Fairfield County Business Journal 111416

4 | BROOKFIELD REVIVAL November 14, 2016 | VOL. 52, No. 46

YOUR ONLY SOURCE FOR REGIONAL BUSINESS NEWS

Shelton an ‘oasis’ for companies and development

kzimmerman@westfairinc.com

Y

ou wanna go for a drive?”

It’s more of a statement than a question when spoken by longtime Shelton Mayor Mark Lauretti, who recently began his 26th year in office. Genial but direct, Lauretti worked his Bluetoothequipped phone as smoothly as he did the wheel of his massive GMC Yukon (license plate: 1-SH) while taking the Business

Journal on a guided tour of Shelton’s past — reflected in the ongoing redevelopment taking place downtown — and its present and future with corporate denizens such as Bic, Pitney Bowes, Sikorsky Aircraft, Tetley and Sectra.

“And don’t forget Wiffle Ball,” the mayor said as he drove past that company’s headquarters at 275 Bridgeport Ave. “They’ve been here for over 50 years.”

Lauretti is proud of his town. He said that approximately 25,000 people commute daily to Shelton, whose population is

westfaironline.com

Bijou Square, Version 2.0

BY PHIL HALL phall@westfairinc.com

T

roughly 40,000. “Our planning and zoning meets three times a month — nobody does that,” he said. “The thing I do the most is go to grand openings.”

Or perhaps not. A former restaurateur and onetime member of Syracuse University basketball mainstay Jim Boeheim’s coaching staff, Lauretti has consistently focused on blight since taking office in 1991.

“You’d drive through downtown and see all these abandoned buildings, which not only weren’t contributing to the tax rolls but were a haven for illegal activity — drug dealing and illegal dumping as well as homelessness,” he said. “I wanted to clean Shelton up, make it more pedestrian- and business-friendly.”

Going some way in achieving the former is Shelton’s Riverwalk at Veterans Memorial Park — a handicapped-accessible

o an outsider, it would seem that this has been a tumultuous year at Bridgeport’s Bijou Square development. In March, the popular eatery and live entertainment venue Two Boots Bridgeport abruptly announced its closure, citing an expired lease. In August, the Bijou Theatre posted a closing message on its website, with no explanation of what transpired.

But in an exclusive interview with the Fairfield County Business Journal, real estate developer Phil Kuchma, whose Bridgeport-based Kuchma Corp. was the driving force behind the Bijou Square project, said the departure of Two Boots and the situation at the Bijou Theatre should not be seen as evidence of a troubled development.

“It was just a timing thing,” he said.

“Although Two Boots’ closing coincided with the theater change, it was by design that both changes happen.”

In a letter published on its website in March, Two Boots took credit for “jumpstarting the construction of the Bijou.” However, Kuchma noted, Two Boots was originally engaged

by Kuchma to manage the theater based on its ownership of the Pioneer Theater in New York City. That aspect of the business partnership changed when the Pioneer closed in 2008 and Two Boots shut down its film exhibition operations; a local startup called One and Only Entertainment took on the theater assignment while Two Boots concentrated on the dining experience at Bijou Square.

And while many Bridgeport residents loved Two Boots’ Mardi Gras ambience and live music presentation, Kuchma expressed a growing disappointment over time with how the venue was being managed.

» Shelton, page 6

» Bijou Square, page 6

Shelton Mayor Mark Lauretti stands on an abandoned canal lock the redeveloping town plans to add to its downtown Riverwalk on the Housatonic River. Photo by Kevin Zimmerman

BY KEVIN ZIMMERMAN

17 | CYBERSECURITY

H HERS

Grandmother builds microbusiness with weighted blankets

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BY PHIL HALL phall@westfairinc.com

F

or Gloria Bass, the needle and the thread always seemed to be a part of her life.

“I have been sewing since I was a little girl,” said the 67-yearold Bass. “My mother made all of my clothing — nothing came from the store. She started me on sewing.”

Bass focused her career on education, first as a nursery school teacher and later as the director of the special — needs program at the YMCA in Wilton. But 19 years ago, her sewing talents were called upon when she and her husband found themselves raising his grandsons, both of whom had behavioral issues.

“We had weighted vests on them, which helped to calm them,” she recalled. “I had read that weighted blankets worked very well. When I grew up, my grandmother crocheted blankets. They were heavy, but the houses then were not as warm as they are now. Today, everything is lightweight and the houses are warmer, so maybe those heavier blankets always worked but we didn’t realize it.”

Bass took it upon herself to create special weighted blankets for the boys, and the results were positive. Over the years, she would occasionally make weighted blankets when she became aware of other special — needs children that would benefit from this therapeutic approach.

But when Bass retired two years ago from the Wilton Y, she found herself at a late-life crossroads. “I was wondering what to do,” she said. “My daughter said to me, ‘You have something good here (with the weighted blankets). I don’t see anyone on the East Coast doing this.”

At her daughter’s insistence, Bass became an entrepreneur and set up Sensory Snuggles, based in her home in Georgetown. Relying solely on a Facebook page for marketing outreach, Bass quickly found her handiwork in national demand.

“People started ordering from California, Oregon, Maine, Florida,” she said.

“I was contacted by a school in Brooklyn and got several orders from them.”

In terms of production, Bass is the sole manufacturing component of the business.

“I do it all at my house,” she said. “It takes

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PUBLISHER | Dee DelBello ASSOCIATE PUBLISHER | Anne Jordan MANAGING EDITOR | John Golden SENIOR EDITOR | Bob Rozycki

News REPORTERS | Ryan Deffenbaugh, Aleesia Forni, Georgette Gouveia,Bill Heltzel, Mary Shustack, Kevin Zimmerman, Phil Hall DIGITAL RESEARCH COORDINATOR | Danielle Renda

Advertising Sales MANAGER | Anne Jordan METRO SALES AND CUSTOM PUBLISHING DIRECTOR | Barbara Hanlon ACCOUNT MANAGERS | Lisa Cash, Marcia Pflug, Patrice Sullivan

Production CREATIVE DIRECTOR | Dan Viteri ART DIRECTOR + FCBJ DESIGN MANAGER | Sebastian Flores ART DIRECTOR | Michaela Zalko ART DIRECTOR | Alison Kattleman

Events EVENTS MANAGER | Danielle Brody

Audience Development and Circulation TELEMARKETING DIRECTOR | Marcia Rudy CIRCULATION REPRESENTATIVES | John Holden, Brianne Smith RESEARCH REPORTER | Peter Rubino

Administration Gloria Bass displays samples of the therapeutic weighted blankets she makes in her Sensory Snuggles home business.

Photo by Phil Hall

a good 10 hours of steady working to complete a blanket. Each blanket includes little pouches with poly-pellet weight, and each pouch has the same level of weight which creates equal pressure on the body.”

Bass also refuses to turn out a one-sizefits-all product, noting that the blankets are custom-tailored for the child’s physical needs. “When a parent calls and says the child weighs 60 pounds, I sell them a 71-pound blanket: 10 percent over the body weight plus one additional pound,” she said.

Bass’ blankets sell between $67 and $200, depending on the size and if there are special customized design requests. At the moment, Sensory Snuggles Weighted Blanket is still Facebook-based. The company’s website is offline pending a redesign, but Bass added that she gets “a lot of likes” on Facebook and finds new fans when people do searches related to sensory-based products and subjects.

“My sales have been busy,” she said. “I just shipped some out to California.”

Regarding new product lines, “I am looking into weighted vests. I have been

Week of November 14, 2016 • FAIRFIELD COUNTY BUSINESS JOURNAL

approached by some people to make weighted products for their dogs to calm them when there is a thunderstorm. I have also been making lap pads as well.”

Turning out four to five blankets per week, Bass acknowledged that her work is labor-intensive. Still, she is in no hurry move her work out of her home and into a to larger operation.

“I would like to go into retail channels but I have not taken the jump yet,” she said.

“I put a lot of effort into those blankets and I’m fussy about having the blanket being manufactured correctly.”

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 14, 2016

3

Brookfield sees signs of progress in redevelopment

BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

W

hen will Brookfield rebuild its downtown area?

For longtime residents, it’s one of those unanswerable questions. But according to First Selectman Steve Dunn, there actually is an answer: “Soon.”

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“There’s been talk about rebuilding downtown for the 35 years I’ve been here,” he said. “But I truly believe that now it’s starting to come to fruition.”

The primary instrument for that longawaited progress is, Dunn and other town officials believe, its Plan of Conservation and Development, an outline for how a town wants to develop over the next 10 to 20 years that serves as a guide for local decision makers. As of July 1, any Connecticut

municipality failing to adopt a conservation and development plan at least once every 10 years is deemed ineligible for discretionary state funding unless a special dispensation from the state Office of Policy and Management is secured.

While every municipality may be required to draft such a plan, that does not necessarily mean that it will be adhered to — or even noticed. Such was the case with Brookfield’s last Plan of Conservation and Development, completed in 2004.

“It sat on the shelf for five years,” said Planning Commission Chairman Jon Van Hise, “and nobody even looked at it. With this one, we spent 18 months putting it together as a commission and we want to make sure it doesn’t just sit there too.”

The town’s new plan contains some 180 recommendations, which often cross municipal board boundaries, meaning that whatever private fiefdoms may exist within departments and commissions, the town expects those differences to be put aside so that Brookfield can move forward.

“We can’t really do this unless everyone is involved,” said Dunn. “We’re still in the early days, but I’d say it’s going well so far.

The Board of Selectmen, which I’m on, has been very positive. Zoning is the big one, and they’re already working with Parks and Rec and the Inlands-Wetlands Commission on several projects. We also have a new economic and community development manager (former Newtown Economic Development Coordinator Betsy Paynter) who’s meeting with a lot of the boards and commissions.”

“They’re not ignoring it, so that’s progress," added Van Hise.

At the center of the plan is The Four Corners, a community landmark at the historic junction of state Routes 7 and 25 with a quartet of gas stations on its corners.

Dunn said the town is already upgrading the area’s streetscape with new sidewalks, additional traffic lights, retail stores and apartments.

Still at issue is parking along nearby Main Street, where available spaces were reduced from nearly 50 to 18 after a recent switch from angle-in to parallel parking. “Nobody, especially in this day and age, wants to drive around for 10 or 15 minutes looking for a parking space,” Dunn said. “It’s critical that we work together to address that.”

Brookfield officials apparently have resolved another development issue regarding The Renaissance, an apartment project planned on Federal Road in the Four Corners neighborhood. Developer Thomas Briggs proposed constructing a six-story apartment building, contravening Brookfield three-story zoning limit. In

addition, Briggs’ plan called for all units in The Renaissance to be affordable housing — something that Van Hise said set off alarm bells.

“We’re not against affordable housing, but wanted to limit it to 30 percent,” he said.

“There was a lot of concern in town over safety. That’s when our first selectman got involved.”

“There was no way a six-story building was going to be built in Brookfield,” said Dunn. But Briggs, according to the town official, cited the state’s affordable housing rules, which Dunn characterized as “basically letting a developer do anything he wants to as long as he obeys health and safety regulations.”

“I told him, ‘You can build this building, circumvent zoning and everyone else’,” he said. “But I also told him I had no doubt that I could stop him for six years by taking it to court and costing him and the town both a million dollars.”

In a compromise plan from the developer that resulted, The Renaissance will include four stories, one of which is an underground parking garage, with a mix of commercial and residential space, and 30 percent of rental units will be affordable housing.

Briggs could not be reached for comment.

Another residential development is under construction on Federal Road in Four Corners. Brookfield Village, developed by Unicorn Contracting Corp. of Harrison, New York, will include four mixed-use buildings with about 24,000 square feet of commercial space on the first level and 72 apartments on the second floor.

Brookfield Library officials also are considering the Four Corners neighborhood as the possible site of a new 32,000-square-foot facility that would replace the town’s 9,000-square-foot library at 182 Whisconier Road, said Christina Cumberton, chairperson of Brookfield’ s new library committee.

“We just need more space for people,” she said. “As it stands now, if someone in a wheelchair wants to get past our computer area, the person using the computer has to get up and move.”

The library has received a $1 million construction grant that expires on March 1, 2018. “We want to pinpoint a location by the end of the year,” Cumberton said.

Dunn is convinced that, with the forward momentum already seen, Brookfield’s decades-in-the-making rebuilding will be a reality soon enough.

“How many towns in the United States are completely rebuilding their downtown?” he said. “I’m thinking one - and Brookfield can do it.”

B

BRIEFLY

FRONTIER LAYING OFF ANOTHER 1,000 EMPLOYEES

Having reported the loss of some 99,000 broadband customers during its third quarter, Frontier Communications is in the process of laying off 1,000 workers. In an email sent to employees by the Norwalk company's CEO Dan McCarthy, the company will begin an organizational restructuring in December that “positions Frontier to provide exceptional products and service to residential and commercial customers across our newly expanded 29-state footprint.”

“Beginning this week, we will be speaking with employees and teams who are directly impacted by this decision,” McCarthy wrote.

“These changes will unfortunately impact the positions of approximately 1,000 of our colleagues at all levels of the company.”

According to the company’s release announcing its third-quarter results, “Current regional support functions including engineering, finance, human resources, communications and marketing are being centralized to achieve improved operational

performance as well as expense reductions.”

The new round of layoffs follows the September elimination of 250 midlevel management positions. Both rounds appear to be fallout from Frontier’s $10.5 billion acquisition last year of Verizon’s wireline, broadband and FiOS operations that provide services to residential, commercial and wholesale customers in California, Texas and Florida. Frontier had told state and federal regulation agencies examining the deal that it would result in the addition of jobs.

“This is a difficult decision, but it is a necessary step,” McCarthy wrote of the latest development. “We have and will continue to approach these conversations with sensitivity showing all employees the dignity and respect they deserve, and I know everyone in the company will do the same.”

Properties, working in collaboration with David Block, represented the seller Clarion Partners. The team was also responsible for procuring Fareri Associates as the buyer.

“The tightening Greenwich market, where there has been no significant new office construction in nearly three decades, along with the extensive capital improvements program recently completed by the seller bodes well for Fareri Associates’ investment at Greenwich Office Park,” said CBRE Vice Chairman Jeffrey Dunne, who collaborated with Senior Vice President Steven Bardsley and Senior Financial Analyst Travis Langer on the sale.

LYFT RETURNS TO CONNECTICUT

GREENWICH OFFICE PARK SOLD FOR $130M

Fareri Associates LP, a Greenwich-based real estate investment and construction company, has bought Greenwich Office Park for $130 million. The transaction is the largest office sale in Greenwich in the last five years, according to CBRE Group Inc., which brokered the deal.

The 380,561-square-foot, Class A Greenwich Office Park at 51 Weaver St. is 83 percent leased and about one mile from the Greenwich train station. CBRE’s Institutional

T:10”

The on-demand ride-sharing service Lyft has returned to Connecticut, with service to and from Tweed New Haven Airport and Bradley International Airport as well as pickups across the state.

Lyft suspended its Connecticut operations in February 2015 when Connecticut cab companies attempted to lobby the state to impose new regulatory controls on ridesharing operations. Lyft’s chief rival, Uber, remained in operation within Connecticut.

To promote its relaunch, Lyft is giving a $5 discount to new passengers that use the code “CTLOVE” for their first Lyft ride. The company is also hiring Connecticut drivers to participate in the service.

THIRD-QUARTER BOOKINGS, PROFITS UP AT PRICELINE

Online travel agency The Priceline Group reported that third-quarter gross travel bookings were $18.5 billion, an increase of 25 percent over the year-ago quarter. In addition, it reported gross profit of $3.6 billion – up 22 percent from the prior year – and international operations’ gross profit of $3.3 billion, up 26 percent.

Hotel bookings rose 29.4 percent in the three months that ended Sept. 30, while car rental bookings were up 12.5 percent.

Third-quarter net income at the Norwalk company was $506 million, a 58 percent decrease from the prior year.

Net income was down 57 percent from the previous third quarter to $10.13 per diluted share.

Priceline said the decreases were due to a noncash charge of $941 million for scaling back its plans to expand restaurant reservation website operator OpenTable, which it acquired for $2.6 billion in 2014.

Priceline is still searching for a CEO following the April resignation of Darren Huston after an investigation found that his personal relationship with an employee violated the company's code of conduct. Since that time, Jeffery Boyd has served as interim CEO. - Phil Hall, Kevin Zimmerman

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Shelton — » » From page 1

brick sidewalk that borders the Housatonic River. Lauretti expects to extend the .3-mile walkway by several miles once more downtown buildings are either razed or rehabilitated. Nearby are a large parking lot, one of the town’s three post office buildings, and the home of the town’s farmers market, exuding the wide-open “town green” feel that Shelton wants to maintain.

The area is the former site of the B.F. Goodrich Sponge Rubber mattress factory, which burned down in a 1975 arson incident that cost the city some 3,000 jobs. Having lain fallow for some three decades, it’s now the centerpiece of a booming downtown.

In addition to a mixed-use building being constructed at the corner of Bridge and Howe — “the first new construction in 50 years in downtown,” Lauretti said — the town is in the midst of cleaning up and taking down the long-vacant Chromium Process facility at 113 Canal St., aided by a $1.5 million grant from the Connecticut Department of Economic and Community Development/Office of Brownfield

Remediation Development. It’s also turning the former Spongex building at Canal and Bridge streets into loft-style condominiums and the former Rolfite building next door into a commercial property.

Successfully completed projects on cleaned-up industrial brownfield sites include the 250-unit Avalon Shelton apartments at 185 Canal St., which had housed the Beard Asphalt plant, and the Birmingham on the River condominiums at 145 Canal in what used to a corset factory. The latter “was generating $4,000 in taxes,” Lauretti said. “After rehabilitation, it now brings in $400,000 in taxes.”

“We’ve been doing brownfields since before the term existed,” Lauretti said.

The town is doing what it can to maintain the facades of old buildings to preserve its history where possible, the mayor noted.

That is the plan for the long-deteriorated canal lock on Canal Street, which eventually will be part of the expanded Riverwalk.

“It used to be a war zone down here,” Lauretti said, “but the die has been cast for the area to reverse a very negative trend.”

All this activity has not gone unnoticed beyond Shelton. U.S. Sen. Chris Murphy, the Connecticut Democrat, met with Lauretti

and other Shelton officials in January to tour the riverfront, promising to fight for more federal funding to redeem still-substantial brownfield sites in the town and

beyond. And in September, career website Zippia named Shelton the state’s most successful town, based upon lowest unemployment, lowest poverty and highest median income rates. The town topped the latter two categories, with a 4.9 percent poverty rate and a median income of $88,369.

Along Bridgeport Avenue, a $6 million, 56,027-square-foot Big Y supermarket opened on Nov. 3. Driving the avenue, Lauretti pointed out Bic, whose U.S. headquarters had been in Milford; Comet Technologies, formerly in Stamford; United Healthcare, which relocated from Trumbull; and Pitney Bowes, another company that relocated from Stamford to Shelton in the last several years. He noted that William Raveis, the largest family-owned real estate company in the Northeast, recently expanded its headquarters in the town.

“All of those companies came here from within Connecticut,” Lauretti said. “That speaks for itself.”

“We haven’t had any tax increases or significant layoffs in eight years,” the mayor said as he piloted the Yukon back to City Hall. “That’s why I call Shelton an oasis in Connecticut.”

practice to run. And in order to make the operation work the way they were running it, they set up a number of small groups of people that were doing things there — the Bijou Actors Guild putting on live performances, other people renting theater for events. Ultimately, we agreed management should change.”

Part of the problem, it seemed, was a disconnect between One and Only Entertainment and the entity brought in to run the theater — the latter set up a new website under a different domain that highlighted the theater’s upcoming events.

Kuchma said that the theater only closed for a two-week renovation of its lobby and that events were still occurring throughout the late summer and early fall.

As for the new management, Kuchma said they have been running the Bijou since mid-October but preferred to remain completely out of the public spotlight at the moment “because of the publicity that went on.”

“They want to be, by their choice, anonymous,” he said. “People are getting to know them, and they also have some people working for them. They wanted to bring it back in a little more gradually because there were a few things they did not want to continue with. They also have some new attractions. They booked the Whiffenpoofs (of Yale University) to come perform, plus they have another live musical production on stage coming, and they want to do a Sunday afternoon series of movies. The neighborhood needs the theater.”

With a new restaurant and a new creative team steering the Bijou, Kuchma hopes that the Bijou Square destination will help to revitalize the downtown Bridgeport area.

“There still is a stigma,” he said about Bridgeport’s reputation. “And as inaccurate as that stigma is, it becomes real to people that believe it. I don’t think advertising can get rid of it. I think what we need to do is what we’ve been doing over the past couple of years: have quality places, so the stigma is overcome when people say, ‘Wow, I was downtown and I had a great meal and saw a great show.’ People will trust you when you tell them rather than trust an advertisement in a newspaper.”

Shelton Veterans Park and Riverwalk

Bijou Square — » » From page 1

“Some of the entertainment early on was terrific,” he said. “But as the neighborhood became more residential, the entertainment changed a little bit and some of it became a little more obnoxious. People wanted to stay later, but then they had to go outside if they wanted to party. It was becoming too cumbersome to control and Two Boots was not controlling it very well.

I wasn’t satisfied with what was happening there and decided not to extend the lease.”

Kuchma explained that Two Boots was already operating in much larger markets as a result of a concentrated expansion and that Bridgeport became one of their smaller markets. (The company opened a Stamford location in August, but without a live entertainment lineup.)

“This was the first place they opened outside of New York City,” Kuchma said of the Bijou Square site. “They now have two places in Los Angeles, they have a place in Nashville, they have two places in Baltimore and couple of other locations.

But they no longer have the place in Grand Central station — that gave them great exposure, and that is why so many people here were familiar with the Two Boots name.”

After an extensive renovation on the former Two Boots site, Bijou Square welcomed Milano Wine Bar & Pizzeria, which opened in August. For his part, Kuchma has no problems with this replacement.

6

Phil Kuchma in the lobby of the Bijou Theatre. Photo by Phil Hall

“The new restaurant, Milano, is primarily pizza without entertainment, which we think is turning out better,” he said.

As for entertainment, confusion on the Bijou Theatre created something of an uproar in Bridgeport, with Kuchma fielding calls from city government officials and theater lovers who heard a variety of rumors, including a story that the theater would be razed in favor of condos. In reality, Kuchma explained, One and Only Entertainment was experiencing growing pains in running the theater.

“With any startup, it had some things they had to feel their way through,” Kuchma said. “They were part-time operators. Christine Brown (the co-owner of One and Only Entertainment) had her law

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Fairfield bankers see rise in small-business loans

BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

S

mall business loans have increased in number in Fairfield County this year, with area banks saying they expect the trend to continue into 2017.

“Small businesses have great access to capital right now,” said Michael Madonia, vice president of business banking for M&T Bank in Connecticut. “Those are the businesses that can help improve the economy and create jobs. We’re very excited about the segment, especially in Fairfield County where we’re seeing a sharp increase in people and companies looking for small business loans.”

“That segment is very robust,” said Anthony Giobbi, senior vice president and chief lending officer at Newtown Savings Bank. He said the Newtown institution made about 70 such loans last year and expects to approve more than 100 by the end of this year.

“Things were slow,” Giobbi said. “After several years of tough times, small — business owners were reluctant to make further investments in their business. But this

year they started to feel a little bit better and are increasingly looking to expand operations or to replace equipment that is becoming obsolescent.”

“People had been putting projects on hold,” said Timothy Bergstrom, senior vice president and head of business banking for Connecticut at Webster Bank in Hartford.

“But we’re now seeing very strong volumes in Fairfield County, particularly in real estate.” Webster’s small — business loans are up 16 percent year-over-year, he said.

Richard Muskus, executive vice president and chief lending officer at Patriot Bank in Stamford, said that historically 11 percent of Patriot’s business has been in small — business loans. “But as of today we have 21 percent in the pipeline that fits the small business category,” he said.

“For the past few months, we’ve seen a lot of people starting new businesses or purchasing an existing business due to aging ownership or for other reasons.”

That trend has been particularly noticeable in the restaurant and liquor store businesses, he said.

Muskus noted that the county “is not an inexpensive market to start businesses in. They need a solid banking partner,

and we’re actively working to improve and expand our presence in the sector.

We’re working with our branch and assistant branch managers all the way down to our tellers to learn more about our small business loan program, not just to discuss with customers, but also so they can talk knowledgably about it in their nonprofessional life.” He said that up to 80 percent of Patriot’s business comes from word of mouth.

Headquartered in Buffalo, New York, M&T Bank has almost doubled its small — business lending rate in Connecticut through its 2015 acquisition of Hudson City Bancorp. With an additional 20 loans approved this year compared with last year, it ranks as the seventh — largest Small Business Administration (SBA) lender in the state. M&T was recently honored at the Eagle Awards Ceremony of the Connecticut district office of the SBA with the award for most loans to small — business exporters for fiscal year 2016.

“Connecticut has always been a target area for us, Fairfield County in particular,” M&T’s Madonia said. “We see the county as a growth market for us.”

M&T’s average small — business loan

in Connecticut is $228,941. Giobbi said Newtown Savings’ average loan in the sector is $80,000 to $100,000, with a cap of $250,000. According to the SBA, the median small — business loan is about $130,000 to 140,000, with the highest around $250,000.

Loan applicants “should have a good business plan that’s realistic and reflects the entrepreneur’s objective,” Giobbi said.

“They need to demonstrate that they have a good handle on understanding their financial situation, including profit and loss statements and the cash flow to repay the loan. And they need to watch their personal credit history. Someone who has too much personal debt or an awful credit score is at a disadvantage.”

The SBA through its Small Business Development Center programs offers free counseling and resources to small businesses to help them navigate the lending process. SBDC offices are in Danbury, Norwalk and Stamford.

Another resource for small businesses is SCORE, formerly the Service Corps of Retired Executives, a national nonprofit organization that provides free business mentoring services to entrepreneurs. Its Fairfield County chapter is in Norwalk.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 14, 2016

9

Business plan, honesty called keys to winning small-business loan

BY CHRIS BOSAK Hearst Connecticut Media

H

oping to land a small-business loan?

Have a solid, bulletproof business plan in hand when you approach a lender. Don’t lie about or hide any financial issues. Be involved with your business. Beware of internet lenders.

Those actions were among the recommendations of panelists at the “Access to Capital for Small Business” event held recently on the campus of Western Connecticut State University in Danbury. The event featured two discussions - one on traditional sources of capital, such as banks, and another on nontraditional sources, such as state or nonprofit agencies.

As the economy improves and loans become somewhat easier to obtain, demand continues to soar for small-business loans. In 2015, the U.S. Small Business

Association announced its SBA 7(a) loan program had reached its yearly cap by July 23, granting more than 45,000 loans.

That high demand is continuing this year.

Michael Sauvageau, who owns the startup business Noteworthy Chocolates in Bethel with his wife, Jennifer, received $28,000 in a Kickstarter campaign to get the company off the ground. The problem is, the couple has spent $40,000 already.

They are seeking a small-business loan for supplies, packaging and marketing.

“Marketing is the way you get the name out there so we need some money for that,” Sauvageau said after attending the event at Western. “We spent last year incubating this and dipping into our savings. The idea is to get capital for a buffer, but lenders want you to have a history and we’re a startup. We understand banks don’t want to take risks and startups are inherently risky. It’s tough to get access to capital unless you have a rich uncle, which we don’t.”

Sauvageau said he spoke with a bank-

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er following the event and has a meeting set up to discuss a loan application. He remains optimistic about his prospects.

“We have infinite faith,” he said. “It just takes time to get things going.”

It’s good to have faith, but it takes much more to get an idea off the ground and obtain the funding to help do so. For starters, it takes a solid business plan.

“Get that business plan in working order, whether you’re seeking traditional or nontraditional lending,” JoAnn Cueva, director of the Greater Danbury Chamber of Commerce, said as she delivered the event’s closing remarks. “It’s a key component when seeking a loan.”

The business plan is such a vital part of the loan application process that each of the six panelists at the event last week discussed the importance of having a good one.

“I’m a big fan of the business plan.

That’s the map of where your business will go,” Monica Guevara, director of underwriting at Valley Economic Development

Center. “Know who your customer is, put in your experience, and give projections and assumptions. But also tell us how you got to those numbers. It’s not just putting numbers in there; substantiate them.”

Valley Economic Development Center is an alternative lender for small businesses. The nonprofit organization is a place to turn when banks or government loans are not approved. Rates for loans from her organization are generally higher than traditional loans.

A good business plan is not necessarily a long one, however, said Sheila Hummel of the state’s Department of Economic and Community Development.

The DECD offers a variety of financing options, including the Small Business Express Program designed to spur job creation in the state.

“Be as concise as possible. You don’t need a 40-page business plan,” she said.

“For a startup business, it’s so important to have a solid business plan.”

Hummel said her agency has funded

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10 Week of November 14, 2016 • FAIRFIELD COUNTY BUSINESS JOURNAL

22 businesses in Danbury but she’d “like to see more.”

For small-business owners struggling with their business plan, free help is available through the Connecticut Small Business Development Center. The SBDC offers advice to small-business owners on topics such as business evaluations and plans, financial projections, access to capital, state incentives, marketing and what it takes to start a business. The advice is free as a service of the SBA. Nelson Merchan is the local SBDC business adviser and holds office hours, by appointment, at the Greater Danbury Chamber of Commerce, Danbury Innovation Center, Newtown Library and Brookfield Chamber of Commerce. Visit GrowCT.com and register at “request business advising” to set up an appointment.

“The business plan is key, but before you do a business plan, do a business evaluation. It’s less time and money. If the evaluation shows good potential, then move on to the business plan,” Merchan said. “We can also work on financial projections. We want to see the numbers.

Make sure you keep them reasonable.”

Hummel, Guevara and the three banker panelists all stressed open communication and honesty when it comes to applying for a small-business loan.

“Tell us everything,” Darren Piper, vice president of commercial lending at Savings Bank of Danbury, said. “The quickest way to have a deal turn sour is for the lender to discover something that wasn’t disclosed by the borrower. It may not seem like a big deal to you, but be open, honest and up front. If it’s not on the tax return, it doesn’t exist.”

Vincent DiGilio, vice president at Union Savings Bank, added: “Communication is important, but it’s on the banker to make sure there are no surprises.”

While the bankers, including Anthony Giobbi of Newtown Savings Bank, said they like building relationships and giving loans to small businesses, they can’t approve all the applications because of their fiduciary responsibility to customers.

“That’s why the regulations are sometimes onerous,” Giobbi said. “At the end of the day, we want to make sure our depositors’ money is safe.”

Robert Barghaus, an instructor of finance at Western, moderated the alternative sources of capital portion of the event. He said that 60 percent of small businesses two years or younger can’t get funding because of the sometimes onerous regulations.

“Small businesses are the future of the country so we need to figure out a way to get funding to these businesses,” he said.

Cbosak@hearstmediact.com; 203-7313338.

Fairfield industrial building sold

A

ngel Commercial LLC has sold the 11,042-square-foot industrial building at 730-750 Commerce Drive in Fairfield for $1.6 million. The building, on an approximately three-quarter-acre lot, was bought by Fairfield-based 730 Commerce Drive LLC. The property was previously home to Five Star Products Inc., a provider of nonshrink cement and epoxy-based construction products.

“The company outgrew the building,” said Jon Angel, president of Fairfieldheadquartered Angel Commercial, who represented both the buyer and seller in the transaction. “They moved to a larger facility in Shelton.”

— Phil Hall

Marriott third-quarter numbers down

M

arriott International reported third-quarter net income of $70 million, compared with $210 million in the third quarter of last year. Thirdquarter reported diluted earnings per share totaled 26 cents, while adjusted diluted EPS came in at 91 cents, respective declines of 67 percent and 17 percent.

Adjusted third-quarter results exclude merger-related costs and eight days of Starwood Hotels & Resorts Worldwide's results in the quarter; overall numbers were impacted by the $228 million in charges Marriott incurred in closing its $13.3 billion acquisition of Stamford-based Starwood Hotels & Resorts.

For the three months ended Sept. 30, Marriott and Starwood together added

more than 17,600 rooms, including approximately 1,600 rooms converted from competitor brands and nearly 8,600 rooms in international markets; Marriott's worldwide development pipeline increased to nearly 420,000 rooms, including more than 46,000 rooms approved, but not yet subject to signed contracts. The development pipeline for Legacy-Starwood brands alone totaled nearly 130,000 rooms, including roughly 12,000 rooms approved but not yet subject to signed contracts.

Headquartered in Bethesda, Md., Marriott said it anticipates 6 percent worldwide net room additions in 2017.

Marriott recently announced plans to eliminate “approximately 163 employees” at Starwood’s Stamford headquarters between Dec. 31 and Jan. 13, 2017, though it has indicated it will continue its presence in that city. About 600 people now work in Stamford.

— Kevin Zimmerman

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 14, 2016 11

AQR firm plans $72 million expansion in Fairfield

BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

A

QR Capital Management LLC, a global investment management firm based in Greenwich, plans to expand its headquarters and operations in Connecticut over the next 10 years in what Gov. Dannel Malloy said is a more than $72 million project that will retain 540 jobs, create up to 600 new jobs, and significantly increase the firm’s economic impact in the state.

The state Department of Economic and Community Development, through the First Five Plus program, will provide up to $28 million in loans and up to $7 million in grants to support the expansion project. State funding will be disbursed in multiple phases as AQR reaches certain job creation and retention milestones.

The economic incentives will support the firm’s anticipated infrastructure investments at its 2 Greeenwich Plaza headquarters, including leasehold improvements and office space expan-

sion, as well as technology enhancements to AQR’s data center in Trumbull.

“We have found Fairfield County to be a desirable location to base our firm and the quality of professionals we attract is outstanding,” AQR Principal and Chief Financial Officer John Howard said in the announcement.

Founded in 1998 in New York City as Applied Quantitative Research, AQR moved its operations to Connecticut in 2004. Since that time, the company had grown by over 500 employees, according to AQR. Signed into law in 2011, the First Five Plus program supports large-scale economic development projects to encourage job creation, new capital investment, and business expansion or relocation. In August, DECD reported that under the program, the first 13 participating companies had created about 3,800 jobs and were well on their way to the top-level job creation goal of 5,264 new jobs. Those companies are investing almost $1.3 billion within Connecticut, more than five times the amount of assistance the state has provided through grants and loans.

Colliers named leasing agent at Keystone's Soundview

C

olliers International Group Inc. has been named the exclusive leasing agent for Soundview, a 180,000-square-foot Class A office property at 1266 E. Main St. in Stamford.

Soundview was acquired by Keystone Property Group in 2014 from Mack-Cali Realty Corp. as part of a 12-office property portfolio that sold approximately $230.8 million. Keystone recently completed a multimillion-dollar repositioning that included a

remodeled lobby and common areas and an updated fitness center. The Colliers team is marketing units from 850 to 28,000 square feet at the property, whose tenants include Aberdeen Asset Management, Regus and ADP. “We already are seeing momentum in inquiries from potential tenants looking to locate at a quality property at a competitive rate,” said Ian Ceppos, senior managing director in the Stamford office of Colliers.

— Phil Hall

CBRE named leasing agent for Stamford property

C

BRE Group’s Westchester/ Connecticut office has been named the exclusive leasing agent for 201 High Ridge Road in Stamford.

The 195,500-square-foot mixed-used property on 16.5 acres was previously occupied by GE Capital and Walden/ Borders Books. Leasing opportunities range in size from 13,897 square feet on the lower level to 75,948 square feet available on the second floor.

“201 High Ridge Road is the true workplay experience for potential users given its close proximity to a number of top destinations in the neighborhood, along with its high-quality office space,” said David Block, senior vice president at CBRE, who will oversee the leasing campaign on behalf of the ownership, affiliates of Steven Wise Associates LLC. “It is also ideal for corporate tenants looking to expand their brand.”

— Phil Hall

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12 Week of November 14, 2016 • FAIRFIELD COUNTY BUSINESS JOURNAL

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 14, 2016 13

THE LIST LARGEST PUBLIC COMPANIES

Fairfield County

Largest Public Companies Ranked by 2015 net revenue.

1

Company Name Address Area code: 203 unless otherwise noted

CEO Title Year company established

2015 net revenue

2014 net revenue

Xerox Corp.

Ursula Burns Chairman and CEO 1906 (as Haloid Co.)

$18.2 billion

$19.5 billion

International corporation specializing in business services and document technology products

Sikorsky

Marillyn A. Hewson Chairman, president and CEO, Lockheed Martin Corp.

1955

$15.6 billion

14.9 billion

Aircraft manufacturer

Thomson Reuters

James C. Smith President and CEO 2008

$12.2 billion

$12.6 billion

International mass media and information firm

Charter Communications Inc.

Thomas M. Rutledge President and CEO 1993

$9.75 billion

$9.1 billion

Telecommunications services

Priceline.com Inc.

Jeffery H. Boyd Chairman of the board and interim CEO 1997

$9.2 billion

$8.6 billion

Online "name-your-own-price" travel agency and bureau

W.R. Berkley Corp.

W. Robert Berkley, Jr. President and CEO 1967

$7.2 billion

$7.1 billion

Commercial property and casualty insurance

Emcor Group Inc.

Anthony J. Guzzi President and CEO 1994

$6.7 billion

$6.4 billion

Electrical and mechanical construction

Terex Corp.

John L. Garrison President and CEO 1986

$6.5 billion

$7.3 billion

Manufacture of heavy-duty machinery and equipment for construction

Sergio P. Ermotti Group chief CEO 2001

$6.2 billion*

$3.5 billion*

Financial services company

United Rentals Inc.

Michael Kneeland CEO 1998

$5.8 billion

$5.7 billion

Commercial and construction equipment rentals

Frontier Communications Corp.

Daniel McCarthy President and CEO 1935

$5.6 billion

$4.8 billion

Telecommunications services

QuintilesIMS

Tom Pike CEO 1954

$4.3 billion

$4.2 billion

Information, technology and service solutions company focusing on health care and pharmaceuticals

Diageo North America

Deirdre Mahlan President, Diageo North America 1997

$3.8 billion

$3.8 billion

Alcoholic beverage producer

Silgan Holdings Inc.

Anthony J. Allott President and CEO 1987

$3.8 billion

$3.9 billion

A supplier of rigid packaging for shelf-stable food and other consumer goods products

Star Gas Partners LP

Joseph P. Cavanaugh President 1995

$1.7 billion

$1.96 billion

Energy provider specializing in the sale of home heating products and services to residential and commercial customers

Praxair Inc.

Stephen F. Angel Chairman, president and CEO 1907

$1.6 billion

$1.69 billion

Industrial gas company

People's United Bank

John P. Barnes President and CEO 1842 Farooq Kathwari Chairman of the board, president and CEO 1932

45 Glover Ave., Norwalk 06856 968-3000 • xerox.com

2

(A division of Lockheed Martin Corp.)

6900 Main St., Stratford 06497 386-4000 • sikorsky.com

3

1 Station Place, Stamford 06902 539-8000 • thomsonreters.com

4

400 Atlantic St., No. 10, Stamford 06901 905-7801 • charter.com

5

800 Connecticut Ave., Norwalk 06854 299-8000 • priceline.com

6

475 Steamboat Road, Greenwich 06830 629-3000 • wrberkley.com

7

301 Merritt, No. 7, Norwalk 06851 849-7800 • emcorgroup.com

8

200 Nyala Farm Road, Westport 06880 222-7170 • terex.com

UBS

9

(Headquartered in Zurich, Switzerland) 677 Washington Blvd., Stamford 06901 719-3000 • ubs.com

10

100 Stamford Place, No. 700, Stamford 06902 622-3131 • unitedrentals.com

11

3 High Ridge Park, Stamford 06905 614-5600 • frontier.com

12 13

83 Wooster Heights Road, Danbury 06810 448-4600 • quintilesims.com

801 Main Ave., Norwalk 06901 229-2100 • diageo.com

4 Landmark Square, Stamford 06901 975-7110 • silganholdings.com

14

9 W. Broad St., Suite 310, Stamford 06902 328-7310 • star-gas.com

15

39 Old Ridgebury Road, Danbury 06810 800-772-9247 • praxair.com

16 17 18

850 Main St., Bridgeport 06604 338-7171 • peoples.com

Ethan Allen Interiors Inc.

Ethan Allen Drive, Danbury 06811 743-8000 • ethanallen.com

World Wrestling Entertainment Inc. 1241 E. Main St., Stamford 06902 352-8600 • wwe.com

Vincent McMahon Chairman and CEO 1979

Type of business s

$957.3 million $931.1 million

Personal, commercial and small-business banking

$754.6 million $746.6 million

Furniture retailer

$658.8 million $542.6 million

Entertainment company that deals primarily with professional wrestling

This list is a sampling of the largest public companies with headquarters or major office locations in the region.

If you would like to include your company in our next list, please contact Danielle Renda at drenda@westfairinc.com.

Note: *

Information collected from public proxy statements and financial reports. Companies included are headquartered in the region or have corporate offices located in the region.

Numbers collected from UBS U.S. Group AG.

14 Week of November 14, 2016 • FAIRFIELD COUNTY BUSINESS JOURNAL

BY CHAD PAVEL

Three technologies that will improve your bottom line in 2017

I

f you look at the most successful companies in your industry, you are likely to find a common theme that empowers their staff, creates massive efficiencies, and helps the executives extract meaningful information to make better business decisions. This investment gives these companies a competitive edge and has made them resilient to economic, natural, and human disasters. It generates time savings, more efficiencies, and reduced risks across billions of dollars of infrastructure and financial transactions and decades of economic and political ebbs and flows.

That investment.is technology.

Recent research from the Massachusetts Institute of Technology (MIT) finds that investments companies make in information technology increase profitability more than investments in advertising or R&D do.

That’s right. You will make more money for each dollar you invest in your business technology than you will in advertising and product development.

In an effort to help you unlock more time and profits and reduce risk in your busi-

ness, here are three technologies available to small and medium-size businesses (SMBs) that will give you an edge over your competitors in 2017 and help you lead a more profitable and enjoyable enterprise.

1. Cloud Computing: Simply put, you use the “cloud” when you access software applications over the internet rather than from your own computer network. By renting space in the cloud from providers like Microsoft Office 365 and G Suite (Google Apps), you pay a flat monthly rate with zero maintenance rather than purchasing and maintaining your own servers in your office.

Additionally, these software providers give you more powerful computers and many added features over the standard business software you host yourself. In the cloud, many business email accounts start at $5 per user per month plus free file storage as a bonus. You can reduce your costs from thousands per year in annual maintenance to hundreds by renting computing power from the world’s largest and safest providers. The end result: Less maintenance and enhanced capabilities.

2.Customer Relationship Management Software (CRM): Do you currently track your sales forecasts and customer details in a spreadsheet or home-grown database? Great start! You may be able to extract even more valuable insights from your data with a CRM. CRM systems help you automate your marketing functions and track sales deals more efficiently while holding your staff accountable to gather the right customer information. While the top CRM providers include Salesforce.com and InfusionSoft, there are many industryspecific options for your niche. By ditching your spreadsheets and manual follow-ups, you can automate your social media posts, track monthly newsletters, manage your pipeline and add sales forecasting to help you make more money in less time. Saving time and making more money? That’s a big win. The end result: More revenue and faster sales cycles.

3. Business Continuity: Network downtime is the number-one cause of financial loss due to technology failure. When your server crashes or a virus takes out your entire network, it’s not just the cost of repairs that hurts but the time you spend unable to collect sales and serve customers while you scramble to fix your computers.

With the threats of ransomware, digital hackers and human errors causing billions in

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financial losses to U.S. businesses each year, SMBs are particularly vulnerable and require more robust protection. No longer is a simple data backup solution and antivirus from Best Buy enough; you need a solution that keeps your business network running in the event of any natural, human or technology disaster that is built specifically for businesses.

Look for a business continuity solution and technical support provider that protect you from ransomware, give you around-the-clock technical support and give you predictable service on a small business budget throughout the year. The end result: Resilient assets and empowered employees.

In summary, your future investment in your technology platform will unlock loads of value within your organization. By empowering your staff with reliable technologies you make them happier and more efficient. By protecting your assets you add more value to your bottom line and build a more resilient business. And by enjoying success in business you can spend more time with your loved ones and your hobbies.

Chad Pavel is a partner at The Solution Department, a technolo�y consulting �irm in Trumbull serving small businesses. He can be reached at 203-913-1073 or by email at chad@tsdnetworks.com.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 14, 2016 15

FINALISTS Ntim Abrokwa, We Are Alumnus • Reynold Alabre, H&R BLOCK • Fannie Aleman, Genesis Companies • Katie Banzhaf, STAR, INC., LIGHTING THE WAY • Tyneadrian Bledsoe, Behavioral Solutions

DiVERSiTY I N

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THE INAUGURAL REGIONAL COMPETITION AND AWARDS PROGRAM

NY Inc. and Elite Success Community • Izora Ebron, The Open Door Shelter • Delia Farquharson, Executive Medical Solutions • Lindsay Farrell, The Open Door Family Medical Centers • Jorge Garcia, A Plus Technology and Security Solutions • Danielle Gesualdi, Skanska USA Building • Joan Grangenois-Thomas, JGT Public Relations • Jessica Grossarth, Pullman & Comley, LLC • LaQuita Harris, The WorkPlace Inc. , Platform to Employment & The Retail Career Academy • Wiley Harrison, CPA, The Business of Your Business • Jacqueline Hattar, Wilson Elser • Michelle Hopson, Hopson Consultancy, LLC • Sabrina Hosang, Caribbean Food Delights • Marcia MacNeill, New York Life Insurance Company • Allison Madison, Madison Approach Staffing • Nora Madonick, Arch Street Communications, Inc. (ASC) • Dr. Jackqueline Mclean-Markes, McLeanSmiles • Nelson Merchan, CT Small Business Development Center • Merry Mourouzis, Hiscox Inc. • Agathe Ngo Likoba, Likoba LLC • Dr. Marie O’Connor, NORDIC Cryotherapy • Christopher Oldi, Legal Services of the Hudson Valley • Nickay Piper, Market Grub Media, DigiCampus • Sharon Rowe, Eco-Bags Products, Inc. • Jennifer Ruoff, Irvington Diversity Foundation • Mecca Santana, Westchester Medical Center Health Network • Mona Siu- Kan Lau, Manhattanville School of Business • Jacqueline Vazquez, Lifetime Events by Jacqueline • Chanel Ward, Fairfield University • Jonelle Ward, Alzheimer’s Association • Brandalyn Williams, WillYUM Spice • Evena Williams, Stamford Health • Desiree Wolfe, Webster Bank • Larry Woodard, Graham Stanley Advertising • Joshua Worby, Westchester Philharmonic • Glenn Wu, Tompkins Mahopac Bank

Many cultures, one business community.

If your company advocates and practices diversity — become a partner in getting that message out.

From late December through January, readers will then have an opportunity to select 5 of the finalists to be awarded in the categories of Standard-Bearer, Most Socially Conscious, Most Promising Millennial, Outstanding Entrepreneur and Visionary.

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16 Week of November 14, 2016 • FAIRFIELD COUNTY BUSINESS JOURNAL

WESTCHESTER & FAIRFIELD COUNTY

BUSINESS JOURNALS

S

SPECIAL REPORT

BANKING & FINANCE

Smaller banks face cybersecurity challenges

BY PHIL HALL phall@westfairinc.com

L

ast month, three regulatory agencies—the Federal Reserve, the Federal Deposit Insurance Corp. and the Office of the Comptroller of the Currency — unveiled the draft of an endeavor that would determine how the federal government would monitor the cybersecurity threat posed against large domestic and foreign banks operating in the U.S. with $50 billion or more in assets.

“Due to the increasing interconnectedness of the U.S. financial system, a cyber incident or IT failure at one entity may impact the safety and soundness of other financial entities and introduce potentially systemic consequences,” the draft plan stated.

While the focus on the larger banks is understandable, it nonetheless failed to consider the other end of the banking spectrum: the nation’s smaller financial institutions, including community banks— which comprise nearly 97 percent of all U.S. banks—as well as credit unions and independent financial services providers.

While most news reports on cybersecurity focus on various data breaches and online attacks at larger institutions, that does not mean that smaller financial institutions are operating under the radar of the cyber criminals.

“There are more headlines when large banks get hacked,” said David Dineen, executive vice president and head of community banking at New Canaan-based Bankwell.

“Smaller banks still have the same challenges as the larger banks do,” said Daniel Conroy, chief information security officer at Stamford-based Synchrony Financial. “But not with the same resources.”

Conroy added that the complexity of cybersecurity threats against financial institutions of all sizes has grown substantially in recent years and threatens to become even more enormous.

“We can use a sports analogy to describe this,” he said. “In 2007, cybersecurity was like the Super Bowl with one team against each other. Today, it is the equivalent of one team playing against everyone in the stadium. By 2020, it will be like one team playing everyone in the city.”

Yet John Yoon, director of the Center

for Academic Excellence in Information Assurance and Cyber Defense at Mercy College in Dobbs Ferry, warned that the corporate leadership of these smaller financial institutions are not ready for this type of game.

“I think it is because security is not prioritized by executives of small banks and credit unions,” he said. “A data breach or identity theft could happen at any time. But if you have larger manpower monitoring the patterns of attack and strong banking software, then 90 percent of intrusions can be deflected.”

But that could be easier said than done.

Conroy noted that the desired manpower is not an easily obtained commodity in today’s job market. “Even if the small banks wanted to hire IT talent, there is negative unemployment in this space,” he said.

And prices for cybersecurity software solutions have spiked over the past few years.

“Up until a few years ago, we would provide firewalls for small to midsize businesses for less than $10,000,” said Dale

Bruckhart, vice president of marketing at Digital BackOffice in Milford. “Now it is more than double that.”

Despite the obstacles, smaller financial institutions are not overlooking cybersecurity concerns.

“Despite having a smaller footprint than the larger organizations, smaller banks must implement adequate and effective controls to protect customers and the bank from any intrusions,” said Lynndel Bartulis, senior vice president and chief information officer at Newtown Savings Bank in Connecticut. “We take the subject of cybersecurity risk management very seriously and approach it from the technical, management and educational perspectives to ensure the bank, our customers and their accounts are safe from cybersecurity threats or vulnerabilities. Whenever we implement new or manage existing processes, cybersecurity risk is always one of our key concerns. We adhere to guidelines offered by our regulators, industry specialists and cybersecurity experts.”

For Bankwell’s Dineen, a secret weapon

in fighting against cyber threats is maintaining a proactive relationship with customers and keeping them informed of the potential for danger.

“We constantly interact with customers,” he said. “If we see anything out there, we try to stay ahead of it. On a regular basis, we put out security tips and best practices.”

Bankwell also enforces a policy of behavioral analytics that monitors customer behavior to determine if a certain transaction could be a red flag. “Anything that looks like it is not ordinary creates an alert that is pushed out to customer,” Dineen said, adding that his bank is “constantly working” with regulators — including the Federal Reserve and FDIC and industry associations such as the National Automated Clearing House Association, an electronics payment trade group — to stay ahead of cyber concerns.

Synchrony Financial’s Conroy noted that smaller financial institutions would benefit from membership in the Financial Services Information Sharing and Analysis Center, a resource that provides updated information on cyber and physical threat intelligence from all parts of the world.

“It’s a global problem. It’s what I call crime as a service,” he said, adding that Synchrony Financial recently partnered with the University of Connecticut’s School of Engineering to create a center designed to promote cybersecurity research and develop information security talent.

On the subject of talent, many smaller financial institutions have to rely on third-party vendors for their cybersecurity needs. But that solution could also create new problems.

“There was a breach at Target about two years ago that was traced to the subcontracting vendor for the HVAC system in the stores,” said Digital BackOffice’s Bruckhart.

“I would recommend having all third parties audited.”

Mercy College’s Yoon recommended a modularized approach for smaller financial institutions building a cybersecurity defense that mixes external and internal input. “All cryptography and encryption should ideally be developed inside the company by hiring employees,” he said. “Of course, one should also consider the possibility of insider hacking—and if that occurs, it could be a big problem.”

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 14, 2016 17

BY ROBERT S. LONGSWORTH II

Flight of wealthy from deficit-ridden state affects all residents

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18 Week of November 14, 2016 • FAIRFIELD COUNTY BUSINESS JOURNAL

onnecticut’s government continues to struggle with the economic, political, and social ramifications of the state’s growing budget deficit. In July, the deficit for the 2015-2016 fiscal year ending June 30 was estimated at $279 million. This pales in comparison to the current estimates for the 2016-2017 fiscal budget deficit, which now run to $1 billion - an eye-watering number by any measure. Not only is this an impressive number of commas, but it is an incredibly steep year-over-year trend.

One immediate consequence of this yawning revenue-expense gap was the state legislature’s little publicized moves to impose materially higher probate filing fees on Connecticut decedents. These filing fees are meant to cover the administration and filing of an estate tax return.

The first change dates to July 2015, when Connecticut’s legislature voted to alter the $12,500 probate filing fee cap to a formula calculated on the taxable size of an estate. Overnight the upper limit soared to $20 millio - that’s not as typo -, and for several estates in the midst of probate this $12,500 fee metamorphosed into hundreds of thousands of dollars.

Those who were affected protested vociferously. In spite of the immediate and constant backlash from trust and estate attorneys and their clients, it took until July of this year for the legislature to reduce the probate filing fee cap to $40,000. While this new cap is magnitudes less than last year’s changes, it is a 220 percent increase over $12,500.

Perhaps of greater concern is what this behind -the -scenes meddling says about the state legislature’s persistent guiding philosophy for attempting to close the revenue-expense chasm. As more and more of Connecticut’s wealthiest residents flee for states with no or reduced income and estate taxes, it is difficult to understand how a viable salve to the state’s fiscal woes exists in providing to Connecticut’s wealthiest residents yet another reason to run for the door (or Interstate 95 South).

The über-wealthy’s hundreds of millions of dollars in state income taxes represent a substantial portion of the state’s revenue. All Connecticut residents

Perhaps of greater concern is what this behind -the -scenes meddling says about the state legislature’s persistent guiding philosophy for attempting to close the revenue-expense chasm.

benefit from the infrastructure and services these monies fund, and we all lose something, regardless of how immediate or direct that loss is, when wealthy individuals choose to leave. Among other things, missing revenue causes legislatures to look elsewhere, which always translates into new schemes to generate revenue from those farther down the income ladder. These are the “trickle down” effects we all wish to avoid.

For these reasons, even those not earning gargantuan sums ought to remain aware of the budgeting and legislative gymnastics ongoing in Hartford.

Understanding how taxes levied affect short- and long-term consumption and investment should be a major a component of every legislature’s calculus. Such appears to be absent in Hartford.

On an individual level, a tax professional and wealth advisor should be able to help you chart a course favorable to the specifics of your situation.

Rob Longsworth is a wealth advisor at Greenwich Wealth Management LLC in Greenwich. He can be reached at rob@greenwichwealth.com or at 203618-0105.

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Securities offered through Private Client Services, Member FINRA, SIPC. Greenwich Wealth Management and PCS are unaf�iliated entities.

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Sources: CFO Outlook, Bank of America Merrill Lynch; 2016 Workplace Benefits Report, Bank of America Merrill Lynch General disclaimer for Bank of America Merrill Lynch, visit baml.com/disclaimer. ©2016 Bank of America Corporation. AR8WDNW3

10-16-0138.B

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 14, 2016 19

milli

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AWARDS 2016

Join us for an exciting evening to celebrate Westchester and Fairfield counties’ top young professionals!

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AGENDA 5:30 p.m. Cocktail reception and holiday bazaar with local vendors.

6:15 p.m.

• Keynote speech by Brandon Dufour, CEO, The Next Street, entrepreneur and 2013 Fairfield County Business Journal 40 under 40 honoree.

• Presentation of Milli Awards.

BRANDON DUFOUR

8-10 p.m. After-party hosted at Frankie & Fanucci’s, Mamaroneck, including complimentary appetizers, gift cards to drinks from the new self-serve taproom and live music.

Nov. 15, 5:30 PM

VIEW THE WINNERS AND REGISTER AT: WESTFAIRONLINE.COM/MILLI-AWARDS

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For more information, contact Danielle Brody at 914-358-0757 or dbrody@westfairinc.com.

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PRESENTED BY:

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20 Week of November 14, 2016 • FAIRFIELD COUNTY BUSINESS JOURNAL

TO BENEFIT:

FACTS & FIGURES on the record ATTACHMENTS-FILED 100 Hickory Knoll LLC, et al., Easton. Filed by Robert J. Nicola. $90,000 in favor of Jason Pullo and Abby Pullo. Property: 100 Hickory Knoll Drive, Easton. Filed Sept. 26.

BANKRUPTCIES 397 North Washington Avenue LLC, 397 N. Washington Ave., Bridgeport. Chapter 11. Assets: $100,000 to $500,000. Liabilities: $100,000 to $500,000. Type of business: Limited liability corporation. Debtor’s attorney: James N. Nugent, Milford. Case no. 5:16-bk-51405. Filed Oct. 24.

BUILDING PERMITS

COMMERCIAL AP Construction, Stamford, contractor for Stampar Associates LLC. Renovate the interior of an existing commercial space at 58-106 Commerce Road, Stamford. Estimated cost: $30,000. Filed between Oct. 24 and Oct. 28.

Abbey Tent, contractor for Fairfield University. Add temporary tents to an existing commercial space for a special event at 1073 N. Benson Road, Fairfield. Estimated cost: $3,000.

Filed Oct 19.

Abbey Tent, contractor for Fairfield Country Day School. Add temporary tents to an existing commercial space for a special event at 3051 Bronson Road, Fairfield. Estimated cost: $2,000. Filed Oct 19.

Aquarion Water Co., contractor for self. Add a new tank to an existing commercial space at 702 Black Rock Road, Easton. Estimated cost: $1,800.

Filed October 2016.

Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken.

Questions and comments regarding this section should be directed to: John Golden c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: (914)694-3600 Fax: (914)694-3680

Bismark Construction, Rye Brook, N.Y., contractor for Bridgeport Phase II LLC. Construct a new adult day care at 144 Golden Hill St., Bridgeport. Estimated cost: $180,000. Filed Oct. 25.

Brownson, Harry B., Shelton, contractor for self. Replace the antennas on the roof of an existing commercial space at 15 Soundview Ave., Shelton.

Estimated cost: $15,000. Filed Oct. 20.

Cobelli, Donna, Ridgefield, contractor for self. Renovate the second-floor office spaces in an existing commercial space at 30 Old Quarry Road, Ridgefield. Estimated cost: $50,000.

Filed Oct. 14.

Davidoff, Lawrence, contractor for Star Partners LLC. Construct a new apartment building with 13 units on Franklin Street, Stamford. Estimated cost: $1.5 million. Filed between Oct. 17 and Oct. 21.

Enterprise Shelton Lot 4 LLC, Shelton, contractor for Yale New Haven Health. Perform interior renovations in an existing commercial space for a new tenant at 4 Corporate Drive, Shelton. Estimated cost: $11,000. Filed Oct. 18.

Northeast Towers, Farmington, contractor for Fairbridge Commons LLC. Replace the antennas on the roof of an existing commercial space at 50-70 Freemont St., Bridgeport. Estimated cost: $45,000. Filed Oct. 26.

Notre Dame Church, Easton, contractor for self. Install an elevator in an existing commercial building at 655 Morehouse Road, Easton. Cost undisclosed. Filed October 2016.

Pelham Country Homes LLC, Ridgefield, contractor for Urstadt Biddle Properties. Remove a wall section between the retail spaces in an existing commercial space at 5 Bailey Ave., Ridgefield. Estimated cost: $2,000.

Filed Oct. 19.

R.D. Scinto Inc., Shelton, contractor for Beirne Wealth. Install new outlets in an existing commercial space at 3 Enterprise Drive, Shelton. Estimated cost: $28,000. Filed Oct. 18.

R.D. Scinto Inc., Shelton, contractor for Tomra. Install new outlets in an existing commercial space at 88 Long Hill Cross Road, Shelton. Estimated cost: $5,000. Filed Oct. 18.

Fairfield Realty Group LLC, Shelton, contractor for self. Replace the antennas on the roof of an existing commercial space at 1000 Bridgeport Ave., Shelton. Estimated cost: $93,000.

Filed Oct. 20.

Reale, Richard B., contractor for MMR Hope LLC. Construct a woodframed partition to divide the space in an existing commercial space at 1010 Hope St., Stamford. Estimated cost: $5,500. Filed between Oct. 17 and Oct. 21.

Iconic Construction LLC, contractor for Danbury Mall LLC. Remodel the interior of an existing commercial space in a mall at 7 Backus Avenue Main, Danbury. Estimated cost: $45,000. Filed Oct. 20.

Rugby Realty, New Rochelle, N.Y., contractor for self. Perform interior renovations in an existing commercial space for a new tenant at 4 Armstrong Court, Shelton. Estimated cost: $12,000. Filed Oct. 19.

KBE Building Corp., Farmington, contractor for Cumberland Farms Inc. Remodel the interior of an existing commercial space and create a dumpster area at 973 Kings Highway, Fairfield. Estimated cost: $420,500.

Filed Oct. 21.

Stone Harbor Construction LLC, contractor for SH Atlantic LLC. Alter the sixth floor of an existing commercial space at 1 Atlantic St., Stamford. Estimated cost: $28,000. Filed between Oct. 24 and Oct. 28.

K-Man Glass Corp., contractor for Savings Bank of Danbury. Remove and replace the windows in an existing commercial space at 220 Main St., Danbury. Estimated cost: $22,700.

Filed Oct. 18.

Tide Water Group, contractor for Kathryn Sanchez. Perform interior renovations in an existing commercial space for a new tenant at 115 Main St., Monroe. Cost undisclosed. Filed Oct. 14.

Landry Tree Inc., Bridgeport, contractor for self. Construct a new storefront on an existing commercial space at 316 Wood Ave., Bridgeport.

Estimated cost: $24,000. Filed Oct. 25.

Town of Stamford, contractor for self. Alter the walls and perform construction in an existing commercial space at 51 Toms Road, Stamford. Estimated cost: $3,500. Filed between Oct. 24 and Oct. 28.

Mid America Construction, contractor for Danbury Mall LLC. Remodel the interior of an existing commercial space in a mall at 7 Backus Avenue Main, Danbury. Estimated cost: $185,000. Filed Oct. 19.

Tricecca LLC, Stamford, contractor for self. Replace the windows and vinyl siding on an existing commercial space at 15 Euclid Ave., Stamford. Estimated cost: $35,000. Filed between Oct. 24 and Oct. 28.

Zhornitsky, Michael, et al., Stamford, contractor for self. Install two sets of channel letters in an existing commercial space at 1995 High Ridge Road, Stamford. Estimated cost: $2,100. Filed between Oct. 24 and Oct. 28.

RESIDENTIAL

Below, Donna K., Wilton, contractor for self. Alter the interior of an existing single-family residence at 34 Bald Hill Road, Wilton. Estimated cost: $20,000. Filed Sept. 26.

Benn Land Trust, Weston, contractor for self. Strip and reroof an existing single-family residence at 161 Goodhill Road, Weston. Estimated cost: $9,688. Filed Oct. 12.

Albrycht, Cory A., et al., Stamford, contractor for self. Renovate the bathroom in an existing single-family residence at 25 Bend of River Road, Stamford. Estimated cost: $35,000.

Filed between Oct. 17 and Oct. 21.

Bertalovitz, Denise, Danbury, contractor for self. Repair water damage to a single-family residence at 5 Mendes Road, Danbury. Estimated cost: $25,000. Filed Oct. 20.

Alliant Investments, Danbury, contractor for self. Remodel the kitchen and close the doorways in an existing single-family residence at 1 Sharp Hill Lane, Ridgefield. Estimated cost: $33,000. Filed Oct. 19.

Bier, Gary, contractor for Federal Home Loan Mortgage Corp. Strip and reroof an existing single-family residence at 244 Hillandale Ave., Stamford. Estimated cost: $5,400. Filed between Oct. 17 and Oct. 21.

Andreev, Andrian, Bridgeport, contractor for self. Renovate the garage on an existing single-family residence at 600 Palmetto Road, Bridgeport.

Estimated cost: $6,000. Filed Oct. 25.

Bouteiller, Karen and John Bouteiller, Shelton, contractor for self. Remove a deck and replace it with another deck on an existing single-family residence at 30 Beecher Ave., Shelton. Estimated cost: $7,000.

Filed Oct. 21.

Angeloszek, Bruce, contractor for Walter G. Young, et al. Add a generator to an existing single-family residence at 80 Woodway Road, Stamford. Estimated cost: $10,000. Filed between Oct. 17 and Oct. 21.

Antoinette, Roy, Shelton, contractor for self. Remove the existing porch, stairs and roof structure on an existing single-family residence at 194 Sunwood Drive, Shelton. Estimated cost: $8,200. Filed Oct. 19.

AR and Sons Masonry LLC, contractor for Andrzej Rutkowski. Build a retaining wall on an existing singlefamily residence at 68 Spruce St., Stamford. Estimated cost: $30,000.

Filed between Oct. 17 and Oct. 21.

Arturo, Garcia, Danbury, contractor for self. Convert a garage to one bedroom and full bathroom in an existing single-family residence at 13 Shannon Ridge Road, Danbury. Estimated cost: $5,500. Filed Oct. 19.

Badeaux, Timothy E., Shelton, contractor for self. Replace the windows on an existing single-family residence at 7 Robin Lane, Shelton. Estimated cost: $3,033. Filed Oct. 21.

Batista, Emmanuel, Danbury, contractor for self. Add solar panels to the roof of an existing single-family residence at 1 Young Place, Danbury.

Estimated cost: $12,000. Filed Oct. 19.

Bean, Monroe, contractor for self.

Replace the windows and doors on an existing single-family residence at 11 Windsor Road, Monroe. Cost undisclosed. Filed Oct. 17.

Brennan, Sandra and George Brennan, Weston, contractor for self.

Add a shed to the property of an existing single-family residence at 11 Wildwood Lane, Weston. Estimated cost: $1,800. Filed Oct. 6.

Brian & Brian Construction Co., contractor for Thomas C. Atkins and Jensen D. Atkins. Remodel the kitchen in an existing single-family residence at 1532 Redding Road, Fairfield. Estimated cost: $61,000. Filed Oct. 20.

Bryon, Christopher, Weston, contractor for self. Repair an existing single-family residence at 22 Old Kings Highway, Weston. Estimated cost: $20,495. Filed Oct. 13.

Bryon, Christopher, Weston, contractor for self. Repair fire damages to an existing single-family residence at 22 Old Kings Highway, Weston. Estimated cost: $20,495. Filed Oct. 13.

See why we're Fairfield County's leading LOCAL job board!

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Candoso, Marcos, Bridgeport, contractor for self. Perform interior renovations in an existing single-family residence at 194 Burnsford Ave., Bridgeport. Estimated cost: $10,000.

Filed Oct. 25.

Capollo, Manuel, Bridgeport, contractor for self. Add fire doors to an existing single-family residence at 801-803 Noble Ave., Bridgeport. Estimated cost: $30,000. Filed Oct. 25.

Celuch, Peggy P. and Christopher M. Celuch, Wilton, contractor for self.

Alter the interior of an existing singlefamily residence at 5 Oak Ledge Lane, Wilton. Estimated cost: $25,000. Filed Oct. 5.

Visit FairfieldCountyJobs.com or call (203) 595-4262 for more information

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 14, 2016 21

CONNSTEP’S MANUFACTURING FORUM STRIKES A CHORD

FIRST COUNTY BANK GRANTS $45K TO GREENWICH NONPROFITS Jagjiwan Singh, associate vice president, business banking of First County Bank, presents a $10,000 grant from First County Bank Foundation to Alon Marom, director of development, corporate and community giving, for Kids in Crisis. This grant is to help fund its Safe Haven for Kids shelter program.

From left, Bonnie Stewart of CBIA, panel moderator; Bonnie Del Conte, president, CONNSTEP; Jose Palomino, CEO, Value Prop Interactive; Liddy Karter, managing director, Enhanced Capital Partners LLC; Michael Camerota, principal, Touchstone Advisors; Bob DeLisa, partner, DeLisa Group; and Chuck Richards, CEO, CoreValue Software.

CONNSTEP, a consulting firm based in Rocky Hill that helps companies in Connecticut grow their businesses and improve operational methodologies, hosted “Shape Your Company’s Future: Know What Makes It Valuable and Its Risk Factors,” a manufacturing forum on Oct. 26 led by keynote speaker Chuck Richards, CEO of CoreValue Software. At the forum, Richards shared the impact of value gaps and value drivers with manufacturing companies. Following his presentation, a panel of experts, moderated by Bonnie Stewart of CBIA, lent their expertise on topics ranging from venture capital, human resources and demographics, market and customer diversification, business development and brokerage, including purchases, sales and family business issues.

First County Bank Foundation, the philanthropic arm of Stamford-based First County Bank, awarded 11 Greenwichbased nonprofits a total of $45,500 in grants to support these organizations’ missions to provide services to the community.

The foundation is celebrating its 15th anniversary and has awarded individual grants worth more than $7.5 million since its inception in 2001. The following 11 nonprofits received grants in 2016: Kids in Crisis, $10,000; River House Adult Day Center, $2,500; Hill House, $6,500; Greenwich Alliance for Education, $5,000; Jewish Family Services of Greenwich, $4,000; Neighbor to Neighbor, $2,500; United Way of Greenwich, $2,500; YMCA of Greenwich, $2,500; YWCA Greenwich, $2,500; Abilis Inc., $5,000; and Meals on Wheels, $2,500.

GOOD THINGS HAPPENING FORBES NAMES RDM FINANCIAL GROUP AS TOP ADVISOR

Ron Weiner

Forbes recognized RDM Financial Group at HighTower (RDM), an investment advisor with an office in Westport, as a top financial advisory firm in its 2016 list of “America’s Top Wealth Advisors.” The firm’s managing director and partner Ron Weiner also ranked as one of the most prominent financial advisors in the country. Weiner has more than 35 years experience in the investment industry, recognized by media outlets, including CNBC, The Wall Street Journal, US News & World Report, Investor’s Business Daily and Fox Business News.

Forbes, a financial news publication, compiles the list using research based on qualitative and quantitative aspects, including revenue, credentials, assets under management, fee structure, client satisfaction and retention, community involvement and more.

FSIAS EXPANDS WITH NEW MARKETING DIRECTOR Bethel-based Financial Strategies Investment Advisor Services, a tax preparation, investment advisory and insurance firm, welcomed Catherine McGrath as its marketing director. Prior to joining, McGrath recently made a career shift into financial planning after serving 25 years in the nonprofit sector as a grant writer. She is currently studying for her license as a life, accident and health insurance agent in Connecticut and New York, and will soon be working toward obtaining licensure in investments. She holds a bachelor’s degree in political science from the University of Bridgeport and a certificate from the Women’s Campaign School at Yale University.

GREENWICH CHAMBER’S ANNUAL HOLIDAY DECORATING CONTEST

VERRILL DANA RECOGNIZED AS BEST HEALTH CARE PRACTICE

The Greenwich Chamber of Commerce announced its annual holiday decorating contest for town businesses.

The contest is open to all businesses with a storefront and is not limited to chamber members. Businesses are encouraged to decorate their storefronts in the spirit of the holidays and will be eligible to win prizes and recognition for their efforts. This year’s windows will be evaluated by four groups of judges and the town will be broken down into four areas, including central Greenwich, Byram/Glenville/Pemberwick, Cos Cob/Riverside and Old Greenwich. The judging begins Dec. 1 and will run through Mon., Dec. 5. Winners will be announced Thursday, Dec. 8 at the chamber’s Holiday Party and Storefront Decorating Awards event at the Bruce Museum, 5:30-7:30 p.m., 1 Museum Drive, Greenwich.

The party is open to members and nonmembers and the public is welcome, but RSVP is required. Prizes include free advertising on the chamber’s website or a free chamber membership and recognition at the chamber’s holiday party. To register, email greenwichchamber@greenwichchamber.com.

Acquisition International magazine recognized Verrill Dana LLP, a national law firm with an office in Westport, for having one of the best health carefocused merger and acquisitions practices in the nation during its 2016 Global Merger & Acquisitions (M&A) Awards. The M&A Awards, based solely on merit, aim to celebrate ingenuity, hard work and the achievements of professionals involved in identifying, coordinating and completing international deals.

According to Acquisition International, Verrill Dana has one of the leading mergers and acquisitions practices in New England, working with clients ranging from established public and private companies to family businesses to high-tech startups. The firm also represents a variety of organizations in the dealmaking community, including investment banks and financial advisors, as well as sources of private capital and debt financing. The firm’s health care group brings together attorneys in key legal disciplines to serve a wide variety of organizations in the health care industry and related professions.

Catherine McGrath

Information for these features has been submitted by the subjects or their delegates.

22 Week of November 14, 2016 • FAIRFIELD COUNTY BUSINESS JOURNAL

THE LOFT SALON PINKS UP FOR BREAST CANCER AWARENESS

FCMA HONORS WRESCHNER WITH ALBERT SCHWEITZER AWARD

DATES NOV. 14

Smart Kids with Learning Disabilities and the Westport Public Library are co-sponsoring “Understanding ADHD From the Inside Out,” a discussion abut new perspectives on ADHD led by author, activist and motivational speaker Robert Tudisco, 7-8:30 p.m. at the Westport Public Library, 20 Jessup Road, Westport. For more, visit smartkidswithld.org.

The Loft Salon and Spa stylists.

The Loft Salon and Spa, raised more than $800 by selling raffle tickets and offering to donate proceeds from any client that booked blow-dry appointments between 4-6 p.m. on Oct. 26. The salon was dressed with bright pink lights, large pink lanterns, floral arrangements, candies and pink martinis in honor of Breast Cancer Awareness Month.

This year, the salon partnered with the Bennett Cancer Center, Wagon Wheel Liquors, Mediterraneo of Norwalk, Petals and Leaf Décor and Events and Judy’s Kitchen for the philanthropic. Prizes donated by the salon and its partners included spa and beauty gift baskets.

PROHAZSKA JOINS LINCOLN PROPERTY CO. Lincoln Property Co., a real estate services company based in Dallas, welcomed Hernan Prohazska as vice president in the firm’s Greenwich office. Hernan’s focus is in agency leasing, tenant representation and investment sales in Fairfield County and Westchester County, N.Y. Prior to joining the firm, Prohaszka previously worked for Cushman & Wakefield in the White Plains, N.Y., office, where he spent three years specializing in the Westchester office and industrial market. Previously, he worked for 12 years in the southern Florida market where he executed more than $100 million in transactions.

NORWALK HOSPITAL OPENS NEW CANCER CENTER

From left: Randy Trowbridge, Bonne McGuire Wreschner and Joseph Feurstein.

Shelton-based Fairfield County Medical Association, a professional membership organization representing physicians from various medical specialties and practice settings, as well as medical students, interns and residents, recognized Bonnie McGuire Wreschner with the Albert Schweitzer Award for Humanitarian Endeavors at its annual meeting, Oct. 27 at the Inn at Longshore in Westport. Mcguire Wreschner specializes in emergency medicine. She volunteers her time by working to bring free medical clinics to those living in rural Mexico, providing residents in the Barron, Sinaloa area with access to basic medical exams, treatment options and further testing for illnesses and medical conditions, as well as patient education. She holds a doctorate degree from New York Medical College and completed her residency at Morristown Memorial Hospital in New Jersey.

DAWSON TO SPEAK AT WORKSHOP IN GREENWICH Smart Kids with Disabilities Inc., a Westport-based nonprofit dedicated to empowering parents of children with learning disabilities and attention deficit disorders, is presenting a half-day workshop with Peg Dawson, the bestselling author of “Smart But Scattered: The Revolutionary Approach to Helping Kids Reach Their Potential” and “Smart But Scattered Teens,” Nov. 18 from 9:30 a.m. to 12:30 p.m. at the Innis Arden Golf Club, 120 Tomac Ave, Greenwich. The program, titled “Effective Approaches to Developing Executive Function Skills,” will entail a discussion led

by Dawson about her approach to overcoming function challenges, including organization, focus and emotion regulation. She holds a doctorate degree in school/child clinical psychology from the University of Virginia and has worked for the Center for Learning and Attention Disorders of Portsmouth, N.H. since 1992.

TOY DRIVE SPONSORED BY LAW FIRM GENERATES SUCCESS The exterior of the C. Anthony and Jean Whittingham Cancer Center at Norwalk Hospital.

Norwalk Hospital, one of three hospitals affiliated with Western Connecticut Health Network, a health care organization serving residents of western Connecticut and adjacent New York, unveiled the centerpiece of its cancer care programming at a ribbon-cutting celebration for the hospital’s new C. Anthony and Jean Whittingham Cancer Center, Nov. 1. The 35,000-square-foot facility is part of the largest expansion project in the hospital’s nearly 125-year history. More than 400 people toured the center, which doubles the hospital’s existing cancer treatment space.

Features of the center include an outdoor healing garden for patients, families and caregivers; contemporary consultation rooms and patient spaces with media and refreshments; two private infusion suites; 18 light-filled infusion bays with views of the Long Island Sound; and two linear accelerators. For more, visit norwalkhospital.org.

Berchem, Moses & Devlin PC, a law firm with offices in Fairfield and New Haven counties, sponsored the annual Walter Camp Day at the Bowl event for the eighth consecutive year to benefit the Walter Camp Football Foundation (WCFF) and the Yale-New Haven Hospital Auxiliary Toy Closets Program, when the Yale University Bulldogs hosted the University of Pennsylvania Quakers in the first game night held in the 103-year history of Yale Bowl, Oct. 21.

The game was televised live on NBC sports. Attendees were asked to bring a new unwrapped toy to support the cause and in return, received a free general admission ticket to the game.

Attorneys and clients of the law firm donated hundreds of toys, bringing the total to date to more than 2,500 gifts for children who are patients at Yale-New Haven Hospital.

WCFF, founded by Walter Camp in 1889, a former Yale University athlete and football couch, is a volunteer group based in New Haven that preserves and promotes the tradition of selecting a collegiate all-American football team. The hospital’s Auxiliary’s Toy Closets Program was developed to provide new, age-appropriate and educational toys to pediatric patients at the Yale-New Haven Children’s Hospital.

Westport Country Playhouse is presenting a Script in Hand playreading of “Social Security,” a comedy by Andrew Bergman, a Hollywood comedy screenwriter, 7 p.m., 25 Powers Court, Westport.

The reading will be directed by Anne Keefe, associate artist and curator of the playreading series for the playhouse.

Tickets are $20. For more, visit westportplayhouse.org.

NOV. 15 The Ridgefield Playhouse and Silver Hill Hospital are presenting a screening of “Borderline,” a documentary that captures the lived experience of someone with Borderline Personality Disorder, 7 p.m., 80 East Ridge Road, Ridgefield. A panel discussion will follow the screening. For tickets, call the box office at 203-438-5795.

NOV. 16 The Ridgefield Playhouse is presenting Lauren DiNardo for an evening where “celebrity” models, children and a few surprise guests rock the runway in support of The Resiliency Center in Newtown, 7:30 p.m., 80 East Ridge Road, Ridgefield. Ticket holders can get an early start on their holiday shopping in the lobby at 6:30 p.m. with popup shows

by AR Kids and accessories and fashions by Lauren DiNardo. For tickets, call the box office at 203-438-5795.

NOV. 17 The National Association of Corporate Directors Connecticut, the advocate for advancing board leadership in the state, is hosting “Outlook 2017: A Board’s Eye View of the Year to Come,” 7:30-9:30 a.m. at the Stamford Yacht Club, 97 Ocean Drive West, Stamford.

The discussion is open to sitting corporate directors only.

Membership is not required. To register, visit connecticut.nacdonline.org.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 14, 2016 23

FACTS Charter Group Partners At Ridgefield LLC, Brookfield, contractor for self. Construct a new three-story condominium over a 20-car parking garage at 77 Sunset Lane, Building 200, Ridgefield. Estimated cost: $35.5 million. Filed Oct. 19.

Clark Construction of Ridgefield Inc., Ridgefield, contractor for Stephen McGee and Moraine McGee. Construct a deck at the rear of an existing single-family residence at 41 Indian Cave Road, Ridgefield. Estimated cost: $28,000. Filed Oct. 14.

Connors, Patrick, Weston, contractor for self. Remodel the bathroom in an existing single-family residence at 4 Mayflower Lane, Weston. Estimated cost: $17,033. Filed Oct. 13.

Cortez, Nydia, Bridgeport, contractor for self. Strip and reroof an existing single-family residence at 195 Lakeside Drive, Bridgeport. Estimated cost: $5,500. Filed Oct. 25.

Costanza, Reina, Easton, contractor for self. Add solar panels to the roof of an existing single-family residence at 23 Orchard Lane, Easton. Estimated cost: $49,920. Filed October 2016.

Curry, Amy, Easton, contractor for self. Add solar panels to the roof of an existing single-family residence at 626 Morehouse Road, Easton. Estimated cost: $15,600. Filed October 2016.

Daly, Sean R., et al., Stamford, contractor for self. Add a generator to an existing single-family residence at 30 Arden Lane, Stamford. Estimated cost: $5,000. Filed between Oct. 24 and Oct. 28.

DC Builds LLC, Ridgefield, contractor for Sally Brockway. Renovate the hall bathroom and relocate the master closet in an existing single-family residence at 64 Old Washington Road, Ridgefield. Estimated cost: $25,286.

Filed Oct. 14.

DeJesus, Joseph, Westport, contractor for Bradley W. Savage. Perform minor renovations on an existing single-family residence at 57 W. Meadow Road, Wilton. Estimated cost: $30,000. Filed Oct. 20.

Der Caloousdian Gregoire, et al., Stamford, contractor for self. Add a shed to the property of an existing single-family residence at 350 Wire Mill Road, Stamford. Estimated cost: $4,400. Filed between Oct. 24 and Oct. 28.

Design Builders & Remodeling Inc., Ridgefield, contractor for Ron Soigher and Cynthia Soigher. Remodel the existing master bathroom in an existing single-family residence at 115 Limestone Road, Ridgefield. Estimated cost: $18,000. Filed Oct. 19.

Digiori Roofing & Siding Inc., Beacon Falls, contractor for Stephen R. Soucy and Jean R. Soucy. Perform minor renovations on an existing singlefamily residence at 235 New Canaan Road, Wilton. Estimated cost: $25,918.

Filed Sept. 29.

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DMG Construction LLC, Wilton, contractor for Alison Kline Smith and Mark C. Smith. Alter the interior of an existing single-family residence at 45 Quail Ridge, Wilton. Estimated cost: $65,000. Filed Oct. 5.

Green Construction, Meridan, contractor for Hector Nunez. Perform interior renovations in an existing single-family residence at 60 Benham Ave., Bridgeport. Estimated cost: $45,850. Filed Oct. 25.

Dreyer, Andrea Elisabeth, Wilton, contractor for self. Perform minor renovations on an existing singlefamily residence at 137 Indian Hill Road, Wilton. Estimated cost: $3,400.

Filed Sept. 29.

Grumman Group LLC, Wilton, contractor for Bette J. Polis. Alter the interior of an existing single-family residence at 170 Grumman Hill Road, Wilton. Estimated cost: $7,500. Filed Oct. 10.

Fernandes, Jose M. and Hilda M. Fernandes, Shelton, contractor for self. Extend a kitchen deck on an existing single-family residence at 72 Kneen St., Shelton. Estimated cost: $12,000. Filed Oct. 21.

Haitsch Construction LLC, contractor for David A. Kosvitch, et al.

Strip and reroof an existing singlefamily residence at 111 Hubbard Ave., Stamford. Estimated cost: $32,000.

Filed between Oct. 17 and Oct. 21.

Flagship Custom Homes LLC, contractor for Greg A. Perna, et al. Add a generator to an existing single-family residence at 284 W. Hill Road, Stamford. Estimated cost: $10,000. Filed between Oct. 17 and Oct. 21.

Hansen, Betty and Christian Hansen, Shelton, contractor for self. Remodel the bathroom in an existing single-family residence at 39 Spruce Hill Road, Shelton. Estimated cost: $11,400. Filed Oct. 19.

Fressola, Esteves, Monroe, contractor for self. Construct a new two-story house with three bedrooms, a covered entry and a two-car garage at 27 Camelot Drive, Monroe. Cost undisclosed. Filed Oct. 13.

Harmon, Michael, Ridgefield, contractor for self. Construct a new detached two-car garage on the property of an existing single-family residence at 14 Two Pence Road, Ridgefield. Estimated cost: $45,000.

Filed Oct. 17.

Gabriel, Luiz, Bridgeport, contractor for self. Renovate the roof, siding and kitchen in an existing singlefamily residence at 387 Coleman St., Bridgeport. Estimated cost: $27,500.

Filed Oct. 25.

Gaita, Leonard J., contractor for James M. Deponte, et al. Renovate the interior of an existing single-family residence at 64 Rock Rimmon Road, Stamford. Estimated cost: $15,500.

Filed between Oct. 24 and Oct. 28.

Garbino, James, Stamford, contractor for self. Convert an existing singlefamily residence into a two-family residence at 61 Cold Spring Road, Stamford. Estimated cost: $80,000.

Filed between Oct. 17 and Oct. 21.

Gleizer, Anderson, Wilton, contractor for self. Alter the interior of an existing single-family residence at 12 Old Highway, Wilton. Estimated cost: $2,500. Filed Sept. 26.

Godly Hands Construction, Bridgeport, contractor for William Sanders. Rebuild a porch on an existing single-family residence at 749 Brook St., Bridgeport. Estimated cost: $10,000. Filed Oct. 26.

Golding, Angela and Keith Golding, Shelton, contractor for self. Remodel the bathroom in an existing single-family residence at 20 Beverly Hill Drive, Shelton. Estimated cost: $3,300. Filed Oct. 19.

Golding, Keith and Angela M. Golding, Shelton, contractor for self.

Remodel the laundry in an existing single-family residence at 20 Beverly Hill Drive, Shelton. Estimated cost: $30,000. Filed Oct. 20.

Imagineers LLC, Hartford, contractor for Denise V. Savol. Perform minor renovations on an existing singlefamily residence at 50 Village Walk, Wilton. Estimated cost: $11,000. Filed Oct. 18.

Inwood Condo Assoc., Bridgeport, contractor for self. Upgrade the equipment on the roof of an existing singlefamily residence at 3200 Park Ave., Bridgeport. Estimated cost: $25,000.

Filed Oct. 25.

Jahex Construction LLC, contractor for Andre Morisseau, et al. Strip and reroof an existing single-family residence at 1 Carolina Road, Stamford. Estimated cost: $17,800. Filed between Oct. 17 and Oct. 21.

Jeanine, Scotti, Easton, contractor for self. Install a generator in an existing single-family residence at 64 Sport Hill Parkway, Easton. Estimated cost: $7,900. Filed October 2016.

Jenner, Joan and John Jenner, Shelton, contractor for self. Strip and reroof an existing single-family residence at 76 Gray St., Shelton. Estimated cost: $6,500. Filed Oct. 19.

Jensen’s Inc., Danbury, contractor for self. Replace a mobile home at West Kenosia Avenue, Danbury. Estimated cost: $81,000. Filed Oct. 20.

Joseph, Barbara and Gregory Joseph, Weston, contractor for self.

Construct a wall and a bridge on the property of an existing single-family residence at 10 Broad St., Weston. Estimated cost: $59,000. Filed Oct. 6.

Kalberer, Matthew R., Shelton, contractor for self. Replace the windows on an existing single-family residence at 10 Foley Ave., Shelton. Estimated cost: $8,908. Filed Oct. 21.

24 Week of November 14, 2016 • FAIRFIELD COUNTY BUSINESS JOURNAL

FIGURES Kelly, Barbara, Easton, contractor for self. Add a new tank to an existing single-family residence at 134 Flat Rock Road, Easton. Estimated cost: $1,600. Filed October 2016.

Kelly, Chris, Easton, contractor for self. Add a geothermal forced-air system to an existing single-family residence at 48 Delaware Road, Easton.

Estimated cost: $60,000. Filed October 2016.

Kleban Properties, contractor for R-K Brick Wall LLC. Fit-up the interior of a retail store at 1275 Post Road, Fairfield. Estimated cost: $10,000. Filed Oct 19.

Korman, Matt, Shelton, contractor for self. Remodel the kitchen and bathroom in an existing single-family residence at 93 Hillside Ave., Shelton.

Estimated cost: $4,000. Filed Oct. 19.

Levine, Martin, Easton, contractor for self. Add a detached barn, art studio and bathroom to an existing single-family residence at 226 Redding Road, Easton. Estimated cost: $20,000. Filed October 2016.

Linker, Greg, Easton, contractor for self. Replace the gas furnace in an existing single-family residence at 19 Golfview Drive, Easton. Estimated cost: $10,839. Filed October 2016.

Lucille LLC, Weston, contractor for self. Construct a new single-family house with seven bedrooms, seven bathrooms, an unfinished attic and unfinished basement at 7 Saugatuck River Road, Weston. Estimated cost: $645,840. Filed Oct. 18.

Martin, Barbara L. and Howard H. Martin, Wilton, contractor for self.

Alter the interior of an existing singlefamily residence at 230 Signal Hill Road, Wilton. Estimated cost: $9,000.

Filed Oct. 10.

Martin, Lawrence, Easton, contractor for self. Demolish a pool on the property of an existing single-family residence at 226 Redding Road, Easton. Estimated cost: $1,420. Filed October 2016.

Martins, Christine, Stamford, contractor for self. Renovate the interior of an existing single-family residence at 196 West Trail, Stamford. Estimated cost: $130,000. Filed between Oct. 17 and Oct. 21.

McCarthy Construction Inc., Norwalk, contractor for Margaret Feltz.

Alter the interior of an existing singlefamily residence at 30 Clover Drive Extension, Wilton. Estimated cost: $25,000. Filed Oct. 14.

Melfi, David, Fairfield, contractor for self. Construct a new two and one-half single-family residence with a front porch at 135 Crane St., Fairfield. Estimated cost: $220,000. Filed Oct 19.

Morin Virginia S., Fairfield, contractor for self. Remodel the kitchen, bathroom and dining room in an existing single-family residence at 18 Sigwin Drive, Fairfield. Estimated cost: $30,000. Filed Oct 19.

Naum, Richard, Easton, contractor for self. Renovate the master bathroom, kitchen and laundry in an existing single-family residence at 21 High Ridge Road, Easton. Estimated cost: $36,000. Filed October 2016.

Nicholas, Shiran, Easton, contractor for self. Add solar panels to the roof of an existing single-family residence at 89 Maple Road, Easton. Estimated cost: $4,416. Filed October 2016.

Novotny, Doreen M. and Paul L. Novotny, Danbury, contractor for self. Legalize a finished basement in an existing single-family residence at 49 Winding Ridge Way, Danbury.

Estimated cost: $15,000. Filed Oct. 18.

Our House LLC, Southbury, contractor for Gregory Ruhnow and Titapha Ruhnow. Alter the interior of an existing single-family residence at 195 Sharp Hill Road, Wilton. Estimated cost: $60,000. Filed Oct. 20.

Piccirillo, Nancy, Shelton, contractor for self. Replace the kitchen cabinets in an existing single-family residence at 48 Matilda Lane, Shelton.

Estimated cost: $4,000. Filed Oct. 20.

Pieka Construction Inc., contractor for 377 Ruane Street LLC. Construct a new two and one-half single-family residence with a twocar garage beneath at 377 Ruane St., Fairfield. Estimated cost: $280,000.

Filed Oct 19.

Polito Builders LLC, Wilton, contractor for Karin A. Hyzy and Christopher M. Hyzy. Alter the interior of an existing single-family residence at 199 Skunk Lane, Wilton. Estimated cost: $300,000. Filed Sept. 26.

Prizio Roofing & Siding Co. Inc., contractor for William Lovallo, et al.

Strip and reroof an existing singlefamily residence at 111 McIntosh Road, Stamford. Estimated cost: $11,250.

Filed between Oct. 17 and Oct. 21.

Rentas, Jenal, Hartford, contractor for Matthew Tortoriello. Perform minor renovations on an existing singlefamily residence at 295 Olmstead Hill Road, Wilton. Estimated cost: $14,000.

Filed Oct. 18.

Restoration Real Estate LLC, contractor for Philip Rosen, et al. Rebuild a home damaged by a tree at 28 Elmbrook Drive, Stamford. Estimated cost: $225,000. Filed between Oct. 24 and Oct. 28.

Riga LLC, contractor for Douglas G. Last, et al. Strip and reroof an existing single-family residence at 82 White Oak Lane, Stamford. Estimated cost: $17,500. Filed between Oct. 17 and Oct. 21.

Risoli, Joseph F., et al., Stamford, contractor for self. Add a covered front porch to an existing single-family residence at 80 Redmont Road, Stamford. Estimated cost: $7,000.

Filed between Oct. 24 and Oct. 28.

Rizzo, Shari M., Danbury, contractor for self. Legalize a finished basement in an existing single-family residence at 15 Taagan Point Drive, Danbury. Estimated cost: $4,000. Filed Oct. 18.

Rockoff, Paul, Easton, contractor for self. Replace the windows on an existing single-family residence at 81 Tersana Drive, Easton. Estimated cost: $34,523. Filed October 2016.

Santengeli, James, Easton, contractor for self. Add temporary tents to an existing single-family residence for a special event at 335 Rockhouse Road, Easton. Estimated cost: $4,460. Filed October 2016.

Sciarreta, Annette M., Wilton, contractor for self. Alter the interior of an existing single-family residence at 375 Belden Hill Road, Wilton. Estimated cost: $10,000. Filed Oct. 5.

Shorefront Construction LLC, contractor for Warren Lapa and Laurie Lapa. Construct a new two and one-half single-family residence with a two-car garage beneath at 200 Lalley Blvd., Fairfield. Estimated cost: $375,000. Filed Oct. 21.

Southern New, contractor for Champagne. Install windows in an existing single-family residence at 2 Lazy Brook Road, Monroe. Cost undisclosed. Filed Oct. 12.

Stauss Builders LLC, contractor for Michael G. Carey. Remodel the kitchen in an existing single-family residence at 30 Flora Blvd., Fairfield.

Estimated cost: $15,000. Filed Oct 19.

Stillson, Susanne W., Fairfield, contractor for self. Remodel the hall and master bathrooms in an existing single-family residence at 103 Orchard Hill Drive, Fairfield. Estimated cost: $9,000. Filed Oct 19.

Sunrun Installation Services, San Francisco, Calif., contractor for Penko Ivanvo and Jennifer Ivanvo. Perform minor renovations on an existing single-family residence at 10 Highview Drive, Wilton. Estimated cost: $33,000. Filed Oct. 10.

Sunrun Solar, contractor for Castillo. Add solar panels to the roof of an existing single-family residence at 90 High Ridge Drive, Monroe. Cost undisclosed. Filed Oct. 12.

THD at Home Services Inc., Atlanta, Ga., contractor for John H. Kozlowski and Martha J. Kozlowski.

Perform minor renovations on an existing single-family residence at 7 Wildwood Drive, Wilton. Estimated cost: $7,017. Filed Oct. 5.

THD at Home Services Inc., Atlanta, Ga., contractor for Kevin E. O’Grady and Kristyn P. O’Grady. Perform minor renovations on an existing singlefamily residence at 33 Deer Run Road, Wilton. Estimated cost: $21,911. Filed Oct. 5.

FACTS The Elms Development Company LLC, Ridgefield, contractor for self. Construct a new single-family residence with a two-car garage and three bedrooms at 500 Main St., Unit 11, Ridgefield. Estimated cost: $600,000. Filed Oct. 18.

Thomas Kane Building & Remodeling, contractor for Matthew Sevick and McGill C. Sevick. Convert a closet into a master bathroom in an existing single-family residence and remodel the existing bathroom at 1211 Fairfield Beach Road, Fairfield. Estimated cost: $16,000. Filed Oct 19.

Titus Built LLC, West Redding, contractor for Frank B. Ackerman and Charlotte C. Ackerman. Alter the interior of an existing single-family residence at 185 Sturges Ridge Road, Wilton. Estimated cost: $90,000. Filed Oct. 5.

Toll Connecticut II LP, Newtown, contractor for Toll Connecticut III Limited. Finish the basement space in an existing single-family residence at 29 Country View Road, Danbury.

Estimated cost: $10,200. Filed Oct. 17.

Towle, William D., contractor for Christopher D. Bartlett. Remove the foundation from under an existing single-family residence and rebuild the residence at 1014 Pequot Ave., Fairfield. Estimated cost: $300,000.

Filed Oct. 21.

USA Water & Fire, contractor for Keith R. Sniffen. Repair fire damage to an existing single-family residence at 42 Topstone Drive, Danbury. Estimated cost: $25,000. Filed Oct. 17.

Valenzano, Jeffrey, contractor for George B. Sutherland, et al. Strip and reroof an existing single-family residence at 65 Hidden Brook Drive, Stamford. Estimated cost: $10,000.

Filed between Oct. 17 and Oct. 21.

Vonella, Jennifer E. and Salvatore F. Vonella, Wilton, contractor for self.

Alter the interior of an existing singlefamily residence at 35 Erdmann Lane, Wilton. Estimated cost: $45,000. Filed Oct. 5.

Wayne Dimm Enterprises Inc., Ridgefield, contractor for Jce Trust.

Construct two bathrooms on an existing single-family residence at 21 Governor St., Ridgefield. Estimated cost: $102,000. Filed Oct. 18.

Weinman, Kristina and John Weinman, Weston, contractor for self. Add a studio, dining room, living room and patio to an existing single-family residence at 110 Birch Hill Road, Weston. Estimated cost: $425,000. Filed Oct. 4.

Welkin Inc., Shelton, contractor for self. Construct a new single-family residence with a rear deck at 185 Nichols Ave., Shelton. Estimated cost: $208,480. Filed Oct. 21.

White Home, contractor for Finnegan. Strip and reroof an existing single-family residence at 33 Red Coat Lane, Monroe. Cost undisclosed.

Filed Oct. 11.

Williams, Darryl, Bridgeport, contractor for self. Remove the garage door on an existing single-family residence at 41 Camp Place, Bridgeport.

Estimated cost: $850. Filed Oct. 25.

Winarsky, Mark S., et al., Stamford, contractor for self. Add a generator to an existing single-family residence at 242 Cedar Wood Road, Stamford. Estimated cost: $12,000. Filed between Oct. 24 and Oct. 28.

Ziolkowski, James, et al., Stamford, contractor for self. Remodel two bathrooms in an existing single-family residence at 56 Toms Road, Stamford.

Estimated cost: $10,000. Filed between Oct. 17 and Oct. 21.

COURT CASES The following court cases represent the allegations made by plaintiffs in the initial filings of civil lawsuits, and do not represent legally binding judgments made by the courts.

BRIDGEPORT SUPERIOR COURT Acosta Marketing, Jacksonville, Fla. Filed by Edward Evanko, Stratford. Plaintiff’s attorney: Christopher J. Berlingieri, New York, N.Y. Action: The plaintiff has brought this employment discrimination suit against the defendant alleging that it wrongfully terminated him for having to get surgery on his amputated leg. The plaintiff has exhausted his administrative remedies as to his claims. The plaintiff claims compensatory damages, consequential damages, back pay, front pay, costs, interest, trial, attorney’s fees and such other relief as the court deems just and proper. Case no. FBTcv16-6060213-S. Filed Oct. 26.

Bridgeport Health Care Center Inc., Bridgeport. Filed by UMR Inc., Wausau, Wis. Plaintiff’s attorney: Robinson & Cole LLP, Stamford. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for health benefit claims administration services provided. The plaintiff has declared the entire outstanding principal balance of $25,578 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, compensatory damages, attorney’s fees, costs, disbursements and such other and further relief as the court deems just and proper. Case no. FBT-cv166060165-S. Filed Oct. 25.

Brother Tree & Lawn Service LLC, et al., Stratford. Filed by Betty Cutler, Norwalk. Plaintiff’s attorney: Jonathan E. Spodnick, Trumbull. Action: The plaintiff has brought this personal injury suit against the defendants alleging that she was hit by a car owned by the defendants and driven by an employee of the defendants while in the course of their work. The plaintiff claims monetary damages in excess of $15,000, exclusive of interests and costs. Case no. FBT-cv16-6060249-S. Filed Oct. 28.

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Grillo Services LLC, et al., Shelton.

Filed by Donna Twigg-Franciscshiello, Easton. Plaintiff’s attorney: Fashjian & Falco PC, Shelton. Action: The plaintiff has brought this personal injury suit against the defendants alleging that she was attacked by a dog on a premises owned by the defendant and sustained injury. This dangerous condition was allegedly allowed to exist due to the negligence of the defendants and their employees in that they failed to properly restrain their dog. The plaintiff claims monetary damages within the jurisdiction of the court and such other equitable or legal relief to which the court deems necessary or proper. Case no. FBTcv16-6060143-S. Filed Oct. 24.

Liberty Mutual Insurance Co., Hartford. Filed by Ashley Signes, Trumbull. Plaintiff’s attorney: The Law Offices of Daniel D. Skuret PC, Ansonia. Action: The plaintiff has brought this motor vehicle suit against the defendant alleging that she collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages.

The plaintiff alleges that her injuries are the legal responsibilities of her insurance company, the defendant.

The plaintiff claims judgment and money damages in excess of $15,000 exclusive of interests and costs. Case no. FBT-cv16-6060225-S. Filed Oct. 27.

Nationwide Mutual Insurance Co., Hartford. Filed by Lassaad Benhassen, Bridgeport. Plaintiff’s attorney: Lynch, Traub, Keefe & Errante, New Haven. Action: The plaintiff has brought this motor vehicle suit against the defendant alleging that she collided with an underinsured motorist and suffered injury.

The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages.

The plaintiff alleges that her injuries are the legal responsibilities of her insurance company, the defendant.

The plaintiff claims money damages in excess of $15,000 exclusive of interests and costs. Case no. FBT-cv166060227-S. Filed Oct. 27.

Telebeam Telecommunications Corp., et al., Long Island, N.Y. Filed

by Tanu Suneja, Wilton. Plaintiff’s attorney: Giuliano Richardson & Sfara LLC. Action: The plaintiff has brought this personal injury suit against the defendants alleging that she was hit by a car owned by the defendants and driven by an employee of the defendants while in the course of their work. The plaintiff claims monetary damages in excess of $15,000, exclusive of interests and costs. Case no.

FBT-cv16-6060241-S. Filed Oct. 28.

FIGURES The Sheraton LLC, et al., Hartford.

Filed by Juana E. Hernandez, Bridgeport. Plaintiff’s attorney: Paoletti & Gusmano, Bridgeport. Action: The plaintiff has brought this personal injury suit against the defendants alleging that she tripped over a glass rack in a store owned by the defendants and sustained injuries. This dangerous condition was allowed to exist due to the negligence of the defendants and their employees in that they failed to mop their floor.

The plaintiff claims monetary damages in excess of $15,000 and such other relief as this court may deem equitable and just. Case no. FBT-cv166060243-S. Filed Oct. 28.

The Stop and Shop Supermarket Company LLC, et al., Quincy, Mass.

Filed by Lydia Hinton, Bridgeport.

Plaintiff’s attorney: Ganim Legal PC, Bridgeport. Action: The plaintiff has brought this personal injury suit against the defendants alleging that she slipped on a pool of liquid spilling from a broken container in a store owned by the defendants and sustained injuries. This dangerous condition was allowed to exist due to the negligence of the defendants and their employees in that they failed to mop their floor. The plaintiff claims monetary damages in excess of $15,000 and such other relief as this court may deem equitable and just.

Case no. FBT-cv16-6060211-S. Filed Oct. 26.

Villegas Cleaning Services LLC, et al., Bridgeport. Filed by Irani Monteiro, Danbury. Plaintiff’s attorney: The Flood Law Firm LLC, Middletown. Action: The plaintiff has brought this personal injury suit against the defendants alleging that he was hit by a car owned by the defendants and driven by an employee of the defendants while in the course of their work. The plaintiff claims monetary damages in excess of $15,000, exclusive of interests and costs. Case no. FBT-cv16-6060164-S. Filed Oct. 25.

Western Express Inc., et al., New Haven. Filed by Francisco Sanchez, Providence, R.I. Plaintiff’s attorney: Balzano & Tropiano PC, New Haven.

Action: The plaintiff has brought this personal injury suit against the defendants alleging that he was hit by a car owned by the defendants and driven by an employee of the defendants while in the course of their work. The plaintiff claims monetary damages in excess of $15,000, exclusive of interests and costs. Case no. FBT-cv166060192-S. Filed Oct. 26.

Yale-New Haven Hospital, et al., New Haven. Filed by Kristen Montgomery, Stamford. Plaintiff’s attorney: Russell J. Berkowitz, Stamford. Action: The plaintiff has brought this medical malpractice suit against the defendants alleging that they failed to properly monitor and perform surgery on the plaintiff’s infant son. As a result, the infant was allegedly placed on life support and later died. The plaintiff claims monetary damages in excess of $15,000, exclusive of interests and costs and any further relief in law or equity which may appertain. Case no.

FBT-cv16-6060235-S. Filed Oct. 27.

DANBURY SUPERIOR COURT Allstate Fire and Casualty Insurance Co., et al., Hartford. Filed by Chelsea Kretkowski, Dallas, Texas.

Plaintiff’s attorney: Ventura, Ribeiro & Smith, Danbury. Action: The plaintiff has brought this motor vehicle suit against the defendants alleging that she collided with an underinsured motorist and suffered injury.

The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages.

The plaintiff alleges that her injuries are the legal responsibilities of her insurance company, the defendants.

The plaintiff claims money damages in excess of $15,000 exclusive of interests and costs. Case no. DBD-cv166020888-S. Filed Oct. 24.

Art Metal Industries LLC, Milford.

Filed by Donwell Company Inc., Manchester. Plaintiff’s attorney: Karen M. Riggio, Stamford. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for industrial-coating application services provided. The plaintiff has declared the entire outstanding principal balance of $5,615 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages of more than $2,500 but less than $15,000, prejudgment interest, post-judgment interest and such other and further relief as the court deems proper. Case no. DBD-cv16-6020897-S. Filed Oct. 25.

Exclusive Car Wash Inc., et al., Brookfield. Filed by Christopher Lyons, Brewster, N.Y. Plaintiff’s attorney: The Flood Law Firm LLC, Middletown. Action: The plaintiff has brought this personal injury suit against the defendants alleging that he was hit by a car owned by the defendants and driven by an employee of the defendants while in the course of their work. The plaintiff claims monetary damages in excess of $15,000, exclusive of interests and costs. Case no. DBD-cv16-6020935-S. Filed Oct. 28.

Goodlife Energy Savers LLC, Ridgefield. Filed by Nationwide Mutual Insurance Co., Columbus, Ohio.

Plaintiff’s attorney: Law Office of John P. Calabrese, Rocky Hill. Action: The plaintiff has brought this insurance suit alleging that the defendant created a fire in a dumpster, resulting in property damages. The plaintiff allegedly insured property owned by the defendant. The plaintiff claims money damages, costs, interest and any other relief that the court deems fair, just and equitable. Case no. DBDcv16-6020933-S. Filed Oct. 28.

Plumtrees Plaza LLC, et al., Danbury. Filed by Stephanie Nier, New Milford. Plaintiff’s attorney: Cramer & Anderson LLP, Danbury. Action: The plaintiff has brought this personal injury suit against the defendants alleging that she slipped on food on a parking lot owned by the defendants and sustained injuries. This dangerous condition was allowed to exist due to the negligence of the defendants and their employees in that they failed to maintain their parking lot in a walkable condition. The plaintiff claims monetary damages in excess of $15,000 and such other relief as this court may deem equitable and just.

Case no. DBD-cv16-6020892-S. Filed Oct. 24.

STAMFORD SUPERIOR COURT CMF Construction LLC, et al., Stamford. Filed by Isi Euceda, Stamford. Plaintiff’s attorney: Ventura, Ribeiro & Smith, Bridgeport. Action: The plaintiff has brought this personal injury suit against the defendants alleging that he was hit by a car owned by the defendants and driven by an employee of the defendants while in the course of their work. The plaintiff claims monetary damages in excess of $15,000, exclusive of interests and costs. Case no. FST-cv16-6030155-S. Filed Oct. 26.

Dolce International Norwalk Inc., Cheshire. Filed by Eagle Rivet Roof Services Corp., Bloomfield. Plaintiff’s attorney: Ford & Paulekas LLP, Hartford. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for roof and gutter services provided.

The plaintiff has declared the entire outstanding principal balance of $27,855 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, interest, costs and such other and further relief as equity may pertain. Case no. FST-cv16-6030169-S. Filed Oct. 28.

E. McCulloch & Co Inc., et al., Greenwich. Filed by Astacio Plumbing & Heating LLC, Norwalk. Plaintiff’s attorney: John P. Regan, Stamford.

Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they had failed to make timely payments to the plaintiff for materials and services provided. The plaintiff has declared the entire outstanding principal balance of $9,000 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages and court costs. Case no.

FST-cv16-6030167-S. Filed Oct. 28.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 14, 2016 25

FACTS One Beacon Insurance Group, Hartford. Filed by Mohammad Chowdhury, Norwalk. Plaintiff’s attorney: The Berkowitz Law Firm LLC, Stamford. Action: The plaintiff has brought this motor vehicle suit against the defendant alleging that he collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that his injuries are the legal responsibilities of his insurance company, the defendant. The plaintiff claims money damages in excess of $15,000, exclusive of interests and costs. Case no. FST-cv16-6030129-S. Filed Oct. 24.

Round1 Fitness Inc., et al., Weston.

Filed by TD Bank NA, Flemington, N.J. Plaintiff’s attorney: Becker Law Offices LLC, West Hartford. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they had failed to make timely payments to the plaintiff for a credit account. The plaintiff has declared the entire outstanding principal balance of $100,500 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages and court costs. Case no. FST-cv16-6030156-S. Filed Oct. 26.

The Norwalk Hospital Association, Norwalk. Filed by Jeffrey Walker, New Canaan. Plaintiff’s attorney: Michael Stratton, Stratford. Action: The plaintiff has brought this medical malpractice suit against the defendant alleging that it failed to properly examine plaintiff’s rash and missed the plaintiff’s developing case of shingles. As a result, plaintiff allegedly suffered emotional distress and severe pain. Plaintiff claims monetary damages in excess of $15,000, exclusive of interests and costs and any further relief in law or equity which may appertain. Case no. FST-cv16-6030157-S. Filed Oct. 26.

Wakefern Food Corp., Stamford.

Filed by Fany Alvarado, Stamford.

Plaintiff’s attorney: Law Office of Brandner & Ponzini. Action: The plaintiff has brought this personal injury suit against the defendant alleging that she slipped on a pool of liquid spilling from a broken container in a store owned by the defendant and sustained injuries. This dangerous condition was allowed to exist due to the negligence of the defendant and it employees in that they failed to mop their floor. The plaintiff claims monetary damages in excess of $15,000 and such other relief as this court may deem equitable and just. Case no. FSTcv16-6030166-S. Filed Oct. 27.

FEDERAL DISTRICT COURT Angellinos Restaurant of Vernon Inc., Vernon. Filed by Juan Pablo Barragan-Juarez, Willimantic. Plaintiff’s attorney: Hartford Legal Group, Hartford. Action: The plaintiff has brought this fair labor suit against the defendant alleging that it failed to fully compensate him for hours worked. The plaintiff allegedly failed to post a labor poster and failed to pay the plaintiff for overtime worked in breach of the laws. The plaintiff claims unpaid wages, back pay, liquidated damages, costs, punitive damages and such other and further relief as may be required in law or equity.

Case no. 3:16-cv-01789-VAB. Filed Oct. 28.

Gerald Metals LLC, Stamford. Filed

by Roxanne Khazarian, Stratford.

Plaintiff’s attorney: Mitchell & Sheahan PC, Stratford. Action: The plaintiff has brought this job discrimination suit against the defendant alleging age discrimination by an all-male board of directors. The defendant allegedly refused to increase the bonus payment of senior employees and allegedly failed to pay the plaintiff her full bonus. The plaintiff claims $3.5 million in monetary damages, lost wages, prejudgment interest, post-judgment interest, attorney’s fees, costs, liquidated damages, compensatory damages, punitive damages and such other and further relief as may be required in law or equity. Case no. 3:16-cv-01762-VAB. Filed Oct. 25.

Palmer’s Market, Darien. Filed by Brittany Clarke, Bridgeport. Plaintiff’s attorney: self, Bridgeport. Action: The plaintiff has brought this job discrimination suit against the defendant alleging that she faced a hostile work environment due to her race and was terminated. The plaintiff claims monetary damages, back pay, front pay, attorney’s fees, costs, punitive damages and such other and further relief as may be required in law or equity. Case no. 3:16-cv-01771-RNC. Filed Oct. 27.

Yale New Haven Hospital, New Haven. Filed by Mary Ellen Taylor, Westbrook. Plaintiff’s attorney: Axelrod & Associates LLC, Woodbridge. Action: The plaintiff has brought this employment discrimination suit against the defendant alleging that it made false allegations against the plaintiff and retaliated against the plaintiff by terminating her for protesting against the racist work environment. The plaintiff claims $350,000 in monetary damages, costs, punitive damages, attorney’s fees and such other and further relief as may be required in law or equity. Case no. 3:16-cv-01754-SRU. Filed Oct. 24.

DEEDS

COMMITTEE DEEDS

&

FIGURES

Durham, James, et al., Danbury. Appointed committee: Walter A. Shalvoy Jr., Danbury. Property: 28 Balmforth Ave., Danbury. Amount: $131,500.

Docket no. DBD-cv-12-6010946-S. Filed Oct. 13.

Federal Home Loan Mortgage Corp., McLean, Va. Seller: Gregory M. McLaughlin and Meghan N. McLaughlin, Ridgefield. Property: 43 Prospect St., Unit 4, Ridgefield. For no consideration paid. Filed Oct. 20.

Fisher, Pearl and Bernard Fisher, Westport. Amount: Donal C. Collimore, Westport. Property: 3 Greens Farms Hollow, Westport. Amount: $640,000. Docket no. FBT-cv-156051032-S. Filed Oct. 25.

Federal National Mortgage Association, Dallas, Texas. Seller: Gina Denniston, Fairfield. Property: Jackman Avenue, Fairfield. For no consideration paid. Filed Oct. 19.

Thongkham, Khamla, et al., Danbury. Appointed committee: Eva M. DeFranco, Danbury. Property: 59 Southern Blvd., Danbury. Amount: $236,257. Docket no. DBD-cv-156018113-S. Filed Oct. 13.

COMMERCIAL 12 Commerce Drive LLC, Shelton. Seller: Shelton 2009 LLC, White Plains, N.Y. Property: Lot 5, Trap Falls, Shelton. Amount: $3.9 million. Filed Oct. 19.

194 Mohegan Road LLC, Trumbull.

Seller: Huntington Animal Hospital Inc., Shelton. Property: 194 Mohegan Road, Shelton. Amount: $400,000.

Filed Oct. 20.

FLIPS LLC, New Fairfield. Seller: U.S. Bank NA, West Palm Beach, Fla. Property: Lot 3, Map 707, Easton. Amount: $285,299. Filed Oct. 13.

Gaglio Realty LLC, Bridgeport. Seller: Nutmeg Associates LLC, Wolcott.

Property: 81 Southfield Ave., Stamford.

Amount: $2.6 million. Filed Oct. 18.

Guo Re Management Corp., Flushing, N.Y. Seller: Paul J. Ventura, Stamford. Property: 22 Glenbrook Road, Unit 406, Stamford. Amount: $120,000. Filed Oct. 21.

Hilltop Trail LLC, Westport. Seller: Christopher M. Coyle and Lawrence J. Coyle, Beaufort, S.C. Property: 15 Hilltop Trail, Westport. Amount: $499,900. Filed Oct. 18.

43 Old Logging Road LLC, Stamford. Seller: Lori Gunn, Stamford.

Property: 43 Old Logging Road, Stamford. Amount: $750,000. Filed Oct. 21.

Ocean Investments LLC, Stamford.

Seller: B.I.B. LLC, Stamford. Property: 22 Glenbrook Road, Units 309, 202, 109, 106, 310 and 110, Stamford.

Amount: $618,750. Filed Oct. 18.

494 Lalley LLLC, Fairfield. Seller: Saddlebrook Acquisitions LLC, Fairfield. Property: 494 Lalley Blvd., Fairfield. Amount: $840,000. Filed Oct. 21.

Pearsall Place LLC, Trumbull. Seller: U.S. Bank NA, Coppell, Texas. Property: 231 Cottage St., Monroe. Amount: $98,175. Filed Oct. 18.

Black Dog Home Improvement LLC, Newtown. Seller: Brian W. Douglas, Brookfield. Property: 176 S. Main St., Newtown. Amount: $150,000.

Filed Oct. 20.

Danbury 923 LLC, Greenwich. Seller: Toll Connecticut III LP, Newtown.

Property: 923 Old Pasture Drive, Danbury. Amount: $299,995. Filed Oct. 20.

Dinan Properties LLC, Oxford. Seller: Wells Fargo Bank NA, Frederick, Md. Property: 37 Karen Drive, Monroe. Amount: $150,000. Filed Oct. 18.

DK Realty Group LLC, Tuckahoe, N.Y. Seller: 20 Second Street LLC, Stamford. Property: 19 and 20 Second St., Stamford. Amount: $1. Filed Oct. 19.

DK Realty Group LLC, Tuckahoe, N.Y. Seller: 1625 Realty Corp., Stamford. Property: 15 Third St. and 14 Second St., Stamford. Amount: $1. Filed Oct. 19.

DK Realty Group LLC, Tuckahoe, N.Y. Seller: 1551 Summer Street LLC, Stamford. Property: Second and Summer streets, Stamford. Amount: $1.

Filed Oct. 19.

Napper Jr., Alver, Stamford. Appointed committee: Carole M. Gilchrist, Stamford. Property: 54 W. North St., Unit 409, Stamford.

Amount: $50,000. Docket no. FST-cv14-6022682-S. Filed Oct. 20.

26 Week of November 14, 2016 • FAIRFIELD COUNTY BUSINESS JOURNAL

Revive Commercial Properties LLC, Stamford. Seller: Guy A. Fortt and Tabitha Fortt, Stamford. Property: Office 3 in Laurelton House Condominium, Stamford. Amount: $370,000. Filed Oct. 20.

Ridgefield 619 LLC, Pound Ridge, N.Y. Seller: Soul Train LLC, Pound Ridge, N.Y. Property: 46 Units in Ridgefield 619, Ridgefield. For an unknown amount paid. Filed Oct. 21.

Rower Corp., Bridgeport. Seller: Deutsche Bank Trust Company Americas, West Palm Beach, Fla. Property: 465 Hart St., Bridgeport.

Amount: $105,844. Filed Oct. 18.

Secretary of Housing and Urban Development, Oklahoma City, Okla.

Seller: Quicken Loans Inc., Detroit, Mich. Property: 75 Mount Pleasant Drive, Trumbull. Amount: $10. Filed Oct. 14.

Secretary of Housing and Urban Development, Oklahoma City, Okla.

Seller: Wilmington Savings Fund Society, West Palm Beach, Fla. Property: 76 Schuyler Ave., Stamford. Amount: $10. Filed Oct. 21.

Slater Source Preservation LLC, Weston. Seller: Lambert A. Manson and Susan W. Manson, Weston. Property: 184 Lyons Plain Road, Weston.

Amount: $842,000. Filed Oct. 6.

Taff Ave LLC, Stamford. Seller: Pando LLC, Stamford. Property: 16 Taff Ave., Stamford. Amount: $525,000.

Filed Oct. 18.

The Secretary of Housing and Urban Development, Oklahoma City, Okla. Seller: Wells Fargo Bank NA, Frederick, Md. Property: Lots 290 and 210, Candlewood, Danbury. For no consideration paid. Filed Oct. 19.

The Secretary of Housing and Urban Development, Oklahoma City, Okla. Seller: Citimortgage Inc., O’Fallon, Mo. Property: 162 Old Kings Highway, Wilton. For an unknown amount paid. Filed Sept. 27.

UB 970 High Ridge LLC, Greenwich. Seller: Phoenix High Ridge LLC, Southbury. Property: 970 High Ridge Road, Stamford. Amount: $18.6 million. Filed Oct. 20.

Vanbrodt Estates LLC, Fairfield.

Seller: Dolores M. Mills, Westport.

Property: Lot 84, Map 835, Westport.

Amount: $450,000. Filed Oct. 21.

Willow Way LLC, San Jose, Calif.

Seller: Federal Home Loan Mortgage Corp., Carrollton, Texas. Property: 480 Dogwood Drive, Bridgeport.

Amount: $85,000. Filed Oct. 19.

Zito Residences II LLC, Bridgeport.

Seller: Wells Fargo Bank NA, Frederick, Md. Property: 1560 Capital Ave., Bridgeport. Amount: $90,500. Filed Oct. 24.

RESIDENTIAL Ahlers, Mary T. and Robert P. Graney Jr., Fairfield. Seller: Jean M. Smith, Bridgeport. Property: 3126 Fairfield Ave., Bridgeport. Amount: $245,000. Filed Oct. 19.

Ahsan, Humail, Queens Village, N.Y. Seller: William S. Choi, Trumbull.

Property: 12 Soundview Ave., Trumbull. Amount: $326,000. Filed Oct. 17.

Barron, Jennifer and William Barron, Weston. Seller: Stephen Chrystone and Judith D. Chrystone, Weston.

Property: 19 Lakeside Drive, Weston.

Amount: $795,000. Filed Oct. 19.

Bavedas, Matthew, Trumbull.

Seller: Poplar Street Associates LLC, Trumbull. Property: 86 Poplar St., Trumbull. Amount: $550,000. Filed Oct. 13.

Beckman, Catherine, Darien.

Seller: V. Mortgage Reo 2 LLC, Greenville, S.C. Property: Unit 5 of Fox Hill Condominium, Ridgefield. Amount: $156,000. Filed Oct. 17.

Benigno, Raul Guerrero, Lawrence, N.Y. Seller: Sharon M. Marini, Trumbull. Property: 140 Stonehouse Road, Trumbull. Amount: $339,900.

Filed Oct. 20.

Bennett, Mark G. and Gregory A. McKenna, Brookfield. Seller: Kevin P. Barrett and Jennifer N. Barrett, Newtown. Property: 66 Charter Ridge Drive, Newtown. Amount: $484,250.

Filed Oct. 20.

Blazkiewicz, Agnieszka and Krzysztof Blazkiewicz, Ridgefield.

Seller: Justin M. Vogel and Jennifer M. Vogel, Ridgefield. Property: 7 Rochambeau Ave., Ridgefield. Amount: $415,000. Filed Oct. 17.

Bocchetta, Constance M., Stamford. Seller: John Foreman and Eileen C. Foreman, Stamford. Property: 637 Cove Road, Unit D-5, Stamford.

Amount: $170,000. Filed Oct. 20.

Borges, Jane W., Monroe. Seller: Gaeton Stella and Geraldine Stella, Trumbull. Property: 107 Hidden Knolls Circle, Monroe. Amount: $102,000.

Filed Oct. 19.

Bossert, Jill and Scot Bossert, Kissimme, Fla. Seller: Ann M. Amorossi, Raleigh, N.C. Property: 215 Still Water Circle, Unit 215, Brookfield. Amount: $395,000. Filed Oct. 19.

Alhayek, Johny G., Danbury. Seller: Secretary of Housing and Urban Development, Philadelphia, Pa. Property: 22 Virginia Ave., Unit 2, Danbury.

Amount: $123,000. Filed Oct. 19.

Bowling, Emily Christina and Edward Charles Bowling, Wilton. Seller: Eric Bloom and Bobbyjo Bloom, Wilton. Property: Plots A and B, Map 2141, Wilton. Amount: $715,000. Filed Oct. 14.

Al-Sayed, Nazih H., New Rochelle, N.Y. Seller: Russell Davis and Gene Kevin Davis, Stamford. Property: 22 Scott Place, Stamford. Amount: $455,000. Filed Oct. 20.

Brown, David Mark, Westport. Seller: Maureen McGael, Plymouth, N.H. Property: Parcel B, Map 7914, Westport. Amount: $10,000. Filed Oct. 19.

Anziano III, Michael F., Stratford.

Seller: William Sandin and Carrie Sandin, Shelton. Property: 1 Madison Ave., Shelton. Amount: $240,000. Filed Oct. 18.

Campbell, Jennifer and James Campbell, Westport. Seller: Janet A. Samuels, Westport. Property: 72 Coleytown Road, Westport. Amount: $2.1 million. Filed Oct. 17.

Banbury, Wendy, Westport. Seller: Kayte Steinert-Threlkeld, Weston.

Property: 25 Osborn Farm Road, Weston. Amount: $760,000. Filed Sept. 30.

Cardinale, Alison and Alexander Cardinale, Danbury. Seller: Shelley M. Hartstein, Brookfield. Property: 9 Deerfield Road, Brookfield. Amount: $446,000. Filed Oct. 17.

Barnes, James Stoddard, Stamford.

Seller: Knight & Grabowski Properties LLC, Stamford. Property: 175 West Ave., Unit 6, Stamford. Amount: $484,900. Filed Oct. 18.

Carp, Blair and David Carp., Weston. Seller: Karen Parralla, Weston. Property: 40 Kellogg Hill Road, Weston. Amount: $855,000.

Filed Sept. 26.

FACTS Castiglioni, Richard E., Stamford.

Seller: Techno Development LLC, Stamford. Property: 4 Ravenglass Drive, Unit 12, Stamford. Amount: $1.2 million. Filed Oct. 17.

DeLuca, Nancy H., Shelton. Seller: Hawk’s Ridge of Shelton LLC, Shelton.

Property: Unit 4 of Hawk’s Ridge of Shelton, Shelton. Amount: $572,900.

Filed Oct. 21.

Cecchis, Colleen De and Leonard A. De Cecchis, Pleasantville, N.Y. Seller: Toll CT III LP, Danbury. Property: 63 Winding Ridge Way, Danbury.

Amount: $636,356. Filed Oct. 19.

Denicola, Allison and Robert Denicola, Newtown. Seller: Richard J. Reilly and Keri L. Riley, Newtown.

Property: 27 Ashford Lane, Newtown.

Amount: $535,000. Filed Oct. 18.

Cerasale, Christina and Daniel B. Gerasale, Bridgeport. Seller: Patricia M. Brooks, Delray Beach, Fla. Property: 154 Guinea Road, Monroe.

Amount: $340,000. Filed Oct. 17.

Didsbury, Lisa, Shelton. Seller: Jane F. Bailey and John S. Bailey, Shelton.

Property: 22 Scenic Hill Road, Shelton.

Amount: $322,000. Filed Oct. 20.

Cerulo, Janeen and Bryant Atkins, Trumbull. Seller: James W. Lemoine and Janet E. Lemoine, Trumbull.

Property: 105 Twitchgrass Road, Trumbull. Amount: $275,000. Filed Oct. 12.

Chau, Victor and Ken Chau, Stamford. Seller: Thanh L. Than, New York, N.Y. Property: Summer Street, Stamford. Amount: $187,000. Filed Oct. 19.

Chmiel, Monika Darda and Andrzej Chmiel, Norwalk. Seller: Richard C. Patchen and Kathleen A. Patchen, Weston. Property: 11 River Road, Weston. Amount: $1.1 million.

Filed Sept. 29.

Christie III, Thomas F., Stamford.

Seller: Nicholas Nguyen, Fairfield.

Property: 112 Massachusetts Ave., Fairfield. Amount: $240,000. Filed Oct. 19.

Church, Chelsea M. and Daniel R. Church, San Francisco, Calif. Seller: Timothy M. Magee and Julie C. Magee, Ridgefield. Property: Lot 39, Map 3721, Ridgefield. Amount: $604,000. Filed Oct. 20.

Collins, Nina M., Basking Ridge, N.J. Seller: Mark Nicholas Basile and Steven Clyde Schnepp, Weston.

Property: 54 Davis Hill Road, Weston.

Amount: $720,000. Filed Oct. 5.

Cruz, Daniel A., Bridgeport. Seller: Tyra L. Barrett, Winterville, N.C. Property: 17 Lance Circle, Unit 17, Trumbull.

Amount: $129,000. Filed Oct. 17.

Dacosta, Karine Sitta, Bridgeport.

Seller: William Schietinger, Paul Schietinger, Colleen Manowski, Daryl Cachina, Mary Platero and Patricia Roberts, Stratford. Property: Lots 60 and 61, Map of Park Avenue Acres, Bridgeport. Amount: $175,000. Filed Oct. 20.

Darocha, Ana Maria Torres and Goerge Shadeck, Bridgeport. Seller: Felice L. DeVitto, Trumbull. Property: 133 Stonehouse Road, Trumbull.

Amount: $255,000. Filed Oct. 18.

Delizo-Jasper, Girlie G. and Luke H. Jaspar, Fairfield. Seller: Mary Ann Kellam, Fairfield. Property: 200 Shrub Oak Lane, Fairfield. Amount: $530,000. Filed Oct. 17.

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Freedman, Richard K., Stamford.

Seller: MS Holdings LLC, Greenwich.

Property: 68 Franklin St., Stamford.

Amount: $700,000. Filed Oct. 21.

Hurlo, Wojciech, Norwalk. Seller: Jeffrey R. Morrell, Ridgefield. Property: 30 N. West Drive, Ridgefield.

Amount: $363,000. Filed Oct. 17.

Magana, Luis, Bridgeport. Seller: U.S. Bank NA, Bridgeport. Property: 583587 Huntington Road, Bridgeport.

Amount: $191,000. Filed Oct. 18.

Galligan, Emily and Michael Galligan, Wilton. Seller: Brian P. Morrissey and Nina D. Morrissey, Wilton.

Property: Lot 5A, Map 3555, Wilton.

Amount: $1.1 million. Filed Oct. 6.

Ingram, Beth and Christopher Ingram, Ridgefield. Seller: Bennett’s Farm Associates LLC, Ridgefield.

Property: 227 Bennetts Farm Road, Ridgefield. Amount: $1.3 million. Filed Oct. 17.

Maher, Terrence M. and Miriam Gonzalez-Maher, Danbury. Seller: Terrence W. Maher and Charlene Maher, Stuart, Fla. Property: 17 Glen Road, Danbury. Amount: $370,000.

Filed Oct. 19.

Jaffery, Victoria and Imran Jaffery, Monroe. Seller: Mark Mackeil and Michelle V. Mackeil, Monroe.

Property: 56 Melon Patch Lane, Monroe. Amount: $394,000. Filed Oct. 18.

Makovsky, Jonathan and George Paiva, Milford. Seller: John A. Russo III, Newington. Property: 104 Campbell Ave., Bridgeport. Amount: $220,000. Filed Oct. 19.

Kelly, Carolyn and Martin Conlon, Long Island City, N.Y. Seller: Patrick McDonald and Kristen McDonald, Fairfield. Property: 380 Eleven O’Clock Road, Fairfield. Amount: $1.5 million. Filed Oct. 20.

Malhotra, Vishrut, Stamford. Seller: Matthew A. Swartz, Stamford. Property: Unit 12 of Stamford Court, Stamford. Amount: $560,000. Filed Oct. 19.

Ganti, Valli K., Stamford. Seller: Sheila Tudisco, Wilton. Property: Lot 9A, Map 3995, Wilton. Amount: $845,000.

Filed Oct. 11.

Dinh, Tam L. and Peter T. Dinh, Danbury. Seller: Vincent J. DeLuca and Julie A. DeLuca, Indialantic, Fla. Property: Lot 17R, Map 5255, Danbury.

Amount: $338,500. Filed Oct. 20.

Gardner, Katharine and Charles Gardner, Stamford. Seller: James P. Gormley and Susan Gormley, Newtown. Property: 47 Walnut Tree Hill Road, Newtown. Amount: $280,000.

Filed Oct. 20.

Duhl, Paulo, Woodbridge. Seller: Tonette M. Valentin and Thomas H. Lapinski, Trumbull. Property: 4858 Madison Ave., Trumbull. Amount: $210,000. Filed Oct. 14.

Gasgupta, Arijit, Stamford. Seller: Joseph Sommers and Barbara Sommers, Stamford. Property: Lot C9, Map 6273, Stamford. Amount: $550,000.

Filed Oct. 19.

Edelman, Dana, Danbury. Seller: William J. Ayles, Morris. Property: Lots 167 and 168, Map 721, Stamford.

Amount: $280,000. Filed Oct. 20.

Gelbwaks, Diane and Jonathan Gelbwaks, New York, N.Y. Seller: Albert P. Brodax, Joan F. Brodax and Jessica Brodax Harris, Weston. Property: 45 Cedar Hills, Weston. Amount: $490,000. Filed Oct. 21.

Edwards, Nancy C. and Michael J. Edwards, Asbury, N.J. Seller: Toll Connecticut II LP, Danbury. Property: 8 Woods Lane, Newtown. Amount: $489,016. Filed Oct. 21.

Fayad, Samar, Brookfield. Seller: Federal Home Loan Mortgage Corp., Carrollton, Texas. Property: 50 Mist Hill Drive, Brookfield. Amount: $218,500. Filed Oct. 20.

Febles, Daiana and Michael Febles, Bridgeport. Seller: HSBC Bank USA, Bridgeport. Property: 33 Greentree Frenchtown Road, Bridgeport.

Amount: $105,000. Filed Oct. 18.

Fernandes, Custodio J., Portugal.

Seller: Cecelia Weggenman, Newtown. Property: 5 Nabby Road, Unit A 19, Danbury. Amount: $62,500. Filed Oct. 19.

Flaherty Jr., John F., New York, N.Y. Seller: Judith C.A. Flaherty, West Palm Beach, Fla. Property: Lot 2, Map 2319, Ridgefield. Amount: $750,000. Filed Oct. 17.

Flash, Natacha and Jason Flash, Stamford. Seller: Eugenia Vayneris, Stamford. Property: Lot 1B and 3B, Map 13206, Stamford. Amount: $468,500. Filed Oct. 26.

Fleck, Tara E. and Joseph P. Gonzalez Jr., Stamford. Seller: Donald Spitzer, Stamford. Property: Parcel D-2, Map 3401, Stamford. Amount: $700,000. Filed Oct. 19.

Foust, Nicole and Robert Ginter, Norwalk. Seller: Joan P. Maney, Southport. Property: 37 Gray Rock Road, Fairfield. Amount: $612,000. Filed Oct. 18.

FIGURES

Gil, Regina and Andrew Gil, Stamford. Seller: Pamela J. Clark, Stamford.

Property: Lot 7, Map 4647, Stamford.

Amount: $290,000. Filed Oct. 21.

Girard, Amelita C. and Bhea C. Ocampo, Stamford. Seller: Edward S. Glatzer and Laura M. Glatzer, Stamford. Property: Lot 20, Map 11061, Stamford. Amount: $555,000. Filed Oct. 25.

Golino, Thomas J., Trumbull. Seller: John W. Johnson and Mary Flynn Johnson, Trumbull. Property: 16 Old Sawmill Road, Trumbull. Amount: $380,000. Filed Oct. 19.

Hogan, Saasha and Jeremy Hogan, Ridgefield. Seller: David N. Parks and Mary M. Parks, Ridgefield. Property: 63 Benson Road, Ridgefield. Amount: $390,000. Filed Oct. 17.

Hollinger, Charlotte and Sean Kelly, Mamaroneck, N.Y. Seller: Stamford.

Property: Lot 17, Map 285, Stamford.

Amount: $520,000. Filed Oct. 25.

Hossain, Karen Lesley and Masum Babu Hossain, Westport. Seller: Salvatore Larocca and Pamela Larocca, Westport. Property: 2 Bobwhite Drive, Westport. Amount: $1.9 million. Filed Oct. 18.

Khair, Abul, Bridgeport. Seller: Brian J. Minor and Latoya T. Minor, Bridgeport. Property: Maplewood Avenue, Bridgeport. Amount: $80,000. Filed Oct. 18.

King, Andrea and Justin King, Yonkers, N.Y. Seller: David Arth, Stamford.

Property: 217 Cedar Heights Road, Stamford. Amount: $625,000. Filed Oct. 18.

Kolenovic, Rusminka, Bridgeport.

Seller: Bajram Lukovic and Mirsada Lukovic, Bridgeport. Property: 50 Greenhouse Road, Unit 58C, Bridgeport. Amount: $1. Filed Oct. 18.

Laguerre, Magdala, Trumbull.

Seller: Joseph P. Nucera, Trumbull.

Property: 2116 Huntington Turnpike, Trumbull. Amount: $330,000. Filed Oct. 18.

Latorre, Darlene J. and Frank G. Latorre, Tarzana. Seller: Deane R. McCarthy and Christine E. McCarthy, Monroe. Property: 115 Lazy Brook Drive, Monroe. Amount: $474,000.

Filed Oct. 20.

Lester, Melissa, Waterbury. Seller: Aaron L. Greenfield and Gail L. Greenfield, Pittsburgh, Pa. Property: 45 Newport Ave., Shelton. Amount: $245,000. Filed Oct. 18.

Loiarro, Salvatore, Trumbull. Seller: Elizabeth M. Heyhal, Trumbull.

Property: 39 Lynnwood Drive, Trumbull. Amount: $242,000. Filed Oct. 14.

Lou, Xiao and Zhengying Wu, Stamford. Seller: Michael V. Ursone, Stamford. Property: 30 Glenbrook Road, Unit 6D, Stamford. Amount: $181,000. Filed Oct. 17.

Hu, Liling and Kevin Gou, Stamford. Seller: Miralle Y. Blechman, Greenwich. Property: 640 Shippan Ave., Stamford. Amount: $350,000.

Filed Oct. 25.

Luciano, Joseph, Trumbull. Seller: Pennymac Corp., Moorepark, Calif.

Property: 11 Moose Hill Road, Trumbull. Amount: $440,000. Filed Oct. 12.

Huang, Zhen Qiu, Bridgeport. Seller: Michael Gray and Vernette Gray, Shelton. Property: 85 Beecher Ave., Shelton. Amount: $303,000. Filed Oct. 18.

Magana, Danilo, Norwalk. Seller: Barbara Varacchi, Stamford. Property: 2370 North Ave., Unit 12G, Bridgeport. Amount: $40,000. Filed Oct. 21.

Malik, Ann Maria A. and Vikeneswaran Balasubramaniam, Bridgeport. Seller: Leslie Adla Lamon, Newtown. Property: 34-1 Overidge Lane, Wilton. Amount: $60,000. Filed Oct. 18.

Marks, Diane and Joseph Pasquarelli, Trumbull. Seller: Patrick Burdo Jr., Stratford. Property: 310 Unity Road, Trumbull. Amount: $332,500. Filed Oct. 19.

Mars, Laura Kristen and Thomas Ray Mars, Redding. Seller: Deshantel M. Stillman, Redding. Property: 16 Smith St., Redding. Amount: $400,000. Filed Oct. 18.

McCullough, Gregory W., Easton.

Seller: Karen J. Smith, Easton. Property: 580 N. Park Ave., Easton. Amount: $745,000. Filed Oct. 5.

McNeal, Olivia and David McNeal, Norwalk. Seller: John Pasakiolis, Richmond Hill, N.Y. Property: 1 Mail Couch Court, Wilton. Amount: $700,000.

Filed Sept. 27.

Meiri, Sara and Amnon Meiri, Stamford. Seller: John D. Brewer Jr. and Margaret S. Brewer, Fairfield.

Property: 96 Mountain Wood Road, Stamford. Amount: $1.2 million. Filed Oct. 19.

Meneses III, Joseph A., White Plains, N.Y. Seller: Robert G. Kochis and Doris J. Kochis, Stamford. Property: 216 Barclay Drive, Stamford.

Amount: $580,000. Filed Oct. 25.

Mester, Joseph Stephen, Bridgeport. Seller: Rodney Mester and Deborah Mester, Bridgeport. Property: 192 Alfred St., Bridgeport. Amount: $1.

Filed Oct. 18.

Michaud, Kristen E. and Marc N. Michaud, Fairfield. Seller: Thomas E. Larson, Jean L. R. Bently and Christine L. Bartlow, Fairfield. Property: 1342 Stillson Road, Fairfield. Amount: $420,000. Filed Oct. 20.

Miller, Ellen M., Ridgefield. Seller: R. Ann Maitland, Darien. Property: 15 Olcott Way, Ridgefield. Amount: $150,000. Filed Oct. 19.

Morgan, Cavelle, Danbury. Seller: Carl H. Fischer and Barbara A. Fischer, Danbury. Property: 8 Valley View Road, Danbury. Amount: $380,000.

Filed Oct. 19.

Morvillo, Deborah A. and E. Scott Morvillo, Rockville Centre, N.Y. Seller: Richard William Nichols and Laura Fledderjohn Nichols, Weston. Property: 38 Kellogg Hill Road, Weston.

Amount: $1.8 million. Filed Oct. 18.

Muglia, Ellen F. and Richard L. Muglia, Wilton. Seller: Richard L. Muglia and Ellen F. Muglia, Wilton.

Property: Parcel A, Map 520, Wilton.

Amount: $1. Filed Sept. 27.

Murphy, Danielle and John R. Murphy, Stamford. Seller: Timothy F. Murphy and Betsy Ann Murphy, Stamford. Property: Parcel A, Map 8787, Stamford. Amount: $500,000.

Filed Oct. 17.

Natividad, Rhoda, Shelton. Seller: Key Development LLC, Shelton. Property: Lakeview Avenue, Lot 4538, Shelton. Amount: $318,900. Filed Oct. 19.

Ortega, Jenny and Winston E. Ortega, Ansonia. Seller: Vone Khantikone, Bridgeport. Property: 149151 Huntington Road, Bridgeport.

Amount: $160,000. Filed Oct. 20.

Pereira, Silene, Bridgeport. Seller: Erik R. Jancar, Bridgeport. Property: 77 Lance Circle, Bridgeport. Amount: $155,000. Filed Oct. 18.

Pirro, Maria and James Pirro, Wilton. Seller: Joselito V. Tubianosa and Arlene Chan-Tubianosa, Kamuela, Hawaii. Property: 14 Rivergate Woods, Wilton. Amount: $605,000. Filed Oct. 3.

Podolyuk, Oksana and Viktor Podolyuk, Brooklyn, N.Y. Seller: Michael Czegledi and Sharon Czegledi, Norwalk. Property: 12 Gaylord Drive South, Wilton. Amount: $430,000.

Filed Oct. 10.

Prajugo, Mieke and Henry Utomo, Newburg, N.Y. Seller: David M. Smith and Julie A. Smith, Ridgefield. Property: 385 Barrack Hill Road, Ridgefield.

For an unknown amount paid. Filed Oct. 20.

Ramirez, Guido, Bridgeport. Seller: Deborah Schettino and Louis Schettino, Bluffton, S.C. Property: 66 Grandview Ave., Bridgeport. Amount: $160,000. Filed Oct. 18.

Raza, Narjis, Najaf Raza and Javid Raza, Stamford. Seller: Mary Ann Sposi and Carolyn Mason, Stamford.

Property: Lot 4, Map 5471, Stamford.

Amount: $525,000. Filed Oct. 24.

Redmond, Nancy H., Easton. Seller: Albert J. Cass Jr. and Jean G. Cass, Fairfield. Property: 57 Blackmount Court, Fairfield. Amount: $465,000. Filed Oct. 20.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 14, 2016 27

FACTS Richard, Laura Nicole and Peter Duane Richard, Honeoye Falls, N.Y. Seller: Jeffrey A. Bloomberg and Donna M. Bloomberg, Newtown. Property: 22 Narragansett Trail, Newtown.

Amount: $370,500. Filed Oct. 18.

Sosa, Juan P., Greenwich. Seller: Edward C. Lalor and Nataliya Lalor, Stamford. Property: 35 W. Broad St., Unit 403, Stamford. Amount: $432,250. Filed Oct. 21.

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Weddle, Carrie P., Le Roy, N.Y. Seller: Julie A. Chipello, Easton. Property: 465 N. Park Ave., Easton. Amount: $862,500. Filed Sept. 30.

FIGURES Fain, Michael, et al. Creditor: Wells Fargo Bank NA, West Palm Beach, Fla. Property: 81 Blue Spruce Circle, Weston. Mortgage default. Filed Oct. 5.

St. John, Kathryn Mary and Scott St. John, Redondo Beach, Calif. Property: Charlotte Anne Richards, Wilton. Property: 80 Bald Hill Road, Wilton. Amount: $980,000. Filed Sept. 27.

Wei, Yan and Jianming Lee, Monroe. Seller: Christine A. Bridge, New Canaan. Property: Unit 118-2A of Woodside Green Condominium, Stamford. Amount: $208,000. Filed Oct. 20.

Strout, Donna L. and John C. Strout Sr., Stamford. Seller: Jay Tu and Ching Pan, Greenwich. Property: Lot 2, Map 4157, Stamford. Amount: $1.1 million. Filed Oct. 25.

Weisbrod, Jeremy, Guilford. Seller: Federal National Mortgage Association, Dallas, Texas. Property: 1111 Hope St., Unit 8, Stamford. Amount: $237,000. Filed Oct. 18.

Galarza, Rosa, et al. Creditor: Green Tree Servicing LLC, Tempe, Fla. Property: 87 Atwater St., Bridgeport. Mortgage default. Filed Oct. 19.

Tackman, Rebecca and Matthew Tackman, Norwalk. Seller: Robert Rice and Meghan Rice, Westport.

Property: 11 Twin Falls Lane, Westport. Amount: $1.8 million. Filed Oct. 17.

Weng, Weiyue and Yongming Xu, White Plains, N.Y. Seller: Barbara S. Webster, Westport. Property: 13 Reimer Road, Westport. Amount: $600,000. Filed Oct. 20.

Gilronan, Ann Marie, et al. Creditor: Wells Fargo Bank NA, Frederick, Md. Property: 11 Woodledge Road, Stamford. Mortgage default. Filed Oct. 21.

Weymouth, Lauren E., San Francisco, Calif. Seller: Lauren E. Weymouth, San Francisco, Calif. Property: 13 Lake Road, Ridgefield. For no consideration paid. Filed Oct. 20.

Jackson, Dwayne D., et al. Creditor: Wells Fargo Bank NA, Frederick, Md. Property: 1 Union Ave., Unit 2, Danbury. Delinquent common charges.

Filed Oct. 13.

Taylor, Maria C., Southport. Seller: Robert M. Silveri, Ridgefield. Property: 104 North St., Unit 602, Stamford.

Amount: $332,000. Filed Oct. 18.

Worra, Caroline and Kreg Gotschall, Bronx, N.Y. Seller: Floyd H. Cook III and Sarah Sheets Cook, Lewes, Del. Property: 64 Janes Lane, Stamford. Amount: $570,000. Filed Oct. 17.

Perry, Cedilece, et al. Creditor: Deutsche Bank National Trust Co., West Palm Beach, Fla. Property: 328 Newfield Ave., Bridgeport. Mortgage default. Filed Oct. 18.

Santacroce, Ingrid and Michael J. Santacroce, Mount Kisco, N.Y. Seller: Toll Connecticut III LP, Newtown.

Property: 916 Old Pasture Drive, Danbury. Amount: $300,589. Filed Oct. 20.

Thomas, Filson P. and Reney Thomas, Brookfield. Seller: Amalgamated Bank, Coppell, Texas. Property: 39 Christian Lane, Brookfield.

Amount: $545,000. Filed Oct. 18.

Ziess, Alan, Tarrytown, N.Y. Seller: Ronald More and Deidre J. More, Fairfield. Property: 841 Gilbert Highway, Fairfield. Amount: $1.2 million. Filed Oct. 17.

Roach, Michael, et al. Creditor: Ditech Financial LLC, Tampa, Fla. Property: 33 Nob Hill Circle, Unit 91, Bridgeport. Delinquent common charges.

Filed Oct. 18.

Sarma, Sanjay, Lexington, Mass.

Seller: Eric E. Moskal and Lisa J. Cicale Moskal, Weston. Property: 127 Davis Hill Road, Weston. Amount: $671,000.

Filed Oct. 19.

Valko, Anna B. and Frank Valko, Oxford. Seller: Oscar Berendsohn, Newtown. Property: 32 Apple Blossom Lane, Newtown. For no consideration paid. Filed Oct. 20.

FORECLOSURES

Schechter, Adam I., et al. Creditor: U.S. Bank NA, Miamisburg, Ohio.

Property: 112 Fiddler Green Road, Stratford. Mortgage default. Filed Oct. 25.

Schettino, Adrienne and James Schettino, New Canaan. Seller: Christopher A. Low and Elizabeth H. C. Low, Weston. Property: 34 River Road, Weston. Amount: $975,000.

Filed Oct. 7.

Venter, Daniel J., Warrington, Pa. Seller: Suzanne Doyle, Stamford.

Property: Unit 9 of Springview Terrace, Stamford. Amount: $271,000.

Filed Oct. 18.

Roberts, Sherwin K. and Ornett J. Roberts, Danbury. Seller: Christine Denley, Danbury. Property: 3 Town Hill Ave., Danbury. Amount: $185,000.

Filed Oct. 19.

Ronk, Caroline and Seth Rosenberg, Redding. Seller: Brendan Swords and Sherilyn D’Arrigo Swords, Wilton. Property: Lot 7, Map 1032, Wilton. Amount: $531,000. Filed Oct. 3.

Ruggiero, Diana, Bridgeport. Seller: 324 Midland LLC, Bridgeport. Property: 324-326 Midland St., Bridgeport.

Amount: $330,000. Filed Oct. 20.

Sabol, Paulette A., Loveland, Colo.

Seller: Peter Mei, New Gardens, N.Y. Property: 35 Twilight Lane, Brookfield. Amount: $320,000. Filed Oct. 19.

Salazar, Erika and Diego Salazar Villa, Stamford. Seller: Nicole F. Faugno, Fairfield. Property: 681 Jennings Road, Fairfield. Amount: $292,000.

Filed Oct. 19.

Schultz, Debra M., Bridgeport.

Seller: Cluvie Labady, Bridgeport.

Property: 455 Merritt St., Bridgeport.

Amount: $180,000. Filed Oct. 20.

Scott, Valerie M. and George N. Scott, Stamford. Seller: Jessie Scott, Stamford. Property: 110 Sutton Drive East, Stamford. For no consideration paid. Filed Oct. 19.

Shrestha, Chitraker and Darshan Shrestha, Fairfield. Seller: 850 Mill Plain Road LLC, Fairfield. Property: 850 Mill Plain Road, Fairfield.

Amount: $1.1 million. Filed Oct. 21.

Siljkovic, Saban, Stamford. Seller: Wayne A. Alleyne, Brooklyn, N.Y. Property: 256 Broad St., Bridgeport.

Amount: $172,500. Filed Oct. 19.

Silva, Diva, Stratford. Seller: Cheryl L. Messina, Bridgeport. Property: 106 Kennedy Drive, Bridgeport. Amount: $72,000. Filed Oct. 24.

Taylor, Christina and Stephen Taylor, Redding. Seller: Harley Nager and Allison Nager, Redding. Property: 5 Winding Brook Court, Redding.

Amount: $614,000. Filed Oct. 20.

Verma, Malavika, Stamford. Seller: Patricia L. Spaulding, Midlothian, Va. Property: 15 Duncanson St., Stamford.

Amount: $290,000. Filed Oct. 18.

Wagner, Jane S. and Mandeep S. Ludu, White Plains, N.Y. Seller: Darden Livesay Jr., Wilton. Property: 152 Mather St., Wilton. Amount: $1 million. Filed Oct. 14.

Walden, Terry and Jean Walden, Fairfield. Seller: Deborah A. Wilson, Trumbull. Property: 33 Woodcrest Ave., Trumbull. Amount: $285,000.

Filed Oct. 13.

Walker, Joann and Jeffrey Pike, Scarsdale, N.Y. Seller: Frank T. Cicero, Brookfield. Property: 28 N. Lake Shore Drive, Brookfield. Amount: $471,000.

Filed Oct. 17.

Wang, Wenhui and Zheng Diao, Norwalk. Seller: Justin M. Zamparelli and Allison C. Zamparelli, Wilton.

Property: Mountain Road, Wilton.

Amount: $1.4 million. Filed Oct. 13.

Armstrong, Ross H., et al. Creditor: Deutsche Bank National Trust Co., West Palm Beach, Fla. Property: 23 Deer Park Road, Danbury. Mortgage default. Filed Oct. 19.

Avidon, Vladimir, et al. Creditor: Bank of America NA, Irving, Texas.

Property: 20 Abbey Road, Easton.

Mortgage default. Filed Sept. 29.

Bonilla, Jose, et al. Creditor: Wells Fargo Bank NA, San Antonio, Texas.

Property: 4 Skytop Road, Westport.

Mortgage default. Filed Oct. 20.

D’Agostino, Petra, et al. Creditor: HSBC Bank USA NA, Salt Lake City, Utah. Property: 139 Steep Hill Road, Weston. Mortgage default. Filed Oct. 11.

Dawson, Pamela, et al. Creditor: Hudson City Savings Bank, Paramus, N.J. Property: 440 Newtown Turnpike, Weston. Mortgage default. Filed Sept. 26.

Delgado, Patricia and Elmer Delgado, et al. Creditor: First County Bank, Stamford. Property: 525 Cove Road, Stamford. Mortgage default.

Filed Oct. 24.

Dunning, Amelia, et al. Creditor: Wells Fargo Bank NA, Frederick, Md. Property: 2 Hidden Knolls Circle, Monroe. Mortgage default. Filed Oct. 20.

28 Week of November 14, 2016 • FAIRFIELD COUNTY BUSINESS JOURNAL

Fraboni, Robert, et al. Creditor: Deutsche Bank National Trust Co., West Palm Beach, Fla. Property: 44 Powder Horn Hill Road, Lot 4, Weston.

Delinquent common charges. Filed Oct. 19.

Geiger, Frank, et al., Weston. $41,202 in favor of L.H. Gault & Sons Inc., Westport, by the Law Offices of Philip H. Monagan, Waterbury. Property: 28 Spring Valley Road, Weston.

Filed Oct. 11.

Valle, Guilmar A., Stamford. $1,964 in favor of First Resolution Investment Corp., Cincinnati, Ohio, by Tobin Melien & Marohn, New Haven. Property: 251 W. Main St., Unit A, Stamford. Filed Oct. 17.

Hack, Patricia A., Stratford. $1,036 in favor of Yale New Haven Hospital Inc., New Haven, by Hertzmark Crean & Lahey LLP, Waterbury. Property: 110 Shanley St., Stratford. Filed Oct. 17.

Varughese, Joseph K., Danbury. $1,188 in favor of Orthoconnecticut PC, Danbury, by Nathanson Cipriano and Gambardella PC, Hamden. Property: 4 Durham Road, Danbury. Filed Oct. 18.

Horowitz, Howard, Weston. $38,772 in favor of Paul Miller, Portland, Maine, by Paul Miller, Portland, Maine. Property: 33 Birch Hill Road, Weston. Filed Oct. 3.

Jelliffe, Ruth and Robert Jelliffe, Bridgeport. $886 in favor of Milford Hospital, Milford, by Hertzmark Crean & Lahey LLP, Waterbury. Property: 1125 Lindley St., Bridgeport. Filed Oct. 17.

Kovacs, Leslie, Brookfield. $1,001 in favor of Midland Funding LLC, San Diego, Calif., by the Law Offices of Howard Lee Schiff PC, East Hartford.

Property: 24 Flax Hill Road, Brookfield. Filed Oct. 19.

Mecca, Constance, Stamford. $13,278 in favor of Midland Funding LLC, San Diego, Calif., by the Law Offices of Howard Lee Schiff PC, East Hartford. Property: 36 Loughran Ave., Stamford. Filed Oct. 19.

Rock Candy Enterprises LLC, by Marco Aranzullo. Landlord: Bull Dog Rebel Properties LLC, Stratford. Property: 2339 Barnum Ave., Stratford.

Term: 10 years, commenced June 1, 2015. Filed Oct. 25.

Armstrong, Martin, Bridgeport. $1,915 in favor of Bridgeport Anethesia Associates PC, Stratford, by Hertzmark Crean & Lahey LLP, Waterbury.

Property: 2612 North Ave., Bridgeport.

Filed Oct. 17.

Morgenthaler, Deborah, Stamford. $7,223 in favor of Midland Funding LLC, San Diego, Calif., by the Law Offices of Howard Lee Schiff PC, East Hartford. Property: 12 Dagmar Place, Stamford. Filed Oct. 19.

Bomova, Roland, et al., Newtown. $1,900 in favor of Hartley & Parker Limited Inc., Bridgeport, by Berdon, Young & Margolis PC, New Haven.

Property: Lot 3, Map 6149, Newtown.

Filed Oct. 21.

Nasution, Akhmad I., Westport. $2,141 in favor of Capital One (USA) NA, Richmond, Va., by London & London, Newington. Property: 2 Fairport Road, Westport. Filed Oct. 24.

Geiger, Frank, et al., Weston. $10,461 in favor of Arett Sales Corp., New Haven, by Sugarmann & Sugarmann, New Haven. Property: 28 Spring Valley Road, Weston. Filed Oct. 5.

Bednarz, Zygmunt, by self. Landlord: Success Village Apartments Inc., Bridgeport. Property: Apartment 373B, Building 3, Bridgeport. Term: 38 years, commenced Oct. 18, 2016. Filed Oct. 24.

Kubica, Marie M. and Marion Kubica, by self. Landlord: Success Village Apartments Inc., Bridgeport.

Property: 85 Canaan Court, Apt. 14, Stratford. Term: 38 years, commenced Oct. 13, 2016. Filed Oct. 25.

JUDGMENTS

Diez, Carlos, Wilton. $5,830 in favor of American Express Centurion Bank, Salt Lake City, Utah, by Mark Sank & Associates LLC, Stamford. Property: 39 Stonebridge Road, Wilton. Filed Oct. 3.

LEASES

Longmuir, Jennifer, Fairfield. $1,717 in favor of Credit Management Corp., Madison, by John N. Rich, Madison.

Property: 40 Hawthorne Drive, Fairfield. Filed Oct. 21.

Miller, Saeed, Trumbull. $2,587 in favor of Midland Funding LLC, San Diego, Calif., by London & London, Newington. Property: 164 Daniels Farm Road, Trumbull. Filed Oct. 21.

Camp, Peggy E., Shelton. $7,245 in favor of Discover Bank, New Albany, Ohio, by the Law Offices of Howard Lee Schiff PC, East Hartford. Property: 10 Tuckahoe Drive, Shelton. Filed Oct. 19.

Wright, Judith, Fairfield. $1,754 in favor of Midland Funding LLC, San Diego, Calif., by theLaw Offices of Howard Lee Schiff PC, East Hartford.

Property: 199 Weeping Willow Lane, Fairfield. Filed Oct. 19.

Occhiboi, Emil, Brookfield. $1,184 in favor of Midland Funding LLC, San Diego, Calif., by London & London, Newington. Property: 11 Juniper Lane, Brookfield. Filed Oct. 18.

Reilly, Michael J., Trumbull. $3,242 in favor of Capital One (USA) NA, Richmond, Va., by London & London, Newington. Property: 158 Shelton Road, Trumbull. Filed Oct. 21.

Staiano, Stefano, Stamford. $8,676 in favor of Zone & Bernstein LLC, Stamford, by Harold F. Bernstein, Stamford. Property: 24 Bracchi Drive, Stamford. Filed Oct. 21.

LIENS

FEDERAL TAX LIENS-FILED Advanced Graphics Inc., 55 Old South Ave., Stratford. $159,921, quarterly payroll taxes and payroll taxes.

Filed Oct. 17.

Barker, Paula L. and Roy M. Barker, 246 Morehouse Road, Easton. $107,653, a tax debt on income earned. Filed Oct. 19.

Berkshire Security Servicees, 525 Bridgeport Ave., Suite 101, Shelton. $168,796, quarterly payroll taxes and U.S. return of partnership income tax.

Filed Oct. 11.

Capria, Cara and Steven Christofor, 4 Ramapoo Hill Road, Ridgefield. $6,661, a tax debt on income earned.

Filed Oct. 19.

Chennattu, Bindu and Rajeevkumar, 23 Norton Road, Easton. $63,262, a tax debt on income earned.

Filed Sept. 27.

Coba, Juan F., P.O. Box 2325, Shelton. $25,759, a tax debt on income earned.

Filed Oct. 17.

FACTS

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Euro Asian of Shelton LLC, 702 Bridgeport Ave., Suite 202, Shelton. $64,542, quarterly payroll taxes. Filed Oct. 11.

Miner, Diana E. and Christian R. Miner, 116 Steep Hill Road, Weston. $42,620, a tax debt on income earned.

Filed Oct. 3.

Zuccarini, Laura T. and Daniel P. Zuccarini, 501 Merritt 7, Fifth floor, Shelton. $28,713, a tax debt on income earned. Filed Oct. 11.

Garcia, Kevin, 275 Wildwood Road, Stamford. $69,083, a tax debt on income earned. Filed Oct. 20.

Nanarello, Victoria, 45 Mead St., Stamford. $33,112, a tax debt on income earned. Filed Oct. 20.

FEDERAL TAX LIENS-RELEASED

Grant, Jeffrey, 26 Norfield Road, Weston. $20,601, a tax debt on income earned. Filed Oct. 11.

O’Connor, Kevin and E. Varvaro O’Connor, 41 Christian Lane, Brookfield. $18,113, a tax debt on income earned. Filed Oct. 20.

Gross, Julia and Brad Lamensdorf, 6 Old Hill Road, Westport. $31,426, a tax debt on income earned. Filed Oct. 17.

Harris, Lisa D. and Christopher P. Harris, 50 White Birch Road, Weston. $32,274, a tax debt on income earned.

Filed Oct. 11.

Herbertson, Deborah and Randy S. Herbertson, 24 Whitney St., Westport. $42,141, a tax debt on income earned. Filed Oct. 17.

Ibiza Tapas Wine & Bar, 28 Mountain Road, Wilton. $6,914, U.S. return of partnership income tax and quarterly payroll taxes. Filed Oct. 18.

Laureano-Rikardsen, K. and E. Rikardsen, 1383 Shippan Ave., Stamford. $97,387, a tax debt on income earned. Filed Oct. 20.

LDB3 LLC, 2701 Summer St., Stamford. $14,316, quarterly payroll taxes and payroll taxes. Filed Oct. 20.

Lee, Lisa M. and Jonathan Dupree, 1 Craigmoor Terrace, Danbury. $2,594, a tax debt on income earned.

Filed Oct. 17.

Lin, Rebecca, 22 Mollbrook Drive, Wilton. $77,113, a tax debt on income earned. Filed Oct. 18.

Lishnoff, Suzanne and Andrew Lishnoff, 371 Sturges Ridge Road, Wilton. $16,010, a tax debt on income earned. Filed Oct. 4.

Lurie, Robert, 8 Riverbank Road, Weston. $4,802, a tax debt on income earned. Filed Sept. 26.

Magee, Karen E. and James E. Magee, 8 Smith Ridge, Weston. $44,106, a tax debt on income earned. Filed Oct. 11.

Marrais, C De and Spencer Heyfron, 22 Mills Lane, Easton. $122,918, a tax debt on income earned. Filed Oct. 12.

Marrone, Michael, 126 High Ridge Ave., Ridgefield. $60,217, a tax debt on income earned. Filed Oct. 19.

Mei, Barbara M. and Robert F. Mei, 9 Gallows Road, Brookfield. $36,714, a tax debt on income earned. Filed Oct. 20.

O’Neill, Patricia and Robert O’Neill, 47 Coley Road, Wilton. $75,323, a tax debt on income earned.

Filed Oct. 4.

Ophir, Roy, 137 Hollow Tree Ridge Road, Apt. 512, Darien. $526,146, a tax debt on income earned. Filed Oct. 20.

Parrotta, Dante, 14 Hubbard Ave., Stamford. $4,357, a tax debt on income earned. Filed Oct. 20.

Pittori, Jeffrey T., 202 Josies Ring Road, Monroe. $18,390, a tax debt on income earned. Filed Oct. 20.

Polini Group LLC, 3 Big Shop Lane, Ridgefield. $4,317, U.S. return of partnership income tax. Filed Oct. 19.

Prizio, Lori A., 52 Flat Rock Road, Easton. $279,801, civil proceeding taxes. Filed Oct. 19.

Ralph S. Colucci Jr., 266 High Ridge Road, Stamford. $45,469, quarterly payroll taxes. Filed Oct. 20.

Ralph S. Colucci Jr., 266 High Ridge Road, Stamford. $19,387, quarterly payroll taxes and payroll taxes. Filed Oct. 20.

Reilly, Kristin L. and Brian W. Reilly, 125 Plymouth Ave., Trumbull. $43,101, a tax debt on income earned.

Filed Oct. 18.

Robinson, Livia and Scott Flood, 169 Mimosa Circle, Ridgefield. $36,924, a tax debt on income earned.

Filed Oct. 19.

Shelton, Brandi E. and Michael M. Shelton, 18 Jeremiah Road, Newtown. $33,545, a tax debt on income earned. Filed Oct. 17.

Testani, Anthony M., 11 Elm St., Monroe. $55,069, a tax debt on income earned. Filed Oct. 20.

Uva, Heather L., 23 Laurel St., Trumbull. $18,656, a tax debt on income earned. Filed Oct. 18.

Velez, Wilson, 157 Lawn Ave., Stamford. $31,950, a tax debt on income earned. Filed Oct. 20.

Walker, Thomas D., 78 Ridgecrest Drive, Ridgefield. $11,452, a tax debt on income earned. Filed Oct. 19.

Agura, Vivian and John M. Thompson, 3 Old Boston Road, Wilton. $28,905, a tax debt on income earned. Filed Oct. 5.

Clark, Viola, 147 Ursula Place, Stamford. $15,909, a tax debt on income earned. Filed Oct. 20.

Creative Pension Design & Administration Inc., 259 Main St., Stamford. $3,240, failure to filed correct information returns tax penalty.

Filed Oct. 20.

Duque, Nestor C., 110 W. Wooster St., Danbury. $15,639, a tax debt on income earned. Filed Oct. 17.

Farrow, Sandra B., 60 Alvord Lane, Apt. 22, Stamford. $27,055, a tax debt on income earned. Filed Oct. 20.

Glennon, Patrick D., 43 Ferry Court, Stratford. $39,687, a tax debt on income earned. Filed Oct. 19.

Harrison, Kyma A., 2490 Black Rock Turnpike, Fairfield. $256,412, a tax debt on income earned. Filed Oct. 19.

Harrison, Kyma A., 2490 Black Rock Turnpike, Unit 4, Fairfield. $7,639, a tax debt on income earned.

Filed Oct. 19.

McDonough, Sandra M., 150 Alexandra Drive, Stratford. $11,227, a tax debt on income earned. Filed Oct. 17.

Michaelesco, Ortansa A., 98 Harris St., Fairfield. $18,720, a tax debt on income earned. Filed Oct. 19.

Naeem, Naushin and Naeem Sarfraz, 41 Norfield Woods Road, Weston. $4,967, a tax debt on income earned. Filed Oct. 21.

Quinn, Florence and Eric Evans, 19 Red Coat Road, Westport. $25,527, a tax debt on income earned. Filed Oct. 17.

Rizzo, Gail and Michael Rizzo, 17 White Birch Road, Weston. $41,167, a tax debt on income earned. Filed Oct. 21.

Rownin, Danielle A. and Matthew E. Rownin, 367 Waverly Road, Shelton. $15,654, a tax debt on income earned. Filed Oct. 14.

Topham, Mark E., 530 Antelope Trail, Shelton. $23,804, a tax debt on income earned. Filed Oct. 17.

FIGURES MECHANIC’S LIENS-FILED Epifano Builders Inc., Fairfield.

Filed by Marjam Supply Co., by Ben Clavet. Property: 5151 Park Ave., Fairfield. Amount: $75,950. Filed Oct. 20.

Goodman, Lauren S. and Derek M. Goodman, Westport. Release by Consulting Engineering Services Inc., Middletown, by George Keithan Jr. Property: 9 Woody Lane, Westport.

Amount: $24,943. Filed Oct. 27.

Life on Water LLC, Westport. Filed

by Repko Electric LLC, Westport,

by John Repki. Property: 115 Harbor Road, Westport. Amount: $17,584.

Filed Oct. 26.

Malik, Asif, Easton. Filed by Ortiz Construction LLC, Stamford, by Jorge Ortiz. Property: 119 Judd Road, Easton.

Amount: $50,961. Filed Oct. 7.

McGibbon, Andrew, Fairfield. Filed

by Northeast Builders Suply & Home Centers LLC, Bridgeport, by Denise Abel. Property: 110 Farmstead Hill Road, Fairfield. Amount: $5,720. Filed Oct. 21.

Town of Brookfield, Brookfield.

Filed by Knutson Construction Company LLC, Bethlehem, by Curt R. Knutson. Property: 100 Pocono Road, Brookfield. Amount: $185,645. Filed Oct. 20.

Two Harbor Point Square LLC, Stamford. Filed by AMG Design and Contracting LLC, New York, N.Y., by Amy Goetz. Property: 100 Washington Blvd., Stamford. Amount: $188,000. Filed Oct. 17.

Van, Antonella and Kevin Van, Brookfield. Filed by Elite Electrical Enterprises Inc., Pawling, N.Y., by John W. Predham. Property: 34 Deerfield Road, Brookfield. Amount: $18,338.

Filed Oct. 18.

MECHANIC’S LIENS-RELEASED Black Rock Congregational Church, Fairfield. Released Domack Restoration LLC, Fairfield, by Jason Domack. Property: 3685 Black Rock Turnpike, Fairfield. Amount: $25,515.

Filed Oct. 18.

Danbury Hospitality LLC, Danbury. Released by K-Man Glass Corp.,

by Kevin McMahon. Property: 86-92 Newtown Road, Danbury. Amount: $24,400. Filed Oct. 18.

LIS PENDENS A.C.G. Contracting LLC, Bridgeport. Filed by The Marcus Law Firm, North Branford, for O&M Electric Inc. Property: Lots 66, 67, 68, 69, 70 and 71, Davenport Street, Bridgeport.

Action: to foreclose on a mechanic’s lien in the original principal amount of $7,500, dated October 2016. Filed Oct. 18.

Aquarion Water Company of Connecticut, et al., Bridgeport. Filed by The Marcus Law Firm, North Branford, for Cazenovia Creek Funding LLC. Property: 1635 Stratford Ave., Bridgeport. Action: to foreclose on tax liens levied by the city of Bridgeport and take immediate possession of the premises. Filed Oct. 18.

Coutinho, Teresa, et al., Shelton.

Filed by Bendett and McHugh PC, Farmington, for Federal National Mortgage Association, Washington, D.C. Property: 249 Nicholas Ave., Shelton. Action: to foreclose a delinquent mortgage in the original principal amount of $312,000, dated June 2004.

Filed Oct. 20.

Arteaga, Sylvia V., et al., Stratford.

Filed by Hunt, Leibert & Jacobsen PC, Hartford, for Sterling National Bank. Property: 255 Soundview Ave., Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $216,000, dated May 2007. Filed Oct. 20.

Cruz, Cristobal, et al., Bridgeport.

Filed by Marinosci Law Group PC, Warwick, R.I., for Nationstar Mortgage LLC, Lewisville, Texas. Property: Evers Street, Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $342,000, dated May 2008. Filed Oct. 19.

Ballard, Deborah J., et al., Monroe. Filed by Marinosci Law Group PC, Warwick, R.I., for U.S. Bank NA, trustee, Salt Lake City, Utah. Property: Lot 38, Map 2253, Monroe. Action: to foreclose on a delinquent mortgage in the original principal amount of $276,000, dated July 2003. Filed Oct. 18.

Bartell, Elaine, et al., Monroe. Filed

by Bendett and McHugh PC, Farmington, for Federal National Mortgage Association, Washington, D.C. Property: 13 Jeanette St., Monroe. Action: to foreclose on a delinquent mortgage in the original principal amount of $315,250, dated January 2008. Filed Oct. 19.

Defrancesco, Louis, et al., Wilton.

Filed by Hunt, Leibert & Jacobsen PC, Hartford, for JPMorgan Chase Bank NA, Columbus, Ohio. Property: 10 Tanners Drive, Wilton. Action: to foreclose on a delinquent mortgage in the original principal amount of $340,000, dated April 1996. Filed Oct. 28.

Dement, Douglas J., et al., Trumbull. Filed by Hunt, Leibert & Jacobsen PC, Hartford, for M&T Bank, Buffalo, N.Y. Property: 81 Garwood Road, Trumbull. Action: to foreclose on a delinquent mortgage in the original principal amount of $150,000, dated September 1993. Filed Oct. 21.

Campbell, Larry, et al., Stamford.

Filed by Ackerly & Ward, Stamford, for the Stamford Water Pollution Control Authority, Stamford. Property: 47 Young Dixon Way, Stamford. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees and take immediate possession of the premises. Filed Oct. 18.

Figueroa, Victor Elvin, et al., Shelton. Filed by Bendett and McHugh PC, Farmington, for Wells Fargo Bank NA, Frederick, Md. Property: 273 Huntington St., Shelton. Action: to foreclose a delinquent mortgage in the original principal amount of $344,786, dated October 2011. Filed Oct. 14.

Cascia, Leonard V., Newtown. Filed

by Hunt, Leibert & Jacobsen PC, Hartford, for Wells Fargo Bank NA, Frederick, Md. Property: Lot 2, Map 4904 and Parcel A, Map 5783, Newtown.

Action: to foreclose on a delinquent mortgage in the original principal amount of $288,750, dated July 2011.

Filed Oct. 18.

Freda, Thomas J., et al., Danbury.

Filed by Marinosci Law Group PC, Warwick, R.I., for Nationstar Mortgage LLC, Lewisville, Texas. Property: Unit 47 of Stetson Place, Danbury.

Action: to foreclose on a delinquent mortgage in the original principal amount of $260,200, dated November 2009. Filed Oct. 18.

Colburn, Brian F. K., et al., Wilton.

Filed by Hunt, Leibert & Jacobsen PC, Hartford, for Astoria Bank, Astoria, N.Y. Property: 25 Crowne Pond Lane, Wilton. Action: to foreclose on a delinquent mortgage in the original principal amount of $960,000, dated January 2008. Filed Oct. 10.

Garcia, Antonio J., et al., Stamford.

Filed by Bendett and McHugh PC, Farmington, for Wilmington Trust Co., Wilmington, Del. Property: 49 Standish Road, Unit 17-F2, Stamford.

Action: to foreclose on a delinquent mortgage in the original principal amount of $228,759, dated November 2008. Filed Oct. 18.

Connor, Janet M., Newtown. Filed

by Cohen and Wolf PC, Orange, for the town of Newtown. Property: 48 Main St., Newtown. Action: to foreclose on a judgment lien against the defendant on the property in favor of the plaintiff. Filed Oct. 17.

Cormier, Sarah Ann, Danbury.

Filed by Gerald Hecht and Associates, Danbury, for the Law Offices of Scott B. Chamberlain, Danbury. Property: Lot 2, Map 3364, Danbury. Action: to determine the parties right in real property. Filed Oct. 18.

Goldschmidt, Kathleen J., et al., Shelton. Filed by Hunt, Leibert & Jacobsen PC, Hartford, for The Bank of New York Mellon, trustee, New York, N.Y. Property: 3 Pennsylvania Ave., Shelton. Action: to foreclose a delinquent mortgage in the original principal amount of $344,000, dated October 2004. Filed Oct. 20.

Household Realty Corp., Brookfield. Filed by Hunt, Leibert & Jacobsen PC, Hartford, for The Bank of New York Mellon, trustee, New York, N.Y. Property: 101 Obtuse Road South, Brookfield. Action: to foreclose on a delinquent mortgage in the original principal amount of $112,900, dated August 2005. Filed Oct. 11.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 14, 2016 29

FACTS Hull, Timothy J., et al., Stamford.

Filed by Bendett and McHugh PC, Farmington, for Caliber Home Loans Inc. Property: 75 Coolidge Ave., Stamford. Action: to foreclose on a delinquent mortgage in the original principal amount of $328,970, dated March 2013. Filed Oct. 18.

Karayiannis, George P., et al., Stamford. Filed by Ackerly & Ward, Stamford, for Stamford Water Pollution Control Authority, Stamford.

Property: 1091 Hope St., Stamford.

Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees and take immediate possession of the premises. Filed Oct. 18.

Keita, Bally, et al., Bridgeport. Filed

by The Marcus Law Firm, North Branford, for the Water Pollution Control Authority for the city of Bridgeport.

Property: 2436 Park Ave., Bridgeport.

Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees and take immediate possession of the premises. Filed Oct. 18.

F A I R F I E L D

C O U N T Y

2016 Real Estate Award B R E A K F A S T

HONORING

Bill Hennessey OF

Thursday, December 8, 2016 The Hilton Stamford 7:00-8:00am Coffee/Networking 8:00-9:00am Breakfast/Program TO B EC OME A SP ONSOR/PURC H A SE TI CKE T S:

(914) 610-7529 or kmcmullin@marchofdimes.org JOIN THE LARGEST REAL ESTATE GATHERING WITH OVER 800 GUESTS! CELEBRATING OUR 21st ANNUAL EVENT!

Premature birth is the #1 killer of babies.

The mission of the March of Dimes is to improve the health of babies by preventing premature birth, birth defects, and infant mortality. The March of Dimes carries out this mission through community services, advocacy, research, education and support. No one is working harder than the March of Dimes to help more moms have full-term pregnancies & healthy babies.

30 Week of November 14, 2016 • FAIRFIELD COUNTY BUSINESS JOURNAL

Kowalczyk, Grazyna, et al., Stamford. Filed by Ackerly & Ward, Stamford, for the Stamford Water Pollution Control Authority, Stamford. Property: 19 Oak Hill St., Stamford. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees and take immediate possession of the premises. Filed Oct. 18.

Lara, Elizabeth, et al., Trumbull.

Filed by Bendett and McHugh PC, Farmington, for Deutsche Bank National Trust Co. Property: 23 Barnswallow Drive, Trumbull. Action: to foreclose on a delinquent mortgage in the original principal amount of $472,000, dated September 2006.

Filed Oct. 13.

Levine, Robert, et al., Brookfield.

Filed by Hunt, Leibert & Jacobsen PC, Hartford, for Bank of America NA, Charlotte, N.C. Property: 16 Great Heron Lane, Brookfield. Action: to foreclose on a delinquent mortgage in the original principal amount of $380,000, dated November 2006.

Filed Oct. 11.

Lopez, Alberto, et al., Stamford.

Filed by Ackerly & Ward, Stamford, for the Stamford Water Pollution Control Authority, Stamford. Property: 31 Anderson St., Stamford. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees and take immediate possession of the premises. Filed Oct. 18.

Malik, Asif, et al., Weston. Filed by the Law Office of John R. Harness PC, Stamford, for the Law Offices of John R. Harness PC, Stamford. Property: Parcel B, Map 3625, Weston. Action: to claim an interest in real property owned by the plaintiff and take immediate possession of the premises.

Filed Sept. 26.

Menaldo, Valentin, et al., Bridgeport. Filed by The Marcus Law Firm, North Branford, for the Water Pollution Control Authority for the city of Bridgeport. Property: 36-38 Bishop Ave., Bridgeport. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees and take immediate possession of the premises. Filed Oct. 18.

&

FIGURES

Murillo, Rubia M., et al., Monroe.

Filed by Hunt, Leibert & Jacobsen PC, Hartford, for Bank of America NA, Charlotte, N.C. Property: 352 Spring Hill Road, Monroe. Action: to foreclose on a delinquent mortgage in the original principal amount of $440,100, dated December 2005.

Filed Oct. 19.

Nye, Sean R., et al., Bridgeport. Filed

by Hunt, Leibert & Jacobsen PC, Hartford, for Federal National Mortgage Association, Washington, D.C. Property: 154 Forestview Road, Bridgeport.

Action: to foreclose on a delinquent mortgage in the original principal amount of $184,000, dated July 2003.

Filed Oct. 18.

Odau, Keith, et al., Brookfield.

Filed by Chipman, Mazzucco, Land & Pennarola LLC, Danbury, for Whisconier Village Association Inc. Property: Brookfield. Action: to foreclose on an association lien for delinquent common charges and assessments and take immediate possession of the premises. Filed Oct. 19.

Ostrosky, Scott E., et al., Newtown.

Filed by Cohen and Wolf PC, Orange, for the town of Newtown. Property: 86 High Rock Road, Newtown. Action: to foreclose on a judgment lien against the defendant on the property in favor of the plaintiff. Filed Oct. 17.

Pollock, Melanie and Jenita Pollock, et al., Bridgeport. Filed by The Marcus Law Firm, North Branford, for the Water Pollution Control Authority for the city of Bridgeport. Property: 129-131 Trumbull Ave., Bridgeport.

Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees and take immediate possession of the premises. Filed Oct. 18.

Powell, Hugh, et al., Bridgeport.

Filed by Law Office of Juda J. Epstein, Bridgeport, for the Water Pollution Control Authority for the city of Bridgeport. Property: 108-110 Garfield Ave., Bridgeport. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees and take immediate possession of the premises. Filed Oct. 19.

Rorie, Margie, et al., Bridgeport.

Filed by The Marcus Law Firm, North Branford, for the Water Pollution Control Authority for the city of Bridgeport. Property: 110 Beardsley Park Terrace, Bridgeport. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees and take immediate possession of the premises. Filed Oct. 18.

Rosenbaum, Robert R., et al., Stratford. Filed by Bendett and McHugh PC, Farmington, for Federal National Mortgage Association, Washington, D.C. Property: 100 Matthew Drive, Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $25,000, dated June 2007. Filed Oct. 18.

Sagal, Barbara T., et al., Bridgeport. Filed by Law Office of Becker & Zowine, Bridgeport, for Fairfield Village Condominium Association Inc., Bridgeport. Property: Unit 4 of Fairfield Village Condominium, Bridgeport. Action: to foreclose on a statutory lien for delinquent common charges and assessments and take immediate possession of the premises. Filed Oct. 21.

RFQ 2016-058 Request for Qualifications For REAL ESTATE BROKER SERVICES FOR 540 LONGBROOK AVENUE STRATFORD, CT 06614 Town of Stratford 2725 Main Street Stratford, CT 06615

The Town of Stratford will receive submissions for Request for Qualifications to provide Real Estate Broker Services for 540 Longbrook Avenue a Town owned property. For more information or questions please contact Karen Kaiser, Director of Economic Development, Department of Community/Economic Development, Town of Stratford, 2725 Main Street, Stratford, CT 06615, phone: (203) 381-1351, fax: (203) 385-4108, Email: kkaiser@townofstratford.com. The Town of Stratford reserves the right to reject any or all Proposals and to waive irregularities or informalities as may be deemed in the Town of Stratford’s interest. It is the Town of Stratford’s intent to award the project to the lowest responsive and responsible proposer.

The due date for this Proposal is: DUE DATE: December 5, 2016 @ 3:00 PM Proposals are to be submitted (TWO COPIES) in a sealed envelope/box and clearly marked with the bid number and description on the outside of the envelope, including all outer packaging (DHL, FedEx, UPS, etc).

Emailed or faxed proposals will not be accepted, Proposals must be delivered to: Purchasing Department Stratford Town Hall — Rm 202 2725 Main Street Stratford, CT 0661

BUSINESS CONNECTIONS WORKFORCE DEVELOPMENT

From the Gridiron to the Galaxy and Beyond

F

or NASA Astronaut Leland Melvin, inspiration came in the form of an old bread truck his father brought home one day.

Melvin, the keynote speaker at CBIA’s 201st Annual Meeting on Nov. 3, was a young boy growing up in Virginia when his father came home with the truck and told him it was their new camper.

Melvin recalled telling his father, “That’s not a camper, it’s a bread truck. It even smells like bread.”

But over the course of a summer as he and his father converted the truck into an RV, Melvin said he became “an electrical engineer, a mechanical engineer, and even a chemical engineer when I plumbed a propane tank into a Coleman stove.”

As Melvin spoke, a handful of students from Hartford’s Academy of Engineering and Green Technology sat nearby in the main ballroom at

the Hartford Marriott Downtown.

He gestured to them and said, “The hands-on experience were things that you guys do in your school every day.”

Earlier in the day, Melvin visited the academy, where students proudly displayed their work in robotics and other technologies.

Melvin was engaged and involved with the students, asking them questions about their work while explaining how the sciences they are learning helped him in his career as an astronaut.

Melvin told 550 business leaders at the meeting that these students are the talent who will help take their companies to the next level.

“This is about business,” he said. “This is about helping Connecticut become more vibrant, but the way we do that is by investing in the future, which

is our children, and getting them that mentorship and that ability to reach for the stars.”

During his morning visit to the academy, Melvin was particularly impressed by a project students began three years ago to bring renewable power systems to remote villages in Nepal.

The students are working this year to bring power systems and internet access to two more Nepal villages.

“Every kid has to have someone who has their back so they can be as successful as they want to be— anything they put their mind to,” he said.

“That’s why I’m here, to inspire, to motivate. To let them see this blue NASA flight suit and know that in a few more years they could be in this flight suit, flying off to Mars.”

> Read more at cbia.com

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Contact your agent for a quote or visit cbia.com.

cbia.com/insurance | 860.244.1900

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 14, 2016 31

Portrait by renowned illustrator Joseph Adolphe.

WILMINGTON TRUST RENOWNED INSIGHT

“You’ve built a strong team for your business.

Have you done the same at home?”

Thomas C. Rogerson Senior Managing Director and Family Wealth Strategist

Tom is a recognized leader and pioneer in family governance, assisting families with communication, philanthropic vision, legacy planning, succession, and education. He incorporates these critical issues into a client’s comprehensive wealth management plan, helping not only to prepare the money for the family, but also to prepare the family for the money.

For access to knowledgeable professionals like Tom and the rest of our team, contact Sharon Klein at 212-415-0547.

As a business owner, you likely spend time promoting a sense of teamwork, collaboration, and unity among your employees. But are you doing the same within your family?

Establishing a strong sense of team at home is crucial if you hope to pass on your business to future generations.

The dilemma. Parents in high-net-worth families face the challenge of preparing the next generation to tackle wealth-related issues, while also worrying about entitlement and lack of motivation. They often spend a great deal of time preparing their money for their family, but rarely focus on preparing their family for the money.

Many business owners who come to us have fallen into this trap. We see them devoting significant resources to off-site company retreats, where abilities and shared values are identified, and the company’s mission for the future is discussed at length. But when asked if they are doing the same with their families, there’s likely silence and a shrug. Interdependence is often overlooked. By the time you realize that your family is fragmenting into a group of independent, self-interested individuals, it can be very difficult to reverse the trend.

The answer. We have a five-step process that can help you build a strong family team, and it’s based on some of the same tools you’d use within your company.

It involves education, communication, shared values, philanthropy, and governance.

The tools and strategies employed at each stage can help families start encouraging the skills needed to make positive, intelligent decisions regarding family wealth long into the future.

90%

O F H I G H - N E T- W O R T H FA M I L I E S L O S E T H E I R W E A LT H B Y T H E T H I R D G E N E R AT I O N Source: The Williams Group Wealth Consultancy

Wilmington Trust has extensive experience helping successful business owners and their families develop critical communication skills and build family unity.

For insight into how we can help you create your own “home team advantage,” visit wilmingtontrust.com/nextgen.

F I D U C I A R Y S E R V I C E S | W E A LT H P L A N N I N G | I N V E S T M E N T M A N AG E M E N T | P R I VAT E B A N K I N G

This article is for informational purposes only and is not intended as an offer or solicitation for the sale of any financial product or service. This article is not designed or intended to provide financial, tax, legal, accounting, or other professional advice since such advice always requires consideration of individual circumstances. If professional advice is needed, the services of your professional advisor should be sought.

Private Banking is the marketing name for an offering of M&T Bank deposit and loan products and services.

Investments: • Are NOT FDIC-Insured • Have NO Bank Guarantee • May Lose Value Wilmington Trust is a registered service mark. Wilmington Trust Corporation is a wholly owned subsidiary of M&T Bank Corporation (M&T). Investment management and fiduciary services are provided by Wilmington Trust Company, operating in Delaware only, and Wilmington Trust, N.A., a national bank. Loans, retail and business deposits, and other personal and business banking services and products are offered by M&T Bank, member FDIC. ©2016 Wilmington Trust Corporation and its affiliates. All rights reserved.

14132_Westchester Business Journal_Fairfield County Business Journal / Trim 10”w x 11.5”h