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STEETS RETIRES • 2

LOFTY LIVING • 3

NEWS NOON @

Playland plan gets a boost

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3d ViSion

INSIDE

January 6, 2014 | VOL. 50, No. 1

Lawsuit dismissed, vote expected BY MARK LUNGARIELLO mlungariello@westfairinc.com

according to the fourth quarter Westchester Business Confidence Index recently released by The Business Council of Westchester. Launched by the Business Council in the fourth quarter of 2008 as its members struggled in the Great Recession, the index is designed and conducted by DataKey Consulting L.L.C. of Mount

ustainable Playland Inc. won’t opt out of its 10-year deal to manage Playland even after the county missed a deadline to finalize the agreement, a spokesman for the group said. In fact, the group is ready to move forward after months of uncertainty around a lawsuit that sought to block the contract, which envisions transforming the county-owned park from a seasonal amusement park to a year-round destination with restaurants on the boardwalk, a miniature water park and athletic fields. A state Supreme Court judge dismissed the suit last month, ruling the deal did not violate the county’s charter. Geoff Thompson, a spokesman for Ryebased Sustainable, said the group remained optimistic they’d be given the keys to Playland in time for its 2014 opening in the spring. “Having a lawsuit kind of hanging over the overall plan, that is a deterrent to investment for obvious reasons,” Thompson said. “That was an obstacle that was sort of always in the room.” Robert P. Astorino, the Republican county executive, signed a deal with Rye-based Sustainable in late July 2013 but the agreement sat in limbo in board legislative committees while its legality was challenged in court and its benefit became a debate point in county elections. Board Chairman Ken Jenkins, a Yonkers Democrat, sued and said the signing of the deal was illegal under county law, which says that any long-term lease needs the formal approval of the Board of Legislators. The deal did get the approval of the county’s Board of Acquisition

Business, page 6

Playland, page 6

Shai Schechter

Business climate brighter BY JOHN GOLDEN jgolden@westfairinc.com

BUSInESS OwnERS AnD EXECUTIVES in Westchester County ended the year more optimistic about the business climate for their companies than they’ve been through most of the last five years,

NEWS NOON @

the ‘face’ of indian Point ready to retire BY CRYSTAL KANG ckang@westfairinc.com

here’s no middle ground with nuclear energy. You either love it or hate it. And when it comes to Indian Point, long a politically charged lightning rod, being the spokesman for the company that runs it takes aplomb and a steely coolness when for most people the response would be just the opposite. After 23 years in that proverbial hotseat, Jim Steets is soon retiring after fielding innumerable press inquiries, taking on opposition from anti-nuke groups and politicians including Gov. Andrew Cuomo who would like to see Indian Point shut down, and demystifying the national controversy with nuclear power. With nuclear energy a tension-fraught issue where any debate can rise quickly to fever pitch, Steets said his tactic is to always take the high road. But sometimes, he said it’s tough to remain nonconfrontational when people don’t do their research, basing their arguments on misinformation. “It’s a lot of emotion,” Steets said. “You hear a lot of things that are said by our opponents and that can get your emotions up, but you have to just check yourself.” As spokesman for Entergy Nuclear Northeast, supervising internal and external communications for six nuclear plants and leading a staff of 15 managers, specialists and administrators, Indian Point is responsible for carrying 25 percent of the power on the New York City and Westchester electric grid. He started in the nuclear energy industry in 1990 as the senior federal affairs representative of the New York Power Authority. He served as the communications manager for the Power Authority, being the primary spokesman for Indian Point unit 3, making the case for the economic and environmental benefits of the plant. And while the local challenge is managing the ongoing debate over the re-licensing of two nuclear power plants at Buchanan-

WCBJ

WESTCHESTER COUNTY

BUSINESS JOURNAL ®

Biz

January 6, 2014 • WCBJ

based Indian Point, Steets has often been called to address issues on the world stage. Following the attacks of Sept. 11, 2001, Steets faced an unrelenting barrage of questions, phone calls and emails about Indian Point’s potential as a target for terrorists. Although Steets worried about the potential for Indian Point to be attacked, too, he said many people don’t realize that even if it was hit, a nuclear power plant can’t explode. “There isn’t anything you can do to a commercial nuclear reactor to make it behave like a nuclear bomb,” Steets said. “The technology isn’t there. The makeup of the fuel isn’t enriched enough to cause a nuclear explosion. It’s only enriched to about six percent.” In 2011, the Fukushima nuclear disaster in Japan resulting from a tsunami and earthquake raised concern about the ability for Indian Point to withstand natural disasters. Steets said despite the pressure to put the public at ease, he said all he had to do was lay out the facts. “The difference between the nuclear plants in Japan and Indian Point are important,” Steets said. “The plant at Fukushima was unable to withstand the tsunami because their fuel tanks sat above ground and were swept away. Ours are underground. The challenges could’ve easily been dealt with in Japan if the fuel tanks were relocated.” Steets said he enjoys helping people separate the myths from the facts about nuclear power plants and radiation. And he does so with an amiable yet firm and calm tone of voice even when reporters grill him with tough questions. “One of the things I’ve enjoyed is the opportunity to convince people. Whatever their beliefs may have been about nuclear power plants, they’re probably not based on science or facts. And so when I can bring that information to them and see their point of view change, I get a lot of satisfaction from that.” With the current relicensing of a nuclear power plant at Indian Point pending approval, Steets said it could take up to five years to fully relicense Indian Point unit 2, which Entergy bought from Con Edison in

Main office telephone ........ (914) 694-3600 Newsroom fax ........................ (914) 694-3680 Sales fax .................................... (914) 694-3699 Research fax ............................ (914) 694-3682 Editorial e-mail:..........bobr@westfairinc.com Or write to: 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Publisher Dee DelBello Managing Editor Bob Rozycki Westchester County Bureau Chief John Golden Administrative Manager • Alissa Frey

mid-2001. One year earlier, Entergy bought Indian Point unit 3 from the New York Power Authority, and the permit on that power plant expires December 2015. Unit 2, which expired in September, will operate throughout the application renewal process under federal law. Indian Point unit 1 is out of use. Entergy is invested in the license renewal application to ensure that the two plants meet the requirements, and the NRC has already recommended those plants be granted their licenses, Steets said. He added that the review process is very thorough and conducted by three independent judges hired independently by the NRC. “When all is said and done, I don’t think anyone can say that when Entergy achieves those licenses, it did not demonstrate in a very positive, tangible way that those plants can operate safely for the next 20 years,” Steets said. When Steets retires on Jan. 31, Jerry Nappi, communications manager at Indian

Point, will take over. “I think Jerry is going to perform his duties extremely well,” Steets said. “He’s got a good head on his shoulders, and he’s familiar with the political arena and the need to stay the high road on these issues.” Steets said he will remain involved in the Westchester community as a board member of two organizations: the Boys and Girls Club of Northern Westchester in Mount Kisco and the Hudson River Healthcare based in Peekskill. At age 60, he plans to spend more time on the fairway, but stay updated on energyrelated issues. “I’m going to be a better golfer,” said Steets, who grew up in Spring Lake, N.J., and now lives in Middletown with his wife, Marie, who is the deputy county clerk in charge of motor vehicles for Orange County. “I’ll also be involved and helpful and supportive of Indian Point’s license renewal in any way I can and any way they’re willing to have me.”

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luxury lofts planned near bronxville BY JOHN GOLDEN jgolden@westfairinc.com

landmark records storage building in Yonkers vacated by Metropolitan Life Insurance Co. has been acquired by a Nyack-based developer with plans to convert it to luxury apartment lofts within walking distance of downtown Bronxville. WY Management L.L.C., a boutique developer of hotels and condominium and apartment buildings in New York City, last spring signed a purchase contract for the Metropolitan Life Insurance Co. Hall of Records at 759 Palmer Road. Highcap Group, an investment sales brokerage in Manhattan, in October announced the $7.8 million sale of the MetLife property for potential residential use. Principals at WY Management plan to redevelop the one-acre property as Metloft, a rental complex with 61 loft-style apartments, a two-level indoor parking garage, rooftop common area, indoor pool and fitness center. The building’s historic exterior will be maintained, Yonkers city officials said. Pending a public hearing, the Yonkers

Industrial Development Agency board recently approved approximately $546,000 in exemptions on sales taxes for construction materials for the Metloft project and a mortgage recording tax exemption of $378,000. Yonkers IDA staff also was authorized to negotiate a property tax abatement agreement with the new owner. City officials said the project will generate an estimated 145 construction jobs and seven full-time and part-time building staff positions. WY Management in 2013 also proposed to partner with a Texas-based operator of boutique hotels, NYLO Hotels L.L.C., to expand and convert a two-story factory in Nyack to a four-story, 132-room loft-style hotel. The developer paid $4.2 million for the property at 400 High Ave., last occupied by Stoffel Seals Corp., and planned to invest $19 million in the hotel construction project, WY Management principal Michael Yanko said last year. The NYLO Nyack is expected to be completed by late 2014, according to the developer’s website. WY Management principals could not be reached for comment at press time.

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Left to right: JoAnn LoFrisco, First VP; Nina DeRobertis, Portfolio Manager; John Murphy, First VP and Lynn Bagliebter, First SVP

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WCBJ • January 6, 2014

S&P raises Yonkers bond rating

aside to do what’s right for the people,” Spano said in a press release. “The City Council, working across the aisle, has been instrumental in our success to stabilize Yonkers’ fiscal outlook and grow the economy.” The city’s outside auditor, Nicholas DeSantis, said the city’s A+ bond rating from Standard & Poor’s is the highest since at least 1981 and could be the best ever for Yonkers. Standard and Poor’s in the ratings report said Yonkers’ financial flexibility has improved considerably in the past few years after the city was assessed as having a negative fiscal outlook by Moody’s as recently as 2011. S&P also credited Spano with reaching a new contract with the Yonkers Patrolmen’s Benevolent Association that eliminates new recruit bonuses, reforms sick leave and helps to eliminate some of the uncertainty in the city’s financial plan. S&P also noted several financial chal-

tandard & Poor’s has given the city of Yonkers its highest bond rating in more than three decades, and the city’s mayor credited a bipartisan City Council effort as instrumental in the city’s improved fiscal outlook. Mayor Mike Spano announced that S&P upgraded to A+ its rating of Yonkers’ general obligation bonds, up three levels from its previous BBB+ rating. Citing the city’s strong financial management, good fiscal policies and an improving economy during the past three years, the ratings services agency said the city has a stable fiscal outlook. Spano called the higher rating “a sign that Yonkers is moving in the right direction and our economy is gaining steam” and a “reaffirmation” of his sound fiscal policies through two years in office. “In Yonkers we’ve seen what can happen when Democrats and Republicans put politics

lenges facing Yonkers. They include the rising costs of pensions and employee fringe benefits; a 2 percent constitutional tax limit which, if breached, would hamper the city’s ability to collect property tax revenues; increasing strains placed on the city as one of only four cities in New York with a dependent school district; a tax base that is 37 percent exempt, and ongoing tax certiorari settlements. Spano said he will continue to urge Gov. Andrew Cuomo and the state Legislature to provide cities like Yonkers with the tools to solve their long-term financial challenges. He will testify this before the Joint Legislative Budget Committee in Albany. “The city has made a lot of progress over the last two years and our financial outlook continues to improve every day, but we’re not out of the woods yet,” Spano said. – John Golden

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Jobless rates drop in Westchester and region

Unemployment rates in Westchester County and the seven-county Hudson Valley region dropped below 6 percent in November, when about 14,200 fewer residents in the region were out of work than a year ago, according to the state Department of Labor. Westchester’s unemployment rate in November was 5.5 percent, down from 6 percent in October and 6.8 percent in November 2012. Of the 62 counties in New York, Westchester had the seventh lowest jobless rate for the month, tied with Albany and Columbia counties. Neighboring Putnam County’s 5 percent unemployment rate was the second lowest in the state in November, behind Tompkins County’s 4.4 percent rate. Rockland County had the fifth best unemployment record in the state at 5.3 percent. Unemployment in the Hudson Valley region was at 5.8 percent in November, down from 6.3 percent in October and 7.1 percent in November 2012. Of the state’s 10 labor market regions, the Hudson Valley trailed only Long Island, at 5.4 percent, and the Capital region, at 5.7 percent, with the lowest November unemployment rate. Jobless rates in the region’s northernmost and more rural counties remained higher than 6 percent in November. The Labor Department reported unemployment rates of 6.2 percent in Dutchess County, 6.3 percent in Orange County and 6.8 percent in Ulster County. Sullivan County’s 8 percent unemployment rate was the 11th highest in the state for the month.

Daily Voice to launch two weekly newspapers

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January 6, 2014 • WCBJ

•

Daily Voice will launch two countywide newspapers starting March 13, one for Westchester and another for Fairfield, Daily Voice founder and chair Carll Tucker announced last month. The company said the idea is to reach a wider audience, including those who are younger and older and don’t frequently visit the Daily Voice websites. Daily Voice will continue publishing stories on its 41 Westchester and Fairfield websites. But only the top five percent of the 800 stories Daily Voice produces will be printed in the weekly newspapers, Tucker said. “The weeklies will showcase Daily Voice in waiting rooms and lobbies and will provide municipalities and other jurisdictions an effective distribution medium for legal notices,” Tucker said in a written statement. The annual newspaper subscription rate for Daily Voice will be $125 with a prepublication discount subscription rate of $75 starting January. Advertisements won’t be sold into the newspapers initially, but current Daily Voice advertisers will be allowed to use the ad space. — John Golden and Crystal Kang

INBRIEF Waiver lets Ryan take $190G med center job

Democrat William Ryan will take a $190,000-a-year job with the company that runs Westchester Medical Center, a move that needed an ethics waiver from the county Board of Legislators. Ryan, of White Plains, will leave office in January after 16 years as a county legislator, a post which pays him a base salary of $49,200 a year. He did not seek re-election this year. An ethics waiver was needed because a provision of the county ethics code says that county employees must wait at least a year after leaving before working for a company that has had a business relationship with the county. Ryan is expected to work as a governmental liaison for Westchester County Health Care Corp., which runs the medical center. The center, which operates in Valhalla as a public benefit corporation, was under the direct control of the county until 1998. Ryan, who served as county board chairman from 2004 to 2009, was credited for his role in the county’s Financial Improvement Committee that helped the financially struggling medical center find solvency in 2004. The Board of Legislators voted 9-1 to approve the waiver at a special meeting that several board members didn’t attend. The meeting had been called late Friday, a move which drew criticism from several legislators and members of the public for its quick turnaround. Democrat Ken Jenkins, likely serving his last meeting as board chairman, said he believed that every legislator was called to attend. “I thought we did not need a waiver for this particular request since the medical center is now a separate entity, but we still have a significant interest,” he said. The sole dissenting vote came from Legislator Michael Kaplowitz, a Somers Democrat, who said he believed the vote should have been held until the new year when more legislators could have attended. Kaplowitz is a member of a coalition with Democrat Virginia Perez and the seven Republicans on the board. The coalition is expected to vote in Kaplowitz as the next county board chairman. The two Republicans in attendance, Rye Brook’s David Gelfarb and Yonkers’ Bernice Spreckman, both voted in favor of the ethics waiver. Still, questions have been raised by some board members about

the provision of the ethics code, Section 883.21(H), that has been waived several times in recent years. Coalition members have left the possibility to refine or change the provision and potentially some other aspects of the code in the 2014-2015 legislative session.

County board Democrats name Borgia to lead

Catherine Borgia, an Ossining lawmaker, will lead the county Board of Legislators’ Democratic caucus in the new year. Board Democrats met Dec. 23 to choose new leadership, just four days after a bipartisan coalition announced its own leadership plans for the 2014-15 legislative session. The coalition was formed with Democrats Michael Kaplowitz and Virginia Perez joining the seven Republicans on the 17-member board. The coalition announced it would support Kaplowitz as the new board chairman and Republican Jim Maisano as new vice chairman when the board votes on new leadership at its first meeting of 2014 on Jan. 6. Borgia, a former Ossining town supervisor, is entering her second term in office and has chaired the board’s Government Operations subcommittee. She represents District 9, which includes part of Ossining, Cortlandt, Croton-on-Hudson, Peekskill and Briarcliff Manor. “Important values like job creation, smart spending and protecting our environment should guide this board’s decision-making in the upcoming session,” Borgia said in a written statement. The caucus announced Borgia as the new Democratic majority leader and Mount Vernon’s Lyndon Williams as next majority whip. They will replace current Majority Leader Peter Harckham of North Salem and MaryJane Shimsky of Greenburgh, respectively. There is some question how the majority and minority caucus dynamic will play out, though, due to the coalition leadership and the expectation that the coalition will represent a coalition majority. Both Democratic coalition members are reportedly continuing to participate in the Democratic caucus, meaning their 10-member group remains the majority despite the coalition. Harckham, who decided not to seek another term as majority leader, said, “The Board of Legislators’ new Democratic leadership team represents excellent choices to articulate the Democratic values that voters stood for in sending 10 Democrats as a majority back to the board.”

Citrin Cooperman Corner Planning for Success In 2014 By AlAn G. BAdey, CPA Citrin CooPermAn

As we put 2013 behind us, it’s time to once again set new goals, embrace new strategies, and focus on how to create more solid foundations, adapt to changes, and drive businesses forward in the coming year. Previously, our articles in Citrin Cooperman Corner have explored various methods business owners can implement to thrive in an uncertain and fast-changing economic environment. We have shared our insight on the most pressing topics and concerns for business owners over the past year, such as: • Corporate Governance • Employee Productivity • Inventory Controls • Exit Strategies for the Business Owner With a welcome upturn in the current business climate, our goal for 2014 is to share strategies and advice to help foster confidence, capitalize on a more positive economic landscape, and turn potential growth into a reality. We will take a closer look into the ideas and methods that set the stage for prosperity and success for entrepreneurs, acquisition strategies, dressing your business for sale and even international pursuits. In the year to come, we will identify and delve into many of the key areas business owners should turn their attention towards as the year progresses.

Our column will explore critical topics such as: • Blueprint for Becoming a Successful Entrepreneur • Private Equity Financing • Merging and Acquiring a New Business • Preparing Your Business for Sale In addition to this column, we have connected with business owners in various other ways to bring constructive and critical information to the local business community, such as our highly attended annual “Driving Your Business” seminar series. In 2013, the topics ranged from discussions on the Affordable Care Act and fraud in the workplace to leading women executives who shared their valuable and constructive management insights. This year, our seminars will include roundtables of the business world’s most innovative CEOs and an in-depth look into the business behind managing physician practices. These topics will also be examined with white papers we have authored. As we move into the New Year, we look forward to sharing our expertise and experience to help you and your business thrive. Alan G. Badey is the Managing Partner of Citrin Cooperman’s White Plains office. He can be reached by phone at (914) 949-2990 or via email at abadey@citrincooperman.com. Citrin Cooperman is a fullservice accounting and business-consulting firm with offices in White Plains, NY; Norwalk, CT; New York City; Livingston, NJ; and Philadelphia.

A MESSAGE FROM CITRIN COOPERMAN

– Mark Lungariello WCBJ • January 6, 2014

Playland — From page 1

and Contract, a three-member group that had both Astorino and Jenkins as members (Jenkins voted no). Supreme Court Judge Barbara Zambelli ruled the management deal wasn’t technically a lease and so didn’t bypass the legislature’s authority, a view Jenkins disagreed with. “I will ask Judge Zambelli to review her decision, since the County Charter does not permit the county’s Board of Acquisition and Contract to enter into any agreements that exceed five years without approval from the Board of Legislators,” he said. Jenkins also asserted that Playland fell under specific control of the board since the dissolution of a Playland Commission in 1980. The board’s leadership is expected to change in 2014 after a coalition of seven Republicans and two Democrats announced they would band together in a Jan. 6 reorganization vote. Michael Kaplowitz, a Somers Democrat and member of the coalition, is expected to be the next board chairman. He told the Business Journal that although there are still issues to be worked out with the agreement, he supported Sustainable’s management deal. The contract would be a priority in the new legislative session, according to Kaplowitz. “That is probably job No. 1 to come to terms,” he said. Jim Maisano, Republican of New Rochelle, is expected to be voted in by the coalition as the board’s new vice chairman. He said the new board leadership will bring a vote on the contract soon, regardless of the outcome. “It’s not going to sit in committee forever,” Maisano said. “We are going to take

Business — From page 1

Kisco. It focuses on key business metrics such as staffing level trends, top-line revenues, bottom-line profits, capital spending budgets and other industry performance data. DataKey reported a fourth quarter confidence index reading of 66 on a scale of 1 to 100, up more than 7 points from the third quarter of 2013. It was second highest confidence reading since the survey began, topped only by a 66.3 reading in the second quarter of 2011. That high show of optimism plummeted sharply to 41.6 in the third quarter of 2011. The index was launched five years ago with a low confidence rating of 27. In the fourth quarter of 2009, it climbed to 52 and surpassed a 60 reading for the first time in

January 6, 2014 • WCBJ

a vote on that for sure, I don’t know what that vote will be.” Despite Sustainable’s commitment to move forward and the new county board leadership’s pledge to bring the deal to vote, there remain several hurdles to clear. The board must approve the group’s proposed improvements before it can become the management company. There have been questions from some legislators about the need for Sustainable to manage the park at all. The group plans to enlist a different company to manage the amusement park area and a planned mini-water park – Central Amusements International L.L.C., the company that runs Luna Park and the Cyclone on Coney Island. At a recent board subcommittee meeting, some Democratic legislators asked why Sustainable should be awarded the contract if Central Amusements would be the group overseeing the day-to-day management operations. Residents and government officials in Rye, where Playland sits, have also raised concerns about several aspects of the group’s 80-page improvement plan filed with the county in September. Specifically, residents have expressed concern with an $11.7 million new field zone, including a 95,000-squarefoot indoor field house with two 100-by200 feet soccer/lacrosse fields, six volleyball courts and four 15-by-75 feet batting cages. Some critics say the field house, to be operated by Playland Sports L.L.C., would be large and out of character for the neighborhood. Rye City officials argue the house should be subject to local zoning laws, although traditionally developments on county-owned land are subject only to Westchester land use approvals. Thompson said the field house would be of minimal impact to Playland’s

residential neighbors. “The building is a big building, there’s no question about that,” he said. “But it’s not going to obstruct anyone’s view unless their view is already blocked by county maintenance buildings.” Thompson said that the field house could be constructed in six months from construction approval. Parking is also a concern for neighbors and some legislators. Sustainable wants to reduce the amount of spaces at Playland from 3,199 to 2,351. A parking analysis conducted by Armonk-based John Meyer Consulting said that there are currently only five or six days in the entire summer season where the amount of parking spaces are an issue. A reduction would not be a problem at any other point of the year, the analysis said. Some legislators have said the reduction of spaces will turn away potential visitors while some Rye residents have

complained the reduced amount of spaces will mean increased traffic on neighboring streets and visitors illegally parking in nearby neighborhoods. The adjoining streets don’t allow on-street parking. “That’s never been permitted and we would never propose that and I’m sure the city of Rye would never allow it,” Thompson said. “People are worried about it but there’s no possibility that will ever happen.” As part of the deal, Sustainable would invest $34 million in the park. Its plan calls for the addition of 21 new rides and the removal of 17 old ones from the amusement park zone. The plan also calls for the removal of the miniature golf course, $640,000 to be invested in an upgrade of the ice casino, the construction of a 7,500-square-foot water playground, and a new beach zone complete with restaurants and a new bathhouse.

the first quarter of 2011. Fourth-quarter confidence in 2013, though, was not much higher among responding business owners and managers than at the close of 2012, when the index reading was 65.8 Optimism in the business climate dropped in the first half of 2013 to 58.5 on the index in last year’s second quarter. “These numbers are encouraging as they are strong signals that the economy is improving, but we’re not ready to pop open the Champagne just yet,” Marsha Gordon, president and CEO of The Business Council of Westchester, said in a press release. “There’s a lot of work that needs to be done on property taxes, regulations and economic development. We will continue to work with our members and partners on the federal, state and local levels to ensure the positive momentum continues in 2014.”

Despite a dropping unemployment rate in Westchester in October and November, DataKey consultants said businesses remain cautious about the near future, concerned about higher cost of living expenses and local regulatory controls. One unnamed Business Council member responding to the survey said, “Employment in Westchester is still fractured. High skill/ wage is better but middle and low skill/wage is struggling.” “It is tough going out there,” another unnamed business owner responded, “but we are slowly gaining ground. Business levels and investment are picking up, if we don’t shoot ourselves in the foot with higher business taxes, we think 2014 has reasonable growth potential for our firm and our industry.” The state’s newly launched health care exchange, a major focus of Business Council

educational outreach to members in 2013, also was a subject of the year’s final confidence index. The vast majority of responding companies said that they are already offering insurance to their employees. Of Westchester companies with fewer than 50 employees, only 4 percent said their company already had enrolled in the state health exchange, while 13 percent said they plan to enroll in 2014. Among survey respondents who visited New York’s health exchange website, about two-thirds claimed it was relatively easy to navigate, but most were not fully satisfied with the insurance plan offerings. The federal government’s troubled Affordable Care Act website proved more difficult for Westchester business visitors, only 15 percent of whom responded that it was easy to extremely easy to navigate.

Westchester County Executive Rob Astorino and Sustainable Playland Inc.’s then-president, Dhruv Narain, sign a letter of intent in 2012.

building a self-sustaining workforce

When I’m gone, people lose enthusiasm. I can encourage people by being around and getting them to think: all for one and one for all. I can get that across when I’m at work, but as soon as I leave momentum slows down. How do I make sure enthusiasm and effort stay high when I, as owner, am not present?

ThOUGhTS OF ThE DAy: Help employees internalize what the company is trying to achieve. Build a realistically positive, forward-looking culture through meetings, goal-setting and recognition. Learn how to find the balance between “good enough” and “always striving to do more.” Invest in your people just as much as you expect them to invest in you and your company. Build a shared attitude of “the company cares for its employees and the employees care for the company” by asking: • Do the company and its employees have a future? • Are employees offered meaningful work? • Are employees’ opinions heard and contributions recognized? • Is there opportunity for growth?

• Can company benefits protect employees from life’s misfortunes? • Can employees afford to live in and contribute to their communities, given the wages they earn and the hours they work? • Is the company one that is worth working for, in terms of values, ethics and market reputation? Assess your company’s ability to meet its side of the sharing equation. Develop an attitude of personal responsibility and enthusiasm among the workforce. Take a look at how meetings are conducted, how goals are developed and how information on individual and company performance is shared. • Is everyone in the company invited to participate in department and companywide meetings? • Are goals realistic, consistent, built from the bottom up as well as the top down? • Can employees track results and see if changes are having an effect? • Are employees asked to sign on when goals are developed? • Is productive debate encouraged when issues surface? • Does everyone in the company understand the need for the company to operate profitably and support its ability to do so?

• Is every employee clear as to what they are working to accomplish? Make sure that employees understand their financial well-being is tied to the company’s health and well-being. Show employees that it matters to each of them personally whether resources are wasted or used carefully to further the mission of the company. Build a management team capable of engaging employees. Ensure that above and beyond effort and responsibility are shared, not left in the hands of a select few. Be on the alert for burnout, as dissatisfaction may cost you your best and most important employees. Honestly address shortfalls with individuals and departments, teaching them to build action plans to cure outstanding issues. Show employees how rewards from successfully implementing plans can accrue for them as well as for the company. Consider long-term engagement tools such as 401k and profit-sharing plans. Plan to enhance benefits based on improved company profitability. Address problems as they come up. Don’t let them fester for weeks, months or years. Ask the people responsible to get involved. And if they don’t, stay on it until things get resolved. Don’t be afraid to make changes, but do so deliberately. While you want to be on top of issues

ask andi BY ANDI GRAY

as they come up, never make a decision in a moment of frustration or anger. Learn to make notes and ponder the situation anywhere from a few minutes to a few days. Have an action checklist that helps you stay on point with the decisions, actions and changes you need to make. Bind individuals to the company by building a model for success to which everyone can attach themselves. Recognize success, and know when “good enough” is exactly that. Use your time at the company to listen, assess, guide, inform and encourage people, without disrupting them. BOOK RECOMMENDATION: “Employee Engagement for Everyone: 4 Keys to Happiness and Fulfillment at Work” by Kevin Kruse.

Andi Gray is president of Strategy Leaders Inc., strategyleaders.com, a business-consulting firm that specializes in helping small to midsize, privately held businesses achieve doubled revenues and tripled profits in repetitive growth cycles. Interested in learning how Strategy Leaders can help your business? Call now for a free consultation and diagnostic process: 877-238-3535. Do you have a question for Andi? Email her at AskAndi@ StrategyLeaders.com or visit AskAndi.com for an entire library of her articles.

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WCBJ • January 6, 2014

THELIST: Insurance Companies RANKED BY NUMBER OF LICENSED BROKERS IN THE COUNTY; LISTED ALPHABETICALLY IN EVENT OF TIE.

westchester county WESTCHESTER COUNTY NEXT LIST: COMMERCIAL DEVELOPERS JANUARY 13

INSURANCE AGENCIES

Ranked by the number of licensed brokers in the county; listed alphabetically in event of tie. Rank

Name, address, phone number Area code: 914 (unless otherwise noted) Website

Strategies for Wealth

Assured SKCG Inc^

State Farm Insurance^

Keevily Spero Whitelaw Inc.

Levitt-Fuirst Associates

The Rollins Agency

800 Westchester Ave., Suite N409, Rye Brook 10573 288-8800 • strategiesforwealth.com 123 Main St., White Plains 10028 761-9000 • skcg.com 359 E. Main St., Suite 1C, Mount Kisco 10549 666-8963 • christasite.com 500 Mamaroneck Ave., Harrison10528 381-5511 • keevily.com 1 Executive Blvd., Yonkers 10701 457-4200 • levittfuirst.com 800 Westchester Ave., Suite N-311, Rye Brook 10528 337-1833 • rollinsinsurance.com

York International Agency L.L.C.^ 500 Mamaroneck Ave., Suite 220, Harrison 10528 376-2200 • yorkintl.com

Friedlander Group Inc.

Rosen & Company Inc.^

Allan Block Insurance Agency Inc.

Albert Palancia Insurance Agency

Arnold K. Davis Insurance^

2500 Westchester Ave., Suite 400, Purchase 10577 694-6000 • friedlandergroup.com 145 Bedford Road, Armonk 10504 939-1200 • rosen-co.com 24 S. Broadway, Tarrytown 10591 631-4353 • ambins.com 116 Mamaroneck Ave., Mamaroneck 10543 698-1373 • palanciainsurance.com 2975 Westchester Ave., Purchase 10577 701-5200 • arnoldkdavisinsurance.com

Forbes Insurance 135 Bedford Road, Katonah 10536 232-7750 • forbesinsurance.com

Marshall & Sterling Inc. 110 Main St., Poughkeepsie 12601 (845) 454-0800 • marshallsterling.com

Murray, Schoen & Homer Inc. 71 North Ave., P.O. Box 719, New Rochelle 10802 632-8989 • homerinsurance.com

Jannotti Insurance Agency 20 Browns Drive, New Windsor 12553 (845) 564-2942 • jiabenefits.com

RPO Group Inc. Renaissance Corporate Center, 245 Main St., White Plains 10601

761-0550 • therpogroup.com

Rey Insurance Agency Inc.

Four Anchors Worldwide L.L.C.

219 N. Broadway, Sleepy Hollow 10591 631-7628 • reyinsurance.com 444 Bedford Road, Suite 305, Pleasantville 10570 630-4992 • fouranchors.com

The Hack Agency Inc. 280 N. Bedford Road, Suite 306, Mount Kisco 10549 666-6461 • hackagency.com

Antalek & Moore Insurance Agency L.L.C. 340 Main St., Beacon 12508 (845) 831-4300 • antalek-moore.com

DCS Risk Management Group L.L.C. 13 Oakland Ave., Warwick 10990 (845) 986-1177 • dcs.riskmanagement.com Questions or comments, call (914) 694-3600, ext. 3005. Note: The firms on this list are independent agencies and/or brokers. + Agency does business in surrounding counties. ^ Data obtained from 2012 list. WND Would not disclose.

January 6, 2014 • WCBJ

Top local executive(s) Contact (bold) Email address Year agency established Josh Becker Nancy Allan careers@strategiesforwealth.com 1934 Thomas R. Kozera CPCU Richard S. Canter CPCU rcanter@skcg.com 1932 Bonnie Gauteaux Mike Christastie mike@christastie.com 1922 Kenneth W. Kaufman CPCU, CLU, ChFC, Thomas F. McEvily III CPCU and Michael McEvily CPCU Kenneth W. Kaufman 1928 Jason Schiciano and Ken Fuirst Ken Fuirst info@levittfuirst.com 1969 Markham F. Rollins III Markham F. Rollins III mrollins3@rollinsinsurance.com 1910 Robert Kestenbaum Robert Kestenbaum rkestenbaum@yorkintl.com 1985 Adam Friedlander Adam Friedlander adamf@friedlandergroup.com 1926 Stephen B. Rosen Stephen B. Rosen sbrosen@rosen-co.com 1967 JoAnne Murray and Edward L. Schultz JoAnne Murray jmurray@ambins.com 1959 Joseph T. Palancia Joseph T. Palancia info@palanciainsurance.com 1978 Robert A. Davis Robert A. Davis rdavis@arnoldkdavisinsurance.com 1954 Gary Forbes and Chris Radding Gary Forbes g.forbes@forbesinsurance.com 1999/1884 Tim Dean Deke Rothacker drothacker@marshallsterling.com 1864 Robert Homer Robert Homer rhomer@homerinsurance.com 1906 Todd Jannotti Niki Macaluso info@jiabenefits.com 1974 Rory P. O'Brien Rory P. O'Brien robrien@therpogroup.com 1988 Laura and Linda Rey Linda Rey linda@reyinsurance.com 1978 Bob Furjanic Bob Furjanic contact@fouranchors.com 2007 Nancy M. Hack Nancy M. Hack nhack@hackagency.com 1918 Pat Moore, Fredrick Antalek and Susan Pagones Frederick Antalek info@antalek-moore.com 1853 Garrett Durland Garrett Durland gdurland@seely-durland.com 2001

Number of licensed brokers in county

Types of insurance sold

Number of employees in county

100

Health, long-term care, disability, property and casualty, life

150

Property/casualty, employee benefits, retirement plans, life, private client services

50 (50 Fairfield County, Conn.; more than 100 Hudson Valley)

45 (Two Hudson Valley)

Long-term care, business, home, life, workers' compensation, automobile, health, renters, liability Commercial and personal, workers' compensation safety groups, life and health, group benefits, long-term care

More than 250 (More than 250 Fairfield County, Conn.; more than 500 Hudson Valley)

74 (Three Hudson Valley)

Business and personal, workers' compensation, liability, property, auto, special programs for construction and real estate industries

Business, family and employee benefits, specialties include: construction, technology, venture capital and nonprofit

Property and casualty, personal, life, group benefits

Business and personal, workers' compensation

16 (Two Fairfield County, Conn.)

Commercial, personal, property and casualty, management liability, benefits and life

14 (One Fairfield County, Conn)

Group benefits, home, auto, umbrella, recreational vehicles, watercraft, business, professional liability, director and officers, life, health, workers' compensation, cyber liability

9 (Two Fairfield County, Conn.)

Specializes in construction, food and beverage industries; workers' compensation, business-property and liability, commercial and personal automobile, bonds, home, umbrella and excess liability, apartment, life and health, long-term care, disability

6 (One Fairfield County, Conn.)

Business, personal, group employee benefits, individual, life, disability income, long-term care

7 (One Fairfield County, Conn.)

Personal and commercial, life, health

6 (Three Fairfield County, Conn.)

20 (Two Fairfield County, Conn.) 22 (One Fairfield County, Conn.; Two Hudson Valley)

15 (Two Fairfield County, Conn.)

6 (175 Hudson Valley)

Property and casualty, general and excess liability, automobile, home, life, personal umbrella, errors and omissions, director and officers, medical, dental, vision, prescription, human resources administration, COBRA administration, wealth management, cyber, bonds and specialty risks, workers' compensation

8 (215 Hudson Valley)

Personal and commercial property and casualty, employee benefits, life, health, professional liability, bonds

4 (Four Hudson Valley)

Health, dental, vision, long-term care, group disability, life (voluntary payroll deduction), Medicare supplements, Part D coverage

6 (Six Hudson Valley)

4 (Two Fairfield County, Conn.)

All employee group benefit plans, executive life and disability insurance

6 (Two Fairfield County, Conn.)

3 (Two Fairfield County, Conn.)

Automobile, home, business, life

Cargo, hull and machinery, protection and indemnity, marine liabilities, yacht, aviation

Automobile, business, home

0 (12 Hudson Valley)

Automobile, home, business, umbrella, automobiles and recreation vehicles, fine arts, workers' compensation, director and officers, professional liability, accident and health, life, group benefits, long-term care, disability

0 (14 Hudson Valley)

0 (57 Hudson Valley)

Automobile, business, home, umbrella, automobiles and recreation vehicles, fine arts, workers' compensation, director and officers liability, professional liability, accident and health, life, group life, long-term care, disability

0 (67 Hudson Valley)

The Volcker Rule: How banks may achieve compliance

n December the Federal Reserve and other federal bank regulators, the Securities Exchange Commission and the Commodity Futures Trading Commission adopted the Volcker Rule final regulations under the Dodd-Frank Act of 2010. The Volcker Rule represents a major change from prior law on how banks may trade stocks and other speculative investments for their own account. A little history is important here to understand the “why” of Volcker and its impact on banks that have depositor funds insured by the Federal Deposit Insurance Corp. In a nutshell, the rule reinstates provisions of the Glass-Steagall Act of 1933. Glass-Steagall ended a bank’s ability to speculate in stocks with depositors’ money, a major cause of the stock market crash of 1929. If you wanted to trade stocks after Glass-Steagall, you had to go to a broker, not a bank. That worked just fine until 1999 when Congress passed the Gramm-LeachBliley Act, which repealed Glass-Steagall in part and allowed banks to get back

into the speculative investment business. Graham-Leach-Bliley became proof of the philosopher George Santayana’s advice that “Those who cannot remember the past are condemned to repeat it.” Then-President Clinton said the law would stimulate “greater innovation and competition in the financial services industry” and its removal of barriers to competition “will enhance the stability of our financial services system.” Many blame the repeal of Glass-Steagall on the global financial crisis of 2008. The Volcker Rule prevents speculative investment (“proprietary trading”) by a depository bank for its own account, but permits investments for the purpose of hedging risks of the bank, and investments related to “making a market” for the securities of a bank customer. There are additional exemptions and exemptions from the exemptions in the law. Suffice it to say the rule is so complicated that the regulators added 800-plus pages of explanation to it. Lurking behind the rule are civil and criminal penalties.

The Volcker Rule presents a major challenge to bank leadership: the general counsel, the chief compliance officer and senior risk management, as well as bank boards of directors, the CEO and CFO and senior management and auditors. The regulators themselves have the task of defining their approach to compliance standards, best practices and points of examination, and preparing to enforce. Some bank requirements begin in April and June this year, so time is of the essence. Many banks have prepared for the rule. How may a bank successfully comply on a timely basis? I’ve outlined my view of a basic approach: 1. Bank leadership must have a clear understanding of all aspects of the rule and the implications for the bank. This seems obvious, but I’ve seen companies start off with basic misconceptions of a law, leading to serious violations. The rule is nuanced in several respects and bank leadership needs to know how to spot the issues and ask the right ques-

BY EDWIN LEWIS

tions. For example, market-making for bank clients is OK as long as no proprietary trading is incented in connection with the market-making. Also, exemptions to the rule do not apply if there is a conflict of interest, material exposure to high risk assets or a threat to the safety and soundness of the bank. General counsel and compliance management must take the lead in grasping both a big picture and detailed understanding of the rule, and illuminating the board and management (and the auditors) in the meaning and effect of the rule. Ambiguities should be discussed with the regulators. 2. Which brings me to the role of the board of directors to set a strong compliance emphasis for the bank. The board, as with any important compliance issue, must make it abundantly clear to all management that they will be held accountable for the organization’s compliance with the rule. The rule also gives the board specific oversight Lewis, page 12

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social media trends

the quality of customer engagement

ne of the often-debated points on social media is quantity vs. quality. Is it better to have a lot of random followers or a much smaller number of people who actually respond to something that’s posted? Personally, I believe there’s room for both. I think it’s very important to have a core group of followers. I also believe it can’t hurt to have a larger generalized group of followers. After all, if any of them react to your post and make some response or take some action, you’re way ahead. The only caveat is if their posts in turn are disruptive or very different from your original intent. (In that case, you can drop them.)

It’s very easy to generate a massive number of followers or fans; you can buy them – and it’s not expensive. That’s why Twitter, for example, set an unofficial limit on the number of people you can follow once you exceed 2,000. That number must not exceed 10 percent of the number of people who follow you. For example, you can follow 2,000 people and have 30,000 followers but you can’t follow 30,000 people and have 2,000 followers. Most major social media platforms have some type of automated checking procedures and routines. One check from LinkedIn even extends to the number of accesses in an account from a particular IP address (i.e. geographic location).

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For example, if my LinkedIn account is repeatedly accessed by someone in India – even with my approval, LinkedIn will flag it and probably shut down my account. So what is the benefit of having all of these followers, fans or connections? First of all, it looks good. People are mesmerized by numbers and a Twitter account with 65,000 followers is certainly more appealing than one with 1,500. The same goes for the number of likes on a fan page, for a YouTube video and so on. The numbers attract attention. But if they were real, they would also produce results. We recently promoted our Complete Webinar Training Course to two affili-

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ates. One had a list of 8,000 names that he meticulously maintained. The other affiliate had a list of more than 150,000 people. It’s not hard to guess which affiliate made more sales: the one with the smaller list – and it wasn’t close. Social media marketing objectives have evolved to where the primary goals are brand awareness and improving customer engagement (followed by lead generation and website traffic). These objectives are manifest in quality, not quantity. Customers don’t care how many likes you get on a fan page, they care about the speed and quality of the response they receive to their post. That’s why a recent study by ExactTarget reported that organic growth through regular posts and publicly answering customer service questions were two of the most effective marketing and audience retention tactics on Facebook. (Another effective marketing tactic involved product giveaways). What much of this comes down to is customer engagement and the quality of that engagement. An engaged customer is worth far more to almost any business than the hundreds of followers or fans who are merely just part of a larger number that serves little or no purpose. Bruce Newman is the vice president at The Productivity Institute L.L.C. He specializes in content creation and digital marketing. Most of his time is spent in the creation of content for webinars and their promotion, email marketing, education and social media campaigns for clients. He is also the creator of the highly popular The Complete Webinar Training Course. He can be reached at bnewman@prodinst.com.

SPECIAL REPORT EDUCATION

From Purchase campus to Kickstarter, a business is born BY JOHN GOLDEN jgolden@westfairinc.com

ith Purchase College on winter break, student and startup entrepreneur Shai Schechter was back home on Staten Island when the Business Journal called. He agreed to meet us in the East Village across from Cooper Union, where three of his business partners study engineering. We were about a block away from a partner’s apartment where their company’s product prototype was stored. We wouldn’t be able to see it, though, since the tenant and keeper of the prototype was traveling in Israel during Cooper Union’s winter break. Their product is Deltaprintr, a mechanically and structurally minimalist, high-resolution desktop 3-D printer whose youthful developers are marketing at student-friendly, school-budget-accommodating price points. It’s an educational tool, Schechter said, and the startup already has had interest from some high schools and middle schools in the company’s initial target market. Over their summer break, the partners will assemble and ship an initial production run, including at least 100 do-it-yourself kits priced at $499. An assembled printer is priced at $685 or $705, depending on size. By comparison, most commercially sold printers cost $2,000 or more. To cover startup production costs for 200 printers, Schechter and his partners in early December set out to raise $195,000 from backers on Kickstarter. With four days left in their online campaign, they had long passed their goal, having raised $224,000 from 633 backers. With 100 of their build-it-yourself printers offered to Kickstarter pledge-makers, “The kits sold out in two to three days,” Schechter said at a table in Ray’s Pizza Bagel Café on St. Mark’s Place. The assembled printer was slower to sell until the partners added a taller model that allows for larger objects to be printed. “Those were sold out in a week or so,” he said. Deltaprintr’s founding brain trust was careful to limit the number of pledges accepted at various dollar levels in order to limit its initial production volume and be able to meet demand. Venturing onto Kickstarter, “You don’t know what’s going to happen,” Schechter said. “You hope for the best, but not too much the best.” These students have received plenty of

publicity on tech blogs and websites like Engadget and Mashable since the Kickstarter launch. Even before the launch, they had already drawn about 2,000 subscribers to their Deltaprintr website. “There’s a whole open source community behind these hobbyist printers,” Schechter said. The Deltaprintr entrepreneurs are part of that, using open source software and firmware for their product. Their Kickstarter business story has been picked up too by the international mainstream press, reaching potential customers in distant places through the Sydney Herald in Australia and the Press Trust of India. They’ve said no to some requests for network television interviews in New York. “We don’t want to overreach ourselves,” Schechter told me, and end up unable to fill the many orders that more publicity might beget, “so that’s why we turned down their offers.” A native of Israel who immigrated with his family to New York about 13 years ago, Schechter is a 21-year-old junior on the SUNY campus in Purchase pursuing a major in graphic design and a minor in arts management. He also happens to be a compulsive tinkerer, one of those kids who borrowed his dad’s tools to take apart household gadgets and appliances – and sometimes even put them back together again. “I’ve been into 3-D printing for a while,” he said. “Anything with new technology, I’m really on top of it.” Additive manufacturing, as 3-D printing also is called, makes three-dimensional objects from digital models. As Schechter himself described it in a press release from his college, it “brings the manufacturing back home. You buy the material in a spool, as a continuous string of plastic. The hot-end is like a hot glue gun that moves very precisely, printing out the object layer by layer according to the program that is input. It can be used to print out a whole range of objects, from simple household items, to sculptures, to prosthetic hands specified to someone’s dimensions.” “This whole thing started with my school and realizing they can’t afford a 3-D printer,” Schechter told us. In his sculpture class at Purchase, students operated a printer that Schechter said was “not good” for educational uses. “It’s really expensive to use,” he said. “It costs about $500 for a bucket of powder,” the material used to build objects in some 3-D printers. “Those buckets only last for about two prints or so.”

Schechter told his sculpture professor, Eric Wildrick, that he could build a more effective and simpler plastic printer for classes. Wildrick asked him to write a project proposal to submit to Ravi Rajan, dean of the college’s School of Arts. Schechter did so, and the college awarded him a $1,000 grant to build his printer in an independent study project overseen by his professor. “There’s definitely demand for it at educational institutions,” Schechter said. The do-ityourself kit and Deltaprintr assembly manual make a student’s encounter with 3-D printing even more educational. Building your own, “It’s a lot easier to understand how it works that way.” His college project was only a primitive version of the 3-D printer that Schechter later developed with friends who he’s known for a decade from summers spent at a family resort community in the Poconos. The team includes Cooper Union students majoring in civil, mechanical and electrical engineering, and a math and finance whiz attending Williams College. “When you start a business, you recruit people who are smarter than you at something,” Schechter said. “That’s how you grow a business. That’s how we’ve been growing over time, slowly but surely.” Departing from the box design of most commercial printers, the Deltaprintr is a simple open construction supported by three aluminum poles. Schechter and his team of tinkerers replaced belts with high-strength fishing line to move the print head, which allows for larger prints and easier replacement.

The partners last summer began researching and lining up price quotes from manufacturers and supply sources in China and the U.S. In May, they expect to begin test production. “We’re going to assemble them ourselves,” said Schechter, who is looking to lease 500 to 1,000 square feet of commercial space in Staten Island or Brooklyn. “It will be a laborintensive summer.” “Hopefully people put in the time and dedication to assembling them. That’s what we’re looking to offer. Our main goal is to keep them affordable for students like ourselves.” Like building a 3-D printer, starting one’s own business is a learning experience that Schechter highly recommends. “You learn so much more when you start your own business than you do in school,” he said. “If you’re really passionate about learning something, you can just go and do it on your own.” Yet this budding entrepreneur is not quite ready to follow in the footsteps of such notable college dropouts as billionaires Bill Gates and Mark Zuckerberg. He’ll return to Purchase later this month for the start of the spring semester. “There’s a certain limit to how much you can learn on your own,” he said. “You still need the real-world experience that professors have.” Come September? His senior year at Purchase College might have to wait. “We’re going to see where this goes,” he said. WCBJ • January 6, 2014

Lewis — From page 9

responsibilities for development of the compliance program required by the rule and described below. 3. The general counsel, the chief compliance officer and risk management must communicate well and work in harmony on all issues relating to the rule. They must coordinate all compliance activities including training, monitoring and testing. Bank policies must be updated, including violation reporting procedures. 4. Training protocol is important. The general counsel, chief compliance officer, chief should design and implement an effective continuous training program for Volcker compliance for all levels of the bank, including the board of directors. 5. Once the powers that be have a good grasp of the rule, then there must be an exhaustive due diligence of bank operations to identify all activities that may be affected by the rule. I’ve seen many instances where the leadership of a large business does not have a com-

plete understanding of the operations of the business, including subsidiaries, joint venture partners and affiliates. This becomes exponentially more complicated if there are overseas operations. 6. General counsel and compliance management also need to alert all other relevant areas of the bank to the new rule and how it affects the bank. This may include vendors, joint venture partners, outside auditors and other pertinent “outsiders.” 7. General counsel and compliance management must guide the bank to develop and implement procedures to “establish, maintain, enforce, review, test and modify” the bank’s program to comply with the Volcker Rule. 8. The law requires that the bank’s CEO attest in writing that the bank has developed and implemented a Volcker Rule compliance program. This is similar to the Sarbanes-Oxley and the FINRA certification requirements. The regulators have also pronounced that the board of directors and senior management “are responsible for setting and communicating an appropriate culture of compliance” with the rule and “ensuring that appropriate policies regarding the manage-

ment of trading activities” are adopted. General counsel and the chief compliance officer must work with the CEO to develop such a program and oversee the attestation process. They must work with the bank board and senior management to facilitate their compliance as well. The Director and Officers liability insurance policy must be reviewed to confirm coverage of the attestation activity. 9. The rule specifies that banks must keep appropriate documentation and make it available to the regulators so they may confirm bank compliance with the rule. The general counsel and the chief compliance officer should also develop and oversee the process. 10. Under the rule, banks with significant trading must monitor, measure and report to the regulators certain trading metrics. General counsel and the chief compliance officer must review this process as well. 11. Outside auditors will also have a say in evaluating compliance and must be brought into the picture. 12. If the bank is publicly traded, then general counsel and the chief compliance officer must make sure that rulerelated compliance disclosures are prop-

erly reported. 13. The rule is subject to interpretation during examination and enforcement, so the general counsel and the chief compliance officer should maintain a continuous and open dialogue regarding the regulators’ examination protocols and best practices and their enforcement posture. 14. General counsel and the chief compliance officer should keep a lookout for additional guidance from the regulators, including items in their web pages, Federal Register and press releases. They should also subscribe to the regulators’ e-notices. The points I’ve outlined should present a good start for effective compliance with the Volcker Rule and to bring a bank into the new Glass-Steagall Era.

Edwin Lewis is a lawyer and former general counsel and chief compliance officer for global public companies. He is counsel to the executive director of the Pace University Lubin Center for Global Governance, Reporting and Regulation and member of the Lubin M.B.A. program faculty. He can be reached at elewis@pace.edu.

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Education BRIEFS

Flynn interim president of WCC

John F. M. Flynn of Eastchester will serve as interim president of Westchester Community College at an annual salary of $256,666 until a permanent replacement is found for retiring president Joseph Hankin. Hankin, at 42 years, was the nation’s longest-serving community college president. He announced his retirement in early November. Flynn holds a Master’s and a Doctor of Philosophy Degree in British History from Columbia University. He began as a full-time faculty member at Westchester Community College in September 1972, teaching modern history. Flynn was the college’s vice president and dean of academic affairs from 1983 to 2005. He then returned to the ranks of faculty. “We are fortunate to have been able to hire an excellent college administrator to help us during this transitional period,” said Besty Stern, vice char of the board of trustees. “Dr. Flynn’s awareness of the college, his knowledge of the community

and its needs, his overall expertise, and his considerable experience will serve us well.” “I had the privilege of working handin-hand with Dr. Hankin for almost a quarter of a century, helping him and the team of faculty, staff and administrators he assembled to create the college as we now know it,” said Flynn on accepting the appointment. “I am pleased to have been given this opportunity to serve again as we search for a worthy successor to build on the legacy left us.” This will be the second time that Flynn has served as an interim president of a SUNY school. In 1992-93, he was interim president of Rockland Community College.

Pace Law Library receives $10,000 grant

The Elizabeth Haub Foundation gave Pace Law School a $10,000 grant to enable it to expand student access to foreign language training. The money will fund licenses to the language-learning software, Rosetta Stone. “Pace Law School boasts several extraordinary experiential learning courses for law students who function in languages other than English,” Professor Nicholas Robinson said. “This grant will allow them to use the Rosetta Stone training program

to learn the basics of the foreign languages they need for their experiential course work.” Students participating in the United Nations Environmental Diplomacy course serve as environmental attachés in missions to the U.N. in New York City, while those enrolled in the Brazil-USA Comparative Law course travel to Brazil where they participate in meetings conducted in Portuguese. However, the language program will also benefit those students active in Pace Law School’s clinics where they regularly represent clients whose native language is not English, Robinson said. The mission of the Elizabeth Haub Foundation is to support the implementation of the U.N.’s efforts toward solving the world’s environmental problems and developing practices that lead to sustainable use of natural resources.

Mercy College teacher receives Peabody Award

Vic Fina II, a Mercy College computer arts faculty member, is a recipient of a George Foster Peabody Award for his work with ABC News on Hurricane Sandy. The award is given as recognition of distinguished achievement in electronic media, radio,

television and cable. The Peabody Award noted that “ABC’s exemplary coverage of the monster storm was enabled by the 20-20 foresight with which it deployed its journalistic resources, including embedding a reporting team with a family in Breezy Point, N.Y. “ Fina had worked at “The Daily Show with Jon Stewart” where he was part of the design team that won four Emmys. He also received an Emmy for “Outstanding Individual Achievement in the Craft: Graphic & Artistic Design,” for the work he did at ABC News on the farewell to President Gerald Ford. In 2005, he received the Alfred I. duPont-Columbia University Award for his work on ABC News’ live coverage of the death of Pope John Paul II, as well as the conclave of Pope Benedict XVI. Fina has worked for CNN, NBC “Sunday Night Football,” “ABC World News,” “CBS News,” CBS Television, the New York Stock Exchange and USA Networks.

Iona donates 135 food baskets

Iona College students, faculty and staff donated 135 Thanksgiving food baskets and more than $150 in gift cards to families in need at the annual Blessing of the Briefs, page 15

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Thanksgiving Baskets. The baskets were distributed through three organizations: HOPE Community Services, Greyston Foundation Child & Youth Services and Abraham House. The event was coordinated by the college’s Office of Mission & Ministry.

laW Seminar Planned

Berkeley College in White Plains will host a free Criminal Justice Seminar from 10 a.m. to 2 p.m. Jan. 18. The school’s programs in justice studies are designed to provide students with a comprehensive foundation for a variety of careers in the field. Those attending will learn about courses that focus on the technological and management skills required in the administration of justice. The school is at 99 Church St. in White Plains. For further information, please call (800) 4465400, Ext. CAL; send e-mail to info@ berkeleycollege.edu; or visit berkeleycollege.edu.

The College of New Rochelle has announced that grants from the National Endowment for the Humanities have helped faculty in the School of Arts & Sciences pursue new directions in art, examine the rise of “princess culture” in the United States and develop a certificate program in Latin American and Caribbean studies. The faculty members presented their work to their colleagues Dec. 10 at the Sweeny Student Center. The certificate program is expected to be in place by the end of the spring semester, said Anne McKernan, associate professor of history and director of the International Studies Program. McKernan presented with Daniel Garcia, associate professor of history, and Nereida SeguraRico, associate professor of Spanish. The group is still working to finalize the capstone course for the certificate, which Garcia said would likely involve work with the significant Latino populations in the New Rochelle and New York City areas. They also are gathering potential speakers, putting together a library, and reaching

out to fellow faculty for courses that might fit into the program. “The school needs it very much,” Garcia said. McKernan added that the program would likely be the foundation for a future minor. Faculty also took the opportunity to bid farewell to Maria Rosa Doria Ribeiro, whose yearlong term as Fulbright Scholar is coming to an end. Ribeiro played a large role in developing the certificate program, while teaching numerous courses. Cristina de Gennaro, professor of art, completed a residency program in GlogauAIR in Berlin this past July. The NEH grant allowed her to travel to Germany a week earlier to visit museums in Saxony and visit the Venice Biennale exhibition in Italy for a week on her way back home. During her residency, de Gennaro continued work on a series of charcoal drawings she began the previous summer in Taos, New Mexico. That summer marked a shift from drawing figures to landscapes, a change she had wanted to make for some time. “I wondered what I could draw from the landscape that would express some-

thing about my experience as a middleaged woman relating to some of the issues I had been thinking about in the Medusa series, albeit in a less direct and literal manner,” de Gennaro said. She found it in the form of dried sage bushes as they decomposed back into the earth. The drawings, on translucent Mylar, are layered with each other and archival ink jet prints. They’re cropped so that most viewers can’t tell exactly what they are. Amy Bass, a professor of history, shared the development of an Honors seminar called “American Princess: Once Upon a Time,” an exploration of the rise of “girliegirl” culture. The course was largely inspired by “Cinderella Ate My Daughter,” a book by Peggy Orenstein that “reveals the dark side of a pretty and pink culture confronting girls at every turn as they grow into adults.” Bass noted that there has been renewed interest in fairy tales across all genres including movies, television and theater. Students worked backwards from current pop culture to their origins as folk tales. “The course became a real exercise in understanding knowledge, how we know what we know,” Bass said.

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WBJ056

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FACTS& FIGURES on the record Orient Overseas Container Line. Filed by Travelers ProperCourt Cases ty Casualty Company of America. Action: admiralty claim. Attorney for plaintiff: EdThe following cases appear on ward C. Radzik. Filed Dec. 26. the docket of the U.S. District Case no. 13-09091. Court for the county of Westchester in White Plains.

Deeds

96-98 Fulton Street Realty Group L.L.C., White Plains. Judgments Seller: G and D Realty Company L.L.C., White Plains. Property: 98 Fulton St., White All Counties Petroleum Plains. Amount: $812,500. Corp., Ossining. $26,599 in favor of Federated Mutual InFiled Dec. 23. surance Co., Owatonna, Minn. Filed Dec. 23. Baj Realty New York L.L.C., Yonkers. Seller: Daniel Maloney, et al, Yonkers. Property: 24 Clark’s Towing and TransDudley Place, Yonkers. Amount: portation Inc., East White Plains. $2,400 in favor of State $235,000. Filed Dec. 24. Farm Mutual Automobile Insurance Co., Bloomington, Ill. Barnegat Road L.L.C., Pound Filed Dec. 19. Ridge. Seller: Elizabeth Maier, Pound Ridge. Property: 166 Barnegat Road, Pound Ridge. Quantimum Business, TarAmount: $850,000. Filed Dec. 23. rytown. $19,847 in favor of Advantage Leasing Corp., Milwaukee, Wis. Filed Dec. 24. Betny Realty Corp., Tarrytown. Seller: Tarrytown Waterfront L.L.C., Greenwich, Conn. Summit PHC Inc., Cortlandt Property: 16 Rivers Edge Drive, Manor. $6,978 in favor of Fed307, Greenburgh. Amount: erated Mutual Insurance Co., Owatonna, Minn. Filed Dec. 23. $995,968. Filed Dec. 23.

Applied Materials Inc., et al. Filed by Falvey Cargo Underwriting Ltd. Action: fed- Above $1 million eral question claim. Attorney for plaintiff: Christopher M. Schierloh. Filed Dec. 26. 716 Columbus L.L.C., Mount Vernon. Seller: Talyarps Corp., Case no. 13-08952. New York. Property: 716 S. Columbus Ave., Mount Vernon. Amount: $4.7 million. Filed Artifex S.P.A., et al. Filed Dec. 24. by David Yuman Enterprises L.L.C. Action: diversity-breach AGD North Pearl L.L.C., of contract claim. Attorneys White Plains. Seller: Stagg for plaintiff: Louis Sherman Construction L.L.C., Bronx. Ederer and Matthew Thom- Property: 120 N. Pearl St., Rye. as Salzmann. Filed Dec. 26. Amount: $1.2 million. Filed Case no. 13-09094. Dec. 26. Federal National Mortgage Association. Seller: Richard A. Carrington Arms L.L.C., Danzig, White Plains. ProperEurest Services Inc., et al. Scarsdale. Seller: Carrington ty: 16 Glen Ave., Rye. Amount: Filed by Diana Griffith. Ac- Arms Housing Development $426,646. Filed Dec. 26. tion: job discrimination claim. Fund Company Inc., New RoAttorneys for plaintiff: Nicole chelle. Property: 33 Lincoln LoanCare, Virginia Beach, Deanna Grunfeld and Ken- Ave., New Rochelle. Amount: Va. Seller: Michele L. Bermel, neth J. Katz. Filed Dec. 26. $7.4 million. Filed Dec. 24. Chappaqua. Property: 441 S. 8th Case no. 13-09090. Ave., Mount Vernon. Amount: The County of Westchester, $482,532. Filed Dec. 23. White Plains. Seller: Somers Manhattanville College. Realty Corp., New York. Prop- Locust Realty Partners L.L.C., Filed by Claudia Knafo. Ac- erty: 50 Route 6, Somers. New Rochelle. Seller: TBC tion: job discrimination claim. Amount: $2.9 million. Filed Holding Company Inc. New Attorney for plaintiff: Rob- Dec. 24. Rochelle. Property: 86 Locust ert L. Levy. Filed Dec. 26. Ave., New Rochelle. Amount: Case no. 13-09093. Westchester Foundation for $305,000. Filed Dec. 26. the Disabled Inc., Purchase. Seller: Radio Circle Ventures Lucy Gian Ltd., Rye Brook. L.L.C., Mount Kisco. Property: Seller: Adelgunde Rodas, Rye 135 Radio Circle Drive, Mount Brook. Property: 236 Tree Top Kisco. Amount: $4.5 million. Crescent, Rye Brook. Amount: Filed Dec. 23. $550,000. Filed Dec. 23.

Items appearing in the Westchester County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3680

National Transfer Services L.L.C. Seller: Sarantos Ioannidis, et al, New Rochelle. Prop5 Hudson Place L.L.C., Larch- erty: 304 Pinebrook Blvd., New mont. Seller: Frances Kay, New Rochelle. Amount: $720,000. York. Property: 5 Hudson Filed Dec. 26. Place, Mamaroneck. Amount: Off Peak Inc., Croton-on$811,200. Filed Dec. 26. Hudson. Seller: The estate of 9-11 Riverdale Development Richard A. Mahig, Yonkers. Inc. Seller: Country Finan- Property: 72 Seneca Ave., Yoncial Services Inc., New York. kers. Amount: $569,000. Filed Property: 9 Riverdale Ave., Dec. 23. Yonkers. Amount: $270,000. Filed Dec. 26.

Below $1 million

16 January 6, 2014 • WCBJ

Bulfamante, Sebastian, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $420,000 affecting property located at 554 Webster Ave., New Rochelle 10801. Filed Aug. 5.

Garcia, Johnny, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $758,000 affecting property located at 187 Cedar Lane, Ossining 10562. Filed Aug. 5.

Campoverde, Nelly, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $528,000 affecting property located at 10 Howard St., Sleepy Hollow 10591. Filed Aug. 2.

Giglio, Gary J., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $417,500 affecting property located at 87 Morningside Drive, Ossining 10562. Filed Aug. 7.

Chambers, Lorenzo, et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $336,000 affecting property located at 140 Bruce Ave., Yonkers. Filed Aug. 6.

Hadi, Mohamed, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $417,000 affecting property located at 1420 James St., Mamaroneck 10543. Filed Aug. 2.

Cianciulli, Bernadette, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreSuperior Maintenance close on a mortgage to secure Group, White Plains. $11,267 $306,000 affecting property in favor of 419-413 L.L.C., located at 426 5th St., Mamaroneck 10543. Filed Aug. 6. White Plains. Filed Dec. 23.

Hernandez, Frances M., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $585,000 affecting property located at 19 Belmont Ave., Yonkers 10704. Filed Aug. 6.

Collazo, Roberto, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreLis Pendens close on a mortgage to secure $296,000 affecting property The following filings indicated a located at 29 Villa Drive, Peeklegal action has been initiated, skill 10566. Filed Aug. 5. the outcome of which may affect Cuevas, Carlos J., et al. Filed the title to the property listed. by Wall Street Mortgage BankAnnunziato, Frank, et al. ers Ltd. Action: seeks to foreFiled by Hudson City Savings close on a mortgage to secure Bank. Action: seeks to fore- $560,000 affecting property close on a mortgage to secure located at 200 Manhattan Ave., $345,000 affecting property Tuckahoe 10707. Filed Aug. 6. located at 433 Westchester Ave., Diaz, Daniel, et al. Filed by White Plains. Filed Aug. 6. Midfirst Bank. Action: seeks to Bermejo, Valentin, et al. Filed foreclose on a mortgage to seby Federal National Mortgage cure $288,925 affecting properAssociation. Action: seeks to ty located at 65-4 Palisade Ave., foreclose on a mortgage to se- Yonkers 10701. Filed Aug. 5. cure $360,400 affecting property at 111 Ridgewood Ave., Fecci, Patricia, et al. Filed by Aurora Loan Services L.L.C. Yonkers 10704. Filed Aug. 6. Action: seeks to foreclose on a Bonsignore, Michele M., et mortgage to secure $464,250 al. Filed by Household Finance affecting property located at 6 Realty Corporation of New Elmer Galloway Road, Katonah York. Action: seeks to fore- 10536. Filed Aug. 7. close on a mortgage to secure $341,239 affecting property lo- Foley, Michele S., et al. Filed cated in Greenburgh and Yon- by MNH Sub I L.L.C. Action: seeks to foreclose on a mortkers. Filed Aug. 2. gage to secure $454,300 affecting property located at 20 Hook Road, Bedford. Filed Aug. 5.

Jindra, Josef, et al. Filed by Chase Home Finance L.L.C. Action: seeks to foreclose on a mortgage to secure $300,000 affecting property located at 67 Cross Pond Road, Pound Ridge 10576. Filed Aug. 6. Jones, Leona, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 17 S. Bleeker St., Mount Vernon 10550. Filed Aug. 6. Leahy, Peter, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $509,600 affecting property located at 29 Bonnieview St., North Salem 10560. Filed Aug. 5. Limardi, Gabriella, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $308,795 affecting property located at 250 Grand St., Mamaroneck. Filed Aug. 5.

nEwSmAKERS plus awards and events VOLUNTEER CENTER HONORED AS 2013 TOP-RATED NONPROFIT THE “TOP-RATED” AWARD BY GREATNONPROFITS, the leading provider of user reviews about nonprofit organizations has honored The Volunteer Center of United Way in Tarrytown with a prestigious award for 2013. “We are excited to be named a Top-Rated 2013 Nonprofit,” said Alisa H. Kesten, executive director of The Volunteer Center. “The Volunteer Center is proud of our accomplishments this year, including 9/11: Serve and Remember days of service, MLK Day of Service held in 2013 and coming up again in January 2014, the Volunteer Spirit Awards as well of our Leadership Westchester training program. The Top-Rated Nonprofit award was based on the large number of positive reviews that The Volunteer Center received – reviews written by volunteers, agencies and program participants. People posted their personal experience with us. For example, one person wrote, ‘The Volunteer Center has been a great resource for me in getting involved with nonprofits in the community.’” While the Top-Rated Awards run through the end of October, The Volunteer Center was part of the inaugural group to qualify for the year and was also a recipient of the award in 2012. “Savvy donors want to see the impact of their donations more than ever,” said Perla Ni, CEO of GreatNonprofits, “People with direct experience with The Volunteer Center have voted that the organization is making a real difference.” Being on the top-rated list gives donors and volunteers more confidence that this is a credible organization. The reviews show the on-theground results of this nonprofit. This award is a form of recognition by the community.

NEW DIRECTOR OF SALES MARK OKAMOTO, a top producer in commercial and residential real estate, will assume the title of director of sales for the five New York City boroughs where STATEWIDE ABSTRACT is active. He will be supervising and closing the title relationships that are an essential part of both residential and commercial real estate and will deal with the mortgage companies, attorneys and other real estate professionals in these transactions. As a professional member of the PGA, Okamoto owned Larry’s Golf

shop. “Through my association with so many business people interested in playing golf, I met a great number of people in this area. This helped me immeasurably in my real estate business,” Okamoto said. “In fact there were over 3,000 people whom I taught or played with. Now my designation is amateur in the PGA; it is no longer my profession. Interestingly enough, I first met Ken Meccia (president of Statewide Abstract) on the golf course.” Okamoto’s family, wife, Ayumi, and daughter, 2-year-old daughter, Mihoko

live in White Plains. When Meccia, reached out to hire him, he had observed his behavior first in business networking then at title closings. He said, “I like to think of him as the ‘master.’ He has helped my staff open up doors all over through the people he knew as a top producer in a top real estate firm like our title firm. This is a relationship business with outstanding people in the industry,” added Meccia. His company, Statewide Abstract, has been in business for 30 years.

WCBJ • January 6, 2014

FACTS&FIGURES Liu, Sue L., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $380,000 affecting property located at 110 Chester Ave., Mount Vernon 10552. Filed Aug. 7.

Oliver, Luejene, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $212,000 affecting property located at 14 N. 2nd St., Cortlandt Manor 10567. Filed Aug. 6.

Maldonado, Ubaldo A., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $508,000 affecting property located at 319 Fenimore Road, Mamaroneck 10543. Filed Aug. 2.

Opar, Diana L. Ofwana, et al. Filed by United Nations Federal Credit Union. Action: seeks to foreclose on a mortgage to secure $512,900 affecting property located at 1303 Fox Glen Drive, Hartsdale 10530. Filed Aug. 2.

Malinari, Agnes G., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 28 King St., Dobbs Ferry 10522. Filed Aug. 2. Mangione, Michael, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $417,000 affecting property located at 52 Griffin Ave., Bedford Hills 10507. Filed Aug. 5. Martinez, Modesto R., et al. Filed by HSBC Mortgage Corporation USA. Action: seeks to foreclose on a mortgage to secure $30,000 affecting property located at 48-50 Clinton St., Sleepy Hollow 10591. Filed Aug. 7. McAvoy, John, et al. Filed by James B. Nutter and Co. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 63 Mclean Ave., Yonkers 10705. Filed Aug. 7. Medley, Clarence V., et al. Filed by Nationstar Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $465,885 affecting property located at 139 N. 6th Ave., Mount Vernon 10550. Filed Aug. 6. Montgomery, Fritz, et al. Filed by The CIT Group/Consumer Finance Inc. Action: seeks to foreclose on a mortgage to secure $464,000 affecting property located at 56 Oak St., Yonkers 10701. Filed Aug. 6. Olensky, William, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $552,000 affecting property located at 5 Western Drive, Ardsley 10502. Filed Aug. 5.

Oseguera, Jesus B., et al. Filed by PNC Bank N.A. Action: seeks to foreclose on a mortgage to secure $360,000 affecting property located at 134 N. 7th Ave., Mount Vernon 10550. Filed Aug. 2. Padilla, Fidel, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $552,000 affecting property located at 97 Croton Ave., Cortlandt Manor 10567. Filed Aug. 5. Peguero, Pedro J., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $419,400 affecting property located at 2240 Van Cortlandt Circle, Yorktown 10598. Filed Aug. 2.

Stetler, Andrew G., et al. Filed by Hudson City Savings Bank. Action: seeks to foreclose on a mortgage to secure $450,000 affecting property located at 22 Hawthorne Ave., Rye Brook 10573. Filed Aug. 2.

EK Mt. Kisco L.L.C., as owner. $98,000 as claimed by Arcon Construction Group Inc. Property: in Mount Kisco. Filed Dec. 23.

Lajqi, Sanela, et al, as owner. $15,000 as claimed by Pisa Tassone, Gelsomina, et al. Construction Corp. Property: Filed by Hudson City Savings in Ossining. Filed Dec. 24. Bank. Action: seeks to foreclose on a mortgage to secure Main Street WP Hotel Asso$375,000 affecting property ciates L.L.C., as owner. $2.9 located at 26 Cliff St., New Ro- million as claimed by Capsys chelle. Filed Aug. 6. Corp., Brooklyn. Property: in White Plains. Filed Dec. 20. Two-Twenty Eight Corp., et al. Filed by Greenpoint Mortgage Funding Inc. Action: seeks New Businesses to foreclose on a mortgage to secure $470,000 affecting property located at 228-230 New This paper is not responsible for Main St., Yonkers 10701. Filed typographical errors contained in the original filings. Aug. 6. Villa, Lucrecia Elena, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $305,000 affecting property located at 61 White Plains Ave., Elmsford 10523. Filed Aug. 6.

Partnerships

Eminob Investment Co., 46 Malvern Lane, Scarsdale 10583, c/o Maurice R. Bonime and Clementine Bonime. Filed Dec. Live Action, 11 Fisher Ave., apt. 21. 4H, White Plains 10601, c/o Andre Riley. Filed Dec. 19. GSW Content Design and Marketing, 197 Drake Ave., No. 5J, New Rochelle 10805, LR4, 138 Nepperhan Ave., Yonc/o Garfield Stewart and Sudiek kers 10701, c/o Leonardo Rodriguez. Filed Dec. 21. Thomas Filed Dec. 18.

Walters, Iveta, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $562,500 affecting property located at 20 Primrose Ave., Mount Vernon 10552. Filed IV A’donus, 6 Lafayette St., 2nd Rand, John E., et al. Filed by Aug. 5. floor, New Rochelle 10805, c/o HSBC Bank USA N.A. Action: Nanette Ramsay and Chanel seeks to foreclose on a mort- Yozzo, Joseph, et al. Filed by James. Filed Dec. 20. gage to secure $350,000 af- Deutsche Bank National Assofecting property located at 63 ciation. Action: seeks to foreMi, 6 Lafayette St., Entrance Way, Purdys 10578. close on a mortgage to secure Syncere-Ly nd Filed Aug. 7. $622,500 affecting property 2 floor, New Rochelle 10805, located at 75 Goldens Bridge c/o Nanette Ramsay and Chanel James. Filed Dec. 20. Rhone, Claude M., et al. Filed Road, Katonah 10536. Filed by Bank of America N.A. Ac- Aug. 6. Viday Salud, 419 S. Broadway, tion: seeks to foreclose on a mortgage to secure $408,000 Zangaglia, Louis S., et al. Yonkers 10705, c/o Ana Laura affecting property located at Filed by OneWest Bank F.S.B. Torres and Teresa Escobar. 422 Hancock Ave., Mount Ver- Action: seeks to foreclose on a Filed Dec. 19. non 10553. Filed Aug. 2. mortgage to secure $400,000 affecting property located at XMR Trading, 25 Sagamore Rivera, Ann Marie, et al. 459 Illington Road, Ossining Road, Apt. 1J, Bronxville 10708, c/o Jose M. Rodriguez Filed by PNC Bank N.A. Ac- 10562. Filed Aug. 6. and Dana N. Melillo Rodrition: seeks to foreclose on a guez. Filed Dec. 20. mortgage to secure $156,750 affecting property located at 51 Mechanic’s Liens Sunrise Terrace, Yonkers 10703. Filed Aug. 6. 200 Diplomat Drive Corp., as Sole Proprietorships owner. $11,000 as claimed by Schott, Vicki, et al. Filed by Painting and Sandblasting Inc., 1 and 1 Auto Detailing, 118 JPMorgan Chase Bank N.A. Suffern. Property: in Mount Oakley Ave., White Plains Action: seeks to foreclose on a Kisco. Filed Dec. 23. 10606, c/o Guillermo Ramirez. mortgage to secure $1.1 milFiled Dec. 19. lion affecting property located Cappetta Inc., as owner. $238 at 5 Spruce Hill Road, Armonk as claimed by Halstead Elec10504. Filed Aug. 6. tronics Ltd., Mamaroneck. Ash Art, 81 Centre Ave., New Property: in Mamaroneck. Rochelle 10801, c/o Ashley Brodsky. Filed Dec. 18. Filed Dec. 20.

18 January 6, 2014 • WCBJ

CIA Jets, 108 Village Square, Effective management no. 157, Somers 10589, c/o Rob- of blocked-tasks in prein Koraca. Filed Dec. 18. emptible read-copy update. Patent no. 8,615,771 issued to Classic Auto Restoration Paul E. McKenney, BeaverPaintless Autobody, 100 The- ton, Ore. Assigned to Interodore Fremd Ave., A1C, Rye national Business Machines 10580, c/o Craig W. Morgan. Corp., Armonk. Filed Dec. 18. Liner-free tungsten contact. Elizabeth S. Freed Legal Patent no. 8,614,107 issued to Nurse Consultant, 1 City Christian Lavoie, PleasantPlace, apt. 2009, White Plains ville; Ahmet S. Ozcan, Chap10601, c/o Elizabeth S. Freed. paqua; and Filippos Papadatos, Elmsford. Assigned to Filed Dec. 21. International Business Machines Corp., Armonk. H2O Auto Spa, 325 N. Terrace Ave., Mount Vernon 10550, c/o Method and apparatus for Carlos D. Reis. Filed Dec. 21. scalable integrity attestation in virtualization environL and M Management Co., ments. Patent no. 8,615,788 112 Sagamore Road, Tuckahoe issued to Stefan Berger, Haw10707, c/o Lisa Meyers. Filed thorne; Ramon Caceres, New Dec. 20. York; Kenneth Alan Goldman, Hawthorne; Ronald Law Offices of Karen B. Perez, Yorktown Heights; Schleimer, 9 Timber Ridge Reiner Sailer, Hawthorne; Road, Mount Kisco 10549, c/o and Deepa Srinivasan, RaKaren B. Schleimer. Filed Dec. leigh, N.C. Assigned to International Business Machines 19. Corp., Armonk.

Musical Matters, 1 Oak Place, Croton-on-Hudson 10520, c/o Misty Ann C. Sturm. Filed Dec. 19. R.O.J., 120 Nelson Ave., Harrison 10528, c/o Michael Turco. Filed Dec. 21.

Patents The following patents were issued by the U.S. Patent and Trademark Office in Washington, D.C. Dynamic system scheduling. Patent no. 8,615,764 issued to Valentina Salapura, Chappaqua; and Seetharami Seelam, Yorktown Heights. Assigned to International Business Machines Corp., Armonk.

Method and assembly for determining the temperature of a test sensor. Patent no. 8,614,097 issued to Jeffrey D. Blais, Walden; Steve Sun, Mount Kisco; Bern Harrison, Granger, Ind.; Narasinha C. Parasnis, Danbury, Conn.; Serban F. Peteu, East Lansing, Mich.; Tony Nguyen, Valhalla; Paul Ripley, Nanuet; Xin Wang, Elmsford; and Igor Gofman, Croton-on-Hudson. Assigned to Bayer HealthCare L.L.C., Whippany, N.J. Ontology-based resource provisioning and management for services. Patent no. 8,615,585 issued to Yu Deng, Yorktown Heights; Murthy V. Devarakonda, Peekskill; Michael Reuben Head, Tarrytown; Rafah A. Hosn, New York; Andrzej Kochut, Elmsford; Jonathan Paul Munson, Putnam Valley; and Hidayatullah Habeebullah Shaikh, Mohegan Lake. Assigned to International Business Machines Corp., Armonk. Optimizing a data deduplication system using client authentication information. Patent no. 8,615,798 issued to Mark A. Smith, Los Gatos, Calif. Assigned to International Business Machines Corp., Armonk.

Software defect tracking. Patent no. 8,615,741 issued to Thomas R. Hudson, Research Triangle Park, N.C. Assigned to International Business Machines Corp.,, Armonk. Trust assertion using hierarchical weights. Patent no. 8,615,789 issued to Omkharan Arasaratnam, Ajax, Calif. Assigned to International Business Machines Corp., Armonk. Using IR drop data for instruction thread direction. Patent no. 8,615,767 issued to Deepak K. Singh, Apex, N.C.; and Francois Ibrahim Atallah, Raleigh, N.C. Assigned to International Business Machines Corp., Armonk.

Hudson Valley Building Loans

Blakemore, Andrew Wyatt, as owner. Lender: Salisbury Bank and Trust Co. Property: in Amenia. Amount: $292,000. Filed Dec. 24.

Equity Homes of New York Inc., Port Jervis. Seller: Michelle Henriques, Middletown, Conn. Property: in Wawayanda. Amount: $42,000. Filed Dec. 26.

Equity Homes of New York Inc., Port Jervis, as owner. Lender: Libertyville Capital Group II L.L.C., Montgomery. Property: Post Road, Wawayanda. Amount: $220,000. Filed Dec. 26.

Fannie Mae. Seller: Tina Marie Fassnacht, Newburgh. Property: 26 Washington Place, Newburgh 12550. Amount: $221,498. Filed Dec. 23.

Perlmutter, David, et al, Monroe, as owner. Lender: Trustco Bank, Albany. Property: 27 Vintage Vista, lot no. 27, Monroe 10950. Amount: $350,000. Filed Dec. 24.

Deeds Above $1 million 93-95 Main Street L.L.C., Warwick. Seller: Frank D. Petrucci, et al, Warwick. Property: in Warwick. Amount: $1 million. Filed Dec. 27.

Green Acres HMR L.L.C., New York. Seller: Gill Farmland L.L.C., Hurley. Property: Above $1 million in Hurley, Marbletown, Ulster, and Kingston. Amount: $9.4 Lace Mill L.P., Kingston, as million. Filed Dec. 20. owner. Lender: New York State Housing Finance Agency, New Pioneer Realty Holdings York. Property: 165 Cornell St., L.L.C., New York. Seller: ASB Kingston. Amount: $3.8 mil- Wallkill L.L.C., Longboat lion. Filed Dec. 26. Key, Fla. Property: 24 Dunning Road, Middletown 10940. Lace Mill L.P., Kingston, as Amount: $3 million. Filed Dec. owner. Lender: New York State 26. Housing Finance Agency, New York. Property: 165 Cornell St., Pioneer Realty Holdings Kingston. Amount: $7.2 mil- L.L.C., New York. Seller: Lizzie lion. Filed Dec. 26. Realty L.L.C., Longboat Key, Fla. Property: 389 Windsor St. Simeon II Housing De- Highway, New Windsor 12553. velopment Fund Company Amount: $1.2 million. Filed Inc., as owner. Lender: Rock- Dec. 26. hall Funding Corp. Property: in Poughkeepsie. Amount: $3 million. Filed Dec. 23. Below $1 million Wappingers Properties L.L.C., as owner. Lender: TD Bank N.A. Property: in Wappinger. Amount: $1 million. Filed Dec. 26.

Federal National Mortgage Association. Seller: Gina M. Stephens, Poughkeepsie. Property: 27 Van Debogart Road, Woodstock 12498. Amount: $230,768. Filed Dec. 23. Federal National Mortgage Association. Seller: Judith L. Lubinsky, Campbell Hall. Property: 55 E. Main St., Washingtonville 10992. Amount: $432,614. Filed Dec. 27. Finneran Family L.L.C., Salisbury Mills. Seller: Jonathan R. Coppolino, et al, New Windsor. Property: in Blooming Grove. Amount: $255,000. Filed Dec. 24. First Eagle Management Corp., Yorktown Heights. Seller: S and M Properties Inc., Brooklyn. Property: 8 Cherry Lane and 924-930 S. Lake Blvd., Mahopac. Amount: $700,000. Filed Dec. 18. Household Finance Realty Corporation of New York. Seller: Allan Brian Rappleyea, Poughkeepsie. Property: 11 Angel Court, Beacon 12508. Amount; $256,000. Filed Dec. 23. Hudson Capital 168 L.L.C., Whitestone. Seller: 129 Meserole Street L.L.C., Brooklyn. Property: in Newburgh. Amount: $70,000. Filed Dec. 27. Hudson Capital 168 L.L.C., Whitestone. Seller: 158 Broadway Newburgh L.L.C., Brooklyn. Property: in Newburgh. Amount: $140,000. Filed Dec. 27.

68 Smith Management Corp., Middletown. Seller: U.S. Bank N.A. Property: 341 North St., Jackson and Puente L.L.C., Middletown 10940. Amount: Woodstock. Seller: Paul Kotik, et al, Plantation, Fla. Prop$41,880. Filed Dec. 26. erty: in Saugerties. Amount: $58,000. Filed Dec. 23. Equity Homes of New York Below $1 million Inc., Port Jervis. Seller: Key 2 Lease L.L.C., Port Jervis. Prop- JPMorgan Chase Bank N.A. Seller: Mark D. Stern, Goshen. 93-95 Main Street L.L.C., erty: in Wawayanda. Amount: Property: 494 Route 211 W., $60,000. Filed Dec. 24. Warwick, as owner. Lender: Middletown 10940. Amount: Robert J. Schluter, Warwick. $362,954. Filed Dec. 27. Property: 93-95 Main St., Warwick. Amount: $500,000. Filed Dec. 27.

Stoudemire Farms Holdings L.L.C., Woodland Hills, Calif. Seller: Bruce R. Bent II, Manhasset. Property: 252 Crum Elbow Road, Hyde Park. Amount: $315,000. Kealy Properties Ltd., Stor- Filed Dec. 24. mville. Seller: Lynn Vargas, Clinton Corners. Property: 215 The Animal Rights Alliance Rushmore Road, Stormville Inc., Warwick. Seller: Fourth 12582. Amount: $95,000. Filed Generation Associates L.P., Wyomissing, Penn. Property: Dec. 24. in Wallkill. Amount: $390,000. Lacrosse Apartments of Filed Dec. 27. Stanfordville L.L.C., Rhinebeck. Seller: May Hsieh, La- The Bank of New York MelGrangeville. Property: in Stan- lon. Seller: Lisa J. Felicissimo, ford. Amount: $435,000. Filed Monroe. Property: 14 Conning Ave., Middletown. Amount: Dec. 19. $210,000. Filed Dec. 23. Macollo L.L.C., Glenford. Seller: Frank Mann, Margaretville. Turner and Gold Ltd., MonProperty: in Hurley. Amount: roe. Seller: Schunnemunk Holdings L.L.C., Monroe. $86,500. Filed Dec. 23. Property: 406 Schunnemunk National Residential Nomi- Road and 20 First Ave., Highnee Services Inc. Seller: land Mills. Amount: $780,000. Salih Muhsin Celik, et al, Filed Dec. 26. Poughquag. Property: in Beekman. Amount: $327,000. Filed U.S. Bank N.A. Seller: Pasquale Pugliese, et al, Hopewell JuncDec. 21. tion. Property: 289 Blue Hill Nationstar Mortgage L.L.C. Road, Hopewell Junction Seller: James B. Biagi, Goshen. 12533. Amount: $219,500. Filed Property: 529 Saracino Drive, Dec. 24. Maybrook 12543. Amount: U.S. Bank N.A. Seller: Wil$309,252. Filed Dec. 24. liam J. Moylan, et al, Walden. North Lake Estates Property Property: 21 Highland Ave., Management Inc., Mahopac. Sparrowbush 12780. Amount: Seller: Edward Benson, et al, $114,750. Filed Dec. 24. Cortlandt Manor. Property: 187 Watermelon Hill Road, Walden Savings Bank, MontMahopac. Amount: $170,000. gomery. Seller: Gary Schuster, Walden. Property: in Mount Filed Dec. 20. Hope. Amount: $50,000. Filed On The Cliff L.L.C., Spring Dec. 23. Valley. Seller: Mayer Broder, Monroe. Property: 20 Getzil Wells Fargo Bank N.A. Seller: Berger Blvd., unit 202, Monroe Joseph A. Smith, Middletown. 10950. Amount: $61,000. Filed Property: 31 Brozdowski Lane, Pine Island 10969. Amount: Dec. 23. $214,200. Filed Dec. 27. Shalin Road Development Corp., Brewster. Seller: The Wells Fargo Bank N.A. Seller: Putnam County National Bank Nancy T. Perreira, Scarsdale. of Carmel, Carmel. Property: Property: 503 Twin Brook 30 Shalin Lane, Patterson Court, Carmel 10512. Amount: 12563. Amount: $145,000. $175,560. Filed Dec. 12. Filed Dec. 16. Kbar Orchards L.L.C., Marlboro. Seller: Jean Caisse, Santa Clara, Calif. Property: in Marlboro. Amount: $179,000. Filed Dec. 20.

Stoudemire Farms Holdings Judgments L.L.C., Woodland Hills, Calif. Seller: Rebecca Bent, Manhasset. Property: 107 Cream St., Hyde Park. Amount: $400,000. 48 Bakertown Food Corp., Monroe. $11,750 in favor of Filed Dec. 24. New York State Department of Stoudemire Farms Holdings Taxation and Finance, Albany. L.L.C., Woodland Hills, Calif. Filed Dec. 9. Seller: Rebecca Bent, Manhasset. Property: 11 Cream St., Hyde Park. Amount: $885,000. Filed Dec. 24.

A and R Office Equipment Inc., Goshen. $912 in favor of New York State Department of Labor Unemployment Insurance Division, Albany. Filed Dec. 9. A Betterweigh Inc., Ellenville. $1,031 in favor of New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Dec. 24. A Blue Moon Investigation Inc., d.b.a. Information Resources, Bloomington. $1,031 in favor of New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Dec. 24. Aurora Landscape Design and Construction Inc., Kingston. $1,031 in favor of New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Dec. 24. Aztlan Lawnscape Inc., Highland. $1,031 in favor of New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Dec. 24. Bagels and Bites, Highland. $1,031 in favor of New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Dec. 24. Bargain Beverage Inc., Chester. $7,903 in favor of New York State Department of Taxation and Finance, Albany. Filed Dec. 9. Best Towing and Auto Body Inc., Port Jervis. $3,053 in favor of New York State Department of Taxation and Finance, Albany. Filed Dec. 9. Branching Out Construction Company Inc., Hurley. $1,046 in favor of New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Dec. 24. Bread Brokers Inc., Kingston. $1,031 in favor of New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Dec. 24. Burgevin Florist Inc., Kingston. $1,031 in favor of New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Dec. 24.

WCBJ • January 6, 2014

FACTS&FIGURES Cedar Ridge Development Corp., d.b.a. Atlantic Granite and Marble, Accord. $1,031 in favor of New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Dec. 24. Central American, Kingston. $1,031 in favor of New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Dec. 24. Cipriano Brothers Contracting Inc., Lake Katrine. $1,031 in favor of New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Dec. 24.

Excel Gymnastics Inc., Saugerties. $2,092 in favor of New York State Department of Taxation and Finance, Albany. Filed Dec. 23.

K’s Wedding Palace L.L.C., Middletown. $410 in favor of New York State Department of Taxation and Finance, Albany. Filed Dec. 9.

Fallsy Inc., d.b.a. Bistro Mountain Store, Gardiner. $1,031 in favor of New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Dec. 24.

Klein’s Blinds Inc., Monroe. $255 in favor of New York State Department of Taxation and Finance, Albany. Filed Dec. 9.

Foggy Cogs Computer Solutions, Highland. $1,031 in favor of New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Dec. 24. Gold Investigations Inc., Highland. $7,597 in favor of New York State Department of Taxation and Finance, Albany. Filed Dec. 23.

Committee to Elect Julian Schreibman, Kingston. $3,119 in favor of New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Dec. 24. Hillside Companies Inc., Newburgh. $19,866 in favor of Conklin Services and Con- New York State Department of struction Inc., Newburgh. Taxation and Finance, Albany. $2,087 in favor of New York Filed Dec. 4. State Department of Labor Unemployment Insurance Divi- Images Hair Salon, Port Ewen. sion, Albany. Filed Dec. 9. $369 in favor of New York State Department of Labor UnemCountry Flowers Gifts and ployment Insurance Division, Goodies Inc., Napanoch. Albany. Filed Dec. 23. $1,031 in favor of New York State Department of Labor Indian Grill of Kingston Inc., and the Department of Taxa- Kingston. $1,031 in favor of tion and Finance, Albany. Filed New York State Department of Dec. 24. Labor and the Department of Taxation and Finance, Albany. Crystal Run Sand and Gravel Filed Dec. 24. Inc., Monroe. $1,042 in favor of New York State Department of Indie Hair Inc., Kingston. Taxation and Finance, Albany. $2,141 in favor of New York State Filed Dec. 9. Department of Taxation and Finance, Albany. Filed Dec. 23. Dimonel Reprographics Inc., Goshen. $869 in favor of New J and J Liquidators, Saugerties. York State Department of Taxa- $1,714 in favor of New York State tion and Finance, Albany. Filed Department of Taxation and FiDec. 9. nance, Albany. Filed Dec. 23. Elite Mechanical Corp., Kingston. $1,031 in favor of New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Dec. 24.

J. Rocco’s Steakhouse L.L.C., d.b.a. J. Rocco’s Steakhouse and Speakeasy, Shandaken. $1,031 in favor of New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Enviro Care Environmental Dec. 24. Corp., Wallkill. $1,031 in favor of New York State Department Just Movers and Storage of Labor and the Department of Corp., Kingston. $703 in favor Taxation and Finance, Albany. of New York State Department Filed Dec. 24. of Labor Unemployment Insurance Division, Albany. Filed Eurotek Imports L.L.C., New- Dec. 23. burgh. $2,627 in favor of New York State Department of Taxation and Finance, Albany. Filed Dec. 9.

20 January 6, 2014 • WCBJ

Open Road Cycles Inc., Saugerties. $3,740 in favor of New York State Department of Taxation and Finance, Albany. Filed Dec. 23.

Operation Homefront Inc., Kingston. $1,031 in favor of New York State Department of Labor and the Department of Taxation and Finance, Albany. Lynn Warren Landscaping, Filed Dec. 24. Newburgh. $12,867 in favor of New York State Department of Oxclove Workshop Ltd., Taxation and Finance, Albany. Kingston. $1,031 in favor of Filed Dec. 9. New York State Department of Labor and the Department of Marcelle Transport Inc., Taxation and Finance, Albany. Highland. $1,031 in favor of Filed Dec. 24. New York State Department of Labor and the Department of Paul’s Kitchen Inc., New Paltz. Taxation and Finance, Albany. $1,031 in favor of New York Filed Dec. 24. State Department of Labor and the Department of TaxaMarine, Power and Com- tion and Finance, Albany. Filed munications Resources Inc., Dec. 24. Port Jervis. $161 in favor of New York State Department of Penny Lane Trading ComTaxation and Finance, Albany. pany of NY Inc., Marlboro. Filed Dec. 9. $1,031 in favor of New York State Department of Labor Maureen’s Deli and Catering and the Department of TaxaInc., Newburgh. $615 in favor tion and Finance, Albany. Filed of New York State Department Dec. 24. of Labor Unemployment Insurance Division, Albany. Filed Peruvian Flavor Inc., NewDec. 9. burgh. $1,196 in favor of New York State Department of TaxaMG Trattoria Inc., New Paltz. tion and Finance, Albany. Filed $1,031 in favor of New York Dec. 9. State Department of Labor and the Department of Taxa- Ram Drywall Inc., Highland. tion and Finance, Albany. Filed $1,031 in favor of New York Dec. 24. State Department of Labor and the Department of TaxaNarsinh Inc., d.b.a. Capri Mo- tion and Finance, Albany. Filed tel, Port Ewen. $285 in favor of Dec. 24. New York State Department of Labor Unemployment Insur- Randazzo’s Landscaping Inc., ance Division, Albany. Filed Cornwall-on-Hudson. $2,055 Dec. 23. in favor of New York State Department of Taxation and FiNew Paltz United Method- nance, Albany. Filed Dec. 9. ist Church, New Paltz. $1,031 in favor of New York State Riccardi’s Hideaway Inc., Department of Labor and the Kingston. $1,031 in favor of Department of Taxation and New York State Department of Finance, Albany. Filed Dec. 24. Labor and the Department of Taxation and Finance, Albany. New Windsor Bakery Inc., Filed Dec. 24. New Windsor. $345 in favor of New York State Department of Robinson Brothers Electrical Taxation and Finance, Albany. Contractors Inc., Kingston. Filed Dec. 9. $1,031 in favor of New York State Department of Labor New York Pest Solutions Inc., and the Department of TaxaSaugerties. $1,031 in favor of tion and Finance, Albany. Filed New York State Department of Dec. 24. Labor and the Department of Taxation and Finance, Albany. Saha Construction, RosenFiled Dec. 24. dale. $1,031 in favor of New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Dec. 24.

Scandinavian Grace Inc., Shokan. $1,031 in favor of New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Dec. 24. Schmitt’s Automotive Service Inc., Walden. $559 in favor of New York State Department of Taxation and Finance, Albany. Filed Dec. 9. SM Tree Service Inc., Chester. $8,880 in favor of New York State Department of Taxation and Finance, Albany. Filed Dec. 9. Stan Decker Excavating and Paving, Kerhonkson. $1,031 in favor of New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Dec. 24. Stanley’s Plumbing, Shandaken. $1,031 in favor of New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Dec. 24. Stone Ridge Salon, Stone Ridge. $1,764 in favor of New York State Department of Taxation and Finance, Albany. Filed Dec. 23.

Tri-State Fleet Wash Inc., New Windsor. $1,632 in favor of New York State Department of Taxation and Finance, Albany. Filed Dec. 4. Unique Fibers Inc., d.b.a. Unique Upholstery Supplies, Cornwall-on-Hudson. $1,565 in favor of New York State Department of Labor Unemployment Insurance Division, Albany. Filed Dec. 9. Very Tall Midget L.L.C., Milton. $1,031 in favor of New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Dec. 24. Woodstock Farm Animal Sanctuary Inc., Willow. $1,031 in favor of New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Dec. 24. Yummies Ice Cream and Mini Golf Inc., Highland. $1,031 in favor of New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Dec. 24.

Lis Pendens

The following filings indicated a Tele-Data Connections Inc., legal action has been initiated, Highland Mills. $3,211 in favor the outcome of which may affect of New York State Department the title to the property listed. of Taxation and Finance, Albany. Filed Dec. 9. Adams, Edward R., et al. Filed by Wells Fargo Bank N.A. AcThe Bagel Shop, Middletown. tion: seeks to foreclose on a $2,876 in favor of New York mortgage to secure $157,400 State Department of Taxation affecting property located at and Finance, Albany. Filed 1138 Maggie Road, Newburgh Dec. 9. 12550. Filed Aug. 27. The Mount Hope Dollar Inc., d.b.a. Dollaway Dollar, Middletown. $50 in favor of New York State Department of Taxation and Finance, Albany. Filed Dec. 9. The Very Best Preschool L.L.C., Middletown. $470 in favor of New York State Department of Labor Unemployment Insurance Division, Albany. Filed Dec. 9.

Andersen, Mark J., et al. Filed by Nationstar Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $173,380 affecting property located at 5 Elmendorf St., Port Jervis 12771. Filed Aug. 26.

Arnold, Edna M., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $290,442 affecting property located at 18 Lowell Road, Carmel 10512. Tites Jewelers and Design Filed Dec. 23. Inc., New Windsor. $166 in favor of New York State Depart- Balducci, Domenick, et al. ment of Taxation and Finance, Filed by Bank of America N.A. Albany. Filed Dec. 9. Action: seeks to foreclose on a mortgage to secure $116,000 affecting property located at 1651 Berme Road, Kerhonkson 12446. Filed Dec. 26.

Barti, John, et al. Filed by JPMC Specialty Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $450,000 affecting property located at 5, aka 1 Timberline Court, Putnam Valley 10579. Filed Dec. 19. Bartko, Paul W., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $540,000 affecting property located at 42 Robert Road, Cornwall-on-Hudson 12518. Filed Aug. 27. Bautista, Christopher, et al. Filed by Nationstar Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $350,000 affecting property located at 2 Hermitage Road, Brewster 10509. Filed Dec. 20. Bissinger, Sean, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $284,000 affecting property located at 14 Harding Way, Monroe 10950. Filed Aug. 27. Brown, Robert, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $260,000 affecting property located at 3466 Route 208, Campbell Hall 10916. Filed Aug. 22. Burton, Maxine V., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $112,500 affecting property located at 22 Causeway, New Windsor 12553. Filed Aug. 27. Carpino, Thomas, et al. Filed by James Haggerty and Michael Haggerty. Action: seeks to foreclose on a mortgage to secure $92,000 affecting property located at 66 Hillcrest, Kingston 12401. Filed Dec. 20. Cordero, Luis A., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $279,100 affecting property located at 19 Cooper Lane, Hamptonburgh 10916. Filed Aug. 23. Corrente, Salvatore F., et al. Filed by Fifth Third Mortgage Co. Action: seeks to foreclose on a mortgage to secure $308,302 affecting property located at 7 Barnett Road, Monroe 10950. Filed Aug. 27.

Cosenza, Ralph, et al. Filed by OneWest Bank F.S.B. Action: seeks to foreclose on a mortgage to secure $231,504 affecting property located at 12 Walnut St., Greenwood Lake 10925. Filed Aug. 26.

Felch, Joan, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $107,843 affecting property located at 71 Coxing Road, Cottekill 12419. Filed Dec. 20.

Cuascut, Wilfredo, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $457,500 affecting property located at 175 Starr Ridge Road, Brewster 10509. Filed Dec. 11.

Felicello, Joseph D., et al. Filed by EverBank. Action: seeks to foreclose on a mortgage to secure $128,000 affecting property located at 792 Route 44-55, Highland 12528. Filed Dec. 23.

Cuevas, Roberto, et al. Filed by Navy Federal Credit Union. Action: seeks to foreclose on a mortgage to secure $294,350 affecting property located at 1 E. Green Road, Rock Tavern 12575. Filed Aug. 26. Demshick, Amanda R., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $200,000 affecting property located at 9 Hill Top Lane, Pine Bush 12566. Filed Dec. 26. Didonato, Thomas N., et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $263,680 affecting property located at 22 Hudson Drive, New Windsor 12553. Filed Aug. 27. Dilallo, Filomena, et al. Filed by Nationstar Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $544,185 affecting property located at 15 Penny Lane, Brewster 10509. Filed Dec. 17. Dorsonne, Roldit, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $216,000 affecting property located at 139 W. Main St., Middletown 10940. Filed Aug. 26. Eden, Christain, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $340,000 affecting property located at 154 Murray Ave., Goshen 10924. Filed Aug. 23. Fariselli, Paul, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $196,500 affecting property located at 104 Stillwater Road, Mahopac 10541. Filed Dec. 13.

Gonzalez, Victor M. Jr., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 153 Nardin Road, Lake Peekskill 10537. Filed Dec. 11.

Greek, Walter C. Jr., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $175,500 affecting property located at 18 Wandering Drive, Newburgh. Furman, Maryal C., et al. Filed Aug. 27. Filed by One West Bank F.S.B. Action: seeks to foreclose on a Hinz, Harold, as temporary mortgage to secure $326,250 administrator of the estate affecting property located at of Lloyd P. Birmingham, et 120 W. Main St., Port Jervis al. Filed by Deutsche Bank Na12771. Filed Aug. 27. tional Trust Co. Action: seeks to foreclose on a mortgage Gadaleto, Aimee L., et al. to secure $496,000 affecting Filed by Wells Fargo Bank N.A. property located at 500 PeekAction: seeks to foreclose on a skill Hollow Road, Putnam mortgage to secure $175,437 af- Valley 10579. Filed Dec. 16. fecting property located at 226 N. Putt Corners Road, New Horyt, David J., et al. Filed Paltz 12561. Filed Dec. 23. by Wells Fargo Bank N.A. Action: seeks to foreclose on a Garcia, Julio, et al. Filed by mortgage to secure $144,000 Wells Fargo Bank N.A. Ac- affecting property located at 82 tion: seeks to foreclose on a Floradan Road, Putnam Valley mortgage to secure $337,577 10579. Filed Dec. 17. affecting property located at 28 Brewster Woods Drive, unit Howell, Blaine A., et al. Filed no. 28, Brewster 10509. Filed by Quicken Loans Inc. Action: Dec. 17. seeks to foreclose on a mortgage to secure $303,732 affectGay, James III, et al. Filed by ing property located at 5 Stone The Bank of New York Mellon. Gate Road, Woodbury 10917. Action: seeks to foreclose on a Filed Aug. 22. mortgage to secure $246,803 affecting property located at 26 Hunter, Brande R., et al. Filed Katonah Road, Carmel 10512. by Wells Fargo Financial Credit Filed Dec. 13. Services New York Inc. Action: seeks to foreclose on a mortgage Giametta, Frederick J., et al. to secure $219,742 affecting Filed by TD Bank N.A. Action: property located at 15 Pocatello seeks to foreclose on a mort- Road, Middletown 10940. Filed gage to secure $178,500 af- Aug. 22. fecting property located at 166 Mount Zion Road, Marlboro Ingwersen, Paul, et al. Filed 12542. Filed Dec. 24. by Citimortgage Inc. Action: seeks to foreclose on a mortGodfrey, Daniel T., et al. Filed gage to secure $100,000 afby Wells Fargo Bank N.A. Ac- fecting property located at tion: seeks to foreclose on a 2017 Route 208, Montgomery mortgage to secure $234,505 12549. Filed Aug. 26. affecting property located at 4 Jerome Drive, Brewster 10509. Jellema, James R., et al. Filed by RBS Citizens N.A. Action: Filed Dec. 23. seeks to foreclose on a mortGonzalez, Doreen J., et al. gage to secure $214,051 afFiled by PHH Mortgage Corp. fecting property located at 96 Action: seeks to foreclose on a Plattekill Road, Marlborough mortgage to secure $208,318 12542. Filed Dec. 23. affecting property located at 56 Heinsman Lane, Wallkill King, James A., et al. Filed by Nationstar Mortgage L.L.C. 12589. Filed Aug. 23. Action: seeks to foreclose on a mortgage to secure $250,000 affecting property located at 2617 Carmel Ave., Brewster 10509. Filed Dec. 12.

Kitz, Brian J., et al. Filed by Nationstar Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $199,820 affecting property located at 11 Panther Lane, Wallkill 12589. Filed Dec. 20. Lomonaco, Jean, et al. Filed by Hudson Valley Federal Credit Union. Action: seeks to foreclose on a mortgage to secure $135,000 affecting property located at 144 Reservoir Road, Marlboro 12542. Filed Dec. 20. Lopez, Orlando, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $180,000 affecting property located at 114 Riley Road, New Windsor 12553. Filed Aug. 27. Maguire, Stephen J., et al. Filed by Citibank N.A. Action: seeks to foreclose on a mortgage to secure $184,000 affecting property located at 1024 Route 213, Eddyville 12401. Filed Dec. 24.

McKeon, Catherine, et al. Filed by Aurora Loan Services L.L.C. Action: seeks to foreclose on a mortgage to secure $220,000 affecting property located at 16 Moggre Road, Chichester 12416. Filed Dec. 26. McPhee, Eric, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $451,515 affecting property located at 120 Green St., Goshen 10924. Filed Aug. 27. Morrison, Devon, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $198,400 affecting property located at 176 Waters Edge, Montgomery 12549. Filed Aug. 27. Noe, George W., et al. Filed by Orange County Trust Co. Action: seeks to foreclose on a mortgage to secure $148,000 affecting property located at 109 Shawangunk Trail, Shawangunk. Filed Dec. 20.

Maher, Jennifer A., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $500,000 affecting property located at 45 Upper Lake Road, Mahopac 10541. Filed Dec. 19.

Noone, Maureen E., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $175,000 affecting property located at 33 Maple St., Cornwall-on-Hudson 12518. Matos, Francisco J., et al. Filed Aug. 27. Filed by Bank of America N.A. Action: seeks to foreclose on a Oglesby, Donald B., et al. mortgage to secure $317,695 Filed by Nationstar Mortgage affecting property located at L.L.C. Action: seeks to fore8 Gabby Lane, Middletown close on a mortgage to secure 10940. Filed Aug. 27. $387,000 affecting property located at 130 Weiser Road, ElMcBride, Jeffrey, et al. Filed by lenville 12428. Filed Dec. 26. Citimortgage Inc. Action: seeks to foreclose on a mortgage to Ondek, Robin A,, et al. Filed secure an unspecified amount by Santander Bank N.A. Acaffecting property located at tion: seeks to foreclose on a 66 Tanglewylde Road, Putnam mortgage to secure $68,500 Valley 10579. Filed Dec. 17. affecting property located at 124 Horsepound Road, Carmel McCabe, Derek M., et al. Filed 10512. Filed Dec. 23. by U.S. Bank N.A. Action: seeks to foreclose on a mortgage Owens, Steven C., et al. Filed to secure $600,000 affecting by Bank of America N.A. Acproperty located at 5 Roselawn tion: seeks to foreclose on a Road, Highland Mills 10930. mortgage to secure $410,000 Filed Aug. 22. affecting property located at 1 Hawks Lane, Brewster 10509. McCullough, Richard, et al. Filed Dec. 18. Filed by Reverse Mortgage Solutions Inc. Action: seeks to Penalver, Michelle, et al. Filed foreclose on a mortgage to seby Wells Fargo Bank N.A. Accure $450,000 affecting prop- tion: seeks to foreclose on a erty located at 7 Perry Creek mortgage to secure $90,748 afRoad, Washingtonville 10992. fecting property located at 49 Filed Aug. 26. Tice Road, Spring Glen 12483. Filed Dec. 24.

WCBJ â&#x20AC;˘ January 6, 2014

FACTS&FIGURES Peters, Linden, et al. Filed by Dean S. Baker. Action: seeks to foreclose on a mortgage to secure $50,000 affecting property located at 71, 73-75 Furnace St., Kingston. Filed Dec. 24.

Scheller, Sophia, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $367,500 affecting property located at 96 Maple Wood drive, Brewster 10509. Filed Dec. 23.

Pilar, Lara, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $82,650 affecting property located at 12 Wallkill Ave., Middletown 10940. Filed Aug. 26.

Williams, Fay, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 182 Fullerton Ave., Newburgh 12550. Filed Aug. 27.

Sears, John L., et al, as owner. $19,530 as claimed by Hudson Yansick, Steven G., et al. Filed Valley Roofers Inc., Montgomby JPMorgan Chase Bank N.A. ery. Property: 41 corbett road, Action: seeks to foreclose on a Montgomery. Filed Dec. 27. mortgage to secure $340,000 affecting property located at 34 Weaver Road, Newburgh 12550. Filed Aug. 27. nEw BUSInESSES

Smith, Robin Anne, as administrator of the estate of Walter F. Meade, et al. Filed by Caliber Home Loans Inc. Action: seeks to foreclose on a mortgage to secure $58,500 affecting property located at 262 Pinkall, Russell Waldo, et north St., Middletown 10940. al. Filed by State of New York Filed Aug. 22. Yepes, Ricardo A., et al. Filed Mortgage Agency. Action: by JPMorgan Chase Bank N.A. seeks to foreclose on a mort- Souffrant, Diquence Sr., et al. Action: seeks to foreclose on a gage to secure $275,025 affect- Filed by Bank of America N.A. mortgage to secure $178,489 ing property located at 12 Car- Action: seeks to foreclose on a affecting property located at 7 men Place, Montgomery 12549. mortgage to secure $49,072 af- Darien Road, Carmel 10512. Filed Aug. 27. fecting property located at 18 Filed Dec. 16. Royce Ave., Middletown 10940. Rivera, Kara B., et al. Filed by Filed Aug. 22. Zgonena, Robert J., et al. Filed Federal National Mortgage Asby Bank of America N.A. Acsociation. Action: seeks to fore- Stella, Vincent O., et al. Filed tion: seeks to foreclose on a close on a mortgage to secure by Citimortgage Inc. Action: mortgage to secure $1.8 million $270,208 affecting property seeks to foreclose on a mort- affecting property located at located at 18 Trotting Drive, gage to secure $310,000 af- 115 Tower Hill Road W., Tuxfecting property located at 14 edo Park 10987. Filed Aug. 23. Chester 10918. Filed Aug. 27. Vanderbilt Drive, Highland Rodrigues, Audrey J., et al. Mills 10930. Filed Aug. 26. Filed by RBS Citizens N.A. mEChAnIC’S LIEnS Action: seeks to foreclose on a Stofko, Craig, et al. Filed by mortgage to secure $108,000 Bank of America N.A. Action: affecting property located at seeks to foreclose on a mort- Hudson Valley Realty Associ2019 Highway 211, Otisville gage to secure $263,532 af- ates L.L.C., as owner. $146,023 fecting property located at 71 as claimed by Fusco Engineer10963. Filed Aug. 26. Southlake Road, Carmel 10512. ing and Land Surveying P.C., Rosales, Nelson, et al. Filed by Filed Dec. 13. Middletown. Property: in OneWest Bank F.S.B. Action: Greenville. Filed Dec. 26. seeks to foreclose on a mort- Sweatt, Jessica, et al. Filed by gage to secure $200,000 af- State of New York Mortgage Kapezak, Steve, as owner. fecting property located at 100 Agency. Action: seeks to fore- $6,000 as claimed by NewCarter St., Newburgh 12550. close on a mortgage to secure burgh Granite L.L.C., New$177,626 affecting property burgh. Property: 255 Mountain Filed Aug. 26. located at 10 new St., Middle- road, cornwall-on-hudson Rossi, Paolo, et al. Filed by town 10940. Filed Aug. 26. 10250. Filed Dec. 24. JPMorgan Chase Bank N.A. Action: seeks to foreclose on a Toney, John C., et al. Filed by Madeira Framing Co., as ownmortgage to secure $400,800 JPMorgan Chase Bank N.A. er. $49,300 as claimed by Abilaffecting property located at 2 Action: seeks to foreclose on a ity Beyond disability, Bethel, Sherwood hill road, Brewster mortgage to secure $332,540 conn. Property: 110 howland affecting property located at Ave., Beacon. Filed Dec. 20. 10509. Filed Dec. 13. 19 Wayne court, Middletown Sabatini, Stephen, et al. Filed 10941. Filed Aug. 23. Middletown Community by deutsche Bank national Health Center Inc., as owner. Trust Co. Action: seeks to Walker, Lashelle, et al. Filed $10,271 as claimed by Fusco foreclose on a mortgage to seby M&T Bank. Action: seeks Engineering and Land Surveycure $225,000 affecting prop- to foreclose on a mortgage ing P.C., Middletown. Propererty located at 639 Luding- to secure $220,190 affecting ty: 20 Walnut St., Montgomery. tonville Road, Holmes 12531. property located at 2 Jackson Filed Dec. 26. Filed Dec. 23. Ave., Middletown 10940. Filed Aug. 22. Middletown Community Sammarco, Kristen L., et al. Health Center Inc., as owner. Filed by Wells Fargo Bank N.A. Waples, Maryalice, et al. Filed $43,072 as claimed by Fusco Action: seeks to foreclose on a by Wells Fargo Bank N.A. Ac- Engineering and Land Surveymortgage to secure an unspeci- tion: seeks to foreclose on a ing P.C., Middletown. Properfied amount affecting property mortgage to secure $116,000 ty: 2-20 Low Ave., Middletown. located at 513 Center St., New- affecting property located at Filed Dec. 26. burgh 12550. Filed Aug. 26. 455 Abeel St., Kingston 12401. Filed Dec. 20.

22 January 6, 2014 • WCBJ

NYSARC Inc., as owner. $88,000 as claimed by DDSO Mechanical L.L.C., Fishkill. Property: 1435 Route 44, Pleasant Valley. Filed Dec. 23.

This paper is not responsible for typographical errors contained in the original filings.

Doing Business As Ver Noy Kill Development Company Inc., d.b.a. Governor Clinton Apartments, 65 Albany Ave., suite G, Kingston 12401. Filed Dec. 23.

Partnerships

Andy Aguayo Investigations, 21 Petersen Court, Middletown 10941, c/o Andy Aguayo. Filed Aug. 12.

Gifts and Things, 33 elmendorf St., 2nd floor, Kingston 12401, c/o Arthur W. Butler Jr. Filed Dec. 26.

Arteestic Expressions, 69 Greencrest drive, Middletown, c/o Mariano Santiago III. Filed Aug. 13.

Jenny’s Generator Service, 159 Ward St., Montgomery 12549, c/o Jenny Jeltsch. Filed Aug. 13.

Big Foe and Lil Friend, 330 Joybird Workshop, 64 ShadLiberty St., Newburgh 12550, owmere road, Monroe, c/o Joy c/o Edward Gardner. Filed M. Hyman. Filed Aug. 8. Aug. 7. LA Maquinita, 688 Broadway, Brandy’s Candies, 1926 Al- suite A, Kingston 12401, c/o Jorge bany Post Road, Wallkill 12589, Danis Amaya. Filed Dec. 26. c/o Brandy Elisa DiLeo. Filed Aug. 7. Mary’s Day Care, 73 cedar St., Kingston 12401, c/o Maria DoC and C Construction Co., lores Velez. Filed Dec. 26. 296 North St., Middletown 10940, c/o Benny cartuche. Murph and Sons Lawn Care, Filed Aug. 12. 325 Browns Road, Walden 12586, c/o Robert C. Murphy. Christina M. Schumann De- Filed Aug. 13. signs, 9 Andre Drive, Highland Mills 10930, c/o christina M. Pal’s Touch, 2629 Route 208, Schumann. Filed Aug. 9. Walden 12586, c/o Brian Allen McGill. Filed Aug. 12. Cinnamon Ridge Farm, 199 Bailey’s Gap Road, Highland PDR Contracting, 83 Green 12528, c/o Jeffrey E. Feehan. St., Kingston 12401, c/o NichoFiled Dec. 23. las Collier. Filed Dec. 23.

Antojitos Mexicanos, 779 Broadway, Newburgh 12550, c/o onesimo Garcia and eva Garcia. Filed Aug. 13. Convict Aquatics, 301 Upper N. Road, Highland 12528, c/o Ecological Research Insti- Frank S. Sorbello. Filed Dec. 23. tute, 676 Lapla Road, Kingston 12401, c/o Radka Wildova and Cross Cutters Hair Care CenJonathan H. Rosenthal. Filed ter, 290 Broadway, Newburgh Dec. 20. 12550, c/o Kent Micheal Cole. Filed Aug. 12. Headcase, 93 Penstock Lane, Lake Katrine 12449, c/o An- Design Science Carpentry, thony J. Lewis and Jacob D. 1160 Milton turnpike, clinKolbinski. Filed Dec. 23. tondale 12515, c/o Gregory P. Barnard. Filed Dec. 24. Heart Pulse Partnership, 269 Hardenburgh Road, Ulster Egbert Starr, 168 Yerry Hill Park 12487, c/o Gisela H. Stro- Road, Woodstock 12498, c/o meyer and Dror Baruch Ash- Duff S. Allen. Filed Dec. 20. uah. Filed Dec. 26.

Pink to Blue, 11 dinev road, unit 302, Monroe 10950, c/o Yitzchok Kraus. Filed Aug. 7. Quality Residential and Commercial Cleaning, 431 Blooming Grove Turnpike, apt. 48, New Windsor 12553, c/o Lenise Camay Hill. Filed Aug. 9. Rich Plumbing, 165 Bellevue Road, Highland 12528, c/o Michael J. Rich. Filed Dec. 26. Streamside, 568 Route 214, Chichester 12416, c/o Ian R. Laughlin. Filed Dec. 24.

Every Season Events, 4 AvonParadise Day Spa, 27 The croft Lane, Middletown 10940, V. Nails, 228 Route 32, no. 109, Lane, Middletown 10940, c/o c/o Jennifer Ann Pagas. Filed Central Valley, c/o Ngoc Phan. Filed Aug. 7. Gina campanella and Paul Aug. 13. Campanella. Filed Aug. 12. Witriol Diamond, 20 Prag Floor to Ceiling Co., 130 Blvd., unit 301, Monroe 10950, Ridgeview Road, Kerhonkson Sole Proprietorships 12446, c/o Jorid O. Black. Filed c/o Issac Witriol. Filed Aug. 12. Dec. 26.

LEGAL NOTICES Notice of Formation of GRASSY SPRAIN LLC. Arts. of Org. filed with the Secy. of State of NY (SSNY) on 10/3/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Cardillo & Corbett, 29 Broadway, Suite 1710, NY, NY 10006. Purpose: any lawful act or activity. #59129 Notice of Formation of CFD Global Ventures, LLC Art. Of Org. filed with Dept of State on Sept 26, 2013. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 195 North Bedford Road, Mount Kisco, NY 10549. Purpose: any lawful purpose. #59130 61 NORTH BROADWAY, LLC, Arts. of Org. filed with the SSNY on 11/12/2013. Office loc: Westchetser County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Corporation Service Company, 80 State St., Albany, NY 12207. Reg Agent: Corporation Service Company, 80 State St., Albany, NY 12207 Purpose: Any Lawful Purpose. #59131 NOTICE OF FORMATION of 24 Locust Lane Associates, LLC Art. of Org filed Secíy of State (SSNY) 11/19/13. Office location: Westchester Co. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to One Hunter Ave, Armonk, NY 10504. Purpose: any lawful activities. #59132 JACKSON 427, LLC, Arts. of Org. filed with the SSNY on 11/08/2013. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 430 Center Ave., Mamaroneck, NY 10543. Purpose: Any Lawful Purpose. #59133 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: NARVEN Co, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 09/23/13 Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 233 Hessian Hills Road, Croton on Hudson, New York 10520, principal business location of the LLC. Purpose: wholesale pharmaceutical sales. #59135 GARYTAXMAN AND SON, LLC, Arts. of Org. filed with the SSNY on 11/20/2013. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: The LLC, 1360 Sunny Ridge Road, Mohegan Lake, NY 10547. Reg Agent: Gary Reing, 1360 Sunny Ridge Road, Mohegan Lake, NY 10547. Purpose: Any Lawful Purpose. #59136

NORTH CREEK ADVISORS, LLC, Authority filed with the SSNY on 08/28/2013. Office loc: Westchester County. LLC formed in DE on 02/09/2010. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 50 Main Street, Ste 355, White Plains, NY 10606. Address required to be maintained in DE: 2711 Centerville Rd, Ste 400 Wilmington DE 19808. Cert of Formation filed with DE Div. of Corps, 401 Federal St., Ste 4, Dover, DE 19901. Purpose: Any Lawful Purpose. #59137 Notice of formation of MY BAILIWICK, LLC. Art. Of Org. filed with the Sectíy of State of NY (SSNY) on 5/8/2013. Office in Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 1380 Journeys End Rd Croton on Hudson, NY 10520. Purpose: Executive Coaching #59139 QUENTIN HOLDINGS LLC, Arts. of Org. filed with the SSNY on 11/08/2013. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 50 Ogden Rd., Scarsdale, NY 10583. Purpose: Any Lawful Purpose. #59140 Notice of Formation of Olivia & Coco Bath and Body Boutique, LLC. Articles of Organization filed with the Secretary of State of NY (SSNY) on 11/25/2013. Office location: Westchester County. Principal office of LLC: 46 Brosnan Pl, Yonkers, NY 10707. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to the LLC at the address of its principal office. Purpose: Any lawful activity. #59141 Notice of formation of RICKER CAR CONSULTING LLC. Art. Of Org. filed with the Sectíy of State of NY (SSNY) on 10/7/2013. Office in Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 117 Elk Ave New Rochelle, NY 10804. Purpose: Car consulting #59142 HUDSON TAP & GRILLE LLC, Arts. of Org. filed with the SSNY on 11/20/2013. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 100 River St, Hastings On Hudson, NY 10706. Purpose: Any Lawful Purpose. #59143 Notice of Formation of Shade 23, LLC Art. Of Org. filed with SSNY on 8/26/13. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 5 Hutchinson Avenue. Scarsdale, NY 10583. Purpose: any lawful purpose. #59144 NOTICE OF FORMATION OF Guillaro Pictures LLC. Articles of Org. filed with the Sec of State of NY (SSNY) on 11-14-13. Office location: WESTCHESTER County. SSNY has been designated as agent upon whom process against it may be served. The PO address to which the SSNY shall mail a copy of any process against the LLC served upon him/her is: 75 Random Farms Dr. Chappaqua NY 10514. Purpose: any lawful act or activity. #59145

S TA A R V E T E R I N A RY TECHNICIAN PLLC; Articles of Organization filed 11/19/2013; Westchester County; SSNY designated as agent of PLLC upon whom process may be served. Address for mailing copy of process: 85 Broad St, Hawthorne, NY 10532-1717; Purpose: Veterinary Technician; Perpetuity. #59147 Notice of Formation of 906 Madison Street LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 11/27/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: Daniel Gabay, 242 E. 19th St., Apt. 7G, New York, NY 10003. Purpose: any lawful activity. #59148 Notice of Formation of Irwin Gene Real Estate, LLC (the ìLLCî): Articles of Org. filed with Secretary of State of NY (ìSSNYî) on 10/11/2013. Off. Loc.: Westchester Cty. SSNY is designated as agent upon whom process against it may be served. SSNY shall mail any process to the LLC at 80 Business Park Drive, Suite 100, Armonk, NY 10504. Purpose: any lawful purpose or activity. #59149 Notice of Application for Authority of PURE SANITIZED ICE, LLC filed with the Secy. of State of NY (SSNY) on 11/26/13. Formed in PA 1/12/07. Office loc.: Westchester County. The SSNY is designated as agent of LLC upon whom process against it may be served. The address SSNY shall mail copy of process to and the office address required to be maintained in PA is 278 Rock Run Rd., Yardley, PA 19067. Cert. of Organization filed with Carol Aichele, Sec. of State, 401 North St., Room 206, Harrisburg, PA 17120. Purpose: Any lawful activity. #59150 Notice of Formation of Mason Global Enterprises, LLC. Filed with SSNY on 10/15/13. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 7014 13th Ave, Suite 202, Brooklyn,NY 11228. Purpose: any lawful purpose. #59151 Notice of Formation of PVS CONSTRUCTION, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 11/27/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The Law Offices of Anthony L. Meola, 2500 Westchester Avenue, Suite 210, Purchase, NY 10577, the registered agent upon whom process may be served. Purpose: any lawful activity. #59152 Notice of Formation of Sideline Social, LLC Art. Of Org. filed with SSNY on 9/27/13. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 125 Darling Ave New Rochelle., NY 10804. Purpose: any lawful purpose. #59155

Notice of Formation of LOCK STAR HOME IMPROVEMENTS, LLC. Arts. of Org. filed with the Secy. of State of NY (SSNY) on 11/8/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 102 Lake Road, Katonah, NY 10536. Purpose: any lawful act or activity. #59156 Notice of Formation of Root Technology Solutions, LLC. Arts. Of Org. filed with SSNY on 12/03/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process the LLC, 710 Warburton Ave Apt 3L, Yonkers, New York 10701. Purpose: any lawful purpose. #59157 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: Trebuchet Impact Advisors, LLC. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 9/27/13. Office Location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 66 Lockwood Road, South Salem, NY 10590. Purpose: to conduct any lawful business for which limited liability companies may be organized. #59158 Notice of Formation of ALVUS VENTURES LLC. Arts. of Org. filed Secy. of State of NY (SSNY) on 3/5/2013. Off. loc.: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 65 Howell Avenue, Larchmont, NY 10538. Term: until 12/31/2112. Purpose: any lawful activity. #59159 SAW MILL RIVER SPORTS GROUP LLC, Arts. of Org. filed with the SSNY on 11/25/2013. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 1 Elm Street, Ardsley, NY 10502. Reg Agent: Stephanie Scherer, 1 Elm Street, Ardsley, NY 10502. Purpose: Any Lawful Purpose. #59160 HOUSE OF SPORTS PERFORMANCE LLC, Arts. of Org. filed with the SSNY on 11/25/2013. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 1 Elm Street, Ardsley, NY 10502. Reg Agent: Stephanie Scherer, 1 Elm Street, Ardsley, NY 10502. Purpose: Any Lawful Purpose. #59161 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY. NAME: PINES BRIDGE ROAD LLC. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 10/7/2013. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to the LLC, 716 Kitchawan Road, Ossining, New York 10562. Purpose: For any lawful purpose. #59162

134 MAMARONECK ASSOCIATES, LLC, Arts. of Org. filed with the SSNY on 12/12/2013. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 92 S. Central Park Avenue, Ste. 203, Hartsdale, NY 10530. Purpose: Any Lawful Purpose. #59164 Notice of Formation of MEETING HOUSE ASSOCIATES LLC. Arts. of Org. was filed with SSNY on 11/26/13. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o The LLC, 12 Water St. #204, White Plains, NY 10601. Purpose: all lawful activities. #59165 NOTICE OF FORMATION of Give A Bling, LLC Art. of Org filed Secíy of State (SSNY) 12/11/13. Office location: Westchester Co. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to 131 Hillair Circle, White Plains, NY 10605. Purpose: any lawful activities. #59166 Notice of Formation of DOG Media, LLC. Art. Of Org. filed with SSNY on 9/18/13. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 66 Main St, Suite 1019, Yonkers, NY 10701. Purpose: any lawful purpose. #59167 Notice of formation of GRP CONSULTING LLC. Articles of organization filed with the N.Y.S. Department of State, Division of Corporations on 11/04/13. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to Corporation Service Company, 80 State St., Albany, NY 12207. Purpose: Any lawful activity. #59168 Notice of Formation of GATEWAY KENSINGTON LLC. Arts. of Org. was filed with SSNY on 12/12/13. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o Priolet & Associates, P.C., 1025 Westchester Ave. #320, White Plains, NY 10604. Purpose: all lawful activities. #59169 Notice of Formation of MH CRESTON LLC. Principal office Westchester County. Secretary of State of NY (SSNY) designated as agent for service of process. SSNY shall mail a copy of any process served against the LLC to Shaban Mehaj, 466 Castle Street Bronxville, NY 10708. Articles of Organization of the LLC filed with the SSNY on 12/09/13. Purpose: Any lawful act(s). #59170 Notice is hereby given that an on-premise license, #TBA has been applied for by Fratfam Restaurant Corp. d/b/a L’Inizio to sell beer, wine and liquor at retail in an on premises establishment. For on premises consumption under the ABC law at 698 Saw Mill Road Ardsley NY 10502. #59171

Notice of Formation of Poughkeepsie K Holdings, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 9/24/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 444 South Fulton Avenue, Mt. Vernon, NY 10553. Purpose: any lawful purpose. #59172 Notice of Formation of Wappingers K Holdings Pad, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 9/24/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 444 South Fulton Avenue, Mt. Vernon, NY 10553. Purpose: any lawful purpose. #59173 Notice of Formation of Wappingers K Holdings, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 9/24/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 444 South Fulton Avenue, Mt. Vernon, NY 10553. Purpose: any lawful purpose. #59174 NOTICE OF FORMATION of Alpha Property Solutions, LLC Art. of Org filed Secíy of State (SSNY) 12/17/13. Office location: Westchester Co. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to 20 Cedar St, Ste. 300, New Rochelle, NY 10801. Purpose: any lawful activities. #59175 Notice of formation of Baubles Insurance Brokerage, LLC (ìLLCî). Articles of Organization filed with the Secretary of State of NY (ìSSNYî) on 11/26/13. Office location: Westchester County. SSNY has been designated as agent of LLC upon whom process against it may be served. SSNY shall mail a copy of any process against the LLC to its principal business address: c/o LLC, 180 East Post Rd, White Plains, NY 10601. Purpose: To engage in any lawful act or activity. #59176 SHADOWMAN, LLC, Arts. of Org. filed with the SSNY on 12/20/2013. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 4 Harrison Ct., Cortlandt Manor, NY 10567. Purpose: Any Lawful Purpose. #59177 70 POCANTICO, LLC, Arts. of Org. filed with the SSNY on 12/20/2013. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 103 Burke Ct., Buchanan, NY 10511. Purpose: Any Lawful Purpose. #59178

Notice is hereby given that an Application for an On-Premises Liquor License, serial number 127526, has been applied for by the undersigned in a Restaurant under the Alcoholic Beverage Control Law at 30 Elm Place, Rye, New York 10580 Westchester County /s/ GRUNER RESTAURANT CORP #59180 EAST COAST INSURANCE GROUP, LLC, Authority filed with the SSNY on 10/09/2013, Fict. Name: EAST COAST INDEPENDENT AUTO DEALER INSURANCE SERVICES, LLC. Office loc: Westchester County. LLC formed in CT on 08/27/2009. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 268 Allen Hill Rd , Brooklyn, CT 06234. Address required to be maintained in CT: 268 Allen Hill Rd Brooklyn CT 06234. Cert of Formation filed with CT Sec. of State, Commercial Recording Div., P.O. Box 150470, Hartford, CT 06115. Purpose: Any Lawful Purpose. #59181 Notice is hereby given that a restaurant wine license, #TBA has been applied for by Mary Jimenez d/b/a Dominican Kitchen to sell beer and wine at retail in an on premises establishment. For on premises consumption under the ABC law at 443 Mamaroneck Avenue Mamaroneck NY 10543. #59182 NOTICE OF FORMATION OF FIGURE AND GROOVE PRODUCTIONS LLC. Art of Org. filed with SSNY on 12/17/2013. Office located in Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to the principal business location at 255 Washington Ave, Pleasantville, NY 10570. Purpose of business of LLC :any lawful purpose #59183 MALAND LLC, Arts. of Org. filed with the SSNY on 08/09/2013. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 35 Page Ave., Yonkers , NY 10704. Purpose: Any Lawful Purpose. #59184 DAN MARGIOTTA HOLDINGS LLC, Arts. of Org. filed with the SSNY on 12/30/2013. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: P.O. Box 122H, Scarsdale, NY 10583. Purpose: Any Lawful Purpose. #59185

JOURNEY TO BIRTH MIDWIFERY CARE PLLC, a Prof. LLC. Arts. of Org. filed with the SSNY on 12/16/2013. Office loc: Westchester County. SSNY has been designated as agent upon whom process against it may be served. SSNY shall mail process to: 119 Grand Street, CrotonOn-Hudson, NY 10520. Purpose: To practice the profession of Midwifery. #59179

WCBJ • January 6, 2014

FOUR EXCEPTIONAL CONNECTICUT CEOs REVEAL THEIR SECRETS TO SUCCESS AT “THE CEO EVOLUTION.” AN EXCLUSIVE ROUNDTABLE EVENT HOSTED BY THE UNIVERSITY OF CONNECTICUT SCHOOL OF BUSINESS AND CITRIN COOPERMAN.

The Entertainment Mogul:

The Tech Entrepreneur:

WWE

Datto

Find out how Linda McMahon built her billion-dollar empire…

Discover how Austin McChord became an Internet superstar at just 28 years old…

LINDA MCMAHON

AUSTIN MCCHORD

The Dust Buster:

The Medical Master:

PAUL SENECAL

DR. JOHN VOTTO

Learn how Paul Senecal and Michael Diamond turned dust into gold and tripled revenue in the last 10 years while establishing a nationally recognized brand…

Hear how Dr. Votto, a University of Connecticut alumnus, transformed this hospital into a world-class facility increasing its reputation and revenue…

Hospital for Special Care

United Services of America

2014

MODERATOR

MARK L. FAGAN, CPA

CEO EVOLUTION

Join Mark Fagan, Citrin Cooperman’s Connecticut Managing Partner and author of the column, The CEO Evolution, to learn how these CEOs have achieved their iconic success.

DATE

JAN. 29

LOCATION

UCONN SCHOOL OF BUSINESS 1 University Place, Stamford, CT

MEDIA PARTNER

SPONSOR

For more information: Please contact

HOLLY DEBARTOLO AT (914) 358-0743