Westchester County Business Journal 012218

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JANUARY 22, 2018 | VOL. 54, No. 4

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On the Edge of construction, after 20 years BY ALEESIA FORNI aforni@westfairinc.com

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fter nearly two decades of delays and a yearlong infrastructure buildout, vertical construction could soon begin at Edge-on-Hudson, the 67-acre mixed-use development on the site of the former General Motors assembly plant in Sleepy Hollow. The estimated $1 billion waterfront project off Beekman Avenue, which broke ground in May 2016, is a joint venture between SunCal, a California developer of residential and commercial properties, and Diversified Realty Advisors, a developer in Montville, New Jersey. “2017 was the year that kind of observable progress was really made,” said Peter Chavkin, lead development consultant » EDGE

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Roads and dirt infill are part of infrastructure work at the former General Motors auto plant site. Photo by Aleesia Forni.

A design rendering of Toll Brothers’ planned housing development in the first phase of construction at Edge-on-Hudson in Sleepy Hollow.

Landlords see strength and uncertainty in commercial market BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

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panel of Westchester County real estate experts had mostly positive things to say about the county’s commercial real estate

market in a recent discussion, but cautioned that there could be some uncertainty ahead with tax changes and signs of a slowdown toward the end of 2017. The panel gathered for the Building and Owners Management Association of Westchester County’s annual lun-

cheon at the Crowne Plaza Hotel in White Plains. Two years ago, Robert P. Weisz, CEO of RPW Group in Rye Brook, used the 2016 BOMA panel to announce that Hospital for Special Surgery would open an outpatient center at his company’s 1133 Westchester Ave. building. While no major announcements came from Weisz in his turn on this year’s panel, he cited Hospital for Special Surgery’s successful opening in White Plains this past fall to illustrate the strength of the county’s health care market. “We have a population that is growing and getting older and obviously they need more medi-

cal services. We just had HSS open a facility in one of our buildings... they are packed. They see hundreds of people every single day,” Weisz said. “Westchester is definitely a perfect market for very extensive medical services at every level.” Weisz was joined on the panel by Andrew Greenspan, principal of GHP Office Realty; Timothy M. Jones, managing partner at Robert Martin Co., and David Mann, president and founder of Lighthouse Enterprises. The panelists commented on the overall strength of the county’s office market, which ended 2017 with a 19.6 percent vacancy rate, down from 21.2 percent a year earlier, according to year-end data from Cushman and Wakefield. That came in a year when some analysts were cautious in their projections, Greenspan said.

“I would say a year later, somewhat to our surprise, everything continued to move toward even what I would say is a higher peak, a higher plateau,” Greenspan said. “2017, I would say for most of the people in the room, was an excellent year, and I believe for most of our tenants they seemed to do well.” Weisz described the past year and a half as positive for his company, with tenants looking to expand and agreeing to longer lease terms. Mann, whose Lighthouse Enterprises has developed apartment buildings in White Plains, Port Chester and Harrison over the last seven years, said the multifamily residential market has improved steadily over his time in business. “Overall, every time I build » LANDLORDS

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Yoga aficionado goes with pay-what-you-can business model BY ALEESIA FORNI

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n a chilly Tuesday morning, a dozen yoga participants — some novices, some who had practiced for years — gathered together, ready to try out one of the newest yoga options in Scarsdale, Flow With Us Yoga. But instead of arriving at a trendy new boutique studio, they met at a church. And instead of shelling out hundreds of dollars to attend, none were required to spend any money at all. Flow With Us Yoga, a donation-based yoga program, is the brainchild of Joshua Dooz, a 23-year-old Dobbs Ferry resident, recent college graduate and yoga enthusiast. “You just go to yoga and you feel better when you leave than when you walked in,” he said. “That’s what I’m trying to promote here.” Launched earlier this year, classes are held in a rented room at the Greenville Community Church on Ardsley Road in Scarsdale, where participants transition from pose to pose amid space heaters set up on the edges of the room, painted portraits of religious figures hang from the walls and large windows that offer views of the wooded landscape. “These are our humble beginnings, but I love this space,” Dooz said before adding, “Maybe if it was a little warmer.” There is a suggested donation of $12 — roughly half the cost of many nearby yoga studios — but Dooz said amount is neither “a floor or a ceiling.” “If you want to pay, pay what you can, Dooz said. If not, that’s alright, just bring a friend next time.” Dooz collects donations in a simple container the size of a shoebox that he painted green and accented with stickers and a handdrawn smiley face. “It’s just about providing something that the community needs,” he said. “It shouldn’t be only for people that can afford it. It shouldn’t be so expensive that it’s an exclusive thing. That’s not what yoga is.” Raised in Dobbs Ferry, Dooz comes from a family of dancers. His mother Maria Bai was a former prima ballerina who, together with his father, owns Central Park

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Publisher Dee DelBello Associate Publisher Anne Jordan Managing Editor John Golden Senior Editor/Digital & Photo Bob Rozycki Creative Director Dan Viteri Joshua Dooz, left, in a contemplative pose with his mother, Maria Bai, next to him at a recent yoga class. Photo by Aleesia Forni.

Dance in Scarsdale, a company they founded more than three decades ago. His sister is also a professional dancer. “I guess I didn’t get those genes,” he joked. Instead, Dooz grew up an athlete, wrestling and participating in various competitive sports, and said he “never even gave a thought” to yoga. When a friend suggested he attend a hot yoga class in college — where participants perform movements in a room with high temperatures — he decided to give it a shot. “It was okay,” he recalled with a shrug, but he left the class without being fully convinced of its benefits. It wasn’t until a study-abroad trip to Costa Rica that Dooz had what he calls his “moment.” “Being out on the beach, doing yoga, looking at palm trees, the waves coming in,” he recalled, “I realized, I have to do more things like this, because this feels so good.” After graduating from The University of Rhode Island in 2016 with a degree in communications, Dooz said he tried out a number of yoga studios in New York City once he returned home but struggled to find his perfect fit. “They were all very expensive,” he said. “Not to put down any studios, they’re great, I love the practice, but I just wanted to create something where people can pay whatever they want.” That desire was the founda-

tion for Flow With Us Yoga, which claims to be the first yoga program in the county solely funded by donations. Classes are offered five days per week at varying times, from a 7 a.m. power vinyasa flow to an 8 p.m. class with lit candles and soothing music. Though Dooz had originally aimed to offer 17 classes per week, he’s trimmed those offerings to a more manageable 10. “We were a little ambitious at first,” he said. Though Flow With Us has only offered classes for a few weeks, Dooz said, “It’s going pretty good so far.” “We’ve had classes with 10 (participants), we’ve had 8, 6, we’ve had one, none,” he said. “It’s been a little slow, but we just started.” Dooz employs five yoga teachers, all of whom he found through Craigslist. Soon, Dooz hopes to become an instructor himself, with plans to complete an intensive three-week certification course in Costa Rica in March. “I feel like I want to make yoga more about the practice,” he said. “And I think the business will follow after that.” Dooz originally hoped to hold classes in his parents’ dance studio, but said that timing and noise levels at the studio cut those plans short. Instead, he pays around $50 per class to rent a room at the church. “I kind of like this,” he said of the church. “This is nice and quiet.” Flow With Us is only one of

the young entrepreneur’s ventures. He also founded Dooz Dance, an e-commerce website he runs at his parents’ dance studio that offers dance attire, shoes and accessories. “I’m an opportunist, and there was a great opportunity,” he said. “They had the license and I was able to use it” to start the e-commerce business. Since graduation, he has also worked in brand development for a New York City startup and for a friend who runs a T-shirt design and production company. “I’ve been behind my parents’ business my whole life,” he said. “I guess that’s always made me think, ‘Well, I could start this myself. I could do this.’” His family is also strongly supportive of Flow With Us Yoga and both his mother and sister are frequent participants in the classes. While the humble beginning at the church might be new for Dooz, it’s all a bit familiar to his mother. She had her own version of a humble beginning when she launched what would later become Central Park Dance in the basement of the Zion Episcopal Church in Dobbs Ferry more than 35 years ago. “I had the same vibe,” she recalled. “It was a big room and everything was wooden. It was very much like this feel.” So, eventually, could Dooz follow in his mother’s footsteps and open a Flow With Us a studio of his own? “That would be phenomenal,” he said with a grin.

NEWS Copy and Video Editor • Peter Katz Reporters • Ryan Deffenbaugh, Aleesia Forni, Bill Heltzel, Phil Hall, Kevin Zimmerman, Georgette Gouveia, Mary Shustack ART & PRODUCTION Web Designer Kelsie Mania Art Director Sebastian Flores ADVERTISING SALES Manager • Anne Jordan Metro Sales and Custom Publishing Director Barbara Hanlon Account Managers Susan Barbash, Lisa Cash, Patrice Sullivan Events Manager • Rebecca Freeman Events Sales & Development • Marcia Pflug AUDIENCE DEVELOPMENT & CIRCULATION Circulation Manager • Sylvia Sikoutris Telemarketing Director • Marcia Rudy Circulation Representatives John Holden, Brianne Smith Digital Content Director / Contributing Writer • Danielle Renda ADMINISTRATION Contracted CFO Services Adornetto & Company L.L.C. Human Resources & Payroll Services APS PAYROLL Administrative Manager • Robin Costello Westchester County Business Journal (USPS# 7100) is published Weekly, 52 times a year by Westfair Communications, Inc., 3 Westchester Park Drive, White Plains, NY 10604. Periodicals Postage rates paid at White Plains, NY, USA 10610. POSTMASTER: Send address changes to: Westchester County Business Journal: by Westfair Communications, Inc., 3 Westchester Park Drive, White Plains, NY 10604. Annual subscription $60; $2.50 per issue More than 40 percent of the Business Journal is printed on recycled newsprint. © 2017 Westfair Communications Inc. All rights reserved. Reproduction in whole or in part without written permission is prohibited.

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IN COURT

Thank You Brokers

Judge finds doctor’s noncompete agreement too restrictive BY BILL HELTZEL bheltzel@westfairinc.com

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orking one to two days a week at her new job was not enough to make ends meet for physician’s assistant Caroline Raftopol, but her opportunities for more work were limited by a noncompete agreement. She had agreed not to work within 15 miles of any dermatology office run by her previous employer, Dr. Cindy Hoffman, for two years, so all but one of the offices run by her new employer, Hudson Dermatology, were off limits. That agreement, a judge has ruled, was too restrictive. Hoffman sued Raftopol in September for $50,000 and asked Westchester Supreme Court for an order forbidding her former employee from working at any of Hudson Dermatology’s offices. “It is far from clear,” Justice Terry Jane Ruderman wrote in a Jan. 10 opinion, how a physician’s assistant “provides the type of unique services contemplated by the ‘learned profession’ cases concerning physicians.” Raftopol earned her physician’s assistant license in 2012. Four months later she landed her first job, working for Hoffman in the Carmel, Hyde Park and Yorktown Heights offices, at a base salary of $70,000. In 2016, she gave notice that she would be leaving, and in May 2017 she began working for Hudson Dermatology in Fishkill, more than 15 miles from Hoffman’s offices. Hudson also operated offices within the 15-mile-radius in Kingston, Poughkeepsie, Somers and White Plains. Hoffman argued that

her company could be harmed because her former employee was privy to trade secrets and confidential customer lists. Raftopol was spotted at Hudson Dermatology’s office in Somers, after the lawsuit was filed, in apparent violation of a restraining order temporarily barring her from working near Hoffman’s offices. Raftopol responded that she went to Somers for training, was not paid and did not treat patients. Her lawyer also pointed out that Dr. Ross Zeltser, a physician-owner of Hudson Dermatology, also provides services to Hoffman. How can Hoffman seek to enforce an agreement based on a physician assistant’s knowledge of a company’s practices and patients, the lawyer argued, while Zeltser, a physician who actually treats the plaintiff’s patients, works at the same competing dermatology practice. The restriction would preclude Raftopol, who lives in Mount Vernon, from working for dermatologists in Putnam, lower Dutchess and northern Westchester counties. The judge weighed Hoffman’s interests in protecting her practice from unfair competition against Raftopol’s interest in pursuing her livelihood. Hoffman had not established, Ruderman ruled, that Raftopol has “either the knowledge or the power to impact the profitability” of her business. Raftopol had already acknowledged that she cannot solicit Hoffman’s patients, Ruderman noted, and had agreed to abide by that restriction. The judge endorsed that pledge by granting a preliminary injunction that bars Raftopol from soliciting Hoffman’s clients for two years.

We congratulate the following tenants and brokers with whom we have completed leasing transactions in Fairfield and Westchester Counties during 2017.

She denied Hoffman’s request to stop Raftopol from working, for now, at Hudson Dermatology.

JUDGE RULES AGAINST DISMISSING CHARGES FACING DISBARRED MIDDLETOWN ATTORNEY

Disbarred attorney Joseph G. Scali has lost a bid to get a 10-count criminal indictment dismissed with just three weeks left before his federal criminal trial begins. U.S. District Court Judge Nelson S. Roman in White Plains rejected every argument by the former Middletown lawyer in a Jan. 9 opinion. Scali began practicing law in 1974, but was suspended in 2014 and disbarred in 2016 on professional misconduct charges. The government has accused him of tax evasion, obstructing the IRS, evading currency transaction reports, making false statements, perjury, obstruction of justice and mail fraud. The case concerns alleged misuse of escrow funds. In 2011, he represented a company that was trying to sell real estate in Pennsylvania and the buyer sent him $1.7 million to hold in an escrow account. The deal eventually collapsed. By then, Scali had returned half of the money. But when the buyer demanded the rest, the parties discovered that he had allegedly used or distributed the remaining monies for other purposes. Scali allegedly committed perjury and obstructed proceedings when federal and state court grievance committees looked into his conduct. Even after his law license was suspended, the government claims, he continued to practice law. He is also accused of evading taxes in 2011 and 2012 and of structur» NONCOMPETE

First Stamford Place STAMFORD, CT At the Stamford Transportation Center Crane Co. MKM Holdings LLC Newbury Partners, LLC Odyssey Reinsurance Company Partner Reinsurance Company of the U.S. Robert W. Baird & Co., Incorporated

Metro Center STAMFORD, CT At the Stamford Transportation Center Precocity Capital LP

Metro Tower STAMFORD, CT

NEW DEVELOPMENT

At the Stamford Transportation Center

MerrittView NORWALK, CT Immediate access to the Merritt Pkwy and the Super 7 Expressway Avison Young — New York, LLC Connecticut Attorneys Title Insurance Company Cisco Systems, Inc. Choyce Peterson, Inc. Heidmar, Inc.

Ten Bank Street WHITE PLAINS, NY At the White Plains Transportation Center CohnReznick LLP Eckert Seamans Cherin & Mellott, LLC Matrix Asset Advisors, Inc. NRS Logistics Inc. Fluence Corporation LLC Saxena White P.A. Star Brands North America, Inc. United Corporate Services, Inc.

500 Mamaroneck Avenue HARRISON, NY Immediate access to I-95 and the Hutchinson River Pkwy Universal Remote Control, Inc.

BROKERS Avison Young – New York, LLC Sean Cahill Benchmark Group New York LLC Michael Beyda Eliot Goldschmidt CBRE David Block Brian Carcaterra Bill Cuddy Jamie Dennison Gerry Dudley Steven Greenbush Doug Lehman Colin Reilly Joseph Weaver

Colliers International Gus Nuzzolese Michael Siegel Crown Retail Services Ginny Pittarelli Cushman & Wakefield Stephen Baker Patrick Murphy Craig Ruoff JLL Mark Jacobs Gregg Metcalf Edward Tonnessen Paul Tortora George Walker

McCall & Almy John Dolan Newmark Knight Frank Jacqueline Pinyan—Durels Torey Walsh Rakow Commercial Realty Group Paul Moulins Retail Strategies Pamela Strauss Transwestern Chase Gordon David Stockel Jonathan Tootell

Thank you for the opportunity to compete for your business.

E MPIRE STATE RE ALT Y T RUS T.COM • 1 0 0 % COMMIS S ION ON LE AS E S IGNING

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Former Astorino aides join Mount Vernon mayor’s IDA BY BILL HELTZEL bheltzel@westfairinc.com

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new executive director has been hired to run the Mount Vernon Industrial Development Agency, making her the fourth person to head the disputatious office in a year-and-a-half. The IDA board this month appointed Eileen Mildenberger, an attorney who had once directed the Westchester County Office of Economic Development and the county Industrial Development agency. The IDA board also appointed Edwin J. “Ned” McCormack to a newly created position, communications director. He will also serve as a senior adviser to Mount Vernon Mayor Richard Thomas, the IDA chairman. Both jobs pay $135,000 a year. “We’re excited to have them,” Thomas said in a

brief telephone interview, “because they have a strong track record of getting results.” During Thomas’ twoyear tenure, the IDA has grown. As of summer 2016, the sole employee was Execut ive Direc tor Margaret Finlayson, an appointee of Ernest Davis, the previous mayor and IDA chair and Thomas’ political rival. She was replaced by Sean McIntyre, who has held several titles as interim executive director, executive director, transitional director and now deputy director. Last April, Thomas appointed Stacey Brayboy to head the agency. The former U.S. Department of Agriculture official kept her home in Virginia, was seldom seen at IDA events and on Nov. 10, after seven months as head of the agency, resigned.

“She was recruited from underneath us,” Thomas said, to become deputy director of the Virginia Department of Agriculture. “So holding onto talent has been a challenge.” In the meantime, the IDA has added positions. Maria Donovan, who doubles as Thomas’ spokeswoman, was named strategic director. Roberta James, a Thomas mayoral campaign worker, became the business development director. The IDA organization chart shows openings for a chief of staff, board secretary and bookkeeper. The agency brought on consultants. Daniel Macom of DJM Inc. was hired to provide branding and media services at $85 an hour. Universal Engineering Services was hired to handle code enforcement issues for $150 an hour. RBT CPAs was hired to clean up the books and

compile the 2016 financial statement. When the report was submitted, a member of the firm reported that “accounts were not where they should have been.” Mildenberger and McCormack have government and private-sector experience and both were senior advisers to Robert P. Astorino, the former Westchester county executive. Mildenberger most recently served as acting commissioner of the county planning department and director of the economic development office. She was executive director of the county IDA from 2011 to 2013. She previously was chief operating officer of Empire State Development and worked as a bankruptcy attorney. McCormack was county communications director for eight years. Previously, he worked in communica-

tions for Bank of America and JPMorgan Chase & Co. and as a journalist at the New York Times. The agency has been embroiled directly and indirectly in lawsuits. Last month, Alan Landauer sued the IDA, Thomas and staffer Roberta James for $15.1 million in federal court, claiming they had blocked his attempts to sell property on Bradford Road to a developer. Developer Peter Fine sued the mayor last year, claiming that Universal Engineering Services had carried out a harassment campaign that delayed the opening of Fine’s IDA-supported La Porte Apartments at 203 Gramatan Ave. The Mount Vernon Board of Education has sued the city twice in just over a year over zoning and IDA tax abatement practices that it claims burden the schools. Thomas attributes the turmoil to politics and to people unaccustomed to a new way of doing business.

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“The IDA ran on a wink and a nod,” he said. “It’s a major shock that you cannot just walk in here and get carte blanche on anything you present.” He said the agency used to focus only on low-income, affordable housing projects. The financial assistance application was two pages. Now it is trying to entice companies priced out and pushed out of New York City and elsewhere to build the tax base and create jobs. The application is 32 pages, “and we crunch the numbers and focus on value,” the mayor said. Thomas depicted the new hires as the right people to lead the IDA at a pivotal time. As Washington and Albany talk about rebuilding infrastructure, he said, the city needs people who know how to navigate those worlds and compete successfully for funding. “The job of the IDA is to get that story out,” Thomas said in announcing the appointments, “to grow the tax base and create job opportunities.”


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Edge — From page 1

with SunCal. Most of the year, he said, was spent installing the infrastructure that would support the first phase of development, including importing dirt to raise the site and constructing a roadway and roundabout on the property. The joint venture announced earlier this month that Toll Brothers, a 50-year-old Fortune 500 company based in Pennsylvania, signed an agreement to purchase and build out lots as part of the project’s first phase. Development on the 24-acre western parcel of the site will include as many as 306 units of housing, including 61 units of affordable, senior and workforce housing. Chavkin declined to disclose the price Toll Brothers paid for the parcel, but said

Landloards — From page 1

a 50-unit or a 70-unit building, they all get rented up very quickly,” Mann said. Meanwhile, office-building ownership, Greenspan noted, has gotten more competitive. “You’ll see local players, who haven’t traditionally been in the business, getting into the business,” Greenspan said, adding that his company had recently sold an office building to a company previously focused on residential properties. He said GHP has felt a difference in the office market in the past 90 days. “We’ve gotten space back from tenants, who said business isn’t so good, we need less space,” Greenspan said. “We’re starting to see a little, maybe, hiccup in terms of how the tenants themselves are doing.” The full impact that the new federal tax bill will have on the market remains to be seen, panelists agreed. Jones predicted the federal tax overhaul could

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the company is “the perfect homebuilder for this project. Once they get that process going, to begin seeing buildings come up is going to be an exciting thing for us and for the community.” Ultimately, the sprawling project is expected to include 1,177 units of condominiums, townhouses and rental apartments; a 140-room boutique hotel; 135,000 square feet of retail space and 35,000 square feet of office space. The development will also feature more than 16 acres of parkland and a promenade along the water, linking the existing Riverwalk to the south and Kingsland Point Park to the north. Chavkin said the joint venture continues to weigh its options for the next steps of the property’s development. “We’re finalizing at this point a couple of different directions we could

contribute to an even larger shift away from home ownership to rental properties. The law limits deduction of state and local income and property taxes to $10,000. “Why own a house if you can’t deduct the real estate taxes?” Jones said. “It’s going to be tough.” Mann said the tax bill could help companies increase wages, allowing landlords to consider raising rents. Rents, he argued, have remained flat while interest rates, construction and land costs have gone up. “We have a lot of people in our buildings who work at IBM, the hospitals, and I do believe the wage increase is going to come,” Mann said. “I don’t know if it’s going to be next month or next year. But there will be more money in the system, more money to pay these people. And I think that will help support higher rents.” Local taxes will be worth keeping an eye on as well, Weisz said. While noting that county taxes only

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The project was delayed for several years by lawsuits brought against Sleepy Hollow by both the neighboring village of Tarrytown and GM.

go. I’d like to see phase two include some waterfront units, but we haven’t finalized anything,” Chavkin said. “As soon as we get Toll Brothers closed on phase one, we’d expect to turn our attention to phase two and future phases.” Barring any holdups or unexpected delays, Chavkin said Toll Brothers could begin vertical construction on the project later this year. After a years-long journey, Diversified Realty founding partner Jonathan Stein said, “I’m thrilled to see this project reach fruition.” Stein has been involved with the project since 1998, the year he was approached by GM officials regarding the development of the site. Stein was at the time a partner at Roseland Property Co., the New Jersey company that was later chosen to redevelop the property in 2001.

The project was delayed for several years by lawsuits brought against Sleepy Hollow by both the neighboring village of Tarrytown and GM. The recession and GM’s bankruptcy reorganization also held up the development’s progress. Roseland and General Motors parted ways on the project in 2007. In 2012, General Motors issued another request for proposals from developers and reached out to Stein at his new company, Diversified Realty, to see if he would be interested in participating. The automaker then completed an environmental cleanup of the industrially contaminated site in 2013. The following year, the joint venture of Diversified Realty and SunCal purchased the site for $39.5 million. Chavkin, who has been involved with the project since 2012, said that despite

all the delays the project has seen, “We think the market continues to be really strong for the product we’re expecting to deliver.” The transit-oriented development, which sits less than a mile from both the Philipse Manor and Tarrytown Metro-North stations, will likely attract residents who may have been priced out of New York City, Chavkin said, and will offer the mix of suburban and urban living that many renters and homebuyers are looking for. “In the past, a luxury development meant something that was exclusive, and I don’t think that’s what today’s luxury buyer wants,” Chavkin said. “I think the idea that we’re going to have renters and homeowners in the same place, along with public parks and waterfront all in the same community, is really compelling to today’s luxury buyer.”

From left, William Bassett of Cushman & Wakefield, Robert P. Weisz of RPW Group, Andrew Greenspan of GHP Office Realty and Timothy Jones of Robert Martin Co. Photo by Ryan Deffenbaugh.

represent about a quarter of a property owner’s overall tax burden, Weisz said just the perception of a tax increase could hurt the county’s market. “From a perception point of view, every time a company is looking on a

national level to relocate, Westchester is the highest-taxed county in the country,” Weisz said. “So that’s the first item, it’s already a no.” But he said Westchester’s strengths should be able to overcome that per-

ception. To that point, Jones added that Westchester has offered enough services and a quality of life that people have “been willing to pay to be here.” “But value is a very nebulous thing, and based largely on perception,”

Jones said. “So I think we need to learn how to adapt to maintain the momentum with what’s been a very good value proposition, one that has attracted the Regenerons and the highly educated workforce that’s really key to our success.”


IN THE VALLEY

Waterpark plans 2019 opening at Catskills casino

A rendering of the pool.

BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

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he partnership that is designing and will operate the massive indoor water park planned for the billion-dollar Resorts World Catskills casino resort in Sullivan County has released a name

and additional details on its plans. The team of Ken Ellis and Arthur Berry III announced on Jan. 16 that the project would be named The Kartrite Hotel & Indoor Waterpark, with plans to open in 2019. The 2-acre site in the town of Thompson will feature an indoor water park and a luxury hotel

with 324 guest suites. Ellis is CEO of Aquatic Development Group, a suburban Albany company that has been involved with more than 100 water parks in North America. Berry is owner and president of Camelback Mountain Resort in Pennsylvania’s Pocono Mountains. Ellis and Berry teamed up previously to design the Camelback Lodge & Aquatopia Indoor Waterpark at the Camelback Mountain Resort. “We’re building upon the family-focused thrills and amenities that have made Camelback Resort and Aquatopia a premier destination in the Pocono Mountains,” Berry said in a statement. “The Kartrite’s location at the Resorts World Catskills property provides a unique opportunity for us to deliver a whole new adventure for guests as part of a true global destination.” The waterpark will mark one of the final development stages of the casino property. The $1.2 billion Resorts World Catskills is led by

Empire Resorts Inc., a publicly traded company which also runs the Monticello Casino & Raceway a few miles from the casino site. The centerpiece is the casino, which will feature 100,000 square feet of gaming space and an 18-story hotel. The casino announced that it would open on Feb. 8. The project also includes an 18-hole golf course and an entertainment village with restaurants and an additional hotel. The waterpark and hotel is named for Kartrite Van Der Berris, a fictional explorer character introduced at the Camelback property. Along with its water attractions, The Kartrite will feature multiple restaurants, a spa, ropes course and arcade. Ellis said the park’s “cheeky, contemporary design will put an entirely re-imagined Catskills back on the map for a new generation of family travelers.” The waterpark is expected to create 600 permanent jobs and up to 250 construction jobs, according to the developers.

Noncompete — From page 3

ing deposits of less than $10,000 into his attorney trust account to evade reporting requirements. In asking the court to dismiss the indictment, Scali cited a doctrine that states federal cases should not interfere with state court proceedings. Not so in this case, Roman concluded, because there are no pending state actions against Scali with which the federal case could interfere. Scali asked for permission to review grand jury minutes because the government may have engaged in prosecutorial misconduct in presenting its case. Prosecutors do not have to present exculpatory evidence to a grand jury, Roman said, and Scali failed to make specific factual allegations, instead basing his allegations upon conjectures and suspicions. Scali argued that the indictment is defective because it provides insuf-

ficient elements to support the charges. Roman said the government met the minimum requirements necessary for an indictment. The former lawyer argued that several charges should be severed from the case because they have no connection to one another. Roman found that the charges are part of a common scheme or plan. Scali asked for a hearing to determine the legality of his arrest, arguing that it was not supported by probable cause. The arrest warrant was issued following a grand jury indictment, Roman noted, and Scali “does not provide any facts or evidence rebutting the presumption of probable cause.” He will soon have the opportunity to challenge the government’s accusations. Jury selection is scheduled to begin on Jan. 29. The trial in White Plains is expected to take four weeks.

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THE LIST: TECHNOLOGY MANUFACTURING FIRMS TECHNOLOGY MANUFACTURING FIRMS

WESTCHESTER COUNTY

WESTCHESTER COUNTY

Listed alphabetically. Name Address Area code: 914, unless otherwise noted Website

Annese & Associates Inc.

(A ConvergeOne Company) 333 Westchester Ave., Suite 2200, White Plains, 10604 359-4400 • annese.com

BASF Corp.

500 White Plains Road, Tarrytown 10591 785-2000 • basf.com

Curtis Instruments Inc.

200 Kisco Ave., Mount Kisco 10549 666-2971 • curtisinstruments.com

Fujifilm North America Corp.

200 Summit Lake Drive, Valhalla 10595 789-8100 • fujifilmusa.com

Gradipore Inc.

4 Skyline Drive, Hawthorne 10532 592-1060 • gradipore.com

Hitachi Cable America Inc.

2 Manhattanville Road,Suite 301, Purchase 10577 694-9200 • hca.hitachi-cable.com

HYPRES Inc.

175 Clearbrook Road, Elmsford 10523 592-1190 • hypres.com

IBM

1 New Orchard Road, Armonk 10504 765-1900 • ibm.com

International Robotics Inc.

2001 Palmer Ave., Suite LL1, Larchmont 10538 630-1060 • internationalrobotics.com

President/ top executive Title Year founded

Description/Services

John A. McKenna Jr. chairman and CEO, ConvergeOne; and Paul K. Maier, president and CEO, Solutions 1970

Technology solutions integrator

171 Brady Ave., Hawthorne 10532 877-642-7687 • microtronic.com

Wayne T. Smith Chairman and CEO, North America 1865

Chemical manufacturing company providing chemicals, performance products, functional materials and solutions and oil and gas

Momentive Performance Materials

Stuart Marwell President and CEO 1960

Manufacturer of instruments for battery-powered and electric vehicles and equipment

Shigetaka Komori Chairman, representative director and CEO 1934

Developer and manufacturer of products for digital imaging, optics, digital printing, medical systems, graphic arts, semiconductors and data tape

NA 2007

Biotechnology company that researches, develops and manufactures separation technologies for the life-sciences market and blood-clotting tests for genetic disorders for the health industry

Lynne Humenik President and CEO 1981

An indirect, wholly owned subsidiary of Hitachi Metals Ltd., a global manufacturer of highgrade metal products with customers in the computer, automotive and aerospace industries; products include networking electronics, optical components and semiconductor materials

Richard E. Hitt CEO and president 1983

Developer of superconductor integrated circuits and systems that provide performance advantages for government and commercial applications; recently introduced the Integrated Cryoelectronics Test-bed (ICE-T), a turnkey laboratory system requiring no liquid cryogen

Virginia M. Rometty Chairman, president and CEO 1911

Technology and consulting company offering cloud platform and cognitive solutions

Robert Doornick President and CEO 1975

Producer of social robots for marketing and communication, education and special needs groups and film stage entertainment; products include psychologically designed robotic personalities to act as surrogate communication tools for learning disabled, autistic, ADHD, handicapped and other specialneeds individuals

This list is a sampling of technology manufacturing companies with locations in the region. If you would like to include your company in our next list, please contact Danielle Renda at drenda@westfairinc.com. Note: NA

8

All firms have an office presence in Westchester County, but may not manufacture their products at the above locations. Not available.

JANUARY 22, 2018

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Name Address Area code: 914, unless otherwise noted Website

Microtronic Inc.

769 Old Saw Mill River Road, Tarrytown 10591 784-4803 • momentive.com

President/ top executive Title Year founded

Reiner Fenske President 1994

Jack Boss President and CEO 2010

Description/Services

Designer, manufacturer and marketer of automated semiconductor wafer defect inspection equipment, semiconductor wafer sorters and semiconductor metrology tools and equipment to semiconductor manufacturers, fabrication plants and device manufacturers worldwide

Producer of silicones and silicone derivatives and developer and manufacturer of products derived from quartz and specialty ceramics

Pico Electronics Inc.

Joe Sweeney President 1967

Manufacturer of miniature and ultra-miniature units for military specifications and commercial flight applications, and a leader in high voltage DC to DC output, a power source and power factor conductor

RCS Sound Software

Philippe Generali President and CEO 1979

Developer of specialized software for radio stations, television music channels, cable companies, satellite music networks and internet stations worldwide; developer of real-time audio-recognition technology

Frank Ruhle President 1955

Manufacturer of inductosyn transducers used for measurement of angular or linear position displacements for military, space and industrial environments

Semicon Tools Inc.

Eugene Pian CEO, president and director NA

Manufacturer and supplier of diamond blades for automatic dicing machines for cutting silicon, alumina, gas and quartz

Swissbit NA Inc.

Roger Knobel President 2001

Manufacturer of embedded memory and storage solutions in Europe, established through a management buy-out from Siemens Semiconductor

VARTA Microbattery Inc.

Herbert Schein CEO 1887

Manufacturer of microbatteries for hearing aids and in the entertainment sector; applications include automotive tools through cordless headphones and medical devices to measurement and safety services; batteries produced as prototypes or in high-volume

WidgetWorks Unlimited LLC

Russell Todd Owner NA

Manufacturer of CNC machine bits, tools and accessories for cutting sign vinyl, diamond drag engraving, drawing and vacuum clamping

Zierick Manufacturing Corp.

Gretchen Zierick President 1919

Manufacturer of SMT and throughhole connectors and equipment, assembly equipment, interconnection hardware and taped terminals for the industrial controls, automotive, HVAC, solid state lighting, medical and security industries

143 Sparks Ave., Pelham 10803 738-1400 • picoelectronics.com

445 Hamilton Ave., White Plains 10601 428-4600 • rcsworks.com

Ruhle Companies Inc.

(Farrand Controls Division) 99 Wall St., Valhalla 10595 923-5000 • ruhle.com

(Division of ECS Manufacturing Inc.) 554 N. State Road, Briarcliff Manor 10510 923-5000 • stidiamond.com

18 Willett Ave., Suite 202, Port Chester 10573 935-1400 • swissbit.com

555 Theodore Fremd Ave., Rye 10580 800-468-2782 • varta-microbattery.us

395 Millwood Road, Chappaqua 10514 602-9999 • widgetworksunlimited.com

131 Radio Circle, Mount Kisco 10549 800-882-8020 • zierick.com


BRIEFLY GINSBURG PAYS $54M FOR RENTAL COMPLEX

The Landing on Mohegan Lake.

Ginsburg Development Cos. has bought The Landing on Mohegan Lake, a 207-unit one- and two—bedroom apartment lakefront rental community, for $54 million. The Valhalla developer bought the complex from New Chalet Apartments Inc., a Dallas private equity group. The rental complex on New Chalet Drive is just off Route 6, roughly a mile from shopping centers Cortlandt Town Center and Cortlandt Crossing, the latter of which is under construction and will be home to a new ShopRite. The complex was built in three phases from 1989 to 1999 and offers a clubhouse, fitness center, outdoor pool and waterfront access to Lake Mohegan. Other amenities include a tennis court and lake access for fishing and boarding. The Landing on Mohegan Lake is pet friendly. Apartment units were recently upgraded by New Chalet and feature kitchens with granite countertops, stainless steel appliances, wall-to-wall carpeting, central air, gas fireplaces, in-unit washers and dryers, balconies and vaulted ceilings with skylights in select units. Apartments range in size from 712 to 1,215 square feet and rent from $1,860 to $2,595 per month. Ginsburg plans to upgrade and expand the complex’s existing amenities, including adding a children’s playground, a gazebo and lakeside clubhouse. “We are very pleased to have acquired this beautiful lakefront community

in the heart of northern Westchester. The improvements we plan to undertake will make this community a long-term place for residents and families to call home and come home to vacation every day,” GDC Principal Martin Ginsburg said. Jeffrey R. Dunne, of CBRE’s Stamford office was the broker. Ginsburg plans to connect this community by shuttle to its nearby development under construction in Peekskill, Fort Hill Apartments at the Abbey Inn. There will also be service to the Metro-North train station. The purchase marks another residential property acquisition for the company. In February of last year, Ginsburg acquired the 124-unit luxury apartment building at 34 S. Lexington Ave., formerly known as Halstead White Plains Metro North. The company soon after renamed the complex The Metro.

SLOOP BREWING TO RELOCATE TO NEW EAST

National Resources announced last year that it would redevelop the 300acre office and industrial park into one of its branded mixed-use iPark neighborhoods with a mix of residential, hotel, retail, warehouse and office space. Sloop Brewing will be one of the first new tenants for the redevelopment effort. The new brewery space will feature local beer and food, event space and live music with room for more than 300 people. Adam Watson, president and cofounder of Sloop, called the campus a “great location, a great building and bringing this factory back to life is a great project to be a part of.” Sloop Brewing was founded in Dutchess County in 2011 by Watson and Justin Taylor. The company operates at a working apple orchard in Elizaville in Columbia County. The new brewery is expected to be operational by May, according to the announcement, with the tasting room opening this summer. Sloop’s Elizaville location at Vosburgh Orchards will continue serving its beers.

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A section of the former IBM East Fishkill property. Photo courtesy of Think Dutchess Alliance for Business

FISHKILL IPARK

Sloop Brewing Co. will expand and relocate its brewery to the former IBM campus in East Fishkill, which is in the process of being redeveloped to include apartments, retail and new types of workspace. Sloop announced Jan. 15 that it would utilize a $565,000 state grant to help launch a 26,000-square-foot brewery and tasting room in Dutchess County. The new space, according to the brewery’s announcement, will allow it to increase production, expand its footprint in the Hudson Valley and help revitalize the East Fishkill office park. Greenwich real estate development g roup

As part of an ongoing collaboration between the two schools, Berkeley College welcomed 68 students from China’s Guizhou University of Finance and Economics (GUFE) this week. The students will reside in student housing and enroll in classes at Berkeley College where they will earn credits toward their bachelor’s degrees in various business disciplines. Westchester Community College will offer English as a second language courses to students who require them. “We are building a bridge between China and America. By being here you are making yourself a world citizen,” said Michael J. Smith, president of Berkeley College. “We are going to challenge you. You are going to work hard, you are going to learn and you are going to grow.” » BRIEFS

starting in 2018. • Get in front of an additional 140,000 Westchester and Fairfield professionals on westfairinc.com from March through May 2018. • Your ad will be seen in the printed version – with a shelf life of 1 to 2 years in both the Westchester and Fairfield County Business Journals – by more than 84,000 readers. • Reach more than 224,000 readers between digital and print. • Position your ad opposite the list of your choice. First-come/First-served basis. For more information visit westfaironline.com Contact Anne Jordan Duffy anne@westfairinc.com or call (914) 694-3600, ext. 3032.

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Briefs — From page 9

School officials were joined by government leaders to welcome the students at a ceremony on Wednesday, along with a six-member delegation from China. “I hope we can expand our partnership, and that we can make progress together,” said Song Zhao, vice president and party secretary at GUFE, assigned by the Ministry of Education of the People’s Republic of China. “To our students, we hope you can treasure this opportunity to study hard and build a positive presence here.” The program is part of the Global Educational Collaborative initiative, which gives students from GUFE the opportunity to complete their bachelor’s degree at Berkeley College. As part of the process, Berkeley College facul-

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JANUARY 22, 2018

ty teach courses at GUFE each semester to familiarize Chinese students with American methods. Recently, a six-week faculty exchange program at Berkeley aimed to share American teaching and learning methods with Chinese instructors.

WESTCHESTER ISSUES THREE RFPS FOR SENIOR PROGRAMS

The Westchester County Department of Senior Programs and Services has issued three requests for proposals for services that benefit seniors and family caregivers. The Information and Assistance RFP seeks services for those 60 years or older concerning their available public benefits and entitlement, voluntary services and resources. The agency seeks proposals from qualified agen-

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cies to provide Cluster/ personal care services to those who are 60 years old and older and live in Westchester County. According to its website, Cluster is a private nonprofit that provides services and programs that assist residents in Yonkers and Westchester and Rockland counties “to build a better future for themselves and their communities.” The county is also requesting proposals from qualified agencies to provide family caregiver support services to grandparents and relative caregivers who are 55 years of age or older that care for children under 18 years old. Funding will come from grants through the federal Older Americans Act, which supports a range of home and community-based services.

The proposals must be in by 3 p.m. on Jan. 31 to the Department of Senior Programs and Services in Mount Vernon. The county’s “Contract Opportunities” web page provides access to the RFP documents (westchestergov.com/rfp). PepsiCo and Xerox praised for diversity Black Enterprise magazine’s annual listing of the 50 Best Companies for Diversity includes PepsiCo and Xerox. Purchase-based PepsiCo

Inc. was the sole Westchester company among the list’s New York corporations being hailed for diversity in hiring, management and developing supplier pools during 2017. The other companies representing New York state — American Express, Consolidated Edison, JPMorgan Chase & Co., Morgan Stanley, TIAA-CREF and Verizon Communications — are all headquartered in New York City. Norwalk’s Xerox Corp. was one of two Connecticut

companies on the Black Enterprise list, joining Bloomfield-based Cigna Corp. “The strength of our nation is in its diversity,” said Black Enterprise’s President and CEO Earl “Butch” Graves Jr. “In order for America to fully realize its potential, African Americans and other minorities must be an integral part of that equation — period.” — Ryan Deffenbaugh, Aleesia Forni, Phil Hall

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SMALL BUSINESS FINANCE Special Report

Don’t let hackers impact your small business in 2018 BY JOSEPH F. MARKEY

L

ast year saw several high-profile hacks, most notably the Equifax data breach that left more than 145 million Americans vulnerable to identity theft. Hackers stole sensitive information such as Social Security numbers, addresses and consumer names. Their goal was to impersonate individuals by opening bank accounts, applying for new credit cards or even attempting to get driver’s licenses. The breach — one of the largest in U.S. history — left many questioning their current cybersecurity measures and seeking solutions. This included New York’s small-business community, which accounts for 99 percent of all businesses in the state. In response to this historical breach, New York Attorney General Eric Schneiderman called for the state and all New York businesses to adopt more stringent cybersecurity measures. However, a 2017 Manta poll showed 87 percent of small-business owners nationwide do not feel they are at risk of a cyberattack. Don’t make this same mistake. The majority of cyberattack victims are businesses with fewer than 1,000 employees, so make sure you have the necessary tools in place heading into 2018.

THE COST OF IGNORING A DATA BREACH

According to the Poneman Institute, the average cost of cleaning up a small business after it has been hacked stands at $690,000. Given this high

price, it is not surprising that six in 10 small businesses fail within six months of experiencing a cyberattack. Nearly half of cyberattacks are maliciously intended, with hackers aiming to use a business owner’s information to compromise their credit. This leaves personal information, pre-existing accounts and their business at high risk. For example, small-business owners may no longer be able to pay their business loans or access new financing after their credit score has been compromised. Often, small-business owners are at a greater risk of an attack because they do not have the necessary cyber protections in place. One way to protect against a cyberattack is to enhance security measures through malware detection or pop-blocker software and installing a firewall, antispy, anti-virus and spam filter on your small-business’ computer system. Consider the recent Equifax breach. In its wake, the company offered consumers a free data freeze on their account; but the trick is to protect yourself and your business before a breach occurs to avoid putting your business and customers at risk of getting their sensitive information stolen.

WHAT CAN YOU DO TO PROTECT YOU AND YOUR SMALL BUSINESS?

With small businesses at a great risk of falling victim to a cyberattack, business owners can follow these best practices to better protect their businesses. • Most importantly: Protect your personal information at all

According to the Poneman Institute, the average cost of cleaning up a small business after it has been hacked stands at $690,000. Given this high price, it is not surprising that six in 10 small businesses fail within six months of experiencing a cyberattack.

costs. Never respond to personal information request via call, text or email. It is imperative that account owners keep account information safe from potential phishing scams by not opening or downloading attachments from unknown sources. • Do not share confidential business information online and be sure to protect personal information by securing

it with a strong password or keeping it out of public view. Protect your digital footprint by increasing account password strength using two-step authentication, encrypting sensitive documents, and hiding and requiring a WPA2 password for your wireless network. Fortify your paper trail by making sure you have shredders available in convenient locations at your business. • Business owners should change their account passwords once word breaks of any data hack — even if your business is not directly impacted. By having multiple, strong and unique passwords for yourself and your business accounts, you lessen the risk of hackers stealing your personal information. It is also advisable to keep your electronic devices up to date with the latest security patches. It is equally important for small-business owners to install a firewall and anti-spy software for computer security and to keep them up to date. • Monitor all accounts regularly to detect fraudulent activity. If a check is not processed on time, contact the payee and consider placing a stop payment. If you bank online, sign up for automated alerts that will flag any change in credit status. KeyBank, for example, offers online banking account alerts that allow you to track transactions that may exceed a specified amount or know when your account drops below a certain amount. • Consider creating an informed cybersecurity incident response plan. It behooves small-business owners to stay vigilant on data breach-

Joseph F. Markey

es or cyberattacks and take the time to consider any potential implications for their business. Develop an incident response plan so you can respond quickly and effectively to any breaches of cybersecurity that might affect your business and its employees. • Consider purchasing insurance. Standard commercial insurance policies are written to insure against injury or physical loss and will do little, if anything, to shield you from electronic damages and the associated costs they may incur. Take time to analyze your cyber exposure and proactively decide to assume or transfer the risk with an insur-

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ance product. Anyone and any business can fall victim to a data breach. Educate yourself and your employers on best practices to protect your small business in 2018. Check out our online “Protect Your Business Checklist” at key.com/ about/security/protect-yourbusiness.jsp for more on protecting personal information. Joseph F. Markey is president of KeyBank’s Hudson Valley/Metro New York Market with offices in midtown Manhattan and Tarrytown. He can be reached at 914-333-5746 or at jmarkey@key.com.

JANUARY 22, 2018

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BY MICHELE BRAUN Contributing writer

Thinking About Risk: Seven techniques to alter by degrees This is the second of a two-part series on risk management for small and medium-sized businesses. Failure to plan how to avoid or recover from unwanted risks can put you out of business. And, not taking any risks will also put you out of business. What’s a business to do? The Wall Street Journal quotes Cathy

Bessant, Bank of America’s chief operations and technology officer, as saying, “There is only one way to be fully protected, and that is to shut the place down.” Consider your enterprise’s day-to-day activities and your strategic initiatives: for example, expanding operations, opening a new facility, introducing new products and services, hiring

staff, upgrading technology and failing to upgrade technology. Each comes with some level of risk. By being conscious of these risks, considering the tradeoffs and alternative risk “treatments,” your medium or small enterprise can reduce potential downsides. Under the auspices of the International Standards Organization (ISO), risk manage-

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ment specialists compiled principles and guidelines to help us think about risk. The standard, known as ISO 31000, makes clear that these are to be adapted for each business and that the context — for example, your business’ objectives, physical location, political jurisdiction, industry — is important and different for each enterprise. While the ISO guidance is general, it provides a useful outline of issues for any organization to consider. Adapting the ISO approach, I will ask three questions and outline seven types of responses to the third question.

What are your enterprise’s objectives?

Perhaps to deliver health care services, to sell books or food, to entertain people or to house them, to educate children or adults, or to manufacture furniture or machine tools, household goods, or office supplies.

What are the enterprise’s primary risks?

Take time to make a list, including those associated with day-to-day operations as well as current and potential strategic initiatives, and get input from key staffers. Discuss whether these risks are big or small. Remember that consequences can be positive or negative. Taking risks can bring positive payoffs as well as hiccups and disasters. Risks and consequences range in size and potential severity as well as in likelihood. The point of risk savvy is to sufficiently reduce or moderate the downsides while supporting the potential positive results.

What options are available to the enterprise?

To illustrate the seven types of actions to address risk outlined in ISO 31000, let’s create a hypothetical company and perform an obviously simplified risk analysis. Our company is a small, domestic manufacturing company (“SDM Co.”) considering international expansion to better compete with larger, global competitors. The primary risk is that SDM Co. will invest significant time and money and fail to make a profit. Possible problems include difficulty obtaining appropriate staff, local laws and regulations, cross-border trade costs and restrictions on goods or funding, and insufficient access to new markets. Depending on the level of investment required, the failure of this expansion could force SDM Co.’s domestic operations into bankruptcy.

Risk treatment: Avoid the risk by deciding not to start or continue with the activity that gives rise to the risk. SDM Co.’s option: Drop plans for international expansion. Risk treatment: Remove the risk source. SDM Co.’s option: This approach would be more applicable to a physical risk, such as environmental contamination or a facility in need of repair. Here the option is, again, to drop plans for international expansion. Risk treatment: Change the likelihood. SDM Co.’s options: Research target countries carefully, including competitors, » BRAUN

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JANUARY 22, 2018

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BRIEFLY BULGER NAMED SBA REGIONAL HEAD

Steve Bulger, the chair of the Saratoga County Republican Committee, has been named regional administrator for Region II of the U.S. Small Business Administration (SBA). Regional administrators are political appointees. The region includes New York, New Jersey, Puerto Rico and the U.S. Virgin Islands. Bulger will be responsible for overseeing the agency’s lending, economic development and procurement programs over five district and six branch offices in the region. Those offices total 64 employees and assist nearly 3 million small businesses employing over 6 million

BRAUN — From page 12

size of possible market, legal structures, and political stability. Consider partnering with an existing company in the target country to gain access to local market knowledge. Hire local experts; consult experts in cross-border manufacturing issues. Risk approach: Change the consequences. SDM Co.’s options: Consider acquiring or partnering with a going concern in that market to reduce possible losses. Limit initial investments until SDM can get committed contracts for future work. Work with attorneys to isolate the new venture’s losses from the existing domestic company. Risk approach: Share the risk with another party or parties (including contracts and risk financing). SDM Co.’s options: Again, consider a joint venture. Work with banks to establish lowcost, low-risk hedges for foreign exchange variations. Establish separate funding sources (bonds? stocks?) tied only to the new investment. Risk approach: Retain the risk by informed decision. SDM Co.’s option: Do the homework, use techniques to reduce or mitigate identified risks, and consider the costs of those mitigation techniques. For example, a joint venture could reduce the size of SDM Co.’s investment and possible losses but will also decrease its share of the potential profits. Risk approach: Take or increase risk in order to pursue an opportunity. SDM Co.’s option: Do the homework, take steps to increase the likelihood of success (for example, selection of country, product, partners or financing) and go for it! Michele Braun is director of the Institute for Managing Risk in the School of Business at Manhattanville College. She can be reached at Michele.Braun@mville.edu or 914-323-1238.

workers, according to the SBA’s announcement on Jan. 11. Bulger, a New York native, worked for six years as district director for Rep. Chris Gibson of Kinderhook. Before entering politics, Bulger was a manager with the Michiganbased medical technology firm Stryker Corp., overseeing sales and marketing efforts in the upstate New York and Western New England area. He spent a total of 20 years in the medical device sector, according to the SBA. Bulger also co-founded a digital marketing firm and worked as an investment broker. “I am very pleased that Steve is in place to help support me and the president in serving as a voice and go-to resource for our nation’s 30 million small businesses,” SBA Administrator Linda McMahon said in a statement. “In his new position as the regional administrator for Region II, I will rely on him heavily as we move forward in 2018 and beyond and look forward to working closely with him on the issues and concerns that are most important to the small businesses in his region.”

COUNTY WAGES AMONG HIGHEST NATIONALLY

Wage growth in Westchester County lagged the nation in the second quarter of 2017, but the average weekly wages remained among the highest in the country. The average weekly pay as of last summer was $1,327, about $69,004 annually, according to a federal Bureau of Labor Statistics report. That trailed only Manhattan statewide, where weekly wages were $1,907, or $99,164 annualized. Nationally, average weekly wages were higher than average in 97 of the largest 346 counties. Santa Clara, California, held the top position among the highest-paid large counties with an average weekly wage of $2,392. San Mateo, Calif. was second at $2,093 followed by San Francisco at $1,941. Westchester payrolls were ranked 19th nationally and Manhattan’s were fourth. Year-over-year wage growth, for the second quarter, was 2.6 percent in Westchester. That lagged the nation’s 3.2 percent but sur-

passed the state’s 2.2 percent rates. Westchester employment grew by 1.3 percent from June 2016 to June 2017, the BLS study said, to 437,600 jobs. That growth rate trailed the state’s 1.6 percent and nation’s 1.7 percent employment growth. Large New York counties fared better than small counties, the BLS study found. Six of the 18 large counties recorded weekly wages above the $1,020 national average, or $53,040 annualized. Average wages in all but three of the 44 smaller counties were below the national average. All 18 large counties saw higher employment levels, and they accounted for 85.5 percent of total state employment. Weekly wages in other Hudson Valley counties include Dutchess, $1,023 ($53,196 annualized), Putnam, $1,011 ($52,572); Rockland, $989 ($51,428); Orange, $905 ($47,060); Ulster, $829 ($43,108) and Sullivan, $789 ($41,028). — Ryan Deffenbaugh and Bill Heltzel

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Facts & Figures BANKRUPTCIES MANHATTAN Milfred Deli Grocery Inc. 231 E. 116 St., New York 10029. Chapter 11, voluntary. Represented by Julio E. Portilla. Filed: Jan. 11. Case no. 1810077-mg.

POUGHKEEPSIE 119 Main Street LLC. 117 Main St., Suite 6, New Paltz 12561. Chapter 11, voluntary. Represented by Jonathan S. Pasternak. Filed: Jan. 15. Case no. 18-35074-cgm.

WHITE PLAINS Hermin Janet James. 10 Stewart Place, Unit 6AE, White Plains 10603. Chapter 7, voluntary. Represented by Hermin Janet James. Filed: Jan. 12. Case no. 18-22057-rdd.

COURT CASES Cromwell Towers Apartments, Limited Partnership et al. Filed by Anthony Lobban. Action: job discrimination (race). Attorneys: Marjorie Mesidor and Brittany Alexandra Stevens. Filed: Jan. 12. Case no. 7:18-cv-00247-CS. Dental Fix RX LLC. Filed by Promident LLC. Action: trademark infringement (Lanham Act). Attorney: Joshua Scott Bratspies. Filed: Jan. 16. Case no. 7:18-cv-00290-NSR. Experian Information Solutions Inc. Filed by Anthony Medici. Action: Fair Credit Reporting Act. Attorney: Adam Guttman Singer. Filed: Jan 12. Case no. 7:18-cv-00261NSR. Gateway Ener�y Services Corp. Filed by Jonathan W. Walker and Erin Hitchner. Action: diversity – deceptive trade prices. Attorney: Jonathan Shub. Filed: Jan. 16. Case no. 7:18-cv-00380.

The Home Depot USA Inc. Filed by Louis M. Gonnella. Action: petition for removal – personal injury. Attorney not listed. Filed: Jan. 16. Case no. 7:18-cv-00310-VB.

22 Bradford Road LLC, Rye Brook. Seller: Arvinn Anavil, Scarsdale. Property: 22 Bradford Road, Scarsdale. Amount: $1.6 million. Filed Jan. 10.

41-45 Gramatan Avenue LLC, Yonkers. Seller: Fernando Giglio, Mount Vernon. Property: 41-45 Gramatan Ave., Mount Vernon. Amount: $871,040. Filed Jan. 9.

J&J Snack Foods Corp. Filed by Martin Orbach and Phillip Sego. Action: diversity-fraud. Attorney: Philip Lawrence Fraietta. Filed: Jan. 16. Case no. 7:18-cv-00321-KMK.

570 Taxter Holdings LLC, Chestnut Ridge. Seller: H’Y2 570 Taxter LLC, Conshohocken, Pennsylvania. Property: 570 Taxter Road, Greenburgh. Amount: $4 million. Filed Jan. 9.

463 Main NR LLC, Chappaqua. Seller: CLN Associates Corp., New Rochelle. Property: 463 Main St., New Rochelle. Amount: $750,000. Filed Jan. 10.

Orange Regional Medical Center. Filed by Alba Borrelli. Action: job discrimination (race). Attorney: Michael David Diederich Jr. Filed: Jan. 12. Case no. 7:18-cv-00270-VB. Pepito Realty LLC. Filed by Owen Harty. Action: Americans with Disabilities Act – civil enforcement actions. Attorney: Peter Erik Sverd. Filed: Jan. 16. Case no. 7:18-cv-00383. Philip Kaplan Glass Works LLC et al. Filed by the trustees of the District Council 9 Painting Industry Insurance and Annuity Funds. Action: E.R.I.S.A.– civil enforcement of employee benefits. Attorney: Dana Lynne Henke. Filed: Jan. 16. Case no. 7:18-cv-00382. Police Department of the Village of Mamaroneck. Filed by Jose Gomerez. Action: federal question – employment discrimination. Attorney: John Daniel Bryna. Filed: Jan. 11. Case no. 7:18-cv-00196-UA. Transworld Systems. Filed by Natacha Louis-Charles. Action: 1692 Fair Debt Collection Act. Attorney: Aaron R. Easley. Filed: Jan. 11. Case no. 7:18-cv-00201-KMK. V&L Renovations LLC. Filed by Andrii Lylyk. Action: Fair Labor Standards Act. Attorney: Alex Umansky. Filed: Jan. 12. Case no. 7:18-cv-00249-CS. Yonkers Racing Corp. Filed by Mohammed Darwish. Action: 1983 Civil Rights Act. Attorney: Fred Lichtmacher. Filed: Jan. 12. Case no. 7:18-cv-00253-NSR.

DEEDS Items appearing in the Westchester County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: John Golden c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3680

ON THE RECORD

Above $1 million 100 Rockledge Road LLC, Scarsdale. Seller: Howard C. Kramer, et al, Bronxville. Property: 100 Rockledge Road, Yonkers. Amount: $2.6 million. Filed Jan. 8. 2 Natoma Street LLC, Rye. Seller: 2 Natoma Realty LLC, Rye. Property: 2 Natoma St., Rye. Amount: $2.1 million. Filed Jan. 11.

Azatyan Realty Inc., Great Neck. Seller: 251 Warburton Ave LLC, Scarsdale. Property: 251 Warburton Ave., Yonkers. Amount: $1.5 million. Filed Jan. 9. Deutsche Bank National Trust Co. Seller: Michelle Lynn Bermel, Chappaqua. Property: 312 Ronbru Drive, New Rochelle. Amount: $1.6 million. Filed Jan. 11. HSBC Bank USA N.A. Seller: James J. Veneruso, Yonkers. Property: 4 Lounsberry Road, Bedford. Amount: $2.5 million. Filed Jan. 8. HSBC Bank USA N.A. Seller: Joan C. Salwen, Scarsdale. Property: 104 Dale Ave., Ossining. Amount: $1 million. Filed Jan. 11. Occam’s Razor RE Holdings LLC, Mamaroneck. Seller: Peter K. Kijewski, Mamaroneck Property: 812 The Parkway, Rye. Amount: $1.3 million. Filed Jan. 9. SNKA LLC, Rye. Seller: 20 Gramercy Avenue Associates LLC, et al, Armonk. Property: 20 Gramercy Ave., Rye. Amount: $3.8 million. Filed Jan. 12. Wellington Trust, Kirkland, Washington. Seller: Duncan N. Dayton, North Salem. Property: 349-367 Mills Road, North Salem. Amount: $15.8 million. Filed Jan. 11. Whatcha Making LLC, Port Chester. Seller: 40 Merritt Street Corp., Yorktown Heights. Property: 40 Merritt St., Rye. Amount: $3.2 million. Filed Jan. 9.

Below $1 million 1-3 Horatio LLC, Bronx. Seller: Francis J. Malara, White Plains. Property: 3 Horatio St., Yonkers. Amount: $203,087. Filed Jan. 11. 16 Padanaram Corp., Thornwood. Seller: Joanne Hunt, Somers. Property: 690 Heritage Hill, Unit A, Somers. Amount: $496,000. Filed Jan. 9. 21 Edward Street Inc., Bronx. Seller: Leroy Gooden, et al, Peekskill. Property: 21 Edward St., Ossining. Amount: $115,000. Filed Jan. 8.

720 Warburton Avenue LLC, Yonkers. Seller: Edwin D. Nelson, Yonkers. Property: 720 Warburton Ave., Yonkers. Amount: $200,000. Filed Jan. 9. 99 Washington Ave Realty LLC, Scarsdale. Seller: Rosetta Bulfamante, et al, New Rochelle. Property: 99 Washington Ave., New Rochelle. Amount: $720,000. Filed Jan. 11. Acadia Property LLC, White Plains. Seller: Garden State Ventures LLC, Boonton, New Jersey. Property: 11 Depeyster St., Mount Pleasant. Amount: $735,000. Filed Jan. 10. Aconal LLC, Mount Vernon. Seller: Robert A. Simpson III, Mount Vernon. Property: 736 S. Fifth Ave., Mount Vernon. Amount: $218,000. Filed Jan. 11. Acqua Capital LLC, White Plains. Seller: Joseph G. Goubeaud, Mount Vernon. Property: 303 Furnace Dock Road, Cortlandt. Amount: $325,000. Filed Jan. 12. AMCB Services Company New York LLC, Pleasantville. Seller: Antonio Pereira, et al, Greenwich, Connecticut. Property: 131 Beekman Ave., Mount Pleasant. Amount: $534,000. Filed Jan. 12. Commerce Avenue Corp., Riverside, Connecticut. Seller: Prithvi Narayan, et al, New Rochelle. Property: 175 Huguenot St., 1705, New Rochelle. Amount: $410,000. Filed Jan. 11. ESM Properties of Nevada LLC, Hartsdale. Seller: JPMorgan Chase Bank N.A. Property: 31 Columbia Ave., Greenburgh. Amount: $425,000. Filed Jan. 11. Federal National Mortgage Association. Seller: Valerie Nieberg, White Plains. Property: 6 Hillside Ave., Mount Pleasant. Amount: $435,316. Filed Jan. 12. Greater New York Corporation of Seventh-Day Adventists, Manhasset. Seller: Grace United Methodist Church, Putnam Valley. Property: 296 Locust Ave., Cortlandt. Amount: $625,000. Filed Jan. 8. Imperial Building Contractors LLC, Scarsdale. Seller: Keith Barbaria, et al, New Rochelle. Property: 45 Northfield Road, New Rochelle. Amount: $520,000. Filed Jan. 9.

ITC Management Inc., Bronx. Seller: Anthony Speranza, et al, Yonkers. Property: 332 Walnut St., Yonkers. Amount: $266,689. Filed Jan. 8. JJ Investments Inc., Rockville, Maryland. Seller: Alexander Taveras, et al, Mount Vernon. Property: 12 George Place, Mount Vernon. Amount: $250,000. Filed Jan. 9. JP452 Bedford LLC, Bedford. Seller: 452 Old Post Realty LLC, New York City. Property: 452 Old Post Road, Bedford. Amount: $700,000. Filed Jan. 11. Justinnick LLC, Mount Vernon. Seller: T.A.M.S. Realty Corp., Mount Vernon. Property: 161-163 Stevens Ave., Mount Vernon. Amount: $430,000. Filed Jan. 8. Milenio Rea Estate Corp., Bronx. Seller: Pammax Holdings LLC, New York City. Property: 692 S. Third Ave., Mount Vernon. Amount: $155,000. Filed Jan. 12. Nationstar REO Sub 1B LLC, Coppell, Texas. Seller: Joseph A. Maria, White Plains. Property: 3 Harrison Drive, Cortlandt. Amount: $550,000. Filed Jan. 12. Pro-Built Construction Company Inc., Cortlandt Manor. Seller: Marcus J. Perez Jr., Cortlandt Manor. Property: Shady Brook Lane, Cortlandt. Amount: $75,000. Filed Jan. 9. Quaker Ridge Corp., Yorktown Heights. Seller: Thomas Voyez, Yorktown Heights. Property: 63 Oden Court, Yorktown. Amount: $335,000. Filed Jan. 9. U.S. Bank N.A. Seller: Bruce L. Bozeman, Mount Vernon. Property: 24 Union Place, Yonkers. Amount: $513,401. Filed Jan. 12. U.S. Bank N.A. Seller: Lonya Ann Gilbert, Larchmont. Property: 1023 Orchard St., Peekskill. Amount: $540,166. Filed Jan. 10.

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U.S. Bank N.A. Seller: Shanlander Drake, Bronx Property: 203 Beverly Road, White Plains. Amount: $830,839. Filed Jan. 11. VJ Realty Group LLC, New Rochelle. Seller: Augustino Arace, et al, Mamaroneck. Property: 39 Maple Ave., Harrison. Amount: $697,000. Filed Jan. 12. Wells Fargo Bank N.A. Seller: Charles Lesnick, Yonkers. Property: 156 Fulton Avenue South, Mount Vernon. Amount: $540,865. Filed Jan. 12. Wells Fargo Bank N.A. Seller: Loren Glassman, White Plains. Property: 39 Sterling Ave., 3C, White Plains. Amount: $373,456. Filed Jan. 9.

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JANUARY 22, 2018

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GOOD THINGS

From left: Alisa Kesten, executive director of Volunteer New York! with Geri Shapiro and Kathy Halas, executive director of the Child Care Council of Westchester.

LEGACY AWARD WINNER ANNOUNCED Volunteer New York! has announced that Geri Shapiro, a senior adviser to U.S. Sen. Kirsten Gillibrand, will be honored at its 38th Annual Volunteer Spirit Awards with the organization’s Legacy Award. The event is scheduled to be held

April 20 in Tarrytown. She had been Westchester County regional director for former U.S. Sen. Hillary Clinton. In 2009, she transitioned to regional director for Gillibrand and serves as a senior adviser. The core mission of Volunteer New

York! is to support nonprofits and improve the quality of life in Westchester, Rockland and Putnam. Last year, it helped coordinate more than 285,000 hours of service, which were devoted more than 500 nonprofits at a value of about $8.1 million.

NPW ANNOUNCES NEW BOARD MEMBERS Nonprofit Westchester, which speaks on behalf of Westchester’s nonprofit sector has announced that new members have been elected to its board of directors. Joanna Straub, NPW’s executive director, said, “Each person will bring his and her own unique insights to the table, which will be helpful during the challenging times expected ahead as we strive to keep Westchester thriving.” Robert Cordero is a partner at the accounting firm PKF O’Connor Davies. He serves on the Iona College Accounting Advisory Board and is the former treasurer and board member of Volunteer New York! Courtney Darts was appointed the first legal director of Pro Bono Partnership in October 2017. She oversees its legal program, educational workshops, publications,

and internship program. Anahaita Kotval is the executive director of Lifting Up Westchester, a nonprofit serving homeless and other extremely low-income residents of Westchester County. After more than 20 years in the securities industry, she moved to the nonprofit sector in 2011. Erica Martinson is with Brown & Brown of New York/Rollins/Gaston & Associates in Rye Brook. She has been in the insurance field for more than 30 years and now serves as a broker and risk management advisor to nonprofits and social services agencies. Charlotte Östman is the CEO for the Mental Health Association of Westchester, a nonprofit organization with more than 225 staff members and a $20 mil-

Information for these features has been submitted by the subjects or their delegates.

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JANUARY 22, 2018

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lion annual budget Christian M. Philemon is the executive director of the Youth Shelter Program of Westchester Inc, and has held that position for the past eight years. This year the organization marks 40 years of successfully removing 16- to 21-year-olds from the adult system of incarceration, and providing programs help them return to their respective home communities. John M. Tolomer is the president and CEO of The Westchester Bank and The Westchester Bank Holding Corp. He serves on the board of the New York Bankers Association, is a member of the New York State Department of Financial Services Advisory Board and is one of only 15 bankers selected nationally to serve on the FDIC Community Banking Advisory Board.

GOLDEN GLOBES INSPIRES ARTSWESTCHESTER Sparked by the 2018 Golden Globes Awards’ emphasis on women’s actions and the power of their voices, ArtsWestchester has announced that an art exhibit that had been scheduled to close at the end of the month has been extended to Feb. 10. The exhibit is at ArtsWestchester’s gallery at 31 Mamaroneck Ave. in White Plains. “Oprah Winfrey pronounced at the award ceremony that ‘a new day is on the horizon,’ with respect to women’s role in the political arena,” said Janet Langsam, ArtsWestchester’s CEO. “Our exhibit, ‘Give Us

the Vote,’ celebrates the legacy of the suffragists’ and illuminates how the quest for equal access to the voting booth remains a significant issue for all of us.” Inspired by the centennial anniversary of the women’s right to vote in New York state, the contemporary exhibition examines the current state of voting rights in America and features new and commissioned works by 20 artists from the area. ArtsWestchester gallery hours are Tuesdays through Fridays noon to 5 p.m. and Saturdays noon to 6 p.m.

MENTORING MONTH Your calendar may not show it, but January is National Mentoring Month and locally Big Brothers Big Sisters of Family Services of Westchester is hosting a private special event on Jan. 25 to honor current mentors and encourage new mentors to become involved. The event is scheduled to take place at Bowlmor in White Plains. Approximately

20 children, ages 7 to 17, will attend along with family members, volunteer mentors, and staff. In Westchester, the need for mentors, especially men, is great. More than 12 percent of children under age 18 live in poverty in the county. By pairing individual children with positive role models, BBBS helps them succeed in school and life.


HAPPENING

From left: instructors Kassime Berthe, Victoria Leitner and Loren Bartley along with graduates Sihara Villanueva, Julia Esprit, Alemni DeJesus, Tameka Dawson, Urcella Brown, Minerva Boyd and Francis Acheampong.

The Elizabeth Seton Pediatric Center in Yonkers.

GRADUATION FOR SCHOOL AT WORK PARTICIPANTS

ELIZABETH SETON AGAIN HIGHLY RATED

Seven employees at Westchester Medical Center and Maria Fareri Children’s Hospital, both members of the Westchester Medical Center Health Network, were the first to graduate from a workforce development program

made possible through a $100,000 grant from the KeyBank Foundation. The School at Work program is designed to help employees move up the career ladder in the health care field. The graduation was attended by the

students’ family, friends and co-workers. The graduates plan to pursue careers as social workers, ultrasound technicians, information technology and human resources staff, surgical technicians and registered nurses.

BELL RINGS IN NEW YEAR IN NEW POST The White Plains YMCA has announced that effective Jan. 1, Heather Bell was promoted to the position of executive director. She took over from Tom Hay who will serve in a new capacity as director of operations overseeing the YMCA facilities in central and northern Westchester.

Bell joined the White Plains YMCA in 2014 and had been serving as associate executive director. While working with Hay, the Y experienced a growth in membership, expanded programs and renewed its connection with the communities served.

Heather Bell

HINES NAMED TO NATIONAL BOARD The chief quality officer and medical director of Crystal Run Healthcare has been named to a three-year term on the American Medical Group Association’s 2018 Board of Directors. Scott Hines, who joined Crystal Run in 2006, is board-certified in internal medicine, endocrinology, diabetes and

metabolism. “As a previous chair of their Quality Improvement Council, the current chair of their Public Policy Committee, and an executive in an independent physician practice I feel that I can bring a unique perspective to the board during a time of great uncertainty and change in healthcare,” said Hines

The Elizabeth Seton Pediatric Center has again received a deficiency-free rating from the New York state Department of Health during its annual, according to the Centers for Medicare & Medicaid Services Long Term Care Survey. This was its eighth deficiency-free survey since 2004 and the fourth since moving into its new facility in March 2012. The average number of deficiencies cited nationally per facility is seven. “The CMS Long Term Care Survey …

Lisa Poskanzer with Pediatric Center resident, Reham.

incorporates the most significant federal nursing home regulatory reform in the nation’s history called the Mega Rule,” said Lisa Poskanzer, vice president of operations at the Pediatric Center. “New clinical pathways, resident and family interviews and observation protocols were integrated.” Now in its 30th year, the Elizabeth Seton Pediatric Center is nationally recognized as a leader in the care of technology-dependent and medically complex children.

WARTBURG PARTNERS WITH WCC Wartburg, the senior citizen residential and health care facility in Mount Vernon, has partnered with Westchester Community College to provide workforce development to Wartburg staff and management. The college’s professional development center developed an enhanced clinical care program to increase the skills of the home health aides in Wartburg Care At Home’s Home Care Agency. A dozen aides received enhanced clinical care training focused on critical patient areas such as specialized care for diabetes and memory care, including Alzheimer’s

and dementia. Dorothea Bell, executive vice president of human resources at Wartburg, said, “Creating access to quality education is often a challenge, particularly for this underserved population of clinical care employees.” “Our goal is to support the professional and workforce development needs of our business community throughout Westchester and Putnam Counties,” said Jim Irvine, director of corporate education and continuing professional education for the professional development center.

Scott Hines

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Facts & Figures Windsor Street Development LLC, Rye. Seller: Richard W. Owens, Rye. Property: 1 Windsor St., Rye. Amount: $10,000. Filed Jan. 12. Zappico Morning Heights LLC, Hawthorne. Seller: Kelly Branco, White Plains. Property: 19 Van Buren Place, Greenburgh. Amount: $550,000. Filed Jan. 8. FORECLOSURES ARMONK, 3 Leisure Farm Drive. Single-family residence; lot size: 3.11 acre. Plaintiff: KeyBank National Association. Plaintiff’s attorney: Shapiro, DiCaro & Barak, 877-759-1835; 175 Mile Crossing Blvd., Rochester 14624. Defendant: Anthony Veneziano. Referee: Anthony Colavito. Sale: Jan. 30, 9:30 a.m. Approximate lien: $1,953,189.18. BRIARCLIFF MANOR, 94 Meadow Road. Single-family residence; lot size: .47 acre. Plaintiff: Philip Kellman. Plaintiff’s attorney: Einig & Bush, 212-983-8866; 420 Lexington Ave., Suite 2020, New York 10170. Defendant: J. Philip Faranda. Referee: Ronald Zezima. Sale: Feb. 13, 11 a.m. Approximate lien: $82,590.00. HASTINGS ON HUDSON, 42 James St. Single-family residence; lot size: .23 acre. Plaintiff: HSBC Bank USA National Association. Plaintiff’s attorney: Gross Polowy LLC, 716-204-1700; 1775 Wehrle Drive, Williamsville 14221. Defendant: Michael Bazigso. Referee: Richard Fontana Sale: Jan. 30, 9:30 a.m. Approximate lien: $784,217.00. IRVINGTON, 83 Harriman Road. Single-family residence; lot size: 2.36 acre. Plaintiff: Bank of America National Association. Plaintiff’s attorney: Frenkel, Lambert, Weiss, Weisman & Gordon, 631-969-3100; 53 Gibson St., Bay Shore 11706. Defendant: Sylvia Rancic DeNardo. Referee: Albert Cornachio III. Sale: Jan. 29, 9 a.m. Approximate lien: $3,737,768.65. NEW ROCHELLE, 30 Allard Ave. Three-family residence; lot size: .07 acre. Plaintiff: U.S. Bank National Association. Plaintiff’s attorney: RAS Boriskin, 516-280-7675; 900 Merchants Concourse, Westbury 11590. Defendant: Marie Reyes Amariles. Referee: Robert Spolzino. Sale: Jan. 22, 9:30 a.m. Approximate lien: N/A. NEW ROCHELLE, 35 Gaby Lane. Single-family residence; lot size: .27 acre. Plaintiff: LNV Corp. Plaintiff’s attorney: Stein, Wiener & Roth, 516742-1212; 1 Old Country Road, Suite 113, Carle Place 11514. Defendant: Pamela Costa. Referee: Joseph Ruggiero. Sale: Jan. 23, 1 p.m. Approximate lien: $706,873.98. PLEASANTVILLE, 16 Club Court. Single-family residence; lot size: .05 acre. Plaintiff: Shapiro, DiCaro & Barak, 877-759-1835; 175 Mile Crossing Blvd., Rochester 14624. Defendant: Ben Rosenshine. Referee: Steven Lubowitz. Sale: Jan. 30, 10 a.m. Approximate lien: $682,006.11.

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POUND RIDGE, 145 Park View Road. Single-family residence; lot size: 2.0 acre. Plaintiff: Urban Financial of America LLC Plaintiff’s attorney: RAS Boriskin, 516-280-7675; 900 Merchants Concourse, Westbury 11590. Defendant: Esther Grivas. Referee: Joseph Maria. Sale: Jan. 23, 9 a.m. Approximate lien: N/A. VALHALLA, 44 Pleasant Ridge Road. Single-family residence; lot size: .04 acre. Plaintiff: Bank of America National Association. Plaintiff’s attorney: Gross Polowy LLC, 716-204-1700; 1775 Wehrle Drive, Williamsville 14221. Defendant: James Oswald. Referee: Joseph Ruggiero. Sale: Jan. 29, 10 a.m. Approximate lien: $331,558.04. WHITE PLAINS, 10 Intervale Ave. Two-family residence; lot size: .11 acre. Plaintiff: U.S. Bank National Association. Plaintiff’s attorney: Friedman Vartolo LLP, 212-471-5100; 85 Broad St., New York 10004. Defendant: Efren Guzman. Referee: Joseph Anthony Ruggiero. Sale: Feb. 2, 10 a.m. Approximate lien: $444,415.86. YONKERS, 123 Alexander Ave. Two-family residence; lot size: .17 acre. Plaintiff: HSBC Bank USA National Association. Plaintiff’s attorney: McCabe, Weisberg & Conway PC, 914-636-8990; 145 Huguenot St., Suite 401, New Rochelle 10801. Defendant: Daneri Encamacio. Referee: Jerry Kebrdle. Sale: Feb. 6, 10 a.m. Approximate lien: $422,269.58. YONKERS, 266 McLean Ave. Single-family residence; lot size: .12 acre. Plaintiff: U.S. Bank National Association. Plaintiff’s attorney: Gross Polowy LLC, 716-204-1700; 1775 Wehrle Drive, Williamsville 14221. Defendant: Barbara Bonilla Izaguirre. Referee: Anthony Colavita. Sale: Jan. 30, 9:45 a.m. Approximate lien: $641,405.16. YORKTOWN HEIGHTS, 2718 Quaker Church Road. Single-family residence; lot size: 1.0 acre. Plaintiff: Federal National Mortgage Association. Plaintiff’s attorney: RAS Boriskin, 516-2807675; 900 Merchants Concourse, Westbury 11590. Defendant: Barbara McNicholas. Referee: Barbara Lerman. Sale: Jan. 23, 9:30 a.m. Approximate lien: N/A. YORKTOWN HEIGHTS, 3526 Overlook Ave. Single-family residence; lot size: .5 acre. Plaintiff: HSBC Bank USA National Association. Plaintiff’s attorney: Rosicki & Rosicki & Associates, 845-897-1600; 2 Summit Court, No. 301, Fishkill 11254. Defendant: Paul Cavaluzzi. Referee: Daniel Pagano. Sale: Jan. 22, 9 a.m. Approximate lien: $443,048.29.

JUDGMENTS All Safe Fire Exhaust Service Inc., Thornwood. $6,505 in favor of Fleetwash Inc., Fairfield, New Jersey. Filed Jan. 8.

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Chambers Army and Navy Store, Mount Vernon. $12,926 in favor of VF Outdoor LLC, Appleton, Wisconsin. Filed Jan. 9. Global Automotive Enterprises Inc., Yonkers. $2,424 in favor of Polsinello Fuels Inc., Rensselaer. Filed Jan. 9. J and D Painting, Yonkers. $7,759 in favor of Sherwin-Williams Co., Bethlehem, Pennsylvania. Filed Jan. 9. Menotti Enterprise LLC, Bronx. $614,826 in favor of MRG Engineering and Construction Inc., New Rochelle. Filed Jan. 10. RPL Plumbing Heating and Mechanical, Greenwich, Connecticut. $7,827 in favor of Central Plumbing Specialties Company Inc., Yonkers. Filed Jan. 8. SWS Enterprise Inc., New Rochelle. $40,089 in favor of Winebow Inc., New York City. Filed Jan. 10. TEF Environmental LLC, Rockaway, New Jersey. $103,165 in favor of Rimawi Inc., White Plains. Filed Jan. 8.

Echavarria, Rosa, et al. Filed by Bayview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $251,792 affecting property located at 50 McFadden Circle, Yonkers 10701. Filed Nov. 14.

Sciavillo, Sally V., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $408,000 affecting property located at 5 Village Green, Port Chester 10573. Filed Nov. 14.

Elgendi, Fayed, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $365,500 affecting property located at 452 Saw Mill River Road, Yonkers 10701. Filed Nov. 14.

Toscano, John M., et al. Filed by USAA Federal Savings Bank. Action: seeks to foreclose on a mortgage to secure $376,933 affecting property located at 3475 Munson Place, Yorktown Heights 10598. Filed Nov. 16.

Green, Ethel F., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $323,100 affecting property located at 1200 Warburton Ave., Apt. 27, Yonkers 10701. Filed Nov. 14.

Vanegas, Luzmila, et al. Filed by Select Portfolio Servicing Inc. Action: seeks to foreclose on a mortgage to secure $332,000 affecting property located at 16 Agate Ave., Ossining 10562. Filed Nov. 14.

Hardaway, Tracey, as heir to the estate of Lucious Nelson, et al. Filed by Wells Fargo USA Holdings Inc. Action: seeks to foreclose on a mortgage to secure $247,209 affecting property located at 442 Garden Ave., Mount Vernon 10553. Filed Nov. 16.

Williams, Margaret R., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $485,000 affecting property located at 103 Greenwood Lane, White Plains 10607. Filed Nov. 16.

Hysaj, Gjok, et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $273,800 affecting property located at 3167 Lincoln Drive, Mohegan Lake 10547. Filed Nov. 14.

MECHANIC’S LIENS

The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed.

Kaufman, Harry, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $497,000 affecting property located at 511 N. Bedford Road, Chappaqua 10514. Filed Nov. 15.

Borrelli, Sam Jr., et al. Filed by PNC Bank N.A. Action: seeks to foreclose on a mortgage to secure $220,000 affecting property located at 424 Bellevue Ave., Yonkers 10703. Filed Nov. 15.

Lewis, Aneita, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $360,267 affecting property located at 349 S. Second Ave., Mount Vernon 10550. Filed Nov. 15.

Cadley, Thomas, et al. Filed by MB Financial Bank N.A. Action: seeks to foreclose on a mortgage to secure $333,000 affecting property located at 23 South Road, Katonah 10536. Filed Nov. 16.

Musollino, Vincent, et al. Filed by Bayview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $145,700 affecting property located at 46 Cowles Ave., Yonkers 10704. Filed Nov. 15.

Campbell-Dolman, Kindra, et al. Filed by Ocwen Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $395,500 affecting property located at 279 Bedford Ave., Mount Vernon 10553. Filed Nov. 14.

Numme, Portia, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $421,123 affecting property located at 13 Loch Lane, Rye Brook 10573. Filed Nov. 14.

LIS PENDENS

Cuomo, Christopher, Westchester County public administrator of the estate of Gloria Elgarten, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $938,250 affecting property located at 46 Saxon Way, New Rochelle 10804. Filed Nov. 14. Davis, Gabriel, et al. Filed by PennyMac Loan Services LLC. Action: seeks to foreclose on a mortgage to secure $301,962 affecting property located at 176 Elm Ave., Mount Vernon 10550. Filed Nov. 14.

Pires, Theresa, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $579,500 affecting property located at 3 Lee Road, Somers 10589. Filed Nov. 16. Reynolds, Patrick S., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $304,000 affecting property located at 51 Kettell Ave., Yonkers 10704. Filed Nov. 14.

87-91 Main St Realty LLC, as owner. $12,000 as claimed by Costas Contracting Inc., Yonkers. Property: in Eastchester. Filed Jan. 11. 87-91 Main St Realty LLC, as owner. $73,500 as claimed by Costas Contracting Inc., Yonkers. Property: in Eastchester. Filed Jan. 11. Ling, Zhong, et al, as owner. $10,000 as claimed by Gennaro Bianco Landscaping, Mamaroneck. Property: in Scarsdale. Filed Jan. 9.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Partnerships Get Money Now Ent., 40 Morris St., New Rochelle 10801, c/o Akeem Spady, Jerry Augustin, and Andrew V. Rhett Jr. Filed Oct. 5.

Sole Proprietorships Americana Contracting, 2 Leewood Circle, Eastchester 10709, c/o Philip Formisano. Filed Oct. 6. Assur Maintenance, 50 Askins Place, New Rochelle 10801, c/o Nanda Rampersaud. Filed Oct. 10. Autumn Fall, 512 N. High St., Apt. 2A, Mount Vernon 10552, c/o Tandrea Simone Anderson. Filed Oct. 5.

Calvin Parker, 411 Bronx River Road, 1-F, Yonkers 10704, c/o Calvin Parker. Filed Oct. 5. Cutely Covered, P.O. Box 172, Port Chester 10573, c/o Shanice Mayers. Filed Oct. 10. D and N Retouching, 82 Putnam Road, Cortlandt Manor 10567, c/o Nicholas Naclerio. Filed Oct. 6. Debate 4 Good, 5 Lakeview Drive, Katonah 10536, c/o Jason Crawford. Filed Oct. 6. Donmar Business Services, 25 Pearl Ave., West Harrison 10604, c/o Donna Marie Wall. Filed Oct. 5. East Coast Elite Baseball, 10 Wild Oaks Road, Apt. 110, Goldens Bridge 10526, c/o Kelvin Espinosa. Filed Oct. 6. JSI Masonry Contractors, 32 Longview Ave., White Plains 10605, c/o Joseph Incardona. Filed Oct. 5. Lisa Jayne Healing Arts, 1880 Palmer Ave., Suite 4B, Larchmont 10538, c/o Lisa Jane Schnapper. Filed Oct. 5. Many Edges, 5 Lakeview Drive, Katonah 10536, c/o Jason Crawford. Filed Oct. 6. Me2morph, 16 Ridge Road, Katonah 10536, c/o Irene C. Metaxas. Filed Oct. 6. Norie’s Closet, 195 Buena Vista Ave., Yonkers 10701, c/o Norie Dennis. Filed Oct. 5. Paredes Handyman Services, 124 Hale Ave., Apt. 1A, White Plains 10605, c/o Edwin O. Paredes. Filed Oct. 10. Patrick City Realty, 2 Gramatan Ave., Suite 307, Mount Vernon 10550, c/o Ryan Roger Sharpe. Filed Oct. 5. Resky Car and Limo Service, 210 Tibbetts Road, Yonkers 10705, c/o Earl Anthony Grant. Filed Oct. 10. Start Financial Freedom, 8 Sycamore Ave., Mount Vernon 10553, c/o Maurice Lawrence. Filed Oct. 6.

PATENTS Adjusting the display of social media updates to varying degrees of richness based on environmental conditions and importance of the update. Patent no. 9,871,833 issued to Ethan L. Perry, Lexington, Massachusetts.; Josef Scherpa, Fort Collins, Colorado.; and Andrew L. Schirmer, Andover, Massachusetts. Assigned to International Business Machines Corp., Armonk.


Facts & Figures Automatic scaling of at least one user application to external clouds. Patent no. 9,871,745 issued to Malgorzata Steinder, Leonia, New Jersey; and Merve Unuvar, New York. Assigned to International Business Machines Corp., Armonk. Determining game maturity levels and streaming gaming content to selected platforms based on maturity levels. Patent no. 9,872,072 issued to Jordan A. Eliseo, Austin, Texas; Yucong Feng, Austin, Texas; Su Liu, Austin, Texas; and Andrew F. Ly, Austin, Texas. Assigned to International Business Machines Corp., Armonk. Goal-based connection management between parties. Patent no. 9,871,834 issued to Paul R. Bastide, Boxford, Massachusetts; Matthew E. Broomhall, Goffstown, New Hampshire; Robert E. Loredo, North Miami Beach, Florida; and Dale M. Schultz, Limerick, Maine. Assigned to International Business Machines Corp., Armonk. Implementing back-drilling elimination utilizing anti-electroplate coating. Patent no. 9,872,399 issued to Matthew S. Doyle, Chatfield, Minnesotta; Joseph Kuczynski, North Port, Florida.; Phillip V. Mann, Rochester, Minnesotta; and Kevin O’Connell, Rochester, Minnesotta. Assigned to International Business Machines Corp., Armonk. Power decoupling attachment. Patent no. 9,872,392 issued to Lei San, Carmel. Assigned to International Business Machines Corp., Armonk. Substrate via filling. Patent no. 9,872,394 issued to Steven A. Cordes, Yorktown Heights; Bing Dang, Chappaqua; Sung K. Kang, Chappaqua; Yu Luo, Hopewell Junction; and Peter J. Sorce, Poughkeepsie. Assigned to International Business Machines Corp., Armonk. System and method for peerto-peer utility sharing. Patent on. 9,871,858 issued to Jessica P. Doherty, Poughkeepsie; Heidi Lagares-Greenblatt, Highland; and Justin A. McCoy, Austin, Texas. Assigned to International Business Machines Corp., Armonk. System and methods for providing voice transcription. Patent no. 9,871, 916 issued to John R. Dingler, Dallas, Georgia.; Sri Ramanathan, Lutz, Florida.; Matthew A. Terry, Durwoody, Georgia.; and Matthew B. Trevathan, Kennesaw, Georgia. Assigned to International Business Machines Corp., Armonk. User recommendations in a social media network. Patent no. 9,871,758 issued to Paul R. Bastide, Boxford, Massachusetts; Lisa Seacat DeLuca, Baltimore, Maryland.; and Lydia M. Do, Raleigh, North Carolina. Assigned to International Business Machines Corp., Armonk.

HUDSON VALLEY BUILDING LOANS Above $1 million

Reyes, Silverio, et al, New Windsor, as owner. Lender: Walden Savings Bank, Montgomery. Property: in New Windsor. Amount: $146,700. Filed Jan. 8. Techcity 42 & 43 LLC, et al, Kingston, as owner. Lender: Greater Hudson Bank, Bardonia. Property: in Kingston. Amount: $600,000. Filed Jan. 10.

Hudson Valley Commercial Development LLC, as owner. Lender: Live Oak Banking Co. Property: in Fishkill. Amount: $5 million. Filed Jan. 5.

Above $1 million

Hudson Valley Commercial Development LLC, as owner. Lender: Live Oak Banking Co. Property: in Fishkill. Amount: $2.5 million. Filed Jan. 5.

4003 Summerville LLC, Monroe. Seller: Route 94 Truck Plaza Inc., Newark, New Jersey. Property: 4003 Summerville Way, Chester 10918. Amount: $1.3 million. Filed Jan. 10.

Wallkill Apartments LLC, Scarsdale, as owner. Lender: Citibank N.A., et al. Property: in Wallkill. Amount: $4.2 million. Filed Jan. 8.

Capital One N.A. Seller: Gregg Hoffman, et al, Holmes. Property: 1527 Route 292, Holmes 12531. Amount: $4.6 million. Filed Jan. 8.

Below $1 million Campolo, Angela, et al, as owner. Lender: Rhinebeck Bank, Poughkeepsie. Property: in East Fishkill. Amount: $279,900. Filed Jan. 5. Capital Estates Corp., Middletown, as owner. Lender: LendingHome Funding Corp., San Francisco, Califoria. Property: in Middletown. Amount: $92,400. Filed Jan. 11. Capital Estates Corp., Monroe, as owner. Lender: RCN Capital LLC, South Windsor, Connecticut. Property: 563/565 Route 211 West, Wallkill 12589. Amount: $22,250. Filed Jan. 9. Capital Estates Corp., Monroe, as owner. Lender: RCN Capital LLC, South Windsor, Connecticut. Property: 13 Amchir Ave., Middletown 10940. Amount: $51,000. Filed Jan. 9. HF Commercial Realty LLC, Goshen, as owner. Lender: JPMorgan Chase Bank N.A. Property: 2681 Route 17M, Goshen. Amount: $222,500. Filed Jan. 9. Landmark Elite Holdings LLC, as owner. Lender: Lendinghome Funding Corp. Property: in Milan. Amount: $156,800. Filed Jan. 10. Mountain Paradise Builder Inc., New Windsor, as owner. Lender: Shepherd’s Finance LLC, Jacksonville, Florida. Property: 19 Ramblewood Drive, Newburgh 12550. Amount: $207,900. Filed Jan. 9. Quist, Gary Alan, et al, Esopus, as owner. Lender: Sawyer Savings Bank, Saugerties. Property: 62 Popletown Road, Esopus 12429. Amount: $568,000. Filed Jan. 12.

DEEDS

Middletown Plaza Holdings LLC, Monsey. Seller: CSMC 2007-C1 Dolson Avenue LLC, Irving, Texas. Property: 130-138, 144-146, and 156 Dolson Ave., Middletown. Amount: $4 million. Filed Jan. 9. Wallkill Apartments Housing Development Fund Corp., Hopewell Junction. Seller: Wallkill Apartments LLC, Scarsdale. Property: 55-75-88 Senior Way, Wallkill. Amount: $7.9 million. Filed Jan. 12.

Below $1 million 19 Lex LLC, Monroe. Seller: Mark D. Stern, Goshen. Property: 19 Lexington Hill, Harriman 10926. Amount: $67,000. Filed Jan. 9. 206-208 Main Street LLC, Wallkill. Seller: Tahir Gecaj, Beacon. Property: in Beacon. Amount: $770,000. Filed Jan. 9. 24-26 Church Street NP LLC, New Paltz. Seller: Kathleen K. Green, Schroon Lake. Property: in New Paltz. Amount: $400,000. Filed Jan. 8. 41 Bull Mine LLC, Monroe. Seller: Robert Walker, Chester. Property: 41 Bull Mine Road, Blooming Grove. Amount: $189,900. Filed Jan. 9. 429 Lake Drive LLC, New York City. Seller: Winfried U. Schubert, Rhinebeck. Property: in Clinton. Amount: $490,000. Filed Jan. 9. 5450 Route 9W LLC, Bridgehampton. Seller: Route 9W Associates of Newburgh Inc., Newburgh. Property: in Newburgh. Amount: $660,000. Filed Jan. 8. 64 Plattekill LLC, New Paltz. Seller: Richard A. Krug, New York City. Property: 64 Plattekill Ave., New Paltz 12561. Amount: $310,000. Filed Jan. 12.

64 West Realty LLC, Gardiner. Seller: Rosa Maceira, Poughkeepsie. Property: 64 W. Union St., Kingston. Amount: $195,000. Filed Jan. 10. Affinity Media LLC, New Rochelle. Seller: Prof-2013-S3 Legal Title Trust. Property: 151 Hilltop Road, Monroe 10950. Amount: $195,000. Filed Jan. 9. Al Twal LLC, Poughkeepsie. Seller: Adam Koc, et al, Newburgh. Property: 54 Beaver Road, LaGrangeville 12540. Amount: $162,000. Filed Jan. 5. Amebel LLC, Newburgh. Seller: Deborah Van Tine, Highland. Property: 15-17 Church St., Lloyd. Amount: $140,000. Filed Jan. 10. Bank of America N.A. Seller: Daniel P. Thompson, et al, Warwick. Property: 50 Points of View, Warwick 10990. Amount: $447,049. Filed Jan. 10. Blue Arrow Too LLC, Hamburg, New Jersey. Seller: Glenwood Partners LLC, Piermont. Property: in Warwick. Amount: $100,000. Filed Jan. 12. Blue Arrow Too LLC, Hamburg, New Jersey. Seller: Glenwood Partners LLC, Piermont. Property: in Warwick. Amount: $150,000. Filed Jan. 12. Central Hudson Gas and Electric Corp., Poughkeepsie. Seller: Children’s Home of Kingston New York, Kingston. Property: in Saugerties. Amount: $50,000. Filed Jan. 10. Darilee Custom Homes Inc., Holmes. Seller: S. Demakos Associates LLC, Poughkeepsie. Property: in East Fishkill. Amount: $32,500. Filed Jan. 10. Deutsche Bank National Trust Co. Seller: David Gubits, Walden. Property: 74 Lois Lane, Monroe 10950. Amount: $365,351. Filed Jan. 8. Deutsche Bank National Trust Co. Seller: Fircy Antonio Nunez, Middletown. Property: 5 Park Court, Middletown 10940. Amount: $312,712. Filed Jan. 9. Deutsche Bank National Trust Co. Seller: Robert Ostertag, Poughkeepsie. Property: 193 Hooker Ave., Poughkeepsie 12603. Amount: $279,500. Filed Jan. 8. DFGR One LLC, Woodmere. Seller: Robyn Williams, Newburgh. Property: 249 First St., Newburgh 12550. Amount: $32,500. Filed Jan. 12. East Coast Investors INTL LLC, Monroe. Seller: Robert DiNardo, Newburgh. Property: 298 Spring St., Monroe. Amount: $293,237. Filed Jan. 8.

East Coast Investors INTL LLC. Seller: Nancy Schneider, Washingtonville. Property: 361 Route 211 West, Middletown 10940. Amount: $65,100. Filed Jan. 10.

Hudson Heritage Federal Credit Union, Middletown. Seller: Owen D. Ridgeley, Fort Lauderdale, Florida. Property: 106-108 Lake Ave., Middletown. Amount: $114,500. Filed Jan. 8.

EGDG Realty Holdings LLC, Bronxville. Seller: HSBC Bank USA N.A. Property: 35 Decker Drive, Washingtonville 10992. Amount: $189,000. Filed Jan. 8.

J and M Realty Group LLC, Monroe. Seller: East Coast Investors INTL LLC, Monroe. Property: 298 Spring St., Monroe 10950. Amount: $320,000. Filed Jan. 8.

Federal Home Loan Mortgage Corp. Seller: Jason Hettler, Goshen. Property: 167 W. Main St., Port Jervis 12771. Amount: $225,629. Filed Jan. 8.

J. Adams Holding LLC, Poughkeepsie. Seller: Jack E. Schachner, Pleasant Valley. Property: 174 Violet Ave., Poughkeepsie 12601. Amount: $58,500. Filed Jan. 5.

Federal Home Loan Mortgage Corp. Seller: John J. Fallon, Walden. Property: 959 Route 32, Wallkill 12589. Amount: $261,263. Filed Jan. 9.

JLRF Ventures LLC, Monroe. Seller: The Bank of New York Mellon. Property: 2517 Whispering Hills, Chester 10950. Amount: $116,001. Filed Jan. 10.

Federal Home Loan Mortgage Servicing LLC. Seller: Michelle Anderson, Newburgh. Property: 16 Spruce Peak Road, Middletown 10940. Amount: $226,663. Filed Jan. 11.

JR Hart Properties LLC, Pine Bush. Seller: June R. Shepard, et al, Pine Bush. Property: 96 Maple Ave., Crawford. Amount: $188,500. Filed Jan. 12.

Federal National Mortgage Association. Seller: Dolores Johnstone, Newburgh. Property: 35 Delaware Road, Newburgh 12550. Amount: $181,059. Filed Jan. 10. Federal National Mortgage Association. Seller: Frank Neuschaefer, et al, Chester. Property: 2504 Whispering Hills Drive, Unit 533, Chester 10918. Amount: $134,975. Filed Jan. 11. Federal National Mortgage Association. Seller: Michael G. Badalucco, Walden. Property: 16 South St., Walden 12586. Amount: $127,400. Filed Jan. 10. Firehouse III Realty Corp., Fishkill. Seller: Wells Fargo Bank N.A. Property: 19 Robinson St., Fishkill 12524. Amount: $21,000. Filed Jan. 10. First American International Bank, Brooklyn. Seller: Scott A. Russell, Monticello. Property: 22 Shelley Court, Middletown 10941. Amount: $107,968. Filed Jan. 11. Harlem Valley LLC, Scottsdale, Arizona. Seller: Harlem Valley Landfill Corp., Amenia. Property: 4429 Route 22, Amenia 12501. Amount: $75,000. Filed Jan. 8. HF Commercial Realty LLC, Monroe. Seller: Madronal Realty Company LLC, Goshen. Property: 2681 Route 17M, Goshen. Amount: $900,000. Filed Jan. 9. Hudson Heritage Federal Credit Union, Middletown. Seller: Ernest Saporito, et al, Middletown. Property: 14 Indian Trail Road, Middletown 10941. Amount: $240,000. Filed Jan. 12.

WCBJ

Kfar Chabad Upstate LLC, Brooklyn. Seller: Nunzio A Bisking Sr., Middletown. Property: 1122 Briggs Highway, Wawarsing. Amount: $150,000. Filed Jan. 12. Kfar Chabad Upstate LLC, Brooklyn. Seller: Nunzio A Bisking Sr., Middletown. Property: Briggs Highway, Wawarsing. Amount: $100,000. Filed Jan. 12. Kfar Chabad Upstate LLC, Brooklyn. Seller: Nunzio Bisking LLC, Middletown. Property: 11141124 Briggs Highway, Wawarsing. Amount: $175,000. Filed Jan. 12. KHH125 LLC, Monroe. Seller: Castlerock 2017 LLC, White Plains. Property: in Port Jervis. Amount: $23,000. Filed Jan. 11. Konjas and Holmquist Construction Inc., Olivebridge. Seller: Idel Reyentovich, Brooklyn. Property: in Rochester. Amount: $52,000. Filed Jan. 10. KZ-JV-VV Inc., et al, Highland. Seller: Ulster Precision Inc., Kingston. Property: in Kingston. Amount: $375,000. Filed Jan. 9. Landmark Elite Holdings LLC, Suffern. Seller: Ricky T. Gee, Brooklyn. Property: 26 Rock City Road, Milan 12571. Amount: $125,000. Filed Jan. 10. Makai Real Estate LLC, Brooklyn. Seller: Nancy Fox, Huguenot. Property 93 Godeffroy Road, Huguenot 12746. Amount: $174,000. Filed Jan. 9. MC Rugby LLC, Red Hook. Seller: Timothy Murphy, et al, Saugerties. Property: in Saugerties. Amount: $575,000. Filed Jan. 8.

JANUARY 22, 2018

19


Facts & Figures Mountain Paradise Builder Inc., New Windsor. Seller: Mark Cambareri, Pine Bush. Property: 19 Ramblewood Drive, Newburgh 12550. Amount: $185,100. Filed Jan. 9. Newburgh Ventures Construction LLC, Wallkill. Seller: Atlantica LLC, Midvale, Utah. Property: 117 Quaker St., Wallkill 12589. Amount: $122,500. Filed Jan. 9. Northern Enterprise NY LLC, Cornwall-on-Hudson. Seller: Cirino M. Bruno, Kenoza Lake. Property: 24 Rockwood Drive, Newburgh 12550. Amount: $160,100. Filed Jan. 10. Northern Enterprise NY LLC, Cornwall-on-Hudson. Seller: Michele L. Babcock, Walden. Property: 17 Webster Court, Monroe 10950. Amount: $256,500. Filed Jan. 12. NYC REO LLC, New York City. Seller: Joel Vorndran, et al, Milton. Property: in Marlborough. Amount: $5,000. Filed Jan. 9. Old Stockade Development LLC, Kingston. Seller: JC Smakk LLC, East Syracuse. Property: in Kingston. Amount: $375,000. Filed Jan. 9. Prof-2013-S3 Legal Title Trust. Seller: Joseph B. Steffy IV, Newburgh. Property: 151 Hilltop Road, Monroe 10950. Amount: $571,451. Filed Jan. 9. Queens 209 LLC, Highfalls. Seller: Lisa Rosakranse, Kerhonkson. Property: in Rochester. Amount: $125,000. Filed Jan. 11. Radio Kingston Corp., Kingston. Seller: City of Kingston. Property: 693 Broadway, Kingston. Amount: $190,000. Filed Jan. 11. Red Cedar Arborist Inc., Wappingers Falls. Seller: Reed Swenson, Wappingers Falls. Property: in Wappinger. Amount: $525,000. Filed Jan. 10. RenovaCore Properties Inc., Hopewell Junction. Seller: Wells Fargo Bank N.A. Property: 13 Wendy Drive, Poughquag 12570. Amount: $140,000. Filed Jan. 8. Revival Properties II LLC, Middletown. Seller: Michael A. Bauer, et al, New Hampton. Property: in Wawayanda. Amount: $50,000. Filed Jan. 11. Sapphire Services USA LLC, Brooklyn. Seller: Thomas M. McEwen, Walden. Property: 12 Old Hemlock Drive, New Windsor 12553. Amount: $159,000. Filed Jan. 10. Secretary of Veterans Affairs, Nashville, Tennessee. Seller: Mark D. Stern, Goshen. Property: 402 St. Andrews Road, Walden 12586. Amount: $235,757. Filed Jan. 8.

20

JANUARY 22, 2018

Shang Zhi Xuan LLC, Poughkeepsie. Seller: Lucille Neener, Poughkeepsie. Property: in Poughkeepsie. Amount: $174,000. Filed Jan. 8. SPF Holdings LLC, Marlboro. Seller: Gay D. Lee, Newburgh. Property: in Newburgh. Amount: $129,000. Filed Jan. 8. The Bank of New York Mellon. Seller: David Russell, Newburgh. Property: 29 Schoolhouse Road, Tuxedo 10987. Amount: $529,950. Filed Jan. 8. The Bank of New York Mellon. Seller: Sarah Ramos, Goshen. Property: 98 Petticoat Lane, Bloomingburg 12721. Amount: $758,663. Filed Jan. 9. The Bank of New York. Seller: Maureen Moran, New City. Property: 121 Crawford St., Pine Bush 12566. Amount: $460,229. Filed Jan. 12. U.S. Bank N.A. Seller: Anthony LoBiondo, Newburgh. Property: 23 Woodland Ave., Middletown 10940. Amount: $419,121. Filed Jan. 8. U.S. Bank N.A. Seller: Carla S. Wise, Goshen. Property: 76 Hawxhurst Road, Monroe 10950. Amount: $254,858. Filed Jan. 10. U.S. Bank N.A. Seller: Clark E. McCollum, Glen Spey. Property: 156 Shin Hollow Road, Port Jervis 12771. Amount: $295,963. Filed Jan. 8. U.S. Bank N.A. Seller: George W. Lithco, Walden. Property: 23 Lake Region Blvd., Monroe 10950. Amount: $225,016. Filed Jan. 8. U.S. Bank N.A. Seller: George W. Lithco, Walden. Property: 76 Highway 61, Westbrookville 12785. Amount: $314,772. Filed Jan. 11. U.S. Bank N.A. Seller: Michael Spencer Blustein, Goshen. Property: 10 Finneran Lane, Pine Bush 12566. Amount: $264,050. Filed Jan. 12. U.S. Bank N.A. Seller: Peter Dingman, et al, Fishkill. Property: in LaGrange. Amount: $267,500. Filed Jan. 5. U.S. Bank N.A. Seller: Sarah Sholes, Poughkeepsie. Property: 5 Haggerty Hill Road, Rhinebeck 12572. Amount: $354,000. Filed Jan. 5. U.S. Bank Trust N.A. Seller: Carla S. Wise, Goshen Property: 610 and 618 Oakland Valley Road, Cuddebackville. Amount: $261,000. Filed Jan. 9. U.S. Bank Trust N.A. Seller: Kyle Barnett, Poughkeepsie. Property: 15 Sycamore Court, Unit 15, Fishkill 12524. Amount: $521,500. Filed Jan. 8.

WCBJ

U.S. Bank Trust N.A. Seller: Mark Stern, Goshen. Property: 116 and 118 Waywayanda Ave., Middletown 10940. Amount: $171,465. Filed Jan. 9. U.S. Bank Trust N.A. Seller: Richard Schisano, Newburgh. Property: 27 Peach Place, Middletown 10940. Amount: $150,663. Filed Jan. 11. Wash5 LLC, Rhinebeck. Seller: Dutchess Living Space LLC, Millbrook. Property: 5 Washington Ave., Millbrook. Amount: $230,000. Filed Jan. 9. Wash9 LLC, Rhinebeck. Seller: Stephen E. Curley, et al, Millbrook. Property: 7-9 Washington Ave., Millbrook. Amount: $185,000. Filed Jan. 9. Wilmington Savings Fund Society FSB. Seller: Harbalwant Singh, Montgomery. Property: 40 Corbett Road, Montgomery 12549. Amount: $448,386. Filed Jan. 8. Wilmington Savings Fund Society FSB. Seller: Rosa E. Umanzor, et al, Newburgh. Property: 10 Elm St., Newburgh 12550. Amount: $166,592. Filed Jan. 11. WJL85 LLC, Brooklyn. Seller: Woodbury Villas A LLC, Brooklyn. Property: 14 Adelake Fareway, Monroe. Amount: $300,000. Filed Jan. 11. YYY Properties LLC, Chester. Seller: Paul Marks, Montgomery. Property: 283 Quassaick Ave., New Windsor 12553. Amount: $120,500. Filed Jan. 12.

JUDGMENTS 50 Circle Road Inc., Kingston. $162 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 8. A Woman A Part LLC, Ulster Park. $685 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 8. AAT-All About Tooth Dental Solutions, Goshen. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2. Assurity Group LLC, Warwick. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2. Belle Growl Inc., Monroe. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2.

Bricktown Furniture and Liquidation Store Inc., Middletown. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2. Brown and Brown Properties LLC, New Windsor. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2. Core Consulting Solutions LLC, Westtown. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2. D. Te-O. Solutions Car Wash Inc., Kingston. $895 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 8. DCO Realty Company Inc., Newburgh. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2. Dealer Insight Inc., Newburgh. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2. Devon and Pembrokeshire Moving and Storage Company Inc., Warwick. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2. Empire Dock and Door Inc., Otisville. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2. Euphoria Yoga Woodstock Inc., Woodstock. $406 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 8. European Cycle Services Corp., Middletown. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2. Febex Inc., New Windsor. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2. Flanangan Chiropractic PC, Walden. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2. Garrison’s Union Street Tavern and Wine Cellar LLC, Montgomery. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2.

Gemma House LLC, Shandaken. $527 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 8. Getty Contracting LLC, Monroe. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2. Go Plumbing and Heating Inc., Monroe. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2. Harriman Auto Spa Services Inc., Harriman. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2. Hudson Historics LLC, Warwick. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2. Interamerica Distribution Services Inc., Middletown. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2. J and M Utilities Inc., Montgomery. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2. JAS Property Management and Realty, Pine Bush. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2. JMLJ Inc., Harriman. $1,054 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2. KM Salon Concepts Inc., Pine Bush. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2. Montgomery Restaurant Group Inc., Montgomery. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2. MVM Technologies Inc., Accord. $498 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 8. NH Farms Inc., Port Jervis. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2.

O and J Construction Company Inc., Florida. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2. Oasis Entertainment LLC, Newburgh. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2. Orange Primary Medical Care PLLC, Newburgh. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2. Pro Express Inc., Florida. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2. Raw Power Electric Corp., Middletown. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2. So’s Cleaning Service Inc., Newburgh. $857 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2. Steamex Ltd., Monroe. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2. Techstrip Sales Ltd., Newburgh. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2. The Kingston Clock Shop, Kingston. $1,348 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 8. TSI Service Company Inc., Monroe. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2. TTC Network Services Inc., Pine Island. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2. Two Brothers Hardscape Home Improvement Inc., Newburgh. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2. Upfront Laboratory Services Inc., Newburgh. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2.


Facts & Figures Upstate Suppliers Inc., Monroe. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2. Wellbuilt Home Additions LLC, Monroe. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2. Wildlife Encounters Taxidermy, Hurley. $1,013 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 8. Woodstock Outdoor Company Inc., Woodstock. $44,478 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 8. Xkandalo Inc., Newburgh. $1,054 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 2.

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed. Accomando, Mary Anne, et al. Filed by New Penn Financial LLC. Action: seeks to foreclose on a mortgage to secure $128,000 affecting property located at 1 Sycamore Court, Highland Mills 10930. Filed Nov. 20. Aghadiuno, Rita, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $260,000 affecting property located at 19 Brookland Farms Road, Poughkeepsie 12601. Filed Jan. 3. Agustsson, Diane, individually and as surviving spouse of Magnus Agustsson, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $170,000 affecting property located at 176 Broadway, Kingston 12401. Filed Jan. 10. Alexander, Fay, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $406,125 affecting property located at 21 Russo Drive, Newburgh 12550. Filed Nov. 22. Belfance, Alison A., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $276,250 affecting property located at 62 Houtman Road, Saugerties 12477. Filed Jan. 10. Burhans, Jean M., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $105,000 affecting property located at 345 Main St., Rosendale 12472. Filed Jan. 12.

Camburn, Rossman M. Jr., et al. Filed by Hudson Valley Federal Credit Union. Action: seeks to foreclose on a mortgage to secure $100,000 affecting property located at 98 Millis Lane, Stanfordville 12581. Filed Jan. 3.

Isacsen-Klass, Kristen, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 47 The Rise, Unit 85, Warwick 10990. Filed Nov. 21.

Campos, Maria, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $277,775 affecting property located at 96 Logans Way, Maybrook 12543. Filed Nov. 20.

Jansen, Gail, et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $120,000 affecting property located at 35 Grove St., Kingston 12401. Filed Jan. 11.

Cepeda, Azucena, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $210,600 affecting property located at 57 Duelk Ave., Monroe 10950. Filed Nov. 22.

Johnson, James A., individually and as heir to the estate of Zenail Johnson, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $114,257 affecting property located at 90 Fullerton Ave., Newburgh 12550. Filed Nov. 27.

Cortijo, Carmen R., et al. Filed by Carrington Mortgage Services LLC. Action: seeks to foreclose on a mortgage to secure $287,006 affecting property located at 117 Watkins Ave., Middletown 10940. Filed Nov. 27.

Locke, Richard, et al. Filed by Homestead Funding Corp. Action: seeks to foreclose on a mortgage to secure $270,697 affecting property located at 2685 Route 1, Port Jervis 12771. Filed Nov. 17.

Davis, Darcella, et al. Filed by Bayview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $298,700 affecting property located at 28 Clintonwood Drive, New Windsor 12553. Filed Nov. 22.

Mann, Sherman F. Jr., et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $218,000 affecting property located at 6 Harding St., Otisville 10963. Filed Nov. 27.

Decker, Mark A., et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $135,000 affecting property located at 70 Grand Ave., Middletown 10940. Filed Nov. 17.

Michetti, Diane, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $115,000 affecting property located at 105 Cherry Hill Drive, Poughkeepsie 12603. Filed Jan. 3.

Foley, Michael, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $320,808 affecting property located at 347 Route 49, Middletown 10940. Filed Nov. 17.

Montalbano, Eileen, et al. Filed by Roundpoint Mortgage Servicing Corp. Action: seeks to foreclose on a mortgage to secure $158,526 affecting property located at 54 Wickham Drive, Warwick 10990. Filed Nov. 27.

Gildea, Francis V., et al. Filed by PHH Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $205,000 affecting property located at 418 Shoddy Hollow Road, Middletown 10940. Filed Nov. 20.

Mousseau, Linda, et al. Filed by Citizens Bank N.A. Action: seeks to foreclose on a mortgage to secure $60,000 affecting property located at 100 Esopus Ave., Esopus. Filed Jan. 10.

Gittens, Adasha, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $215,200 affecting property located at 23 Guinea Hill Road, New Hampton 10958. Filed Nov. 20.

Ocasio, Vivian, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $310,500 affecting property located at 6 Marshall Drive East, New Windsor 12553. Filed Nov. 22.

Goodin, Roxanne, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $277,840 affecting property located at 312 Aristotle Drive, Maybrook 12543. Filed Nov. 22.

Patel, Thakor N., et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $715,000 affecting property located at 343 Greeves Road, New Hampton 10958. Filed Nov. 22.

Hirsch, Moses, et al. Filed by Cenlar FSB. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 47 Seven Springs Road, Monroe 10950. Filed Nov. 27.

Powell, Mary, individually and as administratrix of the estate of Jeffrey R. Powell, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $200,000 affecting property located at 12 Summit Ridge Drive, Newburgh 12550. Filed Nov. 22.

Smikle, Loel, et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $313,468 affecting property located at 228 Carter Ave., Newburgh 12550. Filed Nov. 17.

High Meadows Cooperative Corp., as owner. $39,947 as claimed by Cemco Water and Wastewater Specialists Inc., Stormville. Property: 160 Holsapple Road, Dover. Filed Jan. 5.

Smith, Stephen W., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $164,800 affecting property located at 1 Brook Drive, Unit 14, Washingtonville 10992. Filed Nov. 27.

Hylton, Christina, as owner. $353 as claimed by Jason M. Heffler, Pleasant Valley. Property: 7 Glenwood Ave., Poughkeepsie. Filed Jan. 11.

The estate of Norene E. Helm, et al. Filed by Capital One N.A. Action: seeks to foreclose on a mortgage to secure $115,000 affecting property located at 36 Marshall Drive, New Windsor 12553. Filed Nov. 27. Theagene, Romel, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $282,783 affecting property located at 6 Osborne Road, Poughkeepsie 12601. Filed Jan. 3. Tierney, Richard P., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $160,530 affecting property located at 35 Flanders Lane, West Hurley 12491. Filed Jan. 12. Wagshal, Masha, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $333,700 affecting property located at 16 Lanzut Court, Monroe 10950. Filed Nov. 22.

MECHANIC’S LIENS Botbol, Jean Luc, et al, as owner. $8,125 as claimed by Maya Construction I Inc., Hopewell Junction. Property: 239 Pumpkin Lane, Clinton. Filed Jan. 9. Catskill Farms Inc., as owner. $5,316 as claimed by Stoneridge Electrical Service Inc., Hurley. Property: Lot 10, Dawson Lane, Kerhonkson. Filed Jan. 10. Catskill Farms, as owner. $9,742 as claimed by Stoneridge Electrical Service Inc., Hurley. Property: Lot 9, Dawson Lane, Kerhonkson. Filed Jan. 10. Corbin Hill LLC, as owner. $314,000 as claimed by Arne Braaten, New City. Property: in Fort Montgomery. Filed Jan. 12. Dover Greens LLC, as owner. $42,137 as claimed by Embe Home Solutions Inc., Bedford Hills. Property: 73 Wheeler Road, Dover. Filed Jan. 10. Gas Land Petroleum Inc., as owner. $2,002 as claimed by Rob’s Plumbing and Heating Inc., Newburgh. Property: in Newburgh. Filed Jan. 8.

Matrix Newburgh I LLC, as owner. $50,884 as claimed by Ward Pavements Inc., Goshen. Property: 108 Route 17K, Newburgh 12550. Filed Jan. 9. R and B Renaissance Realty LLC, as owner. $20,804 as claimed by LCS Companies of New York Inc., Poughkeepsie. Property: 4975 Albany Post Road, Hyde Park. Filed Jan. 5. Victory Lake Realty Associates LLC, as owner. $47,402 LCS Companies of New York Inc., Poughkeepsie. Property: 419 N. Quaker Lane, Hyde Park. Filed Jan. 5.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Doing Business As Fifty-Six Emerson Inc., d.b.a. Terri’s Market and Deli, 56 Emerson St., Kingston 12401. Filed Jan. 3. Jennifer Eileen Cody, D.V.M. PC, d.b.a. Lake Katrine Animal Hospital, 1842 Ulster Ave., Lake Katrine 12449. Filed Jan. 3.

Partnerships Goods Luncheonette, 4125 Route 28, Olive 12412, c/o Barbara McKay and Ricki D. Feller. Filed Jan. 10. HybredLyfe_Entertainment, 73 Stephan St., Kingston 12401, c/o Frederick Joseph Edwards Jr. and William Shane Martin. Filed Jan. 9.

A Toque of Class Catering, 211 Third St., Wallkill 12589, c/o Joseph M. Romano. Filed Jan. 5. Afterimage, 16 Bay View Terrace, Newburgh 12550, c/o Hadrien Postel Vinay. Filed May 15. Created by Alicia Ann, 83 Forest Glen Road, Pine Bush 12566, c/o Alicia A. Humphrey. Filed Jan. 3. Dawson Treasures, P.O. Box 51, Napanoch 12458, c/o Sean D. Nesbitt. Filed Jan. 2. Greener Electric, 89 Pleasant Ridge Drive, West Hurley 12491, c/o Stephen H. Greener. Filed Jan. 10. Isculptmybody, 105 Highland Ave., Monroe 10950, c/o Cemiaji Powell. Filed May 11. LM Leary Productions, 108 Howells Road, Middletown, c/o Liam Michael Leary. Filed May 15. LM Trucking, 1191 Maggie Road, Newburgh 12550, c/o Lawrence E. Moss. Filed May 15. McDermott Plowing and Lawncare, 344 Overlook Drive, Hurley 12443, c/o Brandon Brian McDermott. Filed Jan. 8. Michael Poulson Enterprises, 99 Kings Highway, Warwick 10990, c/o Michael Edmund Poulson. Filed May 12. Neenee’s Garden and Gardening Maintenance, 106 Linden Ave., Middletown 10940, c/o Heriberto Sanchez-Leon. Filed May 15. Oma’s Lil’ Craft Store, 1 Hobrail Court, New Windsor 12553, c/o Barbara Lewis. Filed May 10. Reclaim and Restore, 24 Ronald Regan Blvd., Warwick, c/o John M. Ward. Filed May 12. Ridgeview Seamless Gutters, 612 Decker Road, Wallkill 12589, c/o Mario Louis Torchio. Filed Jan. 3. Sam’s Swap Shop, P.O. Box 1412, Kingston 12402, c/o Debra R. Kogan. Filed Jan. 5. SKL Designs, 191 Lippincott Road, Wallkill 12589, c/o Sarah Katherine LaSpada. Filed Jan. 8.

Sole Proprietorships

The Traveling Toque, 211 Third St., Wallkill 12589, c/o Joseph M. Romano. Filed Jan. 5.

A and S All Seasonal Lawn Care and Landscaping, 5 Jeanette Lane, Lake Katrine 12449, c/o Cindy S. Van Steenburg. Filed Jan. 2.

Winning Logistics, 30 Lackawack Hill Road, Lot 3, Napanoch 12458, c/o Anthony Ramos. Filed Jan. 8.

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JANUARY 22, 2018

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LEGAL NOTICES Notice of Formation of PILATES BY DANIELA, LLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 9/11/17. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 64 Heath Place, Hastings-on-Hudson, NY 10706. Purpose: any lawful act or activity. #61489 Bluestone 145 E 62 LLC. Filed 11/30/17 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 12 Water St. Suite 204, White Plains, NY 10601 Purpose: all lawful #61490 VDO Solutions LLC. Filed 11/13/17 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 1 Point Place, Chappaqua, NY 10514 Purpose: all lawful #61491 Notice of Formation of Rosebud Publishing, LLC. Arts. of Org. filed with SSNY on 3/7/2017. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to Denise Prata, 18 Scott Circle, Purchase, NY 10577. Purpose: any lawful act or activity. #61492 NOTICE OF FORMATION of Picture That, LLC. Fict. name: PICTURE THAT ART CONSULTANTS, LLC. Authority filed with Secy. of State of NY (SSNY) on 11/13/2017. Office loc: Westchester County. LLC formed in CT on 09/25/2000. SSNY designated agent upon whom process may be served and shall mail copy of process against LLC to: Soundview Plaza, 1266 E. Main St., Suite 700R, Stamford, CT 06902. Certificate of LLC filed with Secy. of State of CT located at: 30 Trinity St., Hartford, CT 06106. Purpose: Any lawful act. #61493 Notice of Formation of 1230 PROSPECT AVE LLC. Principal office Westchester County. Secretary of State of NY (SSNY) designated as agent for service of process. SSNY shall mail a copy of any process served against the LLC to 2 Wilson PLace, Mt Vernon, NY 10550. Articles of Organization of the LLC filed with the SSNY on September 29, 2017. Purpose: Any lawful act(s). #61494 NOTICE OF FORMATION of Realty Gladiators LLC Arts. Of Org. filed with SSNY on 12/04/17. Office in Westchester County. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the Realty Gladiators LLC: 2005 Palmer Avenue 619, Larchmont, NY 10538. Purpose: any lawful purpose. #61497 Vandy Photography LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 4/5/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to Stuart Dworkin, 2042 Central Park Ave., Yonkers, NY 10710. General Purpose. #61498

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JANUARY 22, 2018

Notice of Formation of Adornetto Realty LLC, a domestic LLC. Art. Of Org. filed with SSNY on 12/11/17. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 185 Kisco Avenue, Ste. 604, Mount Kisco, NY 10549. Purpose: Any Lawful Purpose. #61499 Notice of formation of Limited Liability Company (ìLLCî). Name: The Swinburne Building LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on December 11, 2017. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to The Swinburne Building LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/character of LLC is to engage in any lawful act or activity. #61500 Notice of formation of Limited Liability Company (ìLLCî). Name: The Swinburne Building Manager LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on December 11, 2017. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to The Swinburne Building Manager LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/character of LLC is to engage in any lawful act or activity. #61501 Notice of formation of Limited Liability Company (ìLLCî). Name: The Swinburne Building Associates LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on December 11, 2017. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to The Swinburne Building Associates LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/character of LLC is to engage in any lawful act or activity. #61502 Notice of formation of Limited Liability Company (ìLLCî). Name: The Crossroads at Genesee LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on December 11, 2017. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to The Crossroads at Genesee LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/character of LLC is to engage in any lawful act or activity. #61503

WCBJ

Notice of formation of Limited Liability Company (ìLLCî). Name: The Crossroads at Genesee Manager LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on December 11, 2017. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to The Crossroads at Genesee Manager LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/character of LLC is to engage in any lawful act or activity. #61504 Notice of formation of Limited Liability Company (ìLLCî). Name: The Crossroads at Genesee Associates LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on December 11, 2017. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to The Crossroads at Genesee Associates LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/character of LLC is to engage in any lawful act or activity. #61505 LEGAL NOTICE Diamond Direct USA LLC has filed articles of organization with the Secretary of State of NYS on 12/14/2017. The offices of this company are located in Westchester County, NY. The Secretary of State has been designated as agent of the limited liability company upon whom process against it may be served. The address to which the Secretary of State shall mail a copy of any process against the limited liability company served upon him or her is 35-37 Purchase Street, Rye, NY 10580. The company is organized to conduct any lawful business for which limited liability companies may be organized. #61508 762 Main Street, LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 8/8/2014. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to Incorp Services, Inc., One Commerce Plz., 99 Washington Ave., Ste., 805-A, Albany, NY 12210-2822. General Purpose. #61511 Ten Eyck Business Solutions LLC, Arts. Of Org. filed with SSNY 11/30/17. Office loc: Westchester county. The SSNY has been designated as agent of the LLC upon whom process against it may be served. Mail copy of ay process against the LLC to: United States Corporation Agents, Inc. 7014 13th Avenue, Suite 202, Brooklyn, NY 1228. Purpose: any lawful. #61512

Notice of Formation of Grayonatray Capital Management, LLC. LLC Art. Of Org. filed with SSNY on 12/11/2017. Ofc. Loc. Westchester County. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process tp the LLC, 26 Normandy Terrace, Bronxville, NY 10708. Purpose: any lawful purpose #61513 Notice of Application for Authority to do business in New York of INVESTMENT TITLE LLC (ìLLCî) d/b/a Investment Title Agency, LLC . Application for Authority filed with the Secretary of State (SSNY) on 12/11/2017. LLC formed in New Jersey (ìNJî) on 12/5/16. Office location is Morris County. SSNY has been designated as agent of LLC upon whom process against it may be served. SSNY shall mail a copy of such process to the LLC, 222 Ridgedale Ave Suite 302 Cedar Knolls, NJ 07927. Office address in NJ is 222 Ridgedale Ave Suite 302 Cedar Knolls, NJ 07927. Copies of Certificate of Organization of LLC are on file and may be obtained from the Secretary of State of NJ, Department of the Treasury P.O. Box 002 Trenton, NJ 08625-0002. Purpose of business of LLC is any lawful act or activity. #61514 95 Palisade Avenue LLC. Filed 12/13/17 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 65-22 79th Place, Middle Village, NY 11379 Purpose: all lawful #61516 Dalemen Associates, LLC. Filed 12/20/17 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 54 Morris Lane, Scarsdale, NY 10583 Purpose: all lawful #61517 DVG Family LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 12/18/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 33 Windermere Dr., Yonkers, NY 10710. General Purpose #61518 Notice of Formation of HORIZON CLEAN ENERGY LLC Art. Of Org. filed with SSNY on 9/5/17. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 2005 Palmer Ave #1048. Larchmont, NY 10538. Purpose: any lawful purpose. #61520 The Styled Set LLC. Articles filed w/ SSNY 12/27/17. Office in Westchester Co. SSNY designated for service of process and shall mail to Reg. Agent: Legalinc Corp Services Inc, 1967 Weherle Dr Ste 1 #086, Buffalo, NY 14221. Purpose: Any lawful activity #61522

APB Auto Detailing and Hauling LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 11/30/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 40A Locus Hill Ave., #5J, Yonkers, NY 10701. General Purpose. #61523 Josephine Valerie, LLC Articles of Organization were filed with the Department of State of New York (DSNY) on 12/20/17. Office location: WestchesterCounty. DSNY has been designated as agent of the LLC upon whom process against it may be served. DSNY shall mail a copy of process to: The LLC, 148 Vineyard Ave., Yonkers, New York10703, principal business location of the LLC. Purpose: any lawful business activity. #61524 Notice of Formation of Evolytix, LLC Art. Of Org. filed with SSNY on 12/15/17. Offc. Loc: Westchester Cty. Scott Binger as agent of the LLC upon whom process against it may be served. Mail process to the LLC, 49 Smith Ave, 3rd Floor, Mount Kisco, NY 10549. Purpose: any lawful purpose. #61525 Notice of Formation of BCREW Solutions LLC, Art. Of Org. filed with SSNY on 11/09/2017. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 49 Reyburn Road, Katonah, NY 10536. Purpose: any lawful purpose. #61526 JP Communication Access Services, LLC. filed with SSNY on 12/18/17. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to Jody Prysock, 5 Bryant Crescent #2N, White Plains, NY 10605. Purpose: any lawful act or activity #61528 Halyard Realty LLC. Filed 12/21/17 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 445 Hamilton Avenue Ste 1102, White Plains, NY 10601 Purpose: all lawful #61529 Notice of Formation of HIGHLAND VIEW REALTY LLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 12/26/17. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 10 Foxwood Circle, Mt. Kisco, NY 10549. Purpose: any lawful act or activity. #61530 Rosieís LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 12/26/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 1 New King St., Ste. 202, West Harrison, NY 10604. General Purpose. #61531

NOTICE OF FORMATION OF EQUITIS TECHNOLOGY, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 01/03/2018. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: 455 Tarrytown Rd, #1012, White Plains, NY 10607, principal business location of the LLC. Purpose: any lawful business activity. #61532 Traceyís Treasure Chest LLC. Art. of Org. filed w/ SSNY 1/5/18. Office in Rockland Co. SSNY designated for service of process and shall mail to: 17 Greenridge Way, New Hempstead, NY 10977. Purpose: Any lawful activity #61533 Notice of formation of JCL Staging & Design, LLC Art. Of Org. filed with the Sectíy of State of NY (SSNY) on 12/07/17. Office in Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: 12 Taft Avenue, 2nd Floor, Yonkers, NY 10704. Purpose: any lawful purpose. #61534 THE ANNUAL RETURN OF THE SPIRITUS GLADIUS FOUNDATION for the fiscal year ended August 31, 2017 is available at its principal office located at 800 Westchester Avenue, Suite S-618, Rye Brook, NY 105731373 for inspection during regular business hours by any citizen who requests it within 180 days hereof. Principal Manager of the Foundation is DONALD E. HANDELMAN. #61535 Notice of Formation of D WALLACE LLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 1/8/18. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 800 Westchester Ave., #602, Rye Brook, NY 10573. Purpose: any lawful act or activity. #61536 Notice of Formation of BADALY ENGINEERING PLLC. Principal office Westchester County. Secretary of State of NY (SSNY) designated as agent for service of process. SSNY shall mail a copy of any process served against the LLC to 2 Wilson PLace, Mt Vernon, NY 10550. Articles of Organization of the LLC filed with the SSNY on January 2, 2018. Purpose: Any lawful act(s). #61537 Notice of formation of Mystic Products, LLC filed with SSNY on 12/11/17. Offc. Loc: Westchester Cty. Jedidiah Pines des. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 57 Mystic Drive, Ossining, NY 10562. Purpose: any lawful purpose. # 61506

Notice of formation of GROW TO GIVE LLC. Arts of Org. filed with SSNY on 9/27/2017. Office loc. Westchester County. SSNY designated as agent upon whom process may be served. SSNY shall mail copy of any process Fern Charles 11 Edwards Court, Bedford Corners, NY 10549. Purpose: any lawful act or activity. # 61515 Name of Limited Liability Company (LLC):ORIDRONAL STUDIOS LLC. Date of filing Articles of Organization with the Secretary of State (SSNY) 9/21/17. The LLC is located in Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The post office address to which the SSNY shall mail a copy of any process against it served is to the principal business location at 61 Linwood Rd, New Rochelle NY, 10804. Purpose of business of LLC is any lawful act or activity. # 61519 Giulietta Stiller LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 12/19/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 148 Daisy Farms Rd., New Rochelle, NY 10804. General Purpose. # 61521 Notice of Formation of TIA Properties LLC. Org. filed with SSNY on 01/03/18. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 161 7th Street Verplanck, NY 10596. Purpose: any lawful purpose. # 61527 OmegAlpha Quamputing, LLC. LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 01/16/2018. Office located in Westchester County. Secretary of State designated as agent upon which process against it may be served. Secretary Of State shall mail a copy of any process against it served upon him/her to: OmegAlpha Quamputing, LLC, 62 Livingston Avenue, Yonkers, NY 10705 (the LLC’s primary business location). Purpose of business of LLC is Computer Programming and any lawful act or activity for which a limited liability company may be formed. # 61538 NOTICE OF FORMATION OF Fine Girl Luxury Brand Building & Communications, LLC. Articles of Organization filed with the Secretary of State of NY (SSNY) on March 15, 2017. Office location: WESTCHESTER County. SSNY has been designated as agent upon whom process against it may be served. The Post Office address to which the SSNY shall mail a copy of any process against the LLC served upon him/her is: United States Corporate Agents, Inc. 7014 13th Avenue, Ste. 202, Brooklyn, NY 11228. The principal business address of the LLC is: 181 Plymouth Drive, Scarsdale, NY 10583. Purpose: brand building & marketing consultancy. # 61539


Housing market remains strong despite low inventory, tax plan uncertainties BY ALEESIA FORNI aforni@westfairinc.com

T

he housing market in the lower Hudson Valley saw another strong year of sales in 2017, according to market analysts at the Hudson Gateway Association of Realtors. There were 18,854 residential sales of single-family houses, condominiums, cooperatives and two- to four-family buildings in Westchester, Putnam, Rockland and Orange counties during the year, marking a 4 percent increase compared with 2016. However, this was a slower pace than the 12.5 percent growth seen between 2015 and 2016, “an indication that sales may be reaching a more sustainable level or, in fact, may have been hampered by increasingly lower inventory levels,” analysts noted. For the fourth quarter, property sales across the region were up 4 percent at 4,718. In Westchester, total fourth-quarter sales fell 0.3 percent compared with the same period last year to 2,424. The county’s single-family housing market saw a .03 percent increase year over year to 1,436. Westchester continues to top the region in terms of home price. The median sale price of a single-family home in Westchester increased 6.1 percent for the fourth quarter to $600,000. Cooperative housing in Westchester also showed strong activity in 2017, with sales rising during the year to 2,033 units, up from 1,884 in 2016 or nearly 8 percent. “Co-ops remain an affordable alternative for Westchester,” Hudson Gateway analysts said in their report. For the second consec-

utive year, Orange County posted the highest sales gain and the most significant gains in median sales price for the region. Sales of single-family residential units, which analysts noted are by far the housing of choice in the county, posted a 9.6 percent increase year over year. The median cost of a single-family home increased by 6.2 percent to $243,250 for the year. “Orange County experienced inordinate price appreciation in the years leading up to the housing recession, and while unit sales have caught up to pre-recession numbers, the median price at $243,250 remains well below the 2007 median of $322,500,” Hudson Gateway analysts said. Rockland, the region’s second-best performing county, experienced a bump of 5.5 percent in single-family home sales for 2017 to 2,163. For the fourth quarter, that figure was up 10.3 percent. The county also saw an increase in median home sales of 3.5 percent to $440,000 for the year and 3.3 percent to $441,000 for the quarter. Putnam was the only county in the four-county region to see a drop in annual sales, which were down 6.8 percent for the year and 6.9 percent for the fourth quarter. The median sales price of a single-family home increased 9 percent to $344,500 for the quarter. Hudson Gateway analysts noted that the increases in single-family home prices across the region were in a “sustainable 3 percent” range, with the notable exception of Orange County’s 6.2 percent growth. “Ordinarily, this environment should bode well for buyers and sellers in 2018,” Hudson Gateway analysts said.

The luxury market in Westchester County also had a banner year, with sales of luxury homes selling for $2 million and higher hitting a 10-year high in 2017, according to a report from Houlihan Lawrence, the Rye Brook real estate brokerage firm. There were 357 highend homes sold during the year, the report stated, a 4.7 percent increase from 2016. The median sale price of luxury homes rose slightly to $2.6 million, up from $2.56 million in 2016. Total sales for 2017 topped the $1 billion mark, a 6.2 percent increase from the previous year’s volume. According to the Elliman Report, a market analysis from Douglas Elliman Real Estate, the price threshold for the luxury market, which it defines as the upper 10 percent of all single-family sales, rose 5.3 percent for the quarter to $1.45 million. The median sales price for that segment rose 6.4 percent to $2.05 million. “Most price trend indicators continued to rise, even in the luxury market, showing that larger luxury sales are occurring, not that prices there are rising,” said Jonathan Miller, author of the Elliman Report. Low inventory levels affecting the entire market area continue to be “the only immediate cloud on the horizon,” according to Hudson Gateway. At year’s end, inventory in Westchester was down 12.1 percent. Inventory was down 11.9 percent in Putnam, 17.9 percent in Rockland and 20.3 percent in Orange. Fourth-quarter inventory in Westchester County reached its lowest level in 16 years, according to the Elliman Report. “We’re seeing a very heavy sales volume across

WESTCHESTER COUNTY WESTCHESTER - ANNUAL 2014 - 2017 2014 2015 2016 NUMBER OF SALES Single Family Houses 5,404 5,738 6,218 Condominiums 1,097 1,316 1,399 Cooperatives 1,712 1,818 1,884 2-4 Family 627 541 411 Total 8,624 9,413 10,128 MEDIAN SALE PRICE Single Family Houses 635,000 627,500 623,175 Condominiums 350,000 350,000 359,000 Cooperatives 147,500 150,000 154,750 2-4 Family 402,000 408,500 415,000 Property Type

Single Family Houses Condominiums Cooperatives 2-4 Family

861,189 423,001 179,698 409,538

Single Family Houses Condominiums Cooperatives 2-4 Family

2,196 438 937 351

Total

4,309

2017 6,159 1,331 2,033 688 10,211

-0.9% -4.9% 7.9% 9.7% 0.8%

642,250 375,000 156,000 459,500

3.1% 4.5% 0.8% 10.7%

MEAN SALE PRICE 836,479 818,729 851,611 428,531 422,642 443,206 179,352 185,777 187,970 417,074 429,326 470,188 END OF YEAR INVENTORY 2,270 1,843 1,713 409 290 271 832 671 501 202 157 305 3,816

3,006

% Change 2016-2017

2,642

4.0% 4.9% 1.2% 9.5% -18.8% -29.1% -19.4% -33.8% -12.1%

WESTCHESTER - 4TH QUARTERS 2014 - 2017 % Change 2014 2015 2016 2017 2016-2017 NUMBER OF SALES Single Family Houses 1,250 1,406 1,432 1,436 0.3% Condominiums 307 357 334 304 -9.0% Cooperatives 481 500 477 470 -1.5% 2-4 Family 214 13.8% 159 188 130 Total 2,168 2,422 2,431 2,424 -0.3% MEDIAN SALE PRICE Single Family Houses 569,000 565,000 565,500 600,000 6.1% Condominiums 335,000 325,000 360,000 381,250 5.9% Cooperatives 146,000 147,000 155,000 155,000 0.0% 2-4 Family 389,000 410,000 416,500 475,000 14.0% MEAN SALE PRICE Single Family Houses 771,117 733,636 755,885 794,820 5.2% Condominiums 434,408 410,094 423,143 461,084 9.0% Cooperatives 177,614 169,966 187,051 184,954 -1.1% 2-4 Family 409,321 417,110 438,673 472,079 7.6% Property Type

these markets, and we expect it to maintain at a fairly high level for a while, though the runaway sales growth of the past three years appears to be easing,” said Scott Durkin, Elliman’s president and COO. “Overall, the market feels very fast paced, with listing inventory continuing to fall.” Another variable that could impact the area’s housing market is tax reform. “At this point in time, no one can really assess the impact of the recently passed federal tax laws,

which may have a significant impact on real estate in states where homeowners regularly pay property taxes in excess of the $10,000 total deduction allowed for both property and state and local income taxes,” Hudson Gateway analysts said. That deduction limit could affect some in Westchester, where residents pay an average of $16,500 per year in property taxes, according to ATTOM Data Solutions. “However, given the overall strength of the market during 2017, there is certainly

WCBJ

reason for optimism that the momentum will carry over into 2018,” Hudson Gateway analysts said. Bright spots for the market include low unemployment rates in the Hudson Valley, along with incremental rate hikes by the Federal Reserve that do not appear to be dramatically increasing mortgage rates. “There is also considerable multifamily development occurring in the region, which will hopefully spur prospective homeowners to relocate to the lower Hudson Valley,” the report said.

JANUARY 22, 2018

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