Fairfield County Business Journal 122418 by Westfair Business Journal

BRIDGE PROJECT

CONNECTICUT PENSIONS

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DECEMBER 24, 2018 | VOL. 54, No. 52

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CT ofﬁcials slam Trump, defend health care after Obamacare ruled unconstitutional

Left: U.S. Sen. Chris Murphy and Gov. Dannel Malloy

BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

A Beacon Harbor Point apartment towers. Photo: Building & Land Technology.

Stamford’s Harbor Point at 10 years: Thumbs-up from most stakeholders BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

eflecting on the 10 years he’s been involved with the massive $3.5 billion Harbor Point mixed-use development in Stamford, Building & Land Technology (BLT) Chief Operating Officer Ted Ferrarone

said: “Looking back 10 years later at the original master plan, which was pretty ambitious and speculative, it’s remarkable how much of it has been realized.” It has indeed been quite a journey for both the redevelopment district and the city. What was once a heavily industrial waterfront site — one marked by pol-

lution and high crime rates — is now a Leadership in Energy and Environmental Design (LEED) gold-certified, transit-oriented development encompassing over 100 acres of property. The development consists of more than 6 million square feet of floor space, including 3,000 units of residential housing and numerous retail, office and commercial tenants, including an 88,000-squarefoot Fairway Market that opened in 2010 at 699 Canal St. “We’ve brought in 30 new restaurants, created thousands of new jobs, had the parks rebuilt,”

Ferrarone said. “It’s really a vibrant area now.” When BLT acquired the property in 2007 from the now-defunct Antares Investment Partners of Greenwich, “There were about a thousand housing units and five big, vacant industrial lots throughout the neighborhood,” Ferrarone said. “It was basically a bunch of brownfields that paid no taxes.” But, he said, BLT saw plenty of opportunity in the space: facing a waterfront of roughly one mile, positioned a few blocks from the Stamford train station, and » STAMFORD

Texas judge’s ruling that the Affordable Care Act is unconstitutional left many Connecticut lawmakers and health care officials scrambling, both to express their outrage at the decision and to assure residents that their insurance coverage would not be going away anytime soon. U.S. District Judge Reed O’Connor’s Dec. 14 ruling involves a lawsuit brought by 20 Republican attorneys general, including Texas’ Ken Paxton. O’Connor agreed with the group’s argument that all of the Affordable Care Act, also known as Obamacare, is unconstitutional due to a recent change in federal tax law. That change, upheld by the U.S. Supreme Court, held that the ACA’s individual mandate, which levied a financial penalty on those who » HEALTH CARE

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Ron Herman’s frying pan-into-ﬁre ownership at Ridgeﬁeld’s Wooster Hollow Café BY PHIL HALL

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on Herman is one of the most generous people in the Ridgefield business community. How generous is he, you may wonder? “My wife and I helped put our cleaning lady’s son through college,” Herman recalled. “He went to Cornell for the restaurant management school. He came to me when he graduated and said, ‘Ron, I want to open a place.’ I had just retired from 30 years at GE and I was always intrigued by diners and delis, and I said, ‘I found a place that is both a diner and deli and I’m thinking of buying it. I want you to run it.’ ” In what might be considered the ultimate holiday gift, Herman purchased the Wooster Hollow Diner and Deli on Route 7 in Ridgefield on Christmas Eve in 2014 as a platform to launch the young graduate’s career. However, the story did not have the ending that Herman expected. “He ended up lasting only six months,” said Herman. Herman had no previous experience in the food trade — he served for 15 years as president and CEO of GE Equity and six years in Abu Dhabi as CEO of GE Capital in the Middle East — and his learning curve as the owner-operator of an eatery was acutely sharp. “The first two years were really, really hard,” he stated, noting that he was operating at a loss. “In the first year, I issued 25 W2s for a restaurant that had anywhere from 10 or 11 employees. In the third year, we turned profitable, though we are still not rich. But we are definitely trending in the right direction.” Nonetheless, Herman’s can-do spirit never deflated. Now known as the Wooster Hollow Cafe, the restaurant has grown a loyal following for its focus on innovative meals that go beyond standard diner fare. For starters, Herman insists on only the freshest ingredients — canned vegetables are forbidden in the kitchen and the pancakes must be made from scratch. And while his customers came to appreciate the focus on freshness, at least one would-be vendor was baffled by this approach. “In the beginning, we had a very persistent salesman who was selling mix,” Herman recalled. “He

DECEMBER 24, 2018

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Publisher Dee DelBello Managing Editor/Print Glenn Kalinoski Managing Editor/Digital Bob Rozycki Associate Publisher Anne Jordan Group Associate Publisher Dan Viteri NEWS Copy and Video Editor • Peter Katz Bureau Chief • Kevin Zimmerman Senior Reporter • Bill Heltzel, Reporters • Ryan Deffenbaugh, Phil Hall, Georgette Gouveia, Mary Shustack ART & PRODUCTION Creative Director Dan Viteri Art Director Sebastián Flores Art Director Kelsie Mania Digital Content Director Meghan McSharry

Ron Herman, owner and operator of Ridgefield’s Wooster Hollow Cafe. Photo by Phil Hall.

came in four times. And each time, I said, ‘Sir, we really don’t need your products.’ And he said, ‘Sir, you don’t get it — everyone else in town uses my mix.’ And I said, ‘Sir, no, you don’t get it — that’s why we’re never going to use your mix.’ ” Herman also enabled his kitchen staff to experiment with different and sometimes eccentric creations. “Once we took an orange pepper and carved it into a jack-o’lantern and roasted it,” he continued. “We put pasta inside it. It took a great picture, but we only sold three or four of them. It was a little too gimmicky.” Another time, the kitchen staff created an omelet that combined avocados, black beans, bacon, onions and cheddar cheese. While Herman loved the Latin American-focused ingredient blend, he was worried about the name that the kitchen staff gave their creation: The Trump Hates Mexico Omelet. “I said, ‘Guys, the omelet sounds like a great idea, but we’re not political here,’ ” he added. “So,

I renamed it as The Presidential Omelet — with that name, it could be anything.” Herman also noted that his kitchen crew members have repaid his respect for their abilities. “The kitchen is 100 percent the same as when we bought it,” he said. Herman has also sought to mix traditional diner selections with more eclectic choices. Thus, gluten-free and wheat-free pancakes are on the menu alongside comfort food happiness, including Shrimp Mac and Cheese and the Brazilian Burger. New specials are trotted out each week alongside the regular menu. In the beginning of his ownership period, Herman attempted to expand the Wooster Hollow Cafe’s appeal into the dinnertime hours, but he admitted that “no one really thought about us as a dinner place.” He dropped the dinner menu and concluded that a restaurant “can be OK at three meals, but you can’t be great at three meals.” The restaurant features monthly exhibitions by local artists, and

many of their paintings have been sold from the venue. Herman has worked with the local nonprofits Ability Beyond (which connects people with disabilities to employment opportunities) and Danbury Grassroots Academy for staffing. The restaurant has a policy of offering free coffee to active-duty and retired service members and local first responders. “It is just our small way of thanking them and they are always grateful,” said Herman about the gratis coffee. Four years into his restaurant odyssey, Herman admitted he still faces challenges — most notably with the $2,000-a-month electric bill for his walk-in refrigerators — but he also pointed out successes, including an average of slightly more than 1,000 customers per week. Herman tracks patrons from as far away as Norwalk. He plans to add a coffee bar in 2019 to further expand the venue’s offerings. “When a restaurant starts to do well, the success endures and it builds upon itself,” he said.

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Real estate educator pens children’s book on the challenges of moving BY PHIL HALL phall@westfairinc.com

oving can be a stressful experience, especially for young children who often find themselves as silent observers to their future destination. Karena Piedmont, who runs the Norwalk-headquartered Real Estate University, wondered about how to get young children more aware about the process that goes into moving from one home to another. “I was thinking about what would make them excited instead of scared,” she said. “Instead of just having them looking out of windows when their parents are driving around, they could be looking at the process in different ways.” Piedmont is no stranger to education — her Real Estate University offers courses on pre-licensing and continuing education for brokers, as well as investor education. But when she realized there was no real education tool for youngsters, she took it upon herself to fill that void. Earlier this month, Archway Publishing, a division of Simon and Schuster, released Piedmont’s children’s book, “A Roost for a Rooster, A Home for a Hare,” which placed the house-hunting odyssey into a format that would be friendly and accessible for readers between 3 and 7 years old. The book features an all-animal character lineup. The story opens at the Cloverly Real Estate office, where brokers Tillie (a flamingo) and Fig (a fox) learn that the local zoo is closing. Because of this development, the residents of the zoo need to find new homes — and Piedmont noted that not unlike their human counterparts, Tillie and Fig and their clients realize that “things may not always work out.” In the course of the book, Miss Giraffe visits a number of residences before finding the appropriately high-ceiling domicile that can accommodate her long legs and longer neck. Mr. and Mrs. Hare inspect a wide swath of properties before finding one that can accommodate the clan’s large number of children. Mr. Bear needs a space to accommodate his ursine dimensions, not to mention a quiet location where his wintertime hibernation is not disturbed. But the real challenge for Tillie and Fig involves Miss Elephant, who is the most apprehensive of all when it comes to finding a new home — but a surprise ending (no spoilers here, sorry) wraps up the tale

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The cover of Karena Piedmont’s new book “A Roost for a Rooster, A Home for a Hare.” Photo via Archway Publishing.

while leaving a bit of wiggle room for a possible sequel. Piedmont had no previous fiction writing experience. “I had no skills except being a mom and reading my children books,” she laughed, but she acknowledged that her book needed appropriately whimsical illustrations to relate her story. Piedmont advertised for an illustrator and found two candidates to her liking, one in Darien and one in Georgia. She chose the latter candidate, Maia Batumashvili, only to discover an interesting dilemma. “I thought she was in Georgia, the state,” Piedmont recalled. “Then I found out it was Georgia, the country, next to Russia. Whoopsie.” Despite the time zone differences and Piedmont’s specific vision for Americanstyle illustrations, Piedmont collaborated with Batumashvili in getting a visual style to appeal to the targeted audience. Piedmont’s original draft contained a longer story with efforts to find Mr. Lion a suitable mansion for his King of the Beasts status and to placate Mr. Honey Badger’s irascible personality. However, her Archway Publishing editor recommended trimming the story down. Piedmont plans to market the book as an incentive gift that can be used by real estate professionals whose clients have young children. She is also eyeing her Real Estate University classes as a potential buyer base. “I have a captive audience — my students are getting into the real estate business,” she laughed.

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DECEMBER 24, 2018

Rail bridge project set for Norwalk on nation’s busiest commuter line BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

fter years of discussions, delays, distress — and no small amount of discord — the replacement of Norwalk’s 122-year-old Walk Bridge is slowly coming into focus. The structure carries rail traffic on Metro-North’s New Haven Line as well as Amtrak service on the Northeast Corridor that serves passengers traveling between Boston, New York and Washington, D.C. “It’s been a long process,” allowed Norwalk Mayor Harry Rilling, “and there’s still quite some time to go.” The new bridge, which according to Connecticut Department of Transportation Manager of Facilities and Transit James Fallon is 60 percent designed, carries an estimated cost of $511 million — part of a total $1.2 billion package that also involves: • The replacement of the Fort Point Street Bridge. • The replacement of the 100-year-plus-old East Avenue Railroad Bridge, which also will involve a number of roadway improvements and upgrades to the East Norwalk Station. • The CP243 Interlocking Project, which will facilitate construction of the new Walk Bridge by allowing trains to switch tracks and maintain service during the two-track outage. • The Danbury Branch Dockyard Project, which will electrify about a mile of tracks on the southern portion of Metro-North’s Danbury Branch to increase operational flexibility. As part of the Dockyard Project, the Ann Street Bridge is being expanded from two to three tracks to provide train storage. “Frankly, it’s a pretty large and complex project,” Fallon said. “Funding is always an issue with a project like this.” The need for a new Walk Bridge first became obvious in 2014, when the swing-arm bridge failed to close twice, disrupting travel on the New

DECEMBER 24, 2018

Top: Digital rendering of the Walk Bridge over the Norwalk River. Bottom: The current Walk Bridge (Photo courtesy CT DOT).

Haven Line, the nation’s busiest commuter line. A year later, plans were announced to begin construction on a new bridge in 2016, with a completion date of 2020. While work on the $242 million CP243 and the $98 million Dockyard Project began in October, construction of the new Walk Bridge is now expected to begin in late 2019, according to Fallon, while Rilling said he didn’t expect any “significant construction until about 2020.” Either way, the entire project is expected to take four or five years to complete. “Going through the cost, the environmental process, evaluating all of the alternative solutions, working through the various state and federal processes — it all

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takes time,” Fallon said. The additional projects also added to the delay, he noted. “The three railroad bridges are all of similar vintage (as the Walk Bridge), 120-plus years old,” he said. “We felt that incorporating them all into one project made the most sense. This way we don’t have to come back five years later to do the work necessary on the others.” As for the inexact completion time, Fallon said the DOT was sticking with “48 to 54 months” partly as a protection against variables like weather and other delays and partly as a public relations move. “When we talk to the public, we can’t give them an exact month” when the work will be done, he said. “There are a lot of

unknowns and uncertainties involved. But we work to provide as much information, and to make ourselves available and accessible, as we can.” That was not always the case, according to Rilling. When the Walk Bridge replacement was first being discussed, the DOT “was less than transparent,” he said. “They’d decide on something and we’d only find out about it later. We felt the situation could be improved, so we reached out to the governor’s office to express our concerns — and things have improved.” The improved communications extend to the public, Rilling said, noting the establishment of the Walk Bridge Program Welcome Center at 20 Marshall St., which hosted a pair of public

information presentations on Nov. 28 and an “open house” on Dec. 8 that featured a virtual reality tour of the new bridge. Rilling praised Susan Prosi, the former senior transportation manager of the South Western Regional Planning Agency, who the city hired last year as its consultant and point person for the Walk Bridge replacement. “She acts as the liaison between the city of Norwalk and the Department of Transportation,” the mayor said. “She’s also been to almost 160 meetings over the past year with different groups, different constituencies, and brings information back to us about their concerns, which we act to address.” Not everyone is happy with Prosi’s performance, however. Her contract with the city was extended by the Norwalk Common Council on Dec. 11, over the objections of Norwalk Harbor Management Commission Vice Chairman John C. Romano, who said she has been unresponsive to concerns expressed both by the Harbor Commission and the Shellfish Commission. “I’m sure she’s serving a purpose, interacting with different departments, but at the end of the day what are the results?” he told the Business Journal. “She’s been said to be interacting with the Harbor and Shellfish commissions, but I don’t know what you consider ‘interactive’ to be. She comes to meetings with the DOT entourage and just sits — she plays the clock and puts a bill in for her time. I don’t see how that’s beneficial.” Romano granted that Prosi’s contract doesn’t specify she has to meet with the two commissions but says such meetings are critical. “If the Harbor Commission and the Shellfish Commission are not consulted, talked to or sat down with, how is she going to find out what our concerns are?” he said. “She has no clue about any of that.” Romano said that the

permitting process for some of the work by the Connecticut Department of Energy and Environment Protection (DEEP), which is still pending, is “subject to our findings and pushbacks, so why wouldn’t you want us to be part of the process? They have to listen to what our recommendations are. We are not just going to lay back and have them roll over us.” Prosi was not available for comment, but Rilling came to her defense. “Her role is to hear what’s happening (with various stakeholders), report back to us and advise us on what we have to do in response,” he said. “I’m not sure (Romano) understands her role,” added Rilling’s chief of staff, Laoise King. “The reason we send her to these meetings is to make sure she brings the appropriate information back. She is not an expert who’s able to take a position at these different meetings.” Another flashpoint is a lawsuit filed against the DOT by conservation group Norwalk Harbor Keeper, which maintains that the environment — and taxpayers — would be better served by a fixed bridge rather than a swing bridge. Noting that the city is not a part of the suit, Rilling said the suit, filed in U.S. District Court, has “had no impact on the progress of the project to this point.” Fallon at the DOT said a fixed bridge, or simply undertaking repairs to the existing Walk Bridge, were not the answers to the problem. “With the latest bridge building technology, this is actually less expensive and less time-consuming than building a fixed bridge,” he said. Trying to repair the bridge would simply be putting off the problem, Fallon said, adding that building a new Walk Bridge will have the fewest environmental impacts, and that impacts to rail service and Norwalk River navigation during construction will be “as minimal as they can be.”

Charter/Spectrum to pay record $174.2M for consumer fraud BY BOB ROZYCKI bobr@westfairinc.com

harter Communications Inc. and Spectrum Management Holding Co. will pay $174.2 million for denying its customers the fast internet service it had promised. As a result of a deal negotiated with New York Attorney General Barbara D. Underwood, the internet service provider (ISP) will pay $62.5 million to about 700,000 active subscribers in the state, who will each receive between $75 and $150, as well as streaming services and premium channels, with a retail value of more than $100 million. The money serves to compensate subscribers who Stamford-based Charter equipped with

outdated modems and routers and with premium speed plans that consistently failed to deliver the advertised speeds. “The streaming benefits serve to compensate subscribers for Charter’s historic failures to faithfully deliver third-party internet content that it had advertised,” the Attorney General’s Office said. The payout of direct refunds to consumers alone is believed to represent the largest-ever payout to consumers by an ISP in U.S. history. Charter, the state’s largest ISP, operated initially as Time Warner Cable and later under Charter’s Spectrum brand name. As part of the settlement announced Dec. 18, Charter is required to implement a series of marketing and business reforms, including “the requirement to describe

internet speeds as ‘wired’ and to substantiate them through regular speed testing.” Underwood said these reforms set the stage for major marketing and business reforms across the broadband industry. “This settlement should serve as a wake-up call to any company serving New York consumers: fulfill your promises, or pay the price,”

she said. “Not only is this the largest-ever consumer payout by an internet service provider, returning tens of millions of dollars to New Yorkers who were ripped off and providing additional streaming and premium channels as restitution – but it also sets a new standard for how internet providers should fairly market their services.”

The financial terms of the settlement are: Consumer relief (direct refunds): $62.5 million • Charter will award a $75 refund to each of over 700,000 active subscribers based on: leasing an inadequate modem; leasing an inadequate WiFi router; or subscribing to a Time Warner Cable legacy speed plan of 100 Mbps or higher. • An additional $75 refund will be awarded to each of over approximately 150,000 subscribers who had an inadequate modem for 24 months or more. • The company will notify subscribers of their eligibility for refunds and disburse them within 120 days. The attorney general’s office noted that the company has already disbursed more than $6 million in refunds for inadequate modems

to date, separate from the settlement. The subscribers are ineligible for a further payment. Consumer relief via video and streaming bene�its: $100 million • Charter will offer free streaming services to about 2.2 million active internet subscribers. • All subscribers currently receiving internet and cable television from the company will be offered a choice of either three free months of HBO or six free months of Showtime. • All other active Charter internet subscribers will receive a free month of Charter’s Spectrum TV Choice streaming service, in which subscribers can access broadcast television and a choice of 10 pay TV networks, as well as a free month of Showtime.

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DECEMBER 24, 2018

Stamford—

just south of downtown Stamford. “The neighborhood had seen such little investment in the 50 years prior” to BLT’s involvement, Ferrarone said. “It was an area with a huge amount of waste,” agreed Stamford Director of Economic Development Thomas Madden. “You had the smells and the seagulls and everything else. BLT has done a lot to change the whole neighborhood, and it’s helped the city along the way.” That impact isn’t just aesthetic, Madden said: “Assessments last year for Harbor Point were $21 billion, and that’s up from the $19 billion the previous year. In terms of what had been there, it’s been huge.” Madden said those figures “are on track with what we were expecting, especially in light of the Great Recession [of 2007-09] and what we used to have there.” Madden said Harbor Point and the South End neighborhood within which it stands have also been a positive in drawing businesses from New York City and other areas. “There are real opportunities for investors there,” he said. “We (recently) met with a company from Toronto that’s looking at a building

there, and we’re in ongoing talks with people and companies from New York City who want to get in on the ground floor.” Terry Matthews, owner of the Harbor Point Wine & Spirits at 130 Washington Blvd. — who lives within a block of her store — said she’d met numerous New York City transplants in the neighborhood. “They’re people who were used to living in a small space for twice the money than they have to pay up here,” she said. “And the train station is just a couple of blocks away. It’s a one-train ride away from New York City.” Having formerly lived in Greenwich, where she used to own the now-85-year-old Horseneck Wine and Spirits, Matthews said she’s also noticed “more and more people moving here from Greenwich and places like Bedford — they’re finding Harbor Point and moving in and loving it.” Matthews said that BLT has been careful to help establish “a community where there’s a camaraderie, everyone wants to meet people and do things together. They have created a phenomenal spot.” Todd Kosakowski, a fixture on the area’s restaurant scene who co-owns The Sign

of the Whale at 6 Harbor Point Road, agreed. “We couldn’t be happier with how things are going,” he said. “I’ve owned other restaurants in Stamford going back 14, 15 years, so I’ve been very aware of the gentrification of Stamford.” Prior to the Harbor Point development, he said, “Nobody would even think of going to the South End. But we watched what was happening, the evolution of it, and knew we wanted to be a part of it — that this was the future of Stamford.” Kosakowski said the 10,000-square-foot, two-story restaurant employs 120 people during the summer months — when its rooftop bar is a popular attraction — and “probably 40 to 45” the rest of the year. Sign of the Whale regularly draws customers “from as far away as 35 to 40 miles,” he said. “It’s a great environment that

almost feels like a vacation destination.” Free and ample parking helps, Kosakowski said. “BLT has followed through with the things they’ve said they would do,” he declared. “This is the direction the area needed to go in.” For all that, BLT’s Harbor Point efforts have not been entirely without controversy, including: • Labor union members have picketed various sites over the years over alleged violations and unfair practices. • Environmental group Soundkeeper sued the Stamford Zoning Board for what it charged was a violation of legally required compliances with environmental, coastal management and local zoning laws — a case that was dismissed in October by a state Superior Court judge. • The saga of longstanding Brewer’s Yacht Haven West, demolished in favor of

Hinckley Boat Yard, which opened in June. • Some residents’ repeated objections to what they see as out-of-control overdevelopment. The most recent of those complaints revolves around BLT’s plans for the former B&S Carting site on Woodland Avenue. The developer has amended what it wants to do to the property several times. The latest involves turning the one-time garbage transfer station into a complex of 540 housing units, including affordable housing. Opponents maintain in part that BLT is exceeding its remit and essentially overdeveloping downtown, to the point where it’s pricing out residents who have lived there for years. But BLT has been gathering letters to the Stamford Planning and Zoning boards from numerous Harbor Point businesses in favor of its pro-

posal, which requires amending Stamford’s master plan to allow for higher-density housing. “I have been a business owner in the South End for eight years now,” wrote Michael Gorman, owner of health and wellness treatment center Remedy Bodyworks at 36 Dyke Lane, “and have watched as new development has brought new life and vitality to the neighborhood.” A 435-unit apartment building on Pacific Street is expected to open in the spring, while construction on the new Charter Communications corporate headquarters — a 500,000-square-foot building at 406 Washington Blvd. — is scheduled to be completed in 2020. According to the U.S. Census Bureau, the South End’s population increased by about 1,550 people between 2009 and 2016 — a figure that is bound to continue growing. “It’s remarkable what we’ve developed here,” Ferrarone said. “There are a lot of younger people — young professionals, singles and couples — but an increasing number of downsizers and empty-nesters as well. It’s a very broad spectrum of demographics in terms of age and income.”

The Harbor Point Art Fair drew visitors to Stamford in July. Photo: Building & Land Technology. 1

Health care —

did not have health insurance coverage, could be interpreted as a tax. Once Congress set that tax at zero dollars, the Texas coalition claimed the rest of the law was no longer constitutional. Access Health CT (AHCT) announced an extension for the 2019 health insurance open enrollment period, from Dec. 15 to Jan. 15. Customers who signed up for health insurance plans through AHCT by the Dec. 15 deadline will have coverage that starts Jan. 1, while those who enroll by Jan. 15 will have coverage that begins Feb. 1. “We are committed to upholding the ACA and the support it provides to the residents of our state,” said AHCT CEO James Michel.

DECEMBER 24, 2018

“We will not let this news get in the way of fulfilling our mission to reduce the rate of the uninsured and help Connecticut residents get health insurance coverage for them and their families.” AHCT also extended its open enrollment deadline last year, though that was by just one week and was due to the exchange’s two carriers, Anthem and ConnectiCare, agreeing to continue offering plans on AHCT through 2018. “With this extension,” Michel said, “Access Health CT is encouraging customers who are currently covered by an insurance plan for 2019 to come and evaluate their options as they may find savings or lower premiums by choosing a different plan that better fits their needs and budget.” Michel noted that AHCT

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customers who were automatically enrolled in coverage for 2019 may find a plan that better fits their needs. If they want to make a change after Dec. 15, they can, with the new plan again having a start date of Feb. 1. Connecticut Democrats blasted the Texas ruling, with Gov. Dannel Malloy noting that should the decision stand, those with pre-existing conditions would once again be denied coverage when they get sick. “Republicans in Washington and Connecticut have spent years trying to do exactly what this ruling would impose,” Malloy tweeted. “It’s nothing short of despicable and Connecticut will fight in court to preserve the #ACA.” “This is a five-alarm fire,” said U.S. Sen. Chris Murphy. “Republicans just blew up

our health care system. The anti-health care zealots in the Republican Party are intentionally ripping health care away from the working poor, increasing costs on seniors and making insurance harder to afford for people with pre-existing conditions. “Don’t be fooled. This rests 100 percent on the shoulders of President Trump and Republicans in Congress who empower him. Trump took the extraordinary step of sending his lawyers to argue to end health coverage for 20 million people and he got his wish. Not a single Senate Republican challenged him and now they own this disaster as much as he does.” “I was surprised and disappointed” by the Texas ruling, Dr. John Murphy, president and CEO of the Western Connecticut Health

Network, told the Business Journal. “The inevitable result could be, if the ruling stands, an increase in the number of uninsured.” Murphy noted that the Congressional Budget Office earlier this year said that up to 4 million fewer people would sign up on the exchanges for 2019 as a result of the elimination of the individual mandate. Early estimates have held that less than 2 million people have taken that route, though that still represents a 17 percent decrease from 2018. A spokesperson for AHCT said that, while numbers through Dec. 15 had not been finalized, such a decrease was not obvious within the state. Attorneys general from 17 states defending the ACA in the Texas lawsuit, includ-

ing Connecticut Attorney General George Jepsen, said they are preparing to challenge the decision — something the White House acknowledged would likely occur. “We expect this ruling will be appealed to the Supreme Court,” the White House said in a statement. “Pending the appeal process, the law remains in place.” Murphy also said he believed the Texas ruling would be appealed. Should the ACA truly be eliminated as a whole, Murphy said, “The question becomes, what do you put in its place? Next month you’ll have a Democrat-controlled House and a Republicancontrolled Senate. I don’t really see a solution emerging from those two divergently opposed positions.”

ASK ANDI | Andi Gray

Keeping the owner’s priorities up-front We were stretched thin with the amount of work we had. I and my general manager had to pitch in to help. That took both of us away from other things we should be focusing on related to running the company. Got any suggestions? THOUGHTS OF THE DAY: Be clear about what are your top priorities as a business owner. Know the ebbs and flows of your business. Stop trying to overcommit. Give yourself a break on the guilt trip and get back to what you need to focus on. As an owner, you need to have a clear plan for how to run the business. Essential elements to that plan include growing sales with both existing and new clients, insuring the business operates profitably and building a strong team of employees and management who can run the company in your absence. Soft

skills that can help owners to succeed include a strong commitment to ethics and building trust with employees, vendors and customers. Listening skills are essential to better understand what those around you need. Always be on the lookout for great employees and great customers. Building processes will help with efficiency and accuracy. Empowering employees to act and ensuring they have the training they need to act responsibly takes the burden off the owner. Focusing on worklife balance for self and for those around you can boost

Andi Gray

energy, goodwill, a sense of well-being and commitment. Step back from the day to day to look at the trends of your business. Got a trade show season? That can make things pretty hectic as you get pulled away from the office to spend time on the road — it usually happens in the spring and fall. Busy periods when customers want presentations, place orders or increase demand

can feel like surprises, until you look at several years of data and find those magic months when things peak and when they fall off. Plan out increases in workload as you bring on new business and add that in to the demands for increased services that typically come from existing customers. Figure out ahead of time what that means in terms of additional equipment, employees, supplies, etc. Build schedules for hiring, training, bringing outside services online and purchasing equipment and supplies that allow you to minimize costs in advance of need but also insure that you have adequate resources lined up for when you need them. Once you figure out the ebbs and flows, use them to your advantage. Schedule development projects in slow months. Focus on work on hand in busy months. If

you can’t get a new project off the ground before a busy season starts, delay it until the next slow season. Factor in vacation schedules to your peak and valley workforce plan. If necessary, ask employees to take vacations in slow months, but be aware that such a request may be hard to fulfill for employees who have other family members’ schedules to consider. Be clear about boundaries. Stop pretending that you can pull rabbits out of your hat at the last minute. Know when to say “no” to customers, employees and vendors. Figure out the difference between setting a due date because you want it now and realistically knowing how long it will take to get something done. If you have lost focus, understand that’s normal. It’s what you do next that counts. Everyone has the same 24 hours in a day.

Use those 24 hours to your advantage by refocusing on your long-term priorities. Write out the action steps you need to take to accomplish those priorities and then get to work. BOOK RECOMMENDATION: “Disciplined Growth Strategies: Insights from the Growth Trajectories of Successful and Unsuccessful Companies,” by Peter Cohan. Andi Gray is president of Strate�y Leaders Inc., Strate�yLeaders.com, a business-consulting �irm that teaches companies how to double revenue and triple pro�its in repetitive growth cycles. Have a question for AskAndi? Wondering how Strate�y Leaders can help your business thrive? Call or email for a free consultation and diagnostics: 877-238-3535, AskAndi@ Strate�yLeaders.com. Check out our library of business advice articles: AskAndi.com.

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DECEMBER 24, 2018

CONTRIBUTING WRITER | By Bob Becker

Proﬁt from your wisdom

Documenting, sharing and preserving your leaders’ experience and knowledge enhances and accelerates performance

eaders accumulate a wealth of knowledge and experience in all manner of businesses and organizations. Consumed by the rigor of day-to-day responsibility, rarely is time available to pass forward that learned wisdom. It’s extremely valuable. It’s useful to your teams now and it shouldn’t be lost over time. Most organizations have prime communicators. With a little guidance they easily share their experience and insights about successfully navigating a career, enhancing and preserving client relationships, gender, diversity and inclusion perspectives. Once communicated, documented and utilized, this real-life information helps to accelerate people’s performance. It’s that powerful and in some cases it can

be transformational. There’s a very time-efficient process to capture that knowledge and to distribute it. I call it “legacy resources.” I define legacy resources as “documented and edited audio/visual storytelling/ messaging anecdotally told by the organization’s leaders that passes forward need-tohave knowledge.” Content can address a storyteller’s career choices, how he or she successfully negotiated challenges, navigated obstacles and engaged opportunities that enabled personal and professional growth. In other words, reallife personal insights and wisdom from current and recently retired leaders educates and motivates recent hires to up and coming managers and leaders. Creating these legacy resources has a tremendous impact on those

hungry to learn, grow and contribute. Creating an in-house PR campaign introduces and sustains interest and accessibility and is critical to a program’s success and longevity. A seasoned interviewer transforms an “interview” into a conversation and you’d be surprised at how valuable “teaching moments” surface and become preserved. Tips for creating legacy resources include: • Assess audiences and define messaging. • Select prime candidates (leaders) to best communicate and address topics. • Establish an identity, a brand, for creating, distributing and accessing content. • Identify venues/hosting platforms where resources will reside and be accessed.

In other words, real-life personal insights and wisdom from current and recently retired leaders educates and motivates recent hires to up and coming managers and leaders.

• Collaborate with a full-service audio/visual “legacy” company providing seasoned interviewers and an editorial-driven producer/ director. Or collaborate with a legacy producer to work with your in-house A/V department. • Consider audio transcriptions for collateral print use.

BUSINESS OBJECTIVES

In general, creating and making these legacy resources available contributes to enhanced recruiting, building the leadership pipeline, preserving client relationships and client retention and educating and strengthening diversity and inclusion. The audiences served include potential and new hires; upcoming managers and leaders; influencers; diversity and inclusion coun-

cils; and customers/clients. Deliverables can include: video topic-specific segments (short and long format); audio segments (all file formats); and transcriptions for digital/print formats. Hosting venues can include: employee intranet for accessing archive(s); internet/web for “recruiting” and “about us” pages and for social media outreach; closed circuit video programming; and audience/event-specific meeting openers. Bob Becker of Bob Becker Marketing & Communications in Bethel, is an author, speaker and memoir and legacy consultant serving Fortune 500, small- and mid-sized companies and nonpro�its. He can be reached at bobbecker@ bobbeckercommunications. com.

BEWARE Outside companies are soliciting BUSINESS JOURNAL readers for plaques and other reproductions of newspaper content without our consent. If you or your firm is interested in framing an article or award from our newspaper or obtaining a reprint of a particular story Please contact

Marcia Rudy of Westfair Communications directly at (914) 694-3600 x3021.

DECEMBER 24, 2018

FCBJ

OpenPension reveals Connecticut payouts worth over $300K BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

new online portal, OpenPension, has been launched by state Comptroller Kevin Lembo to provide the public with real-time access to state financial information. OpenPension will provide up-to-date compensation data for state retirees, including data about average pensions and how many retirees live in each state. Previously, online state pension data in Connecticut was updated only once annually. Lembo said that OpenPension will be updated each pay cycle and provide the most current data available. It will also allow more comprehensive search options to dig deeper into the data, as well as the ability to export all of the raw data

to aid in external analysis. The site is part of the “OpenConnecticut” website Lembo initiated several years ago to simplify and centralize access to information about state finances. The site has been expanded and improved several times over the years to deliver state spending and revenue data, checkbook-level state payment information, spending data on quasi-public agencies, state payroll data and now pension information. “OpenPension is an important addition to the OpenConnecticut portal that builds on my commitment to make Connecticut’s government the most open and transparent in the nation,” Lembo said. “As Connecticut faces persistent, immediate and long-term financial challenges, OpenConnecticut

will continue to expand and serve as a source for policymakers and the public so that we can have informed debates in finding solutions.” According to the site, there are 39,747 retirees who reside in Connecticut and received about $1.53 billion last year. Some $184 million of the $2.02 billion total that Connecticut paid to state employees went to roughly 4,800 retirees residing in Florida. The average pension was $38,212 per year. The site also provides a “top five” ranking of individuals’ pension payouts. Dr. Jack Blechner, a former professor at UConn Health Center and former chairman, Department of Obstetrics and Gynecology, topped that list at $322,674, followed by John Veiga, chairman of the manage-

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ment department at the UConn School of Business, who received $320,497. Senate Republican President Pro Tempore Len Fasano, R-North Haven, expressed his approval of the new tool. “I applaud the efforts of Comptroller Lembo to bring more transparency to state government,” Fasano said. “The public should have tools to explore and understand government spending. The new OpenPension database is a valuable resource to shine the light on state government so we can have an honest discussion about the issues and costs we face as a state.” “OpenConnecticut will never be complete,” Lembo said. “It will always remain a work in progress as we continue to find new ways to expand access to government data.”

DECEMBER 24, 2018

THE LIST: Fitness Clubs

FAIRFIELD COUNTY

Listed alphabetically.

Greta Wagner, executive director and executive vice president info@chelseapiersCT.com 2012

465,000

James Riemer, manager, Greenwich jriemer@theedgefitnessclubs.com Kyle Ferri, manager, Fairfield kferri@theedgefitnessclubs.com 1987

40,000 Fairfield N/A Greenwich

Kori Smith, general manager, Greenwich Bryan Kilts, general manager, Darien 1991

Fairfield Fitness for Women

Chelsea Piers Connecticut

✔

30,000 Darien N/A, Greenwich

✔

Juliet Harker, founder N/A 2017

N/A

✔

Fitness Works

Jo Rasmussen, owner fitnessworks93@yahoo.com 1993

N/A

✔

LA Fitness

Louis Welch, CEO of parent Fitness International LLC contact@fitnessintl.com 1984

45,000

✔

Toni DAmario, general manager, Greenwich N/A Karen Catuogno, general manager, Stamford N/A 1974

N/A

✔

Peak Physique Inc.

Dominic Novak, president fit@peak360greenwich.com 1992

5,000

✔

Prime Time Fitness

Patrick and Lauren Toth, owners primetimefitnessnf@gmail.com 2005

3,750

Solaris Racquet Club

John DeFilippo, director of tennis jrdtennis1@aol.com 1972

40,000

✔

Sportsplex

Felicia Gaglio, general manager pandrews@sportsplexbethel.com 1985

30,000

✔

Stamford Athletic Club

Jeff Kaminski, managing director jeffkaminski@sacnews.com 1993

35,000

✔

The Stamford Family YMCA

Shawn Patch, CEO shawn@stamfordymca.org 1868

50,000

✔

YMCA of Greenwich

Bob DeAngelo, CEO bdeangelo@gwymca.org 1916

N/A

✔

The Edge Fitness Clubs

1333 E. Putnam Ave., Greenwich 06870 500 Kings Highway Cutoff, Fairfield 06825 also in 12 other Connecticut locations 637-3906 • 255-2582• theedgefitnessclubs.com

Equinox

72 Heights Road, Darien 06820 16 Old Track Road, Greenwich 06830 655-2300 • 863-0070 • equinox.com

85 Mill Plain Road, Fairfield 06824 873-0723 • fairfieldfitnessforwomen.com

275 Post Road East, Westport 06880 216-0033 • fitnessworks93.weebly.com 52 Sixth St., Stamford 06904 • 353-8810 761 Main Ave., Norwalk 06851 • 842-0012 lafitness.com

New York Sports Clubs

6 Liberty Way, Greenwich 06830 • 869-1253 106 Commerce Road, Stamford 06902 • 323-6611 newyorksportsclubs.com

67 Holly Hill Lane, Greenwich 06830 625-9595 • peakphysique.biz 3 Dunham Road, New Fairfield 06812 312-0399 • primetimefitnessnf.com 23 Radio Place, Stamford 06906 359-0601 • solarisclubs.com

49 Brown House Road, Stamford 06902 358-0066 • sportsplex-ct.com 75 Third St., Stamford 06905 357-7555 • sacnews.com

10 Bell St., Stamford 06901 357-7000 • stamfordymca.org

50 E. Putnam Ave., Greenwich 06830 869-1630 • greenwichymca.org

This list is a sampling of fitness clubs located in the region. If you wish to include your club in our next list, please contact Peter Katz at pkatz@westfairinc. N/A = Not available.

DECEMBER 24, 2018

FCBJ

✔

massages

tanning beds

nutrition/weight-loss program ✔

✔

racquetball courts

swimming pool ✔

✔

tennis courts

personal trainers

locker rooms

café

✔

group/family

✔

1 Blachley Road, Stamford 06902 989-1000 • chelseapiersct.com

✔

parking

Amenities and programs offered

child care

Approximate square footage of gym

group exercise classes

Owner/Manager Email address Year facility established

corporate discounts

Name Address Area code: 203 unless otherwise noted Website

✔

Special Report

MARKETING AND FOOD & BEVERAGE YEAR-END REVIEW

Fairfield County Business Journal

WCBJ

NOVEMBER 12, 2018

FCBJ

DECEMBER 24, 2018

Special Report | Food and Beverage

Ryan Lee seeks to fast-forward a healthier diet with Rewind Superbar BY PHIL HALL phall@westfairinc.com

hen life hands you lemons, the old saying says, you should turn those sour fruits into sweet lemonade. For Ryan Lee, the turnaround response to life’s gift of lemons was something significantly different than a pitcher of lemon-

DECEMBER 24, 2018

FCBJ

ade: the Wilton-based entrepreneur created a vegan, gluten-free nutrition bar. “I was diagnosed with an autoimmune disorder a couple of years ago,” he said. “I used to be a fitness professional, and now all of a sudden I was 30 pounds overweight. I had four kids and I wanted to turn around my health. I figured that if I can get something easy in the morning, that would help me get momentum that would last through the day.”

But Lee’s quest for therapeutic dietary needs hit a snag. “I couldn’t find a good nutrition bar,” he continued. “Most of the protein bars have artificial sweeteners and the green bars taste like grass. And the fruit bars have too much sugar, no protein and not enough fiber.” Since Lee could not locate the nutrition bar that he desired, he opted to create his own. “We took the best of the best and put it all in one bar,” he stated. “Instead of just a fruit bar or

just a protein bar, it’s everything. We’re calling it a super bar.” Or, more precisely, the Rewind Superbar, which features 7 grams of fiber, 7 grams of protein and 140 calories. After about nine months of experimenting with ingredients, Lee hit upon a 15-item recipe that featured a mix of greens, superfoods and natural protein sources. Lee laughed in recalling the many errors of his trial-and-error phase of product testing. “One version tasted really good, but it had too much sugar,” he said. “One version wasn’t good enough and needed more protein. One was too crunch. One was too chewy. We didn’t want anything that causes inflammation, so it’s vegan and gluten-free. And there’s no dairy added, no soy, non-GMO.” However, the Rewind Superbar is not ideal for people with nut allergies: it includes almond butter and cashew butter. Lee initially considered relying solely on pea protein for the product’s protein source, but the stand-alone taste of this source was unsatisfying, hence the nutty additions to the mix. As for the Rewind name, Lee pleaded nostalgia. “I’m a child of the ‘80s and I am now back to the same weight and pants size that I was in high school,” he said. “Rewind has the double meaning: rewinding the years and rewinding the cassette tapes that we used to listen to back then.” The Rewind Superbar was officially launched in the spring, with the product being manufactured at a plant in the Midwest — Lee declined to identify the location, citing proprietary protective considerations — in monthly runs of 50,000 bars. He said that he is shipping “a few thousand a week” from his Wilton office, with marketing and sales being handled entirely online. Lee estimated that 90 percent of his requests come from the U.S., but he is also receiving a number of British requests that he is unable to process at this time. “It is to ship the bars overseas to the U.K.,” he said. “We have a lot of customers who want the bars in the U.K., but that will be down the road.” One unpleasant aspect of the product’s launch for Lee has been some harsh comments left on social media about the product. “There are so many negative people,” Lee lamented. “People say things like, ‘Why do you have strawberries? I’m allergic to strawberries’ or ‘It’s not keto’ or ‘It has too many carbs’ or ‘It looks awful.’ I reply to every single comment, and we usually win them over eventually.” Looking to 2019, Lee is planning to expand into additional products under the Rewind brand, including a supplement combining 27 vegetables and fruits plus a powder mix featuring collagen and turmeric that can be added into coffees, smoothies and drinks. Within his community, he is exploring having school groups use the Rewind Superbars as a fund-raising product for teams and events. But Lee insisted that he does not have any revenue goals for Rewind. “I’m just having fun with it,” he said. “I don’t have any big plans — I’m just enjoying every day.”

Special Report | By Michael Guberti

How to grow your business with Facebook groups

client of mine recently asked: “Hi Michael, we have cultivated a Facebook group. It’s a lot of time, we do a weekly Facebook Live and we’re not sure if it’s worth it. Do you have a way to gauge the traffic, or can we make it something that’s going to drive students to our school? Or are ads and other things better?” This client wants to increase registrations for her online school. Let’s discuss the amount of time necessary to build an engaged community and how to grow your business with Facebook groups.

ARE FACEBOOK GROUPS WORTH THE EFFORT?

According to Forbes, “Mark Zuckerberg has said he’d like to see 1 billion users in meaningful Groups within five years.” When discussing what groups are, Facebook says “these are groups that quickly become the most important part of someone’s experience on Facebook. Today we’re setting a goal to help 1 billion people join meaningful communities like these.” They set that goal on June 22, 2017. Social Media Today reports that “research from Facebook shows that groups are seeing a lot more engagement than pages. This is because Facebook groups enable members to start conversations more seamlessly than a Facebook page does, while it’s also part of the broader shift away from public

sharing to discussions in more enclosed, private space.”

HOW TO SAVE TIME MANAGING FACEBOOK GROUPS

Often, Facebook groups require that you perform the following tasks regarding time spent per week: • Adding and announcing new members (20 minutes). • Responding to comments and questions (30 minutes). • Preparing for your weekly live video (30 minutes). • Performing your weekly live video (30 minutes). You can have another moderator add and announce new members to the group. Copy and paste a template of what you’d like the moderator to say whenever you have new members join your group and inform that person to check for new members at a specific day and time once per week. Regarding responding to comments and questions, often your group members respond to other members’ questions and comments. If someone does not receive a response from other members, you can have your moderator respond to that person saying: “Great question [insert the person’s first name], we’re going to cover that on our weekly Facebook Live presentation this [day and time of live video]. Hope to see you there!”

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The moderator can send you those questions so you can address them during the live video. All you have to do is prepare for and perform the Facebook Live video in your group.

HOW YOU CAN PROMOTE YOUR PRODUCTS AND SERVICES WITH FACEBOOK GROUPS

You can see the traffic sources of your website in Google Analytics. Check to see how many people are coming from Facebook and compare it to other channels. To promote your products and services in your group, mention them during your weekly Facebook Live presentations.

HOW YOU CAN ENGAGE YOUR MEMBERS

You can perform group-only giveaways where you ask members to invite three friends to your group, ‘Like’ a post in the Facebook group and leave a comment explaining their favorite part about your group or takeaways from your Facebook Live video. Those positive comments can become testimonials for your group that you can use in marketing messages to demonstrate the value of your supportive community. Additionally, you can give away a copy of your book, access to an online training course that you’ve already created or a product you’re looking to move out of inventory. Next, you can create a poll in your group, which can serve as a survey to identify the topics that your members are

interested in and ideas to build future offerings around. You can get excellent market research from this tactic.

WHERE FACEBOOK GROUPS FIT INTO YOUR DIGITAL MARKETING STRATEGY

Facebook ads, groups, pages, emails, Messenger broadcasts and other forms of communication all work together. You can get email subscribers from an ad campaign, warm them up with a Facebook group and market to them via email. Facebook, Instagram and Messenger ads are targeted, scalable, measurable ways to grow your subscribers. Facebook groups are an engaging way to build a community of individuals around a shared interest.

BRINGING IT ALL TOGETHER

In most cases, Facebook groups can help you reach more people organically than Facebook pages. Build a community of individuals interested in hearing from you through this medium. You can remarket to them with Facebook ads since you know they use the platform and gather positive comments as testimonials for your brand. Go use Facebook groups to grow your business. Michael Guberti is the founder of Michael Guberti’s Digital Marketing Services, a full-service digital marketing agency. He can be reached at michael@michaelguberti.com.

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FCBJ

DECEMBER 24, 2018

HONORING LEADERSHIP IN OUTSTANDING ORGANIZATIONS

AWARD PRESENTATION January 31 • 5:30 - 7:30 p.m. • Italian Center, Stamford REGISTER AT westfaironline.com/events For event information, contact: Tracey Vitale at tvitale@westfairinc.com. For sponsorship inquiries, contact: Marcia Pflug at mpflug@wfpromote.com or 203-733-4545.

BRONZE SPONSORS: PRESENTED BY:

DECEMBER 24, 2018

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SUPPORTERS:

Facts & Figures BUILDING PERMITS COMMERCIAL Family & Children’s Aid Inc., contractor for the Church of Christ. Remove the wall in an existing commercial space to combine two small rooms at 71 West St., Danbury. Estimated cost: $2,500. Filed Nov. 15. Hahn Empire Holdings LLC, Wilton, contractor for self. Perform an alteration in an existing commercial space at 228 Danbury Road, Wilton. Estimated cost: $1,000. Filed Nov. 2. Marenna Amusements, Orange, contractor for Samuel Bridge. Add amusement rides to the property of an existing commercial space for a special event at 437 North St., Greenwich. Estimated cost: $1,000. Filed November 2018. Pavarini Northeast Construction Company LLC, Stamford, contractor for Tishman Speyer Properties LLC. Demolish the office space in an existing commercial space at 1 American Lane, Greenwich. Estimated cost: $75,000. Filed November 2018.

Treco Corp., Bridgeport, contractor for self. Improve the sidewalk at an existing commercial space at 6 Lake Avenue Extension, Danbury. Estimated cost: $75,000. Filed Nov. 20.

RESIDENTIAL Combs, Annette B., Greenwich, contractor for self. Reconstruct a shed on the property of an existing single-family residence at 54 Byram Terrace Drive, Greenwich. Estimated cost: $30,000. Filed November 2018. Cordero, Santos, Stratford, contractor for Stephanie Cordero. Remodel the interior of an existing single-family residence at 239 Jackson Ave., Stratford. Estimated cost: $30,000. Filed Oct. 31. CT Basements, contractor for Rebecca Lounden. Renovate the crawl space in an existing single-family residence at 8 Heather Lane, Darien. Estimated cost: $3,000. Filed Nov. 21. Connecticut Valley Homes, contractor for Fengdong Du. Pour the foundation for a new two- and onehalf story single-family residence at 3 Robinson St., Darien. Estimated cost: $50,000. Filed Nov. 20.

Rocky’s Home Improvements LLC, contractor for Great Plain LLC. Strip and reroof an existing commercial space at 2 Great Plain Road, Danbury. Estimated cost: $8,500. Filed Nov. 13.

Curtin, Richard, Greenwich, contractor for self. Finish part of the attic in an existing single-family residence at 16 Limerick Place, Greenwich. Estimated cost: $40,000. Filed November 2018.

Toll Connecticut Ltd. Partnership, Newtown, contractor for self. Renovate two outdoor tennis courts on an existing commercial space at Reserve Road, Danbury. Estimated cost: $120,000. Filed Nov. 14.

Damma Ridgefield Associates LLC, New York, New York, contractor for self. Demolish the wall and remodel the interior space in an existing single-family residence at 38C Grove St., Ridgefield. Estimated cost: $14,780. Filed Nov. 7.

Town of Greenwich Parks and Recreation, Greenwich, contractor for self. Add temporary tents to the property of an existing commercial space for a special event at 90 Harding Road, Greenwich. Estimated cost: $1,000. Filed November 2018.

Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: Larry Miles c/o Westfair Communications Inc. 701 Westchester Avenue, Suite 100J White Plains, N.Y. 10604 Phone: 694-3600 • Fax: 694-3699

Darek, Franek, Stamford, contractor for 99 South Water St. Replace the roof on an existing single-family residence at 99 S. Water St., Greenwich. Estimated cost: $10,950. Filed November 2018. David J. Kohn and Suzanne J. Kohn, Wilton, contractor for self. Perform minor renovations on a building at 69 Cherry Lane, Wilton. Estimated cost: $1,000. Filed Nov. 7. Dawes, James, contractor for DPK LLC. Remodel the interior of an existing single-family residence at 96 Glenwood Ave., Stratford. Estimated cost: $12,800. Filed Oct. 31. DePalma, Richard M., contractor for Pamela A. Banks. Renovate the master bedroom, closet and bathroom in an existing single-family residence at 46 Nutmeg Ridge, Ridgefield. Estimated cost: $43,000. Filed Oct. 30.

ON THE RECORD

Design Builders & Remodeling Inc., Ridgefield, contractor for David Curtis. Relocate the laundry room to the second floor of an existing single-family residence and install a new first-floor powder room at 134 Barry Ave., Ridgefield. Estimated cost: $50,000. Filed Nov. 14.

Groppa, Vincent, Chappaqua, New York, contractor for Holden W. Blakely. Construct an in-ground swimming pool on the property of an existing single-family residence at 30 Meadowcroft Lane, Greenwich. Estimated cost: $150,000. Filed November 2018.

Devon Construction Company LLC, Wilton, contractor for Debra A. Fennessey. Perform minor renovations on a building at 226 Nod Hill Road, Wilton. Estimated cost: $60,000. Filed Oct. 31.

H&J Roofing, contractor for Eric Camint and Monica Camint. Strip and reroof an existing single-family residence at 90 Leroy Ave., Darien. Estimated cost: $12,000. Filed Nov. 21.

Dilshad, Kahn, Wilton, contractor for self. Alter the interior and exterior of an existing single-family residence at 86 Blue Ridge Road, Wilton. Estimated cost: $20,000. Filed Nov. 6.

Harned, Eliza and Christopher Harned, Greenwich, contractor for self. Construct an in-ground swimming pool on the property of an existing single-family residence at 41 Leeward Lane, Greenwich. Estimated cost: $130,000. Filed November 2018.

Durant’s LLC, Wappingers Falls, New York, contractor for FGI Wilton LLC. Add temporary tents to the property of an existing single-family residence for a special event at 131 Danbury Road, Wilton. Estimated cost: $3,000. Filed Nov. 13. Eddie’s Contractor LLC, Bethel, contractor for Rita Scaglione. Remove the sunroom on an existing single-family residence and enclose the previous sunroom at 46 Circle Drive, Greenwich. Estimated cost: $25,000. Filed November 2018. FBS Holdings LLC, Fairfield, contractor for self. Add a prefab shed to the property of an existing single-family residence at 2082 Stratfield Road, Fairfield. Estimated cost: $8,800. Filed Nov. 1. Flying Colors Roofing, Brookfield, contractor for Tanu Girdhar and Balraj Suneja. Perform minor renovations on a building at 38 Glen Hill Road, Wilton. Estimated cost: $12,000. Filed Oct. 23. Fox Hill Builders, contractor for David Yowaun and Cynthia Yowaun. Remodel the interior of an existing single-family residence at 10 Saddle Ridge Road, Darien. Estimated cost: $75,000. Filed Nov. 19. Gardel Home Improvement, Westport, contractor for Nicholas Parrotta. Alter the interior and exterior of an existing single-family residence at 332 New Canaan Road, Wilton. Estimated cost: $80,000. Filed Oct. 31. Giglio, Joseph, contractor for Elisabeth T. Schneider. Strip and reroof an existing single-family residence at 108 Tide Mill Terrace, Fairfield. Estimated cost: $40,000. Filed Oct. 30.

Hennessey, David, Bridgeport, contractor for Scott Candee. Add sheetrock and walls to an existing single-family residence at 3257 Fairfield Ave., Bridgeport. Estimated cost: $10,000. Filed Oct. 26. Hicks Construction LLC, Ridgefield, contractor for John F. Wilson Jr. Add a roof over the deck of an existing single-family residence at 218 Minute Man Road, Ridgefield. Estimated cost: $8,000. Filed Oct. 31.

Kerigan’s Roofing Inc., contractor for Melissa Masch. Strip and reroof an existing single-family residence at 746 Valley Road, Fairfield. Estimated cost: $9,780. Filed Oct. 30. Landmark Exteriors Inc., Greenwich, contractor for Tyler C. Newton. Replace the wood roof on an existing single-family residence at 11 Stillman Lane, Greenwich. Estimated cost: $85,000. Filed November 2018. Lob, Roger, Greenwich, contractor for self. Renovate the patio and wood framed deck on an existing single-family residence at 233 Milbank Ave., Unit 4, Greenwich. Estimated cost: $40,000. Filed November 2018. Maloney, Steve, contractor for REI Property Management. Replace the deck on an existing single-family residence at 8 Parker St., Danbury. Estimated cost: $16,850. Filed Nov. 14. Mariani & Company Contract, Armonk, New York, contractor for MM Deer Lane LLC. Construct a pool house with a covered porch and half bathroom at 6 Deer Lane, Greenwich. Estimated cost: $30,000. Filed November 2018.

The Home Depot USA Inc., Atlanta, Georgia, contractor for King William. Replace the windows on an existing single-family residence at 110 Havemeyer Place, Greenwich. Estimated cost: $10,533. Filed November 2018.

Mariani & Company Contract, Armonk, New York, contractor for MM Deer Lane LLC. Construct a new single-family dwelling with a finished basement, attached threecar garage, covered porch and elevator at 6 Deer Lane, Greenwich. Estimated cost: $1.3 million. Filed November 2018.

Hulse, Jennifer, Wilton, contractor for self. Alter the interior and exterior of an existing single-family residence at 25 Pine Ridge Road, Wilton. Estimated cost: $12,700. Filed Nov. 13.

McCarthy, Michael, Waterbury, contractor for Bridgeport R. C. Diocesan. Overlay the roof on an existing single-family residence at 399 North St., Greenwich. Estimated cost: $82,300. Filed November 2018.

Jay, Kimba, contractor for Realty Income Corp. Add temporary tents to the property of an existing single-family residence for a special event at 114 Federal Road, Danbury. Estimated cost: $5,000. Filed Nov. 13.

McKinney, Scott, contractor for Patricia Small. Strip and reroof an existing single-family residence at 631 Columbus Ave., Stratford. Estimated cost: $14,578. Filed Oct. 26.

John Paul Development LLC, contractor for self. Finish the attic, basement and windows on an existing single-family residence at 480 Old Post Road, Fairfield. Estimated cost: $40,000. Filed Oct. 29. Kelly, Janice Gates, Greenwich, contractor for self. Renovate the existing kitchen and bathrooms in an existing single-family residence at 570 Lake Ave., Greenwich. Estimated cost: $50,000. Filed November 2018.

McLevy Builders Inc., contractor for Jeffrey Agne and Jennifer Agne. Remove an attached two-car garage on the property of an existing single-family residence at 381 Rowland Road, Fairfield. Estimated cost: $2,500. Filed Oct. 30. Meehan, Tim, Stratford, contractor for Y. Wiegenfeld. Construct an in-ground swimming pool on the property of an existing single-family residence at 45 Husted Lane, Greenwich. Estimated cost: $80,000. Filed November 2018.

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Mello, Colby and Kaitlyn Colby, Fairfield, contractor for self. Add a shed dormer to an existing single-family residence at 98 Alvin St., Fairfield. Estimated cost: $30,000. Filed Oct. 30. Midland Contracting Group LLC, contractor for Christopher R. Swann. Remodel the kitchen in an existing single-family residence at 126 Oldfield Road, Fairfield. Estimated cost: $18,900. Filed Oct. 29. Miller, Lisa, Darien, contractor for self. Repair flood damage to a single-family residence at 27 Crimmins Road, Darien. Estimated cost: $30,000. Filed Nov. 21. Mirkov, John, Stamford, contractor for Jose C. Gonzalez. Construct an in-ground swimming pool on the property of an existing single-family residence at 38 Meadowbank Road, Greenwich. Estimated cost: $60,000. Filed November 2018. MLC Associates LLC, Ridgefield, contractor for Jarold Justice. Remodel the kitchen in an existing single-family residence and remove the wall between the kitchen and dining room at 297 Oscaleta Road, Ridgefield. Estimated cost: $12,528. Filed Nov. 13. Murphy, Jeanine Noelle, Ridgefield, contractor for self. Remove the chimney separating the kitchen from the den and open it up into one large room at 304 Main St., Ridgefield. Estimated cost: $20,000. Filed Nov. 1. Murphy, Jennifer E., Stamford, contractor for self. Construct an in-ground swimming pool on the property of an existing single-family residence at 108 Hendrie Ave., Greenwich. Estimated cost: $41,000. Filed November 2018. Nareddy, Shashidhar, Wilton, contractor for self. Alter the interior and exterior of an existing single-family residence at 17 Butternut Place, Wilton. Estimated cost: $70,000. Filed Oct. 30. Ndxteriors LLC, Norwalk, contractor for Alan F. Ryan and Cynthia C. Ryan. Strip and reroof an existing single-family residence at 55 Wilton Ave., Norwalk. Estimated cost: $19,887. Filed Oct. 25. Ndxteriors LLC, Norwalk, contractor for Daley Bancroft and Yvonne Bancroft. Strip and reroof an existing single-family residence at 71 Meadow St., Norwalk. Estimated cost: $5,234. Filed Oct. 25.

DECEMBER 24, 2018

Good Things Happening WESTERN CONNECTICUT HOME CARE, TOP 500 OF ABILITY HOMECARE ELITE Western Connecticut Home Care (WCHC) announced that it has been named to the Top 500 of the 2018 HomeCare Elite, an exclusive recognition of the top-performing home health agencies in the U.S. For 13 years, HomeCare Elite has annually identified the top 25 percent of agencies and highlighted the top 100 and top 500 agencies overall for providing excellent service in the home care setting. This is the fourth year WCHC has been recognized by ABILITY Homecare. The ranking is developed by ABILITY Network, an information technology company helping providers and payers simplify the administrative and clinical complexities of health care. It is sponsored by DecisionHealth, publisher of “Home Health Line” and the “Complete Home Health ICD-10-CM Diagnosis Coding Manual.” “I would like to congratulate the team at Western Connecticut Health Network and thank them for their commitment to providing consistently high-quality care,” said Christine Lang, senior director for ABILITY Network. “During a time of increasing demands on home health professionals’ time and attention, these caregivers and leaders have demonstrated that they have prioritized their patients and created a solid foundation for serving their communities and partnering with other health care providers.” “We appreciate this important validation of our work. The team at WCHC is devoted to caring for their patients in the most proactive way possible. This focus keeps our patients highly satisfied and living the most healthy and independent life avoiding the need for nursing facilities and hospitalization,” said Sharon Adams, chief operating officer and chief nursing executive. “Congratulations to the WCHC from all of the staff at DecisionHealth,” said Marci Geipe, DecisionHealth product manager. “Your leadership and staff have placed a premium on the patient care your agency provides, as showcased by your quality outcome scores … .” HomeCare Elite agencies are determined by an analysis of performance measures in quality outcomes, best practices implementation, patient experience (HHCAHPS), quality improvement and consistency and financial health. Western Connecticut Health Network serves residents of western Connecticut and adjacent New York with an integrated network of more than 1,300 employed and community physicians and specialists.

DECEMBER 24, 2018

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CHARITABLE CONTRIBUTIONS TO CREATE FINANCIAL INDEPENDENCE

Ari Perkins, MD.

PERKINS NAMED MEDICAL DIRECTOR FOR AMERICARES NORWALK CLINIC Amie Giordano has found success in her job at Tier ONE Machining in Newtown thanks to the training she received through Ability Beyond’s Career Development program.

Throughout its 60-year history, Ability Beyond has accumulated countless success stories of people it helped through its skills-training and job-placement programs. This nonprofit organization was founded by a group of parents who simply wanted a better life for their children with disabilities and, as a result, has pioneered ways to help thousands of people with physical and mental disabilities to discover their abilities and lead happy, fulfilling lives. “We are truly at the forefront in developing innovative programs and best practices that are being recognized and adopted on a national level,” said Jane Davis, president and CEO of Ability Beyond. “But

as state and federal funding dwindles, we rely on charitable gifts more now than ever before to continue our crucial mission.” Davis notes that financial donations are direct investments in the lives of more than 3,000 people served each year by Ability Beyond throughout Connecticut and New York. Funds help to underwrite transition and career development services, work readiness and employment placement and support services that ultimately help individuals with disabilities earn money to support themselves. Davis shared examples of the huge impact that even a small donation can make: $25 can help provide transportation

until the first paycheck is earned; $50 can help provide benefits-specialist support to lead people out of poverty; $100 can help provide resume building and interview preparation tools; $250 can help provide assistive technology needed to perform a job; and $1,000 can help to provide a week of one-on-one job training with an employment specialist. Ability Beyond is a 501{c} (3) organization headquartered in Bethel and Chappaqua, New York. It provides a wide range of services for more than 3,000 people with a disability that inhibits their activities of daily living.

NUTMEG EXPANDS SERVICES TO ROCKY HILL HIGH SCHOOL

From left: Rocky Hill schools administrators Chuck Zettergren, assistant superintendent; Dr. Mark Zito, superintendent; Mike Petti, vice chairman; John Holt, president and CEO of Nutmeg State Financial Credit Union; and Rocky Hill High School students Ben Lukens, Alisha Chhabra, Michael Patano and Muhammed Bilal; and from Rocky Hill High School Cynthia Latina, business education teacher; Timothy Bifolck, business education teacher; and Mario Almeida, principal. Photo courtesy Nutmeg State Financial Credit Union.

Nutmeg State Financial Credit Union celebrated the grand opening of its Rocky Hill High School (RHHS) branch location at a recent ribbon-cutting ceremony with Nutmeg President and CEO John Holt, RHHS Principal Mario Almeida and members of the Rocky Hill Board of Education. Located at 50 Chapin Ave., the student-run branch is a unique step forward for the credit union and will focus on preparing younger generations for the

future. The branch will feature a self-service kiosk to be used by students and faculty for transactions such as account transfers, loan payments, check and cash deposits or withdrawals and more. In addition to providing important financial management information, Nutmeg hopes the new branch will also serve as a starting point for college-bound students interested in the banking world. “We’ve worked with many schools across the state over the years, but this is

the first branch we’ve actually placed in a school,” said Holt following the ceremony. “We’re here to help students better understand banking and prepare them for smart decision-making in the future.” Chartered in 1936 and headquartered in Rocky Hill, Nutmeg State Financial Credit Union is open to anyone who lives, works, worships, attends school or volunteers in Hartford, New Haven, Middlesex or Tolland counties as well as Shelton, Stratford and Bridgeport.

Ari Perkins, M.D. has been named medical director of the Bob Macauley Americares Free Clinic of Norwalk. In his new role he will provide guidance on clinic policies and procedures, support volunteer recruitment and serve as an advocate within the community. “Dr. Perkins has served as one of our most dedicated volunteer physicians since 2015,” said Americares Free Clinic Executive Director Karen Gottlieb. “We are thrilled for him to take on a leadership role and continue to provide quality health care for the uninsured in Norwalk.” A Larchmont, New York, resident, Perkins currently works as an attending emergency physician at the Norwalk Hospital Department of Emergency Medicine. He earned a bachelor’s degree from the University of Connecticut, graduated from Upstate Medical Center at the Syracuse School of Medicine, completed his residency at the University of Maryland Shock Trauma Center and holds an MBA from George Washington University. He is a member of Americares Leadership Council and was the top fund-raiser for Americares at the 2018 TCS New York City Marathon. “Working as a volunteer physician has given me the opportunity to see firsthand the vital work that Americares does for its patient population. It’s been a very gratifying experience and I am looking forward to continuing this important work as medical director,” said Perkins. The Bob Macauley Americares Free Clinic provides quality primary care services to more than 700 low-income, uninsured patients every year. Patients receive comprehensive health services including lab work and diagnostic testing at no cost. Americares operates the largest free clinic network in the state, serving 3,000 low-income, uninsured Fairfield County residents. In addition to Norwalk, Americares has clinics in Danbury, Bridgeport and Stamford.

STAMFORD RESIDENCE INN BY MARRIOTT

Robert M. Brown III

VISITING ASSISTANT PROFESSOR OF SOCIOLOGY APPOINTED AT QUINNIPIAC UNIVERSITY

Robert M. Brown III of Danbury has been appointed visiting assistant professor of sociology in the College of Arts and Sciences at Quinnipiac University in Hamden where he teaches classes in sociology, illness and disability and the sociology of mental illness. “As a visiting professor, I am enjoying my time at Quinnipiac and my interaction with students, faculty and staff,” Brown said. “This is a wonderful environment in which to learn and to empower students with the ability to think critically. These efforts, I believe, can significantly increase students’ capacity to take full advantage of career and life opportunities and to address the challenges of the day.” Brown is a medical sociologist who examines issues in health, healing and illness from a behavioral, cultural and social context. He is also part of a Quinnipiac research team that is investigating the impact of education, employment, income, affordable housing and health disparities on the quality of living for residents who reside in the urban centers of Connecticut. He earned both a bachelor’s and a master’s degree in sociology as well as a Ph.D. in medical sociology from Howard University. Before joining Quinnipiac, he was an educator and researcher at Iona College and a consultant at a research firm in the mid-Atlantic region. Quinnipiac is a private, coeducational, nonsectarian institution located 90 minutes north of New York City and two hours from Boston. The university enrolls 7,000 fulltime undergraduate and 3,000 graduate and part-time students in 110 degree programs through its various schools.

Information for these features has been submitted by the subjects or their delegates.

A BENCHMARK CARE DIRECTOR AWARDED From left: President of Stamford Downtown Special Services Sandy Goldstein; Urgo Hotels & Resorts Principal and Managing Partner Kevin M. Urgo; UC Funds Founder and CEO Daniel Palmier; Residence Inn by Marriott Stamford Downtown Area General Manager Todd Lindvall; Urgo Hotels & Resorts Vice President of Quality Assurance and Construction Bob Spence; and Stamford Mayor David Martin. Photo courtesy Residence Inn by Marriott Stamford Downtown.

Residence Inn by Marriott Stamford Downtown is the first extended-stay hotel in Stamford, a city which is home to some of the world’s largest corporations and just 30 miles from downtown New York City. Catering to business and leisure travelers alike, the Residence Inn features 156 spacious apartment-style suites with fully equipped kitchens; almost 2,000 square feet of indoor meeting and event space complemented by a 1,000-square-foot terrace; a stylish tequila and tapas bar, One Club and a 2,000-squarefoot fitness center, plus pool access at the

connecting Courtyard by Marriott Stamford Downtown. The hotel’s owners and operators were joined by city officials for a ceremonial ribbon-cutting on Dec. 6. Urgo Hotels & Resorts, a hotel company based in Bethesda, Maryland, develops, owns and/or operates — including now Residence Inn by Marriott Stamford Downtown — 31 distinctive and unique hotels and resorts with an aggregate of more than 4,300 rooms in major markets and resorts in Canada, the Caribbean and the U.S. The company develops, builds and operates for

its own accounts, and provides third-party management and asset management services. Operating with Urgo Hotels & Resorts is UC Funds, which was founded in 2010 by Dan Palmier. It is a vertically integrated specialty finance firm that originates, structures, underwrites and asset manages commercial real estate investments. Headquartered in Boston, the UC Funds team is composed of highly skilled and seasoned professionals who have closed billions of dollars in real estate over the past two decades.

UNION SAVINGS BANK FOUNDATION GIVES MORE THAN $200,000 TO NONPROFITS

Mary Lou Fahy, RN, Benchmark senior regional resident care director, recently accepted the Connecticut Assisted Living Association (CALA) 2018 Distinguished Service Award, an honor presented to an individual whose “dedicated leadership, outstanding service and personal commitment over a period of years have furthered the goals of CALA and enhanced the quality of life” of residents. Fahy oversees the care at many of Benchmark’s Fairfield County assisted living and memory care communities, including Benchmark Senior Living at Split Rock in Shelton, Middlebrook Farms at Trumbull in Trumbull, Ridgefield Crossings in Ridgefield and The Village at Brookfield Common in Brookfield. She started her career at Benchmark in 2011 and was promoted to senior regional resident care director in 2015. She has served on the CALA Board of Directors since 2015 and has more than 30 years of health care experience.

CONNECT WITH westfair communications 2018 grant recipients gather for a photo during the annual USB Foundation Reception that took place on Nov. 6.

As part of Union Savings Bank’s (USB) commitment to making meaningful and positive contributions to individuals, families, businesses and the communities it serves, the USB Foundation recently distributed nearly $203,000 to 18 nonprofit organizations. The range of recipients includes community partners that provide health care to low-income families, offer job-training op-

portunities and support educational programs, a cause that Union Savings Bank is especially passionate about. “As Connecticut’s local bank, we are proud to support the charities and organizations that work to make our community so great,” said Union Savings Bank President and CEO Cynthia C. Merkle. The Union Savings Bank Foundation Grant Program was established in 1998 to

provide steady contributions to nonprofit organizations in the local area. The program is just one part of the bank’s comprehensive efforts to give back to the community it serves. Through the bank and its foundation more than $6 million has been awarded to community organizations for the last seven years. Union Savings Bank is headquartered in Danbury.

westfaironline.com wagmag.com

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DECEMBER 24, 2018

Facts & Figures O&C Roofing, contractor for Roberta A. Waghorne and Mary Waghorne. Strip and reroof an existing single-family residence at 581 Riverside Drive, Fairfield. Estimated cost: $15,450. Filed Nov. 1. Oestermann, Henry W., Norwalk, contractor for self. Construct a one-car garage attached to an existing single-family residence at 4 Leatherwood Road, Norwalk. Estimated cost: $15,000. Filed Oct. 26. Onofrio’s Total Construction, Branford, contractor for ASST Holdings LLC. Remove and replace the stairs on an existing single-family residence at 172-174 Orland St., Bridgeport. Estimated cost: $14,000. Filed Oct. 25. Papini, Carol Ann, Fairfield, contractor for self. Remove the deck attached to an existing single-family residence and build a one-story attached garage at 1638 N. Benson Road, Fairfield. Estimated cost: $36,000. Filed Nov. 2. Philip Morris Construction Inc., contractor for David K. Storrs and Landon T. Storrs. Remove the indoor pool and install a flooring system to create a living space at 65 S. Gate Lane, Fairfield. Estimated cost: $33,000. Filed Oct. 30. Polanco, Israel, Stratford, contractor for Clyde B. Phillips. Alter the interior and exterior of an existing single-family residence at 148 Old Highway, Wilton. Estimated cost: $710,000. Filed Oct. 31. Pompei Construction LLC, contractor for Edward W. Steiner and Carol J. Steiner. Perform minor renovations on a building at 261 Rivergate Drive, Wilton. Estimated cost: $55,000. Filed Nov. 6. Posigen Connecticut, Bridgeport, contractor for Sharon Daley. Add solar panels to the roof of an existing single-family residence at 1237 Lindley St., Bridgeport. Estimated cost: $350. Filed Oct. 26. Potter, Adam, Greenwich, contractor for self. Remodel a section of an existing single-family residence at 57 Willowmere Circle, Greenwich. Estimated cost: $10,000. Filed November 2018. Pratley, Peter, contractor for Knittl Suzette. Alter the bathroom in an existing single-family residence at 155 Field Point Road, Unit 2S, Greenwich. Estimated cost: $10,000. Filed November 2018. Purepoint Energy LLC, contractor for Dane Unger. Add solar panels to the roof of an existing single-family residence at 90 Canterbury Lane, Ridgefield. Estimated cost: $86,630. Filed Nov. 15.

DECEMBER 24, 2018

R. W. Haggerty Pools, Norwalk, contractor for Russell Martina. Construct an in-ground swimming pool on the property of an existing single-family residence at 570 North St., Greenwich. Estimated cost: $65,000. Filed November 2018.

Southern New England Window, Stratford, contractor for Stephen Sullivan. Replace the windows of an existing single-family residence at 328 Wakelee Ave., Stratford. Estimated cost: $16,237. Filed Oct. 23.

Tymniak, Timothy, Fairfield, contractor for self. Rebuild a wall between the kitchen and dining room in an existing single-family residence at 78 Welch Terrace, Fairfield. Estimated cost: $10,000. Filed Oct. 30.

RAM Building Group LLC, contractor for RWTR 1 Eliot LLC. Renovate the first floor of an existing commercial space and remodel an office at 1 Eliot Place, Fairfield. Estimated cost: $31,000. Filed Nov. 1.

Southern New England Window, Stratford, contractor for Dennis Flaherty. Replace the windows of an existing single-family residence at 200 Sands Place, Stratford. Estimated cost: $12,624. Filed Oct. 23.

Ullman, Ross L., Ridgefield, contractor for self. Renovate the house and add a master suite over the two-car garage at 19 Topcrest Lane, Ridgefield. Estimated cost: $280,000. Filed Nov. 1.

Roberts, Karen, Ridgefield, contractor for self. Finish the basement in an existing single-family residence and renovate the mudroom and open space at 39 Buckspen Lane, Ridgefield. Estimated cost: $40,194. Filed Oct. 29. Schriver, Robert W., Wilton, contractor for self. Alter the interior and exterior of an existing single-family residence at 10 Fox Run, Wilton. Estimated cost: $6,000. Filed Oct. 25. Shoals, Steven, Wilton, contractor for self. Perform minor renovations on a building at 23 Wicks End Lane, Wilton. Estimated cost: $3,500. Filed Oct. 23. Sound Beach Partners LLC, Stamford, contractor for Richard McVey. Modify the kitchen, master closet and bedroom in an existing single-family residence at 134 Indian Head Road, Greenwich. Estimated cost: $200,000. Filed November 2018. Southern New England Window, Fairfield, contractor for Pamela Deluca. Replace the windows of an existing single-family residence at 2360 Bronson Road, Fairfield. Estimated cost: $23,351. Filed Nov. 1. Southern New England Window, Fairfield, contractor for Mary W. Kay. Replace the windows of an existing single-family residence at 85 Belmont St., Fairfield. Estimated cost: $4,894. Filed Nov. 1. Southern New England Window, Fairfield, contractor for Rita Mockler and Eugene Mockler. Replace the patio door on an existing single-family residence at 411 Old Mill Road, Fairfield. Estimated cost: $10,962. Filed Nov. 1. Southern New England Window, Fairfield, contractor for Brian C. Lawlor and Dana H. Lawlor. Replace the windows of an existing single-family residence at 140 Fencerow Drive, Fairfield. Estimated cost: $12,882. Filed Nov. 1. Southern New England Window, Fairfield, contractor for Vicki P. Lopez and Juan R. Lopez. Replace the patio door on an existing single-family residence at 560 Brookside Drive, Fairfield. Estimated cost: $20,779. Filed Nov. 1.

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Stamford Tent, Stamford, contractor for Amy Kathy. Add temporary tents to the property of an existing single-family residence for a special event at 138 Goodwives River, Darien. Estimated cost: $2,000. Filed Nov. 20.

Valera’s Construction LLC, Trumbull, contractor for J. H. Coffee. Remodel the kitchen, laundry room, siding and porch of an existing single-family residence at 36 Lockwood Drive, Greenwich. Estimated cost: $150,000. Filed November 2018.

Stamford Tent, Stamford, contractor for St. Lukes. Add temporary tents to the property of an existing single-family residence for a special event at 1864 Boston Post Road, Darien. Estimated cost: $2,000. Filed Nov. 20.

Vivint Solar Developer LLC, contractor for Jahna M. Hartwig and Meaney Hartwig. Add solar panels to the roof of an existing single-family residence at 599 Reef Road, Fairfield. Estimated cost: $6,098. Filed Nov. 2.

Sullivan, Robert P., Fairfield, contractor for self. Repair the chimney on an existing single-family residence at 88 Camden St., Fairfield. Estimated cost: $500. Filed Oct. 30.

White Home Products Inc., Fairfield, contractor for Gregg G. Burnett and Clare M. Burnett. Strip and reroof an existing single-family residence at 126 Wakeman Road, Fairfield. Estimated cost: $21,000. Filed Oct. 30.

Sunny House Construction LLC, Norwalk, contractor for Kenneth M. Caron. Renovate the kitchen in an existing single-family residence at 6 Old West Mountain Road, Ridgefield. Estimated cost: $30,000. Filed Nov. 19. Superior Stone & Fireplace LLC, contractor for James Ciquera. Replace the gas stove in an existing single-family residence at 14 Norman Ave., Norwalk. Estimated cost: $4,000. Filed Oct. 25. Symanowitz, Joann, Danbury, contractor for self. Finish the basement in the family room of an existing single-family residence at 33 Faiths Lane, Danbury. Estimated cost: $18,000. Filed Nov. 15. THD at Home Services Inc., Shrewsbury, Massachusetts, contractor for Isaiah 3218 LLC. Replace the vinyl windows on an existing single-family residence at 30 Brookridge Drive, Greenwich. Estimated cost: $12,371. Filed November 2018. Titus Built LLC, Wilton, contractor for Titus Built LLC. Perform minor renovations on a building at 7 Highwood Lane, Wilton. Estimated cost: $22,000. Filed Nov. 13. Truvue LLC, contractor for Geoffrey A. Perry and Bridget Perry. Remodel the hall, bathroom and roof on an existing single-family residence at 185 Mona Terrace, Fairfield. Estimated cost: $58,575. Filed Oct. 29.

White Home Products Inc., Fairfield, contractor for Linda S. Martino. Strip and reroof an existing single-family residence at 105 Perry St., Fairfield. Estimated cost: $6,000. Filed Oct. 30. Wilmar Homes LLC, Norwalk, contractor for self. Renovate four bedrooms, a laundry room, bathrooms, attic, unfinished basement and a deck at 288 Strawberry Hill Ave., Norwalk. Estimated cost: $20,000. Filed Oct. 26. Wilmar Homes LLC, Norwalk, contractor for self. Pour the foundation for a new two- and one-half story single-family residence at 290 Strawberry Hill Ave., Norwalk. Estimated cost: $20,000. Filed Oct. 26. Zadik, David Dr., Greenwich, contractor for self. Upgrade the toilet room in an existing single-family residence at 18 Field Point Road, Greenwich. Estimated cost: $100,000. Filed November 2018. Zhou, Jian, Ridgefield, contractor for self. Finish the basement in an existing single-family residence at 44 Wilridge Road, Ridgefield. Estimated cost: $47,328. Filed Nov. 2.

COURT CASES The following court cases represent the allegations made by plaintiffs in the initial filings of civil lawsuits and do not represent legally binding judgments made by the courts.

Bridgeport Superior Court State Farm Mutual Automobile Insurance Co., Hartford. Filed by Maria Almazon, Bridgeport. Plaintiff’s attorney: Law Office of Robert L. Cavanaugh Jr. LLC, Fairfield. Action: The plaintiff has brought this motor vehicle suit against the defendant alleging that she collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that her injuries are the legal responsibilities of her insurance company, the defendant. The plaintiff claims money damages in excess of $15,000, exclusive of interests and costs and such other relief as in law or equity may apply. Case no. FBT-CV18-6080982-S. Filed Nov. 20. The Roosevelt Condominium Association Inc., et al., Bridgeport. Filed by Vilmarie Reyes, Bridgeport. Plaintiff’s attorney: John Luckart Jr., Bridgeport. Action: The plaintiff has brought this personal injury suit against the defendants alleging that she slipped on a stairway owned by the defendants and sustained injury. This dangerous condition was allegedly allowed to exist due to the negligence of the defendants and their employees in that they failed to keep their premise in a walkable condition. The plaintiff claims monetary damages within the jurisdiction of the court. Case no. FBT-CV18-6080995-S. Filed Nov. 21. Town Fair Tire Centers of Connecticut LLC, et al., Monroe. Filed by Derrick Groves, Bridgeport. Plaintiff’s attorney: Balzano & Tropiano PC, New Haven. Action: The plaintiff has brought this personal injury suit against the defendants alleging that he fell from a loading dock owned by the defendants and sustained injury. This dangerous condition was allegedly allowed to exist due to the negligence of the defendants and their employees in that they failed to keep their premise in a walkable condition and permitted a cracked divot to exist. The plaintiff claims monetary damages within the jurisdiction of the court. Case no. FBT-CV18-6081005-S. Filed Nov. 21.

Danbury Superior Court Salisbury Bank and Trust Co., et al., Hartford. Filed by Susan Stevens, New Milford. Plaintiff’s attorney: The Flood Law Firm LLC, Middletown. Action: The plaintiff has brought this personal injury suit against the defendants alleging that she slipped on a tree root on a pathway owned by the defendants and sustained injury. This dangerous condition was allegedly allowed to exist due to the negligence of the defendants and their employees in that they failed to clear their pathway of roots. The plaintiff claims monetary damages within the jurisdiction of the court. Case no. DBD-CV18-6029321-S. Filed Nov. 21. The Standard Fire Insurance Co., et al., Hartford. Filed by Rachel Lynn Finaldi, et al., Brookfield. Plaintiffs’ attorney: Ventura, Ribeiro & Smith, Danbury. Action: The plaintiffs have brought this motor vehicle suit against the defendants alleging that they collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiffs allege that their injuries are the legal responsibilities of their insurance company and related parties, the defendants. The plaintiff claims money damages in excess of $15,000, exclusive of interests and costs and such other relief as in law or equity may apply. Case no. DBDCV18-6029290-S. Filed Nov. 20.

Stamford Superior Court National Freight Inc., et al., Hartford. Filed by Claudia Madrid, et al., Norwalk. Plaintiffs’ attorney: Golf Law Group LLC, West Hartford. Action: The plaintiffs have brought this personal injury suit against the defendants alleging that they were hit by a car owned by the defendants and driven by an employee of the defendants during the course of their work. The defendants were allegedly negligent in that they operated their motor vehicle at an unreasonable rate of speed. The plaintiffs claim monetary damages in excess of $15,000, exclusive of interests and costs, and such other relief as the court deems just and proper. Case no. FST-CV18-6038997-S. Filed Nov. 21. Prime Real Estate LLC, et al., Wilton. Filed by Amanda Kolaric and Denisse Mancebo, Wilton. Plaintiffs’ attorney: Glass & Braus LLC, Fairfield. Action: The plaintiffs have brought this defective premise suit against the defendants alleging that their oven malfunctioned at their residence, which was rented from the defendants. As a result, the plaintiffs sustained carbon monoxide poisoning. The plaintiffs claim monetary damages in excess of $15,000, exclusive of interest and costs within the jurisdiction of this court on all counts. Case no. FSTCV18-6038992-S. Filed Nov. 21.

Facts & Figures Stamford Hospitality LP, Newington. Filed by Chaya Niasoff, Spring Valley, New York. Plaintiffâ&#x20AC;&#x2122;s attorney: Gould Law Group LLC, New Haven. Action: The plaintiff has brought this personal injury suit against the defendant alleging that he fell from a defective staircase owned by the defendant and sustained injury. This dangerous condition was allegedly allowed to exist due to the negligence of the defendant and its employees in that they failed to keep their carpet in a walkable condition. The plaintiff claims monetary damages within the jurisdiction of the court and such other and further relief as the court deems appropriate. Case no. FST-CV18-6038979-S. Filed Nov. 20.

DEEDS COMMERCIAL 30 Georgetowne LLC, Stamford. Seller: David E. Moran and Kathleen E. Moran, Greenwich. Property: 30 Georgetowne North, Greenwich. Amount: $1.4 million. Filed Nov. 6. 45B Miry Brook Road LLC, Sleepy Hollow, New York. Seller: JJW Properties LLC, Danbury. Property: Revised Parcel B-1, Map 10832, Danbury. Amount: $2 million. Filed Nov. 13. 96 Long Neck Point LLC, Darien. Seller: Mary E. Pollart, Darien. Property: Parcel B, Map 2430, Darien. Amount: $1.6 million. Filed Nov. 7. American International Relocation Solutions LLC, Danbury. Seller: Pauline Schmidt, Danbury. Property: Unit 17 in Westwood Village, Building 34, Danbury. Amount: $120,000. Filed Nov. 19. Andrade Construction Carpentry LLC, Danbury. Seller: J. Michael Struna and Patricia Porter-Struna, Danbury. Property: 470 Main St., Danbury. Amount: $125,000. Filed Nov. 21. Baywater 17 OKHS LLC, Darien. Seller: Thrivent Financial for Lutherans, Minneapolis, Minnesota. Property: Parcel C, Map 3973, Darien. Amount: $5.3 million. Filed Nov. 1. Brown Capital LLC, Lewis Center, Ohio. Seller: The Secretary of Housing and Urban Development, Washington, D.C. Property: 82 Circle Drive, Stratford. Amount: $62,177. Filed Nov. 6. Federal National Mortgage Association, Plano, Texas. Seller: Robert C. Muller, Danbury. Property: Unit 56 in Arrowwood Condominium, Danbury. Amount: $354,600. Filed Nov. 13.

Federal National Mortgage Association, Dallas, Texas. Seller: Christine W. McDermott, Ridgefield. Property: 13 Outpost Lane, Unit 13, Ridgefield. For no consideration paid. Filed Nov. 14.

Stein, Melissa L. and Frank E. Coppola, Stamford. Seller: Robert L. Cushman and Gail M. Smith, Wilton. Property: Lot 11, Map 3119, Wilton. Amount: $775,000. Filed Nov. 8.

Vicuna, Delfa N., Danbury. Seller: Richard Goodwin and Jennifer A. Goodwin, Danbury. Property: 42 Golden Hill Road, Danbury. Amount: $273,000. Filed Nov. 8.

Foreclosure Signs LLC, Stamford. Seller: Stan R. Moscinski, Norwalk. Property: 247 Wolfpit Ave., Norwalk. Amount: $340,000. Filed Nov. 8.

Sturges Brothers Inc., Ridgefield. Seller: Robert B. Obernier Sr., Ridgefield. Property: 118 Walnut Grove, Ridgefield. Amount: $230,000. Filed Nov. 20.

Walden Place LLC, Ridgefield. Seller: West Ridge Management LLC, Ridgefield. Property: Lot 7, Map 6574, Ridgefield. Amount: $465,000. Filed Nov. 8.

Herger Enterprises LLC, Danbury. Seller: Mario De Almeida, Danbury. Property: 6 Westville Ave., Danbury. Amount: $305,500. Filed Nov. 13.

Sucuzhanay, Milton, Danbury. Seller: Arthur J. McIntire and Mary E. McIntire, Danbury. Property: 9 Grace St., Danbury. Amount: $157,000. Filed Nov. 21.

RESIDENTIAL

J.E.T.L. Realty of Connecticut LLC, Yonkers, New York. Seller: Jacquelyn M. Memoli, Ridgefield. Property: 629 Danbury Road, Unit 40, Ridgefield. Amount: $270,000. Filed Nov. 13.

Tewes, Leslie A. and Daniel H. Tewes, Ridgefield. Seller: Jeanine Noelle Murphy, Ridgefield. Property: 304 Main St., Ridgefield. Amount: $1.9 million. Filed Nov. 19.

LFS Services LLC, Eastchester, New York. Seller: Eugene M. Harkins, Stratford. Property: 631A Onodaga Lane, Stratford. Amount: $180,000. Filed Nov. 6.

Thiele, Hanne Britt, Ridgefield. Seller: Charter Group Partners at Ridgefield LLC, Brookfield. Property: 77 Sunset Lane, Unit 234, Ridgefield. Amount: $539,055. Filed Nov. 13.

Milford Fenway Realty LLC, White Plains, New York. Seller: Eleanor M. Gonzalez, Glastonbury. Property: 72 Roseville St., Fairfield. Amount: $288,000. Filed Nov. 16.

Tian, Hui and Huanian Zheng, Greenwich. Seller: Emma V. Paynter, New York, New York. Property: 11 Surrey Drive, Greenwich. For no consideration paid. Filed Nov. 9.

My 66 Marlin LLC, Far Rockaway, New York. Seller: Federal National Mortgage Association, Dallas, Texas. Property: 3 Haley St., Danbury. Amount: $193,000. Filed Nov. 8.

Ullah, Sohid, Queens, New York. Seller: Herminio Rodriguez Jr. and Valerie Rodriguez, Danbury. Property: 28 Hickory St., Danbury. Amount: $230,000. Filed Nov. 21.

National Residential Nominee Services Inc., Seller: Jonah C. DiPane, Stamford. Property: 30 Elmcroft Road, Unit C-3, Stamford. Amount: $249,000. Filed Nov. 16.

Unger, Suni and John Unger, Greenwich. Seller: Ramy A. Saad and Kristan R. Saad, Greenwich. Property: Lot 7, Map 906, Greenwich. For no consideration paid. Filed Nov. 7.

Pavilion Holdings LLC, Newburgh, New York. Seller: Jarnail Singh Chahal, New Milford. Property: 7 Padanaram Road, Unit 249, Danbury. Amount: $105,000. Filed Nov. 13.

Valencia, Karen and Andres Gacia, Norwalk. Seller: Kelly A. Blind, Norwalk. Property: 25 Ohio Ave., Norwalk. Amount: $321,000. Filed Nov. 8.

Pavilion Holdings LLC, Newburgh, New York. Seller: Davinder Partap Singh Chahal, New Milford. Property: 7 Padanaram Road, Unit 66, Danbury. Amount: $125,000. Filed Nov. 14.

Vaz, Steven A., Greenwich. Seller: Karin J. Pazary, Norwalk. Property: 28 Rockmeadow Road, Unit 86, Norwalk. Amount: $319,000. Filed Nov. 16.

Pinnacle Peak Inc., Shelton. Seller: Joseph Francis Kolenda, Fairfield. Property: 851 Oldfield Road, Fairfield. Amount: $420,000. Filed Nov. 19.

Vazquez, Nicole M. and Gina T. Ledonne, Fairfield. Seller: Marie A. Geyer, Fairfield. Property: Lot 25, Map 437, Fairfield. Amount: $456,000. Filed Nov. 9.

R&G Deerfield LLC, Trumbull. Seller: Victor Gonzalez and Olga Gonzalez, Stratford. Property: 3699 Broadbridge Ave., Unit 132, Stratford. Amount: $55,000. Filed Nov. 7.

Vera, Marlin P., Carmina Vera and Jose Grande-Leiva, College Park, New York. Seller: Maria Furtado, Danbury. Property: 124 E. Liberty St., Danbury. Amount: $369,000. Filed Nov. 19.

Stefanik, Elisabeth S., Stamford. Seller: Fu-Chih Cheng, Stamford. Property: Unit 3B, in Tamarac Condominium, Stamford. Amount: $342,500. Filed Nov. 16.

Bello-Osagie, Senab and Abies Bello-Osagie, Bronx, New York. Seller: Kristie Ganly, Danbury. Property: 47 Mountain Road, Danbury. Amount: $320,000. Filed Nov. 19. Bennett, Roxanne F. and Alan M. Bennett, Fairfield. Seller: Westway Road LLC, Trumbull. Property: 467 Westway Road, Fairfield. Amount: $1.2 million. Filed Nov. 19. Bernstein, Betsy, Harrison, New York. Seller: William A. Featherston and Marci Featherston, Greenwich. Property: 321 Sound Beach Ave., Greenwich. Amount: $2 million. Filed Nov. 9. Boyne, Nicholas and Jamie Reichstein, Brooklyn, New York. Seller: Susan Patrignelli, Norwalk. Property: 32 Woodlawn Ave., Norwalk. Amount: $487,000. Filed Nov. 9. Bruno, Jennifer J. and Kenneth A. Bruno Jr., Stamford. Seller: Thomas Joseph Allard and Lisa Allard, Stamford. Property: Lot 104, Map 6783, Stamford. Amount: $620,000. Filed Nov. 6. Cabrera, Juan Carlos Vicuna, Corona, New York. Seller: Joan Hancock, Danbury. Property: 20 Beech St., Danbury. Amount: $290,000. Filed Nov. 13.

Chapdelaine, Weatherly A. and Michael W. Marvin, Norwalk. Seller: Richard Donovan and Dana Delgaldo, Norwalk. Property: Plots B and C, Map 727, Norwalk. Amount: $445,000. Filed Nov. 16.

Deosa, Dora L. and Luz M. Pabon, Greenwich. Seller: Michael Mallardi and Christina Mallardi, Norwalk. Property: 54 Rampart Road, Norwalk. Amount: $714,286. Filed Nov. 13.

Cino, Jeffrey C., Darien. Seller: Timothy W. Murphy and Eileen K. Murphy, Darien. Property: 8 Duffys Lane, Darien. Amount: $1.4 million. Filed Nov. 20.

Diaz, Dimena and Rafael Pajares, Norwalk. Seller: Richard Zaffuto and Theresa M. Zaffuto, Norwalk. Property: 8 Silwen Lane, Norwalk. Amount: $490,000. Filed Nov. 16.

Coleoni, Fabiana Ottoni Limena and Sergio Coleoni Jr., Norwalk. Seller: 169 Woodrow Avenue LLC, Fairfield. Property: 169 Woodrow Ave., Fairfield. Amount: $830,000. Filed Nov. 16.

Dowling, Diana E. and Joseph Dowling III, Greenwich. Seller: 58 Ridge Associates LLC, Greenwich. Property: Lots 51 and 52, Map 392, Greenwich. Amount: $3.5 million. Filed Nov. 9.

Colt, Sarah and Justin Colt, Astoria, New York. Seller: Steven Martano, Fairfield. Property: 109 Massachusetts Ave., Fairfield. Amount: $329,000. Filed Nov. 19.

Doyon, Deanna L. and Marc R. Doyon, Norwalk. Seller: Thomas B. Lloyd and Brenda A. K. Lloyd, Fairfield. Property: 242 Cedar Road, Fairfield. Amount: $670,000. Filed Nov. 13.

Connolly, Mary Katherine and Shane Joseph Connolly, Stamford. Seller: Martha E. Rogowski, Bridgeport. Property: 145 Homestead Lane, Fairfield. Amount: $458,000. Filed Nov. 13. Cruz, Carlos O., Easton. Seller: Peter Makris, Stamford. Property: 39 Glenbrook Road, Unit 5D, Stamford. Amount: $145,000. Filed Nov. 5. Czyz, Lori, Bethel. Seller: Joanne M. Angelillo, Danbury. Property: 166 Old Brookfield Road, Unit 13-5, Danbury. Amount: $226,000. Filed Nov. 19. Daria, Mindy S. and Peter A. Daria, Stratford. Seller: Nancy Monk, Stratford. Property: 2134 Elm St., Stratford. Amount: $275,000. Filed Nov. 7. Davis, Jacqueline D., Fairfield. Seller: John M. Skutel, Madison. Property: 251 Carroll Road, Fairfield. Amount: $445,000. Filed Nov. 13.

Cambillo, Dany and Sara Rodriguez De Cambillo, White Plains, New York. Seller: Lori E. Lance Ulrich, Danbury. Property: 21 Nancy Drive, Danbury. Amount: $285,000. Filed Nov. 19.

Dawkins, Sarah and Jeffrey Dawkins, Darien. Seller: Ruth Syrett, New York, New York. Property: 4 Berry Lane, Darien. Amount: $1.4 million. Filed Nov. 21.

Cannon, Ann and Stephen Cannon, Atlanta, Georgia. Seller: Colleen Poison, Stamford. Property: 128 Gregory Blvd., Norwalk. Amount: $750,000. Filed Nov. 13.

DeGrand, Beatrice and Steven DeGrand, Milford. Seller: Ryan McKeefrey and Alexandra McKeefrey, Fairfield. Property: Lot 8, Map 261, Fairfield. Amount: $611,000. Filed Nov. 20.

Castro, Arlinis, Danbury. Seller: Matilda Luna, Danbury. Property: 10 Wixon Road, Danbury. Amount: $280,000. Filed Nov. 6. Cerullo, Amy and Michael Cerullo, Ridgefield. Seller: James O. Street and Lois A. Street, Ridgefield. Property: 118 Old Sib Road, Ridgefield. Amount: $384,000. Filed Nov. 19.

Delgad-Herbas, Malisa and Elliot Herbas, Bronx, New York. Seller: Michael V. Burnett and Maureen Burnett, Danbury. Property: 125 C. Clapboard Ridge Road, Danbury. Amount: $375,500. Filed Nov. 19.

FCBJ

Edgar, Gena and Derek A. Edgar, Norwalk. Seller: Neil S. Cohen, Norwalk. Property: Lot 2, Map 8504, Norwalk. Amount: $580,000. Filed Nov. 9. Ellis, Crystal Rose and Kenny Aquiles Ulloa, Wilton. Seller: Crystal Rose Ellis, Wilton. Property: 62 Moriarity Drive, Wilton. For an unknown amount paid. Filed Nov. 9. Esarey, Arla A. and David W. Esarey Jr., Danbury. Seller: Thomas D. Mullins, Danbury. Property: 6 Lakeview Trail, Danbury. Amount: $225,000. Filed Nov. 19. Evans, Catherine Kerry and Philip D. Maloney, Bakersfield, California. Seller: Lawrence Hansen and Lauren M. Hansen, New Canaan. Property: 6 Bon Air Ave., Stamford. Amount: $565,000. Filed Nov. 14. Fasanelli, Janet L. Mascaro and Richard M. Fasanelli, Ridgefield. Seller: Richard M. Fasanelli, Ridgefield. Property: 26 Gay Road, Ridgefield. For an unknown amount paid. Filed Nov. 13. Fasanelli, Richard M., Ridgefield. Seller: Janet L. Mascaro Fasanelli, Ridgefield. Property: 26 Gay Road, Ridgefield. For an unknown amount paid. Filed Nov. 13. Fass, Jennifer L. and Eric S. Fass, Brooklyn, New York. Seller: Tracy Rabuse, Norwalk. Property: 2 Woodacre Road, Norwalk. Amount: $440,106. Filed Nov. 16. Filicheva, Anastasia and Thomas Casarella Jr., Danbury. Seller: 141 Main LLC, Danbury. Property: 4 Old Lantern Road, Danbury. Amount: $282,500. Filed Nov. 21.

DECEMBER 24, 2018

Facts & Figures Fitzpatrick, Mary T., Danbury. Seller: John W. Fitzpatrick, Danbury. Property: 7 Woodstone Court, Danbury. For no consideration paid. Filed Nov. 21. Flynn, Ann E., Easton. Seller: Michael Biehl and Renee Biehl, Fairfield. Property: 38 Chandlers Lane North, Fairfield. Amount: $720,000. Filed Nov. 19. Forsyth, Deborah A. and Anthony Forsyth, East Meadow, New York. Seller: Debra A. Santostefano and Joseph Santostefano, Danbury. Property: 125 Center Meadow Lane, Danbury. Amount: $325,000. Filed Nov. 7. Frank, Sherry and Danny Stevens, Stratford. Seller: Cutspring Development LLC, Stratford. Property: 3466 Main St., Stratford. Amount: $450,000. Filed Nov. 6. Galaviz, Lilian, Wilton. Seller: Robert N. Kircher, Wilton. Property: Lot 2, Maps 2353 and 3387, Wilton. Amount: $504,500. Filed Nov. 20. Gasparini, Frank F. and William W. Taliaferro, Danbury. Seller: Suzanne Jaber, Ridgefield. Property: 375 Ridgebury Road, Ridgefield. Amount: $965,000. Filed Nov. 21. Gatty, Krystyn L., Danbury. Seller: Leonardo R. Nunes, Danbury. Property: 10 Irving Place, Danbury. Amount: $982,500. Filed Nov. 13. George, Kelly and Derek Klinka, Fairfield. Seller: Michel W. Sharpe Jr. and Megan E. Sharpe, Fairfield. Property: Lot 7, Map 1440, Fairfield. Amount: $445,500. Filed Nov. 7. Giacobbe, Mary M., Trumbull. Seller: Elizabeth Grant, Darien. Property: Middlesex Road, Darien. Amount: $600,000. Filed Nov. 13. Gizzo, Dayna and Louis A. Perri, Hawthorne, New York. Seller: Byungjin Lim and Mija Park, Ridgefield. Property: 18 Rustic Road, Ridgefield. Amount: $445,000. Filed Nov. 16. Gochee, Kristan Blake and Jamie W. Gochee, Darien. Seller: Shay Homes LLC, Darien. Property: Map 1105, Darien. Amount: $1.9 million. Filed Nov. 9. Goldenbock, Alexandrea and Jonathan Goldenbock, Stamford. Seller: Nick J. Psichopaidas and Suzanne C. Psichopaidas, Stamford. Property: 191 Mountain Wood Road, Stamford. Amount: $901,900. Filed Nov. 15.

DECEMBER 24, 2018

Gontijo-Leibowitz, Ana Flavia D. and Nicholas A. Leibowitz, Roosevelt, New York. Seller: Elizabeth Barek, Danbury. Property: 79 Middle River Road, Danbury. Amount: $500,000. Filed Nov. 21.

Holtze, Mary and David Holtze, Minneapolis, Minnesota. Seller: Thomas Andrew Charron and Robin Johanna Charron, Fairfield. Property: 464 Pine Creek Ave., Fairfield. Amount: $825,000. Filed Nov. 19.

Gonzalez, Juan V., Norwalk. Seller: Jaime N. Quiroz, Columbia. Property: 975 Knapps Highway, Fairfield. Amount: $360,000. Filed Nov. 9.

Hussain, Syed G., Greenwich. Seller: Mark G. Califano, Greenwich. Property: 7 Richmond Drive, Greenwich. Amount: $900,000. Filed Nov. 8.

Goutr, Mehdi B., Stamford. Seller: Robert F. Frabrizio Jr. and Joanna Frabrizio, Norwalk. Property: 17 Rockmeadow Road, Norwalk. Amount: $380,000. Filed Nov. 14. Grant, Wendy, Stratford. Seller: Linda Hunter and Arthur Hunter, Stratford. Property: 26 Eunice Parkway, Stratford. Amount: $309,000. Filed Nov. 9. Gray, Heather M. and Daniel S. Gray, Norwalk. Seller: John P. Morton and Jill D. Morton, Wilton. Property: Lot 1, Map 3339, Wilton. Amount: $555,000. Filed Nov. 8. Green, Michela M. and Stephen T. Green, Danbury. Seller: American International Relocation Solutions LLC, Danbury. Property: Unit 17 in Westwood Village, Building 34, Danbury. Amount: $120,000. Filed Nov. 19. Greenwald, Erin Malnight and Seth B. Greenwald, Fairfield. Seller: Debra G. Charles, Fairfield. Property: 138 Penfield Road, Fairfield. Amount: $1.1 million. Filed Nov. 15.

Iaconis, Christine, Danbury. Seller: Amanda R. Baghdady, Danbury. Property: Unit 1006 of Arlington Woods Condominium, Danbury. Amount: $246,000. Filed Nov. 13. Jacobs, Erin R., Stamford. Seller: Louise Spirer, Stamford. Property: 2289 Bedford St., Unit G-5, Stamford. Amount: $334,000. Filed Nov. 16. Jacobs, Melissa and Jonathan Jacobs, Danbury. Seller: Gary D. Nelson and Bernadette P. Nelson, Danbury. Property: 8 Dana Road, Danbury. Amount: $278,500. Filed Nov. 7. Jones, Kristie E. and Chad O. Jones, Stamford. Seller: Michael J. Lyons and Emily C. Lyons, Darien. Property: 70 Arrowhead Road, Darien. Amount: $1.4 million. Filed Nov. 16. Jung, Yang Uk, Stamford. Seller: Lisa A. Dianis and Charles A. Dianis Jr., Stamford. Property: 421 Glenbrook Road, Unit 2, Stamford. Amount: $326,000. Filed Nov. 5.

Guzman, Maritza E. Nugra and Luis G. Suquilanda, Danbury. Seller: Karina Adames and Jose Adames, Danbury. Property: 3 Pearl St., Danbury. Amount: $527,000. Filed Nov. 19.

Kelly, Janice Gates and Jeffrey Porphy, Greenwich. Seller: Donna A. Byrnes, Greenwich. Property: Lake Ave., Greenwich. Amount: $1.9 million. Filed Nov. 6.

Hastings, Timothy M. and Terrance Hastings, Ridgefield. Seller: Adele F. Annesi, Ridgefield. Property: 12 Abbott Ave., Ridgefield. Amount: $375,000. Filed Nov. 16.

Khuen, Marielle and Charles Khuen, Norwalk. Seller: Kristine M. Demareski, Norwalk. Property: 39 Fifth St., Norwalk. Amount: $545,000. Filed Nov. 9.

Henry, Allison C. and Timothy J. Henry, Breezy Point, New York. Seller: Christopher C. Glocker and Kathy T. Glocker, Flat Rock, North Carolina. Property: 4 Fairmead Road, Darien. Amount: $1 million. Filed Nov. 16. Hernandez, Rubidia and Alvaro Bonilla, Danbury. Seller: NACC LLC, New Milford. Property: 52 Holley Street Extension, Danbury. Amount: $215,000. Filed Nov. 8. Hobbick, Christina E., Stamford. Seller: Thomas J. Buckley and Karen A. Buckley, Stamford. Property: 86 High Clear Drive, Stamford. Amount: $490,000. Filed Nov. 13.

FCBJ

Kim, Michele and Joseph Sung Lee, Danbury. Seller: Tammy M. Sullivan, Danbury. Property: 1505 Eaton Court, Danbury. Amount: $350,000. Filed Nov. 13. Kotre, Nayan and Pawan Kamat, Norwalk. Seller: Richard Smith and Pauline Smith, Wilton. Property: 105 Glen Side, Unit 105, Wilton. Amount: $330,000. Filed Nov. 19. Kurel, Sonali and Stephen F. Kurel, Westport. Seller: Eric L. Ruff and Margaret E. Ruff, Fairfield. Property: 21 Pompano Place, Fairfield. Amount: $630,000. Filed Nov. 8.

Laidlaw, Georgina, Fairfield. Seller: Omar A. Sabek and Gretchen Sabek, Fairfield. Property: 1236 Valley Road, Fairfield. Amount: $570,000. Filed Nov. 16.

McAuley, Dawn and Steven McAuley, Norwalk. Seller: Jian Zhou and Lan Shi, Ridgefield. Property: 44 Wilridge Road, Ridgefield. Amount: $485,000. Filed Nov. 9.

Lau, Manwai, Stamford. Seller: Kathleen Brenia, Mooresville, North Carolina. Property: 7 Padanaram Road, Unit F150, Danbury. Amount: $93,000. Filed Nov. 15.

McCormick, Lisa R. and Robert A. McCormick, Ridgefield. Seller: Toll Connecticut III LP, Danbury. Property: 93 Winding Ridge Way, Danbury. Amount: $579,995. Filed Nov. 19.

Lavanda, Segundo R. Dota, Danbury. Seller: Dorene M. Doran, Danbury. Property: 17 First St., Danbury. Amount: $279,900. Filed Nov. 21. Lawrence, Barbara M. and William S. Lawrence, Ridgefield. Seller: Jeanne-Marie Ferro, Ridgefield. Property: 638 Danbury Road, Unit 59, Ridgefield. Amount: $687,500. Filed Nov. 15. Leach, Michael G., Stamford. Seller: Reon Baird-Feldman and Douglas Feldman, Stamford. Property: 1 Strawberry Hill Ave., Apt. 7F, Stamford. Amount: $385,000. Filed Nov. 14. Lerman, Peter M., Danbury. Seller: Margaret A. Shawah, Danbury. Property: 136 Deer Hill Ave., Unit C-29, Danbury. Amount: $96,000. Filed Nov. 13. Liang, Tina and John T. Liang, Stamford. Seller: Althea G. Perley, Darien. Property: 3 Seagate Road, Darien. Amount: $1.6 million. Filed Nov. 16. Lisciandra, Anna, Ridgefield. Seller: Sheldon F. Willner and Phyllis S. Willner, Danbury. Property: 7 Carriage Lane, Danbury. Amount: $322,000. Filed Nov. 19. Maletz, Ilana and Mark Maletz, Sedona, Arizona. Seller: Cordon J. Coburn and Susan J. Coburn, Greenwich. Property: Parcel C, Map 7108, Greenwich. Amount: $3 million. Filed Nov. 9. Martin, Laura A., Stamford. Seller: Richard Gregory and Kasey Gregory, Stamford. Property: Unit 9 in Riverterrace Condominium, Stamford. Amount: $290,500. Filed Nov. 15. Masterson, Lindsay and Brett Masterson, Stamford. Seller: 162 Coral Drive LLC, Fairfield. Property: 162 Coral Drive, Fairfield. Amount: $685,000. Filed Nov. 16. McArthur, Jennifer L., Fairfield. Seller: Judson W. McArthur, New York, New York. Property: 102 Green Knolls Lane, Fairfield. Amount: $575,000. Filed Nov. 15.

McNeill, Elizabeth W. and Gregory R. McNeill, Fairfield. Seller: Gudrun S. Milo, Fairfield. Property: 30 Craig Place, Fairfield. Amount: $875,000. Filed Nov. 19. Melo-Brodis, Roberta and Jonathan Brodis, Darien. Seller: Terence Wai T. Wong and Kylie K. Wong, Darien. Property: 68 Camp Ave., Darien. Amount: $760,000. Filed Nov. 13. Mendez, Angel Rolando Arichabala Mendez and Deysi L. Tenempaguay, Danbury. Seller: Manuel Cabral Amaral and Hermina Rodrigues Amaral, New Milford. Property: 6 Prospect St., Danbury. Amount: $485,000. Filed Nov. 20. Miller, Debra, Fairfield. Seller: David A. Risley, Fairfield. Property: 24 Catherine Terrace, Fairfield. Amount: $600,000. Filed Nov. 13. Molano, Gina, Norwalk. Seller: Jorge L. Ayala, Norwalk. Property: 30 Sunset Hill Ave., Norwalk. Amount: $420,000. Filed Nov. 9. Morales, Pedro, Danbury. Seller: Elisabete Sousa, Danbury. Property: 14 Birch Trail, Danbury. Amount: $225,000. Filed Nov. 13. Mustafa, Jesus, Norwalk. Seller: Patrick J. Wilson, New York, New York. Property: 35 Country St., Norwalk. Amount: $285,000. Filed Nov. 7. Muy, Eddy, Danbury. Seller: Paul A. Novak and Edalina L. Novak, Danbury. Property: 5 Ellsworth Ave., Unit C, Danbury. Amount: $120,000. Filed Nov. 20. Nardozzi, Teresa Diane, Fairfield. Seller: Thomas J. Brown and Patricia Brown, Fairfield. Property: 280 Fair Oak Drive, Fairfield. Amount: $1.6 million. Filed Nov. 14. Nassar, Tamer, Brookfield. Seller: U.S. Bank NA, West Palm Beach, Fla. Property: 76 Brittania Drive, Danbury. Amount: $184,000. Filed Nov. 19.

Nolen, Laura M. and Jared P. Nolen, New York, New York. Seller: Richard L. Strahota and Patricia E. Carroll, Darien. Property: 25 Huckleberry Lane, Darien. Amount: $1.4 million. Filed Nov. 20. Obesso, Beatriz and Stephanie Lavado, Stratford. Seller: Katherine M. Peccerillo and Nicholas H. Mansour, Stratford. Property: 14 Sunnyside Terrace, Stratford. Amount: $246,500. Filed Nov. 9. O’Connor, Gerald J., Greenwich. Seller: Frederick J. Whelan and Andrew D. Whelan, Greenwich. Property: 20 Church St., Apt. 63, Greenwich. Amount: $740,000. Filed Nov. 9. O’Gorman, Eileen and Nicholas O’Gorman, Yonkers, New York. Seller: Cheng Wang and Jane W. Wang, Danbury. Property: 13 Shawe St., Danbury. Amount: $320,000. Filed Nov. 19. O’Neill, Allison and James O’Neill, Fairfield. Seller: Ana G. Homes LLC, Fairfield. Property: 117 Lawrence Road, Fairfield. Amount: $818,000. Filed Nov. 16. Pabon, Katie and Juan Esteban Pabon Rincon, Bridgeport. Seller: Stephen Bakaj, Stamford. Property: 328 Glenbrook Road, Stamford. Amount: $212,500. Filed Nov. 13. Paciotti, Jennifer M. and Nazzareno Paciotti, Niantic. Seller: Toll Connecticut III LP, Danbury. Property: 1004 Country View Road, Danbury. Amount: $366,407. Filed Nov. 15. Palumbo, Diane L., Stamford. Seller: Scott Lee, Stamford. Property: Unit 506 of Harbor House, Stamford. Amount: $365,000. Filed Nov. 14. Pancak, Katherine A. and William J. Pancak, Madison. Seller: Rita Quattone, Stratford. Property: 36 Margherita Lawn, Stratford. Amount: $550,000. Filed Nov. 2. Pasheluk, Diane and John Pasheluk, Danbury. Seller: Diane Pasheluk and John Pasheluk, Danbury. Property: 6 Maura Lane, Home Site 119, Danbury. For an unknown amount paid. Filed Nov. 13. Patrice, Landry, Bridgeport. Seller: Edwin H. Burr and Roberta Burr, Fairfield. Property: 4614 Black Rock Turnpike, Fairfield. Amount: $320,000. Filed Nov. 13. Pavon, Patricia and Louis Pavon, Scarsdale, New York. Seller: Mary Intelisano, Danbury. Property: 9 Brittania Drive, Unit 9B, Danbury. Amount: $325,000. Filed Nov. 20.

Facts & Figures Peterson, Deseray and Katherine Roba, Fairfield. Seller: US Bank NA, Salt Lake City, Utah. Property: 119 Old Dam Road, Fairfield. Amount: $410,000. Filed Nov. 19. Picciallo, Maria P. and Michael L. Picciallo, Stamford. Seller: Sandy J. Guinta, Stamford. Property: Unit G in Gatehouse Condominium, Stamford. Amount: $302,500. Filed Nov. 7. Pierre, Janice, Bronx, New York. Seller: Paul Dinatale, Stamford. Property: 240 Glenbrook Road, Unit 33D, Stamford. Amount: $235,000. Filed Nov. 14. Prosniewski, Ashley, Stamford. Seller: Nathan Steinfeld, Fairfield. Property: 29 Bloomfield Drive, Fairfield. Amount: $300,000. Filed Nov. 20.

Rivera, Christopher E., Elmont, New York. Seller: Robert J. Porcaro and Kathleen A. Porcaro, Danbury. Property: 13 Mountainville Road, Danbury. Amount: $425,000. Filed Nov. 13.

Scalise, Justin, Stamford. Seller: Third Street Development LLC, Stamford. Property: 20 Third St., Building 3, Unit 15, Stamford. Amount: $550,000. Filed Nov. 15.

Rocker, Marissa and Matthew Musser, Darien. Seller: Ridgeley Associates LLC, Darien. Property: 37 Ridgely St., Darien. Amount: $1.4 million. Filed Nov. 16.

Schmidt, Nicole and James Schmidt, Fairfield. Seller: Susan Bento, Fairfield. Property: Lot 10, Map 2598, Fairfield. Amount: $840,000. Filed Nov. 8.

Rosa, Juan C., Danbury. Seller: Theresa Silba, Danbury. Property: 8 Jonathan Court, Danbury. Amount: $412,000. Filed Nov. 8.

Schroder, Pablo, Wilton. Seller: Marie C. Russo, Danbury. Property: Lot 59, Lake Avenue, Danbury. Amount: $350,000. Filed Nov. 20.

Rosella, Diana and Michael Rosella, Parkland, Florida. Seller: Josh M. Rosen and Mandy Rosen, Ridgefield. Property: 27 Lincoln Lane, Ridgefield. Amount: $1 million. Filed Nov. 13.

Sharpe, Megan and Michael Sharpe, Fairfield. Seller: William E. Zieman, Wilton. Property: 89 Rivergate Drive, Wilton. Amount: $640,000. Filed Nov. 8.

Qualey, Sean, Stratford. Seller: Darin B. Horne and Jennifer J. Horne, Stratford. Property: 119 Woodcrest Ave., Stratford. Amount: $290,000. Filed Nov. 8.

Rothbaum, Jason and Ming Yan, Stamford. Seller: Sound Cove Property LLC, Greenwich. Property: 444 Bedford St., Unit 5N, Stamford. Amount: $208,000. Filed Nov. 14.

Quispe, Roberto, Glenda Quispe and Alejandro Quispe, Bethel. Seller: Christopher Haskins, Danbury. Property: 166 Old Brookfield Road, Unit 2-3, Danbury. Amount: $130,000. Filed Nov. 20.

Ruscito, Vicci R. and Anthony James Ruscito, Fairfield. Seller: Jeffrey Johnston, Fairfield. Property: 7 Carlton St., Fairfield. Amount: $510,000. Filed Nov. 19.

Ralph, Michelle, Ridgefield. Seller: Anthony R. Barber, Ridgefield. Property: 18 Bridle Trail, Ridgefield. Amount: $450,000. Filed Nov. 16. Ramirez, Reina and Elvis Rafael Ramirez Quintanilla, Hartsdale, New York. Seller: Minnie A. Dineen-Carey and William A. Herzog, Danbury. Property: 35 Longview Ave., Danbury. Amount: $303,500. Filed Nov. 13. Reina, Christine M. and Felix Guzman, Brewster, New York. Seller: Dominick C. Volpe III and Joan A. Volpe, Danbury. Property: 5 Carla Drive, Danbury. Amount: $530,000. Filed Nov. 20. Renfroe, Danna and Joe Renfroe, Dallas, Texas. Seller: Victor A. Melendez and Lilian Galaviz, Wilton. Property: Parcel B1, Map 5493, Wilton. Amount: $845,000. Filed Oct. 30. Riccardo, Kerri and Adam Goldberg, Stamford. Seller: Emmanuel Saounatsos and Sophie A. Coquaz, Westport. Property: 275 Eden Road, Stamford. Amount: $855,000. Filed Nov. 14. Rinaldi, Stephen, Danbury. Seller: Pedro H. Pino and Paulina C. Daly, Danbury. Property: 27 Crows Nest Lane, Unit 20A, Danbury. Amount: $167,000. Filed Nov. 19.

Sherman, Howard I., Mount Kisco, New York. Seller: Pamela Akgun, Newport, Rhode Island. Property: 105 Harbor Drive, Unit 117, Stamford. Amount: $410,000. Filed Nov. 9. Shulman, Corey L. and Lindsay R. Shulman, New York, New York. Seller: Dev Ashish, Stamford. Property: 235 Skyview Drive, Stamford. Amount: $650,000. Filed Nov. 6.

Russo, Diane and Charles A. Russo, Danbury. Seller: Denise L. Williams and Victor E. Williams, Danbury. Property: 25 Lawrence Ave., Unit 2008, Danbury. Amount: $389,900. Filed Nov. 20.

Simpson, Safiya and David Simpson, Ridgefield. Seller: Luis Fernandes and Almerinda Palhete-Fernandes, Brookfield. Property: 34A Padanaram Road, Unit 115, Danbury. Amount: $148,000. Filed Nov. 19.

Sagar, Manisha Raj and Kunal Sagar, Stamford. Seller: Lauren Magliari, Stamford. Property: The Village at Riverâ&#x20AC;&#x2122;s Edge Condominium, Home Site 16L, Stamford. Amount: $418,000. Filed Nov. 16.

Singhal, Anita J. and Raj Singhal, Somers, New York. Seller: Michael Cobelli and Jean M. Cobelli, Ridgefield. Property: 10 Dillman Court, Ridgefield. Amount: $1.2 million. Filed Nov. 9.

Samaniego, Jofre, Danbury. Seller: Blanca Otavalo, Danbury. Property: 25 Westview Drive, Danbury. Amount: $350,000. Filed Nov. 13.

Smith, Gloria and Harry Smith, New York, New York. Seller: Leslie W. Thilow, Ridgefield. Property: 11 Mamanasco Road, Ridgefield. Amount: $535,000. Filed Nov. 19.

Samartino, Marcelene A. and Robert H. Samartino, Babylon, New York. Seller: Terri L. Bennett, Ridgefield. Property: 22 Rita Road, Ridgefield. Amount: $467,500. Filed Nov. 20. Santiago, Fernando, Danbury. Seller: Jeffrey A. Bayliss, Danbury. Property: Lot 19 of Ridgebury Hills, Danbury. For an unknown amount paid. Filed Nov. 14. Saum, Lydia N., Dunedin, Florida. Seller: George Henry Saum and Lydia N. Saum, Fairfield. Property: 331 Grandview Road, Fairfield. For no consideration paid. Filed Nov. 9.

Soldani, Laura and Kevin Soldani, Norwalk. Seller: Craig D. Cuttner and Nancy K. Cuttner, Norwalk. Property: Lot 13, Map 918, Norwalk. Amount: $580,000. Filed Nov. 16. Spar, Marc, Darien. Seller: Third Street Development LLC, Stamford. Property: 20 Third St., Building 3, Unit 9, Stamford. Amount: $550,000. Filed Nov. 13.

FORECLOSURES Gagliardi, Susan, et al. Creditor: U.S. Bank NA, Irvine, California. Property: 391 Barrack Hill Road, Ridgefield. Mortgage default. Filed Nov. 7. Gianopoulos, Dean, et al. Creditor: U.S. Bank NA, Irvine, California. Property: 41 Fishing Trail, Stamford. Mortgage default. Filed Nov. 14. Keese, Frederick J., et al. Creditor: Wells Fargo Bank NA, West Palm Beach, Florida. Property: 10 Francis Ave., Stratford. Mortgage default. Filed Nov. 9. Marron, James, et al. Creditor: U.S. Bank NA, Irvine, California. Property: 195 Knapps Highway, Fairfield. Mortgage default. Filed Nov. 8. Nawyn, Rochelle-Anne B., et al. Creditor: U.S. Bank NA, Irvine, California. Property: 13 Fleetwood Drive, Danbury. Mortgage default. Filed Nov. 5. Petterson, Kirsten, et al. Creditor: U.S. Bank NA, Irvine, California. Property: 67 Old Farm Road, Wilton. Mortgage default. Filed Nov. 9. Rowley, Daryn G., et al. Creditor: U.S. Bank NA, Irvine, California. Property: 29 Town Hill Ave., Unit 1, Danbury. Delinquent common charges. Filed Nov. 7. Siguenza, Claudio, et al. Creditor: MTGLQ Investors LP, South Houston, Texas. Property: 8 Wixon Road, Danbury. Mortgage default. Filed Nov. 19. Volpe, Christine P., et al. Creditor: DLJ Mortgage Capital Inc. Property: 15 Dana Road, Danbury. Mortgage default. Filed Nov. 15. Zwierz, Agnieszka J., et al. Creditor: U.S. Bank NA, Irvine, California. Property: 49 Hillcrest Ave., Stamford. Mortgage default. Filed Nov. 8.

JUDGMENTS Civil, Ginette St. Juste, et al., Norwalk. $3,053 in favor of Norwalk Hospital Association, Norwalk, by Lovejoy and Rimer PC, Norwalk. Property: 21 Gilbert Hill Road, Norwalk. Filed Nov. 13. Dettmering, Eric, Danbury. $1,399 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 41 Blackberry Road, Danbury. Filed Nov. 19.

Gomez, Christina, Norwalk. $585 in favor of Womenâ&#x20AC;&#x2122;s Health Connecticut, Bridgeport, by Flanagan & Peat, Danbury. Property: 16 Knapp St., Norwalk. Filed Nov. 13. Johnston, David E., et al., Fairfield. $3,433 in favor of The Southern Connecticut Gas Co., Orange, by Nair & Levin, Bloomfield. Property: 401 Oldfield Road, Fairfield. Filed Nov. 19. Marin, Ana, Danbury. $2,124 in favor of TD Bank USA NA, Brooklyn Park, Minnesota, by the Law Offices of Howard Lee Schiff PC, Hartford. Property: 12 Bergh St., Unit 3, Danbury. Filed Nov. 13. Miller, Gary A., Norwalk. $447 in favor of Neurosurgical Associates of Southwestern Connecticut PC, Norwalk, by Flanagan & Peat, Danbury. Property: 90 Bouton St., Unit 2C, Norwalk. Filed Nov. 13. Nawyn, Kenneth E., Danbury. $22,887 in favor of Discover Bank, New Albany, Ohio, by Schreiber/Cohen LLC, Salem, New Hampshire. Property: 13 Fleetwood Drive, Danbury. Filed Nov. 19. Reynolds, Jennifer, Danbury. $3,111 in favor of Western Connecticut Medical Group, Bethel, by Flanagan & Peat, Danbury. Property: 10 Anchor St., Danbury. Filed Nov. 19. Sanchez, Fernando, Danbury. $594 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 12 Ninth Ave., Danbury. Filed Nov. 19. Strout, Jennifer, Danbury. $4,426 in favor of NBT Bank NA, Norwich, New York, by Jacobs & Rozich LLC, New Haven. Property: 2 Caye Road, Danbury. Filed Nov. 15.

Biagi Jr., Donald, 119 Pine Creek Ave., Fairfield. $395,429, a tax debt on income earned. Filed Nov. 13. Bianchi, Edward, 2 Meadow Street Extension, Norwalk. $3,860, a tax debt on income earned. Filed Nov. 5. Bianco, Joann and Richard Bianco, 145 Round Hill Road, Greenwich. $18,385, a tax debt on income earned. Filed Nov. 5. Budzik, Margaret M., 6 Hunt Court, Ridgefield. $12,751, a tax debt on income earned. Filed Nov. 14. Cid, Hugo Del, 4 Hermanny Court, Norwalk. $27,970, a tax debt on income earned. Filed Nov. 5. Cirifalco, Angela and Anselmo Cirifalco, 18 Garner St., Norwalk. $9,706, a tax debt on income earned. Filed Nov. 5. Cornerstone Contracting Corp., 200 Pemberwick Road, Greenwich. $240,053, quarterly payroll taxes. Filed Nov. 5. Criscuolo Jr., Joseph M., 118 Burr Court, Fairfield. $25,950, a tax debt on income earned. Filed Nov. 13. Cugno, Kara T., 40 W. Elm St., Apt. 2G, Greenwich. $31,318 a tax debt on income earned. Filed Nov. 5. Danbury Auto Spring & Welding Co Inc., 38 Lake Avenue Extension, Danbury. $5,024, quarterly payroll taxes. Filed Nov. 15. Delahanty, Nicholas, 93 Park Ave., Apt. 304, Danbury. $61,633, a tax debt on income earned. Filed Nov. 5. Delahanty, Teresa and Nick Delahanty, 93 Park Ave., Apt. 304, Danbury. $4,651, a tax debt on income earned. Filed Nov. 5.

LIENS FEDERAL TAX LIENS-FILED

Desouza, Sergio P., 145 Main St., Unit 104, Danbury. $315,198, a tax debt on income earned. Filed Nov. 20.

Bertrand, Robert N., 12 Maplewood Terrace, Norwalk. $66,300, a tax debt on income earned. Filed Nov. 6.

Ely, Gina S. and William A. Ely, 6 Hilltop Road, Norwalk. $262,763, a tax debt on income earned. Filed Nov. 14.

Bertrand, Robert N., 12 Maplewood Terrace, Norwalk. $78,518, a tax debt on income earned. Filed Nov. 6.

Ferreira, Melanie E., 21 Surrey Glen, Wilton. $440,924, a tax debt on income earned. Filed Nov. 5.

Biagi Jr., Donald, 119 Pine Creek Ave., Fairfield. $979,613, a tax debt on income earned. Filed Nov. 6.

FCBJ

Gamers Gambit Inc., 67 Newtown Road, Danbury. $30,020, quarterly payroll taxes. Filed Nov. 13.

DECEMBER 24, 2018

Facts & Figures Gisby, Kathleen and Michael Gisby, 77 Verplank Ave., Stamford. $472,251, a tax debt on income earned. Filed Nov. 5.

Ormond III, Jeanne and Jeremiah Ormond, 15 Hallmark Place, Stamford. $36,206, a tax debt on income earned. Filed Nov. 13.

Grady, Michael, 271 Guinea Road, Stamford. $18,433, civil proceeding tax. Filed Nov. 5.

Pokorny, William, 429 Toll House Lane, Fairfield. $31,587, a tax debt on income earned. Filed Nov. 6.

Guerrera, Lisa and Robert Guerrera, 8 Allen Court, Norwalk. $149,114, a tax debt on income earned. Filed Nov. 5.

Prade, Dale La, 433 Highland Ave., Stratford. $27,205, failure to collect or pay tax penalty. Filed Nov. 6.

J. Miller Cleaning Services LLC, 7 Pogany St., Unit B, Norwalk. $20,659, quarterly payroll taxes. Filed Nov. 6. Jaffee, Joyce E. and Carey M. Jaffee, 29 Stony Hill Road, Ridgefield. $18,183, a tax debt on income earned. Filed Nov. 13. Jojo Auto Detail LLC, 164 Shelter Rock Road, Danbury. $9,950, quarterly payroll taxes. Filed Nov. 5. Kelly, Patricia and Albert Ruberti, 1175 Black Rock Turnpike, Fairfield. $25,719, a tax debt on income earned. Filed Nov. 6. Kent C. Wahlberg LLC, 1949 Main St., Stratford. $13,994, quarterly payroll taxes. Filed Nov. 6. Knibbe Jr., Erin M. and David S. Knibbe Jr., 468 Branchville Road, Ridgefield. $71,955, a tax debt on income earned. Filed Nov. 20. McGowan, Jennifer and Matthew McGowan, 257 Eastlawn St., Fairfield. $56,479, a tax debt on income earned. Filed Nov. 6. Meadows, Michael, 25 Padanaram Ave., Apt. B, Danbury. $7,265, a tax debt on income earned. Filed Nov. 5. Medina Loveras LLC, 185 Stillwater Ave., Stamford. $12,234, U.S. return of partnership income, payroll taxes and quarterly payroll taxes. Filed Nov. 7. Medina, Jose A., 15 1/2 Mountainville Road, Danbury. $60,717, a tax debt on income earned. Filed Nov. 20. Medina, Rosmira and Jose A. Medina, 15 1/2 Mountainville Road, Danbury. $8,927, a tax debt on income earned. Filed Nov. 20. Nygaard, Mark D., 235 Roselle St., Fairfield. $115,827, a tax debt on income earned. Filed Nov. 6. O’Brien, Polly J. and Philip A. O’Brien, 132 Seth Low Mountain Road, Ridgefield. $37,057, a tax debt on income earned. Filed Nov. 13.

DECEMBER 24, 2018

Priolet, Claude P., 35 Wilson Ave., Norwalk. $915,460, a tax debt on income earned and failure to collect or pay tax penalty. Filed Nov. 6. Priolet, Claude P., 35 Wilson Ave., Norwalk. $62,972, failure to collect or pay tax penalty. Filed Nov. 6. Rosado, Claudia, 375 Mapledale Place, Bridgeport. $2,331, a tax debt on income earned. Filed Nov. 14. Rundhaug, Clair S. and Kirk P. Rundhaug, 40 Deep Hill Ave., Danbury. $202,641, a tax debt on income earned. Filed Nov. 20. Safety Choice General Services LLC, 210 S. King St., Danbury. $17,328, quarterly payroll taxes and payroll taxes. Filed Nov. 5. Shepherd, Carol, 4 Fullin Lane, Wilton. $33,902, a tax debt on income earned. Filed Nov. 14. Smaldone, James, 5917 Main St., Trumbull. $11,954, a tax debt on income earned. Filed Nov. 20. Smith, David, 84 N. Salem Road, Ridgefield. $73,887, a tax debt on income earned. Filed Nov. 20. Snell, Jeff R., 1170 Galloping Hill Road, Fairfield. $132,399, a tax debt on income earned. Filed Nov. 20. Sound Grounds LLC, 16 College Park Drive, Danbury. $54,520, quarterly payroll taxes, payroll taxes and failure to file correct information returns tax penalty. Filed Nov. 5. Temp Air Company Inc., 67 Southfield Ave., Stamford. $18,467, quarterly payroll taxes. Filed Nov. 13. Theissen, Rita P., 992 Summer St., Unit 2C, Stamford. $10,199, a tax debt on income earned. Filed Nov. 6. Twd Management LLC, 8 Mill Road, Danbury. $12,232, quarterly payroll taxes. Filed Nov. 13. Vannart, Jeffery J., 6 Wake Robin Road, Westport. $38,633, a tax debt on income earned. Filed Nov. 13.

FCBJ

Wesconn Autobody & Collision Center, 25C Holley Lane, Danbury. $5,587, U.S. return of partnership income and quarterly payroll taxes. Filed Nov. 6. Wood, Frances M. and David J. Wood, 70 Shorefront Park, Norwalk. $5,782, a tax debt on income earned. Filed Nov. 5.

FEDERAL TAX LIENSRELEASED Cawthron, Smith, 46 Chestnut St., Norwalk. $2,108, quarterly payroll taxes. Filed Nov. 13. Croce, Susan, 325 Oldfield Road, Fairfield. $6,065, a tax debt on income earned. Filed Nov. 13. Dunn, John G., 31 Alden St., Stamford. $16,955, a tax debt on income earned. Filed Nov. 7. Kochis, Christine M. and Keith C. Kochis, 235 Lynnbrook Road, Fairfield. $39,948, a tax debt on income earned. Filed Nov. 20. Leonard Fox Limited, 90 Signal Hill Road, Wilton. $2,738, quarterly payroll taxes. Filed Nov. 19. Lucchesi Jr., William, 1706 Revere Road, Danbury. $2,897, a tax debt on income earned. Filed Nov. 20. Lyons, Candi M. and Richard R. Lyons, 92 Rolling Ridge Road, Stamford. $9,295, a tax debt on income earned. Filed Nov. 13. Samaniego, German A., 61 N. Taylor Ave., Apt. A, Norwalk. $25,623, a tax debt on income earned. Filed Nov. 13. TNC US Holdings Inc., 85 Broad St., Wilton. $24,613, quarterly payroll taxes. Filed Nov. 13. Tool Logistics, 46 Chestnut St., Norwalk. $2,108, quarterly payroll taxes. Filed Nov. 13.

MECHANIC’S LIENS-FILED Payea, Kathleen M. and Daniel S. Payea, Stamford. Filed by American Builders and Contractors Supply Co. Inc., West Haven, by Murphy, Laudati, Kiel & Rattigan LLC, Farmington. Property: 87 Pembroke Drive, Stamford. Amount: $10,681. Filed Nov. 8.

Stamford Phase Four JV LLC, Stamford. Filed by Main Enterprises Inc., Stratford, by Yamin & Grant LLC, Waterbury. Property: Phase Four Unit, Stamford. Amount: $503,946. Filed Nov. 2. Virtus/LCB Darien LLC, Darien. Filed by All State Construction Inc., Farmington, by Luke R. Conrad. Property: Unit 1 in Parklands Condominium, Darien. Amount: $689,283. Filed Nov. 13.

MECHANIC’S LIENSRELEASED BSL Fairfield Development LLC, released by Academy Marble & Granite LLC, by Sinan Sepkin. Property: Map 7730, Mill Plain Road, Fairfield. Amount: $101,932. Filed Nov. 19.

LIS PENDENS Browne-Regular, Kim, et al., Norwalk. Filed by The Witherspoon Law Offices, Farmington, for Wells Fargo Bank NA, Frederick, Maryland. Property: 7 Hamilton Ave., Unit 44, Norwalk. Action: to foreclose on a delinquent mortgage in the original principal amount of $145,000, dated January 2010. Filed Nov. 13. Browy, Joyce L., et al., Stamford. Filed by Ackerly & Ward, Stamford, for the Stamford Water Pollution Control Authority. Property: 81 Elaine Drive, Stamford. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees and take immediate possession of the premises. Filed Nov. 7. Bruno Jr., Benjamin A., et al., Darien. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for Brighthouse Life Insurance Co. Property: 10 Henry St., Darien. Action: to foreclose on a delinquent mortgage in the original principal amount of $359,000, dated July 2007. Filed Nov. 19. Caruso, Michelle L., Danbury. Filed by Brock & Scott, Pawtucket, Rhode Island, for New Penn Financial LLC. Property: Lot 6, Map 5349, Danbury. Action: to foreclose on a delinquent mortgage in the original principal amount of $346,114, dated November 2015. Filed Nov. 19. Constante, Linda, et al., Danbury. Filed by MRLP, Hartford, for Wells Fargo Bank NA, Frederick, Maryland. Property: 7 Rodline Road, Danbury. Action: to foreclose on a delinquent mortgage in the original principal amount of $180,504, dated February 2012. Filed Nov. 20.

Curtin, Kevin P., et al., Stamford. Filed by The Witherspoon Law Offices, Farmington, for Wells Fargo Bank NA, Frederick, Maryland. Property: 84 Hobson St., Stamford. Action: to foreclose on a delinquent mortgage in the original principal amount of $500,000, dated August 2006. Filed Nov. 13. Farinas, Maria, et al., Stamford. Filed by Vincent J. Freccia III, Stamford for city of Stamford. Property: 1501 Newfield Ave., Stamford. Action: to foreclose on tax liens levied against the owner by the city of Stamford and take immediate possession of the premises. Filed Nov. 13. Gonzalez, Lisa M., et al., Fairfield. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for Lakeview Loan Servicing LLC. Property: 98 Youngstown Road, Fairfield. Action: to foreclose on a delinquent mortgage in the original principal amount of $425,365, dated June 2017. Filed Nov. 13. Grullon, Ramon A., et al., Stamford. Filed by O’Connell, Attmore & Morris LLC, Hartford, for The Bank of New York Mellon, New York, New York. Property: 28 Crescent St., Unit 4, Stamford. Action: to foreclose on a delinquent mortgage in the original principal amount of $200,000, dated January 2005. Filed Nov. 6. Hornik, Peter F., et al., Danbury. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for U.S. Bank NA, Salt Lake City, Utah. Property: 37-39 Hoyt St., Danbury. Action: to foreclose on a delinquent mortgage in the original principal amount of $166,500, dated June 2004. Filed Nov. 5. KDFBS LLC, et al., Ridgefield. Filed by Ackerly & Ward, Stamford, for The Village at Ridgefield Condominium Association Inc., Ridgefield. Property: Unit 12 of The Village at Ridgefield, Ridgefield. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the property. Filed Nov. 14. Kennett, Sean, et al., Stamford. Filed by Bendett and McHugh PC, Farmington, for New Penn Financial LLC. Property: 30 Glenbrook Road, Stamford. Action: to foreclose on a delinquent mortgage in the original principal amount of $240,120, dated December 2010. Filed Nov. 13. Kim, David K., et al., Wilton. Filed by O’Connell, Attmore & Morris LLC, Hartford, for The Bank of New York Mellon, New York, New York. Property: 297 Ridgefield Road, Wilton. Action: to foreclose on a delinquent mortgage in the original principal amount of $1.5 million, dated August 2005. Filed Nov. 6.

Lavada, Richard P., et al., Fairfield. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for Federal National Mortgage Association, Bridgeport. Property: 181 Burroughs Road, Fairfield. Action: to foreclose on a delinquent mortgage in the original principal amount of $345,600, dated December 2006. Filed Nov. 20. Leon, Nilton, et al., Stamford. Filed by Ackerly & Ward, Stamford, for Stamford Water Pollution Control Authority. Property: 28 Wood Ridge Drive South, Stamford. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees and take immediate possession of the premises. Filed Nov. 16. Malinoski, Catherine A., et al., Danbury. Filed by The Witherspoon Law Offices, Farmington, for Wells Fargo Bank NA, Frederick, Maryland. Property: 27 Crows Nest Lane, Unit 10M, Danbury. Action: to foreclose on a delinquent mortgage in the original principal amount of $183,150, dated June 2009. Filed Nov. 13. Mandell, Kathleen, et al., Danbury. Filed by The Marcus Law Firm, North Branford, for CC1 Connecticut LLC. Property: 156A Linden Tree Lane, Danbury. Action: to foreclose on tax liens levied against the owner by the city of Danbury and take immediate possession of the premises. Filed Nov. 15. Menard, Verdieu, et al., Stamford. Filed by Ackerly & Ward, Stamford, for the Stamford Water Pollution Control Authority. Property: 81 Lafayette St., Stamford. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees and take immediate possession of the premises. Filed Nov. 6. Morales, Danilo, et al., Stamford. Filed by Ackerly & Ward, Stamford, for the Stamford Water Pollution Control Authority. Property: 39 Maple Tree Ave., Unit 53, Stamford. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees and take immediate possession of the premises. Filed Nov. 5.

MORTGAGES Bright Beginnings Child Care LLC, Stamford, by Rajat Gupta. Lender: Patriot Bank NA, Stamford. Property: 430 High Ridge Road, Stamford. Amount: $900,000. Filed Nov. 16. Bright Beginnings Fairfield LLC, Greenwich, by Rajat Gupta. Lender: Patriot Bank NA, Stamford. Property: 356 Black Rock Turnpike and 75 Duka Ave., Fairfield. Amount: $900,000. Filed Nov. 16.

Facts & Figures Connecticut Restoration Builders LLC, Greenwich, by Frederick Crimins. Lender: Stormfield Capital Funding 1 LLC, Southport. Property: 11 Tuckahoe Lane, Fairfield. Amount: $400,000. Filed Nov. 16.

DP 75 LLC, Mount Kisco, New York, by James A. Diamond. Lender: Savings Bank of Danbury, Danbury. Property: 60 Shelter Rock Road, Danbury. Amount: $1.7 million. Filed Nov. 15.

Sturges Brothers Inc., Ridgefield, by Donald C. Sturges. Lender: Fairfield County Bank, Ridgefield. Property: 118 Walnut Grove Road, Ridgefield. Amount: $355,000. Filed Nov. 20.

CPCI LLC, Milford, by Christine Hogan. Lender: Wheels of Connecticut Inc., Milford. Property: 493 Glenbrook Road, Stamford. Amount: $1.1 million. Filed Nov. 16.

Fitzpatrick, Fray & Bologna LLC, Fairfield, by Eileen Wellner. Lender: AFM Properties LLC, Fairfield. Property: 562 Hoydens Lane, Fairfield. Amount: $39,650. Filed Nov. 14.

Summit Investment Properties LLC, Stratford, by Alexander Moses. Lender: Stormfield Capital Funding 1 LLC, Southport. Property: 225 Marina Drive, Stratford. Amount: $145,000. Filed Nov. 7.

CPW Realty LLC, Darien, by Cecile P. Windels. Lender: Citibank NA, Long Island City, New York. Property: 745 Boston Post Road, Unit 1, Darien. Amount: $1.6 million. Filed Nov. 19. D & L Investment Properties LLC, Danbury, by Sebastian de Oliveira. Lender: Savings Bank of Danbury, Danbury. Property: 46, 46A and 48 Merrimac St., Danbury. Amount: $780,000. Filed Nov. 21.

Radar Properties LLC, by Andrew Schiller. Lender: Webster Bank NA, Waterbury. Property: 92 Miry Brook Road, Danbury. Amount: $216,000. Filed Nov. 20. SLG America’s Group LLC, Sunrise, Florida, by Esteban Antman. Lender: Finance of America Commercial LLC, Charlotte, North Carolina. Property: 17 Juniper Ridge Drive, Danbury. Amount: $247,672. Filed Nov. 21.

NEW BUSINESSES Framework ESG, 1 Atlantic St., Stamford 06901, c/o Framework LLC. Filed Nov. 20. Funding Founding, 175 Atlantic St., Stamford 06902, c/o Nousium LLC. Filed Nov. 13. Generation One Comics and Gaming, 52 Padanram Road, Danbury 06810, c/o Wilson Checo. Filed Nov. 13.

George Street Consulting Services, 175 Hope St., Second floor, Stamford 06902, c/o Anthony Gayle. Filed Nov. 7. Gila Group, 6505 Airport Blvd., Suite 100, Stamford 06902, c/o Gila LLC. Filed Nov. 9. Gopio International Chamber of Commerce, 100 Briar Brae Road, Stamford 06902, c/o Global Organization of People of Indian Origin. Filed Nov. 20. Gray-El Nkosi Trust, 807 Sienna Drive, Danbury 06810, c/o Nkosi Gray. Filed Nov. 7. Half Full Collaborations, 43 Homestead Ave., Stamford 06902, c/o Half Full Brewery Inc. Filed Nov. 8. Handyman on The Go, 55 Givens Ave., Stamford 06902, c/o Franklin Pascual. Filed Nov. 6. HDS Design, 23 Possimur Court, Wilton 06894, c/o Haiku Durden. Filed Nov. 8.

Ilovekickboxing.com, 561 Elm St., Stamford 06615, c/o Breakwater Ventures LLC. Filed Nov. 5.

J Tech Sales, 16 Thorndale Circle, Darien 06820, c/o Maroon Group LLC. Filed Nov. 20.

In Connected Marketing, 501 Merritt 7, Fourth floor, Norwalk 06581, c/o Advantage Sales & Marketing LLC. Filed Nov. 14.

Kelly Ingraham, 40 Princess Pine Road, Norwalk 06580, c/o Kelly Ingraham. Filed Nov. 9.

Italian Center of Orcas Swim Club, 1620 Newfield Ave., Stamford 06905, c/o Italian Center of Stamford Inc. Filed Nov. 14.

Kings Farm CT, 51-53 Spruce Mountain Road, Danbury 06811, c/o William C. King and Leslie J. King. Filed Nov. 19.

Quantitative Developer (Greenwich, CT) sought by investment firm. Support company’s Risk Mgt Sys Library of Quant Models. Perform data validation, process monitoring, workflow mgt, metrics validation, errors/exceptions handling, & explanation of metrics. Dev new models for new valuation methodologies & for new types of derivative securities/assets. Reqs: US Bachelor’s or foreign deg equiv in Math, Fin Engr, or rltd quantitative fld; 3 yrs’ exp in a quant role on a derivative desk or a risk quant group; Exp must include: troubleshooting & validating analytic results (price, risk, and P&L); building tools & improving existing models for derivatives across diff assets (FX/IR, Equity); and authoring model docs for regulatory model approval; Exp must also include: developing analytic solutions using C++, Python languages; implementing Monte-Carlo & PDE; & utilizing VB for Excel, XML,SQL, & SVN/GIT. Mail resume to Paloma Partners Management Company, Attn: Paul K., Two American Ln, Greenwich, CT 06831.

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