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FAIRFIELD COUNTY

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November 4, 2013 | VOL. 49, No. 44

THE SOUL OF A NEW ANTIQUE

FCBJ this week PAGING R2D2 Robots increase the allure of American manufacturing … 5

By JEnniFER BiSSEll jbissell@westfairinc.com

n the midst of a throwaway culture, one couple seeks to create handcrafted furniture, worthy of keeping. While the home of any millennial is likely furnished with pieces of particle board from big retailers, Sarah Bader and Matt Rink are helping their peers make the upgrade to custom-made furniture, finished with reclaimed wood. “Not to rip on IKEA too much, but it’s like glorified cardboard,” Rink said. “If you could buy something of quality, at the same price, why wouldn’t you?” Made of wood primarily from old Connecticut barns, the furniture is priced in the same range as IKEA or Pottery Barn. But when and if it breaks, the couple says they don’t believe their customers will just throw out their pieces. The couple’s Bethel-based company, New

COMMERCIAL LANDSCAPE CBRE releases a raft of leasing data … 8 MAESTROS OF FUNDING A group of ﬁnance executives helps ﬂoat an orchestra … 15 NEWSMAKERS On the rise and on the move … 20

MEDIA PARTNER

matt rink and sarah Bader in their Bethel workshop.

» Wood, page 6

WOMEN RULE THE DAIS

WbdC breAKFAst drAWs 500-Plus

By Bill Fallon bfallon@westfairinc.com

THE 25TH ANNIVERSARY OF HR 5050, the federal legislation that remade women’s business finance, was topic A for the state’s treasurer, lieutenant governor and for a lineup of business and civic leaders at the Women’s Business Development Council’s 12th annual Business Breakfast. Even a female race car driver came to praise the law and, notably, to join the host group in praising Nancy Coffey, CEO of KTT Enterprises. » Women, page 7

HORROR TAILS

Women’s Business Development Council founder and CEO Fran Pastore.

NEWS NOON @

Dead in the water

Neurotoxins eyed in lobster industry’s demise IN Sound By Bill Fallon bfallon@westfairinc.com

he moratorium on lobster harvests in the Long Island Sound that began Sept. 8 will end for Connecticut fishermen Nov 28. According to a pair of men who have been pulling lobsters from the sound all their lives, why bother? “It’s been a disaster the last four or five years,” said Roger Frate, 68. “There’s nothing out there.” And what is there, he said, “literally stinks” — lobster meat that fish will not eat, even blackfish, which by their nature eat injured lobsters. “If I put a single poisoned lobster into a tank with healthy lobsters, they all get sick; that’s how potent this stuff is. The meat is rotten. It’s just disgusting.” Frate is addressing methoprene and resmethrin, a pair of insecticides used to control mosquitoes that the Legislature banned July 21 (except under emergency conditions) via House Bill No. 6441. Gov. Dannel P. Malloy signed it — “a prohibition on the use or application of methoprene or resmethrin in any storm drain or conveyance for water within the coastal boundary” — and the ban took effect Oct. 1 Frate is president of the Western End of the Long Island Sound Lobster Association. For 33 years he has owned Darien Seafood, a retailer that also wholesales clams and oysters. His son, Roger Jr., 45, is the organization vice president — and that pretty much constitutes the organization’s roll call these days. “There used to be 50 members before the 1999 die-off; now there are just a few of us.” The specific date that led to the ongoing catastrophe — this is the first shutdown of the industry in its 300-year history — is Sept 17, 1999. That was the day Hurricane Floyd hit. Floyd was bumped from the regional collective memory by other weather blockbusters since, but for fishermen, it was Black Tuesday and the Chicago fire rolled into one. The West Nile virus was in the news and regional states reacted, perhaps overreacted, quickly. A week before Floyd, New York applied 20 million pounds of neurotoxins to mosquito-prone areas, storm drains and catch basins; Connecticut applied half that amount. But for Floyd, the chemicals might have dissipated, as they are designed to do. “The trouble is you get overflow of the basins and storm drains after about an inch and a half of rain,” Frate said.

“We had 10 inches with Floyd; the timing could not have been worse. September 17, 1999 was the date that changed my life. We saw a 90- to 100-percent decline after Floyd. “We received $7 million to study the problem in 2000 from the Clinton administration,” Frate said. Besides the pesticides themselves, the findings pointed a finger at the use of liquid chlorine in wastewater treatment, which both amplifies and transports chemicals to the sound bottom, he said. “Just one part per billion of methoprene blows apart their immune systems so that any bacteria will kill the lobsters. By 2004, we knew what was causing this.” The website for the National Pesticide Information Center (NPIC) in a cartoonillustrated “methoprene general fact sheet” said the chemical “can accumulate in fish tissues. It is moderately toxic to crustaceans such as shrimp, lobsters and crayfish, and very highly toxic to freshwater invertebrates. “By acting like an insect hormone, it interferes with insect growth and development,” the NPIC said. “It can prevent normal molting, egg-laying, egg-hatching, and development from the immature phase to the adult phase. This prevents the insects from reproducing.” The problem as Frate explains it — and he has been on the topic since Floyd, more than 14 years now — is that insects and lobsters are members of the same biological phylum. “The same thing that kills bugs kills lobsters — they’re all arthropods,” Frate said. In the wake of Floyd, Frate said, 300 dead birds that were turned in for testing revealed only five died of West Nile virus; the remaining 295 were killed by ingesting poisoned insects. On the same day Frate spoke, federal and state officials announced 23 grants totaling $1,295,972 were awarded to local government and community groups in Connecticut and New York under the Long Island Sound Futures Fund. “The grants are for projects that improve water quality, restore habitat, enhance living resources,” the announcement read, “and educate and involve the public with the ultimate goal of protecting and restoring the Long Island Sound.” Thirteen grants totaling $625,982 leveraged another $590,000 in grantee contributions for, among other state initiatives, a program for stormwater awareness via social media to be run by The Maritime Aquarium at Norwalk ($70,000)

2 Week of November 4, 2013 • Fairfield County Business Journal

Mike Kalaman aboard the lobster boat Dark Horse in Norwalk Harbor.

and for an organic lawn care program in Waterbury ($52,000). Those grants notwithstanding, “I spoke in Washington, D.C., Aug. 20 to the Atlantic States Marine Fisheries Commission,” said Frate. “I said this bill in Connecticut is the only chance the Long Island Sound has. When are they going to stop these pesticides in New York?” Connecticut now uses BTI (Bacillus thuringiensis israelensis), a bacteria that attacks mosquitoes in the larval stage and that is billed as targeting few unrelated species. Lawn care is a big problem, according to Frate, fraught with the use of available brands like Illinois-based Clarke’s Anvil brand, which uses another neurotoxin, sumithrin, classified as an “axonic (as in the axons of nerve cells) excitoxin,” and Scourge, made by Germany-based Bayer, which contains the now-Connecticutbanned neurotoxin resmethrin. “I raised these issues with a friend who had retired from the lawn care industry,” he said. “This fellow said I was 100 percent right. He told me, ‘I should be ashamed, but I got rich off it.’” Mike Kalaman, 47, runs the lobster boat Dark Horse for Norm Bloom & Son L.L.C. in Norwalk. These days he’s mostly working on his boat. When he does go out he hunts for channel whelks; their meat is

better known as scungilli. “The biggest problem is New York’s continued use of West Nile pesticides,” Kalaman said dockside recently. “They’ve had a significant impact on the lobsters.” Calling lobsters “the canary in the coal mine,” he said those who make decisions are too removed from the world of boats and lobster pots. “We’re allowed to set out pots Nov. 15,” he said. “But we can’t bait them until Nov. 28. You gotta be kidding me. You should have heard the laughter when they announced that decision. “The people who make the decisions don’t know the industry,” Kalaman said. “The lobster industry provides a monitoring function in a manner government can’t afford. The politicians need to listen to the fishermen. We’re the true stewards of the environment. We’re the ones who count on the balance that Mother Nature provides.” “These should be the best lobsterbreeding grounds in the U.S.,” Frate said. “I blame the whole thing on New York — it’s gotta be about money.” As for further studies: “People are making a living off what they already know.” Several calls to New York officials in the departments of health and environmental conservation resulted in interdepartmental shuffling, but no response to the lobstermen’s concerns.

Professor warns of excellence gap By JEnniFER BiSSEll jbissell@westfairinc.com

advanced levels in 2011, 42 percent of students without a reduced meal plan performed at advanced levels. Several factors can contribute to an excellence gap, Plucker said. However, he believes the gap is primarily attributed to educational reform mindsets that focus on the students performing right below middle competency levels, rather than helping everyone improve. Additionally, he said the reforms have

seemingly helped well-off, white students the most. “Our minimum competency levels are fairly low,” he said. “Getting students to that level isn’t helping them that much and it’s hard to grow a vibrant economy that way.” In other instances Plucker said bright students in any given grade level are limited to how much they are allowed to learn in one school year before they

reach a grade higher. It doesn’t help students stay engaged and interested in learning. “It’s antiquated thinking,” Plucker said. “A lot of districts have policies in place that hold students back. We need to help principals and superintendents realize those aren’t really helpful polices. It’s like telling an athlete we’re only going to let you get so talented and hold you there until next year.”

hen school test results are released, people tend to focus on the lowest-scoring students and the achievement gap among different socioeconomic and ethnic groups. But rather than solely focusing on the bottom group of scores, University of Connecticut Professor Jonathan Plucker said he believes the gap between the highest scores is just as important and rapidly growing. The so-called “excellence gap” is still leaving many students behind, Plucker said, crippling our future economy and its need for highly skilled laborers. “Connecticut has some of the largest achievement gaps in the country, but there are other gaps that are really important,” said Plucker, an education policy expert. “The number of black students scoring at advance levels is very PHOTOGRAPHY PHOTOGRAPHY PHOTOGRAPHY PHOTOGRAPHYPHOTOGRAPHY low — sometimes 1 or 2 percent — while the number of white students is considGRAPHIC DESIGN GRAPHIC DESIGN GRAPHIC DESIGN GRAPHIC DESIGN GRAPHIC DESIGN erably higher. There’s a huge disparity on the top end.” Between 2006 and 2011, the excelRETOUCHINGRETOUCHINGRETOUCHINGRETOUCHINGRETOUCHINGRETOUCHING lence gap between white and black fourth-graders in Connecticut increased LARGE FORMAT GRAPHICS LARGE FORMAT GRAPHICS LARGE FORMAT GRAPHICS nearly 40 percent on math exams, according to a 2012 report by Plucker FINE ART GICLÉE FINE ART GICLÉE FINE ART GICLÉE FINE ART GICLÉE FINE ART GICLÉE and two other researchers at DePauw University and Michigan State University. OFFSET & DIGITAL PRINTING OFFSET & DIGITAL PRINTING OFFSET & DIGITAL PRINTING OFFSET & DIGITAL While white students performing at advanced levels grew from 28 percent DISPLAYS DISPLAYS DISPLAYSDISPLAYS DISPLAYS DISPLAYS DISPLAYS DISPLAYS to 40 percent in 2011, black students performing at advanced levels only grew TRADE SHOWS TRADE SHOWS TRADE SHOWS TRADE SHOWS TRADE SHOWS TRADE SHOWS from 5 percent to 9 percent, according to the report. Hispanic students increased PUBLISHING PUBLISHING PUBLISHING PUBLISHING PUBLISHING PUBLISHING math test scores from 7 percent to 13 percent during that time frame. MOUNTING & FINISHING MOUNTING & FINISHING MOUNTING & FINISHING MOUNTING & FINISHIN “Most people focus on competency gaps, but there are several hyperBUILDING SIGNAGE BUILDING SIGNAGE BUILDING SIGNAGE BUILDING SIGNAGE achievement gaps,” he said. “The groups that aren’t scoring at advanced levels are VEHICLE GRAPHICSVEHICLE GRAPHICS VEHICLE GRAPHICSVEHICLE GRAPHICS the fastest growing parts of our student population. We’re seeing a larger minorFULLFILLMENT SERVICESFULLFILLMENT SERVICESFULLFILLMENT SERVICES ity-majority population in our schools.” It becomes an economic issue when We are now in our newly renovated space so come by and see the majority of the talented workforce is from a white minority subgroup, he said. our new gallery and enjoy the quality you’ve experienced for 40 years “Income gaps lead to economic gaps, which lead to talent gaps, which lead to income gaps,” Plucker said. “It’s a vicious cycle we can’t get out of.” The excellence gap between Connecticut fourth-graders on free and reduced meal plans and their counterparts increased 30 percent on YOUR SOURCE FOR ALL VISUAL SERVICES math exams as well between 2006 and 168 Sawmill River Road • Hawthorne, NY 10532 • 914-769-8484 2011. While only 12 percent of students www.colorgroup.com • production@colorgroup.com • support@colorgroup.com with reduced meal plans performed at

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 4, 2013

PERSPECTIVES

FAIRFIELD COUNTY

BUSINESS JOURNAL • • • • •

The nonproﬁt: uneasy in uncertain times By MiCHaEl J. Hanlon

hile charitable giving has historically not been greatly impacted by changes in tax policy, the nearly unprecedented level of government gridlock we are seeing right now has made this a very uncertain time regarding our tax or budget policy. This uncertainty is combined with the sheer size of the charitable tax deduction — only the tax deductions for mortgage and health insurance cost the federal government more. It clearly illustrates why nonprofits and charities are so concerned. Boards of directors and management are thinking of how this could affect the populations in need that they serve. So during a time such as this, when it is increasingly difficult to predict what action, if any, our federal government will take, what can nonprofits do to protect themselves? After all, those resources for which nonprofits are all competing are indeed finite. There is a general feeling of uneasiness surrounding the nonprofit industry these days, as many are concerned that changes in tax policy at both the federal and state level could impact how much and how often people and businesses continue to contribute. The truth of the matter is the wealthiest are those who most tend to take advantage of tax deductions for charitable contributions — recent statistics show that 9 out of every 10 of the nation’s top earners report charitable contributions, and that totals more than $170 billion annually.

For starters, nonprofits must distinguish themselves from other organizations competing for dollars. While no one likes to see one-upmanship in the nonprofit world (“Give to this charity, but not to that one”), there can still be a concerted effort to inspire a donor base to support the mission. A mission statement that is complete and powerful, one that shows clearly who the organization is looking to help, can be a big asset. Next, there simply must be an effort to keep awareness and success of the mission in the public consciousness. Updates should be given to donors and prospective donors on a regular basis through emails, newsletters, traditional and social media as well as direct contact. Success stories should be shared so people and businesses can draw a clear line between their charitable donations and those directly benefiting from them. The more clearly this path is illuminated, the better the chance that awareness of an organization’s success is getting through. One helpful tactic is for a nonprofit organization to divide prospective donors into strategic segments based on their willingness to give and commitment to the organization. These segments can be current and past donors, volunteers, board members (current and past), and individuals or family members who have been helped by the organization. Strong efforts must also be made to maintain contact with those who donate annually; keeping that relationship strong is perhaps the best way to ensure the annual contribution keeps coming. At a time when funds are tight and so much

uncertainty continues to rule the day, complacency can be the great enemy. Along those lines, transparency is also essential; people need to see that their charitable contributions are going to programs that indeed help people. Nonprofits should show that a high percentage of contributions are used for programs rather than management or administrative costs. A good rule of thumb is 80 cents or higher on the dollar for program-related expenses — this is a responsible level that shows a significant return on investment for those who contribute. Finally, it is often those nonprofits and charities with the best development plans that succeed the most, particularly in austere times. Organizations should develop and implement a planned giving campaign while, at the same time, maintain a strong and experienced development department. This inspires confidence in potential givers and shows people that the nonprofit is in the right hands. These are the steps that all responsible nonprofit organizations should take to demonstrate to their key audiences they are the right choice for their charitable contributions. In times of great uncertainty such as this, adherence to these high standards is more important than ever. Michael J. Hanlon is a principal with BlumShapiro, the largest regional accounting, tax and business consulting �irm based in New England. He can be reached at mhanlon@blumshapiro.com.

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SPEAKING OF … GIVING “Generosity is giving more than you can, and pride is taking less than you need.”

— Khalil Gibran

“What right have you to be merry? What reason have you to be merry? you’re poor enough.” “What right have you to be dismal? What reason have you to be morose? you’re rich enough.”

— Charles Dickens, “A Christmas Carol”

4 Week of November 4, 2013 • FairField County Business Journal

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Robotics ‘reshore’ manufacturing

Citrin Cooperman Corner International – Ready or Not? By Mark L. Fagan, CPa Citrin CooPerMan Whether you are considering taking your business international, are just getting your feet wet, or have been competing internationally for some time, your probability for success is lower than doing business in the states. Why? Because many companies that go international are not ready for it. Here are a few things to consider when committing the dollars, time and energy to going international:

Sam Pagano, a PRS technician, shows off a Kawasaki robot PRS will program.

BY JENNIFER BISSELL jbissell@westfairinc.com

hey may only be six employees in a small warehouse outside of Danbury, but the technicians at Practical Robotic Services L.L.C. are playing a vital role in the movement to bring manufacturing back to the United States. While the lure of cheap labor costs in Asia and elsewhere has moved manufacturing facilities offshore for years, many company executives are now finding it cheaper to move back home and use robotics to do the job. “Manufacturers have been paying $1 per person, per day (in Asia),” said Glenn Sahlin, PRS technology manager. “That’s what we have to compete with. That’s not politics. That’s the way it is and the best way to compete is with automation.” With better technology available amid raising labor costs in China, there’s been a sharp increase in the number of manufacturers moving back to the U.S. In fact, more than half of large manufacturers are now planning or considering “reshoring” from China, according to a recent survey by the Boston Consulting Group. Using technicians and programmers like those at PRS, manufacturers are better able to program robots to assemble products and move them along the supply chain faster. By completing this process in the U.S., survey respondents said they’re also able to save on transportations costs, produce higher quality products and be closer to their customers. About 200 manufacturers nationwide responded to the August survey. The group estimates between 2.5 million and 5 million manufacturing-related jobs will be created in the United States by 2020. Though the manufacturing community in Danbury may be a shadow of its former self, Sahlin said the region is still

a strong home base for manufacturers. Automation and robotics grew up in the area to support the larger manufacturers, and while some have left, many still exist. Nearly 10 years old, PRS primarily services companies located in the Northeast by programming mid-level automation services costing between $100,000 and $300,000. They’re primary customer base includes manufacturers in industries as diverse as medicine, games and autos. To date, they say they’re directly responsible for bringing at least one major company’s production back to the country. “We provide a path for manufacturers to return not only to Fairfield County, but the United States in general,” Sahlin said. “We make them as competitive as possible.” The work done by PRS does eliminate jobs. However, Sahlin emphasized the work doesn’t eliminate the need for people. Technicians are still needed to design and maintain the machines, which are skilled labor positions paid a decent salary, he said. It also saves the jobs of companies that might otherwise go under due to increasing pressures to cut costs. For instance, the company’s employees helped program a machine to assist with creating cheaper plastic bottle caps for a company in Watertown, which ended up saving the company, Sahlin said. Previously the company was producing caps at a cost just barely below its selling point, but the new technology helped the company cut labor costs nearly 10-1, Sahlin said. The cost of the equipment paid for itself in one year. “The most prosperous time in this country was when manufacturing was at the forefront of our economy,” Sahlin said. “Bringing manufacturing back is a way to turn it around again.”

Are you currently running An efficient operAtion in the StAteS? Take an honest look at the business you are running here. You will most likely use your current operations as a template and replicate it in some fashion in a foreign country. If your current business is unorganized and requires the owner’s talent to keep operations going, how will your foreign operations survive if the owner is not on sight? Your current operations must have at least the following attributes working well so they can be replicated internationally: Key business driver (“KBD”) reporting and management system – Every business has 6-10 KBDs (e.g., sales volume, gross profit %, sales per employee) that measure the health of a company. A timely reporting system and management team that focuses on improving these KBDs should be working effectively. Embracing a culture of accountability – Your business strategy requires buyin from your management team. In addition, there has to be a culture of accountability from your entire organization. Creating a culture of accountability takes time, requires consistency and discipline, and must start and be maintained by the CEO. In other words, your business should be able to run its day-to-day operations based on the culture, policies and procedures currently in place before you try to replicate it in the international marketplace. WhAt iS your internAtionAl StrAtegy? It may be different than your domestic strategy. The business model you use domestically may not translate efficiently to an international presence. Franchising, licensing, joint ventures, and company-owned business models each have their own pros and cons and require different amounts of labor and capital to implement internationally. Alliances continue to be a vital part of corporate strategy, particularly in markets with high uncertainty or where there are potentially promising growth opportunities a company does not want to pursue on its own. If you decide to enter into partnerships with local entities, make sure you

understand the different decision-makers in each situation. Understanding “who decides what” is crucial in international operations. What applies in the U.S. may be irrelevant overseas. Governance structures for domestic companies also may have little relevance in other international markets. In China, for example, even in nominally “private” companies, you need the local Party representatives’ approval for major changes in the company. Do you unDerStAnD the neeDS of your neW cuStomer bASe? Unless you already have a global brand, your target market may not fully understand your product or service. Test the waters by doing a basic market analysis to determine if the products or services are needed in the target market. Talk to other companies that work there or trade organizations involved in such locations. Other resources for your market analysis include the U.S. Commercial Service, which offers a variety of market research and due diligence products through the National Export Initiative (www.trade.gov/NEI), and a department called Export.gov (www.export.gov), which can help you begin exporting. Interview local clients, industry experts and even direct competitors whenever possible. Your aim from this exercise should not be to promote your products or services, but rather to gain insight about the market: its needs and requirements, competitors, influencers, price levels, and payment methods. This will help you determine if there is a market need for your product or service. chooSing the right entity type – Choosing an appropriate and tax-efficient entity type will depend on country regulations and specific situations and details of your business. Choices include a representative office, branch office or a type of foreign subsidiary. First you should determine the goals, strategies and risks of your business, and then choose the appropriate entity to help you achieve the goals and minimize risk. Finally, don’t overestimate the attractiveness of foreign markets. From the costs, management and cultural obstacles to the security risks of your intellectual property and customer data, doing business abroad needs to be carefully planned. The next Citrin Cooperman Corner column will appear on this page Monday, December 2, 2013, dealing with end-of-year tax strategies. About the Author: Mark L. Fagan is the Managing Partner of Citrin Cooperman’s Connecticut office. Mark can be reached by phone at 203-847-4068 or via email at mfagan@citrincooperman.com. Citrin Cooperman is a full-service accounting and business consulting firm with offices in White Plains, NY; Norwalk, CT; New York City; Livingston, NJ; and Philadelphia.

A MESSAGE FROM CITRIN COOPERMAN FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 4, 2013

Wood — » From page 1

Antiquity, recently celebrated its oneyear anniversary and so far the future looks bright, Rink said. The company primarily sells to younger generations looking to upgrade their home decor, but it has also gained traction selling pieces to bars and businesses in New York City. The company’s items range from coffee tables and dressers, to footbridges and tree houses. Most orders come out of Fairfield County and New York, but an active online storefront on Etsy.com keeps a steady stream of purchases coming. A lot of the wood they use is from neighbors or is found by driving around, Bader said. After the region’s recent bout of major storms, there’s been a lot of wood to collect. “It so exciting to see something that

is useless almost, saved from a landfill,” Bader said. “Some of the trees we’re working with are 100 years old.” However, Bader cautioned that collecting the wood and milling it down is no easy feat. Usually it means hauling heavy beams, removing nails, cutting the wood to size and stripping it. But it gives them an opportunity to work with a broad range of colors and sometimes rare wood like chestnut. When the two graduated with their art degrees from Alfred University in 2007, Rink said they wondered what their careers might look like. “We got out of school right when the economy tanked,” Rink said. “But we’re lucky. This has been such a great synthesis for us because we’re able to compose pieces with the colors in the wood, do design work and layout, and work on these things artistically.” The two first decided to start their company after successfully building pub tables and a bar for their wedding last

year and selling it on Etsy. Rink’s father, a carpenter in Redding, has also played a key role in helping the company take off. “Coming out of this economy, there’s no way to know if a company is going to work or not,” Rink said. “(But) once you take that jump you really don’t have any choice but to make it work.”

The two don’t have any plans to hire additional employees. For now, they’re content working just the two of them. “We want to make things that create charm and character,” Bader said. “When you put in so much work into something you love, it usually turns out well. I think other people can appreciate that.”

UP TO THE MINUTE

MALLOY TO CON ED: PONY UP

In a Congressional hearing Oct. 28, Con Edison officials said they won’t pay damages to the Metropolitan Transportation Authority or its riders for a 12-day rail disruption following a power failure last month. In response, Gov. Dannel P. Malloy, in a letter to MTA officials, requested “all possible legal action” be initiated to seek full reimbursement for the additional project cost, service, lost revenue and fare credits to impacted customers. “The negligence that underlies the outage must be rectified by Con Edison,” Malloy said. “I believe MTA has the responsibility to undertake legal action in order to avoid costs being shifted to Connecticut’s riders, and Connecticut stands ready to assist MTA in any legal action it undertakes.” A 138,000-volt cable feeder, which supplies electricity to overhead train wires, lost power Sept. 25, affecting the daily commute of roughly 62,500 people for days. Outages were estimated to cost the state’s economy nearly $62 million, according to a report by the state’s Department of Economic and Community Development. The disruption cost the rail industry an estimated $3 million to run tem-

porary diesel-powered trains and $5.3 million in lost ticket revenue, according to the report. On top of reimbursing monthly and weekly ticket holders for the disruption, the state also lost an estimated $2.2 million in net revenue.

BRIDGEPORT DUMP GOES GREEN

Finch’s BGreen 2020 initiative to reduce energy use and greenhouse gas emissions. The park is located near Captain’s Cove Seaport across Cedar Creek from Seaside Park. The project, supported by United Illuminating, is estimated to produce enough energy to power 3,000 homes per year. The park will be UI’s first project built and owned under its Renewable Connections Program.

NATIONAL STATURE FOR JURY AWARD

A former Bridgeport landfill will be the new site of a green energy park for either solar, fuel cell or wind installations. City and state officials announced plans Oct. 24 as a part of Mayor Bill

6 Week of November 4, 2013 • FairField County Business Journal

A jury award obtained in March by the Bridgeport-based law firm Koskoff, Koskoff & Bieder is ranked the 12th largest monetary settlement nationally for 2013, American Lawyer Media announced recently. New York City-based American Lawyer Media publishes the National Law Journal. A federal jury awarded $41.75 million in the case involving a girl who contracted a life-altering disease while on a school trip to China. Koskoff, Koskoff & Bieder represented Cara Munn of New York City, a former student of The Hotchkiss School, a private boarding school in Lakeville. In 2007, Munn joined a school-organized trip to China, where she contracted tickborne encephalitis that ultimately left her unable to speak.

“Our top-50 ranking, called ‘Big Money Wins,’ catalogs the extraordinary accomplishments of plaintiffs’ lawyers using the best measure available — the amount of the jury verdict award or settlement,” said Lisa Ann Roberts, spokesperson for the National Law Journal. The full list was published by the journal Oct. 22. “The verdict in Munn v. Hotchkiss waves a red flag in front of school officials who fail to take basic safety precautions to protect the minor children in their care,” said attorney Antonio Ponvert III, who represented Munn and tried the case. “Cara and her family are hopeful that her experience will protect other children from life-altering injury.” The journal also said the award is the largest nonmedical malpractice award in Connecticut history to date. In an earlier case, D’Attilo v. Viscarello Maternal-Fetal Care, Koskoff attorneys obtained the largest medical malpractice judgment in Connecticut history. Attorneys Kathleen Nastri and James Horwitz obtained a superior court award of $58 million in 2011 for the family of Daniel Jacob D’Attilo, who suffered severe cerebral palsy at birth as a result of critical errors on the part of his obstetrician. » Briefs, page 9

Women — » From page 1

Coffey received the council’s Deb Ziegler Award for Entrepreneurial Excellence. Ziegler was a WBDC board member who died in 2005. Coffey’s Hamden-based company manufactures foams that find uses as disparate as beds, space suits and makeup applicators. If HR 5050 eliminated the need for male relative cosigners, among other advances, WBDC founder and CEO Fran Pastore told the standing-room-only crowd of 529 at the Stamford Marriott there is still work to do. Women represent $3 trillion nationally in economic impact, she said, yet women business loan rejections outpace approvals 4-to-1 and rejections for equity capital best approvals 22-to-1. Pastore is a member of the WBDC’s national council, which also was created by HR 5050. An all-star and high-power list of dignitaries included Lt. Gov. Nancy Wyman, who embraced the Brooklyn roots she shares with Pastore. To laughter that filled the room she acknowledged her sharp accent, referencing Fran Drescher’s “The Nanny.” As Pastore had done, she praised HR 5050, telling the mostly female crowd, “What you are doing now is showing the next generation and the next generation that this is the normal thing. Use your voice. It is very, very powerful. Voice your opinion and say what you’re against.” State Treasurer Denise Nappier cited insufficient financing as a continued obstacle for women-owned businesses. “Thirty-eight percent of businesses are owned by women, yet women receive less than 4 percent of venture capital dollars,” she said. Such funding is critical — “particularly in the infancy stage” — because she said, “venture capital has traditionally gone where commercial lending dares not tread.” The event featured a panel discussion moderated by Teresa C. Younger, a former two-term president of the board of directors of the Girl Scouts of Connecticut and currently executive director of the Connecticut Permanent Commission on the Status of Women. The panel featured Sarah Fisher, race car driver and CEO of Sarah Fisher Harman Racing; Susan Duffy, executive director of the Center for Women’s Entrepreneurial Leadership at Babson College; and Laurie Tucker, senior vice president of corporate marketing for FedEx Corp. Diana Sousa, vice president for corporate communications for Cigna Corp., emceed. The Marquee Sponsor was First Niagara. The Fairfield County Business Journal and its sister publication, WAG magazine, were gold and silver sponsors, respectively.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 4, 2013

Commercial RE posts solid numbers By Bill Fallon bfallon@westfairinc.com

easing activity lightly tapped the brakes in Fairfield County in the third quarter, according to a raft of commercial real estate metrics from CBRE that analyzes the Fairfield and Westchester markets, called its MarketView Snapshot. Other metrics trended north and the traction of the recovery was reinforced by higher rents on existing properties. Despite leasing having cooled in Fairfield County, it remained on a par with Westchester’s newfound leasing robustness. Fairfield rents, however, remain about $10 per square foot higher than in Westchester. Commercial leasing for 3Q in Fairfield County totaled 1.46 million square feet, on par with 3Q 2012’s 1.5 million square feet, but below 3Q 2011’s 1.9 million square feet. Westchester, meantime, witnessed a surge in leases. In 3Q, commercial leasing reached 1.4 million square feet. In 3Q 2012 that figure was 0.83 million. The average asking rent continued to

rise in 3Q 2013, increasing by nearly 4 percent to $37.04 per square foot in Fairfield County from 3Q 2012’s $35.66 per square foot, “as landlords continued to increase

Steady occupancy gains helped strengthen the office market in the third quarter 2013.

prices for prime space already on the market,” CBRE reported. In Westchester County, the 3Q figure was $26.80 per square foot, basically unmoved for the past two years. In Fairfield County, Stamford-based CBRE reported, “Steady occupancy gains helped strengthen the office market in

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8 Week of November 4, 2013 • Fairfield County Business Journal

the third quarter 2013. The overall market captured more than 248,695 square feet of positive absorption, bringing year-todate net absorption to positive 120,021 square feet.” Fairfield County’s vacancy rate at 19.6 percent was half a percentage point better than Q3 2012’s 20.1 percent and basically steady with Q3 2011’s 19.7 percent. The important “taking rent index” reached 88.9 percent for properties in 3Q, up from 86.9 percent in 3Q last year and 80.4 percent in 3Q 2011. This figure represents the base rent minus all concessions and electric as a percent of the asking rent. The rent abatement is the time between the lease agreement and the first rent check. Fairfield County’s lag time had been 3.2 months in 3Q 2012 and 3.3 months in 2011. The figure jumped to 5.69 months in 3Q 2013, just about equaling Westchester’s metric for the category: 5.62 months in 3Q 2013 and 5.9 months for 3Q 2012. Landlords also are sweetening their deals via the so-called tenant improvement allowance, with the “average based on new leases for space of 5,000 square

feet or greater consummated over the past three months.” In Fairfield the figure had been $27 per square foot in 3Q 2012, but it hovered at $32.08 for 3Q 2011. For 3Q 2013 the tenant improvement allowance was $34.94. Among its “key drivers,” CBRE reported leasing activity was concentrated in the central submarket in Fairfield County (26.10 percent) and eastern submarket, which captured 21.86 percent of the overall regional market. Meantime, the Greenwich submarket closed 3Q 2013 with its first quarter of positive net absorption since 2011, at 36,066 square feet. “However, the Greenwich submarket’s year-to-date net absorption stands at negative at 22,352 square feet,” CBRE said. And big deals continue to happen in the third quarter: • Cannondale Sports Unlimited leased 50,977 square feet of space at 761 Main Ave., Norwalk ; • Home Serve USA leased 46,529 square feet at 601 Merritt 7, Norwalk; and • Navigators Insurance Group leased 36,782 square feet at 400 Atlantic St., Stamford.

Westport retail center sold for $54M The Kowalsky family of Westport has sold The Village Center on Post Road East in Westport for $54.2 million to Equity One Inc. The Village Center is a 90,000-squarefoot retail center composed of four separate buildings on 7.55 acres along both sides of Post Road East. Southport-based Angel Commercial L.L.C.’s Jon Angel, president, and Brett Sherman, senior vice president, represented the seller in the marketing and disposition of the property. Scott Gerard of the law firm Murtha Cullina L.L.P., with offices in Stamford, was the corporate counsel representing the seller. The Kowalsky family broke ground in 1969 to develop the site for Grand Union. It is now anchored by The Fresh Market, a national specialty grocer. Other tenants include Dunkin’ Donuts, Little Gym, The UPS Store, KOKO Fit Club and SweetFrog. “There is a high demand for irreplaceable properties such as this since the current zoning codes prevent new construction exceeding 10,000 square feet in any one building,” Angel said. “Furthermore,

Part of the 605-645 Post Road East property in Westport.

there is a strong and competitive audience to acquire cash-flowing assets in proven retail markets. The demographic profile of the area created the opportunity to produce a reliable income with long-term growth.” Sherman, who has also been leasing agent for the complex since 2008, said, “The procurement of quality tenants for the retail center has increased the property’s value, making this a desirable acquisition which attracted a tremendous amount of interest from both local and national buyers.” This is the fifth retail purchase in the county for Equity One Inc., which claims a billion-dollar portfolio in the Northeast. — Bill Fallon

UP TO THE MINUTE

Briefs — » From page 6

WESTPORT TO STAMFORD FOR FINANCE COMPANY

Northwestern Mutual Bender Financial Group in Westport, employing more than 100 finance workers, will move its offices to 400 Atlantic St. in Stamford and rebrand as Northwestern MutualStamford. The company cites Stamford as a booming finance center and factors in the newly refurbished transit hub as twin reasons for the move. “Moving forward,” the company envisions further footprints in the county, including in Westport. J. Philip Bender, managing partner, said Northwestern Mutual-Stamford will occupy 18,000 square feet in the Atlantic Street building when it opens Nov. 1. The company’s parent is Milwaukeebased The Northwestern Mutual Life Insurance Company, often known as Northwestern Mutual. “The move will make it easier to service our customers because of Stamford’s presence as the business hub of Fairfield County as well as its prox-

imity to the train station,” Bender said. “We are very excited to be a part of the energy and growth in Stamford.” Northwestern Mutual-Stamford will have three district offices moving forward: Northwestern Mutual-Fairfield, Northwestern Mutual-Wilton and one in Westport. It has 104 full-time financial representatives who are part of a network of specialists offering a wide array of products.

MALLOY TAKES NATIONAL CHARGING STATION PLEDGE

lic officials announced plans in July to install 119 additional charging stations across the state’s highways to prepare for an increased number of electric cars. The plans would more than double the existing 81 charging stations. The transportation sector accounts for one-third of all energy consumed in the state and is the source of roughly 40 percent of greenhouse gas emissions, according to the Department of Transportation. “Electric vehicles run cleaner and are

less harmful to the environment, and they are also more energy efficient,” said Daniel C. Esty, commissioner of the Department of Energy & Environmental Protection, in a July press release. “Expanding the number of charging stations available to the public will help decrease motorists’ concerns about running out of power in their electric vehicles and result in increasing sales of EVs.” — Bill Fallon and Jennifer Bissell

Joined by seven other governors, Gov. Dannel P. Malloy has reportedly pledged to help build the infrastructure necessary to get 3.3 million zero-emission cars on the road by 2025 in an effort to decrease greenhouse gas emissions. In a Sacramento meeting, the eight governors created a task force to make owning electric cars, plug-in hybrids and hydrogen fuel-cell cars more attractive, according to the Associated Press. Among the initiatives adopted, the governors pledged to increase the number of charging stations and relevant roadway signs. Aided by $200,000 in funding, pub-

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 4, 2013

Lights, camera, jurisprudence!

urtha Cullina L.L.P., with six offices and 115 attorneys in Connecticut and Massachusetts, is now in the movie business — albeit lacking the red-carpet glamour of a Hollywood premiere — by producing “Murtha Minutes.” “Murtha Minutes” are brief, educational videos that highlight legal issues and topics of interest to individuals and businesses. Each video takes a conversational approach to evaluating commonly discussed areas of the law. The rollout effort examines trust and estate planning. To date the firm has posted five “Murtha Minutes” on estate planning topics that include: the basics of a trust; defining a special needs trust; defining revocable and irrevocable trusts; choosing a trustee; and funding a living trust. “The idea began as a way to create more exposure and depth within the firm’s trusts and estate department,” said Mark F. Korber, Murtha Cullina attorney and chairman of the trusts and estate department. “While we understand, and value, one-on-one in-person communication with each of our clients, we also

understand that it is important to offer information in an easily accessible and easy to comprehend format. Through these videos, we try to touch on the estate planning issues most families should consider addressing. We want the ‘Murtha Minutes’ to serve as a resource to our client base.” “Murtha Minutes” will expand to feature additional legal industries and topics of interest to individuals, businesses and government. “From a communications and marketing perspective, these videos are a terrific vehicle to reach a new audience and to build exposure among our current base,” said Debra Sciarra, director of marketing at the firm. “They increase the breadth of our reach by establishing additional touch points and increased access to the knowledge and experience our attorneys can provide. Like any business, we are always looking to share information with our clients, and through our Murtha Minutes, we have put a creative spin on marketing our services and helpful information.” To view the films, visit murthalaw.com and click the “Murtha Minutes” button. — Bill Fallon

Irving S. Schloss, partner with Murtha Cullina.

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10 Week of November 4, 2013 • Fairfield County Business Journal

AsK ANdi

By anDi GRay

Motivating employees to try new things one of our key employees is still tentative about trying new things. she has to figure it out or she won’t progress. How can i help her?

2013

THOUGHTS OF THE DAY: Understand employee motivation. Talk about the importance of growth. Address problems, don’t let them fester. Use reviews as a tool to discuss the future and document plans. Offer employees regular opportunities for growth. A June 1998 paper by James Linder of Ohio State University, titled “Understanding Employee Motivation,” looked at the theories of five motivational gurus: Maslow, Adams, Herzberg, Vroom and Skinner. He then came up with a hierarchy of eight employee needs: 1. interesting work; 2. good wages; 3. full appreciation of work done; 4. job security; 5. good working conditions; 6. promotions and growth in the organization; 7. feeling of being in on things; 8. personal loyalty to employees; 9. tactful discipline; and

10. sympathetic help with personal problems. Work your way through this checklist for each employee. Look for things that are on track and for disconnects. Help employees understand how they fit into the big picture. Ask yourself: Is it clear that the company is on a growth track? Does each employee have their own set of goals consistent with the company’s goals? Make sure employees are looking at themselves realistically, not just for today, but also for the future. Everyone hopes to earn more in the future than they do today. Most people also need to lighten up on physical demands and shift more to knowledge work as they get older. Staying in the same job too long means lower pay and promotion opportunities relative to personal expectations. Some employees prefer to stay in a comfort zone. They get caught in a trap between the need for appreciation and playing safe to get it, versus engaging in newer, riskier, more interesting work where things might go wrong. Letting employees fall into this trap can lead to lower levels of performance over time and decreasing job satisfaction.

Challenge employees to stretch and make it safe for them to do so. Sometimes the employee and the company may be heading toward two separate paths. Don’t ignore it when the employee demonstrates interest in other areas and ignores the need for growth in areas that matter to the company. Not every employee will stay until retirement. Address the issues around job fit in reviews. Have an open and honest conversation about what can be done to help each employee get where he or she wants to go. Talk about how long it might take before that is no longer a fit with where the company wants to go. Plan for transitions by asking each employee to train a replacement and by showing interest in where employees might be going next. Spend time in reviews discussing education opportunities and agreeing to next steps that will enable higher performance. What about a college course? How about adding a technical skill? Is it time to practice soft skills such as proficiency in communication or writing? What about personal needs such as stress reduction or time management? Document specific education plans. Compare plans to actions taken in the next review.

Don’t assume you know best where an employee fits in the business. Regularly expose employees to other parts of the business. Cross train in other areas as a backup in case of emergency. See who lights up when given another assignment, even if it’s outside their current scope of work. Encourage experimentation. Don’t come down hard on people when they try something new and make mistakes. Remember that making mistakes is a hallmark of a growing, striving organization. When mistakes are repetitive, find out why and fix the problem. Teach everyone in the organization to constantly evaluate what goes right, what went wrong and brainstorm what to do to fix the problem. Andi Gray is president of Strate�y Leaders Inc., strate�yleaders.com, a business-consulting �irm that specializes in helping small to mid-sized, privately held businesses achieve doubled revenues and tripled pro�its in repetitive growth cycles. Interested in learning how Strate�y Leaders can help your business? Call now for a free consultation and diagnostic process: (877) 238-3535. Have a question? Email: AskAndi@ Strate�yLeaders.com. Visit AskAndi.com for a library of Ask Andi articles.

WOMEN’S BUSINESS NETWORKING EVENT

COURAGEOUS COMMUNICATION Your Voice Holds the Key to Business Success KEYNOTE SPEAKER

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Tuesday, November 19, 2013, 5:30pm – 8:30pm Graziella’s Italian Bistro 99 Church Street, White Plains, NY 10601 Cost: $55 (includes light buffet, wine and parking) Register: www.wedcbiz.org /2013Networking More Info: Persephone Zill at 914.948.6098 x13 or pzill@westchester.org WEDC offers 60+ Hour Entrepreneurial Training Programs, workshops, M/WBE assistance, microloan funding, disaster preparedness seminars & more!

Empowering Entrepreneurs, Strengthening Our Economy WEDC is partially funded by the SBA. The SBA's funding is not an endorsement of any products, opinions, or services. All SBA-funded programs are extended to the public on a nondiscriminatory basis. Reasonable accommodations for persons with disabilities will be made if requested at least two weeks in advance. Contact WEDC at 914.948.6098 x10.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 4, 2013 11

THE LIST

RANKED BY ASSETS (MILLIONS)

FAIRFIELD COUNTY NEXT LIST: NOVEMBER 11 COMMERCIAL RE MANAGERS

CREDIT UNIONS

Credit Unions

Rank

Ranked by assets (millions). Name, address and phone number Area code: 203 (unless otherwise noted) Website

Sikorsky Financial

Mutual Security

NEA

Pitney Bowes Employees

Stamford

Norwalk Hospital

Soundview

Fairfield County

Bridgeport City Employees

1000 Oronoque Lane, Stratford 06615 377-2252 • sikorskyfcu.org P.O. Box 2489, Shelton 06484 761-2410 • mscu.net P.O. Box 9157, Bardonia, NY 10954 (845) 735-1818 • neafcu.com 1 Elmcroft Road, No. 807, Stamford 06926 (800) 356-5965 • pbefcu.com 888 Washington Blvd., Sixth floor, Stamford 06901 977-4701 • stamfordcu.org 31 1/2 Stevens St., Norwalk 06850 852-2297 • nohocu.org 14 Research Drive, Bethel 06801 796-4500 • soundviewfcu.org 242 Hope St., Fairfield 06906 324-2144 • fairfieldcountyfcu.org 45 Lyon Terrace, Bridgeport 06604 576-7280 • spefcu.com

Members

Western Connecticut

McKesson

Bridgeport Hospital

GHA

Housatonic Teachers

Greenwich Municipal Employees

St. Vincent's Medical Center

Personal Care America

Stamford Healthcare

Tri-Town Teachers

Fairfield Municipal

Merritt

Bridgeport Police

Stamford Postal Employees

Bridgeport Fairfield Teachers F.C.U.

56 W. Broad St., Stamford 06902 869-0893 • memberscu.coop 2 Stony Hill Road, Bethel 06801 (800) 426-5057 • westernctfcu.com 97 Honeyspot Road, Stratford 06615 381-9492 • mckessonfcu.org 267 Grant St., Bridgeport 06610 384-3094 • bh-fcu.org 5 Perryridge Road, Greenwich 06830 863-3186 • ghafcu.org 2900 Main St., Stratford 06614 378-7503 • housatonictfcu.com 439 W. Putnam Ave., Greenwich 06830 869-5280 • gmefcu.com 2800 Main St., Bridgeport 06606 576-5588 • svmcfcu.org 75 Merritt Blvd., Trumbull 06611 381-3800 • pcafcu.com 166 W. Broad St., Stamford 06904 325-7519 • shccu.org 61 Jesup Road, Westport 06880 227-8511 • tritownteachers.org 611 Old Post Road, Fairfield 06824 256-3133 • fairfieldfcu.org 3 Danbury Road, Wilton 06897 846-3201 • merrittfcu.org 300 Congress St., Bridgeport 06604 576-7662 • mybpfcu.org 2001 W. Main St., Suite 165, Stamford 06902 964-1229 • spefcu.com 45 Lyon Ter, Bridgeport 06604 576-0554

CEO/manager

Assets in millions ($)

Loans in millions ($)

Capital assets (%)

Share growth (%)

Loan-to-share ratio (%)

Number of members

Year established

Vincent Ciambriello Jr.

696.997

283.858

10.63

2.888

45.072

53,389

1948

Larry F. Holderman

252.710

213.503

7.43

1.842

92.448

36,140

1982

Donald Briggs

93.091

50.141

9.55

28.656

17,799

1976

Christopher P. Fonseca

75.054

27.663

13.630

-5.335

42.870

7,820

1936

David F. Lucas

54.808

33.781

11.02

3.103

70.564

4,719

1953

Donald K. Robertson

36.342

13.137

9.45

3.569

39.951

2,840

1975

Tracy Comstock

32.097

17.328

12.150

3.891

61.512

4,404

1980

Ralph J. Cervero

31.496

23.128

7.30

2.781

79.208

4,406

1934

Carl Skudlarek

30.677

12.545

24.14

0.551

54.146

4,664

1959

Kathy L. Chartier

28.343

17.270

6.520

1.482

65.678

4,565

1935

Sabrina Defazio

25.140

17.556

5.05

-7.214

73.939

4,496

1966

Gary M. Hultgren

24.230

7.146

9.87

1.044

32.816

3,499

1936

Dominic Palumbo

21.065

5.306

8.48

6.053

27.529

2,298

1954

Diane P. Saperstein

20.768

5.845

10.45

3.630

31.598

2,592

1974

Patricia M. Plaveck

20.520

7.127

29.07

6.156

49.322

1,676

1935

Gail Todd

20.224

7.336

8.90

7.129

39.983

2,030

1969

Mary Jean Ramsay

19.620

5.683

11.53

10.754

35.670

2,833

1971

John E Keet Jr.

18.864

7.899

9.460

1.558

46.435

3,931

1976

Rosaria Coscarelli-Curtis

17.766

4.170

9.7

5.869

26.092

2,717

1978

David A. Ritch

17.459

13.652

7.66

-4.703

86.712

2,237

1955

Edward V. Crowley Jr.

16.956

5.244

7.96

12.105

33.646

1,795

1960

Diane L. Heggland

14.689

8.635

12.21

-3.355

67.519

2,393

1941

Dawn Cuminotto

14.379

6.134

12.69

7.001

49.005

1,977

1954

Aurora Docimo

12.427

3.302

26.70

2.744

36.294

2,270

1949

David Deeb

6.424

2.656

23.510

3.040

1,147

1934

Source: Information obtained from BauerFinancial Inc., Coral Gables, Fla. 33114, (800) 388-6686, bauerfinancial.com. Compiled from data as of June 30, 2013 as reported to federal regulators. Although the data from these sources is consistently reliable, BauerFinancial Inc. cannot guarantee its accuracy or completeness.

12 Week of November 4, 2013 • Fairfield County Business Journal

FaCES A CELEBRATION OF WOMEN IN BUSINESS The hypoallergenic foam products made by Nancy Coffey’s Hamden-based company, KTT Enterprises, are used for tasks as disparate as makeup application and NASA space suits. Her “tenacity, belief in her product and willingness to grow and evolve as an entrepreneur” earned her the Women’s Business Development Council’s Deb Ziegler Award for Entrepreneurial Excellence. Ziegler was a WBDC board member and “ardent volunteer” who died in 2005. A crowd of 529 at the Stamford Marriott Oct. 24 rallied to praise Coffey and to celebrate the 25th anniversary of HR 5050, the landmark federal legislation that, among other advances, eliminated all individual state laws that required male co-signors for women’s business loans and led to an explosion of women-owned businesses. This was the WBDC’s 12th annual Business Breakfast. First Niagara was the marquee sponsor; the Business Journal was a gold sponsor and its sister publication, WAG magazine, was a silver sponsor. — Photos by Bill Fallon 1. Michael Fidele, The Pinnacle Group, Stamford. 2. Sandra Graf, vice president and financial services manager, People’s United Bank, New Canaan. 3. Real estate attorney Felicia Watson, Felicia B. Watson Attorney & Counselor at Law, Fairfield. 4. Bernicestine Bailey, IT consulting firm McLeod Associates., Westport. 5. Left, Karen olenski, Hartford-based TyMetrix, legal spend management for corporate law departments; and Rebekah Harriman, principal, Bridgeport-based HK Consulting Group. 6. Teresa younger, executive director, Connecticut Permanent Commission on the Status of Women, left, and Janet Siegenthaler, manager of business and financial services, WBDC. 7. TD Bank and TD Wealth Private Client Group representatives, from left, Mark Floramo, Danbury; Gregory Pastor, Wilton; Maureen Hanley-Bellitto, Danbury; Maryann Bonaci, Trumbull; Mary Ellen Samatulski, Shelton; and Gianni DiMeglio, Wilton. 8. Elizabeth “liddy” Karter, managing director, Enhanced Capital, Stamford. 9. State Treasurer Denise l. nappier, the guest speaker. 10. Lt. Gov. nancy Wyman, event honorary chairwoman. 11. The Deb Ziegler Award for Entrepreneurial Excellence winner nancy Coffey, CEO of Hamden-based KTT Enterprises.

10.

11. FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 4, 2013 13

By TiMoTHy REED

‘Ice cream castles in the air’ no more Cloud Computing is the label used by the technology industry to described how users can subscribe to software and hardware available through the Internet for a fee, instead of purchasing the hardware and software and installing it on the company’s computers.

WHY SHOULD A SMALL- OR MEDIUM-SIZED COMPANY BE INTERESTED IN THE CLOUD? The Cloud helps a company avoid significant capital investments in computing infrastructure and gives a company the option of expanding computing capacity as the company grows. It reduces costs for software vendors in the support of their products and as a consequence reduces the fees paid by a company to use software by accessing a centrally managed copy, rather than a copy resident on a laptop or iPad.

WHAT ARE SOME EXAMPLES OF HOW TO APPLY CLOUD TECHNOLOGY? Example 1 In place of buying a copy of Microsoft Word for each staff member in your company, your staff accesses this software via the Internet for a small monthly fee. The software would not be installed on any of the company’s computers and can be accessed from whatever device is available for the staff. Once logged into the Internet, Word would be available to use by your staff. Example 2 You decide to open a pet-grooming business and need all of the tools to schedule appointments, keep track of invoices and payments, and interface with the business bank accounts. You cannot afford to hire a dedicated IT staff to set up and maintain your systems. Instead

BEWARE Outside companies are soliciting BUSINESS JOURNAL readers for plaques and other reproductions of newspaper content without our consent. If you or your firm is interested in framing an article or award from our newspaper or obtaining a reprint of a particular story Please contact

Marcia Rudy of Westfair Communications directly at (914) 694-3600 x3021.

sales activity to complete the sales cycle. Rather than build an extensive sales tool and database to manage all of the potential sales, the company uses one of the established sales tools available via the Internet. As sales take off and more sales staff is needed, subscriptions for software for additional sales staff are negotiated at a nominal cost, allowing the company to scale up and down their capacity based on sales demand.

you set up access for staff members to the software they need via the Internet, and the actual computing hardware and software that you use is run by a group of experts in Butte, Mont. Example 3 You have developed a highly specialized software package that is needed by every regional bank in the country to comply with Dodd-Frank. The sales potential is substantial, but you need a way to effectively manage the ramp up of

Timothy Reed is CEO of ReedITC and can be reached at (917) 374 -6241 or via email at tim.reed@reeditc.com. ReedITC is a full-service IT and operations consulting �irm focused on small to mid-size �irms in Fair�ield and Westchester counties.

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IS THERE A DOWNSIDE TO CLOUD COMPUTING? The downside with cloud computing relates directly to the capabilities and viability of the vendors who support companies using the Cloud. It is important to understand cloud vendor guarantees of service availability, security and data privacy, and make sure that these are documented in your contractual agreement.

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t a time when arts organizations continue to struggle and some like the New York City Opera have folded, the Shelton-based Barnum Financial Group and the Westchester Philharmonic are making beautiful music together. “Our relationship is twofold,” says financial services representative Byrke Sestok, a senior financial planner with Barnum, an office of MetLife that provides a full range of investment and risk management products and services to more than 230,000 clients. “We provide economic support… and financial education information on donorgiving programs — smart ways to provide more to the Phil.” With friends like these, the Philharmonic is able to continue its series of well-received concerts at Westchester’s Purchase College’s From left, Byrke Sestok, Christopher O. Titcombe, Christina Maurillo, Las Morrison, Peter Scarlato, financial services representatives at the Barnum Financial Group, who are lending their expertise and support to the Westchester Philharmonic. Performing Arts Center, which this season includes a Nov. 24 perserious relationship: As music education is a key to later success. We couldn’t continue.” (Today the orchesformance with pianist an underwriting partHelping the Philharmonic achieve tra has a series of rotating conductors.) Joshua Worby, executive director of the Jeremy Denk as soloist ner, Barnum donated these goals is the goal of the Barnum five. While reviews have been strong and Westchester Philharmonic. Photograph and orchestra leader. $5,000 to the Friends of “It’s possible that (Phil donors) may the box office good, he says that subby Elvia Gobbo, courtesy of the Westchester Philharmonic. “It’s been a dicey the Philharmonic din- want to consult with us,” Sestok says, “but scriptions and single-ticket sales make few years,” says Joshua ner in June. Armed with we’re not soliciting their business.” up only a third of the approximately $1 Worby, executive director of the orches- information from the five, Worby says, “We The Westchester Philharmonic was million operating budget. The remaining tra. “But we’re hanging in.” are encouraging our patron base to think born in 1983 as the New Orchestra of two-thirds come from individual donors, Thanks in part to Barnum financial ser- of planned giving to the Philharmonic, in Westchester and within a few seasons foundations and government grants and vices representatives Christina Maurillo, terms of bequests, charitable remainder became the Westchester Philharmonic. those sources dried up when the econoLas Morrison, Peter Scarlato, Byrke Sestok trusts and other tax-advantaged ways like From its inception through the 2007-08 my tanked. and Christopher O. Titcombe. The five transfers of property. season, the orchestra — which ranges Now with the Barnum partnership, are community-minded individuals who “We are encouraging our donors to from 60 to 90 professional area musi- the Philharmonic is reviving, along with work out of Barnum’s Elmsford office and think long-range operationally to help cians, depending on the program — was the economy. are avocational musicians and/or music us secure our present and our future,” led by Paul Lustig Dunkel. Then the We’re not out of the woods yet,” Worby lovers. They decided, with Barnum’s assis- he says. Philharmonic made headlines when it says, “but we’re getting there.” tance, to team to help the Philharmonic The Philharmonic, Worby says, is announced that violin virtuoso Itzhak The Westchester Philharmonic’s season after meeting with Worby this past spring. looking to develop a cash surplus and Perlman would succeed him, beginning continues Nov. 24 with pianist Jeremy Denk “We had a matchmaker that brought an endowment as well as to enhance in October of 2008 — just as the bottom as soloist and orchestra leader in a prous together,” he says. “It was like a blind its award-winning education program, was falling out of the stock market. gram of Haydn, Mozart and Beethoven. date.” always a drawing card for funders, partic“It was a sizable three-year contract,” For more information, call (914) 682-3707 A blind date that has developed into a ularly at a time when studies show early Worby says. “We made it through 2 ½ years. or visit westchesterphil.org.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 4, 2013 15

By iRVE J. GolDMan

Chapter 11 and the sales tax permit

ffective July 1, 2013, Connecticut passed a new law providing that the state must refuse to issue or renew a sales tax permit to any person or entity that owes taxes to the state until the taxes are paid or satisfactory arrangements are made for their payment: P.A. 13-150. Whether this new law would be enforceable in the event the delinquent taxpayer files a case under Chapter 11 of the U.S. Bankruptcy Code has not been tested in the bankruptcy courts in this state, but case authority from other jurisdictions suggests that it may be rendered ineffective when bankruptcy intervenes. There are two sections of the Bankruptcy Code that would arguably apply to prevent the state from refusing to issue or renew a sales tax permit because of unpaid taxes. When a bankruptcy is filed, section 362(a)(1) of the Bankruptcy Code imposes an automatic stay, applicable to all entities, including the government, of any action or proceeding designed to recover a claim against the debtor that arose before the bankruptcy was filed. Such a claim would, of course, include unpaid taxes. Therefore, the refusal to issue or renew a sales tax per-

mit until delinquent taxes are paid can be construed as an action or proceeding to recover a claim against the debtor. The second provision that would arguably apply to this situation is section 525(a) of the Bankruptcy Code, which provides, in pertinent part, that the government may “not deny, revoke, suspend or refuse to renew a license, permit…or other similar grant to, condition such a grant to, [or] discriminate with respect to such grant against…, a person that is or has been a debtor [under the Bankruptcy Code]…solely because such bankrupt or debtor is or has been a debtor [under the Bankruptcy Code]…or has not paid a debt that is dischargeable [in the bankruptcy case]...” The theory for using section 525(a) to prevent the state from denying the issuance or renewal of a sales tax permit for unpaid taxes is that although most taxes, including sales taxes, are non-dischargeable in bankruptcy, Chapter 11 of the Bankruptcy Code allows the debtor to pay them over a period of five years from the date on which the bankruptcy is filed; and, a debtor under Chapter 11 is prohibited by law from making any payments

on account of a claim that arose before the Chapter 11 was filed. Thus, a debtor in Chapter 11 would be legally prohibited from making payment on account of the particular unpaid taxes that would be holding up the issuance or renewal of a sales tax permit. In analogous contexts, sections 362(a) (1) and 525(a), either singly or in combination, have been utilized by federal courts in other jurisdictions to prevent a state from withholding other types of licenses or permits because of nonpayment of taxes. For example, courts have enjoined the state from refusing to renew or issue a liquor license, casino license and contractor’s license to the debtor for its nonpayment of taxes. Thus, there is strong statutory support and case law precedent for achieving the same result in Chapter 11 for a sales tax permit that might otherwise be lost for nonpayment of taxes. An additional benefit to filing Chapter 11 would be to avoid the penalty portion of the unpaid sales tax obligation and reduce the rate of interest that accrues on unpaid sales taxes under state law. Under Connecticut law, unpaid sales taxes accrue interest at the rate of 12 per-

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cent per annum and a penalty of 15 percent of the amount of the unpaid taxes is added to the tax obligation. In Chapter 11, however, the debtor taxpayer can pay the taxes over a period of five years at a rate of interest equal to the prime rate plus between and one and three percentage points as a “risk factor.” As to the penalty portion of the tax, the amount of unpaid taxes that is required to be paid over five years includes penalties only if they are to compensate for pecuniary loss. That, of course, is confined to interest, so that additional penalties on top of interest would not be part of the five-year payout obligation. Irve J. Goldman has practiced in the areas of bankruptcy law and commercial litigation for more than 20 years and was one of the �irst attorneys in Connecticut to become a certi�ied specialist in business bankruptcy. He has represented a diversity of interests in bankruptcy proceedings, including companies reorganizing under Chapter 11, secured creditors, equipment lessors, franchisees, landlords and other creditor groups and asset purchasers in 363 sales.

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16 Week of November 4, 2013 • FairField County Business Journal

SCHOOL OF GRADUATE AND PROFESSIONAL STUDIES Celebrating 20 Years

Insights Into Leadership Series

An evening with ADAM BRYANT The New York Times ”Corner Office“ columnist and best-selling author Monday, November 18, 2013 5:30 pm Networking Reception 6:15 – 7:00 pm Keynote Address and Q&A Session At Manhattanville College, Reid Castle 2900 Purchase Street, Purchase, NY 10577

Having interviewed hundreds of CEOs and business leaders, Adam has identified qualities that set high-performers apart. He will share key lessons to speed the trajectory of your career. Adam Bryant is The New York Times “Corner Ofﬁce” columnist, and best-selling author of “The Corner Ofﬁce: Indispensable and Unexpected Lessons from CEOs on How to Lead and Succeed.” His second book, “Quick and Nimble: Lessons from Leading CEOs on How to Create a Culture of Innovation” will be published in January.

• Learn what top CEOs consider to be the secrets to effective leadership and what it takes to lead an organization • Adam will share memorable stories with eye-opening insights from chief executives from companies such as Microsoft, Ford, and Zappos. Limited Space Available! Register at mville.edu/GPSevents $25 per person *First 50 registrants receive a complimentary copy of Mr. Bryant’s best-selling book.

Series Sponsor:

Event Sponsors:

For more information, call (914) 323-5413 or email julia.emrick@mville.edu

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10/23/13 9:12 AM

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 4, 2013 17

Bridgeport’s artistic genes Creativity is in bridgeport’s dNA. We’re the home of big thinkers like P.t. barnum, elias Howe, igor sikorsky and Gustave Whitehead, all of whom harnessed their creativity and helped reshape the world around them. Following in their path today, we continue to promote creativity in our city and encourage artists to join our growing creative class. during my tenure with the bridgeport economic development Corp. (bedCo), the shuttered read’s department store was transformed into the dynamic read’s Artspace featuring 61 spacious artists’ live/work units. this effort not only enlivened a formerly blighted department store into homes and workspaces for artists, it also helped to spur our downtown revitalization that focused on adaptive reuse of existing buildings. As mayor, i have continued to focus on cultivating our creative class. i’m proud to support bridgeport Arts Fest, a one-day celebration of local artists, crafters and performers that attracts thousands of spectators each year; downtown thursdays, a summer concert series featuring local bands and musicians that enlivens summer evenings; and the mayor’s Neighborhood Arts & Heritage grant program in collaboration with the bridgeport Arts and Cultural Council, which provides seed money for local arts projects. state officials are taking notice of our focus on the arts and the positive impact it is having on our city. the state’s Commission on Culture and tourism awarded bridgeport with a City Canvases initiative grant in 2012, funding short film projects by bridgeport artists that were projected on many of our historic buildings. in 2013, the commission named bridgeport the first “CreateHereNow” city, launching seven arts and innovation storefronts in the Historic Arcade on main street in downtown bridgeport. through these programs, we are creating an atmosphere for artists to collaborate and succeed. the work of our arts community can be seen in neighborhoods throughout the city. the bridgeport Art trail, Nov. 7-10, is an excellent showcase of the proliferation of our artists: from downtown, the hub of our city’s arts and cultural scene where you’ll find read’s Artspace, City lights Gallery, barnum museum, bijou theatre and the Housatonic museum of Art, to the West side, home of the Nest Arts Factory and the Klein memorial Auditorium, to the east side where you’ll find 305 Knowlton and in the east end, American Fabrics Arts building. i encourage everyone to connect with bridgeport’s creative community during the bridgeport Art trail on Veterans day weekend in venues throughout our great city. sincerely, Mayor Bill Finch The mission of the Cultural Alliance of Fairfield County is to support cultural organizations, artists and creative businesses by providing promotion, services and advocacy. For more information, visit CulturalAllianceFC.org or email infoCulturalAllianceFC.org or call 256-2329. For events lists, visit FCBuzz.org.

FCBUZZ

Arts & Culture of Fairfield County

COMMUNITY SPOTLIGHT:

BRIDGEPORT AT THE BIJOU

CHUCK CLOSE AND HIS TURNAROUND ARTS KIDS the Housatonic museum of Art presents Chuck Close and his turnaround Arts Kids at the burt Chernow Galleries, in bridgeport, Nov. 7-dec. 15, with a reception Nov. 7, 7:30-8:30 p.m. manhattanbased visual artist Chuck Close recently mentored 34 students in the sixth through eighth grades at bridgeport’s roosevelt school, one of eight schools in the nation to participate in President barack obama’s turnaround Arts initiative, which aims to improve low-performing schools by increasing student engagement through the arts. Close was one of the eight high-proﬁle creative talents who volunteered for the program, working closely with the selected school students, faculty and surrounding communities. For further information visit the HmA website: hcc.commnet. edu/artmuseum/.

OPEN STUDIOS AND ART TRAIL City lights and the city of bridgeport present the 5th annual bridgeport Art trail, a citywide open studio weekend, Nov. 7-10. Highlights include the downtown thursday Night Kick-oﬀ from 4:30-8:30 at the historic Arcade mall. enjoy light refreshments from ripka’s market and tunes courtesy of WPKN, 89.5 Fm radio, which will sell and spin vinyl from their 50-year-old record collection. the night culminates with a public reception from 7:308:30 at Housatonic museum of Art for Chuck Close and his mentees from roosevelt school, turnaround Arts participants. on saturday and sunday tour open studios: 305 Knowlton st, American Fabrics Arts building, and the Nest Arts Factory. meet up at City lights on saturday at 11:30 for the annual art trail bike tour. For more info visit bridgeport-art-trail.org

the bijou theatre is a historic venue that has become a vibrant symposium for film, theater, art, comedy and music. Join the bijou’s “reel law” series thursday, Nov. 14, for a screening of the film, “the insider,” with a guest speaker from Koskoff, Koskoff and bieder. this film, starring russell Crow, tells of personal and professional risks taken by exposing the tactics of big tobacco. then on Nov. 16, the Arch Villain theatre Company, a producer of thought-provoking theater comes to town. the company brings a twist to “richard iii” in a mash-up of “Gangs of New york” and “mad max.” Arch Villain makes the iambic pentameter accessible! delight in richard iii’s charm and cunning as he murders his way to the top. For more information, visit thebijoutheatre.com

A BRIGHT DAY FOR VETS AT DISCOVERY MUSEUM the discovery museum and Planetarium celebrates Veterans day monday, Nov. 11, with new photos in the NAsA exhibition, “the sun As Art.” the collection consists of full-color, highresolution images of the sun; several pieces have an interactive component where visitors using smart phones can scan a Qr code and watch the particular solar event that inspired the finished image. the film “Journey to the stars,” narrated by Whoopi Goldberg, will be shown. the Westport Astronomical society will treat all visitors to solarscope viewings of the sun. discovery museums’s full-dome Henry b. duPont Planetarium will feature shows for different age groups and interests. other attractions include the new, interactive “take Flight” exhibit and “Connecticut inventions and innovations.” Free admission for veterans (with id) and their families.

Visit FCBuzz.org for more information on events and how to get listed. 18 Week of November 4, 2013 • FairField County Business Journal

Presented by: Cultural Alliance of Fairfield County

FAIRFIELD COUNTY

BUSINESS JOURNAL BUilDinG PERMiTS

commerciaL 1047 to 1055 East Main Street L.L.C., Stamford. Reduce to core, 1055 E. Main St., Stamford. Estimated cost: $3,000. Filed Oct. 10. A Pappajohn Co., Norwalk, contractor for Division 40 Richards L.L.C. Fit-out an existing commercial building for Bissett, 40 Richards Ave., Norwalk. Estimated cost: $33,000. Filed Oct. 21. Baywater Poperties, Darien. Fit-out an existing commercial building at 1082 Boston Post Road, Third ﬂoor, Darien. Estimated cost: $10,000. Filed Oct. 11. Baywater Poperties, Darien. Fitout an existing commercial building for Folly, 1082 Boston Post Road, Darien. Estimated cost: $7,000. Filed Oct. 11. BLT Management L.L.C., Stamford, contractor for Three Yale & Towne L.L.C. Lay a foundation for a new commercial building, 120 Towne St., Stamford. Estimated cost: $3.5 million. Filed Oct. 11. BLT Management L.L.C., Stamford, contractor for Two Harbor Point Square L.L.C. Perform interior renovations at an existing commercial building, 100 Washington Blvd., Suite 106, Stamford. Estimated cost: $5,000. Filed Oct. 18. CCMR HS L.L.C., Stamford. Perform interior renovations at an existing commercial building, 700 Canal St., Building 3, Stamford. Estimated cost: $125,000. Filed Oct. 17.

Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Gannett Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: (914)694-3600 Fax: (914)694-3680

City of Norwalk. Perform interior renovations at an existing commercial building, Ben Franklin, 165 Flax Hill Road, Norwalk. Estimated cost: $47, 727. Filed Oct. 18. Eastman, Perkins, Stamford, contractor for Reckson, a division of SL Green. Perform interior renovations at an existing commercial building, Café, 750 Washington Blvd., Stamford. Estimated cost: $800,000. Filed Oct. 17. Frank Capsso & Sons Inc., Northford, contractor for the city of Stamford. Repair concrete slab at parking garage, 888 Washington Blvd., Stamford. Estimated cost: $772, 588. Filed Oct. 21. Hayden Building Maintenance Corp., West Nyack, N.Y., contractor for Cablevision of Litchfield Inc. Reroof an existing commercial building, 28 Cross St., Norwalk. Estimated cost: $394, 276. Filed Oct. 17. Huntington, M.G., New York City. New tenant, Frulala, 607 Main Ave., Norwalk. Estimated cost: $40,000. Filed Oct. 16. JC Properties, Trumbull. Replacement tenant at an existing space, Great Wall, 8 Monroe St., Norwalk. Estimated cost: $1,000. Filed Oct. 18. Lindwall, James, contractor for the town of Westport. Fit-out an existing commercial building for Coffee Shop, Railroad Place, Westport. Estimated cost: $10,000. Filed Oct. 11. Marcus Partners, Shelton. Fit-out an existing commercial building for Environmental Data Resources, 6 Armstrong Park, Shelton. Estimated cost: $469, 830. Filed Oct. 15. MMR Hope Street L.L.C., Stamford. Fit-out an existing commercial building for Plaza Property Management, 1010 Hope St., Stamford. Estimated cost: $250,000. Filed Oct. 11. Mola, Vin and Richard Mola, Norwalk. Fit-out an existing commercial building for Los Genelos, 2 Fort Point St., Norwalk. Estimated cost: $1,000. Filed Oct. 21. Raymond, Virginia, Norwalk. Replacement tenant at an existing space, 493 Connecticut Ave., Norwalk. Estimated cost: $1,000. Filed Oct. 17. Ronaldo, Kevin, contractor for Pavia-Romano, Fit-out an existing commercial building for 53 Old Kings Highway North, Darien. Estimated cost: $45,000. Filed Oct. 18.

Royals Wells, Shelton. Perform interior renovations at an existing commercial building for Grape Assets L.L.C, 206 Leavenworth Road, Shelton. Estimated cost: $63, 100. Filed Oct. 17.

Better Built Basements, Berlin, contractor for Brian Kane. Perform interior renovations at an existing single-family residence, 70 Mulberry St., Stamford. Estimated cost: $25, 800. Filed Oct. 11.

TJ & Sons, Danbury, Boehringer Ingelheim Pharmaceuticals. Perform interior renovations at an existing commercial building, 900 Ridgebury Road, Building 7, Level 4, Ridgefield. Estimated cost: $267,000. Filed Oct. 16.

Boccuzzi, Saverio, Darien. Perform additions and alterations at an existing single-family residence, 12 Red Cedar Drive, Darien. Estimated cost: $200,000. Filed Oct. 17.

TJ & Sons, Danbury, contractor for Boehringer Ingelheim Pharmaceuticals. Perform interior renovations at an existing commercial building, 900 Ridgebury Road, Building 1, Level 4, Unit 1449A, Ridgefield. Estimated cost: $94, 500. Filed Oct. 16. Vopa Construction L.L.C., Brewster, N.Y., contractor for MSS L.L.C. New tenant, Diamond Deli, 184 Main St., Norwalk. Estimated cost: $443, 306. Filed Oct. 16.

residentiaL 67 Fort Point Street L.L.C., Norwalk. Perform interior renovations at an existing single-family residence, 5 Gerscham Ave., Norwalk. Estimated cost: $8,000. Filed Oct. 21. American Carpet South Inc., Passaic, N.J., contractor for Meghan Johnson. Perform interior renovations at an existing single-family residence, 16 Lockwood Lane, Norwalk. Estimated cost: $9,490. Filed Oct. 16. Anhony O’Neill L.L.C., Wilton, contractor for 25 Walter Avenue L.L.C. Perform interior alterations at a single-family residence, 5 Grescham Ave., Norwalk. Estimated cost: $5,000. Filed Oct. 15. Anhony O’Neill L.L.C., Wilton, contractor for 29 Walter Avenue L.L.C. Construct a two-story addition over an existing single-family residence, 5 Grescham Ave., Norwalk. Estimated cost: $60,000. Filed Oct. 18. Argo, Charles, Shelton. Replace shingles at an existing single-family residence, 19 Dogwood Lane, Shelton. Estimated cost: $11, 760. Filed Oct. 15. Associated Builders, contractor for Garfield Avenue Realty. Perform external additions at an existing singlefamily residence, 80 Garfield Ave., Stratford. Estimated cost: $227,000. Filed Oct. 21.

Bradshaw, Janet and Paul Bradshaw, Stratford. Construct a new pool house at an existing single-family residence, 8 N. Sasco Common, Westport. Estimated cost: $180,000. Filed Oct. 11. Brassell, Daniel, contractor for Stonybrook Gardens. Perform external renovations at an existing singlefamily residence, 14 Baird Court, Stratford. Estimated cost: $5,000. Filed Oct. 11. Braydan Construction, Stamford, contractor for Haiwen Ma. Construct a new deck at an existing single-family residence, 28 Sawmill Road, Stamford. Estimated cost: $15,000. Filed Oct. 11. Brighindi Builders L.L.C., contractor for Seidl-Lobsenz Residence. Perform interior renovations at an existing single-family residence, 66 Bayberry Lane, Westport. Estimated cost: $10,000. Filed Oct. 11. Brooks, Michael, contractor for OSJ Rosenberg. Install solar panels at an existing single-family residence, 145 Lordship Road, Stratford. Estimated cost: $21, 891. Filed Oct. 10. Capital One N.A., Laurel, Md. Reroof an existing single-family residence, 22 Princess Winonah Drive, Shelton. Estimated cost: $5,000. Filed Oct. 16. Castro, Hipolito, Stratford. Perform interior renovations and roof maintenance at a single-family residence, 397 Garibaldi Ave., Stratford. Estimated cost: $2, 500. Filed Oct. 21. Cataldo, John, contractor for John Miranda. Perform interior renovations at an existing single-family residence, 270 Graham St., Stratford. Estimated cost: $27, 800. Filed Oct. 10. Clark Construction of Ridgefield Inc., Ridgefield, contractor for Catherine Konstanin. Raise cottage per variance, 22 Crockett St., Norwalk. Estimated cost: $220,000. Filed Oct. 15.

Clark Construction of Ridgefield Inc., Ridgefield, contractor for Amil Muzzio. Perform external additions at an existing single-family residence, 67 Valley View Court, Norwalk. Estimated cost: $7,000. Filed Oct. 15. Clark Construction of Ridgefield Inc., Ridgefield, contractor for Susan M. Marcon. Perform interior renovations at an existing single-family residence, 70 Ivy Hill Road, Ridgefield. Estimated cost: $66, 151. Filed Oct. 18. Classic Metal Roofs, contractor for Kathy McGrath. Reroof an existing single-family residence, 2740 Huntington Road, Stratford. Estimated cost: $29, 400. Filed Oct. 18. Cooper Associates, Stamford, contractor for Marjory and Robert Abrams. Perform interior renovations at an existing single-family residence, 62 Pepper Ridge Road, Stamford. Estimated cost: $50,000. Filed Oct. 18. Cretella, Michael, contractor for Richard Knopf. Perform interior renovations at an existing singlefamily residence, 91C Midwood Trail, Stratford. Estimated cost: $8,000. Filed Oct. 16. CT Basement Systems Inc., contractor for Kerry and Sean Wagner. Perform interior renovations at an existing single-family residence, 3 Butternut Lane, Westport. Estimated cost: $23,000. Filed Oct. 17. CT Deck Design Inc., Stamford, contractor for Lauren and Mark Berry. Replace an existing deck at a single-family residence, 67 Running Brook Lane, New Canaan. Estimated cost: $20,000. Filed Oct. 18. Dayton Building L.L.C., contractor for Mark Sahm. Perform interior alterations and renovations at an existing single-family residence, 20 Pell Place, Stamford. Estimated cost: $71,000. Filed Oct. 21. Delgado, William, contractor for Stratford Heights Association. Perform external renovations at a residential community, 310 Boston Ave., Stratford. Estimated cost: $3,000. Filed Oct. 11. Deluca Construction Co., Stamford, contractor for Sal Bonina. Perform interior renovations at an existing single-family residence, 32 Strawberry Hill Courts, Stamford. Estimated cost: $85,000. Filed Oct. 10.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 4, 2013 19

NEWSMAKERS plus awards and events ATKINS NAMED FIRM’S LITIGATION CHAIRMAN

THE ROAR OF MANY ENGINES

DAVID P. ATKINS has been named as chairman of the litigation department of Bridgeport-based PULLMAN & COMLEY L.L.C. Atkins succeeds JAMES T. SHEARIN, who was named chairman of the firm in September. Atkins will remain the leader of the firm’s professional liability section, a role he has held since joining the firm in 2008. “We are honored to have David serve as chair of our litigation department,” said Shearin. “David is well-respected among clients and peers for his creative problemsolving abilities and leadership skills.”

Mark Namm

CERMINARO LEADS GROWTH OF THREE-STATE EFFORT

More than 200 motorcyclists classic car owners came together to raise funds at the 8th annual MOTORCYCLE RIDE AND CLASSIC CAR SHOW sponsored by Stratford-based SIKORSKY AIRCRAFT CORP. and beneﬁtting the Wounded Warrior Project, Community Health Charities of Connecticut and United Way. More than $18,000 was raised, a record for Sikorsky’s annual event. Particpants included Sikorsky employees, from left, BILL REARDON, SHANE EDDY, SUE HITCHCOCK and JACK WILLIAMS.

NEW CANAAN’S NEW EATERY

Norwalk-based FIRST NIAGARA FINANCIAL GROUP INC. named ROBERT A. CERMINARO senior vice president and market executive of corporate banking for the tri-state region reporting directly to tri-state regional President CATHIE SCHAFFER. In his new role, Cerminaro will oversee expansion of the bank’s corporate banking services into the tri-state market, focusing on establishing and managing a team responsible for middle-market and midcorporate clients based in metro New York, southern Connecticut and northern New Jersey. In addition, the business banking team in Fairﬁeld County will report to Cerminaro. He will be based out of First Niagara’s Norwalk oﬃce.

Chef and ECLECTIC LUNCHEONETTE owner ROBERT MILANO invited friends, family and foodies from across Fairﬁeld County to celebrate the opening of his new standalone luncheonette and catering service in New Canaan recently. It seats 22. Attendees gathered for an opening reception on Vitti Street for cocktails and samples from widespread lunch, dinner and catering menus. Guests included NEW CANAAN CHAMBER OF COMMERCE President TUCKER MURPHY, THE FAIRFIELD COUNTY FOODIE, THE FAIRFIELDISTA along with New Canaan residents and Milano’s family, who are originally from Stamford.

20 Week of November 4, 2013 • FairField County Business Journal

CHARITY BOARD GETS MCGLADREY EXPERTISE MAKE-A-WISH CONNECTICUT has welcomed NICHOLAS MENSAH of Stamford as its newest board member. Make-A-Wish grants the wishes of children with lifethreatening medical conditions to enrich their lives with hope, strength and joy. Since its inception in 1986, the Connecticut chapter has granted more than 2,300 wishes to local children. Mensah will assist in the overall governance and support of the charity’s mission and vision. Mensah is a director in the consulting division of MCGLADREY, the assurance, tax and consulting company and is based in Stamford. He has more than 20 years of ﬁnance, risk, audit and information technology (IT) experience, including 13 years with a Big Four ﬁrm, prior to joining McGladrey in 2012.

BANKERS AND LAWYERS UNITE FOR A GOOD CAUSE

PEOPLE’S UNITED BANK partnered with law ﬁrm PULLMAN & COMLEY L.L.C. to host a reception celebrating diversity in the Greater Bridgeport business community Oct. 23. The event, which took place at the People’s United Bridgeport corporate headquarters, 850 Main St., highlighted the work of local women- and minority-owned businesses. It attracted more than 200 business owners, community leaders and nonproﬁt representatives. “We are thrilled with the response to this celebration,” said ARMANDO GONCALVES, Southern Connecticut Market president, People’s United Bank. “People’s United deeply values diversity, both within our organization and among our customers and we understand the role it plays in Bridgeport’s promising From left, JAMES (TIM) SHEARIN, chairman, Pullman & Comley; BERNADINE VENDITTO, president, Junior Achievement of Western Connecticut; ARMANDO GONCALVES, Southern Connecticut Market president, People’s United Bank; and MAYOR BILL FINCH of Bridgeport.

GOLF EMPLOYED TO BATTLE TICK-BORNE ILLS The threat of rain didn’t dampen the enthusiasm as golfers teed-up to play the second annual LYME RESEARCH ALLIANCE (LRA) Golf Tournament at the STANWICH CLUB in Greenwich Oct. 10. Sixty-six golfers came out for a day of golf, camaraderie and to support LRA’s efforts to help fund research and ultimately find a cure for Lyme and other debilitating tickborne diseases. About $80,000 was raised during the day’s activities, which included 18 holes of golf, lunch and dinner buffet, a cocktail reception sponsored by Greenwich Hospital, a silent auction and awards ceremony. “We want to say a huge thank you to everyone who played a part in this year’s outing,” said PETER WILD, LRA executive director. “Once again our golf committee has done a wonderful job of bringing together a sterling group of golfers to support our cause and play 18 holes on this spectacular course; and we appreciate the continued support of The Pepe Auto Group who donated the hole-in-one car.” The winners of this year’s tournament were: First Place Low Gross: LONNIE FINE, SCOTT RUSSELL, BILL BAUM and ZACH STERN; First Place Low Net: STEVE ROBINSON, GARRICK STANNARD, MIKE STAMER, WALT MCNULTY; Second Place Low Net: SCOTT HOBBS, GINA ZAUGRILLO, JACK DOWLING and JONATHAN MOFFLY.

DaTES NOVEMBER The FAIRFIELD COUNTY SPORTS COMMIS-

Wednesday

SION presents: Beyond the Playing Field: A Career in Sports, a panel discussion featuring leading experts in the sports industry. The event, sponsored by People’s United Bank, is free and takes place Nov. 6, 6:30 p.m., Room C, Chelsea Piers in Stamford. Panel members include: Rosa Gatti, former senior vice president, communications counsel and corporate outreach, ESPN; Tom Haidinger, president, Advantage International; Jon Dreckenham, CEO, Future Sports Business Executives; and Jim Santomeir, professor of sports business management/marketing, Sacred Heart University. For more information, contact Tom Chiappetta at 984-4806

NOVEMBER Sunday, Nov. 17, 4 p.m., Rabbi Alexander

NORWALK FIGHTS CANCER

17, 19

The NORWALK LIGHT THE NIGHT WALK took place Oct. 18. It was the fourth and ﬁnal walk of the season for The Leukemia & Lymphoma Society’s Connecticut Chapter, which hopes to raise $534,700 through the walks this year. Money is invested in blood cancer research and patient services. Nov. 6, 11 a.m.-2 p.m. the society hosts its fourth annual Star Write Authors Luncheon, Stamford Marriott, with guest speaker ESPN’s MIKE GREENBERG. Call 665-1400 for more information and reservations.

Schindler Memorial Lecture: “Religious Revolution in the Jewish State,” with RABBI ERIC H. YOFFIE. TEMPLE ISRAEL, 14 Coleytown Road, Westport; free and open to the public; for information call 227-1293. AND: Tuesday, Nov. 19, 2 p.m., “TING” (Temple Israel Networking Group for individuals in their job search), Temple Israel, 14 Coleytown Road, Westport; free and open to the public. For information, call Temple Israel at (203) 227-1293.

PEPE IS TOP PIE In THE DAILY MEAL website’s rankings of the best 101 pizzas in America the online food magazine named FRANK PEPE’S of New Haven No. 1. The White Clam pizza, a signature Pepe pie, made with freshly shucked clams, grated Parmesan, olive oil, garlic and oregano enticed Daily Meal writers to vote for the Connecticut institution. Locations include: New Haven, West Hartford, Fairﬁeld, Manchester, Mohegan Sun, Danbury and Yonkers, N.Y.

NEWS NOON @

Information for these features has been submitted by the subjects or their delegates.

Get all the executive promotions and moves, awards and snapshots we publish in the Business Journals delivered to your inbox on Monday mornings. Subscribe at WESTFAIRONLINE.COM/HOME/BREAKING-NEWS/ FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 4, 2013 21

on the record Difonzo, Silverio, contractor for James O’Gallagher. Reroof an existing single-family residence, 770 Woodend Road, Stratford. Estimated cost: $41,000. Filed Oct. 16. Digesu Building, Stamford, contractor for Ann and Bruce Cheney. Perform interior renovations at an existing single-family residence, 11 Cliffview Drive, Norwalk. Estimated cost: $6,000. Filed Oct. 21. DiGiorgi Roofing & Siding Inc., Beacon Falls, contractor for Richard Page. Replace windows at an existing single-family residence, 201 Parkview Lane, Stratford. Estimated cost: $51, 200. Filed Oct. 21. DJ’s Roofing, contractor for William Penna. Reroof an existing singlefamily residence, 345 Huntington Road, Stratford. Estimated cost: $5, 200. Filed Oct. 15. Dobbin, William, contractor for Patricia Patusky. Perform interior renovations at an existing singlefamily residence, 41 Yarwood St., Stratford. Estimated cost: $6, 500. Filed Oct. 11. Donofrio, Dale, contractor for Red Buff Rita Inc. Perform additions and alterations at an existing singlefamily residence, 1110 Chapel St., Stratford. Estimated cost: $35,000. Filed Oct. 16. Duchimaza, Carlos, contractor for Pamela Goldstein. Reroof an existing single-family residence, 427 Glenridge Road, Stratford. Estimated cost: $1, 800. Filed Oct. 11. Encon Solar, contractor for Woodend Partners. Install solar panels at an existing single-family residence, 1265 Woodend Road, Stratford. Estimated cost: $40,000. Filed Oct. 21. Encon Solar, contractor for Lawrence Haddad. Install solar panels at an existing single-family residence, 631 Stratford Road, Stratford. Estimated cost: $23,000. Filed Oct. 21. ETM Construction L.L.C., Norwalk, contractor for Peticone-Cramer Residence. Construct a new single-family residence, 19 Meridian Road, Norwalk. Estimated cost: $750,000. Filed Oct. 17. Exquisite Contractors L.L.C., East Haven, contractor for Joseph McCormack. Perform external renovations at an existing single-family residence, 18 Silwen Lane, Norwalk. Estimated cost: $17, 221. Filed Oct. 18. Fagerstrom, Bruce, Darien. Perform interior renovations at an existing single-family residence, 13 Fairfield Ave., Darien. Estimated cost: $20,000. Filed Oct. 18.

FM Home Improvement, contractor for Noroton Company L.L.C. Reroof an existing single-family residence, 1973 Boston Post Road, Darien. Estimated cost: $35,000. Filed Oct. 11. Fox Hills Builders, contractor for Virginia and Dan Losito. Perform additions and alterations at an existing single-family residence, 61 Hollow Tree Ridge, Darien. Estimated cost: $184,000. Filed Oct. 11. Fox Hills Builders, contractor for Cathy and Brett Jefferson. Perform additions and alterations at an existing single-family residence, 225 Tokenoeke Road, Darien. Estimated cost: $480,000. Filed Oct. 21. Ganim, Raymond, Stratford, Convert space in a single-family residence into an office and construct a new ramp, 2620 Nichols Ave., Stratford. Estimated cost: $4,000. Filed Oct. 15. Gillespie, Kathleen and Chris Gillespie, Ridgefield. Perform external additions at an existing single-family residence, 307 Wilton Road East, Ridgefield. Estimated cost: $93, 312. Filed Oct. 18.

Havens, Addison, contractor for Kenneth Hart. Repair the deck at an existing single-family residence, 17 Farm Road, Sherman. Estimated cost: $5,000. Filed Oct. 10.

Larkin, Larry, contractor for Patrick Rogers. Perform interior renovations at an existing single-family residence, 40 Fairfield Ave., Darien. Estimated cost: $90,000. Filed Oct. 19.

Huang, Herman, Stamford. Perform interior alterations at a singlefamily residence, 329 Haig Ave., Stamford. Estimated cost: $43,000. Filed Oct. 16.

Lunney, Melissa and Theodore Lunney, Stratford. Construct a new pool house at an existing singlefamily residence, 22 Westway Road, Westport. Estimated cost: $40,000. Filed Oct. 11.

Huntington, M.G., New York City. Perform renovations in an existing condominium unit, 607 Main Ave., Norwalk. Estimated cost: $190,000. Filed Oct. 16. Importa, David, Redding, contractor for Elizabeth and Christopher Pohle. Perform external renovations at an existing single-family residence, 78 Beacon Hill Lane, New Canaan. Estimated cost: $75,000. Filed Oct. 18. J&M Construction & Son L.L.C., Fairfield, contractor for Amy and John Vatale. Perform interior renovations and additions at an existing single-family residence, 70 Cummings Ave., Stamford. Estimated cost: $45,000. Filed Oct. 21.

Gould, Gregory, Stratford. Perform interior renovations at an existing single-family residence, 210 Fourth Ave., Stratford. Estimated cost: $10,000. Filed Oct. 11.

Janney, Daryl, Brookfield, contractor for Leo Marzen. Construct an accessory building at a single-family residence, 96 Emery Drive, Stamford. Estimated cost: $216,000. Filed Oct. 16.

Grady, James, contractor for Barry Wilensky. Repair fire damage at an existing single-family residence, 496A and B Niantic Lane, Stratford. Estimated cost: $46,000. Filed Oct. 15.

Johnston, Robert, Stratford. Perform interior renovations at a threefamily residence, 73 to 75 Temple St., Stratford. Estimated cost: $45,000. Filed Oct. 21.

Grasso, A.J., contractor for Jerry Roberts. Replace windows at an existing single-family residence, 37 Shoreline Drive, Stratford. Estimated cost: $60,000. Filed Oct. 11.

JP Maguire and Associates, contractor for O’Neil-Freeman residence. Perform interior renovations at an existing single-family residence, 16 Baker Ave., Westport. Estimated cost: $100,000. Filed Oct. 16.

Grasso, A.J., contractor for Jerry Roberts. Replace existing deck at a single-family residence, 37 Shoreline Drive, Stratford. Estimated cost: $9,000. Filed Oct. 21. Gudas Construction, Weston, contractor for Paul Gudas. Construct a new townhouse units, 18 Euclid Ave., Stamford. Estimated cost: $550,000. Filed Oct. 10. Hall, Baryl, Sherman. Add a twostory addition to an existing singlefamily residence, 27 Chapel Hill Road, Sherman. Estimated cost: $525,000. Filed Oct. 3. Harmony Builders & Design Corp., Ridgefield, contractor for Jessica and Maurice Mancini. Perform interior renovations at an existing single-family residence, 53 Woodlawn Drive, Ridgefield. Estimated cost: $35,000. Filed Oct. 16.

Kerschner Development Co., Norwalk, contractor for Pietarski Investments. Construct a new single-family residence, 31 Morehouse Lane, Norwalk. Estimated cost: $225,000. Filed Oct. 17. Kirtchen Magic Inc., Bloomsbury, N.J., contractor for S. Limeburner. Perform interior renovations at an existing single-family residence, 70 Strawberry Hill Ave., Unit 2E, Stamford. Estimated cost: $35,000. Filed Oct. 15. Laracca, Paul, Norwalk. Perform interior alterations at a single-family residence, 13 Renzulli Road, Norwalk. Estimated cost: $1,000. Filed Oct. 16.

22 Week of November 4, 2013 • Fairfield County Business Journal

Maplewood Builders L.L.C., contractor for Rachel and David Gordon. Perform interior renovations at an existing single-family residence, 4 Glenwood Lane, Westport. Estimated cost: $100,000. Filed Oct. 11. Mattera Construction- 12 Harding Lane, Westport. Construct a new single-family residence, 12 Harding Lane, Westport. Estimated cost: $7,000. Filed Oct. 11. Meeker, Brett, Norwalk, contractor for Janice Englesbe. Perform interior renovations at an existing singlefamily residence, 4 Saint James Place, Norwalk. Estimated cost: $19, 775. Filed Oct. 16. MK Construction, contractor for Frank and Lizinka Benton. Construct a new single-family residence, 7 Grist Mill Lane, Westport. Estimated cost: $500,000. Filed Oct. 16. Mott, Renee and Gary Mott, Norwalk. Perform external renovations at an existing single-family residence, 6 Peaceful Lane, Norwalk. Estimated cost: $15,000. Filed Oct. 17. MTM Renovations, Stamford, contractor for Todd Thiesfeldt. Perform interior renovations at an existing single-family residence, 264 Barncroft Road, Stamford. Estimated cost: $52, 300. Filed Oct. 18. Musolino, Mark, contractor for Marc Mansourian. Perform additions and alterations at an existing single-family residence, 501 Hollow Tree Ridge, Darien. Estimated cost: $68,000. Filed Oct. 17. Myers, Ellyn, Stratford. Perform interior renovations at an existing single-family residence, 14 Fairfield Ave., Westport. Estimated cost: $3,000. Filed Oct. 17. Nemergut, James, contractor for Tide Harbor Condos. Replace porch at an existing single-family residence, 1384 Elm St., Stratford. Estimated cost: $1,100. Filed Oct. 16.

COURT CASES

Bridgeport District Court Baird Plumbing & Heating L.L.C., et al., Stratford. Filed by Shelton Winnelson Co., Shelton. Plaintiff’s attorney: Karen M. Riggio, Stamford. Action: The plaintiff has brought this breach-of-contract suit against the defendant for failing to make payments on a credit agreement for the sum of $13, 608.25 plus interest. Filed Oct. 21. Case no. 6038846.

New Canaan Spa L.L.C., et al., New Canaan. Filed by Anita Budd, New Canaan. Plaintiff’s attorney: Charles S. Harris, Norwalk. Action: The plaintiff has brought this suit against the defendant for injuries the plaintiff sustained due to the alleged negligence of the defendant. Filed Oct. 22. Case no. 6038902. Pace Motor Lines Inc., Stratford. Filed by The Eagle Leasing Company Inc., Orange. Plaintiff’s attorney: David V. Parnoff, Hamden. Action: The plaintiff has brought this breach-of-contract suit against the defendant for failing to pay $32, 275.04 to date for a lease agreement. Filed Oct. 21. Case no. 6038847.

BJ’s Wholesale Club Inc., Stratford. Filed by Emese Matskassy, West Haven. Plaintiff’s attorney: Daniel A. Lyons, West Haven. Action: The plaintiff has brought this suit against the defendant for injuries that the plaintiff had sustained due to the alleged negligence of the defendant. Filed Oct. 17. Case no. 6038790.

Seaside Partners Inc., Bridgeport. Filed by WPCA, Bridgeport. Plaintiff’s attorney: Russell D. Liskov, Bridgeport. Action: Action: The plaintiff has brought this breach-ofcontract suit against the defendant for its failure to pay $1,042.11 for utility services delivered by the plaintiff. Filed Oct. 22. Case no. 6038880.

Central Electric & Generator Inc., Cheshire. Filed by Northbridge Health Care Center Inc., Bridgeport. Plaintiff’s attorney: Bryan J. Orticelli, Hartford. Action: The plaintiff has brought this breach-of-contract suit against the defendant for failing to install a generator and transfer switch for which installation he had already been paid. Filed Oct. 17. Case no. 6038807.

Stratford Markets Inc., et al., Westport. Filed by Ariel Perry, Stratford. Plaintiff’s attorney: Mark H. Middlen, Bridgeport. Action: The plaintiff has brought this suit against the defendant for injuries that the plaintiff had sustained due to the alleged negligence of the defendant. Filed Oct. 17. Case no. 6038792.

HM Properties II L.L.C., et al., Bridgeport. Filed by Linda Gagliano, Bridgeport. Plaintiff’s attorney: Johnpatrick C. O’Brien, Bridgeport. Action: The plaintiff has brought this suit against the defendant for injuries that the plaintiff had sustained due to the alleged negligence of the defendant. Filed Oct. 22. Case no. 6038884. Jerusalem Foods Inc. of Connecticut d.b.a. C Town Supermarket, Stratford. Filed by Marcela Avila Hernandez, Stratford. Plaintiff’s attorney: Michael J. Rosnick, Bridgeport. Action: The plaintiff has brought this suit against the defendant for injuries the plaintiff sustained due to the alleged negligence of the defendant. Filed Oct. 22. Case no. 6038866. Mercator Companies, et al., Bridgeport. Filed by Juan Romero, Fairfield. Plaintiff’s attorney: Paul J. Ganim, Fairfield. Action: The plaintiff has brought this suit against the defendant for injuries the plaintiff sustained due to the alleged negligence of the defendant. Filed Oct. 21. Case no. 6038841.

The Stop & Shop Supermarket Company L.L.C., Quincy, Mass. Filed by Tricia Johnson, Bridgeport. Plaintiff’s attorney: Thomas M. Yuditski, Bridgeport. Action: The plaintiff has brought this suit against the defendant for injuries that the plaintiff had sustained due to the negligence of the defendant. Filed Oct. 18. Case no. 6038815. Togo Construction L.L.C., Bridgeport. Filed by WPCA, Bridgeport. Plaintiff’s attorney: Russell D. Liskov, Bridgeport. Action: Action: The plaintiff has brought this breach-ofcontract suit against the defendant for its failure to pay $1,044.58 for utility services delivered by the plaintiff. Filed Oct. 22. Case no. 6038879. Westlund Auto Sales L.L.C., et al., Bridgeport. Filed by Raymell Christie, Bridgeport. Plaintiff’s attorney: George W. Ganim Jr., Milford. Action: The plaintiff has brought this suit against the defendant for injuries that the plaintiff had sustained due to the alleged negligence of the defendant. Filed Oct. 17. Case no. 6038799.

on the record Danbury District Court Danbury Hospital, Danbury. Filed by Anna Marie Gillotti Blakely. Plaintiff’s attorney: Kevin P. Thornton, Southbury. Action: The plaintiff has brought this suit against the defendant for injuries that the plaintiff had sustained and succumbed to due to the alleged negligence of the defendant. Filed Oct. 21. Case no. 6013888. Diversified Waste Disposal Inc., Danbury. Filed by Liberty Mutual Fire Insurance Co., Wausau, Wis. Plaintiff’s attorney: Howard Evan Ignal, Bridgeport. Action: The plaintiff has brought this breach-ofcontract suit against the defendant for defaulting on its contractual agreement to pay premiums in the amount of $7, 274.02. Filed Oct. 23. Case no. 6013904. Golf Performance Center, Ridgefield. Filed by Bank of the West, San Francisco, Calif. Plaintiff’s attorney: Jerome Pagter, New Haven. Action: The plaintiff has brought this breach-of-contract suit against the defendant for failing to pay $1,606.13 to date for an equipment lease agreement. Filed Oct. 22. Case no. 6013898. Landmark Inc., Vernon. Filed by Ziba’s Arts L.L.C., Danbury. Plaintiff’s attorney: George C. Tzepos, Middlebury. Action: The plaintiff has brought this breachof-contract suit against the defendant for failing to pay $105, 092, for certain services provided to the defendant. Filed Oct. 24. Case no. 6013906. Sealwize of Connecticut L.L.C., New Milford. Filed by Newtown Savings Bank, Newtown. Plaintiff’s attorney: Lucas B. Rocklin, New Haven. Action: The plaintiff has brought this breach-of-contract suit against the defendant for its failure to make payments on a commercial promissory note in the amount of $147,000, plus interest. Filed Oct. 21. Case no. 6013879.

Stamford District Court A2CPU L.L.C., Norwalk. Filed by Netria Corp., Des Plaines, Ill. Plaintiff’s attorney: Kenneth M. Rozich, New Haven. Action: The plaintiff has brought this breachof-contract suit against the defendant for failing to pay $3,750 for materials sold and delivered to the defendant. Filed Oct. 22. Case no. 6020213.

Caja L.L.C., et al., Norwalk. Filed by Fedex Techconnect Inc., Memphis, Tenn. Plaintiff’s attorney: Brian S. Cantor, Fairfield. Action: The plaintiff has brought this breachof-contract suit against the defendant for failing to pay $16,848.74 for certain delivery services provided to the defendant. Filed Oct. 21. Case no. 6020185.

Signet Star RE n.k.a. Berkley RE America L.L.C., Greenwich. Filed by Paul J. Kelly. Plaintiff’s attorney: Mark P. Carey, Southport. Action: The plaintiff has brought this age-discrimination suit against the defendant for emotional distress, breach of covenant of good faith and fair dealing. Filed Oct. 18. Case no. 6020177.

Cararozzolo Stone Design L.L.C., Wilton. Filed by Devine Brothers Inc., Norwalk. Plaintiff’s attorney: John P. Regan, Stamford. Action: The plaintiff has brought this breachof-contract suit against the defendant for failing to pay $11,501.15 for materials sold and delivered to the defendant. Filed Oct. 21. Case no. 6020184.

SUPERIOR COURT

Community Baptist Church Inc., et al., New Canaan. Filed by Simone Woodson, New Canaan. Plaintiff’s attorney: Eric L. Reinken, Stamford. Action: The plaintiff has brought this suit against the defendant for injuries that the plaintiff had sustained due to the negligence of the defendant. Filed Oct. 22. Case no. 6020216. Essex House Inc., Stamford. Filed by Saul Lopez d.b.a. Land Maintenance Service, Stratford. Plaintiff’s attorney: Geoffrey S. Brandner, Stamford. Action: The plaintiff has brought this breach-of-contract suit against the defendant for failing to pay $6,000 for certain services provided to the defendant. Filed Oct. 18. Case no. 6020176. NVP Enterprises Inc., et al., Norwalk. Filed by TD Bank N.A., Cherry Hill, N.J. Plaintiff’s attorney: Walter Menjivar, Hartford. Action: The plaintiff has brought this breach-of-contract suit against the defendant for its failure to repay an original loan in the amount of $85,000, plus interest. Filed Oct. 23. Case no. 6020234. Orbusneich Medical Inc., et al., Wanchai, Hong Kong. Filed by Kelley, Drye & Warren L.L.P., Stamford. Plaintiff’s attorney: Richard S. Chargar, Stamford. Action: The plaintiff has brought this breach-of-contract suit against the defendant for failing to pay for legal counsel retained in the amount of $14 million to settle a patent infringement suit. Filed Oct. 22. Case no. 6020217. Rigoberto’s Place Inc., et al., Westport. Filed by Groundhog L.L.C., et al., Westport. Plaintiff’s attorney: William B. Westcott, Westport. Action: The plaintiff has brought this suit against the defendant for taking advantage of the absences of the other co-owners of the establishment and then doing business under another name at the same location. Filed Oct. 22. Case no. 6020218.

Easton Country Day School Inc., Easton. Filed by Brittany Cerreta. Plaintiff’s attorney: Daniel T. Angelone. Action: The plaintiff has brought this violation of the Connecticut Fair Employers Practices Act suit against the defendant who had discriminated against the plaintiff based on her gender and subsequent pregnancy. Filed Oct. 16. Case no. 13cv01514. Housing Authority of the City of Bridgeport, Bridgeport. Filed by Linda Jennette, Bridgeport. Plaintiff’s attorney: Thomas W. Bucci, Bridgeport. Action: The plaintiff has brought this violation of the Connecticut Fair Employers Practices Act suit against the defendant who had discriminated against the plaintiff and the defendant’s refusal to accommodate the plaintiff’s disability. Filed Oct. 15. Case no. 13cv01500. Hoyt Livery Inc., et al., New Canaan. Filed by Roger Lassen Jr., Norwalk. Plaintiff’s attorney: Anthony J. Pantuso III, Milford. Action: The plaintiff has brought this violation of the fair labor standards act suit against the defendant not paying the plaintiff for overtime worked. Filed Oct. 18. Case no. 13cv01529.

DEEDS

COMMERCIAL Cast Iron Builders L.L.C., Bethel. Seller: Oven Rock Partners L.L.C., Washington. Property: Parcel B, Map 165, Bethel. Amount: $52,000. Filed Oct. 17. Nejame Development L.L.C., Danbury. Seller: Joseph S. Coppola Jr., Danbury and George J. Tremblay, Brewster, N.Y. Property: 1 Scuppo Road, Danbury. Amount: $215,000. Filed Oct. 15. REX Investments L.L.C., Westport. Seller: Donna M. Anastasia, Weston. Property: 29 High St., Westport. Amount: $418, 200. Filed Oct. 16.

QUIT CLAIM Hutchinson, Janice G. and Robert Hutchinson, Norwalk. Seller: Linda G. Lebsack, Los Angeles, Calif. Property: 13 Yarmouth Road, Norwalk. Amount: $167, 997.35. Filed Oct. 17. McCArthy, William J., Newtown. Seller: Wilnin Capital L.L.C., Greenwich. Property: 8 Topside Lane, Newtown. Amount: $102, 862.99. Filed Oct. 17. Moran, Elyssa N. and Sean M. Moran, Stamford. Seller: David Bruni, Stamford. Property: 136 Sylvan Knoll Road, Unit 136, Stamford. Amount: $205,000. Filed Oct. 18. Rodriguez-Coss, Jacabed and Hipolito Castro Jr., Webster Bank N.A., Waterbury. Property: 397 Garibaldi Ave., Stratford. Amount: $100,000. Filed Oct. 17.

RESIDENTIAL 15 Arch Street Associates L.L.C., Wilton. Seller: Maria L. and Gino Vino, Fairfield. Property: 15 Arch St., Norwalk. Amount: $810,000. Filed Oct. 16. 22 Blue Ribbon L.L.C., Westport. Seller: Catherine and Steven April, Fairfield. Property: 22 Blue Ribbon Drive, Westport. Amount: $960,000. Filed Oct. 18. 269 Greenwich Milbank L.L.C., Armonk, N.Y. Seller: 267 Milbank Avenue L.L.C., White Plains, N.Y. Property: 267 Milbank Ave., Greenwich. Amount: $2 million. Filed Oct. 15. 58 Lambert Road L.L.C., New Canaan. Seller: Arne Thune, New Canaan. Property: 58 Lambert Road, New Canaan. Amount: $1.3 million. Filed Oct. 17.

Anastosion, Damon, Derby. Seller: Diana L. Rossi, Shelton. Property: 15 Willard Road, Shelton. Amount: $445,000. Filed Oct. 21. Antonios, Nazih and Amal Antonios, Danbury. Seller: Jeanne M .Hurgin, Danbury. Property: 8 Rose Lane, Unit 18-9, Danbury. Amount: $98, 500. Filed Oct. 17. Bainton, Jaclyn and John Bainton, Norwalk. Seller: Elizabeth Skudder and Christopher Jobson, Darien. Property: 16 Jackson Place, Darien. Amount: $561, 892.50. Filed Oct. 11. BAK Papaj L.L.C., Sandy Hook. Seller: Muriel Bloch Inc., Westwood, Mass. Property: 524 Newfield Ave., Stamford. Amount: $530,000. Filed Oct. 17. Balsam, Daniella and Mitchell Balsam, Stamford. Seller: Carolyn Mohedano-Craner and Garren T. Craner, Stamford. Property: 162 Colonial Road, Unit 10, Stamford. Amount: $490,000. Filed Oct. 17. Baptista Palais, Fatima and Ramiro Batista and Cesar M. Lopes, Danbury. Seller: 5-7 Crest Avenue L.L.C., Danbury. Property: 5 to 7 Crest Ave., Danbury. Amount: $45,000. Filed Oct. 17. Barnes, Kathleen L., Stratford. Seller: Elizabeth M. Ruiz, Stratford. Property: 55 Fisher Court, Stratford. Amount: $27,000. Filed Oct. 15. Beckmann, Catherine M., Darien. Seller: Federal Home Loan Mortgage Corp., McLean, Va. Property: 5 Quarry Corner, Unit 5, Ridgefield. Amount: $113, 900. Filed Oct. 11. Bens, Erica and Marcel Bens, Greenwich. Seller: Rosanaj and J. Goodwin Bennett, Greenwich. Property: 534 North St., Greenwich. Amount: $2.1 million. Filed Oct. 18.

7 Turtleback Lane L.L.C., Westport. Seller: Esther N. Gross, Westport. Property: 7 Turtleback Lane, Westport. Amount: $740,000. Filed Oct. 16.

Berger-Girvalo, Aimee L. and Jeffrey L. Girvalo, Ridgefield. Seller: Sarah Connors and Darragh Kerins, Wellington, Fla. Property: 389 Bennetts Farm Road, Ridgefield. Amount: $270,000. Filed Oct. 17.

Alesevich, Christine and Simeon Alesevich, Huntington. Seller: Charles Walsh, Stratford. Property: 93 Ward St., Stratford. Amount: $125,000. Filed Oct. 17.

Berlin, Linda A., Milford. Seller: Rose Torlish, Stratford. Property: 516 Opa Lane, Unit B, Stratford. Amount: $155,000. Filed Oct. 18.

Alpert, Geri and Dean J. Alpert, Newtown. Seller: Toll CT III L.P., Newtown. Property: 22 Brookside Court, Newtown. Amount: $485, 793. Filed Oct. 21. Anarcaya, Alfonso W., Stamford. Seller: Theodore Skiadas, Clifton, N.J. Property: 859 E. Main St., Stamford. Amount: $900,000. Filed Oct. 17.

Blank, Jordan and David Gerst, Westport. Seller: Mary Ann Cooper, Westport. Property: 11 Fairfield Ave., Westport. Amount: $1.1 million. Filed Oct. 21. Boyle, Heather and Hugh Boyle Jr., New York City. Seller: Joan Carstater Dawey, Darien. Property: 15 Renshaw Road, Darien. Amount: $735,000. Filed Oct. 9.

Breuninger, Beth A., Brookfield. Seller: Federal Home Loan Mortgage Corp., McLean, Va. Property: 14 Derby Court, Unit 2B, Brookfield. Amount: $117,000. Filed Oct. 15. Briggs, Pamela C. and Edward F. Briggs, Sherman. Seller: Arlene Hanson, Howell, N.J. and Geri Wirth, Boston, Mass. Property: 11 Skyline Drive, Sherman. Amount: $495,000. Filed Oct. 8. Brock, Jodi M. and Timothy J. Brock, Shelton. Seller: Jill and Brian Walsh, Hunt Valley, Md. Property: 55 Ballard Drive, Shelton. Amount: $555,000. Filed Oct. 16. Brookfield Global Relocation Services L.L.C., Eden Prairie, Minn. Seller: Edward Gonzalez, Stamford. Property: 2435 Bedford St., Unit 8B, Stamford. Amount: $510,000. Filed Oct. 16. Cecilio, Joseph A., Danbury. Seller: The Secretary of Housing and Urban Development, Philadelphia, Pa. Property: 6A Barnum Road, Danbury. Amount: $165,000. Filed Oct. 15. Cervalin, Laveau, Norwalk. Seller: Federal National Mortgage Association, Washington, D.C. Property: 135 Flax Hill Road, Unit 24A, Norwalk. Amount: $84, 900. Filed Oct. 17. Clements, Tory, Greenwich. Seller: Oliver Layton, Allston, Mass. Property: 22 Valley Drive, Unit 22, Greenwich. Amount: $850,000. Filed Oct. 17. Cohan Feldman, Theo and David Feldman, Westport. Seller: Ann S. Brett, Westport. Property: 50 Hillandale Road, Westport. Amount: $829,000. Filed Oct. 18. Collins, Dorothy Lee, Greenwich. Seller: Rosario Mazer, Greenwich. Property: 45 Ettl Lane, Unit 102, Greenwich. Amount: $645,000. Filed Oct. 16. Corona, Maribel and Roberto Corona and Joanna Taveras, Stratford. Seller: Jim Blakeman Construction L.L.C., Shelton. Property: 155 Buddington Road, Shelton. Amount: $380,000. Filed Oct. 17. Cramer, Marjorie, Newtown. Seller: Michele and John Robinson, Newtown. Property: 14 Split Rock Road, Newtown. Amount: $658, 500. Filed Oct. 17. D’Amico, Lizette D. and Marc J. D’Amico, New Canaan. Seller: Stella S. and Arthur P. Mostel, Stamford. Property: 300 Quarry Road, Stamford. Amount: $670,000. Filed Oct. 16.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 4, 2013 23

on the record D’Andrea-McCullagh, Roxann and Jeffrey J. McCullagh, New Rochelle, N.Y. Seller: Janusz L. Madej, Darien. Property: 14 Spring Grove St., Darien. Amount: $514,000. Filed Oct. 11. Dasilva Property Holdings L.L.C., Danbury. Seller: Jose O. Piriz, Bethel. Property: 54 Putnam Park Road, Bethel. Amount: $186,000. Filed Oct. 21. Davis, Maria T., Westport. Seller: Randy Ellen and Ronald Letzler, Westport. Property: 4 Bittersweet Lane, Westport. Amount: $887, 500. Filed Oct. 16. DeCoene, Adelia and Thomas DeCoene, Riverside. Seller: Patricia B. and M. Dean Montgomery, Stamford. Property: 18 Flying Cloud Road, Stamford. Amount: $2.1 million. Filed Oct. 17. Defelice, Raymond, Seymout. Seller: Lisa W. Heaton, Shelton. Property: 44 Brownson Drive, Shelton. Amount: $405,000. Filed Oct. 21. DeFleurac, Isabelle, Stamford. Seller: Carolyn Linkov, Stamford. Property: 158 Seaside Ave., Unit B, Stamford. Amount: $330,000. Filed Oct. 17. DeMarco, Susan M., Shelton. Seller: Judith K. and James E. Colodonato, Shelton. Property: 537 Asbury Ridge, Shelton. Amount: $145,000. Filed Oct. 16. Dimugno, Andrea and Dimitri Andres, Norwalk. Seller: Tara R. and Mark G. Barry, Norwalk. Property: 6 Dewal Court, Norwalk. Amount: $631, 500. Filed Oct. 17.

Durkin, Raymond C., Brewster, N.Y. Seller: Gloria Jean Folan, Venice, Fla. Property: 6 and 8 Lake Road, Danbury. Amount: $350,000. Filed Oct. 15. Edersheim Kalb, Peggy and Scott E. Kalb, Greenwich. Seller: Jane Dawson Shang and Paul Shang, Greenwich. Property: Lot 12 to 14, Map 597, Greenwich. Amount: $7 million. Filed Oct. 15. Egan, Amanda R. and John M. Egan, White Plains, N.Y. Seller: Janette A. and Charles R. Fabrizio Jr., New Fairfield. Property: 1 Woods Way, New Fairfield. Amount: $460,000. Filed Oct. 15. Evans, Jennifer J. and Thomas M. Evans, New York City. Seller: Rosemarie A. and Daniel P. Gizzo, New Fairfield. Property: 2 Keplers Way, New Fairfield. Amount: $282,000. Filed Oct. 16. Ezzaki, Aziza, Stratford. Seller: Shafeeq Ahmed, Stratford. Property: 121 Beacon St., Stratford. Amount: $297, 500. Filed Oct. 16. Ferrari, Ernest F. Jr., Westport. Seller: Old Mill Associates L.L.C., Westport. Property: 220 Hillspoint Road, Westport. Amount: $39,000. Filed Oct. 18. Finn, Denis, New Fairfield. Seller: Milagritos A. Brissolese and Donald R. Kellogg, New Fairfield. Property: 2 Birch Drive, New Fairfield. Amount: $210,000. Filed Oct. 21. Fiorito, Donna M. and Vincent Fiorito, Greenwich. Seller: Joseph Ghiloni, Greenwich. Property: 7 Stormy Circle Drive, Greenwich. Amount: $1.06 million. Filed Oct. 17.

Gager, Virginia V. and Stewart D. Gager, Stamford. Seller: Sage Graner-Turkoglu and Murat Turkoglu, Fairfield. Property: 2289 Bedford St., Unit B4, Stamford. Amount: $319,000. Filed Oct. 16. Gaikwad, Bhavna S. and Wilfred Pinto, West Haven. Seller: Elina and Dmitry Rukhlin, Norwalk. Property: 7 Mark Drive, Norwalk. Amount: $420,000. Filed Oct. 16. Gallo, Lindsay and Jeffrey G. Babey, Ansonia. Seller: Melissa C. and Kenneth B. Bauer, Shelton. Property: 6 Martinka Drive, Shelton. Amount: $335,000. Filed Oct. 16. Geoffroy, Phyllis, Stamford. Seller: Priscilla J. Whittington, Greenwich. Property: 51 Forest Ave., Unit 152, Old Greenwich. Amount: $550,000. Filed Oct. 15. Glassman, Josh A., Danbury. Seller: Mary Victoria Higley Pratt and Richard Pratt, Danbury. Property: 210 Southern Blvd., Danbury. Amount: $495,000. Filed Oct. 10. Gomez, Leonor and Jairo Gomez, Norwalk. Seller: Wei Luan and Yi Cai, Fresh Meadows, N.Y. Property: 87 Glenbrook Road, Stamford. Amount: $166,000. Filed Oct. 18. Gonzalez-Elcsics, Donna and Gabor Elcsics, Stratford. Seller: Cheryl and David Johnson, Stratford. Property: 80 Longview Drive, Stratford. Amount: $437,000. Filed Oct. 17. Gorman, Christine E. and Sean K. Gorman, Norwalk. Seller: Susan Jonkel Llorca and Manuel R. Llorca, Norwalk. Property: 8 Watering Lane, Norwalk. Amount: $450,000. Filed Oct. 15.

Dolciamore, Carol A. and Christopher W. Dolciamore, Westport. Seller: Pauline Bolwell, Stamford. Property: 39 Windward Lane, Stamford. Amount: $623,000. Filed Oct. 17.

Forbes, Ann R., Westport. Seller: Pamela V. Waesche, Westport. Property: 28 Whitney Glen Drive, Westport. Amount: $290,000. Filed Oct. 16.

Green, Liza and William A. Green, Greenwich. Seller: Jennifer E. and William R. Berkley Jr., Greenwich. Property: 2 Lauder Way, Greenwich. Amount: $6.2 million. Filed Oct. 15.

Doody, Eileen and Thomas Doody, Stamford. Seller: Karen P. McNamara, League City, Texas. Property: 123 Harbor Drive, Unit 104, Stamford. Amount: $440,000. Filed Oct. 15.

Francisco, Erica A. and Michael A. Francisco, Brookfield. Seller: Rita D. Ribeiro, Mundelein, Ill. Property: 9 Pleasant Drive, Danbury. Amount: $264,000. Filed Oct. 15.

Gruppo Loomis, Ellen and S. Mark Loomis, Hong Kong. Seller: Susanne P. and George E. Minnich, Bonita Springs, Fla. Property: 42 Yarmouth Road, Norwalk. Amount: $2.4 million. Filed Oct. 16.

Dumas, Shauna M. and Christopher T. Dumas, Shelton. Seller: Doreen Laucella, Shelton. Property: 140 Far Mill St., Shelton. Amount: $423, 500. Filed Oct. 21.

Franklin, Churchill Gibson (50 percent interest), Concord, Mass. Seller: Gay Lloyd Best, Alberta, Canada. Property: Lot 2, Map 1990, Darien. Amount: $135,000. Filed Oct. 18.

Guiliana, Luigia G., New Fairfield. Seller: Anna Abbott, Stamford. Property: 970 Hope St., Unit 2A, Stamford. Amount: $205,000. Filed Oct. 16.

Franklin, John W. Jr. (50 percent interest), Washington, D.C. Seller: Gay Lloyd Best, Alberta, Canada. Property: Lot 2, Map 1990, Darien. Amount: $135,000. Filed Oct. 18.

Gutierrez, Prissilla and Raul Ruiz Jr., Bridgeport. Seller: Nancy W. Bosse, Stratford. Property: 72 Greenfield Ave., Stratford. Amount: $184,000. Filed Oct. 17.

Duncan, Caitlin and John P. Duncan, Ridgefield. Seller: Elizabeth S. and Jeffrey S. Marcus, Ridgefield. Property: 232 Peaceable St., Ridgefield. Amount: $675,000. Filed Oct. 8.

24 Week of November 4, 2013 • Fairfield County Business Journal

Haley-Mack, Susan, Stratford. Seller: Carole Pearlman, Stratford. Property: 60A Engine House Road, Stratford. Amount: $170,000. Filed Oct. 17.

JLM Guilford L.L.C., Bridgeport. Seller: Edmund K. Makowski, Norwalk. Property: Lot 16, Section 1, Map 501, Stamford. Amount: $300,000. Filed Oct. 17.

Haller, Lisa J. and Raymond J. Haller, Bethpage, N.Y. Seller: Eugene A. Smith, Riverside. Property: 56 Sunset Drive, Sherman. Amount: $24,000. Filed Oct. 1.

Jones, Danielle and Anthony DeGrazio, Greenwich. Seller: Allison E. and Joseph A. Migliozzi, Stamford. Property: 668 Glenbrook Road, Unit 17, Stamford. Amount: $465,000. Filed Oct. 18.

Ham, Laurie A. and Aaron T. Ham, New Milford. Seller: Dietter Properties L.L.C., Brookfield. Property: 6 River Oaks Lane, Sherman. Amount: $800,000. Filed Oct. 1. Heritage Homes Construction Company L.L.C., Ridgefield. Seller: Gabrielle Kessler Tracy, Ridgefield. Property: Map 7901, Ridgefield. Amount: $175,000. Filed Oct. 21. Hodges, Adele E., Stratford. Seller: Thomas Dugas, Stratford. Property: 550 James Farm Road, Stratford. Amount: $388,500. Filed Oct. 17. Holmes, Geoffrey W., New York City. Seller: Patricia J. Cornell, Stamford. Property: 123 Richmond Hill Road, Unit 15, New Canaan. Amount: $700,000. Filed Oct. 17. Howard Sara, Norwalk. Seller: Federal National Mortgage Association, Washington, D.C. Property: 2 to 4 Van Zant St., Unit A6, Norwalk. Amount: $80, 500. Filed Oct. 15. Hull, Andrew I., Bethel. Seller: Frank Docimo, Danbury. Property: 206 Sienna Drive, Unit 206, Danbury. Amount: $255, 500. Filed Oct. 15. Hursch, Marcia and Ernest Hunt, Danbury. Seller: Andreas J. Schnuerer, Parkland, Fla. Property: 4 Jireh Lane, Danbury. Amount: $392,000. Filed Oct. 17. Hutchinson, Janice G. and Robert Hutchinson, Norwalk. Seller: Linda G. Lebsack, Los Angeles, Calif. Property: 30 Westmere Ave., Norwalk. Amount: $144, 502.65. Filed Oct. 17.

Kaalund, Jennifer and Sekou Kaalund, Cos Cob. Seller: Julie G. and John M. Burke, Greenwich. Property: 65 Rockwood Lane, Greenwich. Amount: $2.08 million. Filed Oct. 18. Kates, Ann and David Kates, Stamford. Seller: Craig G. Duffy, Stamford. Property: 15 Brandt Road, Stamford. Amount: $799,000. Filed Oct. 17. Kenyan, Kimberly and Erik D. Parks, New Canaan. Seller: Myra Lowell, Charlotte, N.C. Property: 312 Elm St., Unit 4, New Canaan. Amount: $673,000. Filed Oct. 17.

FORECLOSURES 36 Perkins L.L.C., et al. Creditor: DBS Bank Limited, Hong Kong. Property: 36 Perkins Road, Greenwich. Mortgage default. Filed Oct. 16. Blake-Walters, Aura L. and Physam Walters. Creditor: US Bank N.A., Fort Mill, S.C. Property: 44 Grant St., Stamford. Mortgage default. Filed Oct. 17. Choi, Joo Ho and Jannell Khu. Creditor: US Bank N.A., San Diego, Calif. Property: 96 Florence Road, Riverside. Mortgage default. Filed Oct. 15. Engstrand, Kristen, et al. Creditor: CitiMortgage Inc., Calabasas, Calif. Property: 49 Day St., Unit 202, Norwalk. Mortgage default. Filed Oct. 15.

Kupec, Susan, et al. Creditor: Newtown Savings Bank, Newtown. Property: 35 Bullard Court, Stratford. Mortgage default. Filed Oct. 21. Matejka, Leon J., et al. Creditor: OneWest Bank N.A., Austin, Texas. Property: 80 Salem Road, Stratford. Mortgage default. Filed Oct. 15. Mills, Carol O. and John G. Mills, et al. Creditor: JPMC Specialty Mortgage L.L.C., Jacksonville, Fla. Property: 6 Hunters Lane, Norwalk. Mortgage default. Filed Oct. 15. O’Brien, Jacqueline I. and John O’Brien and Cynthia L. Chance. Creditor: JPMorgan Chase Bank N.A., Jacksonville, Fla. Property: 25 lIndley Place, Stratford. Mortgage default. Filed Oct. 15. Rincon, Marco, et al. Creditor: CitiMortgage Inc., Beaverton, Ore. Property: 11 Bedford Ave., Unit S2, Norwalk. Mortgage default. Filed Oct. 15. Rivera-Rodriguez, Sylvia and Mario O. Rodriguez, et al. Creditor: HSBC Bank USA N.A., Mount Laurel, N.J. Property: 135 Turtle Run Drive, Stratford. Mortgage default. Filed Oct. 15.

FORECLOSURES BY SALE Connecticut Housing Financial Authority, Rocky Hill. Appointed committee: Christopher K. Leonard, Milford. Property: 15 Hilldale Road, New Fairfield. Amount: $260,000. Docket no. DBD 13cv6011312S. Filed Oct. 16. Kaufman, John S., Stamford. Appointed committee: Christopher J. Jarboe, Stamford. Property: 94 Southfield Ave., Unit 302, Stamford. Amount: $237,300. Docket no. FST 12cv6013111S. Filed Oct. 16.

JUDGMENTS

Farfan, Monica Hoyos and Alex M. Marino. Creditor: CitiMortgage Inc., Houston, Texas. Property: 195 Bible St., Greenwich. Mortgage default. Filed Oct. 15.

Amendola, Lisa, Bethel. $2,637.92, in favor of Midland Funding L.L.C., San Diego, Calif., by Robert E. Johnson, East Hartford. Property: 18-16 Hudson St., Bethel. Filed Oct. 18.

J&L Enterprises, Shelton. Seller: Rose S. Guider, Shelton. Property: 1 Providence Ave., Shelton. Amount: $60,000. Filed Oct. 17.

Gonzalez, Juan C., et al. Creditor: US Bank N.A., Fort Mill, S.C. Property: 44 Strawberry Hill Ave., Unit 4J, Stamford. Mortgage default. Filed Oct. 17.

Antous, Thomas J., Danbury. $477.80, in favor of Western Connecticut Medical Group, East Syracuse, N.Y., by Robert E. Johnson, East Hartford. Property: 18 Balmforth Ave., Danbury. Filed Oct. 10.

Jian, Meng and Yongxing Wang, Riverside. Seller: Joan Cressler Karasick and Stanley Karasick, Greenwich. Property: 326 Cognewaugh Road, Greenwich. Amount: $1.2 million. Filed Oct. 17.

Hamilton, Dorothea S., et al. Creditor: Bank of America N.A., San Diego, Calif. Property: 87 Ledgebrook Drive, Unit 13B, Norwalk. Mortgage default. Filed Oct. 16.

Ilse, Gail M. and William R. Ilse, Ridgefield. Seller: William S. Schaill, Wilton. Property: 7 Orange Lane, Ridgefield. Amount: $139, 900. Filed Oct. 17.

Barnaba, Thomas J., Sherman. $2,685.50, in favor of Cach L.L.C., Denver, Col., by Joseph M. Tobin, New Haven. Property: 14 Candlewood Lake Drive, Sherman. Filed Oct. 17.

on the record Bayta, Donna L., Shelton. $728.08, in favor of Hi-Ho Petroleum Corp., Bridgeport, by Philip H. Monogan, Waterbury. Property: 19 Tuckahoe Drive, Shelton. Filed Oct. 16.

Gawronski, Dion, Bethel. $680.07, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 24 Sky Edge Drive, Bethel. Filed Oct. 18.

Blois, Ronald P., Sherman. $5,339.91, in favor of Stamford Federal Credit Union, Stamford, by John R. Fiore, Norwalk. Property: 6 Route 39 North, Sherman. Filed Oct. 8.

Gold, Kerrie E., Stratford. $25,426.24, in favor of Bristol Hospital Inc., Bristol, by Karen E. Lahey, Waterbury. Property: 2252 Broadbridge Ave., Stratford. Filed Oct. 16.

Booker, Melissa, Stratford. $1,133.20, in favor of Midland Funding L.L.C., San Diego, Calif., by Robert E. Johnson, East Hartford. Property: 144 Allandale Drive, Stratford. Filed Oct. 18.

Hennon, Sheri, Danbury. $11,343.04, in favor of Portfolio Recovery Associates L.L.C., Norfolk, Va., by Joseph M. Tobin, New Haven. Property: 245 Franklin Street Extension, Danbury. Filed Oct. 17.

Melo, Silvia, New Fairfield. $346.90, in favor of Western Connecticut Medical Group, Danbury, by Robert L. Peat, Danbury. Property: P.O. Box 2456, Danbury. Filed Oct. 16.

Brown, Renee, Stamford. $765.62, in favor of Family and Cosmetic Dentistry, Fairfield, by Robert L. Peat, Danbury. Property: 42 Catoona Lane, Stamford. Filed Oct. 16.

Henriques, Maria, Danbury. $791.51, in favor of Portfolio Recovery Associates L.L.C., Norfolk, Va., by Robert E. Johnson, East Hartford. Property: 59 Garfield Ave., Danbury. Filed Oct. 10.

Messina, Salvatore, New Fairfield. $655.39, in favor of Danbury Emergency Services, Danbury, by Robert L. Peat, Danbury. Property: 266 Ball Pond Road, New Fairfield. Filed Oct. 15.

Hitchens, Randall, Brookfield. $1,312.45, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 41B Secor Road, Brookfield. Filed Oct. 15.

Morey, Sarah, Danbury. $2,657.05, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 25 Taagan Point Road, Danbury. Filed Oct. 15.

Hoffman, Phillip D., Bethel. $3,141.85, in favor of FIA Card Services, N.A., Newark, Del., by Robert E. Johnson, East Hartford. Property: 180 Chestnut Ridge Road, Bethel. Filed Oct. 18.

Morse, Tami Lyn, Stratford. $408.36, in favor of Women’s Health Care of Trumbull, Trumbull, by Robert L. Peat, Danbury. Property: 277 Nichols Ave., Stratford. Filed Oct. 15.

Horton, Sheri E. and Frederick M. Horton, Brookfield. $2,833, in favor of Danbury Hospital, Danbury, by V. Michael Simko Jr., Shelton. Property: 10 W. Whisconier Road, Brookfield. Filed Oct. 15.

Nunez, Maria, Danbury. $1,051.99, in favor of Portfolio Recovery Associates L.L.C., Norfolk, Va., by Robert E. Johnson, East Hartford. Property: 8 Division St., Danbury. Filed Oct. 10.

Hunte, Dawne, Shelton. $1,837, in favor of Richard Pastor, Trumbull, by Nicholas A. D’Agosto IV, Shelton. Property: 44 Applewood Drive, Shelton. Filed Oct. 17.

Pasciolla, Patricia, Bethel. $2,364.01, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 202 Old Hawleyville Road, Bethel. Filed Oct. 18.

Incerto, Dominick, Stratford. $903.58, in favor of Advanced Radiology Consultants L.L.C., Trumbull, by Richard Terry, Hamden. Property: 135 Peck St., Stratford. Filed Oct. 15.

Powell, Nora, Stamford. $4,004.55, in favor of Portfolio Recovery Associates L.L.C., Norfolk, Va., by Robert E. Johnson, East Hartford. Property: 21 Old Colony Road, Stamford. Filed Oct. 16.

Coleman, Terri, Brookfield. $1,416.45, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 3 Stage Road, Brookfield. Filed Oct. 18. Darling, Terrence, Shelton. $711.95, in favor of Midland Funding L.L.C., San Diego, Calif., by Robert E. Johnson, East Hartford. Property: 40 Rivendell Drive, Shelton. Filed Oct. 18. Debernardo, Joyce M., Shelton. $2, 937.06, in favor of Discover Bank, New Albany, Ohio, by Robert E. Johnson, East Hartford. Property: 40 Broc Terrace, Shelton. Filed Oct. 18. Dorville, Juana, Stratford. $4,471.96, in favor of Cavalry SPV II L.L.C., Denver, Colo., by Nathan G. Johnson, Pawtucket, R.I. Property: 208 Adams St., Stratford. Filed Oct. 18. Duberry, Jonathan, Stratford. $2,362.68, in favor of Progressive Direct Insurance Co. a.s.o. David Daniels, by Louis A. Spadaccini, Manchester. Property: 156 Woodend Road, Stratford. Filed Oct. 21. Feda, Randall J., Greenwich. $42,138.73, in favor of Cavalry SPV I L.L.C., Valhalla, N.Y., by Joseph M. Tobin, New Haven. Property: 2 Old Wagon Road, Greenwich. Filed Oct. 17. Ferguson, Scott, Redding. $471.06, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 718 Redding Road, Redding. Filed Oct. 21. Ford, Scott, Danbury. $415.10, in favor of Danbury Hospital Dental Service, Danbury, by Robert L. Peat, Danbury. Property: 1 Beaver Brook Road, Unit 24, Danbury. Filed Oct. 15.

McCarthy, Mary a.k.a. Maryjo McCarthy, New Fairfield. $1, 583.05, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 33 New Fane Road, New Fairfield. Filed Oct. 21. McCready, Amy, Bethel. $1,366.39, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 5 Melillo Ave., Bethel. Filed Oct. 18.

Jurado, Zorina, Stamford. $2300.43, in favor of Petro Inc., Melville, N.Y., by Gerald S. Knopf, Stamford. Property: 19 Bouton Street West, Stamford. Filed Oct. 18.

Redmond, Linda, Ridgefield. $600.32, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 65 Chestnut Hill Road, Ridgefield. Filed Oct. 18.

Laregina, Vincent, New Fairfield. $1, 305.51, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 17 Weldon Woods Road, New Fairfield. Filed Oct. 15.

Rosa, Delores, New Fairfield. $570, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 20 Flower Hill Road, New Fairfield. Filed Oct. 21.

Luciano, Walter, Stratford, $8955.47, in favor of Unifund Corp., Cincinnati, Ohio, by Joseph M. Tobin, New Haven. Property: 1853 Main St., Unit 18, Stratford. Filed Oct. 17.

Rothenbucher, John, Danbury. $8,587.91, in favor of Citibank N.A., Sioux Falls, S.D., by Robert E. Johnson, East Hartford. Property: 10 Lois St., Danbury. Filed Oct. 10.

Saglimbene, Marjorie A. and Nicholas E. Saglimbene, Shelton. $2,353.06, in favor of Sikorsky Financial Credit Union Inc., Stratford, by Joseph M. Tobin, New Haven. Property: 61 Cali Drive, Shelton. Filed Oct. 16. Sanchez, Susy, Bethel. $2,664.85, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 6 to 8 Drummers Lane, Bethel. Filed Oct. 18. Seperack, Edward J., Shelton. $5,242.06, in favor of Cach L.L.C., Denver, Colo., by Joseph M. Tobin, New Haven. Property: 45 Longmeadow Road, Huntington. Filed Oct. 16. Studer, Karen M., Shelton. $28,911.07, in favor of Unifund Corp., Cincinnati, Ohio, by Joseph M. Tobin, New Haven. Property: 14 Soundview Drive, Shelton. Filed Oct. 16. Sullivan, Timothy, Darien. $1,142.66, in favor of Portfolio Recovery Associates L.L.C., Norfolk, Va., by Joseph M. Tobin, New Haven. Property: 9 Fitch Ave., Darien. Filed Oct. 17. Tripi, Robert, Bethel. $2,188.66, in favor of Asset Acceptance L.L.C., Warren, Mich., by Joseph M. Tobin, New Haven. Property: 117 Dodgintown Road, Bethel. Filed Oct. 17. Wells, Nichole A., Stratford. $6,505.75, in favor of Sikorsky Financial Credit Union Inc., Stratford, by Joseph M. Tobin, New Haven. Property: 203 Reitter St., Stratford. Filed Oct. 17. Zenevith, Denise, Brookfield. $3,360.46, in favor of Petro Inc., Melville, N.Y., by Gerald S. Knopf, Stamford. Property: 18 Twilight Lane, Brookfield. Filed Oct. 21.

LEASES Repucom America L.L.C., Stamford, by Rod Millott. Landlord: 1010 Washington SLG Owner L.L.C., Stamford. Property: 1010 Washington Blvd., Stamford. Term: 11 years, commencing Oct. 11, 2013. Filed Oct. 18.

LIENS

FEDERAL TAX LIENSFILED

Davis, Peter T. III, 724 Redding Road, Redding. $5, 230.04, tax debt on income earned. Filed Oct. 21.

MECHANIC’S LIENSRELEASED

Westport Music Center L.L.C., 1460 Post Road East, Westport. $26,872.66, payroll taxes. Filed Oct. 21.

Detroy, Carolyn J. and Gregory C. Detroy, Norwalk. Filed by Connecticut Basement Systems Inc., Seymour, by David Gullotti. Property: 17 Walnut Ave., Norwalk. Amount: $6,500. Filed Oct. 15.

FEDERAL TAX LIENSRELEASED Grad, Randy, 1 Sugar Maple Lane, New Fairfield. $409.91, tax debt on income earned. Filed Oct. 21.

MECHANIC’S LIENSFILED Albee, Veronica and Brendon Albee, Stamford. Filed by Xpress Bath Inc., New Rochelle, N.Y., Ralph Rossi. Property: 41 Alton Road, Stamford. Amount: $3,274.63. Filed Oct. 16. Furey, April M. and Thomas J. Furey, Bethel. Filed by Cas Construction Company Inc., Berlin, by William Coons Jr. Property: 6 Marvin Road, Bethel. Amount: $8,585. Filed Oct. 21. Gersham Brown Crowley Inc. and Hattco L.L.C., Norwalk. Filed by Centerline Interiors L.L.C., by Guy L. Smith. Property: 261 to 281 Connecticut Ave., Norwalk. Amount: $104,860.49. Filed Oct. 15. HP Gateway Land I L.L.C., Stamford. Filed by Bay Crane Service of Connecticut Inc., North Haven, by Michelson, Kane, Royster & Barger, Hartford. Property: 406 to 424 Washington Blvd., Stamford. Amount: $54,853.42. Filed Oct. 15. Neuhouse, Christina, New Canaan. Filed by A.D. Caruso Plumbing & Heating L.L.C., Norwalk, by Anthony D. Caruso. Property: 187 Parade Hill Road, New Canaan. Amount: $900. Filed Oct. 16. Sweet, Alexis and Andrew Sweet, Darien. Filed by Time For A Change Wallpapering Inc., Brewster, N.Y., by Vincent J. LaRusso. Property: 20 Beverly Place, Darien. Amount: $27,076.23. Filed Oct. 11. Wells Fargo Bank N.A., Shelton. Filed by Waterview Site Services Limited Inc., Westport and Melwood Contracting Corp., New Rochelle, N.Y., by the Law Office of Lampert, Toohey & Rucci L.L.C., New Canaan. Property: 320 Coram Ave., Shelton. Amount: $21,840. Filed Oct. 21.

LIS PENDENS Aliapoulios, Julie M. and Matthew A. Aliapoulios, et al., New Canaan. Filed by Paul Lewis Otzel, Milford, for HSBC Bank USA N.A., Buffalo, N.Y. Property: 585 Silvermine Road, New Canaan. Action: to foreclose a delinquent mortgage in the original principal amount of $2.3 million, dated December 2005. Filed Oct. 15. B Stamford L.L.C., et al., Stamford. Filed by Justin K. Falco, Shelton, for Ideal Electric Ltd L.L.C., Oxford, 100 Greyrock Place, Suite H008, Stamford. Action: to foreclose on a mechanic’s lien,. Filed Oct. 15. B&B Aviation L.L.C., Stratford. Filed by Kyle J. Auty, Milford, for the town of Stratford. Property: 600 Great Meadow Road, Stratford. Action: to foreclose a real estate lien. Filed Oct. 21. Blakeman Construction, Newtown. Filed by Michael D. Reiner, Farmington, for VMTL1 L.L.C., Dover, Del. Property: 29 Hoseye Coach Road, Newtown. Action: to foreclose on tax liens. Filed Oct. 16. Blakeman Construction, Newtown. Filed by Michael D. Reiner, Farmington, for VMTL1 L.L.C., Dover, Del. Property: 55 Marlin Road, Newtown. Action: to foreclose on tax liens. Filed Oct. 16. Blakeman Construction, Newtown. Filed by Michael D. Reiner, Farmington, for VMTL1 L.L.C., Dover, Del. Property: 59 Marlin Road, Newtown. Action: to foreclose on tax liens. Filed Oct. 16. Brady, Terence P., et al., Sherman. Filed by Thomas J. Welch, Shelton, for Webster Bank N.A., Waterbury. Property: 5 Long Meadow Trail, Sherman. Action: to foreclose a delinquent mortgage in the original principal amount of $230,000, dated July 2003. Filed Oct. 16. Brom Enterprises L.L.C., Newtown. Filed by Michael D. Reiner, Farmington, for VMTL1 L.L.C., Dover, Del. Property: 183 Mount Pleasant Road, Newtown. Action: to foreclose on tax liens. Filed Oct. 16.

Bell, Elizabeth C. and Scott R. Barr, 6 Sunrise Road, Westport. $28, 544.27, tax debt on income earned. Filed Oct. 21.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 4, 2013 25

on the record Cabrera, German, Norwalk. Filed by Gerald A. Gordon, Hartford, for Nationstar Mortgage L.L.C., Lewisville, Texas. Property: 63 Marlin Drive, Norwalk. Action: to foreclose a delinquent mortgage in the original principal amount of $436,000, dated April 2009. Filed Oct. 15. Cascella, Marie C. and Kenneth P. Cascella, et al., Stratford. Filed by Thomas J. Welch, Shelton, for Webster Bank N.A., Waterbury. Property: 427 Parkway Drive, Stratford. Action: to foreclose a delinquent mortgage in the original principal amount of $205,000, dated June 2005. Filed Oct. 17.

Da Silva, Mariela M. and Marcio A. Da Silva, et al., Danbury. Filed by Kristen Boyle, Hartford, for U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 15 Ledgemere Drive, Danbury. Action: to foreclose a delinquent mortgage in the original principal amount of $276,000, dated February 2006. Filed Oct. 16. Danso, Paulina and Osei Danso, et al., Shelton. Filed by Christopher R. Thompson, Farmington, for HSBC Bank USA N.A., Buffalo, N.Y. Property: 51 New St., Shelton. Action: to foreclose a delinquent mortgage in the original principal amount of $229,500, dated March 2007. Filed Oct. 16.

Chen, Su Zhen, et al., Danbury. Filed by Kristen Haseney, Hartford, for Federal National Mortgage Association, Washington, D.C. Property: 5 Mendes Road, Danbury. Action: to foreclose a delinquent mortgage in the original principal amount of $359,200, dated February 2006. Filed Oct. 10.

Dapaixao, Adriano, et al., Bethel. Filed by Kristen Boyle, Hartford, for Bank of America N.A., Charlotte, N.C. Property: 19 Midway Drive, Bethel. Action: to foreclose a delinquent mortgage in the original principal amount of $246,100, dated June 2004. Filed Oct. 21.

Clark, Elyse L. and William F. Clark, et al., Danbury. Filed by Kristen Boyle, Hartford, for The Bank of New York Mellon, trustee, New York City. Property: 17 Cedar Drive, Danbury. Action: to foreclose a delinquent mortgage in the original principal amount of $1.4 million, dated August 2006. Filed Oct. 15.

Dasilva, Nilton P., et al., Danbury. Filed by James R. Byrne, Hartford, for Velocity Commercial Capital L.L.C., Westlake Village, Calif., 51 to 53 Liberty St., Danbury. Action: to foreclose a delinquent mortgage in the original principal amount of $555,000, dated January 2008. Filed Oct. 16.

Conroy, Terry M., et al., Stamford. Filed by Joshua Pedreira, Hartford, for PNC Bank N.A., Pittsburgh, Pa. Property: 24 Adams Ave., Unit 2, Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $140, 800, dated March 2004. Filed Oct. 16.

Davis, Edna D. and Jimmie Davis Jr., et al., Stratford. Filed by Kyle J. Auty, Milford, for the town of Stratford. Property: 91 Everett St., Stratford. Action: to foreclose a real estate lien. Filed Oct. 21.

Cornish, Eric J. and Robert M. Cornish Jr., et al., Stratford. Filed by Kyle J. Auty, Milford, for the town of Stratford. Property: 26 Cottage Place, Stratford. Action: to foreclose a real estate lien. Filed Oct. 21. Cox, Susan E., Stratford. Filed by JoAnn Sensale, Farmington, for Wells Fargo Bank N.A., Frederick, Md. Property: 62 Harbour View Place, Unit 6, Stratford. Action: to foreclose a delinquent mortgage in the original principal amount of $380,000, dated October 2007. Filed Oct. 16. Czudak, Theresa Ann, New Fairfield. Filed by Lisa L. Buzaid, New Milford, for Union Savings Bank, Danbury. Property: 39 Route 39, New Fairfield. Action: to foreclose a delinquent mortgage dated August 2007. Filed Oct. 18. D’Addario Sand & Gravel of Newtown Inc., Newtown. Filed by Michael D. Reiner, Farmington, for VMTL1 L.L.C., Dover, Del. Property: 245 S. Main St., Newtown. Action: to foreclose on tax liens. Filed Oct. 16.

MoRTGaGES

commerciaL 88 Hamilton Avenue Associates L.L.C., Stamford, by McElroy, Deutsch, Mulvaney & Carpenter L.L.P., Southport. Lender: RBS Citizens N.A., Stamford. Property: 88 Hamilton Ave., Stamford. Amount: $20.6 million. Filed Oct. 18. 955 East Main Street L.L.C., Fairfield, by Michael Berkowitz. Lender: Fairfield County Bank, Ridgefield. Property: 955 to 965 E. Main St., Stamford. Amount: $1.5 million. Filed Oct. 18. Albion Realty L.L.C., Bridgeport, by Thomas V. Bataglia Jr., Stratford. Lender: Secure Capital Group L.L.C., Stratford. Property: 43 Sturges Highway, Westport. Amount: $500,000. Filed Oct. 16. CBGB L.L.C., Newtown, by Christopher Bray. Lender: M&T Bank, Buffalo, N.Y. Property: 7 Turnerberry Lane, Newtown. Amount: $650,000. Filed Oct. 17.

ERB Properties L.L.C., Ridgefied, by Hastings, Cohan & Walsh L.L.P., Ridgefield. Lender: Fairfield County Bank, Ridgefield. Property: 30 Prospect St., Unit 500, Ridgefield. Amount: $266, 442.94. Filed Oct. 16. Mead Construction Company Inc., New Fairfield. Lender: Fairfield County Bank, Ridgefield. Property: 1 Red Fox Court, New Fairfield. Amount: $389,000. Filed Oct. 15. One Atlantic Investor Associates L.L.C., Stamford, by McElroy, Deutsch, Mulvaney & Carpenter L.L.P., Southport. Lender: RBS Citizens N.A., Stamford. Property: 1 Atlantic St., Stamford. Amount: $20.5 million. Filed Oct. 15. RSG Enterprises L.L.C., New Fairfield. Lender: Webster Bank N.A., Waterbury. Property: 3 Route 39, Units 6, 7 and 8, New Fairfield. Amount: $113, 864. Filed Oct. 15.

ConSTRUCTion Kaeser Development L.L.C., Weston, by John C. Kaeser. Lender: Savings Bank of Danbury, Danbury. Property: 90 Harrison Ave., New Canaan. Amount: $1.4 million. Filed Oct. 18.

nEW BUSinESSES 1926, 65 Riverdale Ave., Greenwich 06831, c/o John J. Fondrisi. Filed Oct. 21. Affordable Cleaning, 5 Maple Ridge Road, Danbury 06810, c/o Rosa A. Chichay. Filed Oct. 17. Atkins Childrens Eductional Fund, 41 White Birch Road, Ridgefield 06877, c/o Debbie Atkins. Filed Oct. 10. Atko Bros Landscaping, 21 Spezzano Drive, Riverside 06878, c/o Brett Atkinson. Filed Oct. 18. Beigel Baking Co., 8 Pratt Island, Darien 06820, c/o Mohammad M. Rahman. Filed Oct. 8.

Chyna Sumpter, 269 Montauk Drive, Stamford 06902, c/o Chyna Sumpter. Filed Oct. 21.

Picturesque Purses, 8 Carriage House Lane, Brookfield 06804, c/o Nora V. Lundquist. Filed Oct. 18.

City Car, 106 Judson Place, Bridgeport 06610, c/o Luis Cepeda. Filed Oct. 16.

R House Autism Family Network, 9 Roger Williams Road, Bridgeport 06610, c/o Kesheonia Kirkland. Filed Oct. 16.

Olde Stratford Ale House, 1720 Barnum Ave., Stratford 06614, c/o John Breiner. Filed Oct. 18.

Real Solution Cleaning, 51 Hospital Ave., Danbury 06810, c/o Nancy Muy. Filed Oct. 15.

The Cutting Board, 103 Danbury Road, Ridgefield 06877, c/o Brian Bender. Filed Oct. 10.

Royal Mouldings Ltd, 30 Old Kings Highway South, Darien 06820, c/o Mohinder Gill. Filed Oct. 8.

PaTEnTS

Cos Cob Marine Surveyors, 94 Valley Road, Cos Cob 06807, c/o Gustave J. Bertolf Jr. Filed Oct. 22. Criterion Cinemas, 1 Railroad Ave., Greenwich 06830, c/o Charles B. Moss. Filed Oct. 21. Cynthia Ashton Interiors, 448 North St., Greenwich 06830, c/o Cynthia Ashton Winegardner. Filed Oct. 16. Fight Soap USA, 3164 Backus Ave., Danbury 06810, c/o American Combat Hygiene L.L.C. Filed Oct. 15. Filta Environmental Kitchen Solutions, 71 Lawrence Ave., Danbury 06810, c/o Danbury Trader Inc. Filed Oct. 17. Gerald Peluso d.b.a. Jerrys Cars, 2342 Nichols Ave., Stratford 06614, c/o Gerald Peluso. Filed Oct. 21. Giselle’s Gifted Hands, 221 Burritt Ave., Stratford 06615, c/o Giselle Lacan. Filed Oct. 21. Greenfield Cleaners, 1977 Boston Post Road, Darien 06820, c/o Greenfield Connecticut Corp. Filed Oct. 9. Harmonetiks, 120 Post Road West, Suite 101, Westport 06880, c/o Jeffrey Zimmerman. Filed Oct. 21. Karen Rayda Photography, 30 Webster Road, Ridgefield 06877, c/o Karen Rayda. Filed Oct. 15. Leon Carpenter, 26 Franklin St., Unit 2, Danbury 06810, c/o Senen Danilo Leon. Filed Oct. 9. LuieLuie Landscaping & Tree Service, P.O. Box 5613, Bridgeport 06610, c/o Luis M. Murillo Jr. Filed Oct. 16.

Bold & Unashamed, 40 Stadley Rough Road, Danbury 06810, c/o Richard J. Demoss. Filed Oct. 16.

Mindful Living Consulting L.L.C., 51 Prospect Ridge Road, Apt. 33, Ridgefield 06877, c/o Terri Pawson. Filed Oct. 18.

Bridgeport Lobster & Shell Fish, 288 Knowlton St., Bridgeport 06608, c/o William C. Hofmiller. Filed Oct. 16.

Nature by Design, 537 Post Road, Darien 06820, c/o Michael Pasquarella. Filed Oct. 21.

Career Group Inc., 270 Greenwich Ave., Greenwich 06830, c/o Kelly Miller. Filed Oct. 18.

New England Custom Cabinets and Painting, 217 E. Putnam Ave., Cos Cob 06807, c/o Juan Carlos Perez Camacho. Filed Oct. 22.

26 Week of November 4, 2013 • FairField County Business Journal

Shannon Tracy Photography, 24 Windaway Road, Danbury 06810, c/o Shannon Tracy. Filed Oct. 17. Stamford Apartment Maids, 333 Valley Road, Cos Cob 06807, c/o William James O’Connor. Filed Oct. 18. Stamford Cleaning, 333 Valley Road, Cos Cob 06807, c/o William James O’Connor. Filed Oct. 18. Stamford Cleaning Services, 333 Valley Road, Cos Cob 06807, c/o William James O’Connor. Filed Oct. 18. Summit Maids, 333 Valley Road, Cos Cob 06807, c/o William James O’Connor. Filed Oct. 18. Titian Cleaning Services, 333 Valley Road, Cos Cob 06807, c/o William James O’Connor. Filed Oct. 18. Titian Maids, 333 Valley Road, Cos Cob 06807, c/o William James O’Connor. Filed Oct. 18. Titian Management, 333 Valley Road, Cos Cob 06807, c/o William James O’Connor. Filed Oct. 18. Vapjoy L.L.C. d.b.a. Modalart, 14 Surrey Drive, Riverside 06878, c/o Roger Krieger. Filed Oct. 18. Vintage Cellar Advisors, 3 Linwood Ave., Riverside 06878, c/o David Condon. Filed Oct. 22. Olde Stratford Ale House, 1720 Barnum Ave., Stratford 06614, c/o John Breiner. Filed Oct. 18. The Cutting Board, 103 Danbury Road, Ridgefield 06877, c/o Brian Bender. Filed Oct. 10.

nEW liQUoR liCEnSES

Apparatus, system and method for validating network communications data. Patent no. 8,566,809 issued to Scott Nedderman, Monroe. Assigned to Priceline.com Inc., Stamford. Billing statement customer acquisition system. Patent no. 8,566,153 issued to Daniel E. Tedesco, New Canaan; James A. Jorasch, Stamford; and Jay S. Walker, Ridgefield. Assigned to EBAY Inc., San Jose, Calif. Cosmetic composition containing a polymer blend. Patent no. 8,562,960 issued to Paul Henry Marotta, Farmingdale, N.Y.; Katie Ann Frampton, West Babylon, N.Y.; Tatyana R. Tabakman, Brooklyn, N.Y.; John R. Castro, Hauppauge, N.Y.; and Elizabeth Martin, Stamford. Assigned to ELC Management L.L.C., New York City, N.Y. Flexible metal conduit to electrical metallic tubing/rigid conduit transition coupler. Patent no. D691,963 issued to Lawrence J. Smith, Stamford. Assigned to Bridgeport Fittings Inc., Stratford. Hybrid CMOS nanowire mesh device and bulk CMOS device. Patent no. 8,563,376 issued to Josephine B. Chang, Mahopac, N.Y.; Leland Chang, New York City, N.Y.; Chung-Hsun Lin, White Plains, N.Y.; Jeffrey W. Sleight, Ridgefield. Assigned to International Business Machines Corp., Armonk, N.Y.

+THIS WEEK’S

ELECTRONIC RECORDS SECTION CONTAINS:

50 more residential Building permits available on Westfaironline.com. 40 more Lis pendens available on Westfaironline.com. 80 more residential deeds available on Westfaironline.com.

Business ConneCtions Education

“Don’t Stop Believing in Us”

cBia

CBIA Elects New Board Members

he Connecticut Business & Industry Association, the state’s largest business organization, has elected 13 new members to its board of directors. Representing a broad cross section of Connecticut’s business community, the incoming directors begin serving their four-year terms at the board’s December 11 meeting in Rocky Hill. The new members of CBIA’s board are:  Steve Blazejewski, global president, Surgical Supplies, Covidien, New Haven  Kevin Burke, senior vice president, Wells Fargo, Shelton

BIA’s 198th Annual Meeting and Reception in Hartford last month turned out to be a special night for a group of students from Hartford Public High School’s Academy of Engineering and Green Technology. In a truly inspirational moment, the students received a thunderous standing ovation from the more than 500 business leaders and state officials in attendance when they were introduced by the chair of CBIA’s board of directors, Don Droppo, Jr., president and CEO of Curtis Packaging in Sandy Hook. What had the crowd standing and cheering? The AoEGT students were the key players in the engineering and construction of a unique solarpowered wind turbine designed to bring electricity to a school in a remote, windswept village, 13,000 feet up in Nepal’s Himalayan Mountains. Early last month, the turbine was delivered to the Sherlri Drukda Lower Secondary School in Saldang, Nepal, and installed by volunteers from the U.S. and Canada and local villagers. For the first time ever, students there were able to learn in warm, brightly lit classrooms, and even use laptops. The Nepal wind project came about through a remarkable alliance of the high school students, Connecticut businesses, CBIA’s Education Foundation, the Connecticut Pre-Engineering Program (CPEP), and Peter Werth, director of the Werth Family Foundation. Werth, who envisioned the project and shepherded the turbine on its 11,000-mile trek from Hartford to the Himalayas, said that the Hartford students made all the difference. “The kids did a wonderful job. I was there at the install, and what they did, the manuals they provided, the

workmanship, the equipment—it was spectacular,” he said.

 Colin H. Cooper, chief executive officer, Whitcraft LLC, Eastford

AoEGT principal Michael Maziarz [pictured above with Werth, Droppo, and some of his students], who was presented with a $2,500 check from CBIA to help fund future projects at the high school, told the Annual Meeting crowd that the kind of school-business partnerships that made the Nepal project possible can be life-altering for students.

 Mary Ann Emswiler, president and chief executive officer. Dermatologic Cosmetic Laboratories Ltd, East Haven

“These are the connections that change lives,” said Maziarz. “When business and education marry the way they have in this project, we begin to give students a vision into their future.” A video produced by CBIA chronicled the design, building, delivery, and installation of the wind turbine, and clearly illustrated that the Nepali students weren’t the only young people who benefited from the project. “Prior to this project, I wasn’t patient, I had so many difficulties…academically and behaviorally—I was not the best student,” said AoEGT student Jazzmin Mitchell. “But this project taught me responsibility. I would love to meet these people [in Nepal], and I don’t want them to be, like, thank-you, thank-you, thank-you. I want to thank them for allowing us to come into their community and help them. “Don’t stop, either. Things might be getting rocky now in our schools, but don’t stop, because things like this, the project that we did, come from you believing in us. “When things get rocky, please don’t stop. We’re worth it, and thank you for believing that we were worth it in the beginning.”

 Robert J. Friedland, president and chief executive officer, Proton OnSite, Wallingford  Cynthia S. Gondek, chief financial officer and principal, ACT Group, Cromwell  William W. Lee, president and chief executive officer, The Lee Company, Westbrook  Mary C. Manfredi, finance director, CSC, Norwich  David R. McHale, executive vice president and chief administrative officer, Northeast Utilities, Hartford  Sheryl L. McQuade, senior vice president, Berkshire Bank, Hartford  Robert S. Sobolewski, president and chief executive officer, ebm-papst Inc., Farmington  Christopher J. Stephens, Jr., senior vice president and chief financial officer, Barnes Group Inc., Bristol  Stanley A. Twardy, Jr., managing partner, Day Pitney LLP, Stamford/Hartford The board will elect a new chair on December 11 to succeed Donald R. Droppo, Jr., president and CEO of Sandy Hook-based Curtis Packaging. Droppo will remain on the board as immediate past chair.  Read more at cbia.com

 Read more at gov.cbia.com

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 4, 2013 27

POWERFUL WOMEN in

FINANCE

A power-packed discussion by women who’ve made it. COMMITTED TO DATE:

CARLA HARRIS

SUNI P. HARFORD

MANAGING DIRECTOR Emerging Managers Program, Morgan Stanley Investment Management

MANAGING DIRECTOR AND REGIONAL HEAD OF MARKETS North America, Citigroup Inc.

January

16 11:30 a.m.

PEYTON PATTERSON PRESIDENT AND CEO Bankwell Financial Group

The College of New Rochelle 29 Castle Place New Rochelle

Program and lunch

{complimentary}

MODERATOR

ELIZABETH BRACKEN-THOMPSON Partner, Thompson & Bender

CO-FOUNDERS AND HOSTS THE COLLEGE OF NEW ROCHELLE | WESTFAIR COMMUNICATIONS INC. (Westchester County Business Journal, Fairfield County Business Journal, HVBiz, WAG magazine)

Reservations: Please visit westfaironline.com or contact Holly DeBartolo at (914) 358-0743