Fairfield County Business Journal 120114

FAIRFIELD COUNTY

BUSINESS JOURNAL YOUR ONLY SOURCE FOR REGIONAL BUSINESS NEWS | westfaironline.com

December 1, 2014 | VOL. 50, No. 48

The key to home design

FCBJ this week PUMP RELIEF Dropping gas prices could contribute to big holiday spending … 2

THE LOCAL VAULT FILLED WITH STYLISH FINDS

LETTER TO THE EDITOR Doctors Express chief makes case for backing enhanced Medicaid rate … 7

BY MARY SHUSTACK mshustack@westfairinc.com

T

the whole story.

The state experienced its eighth consecutive month of employment growth in October, adding 3,600 jobs, the state Department of Labor reported. The unemployment rate was 6.4 percent in October, unchanged from September,

he Local Vault has opened, and its contents are quite stylish.

They are also thoughtfully edited, sometimes playful and always community-sourced.

TLV is a Greenwich-based online marketplace (thelocalvault.com) designed for buying and selling “pre-loved” upscale home furnishings and decorative accessories.

Patricia Espinosa, a Greenwich-based writer whose work has appeared in the FCBJ’s sister publication, WAG, sat down soon after TLV’s early-October launch to discuss the venture in which she is a founding partner.

“It’s exciting. It’s been a whirlwind,” she said of the business that taps into her longtime love of interior design, treasure-hunting and writing.

TLV teams her with fellow Greenwich residents Julie Rubich and Betsy Perry and Perry’s sister, Joannie Buhrendorf of Fairfield.

Together, the women have decades of experience in design, event planning, real estate staging, marketing, photography and writing.

Espinosa said each partner draws on her background and personality to contribute everything from photography to networking to, yes, a sense of humor and whimsy.

TLV, she added, has an edge.

“The secret sauce is that it’s hyper-local.

We’re really targeting a one-hour radius,” focusing on the region the partners know so well.

“This area has its own look, its own style,” she said.

And it has its own needs. Sometimes, Espinosa said, it’s a client moving quickly for a job.

“It’s such a stressful thing,” Espinosa said.

» JOBS, page 3

» VAULT, page 6

EASING A BURDEN Wells Fargo offers student loan modifications … 10 MOVING ON State insurance commissioner returning to the private sector … 13

NETWORKING x4 CHAMBERS TEAM TO BOOST ECONOMY For story, see page 4

MEDIA PARTNER

Marcia O’Kane, executive director, Greeenwich Chamber of Commerce. Photo by Bill Fallon

Job numbers obscure some economic realities WORKFORCE OFFICIAL CALLS ATTENTION TO STRUGGLING PART-TIMERS

BY CRYSTAK KANG ckang@westfairinc.com

C

onnecticut’s recession recovery held steady in October, according to preliminary job statistics from the state, but the head of this region’s workforce development board says the unemployment rate doesn’t tell

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Dipping gas prices could lead to active holiday season ECONOMISTS PREDICT A JOLT TO CONSUMER CONFIDENCE

BY DIRK PERREFORT AND KEILA TORRES OCASIO Hearst Connecticut Media

F

or the first time in five years, gasoline prices in the area have dipped below $3 a gallon.

Several gas stations in the region have begun selling their lowest grades of gasoline for $2.99 or less for members, a level that strikes a chord for consumers and has not been seen since November 2010.

“I hope they stay like that or go lower,” said Ansonia resident Carlos Fanfan, as he filled up at the Cumberland Farms on Pershing Drive in Ansonia. “It’s a benefit for people.”

At the gas station, regular grade gas was at $2.91 on Nov. 20 for members and $3.01 for nonmembers. Even the higher price was exciting to some customers.

“I can’t believe I just got $3.01 gas,” said Trumbull resident Jack Alves. “I think it’s great. I hope it stays low.”

Earlier this month, the U.S. Department of Energy cut its forecast for the average price of gasoline to $2.94 a gallon through most of 2015 — a 44-cent drop from its previous forecast of $3.38 per gallon.

Home heating oil prices are also dropping to levels not seen since 2010.

That could leave consumers with a few extra dollars as they head into the holiday shopping season. And it’s a trend, based on increased supply and lackluster demand, that many experts predict will continue well into next year.

“If anything, the worst news would be that gas prices will level off,” said Christopher Herb, president of the Connecticut Energy

Gas prices recently fell below $3 at some stations, including the BJ’s gas station in Derby. Photos by Autumn Driscoll

Marketers Association. “For the first time in years, we are seeing a market based on the fundamentals, rather than speculators. We are as close to a pure supply-and-demand market as I’ve ever seen.”

Herb and area economists point to weaker demand for oil from Europe and China combined with higher productions rates in North America as the main reasons for the price drop. The price of crude oil fell below $75 a bar-

Geoff Turner, of Derby, fills up his gas canisters at the member price of $2.99 per gallon recently at the BJ’s gas station in Derby.

2 Week of December 1, 2014 • FAIRFIELD COUNTY BUSINESS JOURNAL

rel as production in the U.S. reached 9 million barrels a day, the most in nearly 30 years.

Consumers also have become more energy-efficient, both in their homes and with their vehicles, as a result of the recession, Herb said.

“Demand isn’t going back to where it was,” he said.

When prices are down, it’s the perfect time to focus on ways to conserve energy, said Tom Santa, president and CEO of Santa Energy Corp.

“I think what people need to do is put the money they had budgeted (for home heating oil) into energy conservation so if prices go back up they’ll be spending less,” he said. “We hear so many people say, ‘Oh I can buy a big car,’ or ‘I can take a long drive through the countryside.’ I think we need to keep in mind that energy conservation is still important.”

In the runup to Thanksgiving, Fran Mayko, spokeswoman for AAA’s Southern New England-Connecticut division, forecast that the lower gas prices would help lead to a record year for travel on the holiday.

“The conventional wisdom is that prices are probably going to continue downward through the Thanksgiving holiday,” Mayko said. “That being said, what goes down must come back up. Hopefully, prices will stabilize.”

Nick Perna, an economist with Webster Bank, said the lower prices couldn’t come at a better time with the holiday shopping season arriving. Besides leaving people with more money to spend, lower gas prices give people more confidence in the economy, he said.

“It’s the equivalent of a tax cut and it amounts to a lot of money,” he said. “Most consumers judge the economy on two or three things: the price of gas, where the stock market is going and whether oil is going up or down.”

The Consumer Confidence Index rose in October more than five points, to 94.5 from the 89.0 reported by The Conference Board for September.

While many experts predict the price of oil will remain low for the foreseeable future, others said a major geopolitical event could alter the landscape.

“We could see an invasion (of Ukraine)

by Russian armies or a crisis in the Middle East that could spook the speculators and bring them back into the market,” Herb said.

“There is no guarantee this will last forever.”

Hearst Connecticut Media includes four daily newspapers: Connecticut Post, Greenwich Time, The Advocate (Stamford) and The News Times (Danbury). See newstimes.com and ctpost.com for more from these reporters.

Jobs — » » From page 1

when the jobless rate hit its lowest point since 2008, and down from 7.6 percent in October 2013. But according to Joseph Carbone, president and CEO of The WorkPlace, those statistics don’t shed light on the important issues like financial instability and job dissatisfaction. He said that as he dug deeper into the data, he discovered the untold story of parttimers.

Carbone said that while part-timers are considered employed, they’re struggling to make ends meet. They can’t find full-time jobs, he said, because companies are becoming more selective about their hires and taking shortcuts to minimize risk and liability costs.

“About 40 percent of jobs created are part time because companies don’t want to hire full time,” Carbone said. “A lot of companies are turning to staffing agencies and part-time employees to avoid the new regulations with the Affordable Care Act and to avoid risks and liabilities associated with becoming a company with more than 50 employees.” (Under the new health care law, companies with 50 or more employees are considered large businesses, which have their own set of insurance requirements.)

Joseph Carbone, CEO and president of The WorkPlace.

Carbone said that part-timers contribute to a relatively stable unemployment rate, yet many of them are not earning enough money to keep their own household stable.

“There are 28 million people in America who are working part time, and 7.5 million are doing so involuntarily because they can’t find full-time work,” Carbone said.

“But they can’t quit because they still have to pay the bills. Part-time folks who are the main wage earners in their households are

not earning sufficient money to provide for their families.”

Another nuance of the unemployment rate is the long-term unemployed demographic, which includes people with no immediate plans to start working after being out of a job for more than a year. About twothirds, or 3 million, of the unemployed are in the long-term unemployed category, in which job search activity has significantly subsided and motivation has diminished, Carbone said.

“When your labor force numbers are diminishing with more people becoming unemployed long term, it says to a prospective employer who wishes to move to Connecticut or expand a company’s footprint in the region that it’ll become increasingly more difficult to hire new workers or find replacement workers,” Carbone said.

Although the employment number is increasing month to month, Carbone noted food services and retail are among the industries adding the most jobs – often with low wages. The Department of Labor report said retail trade “was the strongest segment, possibly indicating an earlier-than-normal holiday buildup.” High-paying jobs in the finance, government and information markets were lost in October, with those industries cutting between 100 and 1,300 jobs since September.

In an effort to help the long-term unemployed, The WorkPlace recently announced a statewide launch of its Platform to Employment, a program that assists with job training and placement. The Bridgeport nonprofit has partnered with the state Departments of Labor and Vocational Rehabilitation and Connecticut’s four other workforce investment boards to serve 500 state residents during the first program year.

A total 27 participants in the first statewide cohort of 103 had jobs upon graduation from the program. More than 50 of them are now employed.

The Platform to Employment originated in Bridgeport. The platform rolled out nationally last year and has expanded into 11 cities, including Chicago, Cincinnati, Dallas, Denver, Detroit, Minneapolis, Newark, San Diego, San Francisco and Tampa. Last month, it launched in Las Vegas.

“We provide training and educational support so when folks come through the programs, they’re empowered to take on job advancement,” Carbone said. “We make it very clear this program is just one step toward employment. You can’t ever stop stepping. You have to keep moving forward because the intensity of the competition in the job market is a controlling factor that’s going to keep growing. You’ll be obsolete if you can’t keep up.”

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of December 1, 2014

3

Four chambers network as one in Stamford

FAIRFIELD COUNTY

BUSINESS JOURNAL • • • • •

Main office telephone . . . . . . . . 914-694-3600 Newsroom fax . . . . . . . . . . . . . . 914-694-3680 Sales fax. . . . . . . . . . . . . . . . . . . . 914-694-3699 Research fax . . . . . . . . . . . . . . . . 914-694-3682 Editorial e-mail bfallon@westfairinc.com

Or write to: Fairfield County Business Journal 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 westfaironline.com Publisher • Dee DelBello Managing Editor • Bob Rozycki Editor • Bill Fallon

News

Contributing Editor • Mark Lungariello Reporters • Crystal Kang • John Golden • Georgette Gouveia • Mary Shustack • Leif Skodnick Digital and Copy Editor • Aaron Pelc Editorial and Digital Associate • Danielle Renda

Sherri Warcholic, sales representative, Liberty Mutual Insurance, Trumbull.

T Mary Jane Dubner, associate dean, University of Bridgeport School of Continuing and Professional Studies, and Maureen Lyons Maloney, director, University of Bridgeport’s Stamford Center.

Stephen Zoeller, operations analyst, and Jessica P’an Cooper, vice president for sales and marketing, Yumi EcoSolutions, Norwalk.

he Quad Chamber Expo & After-Hours Business Networking event — with the backing of four chambers of commerce — packed the atrium at the University of Connecticut’s Stamford campus with exhibitors and throngs of business networkers Nov 20.

The sponsoring organizations were the Darien Chamber of Commerce, the Greater Norwalk Chamber of Commerce, the Stamford Chamber of Commerce and the Greenwich Chamber of Commerce.

“It was a wonderful event,” said Marcia O’Kane, executive director of the Greenwich Chamber of Commerce. “We had 400 to 500 who attended, as evidenced by every exhibitor being engaged throughout the night. We truly believe it was a hit.”

There were 60 to 65 businesses with display tables. O’Kane paused, in particular, to praise the food provided by Mumbai Times Restaurant in Cos Cob. “The line for sampling was nonstop,” she said. “Everyone thinks Indian food is too spicy, but their food was delicious.”

— Photos and story by Bill Fallon

Advertising Sales

Manager • Anne Jordan Metro Sales Director • Barbara Hanlon Account Managers • Lisa Cash • Marcia Pflug • Patrice Sullivan Programs and Projects Coordinator • Robin Costello

Production

Senior Art & Digital Director • Dan Viteri Art Director • Michaela Zalko

Audience Development and Circulation

Circulation Representatives • Marcia Rudy • Brianne Smith Research Reporter • Peter Rubino Events Manager • Holly DeBartolo

Administration

Circulation and Office Manager • Sylvia Sikoutris Contracted CFO Services: Adornetto & Company L.L.C. Human Resources & Payroll Services: APS PAYROLL

Fairfield County Business Journal (USPS# 5830) is published Weekly, 52 times a year by Westfair Communications, Inc., 3 Westchester Park Drive, White Plains, NY 10604.

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Reproduction in whole or in part without written permission is prohibited

HAVE YOUR SAY

Kimberly Tapscott, associate partner, Keller Williams Realty, Stamford.

4 Week of December 1, 2014 • FAIRFIELD COUNTY BUSINESS JOURNAL

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Citrin Cooperman Corner

Entrepreneurs: Taking Risks and Turning Profit

BY MARK J. MOTTEL, CPA, MS CITRIN COOPERMAN

Martrell Solomon, assistant manager, MakerBot Store, Greenwich.

Meaghan Rosenblatt, left, and Reina Sutch, sales directors for Hotel Zero Degrees in Norwalk and Stamford, respectively.

Mark Mottel

Helen Nitkin The HB Nitkin Group

Every entrepreneur — whether you’re a first-timer or more experienced — has to grapple with the element of risk. It’s always present in business opportunities, and when measured properly, a healthy dose may bring handsome rewards.

While strategic decision-making and a community of support will help you get your idea off the ground, consider these factors as you push your endeavor forward:

Ross Gladstone, investment counselor, David Lerner Associates Inc., Westport.

Elena and Vlad Petrnko, principals, Home Helpers and Direct Link in East Westport.

Greenwich Hospital/Yale New Haven Health System’s Lauren Messina, employer relations specialist, and Leslie Almeraris, employer relations specialist/occupational medicine and wellness services.

The Fairfield County Business Journal’s Marcia Pflug, left, and Holly DeBartolo.

SURROUND YOURSELF WITH THE RIGHT PEOPLE. Having the framework for an idea is a start, but you will need to refine, refocus, and carry it to fruition. “You have to have good people around you to execute,” said Helen Nitkin, co-founder and chairman of The HB Nitkin Group, a commercial real estate company with properties in New York and Connecticut.

“Work with the best people available to you.” Build a team for the long haul for increased efficiencies.

EXPECT THE UNEXPECTED. Many entrepreneurs and new business owners start with shoestring budgets, which will only get you so far. Create a financial reserve and make sure you have the capital you need when you need it. “In the initial financial analysis, an entrepreneur may project one or two years for a property to become profitable, but in reality it may take three or four,” Nitkin said. “In today’s real estate environment, one has to calculate expenses, keeping tenants in place and unanticipated events.

Entrepreneurs should factor that into their numbers.”

CREATE A BUSINESS PLAN. Before you go full steam ahead with an idea, get everything down in writing. Putting pen to paper (or keys to screen) will force you to think and identify your revenue and capital sources.

Similarly, your expenses and capital expenditures need to be realistically forecasted. Make sure to bring in a CPA and a lawyer to help you navigate the potential pitfalls. And be flexible. “Any good business leader has to adapt to the changes taking place in the market,” Nitkin said.

ALWAYS STRIVE TO BE BETTER. Improving and keeping systems up to date, implementing

Sam Jaafari, president, IMT IT Consultants in Stamford.

Christine Fitzsimons, community outreach director, Maplewood Senior Living, with facilities in Norwalk and Darien.

state of the art technology (whether it’s accounting or financial software), and modifying work processes as necessary will keep your operations running more efficiently and profitably. I always recommend to clients that they arrange for detailed training in their software.

Many clients don’t realize the sophisticated functionality in today’s accounting software that can provide the crucial information they need to make decisions that will help drive their businesses to higher profits.

SHUT OUT THE NOISE. When Nitkin and her late husband, Brad, were selected as the developers of the Front Street District in Hartford, a project consisting of 65,000 square feet occupied by restaurant and entertainment venues with a 121-unit residential building under construction, there were many naysayers. “If you really want to make a difference, particularly in real estate, you need vision, capital, and staying power,” Nitkin said. “You have to believe in your own conviction, stay focused, and tune out the noise.”

Emotional strength in the face of adversity is key to success as a business owner and entrepreneur.

CULTIVATE A CREDIBLE REPUTATION. The success of your business — and your brand — begins with you. Your reputation is built on authentic connections and how well you conduct yourself in all your interactions. “Be straightforward and honest with people you deal with. A good reputation is an asset to be valued,” said Nitkin.

KNOW WHAT YOU CAN DO — LEGALLY. When it comes to starting your own business, there is often a maze of regulations to sort through to make sure you’re on the right path. Staying on top of tax laws while planning and filing properly can be a challenge. “There are so many tax considerations to keep in mind,” Nitkin said. “It’s not just running your business and doing things in your own way. It’s also knowing you are doing it within the framework of the regulatory structure.”

ABOUT THE AUTHOR: Mark Mottel, CPA, MS, a partner in the White Plains office, brings more than 30 years of tax and accounting experience to his clients. He specializes in real estate taxation and sophisticated tax planning for businesses and high net worth individuals. Mark can be reached at 914-949-2990 or via email at mmottel@ citrincooperman.com.

Citrin Cooperman is a full-service accounting and business consulting firm with offices in White Plains, NY; Norwalk, CT; New York City; Livingston, NJ; Plainview, NY; and Philadelphia, PA.

A MESSAGE FROM CITRIN COOPERMAN FAIRFIELD COUNTY BUSINESS JOURNAL • Week of December 1, 2014

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Vault — » » From page 1

“The last thing you want to deal with is selling furniture on eBay.” Other times, it’s those simply freshening their surroundings.

“Frankly, you’d be surprised how many of our clients are just redecorating.”

Espinosa said TLV was designed to fill the void when the online estate-sale company Everything But The House – which Espinosa profiled for WAG – “pulled out of the area.”

“When they left we thought someone should be doing this,” Espinosa said. “The need exists.”

So, TLV was born after some 10 months of customized development.

The company will make its mark, Espinosa said, through its “white-glove” solution. TLV team members visit with a homeowner, determine which items they will feature, agree on a price and then photograph the goods on site.

The items are then introduced online in artful vignettes, though the elements are sold individually.

“We wanted to give (buyers) inspiration,” Espinosa said of the approach.

Goods are sold following a10-day “flash sale” model, with sale price shared between seller and TLV. Recent offerings included a custom-upholstered mahogany chair (esti-

Betsy Perry, Patricia Espinosa, Julie Rubich and Joannie Buhrendorf, from left, launched The Local Vault. Photo courtesy The Local Vault

mated retail of $2,700) for $650, while an oak farm table with a leaf ($2,200) could be snagged for $600.

If items don’t sell, the owner can opt to retain them or move them to the sidewalk sale.

Shoppers, Espinosa explained, also come out ahead buying from a curated selection of

local goods.

“It doesn’t make sense to buy something pre-owned from California and have it shipped to you. It ceases to be a deal.”

Espinosa said that early buyers seem to be young families seeking affordable furnishings with flair, so pre-owned fits the bill.

“They want that style but don’t necessar-

Vignettes showcase the furnishings and accessories offered through The Local Vault. Photos courtesy The Local Vault

6 Week of December 1, 2014 • FAIRFIELD COUNTY BUSINESS JOURNAL

ily want to wait for things.”

While the furnishings and decorative goods form the heart of TLV, the site also showcases artists and vendors handpicked by the founders.

“People are going there already, and once they’re there we want to tempt them with all these other things,” she said.

Whether it’s a photographer, jewelry designer or even someone with a fledgling granola company, small businesses in the community can be strengthened by the exposure, Espinosa said.

“We can provide people a steppingstone.”

And it also reinforces TLV’s sensibility.

Another such element is the blog that gives a glimpse into each partner’s personality as they cover topics ranging from fashion to entertaining.

“We’re writing about a housewarming in Old Greenwich,” Espinosa said. “It’s not all about us. We’re spreading the love.”

Still, raising TLV’s profile is key.

“Our challenge is to get the word out,” Espinosa said.

That’s done in modes contemporary (social media) to classic (setting up a table at the newcomers’ fair). In addition, Espinosa said, TLV is working to introduce its services to real estate companies that “can bring the buyer and the seller to us” and with local stores to incorporate their goods within the vignettes.

With positive early feedback, Espinosa said the TLV team is already looking ahead.

“Our end goal is we’d love to franchise this.”

So far, all is proceeding as planned, Espinosa said.

“You know, you put four women together and it could be a recipe for disaster, but it works for us. So far, it’s been magic.”

LETTER to the editor

Commitment needed to higher Medicaid reimbursement rates

W

e are facing a critical health care crisis with the Medicaid population in the state of Connecticut (roughly 20 percent of the population).

I am an owner of Doctors Express Urgent Care in West Hartford and Danbury. There is a large population of Medicaid patients in our area and we are the only urgent care center that openly accepts them as patients — walk-in and no appointment necessary.

The only other alternative is the emergency department, which carries an average visit cost of roughly $950 compared with $140 at my center. Since they now have an alternative to the emergency department, we have seen roughly 12,000 Medicaid patients in the past 18 months, saving the state approximately $9,500,000. This population has responded very well to urgent care.

The federal government funded an increase in reimbursement rates for Medicaid providers for 2012 to 2014, which brings rates more in line with Medicare rates.

The state of Connecticut has agreed to continue funding this enhanced rate through June, but after that there is no commitment to the program. This increase in rates is the only thing that allows us to accept Medicaid patients, as the old rates would simply kill our business. The enhanced rates are the lowest we receive from any insurance payer and we do not make much profit on these patients, but we would continue to accept these patients at this rate as a service to this community — we hate to turn anyone away.

If this rate is not renewed, we will be forced to no longer continue seeing these patients, resulting in a flood of these patients back to the overcrowded emergency departments.

Critical to the success of this enhanced reimbursement in attracting primary care, family practice, pediatricians and urgent care is building awareness and long-term commitment.

too disruptive to their practice and the shortterm benefit is not worth the headaches.

We have an incredible opportunity to save millions of state taxpayer dollars by committing to this program and making an aggressive push to get the people on Medicaid to use medical alternatives to the

system and the best option to bring about true health care reform — providing access to high-quality, efficient and lower-cost medical alternatives to the emergency department.

— Tom Kelly Doctors Express Urgent Care

Know-how is the

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The broad communication of this enhanced rate began in mid-2013 (six months into the 24-month program). By the time providers signed up for the program they had a very short window of benefit. Additionally, many of the physician groups we work with were not aware of the program. As such, I imagine the program was not very successful.

emergency department. It will save time, money and result in a much better experience for patients and their families.

I urge you to demand that this program is continued and help state legislators see that this is the only path to major cost savings for the state of Connecticut health care

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Private Banking 203-661-1615 roberta.anderson@peoples.com

Robert Maquat

Wealth Advisor 203-661-7397 robert.maquat@peoples.com

LONG-TERM COMMITMENT

None of these practices are going to begin accepting Medicaid patients if they only have a commitment from the state for a two-year enhancement to rates. It is simply

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Dealing with the ups and downs of seasonal hiring

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We’re entering another busy season and increasing staffing. I’m thinking ahead to when things will slow down again. It’s a waste to just cut people when the season is over. And after we let them go there will be another busy season requiring effort all over again to recruit, check backgrounds, process hiring paperwork and then train.

It’s more than just picking people up off the street.

Any recommendations?

THOUGHTS OF THE DAY: Look carefully at the cycles and what can be done in the slow periods that would make good use of the talent you have. Pick the best and brightest to add to your workforce permanently. Consider flextime to help with the peaks and valleys.

Build as much routine as possible into hiring cycles. Consider staffing firms and job fairs to meet short-term hiring needs. Ensure that sales are growing each year, making the following year’s valleys smaller.

Plan through the cycles on an upward trajectory. Each year as the business grows you’ll need more people in your down cycles.

That means it’s possible to keep some of the people who come to work temporarily in a busy season.

Figure out how many people you’ll need a year from now, assuming sales goals are hit. Identify the best performers in the seasonal workforce. Look for ambition, drive and ability to learn new things. Approach people individually about staying on. Offer part-time hours to those who can’t work a full schedule.

Once past the busy season, if things slow down more than expected, ask who is interested in part-time work. One thing millennials prize is their free time. Some workers may have flexibility at allowing them to cut back. For some, a 20- to 30-hour work week until things pick up might be preferable to losing the job altogether. Determine stay versus termination based on quality of work, volunteers and then last in, first out.

When it’s time to increase staff, look at

other competing hiring cycles. For example, January through April of every year, accounting firms hire temporary staff for tax time.

Know who you are competing with for your temporary workforce. Hire a little earlier than any other competitor. Even a week or two can give you a leg up with the most eager candidates.

Lay out a recruiting schedule anyone can follow next year — when to place ads, when to start interviews, when to check on the number of candidates hired versus the number needed. Know when it’s time to ramp up things if you’re behind.

Consider working with a staffing company that can do a lot of the legwork for you.

Notify them of your needs and let them get to work lining up candidates. They handle all the paperwork and the payroll for a fee.

When it’s time to cut back, just make a call to say that the season’s over. The staffing firm takes over helping workers find other jobs.

Consider holding job fairs. Publish the date, time and location in the local paper as well as online. On the day of the fair get attendees to hand in resumes, fill out applications, go through interviews, complete paperwork for background checks, etc. Have your staff on hand to promote the company, conduct interviews and make offers pending final review of all paperwork. Ask the best candidates to fill out hiring paperwork before they leave. Move people you hire immediately into training so they don’t lose interest.

Remember the earlier comment about a growing company having an upward trajectory for its workforce? While things are at their busiest, make sure your salespeople keep working on the next round of growth.

Consider moving some of your temporary workers into sales and customer service support positions when things slow down. Do everything possible to ensure the company has a steady growth track.

LOOKING FOR A GOOD BOOK? Try “Recruiting, Interviewing, Selecting & Orienting New Employees” by Diane Arthur.

Andi Gray is president of Strate�y Leaders Inc., strate�yleaders.com, a business-consulting �irm that specializes in helping entrepreneurial �irms grow. She can be reached by phone at 877-238-3535. Do you have a question for Andi? Send it to her via email at AskAndi@Strate�yLeaders.com or by mail to Andi Gray, Strate�y Leaders Inc., 5 Crossways, Chappaqua, NY 10514. Visit AskAndi.com for an entire library of her articles.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of December 1, 2014

9

Bank rethinks some student loans

Wells Fargo economists foresee happy holidays

W

ells Fargo Securities, part of Wells Fargo & Co., has published its annual “Holiday Sales Outlook” report and this year’s is positive.

Wells Fargo economists predict an increase of 3.9 percent in holiday sales nationally compared with last year.

There are 74 Wells Fargo branches and 100 ATMs throughout Connecticut, with 35 stores and 46 ATM locations in Fairfield County.

The bank cites a combination of factors leading to the uptick, including continued employment growth, lower gas prices and an increase in consumer confidence.

“Despite a historically short holiday

“Despite a historically short holiday shopping season of only 27 days this year, economic conditions have continued to improve and should provide a better footing for U.S. consumers this holiday season.”

— Michael Brown shopping season of only 27 days this year, economic conditions have continued to improve and should provide a better footing for U.S. consumers this holiday season,” said Wells Fargo economist Michael Brown, who co-authored the report with the bank’s senior economist, Eugenio Aleman, both

Lending options with your business in mind.

If you have questions about how we can help your business, please call Tripp Moore, Vice President, Business Banking at 203.462.4206

part of Wells Fargo Securities.

Aleman said, “The unemployment rate has dropped significantly from this time last year and consumers are feeling optimistic about the economy. We anticipate a happy holiday season for retailers and consumers alike.”

The outlook anticipates strongest growth in sectors that include nonretail and e-commerce shopping, health and personal care, and food and drink.

In addition to holiday spending, Wells Fargo economists predict a 4.1 percent increase year over year in overall spending for the fourth quarter.

— Bill Fallon

First County Bank provided the following credit facilities to local businesses: A $1,500,000 permanent mortgage on three mixed-use buildings in New Canaan, CT

A $6,600,000 construction loan for a 23-unit condominium development project in Stamford, CT

A $750,000 line of credit to an information services company in Norwalk, CT

A $1,300,000 commercial mortgage and a $100,000 line of credit to a nonprofit agency in Norwalk, CT

A $50,000 line of credit and a $750,000 commercial mortgage to a law firm in Stamford, CT

A $3,600,000 construction to permanent mortgage on an apartment building development in Fairfield, CT

A $4,400,000 construction loan on a new mixed use building in Darien, CT

STA M FO R D

I

N O R WA L K

N E W

©2014 First County Bank. FIRST COUNTY BANK,

First County Bank, and the

I

C A N A A N

logo are registered trademarks of First County Bank. NMLS# 411487

10 Week of December 1, 2014 • FAIRFIELD COUNTY BUSINESS JOURNAL

A $1,800,000 commercial mortgage on an office/retail building in Greenwich, CT

DA R I E N I

I

G R E E N W I C H

W E ST P O RT

Member FDIC

W

ells Fargo, has rolled out a new private student loan modification program to help those in financial difficulties.

Through the program, Wells Fargo private student loan customers experiencing a hardship will have their financial situation reviewed on an individual basis to determine eligibility for a short- or longterm loan modification, as appropriate.

The company has student loans out to 1.3 million customers.

If eligible, a customer’s interest rate will be lowered by Wells Fargo to achieve a student loan payment that is determined to be affordable based on income level, according to a press release from the bank.

The company maintains 35 branches and 46 ATM centers in Fairfield County.

“The private student loan modification program demonstrates our commitment to helping our customers achieve financial stability and success,” said John Rasmussen, head of Wells Fargo’s education financial services, in the press release.

“We remain focused on providing a broad range of resources and programs to assist individuals in financing their dreams of higher education.”

After a preliminary assessment, Wells Fargo will work with an eligible customer to gather supporting financial documents that may include paystubs or other types of income documentation along with information surrounding the customer’s financial picture to evaluate the hardship.

There is more customer information at wellsfargo.com/student/repay or by calling 800-378-5526.

— Bill Fallon

DECEMBER EVENTS

Hidden Treasures: Artifacts from the LMMM Collections Wed. - Sun., Oct. 22, 2014 - Jan. 4, 2015, 12 - 4 p.m.

NEW EXHIBIT

A Magnificent Victorian Holiday at the Mansion Wed. - Sun., Nov. 28, 2014 - Jan. 4, 2015, 12 - 4 p.m.

Holiday Mini-Tours CELEBRATING THE CITY OF NORWALK’S TREE LIGHTING CEREMONY

Fri., Dec. 5, 5:30 - 8:30 p.m.

Celebrate the Season Lecture by Kathy Maher,

Executive Director at The Barnum Museum Wed., December 10, 11 a.m.

Holiday Reception & Volunteer Appreciation Thurs., Dec. 11, 7 p.m.

FAMILY FUN!

Holiday Open House

MUSIC • SANTA CLAUS • DOLL & TEDDY BEAR TEA • AND MORE

Sun., Dec. 14, 12 p.m. - 4 p.m.

The Museum’s 2014 cultural and educational programs are made possible in part by: FOUNDING PATRONS: The Estate of Mrs. Cynthia Clark Brown DISTINGUISHED BENEFACTORS: SUSTAINERS:

PROGRAM SPONSORS:

The Maurice Goodman Foundation

295 West Avenue, Norwalk CT 06850 • (203) 838-9799 EXT. 4 info@lockwoodmathewsmansion.com • http://www.lockwoodmathewsmansion.com

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of December 1, 2014 11

THE LIST

RANKED BY NUMBER OF BEDS.

HOSPITALS

FAIRFIELD COUNTY NEXT LIST: DEC. 8 COMMERCIAL REAL ESTATE FIRMS

Hospitals

Rank

Ranked by number of beds.

1 2 3 4 5 6

Name, address, phone number Area code: 203 (unless otherwise noted) Website

St. Vincent's Medical Center

2800 Main St., Bridgeport 06606 576-6000 • stvincents.org

Bridgeport Hospital

267 Grant St., Bridgeport 06610 384-3000 • bridgeporthospital.org

Western CT Health Network/Danbury Hospital

24 Hospital Ave., Danbury 06810 739-7000 • danburyhospital.org

Western CT Health Network/Norwalk Hospital

34 Maple St., Norwalk 06856 852-2000 • norwalkhospital.org

Stamford Hospital

30 Shelburne Road, Stamford 06902 276-1000 • stamfordhospital.org

Greenwich Hospital

5 Perryridge Road, Greenwich 06830 863-3000 • greenwichhospital.org

7

Silver Hill Hospital

8

St. Vincent's Behavioral Health Services

208 Valley Road, New Canaan 06840 966-3561 • silverhillhospital.org

47 Long Lots Road, Westport 06880 227-1251 • stvincentsbehavioralhealth.org

CEO/president Medical director Year hospital established

Stuart G. Marcus, MD, FACS Lawrence Schek, MD, FACC, Chief Medical Officer and SVP

Number Total number of of employees beds

473

1903

William M. Jennings Michael Ivy, MD, SVP 1878

John M. Murphy, MD, President and CEO, WCHN Matthew Miller, MD 1885

John M. Murphy, MD, President and CEO, WCHN Matthew Miller, MD 1893

Brian Grissler Sharon Kiely, MD 1896

383

371

366

305

Unique departments or services

More than 2,000

Centers of excellence in cardiology, surgery, cancer care, orthopedics, radiology, emergency medicine, women's health services, family services, behavioral health, a level II trauma center and a 76-bed inpatient psychiatric facility located in Westport. St. Vincent's is affiliated with three medical schools: Quinnipiac University Frank H. Netter MD School of Medicine, University of Connecticut School of Medicine and New York Medical College

More than 2600

Designated by the state of Connecticut as a primary stroke center. Widest scope of health care services available in Fairfield County, including The Norma F. Pfriem Breast Care Center, The Connecticut Burn Center, The Norma F. Pfriem Cancer Institute, The Elizabeth M. Pfriem Children's Emergency Center, The Joel E. Smilow Heart Institute, newborn intensive care unit, trauma center and yhe women's care center. Member of the Yale New Haven Health System

2,937

Centers of excellence in cardiovascular services, cancer, weight loss surgery, orthopedic and spine care, digestive disorders and radiology. Hospital includes Praxair Regional Heart and Vascular Center, Praxair Cancer Center, center for weight loss surgery, center for advanced orthopedic and spine care, radiology and diagnostic imaging, and women's and children's services

1,870

Specialty services in cancer, cardiovascular, digestive diseases, emergency services, orthopedics and neurospine, women's and children's center; centers of excellence in colorectal cancer, gynecologic surgery, joint replacement, lung cancer care, weight-loss surgery and chest pain

NA

Areas of expertise include cancer care, heart services, orthopedics and women's health. Stamford Hospital is an affiliate of the New York-Presbyterian Healthcare System and a teaching affiliate of the Columbia University College of Physicians & Surgeons

Hospital has multiple centers, including the Helmsley Medical Building and the Thomas and Olive C. Watson Pavillion, an endoscopy center, the Greenwich Fertility Center, Helmlsey Ambulatory Surgery Center and the weight loss and diabetes center, as well as multiple satellite blood draw stations. Specialty services include geriatrics, pediatrics, critical care units, cardiovascular, infectious dieases and infertility/in-vitro fertilization

Frank A. Corvino Spike Lipschutz, MD, SVP 1903

174

1,783

Sigurd Ackerman, MD 1931

129

NA

Adolescent and adult treatment for addiction and mental illness. Silver Hill Hospital offers inpatient care, transitional living and intensive outpatient programs. Hospital is an academic affiliate of Yale University School of Medicine Department of Psychiatry

Margaret Harty, RN, CEN, MS Stewart Levine, MD, Chair of Psychiatry 1898

92^

NA

Child and adolescent services, adult dual services (inpatient and outpatient), inpatient and outpatient behavioral health and addiction services for children, adolescents and adults

This list is a sampling of hospitals that serve the region. If you wish your hospital to be included in our next listing, please contact Danielle Renda at drenda@westfairinc.com.

Note: Information was collected from hospital websites.

NA * ** ^

Not available.

Bridgeport Hospital has 383 licensed beds plus 42 beds licensed under Yale-New Haven Children's Hospital.

All outpatient visits including lab.

St. Vincent's Medical Center, Behavioral Health Service, Westport Campus is a 76-bed inpatient facility and St. Vincent's Medical Center in Bridgeport has a 16-bed acute care unit.

12 Week of December 1, 2014 • FAIRFIELD COUNTY BUSINESS JOURNAL

State insurance commissioner to resign and work for NYC firm

BY CRYSTAL KANG ckang@westfairinc.com

S

tate Insurance Commissioner Thomas B. Leonardi will be joining Manhattan-based investment banking advisory firm Evercore Partners Inc. as a senior adviser next year. After serving in his current role since 2011, his last day will be Dec. 11. His new job starts Jan. 12.

Leonardi served as the insurance commissioner during the post-financial crisis when the federal government enacted two ambitious pieces of legislation — the Dodd-Frank Act and the Affordable Care Act. During his term, he has provided legal, actuarial and technical assistance for the Connecticut health insurance exchange, which is nationally acclaimed as one of the best state-run exchanges. During Tropical Storm Irene and Hurricane Sandy, he helped integrate the Connecticut Insurance Department’s operations into the governor’s Emergency Operations Center, addressing insurance issues caused by the storms.

On a national level, Leonardi was the only insurance commissioner invited by Congress to testify in the hearing on the Federal Insurance Office’s insurance modernization report, which went before the House Subcommittee on Housing and Insurance. He was one of three insurance commissioners to visit President Barack Obama for a one-hour meeting in the Oval Office last year. Leonardi served on the executive committee of the National Association of Insurance Commissioners and all three International Association of Insurance Supervisors’ committees. For three years, he was a member of the U.S. Treasury’s inaugural Federal Advisory Committee on Insurance. This year, he was one of 20 chosen to serve on the World Economic Forum’s Global Council on Insurance and Asset management.

As Connecticut is home to the second largest financial industry in the nation, Leonardi said he saw his position as an opportunity to engage in something meaningful. He had never held a regulatory role before becoming commissioner, but he said he always wanted

to work in an administrative capacity.

“With the adoption of health care laws, a lot of our consumers needed clarity about what was covered and what wasn’t,” Leonardi said. “We were able to provide wellness care for women and children and get people insured who were uninsured.”

Leonardi spent decades as an investment banker, venture capitalist and insurance company president.

A lawyer by training, Leonardi was the chairman and CEO of Northington Partners Inc., a Connecticut-based venture capital, private equity and investment banking boutique, for 22 years. Before working at Northington, he was the head of the investment banking and venture capital divisions of Conning & Co. in Hartford. He was president of Beneficial Corp.’s insurance subsidiaries.

At age 56, Leonardi went into what he calls “semiretirement.” He sold his home in Connecticut and moved to upstate New York with his wife for 5½ years, serving on the boards of nonprofits. Leonardi was the chairman of the finance committee at The Wild Center, a natural history museum in the Adirondacks. He was also the chairman of the Adirondacks Medical Center Foundation. He and his wife assisted businesses with their financial structuring and consulting services at the time.

He and his wife later moved to Avon, where he decided to come out of retirement and change careers.

“I spent my entire career in the private sector, but I thought I could use my insurance knowledge as a DEDC (Department of Economic and Community Development) or insurance commissioner,” Leonardi said. “I found out there was a need for a commissioner, so I sent a letter to the transition committee when Governor (Dannel) Malloy was just inaugurated. I got an interview with the chief of staff, talked to the governor and took the job on the spot.”

Leonardi dealt with national, state and international issues. But after serving for three years, he said he’s ready to transition back to a corporate environment where he had established his roots in the private sector.

“In Connecticut, there’s a law that you can’t

lobby your department on behalf of your clients at the Insurance Department on matters you dealt with while you were commissioner,” Leonardi said. “What Connecticut has is that you can’t work for the insurance industry either. It’s barred. It includes affiliates of insurance companies and sitting on boards of insurance companies.”

The state Insurance Department will play a pivotal role in enforcing new health care laws and monitoring the growing captive insurance marketplace, which provides alternative forms of risk management and protection for parent insurance companies, Leonardi said.

“Over the next five years, (it will) continue to see growth and provide access to insurance,” Leonardi said. “The (insurance) department is a tremendous group of dedicated and experienced professionals. The governor has shown commitment to this department and industry.”

Ex-banker pleads guilty to embezzling

F

ormer New Canaan banker Stephen DeCrescenzo has pleaded guilty to one count of wire fraud stemming from an embezzlement scheme.

DeCrescenzo, who lives in West Haven and was a member of the West Haven City Council until his resignation Nov. 24, was a personal banker for JPMorgan Chase Bank in New Canaan. Between September 2008 and November 2011, the U.S. attorney claims DeCrescenzo embezzled a total of $106,028 in funds from customer accounts by transferring the funds into a separate customer account to which he had access.

DeCrescenzo “disguised numerous withdrawals from the customer accounts of (Chase) as authorized cash withdrawals by customers when in fact the money was stolen by DeCrescenzo,” the plea deal states. Further, the deal asserts that DeCrescenzo “wired funds stolen from a customer account held by (Chase) into another bank account for his personal benefit.”

Wire fraud carries a maximum penalty of 20 years in prison, and a $250,000 fine. DeCrescenzo is set to be sentenced Feb. 17. He was released on a $50,000 bond.

In addition to jail time and possible monetary fines,

DeCrescenzo agreed to make restitution for the amount of money stolen.

DeCrescenzo, 37, who is married and has children, was first arrested Nov. 1, 2013, after an investigation that opened August of that year after bank security called police to report fraudulent activity in three of its customers’ accounts. The investigation alleged that DeCrescenzo embezzled money from two accounts and used a third account to filter the money, according to a release issued at that time.

— Hearst Connecticut Media

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of December 1, 2014 13

The Public Library – Investing in the Future of our Economy The words “economic development” and “public libraries” are not often found in the same sentence. But evidence shows that libraries, businesses and individuals are increasingly working together to make a positive impact on the economy.

Public libraries all over the country are magnets for attracting people who are preparing for a future, exploring new career possibilities and building businesses. People come to the library from all walks and stages of life, from the youngest entrepreneur to the octogenarian exploring a great idea. The library combines human curiosity with the new ways people acquire knowledge and the result is the perfect community think tank.

Since opening in 1908, the Westport Library has been at the center of economic growth. The place where farmers once traded agricultural tips became the place where illustrators congregated over “picture files” to find inspiration for book covers.

Over the decades, hundreds of writers and entrepreneurs have conducted research for new novels and business ventures in our space. In recent years, the business plan for the successful toy company Melissa and Doug and the idea for the Academy Award-winning film “Argo” happened at the Westport Library. Two clear winners.

Another leap forward happened in 2012 when the library established a “Makerspace” complete with a 3-D printer and software. Inventors flocked in, bringing their prototypes to life and research librarians assisted with business plans to help drive these new products to market.

Recently, the Library acquired two innovative robots. The robots’ arrival was featured in The Wall Street Journal with broadcast and online news media, tweets and retweets spreading the story around the world. Our schedule now includes robotics workshops and new courses on coding – positioning a whole new generation of innovators to get their start at the library.

The Westport Library is ever evolving to develop new ways to serve enterprise. We will continue to answer the call to provide technology, business and information resources, meeting space and a staff dedicated to working side-byside with our patrons to help them reach their goals. The dividends that will accrue from this investment will impact our economy for generations to come.

Maxine Bleiweis, executive director The Westport Library Member, Cultural Alliance of Fairfield County

The mission of the Cultural Alliance of Fairfield County is to support cultural organizations, artists and creative businesses by providing promotion, services and advocacy.

For more information, visit CulturalAllianceFC.org or email infoCulturalAllianceFC.org or call 256-2329.

For events lists, visit FCBuzz.org.

FCBUZZ

Arts & Culture of Fairfield County

20th Anniversary Season of The Fairfield County Children’s Choir Jon Noyes, music director and founder, is kicking off the 20th anniversary season of the remarkable Fairfield County Children’s Choir (FCCC) on a joyful note as the choir presents, “Joy to the World,” its annual holiday concert at the Klein Memorial Auditorium in Bridgeport on Sunday, Dec. 7, 3 p.m.

The 300 young singers in grades 4-12 from throughout Fairfield County will raise their voices in classic holiday selections such as “Silent Night,” “Let There Be Peace,” “Carol of the Bells,” and “Jingle Bell Swing,” as well as the inspiring You Raise Me Up. Thousands of young singers who have participated in the FCCC program have experienced the thrill of training and singing with the FCCC since its founding in 1995. The group has thrilled audiences throughout the nation and in Europe. To celebrate this milestone season, the children are performing service as a way of giving back to the community that has embraced and nurtured their musical endeavors.

Throughout December, they will be singing holiday songs

and spreading good cheer at local venues. Sponsored in part by our season sponsor, Progress In Lending Association.

The Klein Memorial Auditorium is at 910 Fairfield Ave, Bridgeport. Tickets available at the door, $15 and $20 or by calling 203-414-4292. The website is SingFCCC.org.

The Holidays with the Ridgefield Symphony Orchestra Home for the holidays. A cliché, perhaps, but true nonetheless when discussing the Ridgefield Symphony Orchestra’s Holiday Concert on Saturday, Dec. 6, 8 p.m., at the Anne S. Richardson Auditorium.

Ridgefield is truly everyone’s hometown, quintessentially American, with a quaint Main Street, friendly residents and genuine holiday cheer. With the decorations adorning every storefront, the town is a living Currier and Ives lithograph for the 21st Century.

So what better place to celebrate the season in song than in Ridgefield with the world-class Ridgefield Symphony Orchestra? Maestro Jerry Steichen has assembled a concert sure to warm the icy heart of even the grumpiest of Scrooges. On the program are holiday classics – “White Christmas,” “Sleigh Ride” and “I’ll be Home for Christmas” – along with many other seasonal favorites. Two soloists will be featured during the performance. Internationally acclaimed soprano Heather Buck, whose angelic voice will be featured in Mozart’s beautiful “Exsultate Jubilate,” and Ridgefield Symphony principal harpist Wendy Kerner, in the charming ,“Aria in the Classic Style,” by French composer Grandjany.

And as the grand finale, what can top a good old fashioned audience sing-along?

A perfect way to usher in the “most wonderful time of

the year” in music – the Ridgefield Symphony Orchestra’s Holiday Concert! Come early and soak up the small-town, holiday ambience that is Ridgefield. Join fellow music lovers at one of the many exceptional restaurants downtown and browse the quaint shops prior to the performance.

For tickets and more information visit our website at ridgefieldsymphony.org or call 203-438-3889. Welcome home to Ridgefield on Dec. 6.

Visit FCBuzz.org for more information on events and how to get listed.

14 Week of December 1, 2014 • FAIRFIELD COUNTY BUSINESS JOURNAL

Presented by: Cultural Alliance of Fairfield County

FACTS & FIGURES on the record ATTACHMENTS FILED Blackstone Estates LLC, et al., Danbury. Filed by Zeichner, Ellman & Kraus LLC, Greenwich. $339,000 in favor of TD Bank NA, Portland, Maine.

Property: 7, 9, 11 and 13 Petersons Lane, Danbury. Filed Nov. 12.

ATTACHMENTS RELEASED Herer, John D., et al., Bridgeport.

Released by Kelley C. Ferreira. $39,192 in favor of Stock Building Supply Inc., East Haven. Property: Lots 85 and 86, map of Rocky Hill Crest and Lots 17 and 18, map of building lots made

by Scofield & Ford, Bridgeport. Filed Nov. 10.

BANKRUPTCIES Fairfield Horticultural Farm LLC, 323 North Ave., Bridgeport. Chapter 11. Assets: $1 million to $10 million.

Liabilities: $1 million to $10 million.

Creditors: The Brass Trust, $5.3 million; The Wilmington Trust, $730,135; Carmody Torrance Sandak & Hennessey LLP, $19,715. Type of Business: LLC. Debtor’s attorney: Law Office of Hellman LLC, New Haven. Case no. 14bk-51737. Filed Nov. 4.

O. W. Bunker Holdings North America Inc., 25 Stamford Plaza, 15th floor, Stamford. Chapter 11. Assets: $10 million to $50 million. Liabilities: $50 million to $100 million. Creditors: NustarEnergy LP, $20.5 million; Phillips 66 Co; $12.9 million; Tesoro Marine Services, $22 million; Boynin Bunker Oil, $1.3 million; Global Companies LLC, $1.3 million; CEPSA (Panama) S.A., $1.2 million; PACRIM Petroleum Inc., $1.2 million; Martin Energy Services, $1.2 million; Chevron Marine Products, $1.1 million; O’Rourke Marine Services, $1.1 million. Type of Business: LLC. Debtor’s attorney: Robinson & Cole LLP, Hartford. Case no.

14-bk-51730. Filed Nov. 4.

Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system.

While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken.

Questions and comments regarding this section should be directed to: Bill Fallon c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: (914)694-3600 Fax: (914)694-3680

BUILDING PERMITS

COMMERCIAL 1266 Soundview Realty LLC, Stamford, contractor for Bell Atlantic. Replace three antennas and add remote radio heads and distribution boxes to an existing commercial space at 1266 E. Main St., Stamford. Estimated cost: $15,000. Filed between Nov. 10 and Nov. 14.

29 Prospect Street LLC, Ridgefield, contractor for self. Construct new steel lumber-racking system for commercial lumber storage at 29 Prospect St., Building 7, Ridgefield. Estimated cost: $221,457. Filed Nov. 10.

29 Prospect Street LLC, Ridgefield, contractor for self. Construct new steel lumber-racking system for commercial lumber storage at 29 Prospect St., Building 8, Ridgefield. Estimated cost: $201,346. Filed Nov. 10.

80-WEP 1351 LLC, et al., Stamford, contractor for Jonathan M. Andresen.

Install a back-up generator for the tenant of an existing commercial space at 1351 Washington Blvd., Stamford. Estimated cost: $130,000. Filed between Nov. 10 and Nov. 14.

ALF Building LLC, Stamford, contractor for self. Open an interior partition in an existing commercial space at 492 Glenbrook Road, Stamford.

Estimated cost: $3,500. Filed between Nov. 10 and Nov. 14.

Bld Parcel 1A Owner LLC, Bridgeport, contractor for self. Construct a new commercial building at 255 E. Main St., Bridgeport. Estimated cost: $1.9 million. Filed Nov. 12.

BMS Construction LLC, contractor for Three Hundred Forty Five Main Street LLC. Repair car strike at an existing commercial space at 345 Main St., Danbury. Estimated cost: $1,000.

Filed Nov. 13.

Caccire, Leandro, Bridgeport, contractor for self. Replace the treads on the stairs of an existing commercial space at 1154 State St., Bridgeport. Estimated cost: $800. Filed Nov. 12.

Collinwood LLC, Stamford, contractor for self. Remodel the first-floor area for an existing commercial space at 28 Spring St., Stamford. Estimated cost: $45,000. Filed between Nov. 10 and Nov. 14.

ESRT Construction TRS LLC, Stamford, contractor for ESRT Metro Center LLC. Perform interior alterations to an existing commercial space for a new tenant at 429 Washington Blvd., Stamford. Estimated cost: $117,000. Filed between Nov. 10 and Nov. 14.

Giacobbe, Bridgeport, contractor for Joseph Sisco. Construct a new addition to an existing commercial space at 93 Carroll Ave., Bridgeport. Estimated cost: $15,000. Filed Nov. 12.

Sterry, John, contractor for Danbury Hospital. Perform renovations to an existing commercial space at Locust Ave., Danbury. Estimated cost: $2.5 million. Filed Nov. 10.

Henry Gerity Inc., Fairfield, contracted for St.Vincents. Perform interior renovations to an existing commercial space at 2660 Main St., Bridgeport. Estimated cost: $75,000.

Filed Nov. 10.

RESIDENTIAL

Kalic, Denise, contractor for Danbury Mall LLC. Add a kiosk in an existing commercial space at 7 Backus Ave. Main, Danbury. Estimated cost: $20,000. Filed Nov. 12.

McCarthy, Melvin, East Haven, contractor for Torse Baker. Change use of building from an existing singlefamily residence into a commercial building at 1860 Park Ave., Bridgeport.

Estimated cost: $4,000. Filed Nov. 12.

Merritt Construction LLC, Bridgeport, contractor for Lee Farm Partners LLC. Perform interior renovations and alterations to an existing commercial space for a new tenant at 83 Wooster Heights, Danbury. Estimated cost: $463,585. Filed Nov. 13.

Olympic Construction LLC, Stamford, contractor for 110 Lenox LLC. Perform commercial interior renovations to an existing commercial space at 110 Lenox Ave., Stamford. Estimated cost: $45,000. Filed between Nov. 10 and Nov. 14.

Quality Roofing Systems, contractor for the city of Danbury. Add a new roof water-treatment plant on a municipal building at 53A Newtown Road, Danbury. Estimated cost: $300,000. Filed Nov. 10.

Santos, Maria A. and Jose A. Santos, Danbury, contractor for self.

Build a brick oven in an existing single-family residence at 172 Kohanza St., Danbury. Estimated cost: $10,000.

Filed Nov. 10.

Signarama, contractor for Ottaviano & Tehrani LLC. Install an external sign to an existing commercial space at 848 High Ridge Road, Stamford. Estimated cost: $4,600. Filed between Nov. 10 and Nov. 14.

100-102 Stoehrs PL LLC, Bridgeport, contractor for self. Remove an illegal basement in a building to comply with building codes at 100-102 Soehrs Place, Bridgeport. Estimated cost: $3,500. Filed Nov. 13.

8 Glen Road LLC, contractor for the homeowner. Remodel the siding, windows, roof, bathroom, kitchens and bedroom in an existing singlefamily residence at 38 Olympic Drive, Danbury. Estimated cost: $40,000.

Filed Nov. 12.

97 Lee Ave. LLC, Bridgeport, contractor for self. Replace four windows in an existing single-family residence at 97-103 Lee Ave., Bridgeport. Estimated cost: $1,500. Filed Nov. 13.

Anderson, Patrick, Bridgeport, contractor for self. Add a dormer to an existing single-family residence at 55 Woodlawn Ave., Bridgeport. Estimated cost: $30,000. Filed Nov. 13.

Ashe, Cathy, New Fairfield, contractor for self. Perform interior renovations to an existing single-family residence at 35 Ridge Road, New Fairfield.

Estimated cost: $4,700. Filed Oct. 8.

Bartlett, New Fairfield, contractor for self. Add a dormer to an existing single-family residence at address undisclosed, New Fairfield. Estimated cost: $10,000. Filed Oct. 30.

BD Remodeling & Restoration, Greenwich, contractor for Robert Calhoun and Jean N. Calhoun. Renovate all existing bathrooms, walls, doors, ceilings and kitchens in an existing single-family residence at 50 Zaccheus Mead Lane, Greenwich. Estimated cost: $150,000. Filed between Nov. 3 and Nov. 7.

Biton LLC, contractor for Santos.

Perform an alteration to an existing single-family residence at 369 Hoyt St., Darien. Estimated cost: $445,000.

Filed Nov. 7.

Signature Construction Group of CT Inc., Stamford, contractor for 177 Broad Street Owner LLC. Perform interior renovations to an existing commercial space at 117 Broad St., Unit 1, Stamford. Estimated cost unknown.

Filed between Nov. 10 and Nov. 14.

Blansfield Builders Contractor, Danbury, contractor for the homeowner. Construct a new singlefamily dwelling at 23 Candlewood Road, New Fairfield. Estimated cost: $375,000. Filed Oct. 17.

Signature Construction Group of CT Inc., Stamford, contractor for Planned Parenthood of Southern N E Inc. Perform an interior fit-out to an existing commercial space at 35 Sixth St., Stamford. Estimated cost: $1.2 million. Filed between Nov. 10 and Nov. 14.

Catherine E. Kulis, et al., Stamford, contractor for self. Certificate of Estoppell issued. Perform work on a fence on the property of an existing single-family residence at 17 Oneoke Place, Stamford. Estimated cost unknown. Filed between Nov. 10 and Nov. 14.

Catherine E. Kulis, et al., Stamford, contractor for self. Six-year letter issued. Add a dormer to an existing single-family residence at 17 Oneoke Place, Stamford. Estimated cost unknown. Filed between Nov. 10 and Nov. 14.

Champlin, Felicia, Bridgeport, contractor for self. Replace five windows in an existing single-family residence at 300 Holland Road, Bridgeport. Estimated cost: $2,700. Filed Nov. 13.

City of Bridgeport, Bridgeport, contractor for self. Perform interior renovations in a municipal building at 30 Congress St., Bridgeport. Estimated cost: $2,500. Filed Nov. 12.

Clark Sellars Building & Remodeling LLC, Woodbury, contractor for Anne McDermott. Remodel two bathrooms and replace the plumbing fixtures in an existing single-family residence at 27 Topstone Road, Ridgefield. Estimated cost: $14,868. Filed Nov. 7.

Coley, William K., Madison, contractor for Scott Darling and Gina Darling. Construct a mid-level deck with stairs and railings at an existing single-family residence at 12 Main St., Ridgefield. Estimated cost: $14,000.

Filed Nov. 13.

Connecticut Deck Pros LLC, Bridgeport, contractor for Gary S. Hard. Remove the screen porch and construct a new sunroom and bathroom in an existing single-family residence at 358 Limestone Road, Ridgefield. Estimated cost: $76,872. Filed Nov. 12.

Connolly Construction, contractor for Design Navigation. Construct a new residential dwelling at 9 Appletree Lane, Darien. Estimated cost: $1.2 million. Filed Nov. 14.

DeCarvalho, Jose, et al., Danbury, contractor for self. Perform renovations to the interior of an existing single-family residence at 253 Middle River Road, Danbury. Estimated cost: $12,000. Filed Nov. 13.

Elliott’s Home Restoration Contractors, New Fairfield, contractor for the homeowner. Add a deck to an existing single-family residence at 95 Gillotti, New Fairfield. Estimated cost: $7,140. Filed Oct. 22.

Estate of James Murphy, Stamford, contractor for self. Certificate of Estoppell issued. Add a porch and a deck to an existing single-family residence at 2 Ocean North Drive, Stamford. Estimated cost unknown. Filed between Nov. 10 and Nov. 14.

Farenga Jr., Patrick J., et al., Stamford, contractor for self. Add an aboveground pool with a surrounding fence to an existing single-family residence at 35 Longview Ave., Stamford.

Estimated cost: $3,200. Filed between Nov. 10 and Nov. 14.

Farro, Michael, contractor for Leonard Vickers, et al. Demolish an existing single-family residence at 225 Dolphin Quay Cove, Stamford. Estimated cost unknown. Filed between Nov. 10 and Nov. 14.

Goetz, Kathy and John Goetz, Ridgefield, contractor for self. Construct a storage room in an unfinished basement in an existing singlefamily residence at 43 Catoonah St., Ridgefield. Estimated cost: $7,200.

Filed Nov. 7.

Goutier, Edith, Bridgeport, contractor for self. Perform interior renovations in an existing single-family residence at 68 Baldwin St., Bridgeport.

Estimated cost: $6,500. Filed Nov. 13.

Hart, Kevin, New Fairfield, contractor for self. Add a deck to an existing single-family residence at 16 Bay Drive, New Fairfield. Estimated cost: $11,580. Filed Nov. 6.

Hemingway Construction, Stamford, contractor for Wilhelm Dapier LLC. Construct a new residential dwelling at 14 Patricia Lane, Darien.

Estimated cost: $840,000. Filed Nov. 13.

Dunham Pond Development LLC, New Fairfield, contractor for self.

Construct new townhouses at Heron View, Units 21, 23, 25, 27 and 29, Building K, New Fairfield. Estimated cost: $440,000. Filed Nov. 10.

Hicks Construction LLC, Ridgefield, contractor for Jeroen Vanbeck and Valerie Vanbeck. Renovate the existing family room, half bathroom and kitchen in an existing singlefamily residence at 73 West Lane, Ridgefield. Estimated cost: $55,000.

Filed Nov. 14.

Dunham Pond Development LLC, New Fairfield, contractor for self.

Construct new townhouses at Heron View, Units 32, 34, 46, and 38, Building L, New Fairfield. Estimated cost: $440,000. Filed Nov. 10.

Homeowner, New Fairfield, contractor for self. Add a structural roof overlay to an existing single-family residence at 105 Shortwoods, New Fairfield. Estimated cost: $18,000.

Filed Oct. 17.

Eanniello Construction, New Fairfield, contractor for self. Add a deck to an existing single-family residence at 3 Ore Hill Road, New Fairfield. Estimated cost: $3,600. Filed Nov. 6.

Ingraham, Dave, contractor for self.

Perform work on the basement in an existing single-family residence at 33 Casemen St., Darien. Estimated cost: $15,000. Filed Nov. 6.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of December 1, 2014 15

NEWSMAKERS [PLUS AWARDS AND EVENTS] SACRED HEART CHORAL CHRISTMAS EXTRAVAGANZA

GREENWICH CHAMBER OF COMMERCE INDUCTS NEW MEMBER

From left, Scott Weiner, Jim Hohorst, Rae Rosen and Marcia O’Kane, executive director of the chamber.

Sacred Heart University choir, 2013.

Bridgeport’s SACRED HEART UNIVERSITY student choir will present “A Choral Christmas Extravaganza,” a

mix of holiday and Christmas favorites, 7:30 p.m. Dec. 6, Edgerton Center for the Performing Arts, Sacred

Heart University, 5151 Park Ave., Fairfield. For tickets, visit edgertoncenter.org or call 203-371-7908.

BANKERS AND LAWYERS HOST ‘CELEBRATING DIVERSITY’ Bridgeport-based PEOPLE’S UNITED BANK and PULLMAN & COMLEY LLC recently hosted “Celebrating Diversity” at People’s United Bank corporate headquarters. The event, which attracted some 200 attendees, highlighted the work of women- and minorityowned businesses. The BRIDGEPORT REGIONAL BUSINESS COUNCIL, the CITY OF BRIDGEPORT’S small and minority business resource office, the HISPANIC CHAMBER OF COMMERCE OF GREATER BRIDGEPORT and the GREATER NEW ENGLAND MINORITY SUPPLIER DEVELOPMENT COUNCIL were supporting partners.

At the event, the hosts donated a check to FSW INC., an organization assisting aspiring entrepreneurs.

and Outreach Group, was the guest speaker. JIM HOHORST was nominated as the chamber’s new board chairman and outgoing chairman was SCOTT WEINER, who contributed to the chamber for eight years.

FIRST COUNTY BANK GRANTS $20,000 TO WESTPORT NONPROFITS Stamford’s FIRST COUNTY BANK FOUNDATION awarded four Westport-based nonprofits a total of $20,000 in grants to support their initiatives. The donations granted were $10,000 to HOMES FOR HOPE for its emergency shelter for homeless, single mothers and their children;

$5,000 to POSITIVE DIRECTIONS for its adolescent behavioral health treatment program; $2,500 to PROJECT RETURN’S HEAL Program, which provides a nurturing environment to adolescent girls and young women in crisis; and $2,500 to UNITED WAY OF WESTPORT.

TD BANK PROMOTES RALLO From left, Andrew Geisert, director of economic empowerment center, FSW Inc.; James (Tim) Shearin, chairman, Pullman & Comley LLC; William Hass, president and CEO, FSW Inc.; and Armando Goncalves, senior vice president and southern Connecticut market president, People’s United Bank.

AMG APPOINTS FINNEGAN AS CMO AMG FUNDS in Norwalk, the retail distribution arm of AFFILIATED MANAGERS GROUP, appointed WILLIAM H. FINNEGAN as

The GREENWICH CHAMBER OF COMMERCE held its annual membersonly meeting to induct a new member to its board of directors, Nov. 6, Greenwich Water Club. RAE ROSEN, vice president of Communications

chief marketing officer.

Prior to joining, Finnegan worked for MFS Investment Management for 17 years, most recently

serving as senior managing director, responsible for its marketing strategy, content marketing and client engagement.

16 Week of December 1, 2014 • FAIRFIELD COUNTY BUSINESS JOURNAL

TD BANK promoted CHRISTOPHER L. RALLO to senior relationship manager in commercial banking, based in the Wilton office. Rallo’s responsibilities include managing a commercial lending portfolio, commercial real estate and asset-based lending clients across Fairfield and New Haven counties. He has 34 years of experience in banking and lending, first joining TD Bank in 2003 and most recently serving as relationship manager.

Christopher L. Rallo

LOCKWOOD-MATHEWS HOLIDAY OPEN HOUSE

DATES

Julia Truchsess will present an overview of 3-D printing, 3-D printers and design software at the Danbury Area Computer Society general meeting, 7 p.m., Dec. 2, Danbury Hospital Auditorium, 24 Hospital Ave., Danbury.

The CONNECTICUT NURSES’ ASSOCIATION recently honored LESLIE NEAL-BOYLAN of Hamden, associate dean and professor for the Quinnipiac University School of Nursing, at its 2014 Diamond Jubilee and CNA awards program. She received the Virginia A. Henderson award for her contributions to nursing research. The Diamond Jubilee awards represent the highest honor in the state’s nursing profession.

HENRY MICHAEL “MIKE” CRAWFORD, first vice president of Stamford-based FIRST COUNTY BANK, was appointed president of the ROTARY CLUB in Stamford. Crawford serves on the board of the Stamford Rotary and has previous held the positions of secretary and vice president.

Crawford has more than 30 years of experience in bank operations and currently manages the retail operations, loan servicing and bank secrecy act anti-money laundering departments at First County Bank.

Main Ave., Norwalk. The new center, COASTAL ORTHO EXPRESS, will cater to orthopedic injuries and pain, such as breaks, sprains and

The Ridgefield Playhouse will feature “Christmas with the Celts,” 8 p.m., Ridgefield Playhouse 80 East Ridge, Ridgefield.

Norwalk’s Stepping Stones Museum for Children will offer an interactive workshop for children to learn about the Vikings while making personalized helmets, 2 p.m., Mathews Park, 303 West Ave., Norwalk.

Tickets are required and space is limited.

Ram Castillo, graphic designer and author, will lead a discussion titled “The Birth of a Designer,” 2 p.m., Mount Carmel Auditorium in the Center for Communications and Engineering, Mount Carmel Campus, 275 Mount Carmel Ave., Hamden.

Information for these features has been submitted by the subjects or their delegates.

SIGN UP FOR OUR NEWSMAKERS NEWSLETTER Get all the executive promotions and moves, awards and snapshots we publish in the Business Journals delivered to your inbox on Monday mornings. Subscribe at

COASTAL ORTHOPAEDICS OPENS EMERGENCY CARE COASTAL ORTHOPAEDICS, with of�ices in Darien, Westport and New Canaan, will open an emergency care facility in December, 761

Norwalk’s Stepping Stones Museum for Children will have its tree lighting, 5 to 8 p.m., Mathews Park, 303 West Ave., Norwalk.

DEC. 6

Norwalk’s LOCKWOOD-MATHEWS MANSION MUSEUM is partnering with THE TALENT EDUCATION SUZUKI SCHOOL, the MATTHEW SURAPINE STUDIO and North Pole’s SANTA CLAUS for a holiday open house, 12-4 p.m., Dec. 14, 295 West Ave., Norwalk. The two exhibits, “A Magnificent Victorian Holiday at the Mansion” and “Hidden Treasures: Artifacts from the LMMM Collec-

tions” will be on view and visitors can walk throughout the first floor of the mansion. Refreshments are courtesy of STEW LEONARD’S. Children are encouraged to bring a stuffed animal or doll for the “Doll & Teddy Bear Victorian Tea.” RSVP by Dec. 7. Seating is limited. For tickets, email info@ lockwoodmathewsmansion.com or call 203-838-9799.

Christopher Cerrato will host a grand opening for his new business, Align Chiropractic, 4 to 6 p.m., 153 East Ave., Suite 26, Norwalk.

DEC. 4

Doug Hempstead, LMMM trustee and Stew Leonard’s vice president, with two Santa Claus fans, 2013. Photo courtesy of the Lockwood-Mathews Mansion Museum

CRAWFORD APPOINTED AS ROTARY CLUB PRESIDENT Leslie Neal-Boylan

Norwalk’s Stepping Stones Museum for Children will feature an elf workshop, 11 a.m. to noon, Mathews Park, 303 West Ave., Norwalk. Attendees will work with Santa’s helpers.

DEC. 3

NEAL-BOYLAN RECEIVES DIAMOND JUBILEE AWARD

The Ridgefield Playhouse will feature “We The People, Arts in Education,” 12:15 p.m., Ridgefield Playhouse, 80 East Ridge, Ridgefield.

DEC. 2-18

SYDNEY ALLEN, high school senior at NEWTOWN HIGH SCHOOL, is taking on a senior project to help homeless children in New Haven. For her project, Allen will renovate one of the rooms designated for the LIFE HAVEN SHELTER in the SERVICES, EDUCATION AND ACTIVITIES REACHING CHILDREN WHO ARE HOMELESS program. The renovation includes cabinet installations, a bookshelf, an art table, tables and desks, a study area, flooring and freshly painted walls. She plans to complete the project by December.

DEC. 1

HIGH SCHOOL STUDENT’S PROJECT HELPS HOMELESS

dislocations.

For more information, call 203-845-2070 or visit coastal orthopaedics.com.

WESTFAIRONLINE.COM/HOME /NEWS-ALERTS

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of December 1, 2014 17

FACTS Schiavetti, Diane, Ridgefield, contractor for self. Convert three bedrooms into a master bedroom in an existing single-family residence at 5 Woodchuck Lane, Ridgefield. Estimated cost: $13,934. Filed Nov. 13.

Stewart, Ana and Anthony Stewart, Ridgefield, contractor for self.

Construct a new three-bedroom single-family residence with two and one-half bathrooms, an unfinished basement, an unfinished attic, a wraparound deck and a two-car attached garage at 35 Sophi Drive, Ridgefield.

Estimated cost: $361,103. Filed Nov. 10.

Sullivan, New Fairfield, contractor for self. Add a deck to an existing single-family residence at address undisclosed, New Fairfield. Estimated cost: $6,300. Filed Oct. 23.

THD at Home Services Inc., Shrewsbury, Mass., contractor for John M. Luders, et al. Replace the windows in an existing single-family residence at 1269 Rock Rimmon Road, Stamford. Estimated cost: $7,045.

Filed between Nov. 10 and Nov. 14.

THD at Home Services Inc., Shrewsbury, Mass., contractor for David P. Wiseman, et al. Replace seven windows at an existing single-family residence at 51 Judith Drive, Danbury.

Estimated cost: $4,142. Filed Nov. 13.

THD at Home Services Inc., Shrewsbury, Mass., contractor for Andrew Palmer. Replace six windows at an existing single-family residence at 141 Frederick St., Stamford. Estimated cost: $2,590. Filed between Nov. 10 and Nov. 14.

The Barnyard Enterprises Inc., Ellington, contractor for Henry Huidekoper and Collette Huidekoper.

Build a new one and one-half story, three-car detached garage on the property of an existing single-family residence at 400 Silver Spring Road, Ridgefield. Estimated cost: $70,000.

Filed Nov. 6.

Tom McInerny Building and Remodeling LLC, Ridgefield, contractor for Frank Gasparo and Jessica Gasparo. Remove an interior wall, expand the mudroom, construct a second story above the kitchen to relocate a bedroom and build a new bathroom, construct new dormers above the garage, add stairs to the attic and replace the roof at 20 Strawberry Ridge Road, Ridgefield. Estimated cost: $100,000. Filed Nov. 15.

Varlas Construction, Darien, contractor for Dana McBride. Add a new breezeway to an existing singlefamily residence at 1 Great Hill Road, Darien. Estimated cost: $4,000. Filed Nov. 14.

Vinylume Inc., contractor for Jared M. Williams, et al. Install new vinyl siding to an existing single-family residence at 64 Fairmont Ave., Stamford. Estimated cost: $43,895. Filed between Nov. 10 and Nov. 14.

COURT CASES The following court cases represent the allegations made by defendants in the initial filings of civil lawsuits, and do not represent legally binding judgments made by the courts.

BRIDGEPORT SUPERIOR COURT Allstate Fire & Casualty Insurance Co., Hartford. Filed by Heather Dragonetti, Stratford. Plaintiff’s attorney: Jason Tremont, Bridgeport.

Action: The plaintiff has brought this motor vehicle suit against the defendant alleging that she collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff has allegedly sustained injuries and exhausted the insurance payout of the motorist.

The plaintiff alleges that her injuries are the legal responsibilities of her insurance company, the defendant.

The plaintiff claims judgment and money damages in excess of $15,000, exclusive of interests and costs.

Case no. FBT-cv14-6046705-S. Filed Nov. 14.

Covenant Insurance Co., Southbury. Filed by Robert Kon, Bridgeport.

Plaintiff’s attorney: Stephen R. Bellis, New Haven. Action: The plaintiff has brought this motor vehicle suit against the defendant alleging that he collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff has allegedly sustained injuries and exhausted the insurance payout of the motorist.

The plaintiff alleges that his injuries are the legal responsibilities of his insurance company, the defendant.

The plaintiff claims judgment and money damages in excess of $15,000, exclusive of interests and costs.

Case no. FBT-cv14-6046635-S. Filed Nov. 12.

Curry Craft LLC, Stamford. Filed

by New England Linen Supply Co., Inc., Linden, N.J. Plaintiff’s attorney: Law Office of Dale C. Roberson LLC, Ellington. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for goods and services provided. The plaintiff has declared the entire outstanding principal balance of $7,161 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages in excess of $2,500, legal fees, costs, interest and any other relief that the court deems fair just and equitable.

Case no. FBT-cv14-6046639-S. Filed Nov. 12.

&

Gagliardi’s Restaurant and Pizza LLC, et al., Waterbury. Filed by Com Link Inc., Stratford. Plaintiff’s attorney: John R. Bryk, Bridgeport. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they breached a contract by not continuing a previous agreement between the plaintiff and the defendants. The plaintiff allegedly provided arcade games to the defendant’s business, in exchange for revenue sharing. This agreement was breached when the defendant’s business changed management. The plaintiff claims monetary damages in excess of $15,000, post-judgment interest, attorney’s fees, costs of suit and such other relief as may appertain.

Case no. FBT-cv14-6046598-S. Filed Nov. 10.

JBSN Restaurant Group LLC, Waterbury. Filed by Com Link Inc., Stratford. Plaintiff’s attorney: John R. Bryk, Bridgeport. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it breached a contract by allowing the plaintiff’s competitor’s vending machines and video games to operate on his premises. The plaintiff allegedly provided arcade games to the defendant’s business in exchange for revenue sharing, under agreement that there would be no other coinoperated games on the premises. The plaintiff claims monetary damages in excess of $15,000, post-judgment interest, attorney’s fees, costs of suit and such other relief as may appertain.

Case no. FBT-cv14-6046603-S. Filed Nov. 10.

JH & MA LLC, Stratford. Filed by the Water Pollution Control Authority for the city of Bridgeport. Plaintiff’s attorney: Russell D. Liskov, Bridgeport.

Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make payments to the plaintiff for water services provided. The plaintiff has declared the entire outstanding principal balance due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, costs, interest, attorney’s fees and any other relief that the court deems fair just and equitable.

Case no. FBT-cv14-6046732-S. Filed Nov. 14.

DANBURY SUPERIOR COURT Amica Mutual Insurance Co., Hartford. Filed by Patrick Tannone, New Milford. Plaintiff’s attorneys: Koskoff, Koskoff & Bieder PC, Danbury. Action: The plaintiff has brought this motor vehicle suit against the defendant alleging that he collided with an underinsured motorist and suffered injury.

The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages.

The plaintiff has allegedly sustained injuries and exhausted the insurance payout of the motorist. The plaintiff alleges that his injuries are the legal responsibilities of his insurance company, the defendant. The plaintiff claims judgment and money damages within the jurisdiction of the court Case no. DBD-cv14-6016317-S. Filed Nov. 12.

18 Week of December 1, 2014 • FAIRFIELD COUNTY BUSINESS JOURNAL

FIGURES Griffin Estate Wines, Danbury.

Filed by Pomar Junction Vineyard & Winery, Templeton, Calif. Plaintiff’s attorney: Christopher G. Winans, Danbury. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make payments to the plaintiff for wine provided. The plaintiff has declared the entire outstanding principal balance of $32,796 due and has made a demand for the balance, yet has not received payment.

The plaintiff claims money damages, costs, and any other relief that the court deems fair just and equitable.

Case no. DBD-cv14-6016301-S. Filed Nov. 10.

Tanaaz LLC, et al., Manchester.

Filed by Johnson Petroleum LLC, Greenwich. Plaintiff’s attorney: Abram Heisler, Norwalk. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they made payments to the plaintiff for fuel provided with a check. The check was allegedly rejected by the bank due to insufficient funds in the defendant’s account. The plaintiff has declared the entire outstanding principal balance of $18,090 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages and costs.

Case no. FST-cv14-6023848-S. Filed Nov. 13.

Tilson Financial LLC, Hartford.

Filed by Sandra J. Saren and Joyce J. Girasky, Woodbury. Plaintiffs’ attorney: Secor, Cassidy & McPartland, Waterbury. Action: The plaintiffs have brought this breach of contract suit against the defendant alleging that it was ordered to transfer property to them and give them $100,000 due to a settlement from a previous lawsuit. The defendant allegedly transferred the property, but has failed to pay money to the plaintiffs. The plaintiffs claim money damages in excess of $15,000 and such other relief as in law or equity may appertain.

Case no. DBD-cv14-6016320-S. Filed Nov. 12.

The Stop and Shop Supermarket Company LLC, et al., Quincy, Mass. Filed by Diane Contegiacomo, Stamford. Plaintiff’s attorney: Mark S. DeAngelis, Mount Vernon, N.Y. Action: The plaintiff has brought this personal injury suit against the defendants alleging that she lacerated her left thumb on broken glass on a magazine shelf in a store owned by the defendant and sustained injuries. This dangerous condition was allegedly allowed to exist due the negligence of the defendants and their employees in that they failed to use reasonable care in inspecting the facility.

The plaintiff claims monetary damages in excess of $15,000, exclusive of interests and costs, and such other and further relief in law or equity as this Court shall deem fair and proper.

Case no. FST-cv14-6023835-S. Filed Nov. 12.

Visiting Nurse Association of Ridgefield Inc., et al., Ridgefield.

Filed by Dorothy Williams, Ridgefield.

Plaintiff’s attorney: Self-representing.

Action: The plaintiff has brought this suit against the defendants alleging that they negligently sent false billing to Medicare under the plaintiff’s name. The plaintiff has allegedly been harmed by the defendant’s negligence. The plaintiff claims compensatory damages, punitive damages, costs, attorney’s fees, interest and such other and further relief as may be deemed fair just and equitable.

Case no. DBD-cv14-6016341-S. Filed Nov. 14.

STAMFORD SUPERIOR COURT Loparco & Associates Inc., et al., Greenwich. Filed by Caragh Lengle and Christopher Lengle, Greenwich.

Plaintiff’s attorney: Russo & Associates, Southport. Action: The plaintiffs have brought this suit against the defendants alleging that they harmed a tree on their property while performing construction work to a neighbor’s property. The plaintiffs incurred a sum of $9,000 in order to save the tree.

The plaintiffs claim money damages, interest, costs and such other further relief as the court deems appropriate.

Case no. FST-cv14-6023855-S. Filed Nov. 14.

Westover Pizza LLC, et al., Stamford. Filed by Redstone Payment Solutions LLC, Houston, Texas. Plaintiff’s attorney: Bonnie D. Kumiega & Associates LLC, Somers. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they had failed to make payments to the plaintiff for payment processing systems provided.

The plaintiff has declared the entire outstanding principal balance of $4,995 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, attorney’s fees, costs and any other relief that the court deems fair, just and equitable.

Case no. FST-cv14-6023828-S. Filed Nov. 10.

YMCA of Greenwich, Greenwich.

Filed by Carolyn Tarpey, Greenwich. Plaintiff’s attorney: Brandner & Ponzini, Stamford. Action: The plaintiff has brought this personal injury suit against the defendant alleging that she slipped on a wet staircase owned by the defendant and sustained injury. This dangerous condition was allegedly allowed to exist due the negligence of the defendant and its employees in that they failed to close off the staircase.

The plaintiff claims monetary damages, taxable costs and any further relief at equity of law, which the court deems just and doth pertain.

Case no. FST-cv14-6023857-S. Filed Nov. 14.

FEDERAL DISTRICT COURT ACE Property & Casualty Insurance Co. Filed by Travelers Indemnity Co. Plaintiff’s attorney: Day Pitney LLP, Hartford. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that the plaintiff was reinsured by the defendant. The plaintiff was forced to pay out insurance, but was denied the reinsurance from the defendant. The plaintiff claims $170,000 in monetary damages, prejudgment interest, post-judgment interest, costs and such other and further relief as the court may deem just and proper.

Case no. 3:14-cv-01667-AWT. Filed Nov. 10.

Aetna Inc., Hartford. Filed by Sharon Isett. Plaintiff’s attorney: Hayber Law Firm, Hartford. Action: The plaintiff has brought this suit fair labor suit against the defendant alleging that she was not paid overtime for her work for the defendant.

Additionally, the defendant allegedly did not keep accurate records of her hours worked. The plaintiff claims $75,000 in monetary damages, costs and attorney’s fees, prejudgment interest, post-judgment interest and all other relief, which the court deems just and equitable.

Case no. 3:14-cv-01698-RNC. Filed Nov. 14.

ASV LLC, et al, Stratford. Filed by Marvin Mendoza, Westbrook. Plaintiff’s attorney: Jerome N. Frank Legal Services Organization, New Haven.

Action: The plaintiff has brought this fair labor suit against the defendants alleging that the defendants misrepresented the wages, which would be paid to him and failed to keep proper record of the wages worked. The defendants allegedly paid less than minimum wage to the plaintiff and subjected him to a hostile work environment. The plaintiff claims monetary damages, compensatory damages, punitive damages, attorney’s fees and costs and such other and further relief as the court may deem just and proper.

Case no. 3:14-cv-01664-AWT. Filed Nov. 10.

Barberino Brothers Inc., Wallingford. Filed by Derek Sword, Middletown. Plaintiff’s attorney: Consumer Law Group, Rocky Hill. Action: The plaintiff has brought this truth in lending suit against the defendant alleging that it sold a vehicle to him at a higher price than was advertised on the sticker on the vehicle.

The defendant also allegedly required the plaintiff to establish a payment account, which he had no need for. The plaintiff claims actual damages, statutory damages, attorney’s fees, punitive damage and such other and further relief as the court may deem just and proper.

Case no. 3:14-cv-01681-WWE. Filed Nov. 12.

FACTS Brinkley Masonry Construction Co., et al, North Haven. Filed by the trustees of the Bricklayers Local 1 Connecticut Health Fund, et al., Wallingford. Plaintiff’s attorney: Cheverie & Associates, East Hartford. Action: The plaintiffs have brought this suit against the defendant alleging that they had failed to contribute to the plaintiff’s fund.

This was a breach of the collective bargaining agreement. The plaintiff claims $70,000 in monetary damages, double interest, liquidated damages, attorney’s fees and costs and such other and further relief as the court may deem just and proper.

Case no. 3:14-cv-01672-JCH. Filed Nov. 10.

Connecticut Inc., et al., Farmington. Filed by Integrated Claims Systems LLC, Elizaville, N.Y. Plaintiff’s attorney: Ward & Zinna LLC, Summit, N.J. Action: The plaintiff has brought this patent infringement suit against the defendants alleging that the defendants used the plaintiff’s radar system patent to send MRIs faster. The defendants have incorporated the patent into their services and made it for sale. The plaintiff claims compensatory damages, an injunction enjoining the defendants from continuing to infringe and such other and further relief as the court may deem just and proper.

Case no. 3:14-cv-01691. Filed Nov. 14.

Eastern Account System of Connecticut Inc. Filed by Sherri Ferraro.

Plaintiff’s attorney: Law Offices of Joanne Faulkner, New Haven. Action: The plaintiff has brought this fair debt collection suit against the defendant alleging that it sent mail to the plaintiff to collect a debt. The plaintiff’s account number was displayed plainly on the front of the envelope mailed, causing distress. The plaintiff claims statutory damages, costs of suit, fees and such other and further relief as the court may deem just and proper.

Case no. 3:14-cv-01674-AWT. Filed Nov. 12.

Jones Land Lasalle Americas Inc., Chicago, Ill. Filed by Deborah Hanson, New London. Plaintiff’s attorney: Sabatini & Associates, Newington.

Action: The plaintiff has brought this discrimination suit against the defendant alleging that she was unable to advance in her job because she didn’t possess a certain license.

She allegedly acquired the license, yet a male worker was allowed to take her position. The plaintiff alleges this was a pretext to fire her based on her gender. The plaintiff claims monetary damages of $250,000, compensatory damages, back pay, front pay, interest, personal days, lost pension, liquidated damages, punitive damages, attorney’s fees, costs, job reinstatement and such other and further relief as the court may deem just and proper.

Case no. 3:14-cv-01688-JAM. Filed Nov. 13.

Nationwide Automatic Systems Inc., et al., Filed by The Security and Exchange Commission. Plaintiff’s attorney: Michele Wein Layne.

Action: The plaintiff has brought this fraud suit against the defendants alleging that they operated a Ponzi scheme by telling investors they could buy ATM machines and gain revenue from transactions, when the most of the revenue came from earlier investors. Additionally, the defendants were allegedly unregistered. The plaintiff claims a freeze on the defendant’s assets, penalties, an injunction enjoining the defendants from continuing their business and such other and further relief as the court may deem just and proper.

Case no. 3:14-cv-00131-JBA. Filed Nov. 14.

NRA Group LLC. Filed by Sherri Ferraro. Plaintiff’s attorney: Law Offices of Joanne Faulkner, New Haven. Action: The plaintiff has brought this fair debt collection suit against the defendant alleging that it sent mail to the plaintiff to collect a debt. The plaintiff’s account number was displayed plainly on the front of the envelope, causing distress. The plaintiff claims statutory damages, costs of suit, fees and such other and further relief as the court may deem just and proper.

Case no. 3:14-cv-01673-AWT. Filed Nov. 11.

Nutwest Bank PLC, et al., Stamford. Filed by Rochelle Driessen, Surfside, Fla. Plaintiff’s attorney: Selfrepresenting. Action: The plaintiff has brought this suit against the defendants alleging that they failed to transfer the money she had won in a lottery into her account. The plaintiff claims a judgment entered for the defendants to transfer the lottery winnings to the plaintiff’s deposit.

Case no. 3:14-cv-01666-MPS. Filed Nov. 10.

SAP-SAP LLC, West Hartford. Filed

by USA. Plaintiff’s attorney: Lauren M. Nash, New Haven. Action: The plaintiff has brought this default suit against the defendant alleging that the defendant defaulted on a SBA loan given. A demand has been made for the balance, but has not been received. The plaintiff claims $33,162, costs, fees and interest.

Case no. 3:14-cv-01677-AWT. Filed Nov. 12.

DEEDS

COMMITTEE DEEDS Mezzo, Anthony R., et al., Stratford. Appointed committee: Adam D. Schlein, Stratford. Property: 436 Garibaldi Ave., Stratford. Amount: $55,001. Docket no. FBT-cv-136039080-S. Filed Nov. 3.

Neyra, Eleanor, M. Montgomery and Richard Muskas, et al., Stamford. Appointed committee: Anthony Besthoff, Stamford. Property: 45 Highview Ave., Unit 5, Stamford.

Amount: $195,500. Docket no. FST-cv12-6014767-S. Filed Nov. 11.

COMMERCIAL

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215 Charles Street BPT LLC, Port Washington, N.Y. Seller: Hlias Koutikas and Hlias Leo Koutikas, Milford.

Property: 215 Charles St., Units 101, 104, 106, 112, 202, 203, 211, 212, 303, 306, 307, 308 and 309, Bridgeport.

Amount: $665,000. Filed Nov. 10.

38 Main LP, Darien. Seller: Drew Friedman, Westport. Property: 36-42 Main St., Westport. Amount: $9.2 million. Filed Nov. 14.

95 CTRPT LLC, University Park, Fla. Seller: Randall Benderson and David H. Baldauf, University Park, Fla. Property: Parcel A, Map 6488, Danbury.

Amount: $1. Filed Nov. 10.

Arches at W LLC, New Canaan.

Seller: Ann Dorrell, Darien. Property: 34 Walmsley Road, Darien. Amount: $700,000. Filed Nov. 12.

Bank of America NA, Salt Lake City, Utah. Seller: Citimortgage Inc., O’Fallon, Mo. Property: 50 Evelyn St., Stratford.

Amount: $51,925. Filed Nov. 7.

Bedford Square Associates LLC, Westport. Seller: Young Men’s Christian Association of Westport, Westport. Property: 59 Post Road East, Westport. Amount: $20 million. Filed Nov. 6.

Braff LLC, Ponce Inlet, Fla. Shaun E. Della Vedova, Stamford. Property: Unit 12 of Marina Bay Condominium, Stamford. Amount: $480,000. Filed Nov. 14.

Ciobanu Development Group LLC, Bridgeport. Seller: Joseph S. Bakach Jr. and Barbara Bakach Ferrer, Bridgeport. Property: 133 Shell St., Bridgeport. Amount: $18,000. Filed Nov. 13.

Ebcon Properties LLC, Trumbull.

Seller: Donna B. Katz, Monroe. Property: 40 Virginia Ave., Bridgeport.

Amount: $34,000. Filed Nov. 10.

Elk Homes Partners II LP, Rye, N.Y. Seller: Brian T. Del Gatto, Darien. Property: 15 Gardiner St., Darien. Amount: $935,000. Filed Nov. 12.

GA Family 276 Westport LLC, New York, N.Y. Seller: Westport West Real Estate LLC, Westport. Property: 276 Post Road West, Westport. Amount: $13 million. Filed Nov. 7.

Habitat for Humanity International Inc., Bridgeport. Seller: Bank of America NA, Charlotte, N.C. Property: 50 Evelyn St., Stratford. Amount: $1. Filed Nov. 7.

Habitat for Humanity of Coastal Fairfield County Inc., Fairfield. Seller: Habitat for Humanity International Inc., Bridgeport. Property: 50 Evelyn St., Stratford. Amount: $1. Filed Nov. 7.

MLGC LLC, Darien. Seller: Ann J. Polya, Darien. Property: 21 Pond Lane, Darien.

Amount: $675,000. Filed Nov. 12.

MORI LLC, Westport. Seller: Jeffrey Tharler and Jacqueline Freidman Thaler, Westport. Property: 123 Sturges Highway, Westport. Amount: $724,000. Filed Nov. 5.

FIGURES Patriot National Bank, Stamford.

Seller: TD Bank NA, South Portland, Maine. Property: 50 Charles St., Westport. Amount: $1.9 million. Filed Nov. 14.

Saint Paul’s Limited Partnership, New Haven. Seller: Primerose Companies Realty LLC, Bridgeport. Property: 1525 Noble Ave., Bridgeport. Amount: $320,000. Filed Nov. 12.

Christensen, Sarah D., Darien.

Grantor: Robert L. Christensen, Chappaqua, N.Y. Property: 74 Christie Hill Road, Darien. Amount: $680,000.

Filed Nov. 14.

Federal National Mortgage Association, Dallas, Texas. Grantor: Bank of America NA, Plano, Texas. Property: 753 Stratford Ave., Stratford. For no consideration paid. Filed Nov. 12.

Christina Trust, Irving, Calif. Grantor: Citimortgage Inc., O’Fallon, Mo. Property: 29 Blamey Circle, Stratford.

For an undisclosed amount. Filed Nov. 10.

Fiore, Felice G., Bridgewater. Grantor: Philip Fiore and Mattea Fiore, Danbury. Property: 21 Cozy Hollow Road, Danbury. Amount: $1. Filed Nov. 10.

Saint Paul’s Limited Partnership, New Haven. Seller: Vilar Development LLC, Bridgeport. Property: 412 Summerfield Ave., Bridgeport. Amount: $400,000. Filed Nov. 12.

DaSilva, John A., Stratford. Grantor: John A. DaSilva, Stratford. Property: 26 Woodland Ave., Bridgeport.

Amount: $1. Filed Nov. 13.

Sdira Services, et al., Durango, Colo.

Seller: Estate Ventures LLC, Stamford.

Property: Park Street, Bridgeport.

Amount: $85,000. Filed Nov. 10.

DeCambra, Judy, Stamford. Grantor: Roy DeCambra, Naples, Fla. Property: Unit 28 of Shakespeare Estates, Stratford. Amount: $1. Filed Nov. 7.

Sealy Gardens LLC, Brooklyn, N.Y. Seller: Roberto Gutierrez, Bridgeport. Property: 820-822 Capital Ave., Bridgeport. Amount: $217,000. Filed Nov. 12.

DJ Home Improvement LLC, Cromwell. Grantor: Doru Juganaru and Larisa Romanov, Bridgeport.

Property: 24 Dande St., Bridgeport.

Amount: $1. Filed Nov. 12.

Secretary of Housing and Urban Development, Washington, D.C. Seller: Wells Fargo Bank NA, Fort Mill, S.C. Property: 125 Robert St., Bridgeport. For no consideration paid. Filed Nov. 10.

Eitelberg, Susan Schneiderman, Bridgeport. Grantor: Adam Eitelberg, Bridgeport. Property: 496 W. McKinley Ave., Bridgeport. Amount: $10.

Filed Nov. 13.

Secretary of Housing and Urban Development, Washington, D.C. Seller: US Bank NA, Owensboro, Ky. Property: 518-520 Gregory St., Bridgeport. For no consideration paid. Filed Nov. 10.

Secretary of Housing and Urban Development, Washington, D.C. Seller: Connecticut Housing Financial Authority, Rocky Hill. Property: 57 Lansing Place, Bridgeport. For no consideration paid. Filed Nov. 10.

SIR-14 Peaceful LLC, Westport.

Seller: Kristin R. Harvey, Westport.

Property: 14 Peaceful Lane, Westport.

Amount: $670,000. Filed Nov. 3.

Westwind Properties LLC, Milford. Seller: Mary Keane, Stratford.

Property: 753 Ornonque Village Condominium Unit 26, Stratford.

Amount: $125,000. Filed Nov. 7.

QUIT CLAIM

Fairfield and Middle LLC, Bridgeport. Grantor: Ernest C. Trefz and Christian J. Trefz, Westport. Property: 50 Middle St., Bridgeport. For an undisclosed amount. Filed Nov. 13.

Fairfield and Middle LLC, Bridgeport. Grantor: Ernest C. Trefz and Christian J. Trefz, Westport. Property: 10 John St., Bridgeport. For an undisclosed amount. Filed Nov. 13.

Federal Home Loan Mortgage Corp., McLean, Va. Grantor: Central Mortgage Co., Little Rock, Ariz. Property: 3480 Old Town Road, Bridgeport. For an undisclosed amount.

Filed Nov. 12.

Federal Home Loan Mortgage Corp., McLean, Va. Grantor: Wells Fargo Bank NA, Fort Mill, S.C. Property: 311 Wilton Road East, Ridgefield.

For an undisclosed amount. Filed Nov. 12.

ABC Real Properties Inc., Trumbull.

Grantor: William Li and Pin Jian Li, Flushings, N.Y. Property: 110 Staples St., Bridgeport. Amount: $1. Filed Nov. 10.

Federal National Mortgage Association, Dallas, Texas. Grantor: Wells Fargo Bank NA, Fort Mill, S.C. Property: 168-170 Hollister Ave., Bridgeport.

For an undisclosed amount. Filed Nov. 10.

Bryant, Colleen A. and Kevin R. Reed, Milford. Grantor: Robert J. Reed, Stratford. Property: 50 Birdseye St., Unit 115A, Stratford. For no consideration paid. Filed Nov. 10.

Federal National Mortgage Association, Dallas, Grantor: Citimortgage Inc., O’Fallon, Mo. Property: 792 Cleveland Ave., Bridgeport. For no consideration paid. Filed Nov. 13.

Canans, Mary Ellen, White Plains, N.Y. Grantor: Luisa Brigia Hartwell, Stratford. Property: 23-25 Wiklund Ave., Stratford. For no consideration paid. Filed Nov. 4.

Federal National Mortgage Association, Dallas, Texas. Grantor: Everbank, St. Paul, Minn. Property: 300 Booth St., Stratford. For no consideration paid. Filed Nov. 6.

Castillo, Victor, Danbury. Grantor: Jana Castillo, Moore, Okla. Property: 35 Rocky Glen Road, Danbury.

Amount: $1. Filed Nov. 10.

Federal National Mortgage Association, Dallas, Texas. Grantor: PHH Mortgage Corp., Mount Laurel, N.J. Property: 136 Court D, Building 65, Stratford. For an undisclosed amount.

Filed Nov. 7.

Gonzalez, Brenda Lee and Ricardo Santiago Gonzalez, Bridgeport.

Grantor: Habitat for Humanity of Costal Fairfield County Inc., Fairfield.

Property: 48 Agrester Terrace, Stratford. Amount: $110,000. Filed Nov. 14.

Green, William J., Stratford. Grantor: Grace V. Green, Stratford. Property: Lots 95 and 122 Lordship Manor, Section 1, Stratford. Amount: $1. Filed Nov. 10.

Greist, Lisbeth Ane and E. Harold Greist III, Stratford. Grantor: E. Harold Greist III, Stratford. Property: 215 Washington Parkway, Stratford. For no consideration paid. Filed Nov. 6.

Hawi, Amale, Ridgefield. Grantor: Brian A. Walter and Amale Hawi, Ridgefield. Property: Silver Birch Land, Map 6814, Ridgefield. Amount: $1. Filed Nov. 6.

Kish, Joann and Mary Ellen McGuire, Ridgefield. Grantor: Joann Kish and Mary Ellen McGuire, Ridgefield. Property: Parcels X and Z, Map 9319, Ridgefield. For no consideration paid. Filed Nov. 13.

Kish, Kristina, Kendall Kish and Joann Kish, Ridgefield. Grantor: Joann Kish, et al., Ridgefield. Property: Parcels X and Z, Map 9319, Ridgefield. For no consideration paid. Filed Nov. 13.

Lobo Property & Construction LLC, Shelton. Grantor: Carlos Lobo and Jeffrey Lobo, Shelton. Property: 500 Seaview Ave., Bridgeport.

Amount: $1. Filed Nov. 12.

Lowe, Patricia, Ridgefield. Grantor: Frank Lowe, Ridgefield. Property: 39 Regan Road, Ridgefield. For no consideration paid. Filed Nov. 13.

Luong, Tai, Stratford. Grantor: Toung Luong, Stratford. Property: 66 Hortense St., Stratford. For no consideration paid. Filed Nov. 14.

McMahon, Geraldine A., Ridgefield. Grantor: Michael D. McMahon, Ridgefield. Property: 51 Ketchem Road, Ridgefield. For no consideration paid. Filed Nov. 5.

McNerney, Steven, Danbury. Grantor: James H. McNerney and Marie A. McNerney, Danbury. Property: Lot 31, Map 3467, Danbury. Amount: $1. Filed Nov. 10.

Morgan, Cathleen T. and Jonathan S. Morgan, Darien. Grantor: Jonathan S. Morgan and Cathleen T. Morgan, Darien. Property: Lot 35, Map 226, Darien. Amount: $10. Filed Nov. 13.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of December 1, 2014 19

FACTS Murphy, Jenna Rao, Danbury.

Grantor: Ann A. Rao, Danbury. Property: 35 Town Hill Ave., Danbury. For an undisclosed amount. Filed Nov. 13.

Neyerlin, Judith P., Stratford. Grantor: Judith Neyerlin, Stratford. Property: 528 Narraganset Lane, Stratford.

For an undisclosed amount. Filed Nov. 10.

Noroton Green Association Inc. of Darien Connecticut, Darien.

Grantor: 333 West Avenue Associates LLC, Norwalk. Property: 333 W. Ave., Darien. Amount: $10. Filed Nov. 10.

Doom, Elena and Jonathan Rosman, New York, N.Y. Seller: 11 Kirock Place LLC, Greenwich. Property: 11 Kirock Place, Westport. Amount: $1.6 million. Filed Nov. 14.

DeCarlo, Michael, et al. Creditor: Wells Fargo Bank NA, Raleigh, N.C. Property: 811-813 Stratford Ave., Stratford. Delinquent Common Charges.

Filed Nov. 5.

Birzokas, Kestutis and Evelina Kanciauskiene, Redding. Seller: Jeffrey Beck and Tracy Beck, Redding.

Property: 113 Gallows Hill Road, Redding. Amount: $350,000. Filed Nov. 6.

Dutertre, Marina and Helena Luis, Danbury. Seller: Hudson City Savings Bank FSB, Simi Valley, Calif. Property: 19 Somers St., Unit B6, Danbury.

Amount: $135,000. Filed Nov. 12.

Delacruz, Glorimar, et al. Creditor: The Bank of New York Mellon, trustee, Salt Lake City, Utah. Property: 222-224 French St., Bridgeport. Mortgage default. Filed Nov. 10.

Blakeborough, Kim A. and Robert J. Blakeborough, Stratford. Seller: Thomas A. Nicoletti, Stratford. Property: 40 Longview Drive, Stratford.

Amount: $353,750. Filed Nov. 3.

Edmonds, Kristen G. and Shane D. Edmonds, West New York, N.J. Seller: Laura T. Rittenberg and Terry A. Rittenberg, Redding. Property: 17 Sherman Turnpike, Redding. Amount: $586,500. Filed Nov. 10.

Devane, Hezekiah, et al. Creditor: Wells Fargo Bank NA, Raleigh, N.C. Property: 168-170 Hollister Ave., Bridgeport. Mortgage default. Filed Nov. 10.

Bonacci, Italo, Stratford. Seller: Sonia I. Rodriguez, Stratford. Property: 1030 Cutspring Road, Stratford.

Amount: $285,000. Filed Nov. 10.

Paute, Mario E. Guzman, Danbury.

Grantor: Miguel P. Deleg, Danbury.

Property: 82 Davis St., Danbury.

Amount: $1. Filed Nov. 10.

Brew, Daniel D., Stamford. Seller: Christine M. Persampieri and Daniel W. Brew, Stamford. Property: Unit 6E at The Villages at River’s Edge, Stamford. For no consideration paid. Filed Nov. 14.

Wisniewski, Alexandra A., and Steven J. Strazza, et al., Stratford.

Grantor: Leonard S. Wisniewski, Stratford. Property: Lot 1 of Perkins Family Partnership, Stratford. Amount: $1.

Filed Nov. 6.

WIZ Realty Management LLC, Trumbull. Grantor: Benchmark Municipal Tax Services Ltd., Bridgeport.

Property: 1739 Central Ave., Bridgeport. Amount: $20,000. Filed Nov. 10.

RESIDENTIAL Ahmed, Suel, Ruhel Ahmed and Rubel Ahmed, Bridgeport. Seller: Carmen Goiricelaya, Bridgeport.

Property: 68 Wade Terrace, Bridgeport. Amount: $180,000. Filed Nov. 13.

FIGURES

Benjamin, Janie B., Stratford. Seller: William Balls and Margaret A. Balls, Stratford. Property: 199 Woodend Road, Stratford. Amount: $139,000.

Filed Nov. 3.

Oronoque Golf LLC, Gilbert, Ariz.

Grantor: WSG Oronoque IV LLC, Chicago, Ill. Property: Oronoque Golf Course, Maps 3056, 3058, 3060 and 3061, Stratford. Amount: $1.8 million.

Filed Nov. 5.

Roberson, Elaine P. and Christopher M. Graves, Danbury. Grantor: Elaine P. Roberson, Danbury. Property: 2 John Perry Drive, Danbury.

Amount: $1. Filed Nov. 10.

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Brill Jr., Robert K., Stratford. Seller: Louise E. Tibor and Christine L. Tibor, Stratford. Property: 170 Old Town Road, Stratford. Amount: $228,000.

Filed Nov. 10.

Bruun, Dina B. and Brent C. Brunn, Doylestown, Pa. Seller: Laurence F. Killian, Westport. Property: 16 Gorham Ave., Westport. Amount: $550,000. Filed Nov. 10.

Bundra, Marijana, Danbury. Seller: Margaret R. Kibbee, Carmel, N.Y. Property: 1406 Pinnacle Way, Danbury.

Amount: $272,000. Filed Nov. 12.

Canora, Dalia, Darien. Seller: Maritza Garcia, Darien. Property: 71 Greenleaf Ave., Darien. Amount: $1.4 million.

Filed Nov. 10.

Capinera, Angela M. and Daneil B. Ruskin, Stratford. Seller: Wilmington Savings Fund Society FSB. Property: 29 Blamey Circle, Stratford. Amount: $219,000. Filed Nov. 13.

Armbruster, Ellen A. and Neil E. Armbruster, Fairfield. Seller: Dag F. Ertsland and Susan l. Ertsland, Stratford. Property: Lot 16 of Lordship Shores, Stratford. Amount: $465,000.

Filed Nov. 14.

Cerone, Biagia L. and Craig L. Cerone, Somers, N.Y. Seller: Dale D. Daniels, Ridgefield. Property: 638 Danbury Road, Unit 72, Ridgefield.

Amount: $414,500. Filed Nov. 14.

Balls, Margaret and William J. Balls, Stratford. Seller: Helen Malino and Donna M. Best, Stratford. Property: 40 California St., Unit A9, Stratford.

Amount: $70,000. Filed Nov. 3.

Coleman, Jade S., Dorett Williams and Evon R. Coleman, Stamford.

Seller: Jane L. Shelly, Stamford. Property: 32 Center St., Stamford. Amount: $326,500. Filed Nov. 12.

Baritz, Robin and Neil Baritz, Boca Roton, Fla. Seller: Michael Jackson, Redding. Property: 63 Peaceable St., Redding. Amount: $285,000. Filed Oct. 28

Cooper, Felise G. and Brian S. Mass, New York, N.Y. Seller: 7 Turtleback Lane LLC, Westport. Property: 7 Turtleback Lane, Westport. Amount: $2.4 million. Filed Nov. 3.

Barrett, Michele and John J. Barrett, Darien. Seller: Richard K. Jewett and Elizabeth A. Jewett, Darien.

Property: 29 Greenleaf Ave., Darien.

Amount: $1.5 million. Filed Nov. 14.

Costa, Sonali and Albano Costa, Norwalk. Seller: Oscar Chacua and Flor Chacua, Stamford. Property: 86 Myrtle Ave., Unit 1, Stamford. Amount: $136,500. Filed Nov. 10.

Ekholdt, Deirdre A. and Per Ekholdt, Westport. Seller: Klaus P. Kretschmann and Annemarie Kretschmann, Westport. Property: 44 Charcoal Hill Road, Westport.

Amount: $1.8 million. Filed Nov. 5.

Elker, Lauren M. and Zachary B. Elker, Stamford. Seller: Allan M. Wolf, Ridgefield. Property: 127 Greyrock Place, Ridgefield. Amount: $585,000.

Filed Nov. 3.

Eng, Ashley H. and Gary K. Eng, Basking Ridge, N.J. Seller: James E. Baker and Linda M. Baker, Westport.

Property: 1 Salem Road, Westport.

Amount: $1 million. Filed Nov. 4.

Zahas, Lukas and Thomas J. Rutkowski, New York, N.Y. Seller: Ronald V. Braia and Lynn A. Braia, Stamford.

Property: 48 East Lane, Stamford.

Amount: $825,000. Filed Nov. 14.

Zibel, Eve and Jon Zibel, New York, N.Y. Seller: Edmond J. McElroy, Ridgefield. Property: 64 Great Hill Road, Ridgefield. Amount: $460,000. Filed Nov. 14.

Zimmerman, Kenneth and Ye Jin, Westport. Seller: Wendy Walker, Stamford. Property: 65 Ridgewood Ave., Stamford. Amount: $451,000.

Filed Nov. 10.

FORECLOSURES

Fontanez, Maria Victoria, et al.

Creditor: U.S. Bank NA, Salt Lake City, Utah. Property: 847 Reservoir Ave., Bridgeport. Mortgage default. Filed Nov. 10.

Grant Sr., Herbert S., et al. Creditor: JPMorgan Chase Bank NA, Columbus, Ohio. Property: 100 Park St., Stratford.

Mortgage default. Filed Nov. 5.

Hazel, William B., et al. Creditor: Bank of America NA, Plano, Texas.

Property: 1961 Broadbridge Ave., Stratford. Mortgage default. Filed Nov. 5.

Hollis, Patricia A., et al. Creditor: Citimortgage Inc., Calabasas, Calif.

Property: 25 Luther St., Bridgeport.

Mortgage default. Filed Nov. 13.

Holm, Barbara A., et al. Creditor: JPMorgan Chase Bank NA, Columbus, Ohio. Property: 166 Bridgeview Place, Stratford. Mortgage default. Filed Nov. 5.

Johnson, Anthony B., et al. Creditor: PNC Bank NA, Miamisburg, Ohio.

Property: 140 Nutmeg Road, Bridgeport. Mortgage default. Filed Nov. 10.

Kirk, Edith A., et al. Creditor: Wells Fargo Bank NA, Raleigh, N.C. Property: 311 Wilton Road East, Ridgefield.

Mortgage default. Filed Nov. 4.

Lewis, Jacqueline, et al. Creditor: The Bank of New York Mellon, New York, N.Y. Property: 153 Brushy Hill Road, Danbury. Mortgage default.

Filed Nov. 10.

Bingham, Tanya L., et al. Creditor: Bank of America NA, Plano, Texas.

Property: 365 Chamberlain Ave., Bridgeport. Mortgage default. Filed Nov. 13.

Martin, Melanie A. Creditor: The Bank of New York Mellon, New York, N.Y. Property: 125 Warner Hill, Road 116, Stratford. Delinquent Common Charges. Filed Nov. 10.

Bowman, Terry, et al. Creditor: Wells Fargo Bank NA, Raleigh, N.C. Property: 805 Park Place Condominium, Unit 11, Bridgeport. Delinquent common charges. Filed Nov. 10.

Martins P., Claudine, et al. Creditor: Wells Fargo Bank NA, Raleigh, N.C. Property: 516 Indian Ave., Bridgeport.

Mortgage default. Filed Nov. 10.

Brannon, Scott Martin, et al. Creditor: Deutsche Bank National Trust Co., Lewisville, Texas. Property: 580 Redding Road, Redding. Mortgage default. Filed Nov. 10.

Colon Jr., Adalberto, et al. Creditor: Connecticut Housing Finance Authority, Rocky Hill. Property: Lot 46, Stratford Acres, Section 2, Stratford.

Mortgage default. Filed Nov. 10.

20 Week of December 1, 2014 • FAIRFIELD COUNTY BUSINESS JOURNAL

Massey, Alan R., et al. Creditor: HSBC Bank USA NA, Fort Mill, S.C. Property: 589 Oak Bluff Ave., Stratford.

Mortgage default. Filed Nov. 5.

Molnar, Scott A., et al. Creditor: U.S. Bank NA, Salt Lake City, Utah. Property: 431 Poplar St., Bridgeport. Mortgage default. Filed Nov. 12.

Murphy, Margaret J., et al. Creditor: Capital One NA, Melville, N.Y. Property: 906 Larson Drive, Danbury. Mortgage default. Filed Nov. 12.

O’Loughlin, Shaun, et al. Creditor: The Bank of New York Mellon, New York, N.Y. Property: 3 Cedar Road, Danbury. Mortgage default. Filed Nov. 10.

O’Neall, Kevin, et al. Creditor: U.S. Bank NA, Salt Lake City, Utah. Property: 1927-1831 Barnum Ave., Bridgeport.

Delinquent common charges. Filed Nov. 12.

Romeo, Santo, et al. Creditor: Webster Bank NA, Waterbury. Property: 262 Great Plains Road, Danbury. Mortgage default. Filed Nov. 10.

Santanaella, Anthony, et al.

Creditor: Benchmark Municipal Tax Serivces Ltd., Bridgeport. Property: 1739 Central Ave., Bridgeport. Forclosure due to property tax liens. Filed Nov. 10.

JUDGMENTS A. Rojowski Construction LLC, et al., Stratford. $8,054 in favor of L. Suzio Concrete Co. Inc., Meriden, by Solomon, Krupnikoff & Wyskiel PC, Meriden. Property: 1457 Stratford Ave., Stratford. Filed Nov. 14.

Anaya, Martha and Mario Anaya, Danbury. $610 in favor of Anesthesia Associates of Danbury PC, Danbury,

by Tolisano & Danforth LLC, Ellington. Property: 8 Rose Lane, Unit 10-10, Danbury. Filed Nov. 10.

Benisch, Jason, Stratford. $25,527 in favor of Maya Murphy PC, Westport, by self, Westport. Property: 291 Woodstock Ave., Stratford. Filed Nov. 7.

Cohen, Ann, Redding. $2,644 in favor of Petro Inc., Melville, N.Y., by Gerald S. Knopf, Stamford. Property: 22 White Birch Road, Redding. Filed Nov. 3.

Crow, Nette H., Redding. $281,013 in favor of Cavalry SPV I LLC, Valhalla, N.Y., by Shechtman Halperin Savage LLP, Pawtucket, R.I. Property: 58 Old Redding Road, Redding. Filed Oct. 27.

Giannitelli, Angelo, et al., Stratford. $12,596 in favor of The United Illuminating Co., New Haven, by Nair & Levin PC, Bloomfield. Property: 205 Red Bird Drive, Stratford. Filed Nov. 6.

Hennessy, Gail A., Ridgefield. $5,823 in favor of Cavalry SPV I LLC, Valhalla, N.Y., by Tobin Melien & Marohn, New Haven. Property: 3 Edelberry Lane, Ridgefield. Filed Nov. 10.

Hussein, Ibrahim, Stamford. $7,047 in favor of Asset Acceptance LLC, Warren, Mich., by Tobin Melien & Marohn, New Haven. Property: 42 Ursula Place, Stamford. Filed Nov. 12.

Lubrano, Biagio, Ridgefield. $5,598 in favor of Asset Acceptance LLC, Warren, Mich., by Tobin Melien & Marohn, New Haven. Property: 1 Tally Ho Road, Ridgefield. Filed Nov. 10.

Lucey, Una, Danbury. $43,282 in favor of Asset Acceptance LLC, Warren, Mich., by Tobin Melien & Marohn, New Haven. Property: 50 Abbott Ave., Danbury. Filed Nov. 10.

McQueen Jr., Otis L., Bridgeport. $2,808 in favor of Sikorsky Financial Credit Union Inc., Stratford, by Tobin Melien & Marohn, New Haven. Property: 272 Dover St., Bridgeport. Filed Nov. 13.

Mitra, Ashoka T., et al., Westport. $606 in favor of Hi-Ho Petroleum Corp., Bridgeport, by the Law Offices of Philip H. Monagan, Waterbury.

Property: 6 Delitta Lane, Westport.

Filed Nov. 3.

Noel, Kenol, Bridgeport. $555 in favor of Core Physical Therapy & Sports Medicine PC, Bridgeport, by Philip H. Monogan, Waterbury. Property: 162 Griffin Ave., Bridgeport. Filed Nov. 13.

Osmun, Jennifer, Redding. $1,546 in favor of Danbury Hospital, Danbury,

by Flanagan & Peat, Danbury. Property: 49 White Birch Road, Redding.

Filed Oct. 29.

Pike, Karen, Stratford. $4,182 in favor of Wells Fargo Bank NA, West Des Moines, Iowa, by Shechtman Halperin Savage LLP, Pawtucket, R.I. Property: 299 Riverdale Drive, Stratford. Filed Nov. 10.

Porter Jr., James, Bridgeport. $2,470 in favor of Asset Acceptance LLC, Warren, Mich., by Tobin Melien & Marohn, New Haven. Property: 962 Noble Ave., Unit 964, Bridgeport. Filed Nov. 13.

Rainford, Scott A., Bridgeport. $4,312 in favor of Cavalry SPV I LLC, Valhalla, N.Y., by Tobin Melien & Marohn, New Haven. Property: 235 Greenfield Drive, Bridgeport. Filed Nov. 13.

Raphael, Lauri Quataert, Danbury. $5,486 in favor of Asset Acceptance LLC, Warren, Mich., by Tobin Melien & Marohn, New Haven. Property: 40 Maplewood Drive, Danbury. Filed Nov. 10.

Terry, Castro, Stratford. $1,828 in favor of Petro Inc., Melville, N.Y., by Gerald S. Knopf, Stamford. Property: 595 E. Main St., Stratford. Filed Nov. 3.

LEASES Express Kitchens of Bridgeport LLC, by Hitesh Kothari. Landlord: 399 Boston Avenue LLC, Oxford. Property: 399 Boston Ave., Bridgeport. Term: 5 years, commenced Nov. 1, 2014. Filed Nov. 13.

Lee, Ann Marie, by self. Landlord: Stonybrook Gardens Cooperative Inc., Stratford. Property: 70 Fisher Court, Stratford. Term: 3 years, commenced Dec. 7, 2007. Filed Nov. 13.

FACTS Obrien, Thomas, by self. Landlord: Stonybrook Gardens Cooperative Inc., Stratford. Property: 35 Marsh Way, Stratford. Term: 3 years, commenced Nov. 13, 2014. Filed Nov. 13.

Riberio, Michelle Rodriguez, by self. Landlord: Stonybrook Gardens Cooperative Inc., Stratford. Property: 70 Bullard Court, Stratford. Term: 3 years, commenced Nov. 13, 2014. Filed Nov. 13.

LIENS

FEDERAL TAX LIENSFILED Baggeas LLC and Duchess Diner, 1000 Stratford Ave., Stratford. $4,567, payroll taxes and quarterly payroll taxes. Filed Nov. 10.

Barnes, Timothy P., 638 Stratford Ave., Stratford. $27,381, a tax debt on personal income. Filed Nov. 10.

Bloom, Kathryn D., 73 Stock St., Stratford. $13,278, a tax debt on personal income. Filed Nov. 3.

Borja, Segundo R., 16 Davis St., Danbury. $25,677, a tax debt on personal income. Filed Nov. 10.

Bowles, Adrian J., 22C Cross Highway, Westport. $6,128, a tax debt on personal income. Filed Nov. 3.

Change A Life Time Companies Inc., 168 Wainwright Place, Stratford. $49,346, a tax debt on personal income. Filed Nov. 10.

Cole, William B., 13 Foxden Road, Unit A, Danbury. $8,809, a tax debt on personal income. Filed Nov. 10.

Environmental Care LLC, 15 Greenfarms Road, Westport. $2,160, partnership income tax. Filed Nov. 10.

Fairfield Orthodontics and Nicholas Lulka, 410 Surf Ave., Stratford. $46,998, payroll taxes and quarterly payroll taxes. Filed Nov. 3.

Frank Geiger Inc., 1135 Post Road East, Westport. $613,455, quarterly payroll taxes. Filed Nov. 10.

Howard, Scott, 101 Harbor Road, Westport. $95,316, a tax debt on personal income. Filed Nov. 3.

Meola, Lisa and Wilson Santos, 25 Glenbrook Road, Apt. 511, Stamford. $131,929, a tax debt on personal income. Filed Nov. 10.

Parsons, Charles G., 272 Main St., Suite 1, Danbury. $49,474, a tax debt on personal income. Filed Nov. 10.

Philip Spadaro Contractor LLC, 295 Greenwich Ave., Stamford. $64,312, partnership income tax and quarterly payroll taxes. Filed Nov. 10.

Philip Spadaro Contractor LLC, 295 Greenwich Ave., Stamford. $64,312, partnership income tax and quarterly payroll taxes. Filed Nov. 14.

Sheldon, Bruce W., 43 Harbor Drive, Apt. 509, Stamford. $11,698, a tax debt on personal income. Filed Nov. 14.

Villacis, Gabriela and Daniel A. Villacis, 10 Cummings Ave., Stamford. $10,724, a tax debt on personal income. Filed Nov. 10.

Wahl, Anthony D., 431 Newtown Turnpike, Redding. $26,205, a tax debt on personal income. Filed Nov. 10.

FEDERAL TAX LIENSRELEASED Bolta, Carlos, 19 Quinlan Ave., Bridgeport. $7,493, a tax debt on personal income. Filed Nov. 13.

Campbell, Nancy C., 78 Hill Ave., Redding. $33,019, a tax debt on personal income. Filed Nov. 3.

Cole, Beverly, 763 Grand St., Bridgeport. $29,671, a tax debt on personal income. Filed Nov. 13.

Couzijn, Evelyn, 21 Long Lots Road, Westport. $30,889, a tax debt on personal income. Filed Nov. 10.

DJI Enterprises Inc., 12 Little Fox Lane, Westport. $12,159, income tax for cooperatives. Filed Nov. 3.

MECHANIC’S LIENSFILED California Condominium Association Inc., Stratford. Filed by Master Painting Service, Westport, by William Amaral. Property: 40 California St., Unit A4, Stratford. Amount: $3,655.

Filed Nov. 7.

Eaton Enterprises LLC, Bridgeport.

Filed by Premier Enterprises LM LLC, Bridgeport, by Komica Coote. Property: 151-155 James St., Bridgeport.

Amount: $4,099. Filed Nov. 12.

LIS PENDENS Allen, Hazel, et al., Bridgeport. Filed

by Greene Law PC, Farmington, for CT Tax Liens 5 LLC. Property: 257 Hollister Ave., Bridgeport. Action: to foreclose on property tax liens levied by the city of Bridgeport and take immediate possession of the premises.

Filed Nov. 10.

Anderson, Pamela and Enroy Anderson, et al., Danbury. Filed by Chipman, Mazzucco, Land & Pennarola LLC, Danbury, for Housatonic Habitat for Humanity Inc. Property: 75 Town Hill Ave., Danbury. Action: to foreclose on a delinquent mortgage in the original principal amount of $202,350, dated June 2007. Filed Nov. 13.

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Baez, Jose Thomas, et al., Danbury. Filed by Bendett and McHugh PC, Farmington, for Federal National Mortgage Association, Washington, D.C. Property: 93 Hayestown Road, Danbury. Action: to foreclose on a delinquent mortgage in the original principal amount of $244,000, dated May 2003. Filed Nov. 10.

Baldwin, Samuel A., et al., Stratford. Filed by Welch, Teodosio Stanek & Blake LLC, Shelton, for Webster Bank NA, Waterbury. Property: 37 Larkin Court, Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $144,500, dated January 2013. Filed Nov. 12.

Bank of America NA Charlotte, N.C. Filed by the Law Offices of Juda J. Epstein, Bridgeport, for the Water Pollution Control Authority for the city of Bridgeport. Property: 707-711 Noble Ave., Bridgeport. Action: to foreclose on sewer-use charges due to non-payment of sewer-use fees and take immediate possession of the premises.

Filed Nov. 10.

Beviacqua, Robert A., et al., Stratford. Filed by Hunt, Leibert & Jacobsen PC, Hartford, for M&T Bank, Buffalo, N.Y. Property: 963 Wells Place, Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $218,638, dated December 2012. Filed Nov. 14.

Booth, Jeanne Marie S., Bridgeport.

Filed by Greene Law PC, Farmington, for Titan Capital ID LLC, Westport.

Property: 110 Chapel St., Bridgeport.

Action: to foreclose on property tax liens levied by the city of Bridgeport and take immediate possession of the premises. Filed Nov. 10.

Calise, Michael F. and Frank A. Calise, et al., Westport. Filed by Hunt, Leibert & Jacobsen PC, Hartford, for Connect REO LLC. Property: 8 Sylvan Road South, Westport.

Action: to foreclose on a delinquent mortgage in the original principal amount of $562,500, dated September 2006. Filed Nov. 7.

Castillo, Joaquin, et al., Stamford.

Filed by Bendett and McHugh PC, Farmington, for Nationstar Mortgage LLC, Lewisville, Texas. Property: 244 Hillandale Ave., Stamford. Action: to foreclose on a delinquent mortgage in the original principal amount of $200,000, dated March 2003. Filed Nov. 12.

Chesney, Kevin, Bridgeport. Filed by Winget, Spadafora & Schwartzberg, Stamford, for Success Village Apartments Inc., Bridgeport. Property: 405C Granfield Ave., Building 1, Apt 405C, Bridgeport. Action: to foreclose on a statutory lien for delinquent common charges and assessments and take immediate possession of the premises. Filed Nov. 10.

Palmisano, Matthew, et al., Redding. Filed by Leopold & Associates, Stamford, for Bank of America NA, Charlotte, N.C. Property: 115 Cross Highway, Redding. Action: to foreclose on a delinquent mortgage in the original principal amount of $1.6 million, dated March 2006. Filed Oct. 28

FIGURES Pantojas, Santa R., et al., Stratford.

Filed by Bendett and McHugh PC, Farmington, for Wells Fargo Bank NA, Frederick, Md. Property: 312 Jackson Ave., Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $242,322, dated November 2007. Filed Nov. 6.

Paquette Jr., Bruno J., et al., Redding. Filed by Bendett and McHugh PC, Farmington, for Suntrust Mortgage Inc., Richmond, Va. Property: 285 Newtown Turnpike, Redding.

Action: to foreclose on a delinquent mortgage in the original principal amount of $442,400, dated May 2003.

Filed Oct. 28 Parrs, Ronald C., et al., Stratford.

Filed by Willinger Willinger & Bucci PC, Bridgeport, for LJD Financial LLC. Property: 444 Ferry Blvd., Stratford.

Action: to foreclose on a delinquent mortgage in the original principal amount of $279,000, dated October 2006. Filed Nov. 10.

Pawilcz, Aneta and Daniel Pawilcz, et al., Stratford. Filed by Franklin G. Pillicy, Watertown, for Deerfield Woods Condominium Association Inc., Stratford. Property: 3699 Broadbridge Ave., Unit 223, Stratford. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the premises. Filed Nov. 4.

Peccerilli, Phillipe J., et al., Stratford. Filed by Frankel & Berg, Norwalk, for Beach Drive Condominium Association Inc., Stratford. Property: 8 Shoreline Drive, Unit 8, Stratford. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the premises. Filed Nov. 14.

Petteway, Monique, et al., Bridgeport. Filed by the Law Offices of Juda J. Epstein, Bridgeport, for the Water Pollution Control Authority for the city of Bridgeport. Property: 85 Butler Ave., Bridgeport. Action: to foreclose on sewer-use charges due to nonpayment of sewer-use fees and take immediate possession of the premises.

Filed Nov. 10.

Pullen, Dina R. and Tina R. Pullen, Bridgeport. Filed by Winget, Spadafora & Schwartzberg, Stamford, for Success Village Apartments Inc., Bridgeport. Property: 500 Success Ave., Building 77, Apt. 17, Bridgeport.

Action: to foreclose on a statutory lien for delinquent common charges and assessments and take immediate possession of the premises. Filed Nov. 10.

Raus, Angelo, et al., Stamford. Filed

by Bendett and McHugh PC, Farmington, for JPMorgan Chase Bank NA, Columbus, Ohio. Property: 80 Tupper Drive, Stamford. Action: to foreclose on a delinquent mortgage in the original principal amount of $430,500, dated November 2007. Filed Nov. 10.

Riverside Office 285 & 355 LLC and Investcorp Properties Limited, Westport. Filed by O’Connell, Attmore & Morris LLC, Hartford, for U.S. Bank NA, trustee, Salt Lake City, Utah.

Property: 285 Riverside Ave. and 355 Riverside Ave., Westport. Action: to foreclose on a delinquent mortgage in the original principal amount of $29 million, dated April 2005. Filed Nov. 14.

Robalino, Ena T., et al., Stamford.

Filed by Frankel & Berg, Norwalk, for Westcott Cove Association Inc., Stamford. Property: 69 Cove Road, Unit A-1, Stamford. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the premises. Filed Nov. 10.

Robstock, Ronald E., et al., Bridgeport. Filed by Hunt, Leibert & Jacobsen PC, Hartford, for OneWest Bank FSB, Pasadena, Calif. Property: 40 Blueberry Road, Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $375,000, dated March 2007. Filed Nov. 13.

Rodi Jr., John J., et al., Bridgeport.

Filed by the Law Offices of Juda J. Epstein, Bridgeport, for the Water Pollution Control Authority for the city of Bridgeport. Property: 220 Summit St., Bridgeport. Action: to foreclose on sewer-use charges due to nonpayment of sewer-use fees and take immediate possession of the premises.

Filed Nov. 10.

Rolad, William N., et al., Stamford.

Filed by Hunt, Leibert & Jacobsen PC, Hartford, for Wells Fargo Bank NA, Frederick, Md. Property: 33 Piave St., Stamford. Action: to foreclose on a delinquent mortgage in the original principal amount of $297,000, dated September 2007. Filed Nov. 14.

Rowe, Lloyd W., et al., Bridgeport.

Filed by Bendett and McHugh PC, Farmington, for Citimortgage Inc., O’Fallon, Mo. Property: 180-182 Dover St., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $264,000, dated June 2007. Filed Nov. 12.

Salazar, Daniela, Bridgeport. Filed

by Winget, Spadafora & Schwartzberg, Stamford, for Success Village Apartments Inc., Bridgeport. Property: 490 Success Ave., Building 77, Apt 22, Bridgeport. Action: to foreclose on a statutory lien for delinquent common charges and assessments and take immediate possession of the premises. Filed Nov. 10.

Santos, Joseph, et al., Bridgeport.

Filed by the Law Offices of Juda J. Epstein, Bridgeport, for the Water Pollution Control Authority for the city of Bridgeport. Property: 455 Platt St., Bridgeport. Action: to foreclose on sewer-use charges due to nonpayment of sewer-use fees and take immediate possession of the premises.

Filed Nov. 10.

Scheck, Eric S., et al., Ridgefield.

Filed by Hunt, Leibert & Jacobsen PC, Hartford, for Hudson City Savings Bank, Yonkers, N.Y. Property: 61 Rising Ridge Road, Ridgefield. Action: to foreclose on a delinquent mortgage in the original principal amount of $550,000, dated May 2005. Filed Nov. 6.

Schirillo, Richard D., et al., Stratford. Filed by Bendett and McHugh PC, Farmington, for Wells Fargo Bank NA, Frederick, Md. Property: 37 Jesse Ave., Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $331,242, dated June 2007. Filed Nov. 7.

Scott, Brian T., Stratford. Filed by Bendett and McHugh PC, Farmington, for Federal National Mortgage Association, Washington, D.C. Property: 250 Beaver Dam Access Road, Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $421,770, dated October 2010. Filed Nov. 10.

Scribner, Dennis R., et al., Danbury. Filed by Greene Law PC, Farmington, for VMF Tl1 LLC. Property: 80 Westville Ave., Danbury. Action: to foreclose on tax liens levied by the city of Danbury and take immediate possession of the premises. Filed Nov. 10.

Shaw, Arthuly, et al., Bridgeport.

Filed by the Law Offices of Juda J. Epstein, Bridgeport, for the Water Pollution Control Authority for the city of Bridgeport. Property: 49-53 Smith St., Bridgeport. Action: to foreclose on sewer-use charges due to nonpayment of sewer-use fees and take immediate possession of the premises.

Filed Nov. 10.

Shortridge, Ann and Sean Davis, Stratford. Filed by Cohen and Wolf PC, Orange, for Tuthill Finance, Fairfield.

Property: 25 Willard St., Stratford.

Action: to foreclose on a delinquent mortgage in the original principal amount of $197,000, dated September 2007. Filed Nov. 14.

MORTGAGES

COMMERCIAL 1867 Main Street Stratford LLC, Stratford, by Nicholas E. Owen II. Lender: Dea Auray, Easton. Property: 1867 Main St., Stratford. Amount: $150,000. Filed Nov. 14.

1867 Main Street Stratford LLC, Stratford, by Nicholas E. Owen II. Lender: NOW Entity Inc., Stratford.

Property: 1867 Main St., Stratford.

Amount: $200,000. Filed Nov. 14.

38 Main LP, Darien, by Forstone Capital LLC. Lender: The Washington Trust Co., R.I. Property: 36-42 Main St., Westport. Amount: $6 million. Filed Nov. 14.

5 Fragrant Pines LLC, Westport, by Richard C. Montanaro. Lender: Fairfield County Bank, Ridgefield. Property: 5 Fragrant Pines Court, Westport.

Amount: $1 million. Filed Nov. 14.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of December 1, 2014 21

FACTS 53 Hancock Street Holding Company LLC, Stratford, by Steve Gentile.

Lender: Department of Economic and Community Development, Hartford.

Property: 53 Hancock St., Stratford.

Amount: $218,000. Filed Nov. 3.

Arches at W LLC, New Canaan, by Loren Meyer. Lender: Fairfield County Bank, Ridgefield. Property: 34 Walmsley Road, Darien. Amount: $991,876.

Filed Nov. 12.

Bedford Square Associates LLC, Westport, by Bedford Square Development Corp. Lender: Young Men’s Christian Association of Westport Inc., Westport. Property: 59 Post Road East, Westport. Amount: $7 million.

Filed Nov. 6.

Brody James LLC, Trumbull, by Joseph F. Ganino Jr. Lender: People’s United Bank, NA, Bridgeport. Property: 124 Miles St., Unit 134, Bridgeport.

Amount: $150,000. Filed Nov. 12.

DJ Home Improvement LLC, Cromwell, by Doru Juganaru. Lender: RCN Capital Funding LLC, South Windsor. Property: 24 Dande St., Bridgeport. Amount: $64,000. Filed Nov. 12.

GA Family 276 Westport LLC, New York, N.Y., by Richard P. Swanson. Lender: Silverpeak Real Estate Finance LLC, New York, N.Y. Property: 278 Post Road, Westport. Amount: $8.8 million. Filed Nov. 7.

GBR Broad and Summer LLC, LSR Stamford Holdings LP and Rubford LLC, White Plains, N.Y., by Robert A. Lorren, et al. Lender: Hudson Valley Bank, Yonkers, N.Y. Property: Parcel A, Map 8165, Stamford.

Amount: $8.5 million. Filed Nov. 10.

JDF of Newfield LLC, Greenwich,

by Anderson & Co. LLC. Lender: Titan Capital ID LLC, Westport. Property: 14 Cold Spring and 30 Long Ridge roads, Stamford. Amount: $1.1 million. Filed Nov. 10.

Massey Realty LLC, Bridgeport, by George F. Massey. Lender: JPMorgan Chase Bank NA, Shelton. Property: 60 Hollister and 68 Hollister Ave., Bridgeport. Amount: $500,000. Filed Nov. 10.

Rock Harbor Builders LLC, Sherman, by Christian DaCunha. Lender: Savings Bank of Danbury, Danbury.

Property: 24 Park Lane, Ridgefield.

Amount: $200,000. Filed Nov. 10.

SAR Homes LLC, Stamford, by Clayton Robinson. Lender: FEC Enterprises LLC, Farmington. Property: 436 Garibaldi Ave., Stratford. Amount: $60,000. Filed Nov. 14.

St. Paul’s Limited Partnership, New Haven, by Seila Mosquera.

Lender: Community Housing Capital Inc., Decatur, Ga. Property: 412 Summerfield Ave. and 1525 Noble Ave., Bridgeport. Amount: $6.6 million.

Filed Nov. 12.

Sturges Brothers Inc., Ridgefield,

by Donald C. Sturges. Lender: 265 Main Street LLC, Ridgefield. Property: 158 Tackora Trail, Ridgefield. Amount: $475,000. Filed Nov. 6.

Waterfront Office Building LP, Stamford, by Paul J. Kuehner. Lender: Midland National Life Insurance Co., Sioux Falls, S.D. Property: 62, 68, and 46 Southfield and 78 Southfield St., Stamford. Amount: $16 million. Filed Nov. 14.

CONSTRUCTION One Clubhouse Circle LLC, New Canaan, by Judith A. Larson. Lender: Darien Rowayton Bank, Norwalk.

Property: 1 Clubhouse Road, Darien.

Amount: $765,000. Filed Nov. 7.

NEW BUSINESSES AT&T Mobile & Business Solutions, 1 AT&T Way, Bedminster, N.J. 07921, c/o AT&T Corp. Filed Nov. 12.

Avon Lady, 1042 E. Main St., Unit 2, Stamford 06902, c/o Rocio Alegria.

Filed Nov. 10.

Bandana Spotz, 337 West Lane, Ridgefield 06877, clo Kenneth Keegans. Filed Nov. 14.

Boston-Hartford District Sons of All, 178 Russell St., Stamford 06902, c/o Samuel Ramsey. Filed Nov. 12.

Breathe Leather Jewelry, 86 Ridgebrook Drive, Bridgeport 06606, c/o Aprelle Mintz. Filed Nov. 13.

C. C. Tile Work, 95 Coolidge Ave., Stamford 06906, c/o Carlos Cadena.

Filed Nov. 3.

Cammie LLC, 3476 Main St., Stratford 06614, c/o Camilie Savoir. Filed Nov. 7.

Carlucci Welding & Fabrication, 54 Research Drive, Suite 12, Stamford, c/o Canio C. Carlucci. Filed Nov. 5.

CT Valley States, 350 Roxbury Road, Stamford 06902, c/o Temple Beth El. Filed Nov. 10.

Danny’s Construction LLC, 158 Columbus Place, Stamford 06907, c/o Dionisio Rosales. Filed Nov. 6.

Darien Land Rover, 1335 Boston Post Road, Darien 06820, c/o PAG Connecticut LR1 LLC. Filed Nov. 7.

David’s Paintings, 33 Greenfield Ave., Stratford 06614, c/o David Escalante. Filed Nov. 7.

Detail Kings Wash Bucket, 20 Frash St., Stratford 06615, c/o Jame F. Maiers. Filed Nov. 13.

Dignitas Luxury, 1368 High Ridge Road, Stamford 06903, c/o Jesse L. Baker II. Filed Nov. 3.

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FIGURES

E R Tree Specialist, 44 Taft Ave., Second floor, Stamford 06902, c/o Edwin S. Ruano. Filed Nov. 10.

Ivan’s Construction, 73 Knapp St., Stamford 06907, c/o Ivan Shynkaruk.

Filed Nov. 13.

Edwark Landscaping & More, 88 Wade St., Bridgeport 06604, c/o Edwin Pena and Claudia Chirinos. Filed Nov. 10.

J + T Cleaning Service, 355 Remington St., Bridgeport 06610, c/o Sarah Lewis. Filed Nov. 10.

Energy Efficient Innovations LLC, 113 Knickerbocker Ave., Apt. 1, Stamford 06907, c/o Philip A. Wood. Filed Nov. 6.

Epic Driving School, 45 Chapel St., Bridgeport 06606, c/o Daniel V. Alfonso. Filed Nov. 10.

Evan’s Designs, 59 Remington Road, Ridgefield 06877, c/o Matthew E. Evans and Laura M. Evans. Filed Nov. 10.

Evan’s Painting and Home Services, 59 Remington Road, Ridgefield 06877, c/o Mattew E. Evans. Filed Nov. 10.

Eyeglasses.com, 147 Post Road East, Westport 06880, c/o Tryiton Eyewear LLC. Filed Nov. 7.

Family Pizza, 1415 North Ave., Bridgeport 06604, c/o Ahmet Celik.

Filed Nov. 10.

Flores Latinos Social Club, 704 S. Pacific St., Stamford 06902, c/o Jose R. Flores. Filed Nov. 5.

Frontier Communications of Connecticut, 3 High Ridge Park, Stamford 06905, c/o Southern New England Telephone Co. Filed Nov. 12.

Frontier Long Distance, 3 High Ridge Park, Stamford 06905, c/o Snet America Inc. Filed Nov. 14.

Gloster’s Signs and Graphics, 75 Haules Court, Westport 06880, c/o Jon Gloster. Filed Nov. 14.

Jon Q Construction, 306 Huntington Road, Bridgeport 06608, c/o Guillermo Marin. Filed Nov. 13.

KCD Business Service, 67 Henry St., Stamford 06902, c/o Keesha Caldwell.

Filed Nov. 3.

Land Rover Darien, 1335 Boston Post Road, Darien 06820, c/o PAG Connecticut LR1 LLC. Filed Nov. 7.

Litchfield Granite LLC, 609 Ethan Allen Highway, Ridgefield 06877, c/o Claudine De O. Damsceno. Filed Nov. 13.

Livi Tax Services, 23 Seaton Road, Unit 4, Stamford 06902, c/o Lidia Violetta Castro. Filed Nov. 5.

Luke’s Toy Factory, 128 E. Liberty St., Suite 5X, Danbury 06810, c/o James Barber. Filed Nov. 13.

Madison Deli LLC, 2032 Madison Ave., Bridgeport 06606, c/o Gunderlupe Rojas. Filed Nov. 12.

Marroquin Cleaning Services, 247 Soundview Ave., Stamford 06902, c/o Stefania Canneto. Filed Nov. 7.

Michael Glynn Architects, 64 Goodridge Road, Redding 06896, c/o Michael Glynn. Filed Nov. 4.

Midas Handyman, 29 Lindale St., Second floor, Stamford 06902, c/o Marco A. Nunez-Ruiz. Filed Nov. 12.

Guided Hands Masonry, 42 Bates St., Stratford 06615, c/o Nat Whitaker.

Filed Nov. 6.

Mili Super Services, 240 Glenbrook Road, Apt. 33A, Stamford 06906, c/o Milagro Soto. Filed Nov. 4.

Mimis Maid to Clean LLC, 533 Clinton Ave., Bridgeport 06605, c/o Jamieca Dazmaine Brown. Filed Nov. 10.

Gym on Wheels, 10 South St., Unit 81, Danbury 06810, c/o Bingham Enterprises LLC. Filed Nov. 10.

Mimis Maid to Clean LLC, 589 Capital Ave., Apt. 2, Bridgeport 06606, c/o Jamieca Dazmaine Brown. Filed Nov. 10.

HBPromotions, 33 Lindale St., Apt. 4, Stamford 06902, c/o Timothy Brandt. Filed Nov. 5.

MS B Dolls Boutique, 14 Vernon Place, Stamford 06902, c/o Barbara M. Brown. Filed Nov. 10.

High Edge Construction, 120 Columbus Place, Apt. 8, Stamford 06902, c/o Rostslav Z. Drohobytskyy. Filed Nov. 13.

Musicbox NYC, 279 Culloden Road, Stamford, c/o Carlos A. Palacio. Filed Nov. 10.

Horizon Car Service, 186 W. Main St., Stamford 06902, c/o Jean Rene.

Filed Nov. 6. iCater, 470 McKinley Ave., Stratford 06615, c/o Vernay Denice Snow. Filed Nov. 14.

International Financial Accountant, 737 E. Main St., Bridgeport 06608, c/o Abdel Pagan. Filed Nov. 13.

22 Week of December 1, 2014 • FAIRFIELD COUNTY BUSINESS JOURNAL

Nash’s Lashes By Judy, 177 Post Road West, Westport 06880, c/o Beauty by Judy Corp. Filed Nov. 3.

Page Fashions Inc., 6 Dixon Road, Danbury 06811, c/o Wanda Ingrao.

Filed Nov. 10.

Papis Store No. 2, 337 William St., Bridgeport 06608, c/o Pascuala E. Almonte. Filed Nov. 10.

Residential and Commercial Remodelers, 4 Twin Circle Drive, Westport 06880, c/o Ostara Associates LLC. Filed Nov. 7.

Resnick Advisors, 20 Ketchum St., Westport 06880, c/o Resnick Investment Advisors LLC. Filed Nov. 7.

Ridgefield College Consultants LLC, 36 Old Washington Road, Ridgefield 06877, c/o John Dunphy. Filed Nov. 6.

Rosa Vasquez Cleaning Services, 72 Halloween Blvd., Stamford 06902, c/o Rosa Vasquez. Filed Nov. 4.

Rose Floorings and Renovation, 33 Boston Terrace, Unit 10, Bridgeport 06610, c/o Eaton Rose and Ronniece Rose. Filed Nov. 13.

Rose Floorings and Renovation, 343 Bunnell St., Bridgeport 06608, c/o Eaton Rose. Filed Nov. 13.

Salud Vida Felicidad, 570 Success Ave., Stratford 06615, c/o Angela D. Hernandez. Filed Nov. 10.

Santos Home Improvement, 5 Mohegan Ave., Stamford 06902, c/o Ives Santos. Filed Nov. 5.

Shakespeare’s 450th Birthday Celebration, 41 Martin St., Stamford 06902, c/o Imagemakers International Inc. Filed Nov. 14.

Smarter, 116 Woodridge Drive, Stamford 06905, c/o Alice Ann Doo. Filed Nov. 12.

Stevie’s Ray Café, 2158 Barnum Ave., Stratford 06615, c/o Stephen J. Matysovszky. Filed Nov. 13.

Tabitha B. Fortt MD, 37 Glenbrook Road, Suite 3, Stamford 06902, c/o Tabitha B. Fortt MD LLC. Filed Nov. 14.

Tapas Box, 110 Towne St., Unit 513, Stamford 06902, c/o Maria Fraile.

Filed Nov. 6.

Triple Trade, 104 Cambridge St., Stratford 06614, c/o Alaa Alzoubi.

Filed Nov. 3.

Tube Entertainment, 442 Brooks St., Bridgeport 06608, c/o Paul Gonzalez. Filed Nov. 13.

Urbane, 50 Kings Highway South, Westport 06880, c/o Maria Vita. Filed Nov. 3.

USI Investigative Services, 441 Summer St., Stamford, c/o Joseph Marchio and Frank Consoli. Filed Nov. 10.

Virtual Flea, 137 Hollow Tree Ridge Road, Darien 06820, c/o Melissa Moskal. Filed Nov. 6.

Vox Eorum Clothing Co., 114 Lakeside Drive, Bridgeport 06606, c/o Jimmey Gonzalez. Filed Nov. 13.

PATENTS The following patents were issued by the U.S. Patent and Trademark Office in Washington, D.C. Apparatus, method and system for controlling strip radius in a fuser unit useful in printing. Patent no. 8,897,684 issued to Paul M. Fromm, Rochester, N.Y. Assigned to Xerox Corp., Norwalk.

Applicator dispensing head.

Patent no. D718,131 issued to James Brown, Armonk, N.Y. Assigned to Biomed Packaging Systems, Inc., Norwalk.

Fixing systems, including image conditioner and image pre-heater and methods of fixing marking material to substrates. Patent no.

8,897,683 issued to Shu Chang, Pittsford, N.Y.; Dale R. Mashtare, Bloomfield, N.Y.; Richard W. Seyfried, Williamson, N.Y.; John F. Knapp, Fairport, N.Y.; Grace T. Brewington, Fairport, N.Y.; and Anthony S. Condello, Webster, N.Y. Assigned to Xerox Corp., Norwalk.

Processing a video for vascular pattern detection and cardiac function analysis. Patent no.

8,897,522 issued to Lalit Keshav Mestha, Fairport, N.Y.; Beilei Xu, Penfield, N.Y.; and Edgar A. Bernal, Webster, N.Y. Assigned to Xerox Corp., Norwalk.

Semi-contact bias charge roller.

Patent no. 8,897,675 issued to Yu Liu, Mississauga, Calif.; Johann E. Junginger, Toronto, Calif.; Gregory M. McGuire, Oakville, Calif.; Vladislav Skorokhod, Mississauga, Calif.; and Sarah J. Vella, Milton, Calif. Assigned to Xerox Corp., Norwalk.

Serviceable sensor assembly and method. Patent no. 8,896,888 issued to Mark A. Atwood, Rush, N.Y.; Kevin M. McGlynn, Marion, N.Y.; and Frederick O. Hayes, III, Ontario, N.Y. Assigned to Xerox Corp., Norwalk.

System and method for color calibration of a color-printing system with recording media brightness compensation. Patent no. 8,896,892 issued to Zhenhuan Wen, Pittsford, N.Y.; and Robert E. Nuuja, Rochester, N.Y. Assigned to Xerox Corp., Norwalk.

Systems and methods for implementing variable speed toner removal in an intermediate transfer element-cleaning device. Patent no. 8,897,661 issued to Jason Andrew Pino, Rochester, N.Y. Assigned to Xerox Corp., Norwalk.

Use of stored search results by a travel-search system. Patent no.

8,898,184 issued to Matthew S. Garman, Evanston, Ill. Assigned to Kayak Software Corp., Norwalk.

Virtual repair of digital media.

Patent no. 8,897,109 issued to Gavan Leonard Tredoux, Penfield, N.Y. Assigned to Xerox Corp., Norwalk

BUSINESS CONNECTIONS ECONOMY

Will Budget Issues Threaten Job Growth?

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onnecticut added 3,600 new jobs in October. And while our post-recession recovery still trails much of the region and the nation, it does represent a steady growth pattern over the last year.

In releasing the monthly employment figures, the state’s Department of Labor said October marked the eighth month of gains in 2014, with growth in 10 of the last 12 months.

The agency did revise September’s figures, lopping 1,000 jobs off its originally reported gain of 11,500 positions.

Even with the revision, that still represents one of the best months in the last two decades.

The unemployment rate for September remained unchanged at 6.4%, the lowest it’s been since November 2008, while the size of the labor force now has grown almost 2% this year.

“This is a very positive number,” said CBIA economist Peter Gioia. “This means the unemployment rate that has dropped through the course of the year is real and not brought about by labor force changes.”

“While this is good news and continues a pattern of growth for the Connecticut economy, we still have a long way to go.”

Connecticut’s unemployment rate remains above the national rate of 5.8% and is the second highest of the New England states: Rhode Island is at 7.6%, while New Hampshire’s 4.3% jobless rate leads the region.

The state now has recovered almost 74% of all jobs lost during the recession.

Massachusetts has regained 150% of the jobs it lost, while the U.S. crossed the 100% mark earlier this year.

October’s employment report interrupted a post-election period of bleak news about the state’s short-term and long-term fiscal health.

Governor Dannel Malloy ordered nearly $48 million in emergency budget cuts, the first step in offsetting a projected $100 million shortfall for the current fiscal year.

His budget chief, Ben Barnes, told reporters “we have entered into a period of permanent fiscal crisis.”

ISSUES & POLICIES

Employers Face Higher Unemployment Taxes in 2015

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onnecticut employers this year paid the highest federal unemployment (FUTA) taxes in the nation, but the state Labor Department is expected to propose an increase in state unemployment taxes in 2015 despite several ways those costs could be reduced.

The double-crisis of high federal and state unemployment taxes is made worse by state’s history of having more lenient rules for claimants than most other states.

When the recession hit in 2007, Connecticut, like many other states, had to borrow heavily from the federal government to shore up their rapidly depleted unemployment compensation trust funds.

Connecticut borrowed nearly $1 billion to be able to keep paying regular and extended benefits to claimants during the wave of high unemployment.

But while the state may have borrowed the money, it’s the employer community that is solely responsible for funding the unemployment compensation system—and for paying back the debt.

Now, for every year the state still owes the federal government, the U.S. reduces the credit by 0.3% until the debt is repaid. That means the federal taxes Connecticut employers must pay increases by 0.3% each year.

What’s more, after five years of debt repayments—and unless the state asks for and receives a waiver—the feds can apply an additional penalty of 0.2%.

That means the total increase this year will be 0.5% more than last year.

These tax increases go directly toward repaying the state’s debt, and businesses should expect even more increases in the coming years.

“These rescissions are painful for some, but tough decisions are necessary to keep the state on firm fiscal footing. State government will live within its means, and we will not raise taxes,” Barnes said.

“As difficult as some of these reductions are to make now, there are more, even tougher choices as we look ahead to next fiscal year.”

The current year’s fiscal problems and projected multi-billion dollar budget deficits for the next budget cycle will challenge the state’s ability to grow the economy and sustain strong job growth.

“It’s critical that we make smart decisions to improve Connecticut’s economic competitiveness if we want to see continued positive job growth,” Gioia said.  Read more at gov.cbia.com

Officials at the state’s Labor Department argue that had Connecticut businesses been paying higher state taxes all along, the state’s unemployment compensation trust fund would have been solvent and therefore wouldn’t have needed to borrow as much from the federal government.

So the DOL has been working on a proposal that would increase the state’s taxable wage base from the current $15,000 to $26,000—a whopping 73% wage base increase.

Advocates for higher unemployment taxes on employers claim Connecticut employers should pay more since they also pay high wages.

Of course, that argument falls apart when you look at our neighboring states, all of which have the same high costs and wages that Connecticut faces: Maine has a taxable wage base of $12,000, New Hampshire’s is $14,000, New York is $8,500, Massachusetts is $14,000, and Vermont is $16,000.

Rhode Island is higher than Connecticut, with a taxable wage base of $20,200 (and they are the only state in New England that ranks worse than Connecticut in terms of economic competitiveness).

Every one of these states either did not have the need to borrow as quickly as Connecticut did, or has already repaid its balance in full.

In other words, our state unemployment tax revenues aren’t the problem— rather, it’s the amount of benefits Connecticut is paying out.  Read more at gov.cbia.com

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of December 1, 2014 23

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