Fairfield County Business Journal 11/12/2012 Issue by Westfair Business Journal

FAIRFIELD COUNTY

BUSINESS JOURNAL

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November 12, 2012 | VOL. 48, No. 46

STATE bleeds blue

First Five pioneer to cut state workforce BY PATRICK GALLAGHER

pgallagher@westfairinc.com Global health care giant Cigna Corp., the first company to be introduced into the state’s First Five initiative, is retrenching in Connecticut as part of a 4 percent global workforce reduction. Bloomfield-based Cigna is cutting approximately 1,300 employees, including 200 in Connecticut, as part of a global “realignment and efficiency plan” detailed during the company’s third quarter earnings release conference call Nov. 1. The disclosure came as Cigna reported stronger-than-expected third quarter revenues and earnings, with the company raising

Dems sweep senate, congressional races

All hands on deck

BY PATRICK GALLAGHER

First Five, page 2

FCBJ TODAY Deficit likely as Medicaid spending $100 million over budget ... 3 Official: Sandy sharpens need for investment in energy infrastructure ... 5 Fairfield County Young Professionals Network seeks to gain traction ... 7 Data Centers offer continuity as businesses weather Sandy’s aftermath ... 8 Also … Can Congress change its tone and get down to business? ... 4

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pgallagher@westfairinc.com emocrats swept Connecticut’s senate and congressional races as both parties defended their turf on Election Day, leaving the makeup of the federal and state government largely unchanged after an estimated $6 billion in cumulative campaign spending. President Barack Obama defeated Mitt Romney to win re-election with 50 percent of the popular vote and at least 303 electoral votes pending results in Florida, sweeping nearly all of the swing states seen as being critical to a Romney presidency. “Democracy in a nation of 300 million can be noisy and messy and complicated,” Obama said, calling for unity as he took the stage in Chicago at about 1:30 a.m. EST. “As it has for more than two centuries, progress will come in fits and starts. … By itself, the recognition that we have common hopes and dreams won’t end all the gridlock or solve all our problems or substitute for the painstaking work of building consensus and making the difficult compromises needed to move this country forward. But that common bond is where we must begin.” As polls closed on the East Coast Nov. 6, the contest between Rep. Chris Murphy, a Democrat, and Republican challenger Linda McMahon for the seat being vacated by Sen. Joe Lieberman was among the first races to

Utilities team with FEMA, Air Force to restart businesses BY PATRICK GALLAGHER

pgallagher@westfairinc.com Pomodoro Pizzeria & Pasta on East Putnam Avenue in Riverside, like hundreds of other businesses lining Route 1 in Fairfield County, was not spared the brunt of Hurricane Sandy’s wrath. But because owner Mark Mazzota had rented a portable generating unit prior to the storm’s arrival, the restaurant was

able to remain open almost uninterrupted despite power outages that swept through the coastal areas. “We were fortunate enough to stay open,” Mazzota said, adding that the restaurant saw about triple its normal sales volume throughout the week. “Virtually every restaurant was closed at one point in Greenwich. Here, there were lines out Hands, page 6

Help for small business

State, page 6

Ready to grow

After soft launch, Stamford incubator ready to grow startups BY JENNIFER BISSELL

jbissell@westfairinc.com

fter operating on an informal basis for the past year, the Stamford Innovation Center is now officially open for business. The startup incubator has already helped jumpstart more than a dozen businesses through its collaborative workspace. But now that renovations within the historic Old Town Hall in Stamford are complete, the center is ready to take off. It’s also ready to start charging rent. “Our area is full of entrepreneurial talent,” said Peter Propp, the Innovation Center’s vice president of marketing. “We need to get them out of the woodwork and let them know we’re here and that there’s a community of mentors and investors to grow their business.” While renovations were under construction, startups were able to take advantage of

free rent within the center’s workspace. The trial run was also an opportunity for the incubator to cement its business plan and learn from the businesses it worked with. “It was great to have people in the center and get to know them and understand their needs,” Propp said. “It was really rewarding.” Now the Innovation Center will be charging a base fee of $300 a month to use its workspace, which has seating for up to a total of 80 full-time employees. The center is also funded through sponsors such as Pitney Bowes, Sikorsky and smaller professional firms. The center started with a significant loan from the Department of Economic and Community Development (DECD). More than five years ago the city of Stamford had done an extensive renovation of the 105-year-old town hall, but had left some of its office space incomplete to accommodate custom-fit needs of future tenants. Renovations complete, the Innovation Center offers 16,000 square feet of co-work-

Gov. Dannel P. Malloy, with Lt. Gov. Nancy Wyman and Cigna Corp. CEO David Cordani, at a July 2011 ceremony that marked the creation of the First Five program, with Cigna named as the first participating company. Photo courtesy of the governor’s office.

FIRST FIVE — From page 1

its full year 2012 earnings outlook to between $5.70 and $5.90 a share from an August forecast of between $5.25 and $5.60 a share. Even with the layoffs, Cigna is still on track to deliver on its pledge of creating at least 200 net new jobs in Connecticut between July 2011 and mid-2013, said Catherine Smith, commissioner of the state Department of Economic and Community Development (DECD). “When Cigna signed up for the First Five program they promised they would grow at least 200 jobs by the middle of 2013, and we have been assured that they will ... easily make the 200,” Smith said. The layoffs began within Cigna’s European operations during the third quarter, while most cuts occurring within the company’s U.S. units will take place from the fourth quarter through the second quarter of 2013, a Cigna spokesman said. About one quarter of the layoffs will affect

Cigna’s non-U.K. European operations, with the remainder spread between the company’s U.S. units and other international markets. CEO David Cordani said during the Nov. 1 conference call that Cigna does not take the layoffs lightly, adding that the company has expanded its workforce by about 17 percent over the past few years. Cordani described the cuts as “small bouts of actions across the franchise where we’re getting tighter alignment.” Cigna employs about 35,000 people worldwide, up from 30,000 in 2009. The company currently employs 4,000 people in Connecticut. The 200 layoffs impacting Connecticut employees will affect Cigna’s Bloomfield headquarters and other operations across the state, said spokesman Jon Sandberg. “They’re small actions in all departments throughout the company,” Sandberg said. Cigna reported it took a $50 million after-tax charge related to the layoffs and restructuring efforts during the third quarter. The adjustments are expected to reduce annual operating expenses by about $60 mil-

2 Week of November 12, 2012 • Fairfield County Business Journal

ing, meeting and event space. The organization is designed to give entrepreneurs resources such as office space, educational offerings and access to capital for support and development. Studies have shown that most job growth comes from expanding young companies, so the center aims to gives startups access to mentors, advisers and investors. Nearly 2,000 people have already gone to events, classes and workshops held by the incubator within its first year. “The need for this in this economy, and day and age, is obvious,” said Barry Schwimmer, founder of the Innovation Center. Stamford was recently named by Gov. Dannel P. Malloy as one of four hubs comprising the Connecticut Innovation Ecosystem. In a partnership with the quasi-governmental Connecticut Innovations and DECD, each hub within the ecosystem will offer

different but coordinated programs to help startups succeed and thrive. Hubs have also been designated in Hartford, New Haven and Storrs. The Stamford hub will be jointly overseen by the Innovation Center and the Business Council of Fairfield County. The Innovation Ecosystem is being funded through a $5 million state grant that will be divided among the four hubs. After founding two companies and more than 25 years of experience in private equity, Schwimmer said the center is the first project in memory that he’s worked on where everyone he comes in contact with asks, “How can I help?” Working with both private companies and the state, Schwimmer said many business leaders have been actively supportive of the group, hoping it will succeed. “We see tremendous resources and interest,” he said. “We’re very happy to open our doors.”

lion after taxes, the company said. DECD’s Smith said news of the layoffs doesn’t represent a setback for Gov. Dannel P. Malloy’s trademark First Five program. “I do not believe it’s a setback for the program at all,” Smith said. “They’re fully abiding by the terms we put in front of them. ... The CEO David Cordani stated (Nov. 1) during their earnings announcement that he’s very committed to the state and committed to the program, but that he needed to do the right thing just to keep the company moving forward competitively.” The First Five initiative, which has since evolved into the “Next Five” program, was signed into law by Malloy in July 2011. The program, which is overseen by DECD, is a job creation initiative that provides incentives to businesses that create a minimum of 200 new, full-time jobs in Connecticut within either a two- or five-year period. First Five, which combines various state incentives including tax credits, loans and grants, was designed to attract new companies into the state, keep the companies currently here from relocating, and to encourage businesses to expand. Businesses to join the First Five and Next Five programs since Cigna include ESPN, NBC Sports, Deloitte, Charter Communications and Bridgewater Associates, among others. At the unveiling of the First Five program, Malloy said Cigna was, in part, the inspiration behind its creation. “We began discussions with Cigna a while ago, and one of the reasons that we looked forward to the creation of the First Five program was in fact Cigna,” Malloy said at the time. In exchange for its pledge to invest $100

million in its new Bloomfield headquarters and to create at least 200 jobs by mid-2013 and as many as 800 jobs over the 10-year span of its agreement with the state, Cigna received a $15 million forgivable loan from the state as it moved its headquarters from Philadelphia. At the onset of the agreement, Cigna had about 3,880 employees in Connecticut. Cigna is also eligible for up to $50 million in Urban and Industrial Sites Reinvestment tax credits, which can be earned on an annual basis beginning in the fourth year of the agreement, and up to $6 million in training grants to support new hires. The loan was extended to Cigna at the origination of its contract with the state, Smith said. If Cigna meets its hiring and investment goals, the loan can either be partially or completely forgiven. However, if the terms of the agreement between Cigna and DECD are not met, the company is responsible for paying the principal, interest and possibly other penalties on the loan, Smith said. “There are good incentives for the company to make sure they hit the hurdles that we put out there for them,” she said. Cigna reported strong third quarter results, with revenues increasing 31 percent to $7.36 billion from $5.6 billion in the third quarter of 2011. The increased revenues were driven in part by the company’s February acquisition of HealthSpring. Net earnings more than doubled compared to the third quarter of 2011, rising to $466 million, or $1.61 a share, from $183 million, or $0.67 a share, a year ago. Prior to Cigna’s earnings release, analysts polled by Thomson Reuters forecast earnings of $1.36 a share on revenues of $6.63 billion.

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Deficit forecast as Medicaid rolls ‘skyrocket’ BY PATRICK GALLAGHER

11:31 AM

Page 1

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pgallagher@westfairinc.com

new report shows Connecticut is on pace to end the 2013 fiscal year with a $60.1 million deficit, largely as a result of rising Medicaid costs and what one official described as “skyrocketing” enrollment. Medicaid caseload growth has caused the state Department of Social Services (DSS) to exceed its original budget allowance by $100 million for the current fiscal year, Comptroller Kevin Lembo wrote in a Nov. 1 letter to Gov. Dannel P. Malloy. “The department’s active assistance report for September indicates a jump of almost 6,800 participants from one year ago,” Lembo wrote. “An upward trend has continued in Medicaid’s low-income adult population.” That in turn has led the Office of Policy and Management (OPM) to project fiscal year 2013 general fund spending will exceed original appropriations by $80 million, Lembo wrote. The state fiscal year runs through June 30. OPM Secretary Ben Barnes said Connecticut is in better fiscal shape today than at any time since the 2008 financial collapse. “We are closely monitoring revenue and expenditure trends and will recommend actions that further our efforts to bring the state’s finances into long-term balance while protecting the health and safety of our residents,” Barnes said in a statement. To call the increase in Medicaid enrollment an upward trend is an understatement, said David Dearborn, DSS communications director. “In the last two-plus years, enrollment in that part of Medicaid (serving low-income adults) has skyrocketed and outpaced the state’s funding projections and funding capacity,” Dearborn said. In 2010, Connecticut became the first state in the country to gain federal approval to expand Medicaid coverage to low-income adults under a provision of the Affordable Care Act known as Section 2001. The move allowed DSS to transfer recipients of the former StateAdministered General Assistance (SAGA) medical program – which was entirely funded by the state budget – to a new Medicaid Low-Income Adults (LIA) program. Under the Medicaid LIA program, the

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state is able to split the cost of the program with the federal government. The result has been a dramatic increase in the number of low-income residents covered by Medicaid. Enrollment in the Medicaid LIA program nearly doubled from its inception in June 2010 to September 2012, rising from 46,156 to 83,278, according to DSS data. In all, more than 600,000 residents are covered under the state’s Medicaid program. Since the 2008 fiscal year, state Medicaid spending has increased 35 percent from $3.47 billion to an appropriated $4.7 billion for the current fiscal year. In response to the enrollment growth that has outpaced DSS’ ability to fund the Medicaid program, the department proposed to curtail several eligibility criteria for the Medicaid LIA program. “What happened this past legislative session was a proposal by the administration to not eliminate the program by any means but to curtail two eligibility criteria to try to get the program focused on the neediest part of that population,” Dearborn said. “In other words, to try to focus the program on those who truly were in need, not those who had money in the bank who could afford to pay for part or all of their health care.” The proposal was passed by the state General Assembly, and the state has since submitted a Medicaid waiver request to the federal Centers for Medicare & Medicaid Services that would allow DSS to implement the changes. Under the General Assembly bill, individuals with assets exceeding $10,000 – excluding home property and one car – would not be eligible for the Medicaid LIA program and eligible individuals would be limited to 90 days of covered nursing facility care per admission. Additionally, the bill provides that the income and assets of the parents of an individual who is under the age of 26 would be considered when determining that individual’s eligibility if they live with a parent or are declared as a dependent for tax purposes.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 12, 2012

PERSPECTIVES

Time to get down to business

bitterly fought and overwhelmingly negative senate campaign between Chris Murphy and Linda McMahon is over. And, as disgruntled television viewers in the tristate area who have been subjected to attack ad after attack ad might say, it’s about time. This race has been about taking the easy way out. It is easier to attack an opponent’s record than it is to present – and defend – specific proposals laying out what you would do differently and how it would positively impact your constituents. It is also easy, when you’re standing comfortably in victory lane, to take a parting shot at your opponent. Neither Senator-elect Murphy nor Connecticut’s senior U.S. Sen. Richard Blumenthal passed up the opportunity Tuesday night in Hartford.

“Tonight we proved that what matters most in life is the measure of your ideas, the measure of your determination and the measure of friends, not the measure of your wallet,” Murphy told supporters. “I am proud to be your next U.S. senator.” Added Blumenthal, who has campaigned on Murphy’s behalf throughout the fall, “We showed that senate seats are not for sale.” To be fair, McMahon poured more than $40 million of her personal fortune into her 2012 campaign, not to mention the roughly $50 million she contributed to her failed 2010 senate bid. Murphy and Blumenthal aren’t wrong in saying this race demonstrated that money doesn’t guarantee electoral victory. Then again, that’s an easy observation to make with the results in hand. Now comes the hard part, for Murphy

and for all of the state’s new and returning lawmakers: Proving that it is possible to change the divisive tone that has overwhelmed the Capitol. Throughout his career as a football coach, Nick Saban of the University of Alabama has enforced a 24-hour celebration rule: No matter how easy or hard-fought a victory, players have exactly one day to let the outcome sink in before they start preparing for the next matchup. It seems to have had an effect as Saban’s teams have won three national championships since 2003. So now the same for the political celebrations and victory speeches. It is time to hear about the ideas and determination Murphy spoke of on election night. It is time to cease the petty jabs and get down to business.

The ball is in your court

n the aftermath of the worst weather disaster to hit the U.S. since Hurricane Katrina, the response from the business community has been nothing short of admirable. Fortune 500 companies and small businesses across Fairfield County have stepped up to the plate, donating millions of dollars in direct aid and in-kind services to businesses and individuals needing electricity, meals, hot showers, shelter and hope. But with nationwide damage and economic losses projected at $30 billion to $50 billion, it will be a long road back. Paramount to a speedy recovery is an ongoing partnership and dialogue among government, the nonprofit sector and private entities. The state’s utilities have made strides

since Tropical Storm Irene swept through the Northeast 14 months ago. That, however, is of little consolation to those businesses and homeowners who were without power for nearly a week. Likewise, state and federal officials’ presence in Fairfield County in the days following the storm helped to allay some of the frustrations that accompanied the prolonged outages. But, as will always be the case with government, there is still red tape that can and should be removed. The Malloy administration promised the state Public Utilities Regulatory Authority would in the coming weeks begin a thorough review of Connecticut Light & Power’s and the United Illuminating Co.’s respective actions. It imperative the administration see that such a review is promptly carried out and

that it is independent of politics. On the federal side, it is vital that FEMA work to simplify and clarify the process by which individuals and small businesses may apply for disaster-related relief. The Business Journal reports in this edition that to date, just a quarter of all financing requests made by Connecticut businesses in the wake of Irene resulted in federally backed funds being disbursed to the applicants. In order to meet the expected demand for federal aid stemming from Hurricane Sandy, that number must be increased through either a clarification of the application process or an easing of the requirements or both. It’s time for the public sector to match the private sector and nonprofits in putting their money where their mouth is.

Letter from the editor By way of introduction, my name is Patrick Gallagher, and my job is to make sure your voice is heard. In this technological revolution that has taken over the media business, led by the likes of Twitter and Facebook, interaction is of the utmost importance. The news was never intended to be a one-way street, but social media has obliterated the perceived relationship between reader and reporter. While the media of old created a pedestal from which it disseminated the news, social media has leveled the playing field. The media now demands active participation, from both news outlets and the public. It is in this light that I urge you, as readers, to take a role in shaping our coverage. If you have a news tip or story idea, please do not hesitate to reach out to the Business Journal staff.

Ditto if you would like to submit a letter to the editor or a column about an issue we are covering (or maybe one we missed). Our doors, phone lines and email inboxes are always open – so speak up! In the meantime, know that our staff is constantly working to improve the Business Journal’s print and online publications. For the most current Fairfield County business news, we encourage you to subscribe to our free, daily e-newsletter and to follow us on Twitter (@FCBJonline, @Editor_FCBJ and @ WestfairOnline) and on Facebook. I look forward to working with you and to building on our partnership as a business community. Patrick Gallagher has been named Fairfield County Bureau Chief for Westfair Communications effective Nov. 1, replacing Alexander Soule, who departed the company after serving as bureau chief for a half-dozen years.

4 Week of November 12, 2012 • Fairfield County Business Journal

FAIRFIELD COUNTY

BUSINESS JOURNAL • Main office telephone. . . . . . . . (914) 694-3600 • Newsroom fax. . . . . . . . . . . . . . (914) 694-3680 • Sales fax. . . . . . . . . . . . . . . . . . . . (914) 694-3699 • Research fax. . . . . . . . . . . . . . . . (914) 694-3682 • Editorial e-mail pgallagher@westfairinc.com Or write to: Fairfield County Business Journal 3 Gannett Drive, Suite G7 White Plains, N.Y. 10604-3407 www.westfaironline.com Publisher • Dee DelBello Managing Editor • Bob Rozycki

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General Manager • Dennis Connaughton Advertising Director • Richard Free Account Managers • Konstantine Wells • Dan Vierno Publications Manager • Michael Berger Programs and Projects Coordinator • Beverly Visosky

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Chief Operating Officer • Michael Gallicchio Office Manager • Sylvia Sikoutris

Fairfield County Business Journal (USPS# 5830) is published Weekly, 52 times a year by Westfair Communications, Inc., 3 Gannett Drive, White Plains, NY 10604. Application to mail at Periodicals Postage rates is pending at White Plains, NY, USA 10610. POSTMASTER: Send address changes to: Fairfield County Business Journal: Westfair Communications, Inc., 3 Gannett Drive, White Plains, NY 10604. More than 40 percent of the Business Journal is printed on recycled newsprint. © 2012 Westfair Communications Inc. All rights reserved. Reproduction in whole or in part without written permission is prohibited

Have your say

The Business Journal welcomes letters to the editor and opinion columns. Submissions must include the writer’s name, home or business address, email address and telephone number for verification purposes. The Business Journal reserves the right to edit submissions for accuracy, style and space considerations. Email submissions to pgallegher@westfairinc.com. Submissions may appear in print and online.

State unveils microgrid RFP BY PATRICK GALLAGHER

pgallagher@westfairinc.com\

s officials seek to refine the draft 2012 Connecticut Comprehensive Energy Strategy, the Department of Energy & Environmental Protection (DEEP) announced the first phase of a microgrid pilot program that figures to play a prominent role in the state’s longterm energy plan. The first step toward achieving a more competitive, reliable and efficient energy market is instituting a statewide policy, Gov. Dannel P. Malloy said at an Oct. 5 event hosted by the Connecticut Business and Industry Association in Cromwell. “We have a new department (DEEP), it’s well-led, a good team of people,” Malloy said. “We’re shaping long-term policy along the important issues of reliability, how clean we can be and what’s a cost-effective price point.” A series of five public hearings on the draft energy strategy, which was initially released Oct. 5, begins Nov. 14 at Bridgeport City Hall, with technical meetings to be held from Nov. 14 to Nov. 28 at DEEP’s New Britain office.

The hearings conclude after the Thanksgiving holiday, at which point DEEP will evaluate all public comments and make adjustments to the draft strategy, said Jessie Stratton, DEEP director of policy. “We anticipate we will have a very, very busy end to the year revising the draft

“Not that those would be in every community and they’re not cheap to build, but with enough of those around the state you could mitigate the human hardship of these extended power outages.”

–Jessie Stratton

policy to reflect public input and comments,” Stratton said. She said the widespread outages caused by Hurricane Sandy and exacerbated by

the state’s aging grid infrastructure add greater urgency to the state’s energy planning efforts. The draft strategy recommends that the state move away from subsidizing specific technologies or companies in favor of a more flexible financing model that would encourage public-private partnership. The draft strategy goes on to state that emphasis should be placed “not on picking ‘winners’ but on using limited government resources to leverage private capital and increase the flow of funds into energy efficiency, renewable power, natural gas availability, and a 21st century transportation infrastructure.” In one such example, DEEP released a request for proposals for the first phase of its Microgrid Grant and Loan Pilot Program Nov. 5. The request seeks ideas for small-scale generation sources that could be developed by the private sector capable of distributing electricity to critical facilities located within a specific municipality or radius in the event of a power failure. The goal of the pilot program is to have the “development of targeted microgrids

around the state where you would have a distributed generation source that could be isolated from the grid,” Stratton said. “Not that those would be in every community and they’re not cheap to build, but with enough of those around the state you could mitigate the human hardship of these extended power outages.” The department has been allocated $15 million to support the first phase of the microgrid program, with proposals due to DEEP by Jan. 3, 2013.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 12, 2012

President Obama conducts a Nov. 1 conference call with New York Gov. Andrew Cuomo from the University of Colorado in Boulder. Photo by Pete Souza. Courtesy of the White House.

STATE — From page 1

be called by the major television networks. Murphy’s victory – in what will go down as one of the costliest races in the history of Connecticut politics – set the tone for the remainder of the evening, with Democrats thwarting Republican attempts to regain control over the Senate, and Republicans likewise maintaining a significant edge in the House of Representatives.

HANDS — From page 1

the door.” Fairfield County witnessed a massive post-storm mobilization of resources as federal, state and local government entities teamed with utilities and the nonprofit sector to restore electricity to the county’s business districts and to assist residents and businesses displaced by Sandy. Connecticut Light & Power (CL&P) and United Illuminating (UI) Co. reported just more than 1,000 remaining outages statewide as of Nov. 7, after the storm initially knocked out power for more than 1 million customers. Utility crews from as far as the West Coast were flown into the region by the U.S. Air Force to assist with power restorations as the Federal Emergency Management Agency (FEMA) established fixed and mobile disaster recovery centers in Bridgeport, Greenwich, New Haven, Milford and other parts of the state to assist homeowners and businesses that sustained damage and economic losses as a result of the storm. As of Nov. 5, FEMA had already allocated $1 million to residents in the state’s four counties that received federal disaster declarations. In addition, more than 7,400 National Guard soldiers and airmen in nine states were deployed to assist with recovery efforts.

In Connecticut’s fourth congressional district, incumbent Rep. Jim Himes, a Greenwich Democrat, defeated Republican nominee Steve Obsitnik by taking 59 percent of the popular vote with about three quarters of the voting precincts reporting results. Democratic Reps. John Larson, a seventerm incumbent, Joe Courtney, a three-term incumbent, and Rosa DeLauro, an 11-term incumbent, won their respective contests in the state’s first, second and third congressional districts.

Speaking Nov. 1 in Bridgeport, Secretary of Homeland Security Janet Napolitano pledged the federal government’s full support. “We need to begin helping people get back in their homes. We need to be helping communities get restored. We need to make sure the infrastructure of this state is made whole,” Napolitano said. “We understand the urgency of the situation.” Gov. Dannel P. Malloy said the state was better prepared than when Tropical Storm Irene hit 14 months ago, adding that both utilities met their respective internal targets for having the lights back on for most customers by the evening of Nov. 5. “I certainly want to capture the lessons learned,” Malloy said at a Nov. 5 press conference in Hartford. “Having said that, there’s no doubt that the state was substantially better prepared.” Because more than 10 percent of each utility’s customer base was out of power for more than two days, both will be subjected to state-mandated post-storm reviews by the state Public Utilities Regulatory Authority, Malloy said. In Riverside, Mazzota estimated a weeklong outage would have cost his restaurant “at least $50,000” in lost food and business. Mazzota said that after having had a generator during Irene last year, he arranged to have a portable generator delivered from Northeast Generator Co. in Bridgeport the

6 Week of November 12, 2012 • Fairfield County Business Journal

In the fifth congressional district, former state Rep. Elizabeth Esty, a Democrat, defeated Republican opponent and former state Sen. Andrew Roraback with 52 percent of the vote and 97 percent of precincts reporting results. In the Connecticut General Assembly, Democrats appeared to maintain their 2-to1 advantages in both the state senate and state House of Representatives, according to unofficial results. At press time, it appeared Democrats equaled their 22-to-14 seat advantage in the state senate, while results in most of the state’s house races were still being tallied. It was the senate race that captured the nation’s attention, however, with former wrestling executive and Stamford resident Linda McMahon pouring roughly $40 million of her own funds into her campaign after having contributed about $50 million to her failed 2010 run against Sen. Richard Blumenthal. Murphy had captured 55 percent of the vote with 88 percent of precincts reporting results. Over the course of the campaign, Murphy was outspent by about a five-to-one ratio. “Tonight we proved that what matters most in life is the measure of your ideas, is the measure of your determination, is the measure of your friends – not the measure of your wallet,” Murphy said in a victory speech

in Hartford. In conceding the race, McMahon called on voters to hold the state’s elected officials accountable. “They need to hear from us. They need to know what they need to do so it is our responsibility now. … It is our responsibility to charge them, to challenge them, to make sure they hear what we say and to make sure that they are doing what we need because they work for us,” she said in Stamford. “And if we let them forget that, shame on us because we need to voice our concerns and we need to say what we need and I’m looking forward to being helpful in that regard.” Despite the ongoing recovery from Hurricane Sandy, all but two of the state’s 773 voting precincts had electricity on Election Day, with no problems reported. About 1.4 million Connecticut residents voted in the presidential election, with 89 percent of the state’s precincts reporting results. Secretary of the State Denise Merrill reported Nov. 5 that more than 200,000 new voters registered prior to Election Day. Of those, 71,000 were registered Democrats, 33,000 were registered Republicans and 92,500 were unaffiliated. Statewide, about 767,700 residents are registered Democrats, 430,400 are registered Republicans and 872,200 have no party affiliation.

Secretary of Homeland Security Janet Napolitano spoke Nov. 1 in Bridgeport. Photo by Patrick Gallagher.

morning before Sandy made landfall. He estimated that overall expenses relating to the weeklong generator rental were about $5,000, including electrician fees and the cost of fuel. Now, Mazzota said he is considering having a transfer switch installed at his restaurant, which would enable him to connect a rental generator seamlessly without requiring the services of an electrician. “Because it’s getting ridiculous,” he said. “We’re at a point where you’re out of business for a week, you go bankrupt.” Northeast Generator Co., which services

and installs permanent generator units as well as renting portable units, saw a significant uptick in residential generator installations following Tropical Storm Irene, said Joel Yencho, the company’s general manager. However, Yencho said that over the past year there was little change in demand for permanent or temporary units among area businesses. “I wouldn’t say that there was a real noticeable difference on the commercial end of things,” Yencho said, estimating that about 40 percent of the company’s business is with commercial clients.

Young Professionals Network looks to expand BY JENNIFER BISSELL

jbissell@westfairinc.com

he Fairfield County Young Professionals Network (YPN) has been on hiatus for the past several months. But through a change of leadership, the YPN is looking to reenergize and boost its list of active participants. “To compete for top talent, Fairfield County must actively attract and retain the best and brightest generation of workers,” said Keith Reynolds, who is helping the network take off. Reynolds is managing director at Maxim Communications, a marketing, public relations and business development firm in Stamford.

our region … they also arrive in large Greenwich to go to Bridgeport and vice political commentator Joe McGee, who is numbers,” Reynolds said. “The broader versa,” McCarthy said. “Especially with also the Business Council’s vice president of public policy. objective is to achieve a better balance what it’s like on (Interstate) 95.” A leadership luncheon with a senior McCarthy said another challenge is between those arriving and those departfiguring out what the Fairfield County executive from a Business Council meming.” As a founding member in both network wants to be, whether it’s a social ber firm will be held Nov. 20. “Our purpose is to enrich the comWestchester and Fairfield counties’ outlet, a networking opportunity or YPN, Kevin McCarthy, 31, said it’s more an advocacy group. McCarthy said the munity by providing business, networkchallenging to find participants for the Westchester group has been focused on ing and volunteer opportunities to supnetworking and advocacy on issues like port the career development and personal Fairfield network. choices of young professionals,” Reynolds While up to 150 people will show up affordable housing. With its revamp, every month the net- said. “And to promote the qualities that for a Westchester event, only about 25 will come to a Fairfield event, said McCarthy, work plans to host two young profession- make Fairfield County an attractive place a broker with CBRE Inc. Though there are al-exclusive events, as well as general invi- for young professionals to live, work and put down roots.” more companies employing young pro- tations to Business Council events. At the network’s peak, several hundred On Nov. 13 at Tigin Irish Pub in fessionals in Fairfield County, McCarthy said the geography makes participation a Stamford, the group will hold a discus- people were involved in network, Reynolds sion about the election results from the said. “(We) expect to reach that number major challenge. DDI-1062 DM CT 7.375x7.125-BW:DDI-1062 DM CT 7.375x7.125-BW 12/21/11 3:33 PM Page 1 “It’s difficult to get people from national and state races with Channel 12 again over the next several months.”

“Our purpose is to enrich the community by providing business, networking and volunteer opportunities to support the career development and personal choices of young professionals,” Reynolds said. “And to promote the qualities that make Fairfield County an attractive place for young professionals to live, work and put down roots.”

The YPN, which is housed under the Business Council of Fairfield County, had been without staff resources for several months. But with a new group of catalysts, Reynolds said the YPN is hoping to grow its network of participants and become a vibrant resource for young professionals in the area. “While young professionals do leave

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 12, 2012

Data centers powered businesses through storm

Cervalis data center.

BY JENNIFER BISSELL

jbissell@westfairinc.com

undreds of Connecticut businesses left without power following Hurricane Sandy are facing significant economic losses, both from physical damage and from lost productivity, local experts say. But with a tropical storm, a freak October snowstorm, and Sandy impacting the region over a 14-month span, business owners are increasingly taking measures to ensure their work is not disrupted by the weather, said Zack Margolis, vice president of Cervalis L.L.C.

Cervalis, a Shelton-based information technology infrastructure provider, specializes in ensuring businesses’ servers and operating systems can continue working during severe circumstances, such as power outages, floods or earthquakes. As Sandy swept through, Cervalis never lost power or connectivity, allowing hundreds of employees of local companies to continue working. Cervalis provides infrastructure for rapid recovery, hosting, cloud computing, security measures, storage and telecommunications. “Clients are expecting a business to be up and running no matter what,” Margolis said. “People that weren’t prepared are having a rough time, right now, to continue business.” Cervalis hosts business’s day-to-day IT operations, which allows a business that has lost power at its offices to continue working remotely, stay online, make calls and accept transactions like receiving orders and payments. At each of the data center provider’s locations, including Stamford and Shelton, there are also business continuity centers where clients’ employees can work if needed.

8 Week of November 12, 2012 • Fairfield County Business Journal

In the days following the storm, Margolis said more than 500 people were working at the company’s centers at a cost of $200 a month per seat. The continuity centers are typically only for customers who reserved seats as a part of their monthly bill. Most companies only reserve seats for key employees. Cervalis’s clients range from the small mom and pop store to corporations in the Fortune 500. The industries it serves include retail, insurance and education, among others. After the storm, Cervalis added emergency staff to its around-the-clock recovery centers as well as extra employees to respond to the influx of calls from customers looking for technical support and a place to work temporarily. “We’re very happy all our data centers ran and were up without any hiccups,” Margolis said. “Throughout the storm and after, all our clients’ systems ran perfectly.” The 12-year-old company has been rapidly expanding and is currently building a 168,000-square-foot data center in Norwalk, which is the largest build-to-suit agreement in Fairfield County in more than 10 years. Similar to its other facilities, the

Norwalk data center will stay powered through backup generators and redundant wiring. It will include raised floors, 16 megawatts of utility power and 3,500 tons of cooling capacity. In nearby Westchester County, N.Y., data center and managed services provider Xand also stayed open and operational throughout the storm. Similar to Cervalis, the Hawthorne, N.Y.-based company offers data storage and rents seats on a monthly basis in its business continuity center in case of an emergency. During the storm, about 150 more people than usual were working out of the company centers in Hawthorne and Waterbury, said Ralph Thomas, vice president of Xand. With six data centers between Boston and Pennsylvania, the company has been quickly expanding its footprint along the east coast. In a July interview with the Westchester County Business Journal, the company also expressed an interest in expanding into Fairfield County or someplace nearby. “I think this was a wakeup call to a lot of businesses,” Thomas said. “They need to have a business continuity plan formulated and action plan in place.”

Contractors reluctantly anticipate surge in business BY JENNIFER BISSELL

jbissell@westfairinc.com

ith the huge amount of remodeling needed after Hurricane Sandy, the construction industry is about to experience a boost. “It’s so devastating for everyone,” said Joanne Carroll, sales and marketing council chairwomen of the Home Builders Association of Connecticut. “But as unfortunate as it is, I’m sure there will be a big increase (in work).”

Before the storm arrived, experts had speculated Connecticut’s construction industry was on the verge of a strong growth period. In August there was already a 41 percent increase in new building permits compared with a year ago, according to U.S. Census Bureau data. But now, industry representatives say there is little doubt about the surge that construction is about to experience, adding they expect there will be a huge

demand for renovations, remodeling and reconstruction. Standing outside of a house in Westport with water damage from the storm surge, contractor Andrew J. LaSala Jr. said he saw a lot of work that needed to be done in the area. Landscapers and tree removal services he knows have kept very busy. Across the street from where he was standing, LaSala said he could see another contractor’s truck parked outside of a neighbor’s home. LaSala, the director of development at Summerview Development Group L.L.C., has seen houses hit by trees and others with four feet of water in them from the Long Island Sound. But until everyone has power back, he said it’s difficult to know the extent of damage or what the demand will be for rebuilding.

After a five-year downturn in the construction industry, Prudential Connecticut Realty Director Terence Beaty said there are many homes that need to be remodeled and replaced due to age. But after the destruction of Sandy, the need is even stronger. “Some homes are literally falling down, being torn down or replaced,” said Beaty, who serves as Prudential’s director of new homes and land division. “Now it will be glaring, which homes need to be remodeled, whereas before it wasn’t as obvious.” Though the amount of construction work will increase, many in the industry worry if there will be enough workers to fill the open jobs. With such a long downturn, many previous construction workers who couldn’t find work have moved on to

different industries. With the employment gap, migrant workers are certainly expected, Beaty said. In past recessions and after Tropical Storm Irene, it hasn’t been unusual for construction workers from around the country to come to Connecticut for work. Beaty said he had already seen trucks from Vermont and Georgia in the area, looking to help. He also said that in times of despair many contractors will drive out for free looking for emergency work that needs to be done to help residents recover. In the end, the companies will often be commissioned for paid remodeling afterward. “I think it’s going to be a boon for the construction industry,” Beaty said. “Boy, there’s a lot of work to be done.”

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10 Week of November 12, 2012 • Fairfield County Business Journal

ask andi by andi gray

Preparing for the next one I know it’s like closing the barn door after the horses got loose, but this isn’t going to be our last disaster. What can I do to prepare my business for the next disruption? Thoughts of the day: Build a disaster plan involving everyone in the business. Make a list of things that have to be taken care of. Use recent experiences as training events. Whether man-made or caused by natural forces, disruptions to our businesses will keep on coming. Some are unique to individual businesses such as illness or death. Other times we find ourselves digging out from under storm damage. And then there are the disasters caused by people we work with – intentional and unintentional. Different parts of the business have different needs and challenges. Salespeople can’t get to sales meetings, can’t close business and lose focus as they get caught up in the drama unfolding inside and outside the company. Marketing loses momentum and impact as prospects focus on immediate needs. Finance has to deal with cash-flow issues. Ongoing expenses drain funds while client payments dry up and new sales slow to a trickle. Operations needs adequate workspace, equipment, electricity and computer connectivity to function. Repairing damage comes before ramping up production. Any slowdown in operations further hurts finances as future invoices are tied to work delivered. Employees who can’t get to work have to be replaced or done without. Critical functions, handled by one person, become a liability as new people step in to figure out what to do without anyone to train them. Employees who are hard hit need support to help them cope personally. Take a look at disaster and recovery plans impacting businesses in your area and your industry. If you belong to an industry association, ask it to form a task force to work on a comprehensive disaster preparedness plan. Here’s a list to get you started. • Build up reserves to between three and six months of operating cash. • Write out an emergency financing plan; line up financing before disaster strikes; know where to go and what to present to get access to additional backup funds in case of a major business disruption. • Build a sales force capable of selling beyond your local geography – rarely

do disasters impact the whole country at once; have a rapid sales ramp-up plan and define assignments from outside sales to help implement the plan. • Plan how to shift marketing messages to disaster solutions locally; be ready to target areas of the country not under duress. • Practice emergency marketing activities, including speaking to the press, customers and prospects about the status of your company. • Put someone in charge of communicating who can gather and disseminate information accurately and appropriately; have a Twitter account and build connections before disaster strikes. • Gather employees’ emergency contact information; assign someone to make contact; decide how you plan to help people with basic needs of food, shelter, water, heat, clothing and showers. • Plan for physical interruptions: natural gas for internal power, generators for electricity and heat, emergency gas supply for automobiles, alternate workspace. • Join forces with other companies to pool resources. • Secure paperwork and ensure IT systems and records are accessible even if your building isn’t; check your IT provider’s uptime record during disasters. • Check insurance policies – business interruption, physical damage, loss of life and liability. • Cross train every position and prepare procedure manuals, assign disaster roles and backups. • Assign someone to tap into emergency resources – start with SBA.gov, ASBDC-US. org, FEMA.gov and local first responders. View disaster preparedness as a process, not an event. As the company goes through a disruption pull out the plan and use it. Do a postmortem on what worked and what needs to be added for next time. Looking for a good book? Try “Prepare for the Worst, Plan for the Best: Disaster Preparedness for Business” by Donna R. Childs. Andi Gray is president of Strategy Leaders Inc., strategyleaders.com, a business-consulting firm that specializes in helping entrepreneurial firms grow. She can be reached by phone at (877) 238-3535. Do you have a question for Andi? Please send it to her via email at AskAndi@StrategyLeaders.com or by mail to Andi Gray, Strategy Leaders Inc., 5 Crossways, Chappaqua, NY 10514. Visit AskAndi.com for an entire library of Ask Andi articles.

State to insurers: file plans early BY PATRICK GALLAGHER

pgallagher@westfairinc.com

ith the state’s Health Insurance Exchange less than a year away from opening enrollment, the Connecticut Insurance Department (CID) hopes to begin reviewing policies and certificates for plans to be offered as part of the exchange this month. Under the Affordable Care Act, states opting to develop their own health care exchanges must have them in place by Jan. 1, 2014. Connecticut officials are seeking to have their online health insurance portal ready for consumers by October 2013. In hopes of facilitating a smoother launch, CID requested that insurance carriers planning to offer coverage through the Connecticut Health Insurance Exchange (HIX) file policies and certificates for plans for state approval by the end of November, according to a Nov. 1 bulletin. “We’re just trying to get a little bit of a jump-start so there will be a smooth transition for when all of these things take effect,” said Mary Ellen Breault, direc-

tor of the Life and Health division of CID, which is responsible for reviewing all group and individual life, health and annuity insurance contracts available to Connecticut consumers and businesses. Breault said HIX, a quasi-governmental state agency that will oversee the management of Connecticut’s exchange, will likely issue a request for information in the coming weeks that will provide additional clarity for carriers that may be interested in offering qualified health plans through the exchange. It is still too early for CID to request that carriers seeking to offer coverage through HIX submit details regarding proposed benefits and rates, Breault said. She said state officials are still awaiting guidance from the federal government that will help them to determine the types of benefits that would be expected to be included in plans listed on the Connecticut exchange. “Once that guidance comes out, then the carriers can start coming out with the actual plan designs,” Breault said. “But the policy forms – the policies and certificates – we think the carriers can start making

those filings now so we’re not flooded next year.” While CID has no direct jurisdiction over the exchange, it is responsible for approving all insurance policies, benefits and rates available to Connecticut residents and businesses. As the clock ticks down to Jan. 1, 2014 – when a number of regulatory changes prescribed by the Affordable Care Act take effect – CID anticipates a surge in approval requests for policies that would be included in the exchange as well as for policies that would be sold in the commercial market, Breault said. CID is requiring that complete contracts be filed for all individual and small group policies issued by carriers on or after Jan. 1, 2014, regardless of whether or not the policies would be offered through HIX, according to the Nov. 1 bulletin. Policies and certificates to be offered outside of HIX may be filed after November, but they must be filed at least three months before carriers propose to market them to consumers and businesses.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 12, 2012 11

Sikorsky bolsters Latin America footprint

ikorsky Aircraft Corp. is expanding its presence in Colombia as it seeks to build on existing relationships with

Aetna joins CBIA health exchange

of Defense with a central point of contact for managing all aspects of business with Sikorsky, according to a company statement. “Colombia is a longtime strategic customer and valued partner,” said Mick Maurer, president of Sikorsky Aircraft, in a statement, reinforcing Sikorsky’s “solid commitment” to the Ministry of Defense and Columbian Armed Forces. Sikorsky is a subsidiary of Hartford-based United Technologies Corp. Colombia’s Black Hawk fleet performs a variety of missions, including search and rescue, medical evacuation, disaster relief, and anti-drug and counter-insurgency operations. The training center scheduled to open in early 2013 will be South America’s first Black Hawk training center and will feature the region’s only full-motion, high-fidelity, FAA Level D-equivalent Black Hawk simulator. The center will provide pilot and flight crew training for the Colombian Armed Forces and other Sikorsky customers throughout Latin America.

Aetna Inc. has joined the Connecticut Business & Industry Association (CBIA) Health Connections insurance exchange as a participating carrier, CBIA announced Nov. 5. Aetna, based in Hartford, joins ConnectiCare and UnitedHealthcare/ Oxford as participating carriers in CBIA Health Connections, a private health insurance exchange managed by CBIA for Connecticut small businesses. “We’re thrilled to add Aetna as a new carrier in the CBIA Health Connections program,” said Philip J. Vogel, senior vice president of the CBIA Service Corp., in a statement. “Our members now have even more choices and flexibility in choosing and administering their health plan.” CBIA also announced the launch of HC3, a new suite of health care products that become available through the Health Connections program Jan. 1, 2013, to current and new CBIA Health Connections members.

in brief

the Colombian military and other Latin American customers. The Stratford-based manufacturer opened a new office in Bogota Nov. 1 and plans to open a new helicopter training center in Melgar early next year. The Colombian government, which bought its first Black Hawk helicopter in 1987, today operates nearly 100 of the Sikorsky-built aircraft, giving it the world’s fourth-largest Black Hawk fleet. The Bogota office will employ 10 people and will provide the Colombian Ministry

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12 Week of November 12, 2012 • Fairfield County Business Journal 12PUB048_Payroll_5x5625_FCBJ.indd 1

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Report: Retail hiring flat Payrolls grew more than expected in October, with retail hiring among the primary drivers of employment growth. However, a new report suggests seasonal hiring was largely unchanged compared with a year ago. Global employment firm Challenger, Gray & Christmas Inc. said that while several national retail chains have announced plans to hire more seasonal workers than they took on in 2011, retail hiring in October was just slightly better than last year and was significantly behind the pace set in October 2010. According to the Chicago-based firm, 130,100-job uptick in the retail sector just barely topped the 128,900-job increase experienced within the retail sector in October 2011. In comparison, retailers created 149,800 jobs in October 2010, according to Challenger, Gray & Christmas. Overall, private employers added 184,000 jobs in October, the most since February, while the unemployment rate increased slightly to 7.9 percent according to the U.S. Bureau of Labor Statistics (BLS). BLS reported retail hires were the highest for any one month since April 2011. The number of people employed part time for economic reasons fell by 269,000 to 8.3 million, which partially offsets an increase of 582,000 such workers in September, according to the BLS. Average hourly earnings climbed by 1.6 percent in October compared with a year ago.

ConnectiCare debuts new group coverage plan Farmington-based ConnectiCare launched a group health benefits plan Nov. 6 that

enables employers to determine contribution levels while allowing employees to choose from a variety of health plan options. ConnectiCare BeneFIT, which is designed for companies with 51 or more eligible employees, is available for group coverage starting Jan. 1. The flexible contribution plan allows employers to set their contribution level and to select from a suite of benefits to offer employees, including medical, pharmacy, vision and dental coverage. Employees are then able to choose the particular plans that best meet their needs, with websites for both employers and their employees. ConnectiCare is a subsidiary of New York City-based EmblemHealth.

WWE raises $1M for Komen foundation World Wrestling Entertainment Inc. presented a check for $1 million to the Susan G. Komen for the Cure foundation as part of the month-long campaign to help cure breast cancer. Dallas-based Susan G. Komen says it’s second only to the federal government in supporting breast cancer research, currently funding some 500 research grants totaling more than $300 million. “WWE Monday Night Raw” aired as Hurricane Sandy slammed the Northeast, and WWE performer John Cena presented a check for $1 million to Eric Brinker, son of Susan G. Komen founder and CEO Nancy Brinker. More than 100 breast cancer survivors and supporters were in attendance. As the case with the NFL and Major League Baseball, WWE adorned its rings with pink motifs in October to promote the fight against breast cancer. The Stamfordbased company says some 5 million women watch its programming weekly.

First County launches advisory unit First County Bank, based in Stamford, has consolidated its trust and investments division into a new subsidiary, First County Advisors. First County Advisors will offer investment management, financial planning, trust administration, estate planning and fiduciary services for consumers and business clients. The company said it plans to host seminars, networking events and webinars to help educate investors and clients. First County Bank CEO and Chairman Rey Giallongo said the name First County Advisors “is simply a more accurate description of who we are.” He said the advisory unit would build on services that have been offered by First County Bank since it opened a trust and investments division in 1995. – Patrick Gallagher and Alexander Soule

social media trends

by bruce newman

Hurricane highlights power of social media you have in the building of an Internet presence. People can’t see your money or anything else about you, only what information and insights you decide to post. What made the tweets and posts concerning Hurricane Sandy so poignant were that they were real people talking about real situations they encountered. In several ways, they were both generous and giving, demonstrating

AV T Ai rA LA d BL in E G im Su m iT Ed ES iA TE LY

o you ever get tired of watching news correspondents standing in water or literally be blown in the wind? I do. Somehow, I don’t need someone standing in the rain to tell me that it’s wet outside. Nor do I care if the water they are standing in is an extra two feet deep. Maybe they’re just standing in a hole. What I do want to know about are the weather conditions before they occur and most notably, when they occur. This on-the-spot reporting has rapidly become the province of social media, particularly Twitter. According to Twitter, more than 20 million tweets between Oct. 27 and Nov. 2 relating to sandy, hurricane, #sandy, #hurricane were posted on its platform. On a live and very personal basis, Twitter allowed its users to get a blow-by-blow description of Sandy’s progress and impact. With images and brief descriptions, Twitter users were able to describe the conditions they had to endure in a far more informative and personal manner than could any reporter, no matter how deep or windy the conditions they were currently enduring. Even without electricity, people were using social media to discuss the storm and their immediate condition. Similar peaks of use in Facebook also occurred at the height of Sandy’s power. One fan page, Hurricane Sandy Acts of Kindness, that was set up in the aftermath of the hurricane has grown quickly and includes many stories of compassion and people extending a helping hand to those in more need. Some of these stories are truly touching. As much as it tries, however, social media cannot fully compensate for the importance of human interaction. Since my daughter is special needs and looks forward for several months to Halloween and with my area without power, we set out to find a location with both power and trick-or-treaters. We found a very wealthy area in Connecticut and spent two hours going from house to house with a horde of children. What I found particularly noteworthy was that while these very wealthy people were only allowing the trick-or-treaters one piece of candy, the one person who was very generous and told my daughter she could take several pieces of candy was the person who could least afford it, living in a small, second-floor apartment with a linoleum floor. Although you could make the case that everyone who was giving out candy was being generous, the image of this person and her generosity will be forever seared in my memory; the differentiation was that noteworthy. Maybe this is one of the true roles of social media – as the great equalizer. It doesn’t matter how much money or power

the same traits as that woman on Halloween. Social media allows us to communicate with potentially millions of people on a daily basis. It provides a great platform to grow a business, improve a brand or to even simply meet new people. Most importantly, however, it levels the playing field and allows both individuals and companies to stand out and shine.

Bruce Newman is the president of wwWebevents.com, a division of The Productivity Institute L.L.C. in Carmel. He is a social media guru and a specialist on webinar creation and promotion. Newman is currently completing a comprehensive webinar training course, The Complete Webinar Training Course – Everything you need to know to create and promote highly successful webinars, which will soon be available. He can be reached at bnewman@prodinst.com.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 12, 2012 13

THE LIST

Ranked by salary. Listed alphabetically in event of tie.

Municipal Officers

Rank

Ranked by salary. Listed alphabetically in event of tie.nt otie.

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17

Name, address and phone number Area code: 203 (unless otherwise noted) Website Michael Pavia 888 Washington Blvd., Stamford 06901 • 977-4150 • ci.stamford.ct.us

Bill Finch 999 Broad St., Bridgeport 06604 • 576-7201 • bridgeportct.gov William F. Brennan 238 Danbury Road, Wilton 06897 • 563-0100 • wiltonct.org

Michael C. Tetreau 725 Old Post Road, Fairfield 06824 • 256-3030 • fairfieldct.org

Robert E. Mallozzi III** 77 Main St., New Canaan 06840 • 594-3000 • newcanaan.info

Peter Tesei 101 Field Point Road, Greenwich 06830 • 622-7700 • greenwichct.org

Mark A. Lauretti 54 Hill St., Shelton 06484 • 924-1555 • cityofshelton.org

Donna Loglisci

Salary ($)

Title

Municipality

Length of term

Expiration of term

150,125

Mayor

City of Stamford

4 years

11/30/13

132,459

Mayor

City of Bridgeport

4 years

11/30/15

126,341

First Selectman

Town of Wilton

4 years

11/30/15

125,730

First Selectman

Town of Fairfield

4 years

11/16/15

123,680

First Selectman

Town of New Canaan

2 years

11/19/13

121,153

First Selectman

Town of Greenwich

2 years

11/30/13

110,925

Mayor

City of Shelton

2 years

11/16/13

City/Town Clerk

City of Stamford

4 years

11/30/13

109,467

888 Washington Blvd., Stamford 06901 • 977-4054 • ci.stamford.ct.us

Rudolph P. Marconi 400 Main St., Ridgefield 06877 • 431-2774 • ridgefieldct.org

Mark D. Boughton 155 Deer Hill Ave., Danbury 06810 • 797-4511 • ci.danbury.ct.us/home

Gordon F. Joseloff 110 Myrtle Ave., Westport 06880 • 341-1000 • westportct.gov

Registrar/Vital Statistics

108,397

First Selectman

Town of Ridgefield

4 years

11/21/15

104,015

Mayor

City of Danbury

2 years

11/30/13

101,475

First Selectman

Town of Westport

4 years

11/24/13

99,616

Mayor

City of Norwalk

2 years

11/23/13

97,333

First Selectman

Town of Newtown

2 years

11/30/13

93,998

First Selectman

Town of Redding

2 years

11/17/13

89,905

Town Clerk

Town of Fairfield

4 years

11/16/15

87,251

First Selectman

Town of Monroe

2 years

11/22/13

87,230

Tax Collector

Town of Greenwich

2 years

12/31/13

87,230

Town Clerk

Town of Greenwich

2 years

12/31/13

85,118

Town Clerk

Town of New Canaan

2 years

01/07/13

83,000

Town Clerk

City of Norwalk

2 years

11/23/13

72,938

First Selectman

Town of Brookfield

2 years

12/05/13

Richard A. Moccia 125 East Ave., Norwalk 06851 • 854-7701 • norwalkct.org

E. Patricia Llodra 3 Primrose St., Newtown 06470 • 270-4201 • newtown-ct.gov/home

Natalie Ketcham 100 Hill Road, P.O. Box 1028, Redding 06875 • 938-2002 • townofreddingct.org

Betsy Browne 611 Old Post Road, Fairfield 06824 • 256-3090 • fairfieldct.org

Stephen J. Vavrek 7 Fan Hill Road, Monroe 06468 • 452-2821 • monroect.org

A. Tod Laudonia 101 Field Point Road, Greenwich 06830 • 622-7891 • greenwichct.org

Carmella C. Budkins 101 Field Point Road, Greenwich 06830 • 622-7897 • greenwichct.org

18 19 20

Fairfield County Next list: Nov. 19 Advertising Agencies

Municipal Officers

Claudia A. Weber 77 Main St., New Canaan 06840 • 594-3070 • newcanaan.info

Richard A. McQuaid 125 East Ave., Norwalk 06851• 854-7746 • norwalkct.org

William R. Davidson 100 Pocono Road, Brookfield 06804 • 775-7300 • brookfield.org

Questions or comments, call (914) 694-3600, ext. 3005. Note:

Information provided by municipalities and their websites unless otherwise noted. Communities have varying salary adjustment dates that do not always relate to terms of office. Expiration dates for terms, wherever possible, were derived from information in city and town charters unless listed expressly on the municipality's website. ** Salary data from 2011 listing.

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14 Week of November 12, 2012 • Fairfield County Business Journal

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SPECIAL REPORT Small Business Financing

The Connecticut National Guard on Oct. 30 conducted an aerial assessment of Hurricane Sandy damage.

Gov. Dannel P. Malloy and Lt. Gov. Nancy Wyman met with SBA officials Nov. 3 at Overton’s Seafood in East Norwalk.

SBA, FEMA on hand as businesses regroup BY JENNIFER BISSELL

jbissell@westfairinc.com

usinesses affected by Hurricane Sandy should document everything – and soon, say officials from the U.S. Small Business Administration. With the state’s four coastal counties receiving a disaster declaration from the Federal Emergency Management Agency (FEMA) Oct. 30, many Connecticut businesses are eligible for long-term, low-interest loans backed by the U.S. Small Business Administration (SBA) of up to $2 million to replace damaged real estate, equipment, inventory and other assets. How soon businesses are able to receive federal disaster relief funds will depend on how quickly applicants can get together the required documents, said Bernard Sweeney, the director of the Connecticut SBA District Office. Business owners can start the process of applying for an SBA loan immediately, online or by telephone. Applications can also be processed at FEMA Disaster Recovery Centers as they open up around the state. Centers in Fairfield County are located at Housatonic Community College in Bridgeport and at the Greenwich Civic Center. The deadline for physical property dam-

age applications is Dec. 31. Applications for economic injury are due July 31, 2013. The amount of funding businesses can receive will depend on the severity of damage and how much of it is covered by insurance, he said. “It’s the worst damage they’ve ever seen,” Sweeney said in reference to state reports, adding it was likely “Fairfield County got hit the most.” The Bridgeport Economic Development Corp. recommends businesses preparing for insurance claims take photos or videos of any damage from multiple angles, keep damaged belongings for inspection, make a list of items that have been lost or damaged, save all receipts from temporary repairs and file any funding requests quickly. The Connecticut Bar Association last week said it would offer free disaster insurance claim advising. For businesses that are unable to access credit through a conventional loan or other means, the maximum interest rate on an SBA disaster loan is 4 percent with a repayment term as long as 30 years. If businesses are able to secure credit, the interest rate on SBA-backed loans is raised to 6 percent with a three-year maximum repayment term. Businesses located within the state’s four coastal counties, which include the

Mashantucket Pequot Tribal and Mohegan Tribal nations, are eligible for federal disaster loans for physical and economic losses. In the four counties that have not received a federal disaster declaration as of Nov. 6, businesses are only eligible for loans for economic losses such as lost customers and inventory. Following Tropical Storm Irene, approximately $2 million in SBA loans were approved last year, according to an SBA report. Only a quarter of business that applied for loans were approved. Considering the much larger extent of damage caused by Sandy, Sweeney said he expects the total to be much higher this year, especially in Fairfield County. Of course, not all businesses may want an SBA loan, he said. They may not want to take on the debt, insurance may cover it all or a loan from a bank may be more attractive. Several banks across the region have begun implementing storm-related loan programs. First Niagara Bank, based in Buffalo, N.Y., is offering unsecured 5 percent interest loans for homeowners affected by Sandy; however, the bank isn’t currently offering disaster-related loan packages for businesses. Instead, business owners can take out loans of up to $10,000 as personal credit under the bank’s normal borrowing terms for fast

access to funds. Webster Bank, an SBA lender, is assisting businesses with SBA loan applications on a non-disaster basis to expedite the process. The Waterbury-based bank is also offering 90-day bridge loans of up to $200,000 for businesses waiting for SBA disaster recovery loans. The interest rate on bridge loans is 1 percentage point lower than the bank’s conventional interest rates. Like many other banks, First Niagara and Webster are waiving fees such as overdraft or late fees incurred during the storm. Webster will soon begin reviewing requests to defer existing loan payments from borrowers affected by the storm. With many residents left vulnerable by the storm, government officials are warning homeowners, renters and business owners to be aware of scams – especially those related to FEMA disaster assistance. For construction work, government officials are urging building owners to always use licensed local contractors, get written estimates from at least three contractors, investigate references, read the fine print on contracts and never pay in full upfront. FEMA-contracted inspectors will always call to schedule an appointment before arriving for an inspection, will have photo ID and will know the applicant’s name and registration number.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 12, 2012 15

Web platform kick-starts ventures BY PATRICK GALLAGHER

pgallagher@westfairinc.com

ay Sands is all about Chicago. Sands, of Sherman, Conn., is seeking to open a mobile food truck in the Danbury area that would serve Windy City fare, ranging from hot dogs to cheese dogs, chili dogs, Italian sausages and soda – or pop, as they call it in the Midwest. In order to help raise the $80,000

Sands estimates it will take to repair and outfit his food truck, hire and train employees and obtain the necessary state licenses, he went to Kickstarter. Founded in an apartment on the Lower East Side of Manhattan, Kickstarter Inc. is a web-based crowd funding platform that launched in April 2009, aiming to connect inspiring entrepreneurs with motivated financial backers. The catch? Kickstarter is not an investment plat-

form, and cannot be used to offer financial returns or equity of any kind, or to solicit loans. And there are few guarantees. The platform allows benefactors to make pledges ranging from $1 to thousands of dollars toward causes, artists, and budding business owners in exchange for gifts based on the level of any given donation. The theory is simple: If a project meets its fundraising goal within a set period of time, the credit cards and checking

If a project fails to meet its fundraising goal, no one is charged and no gifts are delivered. To date, 76,500 projects have been launched on Kickstarter, including hundreds in Fairfield County.

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accounts of the individuals who pledged their support are charged, according to the company. If a project fails to meet its fundraising goal, no one is charged and no gifts are delivered. To date, 76,500 projects have been launched on Kickstarter, including hundreds in Fairfield County. About 44 percent of all projects that are launched have successfully met their fundraising goal, raising a total of $348 million, Kickstarter says. Of the 32,049 successful projects, 3,772 raised less than $1,000; 21,736 raised between $1,000 and $9,999; 3,858 raised between $10,000 and $19,999; 2,344 raised between $20,000 and $99,999; 324 raised between $100,000 and $999,999; and 15 raised more than $1 million. In an October interview with Time magazine, Kickstarter co-founder Yancey Strickler said the typical project raises $5,000 and is supported by about 85 people. “So you can learn the first names of the people who got you started,” Strickler told Time. The company has continued its rapid expansion, announcing Oct. 31 that the platform is now open to projects based in the U.K. In the case of Sands’ Chicago Beef & Dogs venture, a benefactor who pledges $25 or more is promised a Chicago-style sandwich, with increasingly valuable gifts for pledges all the way up to $5,000. Benefactors who give $5,000 or more

to Sands’ venture will be treated to a home visit where Sands will personally demonstrate how to cook and prepare his various menu items. “The mobile kitchen I am purchasing is in need of a bit of help, and that is why I am here asking all the amazing people that support this website and the projects (passions) that are developed through their generosity (for assistance),” Sands wrote on his Kickstarter posting. Sands’ project launched Oct. 15 and fundraising concludes Nov. 14. Prior to having their ventures listed on Kickstarter, project sponsors are required to set a fundraising goal – often ranging from a few hundred dollars to $10,000 or more – and to determine a specific time window during which they may solicit pledges. If project sponsors meet or exceed their fundraising goal, contributors’ credit cards and checking accounts will be charged and project sponsors will theoretically proceed to deliver on their promised gifts. There are no mechanisms built into Kickstarter that compel project sponsors to deliver on the promised gifts if their project meets its fundraising goal. According to Time, a company called ZionEyez, which planned to market a pair of eyeglasses with a built-in high definition video camera, raised more than $343,000 from 2,000-plus benefactors in the summer of 2011. However, the company fell off the map and while it issued an apology to its backers, it neither delivered pairs of the eyeglasses that were promised nor issued refunds. Based on a study conducted by the University of Pennsylvania’s Wharton School, those instances are rare, with just 3.6 percent of those projects studied resulting in refunds or project sponsors that ceased communications with their backers altogether.

Indicators point to slowdown in lending activity BY PATRICK GALLAGHER

pgallagher@westfairinc.com

mall business lending activity across the U.S. hit its lowest level in 14 months in September, according to a Nov. 1 report issued by Thomson Reuters and PayNet Inc. The Thomson Reuters/PayNet Small Business Lending Index, which comprises input from more than 250 U.S. lenders, fell by more than 13 percent to 94.1 in September from 108.9 in August. Prior to the steep drop in September, the index had increased in three of the previous four months. A separate report released by Thomson Reuters and PayNet Nov. 1 in conjunction with the Small Business Lending Index showed companies were under increasing financial pressures.

“Small business owners are reporting that the political climate is a reason not to expand – second only to the economy, which is only keeping up with population growth, Dunkelberg wrote.” – William Dunkelberg

In September, accounts overdue by 30 days rose to 1.24 percent of the total accounts surveyed by PayNet, a Skokie, Ill.-based risk management and market analysis firm. In August, 1.18 percent of all accounts surveyed by PayNet were overdue by 30 days. On a positive note, longer-term delinquency rates decreased, according to the report. Accounts behind in payments by 90 days or more fell to 0.23 percent from 0.25 percent in August, while accounts behind by 180 days or more fell to 0.32 percent

from 0.33 percent the previous month. Thomson Reuters is based in New York City and has corporate offices in Stamford’s Metro Center. Similarly, the National Federation of Independent Business (NFIB) Small Business Optimism Index for September fell a tenth of a point to 92.8, as fewer businesses that were surveyed said they planned to hire, and more firms reported decreases in employment than those that reported staffing increases. NFIB Chief Economist William Dunkelberg attributed the drop in confidence to a general apprehension surrounding the elections and the upcoming lame-duck session. “Everyone is waiting to see what happens, especially small business owners who have a lot at stake in the outcome, which could mean higher marginal tax rates and more deficits or lower marginal tax rates and less government,” Dunkelberg wrote in the NFIB report. The NFIB report showed minimal lending activity, with most business owners surveyed saying they had no interest in a loan. Only 8 percent of those surveyed said they didn’t get all the credit they were seeking and just 2 percent said credit is their top business problem, versus more than 60 percent who cited taxes, regulations and red tape or poor sales as their most pressing issue. The report noted a “substantial reduction in capital spending activity,” as the number of business owners planning capital outlays in the next three to six months fell three percentage points to 21 percent. Of those business owners who were surveyed, 10 percent reported they hired new workers, 13 percent said they cut staff and the remaining 77 percent saw no net change in employment. The companies that reported they increased their staffs added an average of 2.2 workers per firm, while the companies that reported cutting staff reduced employment by an average of three workers per firm. “Small business owners are reporting that the political climate is a reason not to expand – second only to the economy, which is only keeping up with population growth,” Dunkelberg wrote. “And so, in the meantime, owners are in maintenance mode, spending only where necessary and not hiring, expanding or ordering more inventories until the future becomes more ‘certain.’”

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4C JOURNAL • Week Color: of November 12, 2012 17 MM: Scott Jascha

Holly’s year of living ‘danger’ously You might know me as Holly Danger, though depending how well you know me, you’d know that my moniker derives from Holly Diane Anger. I live a life of duality working as a full-time video editor and art director by day and as a live performance graphic and video artist by night. In February 2010, I gave my art a home and a place to grow at the Danger Studio within the Loft Artist Association building in Stamford. My studio has become my playground for everything I love, from graphic design to handmade work, from digital collage on wood, jewelry and vinyl records, to creating and choreographing live video for the backdrops of music performances and video installations worldwide. Much of my work explores the interpretation of music on a visual level. You’ll find stylistic themes of dreamy, sun-soaked color palettes revolving around wanderlust, nature, abstraction and a hint of retro flavor. These elements inspire the imagery and fuel my motivation to seek artistic opportunities and work late into the night after working my daily nine-to-five. This summer I was honored to receive one of the “City Canvases” art grants from the Department of Economic and Community Development and the Connecticut Office of the Arts to create a large-scale video projection to enhance urban areas around Bridgeport. The project enabled me to focus my creativity on a community level and allowed me to branch out and explore more experimental work. I’m very proud of the piece I created, a stop-motion animation called “Soul Seasons.” The work is continuing to tour and was also featured at the 2012 L.A.M.P. (Light Artists Making Places) Festival in New Haven and at the “A” Gallery in Martha’s Vineyard. If I could spend every waking moment creating, collaborating and performing around the world, I would reach my own personal enlightenment. To view my work or hear about upcoming live performances and exhibitions, visit hollydanger.com. Holly Danger Member, Cultural Alliance of Fairfield County

The mission of the Cultural Alliance of Fairfield County is to support cultural organizations, artists and creative businesses by providing promotion, services and advocacy. For more information, visit CulturalAllianceFC.org or email infoCulturalAllianceFC.org or call 256-2329. For events lists, visit FCBuzz.org.

FCBUZZ Country star Jerrod Niemann to play The Palace

Jerrod Niemann comes to The Palace in Stamford.

Jägermeister is proud to present Jerrod Niemann’s national tour, making a stop at The Palace Theatre in Stamford Nov. 17 at 8 p.m. Niemann’s highly anticipated sophomore album, “Free The Music,” is in stores now and is garnering praise from fans and critics alike. Jerrod Niemann launched a trio of hits with his acclaimed album ”Judge Jerrod & The Hung Jury,” which included “One More Drinkin’ Song,” the gold-

certified “What Do You Want,” and the platinum No.1 single, “Lover, Lover.” Co-produced by Niemann, it was one of The New York Times’ Top 10 Albums of 2010. Upon its release, the album debuted at No. 1 on Billboard’s Top Country Albums sales chart. Niemann has quickly become a fan and industry favorite, earning award nominations from the ACM, CMA, CMT and the American Country Awards, while headlining his own shows and touring with such artists as Dierks Bentley and Brad Paisley. Jerrod coproduced and spent two years recording “Free The Music.” On this album, Jerrod and his outside-the-box co-producer Dave Brainard utilized a mix of classic and cutting-edge technology, reinvented instruments and adhered to a strict set of musical limitations, creating an unconventional sound for the country format. Tickets are $20 (plus SCA fees) and are on sale now at SCAlive.org, You can also charge by phone, 3254466 or in person at The Palace Theatre box office, which is open 10 a.m.-6 p.m. weekdays. The 20122013 season is made possible through the generosity of SCA’s Season Sponsors Seaboard Properties Inc. and The Whittingham Family.

Center for Contemporary Printmaking goes mono a mono Fall activities at the Center for Contemporary Printmaking (CCP) in Norwalk showcase the annual fundraiser, MONOTHON, with the much-awaited live auction and party set for Nov. 17. The festivities get underway at 6 p.m., with a silent auction of new original prints created by emerging and established artists during a printmaking marathon held last month at the center. Guests pencil in bids on a label next to each print, network with the artists and simply enjoy the scene. Hors d’oeuvres, specially prepared by area purveyors of fine food, and a selection of beverages are available. At 8 p.m., the live auction begins, presided over by auctioneer Guy Bennett with

his usual joie de vivre. The hour-long auction features a curated selection of original artwork at competitive prices, along with vacation stays and other special offerings. Admission is $35, which includes a bid ticket and refreshments. All proceeds from the MONOTHON support CCP programs and activities. The Center for Contemporary Printmaking is a nonprofit organization dedicated to the art of the original print – intaglio, lithography, monotype, silkscreen, woodblock printing, paper works, book arts and digital arts. It’s at 299 West Ave., in Mathews Park, Norwalk. For more information, call 899-7999 or visit contemprints.org

Visit FCBuzz.org for more information on events and how to get listed. 18 Week of November 12, 2012 • Fairfield County Business Journal

Presented by: Cultural Alliance of Fairfield County

FAIRFIELD COUNTY

BUSINESS JOURNAL BHL Services Inc., Minneapolis, Minn., contractor for Sugar Hollow Association L.L.C. Fit-out an existing commercial building for Select Comfort., 5 Sugar Hollow Road, Danbury. Estimated cost: $180,000. Filed Oct. 25.

Building Permits

Commercial Adams & Ruxton Construction, Morristown, N.J., contractor for Bank of America. Perform interior alterations at an existing commercial building, 7 Church St., Stamford. Estimated cost: $23,000. Filed Oct. 18.

Capital Drywall Construction Inc., Danbury, contractor for Danbury Mall L.L.C. Perform alterations to an existing commercial building, 7 Backus Ave., Danbury. Estimated cost: $25,000. Filed Oct. 25.

ASA Carlton Inc., Bufford, Ga., contractor for GMC Ltd Partnership. Perform interior renovations at an existing commercial building, 711 Store, 217 Clapboard Ridge Road, Danbury. Estimated cost: $38,500. Filed Oct. 31.

Claris Construction Inc., Newtown, contractor for J & F Associates. Perform interior alterations at an existing commercial building, Federal Road, Danbury. Estimated cost: $40,000. Filed Oct. 11.

Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Gannett Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: (914)694-3600 Fax: (914)694-3680

Fairfield House and Garden, Greenwich, contractor for Linda Castriota. Perform external renovations at an existing singlefamily residence, 5 Hallwell Drive, Stamford. Amount: $150,000. Filed Oct. 29.

American Home L.L.C., Stamford, contractor for Pam and Doug Green. Perform interior renovations and additions at an existing single-family residence, 41 Denise Drive, Stamford. Boston HP L.L.C., Boston, Mass., Amount: $60,000. Filed Oct. 23. Gibson, Rodger, Stamford, concontractor for JHM Group. Pertractor for David Bodofsky. Perform interior alterations at an exform interior renovations at an isting commercial building, 1281 Bradbury, Charles. Repair inte- existing single-family residence, E. Main St., Stamford. Estimated rior framing, 28 Minevale Road, 795 Stillwater Road, Stamford. Stamford. Amount: $5,000. Filed Amount: $6,000. Filed Oct. 26. cost: $54,000. Filed Oct. 23. Oct. 18.

Adams & Ruxton Construction, Morristown N.J., contractor for Bank of America. Perform interior alterations at an existing commercial building, 417 Shippan Ave., Stamford. Estimated cost: $20,000. Filed Oct. 18.

Barrera, Ximena, Stamford, contractor for 112 Prospect Limited Partners. Perform interior alterations at an existing commercial building, 112 Prospect St., Stamford. Estimated cost: $150,000. Filed Oct. 19.

Residential

Broadway Kitchen and Bath, Stamford, contractor for Lutifye Yavuzer. Perform interior renovations and additions at an existing single-family residence, 71 Field Stone Road, Stamford. Amount: $48,000. Filed Oct. 23. Carpentry Unlimited, Stamford, contractor for Douglas Alderman. Perform external renovations at an existing singlefamily residence, 263 Stamford Ave., Stamford. Amount: $35,000. Filed Oct. 16.

Danbury Mall L.L.C. Fit-out an existing commercial building for Lifereel, 7 Backus Avenue Main, Danbury. Estimated cost: $50,000. Filed Oct. 15.

Cernak, Frank J., South Salem, N.Y., contractor for Barbara Lewis. Perform external renovations at an existing single-family residence, 36 Doral Farm Road, Stamford. Amount: $8,000. Filed E.J. York Inc., New York City, Oct. 19. contractor for Danbury & Associates L.L.C., Perform interior renovations at an existing com- Chabla, Galo J. Perform almercial building, Hilton Gardens, terations to an existing single115 Mill Plain Road, Danbury. family residence, 16 Hillside Estimated cost: $475,000. Filed St., Danbury. Amount: $1,500. Filed Oct. 25. Oct. 25.

Building Permits Commercial This week’s electronic Records Section contains 18 more commercial building permits on westfaironline. com. Subscribe to our membership package to access our expanded digital Records Section.

Costa, Aldrin. Perform interior renovations and additions at an existing single-family residence, 3 Hilltop Manor, Danbury. Amount: $20,000. Filed Oct. 22. DioGiorgi Roofing and Siding, Beacon Falls, contractor for Margaret D. and Dominic DiPalma. Perform external renovations at an existing single-family residence, 45 Mendes Road, Danbury. Amount: $15,940. Filed Oct. 16.

Guiltec Development, Stamford, contractor for Natalie and John Anderson. Perform interior renovations at an existing singlefamily residence, 480 Ocean Drive West, Stamford. Amount: $62,000. Filed Oct. 24.

Pro Gas, Greenwich, contractor for the city of Stamford. Perform interior alterations and renovations at an existing commercial building and upgrade heating, ventilation and air conditioning, 1125 Grove Road, Stamford. Amount: $60,000. Filed Oct. 18. Redwiss, Robin. Perform interior renovations at an existing single-family residence, 54 Brookhollow Lane, Stamford. Amount: $20,000. Filed Oct. 25. Robles, Karen. Perform interior renovations and additions at an existing single-family residence, 56 Carlisle Place, Stamford. Amount: $30,000. Filed Oct. 23.

Salvatore, Susan. Construct a new single-family residence, Knight and Gabrowski, Stam- 1802 Newfield Ave., Stamford. ford, contractor for Hillary and Amount: $1.2 million. Filed Andrew Goodman. Perform in- Oct. 19. terior renovations at an existing single-family residence, 59 Briar Brae Road, Stamford. Amount: Tapia, Joel. Repair water damage at an existing single-family $17,500. Filed Oct. 23. residence, 82 Noble St., Stamford. Amount: $9,120. Filed Oct. 22. Lakeside Development L.L.C., Oakland, Calif., contractor for Lakeside Townhouse Condo As- Toll CT III L.P., Newtown, sociates. Construct a four-unit contractor for The Hills at Rivtownhouse building, 44 E. Hayes- ington. Construct a five-unit town Road, Danbury. Amount: family dwelling, Reserve Road, Danbury. Amount: $1 million. $734,400. Filed Oct. 18. Filed Oct. 31. Longo’s Construction L.L.C., Stamford, contractor for Philip Gentle. Perform external renovations at an existing single-family residence, 184 N. Stamford Road, Stamford. Amount: $150,000. Filed Oct. 16.

United Cleaning and Restoration, Middlefield, contractor for Cheryl Williams, Repair fire damage at an existing single-family residence, 10 Forest Lawn Ave., Stamford. Amount: $10,000. Filed Oct. 26.

West, Michael E., contractor for Nonprofit Development. Construct a retaining wall at an existing single-family residence, 20 New St., Danbury. Amount: $6,200. Filed Oct. 16.

Court Cases

Bridgeport Superior Court Acmat Corp., et al., New Britain. Filed by Lawrence Cox, et al., West Hartford. Plaintiff’s attorney: Brian P. Kenney, New Haven. Action: The plaintiff was exposed to secondary asbestos containing products, which have contributed to the plaintiff’s contraction of asbestos-related mesothelioma and other asbestosrelated pathologies. The plaintiff demands monetary damages in excess of $15,000 and statutory punitive damages. Filed Oct. 24. Case no. 6031124. Borg Warner Corp., et al., Auburn Hills, Mich. Filed by Barbara Sivick, et al., Windsor. Plaintiff’s attorney: Christopher Meisenkotken, New Haven. Action: The plaintiff was secondarily exposed to asbestos-containing products through her father’s employment as a plant worker, which contributed to her asbestos-related mesothelioma and other asbestosrelated pathologies. The plaintiff demands monetary damages in excess of $15,000 and statutory punitive damages. Filed Oct. 24. Case no. 6031125.

Melchionno, Paul. Perform external renovations at an existing single-family residence, 18 Deleo Drive, Stamford. Amount: $34,000. Filed Oct. 22.

W.F.C Construction Management Inc., Harrison, N.Y., contractor for L. Allain. Perform interior renovations at an existing single-family residence, 70 Strawberry Hill Ave., No. 2-3B, Piercin, Gesler. Perform interior Stamford. Amount: $11,000. renovations at an existing single- Filed Oct. 17. family residence, 27 Woodrow St., Stamford. Amount: $46,500. Filed Oct. 25.

Environmental & Civil Engineering For more information Andrew Zlotnick, Senior Vice President 203.374.3748, www.fando.com

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 12, 2012 19

on the record Bridgeport Board of Education, et al., Bridgeport. Filed by A’lanaah Buchanan, et al., Bridgeport. Plaintiff’s attorney: Matthew J. Broder, Bridgeport. Action: The plaintiff was enrolled as a student at the Paul Laurence Dunbar School and while on school premises was subject to harassment, verbal abuse, threats of physical violence and a pattern of bullying by other girls in the school. During a confrontation, the plaintiff sustained psychological and physical injuries. The plaintiff demands monetary damages in excess of $15,000 and punitive damages. Filed Oct. 25. Case no. 6031135. Capitol Waste Services L.L.C., Stamford. Filed by Strategic Disposal L.L.C., Trumbull. Plaintiff’s attorney: Michael W. Lynch, New Haven. Action: The plaintiff provided services for construction and demolition at the defendant’s principal place of business, which the defendant paid for some but not all the disposal services that the plaintiff had provided. The total balance owed the plaintiff is $21,555.80. Filed Oct. 23. Case no. 6031090. Chuckin’ It L.L.C., Easton. Filed by Strategic Disposal L.L.C., Trumbull. Plaintiff’s attorney: Michael W. Lynch, New Haven. Action: The plaintiff provided services for construction and demolition at the defendant’s principal place of business, which the defendant paid for some but not all the disposal services that the plaintiff had provided. The total balance owed the plaintiff is $10,042.42. Filed Oct. 23. Case no. 6031089. Epernay, L.L.C. d.b.a. Epernay Bistro, et al., Bridgeport. Filed by Community Capital Fund Inc., Bridgeport. Plaintiff’s attorney: Steven G. Berg, Norwalk. Action: The plaintiff alleges the defendant has defaulted on repayment of a commercial revolving promissory note with a term, dated Aug. 13, 2008. The defendant neglected or refused to pay the sum owed in the amount of $22,141.62 of the original loan of $100,000. The plaintiff claims an attachment of real property to the value of $40,000. Filed Oct. 23. Case no. 6031076.

Hospital for Special Care, New Britain. Filed by Garrett Owen. Stratford. Plaintiff’s attorney: Joseph A. Kubic, Milford. Action: The plaintiff was admitted to the hospital to receive continued treatment to recover from pneumonia and to receive aggressive mechanical ventilation management and weaning from a ventilator, but at the same time the patient has a history of arthrogryposis, which is a condition that prevents bending knees. While the patient was transferred from the bed to a wheelchair his leg got blocked and the nursing assistant forcibly applied pressure to his leg in order to get it moved, which resulted in the patient sustaining a distal femoral fracture. The plaintiff demands monetary damages in excess of $15,000 for pain and suffering. Filed Oct. 26. Case no. 6031159. Maher and Murtha L.L.C., Bridgeport. Filed by Old Republic Life Insurance, Chicago, Ill. Plaintiff’s attorney: John B. Farley, Hartford. Action: The plaintiff retained the legal services of the defendant with regard to a lawsuit that was filed by Eric Reichbart against A to Z Rental Center Inc. The plaintiff requested that the defendant file a motion to intervene in the litigation but the defendant failed to do so. The plaintiff demands monetary damages in excess of $15,000 from the plaintiff. Filed Oct. 31. Case no. 6031205. Menz, Thomas d.b.a. First Class Sheet metal, Stratford. Filed by Binghamton Hardware & HVAC Inc., Binghamton, N.Y. Plaintiff’s attorney: Thomas L. Kanasky Jr., Bridgeport. Action: The plaintiff sold and delivered goods, wares and merchandise to the defendant; a balance of $10,138.62 plus interest is due. Filed Oct. 23. Case no. 6031094. Merusi, George A. d.b.a. Jamco Carting, Katonah, N.Y. Filed by Strategic Disposal L.L.C., Trumbull. Plaintiff’s attorney: Michael W. Lynch, New Haven. Action: The plaintiff provided services for construction and demolition at the defendant’s principal place of business, which the defendant paid for some but not all the disposal services that the plaintiff had provided. The total of $7,805 is still outstanding. Filed Oct. 30. Case no. 6031199.

Mounajed, Ahmad d.b.a. JZ’s Grocery & Deli, Bridgeport. Filed by Millennium Group Management L.L.C., Stratford. Plaintiff’s attorney: John B. Bryk, Bridgeport. Action: The plaintiff and defendant entered into a written agreement for the delivery and installation of an automatic teller machine on the defendant’s premises. The defendant breached the agreement with the plaintiff when it disconnected and discontinued the use of the equipment. The plaintiff demands monetary damages in excess of $2,500. Filed Oct. 31. Case no. 6031208.

Triple Point Technology Inc., Westport. Filed by Champion & Partners L.L.C. d.b.a. Championscott Partners, Boston, Mass. Plaintiff’s attorney: Bonnie D. Kumiega, Somers. Action: The plaintiff and defendant entered into an agreement for the recruitment of an executive employee for appointment as the global product manager of Triple Point. The plaintiff identified potential candidates, conducted interviews, vetted the potential candidates and identified an acceptable one for the defendant. According to the contract the defendant is obligated to pay the plaintiff for its recruitment but it has failed to make the payments. New England Woodworks The total outstanding amount L.L.C., North Haven. Filed by is $34,271.07. Filed Oct. 31. People’s United Bank, Bridge- Case no. 6031209. port. Plaintiff’s attorney: Paul A. De Genaro, Stamford. Action: The plaintiff entered into a loan agreement with the defendant borrowing money on a promissory note, which it failed to pay. The plaintiff demands satisfaction of the outstanding indebtedness of the defendant for the Barbieri Painting & Decoratamount of $72,537.76 and im- ing L.L.C., et al., Waterbury. mediate possession of the collat- Filed by the town of New Faireral pursuant to the Connecticut field. Plaintiff’s attorney: John General Statutes. Filed Oct. 25. F. Keating Jr., New Fairfield. Action: The plaintiff entered into a Case no. 6031141. contract with the defendant for painting two buildings owned T Dev Construction Services by the plaintiff in New Fairfield. Inc., Stamford. Filed by O & The defendant agreed to strip the G Industries Inc., Torrington. existing paint, apply two coats Plaintiff’s attorney: John J. Ribas, of Sherwin-Williams Duration Bridgeport. Action: The plain- paint to the exterior wood surtiff and defendant entered into a faces. The defendant expressly credit agreement with which the warranted that it would apply plaintiff supplied materials and the paint in accordance with the services to the defendant. Accord- manufacturer’s warranty and ing to the agreement the plaintiff that the paint has a lifetime warwould supply the defendant with ranty. The defendant is in default two invoices per month and the of its implied warranty, and the defendant would remit payment plaintiff demands the refund of within 30 days of receipt of the all sums paid on the contract and invoices. The defendant has failed seeks monetary damages. Filed to remit payment for the materi- Oct. 31. Case no. 6010847. als and services that were provided him totaling $64,003.23. The plaintiff demands mon- Matrix Realty Group Inc., etary damages. Filed Oct. 29. Smithtown, N.Y. Filed by Petchone L.L.C. d.b.a. Ridgefield Case no. 6031176. Glass, Ridgefield. Plaintiff’s attorney: Lawrence William Andrea, The Devore Doughnut Com- Kent. Action: The plaintiff suppany Inc., et al., Fairfield. Filed plied and delivered to the premby Ford Motor Credit Com- ises certain glass and glass prodpany L.L.C., Fairfield. Plaintiff’s ucts and provided labor to install attorney: Walter Onacewicz, them. The defendant has failed Bloomfield. Action: The plain- to remit payment for the service tiff and defendant entered into that was delivered by the plaintiff a retail installment contract for and the amount of $11,971.98 a new 2006 Ford F350, which remains due. Filed Oct. 25. the defendant agreed to pay the Case no. 6010815. purchase price of $45,948.89. As a result of nonpayment the vehicle was repossessed and the defendant remains indebted to the plaintiff for the amount of $11,529.96. Filed Oct. 23. Case no. 6031092.

20 Week of November 12, 2012 • Fairfield County Business Journal

Danbury Superior Court

Stamford Superior Court Autosport International L.L.C., Derry, N.H. Filed by Benedict Capital L.L.C., Greenwich. Plaintiff’s attorney: David J. Baker, East Haven. Action: The plaintiff holds a promissory note executed by the president of the defendant’s corporation to the value of $30,000. The defendant has been negligent in remitting payment for the note. The plaintiff claims monetary damages in excess of $15,000. Filed Oct. 23. Case no. 6015927. Balderrama Bros L.L.C., Norwalk. Filed by Rowayton Electric L.L.C., et al., Rowayton. Plaintiff’s attorney: Abraham M. Hoffmann, Trumbull. Action: The plaintiff and defendant entered into a contract for the rendering of services. The defendant neglected to pay for all the services rendered; $7448.93 is still outstanding. Filed Oct. 25. Case no. 6015969.

KNF Lake Ave. L.L.C. Seller: Robert D. Gray. Property: 751 Lake Ave., Greenwich. Amount: $30 million. Filed Oct. 23. Sir 150 Imperial L.L.C. Seller: Vincent P. Hanley Sr. Property: 150 Imperial Ave., Westport. Amount: $270,000. Filed Oct. 26. Tramuta Enterprises L.L.C. Seller: Deutsche Bank National Trust, trustee, Los Angeles, Calif. Property: 80 Bowe Ave., Stratford. Amount: $109,000. Filed Oct. 24. Tronix Systems Family Limited Partnership, Stamford. Seller: HSBC Bank USA N.A., Buffalo, N.Y. Property: 94 Diaz St., Stamford. Amount: $231,000. Filed Oct. 26.

Residential

Abdulmumin, Asia S. and Nurain M., Danbury. Seller: Judith L. Lowery, Danbury. Property: 24 Benedict Ave., Unit B, Danbury. Amount: $215,000. Marketing Partnership L.L.C., Filed Oct. 22. Greenwich. Filed by Telescope Inc. Plaintiff’s attorney: Abra- Almeida, Joao Paulo and Joaham M. Hoffmann, Trumbull. quim Valeriano. Seller: Federal Action: The plaintiff and defen- Home Loan Mortgage Corp., dant entered into an agreement Tysons Corner, Va. Property: to provide advertising services 391 Soundview Ave., Stratford. to the defendant; $134,372.19 is Amount: $95,000. Filed Oct. 22. still outstanding. Filed Oct. 29. Case no. 6016000. Ambrosecchio, Lorraine and Marie, Greenwich. Seller: KatherDeeds ine Dowd, Old Greenwich. Property: 1465 E. Putnam Ave., Unit 420, Old Greenwich. Amount: $432,000. Filed Oct. 23.

Commercial

27 Church Hill Road - Newtown L.L.C., Newtown. Seller: 27 Church Hill Road L.L.C., Newtown. Property: 27 Church Hill Road, Newtown. Amount: $425,000. Filed Oct. 25.

Andersen, Johanna, Newtown. Seller: Christine Marie and Guy Pumo, Newtown. Property: 77 Suzie Drive, Newtown. Amount: $460,000. Filed Oct. 23.

124 Halstead L.L.C., Stamford. Seller: Laura M. Larossa and Anthony Pompa, Cos Cob. Property: 73 Cos Cob Ave., Cos Cob. Amount: $680,000. Filed Oct. 19.

Archer, Susan M. and William J., Greenwich. Seller: Asya Bangiyeva, Stamford. Property: 61 Seaview Ave., Unit D-42, Stamford. Amount: $400,000. Filed Oct. 23.

Capfor Westport L.L.C., Darien. Seller: 157 East Road Corp., Westport. Property: 1365-1391 Post Road East, Westport. Amount: $18.25 million. Filed Oct. 22. DeMarco Associates L.L.P., Norwalk. Seller: Lucille E. and Richard C. Murray, Stamford. Property: 16 Roosevelt Ave., Stamford. Amount: $520,000. Filed Oct. 26.

Batista, Demetrio Espinal and Elvin Espinal Rodriguez, Danbury. Seller: Cynthia A. McFadden, Oxford. Property: 10 Pleasant St., Danbury. Amount: $290,000. Filed Oct. 23. Bello, Ann C., Stamford. Seller: Kathryn and Nicholas Laganza, Norwalk. Property: 323 Wildwood Road, Stamford. Amount: $760,000. Filed Oct. 22.

on the record Credits, Clients and Awards

Operation Fuel recently held a reception at the Connecticut Science Center in recognition of its 35th anniversary and to raise awareness of the need for energy assistance. During the event, the Bank of Fairfield recently held a checking promotion that nonprofit recognized five of its partners for their extraordinary efenabled new checking customers to designate a donation to a local forts to support Operation Fuel and its mission. Honorees were: state Sen. Toni Harp, state Rep. Toni Walker, Lindsay Parke, the First charity. Baptist Church of Bridgeport and Dominion, which owns the Millstone Power Station in Waterford.

Shown at the check presentation from left, Donna Twist, executive director of the Norma F. Pfriem Breast Care Center; Bank of Fairfield director of development Bob Hojnacki; Tina Varick, the Evelyn Kennedy Center; Kevin Simmons, assistant executive director, Wakeman Girls and Boys Club; Operation Hope Executive Director Carla Miklos; Bank of Fairfield President Bob Palermo; and Joe Carbone, president and CEO of The Workplace.

Beth H. Griswold of Milford has been promoted to marketing director of the TD Bank sports center at Quinnipiac University. Griswold will be responsible for working with the executive director to increase sponsorship for the facility, where Quinnipiac’s Division I basketball and hockey teams play. She also is responsible for increasing membership to the University Club. Diane Knetzger of New Canaan has been promoted to senior vice president of BNC Financial Group, the holding company with The Bank of New Canaan, The Bank of Fairfield and Stamford First Bank as its subsidiaries. Knetzger joined The Bank of New Canaan as director of marketing in 2004. She is a graduate of the University of Virginia.

American College of Physicians – Connecticut Chapter recently presented annual physicians living and practicing in Cheshire, Fairfield, Guilford, Hartford, New Haven, Norwalk, West Hartford and Woodbridge with the chapter’s highest awards for distinguished service to their patients and their profession at the chapter’s recent annual meeting in Southington. Award recipients included Eric M. Mazur of Norwalk and Stephen P. Christopher Procopis of Stamford, managing director of Stamford-based LexPro Research, has become a certified member O’Mahony of Fairfield. of the Council of International Investigators (CCI), which was founded in 1955 in Seattle, Wash., as an association of internaMcCarter & English L.L.P. recently hosted “An Evening of tional investigators. Procopis co-founded LexPro Research in 2006. Fine Arts & Fine Wines” for friends and clients of the firm at its He holds a Bachelor of Arts degree in political science from The Hartford office to celebrate the leadership of the Hartford Sym- American University in Washington, D.C. phony Orchestra (HSO) and the Wadsworth Atheneum Museum of Art. The guests of honor were Carolyn Kuan, music director of Ted Randolph, an investment funds lawyer, has joined the HSO; and Susan L. Talbott, director and CEO of the Wadsworth. firm of Wiggin and Dana in Stamford as a partner, leading the firm’s new hedge fund and investment management practice group. Most John L. Lahey, president of Quinnipiac University, was named recently, Randolph served as senior vice president and associate Irish Person of the Year for his lifetime contributions to the Irish general counsel for HSBC Securities Inc. He holds a Juris Doctorate community and for spearheading the creation of Ireland’s Great degree from Harvard Law School and a Bachelor of Science degree Hunger Museum, Músaem An Ghorta Mhóir, home to the world’s in business administration from West Virginia University. largest collection of visual art, artifacts and printed material relating to the Irish Famine. The museum is located at 3011 Whitney in Hamden, near Quinnipiac’s Mount Carmel and York Hill cam- Martha Hanrahan Spiegel has joined Mackey & Guasco Staffing L.L.C. in Southport as director of business development. puses. Most recently, Spiegel was a job developer with Star Inc., a nonprofit in Norwalk serving individuals with developmental difficulties.

Newsmakers

Thursday Nov. 15 16th Annual Business to Business Showcase, 3 to 7 p.m., The Ethan Allen Hotel, 21 Lake Avenue Extension, Danbury. For information, call 743-5565. “Job Search Tools @ the Fairfield Public Library,” 9:15 a.m., Main Library, 1080 Old Post Road, Fairfield. For information, visit fairfieldpubliclibrary.org. The Leukemia & Lymphoma Society’s Connecticut chapter StarWrite Author’s Luncheon, 11 a.m. to 2 p.m., Hilton Stamford Hotel & Executive Meeting Center, 1 First Stamford Place, Stamford. For information, call 665-1400.

Snapshot The Stamford Family YMCA’s 2013 Fine Food for a Cause event planning is underway. Slated for Monday Jan. 28 at the Stamford Yacht Club, the event will feature a four-course, fourstar meal prepared by some of the area’s most well-known chefs. Proceeds will fund the first YMCA multipurpose teaching kitchen.

Fine Food for a Cause committee members, from left, Gina Pastore Mugavero of Stamford Hospital, Ria Rueda of Barteca Restaurant Group, Katrina Dorsey and Ernest Lamour of the Stamford Family YMCA, Mary Barneby of UBS Financial Services Inc., David Cingari of David’s Soundview Catering, Melissa LoParco of Catalyst Marketing Communications, Kari Pollak of Stamford Hospital Foundation and Rose Bien of UBS Financial Services Inc.

John F. Welch School of Business at Sacred Heart University in Fairfield recently hosted the 2012 annual meeting of the Academy of International Business – U.S. Northeast chapter. More than 100 individuals from 13 different nations were in attendance.

On the Go: Business, Etc.

The Robinson & Cole Women’s Initiative recently hosted a retreat for all the firm’s female attorneys. At the retreat, an Monday Nov. 12 inaugural Robinson & Cole Ladder Award was presented to partner Linda J. McDowell in recognition of her dedication to women’s “Human Rights: Free Press and Democracy” Open Visions Foleadership and mentoring other women attorneys. rum Lecture Series, 8 p.m., Fairfield University’s Regina A. Quick Center for the Arts, 1073 N. Benson Road, Fairfield. $45. For information, call 254-4010 or visit quickcenter.com. Wayne D’Amico, Certified Commercial Investment Member (CCIM) and senior managing director of RE/MAX Right Choice Commercial & Investment Division in Trumbull, was recently sworn Tuesday Nov. 13 in as the newest president of the CCIM Institute. D’Amico, who Temple Israel Networking Group for individuals in their job brings more than 25 years of real estate experience to his new role, search, 2 p.m., Temple Israel, 14 Coleytown Road, Westport. For graduated from New York University with a bachelor’s degree in real information, call 227-1293. estate and finance.

Panelists, from left, John F. Welch College of Business Dean John Chalykoff, customer solutions group executive vice president David Dobson, Pitney Bowes president and CEO Murray Martin, Yale School of Management senior faculty fellow Arun Sinha and Spreadsave.com president Mike Moen. Photograph by Tracy Deer-Mirek.

Information for these features has been submitted by the subjects or their delegates.

GET THE RECORDS EARLY.

Go to westfaironline.com/buy/records-section/ for more information and to view a sample. FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 12, 2012 21

on the record Bollinger, Gail R. and James M., Wilton. Seller: 50 Orchard Place L.L.C., Cos Cob. Property: 50 Orchard Place, Unit 50W, Cos Cob. Amount: $ 2.3 million. Filed Oct. 25. Bouchard, Danielle Pantaleoni and Scott C., Danbury. Seller: Amanda and Adam Berg, Newtown. Property: 16 Quarry Ridge Road, Sandy Hook. Amount: $462,500. Filed Oct. 22. Bunsie, Rohan, Stamford. Seller: Dina Y. Ursa, Cos Cob. Property: 15 First St., Unit 9, Stamford. Amount: $315,000. Filed Oct. 22. Caraizaca, Jose. Seller: U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 49 Wildman St., Danbury. Amount: $134,000. Filed Oct. 31. Cassell, Emma B., Norwalk. Seller: Patrycja Wala, Stamford. Property: 151 Courtland Ave., Unit 1A, Stamford. Amount: $190,000. Filed Oct. 18.

Holte, Joanna and Benjamin R., Stamford. Seller: Nancy A. Paglinco, Easton and JoAnne Vail, Rowayton. Property: 39 Gerik Road, Stamford. Amount: $400,000. Filed Oct. 23.

Egan, Linda. Creditor: Union Savings Bank, Danbury. Property: 95 S. King St., Danbury. Judgment of foreclosure has passed. Filed Oct. 23.

Espinoza, Juan, Danbury. Seller: Oscar Tapia, Danbury. Property: Interlandi, Paul, Stamford. 15 Casper St., Danbury. Amount: Seller: June Rosenthal, Stamford. Property: 208 Roxbury Road, $140,000. Filed Oct. 31. Stamford. Amount: $600,000. Filed Oct. 19. Falciano, Corrie L. and Paul J., Danbury. Seller: Toll CT III Limited Partnership, Newtown. Karum-Gulshan, Zobaida and Property: 11 Warrington Round, Abunassir Helalul Karim, DanDanbury. Amount: $464,995. bury. Seller: Angela Anderlot, Woodbury. Property: 41 Stevens Filed Oct. 22. St., Danbury. Amount: $105,000. Filed Oct. 15. Fiaschetti Janice, Brookfield. Seller: Doreen and Cladinoro Dilano and Brendan E., Daniel Kaye, Jeremy E. Seller: Carol C. W. and Elise S. O’Grady, Bethel. and Robert D. Gray. Property: 751 Property: 163 South St., Unit 29, Lake Ave., Greenwich. Amount: Danbury. Amount: $77,000. Filed $30 million. Filed Oct. 23. Oct. 22.

Harty, Robert, et al. Creditor: BAC Home Loans Servicing L.P., Fort Worth, Texas. Property: 17 Beech St., Danbury. Judgment of foreclosure has passed. Filed Oct. 15.

Dominguez, Doris M. and Mario D. Felipe, Stamford. Seller: Anne Lampman, Stamford. Property: 4 Windsor Road, Stamford. Amount: $265,500. Filed Oct. 25.

Fox, Lyn F. and Sean T., Stamford. Seller: Patrick J. Feeney, Stamford. Property: 45 Mountain Wood Road, Stamford. Amount: $609,500. Filed Oct. 25.

Keane, Katherine M. and Kerry Keane Mis, Bridgeport. Seller: Yelena and Adam S. Filby, Stratford. Property: 293 Allyndale Drive, Stratford. Amount: $204,900. Filed Oct. 24.

Chandra-Prakash, Adithya and Aaronhi Zaveri, Norwalk. Seller: Five Finks L.L.C. Property: 1 Strawberry Hill Ave., Unit 4F, Stamford. Amount: $255,000. Filed Oct. 24.

Frerick, James Q., Walden, N.Y. Seller: Oliveira Brothers L.L.C., Danbury. Property: 44 Hillandale Road, Danbury. Amount: $328,000. Filed Oct. 17.

Kelly, James F. and Keith Roche Trust. Seller: Diane A. Cunningham. Property: 6 Loren Lane, Westport. Amount: $650,000. Filed Oct. 26.

Chazhoor, Vincent, Brampton, Canada. Seller: Tramuta Enterprises L.L.C. Property: 80 Bowe Ave., Stratford. Amount: $140,000. Filed Oct. 24.

Garelick, Steven M., Danbury. Seller: Toll CT III Limited Partnership, Newtown. Property: 9 Lumber Hill Road, Danbury. Amount: $548,158. Filed Oct. 25.

Kelmendi, Dino. Seller: Roger Barrelli. Property: 51 Friar Tuck Lane, Stamford. Amount: $580,000. Filed Oct. 22.

Chen, Jia Jia and Paul Wiegand. Seller: Marian and Krzysztof Rydzik and Joanna DziewkiewiczRydzik, Stamford. Property: 22 Leslie St., Unit 10, Stamford. Amount: $180,000. Filed Oct. 19.

Genovese, Thomas L., Stamford. Seller: Christine J. Falb, Boulder, Colo. Property: 59 Courtland Ave., Unit 3G, Stamford. Amount: $192,000. Filed Oct. 18.

Conte, Michael F., Danbury. Seller: Bernadette A. Krohomer, Danbury. Property: 18 Cushing Drive, Danbury. Amount: $305,000. Filed Oct. 22.

Grauer, Danielle M. and Jonathan, Danbury. Seller: Amy Murphy and James St. Laurent, Danbury. Property: 5 Maplecrest Drive, Danbury. Amount: $333,000. Filed Oct. 18.

Dave, Manan H. and Rajvee U. Parikh, Danbury. Seller: David Petiford, Danbury. Property: 16 Ashley Court, Danbury. Amount: $465,000. Filed Oct. 16. De La Rosa, Alicia and Jorge; and Sharon J. Garcia, New Haven. Seller: Diane S. and Ernest M. Garcia, Newtown. Property: 149 Hattertown Road, Newtown. Amount: $400,000. Filed Oct. 29.

Klass, Cesar Sr. and Valdir L. Nascimento Sr., Danbury. Seller: Michael H. Zotos, Danbury. Property: 49 Garfield Ave., Danbury. Amount: $145,000. Filed Oct. 22.

Residential - Deeds This week’s electronic Records Section contains 52 more residential deeds on westfaironline.com. Subscribe to our membership package to access our expanded digital Records Section.

Greco, Patricia J. and Fioriono S., Armonk, N.Y. Seller: Toll CT Foreclosures III Limited Partnership, Newtown. Property: 17 Humber Hill Road, Danbury. Amount: Antares SHS L.P., et al., Philadelphia, Pa. Creditor: CCMR $553,404. Filed Oct. 16. Harbor Square L.L.C., Philadelphia, Pa. Property: 700 Canal St., Harovas, Michele R. and Per- 850 Canal St. and 880 Canal St., ry J. Seller: Joie E. Tauber and Stamford. Judgment of forecloCharles Wisnewski. Property: 16 sure has passed. Filed Oct. 18. Winthrop Road, Bethel. Amount: $395,000. Filed Oct. 26.

22 Week of November 12, 2012 • Fairfield County Business Journal

Lord, Melissa A., et al. Creditor: CitiMortgage Inc., O’Fallon, Mo. Property: 108 Woodside Green, Unit 2A, Stamford. Judgment of foreclosure has passed. Filed Oct. 26. Malchova, Karin, et al. Creditor: BAC Home Loans Servicing L.P., Fort Worth, Texas. Property: 134 Nashville Road, Newtown. Judgment of foreclosure has passed. Filed Oct. 24.

Thagouras, Peter, et al. Creditor: Deutsche Bank National Trust, trustee, Los Angeles, Calif. Property: 50 Lenox Ave., Stamford. Judgment of foreclosure has passed. Filed Oct. 26. Thomas, Diane A., et al. Creditor: Freedom Mortgage Corp., Mount Laurel, N.J. Property: 140 Greenhart Road, Unit 3, Stamford. Judgment of foreclosure has passed. Filed Oct. 26. Viganor, Helena, et al. Creditor: Deutsche Bank National Trust, trustee, Los Angeles, Calif. Property: 33 Town Hill Ave., Unit 15, Danbury. Judgment of foreclosure has passed. Filed Oct. 15. Vizi, Martin T., et al. Creditor: Washington Mutual Bank, Seattle, Wash. Property: 1 Union Ave., Unit 1, Danbury. Judgment of foreclosure has passed. Filed Oct. 15.

Marin, Maria Ines, et al. CrediJudgments tor: OneWest Bank F.S.B., Pasadena, Calif. Property: 236 Seaton Road, Unit 29-D-1, Stamford. Almeida, Carmela, Danbury. Judgment of foreclosure has $2,597.78 in favor of Midland passed. Filed Oct. 25. Funding L.L.C., San Diego, Calif., by Stephen A. Wiener, East Hartford. Property: 8 Durant St., DanMaya, Manuel and Jorge Galvez. bury. Filed Oct. 25. Creditor: Wells Fargo Bank, N.A., Fort Mill, S.C. Property: 15 Grand St., Danbury. Judgment of fore- Almeida, Juvenal L., Danbury. closure has passed. Filed Oct. 15. $1,855.85 in favor of Capital One N.A., Richmond, Va., by Stephen A. Wiener, East Hartford. PropMazariegos, Edwin D., et al. erty: 8 Durant St., Danbury. Filed Creditor: Bayview Loan Servicing Oct. 25. L.L.C., Chicago, Ill. Property: 5 Woodside Ave., Unit F-63, Danbury. Judgment of foreclosure has Almonte, Renzo, Danbury. passed. Filed Oct. 15. $773.72 in favor of Norbert E. Mitchell Co. Inc., Danbury, by Philip H. Manogan, Waterbury. Mora, Claudia, et al. Creditor: Property: 44 Oak Ridge Gate, People’s United Bank, Bridgeport. Danbury. Filed Oct. 25. Property: 67 Topstone Drive, Danbury. Judgment of foreclosure has passed. Filed Oct. 17. Anderson, Lori, Danbury. $818.56 in favor of Danbury Hospital, Bethel, by Stephen A. WiePellegrinelli, Celso, et al. Credi- ner, East Hartford. Property: 148 tor: JPMorgan Chase Bank N.A., Stadley Rough Road, Danbury. Jacksonville, Fla. Property: 9 Tri- Filed Oct. 15. angle Terrace, Danbury. Judgment of foreclosure has passed. Filed Oct. 22. Araujo, Luiz Claudio, Bethel. $3,446.17 in favor of Discover Bank, New Albany, Ohio, by SteSamoskovec, Robert M., et al. phen A. Wiener, East Hartford. Creditor: U.S Bank N.A., trustee, Property: 70 Dodgingtown Road, Salt Lake City, Utah. Property: Bethel. Filed Oct. 22. 34 Lakeview Terrace, Newtown. Judgment of foreclosure has passed. Filed Oct. 22. Araujo, Maria, Danbury. $943.15 in favor of DOPS Anesthesia, Danbury, by Robert L. Peat, Danbury. Property: 96 Hillandale Road, Danbury. Filed Oct. 17.

Arnold, James, Danbury. $3,506.23 in favor of Danbury EMS, Danbury, by Robert L. Peat, Danbury. Property: 12 Oak Ridge Road, Danbury. Filed Oct. 17. Arnold, James, Danbury. $879.79 in favor of Danbury Emergency Services, Danbury, by Stephen A. Wiener, East Hartford. Property: 12 Oak Ridge Ave., Danbury. Filed Oct. 25. Balchunas, Alexis, Danbury. $572.00 in favor of Danbury Hospital, Bethel, by Stephen A. Wiener, East Hartford. Property: 6 Ezra Road, Danbury. Filed Oct. 18. Barrett, Bernard J., Danbury. $4,045.66 in favor of Portfolio Recovery Associates L.L.C., Norfolk, Va., by Joseph M. Tobin, New Haven. Property: 42 Abbott Ave., Danbury. Filed Oct. 24. Baxter, Linda, Danbury. $320 in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 95 Park Ave., Unit 27, Danbury. Filed Oct. 15. Bouton, Andrew L., Newtown. $500 in favor of Carlson Therapy Network P.C., Cheshire, by Robert L. Peat, Danbury. Property: 14 Deerfield Drive, Newtown. Filed Oct. 24. Boyd, Diana, Stamford. $2,560.45 in favor of Stamford Hospital, Stamford, by Stephen A. Wiener, East Hartford. Property: 27 Vista St., Stamford. Filed Oct. 23. Briganti, Michael A., Stratford. $6,163.73 in favor of Cach L.L.C., Denver, Colo, by Joseph M. Tobin, New Haven. Property: 75 Hortense St., Stratford. Filed Oct. 24. Broomfield, Deon K., Stratford. $3,273.26 in favor of Cavalry SPV I L.L.C., Valhalla, by Joseph M. Tobin, New Haven. Property: 134 Ryan Ave., Stratford. Filed Oct. 24. Calabrese, Marianne, Stamford. $1,269.24 in favor of Capital One N.A., Richmond, Va., by Russell L. London, Newington. Property: 193 Little Hill Drive, Stamford. Filed Oct. 22.

on the record Carlucci, Ronald K., Stamford. $17,155.71, in favor of Portfolio Recovery Associates L.L.C., Norfolk, Va., by Stephen A. Wiener, East Hartford. Property: 60 George St., Stamford. Filed Oct. 19.

Dekker, Kim, Danbury. $700, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 1 Shady Lane, Danbury. Filed Oct. 16.

Delbene, Matt, Stratford. $2,891.19 in favor of Cach L.L.C., Carriero, Anthony, Danbury. Denver, Colo., by Joseph M. Tobin, $1,842.42 in favor of Danbury New Haven. Property: 125 Sulik Hospital, Danbury, by Robert Terrace, Stratford. Filed Oct. 24. L. Peat, Danbury. Property: 25 Pandanaram Road, Unit 21, DanDiaz, Alfredo, et al., Stratford. bury. Filed Oct. 17. $1,391.20 in favor of Gaylord Sleep Center, Wallingford, by Castillo, William A., Stamford. Karen E. Lahey, Waterbury. Prop$3,507.11 in favor of FIA Card erty: 180 Victory St., Stratford. Services N.A., Andover, Mass., Filed Oct. 25. by Nathan G. Johnson, Pawtucket, R.I. Property: 107 Culloden Road, First floor, Stamford. Filed Disston, Robin I., Stamford. $4,447.67 in favor of Capital One Oct. 23. N.A., Richmond, Va., by Russell L. London, Newington. Property: Chiodo, Josephine, Stratford. 193 Riverbank Road, Stamford. $11,883.02 in favor of Bridgeport Filed Oct. 22. Hospital, New Haven, by Nair & Levin P.C., Bloomfield. Property: 2567 Broadbridge Ave., Stratford. Donnelly, Kyleann, Bethel. $1,863.20 in favor of Danbury Filed Oct. 26. Hospital, Bethel, by Stephen A. Wiener, East Hartford. Property: Clancy, Maree V., Danbury. 3 Sand Hill Road, Bethel. Filed $19,575.33 in favor of Citibank Oct. 22. N.A., Sioux Falls, S.D., by Stephen A. Wiener, East Hartford . Property: 125 Old Boston Post Road, Doran, Colleen A., Stratford. $2,660.16 in favor of Citibank Danbury. Filed Oct. 18. N.A., Sioux Falls, S.D., by Stephen A. Wiener, East Hartford. PropCooper, Michael D., Danbury. erty: 46 Woodland Ave., Stratford. $44,950.17 in favor of Cavalry Filed Oct. 25. SPV I L.L.C., Valhalla, by Joseph M. Tobin, New Haven. Property: 6 Valley Road, Danbury. Filed Dubos, Dolores, Danbury. $336.40 in favor of Danbury Oct. 24. Hospital, Bethel, by Stephen A. Wiener, East Hartford. Property: Danise, John III, Danbury. 3 Jackson Drive, Danbury. Filed $5,950.20 in favor of Ford Motor Oct. 18. Credit Co. L.L.C., Livonia, Mich., by Nair & Levin P.C., Bloomfield. Property: 15 Dana Road, Dan- Frate, Ronald Jr., Newtown. $1,693 in favor of Danbury Hosbury. Filed Oct. 18. pital, Bethel, by Stephen A. Wiener, East Hartford. Property: 56 Dee, Steven G., Danbury. Bears Hill Road, Newtown. Filed $3,659.38 in favor of Discover Oct. 25. Bank, New Albany, Ohio, by Stephen A. Wiener, East Hartford. Property: 15 Ellsworth Ave., Dan- Guzman, Braulia, Danbury. $1,324.70 in favor of Danbury bury. Filed Oct. 18. Hospital, Danbury, by Robert L. Peat, Danbury. Property: 11 DeJesus, Ricardo, Stratford. Godlen Hill Lane, Danbury. Filed $2,824.81 in favor of Midland Oct. 17. Funding L.L.C., San Diego, Calif., by Stephen A. Wiener, East Hartford. Property: 293 Bruce Ave., Stratford. Filed Oct. 25.

Halas, Michael J., Danbury. $1,500 in favor of Waterbury Hospital, Waterbury, by Richard Terry, Hamden. Property: 28 Pembroke Road, Danbury. Filed Oct. 18.

Marmaras, Gus, Danbury. $5,088 in favor of National Credit Acceptance Inc., Sacramento, Calif., by Janine M. Becker, Bridgeport. Property: 2 Mountain Road, Danbury. Filed Oct. 24.

Ota, Sarah, Redding. $314.76 in favor of Portfolio Recovery Associates L.L.C., Norfolk, Va., by Stephen A. Wiener, East Hartford. Property: 12 Great Meadow Road, Redding. Filed Oct. 22.

Rocha, Eduardo, Danbury. $806 in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 7 Pandanaram Road, Unit C69, Danbury. Filed Oct. 16.

Haley, Kevin, Stratford. $6,194.19 in favor of Discover Bank, New Albany, Ohio, by Stephen A. Wiener, East Hartford. Property: 216 Albright Ave., Stratford. Filed Oct. 22.

Mastrolillo, Patrick, Danbury. $3,058.07 in favor of Midland Funding L.L.C., San Diego, Calif., by Stephen A. Wiener, East Hartford. Property: 10 Liberty St., Apt. 26B, Danbury. Filed Oct. 18.

Payson, Jacqueline, Danbury. $480.28 in favor of Danbury EMS, Danbury, by Robert L. Peat, Danbury. Property: 6 Catherine St., Danbury. Filed Oct. 17.

Rojas, Aguileo, Danbury. $4,399.41 in favor of Midland Funding L.L.C., San Diego, Calif., by Stephen A. Wiener, East Hartford. Property: 64 South St., Apt. 1, Danbury. Filed Oct. 18.

Huber, John, Danbury. $1,097 in favor of Danbury Hospital, Bethel, by Stephen A. Wiener, East Hartford. Property: 45 Stetson Place, Danbury. Filed Oct. 18.

Matthews, Annmarie, Danbury. $2,770 in favor of DOPS Anesthesia, Danbury, by Robert L. Peat, Danbury. Property: 25 Hillside Ave., Danbury. Filed Oct. 16.

Perry, William R., Bethel. $10,506.77 in favor of Discover Bank, New Albany, Ohio, by Stephen A. Wiener, East Hartford. Property: 6o Reservoir St., Bethel. Filed Oct. 25.

Joseph, Barbara, Danbury. $1,483.82 in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 41 Stone St., Danbury. Filed Oct. 17.

Mockovak, Anna, Danbury. $7,546.92 in favor of Portfolio Recovery Associates L.L.C., Norfolk, Va., by Stephen A. Wiener, East Hartford. Property: 7 Pandanaram Road, Apt. 185, Danbury. Filed Oct. 18.

Pinckney, David, Danbury. $3,248.15 in favor of Cach L.L.C., Denver, Colo., by Joseph M. Tobin, New Haven. Property: 22 Indian Spring Road, Danbury. Filed Oct. 24.

Kondracki, Michael, Stamford. $2,908.29 in favor of Capital One N.A., Glen Allen, Va., by Stephen A. Wiener, East Hartford. Property: 535 Hunting Ridge Road, Stamford. Filed Oct. 23. Leguiza, Elsa S., Stamford. $9,479.55 in favor of Discover Bank, New Albany, Ohio, by Stephen A. Wiener, East Hartford. Property: 60 Lawn Ave., Apt. 33, Stamford. Filed Oct. 23. Lionetti, Rose, Stamford. $3,063.92 in favor of Midland Funding L.L.C., San Diego, Calif., by Stephen A. Wiener, East Hartford. Property: 59 London Lane, Stamford. Filed Oct. 23. Lofaro, Luis L. Jr., Stratford. $5,513.58 in favor of Portfolio Recovery Associates L.L.C., Norfolk, Va., by Stephen A. Wiener, East Hartford. Property: 300 Booth St., Stratford. Filed Oct. 25. Manzi, Mark J., Danbury. $715.07 in favor of Danbury Diagnostic Imaging, Danbury, by Robert L. Peat, Danbury. Property: 262 Great Plain Road, Danbury. Filed Oct. 23.

Moran, Heather, et al., Bethel. $239.90 in favor of Carlson Therapy Network P.C., Cheshire, by Robert L. Peat, Danbury. Property: 222 Old Hawleyville Road, Bethel. Filed Oct. 23. Musante, Nancy M., Stratford. $4,828.42 in favor of Capital One N.A., Richmond Va., by Stephen A. Wiener, East Hartford. Property: 1843 Main St., Stratford. Filed Oct. 22. Nizolek, William J., Stamford. $38,392.28 in favor of Webster Bank N.A., Cheshire, by Stan R. Dombroski, New Haven. Property: 405 Eden Road, Stamford. Filed Oct. 23. Orellana, Manuel, Norwalk. $26,305 in favor of Mirna I. Garcia, Dover Plains, N.Y., by John F. Lambert, Greenwich. Property: 15 Victory St., Apt. 8, Stamford. Filed Oct. 18.

Porter, Karen, Stamford. $1,853.73 in favor of Capital One N.A., Richmond Va., by Russell L. London, Newington. Property: 5 Brown Ave., Stamford. Filed Oct. 22. Ramos, Oscar, Stamford. $4,292.34 in favor of Midland Funding L.L.C., San Diego, Calif., by Stephen A. Wiener, East Hartford. Property: 14 Linden Place, Stamford. Filed Oct. 19. Raymond, Russell, Danbury. $936.32 in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 231 Stadley Rough Road, Danbury. Filed Oct. 17. Ribeiro, Idalina, Danbury. $6,366.85 in favor of Midland Funding L.L.C., San Diego, Calif., by Stephen A. Wiener, East Hartford. Property: 19 Beech St., Danbury. Filed Oct. 25.

Ortiz, Miriam J., Stratford. $3,154.74 in favor of Atlantic Credit & Finance Inc., Roanoke, Va., by Stephen A. Wiener, East Hartford. Property: 12 Danis St., Stratford. Filed Oct. 22.

Romeo, Joseph, Danbury. $4,960.20 in favor of Cavalry SPV I L.L.C., Valhalla, by Joseph M. Tobin, New Haven. Property: 44 Dana Road, Danbury. Filed Oct. 23. Ronan, Robert, Danbury. $715.07 in favor of Danbury Diagnostic Imaging, Danbury, by Stephen A. Wiener, East Hartford. Property: 10 Jackson Drive, Danbury. Filed Oct. 15.

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Liens

Federal Tax Liens-Filed American Boiler Inc., 214 Benton St., Stratford. $1,295,440.68, corporation income tax return. Filed Oct. 22. Bear, Michael J., 60 Londonderry Drive, Greenwich. $172,003.86, tax debt on income earned. Filed Oct. 23. Blacksone, Tiffany, 481 Old Long Ridge Road, Stamford. $11,109.10, tax debt on income earned. Filed Oct. 23. Da Pietros Restaurant Inc., 36 Riverside Ave., Westport. $18,556.68, payroll taxes. Filed Oct. 23. Firmino, Jose A., 44 Mead Ave., Greenwich. $26,039.84, tax debt on income earned. Filed Oct. 23.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 12, 2012 23

on the record J&V Stone L.L.C., 117 Henry Stringer, Steve, 27 Kings St., Stamford. $1,416.18, payroll Highway North, Westport. taxes. Filed Oct. 23. $201,542.45, tax debt on income earned. Filed Oct. 23. Johnson, Conrad, 40 Avery St., Stratford. $36,766.04, tax debt on Thomas C. Thornberry and Asincome earned. Filed Oct. 22. sociates L.L.C., 972 E. Broadway, Stratford. $24,042.53, return of partnership income; and emKids Time Pre School & Day ployer’s federal unemployment Care Inc., 32 Portland Ave., Red- tax return. Filed Oct. 22. ding. $314.76, employer’s federal unemployment tax return. Filed Oct. 22. Whaley, John Jr., 10 Maple Road, Easton. $6,043.89, tax debt on income earned. Filed Oct. 23. Kosan, Cheryl, 51 Forest Ave., Old Greenwich. $14,705.37, tax debt on income earned. Filed Oct. 23.

Federal Tax Liens – Partial Release

Milburn, William M., 13 Kingswood Drive, Bethel. $54,794.95, Tucci, Joseph, 12 Overlook Road, tax debt on income earned. Filed Westport. $40,518.07, tax debt on income earned. Filed Oct. 23. Oct. 22. Miller, Katherine E., 70 Cranbury Road, Westport. $622.32, tax debt on income earned. Filed Oct. 23.

Federal Tax Liens – Partial Withdrawal

Parenti, Dorothy and Steven, 13 Whippoorwill Road, Bethel. Barry, Jana, 64 North St., Dan$43,483.36, tax debt on income bury. $45,898.98, tax debt on income earned. Filed Oct. 23. earned. Filed Oct. 22. Pickel, Eli, 41 Riding Stable Trail, Stamford. $89,329.44, tax debt on income earned. Filed Oct. 23.

Federal Tax Liens – Released

Farmakis, Peter, 14 Valleywood Road, Cos Cob. $114,163.43, tax debt on income earned. Filed Oct. 23. Feldman, Alan B., P.O. Box 200, Bethel. $24,292.25, tax debt on income earned. Filed Oct. 24. HAT City Maintenance Inc., P.O. Box 4651, Danbury. $28,427.16, U.S. corporation income tax return, payroll taxes and quarterly tax returns. Filed Oct. 23.

Bartesaghi, Joyce, Stamford. Filed by Thomas J. Costello Lease Landscaping L.L.C., Stamford, by Thomas J. Castello. Property: 326 Buena Vista St., Stamford. Burlington Coat Factory of Connecticut L.L.C., by Peter B. Amount: $499.85. Filed Oct. 26. O’Connell. Landlord: Barbara R. Ray and Peter B. O’Connell. Brown, Toni, Stamford. Filed Property: Barnum Avenue cut-off by Bridgeport Awning & Shade and Main Street, Stratford. Term: Company, Fairfield, by Leonard Five years, commencing Oct. 30, J. O’Neil. Property: 217 Bridge 2012. Filed Oct. 25. St., Apt. B1, Stamford. Amount: $2,140. Filed Oct. 18.

DH Tunick Family L.L.C., Greenwich. Filed by Enviro MeLockery, Melissa and Terence chanical Technologies L.L.C., ElP., 215 Farms Road, Stamford. mwood Park, N.J., by Jack Cahill. $14,299.77, tax debt on income Property: 355 W. Putnam Ave., earned. Filed Oct. 18. Greenwich. Amount: $32,273.60. Filed Oct. 25. Marios Auto Service Inc., 52 Pembroke Road, Danbury. Lee, Chin Huang, Newtown. $6,663.70, payroll taxes. Filed Filed by Total Comfort Inc., DanOct. 23. bury, by John McCormack. Property: 95B Walnut Tree Hill Road, Screnci, Fiore, 25 Innis Lane, Old Newtown. Amount: $8,700. Filed Greenwich. $5,384.86, tax debt on Oct. 24. income earned. Filed Oct. 23. McMinn, Louise B., Greenwich Screnci, Fiore, 53 Putnam Park, for work done by contractor, Greenwich. $17,935.50, tax debt Ralph D’Arinzo, Stamford. Filed on income earned. Filed Oct. 23. by Gabriele Construction Inc., Stamford, by Jonna Gabriele, vice president. Property: 59 S. Water Seven A. Company Inc., 28 Wood- St., Greenwich. Amount: $11,000. bury Drive, Danbury. $366.65, pay- Filed Oct. 25. roll taxes. Filed Oct. 16.

Skidmore, Jonathan K., 45 Ravs Restaurant L.L.C., 5 Riv- Adams, James, 18 Cedar St., Stone St., Danbury. $151,519.52, erside Ave., Westport. $5,666.84, Stamford. $13,618.05, tax debt on tax debt on income earned. Filed failure to file or file correct infor- income earned. Filed Oct. 23. Oct. 23. mation returns. Filed Oct. 23. Datin Brothers Inc., 10 Wang, Hua, 74 Lolly Lane, StamRidgefield Cycle Centre Inc., Fieldstone Drive, Newtown. ford. $582,308.06, tax debt on in1492 High Ridge Road, Stam- $46,049.27, payroll taxes. Filed come earned. Filed Oct. 18. ford. $8,167.44, payroll taxes. Oct. 22. Filed Oct. 23. Wilson, Inez, 310 Greenwich Densel, Donna L. and Kirk B. Ave., No. 1212, Greenwich. Wortman, 104 Meadow Road, Romanello, Joseph J., 56 $34,199.98, tax debt on income Vanech Drive, Stamford. Riverside. $48,840.88, tax debt on earned. Filed Oct. 23. $231,105.80, tax debt on income income earned. Filed Oct. 23. earned. Filed Oct. 23. Devita, Anthony Jr., 18 HaveRosa Carpentry & Marine Co., meyer Lane, Old Greenwich. 427 W. Putnam Ave, Greenwich. $43,127.89, tax debt on income $10,437.32, payroll taxes. Filed earned. Filed Oct. 18. B Stamford L.L.C., Locals 8 Oct. 23. L.L.C. and Locals 8 Restaurant Dreamscapers L.L.C., 30 Main Group, Stamford. Filed by D.L. Sleeva, Marcela P. and Mark St., Suite B5, Danbury. $4,376.24, Paulin Inc., Brunswick, Maine, J., 40 Farrell Road, Newtown. return of partnership income and by Derek T. Werner. Property: 100 Greyrock Road, Suite H008, $41,608.65, tax debt on income payroll taxes. Filed Oct. 16. Stamford. Amount: $288,996.66. earned. Filed Oct. 23. Driscoll, Nancy K. and James Filed Oct. 24. C. III, 15 Dittmar Road, Bethel. $36,344.79, tax debt on income earned. Filed Oct. 22.

Mechanic’s Liens – Filed

24 Week of November 12, 2012 • Fairfield County Business Journal

Newtown Main L.L.C., Newtown. Filed by David Pijnenburg. Property: 47-49 S. Main St., Newtown. Amount: $7,852.83. Filed Oct. 24. Stamford Exit 9 L.L.C., Norwalk. Filed by Hydrotech Systems Ltd., Cahoes, N.Y., by Robert Kramer. Property: 1 Blanchely Road, Stamford. Amount: $115,982.41. Filed Oct. 25. Tracy, Kathleen and Nicholas Greiner, Redding. Filed by Natale Ruisi Jr., Westport. Property: 163 Sunset Hill Road, Redding. Amount: $456,946.18. Filed Oct. 23.

Mechanic’s Liens – Released BLT Reserve L.L.C., Stamford. Filed by Danbury Concrete Pumping L.L.C., Bethel. Property: 55 Abbey Lane, Danbury. Amount: $5,650.00. Filed Oct. 15.

Clark, Doris M., et al., Danbury. Filed by Kevin M. Casini, Hartford, for CitiMortgage Inc., O’Fallon, Mo. Property: 4 Willow St., Danbury. Action: to foreclose a delinquent mortgage in the original principal amount of $285,000 dated March 2008. Filed Oct. 18.

Cunningham, John, et al., Greenwich. Filed by Paul A. DeGenaro, Stamford, for People’s United Bank, Bridgeport. PropLis Pendens erty: 73 Cutler Road, Greenwich. Action: to foreclose a delinquent Angotto, Terry S., et al., Stam- mortgage in the original principal ford. Filed by Jeffrey M. Knicker- amount of $1.5 million dated Ocboxer, Hartford, for Taylor Bean tober 2008. Filed Oct. 24. & Whitaker Mortgage, Orlando, Fla. Property: 25 Nichols Ave., Stamford. Action: to foreclose a Dahl, Norman, et al., Danbury. delinquent mortgage in the origi- Filed by Adam L. Avallone, Farmnal principal amount of $417,000 ington, for U.S Bank N.A., trustdated May 2006. Filed Oct. 26. ee, Salt Lake City, Utah. Property: 136 Pembroke Road, Unit 1-2, Danbury. Action: to foreclose a Antonik, Paul J., et al., Green- delinquent mortgage in the origiwich. Filed by Kevin M. Casini, nal principal amount of $207,000 Hartford, for JPMorgan Chase dated June 2007. Filed Oct. 15. Bank N.A., Buffalo, N.Y. Property: 19 Division St., Greenwich. Action: to foreclose a delinquent DeCrescenzo, Michael, et al., mortgage in the original principal Stamford. Filed by Loren M. amount of $223,000 dated Sep- Bisberg, Farmington, for HSBC tember 2002. Filed Oct. 23. Bank USA N.A., Buffalo, N.Y. Property: 240 Wardwell St., Unit 10, Stamford. Action: to foreBlakely, Enisha, et al., Danbury. close a delinquent mortgage in Filed by Steven G. Berg, Norwalk, the original principal amount of for Village Square at Park Avenue $200,000 dated July 2005. Filed Condominium Association Inc., Oct. 25. Danbury. Property: 97-99 Park Ave., Unit 80A, Danbury. Action: to foreclose on unpaid common Dixon, Eliza, et al., Stamford. charges and assessments. Filed Filed by Mark A. Sank, Stamford, Oct. 15. for First Fairlawn Condominium, Inc., Stamford. Property: 25 Crescent St., Unit 17-C-4, Stamford. Burke, Roy A., et al., Stamford. Action: claims an interest in real Filed by Karen J. Lucien, Hart- property on a complaint. Filed ford, for The Bank of New York Oct. 22. Mellon, trustee, New York City. Property: 11 Tuttle St., Unit 13, Stamford. Action: to foreclose Dubois,Curt L., et al., Stratford. a delinquent mortgage in the Filed by Loren M. Bisberg, Farmoriginal principal amount of ington, for Wells Fargo Bank $270,400 dated September 2005. N.A., Frederick, Md. Property: Filed Oct. 23. 150 Prospect Drive, Stratford. Action: to foreclose a delinquent mortgage in the original principal Buzzeo, Michael A., et al., amount of $236,000 dated AuStamford. Filed by Stephen A. gust 2004. Filed Oct. 23. Certilman, Stamford, for Sylvan Knoll Section II Inc., Stamford. Property: 193 Sylvan Knoll Road, Fawcett, Roger A., Redding. Stamford. Action: to foreclose on Filed by Nicole M. Fitzgerald, unpaid common charges and as- Farmington, for U.S Bank N.A., sessments. Filed Oct. 19. trustee, Salt Lake City Utah. Property: 214 Redding Road, Redding. Action: to foreclose a delinquent mortgage in the original principal amount of $475,200 dated July 2005. Filed Oct. 23.

on the record Garcia, Juan Carlos, et al., Stamford. Filed by Karen J. Lucien, Hartford, for The Bank of New York Mellon, trustee, New York City. Property: 17 Lee St., Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $472,500 dated January 2005. Filed Oct. 22.

Jamieson, Stuart A., Stratford. Filed by Karen J. Lucien, Hartford, for The Bank of New York Mellon, trustee, New York City. Property: 36 Harbor Road, Stratford. Action: to foreclose a delinquent mortgage in the original principal amount of $2.75 million dated June 2005. Filed Oct. 22.

Gjuraj, Lushe, et al., Stamford. Filed by Loren M. Bisberg, Farmington, for The Bank of New York Mellon, trustee, New York City. Property: 56 Fox Glen Drive, Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $1.2 million dated June 2006. Filed Oct. 23.

Jessup, Joseph Steven, et al., Stratford. Filed by Adrienne Roach, Hartford, for Bank of America N.A., Charlotte, N.C. Property: 364 Columbus Ave., Stratford. Action: to foreclose a delinquent mortgage in the original principal amount of $71,072 dated January 2009. Filed Oct. 22.

Gomcalves, Paulo, et al., Danbury. Filed by Loren M. Bisberg, Farmington, for HSBC Bank USA N.A., Buffalo, N.Y. Property: 16 Scuppo Road, Unit D-10, Danbury. Action: to foreclose a delinquent mortgage in the original principal amount of $290,000 dated December 2007. Filed Oct. 16. Housing Authority of the city of Danbury. Filed by Steven G. Berg, Norwalk, for Arrowood Condominium Association, Danbury. Property: 20 E. Pembroke Road, Unit 58, Danbury. Action: to foreclose on unpaid common charges and assessments. Filed Oct. 23. Howell, Mary Jane, Danbury. Filed by Erika L. Mascaro, Farmington, for Generation Mortgage Co., Atlanta, Ga. Property: 26 Filmore Ave., Danbury. Action: to foreclose a delinquent mortgage in the original principal amount of $457,500 dated April 2008. Filed Oct. 23. Huertas, Rosmary, Stamford. Filed by Erika L. Mascaro, Farmington, for U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 23 Windell Place, Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $532,000 dated April 2006. Filed Oct. 17.

Lao Cabugao, Christine, et al., Stamford. Filed by Mark A. Sank, Stamford, for Wooddale Condominium Association Inc., Stamford. Property: 1283-1285 Hope St., Unit 11, Stamford. Action: claims an interest in real property on a complaint. Filed Oct. 22. LaPaix, Denny, et al., Danbury. Filed by Robin A. Kahn, Danbury, for Linron Gardens Condominium Association Inc., Danbury. Property: 51-71 Park Ave., Unit 4-61, Danbury. Action: to foreclose a statutory lien on this unit. Filed Oct. 18.

Limoli, Julie, et al., Stratford. Action: to foreclose a delinquent Johnson, Harolyn, et al., Stam- mortgage in the original principal ford. Filed by Adrienne Roach, amount of $1.08 million dated Hartford, for Bank of America March 2004. Filed Oct. 26. N.A., Charlotte, N.C. Property: 44 Cowan Ave., Stamford. Action: to foreclose a delinquent Loglisci, Anthony, et al., Stammortgage in the original principal ford. Filed by Paul A. DeGenaro, amount of $265,000 dated Oct. Stamford, for People’s United Bank, Bridgeport. Property: 301 2004. Filed Oct. 25. Haviland Road, Old Stamford. Action: to foreclose a delinquent Johnson, Kenisha A., et al., mortgage in the original principal Danbury. Filed by Erika L. Mas- amount of $779,000 dated Decaro, Farmington, for JPMorgan cember 2004. Filed Oct. 23. Chase Bank N.A., Columbus, Ohio. Property: 1 Patricia Lane, Danbury. Action: to foreclose Lombino, Linda, Danbury. Filed a delinquent mortgage in the by Louis C. Zowine, Bridgeoriginal principal amount of port, for People’s United Bank, $204,000 dated December 2003. Bridgeport. Property: 12 Boulevard Drive, Unit 189, Danbury. Filed Oct. 23. Action: to foreclose a delinquent mortgage in the original principal Kane, Candace, et al., Danbury. amount of $347,000 dated June Filed by Erika L. Mascaro, Farm- 2006. Filed Oct. 17. ington, for U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 1604 Briar Woods Lane, Danbury. Lopez, Abel, et al., Stamford. Action: to foreclose a delinquent Filed by Jeffrey M. Knickerboxer, mortgage in the original principal Hartford, for JPMC Specialty amount of $323,920 dated March Mortgage L.L.C., San Diego, Calif. Property: 97 Webb Ave., 2006. Filed Oct. 18. Stamford. Action: to foreclose a delinquent mortgage in the origiKovacs, James W. Jr., Danbury. nal principal amount of $510,000 Filed by Erika L. Mascaro, Farm- dated August 2005. Filed Oct. 24. ington, for CitiMortgage Inc., O’Fallon, Mo. Property: 53 Lake Ave., Danbury. Action: to fore- Lorent, David S., et al., Stamclose a delinquent mortgage in ford. Filed by Mario Arena, Hartthe original principal amount of ford, for Hudson City Savings $294,000 dated November 2007. Bank, Yonkers, N.Y. Property: 5052 Frank St., Stamford. Action: to Filed Oct. 15. foreclose a delinquent mortgage in the original principal amount of $527,000 dated March 2007. Filed Oct. 22.

Macolino, Robert J., et al., Stratford. Filed by Amy L. Harrison, Farmington, for CitiMortgage Inc., O’Fallon, Mo. Property: 155 Sunnybank Ave., Stratford. Action: to foreclose a delinquent mortgage in the original principal amount of $210,644 dated September 2004. Filed Oct. 25.

McGowan, Susan J., Stratford. Filed by Vincent M. Marino, Orange, for Oronoque Village Condominium Association Inc., Stratford. Property: 600 North Trail, Unit 5, Stratford. Action: to foreclose a statutory lien on this unit for past due common charges and assessments. Filed Oct. 26.

Mancusi, Joseph A., et al., Stamford. Filed by William W. Ward, Stamford, for First Fairlawn Condominium Inc., Stamford. Property: 25 Crescent St., Unit 17-F-3, Stamford. Action: claims an interest in real property on a complaint. Filed Oct. 25.

Noble Holdings L.L.C., Stamford. Filed by James F. Simon, Stamford, for the city of Stamford. Property: Lot 2, Map 13433, Stamford. Action: to foreclose tax liens levied by the city of Stamford for list years 2008-2011. Filed Oct. 26.

Marchello, Debra L., et al., Stamford. Filed by Amy L. Harrison, Farmington, for Wells Fargo Bank N.A., Frederick, Md. Property: 1318 Riverbank Road, Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $650,000 dated November 2005. Filed Oct. 18.

Nogiec, Rafal, et al., Stamford. Filed by William W. Ward, Stamford, for First Fairlawn Condominium Inc., Stamford. Property: 25 Crescent St., Unit 19-E-1, Stamford. Action: claims an interest in real property on a complaint. Filed Oct. 25.

Marin, Maria, et al., Stamford. Filed by Mark A. Sank, Stamford, for Westcott Cove Association Inc., Stamford. Property: 69 Cove Road, Unit C-11, Stamford. Action: claims an interest in real property on a complaint. Filed Oct. 22.

Nunes, Avelino, et al., Danbury. Filed by Jeffrey M. Knickerboxer, Hartford, for Bank Of America N.A., Charlotte, N.C. Property: 100 Liberty St., Danbury. Action: to foreclose a delinquent mortgage in the original principal amount of $292,000 dated May 2008. Filed Oct. 15.

Peralta, Edgar, Danbury. Filed by Michael S. McKenna, New Milford, for Theresa Jenkins, Danbury. Property: 9 Broad St., Danbury. Action: to foreclose a delinquent mortgage in the original principal amount of $17,375 dated May 2012. Filed Oct. 17. Perkins, Jeffrey, et al., Danbury. Filed by Amy L. Harrison, Farmington, for U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 35 A Rocky Glen Road, Danbury. Action: to foreclose a delinquent mortgage in the original principal amount of $195,000 dated October 2006. Filed Oct. 23. Primps, Mary A., et al., Stamford. Filed by Kristen Boyle, Hartford, for Nationstar Mortgage d.b.a. Champion Mortgage Co., Lewisville, Texas. Property: 28 Congress St., Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $510,000 dated November 2008. Filed Oct. 22. Rawlins, James B., et al., Stamford. Filed by Alan P. Rosenberg, West Hartford, for Seaside Green Association Inc., Stamford. Property: 35 Seaside Ave., Unit 25, Stamford. Action: to foreclose on unpaid common charges. Filed Oct. 26.

Martin, Christopher, Danbury. Filed by Alan P. Rosenberg, West Hartford, for Park Ridge Condominium Association Inc., Danbury. Property: 8 Rose Lane, Unit 16, Danbury. Action: to foreclose on unpaid common charges. Filed Oct. 31.

Pakhomov, Konstantin V., Danbury. Filed by Loren M. Bisberg, Farmington, for Federal National Mortgage Association, Washington, D.C. Property: 105 Park Ave., Unit 3, Danbury. Action: to foreclose a delinquent mortgage in the original principal amount of $203,700 dated April 2003. Filed Oct. 18.

Sachs, Stuart, et al., Stamford. Filed by Mark A. Sank, Stamford, for Riverwalk Condominium Association Inc. of Connecticut, Stamford. Property: 65 Bedford St., Unit 21, Stamford. Action: claims an interest in real property on a complaint. Filed Oct. 22.

McClave, Damian P., Stratford. Filed by Jeffrey M. Knickerboxer, Hartford, for U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 9 Forest Drive, Stratford. Action: to foreclose a delinquent mortgage in the original principal amount of $870,000 dated June 2006. Filed Oct. 25.

Paltin, Maria, Danbury. Filed by Erik Loftus, East Hartford, for PNC Bank N.A., Pittsburgh, Pa. Property: 38 Rowan St., Danbury. Action: to foreclose a delinquent mortgage in the original principal amount of $322,400 dated October 2007. Filed Oct. 15.

Saghri, Seif, et al., Stratford. Filed by Louis C. Zowine, Bridgeport, for People’s United Bank, Bridgeport. Property: 12 Old Hill Road, Stratford. Action: to foreclose a delinquent mortgage in the original principal amount of $1.85 million dated November 2004. Filed Oct. 23. Sandolo, Joseph, et al., Stamford. Filed by James W. Donohue, Farmington, for Wells Fargo Bank N.A., Bloomington, Minn. Property: 104 Wood Ridge Drive, Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $409,500 dated January 2007. Filed Oct. 23.

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 12, 2012 25

on the record Scappatura, Philip J., et al., Newtown. Filed by Jeffrey M. Knickerboxer, Hartford, for The Bank of New York Mellon, trustee, New York City. Property: 4 Beaver Dam Road, Newtown. Action: to foreclose a delinquent mortgage in the original principal amount of $517,000 dated August 2004. Filed Oct. 23. Seltzer, Nanci A., et al., Stamford. Filed by William W. Ward, Stamford, for Beachcomber Condominium Association Inc., Stamford. Property: 637 Cove Road, Unit C-9, Stamford. Action: to foreclose a lien held by the Plaintiff, against real property. Filed Oct. 19. Serafino, Victoria, et al., Bethel. Filed by Kristen Boyle, Hartford, for Bank of America N.A., Charlotte, N.C. Property: 5 Highland Ave., Bethel. Action: to foreclose a delinquent mortgage in the original principal amount of $175,920 dated September 2003. Filed Oct. 22. Stahl, Frederick J., et al., Greenwich. Filed by Erik Loftus, East Hartford, for CitiMortgage Inc., O’Fallon, Mo. Property: 8 Hollock Drive, Greenwich. Action: to foreclose a delinquent mortgage in the original principal amount of $393,000 dated March 2006. Filed Oct. 23. Suarez, Ferderico, et al., Bethel. Filed by James W. Donohue, Farmington, for Citibank N.A., Sioux Falls S.D. Property: 4 Golden Hill St., Bethel. Action: to foreclose a delinquent mortgage in the original principal amount of dated November 2005. Filed Oct. 26. Terrielonge, René, et al., Stratford. Filed by Mark A. Piech, Farmington, for U.S Bank N.A., trustee, Salt Lake City Utah. Property: 3254 Broadbridge Ave., Stratford. Action: to foreclose a delinquent mortgage in the original principal amount of $260,000 dated May 2006. Filed Oct. 25.

Thomas, Jeffrey, L., Danbury. Filed by Mark A. Piech, Farmington, for HSBC Bank USA N.A., Buffalo, N.Y. Property: 11 Harvard Road, Danbury. Action: to foreclose a delinquent mortgage in the original principal amount of $175,000 dated November 2006. Filed Oct. 16. Tomlinson, Scott A., et al., Danbury. Filed by Nathan C. Zezula, Danbury, for Summerset Condominium Association Inc., Danbury. Property: 151 Shelter Rock Road, Unit 27, Danbury. Action: to foreclose on unpaid common charges. Filed Oct. 18. Wiley, Daniel A., Stratford. Filed by Mark A. Piech, Farmington, for JPMorgan Chase Bank N.A., Columbus Ohio. Property: 202 Columbus Ave., Stratford. Action: to foreclose a delinquent mortgage in the original principal amount of $157,102 dated March 2010. Filed Oct. 26.

64 Sunnyside L.L.C., Stamford, by George S. Roth. Lender: Department of Economic and Community Development, Hartford. Property: 64 Sunnyside Ave., Stamford. Amount: $175,000. Filed Oct. 26. Byram Holdings L.L.C., Weston. Lender: Fairfield County Bank, Ridgefield, by Tiffany A. and Stephen C. Chila. Property: 16 Sherman Ave., 7 Silver St., 135 Henry St., Greenwich, 5 Burwell St., 17 Burwell St., and 19 Taylor Ave., Norwalk. Amount: $1.98 million. Filed Oct. 24. Capfor Westport L.L.C., Darien, by Brandon P. Hall and Brett M. Wilderman. Lender: Shem Creek Westport L.L.C., Wellesley, Mass. Property: 1365-1391 Post Road East, Westport. Amount: $16.77 million. Filed Oct. 22.

RKN Enterprises L.L.C., Westport, by Richard A. Nowak. Lender: Newtown Savings Bank, Newtown. Property: 5 Turnberry Lane, Newtown. Amount: $780,000. Filed Oct. 26.

JNR Real Estate Holdings L.L.C., Danbury, by Jagat Patel, Member. Lender: Wells Fargo Bank, N.A., Phoenix, Ariz. Property: 17 Thorpe Street Extension, Danbury. Amount: $400,000. Filed Oct. 23.

21-25 Field Point Realty L.L.C., Greenwich, by Lisa Gabriele Di Pietro. Lender: TD Bank N.A., Lewiston, Maine. Property; 21 Field Point Road and 25 Field Point Road, Greenwich. Amount: $3.3 million. Filed Oct. 19. Kings Highway Medical L.L.C., Westport, by Harden L. Crawford. Lender: Bank of Fairfield, Fair27 Church Hill Road - New- field. Property: 162 Kings Hightown L.L.C., Newtown, by David way North, Westport. Amount: Jang. Lender: Newtown Savings $3.795 million. Filed Oct. 25. Bank, Newtown. Property: 27 Church Hill Road, Newtown. Amount: $318,700. Filed Oct. 25.

26 Week of November 12, 2012 • Fairfield County Business Journal

Patents Creating dynamic interactive alert messages based on extensible document definitions. Patent no. 8,301,701 issued to Brian D. Goodman, New York City; and Frank Jania, Norwalk. Assigned to International Business Machines Corp., Armonk, N.Y.

Club Kung Fu, 1018 Hope St., Suite 218, Stamford 06907, c/o Square Leg Properties L.L.C., Connecticut Wing Tsun L.L.C. Greenwich, by Sanjay Sarantham. Filed Oct. 23. Lender: Connecticut Community Bank N.A., Greenwich. Property: 1093 King St., Greenwich. Complete Wellness and Design, Amount: $650,000. Filed Oct. 25. 180 Old Hawleyville Road, Bethel 06801, c/o Douglas S. Sedlmair. Disposable sheath with reFiled Oct. 25. placeable console probes New Businesses Cortese Carting, 49 Liberty for cryosurgery. Patent no. 8,298,221 issued to David Place, Stamford 06902, c/o Town W. Vancelette, San Diego, Calif.; 51 Orange Street Condomin- & Country Carting Inc. Filed and Douglas A. Devens Jr., Highium Association, 51 Orange Oct. 25. land Park, Ill. Assigned to CooSt., Stamford 06902, c/o Magno perSurgical Inc., Trumbull. Flores, Maria D. Llampa, Nelis Morillo and Carolin Ramirez. Cycle Dynamics, 971 Post Road, Westport 06880, c/o Charles K. Guidewire tipped laser fiFiled Oct. 25. Gander. Filed Oct. 24. ber. Patent no. 8,298,215 issued to Kenneth Zinn, Westport; Affordable Handyman, 24 Jeff Welch, Maple Grove, Minn.; Berkeley St., Stamford 06902, Delta Landscaping, 30 Elm St., and Howard Root, Excelsior, c/o Gunnar Dombroski. Filed First floor, Danbury 06810, c/o Minn. Assigned to Vascular SoFausto Costa De Oliveira. Filed Oct. 25. lutions Inc., Minneapolis, Minn. Oct. 22.

De Marco Asssociates L.L.P., Norwalk, by Steve De Marco Sr. Lender: Richard C. Murray. PropZandri, Heidi R., Danbury. Filed erty: 16 Roosevelt Ave., Stamford. by Jeffrey M. Knickerboxer, Hart- Amount: $395,080. Filed Oct. 26. AJN Security Cameras, 23 Mulford, for JPMorgan Chase Bank berry St., Stamford 06902, c/o N.A., Columbus, Ohio. Property: Anna and Jaroslaw Majewski. Garden Homes Office Inves28 Starrs Plain Road, Danbury. Filed Oct. 17. tors L.P., Stamford, by Richard Action: to foreclose a delinquent mortgage in the original principal K. Freedman. Lender: People’s amount of $301,800 dated July United Bank, Stamford. Prop- Aleyshea’s Confections, 109 erty: 800 Summer St., 127 Crystal St., Stamford 06902, c/o 2011. Filed Oct. 18. North St. and 172 North St., Donique Fraser. Filed Oct. 23. Stamford. Amount: $5 million. Zoumboulis, John, et al., Stam- Filed Oct. 19. AM Designs, 50 Juniper Road, ford. Filed by Erik Loftus, East Bethel 06801, c/o Anthony Myers. Hartford, for Bank of America N.A., Charlotte, N.C. Property: Hollister Street L.L.C., Monroe, Filed Oct. 25. 49 Glenbrook Road, Unit 104, by Lawrence J. Laconte. Lender: Stamford. Action: to foreclose Lawrence J. Laconte. Property: Andrade Carpentry L.L.C., 5 a delinquent mortgage in the 400-402 Hollister St., 404 Hollis- Woodside Ave., Unit 10, Danbury original principal amount of ter St. and Thompson St., Strat- 06810, c/o Flaviano Alves De An$308,000 dated February 2007. ford. Amount: $350,000. Filed drade. Filed Oct. 17. Oct. 24. Filed Oct. 22.

Mortgages

City Steam Brewery, 1700 Stratford Ave, Stratford 06615, c/o Richard E. Skawinski. Filed Oct. 22.

B-Kleen Office Cleaning, 25 1/2 Starr Ave., Danbury 06810, c/o Robert Bruce Kennedy. Filed Oct. 18. Bobbie’s in the Back, 253 Montauck Drive, Stamford 06902, c/o Bobbie J. Jordan. Filed Oct. 31. Cascio Home Improvement, 105 Old Town Drive, Stratford 06614, c/o Paul Cascio. Filed Oct. 25. Cater 2 U, 100 Hope St., No. 28, Stamford 06902, c/o Tanya Harris. Filed Oct. 23.

Gamin Injury Lawyers, 2620 Method and composition for Nichols Ave, Stratford 06614, c/o evenly applying water-soluble George W. Gamin. Filed Oct. 26. actives. Patent no. 8,299,127 issued to Lou Anjing, Seymour; and Qiu Qiang, Trumbull. AsGoal Transportation, 43 Seaview signed to Conopco Inc., EngleAve., No. 9, Stamford 06902, c/o wood Cliffs, N.J. Peto Paliy. Filed Oct. 16. Order processing for autoGrab Hopper, 101 Summer St., mated market system. Patent Stamford 06901, c/o Saturne I. no. 8,301,539 issued to Dean FurTrofort. Filed Oct. 26. bush, Mamaroneck, N.Y.; Richard G. Ketchum, Alexandria, Va.; Daniel B. Franks, Trumbull; Greenwich Dance Studio Pe- John Malitzis, Washington, D.C.; tite, 2000 W. Main St., Stamford Thomas P. Moran, Arlington, Va.; 06902, c/o Katherine Truesdell. and Peter Moran, Ridgewood, Filed Oct. 18. N.J. Assigned to The Nasdaq OMX Group Inc., New York City. Gregory General Services, 16 Liberty Place, Apt. 1FB, Danbury Photosensitive chip with shift06810, c/o Marcelo Gregorio Da ed rows of photosensors and Silva. Filed Oct. 22. methods thereof. Patent no. 8,300,286 issued to Scott L. TeWinkle, Ontario, N.Y. Assigned to New Businesses Xerox Corp., Norwalk. This week’s electronic Records

Section contains 25 more new businesses on westfaironline.com. Subscribe to our membership package to access our expanded digital Records Section.

System for regulating fluid flowing through chromatographic column. Patent no. 8,297,107 issued to Andrew Tipler, Trumbull; Richard G. Edwards, Brookfield; and Michael Dinsmore, Berthoud, Colo. Assigned to PerkinElmer Health Sciences Inc., Waltham, Mass.

Business ConneCtions HealtHcare

eventS

CBIA Health Connections Announces Agreement with Aetna

BIA Health Connections has announced a new agreement with Aetna, one of the nation’s leading healthcare benefits providers.

Aetna [NYSE: AET] joins industry leaders ConnectiCare and UnitedHealthcare/Oxford as a participating carrier in CBIA Health Connections, the nationally recognized private health insurance exchange serving Connecticut’s small businesses and their employees. “We’re thrilled to add Aetna as a new carrier in the CBIA Health Connections program,” said Philip J. Vogel, Senior Vice President, CBIA Service Corporation. “Our members now have even more choices and flexibility in choosing and administering their employee health plans.”

themselves and their families,” Vogel said. “HC3 offers those options, along with a range of features that help our members and their employees become better consumers with their healthcare choices.” Aetna, ConnectiCare, and UnitedHealthcare/Oxford represent the majority of Connecticut’s small business healthcare benefits market. As a national model for health insurance exchanges, Vogel said CBIA Health Connections offers stability and leadership as the public and private sectors navigate the complexities of federal healthcare reform.

CBIA HEALT H CONNECTIONS THE POWER OF

Vogel also announced the launch of HC3, the latest suite of healthcare products which become available January 1, 2013 to new and renewing CBIA Health Connections members. “Our small business members tell us they need costeffective, value-driven healthcare plans that give their employees the ability to make the right choices for

“It’s the private sector that can best deliver real consumer choice and real consumer value with healthCHOICE care,” Vogel said. “And CBIA Health Connections has delivered choice, value, and one-stop customer service since 1995. “We’re looking forward to continuing to provide the type and range of healthcare solutions that our members and their employees demand.” ➤ Learn more at cbia.com/ieb

The Ins & Outs of Wage and Hour Issues

age and hour issues can be tricky. One wrong decision regarding an employee’s compensation or classification can lead to a complaint with the Department of Labor (DOL). Know the rules and intricacies of the law to protect your business. Sessions f Exempt vs. Nonexempt Employees (John G. Zandy, Partner, Wiggin & Dana) f Wage Payment Issues (Patricia E. Reilly, Shareholder, Littler Mendelson PC) f Recording, Defining, and Counting Hours Worked (Pamela J. Moore, Partner, McCarter & English LLP) f Temps, Independent Contractors, Telecommuters, and Other Special Cases (Gabriel J. Jiran, Partner, Shipman & Goodwin) f What to Expect from the DOL (Ron Marquis, Assistant Director, Wage and Workplace Standards, Connecticut DOL) Date

Wednesday, Nov. 28, 2012

Time

8:30 am–3:30 pm

Scan & register!

Place Crowne Plaza, 100 Berlin Rd., Cromwell Cost

CBIA members, $129; nonmembers, $169

➤ Register at cbia.com

Small BuSineSS

SBA Ready and Able to Help in the Wake of Hurricane Sandy

hether you rent or own your own home, own your own business, or own a small agricultural cooperative located in a declared disaster area, and are the victim of a disaster, you may be eligible for financial assistance from the U. S. Small Business Administration. “The U.S. Small Business Administration is strongly committed to providing the people of Connecticut with the most effective and customer-focused response possible to assist homeowners, renters, and businesses with federal disaster loans,” said SBA administrator Karen G. Mills. “Getting businesses and communities up and running after a disaster is our highest priority.” The disaster declaration covers the counties of Fairfield, Middlesex, New Haven, New London and the Mashantucket Pequot Tribal Nation and Mohegan Tribal Nation located within New London in Connecticut, which are

eligible for both Physical and Economic Injury Disaster Loans from the SBA. Disaster loans up to $200,000 are available to homeowners to repair or replace disaster damaged or destroyed real estate. Homeowners and renters are eligible up to $40,000 to repair or replace disaster damaged or destroyed personal property. Businesses and private non-profit organizations of any size may borrow up to $2 million to repair or replace disaster damaged or destroyed real estate, machinery and equipment, inventory, and other business assets. The SBA may increase a loan up to 20 percent of the total amount of disaster damage to real estate and/or leasehold improvements, as verified by SBA, to make improvements that lessen the risk of property damage by future disasters of the same kind.

For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private non-profit organizations of all sizes, the SBA offers Economic Injury Disaster Loans to help meet working capital needs caused by the disaster. Economic Injury Disaster Loan assistance is available regardless of whether the business suffered any physical property damage. To be considered for all forms of disaster assistance, applicants should register online at disasterassistance.gov or by mobile device at m.fema.gov. If online or mobile access is unavailable, applicants should call FEMA toll-free at 800.621.3362. The filing deadline to return applications for physical property damage is December 31, 2012. The deadline to return economic injury applications is July 31, 2013. ➤ Learn more at cbia.com/smallbusiness

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 12, 2012 27

A nature lover’s paradise, a sportsman’s dream Silvernails River Estate - 460 Silvernails Rd, Pine Plains, NY

Features Silvernails River Estate is a historical property on 268 protected acres, embraced by sweeping meadows, well-groomed paddocks, woodlands, cascading rivers and endless views, the grounds encompass a 6,000 sqft Adirondack-style main house, a circa 1760’s Farmhouse, and a caretaker’s cottage. The confluence of the Roeloff-Jansen Kill & the Shekomeko Streams within the estate provides miles of trout fishing. This extraordinary estate is near the Mashomack Preserve & Polo Club and a State Park with hunting, hiking and skiing. $ 7.9 Million

Contact Lia Grasso of Prudential Douglas Elliman at lia@liagrasso.com or call (914) 584-8440 for more detailed information and a visit to this Pine Plains, NY masterpiece.