Fairfield County Business Journal 122319 by Westfair Business Journal

PRINT JOURNALISM: BECAUSE IT STILL MATTERS. DECEMBER 23, 2019 VOL. 55, No. 51

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Bill Webb, founder of Newtown’s A-Listers Cigar Club, enjoying a smoke.

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FATAL TOLL

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RECESSION-PROOF BUSINESS

READY FOR A FIGHT

Smoking with the A-Listers

INSIDE

NEWTOWNER BRINGS THE HEAT WITH ONLINE CIGAR VENTURE BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

igar aficionados may enjoy lighting up a stick at the end of a long day. Bill Webb of Newtown is taking that idea further by firing up an online-only cigar store in the midst of a long career. “I’ve been smoking cigars for a number of

years,” Webb said, “and in August of 2018 I was looking for something to do differently, job-wise and career-wise.” That career has included being president of independent management consulting firm Pegasys for 23 years — Pegasys owns the new venture, A-Listers Cigar Club — as well as stints in the aerospace industry via Sikorsky

Aircraft in Stratford and Butler Aerospace & Defense in Shelton. Initially Webb conceived of A-Listers as both an online entity and a physical, destination cigar lounge, a la Big Buddha in Newtown, Havana on 25 in Monroe and Euphoria in Fairfield. “The lounge was the first thing I pursued,” he recalled. “I wanted to see if I could do it by myself, without partners, but it ultimately didn’t pan out.” Instead, Webb said, he had a eureka moment in October of last year. “It hit me that, Geez, I could just do cigars online as an alternative thing.” » CIGAR

NEW YORK STATE SEN. HARCKHAM PROPOSES TOLLS TARGETING CONNECTICUT DRIVERS BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

obody wants a toll war,” New York state Sen. Peter Harckham said at a press conference announcing a plan to install tolls targeted at Connecticut drivers. Harckham, whose 40th District includes northern Westchester County as well as parts of Putnam and Dutchess counties, used the Dec. 16 event to lay out a plan that would impose tolls along the New York/ Connecticut border with the revenue going toward infrastructure repairs. Harckham’s plan would install gantries on six state

and county roads that cross the state line in the towns of Pound Ridge, Lewisboro and North Salem. He said he would also support placing a toll on the Hutchinson River Parkway just before it becomes the Merritt Parkway upon entering Connecticut. License plate readers would charge only out-ofstate drivers, allowing New York residents to continue driving on those roads free of charge. “We don’t want it to come to this, but if so, I am willing to and prepared to submit legislation that would put tolls all along the Connecticut border so that we can pay for infrastruc» FIGHT

‘Thousands of patients will die of overdoses during this case’ PURDUE PHARMA OPIOIDS TAKING FATAL TOLL, COURT FILING SAYS BY PAUL SCHOTT

ore than 800 people in Massachusetts have died from opioid-related overdoses since January 2009, after filling prescriptions in that period for Purdue Pharma’s OxyContin, according to a bankruptcy court filing by a 24-state group that includes Massachusetts and Connecticut. The states argued that their findings from the state’s Prescription Monitoring Program — which showed at least 53 people who had taken OxyContin in the past decade had died in the first half of 2019 — confirmed the dangers of Purdue’s top-selling drug, while company officials disputed those conclusions about the opioid. Citing widespread evidence showing that prescription-opioid addiction increases the risk of death from those drugs or illicit opioids, lawsuits from those states and nearly 2,700 others against Purdue that are being handled in federal bankruptcy court have argued that deceptive marketing of OxyContin has contributed to many thousands of fatal overdoses nationwide in recent years. “People are still dying and suffering and Purdue has yet to do all it can to address the ongoing consequences of illegal actions,” Connecticut Attorney General William Tong said in a statement. “It has a moral and legal obligation during this bankruptcy proceeding to protect patients through provision of Naloxone, providing support for treatment and assisting in transitions to safer pain management, among other necessary steps.” In a statement, Purdue responded that “the supposedly new information cited by the dissenters about the risks of OxyContin is highly misleading. They attribute deaths to OxyContin no matter how many years had passed since a patient had been prescribed OxyContin or what other factors or drugs contributed to their deaths.” But those 24 states — which have not agreed to settlement terms with Purdue — said they are adamant about their findings, including their data on patients taking OxyContin’s maximum-strength of 80 milligrams. From January 2009 to November 2019, 7,437 patients in Massachusetts filled prescriptions

DECEMBER 23, 2019

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MAIN OFFICE TELEPHONE 914-694-3600 OFFICE FAX 914-694-3699 EDITORIAL EMAIL bobr@westfairinc.com WRITE TO 701 Westchester Avenue, Suite 100 J White Plains, N.Y. 10604

Publisher Dee DelBello Managing Editor/Print Glenn J. Kalinoski Managing Editor/Digital Bob Rozycki Associate Publisher Anne Jordan Group Associate Publisher Dan Viteri NEWS Bureau Chief • Kevin Zimmerman Senior Enterprise Editor • Phil Hall Copy and Video Editor • Peter Katz Senior Reporter • Bill Heltzel, Reporters • Georgette Gouveia, Mary Shustack Research Coordinator • Luis Flores ART & PRODUCTION Creative Director Dan Viteri Art Director Sebastián Flores, Kelsie Mania, Fatime Muriqi Connecticut Attorney General William Tong at the Stamford Vigil of Hope to End Gun Violence on Dec. 5. Photo: Matthew Brown / Hearst Connecticut Media.

for 80-milligram OxyContin, those states said in the filing. At least 140 of those patients — about 2% — have died of opioid-involved overdoses, they found. The fatality rate rose to nearly 4% for the hundreds of patients who were prescribed 80-milligram OxyContin by the 100 Massachusetts prescribers whom Purdue sales representatives visited most frequently, the states said. “The evidence demonstrates that specific patients are at the greatest risk of fatal overdoses: those who have taken Purdue opioids at the highest doses for the longest time,” their filing said. “The data indicate that, unless effective measures are taken, thousands of Purdue patients will die of overdoses during this case.” Massachusetts’ fatal opioid overdoses included scores of patients who died within weeks of filling their last OxyContin prescription as well as individuals who died months or years after their prescriptions ended, the states also found. Among the 17 OxyContin patients in Massachusetts who have

died from opioids in 2019, six of them received their last prescription of the drug five or more years ago, and the two who received prescriptions in 2019 took “low doses” of 10 milligrams or 20 milligrams, Purdue said of the states’ data. Connecticut’s lawsuit does not outline how many OxyContin patients in the state have died from opioids. As the lawsuits mounted, Purdue ended its opioid marketing in February 2018 and disbanded its sales force four months later. When it made those moves, it “knew that its past marketing would continue to drive OxyContin prescriptions in the future,” the filing said. In November 2017, the company determined that OxyContin sales were “mainly from carry-over” that reflected patients who had continued taking the drug and the marketing’s long-term impact, the states said. Related to their findings, the states asked in their filing several questions tied to measures that they said would help prevent opioid-related injuries and deaths. Those

queries included whether Purdue should support the distribution of the overdose-reversing drug Naloxone to patients who have taken OxyContin at high doses or long periods and whether the company should retract, disclaim or undo any of its past marketing. Purdue has stood by its proposal that it values at more than $10 billion. That total would include “millions of doses of lifesaving opioid-overdose-reversal medicines,” the company said. Connecticut and the other nonconsenting states also raised the questions of whether Purdue should stop selling 80-milligram OxyContin and whether it should ask the U.S. Food & Drug Administration (FDA) to add warnings or restrictions to OxyContin’s package labeling. An FDA spokesman said the agency does not comment on pending litigation. Paul Schott is a staff reporter with Hearst Connecticut Media. He can be reached at pschott@ stamfordadvocate.com or 203964-2236.

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CONTRIBUTING WRITER | By Robert L. Friedland

Truth in advertising: Where is it?

re we being told the truth by some of our most trusted retailers? The answer is no. In the Bible you will find many business ethics. “The requirement of accurate weights and measures” is one of the first and the “prohibition of monetary deception” is another. Consider the requirement of accurate weights and measures according to the Book of Leviticus (19:35-36): “You shall not falsify measures of length, weight or capacity. You shall have an honest balance, an honest weight …” The prohibition of monetary deception (Leviticus 25:14) teaches: “When you sell anything to your neighbor or buy anything from your neighbor, you shall not deceive one another.”

LUMBER

I went to buy some wood for a project I am working on. I went to a lumber store and asked for a 1”x10”x 8’ of cherry wood. The proprietor wrote my ticket 1”x10”x8’. I paid for it and then went down to pick up the wood. The man in the yard pulls out a piece of cherry and it looks thin to me. So I measured it. It measured exactly ¾”. I had been familiar with 2’x4’s being sold at less than their stated dimensions, but not hard wood. The 2’x 4’ is now 1¾’x3½’. I began to feel cheated. With the cherry I was paying for a 1” piece and I got ¾” and it wasn’t 10” wide. It was 9.5”. Why do they do this? It’s simple. They make more money. It is being sold as 1” but they’re delivering ¾”. As an example, let’s assume that you are buying four sheets of wood. If they are all cut back by a quarter-inch, in essence you should get the fifth board free. But they don’t do this. They’ll sell you the fifth board. This goes against both codes of ethics.

LEASING A CAR

You are interested in leasing a car. You pick up the paper and see that one car is leasing at $299 per month and the same car at another dealership is leasing at $350 per month. Where do you go? The answer is obvious. Same car for less money. If it were me, I would take my wife and my children and make an activity of it. Let’s go get a car!

So what’s the problem? When we get there we find that we have to put down $3,900 in cash and then make these monthly payments. I don’t have that kind of money so my wife and my children and I go home having been misled. They could have said, “come to our dealership, we will lease you a car at $1 per month and all you have to do is put down $20,000 in cash.”

There is a saying: Truth in advertising, where is it? Who is protecting us? I hate it when I am misled or deceived and waste my time, effort and money only to find out that I have been duped. Robert L. Friedland is chairman of Westrock Development, Sensible Auto Lending, Shleppers Moving and Storage and KIA of Old Saybrook. He can be reached at bob@wrdev.com.

COME HOME TO BRADLEY

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BETTER BUSINESS TRAVEL WITH YOUR LOCAL AWARD-WINNING AIRPORT

BANKING

You’re looking for a mortgage or a loan and you read in the newspaper 5% interest. I think we have all learned that to determine the interest payment, you multiply the interest rate by the amount you have borrowed: $1 million at 5% and it equals $50,000 per year. Right? Wrong! The banks, virtually all of them, are very clever. How many days are there in a year? We all know it’s 365. So why does a bank charge 5% over 360 days. The answer is because they are getting the $50,000 over a shorter period of time. So who is paying interest on the other five days? You are. This means they are charging more than 5%. It’s misleading, it’s wrong and it goes against the second code of ethics of “prohibition of monetary deception.”

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DECEMBER 23, 2019

Suite Talk Referrals drive the Scott family’s ‘recession-proof’ business

cott Insurance is a Stratford-headquartered, family-owned independent brokerage that is celebrating its 70th anniversary in business this year. In this edition of Suite Talk, Business Journal Senior Enterprise Editor Phil Hall speaks with the brothers Barton and Drew Scott, who are the third generation of Scotts at the helm of this company.

What is your business footprint? Barton Scott: “We are licensed on a statewide basis, but there is a regional facet to it: 70% of our clients live within 10 miles of our office and 30% live within the rest of Connecticut. We’ve got e-sign capability that if they don’t live in the area but live in Connecticut, they can email documents to us for e-sign.”

Who started the business? Drew Scott: “It was my grandfather, Robert Scott. When I was in business school at the University of Vermont, I took an entrepreneurship course and we had an assignment to interview an entrepreneur. And I was like, ‘Who the heck am I going to interview?’ And then I was like, ‘Hey, wait a second — my grandfather.’ That was probably about two years before he died and I really appreciated it because it gave us a chance to sit down and talk about the business. He started it shortly after World War II. It was a business that didn’t require a lot of capital to start. He was literally the doorto-door insurance guy who would knock on your door and say, ‘Do you have enough coverage?’ “One thing about being here in Stratford is that it is certainly multigenerational. The families that my grandfather dealt with and my father dealt with are now our customers.”

Where do you get your new clients? Barton Scott: “We’ve both joined fraternal and civic organizations. You have to build up friendships.” Drew Scott: “The vast majority of our customers are referrals, either from current clients or professional relationships with attorneys that do home closings and Realtors. People love referring somebody.”

Did you know you would be taking over the company? Barton Scott: “Not when we were young. It was quite the opposite. It was like, ‘Insurance is boring and I don’t want to do that.’ But we both had different sales jobs after college, and our friends would talk to us and say, ‘You’re both in sales. Why don’t you work for your dad?’ “It was our father and our uncle Bob who were business partners forever and they offered it to us early, but we were like, ‘No, we want to see what else is out there.’ But eventually we realized that insurance is a somewhat recession-proof job. And my father worked 9-to-5 and not on nights and on weekends. So,

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From left: Drew and Barton Scott at the Stratford office of Scott Insurance. Photo by Phil Hall.

It was like, ‘Insurance is boring and I don’t want to do that.’ But we both had different sales jobs after college, and our friends would talk to us and say, ‘You’re both in sales. Why don’t you work for your dad? – Barton Scott

after a few years of grinding out commission-only sales jobs, we were like, ‘Dad, tell me about that insurance thing again — how does that work?’ ” What aspects of the insurance world are you focused on? Drew Scott: “The bread and butter is property and casualty. I think we are skewed to 70% individuals and 30% business in terms of total revenue.” Why would someone want to work with your company instead of buying insurance online? Drew Scott: “I don’t know how some of my customers would survive working with Geico because every time you call you speak to a different person every time. Also, we help for not-our-fault accidents. If your car was rear-ended by somebody, I can help you get your claim submitted through

the other party’s insurance. If you’re with Geico and you were rear-ended by somebody, they’ll say, ‘Either put a claim through us or we aren’t going to help you.’ ” Barton Scott: “Being an independent agent, we have 12 different auto insurance companies to shop with, so there’s that aspect as well.” Drew Scott: “Insurance is a pain. It’s not fun to go out and shop to buy insurance. With our customers, they can send us an email asking how rates are looking and I can send them a spreadsheet that shows them a range of companies.” Barton Scott: “And we still have a lot of customers who want to come in, drop off paperwork and sign premiums. We have a customer who owns two dry-cleaning stores. He’s from Korea and I don’t speak Korean, but he’d rather speak to me face to face because it is more comfortable for him.”

As brothers, how do you work together? Drew Scott: “Fortunately, we get along. We have similar interests outside of work. Every day, we get together and have a chat about something noninsurance related. Typically, something music-related or sports. Or what’s going on in the family. I think it’s important we do that connection every day. We also tend to get together at the end of the day and do work-related summaries as well. And when we get together outside of work, we watch football or go to a concert together. Work rarely comes up.” Will there be a next generation of Scotts running the company after you retire? Barton Scott: “Hopefully. We had kids much older than our parents did. I’m 47 and my father was around 50 when I started to work for him. And my twins are 6, so it is different.” Drew Scott: “It’s possible that by the time we retire they’ll still be in college. We never thought we would take over the business. Whether my daughter would do that is impossible to say.”

In Court Carl Icahn sued over alleged knowledge of Xerox’s HP bid BY PHIL HALL phall@westfairinc.com

n institutional investor in Xerox Holdings Corp. has filed a lawsuit against Carl Icahn, the company’s largest shareholder, for allegedly buying stock in HP Inc. with advance knowledge that Xerox would be pursuing an acquisition bid. The Miami Firefighters Relief and Pension

Greenwich resident pleads guilty to $400K larceny BY PETER KATZ pkatz@westfairinc.com

former human resources worker at FujiFilm who is a resident of Greenwich, Connecticut, has pleaded guilty to grand larceny in the second degree for stealing more than $400,000 from the company. The plea was announced by Westchester County District Attorney Anthony A. Scarpino Jr. Maria Mecca entered the guilty plea in Westchester County Court. The judge hearing the case was Michael Martinelli, who ordered Mecca to be freed on bail and to make restitution. She is due back in court for sentencing on March 18, 2020. The Mount Pleasant police department made the arrest. Scarpino said Mecca was working for FujiFilm at its headquarters in Valhalla when she committed the larceny. The company offered its employees a benefit program called FujiFilm Achiever’s Points. The incentive program rewarded employees who demonstrated outstanding performance with points, which could be accumulated and eventually redeemed for gift cards. Programs such as the one used by FujiFilm operate in a similar manner to frequent-flyer programs used by airlines and bonus-point programs by credit card companies in that accumulated points can be redeemed for items of value. According to Scarpino, Mecca had clearance to issue the benefit points to company employees. Over a two-and-a-half-month period, she issued 41,784,000 points to herself. The points she issued to herself had a value of $417,840 that she used to purchase gift cards for herself. Mecca’s theft was discovered when monitors noticed something suspicious was going on with her account. The case is being prosecuted by Assistant District Attorney Gwen Galef, chief of the Economic Crimes Bureau in Scarpino’s office.

Fund filed its lawsuit in New York state court, accusing Icahn, Icahn Capital LP and High River Limited Partnership of breaching their fiduciary duties to Xerox when buying HP stock. The lawsuit stated that Icahn’s purchase was fueled by knowing “Xerox was either considering making an offer to purchase HP, had already approached HP about a possible merger into or acquisition by Xerox or of the obvious merits of Xerox’s potential acquisition of HP.”

Bloomberg News reported that Icahn held no HP stock as of June 30, but by September he owned a 4.24% share in HP, making him the company’s fifth-largest shareholder. He also owns a nearly 11% share of Xerox stock, making him the largest shareholder in the Norwalk-headquartered company. Xerox publicly announced its desire to acquire HP in November but has repeatedly rebuffed the company’s $33.5 billion offer, and Icahn issued his own appeal to HP shareholders to

accept the offer. “I cannot believe that the recalcitrance of HP’s board is driven by any real confidence in its stand-alone restructuring plan, which the market, shareholders and analysts met with extreme indifference and which seems to amount to little more than rearranging the deck chairs on the Titanic,” Icahn said in a letter to HP shareholders. Icahn, a former Bedford resident, did not publicly comment on the lawsuit.

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DECEMBER 23, 2019

Cigar — From page 1

The idea is to appeal to discerning smokers who don’t necessarily have the time to while away the hours in a lounge setting, he said. Despite A-Listers Cigar Club’s name, it is not a “club” per se — though it does take an exclusivity approach to what it offers. Unlike other online outlets such as Cigar.com and Famous-Smoke.com, A-Listers features what it calls “a small, but high-end collection of name-brand cigars and a few boutique offerings.” In fact, it has just six brands so far — Rocky Patel, Abel Expósito, Pura Soul, Oliva, A.J. Fernandez and Romeo y Julieta — which

Webb said is very much by design. “We started out small,” he said, noting that A-Listers’ website had a soft launch in July and a full rollout in August. “I want to take the time to do right by everybody and bring quality product and quality customer service. I’m picking the brands that I think best line up with the brands I already have. We will grow as we go along.” Depending on the brand and style, prices for the cigars, which are guaranteed to arrive fresh, range from $3 for a single stick to $240 for a box of 20. Delivery is free for orders of $100 and all box purchasers receive an additional cigar at no charge. One of his aims, Webb said, is to help customers

Fight — From page 1

ture repairs,” he said. “The revenue would be shared, after debt service, with these local municipalities.” The senator’s move is in response to Connecticut Gov. Ned Lamont’s controversial proposal to add 12 trucks-only toll gantries. A gantry would be placed on a 1.4-mile stretch of I-684 that passes through Greenwich. Calling that part of Lamont’s tolls package “particularly galling,” Harckham said the Empire State has been responsible for maintaining that portion of I-684 since Gov. Nelson Rockefeller was in office some 50 years ago. “It strikes me and many others as particularly galling that Connecticut Governor Ned Lamont and other Connecticut officials are going ahead with putting a toll in place on the small 1.4-mile stretch of I-684 that crosses into Connecticut to pay for roadway infrastructure repairs in Connecticut,” Harckham stated. Even with Lamont’s

DECEMBER 23, 2019

It takes about one minute to go through the Greenwich, Connecticut, section of I-684. Photo by Bob Rozycki.

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A box of Rocky Patel’s The Edge Battalion cigars, for sale by Newtown’s A-Listers Cigar Club.

make their way through the thicket of cigar brands, many of which have dozens of offerings of varying size, shape and style. “One of the things that I truly enjoy about cigars has been understanding how they come into being,” he said. “They’re like a fine liquor — it takes time to make a really good, premium cigar. There’s a blending of all these flavors, each with their own characteristics, that are all natural with no chemicals added. And they’re handrolled, which is a skill set unto itself. It can take years before you even see them in a box. “The pride and care that go into producing them — I consider them to be jewels,” he said. “And they’re a real pleasure to smoke.”

trucks-only proposal, instead of his original plan to toll all vehicles, the cost to New York would be some $6 million, the senator said. Harckham expressed hope that his gambit would encourage Lamont and other Connecticut officials to meet with their New York counterparts to discuss a mutually acceptable solution to regional transportation issues. There was no immediate response from Lamont or fellow Connecticut Democrats. Connecticut Republicans have consistently rejected tolling of any kind. Lewisboro Supervisor Peter Parsons and Pound Ridge Supervisor Kevin Hansan showed their support for Harckham at the press conference, while U.S. Rep. Nita Lowey, a Harrison Democrat, has previously asked Connecticut to drop the I-684 toll plan. Connecticut legislators are discussing holding a special legislative session next month to take up the tolls issue.

GymGuyz owner looks to combine fitness and generosity BY PHIL HALL phall@westfairinc.com

n Nov. 26, Dan Spano turned up at Salvation and Deliverance Church in Harlem with 1,200 coats that were donated at 10 collection boxes around Ridgefield during the first three weeks of November. He also joined with three businesses to purchase 250 turkeys that were donated to the church for distribution to households that needed food assistance for the Thanksgiving holiday. Spano is not a nonprofit executive. Instead, he is the owner of the GymGuyz franchise for Fairfield County. “We always wanted to help out in the community,” he explained. “We thought it would be a good idea to do something different.” Spano is also seeking to do something different professionally through his ownership of the GymGuyz franchise, which he acquired in October 2017. A former personal trainer and fitness manager for big-box gyms, he described himself as “sort of bouncing around” that career before a tip on the franchise’s availability encouraged the flexing of his previously unused entrepreneurial muscles. “My roommate from college opened up the first franchise in Westchester County a few years ago,” he recalled. “He was telling me, ‘I like the idea of how this is going. I like the results we are getting.’ ” GymGuyz offers an in-home mobile personal training service, Spano explained. “We bring the equipment, the trainer, the workout for the setting of your choice,” he continued. “Our trucks are equipped with 365 pieces — kettlebells, mats, weights, barbells, pretty much everything that you can imagine, except for Peloton bicycles

Dan Spano, owner of the Fairfield County franchise for GymGuyz. Photo by Phil Hall.

or treadmills.” Spano charges $80 to $95 for a one-hour session. He observed the GymGuyz employee requirements offer a more professional quality of expertise than one might find from freelance trainers advertising online. “We’re certified, obviously, and insurance is a very big part of it,” he said. “All of the trainers have to go through an extensive interview process, plus a background check and drug testing. Sometimes people hire someone off ThumbTack and they don’t really do their research about them. We take the due diligence time before we bring someone on.” Spano’s client base runs the gamut of wellness needs from weight loss to overcoming negative experiences from gym work-

Our youngest client is 11 and our oldest is 96. The 11-yearold is looking for weight loss and the 96-yearold a better functioning life and more ability to move around the house.

outs, and there is also an on-staff nutritionist who meets with clients to discuss the dietary aspects of a wellness regimen. And no customer is too young or too old for his attention. “Our youngest client is 11 and our oldest is 96,” he stated. “The 11-year-old is looking for weight loss and the 96-year-old a better functioning life and more ability to move around the house.” Ninety percent of Spano’s client base involves at-home workouts with the remaining percentage focused on corporate wellness programs. “We do group classes, anywhere from five to 20 people,” he said. “It would be boot camp-style circuit training with them, or even Zumba, yoga or Pilates.” Social media and word of mouth have been the

keys to Spano’s awareness campaign with the franchise’s three brightly decorated GymGuyz vans doing double-duty as a marketing vehicle. “A lot of times we get calls with people saying, ‘Hey, I saw your truck — what exactly do you guys do?’ ” he said. “We also get asked, ‘Do you do exercises in the van?’ That’s a very common question. I tell them there’s not enough space.” One of Spano’s proudest achievements involved a family in Darien that lost a cumulative total of nearly 180 pounds. “That’s a mom, dad and son,” Spano noted. “We were just working with them constantly. They each do workout sessions three times a week.” Spano employs a six-person training staff and he stressed that

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an individual coach is assigned to each client. If that coach is unavailable, another will take his or her place, but the client’s predetermined program will not be altered. In the two years since he bought the franchise, Spano has had minimal staff turnover. He stressed an interest in hiring military veterans. “It was something I always believed in,” he stated. “These people served our country so why not do something for them.” Spano’s GymGuyz franchise is the first and only one of its kind in Connecticut. And while he is satisfied with his results in Fairfield County, he is reticent about claiming the entire state for himself. “We haven’t really thought about it that much,” he said about expanding his territory.

DECEMBER 23, 2019

In Brief Westport police fleet adds Tesla Model 3

Gov. Ned Lamont and President Donald Trump

The Westport police department has become Connecticut’s first law enforcement agency to include a Tesla vehicle in its automotive fleet. The fully electric 2020 Tesla Model 3 boasts a 310-mile range and sustained speeds of up to 100 miles per hour. The department paid $52,290 for the vehicle, compared to the $37,000 it would normally spend on the Ford Explorer that makes up the majority of its fleet. However, Police Chief Foti Koskinas stated that he “believes in being green” and added that fuel and maintenance savings over the life of the vehicle will compensate for the higher purchase price. The presence of a Tesla in a Connecticut police fleet is also somewhat unusual because Tesla vehicles are not sold in the state. Unlike other automobile manufacturers, Tesla bypasses the dealership system and sells directly to consumers. But the Connecticut Franchise Act prohibits the direct sale of automobiles from manufacturers to consumers. Tesla had operated a “gallery” in Greenwich that enabled prospective buyers to examine and test drive vehicles for later purchase by telephone and internet, with delivery supposedly taking place outside of Connecticut. The Greenwich venue was

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shut down in March. The closest Tesla store to Fairfield County is at The Westchester in White Plains. Tesla has repeatedly and unsuccessfully attempted to lobby the state legislature to change the law on direct automobile sales. In July, the Connecticut Supreme Court agreed to hear Tesla’s argument on overturning the Connecticut Franchise Act. The department did not offer details on how it acquired the new car, nor did it mention whether it tested other electric vehicles before deciding on this model. The department is no stranger to electric vehicles, having purchased a hybrid-electric Toyota Prius in 2007. The department’s announcement follows a very different incident where law enforcement and Tesla overlapped. A Tesla Model 3 running on the autopilot feature rear-ended a parked state trooper vehicle along the side of I-95 in Norwalk that was helping a disabled vehicle. No one was injured in the accident and the driver was issued a misdemeanor summons for reckless driving and reckless endangerment.

UCONN APPROVES FIVE-YEAR, 23.3% TUITION HIKE

The University of Connecticut’s Board of Trustees unanimously

approved a plan that will increase tuition by 23.3% over the next five years. UConn stressed the annual increases were significantly lower than the 2015 plan that raised in-state tuition by $950 for the 201920 semester and by $1,250 for outof-state students. Under the new plan, tuition will increase in the fall of 2020 by $608 for all students, to be followed by increases of $625 in 2021, $642 in 2022, $660 in 2023 and $679 in 2024. In-state tuition is $13,798 while out-of-state tuition is $36,466. The school pointed out that the average in-state student pays approximately $9,200 in annual tuition when factoring in institutionally funded financial assistance while those receiving federal Pell Grants also pay less in out-of-pocket expenses for their education.

LAMONT TO TRUMP: CONNECTICUT WILL TAKE IN REFUGEES

Connecticut Gov. Ned Lamont has informed the Trump administration that the state will continue to accept refugees pursuant to a September presidential executive order requiring states and municipalities to provide written consent on whether they wish to accept or reject refugee resettlement.

In a letter to Secretary of State Mike Pompeo, Lamont referred to the resettlement of refugees as a “bedrock principle” of the nation, adding that these individuals undergo a “rigorous vetting process” before being allowed entry. He also noted the Special Immigrant Visa program welcomes refugees who faced great personal risk by providing information and assistance to the U.S. military operations in Afghanistan and Iraq. Lamont added that he was encouraging Connecticut’s towns and cities to issue their own letters of consent to the Trump administration for localized refugee resettlement.

FRONTIER ROLLS OUT TOOLS TO COMBAT ROBOCALLS AND CALLER ID SPOOFING

Frontier Communications Corp. has beefed up its efforts to protect its customers from illegal robocalls and caller ID spoofing. The Norwalk company is deploying the Neustar Certified Caller Stir/Shaken technology across its IP network to digitally certify phone calls. The tool verifies that an incoming call comes from the number listed on the caller ID display and is not a scammer or a spoofed robocall. Frontier has also added a caller ID alert feature that uses Neustar Robocall Mitigation, which enables complex algorithms to identify in real time which calls match robocall, spam and fraudulent criteria. If the call is assessed as potentially fraudu-

lent, Frontier’s system will display a potential spam warning on a customer’s caller ID screen.

RIDGEFIELD’S VILLAGE TAVERN TO REOPEN UNDER NEW OWNERSHIP IN 2020

The saga of Ridgefield’s Village Tavern — which closed and reopened within a few days in January — has taken another twist as the operators of another Ridgefield eatery have announced they are taking it over. Raffaele Gallo, owner of Gallo at 5 Grove St., announced on that restaurant’s Facebook page that he and his business partner/executive chef Giuseppe Castellano will open a dining spot at the former Village Tavern site at 378 Main St. in the new year.

ACCESS HEALTH CT EXTENDS OPEN ENROLLMENT TO JAN. 15

Access Health CT (AHCT) has extended its open enrollment period until Jan. 15, 2020. Customers of the state health insurance exchange who have already enrolled in a plan for 2020 now have the option to keep it or find a new plan, according to AHCT. However, if they make a plan change during the extension period, the new plan will have a start date of Feb. 1 and they must pay the January bill for the original plan. If new customers sign up for health insurance plans through AHCT from now until Jan. 15, their coverage will start Feb. 1. The original open enrollment deadline was Dec. 15.

In Brief WESTCHESTER’S HERNAN PRADA HAIR OPENS SALON IN DARIEN

Westchester-based salon Hernan Prada Hair has opened its first Fairfield County operation at 895 Post Road in Darien. As is the case with Prada’s other salons, the Darien operation is Green Circle Certified. Under that program, according to the Green Circle Salon, a salon’s hair, foils, papers and plastics and additional styling-related waste materials are collected weekly to be recycled and repurposed. Born and raised in Buenos Aires, Prada began his career as an apprentice at the age of 15 at LLongueras, a salon known for styling the royal family in Spain. At 18, he transferred to the main branch of LLongueras in Barcelona. Soon after, he came to New York City to work at the John Barrett Salon in Bergdorf Goodman. In 2004, he opened Prada Studio in Pelham followed by a location in Scarsdale in 2012 and a Bedford salon in 2017.

FAIRFIELD DENTIST FINED $1.7M IN MEDICAID FRAUD CASE

The first trial under the Connecticut False Claims Act has resulted in a Fairfield dentist being ordered to pay more than $1.7 million for defrauding the state’s Medicaid program. Aram Agadjanian, also known as Aram Yuri Agadzanov, was enrolled as a dental provider in the Connecticut Medical Assistance Program from May 2009 to May 2015, primarily serving indigent and elderly patients residing in assisted living facilities. The state alleged that Agadjanian intentionally submitted false claims for payment between May 2014 and May 2015 related to dental work that was never provided to Medicaid patients.

WESTPORT SUSHI RESTAURANT CLOSES, BUT LEGAL ISSUES REMAIN

Westport’s Matsu Sushi restaurant, which has been the subject of a labor dispute for the past few years, has closed — but its name may live on in a court case. Two chefs who claimed they were unfairly dismissed were joined by state Sen. Will Haskell and others over the summer to protest their dismissal, which they said came after they refused to work a 36-hour shift. The pair also

hairstyle was credited to a liberal use of Henkel’s brand of Glued hair gel. Henkel’s North American headquarters are in Stamford.

MCALINDEN NAMED PRESIDENT/CEO OF HOMES WITH HOPE

Helen McAlinden has been named president and CEO of Westport nonprofit Homes with Hope. McAlinden will succeed president and CEO Jeff Wieser, who announced his intended retirement in March. She will begin her tenure on Jan. 6. Homes with Hope is devoted to addressing the special needs and challenges of homeless families and individuals and people at risk of becoming homeless in Fairfield County. Its services include individualized case management; a food pantry and soup kitchen; emergency shelters for single adults and young women ages 18 to 24; permanent supportive housing; mentoring; youth education; and the life-skills training needed to prevent homelessness from reoccurring.

Hernan Prada attending to a customer. Photo courtesy Hernan Prada Hair.

said they were out over $150,000 that they gave to co-owner Marty Cheng as an investment in the business, and alleged a systematic pattern of exploitation of workers. The chefs, Liguo Ding and Jianming Jiang, were rehired in November and, as part of a settlement agreement, were due to receive $200,000. However, Matsu Sushi began advertising that it was going out of business and would auction off its equipment. As the chefs have yet to receive their first payment, and owners Cheng and Michael Cao were ordered not to sell the restaurant until full compensation has been made, it appears likely that a return to court is in the future. The announced auction has been canceled.

ing services to the general partner managing Silverleaf’s third investment fund, which is expected to be $25 million in assets and is anticipated to close by the end of the first quarter of 2020. Silverleaf, with offices on Tresser Boulevard in Stamford, will also receive access to Hedgeye’s cannabis research, which is led by Shayne Laidlaw, the company’s managing director.

HENKEL TAPS ‘JERSEY SHORE’ STAR PAULY D AS BRAND AMBASSADOR FOR GÖT2B HAIR STYLING LINE

Henkel’s Göt2b hair styling product line has signed a two-year

HEDGEYE PARTNERS WITH CANNABIS INDUSTRY INVESTMENT MANAGER SILVERLEAF

Stamford research firm Hedgeye Risk Management has launched a strategic partnership with Silverleaf Venture Partners LLC, a cannabis industry investment manager. Under the terms of the partnership, Hedgeye will provide research and investment consult-

brand partnership with Pauly D, star of MTV’s reality show “Jersey Shore.” Under the terms of the partnership, Pauly D — whose name is Paul DelVecchio — will serve as the product’s brand ambassador for digital and social media marketing. The product will also feature limited edition packaging featuring Pauly D-inspired artwork. Following the 2009-2012 run for “Jersey Shore,” Pauly D has appeared in several reality television programs, including a 2018 cast reunion series, and has been active as a disc jockey and singer. His trademark “blowout”

THE SHADE STORE PLANS NEW RETAIL PRESENCE IN NEW CANAAN

The Shade Store, a custom window treatment retailer, is planning to open its newest store at 1 Elm St. in New Canaan. The 1,000-square-foot space was formerly occupied by the Crew Cut children’s apparel store. According to a report on the NewCanaanite.com blog, the New Canaan Building Department received an application from the retailer and the property will require an estimated $90,000 interior renovation. No opening date has been set for the store. The Shade Store has more than 85 locations in 19 states and the District of Columbia. It is represented in Fairfield County by locations in Greenwich and Westport, with Westchester stores in Bronxville and Port Chester.

HOMESERVE USA ACQUIRES TEXAS HVAC PROVIDER CRAWFORD SERVICES

Paul DelVecchio, aka Pauly D, is the new brand ambassador for Henkel’s Göt2b hair product. Illustration by Bob Rozycki

HomeServe USA has announced its second acquisition of the month and its fifth over the past 12 months with its purchase of HVAC provider Crawford Services of Grand Prairie, Texas. The financial terms of the acquisi» BRIEF

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DECEMBER 23, 2019

In Brief Brief —

Revolution Lighting had no immediate comment on the matter. Its last official press release, issued on Aug. 22, announced its receipt of an additional delisting determination letter from Nasdaq.

From page 9

tion were not disclosed. Founded in 2008, Crawford Services employs more than 100 people and provides air conditioning, heating and plumbing services throughout the DallasFort Worth metro area. Company founders Brad Crawford and Tim Buford will remain in their leadership positions. Norwalk-based HomeServe USA also acquired Sunbelt Group’s ServLine business division, based in Chattanooga, Tennessee. Since last year, the company has also acquired Ohio-based Geisel Heating in December 2018 and CroppMetcalfe and FAB Electric in March and August, respectively.

$33M LOAN SECURED FOR CONVERSION OF STAMFORD’S 1 ATLANTIC ST. INTO APARTMENTS

ACRES Capital Corp. has originated an approximately $33 million loan to fund the conversion of 1 Atlantic St., the nearly 94,000-square-foot, mixeduse office and retail property in Stamford, into a 77-unit multifamily building with ground-floor retail.

1 Atlantic St. in Stamford

GOFER ICE CREAM LOOKING TO FRANCHISE

Debbie Propst

Gofer Ice Cream has launched a program to offer franchises throughout Connecticut and plans to begin expanding beyond the state next year. Gofer opened its first store in 2003 and has since grown, with both company- and franchisee-owned shops in Stamford, Greenwich, Cos Cob, Wilton and Darien. Gofer founder Jay Ragusa earlier this year launched Gofer Franchise Systems LLC to focus on expanding via franchising the concept beyond Fairfield County. For the past several months, in preparation for the franchise opportunity launch, Ragusa and his team have been working with Franchise Growth Solutions LLC founder Gary Occhiogrosso, who has also worked with Stamford’s Riko’s Thin Crust Pizza to franchise that concept.

DEBBIE PROPST NAMED PRESIDENT AT STAMFORD’S HERMAN MILLER RETAIL

Furniture designer and manufacturer Herman Miller Inc. has hired Debbie Propst as presi-

DECEMBER 23, 2019

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dent of Herman Miller Retail, its Stamford-based global retail business. Propst was previously at Bed, Bath & Beyond Inc. where since 2016 she had served as president of One Kings Lane, a predominantly online brand for proprietary, designer and vintage home furnishings. Earlier in her career, she was chief brand officer of Bed, Bath & Beyond and merchandise manager at Abercrombie & Fitch. Herman Miller is headquartered in Zeeland, Michigan. Its brand portfolio includes Design Within Reach and HAY. Propst begins her new job in January and will replace John McPhee, president of the Design Within Reach business who has led Herman Miller Retail since June.

APPLE STORE COMING TO SONO COLLECTION; SEARS EXITING DANBURY FAIR

Apple is joining the SoNo Collection, announcing plans to open a retail store at the Norwalk megamall next year. Meanwhile, the Sears store at the Danbury Fair mall is closing in February, as the one-time retail giant, which has been steadily shrinking for a number of years, expects to shutter some 100

stores at the start of 2020. Apple also has local retail outlets at Danbury Fair, the Westfield Trumbull mall, the Stamford Town Center mall and in Greenwich. The Danbury Sears store ceded the top floor of its twofloor operation in 2016 to discount clothing retailer Primark.

FOLLOWING MONTHS OF THREATS, NASDAQ DELISTS STAMFORD’S REVOLUTION LIGHTING

Nasdaq is delisting the common stock of Revolution Lighting Technologies, ending — at least for the time being — a monthslong saga over whether the Stamford firm would remain on the exchange. The stock has not traded on Nasdaq since it was suspended on Oct. 14. Revolution Lighting’s recent problems have included the discovery of errors in its previously filed financial statements for 2015-17 and for the first two quarters of 2018 and the subsequent resignation of accounting firm RSM US LLP and of CFO James DePalma in May. In the midst of that upheaval it has been threatened with delisting several times.

The loan, provided to local real estate private equity firm Stone Harbour Capital, carries a term of 36 months. Among the tenants at the eight-story and three-story structures at 1 Atlantic St. are Bank of America, Pacific Basin Shipping and financial planning firms Quarve Associates and River Oak Investment Corp. As those leases expire, property owner SH Atlantic LLC plans to convert the spaces into 19 studio, 40 one-bedroom and 18 two-bedroom apartments with a tentative completion date of 2032. — Phil Hall, Kevin Zimmerman

Success Runs in the Family

NOMINATE NOW Deadline: January 10

Submit your nomination at : westfaironline.com/events For the seventh year, Westfair Communications is honoring the leaders who built businesses in Westchester and Fairfield counties and kept them in the community — and in the family. Tell us about your own business or a family-owned business you think deserves recognition.

Business Requirements: • Owned by two or more relatives • Located in Fairﬁeld County or Westchester County or the Hudson Valley • At least ﬁve years old • Past winners from 2016 and prior are eligible to be nominated again. WestfairOnline

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DECEMBER 23, 2019

Ask Andi Finding out about SBA lending Looking to buy a building. Our bank is recommending we go through the Small Business Administration. I’ve been warned that the SBA lending application can be an annoying process. What’s your recommendation? THOUGHTS OF THE DAY: The loan is actually coming from your bank. The SBA operates in the background. There are a bunch of requirements you’ll need to meet, whether it’s for an SBA loan, or for a loan held only by your bank. Applying for an SBA loan can increase the time it takes to get approved. SBA loans definitely have a use. Make sure it’s right for your business. You’ll actually go through your bank’s lending process with a special application required by the SBA. The bank will be the lender. The SBA will guarantee the

loan. Should you default on the loan, the SBA guarantees your bank will recover a significant portion of the loan outstanding. The SBA guarantee makes it easier for your bank to get your loan request approved. Be prepared to meet lending requirements, whether you go strictly through your bank, or you agree to add on an SBA application. You’ll need to be a U.S-based company, doing business as a for-profit, typically an S-Corp, C-Corp or LLC/LLP. And you’ll need a down payment: 10% to 20% down is typical.

A personal guarantee is required, so you’ll want good personal credit as well as good business credit. You’ll also need to prove that the business can afford to make the loan payments. And you’ll want to show a history of paying off expenses and debts on time. The SBA and the bank will want to see that the owners have personally invested in the business. That’s the case for every business owner I know. Just make sure your balance sheet demonstrates that reality. You and all other 20%plus shareholders will be required to sign personal guarantees. Why a personal guarantee? Since owners of privately held businesses answer only to themselves, they decide whether or not

to ensure there’s enough to take care of loan obligations. If the business gets into trouble, it’s assumed that’s a result of the owner’s management and decision-making. The bank wants the ability to “follow the money” by pursing the owner(s) personally if loans go south. That’s the long answer. The short one is, if you want to get money from a bank, be prepared to sign a personal guarantee that the loan will be paid back in full. Since the SBA will be guaranteeing 75% to 85% of the bank loan, it will be actively involved in the loan application approval process. Expect that it can take several extra weeks to get their approval. That’s in addition to the time it will take for your local bank’s lending process. If you’re

in a hurry, you may want to ask your bank what else you need to do to be creditworthy on this loan without going through the SBA. But there may be a trade-off. By avoiding the SBA lending program, you may pay a higher interest rate to your bank to cover their additional risk of going it alone with you. The most common uses for SBA loans include purchasing equipment, buying a building, getting a credit line to back up accounts receivable and other working capital needs. There are some special programs to help exporters. Ask your local banker for advice. And check out the volume of work your bank does with the SBA. The more volume, the more experienced they’ll be at knowing how to ensure

the application process works well for you. BOOK RECOMMENDATION: “The SBA Essentials: The Small Business Owner’s Guide to Assessing, Applying For, and Acquiring an SBA 7(a) Small Business Loan,” by Andrew Holland. Andi Gray is president of Strategy Leaders Inc., StrategyLeaders.com, a business-consulting firm that teaches companies how to double revenue and triple profits in repetitive growth cycles. Have a question for AskAndi? Wondering how Strategy Leaders can help your business thrive? Call or email for a free consultation and diagnostics at 877-238-3535 or AskAndi@StrategyLeaders. com. Check out our library of business advice articles at AskAndi.com.

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FOCUS ON

HOSPITALITY & MARKETING FAIRFIELD COUNTY BUSINESS JOURNAL

CONTRIBUTING WRITER | By Jim Kennedy

IT security is crucial for disaster preparedness in the hospitality industry

f you’re in the hospitality industry, you’re aware of the challenges you face when it comes to handling disasters. Most of the hoteliers we’ve spoken to have some sort of disaster recovery plan in place to protect guests, but they lack the detailed plans to secure systems critical to daily operations — such as IT. The following five tips will help you stay on top of your technology.

CREATE A GUEST COMMUNICATIONS STRATEGY

Disasters cause more than just physical chaos. You’ll need to ensure your guests and staff understand the plan for changing weather conditions, hotel evacuations and other conditions that may impact operations. You can utilize services

such as Kipsu to quickly reach out to guests via text and other real-time alerts. Kipsu enables you to set up group messaging that transforms emails into text messages (and vice versa) for flexible communication. Everyone on staff can reach guests while adapting to changing disaster conditions.

PROACTIVELY ADDRESS PHONE LINES

It’s a good idea to re-route the phone lines before a disaster strikes. That way, guests who reach out via phone can be helped by the corporate office or your other hotels in the area. Have your phone provider set up call forwarding that’s directed to a different phone number before the lines go down. Typically, we recommend re-routing to the main corporate line so they can assist with

new accommodations or refunds.

ANTICIPATE POWER AND INTERNET OUTAGES

Losing power to your IT systems can cause chaos. In environments with on-premise servers, it’s common to lose internet before losing power. Internet connections are especially critical to credit card transactions. Nearly all hotels have backup generators on standby to keep the building going in the event of a disaster. However, we recommend having a separate generator dedicated to the server room and its IT equipment. Because credit card transactions can be stored locally (and fully completed later once internet service is restored), it’s vital to keep your on-prem storage up and running. Your back-

up power should keep the on-prem server going, as well as a minimum of one front desk computer so you can process guest credit cards. Alternatively, you can use mobile devices to keep things running. We’ve utilized Square readers so hotel GMs could take credit card information from cellphones. It’s also possible to use a laptop with a wireless adapter and a hot spot connection for card processing via a USB credit card reader. Once all the systems are restored, you can systematically process the cards on the main system.

ENSURE PHYSICAL ACCESS TO GUEST ROOMS

Since disasters often cause power outages, it’s common for guests to lose access to rooms that rely on electronic key readers. As a result, you must rely on emer-

gency keys to save the day. Emergency keys can open any guest room, but they have a dedicated shelf life of two years before expiration. Ensure these keys are functional ahead of time so you’re not caught without a way to access rooms.

HAVE A DATA BACKUP AND RECOVERY PROCESS

Your data is one of your most valuable assets. To ensure it stays protected during a disaster, it’s essential to have a backup and recovery process in place. This means you regularly duplicate your data and have systems in place so that, in case of a data loss event, you can retrieve the duplicate set. This involves both copying and archiving your data on a regular basis so up-to-date information can be retrieved. Data from an earlier time may only

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be recovered if it has been backed up. These backups should be stored off-site in a compliant facility, ideally one that has been verified as such by an independent third party. SSAE16 is an auditing procedure that ensures your or your IT partner’s data center and procedures meet industry benchmarks for data protection. We can’t control if or when a disaster strikes, but putting some time and effort into preparation helps ensure your business stays up and running and your guests and staff stay as safe and comfortable as possible, no matter what the weather brings. Jim Kennedy is the founder and CEO of Network Support Co., which has offices in Danbury and Orlando, Florida. He can be reached at jkennedy@network-support.com.

DECEMBER 23, 2019

Focus On hospitality & marketing

‘Stamford could effectively become a borough of’ NYC BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

arketing an individual company is obviously not the same as marketing an entire state. But according to Peter Denious, who in August was appointed president and CEO of the Connecticut Economic Resource Center (CERC), there are some similarities — just on a different scale. “It’s about making folks aware of the assets we have,” Denious said. “In Connecticut, we have a highly educated workforce, quality of life, quality of our health care system, the quality of our schools, etc. “And we are an incredibly innovative state,” he

continued. “We’re ranked the fourth most innovative in the country by Bloomberg.” Getting those messages out to companies that may be considering Connecticut as a potential home is the big challenge, even if, with the exception of the Bloomberg ranking, none of those factors have changed significantly over the past few years, Denious acknowledged. Phone conversations, one-on-one meetings with executives and distributing general pro-Connecticut materials are all part of CERC’s strategy for recruiting companies. But, echoing remarks made by the state Department of Economic and Community Development (DECD)

Commissioner David Lehman, Denious said such marketing outreach is being narrowly focused. “We’re doing this in a thoughtful, not a shortsighted, way,” he said, maintaining that the “any old company will do” approach favored by the previous administration was over. CERC is in the midst of finalizing a new state economic development strategy that will include a significant marketing component. The plan will likely be unveiled in January. Its focus will be on “the industries that we already have and are trying to support and develop here,” Denious said. Those include manufacturing, aerospace and defense, financial services,

particularly insurance, life sciences and “broadly, technology, which cuts across every industry and is disrupting every element of our professional and personal lives,” he said. “Even with manufacturing, we’re no longer talking about metal stamping like in our grandparents’ generation. They’re now effectively dealing with computers and everyone is in need of sophisticated expertise.” Already working more closely with DECD than in the past, CERC is following the general blueprint laid out by Gov. Ned Lamont: involving the public and private sector in turning Connecticut’s fortunes around. CERC’s co-chairs are Indra Nooyi, the former PepsiCo

CEO, and Jim Smith, chairman and former CEO of Webster Bank. In November, five more executives were added to its board, including Tom Rutledge, chairman and CEO of Charter Communications in Stamford. “This is hand-to-hand combat,” the Wilton resident said. “We need everyone we can to get out and be sharing our story. A lot of people out there still don’t understand Connecticut’s value proposition and the industries we’re already supporting. They need to be educated and that’s all part of a multi-pronged effort.” Even the oft-invoked matter of Connecticut’s position — situated as it is between New York City and Boston — still needs underscoring, Denious said.

“We’re within 500 miles of 30% of the country’s GDP,” he stated. “And we’re between 15% and 50% cheaper to live in than New York or Boston. If we can get the investment into our transportation infrastructure the governor is looking for — and I do think that will happen — and can cut commute times, Stamford could effectively become a borough of (New York City). Imagine that! “We want to assure everyone in the private and the public sector that we’re working with a real sense of urgency. We’re at an inflection point. Time is our enemy — the level of frustration out there is clear and it’s high time we address that and do a better job.”

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Good Things WHOLE FOODS MARKET’S $28,000 DONATION

The Greenwich Hospital Foundation recently announced that an anonymous donor gave $3 million to the hospital in support of the hospital’s pediatrics department. The gift will provide funding to establish a new Pediatric Ambulatory Care Center as well as name the Pediatric Emergency Waiting Room.

From left: Dr. Sarit Patel, chairman of the board; Dr. Michael Posner, chief medical officer; Jim Faircloth, CEO; Tracy King, chief administrative officer; and Gary Golliher, CFO.

STARLING PHYSICIANS APPOINTS NEW CEO For the past six months, Starling Physicians has conducted a nationwide search for a new CEO and the board of directors chose Jim Faircloth. Starting Jan. 6, Faircloth will replace Tracy King, who has served as interim CEO since Dr. Jarrod Post stepped down from the position in May 2019. Faircloth, who brings more than 25 years of diverse leadership experience gained within private medical group, health system and consulting environments, was over the last decade the CEO of Pinehurst Medical Clinic (PMC) in Pinehurst, North Carolina.

NEW MORTGAGE LOAN ORIGINATORS AT UNION SAVINGS Suzanne Morin and Raymond Michaud have joined Danbury-based Union Savings Bank (USB) as mortgage originators. Morin will be responsible for the origination of residential first mortgages, working with other branches to reach out to Realtors, attorneys and previous customers for new business as well as networking on behalf of USB. Michaud will be responsible for the origination of residential mortgages for purchase, home refinancing and construction/rehab loans as well as assisting firsttime homebuyers with their loan processes.

DOGGIE DAY CARE COMES TO STAMFORD

From left: Martha Spiegel, job developer, STAR; Cathy Morton, job coach, STAR; and Charlie Sherman, STAR client and employee of Whole Foods Market Darien since 2013.

STAR Inc. Lighting the Way in Norwalk was the beneficiary of the Whole Foods Market Community Giving Day and received 5% of net sales from six Whole Foods Market locations in Fairfield County as part of the company’s annual Community Giving Days. STAR received a contribution of $28,114 from Whole Foods Market to help support

a series of instructional classes and activities to promote healthy eating and lifestyle, food preparation, cooking and nutritional classes for adults with intellectual and developmental disabilities in Fairfield County served by STAR. STAR volunteers and personnel were at four local Whole Foods Markets — Green-

wich, Darien, Westport and Milford — to share information about STAR and its work to benefit individuals with developmental and intellectual disabilities and their families. STAR annually serves more than 600 individuals from birth through their senior years.

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For more than 15 years, Pets a Go Go has been the service provider of choice for more than 3,500 pet parents in Westchester County, New York, and now it has expanded into Fairfield County. The grand opening celebration of the new Stamford facility, located at 119 Research Drive, was held recently with local dignitaries, business members and customers in attendance.

NEWMAN’S OWN AWARDS PLAYHOUSE Westport Country Playhouse has been awarded a $50,000 Challenge Grant from Newman’s Own Foundation, the independent foundation created by the late actor and philanthropist Paul Newman. In conjunction with the playhouse’s year-end fundraising appeal, Newman’s Own Foundation will match all annual fund gifts up to $50,000 through Dec. 31. Newman’s Own Foundation uses all net profits and royalties from the sale of Newman’s Own food and beverage products for charitable purposes. Since 1982, Newman and Newman’s Own Foundation have donated more than $550 million to thousands of charities around the world.

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WOMEN FAVOR GREENWICH HOSPITAL IN FIVE CLINICAL AREAS Greenwich Hospital received five 2020 Women’s Choice Awards, recognizing it as one of America’s Best Hospitals for breast care, cancer care, obstetrics, bariatric surgery and stroke.

GREENWICH HOSPITAL RECEIVES $3M IN SUPPORT OF PEDIATRIC SERVICES

From left: Bruce Adams, president and CEO, Credit Union League of Connecticut; John Holt, president and CEO; Lisa Asadourian, senior vice president/chief engagement officer; and Cory LaBreck, community and employee development manager. Photo courtesy of Nutmeg.

Nutmeg State Financial Credit Union was presented with the Dora Maxwell Social Responsibility Community Service Award following its extensive collaboration with Channel 3 Kids Camp, an organization ded-

icated to providing educational camp programs to children across the state. This is the credit union’s third consecutive year as the winner after its previous work with the March of Dimes.

Nutmeg’s work with Channel 3 Kids Camp spans 10 years. In 2018, the credit union helped raise more than $100,000 across all community events to benefit Channel 3 Kids Camp.

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W F B In IG O AT R th e D R T CH ec E H em V be E E r2 A 3i L ss

REVEALING THE THRIVING THIRTY BEST COMPANIES IN FAIRFIELD COUNTY Following the release of THE CATEGORIES ARE: the winners on December 23, Most Entrepreneurial you will be able to vote for Most Family-Friendly Greenest them in seven categories Most Pet-Friendly at westfaironline.com. Most Visionary Most Promising for Future Generations Most Socially Conscious

Join us as we celebrate the Thriving Thirty and the seven BEST OF THE BEST

APRIL 28 AT 5 P.M. at the Crowne Plaza • 2701 Summer St., Stamford Business organizations partnering with the Fairfield County Business Journal are: Bridgeport Regional Business Council, The Business Council of Fairfield County, Darien Chamber of Commerce, Fairfield Chamber of Commerce, Greater Danbury Chamber of Commerce, Greater Norwalk Chamber of Commerce, Greater Valley Chamber of Commerce, Stamford Chamber of Commerce, Westport Weston Chamber of Commerce For information, contact: Olivia D’Amelio at odamelio@westfairinc.com. For sponsorships, contact: Barbara Hanlon at bhanlon@westfairinc.com or 914-358-0766.

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DECEMBER 23, 2019

Facts & Figures

ON THE RECORD

Commercial

Goncalves, Mario, Easton, contractor for Binney Point LLC. Repair and replace sea wall at 68 Binney Lane, Old Greenwich. Estimated cost: $250,000. Filed Sept. 2019.

200 Railroad Avenue LLC, Greenwich, contractor for 200 Railroad LLC. Build partitions, electrical outlets, switches and signs at 200 Railroad Ave., Greenwich. Estimated cost: $32,000. Filed Sept. 2019.

Harless Custom Carpentry, Stamford, contractor for Brandstetter Deanne. Repair single-car garage at 49 Riverside Ave., Riverside. Estimated cost: $23,500. Filed Sept. 2019.

All Trade Industries LLC, Waterbury, contractor for Thru-Way Shopping Center. Perform replacement alterations at 1233-73 E. Putnam Ave., Riverside. Estimated cost: $200,000. Filed Sept. 2019.

Liberty P&H LLC, Greenwich, contractor for the town of Greenwich Parks. Remove chimney and replace with direct-vent boiler at 1 Ritch Ave., Greenwich. Estimated cost: $2,400. Filed Sept. 2019.

AP Construction, Stamford, contractor for The Ashforth Company. Create a new management office at 2 Greenwich Plaza, Greenwich. Estimated cost: $300,000. Filed Sept. 2019.

Sutton Land LLC, Greenwich, contractor for Sutton Land LLC. Add new restroom and make partitions to first floor at 1059 North St., Greenwich. Estimated cost: $25,000. Filed Sept. 2019.

Chimblo I., Anthony J., Greenwich, contractor for River Road Development. Build a new Row Club at 89 River Road, Cos Cob. Estimated cost: $4 million. Filed Sept. 2019.

Vitiello, Nick G., Norwalk, contractor for Christopher Lorusso. Construct spa and safety barrier at 84 Perkins Road, Greenwich. Estimated cost: $39,000. Filed Sept. 2019.

Clark Construction, New Milford, contractor for Round Hill Club Inc. Remove pool, disconnect and remove existing pool equipment at 33 Round Hill Club Road, Greenwich. Estimated cost: $38,000. Filed Sept. 2019.

Westcorp Builders, Greenwich, contractor for Greenwich Park LLC. Renovate bathrooms at 6 Greenwich Office Park, Greenwich. Estimated cost: $12,000. Filed Sept. 2019.

Atlantas Reliable Roofing Co. Atlanta, Georgia, contractor for Greenwich Oaks LCA. Remove and re-roof 255 Weaver St., Greenwich. Estimated cost: $26,119. Filed Sept. 2019.

White Contractors, Old Greenwich, contractor for Brunswick School. Construct walls at 1275 King St., Greenwich. Estimated cost: $100,000. Filed Sept. 2019.

Awad, Andrew and Christina Awad, Greenwich, contractor for Andrew and Christina Awad. Enclose front stoop at 9 Carissa Lane, Greenwich. Estimated cost: $20,000. Filed Sept. 2019.

BUILDING PERMITS

Frank Talcott Inc., Redding, contractor for 622 Riversville Road LLC. Build a studio accessory structure at 622 Riversville Road, Greenwich. Estimated cost: $611,315. Filed Sept. 2019.

Items appearing in the Fairfield County Business Journalâ&#x20AC;&#x2122;s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 701 Westchester Ave, Suite 100 J White Plains, N.Y. 10604-3407 Phone: 694-3600 â&#x20AC;˘ Fax: 694-3699

DECEMBER 23, 2019

Residential 31 North Ridge LLC, Cos Cob, contractor for 31 North Ridge LLC. Construct a single-family home at 31 Northridge Road, Cos Cob. Estimated cost: $750,000. Filed Sept. 2019. 63 Riverdale Ave LLC, Old Greenwich, contractor for 63 Riverdale Ave LLC. Build a new stone wall and patio at 63 Riverdale Ave., Greenwich. Estimated cost: $10,000. Filed Sept. 2019. A&J Romano Construction, Stamford, contractor for Conio F. Stolfi Jr. and Maria Stolfi. Construct a detached garage at 2 Elm St., Cos Cob. Estimated cost: $50,000. Filed Sept. 2019.

FCBJ

Abby Tent & Party Rentals, Fairfield, contractor for Stanwich Congregational Church. Perform a private party at 190 Taconic Road, Greenwich. Estimated cost: $2,600. Filed Sept. 2019.

Cummiskey, Peter J. and Dalpan Cummiskey, Greenwich, contractor for Peter J. Cummiskey. Renovate interior at 61 Perkins Road, Greenwich. Estimated cost: $200,000. Filed Sept. 2019.

Accurate Property SVS, Bayville, New York, contractor for Duffy Greenwich LLC. Perform a demolition of walls and partitions at 40 Greenwich Ave., Greenwich. Estimated cost: $11,000. Filed Sept. 2019.

Daplyn, Jonathan, Riverside, contractor for Jonathan Daplyn. Construct single-family home at 9 Willow Road, Riverside. Estimated cost: $1million. Filed Sept. 2019.

AMEC Carting LLC, Norwalk, contractor for Joseph Matthew Cassin Jr. Prepare for disposal site carting at 10 Wooddale Road, Greenwich. Estimated cost: $20,000. Filed Sept. 2019. Atlantas Reliable Roofing Co. Atlanta, Georgia, contractor for Greenwich Oaks LCA. Remove and re-roof 255 Weaver St., Greenwich. Estimated cost: $23,468. Filed Sept. 2019. Atlantas Reliable Roofing Co. Atlanta, Georgia, contractor for Greenwich Oaks LCA. Remove and re-roof 255 Weaver St., Greenwich. Estimated cost: $36,240. Filed Sept. 2019.

Blechner, Joseph, Greenwich, contractor for Joseph Blechner. Remove and re-roof 45 Hickory Drive, Greenwich. Estimated cost: $18,000. Filed Sept. 2019. Bright Construction Stone Inc, Thornwood, New York, contractor for Erik and Adriane Klein. Construct three-season room and extend rear patio at 50 Cambridge Drive, Greenwich. Estimated cost: $100,000. Filed Sept. 2019. Chacua, Eliecer, Norwalk, contractor for Mark Saravia. Remodel kitchen, upgrade bathroom, replace doors, install lights at 40 W. Elm St., Unit 4B, Greenwich. Estimated cost: $65,000. Filed Sept. 2019.

Dastoli Excavating Inc., Stamford, contractor for Tone and Paul Dedvukaj. Perform replacement alterations at 15 Robin Place, Greenwich. Estimated cost: $2,500. Filed Sept. 2019. Dastoli Excavating Inc., Stamford, contractor for Tone and Paul Dedvukaj. Perform replacement alterations at 15 Robin Place, Greenwich. Estimated cost: $13,000. Filed Sept. 2019. DeRosa Builders LLC, Greenwich, contractor for Seth R. Miller and Amanda J. W. Miller. Remodel master bathroom and master bedroom closet at 90 Rockwood Lane, Greenwich. Estimated cost: $80,000. Filed Sept. 2019. Gatehouse Partners, Greenwich, contractor for Charles W. Santoro. Add foyer at 3 Alden Terrace, Greenwich. Estimated cost: $75,000. Filed Sept. 2019. Gourdon, Maurice Pierre, Greenwich, contractor for Maurice Pierre Gourdon. Build a new garage at 51 Sawmill Lane, Greenwich. Estimated cost: $75,000. Filed Sept. 2019. Hannigan, Patricia J., Old Greenwich, contractor for Patricia J. Hannigan. Replace one-car garage at 5 Oak Lane, Old Greenwich. Estimated cost: $20,000. Filed Sept. 2019. Hutchins, Aileen, Riverside, contractor for Eileen Hutchins. Construct a conversion to a legal elderly accessory apartment at 31 Mary Lane, Riverside. Estimated cost: $10,000. Filed Sept. 2019. JCM Services, Stamford, contractor for John and Donna Perri. Perform replacement alterations at 27 Minosa Drive, Cos Cob. Estimated cost: $20,000. Filed Sept. 2019.

JJM Building & Woodwork LLC, Newtown, contractor for Jon A. and Dan Charette. Renovate windows, mechanicals, siding and add second-floor bedroom space at 3 Clover Place, Cos Cob. Estimated cost: $675,000. Filed Sept. 2019. JKC Artisans LLC, Patterson, New York, contractor for Alan and Lori Murray. Perform replacement alterations at 54 Old Mill Road, Greenwich. Estimated cost: $130,000. Filed Sept. 2019.

Northeast Tent Productions, Stamford, contractor for Andrew Lee and Debora Kramer. Prepare for a private party at 98 Club Road, Riverside. Estimated cost: $3,660. Filed Sept. 2019. Relations Construction LLC, Norwalk, contractor for Matthew Gordon. Renovate mud room area, second-floor guest room and bath at 7 West Way, Old Greenwich. Estimated cost: $26,000. Filed Sept. 2019.

Kelly, Donna, Greenwich, contractor for Donna Kelly. Add great room and master bedroom at 9 Widgeon Way, Greenwich. Estimated cost: $250,000. Filed Sept. 2019.

Sharma, Ravil and Krysten Sharma, Greenwich, contractor for Ravil Sharma and Krysten Sharma. Remodel bathrooms, mud room and garage at 15 Greenbriar Lane, Greenwich. Estimated cost: $80,000. Filed Sept. 2019.

LD9 Lafayette Connecticut LLC, Greenwich, contractor for LD9 Lafayette Connecticut LLC. Demolish kitchen, baths, including plumbing and electrical at 9 Lafayette Cottage, Greenwich. Estimated cost: $75,000. Filed Sept. 2019.

TFP Sumner LLC, Greenwich, contractor for TFP Sumner LLC. Construct pool pavilion at 50 Sumner Road, Greenwich. Estimated cost: $8,000. Filed Sept. 2019.

Lincoln Property Co., Greenwich, contractor for Lincoln Property Company. Perform replacement alterations at 75 Holly Hill Lane, Greenwich. Estimated cost: $2,598,437. Filed Sept. 2019. Neupmann Builders LLC, New Britain, contractor for David and Beth Crimmins. Renovate kitchen, porch, add bedroom and master bedroom at 15 Field Road, Cos Cob. Estimated cost: $600,000. Filed Sept. 2019. Northeast Tent Productions, Stamford, contractor for Meredith Shames. Prepare for a private party at 13 Huntzinger Drive, Greenwich. Estimated cost: $1,920. Filed Sept. 2019. Northeast Tent Productions, Stamford, contractor for Nancy and Duus Andre Cooper. Prepare for a private party at 26 Cherry Tree Lane, Riverside. Estimated cost: $1,500. Filed Sept. 2019. Northeast Tent Productions, Greenwich, contractor for Cynthia M. Koppleman. Prepare for a private party at 84 Glenville Road, Greenwich. Estimated cost: $2,300. Filed Sept. 2019.

The Stanwich Club, Greenwich, contractor for The Stanwich Club. Install cover-over tennis courts at 888 North St., Greenwich. Estimated cost: $20,000. Filed Sept. 2019. Thomas, Davis A., Darien, contractor for Susanne and Christopher Clark. Replace boat house with car garage at 39 Vista Drive, Greenwich. Estimated cost: $200,000. Filed Sept. 2019. Weir, Michael B., Greenwich, contractor for Michael B. Weir. Add living room and frame room over full basement at 18 Dempsey Lane, Greenwich. Estimated cost: $120,000. Filed Sept. 2019. Zakka, Adam, Greenwich, contractor for Adam Zakka. Alter attic and construct new bedroom and bath at 64 Howard Road, Greenwich. Estimated cost: $55,000. Filed Sept. 2019.

Facts & Figures COURT CASES Bridgeport Superior Court Buissereth, France, Stratford. Filed by LVNV Funding LLC, Las Vegas, Nevada. Plaintiff’s attorney: Schreiber/Cohen LLC, Salem, New Hampshire. Action: The plaintiff acquired the defendant’s delinquent credit account and is owner of the account. Despite written demand, the defendant has failed to make any payments. The plaintiff seeks monetary damages less than $15,000, exclusive of interest and costs. Case no. FBT-CV-196092129-S. Filed Dec. 3. Santamaria, Andre, et al, Oxford. Filed by Safelite Fulfillment Inc., Stratford. Plaintiff’s attorney: Mintz Levin Cohn Ferris Glovsky & Popeo, Stamford. Action: The plaintiff entered into a contract with the defendants for goods and employment. The defendants breached the contract when they voluntarily resigned their obligations and employment with the plaintiff and incorporated and operated a competing automotive glass-replacement company. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. FBT-CV-19-6091220-S. Filed Nov. 4. Santana, Oscar, Stratford. Filed by Alejandro Gonzalez, Stratford. Plaintiff’s attorney: Cooper Sevillano LLC, Bridgeport. Action: The plaintiff suffered a collision allegedly caused by the defendant and sustained severe and painful personal injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. FBT-CV19-6092106-S. Filed Dec. 3. Town of Fairfield, et al, Fairfield. Filed by Martin Simmons, Stratford. Plaintiff’s attorney: Richard J Grabowski, Stratford. Action: The plaintiff suffered a fall due to defective and unsafe conditions on the sidewalk, which the defendants managed and controlled. As a result of negligence of the defendants, the plaintiff suffered severe injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs. Case no. FBT-CV-196092005-S. Filed Nov. 27.

Wolk, Dawn, Fairfield. Filed by Synchrony Bank, Draper, Utah. Plaintiff’s attorney: Solomon And Solomon PC, Albany, New York. Action: The plaintiff is a banking association, which the defendant used for a credit account and agreed to make payments for goods and services. The defendant failed to make payments. The plaintiff seeks monetary damages less than $15,000, exclusive of interest and costs. Case no. FBT-CV-19-6091115-S. Filed Oct. 30

Danbury Superior Court Federal Commons Company LLC, et al, Brookfield Filed by Richard Krolian, Danbury. Plaintiff’s attorney: Ventura Law, Danbury. Action: The plaintiff was lawfully walking on the defendants’ premises when he fell causing him painful injuries. The fall was allegedly caused by the negligence of the defendants for not keeping the premises safe. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. DBDCV-19-6034526-S. Filed Nov. 27. National Spine and Pain Centers LLC, Hartford. Filed by Brighid Stavridis, Danbury. Plaintiff’s attorney: Neubert Pepe & Monteith PC, New Haven. Action: The plaintiff worked for the defendant and didn’t have time to consult with an attorney and was obligated to sign a non-compete form after she was told that she couldn’t keep her employment with the defendant if she didn’t execute the non-compete. Plaintiff’s employment with the defendant was terminated this year. The plaintiff has been unreasonably impeded in her search to find employment. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. DBD-CV-196034292-S. Filed Nov. 8.

Old Dominion Insurance Co., et al, Keene, New Hampshire. Filed by Elida A. Vilarino, Danbury. Plaintiff’s attorney: Ventura Law, Danbury. Action: The plaintiff suffered a collision allegedly caused by another driver and sustained severe and painful personal injuries. Since the driver doesn’t have sufficient automobile insurance to fairly compensate the plaintiff a claim for underinsured motorist coverage benefits against the defendant was filed. The defendant was notified and has failed to compensate the plaintiff fairly. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. DBD-CV-196034297-S. Filed Nov. 8.

Stamford Superior Court

Vandergrift, Marybeth, et al, Danbury. Filed by Carlos Garay, Bronx, New York. Plaintiff’s attorney: Berkowitz and Hanna LLC, Shelton. Action: The plaintiff suffered a collision allegedly caused by the defendant and sustained severe and painful personal injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. DBD-CV-19-6034300-S. Filed Nov. 8.

Eldigwy, Emad M., Norwalk. Filed by Discover Bank, New Albany, Ohio. Plaintiff’s attorney: Schreiber / Cohen LLC, Salem, New Hampshire. Action: The plaintiff is a banking association, which the defendant used for a credit account and agreed to make payments for goods and services. The defendant failed to make payments. The plaintiff seeks monetary damages but less than $15,000, exclusive of interest and costs. Case no. FSTCV-19-6044376-S. Filed Nov. 6.

Walker, Ruel Walton, et al, Danbury. Filed by Jennifer A. Castro-Cruz, Danbury. Plaintiff’s attorney: Ventura Law, Danbury. Action: The plaintiff suffered a collision allegedly caused by the defendant and sustained severe and painful personal injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. DBD-CV-196034521-S. Filed Nov. 27.

1201 High Ridge Associates LLC, et al, New Canaan. Filed by Patricia Bourjolly, Norwalk. Plaintiff’s attorney: The Pickel Law Firm LLC, Stamford. Action: The plaintiff was lawfully on the premises of the defendant, when she fell due to the slippery conditions in the parking lot, thereby causing her to suffer injuries. The fall was caused by the negligence of the defendant for not keeping the premises safe. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. FST-CV-196044661-S. Filed Nov. 26.

Reyes, Elvis A., Stamford. Filed by Capital One Bank NA, Richmond, Virginia. Plaintiff’s attorney: London & London, Newington. Action: The plaintiff is a banking association, which defendant used for a credit account and agreed to make payments for goods and services. The defendant failed to make payments. The plaintiff seeks monetary damages but less than $15,000, exclusive of interest and costs. Case no. FSTCV-19-6044527-S. Filed Nov. 18. Shepard’s Incorporated, et al, Bethel. Filed by Kathy Lee Bickham, New Canaan. Plaintiff’s attorney: Zeldes Needle & Cooper, Bridgeport. Action: The plaintiff received moving and storage services from the defendant and purchased full-value coverage to ensure all the items were protected at the time of moving. The defendant delivered plaintiff’s items, but noticed damaged items. The defendant has breached the contract to provide a full-replacement value insurance to the plaintiff. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. FST-CV-196044512-S. Filed Nov. 15.

Tran, Thoai T,, Norwalk. Filed by Capital One Bank NA, Richmond, Virginia. Plaintiff’s attorney: London & London, Newington. Action: The plaintiff is a banking association, which the defendant used for a credit account and agreed to make payments for goods and services. The defendant failed to make payments. The plaintiff seeks monetary damages but less than $15,000, exclusive of interest and costs. Case no. FST-CV-19-6044529-S. Filed Nov. 18.

DEEDS

Rodriguez, William A., Stamford. Seller: Nancy Stetson Alfred, Stamford. Property: Unit G-7A, Prospect Grove Condominium, Stamford. Amount: $122.000. Filed Aug. 20. SJ2 Real Estate Holdings LLC, Stamford. Seller: Warren J. Kaplan and Kathryn M. Jason, Armonk, New York. Property: 700 Summer St., Suite 1-C Stamford. Amount: $200,000. Filed Aug. 22.

Residential

Commercial 16 Rose Street LLC, Stamford. Seller: Mary Spenard and Gerard J. Spenard, Stamford. Property: 16 Rose St., Stamford. Amount: $940,000. Filed Aug. 22. 300 Bullard Street LLC, Bridgeport. Seller: 300 Bullard St., Fairfield. Property: 300 Bullard St., Fairfield. Amount: $309,000. Filed Sept. 6. Anderson, Randall Scott and Peggy McClean Anderson, Los Angeles, California. Seller: Fairfield Residential I LLC, New York, New York. Property: 40 Old Mill Lane, Stamford. Amount: $870,000. Filed Aug. 19. Baruch, Arthur, Bridgeport. Seller: MTGLQ Investors LP, Irvine, California. Property: 200 Harvester Road, Fairfield. Amount: $265,000. Filed Sept. 4. Carlucci, David J., Stamford. Seller: Brundage Associates LLC, Stamford. Property: 88 Mulberry St., Stamford. Amount: $412,500. Filed Aug. 22. Castlemore Real Estate LLC, Dover, Delaware. Seller: Christiana Trust, Christiansted, Virginia. Property: 258 Farmstead Hill Road, Fairfield. Amount: $861,000. Filed Sept. 5. DePreta, Joseph C., Stamford. Seller: Wilmington Savings Fund Society, Irvine, California. Property: 3 Seaview Ave., Stamford. Amount: $262,500. Filed Aug. 19. Monahan, John E. and Debbie A. Monahan, Fairfield. Seller: Beach Walk Homes LLC, Fairfield. Property: 133 Longdean Road, Fairfield. Amount: $1,199,000. Filed Aug. 30.

FCBJ

Balarezo, Eugenio Jesus, Stamford. Seller: Zubalda Khan, Stamford. Property: 31 Alpine St., Stamford. Amount: $508,000. Filed Aug. 19. Chang, Philip Ming Fong and Tomi Fu-Mei Chang, Franklin Lakes, New Jersey. Seller: Ralph Palermo, Stamford. Property: 534 Newfield Ave., Stamford. Amount: $275,000. Filed Aug. 19. Clavelli, Victor Michael and Susana Blithe Clavelli, Fairfield. Seller: Roxana Burciago, Stamford. Property: 140 Woodbine Road, Stamford. Amount: $1. Filed Aug. 19. Cohen, Harvey and Barbara Cohen, Stamford. Seller: Cynthia Ann Daddona, Stamford. Property: 81 Minivale Road, Stamford. Amount: $480,000. Filed Aug. 22. Detomasis, Kimberly Ann, Fairfield. Seller: Ourania Argentinis, Fairfield. Property: 17 Catherine Terrace, Fairfield. Amount: $529,000. Filed Aug. 30. Eagan, Laurie, Stamford. Seller: Rangel Nikolov, New York, New York. Property: 64 Pine Hill Ave., Stamford. Amount: $500,000. Filed Aug. 19. Erickson, Kristen L., Stamford. Seller: Briane G. Knight and Michael Schreck, Stamford. Property: 665 Fairfield Ave., Stamford. Amount: $610,000. Filed Aug. 21. Falzone, Paul and Giuliana C. Falzone, Fairfield. Seller: Kevin D. Glynn, Fairfield. Property: 76 Northfield Road, Fairfield. Amount: $465,000. Filed Aug. 30.

DECEMBER 23, 2019

Facts & Figures Fong Ma, Anne, Stamford. Seller: Vincent D. Pulcino. Stamford. Property: Unit 75, Candlelight Terrace of Stamford Condominium, Stamford. Amount: $166,501. Filed Aug. 22. Gibson, Michelle, Fairfield. Seller: Michele C. Kurtzman, Fairfield. Property: 63-65 Garden Drive, Fairfield. Amount: $355,000. Filed Sep. 4. Goldman, Sasha and Gerald Goldman, Stamford. Seller: Patrick G. McLivaine and Kara McLivaine, Stamford. Property: 59 Sleepy Hollow Lane, Stamford. Amount: $471,000. Filed Aug. 19.

Gorman, Brendan James and Angela Koliopoulos Gorman, Norwalk. Seller: Victor M. Clavelli and Susanna B. Clavelli, Fairfield. Property: 140 Canterbury Lane, Fairfield. Amount: $725,000. Filed Aug. 30. Grant, Ronnette and Jene Grant, Bronx, New York. Seller: Kamalesh Benerjee and Barathi K. Benerjee, Claremont, California. Property: 114 Harpsichord Turnpike, Stamford. Amount: $709,000. Filed Aug. 21. Guevara, Suzette and Tony Guevara, Stamford. Seller: Salim Haffar and Florence Feron, Stamford. Property: 55 Cook Road, Stamford. Amount: $1,165,000. Filed Aug. 21. Harding, Craig K. and Georgia C. Harding, Greenwich. Seller: William L. Belew and Diane S. Belew, Stamford. Property: 67 Castle Hill Drive, Stamford. Amount: $1,655,000. Filed Aug. 25. Heitsmith, Jeffrey Wallace, Fairfield. Seller: Joseph E. Provey, Fairfield. Property: 240 Sunnyridge Ave., Unit 102, Fairfield. Amount: $207,000. Filed Sept. 3. Hickey, James, White Plains, New York. Seller: Yuri Shenderov and Svetlana Shenderov, Upper Saddle River, New Jersey. Property: 639 Summer St., Unit 21, Stamford. Amount: $172,000. Filed Aug. 19.

DECEMBER 23, 2019

Kacholakalayil, James and Rani Joseph, Stamford. Seller: Ronald E. Tunison and Kristin S. Tunison, Hartsville, Pennsylvania. Property: 57 Wood Ridge Drive South, Stamford. Amount: $660,000. Filed Aug. 19. Kamat, Raghavendra and Utsav Kalla, Stamford. Seller: William McCarthy, Stamford. Property: 37 Midland Ave., Stamford. Amount: $555,000. Filed Aug. 20. Kolenovic, Esad and Alisa Kolenovic, Fairfield. Seller: Kevin V. Csizmar, Woodbridge. Property: 651 Tunxis Hill Road, Fairfield. Amount: $365,000. Filed Aug. 30. Labrosciano, Alicia L., Stamford. Seller: Bruce R. Baron, New Canaan. Property: 583 High Ridge Road, Stamford. Amount: $400,000. Filed Aug. 19. Lichomska, Dominika, Stamford. Seller: Neil Danilowicz and Yinan Danilowicz, Stamford. Property: 209 Seaside Ave., Unit 4, Stamford. Amount: $340,000. Filed Aug. 22. Maczuba, Jason and Bonnie Maczuba, Stamford. Seller: David J. Nicola and Alison Nicola, Stamford. Property: 30 Raisey Road South, Stamford. Amount: $950,000. Filed Aug. 22. Meszarosova, Michaela, Stamford. Seller: David Carlucci and Alexandra Carlucci, Stamford. Property: 154 Cold Spring Road, Unit 43, Stamford. Amount: $237,000. Filed Aug. 19. Muller, Stephen and Diana Poulsen, Norwalk. Seller: Kristina Banyai DeMattia and Ronald DeMattia, Fairfield. Property: 177 Candlewood Road, Fairfield. Amount: $425,000. Filed Sept. 3. Niquez, Laura and Barrett Fisher, Stamford. Seller: Matthew T. McCullough, Stamford. Property: 9 Palmer St., Stamford. Amount: $537,000. Filed Aug. 20. Shao, Gloria and Yufei Jiang, Stamford. Seller: Wentao Shao, Shanghai, China. Property: 15 Seventh St., Unit 1, Stamford. Amount: $440,000. Filed Aug. 22.

FCBJ

Shehaj, Florjan and Gentjan Shehaj, Stamford. Seller: Roman Tomkiv, Charlotte, North Carolina. Property: 80 Houston, Terrace, Stamford. Amount: $599,950. Filed Aug. 22. Singh, Prashant, Stamford. Seller: Madeleine I. Boucher, Stamford. Property: 1 Strawberry Hill Ave., Unit 2C, Stamford. Amount: $270,000. Filed Aug. 19. Stavros, Thomas G., Fairfield. Seller: Walter P. Bodzon Jr., Bethany. Property: 37-39 Campfield Drive, Fairfield. Amount: $318,000. Filed Aug. 30. Sun, Raymond, Stamford. Seller: Howard L. Malis, Stamford. Property: 14 Talmadge Lane, Stamford. Amount: $345,000. Filed Aug. 19. Sundharesan, Hari Mudikondan and Priyaasree Subramanian, Stamford. Seller: Gary R. Washburn Jr. and Jeffrey D. Brandi, Stamford. Property: 21 Maple Tree, Unit G. Stamford. Amount: $437,000. Filed Aug. 21. Tello, Craig A. and Monika Tello, Stamford. Seller: Matthew W. Burrows and Amy Gay, Stamford. Property: Lots 8 and 9, Chester St., Stamford. Amount: $850,000. Filed Aug. 22. Tremonte, Michiyo, Harrison, New York. Seller: Mario Bellavia, Stamford. Property: 1 Southfield Ave., Unit 208, Stamford. Amount: $165,944. Filed Aug. 20. Trivigno, Peter Anthony, Fairfield. Seller: Katrina P. Russell, Fairfield. Property: 221 Fairmount Terrace, Fairfield. Amount: $601,500. Filed Aug. 30.

Van Rooijen, Pieter, Stamford. Seller: Robert C. Mazza and Morgan Mazza, Stamford. Property: 811 Riverbank Road, Stamford. Amount: $610,500. Filed Aug. 19. Yefimov, Yevgeniy S. and Vitaliy Razhanskiy, Norwalk. Seller: Scott Salvatore, Stamford. Property: 8 Pilgrim Walk, Stamford. Amount: $550,000. Filed Aug. 22. Zeolla, Vincent G., Greenwich. Seller: Eugenio Balarezo. Stamford. Property: 168 Belltown Road, Unit A-10, Stamford. Amount: $313,000. Filed Aug. 19.

FORECLOSURES Banton, Audreanna Victoria, et al. Creditor: CitiMortgage Inc, Ewing, New Jersey. Property: 259 Willow St., Bridgeport. Mortgage default. Filed Nov. 13. Banton, Donnette, et al. Creditor: Webster Bank NA, Waterbury. Property: 42 Colony St., Bridgeport. Mortgage default. Filed Nov. 19. Cadore, Betty W., et al. Creditor: Wilmington Trust National Association, Laurel, New Jersey. Property: 74 Anson St., Bridgeport. Mortgage default. Filed Nov. 20. Curcio, Sonia, Creditor: Deutsche Bank National Trust Co., Laurel, New Jersey. Property: 355 Burnsford Ave., Bridgeport. Mortgage default. Filed Nov. 14. Goncalves, Rogerio, et al. Creditor: Wilmington Trust National Association, Chicago, Illinois. Property: 245 Grandview Ave., Bridgeport. Mortgage default. Filed Nov. 14.

Urrego, Luis M., Norwalk. Seller: Helder Bento, Easton. Property: Lots 312, 313 and 314 Grace St., Fairfield. Amount: $248,000. Filed Sept. 3.

Johnson, Karen Donna, et al. Creditor: US Bank National Association, Irvine, California. Property: 1054 State St., Bridgeport. Mortgage default. Filed Nov.26.

Valdovinos, Carlos and Ivon Valdovinos, Port Chester, New York. Seller: Richard E. Frattarolli, Stamford. Property: 640 Newfield Ave., Stamford. Amount: $500,000. Filed Aug. 20.

Oliveira, Maria C., et al. Creditor: The Bank of New York Mellon, Anaheim, California. Property: 62 White St., Bridgeport. Mortgage default. Filed Nov. 18.

Ortiz, Jesus, et al. Creditor: Christiana Trust, Irvine, California. Property: 384 Park Ave., Bridgeport. Mortgage default. Filed Nov. 21. Sanchez, Edgar A., et al. Creditor: Bank of America, Plano, Texas. Property: 57 Emerald St., Bridgeport. Mortgage default. Filed Nov. 8. Vollenweider, Eric, et al. Creditor: Wells Fargo Bank NA, Fort Mill, South Carolina. Property: 499 Cleveland Ave., Bridgeport. Mortgage default. Filed Nov. 21. Washington, William, et al. Creditor: Deutsche Bank National Trust Company, Laurel, New Jersey. Property: 45 Valley Ave., Bridgeport. Mortgage default. Filed Nov. 15. Wilson, Johnny J., et al. Creditor: US Bank National Association, Chicago, Illinois. Property: 434 Gregory St., Bridgeport. Mortgage default. Filed Nov. 21.

JUDGMENTS Allen, Wendell, Bridgeport. $25,056, in favor of Unifund Corp., Cincinnati, Ohio, by Tobin & Marohn, Meriden. Property: 1521 Norman St., Bridgeport. Filed Oct. 30. Balazsi, Stephen, Bridgeport. $7,620, in favor of Midland Funding LLC, San Diego, California, by London & London, Newington. Property: 132 Gilman St., Bridgeport. Filed Nov. 13. Bellamy, Carolyn, Bridgeport. $1,979, in favor of LVNV Funding LLC, Las Vegas, Nevada, by the Law Offices of Howard Lee Schiff PC, East Hartford. Property: 650 Pembroke St., Bridgeport. Filed Nov. 15. Botwick, Edward J., Bridgeport. $10,378, in favor of Discover Bank, New Albany, Ohio, by Schreiber Law LLC, Salem, New Hampshire. Property: 236 Edgemoor Road, Unit C. Bridgeport. Filed Nov. 15. Boyd, Roy, Bridgeport. $4,877, in favor of The Southern Connecticut Gas Corp., Orange, by Nair & Levin PC, Bloomfield. Property: 101 Arthur St., Bridgeport. Filed Nov. 8.

Bristow, Bernard J., Bridgeport. $7,712, in favor of Capital One Bank (USA) NA, Richmond, Virginia, by London & London, Newington. Property: 113 Eagle St., Bridgeport. Filed Nov. 13. Cubas, Elsa, Bridgeport. $3,240, in favor of Connecticut Bail Bonds Group LLC, Hartford, by The Law Office of Melissa L. Simonik LLC, Bristol. Property: 223 Clermont Ave., Bridgeport. Filed Nov. 15. DeJesus, Zeneida, Bridgeport. $2,729, In favor of Barclays Bank Delaware, Wilmington, Delaware, by the Law Offices of Howard Lee Schiff PC, East Hartford. Property: 699 Park St., Bridgeport. Filed Nov. 14. Ferguson, William, Bridgeport. $1,219, in favor of LVNV Funding LLC, Las Vegas, Nevada, by the Law Offices of Howard Lee Schiff PC, East Hartford. Property: 245 Harlem Ave., Bridgeport. Filed Nov. 15. Garcia, Heriberto, Bridgeport. $10,691, in favor of Cavalry SPV I LLC, Valhalla, New York, by Schreiber Law LLC, Salem, New Hampshire. Property: 210 Virginia Ave., Unit B, Bridgeport. Filed Nov. 15. Hamilton, Lakeba, Bridgeport. $1,512, in favor of Hop Energy LLC, Bridgeport, by William G. Reveley & Associates LLC, Vernon. Property: 60 Melbourne St., Bridgeport. Filed Oct. 30. Hernandez, Franklin O., Bridgeport. $2,684, in favor of Unifund Corp., Cincinnati, Ohio, by Tobin & Marohn, Meriden. Property: 296 Remington St., Bridgeport. Filed Nov. 15. Huggins, Kimberly, Bridgeport. $6,683, in favor of Midland Funding LLC, San Diego, California, by London & London, Newington. Property: 147 Kennedy Drive, Bridgeport. Filed Nov. 13. McCoy, Rosalie, Bridgeport. $583, in favor of Western Connecticut Medical Group, Bethel, by Flanagan & Peat, Danbury. Property: 247 Summerfield Ave., Bridgeport. Filed Oct. 17.

Facts & Figures Persaud, Michael, Bridgeport. $7,474, in favor of TD Bank NA, Falmouth, Maine, by Greene Law PC, Farmington. Property: 45 Stevens St., Bridgeport. Filed Nov. 14. Ramos, Esteban H., Bridgeport. $4,881, in favor of Cavalry SPV I LLC, Valhalla, New York, by Schreiber Law LLC, Salem, New Hampshire. Property: 389 Saunders Ave., Bridgeport. Filed Nov. 15. Robinson, Alicia E., Bridgeport. $7,214, in favor of Capital One Bank (USA) NA, Richmond, Virginia, by London & London, Newington. Property: 436 Soundview Ave., Bridgeport. Filed Nov. 13. Sabatini, Mary M., Bridgeport. $2,265, in favor of Discover Bank, New Albany, Ohio, by Zwicker & Associates PC, Enfield. Property: 24 Oxford St., Bridgeport. Filed Nov. 13. Sarker, Moinuddin, Bridgeport. $5,553, in favor of Absolute Resolutions Investments LLC, Bridgeport, by Cohen, Burns, Hard & Paul, West Hartford. Property: 1376 Chopsey Hill Road, Bridgeport. Filed Oct. 28. Sisca, Mario, Bridgeport. $4,875, in favor of Discover Bank, New Albany, Ohio, by Schreiber Law LLC, Salem, New Hampshire. Property: 56 Hazelwood Ave., Bridgeport. Filed Nov. 15. Tompkins, Shirley M., Bridgeport. $200, in favor of CACH LLC, Greenville, South Carolina, by the Law Offices of Howard Lee Schiff PC, East Hartford. Property: 3255 Madison Ave., Unit 5, Bridgeport. Filed Nov. 15. Veillard, Sonya, Bridgeport. $2,800, in favor of The Southern Connecticut Gas Corp., Orange, by Nair & Levin PC, Bloomfield. Property: 1985 Main St., Bridgeport. Filed Nov. 14. Walton, Sr. Theodore, Bridgeport. $1,624, in favor of Mazda American Credit, Livonia, Michigan, by Nair & Levin PC, Bloomfield. Property: 319 E. Washington Ave., Bridgeport. Filed Nov. 15.

LIENS Federal Tax Liens Filed Adams, Samuel W. and Kelly M. Adams, 1 Blue Mountain Ridge, Norwalk. $33,079, civil proceeding tax. Filed Oct. 9. Barton, Benjamin G., 4 Taft St., Suite C1, Norwalk. $43,166, civil proceeding tax. Filed Oct. 21. Bowen, Friedstone, 28 Dr. Martin Luther King Jr. Apt. 45, Norwalk. $42,198, civil proceeding tax. Filed Oct. 16. Brosseaus, Toni Lynn, 26 Birchside Drive, Norwalk. $109,284, civil proceeding tax. Filed Oct. 9. Canahui-Marroquin, Marco, and Vilma A. J. Canahui-Marroquin. 12 Avenue East, Norwalk. $2,009, civil proceeding tax. Filed Oct. 16. Center for Advanced Pediatrics PC, 40 Cross St., Suite 300B, Norwalk. $185,753, civil proceeding tax. Filed Sept. 30. Chariot Arnold, 2 Bethel St., Unit B, Norwalk. $35,543, civil proceeding tax. Filed Sept. 30. Fedor Auto Body Works Inc., 32 Woodward Ave., Norwalk. $1,123, civil proceeding tax. Filed Oct. 9. Gatt, Peter C. and Meghan M. Gatt, 26 Thomas St., Norwalk. $6,849, civil proceeding tax. Filed Oct. 21. Grant, Jordan P., 377 Highland Ave., Norwalk. $7,015, civil proceeding tax. Filed Oct. 9.

Martinez, Jose C., 507 Westport Ave., Norwalk. $47,012, civil proceeding tax. Filed Oct. 16. Morales, Samuel and Aminta A. Morales, 122 Old Belden Hill Road, Norwalk. $69,750, civil proceeding tax. Filed Oct. 16. Morris, John A., 1 E. Beach Drive, Rowayton. $13,002, civil proceeding tax. Filed Oct. 9. Nettles, Joey L., 29 Van Buren Ave., Unit L3, Norwalk. $14,202, civil proceeding tax. Filed Oct. 9. Nikiforides, Steve and Donna Lynn Buchanan, 25 James St., Norwalk. $8,227, civil proceeding tax. Filed Oct. 15. Norwalk Pizza & Pasta LLC, 236 East Ave., Norwalk. $19,178, civil proceeding tax. Filed Oct. 11. Quinn, Susan H., 150 Rowayton Ave., Rowayton. $166,859, civil proceeding tax. Filed Oct. 11. Rodas, Hector, 16 Lawrence St., Norwalk. $12,576, civil proceeding tax. Filed Oct. 15. Saveljevs, Andrejs, 12 Lowndes Ave., Norwalk. $28,895, civil proceeding tax. Filed Oct. 16. Schereiber, John, 597 Westport Ave., Unit C459, Norwalk. $99,559, civil proceeding tax. Filed Oct. 16. Skroly, John J. and Teresa A. Skroly, 12 Charcoal Road, Norwalk. $64,302, civil proceeding tax. Filed Oct. 9. Villa, Cesar, 45 Van Zant St., Apt. 1, Norwalk. $92,269, civil proceeding tax. Filed Oct. 16.

Hernandez, Giovanni D., 288 East Ave., Norwalk. $43,155, civil proceeding tax. Filed Oct. 11.

Mechanic’s Liens

Majestic Beauty Salon LLC, 181 Main St., Norwalk. $2,730, civil proceeding tax. Filed Oct. 9.

SHD Glenbrook Gardens LLC, Stamford. Filed by Camsan Inc., by Alfred Sanseverino. Property: 504 Glenbrook Road, Stamford. Amount: $132,109. Filed Nov. 21.

Major, Michael L. and Jane W. Weber, 6 Guild Drive, Norwalk. $154,653, civil proceeding tax. Filed Oct. 16.

Strezoski, Ilija and Michelle Strezoski, Stamford. Filed by E. Garrity Water Solutions LLC, by Evan E. Garrity. Property: 35 Jordan Lane, Stamford. Amount: $2,109. Filed Nov. 20.

LIS PENDENS 1404 Bradford Street LLC, Bridgeport. Filed by The Marcus Law Firm, North Branford, for Tower Fund Services as Custodian for Fig CT13 LLC, et al. Property: 26 Crescent Place, Bridgeport. Action: foreclose defendant’s mortgage. Filed July 23.

Etienne, Jennie, et al, Bridgeport. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for Wells Fargo Bank NA. Property: 35 Waller Road, Bridgeport. Action: foreclose defendants’ mortgage. Filed July 18.

McNaughton, Bruce W., Bridgeport. Filed by the Law Office of Rachel Aylor LLC, Orange, for Melinda McNaughton. Property: 90 Silliman Ave., Bridgeport. Action: foreclose defendant’s mortgage. Filed July 22.

Fischer, Richard M., et al, Norwalk. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for Connecticut House Finance Authority, Property: 48 Baxter Drive, Norwalk. Action: foreclose defendants’ mortgage. Filed Nov. 18.

Monaco, Darren J., Norwalk. Filed by the Law Offices of Dori-Ellen S. Feltman, Westport, for Randi Monaco. Property: 41 Creeping Hemlock Drive, Norwalk. Action: foreclose defendant’s mortgage. Filed Nov. 25.

5 Myrtle Street LLC, et al, Norwalk. Filed by Theodore L. Freedman, Westport, for Kenneth Lametta. Property: 5 Myrtle St., Norwalk. Action: foreclose defendants’ mortgage. Filed Nov. 25.

Garricks, Kareen, et al, Bridgeport. Filed by Greene Law PC, Farmington, for the city of Bridgeport Water Pollution Control Authority. Property: 320 Catherine St., Bridgeport. Action: foreclose defendants’ mortgage. Filed July 23.

Albertson, Scot W., Norwalk. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for Wells Fargo Bank NA. Property: 1 Rainbow Road, Norwalk. Action: foreclose defendant’s mortgage. Filed Dec. 4.

Hussain, Sleman, et al, Bridgeport. Filed by Bendett & McHugh PC, Farmington, for Amerihome Mortgage Company LLC. Property: 2612 North Ave., Unit D4, Bridgeport. Action: foreclose defendants’ mortgage. Filed July 22.

Andrade, Irving, et al, Bridgeport. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for Freedom Mortgage Corp. Property: 94 Bell St., Bridgeport. Action: foreclose defendants’ mortgage. Filed July 18.

Imhoff Jr., Douglas J., et al, Norwalk. Filed by Korde & Associates, New London, for Midfirst Bank. Property: Lot 4, Dry Hill Ave., Norwalk. Action: foreclose defendants’ mortgage. Filed Nov. 25.

Brown, Sandra, et al, Bridgeport. Filed by Bendett & McHugh PC, Farmington, for Citigroup Mortgage Loan Trust. Property: 186 Laurel Place, Bridgeport. Action: foreclose defendants’ mortgage. Filed July 18.

James, Lillie M., et al, Norwalk. Filed by Silver Ridge Condominium Association Inc., Property: Unit A11, Silver Ridge Condomium, Norwalk. Action: foreclose defendants’ mortgage. Filed Nov. 12.

Chamberlain, Robert, et al, Bridgeport. Filed by Bendett & McHugh PC, Farmington, for Wells Fargo Bank NA. Property: 269 Horace St., Bridgeport. Action: foreclose defendants’ mortgage. Filed July 23.

Mascia, Carol A., et al, Norwalk. Filed by the Law Offices of Robert J. Piscitelli LLC, Avon, for People’s United Bank National Association. Property: Unit 6, Union Square Condominium, Norwalk. Action: foreclose defendants’ mortgage. Filed Dec. 6.

Erdo, Elaine L., et al, Norwalk. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for American Advisors Group. Property: 112 Comstock Hill Ave., Norwalk. Action: foreclose defendants’ mortgage. Filed Dec, 6

McGhie, Floyree, et al, Bridgeport. Filed by The Marcus Law Firm, North Branford, for TLF National Tax Lien Trust 2017-1. Property: 49 Canaan St., Hatford. Action: foreclose defendants’ mortgage. Filed July 23.

FCBJ

Moore, Richard, Norwalk. Filed by Robert A. Ziegler at Law, Plainville, for Retained Realty Inc. Property: 10 Eleanor Lane, Norwalk. Action: foreclose defendant’s mortgage. Filed Nov. 4. Morales, Xiomara L., et al, Norwalk. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for Reliant Loan Servicing LLC. Property: 43 Ingleside Ave., Norwalk. Action: foreclose defendants’ mortgage. Filed Nov. 13. Neff Companies, et al, Bridgeport. Filed by the Law Office of Juda J. Epstein, Bridgeport, for Benchmark Municipal Tax Services LTD. Property: 58 Sherman St., Bridgeport. Action: foreclose defendants’ mortgage. Filed July 19. Pereira Lima, Gilberto, Norwalk. Filed by Frankel & Berg, Norwalk, for Prospect Garden Association Inc. Property: 18 Prospect Ave., Norwalk. Action: foreclose defendant’s mortgage. Filed Nov. 4. Scott, Shaun, et al, Bridgeport. Filed by Bendett & McHugh PC, Farmington, for CSMC 2018-RPL1 Trust. Property: 733 Boston Ave., Unit 7A, Bridgeport. Action: foreclose defendants’ mortgage. Filed July 18. Similien, Jacob, et al, Bridgeport. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for Freedom Mortgage Corp. Property: 200 Harral Ave., Bridgeport. Action: foreclose defendants’ mortgage. Filed July 22.

DECEMBER 23, 2019

Facts & Figures Whitman, Jeanette, et al, Bridgeport. Filed by Bendett & McHugh PC, Farmington, for Wells Fargo Bank NA. Property: 290 Red Oak Road, Bridgeport. Action: foreclose defendants’ mortgage. Filed July 23. Wilkinson, Terryl, et al, Bridgeport. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for Wells Fargo Bank NA. Property: 333 Vincellette St., Unit 71, Bridgeport. Action: foreclose defendants’ mortgage. Filed July 18.

LEASES Deshan, Marilyn and Aurora Jimenez, by Marylou Weeks. Landlord: Success Village Apartments Inc, Bridgeport. Property: 100 Court D, Building 51, Apartment 399, Bridgeport. Term: 35 years, commenced Nov. 3, 2019. Filed Nov. 5. Moreno, Ginna E., by Marylou Weeks. Landlord: Success Village Apartments Inc., Bridgeport. Property: 100 Court D, Building 87, Apartment 17, Bridgeport. Term: 35 years, commenced Nov. 4, 2019. Filed Nov. 6. Verdieu, Cremilia, by Marylou Weeks. Landlord: Success Village Apartments Inc., Bridgeport. Property: 100 Court D, Building 65, Apt. 136, Bridgeport. Term: 35 years, commenced Nov. 5, 2019. Filed Nov. 6.

MORTGAGES Aponte, Nicholas, Norwalk, by Charleen E. Merced Agosto. Lender: Guaranteed Rate Affinity LLC, 1800 W. Larchmont Ave., Chicago, Illinois. Property: 199 Gregory Blvd., Unit E12, Norwalk. Amount: $254,770. Filed Aug. 1. Campbell, Megan M., Norwalk, by Maria C. Miller. Lender: Evolve Bank & Trust, 6070 Poplar Ave., Suite 200, Memphis, Tennessee. Property: 8 Nolan St., Norwalk. Amount: $333,592. Filed Aug. 1.

DECEMBER 23, 2019

Dorsey, Gregory and Nannette C. Dorsey, Norwalk, by John J. Bove. Lender: People’s United Bank National Association, 850 Main St., Bridgeport. Property: 6 Weed Ave., Norwalk. Amount: $425,000. Filed Aug. 1.

Titus, Jeffrey Allen, Norwalk, by Richard L. Mintz. Lender: FM Home Loans LLC, 2329 Nostrand Ave., Third floor, Brooklyn, New York. Property: 39 Orchard Hill Road, Norwalk. Amount: $611,517. Filed Aug. 2.

Foss, Amanda, Norwalk, by Joshua E. Gilman. Lender: Cross Country Mortgage Inc., 6850 Miller Road, Brecksville, Ohio. Property: 20 Splitrock Road, Norwalk. Amount: $484,000. Filed Aug. 1.

Wilson, Kimberly S. and Ryan T. Wilson, Norwalk, by Andrea Barrett. Lender: Webster Bank NA, 145 Bank St., Waterbury. Property: 121 Witch Lane. Norwalk. Amount: $94,000. Filed Aug. 2.

Gilman, Sharlia Y. and Lester C. Gilman, Norwalk, by John G. Lindgren. Lender: Webster Bank NA, 145 Bank St., Waterbury. Property: 10 Crooked Trail Road, Norwalk. Amount: $200,000. Filed Aug. 2.

Woodruff, Anthony C. and Victoria Woodruff, Norwalk, by Azim Chavez. Lender: JPMorgan Chase Bank NA, 1111 Polaris Pkwy., Columbus, Ohio. Property: 17 Shagbark Road, Norwalk. Amount: $903,000. Filed Aug. 1.

Lombardo, Jeffrey A., Norwalk, by Robert E. Colapietro. Lender: Freedom Mortgage Corp., 907 Pleasant Calley Ave., Suite 3, Mount Laurel, New Jersey. Property: 17 Nostrum Road, Norwalk. Amount: $386,993. Filed Aug. 2.

Zachary, Adam G. and Lauren E. Roth, Norwalk, by Dina Thornheim. Lender: Citibank NA, 1000 Technology Drive, O’Fallon, Montana. Property: 71 Perry Ave., Norwalk. Amount: $408,000. Filed Aug. 2.

Masterson, Adam and Allson Masterson, Norwalk, by William S. Nathanson. Lender: US Bank National Association, 4801 Frederica St., Owensboro, Kentucky. Property: 74 Silvermine Ave., Norwalk. Amount: $387,000. Filed Aug. 1.

NEW BUSINESSES

Orasanu, Irina and Serban Mihai Orasanu, Norwalk, by Jonathan T. Hoffman. Lender: First County Bank, 117 Prospect St., Stamford. Property: 18 Carlin St., Norwalk. Amount: $412,000. Filed Aug. 1. Pech, Marilyn, Norwalk, by Anne M. Ragusa. Lender: Wells Fargo Bank NA, 101 N. Philips Ave., Sioux Falls, South Dakota. Property: 14 Fairview Ave., Norwalk. Amount: $250,000. Filed Aug. 1. Salthouse, Anne V., Norwalk, by unreadable. Lender: Home Point Financial Corp., 9 Entin Road, Suite 200, Parsippany, New Jersey. Property: 193 Ely Ave., Unit B, Norwalk. Amount: $160,000. Filed Aug. 2.

FCBJ

24H Garage Doors Stamford, 1372 Summer St., Suite 305, New Haven 06511, c/o Yaacov Atia. Filed Sept. 26. Bin Walkers, 114 Ludlow St., Stamford 06902, c/o Eddy F. Corez. Filed Sept. 23.

Guarino Ventures LLC, 1092 High Ridge Road, Stamford 06905, c/o Jeffrey Guarino. Filed Sept. 25. Hair Plus, 27 Center Terrace, Stamford 06906, c/o Noveta McKoy. Filed Sept. 20. J Vas Furniture Service LLC, 98 Hoyt St., Apt. 5H, Stamford 06905, c/o Lister J. Vasquez Moran. Filed Oct. 2. K&L Dry Cleaners & Tailors LLC, 1138 E. Main St., Stamford 06902, c/o Kevin M. Guo. Filed Sept. 25. Lift Commerce, 19 Colonial Road, Unit 8, Stamford 06906, c/o Ira Hill Martin Connecticut LLC. Filed Oct. 3. Lylie Boutique, 388 Courtland Ave., Apt. 4B, Stamford 06906, c/o Wadyle Michel Exantus. Filed Sept. 24. Mathnasium of Stamford, 1092 High Ridge Road, Orlando, Florida 32817, c/o Mo Khalil. Filed Sept. 23. Mathnasium of Stamford, 1092 High Ridge Road, Stamford 06905, c/o Guarino Ventures LLC. Filed Sept. 23. Mathnasium of Stamford, 1092 High Ridge Road, Orlando, Florida 32828, c/o Mo Khalil. Filed Sept. 25.

Café Bon, 652 Glenbrook Road, Unit 10-102, Stamford 06906, c/o Café Bon LLC. Filed Sept. 27.

MFR Minkler Furano Racing, 74 Cooledge Ave., Stamford 06906, c/o Connecticut Oil Kings Hockey Association LLC. Filed Oct. 1.

Cocoa Caliente, 97 Seaton Road, No. 1, Stamford 06902, c/o Nina Jace Productions LLC. Filed Sept. 27.

MyHockeyPro, 8 Tulip St., Cos Cob 06807, c/o MHP Consulting LLC. Filed Oct. 1.

Cultured Ink, 27 Ryan St., Stamford 06902, c/o Aaron M. Hernandez. Filed Sept. 30.

North Stamford Cleaners, 1492 High Ridge Road, Stamford 06902, c/o My Cleaners LLC. Filed Sept. 25.

Drybar, 2233 Summer St., Stamford 06905, c/o Inspired Innovation Stamford LLC. Filed Sept. 24. Family Construction, 71 Finney Lane, Stamford 06902, c/o Sara Palma. Filed Oct. 3.

North Stamford Cleaners, 1492 High Ridge Road, Stamford 06903, c/o North Stamford Drycleaners Inc. Filed Sept. 25.

Ray & Nina Video Productions, 97 Seaton Road, No. 1, Stamford 06902, c/o Nina Jace Productions LLC. Filed Sept. 27. Rhapsody, 6 Landmark Square, Fourth floor, Boston, Massachusetts 02110, c/o Interoperability Bidco Inc. Filed Sept. 24. Ron’s Barbershop, 704 Pacific St., Stamford 06905, c/o Ronald Romanello. Filed Sept. 25. Stamford Drycleaners, 1138 E. Main St., Stamford 06902, c/o North Stamford Drycleaners Inc. Filed Sept. 25. Station Salon Suites, 898 Hope St., Stamford 06907, c/o 898 Hope Street LLC. Filed Oct. 3. Volt Contractors, 149 Seaside Ave., Second floor, Stamford 06902, c/o Rudy Mejia Perez. Filed Oct. 2. Yukon Jack Trading Company, 175 Greenwich St., New York, New York 10007, c/o Diageo Americas Supply Inc. Filed Sept. 30.

PATENTS Electromechanical lock security system. Patent no. 10,510,201 issued to Jeffrey M. Fowler, Rochester. Assigned to Xerox, Norwalk. Integrated system for bitumen partial upgrading. Patent no. 10,508,245 issued to Vasilis Papavassiliou, Williamsville; Gregory J. Panuccio, Amherst. Assigned to Praxair Technology Inc., Danbury. Laser cutting debris collection system. Patent no. 10,507,546 issued to Mark A. Adiletta, Fairport. Assigned to Xerox, Norwalk.

Method and apparatus for instant secure scanning of a document. Patent no. 10,511,743 issued to Muralidaran Krishnasamy, Tamil Nadu, India; Narayan Kesavan, Tamil Nadu, India; Raj Kumar, Tamil Nadu, India. Assigned to Xerox, Norwalk. Method of sorting trash for recycling of paper and apparatus for sorting trash for paper recycling. Patent no. 10,507,470 issued to Brian Schellati, Irvington. Assigned to Van Dyk Baler Corp., Stamford. Methods and compositions particularly for treatment of attention deficit disorder. Patent no. 10,507,186 issued to Ricardo Alberto Vargas Rincon, Mississauga, Canada; Joseph Reiz, Markham, Canada. Assigned to Purdue Pharma L.P., Stamford. Methods of treating opiate dependency and preventing non-oral opiate abuse among opiate addicts. Patent no. 10,507,205 issued to Lars Hermann, Schindellegi, China. Assigned to Purdue Pharmaceutical Products L.P., Stamford. Musical instrument for input to electrical devices. Patent no. 10,510,327 issued to Tom Cram, Salt Lake City, Utah. Assigned to Harman, Stamford. Piezoelectric print head drive with energy recovery. Patent no. 10,507,650 issued to David L. Knierim, Wilsonville, Oregon. Assigned to Xerox, Norwalk. Synthetic jets to cool digital micromirror devices. Patent no. 10,508,803 issued to Francisco Zirilli, Webster. Assigned to Xerox, Norwalk.

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