Westchester County Business Journal 012317

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INDIAN POINT LEFT IN THE DARK?

BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

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hen Gov. Andrew M. Cuomo announced earlier this month the agreement to shut down Indian Point Energy Center by 2021, he won a fight he has been waging for years.

But while Cuomo said he saved the region from a “ticking time bomb,” the nuclear plant’s closing leaves a major gap in the state’s power production that needs to be filled.

Cuomo has long opposed the nuclear plant, calling it unsafe to have it within 30 miles of New York City. His administration had filed several legal challenges to

the relicensing of Indian Point’s two reactors. Still, the plant’s operators, Entergy Corp., said the closure has much more to do with low energy prices biting into revenues than Cuomo’s opposition.

Regardless of what really drove the plant to close, the state and utilities now have four years to figure out how to refill the 2,000 megawatts of electricity the Buchanan plant produces.

Cuomo in his announcement of the deal said the state already has more than 700 megawatts ready to go in transmission upgrades and efficiency measures. Beyond that, he pointed to 1,000 megawatts ready to come online by 2021, including renewable power.

Officials with Entergy have some doubt that the region can withstand the loss of the plant’s output, which contributes about 25 percent of Westchester and New York City’s power.

“I think that remains to be seen,” said Bill Mohl, president of Entergy Wholesale Commodities, at a press conference announcing the plant’s closing. “Obviously

they need this plant for reliability ... so it will be up to the state to come up with plans to replace this capacity in a timely matter.”

In its 2016 Reliability Needs Assessment, the New York Independent System Operator said there would be impacts on reliability if Indian Point were to deactivate in 2017.

Still, the plant will not close

immediately. A spokesperson with NYISO said that once it receives a retirement notice from Entergy, it will start a new review examining how the closing could impact reliability.

There’s also the question of what types of energy will be used as a replacement. The plant’s closing comes at a time » INDIAN POINT, page 6

Will plant closing make real estate radioactive?

BY ALEESIA FORNI aforni@westfairinc.com WHEN LAURA HOLDGRAFER AND HER HUSBAND, DOUG, began searching for their first home in 2014, they set their sights on Westchester County because of its proximity to her work in New York City. But after months of searching, the couple was forced to expand their search farther away from Laura’s family home on Long Island.

“We quickly realized that as mid-20-year-old professionals, we could only afford northern Westchester,” Laura Holdgrafer said.

Attractive housing prices and lower taxes led the couple to buy their forever home on a quiet street in Peekskill, one that just happened to be only three miles from nuclear power plant Indian Point. Holdgrafer said that while she and her husband were con-

cerned with some safety issues in regard to the plant, the deal she secured for her three-bedroom dream home with a large, fencedin backyard was ultimately too good to pass up.

“My family wasn’t thrilled with our proximity to the plant, but my husband and I were able to rationalize,” she said. “If something was to go wrong with the plant, we thought it would likely affect all of New York state and not just northern Westchester.”

The Holdgrafers were not alone in their thinking. J. Philip Faranda, broker and owner of J. Philip Real Estate in Briarcliff Manor, said that for decades, he has seen prospective buyers shun homes in the towns and villages surrounding Indian Point,

A home on the market in Montrose. Photo by Aleesia Forni.

including Peekskill, Montrose, Verplanck and Buchanan.

“There’s a peculiar disparity between northeastern Westchester and northwestern Westchester, and I think the only

difference is that there’s nuclear fission and radiation there,” Faranda said. “Because its bucolic, it’s waterfront, it’s all that. Why isn’t Verplanck the Hamptons?” » REAL ESTATE, page 6

V

VENTURES

Somers startup SnoHub brings Uber model to snow removal MAIN OFFICE TELEPHONE 914-694-3600 OFFICE FAX 914-694-3699 EDITORIAL EMAIL bobr@westfairinc.com WRITE TO 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407

BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

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Somers entrepreneur’s new app wants to simplify snow removal: no phone calls and especially no shoveling.

SnoHub, launched in December by James Albis, is looking to bring the Uber model to snow removal.

Open the app, press a few buttons and you can track a snowplow crew as it makes its way to your driveway.

The app, which is now offered both for iPhone and Android, connects homeowners with snowplowing businesses for on-demand plowing. It provides a flat-fee pricing structure, either $69, $79 or $89, based on the size of the driveway. Payments are handled inside the app, with SnoHub collecting a transaction fee.

Albis, who described himself as a serial entrepreneur, most recently co-founded the app YardHub, a similar model for yard work. He said the $14 billion snow removal industry is fragmented and inefficient, which is where the app can help.

Here’s how Albis sees it: for customers, SnoHub provides a digital tool to quickly find a plow and transparency on when that plow will arrive. For snow plowers, it can mean extra business that doesn’t require marketing or collecting payments.

“If I can make life easier for two sides of the market, then my technology and my value proposition will catch on,” said Albis, who has taught as an adjunct business professor at Westchester Community College.

The snowplow crew takes a picture of the customer's driveway before it is plowed, then again after to mark the job’s completion. After that, the homeowner’s credit card is charged, taxes and the transaction fee are processed through the app and the money is sent to the plower. Customers also have the option of booking a plow ahead of time, say before a big storm.

SnoHub has about 20 providers working through the app now, with access to more than 100 trucks, Albis said. He’s working with landscapers and other plowing providers to try to drive more to use the app. He said his main sell to plow companies is that customers today want access to services through their phone.

“People will gravitate toward something that is simpler, easier and more convenient to them,” Albis said.

But not all of the plows on the service have to come from already established land-

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Publisher Dee DelBello Associate Publisher Anne Jordan Managing Editor John Golden Senior Editor/Digital & Photo Bob Rozycki Creative Director Dan Viteri

NEWS Copy Editor • Peter Katz Reporters • Ryan Deffenbaugh, Aleesia Forni, Bill Heltzel, Phil Hall, Kevin Zimmerman, Georgette Gouveia, Mary Shustack ART & PRODUCTION Art Director + WCBJ Design Manager Michaela Zalko Art Directors Sebastian Flores

James Albis also co-founded the app YardHub. Photo by Ryan Deffenbaugh

scaping and removal companies. Similar to how services such as Uber and Airbnb allow users to become drivers or hotel managers in their free time, Albis said plowing gigs through SnoHub are open to anyone with insurance, a driver’s license and the proper equipment. Albis added that the company does vet applicants through a background check process.

“Our whole mantra is, you got a pickup, you got a Jeep and you got a plow?” Albis said. “You can do that.”

Albis serves as CEO of the company, and he said he draws on a staff of about 20 remote employees around the country for development help, marketing and advising.

As far as competition, an app launched in 2013 called Plowz and Mowz has similarly pitched itself as the Uber of snow removal, as well as lawn mowing and leaf removal. Plowz and Mowz has a head start; it’s operating in 28 cities in the country.

But Plowz and Mowz are not in the New

York metropolitan region, which is where SnoHub is focused. So far, the app covers Westchester and Fairfield counties. Albis mentioned Long Island and New Jersey as likely targets. He also said the platform could expand to include snow removal from cars in urban markets such as New York City.

While the metro area is hardly known for snowfall the way upstate cities such as Rochester, Buffalo and Syracuse are, Albis said he’s confident there will be enough powder to get the business launched.

“What we really want to make sure is that the tech is done right,” he said.

“Obviously everyone’s concerned about, ‘Are we gonna have enough snow?’ But if we prove out the model here in New York, we will pivot up to Buffalo, we’ll go to Rochester, we’ll go to Boston, Denver, Seattle. All people have to do is download the app. That’s a great thing about this technology.”

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A MEMBER OF

Houlihan Lawrence acquired

by Berkshire Hathaway affiliate

BY BOB ROZYCKI brozycki@westfairinc.com

H

oulihan Lawrence, one of the largest and oldest residential real estate firms in Westchester County, has been acquired by HomeServices of America Inc., a Berkshire Hathaway affiliate. Berkshire Hathaway’s chairman, CEO and largest shareholder is billionaire Warren Buffet.

Terms of the transaction were not disclosed.

Nancy Seaman will step aside as chairman of Houlihan Lawrence, while her brothers Stephen Meyers, president and CEO, and Chris Meyers, managing principal, will continue to lead the firm’s strategic growth initiatives and manage day-to-day operations, according to a press release.

Houlihan Lawrence will retain its name. The brokerage has 1,300 sales associates and 30 suburban sales offices serving Westchester, Putnam, Dutchess, Orange and Ulster counties, as well as Connecticut's Fairfield

County. Last year, Houlihan Lawrence closed $6.7 billion of sales volume.

“We are joining an organization known for its strength and stability,” Stephen Meyers said in a statement. “Our partnership secures the future of the firm without changing the exceptional culture that is core to our storied brand. We are thrilled with this announcement and the many benefits it brings to our clients and agents.”

“When you combine the incredible strength of our people and the remarkable history of our success with the unsurpassed financial stability of HomeServices, there is no limit to what we can accomplish,” Chris Meyers said.

“Nancy, Stephen and Chris, together with their team of sales managers and agents, have built an extraordinary organization and exemplify a level of expertise and leadership that is second-to-none in the real estate business today,” said Ron Peltier, chairman and CEO of HomeServices. “Their culture of integrity and innovation closely aligns with our corporate vision and our

emphasis on customer value and results.”

With this transaction, HomeServices has nearly 29,500 real estate professionals operating in 570 offices across 28 states. In 2016, the company’s associates facilitated more than $93 billion in residential real estate sales.

Houlihan Lawrence was established in 1888 when the Bronxville estate of James Minot Prescott was bought by William Van Duzer Lawrence as the future site of his Lawrence Park homes. Lawrence converted the gatehouse on the property into a sales office for the new development, which would be modeled on the artist colonies of France’s Fontainebleau Forest. This past summer, the Rye Brookbased brokerage reopened the historically restored original office at 4 Valley Road in Bronxville.

In spring 2015, Houlihan Lawrence acquired Shore & Country Properties in Greenwich. The acquisition followed Kelly Associates in Darien and Rowayton joining the Houlihan Lawrence network. Houlihan

From left, Stephen Meyers, Nancy Seaman and Christopher Meyers.

Lawrence first entered the Fairfield County market in September 2013 with an office on West Putnam Avenue in Greenwich.

Opening a Greenwich office had been a longtime strategic goal for the company since its chairman Nancy Seaman, and her brother, Chris Meyers, are both longtime Greenwich residents.

In addition to growing business in the New York metropolitan area, the brokerage made inroads with the large influx of Chinese homebuyers in Westchester and Fairfield counties. Early in 2016, it launched a Chinese-language version of its website.

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JANUARY 23, 2017

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G

GUEST VIEW

INDIAN POINT CLOSURE STRIKES ANOTHER BLOW TO NEW YORK

For years the Cuomo administration, state Attorney General Eric Schneiderman and their hysterical and retrograde antinuclear allies, including Riverkeeper, have waged a shameless campaign of fear, loathing and— in the fashion of the day—fake news against Indian Point. “Not safe!” they cried, in determined contradiction of the repeatedly rendered expert opinion of the Nuclear Regulatory Commission. “Not needed!” they insisted, willfully denying the plant’s reliable production of 2,000 megawatts for New York Metro and the lower Hudson Valley 365 days a year, with zero emissions.

And don’t blame Entergy: they persevered for 10 years and spent $200 million to keep the plant open, to no avail. They have, finally, yielded to the state’s implacable will.

And the state will struggle to make us whole.

When Indian Point closes in 2021, we’ll realize exactly how not whole we are, but

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we can imagine the consequences already: a thousand high-skilled, good-paying jobs and the over $1.5 billion in economic activity they provide will be gone, together with 25 percent of our baseload power that once was generated locally.

We will gain something, though: millions of tons of carbon pollution pumped into our air by the likeliest alternative, fossil fuels. And that’s because the other fantasy vividly entertained by Indian Point’s opponents is that New York will become the home of enormous wind and solar projects—that’s right, the same Not-In-My-BackYard New York that fights against any major energy project.

So brace yourself, New Yorkers, one more blow is being struck to our prosperity and our environment, unwisely and unnecessarily, by our own state government. Gov. Cuomo must now tell us exactly how he plans to bring the jobs back, make our energy affordable, and keep our air clean—and it’s our job to hold him to account for his actions.

Nan Hayworth

Nan Hayworth is a Bedford resident and a former congresswoman representing New York’s 19th Congressional District.

BARGE ANCHORAGES ON THE HUDSON: AN EVALUATION

Concerns are being raised by environmental interests and some business groups over the U.S. Coast Guard's proposed 10 new anchorage grounds in the Hudson River to improve navigational safety for large commercial vessels between Yonkers and Kingston. With the river on the mend from years of neglect and abuse, it is understandable that people want to keep it on that way. The scenic beauty has been revived from the NYC suburbs to the Capital Region and beyond, with forgotten buildings giving way to parks, cultural centers and public promenades.

However, the Hudson remains a commercial corridor. Freight and passenger trains run along its shores and seagoing ships can be found making the run to the ports of Albany and Coeymans. The canals to the north are home to an ever-growing population of tugboats and barges carrying increased volumes of cargo and joined by new types of vessels powered by alternative energy. New commercial facilities are planned and this means more opportunity for high-paying jobs making

American-made products right here in the Empire State.

Certainly this balance of economy and ecology is a delicate one and must be carefully maintained. Are we really going to see that many new vessels that these anchorages are needed? And for what cargo? Some have suggested this will allow numerous oil barges to be moored, risking serious pollution in the event of an accident.

Still, precious cargo means precious jobs. If there are concerns over the type of commerce being transacted, then perhaps regulatory efforts should be aimed there versus the means of transport. Tugboat operators need to safely move and moor their vessels.

Old-timers probably wonder what all this fuss is about, remembering that the "mothball fleet" of some 189 ships once rode at anchor near Tomkins Cove. For them, the Hudson is and has always been a working river.

Jennifer Maher

Jennifer Maher is a broker and operating partner at J. Philip Commercial Group in Mahopac and chairwoman of the the Putnam County Chamber of Commerce.

Astorino: Cuomo's proposals are 'fake news'

BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

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estchester Count y Executive Robert P. Astorino spent a large portion of a speech Jan. 12 blasting Gov. Andrew M. Cuomo following a series of policy announcements from the governor to start the year.

Astorino called various Cuomo plans, and the rationale behind them, "fake news," a term first used to describe outlandish news stories published during the 2016 presidential election. During a 15-minute speech at the Westchester County Association breakfast in Tarrytown, Astorino focused largely on state issues and possible impacts in the county.

He first questioned the governor's plan to offer free college tuition for students from families making under $125,000 per year.

"It doesn't get any more fake than that," said Astorino, a Republican who ran against Cuomo for governor in 2014.

"Somebody has to pay and that somebody is us."

Then it was on to Cuomo's proposal for local property tax relief. At a speech at SUNY Purchase College on Jan. 10, the governor criticized the 425 local governments in Westchester that he said drive up costs for taxpayers. He proposed a plan that would require county leaders to convene meetings with local municipalities to find ways to pool resources and cut costs.

Or, as Astorino described it in his speech two days later, "Cutting costs by holding Soviet-style referendums in our communities."

Astorino said Cuomo is unfairly blaming local government when only $1 billion of the $4 billion in annual state income tax revenue comes back to counties and 77 percent of county property tax dollars pay for Albany’s unfunded mandates.

"Without any authority," Astorino added, "the governor is demanding that I and other elected officials put people in a room, make them come up with a plan to cut services and then force residents to keep voting on that plan until they pass it."

"Comrades, welcome to New York," Astorino said, imitating a Russian accent.

The county executive continued his criticism of the agreement to shut down

the Indian Point Energy Center nuclear plant in Buchanan. He stressed the significant tax dollars the plant provides to the village of Buchanan, town of Cortlandt and Hendrick Hudson School District.

"Also unknown is whether there is any realistic basis to believe any other source will be available to replace Indian Point by the time it closes in four short years," Astorino said. "The energy supplied by Indian Point is not only clean but

"Without any authority," Astorino added, "the governor is demanding that I and other elected officials put people in a room, make them come up with a plan to cut services and then force residents to keep voting on that plan until they pass it."

extremely reliable."

He announced plans for a town hall meeting in Cortlandt on Jan. 25 to further discuss the impact of the plant's closure.

Aside from his criticism of the governor's office, Astorino used his speech to point to positive developments in Westchester. He cited the 188-unit Harbor Square luxury apartment building in Ossining, a recent expansion in the county by Regeneron Pharmaceuticals Inc. and plans by The Dannon Co. Inc. to moves its U.S. headquarters to White Plains. While a proposal to build a Wegmans grocery market in Harrison is still in the approval process, Astorino cheered the Rochesterbased chain's plan to build here and said he met with the company in March to pitch Westchester.

He also spoke in support of Presidentelect Donald Trump, while acknowledging the Republican candidate didn't perform well at the polls in Westchester.

"By all means, hold our elected leaders accountable," Astorino said. "But let's give them a chance, especially when they're just assuming office."

Robert Feder 1930–2017 The entire Cuddy & Feder family mourns the passing of our founding partner Bob Feder, a genuine legal visionary who had a profound impact on so many people, charitable organizations and the entire White Plains community.

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JANUARY 23, 2017

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Indian Point — » » From page 1

when Cuomo is working to position New York as a leading state in the fight against global climate change. The Clean Energy Standard, approved by the state’s Public Service Commission in 2016, mandates that utilities operating in New York receive at least half their power through renewable sources by 2030.

A study commissioned jointly by the environmental groups Riverkeeper and the Natural Resources Defense Council in 2012 pointed to a mix of new renewable, transmission and energy efficiency upgrades as capable of filling the gap left by Indian Point's closure.

An analysis last year by the Federal Energy Administration found that a combination of natural gas and coal was used more commonly than renewable sources to make up for lost energy from nuclear.

“We would like to see the closing of

Real estate — » » From page 1

According to data from the Hudson Gateway Multiple Listing Service, the median home price for the first three quarters of 2016 was $229,000 in Buchanan and $254,000 in Verplanck. For the entirety of Westchester County, the median sales price was $640,000.

“There is no comparison between Verplanck and due East,” Faranda said, referring to the high housing prices in Bedford and Katonah. “Verplanck is a fraction of those values.”

But for Clayton Livingston, regional vice president of Hudson Gateway Association of Realtors and an agent with Coldwell Banker in Croton-on-Hudson, the disparity between the areas is not as glaring. He said Indian Point has traditionally been “a mixed bag” for the area.

“It’s difficult to really say what its impact on housing prices is, because there’s two different schools of thought,” Livingston said. “It’s obviously the largest employer in the vicinity; however, there’s also the stigma attached to it.”

“I’ve had people who didn’t want to live in Yorktown, which is three towns away, because it was too close to Indian Point, but when you get this close to Indian Point, it’s really not a concern, because people are more interested in either the Hudson River or (proximity to) the train line,” he said.

With the closing of Indian Point four of years away, Faranda expects to see an uptick in area home values. He noted the reinvigoration of towns like Tarrytown and

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Indian Point be a challenge issued to replace it with neutral-carbon or very low carbon sources,” said Robert Freudenberg, director of energy and environmental programs for the Regional Plan Association. “Not just the easy route of replacing it with natural gas.

Really use this as an opportunity to usher in a renewable future for Westchester County and New York overall.”

He said that the state will need to double down and ramp up its production of renewable energy resources in the state.

Cuomo’s public statements indicate he’ll try to push any replacement toward renewable energy. He has promised there will be no increase in carbon emissions from the plants closing. In another proposal this month, Cuomo pledged to reduce greenhouse gas emissions in the state an additional 30 percent below 2020 levels by 2030.

A proposed 333-mile Champlain Hudson Power Express transmission line could help fill in some of the power needs for the region. The line would bring about 1,100 megawatts to the region from hydropower

in Quebec. The $2.2 billion line, proposed

by Transmission Developers Inc., an affiliate of Blackstone Group LP, would run underground from the Canadian border, through the Hudson River and into converter stations in Astoria, Queens.

Through the $1 billion NY-Sun program, the state is offering incentives for residential and commercial solar that it said could add more than 3,000 megawatts in the state by 2023.

Cuomo is also supporting offshore wind projects. He called on the Long Island Power Authority to approve a 90-megawatt project near Montauk and encouraged the development of a potential 800-megawatt wind farm off the Rockaway Peninsula on Long Island.

The first project, about 30 miles off the coast of Montauk, is proposed by Deepwater Wind LLC and would be the largest and only second offshore wind farm in the U.S. when completed. But it would be dwarfed in size by the 800-megawatt project Cuomo talked up in a recent

press release.

In December, the Norwegian energy company Statoil put up $42.5 million to win an auction for a lease from the federal government on 79,000 ocean acres about 17 miles off the Rockaway shore. If the project is approved, the wind farm is capable of producing 1,000 megawatts of power, with phased development expected to start between 400 and 600 megawatts, according to a press release from Statoil.

Cuomo pointed to the two projects as steps toward a goal to develop up to 2,400 megawatts of offshore wind power by 2030, which the governor’s office said should be capable of powering 1.25 million homes.

But that leaves the state with a lot of projects before 2021. That has groups such as the New York Affordable Reliable Electricity Alliance and The Business Council of Westchester concerned not only for the loss of local jobs from Indian Point, but also how its closing could drive up energy costs.

Arthur Kremer, chairman of New York

Croton-on-Hudson following the exits of General Motors and the Croton landfill, respectively.

“I think (the closure) will have a positive impact, mainly because if you remove nuclear fission from someone’s backyard, it can’t hurt,” Faranda said. “It can only help.”

The closing of the plant may also lead to an increase in homes for sale. Indian Point directly employs about 1,000 workers and keeping those skilled workers in the area will be one focus of the Hudson Valley Gateway Chamber of Commerce.

“How can we keep them in the community that they may have grown up in and minimize any effects of a glut in housing?” asked Deborah Milone, executive director of the chamber.

The possibility of an overabundance of homes for sale following the decommissioning of the plant is less of a concern for Livingston.

“I don’t believe that all of those houses are in Verplanck or Montrose,” he said. “I think that there are people that commute to get to Indian Point. I don’t think it’s fair to say we’re going to lose 1,000 households in Cortlandt.”

“I think that with the influx of the medical, biophysical and pharmaceutical industries into the area, I don’t think that it’s going to significantly impact us,” Livingston said.

For Livingston, a larger concern is what will happen to the Indian Point facility once it is decommissioned.

“How can you ensure proper regulation that these containers are going to be monitored over the course of their decay?” he asked. “I have children, and I am moving families into this area saying, ‘Yes, you’re

going to be safe,’ and I no longer know that to be a fact.”

Bill Mohl, Entergy’s president of wholesale commodities, said during a press conference that the company will put a detailed plan in place that will allow the plant to transition from an ongoing operating facility to a shutdown facility preparing for decommission. During the decommissioning process, the site will be cleared, aside from the fuel, which will be placed in fuel casks within a storage facility.

The future of the plot of waterfront real estate that Indian Point occupies is also still up in the air.

“From my point of view as a broker, the property is definitely saleable,” said William Anson, managing director of the industrial division at RM Friedland LLC. in Harrison “The question of how saleable and how much value it has depends on how many user classes you can then market the property to because of what it is and what’s going to be left (after the decommissioning).

Can they ever deliver this property usable and clean?”

Anson floated a number of possible ideas for the property that runs along the Hudson River near the Metro-North tracks, including senior housing or a haven for millennials.

“You’re sitting there with 157 acres of land with waterfront,” he said. “What could be more marvelous than that? If it can be delivered, I’m sure that developers would be falling down over themselves to be able to acquire a site where they could possibly do mixed-use, residential or a marina.”

Any development plans would also hinge on the village’s vision for the for-

mer Indian Point property, Anson said.

Buchanan, the village that is home to the nuclear power plant, stands to lose nearly half of its tax revenue with its closing, according to Cortlandt Town Supervisor Linda Puglisi.

“I would like to think that if I’m Buchanan, I don’t want to see those taxes (from Entergy) disappear, and I’m going to support redevelopment that’s going to reassure me and reassure the village that we’re going to collect the same revenue out of that property,” Anson said. “Otherwise, the onus falls upon the homeowners.”

Livingston also questioned the effects of losing a large revenue producer for the local tax base.

“I’ve seen it happen recently with IBM and PepsiCo pulling out in Somers, and I don’t think that we really know what’s going to happen for another year or two,” he said.

“But I think with those, those properties have been bought by other companies that are still paying the taxes. I don’t think anybody is in the market to buy a used nuclear power plant.”

Faranda said he expects the evolution of the area surrounding Indian Point will be measured in decades, not years or months.

“More developers will be investing money there and more people will be making downtown a little more hip. You’ll see investments by industry, see better restaurants, see maybe some art galleries because that’s where the money is going,” he said.

“It would eventually evolve, maybe not into the Hamptons, but it would certainly attract people.”

“People don’t invest in atom-splitting in their backyards,” he said.

Indian Point — » From page 6

AREA, said in a statement that the closing will mean higher electricity, lost economic opportunities and increased carbon emissions.

Westchester County Executive Robert P. Astorino called Cuomo’s claims that the state can replace Indian Point’s power “fake news” at a Westchester County Association event.

At the Entergy press conference on Jan. 9, Mohl said that without nuclear power helping reliability, the state would need a lot of natural gas plants that can ramp up quickly to meet demand when renewables do not.

“Are you comfortable in an environment where you have only renewable and gas-fired plants and you lose the diversity of resources?” Mohl asked. “And that’s not just here for Indian Point, it’s across the entire nation. The question to me is, ‘What kind of energy policy do you want?’”

Karl R. Rábago, executive director of the Pace Energy and Climate Center in White Plains, said he saw the likely replacement for Indian Point coming through a mix of solutions. Those include initiatives pushed as part of the state's Reforming the Energy Vision. Rábago said, Indian Point’s closing could present an opportunity for the state to continue its effort to rethink the way it generates and consumes electricity.

The REV plan calls for significant investments in energy efficiency projects some as simple as home weatherization and LED light bulbs. The goal is to reduce energy consumption by almost a quarter by 2030. The plan also includes increased local power generation, such as community solar projects and local microgrid systems.

Those smaller projects could pair with the larger scale renewable projects, such as offshore wind and transmission projects to bring in renewable energy from Canada and upstate.

“The replacement strategy has got to be multipronged and simultaneous, with a keen eye out for opportunity costs,” Rábago said.

Rábago was complimentary toward Cuomo's energy policy, saying the longterm strategies put in place through the Clean Energy Standard and the Reforming the Energy Vision have helped position the state to replace Indian Point.

“Ten years ago, everyone would have stopped and said we can’t live without it,” Rábago said. “Three years ago, people were saying we can’t live without it in a foreseeable time frame. Now, by putting the pieces together, it is realistic that we can do it within the time frame set out.”

FAMILY OPENS SPECIALTY MARKET

Siegel Bros. Marketplace, the revival of a family business venture started more than a century ago, opened its doors in Mount Kisco on Jan. 19.

Brothers Doug, Jeremy and David Nevins, along with family friend and butcher Don Meyers, are the driving forces behind the specialty food market at 39 S. Moger Ave. The store features meat and poultry, a fish department, an expansive cheese counter and charcuterie selection and assorted prepared foods.

The original Siegel’s store was opened by the brothers’ grandfather, Abram Siegel, who launched the venture after fleeing a czarist regime in Russia in the early 1900s.

Siegel opened his own shop and slaughterhouse, Siegel’s Meats, Poultry and Livestock, in Woodbine, New Jersey in 1912.

The brothers’ other storefront, Siegel Bros. Wine & Spirits, is adjacent to the market at 41 S. Moger Ave. The wine store opened over the holidays.

WEBSTER CLOSING WESTCHESTER, FAIRFIELD OFFICES

Webster Bank has announced plans to close eight branches in April and May, including its Scarsdale and Danbury offices.

The changes are “part of Webster’s longterm banking center optimization program that began in 2011 and include 17 new banking centers that opened in greater Boston in early 2016,” according to the bank headquartered in Waterbury, Connecticut The Scarsdale branch at 51 East Parkway will close on April 7. Webster also operates branches in Yonkers and New Rochelle and a Webster Private Bank in downtown White Plains.

Webster’s overall banking center teller transactions declined almost 40 percent from 2010 to 2016. Forty-seven percent of its checking account households are now served by mobile banking and self-service deposits represent 40 percent of all deposits, according to the bank.

“We continue to evaluate our network to ensure that our banking centers efficiently balance our physical and digital banking channels in response to rapidly changing customer expectations,” said David Miree, executive vice president for consumer deposits and investments. “At the same time, we concurrently invest in high-opportunity markets and modernize the overall banking experience. Banking centers are, and will continue to be, the cornerstone of our service culture, which is based on relationship development.”

The consolidation will take place in areas with a high density of Webster banking centers. Employees at the affected banking centers will be given an opportunity to be reassigned within Webster.

Webster’s Danbury branch will be shuttered on April 10.

— Aleesia Forni, and Kevin Zimmerman

Thank You Brokers We congratulate the following tenants and brokers with whom we have completed leasing transactions in Fairfield and Westchester Counties during 2016.

First Stamford Place STAMFORD, CT At the Stamford Transportation Center Capital One, N.A. DBRS, Inc. Forevermark US, Inc. Grant Thornton LLP Palisades Hudson Financial Group LLC Reformation Services, Inc. Schindler Elevator Corporation TigerRisk Partners LLP

Metro Center STAMFORD, CT At the Stamford Transportation Center Aspect Capital Inc.

Metro Tower STAMFORD, CT

NEW DEVELOPMENT

At the Stamford Transportation Center

MerrittView NORWALK, CT Immediate access to the Merritt Pkwy and the Super 7 Expressway Platform Specialty Products Corporation

Ten Bank Street WHITE PLAINS, NY At the White Plains Transportation Center Banco LatinoAmericano de Comercio Exterior, S.A. Colonial Life & Accident Insurance Company Cypress Forest Holdings, LLC Mitsui Plastics, Inc. NuEnergen, LLC Sidney Frank Importing Co., Inc.

500 Mamaroneck Avenue HARRISON, NY Immediate access to I-95 and the Hutchinson River Pkwy Class Action Refund LLC

Mariner Investment Group, LLC

Cokinetic Systems, Corp.

Orthopaedic & Neurosurgery Specialists, P.C.

Genesis Capital Advisors LLC Gordon Rees Scully Mansukhani, LLP InsMed Insurance Agency, Inc.

Pantaenius America LTD ProTravel International LLC Senior Care Development LLC

JVN Global Inc.

Stark Business Solutions of Harrison, LLC.

Keevily Spero-Whitelaw, Inc

The Gateside Group L.P.

BROKERS Alan Zuckerman Real Estate Alan Zuckerman CBRE David Block Steven Greenbush Gerry Miovski Barbara Segalini-Stilley Budd Wiesenberg Colliers International Stephanie Coleman Michael Gordon

Cushman & Wakefield John Altieri Stephen Baker Dan Fisk Kevin Foley Jay Hruska Skip Lane Matthew Lisk Craig Ruoff

JLL Mark Jacobs Christopher O’Callaghan Mariner Real Estate Services Douglas Furer RHYS Christian Bangert

Goldschmidt & Associates Eric Goldschmidt

Savills Studley William Montana Nancy Weinstein

Houlihan Lawrence Commercial Group, LLC Garry Klein

EMP I RES TATEREA LT Y T R U S T. C O M • 1 0 0 % C O M M I S S I O N O N LE A S E S I G N I N G

WCBJ

JANUARY 23, 2017

7

THE LIST: Fitness Centers

FITNESS CENTERS

WESTCHESTER COUNTY

WESTCHESTER COUNTY

Listed alphabetically.

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150,000, Briarcliff 125,000 Greenwich

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NA

21,000

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Jason Fox, general manager 1991

NA

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Family YMCA at Tarrytown

Gerry Riera, CEO info@ymcatarrytown.org 1903

40,000 (total includes locker rooms, pool, etc.)

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Healthy Fit For Women

Kelly Dianni, sales and marketing manager kelly.dianni@myhealthyfit.com 2004

WND

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NA 1984

60,000

Susan Mistri, general manager 2014

210,000

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White Plains City Center, 4 City Place, White Plains 10601 248-2020 • mysportsclubs.com

NA

59,000

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The Partners Gym

Obi Nwoye, owner obi@thepartnersgym.com 2015

5,000

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NA

NA

Crunch Fitness White Plains

1 N. Broadway, White Plains 10601 328-3311 • crunch.com

Equinox Scarsdale

800 White Plains Road, Scarsdale 10583 472-9000 • equinox.com 62 Main St., Tarrytown 10591 631-4807 • ymcatarrytown.org

1000 E. Boston Post Road, Mamaroneck 10543 670-0600 • myhealthyfit.com

LA Fitness Yonkers

77 Cole St., No. 1290, Yonkers 10710 297-4477 • lafitness.com

Life Time Athletic, Westchester

1 Westchester Park Drive, Harrison 10604 290-5067 • lifetimefitness.com

New York Sports Clubs

855 Franklin Ave., Thornwood 10594 579-2888 • thepartnersgym.com

Planet Fitness

1001 Central Park Ave., Scarsdale 10583 713-1500 • planetfitness.com

Premier Athletic Club

2127 Albany Post Road, Montrose 10548 739-7755 • premierathletic.com

Ripped Fitness

14 Rye Ridge Plaza, Second floor, Rye Brook 10573 481-5755 • rippedfit.com

Valerie Schemmer membership@premierathletic.com 1972 Brian Ripka, founder info@rippedfit.com NA

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NA

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Melissa Rosabella melissa@solarisclubs.com 1972

40,000

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Solaris Sports Club

Kristin Theo, general manager kristin@solarisclubs.com 2001

40,000

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Studio 22 *

Catherine Gleason info@studio22fitness.com NA

4,000

Susan Marlowe Fitness

Lisa Avellino lisa-fitness@hotmail.com 1973

6,000

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TotalFusion Studios

Hana Rukaj contact@totalfusionstudios.com 2016

2,500

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Cynthia Rubino, president and CEO WND

WND

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80 Maple St., Scarsdale 10583 472-3335 • susanmarlowefitness.com

347 Halstead Ave., Harrison 10528 315-1360 • totalfusionstudios.com

White Plains Family YMCA

250 Mamaroneck Ave., White Plains 10605 949-8030 • ymca-cnw.org

This list is a sampling of fitness clubs located in the region. If you wish to include your club in our next list, please contact Danielle Renda at drenda@westfairinc.com. ▲ Adult fitness center for age 40 and above. * Boutique studio dedicated to indoor cycling.

NA Not available.

JANUARY 23, 2017

WCBJ

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Solaris Sport & Racquet Club

145 Mount Kisco Ave., Mount Kisco 10598 218-8819 • studio22fitness.com

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70,000

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170,000

201 Veterans Road, Yorktown Heights 10598 962-4094 • yorktown.solarisclubs.com

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Rick Beusman, president kkane@sawmillclub.com 1974

5 Browns Lane, Hawthorne 10523 592-3737 • hawthorne.solarisclubs.com

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Saw Mill Club

77 Kensico Drive, Mount Kisco 10549 241-0797 • sawmillclub.com

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nutrition/ weight-loss program

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Bill Beck billbeckt@clubfit.com 1973

Club Fit

584 N. State Road, Briarcliff Manor 10510 • 762-3444 600 Bank Road, P.O. Box 241, Jefferson Valley 10535 • 245-4040 clubfit.com

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massages

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tanning beds

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racquetball courts

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11,076

swimming pool

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Kathleen Edsall kedsall@burke.org 2001

The Burke Fitness Center▲

tennis courts

personal trainers

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2,100

Burke Rehabilitation Center 801 Mamaroneck Ave., White Plains 10605 597-2805 • burke.org

café

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parking

child care

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NA 2013

100 Main St., White Plains 10601 539-8800 • blinkfitness.com

8

Amenities and programs offered group exercise classes

Approximate square footage of gym

locker rooms

Blink White Plains

Owner/manager Email address Year facility established

corporate discounts

Name Address Area code: 914, unless otherwise noted Website

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ASK ANDI

A WHOLE DIFFERENT VIEW.

BY ANDI GRAY

Closing the gap in sales Don’t know if my team can close the additional sales that we need over the next several months.

At least I’m worrying about it now. But the real question is, ”what should I do about it?”

THOUGHTS OF THE DAY: Figure out if you have the right goal in mind. Decide if your team can respond fast enough. Look at your marketplace. Make alternate plans.

Lay out a set of key questions, then figure out the answers.

• What kind of growth rate am I trying to achieve?

If your goal is between 10 percent and 25 percent year-over-year growth, you’re probably okay. Stay below 30 percent, because high growth rates have longlasting problems. Lower profit accounts, high demand clients, peak and valley growth, and significantly higher error rates are the price you pay if you try to grow too fast.

As the company gets more profitable, slow down the overall growth rate. But don’t drop below 10 percent. Slow growth can jeopardize overall profitability as inflation heats up.

Think 10 percent growth is hard to achieve year after year? You’re right. Not many companies can do it. Think about the rewards that will come to you and your company when you do figure it out.

• Will my company be pro�itable at the goal I’ve set?

Run the numbers, top to bottom: revenue, cost of goods sold, gross profit, overhead expenses, net income, principal payments. Allocate money left over for reserves, to invest in the business, and for shareholder distributions. Is there money for all the buckets? If so, keep going. If not, go back and figure out what expenses can be cut, what you can do to produce and deliver at a higher gross profit and whether that’s enough to close the gap.

Stay within the 10 percent to 25 percent revenue growth bandwidth, as jumping outside this range will only cause more unanticipated problems.

• Can my team deliver what’s needed?

Look at the amount of sales delivered

by your best producer over a 2 to 3 year period. If you had a couple of additional top producers, would that close the gap?

If necessary, shake things up and invest in recruiting. Weed out poor performers and recruit top producers in their place.

Use sales training to boost performance and instill discipline in the middle ranks.

• Has anything changed in the marketplace to disrupt growth or pro�its?

Figure out if your market is expanding, peaking or declining. If it’s expanding, you want your company to be growing at least as fast as your market. If it’s declining, stop forecasting growth and look for new markets to enter. Move on before the bottom falls out. It’s risky and usually unprofitable competing for a declining share of sales.

• What about my company’s percent of market share?

If the market offers room for growth and you have unused capacity to produce, play with pricing to get more throughput.

If you have a strong competitor, invest in marketing to differentiate your offer. Stay under the radar by keeping sales niched and at a low enough ratio that you’re not considered a threat. Build sales by expanding geographically or by starting another niche.

• What if, no matter what I do, the team I have isn’t enough?

Buy a team. Think about what other businesses you want to get into. Instead of bootstrapping growth, which can cost tons of time and money to get off the ground, find someone who’s already doing it, who wants to get out. Figure out what you want to add to your team in terms of skills, customers, and market segments, then look for companies that fit the bill. If this is your first acquisition get someone to help you pull off the deal.

Looking for a book? Try “The Moonshot Effect: Disrupting Business as Usual“ by Lisa Goldman & Kate Purmal.

Andi Gray is President of Strate�y Leaders Inc., Strate�yLeaders.com, a business consulting �irm that teaches companies how to double revenue and triple pro�its in repetitive growth cycles.

Have a question for AskAndi? Wondering how Strate�y Leaders can help your business thrive? Call or email for a free consultation & diagnostics: 877-238-3535, AskAndi@Strate�yLeaders.com. Check out our library of business advice articles: AskAndi.com

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BEWARE Outside companies are soliciting BUSINESS JOURNAL readers for plaques and other reproductions of newspaper content without our consent.

If you or your firm is interested in framing an article or award from our newspaper or obtaining a reprint of a particular story Please contact

Marcia Rudy of Westfair Communications directly at (914) 694-3600 x3021.

WCBJ

JANUARY 23, 2017

9

Yorktown BJ's gets judge's go-ahead to build gas station

BY ALEESIA FORNI aforni@westfairinc.com

P

lans for a gas station at BJ’s Wholesale Club in Yorktown are moving forward following a state Supreme Court judge’s ruling.

Earlier this month, Judge Gretchen Walsh of the 9th Judicial District upheld land-use approvals granted to BJ’s Wholesale Club by the town of Yorktown.

Those approvals allow BJ’s to build a gas station at its existing site in the Staples Plaza on Route 202 in Yorktown Heights.

David Steinmetz of White Plains law firm Zarin & Steinmetz, who represented BJ’s, said the gas station “will continue to bring economic growth, aesthetic improvements and vitality to the town and surrounding community.”

Steinmetz said that BJ’s aims to obtain a building permit and move forward with construction shortly.

“We fully expect the introduction of gasoline sales at BJ’s in Yorktown to become a reality in 2017,” he said.

In 2015, local independent gas station owners and Yorktown Smart Growth, a

citizens development watchdog group, filed a lawsuit against the town that challenged a rezoning that would allow for the construction of the gas station. The defendants argued that the Westborough, Mass.-based big-box store could undercut gas prices and cited traffic studies that showed a sharp uptick in congestion should the gas station be added.

In her ruling, Walsh determined that the town’s approvals were rational and were consistent with Yorktown’s comprehensive plan and zoning code. She also upheld the town’s determination that the gas station, which will be located in an underutilized section of an existing parking lot, would not pose any significant adverse environmental impacts.

Jonathan Nettlefield, chair of Yorktown Smart Growth’s board of directors, said it was “disappointing that the town is apparently intent on building up an oldfashioned, out-of-date kind of commercial development along an already failing — in terms of traffic — vehicular corridor.”

Nettlefield said that while he believes Yorktown “desperately needs more commercial development to contribute to a tax

◀ Plans for a gas station at BJ’s existing location in Yorktown were approved by the town in 2014. Rendering courtesy JMC.

base that is over-reliant on residential,” the gas station is “the wrong kind of commercial development.”

“Yorktown already has plenty of gas stations,” he said. “The comprehensive plan clearly states that development should be directed within the five business hamlets in a way that promotes a more walkable, mixed-use kind of environment."

“There is a complete lack of imagination in Yorktown, so it will continue to be a vehicular-centric town with no ‘there’

there,” he said.

The defendants in the case also filed a lawsuit against Garden City-based Breslin Realty Development Corp., a developer that planned to construct a 151,092-square-foot Costco Wholesale store and gas station on a vacant site just a short distance from BJs. Costco pulled out of the project in 2016, and Breslin Realty now aims to build a Lowe’s home improvement center, two eateries and a bank on the property that is next to the Taconic State Parkway.

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10

JANUARY 23, 2017

WCBJ

S

SPECIAL REPORT

Small Business Banking Lending could get boost from Trump-era deregulation

BY PHIL HALL phall@westfairinc.com

W

hen Donald Trump was campaigning for president, he advocated a series of policy changes designed to change how the federal government operates. To date, however, the incoming administration has been vague as to exact details of how and when those pledges would become the core of federal policy. And the new president’s distinctive talent for ruffling feathers on both sides of the political aisle could work against his efforts to enact change.

“I am skeptical much will be done in Washington,” said Brent Nyitray, director of capital markets at Stamford-based iServe Residential Lending. “The Democrats are united in opposition against Trump and the Republicans cannot trust him further then they can throw him.”

Trump does have GOP allies when it comes to rolling back the Dodd-Frank Act, the 2010 legislation that created a regulatory regimen governing the financial services world. Nyitray noted that even some Democrats would be willing to consider rewriting this law as it relates to community-level lenders, which had been in the forefront of small-business lending prior to the Great Recession.

“There is a bipartisan consensus that the Dodd-Frank Act was a little too heavyhanded on small banks,” he said. “Their compliance costs have gone way up, which really inhibited their ability to do what they do.”

Peter Gioia, vice president and economist for the Connecticut Business and Industry Association in Hartford, said that his conversations with community bankers inevitably circle to the operational expenses tied to the Dodd-Frank Act. “It is one thing for a Bank of America with a battalion of lawyers to deal with the complex regulation,” he said. “It is another thing with small community banks — it is a real hassle and costly burden for them. Now, I am not saying that we don’t need regulation to avoid another 2007 meltdown. But

one of the community banks will not spur another meltdown.”

Deregulation could potentially lure large commercial banks back into the small-business lending arena. “The money market funds, hedge funds, insurance premium pool took over from the commercial banks in the last four to five years at much higher rates,” said Raymond Manganelli, a professor and executive dean at Mercy College School of Business in Dobbs Ferry.

“Commercial banks will come back into the market at lower rates, allow riskier loans — not crazier loans, but lower-cost loans than they are doing now.”

Manganelli added that the return of the commercial bank lenders could not come at a better time. “A big company can get a loan at 4 to 5 percent — LIBOR plus 2 to 3 percent,” he said. “But a small company now pays 14 to 16 percent, which is 1,000 basis points more just because of real or perceived risk.”

John M. Tolomer, president and CEO of The Westchester Bank in White Plains, was not convinced that deregulation aimed at the Dodd-Frank Act would spur new small business lending. “Dodd-Frank’s impact would be de minimis,” he said. “Our bank went from being the smallest bank in America in June 2008 to becoming part of the top 20 percent by September 2016, and our growth came largely from loans to small business.”

Tolomer said that a positive perception of a vibrant economy would encourage more small business creation — and, by extension, lending — than deregulation.

“Every real economic turnaround starts with confidence in the economy,” he said. “Anecdotally, I hear more and more people expressing confidence that things will be better in 2017. This will spur people to starting businesses and feeling better about the future.”

While Tolomer did not see any percolating wave of new startups, Andrew Flamm, director of the Pace University Small Business Development Center in Manhattan, noted an entrepreneurial movement occurring on the fringes of the mainstream economy.

Donald Trump in his Manhattan office. Photo by Bob Rozycki.

“We’ve seen a lot of individuals starting businesses on the side,” he said. “They have full-time jobs, but they are doing this on nights and weekends as their real passion. A lot of people want to transition from their day job to the small business.

This approach lets people use that as a soft launch.”

Kim Jacobs, executive director of Community Capital New York in Westchester County, an alternative lender for small businesses, pointed to the U.S. Small Business Administration’s microloan program as a crucial channel for new business owners. She said Trump’s nomination of Linda McMahon, the former CEO of World Wrestling Entertainment, as the SBA’s next chief was a welcome probusiness signal.

“Our community development financial institution colleagues in Connecticut worked with her in past and say that they have a fairly positive feeling about that appointment,” she said.

And then there is the issue that could become the Trump administration’s most controversial plan: the repeal and replacement of the Affordable Care Act. The longterm impact on smaller businesses, particularly cash-strapped startups in need of

John Tolomer

loans, is uncertain. Jacobs cautioned that it is too early to either panic or relax.

“Most of the business owners we work with are responsible for securing their own health insurance,” she said. “Their ability to get insurance could cause them to worry, but right now it is too early for them to scramble because it is not known where all of the cards will fall.”

WCBJ

JANUARY 23, 2017

11

BY DAVID DEMILIA

Small vs. large banks: what’s best for businesses?

I

t’s said that bigger is better, but does the expression hold up when it comes to business banking? Are bigger banks a better option than smaller ones?

Sometimes.

In general, larger banks, typically those that operate in various geographic areas and with higher sums of assets, offer a comprehensive selection of financial products and services, including a variety of banking, wealth management and insurance products. Going with a provider that has a diversity of products and services at its disposal allows businesses to streamline how their finances and associated needs are managed by working with one provider instead of having to deal with multiple companies for their separate financial needs.

Big banks, along with some smaller ones, tend to be technologically savvy, providing their clients with a robust flexibility of banking digitally, including through mobile applications. They also enjoy the benefit of increased brand recognition, especially in more populated areas. This strength benefits customers because they always know they can access an ATM or speak to someone in person no matter where they are. Smaller banks are often part of partnership networks where these benefits can also be accessed, but the larger banks have the built-in name recognition.

Then again, there are benefits to working with smaller banks too.

Community, savings and other smaller or intermediate banks normally are associ-

ated with specific geographic regions, giving them a close affiliation to the local communities they serve and the region’s needs. The banks typically provide a high level of personal service, with customers often having direct access to the bank’s decision-makers, including those involved in the underwriting process through the company’s president.

Additionally, some smaller banks are affiliated with a network of providers, thereby widening their scope of customer services, such as investment and insurance products.

These smaller banks that are associated with a larger network or partnership often can provide the many services that larger banks offer with the personal touch of your neighborhood banker.

Because smaller banks tend to invest in

It’s 2017…

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By leveraging the purchase, the company preserved $1MM in working capital.

Contact David Nayor | 917.538.4059 | dnayor@44businesscapital.com 44businesscapital.com

12

JANUARY 23, 2017

WCBJ

personal relationships with their customers, their officers develop deep connections with them, along with a clear understanding of their client’s business’ needs. That allows the officers to cater products and services that best serve their clients’ financial and borrowing needs, in the present day and throughout its evolution. Essentially, customers are not looked at as just a number and they are viewed as key to the bank’s success.

Take a customer that applies for a $100,000 business loan. With a large bank, the decision can largely be based on the company’s credit score and documented financial standing. The primary focus might be the business’ ability to meet the terms of the loan with less emphasis on finding the right financial product to meet the business owner’s needs.

Conversely, because smaller banks are relationship-focused, it’s likely that a decision-maker with the bank would meet with the business owner to discuss the company’s financial standing and ability to satisfy the loan, plus why the advance was needed and the best solutions to meet those needs.

Perhaps one of the most important advantages of working with a smaller bank is internal — the culture is often not overly focused on numbers and sales goals. This is the kind of environment needed to ensure that customers and employees feel valued.

Without such an emphasis on “the numbers,” smaller banks have a unique ability to build relationships with their current and potential customers.

We live in a society where ideas and innovation are flourishing, especially when it comes to small business. Young and seasoned professionals will find comfort knowing that both large and smaller banks are rooting for their successes.

With the expansive reach, offerings and reputation of larger banks, myriad solutions are available for business people’s varied needs. Then again, the personal service, relationship-building, positive culture and local decision-making enjoyed at the smaller level means those seeking business loans can be assured that their vision, business plan and ideas will be taken into account.

The less exciting part of starting a business is securing financing and dealing with the logistical issues associated with the money side of things. Whether large or small, banks excel at, and are important for, helping new business owners navigate these challenges.

David DeMilia is senior vice president of commercial lending at Tompkins Mahopac Bank, Westchester. He can be reached at 914-524-1957 or at ddemilia@tompkins�inancial.com.

B

BRIEFLY

THE WESTCHESTER BANK EXPANDS TO RYE BROOK

The Westchester Bank has opened a branch on the fourth floor of 800 Westchester Ave. in Rye Brook.

The bank's sixth branch puts it in one of the county's better known commercial buildings. First developed as the headquarters for General Foods, the 532,680-squarefoot facility is now owned by the RPW Group.

"The 800 Westchester Avenue address is one of Westchester’s most visible landmark business buildings, symbolizing the strength and influence of the county’s business community," John M. Tolomer, bank president and CEO, said in a statement. "We couldn’t find a more fitting location for our newest branch than here in Rye Brook.”

The White Plains-based community bank offers a line of banking products to businesses and consumers that includes business and personal checking, business lending, commercial mortgages, savings accounts, CDs and money market accounts.

The Westchester Bank is headquartered at 12 Water St. in White Plains. The community bank's other branches are in Yonkers at 2001 Central Park Ave.; White Plains at 464 Mamaroneck Ave.; Thornwood at 994 Broadway; Mount Kisco at 51 S. Moger Ave. and in Mamaroneck at 305 Mamaroneck Ave.

ULSTER SAVINGS NAMES FINCH EXECUTIVE VP, CEO

the last 20 years as chief information officer at HealthAlliance of the Hudson Valley in Kingston and held additional roles at the regional health care system, including heading HealthAlliance’s community and government relations as chief community officer for the past decade.

Ulster Savings Bank President and CEO William C. Calderara in the announcement said Finch’s previous service on the community bank’s board of trustees “has given him a solid understanding of the bank’s operating structure as well as our mission and commitment to the community.”

Finch holds a master’s degree in business administration from Marist College

and a bachelor’s degree in mathematics and computer science from SUNY Albany.

SBA AND PACE HOST SMALL BUSINESS LENDING PANEL

The U.S. Small Business Administration and Pace University Small Business Development Center will host a Meet the Small Business Bankers panel and one-onone sessions with business lenders on Jan. 26 at the Pace Manhattan campus.

The free event will run from 9 a.m. to noon in the Bianco Room at 1 Pace Plaza. A one-hour panel discussion, moderated by SBA District Director Beth Goldberg, will

begin at 10:30 a.m.

Participating lenders include TD Bank, Santander, Northfield Bank and Flushing Bank.

Lenders will advise small-business owners and entrepreneurs on what they look for when evaluating a loan application, typical loan terms and the documents needed to apply. Panelists will offer practical strategies to finance small businesses and help assess the source of capital best suited for a business’ needs.

SBA officials will also review two key financing options for small businesses, the 7(a) guarantee and 504 loan programs.

— Ryan Deffenbaugh and John Golden

Joe Aquino

PCSB Bank Customer

True Local Means Taking A Personal Interest.

Banking that helps put people together.

John Finch Jr.

Ulster Savings Bank has named John Finch Jr. as executive vice president and chief operating officer at its Kingston headquarters.

Finch will oversee the bank’s loan operations, retail banking, business development and information technology departments.

A Port Ewen resident, he served for

“Almost 10 years ago I switched to PCSB Bank, because I was just not receiving the type of personal attention I expected from someone handling my business and my money. PCSB Bank keeps me in the loop with new products and services that I could benefit from but I also feel they have my back, because they know me as a person. Not only do they make my personal banking easier, but as a small business owner, they help me serve my customers better and continue to grow. And out in the community, PCSB Bank is well known, many people I meet bank there too. I like the feeling of being connected to something local and established that's there to help us all achieve more.”

Serving Putnam, Dutchess, Westchester and Rockland Counties Since 1871.

PCSB.com

914-248-7272 WCBJ

JANUARY 23, 2017

13

IT’S TIME TO VOTE

DiVERSiTY I N

B U S I N E S S

At press time for this issue more than 15,000 votes had been tabulated.

Your vote counts! Include it in the totals. Then pass the opportunity on to a friend. Voting deadline is Feb. 7.

THE DIVERSITY CHAMPIONS They don’t just talk diversity — they walk diversity

Vote to select THE FINAL FIVE nominated in the categories of: Most Promising Millennial, Most Socially Conscious, Outstanding Entrepreneur, Standard-Bearer and Visionary. These will be awarded at the April 4 event.

To vote go to: westfaironline.com/celebrating-diversity For more information on the program and sponsorship opportunities, please call Barbara Stewart Hanlon 914-358-0766 PRESENTED BY: WESTCHESTER & FAIRFIELD COUNTY

BUSINESS JOURNALS

DIVERSITY ADVOCATES:

14

JANUARY 23, 2017

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SPONSORS:

FACTS & FIGURES BANKRUPTCIES MANHATTAN Asanda Inc. 598 Broadway, New York 10012. Chapter 11, voluntary. Represented by Erica Feynman Aisner and Jonathan S. Pasternak. Filed: Jan. 11. Case no. 17-10054-jlg.

Asanda Park Avenue Inc. 598 Broadway, New York 10022. Chapter 11, voluntary. Represented by Erica Feynman Aisner and Jonathan S. Pasternak. Filed: Jan. 11. Case no. 1710055-jlg.

Autorama Enterprises Inc. 935 Garrison Ave., Bronx 10474. Chapter 11, voluntary. Represented by Steven B. Eichel and Arnold Mitchell Greene.

Filed: Jan. 11. Case no. 17-22040-rdd.

Club Ventures Investments LLC. 4 Astor Place, New York 10003. Chapter 7, voluntary. Represented by Alice Pin-Lao Kan. Filed: Jan. 12. Case no.

17-10060-shl.

Color Resources Center Inc. 20 W. 22 St., New York 10010. Chapter 11, voluntary. Represented by Julie Cvek Curely. Filed: Jan. 11. Case no. 17-10057jlg.

POUGHKEEPSIE Keahon Farms LLC. 500 S. Ohioville Road, New Paltz 12561. Chapter 11, voluntary. Represented by Lewis D. Wrobel. Filed: Jan. 12. Case no. 1735031-cgm.

WHITE PLAINS Finger Lake Debt Partners LLC. 6214 Riverdale Ave., Suite 2C, Bronx 10471. Chapter 11, voluntary. Represented by Jonathan S. Pasternak.

Filed: Jan. 11. Case no. 17-20000-mew.

Items appearing in the Westchester County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken.

Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3680

COURT CASES 5 Brothers Construction Services Inc. Filed by the trustees of the Drywall Tapers and Pointers Local Union No. 1974 Benefit Funds. Action: E.R.I.S.A. Attorney: Lauren Michelle Kugielska. Filed: Jan. 12. Case no.

7:17-cv-00245-CS. Allstate Interior & Exterior Contractors Inc., et al. Filed by Pablo Alonzo. Action: Fair Labor Standards Act. Attorney: Michael Antonio Faillace. Filed: Jan. 17. Case no. 17-cv00300-CS. Aloysius G. Smith MD PC. Filed by the United States of America. Action: IRS: petition to enforce IRS summons.

Represented by Li Yu. Filed: Jan. 12.

Case no. 7:17-cv-00204-KMK. Biomet Inc. Filed by Marianne Bulger and Jay Bulger. Action: diversity-product liability. Attorney: Renee Marie Gallagher. Filed: Jan. 11. Case no.

7:17-cv-00227-VB. British Airways PLC. Filed by Sophia A. Lowe. Action: notice of removal. Attorneys: Anthony U. Battista and Jean Marie Cooper Rose. Filed: Jan. 17.

Case no. 7:17-cv-00281-KMK. Citibank (South Dakota) National Association. Filed by Courchevel 1850 LLC. Action: diversity-foreclosure. Attorney: Alan Smikun. Filed: Jan. 13. Case no. 7:17-cv-00246-NSR. Continental Finance Co. LLC. Filed by Alexander S. Grier IV. Action: FCC-unsolicited telephone sales. Attorney: Sergei Lemberg. Filed: Jan. 17.

Case no. 7:17-cv-00322-NSR. Crossroads Super Buffet Inc. Filed

by Bolivar Ramiro Buele Calle. Action: Fair Labor Standards Act. Attorneys: Michael Antonio Faillace and Marisol Santos. Filed: Jan. 12. Case no. 7:17-cv00205-CS.

ON THE RECORD

Rhinebeck Savings Bank et al.

Filed by Pamela L. Perrotta. Action: federal question – other civil rights.

Attorney: Louis U. Gasparini. Filed: Jan. 13. Case no. 7:17-cv-00278.

Roger & Sons Concrete Inc. Filed

by The Annuity, Welfare and Apprenticeship Skill Improvement and Safety Funds of the International Union of Operating Engineers Local 15, 15A, 15C and 15D, AFL-CIO et al. Action: E.R.I.S.A.– employee retirement.

Attorney: James Michael Steinberg.

Filed: Jan. 17. Case no. 7:17-cv-00305VB. Vital Recovery Services Inc. et al.

Filed by Susan Thomas. Action: 1692 Fair Debt Collection Act. Attorney: Craig B. Sanders. Filed: Jan. 17. Case no.

7:17-cv-00330.

DEEDS Above $1 million 155 Lafayette Building LLC, White Plains. Seller: 155 Lafayette Avenue Corp., Mount Kisco. Property: 155 Lafayette Ave., North Castle. Amount: $1.5 million. Filed Jan. 13.

200 Meetinghouse LLC, Mount Kisco. Seller: Kimberly Kelly, Bedford Hills. Property: 200 Meeting House Road, New Castle. Amount: $2 million.

Filed Jan. 13.

Goran John Nikic LLC, Croton-on-Hudson. Seller: Sprain Brook Realty Corp., Yonkers. Property: 6 Cynthia Court, New Castle.

Amount: $1.2 million. Filed Jan. 12.

Below $1 million 111 Wilkins Avenue LLC, Rye Brook.

Seller: Green-Bulkley Corp., Port Chester. Property: 127 Wilkins Ave., Rye. Amount: $170,000. Filed Jan. 12.

160 Lot LLC, White Plains. Seller: 155 Lafayette Avenue Corp., Mount Kisco.

Property: 160 Lafayette Ave., North Castle. Amount: $282,975. Filed Jan. 13.

Green Zone Properties LLC, Williston Park. Seller: Hassane Diallo, New York City. Property: 351 Union Ave., Mount Vernon. Amount: $70,000.

Filed Jan. 13.

A and K Bhatti LLC, Yonkers. Seller: Joan McCarthy, Fishkill. Property: 125 Webster Ave., Yonkers. Amount: $740,000. Filed Jan. 12.

JPMorgan Chase Bank N.A. Seller: Bijal Jani, Pearl River. Property: 203 E. Prospect Ave., Mount Vernon.

Amount: $588,380. Filed Jan. 12.

Alesci Enterprises LLC, Douglaston. Seller: The Bank of New York Mellon Trust Company N.A. Property: 17 Waterview Estates, Peekskill.

Amount: $109,200. Filed Jan. 13.

Karas Limo Inc., Yonkers. Seller: Wells Fargo Bank N.A. Property: 9 Dunderave Road, Greenburgh.

Amount: $225,900. Filed Jan. 17.

Cash Advance 4 Realtors Inc., Goldens Bridge. Seller: Bank of America N.A. Property: 16 Birch Lane, Cortlandt. Amount: $222,000. Filed Jan. 11.

CIT Bank N.A. Seller: John C. Guttridge, White Plains. Property: 161 Somerstown Road, North Castle.

Amount: $535,378. Filed Jan. 11.

Citimortgage Inc. Seller: Charles A. D’Agostino, Pleasantville. Property: 49 Seaview Ave., New Rochelle. Amount: $930,000. Filed Jan. 13.

County of Westchester, White Plains. Seller: 322 Kear LLC, Armonk.

Property: 322 Kear St., Yorktown.

Amount: $284,000. Filed Jan.11.

Deutsche Bank National Trust Co. Seller: Charles A. D’Agostino, Pleasantville. Property: 3716 Oriole Court, Yorktown. Amount: $613,952. Filed Jan. 11.

Discala & Discala LLC et al. Filed

by Joseph DeGregory. Action: diversity – legal malpractice. Attorney: Robert W. Folchetti. Filed: Jan. 13. Case no.

7:17-cv-00297.

Malysana Properties LLC, New York City. Seller: Sidney Bostic, New Rochelle. Property: 24 Malysana Lane, New Rochelle. Amount: $1.7 million. Filed Jan. 11.

Deutsche Bank National Trust Co. Seller: Stephen Gold, White Plains.

Property: 33 Bouton St., Lewisboro.

Amount: $475,000. Filed Jan. 12.

Kohls Department Store. Filed by Joelle Jarvis. Action: notice of removal.

Attorney: Todd Russell Harris. Filed: Jan. 13. Case no. 7:17-cv-00283-VB.

Orchard Fairview Holdings LLC, Monsey. Seller: Franmar Realty Corp., Yonkers. Property: 50 Fairview St., Yonkers. Amount: $1.3 million. Filed Jan. 12.

Lodging Host Hotel Corp. Filed by the trustees of The National Retirement Fund. Action: E.R.I.S.A.– delinquent contributions. Attorneys: Jennifer Oh and David C. Sapp Jr. Filed: Jan. 17. Case no. 7:17-cv-00277-VB.

Top Virtue Investments LLC, Rosemead, Calif. Seller: John Gallagher, et al, Scarsdale. Property: 98 Brookby Road, Scarsdale. Amount: $1.6 million. Filed Jan. 12.

Garden State Ventures LLC, Boonton, N.J. Seller: Rocktop Partners I Trust. Property: 11 Depeyster St., Mount Pleasant. Amount: $350,000.

Filed Jan. 12.

42 Sherman Street LLC, Armonk.

Seller: SR Holdings I LLC, Greenwich, Conn. Property: 42 Sherman St., Rye. Amount: $300,000. Filed Jan. 11.

Highland Road LLC, New Rochelle.

Seller: Albert E. Collins Jr., et al, Rye. Property: 40 Highland Road, Rye. Amount: $1.1 million. Filed Jan. 13.

Lochmoor Club. Filed by the trustees of The National Retirement Fund.

Action: E.R.I.S.A.– delinquent contributions. Attorneys: Jennifer Oh and David C. Sapp Jr. Filed: Jan. 13. Case no.

7:17-cv-00207-VB.

Franconia Real Estate Services Inc. Seller: Joshua P. Fuerst, et al, White Plains. Property: 96 Alexander Ave., White Plains. Amount: $540,000. Filed Jan. 17.

Equity Trust Co., Yonkers. Seller: U.S. Bank N.A. Property: 464 S. Seventh Ave., Mount Vernon. Amount: $94,500. Filed Jan. 12.

Federal National Mortgage Association. Seller: Barry Robert Fertel, New Rochelle. Property: 28 Tomahawk Drive, Greenburgh. Amount: $435,443. Filed Jan. 12.

Floral Equities LLC, Brooklyn.

Seller: Edmund Foote, et al, Mount Vernon. Property: 335 S. Second Ave., Mount Vernon. Amount: $720,000.

Filed Jan. 11.

New Atlantic Liberty Corp., Brooklyn. Seller: Deutsche Bank National Trust Co. Property: 128 W. Fourth St., Mount Vernon. Amount: $200,000.

Filed Jan. 12.

Pinnacle Rock Real Estate LLC. Seller: Liam J. McLaughlin, White Plains. Property: 11 Apple Mill Lane, North Salem. Amount: $451,000. Filed Jan. 13.

Ramsumsush Inc., Chappaqua.

Seller: Carrozzi Real Estate Holdings New York LLC, Hastings-on-Hudson.

Property: 100 S. Highland Ave., No. 10, Ossining. Amount: $190,000. Filed Jan. 17.

Remsen Road Properties LLC. Seller: Xiao Ying Zhong, Yonkers.

Property: 34 Wakefield Ave., Yonkers.

Amount: $210,000. Filed Jan. 11.

Retained Realty Inc., New York City. Seller: Margaret Nicholson, Somers. Property: 8 Pond Hill Road, New Castle. Amount: $769,000. Filed Jan. 17.

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South East Realty Corp., Somers.

Seller: Hallic Place Development LLC, White Plains. Property: 339 Route 202, Somers. Amount: $755,000. Filed Jan. 13.

The Bank of New York Mellon.

Seller: Albert Cornachio III, Rye Brook. Property: 51 Jackson St., Yonkers. Amount: $324,639. Filed Jan. 12.

Triple ZZZ Realty Inc., Pelham. Seller: Vincenzo Traviglia, et al, Pelham.

Property: 452 Esplanade, Pelham.

Amount: $590,000. Filed Jan. 13.

WCBJ

Visit WestchesterCountyJobs.com

or call (203) 595-4262 for more information

JANUARY 23, 2017

15

FAMILY SERVICES RECEIVES $50K GRANT

IMPACT PR EARNS WBE CERTIFICATION Impact PR & Communications, Ltd. in Poughkeepsie has been granted status as a certified Women Business Enterprise by the state Department of Economic Development, Division of Minority and Women’s Business Development.

“We’ve always been 100-percent woman-owned and operated, but obtaining this official designation will allow the public and private companies we work with to be acknowledged for their commitment to supplier diversity and inclusivity,” said Filomena Fanelli, CEO and founder of the company.

As part of the the certification, Impact PR & Communications is now listed in the state’s Directory of Certified Businesses and has access to state contract and procurement opportunities.

A $50,000 grant from The Westchester Community Foundation (WCF) will help support the Trauma Systems Therapy counseling program for children being used by Family Services of Westchester (FSW). The funding will be used to enhance FSW’s work in its three largest clinics in Port Chester, Mount Vernon, and Yonkers.

WCF is a division of the New York Community Trust, one of the largest community foundations in the country, with assets of approximately $2.6 billion.

The therapy program addresses both a child’s emotional needs as well as the social environment in which he or she lives. It is especially useful for children suffering from traumatic events in everyday life such as domestic violence, community violence, poverty, and other highly stressful chronic situations.

“The grant will allow us to act as advocates for the parents and the child, make referrals to community resources for the child and the family and develop ongoing relationships with the child’s schools so we can monitor the child’s behavior and performance,” said Polly Kerrigan, FSW’s senior vice president of program operations.

FSW began using trauma systems therapy two years ago.

Filomena Fanelli

GOOD THINGS HAPPENING JCCA EVENT RAISES $350K FOR AT-RISK CHILDREN

AGENTS JOIN SOTHEBY IN BRONXVILLE Seasoned real estate agents Holly Mellstrom, Kristin Bischof, Alison Schair-Trigona and Elizabeth Ritchie have joined Julia B. Fee Sotheby’s International Realty and will be based in the Bronxville brokerage. All four agents most recently were with Pelham-based McClellan Sotheby’s International Realty.

Mellstrom has ranked as the highest-producing real estate agent in the Pelham marketplace for five of the past six years, including 2016, as well as one of the top producers in all of Westchester County with approximately $46 million in volume annually.

A Pelham resident since 1997, Mellstrom specializes in estates, complex transactions and concurrent purchases and sales. She has held positions on the boards of the Junior League of Pelham, Pelham Children’s Center and Siwanoy PTA. Bischof has been active in Pelham and City Island real estate sales, specializing in first-time homebuyers as well as luxury waterfront homes. Her community involvement includes serving on the boards of County Harvest and Huguenot Nursery School and as a former president of the Junior League of Pelham.

Schair-Trigona formerly held corporate and management positions with Houlihan Lawrence and Sotheby’s.

In addition to real estate, Ritchie’s background includes 15 years in executive roles with health care companies such as Cigna, United Healthcare and WellPoint. She is a Provisional Member of the Junior League of Pelham and active in the Huguenot Nursery School Parents Committee.

“All four of these wonderful agents are highly regarded in the world of Westchester County real estate,” said Virginia Doetsch, manager of Julia B. Fee Sotheby’s International Realty’s Bronxville brokerage. “Representing some of the highest sales in the area, there is no doubt that they are passionate about each of their transactions.”

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JANUARY 23, 2017

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From left: event co-chairs Tema Bomback and Julianne Metzger, JCCA President Barbara Salmanson, JCCA CEO Ronald E. Richter, event co-chairs Lisa Cutler and Judy Shapiro.

The Jewish Child Care Association’s annual fundraiser, “A Tree Grows in Pleasantville,” was held Jan. 7 at JCCA’s Pleasantville Cottage Campus. This was the 12th year for the event supports programs at the Pleasantville campus.

The event was co-chaired by Judy Shapiro of Armonk, Tema Bomback and Julianne Cohn Metzger, both of Chappaqua, and Lisa Cutler of White Plains.

JCCA reports that $350,000 was raised. The evening featured cocktails and hors d’oeuvres, an auction conducted by CK Swett, and a video profile of three campus young people with a compelling story of how JCCA provides traumatized children with the help they need. JCCA works with hundreds of children and youth who face seri-

ous emotional and family problems. Many struggle with poverty, developmental disabilities, complex mental illness and sexual abuse and exploitation.

The event also honored the 25 “Lunch Bunch Cottage Captains” on the campus — volunteers who live in the surrounding communities and organize monthly meals, holiday parties, birthday celebrations and activities for the young residents in each cottage.

Ronald Richter, CEO of JCCA, said, “We are so grateful to our wonderful attendees who made it to the event through the snow, made it a memorable evening and made a real difference for the kids on our Pleasantville Cottage Campus. It was a truly magical evening.”

DATES

SELF STORAGE ASSOCIATION HONORED

WARWICK VALLEY CHAMBER OF COMMERCE EVENT

From left: County Exec. Robert P. Astorino, Peter Ferraro, Sr. and Frank Crivello

From left: Melissa Stevens, WFD president; Bill Lindberg, WFD treasurer; Phil Cialella, first assistant chief; Deb Schweikart, Jason Brasier, chief; Sarah Armand, chamber; Kristen Weiss, chamber board; disc jockey Christopher Ford; James Mezzetti, chamber board; Michael Johndrow, chamber executive director.

When the New York State Self Storage Association (NYSSA) held its recent conference at the Westchester Marriott in Tarrytown, County Executive Robert P. Astorino was on hand to honor the organization with a proclamation. The association represents about 200 owners and operators of self storage facilities around the state. In addition to keeping members informed about what’s happening in the industry, NYSSA provides learning opportunities in areas such as customer

service, government regulation and facility operations.

The CEO of NYSSA, Peter Ferraro Sr., along with NYSSA’s Board Chairman Frank Crivello, accepted the proclamation from Astorino. NYSSA, which was formed in 1982, is working to educate public officials about the services offered by its members to apartment dwellers, condo owners, people in transit or who have been forced to relocate temporarily and small business operators.

CARCATERRA NAMED TO LACROSSE FOUNDATION BOARD

NEW PRESIDENT AT HV LABOR FEDERATION

Brian Carcaterra, a senior vice president for the real estate service company CBRE Group, has been named to the board of directors of the US Lacrosse Foundation.

Carcaterra is involved in CBRE’s Westchester/Fairfield operations. US Lacrosse is the national governing body of the sport. It trains and certifies coaches and officials and has established national rules and safety standards. The foundation helps fund and support activities of the parent organization. US Lacrosse has more than 450,000 members in 68 chapters in 45 states.

Carcaterra was a four-time American Lacrosse League national champion, a three-time All Star in the Major Lacrosse League and is in the US Lacrosse Hall of Fame, Hudson Valley Chapter. At Yorktown High School, he was a star player on the school’s championship lacrosse teams. At Johns Hopkins University, he was an All-American and National Goalie of the Year.

Ron Diaz, of UA Local 21, (Plumbers, Steamfitters and HVACR Service), is the new president of the Hudson Valley Area Labor Federation. He succeeds Paul Ellis-Graham. Diaz said, “We are faced with many difficult fronts in the coming years and it is extremely important that we as a federation communicate each union’s issues and struggles so that we can all stand together in support of each other.”

Founded in June 2001, the federation represents 113,000 union families across seven counties: Columbia, Dutchess, Greene, Orange, Rockland, Sullivan and Ulster. The organization’s goal is "for a more visible and bold labor movement that reflects the hopes and dreams of working families in the Hudson Valley." Core program areas include policy and legislation, multiunion mobilization, community outreach, political action and communications.

Warwick’s Raymond Hose Company Fire House at 200 West St. is where the Warwick Valley Chamber of Commerce will hold its after-hours business mixer from 5:30 to 7:30 p.m. on Jan. 26. Volunteer firefighters will join chamber members in the state-of-the-art fire house for hors d’oeuvres, beverages, facility tours and music.

“We hope to give a better understanding of what

the fire department does and how we are 100 percent volunteer and always looking for members. The Warwick Fire Department has a tradition of community service that dates back to 1869,” said Deborah Schweikart, secretary of the department.

Admission is $10 for members and their guests and $20 for non-members. Call the chamber at: 845-9862720 or email info@warwickcc.org.

CHILDREN ENJOY FREE PERFORMANCE It was a full house on Jan. 11 when children from various institutions in the lower Hudson Valley were treated to a free performance of the musical “Saturday Night Fever” at the Westchester Broadway Theatre in Elmsford. Each year, the theater invites various organizations to bring their children and chaperones to a free matinee performance of its current production of a hit Broadway musical. Invited this year were Andrus Children’s Center, Cardinal McClosky Home, Edenwald Center, Green Chimneys, Hawthorne Cedar Knolls, Lincoln Hall, Putnam Associated Resource Center, Pleasantville Cottage School, Pleasantville Start & Gateways, Rockland Children’s Psychiatric Center, Sunshine Children’s Home and Toddlers Park Headstart.

The theater says that about 17,000 children and chaperones have attended since the program was started by owners Bill Stutler and Bob Funking. The children range in age from 5 to 18 and are coping with physical, emotional or learning disabilities.

Several weeks before the event, the participating institutions are contacted by a theater staff member to determine whether there’s a special gift the organization would like to receive. The theater raises funds from its regular audiences and fills the institutions’ requests, with the gifts presented at the conclusion of the matinee. These have included such diverse items as computers, printers, microwaves and strollers.

Information for these features has been submitted by the subjects or their delegates.

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JANUARY 23, 2017

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FACTS U.S. Bank N.A. Seller: Barbara M. Lerman, Larchmont. Property: 41 North St., Mount Vernon. Amount: $742,508.

Filed Jan. 17.

U.S. Bank N.A. Seller: Clement S. Patti, White Plains. Property: 11 Depeyster St., Mount Pleasant. Amount: $905,159. Filed Jan. 12.

W.A.S. Holding Corp., Yonkers. Seller: Joseph A. Ruggiero, Yonkers. Property: 425 Seneca Ave., Mount Vernon.

Amount: $236,500. Filed Jan. 17.

FORECLOSURES BRONXVILLE, 55 Wildway. Singlefamily residence; lot size: .17 acre.

Plaintiff: Bank of America National Association. Plaintiff’s attorney: Shapiro, DiCaro & Barak, 877-759-1835; 175 Mile Crossing Blvd., Rochester 14624.

Defendant: Kil Chung Yun. Referee: Richard Grayson. Sale: Jan. 25, 10 a.m.

Approximate lien: $1,366,527.38.

CORTLANDT MANOR, 20 Gabriel Drive. Single-family residence; lot size: N/A. Plaintiff: The Bank of New York Mellon. Plaintiff’s attorney: Frenkel, Lambert, Weiss, Weisman & Gordon, 631-969-3100; 53 Gibson St., Bay Shore 11706. Defendant: Lucas Miguel Canela. Referee: Michael Amoclio.

Sale: Jan. 30, 10:15 a.m. Approximate lien $418,465.85.

KATONAH, 12 North St. Single-family residence; lot size: N/A. Plaintiff: PHH Mortgage Corp. Plaintiff’s attorney: Shapiro, DiCaro & Barak, 877-7591835; 175 Mile Crossing Blvd., Rochester 14624. Defendant: James MacLean.

Referee: Kevin Wright. Sale: Feb. 6, 11 a.m. Approximate lien: $461,857.61.

MOUNT VERNON, 60 Oak St. Twofamily residence; lot size: .05 acre.

Plaintiff: HSBC Bank USA National Association. Plaintiff’s attorney: Gross Polowy LLC, 716-204-1700; 1775 Wehrle Drive, Williamsvlle 14221. Defendant: Sharon Fisher. Referee: Anthony Pieragostini. Sale: Jan. 27, noon. Approximate lien: $773,339.43.

NEW ROCHELLE, 308 Fifth Ave. Single-family residence; lot size: .09 acre. Plaintiff: U.S. Bank National Association. Plaintiff’s attorney: Woods Oviatt Gilman LLP, 585-987-2800; 700 Crossroads Building, 2 State St., Rochester 14614. Defendant: Jesula Fauvel.

Referee: Cassie Dogali. Sale: Jan. 24, 10 a.m. Approximate lien: $549,170.64.

NEW ROCHELLE, 501 Stratton Road. Single-family residence; lot size: .89 acre. Plaintiff: U.S. Bank National Association. Plaintiff’s attorney: Shapiro, DiCaro & Barak, 877-759-1835; 175 Mile Crossing Blvd., Rochester 14624. Defendant: Joseph Sanchez. Referee: Jeffrey Binder. Sale: Jan. 24, 10:30 a.m. Approximate lien: $747,988.67.

NEW ROCHELLE, 543 Main St. Description: N/A; lot size: N/A. Plaintiff: Capital One National Association.

Plaintiff’s attorney: Woods Oviatt Gilman LLP, 585-987-2800; 700 Crossroads Building, 2 State St., Rochester 14614. Defendant: Duane Felix. Referee: Cassie Dogali. Sale: Feb. 8, 11 a.m.

Approximate lien: $729,138.28.

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JANUARY 23, 2017

OSSINING, 9-11 Independence Place. Two-family residence; lot size: .35 acre. Plaintiff: MTGLQ Investors LP. Plaintiff’s attorney: Shapiro, DiCaro & Barak, 877-759-1835; 175 Mile Crossing Blvd., Rochester 14624. Defendant: Christopher Marconi. Referee: Patricia Moro. Sale: Jan. 24, 1 p.m. Approximate lien: $549,005.18.

&

WHITE PLAINS, 36 Westchester View Lane. Single-family residence; lot size: .69 acre. Plaintiff: The Bank of New York Mellon. Plaintiff’s attorney: Shapiro, DiCaro & Barak, 877-759-1835; 175 Mile Crossing Blvd., Rochester 14624. Defendant: Francine Lewis. Referee: John Gifford Molloy.

Sale: Jan. 24, 11 a.m. Approximate lien: $1,172,248.92.

FIGURES Bowen, Jennifer, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $524,700 affecting property located at 7 Clove Road, New Rochelle 10801. Filed Sept. 4.

Lutrick, Donny W., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $270,000 affecting property located at 102 Kitchawan Drive, South Salem 10590. Filed Sept. 4.

Braunstein, David, as executor and beneficiary under the last will and testament of Nora Braunstein, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 373 Hayward Ave., Mount Vernon 10552. Filed Sept. 1.

Mandujano-Cari, Judith, et al.

Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $550,000 affecting property located at 186 West St., White Plains 10605. Filed Sept. 4.

PEEKSKILL, 155 Villa at the Woods, Apt. D-211. Apartment; lot size: N/A. Plaintiff: Wells Fargo Bank National Association. Plaintiff’s attorney: Woods Oviatt Gilman LLP, 585987-2800; 700 Crossroads Building, 2 State St., Rochester 14614. Defendant: Mark Gonsalves. Referee: Cassie Dogali. Sale: Feb. 6, 10 a.m. Approximate lien: $157,111.82.

YONKERS, 86 Runyon Ave. Singlefamily residence; lot size: .29 acre.

Plaintiff: Metalex Inc. Plaintiff’s attorney: Tucker Arensbert, 412-566-1212; 1500 One PPG Place Pittsburgh, Pa. 15222. Defendant: Crystal Glass Service RE Inc. Referee: David Gelfarb.

Sale: Jan. 23, 9:15 a.m. Approximate lien: $88,367.00.

PEEKSKILL, 656 Ridge St. Singlefamily residence; lot size: N/A. Plaintiff: Bayview Loan Servicing LLC. Plaintiff’s attorney: Frenkel, Lambert, Weiss, Weisman & Gordon, 631-9693100; 53 Gibson St., Bay Shore 11706.

Defendant: Anthony Cardillo. Referee: Danile Pagano. Sale: Jan. 23, 9 a.m. Approximate lien: $254,346.13.

YONKERS, 118 Maple St. Two-family residence; lot size: .03 acre. Plaintiff: Wilmington Trust National Association. Plaintiff’s attorney: Druckman & Sinel, 516-876-0800; 242 Drexel Ave., Westbury 11590. Defendant: Baruch Kupferstein. Referee: Robert Ryan.

Sale: Feb. 8, 10:30 a.m. Approximate lien: $557,043.75.

SCARSDALE, 2 Copper Beach Lane. Single-family residence; lot size: .57 acre. Plaintiff: U.S. Bank National Association. Plaintiff’s attorney: Frenkel, Lambert, Weiss, Weisman & Gordon, 631-969-3100; 53 Gibson St., Bay Shore 11706. Defendant: Robert Sher. Referee: Wanda Negron. Sale: Feb. 6, 10:30 a.m. Approximate lien: $1,433,149.41.

YONKERS, 434 Hawthorne Ave. Three-family residence; lot size: .31 acre. Plaintiff: HSBC Bank USA National Association. Plaintiff’s attorney: Woods Oviatt Gilman, 585-987-2800; 700 Crossroads Building, 2 State St., Rochester 14614. Defendant: Michael Lisbin. Referee: Cassie Dogalie.

Sale: Feb. 7, 11 a.m. Approximate lien: $519,265.58.

G.G. and K.E. Realty Corp., et al.

Filed by Eric Goldfine Serpt. Action: seeks to foreclose on a mortgage to secure $365,000 affecting property located at 27 Regina Ave., Lake Mohegan, 1034 Howard St., Peekskill, and 60 Parsonage St., Cold Spring. Filed Sept. 3.

JUDGMENTS

Giuffra, Robert, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $450,000 affecting property located at 4 Gatwicke Court, Chappaqua 10514. Filed Sept. 3.

TARRYTOWN, 72 Spring St. Single-family residence; lot size: .12 acre. Plaintiff: Wells Fargo Bank National Association. Plaintiff’s attorney: Woods Oviatt Gilman LLP, 585-9872800; 700 Crossroads Building, 2 State St., Rochester 14614. Defendant: Jessica Valenzuela. Referee: Anthony Colavita. Sale: Feb. 7, 9:30 a.m. Approximate lien: $441,508.52.

WHITE PLAINS, 1 Renaissance Square, Apt. 35G. Apartment; lot size: N/A. Plaintiff: Wells Fargo Bank National Association. Plaintiff’s attorney: Woods Oviatt Gilman LLP, 585987-2800; 700 Crossroads Building, 2 State St., Rochester 14614. Defendant: Gobin Maniram. Referee: Anjelie Patel. Sale: Feb. 7, 10 a.m. Approximate lien: $1,529,341.22.

WHITE PLAINS, 27-29 Beech St. Two-family residence; lot size: .17 acre.

Plaintiff: Wells Fargo Bank National Association. Plaintiff’s attorney: Gross Polowy LLC, 716-204-1700; 1775 Wehrle Drive, Williamsville 14221. Defendant: Mary Trainer Savage. Referee: Charles D’Agostino. Sale: Jan. 23, 2 p.m.

Approximate lien: $517,770.35.

WHITE PLAINS, 32 Independence St. Single-family residence; lot size: .06 acre. Plaintiff: HSBC Bank USA National Message. Plaintiff: Stern & Eisenberg PC, 215-572-8111; 485 B Route 1 South, Iselin, N.J. 08830. Defendant: Estate of Marguerita Rose.

Referee: Kevin Wright. Sale: Feb. 6, 11:30 a.m. Approximate lien: $378,109.20.

WCBJ

Maeva Inc., Hastings-on-Hudson. $4,563 in favor of Sysco Metro New York LLC, Jersey City, N.J. Filed Jan. 12.

Northeastern Import-Export Inc., Bohemia. $17,195 in favor of Scott Cynamon Textiles Inc., Valhalla. Filed Jan. 11.

Phoenix Ent Inc., New Hampton. $30,500 in favor of Mount Eve Enterprises LLC, Goshen. Filed Jan. 12.

RM Newman LLC, Bayside. $25,094 in favor of Madison Abstract Inc., Scarsdale. Filed Jan. 12.

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed.

Cofre, Marcella, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $444,020 affecting property located at 10 Walter St., Greenburgh 10591.

Filed Sept. 2.

Diaz, Jose, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $534,600 affecting property located at 520 McLean Ave., Yonkers 10705.

Filed Sept. 2.

Grant, Clarence, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $397,500 affecting property located at 6 Southfield Road, Mount Vernon 10552. Filed Sept. 1.

Hackett, James F., et al. Filed by Beneficial Homeowner Service Corp.

Action: seeks to foreclose on a mortgage to secure $585,362 affecting property located at 3346 Nutly Circle, Yorktown Heights 10598. Filed Sept. 3.

Hoelscher, Thomas W., as individually as heir and as executor of the estate of Katherine Hoelscher, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $249,000 affecting property located at 52 Hudson Point Lane, Ossining 10562. Filed Sept. 4.

Mierzejewski, Alfred, et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $748,000 affecting property located at 15 Highview Road, Pound Ridge 10576. Filed Sept. 1.

Morrison, Brian A., et al. Filed

by Emigrant Bank. Action: seeks to foreclose on a mortgage to secure $1 million affecting property located at 5 Paradise Road, Bronxville. Filed Sept. 2.

Mosny, Michael, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $392,000 affecting property located at 1072 Oregon Road, Cortlandt Manor. Filed Sept. 3.

Parris, Henerson, et al. Filed by Green Tree Servicing LLC. Action: seeks to foreclose on a mortgage to secure $384,000 affecting property located at 536 Third Street East, Mount Vernon 10550. Filed Sept. 2.

Public administrator of Westchester County as administrator of the estate of Gloria Rodney Wentt, et al. Filed by OneWest Bank FSB. Action: seeks to foreclose on a mortgage to secure $544,185 affecting property located at 123 S. 14th Ave., Mount Vernon 10550. Filed Sept. 2.

Reyes, Javier, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $415,150 affecting property located at 77 Walton Ave., White Plains 10606.

Filed Sept. 2.

Ruiz, Raymond, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $200,000 affecting property located at 2 Barnwell Drive, White Plains 10607. Filed Sept. 1.

Sinopoli, Anna, et al. Filed by Citibank N.A. Action: seeks to foreclose on a mortgage to secure $455,000 affecting property located at 1 Cornell Drive, Hartsdale 10530. Filed Sept. 4.

Abraham, Thomas, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $391,400 affecting property located at 294 Sommerville Place, Yonkers 10703. Filed Sept. 2.

Longe, Omowumi, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $450,000 affecting property located at 437 S. Fifth Ave., Mount Vernon 10550. Filed Sept.

4.

Sorrentino, David, et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 78 Mountaindale Road, Yonkers 10710. Filed Sept. 1.

Appleton, Julietta, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $355,000 affecting property located at 16 Stanwood Road, Mount Kisco 10549. Filed Sept. 3.

Lulgjurovic, Drane, et al. Filed by Green Tree Servicing LLC. Action: seeks to foreclose on a mortgage to secure $280,000 affecting property located at 72 Trolley Road, Cortlandt Manor 10567. Filed Sept. 2.

Vox, Victor, as administrator of the estate of Carmen M. Cox, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $50,000 affecting property located at 358 S. Seventh Ave., Mount Vernon 10550. Filed Sept. 3.

Washington Ave Partners LLC, et al. Filed by Edgewood Mac V LLC. Action: seeks to foreclose on a mortgage to secure $1 million affecting property located at 1 Adams St., Bedford Hills 10507. Filed Sept. 2.

MECHANIC’S LIENS 570 North Bedford Road LLC, as owner. $25,500 as claimed by Renaissance Builders Group Inc., Mount Kisco. Property: in Bedford. Filed Jan. 9.

Ginsburg Development Companies, as owner. $108,169 as claimed

by IQ Contracting Incorporated and Associates, Ossining. Property: in Ossining. Filed Jan. 10.

Habeck, Amy, as owner. $22,500 as claimed by Energy Spray Systems LLC, Stamford, Conn. Property: in Rye. Filed Jan. 12.

Kirshbaum, Ben, as owner. $4,000 as claimed by Energy Spray Systems LLC, Stamford, Conn. Property: in Greenburgh. Filed Jan. 12.

Lincoln Dobbs Ferry LLC, as owner. $50,793 as claimed by American Art Stone. Property: in Greenburgh.

Filed Jan. 9.

Navas, Patrick, as owner. $17,237 as claimed by Fresh Maintenance LLC, Yonkers. Property: in Greenburgh.

Filed Jan. 12.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Partnerships A. Holmes Ministries, 132 N. Ninth Ave., Mount Vernon 10550, c/o Adriene Holmes and Abdul W. Holmes.

Filed March 15.

High Water Press, 4 Kitching Place, Dobbs Ferry 10522, c/o Brian H. Dumaine and Henry M. Gilman. Filed March 15.

Sole Proprietorships 57 Kittens, 22 Nepperhan Road, Tarrytown 10591, c/o Michele Gotfredson. Filed March 14.

Alpha 4 Property Services, 56 Underhill St., Tuckahoe 10707, c/o Robert J. Alberico. Filed March 15.

Black Road Promotions, 124 Remington Place, New Rochelle 10801, c/o Mitchell O’Shaine. Filed March 14.

D and C Construction, 172 Cortlandt St., Apt. 2, Sleepy Hollow 10591, c/o Segundo David Tene Roldan. Filed March 14.

FACTS IBNInk, 1607 Old Country Road, Elmsford 10523, c/o Angela Bradshaw.

Filed March 15.

Iron Made Aesthetics, 144 Park Ave., Yonkers 10703, c/o Robert Kocur, Jr. Filed March 15.

Jen Parente Photography, 95 Brookside Place, New Rochelle 10801, c/o Jennifer Parente. Filed March 15.

La Familia Barber Shop, 77 Fourth St., New Rochelle 10801, c/o Ivin Harper. Filed March 15.

Larchmont Kitchens and Baths, 7 Addison St., Larchmont 10538, c/o John Thomas Mansor. Filed March 11.

Luan2 Masonry, P.O. Box 3081, Ossining 10562, c/o Manuel Zhingri.

Filed March 14.

Mayor Cleaning Service, 433 Fourth St., Mamaroneck 10543, c/o Erica A. Paz Mayorga. Filed March 15.

Open Court Wildcats, 63 Gatto Drive, Mount Kisco 10549, c/o John James Walsh. Filed March 11.

Prudent LTCI Solutions, 3 Granada Crescent, Unit 3, White Plains 10603, c/o Antimo Ricciardi. Filed March 11.

R.A. Green Landscaping, P.O. Box 409, Mount Kisco 10549, c/o Raul A. Aguirre Salazar. Filed March 14.

Sandy’s Winery Events, 19 Kingston Ave., Cortlandt Manor 10567, c/o Sandra A. Pippa. Filed March 15.

The Love of Glass, 7 Oakridge Drive, South Salem 10590, c/o Aracelis Cruz.

Filed March 11.

PATENTS Configurable door panels. Patent no. 9,549,480 issued to Paula Besterman, Charlotte, N.C.; Aaron R. Cox, Tucson, Ariz.; Camillo Sassano, Durham, N.C.; and Kevin L. Schultz, Raleigh, N.C. Assigned to International Business Machines Corp., Armonk.

Gathering participants for meetings. Patent no. 9,548,868 issued to Susan M. Cox, Rochester, Minn.; Janani Janakiraman, Austin, Texas; and Fang Lu, Billerica, Mass. Assigned to International Business Machines Corp., Armonk.

Initializing a descrambler. Patent no. 9,548,857 issued to Paul A. Ganfield, Rochester, Minn. Assigned to International Business Machines Corp., Armonk.

Linking instances within a cloudcomputing environment. Patent no. 9,548,942 issued to Lisa Seacat DeLuca, Baltimore, Md.; Brian D. Goodman, West Redding, Conn.; and Troy M. Volin, Chapel Hill, N.C. Assigned to International Business Machines Corp., Armonk.

Preventing application-level denial of service in a multitenant system using parametric-sensitive transaction weighting. Patent no. 9,548,991 issued to Russell L. Holden, Boxborough, Mass. Assigned to International Business Machines Corp., Armonk.

Printed circuit board edge connector. Patent no. 9,549,469 issued to Brian Samuel Beaman, Apex, N.C. Assigned to International Business Machines Corp., Armonk.

Protocol optimization for client and server synchronization. Patent no. 9,549,025 issued to Thomas E. Creamer, Boca Raton, Fla.; and Curtis E. Hrischuk, Holly Springs, N.C. Assigned to International Business Machines Corp., Armonk.

Sorted merge of streaming data.

Patent no. 9,549,014 issued to Kevin Frederic Foster, San Jose, Calif. Assigned to International Business Machines Corp., Armonk.

Temporary suspension of electronic communications. Patent no.

9,548,953 issued to Jeffrey S. Dernavich, Atlanta, Ga.; Jason Burke Brett, Woodstock, Ga.; Matthew Vernon Abbott, Marietta, Ga.; David Alvarado, Corona, Calif.; Eric Busler, Orange, Calif.; Jason Cai, Alhambra, Calif.; and Sergey Tsymbler, Irvine, Calif. Assigned to International Business Machines Corp., Armonk.

Token authentication for touchsensitive display screens. Patent no. 9,548,865 issued to Trudy L. Hewitt, Cary, N.C.; and Francesco C. Schembari, Durham, N.C. Assigned to International Business Machines Corp., Armonk.

HUDSON VALLEY BUILDING LOANS Above $1 million Primax Properties LLC, as owner.

Lender: TD Bank N.A. Property: in Dover. Amount: $1.3 million. Filed Jan. 13.

Below $1 million

&

FIGURES

Sullivan, Timothy R., et al, Montgomery, as owner. Lender: Walden Savings Bank, Montgomery. Property: in Montgomery. Amount: $50,000.

Filed Jan. 12.

ABF Albany Post LLC, Brooklyn.

Seller: Steven Zivica, Clinton Corners.

Property: 4332 Albany Post Road, Hyde Park 12538. Amount: $331,500.

Filed Jan. 11.

Wannen, David, et al, as owner.

Lender: Walden Savings Bank. Property: in Beekman. Amount: $615,000.

Filed Jan. 12.

Advanced Vision Realty LLC, Poughkeepsie. Seller: Lowell D. Crosbie Jr., et al, Wallkill. Property: in Shawangunk. Amount: $215,000. Filed Jan. 12.

White, Willis C. III, Kingston, as owner. Lender: Ulster Savings Bank, Kingston. Property: 12-14 Clinton Ave., Kingston 12401. Amount: $78,000.

Filed Jan. 9.

Deeds Above $1 million MJ Bridgeview Realty LLC, Poughkeepsie. Seller: Charles Scott, et al, Millbrook. Property: in Lloyd.

Amount: $1.2 million. Filed Jan. 11.

Ridge Hudson Valley LLC, Needham, Mass. Seller: Marketplace at Newburgh LLC, Elmsford. Property: in Newburgh. Amount: $10.8 million.

Filed Jan. 11.

Below $1 million

Autumn Ridge Corp., Highland Mills. Seller: American Chase Properties LLC, Warwick. Property: in Warwick. Amount: $121,000. Filed Jan. 11.

Autumn Ridge Corp., Highland Mills. Seller: Warwick Properties LLC, Ramsey, N.J. Property: in Warwick.

Amount: $230,000. Filed Jan. 12.

Bridge Funding Inc., North Salem.

Seller: Wells Fargo Bank N.A. Property: 2 Ridgeview Drive, Newburgh 12550. Amount: $148,700. Filed Jan. 13.

Brookfield Global Relocation Services LLC, Burr Ridge, Ill. Seller: Greg Northrop, et al, Putnam Valley.

Property: in Putnam Valley. Amount: $285,000. Filed Dec. 20.

Cartus Financial Corp., Danbury, Conn. Seller: Mu Wu, Hopewell Junction. Property: in East Fishkill.

Amount: $560,000. Filed Jan. 11.

Deutsche Bank National Trust Co. Seller: Sarah Ramos, Goshen. Property: 61 Horton Ave., Middletown 10940.

Amount: $155,183. Filed Jan. 11.

Double R Capital Inc., Poughkeepsie. Seller: David G. Ferenz, Poughkeepsie. Property: 216 West Road, Apt. 1180, Pleasant Valley 12569. Amount: $24,500. Filed Jan. 11.

Federal National Mortgage Association. Seller: Margaret A. Nicholson, Somers. Property: 155 Wood St., Lake Mahopac 10541. Amount: $358,000. Filed Dec. 27.

First Tennessee Bank N.A. Seller: Joseph Catania, Newburgh. Property: 23 Independence Ave., Middletown 10940. Amount: $243,954. Filed Jan. 11.

M&T Bank, Buffalo. Seller: Thomas P. Halley, Poughkeepsie. Property: 8 Rolling Ridge Road, Hyde Park 12538.

Amount: $258,500. Filed Jan. 11.

Glenco Inc., Walden. Seller: Glenco Inc., Walden. Property: in Montgomery. Amount: $178,730. Filed Jan. 12.

Nationstar Mortgage LLC. Seller: Carmelo Montano, et al, Woodside.

Property: 27 Prospect St., Brewster 10509. Amount: $210,609. Filed Dec. 13.

GRMO Realty LLC. Seller: Gregory McAdam, Walden. Property: 38 Orion Ave., Monroe 10950. Amount: $218,000. Filed Jan. 12.

Homebridge Financial Services Inc., Ewing, N.J. Seller: Kara Cavallo, Walden. Property: 41 Center St., Walden 12586. Amount: $171,281. Filed Jan. 11.

15 Meron Realty Inc., Monroe.

Seller: Paksh Holdings LLC, Monroe. Property: in Monroe. Amount: $175,000. Filed Jan. 12.

City of New York. Seller: Theodore R. Byron, et al, Mount Tremper. Property: 5472 Route 212, Shandaken.

Amount: $94,879. Filed Jan. 12.

HSBC Bank USA N.A. Seller: John B. Swift, III, Goshen. Property: 7 Mountain Ave., Port Jervis 12771. Amount: $144,343. Filed Jan. 12.

2525 Route 9W Realty Corp., Fort Montgomery. Seller: Nancy Ann Modjeska-Ostin, New Brunswick, N.J. Property: 2-4 Prince St., Middletown.

Amount: $75,000. Filed Jan. 12.

County of Orange, Goshen. Seller: Wayne E. Davis, Tuxedo. Property: 68 Quarry Road, Goshen. Amount: $2,100. Filed Jan. 13.

HSBC Bank USA N.A. Seller: Terry D. Horner, Poughkeepsie. Property: 1061 Turkey Hill Road, Milan 12571.

Amount: $856,500. Filed Jan. 11.

Delta Realty NY LLC, Monroe.

Seller: David German, et al, Merrick.

Property: 131 Chambers St., Newburgh 12550. Amount: $19,591. Filed Jan. 11.

Hudson Heritage Federal Credit Union, Middletown. Seller: John C. Cappello, Walden. Property: 75 Sycamore Drive, Middletown 10940.

Amount: $100,000. Filed Jan. 12.

55 Argonne Road Corp., Brewster.

Seller: Consortium Properties/Argonne Road LLC, Quogue. Property: in Southeast. Amount: $75,000. Filed Dec. 27.

58 Van Dale Road LLC, Greenwich, Conn. Seller: Andrew Glick, Woodstock. Property: in Woodstock.

Amount: $310,000. Filed Jan. 10.

Lanwin Olympia Cornwall LLC, Cornwall-on-Hudson, as owner. Lender: TEG Federal Credit Union, Poughkeepsie. Property: 11 Hasbrouck Ave., Cornwall-on-Hudson. Amount: $348,750. Filed Jan. 11.

72 West Eckerson LLC, Tappan.

Seller: 1 Freeland Street Corp., Monroe. Property: 1 Freeland St., Monroe 10950. Amount: $750,000. Filed Jan. 12.

Rabasco, Peter J., et al, Rosendale, as owner. Lender: Ulster Savings Bank, Kingston. Property: 24 Hampton Hills Drive, Marlborough 12542.

Amount: $240,747. Filed Jan. 9.

75 West Chester LLC, Kingston.

Seller: Hugh Anthony Cummings, et al, Accord. Property: 75 W. Chester St., Kingston 12401. Amount: $104,700.

Filed Jan. 12.

Deutsche Bank National Trust Co. Seller: Lee D. Klein, Poughkeepsie.

Property: 18 Robin Lane, Wappingers Falls 12590. Amount: $499,500. Filed Jan. 9.

Deutsche Bank National Trust Co. Seller: Michael S. Blustein, Goshen.

Property: 8 Park Circle Drive, Middletown 10941. Amount: $253,658. Filed Jan. 11.

Deutsche Bank National Trust Co. Seller: Nicole Falcon, et al. Property: 275 Baxtertown Road, Fishkill 12524.

Amount: $237,000. Filed Jan. 11.

Lanwin Olympia Cornwall LLC, Cornwall-on-Hudson. Seller: Susan L. Blaine, et al, Cornwall-on-Hudson.

Property: in Cornwall-on-Hudson.

Amount: $142,000. Filed Jan. 11.

LSF8 Master Participation Trust.

Seller: Michele Lyn Babcock, Walden.

Property: 9 Laurel Trail, Monroe 10950. Amount: $258,854. Filed Jan. 11.

Church Communities Foundation, Rifton. Seller: Pamela J. Wolf, New York City. Property: in Esopus.

Amount: $400,000. Filed Jan. 11.

Desperado LLC, New York City.

Seller: Richard A. Anthony, et al, Woodstock. Property: in Woodstock.

Amount: $949,000. Filed Jan. 12.

Lanwin Olympia Cornwall LLC, Cornwall-on-Hudson. Seller: Susan L. Blaine, et al, Cornwall-on-Hudson.

Property: in Cornwall-on-Hudson.

Amount: $60,000. Filed Jan. 11.

Federal National Mortgage Association. Seller: Mark T. Starkman, Highland Mills. Property: 5 Trotting Drive, Chester 10918. Amount: $159,999. Filed Jan. 13.

11 Fairview LLC, Ardsley. Seller: Fannie Mae. Property: 349 Church St., Poughkeepsie 12601. Amount: $97,000. Filed Jan. 10.

41-44 Middle Street LLC, Newburyport, Mass. Seller: Belleayre Lodge and Cabins Inc., New York City. Property: in Pine Hill. Amount: $545,000.

Filed Jan. 12.

KTT Builders Inc., Mahopac. Seller: Deutsche Bank National Trust Co. Property: 21 Kirkwood Road, Mahopac 10541. Amount: $230,000. Filed Dec. 13.

Hudson Todd LLC, Beacon. Seller: Area 172 Inc., Beacon. Property: 172 Main St., Beacon. Amount: $620,000.

Filed Jan. 9.

JAB Builders Inc., Mahopac. Seller: SERG Inc., Carmel. Property: Odessa Road, Mahopac. Amount: $120,000.

Filed Dec. 14.

JB Lee LLC, Fishkill. Seller: Kathleen A. McGrath, Hopewell Junction. Property: in Fishkill. Amount: $590,000.

Filed Jan. 9.

JPMorgan Chase Bank N.A. Seller: Patrick Davoli, et al, Highland. Property: 12 Merritt Ave., Highland 12528.

Amount: $193,358. Filed Jan. 10

Nationstar Mortgage LLC. Seller: Glen N. Nelson, Poughkeepsie. Property: 6 Knights Bridge Road, No. 6E, Poughkeepsie 12603. Amount: $129,000. Filed Jan. 9.

Orange County Historical Society Inc., Arden. Seller: Marjorie N. Friedman, Park City, Utah. Property: in Tuxedo. Amount: $225,000. Filed Jan. 13.

PYS2 Real Estate LLC, Poughkeepsie. Seller: Victor Elezovic, et al, Hopewell Junction. Property: in East Fishkill. Amount: $250,000. Filed Jan. 11.

Red Maple Ventures, Poughkeepsie. Seller: Rachel Flanagan, Fishkill. Property: 80 Valley View Drive, Poughkeepsie 12603. Amount: $46,000. Filed Jan. 9.

Sentry Enterprises LLC, New Windsor. Seller: City of Newburgh.

Property: 95 Carson Ave., Newburgh.

Amount: $4,100. Filed Jan. 12.

SMJ Homes Inc., Brewster. Seller: Wells Fargo Bank N.A. Property: 12 Alden Road, Patterson 12563. Amount: $175,000. Filed Dec. 13.

Strength for Life Holdings, Poughkeepsie. Seller: Howard L. Friedman, et al, Poughkeepsie. Property: 10 Walker Road, Poughkeepsie 12603.

Amount: $255,000. Filed Jan. 11.

TEG Federal Credit Union, Poughkeepsie. Seller: Patrick T. Gartland, Poughkeepsie. Property: 70 Folan Road, Amenia 12501. Amount: $253,000. Filed Jan. 11.

The Bank of New York Mellon.

Seller: Paul Clifford Brite, Newburgh.

Property: 211 N. Miller St., Newburgh 12550. Amount: $265,719. Filed Jan. 12.

WCBJ

JANUARY 23, 2017

19

FACTS The Masters Touch DTRM Inc., Kingston. Seller: Martin J. Posner, Tillson. Property: in New Paltz. Amount: $550,000. Filed Jan. 10.

Town of Shawangunk, Wallkill.

Seller: Florence L. Jollie, Shawangunk.

Property: 99 Viola St., Shawangunk.

Amount: $107,000. Filed Jan. 11.

Joe’s Pizza, Ellenville. $11,194 in favor of US Foods Inc., Perth Amboy, N.J. Filed Jan. 9.

KRS Petrol Inc., Boiceville. $4,028 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 9.

U.S. Bank N.A. Seller: Lee David Klein, Poughkeepsie. Property: 28 Losee Road, Wappingers Falls 12590.

Amount: $404,000. Filed Jan. 9.

Masi-Valenti Productions and Shows Inc., Pine Bush. $116 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 9.

U.S. Bank N.A. Seller: Michael J. O’Connor, Poughkeepsie. Property: 6198 Route 9, Rhinebeck 12572.

Amount: $402,000. Filed Jan. 9.

Monroe Gulf Associates LLC, Monroe. $20,000 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed April 5.

U.S. Bank Trust N.A. Seller: Rachel Frost, Fishkill. Property: 8 Brusk Drive, Hopewell Junction 12533.

Amount: $380,500. Filed Jan. 11.

P and T Surplus Corp., Kingston. $268 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 9.

U.S. Bank Trust N.A. Seller: Roselina Serrano-Maschi, New City. Property: 47 Washington Road, Monroe 10950.

Amount: $276,593. Filed Jan. 12.

Platinum Music Palace, Kingston. $2,892 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 9.

Village of Wappingers Falls, Wappingers Falls. Seller: Flagstar Bank FSB. Property: 2694 W. Main St., Poughkeepsie. Amount: $181,000.

Filed Jan. 11.

Rafferty Rocks Press Inc., Saugerties. $543 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 9.

Wells Fargo Bank N.A. Seller: Maura Barrett, Poughkeepsie. Property: 9 Hart Drive, Poughkeepsie 12603.

Amount: $573,000. Filed Jan. 9.

Wilmington Savings Fund Society FSB. Seller: Laurence A. Clemente, Goshen. Property: 25 Nob Circle, Newburgh 12550. Amount: $120,000.

Filed Jan. 12.

Y and W Group Inc., Monroe. Seller: Peter G. Botti, Goshen. Property: 276 Temple Hill Road, Unit 1108, New Windsor 12553. Amount: $53,600.

Filed Jan. 12.

Arimes Estates Ltd., Central Valley. $22,093 in favor of Probuild Company LLC, Middletown. Filed Jan. 11.

Buck With A Truck LLC, Kingston. $20,000 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed Jan. 12.

Cornerstone Home Inspections Inc., Kingston. $552 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 9.

Electronic Eyes Inc., Monroe. $15,000 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed April 5.

Goldstone Group Corp., Monroe. $25,500 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed April 5.

JANUARY 23, 2017

The Gardens on Catlin Creek Inc., Campbell Hall. $16,000 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed April 5.

Woodstock Outdoor Company Inc., Woodstock. $59,256 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 9.

LIS PENDENS

JUDGMENTS

20

Saugerties Auto Fuel Inc., Kingston. $104 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 9.

The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed.

1655 Route 300, et al. Filed by JWV Inc. Action: seeks to foreclose on a mortgage to secure $100,000 affecting property located in Newburgh.

Filed Sept. 6.

40 Maloney Drive Realty Inc., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $340,000 affecting property located at 40 Maloney Lane, Goshen 10924. Filed Sept. 7.

Arzillo, Robert, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $142,400 affecting property located at 21 Irwin Ave., Middletown 10940.

Filed Sept. 12.

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FIGURES

Austin, Lucille, et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $175,500 affecting property located at 2985 Route 209, Kingston 12401. Filed Jan. 12.

Gaglio, Salvatore, et al. Filed by PennyMac Holdings LLC. Action: seeks to foreclose on a mortgage to secure $672,000 affecting property located at 16 N. Meadow Lane, Putnam Valley 10579. Filed Jan. 6.

Jones, Yolanda Jennette, et al.

Filed by Ocwen Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $276,826 affecting property located at 120 Livingston Road, Carmel 10512. Filed Dec. 30.

Bauer, Sarah Lynn, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $295,000 affecting property located at 7 Ridgeview Drive, Newburgh 12550. Filed Aug. 31.

Galambos, Steve, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $147,000 affecting property located in Deerpark. Filed Sept. 6.

Joyce, Helen M., et al. Filed by Walden Savings Bank. Action: seeks to foreclose on a mortgage to secure $185,000 affecting property located at 11 Woods Place, Middletown 10940.

Filed Sept. 7.

Brailsford, Nadine, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 9 Helene Circle, Highland Mills 10930.

Filed Aug. 24.

Brathwaite, Makiba A., et al. Filed

by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $319,113 affecting property located at 239 Mountain View Ave., Wallkill 12589. Filed Sept. 1.

Brown, Gregory W., et al. Filed

by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $220,000 affecting property located at 550 Plutarch Road, Highland 12528. Filed Jan. 10.

Bullock, Michael R., et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $242,000 affecting property located at 9 Holly Ave., Florida 10921. Filed Aug. 30.

Burdett, Francis, et al. Filed by Citibank N.A. Action: seeks to foreclose on a mortgage to secure $175,000 affecting property located at 21 Turk Hill Road, Brewster 10509. Filed Jan. 4.

Byrne, William M., et al. Filed

by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $150,000 affecting property located at 1601 Whispering Hills Drive, Unit 103, Chester 10918. Filed Sept. 9.

Garrison, Joanne Casey, et al. Filed

by Bayview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $540,000 affecting property located at 45 Peter Drive, Slate Hill 10973. Filed Sept. 2.

Gillis, Annette M., individually and as administrator of the estate of the late, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $203,245 affecting property located at 173 Wawayanda Ave., Middletown 10940. Filed Aug. 31.

Heirs and distributees of the estate of Thomas Hayes, et al. Filed

by Hometown Bank of Hudson Valley.

Action: seeks to foreclose on a mortgage to secure $140,000 affecting property located at 70 Winona Ave., Newburgh 12550. Filed Sept. 1.

Herczl, Mendel, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $172,000 affecting property located at 18 Spring St., Port Jervis 12771. Filed Sept. 12.

Hickey, Daniel C., et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $188,000 affecting property located at 332 Rockledge Road, Mahopac 10541. Filed Jan. 3.

Hicks, James M., et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $88,848 affecting property located at 11 Third St., Godeffroy 12729. Filed Sept. 9.

Campbell, Raymond S., et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $273,414 affecting property located at 1010 Hawthorne Way, New Windsor 12553. Filed Aug. 29.

Hill, Michael B., et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $100,000 affecting property located at 42-44 Beacon St., Middletown 10940. Filed Sept. 9.

Friedman, Moshe, et al. Filed by Community Restoration Corp. Action: seeks to foreclose on a mortgage to secure $151,900 affecting property located at 11 Howard Drive, Cornwallon-Hudson 12518. Filed Aug. 25.

Hillian, Arnold, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $124,000 affecting property located at 2 Plaine Terrace, Newburgh 12550.

Filed Sept. 2.

Froehlich, Barbara J., et al. Filed by Reverse Mortgage Funding LLC. Action: seeks to foreclose on a mortgage to secure $180,000 affecting property located at 117 Beaver Dam Road, Montgomery 12549. Filed Sept. 1.

Iuzzini, Stefanie, et al. Filed by CIT Bank N.A. Action: seeks to foreclose on a mortgage to secure $217,500 affecting property located at 20 Pierces Road, Unit 43, Newburgh 12550. Filed Sept. 1.

Gabriel, Marie L., et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $259,920 affecting property located at 36 Gardner Ave., Middletown 10940. Filed Aug. 30.

Jones-Barnes, Nadine, et al. Filed by the State of New York Mortgage Agency. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 61 Galley Hill Road, Cuddebackville 12729. Filed Sept. 12.

Judd, Sherry, as heir to the estate of Sandra Nagy, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $427,500 affecting property located at 1 Robin Drive, Bullville 10915. Filed Sept. 6.

Kane, Tammy, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $249,960 affecting property located at 258 Long Lane, Crawford 12721.

Filed Sept. 2.

Keena, Patrick J., et al. Filed by Green Tree Servicing LLC. Action: seeks to foreclose on a mortgage to secure $339,000 affecting property located at 40 Tulip Drive, Brewster 10509. Filed Jan. 3.

Kempe, Guy Thomas, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $312,000 affecting property located at 24 Bonticou View Drive, New Paltz 12561. Filed Jan. 9.

Kennedy, Carolyn, et al. Filed by CitiMortgage Inc. Action: seeks to foreclose on a mortgage to secure $180,000 affecting property located at 1106 Village Drive, Brewster 10509.

Filed Jan. 10.

Kennedy, Eva G., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $384,440 affecting property located at 53 Meadows Lane, Middletown 10941. Filed Sept. 1.

Lozada, Christopher, as heir at law to the estate of Guillermo Lozada, et al. Filed by Mid-Hudson Valley Federal Credit Union. Action: seeks to foreclose on a mortgage to secure $73,500 affecting property located at 68 W. O’Reilly St., Kingston 12401. Filed Jan. 12.

Magana, Nelson, et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $168,000 affecting property located at 232 Robinson Ave., Newburgh 12550. Filed Aug. 24.

Mahoney, Shaun M., et al. Filed

by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $308,000 affecting property located at 103 Dunthorne Drive, Bloomingburg. Filed Sept. 8.

Mattesi, Joyce A., et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $150,000 affecting property located at 103 Sterling Road, Greenwood Lake 10925. Filed Sept. 1.

Medina, Kyra A., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $237,125 affecting property located at 37 Williams Ave., Newburgh 12550.

Filed Aug. 24.

Mendez, Mary D., et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $207,955 affecting property located at 1036 Mountain Road, Port Jervis 12771.

Filed Aug. 29.

Mohr, Pasqualina, et al. Filed

by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $520,000 affecting property located at 230 Peaceable Hill Road, Brewster 10509. Filed Jan. 3.

Montalvo, Mario, et al. Filed by Ocwen Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $250,000 affecting property located at 108 Anna Court, Middletown 10941. Filed Sept. 6.

Knight, Joseph M. Jr., et al. Filed

by Household Finance Realty Corporation of New York. Action: seeks to foreclose on a mortgage to secure $341,058 affecting property located at 16 Cross St., New Windsor 12553. Filed Aug. 24.

Morehead, Matthew, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $91,575 affecting property located at 13 S. Montgomery St., Walden 12586.

Filed Aug. 24.

LaFrance, Leslie A., et al. Filed by Ulster Savings Bank. Action: seeks to foreclose on a mortgage to secure $73,100 affecting property located at 291 Riley Road, New Windsor 12553.

Filed Sept. 9.

Morreale, Linda, et al. Filed by Federal National Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $297,000 affecting property located at 16 Maple Hill Drive, Unit 16, Carmel 10541. Filed Jan. 5.

Larose, Margaret M., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $229,865 affecting property located at 88 Quaker Ave., Cornwall-on-Hudson 12518. Filed Aug. 29.

Muriel, Karen, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $182,500 affecting property located at 6 Walnut Court, Goshen 10924. Filed Sept. 8.

Long, Damien P., et al. Filed by MidFirst Bank. Action: seeks to foreclose on a mortgage to secure $139,188 affecting property located at 21 Orchard Hill Road, Middletown 10941. Filed Sept. 12.

Murphy, Frank P., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $460,500 affecting property located at 17 Penny Lane, Salisbury Mills 12577. Filed Sept. 7.

FACTS Murray, Paul R., et al. Filed by James B. Nutter and Co. Action: seeks to foreclose on a mortgage to secure $240,000 affecting property located at 270 Union Center Road, Ulster Park 12487. Filed Jan. 12.

Vallet, Jean-Paul, et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $299,850 affecting property located at 9 Paula Court, Cornwall-on-Hudson 12520. Filed Aug. 24.

Naugton, Garry C., et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $385,000 affecting property located at 62 South St., Goshen. Filed Sept. 9.

Vanderhelm, Mark, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $224,165 affecting property located at 23 Lake Region Blvd., Monroe 10950.

Filed Aug. 29.

Nelson, Jeffrey, et al. Filed by CitiMortgage Inc. Action: seeks to foreclose on a mortgage to secure $160,000 affecting property located at 3 and 13 Warren Drive, Patterson 12563. Filed Dec. 30.

Wagner, Wayne W., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $290,000 affecting property located at 65 Mitchell Lane, Westtown 10998. Filed Sept. 7.

Niemann, Michael C., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $244,420 affecting property located at 7 Robyn Drive, Monroe 10950. Filed Sept. 9.

Walker, Anna Rosa, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 57 Saratoga Road, Newburgh 12550. Filed Sept. 8.

Noboa, Justin, et al. Filed by Carrington Mortgage Services LLC. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 24 Crescent Place, Middletown 10940. Filed Aug. 29.

Walsh, Joseph E., et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $105,000 affecting property located at 45 W. End Ave., Rosendale 12472.

Filed Jan. 9.

Orr, Ruth, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $315,000 affecting property located at 15 The Knolls, Warwick 10990. Filed Aug. 25.

Williams, Adam R., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $280,250 affecting property located at 2013 John Jay Court, New Windsor 12553. Filed Sept. 8.

Ortiz, Cosetta M., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 44 Stony Road, Accord 12404. Filed Jan. 12.

Wilson, Michael, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $504,000 affecting property located at 15 W. Searsville Road, Montgomery 12549. Filed Aug. 29.

Ozello, Darryl T., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $178,500 affecting property located at 17 Elizabeth St., Port Jervis 12771. Filed Sept. 1.

Wright, Janet, et al. Filed by OneWest Bank FSB. Action: seeks to foreclose on a mortgage to secure $184,000 affecting property located at 22 Beers Drive, Middletown 10940.

Filed Sept. 7.

Smeltzer-Leonard, Ruth A., as executrix of the estate of Russell D. Smeltzer, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $180,000 affecting property located at 1555 Highway 17A, Warwick 10990. Filed Sept. 1.

Smith, Alicia A., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 5 Bridle Court, Goshen 10924. Filed Aug. 31.

Terry, Gerald P., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $282,038 affecting property located at 9 Upper Hillman Road, Warwick 10990. Filed Aug. 30.

Trachtenberg, Daniel, et al. Filed

by Ulster Savings Bank. Action: seeks to foreclose on a mortgage to secure $114,500 affecting property located at 306 S. Centerville Road, Middletown 10940. Filed Aug. 24.

MECHANIC’S LIENS 63 Moons LLC, as owner. $2,528 as claimed by Alfalla’s Well Drilling and Pumps Inc., Pine Bush. Property: 249 Quassaick Ave., New Windsor 12553.

Filed Jan. 13.

Auth, Steven, as owner. $9,000 as claimed by Bob Gibbons Framing Company LLC, Goshen. Property: Route 301, Phillipstown 10524. Filed Jan. 9.

Blackhawk Development LLC, San Francisco, as owner. $147,253 as claimed by Krusinski Construction Co., Oak Brook, Ill. Property: in Hamptonburgh. Filed Jan. 17.

Neuber, John, as owner. $28,000 as claimed by David J. Heilferty, Westtown. Property: 777 Route 284, Westtown. Filed Jan. 17.

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Opolski, Donna, Carmel, as owner. $1,351 as claimed Envirostar Corp., Brewster. Property: 45 Hemlock Trail Court, Carmel. Filed Jan. 4.

Rogers, Adrian, et al, Carmel, as owner. $14,054 as claimed by Kenneth L. Appell and Sons Inc., Carmel.

Property: 2 Collier Drive W., Carmel.

Filed Dec. 29.

Villanova, Carly, as owner. $1,246 as claimed by Cranesville Block Company Inc., Amsterdam. Property: in LaGrange. Filed Jan. 9.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Doing Business As Brook Farm Project, d.b.a. Seed Song Center, 160 Esopus Ave., Kingston 12401. Filed Jan. 9.

Dadeo Inc., d.b.a. Dickey’s Barbeque Pit, 1575 Ulster Ave., Lake Katrine 12449. Filed Jan. 9.

Fehr Brothers Industries Inc., d.b.a. Endurance Hardware, 895 Kings Highway, Saugerties 12477.

Filed Jan. 9.

FIGURES BPM, 63 Ryerson Road, New Hampton 10958, c/o Phyllis I. Bruning. Filed March 2.

Catskill Cabs Grab a Cab, 75 Clarendon Ave., Kingston 12401, c/o Timothy Ryan Zona. Filed Jan. 12.

Crowned Laurel Consulting, P.O. Box 133, 364 Union Center Road, Ulster Park 12487, c/o Laura M. Simonelli. Filed Jan. 10.

Fiddlehead Farm, 450 Circle Ave., Kingston 12401, c/o Robert C. Fade, Jr. Filed Jan. 12.

First Capital Legal Services, 18 Varun Lane, Lake Katrine 12449, c/o Jeffery T. Hayner. Filed Jan. 10.

Fowler Advocacy, 141 Ulster Ave., Apt. 2C, Saugerties 12477, c/o Paul G. Fowler. Filed Jan. 11.

High Clean, 89 San Lander St., Newburgh 12550, c/o Luis David Gil Lopez.

Filed March 3.

Hudson Valley Home Repair, 2235 Lucas Turnpike, High Falls 12440, c/o Keith S. Furey-Martin. Filed Jan. 11.

K9 Cure Dog Training, 45 Weyants Lane, Newburgh 12550, c/o Barbara M. Benedict. Filed March 2.

Kramer Nutrition and Chiropractic, 39 Warwick Turnpike, Warwick 10990, c/o Robert A. Kramer. Filed March 4.

L.C.R. and Son Contracting, 12 Coach House Court, New Windsor 12553, c/o Christopher W. Reeder.

Filed March 1.

Lisa Looram Skincare, 39 High St., Goshen 10924, c/o Lisa Marie Casiano.

Filed March 2.

Not Your Parents Marketing, 346 Beaverkill Road, Kingston 12401, c/o Angel J. Fonseca. Filed Jan. 9.

One Village Counseling, 159 Green St., Suite 24, Kingston 12401, c/o Danielle A. Powell. Filed Jan. 10.

Orange County NY Process Services, 245 Skyline Drive, Woodbury 10930, c/o John R. Fournier. Filed March 4.

P2L Consulting, 10 Patriot Lane, Blooming Grove, c/o Paul L. Lang.

Filed March 2.

Parkes Real Estate, 15 Silo Farm Place, Middletown 10941, c/o Nadine N. Parkes. Filed March 1.

Pegasus Fitness, 10 Wilcox Ave., Highland 12528, c/o Lisa J. Woodrum.

Filed Jan. 12.

Randolph L. Bartley Jr. Realty, 57 Jeanette Lane, Lake Katrine 12449, c/o Randolph L. Bartley, Jr. Filed Jan. 12.

Relief Tone Sound, 24 Van De Bogart Road, Woodstock 12498, c/o Edward C. Elefterion. Filed Jan. 9.

Sabini Custom Furniture, 4 Tina Drive, Gardiner 12525, c/o Matthew J. Sabini. Filed Jan. 11.

Taino Publishing, 14 Jupiter Drive, Monroe 10950, c/o Clidia Mercado.

Filed March 3.

Taylor Security Services, 3024 Molly Pitcher Drive, New Windsor 12553, c/o Eddie Martin Taylor. Filed March 2.

The Hudson Valley Farm, 11 Canyon Lake Road, Accord 12404, c/o Colleen E. Kruppa. Filed Jan. 12.

Top Notch Barbershop, 353 E. Main St., Wallkill, c/o Eduardo Dorado Baca.

Filed March 2.

UPScalink, 2 Taitch Court, No. 102, Monroe 10950, c/o Joel Stauber. Filed March 4.

Lost Art Carpentry and Design Inc., d.b.a. Infinity Stone, 13 N. Roberts Road, Highland 12528. Filed Jan. 9.

Malcarne Contracting Inc., d.b.a.

Malcame Solar, 22 E. Market St., Rhinebeck 12572. Filed Jan. 9.

Nail Plaza 268 Inc., d.b.a. Nail Tek, 268 Plaza Road, Kingston 12401. Filed Jan. 9.

Pay It Forward Partners Inc., d.b.a. Ribbit Storage, 612 Washington Ave., Kingston 12401. Filed Jan. 9.

Partnerships All Pack and Crate, 540 Route 44/55, Highland 12528, c/o Peter Tyler Tucker Jr. and Peter Thomas Tucker Sr. Filed Jan. 11.

Mountain Peak Construction, P.O. Box 239, Phoenicia 12464, c/o Michael J. Pampinella and Jason R. Perrotta.

Filed Jan. 11.

Second Wind CSA, 158 Marabal Road, Gardiner 12525, c/o Lydiar Nebel and Maureen A Walrath. Filed Jan. 11.

Sole Proprietorships B and M Construction, P.O. Box 636, No. 10 Academy St., Pine Hill 12465, c/o Donald C. Myers. Filed Jan. 9.

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JANUARY 23, 2017

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LEGAL NOTICES Sai Bless LLC articles of Org. filed with NY Secretary of State (SSNY) on 14thth November2016, office location: Westchester County. SSNY is designated as agent of LLC upon whom process may be served. NS shall mail service of process (SOP) to LLC at 412 COLUMBUS AVE APT #2 WEST HARRISON, NY 10604, and purpose is any lawful purpose. #60891 CityDronez, LLC, a domestic LLC, filed with the SSNY on 12/6/16. Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to The LLC, 2 Ledgewood Commons, Millwood, NY 10546-1025.

General purpose. #60892 Notice of Formation of 91 GLEN LLC. Principal Office Westchester County. Secretary of State of NY (SSNY) designated as agent for service of process. SSNY shall mail a copy of any process served against the LLC to 4 Allen Place, Bronxville, NY 10708 Articles of Organization of the LLC filed with the SSNY on November 22, 2016. Purpose: Any lawful act(s) #60893 NOTICE OF FORMATION OF MAPLE & ROSE LLC. Arts.

Of Org. filed with SSNY on 9/23/16.Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served.

SSNY shall mail process to 54 Rose Ave., Eastchester, NY 10709. Purpose: Any lawful act or activity. #60894 Notice of Formation of Giordano Beauty, LLC Art. Of Org. filed with SSNY on 10/24/16. Offc.

Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 57 Alexander Street Yonkers, NY 10701 Purpose: any lawful purpose. #60895 Notice of Formation of Westman Atelier LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 12/7/16. Office location: Westchester County.

SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 148 Baldwin Road, Mt. Kisco, NY 10549.

Purpose: any lawful activity. #60899 Briggitt Marcovich Tennis Academy LLC, a domestic LLC, filed with the SSNY on 12/5/16.

Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to The LLC, 11 Pondview Close, Chappaqua, NY 10514. General purpose. #60901

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JANUARY 23, 2017

Notice of Formation of Virtual Tutoring, LLC. Arts. of Org. filed with SSNY on 9/7/16. Office location: Westchester County.

SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to Virtual Tutoring, LLC. 1 Sadore Lane, Yonkers, New York 10710.

Purpose: any lawful act or activity. #60902 Notice of Formation of December 08 LLC ,Art. Of Org. filed with SSNY on 12/8/16. Offc.

Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 560 Halstead Avenue, Apt 3K, Harrison, NY 10528. Purpose: any lawful purpose. #60903 Local Real Estate Group LLC Arts. of Org. filed w/ SSNY 12/20/16. Off. in Westchester Co. SSNY desig. as agt. of LLC whom process may be served.

SSNY shall mail process to the LLC, 1155 Ave. of the Americas, 6th Fl., NY, NY 10036. Purpose: any lawful activity #60904 Notice of formation of Red Beard Foods, LLC. Art. Of Org. filed with SSNY on 11/28/2016.

Office in Westchester County.

SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: United States Corporation Agents,Inc., 7014 13 th Avenue, Suite 202, Brooklyn, NY 11228.

Purpose: any lawful purpose. #60905 Notice of Formation of Albert Kaufman Family Royalties LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 12/15/16.

Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail process to: c/o Joan Kaufman, 6 Dolma Road, Scarsdale, NY 10583. Purpose: any lawful activity. #60906 Notice of Formation of 72 Acquisition LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 12/13/16. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o The LLC, 61 Bank Street, NY, NY 10014. Purpose: any lawful activity. #60907 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (ìLLCî). NAME: Northview Housing LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on 12/27/16.

Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: Northview Housing LLC, 901 Main Street, Peekskill, New York 10566, principal business location of the LLC. Purpose: any lawful business activity. #60909

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Notice of Formation of JD Auto Detailing , LLC Art. Of Org. filed with SSNY on 10/5/16.Offc.

Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 11 Elm St. Croton On Hudson, NY 10520. Purpose: any lawful purpose #60910 Kensworth Consulting, LLC, a domestic LLC, filed with the SSNY 12/27/16. Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to The LLC, 12 Greenvale Circle, White Plains, NY 10607. General purpose. #60911 Notice of Formation of Donovan Interiors, LLC. Arts of Org. filed with SSNY on 10/12/2016. Office Location: Westchester County.

SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: 217 Sarles Lane, Pleasantville, NY 10570.

Purpose: Any lawful purpose. #60912 Notice of Formation of Terra Ferma Contracting LLC Art. Of Org. filed with SSNY on 12/29/16 Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, Po Box 124, Armonk, NY 10504 Purpose: any lawful purpose. #60913 Notice of formation of DATA VINCI, LLC; art. of org. filed with SSNY on 12/22/16. Offc.

Loc: Westchester Co. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 150 W 225th St 4H, Bronx NY 10463. Purpose: any lawful activity. #60914 Property Forensics LLC Art. of Org. filed with Secretary of State of NY (SSNY) on November 10, 2016. Office located in Westchester County. SSNY designated as agent upon which process may be served. SSNY shall mail a copy of any process against it served upon him/her to: 46 Moseman Rd. Yorktown Hts, NY 10598(the LLC’s primary business location). LLC may engage in any lawful act or activity for which a limited liability company may be formed. #60915 The Articles of Organization of AVENUE 145, LLC (ìThe Companyî) were filed with the Secy of State (SSNY) on 11/23/2016. The office of the Company is located in Westchester County, NY.The SSNY has been designated as Agent of the Company upon whom process against it may be served. The two managing members of the company are Matt Cucolo and Christina Pestone, both with an address of 145 Kisco Avenue, Mount Kisco, NY 10549.

The post office address within or without the State to which the SSNY shall mail a copy of any process against the Company served upon him or her is: 201 Saw Mill River Rd, Yonkers, NY 10701. The Company was formed for any lawful business purpose or purposes permitted under the NY LLC Act. #60916

The Articles of Organization of 585 RTE 343, LLC (ìThe Companyî) were filed with the Secy of State (SSNY) on 11/04/2016. The office of the Company is located in Westchester County, NY.The SSNY has been designated as Agent of the Company upon whom process against it may be served. The post office address within or without the State to which the SSNY shall mail a copy of any process against the Company served upon him or her is: 201 Saw Mill River Rd, Yonkers, NY 10701. The Company was formed for any lawful business purpose or purposes permitted under the NY LLC Act. #60917 167 East 62nd Street Associates LLC. Filed 12/15/16 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 12 Water St #204 White Plains, NY 10601 Purpose: all lawful #60919 Notice of Formation of SJU Photo Collection LLC. Art. Of Org. filed with SSNY on 11/09/2016. Office location Westchester County. Secy. of State designated as agent upon which process may be served.

Secy. of State shall mail a copy of any process against it served upon him/her to: 35 Lincoln Ave, Ossining NY 10562. Purpose: any lawful purpose. #60920 Notice of Formation of The JeffTree LLC Art. Of Org. filed with SSNY on 12/23/16. Offc.

Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, PO Box 350, Mohegan Lake, 10547. Purpose: any lawful purpose. #60921 Notice of Formation of Adeline Olmer LLC, Art. Of Org. filed with SSNY on 12/8/16. Offc.

Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 353 Sleepy Hollow Road, Briarcliff Manor, NY 10510.

Purpose: any lawful purpose. #60922 Notice of Formation of Wendy A. Tedesco, CH, NLP-P, LLC, Art. Of Org. filed with SSNY on 12/30/16. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 25 Spring Street Hawthorne, NY 10532. Purpose: any lawful purpose. #60924 Notice of Formation of Boucher Advisors LLC - Articles of Organization filed with SSNY on 01/06/17. Office located in Westchester County. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 49 Stratford Rd., Harrison, NY 10528.

Purpose: any lawful act or activity. #60925

Rogull Realty, LLC Arts. of Org. filed w/ SSNY 1/5/17. Off. in Westchester Co. SSNY desig. as agt. of LLC whom process may be served. SSNY shall mail process to the LLC, 65 Talcott Rd, Rye Brook, NY 10573. Purpose: any lawful activity. #60926 NTRU WORLD EXPRESS LLC Arts. of Org. filed with SSNY on 11/09/16. Office location:Westchester Cty. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: THE LLC, 403 Rich Ave., Mount Vernon, New York 10552, Principal business location of the LLC. Purpose: any lawful business activity #60927 Notice of Formation of Why Philly Documentary, LLC, Art. Of Org. filed with SSNY on 9/22/2016. Offc.Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, c/o United States Corporation Agents, Inc., 7014 13th Ave. Ste. 202, Brooklyn, NY 11228. Purpose: Film #60928 8 Circle Ave LLC, Arts of Org. filed with Sec. of State of NY (SSNY) on 9/15/16. County: Westchester. SSNY designated as agent of LLC upon whom process against may be served & shall mail process to The LLC, 315 N. MacQuesten Pkwy., Mt. Vernon, NY 10550. General Purpose. #60929 Notice of Formation of Kislin Family Ventures LLC Art. of Org. filed with SSNY on 7/27/16.

Offc. Loc: Westchester Cty. SSNY design. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 90 Valley Road, Larchmont, NY 10538. Purpose: any lawful purpose. #60930 BAK Strategies LLC, Arts of Org. filed with Sec. of State of NY (SSNY) on 12/1/16. County: Westchester. SSNY designated as agent of LLC upon whom process against may be served & shall mail process to The LLC, 8 Barry Ct., Katonah, NY 10536.

General Purpose. #60931 Notice of Formation of Axis Services LLC. Arts. of Org. filed with Secy of State of NY (SSNY) on 1/3/17. Office location: Westchester County. SSNY is designated as agent of LLC upon whom process may be served.

SSNY shall mail process to: 24 Davids Ln, Pound Ridge, NY 10576. Purpose: any lawful act or activity. #60932 The Annual Return of the Mucci Family Foundation for the year ended December 31, 2016 is available at its principal office located at c/o Shulman Jones & Company, 287 Bowman Avenue, Purchase, New York 10577 for inspection during regular business hours by any citizen who requests it within 180 days hereof. Principal manager of the Foundation is: Robert Mucci Dated: January 2017 #60933

The Annual Return of the Bossak-Heilbron Charitable Foundation, Inc. for the fiscal year ended October 31, 2016 is available at its principal office located at 9421 Thrush Lane, Potomac, MD 20804 for inspection during regular business hours by any citizen who requests it within 180 days hereof. Principal manager of the Foundation is: Alan Heilbron Dated: January 2017 #60934 The Annual Return of the Leo Rosner Foundation Inc., for the fiscal year ended October 31, 2016 is available at its principal office located at 6 West Way, White Plains, New York 10605 Telephone No. (914) 682-2800 for inspection during regular business hours by any citizen who requests it within 180 days hereof. Principal manager of the Foundation is: William D. Robbins, Esquire Dated: January 2017 #60935 Notice of Formation of Royal Comfort, LLC Art. Of Org. filed with SSNY on 1/12/17. Offc.

Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 3338 Quinlan St. Yorktown Hts., NY 10598.

Purpose: any lawful purpose. #60936 Notice of Formation of Mark J. Uttley Consulting, LLC. Of Org. filed with SSNY on 12/27/16.

Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 12 Dailey Drive, Croton On Hudson NY 10520. Purpose: any lawful purpose. #60937 Katz Design LLC, Arts of Org. filed with Sec. of State of NY (SSNY) on 1/10/17. County: Westchester. SSNY designated as agent of LLC upon whom process against may be served & shall mail process to The LLC, 11 Ingleside Ln., White Plains, NY 10605. General Purpose. #60938 Notice of Formation of Real Estate Image Design LLC. Arts. of Org. filed with SSNY on 1/10/17. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served.

SSNY shall mail process to 45 Laurel Rd, South Salem, New York 10590. Purpose: any lawful act or activity. #60939 NOTICE OF FORMATION of Kwon Ventures LLC, Art. of Org. filed 12/20/16 with Secretary of State (SSNY). Office located in Westchester County. SSNY shall mail a copy of any process against it served upon him/her to: PO Box 126, Maryknoll, NY 10562. Purpose of business of LLC is any lawful act or activity. #60940

523 Pelham, LLC, Arts of Org. filed with Sec. of State of NY (SSNY) on 1/4/17. County: Westchester. SSNY designated as agent of LLC upon whom process against may be served & shall mail process to The LLC, 21 Edgewood Park, New Rochelle, NY 10801. General Purpose. AD # 60942 Notice of Formation of 230 East 52nd Street, Unit 3E, LLC. Articles of Org. filed with the Secy of State of NY (SSNY) on 11/17/16. Office location: Westchester Cnty. SSNY designated agent upon whom process may be served. Address to which the SSNY shall mail copy of any process served against the LLC is: Linda Grace John, 3 Chalmers Blvd, Amawalk, NY 10501. The principal business address of the LLC is: 3 Chalmers Blvd, Amawalk, NY 10501. Purpose: any lawful act or activity. Ad # 60896 Notice of Formation of 200 East 94th Street, Unit 220, LLC. Articles of Org. filed with the Secy of State of NY (SSNY) on 11/17/16. Office location: Westchester Cnty. SSNY designated agent upon whom process may be served. Address to which the SSNY shall mail copy of any process served against the LLC is: Linda Grace John, 3 Chalmers Blvd, Amawalk, NY 10501. The principal business address of the LLC is: 3 Chalmers Blvd, Amawalk, NY 10501. Purpose: any lawful act or activity. Ad# 60897 Notice of Formation of MEL Holdings, LLC. Articles of Org. filed with the Secy of State of NY (SSNY) on 11/17/16. Office location: Westchester Cnty.

SSNY designated agent upon whom process may be served.

Address to which the SSNY shall mail copy of any process served against the LLC is: Linda Grace John, 3 Chalmers Blvd, Amawalk, NY 10501. The principal business address of the LLC is: 3 Chalmers Blvd, Amawalk, NY 10501. Purpose: any lawful act or activity. Ad # 60898 Notice is hereby given that an on-premise license, #TBA has been applied for by Classico Bar Cafe LLC to sell beer, wine and liquor at retail in an on premises establishment. For on premises consumption under the ABC law at 887 Midland Avenue Yonkers NY 10704. Ad # 60941

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FACES&PLACES

A WALK IN HER SHOES “Take A Walk in Her Shoes” was the theme at the fourth annual breakfast that the United Way of Westchester and Putnam Women’s Leadership Council held recently at Abigail Kirsch at Tappan Hill in Tarrytown.

Westchester County Executive Robert P. Astorino thanked the organizations for their tireless efforts to improve the lives of others. He also congratulated Marsha Gordon, CEO of The Business Council of Westchester, event honoree and recipient of the “Woman of Distinction” award. The keynote speaker was Lee Woodruff, the wife of ABCs news correspondent Bob Woodruff who discussed her family’s journey after her husband was injured by a roadside bomb in Iraq. She also touched on how their work led to advocacy for veterans and their families. Photographs by Leslye Smith.

1. Lee Woodruff 2. Leslie Lampert and Luanne Sforza 3. John Ravitz and Patricia Mulqueen 4. Bonnie Rosales and Marsha Gordon 5. Mary Leitner and Maria Imperial 6. Lisa Salvadorini 7. Robin Schlaff and Alana Sweeney 8. Rosa Boone-Morgan, Rick Swierat and Tibi Guzman 9. Stacey Cohen, Bernadette Schopfer and Kara Mac 10. Susan Ruth and Evelyn Stock

WCBJ

JANUARY 23, 2017

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BUSINESS AWARDS

2017

ROOT FOR THE NEXT GENERATION OF WINNERS Save the date:

Awards Celebration FEBRUARY 28 1133 WESTCHESTER AVE. WHITE PLAINS

For the fourth year, Westfair Communications is honoring the leaders who built businesses in Westchester and Fairfield counties and keep them in the community — and in the family. Nominations are in and now the judging begins! Be the first to register for this event.

Register at:

WESTFAIRONLINE.COM/FAMILY-OWNED For more information or sponsorship opportunities, contact Anne Jordan Duffy, 914-694-3600 or anne@westfairinc.com SILVER SPONSORS:

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Presented by the Fairfield County Business Journal and the Westchester County Business Journal

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