Fairfield County Business Journal 10022017

2 | MOM AND POP October 02, 2017 | VOL. 53, No. 40

5 | IN THE FAMILY westfaironline.com

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Region’s mayors: Growing cities is a team game

BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

W

designed a number of restaurants that helped to redefine SoNo from what had been a dangerous urban environment into becoming one of the cooler nighttime destinations in the state.”

Beinfield was among the first to receive funding from Norwalk’s façade improvement grant program when the city in 1992 began to vigorously focus on changing its southern section. One of his early projects was designing the Barcelona Wine Bar, which opened in 1996 and helped reinvent SoNo as a leisure-time destination. In 1997, the American Institute of Architects honored Beinfield’s design work on South

orking as a team instead of in silos has long been one of the business world’s golden rules.

But can it be applied to municipalities? Participants at the recent “Mayors Perspective” forum in Stamford on strengthening the growth of Westchester and Fairfield counties certainly think so.

The annual event, presented on the University of Connecticut’s Stamford campus by the Society for Marketing Professionals-NY Westchester Affiliate and the Construction Institute, included Norwalk Mayor Harry Rilling and Elizabeth Stocker, the city’s economic development director; Stamford Mayor David Martin and Thomas Madden, the city’s director of economic development; White Plains Mayor Thomas Roach and Christopher Gomez, the city’s planning commissioner; and Yonkers Planning and Development Commissioner Wilson Kimball. Representatives for each city made a brief video or Power Point presentation highlighting some of the major construction and economic issues they face.

Kimball noted that Yonkers is in the process of “rebuilding every one of our schools” and has applied for $2 billion in funding from the state to do so. So far, $200 million has been awarded, she said, allowing for work to begin on three schools.

Kimball also noted growing interest in Yonkers by developers, including a recent visit by a South Korean contingent and a Japanese investor, as well as from an investor in New York state looking to develop a hydroponic farm.

In White Plains, Roach said that about 4,000 new apartments “are in the pipe-

» BEINFIELD, page 6

» GROWING CITIES, page 6

Architect Bruce Beinfield at his Norwalk office. Photo by Phil Hall.

Norwalk architect has designs on new urban centers

BY PHIL HALL phall@westfairinc.com

I

t’s not likely that most people who live, shop, wine and dine in South Norwalk are familiar with Bruce Beinfield. Yet his groundbreaking work helped transform the once-

sketchy neighborhood into one of Fairfield County’s destination areas.

“I’ve been working in this neighborhood since 1990,” Beinfield said at the 1 Marshall St. office of his company, Beinfield Architecture PC. “I saw its potential to become an arts and entertainment district, and to further that goal I

Mom & pop retailers endure and adapt amid industry upheaval

BY PHIL HALL phall@westfairinc.com

F

or 14 years, Mo’s Wine & Spirits has been a fixture of Fairfield’s Post Road shopping district. For Maureen Abrahamson, who coowns the store with her husband, Mark, the business operation is not a vendor-customer exchange, but a gathering of friends and neighbors.

“We’re friendly,” said Abrahamson. “We live in Fairfield and we know most of our customers. We either coach their teams, have been their Brownie leaders, served on downtown commissions or supported their local charities.”

A few minutes down the street, Robert Sussman’s family-owned Fairfield Center Jewelers has even deeper roots in the town.

“We opened in 1933 and we’ve worked with three or four generations of families,” he said of the business at 1498 Post Road started by his grandfather, Louis Sussman. “It’s not your typical retail situation. I’d say we know 85 percent of our customers’ names and addresses.”

While Fairfield’s Post Road has its share of national retailers — Banana Republic, CVS, DSW, Marshall’s, Rite-Aid and Victoria’s Secret among them — stores like Mo’s Wine and Spirits and Fairfield Center Jewelers are not only part of the mix, but are also the backbone of the local business community.

But that is hardly unique for this town.

“In many central business districts in Westchester and Fairfield counties, we see a nice mix between national retailers and a good amount of mom and pop stores,” said Jonathan H. Gordon, CEO at Admiral Real Estate Services Corp. in Bronxville.

The mom and pop stores were there first. “They were the original retailers to the world before mass merchandising retailing took effect,” said Marty Deitch, partner at the Hartsdale-based brokerage Aries Deitch & Endelson. “They are the backbone of every town, village and city in Westchester and Fairfield County. If we didn’t have them, we’d be in a lot of trouble.”

The National Retail Federation reported that more than 98 percent of all U.S. retailers are small businesses, defined as companies employing fewer than 50 people. How many of these fall into the “mom and pop store” niche, which traditionally includes familyowned and -operated businesses, is not certain. Yet Deitch noted that in this region, massive changes over the past few decades nearly obliterated these smaller retailers.

“Problems started in the mid-1980s and ran up to our so-called Great Recession,” Deitch said “Upscale towns became a part

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of the malls. A proliferation of big box retailers started to go into the downtown areas in Rye, Mount Kisco, Eastchester, Westport, New Canaan and on Greenwich Avenue. As a result, a lot of small retailers’ leases were not renewed because landlords saw gold in them thar hills.”

A nationally prominent retailer has greater spatial needs than a small local business, and Deitch noted that landlords accommodated the new tenants’ needs.

“They made way for these retailers by creating bigger stores that were around 3,000 to 5,000 square feet. The mom and pop stores may have had 900 to 1,200 square feet. And the landlords got a little spoiled and started charging higher rents.”

After the 2008 economic crisis, many financially struggling national retail chains started to close stores around the country. And with growing use of the internet, Amazon and other e-commerce sites dramatically changed the retail environment.

Yet the mom and pop stores did not become extinct. In some ways, they benefited from changing consumer trends and a shift away from national retailers to more localized shopping.

“It’s just like the farm-to-table movement,” said Abrahamson. “People want to support their neighbors and their friends and the people who give back to the community.”

“There is a grass-roots movement to shop local and buy from small business,” said Jessica Curtis, a senior managing director at Newmark Knight Frank’s commercial real estate office in Stamford. “I go out of my way to shop local. I have some very good relations with boutique owners who know me and my kids and they know what type of clothing I’m looking for.”

Pauline Assenza, an associate professor of management and small-business entrepreneurship at Western Connecticut State University’s Ancell School of Business, said the continued presence of these smaller stores contradicted a long-held assumption that governed the retail industry. “It was a myth that when Walmart comes to town, the Main Street businesses will die,” she said. “That’s not necessarily true. The smaller retailers have been around long enough to understand the needs of people who walk by their stores.”

As for the threat from the internet, the mom and pop stores might be ahead of the curve.

Peter Gioia, vice president and economist at the Connecticut Business & Industry Association, said today’s mom-and-pop retailer does not have to be a brick and mortar establishment. “It is not unusual to

Week of October 02, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

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Mark and Maureen Abrahamson at their Mo’s Wine & Spirits shop in Fairfield. Photo by Phil Hall.

see them open up online,” he said. “That’s how small businesses become nationwide and global.”

Gordon at Admiral Real Estate Services said many of those retailers maintain both e-commerce sites and traditional brick and mortar outlets. “I am seeing them more and more as an omnichannel presence,” he said.

“The mom and pop stores are learning to take advantage of this as well.”

Gordon added that the successful mom and pop stores have not lost the key element that made them a community bedrock: “They really understand how to give clients what they want.”

At Fairfield Center Jewelers, Sussman said that many big box retailers don’t understand the emotional value that his customers place in the merchandise they seek. “Their items are made for a price, but our items are made for a lifetime of quality wear,” he said.

“We also own our building, so our margins are very competitive. We don’t devote our savings to markup.”

Not every mom and pop has the luxury of owning its building, especially among the new wave of entrepreneurs. Leanna Lawter, associate professor at Sacred Heart University’s Jack Welch College of Business, said tomorrow’s mom and pop stores might tap into the pop-up retail trend by building their customer base and name recognition through temporary settings within existing spaces or in tents or trucks.

“This is a great way to generate business without a heavy and large investment in physical retail location,” she said. “In a popup, there is a lower risk of capital output.”

Sussman said a small, family-owned retail operation should “have a truly good business plan that spells out responsibility.”

At Mo’s Wine & Spirits, the Abrahamsons divide their labor, with Mark managing the store while Maureen is responsible for financial matters.

“He’s the passion guy, I’m the numbers lady,” she said. “You need to have both of these pursuits to make it work.”

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Reinvigorated Patriot National Bank posts healthy revenues

BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

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or an institution that was once near the brink of collapse, Patriot National Bank has made an impressive comeback — and it’s not done yet, according to chairman and CEO Michael Carrazza.

“The bank has never been as profitable as it is today,” Carrazza said at his office in Patriot’s headquarters at 900 Bedford St. in Stamford. “We took an aggressive approach to turning it around and we will continue with that approach.”

Dividends have been coming fast and furious for Patriot over the past several months.

In August, it posted second-quarter pretax income of $1.4 million and net income of $804,000. Those are significant increases over the year-ago quarter’s pretax loss of $948,000 and net loss of $582,000. For the six months ended June 30, net income was $2.5 million, compared with $71,000 for the first half of 2016.

Total assets were $773 million as of June 30, essentially unchanged from the end of the first quarter, when they had increased

by $18 million. Loans totaled $679 million as of June 30, up from the $631 million reported March 31, and up 28 percent from the $529 million reported June 30, 2016.

Those figures followed the banks reported first-quarter net income of $1.73 million, a 165 percent increase over the year-ago quarter, while first-quarter earnings increased over the prior quarter by 66 percent. Those results included the impact of a substantial recovery of a loan that was charged off last year.

In July, the bank said it would begin making quarterly dividends for shareholders for the first time since 2008, and a month later it announced that it was acquiring Prime Bank, based in the town of Orange in New Haven County.

It has been an impressive turnaround for the institution, which was founded in 1999. Carrazza said it “was in terrible shape” when he entered the picture in 2010. A private equity investor by trade, he led the group PNBK Holdings — consisting largely of institutional investors — in injecting $50 million into the bank and taking an 87 percent stake in the company. Over the following few months, the bank divested itself of $140 million in assets, selling off problem loans,

Carrazza said that putting the right executive team in place has been critical in Patriot’s resurgence. Christopher Maher served as its president and CEO from Oct. 15, 2010 to March 18, 2013, when he resigned for “personal reasons.” He is now president of OceanFirst Financial Corp. and OceanFirst Bank, based in Toms River, New Jersey.

Carrazza next brought Kenneth Neilson, the forPatriot National Bank chairman and CEO Michael Carrazza rings the closing bell at the Nasdaq MarketSite in New York City on May 9. mer chairman and CEO of Hudson United Bancorp, out of retirement to succeed Maher. In closing nearly a quarter of its 19-branch netAugust of last year, Neilson and his wife, work and reducing its workforce by about 30 Susan, who was COO, resigned. That resultemployees. ed in Carrazza becoming interim CEO and The bank today employs 115 people and Peter Cureau serving as interim president has nine branches, including six in Fairfield and COO. County and two in Westchester.

Despite the apparent suddenness of the Once given a rating of two stars out Neilsons’ departure, Carrazza said it had of five by independent bank analysis firm been planned from the start. “Ken took us BauerFinancial — a categorization indicating from half-a-billion in assets to $9 billion,” a “problematic” bank — Patriot now has a four-star, or “excellent,” rating. » » PATRIOT BANK, page 9

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Westchester County Airport plans draw more opposition

BY ALEESIA FORNI aforni@westfairinc.com

R

esidents and county officials gathered on Sept. 26 to express their opposition to a pair of plans regarding the Westchester County Airport, plans they feel have lacked input from the public.

“If it ain't broke don't fix it, clean and simple,” said Martin Rogowsky, a former county legislator and representative of the Purchase Environmental Protective Association, one of the groups that sponsored the event.

Other local and grassroots organizations behind the forum included Citizens for a Responsible County Airport, Federated Conservationists of Westchester County, Grassroots Environmental Education, Sierra Club Lower Hudson Group and Westchester for Change.

During a panel discussion at the Ethical

Culture Society of Westchester in White Plains, participants criticized the county’s plan to enter into a long-term lease with a private operator of the airport and a draft master plan released earlier this year regarding the airport’s future.

“Westchester has already spent millions of dollars on a master plan, which made clear that the largest potential revenue generators, like lifting the passenger cap and adding even more gate and garage space, would be one of the only ways to attract bidders,” said Westchester County Legislator Catherine Parker, a Rye Democrat. “These ideas are exactly what has neighboring residents so concerned.”

Developed by aviation consulting firm DY Consultants, the master plan calls for a $462 million investment in a number of airport projects to be completed in a series of phases over the next 15 years. Those projects include the development of a new U.S.

Customs building, additional parking areas and the construction of a jet hangar.

The county paid DY Consultants $1.4 million to craft the master plan, which has been in the works since 2013. The last airport master plan dates to 1987.

“We are taking the cart before the horse,” Parker said. “We need much more public input, especially on the master plan first, before we even start considering any proposal for privatization.”

The unveiling of the master plan followed Westchester County Executive Robert Astorino’s announcement of a $140 million, 40-year revenue-sharing lease with California-based Oaktree Capital Management in November.

Some members of the county Board of Legislators balked at the administration’s plan, criticizing the lack of a competitive bid process and calling the deal a gimmick to balance an unbalanced budget. The full

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lease agreement proposal was sent to the board just days before Astorino was set to deliver the 2017 budget, one that included $15 million in revenue from the airport deal.

In April, legislators issued a request for proposals from potential private operators of the airport. The county received proposals from three bidders: FerroStar Westchester Airport Partners, a partnership between New York-based infrastructure company Star America Infrastructure Partners and a Spanish conglomerate, Ferrovial Airports; New York City-based infrastructure company Macquarie Infrastructure Corp.; and HPN Aviation Group, a partnership between Oaktree and another California company, Conor Capital.

A task force made up of three members of the county executive’s staff and three members of the board of legislators is evaluating these proposals, said Larry Belinsky, managing partner of Frasca & Associates, a New York City-based transportation consulting firm assisting in the RFP process.

The task force will evaluate the three bidders and send its recommendations to the county executive, who will decide which company to refer to the county legislature for its approval.

“That is the time for the discussion to begin,” Belinsky said. “It would have been premature to discuss it any sooner, because you don’t know who the winning proposer will be and what they are recommending.”

If the board ultimately approves the lease, any winning proposal would still need approval from the Federal Aviation Administration.

“Privatization would create a powerful incentive for expansion while reducing oversight and eliminating policy options for the next forty years,” said Jonathan Wang, chairman of Citizens for a Responsible County Airport, one of the groups that sponsored the Sept. 26 event. “We will get minimal benefits from these changes, like planning a budget for one year, but we would pay the cost of increased noise, traffic, air and water pollution for forty years.”

The proposed public-private partnership is a product of a Federal Aviation Administration program that would allow money paid to the county by a private operator to be used for all county programs. Until now, any revenue generated by the airport could only be used at the airport.

Rogowsky said that instead of employing the FAA program, the county should focus on attempting to change federal law to allow the county to use those funds outside the airport.

“Let’s look for a way to get that money, and going to Congress is the obvious answer,” he said.

F

IN THE FAMILY

Stamford distributor stays a family affair in a consolidating industry

BY KEVIN ZIMMERMAN kzimmerman@westfariinc.com

I

n an industry increasingly marked by consolidation, Stamford’s United States Beverage (USB) remains staunchly independent – and intends to stay that way, according to company founder Joseph Fisch.

Although he has been approached with acquisition offers, “I created this company not to sell it, but to build it,” Fisch, USB’s president and CEO, said at his 700 Atlantic St. office. The company in 2000 relocated from Darien to its 5,700-square-foot space in a changing industrial area of Stamford.

Now in its 20th year, United States Beverage claims to be the nation’s leading independent beer importer and seventhlargest beer importer overall, although those rankings could not be independently verified. Fisch said the company, which has 47 employees, has recorded 30 percent yearover-year growth for the past three years.

Since its launch, United States Beverage has grown from representing six brands to 14, including Canada’s Moosehead, Scotland’s Innis & Gunn, Spain’s Estrella, and the Czech Republic’s Czechvar. It also works with smaller craft beer and cider manufacturers such as 1911 Spirits in Central New York and Sonoma Cider in Healdsburg, California, as both a distributor and branding consultant.

“Helping a brand extend its presence nationally or even regionally is one of the most rewarding aspects of what we do,” Fisch said. “We work closely with them to determine what they want to do and how to do it.”

Making USB a family affair is Fisch’s son and company vice president and general manager, Justin Fisch, who will likely take over when his father retires. The younger Fisch, who oversees USB’s sales and marketing and is the primary contact for brewery suppliers, joined the company in 2003 after stints at Ogilvy & Mather and Mesa Distributing Co., a beverage distributor in San Diego. “The opportunity to join my father in a family-owned business was the

most exciting option for me,” he said.

Following a 25-year career at Joseph E. Seagram & Sons, which culminated in a five-year stint as president of the Seagram Beverage Co., Joseph Fisch said watching Americans’ growing taste for imported and craft beers led him to form USB in 1997.

Since then, the beer industry has been transformed by consolidations. Some 90 percent of U.S. beer production is now controlled by AB InBev and Molson Coors.

Fisch said the number of distributors in the U.S. has been reduced by about 40 percent over the past 20 years, while retail has also become more centralized.

“Like everyone else, we’re waiting to see what Amazon is going to do with Whole Foods,” he said.

The industry consolidations actually work in his company’s favor, Fisch said. “It allows us to speak to more companies. With (multinational companies) purchasing a larger share of the marketplace, they can be very overwhelmed in some cases. We can help them with the process of building brands as well as managing their marketplaces for the better.”

Today U.S. beer distributors deliver nearly 3 billion cases of beer to more than 600,000 retail establishments, according to the National Beer Wholesalers Association.

Investment firm Harding Loevner reported in August that craft beer in the U.S. grew from a 3.6 percent market share in

From left, Joseph and Justin Fisch are the father-son team leading United States Beverage in Stamford. Photo by Kevin Zimmerman.

2006 to 12.3 percent in 2016. Last year, a new craft brewery opened in the U.S. on average every 11 hours, according to the firm.

In Connecticut, the Brewers Association said that craft breweries grew from 16 in 2011 to 49 in 2016, with another 40 in development. The state’s craft beer industry generated about $374 million in revenue in 2012 and grew to $569 million in 2014.

Although brewing volume in Connecticut rose 6 percent to 24.6 million barrels in 2016, the brewers group reported, that was a significant drop from the 13 percent growth in volume in 2015 and the 18 percent growth seen in both 2014 and 2013.

"The era of 18 percent growth rate is

Citrin Cooperman Corner The Who, What, Why, and When of the New Revenue Recognition Standard

BY JEFFREY STUART, CPA In 2014, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update 606, Revenues from Contracts with Customers, (“ASU 606” or the “Standard”).

The implementation guidance is voluminous, totaling close to 1,000 JEFFREY STUART pages. Below is an overview that will help get you up to speed with the new revenue recognition rules.

WHO ASU 606 has the potential to impact a significant number of both publically held and privately owned companies. The Standard is applicable to almost every industry with some industries being impacted more than others. The most impacted industries include: software, construction, healthcare, technology, life sciences; and areas of entertainment, music and sports.

WHY The Standard is being implemented to provide a comprehensive revenue recognition model for all contracts with customers and to help streamline and remove inconsistencies from current revenue recognition requirements; provide a more robust framework for addressing revenue recognition issues; and increase the usefulness of disclosures on revenue recognition.

WHAT The Standard’s rules and guidance require a five-step process, or analysis, to determine when and how much revenue should be recognized through a particular measurement date.

The five-step process and brief synopsis on each is as follows: 1. Determine if a company has a contract. A typical contract will have a few basic elements, including: identifying the rights of the parties; indicating the contract value, indicating payment terms; and, approval by the specified parties.

2. Identifying the performance obligation(s).

What goods/services are the seller providing to its customer? This is where the rules can get complicated, in that, if the contract involves the transfer of more than one good or service, an analysis may be required to determine at what point a customer can use or benefit from the good or service (a “distinct” good or service). If a good or service transferred is considered distinct, the revenue may be recognized. When a contract involves the transfer of a good or service that is highly dependent on a combination of additional contract goods/services that have not been delivered, recognition of revenue may need to be deferred.

3. Determining the transaction price. For each contract an estimation will need to be made on the amount that is expected to be collected. Certain elements, such as discounts, rebates, and refunds, will need to be taken into consideration. In addition, the seller may also need to estimate variable considerations.

That is, changes in the transaction price, which are highly dependent on a certain set of

circumstances or an outcome. Variability can be rewarding or punitive from the perspective of a seller. For example, incentives for the completion of the contract performance obligation by a certain date, or penalties for delays.

4. Allocation of the transaction price. For a contract that has more than one performance obligation, the amount of the transaction price will need to be allocated to each performance obligation, based on a standalone selling price. An analysis of the allocation will include bifurcating the group of goods/services into individual goods/services and determining the prices as if the good/service was sold/ performed individually, and not part of a contract “bundle.”

5. Recognize revenue as performance obligation is satisfied. Essentially the first four steps have built up to Step 5. Revenue should be recognized when transfer of control occurs.

Depending on the terms of the contract, this could happen over a period of time or at a point in time (where there is a single performance obligation, or when the goods and services bundled are highly dependent on one another).

A company will need to consider the terms, relevant facts, and circumstance of each contract when applying the Standard.

The Standard does allow for the “global” application of the guidance to contracts with similar characteristics if a company can reasonably expect the effects in revenue recognition of applying the Standard will not differ materially from applying the Standard to the contracts individually.

The Standard also requires enhanced qualitative and quantitative note disclosures related to contract prices, including prices allocated to unrecognized performance obligations, and significant judgments used and estimates made related to the recognition of revenue.

WHEN The Standard’s rules go into effect for annual reporting periods beginning after December 15, 2017, for public companies and December 15, 2018, for private companies.

Implementation of the Standard may require significant time, resources and judgment, including tax considerations, changes to company software, and employee training.

UPCOMING WEBINAR Join us on Thursday, November 2, 2017, at 11:00am for the first in a series of webinars on revenue recognition titled “The New Revenue Standard – Are You Ready?” designed to help you navigate through this important change to financial reporting.

ABOUT THE AUTHOR Jeffrey Stuart, CPA, is a director in Citrin Cooperman’s Norwalk office and has over 14 years of accounting experience. Jeffrey provides a mix of audit, accounting, and tax compliance services to closely-held businesses.

He can be reached at 203.847.4068 or at jstuart@citrincooperman.com.

Citrin Cooperman is a full-service accounting and consulting firm with 10 locations throughout the Mid-Atlantic region. Visit us at www.citrincooperman.com.

A MESSAGE FROM CITRIN COOPERMAN

» » IN THE FAMILY, page 9

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 02, 2017

5

Growing Cities — » » From page 1

line” due to the city’s fast pace of growth.

Running through a list of developments, the mayor said the city plans to add a “grassy open space” near the train station — from which he said that equal numbers of morning commuters arrive to work in the city and depart for jobs in Manhattan — for concerts, picnics and the like.

As for cooperation between the municipalities, Kimball said she meets with Gomez quarterly to discuss transit-oriented development, lessons learned in developing their respective downtowns, and similar issues. “There’s not a competition” between Yonkers and White Plains, said Kimball.

“We’re all on the same team,” said Gomez, noting that he in talks regularly with city officials New Rochelle and Mount Vernon.

“Every city that has its act together will do well,” said Roach, the White Plains mayor. He said the population movement to suburbia, between the end of World War II and the mid-2000s, has now decidedly changed in favor of urbanization.

“People no longer want to take an hour to get to work and another hour to get back,” he said. “It’s a different world now.”

Beinfield — » » From page 1

Norwalk with its Special Achievement Award for Architectural Excellence.

Moving from restaurant to industrial space, Beinfield had a further impact on the neighborhood in the transformation of The Lock Building at 20 Marshall St. from a derelict, long-abandoned factory into a 100,000-square-foot, Class A office building. Dating to 1856, the historic building was saved from demolition in 2000 by a development partnership of Spinnaker Real Estate Partners LLC, Greenfield Partners LLC and Summit Development.

Beinfield also was the architect on the redevelopment of the former Norwalk Compressor Co. manufacturing plant at 20 N. Water St. as Ironworks SoNo, Spinnaker Real Estate Partners’ 130,000-squarefoot apartment complex with retail shops and restaurants.

“Over 50 percent of our work today is either large residential or mixed-use projects,” Beinfield said of his 10-person firm.

In designing a building, “One of the drivers is always cost,” he said. “If we can

6

Millennials and empty nesters share many of the same interests, he added. “Neither likes to cook, they want to go out to eat and they have the disposable income to do so.”

Both Yonkers and White Plains have worked to streamline processes for developers, architects and construction companies, officials said. Kimball noted that such efficiencies are sometimes accompanied by blunt talk.

“The mayor and I met with a developer for a hotel, which I thought looked like a prison, so I told him, ‘This will never work’ right at the beginning,” Kimball said.

Though Yonkers Mayor Mike Spano later expressed concern about her quick reaction, Kimball said the developer called the mayor later that day to express his appreciation for her honesty, which he said saved his firm time, energy and money.

Responding to a question about attracting businesses other than restaurants and bars, Roach said that, thanks to e-commerce, “experiential retail” is now the order of the day. Businesses like Legoland in Yonkers and SoulCycle offer additional activities such as book readings to gain further traction with residents, he said.

In Fairfield County, Stamford Mayor David Martin touted several major construction projects in his city, including the new Stamford Hospital, Park Square West on Washington Boulevard and the mixed-

use Urban Ready Living development — long derided as “the hole in the ground” on Tresser Boulevard. It consists of about 670 apartments and more than 40,000 square feet of retail and commercial space.

Groundbreaking on that project will take place in early October, he said.

The Stamford mayor also noted the growing footprints of city-based companies such as Charter Communications, Deloitte, and Indeed.com, as well as the recently opened Henkel headquarters.

Martin called upon “the big five” — Stamford, Norwalk, Greenwich, Westport, and Fairfield — to work together as a regional power. “We need to stop thinking about our parochial interests and start thinking about our regional interests,” he said.

In Norwalk , the city’s population grew almost 40 percent from 2010 through 15, said Norwalk Mayor Harry Rilling. In addition to the latest Washington Village and Maritime Village developments, Rilling also enthused about Washington Street becoming “a restaurant row” with a plethora of eateries that help provide “a vibrant nightlife.”

Rilling also touted the SoNo Collection megamall — “which I believe is the only mall under construction in the U.S. right now” — consisting of 717,000 square feet of retail space designed to house up to 100 retailers in addition to anchor tenants Nordstrom

and Bloomingdale’s. The $525 million project will employ about 2,500 full-time workers. A mall ribbon cutting is on schedule for October 2019, Rilling said.

Norwalk’s public schools stand at 110 percent capacity, Rilling said, and will require a $130 million investment over the next five years.

Despite all the development activity, Rilling said the continued absence of a state budget remains a significant obstacle to forming future plans. Although Norwalk has amassed a rainy-day fund of just under $50 million, he said, smaller Connecticut towns are in particularly dire straits, not knowing how much in state funds they can reasonably expect to receive.

City officials on the panel also discussed making their cities more pedestrian-friendly with bicycle and foot paths. “People want to be able to walk to where they’re going,” Roach said.

Rilling said adding bike paths has been a priority of his since being elected mayor in 2013. Norwalk has adopted an ordinance creating a permanent standing committee so that, regardless of who holds the mayor’s office, any street improvements must include bike lanes. His ideal would be for residents, commuters and students to be able to bike all the way from Stamford or Darien to Norwalk Community College, he said.

figure out ways of delivering a product for less money, it means the landlord can charge less rent. In a competitive market, that is important. In the Stamford market, if you can have 5 percent less in the rent charge, that is an advantage.

We’re always looking at ways of providing quality and ways of increasing the cost effectiveness.”

Many of Beinfield’s projects are in downtown areas, with new developments underway in Stamford, Norwalk, Darien’s Noroton Heights and New Haven that are within walking distance of shops, restaurants and mass transit hubs.

“On a collective basis, people are less interested in driving from businesses to be on their one-acre secluded property and are more interested to be in a social environment where they can walk around and see their friends and neighbors and be part of a community,” the architect said. “This is partly driven by the millennial population that were never as car-oriented as their parents. There is a much, much higher ratio of 19- and 20-year-olds that don’t drive than there was 20 years ago. It’s just not that important to teenagers today. They are much more oriented to their phones than to their cars.”

Still, cars have not disappeared from

Fairfield County, and Benefield noted that parking-lot configurations are the first aspect of his residential complex designs.

“Coming up with an efficient parking scheme and a building scheme to optimize those modules is the first challenge we typically look at,” he said. “We come up with two to four different ways that the building and parking can lay out on the site. After we review that with the owner, we can get an idea of the density that is achievable and how many units you can fit on a particular piece of property. That is ultimately dictated by the land or the zoning constraints, or a combination of both.”

Beinfield bases his fee structure on several project benchmarks, including a percentage of the construction costs and the number of hours that his agency will devote to the project. He has turned down offers from some developers.

“Balancing expectations is important,” he said. “The architect-client relationship goes on for a period of at least a couple of years.”

Beinfield expressed concerns about two development projects proposed or under construction in Norwalk and Fairfield County, the SoNo Collection and the recently unveiled MGM Bridgeport casino resort proposed for that city’s waterfront.

The SoNo Collection, a 717,000-squarefoot megamall being developed by Chicagobased GGP Inc., is set to open in 2019 a few minutes from Beinfield’s office. The architect worried that the massive retail center does not complement the more intimate surroundings of SoNo’s retail and lifestyle scene.

“It doesn’t work into the community as well as it could,” he said. “The connectivity of that project is somewhat challenged.

Also, the dynamics of the retail world are changing so quickly that the viability of a project like that keeps coming under question. What we don’t want in Norwalk is having that as the last mall designed in the country.”

Beinfield wondered whether the $675-million MGM Bridgeport resort and casino proposed for Bridgeport’s Steelepointe Harbor site could wind up as a Connecticut reprise of Atlantic City’s largely failed venture into legalized gaming.

“My perception of Atlantic City was that the wealth that was generated there did not filter out into the community as much as it could have and was concentrated in the destination casinos,” he said. “While it was a good job generator, it was not necessarily the kind of development that helps to bring stronger communities.”

Week of October 02, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

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7

THE LIST NONPROFITS

FAIRFIELD COUNTY

NONPROFITS Ranked by year founded; listed alphabetically in the event of a tie.

Organization Year Description Address founded ffffff Area code: 203, unless otherwise noted fffff Website ffffff

1

2

3

4

5

6

Fairfield County Medical Association

Description fffff ffffff

1916

Provides social, cultural, recreational and educational programs and services

1919

Inspires young people to succeed by providing programs that foster work-readiness, entrepreneurship and financial literacy skills

1919

Improves the health and nutrition of newborn babies, children and their mothers by targeting the major causes of death and providing care

1924

Provides public health education and educates lawmakers, policymakers and the public about heart disease and the causes, treatment and prevention

The Child and Family Guidance Center

1925

Child-centered, family-focused and community-based agency that offers mental health care to children under the age of 18 and their families

United Way of Coastal Fairfield County Inc.

1934

Strives to ensure that all at-risk children in Coastal Fairfield County are successful in school and life

1942

Provides solution-focused services that respond to the needs of children and families, adults and seniors

1951

Provides programs and services for individuals of all ages with disabilities

1952

Strives to enrich the lives of people with disabilities and their families

1952

Provides programs and services for individuals of all ages with developmental disabilities and provides support for their families

1953

Provides residential living, day and employment programs and transition and supplemental services for individuals with disabilities

Stamford Jewish Community Center Inc.

A professional organization with a membership of nearly 1,300 physicians that provide services for its members

1849

Connects people in the Greater Bridgeport area to programs that strengthen personal capability and financial independence

1860

Provides educational programs that help build character and offer kids a safe and affordable environment

1886

Provides social and educational programs that benefit the lives of children, youth, families and senior citizens in Bridgeport

1891

Provides education and human services for children, adults and families in lower Fairfield County

15

1902

Provides early childhood education and care programs for families

16

1911

Provides free access to information, ideas, books and technology

17

9 Mott Ave., Norwalk 06850 855-8765 • familyandchildrensagency.org

1912

Provides educational exhibits and programs for visitors of all ages

18

2440 Reservoir Ave., Trumbull 06611 365-8522 • thekennedycenterinc.org

1913

Voluntary health organization dedicated to eliminating cancer as a health problem by prevention, research, education and service

19

Fairfield County's Community Foundation

1914

Promotes philanthropy as a means to create change in Fairfield County

Catholic Charities of Fairfield County Inc.

1915

Provides food, housing, mental health, adoption, immigration and family support services

917 Bridgeport Ave., Shelton 06484 513-2045 • fcma.org

LifeBridge Community Services

457 Clinton Ave., Bridgeport 06605 368-4291 • lifebridgect.org

Boys & Girls Club of Greenwich

4 Horsebeck Lane, Greenwich 06830 869-3224 • bgcg.org

Hall Neighborhood House Inc.

52 George E. Pipkin's Way, Bridgeport 06608 345-2000 • hnhonline.org

Family Centers

40 Arch St., Greenwich 06830 869-4848 • familycenters.org

Children's Learning Centers of Fairfield County 195 Hillandale Ave., Stamford 06906 967-6960 • clcstamford.org

Ferguson Library

1 Public Library Plaza, Stamford 06904 964-1000 • fergusonlibrary.org

8

1 Museum Drive, Greenwich 06830 869-6786 • brucemuseum.org

9

38 Richards Ave., Norwalk 06854 563-1507 • cancer.org

11

Year founded ffffff

1792

7

10

Name Address Area code: 203, unless otherwise noted Website

fffff

Bruce Museum

American Cancer Society

40 Richards Ave., Norwalk 06854 750-3200 • fccfoundation.org

238 Jewett Ave., Bridgeport 06606 416-1503 • ccfairfield.org

12

13

1035 Newfield Ave., Stamford 06905 322-7900 • stamfordjcc.org

Junior Achievement

835 Main St., Bridgeport 06604 382-0180 • juniorachievement.org

Save the Children Federation Inc.

501 Kings Highway East, Fairfield 06825 221-4000 • savethechildren.org

14

American Heart Association

5 Brookside Drive, Wallingford 06492 303-3300 • heart.org

180 Fairfield Ave., Bridgeport 06604 394-6529 • cfguidance.com

855 Main St., 10th floor, Bridgeport 06604 334-5106 • unitedwaycfc.org

Family & Children's Agency

The Kennedy Center

ARI of Connecticut

174 Richmond Hill Ave., Stamford 06902 324-9258 • arict.org

Star IncorporatedLighting the Way

182 Wolfpit Ave., Norwalk 06851 846-9581 • starct.org

20

Ability Beyond

4 Berkshire Blvd., Bethel 06801 888-832-8247 • abilitybeyond.org

This list is a sampling of nonprofits that are located in and/or serve the region. If you would like to include your organization in our next list, please contact Danielle Renda at drenda@westfairinc.com.

For the full version of our list, please visit westfaironline.com.

8

Week of October 02, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

Patriot Bank — » » From page 3

he said. “But he was working on 12-month contracts. He planned to be here for a year, which turned out to be three-and-a-half. We both agreed that the time was right for him to move on.”

Carrazza said he still considers himself to be “interim,” but allowed that he expects to keep the CEO title “until my work is done here.”

“This is the first time (in my career) that I have dropped down to directly oversee operations and management,” he said. “I have the right skill set to do that.” To cede the post in the midst of the bank’s current activity “would be incredibly disruptive,” the New York City resident said.

In February, Richard Muskus Jr. was promoted from executive vice president and chief lending officer to president, with Cureau returning his full attention to his consulting firm PD Cureau Advisors.

“Rick and I work hand-in-glove,” Carrazza said of Muskus. “He’s a strong banker who was the perfect pick. He knows the landscape, while I work on the bank’s vision and strategy. We’re a very powerful tag team.”

While he’s open to other acquisition opportunities such as the Prime Bank deal, Carrazza said he and the bank remain focused on customers — while occasionally taking a moment to bask in what has been achieved over the past few years.

“No bank has ever had the kind of bad metrics we did and survived on its own,” he said. “We went through every loan we had with a microscope and really did a forensic analysis of everything we were doing and what we should be doing. It was a matter of going back to walking instead of running.

And we plan to keep doing that.”

In The Family — » » From page 5

probably over," said the trade group’s chief economist, Bart Watson. “Having those growth rates in an industry of this size is impossible going forward."

With the decline in beer consumption has come an increase in wine and spirits.

USB is carefully tracking such developments. Fisch said that having already entered the cider market, the company could also expand into wine and spirits, as well as energy drinks and bottled water.

Its focus, however, will likely remain on imported and craft beer. Fisch pointed to the recently announced deal wherein Heineken named USB as U.S. importer of to-be-determined specialty Heineken products, which could include brands from Europe, Latin America, South America, and Southeast Asia.

BRIDGEPORT MAN CHARGED IN $1M SCHEME A Bridgeport was arrested on charges of defrauding the federal Overseas Private Investment Corp. (OPIC) of more than $1 million and laundering most of the funds through bank accounts in the U.S. and Liberia.

William Garrison Jackson was charged with one count of conspiracy to commit mail and wire fraud and one count of conspiracy to commit money laundering. Beginning in 2010, Jackson teamed with two other people who were only identified in the criminal complaint as “Individual 1” and “Individual 2” to create a New Jersey-based company called NuStrata Logistics LLC (NSL-US) as

the parent company of NuStrata Logistics Liberia Inc. (NSL-L), a licensed and registered Liberian company. The complaint says that NSL-US and NSL-L presented a corporate mission of providing public transportation bus service in Liberia’s capital Monrovia dubbed the "Lizard Bus," and in September 2013 the companies obtained more than $1 million in a loan from OPIC, which provides loans to U.S.-based companies that invest in emerging markets.

According to the criminal complaint, Jackson and his conspirators submitted false financial documents to access OPIC funding.

Jackson and Individual 1 wired $700,000 from NSL-L’s bank account in Liberia to NSLUS’s Bank of America account in the U.S.,

and the funds were then dispersed to the personal accounts of Jackson and Individual 1. NSL-L made a single interest payment to OPIC in January 2014 and then defaulted on the loan, while the Lizard Bus service in Monrovia ceased operations in April 2014 due to a lack of funds.

Jackson was released on a $100,000 secured bond and will make his initial appearance in New Jersey federal court on Oct. 4. If convicted, he faces a maximum potential penalty of 20 years in prison and $250,000 fine on the mail and wire fraud charges and a maximum potential penalty of 20 years in prison and $500,000 fine on the money laundering charge.

— Phil Hall

Some things stand the test of time.

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Gampel Pavilion, University of Connecticut

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UnitedHealthcare Service Statistics average for Connecticut, New York and New Jersey Oxford plan members from Jan. 1, 2016, through Dec. 31, 2016, based upon United Experience Surveys. Source: Internal Consumer and Customer Call Center Metrics.

2

Based on an analysis of Oxford Freedom Network plans in Connecticut compared to Oxford Liberty Network plans in Connecticut. Savings varies by county.

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Not available with Connecticut Liberty Network HSA plans.

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MT1154122.0

Oxford Health Plans LLC. All rights reserved.

UHC_CT_UCONN_Fairfield_7.375x8.5_10-2-17_rd1.indd 1

CT-17-547

17-5325

9/26/17 1:24 PM FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 02, 2017 9

B BRIEFLY

DORIAN STUDYING USE OF LPG IN SHIPS

Dorian LPG Ltd., a Stamford-based liquefied petroleum gas shipping company and the owner-operator of very large gas carriers, has asked the American Bureau of Shipping to evaluate the use of liquefied petroleum gas as a marine fuel.

The study is being conducted ahead of the International Maritime Organization's mandate to reduce sulfur emissions by approximately 85 percent.

As part of the study, the American Bureau of Shipping will provide engineering and economic analysis of the costs and benefits of having Dorian LPG's fleet gas-carrying ships use liquefied petroleum gas as a fuel to meet the new global emissions standards. Dorian LPG’s new building program includes enhancements to its ships' design that would give it the

option to use liquefied gas as a marine fuel in the future.

“We believe that the relevant technologies are sufficiently advanced to allow a meaningful analysis of this environmentally friendly and cost-effective fuel,” said John Hadjipateras, Dorian LPG’s chairman and CEO. “If the study proves the commercial viability of LPG for marine fuel use, the company will be at the forefront of this innovation. Our customers and shareholders will be well positioned to reap the long-term benefits.”

NEW HOSPITALITY, RESORT, TOURISM PROGRAM AT SACRED HEART Sacred Heart University’s Jack Welch College of Business has announced plans to offer an undergraduate degree program focused on hospitality, resort and tourism management.

The new program will launch during the fall 2018 semester.

According to Sacred Heart, the program will offer specializations in hotel, resort and club management; tourism management; and revenue, pricing, and data analytics management. Each specialization will involve a busi-

When you need quick access to funding for your business, you belong at First County Bank

ness core curriculum and include the opportunity for industry-related experiential learning via internships.

“The hospitality and tourism industry is one of the largest and fastest-growing industries in the world,” says John Chalykoff, dean of Jack Welch College of Business. “Many adventurous opportunities are emerging in this field, with a number of different career options across the world, such as management positions in restaurants, hotels, resorts, wineries and spas. This program will provide students a solid business core and entryway into this $3.5 trillion industry.”

NEW PRESIDENT AND COO AT SEMA4 IN STAMFORD Sema4, a Stamford-based health information company providing advanced genomic testing, has named Jamie Coffin as its new president and COO. Coffin, who has a Ph.D. in computational chemistry from the University of Arkansas, was previously CEO of Source Medical Solutions Inc., a provider of practice management and electronic medical record solutions

The funds your business needs, when you need them

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10 Week of October 02, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

CTNEXT HONORS THREE FROM FAIRFIELD COUNTY Three Fairfield County companies are among the five startups given $10,000 Entrepreneur Innovation Awards by CTNext.

Norwalk’s Deo2Go, a topical delivery device for deodorant, lip balm and sunscreen, also took home the $2,000 crowd favorite award. Bridgeport-based Rumble Helmet, which communicates cyclists’ intentions in traffic to other travelers, also won $2,000 as the judges’ favorite. Rounding out the county’s winners was Stratford’s FallCall Solutions, which offers a telemonitoring system for Apple Watch and other mobile systems for elders and caregivers.

Other winners were Sitrep, based in Cheshire, which offers a system for solving heating, ventilation and air conditioning problems, and EZ ICE of Enfield, which provides a manufacturing kit for a custom, portable backyard ice rink.

Since launching the awards in 2014, CTNext has distributed $642,000 to 58 companies.

DENTIST ACCUSED OF $900K MEDICAID FRAUD

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for the ambulatory surgical space. Before that, he held positions as worldwide vice president, general manager and global practice lead at Dell’s Healthcare and Life Sciences group and worldwide vice president of IBM Healthcare and Life Sciences.

Sema4 began operations in June, when New York’s Mount Sinai Health System spun out several of the genetic testing and data sciences components from its Department of Genetics and Genomic Sciences and the Icahn Institute for Genomics and Multiscale Biology into a for-profit company. Eric Schadt, founding director of the Icahn Institute, is CEO of Sema4.

The state has filed a False Claims Act lawsuit against a Fairfield dentist alleging that he engaged in a long-term, pervasive scheme to defraud Connecticut’s Medicaid program out of more than $900,000.

Aram Agadjanian, also known as Aram Yuri Agadzanov, is a licensed dentist and was enrolled as a dental provider in the Connecticut Medical Assistance Program, the state's Medicaid program, from May 2009 to May 2015.

The Fairfield dentist primarily saw indigent and elderly Medicaid patients who were residents at assisted living facilities in Connecticut, according to Connecticut Attorney General George Jepsen and state Department of Social Services Commissioner Roderick Bremby.

The complaint alleges that from April 2014 to April 2015, Agadjanian billed the state's Medicaid program more than $900,000 for dental services allegedly provided — but never actually performed — to Connecticut Medical Assistance Program recipients. The disputed services include multisurface tooth restorations, sets of dentures and repairs to dentures.

The state further alleges that Agadjanian submitted claims for conflicting dental procedures that could not have been provided to his patients, such as claims for services performed on partial dentures for the same teeth for which cavities were purportedly filled and billed.

The Department of Social Services, the administering agency for the Connecticut Medical Assistance Program, has terminated Agadjanian's provider agreement.

The lawsuit will seek to recover damages incurred by the state's Medicaid program and to deter others from defrauding taxpayer funded programs in the future, Jepsen said.

SENTENCING IN $1.2M INSURANCE FRAUD CASE A former office manager for Advanced Dentistry in Stamford has been sentenced to 12 months and one day of imprisonment, followed by three years of supervised release, for using an identity theft victim’s personal identifying information to submit fraudulent bills to private insurance companies offering dental insurance.

The Department of Justice said that from 2005 to 2016, Elena Ilizarov of Stamford billed 37 private dental insurance companies for services performed by a retired dentist that had not been performed.

All told, Ilizarov — who pleaded guilty in March — defrauded insurance companies out of more than $1.2 million.

The sentence was handed down by U.S.

District Judge Victor A. Bolden in Bridgeport.

WILTON PRODUCES PROMOTIONAL VIDEO The Wilton Economic Development Commission has produced a 5-minute video aimed at encouraging companies looking to relocate to Southwestern Connecticut to consider Wilton.

The video, "It's Working in Wilton," touts the town’s access to transportation, proximity to Boston and New York City and the availability of a highly educated workforce.

The spot features interviews with the leadership of some of Wilton's corporate residents, including ASML, Dorel Sports and Tauck, as well as testimonials from developers who have recently dealt with the town in getting major projects approved.

NORWALK BUSINESSMAN PLEADS GUILTY TO TAX EVASION The owner of the Norwalk-based BangTheBook.com sports gaming information website has pleaded guilty to one count of tax evasion.

Ryan S. Rozycki acknowledged that he failed to report more than $1.1 million in taxable income earned between 2009 and 2014. Rozycki reported more than $1.6 million in gross receipts on his federal income tax returns, but failed to report $1.1 million he had deposited into his personal bank accounts and ultimately failed to pay $371,161 in taxes.

Rozycki, who was released on a $100,000 bond pending sentencing, faces a maximum

term of imprisonment of five years, a fine of up to approximately $742,000, and back taxes, interest and penalties.

DEMAND FEDS RELEASE $12M PROMISED TO FUELCELL ENERGY

tional funds immediately after FuelCell Energy Inc. reaches the milestones prescribed in the cooperative agreement, as the promising project cannot advance and realize its full potential until the funds are released,” the delegation wrote. “This project highlights American innovation and manufacturing and it will directly support U.S. manufacturing jobs.”

CHICK-FIL-A TO OPEN OCT. 19 IN NORWALK

A FuelCell power installation. Photo courtesy FuelCell Energy.

Members of Connecticut’s congressional delegation are demanding that the U.S. Department of Energy release the remaining funds which had been allocated to Danbury-based FuelCell Energy Inc. in 2015.

FuelCell Energy was designated to receive $15 million in federal funding in 2015 to develop a fuel cell technology that reduces emissions at coal- and gas-powered plants.

However, the company has only received $3 million from Washington, with no word on whether the remaining $12 million will be distributed.

In a letter to Energy Secretary Rick Perry, the congressional delegation insisted that FuelCell Energy’s work was vital to support both the environment and the economy.

“We urge the department to obligate addi-

Chick-fil-A has announced an Oct. 19 opening for its new location at 467 Connecticut Ave. in Norwalk.

The new eatery was first proposed in December 2015 and will be the third Chickfil-A restaurant in Fairfield County, joining the outlets in Danbury and Brookfield, and the fifth in Connecticut. Chick-fil-A does not have any locations in Westchester County.

However, Chick-fil-A already has chickenfocused competition in its new location: rival Popeyes Louisiana Kitchen opened an eatery on Sept. 1 at 497 Connecticut Ave. The Atlanta-based Chick-fil-A Inc. is a family-owned and privately held restaurant company founded in 1967 by S. Truett Cathy.

Chick-fil-A, which is notable for a corporate policy requiring its franchises to be closed on Sundays, has more than 2,200 restaurants in 46 states and Washington, D.C. Chick-fil-A had sales of nearly $8 billion in 2016, which marks 49 consecutive years of sales growth, according to the company.

— Phil Hall and Kevin Zimmerman

SilverSource Autumn Breakfast Year of Innovation

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Join us to celebrate innovators, explorers and investors; learn about developments in wearables, healthcare and consumer technology that is transforming lives.

Tickets available online at www.silversource.org or by calling 203-324-6584 Proceeds from this event provide critical funds for older adults in need of community support.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 02, 2017 11

Portrait by renowned illustrator Joseph Adolphe.

WILMINGTON TRUST RENOWNED INSIGHT

“Shouldn’t you decide what will become of your business?”

Bruce F. Hoffmeister Director of Wealth and Fiduciary Planning Bruce has more than two decades of experience in estate and financial planning for closely held business owners and their families. He is part of a seasoned team of professionals who exemplify Wilmington Trust’s 114-year heritage of successfully advising business owners. Our goal is to help you create a plan for each stage of your business and your life, offering key insights at critical times of transition. For access to knowledgeable professionals like Bruce and the rest of our team, contact Sharon Klein at 212-415-0547.

Heads of successful family businesses are often reluctant to share control and involve other family members in the management process. But do you know what would happen to your business if you suddenly became incapacitated or worse, passed away?

Who would step in to manage day-to-day operations? And even if you have a successor in mind, is that successor ready and capable of stepping up and running the business?

Starting early. Ideally, succession planning should begin the day you take over a business. Of course, that isn’t always realistic given the amount of work running a business takes, but succession planning needs to be a top priority. Most importantly, you will need to decide if you want to keep the business in the family or eventually sell it.

Looking down the road. To make the important decisions, you have to think about how you envision your retirement. You’ll need to determine if you want to be actively involved in the business in some capacity for the remainder of your life. You should ask yourself if you want to be chairman of the board and collect the net income. And

you should know whether the business will generate sufficient cash flow to support you and your family in retirement.

ONLY

30%

O F FA M I LY B U S I N E S S SUCCESSION PLANS ARE P R O P E R LY D O C U M E N T E D Source: PwC’s 2014 Family Business Survey

Whether you decide to pass down the business to family or sell it outright, there are many planning considerations and strategies you can employ to make the transition a success. That’s where Wilmington Trust comes in. Founded by successful family business leader T. Coleman duPont more than a century ago, we have the heritage and experience to help guide you through every part of the process.

For more insight on how we’ve successfully advised clients for more than 100 years and to access our latest insights for business owners, visit us at wilmingtontrust.com/mybusiness.

F I D U C I A R Y S E R V I C E S | W E A L T H P L A N N I N G | I N V E S T M E N T M A N A G E M E N T | P R I V A T E B A N K I N G*

This article is for informational purposes only and is not intended as an offer or solicitation for the sale of any financial product or service. This article is not designed or intended to provide financial, tax, legal, accounting, or other professional advice since such advice always requires consideration of individual circumstances. If professional advice is needed, the services of your professional advisor should be sought. *Private Banking is the marketing name for an offering of M&T Bank deposit and loan products and services.

Investments: • Are NOT FDIC-Insured • Have NO Bank Guarantee • May Lose Value Wilmington Trust is a registered service mark. Wilmington Trust Corporation is a wholly owned subsidiary of M&T Bank Corporation. Wilmington Trust Company, operating in Delaware only, Wilmington Trust, N.A., M&T Bank, and certain other affiliates provide various fiduciary and non-fiduciary services, including trustee, custodial, agency, investment management, and other services. International corporate and institutional services are offered through Wilmington Trust Corporation’s international affiliates. Loans, credit cards, retail and business deposits, and other business and personal banking services and products are offered by M&T Bank, member FDIC. ©2017 Wilmington Trust Corporation and its affiliates. All rights reserved.

12 Week of October 02, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL 15952_Westchester/Fairfield County Business Journal / 10”w x 11.5”h

ASK ANDI

BY ANDI GRAY

Making the right amount of net income Last year we wanted to get annual net income down so we could avoid some taxes. Did it with leases; might have overdone it. Now we’re wishing we had more cash and net income to work with this year.

How do we find the right approach to tax planning vs. running the business?

THOUGHTS OF THE DAY: Don’t leave

tax planning to the end of the year. Put money away throughout the year, so that the year-end tax bill isn’t so intimidating.

Look further out than one year. Make sure you understand the impact of principal payments on your future tax picture. Rely on the professional advice of accounting and tax experts you’ve come to trust.

Do a beginning-of-the-year forecast of how you expect things to go. Include your goal for net income, expected tax obligation, desired amount of money to go into cash on hand, money needed for principal payments, plan for reducing your line of credit and any other changes in debt.

Review your plan at mid-year and make adjustments if things have changed. At the start of the third quarter, have a formal sit-down with your accountant to review and make adjustments to your annual tax plan. Include a detailed forecast of what you expect to happen to revenue, profit and balance sheet obligations during the fourth quarter.

Go over, in detail, your forecast for the year’s income, profits and cash flow, to see if you’ve missed anything. Then memorize a monthly set of transactions to withhold funds for taxes, build up savings and reduce debt related to term loans and lines of credit.

If the business is seasonal, schedule high and low amounts to match the seasonality of cash flow.

Take a realistic look at your ability to pay off the credit line and chip away at it rather than trying to make major payments in a few months. Keep your eye on the terms of the credit line — which may require you to get to $0 owed for 30 days at least once a year. Consider whether it might be smart to term out some of the credit line, so you can pay it off slowly over a couple of years, rather than trying to get to $0 within the immediate 12 months.

Take a balanced approach to building up cash as you pay down debt. Having cash on hand is as important, or more important, as paying off debts, since cash gives you more options when deciding what to do.

Build in discipline to set money aside every month, even in low cash months, and then keep it set aside. If you’re not sure you’ll be able to handle that, delegate the job to someone else who works with you on the finance side of the business.

Once you have a good handle on the current year, run forecasts in multiyear cycles, detailing the cost of upcoming leases and loan payments. Be conservative with your estimate of net income. If you are coming up short in profits, go back to the drawing board and figure out what you can do to grow more profitable revenue, or cut costs on less profitable products or services.

Ignoring the negative facts will only get you in trouble without a plan to turn things around. Make a list of action steps you’ll have to take to fix any shortfall, including due dates and who will be responsible for taking action.

Many owners get into trouble with their forecasts because they forget that loans have to be paid off with after-tax dollars. That

means that for every $1 in principal payments on equipment, lines of credit, mortgages, etc., you’ll have to earn $1.30 and set aside $0.30 for taxes at the end of the year. Make sure you build the extras into your plan.

Finally, keep in mind that the only way to build substantial value into the business is to pay taxes, which are an indicator that the business is profitable. Spend less time focusing on avoiding taxes and more time focusing on what it will take to make a substantial profit. Remember, at the end of the day, it’s not how much you avoided paying in taxes, it’s about how much your bank accounts and business valuation have grown.

LOOKING FOR A GOOD BOOK? Try

“The One-Page Financial Plan: A Simple Way to Be Smart About Your Money” by Carl Richards.

Andi Gray is president of Strate�y Leaders Inc. in Stamford, a business consulting firm that teaches companies how to double revenue and triple profits in repetitive growth cycles. Call or email for a free consultation and diagnostics: 877-238-3535, AskAndi@Strate�yLeaders.com.

JOIN US FOR TH E FIRST AN N UAL A family-friendly football and shopping event featuring: • Live football games on big screen TVs • Local pop-up shops • Football skills and drills for kids • Food trucks and cocktails

Sunday October 15th 11 a.m. – 4 p.m. (RAIN OR SHINE) The Warehouse at Fairfield Theatre Company 70 Sanford Street, Fairfield CT 06824

100% of the proceeds from this event will benefit the Blue Buffalo Foundation, a nonprofit charitable organization that supports numerous life-enhancing programs to benefit furry friends and pet parents.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 02, 2017 13

November 28 • 11:30 AM - 1:30 PM The Water’s Edge at Giovanni’s Darien, CT

More Than Pink Luncheon

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Program: Christina Baker Kline author of “The Orphan Train: A Novel” in conversation with Kristi Olds, WFSB Honoree: Camelia Lawrence, MD St. Vincent’s Medical Center

KomenLuncheon.org #MoreThanPink 14 Week of October 02, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

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Community Partnerships “Through Bankwell’s sponsorship, The Maritime Aquarium is able to make the wonders of the Aquarium available to area youth and their families, regardless of their ability to pay.

Our partnership represents a united effort in creating a positive future – Bankwell, with their dedication to helping the community save for financial security; and the Aquarium, with our focus on educating and inspiring the next generation of environmental stewards. We couldn’t be more excited to work with an organization that is truly invested in the community.”

– DR. BRIAN DAVIS

PHD. , CE O THE MARITIME AQ UARIUM NO RWALK

mybankwell.com Member FDIC | Equal Housing Lender

16 Week of October 02, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

S

SPECIAL REPORT

BANKING & FINANCE

Seeking capital? How to clear a sophisticated investor's bar team — perhaps including a visionary who can inspire others, an experienced operator and a subject-matter expert. He will look for experienced tax and legal counsel and a board of advisers with industry experience and leadership.

ASSESSING MANAGEMENT TALENT

Andrew M. Walsh.

BY ANDREW M. WALSH

A

n entrepreneur whose business plan includes seeking growth capital for a growing business — perhaps after initial self-funding or obtaining seed capital from family and friends — should be aware of the business and legal attributes an experienced “sophisticated investor” will look for. Regardless of whether the investor is an angel, an angel group, a venture capital firm or a family office, the sophisticated investor will have evaluated hundreds of opportunities, achieved liquidity in some, but also written off others as failures. This investor knows the key markers of a business equipped to grow sustainably.

After meeting with the entrepreneur and showing early indications of interest, the investor’s preliminary evaluations will focus on the business plan and the people who will execute it. Among his first objectives will be to understand the business, its industry and the opportunity presented.

His starting point is usually a visit to the company’s website and review of the written business plan, financial statements and any press articles. Many investors place equal weight on the opportunity and the people who manage the enterprise — people who can put together a team and execute the business plan. A sophisticated investor will highly value a balanced management

Identifying a talented management team that can adapt to an often rapidly changing marketplace and competitive threats is one of the investor’s top concerns, as she knows that even the most successful businesses look a lot different than their early business plans. A good reputation with past wins will help command a valuation premium.

The investor may conduct a background check on the management team, or at least a Google and social media check. A history of arrests or convictions, or bankruptcies among members of management could be deal killers. She may also want to contact members of the board of directors and any existing investors to gauge their evaluation of the business, the management team and the present opportunity.

After this initial due diligence, if still interested, the investor will proceed with more specific inquiries. The results will provide a basis for the representations and warranties he is likely to require in the securities purchase agreement.

The investor may sign a nonbinding letter of intent or term sheet, but if the investor has not yet signed a confidentiality agreement, the entrepreneur should consider including a binding confidentiality section if the investor is planning to review proprietary or otherwise sensitive information.

Note that some investors may want their involvement to be confidential as well.

The investor may begin with a deeper dive into the existing and pro forma financial statements. She will want to see the “fully diluted, as-converted” capitalization table to see how much equity has been issued and to whom. A list of existing equity holders, which includes numerous nonaccredited investors — especially ones who are not friends and family — might give her pause, as she will have had experience with Regulation D private placements and is aware of their potential rescission rights. She will also want to know who the other sharehold-

ers are and whether they are participating in the current offering.

SKIN IN THE GAME

The prospective investor will want to see that the founders have taken substantial risk by having “skin in the game” with their full time and money, and will not be interested in funding their side hobby. He will look to see how much equity is held by management and how much is reserved for future grants to new investors and as incentives to employees. He will want to see that equity grants to the management team are subject to vesting over a period of several years or subject to clawback or forfeiture under certain circumstances. Without these features, he will be concerned that a key employee may leave the company with a large block of stock.

The investor will evaluate how many securities offerings the business has previously closed with a critical eye focused on sale of any securities at a valuation lower than previous sales — a “down round.” This will give her insight as to how well the entrepreneurs have planned and executed their business plan to date.

When she analyzes the company’s financial statements, the investor may prepare her own cash burn analysis or time to break even and compare it against the CFO’s analysis. If the runway seems too short, she may want to protect herself against bad dilution by taking a convertible note, instead of preferred stock, having a conversion price pegged at a discount to the next round’s valuation.

Raising too little capital can lead to subsequent down-round offerings, which may be preceded by ugly scenarios such as cutting the customer service budget or even asking employees to forego salary, which could be signs of a team that is in over its head. If a down round is currently contemplated, the investor will ask legal counsel to analyze any anti-dilution rights given to previous investors.

The investor will also want to see the company's organizational documents, including any shareholders agreement or LLC agreement, and any side letters between the company and its existing investors. He will analyze the rights and preferences of the different classes of stock or equity membership units, and any special rights granted to

particular investors. Depending on the relative size of his potential investment, he may demand the same, if not better, rights and may also ask for a most favored nation provision in his side letter as to favorable terms that may be agreed to with future investors.

The investor will want proof that the company actually owns its intellectual property. The IP should not be registered in the name of the founder or, worse, a friend of the company. Short of that, she will want counsel to review any licensing agreement between the company and the IP owner. She will also want disclosure of IP infringement claims or any other litigation, or a representation that there are none. The investor will want to confirm that agreements with consultants and employees contain restrictive covenants, assign inventions to the company, preserve confidentiality and protect trade secrets.

GOVERNANCE CHECK

Further down on the investor's checklist will be an assessment of the quality of the company’s corporate governance. Was the company formed properly? How many board seats are authorized in the bylaws?

How many are filled? Are the books and records organized, accurate and readily accessible? Are fiduciary duties disclaimed?

Are personal expenses commingled?

She will understand that formalities, such as meeting minutes and formal election of directors and officers, protect the company and its owners. If the investor is able to negotiate a seat on the board, she will want to be indemnified to the fullest extent permitted by law. She will be further assured by a directors and officers liability insurance policy which purports to protect board members against claims from third parties.

Management, investment history, ownership structure, IP portfolio, governance quality: a sophisticated investor will scour all. Make sure your corporate home is ready before you put a portion of it up for sale.

Attorney Andrew M. Walsh is a shareholder in Anderson Kill's Stamford and New York City law offices and a member of the firm's corporate and securities group, advising family offices, entrepreneurs and emerging companies. He can be reached at awalsh@andersonkill.com or 203-388-7950.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 02, 2017 17

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Ransomware works by tricking your employee into opening a fake email, and then opening a bogus link or attachment that infects your entire system and locks you out until a ransom is paid. Backing up data is a key defense against ransomware.

BOLSTER YOUR DEFENSES

The best protection against business email fraud is to employ multiple lines of defense.

While upgrading software and backing up data is critical, training employees to spot warning signs is the most important step.

Empower your employees to: • Be aware of urgent requests • Never reply to, or open links/files within, suspicious or unknown emails • Get two “okays” for transactions • Alert your bank to unusual requests

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“Bank of America Merrill Lynch” is the marketing name for the global banking and global markets businesses of Bank of America Corporation. Lending, derivatives and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, strategic advisory, and other investment banking activities are performed globally by investment banking affiliates of Bank of America Corporation (“Investment Banking Affiliates”), including, in the United States, Merrill Lynch, Pierce, Fenner & Smith Incorporated and Merrill Lynch Professional Clearing Corp., both of which are registered broker-dealers and Members of SIPC, and, in other jurisdictions, by locally registered entities. Merrill Lynch, Pierce, Fenner & Smith Incorporated and Merrill Lynch Professional Clearing Corp. are registered as futures commission merchants with the CFTC and are members of the NFA. Investment products offered by Investment Banking Affiliates: Are Not FDIC Insured • May Lose Value • Are Not Bank Guaranteed. ©2017 Bank of America Corporation. ARDTLQDY 09-17-0358.B

18 Week of October 02, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

FACTS & FIGURES on the record ATTACHMENTS-FILED Warshaw Capital LLC, et al., Stamford. Filed by Piazza, Simmons & Grant LLC, Stamford. $500,000 in favor of Sharon Aks, Stamford. Property: 901 Stillwater Road and 91 Strawberry Hill Road, Unit 1040, Stamford.

Filed Aug. 29.

Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken.

Questions and comments regarding this section should be directed to: John Golden c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: (914)694-3600 Fax: (914)694-3680

20

BUILDING PERMITS

COMMERCIAL 1937 Main Office LLC, et al., Stamford, contractor for self. Excavate and perform site work on the property of an existing commercial space at 1937 W. Main St., Stamford. Estimated cost: $100,000. Filed between Sept. 4 and Sept. 8.

375 Fairfield Avenue Associates, Fairfield, contractor for self. Renovate the office and mercantile space in an existing commercial space at 375 Fairfield Ave., Stamford. Estimated cost: $240,000. Filed between Sept. 4 and Sept. 8.

Bell Atlantic Inc., East Hartford, contractor for Greenwich Council of Boy Scouts. Replace the antennas and remove the radio heads on the cell tower on the roof of an existing commercial space at 363 Riversville Road, Greenwich. Estimated cost: $15,000.

Filed September 2017.

J. Antonelli Roofing, Stamford, contractor for the town of New Canaan.

Renovate the roof on an existing commercial space at 73 Old Norwalk Road, New Canaan. Estimated cost: $0. Filed Sept. 1.

Lopez, Ana, Bridgeport, contractor for self. Perform an interior fit-out in an existing commercial space for a new tenant at 845 E. Main St., Bridgeport. Estimated cost: $1,000. Filed Sept. 5.

Magna Construction Limited LLC, contractor for Stamford Hospital. Add a temporary mobile trailer to an existing commercial space for construction purposes at 32 Strawberry Hill Court, Stamford. Estimated cost: $65,000. Filed between Sept. 4 and Sept. 8.

Main Street Building LLC, Norwalk, contractor for Home Slice Pizza.

Change of ownership of restaurant license at 158 Main St., Norwalk. Estimated cost: $1,000. Filed Sept. 6.

Meadow Street Partners LLC, Norwalk, contractor for self. Adjust the cost in a building permit at 36 Meadow St., Norwalk. Estimated cost: $7,500. Filed Sept. 1.

Newfield Construction Inc., contractor for Community Health Center Inc. Renovate the roof, exterior façade and interior of a medical building and a parking lot at 22 Fifth St., Stamford.

Estimated cost: $8.1 million. Filed between Sept. 4 and Sept. 8.

Olympic Construction LLC, contractor for 110 Lenox LLC. Perform an interior fit-out in a conference room in an existing commercial space at 110 Lenox Road, Stamford. Estimated cost: $50,000. Filed between Sept. 4 and Sept. 8.

Olympic Construction LLC, contractor for Granite Stamford Executive Center H LLC. Perform interior renovations in an existing commercial space for a new tenant at 1111 Summer St., Stamford. Estimated cost: $30,251. Filed between Sept. 4 and Sept. 8.

Pimpinella Construction Company Inc., contractor for Italian Center of Stamford Inc. Repair fire damage to the locker rooms and hallways in an existing commercial space at 1620 Newfield Ave., Stamford. Estimated cost: $500,000. Filed between Sept. 4 and Sept. 8.

PSEG, Bridgeport, contractor for self. Pour the foundation for a new commercial building at 1 Atlantic St., Bridgeport. Estimated cost: $120,000.

Filed Sept. 5.

Quality Waterproofing, New Haven, contractor for Iglesio & Dios Ministerial. Renovate the exterior and interior of an existing commercial space at 1110 William St., Bridgeport.

Estimated cost: $57,942. Filed Sept. 5.

R L Spencer Inc., contractor for West Side Development Partners.

Construct a new Home Depot Store and Garden Center at 1937 W. Main St., Stamford. Estimated cost: $4.5 million. Filed between Sept. 4 and Sept. 8.

Signature Construction Group of Connecticut Inc., Stamford, contractor for 177 Broad Street Owner LLC. Alter the interior of an existing commercial space at 177 Broad St., Unit 1, Stamford. Estimated cost: $2 million. Filed between Sept. 4 and Sept. 8.

CELEBRATING

Women’s Business Development Council’s 20 years supporting women entrepreneurs.

RESIDENTIAL 98 Orland St. Management LLC, New York, N.Y., contractor for 98 Orland Street Management. Convert a store into an apartment building at 98-100 Orland St., Bridgeport. Estimated cost: $5,000. Filed Sept. 14.

ABREU Construction, Farmington, contractor for Jorge Cuevas. Replace the windows on an existing singlefamily residence at 131 Denver Ave., Bridgeport. Estimated cost: $6,700.

Filed Sept. 6.

Advanced Roofing Co. Inc., contractor for David A. Meisner and Lydia R. Meisner. Strip and reroof an existing single-family residence at 36 Silvermine Ave., Norwalk. Estimated cost: $8,450. Filed Sept. 7.

Amado’s Home Improvement LLC, Port Chester, N.Y., contractor for David Sproule and Sue W. Sproule.

Remodel the kitchen in an existing single-family residence at 9 Park Ave., Greenwich. Estimated cost: $72,000.

Filed September 2017.

20

Spotlight on Rosie Jones-Clarke, Owner, Bright Morning Star Daycare LLC, A Women’s Business Development Council Success Story

I

n 1997, Rosie Jones Clarke, was expecting a child and made the decision to find a way to earn an income while staying at home. With a master’s degree and Child Development Associates credential, Jones-Clarke tapped into her passion for providing early childhood development and began an at-home daycare for children ranging from 6 weeks to 12 years of age. After eight years as a successful solo entrepreneur, Rosie began to contemplate expansion.

To make this dream a reality, she sought out the assistance of the Women’s Business Development Council. She wanted to better understand her business finances and her next steps. With the completion of a business-planning course and subsequent business coaching from the Women’s Business Development Council, Rosie was able to secure a loan from Community Capital Fund, an organization focused on promoting economic development and reinvestment in the Greater Bridgeport area.

With a focus on providing access to quality early childhood education and support to families in the Greater Bridgeport area, Rosie opened Bright Morning Star Daycare in 2012 in the Blackrock area of Bridgeport. Since then, she has hired a full-time staff and expanded into commercial space to meet the needs of her growing business focused on providing the most caring, safe, educational and fun environment for children 6 weeks to 3 1/2 years of age, year round.

On her experience with the Women’s Business Development Council, Rosie said, “The Women’s Business Development Council has and continues to build lives –– not just ideas, desires and inspirations. They have played a major role in helping build my business which has sustained my livelihood. I have had only great experiences with them from the professional staff to the delicate balance of course offerings that support the ideals of each individual.

I have such high regards and deep respect for their work and devotion to the improvement of

entrepreneurs throughout Connecticut.”

As Rosie continues to focus on the growth of her business, she remembers her mission statement, to help bridge the educational achievement gap in Connecticut. In 2012, Rosie was one of 50 child care teachers recognized with the Terri Lynne Lokoff Children’s National Child Care teacher award, for the exemplary role she plays in her community promoting the importance of quality early care and education. She continues to be an advocate for young children’s educational achievement, improving graduation rates and preparing them for college.

Rosie is in good company as a women business owner. Women-owned businesses are growing at an astounding 5-plus faster rate than male-owned businesses nationally. Over the past year in Connecticut alone, 125,000 women-owned businesses have generated $16.5 billion in sales.

For 20 years the Women’s Business Development Council has been leading the way for this

Rosie Jones-Clarke effort in Connecticut by providing women with entrepreneurial training, financial education and access to capital. For more information on the Women’s Business Development Council, visit www.ctwbdc.org.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 02, 2017 19

GOOD THINGS FAIRFIELD

Edward Nusbaum Damage caused by Hurricane Maria is surveyed by a crewman on a military helicopter. U.S. Navy photo.

AMERICARES RESPONDS TO THE HURRICANES Emergency response experts with the nonprofit Americares in Stamford have been working to rush aid to victims of Hurricane Maria after the Category 5 storm hit Puerto Rico and other islands with winds up to 160 mph.

Garrett Ingoglia, Americares vice president of emergency response, sounded the emergency call for Americares “to provide medicines and supplies and meet the health needs of survivors.”

Americares began working with the Puerto Rico Department of Health before the storm hit to stock emergency

shelters in San Juan with medical equipment and supplies.

When Maria was closing in, Americares sent an emergency airlift carrying $1.8 million in critical medicine and medical supplies to the U.S. Virgin Islands. The shipment weighed more than 3 tons.

At the same time, Americares relief workers continue to assist the Hurricane Irma relief efforts in the Caribbean and south Florida, as well as provide assistance to communities in southeast Texas recovering from Hurricane Harvey.

From left, Barbara Kavanagh, Betsy Coons, Joan Lowe, Patricia Santonocito, Marie Wardell, Catherine Marcus, Mary Jay, Karin Hansen and Melody Andersen.

READING CHAMPIONS MARKS A DECADE Greenwich United Way’s Reading Champions program recently started its 10th year of service with a meeting of the program liaisons, people who work with schools and community organizations to help make the program work.

The Reading Champions program is conducted in association with the Greenwich Public Schools. It’s a literacy program that pairs Greenwich youth with community volunteers who help

build reading skills.

Program Coordinator, Marie Wardell and Volunteer Coordinator Betsy Coons, met with site liaisons to plan the launch of Reading Champions at all Greenwich elementary schools and four after-school programs. The program officially starts in late October.

Volunteers are always needed.

Call 203-869-2221 or email MWardell@ greenwichunitedway.org.

From left: Bishop Frank Caggiano; Holly Doherty-Lemoine; Bonnie Geppert and Matt Fair, both of KeyBank.

$15K DONATED TO FOUNDATIONS IN EDUCATION KeyBank Foundation, the nonprofit charitable foundation of KeyCorp, has made a $15,000 donation to the Catholic Diocese of Bridgeport for its Foundations in Education, which provides scholarship assistance to students attending Catholic schools in Fairfield County.

The diocese educates more than 9,000 students in its 31 Catholic schools, including five high schools, 20 elementary schools on 24 campuses and one school for students with special needs.

More than 60 percent of students in diocesan schools receive financial assistance and 15 percent of the students are non-Catholic.

Executive Director Holly Doherty-

Lemoine said, “This contribution will provide scholarships so that even more children will benefit from the extraordinary faith-filled education the Diocese of Bridgeport Catholic schools provide. We appreciate the impact KeyBank has made on our children and their families.”

Foundations in Education will provide more than $2.5 million this year in scholarships to children who would not otherwise have the means to attend Catholic schools. It also provides funds to support professional development of teachers and administrators to promote innovation in curriculum and leadership development.

BACK-TO-SCHOOL PROGRAM HELPS 121 CHILDREN United Way of Western Connecticut wrapped up this year’s Back-To-School Program in Stamford, which served 121 children.

Students attending Springdale and Julia A. Stark elementary schools whose families met income limits were the beneficiaries. They received school supplies, sneakers, underwear, socks and other clothing including a winter jacket. The total cost of the items distributed was $30,250.

This program is one of United Way’s signature initiatives that helps children

20 Week of October 02, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

from ALICE households (asset limited, income constrained, employed) and alleviates a very real strain for families living paycheck to paycheck.

This year’s sponsors included: Allegis Global Solutions; The Ashforth Co.; Barnum Wealth Management; Cotiviti; Day Pitney; Deloitte; First Bank of Greenwich; Granoff Architects; Greenwich Associates; Heidmar; Janus Henderson; NBC Universal; Nestle Waters; O’Connor Davies; Patriot Bank; Philips Consumer Lifestyle; Pitney Bowes; Shipman & Goodwin; Thomson Reuters; and U.S. Trust.

NUSBAUM NAMED TO ‘BEST LAWYERS’ LIST Edward Nusbaum, co-founder and principal of Westport-based family law firm Nusbaum & Parrino PC, was selected for inclusion on the 2018 list of “The Best Lawyers in America.” He’s been on the list for 23 consecutive years.

Attorneys are selected for inclusion based on the results of surveys completed by their peers. For the 2018 list, 7.4 million votes were analyzed.

Nusbaum & Parrino concentrates its practice on family law including divorce, child custody and parenting, alimony, child support, property division, postdivorce issues and jurisdictional issues.

FRANK SELECTED FOR NATIONAL POST Members of the National Conference of Bar Presidents Nominating Committee have selected five bar leaders from across the country to serve on its executive council for the 2017-20 term. One of them is Monte E. Frank of Pullman & Comley LLC, which has offices in Bridgeport, Hartford, Stamford, Waterbury and White Plains.

The organization was established in 1950 to provide information and training to state and local bar association leaders.

Frank is the immediate past president of both the Connecticut Bar Association and the New England Bar Association. He represents Connecticut in the American Bar Association's House of Delegates. He has served as an attorney trial referee, fact finder and arbitrator for the Judicial District of Danbury since 2000.

HAPPENING Mairead “Mermsie” Raftery

NEW MANAGER AT LITTLE RIVER FARM Entrance area at the pediatric unit at Norwalk Hospital.

$35K GRANT TO NORWALK HOSPITAL Norwalk Hospital has received a $35,000 grant from Newman’s Own Foundation to support specialized pediatric care services at the Western Connecticut Health Network Pediatric Development and Therapy Center, which was established at Norwalk Hospital in 2011. It is a 7,000-square-foot outpatient facility in iPark Norwalk.

Created by the late actor and philanthropist Paul Newman, the independent Newman’s Own Foundation awarded the grant to celebrate the 35th anniversary of the food and beverage company founded by Newman. Norwalk Hospital was one of the first nonprofits

to receive funding from Newman’s Own. The actor made a commitment to give all profits and royalties from the company’s sale of food and beverage products to charity. Since 1982, more than $495 million has been donated to thousands of charities around the world.

Grace Linhard, chief development officer of the Norwalk Hospital Foundation, said, “We congratulate Newman’s Own on its remarkable 35 years of giving and deeply appreciate this gift, which strengthens our capacity to provide lifechanging pediatric development and therapy services for children and families who depend upon us.”

A graduate of the University of Connecticut has been hired to manage Little River Farm, a new small family farm on nine acres in the town of Fairfield. Mairead “Mermsie” Raftery is responsible for all aspects of farm operations and production, as well as overseeing farm-to-table wholesale operations, operation of the on-site farm stand and participation in farmers markets. She received her bachelor’s degree in animal science.

Felix Charney, who founded Little River Farm with his wife, Olivia, said Raftery “brings the right blend of energy and spirit to the farm and to the local area community which is continuing to discover us.”

The farm currently has egg production from 200 hens, plantings of 21 ground crops, including beans, blueberries, broccoli, cabbage, spinach, kale and tomatoes. An orchard of 250 apple, pear and peach trees has also been planted.

Graham T. Coates

Kelly A. Trahan

MURTHA CULLINA ATTORNEYS RECOGNIZED Graham T. Coates and Kelly A. Trahan of Hartford-based Murtha Cullina LLP have been named 2017 “New Leaders in the Law” by the Connecticut Law Tribune. They were selected for their outstanding legal work, pro bono efforts, service to the bar and community involvement.

Coates is a member of the energy, renewable energy and environmental practice groups. He represents merchant generators, renewable energy developers, quasi-public agencies, industrial and

commercial utility customers and water utilities in both regulatory and transactional matters.

Trahan is a member of the banking, community banking and real estate practice groups. She represents clients in all aspects of commercial real estate and asset-based transactions, including financing, acquisitions, dispositions, development and leasing in the areas of retail, office, residential, health care and senior care.

COACHING AND MENTORING ‘THE IRISH IN FILM’ SERIES IN 10TH YEAR A free movie series sponsored by the Irish Studies program at Fairfield University kicked-off its 10th anniversary season on Sept. 27, with the first of five films. The films are screened at the university’s DiMenna-Nyselius Library on Wednesday evenings at 7 o’clock and are introduced by a faculty member who fields questions from the audience after the screenings. Light refreshments are served.

On Oct. 4, director Scott Cooper’s American crime drama “Black Mass” (2015) will be presented by professor of English and author Michael C. White.

Based on the true story of James “Whit-

ey” Bulger, the film stars Johnny Depp as a ruthless south Boston gangster and brother of a senator (Benedict Cumberbatch), who becomes an FBI informant during the 1980s.

On Oct. 11, “A Monster Calls” (2016), directed by J.A. Bayona and based on a coming-of-age novel by Patrick Ness starring Lewis MacDougall as Conor O’Malley, a 13-year-old whose mother (Felicity Jones) becomes fatally ill. He moves in with his unsympathetic grandmother (Sigourney Weaver). Robert Epstein, professor of English, will introduce the film.

On Oct. 18 director Ken Loach’s

“Jimmy’s Hall” (2015) will be introduced

by English professor Nels Pearson. Set in Ireland in the 1930s and based on actual events, the film stars Barry Ward as Jimmy Gralton, an Irish communist and community activist, who returns from New York after a 10-year, self-imposed exile.

The series concludes on Oct. 25 with “After ’16” (2016), a collection of short films commissioned by The Irish Film Board to commemorate the 1916 Easter Rising. There are nine shorts by various Irish filmmakers. They will be introduced by the university’s co-director of Irish studies, William Abbott.

Nearly 60 business leaders gathered in Westport recently to listen to a panel of experts discuss “Coaching and Mentoring in the Workplace – How to Set Your Organization Up for Success.” The discussion included analyzing when it’s time to enlist the assistance of a coach, what the benefits are of a mentoring program and how an organization can be proactive and prepare and train employees to become effective managers.

Mackey & Guasco Staffing, which is in Southport, and Stamford consulting firm CBP created the HR Power Breakfast Series in 2016 to serve as a forum for thought leaders in human resources to share best practices and discuss and address new challenges and trends. The

event dealing with mentoring was the fourth in the breakfast series.

For more information, contact Jennifer Gerwien at 203-655-1166 or Jennifer@mackeyandguasco.com.

Information for these features has been submitted by the subjects or their delegates.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 02, 2017 21

FACTS

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Correa, Juan, et al., Stamford, contractor for self. Add an above-ground swimming pool to the property of an existing single-family residence at 48 Mulberry St., Stamford. Estimated cost: $1,500. Filed between Sept. 4 and Sept. 8.

Sky View Builders LLC, contractor for Christy D. Bihm. Remove the wall between the kitchen and dining room in an existing single-family residence at 15 Deacon Hill Road, Stamford. Estimated cost: $49,500. Filed between Sept. 4 and Sept. 8.

THD at Home Services Inc., Shrewsbury, Mass., contractor for Eberto C. Rodriguez and Nelis Rodriguez. Install new windows in an existing single-family residence at 29 Avenue East, Norwalk. Estimated cost: $1,969. Filed Sept. 1.

Toll Connecticut III Limited Partnership, Newtown, contractor for Toll Connecticut III LP. Construct a new condominium unit with two bedrooms, two bathrooms and a patio at Reserve Road, Danbury. Estimated cost: $134,090. Filed Sept. 7.

AMEC Carting LLC, Norwalk, contractor for Blakely W. Holden.

Demolish an existing single-family residence at 30 Meadowcroft Lane, Greenwich. Estimated cost: $22,000.

Filed September 2017.

Menegon, John B., et al., Stamford, contractor for self. Remove an old roof and install a new one on the property of an existing single-family residence at 25 Lighthouse Way, Stamford. Estimated cost: $12,500. Filed between Sept. 4 and Sept. 8.

Sound Beach Partners LLC, Stamford, contractor for James Bell and Angelique Bell. Renovate the garage and bathroom in an existing single-family residence at 5 Meadow Drive, Greenwich. Estimated cost: $200,000. Filed September 2017.

THD at Home Services Inc., Shrewsbury, Mass., contractor for Anita L. Love. Install vinyl windows on an existing single-family residence at 12 Kettle Road, Norwalk. Estimated cost: $3,013. Filed Sept. 6.

Toll Connecticut III Limited Partnership, Newtown, contractor for Toll Connecticut III LP. Construct a new condominium unit with two bedrooms, two bathrooms and a patio at Reserve Road, Danbury. Estimated cost: $140,250. Filed Sept. 7.

Anthony & Sylvan Pools Corp., contractor for Jessica Domiziano. Add an in-ground swimming pool to the property of an existing single-family residence at 65 Stanton Lane, Stamford. Estimated cost: $71,583. Filed between Sept. 4 and Sept. 8.

Merchant, Andre, Norwalk, contractor for self. Remove the basement and convert the room into a bedroom in an existing single-family residence at 6 Plumley Circle, Norwalk. Estimated cost: $4,000. Filed Sept. 1.

Strazza Building & Construction, Stamford, contractor for Robert S. Colligan. Construct a new singlefamily residence with an attached two-car garage at 21 Meadowbank Road, Greenwich. Estimated cost: $800,000. Filed September 2017.

Architectural Inflorescence LLC, Greenwich, contractor for Richard J. Keating. Repair the pool fence on the property of an existing single-family residence at 151 Bedford Road, Greenwich. Estimated cost: $7,000. Filed September 2017.

Paradis Pools LLC, contractor for Joseph A. Cotrona, et al. Install a deck on the property of an existing single-family residence at 160 Knickerbocker Ave., Stamford. Estimated cost: $10,000. Filed between Sept. 4 and Sept. 8.

Ariola Building Contractors LLC, Stamford, contractor for 167 Summer Street LLC. Finish the room in an existing single-family residence at 167 Summer St., New Canaan. Estimated cost: $20,000. Filed Sept. 6.

Power Home Remodeling Group, Chester, Pa., contractor for Andrews Taylor Gregory, et al. Replace the windows on an existing single-family residence at 361 Glenbrook Road, Stamford. Estimated cost: $4,970. Filed between Sept. 4 and Sept. 8.

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Azcati, Rosa, Bridgeport, contractor for self. Rebuild the three-story deck on an existing single-family residence at 156 Pequonnock St., Bridgeport.

Estimated cost: $20,000. Filed Sept. 5.

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Bryan, French, Greenwich, contractor for self. Construct a new garage at 56 Prospect St., Greenwich. Estimated cost: $40,000. Filed September 2017.

Caashsoj Corp., Yonkers, N.Y., contractor for self. Install the fire doors on an existing single-family residence at 72-74 Prince St., Bridgeport. Estimated cost: $1,000. Filed Sept. 5.

Carlucci, Anthony J., et al., Stamford, contractor for self. Renovate the kitchen, bathroom and interior walls in an existing single-family residence at 418 Eden Road, Stamford. Estimated cost: $100,000. Filed between Sept.

4 and Sept. 8.

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FIGURES

AMEC Carting LLC, Norwalk, contractor for Blakely W. Holden. Demolish a pool on the property of an existing single-family residence at 30 Meadowcroft Lane, Greenwich. Estimated cost: $4,600. Filed September 2017.

Atwood, Ryan, et al., Stamford, contractor for self. Renovate the master bathroom on an existing single-family residence at 35 Tall Oaks Court, Stamford. Estimated cost: $30,000.

Filed between Sept. 4 and Sept. 8.

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Carson Building Group LLC, Bethel, contractor for Robert H. Felder and Patricia M. Felder. Remodel the kitchen and appliances in an existing single-family residence at 37 Bennington Place, New Canaan. Estimated cost: $30,000. Filed Sept. 7.

Complete Dismantling Service, Stamford, contractor for Hawthorne Development. Demolish an existing single-family residence at 201 Clapboard Ridge Road, Greenwich. Estimated cost: $5,000. Filed September 2017.

Power Home Remodeling Group, Chester, Pa., contractor for Catherine Mujica. Replace the windows in an existing single-family residence at McKay Road, Danbury. Estimated cost: $10,547. Filed Sept. 7.

Power Home Remodeling Group, Chester, Pa., contractor for Wallace G. Johnson III. Strip and reroof an existing single-family residence at 16 Circle Drive, Danbury. Estimated cost: $13,783. Filed Sept. 5.

Power Home Remodeling Group, Chester, Pa., contractor for Hayward Singletary. Replace the windows on an existing single-family residence at 45 Grandview Ave., Bridgeport. Estimated cost: $12,965. Filed Sept. 5.

Power Home Remodeling Group, Chester, Pa., contractor for Jeff Johnson. Strip and reroof an existing single-family residence at 356 Fairview Ave., Bridgeport. Estimated cost: $20,505. Filed Sept. 5.

Ramirez, Veronica R., Danbury, contractor for self. Add a full bathroom and balcony to the attic of an existing single-family residence at 26 Jackson Drive, Danbury. Estimated cost: $15,000. Filed Sept. 6.

Renovationone LLC, contractor for Sarmiento Josefino. Complete interior renovations with a new kitchen and new bathrooms at 73 Albin Road, Stamford. Estimated cost: $85,000.

Filed between Sept. 4 and Sept. 8.

Rhonda, Megale, Stamford, contractor for self. Remodel the living space and add a full bathroom at 105 Northwind Drive, Stamford. Estimated cost: $14,180. Filed between Sept. 4 and Sept. 8.

22 Week of October 02, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

Stuart Excavating LLC, Fairfield, contractor for M2 Partners LLC. Demolish the existing apartments at 168 Park St., New Canaan. Estimated cost: $30,000. Filed Sept. 1.

Stuart Excavating LLC, Fairfield, contractor for M2 Partners LLC. Demolish the existing apartments at 162 Park St., New Canaan. Estimated cost: $30,000. Filed Sept. 1.

Stuart Excavating LLC, Fairfield, contractor for M2 Partners LLC. Demolish the existing apartments at 17 Maple St., New Canaan. Estimated cost: $30,000. Filed Sept. 1.

Stuart Excavating LLC, Fairfield, contractor for M2 Partners LLC. Demolish the existing garage attached to an apartment complex at 17 Maple St., New Canaan. Estimated cost: $20,000. Filed Sept. 1.

Stuart Excavating LLC, Fairfield, contractor for M2 Partners LLC. Demolish the existing apartments at 184 Park St., New Canaan. Estimated cost: $30,000. Filed Sept. 1.

Stuart Excavating LLC, Fairfield, contractor for M2 Partners LLC. Demolish the existing garage attached to an apartment complex at 184 Park St., New Canaan. Estimated cost: $20,000. Filed Sept. 1.

Stuart Excavating LLC, Fairfield, contractor for M2 Partners LLC. Demolish the existing garage attached to an apartment complex at Maple Street, New Canaan. Estimated cost: $20,000. Filed Sept. 1.

Tarzia, Anthony A., Stamford, contractor for self. Replace the roof on a condominium building at 1307-1307 Hope St., Unit 171, Stamford. Estimated cost: $20,800. Filed between Sept. 4 and Sept. 8.

Tarzia, Nicola, contractor for Timothy J. Hewell, et al. Renovate the bathroom and beam in an existing single-family residence at 267 Westwood Road, Stamford. Estimated cost: $83,110. Filed between Sept. 4 and Sept. 8.

THD At Home Services Inc., Atlanta, Ga., contactor for Alice Mingmei Chen and John J. C. Chen. Install the window of the kitchen in an existing single-family residence at 60 Field Crest Road, New Canaan. Estimated cost: $2,938. Filed Sept. 6.

Thermo-Seal Windows & Siding, Rye, N.Y., contractor for Frank J. Mitchell and Edith M. Mitchell. Repair the windows and siding on an existing single-family residence at 17 Griffith Road, Greenwich. Estimated cost: $62,000. Filed September 2017.

Toll Connecticut III Limited Partnership, Newtown, contractor for Toll Connecticut III LP. Construct a new condominium unit with two bedrooms, two bathrooms and a patio at Reserve Road, Danbury. Estimated cost: $140,250. Filed Sept. 7.

Toll Connecticut III Limited Partnership, Newtown, contractor for Toll Connecticut III LP. Construct a new condominium unit with two bedrooms, two bathrooms and a patio at Reserve Road, Danbury. Estimated cost: $137,610. Filed Sept. 7.

Toll Connecticut III Limited Partnership, Newtown, contractor for Toll Connecticut III LP. Construct a new condominium unit with two bedrooms, two bathrooms and a patio at Reserve Road, Danbury. Estimated cost: $134,090. Filed Sept. 7.

Toll Connecticut III Limited Partnership, Newtown, contractor for Toll Connecticut III LP. Construct a new condominium unit with two bedrooms, two bathrooms and a patio at Reserve Road, Danbury. Estimated cost: $134,090. Filed Sept. 7.

Toll Connecticut III Limited Partnership, Newtown, contractor for Toll Connecticut III LP. Construct a new condominium unit with two bedrooms, two bathrooms and a patio at Reserve Road, Danbury. Estimated cost: $134,090. Filed Sept. 7.

Toll Connecticut III Limited Partnership, Newtown, contractor for Toll CT III LP. Construct a new condominium unit with two bedrooms, two bathrooms and a patio at Reserve Road, Danbury. Estimated cost: $134,090. Filed Sept. 7.

Toll Connecticut III Limited Partnership, Newtown, contractor for Toll Connecticut III LP. Construct a new condominium unit with two bedrooms, two bathrooms and a patio at Reserve Road, Danbury. Estimated cost: $140,250. Filed Sept. 7.

Trinity Solar, contractor for George F. Muehlfeld Jr. Add solar panels to the roof of an existing single-family residence at 19 Jeanette Road, Danbury.

Estimated cost: $43,000. Filed Sept. 7.

Vanbenschoten, Thomas, contractor for self. Upgrade the kitchen and master bathroom in an existing single-family residence at 27 Tanglewood Drive, Danbury. Estimated cost: $65,000. Filed Sept. 5.

Vinylume Inc., contractor for Clare Dean, et al. Add vinyl siding to an existing single-family residence at 579 Westover Road, Stamford. Estimated cost: $68,875. Filed between Sept. 4 and Sept. 8.

Voye, Nancy S. and Weissler M. Voye, Greenwich, contractor for self.

Remodel the existing kitchen and enlarge the laundry room and add a new window at 39 Willowmere Circle, Greenwich. Estimated cost: $114,000.

Filed September 2017.

COURT CASES The following court cases represent the allegations made by plaintiffs in the initial filings of civil lawsuits, and do not represent legally binding judgments made by the courts.

BRIDGEPORT SUPERIOR COURT 1397 North Avenue LLC, Bridgeport. Filed by the Water Pollution Control Authority, Bridgeport.

Plaintiff ’s attorney: Russell D. Liskov, Bridgeport. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for sewer-use fees.

The plaintiff has declared the entire outstanding balance of $1,105 due and has made a demand for the balance, yet has not received payment.

The plaintiff claims money damages and court costs. Case no. FBT-CV176066797-S. Filed Sept. 13.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 02, 2017 23

FACTS 309 Main Street LLC, Stamford.

Filed by the Water Pollution Control Authority, Bridgeport. Plaintiff’s attorney: Russell D. Liskov, Bridgeport.

Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for sewer-use fees. The plaintiff has declared the entire outstanding balance of $997 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, court costs, attorney’s fees and any just and further relief, which the court deems fair and equitable. Case no. FBT-CV176066798-S. Filed Sept. 13.

3171 Fairfield Avenue LLC, Fairfield. Filed by the Water Pollution Control Authority, Bridgeport.

Plaintiff’s attorney: Russell D. Liskov, Bridgeport. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for sewer-use fees.

The plaintiff has declared the entire outstanding balance of $1,029 due and has made a demand for the balance, yet has not received payment.

The plaintiff claims money damages, court costs, attorney’s fees and any just and further relief, which the court deems fair and equitable. Case no.

FBT-CV17-6066799-S. Filed Sept. 13.

Allstate Fire and Casualty Insurance Co., et al., Hartford. Filed by Linda Caseria, Bridgeport. Plaintiff’s attorney: Ganim Legal PC, Bridgeport.

Action: The plaintiff has brought this motor vehicle suit against the defendants alleging that she collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that her injuries are the legal responsibilities of her insurance company, the defendants. The plaintiff claims money damages in excess of $15,000, exclusive of interests and costs and such other relief as in law or equity may apply. Case no. FBT-CV17-6066732-S. Filed Sept. 11.

Allstate Indemnity Co., Hartford.

Filed by Ronald Davis, Forestville, Mass. Plaintiff’s attorneys: Nicholas R. Nesi, East Haven. Action: The plaintiff has brought this motor vehicle suit against the defendant alleging that he collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that his injuries are the legal responsibilities of his insurance company, the defendant. The plaintiff claims money damages in excess of $15,000, exclusive of interests and costs and such other relief as in law or equity may apply. Case no. FBT-CV176066745-S. Filed Sept. 12.

Apostles of The Sacred Heart Clelian Center Inc., et al., Hamden.

Filed by Jeanne Hartley, Stratford.

Plaintiff’s attorney: John N. Tieman, Shelton. Action: The plaintiff has brought this fair labor suit against the defendants alleging that they had failed to pay her an overtime premium as stipulated. The plaintiff claims monetary damages in excess of $15,000, exclusive of interest and costs. Case no. FBT-CV17-6066863-S. Filed Sept. 15.

Bridgeport Health Care Center Inc., Bridgeport. Filed by UMR Inc., Wausau, Wis. Plaintiff’s attorney: Robinson & Cole LLP, Stamford. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for insurance claims due. The plaintiff has declared the entire outstanding balance of $68,654 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, compensatory damages, court costs, interest, attorney’s fees and such other and further relief as the court deems just and proper. Case no. FBT-CV17-6066854-S. Filed Sept. 15.

Compass Services LLC, Greenwich.

Filed by Everett Smith, Stamford.

Plaintiff’s attorney: Adler Law Group LLC, Hartford. Action: The plaintiff has brought this personal injury suit against the defendant alleging that he was hit by a car owned by the defendant and driven by an employee of the defendant during the course of its work. The plaintiff claims monetary damages in excess of $15,000, exclusive of interests and costs. Case no.

FBT-CV17-6066700-S. Filed Sept. 11.

Drew LLC, Westport. Filed by the Water Pollution Control Authority, Bridgeport. Plaintiff’s attorney: Russell D. Liskov, Bridgeport. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for sewer-use fees. The plaintiff has declared the entire outstanding balance of $757 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, court costs, attorney’s fees and any just and further relief, which the court deems fair and equitable.

Case no. FBT-CV17-6066803-S. Filed Sept. 13.

Far East Food Group Inc., et al., Westport. Filed by Balboa Capital Corp., Costa Mesa, Calif. Plaintiff’s attorney: Evans, Feldman & Associates LLC, New Haven. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they had failed to make timely payments to the plaintiff for a credit account. The plaintiff has declared the entire outstanding principal balance of $44,689 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages and court costs. Case no. FBT-CV17-6066710-S. Filed Sept. 11.

Foods Supermarket, et al., Bridgeport. Filed by Simon Hardison, Bridgeport. Plaintiff’s attorney: Cooper Sevillano LLC, Bridgeport. Action: The plaintiff has brought this personal injury suit against the defendants alleging that she slipped on a colorless liquid in a store owned by the defendants and sustained injury. This slippery condition was allegedly allowed to exist due to the negligence of the defendants and their employees in that they failed to mop the slippery liquid from their floor. The plaintiff claims monetary damages in excess of $15,000, exclusive of interest and costs. Case no. FBT-CV17-6066711-S. Filed Sept. 11.

&

FIGURES

Geico General Insurance Co., et al., Hartford. Filed by Patricia Ornauer, Bridgeport. Plaintiff’s attorney: Moore, O’Brien & Foti, Middlebury.

Action: The plaintiff has brought this motor vehicle suit against the defendants alleging that she collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that her injuries are the legal responsibilities of her insurance companies, the defendants. The plaintiff claims money damages in excess of $15,000, exclusive of interests and costs and such other relief as in law or equity may apply. Case no. FBT-CV17-6066867-S. Filed Sept. 15.

Progressive Casualty Insurance Co., Hartford. Filed by Wayne Reid and Sharon Reid, Bridgeport. Plaintiffs’ attorney: Law Offices of Bruce J. Corrigan Jr., Westport. Action: The plaintiffs have brought this motor vehicle suit against the defendant alleging that they collided with an underinsured motorist and suffered injury.

The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages.

The plaintiff alleges that their injuries are the legal responsibilities of their insurance company, the defendant.

The plaintiff claims money damages in excess of $15,000, exclusive of interests and costs and such other relief as in law or equity may apply. Case no.

FBT-CV17-6066707-S. Filed Sept. 11.

Harborside Bar & Grille LLC, Clinton. Filed by Anthony Villano, Orange.

Plaintiff’s attorney: Law Offices of William E. Murray, West Hartford. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for a promissory note in favor of the plaintiff. The plaintiff has declared the entire outstanding principal balance of $20,000 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages and court costs. Case no.

FBT-CV17-6066838-S. Filed Sept. 14.

Progressive Casualty Insurance Co., Hartford. Filed by Thai Long, Westport. Plaintiff’s attorney: Vishno Law Firm, Fairfield. Action: The plaintiff has brought this motor vehicle suit against the defendant alleging that he collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that his injuries are the legal responsibilities of his insurance company, the defendant. The plaintiff claims money damages in excess of $15,000, exclusive of interests and costs and such other relief as in law or equity may apply. Case no. FBT-CV176066834-S. Filed Sept. 13.

Liberty Mutual Insurance Co., Hartford. Filed by Joaquim Debarros, New Milford. Plaintiff’s attorney: Nathan C. Nasser, Bridgeport. Action: The plaintiff has brought this motor vehicle suit against the defendant alleging that she collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that her injuries are the legal responsibilities of her insurance company, the defendant. The plaintiff claims money damages in excess of $15,000, exclusive of interests and costs and such other relief as in law or equity may apply.

Case no. FBT-CV17-6066809-S. Filed Sept. 13.

PML Management Services LLC, Stamford. Filed by the Water Pollution Control Authority, Bridgeport.

Plaintiff’s attorney: Russell D. Liskov, Bridgeport. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for sewer-use fees. The plaintiff has declared the entire outstanding balance of $615 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, court costs, attorney’s fees and any just and further relief, which the court deems fair and equitable. Case no. FBT-CV176066827-S. Filed Sept. 13.

24 Week of October 02, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

Rock Bottom Furniture and Carpet Inc., et al., Norwalk. Filed by The Total Look of Southport Inc., Southport. Plaintiff’s attorney: Warren F. Sasso Jr., Seymour. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they improperly installed flooring and ceramic tiles on property owned by the plaintiff. As a result, the plaintiff allegedly sustained property damage and will be required to warn employees and customers that the floor presents a tripping hazard. The plaintiff claims money compensation, interest, imposition of an equitable lien and such other and further relief as in law or equity may apply. Case no.

FBT-CV17-6066733-S. Filed Sept. 11.

State Farm Mutual Automobile Insurance Co., Hartford. Filed by Jean Leconte, Bridgeport. Plaintiff’s attorney: Tremont Sheldon Robinson Mahoney PC. Action: The plaintiff has brought this motor vehicle suit against the defendant alleging that he collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that his injuries are the legal responsibilities of his insurance company, the defendant. The plaintiff claims money damages in excess of $15,000, exclusive of interests and costs and such other relief as in law or equity may apply. Case no. FBT-CV176066852-S. Filed Sept. 15.

The Gap Inc., et al., Hartford. Filed

by Susan Langer, Stratford. Plaintiff’s attorney: The Blomberg Law Firm LLC, Bridgeport. Action: The plaintiff has brought this personal injury suit against the defendants alleging that she tripped over hangers in a changing room in a store owned by the defendants and sustained injury. This dangerous condition was allegedly allowed to exist due to the negligence of the defendants and their employees in that they failed to properly maintain the changing room in their store.

The plaintiff claims monetary damages in excess of $15,000, exclusive of interest and costs. Case no. FBT-CV176066714-S. Filed Sept. 11.

Yale New Haven Hospital Inc., et al., New Haven. Filed by Deborah Weber and Charles Weber Jr., Orange. Plaintiffs’ attorney: Law Offices of Patrick J. Filan LLC, Fairfield. Action: The plaintiffs have brought this medical malpractice suit against the defendants alleging that they failed to monitor the plaintiffs’ son for hostile and violent behavior. As a result, the plaintiff’s son allegedly stabbed his mother, Deborah Weber, causing damages. The plaintiffs claim monetary damages in excess of $15,000, exclusive of interests and costs and any further relief in law or equity, which may appertain. Case no. FBTCV17-6066708-S. Filed Sept. 11.

DANBURY SUPERIOR COURT

STAMFORD SUPERIOR COURT Equity One (Darinor) LLC, et al., Hartford. Filed by Barbara Engborg, Greenwich. Plaintiff’s attorney: Tooher Wocl & Leydon LLC, Stamford. Action: The plaintiff has brought this personal injury suit against the defendants alleging that she tripped on a painted sidewalk surface owned by the defendants and sustained injury. This slippery condition was allegedly allowed to exist due to the negligence of the defendants and their employees in that they failed to block off the slippery, dangerous area.

The plaintiff claims monetary damages within the jurisdiction of the court. Case no. FST-CV17-6033248-S. Filed Sept. 12.

JCS Construction Group Inc., Stamford. Filed by 330 Railroad LLC, Greenwich. Plaintiff’s attorney: Robinson & Cole LLP, Stamford. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it failed to properly perform construction for property owned by the plaintiff in exchange for money received. As a result, the defendant was allegedly unjustly enriched. The plaintiff claims money compensation, interest, attorney’s fees, punitive damages, common law punitive damages, interest, costs and such other and further relief as appropriate in law or order. Case no.

FST-CV17-6033286-S. Filed Sept. 14.

Playcore Holdings Inc., et al., Chattanooga, Tenn. Filed by Anthony Yetkofsky, Newtown. Plaintiff’s attorney: Leann Riether, North Haven. Action: The plaintiff has brought this personal injury suit against the defendants alleging that her son tripped on a playground structure manufactured by the defendants and sustained injury. This dangerous condition was allegedly allowed to exist due to the negligence of the defendants and their employees in that they failed to warn the plaintiff of the defects in the structure. The plaintiff claims monetary damages within the jurisdiction of the court. Case no. DBD-CV176023240-S. Filed Sept. 14.

Mario’s Painting Services LLC, et al., Stamford. Filed by Ring’s End Inc., Darien. Plaintiff’s attorney: John P. Regan, Stamford. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they had failed to make timely payments to the plaintiff for goods and services provided to them. The plaintiff has declared the entire outstanding principal balance of $6,517 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, interest, attorney’s fees, court costs and any such other relief that the court deems fair and equitable. Case no. FST-CV17-6033295-S. Filed Sept. 15.

Power Team Construction Company LLC, Weston. Filed by The Ridgefield Supply Co., Ridgefield.

Plaintiff’s attorney: The Law Offices of Zullo, Zullo & Jacks LLC, East Haven.

Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for a credit account. The plaintiff has declared the entire outstanding principal balance of $9,125 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages and court costs. Case no. DBD-CV17-6023241-S. Filed Sept. 15.

QT Construction LLC, Norwalk.

Filed by Carpentry From Frame To Finish, Norwalk. Plaintiff’s attorney: James Low, Georgetown. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for construction services provided. The plaintiff has declared the entire outstanding principal balance of $9,882 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages and court costs. Case no. FST-CV176033247-S. Filed Sept. 11.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 02, 2017 25

FACTS The Halsam Co., et al., Sarasota, Fla. Filed by Marion Leyden, Stamford.

Plaintiff’s attorney: Zolton A. Benyus Jr., Stamford. Action: The plaintiff has brought this personal injury suit against the defendants alleging that she tripped on a metal grate in a parking lot owned by the defendants and sustained injury. This dangerous condition was allegedly allowed to exist due to the negligence of the defendants and their employees in that they failed to maintain their parking lot in a walkable condition. The plaintiff claims monetary damages within the jurisdiction of the court. Case no.

FST-CV17-6033288-S. Filed Sept. 14.

FEDERAL DISTRICT COURT Edge Fitness LLC. Filed by Melissa McArthur. Plaintiff’s attorney: The Hayber Law Firm LLC, New Haven.

Action: The plaintiff has brought this fair labor suit against the defendant alleging that she was denied an overtime premium for working more than 40 hours per week. The defendant allegedly kept poor records of the hours the plaintiff worked. The plaintiff claims unpaid wages, a tolling of the statute of limitations, liquidated damages, interest, costs, expenses and such other and further relief as may be deemed appropriate in law or equity. Case no. 3:17-cv-01554-JAM. Filed Sept. 15.

Global Cellular Inc., et al., Yorktown, N.Y. Filed by Mustafa Akinci, Middletown. Plaintiff’s attorney: selfrepresenting, Middletown. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that he had licensed a cell phone kiosk from the defendants.

The plaintiff was to pay money to the defendants, who in turn were to provide rent payments for the plaintiff’s kiosk to the mall it resided in. The defendants allegedly failed to pay rent in breach of the agreement. The plaintiff claims $500,000 in monetary damages, compensatory damages, punitive damages, lost profits, expenses, costs and such other and further relief as may be deemed appropriate in law or equity. Case no. 3:17-cv-01544-JAM. Filed Sept. 13.

LAZ Parking Limited LLC, Hartford. Filed by Terrell Day, Ga. Plaintiff’s attorney: Klafter Olsen & Lesser LLP, Rye Brook, N.Y. Action: The plaintiff has brought this fair labor suit against the defendant alleging that he was denied an overtime premium for working more than 40 hours per week. The defendant allegedly kept poor records of the hours the plaintiff worked. The plaintiff claims unpaid wages, a tolling of the statute of limitations, liquidated damages, interest, costs, expenses and such other and further relief as may be deemed appropriate in law or equity. Case no.

3:17-cv-01545-VLB. Filed Sept. 13.

Royal Consumer Products LLC. Filed by Art Skills Inc., Bethlehem, Pa. Plaintiff’s attorney: McCarter & English LLP, Hartford. Action: The plaintiff has brought this patent infringement suit against the defendant alleging that the defendant continues to infringe on the plaintiff’s display boards, despite a previous lawsuit and settlement agreement. The plaintiff claims an injunction enjoining the defendant preventing them from continuing to infringe, costs, attorney’s fees, damages, disbursements and such other and further relief as may be deemed appropriate in law or equity. Case no. 3:17-cv-01552-VAB. Filed Sept. 14.

Snapchat Inc., et al. Filed by Olivia Freiler, Miami, Fla. Plaintiff’s attorney: Peterson Zamat LLC, Fairfield. Action: The plaintiff has brought this tort suit against the defendants alleging that they took photographs of her on a beach without her permission to use them for commercial purposes. The photographs were allegedly used in a publication, which depicted the plaintiff in a negative light, causing damages. The plaintiff claims compensatory damages, prejudgment interest, post-judgment interest, punitive damages and such other and further relief as may be deemed appropriate in law or equity. Case no. 3:17-cv-01551WWE. Filed Sept. 14.

Talus Partners LLC, Farmington.

Filed by Carly LeCara, Portland. Plaintiff’s attorney: Cicchiello & Cicchiello LLP, Hartford. Action: The plaintiff has brought this disability discrimination suit against the defendant alleging that she tried to take leave to care for her disabled husband, which was denied. The plaintiff was allegedly fired because “of her situation,” causing damages. The plaintiff claims monetary damages, front pay, costs, attorney’s fees and such other and further relief as may be deemed appropriate in law or equity. Case no.

3:17-cv-01527-VLB. Filed Sept. 12.

DEEDS

COMMITTEE DEEDS Cocchia, Peter A., et al., Norwalk.

Appointed committee: Jonathan J. Kelson, Norwalk. Property: 7 Roosevelt St., Norwalk. Amount: $369,750.

Docket no. FST-CV-13-6017484-S. Filed Sept. 1.

COMMERCIAL 108 New England Avenue LLC, Bridgeport. Seller: Joseph V. Costa and Florence K. Costa, Stratford. Property: 491 Knapps Highway, Fairfield.

Amount: $161,500. Filed Aug. 31.

148 East Avenue ER Properties LLC, Norwalk. Seller: Keematt Industries Inc., Fairfield. Property: Unit 2D of Riverview East, Norwalk. Amount: $120,000. Filed Sept. 1.

212 New Norwalk Road LLC, New Canaan. Seller: Nerijus Steponavicius and Inga Lelkaite, New Canaan. Property: Parcel B, Map 7691, New Canaan.

For an unknown amount paid. Filed Aug. 16.

&

225 Winton Road LLC, Fairfield.

Seller: Sheila J. Clancy, Southport.

Property: 225 Winton Road, Fairfield.

Amount: $1.6 million. Filed Sept. 7.

BGRS LLC, Burr Ridge, Ill. Seller: Camille J. Myers, Danbury. Property: 1 Country View Road, Danbury.

Amount: $576,000. Filed Aug. 31.

Golia Business Properties LLC, Stamford. Seller: Joseph Golia and Nicholas A. Golia, Stamford. Property: Lot 40, Map 206, Stamford. For no consideration paid. Filed Sept. 5.

FIGURES Sunrise Fairfield PropCo LLC, McLean, Va. Seller: Congregation Ahavath Achim Inc., Bridgeport. Property: 1537 Stratfield Road, Fairfield. For an unknown amount paid. Filed Aug. 31.

Sunrise Fairfield PropCo LLC, McLean, Va. Seller: Congregation Ahavath Achim Inc., Bridgeport. Property: 1571 Stratfield Road, Fairfield. For an unknown amount paid. Filed Aug. 31.

RESIDENTIAL Marianela Hurt, Stamford. Seller: Mark Ressler and Gregg Ressler, Stamford. Property: 226 Westwood Road, Stamford.

Amount: $521,000. Filed Sept. 5.

Adodemendoza,

Golia Vassar Avenue LLC, Stamford. Seller: Joseph Golia and Nicholas A. Golia, Stamford. Property: Lot 13, Map 208, Stamford. For no consideration paid. Filed Sept. 5.

Golia Vassar Avenue LLC, Stamford. Seller: Joseph Golia and Nicholas A. Golia, Stamford. Property: Lot 39, Map 206, Stamford. For no consideration paid. Filed Sept. 5.

Golia Vassar Avenue LLC, Stamford. Seller: Joseph Golia and Nicholas A. Golia, Stamford. Property: Lot 20, Map 206, Stamford. For no consideration paid. Filed Sept. 5.

Golia Vassar Avenue LLC, Stamford. Seller: Joseph Golia and Nicholas A. Golia, Stamford. Property: Lot 41, Map 206, Stamford. For no consideration paid. Filed Sept. 5.

Harrison Avenue Development LLC, Stamford. Seller: Archie Stewart and Barbara Stewart, New Canaan.

Property: 134 and 136 Harrison Ave., New Canaan. Amount: $4.2 million.

Filed Aug. 18.

Afrin, Jill N. and Lawrence B. Afrin, Stamford. Seller: Francis Demyan, Stamford. Property: 135 Edward Place, Stamford. Amount: $880,000.

Filed Sept. 1.

Aguilar, Antonia E., Bridgeport.

Seller: CBR Properties LLC, Bridgeport. Property: 1160-1162 Central Ave., Bridgeport. Amount: $190,000. Filed Sept. 1.

Ajodhia, Chitra, Kew Gardens, N.Y. Seller: Rebecca Vaccaro, Stamford.

Property: 47 Mulberry St., Unit D, Stamford. Amount: $290,750. Filed Aug. 31.

Alper, Kathryn and Jordan Alper, Stamford. Seller: Brian M. Tremblay and Susan D. Tremblay, Stamford.

Property: 17 Brightside Drive, Stamford. Amount: $800,000. Filed Aug. 30.

Kolich Bank Street LLC, Stamford.

Seller: One Bank Street LLC, Stamford.

Property: 1 Bank St., Stamford. For an unknown amount paid. Filed Sept. 5.

An, Hong Jun and Joseph V. Tarzia, Stamford. Seller: Laurie H. Littlejohn, Stamford. Property: 100 Willowbrook Ave., Unit 4, Stamford. Amount: $355,000. Filed Aug. 28.

Kolich High Ridge 1011 LLC, Stamford. Seller: 1011 High Ridge Road LLC, Stamford. Property: 1011 High Ridge Road, Stamford. Amount: $6.6 million.

Filed Sept. 5.

Armistead, Stacie and Timothy Armistead, Fairfield. Seller: Sarah Essig and Brad Essig, Fairfield. Property: 182 Hillcrest Road, Fairfield. Amount: $750,000. Filed Sept. 15.

Kolich High Ridge 992 LLC, Stamford. Seller: 992 High Ridge Road LLC, Stamford. Property: 992 High Ridge Road, Stamford. Amount: $2.2 million.

Filed Sept. 5.

Ayala, Maritza and Kumail Mehmood, Stamford. Seller: Angelo Mallozzi and Paola Mallozzi, Stamford.

Property: 124 Hope St., Unit A, Stamford. Amount: $517,000. Filed Aug. 30.

National Residential Nominee Services Inc., Troy, Mich. Seller: John Corley, New Canaan. Property: Lots 35 and 36, Map 110, New Canaan.

Amount: $2.3 million. Filed Aug. 29.

Ballou, Jennifer, Greenwich. Seller: Zimra Gordon, Stamford. Property: Lot 14, Map 2715, Stamford. Amount: $616,250. Filed Aug. 31.

OH Properties LLC, Fairfield. Seller: 5 Trefoil Court LLC, Fairfield. Property: 5-7 Trefoil Court, Fairfield. For no consideration paid. Filed Aug. 30.

Baptista, Marinha A. and Valentin C. Baptista, Bridgeport. Seller: Patrick Jean, Bridgeport. Property: 33-35 Homestead Ave., Bridgeport. Amount: $375,000. Filed Sept. 5.

Prithvi Real Estate Management LLC, Newtown. Seller: Zoar LLC, Newtown. Property: 94 S. Main St., Newtown. Amount: $410,000. Filed Aug. 31.

Bardin, Stacey L. and Davie S. Bardin, Norwalk. Seller: Robert L. Pervere and Carla J. Cuccia, Stamford.

Property: 66 Woodway Road, Stamford. Amount: $582,500. Filed Sept. 7.

RAD Fairfield LLC, New Haven.

Seller: 1668/1671 FBR Associates LLC, Bridgeport. Property: 1668 and 1671 Fairfield Beach Road, Fairfield.

Amount: $1.8 million. Filed Aug. 31.

26 Week of October 02, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

Baroni, Megan and Jason R. Baroni, Stamford. Seller: Douglas N. Wells and Holly G. Wells, New Canaan.

Property: Parcel 947, Map 6093, New Canaan. Amount: $1.7 million. Filed Aug. 18.

Dascenzo, Melanie G. and Timothy J. Dascenzo, Stamford. Seller: Jesus Yoguez and Otilia Yoguez, Greenwich. Property: 40 Brundage St., Stamford. Amount: $820,000.

Filed Aug. 31.

Becker, Erica H. and David Becker, Fairfield. Seller: John G. Donovan and Patricia Z. Donovan, Southport.

Property: 164 Taintor Drive, Fairfield.

Amount: $1.2 million. Filed Aug. 30.

DaSilva, Claudia Maria and Adriano Oliveira, Danbury. Seller: U.S. Bank NA, trustee, Irvine, Texas. Property: 22 Second Ave., Unit 3, Danbury.

Amount: $223,000. Filed Sept. 6.

Berliner, Traci, Armonk, N.Y. Seller: Jeffrey Serlin, Fairfield. Property: 161 Colonial Drive, Fairfield. Amount: $2.1 million. Filed Aug. 30.

David, Eulie and Tameisha Powell, Norwalk. Seller: Thomas F. Braun, Fairfield. Property: 1592 Kings Highway, Fairfield. Amount: $445,000.

Filed Sept. 7.

Choy-Shan, Caroline and Angelo Natoli, New Canaan. Seller: Angelo Natoli, New Canaan. Property: 346 Smith Ridge Road, New Canaan. For no consideration paid. Filed Aug. 15.

Chu, Gloria, Norwalk. Seller: Mark F. Coe and Amy Coe, Norwalk. Property: 33 N. Water St., Unit 210, Norwalk.

Amount: $365,000. Filed Aug. 31.

Cimino, Josiah J., Norwalk. Seller: Deborah J. Minnar, Norwalk. Property: 1 Knollwood Road, Norwalk.

Amount: $416,500. Filed Aug. 31.

Clancy, Louise and Garry Clancy, New Canaan. Seller: National Residential Nominee Services Inc., Troy, Mich.

Property: 126 Woodland Road, New Canaan. Amount: $2.3 million. Filed Aug. 29.

Cloherty, Andrew, Stamford. Seller: Stephen M. Hoder and Cristina Plasencia, Stamford. Property: Unit 17 in Wardwell Manor, Stamford.

Amount: $220,000. Filed Aug. 31.

Copp, Suzanne D. and Charles W. Copp, Newtown. Seller: New Outlook Homes LLC, Weston. Property: 6 Wendover Road, Newtown. Amount: $399,000. Filed Aug. 28.

Creighton, Lisa and William T. Creighton, Darien. Seller: Roman Ozimek and Lorrie A. Ozimek, New Canaan. Property: Lot K-23, Map 5151, New Canaan. Amount: $1.2 million.

Filed Aug. 28.

Cushman, Lisa, Bridgeport. Seller: Sarah Rosenstein, Bridgeport. Property: Lots 63 and 64, Map 171, Bridgeport. Amount: $309,000. Filed Sept. 6.

Daighnault, Donna and Arthur Scott Jr., Wilton. Seller: Patrice Hough, Newtown. Property: Lot 1, Map 4918, Newtown. Amount: $384,500. Filed Sept. 5.

Daley, Bridget, Fairfield. Seller: Cheryl Bivona, Dover Plains, N.Y. Property: 240 Sunnyridge Ave., Unit 84, Fairfield. Amount: $200,000. Filed Aug. 28.

Danzer, Zirma J. Gordon and Steven J. Danzer, Stamford. Seller: Oscar Martinez and Yadira Martinez, Stamford. Property: 9 Fara Drive, Stamford. Amount: $625,000. Filed Aug. 29.

Davila, Victoria, Stamford. Seller: Dineen A. Procaccini, Walter T. Forest and Patricia J. Forest, Stamford. Property: 53 Seaside Ave., Unit 2, Stamford.

Amount: $476,000. Filed Aug. 28.

DeRosa, Lucie and Anthony B. DeRosa, Stamford. Seller: Etienne Touzot and Veronica Touzot, Stamford. Property: 44 West View Lane, Stamford. Amount: $675,000. Filed Aug. 29.

Dillon, Nicole E. and Robert E. Dillon, New Canaan. Seller: Samuel C. Buttrick and Caroline I. Raleigh, New Canaan. Property: 1081 Ponus Ridge, New Canaan. Amount: $3.1 million.

Filed Aug. 18.

Dippolito Jr., Charles, Bronx, N.Y. Seller: Josephine G. Delmazio, Stamford. Property: 35 Blue Rock Road, Stamford. Amount: $730,000. Filed Sept. 1.

Dolan, Marianne K., New Canaan.

Seller: Charles Daniel Bergfeld, New Canaan. Property: 171 Richmond Hill Road, New Canaan. Amount: $715,000. Filed Aug. 31.

Hmami, Saida, Stratford. Seller: Success Village Apartments Inc., Bridgeport. Property: Success Village Condominium, Building 90, Apt. 18, Stratford. Amount: $15,000. Filed Sept. 5.

Lalanne, Victor H., Darien. Seller: Bank of America, Mount Laurel, N.J. Property: 1868 Newfield Ave., Stamford. Amount: $435,000. Filed Sept. 7.

Lehnerd-Reilly, Elizabeth, Westport. Seller: Thomas G. Waller, Westport. Property: 33 Clinton Ave., Westport. Amount: $700,000. Filed Sept. 7.

Lelkaite, Inga and Nerijus Steponavicius, New Canaan. Seller: 212 New Norwalk Road LLC, New Canaan.

Property: Parcel A, Map 7691, New Canaan. For an unknown amount paid.

Filed Aug. 16.

Lester, Jeanne, Bridgeport. Seller: Laurie Petreycik, Stratford. Property: 29-31 Roosevelt St., Bridgeport.

Amount: $150,000. Filed Sept. 5.

Leveille-Castor, Lena and Sergaud Leveille, Stamford. Seller: Maria Algorta-Obando, Monroe. Property: 19 McClean Ave., Stamford. Amount: $297,000. Filed Aug. 28.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 02, 2017 27

FACTS Lister, Jessymar and Shaun Christopher Lister, Stratford. Seller: American Homes Development II LLC, Stratford. Property: Lot 69, Map 122, Stratford. Amount: $239,000.

Filed Sept. 7.

Sierra, Yalitza and Josue Cifuentes, Bridgeport. Seller: Slawomir Roszkowki and Elizbieta Roszkowski, Stratford. Property: 275 Oceanview Terrace, Stratford. Amount: $315,000.

Filed Sept. 5.

Ljuboja, Xochitl and Marko Ljuboja, Houston, Texas. Seller: James P. Schaper, Fairfield. Property: 41 Eastlawn St., Fairfield. Amount: $830,000.

Filed Sept. 1.

Silver, Angela M. and Robert M. Silver, Newtown. Seller: Elizabeth A. D’Avola and Marc D’Avola, Newtown.

Property: 27 Taunton Ridge Road, Newtown. Amount: $405,000. Filed Sept. 1.

Lopiano, Julie, Darien. Seller: Margaret F. Teed, Norwalk. Property: Parcel A, Map 4296, Norwalk. Amount: $520,000. Filed Sept. 5.

Louis, Josette St., Stamford. Seller: Frantz Lauture, Stamford. Property: 32 Glen Ave., Stamford. Amount: $310,000. Filed Aug. 29.

Lowthert, Jonathan E., Stamford.

Seller: Mark J. Mallozzi and Suzanne Mallozzi, Stamford. Property: 68 Sterling Place, Stamford. Amount: $539,000. Filed Sept. 5.

Pappa, Michael L., Stamford. Seller: Aldo Pappa, Stamford. Property: 10 Mariners Lane, Stamford. For no consideration paid. Filed Aug. 30.

Paridis, Julia and David Turco, Stamford. Seller: James W. Trefry and Cynthia M. Trefry, Stamford. Property: 41 Old Colony Road, Stamford.

Amount: $679,000. Filed Sept. 5.

Petti, Rosemary, Stamford. Seller: Mark W. Naso, Stamford. Property: 61 Seaview Ave., Unit G-65, Stamford.

Amount: $409,000. Filed Aug. 31.

Picard-Ami, Mary Jo, Stamford.

Seller: Jennifer Buchholz, Stamford.

Property: 2289 Bedford St., Building 6, Unit 13, Stamford. Amount: $340,000.

Filed Aug. 30.

Saraiva, Elsa M. and Antonio M. Saraiva, Danbury. Seller: Len Sierra and Joanne Sierra, Danbury. Property: 21 Lilac Lane, Danbury. Amount: $470,000. Filed Sept. 7.

Sawyer, Jacquelyn, Stamford. Seller: Sonya L. Coonan, Norwalk. Property: 29 Gregory Blvd., Norwalk. Amount: $410,000. Filed Sept. 1.

Sethna, Nishta H., Nyack, N.Y. Seller: David A. Lionetti, Norwalk. Property: Lot 17, Map 4279, Norwalk. Amount: $425,000. Filed Aug. 31.

Shao, Guanying, Darien. Seller: Ming Tong, Norwalk. Property: 11 Bedford Ave., Unit F3, Norwalk. Amount: $159,000. Filed Sept. 5.

Sherrod, Jason, Fairfield. Seller: Kimberly J. Fox and Jeffrey T. Fox, Fairfield. Property: 7 Rosedale St., Fairfield. Amount: $378,000. Filed Sept. 1.

Siciliano, Michelle C. and Michael B. Cleary Jr., Bethel. Seller: Raymond E. Larnerd and Loann E. Larnerd, Newtown. Property: 41 Schoolhouse Road, Newtown. Amount: $397,000.

Filed Sept. 1.

Simoes, Marcony and Jamie Simoes, Fairfield. Seller: Jeffrey N. Cieri, Fairfield. Property: 163 Paul Place, Fairfield. For an unknown amount paid. Filed Sept. 7.

Varga, Szaboics and Aniko Molnar, Boca Raton, Fla. Seller: Steen Petri and Ann Marie Petri, Fairfield.

Property: 515 Stillson Road, Fairfield.

Amount: $562,000. Filed Aug. 28.

Vasylyk, Sergii, Stamford. Seller: Angela P. Haney, Blue Bell, Pa. Property: 80 Lawn Ave., Unit 13, Stamford.

Amount: $199,000. Filed Aug. 29.

Vaughan, Sarah Grace and William Joseph Eugene Vaughan Jr., Newtown. Seller: Maria Borrello, Newtown. Property: Lot 95, Map 7226, Newtown. Amount: $705,000. Filed Sept. 7.

Verneret, Annie, Bridgeport. Seller: Wilmington Savings Fund Society, Irvine, Calif. Property: 337 Alpine St., Bridgeport. Amount: $179,900. Filed Sept. 5.

Vicker, Lori A. and Timothy J. Vickers, Danbury. Seller: James Jannace, Ridgefield. Property: 315 Old Sib Road, Ridgefield. Amount: $475,000.

Filed Sept. 5.

Walker, Diana B. and Stewart H. Walker, Chappaqua, N.Y. Seller: Jose L. Toro and Lourdes Rodriguez-Perez, Collins, Colo. Property: 8 Winding Ridge Way, Danbury. Amount: $576,500. Filed Sept. 5.

Waterbury, Lisa and Jim Waterbury, Danbury. Seller: Donald J. Murray, Southbury. Property: 2 Silver Beech Drive, Danbury. Amount: $360,000. Filed Sept. 5.

Weaver, Amanda, Matthew Weaver and Alfred Gallichio, New Canaan. Seller: Ryan T. McGinn and Kelly R. McGinn, New Canaan. Property: Parcel B, Map 1693, New Canaan.

Amount: $832,500. Filed Aug. 31.

Weddle, Heather and Ryan Weddle, Westfield, N.J. Seller: Howard L. Vickery and Mary Wells Vickery, Annapolis, Md. Property: 295 Greens Farms Road, Westport. Amount: $760,000. Filed Sept. 1.

West Jr., Robert L., Monroe. Seller: Denise E. Sheedy, Stratford. Property: 88 Raven Terrace, Stratford. Amount: $307,500. Filed Sept. 6.

&

Wilcox, Stephanie and Aniq Darr, Greenwich. Seller: Carso J. Miller and Jeanne A. Miller, Fairfield. Property: 147 Blaine St., Fairfield. Amount: $800,000. Filed Aug. 29.

FIGURES Davies, Andreah, Danbury. $2,832 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury.

Property: 68 Garfield Ave., Danbury.

Filed Aug. 28.

Wong, Man Hei and Ri Sheng Wang, Branford. Seller: 122 Maple Avenue LLC, Stamford. Property: 122 Maple Ave., Stamford. Amount: $526,000. Filed Sept. 5.

Fontana, Frank, Stamford. $26,225 in favor of Cavalry SPV I LLC, Valhalla, N.Y., by Tobin Melien & Marohn, New Haven. Property: 70 Guinea Road, Stamford. Filed Aug. 28.

Wright, Gary F., Stratford. Seller: Lau Real Estate Acquisitions LLC, Fairfield. Property: Lot 19, Map 1392, Stratford. Amount: $340,000. Filed Sept. 1.

Goico, Patricia A., Norwalk. $11,590 in favor of Cavalry SPV I LLC, Valhalla, N.Y., by Tobin Melien & Marohn, New Haven. Property: 17 Grand St., Norwalk. Filed Aug. 29.

Young, Myron D., Bridgeport. Seller: George Evans Bruner IV and Linda P. Bruner, Bridgeport. Property: 1069 Briarwood Ave., Bridgeport. Amount: $263,500. Filed Sept. 5.

Ziering, Deborah and Steven Markowitz, Scarsdale, N.Y. Seller: Frank J. Ingarra Jr. and Kristen M. Ingarra, Greenwich. Property: 5 Blanchard Road, Greenwich. Amount: $2.2 million. Filed Sept. 7.

FORECLOSURES Bike, Edward S., et al. Creditor: Citimortgage Inc., Calabasas, Calif. Property: 133 Woodcrest Ave., Stratford.

Mortgage default. Filed Sept. 1.

Cholakian, Gary D., et al. Creditor: Bayview Loan Servicing LLC, Coral Gables, Fla. Property: 11 Tuckahoe Lane, Fairfield. Mortgage default.

Filed Aug. 28.

Marino, Michael, et al. Creditor: The Milford Bank, Milford. Property: 3699 Broadbridge Ave., Unit 319, Stratford. Delinquent common charges.

Filed Sept. 1.

Pinto, Ana, et al. Creditor: U.S. Bank NA, Miamisburg, Ohio. Property: 69 Clinton Ave., Unit 2C, Stamford. Delinquent common charges. Filed Aug. 28.

Wildman, Trevor A., et al. Creditor: Wells Fargo Bank NA, Frederick, Md. Property: 14 South St., Unit 16, Danbury. Delinquent common charges.

Filed Sept. 5.

JUDGMENTS Arias, Nelly M. and Rafael Arias, Norwalk. $1,914 in favor of Western Connecticut Medical Group, Danbury, by Flanagan & Peat, Danbury.

Property: 377 W. Cedar St., Norwalk.

Filed Sept. 6.

Benton, Brenda, Danbury. $5,100 in favor of Danbury Hospital, Danbury,

by Flanagan & Peat, Danbury. Property: 52 Boulevard Drive, Danbury.

Filed Sept. 7.

Black Diamond International Forest Group LLC, et al., Newtown. $190,167 in favor of EW Oil SP, Warsaw, Poland, by Polivy, Taschner, Lowry & Clayton LLC, Hartford. Property: 193 Walnut Tree Hill Road, Newtown.

Filed Aug. 29.

28 Week of October 02, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

Jerrild, Carsten, Fairfield. $3,736 in favor of Ford Motor Credit Co. LLC, Livonia, Mich., by Nair & Levin PC, Bloomfield. Property: 130 Doreen Drive, Fairfield. Filed Aug. 28.

Raiano, Allen J., Newtown. $3,097 in favor of Discover Bank, New Albany, Ohio, by Schreiber/Cohen LLC, Salem, N.H. Property: 56 Farrell Road, Newtown. Filed Aug. 28.

Skuba, Diane L., Newtown. $8,522 in favor of The Connecticut Light and Power Co., Berlin, by The Law Offices of Alexander G. Snyder LLC, Waterbury. Property: 31 Button Shop Road, Newtown. Filed Aug. 28.

Mezei, Ana M. and Steve P. Mezei, 1513 Fairfield Beach Road, Fairfield. $226,126, a tax debt on income earned. Filed Aug. 29.

Mi Terruno Corp., 1047 E. Main St., Stamford. $25,492, corporate income taxes, payroll taxes and quarterly payroll taxes. Filed Aug. 30.

Perry, Grey, 209 New Canaan Ave., Norwalk. $49,416, a tax debt on income earned. Filed Sept. 5.

Ricciardella, Josephine and Gianfranco Ricciardella, 6 Sherwood Farms, Westport. $8,018, a tax debt on income earned. Filed Sept. 5.

Zingo, Laurie, 80 Philemon St., Fairfield. $19,147, a tax debt on income earned. Filed Aug. 29.

Steen, Alan R., P.O. Box 8093, Stamford. $14,814, a tax debt on income earned. Filed Aug. 30.

MECHANIC’S LIENS-FILED

Tsyhan, Ivan, 14 Waterbury Ave., Apt. 3, Stamford. $112,472, a tax debt on income earned. Filed Sept. 5.

FEDERAL TAX LIENS-RELEASED

FEDERAL TAX LIENSFILED Athens Diner, 3350 Post Road, Fairfield. $20,361, corporate income taxes and quarterly payroll taxes. Filed Aug. 29.

Lang, Nicole, 237 Strawberry Hill Ave., Apt. 17, Stamford. $29,993, a tax debt on income earned. Filed Aug. 30.

Lepore, Angela and Michael F. Lepore, 35 Clinton Ave., Unit C, Norwalk. $2,362, a tax debt on income earned. Filed Sept. 5.

Lepore, Michael F., 35 Clinton Ave., Unit C, Norwalk. $21,082, civil proceeding tax. Filed Sept. 5.

Honan, Colleen D. and Daniel T. Honan, 60 A. Main St., Newtown. $47,480, a tax debt on income earned.

Filed Sept. 5.

Smyth, Jill M., 4 Wampanaw Ave., Apt. A, Fairfield. $15,801, a tax debt on income earned. Filed Aug. 29.

Vann, Maxine, Norwalk. $2,533 in favor of Midland Funding LLC, San Diego, Calif., by Schreiber/Cohen LLC, Salem, N.H. Property: 32 Circle St., Norwalk. Filed Aug. 30.

LIENS

Gordon, Yvonne, V., 10 Brookside Drive, Apt. La, Greenwich. $50,254, a tax debt on income earned. Filed Sept. 6.

Wodraska, Sady and Ronald Wodraska, 135 Courtland Ave., Unit 22, Stamford. $19,227, a tax debt on income earned. Filed Sept. 5.

Vonpein Jr., Nancy and Werner Vonpein, 45 Great Pasture Road, Redding. $27,638, a tax debt on income earned. Filed Aug. 29.

DeJesus, Juan, by self. Landlord: Success Village Apartments Inc., Bridgeport. Property: Building 1 of Success Village Apartments Inc., Apt. 405C, Bridgeport. Term: 37 years, commenced July 6, 2017. Filed Sept. 5.

Gordon, Yvonne, V., 20 Plymouth Road, Apt. 2, Stamford. $41,557, a tax debt on income earned. Filed Sept. 7.

Rosenstein, Lisa, 97 Big Oak Road, Stamford. $19,146, a tax debt on income earned. Filed Aug. 30.

Toledo, Luis, Danbury. $1,683 in favor of Western Connecticut Imaging, Danbury, by Flanagan & Peat, Danbury. Property: 12 Roger Ave., Danbury. Filed Aug. 28.

LEASES

EJ Moving Co LLC, 19 Fairfield Ave., Danbury. $249, payroll taxes. Filed Sept. 5.

A&G Landscape Contractors Inc., 23 Lyon Ave., Greenwich. $29,733, quarterly payroll taxes. Filed Sept. 5.

A & G Landscape Contractors Inc., 23 Lyon Ave., Greenwich. $12,397, payroll taxes. Filed Sept. 5.

Auerbach, Robert M., 119 Gregory Blvd., Apt. 45, Norwalk. $45,657, failure to collect or pay tax penalty. Filed Aug. 29.

Bloes, Walter, 123 Harbor Drive, Apt. 607, Stamford. $50,563, a tax debt on income earned. Filed Sept. 5.

Cantor, Joan E. and Jeffrey A. Cohen, 129 W. Haviland Lane, Stamford. $27,590, a tax debt on income earned.

Filed Aug. 30.

Country Air Heating & Cooling, 26 Paugussett Road, Newtown. $7,548, quarterly payroll taxes. Filed Aug. 28.

Danbury Auto Spring & Welding Co., 38 Lake Avenue Extension, Danbury. $14,970, quarterly payroll taxes.

Filed Sept. 5.

Denke, Stacey Jill and John Farnham, 79 West Lane, Ridgefield. $82,438, a tax debt on income earned.

Filed Sept. 5.

Auto Enterprises LLC, New Canaan. Filed by Midland Sales Inc., New Canaan, by Thomas Dudas. Property: Lot 5, Map 3013, New Canaan.

Amount: $14,550. Filed Aug. 31.

Doran, Michelle and Steven Patrick Jankowski, Stratford. Filed

by Titan Painting LLC, Danbury, by Michael Alpert. Property: 150 Meadowbrook Road, Stratford. Amount: $5,160. Filed Sept. 7.

Erickson, Clare M., Danbury. Filed

by Robert Mortara, Danbury, by self.

Property: 3 Maple Lane, Danbury.

Amount: $1,835. Filed Sept. 5.

Silverman, Beverly J., Fairfield.

Filed by Banton Construction Co., North Haven, by Marc Bronn. Lender: 710 Rowland Road, Fairfield. Amount: $450,556. Filed Aug. 29.

Stadler Construction LLC, New Canaan. Filed by A Vega’s Masonry & Landscaping LLC, New Canaan, by Andres Vega. Property: Lot 6, Map 3027, New Canaan. Amount: $22,510.

Filed Aug. 17.

Tramuta Enterprises LLC, Fairfield. Filed by Cuoco Structural Engineers LLC, Fairfield, by Nicolangelo Cuoco. Lender: 236 Woodside Circle, Fairfield. Amount: $14,080. Filed Sept.

1.

TREV CSG Danbury Limited Partnership, Danbury. Filed by Danbury Painting LLC, Danbury, by Todd Sparks. Property: 10 Clapboard Ridge Road, Danbury. Amount: $145,000.

Filed Sept. 6.

WE KNOW HOW IMPORTANT YOUR FINANCIAL ADVISOR AND CPA ARE This is your chance to show your appreciation for all they do to keep you and your business in good financial shape.

Nominate them for the annual Westfair Communications “CPA and Financial Advisor Award” program.

CALL FOR NOMINATIONS Members of the Fairfield County, Westchester County and Hudson Valley business communities are encouraged to nominate, pursuant to the criteria, one or more candidates for the following categories to be judged by a panel of experts:

SAVE THE DATE

AWARDS CELEBRATION

AHEAD OF THE CURVE • Stays ahead of his or her respective discipline as it relates to new legislation and trends.

MOST TRUSTED ADVISOR • Gives sound advice and help to make a positive impact in your business.

MOST GENEROUS • Provides an exemplary level of service and attention to the nonprofit and government sectors and gives back to the community.

TOP ACCOUNTANT OR FINANCIAL ADVISOR UNDER 40 • Shows a high level of technical expertise and customer service as well as an ability to help you develop new business.

SUBMIT NOMINATIONS: WESTFAIRONLINE.COM/EVENTS DEADLINE: SEPTEMBER 29

NOVEMBER 7

FOR MORE INFORMATION OR SPONSORSHIP INQUIRIES, CONTACT REBECCA FREEMAN AT 914-358-0757 OR RFREEMAN@WESTFAIRINC.COM

WHERE: WHITBY CASTLE, RYE

BRONZE SPONSORS

This awards program is co-sponsored by the Westchester and Fairfield County Business Journals, divisions of Westfair Communications Inc.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 02, 2017 29

FACTS LIS PENDENS 260 Lenox Avenue LLC, et al., Bridgeport. Filed by The Marcus Law Firm, North Branford, for U.S. Bank NA, trustee, Salt Lake City, Utah. Property: 260-262 Lenox Ave., Bridgeport.

Action: to foreclose on tax liens levied by the city of Bridgeport and take immediate possession of the premises.

Filed Sept. 6.

Appleby, Venie, et al., Bridgeport.

Filed by The Marcus Law Firm, North Branford, for U.S. Bank NA, trustee, Salt Lake City, Utah. Property: 180 Polk St., Bridgeport. Action: to foreclose on tax liens levied by the city of Bridgeport and take immediate possession of the premises. Filed Sept. 6.

Ben-Mansour, Aziza, et al., Stamford. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for Altlogik Investments LLC. Property: 30 Nichols Ave., Stamford. Action: to foreclose on a delinquent mortgage in the original principal amount of $30,000, dated October 2005. Filed Aug. 31.

Blair, Jerrold H., et al.k, Stamford.

Filed by John P. Regan, Stamford, for the city of Stamford. Property: 82 Pinnacle Road, Stamford. Action: to foreclose on tax liens levied by the city of Stamford and take immediate possession of the premises. Filed Sept. 6.

Carlucci, Patricia A., et al., Stamford. Filed by Cohen and Wolf PC, Orange, for U.S. Bank NA, trustee, Salt Lake City, Utah. Property: 60 George St., Stamford. Action: to foreclose on a delinquent mortgage in the original principal amount, dated September 1993. Filed Sept. 1.

Cayo, Delice, et al., Bridgeport. Filed

by The Marcus Law Firm, North Branford, for U.S. Bank NA, trustee, Salt Lake City, Utah. Property: 504-506 Wilmot Ave., Bridgeport. Action: to foreclose on tax liens levied by the city of Bridgeport and take immediate possession of the premises. Filed Sept. 6.

Colacurcio Jr., Frank C., et al., Stratford. Filed by Bendett and McHugh PC, Farmington, for Bank of America NA, Salt Lake City, Utah.

Property: 456 Barnum Terrace Ext., Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $110,000, dated May 2004. Filed Sept. 7.

Conroy, Patrick, et al., New Canaan. Filed by Bendett and McHugh PC, Farmington, for Wells Fargo Bank NA, Frederick, Md. Property: 98 Weed Ave., New Canaan. Action: to foreclose on a delinquent mortgage in the original principal amount of $438,000, dated June 2003. Filed Aug. 24.

Dunbar, Manoah S., et al., Bridgeport. Filed by The Marcus Law Firm, North Branford, for U.S. Bank NA, trustee, Salt Lake City, Utah. Property: 80 Elmwood Place, Bridgeport. Action: to foreclose on tax liens levied by the city of Bridgeport and take immediate possession of the premises.

Filed Sept. 6.

Elumba, Kathryn E. and Sean M. Elumba, Stamford. Filed by Glass & Braus, Fairfield, for U.S. Bank NA, trustee, Salt Lake City, Utah. Property: 154 Gaymoor Drive, Stamford. Action: to foreclose on a delinquent mortgage in the original principal amount of $468,800, dated May 2006. Filed Aug. 28.

Esposito, John V., Fairfield. Filed

by Benanti & Associates, Stamford, for People’s United Bank, Bridgeport.

Property: 34 Rena Place, Fairfield.

Action: to foreclose on a delinquent mortgage in the original principal amount of $200,000, dated July 2013.

Filed Aug. 31.

Poppa, Joseph, et al., Bridgeport.

Filed by The Marcus Law Firm, North Branford, for U.S. Bank NA, trustee, Salt Lake City, Utah. Property: 169 Goddard Ave., Bridgeport. Action: to foreclose on tax liens levied by the city of Bridgeport and take immediate possession of the premises. Filed Sept. 6.

Raza, Mohummad, et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for Inwood Condominium Association Inc., Bridgeport. Property: 3200 Park Ave., Unit 2D-2, Bridgeport. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the property. Filed Aug. 31.

Rivera, Maria, et al., Bridgeport.

Filed by The Marcus Law Firm, North Branford, for U.S. Bank NA, trustee, Salt Lake City, Utah. Property: 204 Walnut St., Bridgeport. Action: to foreclose on tax liens levied by the city of Bridgeport and take immediate possession of the premises. Filed Sept. 6.

Robinson, Nichole L., et al., Bridgeport. Filed by Marinosci Law Group PC, Warwick, R.I., for Selene Finance LP. Property: Lots 33 and 34, Tuxedo Park, Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $253,624, dated September 2008. Filed Sept. 6.

Rodrigues Jr., Armindo C., et al., Newtown. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for U.S. Bank NA, trustee, Salt Lake City, Utah.

Property: 31 Laurel Trail, Newtown.

Action: to foreclose on a delinquent mortgage in the original principal amount of $209,549, dated July 2011.

Filed Aug. 29.

Szekers, David, et al., Newtown.

Filed by Bendett and McHugh PC, Farmington, for Ditech Financial LLC. Property: 5 Bungalow Terrace, Newtown. Action: to foreclose on a delinquent mortgage in the original principal amount of $132,000, dated December 2005. Filed Sept. 5.

Tarzia, James A., et al., Stamford.

Filed by Bendett and McHugh PC, Farmington, for Deutsche Bank National Trust Co., Salt Lake City, Utah. Property: 23 Knollwood Ave., Stamford. Action: to foreclose on a delinquent mortgage in the original principal amount of $460,000, dated October 2006. Filed Sept. 5.

&

Valbuena, Luis A., et al., Bridgeport. Filed by Marinosci Law Group PC, Warwick, R.I., for Bank of America NA, Salt Lake City, Utah. Property: Lot 2A, Chopsey Hill Road, Bridgeport.

Action: to foreclose on a delinquent mortgage in the original principal amount of $221,250, dated August 2007. Filed Sept. 1.

MORTGAGES 257 Bruce Park Avenue LLC, by Michael W. Jedlicka. Lender: Heidenreich Real Estate Investments LLC, Greenwich. Property: 257 Bruce Park Ave., Greenwich. Amount: $130,000 Filed Sept. 6.

485 RHR LLC, Greenwich, by Douglas H. Blin. Lender: Silicon Valley Bank, Santa Clara, Calif. Property: 465 Round Hill Road, Greenwich.

Amount: $4.3 million Filed Sept. 7.

583 Pacific CH LLC, New York, N.Y., by Andres Hogg. Lender: Pacific Revival LLC, Fairfield. Property: 583 Pacific St., Stamford. Amount: $1.6 million Filed Sept. 6.

646 Central LLC, New Rochelle, N.Y., by Ed Dostal. Lender: Sachem Capital Corp., Branford. Property: 168170 Williston St., Bridgeport. Amount: $162,500 Filed Aug. 29.

Bell-55 Old Ridgebury Road LLC, Glastonbury, by Eli Levine. Lender: ADG 129 Concord Road Billerica Ma LLC, Andover, Mass. Property: 55 Old Ridgebury Road, Danbury. Amount: $3.2 million Filed Sept. 5.

CHC Realty II Inc., Middletown,

by Edward S. Shelton. Lender: Capital One NA, New York, N.Y. Property: 76 New Britain Ave. and 22 Fifth St., Stamford. Amount: $2.9 million Filed Sept. 5.

Prithvi Real Estate Management LLC, Newtown, by Rakesh Vali. Lender: Newtown Savings Bank, Newtown.

Property: 94 S. Main St., Newtown.

Amount: $365,250 Filed Aug. 31.

Romano Brothers LLC, Stamford, by Douglas J. Romano. Lender: First Country Bank, Stamford. Property: Map 10417, Stamford. Amount: $750,000 Filed Aug. 29.

Stero LLC, by Gregory Anthony Dixon. Lender: Visio Financial Services Inc., Austin, Texas. Property: 273 Beardsley St., Bridgeport. Amount: $123,750 Filed Sept. 5.

NEW BUSINESSES A Fuego, 1657 Stratford Ave., Bridgeport 06607, c/o Hector L. Velez. Filed Sept. 5.

30 Week of October 02, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

FIGURES Bounce, 21 Prindle Lane, Westport 06883, c/o Cannon Trampoline Park 1 LLC. Filed Sept. 5.

Brothers Tile LLC, 1038 Lindley St., Bridgeport 06606, c/o Wilson Barbosa Ferreira, Charles C. Oliveira Souza and Roginaldo Braz. Filed Sept. 6.

Country Praise Industries, 79C River Bend Road, Stratford 06614, c/o Paul Bryan. Filed Sept. 6.

Creative Factor Productions, 11 Greens Farms Road, Westport 06880, c/o Stephen J. James. Filed Sept. 6.

Deforest Tutoring, 15 Stony Lane, Norwalk 06850, c/o Cynthia Deforest.

Filed Aug. 31.

Lean Power! Fitness and Nutrition, 23 Woodbury Ave., Apt. 2, Norwalk 06850, c/o Linda Kennedy. Filed Aug. 28.

Lifetime Hardwood Flooring LLC, 221 Summit St., Bridgeport 06606, c/o Yon Karon Bullock. Filed Sept. 1.

Macedonia Painting Contractor, 274 Bronx Ave., Bridgeport 06606, c/o Efthimios Kons Tandinidis. Filed Sept. 7.

Michael Stadler Construction, 9 Rae Lane, Norwalk 06850, c/o Michael Stadler. Filed Aug. 28.

NaeRoc Productions LLC, 146 Triangle St., Danbury 06810, c/o Corean Strong. Filed Sept. 6.

Dest Collective, 44 Shorehaven Road, Norwalk 06855, c/o Destsocial (Parent) LLC and Destsocial Westport LLC. Filed Aug. 31.

Patty’s Cleaning Service LLC, 16 Acton Road, Bridgeport 06606, c/o Patricia Silva Garcia. Filed Sept. 6.

Dest Consulting, 44 Shorehaven Road, Norwalk 06855, c/o Destsocial (Parent) LLC and Destsocial Westport LLC. Filed Aug. 31.

Prado’s Hardwood Floors LLC, 4070 Madison Ave., Bridgeport 06606, c/o Roberto Prado. Filed Sept.

6.

Dest, 44 Shorehaven Road, Norwalk 06855, c/o Destsocial (Parent) LLC and Destsocial Westport LLC. Filed Aug. 31.

Shiviti Space, 5 Allen Road, Norwalk 06851, c/o Wilton Jewish CenterNefeesh Yehudi Inc. Filed Sept. 5.

DimePiece Entertainment, 9 Justice St., Stratford 06614, c/o Angelique D. Jones. Filed Sept. 6.

Down 2 Earth Trucking, 11 Fairview Ave., Norwalk 06854, c/o Nicholas J. Chetta. Filed Aug. 30.

Dr. Bina Park Orthodontics, 42 Sherwood Place, Greenwich 06830, c/o M. Bina Park. Filed Sept. 11.

Dros Couture LLC, 267 W. Cedar St., Unit 5-B, Norwalk 06850, c/o Kate Dros. Filed Aug. 30.

Edward Jones, 12555 Manchester Road, Ridgefield 06877, c/o Edward D. Jones & Co LP, Filed Sept. 6.

Stones In Harmony, 1050 King St., Greenwich 06830, c/o Elizabeth Wald-Kvaale. Filed Sept. 13.

Taste T’s Catering Service, 18 Nash Place, Apt. 1, Norwalk 06854, c/o Latoya Frierson. Filed Aug. 28.

TCA Carting LLC, 1635 Stratford Ave., Bridgeport 06607, c/o Ademir D. Souza. Filed Sept. 6.

The Martens Group LLC, 43 1/2 Harbor View Ave., Norwalk 06854, c/o Christopher Martens. Filed Aug. 28.

Tusk Home + Design, 1375 Post Road East, Westport 06880, c/o Sarah Weiland. Filed Sept. 5.

El Dorado Meat Market LLC, 2428 Main St., Bridgeport 06606, c/o Maria Rosanoza Barbosa Sr. Filed Sept. 7.

NEW LIQUOR LICENSES

Emporio Brazil LLC, 827 North Ave., Bridgeport 06606, c/o Wilson Cassio Vascouto Pelarin. Filed Sept. 6.

Carton Brewing Company LLC, 1700 Stratford Ave., Stratford 06614, c/o Lawrence A. Carton IV. Permit no.

LMB.0001550.AP. Filed Sept. 6.

Feisty Africana, 26 Belden Ave., Apt. 2426, Norwalk 06850, c/o Precious Asouzu. Filed Sept. 1.

HR Partner Exchange, 141 Ledges Road, Ridgefield 06877, c/o Amelia Armitage. Filed Sept. 7.

Iglesia De Dios (Israelita) 3 Ocean St., Norwalk 06854, c/o Santiago Hernandez. Filed Sept. 5.

Landscaping and More Luis Villalba, 792 Surf Ave., Stratford 06615, c/o Beily M. Villalba. Filed Sept. 6.

Sterling House Weekend, 2283 Main St., Stratford 06614, c/o Amanda Meeson. Permit no. LCO.0007840.

Filed Sept. 1.

PATENTS Audio enhancement via opportunistic microphones. Patent no. 9,769,563 issued to James M. Kirsch, Salt Lake City, Utah; and Brant D. Thomsen, Sandy, Utah. Assigned to Harman International Industries Inc., Stamford.

Dual heater coffee maker. Patent no.

9,770,128 issued to Leandro P. Rizzuto, Sheridan, Wy.; and Joseph J. Laskowski, Derby. Assigned to Conair Corp., Stamford.

Flexbeam to rotor blade interface.

Patent no. 9,771,152 issued to Justin Thomas, New Haven; Eric Licien Nussenblatt, Stamford; Eric S. Parsons, New Haven; Ryan Thomas Casey, San Diego, Calif.; and David H. Hunter, Cheshire. Assigned to Sikorsky Aircraft Corp. Stamford.

Implicit profile for use with recommendations engine and/or question router. Patent no. 9,773,043 issued to Nir Polonsky, Ridgefield; and Girish Malangi, Bridgewater, N.J. Assigned to Gartner Inc., Stamford.

Manifold for multiple compression drivers with a single-point source exit. Patent no. 9,769,560 issued to Douglas J. Button, Simi Valley, Calif.

Assigned to Harman International Industries Inc., Stamford.

Mobile autonomous surveillance.

Patent no. 9,767,675 issued to Jeffrey L. Hutchings, Lehi, Utah. Assigned to Harman International Industries Inc., Stamford.

Pyridine compounds as sodium channel blockers. Patent no. 9,765,029 issued to Don Kyle, Yardley, Pa.; Chiyou Ni, Belle Mead, N.J.; Minnie Park, Princeton Junction, N.J.; and Laykea Tafesse, Robbinsville, N.J. Assigned to Purdue Pharma LP, Stamford.

System and method for monitoring performance characteristics associated with user activities involving swinging instruments. Patent no.

9,770,639 issued to Fabrice Claude Blanc, Stamford. Assigned to Arccos Golf LLC, Stamford.

System and method for printing during a pull-printing system failure.

Patent no. 9,774,750 issued to Peter J. Zehler, Penfield, N.Y.; Lawrence W. Meyer, Fairport, N.Y.; and Rovil A. Andrade, Rochester, N.Y. Assigned to Xerox Corp., Norwalk.

Tamper resistant dosage forms. Patent no. 9,770,417 issued to William H. McKenna, Yonkers, N.Y.; Richard O. Mannion, Furlong, Pa.; Edward P. O’Donnell, Basking Ridge, N.J.; and Haiyong H. Huang, Princeton, N.J. Assigned to Purdue Pharma LP, Stamford.

GAA Product Associate (AQR Capital Management, LLC - Greenwich, CT) Anlyze prtfolio exposures & prfrmnce us’g exst’g tools. Drive dvlpmnt of new tools to improve monitor’g & streamline data used in client ptflio reviews. F/T. Resumes: AQR Capital Management, LLC, ATTN: S. Rao, 2 Greenwich Plaza, 3rd Flr, Greenwich, CT 06830. Job Code: AQR-158.

2017

CFO OF THE YEAR AWARDS

YOU’RE INVITED TO CELEBRATE FINANCIAL LEADERS For the sixth year, the Fairfield County Business Journal and RSM will honor the best financial decision-makers working in Fairfield County. Find out how these CFOs and financial leaders make the most of business challenges through innovation and transformation.

MEET THE HONOREES: ALEXANDRA COOLEY • GREENWORKS LENDING LLC BILL FERENCE • BRUCE MUSEUM, INC. RONALD HOLBERT • FIRST COUNTY BANK TODD JORDAN • HEDGEYE RISK MANAGEMENT MICHAEL KINNEY • SACRED HEART UNIVERSITY

ELIO LONGO • WESTPORT PUBLIC SCHOOLS RICHARD K. TROWBRIDGE, JR. • AMERICARES STEPHEN TURNER • TALALAY GLOBAL JOHN VUONO • ASHCROFT INC.

OCTOBER 17TH, 5:30 P.M.

Enjoy a special and private tour of the Bruce Museum's brand new Toulouse-Lautrec exhibition which features 100 drawings, prints and posters showcasing Henri de Toulouse-Lautrec's satirical portraits of stage personalities and Bohemian life in late 19th century Paris.

THE BRUCE MUSEUM, GREENWICH CONTACT:

For more information or questions, call Rebecca Freeman at (914) 358-0757, or email rfreeman@westfairinc.com.

PRESENTING SPONSORS

BRONZE SPONSORS

Nominate at: westfaironline.com/CFO_Fair Nominations will be accepted now through Sept. 7.

TO REGISTER: • please visit www.westfaironline.com/events SUPPORTERS

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 02, 2017 31

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32 Week of October 02, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

MORE SCIENCE. LESS FEAR.