Westchester County Business Journal 020215

12 | SPECIAL REPORT February 2, 2015 | VOL. 51, No. 5

27 | FACES & PLACES

YOUR ONLY SOURCE FOR REGIONAL BUSINESS NEWS

AT LAST, A TOWER RISES

Foreclosure judgments double

BY JOHN GOLDEN jgolden@westfairinc.com

BY JOHN GOLDEN

of the Health Department proceeding on WMC’s application for a Certificate of Need required for the project, said Darius P. Chafizadeh, a partner at Harris Beach PLLC in White Plains.

The full Public Health and Health Planning Council is scheduled to vote on the project

A $60 MILLION WORKFORCE HOUSING development stalled for more than three years by financial fallout from Westchester County’s political battles and changes of government administrations is moving forward this winter at the gateway to downtown Mount Vernon.

Atlantic Development Group LLC, a Manhattan-based developer of affordable and market-rate housing, has begun work at 203 Gramatan Ave. on a 14-story, 158unit apartment tower that will include about 20,000 square feet of ground-floor retail space. The project, expected to be completed in early spring of 2016, is the first of three residential buildings planned by Atlantic opposite the city’s Hartley Park. The full threephase development is expected to cost about $120 million.

Developer Peter Fine, founder and principal of Atlantic Development, said his company plans to build 100 to 120 units of market-rate housing in an approximately $35 million project at 30 Oakley Ave. “hopefully in the next year.” In two years, he said, Atlantic plans to build affordable rental housing for senior citizens in a 10-story building on Crary Avenue The apartment tower rising on a Gramatan Avenue corner will include studios renting at $1,089 a month and one-bedroom and two-bedroom apartments renting at $1,167 and $1,401, respectively, said a spokesperson for the developer. Fine said the building, marketed as “luxury workforce” housing, will include a 6,000-squarefoot glass-cube rooftop area, gym, media room, children’s playroom and lounge.

» WMC, page 6

» MOUNT VERNON, page 6

jgolden@westfairinc.com

W

ith state judges clearing a backlog of defaulted loans from the national mortgage crisis, foreclosure judgments in Westchester County more than doubled last year from 2013, according to a year-end report from Westchester County Clerk Timothy C. Idoni.

With fewer homeowners in the county in default on their mortgages last year, the number of foreclosure actions started in the courts by lenders and loan servicers dropped nearly 14 percent from 2013, according to the county clerk.

A total of 770 foreclosure judgments were filed last year » FORECLOSURE, page 6

westfaironline.com

HOT FOR WESTCHESTER [ PAGE 2 ] Bruce Sterman of Manhattan Chili Co. Photo by Danielle Brody

WMC skirts lawsuit for state OK of $206M project

BY JOHN GOLDEN jgolden@westfairinc.com

WESTCHESTER MEDICAL CENTER OFFICIALS ARE seeking the state Health Department’s approval of an approximately $206 million construction project on the Valhalla medical campus that is the target of a legal challenge by Mount Pleasant town officials in a state

court in Westchester.

Mount Pleasant’s attorney in the case said the town had not been aware in advance of WMC’s Jan. 29 appearance before a project review committee of the state Health Department’s Public Health and Health Planning Council. The town will seek a postponement

Biz Manhattan Chili Co. sets its sights north

BY DANIELLE BRODY

A

fter 30 years serving Manhattan, the owners of Manhattan Chili Co. are getting a second wind in the suburbs. Husband and wife team Bruce Sterman and Luba Pincus plan to build a taco and chili chain in Westchester, starting in Pleasantville.

“I want to sink my roots into Westchester,” Sterman said.

Pincus and Sterman, who live in Manhattan, opened a quick-service chili and taco restaurant on Marble Avenue in June. It is the fifth restaurant they have opened but the first in Westchester. It also serves as a production facility for their chili bar in the Grand Central Terminal dining concourse and will supply more locations that open in the future.

The couple started their first restaurant on Bleecker Street in 1984. Rent hikes led them to move to the Times Square area, where they owned two restaurants. A triple rent increase forced them to close their last location, in the Ed Sullivan Theater building, where “Late Show with David Letterman” is filmed. They opened the Grand Central chili bar in 2006 and soon after began wholesale manufacturing, with Whole Foods as their first customer.

Going wholesale prompted them to make their food an all-natural product.

Sterman said he carefully sources all the ingredients and researches to ensure they are truly natural. The local-agriculture trend brought him to sell his chili at Westchester farmers markets, where he found receptive customers and reunited with some of the company’s original chili community.

“On four Saturdays I met people whose first date had been in our backyard garden at the Bleecker Street restaurant,” Sterman said. “They were so astonished, thrilled, delighted, and one of them said, ‘Why aren’t you in Westchester?’”

That, among other factors, made the couple less Manhattan-centric when thinking about the next step for their business, Sterman said. In 2011 they stopped supplying Whole Foods when the chain no longer considered them local because of one of the meat vendors they used, Sterman said.

Problems with co-packers following recipes also led the company to shift out of wholesale manufacturing. Manhattan Chili needed to use a co-packer certified by the U.S. Department of Agriculture to be able to sell across state lines. Sterman and Pincus said they have specific, time-tested methods to achieve the chili recipes like the popular “Numero Uno,” with ingredients like coarse ground beef, toasted cumin and cocoa.

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The couple said the co-packers often took shortcuts, like leaving out ingredients or skipping steps.

They decided to take control of cooking their recipes and looked to Westchester for a location that would serve as their own production facility for their chain. Moving into the fully built Pleasantville restaurant, which used to be Louie & Johnnies Cheese Steaks & Clam Bar, gave them a preparation kitchen and storage space, and saved them remodeling and building expenses.

The restaurant Bruce Sterman and Luba Pincus, owners of Manhattan Chili Co. Photo by Danielle Brody gives Sterman and Pincus the space and stability to grow the and adjusting to working in the suburbs. business. With a long-term lease and 3,000 They have connected with local organizasquare feet in the two-floor building, there tions, sent mailings for the first time and is potential to supply up to eight locations, changed their sign to be readable at 30 they said. They cook the chili and tacos mph. In Manhattan, Pincus said the locafour to five days a week and pack them in tion itself or a newspaper review could portable boil bags, which supply the Grand bring in customers.

Central and Pleasantville restaurants. The “Here you have to put in much more boil bags and the “electric bar” — portable, effort to get there, so we’re learning all of plug-in equipment with tubs for chili — allow that,” she said. the product to go anywhere. Cooking the Pincus said it was difficult to open the chili and tacos only requires boiling water restaurant in the summer with students and plugging in the bar. gone and many people traveling on the Sterman and Pincus have their sights weekends, which are normally good days set on opening chili and taco stands similar for business. Sterman said the restaurant is to the Grand Central location. Sterman said getting close to profitability. he has thought about opening a food truck “I’ll give it a very Manhattan spin,” he as well. He said he isn’t formally looking, said. “I can see the light at the end of the but he is interested in busy towns near tunnel and it is not an oncoming train.” train lines and major roads, like White The customer base is growing, and Plains or Tarrytown. often one customer is a stand-in for several Once the restaurant becomes a chain, when they eat in the restaurant and order Sterman wants to open his own USDAsomething else to take home for their famapproved factory in Westchester. That ily. The biggest surprise to the couple is the would allow him to supply his locations, amount of delivery orders they receive. distribute wholesale again, cross state lines Orders from Seamless, Grubhub and their and have a factory store. website make up about 60 percent of busiSterman said he predicts the business ness. Sterman said he will drive 10 miles in will expand enough for the factory in three any direction to deliver. to five years, and it would cost about $1 Fulfilling deliveries and managing the million to build. He’s working on a busiPleasantville location, Sterman is getting to ness plan and hopes to find a financial know his customers and his new communipartner. He said he would work with the ty. He often gets requests to open Manhattan Hudson Valley Economic Development Chili Co. in their towns. With a producCorp.; Manhattan Chili Co. recently joined tion facility in Pleasantville and customers the agency’s Food & Beverage Alliance. throughout the county, he’s open to suggesFor now, Pincus and Sterman are focustions. ing on growing the Pleasantville business

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Cuomo proposes spending $1.3B on Thruway, Tappan Zee

BY LEIF SKODNICK lskodnick@westfairinc.com

T

he New York State Thruway Authority’s finances have traveled a rough road of late, but Gov. Andrew Cuomo and legislators in Albany plan to smooth over some of the bumps this year.

Since early December, the Thruway Authority has been rocked by the unexpected resignations of its executive director, Thomas J. Madison; chief operating and financial officer, John M. Bryan; and board chairman, Howard P. Milstein, and announced a $1.7 billion budget that contained a $25 million deficit.

As part of his budget address, Cuomo said he is hoping to spend $1.3 billion in the next year on the highway system and the Tappan Zee Bridge replacement, aimed in part at preventing toll increases.

The money would come from the state’s $5 billion surplus, most of which was the result of one-time regulatory settlements with banks.

Robert Megna, the Thruway Authority’s acting executive director, told state lawmakers at a budget hearing that a large portion of the money would be used to pay for the replacement Tappan Zee Bridge, with the remainder used for repairs and capital expenses. Megna said the Thruway Authority would likely have to make cuts from its operational budget.

Construction industry groups see that large amount of money as a small drop in the bucket.

“The industry is concerned that the state’s transportation infrastructure still remains in dire need of major revenue allocations, despite this one-shot infusion to only one government entity,” said Ross J. Pepe, in a statement on behalf of the Construction Industry Council of Westchester and Hudson Valley and the Building Contractors Association of Westchester and Mid-Hudson Region. “In truth, much more aid is needed if we ever hope to bring road, bridge and mass transit conditions up to recognized standards.”

A new bill introduced in the state Senate would direct the Thruway Authority and the New York State Bridge Authority to study the consolidation of services and functions to reduce costs. The Bridge Authority oversees five spans on the Hudson River —Bear Mountain, Newburgh-Beacon, Mid-Hudson, Kingston-Rhinecliff and the Rip Van Winkle.

The bill was introduced by Sen. David Carlucci, D-Clarkstown, in response to the Thruway Authority’s budget deficit.

“Ninety-five percent of the Thruway Authority’s revenue comes from tolls,” Carlucci said in a press release announcing the legislation’s introduction. “The hard

working people of Westchester and Rockland County deserve to know how their money is being spent, and what we can do to cut costs.

This study will find the answers our community deserves, because it’s obvious we can’t keep bleeding them dry.”

Donna J. Luh, vice chairwoman of the authority’s board, has taken the helm in the wake of Milstein’s departure.

“After nearly four years of highly distinguished service, Thruway Authority and Canal Corporation Chairman Howard

Thruway employees, “Both are outstanding public servants who have led our organization through some very challenging and exciting times. ... Leadership changes at the Authority are part of a natural transition of government, and I am working closely with fellow Board members and Authority staff to assure a smooth and efficient transition process.”

Reached by phone, Inspector General’s office spokesman Bill Reynolds declined comment.

P. Milstein has resigned from the board of directors to focus on his many business interests,” said Dan Weiller, Thruway Authority director of communications, in a Dec. 3. press release.

No statement was issued regarding the departures of Madison and Bryan, though the New York Post reported the executives resigned in advance of a report of an investigation conducted by the state Inspector General’s office. In an email provided to the Business Journal by Weiller, Luh told

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February 2, 2015

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INBRIEF REGION’S REALTORS INSTALL NEW OFFICERS Nyack-based Realtor Drew Kessler recently was installed as president of the Hudson Gateway Association of Realtors for 2015.

Leah Caro, a past president of the former Westchester Putnam Association of Realtors, also was installed as president of the Hudson Gateway Multiple Listing Service at HGAR’s annual gala at Whitby Castle in Rye. Kessler, a broker at Wright Bros Real Estate Inc., also is vice president and regional manager of the Hudson Valley mortgage division for M&T Bank. HGAR officials said the Hopewell Junction resident regularly appears on Fox Business to com-

ment on the mortgage industry and the real estate market.

Caro, broker/owner of Bronxville Real Estate in Bronxville, credited much of her success to her involvement with the Realtor associations, in which she has held leadership positions at the national, state and local levels. She has been especially involved with fair housing and cultural diversity, ethics, and legislative issues in the industry.

Kessler succeeds Diane Cummins, of Coldwell Banker Residential Brokerage in Bedford, as HGAR president, while Caro succeeds Phil Faranda, broker/owner of J. Philip Real Estate in Briarcliff Manor.

HGAR officials said Cummins and Faranda will remain on the executive committees of HGAR and Hudson Gateway Multiple Listing Service respectively.

The four-county Realtors association

also installed these executive officers: Marcene Hedayati, of William Raveis Legends Realty in Tarrytown, as HGAR president-elect for 2016; John Lease III, of John Lease Realtors in Newburgh, as regional vice president for Orange County; Jerry Lott, of Century 21 Full Service Realty in New City, as regional vice president for Rockland County; Barry Kramer, of Westchester Choice Realty in Scarsdale, as regional vice president for Westchester and Putnam counties; Jennifer Maher, of J. Philip Real Estate in Briarcliff Manor, as regional vice president for Westchester and Putnam; and Pamela Jones, of Coldwell Banker in White Plains, as secretary/treasurer.

New Hudson Gateway Multiple Listing Service officers include Renee Zurlo, of Better Homes and Gardens Rand Realty in

Make your reservations

The 22nd Annual Spirit of Achievement Awards Dinner Thursday, March 19, 2015 Please mark your calendars and make your reservations.

Please contact Orla Fitzsimons at 914-524-9760 or ofitzsimons@jahudsonvalley.org for individual tickets or table reservations for this outstanding event.

Other sponsorship opportunities are also available.

Tarrytown, New York

Reception 5:30 pm – 6:30 pm Silent Auction to start at 5:30 pm Dinner, Awards Presentation and Live Auction 6:30 pm – 9:00 pm Junior Achievement of the Hudson Valley, Inc. Spirit of Achievement Awards Dinner Westchester County Business Journal Business Achiever Award Presentation SPONSORS TO DATE SILVER

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February 2, 2015

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BANK CLOSES SALE OF ADVISORY ARM Yonkers-based Hudson Valley Bank, a subsidiary of Hudson Valley Holding Corp., has closed the sale of its wholly owned financial adviser and broker-dealer subsidiary.

The sale of A.R. Schmeidler & Co. Inc. to Artemis US IV LLC, a subsidiary of Pine Street Asset Management, was announced in November.

“By affiliating with Pine Street, ARS will have direct access to their platform, which will allow ARS to offer enhanced services and capabilities to better serve their customers,” said Stephen R. Brown, Hudson Valley Bank president and CEO, in a November press release announcing the sale.

Acquired by Hudson Valley Bank in 2004, A.R. Schmeidler & Co. served as the investment management service provider to Hudson Valley Bank’s high-net-worth customers and trusts.

The bank received a $7 million cash payment at closing, subject to adjustment as provided in the sale agreement. It may receive up to $8.5 million in additional consideration over the next six years.

Hudson Valley Bank, with 17 branches in Westchester County, as well as two in Rockland County and nine in New York City, also declared a cash dividend of 8 cents per common share, payable to all shareholders of record at the close of business Feb. 6. The dividend will be paid to shareholders on Feb 23.

PEPSICO DONATES FOR FOOD BANK TRUCK

WESTCHESTER MARRIOTT

GOLD

Central Valley, as vice president; Louise Colonna, of Coldwell Banker Residential Brokerage in White Plains, as treasurer; and Eileen Barrett, of Houlihan Lawrence in Brewster, as secretary.

The Food Bank for Westchester recently rolled out its new custom-designed truck that will double the amount of food the agency can pick up at retail businesses.

Unveiled at the hunger relief agency’s distribution center in Elmsford, the $90,000 truck was purchased with a grant from PepsiCo Inc. in Purchase. PepsiCo’s donation of more than $150,000 also will cover the cost of a driver for one year and ancillary costs, a Food Bank spokesman said.

The truck will be used to pick up food donated by retailers that include supermarkets and grocers, larger bakeries and specialty food stores. Retailers interested in participating in the food should contact Bob Silvia, food sourcing manager at the Food Bank, at 914-909-9621.

— John Golden and Leif Skodnick

BY EUGENE HAMMER

How to reduce your carbon footprint in 2015 and beyond

I

n recent years, more and more companies and commercial building owners have been looking for better and smarter ways to conserve energy and reduce their carbon footprint. With recent technology advancements and available utility and government incentives, companies can become more environmentally friendly while also cutting costs by consuming energy intelligently, maintaining HVAC systems, implementing LED lighting, adding solar panels and much more. Below are some tips on how companies and building owners can implement energy-efficient initiatives.

CONSUME ENERGY INTELLIGENTLY Companies can reduce their carbon footprint by consuming energy more intelligently. This includes buying more energyefficient equipment, installing programmable thermostats, and shutting off coffee makers and vending machines while the building is unoccupied. Companies should also consider converting from oil to gas heat whenever possible, as gas burns cleaner and more efficiently. Replacement costs also can be reduced by leveraging rebates and incentives through Consolidated Edison and the New York State Energy Research and Development Authority. Employees should carpool whenever possible, buy hybrid or electric vehicles with better gas mileage and turn lights off when not needed.

MAINTAIN ALL HVAC SYSTEMS Make sure HVAC systems are professionally maintained on a regular basis. Clean, well-operating systems will provide reliable, efficient service during the extreme weather days. Dirty or old, battered systems will break down more often and continually become less efficient with age and deferred maintenance.

REDUCE CONSUMPTION DURING PEAK PERIODS Electric demand management is a very effective way to leverage utility rebates/incentives. This concept is to help reduce electricity consumption during peak demand days (summer month weekdays, usually between 2 and 4 p.m.) when the outdoor temperature is hottest and air conditioning systems need to run at maximum capacity. Utilities are heavily subsidizing demand management controls.

IMPLEMENT LED LIGHTING LED lighting technology has come a long way in the last few years and the cost to implement it has dropped substantially.

Lighting retrofits are the “low-hanging fruit.”

Citrin Cooperman Corner Keeping the Family Business in the Family

BY ALAN G. BADEY, CPA AND WILLIAM CONRON, CPA CITRIN COOPERMAN

They offer savings as soon as the new light bulb is installed and turned on, and their energy efficiency is simple to calculate.

business success. Develop specific goals that will allow you to measure each person’s progress objectively.

CONSERVE GAS AND WATER Natural gas is less expensive per British thermal unit than propane and oil. Also, it burns cleaner and is easier to control.

Therefore it is used in high-efficiency heating equipment. Co-generation is simply defined as a natural gas generator used to make electricity, with the unused and/or wasted heat used to pre-heat water for domestic water or heating systems. This is very effective in multifamily residential buildings or health/ fitness clubs where people take showers or use a lot of hot water. Utility incentives are very strong for this technology and it helps during power outages because a facility produces its own electrical power. While on the subject of water in buildings, a few manufacturers have developed a water conservation valve with monitoring software to install in buildings that consume large quantities of domestic water (apartments, health clubs, hospitals, golf courses). The valve is designed to meter the water to remove air so the building purchases water from the municipality, not water and air.

TRANSFER YOUR HEAT Heat transfer has improved with the emergence of “nanocarbon” technology.

There are fluids for heating and cooling systems that offer improved heat transfer while providing freeze protection (like antifreeze), and coatings developed to apply to air conditioning coils that help heat move from inside the coil to the outside. This helps systems run cooler and more efficiently.

ADD SOLAR PANELS Solar panels are a great addition to a building if the physical layout is favorable.

Shading and access to the sun are critical in determining if the building is a good candidate. Tax rebates and utility incentives have made it such that installing a solar system can be very cost-effective. Roof condition is important to consider when thinking about solar since the life expectancy of roofs and solar systems can be around the same.

Generating electricity in a building means the cost to purchase kilowatts decreases.

Eugene “Bud” Hammer is the president and general manager at Atlantic Westchester Inc., a commercial/industrial HVAC company servicing businesses, institutions and local government facilities in the New York metropolitan area. Contact Hammer at bud@ atlanticwestchester.com.

ALAN G. BADEY

WILLIAM CONRON

Most family business owners expect their family, or families, will control their business in five years, but succession statistics undermine this belief. In fact, statistics show only 30 percent of family-owned businesses survive into the second generation, 12 percent are still viable into the third generation, and just three percent of all family businesses operate into the fourth generation or beyond. The statistics expose a disconnect between the optimistic beliefs of family business owners and the reality of the struggles family companies face to survive through the generations. Research indicates that family business failures can essentially be traced to one factor: a lack of family business succession planning. Experience has shown that the company’s chances of success improve when a family business takes steps to operate in a more corporate manner.

MANAGEMENT SUCCESSION PLANNING The first step to operating in a corporate manner is creating the proper structure. This structure should be documented in a well-developed operating agreement. Since family businesses encounter family dynamics that don’t apply to a standard business, not only should the operating agreement address issues such as advisory boards, officers, and duties of such positions, buy/sell provisions, and management authorities but they need to go further to outline items such as: • Communication requirements between management and family members; • How non-management family members will be part of a collaborative process; • How to deal with family conflict in the business. Consider having a separate sub-committee; and • How to clearly articulate acceptable and non-acceptable behavior.

Businesses are successful for many reasons, but choosing the right management is at the top of the list. Identification of your family talent for these important positions can be contentious, so make sure the skills that are needed are clearly delineated and agreed upon by the family group. As younger family members are developing, consider natural talents and skills and train family members to their strengths so that everyone can contribute. If the business is not right for one of the members, don’t force the issue. Putting someone in a position that they are not qualified or interested in will create an uncomfortable environment for both family members and non-family members, making it difficult to retain key talent. Each generation’s management should provide clarity on the expectations of the next generation. Consider having several meetings each year that include all family members, with sensitivity to in-laws, and have an open platform so all concerns and issues can be addressed. Focus on a business model where everyone (family and non-family members) is held accountable and work ethic is an important component of contributing to

When it comes to compensation, not all family members are created equal. It is a mistake to equate ownership to compensation. All positions in the business should have compensation models that are representative of fair market value. This would include performance incentives that motivate employees and reward productivity.

Profits in excess of compensation should be allocated as a dividend on ownership. Those that choose not to be active in the business can still participate in the success of the company.

Your family business may be the “golden goose” and should be treated as such. If treated properly from a financial aspect it can financially support multi-generations of lineage. A well-run business will keep enough capital in the business to generously support working capital, reinvestment in technology, equipment, and research and development. It should also keep a hardy “rainy day” reserve for times in which the business has downturns or needs to reinvent itself.

OWNERSHIP SUCCESSION PLANNING Many family businesses struggle balancing future concerns (estate planning and control) with current needs (cash flow and tax minimization).

Understanding estate taxes and techniques to transfer ownership are critical to keeping the family business in the family. Today’s federal gift and estate exemption are in excess of $5 million, allowing a great deal of flexibility in moving ownership to future generations though gifting techniques. In addition, there are valuation freeze techniques that can be used, allowing older generations to protect their income stream while gifting future appreciation in value of the business to younger family members. For these reasons and more, entities with tax flexibility, such as C corporations and LLCs are critical.

LLCs are generally the entity of choice since they avoid double taxation on profits and allow capital gains treatment in the event of a sale of assets.

LLCs also permit multiple classes of ownership, allowing the family business to assign different valuations, rights and powers. The flexibility of these classes can give the family business the ability to keep family members happy while at the same time enabling it to operate akin to a corporate model.

Citrin Cooperman is a proud sponsor of the upcoming Family-Owned Business Awards which is being held on February 26, 2015, and honors some of the best family-owned businesses of Fairfield and Westchester counties.

For more information, visit westfaironline.com.

We look forward to seeing you there.

ABOUT THE AUTHORS: Alan G. Badey, CPA is the Managing Partner of Citrin Cooperman’s White Plains office and can be reached by phone at (914) 949-2990 or via email at abadey@citrincooperman.com.

William Conron, CPA is a Tax Partner of Citrin Cooperman’s Connecticut office and can be reached by phone at (203) 847-4068 or via email at wconron@citrincooperman.com.

Citrin Cooperman is a full-service accounting and business-consulting firm with offices in White Plains, NY; Norwalk, CT; New York City; Plainview, NY; Livingston, NJ; and Philadelphia. For more information, please visit www.citrincooperman.com.

A MESSAGE FROM CITRIN COOPERMAN WCBJ | HV Biz

February 2, 2015

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Mount Vernon —

FORECLOSURE FILINGS IN WESTCHESTER COUNTY

From page 1

Source: Westchester County Clerk

Foreclosure — From page 1

in Westchester Supreme Court, where foreclosure actions are heard, a 107 percent jump from the 371 judgments

WMC — From page 1

at its Feb. 12 meeting.

Westchester County Health Care Corp., which operates the 652-bed Westchester Medical Center, has proposed to build an ambulatory care pavilion and a new seven-story addition to the main hospital building on the county’s Grasslands campus. The addition will be fitted out as shell space when built but will be used in the future for inpatient rooms, hospital officials said.

The construction project also would include private physician offices at an estimated cost of $74.8 million. The ambulatory care pavilion is projected to cost approximately $119.2 million and the shell tower approximately $11.9 million.

WMC in its application said the new ambulatory care building will allow the hospital to focus its outpatient care at one pavilion to create “a more efficient environment, streamlining patient care.”

The outpatient center will add 29 full-timeequivalent jobs by the first year of operation and 50 full-time jobs after three years, according to WMC’s application.

The state Health Department has recommended the Public Health and Health Planning Council approve WMC’s applica-

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February 2, 2015

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entered in 2013.

A total of 2,326 foreclosure petitions were filed with the court in White Plains last year, a decrease of 370 fil-

ings from 2013, when the number of foreclosure actions in Westchester was the highest since 2009 and the Great Recession.

tion contingent upon the Valhalla hospital meeting financial, state hospital building code and construction schedule requirements.

Health Department officials said the 22-month construction project must begin

by March 15 and be completed by Jan. 15, 2017.

Both the Health Department and Westchester Medical Center in its project application did not address the lawsuit filed in June by the town of Mount Pleasant in state Supreme Court in White Plains.

The town attorney in the court complaint argued the project should be subject to town zoning and review and that the medical center had done no “meaningful” review of the project’s environmental impact as required by state law.

Westchester Medical Center officials last May announced the project would have no significant environmental impact.

A Westchester Medical center attorney in a counterclaim invoked a “balancing of public interests” test established in New York case law when arguing that the health care project is exempt from town authority and scrutiny. There have been no further court proceedings on the lawsuit since August.

Chafizadeh, the town’s attorney, was not aware of the Health Department coun-

cil’s scheduled project review when contacted by the Business Journal. He said he will seek an adjournment of the WMC’s application to the state.

“The town of Mount Pleasant continues to believe that any development on the Westchester Medical Center property, including the proposed development of ‘forprofit’ professional office space for medical professionals, is subject to the town’s local zoning laws,” Chafizadeh said. The hospital’s application for a certificate of need from the Health Department “is premature and should be postponed,” he said.

A Health Department spokesman indicated the council’s review would proceed as scheduled. “At this point in the process, the lawsuit would not have any impact on the department’s review,” he said.

If the project is approved, the Health Department will require the hospital to carry out the State Environmental Quality Review Act process for developments, the spokesman said.

Westchester Medical Center last year completed a shorter environmental assessment form as its SEQRA review of the project. Mount Pleasant officials said the hospital should complete the more detailed and time-consuming environmental impact statement required of most developments of that size in Westchester.

Fine said the affordable apartments are targeted for households with incomes of $50,000 to $60,000 a year, “which is really the sweet spot in Westchester County in general, and it’s the population that’s always left behind in housing.”

The developer said the project will include $1.4 million in streetscaping improvements along an 800-foot stretch of Gramatan Avenue from the building site to the city’s Sidney Avenue parking garage and a $3 million overhaul of the deteriorated municipal garage.

“It’s going to be a transformative project for the city,” Fine said. “It’s going to be a great project. It’s one of the projects I’m most proud of in the 80 developments I’ve done in the last 15 to 20 years.”

Atlantic Development first proposed the project during the Democratic administration of former Westchester County Executive Andrew J. Spano, who pledged to commit county housing bonds to the developer’s financial package.

Atlantic Development razed buildings on the site in 2010 in preparation for the start of construction.

That same year, Spano’s Republican successor in office, County Executive Robert P. Astorino, told the developer and Mount Vernon officials that the project was not cost-efficient, based on an assessment of its per-unit cost, and would not be funded by the county. Astorino vetoed the Mount Vernon appropriation among other spending on capital projects.

The county Board of Legislators overrode his veto. In 2011, a bipartisan majority of the county board approved approximately $4.5 million in housing bonds for the Atlantic development and related city infrastructure improvements in Mount Vernon.

The housing appropriation then languished with the Astorino-controlled county Board of Acquisition and Contract, prompting a lawsuit

by Democratic legislators and a protest rally in 2011 by supporters of the project and the county’s financial commitment at the Gramatan Avenue site.

That county funding is not a part of the financing package put together from four or five sources, Fine said. “It was just better for us and the project to get it done” without further delay, he said. Last fall, the state Housing Finance Agency approved $30 million in tax-exempt bonds for the project. The developer also received a small amount of gap financing from the state and from the city of Mount Vernon “to make up a portion of what the county was going to spend,” Fine said.

Fine said the development also was delayed by a change of mayoral administrations in Mount Vernon. “Every time the administration changed, it took us six months to a year to rev up and get it going again,” he said.

“The project was never intended to be just another apartment building,” he said. “It was always intended to revitalize downtown Mount Vernon.”

Thank you

to our business banking customers for inspiring us.

In 2014, J.D. Power ranked Chase “Highest in Customer Satisfaction with Small Business Banking in the Northeast Region.”

Chase received the highest numerical score in the northeast region in the proprietary J.D. Power 2014 Small Business Banking Satisfaction Study.SM Study based on 8,996 total responses, measuring 10 financial institutions in the northeast region (CT, ME, Ma, nh, nJ, ny, Pa, RI, VT) and measures opinions of small business customers with annual revenues from $100,000 to $10 million. Proprietary study results are based on experiences and perceptions of customers surveyed in July–September 2014. your experiences may vary. Visit jdpower.com JPMorgan Chase Bank, n.a. Member FDIC © 2015 JPMorgan Chase & Co.

C4002_10x11.5_4C.indd 1

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February 2, 2015

7

1/5/2015 4:41:17 PM

Unemployment rate drops, but private sector jobs lost

D

espite the unemployment rate in New York state dropping to its lowest level in eight years, the PutnamRockland-Westchester labor market lost 1,900 private sector jobs in December, according to the state Department of Labor.

The three-county region added 1,100 jobs in the government sector in December, including 1,000 in local gov-

ernment, resulting in a net loss of 800 jobs, a 0.1 percent drop in employment compared with November.

Jobs in professional and business services in the tri-county area decreased 1.6 percent last month, a loss of 1,200 jobs, while the leisure and hospitality field lost 1,300 jobs, a 2.6 percent drop. The retail trade sector added 1,000 jobs, including 700 department store jobs.

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The unemployment rate for the Putnam-Rockland-Westchester market fell to 4.5 percent, a 0.2 percent drop, in December, which also represents a 0.6 percent drop since December 2013.

Approximately 2,400 workers dropped out of the workforce in December in the tri-county area.

By county, Putnam’s 4.3 percent unemployment rate was tied for the second-lowest in the state with Long Island’s Nassau County, while Rockland County was tied for fourth statewide with a 4.3 percent unemployment rate. Westchester County’s 4.6 percent unemployment rate, down from 4.8 percent in November, was tied for eighth in New York state with Dutchess County and Suffolk County.

In the seven-county Hudson Valley region, the unemployment rate dropped to 4.7 percent, a 0.3 percent decrease, in December, a year-over-year decrease of 0.8 percent. Approximately 4,400 people left the labor force in the Hudson Valley in December, while the region saw a net loss of 1,300 jobs, a 0.1 percent decrease

from November. The government sector added 800 jobs, partially offsetting a loss of 2,100 private sector jobs. The jobs lost include 1,200 in the natural resources, mining and construction sector, 1,800 in the professional and business services sector and 1,500 in the leisure and hospitality sector.

Meanwhile, the region’s trade, transportation and utilities sector added 2,400 jobs, a 1.3 percent jump, while 200 jobs were gained in manufacturing and other services.

The Labor Department announced the state’s unemployment rate declined from 5.9 percent to 5.8 percent in December, reaching its lowest level since September 2008, according to preliminary figures.

New York state’s economy has added 535,600 private sector jobs in the past four years and experienced employment growth in 41 of the past 48 months. This period included 22 consecutive months of private sector job growth, according to the Department of Labor.

— Leif Skodnick

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INBRIEF WESTFAIR NAMES ASSOCIATE PUBLISHER Westfair Communications has announced the promotion of Anne Jordan Duffy to associate publisher.

Jordan will manage the sales and marketing for the White Plains-based company’s publications: the Westchester County Business Journal, Fairfield County Business Journal, HV Biz and WAG magazine.

Jordan joined Westfair in 1999 as an account manager working with clients to help boost their image and market share.

She is credited with cofounding the Above the Bar Awards with Citrin Cooperman and the CFO of the Year Awards with McGladrey. Today, the journals are bringing local business news to more than 84,000 readers in New York’s Anne Jordan Duffy Westchester County and Hudson Valley and Connecticut’s Fairfield County.

Actively involved in charitable endeavors, Jordan is on the board of Kids X-Press as well as the March of Dimes Real Estate Breakfast Committee. She has served on the boards of both the RDC Center for Counseling and American Diabetes Association; she was a founding member of the WPHS Alumni Association and a longtime volunteer at St. Agnes Hospital, Ruth Taylor Institute and the Pancreatic Care Network. Named a Rising Star by The Business Council of Westchester in 2005, Jordan has served as a Dale Carnegie trainer and is a graduate of the Leadership Westchester program. She resides in White Plains with her husband and two sons.

BANK CEO LEADS PATTERN BOARD Banker Michael J. Quinn has begun a twoyear term as board chairman at Hudson Valley Pattern for Progress as the regional planning and research organization in Newburgh celebrates its 50th anniversary this year.

Quinn, president and CEO of Rhinebeck Bank, succeeds Larry Wolinsky in leading the nonprofit’s board of directors. A Poughkeepsie resident long active in community service, the banker also serves on the board of directors for Family Services Inc. Pattern for Progress officials also announced the appointments of three new directors to the board: Timothy Cawley, president of Orange and Rockland Utilities; Joseph McPheter, commercial bank rela-

tionship manager at KeyBank; and Anthony Mahler, senior vice president for strategic planning at Westchester Medical Center.

Pattern director Geoffrey Brackett, executive vice president at Marist College, has joined the agency’s executive board.

Drawing members from a seven-county area, Pattern for Progress was founded in 1965 to “preserve and promote the social, economic and natural environments of the Hudson Valley region by building consensus for a pattern of growth that will ensure a high quality of life.”

HANDY & HARMAN SELLS SUBSIDIARY Handy & Harman Ltd. has finalized the sale of its subsidiary Arlon LLC to Rogers Corp.

Handy & Harman previously announced the agreement to sell Arlon, which manufactures silicone products in Bear, Del., on Dec. 19. The total transaction value was about $157 million.

“We appreciate the dedication and commitment of the Arlon team over the past seven years and wish them continued success under Rogers’ stewardship,” said Jack L.

Howard, Handy & Harman’s vice chairman and principal executive officer, in a statement.

Handy & Harman, based in White Plains, is a manufacturer of engineered niche industrial products that focuses on high-margin products.

Rogers Corp., based in Rogers, Conn., manufactures circuit boards, industrial foams and electronic power solutions for use in transportation and power generation.

— John Golden and Leif Skodnick

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WCBJ | HV Biz

February 2, 2015

9

THELIST: CONSTRUCTION COMPANIES

WESTCHESTER COUNTY AND REGION WESTCHESTER COUNTY

COMMERCIAL CONSTRUCTION

Listed alphabetically.

Name, address, telephone number Area code: 914 (unless otherwise noted) Website

Top local executive(s) Email address Year company established

A.F. & Sons LLC

Greg Filippone corporate@af-sons.com 1992

Every aspect of residential renovation and maintenance

Ahearn Holtzman Inc.

Richard J. Ahearn aconnolly@ahearnholtzman.com 1960

Construction management, general contracting

AVR Realty Co.

Mark Eickelbeck mark.eickelbeck@avrrealty.com 1975

Commercial and residential real estate planning and development

BACC Builders Inc.*

Michael Bacchetta aghimisian@baccbuilders.com 1984

High-end general contracting firm that undertakes building alterations, renovations and infrastructure upgrades

The Blair Interiors Group Ltd.

Linda Blair linda@blairinteriors.com 1995

Interior design service for residential, renovations, condo/co-op apartments, restaurants, country clubs, offices and hospitallty

Brenner Builders

Kevin Brenner info@brennerbuilders.com NA

Luxury estate construction and renovation services

Carey Construction

Robert Carey rcarey@careyconst.com 1986

Commercial contracting, historic restoration, designing and building services, construction management

CRB Inc.

Chris R. Bisceglia chris@crbinc.net 1994

Construction management, general contracting, building maintenance and service

C. W. Brown Inc.

Renee M. Brown rbrown@cwbrown.com 1984

Construction management, general contracting, carpentry

Dennis Lounsbury Builders Inc.

Jeffrey Lounsbury sdlbi@frontiernet.net 1972

Pre-engineered metal building, post-frame building, re-roofs, design, engineering support, site development, architectural drawings, foundations, insulation, complete interiors

Du-Ben Steel Buildings Inc.

Robert Stong dubensteel@aol.com 1977

General contractor, pre-engineered steel buildings, designing and building

Greg Burns gburns@kccmny.com 2009

Construction services, including pre-construction planning, design/build services, construction management and general contracting

529 Central Park Ave., No. 210, Scarsdale 10567 723-5699 • af-sons.com

530 Willett Ave., Port Chester 10573 937-5995 • ahearnholtzman.com

1 Executive Blvd., Yonkers, 10701 965-3990 • avrhomebuilders.com

295 Madison Ave., Suite 320, New York 10017 212-233-5900 • baccbuilders.com

1 Chase Road, Scarsdale 10583 472-8159 • blairinteriorsgroup.com

362 Adams St., Bedford Hills 10570 242-4707 • brennerbuilders.com

78 Furnace St., Kingston 12401 845-339-6220 • careyconst.com

84 Calvert St., Harrison 10528 698-6700 • crbinc.net

1 Labriola Court, Armonk 10504 741-1212 • cwbrown.com

2824 Route 17K, Bullville 10915 845-361-5524 • dennislounsburybuilders.com

24 Western Ave., Marlboro 12542 845-236-7900 • dubensteelbuildings.com

Kirchhoff-Consigli Construction Management LLC

199 West Road, Suite 100, Pleasant Valley 12569 845-635-1800 • kccmny.com

Services offered

Name, address, telephone number Area code: 914 (unless otherwise noted) Website

Top local executive(s) Email address Year company established

Services offered

Lasberg Construction Associates Inc.

Lee Lasberg info@lasbergconstruction.com 1988

Construction management, general contracting, pre-construction consulting

200 Business Park Drive, Suite 305, Armonk 10504 273-4266 • lasbergconstruction.com

Mancuso Construction & Remodeling Corp. WND

mancusocorp@aol.com 1984

Meyer Contracting Corp.

WND kmckenna@meyerconstruction.com 1987

General contracting

Murphy Brothers Contracting Inc.

Christopher Murphy michael@murphybrothers.com 1979

Single-family homes, home renovation, light commercial, construction management, equestrian facilities, custom cabinetry

The Palombo Group

Robert W. Palombo tmort@thepalombogroup.com 2001

Construction management for commercial and residential, general contractor, designing and building

Peak Construction Co.

Bill Metzger lily@peakconstruction.biz 1994

General construction

Roc Mar Contracting Corp.

Rocco J. Esposito resposito@rocmar.net 1967

General contracting

The Ruby Group

Pete Berman info@rubycs.com 2002

Developer, construction manager, builder, designing and building

Scully Construction LLC

Jim Scully Jr., Brian A. Keating jim@scullycorp.com 1972

General contracting, construction management

12 Charles St., Pleasant Valley 12569 845-635-1416 • meyercontracting.com

416 Waverly Ave., Mamaroneck 10543 424-3422 • murphybrothers.com

6030 Route 82, Stanfordville 12581 845-868-1239 • thepalombogroup.com

164 Old Route 9, Fishkill 12524 845-896-5496 • peakconstruction.biz

620 Commerce St., Thornwood 10594 747-7685 • rocmar.net

330 Route 17A, Goshen 10924 845-651-3800 • rubygrp.com

141 Lafayette Ave., North White Plains 10603 682-8088 • scullycorp.com

Standard Construction Corp.

19 Somers Drive, Rhinebeck 12572 845-876-8040 • standardconstructioncorp.com

10

Located in New York City but serves metropolitan area and New Jersey.

February 2, 2015

WCBJ | HV Biz

General contractor specializing in Emil K. Lienau wastewater treatment plants, company@standardconstructioncorp.com water filtration plants 1984 and commercial buildings

Storm King Group Inc.

Brendan P. Darrow brendan.darrow@skgi.net 1980

General contracting, construction management, pre-construction, pre-engineered metal building

Verticon Ltd.

Alan and Irving Zuckerman azuckerman@verticon.net 1993

General contracting, pre-construction, consulting

William A. Kelly & Co. Inc.

Edward W. Kelly wakelly@wakellyco.com 1932

Construction management, general contracting, pre-engineered metal buildings, turn-key packages

720 Neelytown Road, Montgomery 12549 845-457-5552 • skgi.net

24 Gilbert Street Extension, Monroe 10950 845-774-8500 • verticon.net

87 Bedford Road, Katonah 10536 232-3191 • wakellyco.com

*

Construction management, general contracting, designing and building, additions and renovations

560 Route 9W, Tomkins Cove 10986 845-786-2073

ASK ANDI

BY ANDI GRAY

Operations must be factored into sales Our people in operations work hard and take delivering on our promises seriously. They feel blindsided by salespeople when they find out at the last minute about an upcoming job. When we fail to deliver, operations gets the blame. How do we avoid this?

THOUGHTS OF THE DAY: Customers want to know that they will receive what was promised. It is teams of people that pull off the promise. Figuring out reporting systems that spot problems before they happen will increase customer and employee satisfaction. The goal is a job well done every time.

It’s important that everyone in the company is clear on the standard to be met: • On time, every time.

• No finger pointing.

• All commitments made are within the scope of the company’s ability.

• All projects are within budget.

• Accepted work can be handled effortlessly by a team well prepared to deliver.

These are a few key objectives to consider when setting the standards for your company. Auditing to make sure that all parties meet the standards will help to pinpoint problem areas that need attention.

Cut down on misplaced commitments to customers by putting together a way to decide, pre-commitment, if the job should be taken on. This process needs to answer a series of questions.

• Do we have enough capacity available at the time needed?

• Is it a good project (profitable, something we consistently do well)?

• Are any other commitments likely to come in that could get in the way?

• If we need to use outside resources, are we sure they will be available?

Set up a handoff /negotiation process between sales and operations. Use that process to ensure that incoming work is accurately described and fully evaluated at the time of handoff. Making sure all parties communicate about issues and resolve concerns before getting into the guts of a project will lead to better outcomes for everyone concerned, including the customer.

Keep active projects visible for all team members. Have a board that displays work proposed, contracts coming in, deals in process and jobs completed. Put someone in charge of updating the board daily, hourly if necessary. Consider putting the board up in a conference room or on a wall that everyone passes by.

Have sales and operations staff meet daily to review what’s on the board, discuss possible changes and identify roadblocks to success. Have someone take notes during the meeting and quickly circulate to-do lists to all affected departments. Review the to-do lists at daily check-in meetings to make sure that roadblocks have been cleared.

Set a limit on capacity — somewhere under 100 percent of what operations can ideally deliver. Reserve that extra capacity for two functions. Half goes to last-minute requests that are high-quality, high-profit opportunities. The other half is flexible schedule work that can be sped up or delayed depending on how smoothly operations is performing. Let salespeople know when the cutoff is getting close, and hold

ers for selling and delivering on time and in budget. Reward teamwork that identifies and heads off problems before they blow out of proportion. Encourage and promote team players who get the value of a job well done, from start to finish.

Looking for a good book? Try “How to Succeed with Continuous Improvement: A Primer for Becoming the Best in the World”

by Joakim Ahlstrom.

sales within the limit.

Encourage operations staff to evaluate capacity regularly, and to under-forecast, rather than over-forecast, what they can handle. Allow for down time due to staff days off, machinery repairs and vendors who don’t deliver according to schedule.

Expecting and planning that things might not go smoothly will help improve outcomes.

Make sure everyone belongs to the same team and is rewarded for overall success rather than individual success. Salespeople who get paid a commission for selling often forget to consider the constraints operations people will have to deal with.

Operations may feel frustrated, thinking they do all the work as they watch sales get all the congratulations. Recognize all play-

Andi Gray is president of Strate�y Leaders Inc., strate�yleaders.com, a business-consulting firm that specializes in helping entrepreneurial firms grow. She can be reached by phone at 877-238-3535. Do you have a question for Andi? Send it via email to AskAndi@strate�yleaders. Visit AskAndi.com for an entire library of Ask Andi articles.

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February 2, 2015

11

SPECIAL REPORT HEALTH CARE

Burke celebrates 100 years of rehabilitation

BY LEIF SKODNICK lskodnick@westfairinc.com

I

n 100 years, of rehabilitative medicine has gone from a fledgling, unexplored field to a massive, multibillion-dollar specialty; and a venerable Westchester hospital has played a unique role in that growth.

Burke Rehabilitation Hospital in White Plains, which celebrates its 100th anniversary in April, has a display of historical items in the lobby of Wood Pavilion on the campus. Visitors can examine the transformational role that Burke has played in rehabilitative medicine, which began before World War I. Founded by John Masterson Burke through his charity, the Winifred Masterson Burke Relief Foundation, the hospital opened in April 1915 on land purchased from the Society of New York Hospital.

“The diseases and conditions that we treat have changed and undoubtedly will change in the next century,” said Dr. Mary Beth Walsh, the medical director at Burke, in remarks at the dedication of the historical display at Wood Pavilion. The display is open to the public and free of charge.

Among the items in the display are John Masterson Burke’s pocket watch, a World War I-era U.S. Navy uniform and architectural drawings of the hospital campus from McKim, Mead & White, the famed firm that also designed New York’s Pennsylvania Station and Columbia University’s Morningside Heights campus, among other significant works.

In the early days, Burke treated patients with “splints, crutches and casts,” Walsh said. “Our ability to treat patients has changed significantly, although those things do still provide a lot of help.”

“One hundred years ago, rehab — the specialty — didn’t really exist, and this wasn’t called a hospital,” Walsh told the Business Journal. Originally, Burke treated patients with heart disease, pneumonia, and other ailments with a combination of rest and exercise. “It was rest and exercise in the proper mix. It was really fairly simple.”

Walsh, a rheumatologist, has spent her 35 years at Burke researching treatments for arthritis, which used to be a

12

February 2, 2015

WCBJ | HV Biz

A 3-D printer makes a hand that will be used as part of a prosthetic arm for a child in South Sudan.

Burke Rehabilitation Hospital’s campus was built on land purchased from the Society of New York Hospital and designed by famed architectural firm McKim, Mead & White.

White Plains Mayor Thomas Roach, center, and Burke Rehabilitation Hospital Executive Medical Director Dr. Mary Beth Walsh and Dr. Rajiv Ratan pose for a photo with a proclamation from the city of White Plains celebrating the hospital’s 100th anniversary.

crippling disease.

“I came here because there was an overwhelming need to develop a whole service for crippled rheumatoid arthritis patients, some of whom were quite young,” Walsh said. Previously, Burke had a “long-standing neurological focus. And the progress and change that has been made in my life in medical science is astounding.”

Nowadays, Walsh said that it is extremely rare for a patient with rheumatoid arthritis to end up crippled.

In addition to patient care, Burke maintains a strong research focus. Among the many notable researchers at Burke is Barry Jordan, one of the first neurologists to focus on the effects of contact sports such as boxing and football on the brain.

In addition to his role at Burke, Jordan is the chief medical officer for the New York State Athletic Commission, and has been named to the NFL Players Association Mackey-White Traumatic Brain Injury

Committee, the NCAA’s concussion task force and the Pop Warner Football advisory committee. His work has made him a significant figure in the research and discussion of brain trauma caused by repetitive injury from sports.

“When I first started working with boxing, I had suspicions that it would involve other sports, including soccer, football, hockey and rugby,” Jordan told the Business Journal last summer. “My major concern regarding boxing and contact and collision sports are the long-term consequences associated with participation in those sports, and the possible link between repetitive traumatic brain injury and the risk of dementia and other neurodegenerative disorders.”

Illustrative of how far rehabilitation has come in 100 years, the historical display shows Burke’s commitment to improving the lives of patients referred from hospitals in Westchester County and New York

City, as well as from Greenwich, Norwalk, Stamford and beyond.

At the far end of the display, a prosthetic leg from the early 20th century stands upright in a glass case.

“It’s basically a wooden peg with leather straps,” said Richard Sgaglio, Burke’s director of marketing and external relations. “It’s heavy — it weighs around 50 pounds.”

Next to that prosthetic leg, a 3-D printer buzzed, strategically depositing plastic onto what will become a prosthetic arm for a child in South Sudan.

“Our commitment to reducing physical disability and ensuring that each patient has an opportunity to be restored and to restore himself to a maximal functional level will remain a hallmark,” Walsh said.

“I think where this hospital’s roots are deep and enduring is in providing hospitalbased care for those folks that need it, regardless of their diagnosis.”

Spinal-cord injury spurs second act for Bronxville man

BY MARY SHUSTACK mshustack@westfairinc.com

F

rancesco Clark’s life is all about channeling his passion.

The Bronxville man cares deeply about what he does, which makes any recognition all the sweeter.

So when Clark was named a 2014 Martha Stewart American Made Winner, it was a moment to savor.

Clark’s Botanicals was one of 10 companies selected from a field of more than 3,200 nominees in the program that “spotlights the maker, supports the local and celebrates the handmade.”

Presented with the award during an early-November summit in Manhattan, Clark was honored in the Style category for the skincare line. The products, sold around the world, are noted for their use of Jasmine Absolute, an essential oil that naturally rebalances the skin.

This is not the first award for the company, also recognized by The Fashion Group International with a Rising Star Award and

by Allure and Self magazines, among others.

While certainly grateful for the attention,

Clark doesn’t let the recognition go to his head. Its biggest bonus is the way it raises the company’s profile — and allows it to continue its mission.

“You can’t ever assume that just because you win an award, it’s going to be a walk in the park,” he said. “I still have to do five hours of physical therapy every day.”

And that statement is a key to not only Clark’s persona but the company’s genesis.

THE EARLY DAYS

Raised in Bronxville, Clark would go on to double major in international relations and Romance languages at Johns Hopkins University.

“After college I made a promise to myself I’d live in a city I’d never lived in and work in a job where I’d learn a new skill.”

That led to Chicago and working on a website for law companies. He did what he set out to do, though Chicago winters soon found him heading back in New York where he embarked on a career in the publishing industry.

Clark was an assistant special projects director at Mademoiselle magazine and then fashion assistant at Harper’s Bazaar.

It was, he said, the “dream job” for someone in his mid-20s, attending award presentations, working with celebrities and fashion models and really “seeing the industry inside and out.”

“What I learned from that experience, working with these people who are so passionate and creative, there’s this drive and ambition and creativity I saw and it translated to an ambition that I wanted,” Clark said.

Soon enough, though, Clark would find he had to draw on his own inner strength and creativity to fashion a second act. It was on a Memorial Day weekend trip in 2002 when Clark jumped into a pool, unaware he was at the shallow end.

“The second that I dove in, the bottom of my chin hit the bottom of the pool,” he said of a move that would result in being on life support for a week and a crippling spinalcord injury.

“While all this happened, the thought of me dying never crossed my mind.”

He would, instead, go through a process that saw him rebound after much effort and persistence, as shared in his memoir, “Walking Papers.”

Spinal-cord, page 14

Francesco Clark. Photo courtesy Francesco Clark

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February 2, 2015

13

Spinal-cord — From page 13

GOING FORWARD

A few years after the accident, Clark read about how Christopher Reeve, the Bedfordbased actor injured in a horse-riding accident, was “pushing so much to find a cure.”

Inspired by Reeve, Clark would travel to China for experimental stem-cell surgery that proved a game-changer.

“Obviously my voice came back, because I don’t shut up now,” he said with a laugh.

“It’s really captivating and it’s breathtaking to see how a lot of little changes can lead to a revolution,” Clark said of the improvements he would experience.

One, though, remained — his inability to sweat. As a result, he said, his body was unable to balance itself. He said he looked like he was “hyper-aging” with a combination of dry, flaky skin and oily skin with terrible acne.

Nothing worked, from inexpensive to the most expensive commercially made creams and treatments. It was a hindrance when Clark was ready to do more.

“It was a point in my life where I wanted to not do just physical therapy every day.

I wanted to become a voice. I wanted to become an advocate. I wanted to do more than try and move my pinkie.”

Clark and his father, Harold Chandler Clark, a longtime New Rochelle doctor who

had background in homeopathy, began to collaborate on creating a cream. They hit on the key ingredient, Jasmine Absolute.

“It is the core of all our products,” Clark said, which at that time were very much home-based. “We were making it in the kitchen in Bronxville.”

At first, it was just to help Clark’s own condition.

“I wasn’t doing it to sell it. I was just doing it as part of my rehabilitation, to gain my independence.”

After dozens of formulations, they found a winner. Soon his sister, then mother, then father’s patients were trying it out. In time, Clark would be visiting with Glenda Bailey, his former boss at Harper’s Bazaar, who noticed how good Clark looked.

“I gave her a bottle,” he said. “That eventually made its way to their beauty director.”

He was told it would be shot for the September issue — a big deal.

Clark’s reaction? “Thank you very much but we’re not a company. We’re not a brand sold in stores. … The answer that we got back was ‘You have five months.’”

As Clark said, “That was the tipping point from when this went from an idea of something to an actual, tangible product.”

He secured a handful of stores, including early supporter Maison Rouge in Bronxville as well as C.O. Bigelow Chemists in Manhattan and Fred Segal in California.

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Right from the start, Clark knew sales would help the Christopher Reeve Foundation, as the late actor’s example “was the reason I went to Beijing.”

Throughout, Clark added, “It was about connecting the dots with my former life and industry, my former life working in fashion and having the injury and the skincare line.”

And the company that resulted, which today features moisturizers, cleansers, lip balms, masks, serums and more, has been Clark’s focus since its 2005 launch.

“It happened in a very organic way, and I think that’s why it resonates with our customers,” he said of the independent, familyowned business that has no outside investors.

Formulations are still done in Bronxville, with production in Florida.

“We’re always introducing new products,” hinting at a few that will be launched in spring. “We’re always working on three or four different formulations at any time.”

The market has been welcoming, Clark said.

“We just launched in Hong Kong and just launched in Russia. We’re sold in the UK. … It’s about a slow and steady growth.”

The product and its backstory seem to have captivated the Martha Stewart American Made program.

Melissa Goldstein of Chappaqua, the beauty director of Martha Stewart Living and

Martha Stewart Living Weddings, was one of the judges for last year’s American Made program.

“American Made is all about the makers, those entrepreneurs who see a gap in the market so they go out and fill that need themselves — and Francesco’s story is no exception,” she said. “What started with a tragedy quickly blossomed into something grander than he could have imagined. That one acne-clearing product he developed with the help of his father soon became a line of skin-loving products that have garnered cult status. They’re that good! His products have purpose and soul.”

Recognition, Clark stressed, benefits more than just sales.

“My goal is to, I mean my ultimate goal, is to help find a cure for spinal-cord injuries,” he said, with the company donating a portion of its profits to the Christopher Reeve Foundation (of which Clark is a national ambassador).

As the market changes and products are developed, Clark seems ready to take the business where it needs to go.

“You can’t rely on a certain set of rules, because there’s constant evolution. You have to be on your toes. You have to maintain this energy.”

And it seems like Clark is more than poised to do just that.

This article was first published in WAG magazine, the Business Journal’s sister publication.

INBRIEF NYMC ADDS MASTER’S IN MEDICAL ETHICS PROGRAM New York Medical College will be offering a master’s degree in medical ethics beginning in the fall, with classes initially offered in the evenings and online.

The master’s degree program and a certificate program will provide students with training that emphasizes clinical medical ethics, compassionate care, religious and cultural competence, ethical implications pertaining to emerging technologies and the different notions of justice that influence ideas of public health.

Ira Bedzow will serve as director of the program. Bedzow has a doctorate in religion from Emory University, a Master of Arts from the University of Chicago, a Master of Arts from Touro College’s Graduate School of Jewish Studies and a Bachelor of Arts from Princeton University.

He is an ordained Orthodox rabbi and the senior scholar at the Aspen Center for Social Values.

“This is an exciting time for New York Medical College and for health care at large,” Bedzow said in a press release.

“Students of our new Master of Science and Advance Certificate programs will be better doctors and more effective health care professionals and advocates. With a focus on clinical ethics, and with an option to concentrate in Jewish medical ethics, our programs are unique in every arena.”

The master’s program in medical ethics is targeted at medical students, health professional students and practicing health care providers, as well as rabbinical students who want to work in chaplaincy in a medical setting.

SARAH NEUMAN CENTER TO OFFER NEW CARE PROGRAM A new overnight care program will open in Mamaroneck for patients with Alzheimer’s disease and dementia as a result of a grant from the state Department of Health.

The program at the Sarah Neuman Center will be called “night care” and will offer overnight respite care on an outpatient basis to adults who live at home and who suffer from Alzheimer’s disease and other forms of moderate-to-severe dementia. The program will start off as a ninemonth pilot funded by a $282,500 grant from the Health Department’s Balancing Incentive Program Innovation Fund.

“From 7 p.m. to 7 a.m. night care will offer a safe, comfortable and soothing environment for people with dementia,” stated a press release from Jewish Home Lifecare,

which operates the Sarah Neuman Center.

“Beginning twice a week with two patients and growing to three times a week with 31, a staff of nurses, aides and recreation therapists, all trained to work with dementia patients, will engage them in music, art and even aroma therapy.”

According to the press release, these activities have been shown to help stave off restlessness, disorientation, depression, anxiety and verbal and physical aggression, collectively known as “sundowning,” from which many dementia patients suffer at night. A 2006 study published in The Gerontologist said that sundowning is the primary reason why families who are otherwise able to care for their loved ones decide to place them in nursing homes.

The Sarah Neuman Center will work

with area hospitals and health care organizations to identify patients to participate in the program.

WOMEN’S IMAGING CENTER OPENS AT MIDHUDSON REGIONAL HOSPITAL MidHudson Regional Hospital of West chester Medical Center in Poughkeepsie has expanded its Redl Center for Cancer Care to include a center that provides breast-imaging services and consultations.

The Women’s Imaging Center provides mammograms, ultrasounds and bone density scans, with same-day results and consultations, in addition to stereotactic and ultrasound biopsy procedures. “(Herb and Sue Ann) Redls’ gift is revolutionizing cancer care in this hospital and in this region,” Dr. Lawrence Koutcher,

medical director of the Redl Center, said in a statement. The Redl name, he said, “will be synonymous with top-level oncology care in the Hudson Valley.”

In addition to new equipment, the center features a private waiting room with refreshments, plush robes, private consultation rooms and a boutique for women who need to be fitted for prosthetics or a wig.

“Women may be anxious when they go for imaging or treatment,” Dr. Diana Silverman, the breast program leader, said in a statement. “By providing this warm environment and highly trained staff we can alleviate some of that anxiety.”

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Orange Regional hospital plans $100M consolidation project

BY JOHN GOLDEN jgolden@westfairinc.com

O

fficials at Orange Regional Medical Center plan to consolidate most outpatient services and expand and renovate the hospital’s cancer center on its main campus in Middletown in an approximately $100 million construction

project expected to begin this spring.

Representatives of the 383-bed hospital, one of two in the Greater Hudson Valley Health System serving residents of Orange and Sullivan counties, presented their project proposal Jan. 29 to a review committee of the state Health Department’s Public Health and Health Planning Council, which must approve or

reject the application based on need for the medical services. Health Department officials already have recommended the project be approved contingent upon the hospital meeting certain financial and construction requirements.

Orange Regional officials propose to build a five-story medical office building on its 707 E. Main St. campus and relocate

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there many outpatient services currently provided one mile away at the Orange Regional Medical Pavilion in Middletown.

The new medical office building would also house outpatient services provided at its Patient Services Center and Radiation Oncology Extension Clinic in Goshen, which would be vacated when the project is completed. Hospital officials said the nearby medical pavilion in Middletown would continue to operate a sleep center and wound care clinic.

OCMC officials in their application said the proposed project “will increase the ability of the center to respond to a patient’s needs by shortening supply chains and improving communication.” The hospital also expects to improve its emergency department triaging process and reduce emergency room visits on its main campus by relocating its primary care clinic in Goshen to the Middletown campus.

The Dormitory Authority of the State of New York has indicated they will provide about $68.5 million in bond financing for the approximately $99.9 million project. The hospital also has available about $5 million in outstanding bond proceeds from its 2008 construction of a replacement hospital. Orange Regional will put approximately $16.8 million in equity from operations into the project.

Health Department officials said the project must be completed within three years after the Public Health and Health Planning Council recommends approval of the project to the state health commissioner. The council is scheduled to vote on the proposal at its Feb. 12 meeting.

Construction is expected to be completed in 18 months.

INBRIEF HUDSON VALLEY HOSPITAL CENTER JOINS NEWYORK-PRESBYTERIAN Hudson Valley Hospital Center has joined the NewYork-Presbyterian Healthcare System in an affiliation that makes NewYork-Presbyterian Hospital the parent organization and co-operator of the 128-bed community hospital in Cortlandt Manor.

The northern Westchester hospital has been renamed NewYork-Presbyterian/ Hudson Valley Hospital, the hospitals jointly announced on Jan. 28. John C. Federspiel, the longtime head of Hudson Valley Hospital Center, will continue as president of the renamed hospital.

“We are excited to be able to offer residents of the Hudson Valley access to one of the most prestigious hospitals in the nation right here in their backyard,’’ Federspiel said in the announcement. “Our patients will have the comfort of knowing that they will have access to advanced specialized care and a direct connection to the best New York has to offer.”

Dr. Laura Forese, president of the NewYork-Presbyterian Healthcare System, said the New York City-based hospital plans to expand ambulatory and primary care programs in the communities served by the Cortlandt Manor hospital.

NewYork-Presbyterian has 2,600 hospital beds on its six campuses and academic affiliations with Weill-Cornell Medical College and Columbia University College of Physicians and Surgeons.

The Hudson Valley Hospital Center board of directors voted last August to pursue the affiliation with NewYorkPresbyterian, one month after Lawrence Hospital in Bronxville joined the New York City hospital’s system as NewYorkPresbyterian/Lawrence Hospital.

The Bronxville and Cortlandt Manor hospitals formerly were members of the four-hospital Stellaris Health Network in Westchester, which disbanded in 2013 as its members looked to pursue partnerships with larger, well-financed metropolitan health care systems.

Former Stellaris members Northern Westchester Hospital in Mount Kisco and Phelps Memorial Hospital Center in Sleepy Hollow last year joined the North Shore-LIJ Health System, while White Plains Hospital has joined the Bronx-based Montefiore Health System.

WESTCHESTER COMMISSIONER OF COMMUNITY MENTAL HEALTH NAMED Neuropsychologist Mark Herceg has been appointed Westchester County commissioner of community mental health, County Executive Robert P. Astorino announced.

The Irvington resident will begin his new duties Feb. 2, filling a vacancy left by the resignation of Dr. Grant Mitchell as commissioner in 2013.

Herceg currently is director of neuropsychology at Burke Rehabilitation Hospital in White Plains and a professor of psychol-

ogy in clinical neurology at Weill-Cornell Medical College. He is a member of the medical school’s concussion clinic, consulting with schools and amateur and professional athletes who have suffered concussions, according to Astorino’s office. Herceg is also a consultant psychologist to Silver Hospital in New Canaan, Conn.

The community mental health department plans, oversees and coordinates services for individuals with mental illness, developmental disabilities and substance abuse disorders and their families.

Astorino also announced Michael Orth will be promoted to deputy commissioner of community mental health. Orth is second deputy commissioner with the department, which he joined in 1993.

Astorino credited Orth with leading the effort to incorporate the nationally recognized Youth Mental Health First Aid course and evidence-based suicide prevention training as part of Safer Communities, the county executive’s initiative that focuses on violence and its causes as a public health issue.

— John Golden

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FACTS& FIGURES BANKRUPTCIES WHITE PLAINS Danbury Sports LLC. 39 Fields Lane, North Salem 10560. Chapter 11, voluntary. Attorney: Andrew G. Balbus. Filed: Jan. 22. Case no. 15-22105rdd.

COURT CASES Bayer HealthCare Pharmaceuticals Inc. Filed by Marlena Alvarez.

Action: diversity-personal injury. Attorneys: Timothy J. Becker, Rolf Fiebiger and Michael K. Johnson. Filed: Jan. 23. Case no. 7:15-cv-00516-CS. Bayer HealthCare Pharmaceuticals Inc. Filed by Natasha Archer, Unity Boyle, Shelisha Crawford, Kacie Dugas, Nicole Fitzgerald, Amanda Maahs, Dominique Rayford, Wendy Reagan, Crystal Richards, Catherine Surber and Reanda Wright. Action: diversity-product liability. Attorneys: Rachel Beth Abrams and Brian J. Perkins. Filed: Jan. 23. Case no. 7:15-cv00518-CS. Bayer HealthCare Pharmaceuticals Inc. Filed by Heather Jo Bernady.

Action: diversity-personal injury. Attorney: Mark B. Hutton. Filed: Jan. 22.

Case no. 7:15-cv-00470-CS. Bayer HealthCare Pharmaceuticals Inc. Filed by Stephanie Bruggeman. Action: diversity-personal injury.

Attorney: Yvonne M. Flaherty. Filed: Jan. 22. Case no. 7:15-cv-00484-CS. Bayer HealthCare Pharmaceuticals Inc. Filed by Christina Delgado, Ashley Hamblen, Kimberly Hancock, Amber Heetland, Jennifer Jury, Samantha Lasseter-Perez, Heather Little, Linda Ludwig, Kay Nuzzo, Lynn Riggs and Natasha Rogers. Action: petition for removal-personal injury.

Attorney: Rachel Beth Abrams. Filed: Jan. 22. Case no. 7:15-cv-00482-CS.

Bayer HealthCare Pharmaceuticals Inc. Filed by Jessica Cox and Christina Drake. Action: diversityproduct liability. Attorney: Christopher William Cantrell. Filed: Jan. 22.

Case no. 7:15-cv-00463-CS. Bayer HealthCare Pharmaceuticals Inc. Filed by Danielle Eni. Action: federal question: personal injury. Attorneys: Tony Wayne Edwards and Jackqualyn Renee Quinton. Filed: Jan. 26. Case no. 7:15-cv-00542-CS. Bayer HealthCare Pharmaceuticals Inc. Filed by April Ferrao. Action: diversity-product liability. Attorney: D. Todd Matthews. Filed: Jan. 22. Case no.

7:15-cv-00475-CS. Bayer HealthCare Pharmaceuticals Inc. Filed by Bonita Hernandez.

Action: diversity-personal injury. Attorneys: Timothy J. Becker, Rolf Fiebiger and Michael K. Johnson. Filed: Jan. 22. Case no. 7:15-cv-00488-CS. Bayer HealthCare Pharmaceuticals Inc. Filed by Kandace R. Galatas.

Action: diversity-product liability. Attorneys: Michael Lee Allsup, Larue Haiger III and J Farrest Taylor. Filed: Jan. 22. Case no. 7:15-cv-00466-CS. Bayer HealthCare Pharmaceuticals Inc. Filed by Michael Harrison and Natalie Harrison. Action: diversity-product liability. Attorneys: Roy E. Barnes, John Raymond Bevis and Walter Matthew Wilson. Filed: Jan. 22.

Case no. 7:15-cv-00462-CS. Bayer HealthCare Pharmaceuticals Inc. Filed by Kathryn Janicke.

Action: diversity-product liability. Attorney: Joseph A. Osborne Jr. Filed: Jan. 22. Case no. 7:15-cv-00468-CS. Bayer HealthCare Pharmaceuticals Inc. Filed by Steve Kohlbrecher.

Action: diversity-product liability.

Attorneys: Randall S. Crompton and Eric D. Holland. Filed: Jan. 22. Case no.

7:15-cv-00472-CS. Bayer HealthCare Pharmaceuticals Inc. Filed by Reina Lara.

Action: diversity-product liability.

Attorney: James T. Capretz and Don K. Ledgard. Filed: Jan. 22. Case no.

7:15-cv-00477-CS.

Items appearing in the Westchester County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken.

Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3680

Bayer HealthCare Pharmaceuticals Inc. Filed by Angela Randle. Action: diversity-personal injury. Attorneys: Timothy J. Becker, Rolf Fiebiger and Michael K. Johnson. Filed: Jan. 22.

Case no. 7:15-cv-00484-CS. Stony Brook University. Filed

by Sarah Tubbs. Action: Title IX Educational Amendments 1992 — sex discrimination. Attorneys: Amy Margaret Attias and Michael Howard Sussman. Filed: Jan. 23. Case no. 7:15-cv-00517-NSR.

ON THE RECORD

DEEDS Above $1 million 120 Bedford LLC, Armonk. Seller: Meyer Office Park LLC, Armonk.

Property: 120 Bedford Road, North Castle. Amount: $1.9 million. Filed Jan. 26.

130 Modern LLC, Pelham. Seller: Macquesten Development LLC, Pelham. Property: 130 Mount Vernon Ave., Mount Vernon. Amount: $2.1 million. Filed Jan. 26.

American International Relocation Solutions LLC, Pittsburgh, Pa. Seller: Sean P. O’Malley, et al, Crotonon-Hudson. Property: 1904 Half Moon Bay Drive, Cortlandt. Amount: $520,000. Filed Jan. 26.

Brookfield Global Relocation Services LLC, Burr Ridge, Ill. Seller: Daniel M. Lyons, et al, Chappaqua. Property: 11 Aldridge Road, New Castle.

Amount: $799,999. Filed Jan. 23.

Citimortgage Inc. Seller: Christopher Meagher, White Plains. Property: 2 Teramar Way, Greenburgh. Amount: $382,200. Filed Jan. 23.

32-34 Webster Avenue Realty Corp., New Rochelle. Seller: James V. Tozzo, New Rochelle. Property: 32 Webster Ave., New Rochelle. Amount: $1.1 million. Filed Jan. 26.

Citimortgage Inc. Seller: Joan Iacono, Bronxville. Property: 478/482 Park Ave., Yonkers. Amount: $288,241. Filed Jan. 21.

86 Hamilton Avenue LLC, Great Neck. Seller: Ness Realty Inc., Yonkers.

Property: 84 Hamilton Ave., Yonkers.

Amount: $2.7 million. Filed Jan. 22.

Deutsche Bank National Trust Co. Seller: Srimavo Armogan, Charlotte, N.C. Property: 751 King St., Rye. Amount: $750,500. Filed Jan. 26.

CJM William Street LLC, Katonah.

Seller: 85 William Street LLC, Yonkers. Property: 85 William St., Mount Vernon. Amount: $1.4 million. Filed Jan. 26.

Hillside BD LLC, Scarsdale. Seller: Maurine Korn, Fishkill. Property: 182 Hillside Ave., Mount Vernon. Amount: $155,000. Filed Jan. 21.

JSL Madison LLC, Larchmont. Seller: Entry Holding Corp., New York. Property: 120 Madison St., Mamaroneck.

Amount: $2.1 million. Filed Jan. 23.

Below $1 million 132 Beech Realty Partners LLC, Yonkers. Seller: Praisegod Corporation of New York, Bronx. Property: 132 Beech St., Yonkers. Amount: $165,000.

Filed Jan. 26.

349 Saw Mill River Road LLC, Bronx. Seller: 349 Saw Mill River Rd Realty Inc., Yonkers. Property: 349 Saw Mill River Road, Yonkers.

Amount: $625,000. Filed Jan. 26.

36 Mt Vernon Avenue LLC, Mount Vernon. Seller: The City of Mount Vernon, Mount Vernon. Property: 36 Mount Vernon Ave., Mount Vernon.

Amount: $76,000. Filed Jan. 22.

HSBC Bank USA N.A. Seller: Kenneth Lyle Bunting, White Plains.

Property: 22 N. Mortimer Ave., Greenburgh. Amount: $577,553. Filed Jan. 23.

Hudson City Savings Bank, Paramus, N.J. Seller: Margaret A. Nicholson, Somers. Property: 364 E. Grassy Sprain Road, Yonkers. Amount: $383,000. Filed Jan. 26.

Kaishi Tochitatemono Company Ltd., New York. Seller: Julian DiDonato, et al, Eastchester. Property: 50 Hickory Hill Road, Eastchester.

Amount: $700,000. Filed Jan. 23.

Kings Capital Holdings LLC, White Plains. Seller: Diane S. Fariello, Long Beach, Calif. Property: 9 Walnut Place, Mount Pleasant. Amount: $845,000.

Filed Jan. 26.

Linren Holdings LLC, New Rochelle. Seller: Valmarc LLC, Rye. Property: 25 Smith St., Rye. Amount: $380,000. Filed Jan. 21.

48 Rose Avenue Realty LLC, Mamaroneck. Seller: Virginia Valentino, et al, Harrison. Property: 48 Rose Ave., Harrison. Amount: $503,000. Filed Jan. 22.

Loancare. Seller: Ricki Hollis Berger, New City. Property: 185 Warburton Ave., Yonkers. Amount: $515,574. Filed Jan. 26.

58 Morris LLC, Scarsdale. Seller: Liam McLaughlin, White Plains. Property: Property: 58-60 Morris St., Yonkers. Amount: $350,000. Filed Jan. 21.

Magnolia Consulting LLC, White Plains. Seller: Helen Wasserman, White Plains. Property: 55 N. Broadway, 2-9E, White Plains. Amount: $385,000. Filed Jan. 23.

Alexander 2000 LLC, Mount Vernon. Seller: Baychester-Colombo Fuel Oil Co. Inc., Eastchester. Property: 10 W. Sandford Blvd., Mount Vernon.

Amount: $350,000. Filed Jan. 26.

Partner Management LLC, Brewster. Seller: Nationstar Mortgage LLC. Property: 160A Heritage Hills, Somers.

Amount: $165,000. Filed Jan. 26.

Peekskill Partners LLC, White Plains. Seller: Anthony G. Maccarini, Carmel. Property: 408 Union Ave., Mount Vernon. Amount: $110,169.

Filed Jan. 21.

R and G Woodlands Realty LLC, Rye. Seller: Jeffrey Jacobson, Rye. Property: 348 Woodlands Road, Harrison. Amount: $855,000. Filed Jan. 26.

Sprain Brook Realty Corp., Yonkers. Seller: Linda Anker, Yonkers.

Property: 3 Cornell Drive, Greenburgh. Amount: $583,159. Filed Jan. 23.

Wilmington Trust Co. Seller: Eugene Saltsman. Property: 10 Columbia Ave., Greenburgh. Amount: $490,000.

Filed Jan. 26.

ARMONK, 6 Cliff Place. Single-family residence; .51 acre. Plaintiff: AS Pandia LLC. Plaintiff ’s attorney: Knuckles, Komosinski & Elliot, 914-345-3020; 565 Taxter Road, Suite 509, Elmsford.

Defendant: oseph Tringali. Referee: Bruce Bozeman. Sale: Feb. 18, 9 a.m.

Approximate lien: $1,675,906.20.

MOUNT VERNON, 270 E. Prospect Ave. Three-family residence; .33 acre. Plaintiff: US Bank National Association. Plaintiff ’s attorney: Kozeny McCubbin & Katz, 516-227-2552; 40 Marcus Drive, Melville. Defendant: Gregory Grose. Referee: Dennis Krolian. Sale: Feb. 6, 10 a.m. Approximate lien: $908,362.78.

NEW ROCHELLE, 8 The Boulevard. Description: N/A; lot size: N/A. Plaintiff: Wells Fargo Bank National Association. Plaintiff ’s attorney: Gross Polowy & Orlans, 716-204-1700; P.O. Box 540, Getzville. Defendant: Dario Obregon. Referee: J. Henry Neale Jr. Sale: Feb. 5, 10 a.m. Approximate lien: $878,666.42.

OSSINING, 25 Linden Ave. Twofamily residence; .17 acre. Plaintiff: Deutsche Bank National Trust Co. Plaintiff ’s attorney: Fein Such & Crane LLP; 1400 Old Country Road, Westbury. Defendant: Ingrid Muller. Referee: John Molloy. Sale: Feb. 18, 10:30 a.m. Approximate lien: $420,680.47.

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OSSINING, 49 Pine Ave. Singlefamily residence; .23 acre. Plaintiff: Sovereign Bank NA. Plaintiff ’s attorney: Stein, Wiener & Roth, 516-7421212; 1 Old Country Road, Suite 113, Carle Place. Defendant: James Bertoldi. Referee: Steven Accinelli. Sale: Feb. 4, 9:30 a.m. Approximate lien: $216,247.89.

PEEKSKILL, 909 Bernard Road.

Single-family residence; lot size: N/A. Plaintiff: Wells Fargo Bank National Association. Plaintiff ’s attorney: Shapiro, DiCaro & Barak, 877-759-1835; 175 Mile Crossing Blvd., Rochester.

Defendant: Timothy Fetzer. Referee: Jo Ann Cambareri. Sale: Feb. 6, 9 a.m.

Approximate lien: $317,173.78.

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19

NEWSMAKERS [PLUS AWARDS AND EVENTS] THE BRISTAL APPOINTS NEW EXEC

PROMOTIONS AT DLC

Faraz Kayani has been appointed executive director of The Bristal at White Plains, an assisted living community.

Kayani had been the assistant executive director at The Bristal at North Hills. He also owned All Politics is Local, in which he visited assisted living residences to lead political lectures and current events for the residents.

Kayani was recognized in 2010

DLC Management Corp. in Tarrytown, a national owner and operator of open-air shopping centers, has promoted Adam Greenberg and Heather Moon from associate directors of leasing to directors of leasing for their respective regions.

with the New York State Chancellor’s Award and served as adjunct professor at SUNY Old Westbury, teaching community politics and civic engagement. He received a Bachelor of Arts degree in American politics from SUNY Old Westbury and a graduate degree from SUNY Albany in international relations. He has also taken human rights courses at Columbia University.

TWO PARTNERS NAMED TO SOCIETY Goldberg Segalla announced that partners Anita Hotchkiss and Michael D. Shalhoub, co-chairpersons of the law firm’s life sciences practice group, have been named Fellows of the Litigation Counsel of America (LCA), an invitation-only honorary society with membership limited to 3,500 of the best trial lawyers in America.

SALANDRA NAMED CFO John A. Salandra has been appointed chief financial officer by Ossining-based Dominican Sisters Family Health Service Inc., a visiting nurse service. Salandra has served more than 30 years at New York metropolitan area hospitals and nursing homes in various senior financial capacities and 17 years as a CPA at two independent public accounting firms.

“We are confident in John and look forward to his contributions in this new

leadership role,” said Mary Zagajeski, president and CEO. “With his extensive and diversified experience in health care financial operations and management, John will be an excellent addition to the executive team at Dominican Sisters Family Health Service.”

Prior to joining Dominican Sisters, Salandra was responsible for the development of a health care audit, accounting, tax and consulting practice for a regional public accounting firm.

Westchester Jewish Community Services (WJCS) has been awarded three grants totaling $52,500 from the Westchester Community Foundation and from the Dammann Fund to expand services for Jewish children — lesbian, gay, bisexual, transgender and questioning youths — as well as pregnant and parenting teens.

Bayside Travel was started in 1960 in Queens and in 1987, Nichuals purchased the company; in 2000, she moved it to Larchmont.

Over the years, Bayside Travel acquired Gramatan Travel of Bronxville, Eastchester Travel, the staff of Days Travel and Earlfield Travel and now has more than 40 travel advisers.

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February 2, 2015

repair business and more than a decade of service to Putnam County’s largest chamber of commerce. His service to the chamber included participating in the Shop Putnam Business and Home Expo committee as well as the annual Mahopac Street Fair.

Zacotinsky started out in the

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The Westchester Community Foundation awarded a $30,000 grant from the New York Community Trust DeWitt Wallace Fund for Youth to the WJCS Center Lane program and a $20,000 grant from the Nathan Moscow Fund to aid Jewish children affected by adverse life circumstances, financial situations and the economic downturn.

BANK NAMES NEW BOARD MEMBERS

CHAMBER HONORS ZACOTINSKY The Greater Mahopac-Carmel Chamber of Commerce has given its Businessperson of the Year honor to longtime business owner and former board chairman Bill Zacotinsky of East Road Motors in Carmel.

Zacotinsky received the award after more than 30 years running his automotive and small-engine

Hotchkiss is a trial attorney with nearly 40 years of experience defending companies and individuals in the state and federal trial and appellate courts.

Shalhoub is a trial lawyer who focuses his practice on product liability defense for the medical device and pharmaceutical industries.

WJCS RECEIVES $52,500 IN GRANTS

NICHUALS GARNERS COVER Barbara Nichuals of Bayside Travel in Larchmont was recently featured on the cover of Luxury Travel Advisor magazine, a trade publication for sellers of affluent travel. The article covers Nichuals’ acquisition of her agency and subsequent purchases of other travel firms as well as the strategy and tactics that have allowed her to grow her business.

The new directors have exhibited strong deal-making skills through the number of deals they have completed in any given year, problem solving for key spaces and vacancies and the execution of overall property business plans, according to a press release.

corporate world working for McDonnell Douglas on the space shuttle program before the 1986 Challenger disaster disrupted the entire industry. In order to keep the family in Mahopac, he chose to go back to the auto repair business, which his father had worked in for many years.

Wallkill Valley Federal Savings & Loan has announced new board members Richard Gerentine, Mike Croce and Richard J. Smith. President and CEO of Wallkill Valley Federal Savings & Loan Michael Horodyski said, “We are happy to add gentlemen of this caliber to our board. Each one of them is a community-minded guy who is well established within the business community.”

Gerentine of Marlboro is the

founder of Marlborough Associates LP, a developer of senior housing complexes, who currently serves as county legislator for Ulster County District 11. Croce of Wallkill is the regional sales manager of BB USA in Newburgh where he manages one of the most profitable divisions. Smith of Pine Bush is the founder and president of R. J. Smith Realty, a real estate brokerage company in the Hudson Valley.

RUBY GROUP TO WORK WITH FREEDOM LUXURY SUITES

KSQ ARCHITECTS PROMOTES TWO Rachel Birnboim-Kochman, project manager, has been promoted to senior associate at KSQ Architects, Tulsa, Okla., a firm she joined in 2005 and currently leads its White Plains studio where she specializes in managing projects for New York City multifamily housing developers

as well as university student housing. Birboim-Kochman is an alumna of Carnegie Mellon University and a member of the New York AIA and the U.S. Green Building Council (USGBC).

Robin Styles-Lopez has been promoted to associate. She joined the firm in 2012 and oversees the

day-to-marketing activities of KSQ and specializes in graphics, branding, marketing communications and collateral materials. She is a member of the Society of Marketing Professional Services (SMPS) and an alumna of Rochester Institute of Technology.

MATTESI JOINS DOUGLAS ELLIMAN Glorianne Mattesi has joined Douglas Elliman Real Estate’s Westchester brokerage. An award-winning multimillion-dollar real estate

professional, Mattesi has consistently been ranked as one of Westchester’s top brokers over the course of her 20-plus-year career in real estate. She

WHO’S UP 100 PERCENT OVER LAST YEAR?

was ranked the number one agent by volume and number of transactions in New Rochelle for 2014 by Hudson Gateway Multiple Listing Service.

DATES CONCORDIA COLLEGE BUSINESS BREAKFAST SERIES FEATURING A PRESENTATION BY KRISTIN REYNOLDS, managing director and global head of the Macro Cross Asset Sales Team at Morgan Stanley at 7 a.m. in Krenz Academic Center on the Concordia campus in Bronxville. Free admission. For reservations, contact Ellen de Saint Phalle, director of community relations, at 914-337-9300, ext. 2159, or ellen.desaintphalle@concordia-ny.edu.

PROFESSIONAL WOMEN OF WESTCHESTER HOSTS “I LOVE NETWORKING” event at 42 the Restaurant, White Plains, 6 to 8 p.m. Men are invited to attend in honor of Valentine’s Day. $15 members, $20 nonmembers; includes appetizers. Cash bar. Registration necessary, visit professionalwomenofwestchester.com.

FEB. 10

sites for our salon concepts. We look forward to magnifying our footprint with the help of the Ruby Group.”

Phenix Salon Suites offers salon professionals of all types the opportunity to fulfill their dream of operating their own business with a luxurious and private suite with no initial investment. The suites come fully furnished with all of the fixtures and equipment necessary to run their business.

FEB. 10

next three years in Dutchess, Orange, Putnam, Rockland, Ulster and Westchester counties, as well as the Albany area.

“We are very pleased to work with the Ruby Group as we continue to explore the possibilities for expansion,” said Richie Edelstein, managing partner of FLS. “We have an opportunity to change the salon industry for the better in the Hudson Valley, and it all starts with finding and leveraging the best

FEB. 3

The Ruby Group in Goshen, a general contracting, consulting and projectmanagement firm, is now working with Freedom Luxury Suites LLC (FLS) to identify locations and manage the build-out of the company’s salon locations throughout the Hudson Valley.

FLS is the regional franchisee for Phenix Salon Suites, an operator of salon concepts nationwide, which plans to open locations within the

DOMINICAN SISTERS OF HOPE NEW WEBSITE LAUNCH PARTY at Mariandale, 299 N. Highland Ave., Ossining at 10 a.m. A group of sisters will unveil the new site and discuss their hopes for this initiative. In addition, guests will be able to join the sisters for a light lunch and a Q&A session. For reservations, email Gina Ciliberto at gciliberto@ophope.org.

Information for these features has been submitted by the subjects or their delegates.

WESTFAIR ONLINE, THAT’S WHO. Both our viewership and ad revenue have jumped more than 100 percent since last year.

So where have business leaders like yourself decided to turn for online business news here in Westchester and Fairfield counties?

GO TO WESTFAIRONLINE.COM Why not promote your business online with the only media source dedicated to local business news?

SIGN UP FOR OUR NEWSMAKERS NEWSLETTER Get all the executive promotions and moves, awards and snapshots we publish in the Business Journals delivered to your inbox on Monday mornings.

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February 2, 2015

21

FACTS & FIGURES YONKERS, 30 Carroll St. Singlefamily residence; .05 acre. Plaintiff: Wells Fargo Bank National Association. Plaintiff ’s attorney: Stein, Wiener & Roth, 516-742-1212; 1 Old Country Road, Suite 113, Carle Place. Defendant: Celia Walton. Referee: James Garvey. Sale: Feb. 4, 10 a.m. Approximate lien: $315,335.71.

JUDGMENTS Draftless LLC, Bedford Hills. $212,138 in favor of LaPolla Industries Inc., Houston, Texas. Filed Jan. 16.

George A. Fuller Company Inc., White Plains. $7,715 in favor of Cives Corp., Roswell, Ga. Filed Jan. 20.

Indian Arrow Industries Inc., Paterson, N.J. $6,404 in favor of Niche Analysis Inc., White Plains.

Filed Jan. 22.

Maggie Mays Frozen Yogurt and Ice Cream, Pound Ridge. $15,119 in favor of Pawnee Leasing Corp., Fort Collins, Colo. Filed Jan. 22.

Richards Home Center and Lumber Inc., Mount Kisco. $2,655 in favor of Peekskill Ice Company Inc., Peekskill. Filed Jan. 22.

Stonebridge Distribution Inc., Pelham. $6,765 in favor of McNeil and Company Inc., Cortlandt. Filed Jan. 22.

Wangle LLC, Bedford Hills. $20,104 in favor of MeritDirect LLC, Rye Brook. Filed Jan. 16.

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed.

Arana, Anthony J. Sr., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $224,000 affecting property located at 5 Tryon Circle, Cortlandt Manor 10567. Filed May 6.

Baer, Vivian Mook, et al. Filed

by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $700,000 affecting property located at 50 and 54 Hickory Kingdom Road, Bedford. Filed May 6.

Chepuru, Shoba, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $372,000 affecting property located at 11 Jackson Ave., unit 48, Scarsdale 10583. Filed May 6.

Contini, Cynthia, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $340,990 affecting property located at 223 High Ridge Court, Yorktown Heights. Filed May 6.

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February 2, 2015

Dauer, Christopher G., et al. Filed

by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $326,529 affecting property located at 27 Stonegate Road, Ossining 10562.

Filed May 5.

Starcheski, Robert, et al. Filed by Green Tree Servicing LLC. Action: seeks to foreclose on a mortgage to secure $248,000 affecting property located at 11 Sparrow Lane, Peekskill 10566. Filed May 2.

Fessenden, Guy, et al. Filed by Partners For Payment Relief DE II LLC. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 20 Topland Road, Greenburgh 10530.

Filed May 5.

Sueiro, Gloria, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $580,000 affecting property located at 218 Delaney Ave., Mamaroneck 10543. Filed May 2.

Fontalvo, Ruben A., et al. Filed by Flagstar Bank F.S.B. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 777 N. Macquesten Parkway, apt. 105, Mount Vernon 10552.

Filed May 5.

Gadson, Aaron, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $609,300 affecting property located at 159 Lorraine Ave., Mount Vernon 10553. Filed May 6.

Grace Church Realty Corp., et al.

Filed by Cathay Bank. Action: seeks to foreclose on a mortgage to secure $715,000 affecting property located at 40 Grace Church St., Port Chester.

Filed May 6.

Hargrove, Yvonne, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $195,307 affecting property located at 73 Arthur Court, Port Chester 10573.

Filed May 5.

Heimerl, Norman, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $735,000 affecting property located at 343 Salem Road, Pound Ridge 10576. Filed May 5.

Hernandez, Elisandro, et al. Filed

by Green Tree Servicing LLC. Action: seeks to foreclose on a mortgage to secure $332,000 affecting property located at 102 Oak St., Yonkers 10701.

Filed May 2.

Kulick, Robert V., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $430,000 affecting property located at 12 Skytop Drive, Katonah 10536.

Filed May 5.

Lamonica, Nicole C., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $353,000 affecting property located at 99 Oak Ridge Road, Pleasantville 10570. Filed May 6.

Serrano, Jonathan, et al. Filed by Ocwen Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $340,900 affecting property located at 45 Myrtle Blvd., Larchmont 10538. Filed May 2.

Simpson, Lloyd, et al. Filed by LNV Corp. Action: seeks to foreclose on a mortgage to secure $240,000 affecting property located at 440 N. Broadway, apt. 41, Yonkers 10701. Filed May 6.

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Urena, Maribel, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 91 Livingston Ave., Yonkers 10705. Filed May 2.

Villa, Manuel, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $248,372 affecting property located at 1108 Frost Lane, Peekskill 10566. Filed May 5.

Partnerships Isidore Maintenance, 33 Loudoun St., apt. 2C, Yonkers 10705, c/o Sherlan Isidore and Lisa Rennie. Filed Aug. 9.

Sole Proprietorships AFA Productions, 16 Conklin Ave., Cortlandt Manor 10567, c/o Christopher Joseph O’Neil. Filed Aug. 8.

Danny Rutigliano, 19 Springs Ave., Yonkers 10704, c/o Danny Rutigliano.

Filed Aug. 8.

Dynamic Duo Kids’ Entertainment, 181 Pearsall Drive, Mount Vernon 10552, c/o Dori Boone. Filed Aug. 8.

F.L.A.W.E.D., 30 Park Ave., Apt. 2S, Mount Vernon 10550, c/o Crystal Fulwood. Filed Aug. 9.

Weinberg, Howard M., et al. Filed

by MorEquity Inc. Action: seeks to foreclose on a mortgage to secure $350,000 affecting property located at 106 Wellford Road, White Plains 10607. Filed May 2.

Fond’Aid, 2 James St., No. 1W, Ossining 10562, c/o Ehmamadou Ndiaye.

Filed Aug. 9.

MECHANIC’S LIENS

Inhome Pain Relief and Wellness, 57 Woodland St., Mount Kisco 10549, c/o Peter A. Roppolo. Filed Aug. 8.

Lt Propco LLC, as owner. $12,250 as claimed by Empire Tile and Marble Inc., Hawthorne. Property: in Eastchester. Filed Jan. 16.

Mark Real Estate LLC, as owner. $357,978 as claimed by Mark Mariani Inc., Armonk. Property: in North Castle. Filed Jan. 21.

Masters School, as owner. $2,182 as claimd by United States Mineral Products, Stanhope, N.J. Property: in Greenburgh. Filed Jan. 16.

Thompson, Amos F., et al, as owner. $3,550 as claimed by HJ Installations LLC, Monroe. Property: in Greenburgh. Filed Jan. 20.

West St 555 LLC, as owner. $6,956 as claimed by Roktek Builders Inc., White Plains. Property: in Harrison.

Filed Jan. 16.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Doing Business As The Empowerment Center, d.b.a.

Empowerment Center Railroad Café, 1 E. 1st St., Mount Vernon 10550.

Filed Aug. 8.

Gilliam’s Trades, 43 Kettell Ave., apt.

H, Yonkers 10704, c/o Vincent Gilliam.

Filed Aug. 8.

K Valentine Nails, 480 A S. Broadway, Yonkers 10705, c/o Khoi Dinh Duong, Filed Aug. 9.

Majestic Distribution, 15-21 Caryl Ave., 2G, Yonkers 10705, c/o Arif Muhammad Loya. Filed Aug. 8.

Modern Material Services, 43 Kettell Ave., Yonkers 10704, c/o Vincent Gilliam. Filed Aug. 8.

MyMSSpeech.com, 2727 Evergreen St., Yorktown Heights 10598, c/o Martin Markoe. Filed Aug. 8.

Natco Advertising, 18 Huntwood Place, Mount Vernon 10552, c/o Nathan Cohen. Filed Aug. 8.

O.S. General Construction, 37 Sherwood Ave., Ossining 10562, c/o Juan Villa. Filed Aug. 9.

R.A.L. Tile, 1 Vincent Road, 4N, Bronxville 10708, c/o Robert A. Lo Curto. Filed Aug. 9.

Raw Beverages, 6 Cherrywood Road, Scarsdale 10583, c/o Kevin Ge. Filed Aug. 9.

Scarsdale Financial Group, 1183 Post Road, Scarsdale 10583, c/o Carlos A. Ramirez. Filed Aug. 8.

HUDSON VALLEY

Anthos Homes NY LLC, Nanuet.

Seller: JPMorgan Chase Bank N.A. Property: 23 Grand View Terrace, Chester 10918. Amount: $271,425. Filed Jan. 23.

BUILDING LOANS

Black Dog Homes LLC, Rhinecliff.

Seller: Elizabeth Young, Webster.

Property: in Milan. Amount: $58,000.

Filed Jan. 15.

Below $1 million Luna, Jason, et al, Pine Bush, as owner. Lender: Walden Savings Bank, Montgomery. Property: in Crawford.

Amount: $200,000. Filed Jan. 22.

MWB Holdings LLC, as owner.

Lender: Salisbury Bank and Trust Co. Property: in Pleasant Valley. Amount: $600,000. Filed Jan. 16.

Penate, Rolando, et al, Brooklyn, as owner. Lender: Rondout Savings Bank, Kingston. Property: 52 Black Road, Shokan. Amount: $182,000.

Filed Jan. 20.

Pitta, Gabriel, et al, Brooklyn, as owner. Lender: Rondout Savings Bank, Kingston. Property: 46 Union School Road, Montgomery. Amount: $215,000. Filed Jan. 20.

DEEDS Above $1 million Hudson Conference Center LLC, Poughkeepsie. Seller: Hanmi Bank, Garland, Texas. Property: 2170 South Road, Poughkeepsie. Amount: $1.7 million. Filed Jan. 13.

Stratford Real Estate Holdings LLC, Monsey. Seller: Walden Center Associates LP, Walden. Property: in Walden. Amount: $3.6 million. Filed Jan. 20.

The Hamlet at Pawling Housing Development Fund Company Inc., Tarrytown. Seller: Jucca Company LLC, Manhasset. Property: in Pawling. Amount: $1.3 million. Filed Jan. 20.

Brookfield Global Relocation Services LLC, Burr Ridge, Ill. Seller: Joseph W. Schmitt, et al, Hopewell Junction. Property: 242 Buttonwood Way, Hopewell Junction 12533. Amount: $480,000. Filed Jan. 16.

Catskill Management LLC, Croton-on-Hudson. mon Paul Greenwood, Property: in Beekman. $166,500. Filed Jan. 14.

Services Seller: SiBeekman.

Amount:

Chelsea Property Holding LLC, Cornwall. Seller: Helen N. Bohlinger, et al, Poughkeepsie. Property: in Poughkeepsie. Amount: $55,000.

Filed Jan. 20.

CWI Landholdings LLC, Walden.

Seller: The Bank of New York Mellon.

Property: 11 Grandview Ave., Walden 12586. Amount: $51,500. Filed Jan. 21.

Deutsche Bank National Trust Co. Seller: Michael S. Blustein, Port Jervis.

Property: 173 Monahan Road, Port Jervis 12771. Amount: $544,081. Filed Jan. 20.

Deutsche Bank National Trust Co. Seller: Robert E. DiNardo, Newburgh.

Property: 5 Charlotte Mews, Middletown 10940. Amount: $300,032. Filed Jan. 22.

Deutsche Bank Trust Company Americas. Seller: Glen Plotsky, Port Jervis. Property: 846 Route 1, Pine Island 10969. Amount: $406,487. Filed Jan. 21.

Double R Capitol Inc., Poughkeepsie. Seller: Deborah R. Wilson, Silver Spring, Md. Property: in Poughkeepsie. Amount: $155,000. Filed Jan. 16.

Below $1 million

Double R. Capital Inc., Poughkeepsie. Seller: Trustco Bank, Glenville.

Property: in Poughkeepsie. Amount: $44,000. Filed Jan. 16.

10 Wilson Street LLC, Newburgh.

Seller: Gerardus Verdegaal, Newburgh. Property: in Newburgh.

Amount: $52,000. Filed Jan. 21.

Fannie Mae. Seller: Randall Coffill, Port Jervis. Property: 7 Curtin Lane, Newburgh 12542. Amount: $413,065.

Filed Jan. 22.

339 Sarah Wells Trail LLC, Central Valley. Seller: Michelle Anderson, Newburgh. Property: 339 Sarah Wells Trail, Goshen 10924. Amount: $510,000. Filed Jan. 20.

Federal Home Loan Mortgage Corp. Seller: Judith L. Lubinsky, Campbell Hall. Property: 97 Rutgers Creek Road, Port Jervis 12771. Amount: $428,323. Filed Jan. 22.

4170 Molloy Realty LLC, Hyde Park. Seller: Bilz Pilz Inc., Hyde Park.

Property: in Hyde Park. Amount: $182,500. Filed Jan. 22.

Federal National Mortgage Association. Seller: Alicia A. Houston, Monroeville, Pa. Property: 52 Black Road, Shokan 12481. Amount: $170,816.

Filed Jan. 20.

FACTS & FIGURES Federal National Mortgage Association. Seller: Geoffrey E. Chanin, Goshen. Property 15 Maurice Lane, Newburgh 12550. Amount: $255,706.

Filed Jan. 20.

Federal National Mortgage Association. Seller: John W. Buckley, Yorktown Heights. Property: 40 South St., Highland Falls 10928. Amount: $314,887. Filed Jan. 20.

Federal National Mortgage Association. Seller: Paul David Trachte, Newburgh. Property: 63 Canterbury Road, Fort Montgomery 10922.

Amount: $310,788. Filed Jan. 22.

Federal National Mortgage Association. Seller: William Hennessy, Montgomery. Property: 29 Highland Ave., Otisville 10963. Amount: $135,000. Filed Jan. 23.

Frank J. Mangione Inc., Saugerties.

Seller: Gary C. Brown, Saugerties.

Property: in Saugerties. Amount: $90,000. Filed Jan. 22.

Life-Lakes Inc., Hopewell Junction.

Seller: Kenneth Parks, et al, Hopewell Junction. Property: in Beekman.

Amount: $120,000. Filed Jan. 21.

Matteo-Bella LLC, Red Hook. Seller: City of Kingston, Kingston. Property: 12 Thomas St., Kingston. Amount: $52,000. Filed Jan. 22.

MC04 Wingdale Operating LLC, Eastchester. Seller: Walter E. Dearing Jr., Carmel. Property: in Dover.

Amount: $115,000. Filed Jan. 9.

MC24 Wingdale Operating LLC, Eastchester. Seller: Giovanni Corvino, et al, Harrison. Property: in Dover.

Amount: $100,000. Filed Jan. 12.

Modena Properties LLC, Modena.

Seller: Buckingham Auto Restoration Inc., Poughkeepsie. Property: in Plattekill. Amount: $275,000. Filed Jan. 16.

Northern Enterprise NY LLC, Cornwall. Seller: Todd A. Kelson, New Windsor. Property: 21 Berea Road, Walden 12586. Amount: $87,910. Filed Jan. 21.

NVision Capital Advisors LLC, Boca Raton, Fla. Seller: Nehemiah Community Reinvestment Fund Inc., Sacramento, Calif. Property: 22 Lake Ave., Middletown 10940. Amount: $30,000. Filed Jan. 22.

OneWest Bank N.A. Seller: Edward L. Croom, et al. Property: 16 Upper Meadow Drive, Staatsburg 12580.

Amount: $467,500. Filed Jan. 15.

OWB REO LLC, Pasadena, Calif.

Seller: Anthony C. Carlini, Wappingers Falls. Property: 16 Fulton Ave., Poughkeepsie 12603. Amount: $304,500.

Filed Jan. 15.

Red Cardinal Holdings LLC, Beacon. Seller: Bienvenido Viera, Beacon. Property: in Beacon. Amount: $750,000. Filed Jan. 16.

Rondout Savings Bank, Kingston.

Seller: Karen L. Whelan, Poughkeepsie. Property: in Hyde Park. Amount: $109,000. Filed Jan. 15.

Schwinn Dutchess Realty LLC, Glendale. Seller: Deborah Ruth, Red Hook. Property: in Milan. Amount: $225,000. Filed Jan. 20.

Sheld 73 North LLC, Beacon. Seller: Welch Arms Apartments Inc., New Paltz. Property: 73 North Road, Highland. Amount: $335,000. Filed Jan. 22.

Sky High Acres LLC, LaGrangeville.

Seller: Sky High Corp., Wappingers Falls. Property: in Union Vale.

Amount: $350,000. Filed Jan. 13.

Stone Financing LLC, Scottsdale, Ariz. Seller: Jonathan H. Griffith, et al, LaGrangeville. Property: 8 Budd Lane, LaGrangeville 12540. Amount: $721,000. Filed Jan. 13.

Captain Hooks Radiator Repair LLC, Kingston. $613 in favor of New York State Department of Labor Unemployment Insurance Division, Albany. Filed Jan. 16.

Chester Valley Inc., Chester. $139 in favor of New York State Department of Taxation and Finance, Albany. Filed Nov. 3.

Color Schemes Inc., Tuxedo Park. $265 in favor of New York State Department of Labor Unemployment Insurance Division, Albany. Filed Nov. 3.

Cyprus Inn Inc., Kingston. $551 in favor of New York State Department of Taxation and Finance, Albany. Filed Jan. 16.

Da Hip Hop Dug Out Inc., Newburgh. $1,923 in favor of New York State Department of Taxation and Finance, Albany. Filed Nov. 3.

Phoenicia Wines and Liquors, Phoenicia. $2,658 in favor of New York State Department of Taxation and Finance, Albany. Filed Jan. 16.

Primos Bar and Grill, Clintondale. $6,690 in favor of New York State Department of Taxation and Finance, Albany. Filed Jan. 16.

Silver Mountain Inc., d.b.a. Wok N Roll Café East, Woodstock. $3,766 in favor of New York State Department of Taxation and Finance, Albany. Filed Jan. 16.

Solarias Inc., Pine Bush. $48 in favor of New York State Department of Taxation and Finance, Albany. Filed Jan. 16.

Spada Trucking Inc., Kingston. $884 in favor of New York State Department of Taxation and Finance, Albany. Filed Jan. 16.

The Bank of New York Mellon.

Seller: Gerard Comatos, Poughkeepsie. Property: 75 S. Smith Road, Lagrangeville 12540. Amount: $447,500.

Filed Jan. 14.

Dig In Excavating Corp., Monroe. $1,738 in favor of New York State Department of Taxation and Finance, Albany. Filed Nov. 3.

The Masters Coach Ltd., Wallkill. $27,177 in favor of New York State Department of Labor Unemployment Insurance Division, Albany.

Filed Jan. 16.

Tivoli Mews LLC, Greenwich, Conn.

Seller: James P. Carr, et al, Tivoli. Property: in Tivoli. Amount: $100,000.

Filed Jan. 12.

Discountdepot.com Inc., Monroe. $1,805 in favor of New York State Department of Taxation and Finance, Albany. Filed Nov. 3.

The Park Center Inc., Highland. $505 in favor of New York State Department of Taxation and Finance, Albany. Filed Jan. 16.

U.S. Bank N.A. Seller: Leslie A. Baum, Walden. Property: 36 W. Pine Road, Staatsburg 12580. Amount: $379,000.

Filed Jan. 15.

Dunleavy Title Abstractors Inc., Newburgh. $685 in favor of New York State Department of Taxation and Finance, Albany. Filed Nov. 3.

United Hudson Realty Inc., Monroe. $1,210 in favor of New York State Department of Labor Unemployment Insurance Division, Albany.

Filed Nov. 3.

Weichert Financial Services, Morris Plains, N.J. Seller: Barry H. Friedman, Poughkeepsie. Property: 21 Reggie Drive, Wappingers Falls 12590.

Amount: $279,000. Filed Jan. 13.

EZ Voice Telecalling Services Corp., Monroe. $1,814 in favor of New York State Department of Taxation and Finance, Albany. Filed Nov. 3.

Wells Fargo Bank N.A. Seller: Michael McCann, Goshen. Property: 105 Deer Court Drive, Middletown 10940.

Amount: $190,970. Filed Jan. 20.

Fallsy Inc., d.b.a. Bistro Mountain Store, Gardiner. $1,057 in favor of New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 22.

Wells Fargo Bank N.A. Seller: Ricki H. Berger, New City. Property: 5 Hoover Drive, Middletown 10940.

Amount: $455,752. Filed Jan. 22.

Financial Access Corp., Monroe. $1,748 in favor of New York State Department of Taxation and Finance, Albany. Filed Nov. 3.

Wells Fargo Bank N.A. Seller: Steve Crowther, et al, Wappingers Falls.

Property: 23 Woodlawn Terrace, Newburgh 12550. Amount: $220,789.

Filed Jan. 20.

Fyndine LLC, d.b.a. Josephine’s Bistro, Circleville. $30 in favor of New York State Department of Labor Unemployment Insurance Division, Albany. Filed Nov. 3.

JUDGMENTS

Mateja Drywall, Middletown. $14,906 in favor of New York State Department of Labor Unemployment Insurance Division, Albany.

Filed Nov. 3.

Al Valk’s Garage Ltd., Walden. $1,301 in favor of New York State Department of Labor Unemployment Insurance Division, Albany. Filed Nov. 3.

C and Ly Inc., Port Jervis. $2,803 in favor of New York State Department of Taxation and Finance, Albany. Filed Nov. 3.

Moran’s Rest Home Inc., Modena. $1,057 in favor of New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Jan. 22.

Nick and Linda Inc., Saugerties. $838 in favor of New York State Department of Labor Unemployment Insurance Division, Albany. Filed Jan. 16.

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed.

Ambrose, Lisa Daly, et al. Filed by CitiMortgage Inc. Action: seeks to foreclose on a mortgage to secure $347,130 affecting property located at 57 Rockridge Drive, Highland Mills 10930. Filed July 7.

Carrillo, Julio, et al. Filed by Green Tree Servicing LLC. Action: seeks to foreclose on a mortgage to secure $310,000 affecting property located at 269 Goodwill Road, Montgomery 12549. Filed July 3.

Arroyo, Peter, et al. Filed by Lakeview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $132,554 affecting property located at 15 Hornbeck Ave., Port Jervis 12771.

Filed July 10.

Caster, Cheryl L., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $135,000 affecting property located at 31 Walnut Grove, New Paltz 12561.

Filed Jan. 20.

Atkinson, John R., et al. Filed by Rhinebeck Bank. Action: seeks to foreclose on a mortgage to secure $205,600 affecting property located at 290 Mountain View Ave., Wallkill 12589. Filed July 8.

Cavaliere, William C., et al. Filed

by Ulster Savings Bank. Action: seeks to foreclose on a mortgage to secure $213,750 affecting property located at 74 Beilke Road, Millerton 12546. Filed Jan. 9.

Baez, Antonia M., et al. Filed by State of New York Mortgage Agency.

Action: seeks to foreclose on a mortgage to secure $224,491 affecting property located at 99 Boniface Drive, unit 7C, Pine Bush 12566. Filed July 10.

Chavarri, Gianfranco A., et al.

Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $231,690 affecting property located at 77 Kings Way, Pawling 12564.

Filed Jan. 8.

Bailey, Terry C., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $359,014 affecting property located at 109 Forbus St., Poughkeepsie 12601. Filed Jan. 7.

Chiapperini, Michael, et al. Filed

by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $275,700 affecting property located at 9 White Farm Road, Wingdale 12594. Filed Jan. 13.

Bart, Paul S., et al. Filed by Citizens Bank N.A. Action: seeks to foreclose on a mortgage to secure $148,000 affecting property located at 2313 Route 300, Shawangunk. Filed Jan. 20.

Becker, Susan E., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 6 Creekview Court, Wappingers Falls 12590. Filed Jan. 8.

Beckford, Elaine P., et al. Filed by Green Tree Servicing LLC. Action: seeks to foreclose on a mortgage to secure $236,700 affecting property located at 47 Mohawk Trail, Pawling 12564. Filed Jan. 12.

Abou-Eid, Abrahem M., et al.

Filed by Deutsche Bank Trust Company Americas. Action: seeks to foreclose on a mortgage to secure $200,000 affecting property located at 12 Riverdale Drive, Wingdale 12594. Filed Jan. 6.

Borromeo, Karen, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $130,000 affecting property located at 5 Brown Road, Glenham 12527. Filed Jan. 14.

Adamec, Robert W. Jr., et al. Filed

by Ocwen Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $143,200 affecting property located at 45 Dickerson Ave., Montgomery 12549. Filed July 11.

Bovee, Richard B., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $130,400 affecting property located at 42 Derrenbacher St., Kingston 12401. Filed Jan. 22.

Adams, Barbara M., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $101,000 affecting property located at 98 Browns Road, Walden 12586. Filed July 8.

Cannon, William H., et al. Filed

by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $306,340 affecting property located at 19 Davis St., Beacon 12508. Filed Jan. 13.

Alexander, Karan, et al. Filed by Emigrant Mortgage Co. Action: seeks to foreclose on a mortgage to secure $176,000 affecting property located at 17 Ricky Lane, Poughkeepsie. Filed Jan. 6.

Cantoli, Dina M., et al. Filed by Green Tree Servicing LLC. Action: seeks to foreclose on a mortgage to secure $175,000 affecting property located at 371 Connors Road, Middletown 10941. Filed July 14.

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Clark, Jennifer M., et al. Filed by Navy Federal Credit Union. Action: seeks to foreclose on a mortgage to secure $229,390 affecting property located at 38 Shaker Lane, Hyde Park 12538. Filed Jan. 9.

Coe, Sandra B., et al. Filed by Green Tree Servicing LLC. Action: seeks to foreclose on a mortgage to secure $185,600 affecting property located at 28 Conklin St., Poughkeepsie. Filed Jan. 12.

Competiello, Angelo, et al. Filed

by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $204,700 affecting property located at 67 King Drive, Poughkeepsie. Filed Jan. 14.

Conklin, Timothy W., et al. Filed

by Wallkill Valley Federal Savings and Loan Association. Action: seeks to foreclose on a mortgage to secure $125,500 affecting property located at 40 Wildrick Road, Wallkill 12589. Filed Jan. 22.

Covino, William, et al. Filed by OneWest Bank N.A. Action: seeks to foreclose on a mortgage to secure $883,674 affecting property located at 10 Eagelwood Vista Lane, Warwick 10990. Filed July 8.

Cromwell, James E. Jr., et al. Filed

by Hudson Valley Federal Credit Union. Action: seeks to foreclose on a mortgage to secure $112,500 affecting property located at 165 N. Hamilton St., Poughkeepsie 12601. Filed Jan. 13.

February 2, 2015

23

FACTS & FIGURES Degroat, Angela, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $198,000 affecting property located at 239 First St., Newburgh 12550. Filed July 14.

Mona, Steven A., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $209,000 affecting property located at 24 Vogel Way, Greenwood Lake 10925. Filed July 9.

Gaston, Alison M., et al. Filed by Hudson Valley Federal Credit Union.

Action: seeks to foreclose on a mortgage to secure $130,000 affecting property located at 305 Church St., Wappingers Falls 12590. Filed Jan. 13.

Morgan, Alonzo E., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 32 Center Hill Road, Monroe 10950. Filed July 8.

Gondolfo, Robert A., et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $637,000 affecting property located at 450 N. Tower Hill Road, Millbrook 12545.

Filed Jan. 9.

Muro, Christopher A., et al. Filed

by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 26 Hepper St., Walden 12586. Filed July 14.

Goslin, Sandra, et al. Filed by PNC Bank N.A. Action: seeks to foreclose on a mortgage to secure $101,600 affecting property located at 12 Schneider Ave., Highland Falls 10928. Filed July 11.

Graham, Lisa M., et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $242,250 affecting property located at 648 Angola Road, Highland Mills 10930. Filed July 7.

Hecht, William, as co-executor of the estate of Margaret Eignor, et al. Filed by Keybank N.A. Action: seeks to foreclose on a mortgage to secure $55,000 affecting property located at 33 Chase Road, Wallkill 12589.

Filed Jan. 16.

Henderson, George, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $396,000 affecting property located at 9 Brendella Court, Wallkill 12589. Filed Jan. 22.

Herman, Winifred J., et al. Filed

by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $250,000 affecting property located at 80 Carriage Drive, Red Hook 12571. Filed Jan. 14.

Hooper, Tina, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $281,688 affecting property located at 79 Woodlake Drive, Middletown 10940. Filed July 10.

Horowitz, Lawrence, et al. Filed by Ocwen Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $182,000 affecting property located at 198 Greenwich Ave., Goshen 10924. Filed July 8.

Horowitz, Pamala J., et al. Filed

by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $153,600 affecting property located at 315 Old Route 212, Saugerties 12477.

Filed Jan. 21.

24

February 2, 2015

Murphy, Jennifer, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $213,325 affecting property located at 645 Big Pond Road, Huguenot 12746. Filed July 11.

Musco, Theresa A., et al. Filed by CitiMortgage Inc. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 350 Water St., unit 3-4, New Windsor 12553. Filed July 10.

O’Connell, Michelle D., et al. Filed

by Vericrest Financial Inc. Action: seeks to foreclose on a mortgage to secure $160,000 affecting property located at 20 Revere Road, Newburgh 12550. Filed July 10.

O’Neill, Donna, individually and on behalf of the estate of Jeanette Servedio, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $484,500 affecting property located at 419 Philo St., New Windsor 12553. Filed July 14.

Ocasio, Wiliberto, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $296,887 affecting property located at 4 Fawn Ridge Court, Harriman 10926.

Filed July 3.

Orichello, Joseph A., et al. Filed

by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $217,600 affecting property located at 588 Shenandoah Road, Hopewell Junction 12533. Filed Jan. 12.

Pasquariello, Grace, et al. Filed

by Citibank N.A. Action: seeks to foreclose on a mortgage to secure $552,500 affecting property located at 12 Links Court, Monroe 10950. Filed July 10.

Perilli, Michael, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $336,000 affecting property located at 405 Augusta Drive, Hopewell Junction 12533. Filed Jan. 6.

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Peterkin, Valerie, as executrix of the estate of Donald Peterkin, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $127,360 affecting property located at 91 Garden St., Poughkeepsie 12601. Filed Jan. 15.

Petro, Shirley, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $100,000 affecting property located at 109 Myrtle Ave., New Windsor 12553. Filed July 14.

Porter, Karen, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $138,400 affecting property located at 191 Big Pond Road, Huguenot 12746. Filed July 7.

Reyes, Milagros, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $274,480 affecting property located at 141 Watkins Ave., Middletown 10940. Filed July 7.

Sarayno, Anthony, et al. Filed by Ocwen Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $406,000 affecting property located at 6 Carlyle Drive, Hyde Park 12538. Filed Jan. 8.

Toomey, Daniel, et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $400,000 affecting property located at 22 Lakeview Drive, Chester. Filed July 10.

Schubert, Robert T. Jr., et al. Filed

by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $162,000 affecting property located at 174 Overocker Road, Poughkeepsie 12603. Filed Jan. 12.

Tucker, Edward Vincent, et al.

Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $304,750 affecting property located at 3 Van Ness Road, Beacon 12508. Filed Jan. 14.

Seager, Jay J., et al. Filed by CitiMortgage Inc. Action: seeks to foreclose on a mortgage to secure $220,000 affecting property located at 14 Lori St., Poughkeepsie. Filed Jan. 14.

Unknown heirs at law of Robert A. Guzzo, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $486,500 affecting property located at 7 Oswego Road, No. 1, Pleasant Valley 12569. Filed Jan. 13.

Seelbach-Budd, Heidi, et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $92,000 affecting property located at 11 Cady Lane, Wappingers Falls 12590. Filed Jan. 6.

Rivera, Eleanor, et al. Filed by Citifinancial Co. Action: seeks to foreclose on a mortgage to secure $268,504 affecting property located at 17 Blaha Lane, Bloomingburg. Filed July 7.

Silverstein, Aaron, et al. Filed by Green Tree Servicing LLC. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 54 N. Bridge St., Poughkeepsie 12603. Filed Jan. 12.

Robinson, Clifford, et al. Filed

by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $229,500 affecting property located at 388/390 Howells Road, Middletown 10940. Filed July 14.

Simpson, Antoine, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $213,314 affecting property located at 508 Harborview Court, Beacon 12508.

Filed Jan. 16.

Rodriguez, Esperanza A., et al.

Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $495,000 affecting property located at 22 Roselawn Road, Highland Mills 10930. Filed July 10.

Rodriguez, Raymond, et al. Filed

by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $255,000 affecting property located at 50 Oakland Ave., Walden 12586.

Filed July 8.

Ronk, Gary, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $200,000 affecting property located at 23 Nepale Drive, New Paltz 12561. Filed Jan. 16.

Sabha, Hassam, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $103,550 affecting property located at 2710 South Drive, unit E8, Poughkeepsie 12601. Filed Jan. 6.

Sackett, Scott R., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $185,895 affecting property located at 55 Manor Road, Red Hook 12571. Filed Jan. 14.

Santos, Jose, et al. Filed by PHH Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $206,719 affecting property located at 2 Canterbury Drive, Middletown 10940. Filed July 14.

Sofer, Yoel, et al. Filed by Provident Bank. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 11 Taylor Court, unit 402, Monroe 10950. Filed July 8.

Stinson, John, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $240,000 affecting property located at 11 May St., Hyde Park 12538. Filed Jan. 14.

Stubblefield, Joe, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $240,000 affecting property located at 11 Schofield Place, Beacon 12508.

Filed Jan. 7.

Tamburo, Martha Ann, et al. Filed

by The Bank of New York Mellon Trust Company N.A. Action: seeks to foreclose on a mortgage to secure $243,000 affecting property located at 6 Milo Drive, Middletown 10941.

Filed July 11.

Tobin, John E., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $405,000 affecting property located at 5 Carroll Lane, New Paltz 12561.

Filed Jan. 21.

Toennis, Helen, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $69,400 affecting property located at 1726 Old Kings Highway, Saugerties 12477. Filed Jan. 21.

Vargas, Jacqueline, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 16 Barr Lane, Monroe 10950. Filed July 3.

Zakka, Muntaha R., et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 204 Mill St., Poughkeepsie 12601. Filed Jan. 8.

MECHANIC’S LIENS Bnos Jerusalem D’Chasidei Belz, as owner. $1.2 million as claimed by TOT Developers Inc., Brooklyn. Property: 385 Briggs Highway, Ellenville.

Filed Jan. 20.

Forbus Hill Properties LLC, as owner. $5,697 as claimed by P.W. Grosser Consulting Inc. Property: 29 Forbus St., Poughkeepsie. Filed Jan. 20.

Gas Land Petroleum Inc., as owner. $2,239 as claimed by United Air Conditioning, Refrigeration, Plumbing and Heating, Inc., Newburgh. Property: 1 Homewood Ave., Newburgh.

Filed Jan. 20.

MB Homes of Newburgh LLC, as owner. $5,150 as claimed by Seal-Tite Insulation Inc., Middletown. Property: 692-698 Highway 1, Pine Island 10969.

Filed Jan. 23.

Pastreich, Yitzhak Aron, et al, as owner. $5,370 as claimed by Alltech Electric, Poughkeepsie. Property: 1 Civic Center Plaza, Poughkeepsie.

Filed Jan. 16.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Doing Business As On Wall Street Inc., d.b.a. Wall Street Abstract, 321 Wall St., Kingston 12401. Filed Jan. 21.

Ryan and Ryan Insurance Brokers Inc., d.b.a. EZDBL, 400 Stockade Drive, Kingston 12401. Filed Jan. 21.

St. Peter’s Health Partners Medical Associates P.C., d.b.a. Saugerties Wellness Center, 854 Route 212, Saugerties 12477. Filed Jan. 21.

Partnerships Felmac Garage, 792 Route 44/55, Highland 12528, c/o Joseph D. Felicello and Michael V. Macaluso. Filed Jan. 16.

Sole Proprietorships Bonne Idee Gifts, 18 Pearl St., No. 1, Kingston 12401, c/o Susan D. Lewis.

Filed Jan. 16.

Doug Beatty, 340 Barbara Terrace, Kingston 12401, c/o Douglas C. Beatty.

Filed Jan. 16.

Estate Treasures of Milton, 61 Main St., Milton 12547, c/o Nancy S. Haines. Filed Jan. 16.

Expo Nails, 266 Main St., New Paltz 12561, c/o Huong T. Huynh.

Filed Jan. 16.

Homemark Property Maintenance, 144 Purple Martin Road, Montgomery 12549, c/o Theresa Donohue. Filed May 15.

Jake of All Trades, 131 Burnett Road W., Saugerties 12477, c/o Jacob R. Dodd. Filed Jan. 21.

Jared Pazienza General Construction, 293 Main St., Rosendale 12472, c/o Jared D. Pazienza. Filed Jan. 22.

Moore Creations, 115 Ringtop Road, Kingston 12401, c/o Donald L. Moore Jr. Filed Jan. 16.

Shawangunk View Farm, 170 Long Lane, Wallkill 12589, c/o Catherine LoCicero-Terrizzi. Filed Jan. 20.

TFG Construction, P.O. Box 237, Glasco 12432, c/o Keri Ann Bunbury.

Filed Jan. 20.

LEGAL NOTICES THE SPARROWS LULLABY BAND, LLC, Arts. of Org. filed with the SSNY on 11/25/2014. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Rebecca Blumhagen, 23 Bedford St., Apt. 2, NY, NY 10014.

Reg Agent: Rebecca Blumhagen, 23 Bedford St., Apt. 2, NY, NY 10014.

Purpose: Any Lawful Purpose. #59760 GRANNUS HEALTHCARE SOLUTIONS, LLC, Authority filed with the SSNY on 05/08/2014. Office location: Westchester County. LLC formed in DE on 02/20/2014. SSNY is designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to: 2711 Centerville Rd Ste 400, Wilmington, DE 19808. Principal office of the LLC: 300 Mamaroneck Ave Unit 433 White Plains NY 10605. Cert of Formation filed with DE Div. of Corps, 401 Federal St., Ste 4, Dover, DE 19901. Purpose: Any Lawful Purpose. #59761 Notice of Formation of Tavolacci Consulting, LLC Art. Of Org. filed with SSNY on 5/7/14. Offc. Loc: Westchester Cty. John Tavolacci desig. as agent of the LLC upon whom process against it may be served. John Tavolacci shall mail process to the LLC, 42 Howard St #2W Sleepy Hollow, NY 10591. Purpose: any lawful purpose. #59762 GLOBAL CITIZENS HOME CARE SERVICES LIMITED LIABILITY COMPANY, Arts. of Org. filed with the SSNY on 11/12/2014. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to: Samuel Gonzalez Jr, 60 Morrow Ave Apt 2TN, Scarsdale, NY 10583. Purpose: Any Lawful Purpose. #59766 THREE S. PROPERTIES LLC, Arts. of Org. filed with the SSNY on 10/09/2014. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 149 Washington St., Mount Vernon, NY 10550. Purpose: Any Lawful Purpose. #59767 147 WASHINGTON STREET LLC, Arts. of Org. filed with the SSNY on 10/09/2014. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 149 Washington St., Mount Vernon, NY 10550. Purpose: Any Lawful Purpose. #59768 Notice of Formation of Tennis Connection, LLC. Arts. of Org. filed with SSNY on 11/19/2014. Offc. Loc.: Westchester Cty. SSNY design. as agent of LLC upon whom process against it may be served. SSNY shall mail a copy of process to the LLC, c/o US Corporation Agents, Inc., 7014 13th Ave., Suite 202, Brooklyn, NY 11228.

Purpose: any lawful activity. #59769 Notice of Formation of UR Event by Shaune, LLC. Art. Of Org. filed with SSNY on 10/27/2014. Office Location: Westchester County. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to Shaune WallaceBostic, 1333A North Avenue, Suite 294, New Rochelle, NY 10804. Purpose: any lawful purpose. #59770 FLOORS BEAUTIFUL USA LLC, Arts. of Org. filed with the SSNY on 12/12/2014. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 26 Brookside Lane, Harrison, NY 10528. Purpose: Any Lawful Purpose. #59771

Notice of Formation of S and S Getaways, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on September 11, 2014. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process for the LLC, 10 Scenic Circle, Croton on Hudson, New York 10520, principal business location of the LLC. Purpose: any lawful business activity. #59773 CANNABIS OF AMERICA LLC, Arts. of Org. filed with the SSNY on 01/06/2015. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 427 Manville Rd., Pleasantville, NY 10570. Purpose: Any Lawful Purpose. #59774 Notice of Formation of RayLey B. Worldwide, LLC Art. Of Org. filed with SSNY on 09/29/14. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 93 Maple St. # 2R Yonkers., NY 10701. Purpose: any lawful purpose. #59775 Notice of Formation of Woodcroft Advisors, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 12/22/14. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: United States Corporation Agents, Inc., 7014 13th Avenue, Suite 202, Brooklyn, NY 11228. Purpose: any lawful activity. #59777 NOTICE OF FORMATION OF 7 North Dearman LLC Arts. of Org. filed w/Secy of State of NY on 09/19/14, Office loc: Westchester Cty, SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Lyons McGovern LLP, 399 Knollwood Rd, Ste 216, White Plains, NY 10603. Purpose: Any lawful activity #59779 NOTICE OF FORMATION OF 9 North Dearman LLC Arts. of Org. filed w/Secy of State of NY on 09/19/14, Office loc: Westchester Cty, SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Lyons McGovern LLP, 399 Knollwood Rd, Ste 216, White Plains, NY 10603. Purpose: Any lawful activity #59780 NOTICE OF FORMATION OF 60 East Sunnyside LLC Arts. of Org. filed w/ Secy of State of NY on 09/19/14, Office loc: Westchester Cty, SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Lyons McGovern LLP, 399 Knollwood Rd, Ste 216, White Plains, NY 10603. Purpose: Any lawful activity #59781 The EHS Group, LLC. Art. of Org. filed with SSNY on 12/23/2014. Ofc loc Westchester Cty. SSNY desig. Agent of LLC upon whom process may be served. SSNY shall mail process to: Steven J Kennedy, 69-71 Townsend St Port Chester, NY 10573. Purpose: Any lawful activity. #59782 Notice of Formation of SERENAMALIA LLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 12/10/14.

Office location: Westchester County.

SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 46 Westchester Avenue, Pound Ridge, NY 10576. Purpose: any lawful act or activity. #59783 38 HUNTER STREET LLC, Arts. of Org. filed with the SSNY on 01/08/2015.

Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Steinvurzel and Levy Law Group C/O Ronald Steinvurzel, Esq., 34 S. Broadway - Ste 210, White Plains, NY 10601. Reg Agent: Steinvurzel and Levy Law Group C/O Ronald Steinvurzel, Esq., 34 S. Broadway - Ste 210, White Plains, NY 10601. Purpose: Any Lawful Purpose. #59784

Notice of formation of Limited Liability Corporation (LLC), Climb Leadership Consulting, LLC., filed with the New York Secretary of State on December 19, 2014. Office located in Westchester County, New York, designated as agent upon which process may be served to: 10 Habitat Lane, Cortlandt Manor, NY 10567, principal businss location of the LLC whose purpose is any lawful activity. #59785 NOTICE OF FORMATION OF PREMIUM QUALITY HOMES, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 01/12/15. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: 624 White Plains Rd #123, Tarrytown, NY 10591, principal business location of the LLC. Purpose: any lawful business activity. #59786 Notice of Formation of Compass Coaching LLC Art. Of Org. filed with SSNY on 1/5/15. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 791 Swed Circle, Yorktown Hts., NY 10598. Purpose: any lawful purpose including professional and personal coaching and organization leadership and development. #59787 Notice of Formation of Business Transformation Consulting LLC Art. Of Org. filed with SSNY on 12/15/14. Offc.

Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 793 Center St. Suite 165 Lewiston, NY 14092.

Purpose: any lawful purpose. #59788 TWO WYATT’S LLC, Arts. of Org. filed with the SSNY on 01/13/2015.

Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 75 North Central Ave., Elmsford, NY 10523. Reg. Agent: Mark Wissner, 844 Nepperhan Ave., Ste. A, Yonkers, NY 10703. Purpose: Any Lawful Purpose. #59789 MEDITERRANEO (WP) LLC, Arts. of Org. filed with the SSNY on 12/22/2014. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Gilbride, Tusa, Last & Spellane LLC, 31 Brookside Drive, Greenwich, CT 06830. Purpose: Any Lawful Purpose. #59790 KURTZ LEGAL NURSE CONSULTING, LLC, Arts. of Org. filed with the SSNY on 01/09/2015. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: The LLC, 4 Sage Terrace , Scarsdale, NY 10583. Purpose: Any Lawful Purpose. #59791 365 BERGEN LLC, Arts. of Org. filed with the SSNY on 01/07/2015. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 41 Euclid Ave, Hastings-On-Hudson, NY 10706. Reg Agent: Warren Godridge, 41 Euclid Ave, Hastings-On-Hudson, NY 10706. Purpose: Any Lawful Purpose #59792 Notice of Formation of 39 F L, LLC. Art. of Org. filed with Sectíy of State of NY (SSNY) on 12/22/14. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to c/o Bartels & Feureisen, LLP, 1025 Westchester Ave., Suite 402, White Plains, N.Y. 10604. Purpose: any lawful purpose. #59793 Notice is hereby given that a license number 1283498 for wine and beer has been applied for by the undersigned to sell beer and wine at retail in a restaurant under the Alcoholic Beverage Control Law at 144 Larchmont Avenue, Larchmont, NY 10538 in Westchester County for on premises consumption.FROMMAGINATION INC. D/B/A AURAY GOURMET #59794

Notice of formation of SHULER ADVISORY, LLC. Art. Of Org. filed with the Sectíy of State of NY (SSNY) on 01/12/15. Office in Westchester County.

SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 33 Cohawney Rd Scarsdale, NY 10583. Purpose: Any lawful purpose #59795 Notice of Formation of New Byte Tech, LLC Art. Of Org. filed with SSNY on 01/19/15. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 108 Murray Avenue, Yonkers., NY 10704. Purpose: any lawful purpose. #59796 YESTADT ARCHITECTURE & DESIGN PLLC, a Prof. LLC, Arts. of Org. filed with the SSNY on 01/13/2015. Office loc: Westchester County. SSNY has been designated as agent upon whom process against it may be served.

SSNY shall mail process to: 17 North Chatsworth Ave, Larchmont, NY 10538.

Purpose: To Practice The Profession Of Architecture. #59797 Notice of Formation of Infinite Gastronomy, LLC Art. Of Org. filed with SSNY on 11/06/14. Office Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the c/o United States Corporation Agents, Inc., 7014 13th Ave., Ste. 202, Brooklyn, NY 11228.

Purpose: any lawful purpose. #59798 NOTICE OF FORMATION OF 3314 Consulting, LLC. Articles of Organization filed with the Secretary of State of NY (SSNY) on 9/25/14. Office location: WESTCHESTER County.

SSNY has been designated as agent upon whom process against it may be served. The Post Office address to which the SSNY shall mail a copy of any process against the LLC served upon him/her and The principal business address of the LLC is: 70 Virginia Road, Suite 21F, White Plains, NY 10603 Purpose: any lawful act or activity. #59799 CHERNIN LAW, PLLC. Art. of Org. filed w/ NY Sec. of State (SSNY) on 1/13/15. Office in Westchester Co. SSNY designated agent for service of process. SSNY shall mail process to: Chernin Law, PLLC, 3 Premium Point, New Rochelle, NY 10801. Purpose: Law #59800 Notice of Formation of DONI D’ITALIA, LLC. Art. Of Org. filed with SSNY on 01/07/2015. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 64 Hudson Point Ln, Ossining, NY 10562. Purpose: any lawful act or activity. #59801 Notice of Formation of Graystone Products LLC, Art. Of Org. filed with SSNY on 1/20/15. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 15 Reynal Rd, White Plns, NY 10605. Purpose: any lawful purpose. #59802 Notice of Formation A. Caryl Ave LLC Arts. of Org. filed with SSNY 1/14/15.

Off. Loc.: Westchester Cnty. SSNY designated as agent of LLC whom process may be served. SSNY shall mail process to: c/o the LLC, 301 McLean Ave., Ste. 2B, Yonkers, NY 10705. Purpose: all lawful activities. #59803 HARBOUR POINT MANAGEMENT, LLC, Authority filed with the SSNY on 12/26/2014. Office loc: Westchester County. LLC formed in DE on 09/09/2014. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: C/O Bret Bowerman 154 Beach Ave., Larchmont, NY 10538.

Address required to be maintained in DE: CSC, 2711 Centerville Rd., Ste 400 Wilmington DE 19808. Cert of Formation filed with DE Div. of Corps, 401 Federal St., Ste 4, Dover, DE 19901. Purpose: Any Lawful Purpose. #59804

The Annual Return of the Mucci Family Foundation for the year ended December 31, 2014 is available at its principal office located at c/o Shulman Jones & Company, 287 Bowman Avenue, Purchase, New York 10577 for inspection during regular business hours by any citizen who requests it within 180 days hereof. Principal Manager of the Foundation is: Robert Mucci. Dated: January 2015. #59805 Notice of Formation of The Twisted Branch, LLC. Arts. of Org. filed with SSNY on 1/14/15. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to C/O The Twisted Branch LLC, 8 Cedarwood Rd, White Plains, NY 10605. Purpose: any lawful act or activity. #59808 Notice of Formation of Spark Apps, LLC Art. Of Org. filed with SSNY on 1/2/15. Offc. Loc: Westchester Cty. SSNY desig. as agent of Spark Apps, LLC upon whom process against it may be served. SSNY shall mail process to United States Corporation Agents, Inc., 7014 13th Ave, Suite 202, Brooklyn, NY 11228. Purpose: any lawful purpose. #59809 R&J Lunch Services, LLC, Art. of Org. filed with NY Secy. of State on 12/26/14. Office located in Westchester Co. Secy. of State designated as agent upon which process may be served. Secy. of State shall mail a copy of any process against it served upon him/her to: 18 Rivers Edge Drive #308, Tarrytown, NY 10591 (the LLCís primary business location). LLC may engage in any lawful act or activity for which a limited liability company may be formed. #59810 KAILING S. WU DDS, PLLC, a Prof.

LLC. Arts. of Org. filed with the SSNY on 01/22/2015. Office loc: Westchester County. SSNY has been designated as agent upon whom process against it may be served. SSNY shall mail process to: 75 North Central Ave., Elmsford, NY 10523. Purpose: To practice the profession of Dentistry #59811 OLIVER COURT APARTMENTS, LLC, Arts. of Org. filed with the SSNY on 12/09/2014. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 1900 Hunterbrook Road, Yorktown Heights, NY 10598.

Reg Agent: Carmela Milio, 1900 Hunterbrook Road, Yorktown Heights, NY 10598. Purpose: Any Lawful Purpose. #59812 HENNIGAN HOMES LLC, Arts. of Org. filed with the SSNY on 10/23/2014.

Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Janine Hennigan, 406 Midland Ave, Yonkers, NY 10704. Purpose: Any Lawful Purpose. #59815 RIVA RUN CAPITAL LLC, Arts. of Org. filed with the SSNY on 01/23/2015.

Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 555 Pleasantville Rd., Briarcliff Manor, NY 10510. Purpose: Any Lawful Purpose. #59816 Notice of Formation of OurHindsight, LLC. Arts. of Org. filed with SSNY on 12/16/14. Office Location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 16 Rockledge Ave., Suite 3N2, Ossining, NY 10562.

Purpose: any lawful act or activity. #59817

SUPREME COURT OF THE STATE OF NEW YORK ñ COUNTY OF WESTCHESTER INDEX # 64110/14 FILED: 1/22/2015 SUPPLEMENTAL SUMMONS AND NOTICE Plaintiff designates Westchester County as the place of trial. Venue is based upon the County in which the mortgage premise is situated. DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR ARGENT SECURITIES INC., ASSET-BACKED PASS-THROUGH CERTIFICATES, SERIES 2006-M1, Plaintiff(s), against STEVEN D. PALMIOTTO a/k/a STEVEN PALMIOTTO, all possible unknown heirs at law of STEVEN D. PALMIOTTO, if living, and if any be dead, their respective heirs-at-law, next of kin, distributes, executors, administrators, trustees, devisees, legatees, assignees, lienors, creditors and successors in interest, and generally all persons having or claiming under, by or through said defendants who may be deceased, by purchase, inheritance, lien, or otherwise, any right, title or interest in and to the premises described in the complaint herein, 122 PERSHING AVENUE LLC, MAIN STREET ACQUISTION CORP, NEW YORK STATE DEPARTMENT OF TAXATION AND FINANCE; “JOHN DOE #1” through “JOHN DOE #12,” the last twelve names being fictitious and unknown to plaintiff, the persons or parties intended being the tenants, occupants, persons or corporations, if any, having or claiming an interest in or lien upon the premises, described in the complaint, Defendant(s). TO THE ABOVE NAMED DEFENDANTS: NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME IF YOU DO NOT RESPOND TO THIS SUMMONS AND COMPLAINT

BY SERVING A COPY OF THE ANSWER ON THE ATTORNEYS FOR THE MORTGAGE COMPANY WHO FILED THIS FORECLOSURE PROCEEDING AGAINST YOU AND FILING THE ANSWER WITH THE COURT, A DEFAULT JUDGMENT MAY BE ENTERED AND YOU CAN LOSE YOUR HOME. SPEAK TO AN ATTORNEY OR GO TO THE COURT WHERE YOU CASE IS PENDING FOR FURTHER INFORMATION ON HOW TO ANSWER THE SUMMONS AND PROTECT YOUR PROPERTY. SENDING A PAYMENT TO YOUR MORTGAGE COMPANY WILL NOT STOP THIS FORECLOSURE ACTION. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT. YOU ARE HEREBY SUMMONED to answer the complaint in this action and to serve a copy of your answer, or, if the complaint is not serviced with this summons, to serve a notice of appearance on the Plaintiff’s attorney within 20 days after the service of this summons, exclusive of the day of service (or within 30 days after the service is complete if this summons is not personally delivered to you within the State of New York); The United States of America, if designated as a Defendant in this action, may appear within (60) days of service thereof and in case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the complaint. NOTICE OF NATURE OF ACTION AND RELIEF SOUGHT: THE OBJECT of the above captioned action is to foreclose on a mortgage dated March 31, 2006, executed by STEVEN D PALMIOTTO A/K/A STEVEN PALMIOTTO to ARGENT MORTGAGE COMPANY, LLC to secure the sum of $607,000.00 and recorded in Document 461570517, in the Office of the Clerk of the County of WESTCHESTER on June 14, 2006, which mortgage was assigned to DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR, ARGENT SECURITIES INC., ASSETBACKED PASS-THROUGH CERTIFICATES, SERIES 2006-M1, UNDER THE POOLING AND SERVICING AGREEMENT DATED JUNE 1, 2006 N/K/A DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR ARGENT SECURITIES INC., ASSET-BACKED PASS-THROUGH CERTIFICATES, SERIES 2006-M1 by assignment of mortgage which is dated January 27, 2009, covering premises known as 122 Pershing Avenue, New Rochelle, NY 10801, (Section 5 Block 1517 and Lot 15). The relief sought in the within action is a final judgment directing the sale of the premises described above to satisfy the debt described above. To the above named Defendants: The foregoing summons is served upon you by publication pursuant to an order of the Hon. Joan B. Lefkowitz, Justice of the Supreme Court of the State of New York, and filed along with the supporting papers in the Office of the Clerk of the County of Westchester on January 08, 2015. This is an action to foreclose on a mortgage. ALL that certain plot, piece or parcel of land, situate, lying and being in the City of New Rochelle, County of Westchester and State of New York.

Section 5 Block 1517 and Lot 15 said premises known 122 Pershing Avenue, New Rochelle, NY 10801. YOU ARE HEREBY PUT ON NOTICE THAT WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. By reason of the default in the payment of the monthly installment of principal and interest, among other things, as hereinafter set forth, Plaintiff, the holder and owner of the aforementioned note and mortgage, or their agents have elected and hereby accelerate the mortgage and declare the entire mortgage indebtedness immediately due and payable. The following amounts are now due and owing on said mortgage, no part of any of which has been paid although duly demanded: The entire unpaid principal sum of the NOTE and MORTGAGE in the amount of $580,303.63 to be immediately due and payable under the mortgage herein foreclosed, plus interest at the rate calculated in accordance with the provisions of the note from December 1, 2009, together with unpaid late charges in the amount of $2,464.56 that have accrued prior to this action as of June 6, 2014. UNLESS YOU DISPUTE THE VALIDITY OF THE DEBT, OR ANY PORTION THEREOF, WITHIN THIRTY (30) DAYS AFTER YOUR RECEIPT HEREOF THAT THE DEBT, OR ANY PORTION THEREOF, IS DISPUTED, THE DEBTOR JUDGMENT AGAINST YOU AND A COPY OF SUCH VERIFICATION OR JUDGMENT WILL BE MAILED TO YOU BY THE HEREIN DEBT COLLECTOR. IF APPLICABLE, UPON YOUR WRITTEN REQUEST, WITHIN SAID THIRTY (30) DAY PERIOD, THE HEREIN DEBT COLLECTOR WILL PROVIDE YOU WITH THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR. IF YOU HAVE RECEIVED A DISCHARGE FROM THE UNITED STATES BANKRUPTCY COURT, YOU ARE NOT PERSONALLY LIABLE FOR THE UNDERLYING INDEBTEDNESS OWED TO PLAINTIFF/CREDITOR AND THIS NOTICE/DISCLOSURE IS FOR COMPLIANCE AND INFORMATIONAL PwzURPOSES ONLY. HELP FOR HOMEOWNERS IN FORECLOSURE New York State requires that we send you this notice about the foreclosure process. Please read it carefully. SUMMONS AND COMPLAINT You are in danger of losing your home. If you fail to respond to the summons and complaint in this foreclosure action, you may lose your home. Please read the summons and complaint carefully. You should immediately contact an attorney or your local legal aid office to obtain advice on how to protect yourself. SOURCES OF INFORMATION AND ASSISTANCE The State encourages you to become informed about your options in foreclosure. In addition to seeking assistance from an attorney or legal aid, there are government agencies, and non-profit organizations that you may contact for information about possible options, including trying to work with your lender during this process. To locate an entity near you, you may call the toll-free helpline maintained by New York state Banking Department at 1-877-Bank-NYS or visit the Departmentís website at www.banking.state.ny.us FORECLOSURE RESCUE SCAMS Be careful of people who approach you with offers to ìsaveî your home.

There are individuals who watch for notices of foreclosure actions in order to unfairly profit from a homeownerís distress. You should be extremely careful about any such promises and any suggestions that you pay them a fee or sign over your deed.

State law requires anyone offering such services for profit to enter into a contract which fully describes the services they will perform and fees they will charge, and which prohibits them from taking any money from you until they have completed all such promised services. Section 1303 NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this summons and complaint by serving the copy of the answer on the attorney for the mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you may lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property. Sending a payment to your mortgage company will not stop this foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF MORTGAGE COMPANY) AND FILING AN ANSWER WITH THE COURT. Leopold & Associates, PLLC, 80 Business Park Drive, Suite 301, Armonk, NY 10504 #59806

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LEGAL NOTICES STATE OF NEW YORK SUPREME COURT, WESTCHESTER COUNTY ---------------------------------------------------------------X In the Matter of the Foreclosure of Tax Liens

by Proceeding In Rem pursuant to Article

PETITION AND NOTICE OF FORECLOSURE

Eleven of the Real Property Tax Law by the City of New Rochelle

Index No. 3178/14

---------------------------------------------------------------X Redemption Date: April 2, 2015 The above-captioned proceeding is hereby commenced to enforce the payment of delinquent taxes or other lawful charges which have accumulated and become liens against certain property. The parcels to which this proceeding applies are identified on Schedule A of this Petition, which is annexed hereto and made a part hereof. This document serves both as a Petition of Foreclosure and a Notice of Foreclosure for purposes of this proceeding.

Effect of filing: All persons having or claiming to have an interest in the real property described in this petition are hereby notified that the filing of this petition constitutes the commencement by the Tax District of a proceeding in the court specified in the caption above to foreclose each of the tax liens therein described by a foreclosure proceeding in rem.

Nature of proceeding: This proceeding is brought against the real property only and is to foreclose the tax liens described in this petition. No personal judgment will be entered herein for such taxes or other legal charges or any part thereof.

Persons affected: This notice is directed to all persons owning or having or claiming to have an interest in the real property described in this petition. Such persons are hereby notified further that a duplicate of this petition has been filed in the office of the Enforcing Officer of the Tax District and will remain open for public inspection up to and including the date specified below as the last day for redemption.

Right of redemption: Any person having or claiming to have an interest in any such real property and the legal right thereto may on or before said Redemption Date redeem the same by paying the amount of all such unpaid tax liens thereon, including all interest and penalties and other legal charges which are included in the lien against such real property, computed to and including the date of redemption. Such payments shall be made to: Tax Collector - New Rochelle, 515 North Avenue, New Rochelle, New York 10801. In the event that such taxes are paid by a person other than the record owner of such real property, the person so paying shall be entitled to have the tax liens affected thereby satisfied of record.

Last day for redemption: The last day for redemption is hereby fixed as April 2, 2015.

Service of answer: Every person having any right, title or interest in or lien upon any parcel of real property described in this petition may serve a duly verified answer upon the attorney for the Tax District setting forth in detail the nature and amount of his or her interest and any defense or objection to the foreclosure. Such answer must be filed in the Office of the County Clerk and served upon the attorney for the Tax District on or before the date above mentioned as the last day for redemption.

Failure to redeem or answer: In the event of failure to redeem or answer by any person having the right to redeem or answer, such person shall be forever barred and foreclosed of all his or her right, title and interest and equity of redemption in and to the parcel described in this petition and a judgment in foreclosure may be taken by default.

Dated:

Enforcing Officer:

January 2, 2015

_____________________________ Howard Rattner Commissioner of Finance City of New Rochelle STATE OF NEW YORK COUNTY OF WESTCHESTER ) ss.: I, Howard Rattner, being duly sworn, depose and say: I am the Enforcing Officer for the City of New Rochelle. I have read this Petition and Notice of Foreclosure, which I have signed, and I am familiar with its contents. The contents of this Petition and Notice of Foreclosure are true to the best of my knowledge, based upon the records of the City of New Rochelle. I do not know of any errors or omissions in this Petition and Notice of Foreclosure. ____________________________ Howard Rattner Commissioner of Finance Sworn to before me this ___ day of January 2015. __________________________ Notary Public #59807

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ALESSANDRO CARMINE NEW ROCHELLE ROWING CLUB URENA VICTORY LOCUST LAND DEVEL. CORP. DI ZENZO GIOVANNI DI ZENZO JOHN V & V CAPITAL LLC JSRS LLC JSRS LLC JSRS LLC ZOLAD BRYAN C 543 MAIN LLC ALMAZAN FROYLA C PATOUHAS JOHN P PATOUHAS JOHN P OSORIO ONORGE L GARCIA HUGO KNICKERBOCKER NEW ROCHELLE LLC KNICKERBOCKER NEW ROCHELLE LLC KNICKERBOCKER NEW ROCHELLE LLC BD MGR OF KNICKERBOCKER LOFTS BENFAIDA MOHAMMED LENO PASQUALE W JOHNSON DANITA PULLEY ARTHUR L 393 5TH AVENUE LLC 393 5TH AVENUE LLC PLEASANT ASSOCIATES LLC ALLEN JAY RIVERA ALEXANDER A DAVIDSON KATHIE E SCHADE MALCOLM R CONSOLIDATED RAIL CORP. 29 BURLING LANE INC SAYEGH JOSEPH DI ZENZO JOHN WHITE MARY ANNE LOPEZ VALENTINO CROSBY THEODORE YOUNG CLINTON I HARRIS ROBERT L CHRISTIAN TAB CHURCH NEW YORK INFORMATION SERVICES DIPASQUALE VINCENT JR TEJEDA JOSE PASCALE MARK GROSSO DOMINIC NEW YORK INFORMATION SER CORP QUASH THOMAS QUASH THOMAS BORN AGAIN UNITED CHURCH DECARLO MARIE SPEIGHT LIEUTENANT HOWARD WALTER GREAVES MALACHI PATOUHAS JOHN WILSON MICHELLE KNEISS LORENE GREEN TREVOR TOM PAINE NATL HIST ASSN MIRESSI JOHN FRIAS HUGO R SOLINSKY NATHAN BECKER RICHARD B & G ASSOCIATES FYODOROV DMITRY COSTA RICHARD A CLOSTER JACQUELINE MORRIS GRANVILLE SKYDEL ELLIOT

1 AGAR AVE HUDSON PARK RD 86 FRANKLIN AVE LOCUST AVE 63 FRANKLIN AVE 42 CLINTON PL 149 NORTH AVE 25 LE ROY PL -502 25 LE ROY PL -PH03 25 LE ROY PL -PH04 543 MAIN ST -P18 543 MAIN ST 581 MAIN ST DRAKE AVE 516 PELHAM RD CIRCUIT RD 77 WOODLAND AVE 52 WEBSTER AVE 52 WEBSTER AVE - UNIT 23 52 WEBSTER AVE - UNIT 43 52 WEBSTER AVE 37 ALLARD AVE 755 PELHAM RD 156 HAMILTON AVE FIFTH AVE 393 FIFTH AVE FIFTH AVE 55 PLEASANT ST 426 FIFTH AVE 77 TRENO ST 16 MONTGOMERY PL 24 BEECH RD NO. AVE TO DIVISION ST BURLING LA. 374 NORTH AVE 143 WEBSTER AVE 44 WALNUT ST 87 UNION AVE 141 SICKLES AVE PRINCE ST 1 SHELDON PL 158 WEBSTER AVE 58 LAFAYETTE AVE 272 UNION AVE 34 FOURTH ST 10 EIGHTH ST ST. JOHNS PL 327 LOCKWOOD AVE LINCOLN AVE. & RISLEY 21 RISLEY PL 344 WEBSTER AVE 311 LOCKWOOD AVE 108 WINTHROP AVE 0 CLINTON AVE 61 CLINTON AVE 11 HORTON AVE 20 DISBROW LA. 57 LAKEVIEW RD NORTH AVE. REAR 983 NORTH AVE 1 BRIAR CIR. 30 SILVER BIRCH DR 2 MEADOWOOD PATH 34 BAYBERRY LA. 590 PINEBROOK BLVD 30 CAROL LA. 35 GABY LA. 21 KEWANEE ROAD 1181 PINEBROOK BLVD 43 GLADSTONE RD

NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE NEW ROCHELLE

FACES& PLACES

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BUZZ WORTHY Buzz Creators Inc. recently marked five years of providing public relations and marketing campaigns, media relations and more to area businesses. In celebration, it held a reception at Sonora Restaurant in Port Chester.​ Photos are from left unless otherwise indicated.

1. The Buzz Creators team — Alexandra Alvarez, Daniella DiMartino, Molly Yetman, Christina Rae, Lara Sullivan and Nicole Ciminera.

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2. Laura Palomino of Sonora Restaurant.

3. Diana Costello and Natasha Caputo of the Westchester County executive’s office .

4. Gina Cappelli and Nanci Gunthert of Forme Urgent Care and Wellness Center.

5. Bud Hammer and Tom Barzelatto of Atlantic Westchester.

6. Darryl Caprio of Level 3; Sonia Young of Mount Kisco Medical Group; and John Young.

7. Mario Mirabella of MSM DesignZ and Bridget Gibbons of Gibbons Digital Consultants. ​

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February 2, 2015

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Family-owned

BUSINESS AWARDS

BE OUR GUEST Keynote Speaker STEW LEONARD JR.

President and CEO, Stew Leonard’s PLATINUM SPONSOR

SILVER SPONSOR

BRONZE SPONSORS

GOLD SPONSOR

SUPPORTER

Awards Celebration FEBRUARY 26 Ø 5:30 P.M.

1133 WESTCHESTER AVE., WHITE PLAINS

“ONE FAMILY SHORE TO SHORE” BOUND IN BUSINESS

A salute to family-owned businesses in westchester and fairfield counties – from the hudson river to the long island sound – all hardworking entrepreneurs who have made their businesses succeed through the generations.

COME MEET THEM AND BE PART OF THE FAMILY CELEBRATION Presented by

Divisions of Westfair Communications