33 Pettom Road, Norwalk. Mortgage default. Filed Aug. 18.

FACTS Plaskett, Kirk D., et al. Creditor: Wells Fargo Bank N.A., Frederick, Md. Property: 197 Flax Hill Road, Unit B, Norwalk. Delinquent common charges. Filed Aug. 19.

Hersh, Ira, Westport. $2.6 million in favor of Lenore Bjorlin, Fairfield, by O’Reilly & Shaw L.L.C., Southport. Property: 27 Prospect Road, Westport. Filed Aug. 13.

Staltaro, Maria, Pat Staltaro and John P. Staltaro, Creditor: Sikorsky Financial Credit Union Inc., Stratford. Property: Lot 20, Map 1898 and Lot 2, Map 1374, Stratford. Mortgage default. Filed Aug. 21.

Leslie, Clarence L., Stratford. $8,917 in favor of Unifund Corp., Cincinnati, Ohio, by Tobin Melien & Marohn, New Haven. Property: 192 Stonybrook Drive, Stratford. Filed Aug. 18.

Tomasz, Piatek C., et al. Creditor: Federal National Mortgage Association, Beaverton, Ore. Property: 10 Arch St., Unit C-7, Norwalk. Mortgage default. Filed Aug. 18.

McCarthy, Dionne, Stratford. $2,065 in favor of HOP Energy L.L.C. d.b.a. Kaufman Fuel, Bridgeport, by William G. Reveley, Vernon. Property: 125 Mary Ave., Stratford. Filed Aug. 15.

JUDGMENTS Acosta, Alexandra, Stratford. $4,681 in favor of Sacred Heart University, Fairfield, by Hertzmark Crean & Lahey L.L.P., Waterbury. Property: 37 Barrows Terrace, Stratford. Filed Aug. 14. Adorno, Jose A., Stratford. $4,057 in favor of Santa Energy Corp., Bridgeport, by Janine M. Becker, Bridgeport. Property: 740 Nichols Ave., Stratford. Filed Aug. 20. Arvoy, Douglas, Weston. $786 in favor of Servco Oil Inc., Wilton, by Renee Mayerson Cannella, Stamford. Property: 4 Blue Spruce Circle, Weston. Filed Aug. 15. Capola, Thomas, Weston. $5,658 in favor of FIA Card Services N.A., Newark, Del., by the Law Offices of Howard Lee Schiff P.C., East Hartford. Property: 54 Old Hyde Road, Weston. Filed July 24. D’Onofrio, Giovanni, et al., Stamford. $44,455 in favor of Donna M. Praiss, Greenwich, by Harris, Harris & Schmid, Norwalk. Property: 20 Innis Lane, Greenwich. Filed Aug. 21. Durniak Jr., Walter, Greenwich. $571,018 in favor of the United States of America, by United States Department of Justice, Washington, D.C. Property: 20 Church St., Apt. A53, Greenwich. Filed Aug. 21. Ferdinand, Peter L., Weston. $21,359 in favor of Capital One Bank USA N.A., Richmond, Va., by the Law Offices of Howard Lee Schiff P.C., East Hartford. Property: 32 Calvin Road, Weston. Filed July 23. Giodano, Anthony, Norwalk. $6,135 in favor of Asset Acceptance L.L.C., Warren, Mich., by Tobin Melien & Marohn, New Haven. Property: 33 Dairy Farm Road, Norwalk. Filed Aug. 12. Granite, John, Weston. $2,541 in favor of Cavalry SPV I L.L.C., Valhalla, N.Y., by Shechtman Halperin Savage L.L.P., Pawtucket, R.I. Property: 5 Buck Hill Road, Weston. Filed July 28. Healey, Gregg P., Wilton. $67,393 in favor of Unifund Corp., Cincinnati, Ohio, by Tobin Melien & Marohn, New Haven. Property: 61 E. Meadow Road, Wilton. Filed Aug. 11.

Morrissey, Dennis, Stratford. $9,560 in favor of Asset Acceptance L.L.C., Warren, Mich., by Tobin Melien & Marohn, New Haven. Property: 181 Captains Walk, Stratford. Filed Aug. 18. Nagy, Robin L. and Robert Nagy, Fairfield. $4,652 in favor of Fairfield Municipal Credit Union, Fairfield, by Brian S. Cantor, Fairfield. Property: 248 Sunset Ave., Fairfield. Filed Aug. 21. Novia, Jennifer A., Fairfield. $7,596 in favor of Asset Acceptance L.L.C., Warren, Mich., by Tobin Melien & Marohn, New Haven. Property: 111 Farmington Ave., Fairfield. Filed Aug. 18. O’Neill, Patricia, Wilton. $934 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 47 Coley Road, Wilton. Filed Aug. 20. Shaned L.L.C., et al., Stratford. $150,459 in favor of Eastern Funding L.L.C., New York, N.Y., by Evans, Feldman & Ainsworth L.L.C., New Haven. Property: 482 Franklin Ave., Stratford. Filed Aug. 22. Siegel, Jordan, Fairfield. $23,832 in favor of Asset Acceptance L.L.C., Warren, Mich., by Tobin Melien & Marohn, New Haven. Property: 57 Casmir Drive, Fairfield. Filed Aug. 18. Uygur, Halit, Greenwich. $66,221 in favor of American Express Centurion Bank, New York, N.Y., by Tobin Melien & Marohn, New Haven. Property: 22 Bedford Road, Greenwich. Filed Aug. 19. Zangieva, Leyla, Wilton. $6,929 in favor of Asset Acceptance L.L.C., Warren, Mich., by Tobin Melien & Marohn, New Haven. Property: 48 New St., Wilton. Filed Aug. 11.

LEASES Budimir, Margita, by self, Stratford. Landlord: Stonybrook Gardens Cooperative Inc., Stratford. Property: 399 Stonybrook Road, Stratford. Term: 3 years, commenced May 19, 2014. Filed Aug. 14.

LIENS

FIGURES

FEDERAL TAX LIENSFILED

Crowley, Mary, 140 Catalpa Road, Wilton. $140,778, tax debt on personal income. Filed Aug. 19.

Advanced Graphics Inc., 430 Sniffens Lane, Stratford. $52,822, quarterly payroll taxes. Filed Aug. 18.

Durniak, Walter J., 20 Church St., Apt. A53, Greenwich. $523,454, tax debt on personal income. Filed Aug. 18.

Apadana II Inc., 539 E. Putnam Ave., Greenwich. $12,301, corporate income tax and quarterly payroll taxes. Filed Aug. 20.

Feliciano, Jose M., 266 Lyons Plain Road, Weston. $291,043, tax debt on personal income. Filed Aug. 4.

Bohling, Sally and Bradley Bohling, 34 Turkey Hill Road South, Westport. $165,625, tax debt on personal income. Filed Aug. 19. Brickhouse, Kawana D., 18 Revere Drive, Apt. 1, Fairfield. $10,790, tax debt on personal income. Filed Aug. 19. Burke, Gayle Ryan and Brian F. Burke, 840 Mill Hill Road, Fairfield. $76,323, tax debt on personal income. Filed Aug. 21. Foyle, Suzanne, P.O. Box 7705, Greenwich. $55,386, tax debt on personal income. Filed Aug. 18. Kotz, Richard, 215 Bedford Road, Greenwich. $72,135, tax debt on personal income. Filed Aug. 18.

Feliciano, Jose M., 266 Lyons Plain Road, Weston. $158,595, tax debt on personal income. Filed Aug. 4. Ianus, Nicole and Vasilica Ianus, 1131 Success Ave., Stratford. $12,668, tax debt on personal income. Filed Aug. 18. Ianus, Nicole and Vasilica Ianus, 1 Success Ave., Stratford. $33,412, tax debt on personal income. Filed Aug. 19. Kish, Julia, P.O. Box 524, Stratford. $19,197, failure to file correct returns tax penalty. Filed Aug. 11. Kish, Julia, P.O. Box 524, Stratford. $24,164, failure to file correct returns tax penalty. Filed Aug. 11.

Linver, Milosava M. and Mark L. Linver, 90 Birch Hill Road, Weston. $46,739, tax debt on personal income. Filed July 10.

Linver, Milosava M. and Mark L. Linver, 90 Birch Hill Road, Weston. $46,739, tax debt on personal income. Filed Aug. 18.

Lucky 13 Industries L.L.C., 179 West Ave., Stratford. $14,198, payroll taxes and quarterly payroll taxes. Filed Aug. 11.

Maddox, Frederick, 12 Norfield Road, Weston. $5,488, tax debt on personal income. Filed Aug. 4.

McGeehan, Celeste and John D. McGeehan, 45 Cavalry Road, Weston. $2.6 million tax debt on personal income. Filed July 28. Nuzzolo, Frank, 323 B Box, Elder Lane, Stratford. $18,161, tax debt on personal income. Filed Aug. 11. O’Leary, Michael, 1 Oak Ridge Parkway, Westport. $17,050, tax debt on personal income. Filed Aug. 19. Salerno Plumbing & Heating L.L.C., P.O. Box 5236, Greenwich. $4,671, quarterly payroll taxes. Filed Aug. 20.

Minor, Adam Savino, 73 Governors Lane, Fairfield. $30,626, tax debt on personal income. Filed Aug. 19. Perry, Suzanna L. and Mark A. Wanicka, 3250 S. Ocean Blvd., Apt. 110S, Palm Beach, Fla. $280,674, tax debt on personal income. Filed Aug. 19. Scrimmager, Arlene and Leon Scrimmager, et al., 23 Alwyn Lane, Weston. $10,804, tax debt on personal income. Filed Aug. 18. Williams, Leslie B., 447B Hammerstone Lane, Stratford. $3,463, tax debt on personal income. Filed Aug. 18.

Schultz, Benjamin M., 1275 Post Road, Suite 2, Fairfield. $27,342, payroll taxes and quarterly payroll taxes. Filed Aug. 19.

MECHANIC’S LIENSFILED

Uznanska, Izabella and Jozef Wawrzacz, 125 Sturges Ridge Road, Wilton. $14,738, tax debt on personal income. Filed Aug. 19.

A Pappa John Co. and North Water L.L.C., Norwalk. Filed by New Age Construction Inc., by Robert Berube. Property: North Water Street, Map 11433, Norwalk. Amount: $275,000. Filed Aug. 18.

FEDERAL TAX LIENSRELEASED Avidiu, Opala, 302 Compo Road South, Westport. $278,254, tax debt on personal income. Filed Aug. 11.

DiPreta, Cynthia and Richard DiPreta, Greenwich. Filed by Chestnut Electrical Corp., Wilton, by Anthony Dorn. Property: 218 Palmer Hill Road, Greenwich. Amount: $15,057. Filed Aug. 21.

Merritt 7 Venture L.L.C., Norwalk. Filed by Norwalk Glass Co., Inc., Norwalk, by Mark Pettorini Sr. Property: 501 Merritt 7, Norwalk. Amount: $10,288. Filed Aug. 15.

MECHANIC’S LIENSRELEASED 128 Warncke Road L.L.C., Wilton. Released by Gerald Quinn, Wilton, by self. Property: 128 Warncke Road, Wilton. Amount: $350,000. Filed Aug. 15. Tice, Alyssa and Christopher Tice, Greenwich. Released by J.S.K. Mechanical L.L.C., Ansonia, by James M. Boulay Sr. Property: 20 Winthrop Drive, Greenwich. Amount: $9,430. Filed Aug. 18.

LIS PENDENS Aiello, Helene M., et al., Stratford. Filed by Hunt, Leibert & Jacobsen P.C., Hartford, for Onewest Bank N.A., Pasadena, Calif. Property: 95A Seminole Lane, Unit 95A, Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $412,500, dated April 2003. Filed Aug. 20. Bell, Jerome C., et al., Fairfield. Filed by Hunt, Leibert & Jacobsen P.C., Hartford, for The Bank of New York Mellon, New York, N.Y. Property: 321 Brookside Drive, Fairfield. Action: to foreclose on a delinquent mortgage in the original principal amount of $420,000, dated April 2005 Filed Aug. 21. Bishop, Kathleen O’Malley, et al., Norwalk. Filed by Hunt, Leibert & Jacobsen P.C., Hartford, for PHH Mortgage Corp., Mount Laurel, N.J. Property: 11 Jennifer Road, Norwalk. Action: to foreclose on a delinquent mortgage in the original principal amount of $298,500, dated November 2006. Filed Aug. 20. Camacho, Rafael A., et al., Weston. Filed by Bendett and McHugh P.C., Farmington, for Federal National Mortgage Association, Washington, D.C. Property: 25 Forest Road, Weston. Action: to foreclose on a delinquent mortgage in the original principal amount of $535,000, dated March 2010. Filed Aug. 22. Cardona, Jacqueline, William S. Nieves and Condor Capital Corp., Stratford. Filed by Glass & Braus, Fairfield, for Wells Fargo Bank N.A., Frederick, Md. Property: 376 Booth St., Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $241,000, dated February 2005. Filed Aug. 19.

Chiarella, Joshua, et al., Stratford. Filed by Bendett and McHugh P.C., Farmington, for Nationstar Mortgage L.L.C., Lewisville, Texas. Property: 330 First Ave., Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $236,800, dated December 2005. Filed Aug. 20. Clerveau, Vilmon, Stratford. Filed by Hunt, Leibert & Jacobsen P.C., Hartford, for U.S. Bank N.A., trustee, Salt Lake City, Utah. Property: 145 Columbus Ave., Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $304,000, dated October 2006. Filed Aug. 11. Cook, Jon E., et al., Weston. Filed by Bendett and McHugh P.C., Farmington, for Wells Fargo Bank N.A., Frederick, Md. Property: 21 Davis Hill Road, Weston. Action: to foreclose on a delinquent mortgage in the original principal amount of $750,000, dated April 2002. Filed July 23. Cristini, David, et al., Wilton. Filed by he Law Offices of Frank N. Peluso P.C., Stamford, for Amos Financial L.L.C. Property: 368 Belden Hill Road, Wilton. Action: to foreclose on a judgment lien in the original principal amount of $308,939, dated May 2013. Filed Aug. 11. Cuda & Associates L.L.C., et al., Weston. Filed by Marinosci Law Group P.C., Warwick, R.I., for West Coast Servicing Inc. Property: Lot 16, Map 847, Weston. Action: to foreclose on a delinquent mortgage in the original principal amount of $31,578, dated April 2007. Filed Aug. 15. Tighe, Paul, et al., Norwalk. Filed by Hunt, Leibert & Jacobsen P.C., Hartford, for U.S. Bank N.A., trustee, Salt Lake City, Utah. Property: 135 Partrick Ave., Norwalk. Action: to foreclose on a delinquent mortgage in the original principal amount of $532,000, dated December 2006. Filed Aug. 11. Walter, Adele, Stratford. Filed by Bendett and McHugh P.C., Farmington, for HSBC Bank USA N.A., Buffalo, N.Y. Property: 484-485 Jackson Ave., Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $187,500, dated December 2005. Filed Aug. 13. White, Mary Ann D. and Todd F. White, et al., Norwalk. Filed by Kapusta, Otzel & Averaimo, Milford, for U.S. Bank N.A., trustee, Salt Lake City, Utah. Property: 35 Hillwood Place, Norwalk. Action: to foreclose on a delinquent mortgage in the original principal amount of $396,000, dated August 2005. Filed Aug. 22.

MORTGAGES 125 Pecksland Holdings L.L.C., Greenwich, by Tatiana Panchenkova. Lender: Morgan Stanley Private Bank N.A., Mount Laurel, N.J. Property: 125 Peckland Road, Greenwich. Amount: $5 million. Filed Aug. 20.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of September 8, 2014 29

FACTS 6 Plow Lane L.L.C., Greenwich, by Timothy Muldoon. Lender: First Republic Bank, San Francisco, Calif. Property: 6 Plow Lane, Greenwich. Amount: $930,000. Filed Aug. 21.

KRZ Remodeling L.L.C., Shelton, by Kurt Zimmermann. Lender: Anthony Memoli and Janet Memoli, Stratford. Property: 88B South Trail, Stratford. Amount: $182,000. Filed Aug. 18.

88 Nelson Realty L.L.C., Hewlett, N.Y., by Dick Sheh and Patrick Feaser. Lender: PAL L.L.C., Scarborough, Maine. Property: 323 Greenfield Ave., Stratford. Amount: $140,000. Filed Aug. 22.

Maple Hospitality L.L.C., Danbury, by John Eoanou. Lender: Richard Dupre, Weston. Property: 1 Twin Oak Lane, Weston. Amount: $100,000. Filed Aug. 7.

Ansonia Riverview Apartments L.L.C., Ansonia, by Jerry Nocerino and Charles D. Smith. Lender: Naugatuck Valley Savings and Loan, Naugatuck. Property: 1160 and 1180 Stratford Ave., Stratford. Amount: $980,000. Filed Aug. 18. C. Kale Painting Company L.L.C., Norwalk, by Charles Kale. Lender: RCN Capital Funding L.L.C., South Windsor. Property: 9 Lowe St., Norwalk. Amount: $123,600. Filed Aug. 19. Equinox Investment Partners L.L.C., Westport, by Robert J. Wickey. Lender: Landmark Homes Inc., Fairfield. Property: 28 Sachem Road, Weston. Amount: $375,000. Filed July 7. Fairfield Development Group L.L.C., Bridgeport, by Peter Dinaro. Lender: Bruno Investments L.L.C., Bridgeport. Property: 6 Dover Road, Westport. Amount: $750,000. Filed Aug. 18. Fairfield Investors Associates L.L.C., New York, N.Y., by Philip L. DiGennaro. Lender: People’s United Bank N.A., Bridgeport. Property: 398, 402-408, 414, 432, 460 Kings Highway East and 18, 26 Jennings Road, Fairfield. Amount: $6.3 million. Filed Aug. 22. Fairfield Investors Associates L.L.C., New York, N.Y., by Philip L. DiGennaro. Lender: People’s United Bank N.A., Bridgeport. Property: 398, 402-408, 414, 432, 460 Kings Highway East and 18, 26 Jennings Road, Fairfield. Amount: $950,000. Filed Aug. 22. Honeyspot Investors L.L.C., Stratford, by Patrick P. Pacelli. Lender: Newtek Small Business Finance Inc., New York, N.Y. Property: 1425 Honeyspot Road Extension, Stratford. Amount: $3.5 million. Filed Aug. 14. Honeyspot Investors L.L.C., Stratford, by Patrick P. Pacelli. Lender: Newtek Small Business Finance Inc., New York, N.Y. Property: 1425 Honeyspot Road Extension, Stratford. Amount: $600,000. Filed Aug. 14. IMG Development L.L.C., Norwalk, by David M. Chute. Lender: IMG Development L.L.C., Norwalk. Property: 15 Juniper Road, Norwalk. Amount: $715,000. Filed Aug. 19. JoAnne Oboy L.L.C., Norwalk, by JoAnne O’Boy. Lender: M&T Bank, Buffalo, N.Y. Property: 10 First St., Norwalk. Amount: $55,000. Filed Aug. 11.

Norwalk Housing Ventures II L.L.C., Wilton, by Edward Gormbley. Lender: Signature Bank, New York, N.Y. Property: 50 Connecticut Ave., Norwalk. Amount: $4.2 million. Filed Aug. 21. Norwalk Housing Ventures L.L.C., Wilton, by Edward Gormbley. Lender: Signature Bank, New York, N.Y. Property: Parcel A, Map 5868, Norwalk. Amount: $1.8 million. Filed Aug. 21. Pace Motor Lines Inc., Stratford, by Patrick P. Pacelli. Lender: Newtek Small Business Finance Inc., New York, N.Y. Property: 1425 Honeyspot Road Extension, Stratford. Amount: $3.5 million. Filed Aug. 14. Pace Motor Lines Inc., Stratford, by Patrick P. Pacelli. Lender: Newtek Small Business Finance Inc., New York, N.Y. Property: 1425 Honeyspot Road Extension, Stratford. Amount: $600,000. Filed Aug. 14. Platinum Homes L.L.C., Stratford, by David Candelora. Lender: Pinnacle Financial Services L.L.C., East Windsor Hill. Property: 555 Windsor Ave., Stratford. Amount: $150,000. Filed Aug. 22. R. B. Properties L.L.C., Westport, by Richard B. Benson. Lender: Patriot National Bank, Stamford. Property: 10 Pond Edge, Westport. Amount: $1.1 million. Filed Aug. 12. Reservoir Farm Holdings L.L.C., New York, N.Y., by Ronald M. Dickerman. Lender: Goldman Sachs Bank USA, New York, N.Y. Property: 217 Taconic Road, Greenwich. Amount: $7.2 million. Filed Aug. 19. Reservoir Farm Holdings L.L.C., New York, N.Y., by Ronald M. Dickerman. Lender: Reservoir Farms L.L.C., Vail, Colo. Property: 217 Taconic Road, Greenwich. Amount: $3.3 million. Filed Aug. 19. Sackett Norwalk 490 L.L.C. and Norwalk 508 Real Estate L.L.C., Westport, by John A. Nelson. Lender: Bankwell Bank, New Canaan. Property: 490 Westport Ave. and 508 Westport Ave., Norwalk. Amount: $7.7 million. Filed Aug. 21. Wilton Motiva Associates L.L.C., White Plains, N.Y., by Leon Silverman. Lender: People’s United Bank, N.A., White Plains, N.Y. Properties: 3232 Post Road, Southport; 2613 Main St., Bridgeport; 714 Connecticut Ave., Norwalk; 247 Connecticut Ave., Norwalk; 551 Main Ave., Norwalk; 899 High Ridge Road, Stamford; 1039 Hope St., Stamford; 912 Danbury Road, Wilton. Amount: $11 million. Filed Aug. 18.

WKCR L.L.C., Norwalk, by Michelle Maggio. Lender: TD Bank N.A., Cherry Hill, N.J. Property: 194 East Ave., Norwalk. Amount: $490,000. Filed Aug. 15.

NEW BUSINESSES Appleby Landscaping, 143 Anson St., Stratford 06614, c/o Robert Appleby. Filed Aug. 18. Between Sessions Resources, 304 Main Ave., Unit 333, Norwalk 06851, c/o Lawrence E. Shapiro. Filed Aug. 12. Blue Mobil Wash, 155 Garfield Ave., Stratford 06615, c/o Patrick R. O’Rourke. Filed Aug. 15. Charity 4 Haiti, 6 Knapps St., Norwalk 06854, c/o Renel Desrosins and Rems Desrosins. Filed Aug. 22. Compass Designs L.L.C., 1154 E. Putnam Ave., Greenwich, c/o Joseph S. Duffey. Filed Aug. 22. Dynamic Conditions Consulting, 6 Geneva Road, Norwalk 06850, c/o Justin S. Romanello. Filed Aug. 11. El-Shaddai Tabernacle De La Foi, 789 Connecticut Ave., Norwalk 06854, c/o Esdras Gabriel and Joseline Gabriel. Filed Aug. 18. Embrace Wellness, 32 A Cannon Road, Wilton 06897, c/o Kimberly C. Jones. Filed Aug. 22. Enviro Pro Property Management, 14 Ross St., Apt 2-A, White Plains, N.Y. 10603, c/o Romulo J. Riera. Filed Aug. 11. Gigi & Ally, 63 Perry Ave., Norwalk 06850, c/o Gisselle Pena Duran. Filed Aug. 21. Iglesia Christina El Refugio, 907 Success Ave., Stratford 06615, c/o Regina Alicea. Filed Aug. 11. KL Home L.L.C., 2060 Post Road, Suite B, Fairfield, c/o Kerry Lee. Filed Aug. 18. Laura Bazante Salon, 23 Post Road West, Westport, c/o Laura Bazante. Filed Aug. 12. Little Black Dog Rescue, P.O. Box 28, Green Farms 06838, c/o Amy Scarella. Filed Aug. 22.

FIGURES Paramount Success Group, 193 Branch Brook Road, Wilton 06897, c/o Lori G. Davis. Filed Aug. 8. Reliable Mortgage Field Inspection, 26 Dry Hill Road, Norwalk 06851, c/o Louis Seeley. Filed Aug. 14. RG Consulting Group Inc., 5 River Road, Suite 135, Wilton 06897, c/o George Therattil. Filed Aug. 21. Servigiros Express, 172 Main St., Norwalk 06851, c/o Manuel Arevalo and Boris Arevalo. Filed Aug. 14. Seven Window Press, 304 Main Ave., Unit 333, Norwalk 06851, c/o Lawrence E. Shapiro. Filed Aug. 12. Sew In Love Embroidery, 28 Long Meadow Road, Greenwich 06878, c/o Jennifer L. Bucalo. Filed Aug. 22. State of Makers, 958 Wells Place, Stratford 06615, c/o Margart M. Bodell. Filed Aug. 11. Stonybrook Remodelers, 334 Stonybrook Drive, Stratford 06614, c/o Jose Cortes. Filed Aug. 20. Sun Spa + Nails, 151 Old Ridgefield Road, Wilton 06897, c/o Kyung Ho Lee. Filed Aug. 21. Swyne Design, 19 Hudston St., Bethel 06801, c/o Benjamin Fascitelli. Filed Aug. 22. The Tutor Marketplace.com, 10 Center Ave., Norwalk 06851, c/o Richard Barton. Filed Aug. 14. Xenia Photography, 17 Woodchuck Lane, Wilton 06897, c/o Xenia Uy Gross. Filed Aug. 14.

PATENTS The following patents were issued by the U.S. Patent and Trademark Office in Washington, D.C. Automatic image inverting for book copying. Patent no. 8,823,955 issued to Charles Raymond Brewer, III, Farmington, N.Y.; and James M. Maryniak, Batavia, N.Y. Assigned to Xerox Corp., Norwalk. Metallic nanoparticle reinforced polyimide for fuser belt with high-thermal conductivity. Patent no. 8,824,945 issued to Yuhua Tong, Webster, N.Y. Assigned to Xerox Corp., Norwalk.

Liva Technologies, 171 Rowayton Woods Drive, Norwalk 06854, c/o Jerome D. Tomlin. Filed Aug. 14. Los Compadresct Restaurant, 6-8 Commerce St., Norwalk 06851, c/o Edwin Rosales. Filed Aug. 21.

Method and apparatus for objectassisted image editing and transmission of scanned documents. Patent no. 8,824,031 issued to David Jon Metcalfe, Marion, N.Y.; and Mihai Cuciurean-Zapan; (Fairport, NY). Assigned to Xerox Corp., Norwalk.

Mark’s Medical Service, 70 Danbury Road, Wilton 06897, c/o David Marks. Filed Aug. 1.

Method for optimizing feeder module

30 Week of September 8, 2014 • FAIRFIELD COUNTY BUSINESS JOURNAL

feeder-tray capacity. Patent no. 8,820,739 issued to Michael J Linder, Walworth, N.Y.; and Benjamin Paulson, Webster, N.Y. Assigned to Xerox Corp., Norwalk. Obscuring identification information in an image of a vehicle. Patent no. 8,823,798 issued to Edgar A. Bernal, Webster, N.Y. Assigned to Xerox Corp., Norwalk. Printhead having apertures for application of a surface treatment fluid. Patent no. 8,820,885 issued to Greg A. Hildebrand, Keizer, Ore.; Cory D. Luth, Wilsonville, Ore.; Jeffrey J. Folkins, Rochester, N.Y.; Jeffrey S. Rigotti, West Linn, Ore.; and Srinivasa R. Deshiikan, Wilsonville, Ore. Assigned to Xerox Corp., Norwalk. PS to PDF conversion with embedded job-ticketing preservation. Patent no. 8,823,970 issued to Javier A. Morales, Irondequoit, N.Y.; William S. Jacobs, Los Angeles, Calif.; and Michael E. Farrell, Ontario, N.Y. Assigned to Xerox Corp., Norwalk. Substrate fluorescent nonoverlapping dot patterns for embedding information in printed documents. Patent no. 8,821,996 issued to Raja Bala, Webster, N.Y.; Reiner Eschbach, Webster, N.Y.; Shen-Ge Wang, Fairport, N.Y.; and Yonghui Zhao, Rochester, N.Y. Assigned to Xerox Corp., Norwalk. System and method for adjustment of coverage parameters for different colors in image data. Patent no. 8,824,014 issued to David Robinson, Penfield, N.Y.; and Katherine Loj, Rochester, N.Y. Assigned to Xerox Corp., Norwalk. Virtual media trays. Patent no. 8,823,987 issued to David R. Sponable, Keizer, Ore.; John A. Scriven, Lake Oswego, Ore.; Ashutosh P. Sanzgiri, Portland, Ore.; and Christopher R. Rizzo, Sherwood, Ore. Assigned to Xerox Corp., Norwalk. The following patents were issued by the U.S. Patent and Trademark Office in Washington, D.C. Cloud provisioning accelerator. Patent no. 8,826,277 issued to Rong N. Chang, Pleasantville; Mihwa Choi, Cambridge, Mass.; Yexi Jiang, Miami, Fla.; Meir Laker, Hawthorne; Chang-Shing Perng, Goldens Bridge; Hidayatullah H. Shaikh, Shrub Oak; Edward C. So, Flushing; and Tao Tao, Hawthorne. Assigned to International Business Machines Corp., Armonk. Dynamic account provisions for service desk personnel. Patent no. 8,826,420 issued to Gregory Jensen Boss, American Fork, Utah; Andrew R. Jones, Round Rock, Texas; Kevin C. McConnell, Austin, Texas; and Ori Pomerantz, Austin, Texas. Assigned to International Business Machines Corp., Armonk.

Guiding correction of semantic errors in code using collaboration records. Patent no. 8,826,237 issued to Swaminathan Balasubramanian, Troy, Mich. Assigned to International Business Machines Corp., Armonk. Method, system and program product for optimizing emulation of a suspected malware. Patent no. 8,826,245 issued to Ji Yan Wu, Athens, Ga. Assigned to International Business Machines Corp., Armonk. Shared versioned workload partitions. Patent no. 8,826,305 issued to Khalid Filali-Adib, Austin, Texas; John M. McConaughy, Austin, Texas; David W. Sheffield, Austin, Texas; and Marc J. Stephenson, Austin, Texas. Assigned to International Business Machines Corp., Armonk. Spawned message state determination. Patent no. 8,826,299 issued to Jon K. Kriegel, Rochester, Minn.; Mark Gary Kupferschmidt, Rochester, Minn.; and Paul Emery Schardt, Rochester, Minn. Assigned to International Business Machines Corp., Armonk. System and method for automatically discovering security classification of hosts. Patent no. 8,826,425 issued to Birgit Monika Pfitzmann, Hawthorne; Harigovind Venkatraj Ramasamy, Hawthorne; and ChengLin Tsao, Atlanta, Ga. Assigned to International Business Machines Corp., Armonk. System, method and computer program product for error code injection. Patent no. 8,826,243 issued to Gerard M. Dearing, San Jose, Calif.; and Terri A. Menendez, Morgan Hill, Calif. Assigned to International Business Machines Corp., Armonk. Trust retention. Patent no. 8,826,418 issued to Kobina Kweenu Inkumsah, Lansing, Mich.; Adrian X. Rodriguez, Durham, N.C.; Eric Woods, Durham, N.C.; and Ping Zhou, Poughkeepsie. Assigned to International Business Machines Corp., Armonk. Visualization-centric performance-based volume allocation in a data-storage system. Patent no. 8,826,293 issued to Stefan Jaquet, Morgan Hill, Calif.; and Madhukar R. Korupolu, Sunnyvale, Calif. Assigned to International Business Machines Corp., Armonk.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of September 8, 2014 31

GAMECHANGERS HOW

DID THEY CHANGE THE REAL ESTATE LANDSCAPE?

WHAT WERE THE OBSTACLES?

WHAT’S PLANNED FOR THE FUTURE?

COME MEET THE EXPERTS WHERE The Waters Edge Giovanni’s

JEFFREY KAPLAN

TOM RICH

DIRECTOR, Seligson Properties

PRESIDENT and CEO, F.D. Rich Co.

SHELLY TRETTER LYNCH

BRUCE TUOMALA

SPONSORS TO DATE:

2748 Boston Post Road Darien

WHEN Thursday,

September 18

REAL ESTATE BROKER, Sotheby’s International Realty

DIRECTOR, City of Danbury Economic Development

11:30 a.m. – 1 p.m. EMCEE Paul Senecal President, United Services of America

MODERATOR Elizabeth Bracken-Thompson Partner, Thompson & Bender

TO RSVP OR BECOME A SPONSOR,

contact Holly DeBartolo at hdebartolo@westfairinc.com or 914-358-0743

PRESENTED BY