Fairfield County Business Journal 10/29/2012 Issue by Westfair Business Journal

FAIRFIELD COUNTY

BUSINESS JOURNAL

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State charges into microgrids

FCBJ TODAY

Confidence in the form of Sheetrock? 2 CRE exposure poses risks as one in eight banks flunk stress test ... 2 Himes, Obsitnik face off on jobs, defense cuts at Norwalk debate ... 3 Conflicting jobs data draw criticism from Malloy ... 5

BY ALEXANDER SOULE

casoule@westfairinc.com

ith Connecticut winning recognition this month from the Clean Energy States Alliance for a solar leasing program it debuted, the state may be taking interest in another CESA award winner: California, which is working to install micro

electric grids servicing small, targeted areas. In the wake of the 2011 blackouts caused by Tropical Storm Irene and an October nor’easter, Connecticut authorized up to $15 million in funding for grants and loans for up to 65 megawatts of onsite electricity generation across 10 to 15 pilot projects. The state is targeting first responders, hospitals, nursing homes, water

Stewie the Duck and capitalizing on the mobile revolution ... 9

pgallagher@westfairinc.com

In the field: with $7B in hand, GE edges by fiscal cliff … 13

sory and lifestyle store is the first of its kind, Lee said. “We want people to appreciate these items; how they’re made, the stories behind them,” she said. “There’s nothing like this.” Each item in the store at 113 Greenwich Ave. falls into at least one of five sustainable classifications: handmade by an artisan, organic, repurposed, made in the United

acked by a state grant, the nonprofit Kennedy Center Inc. has partnered with CVS Caremark Corp. to pilot a unique job training project that aims to transfer people with disabilities from unemployment to the workplace. Launched in September 2011 with an initial $160,000 grant from the Bureau of Rehabilitation Services, which has since been renamed the Department of Rehabilitation Services (DORS), the partnership provides a framework for DORS consumers to compete for jobs at local CVS retail centers, with the initiative having been implemented thus far in Fairfield, New Haven and Litchfield counties. The partnership between the Kennedy Center, based in Trumbull, and CVS, headquartered in Woonsocket, R.I., began when their proposal was selected by DORS’ predecessor in mid-2011 as a pilot for the agency’s Industry Specific Training and Placement Program. The Kennedy Center, founded in 1951, provides a variety of services and programs for

Feel-good, page 6

Partnership, page 6

Norm Grill on how you can prepare for the cliff ... 14 Deferred Action fails to gain traction as immigration reforms lag ... 15 Veronique Lee

Feel-good fashion

BY JENNIFER BISSELL

jbissell@westfairinc.com

MEDIA PARTNER

State, page 6

BY PATRICK GALLAGHER

Gold coastal property: $1.2M makeover for Tweedy Browne … 11

“For the record, I think Mrs. McMahon said nice things about my two little boys.” 4

plants, cell phone towers and jails, but also downtown areas with key community needs like gas stations, pharmacies and supermarkets. “We hope from there to test out what works in the way of microgrid pilot programs and go beyond that into what I think will be a model for the 21st century, where we have

Partnership touted as ‘model’ for job creation

Why Curt Welling cares about any overhaul of the U.S. tax code … 7

Also … Kicking the “crystal meth” addiction, but not the can down the road ... 4

October 29, 2012 | VOL. 48, No. 44

Atelier 360 co-founders Veronique Lee and Liz Logie hope to form a niche for sustainable clothing and fashion designers with the opening of their new boutique in Greenwich Nov. 1. The sustainable luxury clothing, acces-

Liz Logie

Retailers to fight ‘swipe’ settlement •15

Amid uncertainty, investment BY ALEXANDER SOULE

casoule@westfairinc.com

on’t tell Doug Winshall that rents are trending down, vacancy rates are heading up or visions of corporate expansions are wishful thinking in Fairfield County. Stop by 75 Holly Hill Lane in Greenwich, which Winshall’s ClearRock Properties bought this past summer, and you’ll see building confidence in the form of Sheetrock and paint as ClearRock plows nearly $2 million into an overhaul even before landing tenants for available spaces in the building. It’s not an unfamiliar sight across Greenwich and Fairfield County. The building at 600 Steamboat Road in Greenwich is undergoing its own multimillion-dollar renovation by an affiliate of owner General Reinsurance Corp. in advance of filling out suites. Building and Land Technology (BLT) is outfitting 695 E. Main St. in

Stamford for one or more tenants and at Merritt 7 Corporate Park in Norwalk, owners Clarion Partners and Marcus Partners launched a multi-year capital improvement program. New York City-based ClearRock’s investment in 75 Holly Hill Lane is also a vote of confidence in Fairfield County’s commercial real estate market, and by extension, its upper-tier employers like finance and professional services firms. And there has been ample reason for confidence of late. In a sizeable expansion, the Manhattan-based hedge fund Millennium Partners L.P. renewed a lease at 1700 E. Putnam Ave. in Greenwich, with its more than 40,000 square feet nearly double the original space it secured there in 2006. Cushman & Wakefield, Newmark Grubb Knight Frank (NGKF) and RHYS Commercial all listed that deal among the most notable of the third quarter in

Fairfield County, with Cervalis the biggest deal of the quarter at more than 165,000 square feet for a planned data center at 10 Norden Park in Norwalk. Despite several prominent deals in the third quarter – particularly Charter Communications Inc.’s new Stamford headquarters of more than 70,000 square feet at 400 Atlantic St. in Stamford – Fairfield County landlords faced additional space going onto the market a third straight quarter, including UBS AG which emptied four full floors at 400 Atlantic St. totaling nearly 150,000 square feet, even as BLT readies its BLT Financial Centre at 695 E. Main St. for tenants. NGKF calculated a slight decline in the average asking rent in Fairfield County to about $32.50 per square foot, though some markets like Greenwich saw an increase. The countrywide availability rate increased negligibly to 25.2 percent, according to NGKF, with new lease deals accounting

for just over half of all activity, renewals accounting for a third, and the rest subleases. Cushman & Wakefield reported leasing volume through the first three quarters was the second lowest in the past 10 years. “Despite the lackluster numbers, there is significant promise in the future for the Fairfield County office market,” said Jim Fagan, senior managing director in Cushman & Wakefield’s Stamford office, in a prepared statement. “Stamford is being transformed right before our very eyes – new residential projects are thriving in Stamford’s South End, new restaurants are opening, there’s the possibility of ferry service to Manhattan, unique venues like Chelsea Piers Connecticut have opened and our employer base is becoming more diversified with companies like NBC Sports. All of these factors are contributing towards making Stamford a more dynamic place to work.”

CRE exposure factors in stress test BY PATRICK GALLAGHER

pgallagher@westfairinc.com

stress test conducted by Trepp L.L.C. on more than 6,000 U.S. banks found one in eight would have failed under severe economic conditions, with projected losses from commercial real estate exposure among the primary culprits. Nearly 13 percent of the 6,151 banks included in the Trepp Capital Adequacy Stress Test would have failed “under a severely adverse economic scenario without additional capital,” according to an Oct. 10 report published by Trepp, a commercial real estate and securities analytics firm based in New York City. For the 784 banks that failed the stress test, a combined $26.7 billion in additional capital – which amounts to 30.9 percent of those banks’ current Tier 1 capital – would have been needed in order for each to achieve a passing level. Tier 1 capital represents banks’ core source for capital, and primarily consists of common stock and disclosed reserves. Based on the results of the stress test, the 784 institutions projected to fail would amass $25.1 billion in loan losses between the third quarter of 2013 and the third

quarter of 2014. Nearly 40 percent, or $9.8 billion, of those projected loan losses are concentrated in commercial real estate, according to the report. “This served as an extension of the observations that have been made about the industry over the last four years,” the report stated. “The primary source of distress for most of the 460 banks that have been closed since the beginning of the credit crisis was overexposure to commercial real estate.” Gene Pride, senior vice president of CBRE Inc.’s capital markets group, said the commercial real estate industry is healthier in Fairfield County and the New York metropolitan region than in the majority of the United States. Pride added that the county’s inventory of distressed properties has leveled off after increasing dramatically in the years following the financial crisis. “It seems like it’s been the same story for several years, where we had a rapid increase in the number of distressed loans starting in 2009, 2010, and increasing in 2011, and now it seems to have leveled off,” said Pride, who is based out of CBRE’s Stamford office. Pride said lenders and special ser-

2 Week of October 29, 2012 • Fairfield County Business Journal

vicers, which are companies that work specifically with loans or properties that require more time and resources than banks are able to devote, have been resolving loans faster than they’re acquiring distressed properties. “There may be new properties that are coming onto the distressed rolls, but the total number of distressed loans in most lenders’ portfolios is not increasing,” he said. Lenders and special servicers working in distressed properties have benefitted from fewer new commercial developments constructed in Fairfield County during the last economic cycle than in some of the higher-growth regions of the country, Pride said. “That has helped this area dramatically,” he said. According to the Trepp report, banks with more than $10 billion in assets fared far better under the conditions of the stress test, which was attributed to greater success among those banks in raising capital since 2007. Of the 74 banks with more than $10 billion in assets that were tested, four banks, or 5.4 percent, failed. In contrast, 12.1 percent of the 453 banks with $1 billion to $10 billion in

assets that were tested failed, and 12.9 percent of the 5,624 banks with less than $1 billion in assets that were tested failed. The Connecticut Bank of Commerce, which failed in 2002 and was based in Stamford, is the only Connecticut-based bank to have failed since 2000, according to the Federal Deposit Insurance Corp. Since 2000, five New York state-based banks have failed, including Reliance Bank, which collapsed in 2004 and was based in White Plains, and USA Bank, which fell in 2010 and was based in Port Chester.

Himes, Obsitnik call for cooperation, then spar over jobs BY JENNIFER BISSELL

jbissell@westfairinc.com

.S. Rep. Jim Himes and Republican challenger Steve Obsitnik are keen on touting their individual commitments to bipartisanship, but that didn’t stop them from taking shots at one another at a debate Oct. 18 in Norwalk. While Himes, a Greenwich Democrat, said the economy has made positive gains since the recession, Obsitnik, a Westport businessman, boldly asserted the stimulus failed, pointing to the 9 percent unemployment rate in Connecticut. “Things were bad but how much more time and money do we need?” Obsitnik said. “Do you need two years, four years, six years? Ten trillion (dollars)? Twenty trillion (dollars)? How much more do we need?” For the bulk of the debate the two candidates traded barbs over the key issues – from Medicare and the Affordable Care Act to the job market and the role of government in spurring economic growth. However, few new policy proposals were brought to the forefront, with Himes repeating a call for increased infrastructure investment, and Obsitnik proposing to address Medicare fraud and abuse through a verification system that could utilize credit card technology. Held at the Norwalk Inn & Conference Center, the fourth congressional district debate was hosted by the Greater Norwalk Chamber of Commerce, the Bridgeport Regional Council, the Business Council of Fairfield County and News 12 Connecticut. Comparing the economy to casino gambling, Obsitnik said the government has made too many $1,000 wagers when $2 bets would have been more beneficial to the private sector. Obsitnik said many businesses are projected to have their worst year ever in 2012, which he said is an indicator the government’s policies have failed. Himes contended Obsitnik was simply politicizing the issue. “Talk to any economist and they’ll say it (the American Recovery and Reinvestment Act of 2009) saved or created some 3 million jobs, which is pretty important to some 3 million households in this country,” Himes said, noting funds went to struggling businesses and put $1,200 on average back into citizens’ pockets. Himes acknowledged that small-scale investments in the form of U.S. Small Business Administration loans and funding for job training programs are important and should be expanded, but said it is also vital to

Steve Obsitnik and Jim Himes.

invest in education and the country’s infrastructure, which he said the stimulus and subsequent measures accomplished. Himes also said Quintel Technology Ltd. took $4 million of government funding during Obsitnik’s tenure as CEO to create jobs in Rochester, N.Y., and not in Connecticut. Prior to heading up Quintel, Obsitnik served for five years in the U.S. Navy and worked in the technology industry for Sarnoff Corp., and later for Sarnoff parent company SRI International. Himes was a vice president of Goldman Sachs and vice president of the nonprofit Enterprise Foundation prior to being elected to Congress in 2008. The opponents agreed Simpson-Bowles may be the answer to addressing the fiscal cliff, that defense spending cuts are necessary – though not necessarily the cuts detailed in the approaching sequester, and that the scare tactics surrounding Medicare are counterproductive. Himes said the fiscal cliff would be the first issue addressed by Congress after the election, noting that he has worked with representatives of both parties to push for the adoption of Simpson-Bowles for the past two years. The key to any agreement is for every area of government spending – including the defense budget – to be on the cutting block, Himes said, adding that everyone would need to make sacrifices. Obsitnik agreed on the need to address the approximately 40 tax measures that will expire after Dec. 31 and the billions of dollars in spending cuts contained in the sequester that begin to take effect Jan. 1, but said Himes’ efforts to promote SimpsonBowles were not genuine. He also jabbed his opponent by quoting a 2008 campaign speech during which Himes professed a commitment to lowering the debt. On the contrary, Obsitnik said the country has added $3 trillion of debt since Himes was elected. He suggested a third podium was needed for Himes to debate himself on the issue. FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 29, 2012

PERSPECTIVES

‘Budgetary crystal meth’

t an Oct. 18 debate between U.S. Rep. Jim Himes and fourth congressional district challenger Steve Obsitnik, both candidates were asked what actions should be taken over the next four to five months to address the infamous fiscal cliff. Obsitnik, a Westport businessman running on the Republican ticket, got the first crack at it. “We need immediate term solutions,” Obsitnik said. “Specifically, we need to give certainty to job creators, small businesses and homes, to say this Congress has failed, on both sides of the aisle, so we need to move forward and set a date by the end of the fiscal year where we can address thoughtful tax reform, spending reform, and put a budget in place.” Obsitnik is partially right, but partially wrong as well. Businesses and consumers do need immediate term solutions. They need more than a semblance of certainty. And the 112th Congress has failed to deliver on both counts, especially where the fiscal cliff is concerned. But it is not good enough for Democrats and Republicans to wait until the end of the

t was a highlight in an otherwise lowblow campaign, when in their final U.S. Senate debate Linda McMahon and U.S. Rep. Chris Murphy were asked to say something nice about each other. Murphy’s response: “Linda McMahon is clearly a very driven person. She’s someone that when she sets her mind to something has shown that she can accomplish that. I’d also note that she has, over the last several years, made some substantial investments in some Connecticut charities; I know that has done some good things for people, and I certainly give her credit on both those accounts.” As for McMahon? “I think one of the nicest things that I’ve seen about Congressman Murphy are his two little boys. They are so cute,” she said – then suggesting that Murphy’s hopes for their future is best handled with her in Washington, not him. The “compliment” was not lost on Murphy – “For the record,” he laughed, “I think Mrs. McMahon said nice things about my two little boys” – but took it in stride before getting in a few last body blows and offering a terse handshake at the debate’s completion.

federal fiscal year – that’s Sept. 30, folks – to sit down at the bargaining table. In fact, it’s not even good enough for the two sides to wait until the 113th Congress is sworn into office in early January. As Himes said in his response to the question, avoiding the fiscal cliff “is job one right after the election.” Under current law, tax increases and spending cuts worth $600 billion, or about 4 percent of the U.S. gross domestic product, will begin to take effect Jan. 1. In a late September memo, Fitch Ratings said the U.S. fiscal cliff “represents the single biggest near-term threat to a global economic recovery,” adding that failure to address the sweeping cuts would, at the very least, “be likely to halve the rate of global growth in 2013.” Legislation equating a grand bargain won’t be passed during the lame duck session, given the sheer quantity and complexity of the issues that must be addressed by both parties, both chambers and the White House. But it is imperative that a specific framework for this grand bargain be reached between Nov. 7 and Jan. 3 – the end of the current legislative term – that would allow

for a package of bills to be assembled and passed in the first quarter of 2013. At a Sept. 27 hedge fund conference held in Greenwich, Jeff Kummer, a director of tax policy for Deloitte’s Washington, D.C., office, warned, “If rates expire, even if just temporarily – even if congressional Republicans, the White House, congressional Democrats all get together and say, sometime in 2013, ‘We’re going to fix this and retroactively make everybody whole again’ – you’re still going to have people with less purchasing power in their pockets the first biweekly pay period in January.” Scott Mather, head of global portfolio management for Pacific Investment Management Co. (PIMCO), earlier this month said it’s not a question of if the U.S. sovereign credit rating will be downgraded, but when. But perhaps his colleague, Bill Gross, manager of PIMCO’s $278 billion Total Return Fund, stated it best when he described the U.S. as a nation that “frequently pleasures itself with budgetary crystal meth.” It’s time for Washington to kick the habit.

A civility crisis This is not to make McMahon look like the thug in the debate hosted by the Connecticut Broadcasters Association. The tenor of this year’s U.S. Senate campaign was perhaps best summed up in a sequence during which first, Murphy declared McMahon is pro-life; second, McMahon flatly declared her full support for a woman’s right to choose and that she would buck her party on any attempt to limit choice; and third, Murphy repeated his assertion, on grounds a couple of activists had told him so. A couple of activists of sort graced Connecticut with visits in mid-October: U.S. Sen. Olympia Snowe of Maine, who like Lieberman is stepping down after an upstanding career in Washington; and Nobel Peace Prize laureate the Dalai Lama. Snowe spoke as part of an ongoing Ferguson Library forum on whether America has a “civility crisis” on its hands; Western Connecticut State University invited the Dalai Lama to address his “advice for daily life.” Advice for McMahon and Murphy: you may want to reassess those debate answers in which you both stated you’ve run campaigns you can be proud of. For our part – and for more than a few

4 Week of October 29, 2012 • Fairfield County Business Journal

voters, we suspect – we are nothing short of embarrassed at having to send a representative from this campaign to occupy Joe Lieberman’s seat in the U.S. Senate. For or against Lieberman’s politics, no one would argue that Joe brought dignity to the office. He represented Connecticut with class. Actually, Murphy put it best in the closing moments of the debate. “People are sick and tired of these campaigns being so personal because these get extended over into governing,” Murphy said. “They then watch Washington do nothing but fight while they in their lives are finding a way to get along. You know, when times get tough families find a way to get beyond their differences. Coworkers find a way to agree.” We agree. We do not expect McMahon and Murphy to agree on issues or each other’s records; we do expect them to voice their disagreement in a manner that is at least a pale reflection of the dignity of the senator they hope to replace. Unfortunately, we will not have the opportunity to write those last few words six years hence, because our next U.S. senator sacrificed dignity to the campaign of 2012.

FAIRFIELD COUNTY

BUSINESS JOURNAL • Main office telephone. . . . . . . . (914) 694-3600 • Newsroom fax. . . . . . . . . . . . . . (914) 694-3680 • Sales fax. . . . . . . . . . . . . . . . . . . . (914) 694-3699 • Research fax. . . . . . . . . . . . . . . . (914) 694-3682 • Editorial e-mail. . . . . casoule@westfairinc.com Or write to: Fairfield County Business Journal 3 Gannett Drive, Suite G7 White Plains, N.Y. 10604-3407 www.westfaironline.com Publisher • Dee DelBello Managing Editor • Bob Rozycki

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Fairfield County Bureau Chief • Alexander Soule • Patrick Gallagher Editor, Digital Content • Jessica Mola Reporters • Jennifer Bissell • John Golden • Mary Shustack • Zoë Zellers

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General Manager • Dennis Connaughton Advertising Director • Richard Free Account Managers • Konstantine Wells • Dan Vierno Publications Manager • Michael Berger Programs and Projects Coordinator • Beverly Visosky

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Senior Art Director • Caitlin Nurge Harrison Art Director • Dan Viteri Manager of Digital Media • Sinéad Deane

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Director • Alissa Frey Director, Circulation • Holly Gallicchio Assistant Circulation Manager • Kristina Cook Circulation Representative • Marcia Rudy Research Reporter • Elizabeth Beneke Events Manager • Holly DeBartolo

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Chief Operating Officer • Michael Gallicchio Office Manager • Sylvia Sikoutris

Fairfield County Business Journal (USPS# 5830) is published Weekly, 52 times a year by Westfair Communications, Inc., 3 Gannett Drive, White Plains, NY 10604. Application to mail at Periodicals Postage rates is pending at White Plains, NY, USA 10610. POSTMASTER: Send address changes to: Fairfield County Business Journal: Westfair Communications, Inc., 3 Gannett Drive, White Plains, NY 10604. More than 40 percent of the Business Journal is printed on recycled newsprint. © 2012 Westfair Communications Inc. All rights reserved. Reproduction in whole or in part without written permission is prohibited

Have your say

The Business Journal welcomes letters to the editor and opinion columns. Submissions must include the writer’s name, home or business address, email address and telephone number for verification purposes. The Business Journal reserves the right to edit submissions for accuracy, style and space considerations. Email submissions to casoule@westfairinc.com. Submissions may appear in print and online.

Data paint murky employment picture BY PATRICK GALLAGHER

pgallagher@westfairinc.com

he Connecticut unemployment rate dipped slightly to 8.9 percent in September, but the state jobs report contained little else to reassure business owners and consumers hoping for positive news following dismal August numbers. The jobs picture was slightly better for Fairfield County residents, with unemployment at 7.5 percent in September compared with 7.7 percent a year ago. Notably, the county’s labor force – which comprises all those who are employed or seeking work – declined by nearly 1 percent over the past 12 months. Since January, Connecticut employers have produced some 2,600 net new jobs, less than one-third of the amount of jobs created through the first nine months of 2011, according to data released by the state Department of Labor Oct. 18. In addition, the Labor Department’s preliminary estimate of employment declining by 6,800 in August – which officials and economists had widely expected would be revised to show less severe losses – was

revised to show a decline of 7,500 jobs. Gov. Dannel P. Malloy called the data “questionable at best,” while the Labor Department estimated that the annual process of revising the previous year’s jobs data, known as benchmarking, would show that an additional 9,800 jobs have been created versus what the current data suggest. “With the release of the numbers (Oct. 18), the only thing that’s any clearer is how conflicting the data continues to be,” Malloy said in a statement. “We’ve learned over the past few months that the economic crash of 2008 was worse than anyone realized, which is why it’s taking us longer to climb out of the hole than any of us would like. But it’s also important to remember that we’re making some progress.” Private sector employers created 2,900 jobs in September and have added 5,600 positions since September 2011. The gains caused the state unemployment rate to drop one tenth of a percentage point to 8.9 percent from 9 percent in August. The unemployment rate continued to be elevated compared with a year ago, when it stood at 8.6 percent. Statewide, average weekly earnings

and average weekly hours were virtually unchanged in September compared with the prior month. Average initial weekly unemployment insurance claims declined more than 5 percent to 4,527 from 4,779 in August. The bulk of the private sector gains occurred in the education and health services sector, which created 2,400 jobs in September and 12,600 over the past year. The construction and mining sector added 800 positions in September and the information sector added 600 positions. Losses were concentrated in the government sector, which cut 900 positions, the trade, transportation and utilities sector, which cut 800 positions, and the professional and business services sector, which cut 600 positions. Notably, the education and health services sector was the only one of the 10 major industry clusters tracked by the Labor Department to record a net increase in jobs over the past year. CBIA economist Pete Gioia called the September jobs report “the best news that we’ve seen in several months,” citing strong private sector hiring compared to previous

months, and job gains in six of the 10 major industry sectors and five of the nine major geographic clusters tracked by the Labor Department. However, Gioia said, “That’s got to be tempered with the fact that the year-overyear gain in jobs has only been 1,900, which is incredibly weak.” Since September 2011, nonfarm employment has increased by 1,900 positions, or 0.1 percent; however, the Labor Department estimated the state’s total nonfarm employment would be revised upward by 9,800, or 0.6 percent, when the benchmarking process is completed in March. At the beginning of each year, employment data from the previous 12 to 18 months gathered from separate surveys of households and businesses by the U.S. Census Bureau and supplied to each state are benchmarked against employment counts derived from state unemployment insurance tax records that nearly every employer is required to file. The Labor Department’s preliminary benchmark revision estimate projects an upward adjustment of 6,400 private sector jobs and 3,400 government jobs.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 29, 2012

STATE — From page 1

a (system) of high-efficiency, big power plants, but also a set of distributed generation opportunities,” said Dan Esty, commissioner of the Connecticut Department of Energy and Environmental Protection (DEEP). “One of the keys for microgrids will be to bring down the cost. There’s certainly a little bit of a premium … for that microgrid structure, but it needs to be over time cheaper, cleaner and more reliable all at once.” The history of microgrids dates back to the debut of electricity and Thomas Edison establishing his first power plant in 1882 on Pearl Street in New York City. In 1978, Congress enacted the Public Utility Regulatory Policies Act, which included a section governing “small power” production. Microgrid planning gained steam following the 2001 terrorist attacks, California’s rolling blackouts that year, and the Northeast blackout of 2003. Under the 2005 Energy Policy Act, the Federal Energy Regulatory Commission has since devel-

oped standards for connecting distributed generation systems to the grid. If the 2011 storms put microgrids back on the radar in a big way, an ABB Inc. “smart grid” manager named Brad Luyster notes other factors are making them more appealing as well: demand projected to double by 2025, transformers already more than 40 years old on average; and incredibly, half of all utility workers scheduled to retire within the next five years. The microgrid must be able to function in “island mode,” in the words of Lee Hansen, an analyst in the Connecticut General Assembly’s office of legislative research, or as part of the larger electrical grid with the ability to “export” power. In 2011, Connecticut passed a law authorizing “energy improvement districts” at the local level, streamlining the process for establishing local generators with both Bridgeport and Stamford having established districts. And the state has at least one major concept under way – the Great Pond residential development in Windsor outside Hartford, which will have a microgrid supporting 4,000 homes and 700,000 square feet of

commercial space. Great Pond plans to use a mix of solar panels, natural gas combustion, fuel cells, batteries and combined heat and power systems, but not wind turbines. After holding a workshop in mid-October, DEEP issued its initial request for microgrid proposals, with bids due next February. Key requirements include: • microgrid supplies power to at least two critical facilities; • all interconnection facilities underground to ensure reliability; • the ability to switch to island mode automatically under “black start” status; • a demonstrated ability to operate in island mode for an extended period of time; and • access to a reliable source of fuel. In addition to municipalities and private businesses, Connecticut Light & Power Co. and United Illuminating Co. are allowed to apply for funding should they contemplate building out microgrid infrastructure. Funding may not be used for fuel, maintenance or other ongoing costs of operating a microgrid generator.

Candidates are paid throughout the training period, with the Kennedy Center funding salaries for the first half of the training via the DORS grant and CVS funding the remainder. To date, at least 65 people have been referred to the program by DORS, with 42 accepted into the program and 16 completing the training program. Of those, 10 people accepted jobs with CVS. Martin D. Schwartz, president and CEO of the Kennedy Center, said the program demonstrates the potential of partnerships between the public, private and nonprofit sectors. “I think the intent is that it is a model,” Schwartz said. “This is an example of the government partnering with the not-for-profit sector and how successful it can be.” Schwartz noted that the nonprofit sector

is capable of providing similar services as the government, but at a fraction of the cost. “It’s a much more cost-effective way of providing needed services to people with disabilities,” he said. The CVS-Kennedy Center job training program runs through the end of August 2013. To date, the program has been implemented in the Greater Stamford, Bridgeport, Danbury, New Haven and Naugatuck Valley markets. For the first year of the program, the Kennedy Center received a $160,000 grant from DORS, with grant dollars during the program’s second year contingent on candidates progressing through the various steps of the training and placement process. The Kennedy Center estimated it will receive about $7,800 in state funding over the second year of the program for each individual who completes the training program and is hired by CVS. Valerie Reyher, vice president of rehabilitation services for the Kennedy Center, said the partnership provides a model that could be duplicated in other industries or on a national scale. “We do feel that this is something we could bring to other companies,” Reyher said, pointing to companies in the retail and hospitality industries as examples. “And we’re really hoping that CVS would want to take this on as a national initiative.” Added Schwartz, “It’s the old expression – you’re helping people to be taxpayers rather than tax users.”

Valerie Reyher, Martin Schwartz and Stefanie Knight.

PARTNERSHIP— From page 1

more than 2,000 people with disabilities annually across the state. Through the program, DORS consumers seeking employment are referred by their counselors to the Kennedy Center’s Employment Services division and asked to complete 20 hours worth of work evaluation at a local CVS store. Following the evaluation process, the top candidates are selected by CVS for a six-week, in-store and classroom-based training program, after which those who complete the program are offered jobs. During the training component of the program, candidates are assisted by and work alongside Kennedy Center staff and current CVS employees.

6 Week of October 29, 2012 • Fairfield County Business Journal

FEEL-GOOD — From page 1

States, exclusively offered at Atelier, or a combination of the five. Similar to the natural foods trend, Lee said people are increasingly asking where their clothing comes from, who makes it and out of what materials it’s made. People have already begun remodeling their lifestyles – now they can do it in high-end style, she said. One of the artists featured in the store’s opening collection is Monisha Raja, designer of the Love is Mighty shoe line. Raja’s vegan shoes feature tribal embroidery from artisans near Gujarat, India. The handiwork, full of colorful and elaborate patterns, has been vanishing in the region as rapid urbanization and more lucrative jobs take hold there. In an attempt to preserve the generationsold craft, Raja started her company as a social experiment to see if she could run a profitable business that was able to preserve the culture’s heritage and pay the artisans fairly. Up and running for two years now, Raja said the business has taken off. The shoes are sold online and are now in three stores, including in Greenwich and Manhattan’s Lower East Side. A pair costs between $220 and $350. Natalie Portman is among celebrities who have recently bought pairs. “It’s very sad we’re losing this incredible technique,” Raja said. “And it’s not just there. We’re losing our heritage across the globe.” Other designers featured in the store include Susan Woo and her line of clothing made from organic fabrics, Michelle Peglau and her Peruvian knitwear company Hortensia, and John Michael of Artists & Revolutionaries, who repurposes old fabrics and leather to make new clothing. Lee and Logie said they opened Atelier 360 to give customers a 360-degree view of both the world of fashion and fashion’s impact on the world. Both New Canaan residents bring strong backgrounds in fashion and business to their new enterprise, hoping that their combined experiences will help the store take off. In addition to working for the luxury house Aux Trois Quartiers in Paris, among other places, Lee traded commodities and bonds at Cargill. Logie started her career as a corporate banking attorney and later launched her own fashion line of shirts for women, which were sold in retail stores such as Barneys New York, Neiman Marcus and Mitchells Richards. “It’s very inspiring to work with designers who are passionate about what they make and their impact on the world,” Logie said. “We really want this to be a place to come for unique products people can feel good about.”

AmeriCares, nonprofits anxious over tax code BY ALEXANDER SOULE

casoule@westfairinc.com

hen AmeriCares hired Ridgefield resident Leslie McGuire last month to lead its U.S. programs, it wasn’t just any old hire at any old nonprofit – CEO Curt Welling sees a domestic expansion as the Stamford-based nonprofit’s perhaps biggest initiative in the coming year. And like all nonprofits, Welling wonders what the coming year will bring in financial resources that can underwrite such efforts. As the U.S. presidential election hits the homestretch, the philanthropy sector is anxious over vows by President Obama and Republican candidate Mitt Romney to overhaul the U.S. tax code with an eye on simplification and closing loopholes. Long a fixture in oversees crises, AmeriCares increasingly is becoming better known on the home front via its medicine distribution network for U.S. citizens lacking health insurance to pay for drugs or health care. Now the philanthropic system that is the lifeblood for nonprofits like AmeriCares could be in for profound changes. “If you have a reformation of the tax code which eliminates the deduction for charitable contributions or materially reduc-

Under Curt Welling, AmeriCares is planning a major campaign to reach out to Americans needing health care and medicine.

es it in some way, (it) will have a profound impact on American philanthropy,” Welling said. “There are disagreements about the order of magnitude, but there isn’t any economist that doesn’t believe that if you reduce or eliminate the deduction for charitable contributions, you will materially reduce philanthropy at the individual level.” Welling knows what he is talking about, and not just at AmeriCares, which he has led 10 years as of October. Before joining the

late Bob Macauley’s nonprofit, Welling had a long career in finance in New York City at First Boston, Bear Stearns and Société Générale. He then left to lead a Princeton, N.J. software company before the terrorist attacks of 2001 cemented his resolve to segue into the nonprofit sector, ultimately finding the AmeriCares opportunity through a chance meeting. He was already familiar with AmeriCares, having participated in a program called

Home Front to fix up homes for needy people throughout Fairfield County, and later discussing it more extensively with a friend considering a board seat there. With McGuire now on board, AmeriCares will amp up its U.S. medicine distribution system in the coming year. Welling said it’s an initiative that will change the organization at a fundamental level, including how it relates to donors and how it thinks about fundraising. “People ask me all the time what’s the biggest difference between the for-profit sector and the nonprofit sector,” Welling said. “Obviously there are cultural differences and there are mission-oriented differences and so on, but I’ve come to understand that the single biggest difference structurally is in the for-profit sector there is a central marketplace for capital. And you go with your numbers and your business plan for raising capital and the only question is the price.” “In the nonprofit world there is no such central marketplace, so the way you raise money in the nonprofit world is by storytelling and persuasion. It’s a much less efficient marketplace and so that dynamic has a profound impact on what all these organizations look like and what their challenges are.”

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8 Week of October 29, 2012 • Fairfield County Business Journal

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Tech developer grows amidst mobile revolution BY PATRICK GALLAGHER

pgallagher@westfairinc.com

onfronted by a technological revolution that has seen parents and their children trade paperbacks and flash cards for e-books and apps, Stew Leonard Jr. knew it was time to go digital. Leonard, president and CEO of the Norwalk grocery store chain that shares his name, and his wife, Kim, founded Stew Leonard III Children’s Charities in 1990 following the drowning of their 21-month-old son. Through two popular children’s books and other outreach efforts, the foundation has raised more than $1 million to promote water safety and awareness. Leonard said he approached The Allen Group, a Norwalk-based Web and mobile technology development firm, last winter to inquire about creating a digital version of the foundation’s education book, “Stewie the Duck Learns to Swim.” “We went down there and just said, ‘We want to do an app,’” said Leonard. “I had no idea what we wanted to do, but they made it easy for us, and meanwhile I think we’re sitting here close to 13,000 downloads” since the mobile app was released April 4. Before January 2010, there was no such thing as an iPad, but now, “We’re so mobile and we’re so dependent on all of these devices that it becomes second nature,” said Eugene Allen, president of The Allen Group, which is celebrating its 15th anniversary this year. Founded in 1997 as a technology servicer working in networks and other computer systems, Allen said the firm was forced to switch its business model overnight as the demand among companies seeking an Internet presence took off in the late 1990s. After working in the web development field for the better part of a decade, The Allen Group expanded its service offerings to include mobile app development four years ago. Today, that sector of the company accounts for more than 50 percent of The Allen Group’s business, Allen said. “For the past couple of years, the mobile development area was what added to our client base, our revenues,” Allen said. “Today, there is more mobile work and there’s going to be even more, because everybody – from one person on his own to big companies – has some sort of mobile development need.” With the fast pace at which new devices and platforms are unveiled, “There’s

no time to rest,” Allen said, pointing to the Oct. 23 release of the new iPad Mini. “When we develop these apps, we have to keep a keen eye on what’s coming next.” The ascent of mobile technologies has been dramatic, to say the least, Allen said. In the two and a half years since the original iPad went on sale, Apple Inc. has sold more than 100 million of the devices, the company said at its Oct. 23 event in San Jose, Calif., adding that more than 35 billion apps have been downloaded from the App Store to date, resulting in $6.5 billion for developers. The Allen Group has been contracted to develop mobile apps by companies in the sales, health care, pharmaceutical, finance, retail, manufacturing, industrial, consumer products and publishing indus-

tries, among others, Allen said. While the costs vary from client to client, Allen said the Norwalk firm has worked with a wide range of companies, from startups to those represented among the Fortune 500. Allen attributed the company’s success to its in-house technical and customer support staff. “One thing that kept us in business is

the fact that we are a little different than the guy on his own in his basement,” Allen said. “We give very, very good customer support. We are here, answer the phones. We have expertise in-house.” He said the company develops many of its clients’ apps out of its Norwalk office, with additional freelance developers on call to assist with projects on an as-needed basis.

The Innovators Series A Gathering of Entrepreneurs

Wednesday, November 14, 2012

Variations on a theme – Your Elevator Speech is You The Innovators is a monthly networking event hosted by the University of Bridgeport to bring entrepreneurs and creative minds together. Come learn how local entrepreneurs went from a raw idea to new products and growing businesses. Network with others and get help with what you are working on. Wednesday, November 14, 2012

Panelists:

5:30 pm to 6:30 pm — Wine and Cheese 6:00 pm to 7:00 pm — Program and Q&A 7:00 pm to 8:00 pm — Networking

Douglas Campbell — “The One Minute Pitch” Debbie Fay — “Be Speak Presentations” Chet Latin — “Your Elevator Speech”

The Innovators series will be held in the Arnold Bernhard Center’s Art Gallery at 84 Iranistan Ave. There is no fee but please RSVP to mjfoster@bridgeport.edu or 203-576-4696.

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10 Week of October 29, 2012 â&#x20AC;˘ Fairfield County Business Journal

Gold coastal property

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$1.2M MEtro center makeover Malkin Properties is spending $1.2 million to dress up offices at Metro Center in Stamford, where Tweedy, Browne Co. L.L.C. plans to move its headquarters from Manhattan. Tweedy, Browne’s global value fund this month was ranked among the top five mutual funds in the industry by Zacks Investment Research. Tweedy, Browne plans to have more than 50 workers at its new Stamford offices, which total nearly 25,000 square feet of space.

Urstadt Biddle eyes $109M Urstadt Biddle Properties Inc. expects to gross $109 million in a new sale of preferred shares, on the heels of a $48 million offering of common stock earlier in October. Greenwich-based Urstadt Biddle said it will use the money for general corporate purposes, possibly to include purchasing real estate. The company owns more than 50 retail centers and office buildings, many of them in Fairfield County, totaling about 4.9 million square feet of space.

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construction spending will top the $30 billion mark for the first time since 2008, but another warning of a 25 percent decline in project bidding activity in the third quarter. The New York Building Congress estimated spending increased from $28 billion in 2011 to $30.7 billion in 2012, and forecasted $30.2 billion in spending next year followed by $29.1 billion in 2014. Despite the increase in overall spending, construction employment is forecast to decline slightly – to 110,800 jobs, down from 111,500 jobs in 2011. That would be the lowest level of overall industry employment since 1998. Separately, construction-bidding activity dropped 25 percent in the third quarter in the New York area compared with a year earlier, according to BidClerk, though private sector projects were up 8 percent. That was not nearly enough to overcome a 32 percent drop in public infrastructure construction bidding activity, Chicago-based BidClerk reported.

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Hubbell growth slows Hubbell Inc. third-quarter sales slowed to 3 percent growth from a year ago, with the Sheltonbased electrical systems maker representing a bellwether for the construction sector. Hubbell earned $87 million in the third quarter on $790 million in revenue, up from profits and revenue respectively of $82.4 million and $764 million. It was Hubbell’s first quarter following the promotion of Dave Nord to president and chief operating officer of Hubbell, with Bill Sperry replacing Nord as CFO. In September, Hubbell named An-Ping Hsieh as general counsel; he joined the company from the corporate legal staff of Hartfordbased United Technologies Corp.

Flight zone at Harbor Point Bridgewater Associates’ Stamford headquarters plan reportedly includes a helipad and a “recreational barge.” Stamford waterfront developer Building & Land Technology filed the plans with a zoning application, according to the Stamford Advocate, with Cutler Anderson Associates the architect. The Bridgewater facility is expected to cost $750 million and accommodate 2,000 employees.

Big Apple build-out tops $30B The New York-area construction market got mixed messages from a pair of new reports, with one predicting New York City’s overall

At First County Bank, we feel that the services we offer are just the beginning. Our job is to be an advisor you can trust to recommend what’s best for you, your family or business. Therefore, First County’s Trust and Investment Department has adopted a new name: First County Advisors. It is a more accurate description of how we are different from other trust, investment and wealth management departments. First County Advisors will provide you with thoughtful recommendations on: • Investment*, Retirement and Financial Planning • Estate Planning and Settlement • Investment Management and Trust Administration • Fiduciary and other services STA M FO R D

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* Products and or services offered through First County Advisors (a division of First County Bank) are not FDIC insured; not insured by any government agency, not a deposit or other obligation of First County Bank, not guaranteed by First County Bank, and are subject to investment risk, including the possible loss of the principal. Investment advice, research, making recommendations, or soliciting transactions for accommodation trades are facilitated by a contracted vendor of First County Bank. ©2012 First County Bank. FIRST COUNTY BANK,

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logo are registered trademarks of First County Bank. 2:31 PM FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October10/16/12 29, 2012 11

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12 Week of October 29, 2012 • Fairfield County Business Journal

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IN THE FIELD

In brief

GE eyes fiscal cliff In the third quarter, General Electric Co. earnings increased 7 percent to $3.5 billion as revenue rose 3 percent to $36.3 billion, said CEO Jeff Immelt, indicating uncertainties remain for 2013. GE is based in Fairfield and has its GE Capital operations centered in Norwalk, with more than 4,000 employees locally. “I think most people are assuming the ‘fiscal cliff’ gets resolved in some way,” Immelt said in a conference call Friday, Oct. 19. “Europe’s going to be a grind. We’re not assuming that Europe gets any better, so I think we’re looking at ‘13 looking like ‘12.” CFO Keith Sherin said the $7 billion in debt GE set about raising this month was partially driven by the “fiscal cliff” of federal tax increases and spending cuts scheduled to kick in next year under current U.S. law, with GE having $5 billion in debt maturing next February. “We decided to get that out of the way,” Sherin said. “We didn’t want to do it in a disruptive environment.”

People’s United increases lending People’s United Financial Inc. increased commercial loans by $722 million from the second quarter though its net earnings tailed off slightly to $62.2 million. Profits still remained well above the $51.5 million People’s United reported in the third quarter of 2011. Bridgeport-based People’s United spent $54 million to repurchase shares of its own stock during this year’s quarter.

PartnerRe invests $19M in Entitle PartnerRe Ltd. invested $19 million in Entitle Direct Group Inc., a Stamford company that sells real-estate title insurance online. Bermuda-based PartnerRe sells reinsurance used by other carriers to limit the risk in their portfolios, with its main U.S. office in Greenwich. It is the company’s first investment in a title insurance business. Along with $2 million from its existing investors, Entitle indicated it would use the PartnerRe investment to bolster its surplus and build up its distribution channel. The company indicated it is on pace to increase order volume 75 percent this year.

Citi CEO abruptly resigns Citigroup Inc. CEO Vikram Pandit abruptly resigned, with his replacement Michael Corbat previously chief executive of the bank’s Europe, Middle East and Africa divisions. The resignations came after Citigroup’s third quarter earnings were announced, which left investors feeling optimistic about

the bank’s recovery from the financial crisis. Citigroup, the nation’s third-largest bank by assets, reported profits fell to $468 million in the third quarter, compared with profit of $3.8 billion a year ago. The bank attributed the decline to an after-tax loss of $2.9 billion related to its continued exit from Morgan Stanley Smith Barney, with Citigroup agreeing last month to sell its share in the joint brokerage venture to Morgan Stanley. This past spring Pandit listed his Greenwich house, which is currently priced at under $4 million.

CFO embezzled $1M A New York resident pleaded guilty to embezzling $1.1 million while CFO of a Westport hedge fund. The office of U.S. Attorney David Fein did not identify the name of the hedge fund in a press release. Darrin Foster, a 46-year-old former resident of the Bronx, admitted to ringing up thousands of expenditures on a corporate credit card, then paying off the bills using the hedge fund’s bank accounts without authorization.

BIG BITE OF FINANCING Bite Tech Inc. has $2 million in new financing, as the company sells high-tech mouthpieces for use in athletics, with one line designed to detect concussions. Bite Tech last announced a round of financing in June 2011, on the heels of being included by Fast Company magazine on a list of the 50 most innovative companies in sports. At the time, the company listed a Greenwich address; it is now based at 20 Glover Ave. in Norwalk.

NY firm acquires Aladdin portfolio Aladdin Capital Holdings L.L.C. divested management contracts on $2.2 billion of leveraged loans to New York City-based Sound Harbor Partners L.L.C. Stamford-based Aladdin did not state what Sound Harbor paid for the loans in its Landmark CLO Fund portfolio, with CLO standing for collateralized loan obligation. Following the deal, Aladdin will manage approximately $5.3 billion in seven collateralized debt obligation funds.

Third quarter net earnings dip at IBM Big Blue took an unexpected hit as net earnings declined slightly during the third quarter on a more than 5 percent decline in revenues. IBM Corp., based in Armonk, N.Y., reported a third quarter profit of $3.82 billion, down 0.4 percent from a third quarter 2011 profit of $3.84 billion. Revenues fell 5.4 percent to $24.7 billion, from $26.2 billion a year ago. – Alexander Soule and Patrick Gallegher FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 29, 2012 13

Businesses: Keep an eye on these tax issues BY NORMAN G. GRILL JR.

or businesses large and small, this is an extraordinarily difficult year for tax planning. There may be some significant tax law changes in 2012 – or not. The fact that it is an election year only compounds the uncertainty. Here are three particularly hot tax issues to keep an eye on as the year winds down.

Health care Back in June, the U.S. Supreme Court upheld the Patient Protection and Affordable Care Act (ACA), and after existing in a state of uncertainty for a while, the act is back on everyone’s mind. Although ACA probably won’t have a huge impact on your 2012 year-end tax planning, there are at least a couple of provisions to keep in mind now. First, if you filed 250 or more W-2 forms in 2011, you must start reporting the cost of your employer-provided health care coverage on those forms beginning with the 2012 tax year. Second, you need to annually provide a uniform summary of health plan benefits and coverage (as well as a list of definitions) to employees for plan renewals and plan years beginning on or after Sept. 23 of this

year. The good news is that your insurer is required to prepare these documents, not you. You, however, must ensure the information is properly prepared and mailed by the applicable deadline dates. And, if you self insure, you’re responsible for the entire task. Third, 2012 is the final tax year for which you can claim an income-tax deduction for the Medicare Part D retiree drug subsidy payments you receive from the federal government. ACA is a long and complex law that will impact tax planning for years to come.

Depreciation As the calendar winds down, you need to consider whether to buy new assets for your company this year. Why? Because the Section 179 expensing election and bonus depreciation rules offer tax savings for doing so – and changes may be on the way for both. Section 179 enables you to deduct, rather than depreciate over a number of years, the cost of buying assets such as equipment, furniture and off-the-shelf software. The 2012 expensing limit is $139,000, and the election begins to phase out dollar-for-dollar when total asset acquisitions for the tax year exceed $560,000. You can claim the election only to offset net income, not to reduce it below zero

to create a net operating loss. The expensing limit and phase-out threshold have decreased substantially from their 2011 levels ($500,000 and $2 million, respectively). Unless Congress takes action, they’ll do so again in 2013 – to $25,000 and $200,000, respectively. Bonus deprecation, too, has gone down significantly, from 100 percent for 2011 to 50 percent for 2012. It also is scheduled to change in 2013 – in this case, without an extension, bonus depreciation will disappear completely. So which one should you choose? Generally, if you qualify for the full Section 179 expensing, it may provide more of an advantage because it can allow you to deduct 100 percent of a qualifying asset’s acquisition cost, and it’s available for both new and used property. On the other hand, should your asset purchases for the year exceed the Section 179 phaseout threshold or your net income, 50 percent bonus depreciation may be beneficial. It could save you more because it has no net income requirement or limit on asset purchases. But, bonus depreciation applies only to new assets. T: As7 in of this writing, extensions of the enhanced Section 179 expensing and 100

percent bonus depreciation are possibilities.

Hiring In an uncertain economy, adding employees to the payroll isn’t always easy. But, for companies that do need to add staff, a hot topic this year is the Work Opportunity credit. This tax break for employers that hire from certain disadvantaged groups was actually on the verge of expiration. Fortunately, the VOW to Hire Heroes Act of 2011 extended it through 2012 for employers that hire qualified veterans. For this group, the act also expanded the credit in several ways. The maximum credit for hiring disabled veterans who have been out of work for six months or more in the preceding year has doubled to $9,600. In addition, a credit of up to $5,600 has been added for hiring non-disabled veterans who have been unemployed for six months or more in the preceding year. And another credit of up to $2,400 has been added for hiring non-disabled veterans who have been out of a job for four weeks or more (but less than six months) in the preceding year. Other eligibility requirements may apply. Norm Grill is managing partner of Grill & Partners L.L.C., which has offices in Fairfield and Darien.

This space provided by Westfair Business Publications as a public service.

want better health care? start asking more questions. to your doctor. to your pharmacist. to your nurse. what are the test results? what about side effects? don’t fully understand your prescriptions? don’t leave confused. because the most important question is the one you should have asked. go to www.ahrq.gov/questionsaretheanswer or call 1-800-931-AHRQ (2477) for the 10 questions every patient should ask. questions are the answer.

14 Week of October 29, 2012 • Fairfield County Business Journal

T: 4.875 in

open up and say anything

SPECIAL REPORT Law Review

BY PATRICK GALLAGHER

pgallagher@westfairinc.com

fter seven years of antitrust litigation and negotiations between Visa, MasterCard and some of the country’s largest retailers and trade associations, a $7.2 billion settlement over so-called “swipe fees” was filed Oct. 19 with the U.S. District Court in Brooklyn. However, with 10 of the 19 retail chains and trade groups comprising the plaintiffs now saying they are against the settlement, opponents are predicting a prolonged battle over an agreement that, if approved, would be the largest federal antitrust settlement in U.S. history. Connecticut retailers are largely opposed to the settlement on the grounds that it does little to increase transparency and that one of its key provisions is nullified by an

existing Connecticut statute, said Timothy G. Phelan, president of the Connecticut Retail Merchants Association Inc. “We’d like to see more of that transparency and competition in the system,” Phelan said. “What we mean by that is, the setting of rates is a fairly extensive and detailed and complicated process in which the retailers have no input and cannot counter-offer or anything like that.” The proposed settlement, which was initially reached in July before being filed a week ago with Judge John Gleeson of the U.S. District Court for the Eastern Division of N.Y., would apply to the approximately 8 million merchants that accept Visa Inc. and MasterCard Inc. credit cards. Included in the proposal is a $6.05 billion payment and $1.2 billion in temporary fee reductions. The deal would allow merchants to charge customers extra fees, or surcharges, for using certain cards, and would release Visa and

MasterCard, the latter of which is based in Purchase, N.Y., from a series of antitrust claims and future lawsuits over interchange, or swipe, fees. Under state law, however, retailers are prohibited from adding a surcharge for customers who use certain credit cards, Phelan said. “The problem for Connecticut retailers is that Connecticut law doesn’t allow a retailer to surcharge,” Phelan said. “So this settlement doesn’t help us at all.” Whereas regulatory agencies monitor insurance rates and fees and can limit premium increases if they are seen as being excessive, merchants have no choice but to accept swipe fee increases, Phelan said. “We just have to hold our breath every year and hope those rates … don’t go up too high and we’ll be able to handle it,” he said. “Retailers are in a tough position when it comes to swipe fees. Consumers are now using them more and more, especially cards that are tied to rewards points. ...You really can’t operate a retail business today without accepting credit cards.” Swipe fees cost consumers close to $30 billion a year, according to the National Retail Federation (NRF), which is not one of the parties involved in the lawsuit but has expressed its opposition to the settlement filed Oct. 19. “The settlement still does virtually nothing to protect retailers or their customers from the abuses of the card industry, and it attempts to silence any objections for years to come,” said Mallory Duncan, senior vice president and general counsel of the NRF, in a statement. Duncan argued the settlement does not reflect the wishes of all of the plaintiffs. “Retailers would rather take their chances in court than accept this one-sided swindle written by the card industry for the card industry,” he said. The Electronic Payments Coalition (EPC), which represents the likes of Visa, MasterCard, Bank of America Corp., Citigroup Inc., JPMorgan Chase & Co. Inc. and other major financial industry representatives, defended the settlement. “The settlement is the culmination of seven years of litigation, two full years of mediation, and, with the consent of all parties, the direct oversight of Judge Gleeson,” said Robert Stolebarger, partner of New York City law firm Bryan Cave L.L.P. and antitrust council for the EPC.

Deferred Action, delayed takeoff BY JENNIFER BISSELL

jbissell@westfairinc.com

new program that gives illegal immigrants temporary sanctuary isn’t as popular as Connecticut immigration law firms were anticipating. The Deferred Action program gives illegal immigrants a means to apply for temporary approval to live and work in the U.S. if they arrived here as a child. But while an estimated 10,000 people in Connecticut are qualified, fewer than 1,000 have applied.

Connecticut Legal Services Inc., which primarily serves low-income residents, has offered free help to those applying for the program, but not many people have come forward, said Joanne Lewis, a CLS managing attorney. President Obama established the Deferred Action program through an executive order in June after attempts to rewrite immigration policies via the Development, Relief, and Education for Alien Minors (DREAM) Act fell through in Congress. An estimated 1.4 million illegal immigrants qualify nationally but only 180,000 people have applied so far and about 4,600 have been approved

as of Oct. 10, according to the U.S. Citizenship and Immigration Services. “People who do want to apply have been very excited,” Lewis said. “To them, it’s at least a step toward a brighter future, despite the fact that everyone that comes into these programs is advised that it’s a limited solution for them.” Lewis anticipated more applicants by now, but at the same time, she said there any many reasons why Deferred Action hasn’t taken off. First, not many people know about the program. It Deferred, page 16

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 29, 2012 15

DEFERRED — From page 15

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requires a lot of paperwork and a hefty $500 application fee. Plus, there are a lot of risks associated with an application. It doesn’t give immigrants any status or security in the country and if Obama isn’t reelected in November, the program could be discontinued or changed, Lewis said. “It’s frustrating that something like the DREAM act wasn’t passed,” she said. “In the meantime, immigration has the discretion to remove people who are not a threat that are able to work, earn money to go to college and, through that, have useful degrees and contribute to society. They aren’t going anywhere so it seems cruel to force them underground into an underground economy.” Laura Jasinsky of Stamford-based Jasinsky Immigration Law said she’s also disappointed by Congress’s inaction on the issue, calling Deferred Action a Band-Aid. “It gives the government one more excuse to not address the immigration problem,” she said. “It’s a temporary reprieve for the people brave enough to do the application. … No one knows what is going to happen after the deferred action status expires at the end of two years, and second, no one knows what will happen if

their deferred status application is denied.” Jasinsky also said the current immigration policy puts employers at a disadvantage. She often handles cases with construction and landscaping companies and said many businesses are frustrated by the complexity and “outright” inability to hire immigrants who want to work in heavylifting, low-wage jobs that most Americans aren’t willing to fill. At other times, Jasinsky has had small business owners come into her office saying that they’ve found out one of their key employees is an illegal immigrant. The employee will be at the crux of the business and employers won’t want to fire them, she said. They’ll ask if they can sponsor them, saying, “He works so hard, he’s not like all the other illegals,” Jasinsky said. But there are high penalties for employers who hire undocumented workers, especially if they do so knowingly. “You can’t do anything for these people,” Jasinsky said. If convicted of intentionally employing an illegal immigrant, an employer can face fines of up to $3,000 per employee and/or six months of imprisonment. If employers make false statements about identity documents, they may be fined or face up to five years in prison.

Legal champions of Fairfield County BY ALEXANDER SOULE

casoule@westfairinc.com

For business owners, it’s not difficult to find a good lawyer in Fairfield County – and any attempt to single one out is bound to omit dozens of noteworthy attorneys. Still, the attorneys listed on this page have represented Fairfield County clients as well as any in the past few years, in practices ranging from corporate law to trusts and estates. David Albin – Finn Dixon & Herling David Albin is listed first on the attorney list at Finn Dixon & Herling L.L.P. The same may hold true outside the Stamford firm’s walls when it comes to corporate law, at least in the eyes of “Best Lawyers,” which listed him as Fairfield County “lawyer of the year” in that practice (Albin’s colleague Michael Herling won the accolade as well in securities and capital markets law). Albin focuses on mergers and acquisitions, private equity, venture capital, securities law and general representation. He has chaired the business law section of the Connecticut Bar Association and is an active member of the American Bar Association’s mergers and acquisitions committee.

Broadcasters and National Public Radio, and worked as a law correspondent for CNN and NBC News. Dan Schwartz – Day Pitney Dan Schwartz chairs Day Pitney L.L.C.’s labor and employment practice at the firm’s Stamford office, handling everything from discrimination to non-compete agreements. He also represents investment companies in litigation and Financial Industry Regulatory Authority arbitration, and is on the firm’s social media task force.

Austin Wolf – Cohen and Wolf Cohen and Wolf P.C. co-founder Austin Wolf received the Connecticut Bar Association’s first-ever lifetime achievement for planning and zoning law – enough said. “It’s fascinating,” Wolf told the Connecticut Law Tribune of his career in planning and zoning law. “You have the ability to influence the development of a community. You have a hand in what happens in the town where you live or where you practice.”

Jack Zeldes – Zeldes, Needle & Cooper If listed last on most any alphabetical list of lawyers (including this one), Jack Zeldes is at the top of most rolodexes – including those of lawyers themselves. When Connecticut attorneys needed a lead plaintiff to sue former Gov. M. Jodi Rell to stop a $2 million transfer from a “client security” fund for the law industry, they turned to Zeldes. Call the Zeldes, Needle & Cooper P.C. founder a lawyer’s lawyer.

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Peter Mott – Brody Wilkinson In a particularly active year for trust and estate planning, Peter Mott focuses on the practice as an attorney in the Westport office of Brody Wilkinson P.C., having been past chair of the Connecticut Bar Association’s estates and probate section. He is a fellow in the American College of Trust and Estate Counsel and a member of its committee on professional responsibility. Among his outside interests, he is a board member of the Fairfield County Community Foundation. Steve Nevas – Nevas, Nevas, Capasse & Gerard They don’t call it the First Amendment for nothing – freedom of expression is the bedrock of American society, and in Connecticut, Steve Nevas is among those most familiar with that foundation. A partner in the Westport firm Nevas, Nevas, Capasse & Gerard, he’s among Connecticut’s foremost experts in media law, with his practice also covering intellectual property issues and segueing into food industry issues and children’s education, among other areas. It is First Amendment law where Nevas is best known, however, having taught the topic at American University, served as counsel the National Association of

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Kristina Cook | (914) 694-3600, ext. 3033 | kcook@westfairinc.com FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 29, 2012 17

A great resource for nonprofits I recently attended an Executive Directors Network hosted periodically by the Fairfield County Community Foundation (FCCF). Although one of our programs at the Cultural Alliance of Fairfield County (CAFC) is our own Arts and Culture Executive Directors Network, I like to attend FCCF’s Network too. Why? Because there I will find leaders outside arts and culture, and it’s a great place to learn about other social priorities and needs in our region from my executive director colleagues. The Fairfield County Community Foundation funds many of the social service organizations that attend these meetings as well as many arts and culture nonprofits. Its grants create tremendous impact in the region but so do meetings like this one organized by its Center for Nonprofit Excellence (CNE). The FCCF Executive Directors Network, like CAFC’s, is laced with professional development. Most recently, we learned about the CT Data Collaborative and the CT Nonprofit Strategy Platform. The topic, while driven by data wonks, was super-exciting to executive directors who struggle to paint an accurate picture through data when applying for funding or making the case for their services. Besides the networks it hosts, FCCF brings high level professional development opportunities to organizations with varied missions throughout the year. The Cultural Alliance regularly promotes the workshops and networks to our member organizations through our weekly professional newsletters. Like so many other organizations, CAFC also takes advantage of these workshops. Recently, FCCF offered the opportunity for board member-executive director teams to spend a day learning about the roles of boards in fundraising. The Cultural Alliance Board jumped at the opportunity to hear an amazing professional educator and seasoned fundraising expert help us with one of the biggest challenges nonprofits face—how to raise money to do good work. It was a Saturday well - spent and something that we could not have afforded to do on our own. A big thank you to the Fairfield County Community Foundation for all you do. We appreciate it. Ryan Odinak Executive Director Cultural Alliance of Fairfield County

The mission of the Cultural Alliance of Fairfield County is to support cultural organizations, artists and creative businesses by providing promotion, services and advocacy. For more information, visit CulturalAllianceFC.org or email infoCulturalAllianceFC.org or call 256-2329. For events lists, visit FCBuzz.org.

FCBUZZ All that jazz at WAC

Singer Giacomo Gates interprets Gil Scott-Heron songs at WAC on Nov. 4.

Brian Torff – artistic director for jazz at Westport Arts Center and music program director at Fairfield University – leads monthly jams in the WAC gallery. “These sessions are intended to be a spontaneous

exploration of jazz, blues, and other music styles with some of our community’s most active musicians,” he said. “We never know until that night who is going to show up for the jam, and the music just evolves from there.” Jams are scheduled for 7 p.m. on the following Thursdays: Dec. 13, Jan. 10, Feb. 21, March 14, April 18, and May 9. Tickets are $15; $10 for WAC members and students; free for musicians who come to jam with their instruments. WAC is also partnering with a new Westport arts organization, Beechwood Arts, Nov. 4 at 3 p.m. for an arts immersion experience with music, photographs, food and drink. Singer Giacomo Gates will perform his renditions of works by poet, singer, and author Gil Scott-Heron, evoking the creative sparks that flew in 1970s New York City. General tickets are limited and cost $75. The $95 tickets include the VIP hour starting at 2 p.m. The Westport Arts Center gallery at 51 Riverside Ave. is open 10 a.m. to 5 p.m. Mondays through Saturdays and noon to 4 p.m. Sundays. For more information, contact Westport Arts Center at 222-7070 or visit westportartscenter.org.

Presenting ‘Places and Politics’ Just in time for the election season, The Palmolive, Delta Airlines, GE Capital Corp., Lockwood-Mathews Mansion Museum IBM, Exxon Mobil and more. in Norwalk is presenting “Places and Among the artists in the show is Politics” (through Dec. 27), in which Connecticut native David Messner, a graduate artists were asked to interpret the of Paier College of Art. He is a member of the relationship between politics and the Fairfield County Artists Association, where environment. he holds the position of treasurer. LMMM Art Director Gail Ingis-Claus “I find that I am drawn to paint buildings,” organized and curated the show, whose Messner said, “that in some way speak to me and allow me to tell their story.” suggested themes include natural and There’s a reception for the show 5-7 p.m. man-made environments, forests, melting Nov. 1, and reservations are required. Hors glaciers, animals at risk of extinction, Gail Ingis-Claus’ “Corner of Stillwell rain forests, bodies of water and political and Surf”, a 24 by 18-inch oil on can- d’oeuvres for the reception are courtesy of vas, is part of “Places and Politics” Chips Family Restaurant. figures. at The Lockwood-Mathews Mansion LMMM’s 2012 programs are made Accompanying the works are Museum. possible in part by generous contributions explanations of the political ramifications from LMMM’s distinguished benefactors – of the places depicted, Ingris-Claus said. Best in Show will be selected by juror David Dunlop. Xerox Foundation, Klaff’s, Maurice Goodman Foundation He’s a modern-day Old Master, whose luminous and Cynthia C. Brown. Exhibit hours are noon to 4 p.m. Wednesdays landscapes draw from both Renaissance techniques and contemporary science. His paintings have been shown through Sundays. Admission is free. The museum internationally and are held in the collections of major is at 295 West Ave. For more, call 838-9799 or visit companies, including Aetna Insurance, Citibank, Colgate lockwoodmathewsmansion.com

Visit FCBuzz.org for more information on events and how to get listed. 18 Week of October 29, 2012 • Fairfield County Business Journal

Presented by: Cultural Alliance of Fairfield County

FAIRFIELD COUNTY

BUSINESS JOURNAL Attachments Ebar L.L.C., Stamford. $50,000 in favor of Jandra L.L.C., Stamford. Property: Lot 33, Map 954, Stamford. Filed Oct. 4.

Bankruptices The following petition was filed in U.S. Bankruptcy Court, Bridgeport. Chapter 11 indicates the filer intends to submit a plan of reorganization to the court. Chapter 7 indicates a liquidation of assets. Grassy Hill Development Corp., 20 Grassy Hill Road, Roxbury. Chapter 11, filed Oct. 12. Case no. 12-51851. Assets: $1 million to $10 million. Liabilities: $1 million to $10 million. Creditors: Envine Estates, $350,000; Ferrucci Russo, $140,000; DiPrete Engineering, $75,000; Botka Construction Inc., $50,000; Cherenzia Excavation, $30,000; Martin Rosner, $10,000; John Walsh Architect, $10,000; Alarm Protection, $5,000. National Grid, $4,500; and Westerly Agway $3,000. Type of business: corporation. Debtor’s attorney: Daniel S. DiBartolomeo, DiBartolomeo Law Firm, Bantam.

Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Gannett Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: (914)694-3600 Fax: (914)694-3680

Compo Farms, Stamford, contractor for Tokeneke Properties. Perform interior alterations at an existing commercial building, 2729 Tokeneke Road, Darien. Estimated cost: $8,000. Filed Oct. 5.

Merritt River Partners, Norwalk. Perform interior renovations at an existing commercial building for future tenant, 20 Glover Ave., Norwalk. Estimated cost: $11,000. Filed Oct. 15.

Signature, Stamford, contractor for Three Stamford Plaza, Reduce sixth floor tenant to core, 3 Stamford Plaza, Stamford. Estimated cost: $25,000. Filed Oct. 5.

CW brown Inc., Armonk, N.Y., contractor for Soundview Farms L.L.C., Stamford. Perform interior alterations and renovations at an existing commercial building, 60 Gate House Road, Stamford. Estimated cost: $2.075 million. 73 AAA L.L.C., Norwalk. New Filed Oct. 9. tenant Herbal Life Store aka Salad y Exito, 73 Cedar St., Norwalk. Estimated cost: $40,000. Filed D’Lauru & Rodgers Inc., New Oct. 3. York City, contractor for Taubman Partners. Fit-out an existing commercial building for tenant, 153 East Ave L.L.C. Perform L’Occitane, 100 Greyrock Place, interior renovations at an exist- Level 4, Stamford. Estimated cost: ing commercial building for ten- $75,000. Filed Oct. 2. ant Roger Kaye, 153 East Ave., Norwalk. Estimated cost: $5,700. Filed Oct. 3. Fairfield Company Investment, Fairfield. Fit-out an existing commercial building for tenant Peach 214th Street Realty Group Inc., Wave Yogurt, 235 Main Ave., NorHarrison, N.Y. Fit-out an exist- walk. Estimated cost: $93,300, ing commercial building for ten- Filed Oct. 15. ant Riko’s Pizza, 345 Main Ave., Store G, Norwalk. Estimated cost: $75,000. Filed Oct. 10. Gomez, Bernardo, contractor for Saint Andrew’s Church. Construct a retaining wall and 300 Atlantic Street Own- walkway, 1231 Washington ers, Stamford. Reduce to core Blvd., Stamford. Estimated cost: first floor tenant, 300 Atlantic $75,000. Filed Oct. 4. St., Stamford. Estimated cost: $15,000. Filed Oct. 5. John Moriarty & Associates Inc., Farmington, contractor for 535 Connecticut Ave. L.L.C., Fourth Merritt Seven. Perform Paramus, N.J. Perform interior interior demolition for future renovations at an existing com- tenant, 401 Merritt 7, Norwalk. mercial building for tenant Medi- Estimated cost: $370,000. Filed fit Premies, 535 Connecticut Ave., Oct. 16. Third floor, Norwalk. Estimated cost: $62,000. Filed Oct. 5. M. Gottfried Inc., Stamford, contractor for Norwalk Hospital. B&LT, Stamford, contractor for Re-roof an existing commercial 5 Yale & Towne L.L.C., Stamford. building, 34 Maple Ave., NorPerform additions and altera- walk. Estimated cost: $291,000. tions at an existing single-family Filed Oct. 16. building, 121 Towne St., Stamford. Estimated cost: $14,000. Filed Oct. 1. Merrit 7 Venture L.L.C., Norwalk. Fit-out an existing commercial building for tenant CBRE Bryan & Bryan, contractor for OFC, 301 Merritt 7, Norwalk. E. Lloyd & Associates. Perform Estimated cost: $113,000. Filed additions and alterations at an Oct. 16. existing single-family building, 14 Sunnyside, Darien. Estimated cost: $275,000. Filed Oct. 9. Merrit 7 Venture L.L.C., Norwalk. Fit-out an existing commercial building for tenant Verde Energy USA Inc., 101 Merritt 7, Norwalk. Estimated cost: $125,000. Filed Oct. 16.

Metropolitan Life Insurance Co. Perform interior alterations at an existing commercial building, for Stoit Nielson, Fourth floor, 800 Connecticut Ave., Norwalk. Estimated cost: $23,000. Filed Oct. 4.

Tom Rechtenwald Construction, New York City, contractor for Taubman Partners. Fit-out an existing commercial building for tenant Lady Footlocker, 100 Greyrock Place, Stamford. Estimated cost: $185,000. Filed Oct. 3.

Pavarini Construction Co., Stamford, contractor for Stamford Exit 9 L.L.C., Stamford. Partial reduction, 1 Blachley Road, Stamford. Estimated cost: $376,000. Filed Oct. 9.

TR Sono Partners L.L.C., Stamford. New tenant Art Gallery Sono, 125 Washington St., Norwalk. Estimated cost: $1,000. Filed Oct. 3.

Pavarini Construction Co., Stamford. Reduce to core ninth and 10th floors, 400 Atlantic St., Stamford. Estimated cost: $16,000. Filed Oct. 5.

Turner Construction, Stamford, contractor for UBS. Perform interior renovations at an existing commercial building, 677 Washington Blvd., Stamford. Estimated cost: $10,772. Filed Oct. 11.

Building Permits

Commercial 20 Groton Borglum Road L.L.C., Stamford. Reduce to core, 20 Groton Borglum Road, Stamford. Estimated cost: $4,800. Filed Oct. 3.

Pavarini North East Construction, Stamford, contractor for Nancy Brown. Perform interior renovations at an existing singlefamily residence, 30 Strathmore Lane, Unit 30, Norwalk. Estimated cost: $14,370. Filed Oct. 9. Ruggiero, Robert. Expand existing tenant space, 119 Research Drive, Stamford. Estimated cost: $170,000. Filed Oct. 2. Saugatuck Construction, Stamford, contractor for Reckson, a division of SL Green. Fit-out an existing commercial building for tenant TryEnergy, 101 Broad St., Stamford. Estimated cost: $96,800. Filed Oct. 12. Signature, Stamford, contractor for East Main Equity Partners. Perform interior alterations at an existing commercial building, 750 E. Main St., Stamford. Estimated cost: $111,000. Filed Oct. 11.

Berkshire Wilton Partner, Wilton, contractor for Bonnet Hill Farm. Perform additions and alterations at an existing singlefamily building, 68 Stephen Mather Road, Darien. Estimated cost: $2 million. Filed Oct. 3. Better Build Basements L.L.C., Berlin, contractor for Profusek/ Haig. Perform interior renovations at an existing single-family residence, 17 Murray St., Norwalk. Estimated cost: $30,000. Filed Oct. 10. Bletsas/Matsikas. Add a second-story addition to an existing structure, 54 Connecticut Ave., Norwalk. Estimated cost: $85,000. Filed Oct. 9. Bocuzzi, Saverio. Perform interior alterations and exterior additions at an existing singlefamily residence, 31 Harriet Lane, Darien. Estimated cost: $20,000. Filed Oct. 9.

Van Zant L.L.C., Cos Cob. New tenant Lollie Pop Café, 36 Van Broadway Kitchens and Bath, Zant St., Norwalk. Estimated cost: Stamford, contractor for Ilene $1,000. Filed Oct. 5. and James Locker. Perform interior renovations at an existing single-family residence, 129 Quarry Wong, Jamie. Contractor for Road, Stamford., Estimated cost: Flora and John Castrovilla. Per- $63,000. Filed Oct. 2. form interior alterations at an existing commercial building for Papa John’s Store, 313 Hope Burden, Robert, Norwalk, St., Stamford. Estimated cost: contractor for Anna and Jo$129,800. Filed Oct. 15. seph Benanti. Perform external renovations at an existing singlefamily residence, 407 Silver Creek Lane, Norwalk. Estimated cost: $9,000. Filed Oct. 11.

Residential

Alfieri Enterprises, Newtown, Pa. Construct a two-story residential building, 162 Leroy Ave., Darien. Estimated cost: $750,000. Filed Oct. 10.

Calver, J. Construct an auxiliary building, 191 Weed Ave., Stamford. Estimated cost: $65,000. Filed Oct. 11.

Artisans Inc., Rowayton, contractor for Carole Hochman. Perform alterations to an existing single-family residence, 46 S. Beach Drive, Norwalk. Estimated cost: $28,000. Filed Oct. 3.

Carpentry Unlimited, Stamford, contractor for Irving Goldblum. Perform alterations at an existing two-family residence, 390 Fairfield Ave., Stamford. Estimated cost: $68,000. Filed Oct. 10.

Signature, Stamford, contractor for 300 Atlantic Street Owners L.L.C., Stamford. Fit-out an existing commercial building for tenant, Shipman and Goodwin, 300 Atlantic St., Stamford. Estimated cost: $1.04 million. Filed Oct. 9.

Casanova Enterprizes, Waterbury, contractor for Christa and Jason Rhodes. Re-roof an existing single-family residence, 5 Steeple Top Road, Norwalk. Estimated cost: $6,500. Filed Oct. 10.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 29, 2012 19

on the record Contesi, Rocco. Perform alterations and renovations at an existing single-family residence, 21 Scott St., Norwalk. Estimated cost: $5,000. Filed Oct. 11. DioGiorgio Roofing & Siding, Beacon Falls, contractor for John Church. Re-roof an existing single-family residence, 17 Staples Court, Norwalk. Estimated cost: $8,000. Filed Oct. 5.

Lionetti, Richard, Greenwich, contractor for Nina Richardson. Add a two-story addition to an existing single-family residence, 4 McAllister Ave., Norwalk. Estimated cost: $40,000. Filed Oct. 12. Lleshdedaj, Pren. Perform alterations and renovations at an existing single-family residence, 9 Orlando Road, Norwalk. Estimated cost: $25,000. Filed Oct. 9.

Expert Remodelers Inc., Greenwich, contractor for David Parsons. Perform interior renovations at an existing singlefamily residence, 230 W. Hill Road, Stamford. Estimated cost: $10,000. Filed Oct. 4.

Maisano, John, E., Norwalk, contractor for John Saez. Perform alterations and renovations at an existing single-family residence, 43 Riverside Ave., Norwalk. Estimated cost: $4,000. Filed Oct. 12.

Fox Hills Builders, Darien, contractor for Elizabeth and Shawn Seate. Construct a new singlefamily residence, 237 Middlesex Road, Darien. Estimated cost: $975,000. Filed Oct. 10.

MAS Construction, Stamford, contractor for P. Milkos. Perform interior renovations at an existing single-family residence, 77 Wilder Road, Stamford. Estimated cost: $30,000. Filed Oct. 10.

Gaa, Perry. Perform interior renovations at an existing singlefamily residence, 26 Dzamba Grove, Stamford. Estimated cost: $100,000. Filed Oct. 4. Giannattusio Builders, Darien, contractor for Laura and Alan Hyatt. Add a two-story addition to an existing single-family residence, 114 West Ave., Darien. Estimated cost: $50,000. Filed Oct. 1. Guiltec, Stamford, contractor for Bernadette Brendt. Perform interior renovations to an external building at an existing singlefamily residence, 317 Cortland Ave., Stamford. Estimated cost: $49,000. Filed Oct. 1. Huse, Henry, Norwalk. Convert a single-family residence into a two-family residence, 22 Sable St., Norwalk. Estimated cost: $40,000. Filed Oct. 16. Interlock Industries Inc., Walpole, Mass., contractor for Edith and Norman Cote. Re-roof an existing single-family residence, 33 Kettle Road, Norwalk. Estimated cost: $19,218. Filed Oct. 12. Lambros, Amanatides. Perform interior alterations and renovations at an existing commercial building for 51 Vincent Ave., Stamford. Estimated cost: $69,000. Filed Oct. 2.

CBS Corp., et al., Pittsburgh, Pa. Filed by Walter E. Brown, Theodore, Ala. Plaintiff’s attorney: Christopher Meisenkothen, New Haven. Action: The plaintiff alleges to have been exposed to asbestos, which caused asbestosis, (asbestos-related lung disease). The defendant’s actions failed to warn and present the dangers of working with asbestos and the risk it might carry to others who are exposed to the product. Filed Oct. 10. Case no. 6030795.

Fred N. Durante Jr. General Contractor Inc., Stamford. Filed by Santa Buckley Energy Inc., Bridgeport. Plaintiff’s attorney: Joel Z. Green, Bridgeport. Action: The plaintiff and defendant had entered into a written agreement in which the plaintiff agreed to furnish natural gas. The defendant has been negligent in paying for the delivered goods and the balance due. The plaintiff claims monetary damages in excess of $15,000. Filed Oct. 12. Case no. 6030845.

City of Bridgeport. Filed by Darryl Manning, Bridgeport. Plaintiff’s attorney: Stanton H. Lesser, Fairfield. Action: The plaintiff was caused to fall due to an uneven or raised section of a sidewalk in the city of Bridgeport, which resulted in sustaining serious injuries for him. The defendant was negligent in its failure to properly inspect the sidewalk and to remedy the dangerous conditions of the sidewalk. The plaintiff claims monetary damages in excess of $15,000. Filed Oct. 12. Case no. 6030849.

Friendship House Apartments Limited Partnership, Stamford. Filed by Janice Prince, Stamford. Plaintiff’s attorney: Nathan C. Nasser, Bridgeport. Action: The plaintiff was caused to slip and fall in her apartment due to the negligence of the defendant as it failed to properly maintain the premises in a safe condition. The plaintiff has suffered serious injuries and claims monetary damages in excess of $15,000. Filed Oct. 12. Case no. 6030850.

Matsouk, Galina. Perform interior alterations and exterior additions at an existing singlefamily residence, 44 Ledgewood D’Avignon L.L.C., Wilton. Filed Drive, Norwalk. Estimated cost: by Federal Capital Corp., et al., Farmington, Mass. Plaintiff’s at$65,000. Filed Oct. 4. torneys: Andrew R. Bilodeau and Kelly A. Carden, Warwick, R.I. New Canaan Building and Re- Action: The plaintiff provided the modeling, New Canaan, con- defendant with credit, which the tractor for Christopher Underhill. defendant agreed to repay and is Perform interior renovations at still indebted to the plaintiff for the an existing single-family resi- amount of $31,474.87. The plaindence, 2 Timothy Road, Norwalk. tiff claims monetary damages and Estimated cost: $14,000. Filed that a judgment be passed against the defendant. Filed Oct. 12. Oct. 3. Case no. 6030839.

Residential Building Permits This week’s electronic Records Section contains 27 more residential building permits on westfaironline. com. Subscribe to our membership package to access our expanded digital Records Section.

EPCOR Limited d.b.a Fitch Environmental, Wayne, Pa. Filed by Cellmark Inc., Norwalk. Plaintiff’s attorneys: Elliot B. Gersten and Jonathan A. Kaplan, Hartford. Action: The plaintiff had entered into an agreement with the defendant to seal and deliver a product, which was intended for Court Cases export. Upon receipt in Jakarta, the containers were empty. The plaintiff brings this suit against the defendant for fraud, breach of contract and negligence, and claims monetary damages in excess of $15,000. Filed Oct. 9. Argos Property Management Case no. 6030750. L.L.C., Bridgeport. Filed by Angelee Holliday. Plaintiff’s attorney: Jeffrey D. Lynch, Woodbridge. Eric Rosado d.b.a Auto ObsesAction: The plaintiff was injured sion and Amped Auto, et al., while visiting the premises caus- Trumbull. Filed by Audiovox ing him to sustain serious injuries Electronics Corp., Hauppauge, due to the defendant’s negligence N.Y. Plaintiff’s attorney: Charles in failing to secure the equip- Busek, Norwalk. Action: The ment and to keep the premises plaintiff’s suit against the defenin a safe condition. The plaintiff dant is for an outstanding balance claims monetary damages in of $14,467.89 for audio and auto excess of $15,000. Filed Oct. 9. equipment that was delivered Case no. 6030707. to the defendant on an open account. The plaintiff claims monetary damages for the amount that is due them. Filed Oct. 5. Case no. 6030681.

Bridgeport Superior Court

20 Week of October 29, 2012 • Fairfield County Business Journal

Lakeview Cemetery Association, Bridgeport. Filed by Theresa Pavia, Bridgeport. Plaintiff’s attorney: Ryan K. Miller, Stratford. Action: The plaintiff alleges to have stepped into a hole where the ground gave way on the cemetery grounds causing her to sustain serious injuries. She says the defendant is negligent in failing to keep the property in a safe condition and claims monetary damages in excess of $15,000. Filed Oct. 11. Case no. 6030837.

The TJX Companies Inc. d.b.a T.J. Maxx, Orange. Filed by Judy Smith, Fairfield. Plaintiff’s attorney: Jason E. Tremont, Bridgeport. Action: The plaintiff alleges to have been caused to slip and fall sustaining serious injuries and says the defendant is negligent in maintaining the premises in a safe condition. The plaintiff claims monetary damages in excess of $15,000. Filed Oct. 5. Case no. 6030675. Trader Joe’s Co., Fairfield. Filed by Martha Semler. Plaintiff’s attorney: John Patrick C. O’Brien, Bridgeport. Action: The plaintiff alleges to have been caused to slip and fall due to the negligence of the defendant. The plaintiff has suffered injuries, incurred medical bills, and claims monetary damages in excess of $15,000. Filed Oct. 5. Case no. 6030674.

Danbury Superior Court

Dan Gelinas & Associates L.L.C., Waterbury. Filed by Tche Bagual L.L.C., Bethel. Plaintiff’s attorney: Randall J. Carreira, Bridgewater. Action: The plaintiff and defendant had entered into an agreement under which the defendant purchased services, supplies and materials. The defendant is in breach of payment as a balance of $6,500 is still outstanding. The plaintiff claims monetary damages, cost of suit and a judgSpeech & Language Consul- ment passed in its favor against tants L.L.C., Norwalk. Filed by the defendant. Filed Oct. 15. Meyer Jabara Hotels L.L.C., West Case no. 6010709. Palm Beach, Fla. Plaintiff’s attorney: T. Ryan McNeil, Ellington. Modern Electrical ContracAction: The plaintiff brings this tors Inc., New Milford. Filed by suit against the defendant for Tri-River Design & Construction goods and services that were sold Inc., Pittsburgh, Pa. Plaintiff’s atto the defendant and the amount torney: Eileen R. Becker, Wallingof $7,522.46 is still outstanding. ford. Action: The plaintiff alleges The plaintiff requests the defen- a sub-contract breach of agreedant pay the outstanding balance. ment as the defendant had failed Filed Oct. 9. Case no. 6030698. to perform its duties, which has resulted in litigation. The plainSt. Vincent’s Development Inc., tiff claims monetary damages or Bridgeport. Filed by Hester Mu- property in the excess of $15,000. nyon, Bridgeport. Plaintiff’s at- Filed Oct. 16. Case no. 6010714. torney: Mark. N. Clarke, Fairfield. Action: The plaintiff was caused to slip and fall down a stairway that the defendant failed to maintain in a secure condition. The plaintiff has sustained serious injuries and claims monetary damages in excess of $15,000. Filed Oct. 9. Case no. 6030752.

Western Connecticut Medical Group P.C., Danbury. Filed by Dr. Rocco Russo, New Milford. Plaintiff’s attorney: Morris James Busca, New London. Action: The plaintiff claims to have been unfairly dismissed due to alleged unprofessional, unethical or fraudulent conduct after he paid for a patient’s visit from his personal funds because the patient did not have any medical coverage. The plaintiff brings this suit against the defendant for a breach of contract, a breach of implied covenant of good faith and fair dealings, and claims a judgment in his favor against the defendant, breach of contract and monetary damages in excess of $15,000. Filed Oct. 15. Case no. 6010708.

Stamford Superior Court Ceebraid-Signal Corp., Stamford. Filed by Lane Katz, Boyton Beach, Fla. Plaintiff’s attorney: Tanya M. Bachand, Norwalk. Action: The plaintiff was caused to slip on snow that had accumulated on the ground causing the plaintiff to sustain serious injuries. The plaintiff claims monetary damages in excess of $15,000. Filed Oct. 15. Case no. 6015805. City of Stamford, Stamford. Filed by Diego Gomez, et al., Stamford. Plaintiff’s attorney: Louis J. Bonsangue, Greenwich. Action: The plaintiff was caused to slip and fall into a large unmarked hole in the road sustaining serious injuries. The defendant may be negligent for having caused and allowed a public road to become defective, unsafe and dangerous. The plaintiff claims monetary damages in excess of $15,000. Filed Oct. 15. Case no. 6015807. Coastal Orthopedics P.C., et al., Norwalk. Filed by Whitney Cusa, et al., Westport. Plaintiff’s attorney: Terence S. Hawkins, New Haven. Action: The defendant undertook the plaintiff’s treatment in order to address her elbow instability. Shortly after the procedure, it was discovered that a nerve was damaged, which caused the plaintiff to suffer sustained loss of her ability to carry on ordinary activities and loss of earning capabilities. The plaintiff claims monetary damages in excess of $15,000. Filed Oct. 16. Case no. 6015818.

on the record Credits, Clients and Awards Linda Kuppersmith, a partner with CMIT Solutions in Stamford, has been recognized with a Women of the Channel award by CRN magazine. The designation is given to outstanding women in the information technology industry. Kuppersmith has received this award for the past three years.

Newsmakers Amy Balchius has joined MY HR Supplier, headquartered in Stamford, as a recruiting leader. Balchius previously served as a human resources recruiter for Covidien, a medical equipment and supply company, at its North Haven location, spending 11 years with the company. Grace Brady of Darien has been appointed executive director of Ireland’s Great Hunger Museum at Quinnipiac University. Prior to Quinnipiac, Brady was the assistant secretary to the board of trustees and general manager in the office of the senior vice president, secretary and general counsel at The Metropolitan Museum of Art.

Anne Kelly-Lenz has been named finance director for the city of Bridgeport. She had been serving as acting finance director since the departure earlier this year of Dawn Norton. Kelly-Lenz has served Bridgeport as treasurer since 2005 and tax collector since 2006. She holds a Bachelor of Science degree in finance and a master’s degree in education both from Sacred Heart University.

Mark Vitale, an orthopedic surgeon, has joined Orthopaedic and Neurosurgery Specialists P.C. and is now seeing patients at its office at 6 Greenwich Office Park on Valley Drive. llAfter graduating from Tufts University, where he majored in biopsychology, Vitale earned a doctorate in medicine and a master’s degree in public health from Columbia University.

Margaret Powers has been promoted to chief lending officer at Newtown Savings Bank. Powers joined the bank in 1985 as a management trainee. Since 1999, she has managed the consumer-lending division of the bank as senior vice president of retail lending. Added to her current responsibilities will be executive oversight for the commercial lending and credit functions.

Andrew Zeitlin, a partner in Shipman & Goodwin’s Stamford office, has been appointed by the American Bar Association (ABA) to serve as co-chairman of the Unfair Trade Practices Subcommittee of the Business Torts Litigation Committee. The ABA’s goal is to keep business litigators fully up to date in developing business torts, including unfair trade practices.

Reynolds & Rowella L.L.P., a regional accounting firm with offices in Ridgefield and New Canaan, has announced the introduction of a new service: exit planning for privately held businesses. The practice will be led by Steven I. Risbridger, managing partner of the firm’s New Canaan office.

On the Go: Business, Etc. Thursday Nov. 1 “Heart of Women” award presentation and cocktail reception, 5 p.m., Crowne Plaza, 18 Old Ridgebury Road, Danbury. For information, call 743-5565.

Michael J. Cole has been appointed director of admissions for operations at the Frank H. Netter MD School of Medicine at Quinnipiac University. Most recently, Cole was director of recruitment and admissions at the Graduate School of Biomedical Sciences at the University of Massachusetts Medical School, Worcester, Mass.

Friday Nov. 2 Greater Norwalk Chamber of Commerce Networking Breakfast, 7:45 to 9 a.m., The Veterinary Cancer Center, 129 Glover Ave., Norwalk. $30 nonmembers, $15 members. For information, call 866-2521.

Tuesday Nov. 6 Daniel FitzPatrick of Greenwich has joined Webster Bank as executive vice president, private banking. FitzPatrick brings 20 years of experience in the private client business.

Temple Israel Networking Group for individuals job searching, 2 p.m., Temple Israel, 14 Coleytown Road, Westport. For information, call 227-1293. John M. Leonetti, left, and Steven I. Risbridger.

R. Randolph Hatch of Wilton has joined Relyea Zuckerberg Hanson L.L.C., a Stamford-based wealth planning and investment management firm, as director of strategic development. Most recently he served as senior vice president and private client advisor with US Trust in Westport, Stamford and Greenwich.

Wednesday Nov. 7

Niva Shrestha has been named senior “Keeping Customers,” 6 to 8:30 p.m., Norwalk Inn & Conference vice president of strategic accounts for Mar- Center, 99 East Ave., Norwalk. For information, call 866-2521. keting Management Analytics of Wilton. She had been senior vice president of marketing analytics for Market Fusion Analytics Thursday Nov. 8 of New York. “Alzheimer’s and the Workplace” Conference, 8 a.m. to 12:30 p.m., 100 Berlin Road, Cromwell. $60. For information, visit ctshrm.org. Information for these features has been submitted by the subjects or their delegates.

GET THE RECORDS EARLY.

Go to westfaironline.com/buy/records-section/ for more information and to view a sample. FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 29, 2012 21

on the record Stamford Green Company Limited Partnership, et al., Stamford. Filed by Raul Nieves, Stamford. Plaintiff’s attorney: John M. Parese, New Haven. Action: The plaintiff was caused to slip and fall on snow and ice causing him to sustain and suffer injuries, and claims the defendant was negligent in its duty to inspect the premises and keep it in a safe and secure condition. The plaintiff has suffered loss of income and life’s enjoyment, and claims monetary damages in excess of $15,000. Filed Oct. 12. Case no. 6015787.

U.S. District Court BOGOPA Service Corp. d.b.a Food bazaar, BOGOPA Bridgeport L.L.C. et al., Brooklyn, N.Y. Filed by Albertino Casiano, Juan Mellado, Palma Esquivel and Jose Amilcar, Connecticut. Plaintiff’s attorneys: Nadim Tarabishy and Erin O’Neil-Baker, Hartford. Action: This suit is brought against the plaintiff for violations of federal and state labor laws and violation. The plaintiffs claim monetary damages in excess of $75,000 and a trial by jury. Filed Oct. 17. Case no. 12cv01487. Connecticut Fresh Inc, et al., Stamford. Filed by Four Seasons Produce Inc., Ephrata, Pa. Plaintiff’s attorney: Stuart A. Margolis, New Haven. Action: The plaintiff is engaged in the business of buying and selling wholesale quantities of perishable agricultural commodities and the defendant is the dealer of the produce. This action is brought to enforce the prompt payment for goods delivered to the defendant by the plaintiff in the value of $21,585.50 of which the balance of $18,118.91 remains unpaid. The plaintiff claims a judgment against the defendant for the outstanding balance. Filed Oct. 16. Case no. 12cv01478. Johnson Memorial Hospital, Stafford Springs. Filed by Scott Ferguson, Broad Brook. Plaintiff’s attorney: James V. Sabatini, Newington. Action: During the plaintiff’s time of employment he was hospitalized and under the FMLA he was allowed to take time off from work, but the defendant took this as reason for job abandonment. The plaintiff was deprived of income, wages and benefits, and claims monetary damages and a trial by jury. Filed Oct. 11. Case no. 12cv01450.

Leslie’s Poolmart Inc., Wallingford. Filed by Orlando Vescovi. Plaintiff’s attorney: William S. Palmieri, New Haven. Action: This is an action brought to redress the deprivation by the defendant as the plaintiff alleges to have been harassed and discriminated against due to a medical condition and alleges the defendant failed to provide reasonable accommodations. The plaintiff claims monetary damages and a trial by jury. Filed Oct. 10. Case no. 12cv01447.

PHV Corp., Calvin Klein Jeanswear Co. and Calvin Klein Inc., New York City. Filed by Nadine Weingarten. Plaintiff’s attorney: Aytan Y. Bellin, White Plains, N.Y. Action: This suit is brought against the plaintiff for violating the Telephone Consumer Protection Act, which caused an auto dialer to make thousands of calls to cellular telephones without the consent of the persons whom the defendant had called. The plaintiff claims statutory damages in excess of $1 million for each class suit against the plaintiff and a trial by jury. Filed Oct. 18. Meta Financial Group Inc., Case no. 12cv01493. Storm Lake, Iowa. Filed by Craig Moskowitz, Stamford. Plaintiff’s attorney: Sergei Lemberg, Stamford. Action: This suit is brought Deeds against the plaintiff for repeated violations of the Electronic Fund Transfer Act as the plaintiff failed to post a proper notice on the ATM to advise the public of an imposed fee that would be charged 148 East Avenue Condo L.L.C., for withdrawal of funds. The Norwalk. Seller: Connecticut plaintiff claims monetary damag- Heart & Vascular Center P.C., es and a trial by jury. Filed Oct. 16. Bridgeport. Property: 148 East Case no. 12cv01475. Ave., Suite 1B, Norwalk. Amount: $280,000. Filed Oct. 4. MillerCoors L.L.C., Chicago, Ill. Filed by CML&J L.L.C. Crom- 365 Boston Post Road L.L.C., well. Plaintiff’s attorneys: Steven Darien. Seller: Richard Cimeni. M. Coyle, Andrew C. Ryan and Property: 365 Boston Post Road, Chad A. Dever, Hartford. Action: Darien. Amount: $800,000. Filed This suit is filed for a patent in- Oct. 2. fringement against the defendant for its infringement on patent no. 8,245,866 titled Container. The 528 Boston Post Road L.L.C., defendant is currently making, Darien. Seller: Thomas E. Gold using, selling, offering to sell and/ Realty Co., Darien. Property: or importing a punch-top can 528 Boston Post Road, Darien. product covered by the claims of Amount: $4.75 million. Filed the 866 patent. The plaintiff has Sept. 24. been harmed by the infringement of the defendant and demands a trial by jury. Filed Oct. 15. 90 Ocean Drive East Holdings L.L.C., Stamford. Seller: Laurie Case no. 12cv01465. A. and Erik Findeisen, Stamford. Property: 90 Ocean Drive East, PCT International Inc., Tempe, Stamford. Amount: $1.4 million. Ariz. Filed by Ampheron Corp., Filed Sept. 24. et al., Wallingford. Plaintiff’s attorney: Thomas W. Witherington, Hartford. Action: This suit is BCMW L.L.C., Stamford. Seller: brought as the plaintiff is seeking Aristides Martinez, Stamford. injunction relief for damages for Property: 38 Tall Oaks Court, patent infringement. The plaintiff Stamford. Amount: $220,000. is the owner of the Paglia Patent Filed Oct. 1. by virtue of an assignment from the inventors. The defendant is Dinks Realty L.L.C., Stamford. presently infringing upon the Pa- Seller: Gloria D. Furano. Propglia patent by importing, making, erty: Lot 123 and 124 Diaz St., using, offering for sale and selling Stamford. Amount: $100,000. jumper sleeves that come within Filed Oct. 9. the scope of one or more claims of the Paglia patent. The plaintiff claims an injunction against the Dinks Realty L.L.C., Stamdefendant from its current course ford. Seller: Gloria M. Furano. of action, monetary damages Property: 44 Diaz St., Stamford. and a trial by jury. Filed Oct. 15. Amount: $400,000. Filed Oct. 9. Case no. 12cv01468.

Commercial

Gudas Carpentry L.L.C., Stamford. Seller: Ronald J. Tirpak. Property: 12 Euclid Ave., Stamford. Amount: $175,000. Filed Oct. 3.

22 Week of October 29, 2012 • Fairfield County Business Journal

Shay Homes L.L.C., Darien. Seller: Amy M. Shelton, Darien. Property: 569 Middlesex Road, Darien. Amount: $837,500. Filed Oct. 4.

Azad, Amin A., Stamford. Seller: Mustak Ahmed, Stamford. Property: 108-110 Richmond Hill Ave., Stamford. Amount: $250,000. Filed Oct. 3.

Infinity Enterprises L.L.C., Danbury. Seller: Federal National Mortgage Association, Washington, D.C. Property: 39 Stevens St., Danbury. Amount: $225,000. Filed Oct. 11.

Barholm Associates L.L.C., Stamford. Seller: Jacqueline Ciaraldi, Stamford. Property: 37 Barholm Ave., Stamford. Amount: $336,000. Filed Sept. 28.

Long View Development Partners L.L.C., Ridgefield. Seller: Deutsche Bank National Trust Co., trustee, Coppell, Texas. Property: 21 Forty Acre Mountain Road, Danbury. Amount: $169,000. Filed Oct. 2.

Bart, Caitlin and Daniel W. Seller: Capital One N.A., Richmond Va. Property: 56 Silvermine Ave., Norwalk. Amount: $255,000. Filed Oct. 10.

Cheung, Yuen C. and Donna Cheung Eldredge. Seller: Eva and Isaac Capuano, Adventura, Fla. Property: Lot 25, Burwood Avenue, Stamford. Amount: $106,000. Filed Oct. 2. Chung, Rita, Stamford. Seller: 33 Broad Street Associates L.L.C., Stamford. Property: 1 Broad St., Unit PH25B, Stamford. Amount: $655,000. Filed Sept. 26. Cintron, Trina C. and Anthony, Greenwich. Seller: Ioanna and Evangelos Philippopoulos, Stamford. Property: 48 Bell Aire Drive, Stamford. Amount: $628,000. Filed Oct. 9.

Beatty, Christine, Danbury. Seller: Jane E. Miller, Santiago, Chile. Property: 6 Rose Lane, Unit 34, Cooke, Karen N., Norwalk. SellLSC Ventures L.L.C., Danbury. Danbury. Amount: $101,500. er: Sharon F. Dressler, Norwalk. Seller: Blanche Jones, Hamden. Filed Oct. 1. Property: 14 Sherman Place, NorProperty: Forest and Virginia walk. Amount: $325,000. Filed avenues, Map 336, Danbury. Oct. 15. Behr, Brant, Norwalk. Seller: Amount: $125,000. Filed Oct. 9. Deutsche Bank National Trust, trustee, Los Angeles, Calif. Prop- Cotter, Elizabeth F. Seller: Chriserty: Lot 87, Map 231, Norwalk. tine M. Cantone. Property: 93 Amount: $201,199. Filed Oct. 2. Park Ave., Unit 1806, Danbury. Amount: $175,000. Filed Oct. 4.

Residential

Ahluwalia, Satwant, Stamford. Seller: Michael Demko, New Canaan. Property: 7 Pond Lane, Unit 3, Darien. Amount: $495,000. Filed Sept. 25. Allberto, Alfonso Jr., San Francisco, Calif. Seller: Jan and Angelo Camparile, Ridgefield. Property: 24 Lawson Lane, Unit 24, Ridgefield. Amount: $900,000. Filed Oct. 2.

Behr, Brent, Norwalk. Seller: Jean B. Richeme and Simone Desvarenes, Norwalk. Property: 3 Frost St., Norwalk. Amount: $185,000. Filed Oct. 15.

Cross, Susan and Kevin. Seller: Colleen McCourtney. Property: 348 Weed St., Stamford. Amount: $3.08 million. Filed Sept. 24.

Berger, Sandra R. Seller: Karen and William J. Curry Jr. Property: 35 New England Drive, Stamford. Amount: $585,000. Filed Oct. 11.

Crowther, Kelly Lee, New York City. Seller: Barry J. Roecker Estate, Norwalk. Property: 23 Channel Ave., Norwalk. Amount: $765,000. Filed Oct. 5.

Bernstein, Rachel A. and Charles J. Cuesta, White Plains, N.Y. Seller: Lisa F. and Douglas Anderson, Andrea H. and Geof- G. Last, Stamford. Property: 85 frey P., Norwalk. Seller: Sally S. Camp Ave., Unit 12G, Stamford. and Samuel P. Bradley III. Prop- Amount: $380,000. Filed Oct. 1. erty: 66 Rising Rock Road, Stamford. Amount: $555,000. Filed Caputo, Alison E. and Todd A., Oct. 10. Norwalk. Seller: John D. Swartz, Clemmons, N.C. Property: Anderson, Annmarie and 327 Newtown Ave., Norwalk. Ricci, Stamford. Seller: Michelle Amount: $420,000. Filed Oct. 5. M. and Christian Matzelle, Stamford. Property: 11 Boulder Brook Drive, Stamford. Amount: Carrow, Alexandra M. and Panagiotis Papadopoulos, $633,500. Filed Oct. 1. Stamford. Seller: Vanessa J. Tarzia, Ridgefield. Property: 77 PopAngelilli, Joann and Frank, lar Road, Ridgefield. Amount: Scarsdale, N.Y. Seller: Claudia P. $472,500. Filed Oct. 1. Pardo and Alexandre LeJeune, Stamford. Property: 5 Hickory Drive, Stamford. Amount: $1.6 Catalano, Mary Anne and Thomas, New Fairfield. Seller: million. Filed Oct. 4. Khandaker Nazmunnessa and Mohammed Abul Ullah, Nashua, Anne E. Kulak, Danbury. Seller: N.H. Property: 249 White St., Iris Anorga-Cook, Stamford. Danbury. Amount: $180,000. Property: 15 Southwest Drive, Filed Oct. 4. Stamford. Amount: $465,000. Filed Sept. 25. Chan, Dawn and David Kosvitch, Stamford. Seller: Lauren Arenholz, Stephen J., Stam- Abear, Stamford. Property: 833 ford. Seller: Marixa I. Barrera and Summer St., Unit 2F, Stamford. Wanda I. Ochoa, Norwalk. Prop- Amount: $208,000. Filed Oct. 10. erty: 1 Hillwood Place, Norwalk. Amount: $263,900. Filed Oct. 5.

Curran, John P. Jr. Seller: Wells Fargo Bank N.A., Bloomington, Minn. Property: 166 Woodward Ave., Norwalk. Amount: $136,000. Filed Oct. 11. Da Cruz, Ana Bela E., Danbury. Seller: Mary P. and Frederick H. Mouning, Danbury. Property: 5 Shannon Ridge Road, Danbury. Amount: $155,000. Filed Oct. 11. Dec, Amanda N. and Edward, Stamford. Seller: Karin B. and Lawrence M. Crutcher, Stamford. Property: 390 Hunting Ridge Road, Stamford. Amount: $950,000. Filed Oct. 4. DeLeo, Janet, Norwalk. Seller: The Helen E. Shields Living Trust, Norwalk. Property: 105 Ledgebrook Drive, Unit 20-6, Norwalk. Amount: $275,500. Filed Oct. 11. Destefano, Paula M., Danbury. Seller: Julie A. Zelno, Danbury. Property: 74 Brittania Drive, Danbury. Amount: $262,000. Filed Oct. 1.

on the record Devito, Peter, Danbury. Seller: Joan A. and Mark J. Dennen, Danbury. Property: 15 Mariana Farms Drive, Unit 16, Danbury. Amount: $660,000. Filed Oct. 11.

Galvin, Patrick and Marissa. Seller: Anit and Raghupreet Arora. Property: 46 Lockwood Lane, Norwalk. Amount: $429,000. Filed Oct. 15.

Dietz, Karen M. and Gregory P., Carmel, N.Y. Seller: Toll CT III Limited Partnership, Newtown. Property: 7 Humber Hill Road, Danbury. Amount: $566,136. Filed Oct. 3.

Garbarino, James. Seller: Yuk H. Sung and William J.H. Leung, Stamford. Property: 16 Avery St., Stamford. Amount: $195,000. Filed Sept. 26.

Gaudio, Raymond. Seller: Maria Domziano, Phillip, Stamford. Cilenia Mendez, Raleigh, N.C. Seller: Marilyn W. and Michael Property: 196 Hope St., Stamford. Boles, Stamford. Property: 32 Amount: $387,000. Filed Sept. 24. Silver St., Stamford. Amount: $370,000. Filed Sept. 25. Gavin, Sean W., Stamford. Seller: Ruth H. Fiore, Norwalk. PropDonnelly, Linda C. and Rich- erty: 7 Cindy Lane, Norwalk. ard M. Seller: Danielle C. and Amount: $355,000. Filed Oct. 3. Mark A. Sedlak, Norwalk. Property: 25 Tremont Ave., Stamford. Ge, Robert, Wilton. Seller: Grace Amount: $486,500. Filed Oct. 5. H. and Robert A. Johnson, Brookfield. Property: 51-61 Wildman Dorn, Jacqueline and John St., Unit 1109, Danbury. Amount: T. Luzzi, Hoboken, N.J. Seller: $56,000. Filed Oct. 1. Sally P. and Vincent T. Carrozzi, Ridgefield. Property: 184 Mimosa Circle, Ridgefield. Amount: Gerstner, Mary Joette Revocable trust. Seller: Palmer Hill Part$530,000. Filed Oct. 2. ners L.L.C., Stamford. Property: 77 Havemeyer Lane, Unit 309, Duraiswamy, Sanath K., Nor- Stamford. Amount: $946,400. walk. Seller: Lisa Goodwin Fillios, Filed Oct. 2. Cary, N.C. Property: 84 Valley View Drive, Stamford. Amount: Giampietro, Terryn M. and $825,000. Filed Oct. 2. Christopher R. Lance, New York City. Seller: Amanda and Durand, Maureen, New Mil- Edward Dec, Stamford. Property: ford. Seller: Janice M. and Ron- 12 Brinkerhoff Ave., Stamford. ald L. Sposato, Danbury. Prop- Amount: $570,000. Filed Sept. 27. erty: 1005 Eaton Court, Danbury. Amount: $225,000. Filed Oct. 1. Giglio, Mary T. and James A., Danbury. Seller: Corinne Ann Elezovic, Eric, New York City. and William J. Burns, Danbury. Seller: Julia A. and Bernard J. Property: 67 Warrington Round, Frazier, Ridgefield. Property: Danbury. Amount: $450,000. 145 Ridgebury Road, Ridgefield. Filed Oct. 1. Amount: $31,500. Filed Oct. 1. Fang, Ren and Yee Sha, Great Neck, N.Y. Seller: Walter C. Vick, Alexandria, Va. Property: 104 North St., Unit 607, Stamford. Amount: $198,000. Filed Sept. 26. Frazier, Diana H., Stamford. Seller: 33 Broad Street Associates L.L.C., Stamford. Property: 1 Broad St., Unit 20FG, Stamford. Amount: $1.65 million. Filed Sept. 28. Fuschetto, Anthony N., West Redding. Seller: Erin K. and Lucas J. Barlow, Danbury. Property: 10 South St., Unit 31, Danbury. Amount: $212,000. Filed Oct. 9.

Harmony, Richard. Seller: Federal National Mortgage Association, Washington, D.C. Property: 11 Brinscall Court, Unit 5211, Danbury. Amount: $279,042. Filed Oct. 3.

Krediet, Courtney and Christoffel, Darien. Seller: Gloria and William D. Hayes, Norwalk. Property: 130 Long Neck Point Road, Darien. Amount: $3.1 million. Filed Sept. 28.

Hogan, Brent A., Stamford. Seller: Kenneth Hogan, Stamford. Property: 85 Camp Ave., Unit 8G, Stamford. Amount: $434,000. Filed Oct. 3.

Kumar, Piush, Wilton. Seller: Sean Condon, Stamford. Property: 218 Bedford St., Unit 1A, Stamford. Amount: $150,000. Filed Sept. 24.

India, Reshma and Shoaibmohammed, Darien. Seller: Selene Rmof II REO Acquisition II L.L.C., Houston, Texas. Property: 31 Cowing Place, Stamford. Amount: $353,786. Filed Sept. 24.

Labourdette, Cara C. and Rafael S., Stamford. Seller: Androniki M. Tsauris-Poole and Christopher Poole, Stamford. Property: 80 Rolling Ridge Road, Stamford. Amount: $720,000. Filed Sept. 24.

Jankowski, Theresa M., Stamford. Seller: Alison E. and Todd A. Caputo, Norwalk. Property: 14 Edith Lane, Norwalk. Amount: $410,000. Filed Oct. 9. Jean-Pierre, Kawana and Isaac, Stamford. Seller: Karen and Stephen F. Coe. Property: 7 Fireside Court, Norwalk. Amount: $460,000. Filed Oct. 15. Kapoor, Norma I. and Jatin, Stamford. Seller: Nilgun Dogruyol, Stamford. Property: 50 North St., Unit 103, Stamford. Amount: $90,000. Filed Sept. 25. Kennedy, Joan B. and Richard C., Greenwich. Seller: Katharine Y. and Thomas M. Brennan. Property: 1579 Shippan Ave., Stamford. Amount: $870,000. Filed Oct. 5. Kinard, Marykate. Seller: OneWest Bank F.S.B., Pasadena, Calif. Property: 71 Cortland Ave., Unit 145, Stamford. Amount: $248,000. Filed Oct. 9.

Gutierrez, Jodi B. and Luis M., Pound Ridge, N.Y. Seller: Zoje VeRosemarie laj, Norwalk. Property: 58 Aiken Kitane-DeJesus, St., Norwalk. Amount: $320,000. and Conrado DeJesus, Port Chester, N.Y. Seller: Liberty DeFiled Oct. 5. velopment Group L.L.C., Stamford. Property: 59 Liberty St., Unit Guzman, Denise and Edward, 38, Stamford. Amount: $329,900. Bronx, N.Y. Seller: Lakeside De- Filed Oct. 9. velopment L.L.C., Brookfield. Property: 44 E. Hayestown Road, Unit 11, Danbury. Amount: Koshelevskyy, Yaroslev, Stamford. Seller: Aleksandra Jankows$313,426. Filed Oct. 1. ka, Indianapolis, Ind. Property: 20 North St., Unit 5-2, Stamford. Hamilton, Lauren A., Stamford. Amount: $142,000. Filed Oct. 2. Seller: Virginia M. and Rudolph S. Marciano, West Harrison, N.Y. Property: 2289 Bedford St., Unit B-10, Stamford. Amount: $311,000. Filed Oct. 2.

Massa, Gabriella and Luis, Norwalk. Seller: Nery O. Villanueva, Stamford. Property: 40 High St., Stamford. Amount: $400,000. Filed Oct. 3.

Nunez, Carol M. and Rosa A. Tavares, Danbury. Seller: Lambert L. Gremler Jr., Danbury. Property: 7 Bergh St., Danbury. Amount: $232,500. Filed Oct. 4.

McNerney, Theresa, Hartsdale, N.Y. Seller: Julie L. and Kenneth L. Brooks, Stamford. Property: 113 Woodway Road, Stamford. Amount: $337,000. Filed Oct. 12.

O’Brien, Noreen R. and Patrick, Danbury. Seller: Toll CT III Limited Partnership, Newtown. Property: 5 Humber Hill Road, Danbury. Amount: $426,096. Filed Oct. 2.

Mennillo, Maria, Goshen. Seller: Newbury Renaissance L.L.C., Danbury. Property: 23 Scuppo Road, Unit 1-5, Danbury. Amount: $319,000. Filed Oct. 1.

Mezzone, Mark J., Stamford. Seller: Robin Isaacs, Stamford. Last, Lisa F. and Douglas C., Property: 50 Glenbrook Road, Stamford. Seller: Elyse and An- Unit 14A, Stamford. Amount: thony Curicio, Stamford. Proper- $205,000. Filed Oct. 11. ty: 82 White Oak Lane, Stamford. Amount: $735,000. Filed Sept. 24. Michelagnoli, Helen and Stefano, S. Norwalk. Seller: Jill A. Lee, Ye C. and Jiaojiao Tian, Clif- Hanau, S. Norwalk. Property: 7 ton, N.J. Seller: Andrew Robust- Hilltop Road, Norwalk. Amount: elli Revocable Trust, Stamford. $1.415 million. Filed Oct. 2. Property: 74 Wedgemere Road, Stamford. Amount: $614,500. Miraballes, Freddy, Westport. Filed Sept. 24. Seller: Lisa M. and Federico E. Gatti, Norwalk. Property: 154 SilLeutzinger, Michelle. Seller: vermine Ave., Norwalk. Amount: Irene Moser. Property: 217 Bridge $200,000. Filed Oct. 3. St., Unit G1, Stamford. Amount: $333,000. Filed Oct. 2. Molinaro, Mara and David Tracy, Bethel. Seller: Diane LouLi, Lingling and Zhou Chen, ise Meskill, Southbury. Property: Ridgefield. Seller: Dolores Katz, 27 Crows Nest Lane, Unit 20H, Ridgefield. Property: Garage Unit Danbury. Amount: $176,500. G30, 100 Olcott Way, Ridgefield. Filed Oct. 11. Amount: $10,000. Filed Oct. 1. Liu, Ximin. Seller: Federal National Mortgage Association, Washington, D.C. Property: 70 Pogany St., Unit A, Norwalk. Amount: $205,000. Filed Oct. 2. Lizansky, Oksana and Andriy, Stamford. Seller: Deborah A. Joseph, Stamford. Property: 7 Piave St., Unit 17, Stamford. Amount: $175,000. Filed Oct. 2. Maida, Elizabeth L. and Michael A. Fusaro, Stamford. Seller: Giuseppe Fusaro. Property: Lot 13, Map 3342, Stamford. Amount: $522,000. Filed Sept. 28. Mancini, Jeffrey J., Stamford. Seller: Peggy and William H. Adams, Stamford. Property: 171 Hunting Ridge Road, Stamford. Amount: $805,000. Filed Sept. 25.

Monagle, Susan and Mark M. Aderson, Riverside. Seller: Carlotta H. Geyer Estate. Property: 20 Stoney Ridge Lane, Stamford. Amount: $1.4 million. Filed Sept. 25.

Ocampo, Tara and Raphael. Seller: Jennifer Creaturo. Property: 54 Emma Road, Stamford. Amount: $525,000. Filed Oct. 1. Ofiero, Regina L., Danbury. Seller: Toll CT III Limited Partnership, Newtown. Property: 1 Humber Hill Road, Danbury. Amount: $572,844. Filed Oct. 11. Ogale, Asmita and Anand, Stamford. Seller: Julia AyalaGonzalez, Norwalk. Property: 99 Prospect St., Unit 5-I, Stamford. Amount: $148,000. Filed Sept. 24. Osler, David Charles and David Douglas, Norwalk. Seller: Jennie L. Buschbaum, Norwalk. Property: 56 Baxter Dr., Norwalk. Amount: $114,000. Filed Oct. 2. Page, James. Seller: Linda Marie Wied and Alex Camacho, Danbury. Property: 12 Saddle Rock Road, Danbury. Amount: $269,000. Filed Oct. 1. Pannucci, Michael, Danbury. Seller: Toll CT III Limited Partnership, Newtown. Property: 48 Warrington Round, Danbury. Amount: $363,617. Filed Oct. 10.

Parker, Esther L. and Adam H., Darien. Seller: Susan F. and WilMuha, Audrey M., Stamford. iam D. Nolte Jr., Darien. PropSeller: Ana Mossa and Fermina erty: 6 Middlesex Road, Darien. L. Bow, Stamford. Property: 94 Amount: $885,000. Filed Oct. 1. Strawberry Hill Ave., Unit 3, Stamford. Amount: $137,500. Patel, Kiran Mangrola and SanFiled Oct. 5. ket, New York City. Seller: Evelyn L. and Robert C. Wool. Property: Natale, Thomas D., Stamford. 20 High Pastures Court, RidgeSeller: George Pergjioi, Stamford. field. Amount: $763,000. Filed Property: 287 Hamilton Ave., Oct. 9. Unit 2C, Stamford. Amount: $200,000. Filed Sept. 27. Patel, Sangeeta, Norwalk. Seller: John Kryspin, Stamford. PropNautical Nomads L.L.C., Nor- erty: 442 Main St., Unit 19, Norwalk. Seller: Peter Godfrey, West- walk. Amount: $390,000. Filed port. Property: 30 Shorefront Oct. 2. Park, Norwalk. Amount: $1.3 million. Filed Oct. 3.

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 29, 2012 23

on the record Escobar, Norma I., Danbury. $15,222.93 in favor of U.S. Equities Corp., South Salem, N.Y., by Linda Strumpf, New Canaan. Property: 60 Grand St., Danbury. Filed Oct. 10.

Hanley, Judith J., Darien. $9,957.21 in favor of U.S. Equities Corp., South Salem, N.Y., by Linda Strumpf, New Canaan. Property: 371 West Ave., Darien. Filed Oct. 4.

Lyons, Stephen, Danbury. $539.08 in favor of Danbury EMS, Danbury, by Robert L. Peat, Danbury. Property: 74 Hillandale Road, Danbury. Filed Oct. 10.

Fisher, Richard L., Danbury. $350.36 in favor of Danbury Hospital, Bethel, by Stephen A. Wiener, East Hartford. Property: 6 Silcam Drive, Danbury. Filed Oct. 9.

Hasegan, George, Stamford. $7,814.91 in favor of Midland Funding L.L.C., San Diego, Calif., by Stephen A. Wiener, East Hartford. Property: 45 Three Lakes Drive, Stamford. Filed Sept. 27.

Machado, Cheryl, Danbury. $1,491.60 in favor of Atlantic Credit & Finance Inc., Roanoke, Va., by Stephen A. Wiener, East Hartford. Property: 5 Woodside Ave., Unit C28, Danbury. Filed Oct. 4.

Florian, Adeline, Stamford. $2,003.35 in favor of Stamford Radiological Association, Stamford, by Karen E. Lahey, WaterBarner, Daniel Jr., et al., Stam- bury. Property: 91 Orange St., ford. $3,952.50 in favor of New- Stamford. Filed Sept. 27. field East Townhouses Inc., Stamford, by order of court. Property: 168 Belltown Road, Franco, Paul J., Stamford. Unit A-9, Stamford. Filed Oct. 12. $9,201.38 in favor of Harvest Credit Management VII L.L.C., Denver, Colo., by Sara M. Gould, Barrett, Soames, Danbury. Property: 91 Holcomb Ave., $3,763.66 in favor of U.S. Equi- Stamford. Filed Oct. 11. ties Corp., South Salem, N.Y., by Linda Strumpf, New Canaan. Property: 14 Dartmouth Lane, Freitas, Edna L., Danbury. $7,630.15 in favor of U.S. EquiDanbury. Filed Oct. 10. ties Corp., South Salem, N.Y., by Linda Strumpf, New Canaan. Bothwell, H. Louis, et al., Property: 1 Grove St., Danbury. Ridgefield. $19,888.26 in favor Filed Oct. 10. of American Express Bank F.S.B., New York City, by Sara M. Gould. Property: 544 Ridgebury Road, Garofola, Frank, Stamford. $15,623.79 in favor of Yankee Ridgefield. Filed Oct. 10. Gas Services Co., Middletown, by James E. Trudell, Farmington. Broccoli, Marc, Ridgefield. Property: 106 Dora St., Stamford. $753.63 in favor of Danbury Hos- Filed Oct. 4. pital, Danbury, by Robert L. Peat, Danbury. Property: 591 Barrack Hill Road, Ridgefield. Filed Oct. 4. Garrison, Andrea, Stamford. $8,399.45 in favor of Midland Funding L.L.C., San Diego, Calif., Brown, Lisa, et al., Danbury. by Stephen A. Wiener, East Hart$4,734.53 in favor of Westwood ford. Property: 28 Autumn Lane, Village Condominium Associa- Stamford. Filed Sept. 27. tion Inc., Danbury, by order of the court. Property: 55 Mill Plain Road, Unit 27-1, Danbury. Filed Geanuracos, Derek T., Danbury. $502.15 in favor of Danbury DiOct. 4. agnostic Imaging, Danbury, by Stephen A. Wiener, East Hartford. Cardenas, Julio, Stamford. Property: 9 Paulding Terrace, $3,428.69 in favor of Ford Motor Danbury. Filed Oct. 11. Credit Co. L.L.C., Livonia, Mich., by Nair & Levin P.C., Bloomfield. Property: 556 Glenbrook Road, Giglio, Onofrio, Norwalk. $3,089.49 in favor of U.S. Equities Stamford. Filed Oct. 9. Corp., South Salem, N.Y., by Linda Strumpf, New Canaan. PropChen, Su Zhen, Danbury. erty: 342 W. Cedar St., Norwalk. $103,906 in favor of Mashantuck- Filed Oct. 15. et Pequot Gaming Enterprises, Ledyard, by Christopher C. FrayDeidra, Danbury. er, Norwich. Property: 5 Mendes Grant, $2,477.95 in favor of Capital One Road, Danbury. Filed Oct. 1. N.A., Richmond Va., by Stephen A. Wiener, East Hartford. PropConroy, Terry M., Stamford. erty: 4 Garry Knolls, Danbury. $5,375.26 in favor of Target Na- Filed Oct. 11. tional Bank, Minneapolis, Minn., by Stephen A. Wiener, East Hartford. Property: 24 Adams Ave., Green, Brenda, Danbury. $895.48 in favor of Danbury Apt. 2, Stamford. Filed Sept. 27. Hospital, Bethel, by Stephen A. Wiener, East Hartford. Property: 21 King St., Danbury. Filed Oct. 1.

Henriques, Meghan, Danbury. $604.77 in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 8 Rose Lane, Unit 14-1, Danbury. Filed Oct. 10.

Marques, Heather, Danbury. $3,642.19 in favor of Target National Bank, Minneapolis, Minn., by Stephen A. Wiener, East Hartford. Property: 13 Cozy Hollow Road, Danbury. Filed Oct. 1.

Thelusca, Rose a.k.a. Rose Jeanty, Norwalk. $1,444.74 in favor of Capital One N.A., Richmond Va., by Stephen A. Wiener, East Hartford. Property: 4 Fillow St., Norwalk. Filed Oct. 10.

Henriques, Meghan, et al., Danbury. $1,630.47 in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 8 Rose Lane, Unit 14-1, Danbury. Filed Oct. 10.

Mota, Norka, Danbury. $1,297 in favor of Danbury Hospital, Bethel, by Stephen A. Wiener, East Hartford. Property: 58 Balmforth Ave., Danbury. Filed Oct. 11.

Valerio, Celestina, Norwalk. $5,986.68 in favor of U.S. Equities Corp., South Salem, N.Y., by Linda Strumpf, New Canaan. Property: 6 Camp St., Norwalk. Filed Oct. 5.

J&C Bulding Renovations, Stamford. $135,070.97 in favor of Metro Roofing Supplies Inc., Stamford, by John P. Regan, Stamford. Property: 491 Den Road, Stamford. Filed Sept. 27.

Novella, Joseph, et al., Danbury. $40,176.54 in favor of Kamco Supply Corporation of New England, Walingford, by Robert A. Ziegler and Taryn D. Martin, Plainville. Property: 33 Valerie Lane, Danbury. Filed Oct. 9.

Pelletier, Stephen, Darien. Seller: Elizabeth and Michael V. DeSancJudgments tis, Darien. Property: 43 Huckleberry Lane, Darien. Amount: Artisi, Ran, Danbury. $44,862.42 $2.02 million. Filed Sept. 27. in favor of U.S. Equities Corp., South Salem, N.Y., by Linda Pepa, Irena and Alban, Stam- Strumpf, New Canaan. Property: ford. Seller: Naim and Tahir 36-38 Carol St., Danbury. Filed Krasniqi, Stamford. Property: Oct. 4. 214 Hope St., Stamford. Amount: $390,000. Filed Oct. 1. Azima, Gislane, Stamford. $14,100.81 in favor of Stamford Residential Deeds Hospital, Stamford, by Stephen A. Wiener, East Hartford. Property: This week’s electronic Records Sec2416 High Ridge Road, Stamford. tion contains 52 more residential Filed Oct. 9. deeds on westfaironline.com. Sub-

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Foreclosures Coyt, Monica. Creditor: Deutsche Bank National Trust, trustee, Los Angeles, Calif. Property: 570 Belden Hill Road, Norwalk. Mortgage default. Filed Oct. 11. David A. Carlson, et al. Creditor: PHH Mortgage Corp., Mount Laurel, N.J. Property: 10 Taagan Point Drive, Danbury. Loan modification agreement was foreclosed. Filed Oct. 4. Felix, Fermin, et al. Creditor: BAC Home Loan Service L.P., Fort Worth, Texas. Property: 6 Glasser St., Norwalk. Mortgage default. Filed Oct. 5. Lamarche, Trevor D., et al. Creditor: U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 25 Grand St., Unit 252, Norwalk. Mortgage default. Filed Oct. 11. Sellers, Isadora, et al. Creditor: OneWest Bank F.S.B., Pasadena, Calif. Property: 18 Lexington Ave., Norwalk. Mortgage default. Filed Oct. 10. Vargas, Juan, et al. Creditor: U.S. Bank N.A., trustee, Salt Lake City, Utah. Property: 55 Belmont Circle, Danbury. Mortgage default. Filed Oct. 9. White, Windy, et al. Creditor: JPMorgan Chase Bank N.A., Columbus Ohio. Property: 25 Grand St., Unit 231, Norwalk. Mortgage default. Filed Oct. 5.

24 Week of October 29, 2012 • Fairfield County Business Journal

Jacox, Robert, Ridgefield. $5,584.92 in favor of Midland Funding L.L.C., San Diego, Calif., by Stephen A. Wiener, East Hartford. Property: 83 Blue Ridge Road, Ridgefield. Filed Oct. 10. JLS Marketing L.L.C., et al., Stamford. $77,775.28 in favor of 26-28 Main Street Realty Seymour L.L.C., Stamford, by Anthony J. Truglia, Stamford. Property: 167 Donnell Drive, Stamford. Filed Oct. 1. Khan, Abumusa H., Stamford. $6,370.56 in favor of U.S. Equities Corp., South Salem, N.Y., by Linda Strumpf, New Canaan. Property: 16 Bouton Street East, Stamford. Filed Oct. 4. Khounvongsa, Keung, Danbury. $24,629.65 in favor of U.S. Equities Corp., South Salem, N.Y., by Linda Strumpf, New Canaan. Property: 14 Grace St., Danbury. Filed Oct. 10. King, Robert J. Jr., Danbury. $2,868.60 in favor of U.S. Equities Corp., South Salem, N.Y., by Linda Strumpf, New Canaan. Property: 42 Miry Brook Road, Danbury. Filed Oct. 4. Lopez, Wilmar, Stamford. $12,424.71 in favor of U.S. Equities Corp., South Salem, N.Y., by Linda Strumpf, New Canaan. Property: 15 Daly St., Stamford. Filed Oct. 9.

Ortiz, Jose A., Stamford. $6,377.64 in favor of U.S. Equities Corp., South Salem, N.Y., by Linda Strumpf, New Canaan. Property: 102 Cortland Hill St., Stamford. Filed Oct. 9.

Santaromita, Olimpia, et al., Danbury. $6,752.32 in favor of Westwood Village Condominium Association Inc., Danbury, by order of Court. Property: 55 Mill Plain Road, Unit 2-3, Danbury. Filed Oct. 4. Simon, Debora, Danbury. $555.86 in favor of Danbury EMS, Danbury, by Robert L. Peat, Danbury. Property: 14 Summit St., Danbury. Filed Oct. 10.

Yax, Herlinda, Norwalk. $4,987.05 in favor of U.S. Equities Corp., South Salem, N.Y., by Linda Strumpf, New Canaan. Property: 1 Fulmar Lane, Norwalk. Filed Oct. 15. Zaruma, Felix, Danbury. $549.40 in favor of Danbury EMS, Danbury, by Robert L. Peat, Danbury. Property: 16 Stillman Ave., Danbury. Filed Oct. 10.

Petrillo, Susan, New Fairfield Quit Claim and Robert Petrillo, Danbury. $16,734.03 in favor of Soundview Deeds FCU, Bethel, by Robert C. Lubus Jr. Property: 136 Pembroke Road, Kaiser, Susan E. and Dennis G. No.3-22, Danbury. Filed Oct. 10. Miller Jr., Norwalk. Seller: Pamela D. and Read Auerbach, NorRanieri, Robert, Danbury. walk. Property: 324 Strawberry $1,200 in favor of Danbury Hos- Hill Ave., Unit A-204, Norwalk. pital, Bethel, by Stephen A. Wie- Amount: $83,000. Filed Oct. 10. ner, East Hartford. Property: 163 South St., Apt. 24, Danbury. Filed Hooper, Marvel, Bronx, N.Y. Oct. 11. Seller: Anna K. and Reneev K. Thannickal, Norwalk. Property: 41 Raphael, Keith, Danbury. Wolfpit Ave., Unit 5T, Norwalk. $1,491.60 in favor of Midland Amount: $45,500. Filed Oct. 12. Funding L.L.C., San Diego, Calif., by Stephen A. Wiener, East Hartford. Property: 40 Maplewood Drive, Danbury. Filed Oct. 4. Liens Roberts, Brenda, Danbury. $513.71 in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 25 High St., Danbury. Filed Oct. 10.

Federal Tax Liens – Filed

Banford, Scott, 19 Sylvan Knoll Road, Stamford. $31,625.82, tax Roland, Ana, Danbury. $7,008.91 debt on income earned. Filed in favor of Discover Bank, New Oct. 1. Albany, Ohio, by Stephen A. Wiener, East Hartford. Property: 15 Hamilton Drive, Danbury. Filed Bevmax International Inc., 17 Cedar St., Stamford. $18,669.31, Oct. 4. payroll taxes. Filed Oct. 10.

on the record Braswell Galleries Inc., 1 McDonald, Paul, 33 Indian Rock Muller Ave., Building 1, Nor- Road, Stamford. $40,362.07, walk. $8,154.10, payroll taxes. CIVP. Filed Sept. 25. Filed Oct. 3.

Bonner Marguerite K. and John F., Allmendweg 5, Cham Zug 6330, Switzerland. $57,162.00, tax debt on income earned. Filed Oct. 3.

Schettino, Maria A. f.k.a. Maria A. Calyanis, 1325 Hope St., Stamford. $1,751.36, tax debt on income earned. Filed Oct. 10.

Bajra, Arbnesha, et al., Norwalk. Filed by Steven G. Berg, Norwalk, for Linden View Condominium Association Inc., Norwalk. Property: 14 Linden St., Unit A, Norwalk. Action: to foreclose delinquent common assessments. Two Harbor Point Square, Filed Oct. 12. Stamford. Filed by New Haven Industrial Co., Hamden, by Josef Jendra Jr. Property: 100 Wash- Bradley, Charles E. Jr., et al., ington Blvd., Stamford. Amount: Darien. Filed by for U.S Bank N.A., trustee, Salt Lake City, Utah. $18,014.89 Filed Oct. 11. Property: 31 Indian Spring Trail, Darien. Action: to foreclose a delinquent mortgage in the original principal amount of $3.6 million dated May 2006. Filed Sept. 27. Progress Park Corp., Stamford. Filed by Welding Services Inc., Westport, by John Mori. Property: 300 Stillwater Ave., Stamford. Amount: $24,600. Filed Oct. 9.

Morgenthaler, Deborah A. Brown, Lisa and Daniel Acosta, and Walter J., 12 Dagmar Place, 80 County St., Apt. 1J, Norwalk. Stamford. $36,012.97, tax debt on Delcarmen, Amesquit M. and Hernan Rozo, 80 Barn Road, $25,003.90, tax debt on income income earned. Filed Oct. 10. Stamford. $7,471.46, tax debt on earned. Filed Oct. 3. income earned. Filed Sept. 26. O’Halloran, Lisa and Justin, Carlson, Lynn Ann S. and 1314 Shippan Ave., Stamford. Wayne F., 11 Blueberry Lane, $276,653.62 , tax debt on income Desire Me Motors Inc., 15 Saint Marys St., Stamford. $13,180.79, Danbury. $6,192.70, tax debt on earned. Filed Sept. 25. payroll taxes and quarterly tax reincome earned. Filed Oct. 9. turns. Filed Sept. 26. Parkhurst, Marykelly and MiCondito, James J., 123 Lafayette chael J., 120 West Ave., Darien. St., Apt. 2, Stamford. $10,894.12, $3,185.16, tax debt on income Desire Me Motors Inc., 15 Saint Marys St., Stamford. $2,552.03, tax debt on income earned. Filed earned. Filed Sept. 24. payroll taxes. Filed Sept. 26. Sept. 26.

Mechanic’s Liens Mechanic’s Liens – Released Filed

Romanello, Joseph J., 56 Vanech DeSouza, Debbie S., 130 Drive, Stamford. $2,729,524.42, Myrtle Ave., Apt. F., Stamford. tax debt on income earned. Filed $12,032.67, tax debt on income Oct. 11. earned. Filed Oct. 1.

1340 Washington Associates L.L.C., Stamford. Filed by Wilfredo Lopez d.b.a VLDrywall, et al. by Wilfredo Lopez. Property: 75 Camp Ave., Stamford. Amount: $75,000. Filed Oct. 12.

Desire Me Motors Inc., 15 Saint Marys St., Stamford. $27,684.22, payroll taxes and quarterly tax returns. Filed Sept. 26.

Serke, Mary, 114 Highland Ave., Norwalk. $141,968.75, tax debt on income earned. Filed Oct. 3. Snopkoski, Philip A., 5 Margerie St., Danbury. $11,997.82, tax debt on income earned. Filed Oct. 9.

Roth, Arlen, 399 Ridgebury Engelman, Peter J., 77 Aspen Road, Ridgefield. $8,687.60, tax Desire Me Motors Inc., 15 Saint Lane, Stamford. $1,724,052.14, debt on income earned. Filed Marys St., Stamford. $29,231.35, payroll taxes. Filed Sept. 26. tax debt on income earned. Filed Oct. 10. Oct. 2. Syentis L.L.C., 165 Davenport Federico, Regina, 52 Van Zant Farm Lane West, Stamford. St., Apt. 4, Norwalk. $69,035.86, $40,893.38, payroll taxes and quartax debt on income earned. Filed terly tax returns. Filed Oct. 11. Oct. 3. Towse, Joan H. and Robert C., Franzese, Kristen E. and James 216 Davenport Road, Stamford. V., 2 Parley Lane, Ridgefield. $21,588.97, tax debt on income $229,271.76, tax debt on income earned. Filed Oct. 2. earned. Filed Oct. 10.

1349 Washington Associates L.L.C., Stamford. Filed by Wilfredo Lopez d.b.a VLDrywall, et al., by Wilfredo Lopez. Property: 75 Dottavio, Michael A., 17 Crest- Camp Ave., Stamford. Amount: view Lane, Danbury. $20,414.08, $75,000. Filed Oct. 12. tax debt on income earned. Filed Oct. 1. BLT Reserve L.L.C., Danbury. Filed by Danbury Concrete Giant Maple Farm, 127 Erskine Pumping L.L.C., Danbury, by Road, Stamford. $5,907.66, pay- Agostinha De Sousa. Property: 55 Abbey Lane, Danbury. Amount: roll taxes. Filed Oct. 1. $5,650. Filed Oct. 10.

Heinke, Richard M., 95 Harvey Villani, Robert, 26 Stone Wall Road, Ridgefield. $19,675.06, tax Gallatins Golden Rack Inc., 268 Drive, Stamford. $18,167.63, tax debt on income earned. Filed Atlantic St., Stamford. $1,323.93, debt on income earned. Filed Oct. 10. Oct. 11. payroll taxes. Filed Oct. 11. Gasper, Robert, 37 Fairland St., Stamford. $31,405.18, tax debt on income earned. Filed Oct. 10.

Federal Tax Liens – Notice of Refilling

Kadithala, Joseph, 245 Seaton Road, Apt. 2, Stamford. $10,821.76, trust fund recovery penalty and/or excise taxes imposed. Filed Oct. 1. Boyd, James A., 41 Ursala Place, Unit 1, Stamford. $23,279.60, tax on income earned. Filed MacDonald, Jamie L. and John debt J., 121 Brookside Road, Darien. Sept. 26. $9,384.56, tax debt on income earned. Filed Sept. 24. Matuszkiewicz, Mariusz M., 29 Remington St., Stamford. $33,974.65, tax debt on income earned. Filed Oct. 11.

Federal Tax Lies Released

Highgrove, Stamford. Filed by B&G Mechanical Corporation, Bronx, N.Y., by Gerard Scelzo. Property: 70 Forest St., Stamford. Amount: $701,734.13 Filed Jowdy, James, 4 Overlook Ter- Sept. 25. race, Danbury. $2,508.00, tax debt on income earned. Filed Oct. 10. Jacodzinski, John, et al., Stamford. Filed by Westport Builder Jowdy, James, 4 Overlook Ter- Group L.L.C., Westport, by Berrace, Danbury. $46,279.70, tax nard T. Deverin Jr. Property: 11 debt on income earned. Filed Hearthstone Court, Stamford. Oct. 10. Amount: $6,456. Filed Oct. 12. Madeira, Maria and Augusto, 13 Logans Way, Danbury. $8,127.89, tax debt on income earned. Filed Oct. 1. O’Farrell, Kirsten L. and Valdo J. Perei, 39B Mill Plain Road, Danbury. $6,564.10, tax debt on income earned. Filed Oct. 9.

Barry, Maximillian, 11 Scuppa Road, Unit 107, Danbury. Pizzitola, Frances, 286 W. Broad $23,963.24, tax debt on income St., Stamford. $816.02, tax debt earned. Filed Oct. 1. on income earned. Filed Oct. 10.

Boehringer Ingelheim Pharmaceuticals Inc., Ridgefield. Filed by O&G Industries Inc., Torrington, by Paul J. Patch. Property: 900 Ridgebury Road, Danbury. Amount: $15,049.91 Filed Oct. 9. Igreja Do Avivamento, et al., Danbury. Filed by Earthmovers Inc., Danbury, by Edward J. Killiian Jr. Property: 346 Main St., Danbury. Amount: $13,773. Filed Oct. 4.

Lis Pendens Alvarado, Richardo S., et al., Norwalk. Filed by Karen J. Lucien, Hartford, for M&T Bank, New York. Property: 5 Rockland Road, Unit A5, Norwalk. Action: to foreclose a delinquent mortgage in the original principal amount of $236,000 dated March 2007. Filed Oct. 9.

Brito, Alex, et al., Stamford. Filed by Mario Arena, Hartford for Deutsche Bank National Trust, trustee, Los Angeles, Calif. Property: 10 Willowbrook Court, Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $216,000 dated November 2004. Filed Oct. 10. Brooks, Donald A., et al., Stamford. Filed by Mark A. Sank, Stamford, for Wardwell Manor Association Inc., Stamford. Property: 7 Wardwell Manor, Stamford. Action: to claim a foreclosure. Filed Oct. 4. Caetano, David, et al., Danbury. Filed by Mario Arena, Hartford, for Bank of America N.A., Charlotte, N.C. Property: 40 Division St., Unit 12, Danbury. Action: to foreclose a statutory lien on this unit dated March 2006. Filed Oct. 4. Calle, Michael J., et al., Stamford. Filed by William W. Ward, Stamford, for Riverbend Condominium Association Inc., Stamford. Property: 3 Mapletree Ave., Stamford. Action: to foreclose a lien held by the Plaintiff against real property. Filed Oct. 5.

Amarco, Marcos, et al., Danbury. Filed by Alan P. Rosenberg P.C., West Hartford, for Ridgewood Condominium Association Inc., Danbury. Property: 61 Kohanza St., Unit 65, Danbury. Action: to foreclose delinquent common assessments. Filed Chagaris, George, et al., NorNorwalk ALF Property L.L.C., Oct. 2. walk. Filed by Gregory W. McNorwalk. Filed by Boss ConCracken, Farmington, for Wintractors Inc., Peacetree City, Ga., nipauk Village Condominium Bachar John J., et al., Danbury. by Scott Honkela. Property: 73 Inc., Norwalk. Property: 71 Aiken Strawberry Hill Ave., Norwalk. Filed by Gregg A. Brauneisen, St., Unit K1, Norwalk. Action: to Danbury, for Gaslight Village Amount: $23,000. Filed Oct. 9. Condominium Association Inc., foreclose delinquent common asDanbury. Property: 5 Nabby sessments. Filed Oct. 11. Road, Unit 106, Danbury. Action: to foreclose a statutory lien on this unit. Filed Oct. 3.

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 29, 2012 25

on the record Chinsman, Babashola, et al., Norwalk. Filed by Loren M. Bisberg, Farmington, for PNC Bank N.A., Pittsburgh, Pa. Property: 114 Ledgebrook Drive, Norwalk. Action: to foreclose a delinquent mortgage in the original principal amount of $322,500 dated March 2004. Filed Oct. 9.

Gilronan, Anne-Marie, et al., Stamford. Filed by Adrienne Roach, Hartford, for Wells Fargo Bank N.A., Bloomington, Minn. Property: 11 Woodledge Road, Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $315,000 dated November 2006. Filed Oct. 2.

Coelho, Roginaldo Jacinto, et al., Danbury. Filed by Alan P. Rosenberg P.C., West Hartford, for Fairmont Condominium Association Inc., Danbury. Property: 44 Fairmont Drive, Unit A-24, Danbury. Action: to foreclose delinquent common assessments. Filed Oct. 2.

Godfrey, James F., et al., Danbury. Filed by Adam L. Avallone, Farmington, for Bank of America N.A., Charlotte, N.C. Property: 1 Cedar St., Danbury. Action: to foreclose a statutory lien on this unit dated July 2007. Filed Oct. 3.

Contreras, Gustavo, et al., Norwalk. Filed by Kristen Boyle, Hartford, for JPMorgan Chase Bank N.A., Columbus, Ohio. Property: 211 Ely Ave., Norwalk. Action: to foreclose a delinquent mortgage in the original principal amount of $323,000 dated January 2007. Filed Oct. 10. Daouphars, Philip, et al., Stamford. Filed by Mario Arena, Hartford, for Bank of America N.A., Charlotte, N.C. Property: 60 Lawn Ave, Unit 24, Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $202,500 dated July 2003. Filed Oct. 5. Decarlo, adrian, et al., Danbury. Filed by Alan P. Rosenberg P.C., West Hartford, for Ridgewood Condominium Association Inc., Danbury. Property: 61 Kohanza St., Unit 47, Building no. 2, Danbury. Action: to foreclose delinquent common assessments. Filed Oct. 2. Dunkelberger, David L., et al., Norwalk. Filed by Douglas Sauvé, Hartford, for PHH Mortgage Corp., Mount Laurel, N.J. Property: 12 Snowden St., Norwalk. Action: to foreclose a delinquent mortgage in the original principal amount of $343,000 dated March 2007. Filed Oct. 5. Fuentes, Jose R., et al., Norwalk. Filed by Adam L. Avallone, Farmington, for Bank of America N.A., Charlotte, N.C. Property: Unit A3, Norwalk. Action: to foreclose a delinquent mortgage in the original principal amount of $210,377 dated November 2006. Filed Oct. 2.

Goodman, Seth J., et al., Stamford. Filed by Tamar Blazer, Stamford, for Northstar Condominium Association Inc., Stamford. Property: 104 North St., Unit 703, Stamford. Action: to foreclose on unpaid common charges. Filed Oct. 5. Grant, Vincent, et al., Norwalk. Filed by Adrienne Roach, Hartford, for Deutsche Bank National Trust, trustee, Los Angeles, Calif. Property: 47 Saddle Road, Norwalk. Action: to foreclose a delinquent mortgage in the original principal amount of $385,000 dated August 2007. Filed Oct. 5. Hightower, Dennis F., et al., Stamford. Filed by Taryn D. Martin, Plainville, for Retained Realty Inc., New York City. Property: 543 Wire Mill Road, Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $1.959 million dated August 2009. Filed Oct. 11. Hill, Evelyn, Norwalk. Filed by Erika L. Mascaro, Farmington, for U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 1 Horizon Drive, Norwalk. Action: to foreclose a delinquent mortgage in the original principal amount of $288,000 dated July 2006. Filed Oct. 5. Jeffries, Denise, Stamford. Filed by Jeffrey M. Knickerboxer, Hartford, for Wells Fargo Bank N.A., Bloomington, Minn. Property: 201 Silver Hill Lane, Stamford. Action: to foreclose a delinquent mortgage dated August 2007. Filed Sept. 24.

Juarez, Miguel A., et al., Stamford. Filed by Nicole M. Fitzgerald, Farmington, for JPMorgan Chase Bank N.A., Columbus, Ohio. Property: 45 Wilson St., Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $525,000 dated February 2008. Filed Oct. 2.

Lis Pendens This week’s electronic Records Section contains 29 more lis pendens on westfaironline.com. Subscribe to our membership package to access our expanded digital Records Section.

Mortgages 150 East Avenue Realty L.L.C., Milford, by William C. DeAngelo. Lender: First Niagra Bank N.A., Buffalo, N.Y. Property: 150 East Ave., Norwalk. Amount: $421,200. Filed Oct. 5.

International Pentecostal Church of Christ Inc., Danbury, by Pedro Mesias. Lender: Union Savings Bank, Danbury. Property: 64 Main St., Danbury. Amount: $210,000. Filed Oct. 10.

Ani-SA Foundation Inc., 96 Pixlee Place, Bridgeport 06610, PMB Realty L.L.C., Newtown, c/o Esterina Nako Peterbilal. Filed by Michael Ostrow. Lender: Fair- Oct. 17. field County Bank, Ridgefield. Property: 10 Starr and 14 Starr Road, Danbury. Amount: $1.165 Axel Painting, 76 Monroe St., Bridgeport 06605, c/o Joel Avila. million. Filed Oct. 4. Filed Oct. 9. Preferred Utilities Manufacturing Corp., Danbury. Lender: Savings Bank of Danbury, Danbury. Property: 31-35 South St., Danbury. Amount: $1 million. Filed Oct. 1. RMS Franklin L.L.C., Stamford, by Randall M. Salvatore. Lender: People’s United Bank, Bridgeport. Property: 159-163 Franklin St., Stamford. Amount: $12 million. Filed Oct. 4.

Saint Andrews Evangelical Lutheran Church, Ridgefield, by Norris W. Commodor. Lender: Mission Investment Fund of the Evangelical Lutheran Church in America, Chicago, Ill. Property: 6 Ivy Hill Road, Ridgefield. Amount: $1.460 million. Filed Barholm Associates L.L.C., Oct. 5. Stamford, by Robert McCarthy. Lender: Jacqueline Ciaraldi, Shay Homes L.L.C., Darien, by Stamford. Property: 37 Bar- Sean Shay. Lender: Amy H. Shelholm Ave., Stamford. Amount: ton, Darien. Property: 569 Mid$120,000. Filed Sept. 28. dlesex Road, Darien. Amount: $670,000. Filed Oct. 4. Dinks Realty L.L.C., Stamford, by Frank A. Lovello. Lender: Peo- Verdi Construction Co. L.L.C., ple’s United Bank, Bridgeport. Bethel, by Curtis A. Verdi. Lender: Property: 44 Diaz St., Stamford. Anthony J. DiPerrio, Danbury. Amount: $240,000. Filed Oct. 9. Property: 51 Forty Acre Mountain Road, Danbury. Amount: Dino’s Ristorante and Pizzaria $100,000. Filed Oct. 4. Inc., Darien, by Joseph Sandolo. Lender: Joel L. Berger, Greenwich. Property: 319 Boston Post Road, New Businesses Darien. Amount: $400,000. Filed Sept. 28. 51 Orange Street CondominiGermantown Plaza Associa- um Association Inc., 51 Orange tion L.L.C., Danbury, by Da- St., Apt. 4, Stamford 06902, c/o vid S. Hawley. Lender: Fairfield Leticia Ramirez. Filed Oct. 9. County Bank, Ridgefield. Property: 30 Germantown Road, 3000 Pulses, 209 Long Ridge Danbury. Amount: $2.6 million. Road, Danbury 06810, c/o MarFiled Oct. 10. tha Rhodes. Filed Oct. 4. 17 Charles Street L.L.C., Darien, by George Flagg. Lender: Savings Bank of Danbury, Danbury. Property: 25-13 Old Kings Highway, Suite 260, Darien. Amount: $840,000. Filed Oct. 3.

Infinity Enterprises L.L.C., A & J Wine & Liquor, 1050 E. Danbury, by Jorge M. Sousa. Main St., Bridgeport 06608, c/o Lender: Webster Bank, Water- Jennifer Moniz. Filed Oct. 18. bury. Property: 39 Stevens St., Danbury. Amount: $191,250. Filed Oct. 11.

26 Week of October 29, 2012 • Fairfield County Business Journal

A|X Armani Exchange, 100 Greyrock Place, Space No. F-103, Stamford 06903, c/o Presido International Inc. Filed Oct. 2.

Patents Configurable trust context assignable to facts and associated trust metadata. Patent no. 8,290,960 issued to ChungSheng Li, Edgemont, N.Y.; Ivan Milman, Austin, Texas; Guenter Sauter, Ridgefield; Harald Smith, Groveland, Mass.; and Charles Wolfson, Austin, Texas. Assigned to International Business Machines Corp., Armonk, N.Y.

Barker’s Enterprise, 18 Edge- Image archiving and comwood Ave., Stamford 06907, c/o munications system. PatDavid Barker. Filed Oct. 10. ent no. 8,290,815 issued to Edward C. Heere, Redding; and Beijing Restaurant d.b.a Chill- Roger S. Metz, Sandy Hook. itiger 73 L.L.C., 131 Tunxis Hill Assigned to CoActiv, L.L.C., Road, Fairfield 06825, c/o Chill- Ridgefield. itiger L.L.C. Filed Oct. 1. Low-temperature deposition Belleza Infantil, 805 E. Main St., of phase change memory mateStamford 06902, c/o Ladi Rojas. rials. Patent no. 8,288,198 issued to Jeffrey F. Roeder, Brookfield; Filed Oct. 15. Thomas H. Baum, New Fairfield; Bryan C. Hendrix, Danbury; Black Rock Package, 2906 Fair- Gregory T. Stauf, New Milford; field Ave., Bridgeport 06605, c/o Chongying Xu, New Milford; William Hunks, Waterbury; TiIqbal Kaur. Filed Oct. 10. anniu Chen, Rocky Hill; and Matthias Chen, New Milford. AsBlack Squirrell Chimney signed to Advanced Technology Sweep, 31 Pine Tree Lane, Fair- Materials Inc., Danbury. field 06824, c/o Terry Langan. Filed Oct. 15. Marking material container for a printing press. Patent Blue Ridge Winery, 97 Blue no. D669,118 issued to Paul Ridge Drive, Stamford 06903, c/o Wegman; Pittsford, N.Y.; Kevin Enzo Iofrino. Filed Oct. 9. Maltzahn, Webster, N.Y.; Ricardo Mendoza, Webster, N.Y.; Mark Bridge City Studio, 141 Union R. Vannicola, Rochester, N.Y.; and Ave., Unit 9, Bridgeport 06610, Wayne D. Drinkwater, Fairport, c/o Leon Sheppard. Filed Oct. 9. N.Y. Assigned to Xerox Corp., Norwalk. C & S Landscaping and Painting, 116 W. Broad St., Stamford Method and apparatus for 06902, c/o Alberto Lara. Filed managing subscriptions. Patent no. 8,285,591 issued to Oct. 3. Jay S. Walker, Ridgefield; Magdalena Mik, Ridgefield; James A. New Businesses Jorasch, New York City; Andrew S. Van Luchene, Santa Fe, N.M.; This week’s electronic Records Michiko Koyabashi, Stamford; Section contains 90 more new Geoffrey M. Gelman, Brooklyn, businesses on westfaironline.com. N.Y.; Russell P. Sammon, San Subscribe to our membership Francisco, Calif.; Andrew P. Goldpackage to access our expanded en, Jamaica Plain, Mass.; and digital Records Section. Adam Stevenson, Solana Beach, Calif. Assigned to Walker Digital L.L.C., Stamford. Reduced traceability electronic message system and method for sending header information before message content. Patent no. 8,291,026 issued to Joseph Collins, Darien; and Amit Shah, Livonia, Mich. Assigned to VaporStream Inc., Chicago, Ill.

Business ConneCtions ElEction 2012

Economy

September Jobs Report

Business Community Endorses General Assembly Candidates The Connecticut Business & Industry Association, the state’s largest business organization, has endorsed 27 Fairfield County General Assembly candidates for the November 6 general election. “Most voters say jobs and the economy are their top issues,” says John R. Rathgeber, CBIA president and CEO. “Connecticut clearly needs lawmakers who can restore business confidence in our state so that employers invest, grow, and create jobs here. “We believe that the candidates endorsed by CBIA are committed to making Connecticut a better state in which to do business, which means more and better jobs for our residents.” State Senate f 21st District: Kevin Kelly (R-Stratford) f 24th District: Michael McLachlan (R-Danbury) f 25th District: Bob Duff (D-Norwalk) f 26th District: Toni Boucher (R-Wilton) f 28th District: John McKinney (R-Fairfield) f 36th District: Scott Frantz (R-Greenwich)

f 107th District: David Scribner (R-Brookfield) f 108th District: Richard Smith (R-New Fairfield) f 112th District: DebraLee Hovey (R-Monroe) f 113th District: Jason Perillo (R-Shelton) f 120th District: Laura Hoydick (R-Stratford) f 122nd District: Larry Miller (R-Stratford) f 123rd District: Dave Rutigliano (R-Trumbull) f 131st District: David Labriola (R-Oxford) f 132nd District: Brenda Kupchick (R-Fairfield) f 134th District: Tony Hwang (R-Fairfield) f 135th District: John Shaban (R-Redding) f 138th District: Jan Giegler (R-Danbury)

onnecticut added 2,000 new jobs in September, while the unemployment rate fell slightly to 8.9%. That’s the good news. While the unemployment rate declined, it remains higher than this time last year, when it stood at 8.6%. The national unemployment rate was 7.8% in September. And the August jobs numbers—already the worst in 36 years—were revised down, with the state Department of Labor now reporting 7,500 lost jobs in that month (it previously estimated a loss of 6,800). “The jobs report for September was the best we’ve seen in a few months,” said CBIA economist Pete Gioia. “But that’s got to be tempered with the fact that the year-over-year gain in jobs is only 1,900, which is incredibly weak.” The 1,900 new jobs over the last 12 months represents a miniscule 0.1% growth in the labor market.

f 141st District: Terrie Wood (R-Darien) f 142nd District Larry Cafero (R-Norwalk) f 143rd District: Gail Lavielle (R-Wilton) f 144th District: Michael Molgano (R-Stamford) f 148th District: Dan Fox (D-Stamford) f 149th District: Livvy Floren (R-Greenwich) f 151st District: Fred Camillo (R-Greenwich)

State House of Representatives

See the full list at cbia.com/election

f 2nd District: Dan Carter (R-Bethel)

Paid for by CBIA, 350 Church Street, Hartford, CT 06103; president and CEO John R. Rathgeber. This message was made independent of any candidate or political party.

f 106th District: Mitch Bolinsky (R-Newtown)

Connecticut has recovered 31,400, or 26.7%, of the 117,500 jobs lost in the recession. The private sector regained 42,600 (38.7%) of the 110,200 jobs lost during the recession while the government sector has lost another 11,200. Among private sector industries, financial activities (-3,000), construction and mining (-1,200), other services (-100), and manufacturing (-200) continued to shed jobs even after the recovery began in February 2010. ➤ Read more at gov.cbia.com

Human REsouRcEs

Maximum Benefit Increases for Workers Comp, Unemployment

he state Workers’ Compensation Commission has announced that the maximum weekly workers’ compensation benefit for total disability and decedents’ dependents will be $1,172 for injuries occurring on or after Oct. 1, 2012. By law, this is equivalent to the estimated average weekly earnings of all employees in Connecticut.

The maximum workers’ compensation benefit payout

for partial disability (incapacity) will be $1,001 for injuries occurring on or after Oct. 1, 2012. This is 100% of the state’s average weekly wage for production and related workers in manufacturing in the state, as of Oct. 1, 2012, per the state labor commissioner. The new maximum weekly unemployment compensation benefit increases from $573 to $591, effective Oct. 7.

The new maximum benefit applies to claims filed for the benefit year starting on and after Oct. 7, 2012. Individuals who established a claim prior to Oct. 7 and who have been collecting unemployment benefits will be unaffected by the increase. The weekly dependency allowance—$15 for each dependent, with a maximum of $75—remains unchanged. ➤ Read more at gov.cbia.com

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of October 29, 2012 27

WHAT WORKS in today’s advertising YOU

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The Business Journals Conversation Series will present a program that takes a detailed look at successful advertising case studies in today’s market. What Works is intended to educate business decision-makers on creating advertising campaigns that generate new business and successful branding objectives. Valbella Thursday Nov. 29 Restaurant 11:30 a.m. lunch 1309 E. Putnam Ave. Greenwich Program starts at noon Register now. Space is limited. Email Alissa Frey at afrey@westfairinc.com or go to westfaironline.com

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