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FAIRFIELD COUNTY

BUSINESS JOURNAL YOUR ONLY SOURCE FOR REGIONAL BUSINESS NEWS | westfaironline.com

November 11, 2013 | VOL. 49, No. 45

CLAIM TO FAME

FCBJ this week TIES THAT BIND A fresh take on the old necktie caught a Westport executive’s eye … 9

STARTUPS FIND AN INCUBATOR AT FAIRFIELD UNIVERSITY

BY BILL FALLON

HEY, MODEST SPENDER Commonfund launches a new multi-asset program … 11

bfallon@westfairinc.com

C

hef Nicole Juliano Peranick’s signature Recreate-A-Recipe service is the perfect antidote for fast food. It is, in fact, something of a culinary time machine, eager to take clients back to great-grandma’s kitchen, recreating ancestral specialties down to the smallest measuring spoon or even making them glutenfree.

Peranick’s business, With Love from the Cupboard Inc., joined two other startups recently as the first participants in FAME, the new Fairfield University business incubator, in its own modern office space above the school bookstore. FAME — Fairfield Accelerator and Mentoring Enterprise — is one of a dozen incuba-

CLEAN AS A WAY OF LIFE Affineco L.L.C. has an advantage in cleaning; its principals started young … 20 HOW BIG? Jones Lang LaSalle takes on office size … 24

from left, entrepreneurs Nicole Juliano peranick, Jamie Ramerini and Daphne Dixon.

MEDIA PARTNER

» Fame, page 6

INFAMOUS PARCEL NO. 38 SOLD

stamforD’s hole haD become unsIghtly lanDmark

BY BILL FALLON bfallon@westfairinc.com

A 4.3-ACRE HOLE IN THE GROUND on Tresser Boulevard that has blighted the heart of downtown Stamford for 20-plus years has been sold.

The co-developers are Stamford-based F.D. Rich Co. and Hoboken, N.J.-based Ironstate Development Co. No figure was

placed on the purchase, which capped two years of negotiations, but developer Thomas L. Rich, president and CEO of F.D. Rich, called the figure “a fair price that allows us to build an economically viable project.”

Milstein Properties of Manhattan had been the owner for more than 20 years.

In a circuitous coincidence noted by several dignitaries who presided over a press conference beside the hole, Milstein had » Stamford, page 6

+

8 WAlK it off Flirtations with walking/ working may be fading.

STAMFORD COURTS THE FUTURE PAGE 19

Huddled masses in a new century Immigrants are the key to economic future

BY JENNIFER BISSELL jbissell@westfairinc.com

F

or many in the developing world, America is still the land of opportunity.

That abstract opportunity — “yearning to breathe free” — in turn presents America with the opportunity to capitalize on its status as the world’s immigrant destination of choice, activists say.

At an immigration forum in Bridgeport Nov. 1, hosted by the Fairfield County Community Foundation, more than 30 speakers and panelists expressed the importance of immigration, immigrants’ contributions to society and the need for comprehensive reform at the national level.

Nearly 200 participants attended the conference.

“Our streets are paved with gold and no amount of barriers will stop those trying to get in,” said panelist Chris Bruhl, president of the Business Council of Fairfield County.

In the last 20 years, immigrants helped start 25 percent of all public companies in the U.S., worth $500 billion to the national economy, according to the National Venture Capital Association.

Yet, many immigrants face uncertain futures, whether they are documented or undocumented. Some question whether the headache of a long path to citizenship is worth it, while others will forgo critical medical treatment for fear of deportation, speakers said.

This summer the U.S. Senate passed the most ambitious immigration reform bill to date, however the issue has yet to be voted on in the House. The bill included a pathway to citizenship for the undocumented, an accelerated path for children, increased boarder security and a heightened employment verification system.

Rep. Jim Himes, a Greenwich Democrat and speaker at the event, said he believed the House has enough votes to pass the bill into law, but said the issue hasn’t come to a vote because of “an intensely negative cohort” of Republicans “hell-bent” on preventing reform.

“The opposition here is based on a core fear of change in this country and this country is changing pretty dramatically,” Himes said, citing figures predicting a minority majority in 20 years.

“That fear gets turbocharged at times of

U.S. Rep. Jim Himes in Bridgeport discussing immigration policy at Housatonic Community College. Organizer Matt McDermott is at left.

economic uncertainty … But when the economy improves the temperature will come down.”

“We will pass immigration reform,” he added. “It’s a question of when.”

Touting the economic contributions of immigrants, Bruhl of the business council said retailers have seen the buying power of immigrants, however there is also a need to tap into the economic advantages of having immigrants contribute to a highly skilled workforce.

If you live in Connecticut and have a college degree, you’re more likely to be foreign-born than born in Connecticut, Bruhl said. Still, there is a large portion of the immigrant population that is “substituting grit for skills,” working multiple low-wage jobs because of a language barrier even if they are highly skilled.

In response, Bruhl called for more businesses to offer language training to help immigrants both advance into man-

2 Week of November 11, 2013 • Fairfield County Business Journal

agement positions and be hired elsewhere, opening up a new pool of talent for the business community as a whole.

Historically during large waves of immigration there is a “blowback” period of violence and racism, said panelist Rev. Richard Ryscavage, a Fairfield University director for the school’s faith center. But as the demographics of the country change, Ryscavage said it will be the immigrants taking care of the baby boomers in their old age, paying taxes toward their Medicare and Social Security costs.

“To be shortsighted about immigration isn’t looking to take care of the future of the United States,” Ryscavage said. There are pressures in overloaded hospitals and failing schools to deal with the issues of immigration, but Ryscavage said he believes deportation is not the answer.

“The largest number of deportations

is going on now under Obama and that means breaking up families,” Ryscavage said. “Broken and separated families are a recipe for social disaster, especially among young people.”

On the other side of the coin, Ryscavage also mentioned the responsibility immigrants have to reach out to their neighborhoods, who might otherwise be scared of them.

“Look at it through the eyes of the old lady in Long Island who’s lived in the same neighborhood all her life and now the corner store only speaks Spanish,” he said. “The need for the immigrants to reach out to the community is extremely important. If you’re going to live in a mixed neighborhood, you have to mix it up.”

“You have to build social conditions that allow everyone in the community to reach their full human potential,” he said.

New chapter for former politician A bookstore grows in Bethel

BY JENNIFER BISSELL jbissell@westfairinc.com

A

lice Hutchinson’s former life as a politician may have ended in defeat, but that hasn’t stopped her from turning the page to another lifelong passion: books.

“E-books are here to stay, no one is denying that,” said Hutchinson, former first selectman of Bethel. “But people still want books for themselves and for their children.”

Opening up a small bookstore on the second floor of a coffee shop in Bethel, Hutchinson has been testing the town’s appetite for books. And after nearly two years, the results are in.

“A bookstore is a component of community that people still value,” Hutchinson said. “It promotes literacy and gives a platform for local authors.”

An active civic resident of Bethel, Hutchinson ended her term as first selectman in 2005 and later made a run as the underdog candidate for the state Senate race in 2010 to represent Bethel,

Danbury, New Fairfield and Sherman.

She wasn’t elected but Hutchinson said the experience was still of great value, especially as a local business owner now.

“I stepped back from politics to do this, but it’s still a relationship with people and the community,” she said. “My life really hasn’t changed … I got to know a lot of people and the pulse of the community pretty well. I wouldn’t open a business anywhere else. I’m very happy to open a store in Bethel.”

Just last month, Hutchinson moved the store, named Byrd’s Books after her maiden name Byrd, onto the main drive of Bethel and into a larger storefront.

With three times the space, she’s expanded the store’s selection — which caters to customers’ interest in local authors and children’s books — and she has started to hold more writers’ workshops, poetry workshops and teacher talks.

At a time when national retailers and used-book stores have been closing, Hutchinson said she felt the key to her store’s success will be her involvement in the community, fresh inventory and

Alice Hutchinson in the Byrd’s Books in Bethel.

close attention customers’ interests. “(National) book sales are still growing,” she said. “Not at the rate it was.

But small, independent bookstores on a whole are doing well, if not better than a lot of retail stores.”

Hutchinson’s mother also ran a bookstore, in Westport, for roughly 20 years, which is where Hutchinson got her first taste for running a store. She also worked

at the Barnes & Noble in Danbury when it first opened.

“The bookstore itself is really an adventure to see if enough people still want books in their lives,” Hutchinson said. “I would encourage people, no matter what town they’re from, to shop in their towns and support the local businesses. They give back to the community far better than large businesses do.”

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 11, 2013

3

PERSPECTIVES

K

FAIRFIELD COUNTY

The large-cap bank perspective

eyBank, with a footprint in Stamford and a national presence of more than 1,000 locations in 14 states, turns to Bruce McCain to parse the financial data sluice and to turn those data into comprehensible and usable information. He addressed so-called “large cap banks” and the waters in which they swim.

As chief investment strategist and senior vice president for KeyBank, McCain oversees activity on $20.3 billion across the bank’s 18 regions between Alaska and Florida. His Ph.D. in economics is from Cal-Berkeley. He stopped by the Business Journal in May for an economics lesson on the pig in the python and the beneficial U.S. echo boom (take that, China!), among other topics, delighting us with his ability to make the dismal science bright and lively. The following is from his most recent Investment Weekly publication.

In the realm of large-cap banks (those generally agreed to possess more than

$10 billion on their books), McCain said, “While the third quarter was a mixed bag from a fundamental perspective, valuations in the financial services sector are reasonable, expenses are being prudently managed, credit remains benign and capital is being returned to shareholders at an increasing pace.”

The big banks had been accused of hoarding money by keeping credit tight.

Those reins are loosening, if under tougher lending guidelines, and McCain cites “continued credit improvement” as a potent bank weapon for battling a stillsluggish economy.

“Third-quarter earnings results for the largest domestic banks were notable for the degree to which continued credit improvement and effective expense management were able to combat the depressed revenue environment.

“Median year-over-year earnings growth moderated from last quarter, but was still up 5.3 percent. Credit improvement continued to be the key factor in

TO THE EDITOR: thanks for writing the article about the demise of lobsters in the sound. more articles like this need to be written. you should be aware that the shell fishery (clams and oysters) in norwalk was closed for a major part of the summer due to pollution. as an avid recreational fisherman I have experienced firsthand the decline in stripers and fluke and the baitfish they feed on, including silversides and bunker. I also scuba dive and have witnessed a decline in visual sightings of juvenile lobster and game fish as well. I believe that the primary problem is runoff from storm drains and overfishing. lobsterman do however sustain their fishery better than any other commercial fisherman. the homeowners that treat their lawns with pesticides are a major source of the runoff into the sound. additionally, in the town of fairfield where I live there is no enforcement of the law requiring dog owners to clean up after their dogs. lake mohegan (a dog park) and the sound beaches are meccas for fecal bacteria runoff into the sound due to dog feces on the beach. several years ago I was sick for six weeks after swimming in lake mohegan. lake mohegan should be closed to swimmers. every day in the summer, people walk their dogs on the fairfield beaches, including the Penfield reef at low tide in morning even though it is illegal. over the years I have called the town health director about the problem but he said that “you can’t stop people from walking their dogs.” I also complained about the waterfront homes in southport treating their decks with bleach and spraying it into the sound, which I witness from my kayak. that kills everything. In fairfield, the health department only tests the water once a week and after large rain storms. the water should be tested every day. until the people who are causing the problem stop, the problem will only get worse.

Eugene P. Schreiner fairfield

4 Week of November 11, 2013 • FairField County Business Journal

quarterly performance with the (large cap) group’s nonperforming assets (NPAs) declining an average of 2.69 percent of total loans versus the prior quarter of 2.80 percent.” NPAs are bankspeak for loans that are not being actively repaid; their decline is a bellwether of sunnier economics.

“The average loan net charge off (NCO) ratio declined to 0.49 percent from the prior quarter’s 0.56 percent.” NCOs are classic bad debts, sometimes written off entirely as gross NCOs; but if money is recouped the figure becomes a net NCO. As with NPAs, declines in large-cap bank NCOs bode well for the economy even as their very nature harks to the bad old days.

“Given the conservative underwriting standards in place following the financial crisis, we’d expect credit metrics to continue to provide a positive backdrop for the banking industry well into 2014.”

McCain also notes that among the large caps: “Average loan growth remained anemic, albeit positive, driven by growth in consumer, commercial real estate and commercial and industrial loans. Annual loan growth in 2013 is now estimated in the 2 percent to 3 percent range, which is far below the industry’s long-term average of roughly 6 percent.”

McCain said capital levels “are strong and continue to improve,” suggesting “that the majority of banks are well positioned to pass the 2014 regulatory stress tests, which will result in higher dividends and share repurchases.” And, he said, “The banking industry has been diligent about managing operating expenses through expense-reduction initiatives.

The (large cap) group’s median efficiency ratio (expenses/revenue) saw a modest increase to 66.5 percent from the prior quarter’s 64.2 percent. Leaders in the group will bring their efficiency ratios down to the low 50s.”

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Or write to: Fairfield County Business Journal 3 Gannett Drive, Suite G7 White Plains, N.Y. 10604-3407 www.westfaironline.com Publisher • Dee DelBello Managing Editor • Bob Rozycki Editor • Bill Fallon Administrative Manager • Alissa Frey

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UP TO THE MINUTE Reckson is pleased to announce the following new lease transactions at

cbiA to help With eMployee heAlth tools

The Connecticut Business & Industry Association announced a new partnership to provide small businesses with communication tools to help employees improve their health.

As employers become more responsible for employees’ health and the cost of their health care, several organizations are looking into new resources and communication methods to raise awareness and engage employees about pursing healthier lifestyles.

“Engaging in basic health and wellness practices is a win-win for employers and their employees,” John Rathgeber, CBIA CEO, said in a press release. “A healthy workforce is vital to our overall quality of life, a key factor in our economic competitiveness.”

The Connecticut Health Foundation will fund the program, which is a partner with the Campaign for a Stronger Connecticut.

RECKSON EXECUTIVE PARK, RYE BROOK: Verizon New York, Inc. 1 International Drive Xylem Inc. 1 International Drive William V. Cuddy Jr. CBRE, Inc.

Change Create Transform, LLC 3 International Drive Clint Dewey Cushman & Wakefield

BCI Broadband, LLC 4 International Drive

First Key Holdings, LLC 4 International Drive Christopher O’Callaghan Jones Lang LaSalle Americas, Inc.

WHI Solutions, Inc. 5 International Drive Al Gutierrez CBRE, Inc.

A National Healthcare Provider 6 International Drive Paul Tortora and Brian Collins Jones Lang LaSalle Americas, Inc.

Craig Ruoff Rakow Commercial Realty Group

The following tenants have renewed their commitment:

$8M sAle in dArien

The Darien Medical Center office building has been sold for more than $8 million.

Gene Pride and Jeff Dunne of CBRE’s Stamford office represented a private family trust in the purchase of The Darien Medical Center at 1500 Boston Post Road in Darien, an 18,764-squarefoot outpatient office building that is 100 percent leased and occupied by Stamford Health Systems.

The property sold for $8.35 million $445 per square foot by an unnamed New York investment adviser. The facility was built in 1997 and expanded in 2007.

Gene Pride said, “CBRE was pleased to represent the purchaser of the Darien Medical Center in this acquisition. This asset satisfies their long-term investment objectives of acquiring high quality buildings in exceptional locations with long-term leases in place.”

CBRE, with 37,000 employees, is headquartered in Los Angeles.

Harbor Point Associates, Inc. 4 International Drive David White DH White Commercial Real Estate Services

Mono-Systems, Inc. 4 International Drive

Arabesque Recordings, LLC 5 International Drive Peter Robinson Rakow Commercial Realty Group

LRP Management Corp.

5 International Drive Howard Lavitt Lavitt Realty Group

Parsons & Whittemore, Inc. 4 International Drive Christian Bangert RHYS Commercial

For Leasing Information Contact:

cross-border enerGy WorKshops

Robert Swierbut 914.872.4744

Steven Winter Associates Inc., a sustainable energy consulting company in Norwalk, will hold two workshops Nov. 13 at Murphy Brothers Contracting Inc. in Mamaroneck, N.Y. The sessions will focus on the New York State Energy

reckson.com WESTCHESTER & FAIRFIELD’S LARGEST OWNER OF CLASS A OFFICE SPACE

» Briefs, page 7 REC-1141 RecksonTombstoneMultipleBuildings.indd 1

11/6/13 8:23 AM

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 11, 2013

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Stamford — » » From page 1

bought the dug-out, but undeveloped, parcel from the F.D. Rich Co. The press conference was in the municipal garage next door and attracted 100 residents, developers and politicians eager to hear the news.

Construction is expected to begin within a year. The cost is pegged at “north of $100 million.”

The parcel’s infamy as a hole in the ground has earned it many sobriquets, none flattering. Even the city called it “The Hole in the Ground” in announcing the sale. It was briefly considered for a wetland designation because its bowl-like nature so often filled with longlasting puddles. Its official designation is the Area 51-like Parcel No. 38.

Early-stage plans call for 800 housing units and 50,000-60,000 square feet of retail and restaurant space. There will be on-site parking.

Developers Rich and David Berry, president of Ironstate, declined to name a possible hotelier that might be interested, but plans call for a 150-room hotel.

About half the site is to remain green.

More than a hole in the ground, Rich said, “This site is the hole in the doughnut of the great things that have happened all around here.” His father, now deceased, dug the foundation hole in 1989 before selling the parcel to Milstein.

“Now, all the stars are aligned. This time we’re really going to see this happen.” He and others in attendance praised Laure C. Aubuchon, director of Stamford’s

Fame — » » From page 1

tors in the state. It now appears on the Business Council of Fairfield County website beside the others as the “Shared Workspace Initiative” under the innovation and entrepreneurship tab.

“Recreate-A-Recipe was inspired by a close friend with celiac disease who missed being able to enjoy her favorite Italian desserts from the famous Arthur Avenue in the Bronx,” Peranick said.

“Fusing my Italian-American grandmother’s recipes with macaron-making technique from training at The French Culinary Institute, I created my signature ‘Italian Dessert Trio’ of gluten-free French macarons — spumoni, rainbow cookie and tiramisu — so she could still savor these classic flavor combinations,

A bit of history … provided by the F.D. Rich Co. “The original project planned for Parcel 38 by the F.D. Rich Co., the Stamford Atrium, called for an expansive mixed-use development containing approximately 450,000 square feet of office space and 450 dwelling units with supporting subterranean parking. The Moshe Safdie design included a horse-shoe shaped development surrounding a soaring landscaped glass-covered atrium that ranged in height from 30 to 80 feet and covered a garden with water features and other design elements.

Construction began in the late 1980s, but due to a souring economy the project was halted before much was built. The property was eventually sold to Milstein Brothers Real Estate who have owned it for approximately 20 years. Over that period there have been a few attempts to develop the property…none of which have come to fruition.”

Mayor Michael Pavia surveys Parcel No. 38.

Office of Economic Development and Intergovernmental Relations, for helping to shepherd the deal to fruition.

F.D. Rich has developed more than 50-million square feet in half the states in the U.S. and is well known in Stamford across 45 years of transforming the city’s skyline and through the Rich Foundation, which supports local arts, education and

health initiatives.

Outgoing Mayor Michael Pavia called the development, “the end of a decadesold blight” and the fulfillment of one the five most prominent concerns voiced by the electorate when he first won the mayor’s seat in 2009. “I am proud to announce today the hole in the ground has been sold,” he said to applause.

without the worry.”

Peranick’s two entrepreneurial counterparts had equally impressed incubator organizers for their places in FAME. Daphne Dixon’s Conscious Decisions was chosen for bringing “green into mainstream” and helping create resilient communities; and Watt U Control (with principals former Fairfield University students Jamie Ramerini and Diego Mamani) was chosen for a manufacturing plan for power strips that can make any home or business “smart” for about $100, with no extra wiring. The Watt U Control effort earned special praise for its engineering component; the prototype is already built.

Beside a generous deal for the space from Kleban Properties and principals Ken and Al Kleban, FAME has also attracted nine corporate spon-

sors. Fairfield First Selectman Michael Tetreau, who addressed the crowd, emphasized the town’s partnership in the initiative.

“The combination of the town, the university and the business community makes this a unique incubator,” said Dolan Business School Dean Donald F. Gibson.

“Certainly the idea is this can be a real engine of growth for Fairfield County and for the state,” said Jeffrey von Arx, the Jesuit president of Fairfield University. He said one principle was to “take advantage of the talent we have right here. Then, of course, we’d love it if these businesses succeed and stay local and generate jobs.”

Associate Professor Christopher Huntley is a FAME adviser. He said eventually five businesses at a time will cycle

6 Week of November 11, 2013 • Fairfield County Business Journal

through the incubator, using its physical and intellectual tools. “The key to this mission is to promote Fairfield County,” he said. “That might mean developing an idea that finds production or it might mean developing an idea that is sold as an idea.

“This is the practical end of how businesses start,” he said. “Starting small with a seed is the intent — start the seed and see how it grows.” Importantly, little startup capital is required for the enterprises and that is by design.

“We don’t want to make a big monetary bet,” Huntley said. “We’re looking to contribute to the economic health of the town.” As for any Donald Trump-like race to the top, Huntley said, “We’re not looking to shark-tank this. The key to our mission is to promote Fairfield.”

(See Faces & Places, this issue.)

Reckson is pleased to announce the following lease transactions in Valhalla, New York:

Briefs — » » From page 5

Research and Development Authority (NYSERDA)’s grant programs.

Murphy Brothers Contracting, a fullservice general contracting company at 416 Waverly Ave., will open its conference room for presentations geared toward helping commercial contractors, engineers and building professionals install energy efficient systems that qualify for state grants.

“We’ve been doing this for three years where we host educational workshops on our site,” said Michael Murphy, director of new project development at Murphy Brothers. “We do them for design professionals in the area on a monthly basis.”

Lauren Brust, director of commercial energy services at Steven Winter Associates, will give presentations at 6 p.m. and 7:30 p.m.

The idea is “with more understanding comes greater adoption,” Brust said.

Steven Winter Associates, a subcontractor of Luthin Associates Inc. in N.J., the primary contractor with NYSERDA, is responsible for organizing outreach presentations to get real estate developers, engineers and owners up to speed on the funding available through NYSERDA. “We want people to understand the incentives that are available to offset the costs of their projects,” Heather Breslin, marketing director at Steven Winter Associates, said.

100 SUMMIT LAKE DR. Voyetra Turtle Beach, Inc. 20,817 RSF William Cuddy CBRE, Inc.

L.M. Waterhouse and Company, Inc. 3,045 RSF

John Hancock Life Insurance Company of New York 2,042 RSF Colin Riley CBRE, Inc.

Drew Saunders Jones Lang LaSalle Americas, Inc.

200 SUMMIT LAKE DR. USI Insurance Services, LLC 18,302 RSF

Acadia Insurance Group, LLC 2,486 RSF

Greg Frisoli Cushman & Wakefield

Salvatore (Torey) Piccini Jones Lang LaSalle Americas, Inc.

MediaMax Network, LLC 6,601 RSF

GlobalServe Computer Services Ltd. 2,083 RSF

Hilarie S. Siles Newmark Grubb Knight Frank

Kaufman Borgeest & Ryan, LLP 6,565 RSF

Michael McCall CBRE, Inc.

Howard Greenberg Howard Properties LTD

500 SUMMIT LAKE DR. Verizon New York, Inc. 31,610 RSF

Summit Chiropractic Care PC 2,495 RSF

Westchester Benefit Group, Inc. 3,084 RSF David W. Post Northeast Realty Group LLC

$5M to boost entrepreneurial efforts

CT Next, the state’s innovation ecosystem created by Gov. Dannel P. Malloy, announced the winners of its first round of funding to bolster organizations that help entrepreneurs.

A total $5 million was awarded to 20 organizations, including the incubators Stamford Innovation Center and Danbury Hackerspace, b:Hive — a coworking space in Bridgeport - and the Business Council of Fairfield County. The grants are intended to support pathways for entrepreneurs to seek advice, mentorship and funding, as well as develop a robust community of innovation.

The funding was awarded by Connecticut Innovations, the state’s quasi-public financing entity, designed to help companies start and grow in Connecticut.

“In its first year of execution, CT Next has proven a valuable resource to

115 STEVENS AVE. VMTurbo, Inc. 9,171 RSF

Ubique Logistics, Inc. 911 RSF

David Perlmutter Perlmutter Properties

Cardinal McCloskey School and Home for Children 1,144 RSF George E. Grace Mohr Partners, Inc.

For Leasing Information Contact:

Robert Swierbut 914.872.4744

reckson.com WESTCHESTER & FAIRFIELD’S LARGEST OWNER OF CLASS A OFFICE SPACE

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 11, 2013

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Treading carefully

The case against walking while you work

BY JENNIFER BISSELL jbissell@westfairinc.com

I

t is no surprise that spending hours in front of a computer is not good for you. Studies show sitting at a desk all day increases the risk of cardiovascular and metabolic diseases. Yet it’s the most common way office work is completed.

Health-conscious workers have tried outfitting home offices with treadmill workstations to reduce sedentarism. But before business owners jump on board for the entire office, researcher Manuel Cifuentes said they may want to tread carefully.

In a study sponsored by the Center for the Promotion of Health in the New England Workplace (CPH-NEW), a partnership between the University of Connecticut and the University of Massachusetts-Lowell, Cifuentes said participants reported a number of barriers including decreased productivity, poor communication and awkward transitions between walking and sitting.

“It’s not for the typical office worker at all,” said Cifuentes, a CPH-NEW researcher. “It’s not in many offices yet and I believe that’s a good idea. People who do it (effectively) have real control over their jobs. But for the average worker, it’s not comfortable for them.”

With employees spending more time at work than ever before, researchers at CPH-NEW primarily research ways to promote workplace health, whether it’s investigating air quality or ways to encourage healthy eating.

An active lifestyle, which includes an after-work workout, helps keep a person healthy. However the detrimental effects of sedentarism can’t be reversed by exercise, said Cifuentes, a UMass professor of work environment. The only way to reduce the effects is to sit less, he said.

Advertisements for treadmill workstations include weight loss claims of up to 30 pounds in a year. However, Cifuentes, said the claim depends on the person and how easy it is for them to adapt to the workstation.

8 Week of November 11, 2013 • Fairfield County Business Journal

“The equipment could just become an expensive dust collector,” Cifuentes said.

In a small study, Cifuentes asked five employees at UMass to work at desks outfitted for either sitting, standing or walking by adjusting the height of the desks. By the end of four months participants said they felt more energized, had higher concentration and were in a better mood. However none felt they had completely overcome the barriers to using the treadmills effectively at the end of six months when the study concluded.

First, it was awkward to transition between sitting and walking, as the position of the computer and other materials needed to be adjusted, they said.

Additionally, it was uncomfortable to communicate with colleagues and clients, they said, because of height differences and sound of the machinery.

When using the treadmill during conference calls, the participants usually felt self-conscious and muted their phones.

And when speaking to co-workers and supervisors, they felt as though height differences were disrupting an unspoken hierarchy.

“It’s not comfortable for them,” Cifuentes said. The cost of setup was about $1,300 per person. “It’s a huge investment and the beneficial effects haven’t been proven yet. That is a task that will take several years.”

After reviewing the study, CPH-NEW Co-Director Martin Cherniack, said he also believed the treadmills were likely a bad idea for most employees. The participants were unable to concentrate at higher speeds on the treadmill but also felt guilty when not using it.

“It’s not a clear success for most people,” said Cherniack, who also teaches at the UConn Health Center at Storrs. “The idea gets very attractive but the way people can actually adapt and use things aren’t always so clear cut. It’s similar to the question, ‘should offices be open or closed?’ It depends on people and situation.”

It’s a tie

O

ne of the most enduring menswear staples, the tie, gets a makeover with the debut of Duets ties featuring a Westport business pedigree.

One part color and one part pattern, Duets’ “2-in-1, tie-over-tie” design provides a new look in men’s neckwear, “giving those who have a healthy respect for the American dress code permission to try something new without stepping outside of their comfort zone.”

Reckson is pleased to announce the following new lease transactions at 7 RENAISSANCE SQUARE:

Four M Capital, LLC 7,429 RSF Cappelli Organization, LLC 14,000 RSF The Maeva Group, LLC 4,205 RSF Christopher O’Callaghan and Clint Dewey Cushman and Wakefield, Inc.

Men can embrace the look without having to learn a new knot; Duets’ four-in-hand knot ties like traditional ties.

Duets COO is Jonas Shapiro, a men’s retail expert based in Westport, where his office is on Main Street. His career includes work for Polo, Ralph Lauren, Saks and Amazon. The ties are made in Queens, N.Y. Duets in a statement said the design marks “the first major change to the standard tie silhouette since it was invented 89 years ago.”

Duets starts with a solid-colored tie on the bottom and adds a layer of pattern and color on top. There are more than 50 combinations, including stripes, polka dots and plaids. The principals claim it has taken 20 years to bring the idea to market.

The tie is said to have caught the eye of Shapiro, who bears a reputation as a tastemaker and who is said to have a knack for spotting the next big thing. He was drawn to the Duets concept by “its ability to offer today’s men of all ages a stylish new accessory.”

“No one has made a tie like this before,” Shapiro said. The 100 percent silk ties are made by Golden Fleece Manufacturing. The patented ties retail for $95 and are available at tiesbyduets.com.

Sisley Cosmetics USA, Inc. 5,500 RSF Jack Pancaldo All American Capital, LLC

For Leasing Information Contact:

Clark Briffel 914.872.4729 reckson.com WESTCHESTER & FAIRFIELD’S LARGEST OWNER OF CLASS A OFFICE SPACE

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 11, 2013

9

From dump to dynamo lanDfIll woulD host clean energy Park

BY JENNIFER BISSELL jbissell@westfairinc.com

A

former Bridgeport landfill may be the site of a new green energy park for five megawatts of either solar, fuel cell or wind installations, pending approval.

The energy released would be enough to power 3,000 homes annually and save 366,880 metric tons of greenhouse gas emissions over 20 years.

Roughly five years ago city officials released a green energy request for proposals on the site, but with recent legislation allowing utility companies to operate renewable energy plants, plans for the park are finally taking off with United Illuminating at the helm.

“Solar is not as easy to do in New England as it is in say the southwest where they have consistent sun,” said Michael West, a spokesperson for United Illuminating. “We don’t really have that, which means solar has not caught on as much as it has in other part of country.

But this is an opportunity to provide clean energy to customers, which is something customers have been asking for.”

To increase energy competition, the Connecticut Legislature deregulated the state’s energy market in 2000, forcing utility companies like UI and Connecticut Light & Power to sell off its power plants and operating companies.

But in an effort to bolster renewable energy projects, the Legislature passed a bill in 2011, allowing the utilities to put a hand back in the game. Distributers are now allowed to own and operate a total of 10 megawatts worth of renewable energy.

The project in Bridgeport, located between Captain’s Cove and Seaside Park, will be UI’s first renewable energy project. West said the company may evaluate more opportunities as they appear. For now, UI must submit designs and a budget to the Public Utilities Regulatory Authority for approval. The park could be built as soon 2014.

“Our world is changing and there are many different ways and new technologies to bring customers options in electric and natural gas,” West said.

“We’re trying to stay on the cutting edge of that, while understanding our customers’ needs and fulfilling them in a cost-effective way.”

West said it was too early to say what kind of energy would be installed at the park, what the cost would be, or what potential savings customers might see in the future.

Used for most of the 20th century, the landfill spans 50 acres by 100 feet deep, said Ted Grabarz, Bridgeport’s sustainability director. It closed in 1997; it had been primarily used for construction debris. Now, however, the city hopes to use the former dump to continue its BGreen 2020 sustainability initiative to reduce energy consumption and greenhouse gas emissions.

“This is a key plank in the mayor’s platform for sustainability,” Grabarz said. “It’s going to give a great sense of

visibility to the outside world as well.”

The city should soon be host to the largest fuel cell plant in North America — a 14.9 megawatt facility to be built

by Virginia-based Dominion Resources Inc. in 2014 in the city’s west end — and home to some of the few solar panel parks in the Northeast. The city has also initiated panel installations on six schools and six other buildings in the city.

Once the prototype for the UI project is under way, Grabarz said he believes officials may push for a high limit on the number of megawatts utility companies will be allowed to operate.

“The utilities will offer, over time, scalability we probably can’t offer as a municipal or for individual residences,” Grabarz said. “They have the infrastructure in place to put solar into parks that commercial building wouldn’t be able to whether it’s because they aren’t south-facing or are covered by trees.

“I think it would be very positive to expand the limit,” he said.

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Lunch featuring keynote address with James C. Smith, Chairman and CEO, Webster Bank 12:30 p.m.

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R E G I S T E R T O AT T E N D AT: b r b c . o r g o r g r e a t e r va l l eyc h a m b e r. c o m 10 Week of November 11, 2013 • FairField County Business Journal

Commonfund rededicates itself to small clients

BY JENNIFER BISSELL jbissell@westfairinc.com

I

nvestment managers say nonprofit institutions such as universities, hospitals and philanthropic organizations are making more complex investments to meet the needs of their stakeholders.

In tight-budget schools for instance, where there is a great need to invest in future facilities to compete for top talent, expert Jud Koss said more institutions are taking investment strategies seriously. Whether it’s investing in only fixed-income portfolio items or avoiding sin stocks, the needs of nonprofit institutional investors are changing, Koss said.

gram are structured for this particular audience.”

Last year, the average college endowment dropped 0.3 percent to $330 million, according to a study by the National Association of College and University Business Officers. The drop was a sharp contrast to 2011, when endowments increased 19.2 percent over the year.

Just like every company needs a business plan, Koss said every endow-

ment needs an investment policy.

Commonfund assesses clients’ needs, goals and then manages the relevant risk factors to create an investment strategy, Koss said. The reorganized program will include a new staff dedicated to group, as well as some additional technological capabilities such as video conferencing.

Steven Snyder, a 15-year veteran at Commonfund will oversee the implementation of a new reporting system

that will allow investors to view the analytics of their investments. And Michael Strauss, Commonfund’s chief investment strategist and economist will construct new strategies for the program.

“An endowment less than $50 million could still be a great nest egg,” Koss said.

“You’ve got to make sure it pays off. If you’re not making returns that outpace the funds, you’re eating at the body of the endowment.”

“If you’re not making returns that outpace the funds, you’re eating at the body of the endowment.”

— Jud Koss, Commonfund managing director

In response, Commonfund has announced a rededication to its smaller clients by launching a new multi-asset program for investments under $50 million. Based in Wilton, the investment management company is one of the largest serving nonprofit institutional investors nationwide, managing nearly $25 billion for foundations, pension funds and endowments. It also services family trusts and offices.

“It’s the formalization of the program that is new,” said Koss, Commonfund managing director. “We’ve been serving these clients for years but the spectrum of portfolio size is all over the place.”

While Harvard University might have an endowment as large as $30 billion, there are smaller, private endowments that must be managed as well.

“We wanted to dedicate a program to midsize endowments and dedicate investment professionals to their needs, oppose to much bigger private capital hedge fund strategies, which may be appropriate or not,” he said.

“The funds in the multi-asset pro-

Power comes from being understood.SM When you trust the advice you’re getting, you know your next move is the right move.

That’s what real estate and construction professionals can expect from McGladrey.

That’s the power of being understood.

Experience the power. Go to http://mcgladrey.com/Real-Estate/real-estate or contact Tony Ceci at 203 328 7101.

© 2013 McGladrey LLP. All Rights Reserved.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 11, 2013 11

ask anDI

BY ANDI GRAY

Marketing on a tight budget I had to put marketing on the back burner for a while because of cash flow. I know you’ll probably tell me that was the wrong thing to do, but I didn’t feel like I had any options. how can I implement some low-cost/ no-cost things in marketing without spending a lot of time doing it, so we don’t completely disappear from our clients’ and prospects’ radar.

THOUGHTS OF THE DAY: Today’s marketing world gives you a lot of low-cost/ nocost options that are also not going to eat up tons of time. It’s smart of you to be aware of your cash flow and to know when you need to cut back spending.

Focus efforts toward those prospects and client groups you want to most reach, rather than trying to be everything to everyone. Think creatively about who can help you with marketing for little or no cost, until you can afford to spend more.

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        

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  

         

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12 Week of November 11, 2013 • FairField County Business Journal

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The good news is that there’s a lot you can do to market your business for little or no cost and that’s largely thanks to the Internet.

Do some research on what your competitors are doing. This can be done pretty easily using the Internet, or even making a few mystery calls. Once you see where they are marketing, it doesn’t always make sense to try and compete with them on the same platform. For example, if they’re not using YouTube or Pinterest, have your team brainstorm ways to use them. Don’t ignore the places your competitor is marketing, but trying to out-market them is not going to be cost effective.

Hosting a small event for prospects can be done easily and it can be cost efficient. Set a budget, let’s say $300, and invite people for networking and appetizers or a 6-foot sub. Throw in an educational component and you’ll have people talking about your company.

Word of mouth is still the most effective way to get new, good, customers, so don’t dismiss an event with only 20 people.

Consumers’ today love to see companies that show support for charities.

Donate your services or products to a local charity or organization and use social media to let people know about it. Use your wording carefully to ensure that people believe your company is genuine in its reasons. Think about partnering with another local company and work to better the community around you.

Social media is free for the most part, and if you’ve been hesitant to get on the social media bandwagon remember that marketing is about getting your name out there. Figure out where your prospects are looking for information and you’ll narrow the energy you need to expend to achieve an impact. You can find out this information just by making some calls to people you know.

This information will help you focus on high-potential activities.

Spending when you don’t have the money is dumb. So is letting your company disappear from the public’s radar because you are short of funds. Long term, build a budget for marketing by putting aside a few dollars each week that can fund more expensive efforts down the road.

Line up some helpers for marketing, people that are efficient at using the Internet. This typically means younger and less expensive people. Hire interns.

You don’t have to pay them a high salary and it gives them an opportunity to make an impact. Call the local schools, ask for the intern department. Tell your employees you’re looking to hire people part time who are the age of their children and see who pops up.

The simpler the task, the lower the skill level needed, so make it simple.

While entry-level students may be quick on the Internet, they know nothing about your company. Ask your employees to help develop themes – what your company is about, why people work with your company, who your target is, and why.

Whatever you do, don’t give up or ignore the problem. You competitors certainly won’t. Do what you can now to create a foundation for later.

Looking for a good book? Try “Free Marketing, 101 Low and No-Cost Ways To Grow Your Business Online & Off” by Jim Cocrum.

Andi Gray is president of Strate�y Leaders Inc., strate�yleaders.com, a business-consulting �irm that specializes in helping small to midsize, privately held businesses achieve doubled revenues and tripled pro�its in repetitive growth cycles.

Interested in learning how Strate�y Leaders can help your business? Call now for a free consultation and diagnostic process: (877) 238-3535. Do you have a question for Andi? Email her: AskAndi@ Strate�yLeaders.com. Visit AskAndi.com for an entire library of her articles.

Briefs — » » From page 7

entrepreneurs,” said Claire Leonardi, CI CEO, in a press release. “As the ecosystem continues to evolve, we would like to offer entrepreneurs a broader range of resources tailored to their needs. These resources will help them grow and scale their businesses by providing them with access to talent, industry expertise, services co-working spaces and a growing, vibrant entrepreneurial community.”

In its first year, CT NEXT networks assisted more than 500 companies access tools for growth. In addition to its first major round of funding, officials plans to continue evaluating other proposals for possible funding in the future.

SAC fined, restricted

Stamford-based SAC Capital Advisors, once among the world’s topearning hedge funds, has agreed to close its doors to outside investors and to pay a record $1.2 billion fine to settle charges of insider trading dating to 1999.

In a deal federal prosecutors announced last week, the Steve Cohen-

owned SAC also agreed to to hire a government-approved “independent compliance consultant” to monitor its trading as it winds down its activities through a probation period.

In a missive to two judges overseeing separate criminal and civil cases against SAC, prosecutors called terms of the unprecedented deal “steep but fair.”

They said the penalties “are commensurate with the breadth and duration of the criminal conduct.”

At news conference, Manhattan U.S. Attorney Preet Bharara said, “what has happened today is a very substantial thing,” adding that SAC was paying “the just and appropriate price, in our view, for the conduct that occurred here.”

Bharara noted that “SAC has made it clear that no outside money will be used to pay for the penalties.”

That did little to calm blowback reported in The New York Times that “the decision to indict a company and to spare, at least for now, its founder and billionaire manager, has already ignited criticism.”

Forbes places Cohen’s personal wealth above $9 billion.

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Donald Gibson, dean of the Dolan School of Business, left, and Christopher L. Huntley, associate professor of information systems and operations management.

Kenneth Kleban, left, and Albert Kleban, principals, Kleban Properties, with offices in Fairfield County and in several states in the East and South.

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BY JOE MURTAUGH

W

The advantages of engaged people

ouldn’t we all like to enjoy higher productivity, greater customer satisfaction, faster time to market and more rapid innovation? How about lower turnover, fewer accidents, reduced absenteeism, higher productivity and increased willingness to change? All of these benefits can be enjoyed, but only with the help of engaged people.

John C. Maxwell, The New York Times bestselling author and internationally recognized leadership expert, says, “If you ask the CEO of any major corporation what characteristics are most needed for success in leadership positions,

they will tell you it’s the ability to work with people.” That ability engages customers and employees.

Entrepreneurs find that the difference between success and failure is people skills. Top salespeople confirm that knowing people is much more important than knowing product. The most successful teachers and tradesmen excel due to the cultivation of skills that engage the people they work with; and you can, too.

The quality and attitude of the people serving our meal is apparent as we enjoy a pleasurable dining experience, but that attitude is no less important

in the kitchen where the food is being prepared or in the restroom that is kept tidy and has been cleaned with pride. It must all be consistent and requires an engaged person for each function.

Everyone — customers, employees and outside vendors — must be fully engaged with your business. According to “The Engagement Equation” by Christopher Rice, Fraser Marlow and Mary Ann Masarech, “Engagement is a win-win relationship. The individual is getting what he or she wants from the job and the organization is getting what it needs from its employees.”

Each person is important and must

The Innovators Series A Gathering of Entrepreneurs and Intrapreneurs

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The Entrepreneurial Foodie: A Harvest of Opportunities Learn how food start-ups harvest their entrepreneurial spirit, seed their financing and make bread out of grains, grapes and grog.

Thursday, November 14, 2013, 5:30pm - 7:30pm

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16 Week of November 11, 2013 • FairField County Business Journal

know how what they do helps the customer who, in turn, is responsible for providing them with a paycheck and keeping the business operating. People who know why their job matters and who are treated well treat those doing business with you well.

Empathy is an important quality and we must show it with our people if we expect them to pass it on to our customer. Dale Carnegie once said, “You can make more friends in two months by becoming interested in other people than you can in two years by trying to get other people interested in you.”

People engagement skills suggested

by Carnegie are: remember that a person’s name is, to him or her, the sweetest and most important thing they will ever hear; smile, encourage others to talk about themselves and always find a way to sincerely compliment everyone.

Believe in the goodness of all people and expect the best from everyone because, as the philosopher Johann Wolfgang von Goethe said, “Treat a man as he appears to be and you will make him worse. Treat a man as if he already were what he potentially could be, and you will make him what he should be.”

Even in the most engaging business with top-rate people skills, conflicts with customers and employees are inevitable.

Always strive for win-win in any confrontation and try to be sure that the other person wins first. Always start out by seeking to understand rather than to be understood and don’t try to make an agreement right away.

Fully engaged people, both customers and employees, will lead to higher productivity, greater customer satisfaction, faster time to market and more rapid innovation. Good people skills will lower turnover, decrease accidents and increase productivity. Fully engaged people are any organization’s only sustainable advantage.

Questions for discussion: How can we improve the level of our customer and employee engagement?

Have we taught everyone the people engagement skills suggested by Carnegie?

Joe Murtagh, The DreamSpeaker, is an international motivational speaker, meeting facilitator and business trainer.

For questions or comments, contact Joe@ TheDreamSpeaker.com, TheDreamSpeaker. com or call (800) 239-0058.

BY GARY PURPURA

We’ve Been Helping Businesses Grow for Over 80 Years

The need for tax planning before going public

F

acebook was one of the most hyped initial public offerings (IPOs) of 2012, yet the stock price stumbled in the wake of the company’s public debut. After initially soaring, the stock price of the company dropped in value by 50 percent in the weeks following the social network’s May 2012 public offering. Senior editor Stephen Gandel said in CNNMoney (May 18, 2012) that taxes were one of the potential reasons the stock failed to maintain momentum.

Tax planning is an important early step for any company looking to go public. Effective tax strategies boost shareholder value, thereby leading to greater success in meeting the potential of an IPO and the company’s longerterm financial goals following the IPO. While not limited to these items, tax planning that identifies and addresses tax expense and exposures related to each of tax strategies is a good start.

Resolve �inancial issues. Unresolved issues, such as financial restatements, could be red flags for investors and handicap the stock price out of the gate.

Prepare for changes in legal entity structure. Flow through entities typically convert to a C corporation when going public, which brings with it a host of tax issues to be managed around builtin gains tax, earning distributions, tax provisions, and filing requirements.

Address uncertain tax positions.

Review tax positions taken in prior years to identify and address those that are uncertain under “more likely than not” criteria.

Analyze deferred tax positions.

Justify deferred tax assets and liabilities and track tax law changes to analyze

their potential impact on deferred tax positions.

Reduce �iling risk. File tax returns in all relevant state and international jurisdictions.

Use net operating loss carryforwards. Ownership changes associated with an IPO could restrict access to operating losses. Businesses that anticipate a significant change in ownership should make the greatest use of net operating losses prior to the offering.

Assess non-income tax considerations. These considerations include sales and use taxes, real property taxes, stock transfer taxes, transfer pricing, and the tax implications of using IPO proceeds.

Build an independent tax team.

Establish an independent tax team to create tax controls, processes, and a reporting environment to meet tax issues as a public company.

Not every IPO is a success. Savvy investors have demonstrated in the marketplace that they are willing to pay more for companies with a clean bill of tax health and a tolerable level of tax risk. Businesses that pursue tax strategies to clean up financial statements and disclosures in-house, and in private, will have more success with their public debut.

Gary Purpura, managing partner of TaxOps’ Stamford of�ice, specializes in helping partnerships and corporations develop tax strategies and deal with complex compliance and �inancial reporting needs. He can be reached at gpurpura@ taxops.com or 307-2820. Learn more at taxops.com.

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Sign up now at westfaironline.com FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 11, 2013 17

The 2013 Walter H. Wheeler, Jr. Leadership Award Honoree Michael M. Wathen PwC LLP

Tuesday, November 12, 2013 Stamford Marriott Hotel Stamford, Connecticut

The Business Council of Fairfield County annually recognizes an exceptional leader of the regional business community.

Through the Walter H. Wheeler, Jr. Business Leadership Award, The Business Council demonstrates its commitment to volunteer leadership and offers a role model for all businesspeople to emulate. The award, named after the visionary Pitney Bowes leader, celebrates corporate leadership in our community.

The 2013 Walter H. Wheeler, Jr. Business Leadership Award will be presented to Michael Wathen,

Partner, PwC LLP on Tuesday, November 12th. Michael Wathen has been a regional leader in the areas of education and workforce preparedness, and his commitment to build the capacity of area nonprofit organizations has allowed them to strengthen their ability to serve the community. For almost two decades, he has engaged himself as a volunteer, a fundraiser and a board member for a wide range of civic and social organizations.

The business attire event will be held at the Stamford Marriott Hotel. The reception will start at 6:30PM and dinner will be served at 7:30PM.

Inventory of Shared Workspaces in Fairfield County Now Available The Fairfield County Shared Workspace Initiative evolved from the Business Council’s realization that co-working spaces have a direct tie to the economy as environments that foster the growth of small business, innovation and job creation in the state.

The Business Council has offered to bring this group of young and growing organizations together to focus on shared challenges and needs that are best addressed through collaboration.

The group aims to strengthen its members by cross marketing workspaces, sharing resources, making referrals to entrepreneurs, establishing best practices, and working to understand the needs of the workforce that seek their spaces out.

As the group’s first work product, The Regional Shared Workspaces Inventory provides profiles of each co-working space, sorted by its location in the region. Each workspace summary includes an overview of the organization’s history, amenities, contact information and application procedures.

The Regional Shared Workspaces Inventory can be downloaded from www.BusinessFairfield.com.

For more information on these initiatives, contact The Business Council at 203-359-3220

Celebrating Healthy Workplaces: Nominations now being accepted The Healthy Workplace Employer Recognition Program has become the premiere award in Connecticut, recognizing the outstanding achievements of businesses and organizations in implementing employee health and wellness programs.

Now in its sixth year, The Business Council will highlight employers’ efforts to encourage healthy behaviors, enhance productivity, and ensure healthy work environments on February 14, 2014.

Nominated programs are reviewed by a committee of experienced professions in a formal process using detailed criteria and standardized application materials. There are three merit categories – platinum, gold, and silver – awarded for the activities and outcomes achieved for each wellness program. All recognized employer programs will be profiled in a resource publication published in conjunction with the event.

If your company is offering a healthy workplace program, we want to recognize you.

How to apply It is easy! Complete the application at www.BusinessFairfield.com. Submissions are due January 6, 2014.

Who is eligible?

Employers in Connecticut, New York, New Jersey, Massachusetts, Rhode Island, Maine, Vermont, and New Hampshire are eligible to submit an application.

Employers may be private and not for profit as well as local, state and federal governments.

Questions?

Please contact Tanya Court, Director, Public Policy & Programs at 203-705-0668.

The Healthy Workplace Employer Recognition program is an initiative of The Business Council of Fairfield County’s Wellness Roundtable. It is made possible by the active participation of the members of the Roundtable’s Employer Recognition Committee.

Follow us! facebook.com/ BusinessFairfield

18 Week of November 11, 2013 • Fairfield County Business Journal

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Get recognized for your Healthy Workplace Programs www. BusinessFairfield.com Submissions due by January 6, 2014

SPECIAL REPORT

COMMERCIAL REAL ESTATE

The urban metamorphosis DeVeloPers aDjust for the future

BY BILL FALLON bfallon@westfairinc.com

T

he future does not plop from the sky fully formed, as it does in science fiction. It unfolds.

Stamford is becoming a tighter, more walkable and more welcoming city. It is emerging, if not exactly Future Shock-like, then darn fast indeed into a rethought century.

Before you know it you could be “serendipitously collaborating” or “casually colliding,” all while “hoteling” and, ideally, profiting.

As for the market, clients are willing to upgrade and to move across the street.

Fresh blood can be lacking, however, which earned admonition from CBRE Inc. Executive Vice President Thomas R. Pajolek, saying, “We need to bring in from outside the market.” In a recent example of just that activity (New York’s loss): “NBC coming here was wonderful, wonderful,” he said.

As a city that grew up with the car — its Interstate-centric glass towers attest to it — Stamford is about to de-emphasize the car as its overarching and underpinning transport. In an equation that features the “densification” of office space — a networked, wired work world — workers won’t call any one office home. They may work with R&D in the lab Tuesday, transport in the basement Wednesday, always in reach and intelligently utilizing space.

The new client base that looks to densify its workspace includes the many variables of the health care industry, plus the media, which is proving another a durable growth industry. Robert Caruso, senior managing director at CBRE, also cited a new and substantial lease themed at the veterinary sciences; younger techdriven outfits, too.

Mass transit acts in concert with densification in the arena of parking, specifically regarding ungainly and expensive garages. A building is used more densely, but it does not provide more parking spots. Rather, a building might require improvements, but said Caruso, “Adding improved air conditioning and adding bathrooms is easier than a parking structure.”

The region’s storied finance out-

fits — 30 percent of the world’s hedge funds are represented in southwestern Connecticut — remain a force in commercial real estate, as evidenced by Greenwich’s stratospheric rents ($52 per square foot was cited). The county as a whole at about $36 per square foot is $10 per square foot higher than commensurate space in Westchester County, N.Y. But the hedge funds are shrinking and their dominant position is fading. “We’re now in a regrouping mode, looking to New York as the market leader,” Caruso said.

“And New York is seeing a lot of activity with tech companies right now.”

In Stamford’s medical crystal ball is growth, but in new ways, the city’s rising new medical center notwithstanding. Expect a medical industry operating on time-tested disciplines of retailing, such as demographics and traffic studies.

Pajolek expects what he termed “extensions” of larger health care facilities to reach into the retail sphere. Pajolek said health — with more needing care, the increased presence of nurse practitioners, “a lot changing” — lends itself to the redeployment of current office space.

Stamford has crawled from the doldrums before and in so doing reinvented itself. In the late ’80s and early ’90s American business had discovered the Sun Belt. The city’s leasing activity would need 13 years to absorb its losses.

“Two years later we had absorbed all losses,” said Pajolek, who works from 201 Tresser Blvd. in Stamford, where he and Caruso spoke on a recent afternoon.

“I think the lesson is the markets move faster, more swiftly and with more force, than you’d expect.”

Leasing activity in Fairfield County is off its 10-year average, Pajolek said, but for the first time since 2006-07 there is sustained positive absorption of commercial space. The men agreed: It is a better market than it was six months ago.

As is being planned by CBRE in conjunction with the city and public input, the city’s transit hub will feature a total 900,000 square feet of mixed-use development. It is now past the approval stage and about the task of contracting and architecture. The major contractor is Stamford Manhattan Development Ventures. A Buffalo, N.Y.-based special-

CBRE’s Thomas R. Pajolek, executive vice president, left, and Robert Caruso, senior managing director.

ized builder of garages, All Pro Parking, who will tackle the new garage, with other subcontracts large and small still being determined.

The new Stamford worker either lives in Stamford’s burgeoning housing market or commutes, perhaps from Manhattan.

With train traffic as a guide, the future is already here. The daily reverse-commute passengers (Grand Central to Stamford) now equal passengers on the traditional Stamford-NYC run.

The city is already different than just a decade ago (and not only because the famed Hole in the Ground is to be developed — see separate story). It long ago shed its image as a burgh that rolled up its sidewalks at night, with entertainment and restaurants proliferating along with patrons. It is more of these “new faces” in business that Pajolek would like to see, noting, “At times we seem to pursue the same finite players.”

In the new Stamford, gone are ground-level parking garages. Parking is swept to the rear. Cafes, dry cleaners and other urban-village amenities will fill storefronts. The workspace upstairs is “hoteled” in the argot of commercial real estate. In this trend, workspaces are

utilized for the tasks to which they’re best suited. Workers shuttle between, for example, a teched-out workspace and a room suited entirely to communication.

“We have tenants with different criteria than in the past,” Pajolek said.

“They’re looking for more people per thousand feet — hoteling desks.” This, he learned recently and committed to his Smartphone “promotes casual collisions and serendipitous collaborations.”

The pieces of the current Stamford puzzle find a nexus at the transit hub.

It will consist of a 600,000-square-foot and a separate 300,000-square-foot mixed-use developments, all designed for walkability. The current on-site parking garage will be razed and a new parking structure with a development atop it will rise. Caruso acknowledged architectural details are still being hammered out, but optimistically used phrases like “crown jewel” and” world class” to describe it. Both men stressed its collaborative nature — a partnership of public and private interests. Work is expected to begin next year.

“You will have a new sense of a place to work, to live and to play,” Pajolek said of the hub.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 11, 2013 19

The modern clean sweep Planning and infrastructure get the job done

Paul Senecal and Michael Diamond of Affineco L.L.C. in Bridgeport.

BY JENNIFER BISSELL jbissell@westfairinc.com

P

aul Senecal did not realize he’d stumbled onto his future career path at age 10 when he started to spend his Saturdays at his father’s department store hanging out with the maintenance crew.

Fast-forward 40 years and he’s at the forefront of a $35 million cleaning and

20 Week of November 11, 2013 • Fairfield County Business Journal

maintenance company, Affineco L.L.C., with his partner Michael Diamond.

“When I got to 16 and could legally work, I already had six years of experience cleaning,” Senecal said. “When I graduated college, I had been exposed to so much I went into facilities management.”

Partnering in 2002 with Diamond – who also began working for his father’s » » Modern, page 24

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RECKSON.COM FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 11, 2013 21

THE LIST

Commercial Real Estate Managers

LISTED ALPHABETICALLY

FAIRFIELD COUNTY NEXT LIST: NOVEMBER 18 TOP HAPPY-HOUR SPOTS

COMMERCIAL REAL ESTATE PROPERTY MANAGERS

Listed alphabetically Name, address, phone number Area code: 203 (unless otherwise noted) Website

Albert B. Ashforth Inc. 707 Summer St., Fourth floor, Stamford 06901 359-8500 • ashforth.com

Allied Property Management+ 116 Mason St., Second floor, Greenwich 06830 661-5800 • alliedpropertygp.com

AMS Real Estate+ 2 Lafayette Center, 350 Fairfield Ave., Bridgeport 06604 372-1200 • amsrealestate.com

Building and Land Technology 100 Washington Blvd., Suite 200, Stamford 06902 846-1900 • bltoffice.com

201 Tresser Blvd., Suite 201, Stamford 06901 329-7900 • cbre.com

Consolidated Management Group Inc.+ 1555 Post Road East, Westport 06880 255-4300 • cmgpropertymanagement.com

Cushman & Wakefield 107 Elm St., 4 Stamford Plaza, Eighth floor, Stamford 06902 326-5800 • cushmanwakefield.com

Diamond Properties L.L.C.^ 333 N. Bedford Road, Mount Kisco, NY 10549 (914) 773-6249 • diamondproperties.com

Empire State Realty Trust+ (formerly Malkin Properties) Metro Center, 1 Station Place, Stamford 06902 353-5200 • empirestaterealtytrust.com

Mack-Cali Realty Corp.^ 343 Thornall St., Edison, NJ 08837 (732) 590-1000 • mack-cali.com

Marcus Partners 64 Danbury Road, Wilton 06897 762-7200 • marcuspartners.com

81 Main St., Penthouse, White Plains, NY 10601 (914) 328-1903 • ngkf.com

Prime Locations Inc.+ 50 Washington St., Sono Corporate Center, Norwalk 06854 838-4400 • plimanagement.com

Pyramid Real Estate Group 20 Summer St., Stamford 06901 348-8566 • pyramidregroup.com

Reckson^

850 Bronx River Road, Bronxville, NY 10708 (914) 237-3403 • royalpropertiesinc.com

Signature Group 3 Parklands Drive, Darien 06820 655-1414 • signatureg.com

10

50

2.9 million Fairfield County 800,000 Westchester County, N.Y.

40

372,000 Westport

Thomas Torelli Pamela Doherty 1997

1

3

170,000

14

22,500 Greenwich

Lease administration, accounts payable and receivable, active management

Fred H. Frassinelli Fred H. Frassinelli fred@amsrealestate.com 1990

2

2

50,000

3

30,000 Bridgeport

Property management and brokerage

Paul J. Kuehner President Carl R. Kuehner Chief Executive Officer 1982

3

WND

More than 5 million

More than 10,000 residential units

NA Harbor Point

5

46

1 million Fairfield County 651,276 Westchester County, N.Y.

7

451,276 New Rochelle, N.Y.

15

30

150,000

135

100,000 Greenwich

32

702,689 White Plains Plaza, White Plains, N.Y.

Property management, project management, lease administration

30

604,000 Mount Kisco, N.Y.

Property management

5

810,000 First Stamford Place, Stamford

22

85

15

50

3

48

Jeff Warner Ilene Jablonski info@mack-cali.com 1949

7

53

David P. Fiore David P. Fiore 1996

3

18

2

32

2

25

8

35

321 Railroad Ave., Greenwich 06830 863-8200 • ubproperties.com

WFL Real Estate Services L.L.C. 162 East Ave., Suite 1A, Norwalk 06851 604-1390 • wflrealestate.com Company does business in Fairfield County.

Information from 2012 listing, updated wherever possible from company website.

Not available.

Would not disclose.

4.0 million Fairfield County 3.5 million Westchester County, N.Y. 200,000 Hudson Valley, N.Y. 525,000 Fairfield County 1.7 million Westchester County, N.Y. 1,350,000 Fairfield County 510,000 Westchester County, N.Y. 452,260 Fairfield County 4.7 million Westchester County, N.Y. 1.3 million Hudson Valley, N.Y. 2.4 million 785,500 Fairfield County 430,000 Westchester County, N.Y. 650,000 Hudson Valley, N.Y. 185,000 Fairfield County 92,000 Westchester County, N.Y. 3 million Fairfield County 50,000 Westchester County, N.Y.

NA

Total number of properties managed

Largest property managed:

280

1.2 million 101 Hudson St., Jersey City, N.J.

Asset and property management, facility management, project and construction management

Real estate private equity, delveopment and property management firm Axis portal, client accounting services, emergency response, global standards, leasing services, procurement programs, premier properties, receivership services, security and crisis management, sustainability, technical services, tenant services, transition services

Full-service property management

Real estate management, marketing and acquisition arm of the Malkin family, which has commercial, retail and residential operations in 15 states; company's portfolio of suburban trophy office buildings total 1.85 million square feet of prime space in Westchester and Fairfield counties

Owner, manager and developer of class A real estate

18

1.4 million WND

10

320,000 1 Long Wharf Drive, New Haven

45

900,000 Yonkers, N.Y.

1

89,000 Stamford

Real estate bookkeeping; commercial, community and estate management; in-house repair and maintenance technicians (handymen, carpenters, plumbers, HVAC tech); construction and tenant fit up; leasing and sales brokerage

30 Office and retail properties in portfolio

NA

Building concierge, office solutions, tenant services, leasing, sustainability initatives

10

WND

Retail property management for shopping centers, freestanding buildings, pad sites and downtown locations; 24/7 emergency response, detailed monthly property reports

3

7

4

2

5,000 Fairfield County 25,000 Westchester County, N.Y.

50

3,700 Chappaqua, N.Y.

1

20

More than 1 million

10

132,000 Stamford

1

6

110,000

5

60,000 Parklands Office Park, Darien

Willing Biddle Zach Fox 1969

15

50

2 million Fairfield County 2 million Westchester County, N.Y.

70

350,000 Ridgeway Shopping Center, Stamford

William Leopold William Leopold info@wflrealestate.com 1998

4

15

1.1 million Fairfield County 250,000 Westchester County, N.Y.

36

90,000 Ridgefield

22 Week of November 11, 2013 • Fairfield County Business Journal

Services offered

(square footage, location)

50,000 Westchester County, N.Y. 100,000 Fairfield County 200,000 Hudson Valley, N.Y.

Larry Jensen Larry Jensen l.jensen@slpnyct.com 2006 John DiMenna Greg Stanton gstanton@seaboardproperties.com 1990 Bob Gillon Ken Woodfine kwoodfine@signatureg.com 2001

Urstadt Biddle Properties

^ + NA WND

Brian Heelan Lynnanne Hourihan lhourihan@ashforth.com 1896

David Landes David Landes david@royalpropertiesinc.com 1993

Royal Properties Inc.^

1 Atlantic St., Stamford 06901 357-1600 • seaboardproperties.com

Gross area managed in county (square footage)

Marc Holliday Chief executive officer 1997

(a division of SL Green Realty Corp.)

4 Landmark Square, Stamford 06901 363-2500 • slgreen.com

Seaboard Properties

Number of fulltime employees in region

James Ritman Karin Corrao adestrada@ngkf.com 1929 Lloyd J. Amster David Amster damster@plimanagement.com 1986 Michael Gray Russell Munz info@pyramidregroup.com 1972

Newmark Grubb Knight Frank^

3613 Overlook Ave., Yorktown Heights, NY 10598 (914) 214-9048 • slpnyct.com

Number of property managers in region

Robert Caruso Johanna Clark johanna.clark@cbre.com 1906 Olof S. Nelson Olof S. Nelson onelson@c-mgi.com 1981 Jim Fagan Nancy Madden eileen.carey@cushwake.com 1917 Jim Diamond Jim Diamond jdiamond@dpmgt.com 1995 Jeffrey H. Newman Senior vice president Jeffrey H. Newman 1934

CBRE Inc.

St. Lawrence Properties L.L.C.^

Top local executive(s) Contact person (bold) Email address Year established

Ownership, development, leasing, property management, construction management Asset and property management, accounts payable and receivable, emergency response, infrastructure restoration, HVAC system replacement, pest control, plumbing repairs, grounds maintenance, budget planning, bid analysis, value engineering

Management, sales, leasing, executive suites, colocation center

Residential property management for single-family homes, condo and town homes; commercial property management for strip malls and free-standing units up to 50,000 square feet Full-service property management General maintenance, project management, bookkeeping and accounting, financial management, tenant relocation services, vendor interface, landscaping, construction management Self-administered equity real estate investment trust (REIT) that is a proven leader in the ownership, operation and redevelopment of high-quality retail shopping centers in the New York metropolitan area

Property management, brokerage services and office build-outs

BY MARSHA FRIEDMAN

D

Get writing (or updating) that biz plan lets for a PR campaign? Social media is great for niche products because online forums build communities around common interests. Daytime TV talk shows tend to have audiences with lots of women. Most newspaper readers are now 55-plus. Once you have decided who your audience is, figure out what they’re watching, listening to, reading and doing online, then customize your message.

• What’s your budget? When you’ve

answered these questions, you should be able to determine how much marketing you can do yourself (if you’ll be doing any at all) and how much you’ll need help with.

Whether you’re launching a dream or strengthening your existing business, you need to lay a good foundation with a solid plan. If marketing isn’t an important component of that plan, your rocket to T:7.375 in the moon will likely fizzle and fade.

Marsha Friedman is a 23-year veteran of PR. She is the CEO of EMSI Public Relations, a national �irm that provides PR strate�y and publicity services to businesses, professional �irms, entertainers and authors. She is the author of “Celebritize Yourself” and she can also be heard weekly on her blog talk radio show, EMSI’s PR Insider, airs every Thursday at 3 p.m. Her Twitter handle is: @marshafriedman.

YOUR CAPITAL FROM EVERY ANGLE. Imagine a lender who listens and takes the time to get a full perspective on your borrowing needs and business goals. First Niagara brings together certain resources vital to building your company—including commercial lending. Our broad line of loan products combines the global expertise of a large institution with the local agility of a small, community bank. Lending decisions are made right here, just a stone’s throw from your office. First Niagara is here to help you grow your business. Let’s do great things. Together. VISIT FirstNiagara.com/CommercialLending C O M M E R C I A L B A N K I N G & L E N D I N G / T R E A S U RY M A N A G E M E N T / C A P I TA L M A R K E T S E Q U I P M E N T F I N A N C I N G & L E A S I N G / C O M M E R C I A L R E A L E S TAT E

Visit us at firstniagara.com First Niagara Bank, N.A.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 11, 2013 23

T:8.5 in

ecember is National Write a Business Plan Month — so designated to encourage unhappy employees to become their own satisfied bosses. Whatever your goal, you’ll need to start with a business plan.

One of the most critical elements of any business plan is the marketing strategy. Too often, people don’t think through that all-important component with the same rigor they tackle aspects like projected cash flow and long-term goals.

Most businesses put thought and effort into planning for market research, promotion and positioning — and then never follow through on their great ideas.

One problem is that most entrepreneurs (or professionals or authors) don’t have marketing experience. They may be skilled tradesmen, savvy financial advisers or talented writers — the expertise they plan to build their business around — but they’re not marketers. Some don’t realize that executing a solid marketing strategy is essential to any venture’s success; others know it’s important but don’t know where to begin.

Here’s why it’s so important: You may have the book that changes the way business is done or the product that solves a problem for many, but if no one knows about it, they can’t come looking for it.

Marketing is the fundamental building block of any business; it’s what drives the business.

The marketing component of your business plan should include a budget for time and/or money. You need a timetable and a professional website that attracts visitors and makes it easy for them to learn more about you, your product, book or service — and equally easy to purchase what you’re selling.

Here are some points to consider as you develop a marketing plan: • What is my message? Your message needs to be more than “My product is great.” What’s the problem it solves?

If you’re a professional, what’s the value you and your service offer? How are you different from your competition?

• Who is my audience? Unless you have a niche product, consider your potential audience in terms of everexpanding ripples. For instance, a collapsible coffeepot may be just the thing for a college student’s tiny dorm room.

That’s your initial target audience. But his parents and grandparents might also be audiences if they’ve downsized. It could be great for campers, boaters, anyone living in a small space.

• Which are the appropriate out-

Modern — » From page 20

Need to navigate the current environment?

Find someone who’s been this way before.

One constant in the current real estate environment is how swiftly things change. Keeping your business on course means being able to react quickly to challenges that arise out of nowhere.

That’s where KPMG can help.

With our industry knowledge and deep understanding of today’s marketplace, we can help you anticipate how financial reporting changes, multiple jurisdictions and other challenges might impact your business goals. So you can keep heading in the right direction instead of paddling against the current.

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cleaning company at an early age – the two have built one of the largest privately held commercial cleaning companies in the Northeast. With 1,500 employees in Massachusetts, Rhode Island, Connecticut, New York and New Jersey, the company primarily provides nightly janitorial services, but also a range of other maintenance, concierge and specialty services.

The company is headquartered in Bridgeport and made of three operating units: United Services of America, Premier Maintenance Inc. and Melillo Maintenance Inc. “As kids we quickly learned that without customers we have nothing,” Senecal said. “As a privately held company, we’re more concerned about the customer than anything else.”

Combining old-school customer service with new school service delivery, Senecal said the company’s units have seen year-over-year growth even through the recession. In 2011 and 2012, the company was even a part of Inc. magazine’s

fastest-growing companies list.

“We care how much the building looks as much as the customer,” Senecal said. “We use every technology possible, but that’s only part of it. You need that face-to-face time in the building with the customer. We take the best parts of a family business and corporation and blend it together.”

Senecal said the company was able to sustain growth during the recession by proactively working with clients to reduce services and costs before they even asked, especially with the financial service companies.

“That got us a lot of loyalty and it was the right thing to do,” he said.

Additionally Senecal said his company was able to avoid the missteps of his competitors by making long-term investments year after year. For the size of the company, Senecal said Affineco has more resources and support on and off site for customers than any other company.

“Companies that don’t invest year after year can’t provide quality service because they don’t have the right infrastructure,” he said. “If you build it when you need it, it’s too late. That takes a significant investment, but it’s well worth it.”

FOR SALE

FLEX/RETAIL/OFFICE SPACE 435 Yorktown Road, Route 129 • Croton-On-Hudson, New York

Excellent Opportunity for Owner Occupier or Investor.

25,500 SF on 2.37 Acres

tax jurisdictions financial reporting

regulations

rapid changes

s Office/Retail/Lobby: ± 10,700 SF s

Warehouse/Flex: ± 14,800 SF s

Warehouse: 20’ clear ceiling heights s

Three drive-in doors s

Full building security/access s

Minutes from Croton Harmon train station,

Route 9 and Taconic Parkway

investor demands © 2013 KPMG LLP, a Delaware limited liability partnership and the U.S. member firm of the KPMG network of independent member firms affiliated with KPMG International Cooperative (“KPMG International”), a Swiss entity. NDPPS 222766

24 Week of November 11, 2013 • FairField County Business Journal

For More Information and Pricing, Contact:

Kevin Langtry

+1 203 352 8965 | kevin.langtry@cbre.com 201 Tresser Blvd., Suite 201 | Stamford, CT 06901 www.cbre.com/stamford

BY ANDREW F. MCGRADE

S

Investing success starts with planning

uccessful entrepreneurs and business executives create wealth in many different ways, but usually not without disciplined planning and execution. Luck may play a role but is rarely enough by itself to build a successful and growing business enterprise. Are there parallels in the investment world?

Absolutely.

Investors differ from each other in circumstances, objectives and profile, so there is no one-size-fits-all investment strategy to meet their varied needs.

Having a sound strategy and implementing it is, nevertheless, a good leading indicator of investment success.

Developing your own investment strategy begins with knowing yourself and your situation. Answer the following questions and you will be on the way: What do your investment assets mean to you? Understanding whether this pool of assets represents irreplaceable capital or is what some call “play money” is a crucial component of assessing risk tolerance.

What is your objective and timeline? If this portfolio is “the main act,” financially speaking, take a good look at your overall life objectives — and their probable cost — as a driver of investment goals. Along the way, you may find some savings and earnings goals, as well. So much the better!

Are you on track? Once you have established objectives, monitor progress. Where is your portfolio relative to your long-term goals and relative to a pre-defined minimum portfolio size?

The latter helps you understand your maximum tolerance for further incremental loss at any time. The next time the markets tumble or you have made a string of bad decisions, you will be better able to decide whether it is time to reduce or increase risk. The objective here is never to be backed into a corner where the only way out is to hit the investment equivalent of a home run.

Who are you as a risk taker? The next time you are faced with meaningful losses and a barrage of negative headlines, will you really be able to step in and increase your holdings of risk assets? Be honest with yourself and then incorporate that knowledge into your investment strategy. Your self-assessment of risk tolerance is correct if you are able to stay on strategy throughout an entire market cycle.

So far, I have emphasized the preliminaries — personal profiling, objective setting, etc. — because many investors skip

these critical steps. What comes next — translating this into investment strategy and implementing that strategy in today’s markets — is the stuff of careers, books, and talk shows, and cannot be distilled into 200 words of wisdom. That said, some pointers: • Diversi�ication is a key to risk management. Beyond a certain point, it accomplishes little, but the more common mistake is to have too many eggs in too few baskets. Develop an asset allocation plan and use it.

• Beware the herd. Individual investors have a difficult time disregarding market sentiment, but you should be careful when consensus starts consolidating into dogma. If you can’t complete-

ly resist, at least control your bet size.

• Do not let your plan get too complex. The more moving parts, the greater the difficulty of implementation.

• Do not count on being brilliant!

We all have our off days and overconfidence is one of the best-documented phenomena in the markets. You are doing well if 60 percent of your investment decisions are correct. Count on some being wrong.

• Do keep history in mind.

Geopolitical upheavals and financial crises, while they rattle the markets, have historically provided some of the best opportunities to invest.

If you do not have a proper strategy formulated, set aside the time to craft

Working with our customers to help them work with theirs.

If you have questions about how we can help your business, please call Tripp Moore, Vice President, Business Banking at 203.462.4206

one. If you work with a professional investment adviser, schedule a meeting to discuss investment goals and set strategy. Whether the markets go up or down, it is beneficial to have a strategy in place. So what are you waiting for?

Get started.

Andrew F. McGrade is managing director and market investment director at U.S. Trust, based in Stamford. He leads the company’s portfolio management teams in Greenwich, Stamford and Westport.

This article is designed to provide general information about ideas and strategies. It represents the thoughts of McGrade and does not necessarily represent the position of Bank of America or U.S. Trust.

First County Bank provided the following credit facilities to local businesses: A $1,300,000 commercial mortgage loan on an investment property in Norwalk, CT

A $4,700,000 construction loan for an office to apartment building conversion project located in Stamford, CT

A $750,000 line of credit to an information services company located in Norwalk, CT

A $925,000 commercial mortgage to a nonprofit for a group home supporting mentally challenged individuals located in Stamford, CT

A $50,000 line of credit and a $750,000 commercial mortgage to a law firm in Stamford, CT

A $675,000 commercial mortgage and a $250,000 line of credit to a recreational club in Weston, CT

A $4,400,000 construction loan on a new mixed use building located in Darien, CT

STA M FO R D

*A Warren Group study named First County Bank as a top 10 commercial and residential mortgage lender in Fairfield County for 2012.

©2013 First County Bank. FIRST COUNTY BANK,

First County Bank, and the

FCB00574 FCBJ business tombstone ad+top10_7.375x7.125.indd 1

I

N O R WA L K

N E W

A $1,800,000 commercial mortgage on an office/retail building located in Greenwich, CT

I

C A N A A N

logo are registered trademarks of First County Bank. NMLS# 411487

DA R I E N I

I

G R E E N W I C H

W E ST P O RT

Member FDIC 7/30/13 1:56 PM

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 11, 2013 25

Ann Chernow and James Reed, a collaboration

james reed is a master Printer trained at tamarind and the founder of numerous printmaking facilities. he participated in founding the center for contemporary Printmaking in norwalk. his heroes are the master printers of europe from the 19th century, including hullmandel, engelmann and clot, all of whom set printmaking standards and made magic without having any of the bells and whistles that are available today. jim came east from san francisco to be near new york city. we first met in l981 at his studio on elm street in bridgeport. as a master printer, jim loves a challenge; among our recent projects we worked on a very demanding venture: doing lithographs with my imagery but creating each one in a technique and style used by Picasso in his lithography work; many of Picasso’s techniques are not known to the printmaking public. over two years, jim and I were involved in experiments with various processes and materials that jim had never before used, to achieve the same results as did Picasso with more than 50 prints.

I’ve created more than 300 prints in various media over the past 30 years, with jim’s oversight. to jim, collaborating means working to realize the artist’s vision and to make the result better than the artist expects. both of us are teachers, and the art of teaching is dialogue, thus we both know what that means and it makes our collaboration easier, as does the fact that we are both professional artists with the work ethic foremost in our lives. jim and I have each participated in over 100 solo and group exhibitions and have our work represented by many museum collections, including: the metropolitan museum of art, the new york Public library’s Print collection, four blue sky Press portfolios which have been on view in many venues in the united states. our collaboration was filmed in “art is the Permanent revolution” a documentary by filmmaker manny kirchheimer which can be obtained through netflix. we are currently collaborating on a portfolio of 10 etchings concerning the subject of film noir; the current images in my work are based on this genre of american movies. they will be shown at merola gallery in Provincetown in 2014 and Pmw gallery in stamford in 2015. my website with contact information is ann-chernow.com. jim’s is milestonegraphics.biz

The mission of the Cultural Alliance of Fairfield County is to support cultural organizations, artists and creative businesses by providing promotion, services and advocacy.

For more information, visit CulturalAllianceFC.org or email infoCulturalAllianceFC.org or call 256-2329.

For events lists, visit FCBuzz.org.

FCBUZZ

Arts & Culture of Fairfield County

BROADWAY STAR’S SINGLE NIGHT OF ENTERTAINMENT frank mastrone, accomplished broadway entertainer, will perform at the Darien arts center (Dac) nov. 16 at 8 p.m. known for his charismatic style, mastrone will dazzle his audience at this one-night performance with music from broadway and entertaining storytelling derived from years of experience. he has enjoyed a long professional career performing in multiple broadway shows and more recently has attracted a loyal following in the area. mastrone’s first big break was joining the first national tour of “cats” as gus, the theatre cat. when he returned, he was cast in the original company of “the Phantom of the opera” in which he Frank Mastrone has performed more than 4,000 times in the past 25 years. he has also been seen on broadway in “les miserables” as jean Val jean, in “jekyll and hyde”

in the title role, in the stage version of “saturday night fever” as mr. fusco, and “the paint store guy” in “big: the musical.” concert appearances have taken him from carnegie hall to avery fisher hall with the new york Philharmonic to london’s royal albert hall. locally, mastrone has played the Palace theatre in stamford with various artists and companies. he has been creating his own shows for the last five years for curtain call’s kweskin theatre in stamford. . mastrone has presented “meet the artist” programs for lincoln center and has taught master classes and workshops for broadway backstage, field studies of n.y. and currently at the greenwich Performing arts studio. this will be the Dac’s first performance by mastrone. to purchase tickets or for more information, go to arts.darien.org or call (203) 655-8683.

MONOTHON: AUCTION AND PARTY!

join the center for contemporary Printmaking (ccP) for an evening of fun, food and fabulous art. the monothon 2013 auction and Party takes place saturday, nov. 16, 6-9 p.m. at a new location: the lillian august flagship store, 32 knight st., norwalk. original works by more than 100 leading and emerging artists will be available at live and silent auctions.

take home art by acclaimed artists emily mason, robert motherwell, james rosenquist, Donald sultan, roz chast, ann chernow, sandi haber fifield, ron Pokrasso, ammanda seelye salzman, Deborah weiss and others. also offered are vacation stays at a chateau in bordeaux, france, and a cottage in maine; private art collection tours; wine tastings; a private house concert by sloan wainwright and more.

Proceeds of the auction benefit the printmaking workshops and community outreach programs of the ccP, a nonprofit. the ccP is the only nonprofit between new york city and boston solely dedicated to the art of the print, including printmaking, papermaking, book arts, digital processes and related disciplines. It is a unique cultural resource, a place to discover, to experiment, to learn. the entire spectrum of printmaking arts is here to be explored through workshops, edition printing with master printers, exhibitions, community programs and an artist-in-residence program. the website for more information is contemprints.org.

Visit FCBuzz.org for more information on events and how to get listed.

26 Week of November 11, 2013 • FairField County Business Journal

Presented by: Cultural Alliance of Fairfield County

FAIRFIELD COUNTY

BUSINESS JOURNAL BUILDING PERMITS

CoMMERCIAL A.P. Construction, Stamford, contractor for Stanwich Club Inc. Construct a new maintenance facility at a commercial premises, 888 North St., Greenwich. Estimated cost: $3.7 million. Filed Oct. 21.

A.P. Construction, Stamford, contractor for Stanwich Club Inc. Construct a storage shed (1) at commercial premises, 888 North St., Greenwich.

Estimated cost: $37,000. Filed Oct. 21.

A.P. Construction, Stamford, contractor for Stanwich Club Inc. Construct a storage shed (2) at commercial premises, 888 North St., Greenwich.

Estimated cost: $55,000. Filed Oct. 21.

Avalonbay Communities, Boston, Mass., contractor for Town Close Associates L.P. Perform interior renovations at an existing commercial building, Avalon Bay, 106 Lakeview Ave., New Canaan. Estimated cost: $120,000. Filed Oct. 22.

Benco L.L.C., Torrington, contractor for Ijaan Ihan 2 CT Realty L.L.C. Reroof an existing commercial building, 1882 Main St., Bridgeport. Estimated cost: $41,912. Filed Oct. 21.

CP IV Waypoint BP J L.L.C., Norwalk, Leasing office for mixed use, 515 West Ave., Norwalk. Estimated cost: $80,000. Filed Oct. 22.

CT Garden Estates L.L.C., Trumbull.

Replace windows at an existing commercial building, 39 Woodcrest Ave., Trumbull. Estimated cost: $5,000.

Filed Oct. 17.

Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system.

While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken.

Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Gannett Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: (914)694-3600 Fax: (914)694-3680

DeFilice, Jamie, contractor for Summit Holdings L.L.C. Fit-out an existing commercial building for Fusion Athletics, 264 Fairchild Ave., Fairfield.

Estimated cost: $3,000. Filed Oct. 28.

Longo’s Construction, Stamford, contractor for Greenwich Hospitality Group. Reduce to core, 26 Mill River St., Stamford. Estimated cost: $5,000.

Filed Oct. 23.

Westfield Shopping Town, Trumbull. Fit-out an existing commercial building for Rare Inc., 5065 Main St., Space 9109, Trumbull. Estimated cost: $1,000. Filed Oct. 21.

Fish Island L.L.C., Cos Cob, contractor for Bianca’s Canaan L.L.C. Perform interior renovations at an existing commercial building, Fish Island, 22 East Ave., Unit 11, New Canaan. Estimated cost: $120,000. Filed Oct. 25.

Monelli, Alan, Greenwich, contractor for the town of Greenwich. Perform interior renovations at an existing commercial building, 101 Field Point Road, Greenwich. Estimated cost: $3,000. Filed Oct. 25.

Westfield Shopping Town, Trumbull.

Fit-out an existing commercial building for Stylish Men’s Clothing, 5065 Main St., Space 313, Trumbull. Estimated cost: $1,000. Filed Oct. 28.

G.M.F. Woodworking L.L.C., Norwalk, contractor for Angela Matt and Conrad Stein. Perform additions and alterations at an existing commercial building, Ginger Blitz, 155 Elm St., New Canaan. Estimated cost: $30,000.

Filed Oct. 22.

Montanas Empire L.L.C., Waterbury, contractor for Marrakech Inc. Perform interior renovations at an existing commercial building, 1039 to 1041 E. Main St., Bridgeport. Estimated cost: $30,000. Filed Oct. 22.

Gio Home Services L.L.C., Norwalk, contractor for Fiona and Robert Sigg.

Perform interior renovations at an existing commercial building, 72 Park St., New Canaan. Estimated cost: $10,000. Filed Oct. 22.

Good Earth Tree Care Inc., contractor for New Way Associates L.L.C. Repair the foundation at an existing commercial premise, Plant Factory, 4185 Black Rock Turnpike, Fairfield.

Estimated cost: $25,000. Filed Oct. 23.

Hour Property Associates, Wilton.

Perform interior renovations at an existing commercial building, 346 Main Ave., Norwalk. Estimated cost: $11,000. Filed Oct. 23.

Ivy Brook Medical Center, Shelton.

Fit-out an existing commercial building for Head Zone, 2 Ivy Brook Road, Second floor, Shelton. Estimated cost: $75,000. Filed Oct. 22.

JCS Services Inc., Stamford, contractor for the city of Stamford. Perform renovations at the Historical Society, 1508 High Ridge Road, Stamford. Estimated cost: $991,340. Filed Oct. 22.

John L. Simpson Construction Inc., Bridgeport, contractor for First Sterling Corp. Perform interior renovations at an existing commercial building, JPMorgan Chase Bank, 197 Greenwich Ave., Greenwich. Estimated cost: $113,600. Filed Oct. 22.

Katzenberg of Stamford, Stamford, contractor for Reckson, a division of SL Green. Reduce to core, 101 Broad St., Stamford. Estimated cost: $3,500.

Filed Oct. 24.

Lombardo, Michael, Stamford, contractor for Old Greenwich Gables Community. Erect a temporary egress for building 10, 51 Forest Ave., Old Greenwich. Estimated cost: $10,000.

Filed Oct. 17.

Muller Park Realty Company L.L.C., Norwalk. Perform interior renovations at an existing commercial building, Crossfit Norwalk, 30 Muller Ave., Norwalk. Estimated cost: $175,000. Filed Oct. 24.

Northeast Towers, contractor for MIP Trumbull L.L.C. Replace antennas at commercial premises, 180 Hawley Lane, Trumbull. Estimated cost: $15,000. Filed Oct. 16.

Olympus Construction, contractor for the town of Stratford. Perform additions at a commercial building, Perry House, 1140 W. Broad St., Stratford. Estimated cost: $100,000.

Filed Oct. 22.

RD Scinto. Fit-out an existing commercial building for a doctor’s office, 112 Quarry Road, Trumbull. Estimated cost: $19,000. Filed Oct. 16.

Regency Homes L.L.C., Fairfield, contractor for Big Bertha L.L.C. Fitout an existing commercial building for Eye Glass Store, 15 South Ave., New Canaan. Estimated cost: $20,000. Filed Oct. 23.

S&S Shelton Development L.L.C., New York City. Perform interior renovations at an existing commercial building for Panera Bread, 850 Bridgeport Ave., Shelton. Estimated cost: $83,800. Filed Oct. 22.

Signature Construction, Stamford, contractor for Three Stamford Plaza Owners L.L.C. Perform interior renovations at an existing commercial building, 301 Tresser Blvd., 13th floor, Stamford. Estimated cost: $96,000.

Filed Oct. 22.

Stefanidis L.L.C., Norwalk. Perform interior renovations at an existing commercial building, Apple Store, 181 Westport Ave., Norwalk. Estimated cost: $25,000. Filed Oct. 22.

Westjust L.L.C., Stratford. Reroof an existing commercial building, 1850 Post Road East, Westport. Estimated cost: $114,000. Filed Oct. 23.

RESIDENTIAL 21 Hope Farm L.L.C., Greenwich.

Construct a new single-family residence, 21 Hope Farm Road, Greenwich. Estimated cost: $2.2 million.

Filed Oct. 23.

3 Valley Heights L.L.c., contractor for 29 Salem L.L.C. Construct a new single-family residence, 29 Salem Road, Westport. Estimated cost: $600,000.

Filed Oct. 24.

A Pro Builders Inc., contractor for Calabret and Matthew Dauria.

Construct an accessory building with a nonhabitable space at a single-family residence, 96 Myrtle Ave., Westport. Estimated cost: $100,000.

Filed Oct. 23.

A Pro Builders Inc., contractor for Sarah and John Toi. Add a two-story addition to an existing single-family residence, 14 Fairport Road, Westport.

Estimated cost: $170,000. Filed Oct. 23.

A.P. Construction, Stamford, contractor for Stanwich Club Inc. Construct a new camp pavilion and kitchenette, 888 North St., Greenwich. Estimated cost: $550,000. Filed Oct. 22.

Aberdeen Greenwich L.L.C., Greenwich. Perform interior renovations at an existing single-family residence, 233 Milbank Ave., Greenwich. Estimated cost: $25,000. Filed Oct. 18.

Andrews Custom Building L.L.C., contractor for Lauren and Theodore Pulton. Perform interior renovations at an existing single-family residence, 69 Gate Ridge Road, Fairfield. Estimated cost: $12,000. Filed Oct. 25.

Anthony Conte Builders L.L.C., New Canaan, contractor for Kathleen Petridis. Perform external additions at an existing single-family residence, 8 Sherwood St., Norwalk. Estimated cost: $95,000. Filed Oct. 24.

Banks Brothers Services, Cos Cob, contractor for Nancie and Mark Schwarzman. Perform interior renovations at an existing single-family residence, 4 Robin Place, Greenwich.

Estimated cost: $25,000. Filed Oct. 15.

Black, Kyle and Jason Black, Trumbull. Replace windows at an existing single-family residence, 268 Booth Hill Road, Trumbull. Estimated cost: $4,000. Filed Oct. 22.

Blansfield Builders, contractor for Christine and Eduardo Andrade. Add a two-story addition to an existing single-family residence, 57 Hermit Lane, Westport. Estimated cost: $625,000.

Filed Oct. 23.

Bond Bilt Garage Inc., Wallingford, contractor for Christopher Kohart.

Construct an accessory building with a nonhabitable space at a single-family residence, 18 Gilbert St., Ridgefield.

Estimated cost: $19,000. Filed Oct. 22.

Bartlett Brainard Products Company Inc., contractor for James Davis, Strip and reroof an existing singlefamily residence, 28 Camelot Drive, Trumbull. Estimated cost: $14,500.

Filed Oct. 21.

BPC Green Builders L.L.C., Wilton, contractor for Harrison House Condominium. Construct a new single-family residence at a residential community, 127 Harrison Ave., New Canaan. Estimated cost: $800,000.

Filed Oct. 23.

Baxter Seiffert, Lola, Norwalk. Perform interior alterations at a singlefamily residence, 46 Roton Ave., Norwalk. Estimated cost: $6,000. Filed Oct. 23.

Bradford Estates, contractor for Harrison Conrad. Perform additions and alterations at an existing single-family residence, 79 Dorchester Road, Darien.

Estimated cost: $60,000. Filed Oct. 23.

Baxter Seiffert, Lola, Norwalk. Repair fire damage at an existing single-family residence, 46 Roton Ave., Norwalk. Estimated cost: $6,500. Filed Oct. 23.

Brindisi & Yaroschak L.L.C., Darien, contractor for Edward Keller. Construct an accessory building with a nonhabitable space at a single-family residence, 104 Cedar Cliffe Road, Riverside. Estimated cost: $345,698. Filed Oct. 18.

Bella Homes L.L.C., contractor for 960 North Benson Road L.L.C. Lay a foundation for a new single-family residence, 175 Dill Road, Fairfield. Estimated cost: $250,000. Filed Oct. 24.

Berkeley Exteriors, contractor for Eric Babel. Perform external renovations at an existing single-family residence, 25 Maureen St., Stratford.

Estimated cost: $15,200. Filed Oct. 22.

Berkeley Exteriors, contractor for Chris Goodwin. Reroof an existing single-family residence, 120 Milford Ave., Stratford. Estimated cost: $7,900.

Filed Oct. 22.

Aiello Roofing, contractor for Katie Harrison. Repair roof of an existing single-family residence, 1 Bittersweet Lane, Sherman. Estimated cost: $14,000. Filed Oct. 22.

Better Home Remodeling, Naugatuck, contractor for Shannon Spence. Perform additions and renovations at an existing single-family residence, 112 Winfield St., Norwalk. Estimated cost: $175,000. Filed Oct. 24.

Alvarracin, Jose, Stratford, contractor for Vivian Ortiz. Perform interior additions at a single-family residence, 451 Thompson St., Stratford. Estimated cost: $9,000. Filed Oct. 23.

Bird, Christine and Douglas Bird, Cos Cob. Perform external additions at an existing single-family residence, 130 Cat Rock Road, Cos Cob. Estimated cost: $15,000. Filed Oct. 24.

BRT Services L.L.C., Greenwich, contractor for Lindsay Bohosack. Perform interior renovations at an existing single-family residence, 54 W. North St., Unit 215, Stamford. Estimated cost: $5,000. Filed Oct. 23.

Bryant, Dwayne, contractor for Dwell L.L.C. Add a two-story addition to an existing single-family residence, 75 Partrick Road, Westport. Estimated cost: $325,000. Filed Oct. 22.

Butler, Michael, contractor for Robert Johnson. Raise a single-family residence above the base flood elevation, 689 Fairfield Beach Road, Fairfield.

Estimated cost: $35,000. Filed Oct. 23.

Butler, Michael, contractor for Barbara Dunlap. Raise a single-family residence above the base flood elevation, 683 Fairfield Beach Road, Fairfield.

Estimated cost: $30,000. Filed Oct. 23.

Cardoso, Leonardo, Bridgeport. Perform interior renovations at an existing single-family residence, 240 Norland Ave., Bridgeport. Estimated cost: $40,000. Filed Oct. 24.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 11, 2013 27

NEWSMAKERS plus awards and events DELOITTE TAX PROMOTES FROM WITHIN

PASTORE TAPPED FOR HALL OF FAME HONOR

STAMFORD HOSTS FOOD DRIVE

In addition to inducting ROSA DELAURO, BARBARA HACKMAN FRANKLIN, LINDA KOCH LORIMER, and AUGUSTA LEWIS TROUP at its 20th annual induction ceremony and celebration, “Women’s Education – Women’s Empowerment,” Nov. 6, the Connecticut Women’s Hall of Fame will recognize “10 Education and Empowerment Honorees for 2013.” The Stamford WOMEN’S BUSINESS DEVELOPMENT COUNCIL president, founder and CEO (and Stamford resident) FRAN PASTORE is one of those honorees. The other honorees are author/journalist ANDRÉE AELION BROOKS; Dean CARMEN CID of Eastern Connecticut State University; advocate for high-risk girls JULIE DEGENNARO; educator MERLE HARRIS; victims advocate DONNA PALOMBA; Connecticut Women’s Education and Legal Fund Executive Director ALICE PRITCHARD; childcare leaders JESSICA SAGER and JANNA WAGNER; LYNNE WILLIAMSON, director, Connecticut cultural heritage arts project; and TERESA YOUNGER, executive director, state Permanent Commission on the Status of Women.

ANNE FOUNTAIN, director of Stamford’s DEPARTMENT OF HEALTH AND SOCIAL SERVICES, announced the department will kick off an initiative to raise food for local food pantries.

Food pantries throughout Stamford and lower Fairfield County are experiencing great demand, with the need for emergency food doubling in the last five years.

According the U.S. Department of Agriculture, the Recovery Act’s temporary boost to Supplemental Nutrition Assistance Program (SNAP), also known as food stamp benefits, is scheduled to end this month, resulting in a benefit cut for every SNAP household. Collection centers are: the Stamford Government Center building in the main lobby and the fourth floor, the Katrina Mygatt Recycling Center at 130 Magee Ave., the WPCA at 111 Harborview Ave. and the Scofieldtown Road Recycling Center at the corner of Scofieldtown and Rockrimmon roads in North Stamford.

Leigh D’Andrea

LAW FIRM LAUNCHES WORKPLACE BLOG

Thomas Cecchino

There have been a pair of promotions within DELOITTE TAX L.L.P. at its Stamford office.

LEIGH D’ANDREA is now a principal. She serves a variety of clients in global employer services, specializing in private equity, hedge funds and mutual funds.

THOMAS CECCHINO has been named director. Cecchino is a global mobility specialist in global employer services.

He assists clients with employment tax, human resource and other needs when deploying employees across geographic borders.

Bridgeport-based PULLMAN & COMLEY L.L.C. has launched “Working Together” a blog covering developments in labor, employment and employee benefits law. It can be found at workingtogether.pullcomblog.com The goal of “Working Together,” is to provide timely, substantive information on the constantly changing workplace laws affecting businesses and their employees, said JOSHUA HAWKS-LADDS, attorney and chairman of Pullman & Comley’s Labor, Employment Law and Employee Benefits Department. Besides employment and labor issues, the blog will also include commentary by the firm’s attorneys on immigration, employee benefits and ERISA matters.

“The articles on ‘Working Together’ will be authored by nearly two dozen attorneys in our Labor, Employment Law and Employee Benefits Department, each of whom brings individual experience and perspective to their writing,” Hawks-Ladds said. “Over the years, our clients have benefitted from our ability to work as a team, bringing our collective knowledge and experience together to deliver thoughtful legal analysis. We anticipate that our new blog will do the same.”

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28 Week of November 11, 2013 • FairField County Business Journal

HEALY CITED AS LEGAL BEST, BRIGHTEST Attorney LAUREN M. HEALY AT BRODER & ORLAND L.L.C. in Westport has been selected by the Connecticut Law Tribune as a “New Leader in the Law.” In announcing her selection, the Tribune indicated it “received over 300 nominations this year and (Attorney Healy) was selected among the best and brightest.”

Healy is the most senior associate at Broder & Orland LLC, the largest matrimonial and family law firm in Connecticut. She is currently on the board of directors of the Fairfield County Bar Association and previously served as co-chairperson of the Young Lawyers Section.

QUINNIPIAC APPOINTS BUDGET CHIEF

MURTHA CULLINA EXEC NAMED VICE-CHAIR OF SLR

DATES

NOVEMBER SACRED HEART UNIVERSITY and Out-

14

STEPHEN SUMMERS of Fairfield has been appointed budget manager at QUINNIPIAC UNIVERSITY in Hamden.

Summers will oversee the development, support and expansion of the university’s annual operating budget and long-range forecasts. He will play a critical role in meeting with stakeholders to develop and maintain reports to support budget-related decision making at all levels of the university’s leadership.

“I am very excited to join Quinnipiac University and the newly created office of budget and financial planning,” Summers said. “I look forward to becoming part of the Quinnipiac community and contributing to the financial goals of the university.”

JANEMARIE W. MURPHY, director of legislative operations for MURTHA CULLINA L.L.P.’s Government Affairs Group in the firm’s Hartford office , was recently named vice-chairperson of STATE LAW RESOURCES INC. (SLR).

SLR, an international network of independent law firms, helps businesses, trade associations and public policy coalitions navigate the complex and time-consuming process of managing both legal issues and state government relations.

Murphy has served as a board member of SLR since 2009. The firm maintains six offices in Connecticut and Massachusetts, including in Fairfield County.

NOVEMBER Chef and TV personality ROBERT

17

EIGHTY-PLUS YEARS OF PANES The WINDOW PEOPLE in Stamford has been providing Fairfield and Westchester counties’ homeowners and businesses with energy-efficient solutions to reduce costs for heating and cooling for more than 80 years, since 1932. This month, owner TED DAVEY celebrates his 30th year of personal ownership and continues to work with local residents as the winter heating season

Secure Inc. will co-host a summit on cybersecurity Nov. 14, titled “CT Business Security Summit.” It aims to help business owners learn how to better safeguard information relating to business, employees and clients, regardless of the company size. The summit will be held in partnership with the Council of Better Business Bureaus. The summit runs 8 a.m. to 2:30 p.m. at SHU’s University Commons. Space is limited. For more information about the summit and for registration details, visit sacredheart. edu/CTSecuritySummit.

approaches. High-profile commercial installations have included the Maritime Aquarium at Norwalk, the Stamford Museum & Nature Center and the Stamford Belltown Fire Department. Since the average home improvement outfit is in business five years or less, according to the company, “being around since 1932 is quite an accomplishment.”

IRVINE, star of Food Network’s “Restaurant: Impossible,” The Cooking Channel’s “Dinner: Impossible” and a new show that premieres in November, “Restaurant Express” on the Food Network, makes putting a meal together a media extravaganza.

At The Ridgefield Playhouse Sunday, Nov.17, 8 p.m., Irvine will appear with no knowledge of what he is about to face and cook. Wine and cheese tasting in the lobby at 7:15 p.m.; a chef’s signing of gift items follows. A portion of the proceeds benefits Hillside Food Outreach; ticket holders are encouraged to bring canned food items for Hillside Food Outreach’s annual food drive. For tickets ($67; $150 VIP Gold Circle includes 6:30 p.m. cooking demo and backstage access), call the box office at (203) 438-5795 or buy tickets at ridgefieldplayhouse.org.

Information for these features has been submitted by the subjects or their delegates.

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Get all the executive promotions and moves, awards and snapshots we publish in the Business Journals delivered to your inbox on Monday mornings. Subscribe at WESTFAIRONLINE.COM/HOME/BREAKING-NEWS/ FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 11, 2013 29

on the record Cascella, June, Bridgeport. Perform external renovations at an existing single-family residence, 154 Woodbine Circle, Bridgeport. Estimated cost: $500. Filed Oct. 21.

Cebulski Construction Company Inc., Bridgeport, contractor for Ann and James Lansing. Perform interior renovations at an existing singlefamily residence, 313 Stanwich Road, Greenwich. Estimated cost: $260,000.

Filed Oct. 23.

CH Improvement L.L.C., Norwalk, contractor for Yarom Ram. Perform interior renovations at an existing single-family residence, 51 Riverside Ave., Norwalk. Estimated cost: $30,000.

Filed Oct. 23.

Coastal Fund L.L.C., Greenwich. Perform interior renovations at an existing single-family residence, 5 Martin Dale, Greenwich. Estimated cost: $8,875. Filed Oct. 17. connecticut Gutter L.L.C., Milford, contractor for Faja and Carlos Medin.

Reroof an existing single-family residence, 16 Dewart Road, Greenwich.

Estimated cost: $25,000. Filed Oct. 15.

CPP 10 Meadowbank Road, Old Greenwich. Construct a new singlefamily residence over an existing footprint, 10 Meadowbank Road, Old Greenwich. Estimated cost: $800,000.

Filed Oct. 21.

CT Basement Systems, contractor for Diane and Allan Samson. Perform interior renovations at an existing singlefamily residence, 880 Mill Hill Road, Fairfield. Estimated cost: $30,313. Filed Oct. 24.

CT Basement Systems, contractor for Thomas Graham. Perform interior renovations at an existing single-family residence, 28 Shields Road, Darien.

Estimated cost: $55,000. Filed Oct. 25.

Darpa, Louis, Norwalk. Perform external additions at an existing singlefamily residence, 8 Jean Ave., Norwalk.

Estimated cost: $3,000. Filed Oct. 22.

Diamond Inc., Waterbury, contractor for 61 East Avenue L.L.C. Reroof an existing single-family residence, 61 East Ave., Norwalk. Estimated cost: $21,000. Filed Oct. 24.

DiGiorgi Roofing & Siding Inc., Beacon Falls, contractor for Erica and Michael DePalma. Replace windows at an existing single-family residence, 110 Perry Ave., Norwalk. Estimated cost: $6,862. Filed Oct. 22.

DiGiorgi Roofing & Siding Inc., Beacon Falls, contractor for Robert Keane. Reroof an existing single-family residence, 81 Cricket Lane, Trumbull.

Estimated cost: $11,600. Filed Oct. 17.

Dresser, George. Perform interior renovations at an existing single-family residence, 16 Samuel St., Trumbull.

Estimated cost: $5,000. Filed Oct. 24.

Eckhoff, Ryan, Ridgefield. Perform interior additions at a single-family residence, 68 Topstone Road, Ridgefield. Estimated cost: $27,500. Filed Oct. 22.

Established Contractors of CT, contractor for Eddi Zizlis. Perform interior renovations at an existing single-family residence, 5 Red Fox Lane, Trumbull.

Estimated cost: $50,000. Filed Oct. 24.

Fairfield County Exteriors L.L.C., contractor for Cynthia and Thomas McLay. Perform external renovations and reroof an existing single-family residence, 26 Autumn Ridge Road, Trumbull. Estimated cost: $23,500.

Filed Oct. 16.

Fasone, John S., Greenwich, contractor for McFadden River Family. Perform external renovations at an existing single-family residence, 511 River Road, Cos Cob. Estimated cost: $18,000. Filed Oct. 16.

Favaretto, Paula, Trumbull. Perform external renovations at an existing single-family residence, 14 Fairlane Road, Trumbull. Estimated cost: $4,000.

Filed Oct. 16.

FER-NAP Inc., contractor for Giuseppe DiSantolo. Construct a new single-family residence over an existing footprint, 3176 Black Rock Turnpike, Fairfield. Estimated cost: $75,000.

Filed Oct. 23.

FGC Custom Builders L.L.C., contractor for Jodie and Andrew Nevas.

Perform interior renovations at an existing single-family residence, 8 Woods End Lane, Westport. Estimated cost: $44,000. Filed Oct. 24.

FJC designs & Construction L.L.C., Cos Cob, contractor for Sarah and Richard Pocock. Perform interior renovations at an existing single-family residence, 6 N. Ridge Road, Old Greenwich. Estimated cost: $5,000.

Filed Oct. 22.

Franklin, Joseph, Greenwich. Perform interior renovations at an existing single-family residence, 4 Putnam Hill, Apt. 2G, Greenwich. Estimated cost: $23,000. Filed Oct. 24.

Gaines Construction Company Inc., contractor for Jan Rugger Martin and David Martin. Perform interior renovations at an existing single-family residence guest cottage, 349 Westport Turnpike, Fairfield. Estimated cost: $25,000. Filed Oct. 24.

Gardiner Inc., New Canaan, contractor for 47 Jeliff Mill L.L.C. Construct a new single-family residence, 47 Jeliff Mill Road, Seely House, New Canaan.

Estimated cost: $500,000. Filed Oct. 22.

Gardiner Inc., New Canaan, contractor for 47 Jeliff Mill L.L.C. Construct a new single-family residence, 47 Jeliff Mill Road, Stevens House, New Canaan. Estimated cost: $450,000. Filed Oct. 22.

Garnett, Mike, Milford, contractor for Debra Dean. Perform external renovations at an existing single-family residence, 105 Dixon St., Bridgeport.

Estimated cost: $7,000. Filed Oct. 25.

COURT CASES

Wal-Mart Stores East I L.P., et al., Hartford. Filed by Davyar Brewley, Danbury. Plaintiff’s attorney: Jonathan Perkins, Woodbridge.

Action: The plaintiff has brought this suit against the defendant for injuries that the plaintiff had sustained due to the alleged negligence of the defendant. Filed Oct. 22.

Case no. 6038910.

Weldon Construction Management L.L.C., Shelton. Filed by Kathryn Sirico, Westport. Plaintiff’s attorney: Cheryl Ann Carolan, Fairfield. Action: The plaintiff has brought this breach-of-contract suit against the defendant for failing to perform workmanlike construction services for the plaintiff. Filed Oct. 28.

Case no. 6038973.

Bridgeport District Danbury District Court Court Church Hill Partners L.L.C. d.b.a.

Jake’s Wayback Bur, et al., Fairfield.

Filed by Valerie Wilcox, Stratford.

Plaintiff’s attorney: Jeremy F. Hayden, Fairfield. Action: The plaintiff has brought this suit against the defendant for injuries the plaintiff sustained due to the alleged negligence of the defendant. Filed Oct. 25. Case no. 6038954.

All Phase Steel Works L.L.C., Stratford. Filed by Preferred Air Systems Inc., Danbury. Plaintiff’s attorney: Randall J. Carreira, New Preston.

Action: The plaintiff has brought this breach-of-contract suit against the defendant for failing to pay $7,760 for certain services provided to the defendant. Filed Oct. 25.

Case no. 6013915.

Drywall Construction Corporation of Connecticut, et al., Stratford. Filed

by United Rentals (North America) Inc., Atlanta, Ga. Plaintiff’s attorney: Neil Paul, West Hartford. Action: The plaintiff has brought this breach-ofcontract suit against the defendant for failing to pay the plaintiff $11,904.71 for services rendered. Filed Oct. 24.

Case no. 6038949.

Graphline Inc., Danbury. Filed by Sun Chemical Corp., Cincinnati, Ohio.

Plaintiff’s attorney: Howard E. Kantrovitz, Hamden. Action: The plaintiff has brought this breach-of-contract suit against the defendant for failing to pay $45,681.49 for material sold and delivered to the defendant. Filed Oct. 28.

Case no. 6013937.

Jarden Corp., Hartford. Filed by Elizabeth Eckert, Southport. Plaintiff’s attorney: Cheryl Ann Carolan, Fairfield.

Action: The plaintiff has brought this product-liability suit against the defendant for designing, manufacturing and selling an electric blanket with controls that malfunctioned causing plaintiff to sustain damages. the. Filed Oct. 28.

Case no. 6038974.

The Stop & Shop Supermarket Company L.L.C., North Haven.

Filed by Christina Pettway, Stratford.

Plaintiff’s attorney: John T. Bochanis, Bridgeport. Action: The plaintiff has brought this suit against the defendant for injuries that the plaintiff had sustained due to the alleged negligence of the defendant. Filed Oct. 22.

Case no. 6038904.

University of Bridgeport. Filed by Tamara Potselueva, Clinton. Plaintiff’s attorney: Mark J. Fox, New Canaan. Action: The plaintiff has brought this suit against the defendant for injuries that the plaintiff had sustained due to the alleged negligence of the defendant. Filed Oct. 25.

Case no. 6038957.

30 Week of November 11, 2013 • Fairfield County Business Journal

Scuppo Road Partnership, et al., Danbury. Filed by Maria Castro, Danbury. Plaintiff’s attorney: Sean K. McElligott, Bridgeport. Action: The plaintiff has brought this suit against the defendant for injuries that she sustained due to the alleged negligence of the defendant. Filed Oct. 28. Case no.

6013927.

Shoreline Pools Inc., Stamford. Filed

by Jonathan Smith, Ridgefield. Plaintiff’s attorney: Gregory N. Smith, Ridgefield. Action: The plaintiff has brought this breach-of-contract suit against the defendant for substandard construction services that were performed by the defendant. Filed Oct. 28.

Case no. 6013922.

Stamford District Court Cablevision of Connecticut L.P., et al., Norwalk. Filed by Barbara Parkins, Monroe. Plaintiff’s attorney: John J. Lacava, Stamford. Action: The plaintiff has brought this suit against the defendant for injuries that she sustained due to the alleged negligence of the defendant. Filed Oct. 25. Case no. 6020257.

Key Air L.L.C., Hartford. Filed by Timothy McGill, Stratford. Plaintiff’s attorney: Mark D. Sherman, Stamford. Action: The plaintiff has brought this unlawful-termination suit against the defendant pursuant to Connecticut’s Whistleblower Retaliation Statute. Filed Oct. 25.

Case no. 6020251.

The Heating and Cooling Company L.L.C., Norwalk. Filed by Thomas J. Hunt Inc. d.b.a. Danbury Plumbing Supply, Danbury. Plaintiff’s attorney: Joseph Anthony Maker, Stamford. Action: The plaintiff has brought this breach-of-contract suit against the defendant for failing to pay $5,928.34 for material sold and delivered. Filed Oct. 25.

Case no. 6020259.

Wellspring Communications Inc., et al., Norwalk. Filed by John R. Myers, Jupiter, Fla. Plaintiff’s attorney: Kurosh L. Marjani, Stamford. Action: The plaintiff has brought this breachof-contract suit against the defendant for its failure to make payments on a promissory note in the amount of $200,000 plus interest. Filed Oct. 28.

Case no. 6020270.

DEEDS

COMMERCIAL Brooklawn Offices L.L.C., Derby.

Seller: Egol Realty L.L.C., Stamford.

Property: 1 Strawberry Hill Court, Unit 6L, Stamford. Amount: $126,420.

Filed Oct. 25.

Brooklawn Offices L.L.C., Derby.

Seller: Egol Realty L.L.C., Stamford.

Property: 1 Strawberry Hill Court, Unit L7, Stamford. Amount: $131,580.

Filed Oct. 25.

Equity One Westport Village Center L.L.C., Miami Beach, Fla. Seller: Westport Country Estate Inc., Stamford.

Property: 606 Post Road East, Westport. Amount: $11.7 million. Filed Oct. 24.

Equity One Westport Village Center L.L.C., Miami Beach, Fla. Seller: 645 East State Street Corp., Stamford.

Property: 645 Post Road East, Westport. Amount: $5.5 million. Filed Oct. 24.

Equity One Westport Village Center L.L.C., Miami Beach, Fla. Seller: Roseville Estate Inc., Stamford. Property: 605 Post Road East, Westport.

Amount: $28.1 million. Filed Oct. 24.

Equity One Westport Village Center L.L.C., Miami Beach, Fla. Seller: Kowalsky Properties Inc., Stamford. Property: 620 Post Road East, Westport.

Amount: $8.8 million. Filed Oct. 24.

QUIT CLAIM 55 Acton Street L.L.C., Bronx, N.Y. Seller: Bank of America N.A., Plano, Texas. Property: 19 Lawrence St., Norwalk. Amount: $152,250. Filed Oct. 21.

Simoulidis, Nikolaos C., Norwalk.

Seller: Christos Simoulidis, Norwalk.

Property: Lot 9, Map 535, Norwalk.

Amount: $35,000. Filed Oct. 25.

RESIDENTIAL 12 Precision Dancer L.L.C., Ridgefield. Seller: 11 Precision Dancer L.L.C., Danbury. Property: 11 to 12 Precision Road, Unit 2, Danbury.

Amount: $610,000. Filed Oct. 24.

143 Overbrook Drive L.L.C., Stamford. Seller: Janet R. Zimmer and Gene D’Agostino, Stamford. Property: 143 Overbrook Drive, Stamford. Amount: $668,000. Filed Oct. 25.

1605 Chapel Street L.L.C., Stamford.

Seller: Emily C. Cantafio, Shelton.

Property: 5 Red Fox Lane, Trumbull.

Amount: $225,000. Filed Oct. 25.

25 Orchard Street L.L.C., Monroe.

Seller: Carlos Calix, Bridgeport. Property: 126 Brookside Ave., Bridgeport.

Amount: $65,000. Filed Oct. 23.

Adam, Lauren E. and Jeffrey T. Adam, Trumbull. Seller: Deutsche Bank National Trust Co., New York City. Property: 33 Cottage St., Trumbull. Amount: $355,000. Filed Oct. 21.

Alsadka, Mohammad, Danbury.

Seller: Denise Pereira Rosa, Danbury.

Property: 7 Padanaram Road, Unit 112, Danbury. Amount: $96,000. Filed Oct. 21.

Altman, Robert, Norwalk. Seller: Tamiko Toland and Ian Hayward, Ithaca, N.Y. Property: 101 Long Ridge Road, Danbury. Amount: $500,000.

Filed Oct. 21.

Andersen, Kristel and Casey C. Andersen, Trumbull. Seller: Stacy L. Heffern and Peter M. Rocco, Trumbull.

Property: 113 Woolsley Ave., Trumbull. Amount: $280,000. Filed Oct. 24.

Aranzazu, Guerlyth, Stamford. Seller: Christine Helms, Norwalk. Property: 11 Norden Place, Unit 15, Norwalk.

Amount: $130,033. Filed Oct. 24.

Arnow, Amy and Andrew Mullarkey, Stamford. Seller: Ingrid B. Wright, Stamford. Property: 244 RockRimmon Road, Stamford. Amount: $449,000. Filed Oct. 24.

on the record Baxter, Marian and Daniel C. Baxter, Fairfield. Seller: Lidia and Filomena Palladino, Trumbull. Property: 59 Salem Road, Trumbull. Amount: $432,000. Filed Oct. 15.

Beal, Jessica Anne and Joel Dion Beal, Delanson, N.Y. Seller: Erica and Matthew Kenney, Castle Rock, Colo.

Property: 31 Melon Patch Lane, Monroe. Amount: $310,000. Filed Oct. 23.

Bellesheim, Marjorie Jean and Richard T. Bellesheim, New Fairfield. Seller: Toll CT II L.P., Newtown. Property: 42 Great Hill Drive, Unit 126, Bethel.

Amount: $522,092. Filed Oct. 25.

Bello Associates L.L.C., Stamford.

Seller: Regina and Dennis Fortino, Weston. Property: 130 Main St., Unit D2, Norwalk. Amount: $125,000. Filed Oct. 21.

Benjamin, Techia M., Brooklyn, N.Y. Seller: Phyllis Preston and John J. Bove, Norwalk. Property: 26 Prospect Ave., Apt. E7, Norwalk. Amount: $205,000.

Filed Oct. 25.

Berta, Gabriella and Richard Krizso, Patterson, N.Y. Seller: Toll CT III L.P., Newtown. Property: 104 Warrington Round, Danbury. Amount: $457,485.

Filed Oct. 22.

Bertolino Rodriguez, William, Norwalk. Seller: Thomas R. Hansen, Redding. Property: 57 Plattsville Ave., Unit I, Norwalk. Amount: $155,000. Filed Oct. 21.

Bokka, Venkateswarlu, Stamford.

Seller: R&S Realty & Development L.L.C., Norwalk. Property: 32 Holcomb Ave., Stamford. Amount: $725,000. Filed Oct. 21.

Bonds, Tracy and Brenda Bonds, Trumbull. Seller: Citimortgage Inc., O’Fallon, Mo. Property: 21 Twin Circle Drive, Trumbull. Amount: $308,000.

Filed Oct. 25.

Bot, Rose, Shelton. Seller: Brian Harris L.L.C., Shelton. Property: 490 Asbury Ridge Road, Shelton. Amount: $149,000. Filed Oct. 22.

Brethauer, Edward J., Yorktown Heights, N.Y. Seller: Donna and Thomas J. Wahlig, New Fairfield.

Property: 8 Squantz View Drive, New Fairfield. Amount: $449,000. Filed Oct. 24.

Brockwell, Sharon J. and Mark J. Brockwell, Westport. Seller: Linda and Jerome Clair, Westport. Property:11 Caccamo Lane Extension, Westport.

Amount: $1 million. Filed Oct. 22.

Bryant, Bernadette and Adrian Bryant, Bethel. Seller: Wells Fargo Bank N.A., Frederick, Md. Property: 4 Cross Hill Road, Bethel. Amount: $389,000.

Filed Oct. 25.

Bucci, Matthew R., Monroe. Seller: Catherine A Dunay, Trumbull. Property: 15 Walker Road, Trumbull.

Amount: $321,000. Filed Oct. 23.

Bucci, Susan M., Trumbull. Seller: Carolyn Raab, Stamford. Property: 62 Meadow Road, Trumbull. Amount: $344,000. Filed Oct. 23.

Butler, Felicia H., Trumbull. Seller: Barbara Ann and Frank J. Coscio, Trumbull. Property: 99 Roosevelt Drive, Trumbull. Amount: $399,000.

Filed Oct. 24.

Campolo, Tinamarie, Sandy Hook.

Seller: Dauti Construction L.L.C., Danbury. Property: 4 Ardi Court, Sandy Hook. Amount: $151,000. Filed Oct. 25.

Carbone, Judith N., Danbury. Seller: Marie N. Ghio, Bethel. Property: 17 Charcoal Ridge Road West, New Fairfield. Amount: $288,000. Filed Oct. 25.

Caruso, Meredith L. and Thomas C. Caruso, Stamford. Seller: Walter Witek, Stamford. Property: 140 Silver Hill Lane, Stamford. Amount: $497,000.

Filed Oct. 22.

FORECLOSURES Bolling, George. Creditor: Deutsche Bank National Trust, trustee, Pasadena, Calif. Property: 61 Pachaug Trail, Monroe. Mortgage default. Filed Oct. 16.

Caraballo, Linette.

Creditor: Deutsche Bank National Trust, trustee, Pasadena, Calif. Property: 122 Atlantic St., Bridgeport. Mortgage default. Filed Oct. 24.

Goncalves, Jose C. Creditor: Wells Fargo Bank N.A., Frederick, Md. Property: 247 Alice St., Bridgeport.

Mortgage default. Filed Oct. 24.

Harrington, Stella S. Creditor: Bridgeport Gateway Apartments Inc., Bridgeport. Property: 82 Alanson Road, Apt. 135, Bridgeport. Statutory lien. Filed Oct. 24.

Hernandez, Mileidy and Hector Hernandez. Creditor: The Bank of New York Mellon, trustee, West Palm Beach, Fla. Property: 4 Longview Court, Norwalk. Mortgage default. Filed Oct. 21.

Kriksciun, Cynthia M. (estate). Creditor: Federal National Mortgage Association, Eagan, Minn. Property: 41 Hidden Knolls Circle, Monroe. Mortgage default. Filed Oct. 21.

Lapaix, Rosanna and Juan Carlos Lapaix, et al. Creditor: HSBC Bank USA N.A., Mount Laurel, N.J. Property: 9 Sundance Road, Danbury. Mortgage default. Filed Oct. 22.

Luby, Wanda and Ronald Luby, et al. Creditor: Deutsche Bank National Trust, trustee, Pasadena, Calif. Property: 24 Vanguard St., Bridgeport. Mortgage default. Filed Oct. 24.

Martin, Heather C. a.k.a. Heather M. Brown (estate). Creditor: PNC Bank N.A., Miamisburg, Ohio. Property: 195 Goldenrod Ave., Bridgeport.

Mortgage default. Filed Oct. 24.

Nicasio, Adlin and Pedro Nicasio, et al. Creditor: Wells Fargo Bank N.A., San Antonio, Texas. Property: 47 Roosevelt Ave., Stamford. Mortgage default. Filed Oct. 25.

Pawlik, Anna and Daniel Pawlik, et al. Creditor: Chase Home Finance L.L.C., Jacksonville, Fla. Property: 17 Dale St., Unit 5, Stamford. Mortgage default. Filed Oct. 23.

Pettengill, Anita B., et al. Creditor: Ocwen Loan Servicing L.L.C., Washington, Pa. Property: Riverside Road, Newtown. Mortgage default. Filed Oct. 25.

Rapp, Angela R. and Jason M. Rapp.

Creditor: Deutsche Bank National Trust, trustee, Salt Lake City, Utah.

Property: 2 Deer Park Road, Danbury.

Mortgage default. Filed Oct. 24.

F A I R F I E L D

C O U N T Y

2013 Real Estate Award HONORING R O L A N D W. B E T T S , T O M A . B E R N S T E I N & DAV I D A . T E W K S B U RY O F

Wilson, Sonia M. and Mark Wilson, et al. Creditor: JPMorgan Chase Bank N.A., Jacksonville, Fla. Property: 70 Freeman Ave., Stratford. Mortgage default. Filed Oct. 24.

foRECLoSURES By SALE Howard, Sara K., Roxbury. Appointed Committee: Robert N. Talarico, Danbury. Property: 136 Deer Hill Ave., Unit 302, Danbury. Amount: $50,000.

Docket no. DBD 12cv6008482S. Filed Oct. 21.

Nationstar Mortgage L.L.C., Lewisville, Texas. Appointed Committee: Robert T. Rosati, Property: 15 Wareham Place, Trumbull.

Amount: $324,625. Docket no. FBT 11cv6021302. Filed Oct. 22.

The Secretary of Housing and Urban Development, Washington, D.C. Appointed Committee: Annette C. Lawrence, Property: 356 Newtown Ave., Norwalk. Amount: $372,941.55.

Docket no. FST 12cv6014895S. Filed Oct. 24.

JUDGMENTS A&J Farm Stand L.L.C.,; Melissa and Albert Cuseo III, Westport. $122,565.29, in favor of Connecticut Community Bank N.A., by Alena C. Gfeller and Eric B. Miller, Hartford.

Property: 1680 Post Road East, Westport. Filed Oct. 23.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 11, 2013 31

on the record Belbaita, Shane, Norwalk. $2,542.49, in favor of Cach L.L.C., Denver, Colo.,

by Joseph M. Tobin, New Haven.

Property: 4 to 6 Union Ave., Apt. 38, Norwalk. Filed Oct. 18.

Cusack, Judith, Danbury. $2,418.05, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury.

Property: 31 Pond Crest Road, Danbury. Filed Oct. 21.

Moore, Orlando, Bridgeport. $552.80, in favor of Bridgeport Radiology Associates, Bridgeport, by Jeffrey T. Schuyler, New Britain. Property: 56 Nutmeg Circle, Bridgeport. Filed Oct. 22.

Schnaufer, Frederick J., Stratford. $1,814, in favor of Bridgeport Radiology Associates, Bridgeport, by Jeffrey T. Schuyler, New Britain. Property: 40 Yale St., Stratford. Filed Oct. 25.

Bramwell, Miriam, Bridgeport. $5,068.92, in favor of Portfolio Recovery Associates L.L.C., Norfolk, Va., by Joseph M. Tobin, New Haven. Property: 389 Priscilla St., Bridgeport. Filed Oct. 22.

Dickinson, Mark, Danbury. $1,144.14, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 45 Pocono Lane, Unit 45, Danbury. Filed Oct. 23.

Ollivierre, Andrea, Stratford. $9,984.28, in favor of Merritt FCU, Wilton, by John R. Fiore, Norwalk.

Property: 193 Bruce Ave., Stratford.

Filed Oct. 22.

Schulze, William Jr., Brookfield. $3,086, in favor of Danbury Hospital, Bethel, by Robert E. Johnson, East Hartford. Property: 16 Alexander Drive, Brookfield. Filed Oct. 25.

Felizardo, Anne K. and Michael Felizardo, Danbury. $16,512.13, in favor of Sikorsky Financial Credit Union Inc., Stratford, by Richard Terry, Hamden. Property: 31 Purcell Drive West, Danbury. Filed Oct. 24.

Palmer, Mary V. a.k.a. Mary V. Schaefer, Bethel. $1,711.01, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 45 Bethpage Drive, Bethel. Filed Oct. 22.

Shelton, Amy L., Monroe. $6,845.92, in favor of Discover Bank, New Albany, Ohio, by Julie B. Solomon, Albany, N.Y. Property: 2 Hurd Ave., Monroe.

Filed Oct. 18.

Perez, Holanda, Danbury. $568.05, in favor of Danbury Emergency Services, Danbury, by Robert L. Peat, Danbury.

Property: 26 Jackson Drive, Danbury.

Filed Oct. 23.

Streater, Maxine A., Bridgeport. $4,626.01, in favor of Cach L.L.C., Denver, Colo., by Joseph M. Tobin, New Haven. Property: 540 W. Jackson Ave., Bridgeport. Filed Oct. 22.

Picard, Pierre G., Danbury. $969.75, in favor of Danbury Emergency Services, Danbury, by Robert L. Peat, Danbury. Property: 4 Grammer School Drive, Danbury. Filed Oct. 21.

Stuart, Kirsten Lenore and Ryan R. Stuart, Danbury. $17,408.68, in favor of Connecticut Light and Power Co., Berlin, by Alexander G. Snyder, Waterbury. Property: 134 S. King St., Danbury. Filed Oct. 21.

Butera, Jeanette, Danbury. $1,029.75, in favor of Danbury Emergency Services, Danbury, by Robert L. Peat, Danbury. Property: 16 Hawley Road Extension, Danbury. Filed Oct. 21.

Calda, Maria, Bridgeport. $594, in favor of Bridgeport Radiology Associates, Bridgeport, by Jeffrey T. Schuyler, New Britain. Property: 2 Fairview Avenue Extension, Bridgeport. Filed Oct. 22.

Fortunato, Claudia, Bethel. $1,467.60, in favor of Western Connecticut Medical Group, Danbury, by Robert L. Peat, Danbury. Property: 25 Topstone Drive, Bethel. Filed Oct. 23.

Campos, Regina, Bridgeport. $533, in favor of Bridgeport Radiology Associates, Bridgeport, by Jeffrey T. Schuyler, New Britain. Property: 350 Amsterdam Ave., Bridgeport. Filed Oct. 22.

Giddiens, Victoria S., Bridgeport. $25,834.49, in favor of Cavalry SPV I L.L.C., Valhalla, N.Y., by Nathan G. Johnson, Pawtucket, R.I. Property: 242 Goddard Ave., Bridgeport. Filed Oct. 24.

Catro-Pelaez, Fausto S., Bridgeport. $544, in favor of Bridgeport Radiology Associates, Bridgeport, by Jeffrey T. Schuyler, New Britain. Property: 95 Hazelwood Ave., Bridgeport. Filed Oct. 22.

Champagne, Scott, Monroe. $11,813.03, in favor of Connecticut Light and Power Co., Berlin, by C. Scott Schwefel, Farmington. Property: 324 Stanley Road, Monroe. Filed Oct. 18.

Choothesa, Thomas, Bridgeport. $13,487.94, in favor of Citibank N.A., Sioux Falls, S.D., by Christopher T. Moylan, East Hartford. Property: 350 Eckart St., Bridgeport. Filed Oct. 24.

Clemons, Vivian a.k.a. Vivian Colden and Frederick J. Colden, Danbury. $511.17, in favor of Western Connecticut Medical Group, Danbury, by Robert L. Peat, Danbury. Property: 23 Hickory St., Danbury. Filed Oct. 23.

Gould, Barbara, Brookfield. $422.05, in favor of Danbury Hospital Dental Service, Danbury, by Robert L. Peat, Danbury. Property: 40 Homestead Lane, Brookfield. Filed Oct. 23.

Guerriero, Angela M. and Joseph Guerriero, Bethel. $1,118.03, in favor of Western Connecticut Medical Group, Danbury, by Robert L. Peat, Danbury. Property: 31 Ridgedale Road, Bethel. Filed Oct. 25.

Hamilton, Leslie, Danbury. $668.73, in favor of Danbury Emergency Services, Danbury, by Robert L. Peat, Danbury. Property: 8 Crestwood Drive, Danbury. Filed Oct. 21.

Iovino, Linda and Anthony Iovino, New Fairfield. $625.51, in favor of Western Connecticut Medical Group, Danbury, by Robert L. Peat, Danbury.

Property: 7 Frisbie St., New Fairfield.

Filed Oct. 23.

Coleman, Rennelva, Bridgeport. $611, in favor of Bridgeport Radiology Associates, Bridgeport, by Jeffrey T. Schuyler, New Britain. Property: 698 Huntington Road, Bridgeport. Filed Oct. 24.

Jarvis, Sandra and Steve Jarvis, Newtown. $430.10, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 55 Farrell Road, Newtown. Filed Oct. 23.

Conklin, George F., Danbury. $2,209.55, in favor of Western Connecticut Medical Group, Danbury, by Robert L. Peat, Danbury. Property: 7B Crown St., Danbury. Filed Oct. 23.

Landa, Louise, Easton. $887.90, in favor of Bridgeport Anesthesia, Stratford, by Karen E. Lahey, Waterbury.

Property: 849 Black Rock Road, Easton. Filed Oct. 21.

Coppola, Dacia, Norwalk. $4,497.46, in favor of Midland Funding L.L.C., San Diego, Calif., by Robert E. Johnson, East Hartford. Property: 72 Grumman Ave., Norwalk. Filed Oct. 21.

Latimer Livingston, Nicole, Bridgeport. $454.29, in favor of Women’s Health Care of Trumbull, Trumbull,

by Robert L. Peat, Danbury. Property: 83 Woodmont Ave., Bridgeport. Filed Oct. 24.

Ramirez, Wanda, Bridgeport. $683, in favor of Bridgeport Radiology Associates, Bridgeport, by Jeffrey T. Schuyler, New Britain. Property: 659 William St., Second floor, Bridgeport. Filed Oct. 24.

Ramos, Efrain, Bridgeport. $322, in favor of Bridgeport Radiology Associates, Bridgeport, by Jeffrey T. Schuyler, New Britain. Property: 160 City View, Bridgeport. Filed Oct. 22.

Rendino, Erica A. and Anthony Rendino, Brookfield. $582.57, in favor of Western Connecticut Medical Group, Danbury, by Robert L. Peat, Danbury. Property: 11 Baldwin Hill Road, Brookfield. Filed Oct. 23.

Rivera, Richard, Redding. $485.33, in favor of Carluzzi’s Georgetown Market L.L.C., Bethel, by Robert L. Peat, Danbury. Property: 33 Old Stagecoach Road, Redding. Filed Oct. 23.

Roos, Linda L. and Mark K. Roos, Bethel. $2,575.10, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 6 Crestview Road, Bethel. Filed Oct. 22.

Rudolph, William, Monroe. $363,539, in favor of Marilyn and O. Elmo Quinn, Epping, N.H., by Thomas J. Drew, Westport. Property: 671 Elm St., Monroe. Filed Oct. 18.

Ruffell, Coralie, Danbury. $613.15, in favor of Danbury Emergency Services, Danbury, by Robert L. Peat, Danbury.

Property: 8 Beechwood Drive, Danbury. Filed Oct. 21.

32 Week of November 11, 2013 • Fairfield County Business Journal

Sullins, Dwayne D., Norwalk. $2,420.28, in favor of Northeast Alliance FCU, Bardonia, N.Y., by Philip H. Monogan, Waterbury. Property: 5 Harriet St., Norwalk. Filed Oct. 18.

LEASES Advance Stores Company Inc., Stamford, by Randall A. Young. Landlord: 955 East Main Street L.L.C., Stamford.

Property: 955 and 965 E. Main St., Stamford. Term: 15 years, commencing Aug. 5, 2013. Filed Oct. 21.

Global Tower Assets L.L.C., Boca Raton, Fla. Landlord: HPHV Direct L.L.C., New York City. Property: 208 Harbor Drive (Rooftop), Stamford.

Term: five years, commencing Aug. 26, 2013. Filed Oct. 25.

Grape Assets L.L.C., Shelton, by Michele Tesbir. Landlord: White Hills Shopping Center L.L.C., Shelton.

Property: 206 Leavenworth Road, Shelton. Term: not stated, commencing Oct. 22, 2013. Filed Oct. 22.

LIENS

FEDERAL TAX LIENSFILED Braswell, Gary, 20 Pulaski St., Norwalk. $17,378.98, CIVP. Filed Oct. 22.

Braswell, Kathy and Gary Braswell, 20 Pulaski St., Norwalk. $3,774.79, tax debt on income earned. Filed Oct. 22.

Taylor, Eleanor, Bridgeport. $11,671.57, in favor of Cavalry SPV I L.L.C., Valhalla, N.Y., by Nathan G. Johnson, Pawtucket, R.I. Property: 72 Manila St., Bridgeport. Filed Oct. 24.

Curcio, Rita E., 8 Huntington St., Apt. 333, Shelton. $36,211.83, tax debt on income earned. Filed Oct. 22.

Torres, Frances, Bridgeport. $2,343.70, in favor of Sikorsky Financial Credit Union Inc., Stratford, by Joseph M. Tobin, New Haven. Property: 430 Polk St., Bridgeport. Filed Oct. 22.

Dockery, Flynn P., P.O. Box 2153, Danbury. $36,096.31, tax debt on income earned. Filed Oct. 22.

Hat City Maintenance Inc., P.O. Box 4651, Danbury. $19,762.04, payroll taxes. Filed Oct. 22.

Tucker, Hattie, Danbury. $1,054.84, in favor of Danbury Hospital, Danbury,

by Robert L. Peat, Danbury. Property: 35 Harrison St., Danbury. Filed Oct. 23.

Lange, Elizabeth and Joshua B. Herbert, 2 Rocaton Road, Apt. 3D, Darien. $60,378.14, tax debt on income earned. Filed Oct. 23.

Turey, Thomas, Norwalk. $13 million, in favor of Rothsteintauber Inc., Stamford, by Mark T. Miller, Norwalk.

Property: 71 Aiken St., Norwalk. Filed Oct. 24.

Milchman, Laura and Marc Gallant, 182 W. Haviland Lane, Stamford. $31,028.50, tax debt on income earned. Filed Oct. 23.

Walker, Donna M., Bethel. $1,151, in favor of Danbury Hospital, Bethel, by Christopher T. Moylan, East Hartford.

Property: 7 Juniper Road, Bethel. Filed Oct. 25.

Quechua L.L.C., 21 N. Main St., Norwalk. $9,359.05, employer’s annual federal tax return for agricultural employees annual federal tax return. Filed Oct. 22.

Williams, Violet J., Bridgeport. $914, in favor of Bridgeport Radiology Associates, Bridgeport, by Jeffrey T. Schuyler, New Britain. Property: 120 Hollister Ave., Bridgeport. Filed Oct. 22.

FEDERAL TAX LIENSRELEASED

Wilson, Dawn and Pristine McClain, Danbury. $1,001.45, in favor of Danbury Emergency Services, Danbury, by Robert L. Peat, Danbury. Property: 33 Wooster Heights Road, Danbury. Filed Oct. 21.

Bae, Julie W. and Julius A. Liu, 16 Woodley Road, Stamford. $135,632.15, tax debt on income earned. Filed Oct. 23.

Cayer, Maurice A., 8 Buddington Park, Shelton. $55,646.08, tax debt on income earned. Filed Oct. 22.

Desouza, Debbie S., 130 Myrtle Ave., Apt. F, Stamford. $12,663.92, tax debt on income earned. Filed Oct. 23.

Desouza, Debbie S., 130 Myrtle Ave., Apt. F, Stamford. $12,032.67, tax debt on income earned. Filed Oct. 23.

Drews, Lori and Kevin V. Garvin, 6 Cricklewood Lane, Norwalk. $5,082.29, tax debt on income earned.

Filed Oct. 22.

Dupree, James E., 178 Connecticut Ave., Stamford. $7,100.37, tax debt on income earned. Filed Oct. 23.

Esposito, Lori and Ray Esposito, 88 Silver Hill Road, Easton. $136,378.34, tax debt on income earned. Filed Oct. 21.

First Portuguese Speaking Baptist Church, 234 Main St., Danbury. $5,996.58, payroll taxes. Filed Oct. 22.

Hawkeye Press Inc., 8 Day St., Norwalk. $20,255.60, payroll taxes. Filed Oct. 22.

Herrera, Fernando A., 15 McClean Ave., Stamford. $6,065.08, tax debt on income earned. Filed Oct. 23.

John A Gach Jewelers Inc., 470 Monroe Turnpike, Monroe. $49,384.43, payroll taxes. Filed Oct. 22.

Mallozzi, Janice and Angelo Mallozzi, 93 Comstock Hill Ave., Norwalk. $43,444.68, tax debt on income earned. Filed Oct. 22.

Sambrook, Frank J., 19 Keron Drive, Shelton. $11,465.66, tax debt on income earned. Filed Oct. 22.

Teleteria Inc., 268 Jelliff Mill Road, New Canaan. $36,832.79, payroll taxes.

Filed Oct. 22.

Tung, Diane and John Tung, 29 Old Logging Road, Stamford. $329,390.07, tax debt on income earned. Filed Oct. 23.

Walmsley, R. Burchard, 105 Houston Terrace, Stamford. $19,208.56, tax debt on income earned. Filed Oct. 23.

FEDERAL TAX LIENSPARTIAL RELEASE Dickinson, Amy, only, 246 Berkshire Road, Sandy Hook. $11,913.28, tax debt on income earned. Filed Oct. 22.

on the record Dickinson, Amy, only, 246 Berkshire Road, Sandy Hook. $25,490.89, tax debt on income earned. Filed Oct. 22.

Dickinson, Amy only, 246 Berkshire Road, Sandy Hook. $48,743.26, tax debt on income earned. Filed Oct. 22.

MECHANIC’S LIENSFILED 43 Monroe Turnpike L.L.C., Trumbull. Filed by Summers Group Inc. and Rexel CLS, Hartford, by James Quaintance. Property: 51 Monroe Turnpike, Trumbull. Amount: $21,866.99. Filed Oct. 15.

Corpuz, Janinah and Carleto Rimando Corpuz Jr., et al., Stratford. Filed by Milford Stone L.L.C., Milford, Nebojsa Mrvic. Property: 80 Evergreen Drive, Stratford. Amount: $2,800. Filed Oct. 24.

Decarlo, Angela, Stamford. Filed by Sandoval Pool Service, Stamford, by Paul S. Nakian, Stamford. Property: 27 Hoyclo Road, Stamford. Amount: $835.38. Filed Oct. 22.

Furey, April M. and Thomas J. Furey, Danbury. Filed by Cas Construction Company Inc., Berlin, by William Coons Jr. Property: 4 Lake Drive, Danbury. Amount: $48,406. Filed Oct. 21.

MECHANIC’S LIENSRELEASED Tocci Building Corp., Woburn, Mass., Woburn, Mass. Filed by Tradesmen International L.L.C., Macedonia, Ohio, by Maria C. Baker. Property: 1055 Stratford Ave., Stratford.

Amount: $81,891.50. Filed Oct. 22.

LIS PENDENS

Armstrong, Elizabeth and Charles E. Armstrong, et al., Danbury. Filed by Paul Lewis Otzel, Milford, for Nationstar Mortgage L.L.C., Lewisville, Texas.

Property: 11 Butternut Lane, Danbury.

Action: to foreclose a delinquent mortgage in the original principal amount of $185,000 dated March 2006. Filed Oct. 21.

Buzzeo, Wendy T. and Jesse C. Buzzeo, et al., Brookfield. Filed by James W. Donohue, Farmington, for U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 10 Trailing Ridge Road, Brookfield. Action: to foreclose a delinquent mortgage in the original principal amount of $490,000 dated October 2005. Filed Oct. 23.

Barkley, Tanya, et al., Bridgeport.

Filed by Joshua Pedreira, Hartford, for PNC Bank N.A., Pittsburgh, Pa. Property: 137 Pond St., Bridgeport. Action: to foreclose a delinquent mortgage.

Filed Oct. 24.

Cabral, Diana G. and Joseph Cabral, Monroe. Filed by Jeffrey M. Knickerbocker, Hartford, in favor of Wells Fargo Bank N.A., Frederick, Md. Property: 32 Cold Spring Road, Monroe. Action: to foreclose a delinquent mortgage in the original principal amount of $200,000 dated April 2006.

Filed Oct. 22.

Bartlett, Jason, et al., Bethel. Filed

by Kristen Boyle, Hartford, for Wells Fargo Bank N.A., Frederick, Md. Property: 14 Highview Terrace, Bethel.

Action: to foreclose a delinquent mortgage in the original principal amount of $215,000 dated January 2003. Filed Oct. 23.

Begetis, Georgios S., et al., Stamford. Filed by James W. Donohue, Farmington, for Green Tree Servicing L.L.C., Rapid City, S.D. Property: 32 Bungalow Park, Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $368,000 dated July 2007. Filed Oct. 22.

Bissonnette, Joann, et al., Newtown.

Filed by James W. Donohue, Farmington, for Ocwen Loan Servicing L.L.C., West Palm Beach, Fla. Property: 15 Bonnie Brae Drive, Newtown. Action: to foreclose a delinquent mortgage in the original principal amount of $342,903 dated February 2009. Filed Oct. 22.

Black, Monica, et al., Bridgeport. Filed

by James W. Donohue, Farmington, for The Bank of New York Mellon, trustee, New York City. Property: 184 Huntington Turnpike, Unit 4, Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $195,000 dated September 2006. Filed Oct. 24.

898 L.L.C., et al., Stamford. Filed by John P. Regan, Stamford, for the city of Stamford. Property: 898 Summer St., Stamford. Action: to foreclose a tax lien held by the plaintiff against real property. Filed Oct. 22.

Boehm, Gregory, et al., Stamford.

Filed by John P. Regan, Stamford, for the city of Stamford. Property: 73 Harbor Drive, Unit 403 and 57 Harbor Drive, Unit 403A, Stamford. Action: to foreclose on unpaid tax liens. Filed Oct. 21.

Ahmad, Manzoor, Stamford. Filed by Kristen Boyle, Hartford, for JPMorgan Chase Bank N.A., Columbus, Ohio.

Property: 61 Culloden Road, Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $417,000 dated October 2006. Filed Oct. 24.

Buatta, Marietta, et al., Bridgeport.

Filed by Amanda Tiernan, West Warwick, R.I, for Deutsche Bank Trust Co., New York City. Property: 373 Taft Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $134,000 dated August 2005. Filed Oct. 22.

Araja, Luis A., et al., Bridgeport. Filed

by Michael D. Reiner, Farmington, for CT Tax Liens 4 L.L.C., Bridgeport. Property: 135 Washington Ave., Bridgeport. Action: to foreclose on tax liens. Filed Oct. 22.

Butera, Jeanette and James Conly, Danbury. Filed by James W. Donohue, Farmington, for Wells Fargo Bank N.A., Frederick, Md. Property: 16 Hawley Road Extension, Danbury. Action: to foreclose a delinquent mortgage in the original principal amount of $348,616 dated June 2009. Filed Oct. 22.

Cardone, Anthony, et al., Danbury.

Filed by Jo-Ann Sensale, Farmington, for JPMorgan Chase Bank N.A., Columbus, Ohio. Property: 73 to 79 Park Ave., Unit 405, Danbury. Action: to foreclose a delinquent mortgage in the original principal amount of $90,000 dated January 2004. Filed Oct. 21.

Chavez, Karen A. and Jannina D. and Jorge X. Chavez, et al., Stamford.

Filed by Amanda Tiernan, West Warwick, R.I, for U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 11 Hallmark Place, Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $387,500 dated June 2006. Filed Oct. 21.

Cherry, Marie E. and Clarence E. Cherry Jr., Danbury. Filed by James W. Donohue, Farmington, for Federal National Mortgage Association, Washington, D.C. Property: 13 Pond Ridge Road, Danbury. Action: to foreclose a delinquent mortgage in the original principal amount of $355,500 dated August 2006. Filed Oct. 24.

Cimino, Gertrude and Richard Cimino, et al., Bridgeport. Filed by Juda J. Epstein, Bridgeport, for Benchmark Municipal Tax Services Ltd., Bridgeport. Property: 160 Fairfield Ave., Bridgeport. Action: to foreclose on tax liens. Filed Oct. 24.

Creel, Uyen Ly Ho and Ira O. Creel, et al., Bridgeport. Filed by Gerald A. Gordon, Hartford, for Connecticut Housing Financial Authority, Bridgeport.

Property: 274 Benham Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $167,373 dated July 2007.

Filed Oct. 22.

Cuarenta, Corrina, et al., Bridgeport.

Filed by Jeffrey M. Knickerbocker, Hartford, for PHH Mortgage Corp., Mount Laurel, N.J. Property: 78 Haddon St., Unit 99, Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $55,000 dated April 2003. Filed Oct. 22.

Diberardino, Walter, Trumbull.

Filed by Marisa M. Engel, Milford, for Nationstar Mortgage L.L.C., Lewisville, Texas. Property: 41 Elliott Road, Trumbull. Action: to foreclose a delinquent mortgage in the original principal amount of $475,000 dated November 2006. Filed Oct. 22.

Garcia, Maria O., et al., Stamford.

Filed by Christopher R. Thompson, Farmington, for Wells Fargo Bank N.A., Frederick, Md. Property: 28 Four Brooks Road, Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $559,200 dated September 2005. Filed Oct. 22.

Klages, Megan M. and John R. Klages, Monroe. Filed by Valerie A. Finney, Farmington, for Deutsche Bank Trust Co., New York City. Property: 86 Blanket Meadow Road, Monroe. Action: to foreclose a delinquent mortgage in the original principal amount of $676,000 dated November 2006. Filed Oct. 18.

Donohue, Kimberly W. and Devin C. Donohue, Fairfield. Filed by Kristen Boyle, Hartford, for JPMorgan Chase Bank N.A., Columbus, Ohio.

Property: 114 Rosemere Ave., Fairfield.

Action: to foreclose a delinquent mortgage in the original principal amount of $320,000 dated September 2003.

Filed Oct. 16.

Gause, Donna M., et al., Brookfield.

Filed by Anna Gersham, Armonk, N.Y., for The Bank of New York Mellon, trustee, New York City. Property: 9 Birch Road, Brookfield. Action: to foreclose a delinquent mortgage in the original principal amount of $256,226.46 dated November 2006.

Filed Oct. 21.

Koziol, Marzenna and Marek Koziol, et al., Stamford. Filed by Valerie A. Finney, Farmington, for JPMorgan Chase Bank N.A., Columbus, Ohio.

Property: 152 Weed Hill Ave., Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $417,000 dated September 2007. Filed Oct. 23.

Dorsey, Katrina and Michael Dorsey, et al., Stamford. Filed by Matthew B. Woods, Norwalk, for Hudson City Savings Bank, Yonkers, N.Y. Property: 233 Davenport Drive, Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $860,000 dated August 2004. Filed Oct. 25.

Geneus, Marie A., Bridgeport. Filed

by Michael D. Reiner, Farmington, for CT Tax Liens 4 L.L.C., Bridgeport.

Property: 231 Ogden St., Bridgeport.

Action: to foreclose on tax liens. Filed Oct. 22.

Labbadia, Barbara and Richard Labbadia, Norwalk. Filed by Sonja J. Straub, Farmington, for Citibank N.A., Sioux Falls S.D. Property: 2 Frank St., Norwalk. Action: to foreclose a delinquent mortgage in the original principal amount of $335,000 dated December 2002. Filed Oct. 18.

Ernest, John V., et al., Bridgeport.

Filed by Joshua Pedreira, Hartford, for Federal National Mortgage Association, Washington, D.C. Property: 1554 Capitol Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $164,000 dated February 2007. Filed Oct. 22.

Espinoza, Oswaldo, et al., Bridgeport.

Filed by Juda J. Epstein, Bridgeport, for Bridgeport City of WPCA. Property: 784 Noble Ave., Bridgeport. Action: to foreclose on sewer use liens. Filed Oct. 24.

Fitzgerald, Kristen and Francis Fitsgerald, et al., Stratford. Filed by Christopher R. Thompson, Farmington, for Wells Fargo Bank N.A., Frederick, Md. Property: 205 Fifth Ave., Stratford.

Action: to foreclose a delinquent mortgage in the original principal amount of $157,500 dated April 2004. Filed Oct. 23.

Foster, Carrie T., et al., Bridgeport.

Filed by Joshua Pedreira, Hartford, for Beneficial Financial I Inc., Mettawa, Ill. Property: 161 Earl Ave., Bridgeport.

Action: to foreclose a delinquent mortgage in the original principal amount of $50,525 dated November 2003.

Filed Oct. 22.

Gagner, Doreen and Lawrence Gagner, et al., Trumbull. Filed by Christopher R. Thompson, Farmington, for Bank of America N.A., Charlotte, N.C. Property: 28 Twitchgrass Road, Trumbull. Action: to foreclose a delinquent mortgage in the original principal amount of $255,138 dated May 2009.

Filed Oct. 18.

Grant-Wright, Charmaine and Everton Wright, et al., Bridgeport.

Filed by Amy L. Harrison, Farmington, for U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 645 Sylvan Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $196,000 dated December 2006. Filed Oct. 22.

Guzman, Nereida and Evangelisto Guzman, et al., Bridgeport. Filed by Christopher R. Thompson, Farmington, for U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 82 Virginia Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $100,800 dated September 2005. Filed Oct. 22.

Hargrove, Fannie Keene, et al., Stratford. Filed by Kyle T. Auty, Milford, for the town of Stratford. Property: 52 Larkin Court, Stratford. Action: to foreclose a real estate lien. Filed Oct. 25.

Hart, Laura and Christopher Hart, et al., Fairfield. Filed by Gerald A. Gordon, Hartford, for Central Mortgage Co., Little Rock, Ariz. Property: 224 Castle Ave., Unit 224, Fairfield. Action: to foreclose a delinquent mortgage in the original principal amount of $368,900 dated February 2009. Filed Oct. 16.

Isaku, Mergim and Lulzime Isaku, et al., Stamford. Filed by Thomas P. Banas, Stamford, for Stamford Water Pollution Control Authority, Stamford.

Property: 52 Mitchell St., Stamford.

Action: to foreclose on unpaid sewer liens. Filed Oct. 22.

Kazaferi, Luisa and Vezir Kazaferi, et al., Trumbull. Filed by Amanda Tiernan, West Warwick, R.I, for Deutsche Bank Trust Co., New York City. Property: 45 Rollingwood Drive, Trumbull.

Action: to foreclose a delinquent mortgage in the original principal amount of $352,000 dated June 2005. Filed Oct. 16.

Lakis, Annabel and Guntars Lakis, et al., Bridgeport. Filed by Juda J. Epstein, Bridgeport, for Benchmark Municipal Tax Services Ltd., Bridgeport. Property: 54 Rusling Place, Bridgeport.

Action: to foreclose on tax liens. Filed Oct. 24.

Lasicki, Jerzy, et al., Stamford. Filed by Kristen Boyle, Hartford, for JPMorgan Chase Bank N.A., Columbus, Ohio.

Property: 84 Pinewood Road, Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $260,000 dated April 2003.

Filed Oct. 24.

Leonard, Victoria T., et al., Trumbull.

Filed by Kenneth J. Pollock, Hartford, for Nationstar Mortgage L.L.C., Lewisville, Texas. Property: 409 Dayton Road, Trumbull. Action: to foreclose a delinquent mortgage in the original principal amount of $625,500 dated November 2008. Filed Oct. 15.

Linver, Milosava M. and Mark L. Linver, et al., Weston. Filed by Thomas J. Welch, Shelton, for Webster Bank N.A., Waterbury. Property: 90 Birch Hill Road, Weston. Action: to foreclose a delinquent mortgage in the original principal amount of $650,000 dated February 2002. Filed Oct. 18.

Mallozzi, Mimma and Joseph O. Mallozzi, New Canaan. Filed by Amanda Tiernan, West Warwick, R.I., for OneWest Bank F.S.B., Pasadena, Calif. Property: 161 Adams Lane, New Canaan. Action: to foreclose a delinquent mortgage in the original principal amount of $1.4 million dated November 2006. Filed Oct. 21.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 11, 2013 33

on the record Mansfield, Eunice M., Danbury. Filed

by Sonja J. Straub, Farmington, for Wells Fargo Bank N.A., Frederick, Md. Property: 49 Hakim Street Extension, Danbury. Action: to foreclose a delinquent mortgage in the original principal amount of $183,005.18 dated November 2008. Filed Oct. 21.

Nelson, Jeannine A., et al., Bridgeport. Filed by Jessica L. Braus, Fairfield, for The Bank of New York Mellon, trustee, New York City. Property: 319 Pleasantview Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $82,000 dated June 2007. Filed Oct. 24.

Martinez, Eneida, Bridgeport. Filed

by Juda J. Epstein, Bridgeport, for Benchmark Municipal Tax Services Ltd., Bridgeport. Property: 819 Connecticut Ave., Apt. 2, Bridgeport. Action: to foreclose on sewer use liens.

Filed Oct. 24.

Niad Properties L.L.C., et al., Bridgeport. Filed by Juda J. Epstein, Bridgeport, for Benchmark Municipal Tax Services Ltd., Bridgeport. Property: 1413 to 1427 Stratford Ave., Bridgeport. Action: to foreclose on sewer use liens. Filed Oct. 24.

Martinez, Franselia B. and Belarmino Martinez, et al., Stratford. Filed by Sonja J. Straub, Farmington, for Green Tree Servicing L.L.C., Rapid City, S.D. Property: 1066 Wells Place, Stratford.

Action: to foreclose a delinquent mortgage in the original principal amount of $288,000 dated April 2006. Filed Oct. 23.

Njie, Fatou, et al., Norwalk. Filed by Kristen Haseney, Hartford, for Select Portfolio Servicing Inc., Salt Lake City, Utah. Property: 135 Flax Hill Raod, Unit 6B, Norwalk. Action: to foreclose a delinquent mortgage in the original principal amount of $133,600 dated June 2001. Filed Oct. 22.

Martino, Jean and Paul Spinelli, et al., Bridgeport. Filed by Juda J. Epstein, Bridgeport, for Benchmark Municipal Tax Services Ltd., Bridgeport. Property: 327 Ogden St., Bridgeport. Action: to foreclose on tax liens. Filed Oct. 24.

Matregrano, Lisa Ann, et al., Norwalk. Filed by Kristen Boyle, Hartford, for OneWest Bank F.S.B., Pasadena, Calif. Property: 137 W. Norwalk Road, Norwalk. Action: to foreclose a delinquent mortgage in the original principal amount of $469,342 dated October 2005. Filed Oct. 24.

Mezzo, Anthony R. (estate), et al., Stratford. Filed by Jennifer M. Jason, Hartford, for OneWest Bank F.S.B., Pasadena, Calif. Property: 436 Garibaldi Ave., Stratford. Action: to foreclose a delinquent mortgage in the original principal amount of $118,500 dated June 2002. Filed Oct. 24.

Minor, Latoya T. and Brian J. Minor, et al., Bridgeport. Filed by Juda J. Epstein, Bridgeport, for Benchmark Municipal Tax Services Ltd., Bridgeport. Property: 535 Maplewood Ave., Bridgeport. Action: to foreclose on tax liens. Filed Oct. 24.

Molinaro, Jennifer N., Danbury.

Filed by Sonja J. Straub, Farmington, for Federal National Mortgage Association, Washington, D.C. Property: 27 Crows Nest Lane, Unit 11R, Danbury.

Action: to foreclose a delinquent mortgage in the original principal amount of $242,000 dated December 2006.

Filed Oct. 23.

Myers, Dorothy L., et al., Bridgeport.

Filed by Sonja J. Straub, Farmington, for U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 25 Herkimer St., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $72,035 dated April 1997. Filed Oct. 22.

Oliveira Realty L.L.C., Bridgeport.

Filed by Michael D. Reiner, Farmington, for CT Tax Liens 4 L.L.C., Bridgeport. Property: 693 Central Ave., Bridgeport. Action: to foreclose on tax liens. Filed Oct. 22.

MORTGAGES

CoMMERCIAL 12 Precision Dancer L.L.C., Ridgefield, by Frank Ballatore. Lender: Union Savings Bank, Danbury. Property: 11 to 12 Precision Road, Unit 2, Danbury. Amount: $488,000. Filed Oct. 24.

28 to 30 Associates L.L.C., Manhasset, N.Y., by Wofsey, Rosen, Kweskin & Kuriansky L.L.P., Stamford. Lender: First County Bank, Stamford. Property: Darien. Property: 30 Old Kings Highway South, Darien. Amount: $3 million. Filed Oct. 24.

Newtown Volunteer Ambulance Association Inc., Newtown, Green and Gross P.C., Bridgeport. Lender: Newtown Savings Bank, Newtown.

Property: 46 Keating Farms Road, Newtown. Amount: $1.7 million. Filed Oct. 25.

Stamford Equity Partners L.L.C., Stamford, by McElroy, Deutsch, Mulvaney & Carpenter L.L.P., Hartford.

Lender: Savings Institute Bank & Trust Co., Wilmantic. Property: 1290 Summer and 189 Franklin streets, Stamford. Amount: $8.5 million.

Filed Oct. 25.

Stone Castle Investments L.L.C., Monroe, by Cohen and Wolf P.C., Bridgeport. Lender: Dave Colon, Monroe. Property: 1428 Monroe Turnpike, Monroe. Amount: $500,000. Filed Oct. 25.

CONSTRUCTION

Bankwell Investment Services, 208 Elm St., New Canaan 06840, c/o Bankwell Bank. Filed Oct. 23.

EG Events Decoration, 24 Hackett Circle South, Apt. 3, Stamford 06902, c/o Erika Giraldo. Filed Oct. 1.

Manks L.L.C., Stamford, by Mark A. Senerchia. Lender: First County Bank, Stamford. Property: Lot 10B, Map 14433, Stamford. Amount: $300,000.

Filed Oct. 24.

Beth Uniacke Books, 21 Hall Lane, Newtown 06470, c/o Elizabeth Uniacke. Filed Oct. 24.

Excellent DJ’s, 1375 Madison Ave., Bridgeport 06606, c/o Reynold Alabre.

Filed Oct. 18.

BLS L.L.C., 733 William St., Unit 2, Bridgeport 06608, c/o Lorna Williams, Sharon Lue and Reuben Burrowes.

Filed Oct. 23.

Fernanda’s Bridal, 220 Stillwater Ave., Stamford 06902, c/o Mariana Andrade. Filed Oct. 9.

Silent Grove L.L.C., Westport, by Niv Harizman. Lender: Savings Bank of Danbury, Property: 10 Silent Grove North, Westport. Amount: $863,000.

Filed Oct. 22.

NEW BUSINESSES 1 Republik, 7 Landmark Square, Stamford 06901, c/o 7 Landmark Rest Inc. Filed Oct. 22.

114 Broad Street L.L.C., 114 Broad St., Stamford 06901, c/o Alison Eng. Filed Oct. 17.

55 Whitmore Lane Co., 55 Whitmore Lane, Stamford 06902, c/o R. Kenneth Cosentino. Filed Oct. 24.

A Little Taste of Heaven, 259 Gregory St., Bridgeport 06604, c/o Anita Griffin and Marguerite Williams.

Filed Oct. 25.

A Touch of Color, 49 Morris St., Stamford 06906, c/o Daniel F. Iriarte.

Filed Oct. 10.

AAA Best Cleaning Service Co., 526 Fairfield Ave., Stamford 06902, c/o Roberto A. Perez. Filed Oct. 1.

Accent Window Pro, 3 Indian Spring Road, Danbury 06811, c/o Alan R. Davis Jr. Filed Oct. 25.

ACCINTX, 35 Grovers Ave., Bridgeport 06605, c/o Peter Catalan. Filed Oct. 23.

AG Graphics, 91 Surrey Road, Stamford 06903, c/o Nicholas Ritacco and Umile Ritacco. Filed Oct. 25.

Alfa Marketing, 151 Rock Spring Road, Stamford 06906, c/o Alfa Marketing. Filed Oct. 22.

Anthony Digiacomo Consulting, 43 Bon Air Ave., Stamford 06907, c/o Anthony DiGiacomo Jr. Filed Oct. 15.

Asbury Moulding & Millwork, 34 Piave St., Stamford 06902, c/o Michael and Tomas Simko. Filed Oct. 18.

Asociasio Solidaria San JacintoUSA, 154 Myrtle Ave., Apt. 8, Stamford 06902, c/o Luis Polo. Filed Oct. 1.

34 Week of November 11, 2013 • FairField County Business Journal

Blueprint Tax and Accounting, 19 Ludlow Road, Westport 06880, c/o Richard Eller. Filed Oct. 25.

Botanica San Miguel, 230 W. Main St., Unit 2, Stamford 06902, c/o William Lanfranco. Filed Oct. 11.

FGS Consignment, 4 Sandy Hill Terrace, Westport 06880, c/o Fredrick G. Stetzer. Filed Oct. 23.

Franklin Liquor, 99 North St., Stamford 06902, c/o Sheila Daly.

Filed Oct. 24.

Bow Tie Cinemas, 100 Quarry Road, Trumbull 06611, c/o BTC Trumbull L.L.C. Filed Oct. 21.

Got Tech? NRC -Tech, 91 Surrey Road, Stamford 06903, c/o Nicholas Ritacco and Umile Ritacco. Filed Oct. 25.

BTX Theatre, 100 Quarry Road, Trumbull 06611, c/o BTC Trumbull L.L.C. Filed Oct. 21.

Green Four Leaves Inc., 1124 E. Main St., Stamford 06901, c/o Xin Xu Guo. Filed Oct. 8.

Carolina’s Cleaning Services, 5 Mohegan Ave., Apt. 1, Stamford 06902, c/o Fany Carolina Zelaya. Filed Oct. 10.

Grooveutv, 119 Woodside Ave., Bridgeport 06606, c/o Oliver Grant.

Filed Oct. 17.

Center for Immigrant Development Inc., 159 Main St., Stamford 06901, c/o Fanel Merille and Claude Delva. Filed Oct. 3.

I Got This Inc., 69 Warren St., Stamford 06902, c/o Adrian Curtis. Filed Oct. 9.

Chase Kowalski Scholarship Fund d.b.a. CMAK Sandy Hook Memorial Foundation Inc., 6 Bennetts Bridge, Sandy Hook 06482, c/o Rebecca and Steve Kowalski and Michele Orzechowski. Filed Oct. 24.

City-Subs L.L.C., 50 Hamilton Ave., Stamford 06906, c/o John C. Ferrante.

Filed Oct. 10.

Conetzion, 81 Fairfield Ave., Apt. 2, Stamford 06902, c/o Filoberto Sandoval. Filed Oct. 11.

CT Carpet Cleaning, 41 Ocean Drive North, Stamford 06902, c/o Peter Fee. Filed Oct. 9.

D&M Auto Detailing, 371 Waynse St., Bridgeport 06606, c/o Denzil L. Hines.

Filed Oct. 17.

Daniella’s Painting, 70 Lockwood Ave., Stamford 06902, c/o Carlos J. Caceres. Filed Oct. 15.

DigitasLBI, 4 Stamford Plaza, 107 Elm St., Stamford 06902, c/o Digitas Inc. Filed Oct. 3.

Edwin Mojica (cleaning services), 150 Mulberry St., Stamford 06907, c/o Edwin Mojica. Filed Oct. 21.

Immediate Renovations, 44 Tremont Ave., Stamford 06906, c/o St. Louis Fils.

Filed Oct. 17.

PATENTS Calculation of correction factors for lead edge sensor measurement in duplex registration. Patent no.

8,571,460 issued to Joannes N. M. DeJong, Hopewell Junction, N.Y.; and Lloyd A. Williams, Mahopac, N.Y. Assigned to Xerox Corp., Norwalk.

Hyperspectral image reconstruction via a compressed sensing framework. Patent no. 8,570,442 issued to Lalit Keshav Mestha, Fairport, N.Y.; and Alvaro Enrique Gil, Rochester, N.Y. Assigned to Xerox Corp., Norwalk.

Image quality defect detection via sensor characterization and halftone dot classification. Patent no.

8,571,269 issued to Wencheng Wu, Webster, N.Y.; Beilei Xu, Penfield, N.Y.; and Edul N. Dalal, Webster, N.Y. Assigned to Xerox Corp., Norwalk.

Modifying color adjustment choices based on image characteristics in an image editing system. Patent no. 8,570,339 issued to Karen M. Braun, Fairport, N.Y.; Elizabeth D. Wayman, Ontario, N.Y.; Raja Bala, Pittsford, N.Y.; and Michael P. Kehoe, Rochester, N.Y. Assigned to Xerox Corp., Norwalk.

On-paper image quality metric using on-belt sensing. Patent no.

8,571,268 issued to Wencheng Wu, Webster, N.Y.; and Edul N. Dalal, Webster, N.Y. Assigned to Xerox Corp., Norwalk.

Optimal list-price mechanism design for multilevel device clickthrough in targeted print or electronic communication. Patent no.

8,571,920 issued to Haengju Lee, Webster, N.Y.; and Shanmuganathan Gnanasambandam, Victor, N.Y. Assigned to Xerox Corp., Norwalk.

Patterned conductive array and selfleveling epoxy. Patent no. 8,567,924 issued to Bradley J. Gerner, Penfield, N.Y.; Bryan R. Dolan, Rochester, N.Y.; John R. Andrews, Fairport, N.Y.; and Peter J. Nystrom, Webster, N.Y. Assigned to Xerox Corp., Norwalk.

Systems and methods for providing transferable item prices. Patent no. 8,571,943 issued to Jay S. Walker, Ridgefield; John M. Packes Jr., Hawthorne, N.Y.; Andrew P. Golden, New York City, N.Y.; Russell Pratt Sammon, Stamford; Timothy A. Palmer, Stamford; Terry E. Mayfield, Norwalk; and Peter Kim, Stamford. Assigned to Walker Digital Holdings L.L.C., Stamford.

Web/cloud hosted publish and subscribe service. Patent no. 8,570,568 issued to Donald M. Pangrazio III., LeRoy, N.Y. Assigned to Xerox Corp., Norwalk.

+THIS WEEK’S

ELECTRONIC RECORDS SECTION CONTAINS:

95 MORE RESIDENTIAL BUILDING PERMITS available on westfaironline.com.

130 MORE RESIDENTIAL DEEDS available on westfaironline.com.

30 MORE LIS PENDENS available on westfaironline.com.

60 MORE NEW BUSINESSES available on westfaironline.com.

Business ConneCtions Issues & PolIcIes

events

Workers’ Comp Insurance Rates to Rise

CBIA/Jackson Lewis Employment Law Conference

M

Leave Management Lessons

any employers in Connecticut will pay higher workers’ compensation insurance premiums starting Jan. 1, 2014.

The Connecticut Insurance Department last week approved proposed rates for policies purchased in the normal, or voluntary, market that increase by 3.2% overall; and rates for assigned risk policies that will rise by 5.7%.

Here’s how the rates break down by industry: Assigned Risk Market

Voluntary Market Manufacturing

+3.7%

Manufacturing

+6.2%

Contracting

+3.5%

Contracting

+6.0%

Office & Clerical

+2.5%

Office & Clerical

+5.0%

Goods & Services +2.3%

Goods & Services +4.7%

Costs for self-insured companies will likely increase as well, since their costs generally mirror those for insured businesses.

Miscellaneous

+5.2%

Miscellaneous

+7.7%

Overall

+3.2%

Overall

+5.7%

The rate changes were proposed by the National Council on Compensation Insurance Inc. (NCCI), which analyzes and recommends workers’ comp rates for insurers in more than 40 states.

Rates will take effect for policies as they are purchased or renewed on or after Jan. 1, 2014.  Read more at gov.cbia.com

envIronment

Sustainability’s Bottom Line

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an being a good steward of the environment be good for a company’s bottom line?

According to panelists at CBIA’s 198th Annual Meeting and Reception on Oct. 24, the answer is a resounding yes.

The panel discussion, “Sustainability’s New Bottom Line” was moderated by CBIA president and CEO John Rathgeber and included Dan Esty, commissioner of the state Department of Energy and Environmental Protection (DEEP); Beth Barton, a partner at Day Pitney LLP who helps her clients navigate the state’s regulatory system; and Don Droppo, Jr., president and CEO of Curtis Packaging in Sandy Hook.

Droppo’s company, said Esty, “is a model of how small businesses can benefit from this idea that [you don’t] have to have tension between energy and environment on one side, and economic success, job growth, and prosperity on the other.”

Droppo noted that a while back, he realized that his firm—a fiber-based operation—wasn’t handling the waste generated by its manufacturing processes in the most efficient way possible.

“We thought we were doing a good job at waste management,” he said.

Today, Curtis Packaging sends no waste to landfills and sells 98% of its waste materials to recyclers and others for reprocessing.

“We used to earn around $4,000 or $5,000 a month in what we used to call waste but now call ‘post-production assets,’” quipped Droppo.

“We now have reached about $35,000 a month, and that is absolute bottom line…new-found money for just doing the right thing.”

The panel discussion also focused on the regulatory improvements undertaken by DEEP and the benefits that have accrued to businesses as a result.

“One of the things I’ve been committed to doing…was to really break down the suggestion that environmental success has to come at the price of economic progress or vice versa,” said Esty.

“We try to think very hard about the competitiveness of Connecticut businesses every single day. And that’s meant things like 60 different lean teams taking apart all 26 of [DEEP’s] permanent programs… and rebuilding them for speed, efficiency, and reduced regulatory burden.”

One key outcome, said Esty, is that his department has reduced the time it takes to issue permits by 75%, a point that drew loud applause from the more than 500 business leaders and state officials in attendance.

“We now have 90%-plus of our permits out the door in 60 days or fewer,” the commissioner noted.  Read more at gov.cbia.com

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his conference will cover key employee leave issues, offer realistic strategies for addressing leave situations, and help you avoid management paralysis when deciding how to keep a worker healthy and at work—and your company out of court.

Topics  Is Attendance an Essential Job Function? Enforceability of no-fault attendance programs; excusing absences as a reasonable accommodation; creative approaches to managing intermittent leave; investigating absences when fraud is suspected.  Reasonable Accommodation Developments. Managing requests for a change of hours or shift, a fixed shift, to work fewer hours, to be excused from overtime, to not rotate through job assignments, and to transfer to a different location.  Pregnancy Leave in Connecticut.

Compliance with federal and state laws when managing pregnancy leaves in Connecticut, including the amount of leave an employer must provide, light duty issues, part-time schedules, and return-to-work issues.  Wellness Programs, ACA, HIPAA, GINA, and Workplace Privacy. How wellness initiatives and the increasing involvement of employers in their employees’ personal lives may affect the terms and conditions of employment.

Each attendee will receive an electronic copy of 100 Lessons in Disability Leave Law, a Jackson Lewis publication.

Date

Scan to RegiSteR!

Tuesday, Dec. 10, 2013

Time 8:30 am–3:45 pm Place Hartford Marriott Farmington 15 Farm Springs Rd., Farmington Cost

CBIA members, $180; nonmembers, $210

 Register at cbia.com/events

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 11, 2013 35

In an Ideal World, I Would Have Completed My Degree.

Welcome to My Ideal World.

IDEAL is an accelerated adult degree completion program. Designed for working adults, courses meet once a week and are offered nights, weekends and online. Enroll today, classes start every five weeks.

JOIN US! IDEAL Information Sessions Wednesday, November 13, 6pm to 7pm Wednesday, December 11, 6pm to 7pm The Information Sessions will be held at each of our three convenient locations: Bridgeport, Stamford and Waterbury.

IDEAL Degree Programs: • Business Administration • General Studies: Business Concentration • General Studies: Social Science Concentration • Human Services • Human Services and Psychology (Double Major) • Psychology

Register online: bridgeport.edu/ideal or call to learn more: 203.576.4800

Certificate Programs • Criminal Justice • Gerontology • Human Resource Management

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