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FAIRFIELD COUNTY

BUSINESS JOURNAL

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November 26, 2012 | VOL. 48, No. 48

Anxiety builds over costs as health reforms progress

State projects $365 million shortfall

BY PATRICK GALLAGHER

Official says budget cuts are likely, pledging no new taxes

pgallagher@westfairinc.com

The Obama administration took a major step toward the implementation of the Affordable Care Act (ACA) with the release of a series of proposed rules outlining essential health benefits, market reforms and wellness programs Nov. 20. Even prior to the release, health care industry representatives from across the state indicated in conversations with the Business Journal that President Obama’s crowning achievement does not nearly Anxiety, page 2

FCBJ TODAY

BY JENNIFER BISSELL

jbissell@westfairinc.com

P Growth platform

Unemployment in Connecticut rose back to 9 percent in October … 3 Layoffs are on tap at Xerox as the company restructures its services unit … 8 Family-owned businesses are more optimistic, CBIA survey shows … 9 Financial industry stalwarts open advisory firm in Stamford ... 11 Also … Going for broke? State economic development policy under the magnifying glass ... 4

MEDIA PARTNER

The WorkPlace Inc. CEO Joseph Carbone

The WorkPlace program to ease long-term unemployment goes national BY PATRICK GALLAGHER

pgallagher@westfairinc.com

At its roots, the Platform to Employment program was meant to be a research endeavor — a social enterprise, as The WorkPlace Inc. CEO Joseph Carbone calls it. The goal, Carbone said, has been to prove to private corporations that the

long-term unemployed — including tens of thousands of Connecticut residents who have been out of work for more than two years — are still employable. With nearly two-thirds of the 100 initial participants in the Platform to Employment (P2E) program now in full-time positions, The WorkPlace has secured $1.85 million in funding and Growth, page 6

First annual CFO awards

lagued by higher-than-projected Medicaid costs, Connecticut officials now say the state is on pace to end its 2013 fiscal year with a $365 million budget deficit, according to a Nov. 15 report. The new report comes in stark contrast to a Nov. 1 estimate by state Comptroller Kevin Lembo that Connecticut’s government was facing a $60 million deficit for its current fiscal year, which ends June 30, 2013. With additional data now available relating to the expansion of the state’s Medicaid program, the Office of Policy Management (OPM) and the legislature’s Office of Fiscal Analysis are predicting a $260 million shortfall for the Medicaid portion of the budget. The projected deficit has been attributed in part to a sharp increase in enrollment in the state’s Medicaid for LowIncome Adults – or Husky D – program. In 2010, Connecticut became the first state in the country to receive federal approval to expand its Medicaid program to low-income adults under a proviState, page 6

15 Fiscal cliff

draws nearer

ANXIETY — From page 1

go far enough in reigning in the cost of health care, with several suggesting the issue would require further legislative changes. “If we realize the promise of health care reform, we’re going to have millions more Americans with access to health care,” said Bridgeport Hospital CEO William M. Jennings. “That is a great thing, a wonderful thing … the problem is, I’m still unsure of how we’re going to get paid.” With reimbursements already on the decline, Jennings said health care providers have no choice but to maximize efficiency with an eye on cutting costs while taking care to ensure that any changes don’t compromise the quality of care. “Continuing to focus on ways to reduce our costs is not an option – it’s a strategic imperative – and there are ways to do that,” he said. The Yale New Haven Health System, of which Bridgeport Hospital is a member, is in the process of implementing an electronic medical records system, which Jennings said is a “critical step” as providers gear up for an increase in patients

Gold coastal property

In brief

Rail solar hub almost ready

A solar transportation hub being developed by Encon Inc. at the Westport Metro-North Railroad station is scheduled to be completed in early December.

Fairfield County auto dealerships hosted a Nov. 17 electric vehicle demonstration at the soon-to-becompleted solar transportation hub in Westport.

Through a 15-year power purchasing agreement between Encon and the town of Westport, a solar photovoltaic installation mounted on the station building’s roof and owned by Encon will provide discounted electricity to the station and up to 20 electric vehicle (EV) charging

once the ACA is fully implemented. Jennings said the members of the Yale New Haven Health System must also work to leverage their combined resources and focus on maximizing clinical integration between each hospital and other providers serving their respective patients and communities.

“Full implementation of the law will have a dramatic effect on insurance rates and that’s an issue that needs to be addressed.” — Susan Millerick

Despite all that, Jennings said the possibility of cutbacks to reimbursements “poses a serious threat” to hospitals and

stations adjacent to the station. The hub currently includes four EV charging stations, with room to connect another 16. Glenn Cucinell, solar division manager for Encon, said the project is the first of its kind on the Metro-North corridor. “We’d love to see more of them – the whole idea for this was to be a pilot to show other towns what they could do with their train stations,” he said.

Realty service renamed

Prudential Connecticut Realty L.L.C. is getting a facelift. The Wallingford-based franchise will be rebranded as Berkshire Hathaway HomeServices in late 2013 as part of a new partnership between Berkshire Hathaway and Brookfield Asset Management. Prudential Connecticut Realty is a subsidiary of HomeServices of America Inc., which itself is an affiliate of Berkshire Hathaway Inc.

Darien building sold

Kleban Darien L.L.C. acquired a 9,837-square-foot retail building in downtown Darien from Brooks Darien L.L.C.

2 Week of November 26, 2012 • Fairfield County Business Journal

doctors. Representatives of health insurance providers Aetna Inc., based in Hartford, and Cigna Corp., based in Bloomfield, said the ACA failed to address the rising cost of health care. “Full implementation of the law will have a dramatic effect on insurance rates and that’s an issue that needs to be addressed,” said Aetna spokeswoman Susan Millerick. Cigna spokesman Jon Sandberg said the company’s priority “has always been ensuring Americans have access to quality, affordable health care.” However, he acknowledged concerns that “the ACA does not adequately address the rising health care costs.” Despite measures built into the ACA that hold carriers accountable for premium increases that exceed 10 percent and that require they spend 80 percent of any premium income directly on health care and quality improvements, talk of steep rate increases have business owners anxious. Chris Peck, CEO of Creative Benefit Planning (CBP), a Stamford-based benefits management and consulting firm, said the cost of health care has some business owners seriously considering

whether they want to remain in business. “I think it’s becoming one more thing they can think about,” Peck said. “It’s enough of a headache and enough of a cost to start playing into the mind of a business owner, who’s saying, ‘I didn’t come into the business to be an administrator of benefits.’” The burden on business owners is becoming more onerous, Peck said. “It’s going to start weighing in as more of a factor I think when the business owner is thinking about those things. It might be the straw that breaks the camel’s back.”

for $7.5 million, Cushman & Wakefield Inc. announced Nov. 14.

leased as of Nov. 14, Colliers International Connecticut announced. The Conservatory of Dance, a private studio offering dance classes for children and adults, signed a long-term lease for a 3,600-square-foot space that was the last vacant section of the 14,450-square-foot building, which is owned by Sun Plaza L.L.C. The conservatory, which has been in Wilton since 1990, will relocate from its current space at 10 New St. to its new facility in August 2013.

Kleban Darien L.L.C. acquired a 9,837-square-foot, downtown Darien building for $7.5 million.

The building, which was built in 2008 and is fully leased to apparel outfitter Brooks Brothers, is located at 987 Boston Post Road and is situated on a 0.13-acre parcel adjacent to the Darien MetroNorth Railroad station. The sale was negotiated by Cushman & Wakefield’s Metropolitan Area Capital Markets Group, led by Al Mirin and Kate Schwartz of the firm’s Stamford office and Andrew Merin of the firm’s East Rutherford, N.J., facility.

Wilton site at full occupancy

A mixed-use property located at 151 Old Ridgefield Road in Wilton is fully

BillJennings

Silo Financial closes four deals

Silo Financial Corp., a Stamford-based private equity firm specializing in small to mid-market real estate lending, announced Nov. 19 it closed four deals worth $4.76 million. The firm secured loans of $2.55 million for the acquisition and rehabilitation of two single-family homes in Greenwich; $1.225 million for the acquisition of a Shell gasoline station in Yaphank, N.Y.; $735,000 for the acquisition and reconfiguration of a three-story building in Manhattan; and $250,000 for an equity stake in a Scarsdale, N.Y., office property. – Patrick Gallagher

Unemployment woes persist BY PATRICK GALLAGHER

pgallagher@westfairinc.com

onnecticut’s jobless woes persisted in October as employers added 1,200 jobs and some of the region’s largest industries condensed, sending the state unemployment rate back up to 9 percent. State officials, however, insisted the numbers would be revised upward in March of next year when the Connecticut Department of Labor (DOL) completes annual revisions of the previous year’s initial unemployment estimates, which are provided to each state by the U.S. Bureau of Labor Statistics (BLS). The recovery has slowed dramatically compared with a year ago. Through the first 10 months of 2011, Connecticut employers added 12,000 net new jobs, while the first 10 months of 2012 have yielded 1,400 net new positions. The state unemployment rate increased to 9 percent from 8.9 percent in September and 8.5 percent in October 2011. “The bottom line is, a slight change in either direction should only serve as a reminder of the important work we have left to do to turn our economy around,” said Gov. Dannel P. Malloy in a Nov. 19 statement. “We are battling strong headwinds. ... The more we learn about the Great Recession, the more we realize how long it’s going to take to get us out of it.” In Fairfield County, the unemployment rate increased to 7.9 percent from 7.4 percent in October 2011. For the year ended October 2012, the number of unemployed Fairfield County residents increased by 5.2 percent to 37,582, even as the county’s labor force — which comprises the number of people who are employed and those seeking work — decreased by about 1 percent. While in past months, increases in the unemployment rate have been attributed to an expanding labor force — which economists say indicates an increase in optimism among the unemployed — in October, the state’s labor force shrank

compared with both the previous month and the previous year. Private sector employers added a net 1,100 jobs in October statewide. The education and health services industry sector, which is the state’s largest employment sector, accounted for the loss of 1,500 jobs in October. The financial activities industry sector contracted by 1,100 jobs, the professional and business services sector contracted by 600 jobs and the manufacturing and construction and mining sectors shed a combined 400 jobs. Gains came in the trade, transportation and utilities industry sector, which added 1,900 positions, the information sector, which added 200 jobs, the government sector, which added 100 jobs and other service providers, which combined to add 500 jobs. In October, average weekly initial unemployment insurance claims were up more than 8 percent compared with the previous month. Average weekly earnings for private sector employees fell to $949.62 from $963.83 in September and $979.37 in October 2011. “It appears that job growth rates have been slowing over the last two quarters,” said Andy Condon, research director for the state DOL, in a statement. “With October’s results we are, for the first time, showing year-over-year declines in job levels.” Overall, private sector employment in October 2012 was about 0.05 percent lower than a year prior. Condon said the numbers would likely be revised upward to reflect “as many as 8,000 to 9,000 more jobs in the state than the payroll survey” conducted by the BLS “currently indicates.” Every March, the state DOL benchmarks the previous year’s initial unemployment estimates against state unemployment insurance filings, which are seen as more accurate than the federal payroll and household surveys that contribute to the employment breakdown and the unemployment rate.

By the numbers: Unemployment By the numbers: Unemployment

Fairfield County* Fairfield County* Connecticut

Oct. 2012 Oct. 2012 7.9 7.9 9

Sept. 2012 Sept. 2012 7.5 7.5 8.9

Connecticut 9 8.9 United States 7.9 7.8 United States 7.9 7.8 * Data for Fairfield County are not seasonally adjusted. All datafor courtesy ofCounty the Connecticut Department of Labor * Data Fairfield are not seasonally adjusted. All data courtesy of the Connecticut Department of Labor

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 26, 2012

PERSPECTIVES

Investing in accountability

arlier this month, health insurance carrier Cigna Corp. announced it would lay off 1,300 employees, including 200 in Connecticut, as part of a “restructuring” plan that would ultimately save the company millions of dollars a year in annual operating expenses. As the inaugural member of the state’s First Five program, Cigna was promised a $15 million forgivable loan, up to $50 million in state tax credits and up to $6 million in state grants for training programs in exchange for creating at least 200 jobs in Connecticut, with penalties if the company failed to meet that minimum goal. When asked whether the news of layoffs represented a setback to the First Five program, which is overseen by the state Department of Economic and Community Development (DECD), Commissioner Catherine Smith told the Business Journal, “I do not believe it’s a setback for the program at all,” and went on to defend Cigna CEO David Cordani

for doing what he needed to do “just to keep the company moving forward competitively.” She said Cigna was still on track to meet its goal of creating at least 200 new jobs by mid-2013. When taxpayers are footing the bill to the tune of thousands, tens of thousands or even hundreds of thousands of dollars per job created, 200 layoffs — at a time when the state’s unemployment rate is hovering around 9 percent, no less — represents more than a setback. For those who will lose their jobs and for the taxpayers, it is devastating. By all accounts, the First Five program (and the Next Five program it has spawned) has successfully drawn or retained some of the country’s most prominent companies to Connecticut. But there comes a time to ask whether the big names justify the big dollars being shelled out by the Malloy administration. In Bridgeport, The Workplace, a provider of development services for

employers and job seekers in southwestern Connecticut, funded the first round of its Platform to Employment program with $600,000 in private grants. Initially, 100 long-term unemployed were accepted into the program, and to date 64 have found full-time positions. In Rocky Hill, Connecticut Innovations (CI), a quasi-public investment corporation created by the state legislature in 1989, funds companies ranging from startups to developed entities without risking a single taxpayer dollar. Since 1995, CI has used returns from its own investments to support 100 percent of its operations and any new programs or investments it chooses to pursue. Compare those two examples with that of Bridgewater Associates, which is eligible to receive up to $115 million in tax credits and state incentives for building a new, $750 million headquarters in Stamford and creating between 750 and 1,000 jobs. Do the math.

FAIRFIELD COUNTY

BUSINESS JOURNAL • Main office telephone. . . . . . . . (914) 694-3600 • Newsroom fax. . . . . . . . . . . . . . (914) 694-3680 • Sales fax. . . . . . . . . . . . . . . . . . . . (914) 694-3699 • Research fax. . . . . . . . . . . . . . . . (914) 694-3682 • Editorial e-mail pgallagher@westfairinc.com Or write to: Fairfield County Business Journal 3 Gannett Drive, Suite G7 White Plains, N.Y. 10604-3407 www.westfaironline.com Publisher • Dee DelBello Managing Editor • Bob Rozycki

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Audience Development

Solving ‘too big to fail’ The following is an excerpt of remarks delivered by Federal Reserve Bank of New York President and CEO William C. Dudley at the Clearing House’s second annual Business Meeting and Conference, held Nov. 15 in New York City. “We have made some progress on the TBTF (too big to fail) problem, particularly in reducing the likelihood that a large complex firm will reach the point of distress at which society faces serious costs. But we have a considerable ways to go to finish the job and reduce to tolerable levels the social costs associated with such failures. ... “With respect to size limitations, it is important to recognize that a new and much reduced size threshold could sacrifice socially useful economies of scale and scope benefits. And it could do this without actually solving the problem of system risk externalities that aren’t related to balance sheet size. “Evaluating the socially optimal size, scope and organizational structure of financial firms is a complicated business,

and so is establishing a viable transition path to a system of much smaller firms. It would be helpful in this regard if advocates of break-up solutions would put a bit more flesh on the bones and develop detailed proposals that address essential questions of how such downsizing or functional separation would be accomplished, and what benefits and costs could be expected. “Such an analysis should answer several questions: How would you force divestiture (in good times and bad)? Should firms be split up by activity or reduced pro-rata in size? How much would they have to be shrunk in order for the externalities of failure to no longer create TBTF problems? How would global trading and investment banking services and network-type activities be supported? Should some activities be retained in natural monopoly form, but subject to utility type regulation? How costly would it be to replicate support services or to manage liquidity and capital locally? Are there ways of designing size limits that cannot be arbitraged by banks via off-balance-sheet structures and other forms of financial innovation? So far, advocacy for the break-up path

4 Week of November 26, 2012 • Fairfield County Business Journal

has been strong, but without the detail to assess whether this is indeed superior to the course we are currently following. But, I’m open-minded. “It is important to recognize that any credible approach to addressing the TBTF problem, including the one we are pursuing today, necessarily implies changes to the structure and business mix of financial firms and financial markets. Moreover, it is important to stress that not all of these adjustments will be in the private interests of these firms, and some will result in changes to the price and volume of certain financial services. These are intended consequences, not unintended consequences. “Too big to fail is an unacceptable regime. The good news is there are many efforts under way to address this problem. The bad news is that some of these efforts are just in their nascent stages. It is important that as the crisis recedes in memory, that these efforts not flag – this is a project that needs to be seen to a successful conclusion and then sustained on a permanent basis.” A full transcript of William C. Dudley’s Nov. 15 remarks is available on newyorkfed.org

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Fairfield County Business Journal (USPS# 5830) is published Weekly, 52 times a year by Westfair Communications, Inc., 3 Gannett Drive, White Plains, NY 10604. Application to mail at Periodicals Postage rates is pending at White Plains, NY, USA 10610. POSTMASTER: Send address changes to: Fairfield County Business Journal: Westfair Communications, Inc., 3 Gannett Drive, White Plains, NY 10604. More than 40 percent of the Business Journal is printed on recycled newsprint. © 2012 Westfair Communications Inc. All rights reserved. Reproduction in whole or in part without written permission is prohibited

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The Business Journal welcomes letters to the editor and opinion columns. Submissions must include the writer’s name, home or business address, email address and telephone number for verification purposes. The Business Journal reserves the right to edit submissions for accuracy, style and space considerations. Email submissions to pgallagher@westfairinc.com. Submissions may appear in print and online.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 26, 2012

STATE — From page 1

sion of the Affordable Care Act. The shift allowed the state to transfer recipients of the former StateAdministered General Assistance (SAGA) medical program for low earners – which was entirely funded by the state – to its Medicaid program, where the costs are split by the state and the federal government. With the shift, however, more residents became eligible for coverage under the Husky D program, causing enrollment to increase from 45,000 individuals in June 2010 to 83,827 in October 2012. The Connecticut Department of Social Services had previously projected enrollment would not approach the current levels until at least August 2013. According to a Fiscal Accountability Report released Nov. 15 by the OPM, part of the reason why Medicaid is being used more than was anticipated is because the economic recovery has been slower than expected. Many citizens are still without jobs and therefore

are without medical coverage. “Demand for government services remains significant,” the report says. “(By design) the need … comes at a time when it is hardest for the state to pay for it.”

“Connecticut state government needs to live within its means. We’ll get there by cutting spending and continuing to make state government leaner, cheaper and more effective. And there will be no new taxes.” — Roy Occhiogrosso

The pace of the economic recovery in Connecticut has likely contributed to the projected deficit, said Joseph McGee, vice president for public policy and

The WorkPlace CEO Joseph Carbone with Scott Pelley of “60 Minutes”

GROWTH — From page 1

pledges from foundations affiliated with AARP, Citibank and Walmart to expand its trademark initiative in Connecticut and nationally. Over the next several months, The WorkPlace will launch replication P2E sites that will work specifically with unemployed veterans and individuals over the age of 50 in 10 U.S. cities, beginning with Chicago, Cincinnati, Dallas and San Diego, the Bridgeport-based nonprofit announced Nov. 15.

Subsequent expansions of the P2E program are scheduled to take place in Boston, Denver, Detroit, San Francisco, Miami and Minneapolis in early 2013, Carbone said. While the government has programs aimed at helping specific populations – such as veterans or people with disabilities – to find employment, few resources exist for those without work who have exhausted their unemployment benefits, Carbone said. “You can’t promise everybody a job. All you can do is to have the services and tools in your system to help people overcome barriers,” Carbone said. “But

6 Week of November 26, 2012 • Fairfield County Business Journal

programs of The Business Council of Fairfield County. “We had all hoped for a faster economic recovery than we are experiencing here,” McGee said. “As the economy picks up, it will improve. We’re just not performing now as we hoped.” McGee said he anticipates that Medicaid will continue to have an “enormous squeezing effect” on the state’s budget, forcing tough decisions on schools, roads and municipal budgets. However, with an aging population and the cost of care increasing, McGee said the state would be hard pressed to cut Medicaid spending. Instead, he said, the state will have to continue to look for sources of revenue growth. “It’s disappointing,” McGee said of the deficit. “We thought we had fixed it.” The OPM report notes that while significant fiscal progress has been made over the last two years through tax increases and other measures, a slow economy, the looming fiscal cliff and uncertainty abroad make for further challenges lay ahead. “The governor understands the challenges we face and is commit-

ted to meeting them head on,” said Roy Occhiogrosso, senior advisor to Gov. Dannel P. Malloy. “That means Connecticut state government needs to live within its means. We’ll get there by cutting spending and continuing to make state government leaner, cheaper and more effective. And there will be no new taxes.” In preparation for the governor’s biennial budget proposal in February 2013, a “long” list of potential cuts is being prepared by administration officials and state agency commissioners have been asked to make requests under the understanding that their appropriations are likely to decrease by roughly 5 percent. Though some cuts are less likely than others, Occhiogrosso said just about everything is on the table when it comes to potential cuts. No decisions have been made yet on the state budget. “The governor is committed to stabilizing the state’s finances,” Occhiogrosso said. “That’s something he heard over and over again from the business community when he was a candidate: ‘We need stability.’ He’s working hard to provide it.”

we don’t do it for this group. … There’s nothing worse than suffering from a deprivation of hope, and these folks are in that category.” The idea for the P2E program was hatched when The WorkPlace, which serves as the Connecticut Department of Labor’s (DOL) Workforce Investment Board for the southwestern portion of the state, received a notice from thenacting DOL Commissioner Linda Agnew in May 2011 that 12,300 residents were on the verge of exhausting their unemployment benefits. P2E launched later that summer. The program aimed to help participants market themselves as viable job candidates despite prolonged periods of joblessness. After five weeks of intensive classroom work and counseling services, participants would then be matched with employers, with The WorkPlace paying their salaries for the first four weeks and then asking for the employer to match its contributions for the next four weeks. The P2E program cost $6,000 per participant, with The WorkPlace securing $600,000 in contributions from more than three-dozen corporations, foundations and individuals. To date, 64 of the 100 people who participated in the pilot P2E program

have been hired full-time, with another 19 still searching for work or in the midst of supplemental job training programs. “This was very inexpensive,” Carbone said. “For $600,000, we’ve moved – as of right now – 64 people. Every one of them was unemployed for two years or longer. … They’re going to be earning money, they’re going to be paying taxes and they’re not going to be moving on this road toward greater dependence on the regional safety net.” The initiative has gained steam since being featured as part of a February 2012 segment on CBS’s “60 Minutes.” Since the program aired, Citi Community Development, a foundation affiliated with Citibank, has donated $400,000 to The WorkPlace for the expansion of P2E both in Connecticut and nationwide. Additionally, the Walmart Foundation has donated $250,000 for the expansion of the initiative to include unemployed veterans in the 10 cities participating in the rollout announced Nov. 15. The AARP Foundation has already donated $200,000 for the program to be expanded to include unemployed Connecticut residents over the age of 50, and has said it will donate a total of up to $1 million for similar efforts in each of the 10 cities that will soon feature P2E offshoots.

CFOs honored by their peers

Peter Gioia and Brenton Elliott

BY JENNIFER BISSELL

jbissell@westfairinc.com

airfield County business leaders turned out in force as the Business Journal hosted the first annual CFO of the Year awards Nov. 19 at The J House in Greenwich. Three chief financial officers were recognized for their strategic leadership in their respective companies as well as for their service to their communities. The winners included K. Oni Chukwu of Triple Point Technology Inc. in Westport for the large business category; Donald Janezic Jr. of R.C. Bigelow Inc. in Fairfield for the medium-size business category; and Brian R. Feidt of Babcock & King Inc. in Fairfield for the small business category. The winners were chosen from among 12 CFOs who were nominated by their peers and colleagues. “The CFOs, from our perspective, are really the lifeblood of a company,” said William Creaser, senior vice president of

K. Oni Chukwu and Michael Carter

Scott DeFilio and Bill Crease

TD Bank. “They provide the stability in good times and bad. That really allows the company to take advantage of the very good times or prepare and weather the tough times.” TD Bank and McGladrey L.L.P. sponsored the event, along with the Business Journal. “CFOs own reality,” said Chris Bruhl, one of four judges and president of The Business Council of Fairfield County. “They understand the financial performance of an enterprise in both a detailed and a nuanced way. And the numbers matter of course, but not in and of themselves. It’s their language and the language tells a story. And the story talks about a strategy.” Other nominees included James Blake of Southern Connecticut State University in New Haven; Scott Fabricant of Precision Resource Inc. in Shelton; Jeffrey Gulbin of Finacity Corp. in Stamford; Kevin Kearney of BroadReach Partners Inc. in Stamford; Michael Marcinek of Fletcher Thompson Inc. in

Chris Bruhl

Janet Patti and Kevin Patti

Shelton; Patrick McCabe of Bridgeport Hospital; Kevin McNamara of Centerplate Inc. in Stamford; Kevin Patti of Penske Automotive Group’s Connecticut market; and Douglas Polistena of The Amber Room in Danbury. The judges included Bruhl, Peter M. Gioia of the Connecticut Business & Industry Association in Hartford, Allen Morton of the Ancell School of Business at Western Connecticut State University in Danbury; and Thomas S. Santa of Santa Energy Corp. in Bridgeport. In accepting his award, Chukwu said he felt the people around him deserved the credit. He has been credited with playing a vital role in Triple Point Technology’s growth and several crossborder acquisitions. Additionally, his family has founded an organization that raises seed capital for entrepreneurs in underdeveloped economies. Serving as CFO and treasurer for Bigelow Tea in Fairfield for the past 25 years, Janezic accepted the award for medium-size business with a heartfelt thank you.

Janezic echoed Chukwu’s comments, saying, “You’re really nothing without the people you work with. Everybody that really helps to pull together day in and day out, all the things that you do, you’re no stronger than the person you work next to.” He currently is on the boards of directors of his local YMCA, the Therapeutic Research Foundation, MAC Casualty Insurance Co. and the Captive Investors Fund. Feidt, in accepting the award for the small business category, said he was honored to have even been nominated. “I told several of my colleagues when this was presented to me, ‘This is just proof that I can continue to get all the accolades if they keep working hard.’” Jokes aside, colleagues say Feidt has helped Babcock to record sales and earnings through his efforts to restructure the company, maintain strong working capital and control costs. He also is on the board of directors for Beardsley Zoo and is an avid supporter of the Special Olympics.

Eunice Bigelow, Donald Janezic Jr. and Cindi Bigelow

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 26, 2012

Xerox to cut 2,500 employees Xerox Corp. will lay off 2,500 employees as part of a restructuring of the company’s business services division. A spokesperson for the Norwalkbased document technology and business services company confirmed the cuts would take place during the fourth quarter of this year. The spokesman said Xerox does not have a geographic breakdown of which locations would be impacted by the cuts, and it was not clear whether any of the company’s Connecticut workforce would be impacted. The cuts amount to less than 2 percent of Xerox’s 146,000-person global workforce. The company said in a Nov. 13 press release that it would absorb an estimated $100 million restructuring charge in the fourth quarter as a result of the layoffs. At Xerox’s annual investor conference Nov. 13 in New York City, CEO and Chairwoman Ursula Burns detailed the company’s efforts to capitalize on its expanding business services unit, which now accounts for more than half the company’s revenues.

Hostess, unions agree to mediation

Bankruptcy proceedings for Hostess Brands Inc. are on hold, with the company agreeing to enter into mediation with its second-largest union following an initial hearing before Judge Robert Drain of the U.S. Bankruptcy Court in White Plains, N.Y.

Mediation proceedings were expected to commence Nov. 20 between Hostess and representatives of the Bakery, Confectionery, Tobacco Workers and Grain Millers International Union, which has been on strike since Nov. 9. The shift came after Hostess requested permission from the court to liquidate and sell off its assets, attributing the company’s demise to a workers strike. The 82-year old snack food company, based in Irving, Texas, employs nearly 18,000 workers, including about 200 in Connecticut at locations in Bridgeport, Cheshire, East Windsor, Norwich, and Uncasville.

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Nestle Waters North America CEO to retire

Kim Jeffery, president and CEO of Nestle Waters North America Inc., will step down Feb. 1, 2013, from the Stamford beverage company.

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8 Week of November 26, 2012 • Fairfield County Business Journal

The long time chief executive will be replaced by Tim Brown, the current president and CEO of Nestle Canada, with Jeffery assuming a role as nonexecutive chairman. Jeffery joined Nestle in 1978 as central division sales manager, and in 1992 was named CEO. During his tenure, Nestle Waters North America revenues grew from $650 million to $4.4 billion in 2011.

Brown, who has served in his current role with Nestle Canada since 2010, previously spent 22 years at Nestle Waters North America.

CI unveils new tech grant program

Connecticut Innovations (CI) announced a new grant program Nov. 14 aimed at spurring partnerships between small businesses and universities to address some of the most pressing technology challenges facing businesses. As part of the Connecticut Innovation Challenge, CI — a quasi-public corporation that provides financing to companies at various stages of development — will award up to $150,000 each to as many as five teams to offset the costs of advancing their respective projects, with participating small businesses required to match CI’s contribution. CI has published a request for proposals from university and small business partnerships that seek, among other things, the development of smart grid technologies for electrical generation sources, advancements in the production of biofuels or bio-based chemicals, the development of rechargeable power and enhanced display solutions for handheld devices, and improvements to various aspects of the manufacturing process.

NY Fed manufacturing survey shows modest decline

A new survey by the Federal Reserve Bank of New York showed overall manufacturing activity slowed slightly in November as Hurricane Sandy impacted manufacturers across the New York metropolitan area. The general business conditions index was little changed from October at negative 5.2, which according to the monthly Empire State Manufacturing Survey suggests activity among New York-area manufacturers continued to decline at a modest pace. The survey, which covers all of New York state plus northern New Jersey and Fairfield County, showed a small increase in orders and a noticeable increase in shipments in November. The new orders index was 3.1, rising above zero for the first time since June, and the shipments index rose 21 points to 14.6, its highest level since May. Among firms based in upstate New York, only 21 percent of those surveyed reported any interruptions due to Hurricane Sandy. However, 100 percent of the firms surveyed that are located in the New York City area reported some reduction in activity due to the storm.

- Jennifer Bissell and Patrick Gallagher

Family businesses more optimistic, survey shows BY JENNIFER BISSELL

jbissell@westfairinc.com

espite myriad economic uncertainties, family-owned businesses are optimistic about what the new year will bring, according to a new survey. Compared with a year ago, a greater number of Connecticut family-owned businesses are expecting to increase hiring and capital investments and to see higher revenues in the coming year, according to the 2012 Survey of Connecticut Businesses, released Nov. 13 by the Connecticut Business & Industry Association (CBIA). About 62 percent of this year’s survey respondents said they’re expecting increased revenues in 2013, compared to 50 percent of respondents to the 2011 survey who said they expected increased revenues in 2012. Additionally, 43 percent of respondents said they expect to hire additional employees in the coming year, compared with 30 percent who said they planned

to increase hiring a year ago. More than half of the respondents to the 2012 survey said they plan to make significant investments in their businesses. More than 580 family businesses participated in this year’s survey, which was produced by the CBIA in partnership with the University of New Haven’s Center for Family Business. In July, the CBIA and Center for Family Business launched a program designed to support and encourage growth among the state’s thousands of family-owned businesses. By the end of the program’s first year, CBIA officials said they hope to have between 200 and 300 businesses actively engaged in meetings, webinars and other program offerings. Nearly 30 percent of survey respondents said the economy represented the biggest impediment to the growth of their respective business, followed by the overall cost of doing business and health care costs. Family businesses make up 50 per-

cent of the U.S. gross domestic product and account for 80 to 90 percent of all businesses in North America, according to the University of Michigan. Yet, only 30 percent of family-owned businesses

More than half of the respondents to the 2012 survey of connecticut businesses said they plan to make significant investments in their businesses next year.

survive into the second generation and just 4 percent make it into the fourth generation and beyond. While more than three-quarters of family business owners said it was important or very important to leave a positive, lasting legacy, only 14 percent had a formal, written succession plan.

Among those who responded, 31 percent have a formal strategic plan and 51 percent do not have any succession plan at all, according to the survey. “Businesses need to seek professional planning guidance,” said Peter Gioia, CBIA economist. “No plan means when the unexpected happens, the continuity of the business is at risk.” Additionally, the survey showed that a number of businesses could be at risk of labor lawsuits. According to the survey, a “considerable” number of businesses acknowledged that the rules are different for family and nonfamily employees, especially when it comes to bonuses, compensation and termination. “Again, seek guidance,” Gioia said, adding that the CBIA offers free counseling for its members. Using the results from the survey, the association plans to demonstrate to legislators the need to address the cost of doing business in Connecticut and add to its programming for family businesses, especially related to succession planning.

Tell us what’s on your mind. At O'Connor Davies, we understand that forming a deeper understanding of client needs is the first step to providing outstanding service. Whether managing an audit, preparing taxes or offering strategic financial advice, the O'Connor Davies team is dedicated to helping our clients succeed. Here, partners and professionals utilize a hands-on approach to leading efforts both domestically and internationally, thanks to our membership in the PKF International network. This skilled global approach results in a high level of client satisfaction and continues to fuel our growth.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 26, 2012

ask andi by andi gray

Get a handle on stress My stress level is over the top. It’s been an up and down year with lots of unexpected, not-so-good things. Some of my employees are suffering and some of my clients are struggling. I know things are getting better, but at the moment I am reduced to feeling numb. Any coping suggestions?

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10 Week of November 26, 2012 • Fairfield County Business Journal

Thoughts of the day: Stress takes its toll on everyone. Make sure you’re taking care of yourself. Be willing to face your fears. Make a list of concerns. Talk things out. Get perspective by being involved in the world. Make time for yourself. What is the impact of stress? Things going wrong can trigger a fight-or-flight adrenaline rush. Adrenaline coursing through your body can make you feel restless and on edge. It can disrupt sleep, lead to ulcers, raise your blood pressure and make you much more intolerant. Reaction to stress also feeds a heightened awareness of potential threats. There’s a perception of a bogeyman around every corner. As you’re going through stressful situations, be aware that you could be more likely to react, strike out and perceive negatives. When problems arise, it’s normal to focus on dealing with the issues at hand and to forget about taking care of yourself. If you need medication, make sure you’re taking it regularly. Give your body outlets for dealing with the extra adrenaline. Get to the gym. Take a run or fast walk. Make your body so tired it has to sleep. Limit or eliminate things that further raise your blood pressure and cause your body physical stress. Cut out caffeine, which increases your blood pressure. Skip refined sugar, which induces highs and lows in blood sugar, leads to mood swings and further contributes to stress on your body. One effect of adrenaline, heightened awareness, tends to lead to an oversized perception of how bad things are. Channel your thoughts toward problem solving. Use the heightened focus to figure out what you can do to rectify the situation. Let your mind be creative and think outside the box – that’s where the best solutions often come from. If you’re going to deal with your prob-

lems instead of wallow in them, you have to know what it is that you’re dealing with. Write out every issue you’re facing. Keep going until you’re spent. Once you have a list of problems, make a list of advantages – what you still have that you can draw upon. If you’re having trouble making that list, ask someone else to help you. They may be able to see advantages that you are momentarily having difficulty seeing. Using your lists of problems and advantages, ask others to help you brainstorm possible solutions. Keep in mind that when we get stressed many of us tend to pull inward. Isolation doesn’t help. We need to get perspective on what’s going on around us. We need outside input in order to gather ideas about how to move forward. Not sure that the people around you are the right ones to talk to? Get professionals involved. Whether it’s business or personal help that you need, surround yourself with people who can listen, reflect back, provide ideas about what to do next and give you support as you get moving in a new direction. I guarantee that no matter how bad things are, there is always someone who is better off and someone who is worse off. Get involved with other people. Volunteer. Seeing others in need and being around people who are focused on solving problems will help you gain perspective. Finally, no matter how much you think the business needs you, make time off happen. Give yourself permission to get away. Take up meditation. Go for a hike. Schedule a vacation and leave the cell phone and laptop behind. Distract yourself and give your brain and body a chance to recharge by changing the situation. Looking for a good book? Try “Getting Things Done. The Art of Stress-Free Productivity” by David Allen. Andi Gray is president of Strategy Leaders Inc., strategyleaders.com, a business-consulting firm that specializes in helping entrepreneurial firms grow. She can be reached by phone at (877) 2383535. Do you have a question for Andi? Please send it to her, via email at AskAndi@ StrategyLeaders.com or by mail to Andi Gray, Strategy Leaders Inc., 5 Crossways, Chappaqua, NY 10514. Visit AskAndi.com for an entire library of Ask Andi articles.

Municipal advisory firm opens in Stamford Ltd.; co-founder Kathleen Corbet was president of McGraw-Hill Companies Inc. subsidiary Standard & Poor’s; and Neil Budnick was president of municipal bond insurer MBIA Insurance Corp. Currently the group has six employees and an expansive network of individuals to tap into for specific projects, Pizzarelli said. “There has not been a lot of effort behind making municipalities more efficient,” Pizzarelli said. “Sometimes this Municipal Enterprise Solutions co-founders Kathleen Corbet, John Pizzarelli and Neil Budnick. can be the result of fear, inertia or political jockeying. But more often, it is sim“It is time to bring independent and ply lack of knowledge and experience as BY JENNIFER BISSELL effective solutions to address these issues to how efficiencies and controls can be jbissell@westfairinc.com that plague our local and national econ- implemented.” s cities and towns nationwide omy,” said John Pizzarelli, principal of Pizzarelli and Corbet said Municipal struggle with budget deficits, Municipal Enterprise Solutions. “The best Enterprise Solutions plans to not only unfunded pensions and increas- way we believe we can make a difference consult and advise its clients on the projing health care costs, a new consulting and impact is at the grassroots level — one ects it works on, but also train its clients firm in Stamford hopes to start making a municipality at a time.” in sustainable process improvements to difference locally. While accounting firms will typically help them find additional ways of “doing Municipal Enterprise Solutions L.L.C. advise municipalities, Pizzarelli said that more with less,” long after Municipal officially opened its doors this month between the three founders’ experiences Enterprise Solutions worked with them. with the goal of helping municipalities working with government entities over “The response to our mission has been and other government entities enhance the last several years, the group has “seen overwhelmingly positive,” Corbet said. operational processes, eliminate inef- pretty much all of it.” The group already has a number of projficiencies, improve risk control and, of Pizzarelli previously served as presi- ects under way, all related to the similar T:10 in course, reduce expenses. dent of insurance provider CIFG Holdings themes of oversight, benchmarking best

practices and improving internal controls. Specific clients were not disclosed. Local economists and business analysts have suggested that increased regionalism among Connecticut’s municipalities could be a way to spur economic growth through improved efficiencies. For instance, the recent restructuring of the probate courts in Connecticut to combine multiple jurisdictions has saved the court system a significant amount of time and money. Webster Bank’s Nick Perna has previously called for the public sector to catch up to streamlined processes that are standard for the private sector. “We make judgments about efficiencies every minute of the day in the private sector,” Perna said in September. “Why don’t we do that in the public sector?” Pizzarelli and Corbet said they agree. “Already we are seeing movement in the area of fire protection, as small towns realize it is quite expensive to provide services that sit idle a good part of the time, still incurring costs,” Pizzarelli said. “We are excited about the concept of shared services and its expansion in the local government sector.”

As you work through storm-related concerns, please reach out to the team at any First Niagara branch, or give us a call at 1-800-421-0004 so we can Do Great Things, together.

BE GREAT

NEIGHBORS.

Visit firstniagara.com for a complete list of relief-related items. We’ll all get through this together.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 26, 2012 11

T:5.625 in

Sandy’s impact continues to affect our region. We know you, your families, and your businesses continue to face challenges related to this unprecedented storm. The last thing you need to worry about is banking. That’s why we’re waiving fees incurred during the storm. While you’re getting back on your feet, know that we’re here to help you get up and running as quickly and as easily as possible with special loan programs and a donation to the American Red Cross.

THE LIST

Listed alphabetically.

CMOs and Marketing Directors CMOs and Marketing Directors

FAIRFIELD COUNTY NEXT LIST: DECEMBER 3 FITNESS CENTERS

Listed alphabetically. Name, address, phone number Area code: 203 (unless otherwise noted) Website

A.G. Williams Painting Co. 26 Arcadia Road, Old Greenwich 06870 618-0058 • agwilliamspainting.com

Angel Commercial Real Estate 1375 Kings Highway, Suite 210, Fairfield 06824 335-6600 • angelcommercial.com

Building Blocks Early Learning Center L.L.C. 72 Camp Ave., Stamford 06907 517-9769 • blockslearning.com

Bridgeport Hospital 267 Grant St., Bridgeport 06610 384-3000 • bridgeporthospital.com

Cengage Learning Inc. 200 First Stamford Place, Suite 400, Stamford 06902 965-8600 • cenage.com

Cohen & Wolf P.C. 1115 Broad St., Bridgeport 06604 cohenandwolf.com

Compass Diversified Holdings 61 Wilton Road, Stamford 06880 221-1703 • compassequity.com

Deloitte* 1633 Broadway, New York, NY 10019 (212) 436-2000 • deloitte.com

Diageo North America Inc.* P.O. Box 778, Hartford 06142 229-2100 • diageo.com

EMCOR Group Inc. 301 Merritt 7, Norwalk 06851 849-7800 • emcorgroup.com

Fairfield University 1073 N. Benson Road, Fairfield 06824 254-4000 • fairfield.edu

First County Bank 160 Atlantic St., Stamford 06904 462-4400 • firstcountybank.com

General Electric Co. 3135 Easton Turnpike, Fairfield 06828 373-2211 • ge.com

The IHC Group 96 Cummings Point Road, Stamford 06902 358-8000 • independenceholding.com

IMS Health Inc. 901 Main Ave., Suite 612, Norwalk 06851 845-5200 • imshealth.com

J.H. Cohn L.L.P.* 76 Batterson Park Road, Farmington 06032 (860) 678-6000 • jhcohn.com

CMO/Director Year appointed/joined company

Paul Viggiano Director of business administration and marketing 2008

Name, address, phone number Area code: 203 (unless otherwise noted) Website

KAYACK 55 N. Water St., Suite 1, Norwalk 06854 899-3100 • kayak.com

Nili Walp Director of marketing 2011

The Millburn Corp.

Marc l. Hoffman CMO NA

Priceline.com Inc.

Audrey Wise Director of marketing NA Rich Foley Executive vice president, sales and marketing 2002 Kimberly A. Brooks Marketing director 2011 Jennifer L. Wyman Director of marketing 2007 Jessica Kosmowski Principal, M&A Consultative Services, Deloitte Consulting L.L.P. and CMO, U.S. strategy and operations practice

Andy Fennell CMO, Diageo P.L.C. 2008 Mava K. Heffler Vice president and CMO NA Rama Sudhakar Vice president for marketing and communciations 2007

411 W. Putnam Ave., Greenwich 06830 625-8220 • millburncorp.com

800 Connecticut Ave., Norwalk 06854 299-8000 • priceline.com

Purdue Pharma L.P. 201 Tresser Blvd., Stamford 06615 588-8000 • purduepharma.com

Radisphere 500 Post Road East, Westport 06880 222-6300 • radispheregroup.com

RBS Americas 600 Washington Blvd., Stamford 06109 rbs.com • citizensbank.com

St. Vincent's Medical Center 2800 Main St., Bridgeport 06606 576-6000 • stvincents.org

SeriousFun Children's Network 288 Saugatuck Ave., Westport 06880 562-1203 • seriousfunnetwork.org

Sikorsky 6900 Main St., Stratford 06614 386-4000 • sikorsky.com

Sturm Ruger & Company Inc. 1 Lacey Place, Southport 06890 259-7843 • ruger.com

UBS 677 Washington Blvd., Stamford 06912 719-3000 • ubs.com

Karen Kelly Senior vice president and CMO 2008

United Rentals Inc.

Beth Comstock Senior vice president and CMO 2003

Xerox Corp.

Jeffrey C. Smedsrud Chief marketing and strategy officer 2007 Betty Nelson Vice president, global marketing 2011 Charles G. Ludmer Principal and CMO, Nexia International Liaison 2008

Questions or comments, call (914) 694-3600, ext. 3005. Source: Information obtained from company websites. * Company has locations in Fairfield County. NA Not available.

12 Week of November 26, 2012 • Fairfield County Business Journal

4 Greenwich Office Park, Greenwich 06830 622-3131 • ur.com

45 Glover Ave., Norwalk 06856 (800) 334-6200 • xerox.com

Webster Bank 145 Bank St., Waterbury 06702 578-2202 • websteronline.com

William B. Meyer 255 Long Beach Blvd., Stratford 06615 (800) 727-5985 • williambmeyer.com

World Wrestling Entertainment 1241 E. Main St., Stamford 06902 352-8600 • wwe.com

CMO/Director Year appointed

Robert Birge CMO 2009 Craig Gilbert CMO 2011 Brett Keller CMO 2002 Russ Gasdia Vice president, sales and marketing 2006 Alison Shurell CMO 2011 Theresa McLaughlin Group executive vice president, chief marketing and communications officer, Citizens Financial Group Inc. 1995 Noreen McNicholas Director, marketing 2005 Michael Havard CMO 2011 Robert Kokorda Vice president, sales and marketing NA Christopher Killoy Vice president, sales and marketing 2006 Paula D. Politio CMO, UBS Wealth Management Americas 2009 Juan Corsillo Senior vice president and CMO 2012 Christa Carone Vice president and CMO 2008 Michelle M. Crecca Executive vice president and CMO, Webster and Webster Bank 2008 Penny Shawah Director, marketing and strategy 2010 Michelle D. Wilson CMO 2011

social media trends

by bruce newman

Social media privacy? No such thing

hen my 20-year-old son broke up with his girlfriend, the first thing both of them did was change their Facebook status. When people wanted to obtain a lot of signatures for a petition for financial aid for Sandy victims, they turned to social media and within 48 hours had over 10,000 signers. When President Obama needed financial backing, he turned to the Internet and gathered 3 million people who donated more than $500 million. What do these seemingly disparate actions have in common? They all involve some type of online interaction. These interactions can be as simple as exchanging emails between two people. As we sit in front of our computers, we think of ourselves as being somewhat isolated, tethered to the world through some type of communication line. Yet, it is through this tether that our communication in real time with people all over the world becomes possible. Social media is exactly what its title declares it to be: social. Because I’m sending an email to someone, there’s no reason to assume that it will remain private. Google, for example, stores every email that is sent via Gmail. It also keeps track of the selections of every Chrome browser user. To hide the size of its storage facilities, it even omits their images from being displayed on its satellite images. This content is also unregulated despite several numerous attempts by a number of parties. Social media encourages people to be social — and to receive rewards for their actions. Facebook rewards consistent posters with a higher Edgerank. LinkedIn rewards consistent contributors by including them on frequent poster listings. (So far, these postings do not affect their search rankings, unlike Blogger.) The top of each Twitter page displays the number of followers, which unfortunately is very important to many people. (What should be more important to them is the ratio of followers to number of people followed. An industry leader should have at least a 4:1 ratio of followers to following.) With all of this emphasis on being social, how can we assume that any privacy exists online? We shouldn’t, but yet, we do. We want to believe that when we send an email, only the party (or parties) that it is directed to will read it. Maybe we expect anonymity because of the billions of emails and posts that are made online every day. That occurs most of the time. However, these posts can also

stand out. The employee who makes disparaging remarks online about his or her boss and company isn’t (usually) doing it to be fired or disciplined. They’re just talking or relating to others about their experiences. But it’s online – and not private, despite their wishes. Even being the director of the CIA does not mean you are immune to scrutiny. Anything online is fair game. There are a growing number of monitoring programs designed to uncover sentiment across numerous social media

sites. They track what people are saying and allow a company to rapidly respond. They also do not take into account any notions of privacy; they just seek relevant information. So, social media privacy is really a misnomer. It doesn’t exist. It’s also why every company should require a social media policy that specifically tells employees and contractors what they can and cannot do. Remember the next time you send an email or post to a private group that despite your intentions, it can always be

retrieved and viewed by others. Bruce Newman is the president of wwWebevents.com, a division of The Productivity Institute L.L.C. in Carmel. He is a social media guru and a specialist on webinar creation and promotion. Newman is currently completing a comprehensive webinar training course, The Complete Webinar Training Course – Everything you need to know to create and promote highly successful webinars, which will soon be available. He can be reached at bnewman@ prodinst.com.

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IS RIGHT AT YOUR FINGERTIPS. Join today for immediate membership access at westfaironline.com or contact

Kristina Cook | (914) 694-3600, ext. 3033 | kcook@westfairinc.com FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 26, 2012 13

More than a home, a lifestyle 14 Market St, Ridgefield, Ct

Features This Victorian inspired custom home on two level acres in downtown Ridgefield is quintessential Connecticut. This village charmer is walking distance to shops, restaurants, museums, theatres, library and seamlessly blends today’s finest appointments with old world charm. Take in a movie in the 24-seat Art Deco movie theatre, entertain by the pool or in the home’s authentic English pub. Uncompromising craftsmanship and the best of everything. Enjoy life in Fairfield County’s # 1 “Place to Live.” $ 4 Million

Contact Lia Grasso of Prudential Douglas Elliman at lia@liagrasso.com or call (914) 584-8440 for more detailed information and a visit to this Ridgefield, CT masterpiece.

14 Week of November 26, 2012 • Fairfield County Business Journal

SPECIAL REPORT Wealth Management

Photo by Patrick Gallagher.

Wall Street jumpy as Washington debates ‘cliff’

Congressman Jim Himes.

BY PATRICK GALLAGHER AND JENNIFER BISSELL

pgallagher@westfairinc.com jbissell@westfairinc.com

s signs pointed toward at least a partial solution to the oncoming “fiscal cliff,” financial experts cautioned that even with a grand bargain, U.S. economic growth over the early months of 2013 would likely continue to be in the 1 to 2 percent range. At the opening bell Nov. 19, financial markets were quick to react positively to reports that Republicans were closer to accepting revenue increases — and perhaps even limited tax rate increases — in exchange for entitlement spending cuts and other reforms. However, William Kennedy, chief

investment officer of Fieldpoint Private Bank & Trust in Greenwich, said it is important to view the fiscal cliff issue in the broader context of what has been and will likely continue to be a slowgrowth economy for the short term. “We see the fiscal cliff as an extension of our broader investment thesis, which is that we think we’re in a multiyear deleveraging cycle,” Kennedy said. What that likely means, Kennedy said, is that consumers will continue to reduce their debt as a percentage of their disposable income and that governments will continue to reduce their debt as a percentage of their gross economic output. With the media and stock markets reacting to seemingly every innocuous comment that appears to shed new light

Lawmakers looked to steer nation away from the fiscal cliff.

on the fiscal cliff debate, “The important thing is to take all of this macro noise, this spin if you will, and break it down to the individuals’ situation,” said Peter Chieco, senior vice president of Morgan Stanley Wealth Management, which was previously called Morgan Stanley Smith Barney.

Chieco, who is based out of the firm’s Greenwich office, said the likeliest outcome points to a tax increase for at least some earners and for uncertainty to result in a low U.S. gross domestic product in the first quarter of 2013. “There’s a lot of volatility around this Wall Street, page 16

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 26, 2012 15

UConn to offer undergraduate financial management degree

he University of Connecticut will be offering a new undergraduate degree in financial management next fall at its Stamford campus. The addition is part of a broader initiative by the university to expand its academic offerings at the Stamford campus and is aimed at helping students to start careers in corporate financial management and analysis, and investment and portfolio management. UConn School of Business Dean said the university expects to work collaboratively with area companies and other professional organizations to provide students with mentoring opportunities, internship and job openings, speakers and endowed scholarships. “The Fairfield County business community has frequently expressed a strong desire for the university to initiate such a program,” Elliott said in a prepared statement. “Development of the major was both an important and a welcome task.” With the Stamford area host to highcaliber firms including UBS, the Royal Bank of Scotland Group, Starwood Hotels

and Resorts Worldwide, and Pitney Bowes, among others, Elliott said the program “has great potential to play a significant strategic role in the economic development of the greater Fairfield County area.” The program has been accredited by the Association to Advance Collegiate Schools of Business, making it the only undergraduate finance degree at a public university in Fairfield County to be AACSB-accredited. The first class to proceed through the program will graduate in 2017.

– Jennifer Bissell

WALL STREET — From page 15

issue,” Chieco said. “We do say that, irrespective of an agreement, that there will be a tax year that will be higher for some segments.” ‘What do I do?’ The volatility is in part a result of decreased trading volume in 2012 compared to previous years, Kennedy said. In 2012, the average volume for trading on the New York Stock Exchange is down about 18 to 20 percent compared to 2011 and is down about 40 percent compared to where it was five years ago, he said. “Low volume means that the quality of rallies are quite suspect because you don’t have the full market participating,” Kennedy said. When volume is low, “the propensity for dramatic volatility spikes is quite high.” He cautioned, “It would not take much bad news around the fiscal cliff between now and the end of the year to see a pretty sharp downdraft” in U.S. equity markets. As individuals seek to navigate the possible outcomes of the fiscal cliff negotiations, Chieco advised against overreacting to the markets or to making decisions fueled by tax considerations. “Our clientele is asking on a daily basis, ‘What do I do?’ The answer is, it always depends on everybody’s specific situation,” he said. “When it comes to investments and taxes, you really have to know your numbers because you don’t want to make an investment decision with taxes as a major component. It’s a component, but it shouldn’t lead the decision.” Capitol perspective Now that President Obama has been re-elected, Rep. Jim Himes, a Greenwich Democrat and former Goldman Sachs executive, said there’s been a definite change in tone on Capitol Hill. While Republicans previously argued for the continuation of all of the Bush tax measures that are set to expire, House Speaker John Boehner has indicated that he would accept increased revenues, possibly through the closing of loopholes and deductions. “The outcome of the election returned a cast of characters used to negotiating with each other,” Himes said. “There’s more of a conciliatory tone, especially from the speaker, that you’ve never heard before.” Himes said Congress will likely be able to reach a deal, adding that he’d like to see a comprehensive, balanced approach that protects the country’s most vulnerable citizens and infrastruc-

16 Week of November 26, 2012 • Fairfield County Business Journal

ture. As tax code and entitlement reforms would require significant legislation, Himes said the likeliest outcome is for Congress to establish a process to address the cliff during the lame duck session and execute it after Jan. 1. Writing the actual legislation will take time, he said. Himes said that for the past two years, he has been trying to promote the principals behind the Simpson-Bowles plan that placed every area of government spending on the chopping block. “The key thing is not determining what won’t be cut, but walking in with a compromising state of mind,” Himes said. “The approach has to be that everything is on the table.” Joseph McGee, vice president for public policy and programs of The Business Council of Fairfield County, said Obama’s reelection puts the ball in his court, and added that a compromise is critical. “There’s no one way or the other, there’s got to be a compromise on tax policy,” said McGee. “Yes the wealthy are going to pay more. Yes we’re going to cut the defense budget.” McGee said businesses would like to see a deal reached as soon as possible. Until business leaders know what they can expect, he said the cash in their pockets will stay there. “This is an artificially created political problem,” McGee said. “And they better fix it.” Researchers at think tank Citizens for Tax Justice said the impacts of any tax increases on the wealthy would likely be less severe than some are predicting. Steve Wamhoff, legislative director of Citizens for Tax Justice, challenged the argument made by some economists and pundits that increased taxes on high earners would curtail hiring by small businesses. “Businesses hire people if they believe that will result in profit,” said. “It would be irrational to turn down a profitable opportunity just because your tax on the profit may be five percentage points higher.”

Report shows expanded wealth gap BY PATRICK GALLAGHER

pgallagher@westfairinc.com

ven before the recession hit, the distribution of wealth in Connecticut underwent a drastic shift that saw the state go from being one of the most egalitarian states to being one of the most unequal, according to a new report. Between 1977 and 2007, the gap between Connecticut’s wealthiest residents and everyone else grew faster than in any other state, according to a report published Nov. 15 by the Connecticut Association for Human Services (CAHS) and Connecticut Voices for Children. In 1977, the wealth gap between the top 20 percent of all Connecticut earners and the middle 20 percent of all earners was the ninth smallest among the 50 states. By 2007, the gap between the top fifth and the middle fifth had grown to the seventh largest in the country. Similarly, the gap between the top 20 percent of all Connecticut earners and the bottom 20 percent of all earners went from being the fifth smallest in the country in 1977 to being the third largest in 2007. The report’s authors utilized Census wage data for the period being examined, in addition to data provided by the Internal Revenue Service and the Connecticut Department of Revenue Services. “Altogether, the Census figures present a clear picture: To a degree greater than any other state, the benefits from three decades of growth in Connecticut have gone to the wealthy,” the report states. The share of Connecticut’s total adjusted gross income (AGI) going to the top 1 percent of all earners increased to 28 percent in 2007 from 17 percent in 1977. Connecticut wage earners falling into the 99th percentile averaged $766,000 in annual income in 2007, while those falling into the bottom 20 percent of all earners averaged $17,000, the report stated. Based on the data analyzed by the report, Connecticut earners falling into the 95th percentile of all earners averaged $225,000 in annual income in 2007 — putting their average annual earnings closer to that of the bottom fifth of the population than the top 1 percent. “This increasing divide shows that we need to redouble our efforts to ensure economic success is within reach for working families,” said CAHS Executive

Director James Horan in a statement. “The latest research on the impact of inequality is very troubling. Our economy won’t truly rebound without shared prosperity, and we just don’t have the policy framework in place.” Liz Dupont-Diehl, policy director for CAHS, said the upcoming legislative session, in which Gov. Dannel P. Malloy will present his biannual budget proposal, represents an opportunity for significant

reforms to aid the lower and middle classes. “The Malloy administration and the legislature have been pretty good over the past couple of years in not shredding the safety net,” Dupont-Diehl said. “But now we need to invest in people.” She said the organizations are advocating for measures such as increasing and indexing the minimum wage against inflation and increasing access

to education and higher education. Other items being advocated for by CAHS include the shoring up of the unemployment insurance compensation trust fund, the strengthening of programs like the state’s earned income tax credit, and adjustments to state and local tax codes that reduce reliance on property and sales taxes, which can disproportionately impact low-income households.

Lots of advisors suit up, show up and keep up. But how many know when to speak up?

Team McGladrey Golfer Zach Johnson and his caddie, Damon Green.

Power comes from being understood.SM A strong strategic partner should know you and your organization well enough to know when to step up with insights, suggestions and fresh ideas. And when you trust the advice you’re getting, you know your next move is the right move. This is the power of being understood. This is McGladrey. Experience the power. Go to zachisunderstood.com. For more information, contact Connecticut Office Managing Partner Tony Ceci at 203.905.5000.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 26, 2012 17

The best part of my job Recently, I spent my Saturday visiting seven different galleries and artist studio buildings in Bridgeport that were all part of the annual Bridgeport Arts Trail. I was enjoying looking at art just like any of the other visitors, but another fun part for me was bumping into so many people I have come to know through my work. Each of them had made time on the same Saturday to come and see the art. I guess you could call it an opportunity for more networking, but it was more than that. What I felt that day was a sense of being part of a creative community that stretches across the region. Sure, I did a little business, passing out my card to new people I met and telling them about what the Cultural Alliance has to offer. But I also was just enjoying being together in the peaceful pursuit of looking at art. It reminded me of why I am so lucky to have the job I have. It gives me the opportunity to assist and get to know so many dedicated creative people. I count not only artists as these creative workers but also all the people who run the organizations that present the artists. The Cultural Alliance had promoted the Art Trail through FCBuzz.org, our arts and cultural events website and through our weekly e-buzz newsletter. While waiting to say hello to a gallery owner who was speaking to someone else, I overheard him ask, “How did you find out about the Bridgeport Arts Trail?” The stranger said, “Oh, I am on FCBuzz.org. I get their newsletter every week.” Of course, I proudly stepped up and said, “Wow, that’s our website! What’s your name?” As the artist from New Canaan introduced herself, the creative circle got just a little bigger. I’m sure I’ll bump into her again.

Ryan Odinak Executive Director Cultural Alliance of Fairfield County

The mission of the Cultural Alliance of Fairfield County is to support cultural organizations, artists and creative businesses by providing promotion, services and advocacy. For more information, visit CulturalAllianceFC.org or email infoCulturalAllianceFC.org or call 256-2329. For events lists, visit FCBuzz.org.

FCBUZZ All aboard the ‘Holiday Express Train Show!’

The Fairfield Museum’s “Holiday Express Train Show!” brings out the kid in everyone.

After the Fairfield tree-lighting ceremony, warm up at the Fairfield Museum and History Center and be the first to see the new displays at 7 p.m. Nov. 30, opening night of the “Holiday Express Train Show!” Kids and adults alike will delight in the magic of the model trains winding around a winter wonderland of spectacular trees and beautiful holiday scenery. Members of the Fairfield-based Housatonic Model Railroad Club and the Connecticut G-Scalers Club will be on hand to answer questions and point out

details of the collectibles, classic trains, modular dioramas and antique trains in this holiday display. Holiday gifts for train lovers will be on sale in the museum’s gift shop, and the museum plans a host of railroad-related programs. Of course, the museum is more than a “whistle stop.” Its creation was a community-wide effort, and now it serves as a vital touchstone, a place to exchange ideas and a center for learning for generations to come. Through its exhibitions, programs and activities, we explore who we are and learn how our corner of the world came to be and how our future might unfold. The train show runs Dec. 1 through Jan. 2. Hours are 11 a.m. to 1 p.m. weekdays from Dec. 1-21 and from noon to 4 p.m. weekends Dec. 1 through 30. During the holiday vacation week, the hours will be noon to 4 p.m. Dec. 24 and 31 and 10 a.m. to 4 p.m. Dec. 26 through 28. The Jan. 2 hours are 11 a.m. to 2 p.m. The museum is closed Christmas and New Year’s days. Opening night admission is $3; free for children under age 5. Otherwise, museum admission is $5; $3 for students ages 6 to 22 and for senior citizens. The museum is at 370 Beach Road. Call 259-1598 or visit fairfieldhistory.org

Music op

The Stamford Symphony Orchestra is pleased to Initial applications and recordings must be received announce its Instrumental Scholarship Competition in the symphony offices by Dec 3. Applicants must for 2012 with Jeniam Foundation submit an application, a recently prizes of $10,000 for first place and recorded CD or audiocassette, three $7,000 for second. letters of recommendation, a high This yearly competition is open school transcript, proof of residency, to high school seniors in the state a brief biography and the $40 entry of Connecticut and is judged by a fee. Those selected as finalists must panel of distinguished professional perform a 15-minute program for an expert panel of judges in January. musicians from the New York To apply, download a scholarship metropolitan area. It is intended The Stamford Symphony Orchestra performs. application at stamfordsymphony. to recognize and encourage high org or contact the Stamford school musicians in their senior year to continue studies on their instruments as music Symphony education department at (203) 325performance majors at accredited conservatories, 1407, ext. 12 or MusicEd@StamfordSymphony.org The Stamford Symphony is the resident orchestra colleges and universities. Scholarship recipients are recognized at the Stamford Symphony’s January at the Stamford Center for the Arts’ Palace Theatre, Saturday evening Orchestra Classics concert at the in downtown Stamford. Led by music director Eckart Palace Theatre. They are also invited to participate Preu, the Stamford Symphony is an ensemble of in local performances and to perform at the annual professional musicians from New York City and its surrounding areas. meeting of the Stamford Symphony Society.

Visit FCBuzz.org for more information on events and how to get listed. 18 Week of November 26, 2012 • Fairfield County Business Journal

Presented by: Cultural Alliance of Fairfield County

FAIRFIELD COUNTY

BUSINESS JOURNAL Cherry Hill Glass, Branford, contractor for HPHU Direct L.L.C. Perform external renovations at an American Wire Corp., 1 West existing commercial building, 290 Road, Sandy Hook., Chapter 11. Harbor Drive, Stamford. Estimated Filed Nov. 14, case no. 12-52038. cost: $735,000. Filed Nov. 13. Assets: $0 to $50,000. Liabilities: $100,001 to $500,000. Creditors: Elektrisola Inc., $45,174; Citi Plati- First Stamford Place L.L.C. Pernum Select, $32,856; town of New- form interior renovations at an town, $29,698; town of Newtown, existing commercial building, 151 $8,014; and Connecticut Light & Greenwich Ave., Stamford. EstiPower, $5,219. Type of business: mated cost: $4 million. Filed Nov. 9. corporation. Debtor’s attorney: Matthew K. Beatman, Zeisler & Malkin Construction, StamZeisler P.C., Bridgeport. ford, contractor for First Stamford Place L.L.C. Perform interior renovations at an existing comBUILDING mercial building, 151 Greenwich PERMITS Ave., Stamford. Estimated cost: $195,000. Filed Nov. 14. COMMERCIAL Malkin Construction, Stamford, AP Construction, Stamford, con- contractor for One Station Place tractor for SAC Capitol Advisors. L.P. Perform interior renovations Lay Foundation for commercial at an existing commercial buildpurposes, 72 Cummings Point ing, 429 Washington Blvd., StamRoad, Stamford. Estimated cost: $1 ford. Estimated cost: $95,000. Filed Nov. 14. million. Filed Nov. 9.

BANKRUPTCIES

Signature Construction, Stamford, contractor for Three Stamford Plaza. Perform renovations at an existing commercial building, 301 Tresser Blvd., 13th floor, Stamford. Estimated cost: $25,000. Filed Nov. 15. Signature Construction, Stamford, contractor for One Stamford Plaza. Perform interior alterations at an existing commercial building, 263 Tresser Blvd., 16th floor, Stamford. Estimated cost: $650,000. Filed Nov. 15. TBD, contractor for the town of Darien. Perform renovations at an existing commercial building, 35 Leroy Ave., Darien. Estimated cost: $2.5 million. Filed Nov. 7. Turner Construction L.L.C., Milford, contractor for Purdue Pharma. Perform interior renovations at an existing commercial building, 201 Tresser Blvd., Stamford. Estimated cost: $1.06 million. Filed Nov. 14.

Marios Roof, Norwalk, contractor for Silvia Torres. Fit-out an existing commercial building for Sil- RESIDENTIAL via’s Beauty Salon, 970 E. Main St., Stamford. Estimated cost: $53,325. Filed Nov. 15. Abrams, Lucy. Perform external renovations at an existing singlefamily residence, 25 Leonard St., Cherry Hill Glass, Branford, con- Mill River House. Perform inte- Stamford. Estimated cost: $4,216. rior alterations at an existing comtractor for HPHU Direct L.L.C. Filed Nov. 17. Perform external renovations at an mercial building, 35 W. Broad St., existing commercial building, 208 Stamford. Estimated cost: $36,000. Bellete, Goi Yom, Stamford, conHarbor Drive, Stamford. Estimated Filed Nov. 7. tractor for Frisbie Street L.L.C. cost: $225,000. Filed Nov. 13. Construct a new single-family resiRMS Construction, Stamford, dence, 15 Frisbie St., Lot 4., Stamcontractor for RMS Franklin L.L.C. ford. Estimated cost: $522,650. Lay a foundation for commercial Filed Nov. 9. purposes, 75 Camp Ave., Stamford. Estimated cost: $350,000. Filed Nov. 8. Broadway Kitchen and Bath, Items appearing in the Fairfield Swansea, Mass., contractor for VoCounty Business Journal’s On The maka. Perform interior renovations Record section are compiled from Robert S. Fens Inc., contractor at an existing single-family resivarious sources, including public for Craig Horrigan. Perform al- dence, 83 Kenilworth Drive West, records made available to the media terations to an existing commercial Stamford. Estimated cost: $31,000. by federal, state and municipal building, 4 High Ridge Park, Stam- Filed Nov. 7. agencies and the court system. ford. Estimated cost: $2,500. Filed While every effort is made to ensure Nov. 13. the accuracy of this information, Casey Construction, Ridgefield, no liability is assumed for errors or omissions. In the case of legal contractor for Thomas M. Duff. Scape Tech Landscape Technol- Perform external additions at an exaction, the records cited are open ogy Inc., Stockbridge, Ga., contrac- isting single-family residence, 108 to public scrutiny and should be inspected before any action is taken. tor for Soundview Farms L.L.C. Rock Road, Ridgefield. Estimated Redo existing parking lot, 22 Gate cost: $16,000. Filed Nov. 1. Questions and comments regarding House Road, Stamford. Estimated this section should be directed to: cost: $253,000. Filed Nov. 14. Cherry Hill Glass, Branford, contractor for HPHU Direct L.L.C. Perform external renovations at an existing commercial building, 181 Harbor Drive, Stamford. Estimated cost: $529,000. Filed Nov. 13.

Bob Rozycki c/o Westfair Communications Inc. 3 Gannett Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: (914)694-3600 Fax: (914)694-3680

Catalfamo, Joseph, contractor for, James B. Kane. Perform an addition of an auxiliary building to an existing single-family residence, 147 Five Mile River Road, Darien. Estimated cost: $10,000. Filed Nov. 5. Catalfamo, Joseph, contractor for, James B. Kane. Lay a foundation for addition only, 147 Five Mile River Road, Darien. Estimated cost: $20,000. Filed Nov. 5.

Fox Hill Builders, Darien, contractor for Jocelyn AuYeung Wietfeldt. Perform alterations to an existing single-family residence, 168 Marvin Ridge Road, New Canaan. Estimated cost: $140,000. Filed Nov. 6. Fox, Mark, contractor for Kara and Nick Duncan. Perform additions and alterations at an existing singlefamily residence, 20 Deerfield Road, Darien. Estimated cost: $22,000. Filed Nov. 6.

LTB Properties L.L.C., Norwalk, contractor for Scott Church. Perform alterations and renovations at an existing single-family residence, 74 Elmbrook Road, Stamford. Estimated cost: $71,000. Filed Nov. 13. Maggiore Construction, Norwalk, contractor for David Sinclair. Repairs from storm damage, 140 Five Mile River Road, Darien. Estimated cost: $50,000. Filed Nov. 5.

Malloy, Chris. Perform renovations at an existing single-family Front Row Kitchens, Norwalk, residence, 37 Barholm Ave., Stamcontractor for Nicholas F. Cognetta ford. Estimated cost: $306,810. Jr. Perform alterations to an existing Filed Nov. 13. single-family residence, 131 Nursery Road, New Canaan. Estimated Neupmann Fine Carpentry, cost: $69,000. Filed Nov. 12. Danbury, contractor for Kathryn Cristofranco, Antonella. Perform Devereaux and Robert R. Geitz. renovations at an existing singlefamily residence, 245 Bouton Street G & S Renovations L.L.C., Good- Perform additions to a single-famWest, Stamford. Estimated cost: man. Re-roof an existing single- ily residence, 43 St. John Place, New $23,700. Filed Nov. 15. family residence, 20 Fawn Drive, Canaan. Estimated cost: $60,600. Stamford. Estimated cost: $30,000. Filed Nov. 12. Filed Nov. 16. Design Builders and RemodelNew Owner. Perform alteraing Inc., Ridgefield, contractor for Gary P Barr. Perform alterations Hallas Association L.L.C., Nor- tions to an existing single-family and renovations at an existing sin- walk, contractor for M. Marseglia. residence, 19 Fawn Lane, New gle-family residence, 35 Cattle Pen Perform interior renovations and Canaan. Estimated cost: $31,000. Lane, Ridgefield. Estimated cost: alterations at an existing single- Filed Nov. 9. $126,000. Filed Oct. 26. family residence, 86 Barmore Drive West, Stamford. Estimated cost: Nilla, Teresa, New Canaan. Per$45,000. Filed Nov. 7. form external renovations at an Di Gesu, V., contractor for Benexisting single-family residence, 18 nett Schwartz. Construct a retaining wall at an existing single-family Hemingway Construction, Nutmeg Lane, New Canaan. Estiresidence, 22 Revonah Circle, Stam- Greenwich, contractor for Sara and mated cost: $8,000. Filed Nov. 12. ford. Estimated cost: $1,000. Filed Bryan Murphy. Construct a new Nov. 7. single-family residence, 1 Bay Water, Darien. Estimated cost: $1.07 Nolan, Donal. Perform interior renovations at an existing singlemillion. Filed Nov. 1. family residence, 63 Scofield Ave., Digesu Building Contractors Stamford. Estimated cost: $27,150. L.L.C., Stamford, contractor for Joe Bracchitta. Perform renovations at Jonas, Kerstin and Jerrold. Per- Filed Nov. 15. an existing single-family residence, form alterations and addition of a 28 Pony Trail Road, Stamford. Es- second-story to an existing singletimated cost: $9,800. Filed Nov. 15. family residence, 80 S. Olmstead Priest, Barbara. Repair storm damage, 119 Carter Drive, StamDiPalma, John. Repair storm Lane, Ridgefield. Estimated cost: ford. Estimated cost: $100,000. damage, 28 Shelter Rock Road, $262,656. Filed Nov. 14. Filed Nov. 14. Stamford. Estimated cost: $46,000. Filed Nov. 9. Kitchen Magic, Nazareth, Pa., contractor for Odeta Tolliver. Perform Renaissance Partners, New Canaan, contractor for Natalie Duggan, James, contractor for Joe renovations at an existing single- Klykova and Joseph C. Valdes. PerWilson. Perform interior renova- family residence, 77 Holmes Ave., form additions to a single-family tions at an existing commercial Darien. Estimated cost: $46,000. residence, 62 Salem Road, New Cabuilding, 19 Nutmeg Lane, Stam- Filed Nov. 7. naan. Estimated cost: $30,000. Filed ford. Estimated cost: $28,000. Filed Nov. 12. Nov. 8. L&B Remodeling, Ridgefield, contractor for Eric S. Cott. PerSasha Construction L.L.C., StamEvans, Mary Jane and James. form additions and renovations at ford, contractor for Mario Lombaran existing single-family residence, Perform additions and alteradi. Construct three new townhouse tions at an existing single-fam- 11 Rainbow Drive, Ridgefield. Es- units, 44 Raymond St., Stamford. timated cost: $9,000. Filed Oct. 26. ily residence, 204 Spring Valley Estimated cost: $642,840. Filed Road, Ridgefield. Estimated cost: Nov. 9. $47,256. Filed Nov. 14. Chelsea Carpentry, Norwalk, contractor for Lisa and Anthony Tuffy. Perform alterations to an existing single-family residence, 180 Heritage Hill Road, New Canaan. Estimated cost: $65,000. Filed Nov. 8.

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 26, 2012 19

on the record Automated Media Services Inc., Allendale, N.J. Filed by Nancy Wolinsky, Fairfield. Plaintiff’s attorney: James R. Winkel, Milford. Action: The defendant has failed to pay plaintiff $28,770 for her bookkeeping services. Filed Nov. 14. Sun Darien Partners, Darien, Case no. 6031470. contractor for CL Darien Properties L.L.C. Construct townhouses at a residential community, 289 AWTY Productions L.L.C., Santa Hoyt St., Darien. Estimated cost: Monica, Calif. Filed by Jennifer Buturla. Plaintiff’s attorney: John $788,000. Filed Nov. 13. R. Williams, New Haven. Action: Plaintiff alleges she was sexually The Barn Yard Inc., Windsor harassed by a co-worker while in Locks, contractor for David G. the employ of the defendant, and Casciari Sr., Construct an acces- when she raised the issue her emsory building, at an existing single- ployment was terminated. The family residence, 41 Scodon Drive, plaintiff issued a judgment against Ridgefield. Estimated cost: $33,408. the defendant for maintaining a Filed Nov. 9. hostile working environment and claims compensatory damages in TR Building and Remodeling, excess of $15,000. Filed Nov. 14. New Canaan, contractor for Eliza- Case no. 6031460. beth and Matthew Janiga. Perform alterations to an existing single- Carlson Construction L.L.C. family residence, 137 Oenoke Filed by Sherwin-Williams Co. Ridge, New Canaan. Estimated Plaintiff’s attorney: Joel M. Jolles, cost: $175,000. Filed Nov. 7. Hamden. Action: The defendant received goods and materiUsedo, Ana. Perform interior alter- als from the plaintiff valued at ations at a single-family residence, $9,103.28. The plaintiff demands 24 Jessup St., Stamford. Estimated monetary damages between $2,500 and $15,000. Filed Nov. 9. cost: $2,000. Filed Nov. 9. Case no. 6031372. Strout, Donna and John Sr. Perform additions to a single-family residence, 148 Gerdes Road, New Canaan. Estimated cost: $193,400. Filed Nov. 8.

Westport Builders Group, Westport, contractor for Bernard Devereaux. Perform external renovations at an existing single-family residence, 36 Boulder Brook Drive, Stamford. Estimated cost: $21,000. Filed Nov. 16. WFC Construction Management Inc., Harrison, N.Y., contractor for Matt Lisk. Perform interior renovations at an existing single-family residence, 57 Westminster Road, Stamford. Estimated cost: $10,000. Filed Nov. 7. Williamson, Jeanne. Construct a new single-family residence, 6 Meadow Ridge Drive, Ridgefield. Estimated cost: $391,656. Filed Oct. 26.

COURT CASES BRIDGEPORT SUPERIOR COURT American Medical Response of Connecticut Inc., and Jeffrey Dillion, Greenwood Village, Colo. Filed by Vera Stevens, Bridgeport. Plaintiff’s attorney: Garrett M. Moore Sr., Cheshire. Action: Plaintiff has sustained injuries as a result of a gurney being handled by the defendant’s agents. The plaintiff demands monetary damages in excess of $15,000. Filed Nov. 13. Case no. 6031415.

STAMFORD SUPERIOR COURT

city of Bridgeport, Bridgeport. RESIDENTIAL Seller: Genevieve Fannelli-Rich and David Gregory Rich, Bridgeport. Property: 69 School St., Bridgeport. Anderson, Irene and Lans. Seller: Chase/Temkin Associates L.L.C., Amount: $225,000. Filed Nov. 8. Federal National Mortgage AssociValhalla, N.Y. Filed by Landmarkation, Washington, D.C. Property: print Inc., Stamford. Plaintiff’s at162 Great Plain Road, Danbury. torney: Stephen J. Curley, Stamford. Courtland L.L.C., Stamford. Sell- Amount: $275,500. Filed Nov. 5. Action: The plaintiff has brought er: Claude Hendee, Houston, Texas. a suit against the defendant for Property: 1 Finney Knoll Lane, Rivbreach of sublease contract, a erside. Amount: $1.6 million. Filed Baker, Adam J., Ridgefield. Seller: Judith J. and John W. Ticknor, breach of services contract and Nov. 5. Lincoln, Calif. Property: 25 Wicks unjust enrichment. The plaintiff Manor Drive, Danbury. Amount: claims compensatory damages in excess of $15,000. Filed Nov. 8. CPPT Darien L.L.C., Darien. $324,000. Filed Nov. 5. Seller: S.H.R. 1 L.L.C., Stamford. Case no. 6016122. Property: 1500 Boston Post Road, Darien. Amount: $7.2 million. Filed Barraco, Ana M. Seller: Federal National Mortgage Association, Fredric Newman M.D., and Aes- Nov. 1. Washington, D.C. Property: 31 thetic Surgery Center L.L.C., Broad St., Danbury. Amount: Darien. Filed by Beth McGrath. Plaintiff’s attorney: Adele R. Ja- Echo Walley L.L.C., Fairfield. Sell- $160,000. Filed Nov. 5. cobs, Bridgeport. The plaintiff er: Goodwill of Western and Northhas brought a suit against the de- ern Connecticut Inc., Bridgeport. Beattie, Victoria J., Danbury. Sellfendant for malpractice as she Property: Lots 2 and 3, Map 659; er: Debra A. and Thomas F. Barry, underwent surgery, which left and Parcel B, Map 7301, Westport. Harrisburg, Pa. Property: 9 Rockher scarred. The plaintiff de- Amount: $1.9 million. Filed Nov. 6. wood Lane, Danbury. Amount: mands monetary damages in $255,000. Filed Nov. 5. excess of $15,000. Filed Nov. 8. Ewkai Post Road Properties Case no. 6016128. L.L.C., New York City. Seller: Baywater TN 450 Post Road L.L.C., Bernard, Hilary Lea, Riverside. Seller: Frederick R. Jeans, New Roman Realty Inc., Stamford. Darien. Property: 450 Post Road Hartford. Property: 38 Cary Road, East, Westport. Amount: $16.6 milFiled by Century 21 Real Estate Riverside. Amount: $715,000. Filed L.L.C., Parsippany, N.J. Plain- lion. Filed Nov. 7. Nov. 5. tiff’s attorney: William E. Murray, Glastonbury. Action: The National Residential Nominee plaintiff has filed a suit against Services Inc., Jacksonville, Fla. Bonnet, Kenneth A., Xiao-Ke the defendant for a judgment that Seller: Kari H. and Christopher Gao and Ke-you Zhang, Riverside. DANBURY SUPERIOR COURT was passed in New Jersey and has W. Barrett. Property: 2 Monitor Seller: Dorothy Ann Delo, RiverAssa Abloy entrance Systems US remained unpaid. Filed Nov. 13. Hill Road, Newtown. Amount: side. Property: 108 Sheephill Road, Riverside. Amount: $585,000. Filed Inc. d.b.a. BESAM US Inc., et al., Case no. 6016164. $497,500. Filed Nov. 6. Oct. 31. Danbury. Filed by Judy Altaf, Danbury. Plaintiff’s attorney: James K. St. PaulFire and Marine InsurSmith, Danbury. Action: The plain- ance Co., Saint Paul, Minn. Filed North Street Real Estate L.L.C., Bosch, Mary Sue. Seller: US Bank tiff was injured while attempting by Joan and Michael Gray, Nor- New London. Seller: Jesse Inc., N.A., Bethel. Property: 6 Church to enter the defendant’s premises walk. Plaintiff’s attorney: Mary- Greenwich. Property: Units 1, 2 and Camp Ground Road, Bethel. through its automatic doors, which Kate Smith, Stamford. Action: The 3 comprising the three buildings lo- Amount: $160,000. Filed Nov. 13. suddenly activated and knocked her plaintiffs have brought suit against cated at 779, 781 and 783 North St., to the ground. The plaintiff claims the defendant for not paying dam- Greenwich. Amount: $1 million. the defendant should have known ages suffered when a dock structure Filed Nov. 2. Burhance, Linda and Frank, about its defective automatic doors adjacent to the plaintiffs’ property Newtown. Seller: Lisa L. Lugovich, and demands monetary damages was destroyed during a storm. The sdk Investments L.L.C., Green- Harrisburg, Pa. Property: 6 West St., in excess of $15,000. Filed Nov. 13. plaintiffs claim monetary damages wich. Seller: Brian Amen, Green- Newtown. Amount: $576,540. Filed Case no. 6010979. in excess of $15,000. Filed Nov. 14. wich. Property: 15 Le Grande Ave., Oct. 31. Case no. 6016196. Unit 16, Greenwich. Amount: $595,000. Filed Nov. 5. Urology Associates of Danbury Calderon, Hilbert V. Seller: FedP.C. and Jeanetter Rivera M.D., Stamford Health System Inc., eral National Mortgage AssociaDanbury. Filed by Mary E. and Stamford. Filed by May P. Keating Spes Real Estate Partners L.L.C., tion, Washington, D.C. Property: 68 Michael Becher, Danbury. Plain- and Daniel H. Hartunian, Stam- New Haven. Seller: Federal Nation- Hanover St., Bridgeport. Amount: tiff’s attorney: Jeremy C. Virgil, ford. Plaintiff’s attorney: Stew- al Mortgage Association, Wash- $55,500. Filed Nov. 8. Bridgeport. Action: The plaintiffs art M. Casper, Stamford. Action: ington, D.C. Property: 273 to 275 have brought a suit against the The plaintiffs have brought a suit Brooks St., Bridgeport. Amount: Calestino, Lauren and Louis defendants for malpractice as an against the defendant and its agents $68,000. Filed Nov. 2. Germinario, New Fairfield. Seller: unauthorized procedure was per- for caused May Keating undue Diane T. and Edward C. Coleman, formed while Mary Becher was emotional distress and aggravation. undergoing surgery. The plain- The plaintiffs demand monetary Umpowaug Hill L.L.C., Redding. New Fairfield. Property: 2 Austin tiffs demand monetary damages damages in excess of $15,000. Filed Seller: Charles I. Tyler, Boca Grande, Drive, New Fairfield. Amount: in excess of $15,000. Filed Nov. 9. Nov. 8. Case no. 6016129. Fla. Property: 240 Umpowaug Hill $399,900. Filed Nov. 6. Case no. 6010951. Road, Redding. Amount: $1.5 million. Filed Nov. 8. Cann, Amy and Gerald Maloney, Patterson, N.Y. Seller: Winnie DEEDS Ziyad Building Co. L.L.C., Miami Kaling Chau-Garcia and Daniel Springs, Fla. Seller: Spes Real Es- Garcia. Property: 704 Lexington COMMERCIAL tate Partners L.L.C., New Haven. Blvd, Unit 404, Bethel. Amount: Property: 273 to 275 Brooks St., $270,000. Filed Nov. 8. Charlie’s Way L.L.C., Bethel. Sell- Bridgeport. Amount: $68,000. Filed er: VFC Partners 10 L.L.C., Waco, Nov. 2. Carlson, Diane and David B., Texas. Property: 26 Grassy Plain St., Bethel. Seller: Meredith L. and Bethel. Amount: $167,000. Filed Richard J. Halliburton, Bethel. Nov. 9. Property: 44 Highland Ave., Bethel. Amount: $235,000. Filed Oct. 30.

20 Week of November 26, 2012 • Fairfield County Business Journal

Carrena, Elizabeth and Luis, Easton. Seller: Hilda Gonzalez, Milan, Mich. Property: 311 to 313 Dover St., Bridgeport. Amount: $39,000. Filed Nov. 2. Chappell, Sue Ellen and William B. Seller: Sarah K. and Robert A. Wiebel. Property: 7 Daniels Hill Road, Newtown. Amount: $607,000. Filed Nov. 8. Chitty, Eymurd J. and Madhurya. Seller: US Bank N.A., Westport. Property: 216 Bayberry Lane, Westport. Amount: $1.5 million. Filed Nov. 6. Cocco, Christopher D., Fairfield. Seller: Echo Valley L.L.C., Fairfield. Property: 6 Pond Edge Road, Westport. Amount: $2 million. Filed Nov. 6. Corlew, Lauren and Nolan, S. Hopewell Junction, N.Y. Seller: Toll CT III, Newtown. Property: 23 Warrington Round, Danbury. Amount: $358,344. Filed Nov. 1. Dampier, Sarah M. and Damon L. Seller: Elizaberth A. Bowen, Brookfield. Property: 115 Laurel Hill Road, Brookfield. Amount: $291,000. Filed Oct. 31. Fitzsimmons, Kim O’Neill and Thomas T. Seller: Victoria Mizell, Brookfield. Property: 141 Heatherwood Drive, Brookfield. Amount: $163,000. Filed Oct. 29. Forte, Amy and Dwight Meyer. Seller: Joseph S. Mioli, Southport. Property: 90 Main St., Unit 6, Westport. Amount: $280,000. Filed Nov. 8. Fox, Melissa A. and John M., Danbury. Seller: Rowena and Mehmetali Zylali, Danbury. Property: 166 Old Brookfield Road, Unit 10-6, Danbury. Amount: $188,000. Filed Nov. 7. Galassi, Tracy A. and Lance, Newtown. Seller: Jennifer O’Brien and Robert A. Dion, Newtown. Property: 9 Hemlock Road, Newtown. Amount: $332,500. Filed Nov. 2. Gallagher, Lisa L. and Jason Tracy. Seller: Barbara S. and James B. McKay. Property: 37 Hill Road, Redding. Amount: $621,000. Filed Oct. 31. Gerent, Maria Magdalena and Jair. Seller: Federal National Mortgage Association, Washington, D.C. Property: 92 Candlewood Lake Road, Brookfield. Amount: $235,000. Filed Nov. 5.

on the record Credits, Clients and Awards DEBORAH CARROLL, professor of psychology at South Connecticut State University (SCSU), was recently selected Connecticut Professor of the Year by The Carnegie Foundation and the Council for Advancement and Support of Education (CASE). A total of 300 professors were nominated throughout the nation for various state awards. Carroll has taught as a full-time faculty member at SCSU since 1994.

Newsmakers

On the Go: Business, Etc.

JONATHAN DALL was recently appointed to the newly created TUESDAY DEC. 4 position of chief sales officer by LogicSource, a Norwalk sourcing Temple Israel Networking Group for individuals in their job solutions firm. Most recently, Dall was business development di- search, 2 p.m., Temple Israel, 14 Coleytown Road, Westport. For rector – smart energy services for Capgemini, a global firm based information, call 227-1293. in France that provides consulting, technology, outsourcing and professional services.

FRIDAY DEC. 14

JAMES HORWITZ of Woodbridge was recently named to the Governing Board of New Haven Legal Assistance Association Inc. (LAA), a nonprofit legal assistance organization in New Haven. Horwitz is an attorney with Koskoff, Koskoff & Bieder P.C. in Bridgeport. He graduated from Colgate University and received KATE DISCHINO of Stamford, manager a Juris Doctorate from Yeshiva University Benjamin N. Cardozo of emergency response at AmeriCares, a School of Law in New York. nonprofit, global health and disaster relief organization, was recently honored for her MARKETING MANAGEMENT ANALYTICS (MMA) in Wilton Hurricane Sandy relief work by Glamour has recently announced the hiring of two former Nielsen executives magazine at Glamour’s 2012 Women of the who will be based in the company’s Chicago offices. Year Awards in New York City. Dischino has PAUL STRAUB has been named senior vice president of been coordinating the AmeriCares Sandy analytics. Most recently, he was vice president of research response to deliver aid to the hardest-hit and development at Nielsen. Straub holds a Ph.D. in ecocommunities on the East Coast. nomics from the University of Illinois and a master’s degree and Bachelor of Arts degree in economics from Eastern IlQUINNIPIAC UNIVERSITY SCHOOL OF LAW recently prelinois University. sented its Thurgood Marshall Award to Sanford Cloud Jr., chairTOM STROUD has been named vice president, strategic man and CEO of The Cloud Company L.L.C., a real estate developaccounts. Most recently, he was vice president of advanced ment and business investment firm. The annual award is presented analytics at Nielsen and holds an MBA from Northwestern by the Quinnipiac Black Law Students Association. Cloud is the University’s Kellogg School of Management and a Bachelor former president and CEO of the National Conference for Comof Science degree in business from the Kelley School of munity and Justice. Business at Indiana University.

Greater Danbury Chamber of Commerce leaders luncheon, 11:30 a.m., Crowne Plaza Danbury, 18 Old Ridgebury Road, Danbury. $70 nonmembers, $50 members. To register, email info@ danburychamber.com or fax information to 794-1439.

Snapshot BNC FINANCIAL GROUP, the holding company for The Bank of New Canaan, The Bank of Fairfield and Stamford First Bank, held the grand opening of its Bridgeport loan offices at 855 Main St. in Bridgeport Nov. 8, marking the organization’s expansion into the Bridgeport market.

From left, Brad Saxton, dean of the Quinnipiac University School of Law, poses with Danielle McGee, president of the Black Law Students Association at Quinnipiac, and Sanford Cloud Jr.

From left: Dawn Hatcher, Family Services Woodfield; Bridgeport Mayor Bill Finch; Heidi DeWyngaert; Fire Chief Brian Rooney; Joshua Thompson, Good Schools Bridgeport; Brian Charlebois, BNC Financial Group Bridgeport Office lending head; Betsy O’Connor, Bridgeport Alliance for Young Children; and Bridgeport Regional Business Council CEO Paul Timpanelli.

Information for these features has been submitted by the subjects or their delegates.

GET THE RECORDS EARLY.

Go to westfaironline.com/buy/records-section/ for more information and to view a sample. FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 26, 2012 21

on the record Gisondi, Jessica M. and Michael D., Harrison, N.Y. Seller: Ronald D. Thorpe Jr., Norwalk. Property: 31 Strathmore Lane, Unit 31, Westport. Amount: $365,000. Filed Nov. 8. Gorski, Julie A. and David A., Darien. Seller: Frederic A. Ohrn, trustee, New Canaan. Property: 7 Pleasant St., Darien. Amount: $750,000. Filed Oct. 31. Gray, Diana M. and Stephen R., Danbury. Seller: Blackstone Estates L.L.C., Brookfield. Property: 7 Blackstone Court, Danbury. Amount: $575,941. Filed Nov. 5. Greenstein, Maria E. and Michael L., Bethel. Seller: Mark Mansa, Bethel. Property: 195 Old Hawleyville Road, Bethel. Amount: $408,000. Filed Oct. 31. Harikrishnan, Satish, Middlebury. Seller: Cheryl and Emil Teri, Newtown. Property: 3 Adams Hill Lane, Newtown. Amount: $411,000. Filed Oct. 31.

Kurz Associates L.P., Danbury. Seller: Verna M. Watson, Danbury. Property: Old Mill Plain Road, Danbury. Amount: $50,000. Filed Nov. 5.

Orr, Joann H. Seller: Geraldine McNamara, W. Palm Beach, Fla. Property: 56 Portland Ave., Unit 8, Redding. Amount: $235,000. Filed Nov. 13.

Lashley, Edgar L. Seller: The Secretary of Housing and Urban Development, Washington, D.C. Property: 308 Park St., Bridgeport. Amount: $62,100. Filed Nov. 7.

Parvath, Vel and Kavitha Vel, Ridgefield. Seller: Anne J. and Gene F. Cassavechia, New Fairfield. Property: 34A Pandanaram Road, Unit 305, Danbury. Amount: $83,500. Filed Nov. 1.

Leicht, Jane E. and Donn Tyler Jr., Brookfield. Seller: John Edward I L.L.C., Brookfield. Property: 7 Coach Drive, Brookfield. Amount: $334,900. Filed Nov. 2. Lisi, Elisa and Umberto, Bridgeport. Seller: David J. Bernstein, Weston. Property: Greenhouse Road, Unit 65 D, Bridgeport. Amount: $80,000. Filed Nov. 7. Lopez, Aleida and Pedro J. Arriaga, Stratford. Seller: Maria Rivera, Bridgeport. Property: 204 Walnut St., Bridgeport. Amount: $88,000. Filed Nov. 13.

McGetrick, Michael S., Danbury. Heise, Richard D., Norwalk. Seller: Seller: BCB 123 L.L.C., KillingElva W. Skrensky, Westport. Prop- worth. Property: 13 Elana Lane, erty: 25 Hawatha Lane, Westport. Newtown. Amount: $195,000. Filed Amount: $317,000. Filed Nov. 9. Nov. 8. Jiang, Cindy, Santa Barbara, Calif. Seller: Leanne French, Westport. Property: 4 Gonczy Road, Westport. Amount: $600,000. Filed Nov. 7.

Meier, Jennifer K., Fairfield. Seller: Bluewater Meadow Brook L.L.C., Westport. Property: 5 Meadows Brook Lane, Westport. Amount: $2.8 million. Filed Nov. 9.

Kaye, Jeremy E., trustee, Greenwich. Seller: 1995 Investments L.L.C., Greenwich. Property: 25 Sherwood Ave., Greenwich. Amount: $11 million. Filed Nov. 2.

Morgan, Laura P. and Matthew T., Sandy Hook. Seller: Meghan C. and Theodore L. Chamberlin, Newtown. Property: 32 Saw Mill Road, Newtown. Amount: $450,000. Filed Nov. 8.

Kerigan, James, Fairfield. Seller: Mary Barbieri, Fairfield. Property: 230 to 232 and 242 Hillside Ave., Bridgeport. Amount: $150,000. Filed Nov. 7. Knapp, Runa and Nicholas, White Plains, N.Y. Seller: Janet Schwartz O’Leary and Brian R. O’Leary, Westport. Property: 6 Nappa Drive, Westport. Amount: $850,000. Filed Nov. 5. Koldewyn, Rachel and Kennis, Brookfield. Seller: John Edward I L.L.C., Brookfield. Property: 12 High Meadow Road, Brookfield. Amount: $342,000. Filed Oct. 31. Krohomer, Bernadette A., Danbury. Seller: Nancy L. Lees, Danbury. Property: 100 E. Pembroke Road, Danbury. Amount: $217,500. Filed Nov. 1.

Pavalchak, Dana and Linda Koster, Valhalla, N.Y. Seller: Erin A. Smith, Danbury. Property: 24 Maura Lane, Danbury. Amount: $251,000. Filed Nov. 7. Persaud, Rakesh, Bridgeport. Seller: Julio A. Diaz, Bridgeport. Property: 3110 E. Main St., Bridgeport. Amount: $186,000. Filed Nov. 2. Peters, Aimee and John Daniel. Seller: Nan L. Brall. Property: 43 Wagon Wheel Road, Redding. Amount: $466,000. Filed Oct. 31. Powell, Kimberly, Bridgeport. Seller: Cani Real Estate Investment Group L.L.C., Trumbull. Property: 55 Hazelwood Ave., Bridgeport. Amount: $159,500. Filed Nov. 7.

Servas, Kimberly P. and Robert C., Darien. Seller: Jennifer C. and FORECLOSURES Donald W. Torey, Darien. Property: 67 Holly Lane, Darien. Amount: 15 Thorpe Street L.L.C., et al., $2.8 million. Filed Nov. 5. Creditor: General Real Estate Holdings. Property: 15 Thorpe St., DanShea, Melinda and Timothy, Red- bury. Judgment of foreclosure has ding. Seller: Barbara J. and George passed. Filed Nov. 5. J. Swander, Redding. Property: 61 Hopewell Woods Road, Redding. Andrade, Catherine, et al., CredAmount: $851,500. Filed Nov. 13. itor: OneWest Bank F.S.B., Pasadena, Calif. Property: 97 Richards Sheridan, Sara J. and Searl P., Ave., Unit A16, Norwalk. JudgNew Milford. Seller: Thomas G. ment of foreclosure has passed. Hayden, Bethel. Property: 24 Knoll- Filed Oct. 26. crest Drive, Brookfield. Amount: $290,000. Filed Oct. 31. Arango, Bonel, et al., Creditor: The Bank of New York Mellon, Subaciute, Jurgita and Marius trustee, New York City. Property: Kuokalas, Westport. Seller: Chris- 6 Byrd Road, Norwalk. Judgment tina McKay Bagno, Westport. of foreclosure has passed. Filed Property: 10 Edgewater Commons Oct. 26. Lane, Westport. Amount: $522,500. Filed Nov. 9. Boyd, Tikitwana, et al., Creditor: Wells Fargo Bank, N.A., Fort Mill, Tie, Stacey Jo and Ryan Michael, S.C. Property: 995 Capital Ave, Unit New York City. Seller: Carol Lynne K, Bridgeport. Judgment of forecloS. and Craig Curtis Jr., Darien. sure has passed. Filed Nov. 1. Property: 10 Clarks Lane, Darien. Amount: $1.1 million. Filed Nov. 2. Bridge-Homola, Rose Anne L. and Thomas E. Homola, et al., Turbridy, James. Seller: Fed- Creditor:Federal National Morteral Home Loan Mortgage Corp., gage Association, Washington, D.C. Washington, D.C. Property: 34 Property: 32 Weaver St., Greenwich. Glen Road, Newtown. Amount: Judgment of foreclosure has passed. $80,000. Filed Nov. 5. Filed Nov. 6.

Pragai, Bernadett and James A. Capra. Seller: Laurie H. and Joseph D. Bruhin, Redding. Property: Lot Van, Elslander. Seller: Thomas J. A, Map 1783, Redding. Amount: Paul. Property: 769 Hollow Tree Ridge Road, Darien. Amount: $3.8 $625,000. Filed Oct. 25. million. Filed Nov. 2. Prager, Wendy, New York City. Seller: Kirstie H. Brodie, Westport. Property: 14 Idlewild Manor, Unit 2, Greenwich. Amount: $530,000. Filed Nov. 6.

Presser, Heidi A. and Lee, Riverside. Seller: Katherine and Mark Morlock, Deborah L., Newtown. P. Casa, Greenwich. Property: 14 Seller: Marilynn Lynn, Glaston- Hope Farm Road, Greenwich. bury. Property: 54 Cedar Hill Road, Amount: $3.4 million. Filed Nov. 8. Newtown. Amount: $260,000. Filed Nov. 1. Ragunandan, Ashti and Nelson Espinal, New York City. Seller: Myers, Mariann, Bridgeport. Nancy Geils, Trumbull. PropSeller: ACBP L.L.C., Bridgeport. erty: 200 Ranch Drive, Bridgeport. Property: 2370 North Ave., Unit Amount: $188,000. Filed Nov. 13. 11E, Bridgeport. Amount: $40,000. Filed Nov. 13. Riley-Finnegan, Sheila and John Finnegan. Seller: Union SavNazaire, Sabrina and Camile, ings Bank, Danbury. Property: 31 Bridgeport. Seller: Deutsche Bank Eagle Rock Hill, Unit 167, Bethel. National Trust, trustee, Coppell, Amount: $173,500. Filed Nov. 1. Texas. Property: 48 Stoehrs Place, Bridgeport. Amount: $160,000. Rinaldi, Melissa and Mark, Bethel. Filed Nov. 2. Seller: Maria E. and Michael Greenstein, Bethel. Property: 502 LexOldi, Mary K. and John F. Seller: ington Blvd., Unit 302, Danbury. Robin Rush and Daniel Hanson. Amount: $284,500. Filed Nov. 5. Property: 8 Quarry Ridge Road, Sandy Hook. Amount: $443,000. Filed Nov. 9.

22 Week of November 26, 2012 • Fairfield County Business Journal

Velasquez, Cesar E., Bridgeport. Seller: Jade Guo, Sandy Hook. Property: 163 to 165 Beach St., Bridgeport. Amount: $160,000. Filed Nov. 8. Wall, Catherine P. and Thomas P. Bobbin, Trumbull. Seller: estate of Louis Mrozinski, Redding. Property: 11 Little Boston Lane, Redding. Amount: $445,000. Filed Oct. 25. Wallace, Daniel, Danbury. Seller: Stephanie A. and Brian T. Parzuchowski, Bethel. Property: 41 Hearthstone Drive, Bethel. Amount: $337,000. Filed Nov. 13. Wrage, Richard J. Seller: Karen Labasz. Property: 10 Elizabeth St., Newtown. Amount: $380,000. Filed Nov. 5. Yelin, Liliana R. and Marcelo Tortoriello, Southbury. Seller: Toll CT III, Newtown. Property: 13 Humber Hill Road, Danbury. Amount: $459,095. Filed Nov. 7. Zames, Karen, Westport. Seller: Peter A. Sallick, Norwalk. Property: 203 Greens Farms Road, Westport. Amount: $1.9 million. Filed Nov. 9.

Howell, Ida M., heirs and beneficiaries, Creditor: Water Pollution Control Authority, Bridgeport. Property: 309 Burnell St., Bridgeport. Foreclose on sewer liens. Filed Nov. 7. Lebron, Maria and Sixto, et al., Creditor: U.S Bank N.A., trustee, Salt Lake City Utah. Property: 40 Couse St., Bridgeport. Judgment of foreclosure has passed. Filed Nov. 8. Lewis, Wayne A., et al., Creditor: HSBC Bank USA N.A., Buffalo, N.Y. Property: 302 to 304 Orchard St., Bridgeport. Judgment of foreclosure has passed. Filed Nov. 8. Norton, Lois, et al., Creditor: General Real Estate Holdings. Property: 21 Cloverleaf Drive, New Fairfield, Judgment of foreclosure has passed. Filed Oct. 31. Obigbo, Paulinus, Creditor: U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 240 to 242 Trumbull Ave., Bridgeport. Judgment of foreclosure has passed. Filed Nov. 13. Pace, Stephen J., et al., Creditor: OneWest Bank F.S.B., Pasadena, Calif. Property: 2 Misty Brook Lane, Unit 100, New Fairfield. Judgment of foreclosure has passed. Filed Oct. 31.

Cardova, Carmen and Charles, Creditor: PNC Bank N.A., Pittsburgh, Pa. Property: 75 Greystone Pagano, Gina M., Creditor: OneRoad, Bridgeport. Judgment of West Bank F.S.B., Pasadena, Calif. foreclosure has passed. Filed Nov. 1. Property: 22 Abbott Ave., Danbury. Judgment of foreclosure has passed. Filed Nov. 5. Carty, William, et al., Creditor: JPMorgan Chase Bank N.A., Jacksonville, Fla. Property: 3370 Madi- Patel, Shash, et al., Creditor: son Ave., Unit 15A, Bridgeport. U.S Bank N.A., trustee, Salt Lake Judgment of foreclosure has passed. City Utah. Property: 365 Glendale Ave., Unit B7, Bridgeport. JudgFiled Nov. 8. ment of foreclosure has passed. Filed Nov. 13. Ferraz, Chaliston M., et al., Creditor: Banco Popular North America, Rosemont, Ill. Property: 98 Kenne- Pierre, Jean M. and Raymond dy Drive, Bridgeport. Judgment of Lamour, Creditor: Deutsche Bank foreclosure has passed. Filed Nov. 1. National Trust, trustee, Los Angeles, Calif. Property: 381 to 383 Dover St., Bridgeport. Judgment of foreFinch, Paula and Jeffrey W., Cred- closure has passed. Filed Nov. 8. itor: Hudson City Savings Bank, Paramus, N.J. Property: 15 Deerfield Road, Brookfield. Judgment of Quiroz, Ivan DeJesus, Creditor: foreclosure has passed. Filed Nov. 5. Nationstar Mortgage L.L.C., Lewisville, Texas. Property: 474 Cowperthwaite St., Unit B, Danbury. Gotti, Mike Frantz, Creditor: U.S Judgment of foreclosure has passed. Bank N.A., trustee, Salt Lake City, Filed Nov. 1. Utah. Property: 140 to 142 Cogswell St., Bridgeport. Judgment of foreclosure has passed. Filed Nov. 8. Ramasamy, Sivakumar R., et al., Creditor: Wells Fargo Bank, N.A., Fort Mill, S.C. Property: 11 BedHooghkirk, Wendy, et al., Credi- ford Ave., Unit P-2, Norwalk. Judgtor: HSBC Mortgage Services ment of foreclosure has passed. Inc., Brandon, Fla. Property: 459 Filed Oct. 26. Woodside Ave., Bridgeport. Judgment of foreclosure has passed. Filed Nov. 13.

on the record Ryan, Molly S. and Dennis M., Creditor: Provident Funding Association L.P., Flint, Mich. Property: 30 Kenwood Lane, Trumbull. Judgment of foreclosure has passed. Filed Oct. 29.

Blunt, Warren, Bridgeport. $877.23, in favor of Capital One N.A., Richmond Va., by Russell L. London, Newington. Property: 30 Nautilus Road, Bridgeport. Filed Nov. 13.

Fredorchek, Daniel, Newtown. $650, in favor of Danbury Hospital, Bethel, by Stephen A. Wiener, East Hartford. Property: 45 Sugar Lane, Newtown. Filed Nov. 2.

Saliba, Emmanuel, et al., Creditor: Bank of America N.A., Charlotte, N.C. Property: 2625 Park Ave., Unit 15R, Bridgeport. Judgment of foreclosure has passed. Filed Nov. 8.

Box, Iveta, Redding. $861.53, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 12 Bayberry Lane, Redding. Filed Nov. 13.

Gallagher, Daniel Jr., Brookfield. $1,531.42, in favor of Danbury Hospital, Bethel, by Stephen A. Wiener, East Hartford. Property: 21 N. Pleasant Rise, Brookfield. Filed Nov. 6.

Santos, Francisco A., et al., Creditor: OneWest Bank F.S.B., Pasadena, Calif. Property: 323 to 327 William St., Bridgeport. Judgment of foreclosure has passed. Filed Nov. 1.

Chapdelaine, John P., Newtown. $1,610.80, in favor of Discover Bank, Salem N.H., by Heather Q. Wallace, Danbury. Property: 33 Meadow Brook Road, Newtown. Filed Nov. 1.

Grecco, Dean, Bethel. $2,227.55, in favor of Western Connecticut Medical Group, Danbury by Robert L. Peat, Danbury. Property: 44 Putnam Park Road, Bethel. Filed Nov. 2.

Clark, Frank W., Bethel. $1,098.24, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 13 Grace Court, Bethel. Filed Nov. 13.

Green Energy Solutions, Redding. $5,000, in favor of US Solution Corp., Berlin, by Randall J. Carreira, Bridgewater. Property: 10 Diamond Hill Road, Redding. Filed Nov. 2.

Torres, Miriam., Creditor: The Bank of New York Mellon, trustee, New York City. Property: 381 to 383 Arctic St., Bridgeport. Judgment of foreclosure has passed. Filed Nov. 1. Ukaj, Xhevdet, et al., Creditor: Waterfall Victoria Master Fund Ltd., New York City, by David Carlson, Pawtucket, R.I. Property: Coleman St., Bridgeport. Judgment of foreclosure has passed. Filed Nov. 1.

Cortez, Alexander, Danbury. $1,082, in favor of Danbury Hospital, Bethel, by Stephen A. Wiener, East Hartford. Property: 22 Skyline Drive Extension, Danbury. Filed Nov. 5.

JUDGMENTS

Guivas, Diana, Danbury. $561.58, in favor of Danbury Hospital, Bethel, by Stephen A. Wiener, East Hartford. Property: 7 Pandanaram Road, Apt. B46, Danbury. Filed Nov. 5.

Doty, Doreen, Bridgeport. $4,173.57, in favor of Portfolio ReAhsan, Ahmed, Newtown. $3,310, covery Associates L.L.C., Norfolk, in favor of Western Connecticut Va., by Stephen A. Wiener, East Medical Group, Danbury by Robert Hartford. Property: 934 BirmingL. Peat, Danbury. Property: 3 Po- ham St., Bridgeport. Filed Nov. 13. cono Road, Newtown. Filed Nov. 1.

Hardbridge Julie aka Julie Harbridge, Redding. $378.72, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 31 Hill Road, Redding. Filed Nov. 13.

Early, Michael, Newtown. $36,526.03, in favor of American Express Centurion Bank, Salt Lake City, Utah, by Benjamin P. Mann, Enfield. Property: 32 Pine Tree Hill, Newtown. Filed Nov. 9.

Haslop, Jason, Bethel. $2,170, in favor of Danbury Hospital, Bethel, by Stephen A. Wiener, East Hartford. Property: 52 Taylor Ave., Bethel. Filed Nov. 2.

Almeida, Carmela, Danbury. $2,423.88, in favor of Portfolio Recovery Associates L.L.C., Norfolk, Va., by Stephen A. Wiener, East Hartford. Property: 9 Durant St., Danbury. Filed Nov. 6. Bagley, Raymond G. Jr., Bethel. $14,533.84, in favor of Discover Bank, New Albany, Ohio, by Stephen A. Wiener, East Hartford. Property: 12 Briarcliff Manor, Bethel. Filed Nov. 2.

Enang, Joe S., Bridgeport. $4,755.55, in favor of Cach L.L.C., Denver, Col., by Joseph M. Tobin, New Haven. Property: 32 Altwater St., Bridgeport. Filed Nov. 8.

Esposito, Dean E., Brookfield. $3,622.49, in favor of Capital One Batista, Sigfredo, Bridgeport. N.A., Richmond Va., by Russell $920.55, in favor of Capital One L. London, Newington. Property: N.A., Richmond Va., by Russell 1 Carlins Way, Brookfield. Filed L. London, Newington. Property: Nov. 6. 84 Victory St., Bridgeport. Filed Nov. 13. Fore, Douglas, Greenwich. $7,574.52, in favor of Greenwich Blake, Donna M., Bridgeport. Hospital, Greenwich, by Rich$3,260.63, in favor of Capital One ard Terry, Hamden. Property: 12 N.A., Richmond Va., by Russell L. Manor Road, Old Greenwich. Filed London, Newington. Property: 205 Nov. 6. Manhattan Ave., Bridgeport. Filed Nov. 13.

Hook, Michael, New Fairfield. $1,941.59, in favor of Danbury Hospital, Bethel, by Stephen A. Wiener, East Hartford. Property: 6 Fair Lane, New Fairfield. Filed Nov. 5. Jaisaree, Mario, et al., Bridgeport. $4,756.80, strict foreclosure by Federal Arms Condominium Association Inc., Bridgeport, by order of court. Property: 390 Charles St., Unit 119, Bridgeport. Filed Nov. 13. Johnson, Gail A., Bridgeport. $1,941.72, in favor of Capital One N.A., Richmond Va., by Russell L. London, Newington. Property: 5 Cloverhill Ave., Bridgeport. Filed Nov. 13.

Jones, Mary, Bridgeport. $1,038.57, in favor of Capital One N.A., Richmond Va., by Russell L. London, Newington. Property: 125 Eastwood Road, Bridgeport. Filed Nov. 13.

Poon, Alex, et al., Danbury. $17,345.35, in favor of Raybal & Sons Fire Equipment Co., Middlefield, by David E. Wyskiel, Meriden. Property: 29 E. Pembroke Road, Danbury. Filed Nov. 6.

Tripi, Robert, Bethel. $3,410.68, in favor of Midland Funding L.L.C., San Diego, Calif., by Stephen A. Wiener, East Hartford. Property: 117 Dodgintown Road, Bethel. Filed Nov. 9.

Jones, Mary A., Bridgeport. $2,117.63, in favor of Capital One N.A., Richmond Va., by Russell L. London, Newington. Property: 125 Eastwood Road, Bridgeport. Filed Nov. 13.

Prosio, Robert R., Bethel. $2,912.89, in favor of Portfolio Recovery Associates L.L.C., Norfolk, Va., by Joseph M. Tobin, New Haven. Property: 3 Marywood Road, Bethel. Filed Oct. 30.

Trotti, Valerie, Danbury. $799.93, in favor of Western Connecticut Medical Group, Danbury by Robert L. Peat, Danbury. Property: 32 Birch Road, Danbury. Filed Nov. 6.

Lennane Chimbo, Tracy, Bethel. $1,305.69, in favor of Western Connecticut Medical Group, Danbury by Robert L. Peat, Danbury. Property: 36 Garella Road, Bethel. Filed Nov. 2.

Rendino, Erica A., Brookfield. $2,508.34, in favor of Capital One N.A., Richmond Va., by Russell L. London, Newington. Property: 11 Baldwin Hill Road, Brookfield. Filed Nov. 6.

Lewis, Edwin, Newtown. $3,752.52, in favor of Midland Funding L.L.C., San Diego, Calif., by Stephen A. Wiener, East Hartford. Property: 43 Bankside Trail, Newtown. Filed Nov. 9.

Robinson, Norma L., Bridgeport. $3,275.01, in favor of Sikorsky Financial Credit Union Inc., Stratford, by Richard Terry, Hamden. Property: 448 Exeter St., No. 450, Bridgeport. Filed Nov. 13.

Moreno-Lesser, Lee, Newtown. $321.02, in favor of Western Connecticut Medical Group, Danbury by Robert L. Peat, Danbury. Property: 86 Taunton Lake Road, Newtown. Filed Nov. 1.

Saliba, Emmanuel, et al., Bridgeport. $7,860.89, strict foreclosure by Embassy Towers Association, by order of the court. Property: 2625 Park Ave., Unit 15R, Bridgeport. Filed Nov. 13.

Moreno-Lesser, Lee, Newtown. $536.44, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 86 Taunton Lake Road, Newtown. Filed Nov. 1.

Samuels, Lynn F., Newtown. $367.29, in favor of Western Connecticut Medical Group, Danbury by Robert L. Peat, Danbury. Property: 128 Hanover Road, Newtown. Filed Nov. 13.

Vega, Yolanda, Newtown. $1,239.97, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 16 Jangling Plain Road, Newtown. Filed Nov. 13. Wilkie, Kelly, Bethel. $1,183.62, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 7 Penny Lane, Bethel. Filed Nov. 13.

Wright Brothers Builders Inc., Westport. $268,294.07, in favor of Meyers, Joanne and David, New Sahlin, Rabecca and Glen, New- First County Bank, Stamford, by Fairfield. $648.26, in favor of West- town. $228.40, in favor of Pediat- Daniel M. Young, Stamford. Propern Connecticut Medical Group, ric Associates of Connecticut P.C., erty: 46 Winton Farm Road, NewDanbury by Robert L. Peat, Dan- Waterbury, by Joseph Latino, Wa- town. Filed Nov. 1. bury. Property: 16 Beaver Bog terbury. Property: 28 Turkey Hill Road, New Fairfield. Filed Nov. 2. Road, Newtown. Filed Nov. 1.

LEASES Citi Towers Inc., by Anthony F. Peduto. Landlord: Comcast of Danbury L.L.C. Property: 132 to 134 Brushy Hill Road, Danbury. Term: 50 years, commencing Oct. 1, 2012. Filed Nov. 7. Kingâ&#x20AC;&#x2122;s Super Markets Inc., by Frederick H. Brohm. Landlord: Marmah Inc., Greenwich. Property: 26 Arcadia Road, Old Greenwich. Term: 35 years, commencing Sept. 18, 2012. Filed Oct. 31.

Nicholson, Ronald C., Newtown. $10,705.93, in favor of Discover Bank, New Albany, Ohio, by Stephen A. Wiener, East Hartford. Property: 15 Juniper Road, Newtown. Filed Nov. 2.

Santiago, Carlos, Bridgeport. $9,684.77, in favor of Cach L.L.C., Denver, Col., by Joseph M. Tobin, New Haven. Property: 249 Cedar St., Bridgeport. Filed Nov. 8.

Paynter, Janice L., Newtown. $32,406.13, in favor of Cavalry SPV I, L.L.C., Valhalla, N.Y., by Joseph M. Tobin, New Haven. Property: 24 Palestine Road, Newtown. Filed Nov. 1.

Santiago, Enrique, Bridgeport. $5,278.73, in favor of Portfolio Recovery Associates L.L.C., Norfolk, Va., by Stephen A. Wiener, East Hartford. Property: 969 Briarwood Ave., Bridgeport. Filed Nov. 13.

Polish American Club, Bridgeport. $1,116.05, in favor of Jay Spear d.b.a. Arrow Fuel, by Jay Spear. Property: 845 E. Main St., Bridgeport. Filed Nov. 13.

Evans, Richard S., 350 Dogwood Smerglinolo, Cora, Bridgeport. Drive, Bridgeport. $18,948.56, $4,034.85, in favor of Midland tax debt on income earned. Filed Funding L.L.C., San Diego, Calif., Nov. 13. by Stephen A. Wiener, East Hartford. Property: 147 Englewood Ave., Bridgeport. Filed Nov. 13.

LIENS FEDERAL TAX LIENS-FILED Blank, John, 1979 Fairfield Beach Road, Fairfield. $832,397.74, tax debt on income earned. Filed Nov. 13.

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

FAIRFIELD COUNTY BUSINESS JOURNAL â&#x20AC;˘ Week of November 26, 2012 23

on the record Gianopoulos, Constantine, Sarrantonio, Mary J., 16 Lindberg Kinkade, Peter R., 40 Glen Road, 477 Riversville Road, Green- St., Bethel. $92,575.70, tax debt on Redding. $23,637.31, tax debt on wich. $3,409,238.82, tax debt on income earned. Filed Oct. 30. income earned. Filed Oct. 29. income earned. Filed Oct. 31. Gianopoulos, Constantine, 477 Riversville Road, Greenwich. $235,956.57, trust fund recovery penalty and/or excise taxes imposed. Filed Oct. 31.

Stringer, Steve, 27 Kings High- Kramer, Richard L., 41 W. Putway North, Westport. $81,874.28, nam Ave., Greenwich. $27,726. tax debt on income earned. Filed CIVP. Filed Oct. 31. Nov. 6. McCarthy, Tami Gross and DanVersaggi, Marilen D., 1465 E. iel R., 212 Bedford Road, GreenPutnam Ave., Apt. 627, Greenwich. wich. $133,105.44, tax debt on in$221,455.40, tax debt on income come earned. Filed Nov. 6. earned. Filed Nov. 6.

Gianopoulos, Constantine, 477 Riversville Road, Greenwich. $140,287.79, tax debt on income earned and trust fund recovery penalty and/or excise Wallman, David M., 47 Lafayette Place, Apt. 1F, Greenwich. taxes imposed. Filed Oct. 31. $296,641.87, tax debt on income earned. Filed Nov. 6. Gianopoulos, Constantine, 477 Riversville Road, Greenwich. $514,812.63, trust fund Zimmerman, Irene and Jeffrey recovery penalty and/or excise C., 22 Half Mile Common, Westport. $17,708.43, tax debt on intaxes imposed. Filed Oct. 31. come earned. Filed Nov. 6. Gianopoulos, Constantine, 477 Riversville Road, Greenwich. $263,198.65, trust fund recovery penalty and/or excise taxes imposed. Filed Oct. 31.

FEDERAL TAX LIENSRELEASED

McCarthy, Tami Gross and Daniel R., 212 Bedford Road, Greenwich. $76,358.84, tax debt on income earned. Filed Nov. 6. Potter, Strite H., 214 Black Rock Turnpike, Redding. $85,926.03, trust fund recovery penalty and/or excise taxes imposed. Filed Nov. 6. Potter, Strite H., 214 Black Rock Turnpike, Redding. $223,517.53, tax debt on income earned. Filed Nov. 6.

Chamberlin, Martha and Allen, 84 Perkins Road, Greenwich. Potter, Strite H., 214 Black Rock Harrington, Karen S., 917 Wil- $470.31, tax debt on income Turnpike, Redding. $50,347.76, tax debt on income earned. Filed liams St., Apt. D, Bridgeport. earned. Filed Nov. 6. Nov. 6. $14,835.73, tax debt on income earned. Filed Nov. 13. Cillio, Andrea A. and Bruno, 50 Butler St., Cos Cob. $25,340.41, Santoro, Larry, 20 Church St., Imbrogno, Dana and Daniel R. tax debt on income earned. Filed Apt. B64, Greenwich. $125,569.33, tax debt on income earned. Filed Murray, 18 Woodridge Lane, New Nov. 6. Nov. 1. Fairfield. $31,160.73, tax debt on income earned. Filed Nov. 5. Davis, Norman, 151 Plumtrees Road, Bethel. $54,884.87, tax debt Varnum, Jeanne M. and Richard C., 33 Ashford Lane, Newtown. Klussman, Herbert W., 33 Fleet- on income earned. Filed Nov. 13. $33,302.86, tax debt on income wood Ave., Bethel. $10,923.13, tax debt on income earned. Filed Dovale, Linda P. and Alfredo M., earned. Filed Nov. 13. Oct. 30. 194 Franklin Extension, Danbury. $8,219.08, tax debt on income MECHANIC’S LIENS-FILED Knight, Donna S. and John L., 90 earned. Filed Nov. 5. E. Elm St., Greenwich. $130,360.53, Expert Construction Group tax debt on income earned. Filed Escuadero, Orland R., 1391 E. L.L.C., Darien. Filed by Best Oct. 31. Main St., Bridgeport. $25,047.45, Plumbing Supply Inc., Somers, tax debt on income earned. Filed N.Y., by Nicholas M. Liscia. Property: Plot 5, Map 3914, Greenwich. Kuhn, Laurie and John, 109 Tes- Nov. 13. Amount: $18,028.90. Filed Nov. 6. iny Circle, Bridgeport. $6,157.98, tax debt on income earned. Filed Gao, Feng, 36 Lyons Plains Road, Nov. 13. Westport. $3,275.87, tax debt on Gerard-Meric, Jennifer, Westport. income earned. Filed Nov. 6. Filed by Solar Innovations Inc., Pine Grove, Pa. Property: 7 HitchMelgar, Marilyn L., 526 Brewster St., Bridgeport. $27,360.46, tax debt Griffin, Ryan A., 16601 W. 145 St., cock Road, Westport. Amount: $3,920.97. Filed Nov. 6. on income earned. Filed Nov. 13. Olatke, Kan. $2,525.55, tax debt on income earned. Filed Nov. 13. Marano, Aurelio, Greenwich, for NC Aerospace Inc., 11 Huntington Drive, Danbury. $18,309.80, Gymnastics Revolution L.L.C., work done by contractor, New payroll taxes and quarterly tax re- 13 Francis Clarke Circle, Bethel. York Restoration L.L.C., Bronx, N.Y. Filed by Westport Glass turns. Filed Nov. 7. $27,257.66, payroll taxes. Filed Co. Inc., Westport, by Dennis A. Nov. 5. Grimaldi. Property: 1 Stonehedge Ochiel, Norbertys, 2529 Drive South, Greenwich. Amount: Main St., Apt. 2R, Bridgeport. Hall, Jeffrie A. (only), 9 Bayberry $9,444.50. Filed Nov. 5. $8,851.94, tax debt on income Drive, Brookfield. $18,989.54, earned. Filed Nov. 13. tax debt on income earned. Filed Nieto, Lois and Manuel, Port Nov. 1. Chester, N.Y. Filed by Ahneman Purcell, Michael C., 126 PearsKirby L.L.C., by John P. Giancola. all Place, Bridgeport. $58,050.36, Property: 42 Stag Lane, Greenwich. tax debt on income earned. Filed Amount: $20,553.34. Filed Nov. 5. Nov. 13.

24 Week of November 26, 2012 • Fairfield County Business Journal

Carlucci, Vito, et al., New Fairfield. Filed by Loren M. Bisberg, Farmington, for Wells Fargo Bank N.A., Frederick, Md. Property: 3A Pheas16 Ameridge Drive L.L.C., Trum- ant Drive, New Fairfield. Action: to bull; and Angela Akhundzadeh, foreclose a delinquent mortgage in Norwalk. Filed by Steven G. Berg, the original principal amount of Norwalk, for Ameridge Condo- $308,000, dated January 2006. Filed minium Association Inc., Bridge- Nov. 5. port. Property: 16 Ameridge Drive, Bridgeport. Action: to foreclose on unpaid common charges and as- Casildo, Josue A., Danbury. Filed by Anna Gersham, Armonk, N.Y., sessments. Filed Nov. 2. for Wells Fargo Bank N.A., Frederick, Md. Property: 55 Cross St., Unit Alexander, Peter F., et al., Green- B2, Danbury. Action: to foreclose a wich. Filed by Stephanie Dellolio, delinquent mortgage in the origiFairfield, for TLX Contracting nal principal amount of $162,800, L.L.C., Shelton. Property: 15 Sidney dated June 2006. Filed Nov. 5. Lanier Lane, Greenwich. Action: to foreclose on a mechanic’s lien. Filed Charris, Ana and Robert, DanNov. 6. bury. Filed by Loren M. Bisberg, Farmington, for Citimortgage Inc., Archiere, Nina J. and Cary J. Sr., O’Fallon, Mo. Property: 2 Watson Danbury. Filed by Karen J. Lucien, Drive, Danbury. Action: to foreclose Hartford, for Wells Fargo Bank a delinquent mortgage in the origiN.A., Frederick, Md. Property: 32 nal principal amount of $281,300, Melrose Ave., Danbury. Action: to dated July 2003. Filed Nov. 5. foreclose a delinquent mortgage in the original principal amount of $287,865, dated March 2010. Filed Choi, Joo Ho and Jannell Khu, Greenwich. Filed by Loren M. BisNov. 5. berg, Farmington, for US Bank N.A., trustee, Salt Lake City, Utah. Artemus, Khandejah, et al., Property: 96 Florence Road, RivBridgeport. Filed by Robert A. erside. Action: to foreclose a dePacelli Jr., Bridgeport, for Madi- linquent mortgage dated January son Heights Condominium As- 2006. Filed Nov. 2. sociation Inc., Bridgeport. Property: 3370 Madison Ave., Unit 1B, Bridgeport. Action: to foreclose on Contreras, Osmin A., Bridgeport. Filed by Kevin M. Casini, Hartford, an association lien. Filed Nov. 7. for M&T Bank, New York City. Property: 619 to 623 Capitol Ave., Austin, Rachael, Danbury. Filed Bridgeport. Action: to foreclose a by Gary J. Greene, Farmington, for delinquent mortgage in the origiVillage Square Condominium As- nal principal amount of $172,500, sociation Inc., Danbury. Property: dated October 2008. Filed Nov. 2. 93 Park Ave., Unit 1603, Danbury. Action: to foreclose delinquent common assessments. Filed Nov. 5. Dahl, Norman, Danbury. Filed by Alan P. Rosenberg, West Hartford, for Lakewood Condominium AsBroas, Mary C., Danbury. Filed sociation Inc., Danbury. Property: by Kristen Boyle, Hartford, for Pembroke Road, Unit 1 to 2, DanBank of America N.A., Charlotte, bury. Action: to foreclose delinN.C. Property: 19 Lakeview Trail, quent common assessments. Filed Danbury. Action: to foreclose a Nov. 5. delinquent mortgage in the original principal amount of $105,000, Delima, Jose C., et al., Danbury. dated April 2003. Filed Nov. 5. Filed by Adam L. Avallone, Farmington, for Deutsche Bank National Burns, Sarah R., et al., Brookfield. Trust, trustee, Los Angeles, Calif. Filed by Adrienne Roach, Hartford, Property: 49 Beckerle St., Danbury. for Bank of America N.A., Char- Action: to foreclose a delinquent lotte, N.C. Property: 162 Heather- mortgage in the original principal wood Drive, Brookfield. Action: to amount of $288,800, dated Novemforeclose a delinquent mortgage in ber 2006. Filed Nov. 7. the original principal amount of $200,048, dated April 2008. Filed Dreisacker, James W., New FairOct. 31. field. Filed by Adam L. Avallone, Farmington, for Deutsche Bank Camayo, Otilia, et al., Bridgeport. National Trust, trustee, Los Angeles, Filed by K. E. McArthur, Armonk, Calif. Property: 44 Dick Finn Road, N.Y., for Deutsche Bank National New Fairfield. Action: to foreclose a Trust, trustee, Los Angeles, Ca- delinquent mortgage in the origilif. Property: 184 Garfield Ave., nal principal amount of $490,500, Bridgeport. Action: to foreclose a dated July 2005. Filed Nov. 1. delinquent mortgage in the original principal amount of $260,000, dated November 2006. Filed Nov. 8.

LIS PENDENS

Dyer, Alice Lee, aka Alice Lee Wenzler, Danbury. Filed by Karen J. Lucien, Hartford, for Bank of America N.A., Charlotte, N.C. Property: 57 Aunt Hack Road, Danbury. Action: to foreclose a delinquent mortgage in the original principal amount of $289,000, dated August 2003. Filed Nov. 6. Edwards, Nigel, et al., Bridgeport. Filed by John P. Fahey, Farmington, for Midfirst Bank, Oklahoma City, Okla. Property: 127 to 129 Dupont Place, Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $187,400, dated December 2008. Filed Nov. 13. Ferreira, Djalma Jr. and Ana Flavia Alarcao, et al., Brookfield. Filed by Christopher K. Leonard, Danbury, for Newbury Crossing Condominium Association Inc., Brookfield. Property: Silvermine Road, Unit 37, Brookfield. Action: to foreclose a statutory lien on this unit. Filed Oct. 29. Fitch, Marc E., Danbury. Filed by Nicole M. Fitzgerald, Farmington, for Citimortgage Inc., O’Fallon, Mo. Property: 8 Staples St., Danbury. Action: to foreclose a delinquent mortgage in the original principal amount of $158,300, dated July 2003. Filed Nov. 5. Gereg, James, executor, et al., Brookfield. Filed by Amanda Tiernan, West Warwick, R.I., for Reverse Mortgage Solutions Inc., Spring, Texas. Property: 891 Federal Road, Brookfield. Action: to foreclose a delinquent mortgage in the original principal amount of $544,185, dated April 2008. Filed Nov. 5. Hackel, Margo, et al., Brookfield. Filed by Michael A. Ceccorulli, Danbury, for Newbury Crossing Condominium Association Inc., Brookfield. Property: Silvermine Road, Unit 31, Brookfield. Action: to foreclose a statutory lien on this unit. Filed Nov. 1. Hernandez, Juan Jr., et al., Bridgeport. Filed by Mario Arena, Hartford, for Connecticut Housing Financial Authority, Bridgeport. Property: Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $165,600, dated December 2007. Filed Nov. 2. Leal, Delio C., Danbury. Filed by Erika L. Mascaro, Farmington, for JPMorgan Chase Bank N.A., Columbus, Ohio. Property: 6 Woodside Ave., Danbury. Action: to foreclose a delinquent mortgage in the original principal amount of $472,500, dated August 2007. Filed Nov. 7.

on the record Lojo, Robert C., et al., Bridgeport. Filed by Erika L. Mascaro, Farmington, for Wells Fargo Bank, Frederick, Md. Property: 77 E. Eaton St., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $173,250, dated September 2007. Filed Nov. 8. Magana, Oscar and Michele Mveng Magana, Danbury. Filed by Adam L. Avallone, Farmington, for U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 8 Washington Ave., Danbury. Action: to foreclose a delinquent mortgage in the original principal amount of $228,000, dated December 2006. Filed Nov. 6. Miller, Josephine S., et al., Danbury. Filed by Robin A. Kahn, Danbury, for Crossing Condominium Association Inc., Danbury. Property: 130 Deer Hill Ave., Unit 13, Danbury. Action: to foreclose delinquent common assessments. Filed Nov. 6. Mock, Robert L., Danbury. Filed by Steven G. Berg, Norwalk, for Arrowood Condominium Association, Danbury. Property: 20 E. Pembroke Road, Unit 41, Danbury. Action: to foreclose on unpaid common charges and assessments. Filed Nov. 5. Moran, Cristobal D., Danbury. Filed by Alan P. Rosenberg, West Hartford, for Park Side South Unit Owners Association Inc., Danbury. Property: 75 Coalpit Hill Road, Unit 11, Danbury. Action: to foreclose delinquent common assessments. Filed Nov. 5.

Perry, Jill I. and Anthony J., et al., New Fairfield. Filed by Anne R. Hoyt, Hartford, for U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 50 Bigelow Road, New Fairfield. Action: to foreclose a delinquent mortgage in the original principal amount of $216,900, dated April 2003. Filed Nov. 5.

Spinks, Nancy and William, et al., Bridgeport. Filed by Jeffrey M. Knickerboxer, Hartford, for CitiMortgage Inc., O’Fallon, Mo. Property: 110 to112 Trumbull Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $229,085, dated July 2008. Filed Nov. 2.

Powell, Marjorie, et al., Bridgeport. Filed by Steven G. Berg, Norwalk, for Townhouse Commons Condominium Association Inc., Bridgeport. Property: 55 Wessels Ave., Bridgeport. Action: to foreclose on unpaid common charges and assessments. Filed Nov. 2.

Stroll, Marta E. and Joseph G., et al., Greenwich. Filed by Jeffrey M. Knickerboxer, Hartford, for Citibank N.A., Sioux Falls, S.D. Property: 10 Irvine Road, Greenwich. Action: to foreclose a delinquent mortgage, dated May 2006. Filed Nov. 5.

Reed, Karla and Richard W. Jr., Newtown. Filed by Adrienne Roach, Hartford, for HSBC Bank USA N.A., Buffalo, N.Y. Property: 15 Taunton Lake Drive, Newtown. Action: to foreclose a delinquent mortgage in the original principal amount of $934,000, dated June 2006. Filed Nov. 1.

Taylor, Alicia F., et al., Darien. Filed for The Bank of New York Mellon, trustee, New York City. Property: 39 Walmsley Road, Darien. Action: to foreclose a delinquent mortgage in the original principal amount of $485,000, dated August 2007. Filed Nov. 5.

Santana, Simone I. and Marco, Bridgeport. Filed by Richard M. Shapiro, Hamden, for Regency Condominium Association Inc., Bridgeport. Property: 2370 North Ave., Apt. 2B, Bridgeport. Action: to foreclose on an association lien. Filed Nov. 8.

Valencia, Tita and Oscar, et al., Bridgeport. Filed by Douglas Sauvé, Hartford, for Deutsche Bank National Trust, trustee, Los Angeles, Calif. Property: 96 to 98 Livingston Place, Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $360,000, dated August 2006. Filed Nov. 8.

Santelises, Melissa, et al., Bridgeport. Filed by Jeffrey M. Knickerboxer, Hartford, for The Bank of New York Mellon, trustee, New York City. Property: 398 Jennings Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $224,910, dated March 2007. Filed Moughty, Connie and Patrick, Nov. 2. Redding. Filed by Amy L. Harrison, Farmington, for Citimortgage, Inc., O’Fallon, Mo. Property: 259 Black Simmons, Steven M., Westport. Rock Turnpike, Redding. Action: Filed by Kevin M. Casini, Hartford, to foreclose a delinquent mortgage for Bank of America N.A., Chardated April 1998. Filed Nov. 5. lotte, N.C. Property: 8 Dexter Road, Westport. Action: to foreclose a delinquent mortgage dated December Naraine, Gunssankar, Danbury. 2006. Filed Nov. 5. Filed by Amy L. Harrison, Farmington, for Bank of America N.A., Smith Clarke, Sanimere, DanCharlotte, N.C. Property: 7 Tan- bury. Filed by James W. Donohue, mar Drive, Danbury. Action: to Farmington, for JPMorgan Acforeclose a delinquent mortgage quisition Corp., New York City. in the original principal amount Property: 8 Rose Lane, Unit 26-5, of $162,000, dated February 2007. Danbury. Action: to foreclose a delinquent mortgage in the origiFiled Nov. 1. nal principal amount of $165,600, dated October 2006. Othello, Myriam, Bridgeport. Filed by Loren M. Bisberg, Farmington, for Bank of America N.A., Charlotte, N.C. Property: 1656 Noble Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $159,493, dated August 2009. Filed Nov. 8.

Vereen, Andrea C. and Darnell, et al., Bridgeport. Filed by Kristen Boyle, Hartford, for Deutsche Bank National Trust, trustee, Los Angeles, Calif. Property: 503 to 505 Carroll Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $50,000, dated November 2001. Filed Nov. 2. Vizi, Deborah A. and Thomas E., et al., Bethel. Filed by Kevin M. Casini, Hartford, for Bank of America N.A., Charlotte, N.C. Property: 5 Autumn Drive, Bethel. Action: to foreclose a delinquent mortgage in the original principal amount of $332,000, dated February 2007. Filed Nov. 1. Watson, Beverly M., et al., Bridgeport. Filed by Adrienne Roach, Hartford, for The Bank of New York Mellon, trustee, New York City. Property: 3200 Madison Ave., Unit D to 4, Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $172,500, dated September 2005. Filed Nov. 2.

Wilensky, William I., Redding. Filed by Adrienne Roach, Hartford, for Wells Fargo Bank N.A., Bloomington, Minn. Property: 63 Peaceable St., Redding. Action: to foreclose a delinquent mortgage in the original principal amount of $280,000, dated April 2010. Filed Oct. 31.

CPPT Darien L.L.C., Darien. Lender: Sovereign Bank N.A., Boston, Mass. Property: 1500 Boston Post Road, Darien. Amount: $3.9 million. Filed Nov. 1.

HJC Realty L.L.C., Bridgeport, by Lyndon Johnson Viana. Lender: Fernanda and Abilio Goncalves, Stamford. Property: 1282 Wisowaty, Christopher, et al., North Ave., Bridgeport. Amount: Bridgeport. Filed by Kevin M. Ca- $200,000. Filed Nov. 2. sini, Hartford, for Bank of America N.A., Charlotte, N.C. Property: 575 Glendale Ave., Bridgeport. Action: North Street Real Estate L.L.C., to foreclose a delinquent mortgage New London, by Aryeh Yasgur. in the original principal amount of Lender: Connecticut Community $128,306, dated December 2008. Bank N.A. d.b.a. The Greenwich Bank and Trust Co., Greenwich. Filed Nov. 2. Property: 779, 781 and 783 North St., Greenwich. Amount: $750,000. Zebrowski, Valerie A. and Wes- Filed Nov. 2. ley J., et al., Bethel. Filed by Mario Arena, Hartford, for Bank of America N.A., Charlotte, N.C. Property: NPK Building Corp., Greenwich, 68 Taylor Road, Bethel. Action: to by Nicholas P. Kyriakos. Lender: foreclose a delinquent mortgage Connecticut Community Bank in the original principal amount N.A. d.b.a. The Greenwich Bank of $320,000, dated February 2008. and Trust Co., Greenwich. Property: 62 Mason St., Greenwich. Filed Nov. 1. Amount: $1.2 million. Filed Nov. 1.

Bare Minerals is conducting business in Stamford, 100 Greyrock Place, Stamford 06901, c/o Bare Essentials Beauty Inc. Filed Nov. 14. BC Landscaping L.L.C., 175 Imperial Ave., Westport 06880, c/o Peter J. Murrugarra. Filed Nov. 9. Berkshire Hathaway Homeservices Connecticut Realty, 272 Post Road East, Redding 06880, c/o CTRE L.L.C. Filed Nov. 6. Berkshire Hathaway Homeservices Connecticut Realty, 1200 High Ridge Road, Stamford 06905, c/o CTRE L.L.C. Filed Nov. 7. CHAR, 2 S. Water St., Greenwich 06830, c/o HGSAD Corp. Filed Nov. 8. Chateau_360 is conducting business at 152 E. Putnam Ave., No. 214, Cos Cob 06807, c/o Andrew Siess. Filed Oct. 22.

MORTGAGES

Commercial Arts Photography, S&I Projects L.L.C., Hamden. 20 Royal Road, Danbury 06811, c/o Lender: Connecticut Housing 118 Burr Court L.L.C., Bridge- Investment Fund Inc., Hartford. Christine Walker. Filed Nov. 6. port, by Joseph A. Palmieri Jr. Property: 205 Smith St., Bridgeport. Lender: The Bank of Fairfield, Amount: $160,000. Filed Nov. 1. Consigned Designs by Ellen Fairfield. Property: 118 Burr L.L.C. d.b.a. Elle Encore, 115 MaCourt, Bridgeport. Amount: son St., Greenwich 06830, c/o Ellen University of Bridgeport, Bridge- and Thomas Atkinson. Filed Nov. 9. $900,000. Filed Nov. 2. port, by Jeffrey A. Asher. Lender: RBS Citizen Bank N.A., New LonBertucci’s Restaurant Corp., don. Property: 80 University Ave.; Core Pilates Greenwich, 6 W. Northborough, Mass. Lender: For- 75 Lincoln Ave.; 60 Lafayette St.; Putnam Ave., Greenwich 06830, c/o tress Credit Corp., New York City. 136 to 170 Lafayette St.; 126 Park Kristan Sarlo and Lynn Amy SlupProperty: 54 Boston Post Road, Ave.; and 84 Iranistan Ave., Bridge- chynskyj. Filed Oct. 26. Darien. Amount: $46 million. Filed port. Amount: $12 million. Filed Nov. 2. Nov. 2. D7, 4 Stamford Plaza, 107 Elm St., Stamford 06902, c/o Digitas Inc. Bertucci’s Restaurant Corp., NEW BUSINESSES Filed Nov. 9. Northborough, Mass. Lender: Levine Leichtman Capital Partners Deep Value Fund II L.P., Beverly Amy’s Daycare, 3626 Park Ave., Danbury Chrysler Jeep Dodge Hills, Calif. Property: 54 Boston Bridgeport 06604, c/o Amy Mon- Ram, 100B Federal Road, Danbury Post Road, Darien. Amount: $17 teiro. Filed Nov. 13. 06810, c/o Danbury Fair Dodge million. Filed Nov. 2. L.L.C. Filed Nov. 6. Bertucci’s Restaurant Corp., Northborough, Mass. Lender: Fortress Credit Corp., New York City. Property: 98 Newtown Road, Danbury. Amount: $46 million. Filed Nov. 5. Bertucci’s Restaurant Corp., Northborough, Mass. Lender: Levine Leichtman Capital Partners Deep Value Fund II L.P., Beverly Hills, Calif. Property: 98 Newtown Road, Danbury. Amount: $17 million. Filed Nov. 5.

Andre’s Limo & Construction Services, 20 Spruce St., Unit 4, Emerald City Shipping, 66 TremStamford 06902, c/o Andre J. Jo- ont Ave., Stamford 06906, c/o Reinford Gibbons. Filed Nov. 1. seph. Filed Nov. 13. AWDAY International, 2 Greenwich Office Park, Suite 300, Greenwich 06831, c/o Andrew Day. Filed Oct. 23. Bare Minerals is conducting business in Danbury, 71 Stevenson St., 22nd floor, San Francisco, Calif. 94105, c/o Bare Essentials Beauty Inc. Filed Nov. 6.

Finney Court, 11 Finney Lane, Units 1 to 15, Stamford 06902, c/o Finney Court Condo Assn. Filed Nov. 15. Fresco Trattoria, 22A Main St., Georgetown 06896, c/o Gianfranco Fontana and Francesco Lombardi. Filed Nov. 8. Garcia-Lopez Landscaping L.L.C., 66 Liberty St., Stamford 06902, c/o Joel Garcia Lopez. Filed Nov. 8.

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 26, 2012 25

on the record Gourmet Chef L.L.C., 971 Post Road East, Westport 06880, c/o Pascaline Cuisine. Filed Nov. 8.

New Antiquity L.L.C., 153 Grassy Steven Alan Annex L.L.C. d.b.a. Plain St., Bethel 06801, c/o Mat- Steven Alan, 82 Greenwich Ave., Greenwich 06830, c/o Lynn Amy thew S. Rink. Filed Oct. 31. Soladino. Filed Oct. 24.

Green Home Improvement, Patricia’s House Cleaning, 95 105 Wilbur Peck St., Greenwich Stillwater Ave., Stamford 06902, c/o 06830, c/o Marisol Monsalve-Pie- Abner Lopez. Filed Nov. 9. drahita and Reinel D-Hincapie. Filed Nov. 8. Peking Chinese Restaurant L.L.C., 264 Wade St., Bridgeport H & D at Work, 600 Washing- 06604, c/o Kam H. Wang. Filed ton Blvd., Eighth floor, Stamford Nov. 14. 06902, c/o Elite Personal Fitness. Filed Nov. 14. Perfect Cleaning, 19 High St., Danbury 06810, c/o Franklin Pelaez H.R. Cable Services, 91 Euclid and Oswaldo Cambisaca. Filed Ave., Stamford 06902, c/o Hector Nov. 7. Luis Rodriguez. Filed Nov. 9. Popiolek Carpentry, 49 Elmcroft Harbor Pizza & Grill, 503 E. Main Road, No. 1, Stamford 06902, c/o St., Bridgeport 06608, c/o Pedro Jacek Popiolek. Filed Nov. 13. J. Hostos and Wilfredo Hostos Jr. Filed Nov. 14. Red Zone Cleaning, 42 Carlisle Place, Stamford 06902, c/o Nicholas Henriquez Landscaping, 365 T. Russell. Filed Nov. 15. Harmony St., Bridgeport 06606, c/o Jose Henriquez. Filed Nov. 13. Restoration Unity Seinor Service, 844 Lakeside Drive, BridgeHyde and Seek, 86 Pequonnock port 06606, c/o Pamela Johnson. St., Apt. 20, Bridgeport 06604, c/o Filed Nov. 14. Shauna-kay Hyde. Filed Nov. 13. Rex & Me, P.O. Box 1011, Greens Internal Hygiene, 44 Pleasant St., Farms 06838, c/o Brian Carusone. No. 9, Stamford 06901, c/o Meritx- Filed Nov. 9. ell Calderer. Filed Nov. 9. Jessica C. Hunter d.b.a. Hunter Healing Hands - Sole Prep, 215 Harbor Ave., Bridgeport 06605, c/o Jessica C. Hunter. Filed Nov. 13.

Martha Graham single-handedly brought dance into the 20th century. She did nothing less than create an entirely new genre, while shattering the expectations of audiences and critics alike with her percussive, angular movement style. So why do most kids think

This space provided by Westfair Business Publications as a public service.

that she’s a tasty snack food? Each day, more and more of the arts are being drained from our children’s schools. Speak up and demand your child’s fair share of arts education. Otherwise, even a legacy as rich as Martha Graham’s can crumble to nothing.

A R T.

ASK

FOR

M O R E.

For more information about the importance of arts education, contact

Week November 26, 2012 Fairfield County Journal 26NOTE TOof PUB: DO NOT PRINT INFO•BELOW, FOR I.D. ONLY. Business NO ALTERING OF AD COUNCIL PSAS. Americans for the Arts - Magazine (4 5/8 x 10) 4/C AFAWV1-M-11106-I “Martha Graham” 120 screen Film at Horan Imaging 212-689-8585 Reference #: 569599

The Day Group d.b.a. A.W. Day International, 2 Greenwich Office Park, Suite 320, Greenwich 06831, c/o John William Day. Filed Nov. 9. The Law Office of Michael J. McCarroll, 6 Landmark Square, Stamford 06901, c/o Michael McCarroll. Filed Nov. 9. TTCT d.b.a. One at Bat, 5 Valley Trail, Stamford 06903, c/o Gary Cohen. Filed Nov. 8. Walnut Groceries L.L.C., 204 Walnut St., Bridgeport 06606, c/o Pedro J. Arriaga and Aleida Lopez. Filed Nov. 15. Will Do It, 1435 Bedford St., Suite 7A, Stamford 06905, c/o Anthony Averhart and Jacqueline Nunez. Filed Nov. 6. Zurita Insurance Group, 100 Research Drive, Stamford 06906, c/o The Zurita Group L.L.C. Filed Nov. 6.

Patents

RGX Painting, 726 Capital Ave., Bridgeport 06606, c/o Rhenzo Application-driven spot-color optimizer for reprographics. Gomes. Filed Nov. 15. Patent no. 8,310,717 issued to Matthew Ochs, Webster, N.Y.; and Roses Copper Works, 30 Green- John Moore, Rochester, N.Y. Aswood Ave., Bethel 06801, c/o signed to Xerox Corp., Norwalk. George Rose. Filed Nov. 9.

K.N.A.’s Dreams for Kids 22, 1205 Stratford Ave., Bridgeport 06607, c/o Antonio Bradshaw and Kevin Royal Prince & Princess, 844 Moore. Filed Nov. 13. Lakeside Drive, Bridgeport 06606, c/o Pamela Johnson. Filed Nov. 14. Launch 2012, 100 Mill Plain Road, Second floor, Danbury 06811, c/o Peter Hall and Sean Mortis. Filed S.A.K Home Solutions, 23 Richards Ave., Stamford 06905, c/o MaNov. 6. ria Heredia. Filed Nov. 8.

Biometric-data encryption. Patent no. 8,311,288 issued to Mark Anthony Nenni Jr., Brockport, N.Y. Assigned to Xerox Corp., Norwalk.

Integrated adaptable accounting system for a print job. Patent no. 8,310,695 issued to Vanditha Mukund, Penfield, N.Y.; and Kenneth Buck, Webster, N.Y. Assigned to XeLean Body Boot Camp, 6 Stony Hill, Bethel 06801, c/o Patti Skoki. Safari Chefs, 87 Greenleaf Drive, rox Corp., Norwalk. Stamford 06902, c/o Ashely LoedFiled Nov. 5. ers. Filed Nov. 9. Laser scanner window cleaner. Patent no. 8,311,440 issued to RobLoida E. Tribino, 80 Greenwood St., Bridgeport 06606, c/o Loida Second Chance Vision of Hope ert Tidrick, Tigard, Ore. Assigned to SWAT Men & Women of Pur- Xerox Corp., Norwalk. Molina. Filed Nov. 14. pose, 175 Sixth St., Bridgeport 06607, c/o Rev. Dr. Hazel Newtown, Matilda Home Day Care, 43 Dennis Teel, Phyllis Walker and Remote diagnostic system and method based on device data Schuyler Ave., Stamford 06902, Ricky Cherry. Filed Nov. 13. classification. Patent no. 8,312,324 c/o Matilde Fabian Mirabal. Filed issued to Diane Foley, Palmyra, Nov. 15. Serge FTA Satelite, 675 Cleveland Microtel Inn & Suites by Wyn- Ave., Bridgeport 06604, c/o Serge N.Y.; and Shi Zhao, Rochester, N.Y. Assigned to Xerox Corp., Norwalk. dham, 80 Benedict Road, Bethel Laine. Filed Nov. 15. 06801, c/o Microtel Inns and Suites Franchising Inc. Filed Oct. 31. Universally accessible printer Stamford Indian Community, configuration page. Patent no. 7 Fourth St., Apt. 3E, Stamford Microtel Inn by Wyndham, 80 06902, c/o Veeranaykudu Thoka 8,312,378 issued to Craig WarBenedict Road, Bethel 06801, c/o and Murali Nagaluri. Filed Nov. 13. ren Martin, Henrietta, N.Y.; and Michael Kinn, Penfield, N.Y. AsMicrotel Inns and Suites Franchissigned to Xerox Corp., Norwalk. ing Inc. Filed Oct. 31.

Business ConneCtions Economy

Human REsouRcEs

Job Growth: Stuck in First Gear

+3,500

+6,000

october 2012

-2,000

9% 10/11

“The year-over-year numbers are pointing to a real weakness in our economic recovery,” said CBIA economist Pete Gioia. “We’re in a race to create jobs and we can’t get out of first gear.” The October numbers continue what is has become a volatile pattern, with the household and business surveys—the respective sources of the unemployment rate and jobs numbers—seemingly contradicting each other. The results of CBIA’s latest quarterly economic survey further illustrate the growing gap between the state and national economic recoveries. CBIA’s Quarterly Economic Survey: Third Quarter 2012 found that while 25% of the state’s business executives believe the U.S. economy is improving, just 13% feel the same way about Connecticut’s economic prospects. In the second quarter, just 12% of survey respondents were bullish on the national economy while 9% forecast an improving state economy.

11/11

-100

-400 -7,500

-1,000

-4,700

The state has registered five months of job losses in 2012 and four months of gains [see figure to the right], for a calendar-year gain of just 1,400 jobs. In the last 12 months, however, Connecticut has lost 2,800 jobs, well behind last year’s pace of 12,000 new positions through October.

Jobs gained

1,200

Source: Connecticut Department of Labor

+5,400

That’s significantly higher than the national rate of 7.9%. And to make matters worse, the Department of Labor revised September’s numbers—the originally reported gain of 2,000 jobs is now a loss of 400.

Job growth in ConneCtiCut

-3,200

onnecticut’s October jobs report represents a mixed bag, to say the least. While employers added 1,200 new positions last month, the unemployment rate rose to 9%.

+3,500

ConneCtiCut’s unemployment Rate

12/11

1/12

2/12

3/12

4/12

5/12

6/12

7/12

8/12

9/12

10/12

“The good news is that executives are slightly less negative on the outlook for both the U.S. and Connecticut economies,” said Gioia. “But there’s a widening gap in expectations for the state compared with the national picture.” The quarterly economic survey found that 44% thought the state’s economy would worsen (compared with 58% in the first quarter), while 42% believed it would remain stable (up from 33%). Those responses contrast sharply with national expectations: 36% of respondents said the U.S. economy would worsen (down from 54% in the second quarter) and 39% forecast stability (33%). “These numbers, particularly for the state’s economic picture, show little improvement over the second quarter,” Gioia said. “It confirms a fairly flat, slow economic recovery.” ➤ Read more at gov.cbia.com

EvEnts

Become Your Company’s Best Salesperson

nderstanding customers’ purchasing and decision-making process is the hallmark of the most successful sales people. It’s simply not enough to know “how to sell.” Join us for this workshop and learn the skills to create and implement a successful sales plan. We’ll discuss: f A six-step process that leads a prospect to the decision to buy f Surefire strategies that lead to more positive buying decisions and greater sales f Proven sales strategies to stay focused on growing your referral opportunities f Finding the right sales opportunities to build your pipeline Speaker: Michael W. O’Reilly, Partner, Paradigm Associates

Scan & RegisteR! Date Tues., Dec. 11, 2012 tiMe 8:30–10 am Place CBIA, 350 Church St., Hartford cOst CBIA members, $75; nonmembers, $100 Register at cbia.com

Hurricane-Affected Workers May Be Eligible for Disaster Unemployment

he Connecticut Department of Labor (DOL) reminds residents and employers that Disaster Unemployment Assistance (DUA) is available for certain workers, including self-employed individuals, who are unemployed as a direct result of damages caused by Hurricane Sandy. On Oct 30, President Obama declared Fairfield, Middlesex, New Haven, and New London counties and the Mashantucket Pequot Tribal Nation and Mohegan Tribal Nation located within New London County a federal disaster area. The DUA program is a part of the federal disaster assistance process, administered by the state DOL. To be eligible for DUA benefits, individuals must work or live in one of the federally designated areas, and have lost their jobs directly due to the disaster. Other eligible individuals include those who: f Are unable to reach their job because they must travel through the affected area and are prevented from doing so by the disaster. f Were to commence employment but were prevented by the disaster. f Became the major support for a household because of the death of the head of the household as a result of the disaster. f Cannot work because of an injury caused as a direct result of the disaster. Before an individual can be determined eligible for DUA, the DOL must establish that the individual is otherwise not eligible for regular unemployment insurance benefits under any state or federal law. Residents who lost their jobs due to this disaster should file a claim with their local TeleBenefits line. To determine your local TeleBenefits number, check the blue pages of your telephone directory, visit the DOL’s website or contact Infoline at 2-1-1. Under federal guidelines, the deadline for filing for DUA benefits is December 3, 2012. DUA claims filed after the deadline may be ineligible for payment.

➤ Learn more at cbia.com/hr

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of November 26, 2012 27

POWERFUL WOMEN IN COMMUNICATIONS THE BUSINESS JOURNALS AND WAG WILL PRESENT a discussion by some of the most fascinating women in the communications field. Titled “Powerful Women in Communications,” the event at The College of New Rochelle in New Rochelle, launches the journals’ 2013 monthly programs, which will vary in format from month to month. More than 350 guests are expected to attend to see and hear network TV and Hearst publication stars. Already on board are: Valerie Salembier, senior vice president, publisher and chief revenue officer at Town & Country and Jean Chatzky, the financial editor for NBC’s TODAY show. Here’s where you should promote your business, display your products or services and generate new relationships. Please contact Holly DeBartolo (914) 694-3600 or email Hdebartolo@westfairinc.com.