Fairfield County Business Journal 100316

3 | CUP BID October 3, 2016 | VOL. 52, No. 40

17 | TALKING GOVERNMENT

YOUR ONLY SOURCE FOR REGIONAL BUSINESS NEWS

Have shears, will travel

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Good vibrations TRUMBULL FIRM’S ULTRASOUND HEALING DEVICE GAINS TRACTION WITH ATHLETES

BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

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A total of 70 First Niagara and 36 KeyBank branches will be closed in New York, Connecticut, Massachusetts and Pennsylvania during the consolidation.

The closings will take place in phases, beginning with 69 First Niagara branches in October. Additional closings, including the 36 KeyBank branches, will take place through early 2017.

No closings are scheduled for Fairfield County, where First Niagara has nine branches after closing five offices earlier this year.

In the Hudson Valley, the following

wearable ultrasound device to treat acute and chronic muscle injuries produced by a Trumbull firm is increasingly finding favor with professional sports teams and health care providers alike.

Manufactured by ZetrOZ Systems LLC, the product, sam Sport, is an FDA-cleared bioregenerative medical device used both to reduce the pain associated with tendon, ligament and muscle injuries and to accelerate the healing process. It uses ZetrOZ’s proprietary miniaturization technology to provide ultrasonic waves that penetrate five centimeters into the tissue to increase circulation, oxygen and nutrient delivery and remove waste products such as lactic acid from the site of a musculoskeletal injury.

“The last year and a half have been a whirlwind for us,” said George Lewis, president and CEO of ZetrOZ and creator of the sam (sustained acoustic medicine) device. Noting that manufacturing and research and development take place at its facility at 56 Quarry Road in Trumbull, Lewis said “we’ve seen pretty explosive growth” since launching in 2014, with 15 National Football League teams, five Major League Soccer squads, and several National Basketball Association, Women’s NBA, and Major League Baseball teams using the device to treat injuries from pulled hamstrings and rotator cuff strains to ankle, shoulder and back issues.

Though declining to name which teams are using sam Sport, Lewis said that the likes of Rick Guter, head athletic trainer and physical therapist

» Bank, page 6

» Vibrations, page 6

Christian Iannucci, owner of Doorbell Barbers and Doorbell Salon, brings his business to offices, homes and hospitals. Photo by Bob Rozycki

KeyBank moves on First Niagara takeover

BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

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ransitioning branches from one corporate parent to another is no easy task. But in the case of KeyBank -- whose Clevelandbased parent KeyCorp this year acquired Buffalo-based First Niagara Financial Group for $4 billion, creating the 13th largest commercial bank in the country -- one potential headache was missing.

“This is a little unusual,” said Jeff Hubbard, who was the New England region

president for First Niagara and is staying on as market president for Connecticut and western Massachusetts at KeyBank.

“A lot of the time with something like this you have competing banks right across the street from each other, but in this region at least, there was very little overlap.”

Such is not the case in upstate New York and in other major metro areas served by First Niagara, he noted.

KeyCorp formally acquired First Niagara on Aug. 1, with regulatory approval from the Office of the Comptroller of the Currency announced on Sept. 22.

Stylist brings the shop to your doorstep

BY ALEESIA FORNI aforni@westfairinc.com

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hink of it as Uber for haircuts.

Taking a page from ondemand services like the aforementioned transportation company, Stamford resident Christian Iannucci has created something similar for those who need a trim or a shave.

His companies, Doorbell Barbers and Doorbell Salon, allow clients to book and pay for a haircut or other grooming service online in less than 60 seconds. A licensed barber or beautician will then come directly to the client’s home, office or other specified location, fully equipped with a portable workbench, Bluetooth radio and wireless set of tools. That location could be anywhere from a home to an office, the gym or a hospital room.

“We’ve had people call us to come out to the beach,” Iannucci said.

After graduating from Marymount Manhattan College, Iannucci got his start in entrepreneurship in 2010 when he cofounded City Wine Tours, a company that designs walking tours showcasing wine destinations in specific neighborhoods.

“I was always stifled by corporate restrictions, the corporate workplace,” he said. “I was always fast-paced and very action oriented, so I often found lots of limitations with a normal nine-to-five.”

While enjoying the flexibility that comes with owning a business, Iannucci was soon ready for a change of pace.

“I was really looking to have more of a meaningful impact and really connect with people more and service others,” he said.

Iannucci drew from his experience growing up in the Bridgeport barbershop, The Male Room Haircutters, owned and operated by his late grandfather, Joe Iannucci, for more than 40 years. He began toying with the idea of what an inhome or on-call service would look like in the beauty and grooming industry.

To bring his vision to life, Iannucci enrolled in SoNo Academy in Norwalk and completed a yearlong apprenticeship, all while tweaking the idea for an on-demand barbershop service.

In July 2015, Iannucci launched Doorbell Barbers and soon after, in December of that year, created a similar service for women, Doorbell Salon.

Customers can choose to book a single appointment — men’s haircuts are $40 and women’s are $75 — or sign up for a monthly membership package. The company also offers makeup, blowouts, facials, massages and a variety of packages including those for bachelorette parties or grooms and

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Christian Iannucci's tool kit at Doorbell Barbers. Photo by Bob Rozycki

their groomsmen on their wedding days.

But Iannucci is quick to point out that it’s not just a grooming service, it’s an experience. Customers can choose their own music, products and even a preferred beverage.

“It’s different because you’re not coming into a barbershop,” he said. “Someone is coming into your home, so the level of trust is so much more important for us.”

To build that trust, Doorbell Barbers’ employees serve certain territories, allowing clients to build relationships with their stylists.

“The model is somewhat similar to the Uber model, so we’re hiring contractors; so you work where you want when you want,” Iannucci said. “They’re still able to maintain a full-time job at a salon or a

Week of October 3, 2016 • FAIRFIELD COUNTY BUSINESS JOURNAL

barbershop. They can just make additional money on the side working with us.”

Because the company avoids the fixed costs and fees associated with owning a brick-and-mortar shop, Iannucci said, “We’re able to flip that and pay these stylists or barbers a higher commission, so it makes it a little more valuable to them to work for us.”

After beginning with Iannucci as its single barber, the company has grown to a dozen employees, including barbers, hair stylists, makeup artists, a massage therapist and an esthetician, all available to come directly to the customer.

For now, Iannucci aims to saturate his current markets in Westchester, Fairfield and New Haven counties, but he hopes to expand his services to include New York

City and the Hamptons by next summer.

He is also working to develop a Doorbell Barbers app to make the booking process even easier for his clients.

“There are so many different ways and avenues for this to go, but I would love to build a school, a training program for folks to kind of train themselves and be licensed to how to properly take care of folks in their home,” he said. “I think there are a lot of things you’ll learn from being out in the field doing this work that you can’t in a salon or barbershop.”

Launching his venture has cost about $50,000, he said, including $16,000 in tuition to SoNo, but for Iannucci, doing what he loves has been well worth the investment.

“I’ve done thousands of services this year, and it doesn’t feel like work to me.”

Brooklawn takes swing at landing golf's Solheim Cup

BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

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t’s been quite a while since Fairfield’s Brooklawn Country Club has hosted a major golf event. But if Rick Ryan, first vice president of its board of governors, has his way, that will all change with the prestigious Solheim Cup, widely viewed as the biggest event in women’s professional golf.

Founded in 1895 and one of the first clubs to be recognized by the foundling United States Golf Association (USGA), Brooklawn has hosted four USGA championships, including the 1979 U.S. Women’s Open and the 1987 U.S. Senior Open.

That last major event hosted by Brooklawn “was a long time ago,” Ryan said. “For me personally and for the club I love, the Solheim Cup is a perfect event — for us, the city, the county and the tristate area. The time is right.”

The time isn’t quite here yet, however: Brooklawn’s bid is for the 2021 edition of the biennial women’s event. Like the men’s Ryder Cup, the Solheim pits a U.S. team against a European team and switches off between the states and

Europe. The long lead time is due to the 2017 edition being scheduled for the Des Moines Golf and Country Club and the 2019 competition taking place at the Gleneagles Hotel in Perthshire, Scotland.

Ryan, who in August became director of corporate relations at Quinnipiac University, said the Solheim Cup would bring an economic impact of around $50 million to the area, with at least 150,000 spectators expected. If awarded to Brooklawn — which made its presentation to the Solheim committee in July — it would be the first time the Cup has been held in the Northeast.

Brooklawn is also the only Northeastern facility to bid on the Cup. Other contenders are Inverness Country Club in Toledo, Ohio; Lancaster Country Club in Lancaster, P.A.; Scioto Country Club in Upper Arlington, Ohio; Oak Tree National in Edmund, Okla.; and TPC San Antonio in San Antonio, Texas.

“The last presentation was made last Wednesday (Sept. 21),” Ryan said.

“We’re up against clubs with substantial resources. Now it’s up to us to keep the momentum going.”

As part of that effort, the club has

reached out to and secured sponsoring interest from MasterCard, XL Catlin, PepsiCo, Google and Bank of America and has received letters of intent from 30 companies supporting its bid. The club has also packaged corporate hospitality villages named after seven past Solheim Cup captains, all of whom played in the '79 U.S. Women’s Open, including Nancy Lopez, Kathy Whitworth, Judy Rankin and Pat Bradley.

Lining up corporate support “is the single hardest thing” in the bidding process, Ryan declared. “It’s as important as the club’s ability to pull off the event.”

Still, he said, “We have more Fortune 500 companies than anywhere else on Earth, when you consider the tristate area and Massachusetts. (The other contenders) don’t have that unlimited supply of potential corporate sponsors. For us, the target list never dries up.”

Brooklawn is further touting its proximity to international airports, commuter rail service to and from New York City, Amtrak rail service between Washington, New York and Boston, water ferry services, and the club’s location between I-95 and the Merritt Parkway as

uniquely accommodating to out-of-state and foreign visitors.

In addition, Ryan noted that Brooklawn has completed more than $12 million in capital improvements over the last 10 years, with major projects, including a new irrigation system and the restoration of all bunkers as well as the addition of new ones. The club’s pool building and bag room and men’s and women’s locker rooms in its 57,667-square-foot clubhouse, which celebrates its 100th birthday this year, have also been renovated and upgraded, he said.

In 1930, the club’s course was completely redesigned by the noted golf course architect A.W. Tillinghast; architect Ron Forse now oversees ongoing improvements.

“We’re very fiscally healthy,” Ryan said. “We have no debt and significant cash reserves. Our membership is very excited about the Solheim Cup and I’m convinced that getting it would be great for the entire region. Let’s face it: We could use some very good news.”

Ryan said the Cup Committee’s decision is expected as early as mid-October or as late as mid-December.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 3, 2016

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Two Westchester guys bring fitness home with mobile gyms • Main office telephone. . . . . . . . 914-694-3600 • Newsroom fax. . . . . . . . . . . . . . . 914-694-3680 • Sales fax. . . . . . . . . . . . . . . . . . . . . 914-694-3699 • Research fax. . . . . . . . . . . . . . . . . 914-694-3682 • Editorial e-mail jgolden@westfairinc.com

BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

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am Langer and Jimmy Bonavita, as they tell it, are two childhood best friends who got the chance to go into business together. Now they are recognized as top franchisees in a fast-growing national fitness brand.

“He’s had my back since elementary school,” Langer, 26, said with a laugh at their home office in Tarrytown.

That was Dows Lane Elementary School in Irvington. The friendship carried through Irvington Middle School and Irvington High. Last year, Langer brought on Bonavita, also 26, as a co-owner in the GYMGUYZ operation he started in Westchester in 2014.

GYMGUYZ, a Long Island-based company that launched in 2008 and now operates in 14 states, offers traveling personal trainers who lead personalized workouts in homes, workplaces and parks — anywhere with enough space.

Langer launched his Westchester operation as the Plainview-based company's first franchisee. Bonavita joined as a partner the next year.

Following a year in which their work with an Irvington 17-year-old to lose 120 pounds was featured nationally in People Magazine, Langer and Bonavita were recognized this fall as Franchisee of the Year at the inaugural GYMGUYZ national conference.

The duo oversees an operation with five vans and nine part-time and full-time certified trainers, who work with about 150 clients from the southern part of Westchester county and north to Yorktown, with occasional house calls across the state line in Farifield County.

It started for Langer when his father struck up a conversation with GYMGUYZ CEO Josh York at a buffet line while on vacation in Mexico in 2013. The two discussed business, including York’s still relatively new personal training startup on Long Island.

Recognizing his son’s similar interest in fitness, Langer’s father put the two in touch. York described the business model to Langer and how it could be franchised and Langer was up and running within a year.

“Being 23 years old and never running a business before, it was definitely helpful to get that background of having a franchise model already set up and just adapting to that model,” Langer said.

He launched officially in February 2014 with an initial investment of $75,000.

GYMGUYZ Westchester started with a sin-

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Or write to: Fairfield County Business Journal 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 westfaironline.com PUBLISHER | Dee DelBello ASSOCIATE PUBLISHER | Anne Jordan MANAGING EDITOR | John Golden SENIOR EDITOR | Bob Rozycki

News Partners Jimmy Bonavita, left, and Sam Langer with one of their GYMGUYZ vans that bring personal trainers and fitness equipment to clients' homes and workplaces.

gle van and Langer as the sole owner and only trainer.

Before GYMGUYZ, Langer was working in asset management for ESPN and Bonavita was selling wine for Opici Wines.

Both became certified personal trainers at the National Academy of Sport Medicine.

While Langer may be passionate about fitness, he said he never considered investing in or owning a gym location. The mobile model was the only one that made sense to him.

“Everything is all about convenience now,” he said. “We’ve seen so many popup gym places go in and out of business in months. We didn’t want to have to deal with the overhead of a brick-and-mortar location.”

Plus, the on-the-go model allows GYMGUYZ to reach large swaths of the county. A gym in Yorktown likely has little chance to draw customers from New Rochelle, but GYMGUYZ can send out vans to both locations. Their vans cross the Hudson into South Nyack as well, as the company’s home base in Tarrytown allows an easy shot over the Tappan Zee Bridge.

For between $69 and $88 per hour, GYMGUYZ will show up at your door with all necessary equipment and lead a customized workout. After an initial free assessment of both nutrition and fitness, clients are set up with a specific trainer and put on a workout plan. Each van carries 365 pieces of equipment, Langer said, allowing for a wide range of workouts.

“Our workouts are never the same,” Bonavita added. “We keep the clients guessing. We want it to be fun, we want it to be creative.”

GYMGUYZ has also partnered with corporations and organizations for team building exercises, yoga and Zumba classes. They've run classes for Phelps Memorial Hospital Center, Regeneron Pharmaceuticals Inc., Dobbs Ferry

Week of October 3, 2016 • FAIRFIELD COUNTY BUSINESS JOURNAL

Elementary School, Sleepy Hollow Senior Center and at Atria Senior Living centers in Westchester, among others.

“We’re able to reach everyone from 2 years old to 98 years old — that’s our oldest client currently,” Bonavita said. “We do assisted living, schools. It allows that broad spectrum.”

A typical client is between 40 and 50 years old, often a parent without the time to get out to the gym, Langer said.

Langer stressed guerrilla marketing as a way to get the name of the startup company recognized in the county.

“Putting down lawn signs, handing cards at the train stations,” he said.

Even the company vans, with their giant GYMGUYZ logo and two cartoon trainers painted on the side, are moving billboards, he added.

GYMGUYZ now has 71 franchises operated by a total of 32 franchise owners. The company expects to expand to more than 100 locations this year, according to York, its founding CEO, with a goal of 500 franchisees in five years.

“We will be the largest fitness brand in the world within the next 15 years, no ifs ands or buts,” York said. “That’s because we do what’s needed to be done, surround ourselves with great people and have fun.”

Langer and Bonavita soon will expand their franchise business as well. While their trainers already travel occasionally to Greenwich for workouts, they plan to launch a Fairfield County operation.

They are partnering with Dave Dequeljoe, a Boston-based entrepreneur and former CEO and co-founder of Roast Beast Franchise System, a year-old sandwich shop chain, to launch in Connecticut.

The two also hope to expand their fleet to 15 vans in Westchester County, servicing a territory from Pelham to Bedford.

“When people think health and fitness, we want them to think of us,” Langer said.

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BY JEFF BLACKEY

Planning and preparation can reduce a disaster’s impact on your business The National Centers for Environmental Information reported that as of July 2016, there have been eight weather and climate disaster events with losses exceeding $1 billion each across the United States.

Every September, known as National Preparedness Month, we are reminded of the toll natural disasters like hurricanes and wildfires take on businesses. However, business leaders know that in reality, smaller man-made disasters, such as spilled coffee, have a greater chance of impacting our daily lives and operations.

Business leaders should consider the following three tips that can significantly eliminate the threat of downtime and provide continuity for their organization’s communications in the event of all business disasters and disruptions.

CREATE A DISASTER PREPAREDNESS PLANAND TEST IT Preparing a plan of action includes identifying the most critical daily operations and establishing procedures for handling them during an emergency prior to an event. This helps to greatly reduce the risk of problems that arise when employees are without the right equipment to respond to customer needs when company data is not accessible.

For example, business leaders may consider adopting a cloud-based unified communications (UC) solution that can be accessible from any location on any device with failover capabilities for local issues or overrides so employees can work easily when accessing the office is not an option. In addition to understanding business needs, recognize how a change in communications solutions could affect existing business infrastructure or critical software such as Salesforce.

To avoid problems that can arise from not properly preparing for business continuity and disaster recovery, businesses should test and refine their disaster preparedness plans by running regular drills, ensuring everyone feels comfortable with the procedures to avoid human error and the resulting downtime and lost revenue.

KEEP COMMUNICATION A TOP PRIORITY Clear, timely communication is more critical than ever during disruptive events.

To keep lines of communication open, businesses should look to cloud-based UC systems. Unique applications and features like softphones, which allow employees to make and receive calls from a PC, Mac, smartphone or tablet connected to the internet, can make employees available at a moment’s notice. Many disasters and disruptions involve downed phone lines or office closings, so selecting a cloud-based UC system that stores communications 100 percent in the cloud, instead of being reliant on the

physical phone, is ideal. While hardware like phones and desktops are key for in-office productivity, any programming stored in a physical phone increases the odds of disruption when the unexpected occurs.

Organizations must be able to address the needs and concerns of the customers they serve, even in the midst of a disaster. A New York-based real estate company, Town Residential, dealing in both commercial and residential properties, survived Hurricane Sandy by having a cloud-based UC system at hand. In fact, the first business day after the hurricane hit, they did not let one call go missed and even closed their largest deal of the year while other businesses in Manhattan were closed. Although many businesses settled for simply surviving a natural disaster, Town Residential chose the right provider and the right solutions in advance to the disaster and ensured unwavering business continuity.

OFFER THE ABILITY TO WORK REMOTELY The significance of communication is heightened during emergencies. From the ability to communicate with staff to the capacity to address the needs and concerns of the customers they serve, businesses must enable employees to communicate and work efficiently from remote locations so that work does not come to a screeching halt when employees are without access to the office.

Organizations have complete control over how customers’ calls are handled, regardless of who is available and where they are. The best cloud-based UC systems include advanced features like mobile twinning, which sends inbound calls to mobile and desk phones simultaneously; the ability to reroute calls online; auto attendants that serve as virtual receptionists ensuring every call is answered; and voicemail transcription that allows employees to check their office voicemail instantly without ever stepping foot into the office.

While National Preparedness Month was a great time to start placing business continuity at the forefront of business planning, companies should continue to prioritize preparedness year-round. With proper planning, businesses may never need to recover from disasters — natural or manmade — because they will avoid them altogether. By choosing to equip a business with a cloud-based UC system, no matter what issues affect the organization, the system will remain safe and employees can easily continue “business as usual” anytime, from any location.

Jeff Blackey is senior vice president of marketing at Broadview Networks in Rye Brook, N.Y. He can be reached at 914-9988200 or at JBlackey@broadviewnet.com.

Citrin Cooperman Corner The Gap - Lifestyle and Technology or Generational?

BY MARY PALADINO, CPA CITRIN COOPERMAN Much has been said about millennials, most of which has been negative. We’ve all heard millennials labeled as lazy and entitled.

There are countless articles, podcasts, panel discussions, and more, dedicated to educating MARY PALADINO business leaders on how to ‘deal’ with this seemingly problematic generation.

Generational conflicts are nothing new. When my generation started off in the workforce, we took out five-year loans to buy fancy cars and changed jobs every few years in order to maximize compensation. Our parents often shared one car and worked for the same company their entire career. Before we, as leaders and mentors, write off an entire generation, we should take an open minded look at the potential benefits of embracing those differences brought by a generational gap.

CHANGING THE TONE

The term ‘millennial’ refers to those born between 1980 and 2000. Often, those at the higher end of the millennial classification find the term derogatory, and prefer to identify with the alternative name, ‘Generation Y’.

Typically, when referring to ‘millennials’, companies are looking to attract, engage, and retain twenty-something, young professionals, either about to enter the workforce, or with a few years of experience under their belt. Perks and incentives geared towards 30-somethings versus those geared towards recent graduates are not one in the same. Labeling a group of people, rather than focusing on lifestyle and technological advances affecting the workforce as a whole, can impede the growth and sustainability of your business rather than advance it.

FLEXIBILITY IN WHEN AND WHERE

Millennials have seemingly been born with a smartphone in their hands and have most likely never had to visit a library to conduct hands-on research. They text instead of call, prefer email to in-person meetings, and screenshot documents instead of using a fax machine. They’re also seriously underestimated and misunderstood.

Technological advances have created a world in which information and answers are mere seconds and a few clicks away.

This has enabled any person with Internet connection or cell phone service to work faster and more efficiently than ever before.

In addition, the present day workforce is always connected and expects the company they work for to not only recognize this, but to provide flexible work schedules as a result. With email alerts on smartphones, which rarely leave anyone’s side, people are spending more time working in 2016 than ever before. Offering flexible work hours and work-from-home programs will become non-negotiable for companies trying to attract new talent.

ASK; AND LISTEN

Millennials, having grown up in the age of technology, require little, if any, training with new technology. They are often able to find faster, more efficient solutions to processes, which is a contributing factor to their perceived boredom and restlessness.

Embracing their ability to find fast, easy workarounds to potentially outdated, bureaucratic processes could mean the difference between success and failure. An easy way to modernize your operations and procedures is to simply ask, allow millennial staff to submit suggestions, and be open to change. In order to be an industry leader, companies must willing to embrace new ways of thinking and set industry standards.

TRANSPARENCY INSTILLS PURPOSE

A prominent characteristic of the millennial generation is that they prefer to only do things that make them happy. They need a mission, a purpose. Collecting a paycheck just isn’t enough for young professionals, they need to feel that their contribution matters, that they’re effecting change. Worse can be said about a group of people than their need to be part of something greater than themselves.

Many companies have found that by simply being transparent about their company’s finances, profitability, and goals can greatly increase the productivity and loyalty of their millennial workforce. Being open and honest with employees in regards to a company’s revenue, where the profit is being reinvested, and what portion of that goes to payroll and benefits, creates a team environment where everyone feels as if they have ‘skin in the game.’ In this situation, the employees are cognizant of their ability to effect change in the organization and contribute to their own individual success; if the company is thriving, so are the employees, and vice versa.

WOMEN DRIVING THE NEXT GENERATION

More than 200 guests attended the ‘Driving Your Business: Women at the Wheel’ seminar as three extraordinary millennial women CEOs and executives shared their management secrets of success at the Westchester Country Club on September 21, 2016. Co-moderated

by Mary Paladino, Partner and Chelsea Rosen, Manager of Citrin Cooperman, the event featured: Sarah Jones-Maturo, President of RM Friedland; Laura Belkner, Attorney with the Law Offices of Kevin H. Cohen; and Nell Derick Debevoise, Founder and CEO of Inspiring Capital. For highlights from the event or for a listing of Citrin Cooperman’s upcoming events in Westchester and Connecticut, please contact Laura Di Diego at ldidiego@ citrincooperman.com.

ABOUT THE AUTHOR

Mary Paladino, CPA, is a partner based in Citrin Cooperman’s White Plains office. She can be reached at 914.949.2990 or at mpaladino@ citrincooperman.com. Citrin Cooperman is a full-service accounting and consulting firm with 10 locations throughout the Mid-Atlantic region. Visit us at www.citrincooperman.com.

A MESSAGE FROM CITRIN COOPERMAN FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 3, 2016

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Bank — » From page 1

branches are scheduled to close: • First Niagara, 600 Bedford Road, Bedford Hills. Closing in October.

• First Niagara, Erie Street & Route 303, Orangetown. Closing in October.

• First Niagara, 101 Kings Mall Court, Kingston.

Closing in October.

• First Niagara, 117 E. Route 59, Nanuet.

Closing in October.

• First Niagara, 219 S. Main St., New City.

Closing in October.

• First Niagara, 1 Lagrange Ave., Poughkeepsie. Closing in October.

• First Niagara, 180 S. Liberty Drive, Stony Point. Closing in October.

• First Niagara, 62 Lafayette Ave., Suffern.

Closing in October.

• First Niagara, 16 Route 303, Tappan. Closing in October.

• Key, 800 Westchester Ave., Rye Brook.

Closing in November.

• Key, 338 Route 59, Nyack. Closing in 2017.

• Key, 23 S. Moger Ave., Mount Kisco. Closing in 2017.

• Key, 88 Croton Ave., Ossining. Closing in 2017.

• Key, 230 N. Middletown Road, Pearl River.

Closing in 2017.

• Key, 366 Windsor Highway, New Windsor.

Closing in 2017.

Vibrations— » From page 1

for the U.S. Soccer Federation’s Women’s National Team and Wally Blase, longtime head athletic trainer for the NBA’s Atlanta Hawks, have publicly supported sam Sport.

“We have a number of chronic groin muscle problems that have developed over time and this is one of the first devices that the athletes actually ask for,” Guter said.

Blase said the device is easily used for “deep-heat warming-up, recovery and treating injuries. The sam Sport is nice, as you can put it on an athlete, set the timer and send them on their way.”

Over the last decade, Lewis said, sam has been extensively studied in the laboratory, with clinical research funded by the National Institutes of Health, National Science Foundation, U.S. Department of Defense, National Space Biomedical Research Institute and the Center for the Integration of Medicine and Innovative Technology.

The product is also gaining acceptance among health care practitioners as they seek ways to treat chronic musculoskeletal issues without resorting to narcotics. In

6

First Niagara entered Fairfield County in 2011 with its acquisition of NewAlliance Bank, picking up eight branches with more than $266 million in deposits.

That same year, it bought all of HSBC's upstate New York branches north of New York City for $1 billion. By May 2012, more than 100 former HSBC offices reopened as First Niagara branches, with First Niagara adding 1,200 employees and 500,000 retail customers.

Hubbard said that employees affected by the KeyBank acquisition are being offered other positions within the bank.

“We’re making a really strong effort to retain all of our customer-facing personnel,” he said. “In every case, every employee is being offered a position at a neighboring branch.” He declined to say how many had accepted those positions.

The main challenge of the transition, Hubbard said, is technological in nature.

“Account numbers, online access, loan account information … we’re making sure that all of those are being changed over to KeyBank in as painless a way as possible. A lot of planning has gone into this and the transition is being done in a very methodical way.”

Conversion of First Niagara systems and clients to KeyBank will take place over the long Columbus Day weekend.

All First Niagara branches will close at 3

August, Surgeon General Vivek Murthy sent a letter to every doctor in the country asking them to help solve the problem of opioid addiction in the U.S., noting that overdose deaths from the drug have quadrupled since 1999 and that prescriptions for powerful painkillers have reached the point where there is almost enough for every American adult to have a bottle of pills.

The manufacturer’s suggested retail price for samSport is $4,400.

Lewis pointed out that a typical surgery that samSport helps heal can cost $40,000 or more and many of the opioid prescriptions samSport replaces cost over $1,000 per month and lead to longer-term risks.

“The device offers incredible value to the patients and health care system,” he said.

Beyond professional athletic programs, the medical device is growing in use among the general population and is covered by most workers’ compensation insurance carriers. Marketed as sam Global Health, it can be used as an adjunct therapy with physical therapy and rehab centers for use at home or at work to provide a wearable multi-hour treatment process.

In August the company finalized a contract with One Call Care Management,

Week of October 3, 2016 • FAIRFIELD COUNTY BUSINESS JOURNAL

p.m. Friday, Oct. 7, reopening as KeyBank branches on Tuesday, Oct. 11.

“People want to know what’s happening to their accounts,” Hubbard said.

“But we’re very prepared and sending out the message that they don’t have to worry. We’ve sent out information kits to all of our existing customers explaining what’s happening. The main message is that our commitment to customers is unchanged. In most cases, the person they have been dealing with will still

be there, just under a new bank name.

Continuity is something we’re striving for.”

Commercial banking customers have raised concerns about possible changes in processes, he noted. “We have worked with a lot of businesses in Connecticut and they’re wondering if decisions are going to be made in Cleveland moving forward. I’m pleased to say that those decisions will continue to be made locally.”

Hubbard noted that many generalservice employees already have traveled to Cleveland for extensive training with the new KeyBank systems and processes, with retail- and small business-focused personnel expected to do the same over the next few months.

The two banks “have very similar values,” he said. “We’re actually more alike than different. We anticipate continuing to be good corporate citizens in the communities we serve.”

One difference, Hubbard said, is that KeyBank has typically been well ahead of First Niagara when it comes to digital and mobile offerings to customers. “Lots of our employees are very excited about the new enhancements we’ll now be able to offer our customers,” he said. “Many of our competitors have those services already, so this will be a very positive addition for us.”

the nation’s largest third-party administrator for processing workers compensation claims, to expand the use of the device in such cases.

“On-the-job-related injuries typically come in three areas,” Lewis said. “There’s chronic back strain — you lift a box, tweak your back and it results in constant, nagging lower back pain.” While many insurance carriers will only pay for physical therapy one to two times a week, sam is used by patients under a doctor’s direction for one to two hours a day, graduating to four hours. “They generally see significant pain reduction of 20 to 50 percent over a two- to six-week period,” he said.

The second area, tendinopathy, involves conditions such as tennis elbow and runner’s knee. Lewis said that after one week with sam, those patients’ conditions typically improve by 50 percent.

Thirdly, with chronic diseases such as arthritis, “You have a condition that you can’t necessarily heal — it’s a debilitating condition that breaks down cartilage in the joint until ultimately you have replacement surgery. But with sam you can generally manage the pain within six to nine weeks by using it daily.”

Insurance carriers, employers and

employees alike thus benefit, Lewis said, with less time away from the job as the employee wears sam while at work.

“Patients are very receptive and generally would rather try putting on a patch than taking a pain pill,” he said.

The company has relied mostly on word-of-mouth in the sports area. “Team trainers are very collaborative in working together to make sure their teams are on a level playing field — they all share best practices with each other,” Lewis said. “It’s to the point where it’s now migrating down now to college athletics. They’re telling each other, ‘This thing works, it’s covered by insurance and you should use it, too.’”

On the health care side, Lewis said the company is targeting nurse practitioners via educational outreach, including weekly webinars that have drawn “thousands” in discussing where the device works and where it does not. “Nine times out of 10, the nurse is the case manager to help get them back to work. They educate the physicians about the product, that it’s very effective with lower back pain, tendinopathy and so on.”

Sam is available by prescription in the U.S. and has been cleared for over-the-counter sale in Europe, Canada and Asia, he said.

Jeff Hubbard

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 3, 2016

7

B

BRIEFLY

BRIDGEPORT NURSING HOME COMPANY SUED FOR FINANCIAL MALFEASANCE

The U.S. Department of Labor (USDOL) is suing a Bridgeport nursing home and its chief officer, alleging that they diverted millions of dollars from the company’s retirement plan improperly to a religious corpo-

ration and to themselves.

The Bridgeport Health Care Center Inc. Retirement Plan was established to provide retirement benefits for the employees and beneficiaries of two Bridgeport nursing homes, Bridgeport Health Care Center and Bridgeport Manor. Bridgeport Health Care Center Inc. sponsors the plan; Chaim Stern, who serves as chief financial officer, chief operating officer and nursing home administrator for Bridgeport Health, is the plan’s trustee and acts solely on behalf of Bridgeport Health Care Center Inc. as plan administrator.

An investigation by the USDOL’s

Employee Benefits Security Administration concluded that the defendants have been violating their fiduciary duties since at least January 2011, and have continued to do so.

During that time, they allegedly diverted at least $4 million in plan assets, directly or indirectly, to Bridgeport Health, to Stern and to Em Kol Chai, a New York religious corporation that lists Stern as its president and trustee on its certificate of incorporation.

In October 2011, a promissory note worth $3.8 million made payable to the plan was executed on behalf of Em Kol Chai. The note provides for payment of minimal interest, and no collateral was offered to secure

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the payment. The obligation to pay the note, the amount of which has represented more than 75 percent of the retirement plan’s assets, has been extended to Sept. 30, without consideration.

“It appears some portion of this amount was transferred back to the plan,” the USDOL said in a statement. “A full accounting will be required to determine the precise extent of the diversions.”

Filed in the U.S. District Court for the District of Connecticut, the lawsuit asks the court to remove Stern as plan fiduciary and appoint an independent fiduciary; permanently enjoin Stern from serving as a fiduciary to any ERISA (Employee Retirement Income Security Act of 1974) covered plan; require the defendants to undo the prohibited transactions and restore to the plan any losses incurred as a result of their fiduciary breaches, including lost earnings and appropriate interest; require the defendants to perform an accounting of all plan transactions from Jan. 3, 2011 to the present; and permanently enjoin Stern and Bridgeport Health from future ERISA violations.

“The best interests of plan participants are paramount under federal law, and this agency will seek every remedy when retirement dollars are misdirected,” said Assistant Secretary of Labor for Employee Benefits Security Phyllis C. Borzi. “The alleged breaches in this case are certainly serious enough to take to court, and based on our investigation, have clearly had a negative impact on plan participants.”

Stern and Bridgeport Health had no immediate comment on the action.

THE WORKPLACE LANDS $1.1M GRANT FOR YOUTHBUILD

The U.S. Department of Labor has awarded a $1.1 million grant to The WorkPlace for a YouthBuild program in Bridgeport. Created by the USDOL in the 1990s, YouthBuild is a nonprofit organization that provides education, counseling and job skills to unemployed young Americans, typically high school dropouts, between the ages of 16 and 24 years old.

“We are thrilled to have this opportunity again,” said WorkPlace President and CEO Joe Carbone, who noted that the group had also received a YouthBuild grant in 2007.

Carbone said YouthBuild Bridgeport will serve 65 at-risk youth over 27 months beginning Oct. 1. During that time, participants will learn academic skills through classroom and online contextual learning via a tablet computer supplied by the program as a means of earning a high school diploma or GED; learn occupational skills in carpentry, electrical, or HVAC; complete construction-related community service projects for local agencies, such as building wheelchair ramps for disabled veterans; complete construction of at least two units of low-income housing in Bridgeport;

and develop a career plan and receive leadership training that includes participation with community leaders in a Policy Council.

Partners in the program include the state Department of Labor, Habitat for Humanity of Coastal Fairfield County, Park City Communities, the City of Bridgeport/ Bridgeport Police Department, Housatonic Community College, and Union Locals 777 (Plumbers and Pipefitters), 210 (Carpenters), 488 (Electrical) and 665 (Laborers International).

remain competitive, attract businesses, and bring added value to residents for years to come,” Gov. Dannel Malloy said in making the announcement. “These STEAP grants allow us to get funding directly to municipalities to complete projects that make Connecticut a better place to work and live.”

All told, nearly $6 million in STEAP grants were made. Other towns receiving grants were Beacon Falls, Berlin, Branford, Brooklyn, Cornwall, Essex, Lisbon, Morris, North Haven, Salisbury/Sharon, Sprague, Sterling, Tolland, and Woodbridge.

Crius’s headquarters expansion project in Norwalk was made possible by the Connecticut Department of Economic and Community Development (DECD), which will provide a 10-year, $8 million low-interest loan to support the project. According to Crius, the 48,000-square-foot office will accommodate continued growth, as well as help enhance the work environment and efficiency of the company's current Connecticut operations.

FAIRFIELD RECEIVES $300K FOR SHERMAN GREEN IMPROVEMENTS

CRIUS ENERGY OPENS NORWALK OFFICE

Two Fairfield County companies are among the winners of CTNext’s annual Entrepreneur Innovations Awards (EIA), presented to startups “looking to conduct growth-related activities to help advance their business.”

Asarasi Inc., the Greenwich-based company that manufactures bottled water left over from maple tree sap as it is processed to create maple syrup, was cited for “developing a proprietary manufacturing process for allowing biological plant-based water to go to market with an indefinite shelf life in a glass container.” Norwalk’s Pelletric LLC was recognized for “manufacturing a wearable device that gives accurate vital sign measurement.”

EIA finalists, who must be Connecticut-

Fairfield is among 16 Connecticut towns receiving funding under the latest round of the state’s Small Town Economic Assistance Program (STEAP), which assists smaller communities with infrastructure and capital improvement projects.

Fairfield is receiving $300,000 for drainage and pedestrian improvements in and around downtown’s Sherman Green to mitigate flooding risks, improve pedestrian safety and enhance visual appearance of the public green space. The area is home to more than 500 businesses.

“By partnering with our smaller communities, our state can assist towns with infrastructure projects that will help them grow,

Crius Energy CEO Michael Fallquist and the company’s executive team officially opened the doors to Crius’s new corporate headquarters in Norwalk on Sept. 22.

Norwalk Mayor Harry Rilling and Connecticut Senate Majority Leader Bob Duff (D-Norwalk) joined Crius employees for a ribbon-cutting ceremony to welcome the company to the Norwalk community.

Representatives from local nonprofit Person-to-Person were also in attendance to accept a food and refrigerator donation from Crius employees, as well as a check for $1,000 to help Fairfield County families in need.

CTNEXT AWARDS $10K EACH TO PAIR OF COUNTY STARTUPS

based companies and entrepreneurs as well as CTNext members, presented their project ideas at a “Shark Tank”-style event for an opportunity to secure the $10,000 EIA awards. Other winners were New Britain software company Eureeka; New Haven backyard ice rink manufacturer EZ Ice Inc.; Storrs firm Medframe Inc., which makes protective coverings for stethoscopes; and Southington company Lucca Ventures Inc., which creates a device that improves voice communication for patients with respiratory illnesses.

Asarasi also received a $2,000 “crowd favorite” award, and Lucca Ventures took home a $2,000 “judges’ favorite” award.

“The formalization of CTNext by the legislature this year will allow us to continue and expand this program and add others that will support the entrepreneurs in our state,” said CTNext Director Glendowlyn Thames.

The goal of CTNext is to support and accelerate the growth of startups by providing access to talent, space, industry expertise, services, skill development and capital to foster innovation and create jobs for people in Connecticut. CTNext launched in 2012 and has more than 1,500 members in its network. Since 2014, the group has awarded more than $500,000 through the EIA. —Kevin Zimmerman

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 3, 2016

9

A father’s mission

NONPROFIT LOOKS TO CHANGE THE STORY ON ADDICTION

BY ALEXANDER SOULE Hearst Connecticut Media

T

he framed Serenity Prayer sits on Gary Mendell’s shelf in Norwalk, but long before that it was on his nightstand, helping him face many a morning with its message of accepting the things one cannot change, following the 2011 death of his son Brian.

It took him several months to focus on the prayer’s other message — having the

courage to change the things we can — but years after the fact, Mendell believes the organization he created is making a difference.

More than four years after Mendell created the nonprofit Shatterproof as a way to marshal support for families dealing with the specter of addiction, the organization finds itself attempting to instill change in particularly virulent times, with Connecticut and the rest of the nation suffering heroin and opioid addiction epidemics destroying the lives of people who

Shatterproof CEO Gary Mendell, Photo by Scott Mullin.

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come under the drugs’ sway.

“We need to accelerate the growth and related impact that we are having, because it is so desperately needed now,” Mendell said. “As well as we are doing helping people, saving lives, we need to build our resources quicker and do more faster because there’s too many people dying needlessly.”

Mendell’s aim is to make Shatterproof akin to the scourge of addiction in the same way as the American Heart Association, American Cancer Society or Autism Speaks are for their respective missions, coordinating support, serving as a clearinghouse for new approaches and pushing for change, including through state legislatures from Connecticut to California as well as through federal agencies like the Centers for Disease Control and Prevention.

Given southwestern Connecticut’s impressive list of homegrown nonprofits with national and international reach — a roster that includes AmeriCares, Save the Children and the SeriousFun Children’s Network inspired by Paul Newman’s Hole in the Wall Gang Camp — it is not a stretch to think Mendell could pull it off.

“The vision then was to go buy a house in Bridgeport and see if I could run a good halfway house and help parents and maybe 20 kids a year,” Mendell said. “What changed was (in early) 2012 — I’m in this office every day, studying like crazy …I had two shelves of white notebooks with all the stuff I had learned; I had been flying around the country meeting people, and there were five things written on a sheet of paper that totally changed everything.”

Those capsules include the scale of the epidemic, particularly for young adults,

“Communities that Care.” In an effort to raise awareness, Shatterproof holds fundraisers nationally featuring people rappelling off buildings. It plans to add 5-kilometer charity runs as well, and locally it hosts a golf, tennis, paddle tennis and dinner fundraiser, scheduled this year for Columbus Day on Oct. 10 at Rolling Hills Golf Club in Wilton, with information online at support.shatterproof.org.

realize I’m not a bad kid — I just have a bad disease and I am trying my hardest,’” Mendell said. “That is the foundation for everything we are doing here.”

Shatterproof has brought Mendell into contact with thousands of people — no small number of whom have suffered through their own family tragedies. He says it gives him strength, but he always has the rock that is his memories of Brian, and believes his son would be thrilled to see what has been accomplished in his name.

“He said, ‘Dad, someday people will

— Leslie Lake contributed to this report.

Alexander Soule is a reporter for Hearst Connecticut Media. He can be reached at Alex.Soule@scni.com; 203-3541047; www.twitter.casoulman.

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teens and adolescents; the stigma afflicting those who struggle with addiction; an ever-mushrooming field of research not getting funneled into the hands of those who can help families; and the need for a dedicated national organization to make it all happen.

As he mulled the list in March 2012, he glanced up to a framed photo that was the last he had ever taken of Brian, when his son had interrupted a bike ride to lend a hand to strangers at the roadside.

“That was a moment,” Mendell said.

“That was like … ‘I am going to leave my business (and) I am going to start an American Cancer Society for addiction.’”

‘That’s how society views you’ Building a national organization was nothing new for Mendell, but the arena Shatterproof was tackling was very much so. Growing up in Easton where he continues to live today, Mendell’s father owned the first-ever Duchess restaurant in Bridgeport. Gary Mendell attended Cornell University’s hospitality school and decided to go into the hotel business with his brother Steve, making their first purchase the hotel that today is the Trumbull Marriott Merritt Parkway.

They would accumulate more than 20 venues before selling that first company to Starwood Hotels & Resorts Worldwide.

Gary Mendell would become president of Starwood under CEO Barry Sternlicht, a period when it bought both Westin and ITT, before going out on his own anew with HEI Hotels & Resorts in Westport that later moved to Norwalk’s Merritt 7 complex. After Starwood’s recent sale to Marriott International, HEI is now the largest independent hotel owner based in Connecticut.

Even as Mendell built HEI, his son Brian was spending much of his late teens and early adult life in repeat rehab attempts to break his drug addictions, according to his father, who said he believed his son had been clean for more than a year when he committed suicide on Oct. 20, 2011.

“There is a shame and a stigma that goes along with being addicted,” Mendell said. “It’s not viewed as a disease; it’s viewed as, ‘Brian, why don’t you just stop? What’s the matter with you? Why are you the bad kid?’ That’s how society views you. You start falling further and further behind your friends … and he got depressed.”

Mendell has spent the years since Brian’s death trying to help others help their own loved ones. Today other titles have squeezed onto the Serenity Prayer shelf in Mendell’s Norwalk office, like “Breakthrough Nonprofit Branding” and

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 3, 2016 11

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BEYOND THE BOTTOM LINE Conscientious, Proficient, Accomplished PRESENTED BY

An awards program recognizing outstanding CPAs in Fairfield County, Westchester County and the Hudson Valley.

CALL FOR NOMINATIONS Members of the Fairfield County, Westchester County and Hudson Valley business and accounting communities are encouraged to nominate, pursuant to the criteria, one or more candidates for the following award categories: AHEAD OF THE CURVE – A CPA who stays ahead of his or her respective discipline as it relates to new legislation and trends thereby providing exceptional customer service.

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12 Week of October 3, 2016 • FAIRFIELD COUNTY BUSINESS JOURNAL

Women's Business Development Council honors women in business

BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

C

onnecticut Senate Majority Leader Bob Duff (D-Norwalk), Wells Fargo, and a Stratfordbased entrepreneur were among those receiving awards at the Women’s Business Development Council’s (WBDC) 19th annual Women with Impact Business Breakfast & Symposium, held Sept. 23 at the Hyatt Regency Greenwich.

The Stamford-based WBDC — a nonprofit micro-enterprise development organization whose goal is to increase economic independence for women — continues to make strides in supporting and promoting women in business, according to the group’s founder and CEO Fran Pastore. In her remarks, Pastore said that WBDC currently represents some 18,000 clients who create and support 4,200 jobs around the state, adding that WBDC members pay over $3.5 million in taxes each year. Currently there are 106,678 women-owned businesses in the state, she stated, “who need our support each and every day.”

Pastore further noted that following the launch last year of the WBDC Capital Loan Fund — which provides loans of up to $50,000 to entrepreneurs and startups — the organization recently approved its first loan, to Vertical Addition, a gymnastics center at 575 Pacific St. in Stamford, which owner Ashley Popoli plans to use to help expand the company by adding locations next year.

Although most of WBDC’s work is done on behalf of women, Pastore said that 10 to 15 percent of its clients are male.

Also making opening remarks was U.S. Sen. Richard Blumenthal, a regular supporter of women’s issues who remarked that, thanks to his work with the United Nations Commission on the Status of Women, “I’ve been elected an honorary woman.”

Blumenthal drew applause after calling for equal pay for equal work by women, and said that veterans in general and women in particular are “a source of talent that really demands focus in this nation. It is a cause whose time has truly come.”

The Democratic Senator noted that at his first WBDC event, “we maybe had about five tables filled.” This year’s edition had about 720 attendees.

Following the presentation of the WBDC Corporate Impact Award to Maria Ferreira, president of suburban New York and Connecticut’s community banking at Wells Fargo, State Rep. Laura Hoydick presented the Deb Ziegler Award for Entrepreneurial

Excellence — named after a board member who died in 2005 — to Renata Papadopoulos, owner of Stratford’s Lovely Cakes. Business at the bakery is up by more than 45 percent this year, said Papadopoulos, who in addition to securing a Connecticut state grant and a loan from the Small Business Administration with help from WBDC, rents space in her commercial kitchen to other entrepreneurial bakers.

Duff, presented with the WBDC Outstanding Leader Award for being “a tireless advocate for job creation” in the state, received laughter and applause when he exclaimed, “Fran for president!”

“Women-owned businesses account

for roughly 30 percent of all Connecticut businesses and are an important piece of Connecticut’s economy, generating billions of dollars in economic activity,” Duff said. “As the number of women-owned businesses continues to increase here in Connecticut, it is my mission to ensure that the state acts as partner in tearing down obstacles to success."

The WBDC Woman with Impact Award was given to Seema Hingorani, founder and chair of Girls Who Invest Inc., a Manhattanbased nonprofit dedicated to increasing the number of women in portfolio management and executive leadership in the asset

management industry. The group hosted 30 college women at a four-week program at Penn State over the summer, and Hingorani said she hopes to enroll 60 young women for next summer’s free program, as well as offering similar courses at multiple locations around the country and starting another course for high school girls.

Throughout the morning session, the WBDC invited those in attendance to participate in “textgiving,” in which audience members could text a donation. Pastore said last year’s textgiving resulted in about $50,000 in donations; by mid-morning, this year’s edition had raised over $35,000.

Bridgeport Regional Business Council Workshop Series | Fall 2016

Building a Diverse, Equal, and Empowered Workforce Program Examples for Business Owners; Tips and Techniques for Employees

Thursday, October 13, 2016 | Housatonic Community College | 900 Lafayette Boulevard, Bridgeport

Purchase tickets at www.brbc.org, email paoletta@brbc.org, or call 203.335.3800 Luncheon Program: 1:00 p.m.

Joe Brennan President and CEO Connecticut Business and Industry Association The Dollars and Sense of a Diverse, Equal, and Empowered Workforce in Connecticut Panel Discussion: 2:30 p.m. | Networking Cocktail Reception 4:30 p.m.

Bridgeport Region business leaders advancing empowerment initiatives.

Mary Beth Nelsen President The Right Resource, Board Chair BRBC's Women's Leadership Council Event Moderator

Dr. Paul Broadie President Housatonic Community College

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Kathleen Flaherty Director|Market Executive Merrill Lynch, Bank of America Corporation

Nancy Hancock Member, Executive Committee Pullman & Comley, LLC

Bonnie Marcus, M.Ed. President Women's Success Coaching Author, The Politics of Promotion

Event Partners:

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 3, 2016 13

George Chatzopoulos OWNER CHIP’S FAMILY RESTAURANT

Serving up hospitality.

Understanding what’s important.

At Chip’s Family Restaurant, they know that offering excellent food and treating customers warmly is the recipe for success. And owner George Chatzopoulos appreciates the same level of friendly service from M&T Bank. We helped him grow and even financed his food truck – enabling him to take his tasty treats on the road. Our eagerness to help businesses like Chip’s is why M&T is a leading SBA lender1 in the country and why we’ve been recognized by Greenwich Associates for excellence in small business banking.2 To learn how M&T can help your business, visit mtb.com/businessbanking.

LENDING SOLUTIONS | MERCHANT SERVICES | TREASURY MANAGEMENT | DEPOSITORY SERVICES Equal Housing Lender.

According to statistics released by the U.S. Small Business Administration (SBA) for total approved loans through the SBA’s 7(a) lending program during the federal fiscal year ending 9/30/2015.

Based on the 2015 Greenwich Excellence Awards in Small Business Banking. ©2016 M&T Bank. Member FDIC.

1 2

14 Week of October 3, 2016 • FAIRFIELD COUNTY BUSINESS JOURNAL 12795 Hudson City Success Stories – Chips 10”w x 11.5”h

ASK ANDI

Manage your cash flow so your business stays afloat Cash flow is short, cash is tight.

Makes it hard to plan the next three to four months. We’ve been making money, so I don’t understand. And I’m worried about what comes next, in case we lose money in our slow period. On top of everything, we have three payrolls in one month coming up soon. Yuck! How do I get out of trouble?

BY ANDI GRAY

THOUGHTS OF THE DAY: Look at the whole picture to figure out how the business is doing. Use credit lines properly. Be disciplined about managing the situation. Sell your way out of the problem the right way.

Pull together information from both the income statement and the balance sheet. In order to have a good handle on cash flow, you need to accurately forecast when business is coming in, when you will get paid by customers, losses that could happen, and what bills you have to pay.

One of the big problems with seasonal businesses is that as the business ramps up, cash dries up. You have to pay for field labor to do work ahead of getting paid.

You may have to lay out for equipment and materials ahead of payment, as well.

Get an advance payments from customers to help cover early cash outlays.

Keep track of what customers have paid and still owe by using the accrual function in your accounting system.

Compare projected and actual profit by customer. Research what went wrong with the customers that looked profitable and turned out not to be. Don’t wait to the end of the job to throw extra costs at the customer. Negotiate with the custom-

er throughout the period of time you’re working together to make sure you’re both on the same page.

When things slow down, get the credit line paid down. Put money away in savings. Resist the temptation to overspend because there’s extra cash on hand.

Credit lines should only be used to cover ramp-up costs and expenditures to support growth. Drawing down on a credit line to pay regular monthly bills is a bad idea. Make sure you have enough gross profit to keep your office open all year round.

Negotiate with the bank for increases to the credit line when you have cash on hand and are coming off a profitable year. The bank is not an investor, so don’t expect the bank to bail you out when times are tough. Plan ahead and make sure you have a cash and credit cushion in place before you need it.

Sometimes owners stop looking at the books because they don’t want to deal with the problems. That’s foolish. The truth is often not nearly as bad as what’s imagined. And it’s only by getting to the bottom of what’s going on that you’re going to be able to figure out how to dig

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out of a problem.

Set up weekly reviews of all finance reports. Establish key measures to track.

Suggestions for weekly reports includes: new invoices, payroll, hours on the job, hours of work on hand, customer backlog and revenue.

When things get really tight, look at your costs and what can be done to boost the most profitable sales. Make sure that you’re profitable by tracking costs of goods sold and comparing that to revenue. That will help to cover overhead costs.

BOOK RECOMMENDATION: Looking for a good book? Try “Fundamentals of Credit and Credit Analysis” by Arnold Ziegel.

Andi Gray is president of Strategy Leaders Inc., StrategyLeaders.com, a business consulting firm that teaches companies how to double revenue and triple profits in repetitive growth cycles.

Have a question for AskAndi? Wondering how Strategy Leaders can help your business thrive? Call or email for a free consultation and diagnostics: 877-238-3535, AskAndi@StrategyLeaders.com. Check out our library of business advice articles: AskAndi.com.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 3, 2016 15

THE LIST Nonprofits NONPROFITS

Ranked by year founded; listed alphabetically in the event of a tie.

Organization Year Address Description fffff founded Area code: 203, unless otherwise noted ffffff fffff Website ffffff Connects people in the Greater LifeBridge Community Services Bridgeport area to programs that 1849 457 Clinton Ave., Bridgeport 06605 strengthen personal capability and 368-4291 • lifebridgect.org financial independence

1 2

Boys & Girls Club of Greenwich

4 Horsebeck Lane, Greenwich 06830 869-3224 • bgcg.org

Hall Neighborhood House Inc.

3

52 George E. Pipkin's Way, Bridgeport 06608 345-2000 • hnhonline.org

4

40 Arch St., Greenwich 06830 869-4848 • familycenters.org

5 6 7 8 9 10 11

Family Centers

Childcare Learning Centers

195 Hillandale Ave., Stamford 06906 967-6960 • clcstamford.org

Ferguson Library

1 Public Library Plaza, Stamford 06904 964-1000 • fergusonlibrary.com

Bruce Museum

1 Museum Drive, Greenwich 06830 869-6786 • brucemuseum.org

14 15 16

Provides education and human services for children, adults and families in lower Fairfield County

Fairfield Ave., Suite 701, Bridgeport 06604 22 350 336-5225 • ctrenaissance.com

1902

Provides early childhood education and care programs for families

Post Road, Darien 06820 23 2420 655-8228 • darien-ymca.org

1911

Provides free access to information, ideas, books and technology

1912

Provides educational exhibits and programs for visitors of all ages

Stamford Jewish Community Center Inc.

1916

Provides social, cultural, recreational and educational programs and services

1035 Newfield Ave., Stamford 06905 322-7900 • stamfordjcc.org

Junior Achievement

835 Main St., Bridgeport 06604 382-0180 • juniorachievement.org

American Heart Association

501 Merrit 7, Norwalk 06851 303-3300 • heart.org

United Way of Coastal Fairfield County Inc.

855 Main St., 10th floor, Bridgeport 06604 334-5106 • unitedwaycfc.org

Family & Children's Agency

9 Mott Ave., Norwalk 06850 855-8765 • familyandchildrensagency.org

The Kennedy Center

2440 Reservoir Ave., Trumbull 06611 365-8522 • thekennedycenterinc.org

ARI of Connecticut

174 Richmond Hill Ave., Stamford 06902 324-9258 • arict.org

Ability Beyond

4 Berkshire Blvd., Bethel 06801 888-832-8247 • starct.org

St. Vincent's Special Needs Center Inc.

95 Merritt Blvd., Trumbull 06611 375-6400 • stvincentsspecialneeds.org

Year founded ffffff

Description ffffff

1957

Works to free animals from cruelty and institutionalized exploitation

1964

Provides early childhood educational programs in the Greater Bridgeport area

1966

Behavioral health organization specializing in substance abuse treatments and services for children, adults and families

1967

Provides behavioral health, criminal justice and research services for adults, adolescents and families

1970

Provides programs that build a healthy spirit, mind and body

1971

Institutional investment firm that creates investment solutions for nonprofits that previously did not have access to the best managers, as well as create educational programs

1972

Provider of substance abuse prevention, evaluation and treatment services

1973

Child-focused organization providing mental health care for children and their families

Action for Bridgeport

Development Inc. 20 Community 1070 Park Ave., Bridgeport 06604

fffff

366-8241 • abcd.org

Liberation Programs Inc.

129 Glover Ave., Norwalk 06850 851-2077 • liberationprograms.org

Connecticut Renaissance Inc. Darien YMCA Inc.

Commonfund

15 Old Danbury Road, Wilton 06897 24 563-5000 • commonfund.org

Midwestern Connecticut Council of Alcoholism Inc.

25 38 Old Ridgebury Road, Danbury 06810 422-1804 • mccaonline.com

Provides food, housing, mental health, adoption, immigration and family support services

182 Wolfpit Ave., Norwalk 06851 846-9581 • starct.org

18

1891

1915

Star Incorporated-Lighting the Way

17

21

Catholic Charities of Fairfield County Inc.

501 Kings Highway East, Fairfield 06825 221-4000 • savethechildren.org

13

1886

Provides social and educational programs that benefit the lives of children, youth, families and senior citizens in Bridgeport

Promotes philanthropy as a means to create change in Fairfield County

Save the Children Federation Inc.

12

1860

1914

238 Jewett Ave., Bridgeport 06606 416-1503 • ccfairfield.org

Friends of Animals Inc.

Post Road, Suite 205, Darien 06820 19 777 656-1522 • friendsofanimals.org

Provides educational programs that help build character and citizenship and maintain diversity, and offer kids a safe and affordable environment

Fairfield County's Community Foundation

383 Main Ave., Norwalk 06851 750-3200 • fccfoundation.org

Name Address Area code: 203, unless otherwise noted Website

FAIRFIELD COUNTY

Family & Children's Aid Inc.

75 West. St., Danbury 06810 26 748-5689 • fcaweb.org

Financial Accounting Foundation

Merritt 7 Corporate Park 401 Merritt 7, No. 2, Norwalk 06851 847-0700 • fasb.org

1973

Southwestern Connecticut

on Aging Inc. 27 Agency 1000 Lafayette Blvd., Bridgeport 06604

1974

333-9288 • swcaa.org

1919

inspires young people to succeed by providing programs that foster workreadiness, entrepreneurship and financial literacy skills

1919

Improves the health and nutrition of newborn babies, children and their mothers by targeting the major causes of death and providing care

Monroe Turnpike, Trumbull 06611 28 126 261-9044 • ct.wish.org

1924

Provides public health education and educates lawmakers, policymakers and the public about heart disease and the causes, treatment and prevention

88 Hamilton Ave., Stamford 06802 29 658-9500 • americares.org

1934

Strives to ensure that all at-risk children in Coastal Fairfield County are successful in school and life

Stamford Emergency Medical Services Inc.

684 Long Ridge Road, Stamford 06902 968-1118 • stamfordems.org

Make-A-Wish Connecticut

AmeriCares

National Organization for Rare Disorders

30 55 Kenosia Ave., Danbury 06810

Establishes standards of financial accounting that govern the preparation of financial reports by nongovernmental organizations Supports services, such as nutrition, in-home care, legal, health, adult day care/respite, transportation, senior centers and outreach/social support

1974

Provides paramedic transport services for the city of Stamford

1980

Grants the life wishes of children with life-threatening medical conditions

1982

Provides international emergency services and access to medicine, and local clinical services and community health services

1983

Provides new diagnostics and treatments for patients living rare diseases

1984

Provides a full range of licensed outpatient substance abuse and mental health prevention, education and treatment services

1988

A camp that provides children with serious medical conditions with a summer camp experience

1988

Inspires visitors to appreciate the local ecosystem and the global environment through living exhibits, marine science and environmental education

1994

Provides surgical and medical to needy children and young adults with heart disease in developing countries

2009

Provides library services and collections to reflect the needs of the community

744-0100 • rarediseases.org

Connecticut Counseling Centers Inc.

Provides solution-focused services that respond to the needs of children and families, adults and seniors

31 4 Midland Road, Waterbury 06705

1951

Provides programs and services for individuals of all ages with disabilities

Ashford Center Road, Ashford 06278 32 565 860-429-3444 • holeinthewallgang.org

1952

Strives to enrich the lives of people with disabilities and their families

1952

Provides programs and services for individuals of all ages with developmental disabilities and provides support for their families

E. Putnam Ave., Greenwich 06830 33 139 203-552-5343 • heartcareintl.org

1953

Provides residential living, day and employment programs and transition and supplemental services for individuals with disabilities

Post Road, Darien 06820 34 1441 655-1234 • darienlibrary.org

1955

Subsidiary of St. Vincent's Health Systems, extending care and support to individuals with special needs and their families

This list is a sampling of nonprofits that are located in and serve the region.

If you would like to include your organization in our next list, please contact Danielle Renda at drenda@westfairinc.com.

1942

16 Week of October 3, 2016 • FAIRFIELD COUNTY BUSINESS JOURNAL

755-8874 • ctcounseling.org

The Hole in the Wall Gang Camp

The Maritime Aquarium at Norwalk 10 N. Water St., Norwalk 06854 852-0700 • maritimeaquarium.org

HeartCare International Inc.

Darien Library

HCC &

HOTELS & COFERENCE CENTERS ADVERTORIAL RESOURCE GUIDE

FAIRFIELD COUNTY BUSINESS JOURNAL

HV BIZ

WESTCHESTER COUNTY BUSINESS JOURNAL

OCTOBER 3, 2016

Hotels & Conference Centers THE AMBER ROOM COLONNADE

1 Stacey Road, Danbury, Conn. 06811 Phone: 203-748-3800 Website: theamberroom.net Electronic reservations accepted: no Rooms/suites: 0 Rates: call for information Group rates: yes Business center: 0 Restaurants: 0 Meeting rooms: 0; flexible event space available, including 26 acres of landscaped gardens, courtyards and lawn, and a 10,000-square-foot ballroom Seating capacity: 50 to 600 Special amenities: grand ballroom with 10,000 square feet of space, audio-visual and lighting equipment, all-inclusive day meeting packages, outdoor settings for teambuilding exercises and receptions Nearby places of interest: CityCenter Danbury, Ives Concert Park, Ridgefield Playhouse, Tarrywile Park and Mansion, Railroad Museum, Military Museum of Southern New England, Danbury Fair Mall, Candlewood Lake, Western Connecticut State University and The Maritime Aquarium Year established: 1979

AVON OLD FARMS HOTEL

279 Avon Mountain Road, Avon, Conn. 06001 Phone: 860-677-1651 Website: avonoldfarmshotel.com Electronic reservations accepted: yes Rooms/suites: 160 Rates: from $149 Group rates: no Restaurants: one; Seasons Restaurant & Tap Room Meeting rooms: seven, including a ballroom and terrace Seating capacity: 15 to 300 Meeting room amenities: wireless Internet, meeting rooms set to preference, audiovisual equipment, catering service and outdoor reception space Nearby places of interest: downtown Hartford Year established: 1955

CAMBRIA HOTEL & SUITES WHITE PLAINS DOWNTOWN

250 Main St., White Plains, N.Y. 10601 Phone: 914-681-0500 Website: cambriasuiteswhiteplains.com Electronic reservations accepted: yes Rooms/suites: 130 suites Rates: from $229 Group rates: yes Restaurants: two; Reflect Restaurant & Lounge and Refill Meeting rooms: three Seating capacity: NA Meeting room amenities: business center, copy and fax service, multilingual staff, wireless Internet with remote printing and valet dry-cleaning service Nearby places of interest: downtown White Plains, including shopping, restaurants and other attractions and close proximity to businesses, including IBM, PepsiCo, JP Morgan, Heineken and MasterCard Year established: 2014

CASTLE HOTEL & SPA

COURTYARD BY MARRIOTT SHELTON

400 Benedict Ave., Tarrytown, N.Y. 10591 Phone: 914-631-1980 Website: castlehotelandspa.com Electronic reservations accepted: yes Rooms/suites: 31 Rates: from $349 Group rates: yes Restaurants: one; Equus Restaurant Meeting rooms: four Seating capacity: 10 to 175 Meeting room amenities: breakout rooms, banquet facilities, transportation, wireless Internet in guest rooms, outdoor seasonal pool and lawn space for outdoor activities and team-building exercises Nearby places of interest: Historic Hudson Valley, winery, antiquing, boutique shopping, outdoor activities, KyKuit (Rockefeller Estate) and the town of Sleepy Hollow Year established: 1997, renovated in 2013

780 Bridgeport Ave., Shelton, Conn. 06484 Phone: 203-929-1500 Website: marriott.com Electronic reservations accepted: yes Rooms/suites: 149 rooms, 12 suites Rates: from $107 Guest rates: yes Restaurants: one; BISTRO, serving breakfast Meeting rooms: 11 Seating capacity: 350 Meeting room amenities: six breakout rooms, copy and fax service, full-service business center, messenger service, networking and Internet printing, overnight delivery and pickup and post and parcel services Nearby places of interest: Jones Family Farm and Winery, Beardsley Zoo, Yale Peabody Museum, Arena at HarborYard, Bridgeport Bluefish Baseball, Maritime Aquarium, Shubert Theater, Captain Cove’s Seaport, Mohegan Sun Casino and Foxwoods Casino Year established: 1987

COMFORT INN & SUITES

20 Saw Mill River Road, Hawthorne, N.Y. 10523 Phone: 914-592-8600 Website: choicehotels.com Electronic reservations accepted: yes Rooms/suites: 85 rooms, 15 suites Rates: $152 and up Group rates: yes Restaurants: 0 Meeting rooms: two Seating capacity: 20 to 60 Meeting room amenities: indoor pool, hardwired and wireless Internet and free continental breakfast and weekday newspaper Nearby places of interest: New York Medical College, Westchester County Center Theatre, The Galleria at White Plains, State University of New York – Purchase, Pace University, The Westchester Mall, Westchester Community College, Westchester Medical Center, Historic Hudson Valley, Pace University, Westchester Skating Academy and the Westchester Broadway Theater Year established: 2000

COURTYARD BY MARRIOTT STAMFORD DOWNTOWN

275 Stamford St., Stamford, Conn. 06901 Phone: 203-358-8822 Website: marriott.com Electronic reservations accepted: yes Rooms/suites: 110 rooms, five suites Rates: from $293 Restaurants: 0 Meeting rooms: two Seating capacity: 35 Meeting room amenities: breakout rooms, banquet facilities, special meals available, transportation (cost if applicable), complimentary hardwired and wireless Internet and complimentary shuttle service Nearby places of interest: more than 80 restaurants and shops, the Stamford Metro Center, the towns of Greenwich and Norwalk and an hour ride from New York City the Metro-North Railroad Year established: 2005

CRESTVIEW CONFERENCE CENTER

COMFORT INN & SUITES – GOSHEN

440 W. Nyack Road, West Nyack, N.Y. 10994 Phone: 845-620-7207 Website: crestviewconference.org Electronic reservations available: no Rooms/suites: 0 Rates: call for rate information Group rates: N/A Restaurants: 0 Meeting rooms: more than six Seating capacity: five to 240 Meeting room amenities: onsite chef for dining services, pre-meeting planning assistance and onsite business center Nearby places of interest: Palisades Climb Adventure, Levity Live Comedy Club, Ice Skating at The Palisades Center, Lucky Strike Bowling Alley, Buttermilk Falls Park, Bear Mountain Park and Stony Point Battlefield Year established: 2014

20 Hatfield Lane, Goshen, N.Y. 10954 Phone: 845-291-1282 Website: comfortinngoshen.com Electronic reservations accepted: yes Rooms/suites: 95 rooms, 40 suites Rates: $124 and up Group rates: yes Restaurants: 0 Meeting rooms: one Seating capacity: 10 to 75 Meeting room amenities: free continental breakfast Nearby places of interest: The Castle Fun Center, The Rock Sports Park, Monticello Gaming and Raceway, Orange County Fair Speedway and Bear Mountain State Park Year established: 2005

CROWNE PLAZA DANBURY

18 Old Ridgebury Road, Danbury, Conn. 06810 Phone: 203-794-0600 Website: cpdanbury.com Electronic reservations accepted: yes Rooms/suites: 243 Rates: from $113 Group rates: yes Restaurants: two; Hat City Tavern and Ridgebury Café Meeting rooms: 19 Seating capacity: 700 Meeting room amenities: 26,000 square feet of event space, Elegant Crown Ballroom accommodating up to 500 guests, breakout rooms, banquet facilities, special meals available, Internet access and audiovisual services Nearby places of interest: Danbury Fair Mall, Connecticut Wine Trail, golf, Grand Prix Racing and several museums Year established: 1978, renovated 2012

CROWNE PLAZA WHITE PLAINS – DOWNTOWN

66 Hale Ave., White Plains, N.Y. 10601 Phone: 914-682-0050 Website: cpwestchester.com Electronic reservations: yes Rooms/suites: 402 rooms, seven suites Rates: $177 and up Restaurants: three; Mix Cocktail Bar + Kitchen, Whisk and Morning Mix Meeting rooms: 17 Seating capacity: 10 to 1,000 Meeting room amenities: airport shuttle, Internet access, banquet facilities, enclosed parking facility and executive level with lounge Nearby places of interest: Westchester Shopping Center, Donald M. Kendall Sculpture Gardens, White Plains Performing Arts Center, Lyndhurst, Empire City Casino, The Galleria at White Plains, The Westchester Mall and Sunnyside Year established: 1985

CRABTREE’S KITTLE HOUSE RESTAURANT & INN

11 Kittle Road, Chappaqua, N.Y. 10514 Phone: 914-666-8044 Website: kittlehouse.com Electronic reservations accepted: no Rooms/suites: 12 guestrooms inside The Inn at Kittle House Rates: $147 and up Group rates: yes Restaurants: one; Crabtree’s Kittle House Meeting rooms: four Seating capacity: 120 Meeting room amenities: banquet facilities, special meals available, complimentary wireless Internet access and audiovisual services Nearby places of Interest: Caramoor Center for Music and the Arts, Katonah Museum of Arts, Jacob Burns Film Center, Wings Air Helicopters and Kykuit (Rockefellar Estate) Year established: 1790

S HOTELS & CONFERENCE CENTERS

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AN ADVERTORIAL RESOURCE GUIDE | OCTOBER 3, 2016

Hotels & Conference Centers DAYS INN NEWBURGH

915 Union Ave. I-84, New Windsor, N.Y. 12553 Phone: 845-564-7550 Website: daysinn.com Electronic reservations: yes Rooms/suites: 97 Rates: from $109 Group rates: yes Restaurants: 0 Meeting rooms: one Seating capacity: 20 Meeting room amenities: meeting room, boardroom and available transportation Nearby places of interest: Stewart International Airport, Orange County Choppers, National Purple Heart Hall of Honor, United States Military Academy at West Point, Orange County Fair Speedway, Woodbury Commons Premium Outlets, Hudson River and Bear Mountain State Park Year established: 1998

DELAMAR GREENWICH HARBOR

500 Steamboat Road, Greenwich, Conn. 06830 Phone: 203-661-9800 Website: delamargreenwich.com Electronic reservations accepted: yes Rooms/suites: 82 Rates: from $272 Group rates: yes Restaurants: two; l’escale and The Lounge Meeting rooms: five Seating capacity: 16 to 350 Meeting room amenities: breakout rooms, banquet facilities, transportation, plasma-screen television, audiovisual, flexibility and waterfront location Nearby places of interest: Bruce Museum, Tod’s Point Beach and stores on Greenwich Avenue Year established: 2002

DELAMAR SOUTHPORT HOTEL

275 Old Post Road, Southport, Conn. 06890 Phone: 203-259-2800 Website: delamarsouthport.com Electronic reservations accepted: yes Rooms/suites: 44 rooms, six suites Rates: from $300 Group rates: yes Restaurants: one; Artisan Restaurant, Tavern & Garden Meeting rooms: two Seating capacity: 12 to 125 Meeting room amenities: meeting packages available, 24-hour concierge services Nearby places of interest: Beardsley Zoo, Bridgeport Bluefish, Fairfield Theatre Co., Foxwoods Casino, IMAX Theatre, Lockwood-Mathews Mansion Museum, The Maritime Aquarium at Norwalk, Mohegan Sun Casino, Mystic Seaport, The Ridgefield Playhouse, Sheffield Island Lighthouse, Stepping Stones Museum for Children, Stew Leonard’s and the Webster Bank Arena Year established: 2010

DOLCE IBM LEARNING CENTER

DOUBLETREE BY HILTON HOTEL NORWALK

20 Old Post Road, Armonk, N.Y. 10504 Phone: 914-499-2000 Website: ibmlearningcenter.com Electronic reservations accepted: yes Rooms/suites: 182 Rates: $147 Group rates: yes Restaurants: two; The Arbor Room and The Fireplace Lounge Meeting rooms: 33 Seating capacity: four to 208 Meeting room amenities: 20 breakout rooms, banquet facilities, touch screen podium control and complimentary hardwired and wireless Internet access Nearby places of interest: Westchester County Airport, LaGuardia International Airport, John F. Kennedy Airport and Newark International Airport, Historic Hudson Valley, Lyndhurst Castle and Pound Ridge Golf Club and Maple Moor Golf Club Year established: 1982

EMERSON RESORT & SPA

789 Connecticut Ave., Norwalk, Conn. 06854 Phone: 203-853-3477 Website: doubletree3.hilton.com Electronic reservations accepted: yes Rooms/suites: 265 rooms Rates: $189 and up Group rates: yes Restaurants: one; Saffire Meeting rooms: seven Seating capacity: six to 250 Meeting room amenities: audiovisual equipment rental, business center, complimentary printing service, express mail, fax, meeting rooms and photo copying service printer and wireless Internet access Nearby places of interest: The Maritime Aquarium at Norwalk, Merritt 7 Corporate Park, General Electric Capital Corp., The Stepping Stones Museum, Concours d’Elegance Classic Car Show, Norwalk Oyster Festival, Lockwood-Mathews Mansion Museum and Stew Leonard’s Year established: 2000

DOLCE NORWALK

32 Weed Ave., Norwalk, Conn. 06850 Phone: 877-813-4153 Website: dolcenorwalk.com Electronic reservations accepted: yes Rooms/suites: 120 Rates: NA Group rates: yes Restaurants: one; Market 32 Meeting rooms: 17 Seating capacity: six to 240 Meeting room amenities: venues with natural lighting, ballroom, boardroom, amphitheater, teambuilding activities, video conferencing, business services, complimentary hardwired and wireless Internet, ergonomic chairs, hardtop work tables and white boards Nearby places of interest: South Norwalk, Maritime Aquarium at Norwalk, the city of Stamford, Westchester Airport, LaGuardia Airport, John F. Kennedy International Airport, Calf Pasture Beach, Westport Country Playhouse, shopping and restaurants Year established: 2003

DOUBLETREE BY HILTON HOTEL TARRYTOWN

455 S. Broadway, Tarrytown, N.Y. 10591 Phone: 914-631-5700 Website: doubletree3hilton.com Electronic reservations available: yes Rooms/suites: 246 rooms Rates: $219 and up Restaurants: one; Bistro Z Meeting rooms: 28 Seating capacity: 10 to 1,200 Meeting room amenities: 24,000 of exhibit space, breakout rooms, banquet facilities, transportation and day meeting packages Nearby places of interest: Westchester County Airport, La Guardia Airport, John F. Kennedy International Airport, Lyndhurst National Historic Site, Kykuit (Rockefeller estate), the Hudson River, the Hudson Valley and Palisades Center Year founded: 2007

DORAL ARROWWOOD HOTEL CONFERENCE CENTER

EDITH MACY CONFERENCE CENTER

550 Chappaqua Road, Briarcliff Manor, N.Y. 10510 Phone: 914-945-8000 Website: edithmacy.com Electronic reservations acceptable: yes Rooms/suites: 52 Rates: call for rate information Restaurants: 0 Meeting rooms: seven Seating capacity: five to 200 Meeting room amenities: ergonomic chairs in all conference rooms, individually climate-controlled conference rooms, white boards, standard audiovisual equipment, LCD projectors, easels with pads and markers, monitors and wireless Internet Nearby places of interest: Bronx Zoo, New York Botanical Gardens, Bear Mountain State Park, Palisades Center, Woodbury Commons Premium Outlets, villages of Pleasantville and Chappaqua Year established: 1982

975 Anderson Hill Road, Rye Brook, N.Y. 10573 Phone: 914-417-4722 Website: doralarrowwood.com Electronic reservations accepted: yes Rooms/suites: 373 guestrooms, seven suites Rates: from $199 Group rates: yes Restaurants: three; Mulligan’s Outdoor Café, The Pub and the Atrium Meeting rooms: 26 Seating capacity: 200 Meeting room amenities: 11 breakout rooms, audiovisual equipment, refreshment breaks, ballroom, amphitheater, executive ballroom, enhanced lighting, full-service audiovisual capabilities, high ceilings, adjacent offices, breakout rooms, refreshment break areas and ergonomic conference chairs Year established: 1983

5340 New York 28, Mount Tremper, N.Y. 12457 Phone: 845-688-2828 Website: emersonresort.com Electronic reservations accepted: yes Rooms/suites: 27 rooms, 26 suites Rates: $229 and up Group rates: yes Restaurants: one; Woodnotes Grill Meeting rooms: three Seating capacity: N/A Meeting room amenities: wireless Internet, audiovisual services, on-site meeting attendant, full-service concierge and fax and copy services Nearby places of interest: Catskill Mountains, Woodstock, Rhinebeck and FDR Presidential Library and Museum Year established: 1996/2007

ETHAN ALLEN HOTEL

21 Lake Ave. Extension, Danbury, Conn. 06811 Phone: 914-744-1776 Website: ethanallenhotel.com Electronic reservations accepted: yes Rooms/suites: 193 Rates: $119 and up Restaurants: one; Fairfields Restaurant & Lounge Meeting rooms: three Seating capacity: 10 to 350 Meeting room amenities: wireless Internet, sound system in the grand ballroom to include iPod plug-in capabilities, LCD projector, projection screens, flipcharts, overhead projectors, laser pointers, wireless handheld and lavaliere microphones and podium Nearby places of interest: Antique Trail, Danbury Fair Mall, Litchfield Hills Wine Trail and golf Year established: 1974

THE GARRISON

2015 US 9, Garrison, N.Y. 10524 Phone: 845-424-3604 Website: thegarrison.com Electronic reservations accepted: yes Rooms/suites: four rooms Rates: from $109 Restaurants: three; Valley, World’s End Bar and The Terrace Grill Meeting rooms: five versatile spaces Seating capacity: 30 to 200 Meeting room amenities: banquet facilities Nearby places of interest: Bear Mountain State Park, DIA Art Foundation Beacon, Boscobel National Historic Site and Garrison Golf Club Year established: 1999

S HOTELS & CONFERENCE CENTERS

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AN ADVERTORIAL RESOURCE GUIDE | OCTOBER 3, 2016

CROWNE PLAZA HOTEL & CONFERECE CENTER DANBURY CONFERENCE CENTER HOTEL FOR MEETINGS & EVENTS – EMPOWERING PEOPLE

Achieve a higher standard of success at the largest conference center hotel in Fairfield County, Conn., and Putnam County, N.Y. More than 26,000 square feet of flexible venues set the stage for successful meetings, banquets and corporate events. Innovative technology creates seamless flow, while your personal Crowne Meeting Director keeps your attendees energized and on schedule. With catering, stateof-the-art audiovisual, free Wi-Fi and complimentary shuttle, Crowne Plaza Danbury is the shining star of all Connecticut business hotels.

To learn more about hosting your next conference or meeting with us, submit an RFP online.

LIFESTYLE-INSPIRED HOTEL ROOMS IN DANBURY – SLEEK, MODERN AND COMFORTABLE

Surround yourself in sleek, modern and incredibly comfortable rooms and suites at Crowne Plaza Danbury. Each of our 242 guestrooms features contemporary décor that’s dark and rich, yet fosters a warm and peaceful ambience. Stay connected with complimentary Wi-Fi and ergonomic workspace. Watch your favorite cable shows on 37” and 42” high-definition TVs, or listen to music with the iHome docking station.

Sink into a sumptuous Sleep Advantage bed, piled with plush pillows and a down comforter. Smart and stylish, our rooms are designed to create an unrivaled experience that’s inspired, practical and unforgettable. And when you need more space to work or relax, we also offer three deluxe suites with a spacious separate living area.

CONVENIENT DANBURY HOTEL NEAR WESTCHESTER COUNTY AIRPORT

Perfectly located in Danbury, minutes from Putnam County and Brewster, N.Y., Crowne Plaza is the ideal hotel for western Connecticut business trips and weekend getaways. Right in our backyard are gardens, gazebos, fishing, hiking and cross country skiing at Tarrywile Mansion and Park. Enjoy shopping at the Danbury Fair Mall, tee off at Richter Park Golf Course and sip wines at McLaughlin Vineyards, Digrazai Vineyards and Hopkins Vineyards. See a collection of vehicles and dioramas depicting World War II scenes at the Military Museum of Southern New England. Located at the gateway of Connecticut and New York along I-84, we’re only 60 miles from New York City and less than an hour from LaGuardia International Airport. Our hotel is conveniently just 5 miles from Metro-North Brewster station, which will have you in midtown Manhattan in less than one hour.

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AN ADVERTORIAL RESOURCE GUIDE | OCTOBER 3, 2016

BOWLMOR NORWALK AND BOWLMOR WHITE PLAINS: READY TO ROLL FOR THE HOLIDAY SEASON

T

he office holiday party: it can be a much-anticipated celebration or the kind of occasion your colleagues look upon with dread.

Even the process of planning the office party may seem daunting — but it doesn’t have to be. You can treat your team, impress your colleagues and plan your party — all without pulling your hair out.

How? By hosting a holiday bowling bash at Bowlmor Norwalk and Bowlmor White Plains this holiday season.

Bowling? Really? YES! You may remember bowling from childhood birthday parties or your dad’s league night, but today more and more companies are choosing to bring their teams to enjoy the blacklight lanes, striking ambience and gourmet dining of Bowlmor Norwalk and Bowlmor White Plains. Here, the party experts at Bowlmor show you how bowling with your colleagues can turn your annual office holiday celebration into the Best Holiday Party Ever.

Why Bring Your Party to the Lanes?

IT’S INTERACTIVE. When you’re bowling, everyone is engaged — and no one is feeling like that lonely guy or girl in the corner who’s nursing a beer and waiting for someone to talk to them (office holiday parties can be notorious for that).

Bowlmor Norwalk and Bowlmor White Plains take this engagement to the next level —incorporating dynamic video walls, up-tempo music and superior laneside service to make the party experience totally entertaining.

IT’S TEAM-ORIENTED. Just because it’s your office holiday party, doesn’t mean you can’t throw in a little teambuilding magic. Competitive fun is built into the experience and when you hit the lanes, your informal teams become a kind of mini-community for your party (and, sometimes, well-after the party).

The takeaway: laneside events offer the ultimate setting for office camaraderie and holiday fun.

IT’S UPSCALE WITHOUT BEING STALE. Bowlmor Norwalk and Bowlmor White Plains bring a chic, classy vibe to the traditional bowling experience and add an entertaining, informal attitude to your holiday party — all without the stuff y air of a fancy restaurant where people mingle but don’t actually have fun. At Bowlmor Norwalk, you can try your hand at an impressive selection of arcade games or suit up and enjoy a companywide laser tag tournament in the venue’s state-of-theart arena, while at Bowlmor White Plains, you can unleash your colleagues upon an interactive arcade packed with more than 50 games or take in the chill vibes of the venue’s mid-century modern fireplace lounge. Whichever Bowlmor you choose, one thing is clear: this ain’t your average office party.

IT COVERS THE OFFICE AGE-GAP. From the Baby Boomer boss to the Gen-X manager to the Millennial up-and-comer, everyone can get in on the fun — whether you want to relax and enjoy a drink in one of three laneside bar and lounge areas at Bowlmor White Plains or roll out of control on any of Bowlmor Norwalk’s 38 blacklight-enhanced lanes.

IT’S NOT THE CONFERENCE ROOM. Taking your team out of the office shows that your party took some thought — and that it wasn’t just an afterthought. (What?

People don’t like eating chips and salsa on the same table they prepare reports and hold meetings…? No, they don’t.) When you leave the office and hit the lanes, you have officially entered party-mode — and when you bring that party to Bowlmor Norwalk or Bowlmor White Plains, a new office holiday tradition is born.

Ready to Roll? Here’s How to Plan Like a Pro… PLAN EARLY. When the holidays roll around, venues fill up quickly — and our Bowlmor locations in Norwalk and White Plains are no exception. No one likes discovering that their ideal venue has a

months-long waiting list; so give yourself plenty of lead time to ensure your party is a success. The other upside of early planning? It’s the exclusive extras and special deals that you can usually get for your party the earlier in the season you decide to book. (Right now, you can take advantage of Bowlmor’s early booking special — book before Oct. 31 and get a Free $20 Gift Card for each of your guests. Visit Bowlmor.com/holiday to learn more!

KNOW YOUR NUMBERS. It helps to have an accurate headcount. Will you need a few lanes? More than 10? Or do you want to go all out and reserve the entire venue for your holiday event?

Bowlmor Norwalk and White Plains offer outrageous laneside menus and tailor-made party packages that give you the flexibility to customize your event — from the number of lanes you’ll need to the kind of menu items your guests will crave.

TAP A PROFESSIONAL. A partyplanning expert can help alleviate the stress and frustration that can accompany planning your company’s office holiday event. Fortunately, both Bowlmor locations feature on-site partyplanning professionals who are ready to facilitate every aspect of your partyplanning process.

FIND THE VENUE THAT’S RIGHT FOR YOU. Bowlmor’s two suburban, tri-state treasures, Bowlmor Norwalk and Bowlmor White Plains, feature their own distinctive styles and approaches to office holiday fun — with upscale lounges, interactive arcades, cutting-edge amusements and nightclub-inspired lanes.

Your holiday party only happens once a year; don’t settle for a so-so celebration.

Instead, bring your party to Bowlmor and plan an unforgettable, bowling-inspired holiday event. Get the ball rolling and plan your office holiday party today by visiting Bowlmor.com/holiday.

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AN ADVERTORIAL RESOURCE GUIDE | OCTOBER 3, 2016

BesT. meeting.

Ever.

Nobody throws an office holiday party like Bowlmor.

Reward your team with a holiday bowling party at one of our stunning venues. With gourmet menus and premium drinks, we’ll turn your event into the #bestmeetingever.

BOOK BY 10/31 AND GET A

EARLY G IN K O O B !

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NORWALK 701 Connecticut Ave 203.838.7501

WHITE PLAINS 47 Tarrytown Rd 914.948.2677

Hotels & Conference Centers HERITAGE HOTEL

522 Heritage Road, Southbury, Conn. 06488 Phone: 203-264-8200 Website: heritagesouthbury.com Electronic reservations accepted: yes Rooms/suites: 163 rooms, five suites Rates: $159 and up Group rates: no Restaurants: one; The Tavern Meeting rooms: 21 Seating capacity: 10 to 350 Meeting room amenities: amphitheater, two ballrooms, one boardroom, ergonomic chairs, non-glare conference tables, natural light in all rooms, access to outdoor courtyards from the conference center, teambuilding activities, wireless Internet access, hardtop work tables, business center and audiovisual staff and equipment Nearby places of interest: vineyards, antiques and ropes course Year established: 1970

HILTON GARDEN INN NORWALK

HILTON PEARL RIVER

560 Main Ave., Norwalk, Conn. 06851 Phone: 203-523-4000 Website: hiltongardeninn3.hilton.com Electronic reservations accepted: yes Rooms/suites: 170 rooms Rates: $182 and up Group rates: yes Restaurants: one; The Garden Grille & Bar Meeting rooms: four Seating capacity: nine to 117 Meeting room amenities: 24-hour business center, 24-hour snack bar, wireless Internet, onsite catering with staff, audiovisual equipment, desk-level power outlets and ports and oversized desk and ergonomic chair in every room Nearby places of interest: La Guardia Airport, John F. Kennedy International Airport, Westchester County Airport, The Maritime Aquarium and city of Norwalk Year established: 2001

500 Veterans Memorial Drive Pearl River, N.Y. 10965 Phone: 845-735-9000 Website: hilton.com Electronic reservations accepted: yes Rooms/suites: 150 rooms Rates: $196 and up Group rates: yes Restaurants: two; Clearwater Tavern and In-Room Dining by Two Henrys Meeting rooms: 15 Seating capacity: 1,000 Meeting room amenities: wireless Internet, flipchart and markers, all-day nonalcoholic beverage service, meal options, healthy and fun break options, LCD projector and screen or monitor available Nearby places of interest: Iona College Rockland, U.S. Military Academy at West Point, Woodbury Commons Premium Outlets, Palisades Center and 30-minute travel to New York City via the MetroNorth Railroad Year established: 1988

HILTON STAMFORD HOTEL & EXECUTIVE MEETING CENTER

1 First Stamford Place, Stamford, Conn. 06902 Phone: 203-967-2222 Website: hiltonstamfordhotel.com Electronic reservations accepted: yes Rooms/suites: 484 Rates: $166 and up Group rates: yes Restaurants: one; Senses Meeting rooms: 30 Meeting room amenities: more than 59,000 square feet of flexible meeting space, more than 10,000 square feet of space in the ballroom, a climate-controlled three season garden pavilion, natural light and great views, 30 breakout rooms accommodating up to 700 people, onsite meeting planners, audiovisual equipment and support staff, culinary team, onsite business center and wireless Internet access in all meeting space Nearby places of interest: Stamford Town Center, Palace Theatre, Rich Forum Cove Island Park, Stamford Center for the Arts and close proximity to major area airports Year established: 2008, renovated

EXIT 4 OFF 1-84 DANBURY, CT 06811 203-744-1776

• Two Ballrooms and Conference Rooms Which Can Accommodate 10-500 People • Upgraded High-Speed WiFi Complimentary in All Guestrooms, Meeting and Public Spaces • 193 Guestrooms Decorated in The Legendary Style of Ethan Allen • 24-Hour Business Center With Fax, Copy, Printing and Internet Capabilities • State of The Art Multimedia Capabilities • Day Meeting Packages or Custom Pricing • Dedicated, Professional Event Planner to Detail Event from Beginning To End

WWW.ETHANALLENHOTEL.COM S HOTELS & CONFERENCE CENTERS

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AN ADVERTORIAL RESOURCE GUIDE | OCTOBER 3, 2016

2 Dingle Ridge Rd, North Salem, NY 10560 914.669.0121 http://www.121restaurant.com Private Functions Communal Tables, Ridge Room (up to 48 people) and Main Dining Room (up to 50 People).

Hunt Breakfasts, Private Dinner Parties, Brunches, Holiday Events and group get togethers

Hotels & Conference Centers HILTON WESTCHESTER

699 Westchester Ave., Rye Brook, N.Y. 1073 Phone: 914-939-6300 Website: hilton.com Electronic reservations accepted: yes Rooms/suites: 445 Rates: $199 and up Restaurants: one; härth Meeting rooms: 38 Seating capacity: 16 to 1,100 Meeting room amenities: 9,520 square foot Westchester Ballroom, wireless Internet, flipchart and markets, all-day nonalcoholic beverage service, meal options, health and fun break options, LCD projector and screen or monitor Nearby places of interest: Rye Playland Amusement Park, close proximity to all major airports, The Galleria at White Plains, The Westchester Mall, downtown White Plains and 30-minute trip to New York City via the Metro-North Railroad Year established: 1973

THE HISTORIC THAYER HOTEL AT WEST POINT

674 Thayer Road, West Point, N.Y. 10996 Phone: 845-446-4731 Website: thethayerhotel.com Electronic reservations accepted: yes Rooms/suites: 151 guestrooms and suites, including two presidential suites and 22 executive suites Rates: $249 and up Group rates: yes Restaurants: 0 Meeting rooms: 10 Seating capacity: 20 to 300 Meeting room amenities: wireless Internet in all rooms and common areas, 6,500-lumen projection systems, advanced lighting controls, projection screen, flipchart, paper and pens, unlimited snacks and beverages, custom-catering options, refreshment breaks and river views Nearby places of interest: United States Military Academy at West Point, Woodbury Commons Premium Outlets, golfing and wineries Year established: 1929

HNA PALISADES PREMIER CONFERENCE CENTER

334 Route 9W, Palisades, N.Y. 10964 Phone: 845-732-6000 Website: hnapalisades.com Electronic reservations accepted: yes Rooms/suites: 206 rooms Rates: $149 and up Group rates: yes Restaurants: one; The Hearth Meeting rooms: 43 conference rooms, including three tiered classrooms and amphitheatres Seating capacity: six to 400 Meeting room amenities: 19 breakout rooms, venues with natural lighting, outdoor venues, wireless Internet access throughout the property, 12-hour executive chairs and hardtop work tables, sound system, rearscreen projection, podium with touch-screen controls, overhead projectors, blackout blinds in the ballroom, lapel and handheld microphones, meeting supply kit, stage and whiteboards Nearby places of interest: LaGuardia Airport, John F. Kennedy International, Newark Liberty International Airport, Palisades Center, Westchester County Airport, Piermont, Nyack and Hudson Valley Year founded: 1989

HOLIDAY INN BRIDGEPORT-TRUMBULL-FAIRFIELD

HOMEWOOD SUITES BY HILTON NEWBURGH-STEWART AIRPORT

1070 Main St., Bridgeport, Conn. 06604 Phone: 203-334-1234 Website: ihg.com Electronic reservations accepted: yes Rooms/suites: 209 rooms, 11 suites Rates: from $112 Group rates: yes Restaurants: one; Park City Grill Meeting rooms: seven Seating capacity: 10 to 444 Meeting room amenities: business center, copying, wireless Internet access, executive floors, executive suites, PC available, printer and business center Nearby places of interest: Webster Bank Arena at Harbor Yard, Connecticut’s Beardsley Zoo, City Lights Gallery, University of Bridgeport, Sacred Heart University, Fairfield University, Downtown Cabaret Theatre, Captain’s Cove Seafood, Ballpark at Harbor Yard, Klein Memorial Auditorium, The Discovery Museum, Housatonic Museum of Art and The Barnum Museum Year founded: 1990, renovated in 2010

HOTEL ZERO DEGREES NORWALK

180 Breunig Road, New Windsor, N.Y. 12553 Phone: 845-567-2700 Website: homewoodsuites3.hilton.com Electronic reservations accepted: yes Rooms/suites: 125 Rates: $209 and up Group rates: yes Restaurants: 0 Meeting rooms: five Seating capacity: 10 to 200 Meeting room amenities: audiovisual equipment rental, business center, express mail, fax, modem, photocopying services and printer Nearby places of interest: U.S. Military Academy at West Point, Woodbury Commons Premium Outlets and Orange County Choppers Year established: 2007

HONOR’S HAVEN RESORT & SPA

1195 Arrowhead Road, Ellenville, N.Y. 12428 Phone: 877-969-4283 Website: honorshaven.com Electronic reservations accepted: yes Rooms/suites: 232 including executive, presidential and VIP suites Rates: from $139 Group rates: yes Restaurants: one; The Dining Room Meeting rooms: 19 Seating capacity: 600 Meeting room amenities: breakout rooms, banquet facilities, shuttle bus transportation, standard audiovisual and wireless Internet Nearby places of interest: Sam’s Point Preserve, Shawangunk Wine Trail, Monticello Gaming and Raceway and Bethel Woods Center for the Arts Year established: 1903

HOLIDAY INN MIDDLETOWN-GOSHEN

68 Crystal Run Road, Middletown, N.Y. 10941 Phone: 877-298-2066 Website: ihg.com Electronic reservations accepted: yes Rooms/suites: 100 rooms Rates: from $126 Group rates: yes Restaurants: one; Holiday House Restaurant Meeting rooms: one Seating capacity: 250 Meeting room amenities: slide projector, cable modem, DVD player, digital projector, flipchart and markers, group and event packages, LCD projector, laser disc, lectern, microphone, modem lines, overhead projector, VCR and whiteboard Nearby places of interest: golf, shopping and museums Year established: 2003, renovated

HOTEL ZERO DEGREES DANBURY

15 Milestone Road, Danbury, Conn. 06810 Phone: 203-730-9200 Website: hotelzerodegrees.com Electronic reservations accepted: yes Rooms/suites: 114 Rates: N/A Group rates: N/A Restaurants: one; Terra of Danbury, an on-site restaurant and caterer Meeting rooms: four Seating capacity: 20 to 120 Meeting room amenities: floor-to-ceiling windows with natural lighting, complimentary parking and wireless Internet and audiovisual capabilities, outdoor event space Nearby places of interest: Danbury Fair Mall, The Palace Danbury, The Danbury Library, Danbury Museum and Historical Society, Danbury Railway Museum, the Danbury Music Centre, Danbury Ice Arena, Westerners Baseball, the Danbury Innovation Center and the Farmers’ Market, Ives Center and the O’Neill Center Year established: 2016

HOLIDAY INN MOUNT KISCO

1 Holiday Inn Drive, Mount Kisco, N.Y. 10549 Phone: 844-202-9707 Website: ihg.com Electronic reservations accepted: yes Rooms/suites: 122 rooms Rates: from $152 Group rates: yes Restaurants: one; Teddy’s Restaurant and Lounge Meeting rooms: three Seating capacity: 12 to 275 Meeting room amenities: DVD player, LCD projector, lectern, microphone, modem lines, VCR and whiteboard Nearby places of interest: sculpture collections at PepsiCo, IBM headquarters, Caramoor Center for Music and the Arts and Kykuit (Rockefeller Estate) Year established: 1970

353 Main Ave., Norwalk, Conn. 06851 Phone: 203-750-9800 Website: hotelzerodegrees.com Electronic reservations accepted: yes Rooms/suites: 96 Rates: $170 and up Group rates: yes Restaurants: one; Mediterraneao Meeting rooms: three Seating capacity: 20 to 120 Meeting room amenities: 1,875 square foot Ballroom 353, natural lighting, pre-function services, breakout rooms, buffet and rooftop deck for pre- and postfunction gatherings, Nearby places of interest: The Maritime Aquarium, the towns of Norwalk and Greenwich, LockwoodMathews Mansion Museum, Metro-North Railroad trip to New York City, LaGuardia Airport, Newark Liberty International Airport, John F. Kennedy International Airport, Westchester County Airport, Stewart International Airport and Bradley International Airport, as well as many corporations, including Diageo North America, Tauck Tours and Xerox Year established: 2013

HOTEL ZERO DEGREES STAMFORD

909 Washington Blvd., Stamford, Conn. 06901 Phone: 203-363-7900 Website: hotelzerodegrees.com Electronic reservations accepted: yes Rooms/suites: 70 Rates: $108 and up Group rates: yes Restaurants: 0 Meeting rooms: 11 outside locations through partnerships with local restaurants and other facilities Seating capacity: 16 to 300 Meeting room amenities: projector, screen and audiovisual equipment and transportation Nearby places of interest: Stamford Center for the Arts, Mill River Park, Bartlett Arboretum, Stamford Museum and Nature Center, more than 70 restaurants, the Long Island Sound and beaches, New England hiking and the Metro-North Railroad Year established: 2009

HYATT HOUSE SHELTON

830 Bridgeport Ave., Shelton, Conn. 06484 Phone: 203-225-0700 Website: shelton.house.hyatt.com Electronic reservations accepted: yes Rooms/suites: 33 rooms with standard accommodations, 14 one-bedroom suites and 80 studio suites Rates: $141 and up Group rates: yes Restaurants: one; H Bar Meeting rooms: three Seating capacity: 14 to 90 Meeting room amenities: 1,515 square feet of flexible meeting space, in-house meeting consultant, online group booking page, all-inclusive meeting packages available, variety of catering menu options and audiovisual equipment Nearby places of interest: PerkinElmer, BIC, Sikorsky, Prudential Financial Services, Hubbell Inc. and Pitney Bowes; west of New Haven University and Yale University, north of Fairfield University and Sacred Heart University Year established: 2010

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AN ADVERTORIAL RESOURCE GUIDE | OCTOBER 3, 2016

Hotels & Conference Centers HYATT HOUSE WHITE PLAINS

101 Corporate Park Drive, West Harrison, N.Y. 10604 Phone: 914-251-9700 Website: whiteplains.house.hyatt.com Executive reservations accepted: yes Rooms/suites: 159 Rates: $209 and up Group rates: yes Restaurants: 0 Meeting rooms: one Seating capacity: five to 70 Meeting room amenities: 1,288 square feet of flexible meeting space, audiovisual services, complimentary wireless and wired Internet and creative catering Nearby places of interest: New York City, The Maritime Aquarium at Norwalk, downtown Stamford, Rye Playland Amusement Park, the Bronx Zoo and the New York Botanical Gardens Year established: 2000

HYATT REGENCY GREENWICH

INN AT ARBOR RIDGE AND CONFERENCE CENTER

1800 E. Putnam Ave., Old Greenwich, Conn. 06870 Phone: 203-637-1234 Website: greenwich.hyatt.com Executive reservations accepted: yes Rooms/suites: 373, including 12 suites Rates: from $229 Group rates: yes Restaurants: two; Winfield’s and Gazebo Bar & Grill Meeting rooms: 12 Seating capacity: 1,200 Meeting room amenities: 35,000 square feet of flexible meeting space located on one floor, 9,600-squate-foot Regency Ballroom with 4,400 square feet of prefunction meeting space, 1,952-square-foot outdoor patio adjacent to Regency Ballroom, Round Hill Amphitheater with executive stage seating for 110, 4,225-square-foot seasonal Sun Court Pavilion, 20 versatile breakout rooms and an on-site audiovisual department Nearby places of interest: Historic Conde Nast Tower landmark, shops and restaurants of Greenwich Avenue, crafts and gift shops of South Norwalk, The Maritime Aquarium at Norwalk, Chelsea Piers Connecticut/Sporting Complex, E. Gaynor Brennan Golf Course, Greenwich Point and Beach, Bruce Museum, Stamford Museum and Nature Center, Bush-Holley House, Palace Theatre, Rich Forum Theatre, Babcock Preserve and walking trails, Binney Park, Rye Playland and New York City Year established: 1986

ITALIAN CENTER OF STAMFORD INC.

1620 Newfield Ave., Stamford, Conn. 06905 Phone: 203-322-6950 Website: italiancenter.org Electronic reservations accepted: no Rates: call for rate information Group rates: N/A Restaurants: 0 Meeting rooms: four Seating capacity: 25 to 600 Meeting room service: breakout rooms, banquet facilities, full-service catering services, special meals available, 12,000 square feet of event space, tented picnic grounds, four tennis courts, three volleyball courts, in-ground pool and cabana, softball field, basketball court, horseshoes and bocce court Nearby places of interest: close in distance to the Merritt Parkway and downtown Stamford Year established: 1909

17 Route 376, Hopewell Junction, N.Y. 12533 Phone: 845-227-7700 Website: innatarborridge.com Electronic reservations accepted: yes Rooms/suites: 57 rooms, five junior suites and one bridal suite Rates: $104 and up Group rates: yes Restaurants: 0 Meeting rooms: one Seating capacity: two to 15 Meeting room amenities: banquet facility, special meals available and wireless Internet access Nearby places of interest: Dutchess Stadium, Stormville FleaMarket, Hudson Valley Rail Trail, Walk Way Over the Hudson, Splash Down Beach, Barton Orchards, Beekman Country Club, Trump National Golf Club, West Point, Dutchess Wine Trail, shopping areas, restaurants and kid-friendly activities Year established: 2008

THE ITALIAN CENTER OF STAMFORD IS THE IDEAL LOCATION FOR ALL OF YOUR CORPORATE EVENTS TAKE ADVANTAGE OF OUR INDOOR AND OUTDOOR SPACE - A UNIQUE VENUE FOR YOUR NEXT MEETING OR PICNIC

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AN ADVERTORIAL RESOURCE GUIDE | OCTOBER 3, 2016

Hotels & Conference Centers LIFE, THE PLACE TO BE

2 Lawrence St., Ardsley, N.Y. 10502 Phone: 914-591-4400 Website: lifetheplacetobe.com Electronic reservations accepted: no Rooms/suites: 0 Rates: call for rate information Group rates: N/A Restaurants: 0 Meeting rooms: 29,000 square foot New York Citystyle loft space Seating capacity: 30 to 1,000 Meeting room amenities: full-service catering by Abigail Kirsch, buffet menus provided my LIFE, ceremony site available on premises, kosher catering available, event essentials are included, permanently installed plasma and projection screens, four mini AMF bowling alleys, rock-climbing wall, laser tag and 3,000 square fee of arcade games Nearby places of interest: Tappan Zee Bridge, New York City, the town of Sleepy Hollow, Kykuit (Rockefeller Estate), Lyndhurst and the Hudson River Year established: 2009

THE MANSION AT COLONIAL TERRACE

119 Oregon Road, Cortlandt, N.Y. 10567 Phone: 914-737-0400 Website: colonialterracecaterers.com Electronic reservations accepted: no Rooms/suites: 0 Rates: call for rate information Group rates: N/A Restaurants: 0 Meeting rooms: eight Seating capacity: 20 to 700 Meeting room amenities: dedicated conference team leaders, theme meals, continental breakfast, morning coffee break and afternoon break, fullservice audiovisual needs, wireless Internet, lodging, transportation, leisure activities and sports and a business center providing copying, faxing, printing, mailing and shipping Nearby places of interest: 35-minute travel to Stewart International Airport and Westchester County Airport, in close proximity to major New York City and New Jersey airports, close to Metro-North Railroad and activities, including fishing, hiking, tennis, water sports, championship golf, spas, kayaking, biking, shopping and winery tours Year established: 1945

MARON HOTEL & SUITES

MOHONK MOUNTAIN HOUSE

42 Lake Avenue Extension, Danbury, Conn. 06811 Phone: 203-791-2200 Website: maronhotel.com Electronic reservations accepted: yes Rooms/suites: 86 Rates: from $89 Group rates: yes Restaurants: one; VIVO! Bar and Grill Meeting rooms: five Seating capacity: 10 to 140 people Meeting room amenities: business services include a business center, computer hook-ups, slide projector and screen, computer modem, fax center, fax and copying service and high-speed Internet access; all meeting rooms include high-speed Internet access and a sound system Nearby places of interest: Western Connecticut State University, Danbury Fair Mall, Ives Concert Park and major corporations nearby Year established: 1999

1000 Mountain Rest Road, New Paltz, N.Y. 12561 Phone: 855-883-3798 Website: mohonk.com Electronic reservations accepted: yes Room/suites: 265, in addition to guest cottages Rates: $482 and up Group rates: yes Restaurants: one; Mohonk Mountain House Meeting rooms: six Seating capacity: up to 350 Meeting amenities: breakout rooms, banquet facilities, special meals available, transportation, coffee breaks, working lunches, wireless Internet, flipcharts, LCD projectors, screen, podium, microphone and valet parking Nearby places of interest: New Paltz and The Culinary Institute of America Year established: 1869

39 Old Ridgebury Road, Danbury, Conn. 06810 Phone: 203-312-1555 Website: matrixconferenceandbanquetcenter.com Electronic reservations accepted: no Rooms/suites: 0 Rates: call for rate information Group rates: N/A Restaurants: 0 Meeting rooms: 23 Seating capacity: eight to 1,500 Meeting room amenities: wireless Internet, ergonomic seating, individual climate control, dining and beverage service, break-out lounge area, plug and play capabilities, concierge paging service and audiovisual equipment, including tele- and video conferencing Nearby places of interest: nearby hotels, including Comfort Suites, Courtyard and Residence Inn Year established: 2010

THE PERFORMING ARTS CENTER

OMNI NEW HAVEN HOTEL AT YALE

POUGHKEEPSIE GRAND HOTEL AND CONFERENCE CENTER

Purchase College 735 Anderson Hill Road, Purchase, N.Y. 10577 Phone: 914-251-6200 Website: artscenter.org Electronic reservations accepted: yes Rooms/suites: 0 Rates: call for rate information Group rates: N/A Restaurants: 0 Meeting rooms: four theaters Seating capacities: 1,300 Meeting room amenities: Internet access, theatrical lighting and sound Nearby places of interest: PepsiCo Sculpture Garden and Metro-North Railroad Year established: 1978

155 Temple St., New Haven, Conn. 06510 Phone: 203-772-6664 Website: omnihotels.com Electronic reservations accepted: yes Rooms/suites: 306 Rates: $169 and up Group rates: yes Restaurants: three; John Daveport’s At the Top of the Park, Morsel’s and Bar 19 Meeting rooms: 19 Seating capacity: up to 1,000 Meeting room amenities: more than 22,000 square feet of function space, including a 9,200-square-foot grand ballroom; business center includes photocopy and fax machines, mail and packaging services, Internet, computer and email access for a fee Nearby places of interest: Long Wharf Harbor & pier, New Haven Green, New Haven Symphony, Yale University Art Gallery, Yale University Visitor’s Center, Clinton Crossing Premium Outlets, IKEA, Chapel Street shopping, Tanger Outlets of Westbrook and Westfield Connecticut Post Year established: 1997

MINNEWASKA LODGE

3116 Route 44/55, Gardiner, N.Y. 12525 Phone: 845-255-1110 Website: minnewaskalodge.com Electronic reservations accepted: yes Rooms/suites: 26 Rates: from $165 Group rates: yes Restaurants: 0 Meeting rooms: two Seating capacity: 14 to 60 Meeting room amenities: two breakout rooms, banquet facilities, special meals available, transportation, coffee breaks, working lunches, wireless Internet, flipcharts, LCD projectors, screen, podium, microphone and valet parking Nearby places of interest: Shawangunk Mountains, the town of Gardiner, the Hudson Valley, the Culinary Institute of America and 75 miles from New York City Year established: 2000

1 Park Place, Newburgh, N.Y. 12550 Phone: 845-562-4505 Website: pamelasonthehudson.com Electronic reservations accepted: no Rooms/suites: 0 Rates: call for rate information Group rates: N/A Restaurants: one main dining room plus bar and lounge area; facility is located inside Pamela’s on the Hudson at the Newburgh Yacht Club Meeting rooms: three Seating capacity: up to 160 Meeting room amenities: podium, screen, wireless Internet, fax and copy machine access and a dance floor Nearby places of interest: Newburgh Yacht Club Year established: 2005

NEUBURGER MUSEUM OF ART

735 Anderson Hill Road, Purchase, N.Y. 10577 Phone: 914-251-6100 Website: neuberger.org Electronic reservations accepted: no Rooms/suites: 0 Rates: call for rate information Group rates: N/A Restaurants: 0 Meeting rooms: two Seating capacity: 80 to 200 Meeting room amenities: art galleries and conference room Nearby places of interest: PepsiCo Sculpture Gardens, Doral Arrowood Hotel and Conference Centers and the city of White Plains Year established: 1974

MATRIX CONFERENCE & BANQUET CENTER

PAMELA’S TRAVELING FEAST AND PAMELA’S ON THE HUDSON

40 Civil Center Plaza, Poughkeepsie, N.Y. 12601 Phone: 845-485-5300 Website: pokgrand.com Electronic reservations accepted: yes Rooms/suites: 195 rooms, 10 suites Group rates: yes Restaurants: one; Market Street Bar & Grill Meeting rooms: 12 Seating capacity: 25 to 400 Meeting room amenities: 15,000 square feet of available event space, breakout rooms, banquet facilities, special meals available, transportation and audiovisual services Nearby places of interest: Vanderbilt Mansion National Historic Site, FDR Presidential Library and Museum, The Culinary Institute of America and Locust Grove Year established: 1994

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AN ADVERTORIAL RESOURCE GUIDE | OCTOBER 3, 2016

. g n i

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chready to

PLAN YOUR NEXT EVENT WITH US & WIN EVERYTIME!

Must be 18 years of age or older to play New York Lottery games or wager on horses. Please play responsibly.

Hotels & Conference Centers POUGHKEEPSIE INN

RADISSON HOTEL NEW ROCHELLE

2625 South Road, Poughkeepsie, N.Y. 12601 Phone: 845-452-6600 Website: poughkeepsieinn.com Electronic reservations accepted: no Rooms/suites: 77 rooms Rates: from $70 Group rates: yes Restaurants: 0 Meeting rooms: one Seating capacity: 40 to 50 Meeting room amenities: chairs, tables and slide-in screens Nearby places of interest: Walkway over the Hudson, Vanderbilt Mansion, FDR Museum and Library, the Culinary Institute of America, Vassar College and Marist College Year established: 1960, renovated in 2009

RAMADA YONKERS

1 Radisson Plaza, New Rochelle, N.Y. 10801 Phone: 914-576-3700 Website: radisson.com Electronic reservations accepted: yes Rooms/suites: 125 rooms, three suites Rates: from $160 Group rates: yes Restaurants: one; NoMa Social Meeting rooms: six Seating capacity: up to 250 Meeting room amenities: 6,400 square feet of event space, airport shuttle service to La Guardia Airport and John F. Kennedy International Airport, business center, hardwired Internet access in all rooms, multilingual staff and valet service Nearby places of interest: Rye Playland, New Roc City, the Bronx Zoo, the New York Botanical Gardens and New York City Year established: 1976

125 Tuckahoe Road, Yonkers, N.Y. 10710 Phone: 914-476-3800 Website: ramada.com Electronic reservations accepted: yes Rooms/sites: 103 rooms, three suites Rates: from $119 Group rates: yes Restaurants: one; Davanport Grille Meeting rooms: three Seating capacity: up to 290 Meeting room amenities: additional banquet and reception space with onsite business center Nearby places of interest: Empire City Casino at Yonkers Raceway, Stew Leonard’s Yonkers, The Galleria at White Plains, The Westchester, the New York Botanical Gardens, the Bronx Zoo, Shea Stadium in Queens, The Meadowlands, Madison Square Garden, Javits Convention Center and New York City Year established: 2006

RENAISSANCE WESTCHESTER HOTEL

80 W. Red Oak Lane, West Harrison, N.Y. 10604 Phone: 914-694-5400 Website: marriott.com Electronic reservations accepted: yes Rooms/suites: 342 rooms, six suites Rates: from $211 Group rates: yes Restaurants: one; Hive Living Room + Bar Meeting rooms: 27 Seating capacity: 650 Meeting room amenities: 23,091 square feet of meeting space, 25 breakout rooms, event planners, business equipment, hardwired and wireless Internet access, catering options, business services, meeting equipment and services, including a copy center, decorator, security guard, photographer and specialty lighting Nearby places of interest: Kykuit (The Rockefeller Estate), Sunnyside (Washington Irving’s House), Historic Hudson Valley sites, New York City, Rye Playland, The Westchester Mall, The Capitol Theatre, Woodbury Common, Factor Outlet, West Point Military Academy and Yankee Stadium Year established: 1977

Spectacular at

SPACES

Stepping Stones

Museum for Children

Host an Event to Remember We know about inspiration. We know how to dazzle the senses. And with just a little bit of Stepping Stones magic, we’ll take your vision and make it a reality.

• Mingle among festive galleries and hands-on exhibits • Open air tent for seated dinners, dancing or entertainment G • Multimedia Gallery with 33 x 12 foot projection screen NOW BOOKIN for a wide range of events, banquets and performances • Performance stage and seating for smaller gatherings TS • Outdoor garden for cocktail receptions PRIVATE EVEN

2016/2017

10% OFF

your rental if booked by 12/31/16

For a personal tour and consultation, call 203 899 0606, ext. 227 visit www.steppingstonesmuseum.org/rentals Mathews Park, 303 West Avenue • Norwalk, Connecticut • Exit 14N or 15S off I-95 • steppingstonesmuseum.org

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AN ADVERTORIAL RESOURCE GUIDE | OCTOBER 3, 2016

Hotels & Conference Centers THE RITZ-CARLTON NEW YORK, WESTCHESTER

3 Renaissance Square, White Plains, N.Y. 10601 Phone: 914-946-5500 Website: ritzcarlton.com Electronic reservations accepted: yes Rooms/suites: 146, including 38 luxury suites Rates: $352 and up Group rates: yes Restaurants: one; BLT Steak Meeting rooms: 12 Seating capacity: 12 to 750 Meeting room amenities: 10,000 square feet of meeting and event space, network and Internet printing, full-service business center and fax service Nearby places of interest: ArtsWestchester, Hudson River Museum, The Metropolitan Museum of Art and The Performing Arts Center Year established: 2007

ROGER SHERMAN INN

195 Oenoke Ridge, New Canaan, Conn. 06840 Phone: 203-966-4541 Website: rogershermaninn.com Electronic reservations accepted: yes Rooms/suites: 15 rooms, three suites Rates: from $155 Group rates: yes Restaurants: one; Roger Sherman Inn & Restaurant Meeting rooms: seven dining rooms Seating capacity: eight to 180 Meeting room amenities: banquet facilities, indoor and outdoor seating, and transportation and wireless Internet Nearby places of interest: Philip Johnson Glass House, Amtrak, the city of Stamford and the town of Greenwich Year established: 1740

ROYAL REGENCY HOTEL

165 Tuckahoe Road, Yonkers, N.Y. 10701 Phone: 914-476-6200 Website: royalregencyhotelny.com Electronic reservations accepted: yes Rooms/suites: 93 Rates: from $129 Group rates: yes Restaurants: one; Venue Lounge & Restaurant Meeting rooms: five Seating capacity: 41 to 550 Meeting room amenities: coffee and tea setup, food and beverages, projection equipment, video conferencing, teleconferencing, audiovisual equipment, wireless Internet, podium, flip chart, computer rentals, microphone, whiteboard and air con Nearby places of interest: the Hudson River Museum, Yonkers Raceway and The Science Barge Year established: 1994

SAYBROOK POINT INN AND SPA

2 Bridge St., Old Saybrook, Conn. 06745 Phone: 860-785-2896 Website: saybrook.com Electronic reservations accepted: yes Rooms/suites: 82 rooms, including general suites and three-story suites Rates: from $344 Group rates: yes Restaurants: one; Fresh Salt Meeting rooms: six, in addition to outdoor space Seating capacity: N/A Meeting room amenities: waterfront ballroom, wireless Internet, breakout rooms, banquet facilities and special meals available Nearby places of interest: Florence Griswold Museum, Chamard Vineyards, Essex Steam Train, Goodspeed Opera House, Lyme Art Association, Clinton Crossing Premium Outlets, Fenwich Golf Course and Riverquest Year established: 1989

SHERATON STAMFORD HOTEL

700 E. Main St., Stamford, Conn. 06901 Phone: 203-358-8400 Website: starwoodhotels.com/sheraton Electronic reservations accepted: yes Rooms/suites: 376 rooms, three suites Rates: $244 and up Group rates: yes Restaurants: three; 700 Main, 700 Main Lobby Lounge and Link@Sheraton CafĂŠ Meeting rooms: 16 Seating capacity: up to 480 Meeting room amenities: more than 20,000 square feet of flexible function space, wireless Internet, flipchart, food service and bottomless coffee station Nearby places of interest: Town Center Mall, Stamford restaurants and Metro-North/Amtrak Railroads Year established: 1984

STAMFORD MARRIOTT HOTEL & SPA

243 Tresser Blvd., Stamford, Conn. 06901 Phone: 203-357-9555 Website: marriott.com Electronic reservations accepted: yes Rooms/suites: 502 rooms, six suites Rates: $249 and up Group rates: yes Restaurants: two; Sam’s American Bistro and Northern Lights Bar and Lounge Meeting rooms: 20 Seating capacity: 1,000 Meeting room amenities: 26,059 square feet of event space, 18 breakout rooms, complimentary wireless Internet, breakout rooms, banquet facilities, special meals available, transportation, audiovisual team and meeting planners Nearby places of interest: The Maritime Aquarium at Norwalk, Stamford Center for the Arts, Rich Forum, Beardsley Zoological Garden, Stamford Museum & Nature Center, The Barnum Center, Cove Island Park, Pound Ridge Golf Course, Sterling Farms Golf and New York City Year established: 1977

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AN ADVERTORIAL RESOURCE GUIDE | OCTOBER 3, 2016

Hotels & Conference Centers TAPPAN HILL MANSION

81 Highland Ave., Tarrytown, N.Y. 10591 Phone: 914-631-3030 Website: abigailkirsch.com Electronic reservations accepted: no Rooms/suites: 0 Rates: call for rate information Group rates: N/A Restaurants: facility is catered by Abigail Kirsch Meeting rooms: two Seating capacity: 500 Meeting room amenities: garden terraces, wireless Internet access, audiovisual services, event management services breakout rooms, banquet facilities and Abigail Kirsch catering Nearby places of interest: Kykuit (Rockefeller Estate) and Phillipsburg Manor Year established: 1980

TARRYTOWN HOUSE ESTATE & CONFERENCE CENTER

49 E. Sunnywide Lane, Tarrytown, N.Y. 10591 Phone: 914-591-8200 Website: tarrytownhouseestate.com Electronic reservations accepted: yes Rooms/suites: 212 rooms and suites Rates: from $192 Group rates: yes Restaurants: one; Cellar 49 Meeting rooms: 30 Seating capacity: up to 350 Meeting room amenities: 30,000 square feet of event space, 24-hour technology resource center, conference concierge, conference planner, business center, on-staff audiovisual professionals, wireless Internet access, ergonomic chairs, hardtop work tables, natural lighting and staging Nearby places of interest: United States Military Academy at West Point, Blue Hill at Stone Barns for Food and Agriculture, Cortlandt Heritage Museum, Donald M. Kendall Sculpture Garden at PepsiCo World Headquarters and the Hudson River Museum; local businesses include BASF, IBM Watson Research Center, PepsiCo International, Hitachi, Siemens, Fiji Film Corp. and Dannon Year established: 1964

THE TIME HOTEL NYACK

400 High Ave., Nyack, N.Y. 10960 Phone: 845-67508700 Website: thetimehotels.com Electronic reservations accepted: yes Rooms/suites: 133 Rates: $139 and up Group rates: yes Restaurants: one; BV’s Grill Meeting rooms: three Seating capacity: 10 to 285 Meeting room amenities: 4,000 square feet of function space, planning and catering teams on site, complimentary wireless Internet, standard audiovisual equipment Nearby places of interest: Nyack Beach State Park, Edward Hopper House Art Center, Olde Village Inne, Nyack Pour House, Soul Flyte, Carnegie Room, Gena Lisa, The New NY Bridge Outreach Centers, Friends of Nyack Walking Tours, Bourbon Street of Nyack and the Historic Society of the Nyacks Museum Year established: 2015

TRUMBULL MARRIOTT MERRITT PARKWAY

WESTCHESTER MARRIOTT

180 Hawley Lane, Trumbull, Conn. 06611 Phone: 203-38-1400 Website: marriott.com Electronic reservations accepted: yes Room/suites: 319 rooms, six suites Rates: $180 and up Group rates: yes Restaurants: two; Parallel Post and On the Rox Meeting rooms: 13 Seating capacity: 700 Meeting room amenities: 15 breakout rooms, banquet facilities, transportation, event manager, audiovisual staff, 24-hour business center and wireless Internet access Nearby places of interest: Sports Center of Connecticut, Barnum Museum, Arena at Harbor Yard, Beardsley Zoo, The Maritime Aquarium at Norwalk, Ferry to Long Island, Downtown Cabaret Theatre, Fairfield shopping and beach, Captains Cove and Seaport and Westport shopping and beach Year established: 1985

670 White Plains Road, Tarrytown, N.Y. 10581 Phone: 914-631-2200 Website: marriott.com Electronic reservations accepted: yes Rooms/suites: 439 rooms, five suites Rates: $195 and up Group rates: yes Restaurants: two; Cooper’s Mill and Ruth’s Chris Steak House Meeting rooms: 21 Seating capacity: 1,100 Meeting room amenities: 26,676 square feet of total meeting space, 20 breakout rooms, exhibition space onsite, banquet facilities and audiovisual Nearby places of interest: Philipsburg Manor, Sunnyside (Washington Irving’s estate), Kykuit (Rockefeller’s Estate), United States Military Academy at West Point, Woodbury Commons, Lyndhurst Castle, Van Cortlandt Manor, The Westchester, Rye Playland, the Bronx Zoo, White Plains Performing Arts Center and New York City Year established: 1981

WATER’S EDGE RESORT & SPA

THE WESTPORT INN

1595 Post Road East, Westport, Conn. 06880 Phone: 203-557-8124 Website: westportinn.com Electronic reservations accepted: yes Rooms/suites: 117 Rates: $125 and up Group rates: yes Restaurants: one; Bistro B Meeting rooms: two Seating capacity: 18 to 300 Meeting room amenities: more than 6,000 square feet of event space, onsite catering services, audio-visual services, technical lighting and support staff, wireless Internet access and free self-parking available Nearby places of interest: Webster Bank Arena, the Westport Playhouse, Fairfield University and Sacred Heart University Year established: 1960

1525 Boston Post Road, Westbrook, Conn. 06498 Phone: 860-399-5901 Website: watersedgeresortandspa.com Electronic reservations accepted: yes Rooms/suites: 101 rooms and suites, 68 seaside villas, a four- and five-bedroom beachfront cottage and 20 luxury two-bedroom villas on the water Rates: $160 and up Group rates: yes Restaurants: three; Dattilo Fine Italian, Seaview Bistro and Sunset Bar & Grill Meeting rooms: 12 Seating capacity: up to 300 Meeting room amenities: wireless Internet access, views of the Long Island Sound, 24-hour business center, sales and conference managers, catering options and technical requirements Nearby places of interest: the shops at Water’s Edge, Connecticut Wine Trail, Tanger Outlets of Westbrook, Clinton Crossing Premium Outlets, Essex Steam Train and Riverboat, Thimble Island, Mystic Aquarium, Mystic Seaport, Mohegan Sun, Foxwoods Resort Casino, Gillette Castle State Park, Fox Hopyard Golf Course and Goodspeed Opera House Year established: 1985

BOWLMOR NORWALK

701 Connecticut Ave., Norwalk, Conn. 06854 Phone: 203-838-7501 Website: bowlmor.com Electronic reservations accepted: yes Rates: call for rate information Group rates: yes Restaurants: 0; food provided from the facility Meeting rooms: N/A Seating capacity: N/A Meeting room amenities: gourmet menus, custom beverage packages, event specialists and private bowling suites, wireless microphones and floor-toceiling video screens at the end of each lane Nearby places of interest: The Maritime Aquarium, the towns of Norwalk and Greenwich, LockwoodMathews Mansion Museum, Metro-North Railroad trip to New York City, LaGuardia Airport, Newark Liberty International Airport, John F. Kennedy International Airport, Westchester County Airport, Stewart International Airport and Bradley International Airport, as well as many corporations, including Diageo North America, Tauck Tours and Xerox Year established: 1938

BOWLMOR WHITE PLAINS

47 Tarrytown Road, White Plains, N.Y. 10607 Phone: 914-948-2677 Website: bowlmor.com Electronic reservations accepted: yes Rates: call for rate information Group rates: yes Restaurants: 0; food provided from the facility Meeting rooms: N/A Seating capacity: N/A Meeting room amenities: gourmet menus, custom beverage packages, event specialists and private bowling suites, wireless microphones and floor-toceiling video screens at the end of each lane Nearby places of interest: Westchester Shopping Center, Donald M. Kendall Sculpture Gardens, White Plains Performing Arts Center, Lyndhurst, Empire City Casino, The Galleria at White Plains, The Westchester Mall and Sunnyside Year established: 1938

BANQUET HALLS, RESTAURANTS & OTHER FACILITIES WITH AVAILABLE EVENT SPACE

ONE TWENTY ONE

2 Dingle Ridge Road, North Salem, N.Y. 10560 Phone: 914-669-0121 Website: 121restaurant.com Electronic reservations accepted: yes Rates: call for rate information Group rates: N/A Restaurants: one Meeting rooms: 0 Seating capacity: 10 to 50 Meeting room amenities: one private dining room seats 48, a main dining room seats 50 and at the heart of each dining room is a community table that seats 10 Nearby places of interest: Harvest Moon Farm & Orchard, Hammond Museum and Japanese Stroll Garden, Sal K. Prezioso Mountain Lakes Park and the North Salem Balanced Rock Year established: 2000

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AN ADVERTORIAL RESOURCE GUIDE | OCTOBER 3, 2016

Hotels & Conference Centers CENTENNIAL GOLF CLUB

185 John Simpson Road, Carmel, N.Y. 10512 Phone: 845-225-5700 Website: centennialgolf.com Electronic reservations: yes Rates: call for rate information Group rates: N/A Restaurants: one; Nelson’s Tavern Meeting rooms: 0 Seating capacities: 16 to 200 Meeting room amenities: more than 11,000 square feet of space in the clubhouse with included green fees and golf car fees, unlimited use of the practice facility prior to play, personalized cart signs on carts prior to play, welcome letter and local rules sheets with the event’s name, pairings and alphabetical lists, pre-printed contest signature, assistance with special event setup on the course and golf bag handling by our player services staff Year established: 1998

DAVE & BUSTER’S RESTAURANT

EMPIRE CITY CASINO

Palisades Center 4661 Palisades Center Drive, West Nyack, N.Y. 10994 Phone: 845-353-1555 Website: daveandbusters.com Electronic reservations accepted: yes Rates: call for rate information Group rates: yes Restaurants: one Meeting rooms: 0 Seating capacity: N/A Meeting room amenities: high-volume restaurant and entertainment complex offering corporate and group events, team building and family outings; interactive entertainment attractions include pocket billiards, shuffleboard, state-of-the-art simulators, virtual reality and traditional carnival-style amusements and games of skill Nearby places of interest: Palisades Center Year established: 1982

810 Yonkers Ave., Yonkers, N.Y. 10704 Phone: 914-968-4200 Website: empirecitycasino.com Electronic reservations accepted: no Rates: call for rate information Group rates: N/A Restaurants: two; Dan Rooney’s Sports Pub and Nonno’s Trattoria Meeting rooms: 0 Seating capacity: N/A Meeting room amenities: six flexible event spaces, including Alley 810, a lounge with two vintage bowling alleys; Good Time Room, a multipurpose 4,500-square-foot banquet space; and the Harness Gallery, a 5,600-square-foot space; catering packages, audiovisual services and meeting services Nearby places of interest: Yonkers Raceway, Untemeyer Park, Philipse Manor Hall, Tibbetts Brook Park, the Science Barge and the Hudson River Museum Year established: 1899

333 N. Bedford Road, Mount Kisco, N.Y. 10549 Phone: 914-241-3131 Website: gpny.com Electronic reservations accepted: yes Rates: call for rate information Group rates: yes Restaurant: one; FUEL Meeting rooms: eight Seating capacity: 10 to 500 Meeting room amenities: private conference and dining rooms with audiovisual equipment and wireless Internet, catering options from executive chef, event planners and team-building activities, including racing, bowling and gaming Nearby places of interest: Westchester County Airport, Metro-North Railroad, golf, shopping, sailing and restaurants Year established: 2007

Cheers t o Change

ROEDEL COMPANIES LAUNCH SHOWCASE PROPERTY IN MOUNT KISCO Holiday Inn Mount Kisco and the Mount Kisco Events at the Holiday Inn Re-Open in Style The Holiday Inn Mount Kisco was, to put it kindly, outdated and in need of some TLC when Roedel Companies purchased the long-standing property in 2013.

The Wilton, N.H.-based company went to work on an extensive renovation, never compromising its commitment to detail that has been the hallmark of Roedel Companies for 50 years.

The result is a new-look Holiday Inn Mount Kisco and the Mount Kisco Events at the Holiday Inn. They give the village a showcase event center that is 6,000 square feet, a new dining experience and an updated 118-room hotel that has full-service capabilities.

Mount Kisco Mayor J. Michael Cindrich was on hand to raise a ceremonial toast for the grand opening of the property on Sept. 15, joining the Roedel team, as well other local officials and village members.

GRAND PRIX NEW YORK

“This has been a great project for us because we recognized the need for a property that could offer this area the all-encompassing amenities we had right here,” says David W. Roedel, managing member of Roedel Companies. “We are really happy with the finished product.”

In addition to a show-stopping lobby area that includes THE HUB, the hotel’s re-imagined restaurant and bar, the finished product also includes Roedel’s trademark commitment to community.

The team was a sponsor of the Mount Kisco Chamber of Commerce’s Sales Days and even served a complimentary pancake breakfast to patrons one day!

“Being part of the community is important to us,” says Melody Lloyd, general manager of the Holiday Inn Mount Kisco. “It is part of who we are.”

For more information, go to mountkiscoevents.com.

BOOK YOUR HOLIDAY PARTY BY NOVEMBER 30TH AND RECEIVE 10% OFF* Perfectly situated in the hub of Northern Westchester County, Holiday Inn Mt. Kisco, is ready to accommodate you in every way. Featuring a full remodel, Holiday Inn Mt. Kisco boasts over 6,000 square feet of event space, a talented culinary team featured in both our event facility and our onsite eatery, The Hub, and plenty of free parking.

It’s not too early to reserve a great location for your holiday party. If you’re planning a gathering of friends, family or co-workers this holiday season, then you have to see what the all-new Holiday Inn Mt. Kisco has to offer. *excludes taxes & fees

www.MountKiscoEvents.com | (914) 242-2806 | 1 Holiday Inn Drive, Mt. Kisco, New York 10549

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AN ADVERTORIAL RESOURCE GUIDE | OCTOBER 3, 2016

Hotels & Conference Centers IL PALIO RESTAURANT

5 Corporate Drive, Shelton, Conn. 06484 Phone: 203-944-0770 Website: ilpalioct.com Electronic reservations accepted: yes Rates: call for rate information Group rates: N/A Restaurants: one Meeting rooms: three private dining rooms Seating capacity: 10 to 70 Meeting room amenities: banquet facilities, special meals available, wireless Internet and projector screen Year established: 2001

SAM’S OF GEDNEY WAY

STEPPING STONES MUSEUM FOR CHILDREN

50 Gedney Way, White Plains, N.Y. 10605 Phone: 914-949-0978 Website: samsofgedneyway.com Electronic reservations accepted: no Rates: call for rate information Group rates: N/A Restaurant: one Meeting rooms: four dining areas Seating capacity: 12 to 100 Meeting room amenities: banquet facilities, special meals and private bathroom and lobby area Nearby places of interest: downtown White Plains, including restaurants and shopping, The Galleria at White Plains and The Westchester Mall Year established: 1986

THE WATERS EDGE AT GIOVANNI’S

Matthews Park 303 West Ave., Norwalk, Conn. 06850 Phone: 203-899-0606, ext. 228 Website: steppingstonesmuseum.org Electronic reservations accepted: no Rates: call for rate information Group rates: N/A Restaurants: 0 Meeting rooms: four Seating capacity: 125 Meeting room service: 13,000 square feet of event space, indoor and outdoor options, with audiovisual/ multimedia support included in meeting packages, variable room and setup options Nearby places of interest: the town of Norwalk, The Maritime Aquarium at Norwalk and LockwoodMathews Mansion Museum Year established: 2000

2748 Boston Post Road, Darien, Conn. 06820 Phone: 203-325-9979 Website: watersedgeatgiovannis.com Electronic reservations accepted: yes Rates: call for rate information Group rates: N/A Restaurants: one Meeting rooms: six Seating capacity: 10 to 600+ Meeting room amenities: flexible meeting space, microphone, podium, screen, wireless Internet, audiovisual experts available upon request, meeting planners available, direct water views and ample parking Nearby places of interest: minutes to downtown Stamford and Metro-North Railroad and 30-minute travel to midtown Manhattan Year established: 1987

Danbury Location Opening Fall 2016

Hotel Zero Degrees offers the finest accommodations and meeting rooms providing exceptionally personalized service in our welcoming and stylish boutique hotels.

For more details and reservations: hotelzerodegrees.com Stamford 909 Washington Blvd.

Stamford, CT 06901 tel: 203.363.7900

Norwalk 353 Main Ave. Norwalk, CT 06850 tel: 203.750.9800

Danbury 15 Milestone Rd. Danbury, CT 06810 tel: 203.730.9200

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AN ADVERTORIAL RESOURCE GUIDE | OCTOBER 3, 2016

Book your Holiday Celebration with The Crowne Plaza White Plains And Pick Your Perks!

(Pick 2) Complimentary Hot Chocolate or Apple Cider Double IHG Rewards Points 10% off published menu prices Reduced valet parking price of $10.00 per car or complimentary self parking Discounted overnight guest room rate

To book your event or for more information, Please contact our Catering Team at 914-821-1377 66 Hale Avenue, White Plains NY 10601 www.cpwestchester.com

Terms & Conditions: This offer is based on availability at the time of booking.

Offer cannot be applied to previously signed contracts, and cannot be combined with any other specials. Valid for Holiday events valued at $5,000 or more (prior to adding service charge and tax). Event must be booked and consumed by January 31, 2017.

Forum examines costs of government regulations on business

BY BILL HELTZEL bheltzel@westfairinc.com

T

here was no real disagreement that government spending can spiral out of control. Or taxes can be too high. Or regulations can be too burdensome.

But just how serious the problems are, where exactly they lie and how to fix them, now those are questions worth wrestling with.

And that’s what three panelists did on Sept. 27 at the Fordham School of Professional and Continuing Studies in West Harrison.

The question posed: Is government choking business?

One side advocated a common sense, business-like approach to running government. The other side proposed a non-ideological, evidence-based method of running the people’s business.

Overregulation costs $3 trillion a year, said Walter Raquet, who has years of experience in executive positions and who recently authored the book, “Government is Killing the Economy.”

The economy has grown by just over 1.5 percent a year for 15 years, compared with 3.5 percent over the previous 50 years.

“It’s just crippling job growth,” he said.

“And this overregulation is just going to get worse.”

He called for a bipartisan group of business executives and industry experts to recommend common sense solutions for making government work like a business.

“We have the most incredible executive talent in the world,” he said. “People would volunteer one or two days a week to help make this country better and stronger.”

So why are New York City and its suburbs, where taxes are high and regulations stiff, prospering, asked Richard Brodsky, a lawyer and former member of the New York State Assembly, while upstate regions with lower taxes and regulations are hurting? The anti-tax, anti-regulation point of view should be tested on an evidentiary basis, he said.

Westchester has the highest taxes in the United States, said Rob Astorino, the county executive. “Government feels it should take your money and do what it wants, versus you working hard and employing people and making the economy.”

Look at the income tax, Raquet said.

There are 74,000 pages of regulations.

Corporations fork over $288 billion and pay another $300 billion to advisers who work

Former New York Assemblyman Richard Brodsky, left, and Fairfield County businessman Walter Raquet.

on tax issues. The government fails to collect about $300 billion a year.

And buried in those regulations are $1.5 trillion in “carve outs,” tax exemptions that shift the burden to everyone else. If you got rid of those exemptions, he said, “we’d have a 10 percent income tax and probably collect more money.”

He said costly Sarbanes-Oxley financial regulations were put in place because financial scandals such as Enron, but the regulations won’t prevent the next fraud.

What’s needed instead is a whistleblower program that gives people big rewards and offers immunity from prosecution if they come forward when a crime is being committed.

But one could argue, Brodsky said, it was the repeal of the Glass-Steagall Act, which had separated commercial and investment banking, that contributed to the 2008 financial disaster.

“There has to be a balance, a yin and a yang,” he said. Give me an example of regulations that cost us $1 trillion, he implored.

Securities and Exchange Commission rules in 1997 cost 18 million jobs over 15 years, Raquet replied. The U.S. used to do 700 to 1,000 initial public offerings a year.

Only 31 have been done this year.

Brodsky conceded the economic consequences of the SEC regulations, but he countered that it was unregulated elements in the financial community that took the country down in 2008.

Why is it that neither Democrats nor Republicans, he asked, ever come up with common sense solutions?

“Because they are conflicted,” Raquet said.

“It’s a corrupt system?” Brodsky prodded.

“It’s a corrupt system,” Raquet agreed.

“I don’t buy that,” Brodsky said.

The system is not necessarily corrupt, Astorino said. But it is built to be inefficient.

“Government feeds off itself.

Government to survive by its very nature needs to grow,” he said. “It is a system built on mediocrity and inefficiency.”

He said regulations are needed, but New York has 750,000 on the books. The state Senate has identified 3,000 that should be removed immediately. Yet, nothing has happened.

“The biggest ones are choking us to death,” he said.

That’s rhetoric, Brodsky said. For every example of ridiculous regulations and of places that have prospered by cutting regulations, he offered counter examples.

Don’t rely on his position or on anyone’s ideological position, he said. Test. Look for evidence. Apply rigorous intellectual standards to judging what works and what doesn’t.

About a hundred people attended the forum. Bob Berkowitz, a founding correspondent for CNN, was the moderator.

The event was sponsored by Fordham and by Maureen C. Jacobson, founder and owner of MCJ Business Advisors LLC. It was presented by Westfair Communications, publisher of the Fairfield County Business Journal and Westchester County Business Journal.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 3, 2016 17

BY PIETER VAN TULDER

Business funding: an alternative

T

he main ongoing problem facing the majority of business owners today is the perennial one of how to make the company’s cash flow stretch to accommodate the company’s growth plans.

The problem is nothing new. It has been prevalent for a long time and yet there are still only a very few viable financing methods available for businesses.

When we think of finance and capital for expansion, the natural thing is to approach one’s bank for assistance.

Unfortunately, there remains an ongoing reluctance among the banking fraternity to offer loans to small businesses that require $20,000 to $50,000.

In the main, the reasons seem to be twofold.

First, the banks are “equity” lenders and expect their customer to have established some equity in the form of capital and retained earnings before the bank can accommodate their needs. By its very nature, small business usually is undercapitalized. Most of the companies requiring this level of financial help are

not likely to have been in business more than two or three years. Therefore, they are at a point in their existence when the business is only just starting to become profitable. Consequently, when the need arises for additional working capital, the customer cannot meet the bank’s requirements.

Second, for banks to make small business loans, they must do so on a profitable basis. Lending $25,000 to a small company probably has the same administrative cost to the lender as lending $100,000 to $200,000. It is natural, therefore, that the lender will choose the larger opportunity as it carries the same administrative cost but yields a higher income for the bank.

Where does this leave small business?

All business people would agree that if their business was 100 percent “cash on delivery,” they would have all the cash they need to fuel their expansion program. Business is naturally not so simple.

Customers expect terms on their purchases, usually 30 days; that spreads into 45 to 60 days. That problem is then compounded by the reluctance of many busi-

nesses to call and ask for payment, even overdue payments. So for a business to survive, it must extend terms and tie up its valuable working capital in passive accounts receivable.

Entrepreneurs can find relief from this often-crippling cycle by utilizing a financial service known as invoice discounting. This service immediately turns quality, current accounts receivable into cash for the supplier.

The invoice discounting service is often confused with factoring. However, in a factoring arrangement, the factor normally requires all receivables to be included in the lending arrangement and also includes certain monthly minimum sales requirements. The factor also expects to undertake much or all of the accounts receivable administration work including day-to-day contact with the customers.

These features are not present in a typical invoice discounting service. It is a “use-it-as-you-need-it” arrangement designed specifically to act as a bridge in meeting the needs of growing businesses

during their formative period.

From a mechanical point of view, invoice discounting is quick and straightforward. There is minimum paperwork.

Typically as an invoice is produced and the goods are shipped, then the invoice is purchased by the invoice discounter and the discounter releases cash to the company, usually within a matter of hours.

The supplier company and the invoice discounter work together in terms of the administration and collection of the purchased receivable. This ensures there is no disruption in the valuable suppliercustomer relationship.

Invoice discounting is both cost-effective and very user-friendly.

When the bank says “No” or “No more,” there is no need to give up. There may be a viable alternative in the form of a professional invoice discounting service.

Pieter van Tulder is senior partner of The Interface Financial Group in Riverside, a provider of invoice discounting services. He can be reached at 203424-38349 or by email at pvantulder@ interfacefinancial.com.

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18 Week of October 3, 2016 • FAIRFIELD COUNTY BUSINESS JOURNAL

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SPECIAL REPORT

Wells Fargo scandal presents opportunity for small banks

BY BILL HELTZEL AND KEVIN ZIMMERMAN bheltzel@westfairinc.com, kzimmerman@westfairinc.com

T

he Wells Fargo Bank scandal is an opportunity for small community banks to emphasize their style of customer service and to show that they have products and services that were once the domain of big national banks.

“As a community banker, you want to differentiate yourself,” said Chris Lorence, chief marketing officer of Independent Community Bankers of America.

All crises eventually blow over, he said.

So community banks should keep focusing on what they do best: evangelizing about customer service and explaining how they have everything that big banks have.

Size is their advantage. Their owners and employees live, work and worship in the same communities as their customers, he said.

“There is a natural trust.”

Abuse of trust is at the center of the Wells Fargo scandal. Wells Fargo employees secretly opened more than 1.5 million phony deposit accounts and more than 565,000 credit card accounts, using customers’ information without their consent or knowledge.

The practice, dating back to 2011, was part of an aggressive program of crossselling products. Retail bank employees were pressured to sell up to eight products per customer.

Typically, fake accounts were closed after the employee received credit toward sales goals. But some customers were charged unexpected fees or were contacted by debt collectors about fake accounts.

Federal and local regulators fined Wells Fargo $185 million for abusive sales practices.

SIZE MATTERS

Wells Fargo is the fourth largest bank in the region, with $4.1 billion in deposits in both Fairfield and Westchester counties.

It controls 9.7 percent of the Fairfield market, according to Federal Deposit Insurance Corp. data for 2015, with 33 offices. It controls about 5.7 percent of the Westchester market, with 35 offices.

A few people who have walked into Bankwell branches in Connecticut recently have identified themselves as former Wells Fargo customers.

“I’m not going to dance on the grave of another financial institution,” said Christopher Gruseke, Bankwell president and CEO. “But it’s like we always say: Bank smart, bank local, bank well. Community banking means you’re banking with people who are your neighbors.”

Wells Fargo has about 100,000 employees in the retail branches across the country. Bankwell has 130 employees in nine offices in Fairfield and New Haven counties.

Gruseke said he visits every branch regularly and lunches monthly with groups of 15.

“The closer you are to the troops, the less likely something like this can happen.”

Federal regulators attributed the Wells Fargo scandal in large part to inadequate internal controls.

Size matters, according to James Kwak, a University of Connecticut law professor and co-author of “13 Bankers: The Wall Street Takeover and the Next Financial Meltdown.” He said it is difficult to truly foster customer service when decision-makers are hundreds or thousands of miles away.

Kwak uses a small bank. “I genuinely believe the people there have my welfare at heart. The business model is what they say. They are truly doing the best for the customer in the long run.”

PCSB Bank, based in Yorktown Heights, has no intention of directly encouraging Wells Fargo customers to switch to any of PCSB’s 15 offices in the Hudson Valley, said President and CEO Joseph D. Roberto.

“We’re just continuing to emphasize who we are and what we do. Just provide good customer service.”

The employees live here, Roberto said.

They are active in community events. They understand their customers.

The Westchester Bank, headquartered in White Plains, also has no intention of taking on Wells Fargo directly.

“I always look to emphasize and execute our business strategy,” said John Tolomer, the president and CEO, “as opposed to focusing on what’s going on with the competition.”

He has 57 employees in five branches.

Each office has deposit goals, but “we don’t peddle products,” he said. By providing good, friendly customer service, people will want to do more business with the bank.

Tolomer said community banks can offer the same products and services as any financial institution but do so in a highly personalized manner.

Big banks in the 1990s had a technological advantage, Kwak said. For instance, people looked for the largest ATM networks or the latest in online services. Now community banks refund out-of-network ATM fees to attract customers and everyone has online services. Widespread technology has erased the big bank advantage.

The difference today has more to do with marketing. Big banks can offer a broader range of services, such as wealth management and credit cards, and they promote the convenience of having everything in one place. But in the competitive world of financial services, Kwak said, it makes more sense to shop for the best deal wherever you can find it.

CUSTOMER SERVICE

Kwak makes another distinction between big and small. Big banks tend to think about customers as data and to use data-driven strategies to extract more money from people.

So when a customer calls a service center, the bank knows exactly how much money she has and a computer algorithm can allocate how much time to give her. With millions of customers, shaving seconds off calls adds up to real money.

Size can also distort the meaning of “customer service.” The Wells Fargo scandal, Kwak said, shows “the language of rela-

tionships was not quite a lie, but it was used as a façade.”

The actual damages to individual customers was rather small. Wells Fargo has refunded $25 to many customers whose bank accounts were charged fees for phony services.

The Consumer Financial Protection Bureau levied a hefty $1 million fine, Director Richard Cordray told the Senate Committee on Banking, Housing and Urban Affairs because Wells Fargo’s practices “represent a staggering breach of trust.”

He said the breadth of the fraud cannot be pushed aside as the stray misconduct of a few bad apples.

“The stunning nature and scale of these practices reflect instead the consequences of a diseased orchard.”

A Wells Fargo spokeswoman responded to questions about the impact of the scandal on Westchester and Fairfield with a written statement.

“Wells Fargo’s culture is committed to the best interests of our customers, providing them with only the products they want and value.”

Wells Fargo has a culture of fraud, said Linda Tirelli, a White Plains bankruptcy attorney who has sued the bank over its mortgage services, and nothing will change until top executives are arrested and the public “sees a perp walk on TV.” She advises clients to steer clear of five big banks: Ally, Bank of America, Chase, Citibank and Wells Fargo.

Regional banks, local banks and credit unions, she said, are less likely to commit fraud and more likely to fix problems when they occur.

“I tell my clients, stop feeding the fraud.

Stop feeding the big banks. Stop using them.”

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 3, 2016 19

BY THEODORE BOBROSKE

Six keys for a successful succession plan

S

uccession planning is the process of establishing a framework for the continuation and ownership of a business enterprise.

The business may be large, small, privately held or public. Over time, all businesses need to transition. Here are six key points to guide you in developing a succession plan that will help the company transition smoothly.

Identify the goals. The day-to-day responsibilities of running and growing a business are often all-consuming. Little time is left for thinking about the endgame. We know for certain, however, that the business will transition at some point. It is imperative that it happen on the business owner’s terms. Should the business pass to family members, the management team or an unrelated party?

TAKE TIME TO RECORD WHAT YOUR

LOVED ONES NEED TO KNOW.

Thinking about how your loved ones will move on when you’re no longer with them is never easy. At Charter Oak Insurance and Financial Services Co. we understand the difficulty, but also know how important it is to plan ahead. By taking the time now to organize and write down what matters most to you, you can help make things easier for the people you love.

Our planning guide, What My Loved Ones Need to Know, will

How long does the business owner want to stay involved and to what extent? Once these questions have been answered, the review of succession planning tools and techniques can begin.

Communication is key! It is crucial that all key stakeholders (including family members as well as the professional team) are fully engaged and willing to provide material input regarding the overall framework of the plan. Buy-in and alignment among all stakeholders is essential to a successful plan while breakdowns in communication can have damaging effects.

The plan should be solid but flexible.

Succession plans work best when they are well-defined but fluid and adaptable.

Established goals will often change over time. It is the responsibility of the management team to address such changes in a timely manner, while managing internal and external expectations.

Focus on the future. Managing through a rearview mirror is a recipe for failure. The most successful businesses are those that stay on top of current and emerging trends. Being cognizant of new developments that involve customers, competitors and vendors is very important, as well as being actively involved with an ever-changing regulatory and tax environment.

It’s not all about the money. In many cases, business owners have founded the company and have been involved with the day-to-day operations of the company for many years. They often have a deep emotional attachment to the business.

Being mindful of this as well as the financial considerations is critical in designing the succession plan.

Seek professional expertise. There

are many issues that require professional counsel such as tax, legal, estate and financial planning, valuation and investment banking. Numerous techniques and strategies such as Grantor Retained Annuity Trusts (GRATS) Family Limited Partnerships (FLPS), Buy/Sell Agreements can be very helpful in succession planning. Be sure to seek skillful, competent professionals with experience in these areas as well as all facets of succession planning. Assemble a team of advisors who will bring creative ideas to the table in a collaborative fashion.

Among the most challenging decisions a business owner will make is the how and when to transition a business. Financial, tax and emotional considerations all come into play and while the focus for most business owners is on the growth of the business, it is never too early to have the discussion as to what the endgame is. It is important to note that proposed changes under Section 2704 of the Internal Revenue Code would make significant changes to the valuation of interests in many family controlled entities. The proposed regulations would appear to eliminate almost all minority (lack of control) discounts for closely held entity interests, including active businesses owned by a family. While the effective date of the new rules is uncertain, the regulations could be finalized as early as the end of 2016. Given the potential implications, timely succession planning has become even more critical and now is the time to reach out to your advisers to begin the discussion.

Theodore Bobroske is senior vice president of Webster Private Bank in Greenwich. He can be reached at 203-8691084 or tbobroske@websterbank.com.

help you record financial information, locations of important documents, key contacts, wishes, and more. Contact us today for your free copy.

Jason Castaldi Agency Managing Director Charter Oak Insurance and Financial Services Co. 501 Merritt 7, 5th Floor Norwalk, CT 06851 203-359-5300 jcastaldi@financialguide.com www.charteroakfinancial.com

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20 Week of October 3, 2016 • FAIRFIELD COUNTY BUSINESS JOURNAL

Bankwell names Dineen as executive VP, head of community banking David P. Dineen has been named executive vice president, head of community banking, at Bankwell in New Canaan.

In his new position, Dineen will oversee Bankwell’s deposit lines of business — including retail, commercial and cash management, as well as ebanking and marketing — to align, develop and implement the Bankwell’s overall deposit growth strategy and new business development opportunities.

Dineen was most recently senior vice president and national market manager for Capital One Bank, where he was responsible for branch and small business banking for the New York metro market, which included more than 250 branches.

A Darien resident, Dineen is a member of its board of education, volunteer fire department, and the Town of Darien Firefighter’s Foundation.

—Kevin Zimmerman

FACTS & FIGURES on the record BUILDING PERMITS

COMMERCIAL 100 Trap LLC, New York, N.Y., contractor for Comet. Build a retaining wall next to the loading dock to create a new dumpster pad at 100 Trap Falls Road Extension, Shelton. Estimated cost: $31,320. Filed Sept. 7.

714 LLC, Shelton, contractor for self. Install ground, pole and wall signs on an existing commercial space at 405 Bridgeport Ave., Shelton. Estimated cost: $137,000.

Filed Aug. 31.

Annemid PSW LLC, Stamford, contractor for self. Hang two signs off an existing commercial space at 81 Summer St., Unit 131, Stamford. Estimated cost: $100.

Filed between Sept. 12 and Sept.

16.

Artech Construction LLC, contractor for Northeast Conference Corporation of the Seventh Day Adventists. Alter the interior of an existing commercial space and redo the flooring at 977 Hope St., Stamford. Estimated cost: $15,000. Filed between Sept. 12 and Sept. 16.

City of Shelton, contractor for Long Hill School. Install a camera, replace and upgrade the alarm system at 382 Long Hill Ave., Shelton. Estimated cost: $38,850.

Filed Sept. 6.

Daconto, Renee, contractor for Taylor Made Fitness. Move a sign from a previous location in an existing commercial space at 514 Bridgeport Ave., Shelton. Estimated cost: $2,000. Filed Aug. 26.

Fairfield Rental Group LLC, Shelton, contractor for self. Renovate the interior and exterior of an existing commercial space at 1000 Bridgeport Ave., Shelton.

Estimated cost: $125,000. Filed Aug. 31.

Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken.

Questions and comments regarding this section should be directed to: John Golden c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: (914)694-3600 Fax: (914)694-3680

Forty 5 Church St. Prop LLC, Stamford, contractor for self.

Change five office units to five apartments in an existing commercial space at 45 Church St., Stamford. Estimated cost: $1,000.

Filed between Sept. 12 and Sept.

16.

Hawk’s Ridge of Shelton LLC, Shelton, contractor for self.

Construct a two-story Cape Cod home with a two-car attached garage at 29 Hawks Ridge Drive, Shelton. Estimated cost: $212,880.

Filed Aug. 31.

Key Development LLC, Shelton, contractor for self. Renovate the interior and exterior of an existing commercial space at 43 Pearmain Road, Shelton. Estimated cost: $30,000. Filed Aug. 30.

NUA Construction Corp., contractor for the town of Stamford.

Replace the roof on an existing commercial space at 21 Burdick St., Stamford. Estimated cost: $44,000. Filed between Sept. 12 and Sept. 16.

Olympic Construction LLC, contractor for Granite Stamford Executive Center H LLC. Perform an interior fit-up in an existing commercial space for a new tenant at 1111 Summer St., Stamford.

Estimated cost: $30,000. Filed between Sept. 12 and Sept. 16.

Power Home Remodeling Group, Chester, Pa., contractor for Robert McKnight, et al.

Replace the windows on an existing commercial space at 1 Radio Place, Unit 1, Stamford. Estimated cost: $17,474. Filed between Sept.

12 and Sept. 16.

Rocco, Mike, Shelton, contractor for Taylor Made Fitness. Perform an interior fit-up in an existing commercial space for a new tenant at 514 Bridgeport Ave., Shelton. Estimated cost: $2,000.

Filed Aug. 30.

St. Vincent’s Hospital Bridgeport, contractor for self. Renovate the interior and exterior of an existing commercial space at 16 Armstrong Court, Shelton. Estimated cost: $20,000. Filed Sept. 7.

Urstadt Biddle Properties Inc., Greenwich, contractor for Matt Walsh. Add a sign over an existing commercial space at 525 Main St., Monroe. Cost undisclosed. Filed Aug. 19.

RESIDENTIAL AAP Builders LLC, contractor for Casey Cheney. Construct a two-story addition, dining room and open deck on an existing single-family residence at 23 Lynn Drive, Monroe. Cost undisclosed.

Filed Sept. 12.

A-Class Builders Inc., contractor for Antoinette M. Lasalandra, et al. Install a new roof on an existing single-family residence at 27 Buckingham Court, Stamford.

Estimated cost: $25,000. Filed between Sept. 12 and Sept. 16.

Bajus, Miron, Stamford, contractor for self. Remove a door and a canopy on the property of an existing single-family residence at 87 Givens Ave., Stamford. Estimated cost: $500. Filed between Sept. 12 and Sept. 16.

Bennett, Jill, Stamford, contractor for self. Replace sheet rock damaged from water at 127 Greyrock Place, Unit 1201, Stamford.

Estimated cost: $11,000. Filed between Sept. 12 and Sept. 16.

Bertanza, Karen and Brian T. Bertanza, Shelton, contractor for self. Build a front porch with a roof attached to an existing single-family residence at 238 River Road, Shelton. Estimated cost: $5,520. Filed Aug. 31.

Borges, Jose T. and Albina Borges, Shelton, contractor for self. Add solar panels to the roof of an existing single-family residence at 8 Quaker Ridge Road, Shelton. Estimated cost: $31,200.

Filed Aug. 30.

Carey, Timothy, Fairfield, contractor for self. Strip and reroof an existing single-family residence at 120 Coram Ave., Shelton. Estimated cost: $6,900.

Filed Sept. 7.

Carusone, Monroe, contractor for self. Finish the basement with a playroom in an existing singlefamily residence at 50 Elaine Drive, Monroe. Cost undisclosed.

Filed Aug. 22.

Chea, Alice and Carl Chea, Shelton, contractor for self. Add solar panels to the roof of an existing single-family residence at 33 Jordan Ave., Shelton. Estimated cost: $30,475. Filed Aug. 26.

Construction Management Group LLC, contractor for Passive House Cambell Drive LLC. Add an access road to an existing single-family residence at 1B Campbell Drive, Unit C, Stamford.

Estimated cost: $50,000. Filed between Sept. 12 and Sept. 16.

Costigan, Seamus J., Stamford, contractor for self. Remodel an existing single-family residence at 18 Limerick St., Stamford.

Estimated cost: $120,000. Filed between Sept. 12 and Sept. 16.

Cruz, Zoe, et al., Stamford, contractor for self. Strip and reroof an existing single-family residence at 141 Snow Crystal Lane, Stamford. Estimated cost: $6,800. Filed between Sept. 12 and Sept. 16.

Czarnowski, Monroe, contractor for self. Construct a detached garage on the property of an existing single-family residence at 14 Stony Brook Drive, Monroe.

Cost undisclosed. Filed Aug. 29.

Docktor, Edward J., Shelton, contractor for self. Enclose the existing covered porch in the rear of an existing single-family residence and renovate the kitchen dining area at 120 North St., Shelton. Estimated cost: $15,000.

Filed Sept. 2.

Dostillo, Monroe, contractor for self. Enclose the existing covered porch attached to an existing single-family residence at 239 Stanley Road, Monroe. Cost undisclosed. Filed Sept. 12.

Dow, Jeffrey and Carolyn Dow, Shelton, contractor for self. Install a bathroom in an existing singlefamily residence at 296 Huntington St., Shelton. Estimated cost: $3,000. Filed Sept. 8.

Dwyer, John G., contractor for St. Vincent’s Special Needs Center.

Add new kitchen cabinets, a shower and a bathroom to an existing single-family residence at 75 Sanford Lane, Stamford.

Estimated cost: $95,000. Filed between Sept. 12 and Sept. 16.

Easton Builders, contractor for Johanson. Remove the porch on an existing single-family residence and install a new one at 19 Nelson Road, Monroe. Cost undisclosed. Filed Aug. 26.

Ely, Daniel and Suzet M. Ely, Shelton, contractor for self. Add solar panels to the roof of an existing single-family residence at 64 Wells Ave., Shelton. Estimated cost: $13,000. Filed Sept. 2.

Fairfield Rental Group LLC, Shelton, contractor for Smiles.

Renovate the bathrooms in an existing commercial space at 1000 Bridgeport Ave., Shelton.

Estimated cost: $50,000. Filed Sept. 2.

FLT LLC Construction, contractor for homeowner. Replace the deck on an existing single-family residence at 33 Rangely Drive, Trumbull. Estimated cost: $6,000.

Filed September 2016.

Fulton Landscape Design Inc., contractor for Brigita McLeod.

Install a half bathroom in an existing single-family residence at 149 Knox Road, Stamford.

Estimated cost: $20,000. Filed between Sept. 12 and Sept. 16.

Fulton, Kathleen S. and Kevin Fulton, Shelton, contractor for self. Strip and reroof an existing single-family residence at 38 Cayer Circle, Shelton. Estimated cost: $12,000. Filed Aug. 31.

Gunite Pool Associates LLC, contractor for Anna Karidas.

Add a swimming pool to the property of an existing singlefamily residence at 15 Lighthouse Way, Stamford. Estimated cost: $85,000. Filed between Sept. 12 and Sept. 16.

Handypro of Fairfield County, contractor for homeowner.

Remove and replace the steps and landing on an existing singlefamily residence at 239 Lake Ave., Trumbull. Estimated cost: $3,200.

Filed September 2016.

Henry Showah Construction LLC, contractor for Thomas Yates, et al. Add an addition to the laundry room in an existing single-family residence at 37 Stanton Drive, Stamford. Estimated cost: $40,000. Filed between Sept. 12 and Sept. 16.

K L & R Construction, contractor for Uzwiak. Add a three-car garage to an existing single-family residence at 18 Turkey Roost Road, Monroe. Cost undisclosed.

Filed Aug. 26.

Kilian, Dierdre Q., Stamford, contractor for self. Add a shower to the first floor of an existing single-family residence at 7 Madeline Court, Stamford. Estimated cost: $14,000. Filed between Sept.

12 and Sept. 16.

Kingsley, Diane L. and Jeffrey J. Kingsley, Shelton, contractor for self. Convert a screen room to a three-seasons room in an existing single-family residence at 51 Old Shelton Road, Shelton. Estimated cost: $21,000. Filed Sept. 7.

Lahey Construction LLC, contractor for homeowner. Rebuild the landing and stairs on the side entry of an existing single-family residence at 46 Grayrock Road, Trumbull. Estimated cost: $3,000.

Filed September 2016.

Larue, Sandra A. and Jeffery D. Larue, Shelton, contractor for self. Add solar panels to the roof of an existing single-family residence at 36 Lynne Terrace, Shelton. Estimated cost: $74,000.

Filed Aug. 30.

Legen, Joseph J., Shelton, contractor for self. Remove the old siding and apply new siding at 34 Treeland Road, Shelton. Estimated cost: $16,410. Filed Sept. 6.

Lopez, Jorge M., et al., Stamford, contractor for self. Add a fence to the property of an existing singlefamily residence at 44 Hillandale Ave., Stamford. Estimated cost: $1,000. Filed between Sept. 12 and Sept. 16.

See why we're Fairfield County's leading LOCAL job board!

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Manely, Kenneth, Shelton, contractor for self. Build a storage shed on the property of an existing single-family residence at 457 Walnut Tree Hill Road, Shelton.

Estimated cost: $3,500. Filed Aug. 30.

Mediterranean Construction Co., contractor for homeowner.

Add a screened porch to an existing single-family residence at 56 Meadow Road, Trumbull.

Estimated cost: $4,800. Filed September 2016.

Visit FairfieldCountyJobs.com or call (203) 595-4262 for more information

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 3, 2016 21

FIRST COUNTY BANK OPENS AT AITE

O’CONNOR SELECTED AS BARNUM FESTIVAL RINGMASTER Bruce Silverstone, Aquarion Water Co.; Tom Brennan, real estate developer; Terry O’Connor, 2017 Barnum Festival Ringmaster and the executive director of the Cardinal Shehan Center and the McGivney Center; and Mike Niedermeier.

Photograph by Carolyn Vermont.

From left: Stamford Mayor David Martin; Tina Rivera, principal, AITE; Reyno A. Giallongo Jr., chairman and CEO, First County Bank; Sue Feldman, Elizabeth Kitay and Regan Allan, AITE parents and PTSO members; and Robert Granata, president and chief operating officer, First County Bank.

Stamford-based First County Bank opened a limited-access bank branch at The Academy of Information, Technology and Engineering (AITE) High School – a college preparatory, inter-district, magnet high school in Stamford – with a ribbon-cutting ceremony held Sept. 19. Sheila Content of First County Bank serves as the branch manager for the AITE branch, where she trains AITE student-employees through an internship-like experience while they work in an actual bank branch. First County Bank also donated $1,000 to AITE’s Parent Teacher Student Organization Sept.

20 to commemorate the branch’s grand opening.

Terry O’Connor of Trumbull, executive director of Cardinal Shehan Center and McGivney Community Center, was selected as the 69th ringmaster of the Barnum Festival, an annual event founded in 1948 as a way to build community spirit and honor the late Phineas Taylor Barnum, a showman, businessman and community leader from Bridgeport. O’Connor began his professional career coaching basketball and holding administrative positions on the high school, collegiate and professional levels. In 1992, he was named the executive director of Cardinal Shehan Center, having since raised more than $25 million for the center. In 2012, he took on the added responsibility of executive director of McGivney Community Center, having since overseen the renovation of its gym and numerous other rooms. O’Connor will make his first appearance as the ringmaster at the Meet the Ringmaster night, date to be determined.

GOOD THINGS HAPPENING

SAVAGE IS PANELIST IN PRESCRIPTION DRUG ABUSE DISCUSSION

Seddon Savage

Seddon Savage, the medical director of the chronic pain and recovery center at Silver Hill Hospital – a nonprofit psychiatric hospital in New Canaan – participated on a panel at the Clinton Foundation’s Health Matters Initiative (CHMI), titled “Prescription Drug Abuse Town Hall: Building a Community of Support,” Sept. 14 at the Clinton Presidential Center in Little Rock, Ark. The CHMI works to improve health and wellbeing by encouraging individuals, communities and organizations to make meaningful contributions to the health of others. The event discussed concepts and solutions aimed at empowering communities to address the impact of the prescription drug abuse epidemic. Savage was joined on the panel by Sean Clarkin, executive vice president, research and external relations, Partnership for Drug-Free Kids; Rhonda Mattox, physician, producer, community-based leaders and policy consultant; Susan Pitman, executive director, Drug Free Duval; and David Sheff, author of the New York Times bestseller, “Clean: Overcoming Addiction and Ending America’s Greatest Tragedy.”

BLACKSTRATUS APPOINTS JOHNSON

GROSSMAN TO DISCUSS LEARNING DISORDERS AND ADHD

EVENING OF BASKETBALL AT FAIRFIELD UNIVERSITY

Judy Grossman, a family therapist, researcher and associate director of the Center for the Developing Child & Family at the Ackerman Institute, is leading a discussion at the Westport Town Hall during an open house and complimentary educational program for parents sponsored by Westport-based Smart Kids with Learning Disabilities Inc. (SKLD). SKLD is a nonprofit dedicated to empowering the parents of children with learning disabilities and attention deficit disorders via its educational programs, website, blog and newsletter. Grossman will help parents better understand the challenges that impact families, including how to manage sibling issues and provide support. The program is being held Friday, Oct. 14, 9:30-11 a.m. at the Westport Town Hall, Room 201, 110 Myrtle Ave., Westport. For more, visit smartkidswithld.org.

Fairfield University Basketball is welcoming Ed Cooley back to campus, the former Fairfield University men’s basketball coach and current head coach of Providence College, to join current head men’s basketball coach Sydney Johnson for an evening of basketball, 8-9 p.m. in the lower level of the Barone Campus Center at Fairfield University, 1073 N. Benson Road, Fairfield. CBS college basketball analyst Jon Rothstein will host the event, which will include discussions about the upcoming basketball season, trends in college basketball and a question-and-answer period with the audience. The evening is free and open to the public. To RSVP, email stagsathletics@fairfield.edu.

WEBSTER BANKER NAMED WOMAN OF FIRE Waterbury-based Webster Bank announced that Lisa Casper of Wallingford, director of corporate planning and analysis, was named a 2016 Woman of FIRE. The FIRE sector, which stands for “finance, education and real estate,” presented

by The Commercial Record, emerged as a keystone of the Connecticut economy, transforming the knowledge, wealth and dreams of visionaries into reality. The Women of FIRE represent the talented, ambitious, innovative and philanthropic women in the region, chosen through a selective process. Casper has been with Webster Bank for more than 14 years.

BlackStratus, a security and compliance technology provider, welcomed Charles Johnson as the director of its new security operations center in Stamford. Johnson’s appointment coincides with the recent grand opening of BlackStratus’ new Stamford office, which is dedicated to its CYBERSHARK service: a cloud-based security-as-a-service tailored to fill the security and compliance void for the small- and medium-sized business markets. Prior to joining, Johnson worked for Schenker Inc. for 20 years, where he began as a network engineer and most recently served as director of infrastructure systems and service delivery and regional information security officer. Prior to this, he served several years in the U.S. Marine Corp’s S2 (intelligence) group.

Charles Johnson

22 Week of October 3, 2016 • FAIRFIELD COUNTY BUSINESS JOURNAL

Lisa Casper

OUTDOOR ARTS FESTIVAL AT THE BRUCE

FORUM DISCUSSES EMPLOYEE SAFETY AND ANXIETY MANAGEMENT

DATES OCT. 4

Photograph by Caroline Christie of Colrain, Mass.

Greenwich’s Bruce Museum is hosting its annual Outdoor Arts Festival, rain or shine, Saturday and Sunday, Oct. 8-9 from 10 a.m. to 5 p.m., 1 Museum Drive, Greenwich. For its 35th edition, more than 85 new and returning artists from across the country are showcasing their work, which includes painting on canvas, board and paper, mixed media in 2D and 3D, drawings and graphics, such as digital media, sculpture and photography. The event features live music with Ed Wright performing guitar compositions and Annalisa Ewald on classical guitar. Festival admission of $8 includes admission to the museum’s galleries, featuring the newly-opened exhibition, “Her Crowd: New Art By Women from Our Neighbors’ Private Collections,” as well as “Flora and Fauna: Drawings by Francesca Anderson,” “Science in Motion: The Photographic Studies of Eadweard Muybridge,” “Harold Edgerton and Berenice Abbott” and “Electricity.” For more, visit brucemuseum.org.

JA TO INDUCT BUSINESS LEADERS

From left; Chris Peck, partner, CBP; Maureen Mackey, partner, Mackey & Guasco Staffing; Cheryl Palmerini, chief of staff, wealth management, Morgan Stanley Smith Barney, Robert D. Noonan, attorney and founder, Robert Noonan and Associates LLC; David Atkinson, director, people and organization group, PwC; Lu Guasco, partner, Mackey & Guasco Staffing; and Sgt. William Brevard, Stamford Police Department.

Nearly 60 local businesses gathered Sept. 21 for a discussion hosted by Mackey & Guasco Staffing LLC, a contract and temporary recruiting firm in Stamford, and CBP, a consulting firm in Stamford, titled, “Anxiety Management in the Workplace: Balancing Employee Privacy with Employee Safety on the Job.” Topics of interest included the handling of communicable diseases, transgender protocol and disgruntled employees. This discussion was part of the firms’ “HR Power Breakfast Series,” which serves as a forum for thought leaders in human resources companies and positions to share best practices and address new trends and challenges.

LOCKWOOD-MATHEWS CELEBRATES 50 WITH ‘60S-THEMED GALA Jack Barnes

John Stafstrom

Bridgeport’s Junior Achievement (JA) of Western Connecticut, the local arm of a national organization that strives to educate students about workforce readiness, entrepreneurship and financial literacy through hands-on programs, announced that two Bridgeport business leaders are among the four honorees who will be inducted into its 2016 Dr. George R. Dunbar Free Enterprise Hall of Fame, Oct. 4 at the Holiday Inn in Bridgeport. The inductees are Jack Barnes, president and CEO of Bridgeport-based People’s United Bank, and John Stafstrom Jr., member of Pullman & Comley, an accounting firm with an office in Bridgeport. Additional inductees include Traci Morris, CEO of Brookfield Global Relocation Services in Shelton, and Philip White, CEO of Better Packages in Ansonia. The Hall of Fame recognizes business leaders who have made notable contributions in the area of private enterprise and who have demonstrated dedication to their communities.

Ice Cream Doll, 24 x 36, digital collage, 2016. By Trace Burroughs.

UNITED WAY TO HOST ANNUAL ‘DAY OF ACTION’ United Way of Western Connecticut (UWWC), an organization that helps residents across northern Fairfield County, southern Litchfield County and the city of Stamford by focusing on education, financial stability and health, is hosting its annual Day of Action kickoff breakfast, Thursday, Oct. 6, 8:30-9:30 a.m. at Nestlé Waters North America, 900 High Ridge Road, Stamford. The event is expected to draw more than 200 corporate volunteers representing 15 companies to participate in projects for 10 nonprofits in Stamford. These projects will include landscaping, painting and planting gardens. This year, UWWC will also launch a community-wide project in support of childhood literacy, known as Wannaread Academy.

More than 50 volunteers will help build literacy kits filled with donated books and reading supplies, with a goal of distributing 300 kits to second grade students at KT Murphy Elementary School, Davenport Ridge Elementary School and Roxbury Elementary School in Stamford. For more about UWWC and its volunteering opportunities, visit uwwesternct.org.

Norwalk’s Lockwood-Mathews Mansion Museum (LMMM) is hosting its 50th anniversary gala, Oct. 15 at 7 p.m., 295 West Ave., Norwalk. The evening will include cocktails, a black-tie dinner, live and silent auctions and a presentation by Ruth S. Taylor, keynote speaker and the executive director of the Newport Historical Society. Event co-chairmen include Patsy R. Brescia, chairman of the board of trustees, LMMM, and Lawrence F. Cafero Jr., trustee, LMMM. Guests are also invited to preview the mansion’s newest exhibition, “The Westport Artist Collective Explores the Revolutionary Sixties,” curated by Nancy McTague-Stock, opening to the general public Oct. 19, and view the ongoing exhibit, “Demolish or Preserve: The 1960s at the Lockwood-Mathews Mansion.” To attend, RSVP by Oct. 1. For tickets, email info@lockwoodmathewsmansion.com.

RSVP today for “Breast Health: Techniques That Can Save Your Life,” the second lecture in the new 2016-2017 series of nine “Evenings of Wellness” hosted by the Fairfield Chamber of Commerce and The Norma Pfriem Breast Center, 6-7 p.m. at The Norma Pfriem Breast Center, 111 Beach Road, Second floor, Fairfield. To reserve, call the chamber at 203-255-1011.

OCT. 5-NOV. 30 The Ridgefield Playhouse is hosting a songwriting class for all ages, led by Kevin Briody, an award-winning musician, 7:30-9 p.m., Wednesdays, Oct. 5 through Nov. 30, 80 E. Ridge Road, Ridgefield.

Participants will learn how to structure songs, create hooks, craft lyrics, merge words with music, write toward genre and manipulate melody, rhythm and harmony. To register, call the box office at 203-438-5795.

OCT. 5 SCORE Fairfield County and co-sponsor the Norwalk Public Library are presenting “Social Media and the Law,” a complimentary legal series workshop, 6-8 p.m. at the Norwalk Public Library, 1 Belden Ave., Norwalk. Check-in begins 5:30 p.m. and the presenter is Cliff Ennico. For more, visit scorefairfieldcounty.org.

Former NPR international correspondent Corey Flintoff will lead a discussion, titled “Resurgent Russia: the misinformation, disinformation, propaganda and outright lies that cloud America’s discussions about Russia,” 7 p.m. at the Fairfield Theatre Co., 70 Sanford St., Fairfield. Ebong Udoma, senior political reporter and host of “Capitol Avenue” for WSHU Public Radio, will serve as moderator. For more, visit wshu.org.

Information for these features has been submitted by the subjects or their delegates.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 3, 2016 23

FACTS Nguyen, Luan K. and Moui A. Nguyen, Shelton, contractor for self. Add solar panels to the roof of an existing single-family residence at 44 Wells Ave., Shelton.

Estimated cost: $25,174. Filed Aug. 26.

Nilda, Ramos-Boyle, Shelton, contractor for self. Replace the windows and front door on a condominium at 371 Summerfield Gardens, Shelton. Estimated cost: $2,739. Filed Sept. 1.

Pitney Bowes Shelton Realty, Tampa, Fla, contractor for self.

Re-feed the lights from 35 Waterview Drive to 27 Waterview Drive, Shelton. Estimated cost: $14,000.

Filed Sept. 2.

Profix LLC, contractor for Robert McCarthy. Strip and reroof an existing single-family residence at 54 Mayflower Ave., Stamford.

Estimated cost: $4,000. Filed between Sept. 12 and Sept. 16.

Reed, Christianne, Shelton, contractor for self. Install a replacement oil tank in the basement of an existing single-family residence at 36 Stendahl Drive, Shelton. Estimated cost: $3,149.

Filed Aug. 26.

Romano Brothers Builders, Shelton, contractor for self. Build a two-story colonial with a onecar garage at 6 Pochong Trail, Shelton. Estimated cost: $135,560.

Filed Sept. 6.

Romano Brothers Builders, Shelton, contractor for self. Build a two-story colonial with a onecar garage at 2 Pochong Trail, Shelton. Estimated cost: $135,560.

Filed Sept. 6.

Shah, Shital, Shelton, contractor for self. Finish the basement of an existing single-family residence to add a bathroom at 5 Morgan Court, Shelton. Estimated cost: $37,000. Filed Sept. 7.

Side Street Realty LLC, contractor for homeowner. Finish part of the basement in an existing single-family residence at 38 Rolling Wood Drive, Trumbull.

Estimated cost: $16,560. Filed September 2016.

Snyder, Janice A., Shelton, contractor for self. Add solar panels to the roof of an existing singlefamily residence at 225 Nells Rock Road, Shelton. Estimated cost: $66,300. Filed Aug. 30.

Solar City Corp., Rocky Hill, contractor for Carlo D. Castellana, et al. Add solar panels to the roof of an existing singlefamily residence at 84 Jordan Lane, Stamford. Estimated cost: $14,664. Filed between Sept. 12 and Sept. 16.

Solar City Corp., Rocky Hill, contractor for Juan P. Sanchez, et al.

Add solar panels to the roof of an existing single-family residence at 16 Raymond St., Stamford. Estimated cost: $9,776. Filed between Sept. 12 and Sept. 16.

Southern New, contractor for Tynan. Replace the windows on the exterior of an existing singlefamily residence at 431 Elm St., Monroe. Cost undisclosed. Filed Aug. 25.

Southern New, contractor for Zack. Replace the windows on the exterior of an existing singlefamily residence at 10 Surrey Lane, Monroe. Cost undisclosed.

Filed Aug. 25.

Southern New, contractor for Gorman. Replace the windows on the exterior of an existing singlefamily residence at 15 Greenwood Drive, Monroe. Cost undisclosed.

Filed Aug. 25.

Southern New, contractor for Costello. Replace the windows on the exterior of an existing singlefamily residence at 10 Canterbury Lane, Monroe. Cost undisclosed.

Filed Aug. 25.

Svec, Kristi A., Stamford, contractor for self. Add a dormer with two new bedrooms and bathrooms to an existing singlefamily residence at 221 Thunder Hill Drive, Stamford. Estimated cost: $18,000. Filed between Sept.

12 and Sept. 16.

Targowski, Edward, Shelton, contractor for self. Add a prebuild shed to the property of an existing single-family residence at 27 Margaret Drive, Shelton.

Estimated cost: $4,000. Filed Aug. 30.

Valdes, Maria and Oscar Valdes, Shelton, contractor for self. Add solar panels to the roof of an existing single-family residence at 70 Wells Ave., Shelton. Estimated cost: $31,200. Filed Sept. 5.

Welkin Inc., Shelton, contractor for self. Demolish a one-family ranch home on the property of an existing single-family residence at 185 Nichols Ave., Shelton. Estimated cost: $21,770.

Filed Sept. 6.

Whaley, Peter D., Shelton, contractor for self. Change the existing garage into a bedroom in a single-family residence at 426 Walnut Tree Hill Road, Shelton.

Estimated cost: $12,750. Filed Sept. 7.

White Home, contractor for LSquared LLC. Strip and reroof an existing single-family residence at 471 Monroe Turnpike, Monroe.

Cost undisclosed. Filed Aug. 30.

COURT CASES The following court cases represent the allegations made by plaintiffs in the initial filings of civil lawsuits, and do not represent legally binding judgments made by the courts.

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BRIDGEPORT SUPERIOR COURT The Care Store LLC, Bridgeport.

Filed by Alexa Tartaglia, Norwalk.

Plaintiff’s attorney: Howard L. Gemeiner. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that they entered into a retail installment contract with the plaintiff in which the defendant agreed to provide the plaintiff with a credit loan for a sale price of $24,254. The defendant allegedly failed to repair the plaintiff’s engine, which was burning a substantial amount of oil. The plaintiff claims money damages, attorney’s fees and court costs.

Case no. FBT-cv16-6059214-S. Filed Sept. 12.

A.O. Smith Corp., et al., Hartford.

Filed by Charles Moore and Irene Moore, Pawcatuck. Plaintiffs’ attorneys: Early, Lucarelli, Sweeny & Meisenkothen LLC, New Haven. Action: The plaintiffs have brought this product liability suit against the defendants alleging that Charles Moore was forced to be exposed to asbestos fibers and materials manufactured by the defendants during the course of his work. The defendants failed to advise the plaintiff of the dangerous characteristics of asbestos and failed to provide a safe working environment for the plaintiff. Irene Moore is suing for loss of consortium. The plaintiffs seeks monetary damages in excess of $15,000, punitive and exemplary charges, statutory punitive damages, attorney’s fees and such other relief as this court may deem proper. Case no. FBTcv16-6059258-S. Filed Sept. 12.

Crane Company, et al., Trooper, Pa. Filed by Charles Moore and Irene Moore, Pawcatuck.

Plaintiffs’ attorneys: Early, Lucarelli, Sweeny & Meisenkothen LLC, New Haven. Action: The plaintiffs have brought this product liability suit against the defendants alleging that Charles Moore was forced to be exposed to asbestos fibers and materials manufactured by the defendants during the course of his work.

The defendants failed to advise the plaintiff of the dangerous characteristics of asbestos and failed to provide a safe working environment for the plaintiff.

Irene Moore is suing for loss of consortium. The plaintiffs seek monetary damages in excess of $15,000, punitive and exemplary charges, statutory punitive damages, attorney’s fees and such other relief as this court may deem proper. Case no. FBT-cv166059259-S. Filed Sept. 12.

24 Week of October 3, 2016 • FAIRFIELD COUNTY BUSINESS JOURNAL

FIGURES Geico Indemnity Co., Hartford. Filed by Max Rosenberg, Stratford. Plaintiff’s attorney: Rosenberg, Miller, Hite & Morilla LLC, Stratford. Action: The plaintiff has brought this motor vehicle suit against the defendant alleging that he collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that his injuries are the legal responsibilities of his insurance company, the defendant. The plaintiff claims judgment and money damages in excess of $15,000, exclusive of interests and costs. Case no. FBTcv16-6059260-S. Filed Sept. 12.

Starr Surplus Lines Insurance Co., et al., New York, N.Y. Filed by K. Washington Street LLC, Fairfield. Plaintiff’s attorney: Sargent, Sargent & Jacobs LLC, Westport.

Action: The plaintiff has brought this insurance suit against the defendants alleging that that they were mislead by the defendants into believing they were fully insured when they really were underinsured. There was a fire in the plaintiff’s insured properties and the defendant failed to pay for the losses and damages caused by the fire. The plaintiff claims money damages greater than $2,500 but less than $15,000 and such other and further relief as this court deems just and proper. Case no. FBT-cv16-6059277-S. Filed Sept. 13.

Northeast Medical Group Inc., et al., New Haven. Filed by Joseph Taft, Shelton. Plaintiff’s attorney: Regina Duchin Kraus, Hartford.

Action: The plaintiff has brought this medical malpractice suit against the defendants alleging that they failed to properly obtain and document the plaintiff’s wife’s medical history and missed the plaintiff’s wife’s neurological deficits. As a result, plaintiff allegedly suffered emotional distress.

The plaintiff claims monetary damages in excess of $15,000, exclusive of interests and costs and any further relief in law or equity, which may appertain.

Case no. FBT-cv16-6059298-S. Filed Sept. 14.

Prime 111 LLC, et al., Westport.

Filed by Angelo Framularo, Trumbull. Plaintiff’s attorney: Carter Mario Injury Lawyers, North Haven. Action: The plaintiff has brought this personal injury suit against the defendants alleging that he sat on a barstool owned by the defendants and sustained injury when the chair broke and fell apart. This dangerous condition was allegedly allowed to exist due to the negligence of the defendants and their employees in that they failed to insure the safety of the chair. The plaintiff claims monetary damages and any such other and further relief as the court deems appropriate.

Case no. FBT-cv16-6059299-S. Filed Sept. 14.

T.L. Costello-Guevara, et al., Bridgeport. Filed by Corenthia Brown, Stratford. Plaintiff’s attorney: Tremont Shelton Robinson Mahoney PC, Bridgeport.

Action: The plaintiff has brought this motor vehicle suit against the defendants alleging that she collided with an underinsured motorist and suffered injury.

The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that her injuries are the legal responsibilities of her insurance company, the defendants.

The plaintiff claims judgment and money damages in excess of $15,000, exclusive of interests and costs. Case no. FBT-cv166059303-S. Filed Sept. 14.

Unilever United States Inc., et al., Hartford. Filed by Macklin Crewe, Darien. Plaintiff ’s attorney: Balzano & Tropiano PC, New Haven. Action: The plaintiff has brought this personal injury suit against the defendants alleging that he tripped on a plastic bin owned by the defendants and sustained injury.

This dangerous condition was allegedly allowed to exist due to the negligence of the defendant and their employees in that they failed to keep their walking space free of obstruction. The plaintiff claims monetary damages within the jurisdiction of the court. Case no. FBT-cv16-6059313-S. Filed Sept. 14.

State Farm Fire & Casualty Co., Bloomington, Ill. Filed by Henry Lugo, Bridgeport. Plaintiff ’s attorney: R. Christopher Meyer, Bridgeport. Action: The plaintiff has brought this motor vehicle suit against the defendant alleging that he collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that his injuries are the legal responsibilities of his insurance company, the defendant. The plaintiff claims judgment and money damages in excess of $15,000, exclusive of interests and costs. Case no. FBTcv16-6059315-S. Filed Sept. 14.

The Solis Law Firm PC, Cicero, Ill. Filed by The Lawyers Group Advertising Inc., Darien. Plaintiff’s attorney: The Law Office of Lori M. Dion LLC, Fairfield. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for advertising services provided. The plaintiff has declared the entire outstanding principal balance of $7,413 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, prejudgment interest, attorney’s fees, costs, disbursements, court costs and such other and further relief as this court deems just and proper.

Case no. FBT-cv16-6059320-S. Filed Sept. 14.

Natural Markets Food Group Inc., Hartford. Filed by Lanese Construction Inc., Bridgeport.

Plaintiff’s attorney: Lynch, Trembicki and Boynton, Westport.

Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for construction goods and services provided. The plaintiff has declared the entire outstanding principal balance of $149,512 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, interest, attorney’s fees, costs, treble damages, punitive damages and such other and further relief as this court deems equitable and just. Case no. FBTcv16-6059326-S. Filed Sept. 15.

Snapple Beverage Corp., Hartford. Filed by Robert Morrissey, Stratford. Plaintiff ’s attorney: Rodie & Connolly PC, Stratford.

Action: The plaintiff has brought this suit against the defendant alleging that he purchased an ice tea from the defendant, which had a bug inside it, causing damages. The plaintiff claims damages and costs. Case no. FBTcv16-6059334-S. Filed Sept. 15.

Macton Corp., New Haven.

Filed by Bushwick Metals LLC, Bridgeport. Plaintiff’s attorney: Sugarman & Sugarman, New Haven. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for merchandise delivered. The plaintiff has declared the entire outstanding principal balance of $31,155 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, costs, post-judgment interest and such other relief as may be deemed appropriate by the court. Case no. FBT-cv16-6059378-S. Filed Sept. 16.

American Cyanamid, et al., Hartford. Filed by Jack A. Huber and Nancy Huber, Wallingford.

Plaintiffs’ attorney: Early, Lucarelli, Sweeny & Meisenkothen LLC, New Haven. Action: The plaintiffs have brought this product liability suit against the defendants alleging that Jack A. Huber was forced to be exposed to asbestos fibers and materials manufactured by the defendants during the course of his work. The defendants failed to advise the plaintiff of the dangerous characteristics of asbestos and failed to provide a safe working environment for the plaintiff. Nancy Huber is suing for loss of consortium. The plaintiffs seek monetary damages in excess of $15,000, punitive and exemplary charges, statutory punitive damages, attorney’s fees and such other relief as this court may deem proper. Case no. FBTcv16-6059381-S. Filed Sept. 16.

FACTS

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FIGURES

DEADLINE TO NOMINATE EXTENDED TO OCT. 14, 2016

DiVERSiTY I N

B U S I N E S S

THE INAUGURAL AND REGIONAL COMPETITION AND AWARDS PROGRAM

Many cultures, one business community.

Be part of this cultural diversity celebration — Nominate!* 50 people will be chosen from those nominated to be profiled in a special section to be published Dec. 19.

From late December through January, readers will then have an opportunity to select 5 of the 50 to be awarded in the categories of Standard-Bearer, Most Socially Conscious, Most Promising Millennial, Outstanding Entrepreneur and Visionary.

Nominate at: westfaironline.com/celebratingdiversity *Nominees must live or work in Westchester or Fairfield counties or the Hudson Valley.

For more information or questions, call Danielle Brody at (914) 358-0757, or email dbrody@westfairinc.com.

These will be awarded at an event in April.

WESTCHESTER & FAIRFIELD COUNTY

BUSINESS JOURNALS

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 3, 2016 25

FACTS DANBURY SUPERIOR COURT

STAMFORD SUPERIOR COURT

Simply Baby Inc., et al., Newtown. Filed by Universal Furniture International Inc., High Point, N.C. Plaintiff’s attorney: Sugarman & Sugarman, New Haven. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they had failed to make timely payments to the plaintiff for a credit account. The plaintiff has declared the entire outstanding principal balance of $12,438 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, court costs, post-judgment interest and such other relief as may be deemed appropriate by the court. Case no. DBD-cv16-6020578-S. Filed Sept. 12.

Redding Railroad Frozen Yogurt, Danbury. Filed by Perkins Paper LLC, Grand Rapids, Mich.

Plaintiff’s attorney: Jacobs & Rozich LLC, New Haven. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for goods delivered. The plaintiff has declared the entire outstanding principal balance of $25,039 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, court costs, post-judgment interest and such other relief as may be deemed appropriate by the court.

Case no. DBD-cv16-6020583-S. Filed Sept. 13.

Grade A Shop Rite Commerce Road LLC, Hartford. Filed by Lisorette Sumpter, Stamford. Plaintiff ’s attorney: Philip Russell LLC, Greenwich. Action: The plaintiff has brought this personal injury suit against the defendant alleging that she slipped on a pool of liquid spilling from a broken container in a store owned by the defendant and sustained injuries.

This slippery condition was allowed to exist due to the negligence of the defendant and its employees in that they failed to maintain the supermarket floor in a reasonably safe condition.

The plaintiff claims monetary damages in excess of $15,000, costs and such other relief as this court may deem equitable and just. Case no. FST-cv16-6029735-S. Filed Sept. 12.

Eversource Energy, Hartford.

Filed by Benjamin Saunders and Julia Saunders Bethel. Plaintiffs’ attorney: Finn Dixon & Herling LLP, Stamford. Action: The plaintiffs have brought this suit against the defendant alleging that it failed to reimburse the plaintiffs for damages to their appliances due to an electrical surge caused by the negligence of the defendant. The plaintiffs claim compensatory damages, monetary damages, punitive damages, attorney’s fees and such other and further relief as the court deems just and proper in law and in equity. Case no. DBDcv16-6020606-S. Filed Sept. 16.

The Gateway Development Group Inc., et al., Greenwich.

Filed by Peterson Engineering Group LLC, Norwalk. Plaintiff’s attorney: Gregory and Adams PC, Wilton. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they had failed to make timely payments to the plaintiff for labor and materials provided.

The plaintiff has declared the entire outstanding balance of $33,349 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, punitive damages, costs, fees, prejudgment interest and such other and further relief as the court deems fair, just and reasonable. Case no.

FST-cv16-6029741-S. Filed Sept. 12.

JCS Construction Group Inc., et al., Stamford. Filed by Peterson Engineering Group LLC, Norwalk.

Plaintiff’s attorney: Gregory and Adams PC, Wilton. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they had failed to make timely payments to the plaintiff for labor and materials provided. The plaintiff has declared the entire outstanding balance of $18,269 due and has made a demand for the balance, yet has not received payment.

The plaintiff claims money damages, punitive damages, costs, fees, prejudgment interest and such other and further relief as the court deems fair, just and reasonable. Case no. FST-cv166029742-S. Filed Sept. 12.

Walgreens Family of Companies, Hartford. Filed by Dana Hawkins and Curtis Hawkins, Stamford. Plaintiffs’ attorney: Halloran & Sage LLP, Hartford.

Action: The plaintiffs have brought this personal injury suit against the defendant alleging Dana Hawkins was knocked down in a store owned by the defendant and sustained injuries. This occurred due to the negligence of the defendant and its employees in that they failed to properly train their employees. The plaintiff claims monetary damages in excess of $15,000, costs and such other relief as this court may deem equitable and just. Case no. FST-cv166029746-S. Filed Sept. 13.

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Pike International Realty LLC, et al., New Haven. Filed by American Express Bank FSB, Salt Lake City, Utah. Plaintiff’s attorney: Zwicker & Associates, Enfield.

Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they had failed to make timely payments to the plaintiff for a credit account. The plaintiff has declared the entire outstanding principal balance of $49,628 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages and taxable costs. Case no. FSTcv16-6029754-S. Filed Sept. 13.

Executive Printing of Darien LLC, Bethel. Filed by CBIA Service Corp., Hartford. Plaintiff’s attorney: London and London, Newington. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for a health and life insurance plan. The plaintiff has declared the entire outstanding balance of $6,852 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, interest, costs, attorney’s fees and such other relief as this court deems proper. Case no. FSTcv16-6029761-S. Filed Sept. 14.

Travelers Home and Marine Insurance Co., Hartford. Filed by Amanda Lord, Wilton. Plaintiff’s attorney: Wofsey, Rosen, Kweskin & Kuriansky LLP, Stamford.

Action: The plaintiff has brought this motor vehicle suit against the defendant alleging that she collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that her injuries are the legal responsibility of her insurance company, the defendant. The plaintiff claims judgment and money damages in excess of $15,000, exclusive of interests and costs. Case no. FSTcv16-6029762-S. Filed Sept. 14.

Relative Gourmet LLC, Stamford. Filed by Scott Schaffer, Los Angeles, Calif. Plaintiff’s attorney: Wallman Law Firm LLC, Stamford.

Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for a promissory note.

The plaintiff has declared the entire outstanding principal balance of $300,000 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, interest, attorney’s fees and such other and further relief as the court may deem just and equitable. Case no.

FST-cv16-6029765-S. Filed Sept. 14.

26 Week of October 3, 2016 • FAIRFIELD COUNTY BUSINESS JOURNAL

FIGURES FEDERAL DISTRICT COURT Affordable & Safe Naugatuck Self Storage LLC, et al. Filed by Robert Ward, Naugatuck. Plaintiff’s attorney: Manhaney, Geghan & Sullivan, Westbury. Action: The plaintiff has brought this trademark infringement suit against the defendants alleging that the plaintiff has used the “Naugatuck Self Storage” mark since 1988 for his business. The defendants allegedly have adopted the mark very recently, causing damages.

The plaintiff claims an injunction enjoining and restraining the defendants, a destruction of the infringing materials, an account of profits, damages, costs, disbursements and such other and further relief as in law or equity may appertain. Case no. 3:16-cv01547-VLB. Filed Sept. 13.

Bank of America NA, Stamford.

Filed by John J. Flynn, Norwalk.

Plaintiff’s attorney: self-representing. Action: The plaintiff has brought this RICO suit against the defendant alleging that he bought a brokerage. The plaintiff allegedly gave the brokerage’s capital to US Securities, which was bought out by Bank of America. The plaintiff’s assets were allegedly stolen by fraud during the merger. The plaintiff claims $3.3 billion in monetary damage. Case no. 3:16-cv-01532SRU. Filed Sept. 12.

Eber-Connecticut LLC, et al., North Haven. Filed by Pension Benefit Guaranty Corp., Washington, D.C. Plaintiff’s attorney: Desiree Monique Amador, Washington, D.C. Action: The plaintiff has brought this employee retirement suit against the defendants alleging that they have failed to pay their liabilities after their dissolution. The plaintiff is now authorized to perfect on a statutory lien arising out of their failure to pay. The plaintiff claims $5.2 million in damages plus $2.2 million in interest, costs and such other and further relief as in law or equity may appertain. Case no. 3:16-cv-01549-WWE. Filed Sept. 13.

General Electric Co., et al.

Filed by Albert Roach, Newport, R.I. Plaintiff’s attorney: Embry & Neusner, Groton. Action: The plaintiff has brought this this product liability suit against the defendants alleging that Albert Roach was forced to be exposed to asbestos fibers and materials manufactured by the defendants during the course of his work.

The defendants failed to advise the plaintiff of the dangerous characteristics of asbestos and failed to provide a safe working environment for the plaintiff. The plaintiff claims monetary damages of $3 million and such other relief as this court may deem proper. Case no. 3:16-cv-01531AWT. Filed Sept. 12.

Gimbal Inc., San Diego, Calif.

Filed by Novitaz Inc., Fremont, Calif. Plaintiff ’s attorney: Gray Robinson PC, Tampa, Fla. Action: The plaintiff has brought this patent infringement suit against the defendant alleging that it uses a location-based sales system similar in design to the plaintiff ’s sales system. The plaintiff claims an injunction enjoining and restraining the defendant, attorney’s fees, costs and such other and further relief as in law or equity may appertain. Case no. 3:16-cv-01553VAB. Filed Sept. 14.

National Electric Wire Company Inc., Cream Ridge, N.J. Filed by Sandvik Wire and Heating Technology Co., Bethel.

Plaintiff’s attorney: Morgan Lewis & Bockius LLP, Hartford. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it failed to pay for goods provided.

The defendant allegedly placed 54 purchase orders for the plaintiff ’s alloy products. The plaintiff claims $617,286 in monetary damages, costs, expenses, attorney’s fees and such other and further relief as in law or equity may appertain. Case no. 3:16-cv-01558MPS. Filed Sept. 14.

Northwestern Mutual Investment Services LLC, et al., Milwaukee, Wis. Filed by Stephen J. Landa, Easton. Plaintiff ’s attorney: Law Office of Jeffrey Hellman LLC, New Haven. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that he was recruited by the defendants while working for Invest, the plaintiff’s current employer. The defendants posted a hiring of the plaintiff on FINRA’s CRD system before the deal was finalized.

The plaintiff ’s current employer launched a spurious investigation of the plaintiff in retaliation, causing his reputation to be lowered and the offer to be rescinded.

The plaintiff claims monetary damages, attorney’s fees, interest, costs and such other and further relief as in law or equity may appertain. Case no. 3:16-cv-01538JAM. Filed Sept. 12.

Ortiz Roofing LLC. Filed by USA. Plaintiff’s attorney: Christine L. Sciarrino, New Haven. Action: The plaintiff has brought this recovery of debt suit against the defendant alleging that it failed to repay the plaintiff for money borrowed. The plaintiff has made demands for the balance of $38,000, yet has not received payments. The plaintiff claims monetary damages of interest and principal. Case no. 3:16-cv01574-AVC. Filed Sept. 16.

Rotha Contracting Company Inc., et al., Avon. Filed by Sharon Cichon, Burlington. Plaintiff ’s attorney: EAG Law LLC, Glastonbury. Action: The plaintiff has brought this employee retirement suit against the defendants alleging that they failed to pay the matching contributions to the pension plan. The plaintiff claims damages, attorney’s fees, costs and such other and further relief as in law or equity may appertain.

Case no. 3:16-cv-01569-SRU. Filed Sept. 15.

Torrington Car Care LLC, et al., Torrington. Filed by Noe Diaz, et al., Waterbury. Plaintiffs’ attorney: Hayber Law Firm LLC, Hartford. Action: The plaintiffs have brought this fair labor suit against the defendants alleging that they more than 50 hours per week, yet were not paid overtime. The defendants allegedly failed to keep accurate records of when the plaintiffs worked. The plaintiffs claim unpaid overtime wages, liquidated damages, penalty damages, costs, interest, attorney’s fees and such other and further relief as in law or equity may appertain. Case no. 3:16-cv-01544WWE. Filed Sept. 13.

DEEDS

COMMITTEE DEEDS Barbieri, Kim, Trumbull. Appointed committee: Daniel C. Ford, Trumbull. Property: 32 Beardsley Parkway, Trumbull.

Amount: $194,190. Docket no.

FBT-cv-13-6039375. Filed Aug. 22.

Botsford, Arthur, et al., Shelton.

Appointed committee: Fred J. Anthony, Shelton. Property: 9 Angell Ave., Shelton. Amount: $155,000.

Docket no. AAN-cv-14-6016292-S. Filed Aug. 26.

Kalmanidis, Teddy, et al., Shelton. Appointed committee: Alan J. Tyma, Shelton. Property: 3 Molnar Drive, Shelton. Amount: $301,000. Docket no. AAN-cv-146015335-S. Filed Aug. 15.

King, Shannon E., et al., Shelton.

Appointed committee: William J. Ryan Jr., Shelton. Property: 1 Providence Ave., Shelton. Amount: $198,599. Docket no. AAN-cv-156017557-S. Filed Sept. 1.

Mott, Gorgia, et al., Trumbull.

Appointed committee: Janine M. Becker, Trumbull. Property: 58 Cedar Crest Road, Trumbull.

Amount: $312,000. Docket no.

FBT-cv-15-6050698-S. Filed Aug. 23.

Pluchino, John, et al., Monroe.

Appointed committee: Thomas V. Battaglia Jr., Monroe. Property: 26 Millo Drive, Monroe. Amount: $195,000. Docket no. FBT-cv-156048907-S. Filed Sept. 2.

FACTS Sebastian, Barneby J., et al., Shelton. Appointed committee: Sally L. Pruitt, Shelton. Property: 23 Ojibwa Road, Shelton.

Amount: $222,000. Docket no.

AAN-cv-13-6014350. Filed Sept. 9.

Simpson, Paul, et al., Trumbull.

Appointed committee: David J. McDonald, Trumbull. Property: 11 Indian Ledge Drive, Trumbull.

Amount: $376,000. Docket no.

FBT-cv-13-6038001-S. Filed Sept.

8.

UOK LLC, et al., Trumbull. Appointed committee: Charles L. Kurmay, Trumbull. Property: 408 Shelton Road, Trumbull. Amount: $64,866. Docket no. FBT-cv116019531-S. Filed Sept. 2.

COMMERCIAL 116-120 Artic Street LLC, Bridgeport. Seller: Richard T. Finn, Bridgeport. Property: 116 Arch St., Bridgeport. Amount: $50,000.

Filed Sept. 9.

227 Wheeler Avenue LLC, Bridgeport. Seller: Joemart LLC, Bridgeport. Property: 227 Wheeler Ave., Bridgeport. Amount: $100,000. Filed Sept. 6.

264 Prince Street Associates LLC, Trumbull. Seller: Federal Home Loan Mortgage Corp., Carrollton, Texas. Property: 76 Booth Hill Road, Bridgeport. Amount: $52,785. Filed Sept. 6.

4Z LLC, Long Island City, N.Y. Seller: 37 Old Well Road LLC, Stamford. Property: 37 Old Well Road, Unit 12, Stamford. Amount: $1.2 million. Filed Sept. 9.

63 Wheeler Avenue Associates LLC, Berlin. Seller: U.S. Bank NA, West Palm Beach, Fla. Property: 35-37 Jetland Place, Bridgeport.

Amount: $251,299. Filed Sept. 6.

City of Shelton. Seller: 714 LLC, Shelton. Property: Parcel A, Rock Road Property, Shelton. For an unknown amount paid. Filed Aug. 29.

Creston Capital LLC, Stratford.

Seller: Secretary of Housing and Urban Development, Oklahoma City, Okla. Property: 23 Arcadia Ave., Stratford. Amount: $175,000.

Filed Sept. 6.

DIV HDV Stillwater LLC, Valhalla, N.Y. Seller: CFC Stillwater LLC, Stamford. Property: 300 Stillwater Ave., Stamford. Amount: $28.3 million. Filed Sept. 6.

Hawk’s Ridge Community Association Inc., Shelton. Seller: Hawk’s Ridge of Shelton LLC, Shelton. Property: Long Hill Cross Road, Shelton. For an unknown amount paid. Filed Sept. 2.

HHT LLC, Stamford. Seller: Denise Vaccaro, Stamford. Property: 41 Rock Spring Road, Unit 1, Stamford. Amount: $253,000.

Filed Sept. 9.

Leland Properties LLC, Westport. Seller: Spaz Properties LLC, Bridgeport. Property: 63-D Mencel Circle, Unit 240, Bridgeport.

Amount: $57,500. Filed Sept. 6.

&

FIGURES

Mora’s Painting LLC, Greenwich. Seller: Susan Villani, Hamden. Property: 137-139 Divison Ave., Shelton. Amount: $116,000.

Filed Sept. 1.

Babayev, Yelena, Stamford. Seller: 32 Arlington LLC, Greenwich.

Property: 32 Arlington Road, Stamford. Amount: $418,000.

Filed Sept. 9.

Choudhury, Shahan and Lovely Choudhury, Shelton. Seller: Sandra Chung, Shelton. Property: 16 Tory Lane, Shelton. Amount: $560,000. Filed Aug. 25.

Noga LLC, Fairfield. Seller: Wells Fargo Bank NA, West Palm Beach, Fla. Property: 29 Eric St., Bridgeport. Amount: $48,299.

Filed Sept. 6.

Baculima, Milton A., Corona, N.Y. Seller: Jeffrey Beam and Geraldine Beam, Bridgeport.

Property: 41 Lycett St., Bridgeport. Amount: $220,000. Filed Sept. 6.

Clark, Kaleigh and John A. White, Trumbull. Seller: Steven C. Lupien and Lisa A. Lupien, Trumbull. Property: 35 Deep Gorge Road, Trumbull. Amount: $425,000. Filed Sept. 9.

Balisciano, Laura and Jayce T. Baisciano, Monroe. Seller: K. Craig Bestrom and Liselott Bestrom, Monroe. Property: 12 Fairlea Drive, Monroe. Amount: $550,000. Filed Sept. 6.

Claudio, Anabel and Antonio Mojica, Bronx, N.Y. Seller: Angel Maldonado, Bridgeport. Property: 200 Pond St., Bridgeport.

Amount: $195,700. Filed Sept. 6.

Parcel 2 Stratford LLC, Stratford. Seller: 50 Century Drive Stratford LLC, Stratford. Property: 50 Century Drive, Stratford.

Amount: $225,000. Filed Sept. 9.

Saas Ventures LLC, Shelton.

Seller: Michael Majewski, Shelton.

Property: 232 Long Hill Ave., Shelton. Amount: $325,000. Filed Sept. 1.

Secretary of Housing and Urban Development, Oklahoma City, Okla. Seller: Wells Fargo Bank NA, Fort Mill, S.C. Property: 145 Carnegie Ave., Bridgeport.

Amount: $10. Filed Sept. 9.

State of Connecticut, Monroe.

Seller: Paulin Rodrigue, Shelton.

Property: Monroe Turnpike, Monroe. Amount: $9,925. Filed Aug. 16.

State of Connecticut. Seller: 501 Pepper Street LLC, Monroe.

Property: Pepper Street, Monroe.

For an unknown amount paid.

Filed Aug. 16.

The Secretary of Housing and Urban Development, Oklahoma City, Okla. Seller: Bank of America NA, Plano, Texas. Property: 91 Oakland St., Stratford. Amount: $10. Filed Sept. 12.

RESIDENTIAL Agosto, Claribel and Thomas Agosto, Norwalk. Seller: Elizabeth J. Sullivan, Trumbull.

Property: 523 Booth Hill Road, Trumbull. Amount: $279,900.

Filed Aug. 29.

Alteiri, Christina, Shelton. Seller: Adam Bonoff, Shelton. Property: Howe Avenue and River Road, Shelton. Amount: $219,500. Filed Sept. 2.

Araujo, Jefferson, Shelton.

Seller: B-Wizz LLC, Bridgeport.

Property: 489 Long Hill Ave., Shelton. Amount: $354,000. Filed Aug. 22.

Arroll, Jacqueline and Ira Heitner, New York, N.Y. Seller: William P. Dee and Ann M. Dee, Stamford.

Property: 698 Erskine Road, Stamford. Amount: $1.9 million.

Filed Sept. 7.

Aspesi, Giancarlo, Stamford.

Seller: Lourdes Brown, Stamford.

Property: 24 Silver St., Stamford.

Amount: $316,000. Filed Sept. 6.

Atilho, Madalena and Rogerio Atilho, Trumbull. Seller: Wilmington Savings Fund Society, Wilmington Trust NA, Minneapolis, Minn. Property: 70 Old Hollow Road, Trumbull. Amount: $241,000. Filed Aug. 29.

Bouchard, Chantal R. and John C. Brown, Stratford. Seller: Daniel P. Baker and Rebecca Baker, Trumbull. Property: 314 Putting Green Road, Trumbull. Amount: $525,000. Filed Sept. 9.

Bradley, Sarah A., Bridgeport.

Seller: Mark S. Grasso, Norwalk.

Property: 50 Downs Road, Monroe. Amount: $178,000. Filed Sept. 1.

Brown, Richard, Shelton. Seller: 43 Ridgefield Road LLC, Fairfield.

Property: 43 Ridgefield Terrace, Shelton. Amount: $355,000. Filed Sept. 2.

Brunetto, Lori and Michael A. Brunetto, Bridgeport. Seller: Ertoo LLC, Stamford. Property: 333 Vincellette St., Unit 23, Bridgeport. Amount: $75,000.

Filed Sept. 8.

Curtis, Joseph, Monroe. Seller: Catherine E. Bliss, Monroe. Property: 30 Overlook Drive, Monroe.

Amount: $232,500. Filed Sept. 2.

Drozdz, Marek, Shelton.

Seller: Jane Salamacha, Monroe.

Property: 32 Millo Drive, Monroe.

Amount: $180,000. Filed Aug. 15.

Darmiento, Susan M., Shelton.

Seller: Nicole S. Loiz and Michael A. Loiz, Shelton. Property: Lot 3, Map 3759, Shelton. Amount: $625,000. Filed Aug. 16.

Feliciano, Britta J. and Donald T. Feliciano, Stratford. Seller: Edmund E. Tuska and Jane C. Tuska, Stratford. Property: 1080 Beaver Dam Road, Stratford. Amount: $390,000. Filed Sept. 8.

DaRocha, Marco, Trumbull.

Seller: Margaret R. Clancy, Craig Clancy and Thomas A. Clancy III, Trumbull. Property: 30 Hillsboro Road, Trumbull. Amount: $292,000. Filed Sept. 13.

Flynn, Amy and James J. Flynn, Trumbull. Seller: Keith J. Kali, Trumbull. Property: 16 Evergreen Lane, Trumbull. Amount: $357,000. Filed Sept. 1.

Coller, Patricia, Stratford. Seller: Baker Residential of Connecticut LLC, White Plains, N.Y. Property: 325 Nutmeg Lane, Stratford.

Amount: $549,000. Filed Sept. 13.

Delosrios, Sofia and Blas J. Delosrios, Voorhees, N.J. Seller: Morad H. Kamvar, Monroe. Property: 32 High Meadows Condominium, Monroe. Amount: $230,000. Filed Sept. 1.

Follette, Stephanie Mary and Steven Follette, Trumbull.

Seller: Emergent Properties LLC, Stamford. Property: 57 Twitchgrass Road, Trumbull. Amount: $449,000. Filed Aug. 31.

Conroy, Andrew P., Stratford.

Seller: Rae Marie Joyce, Stratford.

Property: 137 Vought Place, Stratford. Amount: $63,000. Filed Sept. 13.

DeMayo, Debbie, Monroe. Seller: Parag Agrawal and Rohini Gupta, Shelton. Property: 20 Dartmouth Drive, Shelton. Amount: $409,000. Filed Aug. 22.

Correa, Jacklyn E. and Justin Correa, Monroe. Seller: Michael A. Cervone and Michele B. Cervone, Southbury. Property: 88 Pachaug Trail, Monroe. Amount: $230,000. Filed Aug. 24.

DeSantis, Lauren M. and Joseph V. DeSantis, Stamford.

Seller: Kim Jon Zablocky and Patricia Ann Zablocky, Trumbull.

Property: 74 Regina St., Trumbull.

Amount: $426,000. Filed Sept. 2.

Foster, Lauren and Thomas Memoli Jr., Norwalk. Seller: Alvin Lin and Chun Pai Ling, Mountain View, Calif. Property: 23 Lobsterback Road, Shelton. Amount: $445,000. Filed Aug. 26.

Costello, Debra and Eric Parayos, Stratford. Seller: Omar Arce, Stamford. Property: 265 Carol Road, Stratford. Amount: $225,000. Filed Sept. 6.

Dias, Alice, West Haven. Seller: U.S. Bank NA, West Palm Beach, Fla. Property: 889 Burnsford Ave., Bridgeport. Amount: $151,824.

Filed Sept. 6.

Gallagher, Chelsea and Justin Gallagher, Monroe. Seller: Shaun Beckett and Jamie Beckett, Monroe. Property: 26 Edgewood Ave., Monroe. Amount: $475,000.

Filed Aug. 22.

Gallant, Tara and Stephen Gallant, Hampstead, Md. Seller: Thomas F. Lewis and Suzanne E. Lewis, Shelton. Property: 65 Phillip Drive, Shelton. Amount: $665,000. Filed Sept. 6.

Carter, Danielle E. and Nathanael J. Carter, Trumbull.

Seller: Bruce C. Schultz and Mary Schultz, Trumbull. Property: 11 Blackhouse Road, Trumbull.

Amount: $450,000. Filed Sept. 1.

Caruso, Mary and John Caruso, Monroe. Seller: Diana K. Hitchcock, Williamsburg, Va. Property: 112 Longview Road, Monroe.

Amount: $275,000. Filed Aug. 24.

Cassidy, Lisa A., Shelton. Seller: David Bobbie and Rebecca Bobbie, Shelton. Property: 30-32 Toas St., Shelton. Amount: $268,400.

Filed Aug. 16.

Castillo Jr., Ismael, Bridgeport.

Seller: Regina Vermont and Terence Vermont, Bridgeport.

Property: 852 Hart St., Bridgeport.

Amount: $91,000. Filed Sept. 12.

Charbeneau, Jocelyn and Dane Charbeneau, Stamford. Seller: Curtis Ames Riley, Sara Evelyn Riley and Curtis Judson Riley, Greenwich. Property: 40 Woodbury Ave., Stamford. Amount: $435,000. Filed Sept. 7.

Chavarria, Maria, Grover Perez and James Rubino, Stamford.

Seller: David Gonzalez, Stamford.

Property: 43 Vineyard Lane, Stamford. Amount: $1.2 million.

Filed Sept. 8.

Chinchilla-Barrera, Sender Antonio, Stamford. Seller: 74 Liberty Street LLC, Stamford. Property: 74 Liberty St., Stamford. Amount: $640,000. Filed Sept. 6.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 3, 2016 27

FACTS Garcia, Ramon, Bridgeport.

Seller: WC McBride Realty Management LLC, Trumbull. Property: 235 Huntington Road, Unit A, Bridgeport. Amount: $15,000.

Filed Sept. 7.

Gardner, Janet and Justin James Glerke, Trumbull. Seller: Eda Balonze and Dennis Balonze, Trumbull. Property: 1975 Huntingtin Turnpike, Trumbull. Amount: $309,000. Filed Sept. 2.

Gil, Nayely and Victor C. Peralta, Monroe. Seller: Matyas Juhasz and Etelka Juhasz, Monroe. Property: 7 Cherry Hill Circle, Monroe. Amount: $435,000. Filed Sept. 2.

Glines, Eugene, Fairfield. Seller: Deutsche Bank National Trust Co., Richmond, Va. Property: 17 Woodlawn Road, Monroe.

Amount: $230,000. Filed Aug. 22.

Glor, Nicole and Jeffrey Glor, New York, N.Y. Seller: Shahram Gangei and Gitty S. Gangei, Greenwich. Property: 12 Old Forge Road, Greenwich. Amount: $1.8 million. Filed Sept. 13.

Godoy, Delfino, New Rochelle, N.Y. Seller: Edwin Vega, Stamford.

Property: 90 Holcomb Ave., Stamford. Amount: $415,000.

Filed Sept. 9.

Goletz, Rebecca and Jason Cotroneo, Stamford. Seller: Robin Schrank, Newtown. Property: 77 Lake Ave., Trumbull. Amount: $390,000. Filed Sept. 8.

Gonzalez, Kristen and Michael Gonzalez, Monroe. Seller: Jack J. Videira and Deena R. Videira, Monroe. Property: 11 Pinto Lane, Monroe. Amount: $750,000. Filed Aug. 30.

Goodwin, Larry W., Jacksonville, Fla. Seller: Bank of America NA, Plano, Texas. Property: 839 Chopsey Hill Road, Bridgeport.

Amount: $155,000. Filed Sept. 6.

Graham, Janiret K. and Kacey G. Graham, Bridgeport. Seller: Charlotte M. Kaczanowski, Trumbull. Property: 60 Magnolia Road, Trumbull. Amount: $320,000.

Filed Aug. 30.

Grosso, Kendra A., Naugatuck.

Seller: Rose M. Giorgio and Joseph F. Giorgio Jr., Monroe. Property: 12 Wrabel Circle, Monroe.

Amount: $265,000. Filed Aug. 15.

Grosso, Kendra A., Naugatuck.

Seller: Kendra Grosso, Monroe.

Property: 12 Wrabel Circle, Monroe. For no consideration paid.

Filed Aug. 15.

Hardial, Claudia and Howard R. Hardial, Bridgeport. Seller: Mark Garamella and Eileen Garamella, Monroe. Property: 309 Spring Hill Road, Monroe. Amount: $300,000. Filed Aug. 26.

Harriman, Jillian and Sean W. Harriman, Stamford. Seller: Tina M. Davis, Stamford. Property: 165 Bridge St., Stamford. Amount: $480,000. Filed Sept. 9.

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FIGURES

Harrison, Barton, Shelton.

Seller: Nancy E. Rotas, Shelton.

Property: 30 Ashwood Circle, Shelton. Amount: $372,000. Filed Aug. 31.

Kelly, Carol A., Stamford. Seller: Dubby Doris Elizabeth Bogdan, Redding. Property: 9 Barnes Road West, Unit 11B, Stamford. Amount: $869,900. Filed Sept. 6.

Marinko, Tricia S., Stratford.

Seller: Donna J. Raimondi, Monroe. Property: 3 Sweetbriar Lane, Monroe. Amount: $575,000. Filed Aug. 15.

Henderson Jr., Edward C., Shelton. Seller: Edith Briner Vaugh, Shelton. Property: 15 Country Place, Shelton. Amount: $238,100.

Filed Sept. 6.

Kitzmiller, Rosanne and Kenneth L. Kitzmiller, Monroe.

Seller: James E. Koster, Monroe.

Property: 21 Eagle Rock Circle, Monroe. Amount: $226,250. Filed Aug. 24.

Marino, Kelly and Robert Marino, Stamford. Seller: James E. Barone Jr. and Michelle M. Barone, Stamford. Property: 46 Mitchell St., Stamford. Amount: $660,000. Filed Sept. 13.

Klein, Carla S., Easton. Seller: Michele Morton and Robert Morton, Trumbull. Property: 28 Redcoat Lane, Trumbull. Amount: $842,500. Filed Sept. 1.

Martinez, Claudia, Stamford.

Seller: Carol S. Boynton, Stamford. Property: 202 Soundview Ave., Unit 39H, Stamford.

Amount: $258,000. Filed Sept. 7.

Kleinbaum, Louise and Clifford G. Kleinbaum, Irvington, N.Y. Seller: Dominick Valentine, Stamford. Property: 77 Havemeyer Lane, Unit 403, Stamford.

Amount: $779,000. Filed Sept. 8.

Martinez, Elizabeth, Shelton.

Seller: Amy Rafael, Stratford.

Property: 65 Riverbend Road, Unit C, Stratford. Amount: $156,000. Filed Sept. 13.

Hernandez, Merced, Yonkers, N.Y. Seller: Florence Ritch, Stamford. Property: 22 Radio Place, Unit 11, Stamford. Amount: $240,000. Filed Sept. 8.

Hoenig, Nancy and Sidney Hoenig, Wilton. Seller: Jeffery Howard and Rosemarie Howard, Shelton. Property: 17 Rushbrooke Lane, Shelton. Amount: $470,100.

Filed Aug. 17.

Horowitz, Aaron, Stamford.

Seller: Angelo Villanueva and Aida Morales Villanueva, Stamford. Property: Unit 8, Map 11100, Stamford. Amount: $257,500.

Filed Sept. 8.

Hosp, James Haywood and Louise Ann Hosp, Fort Meyers, Fla. Seller: Marianne D. Brown, Trumbull. Property: 423 Pitkin Hollow, Trumbull. Amount: $341,500. Filed Sept. 2.

Jackel, Katherine, Trumbull.

Seller: Mark J. Bilger, Trumbull.

Property: 141 Putting Green Road, Trumbull. Amount: $700,000.

Filed Aug. 30.

Jaffe, Mari, North Venice, Fla. Seller: Mari Jaffe, North Venice, Fla. Property: Lot 7, Map of Westover Road, Stamford. Amount: $5.

Filed Sept. 8.

Jagarlamudi, Radhika and Ravindra Jagarlamudi, Milford.

Seller: Philip M. Waldstein and Susan Waldstein, Monroe. Property: 34 Chadwick Court, Monroe.

Amount: $462,501. Filed Sept. 8.

Jaiswal, Mary and Sameer Jaiswal, Stratford. Seller: Kelly A. Kochiss, Stratford. Property: 30 Birch St., Stratford. Amount: $317,500. Filed Sept. 9.

Jean, Yves E., Stratford. Seller: Edward Zislis, Stamford. Property: 292 Sedgewick Ave., Stratford.

Amount: $249,800. Filed Sept. 7.

Johnson, Birgit, Monroe. Seller: Jennifer Bruno, Shelton. Property: 57 Hidden Knolls Circle, Monroe.

Amount: $86,000. Filed Aug. 31.

Johnson, Susan P. and Robert J. Johnson, Stratford. Seller: Robert L. Johnson and Susan M. Prosi, Stratford. Property: 9 Stiles St., Stratford. Amount: $1. Filed Sept. 12.

Kali, Keith J., Shelton. Seller: Lisa Murray, Shelton. Property: 119 Country Place, Shelton. Amount: $165,000. Filed Sept. 7.

Kalotai, Jennifer J., Monroe.

Seller: Gina M. Perkins, Oxford.

Property: 29 Meadowlark Circle, Unit 519B, Monroe. Amount: $235,000. Filed Aug. 30.

Kreuter, Pamela B. and Eric T. Kreuter, Greenwich. Seller: Edward J. Gleeson and Sally A. Tuholski, Stamford. Property: 71 Knobloch Lane, Stamford.

Amount: $949,000. Filed Sept. 8.

Lee, Patricia, Newtown. Seller: Frank P. Burdo and Doris R. Burdo, Shelton. Property: 235 E. Village Road, Shelton. Amount: $335,000. Filed Sept. 1.

Li, Yanfei and Ziqiao Cao, Trumbull. Seller: Cheun Cheun Wong and Kin Ping Cheng, Trumbull.

Property: 16 Woodhill Road, Trumbull. Amount: $448,000.

Filed Sept. 1.

Loglisci, Joseph and Patrick J. Loglisci, Monroe. Seller: Federal National Mortgage Association, Dallas, Texas. Property: 74 Woodbury Ave., Stamford. Amount: $250,000. Filed Sept. 7.

Lopes, Ricardo J. Marcela, Trumbull. Seller: L + M Contracting LLC, Stratford. Property: 48 Twitchgrass Road, Trumbull.

Amount: $290,000. Filed Sept. 1.

Lupatkin, Judith and Matthew Bernstein, Stamford.

Seller: Christian E. Lee, Stamford.

Property: Unit 52 of Strawberry Woods, Stamford. Amount: $545,000. Filed Sept. 7.

Maggi, Alison A., Port Chester, N.Y. Seller: Yvonne Turla and Elmore C. Bautista, Stamford.

Property: Unit 101 of Victoria Manor Condominium, Stamford.

Amount: $290,000. Filed Sept. 6.

Makadia, Sweta and Svapan Makadia, Windsor. Seller: Marc C. Sullivan and Kim Angermann Sullivan, Shelton. Property: 5 Wheatfield Circle, Shelton.

Amount: $620,000. Filed Aug. 29.

Makwana, Sanjay, Stamford.

Seller: Dinesh Makwana and Sharda Makwana, Stamford.

Property: 95-97 Prospect St., Stamford. Amount: $60,000.

Filed Sept. 6.

Manousos, Carol and Anthony C. Manousos, Norwalk. Seller: Diana Manousos, Stamford. Property: Unit G4 of Buckingham Condominium, Stamford. Amount: $300,000. Filed Sept. 12.

28 Week of October 3, 2016 • FAIRFIELD COUNTY BUSINESS JOURNAL

Mathews-Binoji, Mili Susan and Binoji Abraham, Boynton Beach, Fla. Seller: Antonio Salvatore, Stamford. Property: 36 Sunset St., Stamford. Amount: $430,000. Filed Sept. 6.

Matto, Ralph J., Shelton. Seller: Carol Dima, Stratford. Property: 433B Cheraw Lane, Stratford.

Amount: $235,000. Filed Sept. 9.

Matto, Ralph J., Shelton. Seller: Donald Dargon, John Dargon, Rita Dargon, Viviene D. Carey and James Dargon, Vero Beach, Fla. Property: 125 Howe Ave., Shelton.

Amount: $180,000. Filed Aug. 25.

McCormick, Gila and Bruce McCormick, Birmingham, Ala. Seller: Joseph Schoenberg, Red Hook, N.Y. Property: 92 Pepper St., Monroe. Amount: $90,000.

Filed Aug. 31.

Meacham, Ann-Marie and Carl Deloss Meacham IV, Trumbull.

Seller: Wells Fargo Bank NA, Frederick, Md. Property: 271 Strobel Road, Trumbull. Amount: $330,000. Filed Aug. 31.

Mehok, Kathryn L. and Michael B. Mehok, Stamford. Seller: Brian M. Joy and Elizabeth L. Joy, Stamford. Property: 227 Silver Hill Lane, Stamford. Amount: $580,000. Filed Sept. 13.

Mejia, Cesar, Bridgeport. Seller: Sage Acquisitions LLC, Philadelphia, Pa. Property: 550-552 Brooks St., Bridgeport. Amount: $160,000. Filed Sept. 7.

Molenveld, Myrthe Rozenmarijn, Stamford. Seller: Daniel R. Metz, Stamford. Property: 49 Glenbrook Road, Unit 207, Stamford. Amount: $320,000.

Filed Sept. 6.

Monahan, Daniel, Woodbridge.

Seller: Donna M. Feller, Shelton.

Property: 47 Brentley Drive, Shelton. Amount: $347,000. Filed Aug. 18.

Murray, T. Sean and R. Elena Murray, Fairfield. Seller: Bonnie Frank, Stratford. Property: 455 Harvest Ridge Road, Stratford.

Amount: $370,000. Filed Sept. 8.

Nesmith III, Johnny L., Stratford. Seller: S.S. Tile and Marble LLC, Bridgeport. Property: 324 McKinley Ave., Stratford. Amount: $183,000. Filed Sept. 9.

Nunez, Juan Jesus and Luis Alfonzo Nunez, New Rochelle, N.Y. Seller: Stephen J. DiLeo and Adelina DiLeo, Stratford. Property: 170 Peters Lane, Stratford.

Amount: $310,000. Filed Sept. 7.

Ogilvy, Lynn M., Bridgeport.

Seller: Peter G. Ogilvy, Fairfield.

Property: Unit 238 of Pleasant Bay Condominium, Bridgeport.

Amount: $63,000. Filed Sept. 6.

Ossa, Mayra L. and Paulo R. Ossa, Bridgeport. Seller: Maria C. Teixeira and Victor J. Borges, Trumbull. Property: 5 Shelbourne Road, Trumbull. Amount: $323,000. Filed Sept. 1.

Osso, Michael J., Shelton. Seller: Romano Brother Builders LLC, Shelton. Property: 86 Lakeview Ave., Shelton. Amount: $319,900.

Filed Sept. 1.

Panwala, Kapilaben and Bhupendra Panwala, Stratford. Seller: Patricia W. Coller, Stratford. Property: 445 Chapel St., Stratford. Amount: $700,000.

Filed Sept. 9.

Passerelli, Louis, Stamford.

Seller: Roselyn B. Ramist, Stamford. Property: 202 Soundview Ave., Unit 12, Stamford. Amount: $337,000. Filed Sept. 8.

Pattabiraman, Santhanam and Uma Santhanam, Tenafly, N.J. Seller: Cedric C. Niguidula and Angelica B. Europa, Medford, Mass. Property: 71 Campbell Drive, Stamford. Amount: $770,000. Filed Sept. 8.

Pellegrino, Marie A., Monroe. Seller: Marian Joan Gilroy, Monroe. Property: 1 Hidden Knolls Circle, Monroe. Amount: $106,500. Filed Sept. 1.

Pinheiro, Sonia M. and Susana D. Riberio, Bridgeport. Seller: James R. Pierpont and Charatphan Pierpont, Shelton. Property: 22 Eagle Drive, Shelton. Amount: $309,000. Filed Sept. 6.

Plavcan, Michael, Shelton.

Seller: Dmitriy Lavrichev and Maryna Lavrichev, Shelton.

Property: 185 Canal St., Unit 4100, Shelton. Amount: $335,000. Filed Aug. 15.

Polio, Richard Anthony, Orange.

Seller: Toll Connecticut Limited Partnership, Newtown. Property: 560 River Road, Unit 10, Shelton.

Amount: $587,775. Filed Aug. 15.

Purisic, Zain, Bridgeport.

Seller: Linda S. Winer, Bridgeport.

Property: 115-A Abner Court, Bridgeport. Amount: $57,000.

Filed Sept. 8.

Radwan, Oliver, Norwalk.

Seller: Cecilia O. Vega, Stamford.

Property: Parcel B-8, Map 10891, Stamford. Amount: $820,000.

Filed Sept. 6.

Resto, Marangely and Darren Pierre, Bridgeport. Seller: Arthur J. Calvao and Maribel Calvao, Monroe. Property: 128 Thoreau Drive, Monroe. Amount: $342,500. Filed Aug. 25.

Reynolds, Brian, Stratford.

Seller: Chumnith Peter Bour, Stratford. Property: 75 Bunnell Ave., Stratford. Amount: $269,000. Filed Sept. 7.

Ricardo, Janelly, Bridgeport.

Seller: Maria D. Rios, Bridgeport.

Property: 50 Toni Place, Bridgeport. Amount: $195,000. Filed Sept. 7.

Riccio, Nina, Bridgeport. Seller: Albert Annunziata, New Haven.

Property: 503 Courtland Ave., Bridgeport. Amount: $235,000.

Filed Sept. 6.

Richardson, Susan and Steven Humphrey, Fairfield. Seller: Robert W. Avery Jr., Trumbull. Property: 182 Lake Ave., Trumbull.

Amount: $343,750. Filed Sept. 8.

Riera, Denise and Juan Riera, Stamford. Seller: Dorothy N. Provey, Bridgeport. Property: 49 Great Oak Farm Road, Monroe.

Amount: $418,000. Filed Aug. 16.

Roccisano, Anthony, Norwalk.

Seller: David W.H.J. Cameron and Simone V. Cameron, Monroe.

Property: 109 Lazy Brook Road, Monroe. Amount: $490,000.

Filed Aug. 19.

Rosen, Anna and Jonathan Rosen, Albany, N.Y. Seller: Barry M. Luden and Aviva M. Luden, Stamford. Property: 215 Pepper Ridge Road, Stamford. Amount: $760,000. Filed Sept. 9.

Russo, Jennifer K., Monroe.

Seller: Antoni Gilewski and Maria Pochaba, Monroe. Property: 21 Capitol Lane, Monroe. Amount: $326,000. Filed Aug. 15.

Ryan, Dianne B. and Erin Wielk, Monroe. Seller: Deborah Asetta, Monroe. Property: 84 Secret Hollow Road, Monroe. Amount: $402,500. Filed Aug. 18.

Sailer, Samantha, Stratford.

Seller: Secretary of Housing and Urban Development, Oklahoma City, Okla. Property: 55 Lambert St., Stratford. Amount: $211,300.

Filed Sept. 6.

Samuel, Eunice Regis and Fredlyn Samuel, Trumbull. Seller: Mary C. Rusterholtz-Platt, Trumbull. Property: 32 Reiner Drive, Trumbull. Amount: $421,000.

Filed Aug. 30.

Sanchez, Ruben D. and Tania M. Dominguez, Norwalk. Seller: Richard L. Hanna, Stratford. Property: 53 Ulrich Road, Stratford.

Amount: $219,900. Filed Sept. 13.

Schif, Jo Ann, Shelton. Seller: John Edward I LLC, Bethel. Property: 183 Stonehedge, Shelton.

Amount: $381,000. Filed Sept. 1.

Senthil, Vidhya Lakshmi and Senthil Narendran, Shelton.

Seller: Lawrence T. Card, Trumbull. Property: 72 Topaz Lane, Trumbull. Amount: $737,000.

Filed Sept. 12.

Sherman, Kendall and Christopher Sherman, Monroe. Seller: Pradeep K. Caplash and Shobhna P. Caplash, Monroe. Property: 55 Cottage St., Monroe. Amount: $340,000. Filed Aug. 22.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 3, 2016 29

FACTS Shvets, Kristina, Galina Shvets and Taras Shvets Stamford.

Seller: Galins Shvets, Stamford.

Property: Lot 4, Map 4059, Greenwich. Amount: $1. Filed Sept. 14.

Siders, Lisa and David Caracciolo, Stamford. Seller: Nicole Heath and Lawrence S. Heath, Stamford. Property: 93 Riverbank Road, Stamford. Amount: $1.4 million. Filed Sept. 7.

Smolin, Jaime and Craig Smolin, Norwalk. Seller: Elizabeth R. Selkis, Trumbull. Property: 101 Mariner Circle, Trumbull.

Amount: $439,900. Filed Aug. 29.

Solheim, Laura M. and Sean M. Solheim, Norwalk. Seller: Frank Bilotta, Trumbull. Property: 46 Shawnee Road, Trumbull.

Amount: $264,500. Filed Aug. 29.

Song, Sunyua and Ben D. Connard, Greenwich. Seller: Tatsuya Suto, Greenwich. Property: 47 Shady Lane, Greenwich. Amount: $1.2 million. Filed Sept. 12.

Sousa, Christopher, Bridgeport. Seller: U.S. Bank NA, West Palm Beach, Fla. Property: 158 Travis Drive, Bridgeport. Amount: $126,000. Filed Sept. 6.

Survansri, Suthee and Bridget Suvansri, Stamford. Seller: The Bank of New York Mellon, trustee, Greenville, S.C. Property: Lot 3, Map 10228, Stamford. Amount: $450,000. Filed Sept. 12.

Szabo, Gweldolyn, Stamford.

Seller: Tanesha Thomas, Stamford. Property: 44 Oaklawn Ave., Stamford. Amount: $161,750. Filed Sept. 14.

Szymanski, Daniel Joseph, Monroe. Seller: Jaime M. Spetrino and Patrick J. Spetrino, Monroe.

Property: 257 Fan Hill Road, Monroe. Amount: $246,400. Filed Aug. 23.

Takla, Meaghan and Paul Takla, Wethersfield. Seller: Giacobbe Construction LLC, Trumbull.

Property: 45 Sherman Ave., Trumbull. Amount: $455,000.

Filed Aug. 30.

Targowski, Edward J., Shelton.

Seller: Brian J. McCoy and Carolyn J. McCoy, Shelton. Property: 27 Margaret Drive, Shelton. Amount: $369,900. Filed Aug. 15.

Taylor, Hope and Donald R. Taylor, Bridgeport. Seller: Christine Fahey and Brian Gardner, Bridgeport. Property: 210 Elmwood Ave., Bridgeport. Amount: $230,000. Filed Sept. 12.

Tejada, Edwin, Bridgeport.

Seller: Betty J. Jordan, Wilson, N.C. Property: 186-188 Livingston Place, Bridgeport. Amount: $225,000. Filed Sept. 12.

Termel, Balazs, Bridgeport.

Seller: U.S. Bank NA, Depew, N.Y. Property: 250 N. Bishop Ave., Bridgeport. Amount: $36,100.

Filed Sept. 7.

Vaast, Charles L., Monroe.

Seller: Robert B. Branscombe and Jun Ni, Monroe. Property: 14 Kimberly Drive, Monroe. Amount: $410,000. Filed Sept. 2.

Verrastro, Francesca and Justin Verrastro, Seymour. Seller: Richard R. Michaud and Catherine M. Michaud, Monroe. Property: 521 Purdy Hill Road, Monroe.

Amount: $379,100. Filed Aug. 30.

Wallace, Neisha and Dennis Wallace, Bridgeport. Seller: New York World Mark Capital LLC, Fairfield. Property: Park Avenue, Bridgeport. Amount: $219,000.

Filed Sept. 7.

&

Cantos, Zaida E. Creditor: Wells Fargo Bank NA, Frederick, Md. Property: 965-967 Noble Ave., Bridgeport. Delinquent common charges. Filed Sept. 6.

Capital One Bank (USA) NA, et al. Creditor: Federal National Mortgage Association, Dunham, N.C. Property: 168 Belltown Road, Unit 20, Stamford. Mortgage default. Filed Sept. 16.

Webber, Gary L., Shelton. Seller: William Van Slyke, Shelton. Property: 459 California St., Stratford.

Amount: $153,000. Filed Sept. 12.

Chana, Balbir S., et al. Creditor: E*Trade Bank, Coral Gables, Fla. Property: 8 Plumb Creek Road, Trumbull. Mortgage default. Filed Sept. 13.

Weil, Sarah K. and Jeffrey C. Weil, Stamford. Seller: Richard H. Fisher and Kathleen L. Fisher, Stamford. Property: Lot 21, Map 7332, Stamford. Amount: $639,000. Filed Sept. 13.

Coelho, Dulcimar, et al. Creditor: Deutsche Bank Trust Company Americas, West Palm Beach, Fla. Property: 370-372 Laurel Ave., Bridgeport. Delinquent common charges. Filed Sept. 6.

Wilde, Quirina and William A. Wilde, Stratford. Seller: Steven Sanzone, Fairfield. Property: 51A Cedar Bark Lane, Stratford.

Amount: $225,000. Filed Sept. 6.

Da Cruz, Fernando C., et al.

Creditor: U.S. Bank NA, Miamisburg, Ohio. Property: 139 Ezra St., Bridgeport. Mortgage default.

Filed Sept. 14.

Wolff, Amy Carol, Easton.

Seller: Micah A. Thompson and Jennifer E. Thompson, Trumbull.

Property: 71 Twitchgrass Road, Trumbull. Amount: $320,000.

Filed Aug. 29.

Dombroski, Charlene R., et al.

Creditor: U.S. Bank NA, Miamisburg, Ohio. Property: 38 Knorr Road, Monroe. Mortgage default.

Filed Aug. 22.

Wrabel, Ryan, Stratford. Seller: Secretary of Housing and Urban Development, Oklahoma City, Okla. Property: Unit 25C of Far Mill River Condominium, Stratford. Amount: $140,450. Filed Sept. 6.

Wynn, Michael B., Stratford.

Seller: Alicia H. Ericson, Shelton.

Property: 60 Grove St., Unit 2, Shelton. Amount: $208,000. Filed Aug. 30.

Yearwood, Jennifer A. and David A. Yearwood, Norwalk.

Seller: Kenneth Mako and Susan Mako, Monroe. Property: 395 Old Zoar Road, Monroe. Amount: $460,000. Filed Aug. 16.

Zeiser, Karen S., Stratford. Seller: Corrine K. Coffey, Shelton. Property: 172 Pheasant Ridge, Shelton.

Amount: $277,000. Filed Aug. 31.

FORECLOSURES Antosh, Jody G., et al. Creditor: Rigoli Bros Market Inc. Property: 93 Far Horizon Drive, Shelton.

Mortgage default. Filed Aug. 31.

Barclay, Noble A., et al. Creditor: The Bank of New York Mellon, New York, N.Y. Property: 575 Soundview Ave., Bridgeport.

Mortgage default. Filed Sept. 15.

Benko, Andrew C. Creditor: Pennymac Corp. Property: 2 Koger Road, Trumbull. Mortgage default. Filed Aug. 18.

Blackwell, Mason, et al. Creditor: Ditech Financial LLC, Tampa, Fla. Property: 3 Driftwood Lane, Shelton. Mortgage default. Filed Aug. 15.

Farquharson, Daniel, et al.

Creditor: Federal National Mortgage Association, Beaverton, Ore. Property: 25 Homecrest Ave., Stratford. Mortgage default. Filed Sept. 12.

Geiger, Laura S., et al. Creditor: Quicken Loans Inc., Detroit, Mich. Property: 75 Mount Pleasant Road, Trumbull. Mortgage default. Filed Sept. 16.

Kantorowski, John, et al.

Creditor: Wells Fargo Bank NA, Salt Lake City, Utah. Property: 49-51 Oakland Place, Stratford.

Delinquent common charges.

Filed Sept. 6.

Kurbs, William J., et al. Creditor: Deutsche Bank Trust Company Americas, West Palm Beach, Fla. Property: 98 Taft St., Stratford.

Mortgage default. Filed Sept. 16.

Larossa, Allyson, et al. Creditor: Bank of America NA, San Diego, Calif. Property: 272 Valley Road, Greenwich. Mortgage default.

Filed Sept. 6.

Lua, Israel, et al. Creditor: Nationstar Mortgage LLC, Lewisville, Texas. Property: 570 Beechwood Ave., Bridgeport. Mortgage default. Filed Sept. 8.

Marini, Anthony, et al. Creditor: Countrywide Home Loans Servicing LP, Irvine, Calif. Property: 4165 Madison Ave., Trumbull.

Mortgage default. Filed Sept. 6.

Messina, Jack F., et al. Creditor: Wells Fargo Bank NA, San Antonio, Texas. Property: 72 Magnolia Road, Trumbull. Mortgage default. Filed Sept. 16.

Moylan, Thomas F., et al. Creditor: U.S. Bank NA, Miamisburg, Ohio. Property: 105 Knickerbocker Ave., Stamford. Mortgage default. Filed Sept. 6.

30 Week of October 3, 2016 • FAIRFIELD COUNTY BUSINESS JOURNAL

FIGURES Ortiz, Veronica, et al. Creditor: Selene Finance LP, South Houston, Texas. Property: 115 William St., Unit 115B, Bridgeport.

Delinquent common charges.

Filed Sept. 14.

Cooper, Tina Rhodes, Bridgeport. $4,244 in favor of Credit Acceptance Corp., Southfield,

by Nair & Levin PC, Bloomfield.

Property: 25 Higgins Ave., Bridgeport. Filed Sept. 12.

Nydia Companiony, Bridgeport. $3,244 in favor of New England Acquisition LLC, Plymouth Meeting, Pa., by Mark Sank & Associates LLC, Stamford. Property: 72 Pond St., Bridgeport. Filed Sept. 8.

Oyugi, Frederick J., et al.

Creditor: The Bank of New York Mellon, New York, N.Y. Property: 39 Glenbrook Road, Unit 2J, Stamford. Delinquent common charges. Filed Sept. 6.

Cotrone, Jerry P., Greenwich. $32,119 in favor of the Law Offices of Frank N. Peluso PC, Stamford,

by Frank N. Peluso, Greenwich.

Property: 13 Heusted Drive, Greenwich. Filed Aug. 31.

Rotonto, Robert, Bridgeport. $9,795 in favor of Joyce A. Riccio, Fairfield, by Nicholas G. Framularo, Stratford. Property: 681 Thorme St., Bridgeport. Filed Sept. 15.

Pierelli Sr., Thomas, et al. Creditor: Ditech Financial LLC, Tampa, Fla. Property: 65 Oakview Circle, Unit 101, Bridgeport. Delinquent common charges. Filed Sept. 14.

Dellipoali, Maribel, Monroe. $13,016 in favor of American Express Centurion Bank, Salt Lake City, Utah, by Mark Sank & Associates LLC, Stamford. Property: 23 Castlewood Drive, Monroe. Filed Aug. 22.

Sarpong, Antoinette and John Sarpong, Shelton. $1,158 in favor of Griffin Hospital, Derby, by Hertzmark Crean & Lahey LLP, Waterbury. Property: 1 Elderberry Lane, Shelton. Filed Sept. 12.

Pramodrajsanthi, Nisha, et al.

Creditor: Nationstar Mortgage LLC, Lewisville, Texas. Property: 21 Richmond Place, Unit 5, Stamford. Delinquent common charges. Filed Sept. 6.

Rose, Patricia, et al. Creditor: LNV Corp., Las Vegas, Nev. Property: 676-678 Grand St., Bridgeport. Delinquent common charges. Filed Sept. 7.

Rully, David M., et al. Creditor: Wilmington Bank Savings Fund Society, Wilmington, Del. Property: 31 Quarry Ridge Road, Monroe. Mortgage default. Filed Aug. 30.

Sutton, Maryellen T. Creditor: JPMorgan Chase Bank NA, San Diego, Calif. Property: 22 Ely Place, Stamford. Mortgage default. Filed Sept. 8.

Woods, Jannie L., et al. Creditor: Bank of America NA, San Diego, Calif. Property: 223 Pitt St., Bridgeport. Mortgage default.

Filed Sept. 9.

JUDGMENTS

Dimas Jr., William, Shelton. $20,419 in favor of Igor Etkin, Brooklyn, N.Y., by Abraham M. Hoffmann, Trumbull. Property: 16 Hubbell Lane, Shelton. Filed Aug. 22.

Fortunato, Patrick J., et al., Stratford. $2,172 in favor of Hop Energy LLC, Bridgeport, by William G. Reveley & Associates LLC, Vernon. Property: 1751 Peters Lane, Stratford. Filed Sept. 12.

France, Dorice, Shelton. $838 in favor of Diagnostic Imaging of Milford PC, Lewiston, Maine,

by Gregory A. Benoit, Waterford.

Property: 20 Angell Ave., Shelton.

Filed Aug. 26.

Ghazal, Maurice, Shelton. $1,041 in favor of Integrated Anesthesia Associates, Hartford, by Gregory A. Benoit, Waterford. Property: 541 Booth Hill Road, Shelton.

Filed Aug. 26.

Hernandez, Jose, Bridgeport. $680 in favor of Hop Energy LLC, Bridgeport, by William G. Reveley & Associates LLC, Vernon. Property: 15 Division St., Bridgeport.

Filed Sept. 14.

Ball, Ursula, Bridgeport. $2,995 in favor of The Southern Connecticut Gas Co., Orange, by Nair & Levin PC, Bloomfield. Property: 3200 Madison Ave., Bridgeport.

Filed Sept. 14.

Jackson, Mark C., Bridgeport. $14,225 in favor of The United Illuminating Co., New Haven,

by Nair & Levin PC, Bloomfield.

Property: 1010 Laurel Way, Bridgeport. Filed Sept. 7.

Bennett, Avis, Bridgeport. $2,554 in favor of The Southern Connecticut Gas Co., Orange, by Nair & Levin PC, Bloomfield. Property: 38 Edwards St., Bridgeport. Filed Sept. 12.

Kapral Jr., Michael J., Shelton. $6,960 in favor of The Connecticut Light and Power Co., Hartford, by Nair & Levin PC, Bloomfield. Property: 174 River Road, Shelton. Filed Sept. 1.

Bines, Anthony, Bridgeport. $1,529 in favor of Lung Docs of Connecticut PC, North Haven, by Eric H. Opin, Milford. Property: 297 Alpine St., Bridgeport. Filed Sept. 7.

Makovoz, Albert, Stamford. $4,323 in favor of The Connecticut Light and Power Co., Berlin,

by Nair & Levin PC, Bloomfield.

Property: 22 Perna Lane, Stamford. Filed Sept. 13.

Bratz, Patricia I., et al., Stratford. $7,050 in favor of the town of Stratford, by Jackson Law Group Connecticut LLC, Shelton. Property: 62 St. Michael St., Stratford.

Filed Sept. 7.

Matz, et al., Trumbull. $3,755 in favor of Ernies Pool Services LLC, Fairfield, by Capozziello & Capozziello LLC, Milford. Property: 733 Booth Hill Road, Trumbull.

Filed Sept. 2.

Collazo, Fred, et al., Monroe. $2,829 in favor of Hop Energy LLC, Bridgeport, by William G. Reveley & Associates LLC, Vernon. Property: 21 Wood Creek Drive, Monroe. Filed Sept. 13.

Mitchell, Mark A., Shelton. $7,755 in favor of The United Illuminating Co., New Haven, by Nair & Levin PC, Bloomfield. Property: 92 Roberts St., Unit 2, Shelton.

Filed Aug. 26.

Tarzia, Joseph S., Stamford. $18,000 in favor of Cavalry SPV I LLC, Valhalla, N.Y., by Tobin Melien & Marohn, New Haven.

Property: 138 N. Lake Drive, Stamford. Filed Sept. 13.

Weisel, et al., Stamford. $866 in favor of Petro Inc., Melville, N.Y.,

by Gerald S. Knopf, Stamford.

Property: 96 Lawrence Hill Road, Stamford. Filed Sept. 9.

Zuniga, Esther, Bridgeport. $3,878 in favor of The Southern Connecticut Gas Co., Orange,

by Nair & Levin PC, Bloomfield.

Property: 61 Standish St., Bridgeport. Filed Sept. 12.

LEASES Bercovici, Hillary Rea and Priscilla Williams Bercovici, by self. Landlord: Putnam Park Apartments Inc., Harrison, N.Y. Property: Apt. 174 of Putnam Park Apartments, Greenwich. Term: 34 years, commencing Aug. 26, 2016.

Filed Aug. 31.

Christian Center Oasis of Life,

by Rene Gomez. Landlord: Thay Taing and Eng Kuy Heng. Property: 1150 Park Ave., Bridgeport.

Term: two years, commencing Aug. 1, 2016. Filed Sept. 6.

Conroy, Andrew P., by self.

Landlord: Stonybrook Gardens Cooperative Inc., Stratford. Property: 137 Vought Place, Stratford.

Term: Three years, commencing Sept. 9, 2016. Filed Sept. 13.

Cumberland Farms Inc., by Dino DeThomas. Landlord: 455 Main Street LLC. Property: 455 Main St. and 10 Hattertown Road, Monroe. Term: 20 years, commenced Aug. 31, 2016. Filed Sept. 8.

Tammaro, Angela E., by self. Landlord: Putnam Park Apartments Inc., Harrison, N.Y. Property: Apt. 144 of Putnam Park Apartments, Greenwich. Term: 34 years, commencing Sept.15, 2016.

Filed Sept. 16.

FACTS

&

FIGURES

Business ConneCtions Connecticut Net Employment Change

Economy

(in Thousands)

Confronting the ‘Jobs Swap’

C

onnecticut continues to be whipsawed by

economic news.

First, Pratt & Whitney announced it will add up to 8,000 new jobs in Connecticut over the next decade.

That great news was quickly followed by the release of the state’s disheartening August jobs report.

And a day later, Lockheed Martin committed to building Sikorsky’s new CH-53K King Stallion helicopters in Connecticut, impacting about 8,000 current and new jobs.

It was quite the five-day ride, reinforcing the need to build more steadiness and predictability throughout the

state’s job market.

Job growth is stubbornly slow. Connecticut’s recovered just eight jobs for every 10 lost during the 2008-2010 recession.

And there finally seems to be widespread recognition that the lion’s share of new jobs are not as high-paying as the ones they’re replacing.

High-wage industry jobs are shrinking in Connecticut, while employment in lowwage industries is growing.

Voices for Children aptly named this phenomenon the “jobs swap.” And not only does the jobs swap drain family earning power, it has a cascading impact, reducing

Higher-Wage Industries (Annual Wage > $80,000

consumer spending and

8.2

Mid-Wage Industries (Between $50,000 to $80,000)

eroding tax revenues.

This is not a challenge unique to Connecticut, but the path that Voices is advocating is alarming.

-54.1

Lower-Wage Industries (Annual Wage < $50,000)

Source: State Office of Policy and Management

Rather than follow neighboring states like Massachusetts, New York, and Rhode Island in reducing business costs and stabilizing their state budgets, Voices prescribes the medieval medicine of a $15 minimum wage, which would sap—not bolster—job recovery.

-60

-25.0

37.0

-39.9

-40

61.5

-20

0

20

40

60

80

n Jobs Lost (Mar. 2008 – Feb. 2010) n Jobs Gained (Feb. 2010 – Dec. 2015)

These wage proposals, promoted as a way of helping workers, actually kill entrylevel jobs and destroy the path to better jobs for lessskilled workers.

With so many of these low-wage jobs in the service sector, and restaurant and retail businesses relying more on tablets and selfcheckout stations, the last thing Connecticut needs is

more job erosion.

The bottom line? We have finally come to a common understanding of the problem.

Let’s find unifying approaches to solving it.

Thankfully, there are Republicans and Democrats who both seem to be urging this direction as Election Day nears.

 Read more at cbia.com

ISSUES & PoLIcIES

New State Laws Take Effect October 1

O

ctober 1, 2016 marks the effective date for a number of new or revised state laws impacting Connecticut businesses.

Energy & Telecommunications Tree removal. Under PA16-86 (HB 5150), trees and shrubs on public lands that may interfere with power lines or transportation corridors will now have greater due process rights before they can be removed.

Privacy protections. PA 16-148 (HB 5640) changes the rules concerning disclosure of communications content and geolocation data, affording certain privacy protections to telecommunications subscribers.

Environment Transporting hazardous waste. PA 16-55 (HB 5412) requires commercial drivers transporting hazardous materials to comply with federal regulations on these materials with violations treated as an infraction or misdemeanor, depending on the severity.

State Water Plan. PA 16-137 (HB 5540) implements new procedural requirements concerning the adoption of a state water plan.

Unlike current law, should the legislature fail to approve the plan within two years of submittal, the authority for approval will shift to the Governor who may adopt or reject the plan.

Spill reporting. Under PA 16199 (SB 301), the Department of Energy and Environmental Protection must now adopt regulations creating specific thresholds for the reporting of spills to the agency.

Labor & Employment Payroll cards. PA 16-125 (SB 211) allows employers to pay their employees through payroll cards under certain conditions.

An employee must voluntarily and expressly authorize, in writing or electronically, that he or she wishes to be paid with a card without any intimidation, coercion, or fear of discharge or reprisal from the employer.

No employer can require payment through a card as a condition of employment or for receiving any benefits or other type of remuneration.

requires more regular review of state regulations.

Regulatory Reform

tions for agencies that have regulations pertaining to that committees focus.

Small business regulations.

PA 16-32 (SB 302) requires state agencies to better understand, analyze, and report how proposed regulations would impact small businesses prior to holding a public hearing and ultimate approval by the legislature.

This law also changes the definition of small business from 75 employees or fewer to 250 employees or fewer.

Regulatory review. Additionally, PA 16-58 (HB 5498)

At least every seven years, legislative committees must conduct a review of regula-

Transportation CDL licenses. Under a provision of PA16-55 (HB 5412), courts are now prohibited from suspending prosecution and ordering treatment of people with drug or alcohol dependency if they operated a commercial motor vehicle or held a CDL license when charged with certain crimes.  Read more at cbia.com

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 3, 2016 31

JPSC 13TH ANNUAL HALLOWEEN TOURNAMENT

GIRLS OCTOBER 22, 2016

BOYS OCTOBER 29, 2016

9:00am – 4:30pm At Joe Palumbo Soccer Academy - 7 Bryant Pond Road, Putnam Valley, NY Tournament is open for all GIRLS & BOYS Travel, Premier, and Tournament teams: U8, U9, U10, U11, U12, U13, U14 • Each team will play a minimum of 3 games • Games will run for 36 minutes • Tournament Fee - $315 per team • Trophies will be awarded for 1st place winners • Vendors and concessions are available

Registration Deadline is October 18th

• Tournament runs from 9:00am - 4:30pm • U8, U9, U10 (8 v 8) • U11, U12, U13, U14 (9 v 9) • Maximum of 15 players per team

Sanctioned by US Club Soccer

For more information and to register your team, please e-mail justplaysoccerclub@yahoo.com or call 845-526-1934 www.justplaysoccerclub.com