Partners Insights March 24, 2025: Eldercare

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ELDERCARE Partner Insights

MONARCH COOPERS CORNER. IT’S OUR PEOPLE, AND THE PLACE. SENIOR LIVING

Monarch Coopers Corner encompasses big picture wellness, smaller community setting. A place where everyone knows you: Monarch Coopers Corner is one of a kind, offering a boutique wellness setting with smalltown familiarity and trusted support, plus modern amenities in a posh and progressive environment.

In the heart of it all: Monarch Coopers Corner – New Rochelle NY

A Bespoke Wellness Experience. We dive deep into life stories to better serve and celebrate individual needs, preferences and personalities. From Assisted Living to Memory Care, residents experience a tight-knit family feel with caring support, well-trained

team members and licensed nurses available 24/7.

Safety First, Well-Being Always.

Monarch Coopers Corner is the first of its kind to enroll in WELL Certification by the International WELL Building Institute through WELL v2™, meaning our space upholds the highest level of integrity when it comes to design safety and well-being. Each element of design addresses and incorporates ten concepts: air, water, nourishment, light, movement, thermal comfort, sound, materials, mind and community. Ergonomic Design for Private Residences Our space marries the five touch points of design: Safety, comfort, ease of use, productivity/performance and aesthetics. Comfort and technology blend seamlessly throughout

common spaces, exteriors and private suites, offering unique solutions to each resident’s needs.

In your neighborhood: Monarch Coopers Corner – New Rochelle NY

Inspired by you. Endless choices. Join our daily exercise and rehabilitation classes offered in both Assisted Living and Memory Care. Meet with our on-site, dedicated physiologist who serves the community as well. Join an art lecture, explore oils on canvas or garden with friends. The choice to wellness is all your own; we provide a menu of services, experiences, programs and diverse cultural offerings to support you along the way. Build lifelong relationships within our tight-

knit setting and also the local community with our dynamic partnerships and endless opportunities. Find new hobbies, cherish longtime passions and share in life’s excitement as the student or the teacher. The choice is always yours. Moments to Savor Healthy, flavorful, indulgent and locally sourced: Talented culinary artists are ready to celebrate your cherished family recipes and introduce you to new ones. Menus are as diverse as our patrons. From catered private dinners for milestone celebrations to in-residence dining, we do it all.

Just around the corner: Monarch Coopers Corner – New Rochelle NY Call us to schedule a visit to explore Monarch Coopers Corner.

Hello Roger

Brightview’s award-winning communities engage residents while supporting their changing needs. Safety enhancements, wellness programs, and personal care services empower residents to live full, rewarding lives with confidence.

What will you do today? At Brightview, it’s entirely up to you! Pursue your creative passions, socialize at happy hour, enjoy an outing, rejuvenate in our salon, take in a concert, or simply relax in your apartment home. Whatever you want to do, you can do it with Brightview.

We have one question for you: Why not? Each day, residents explore new interests and embark on new adventures. Want to try a new cuisine? Take up a new hobby? Cross “zip-lining” off your list? Why not?

L i v e Y o u r B e s t L i f e

I N D E P E N D E N T L I V I N G

W e o f f e r a l l t h e c o m f o r t s o f a r e t i r e m e n t

c o m m u n i t y o n a r e n t a l b a s i s – w i t h n o

e n t r a n c e f e e s o r l o n g - t e r m

c o m m i t m e n t s – i n y o u r c h o i c e o f

t o w n h o m e s , a p a r t m e n t s , a n d s t u d i o s

A S S I S T E D L I V I N G

O u r r e s i d e n t s h a v e e v e r y t h i n g a t h a n d

a n d e v e r y o p p o r t u n i t y t o l i v e t h e i r o w n

l i f e , o n t h e i r t e r m s . T h e s e a p a r t m e n t s

c o m e c o m p l e t e w i t h t h e s u p p o r t s a n d

s e r v i c e s a r e s i d e n t m a y r e q u i r e

M E M O R Y C A R E

A t W a r t b u r g ’ s B e r k e m e i e r L i v i n g C e n t e r

w e a r e d e d i c a t e d t o p r o v i d i n g

e x c e p t i o n a l c a r e a n d s u p p o r t f o r

i n d i v i d u a l s w i t h m e m o r y i s s u e s , e n s u r i n g

a l i f e o f c o m f o r t , d i g n i t y , a n d j o y .

A D U L T D A Y C A R E

W h e t h e r y o u r f a m i l y c h o o s e s t h e s o c i a l

m o d e l o r f i n d s t h a t t h e a d d i t i o n a l

h e a l t h c a r e s u p p o r t o f o u r m e d i c a l m o d e l

b e t t e r m e e t s y o u r n e e d s , y o u w i l l h a v e

p e a c e o f m i n d k n o w i n g y o u r l o v e d o n e i s

i n a n u r t u r i n g , c a r i n g e n v i r o n m e n t t h e y

a r e s u r e t o e n j o y

R E H A B I L I T A T I O N

O u r c a r e f o c u s e s o n m a x i m i z i n g t h e

i n d e p e n d e n c e o f e v e r y p a t i e n t . O u r

d e d i c a t e d s t a f f h a s m a n y y e a r s o f

e x p e r i e n c e a n d t h e p u t t h a t e x p e r i e n c e

t o w o r k f o r e v e r y p a t i e n t e v e r y d a y W e

c r e a t e a n i n t e n s i v e t h e r a p y r e g i m e n f o r

e a c h i n d i v i d u a l t h a t i s b a s e d o n t h e i r

n e e d s a n d g o a l s – f o c u s e d o n a s p e e d y

r e c o v e r y .

NEW YORK STATE’S PROPOSED 30-MONTH LOOKBACK PERIOD –

WHAT IT COULD MEAN FOR COMMUNITY-BASED LONG-TERM CARE RECIPIENTS

New York State has proposed significant changes to Medicaid that could have major implications for individuals applying to receive home care or assisted living services. Originally expected to be implemented in March 2025, New York’s 30-month lookback period for non-institutionalized individuals applying for Community Medicaid has not yet received final federal approval, but applicants in New York should nevertheless pre pare for its potential impact.

Previously, there was no look back period required for individuals seeking Community Medicaid ser vices. This allowed many seniors and disabled individuals to preserve their assets while receiving the care they need. However, in 2020, New York enacted a 30-month lookback period and transfer penalty for community long-term coverage for the first time. Although these regulations have not yet been implemented, New York has submitted a request to the Centers for Medicare & Medicaid Services (“CMS”) to approve this change. Implementation was expected to be delayed until at least March 2025 to allow for time to train personnel on the new procedures and to obtain CMS approval. Additionally, CMS must confirm that New York State has utilized federal funds from the Ameri can Rescue Plan (ARPA), as the state is not permitted to impose new Medic aid eligibility restrictions until these funds have been expended.

If the proposed 30-month look back is enforced, applicants will face various challenges that will require guidance. These challenges may include whether they can shelter excess income through pooled

income trusts and how the transfer penalty start date will be calculated. Similar to the regulations for nursing home care applicants, it is likely that Community Medicaid applicants would have to provide a comprehensive accounting of all transfers made within the 30-month period immediately preceding their application date in order to determine their eligibility to receive said services. Any uncompensated transfers, such as gifts to family members (other

than a spouse), property transfers, or assets placed in trust, could result in a penalty period during which Mediaid coverage for Community Medicaid services would be denied. This could result in delayed access to critical services such as adult day health care, assisted living programs, certified home health agency services, personal care services, and private duty nursing.

The implementation of a 30-month lookback period for home care

benefits represents a significant shift in Medicaid policy, and individuals planning to apply for Community Medicaid should take proactive steps to protect their financial future.

The Elder Law and Special Needs Practice Group at Bleakley Platt & Schmidt, LLP is dedicated to helping their clients navigate these complex changes in the law and assisting clients looking to receive Medicaid Services. Contact Sara L. Keating at (914) 287-6110 or skeating@bpslaw.com.

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