Westchester County Business Journal 031119 by Westfair Business Journal

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MARCH 11, 2019 VOL. 55, No. 10

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Development opportunities may be lost due to Con Edison’s natural gas moratorium. Photo courtesy of Con Edison.

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RESTAURANT WEEK

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PUPPY TRAGEDY

Running out of gas? WESTCHESTER OFFICIALS CONCERNED CON ED NATURAL GAS MORATORIUM MAY IMPACT CONSTRUCTION PROJECTS BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

onkers officials celebrated in October when it appeared the city finally had a developer ready to build on a six-acre patch of its downtown called Chicken Island that has been vacant for decades. Now they are warning that Con Edison’s natural gas moratorium could snuff out the plan.

Yonkers Mayor Mike Spano said, “as soon as the potential developers of Chicken Island heard of the gas moratorium, they expressed to us that, unequivocally, moving ahead with this moratorium will stop their development. Period.” Developer AMS Acquisitions LLC, a Manhattan firm, agreed to buy the property from the city last year for $16 million. The real estate firm promised a plan that would

feature shopping, dining, apartment buildings and a luxury hotel for the site behind City Hall. But Chicken Island is just one of many development opportunities Westchester County elected officials fear could be lost or at least delayed during a natural gas moratorium. Con Edison says demand has outpaced its capacity to get natural gas into its lower county ser» CON ED

Blake Leonard, Stew Leonard Jr. and Britt Tavello Melitsanopoulos. Photo by Sebastián Flores.

PLENTY OF EMOTION EXPRESSED AT FAMILY-OWNED BUSINESS AWARDS BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com TALES BOTH HUMOROUS AND POIGNANT WERE HEARD at the annual Westfair Communications FamilyOwned Business Awards on March 5, honoring more than 20 businesses from

Westchester and Fairfield counties. Some of the humor was reliably supplied by honoree Stew Leonard Jr., who took over as president and CEO of the Norwalk-based company his father founded in 1991. Recalling an instance » FOB

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Small projects, big results DEVELOPER MANN FINDING SUCCESS IN WESTCHESTER, FAIRFIELD COUNTIES

MAIN OFFICE TELEPHONE 914-694-3600 OFFICE FAX 914-694-3699 EDITORIAL EMAIL bobr@westfairinc.com WRITE TO 701 Westchester Avenue, Suite 100 J White Plains, N.Y. 10604

Publisher Dee DelBello Managing Editor/Print Glenn Kalinoski Managing Editor/Digital Bob Rozycki Associate Publisher Anne Jordan Group Associate Publisher Dan Viteri NEWS Copy and Video Editor • Peter Katz Bureau Chief • Kevin Zimmerman Senior Reporter • Bill Heltzel, Reporters • Ryan Deffenbaugh, Phil Hall, Georgette Gouveia, Mary Shustack Research Coordinator • Luis Flores ART & PRODUCTION Creative Director Dan Viteri Art Director Sebastián Flores Art Director Kelsie Mania Digital Content Director Meghan McSharry

1 DeKalb Ave. in White Plains. Photo by Peter Katz.

BY PETER KATZ pkatz@westfairinc.com

or White Plains-based developer David Mann, comparatively small apartment projects have been the focus since he got into real estate a decade ago. His projects are in sharp contrast to things like Toll Brothers' 421-unit rental complex under construction off Westchester Avenue in Harrison, the 303 apartments Robert Weisz's RPW Group and the NRP Group want to build at 1133 Westchester Ave., in White Plains or the plan for Marcus Partners and Trammell Crow to build 450 apartments at 3 Westchester Park Drive in Harrison. Mann sees his current success reflected in both the March 5 grand opening of his 76 rental apartments at 1 DeKalb Ave. in White Plains and the steady progress he's been making to advance a mixed-use project in Westport, Connecticut, containing 28 residential units. The Westport

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project is expected to be completed this summer. After graduating from the University of Wisconsin in 1999, Mann started working in his family's business in New York's garment center, but eventually realized he wasn't cut out for it. He enrolled in New York University's Schack Institute of Real Estate. He received a master's degree in real estate development and founded Lighthouse Living. Growing up, he had lived on Lighthouse Road in Great Neck. “There's just a big pent-up demand for rentals, and certainly in Westport. It's like the best town on the Gold Coast, the south Gold Coast of Connecticut, they say. You've got a terrific beach, a private golf course just for the residents, terrific school system,” Mann told the Business Journal. While Lighthouse Living is located on Waller Avenue in White Plains, the application to build at 793 Post Road East in Westport was filed by DMC

David Mann. Photo by Peter Katz.

Westport LLC. In May 2017, Westport's Planning and Zoning Commission approved a rezoning of the property. In March 2018, it gave site plan approval and issued the special permit needed to proceed. The project includes two buildings facing Post Road East, which would be mixed use with a total of 16 apartments and 4,600 square feet of ground-level retail. Four buildings with 12 townhouses would be situated behind, for a total of 28 rental apartments, with

six of them priced in the affordable category. “I don't have anything else in Connecticut other than the development that I have in Westport right now. And I would do other deals or projects in Connecticut. I just haven't really found any yet. I have another one in Hackensack, New Jersey, which has a lot of similarities to White Plains, where it's a very short commute to New York City,” Mann said. “If you build a 50- or 75-unit building in a 10,000 resident location, it's probably going to take a long time to rent up. So, you need the density of the population and high-enough rents.” The project at 1 DeKalb Ave., named One DeKalb, was approved by the White Plains Common Council at its Feb. 6, 2017, meeting. The entity, which made the application is One DeKalb LLC. The approval documents contained more than two dozen conditions the developer

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would have to meet. Included was a special permit for additional height, with the building measuring 69 feet tall. Sixteen of the units are in the affordable category and the developer is required to keep a portion of the site publicly accessible and landscaped as open space. The city sold the developer a 4,532-square-foot parcel of land, which it had in reserve for the possible widening of Maple Avenue but decided it was surplus. The city had acquired the parcel in 1952 at a cost of $27,500 and sold it to One DeKalb LLC for $250,000. The building's lobby entrance fronts on Maple. One DeKalb is Mann's fifth project in White Plains. His others were The Apuovia at 68 Lake St., La Gianna at 10 DeKalb Ave., The Dylan at 42 Waller Ave. and The Reed at 115 N. Broadway. In addition, Mann built Wood Works, a 36-unit rental building at 550 Halstead Ave. in Harrison and The Light House at 120 N. Pearl St. in Port Chester, which has 50 units. Mann's organization still owns Wood Works and The Light House in addition to One DeKalb. A group of three buildings, The Dylan, The Reed and the 56-unit La Gianna, which Lighthouse Enterprises built with partner The Daten Group, were sold in 2018 for $45 million. The 30-unit Apuovia had been built on the site once occupied by Mazur Brothers Furniture, which was forced to close because of a New York state construction project on I-287. The Apuovia was sold for $11.5 million. While Mann's buildings may be comparatively small in terms of the number of units, he believes size matters when it comes to what's inside. “We pride ourselves on providing nicer finishes and bigger actual apartments. A lot of these developments that are 300 units, they'll have one bedrooms that are like 600 square feet and two bedrooms that are like 792 square feet. Our one bedrooms pretty much average 800 square feet and our two bedrooms average about 1,170 square feet. Studios are always over 600 square feet,” he said. Against his background of success with comparatively small buildings, Mann is focused on the future. “We've been hiring more people and we have another development in Greenville, South Carolina, which is going to be our biggest. That's 244 units. Then, I have another one coming in Pleasantville in Westchester and another one in Port Chester.” Mann expresses a preference for modular construction because the factory-built sections help ensure uniform quality throughout a project while helping to control costs and maintain schedules. Mann lives in a 6,600-square-foot modular-built home in Westchester. Mann said One DeKalb is well-positioned to attract not only millennials, but downsizing seniors as well. Regular shuttle service will be offered to the MetroNorth train station. Among the building's features are a 1,000-square-foot �ym, rooftop recreation and barbecue facilities, indoor parking, stainless steel appliances, washers and dryers in every

apartment and options such as wireless control of lighting and air conditioning. One DeKalb is across Maple Avenue from the site where the Pavilion Mall and, before it, Alexander's once stood. Lennar Multifamily Communities plans a $275 million mixed-use project there. Mann said that he wasn't sure if “...it's going to get started anytime soon, (but) if it does get started it can only be good because it would enhance the community.” He said people who will opt for One DeKalb “...are already willing to walk to The Westchester mall as well as Mamaroneck Avenue, so walking across the street will probably be much more convenient, so I welcome it. I'm a developer. I hope that everybody develops.”

Rendering of Mann's Westport project.

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Ready, set, dine: restaurant week begins

Westchester County Executive George Latimer.

Janet Crawshaw, publisher of The Valley Table, welcomes guests. Photos by Bob Rozycki.

BY PETER KATZ pkatz@westfairinc.com

udson Valley Restaurant Week (HVRW), which actually is two weeks from March 11 through March 24, was kicked off a week in advance on March 4 with an event at The Factoria at Charles Point in Peekskill. Participating restaurants, vineyards, brewers and other food purveyors provided tastings for invited guests and two county executives spoke about the importance of the restaurant industry to the economy in the lower Hudson Valley. HVRW is organized by The Valley Table magazine, which bills itself as “the magazine of Hudson Valley farms, food and cuisine.” It is published in Beacon. Its founder and publisher is Janet Crawshaw. The magazine and Crawshaw have

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been the driving forces behind HVRW, which has won acceptance among restaurateurs, elected leaders and the public alike. In fact, there are two restaurant weeks each year: spring and fall. This year’s fall dates are Nov. 4-17. About 200 restaurants are participating in the spring promotion, during which diners can enjoy threecourse prix-fixe lunches for $22.95 and three-course dinners for $32.95. “Restaurants are so much a part of the fabric of our communities, bringing new life into neighborhoods and cities,” Crawshaw told the guests at the kickoff event. “Restaurateurs bring us great food, but you’re also leading the revitalization of our valley.” Restaurants in Westchester, Putnam, Rockland, Dutchess, Orange, Sullivan, Ulster, and Greene counties participate. Rockland Count y Executive Ed Day said, “We

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county executives in the lower Hudson Valley recognize that a regional approach is very important.” Westchester County Executive George Latimer, when interviewed by the Business Journal, noted that Day is a Republican and he is a Democrat and, “What we’re doing is very bipartisan. I think the other county executives, the mayors of the communities, take issues like economic development, tourism, restaurant approvals, off the table as a partisan matter.” Latimer recalled that while serving in both the New York State Assembly and Senate in Albany dining out was for more than just nourishment. “One of the greatest unifying factors between those of us of each political party in the two houses was that we would go out and have dinner at night together and, even if it didn’t change our position on an issue, we learned to grow

Restaurants are so much a part of the fabric of our communities, bringing new life into neighborhoods and cities — Janet Crawshaw

some respect for each other.” You don’t have to be a politician to enjoy dining out, Latimer was quick to add. “It’s a social moment and it really fuels the down-

town realities in many of our communities. White Plains, Tuckahoe, Mamaroneck. All of these places have a vibrant restaurant area. “A lot of it is in the demographics. My parents almost never went out to eat. They were Depression-era kids. Subsequent generations find that going out is not just eating to survive. It’s a social moment.” Chef Peter Kelly, whose Xaviars Restaurant Group includes X2O on the waterfront in Yonkers, told the Business Journal, “I love to hang out in Manhattan, but the Hudson Valley has a broad diversity of cuisine and food and ambiance we don’t always get in New York.” HVRW began in 2008 and has grown steadily. It is supported by sponsors and fees paid by participating restaurants. HVRW allocates the fees to advertising and promotion. It reports that 92 percent of participating restaurants had an average 25 percent increase in sales during restaurant weeks, and calculates the sales revenue impact as $10 million throughout the region. Crawshaw said, “We measure it (success) as we go along by the feedback that we get from the restaurants. Are they seeing the turnout that they want?

Are they getting the reservations?” Apparently, many of them are since HVRW indicates many past participants report 20 percent to 200 percent increases in traffic. “We also do a survey of consumers after the fact and, you know, hands down, everyone’s having a great time, but each restaurant week we also learn something, too,” Crawshaw said. One thing HVRW has learned is that more than 90 percent of the diners who participated said they’ll return to the restaurants in which they’ve dined. Crawshaw emphasized that people can enjoy elegant and unusual dining experiences during Hudson Valley Restaurant Week, some of which might normally be out of their price range. “We have these spectacular restaurants, 200 of them, all doing these amazing menus at this incredible price. On top of that, you’ve got destinations like this place on the river (The Factoria, the home of Fin & Brew, Spins Hudson and River Outpost Brewing), Bear Mountain State Park restaurant right on Bear Mountain (and) you’ve got Peter Kelly at X2O on the river. Whatever experience you want, you can find it and it’s a great time to come out and enjoy.”

FACES & PLACES A tasty start Hudson Valley Restaurant Week, organized by The Valley Table magazine, kicked off on March 4 with an event at The Factoria at Charles Point in Peekskill. Instagrazers, chefs and politicians were all on hand to taste the wares of two dozen purveyors from the region. Photos by Bob Rozycki. 1. Janet Viader and Matt Paiton of Toast, beer brewed from bread

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2. Rockland County Executive Ed Day 3. Mark Morton of Warwick Valley Winery & Distillery 4. Michael Anastacio, executive chef at The Factoria 5. Louie Lanza, restaurateur and owner of The Factoria

6. Drew Lodewick of Captain Lawrence Brewing in Elmsford and Irene Wallace of I on the Valley 7. Yancey Stanforth-Migliore and Tristan Migliore of Whitecliff Vineyard in Gardiner

8. Tracy Gavant and Stephanie Pawlikowski of Catskill Provisions

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Con Ed—

vice area, requiring the company to pause all new natural gas connections starting March 15. The proposed moratorium has flipped perception in Westchester’s largest cities. Public officials in Yonkers, New Rochelle and White Plains have spent recent years touting the large number of apartments planned for their cities. They now list the same numbers to lament what could be lost. “I’ve seen what happens on the development side of things,” said White Plains Mayor Thomas Roach. “A window opens and a window closes.” Both Roach and Spano, through an office representative, testified to the potential costs of the moratorium at a public hearing hosted Feb. 13 in White Plains by the state’s utility regulator, the Public Service Commission. Westchester County Executive George Latimer said his office has compiled a list of commercial development projects that could be halted by the moratorium. Without natural gas, 16,000 new apartments and condos and 2 million square feet of new commercial development could be at risk. His office estimates the lost development could cost the county 28,500 construction jobs, 48,000 residents and more than $600 million in rental income. “Developers that are

A conceptual rendering of AMS Acquisitions’ plan at Chicken Island.

looking at Westchester County for any type of construction — residential, commercial, of any sort — will be dealing with one county that has a moratorium and no other area that does,” Latimer said at the public hearing. The moratorium, he said, gives an advantage to “Long Island, Fairfield County, the Hudson Valley and northern New Jersey, all at the expense of Westchester County.” Con Edison has told developers and public officials that new gas connections will be approved until the utility decides it has reached capacity, which could happen before the March 15 cutoff. That’s created a race to get in

before the gas runs out. A Con Edison spokesperson said the utility has received more than 580 requests for natural gas connections since the announcement, twice the normal rate of incoming requests compared with the same period in the past two years. Patrick Lynch, president of OLA Consulting Engineers in Hawthorne, said his firm has worked with developers and other commercial builders on about a dozen applications ahead of the moratorium. His firm has sped up the typical timeline it follows to provide estimates of expected gas load to Con Edison. “For a developer these are little costs, but they are costs they are incurring earlier in

the project than they would have without this March 15 deadline,” Lynch said. Con Edison has state approval to launch a $223 million effort aimed at boosting the use of heat pumps and gas efficiency measures in the region. OLA Consulting plans to explore gas alternatives such as all electric options and geothermal heating. But Lynch said there can be challenges for each option and the best alternative will vary by project. “It really limits people’s options not having gas,” Lynch said. “If you talk about a 15- to 20-story apartment building in New Rochelle and White Plains, you really want to have that gas option.”

There is one type of gas service Con Edison will approve even in the moratorium. The utility will connect new buildings if they use interruptible service, an option that allows Con Edison to switch the building to oil on peak days. The option is utilized mostly by large commercial or industrial facilities, but isn’t particularly common. Less than 1 percent of Con Edison’s natural gas customers are interruptible, according to the utility. There has been plenty of finger pointing among elected officials as the March 15 deadline nears. State Assembly members Amy Paulin and David Buchwald slammed the PSC at the

White Plains hearing, arguing the regulatory board did not give the public proper notice of the moratorium. County Legislator MaryJane Shimsky, a Democrat representing Hastings-on-Hudson, added that Con Edison had “bungled the situation” and placed the economic health of Westchester’s communities at risk. Gov. Andrew Cuomo has taken heat as well. The editorial boards of The Wall Street Journal and New York Post described the moratorium as a consequence of his opposition to natural gas pipelines in the state. Latimer is calling on the state PSC to work with Con Edison to delay the March 15 deadline.

Tradewind Aviation sues Million Air over Westchester County Airport hangar deal BY BILL HELTZEL bheltzel@westfairinc.com

illion Air White Plains, developer of a new $80 million terminal and hangar at Westchester County Airport, has been sued for allegedly reneging on a hangar deal. Tradewind Aviation LLC, a charter and shuttle company, sued Million Air in Westchester Supreme Court on Feb. 26, two days before

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the Houston-based company held a grand opening showcasing a new terminal. “Million Air in its greed and inappropriate profiteering saw an opportunity to breach its commitments and repudiate its obligations under the LOI (letter of intent),” Tradewind Aviation stated in the complaint. Million Air did not immediately provide a response to the allegations. Million Air is a fixedbase operator that provides

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hangars, fuel, parking and other general aviation services for private planes and corporate jets. Tradewind has operated out of the airport since the early 2000s, according to the complaint, and leases space from Million Air. It offers private charters and runs shuttles from White Plains to Boston, Martha’s Vineyard, Nantucket and Stowe, Vermont. In 2016, the companies signed a letter of intent for

Tradewind to lease an entire 15,000-square-foot hangar and 5,726-square-foot office and shop space for up to 15 years. The lease was set at $32 per square foot, or $663,232 a year, according to the complaint. Tradewind agreed to buy 500,000 to 1 million gallons of fuel a year from Million Air. The deal was binding and left no room for future negotiations over significant terms, Tradewind claims, and Million Air used

the commitment to promote $80 million in bonds to fund its expansion. In October, the complaint charges, Million Air “pulled the rug out from under Tradewind” and demanded new terms. Million Air allegedly reduced the lease from 15 years to two, cut the leased space from 20,726 square feet to 8,723, increased rent from $32 per square foot to $35, increased fuel prices and flight fees, added new valet

parking fees and committed to leasing part of the hangar to a competitor of Tradewind. Tradewind claims the new terms increase its costs by $1 million a year and will require it to spend another $1,250,000 a year to service its aircraft at another location. The company is asking the court to compel Million Air to honor the 2016 letter of intent. Tradewind is represented by attorney Fred D. Weinstein of White Plains.

Of paramount concern in Peekskill CITY LOOKING FOR PROMOTER TO ATTRACT WELL-KNOWN ACTS BY PETER KATZ pkatz@westfairinc.com

he Peekskill Common Council, in a unanimous vote at its Feb. 25 meeting, approved issuing a Request for Proposals (RFP) seeking a new operator for the Paramount Theatre, a former movie theater which went on to become a performing arts and concert venue and has played a significant role in attracting new activity to Peekskill’s downtown. In 2013, the for-profit entity Red House Entertainment was brought in to reopen the theater as a performance venue as a successor to the nonprofit Peekskill Area Arts Council, Inc., which had operated the theater since 1977. That was the year the city took ownership of the building in a tax default proceeding. Kurt Heitman, CEO of Red House, told the Business Journal that the RFP is not “a product of conflict or political backstabbing” and that he had been “working with the city for several months to find a way for a smooth transition in operating entities.” Heitman explained that his company, CP Communications, which provides equipment and technical services for broadcasters, producers of major sports and awards events and others in the entertainment industry, is increasing its presence in St. Petersburg, Florida, and he’s spending a lot of his time there. Heitman explained that concerts and other programs already booked for 2019 will go on as planned, and that the nonprofit Paramount Hudson Valley Arts will continue to promote community use of the theater. “The RFP is designed to attract a promoter who has the capability to bring in well-known acts on a regular basis. It’s time for a big-time player to come in, such as a promoter who has routing capability.” That’s the ability to book an entertainer on a travel route encompassing different cities using a schedule that minimizes travel time and distance. Heitman dropped the name of major concert promoter Live Nation as an example of the type of organization they’d like to attract. The Paramount started out as a 1,500seat movie palace designed by world-famous theater builders George and Charles Rapp for Publix Pictures, a subsidiary of Paramount Pictures. It opened on June 27, 1930. Paramount sold the building in 1973 after it ceased being a viable movie theater and, in 1977, the city of Peekskill took the building in a tax default case. It was leased to the Peekskill Area Arts Council, which later became the Paramount Center for the Arts. The theater underwent substantial renovation and restoration, including expansion of its backstage area with dressing rooms and equipment for hanging scenery, along with lighting and sound equipment. The seating capacity had been reduced over the years to the present 1,086. In 2012, however, the theater was closed after amassing a financial shortfall of $300,000 and the search for a new operator

TWB Hope’s Door CarlLa Horton resulted House taking over. 7.375”inwRed x 7.125” h Heitman said the theater is temporarily 1-11-19 dark for additional renovations and that the city did its part in addressing plumbing issues and is now reviewing what the theater needs in the way of upgrades to its heating and air conditioning system. He told the Business Journal,

“The idea is not to close the theater. It is to transition it into a better position for the city.” Shows already booked for the spring are planned to go on as scheduled. These include: a concert by singer Don McLean, whose hits include “American Pie,” “Castles in the Air” and “Vincent” on May 11; hard-rock ensemble Blue

Oyster Cult on June 9; and comedian Paula Poundstone on June 15. The RFP invites either for-profit or notfor-profit entities to apply to lease and operate the theater. It does not specify how much the city is seeking in rent. It does require that applicants have theatrical management and programming experience, a track record of operating theaters and the financial resources to fully fund capital and operating costs. It wants applicants to develop a business plan and be prepared to present a minimum of 100 performances each calendar year consisting of music, drama, the spoken word, film, educational programs and community events. The RFP deadline is April 12 at 11 a.m. It’s anticipated that applicants will be invited to make in-person presentations on April 22, with the city making its selection of a new operator for the Paramount on May 13.

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Joseph Spiezio’s trash company files for bankruptcy His decision to get into the waste-hauling business was a “mistake on multiple levels,” Spiezio said last month in an affidavit in a related dispute with the National Labor Relations Board, and “has been a continual source of aggravation.” He got his foothold in the trash business in 2011, when his Pinnacle Equity Group loaned $850,000 to Rogan Brothers Sanitation Inc. When Rogan defaulted on the loan, according to Spiezio, he acquired some of its assets. He formed R&S Waste Services, acquired Frontline Waste Management Corp. and merged the businesses under the Waste Services name. The company operates as Competition Carting and has municipal contracts with Carmel, Pelham and Rye Brook. Last year, it lost a contract with Westchester County. Until recently, it was

BY BILL HELTZEL bheltzel@westfairinc.com

ount Vernon’s recently-fired, $1-a-year deputy police commissioner, Joseph F. Spiezio III, is seeking bankruptcy protection for his garbage-hauling business. SpiezioWaste Services Inc. of Mamaroneck filed a Chapter 11 petition on Feb. 13 in federal bankruptcy court in White Plains declaring nearly $5 million in assets and $7.6 million in liabilities. Last year the company did $6.9 million in business, according to the bankruptcy petition, and the year before $10 million. His garbage business has been embroiled in lawsuits and regulatory actions for several years that have resulted in large debts, and in January the company missed a $1,250,000 payment to the Teamsters retirement funds.

Spiezio states in an affidavit that his companies have never dissipated or concealed assets and that they have no intention of evading liability.

headquartered in New Rochelle with several other Spiezio businesses. The Teamsters’ retirement funds sued Spiezio and

several of his companies last year for $4.2 million, based on alleged unpaid legal obligations going back to 2011. They claim Spiezio created companies to transfer assets and evade creditors. The case is pending in federal court in White Plains. The bankruptcy petition lists the retirement funds debt as $1,550,000. The National Labor Relations Board filed an action in federal court last year against Waste Services, R&S Waste Services and Spiezio’s payroll firm, ECSI America Inc. The NLRB asked for a writ of attachment on 35 garbage trucks, to cover $673,211 in unpaid judgments. The agency had won judgments against Rogan Brothers and R&S Waste, for unlawful firing of five employees. In the new lawsuit, the NLRB claims that Spiezio operates several companies as one enterprise. “The Waste Services/

ECSI enterprise was created as a disguised continuance of R&S Waste, in order to evade R&S Waste’s liability,” the agency claims. Spiezio states in an affidavit that his companies have never dissipated or concealed assets and that they have no intention of evading liability. He implied that the NLRB is taking sides with the Teamsters, over the union that represents his employees, the International Union of Journeyman and Allied Trades. “My companies are being targeted because we refuse to play ball,” Spiezio stated, “and because we were instrumental in bringing a financially solvent, honest union into Westchester County.” Spiezio has also been in a spotlight as deputy police commissioner in Mount Vernon. He had supported Mayor Richard Thomas for election in 2015 and was

given the position despite having no law enforcement background. He was arrested in New Rochelle on Feb. 3, for driving with a suspended license and using the siren on his city-issued SUV to get around traffic. He was put on administrative leave and then fired. The day after the bankruptcy petition was filed, a federal judge in Manhattan denied the NLRB’s request for a writ of attachment but granted a protective order barring the companies from transferring assets while the case is pending. Spiezio states in a declaration that Waste Services intends to use Chapter 11 protection to “maximize the value of its assets.” Soon, he said, he will try to sell a portion of the assets to Oak Ridge Waste and Recycling Services of CT, “and eventually negotiate further sales and to retire from the industry.”

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MARCH 11, 2019

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IN THE COURT Scarsdale couple sues Hartsdale pet shop over death of puppy BY BILL HELTZEL

The pet shop says it made a full refund for the purchase price on Feb. 6 “contrary to their false claims that we did not refund them.” “We have been extremely attentive, empathetic and professional,” the email

bheltzel@westfairinc.com

Scarsdale couple is seeking compensation from a Hartsdale pet shop for the death of their miniature schnauzer puppy 20 days after they bought it. Seth and Margreta Morgulas sued Westchester Puppies & Kittens on Feb. 14 in Westchester Supreme Court. They are seeking $17,574 in compensation. Their purebred puppy was infected with canine parvovirus, according to the complaint, and died of acute pneumonia. The pet shop responded that they are making false accusations. They bought the 12-weekold puppy Jan. 17 for $2,889. The pup was examined and vaccinated Jan. 19 at Dakota Veterinary Center in Greenburgh. He was noticeably lethargic on Jan. 20 and began vomiting and having diarrhea, and he was taken to Veterinary Emergency Group in Greenburgh for fluids and medication. “At that time it was conjectured,” according to the complaint, “that (the dog) may be experiencing a reaction to the inoculation.” When his condition did not improve by Jan. 21, they took the dog back to Dakota Veterinary where he was diagnosed with canine parvovirus, a highly contagious and frequently lethal disease. The dog was hospitalized for 10 days of roundthe-clock care. When he was released on Jan. 31, he was weak but appeared to be recovering. But on Feb. 4, according to the complaint, he went into a rapid decline. He was taken back to the vet, where he was diagnosed with acute pneumonia likely resulting from a secondary infection to his weakened immune system.

response states, “in addition to already fulfilling our financial responsibility as per the terms of the health warranty.” The couple is representing themselves in the lawsuit. Seth Morgulas is a lawyer and a lieutenant colonel with the

53rd Troop Command, the New York Army National Guard administrative headquarters at Camp Smith in Cortlandt Manor. Margreta Morgulas practices corporate and bankruptcy law for a New Jersey firm.

Count Otto. Photo courtesy Morgulas family.

The dog died on Feb. 5. The pet shop disputes the family’s account. Count Otto (the dog’s name) was in perfect health when he was sold and was “given a clean bill of health” by Dakota Veterinary, according to an unsigned email sent by Westchester Puppy. (Deborah Connelly is president of the business.) The vet records show that Otto got three vaccines and a flea, tick and heartworm preventative. That is too much for an 8-weekold puppy, the email states, and two independent vets who reviewed the medical records concluded that Otto’s ailment was a direct reaction to a vaccine overload. (The time span from Otto’s date of birth on the sales document, Oct. 29, 2018, and the vaccines date, Jan. 19, 2019, is nearly 12 weeks.) The email also states that the blood work was inconclusive as to the exact, formal diagnosis. The couple claims they texted and called Westchester Puppy when

they first learned of the parvo diagnosis, demanding that the shop assume responsibility for Otto’s treatment. They say they also were concerned about the risk of infection to other puppies at the shop. On Jan. 31 they sent a formal demand for payment. Westchester Puppy, they claim, communicated with their vet but never directly with them. The pet store says it responded to them five times by email, “clearly, professionally and thoroughly.” The complaint accuses the business of violating an implied warranty of merchantability and fitness, and demands $17,574 to cover the costs of buying and caring for Otto. The sales agreement for Otto included a money-back health guarantee within 14 days of purchase. It covers veterinary bills up to the cost of the purchase price of the animal; a refund of the purchase price; or the right to exchange the animal for another of equal or lesser value.

WCBJ

MARCH 11, 2019

THE LIST: PRIVATE COUNTRY CLUBS

WESTCHESTER COUNTY

APAWAMIS CLUB

BRYNWOOD GOLF & COUNTRY CLUB

THE GARRISON

2 Club Road, Rye 10580 967-2100 • apawamis.org Year founded: 1890 Manager: Rory Godfrey Amenities: Golf, swimming, tennis, paddle tennis, squash, restaurant/bar

568 Bedford Road, Armonk 10504 273-9300 • brynwoodclub.com Year founded: 1974 Manager: Josh Lowney Amenities: Golf, swimming, business center, children’s playroom, fitness center, spa, restaurant/bar

U.S. 9, Garrison 10524 845-424-3604 • thegarrison.com Year founded: 1898 Manager: Chip Alleman Amenities: Golf, inn, restaurant/bar

BONNIE BRIAR COUNTRY CLUB

CENTURY COUNTRY CLUB

HOLLOW BROOK GOLF CLUB

808 Weaver St., Larchmont 10538 761-8300 • bonniebriar.org Year founded: 1921 Manager: Joseph Napolitano Amenities: Golf, swimming, tennis, restaurant/bar

233 Anderson Hill Road, Purchase 10577 761-0400 • centurycc.org Year founded: 1904 Manager: Burton Ward Amenities: Golf, swimming, tennis, paddle tennis, restaurant/bar

1060 Oregon Road, Cortlandt 10567 734-1500 • golfhollowbrook.com Year founded: 2004 Manager: Eugene Peterson Amenities: Golf, swimming, catering

BRAE BURN COUNTRY CLUB

FENWAY GOLF CLUB

KNOLLWOOD COUNTRY CLUB

39 Brae Burn Drive, Purchase 10577 761-8300 • braeburncc.org Year founded: 1964 Manager: Steven Vando Amenities: Golf, swimming, tennis, fitness center, restaurant/bar

384 Old Mamaroneck Road, White Plains 10605 723-6000 • fenwaygolfclub.com Year founded: 1924 Manager: Kevin Fiske Amenities: Golf, swimming, tennis, restaurant/bar

200 Knollwood Road Extension, Elmsford 10523 562-6182 • kccclub.org Year founded: 1894 Manager: Chris Thomas Amenities: Golf, swimming, tennis, bocce, fitness center

This is a sampling from our list of country clubs located in the region. To view and download the complete list, please visit westfaironline.com

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MARCH 11, 2019

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Former Tenampa Restaurant cook seeks back pay in bankruptcy action BY BILL HELTZEL bheltzel@westfairinc.com

or five years, Leonor Toledo has been trying to get her former employer to pay unpaid wages she claims she was denied. Toledo worked for nearly seven years at Tenampa Restaurant in Croton-on-Hudson cooking, cleaning and washing dishes. She says she worked 11 to 13 hours a day, six days a week, totaling 72 hours, and was paid as little as $1.74 an hour and never paid the $7.25 minimum wage or overtime. Toledo sued Luis A. Alvarez, who she claims was an owner of the restaurant, on Feb. 9 in federal bankruptcy court in Poughkeepsie. Alvarez responded in court filings that he is neither an officer nor owner of the restaurant, maintaining that it is owned by his brother, Jose “Paco” Alvarez, and that Luis had nothing to do with Toledo’s employment. Luis also demanded that Toledo pay his legal fees. Toledo worked at Tenampa from 2006 to 2013. Originally, she claims, she was paid $350 a week, then was promised $420 a week in 2008 and $450 a week in 2010. But her actual payments, beginning in late 2008, were sporadic, according to her complaint, and often less than the promised rate. In March 2011 she claims she worked 288 hours and was paid $560 for the month, or $1.94 an hour. She depicts the brothers as the restaurant’s owners, operators and managers. In 2014, Toledo sued the brothers and the restaurant in federal court in White Plains for unpaid wages. Her lawyer later withdrew the case because the charges were not covered by federal law and refiled in Dutchess County Supreme Court, alleging violations of state labor laws. While the Dutchess case was pending, Luis Alvarez filed for Chapter 7 bankruptcy liquidation. He declared $275,743 in assets — primarily his house in Fishkill, valued at $260,000 — and liabilities of $326,955. His action was considered a no-asset case. He could keep the house and personal possessions, leaving nothing for creditors. The court discharged his debts and closed the case in 2017. But Luis Alvarez had not listed Toledo as a creditor or the Dutchess lawsuit as a legal action in bankruptcy schedules. Last year Toledo’s attorney, Laura L. Revercomb of the Worker Justice Center of New York in Kingston, asked the bankruptcy court to reopen the bankruptcy case. Luis Alvarez knew about Toledo’s claims, she argued, because a lawyer had answered the Dutchess lawsuit on his behalf. His failure to notify her client of the bankruptcy, she argued, deprived Toledo of the opportunity to file a claim. And when

In March 2011 she claims she worked 288 hours and was paid $560 for the month, or $1.94 an hour.

LE G A L

his debts were discharged, Revercomb stated, Toledo was blocked from getting relief in the Dutchess County case. Alvarez has “avoided paying Ms. Toledo for hundreds of hours of time she spent cooking, cleaning and washing dishes at his restaurant,” she stated, for wages she “has been waiting to receive for close to 10 years. Debtor’s (Alvarez) unrelenting and long-standing efforts to avoid accountability are palpable.” Luis Alvarez’s attorney, David J. Babel in the Bronx, responded that Toledo was not listed as a creditor because his client had not been personally served with the Dutchess County complaint and he had no knowledge of her claim. He claims that the retainer agreement for the attorney who responded to the Dutchess County complaint, on behalf of

SE R V IC E S

O F

2019

E qual a ccEss

T H E

the brothers and the restaurant, was not signed by Luis Alvarez. Luis Alvarez was employed as a chef and had no rights to hire, fire or pay employees. He “may have had some interaction with Leonor Toledo,” Babel stated, “but only as employee to employee as they worked in the same place of business and in the kitchen.” Revercomb responded that Luis was personally served notice in the Dutchess County and federal lawsuits, and she included a proof of service and his answer to the federal lawsuit as exhibits. “Debtor Alvarez’s knowledge of her as a creditor,” she stated, “is an undisputed fact.” U.S. Bankruptcy Judge Cecilia G. Morris ordered the bankruptcy case to be reopened “to determine the dischargeability of debtor’s liabilities to creditor Leonor Toledo.”

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MASTERCARD’S LAW AND FRANCHISE INTEGRITY GROUP

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Senior Vice President & Chief Legal Officer HEINEKEN USA

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Benefitting LSHV’s efforts to Provide free civil legal services to children and families throughout the Hudson Valley Tickets start at $325. To purchase tickets, tables or place an ad, please visit www.lshv.org or contact Tom Gabriel, Chief Development Officer, at 914-949-1305 ext 160. Please RSVP by Friday, March 29th

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MARCH 11, 2019

YOUR 3 MONTH *

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The Mason M.V.S. opens near Mamaroneck train station

SUBSCRIPTION TO ANY OF OUR PUBLICATIONS

The interior of one of the units.

BY PETER KATZ pkatz@westfairinc,com

easing of the 96 apartments at The Mason M.V.S., a new transit-oriented development in Mamaroneck, is underway with the opening of model apartments and a leasing office at 270 Waverly Ave. The Mason M.V.S., with M.V.S. standing for Mamaroneck Village Station, consists of three buildings containing studio, one-bedroom and two-bedroom apartments. In addition, there are four townhomes in the development. The site is about 1,200 feet from the Mamaroneck Metro-North train station.

Joel Halpern of Halpern Real Estate Ventures, who has been developing the project with Rosen Development Group, said, “We anticipate a great deal of interest from a wide range of people seeking an active, urban lifestyle that’s easily accessible to both New York City and White Plains, but also only a short walk to downtown Mamaroneck.” Time from Mamaroneck to Grand Central Terminal on the New Haven Line varies from about 45 minutes on a local train to about 40 minutes on a train not making all of the stops, according to the Metro-North timetable. The marketing and leasing are being handled by The Marketing Directors. Adriene

Albert, the company’s CEO, said, “Great attention to every detail has been utilized to ensure a contemporary, industrial design that is both forward looking but respectful of the neighborhood’s history.” A brick and zinc-clad building façade is used, along with floor-to-ceiling steel casement windows. Typical net-effective monthly rates, which include one month free on a 13-month lease, are $2,200 for studios, $2,595 for a one-bedroom and $3,440 for two bedrooms. Among the amenities are a fitness center, residents lounge with billiards, private conference center and covered parking. All of the apartments have washers and dryers.

Gov. Cuomo and Hudson Valley pols push for federal tax reform

IS RIGHT AT YOUR FINGERTIPS.

For more information visit westfaironline.com or call 914 694-3600

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MARCH 11, 2019

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BY PETER KATZ pkatz@westfairinc.com

n March 1 Gov. Andrew M. Cuomo launched a “Tax Fairness for the Middle Class Campaign” in the company of politicians and business leaders from the Hudson Valley. Marsha Gordon, president and CEO of The Business Council of Westchester, introduced Cuomo and said, “ It is essential that New York continues to attract, grow and retain business and

talent, and so tackling the SALT (state and local) tax imposed by the federal government, especially relevant in Westchester County, and making the property tax cap permanent are critical steps.” Cuomo said, “Now the federal government is taking us backwards and effectively increasing taxes on families in the Mid-Hudson Valley with its devastating cap on state and local tax deductions. We need to make the local property tax cap permanent, cut middle-class taxes and fight SALT so that

working people know we are on their side.” U.S. Rep. Nita Lowey told the gathering that Democrats in the House are already moving to try to take action on SALT. “While Gov. Cuomo is leading the fight to make permanent the property tax cap, I and others in the New York delegation in Congress are fighting for tax fairness by supporting legislation like my bill, H.R. 188, the SALT Deductibility Act, which would restore the SALT deduction in full,” she said.

FOCUS ON

BANKING & FINANCE WESTCHESTER COUNTY BUSINESS JOURNAL

Traditional or Roth, which IRA is right for you? BY NORMAN G. GRILL

hen introduced in 1975 individual retirement accounts (IRAs) were the first government-sponsored, tax-advantaged tool designed to help people save for retirement. More than 40 years later, IRAs remain one of the most popular retirement savings vehicles in America. While many people contribute to employer-sponsored 401(k) plans, IRAs can also be beneficial, especially for those who don’t have access to an employer 401(k) or other retirement plan. You have until April 15, 2019, to make an IRA contribution for tax year 2018. Should you choose a traditional IRA or a Roth IRA? It’s

important to understand the differences between them to make the best choice. Or you can opt to split your contributions between the two IRA types. The maximum that can be contributed, in aggregate, is $5,500 for 2018 and $6,000 for 2019 — plus an additional $1,000 for those age 50 or older. The original (or traditional) IRA can enable retirement savers to deduct annual contributions, thus lowering current taxable income. But withdrawals, which generally begin in retirement, are taxed at ordinary-income tax rates. Some people, however, want to minimize their income tax liability later in life so they have more money to spend when retired. Effective in 1998, the Roth IRA

was introduced, allowing taxfree withdrawals of principal and earnings. But there’s a tradeoff: No tax deduction is allowed for Roth IRA contributions. As you weigh the traditional vs. Roth IRA decision, the first thing to determine is whether you qualify to contribute to a Roth IRA. If you’re single (or head of a household) and your modified adjusted gross income (MA-GI) is greater than $137,000 (or $203,000 if you’re married and file jointly), for 2019 you can’t contribute to a Roth IRA. If you’re single and your MAGI is between $122,000 and $137,000 (or $193,000 and $203,000 if you’re married and file jointly), you can make a reduced Roth IRA contribution.

The next thing to determine is whether you qualify for a traditional IRA deduction. If you or your spouse is covered by a retirement plan at work, your deduction may be limited or eliminated, depending on your MAGI. If neither you nor your spouse is covered by a retirement plan at work, your deduction is generally allowed in full. Assuming you’re eligible for both, the decision about which type of IRA is better essentially comes down to which has more value for you: a tax deduction now or the ability to withdraw money tax-free later when you retire. If you’re in a lower tax bracket today than you might be in retirement, you may prefer to take advantage

of the tax-free growth and income offered by a Roth IRA. If you’re in a higher tax bracket today than you might be in retirement, you may prefer to take advantage of the current tax deduction offered by a traditional IRA. The withdrawal rules for traditional and Roth IRAs could impact your decision. With a few exceptions, distributions from traditional IRAs before age 59½ are included in gross income and subject to a 10 percent early withdrawal penalty. However, contributions (but not earnings) made to Roth IRAs can be withdrawn penalty- and tax-free at any age. You must begin taking required minimum distributions (RMDs) from traditional IRAs, with certain excep-

WCBJ

tions, when you turn 70½. But there are no RMDs with Roth IRAs that you’ve created. (Different rules apply for inherited IRAs.) This column is for general information only and is not intended to be advice. There are many nuances involved in making the traditional vs. Roth IRA decision. Consider talking with your financial advisers for guidance on your specific situation. Norman G. Grill, CPA (N.Grill@GRILL1.com) is managing partner of Grill & Partners LLC (GRILL1.com), certified public accountants and advisers to closely held companies and high-networth individuals with offices in Fairfield and Darien. He can be reached at 203254-3880.

MARCH 11, 2019

FOCUS ON

BANKING & FINANCE

Following tax reform, does it pay to itemize? BY NORMAN G. GRILL

ou have a choice each year when you file your income tax return: take the standard deduction or itemize your deductions.

BIG CHANGES TO ITEMIZED DEDUCTIONS

That choice, however, is more complicated under the Tax Cuts and Jobs Act (TCJA). By nearly doubling the standard deduction and limiting itemized deductions, the TCJA reduces or eliminates the benefits of itemizing for many people. Review your deductible expenses carefully to determine whether you’re better off itemiz-

ing or taking the standard deduction. Also consider discussing with a tax advisor strategies to maximize your deductions in the future. The TCJA makes several significant changes to itemized deductions. For tax years 2018 through 2026, the Act suspends deductions for interest on home equity debt in certain circumstances and expands it in others. For 2018, home equity debt used for anything other than “acquisition indebtedness” isn’t deductible at all. The $100,000 cap applicable in prior years has been eliminated and, effectively, replaced with a limit of as much as $750,000. Determining whether the loan qualifies for the interest deduction depends on the specifics of the situation.

The TCJA also: • Caps deductions for state and local taxes (SALT) at $10,000 per year. • Limits deductions for home mortgage interest to $750,000 of acquisition debt (down from $1 million), for debt incurred after Dec. 15, 2017 (but there’s a lot of interplay between this and the allowable home equity debt discussed above). • Suspends the category of miscellaneous itemized deductions that exceed 2 percent of adjusted gross income (AGI) — such as unreimbursed employee expenses, investment expenses and tax preparation fees. • Permits deductions for unreimbursed medical expenses to the extent

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they exceed 7.5 percent of AGI (increasing to 10 percent in 2019). • Allows deductions for personal casualty losses only to the extent they’re attributable to a “federally declared disaster.” • Increases the limit on cash contributions to public charities and certain private foundations from 50 percent to 60 percent of AGI. The Act also suspends the “Pease limitation,” which reduced otherwise allowable itemized deductions for certain high-income taxpayers. But it’s uncertain if the suspension will provide a tax benefit.

TURBOCHARGING YOUR DEDUCTIONS

There may be tax-planning strategies you can use to boost what you can deduct, such as “bunching” your charitable gifts. Say you’re a joint filer with $8,000 in deductible mortgage interest and $15,000 in state income and property taxes. You also have $5,000 in deductible charitable gifts and no other deductible expenses. With the $10,000 limit on SALT deductions, your itemized deductions total $23,000, so you’re better off taking the $24,000 standard deduction. You can increase your deductions by donating $10,000 to charity every other year. This strate�y allows you to take $28,000 in itemized deductions in donation years and the standard deduction in the off years. Another potential strate�y is to transfer real estate and other assets into one or more nongrantor trusts. If structured properly, each trust gets its own $10,000 SALT limit, which can be offset against its taxable income. But keep an eye on regulatory developments: The IRS doesn’t like workarounds that avoid the $10,000 limit, so it may issue regulations designed to thwart these strategies.

TRACK YOUR EXPENSES

Under the TCJA, fewer people will benefit by itemizing deductions. However, the only way to know whether it pays to itemize is to track your deductible expenses during the year — and compare that amount to the standard deduction. Standard deductions include: • Single, $12,000. • Married filing jointly, $24,000. • Married filing separately, $12,000. • Head of household, $18,000. • Qualifying widow(er), $24,000. This column is for general information and is not intended as specific advice. Taxes can be complicated so it may be advisable to seek professional tax-preparation assistance. Norm Grill, CPA (N.Grill@GRILL1.com) is managing partner of Grill & Partners LLC (GRILL1.com), certified public accountants and advisors to closely held companies and high-net-worth individuals with offices in Fairfield and Darien. He can be reached at 203-254-3880.

Judge: $17.5M malpractice claim stands against White Plains lawyer

Fannie Mae • FHA • Freddie Mac Lender

BY BILL HELTZEL bheltzel@westfairinc.com

Multifamily Capital Solutions

federal judge has dismissed several civil charges against White Plains attorney Lee David Auerbach but allowed a $17.5 million malpractice claim to proceed. John and Denise Meskunas sued Auerbach and his law firm in 2017, alleging that he diverted rent payments on a New Rochelle Harley-Davidson shop while they were embroiled in a contentious divorce and caused them to lose equity in the property. They accused him of fraud, conversion, breach of fiduciary duty, breach of contract and legal malpractice. Auerbach did not formally answer the charges. Instead, his lawyer filed a motion to dismiss, arguing that the couple lacked legal standing to bring the case. The pleading also notes that $258,000 in rent payments he is accused of mishandling were turned over to Denise Meskunas, as directed by a court. Most of the charges are either duplicative or were filed too late, U.S. District Judge Vincent L. Briccetti ruled on Feb. 20, but the malpractice accusation is “better addressed on a more complete record at the summary judgment stage or at trial.” In 2004, when the Meskunases lived in Pelham Manor, they formed Important Properties LLC and Newroc Motorcycles LLC. They paid $3.35 million for property at 8 Industrial Lane in New Rochelle and another $3 million renovating a 22,000-square-foot shop. In 2005, they opened a Harley store. Important Properties, which owned the property, was paying nearly $35,000 a month on a $5.5 million mortgage. Newroc filed for bankruptcy in 2011 and sold its assets in 2012 to Empire Harley Davidson. Empire

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CONTACT DOUG OLCOTT dolcott@communityp.com | 914.747.2570 took on a 10-year lease. By then, the couple was in divorce court. Denise Meskunas eventually moved to West Palm Beach, Florida, and John Meskunas to Greenwich, Connecticut. Family Court in New Rochelle appointed Auerbach as receiver and custodian of Important Properties’ rent payments from Empire Harley Davidson. Instead of applying the rent payments to the mortgage, the Meskunases claim, Auerbach diverted the money and then refused their demands to pay the mortgage. They claim that Auerbach’s actions caused Important Properties to default on the mortgage. Important Properties filed for bankruptcy in 2015. Eventually, 32 North Street Realty LLC, a company associated with Empire Harley Davidson, bought the property for $6.5 million. The Meskunases allege that Auerbach received $258,000 in rent payments and diverted more than $250,000 for attorney fees and expenses and caused them to spend at least $300,000 on legal fees. When Important Properties defaulted on the mortgage, they claim they lost at least $2.5 million in equity on the property,

another $10 million in equity that would have accrued during Empire’s lease and $5.5 million in future equity. Briccetti dismissed most of the charges. The fraud and breach of contract claims are substantially the same as the malpractice claim, he ruled. Breach of fiduciary duty and conversion claims were filed after three-year statutes of limitations. Important Properties’ malpractice claim also is not timely, he ruled, but the malpractice claim survives at this stage because the couple claimed Auerbach was still representing them less than three years before they sued. Important Properties may also try to reopen its bankruptcy case, Briccetti said, but because it did not originally disclose a claim against Auerbach, a successful claim in bankruptcy court may only benefit the company’s creditors. Briccetti also upheld their demand for an accounting of all sums Auerbach collected and all actions he took on behalf of Important. The Meskunases and Important Properties are represented by attorney Steven T. Halperin of Manhattan. Auerbach is represented by Peter Schillinger of White Plains.

Gala Annual

Wednesday, March 27, 2019 • 5:45 p.m. The Surf Club on the Sound

280 Davenport Avenue • New Rochelle, NY 10805 For information and registration, contact: Hospitality Resource Group, Inc. (914) 761-7111 or Tricia@HRGinc.net

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MARCH 11, 2019

FOB AWARDS

From left: Shan Wade, Anthony Gaglio Jr., Jennifer Baukol, Kathy (Schwerdtle) Saint, Raymond Kolkman, Ryan Raveis, Stew Leonard Jr., Christopher Shyer, Shari Soloway, Kevin Cohen, Dave Ackert (kneeling in front), Kevin Weaver, Cassara Cover, Dr. Steven A. Kolenik III, Willy Montano, Patricia Fisher, Nicole Palazzo and Ken Meccia. 1

FOB—

when his brother had to be disciplined by Stew Leonard Sr., he said that his father told him that he wore two hats: one as a boss and one as a father. Wearing his metaphoric boss’ hat, Senior fired the younger man from the store. Immediately switching to his father’s hat, he said: “Son, I’m very sorry to hear that you just lost your job.” Another amusing remark came from Katherine (Schwerdtle) Saint, president of The Schwerdtle Stamp Co. Noting that she and her brother John are the fourth generation to run the 140-year-old firm, she noted how keeping up with changing tastes and technologies was key to the Bridgeport firm’s success. “We certainly didn’t want to be the generation that killed the business,” she quipped. Emotional notes were struck by a number of honorees in remembering family members who had preceded them at their companies having passed, or when recognizing the achievements of those predecessors now retired, a number of whom watched from the crowd of about 200. Casarra Cover, owner of Brewster’s Henry B. Whitaker Inc. Garage Doors and granddaughter of its titular founder, touched upon the fact that Whitaker, who started the business in his home in 1949, had been white while his wife was black — far from a common situation at the time. “I never went to day care — I came to Whitaker,” she said as her mother Fay — who took over the business the year Cover was born — stood by her side. Pam Fitzpatrick, founder and CEO of Carmel’s Angels on Call Homecare, looked forward to the next generation: namely, her sons Robert Dalton, the firm’s CFO, and Eric Dalton, both of whom joined her onstage. Noting that the pair belong to what she called “the much-maligned” millennial generation, Fitzpatrick disputed a recent Time magazine

MARCH 11, 2019

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article disparaging millennials as overly entitled and self-focused, saying her sons were living reproofs to such broad characterizations. Many of the honorees addressed the question, “What is the key to running a successful family-owned business so it can be passed from generation to generation?” “Honor your previous generations by continuing to go out and learn more about your industry,” said Nicole Palazzo, the fourth-generation owner of Trumbull’s City Line Florist, while Jennifer Baukol, second-generation owner of White Plains’ Steps Home Care, observed that, “It wouldn’t be a family business if the hard-work ethic hadn’t been instilled in us by the older generation.” Some honorees were owned by first-generation family members. The titular owner of White Plains’ Law Offices of Kevin H. Cohen said an important consideration looking forward was whether the next generation even wants to be involved with the business: “Are they prepared to put the hard work in? Do they have the right temperament and personality?” Dave Ackert, president and CEO at Sandy Hook’s Maple Craft Foods, understandably wondered if his 5-year-old child would be interested in inheriting the business — “but we are laying the foundation for a business legacy” — as did Kevin Weaver, founder of Hopewell Junction craft beer brewing equipment manufacturer Brewmation Inc. Noting that his son took a car service to the ceremony, “so he’s doing well” at another company, and that his two daughters have yet to evince much interest in the company, Weaver received applause upon announcing that he and his wife, Brewmation Vice President Maria Weaver, were celebrating their 25th anniversary that night. Opening remarks were provided by Liz Salguero, founder and president of Wilton’s nonprofit Circle of Care, followed by a keynote address by Scott Mitchell, vice president, sales at Westport-based Mitchell Stores, a three-generation family business.

FOB AWARDS 8

Scott Mitchell, keynote speaker.

Other honorees included: • Connecticut Dermatolo�y Group, Norwalk. • Hodson Realty Inc., Trumbull. • Janus Associates, Stamford. • John M. Glover Insurance Agency, Norwalk. • Montano Wood Care Corp., Yonkers. • New England Total Ener�y, Greenwich. • Raymond Opticians, Jefferson Valley. • Statewide Abstract Corp., White Plains. • Viking Construction Inc., Bridgeport. • William Raveis Real Estate, Mortgage & Insurance, Shelton. • Zyloware Eyewear, Port Chester.

The event was held at 1133 Westchester Ave. in White Plains and was presented by the Westchester and Fairfield County Business Journals. Official sponsors and supporters included Angels on Call, Barnum Financial Group, The Bristal Assisted Living, Blossom Flower Shops, Buzz Creators, GS&S Awnings, The Kensington, Montano Wood Care, Rakow Commercial Realty Group, Raymond Opticians, Steps Home Care, Stew Leonard’s, Val’s Putnam Wines & Liquors and Zyloware Eyewear.

1. Ronald Gatto Jr., Jonathan Cover, Cassara Cover and Faye Gatto 2. Ed Cohen, Shari Soloway, Kevin Cohen and Arlene Cohen 3. Christopher Fernandes, Rich Battista, Alyson Battista, Mary Kolkmann, Raymond Kolkmann, Christina Kolkmann, Raymond Kolkmann Jr. and Christa Fernandes 4. Marcia Pﬂug and David Richman 5. Hazel Anchia, Willy Montano and Maribel Mateo 6. Peder Baukol, Jennifer Baukol, Lisa Wade and Shan Wade

7. Alex Wooldridge, Kathleen Murphy and Laura Munn 8. Eric Dalton, Pamela Fitzpatrick, Robert Dalton and Chelsea Merola 9. Jackie Janiec, Janna Neal, Christopher Shyer, Benitha Mintz and Al Winnick 10. Chris Kniﬃn, Adam Fisher, Patricia Fisher and Lyle Liberman 11. Maria Weaver, Kevin Weaver and Brandon Weaver

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A LEADING FASHION EYEWEAR COMPANY LOCATED IN PORT CHESTER IS ALSO THE LONGEST RUNNING, FAMILY-OWNED AND OPERATED FRAME SUPPLIER IN THE U.S. WE ARE HONORED TO BE NAMED “2019 FAMILY-OWNED BUSINESS OF THE YEAR” BY WESTFAIR COMMUNICATIONS.

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MARCH 11, 2019

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U.S. agency demands debt-collection records from Crystal Moroney law firm BY BILL HELTZEL bheltzel@westfairinc.com

federal consumer agency has petitioned federal court to compel the Law Offices of Crystal Moroney PC to produce records for an investigation of abusive debt-collection practices. The Consumer Financial Protection Bureau claims the New City firm does not intend to fully comply with a demand for records, according to the petition filed Feb. 25 in U.S. District Court in White Plains. The firm has produced some records, according to court papers, but has refused to turn over many more, citing attorney-client and work-product privileges. The law firm did not immediately respond to voicemail and email

requests for comment. The bureau demanded the records in June 2017, “as part of a nonpublic investigation,” the petition states, to determine whether debt collectors or others are “engaging in unfair, deceptive or abusive acts or practices.” The petition does not specifically identify the Moroney firm, or clients, as the target of an investigation. Crystal Moroney bills itself as a “firm, fair collection solution” that “ensures that your company image and our firm’s reputation remain in a positive light throughout the process.” The law firm provided some records in July 2017 and asked for more time to consult with a lawyer about the rules of professional responsibility in New York and New Jersey, where Ms. Moroney is

licensed to practice. The bureau agreed to limit some of its demands and to extend the deadline. The firm produced redacted records in September 2017, according to the bureau. It also

asked the government to “promptly return or destroy a significant number of previously produced materials” that it claimed should not have been disclosed under rules of professional responsibility.

The bureau says it honored the request. But since then, the bureau claims, the firm has withheld records of telephone calls, correspondence with consumers and contracts for services with creditors.

The law firm has cited confidentiality restrictions, according to the bureau, and an inability to search for or access data. The firm reportedly told the bureau that it would take 22,500 hours to produce information from 500,000 telephone calls recorded over an 18-month period. It also asked the bureau to narrow the request for records by two-and-a-half years, beginning in June 2016 instead of January 2014. The bureau declined. Administrative agencies are given wide latitude to investigate by subpoena, the bureau argues. It cites legal precedent that gives it “a power of inquisition,” and allows it to “investigate merely on suspicion that the law is being violated, or even just because it wants assurance that it is not.”

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MARCH 11, 2019

Angels on Call Homecare is pleased to introduce you to our incredible organization. Angels on Call is a family owned business whose mission is to provide reliable, compatible, and professional caregivers who are committed to meeting our clients’ needs. Our goal is to allow our clients to feel safe and supported in their own environment. Our team is committed to coordinating services in order to maintain the independence of your daily routines. Licensed by the New York State Department of Health, we offer the following medical services: HHA/PCA • Assist with Personal Care • Shower, Dressing, ETC. • Light Housekeeping • Medication Reminders • Meal Preparation • Transportation Services

RN/LPN • Wound Care • Medication Management • Home Safety Evaluations • Private Duty Nursing

Additional Services Offered: • Companions – Non-Medical Home Care • Physical Therapy • Occupational Therapy • Medical Social Work • Nutritionist • Homemaker • Long Term Care Insurance Management

Angels on Call is here to guide you with any of your questions or concerns. Please feel free to contact one of our Registered Nurse Case Managers to discuss your personalized care plan. Let us assist you in your time of need & enjoy the comfort of your own home with the convenience of a full-time or part-time caregiver.

845-628-2255

www.angelsoncallinc.com • 667 Stoneleigh Avenue, Bldg A, Suite 302, Carmel NY 10512 Licensed by NYS Dept. of Health

MONTANO WOOD CARE CORP. IS HONORED TO RECEIVE

THE 2019 FAMILY-OWNED BUSINESS OF THE YEAR AWARD CONGRATULATIONS TO ALL THE HONOREES BEST WISHES FROM SONIA & WILFREDO MONTANO Montano Wood Care Corp. Defining the Art of Fine Wood & Metal Restoration Refinishing & Maintenance We are proud to work with the finest Property Managers, Commercial & Residential buildings. Entrust your fine Architectural woodwork, refurbishing, front entrance doors, elevator cabs, lobbies and furniture with Montano Wood Care. Providing over 25 years of the highest-quality artistic service throughout the New York Metropolitan & Westchester area. 242A Lake Avenue, Yonkers, NY 10701 Call: 914.488.5400 · Fax: 914-488-5402 restoration@montanowood.com montanowood.com Please visit our NEW & IMPROVED website, Instagram & Facebook.

MARCH 11, 2019

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Our Team

ASK ANDI Time management OUR TOP DESIGNER HAS NO TIME MANAGEMENT AT ALL. HIS BOSS ISN’T ON SITE ALL THE TIME TO MANAGE HIM. IT MIGHT HELP IF THE GUY MANAGING THE BACK COULD ALSO MANAGE OUR DESIGNER, BUT I DON’T THINK THAT’S REALISTIC BECAUSE THEY DON’T REALLY CROSS PATHS ALL DAY. IF NO ONE IS ON HIM TO FIND OUT WHERE HE IS, HE’LL JUST WORK ON SOMETHING ALL DAY – NEED TO KEEP HIM WORKING ON THE RIGHT THINGS AT THE RIGHT LEVEL. WHAT SHOULD WE DO? THOUGHTS OF THE DAY: Set a method for estimating the amount of time allowed for design on each project. Recognize that sometimes creative activities can take longer than expected and when they do, have a plan to break through the stickiness. Take a look at tools that can help. Demand that the salespeople establish parameters for each project they’re handing over to your designer. Give the salespeople a form to fill out and turn in on each project. Include on that form one or more questions about

Spend some time laying out the activities that your designer goes through on every project. Is there a bottleneck where some or all of the projects get hung up? Are there any shortcuts that could be taken along the way? Would changing the order of the activities make it easier to push work through? If your designer sent out emails at 4 p.m. every day asking for feedback and updates on questions, would the answers be waiting in his in-box the next morning so he could get right to work? Look at your designer’s work area. Is it neat and organized? Can he easily find things? Can he work without interruption? Does he have enough room to lay out his work? Can he lay out multiple projects at once? Try to get enough workspace so that

the answer to every question is “Yes!” BOOK RECOMMENDATION: “Manage Your Day-To-Day: Build Your Routine, Find Your Focus & Sharpen Your Creative Mind,” by Jocelyn K. Glei. Andi Gray is president of Strategy Leaders Inc., StrategyLeaders.com, a business-consulting firm that teaches companies how to double revenue and triple profits in repetitive growth cycles. Have a question for AskAndi? Wondering how Strategy Leaders can help your business thrive? Call or email for a free consultation and diagnostics: 877-238-3535 or AskAndi@StrategyLeaders. com. Check out our library of business advice articles at AskAndi.com.

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notations for big projects that might come in so everyone can see where a jam-up in workload might happen. Realistically assess the amount of work your designer has on his plate. Only book 60 percent of his time, allowing 20 percent flextime for outside-the-box thinking and another 20 percent for downtime. See if the workload fits into that equation or if your designer is overbooked, in which case you might need to locate additional design support. If you need additional

how much did they budget for creative expenses and what does that represent in terms of hours to be spent on creative activities. Start each day with the designer, mapping out what projects are waiting to be worked on and how much time is allowed for each. Have the designer keep notes on where he is versus that plan, and ask him to send a text or email at midday reporting on progress. Hold a weekly meeting to review the overall flow of work. Keep a calendar with

design help, look inside the company first. Is there anyone who has shown interest in the design job who could be trained to take over some of the designer’s tasks? Can some of the work the designer does be offloaded onto someone else in the company? When you run out of internal options, don’t ignore the problem. Start interviewing freelance designers who can provide assistance when needed. Look for tools that can be used to predict and manage the workload and other tools to increase efficiency. Are you using the latest design software? Has your designer been to school to learn how to best use the software? Connect with other design firms to compare notes on tools they use to stay on top of their work.

Raymond Opticians Family Owned & Operated Since 1959

Now in our 3rd Generation Celebrating 60 Years of Quality Vision Care

Convenient Locations Yonkers (914) 337-3322 Jefferson Valley (914) 245-1222 Thornwood (914) 741-2121 Tarrytown (914) 631-1313 Ossining (914) 762-2800 Somers (914) 277-5656 Katonah (914) 232-2400 Mamaroneck (914) 698-2022 Larchmont (914) 834-5576 New Rochelle (914) 738-4500 White Plains (914) 328-2020 Carmel (845) 228-5800 Brewster (845) 279-2411 Mahopac (914) 621-7700 Hopewell Jct (845) 223-2010 Poughkeepsie (845) 471-3260 Pawling (845) 855-8200 Chester (845) 469-5161

RaymondOpticians.com

Eyeglasses Contact Lenses Prescriptions Filled Most Insurance Accepted Designer Sunglasses Childrens Eyewear

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MARCH 11, 2019

OUTSTANDING WOMEN IN BUSINESS WOMEN'S HEALTH, WEALTH AND WELLBEING LIMITED SEATING • REGISTER BEFORE TICKETS SELL OUT! REGISTER AT westfaironline.com/events-2019/ April 4 • 11:30 a.m. - 1 p.m. • The Castle Hotel & Spa, Tarrytown Buffet lunch included. Enter to win exciting raffle prizes offered by Canyon Ranch and Courtyard Travel. For event information, contact: Tracey Vitale at tvitale@westfairinc.com. For sponsorship inquiries, contact: Marcia Pflug at mpflug@wfpromote.com or 203-733-4545.

PARTNERING SPONSOR: PRESENTED BY:

MARCH 11, 2019

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SUPPORTERS:

ENTREPRENEURS, INNOVATORS AND LEADERS PROVIDING EXPERTISE TO WOMEN. Join us to get empowered and equipped with valuable life tools via case studies from the professionals in health care, wealth management and the fashion industry.

MARRIA POOYA

Greenwich Med Spa Managing Partner Marria Pooya has grown the Greenwich Medical Spa from a two-person operation founded in 2005 to employ more than 23 staff members. The company treats 18,000+ satisfied customers and has earned accolades, such as being one of the Top 1% of Botox and fillers providers in the country, and the Top Provider of CoolSculpting in Connecticut. Under Pooya’s direction, Greenwich Medical Spa has developed a private label skincare line, ArieedMD, as well as the hair growth formulation, Re:Activate. Pooya looks to the future and plans to expand the practice into additional locations and other states.

AVIDEH SAFAEI

J.P. Morgan Securities Executive Director Avideh (Avi) Safaei is an Executive Director and Financial Advisor at J.P. Morgan Securities, a wealth management division of J.P. Morgan. With over fifteen years of experience in the financial-services industry, she serves high-net-worth individuals, affluent families and corporate executives. Avi takes a family office approach to her client relationships – coordinating with their CPAs, attorneys and tax advisors – to provide comprehensive wealth and portfolio management services and forge longterm relationships. In 2018, Avi was recognized by Forbes as one of America’s Top Next-Gen Wealth Advisors and a Top Wealth Advisor by Working Mother magazine.

HANNIE SIO-STELLAKIS

Neiman Marcus Westchester Public Relations Manager Hannie Sio-Stellakis, in her role as PR Manager at Neiman Marcus, knows about showcasing trends on how to create your personal brand and image in every setting, from desk to dinner to casual to vacation. Plus, Lafayette 148 from Neiman Marcus will show you how to embrace your vision and incorporate it.

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MARCH 11, 2019

GOOD THINGS TEE FOR TOTS 2019, RISING GROUND’S NEW GOLF OUTING

Former NBA star Scooter McCray

BOYS & GIRLS CLUB OF MOUNT VERNON TO HONOR FORMER NBA STAR SCOOTER MCCRAY The Boys & Girls Club of Mount Vernon will hold its annual gala Wednesday, March 27, at The Surf Club on the Sound, 280 Davenport Ave. in New Rochelle. The 2019 honorees will include Joe Armentano, CEO, Paraco Gas Corp., Brian Hairston, president, NY/NJ BMOA; Cortesia Norman, owner and operator, ALCOR Management; Danny Bernstein, executive director, Backyard Sports; and the Alumni of the Year Awards will be presented to retired NBA star Carlton “Scooter” McCray and Marsha Blount, CEO, WABA and president and general manager, Jersey Express Basketball ABA. The Boys & Girls Club offers after-school programs for more than 1,400 youth in the Mount Vernon community, to help them learn and grow in a safe, fun, educational environment. Every day, their dedicated, highly trained staff and volunteers serve youth members with a wide variety of engaging, interactive activities and programs, to help them improve their self-esteem, develop positive values and achieve their highest potential in academic success. For information and reservations, contact Hospitality Resource Group Inc. at 914761-7111 or Tricia@HRGinc.net.

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Have a great time while supporting a great cause at Tee for Tots 2019, Rising Ground’s new golf outing scheduled for Monday, April 29, at Old Oaks Country Club in Purchase. The purpose of this fun-filled event is to raise funds to help children and families gain the skills they need to rise above adversity. Guests can look forward to golfing with Tony Richardson, a three-time Pro Bowl champion and former fullback for the New York Jets. Richardson is providing a very special surprise item that will be auctioned off (along with other fabulous prizes) during dinner. “We are delighted to introduce our new golf outing this year and are grateful for the outpouring of support that it has already generated,” said Alan Mucatel, CEO of the Yonkers Rising Ground (formerly Leake & Watts). “Dollars raised at fund-raising events like these are critical to our ability to deliver the highest-quality services in our pursuit to help children, adults and families move upward and forward in their lives.” Old Oaks Country Club boasts an 18hole course designed by golf architect A.W. Tillinghast. Beautifully landscaped with a historic residence-turned clubhouse, the 183-acre property is favored by movie and television location scouts for filming locales. Brunch will be served prior to hitting

Tony Richardson

the links. The 12:30 p.m. shotgun start permits every group to begin to play at the same time. Following the game, additional guests will join players for cocktails, dinner, the awards ceremony, silent auction and raffle drawing. Jed Dorney, chair of Tee for Tots 2019 committee, is joined by committee members Matt Del Percio, Robert Habeeb,

José Martin Jara, Chris Masters, Ellen Polansky, Nick Preddice, Christa Puccio and Jay Ruggiere. Tickets for the full day range from $600 for a single player to $2,400 for a foursome; tickets for the dinner only are $250; and sponsorships are still available. Visit RisingGround.org/TeeForTots or call Lindsay Brienza at 914

CROTON DESIGN COMPANY FEATURED IN MAGAZINE Award-winning design firm DW Design & Decor LLC based in Croton-on-Hudson was featured in the January issue of “Designers Today” magazine, a national trade publication for interior designers and the home-furnishings industry. The two-page story highlighted the design work of Denise Wenacur, principal and lead designer at the Croton firm. The feature titled “30 Years New” focuses on the complete renovation of a 950-square-foot condominium located in White Plains that Wenacur transformed. According to Wenacur she took on the challenge of this project, which took four months from demolition to completion, to help the condo owner start a new chapter in her life and rediscover her home. “This renovation transformed the client’s life giving her a spacious dwelling she really desired,” said Wenacur. The magazine article tells the story of the homeowner and her desire to declutter and update her home that she has lived in for the past 30 years. Wenacur and her team were not only able to accomplish the client’s goals for the renovation

NEUBERGER MUSEUM OF ART RECEIVES DONATION Tracy Fitzpatrick, director of the Neuberger Museum of Art, Purchase College, SUNY, recently announced that the museum has received a gift of $40,000 from Lori and Yale I. Paprin, Greenwich residents and passionate contemporary art collectors. The gift funded the purchase of Eric Aho’s large exuberant painting Approach, which is on view at the Neuberger Museum of Art through June 16. Aho is a critically acclaimed American painter known for his large-scale, bold, abstracted paintings that evoke landscapes and other natural forms. Paprin, who is CEO of Yale Realty Services in West Harrison, said that he has amassed a large collection of contemporary art over the past 40 years and in that collection is a work by Aho whom he has known for a decade. “As enthusiastic supporters of the Neuberger, Yale suggested that the museum consider one of Aho’s works for our collection,” Fitzpatrick recalls, who accompanied the museum’s chief curator Helaine Posner to the DC Moore Gallery in New York City where they made the selection and the Paprins signed the check. “Collecting the work of living artists very much reflects the philosophy of Neuberger Museum of Art’s founding patron Roy R. Neuberger,” Fitzpatrick said. “Roy was one of America’s foremost art patrons and philanthropists whose guiding principle was to support and encourage the work of living artists.” In 1974, his initial donation of 106 outstanding works formed the core of the museum’s permanent collection, which today has grown to over 6,000 works of uncompromised quality and variety.

NEW GRANT PROGRAM FOR NONPROFITS IS LAUNCHED

Denise Wenacur

but managed to come in under budget. Wenacur has an undergraduate degree in fine art, a certification from the New York School of Interior Design and a Construction Management certificate from Pace Universi-

ty. She is an active member of the American Society of Interior Designers (ASID), International Interior Design Association (IIDA) and is a Certified WBE and DBE (Women in Business Enterprise).

SIGNALS914, a new nonprofit grant program launched on Valentine’s Day by Michael Lang, owner of Signarama Hartsdale and its team, have pledged $10,000 in donations of signage, display and marketing materials that will be awarded to local Westchester-based not-for-profits in May. Developed in partnership with Volunteer New York! SIGNALS014 aims to support and strengthen civic and charitable organizations that are already doing good work but are limited by their often nonexistent marketing budgets. “Volunteer New York! is thrilled to partner with Michael Lang to help local agencies get their message out,” said its Communications Director Tony Fasciano. The SIGNALS914 grant application for nonprofits and other helpful information about the program is available at signals914. org or by contacting the organizers at info@ signarama-hartsdale.com or vol@volunteernewyork.org.

LSHV PARTNERS WITH LAW FIRM ON HOUSING CRISIS PREVENTION Legal Services of the Hudson Valley (LSHV), the provider of free, civil legal services in the Hudson Valley to those who cannot afford an attorney, is partnering with Patterson Belknap Webb & Tyler LLP on its Housing Crisis Prevention Project. Since the project was founded in 2015, Patterson Belknap’s attorneys have been handling an average of five to 10 cases a year. Alejandro H. Cruz, a litigation partner at Patterson Belknap and volunteer for LSHV’s Housing Crisis Prevention Project, along with a team of pro bono attorneys at the firm, have successfully defended many tenants facing eviction and the threat of homelessness. Other team members include litigation partner Erik Haas and the firm’s chief people, diversity and professional development officer Michelle Cohen. “This is work that matters in people’s lives in ways that are all too real because an unfavorable result often means that your client —including children — will be homeless. That is an outcome that stays with families for a long time,” said Cruz. Pro bono attorneys appreciate the opportunity through the project to apply their litigation and advocacy skills to make a tangible difference in the lives of LSHV clients. LSHV staff attorneys cannot provide representation for the thousands of low-income tenants that enter the legal system every year in the Hudson Valley and private counsel for tenants is virtually nonexistent, especially for those already struggling to pay rent. Patterson Belknap associate Nathan Monroe-Yavneh summed up the importance of the Housing Crisis Prevention Project: “The Project highlights how important it is that low-income individuals have access to counsel in these types of cases. Without representation, many of these individuals are outmatched during the hearing process and cannot effectively defend themselves. All that it takes to change that, and to give them a fighting chance, is a single attorney. These cases are generally not complex or sprawling and do not require a large team — but to LSHV’s clients, they mean everything.”

Information for these features has been submitted by the subjects or their delegates.

CREDIT UNION’S ‘CHAIRMAN AWARD WINNER’

Lisa Bergenn and Gary Anderson, MHV board chairman.

Lisa Bergenn has been awarded the Mid-Hudson Valley Federal Credit Union (MHV) Chairman’s Award for TALENT. The announcement was made by Gary Anderson, chairman of the board, who said “the value of the award is to encourage employees to go above and beyond and acknowledge employees’ dedication and commitment to MHV.” TALENT is an acronym that represents the winning attributes of top performance, availability, leadership, energy, new vision and teamwork. In presenting the award to Bergenn at the Feb, 27 board meeting, Anderson said,

“MHV is very proud of its employees for their daily commitment to both internal and external member service. It’s important to let employees know just how much they contribute to the success of the credit union.” Bergenn began her career with MHV in 2011 in the personal teller (PT) department and was promoted to work with the risk department in 2014. In her current role as a risk management, security/fraud specialist, she is responsible for monitoring daily alerts for fraudulent card transactions and checks, assisting with the security systems and report filing.

As Lisa’s manager, Jessica Fox, said, “Lisa is an exceptional employee. She is reliable and hard working. She puts her members and her team first and is always willing to lend a hand.” A graduate of Kingston High School and SUNY Ulster, Bergenn is a member of the International Association of Financial Crimes Investigators (IAFCI). Mid-Hudson Valley Federal Credit Union (MHV) is a member-owned credit union that has served individuals and businesses throughout Ulster, Dutchess and Orange counties since 1963.

ACE AWARDS LATIMER George Latimer, Westchester County executive, will be presented with the Henry V. Kensing Community Builder Award for a career dedicated to improving the quality of life for the people of Westchester and a deep commitment to building stronger and more resilient communities on April 5 at 7 p.m. at the Kittle House, 11 Kittle Road in Chappaqua, “George took office and launched the long overdue Housing Assessment study, his administration has approved, or is in the process of approving a record number of affordable housing units and his work with the County Legislature on clean water and infrastructure will make life in our communities better. For this reason and his history of service, ACE is honored to present this prestigious award to George Latimer,” said Joan Arnold, ACE executive director. Allied Community Enterprises’ (ACE) “middle name” is community. The organization believes in the strength of communities, the exploration of new ideas and the devel-

PENTEGRA TO RECEIVE 2019 CORPORATE CITIZENSHIP AWARD Pentegra, a provider of retirement planning and fiduciary outsourcing solutions, will receive The Business Council of Westchester County’s 2019 Hall of Fame award for Corporate Citizenship on April 30 at Glen Island Harbour Club in New Rochelle. In announcing the winners, Marsha Gordon, president and CEO of the Business Council, said, “The recipients of this year’s Hall of Fame Awards speak to the highest caliber of our Westchester businesses and the overwhelming contributions they have made to the economic health and growth of this county.” John Pinto, president and CEO of Pentegra said, “I am proud and thrilled that Pentegra has been selected as the 2019 winner of the Corporate Citizenship award in recognition of our contributions to the health of Westchester County. Our many company-supported volunteer service projects and continued commitment to making Westchester County our home could not be achieved without the amazing support of our employees who truly care about our community.” Pentegra is a strategic-impact partner of Volunteer New York and through this collaboration, Pentegra and its employees work to strengthen the quality of life in its communities. Recent volunteer projects Pentegra has worked on include harvesting vegetables to distribute through Steppin’Up Yonkers; garden maintenance and planting at the Lenoir Nature Preserve in Yonkers; painting classrooms at Toddler’s Park Head Start Day Care in Yonkers; participating in garden revitalization and beautification at the Center for the Urban River at Ceczak, an alliance of the Hudson River Valley Environmental Education Institute; creating children’s craft bags for victims of domestic violence at My Sister’s Place in White Plains; crafting fleece blankets for Project Linus; and creating holiday cards and care packages for United for the Troops. Founded by the Federal Home Loan Bank System in 1943, Pentegra offers a broad array of qualified and nonqualified retirement plan solutions, TPA services and benefits financing solutions.

George Latimer

opment of housing that is in scale with the community it serves to enhance. The award is named for the late Hank Kensing, a beloved ACE vice president and long-time Westchester County activist, for-

mer Mount Kisco mayor, town justice and a man who understood the importance of building strong, resourceful communities. It is in this spirit Latimer was selected according to Arnold.

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MARCH 11, 2019

RECOGNIZING COMPASSIONATE CARE

Celebrating extraordinary health care providers who go above and beyond, providing top-quality care and service to patients in the Fairfield County. AWARD CATEGORIES: All In The Family • No Land Too Far • Cutting Edge • Caring For All •

Female Trailblazer • Promise For The Future • Lifetime Achievement • Urgent Care Center •

Team • Support Staff • Power Couple •

NOMINATE: westfaironline.com/events DEADLINE: April 3 For information, contact: Tracey Vitale at tvitale@westfairinc.com. For sponsorships, contact: Marcia Pflug at mpflug@wfpromote.com or 203-733-4545.

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Facts & Figures BANKRUPTCIES Manhattan Avrumi LLC, P.O. Box 800, Bronx 10467. Chapter 11, voluntary. Attorney: pro-se. Filed March 1. Case no. 19-10665-jlg. Oakland123 LLC, 1119 E. 214 St., Bronx 10469. Chapter 11, voluntary. Attorney: pro-se. Filed Feb. 28. Case no. 19-10656-jlg.

Poughkeepsie Spruce Creek LLC, 56 Far Horizons Drive, Newburgh 12550. Chapter 11, voluntary. Attorney: Michael D. Pinsky, Newburgh. Filed March 1. Case no. 19-35319-cgm.

COURT CASES New York Apex Logistics International Inc., et al. Filed by Federal Insurance Co., et al. Action: marine cargo loss or damage – liability of water carriers. Attorney for plaintiffs: David Louis Mazaroli. Filed Feb. 28. Case no. 1:19-cv-01902-PGG. A.T.S. Restaurant Corp., et al. Filed by Salustiano Sanabria. Action: federal question – other. Attorney for plaintiff: Ismail Sinan Sekendiz. Filed Feb. 27. Case no. 1:19-cv-01843-VEC. Crane Worldwide Logistics LLC. Filed by Zurich American Insurance Co., et al. Action: maritime. Attorney for plaintiff: John Thomas Lillis Jr. Filed Feb. 27. Case no. 1:19-cv-01858-LLS. Desi Galli Inc., et al. Filed by Arturo Galeana. Action: Fair Labor Standards Act. Attorney for plaintiffs: David Stein. Filed Feb. 28. Case no. 1:19-cv-01901-PGG.

Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: Larry Miles c/o Westfair Communications Inc. 701 Westchester Ave, Suite 100 J White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3699

Endgame360 Inc., et al. Filed by The Daily Beast Company LLC. Action: trademark infringement (Lanham Act). Attorney for plaintiff: Gerald Joseph Ferguson. Filed Feb. 28. Case no. 1:19-cv-01897-CM. Evolve Media LLC. Filed by Helayne Seidman. Action: copyright infringement. Attorney for plaintiff: Richard Liebowitz. Filed March 4. Case no. 1:19-cv-02011-GHW. General Electric Company, et al. Filed by Touchstone Strategic Trust, et al. Action: stockholder suit. Attorneys for plaintiffs: Steven Sanford Fitzgerald, Roselind Franciska Hallinan and William Andrew Maher. Filed Feb. 27. Case no. 1:19-cv01876-JMF. Guest of a Guest Inc. Filed by David Allen. Action: copyright infringement. Attorney for plaintiff: Richard Liebowitz. Filed March 3. Case no. 1:19-cv-01991-PKC. Harry & Steve Inc., et al. Filed by Salustiano Sanabria. Action: federal question – other. Attorney for plaintiff: Ismail Sinan Sekendiz. Filed Feb. 27. Case no. 1:19-cv-01848-KPF. Intercontinental Exchange Inc., et al. Filed by Hawaii Sheet Metal Workers Health & Welfare Fund, et al. Action: antitrust litigation (monopolizing trade). Attorney for plaintiffs: David R. Scott. Filed March 4. Case no. 1:19-cv-02002-UA. Kaiser Gypsum Company Inc. Filed by Anna Nocelli, et al. Action: diversity: notice of removal. Attorney for plaintiffs: Troy Patrick Cunningham. Filed March 1. Case no. 1:19-cv-01980. Lightning Contract Services Inc. Filed by Lexington Insurance Co., et al. Action: diversity – breach of contract. Attorney for plaintiff: William Nicholas Aumenta. Filed Feb. 27. Case no. 1:19-cv-01855-JMF. Mamari Inc. Filed by Gabriel Bros Inc. Action: copyright infringement. Attorneys for plaintiff: John Paul Margiotta and Emily Sarah Weiss. Filed Feb. 28. Case no. 1:19-cv-01915JMF. Mount Sinai St. Luke’s-Roosevelt Hospital Center. Filed by Giacinta Talarico. Action: diversity – employment discrimination. Attorneys for plaintiff: Andrew Todd Miltenberg and Gabrielle Vinci. Filed March 1. Case no. 1:19-cv-01967-GBD. New Elite Jewelers LLC. Filed by Gabriel Bros Inc. Action: copyright infringement. Attorneys for plaintiff: John Paul Margiotta and Emily Sarah Weiss. Filed Feb. 28. Case no. 1:19-cv-01921-LAK-GWG. Paradigm Spine LLC. Filed by Todd Lichty. Action: diversity action. Attorney for plaintiff: William Howard Newman. Filed March 1. Case no. 1:19-cv-01981-PGG.

ON THE RECORD

Roman Security Agency LLC. Filed by Building Service 32BJ Health Fund. Action: E.R.I.S.A.– civil enforcement of employee benefits. Attorney for plaintiff: Samuel Bloom. Filed March 4. Case no. 1:19-cv-01994-PKC. Ryman Hospitality Properties Inc. Filed by Jhenny Bellot. Action: job discrimination (age). Attorney for plaintiff: Liane Fisher. Filed March 4. Case no. 1:19-cv-02006LTS. SF Acquisition II LLC, et al. Filed by Dedra De La Rosa. Action: federal question: other. Attorney for plaintiff: Glen Howard Parker. Filed Feb. 28. Case no. 1:19-cv-01899-GBD. Specialty Processing LLC. Filed by MTS Logistics Inc. Action: maritime. Attorney for plaintiff: Gareth Winston Stewart. Filed March 1. Case no. 1:19-cv-01973-JGK. Tekno Products Inc., et al. Filed by E. Mishan & Sons Inc. Action: trademark infringement (Lanham Act). Attorneys for plaintiff: Brian Joseph Doyle and Alan Federbush. Filed Feb. 28. Case no. 1:19-cv-01910JGK. Univision Communications Inc., et al. Filed by Creative Photographers Inc. Action: copyright infringement. Attorney for plaintiff: Scott Alan Burroughs. Filed Feb. 27. Case no. 1:19-cv-01872-PAE. Viega LLC. Filed by The Plumber’s Shop and Associates LLC. Action: Clayton Act. Attorney for plaintiff: Frederick Taylor Isquith Sr. Filed March 1. Case no. 1:19-cv-01983. Wells Fargo Advisors LLC. Filed by Judith A. Bovitz. Action: job discrimination (sex). Attorney for plaintiff: Robert John Valli Jr. Filed Feb. 27. Case no. 1:19-cv-01860-DLC.

Westchester DR Hauling Inc., et al. Filed by Teamsters Local 456 Pension, Health & Welfare, Annuity, Education & Training, Industry Advancement and Legal Services Funds, et al. Action: E.R.I.S.A.– delinquent contributions. Attorney for plaintiffs: Daniel Ernest Kornfeld. Filed March 4. Case no. 7:19-cv-01996NSR. Fansided Inc. Filed by Richard Harbus. Action: copyright infringement. Attorney for plaintiff: Richard Liebowitz. Filed Feb. 27. Case no. 1:19-cv-01875-AJN. Gordo Trucking Corp., et al. Filed by Teamsters Local 456 Pension, Health & Welfare, Annuity, Education & Training, Industry Advancement and Legal Services Funds, et al. Action: E.R.I.S.A.– delinquent contributions. Attorney for plaintiffs: Daniel Ernest Kornfeld. Filed March 4. Case no. 7:19-cv01995-KMK.

SAMAP USA Corp. Filed by the trustees of the District Council No. 9 Painting Industry Insurance Fund, et al. Action: E.R.I.S.A.: civil enforcement of employee benefits. Attorney for plaintiffs: Dana Lynne Henke. Filed March 1. Case no. 7:19-cv-01968-CS.

DEEDS Above $1 million GHP Taxter LLC, White Plains. Seller: Barry Salman, New Rochelle. Property: 555 Taxter Road, Greenburgh. Amount: $45.6 million. Filed Feb. 28. McLean Yonkers LLC, Yonkers. Seller: PMT Realty LLC, Mount Vernon. Property: 376 McLean Ave., Yonkers. Amount: $5.5 million. Filed March 1. MP Gerard LLC, New York City. Seller: Masba Realty LLC, New Rochelle. Property: Portman Road, New Rochelle. Amount: $4 million. Filed March 1. U.S. Bank N.A. Seller: Robert M. Gori, et al, Purchase. Property: 324 Hayward Ave., Mount Vernon. Amount: $1 million. Filed Feb 28.

Adar DLZ Enterprises LLC, Brooklyn. Seller: Angeline Ozuna, et al, Yonkers. Property: 63 Cornell Ave., Yonkers. Amount: $252,000. Filed March 1.

MPI Cortlandt LLC, Minneapolis, Minnesota. Seller: The Lois Family LP, Wappingers Falls. Property: 2371 Crompond Road, Cortlandt. Amount: $917,500. Filed March 1.

Big Bass Realty LLC, Carmel. Seller: Infinity Holdings of the Hudson Valley LLC, Poughkeepsie. Property: 221 E. Main St., Mount Kisco. Amount: $985,000. Filed Feb. 27.

My Extra LLC, Brooklyn. Seller: Louise Bracchitta, Ossining. Property: 42 River St., Mount Pleasant. Amount: $950,000. Filed March 1.

C2GRE LLC, White Plains. Seller: Christopher B. Meagher, White Plains. Property: 226 Fifth Ave., New Rochelle. Amount: $355,000. Filed Feb. 27. CNM Builders Corp., Ossining. Seller: Anna Rohde, et al, Lutz, Florida. Property: 1260 Wilson Road, Yorktown. Amount: $160,000. Filed March 1. Deutsche Bank National Trust Co. Seller: Carla D. Glassman, White Plains. Property: 640 Scarsdale Road, Yonkers. Amount: $640,396. Filed Feb. 26. Deutsche Bank National Trust Co. Seller: Cynthia Lobo, New Rochelle. Property: 39 Livingston Ave., Yonkers. Amount: $779,658. Filed Feb. 27.

Below $1 million

Deutsche Bank National Trust Co. Seller: W. Whitfield Wells, White Plains. Property: 65 Clinton Ave., New Rochelle. Amount: $940,677. Filed Feb. 26.

158 and 160 Stanley Avenue Realty LLC, Yonkers. Seller: Babylon Real Estate Management LLC, New York City. Property: 160 Stanley Ave., Yonkers. Amount: $122,500. Filed Feb. 27.

Federal National Mortgage Association. Seller: Lynn P. Farrell, Ossining. Property: 82 Van Etten Blvd., New Rochelle. Amount: $699,483. Filed Feb. 26.

28 Westchester View Inc., White Plains. Seller: The Bank of New York Mellon. Property: 28 Westchester View Lane, Greenburgh. Amount: $843,360. Filed Feb. 28.

Finance of America Structures Securities Acquisition Trust 2017-HB1. Seller: Jeffrey A. Kosterich, Tuckahoe. Property: 17 Kress Ave., New Rochelle. Amount: $657,842. Filed March 1.

30 N Broadway Yonkers AMS LLC, West Hempstead. Seller: Mendoza Realty LLC, Yonkers. Property: 30-32 Broadway, Yonkers. Amount: $790,000. Filed Feb. 28. 34 Windsor Terrace Corp., Glendale. Seller: Arthur L. Chambers III, et al, Tarrytown. Property: 34 Windsor Terrace, Yonkers. Amount: $335,000. Filed March 1. 40 Devoe Street LLC, Scarsdale. Seller: Joette Dorio, Dobbs Ferry. Property: 40 Devoe St., Greenburgh. Amount: $570,000. Filed Feb. 28. 916 E80SB LLC, Brooklyn. Seller: Edward Kakos, Lone Tree, Colorado. Property: 28 Mulberry St., Yonkers. Amount: $300,000. Filed Feb. 26. 916 E80SB LLC, Brooklyn. Seller: John E. Barnas, Verplank. Property: 154 Morningside Place, Yonkers. Amount: $485,000. Filed Feb. 28.

GHM Ventures LLC, Scarsdale. Seller: 72 Fisher Avenue LLC, Mount Vernon. Property: 72 Fisher Ave., 5, Eastchester. Amount: $550,000. Filed Feb. 28. Kamcar Realty LLC, Pleasantville. Seller: K-I Chemical U.S.A. Inc., White Plains. Property: 93 Farm Lake Crescent Road, New Castle. Amount: $621,000. Filed Feb. 26. Live Well Financial, Greenville, South Carolina. Seller: Frank Malara, White Plains. Property: 152 Sickles Ave., New Rochelle. Amount: $275,000. Filed Feb. 27. Luis Sinchi LLC, Buchanan. Seller: The Bank of New York Mellon. Property: 59 Welcher Ave., Peekskill. Amount: $236,250. Filed Feb. 27. Lyndel Corp., Brewster. Seller: Gracellen Magill, New Canaan, Connecticut. Property: 1 Kitchawan Road, Pound Ridge. Amount: $370,000. Filed March 1.

WCBJ

OWB REO LLC, Pasadena, California. Seller: Patricia C. Markowski, et al, Rye. Property: 36 Deertrack Lane, Lewisboro. Amount: $600,751. Filed Feb. 27. Reign 663 LLC, New York City. Seller: High Garden Holdings LLC, White Plains. Property: 663 S. Seventh Ave, Mount Vernon. Amount: $250,000. Filed Feb. 27. Signature Acquisition Group LLC, New York City. Seller: JPMorgan Chase Bank N.A. Property: 10 S. Bond St., Mount Vernon. Amount: $115,000. Filed Feb. 26. South 4th Avenue LLC, Great Neck. Seller: 650 Brooklyn-NPH1B LLC, San Francisco, California. Property: 146-148 S. Fourth Ave., Mount Vernon. Amount: $166,310. Filed Feb. 27. TE 18 LLC, Monroe. Seller: Ron Zezima, New Rochelle. Property: 247 E. Fifth St., Mount Vernon. Amount: $278,000. Filed Feb. 26. U.S. Bank N.A. Seller: Edgar E. Yunga, et al, White Plains. Property: 638 Highland Ave., Peekskill. Amount: $698,953. Filed Feb. 28. U.S. Bank N.A. Seller: Rhonda R. Greggs, Yonkers. Property: 139 Alta Ave., Yonkers. Amount: $700,078. Filed March 1. U.S. Bank Trust N.A. Seller: Eliot L. Kaplan, White Plains. Property: 144 Hilburn Road, Eastchester. Amount: $546,121. Filed Feb. 26. U.S. Bank Trust N.A. Seller: Felix Rivera, White Plains. Property: 49 Park Place, New Rochelle. Amount: $521,324. Filed Feb. 28. Weichert Workforce Mobility Inc., Morris Plains, New Jersey. Seller: Christopher Tesla, et al, Cortlandt Manor. Property: 2 Meadow Court, Cortlandt. Amount: $599,000. Filed Feb. 26. Wilmington Savings Fund Society FSB. Seller: Public administrator of Westchester County as temporary public administrator to the estate of Frances Olga Ferris, Yonkers. Property: 54 Narragansett Ave., Ossining. Amount: $421,941. Filed Feb. 26. Wyndcliff Development Corp., Scarsdale. Seller: Ronald W. Dreyer, Scarsdale. Property: 239 Mamaroneck Road, Scarsdale. Amount: $635,000. Filed March 1.

MARCH 11, 2019

Facts & Figures Y-O Property Group LLC, Yonkers. Seller: Wanda Y. Negron, White Plains. Property: 46 Hillcrest Road, Mount Vernon. Amount: $323,987. Filed Feb. 26.

FORECLOSURES ELMSFORD, 43 S. Hillside Ave. Single-family residence; lot size: .17 acres. Plaintiff: Nationstar Mortgage LLC. Plaintiff’s attorney: Shapiro, DiCaro & Barak, 175 Mile Crossing Blvd., Rochester. Defendant: Marine Villarrubia. Referee: Lynn Farrell. Sale: March 11, 3:30 p.m. Approximate lien: $483,253. HARTSDALE, 3 Dunham Road. Single-family residence; lot size: .21 acres. Plaintiff: Wells Fargo Bank National Association. Plaintiff’s attorney: Shapiro, DiCaro & Barak, 175 Mile Crossing Blvd., Rochester. Defendant: Joseph Wasserman. Referee: Anthony Tirone. Sale: March 19, 9:30 a.m. Approximate lien: $229,006. MOUNT KISCO, 367 Crow Hill Road. Single-family residence; lot size: 2.0 acres. Plaintiff: Emigrant Bank Plaintiff’s attorney: Knuckles, Komosinski & Elliot, 565 Taxter Road, Suite 509, Elmsford. Defendant: Marjorie Weintraub. Referee: Michael Santangelo. Sale: March 20, 10 a.m. Approximate lien: $678,338. MOUNT VERNON, 226 S. 10th Ave. Single-family residence; lot size: .09 acres. Plaintiff: US Bank National Association. Plaintiff’s attorney: Fein, Such & Crane, 1400 Old Country Road, Westbury. Defendant: Audley Johnson. Referee: John Guttridge. Sale: March 19, 9 a.m. Approximate lien: $551, 189. NEW ROCHELLE, 95 Rhodes St. Single-family residence; lot size: .13 acres. Plaintiff: The Bank of New York Mellon. Plaintiff’s attorney: RAS Boriskin, 900 Merchants Concourse, Westbury. Defendant: Carolina Seeley. Referee: Linda Markowitz. Sale: March 15, 9:30 a.m. Approximate lien: N/A. OSSINING, 118 Dale Ave. Two-family residence; lot size: .22 acres. Plaintiff: Bayview Loan Servicing LLC. Plaintiff’s attorney: Fein, Such & Crane, 747 Chestnut Ridge Road, Chestnut Ridge. Defendant: Audley Johnson. Referee: John Guttridge. Sale: March 19, 9 a.m. Approximate lien: $551, 189. PEEKSKILL, 1327 Main St. Three-family residence; lot size: 50x128. Plaintiff: Citibank NA. Plaintiff’s attorney: Fein, Such & Crane, 747 Chestnut Ridge Road, Chestnut Ridge. Defendant: Lauro Gavilanes. Referee: Kevin Lawrence Wright. Sale: March 18, 11:30 a.m. Approximate lien: $866,666.

MARCH 11, 2019

PEEKSKILL, 641 Washington St. Single-family residence; lot size: 50x153. Plaintiff: Citimortgage Inc. Plaintiff’s attorney: David A. Gallo & Associates, 99 Powerhouse Road, Roslyn Heights. Defendant: Vivienne Stephens. Referee: Gary Rikoon. Sale: March 14, 11 a.m. Approximate lien: $430,306.

JUDGMENTS Blush Beauty Bar and Spa LLC, Poughkeepsie. $2,521 in favor of A and P Coat Apron and Linen Supply LLC, Mount Vernon. Filed March 1. Generations Auto Body Inc., New Rochelle. $1,542 in favor of Tudoost LLC, White Plains. Filed Feb. 27. GoGoRacing/Consulting LLC, New Canaan, Connecticut. $73,523 in favor of South Salem Deli LLC, North Salem. Filed Feb. 26. HSS Development Inc., White Plains. $34,200 in favor of Encryptech Group, Tenyauca, Mexico. Filed Feb. 28. RDD Associates Inc., Somers. $1,083 in favor of Wild Orchid Boutique LLC, Katonah. Filed Feb. 28. SCNY Inc., Scarsdale. $32,349 in favor of Specialized Bicycle Components Inc., Morgan Hill, California. Filed March 1. Wash Up Express Corp., New Rochelle. $15,214 in favor of HK Laundry Equipment Inc., Armonk. Filed Feb. 27.

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed. Albers, Roy, et al. Filed by Manufacturers and Traders Trust Co. Action: seeks to foreclose on a mortgage to secure $807,527 affecting property located at 11 Flanders Lane, Cortlandt Manor 10567. Filed Sept. 17. Barbery, Marleny S., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 326 Roberts Ave., Yonkers 10703. Filed Sept. 12. Castaldo, Donald, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $444,000 affecting property located at 61 Byram Lake Road, Mount Kisco 10549. Filed Sept. 17.

WCBJ

Cataldo, Regina, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $365,000 affecting property located at 190 Osmun Place, Yonkers 10701. Filed Sept. 11.

Nunez, Lorena Ramos, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $250,000 affecting property located at 9 Calmet Place, Yonkers 10704. Filed Sept. 7.

Cetnarowski, Charles E., et al. Filed by Wilmington Savings Fund Society FSB. Action: seeks to foreclose on a mortgage to secure $270,000 affecting property located at 31 Troy Lane, Yonkers 10701. Filed Sept. 11.

Pedro, Kaeren, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $444,000 affecting property located at 617 S. Sixth Ave., Mount Vernon 10550. Filed Sept. 14.

Dauer, Christopher G., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $283,000 affecting property located at 27 Stonegate Road, Ossining 10562. Filed Sept. 13.

Pena, Andres A., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $427,200 affecting property located at 797 Hartsdale Road, White Plains 10607. Filed Sept. 7.

Duff, James W., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $376,000 affecting property located at 2923 Hyatt St., Yorktown Heights 10598. Filed Sept. 11.

Perreault, Mariya, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $240,000 affecting property located at 88 Walnut Road, 1-4, Lake Peekskill 10537. Filed Sept. 7.

Figueroa, Christian A., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $333,951 affecting property located at 49 Lockwood Road, Cortlandt Manor 10567. Filed Sept. 14.

Public administrator of Westchester County, et al. Filed by James B. Nutter and Co. Action: seeks to foreclose on a mortgage to secure $765,000 affecting property located at 66 Ethelton Road, White Plains 10603. Filed Sept. 10.

Frank, Karl, et al. Filed by Julie Huston and Warren Koch. Action: seeks to foreclose on a mortgage to secure $573,750 affecting property located at 368 S. Riverside Ave., Croton-on-Hudson. Filed Sept. 7.

Salisbury, Richard, et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $350,400 affecting property located at 2890 Springhurst St., Yorktown Heights 10598. Filed Sept. 11.

Goodman, Marc S., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $3.9 million affecting property located at 12 Cowdray Park Drive, North Castle 10504. Filed Sept. 12.

Smith, Janet, et al. Filed by Litton Loan Servicing LP. Action: seeks to foreclose on a mortgage to secure $594,000 affecting property located at 2 Wagon Wheel Road, Mamaroneck. Filed Sept. 7.

Haight, Timothy M., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $249,750 affecting property located at 260-262 Tate Ave., Buchanan 10511. Filed Sept. 11.

Vassallo, Elizabeth A., et al. Filed by Specialized Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $200,000 affecting property located at 249 Henry St., Buchanan 10511. Filed Sept. 12.

Ivinski, Jeffrey H., et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $169,500 affecting property located at 152 Cleveland Drive, Croton-on-Hudson 10520. Filed Sept. 7.

Villani, Donna, et al. Filed by Wilmington Savings Fund Society FSB. Action: seeks to foreclose on a mortgage to secure $322,700 affecting property located at 11 Travis Lane, Montrose 10548. Filed Sept. 11.

Keolamphu, Gilda M., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $700,000 affecting property located at 4 Shore View Circle, Pelham Manor 10803. Filed Sept. 14.

Zapata, Giovanni, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $50,449 affecting property located at 21 Harrison Drive, Larchmont 10538. Filed Sept. 17.

Luiso, Joseph, as executor of the estate of Robert Luiso, et al. Filed by JPMC Specialty Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $420,000 affecting property located at 33 Bentay Drive, Harrison 10528. Filed Sept. 17.

Mechanic’s Liens Kenny, John, et al, as owner. $5,128 as claimed by Gianni Giambrone Landscaping Service. Property: in Yonkers. Filed March 1.

Lewiston Realty Holdings LLC, as owner. $553,691 as claimed by Hadcon Realty Inc. Property: in Greenburgh. Filed Feb. 26. White Marsh Holdings LLC, as owner. $98,406 as claimed by Perfect Wall Systems Inc., Peekskill. Property: in Greenburgh. Filed Feb. 28.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Doing Business As C.I.A. Adjusters and Investigators Inc., d.b.a. Compass Cat Adjusters, 96 Haarlem Ave., White Plains 10603. Filed June 12. Cands Salon Inc., d.b.a. The Fine Men’s Salon of Westchester, 315 Mamaroneck Ave., Mamaroneck 10543. Filed June 12. Cugnoli Corp., d.b.a. Mamma Assunta Ristorante, 20 Columbus Ave., Tuckahoe 10707. Filed June 12. F and M Equipment Ltd., d.b.a. Pine Bush Equipment, 97 Route 302, Pine Bush 12566. Filed June 12. H and C Liquors Inc., d.b.a. Elmsford Wine and Liquors, 111 E. Main St., Elmsford 10523. Filed June 12. Indoor Sports Group Inc., d.b.a. USC Gymnastics and Baseball Training Center, 632-636 S. Broadway, Yonkers 10705. Filed June 12. Kangs Nails and Spa Inc., d.b.a. Bliss Nails and Spa, 100 N. Central Ave., Hartsdale 10530. Filed June 12. MME Deli Inc., d.b.a. Frank and Joe’s Deli, 702 Central Park Ave., Scarsdale 10583. Filed June 12. Novielli Deli Corp., d.b.a. Battaglia Brothers Deli, 8 Southfield Ave., Dobbs Ferry 10522. Filed June 12. NXK Corp., d.b.a. Ride Smart, 8 E. Prospect Ave., Suite C, Mount Vernon 10550. Filed June 12. Preferred Consulting Corp., d.b.a. Salim G. Contractor, 393 Hardscrabble Road, Briarcliff Manor 10510. Filed June 12.

Sharing the Warmth Inc., d.b.a. Aura Naturale, 9 Trapping Way, Pleasantville 10570. Filed June 12. Sharing the Warmth Inc., d.b.a. Marley’s Box, 9 Trapping Way, Pleasantville 10570. Filed June 12. Simply Skilled in Second Inc., d.b.a. Laprea Publishing, 62 Dogwood Lane, Pleasantville 10570. Filed June 12.

Sole Proprietorships Franklin Loja Landscaping, 171 N. Washington St., Sleepy Hollow 10591, c/o Franklin Loja. Filed June 12. JTI Services, 13 Hillside Ave., Mount Kisco 10549, c/o Juan S. Ortiz. Filed June 12. One Stop Wellness, 11 N. Division St., Second floor, Peekskill 10566, c/o Tamica Nelson. Filed June 12. San Diego Landscaping, 73 Elmont Ave., Port Chester 10573, c/o Noel Valdovinus. Filed June 12.

PATENTS Consumer-configurable alternative advertising reception with incentives. Patent no. 10,255,622 issued to Kulvir S. Bhogal, Fort Worth, Texas; Gregory J. Boss, Saginaw, Michigan; Sheryl L. Comes, Castle Pines, Colorado; Rick A. Hamilton II, Charlottesville, Virginia; Anne R. Sand, Canon City, Colorado. Assigned to International Business Machines Corp., Armonk. Content management in caching services. Patent no. 10,255,361 issued to Michel Hack, Cortlandt Manor; Yufei Ren, Somers; Yandong Wang, Elmsford; Li Zhang, Yorktown Heights. Assigned to International Business Machines Corp., Armonk. Cooling systems for cooling electronic compenents. Patent no. 10,225,952 issued to Timothy J. Chainer, Putnam Valley; Pritish R. Parida, Fishkill. Assigned to International Business Machines Corp., Armonk. Distributed file transfer with high performance. Patent no. 10,225,321 issued to Feng Gao, Beijing, China; Peng Hui Jiang, Beijing, China; Jing Li, Beijing, China; Qin Li, Beijing, China; Guang H. Sui, Beijing, China; Bin Xu, Beijing, China; Jian Hua Zhang, Beijing, China. Assigned to International Business Machines Corp., Armonk.

Facts & Figures Distributed storage network with enhanced security monitoring. Patent no. 10,225,271 issued to Manish Motwani, Chicago, Illinois; Brian F. Ober, Lake in the Hills, Illinois; Jason K. Resch, Chicago, Illinois. Assigned to International Business Machines Corp., Armonk. High-performance key-value store using a coherent attached bus. Patent no. 10,255,344 issued to Muhammad Sohaib Aslam, Ajax, Canada; Tiia J. Salo, Cary, North Carolina; Ao Wan, Thornhill, Canada. Assigned to International Business Machines Corp., Armonk. Implementing synchronization of state information between instances of an application as well as between different applications in an efficient, scalable manner. Patent no. 10,225,341 issued to Curtiss J. Howard, Cary, North Carolina; Todd E. Kaplinger, Raleigh, North Carolina; William A. Nagy, New York. Assigned to International Business Machines Corp., Armonk. Incentivizing insertion forecast validation in intelligent insertion of secondary content in live streaming. Patent no. 10,225,595 issued to Michael F. Baryla, Cary, North Carolina; Aaron K. Baughman, Silver Spring, Maryland; Mauro Marzorati, Lutz, Florida; Ahmed M. Nassar, Katy, Texas. Assigned to International Business Machines Corp., Armonk. Managing hybrid cloud placement policies. Patent no. 10,225,207 issued to Malgorzata Steinder, Leonia, New Jersey; Merve Unuvar, New York; Asser N. Tantawi, Somers. Assigned to International Business Machines Corp., Armonk. Managing object identifiers based on user groups. Patent no. 10,255,346 issued to Al Chakra, Apex, North Carolina; Liam Harpur, Dublin, Ireland; John Rice, Waterford, Ireland. Assigned to International Business Machines Corp., Armonk. Mobility detection for edge applications in wireless communication networks. Patent no. 10,225,728 issued to Dakshi Agrawal, Monsey; Bongjun Ko, Harrington Park; Frank Le, White Plains; Robert B. Nicholson, Southsea, United Kingdom; Vasileios Pappas, New York; Dinesh Verma, New Castle. Assigned to International Business Machines Corp., Armonk. Monitoring use of a sensor of a computing device. Patent no. 10,225,267 issued to George M. Blue, Hursley, United Kingdom. Assigned to International Business Machines Corp., Armonk.

Object storage workflow optimization leveraging underlying hardware, operating system and virtualization value adds. Patent no. 10,255,343 issued to Pradipta K. Banerjee, Bangalore, India; Sasikanth Eda, Andhra Pradesh, India; Deepak R. Ghuge, Ahmednagar, India; Sandeep R. Patil, Pune, India; Sachin C. Punadikar, Pune, India. Assigned to International Business Machines Corp., Armonk. Planar photonic switch fabrics with reduced waveguide crossings. Patent no. 10,225,632 issued to Nicholas Dupuis, New York; Benjamin Lee, Ridgefield, Connecticut. Assigned to International Business Machines Corp., Armonk. Push notifications from multiple tenant servers. Patent no. 10,255,359 issued to David P. Moore, Robina, Australia; Craig A. Pearson, Varsity Lakes, Australia; Shane B. Weeden, Paradise Point, Australia. Assigned to International Business Machines Corp., Armonk. Secured event monitoring leveraging blockchain. Patent no. 10,225,273 issued to Guo Qiang Li, Beijing, China; June-Ray Lin, Taipei, Taiwan; Ronald Williams, Austin, Texas. Assigned to International Business Machines Corp., Armonk. Security enabled predictive mobile data caching. Patent no. 10,225,741 issued to Martin J. Gale, Eastleigh, United Kingdom; Erik H. Katzen, Argyle, Texas. Assigned to International Business Machines Corp., Armonk. Sharing a data-management policy with a load balancer. Patent no. 10,225,332 issued to Aayush Gupta, San Jose, California; Dean Hildebrand, Bellingham, Washington; Nagapramod S. Mandagere, San Jose, California; Shripad Jayant Nadgowda, Nagpur, India; William W. Owen, Tucson, Arizona. Assigned to International Business Machines Corp., Armonk. System, method and program product to identify a distributed denial of service attack. Patent no. 10,225,282 issued to Nicholas E. Fosdick, Frederick, Colorado. Assigned to International Business Machines Corp., Armonk.

HUDSON VALLEY BUILDING LOANS Above $1 million Eastdale Residential LLC, as owner. Lender: M&T Bank. Property: in Poughkeepsie. Amount: $21.5 million. Filed Feb. 25. Kingston NY Retail LLC, Lake Katrine, as owner. Lender: The Bank of Greene County, Catskill. Property: 625 and 631-669 Washington Ave., Ulster. Amount: $3.6 million. Filed Feb. 28.

Below $1 million Bennett, Gary O., et al, Tenafly, New Jersey, as owner. Lender: Sawyer Savings Bank, Saugerties. Property: 2 Raycliffe Drive, Woodstock 12498. Amount: $333,750. Filed Feb. 26. Canale, Kristin M., et al, as owner. Lender: Wallkill Valley Federal Savings and Loan Association. Property: in Red Hook. Amount: $515,000. Filed Feb. 25. Ladka, Peter J., Warwick, as owner. Lender: M&T Bank, Buffalo. Property: 17 Silvertail Road, Warwick 10990. Amount: $880,000. Filed March 1. Live Your Best Realty LLC, Las Vegas, Nevada. Seller: Finance of America Commercial LLC, Charlotte, North Carolina. Property: 368 Strawbridge Road, Wallkill 12589. Amount: $225,000. Filed Feb. 27. Rigaglia, Filippo, et al, as owner. Lender: TEG Federal Credit Union. Property: in Fishkill. Amount: $406,814. Filed Feb. 28. Sauro, Dominick, et al, Greenwood Lake, as owner. Lender: Walden Savings Bank, Montgomery. Property: in Warwick. Amount: $298,000. Filed March 1. SDF Capital LLC, Port Ewen, as owner. Lender: LendingHome Funding Corp., San Francisco, California. Property: 152 Hoyt St., Port Ewen 12466. Amount: $85,000. Filed Feb. 27. The Estates at Blue Mountain LLC, Queens Village, as owner. Lender: Walden Savings Bank, Montgomery. Property: in Saugerties. Amount: $298,000. Filed Feb. 22.

DEEDS Above $1 million 108 Luquer Street LLC, Middletown. Seller: 11-31 Fulton Street Middletown LLC, Ronkonkoma. Property: 21 Fulton St., Middletown 10940. Amount: $1.1 million. Filed Feb. 28. 108 Luquer Street LLC, Middletown. Seller: 9-29 Canal Street LLC, Hawthorne, New Jersey. Property: in Middletown. Amount: $3.2 million. Filed Feb. 28. 711 Route 17M LLC, Highland Mills. Seller: GP 711 Management LLC, Goshen. Property: 711 Route 17M, Monroe. Amount: $1.4 million. Filed Feb. 27. 714 Hooper Properties LLC, Bronxville. Seller: 64 Properties LLC, South Glens Falls. Property: in Kingston. Amount: $1 million. Filed Feb. 21. Chester SF LLC, Brooklyn. Seller: Blooming Grove LLC, et al, Port Jervis. Property: in Blooming Grove. Amount: $1.3 million. Filed Feb. 28. Matrix Wawayanda I LLC, Cranbury, New Jersey. Seller: Pine Lane LLC, Sacramento, California. Property: in Wawayanda. Amount: $3.3 million. Filed March 1. New York Ivy Mission Center LLC, Harriman. Seller: Gurinder Paul Saran, Harriman. Property: in Monroe. Amount: $1.1 million. Filed March 1. Nowak Plaza LLC, Middletown. Seller: LLT Associates LLC, Delray Beach, Florida. Property: 357 Route 211 East, Middletown 10940. Amount: $3.6 million. Filed Feb. 28. Simon Fox Properties I LLC, White Plains. Seller: Chestnut Management Inc., Bardonia. Property: 506-512 Main St., Beacon 12508. Amount: $2.2 million. Filed Feb. 26.

Below $1 million 112 West Pierpont LLC, Holbrook. Seller: Francis P. Gardner, Kingston. Property: in Kingston. Amount: $280,000. Filed Feb. 28. 126 Milk Street LLC, Wallkill. Seller: Gardiner Rentals LLC, New Paltz. Property: in Gardiner. Amount: $130,000. Filed Feb. 25. 13 Mangin LLC, Brooklyn. Seller: Mario Capodiferro, et al, Monroe. Property: 13 Mangin Road, Blooming Grove. Amount: $297,000. Filed Feb. 26.

15 Hooker LLC, Moonachie, New Jersey. Seller: Musa Nesheiwat, Moonachie, New Jersey. Property: in Poughkeepsie. Amount: $60,000. Filed Feb. 26.

All Media Communications Inc., Rhinebeck. Seller: Joseph V. Cassarino, Rhinebeck. Property: in Rhinebeck. Amount: $250,000. Filed Feb. 22.

158 Pike Street LLC, Middletown. Seller: New Land Holdings LLC, Goshen. Property: 59-61 North St., Middletown. Amount: $475,000. Filed Feb. 28.

Atlas Prime Properties Inc., Salt Point. Seller: Federal Home Loan Mortgage Corp. Property: 54 Ryan Road, Pine Plains 12567. Amount: $220,000. Filed Feb. 22.

2019 Castle LLC, White Plains. Seller: Deutsche Bank National Trust Co. Property: 6637 Route 82, Stanfordville 12581. Amount: $62,000. Filed Feb. 28.

Bank of America N.A. Seller: Jason Paul Sautter, Middletown. Property: 312 Aristotle Drive Maybrook 12543. Amount: $494,584. Filed Feb. 27.

2717 West Main Street LLC, Wappingers Falls. Seller: Maria N. Rabe, Highland. Property: 2717 W. Main St., Poughkeepsie. Amount: $380,000. Filed Feb. 25.

Barton Industries LLC, Poughquag. Seller: Mid-Hudson Holdings LLC, Poughquag. Property: in LaGrange. Amount: $60,000. Filed Feb. 25.

36 Country Hollow LLC, Monroe. Seller: Benjamin Rosenfeld, et al, Monroe. Property: in Woodbury. Amount: $445,000. Filed Feb. 28.

Beaverkill LLC, Brooklyn. Seller: Theresa Tomaino, et al, Franklin, Massachusetts. Property: in Catskill and Woodstock. Amount: $600,000. Filed Feb. 21.

38 Commerce LLC, Monroe. Seller: Michael Stewart, et al, Tuxedo Park. Property: 38 Commerce Drive, Harriman 10931. Amount: $570,000. Field Feb. 28.

Bethamy LLC, Monroe. Seller: Scott C. Greene, Washingtonville. Property: 36 E. Main St., Washingtonville 10992. Amount: $315,000. Filed Feb. 26.

49 Concord Realty Partners LLC, Yonkers. Seller: City of Newburgh. Property: 49 Concord St., Newburgh. Amount: $3,000. Filed Feb. 27.

Black Dirt Builders LLC, Warwick. Seller: Nicolina Giacona, et al, Staten Island. Property: 50 Waterstone Road, Greenwood Lake 10925. Amount: $85,000. Filed Feb. 28.

5 Gee Properties LLC, Otisville. Seller: Cort. C.S. LLC, Otisville. Property: 4 Main St., Otisville 10963. Amount: $210,000. Filed March 1.

Catskill Farms Inc., Eldred. Seller: Helena P. Hansen, Danbury, Connecticut. Property: in Milan. Amount: $54,000. Filed Feb. 22.

5-6 Williamsburg LLC, Monroe. Seller: East Coast Investors International LLC, Monroe. Property: 5-6 Williamsburg Drive, Newburgh 12550. Amount: $123,000. Filed March 1.

Chestnut Hill Holding Group LLC, Saugerties. Seller: Regina Cross, New York City. Property: 20 Valley St., Saugerties. Amount: $16,500. Filed Feb. 27.

71 Evan Road LLC, Rock Tavern. Seller: Bank of America N.A. Property: 71 Evan Road, Warwick 10990. Amount: $145,425. Filed March 1.

Circle Z Ranch LLC, Margaretville. Seller: Robert C. Storey Sr., et al, Arkville. Property: 110 Fairbairn Road, in Hardenburgh. Amount: $50,000. Filed Feb. 26.

96 Hartley Road LLC, Monroe. Seller: Land of America Inc., Warwick. Property: in Goshen. Amount: $580,000. Filed March 1.

Citizens Bank N.A. Seller: John C. Wirth, Poughkeepsie. Property: 5 Parker Ave., Hyde Park 12538. Amount: $200,500. Filed Feb. 28.

Abbas Property Management Inc., Lake Katrine. Seller: 60 Leggs Mills Road LLC, Weymouth, Massachusetts. Property: in Ulster. Amount: $575,000. Filed Feb. 28.

CNR Realty LLC, Newburgh. Seller: PJ Holdings LLC, Newburgh. Property: Crabapple Court and Route 32, Newburgh. Amount: $50,000. Filed Feb. 27.

Acrei LLC, New York City. Seller: Edith Holloman Anderson, Middletown. Property: 43 Beacon St., Middletown 10940. Amount: $115,000. Filed Feb. 28.

CR 2018 LLC, White Plains. Seller: U.S. Bank N.A. Property: 3 Canal St., Port Jervis 12771. Amount: $7,800. Filed Feb. 27.

WCBJ

MARCH 11, 2019

Facts & Figures Deutsche Bank National Trust Co. Seller: Barry H. Friedman, Poughkeepsie. Property: 20 Water St., Beacon 12508. Amount: $408,000. Filed Feb. 26.

Hudson Valley Injury Law Center LLC, Kingston. Seller: 303 Clinton Avenue LLC, Kingston. Property: in Kingston. Amount: $420,000. Filed Feb. 25.

N.D.G. Associates Inc., New City. Seller: Constance Culbreth, Newburgh. Property: 24 Manuche Drive, Unit 2, New Windsor 12553. Amount: $85,000. Filed Feb. 26.

TJ Tancredi Homes Inc., Poughkeepsie. Seller: Joan O. Pleat, Destin, Florida. Property: 25 Greenvale Farms Road, Poughkeepsie 12603. Amount: $175,000. Filed Feb. 22.

East Coast Investors International LLC, Monroe. Seller: Rosa Y. Rojas, Goshen. Property: 5 and 6 Williamsburg Drive, Newburgh 12550. Amount: $89,000. Filed March 1.

Hushwood LLC, Woodstock. Seller: Kay Mark Associates LP, Catskill. Property: Pine Grove St., Woodstock. Amount: $300,000. Filed Feb. 27.

N.D.G. Associates Inc., New City. Seller: Stanley Rupinski, et al, New Windsor. Property: 39-1 Wellington Drive, New Windsor 12553. Amount: $73,500. Filed Feb. 26.

U.S. Bank Trust N.A. Seller: Edward C. Bruno, Pine Bush. Property: 87 Coach Lane, Newburgh 12550. Amount: $339,760. Filed March 1.

Jess Curtis Inc., Port Jervis. Seller: Frank Steffen, et al, Port Jervis. Property: in Port Jervis. Amount: $107,609. Filed March 1.

N.D.G. Associates Inc., New Windsor. Seller: BSK Enterprise One LLC, New Windsor. Property: in New Windsor. Amount: $72,000. Filed March 1.

Everything That Is Consulting Inc., Middletown. Seller: Jean V. Perrot, Spring Mills, Pennsylvania. Property: in Mount Hope. Amount: $55,000. Filed March 1. Federal National Mortgage Association. Seller: Craig Wallace, Poughkeepsie. Property: 15 The Knolls, Warwick 10990. Amount: $205,497. Filed Feb. 26. Federal National Mortgage Association. Seller: Mark D. Stern, Goshen. Property: 487 Ridge Road, Westtown 10998. Amount: $468,423. Filed Feb. 26. Federal National Mortgage Association. Seller: Michael D. Diederich Jr., Stony Point. Property: 23 Melody Lane, Harriman 10926. Amount: $426,349. Filed Feb. 28. Flipang LLC, Boiceville. Seller: Jason Carlile, Kerhonkson. Property: in Wawarsing. Amount: $20,000. Filed Feb. 26. Flower Holdings and Properties LLC, Monroe. Seller: The Bank of New York Mellon. Property: 7 Barclay Road, New Windsor 12553. Amount: $161,700. Filed Feb. 28. From Europe To You II Inc., Saugerties. Seller: Judy Shapiro, West Hurley. Property: in Hurley. Amount: $129,000. Filed Feb. 22. G and V Real Estate Holding LLC, Saugerties. Seller: KeyBank N.A. Property: 79 Howland Ave., Kingston 12401. Amount: $95,500. Filed Feb. 27. Homesville LLC, Monsey. Seller: PennyMac Loan Services LLC, Westlake Village, California. Property: 40 Hilltop Drive, Monroe 10950. Amount: $101,250. Filed Feb. 27. Hudson Compass LLC, Staatsburg. Seller: James V. Brands, et al, Staatsburg. Property: in Clinton. Amount: $475,000. Filed Feb. 27. Hudson Valley Federal Credit Union, Poughkeepsie. Seller: Middletown Community Health Center Inc., Middletown. Property: in Port Jervis. Amount: $577,481. Filed Feb. 26.

MARCH 11, 2019

JTGT LLC, Maybrook. Seller: Ellen Jacopino, et al, Monticello. Property: 238 Walsh Ave., New Windsor 12553. Amount: $240,000. Filed Feb. 27. Julian’s Auto Body Inc., Newburgh Seller: Arthur A. Nelbach III, et al, New Windsor. Property: in Newburgh. Amount: $200,000. Filed March 1. Kingston Land Trust Inc., Kingston. Seller: Ulster County Habitat For Humanity Inc., Kingston. Property: in Kingston. Amount: $25,000. Filed Feb. 26. Live Your Best Realty LLC, Newburgh. Seller: Salvatore J. Bordone, Wallkill. Property: in Shawangunk. Amount: $200,000. Filed Feb. 27. Lola Jay Designs LLC, Pleasant Valley. Seller: Jason Elder, Poughkeepsie. Property: in Poughkeepsie. Amount: $155,000. Filed Feb. 25. Mako Homes Inc., Montgomery. Seller: MILR LLC, Walden. Property: New Prospect Road and Brimstone Hill Road, Shawangunk. Amount: $115,000. Filed Feb. 28. Mecca Investors Inc., Bayside. Seller: Joseph Zengotita, Bronx. Property: 183 Stony Clove Lane, Chichester. Amount: $249,500. Filed Feb. 21. Monte Cristo Properties LLC, Marlborough. Seller: FDD Inc., Newburgh. Property: 5271 Route 9W, Newburgh. Amount: $500,000. Filed Feb. 26. Mortgage Equity Conversion Asset Trust 2011-1. Seller: Mary Meenagh, New Windsor. Property: 35 Ellison Drive, New Windsor 12586. Amount: $210,520. Filed Feb. 27. Mountain Paradise Builder Inc., New Windsor. Seller: Secretary of Veterans Afairs, Washington, D.C. Property: 402 St. Andrews Road, Walden 12586. Amount: $152,000. Filed Feb. 26.

WCBJ

National Transfer Services LLC. Seller: Stephen J. Depasse, et al, Pleasant Valley. Property: 30 Trillium Road, Pleasant Valley 12569. Amount: $400,000. Filed Feb. 22. Nationstar Mortgage LLC. Seller: Raphael J. Basso, Poughkeepsie. Property: 40 Hillside Road, Beacon 12508. Amount: $323,500. Filed Feb. 28. NP Rail Trail Properties LLC, New Paltz. Seller: Mohammed Serdah, Highland. Property: in New Paltz. Amount: $155,000. Filed Feb. 22. NP Rail Trail Properties LLC, New Paltz. Seller: Mohammed Serdah, Highland. Property: in New Paltz. Amount: $130,000. Filed Feb. 22. Pads For The People LLC, Kingston. Seller: Ulster Savings Bank, Kingston. Property: in Kingston. Amount: $83,000. Filed Feb. 28. Pine Bush Capital LLC, Woodbourne. Seller: Castle Creek at Galleria LLC, Bloomingburg. Property: 184 Clove Road, Salisbury Mills 12577. Amount: $1145,000. Filed Feb. 27. Rochris Real Estate Corp., Fort Montgomery. Seller: Angela E. Coviello, Central Valley. Property: in Highland Mills. Amount: $285,000. Filed Feb. 27. SDF Capital LLC, Mamaroneck. Seller: Errol Vasconi, Port Ewen. Property: 152 Hoyt St., Port Ewen 12546. Amount: $75,000. Filed Feb. 27. Stone Financing LLC, Scottsdale, Arizona. Seller: Lee Kay, et al, Wappingers Falls. Property: in Wappinger. Amount: $90,000. Filed Feb. 28. Sumner Lane Partners LLC, Pawling. Seller: Lance R. Hall, et al, Pawling. Property: 3 Quaker Lake Road, Pawling 12564. Amount: $335,000. Filed Feb. 28.

U.S. Bank Trust N.A. Seller: Glen Plotsky, Port Jervis. Property: 225 Highland Ave., Middletown 10940. Amount: $149,000. Filed Feb. 27. U.S. Bank Trust N.A. Seller: Mary Zugibe Raleigh, Warwick. Property: 1034 Washington Green, New Windsor 12553. Amount: $128,429. Filed Feb. 28. U.S. Bank Trust N.A. Seller: Stephen H. Joslin, Middletown. Property: 802 Parr Meadow Drive, Newburgh 12550. Amount: $125,196. Filed Feb. 27. U.S. Bank Trust N.A. Seller: The Public Administrator of Dutchess County, Poughkeepsie. Property: 24 Lexington Ave., Poughkeepsie 12601. Amount: $250,500. Filed Feb. 28. Ulster County Habitat for Humanity Inc., Kingston. Seller: John Mullen, Saugerties. Property: in Saugerties. Amount: $50,000. Filed Feb. 28. Ulster County Resource Recovery Agency, Kingston. Seller: Route 32 Cloverleaf LLC, Armonk. Property: in Ulster. Amount: $455,000. Filed Feb. 28. Upstate North LLC, Glenford. Seller: Martha L. Fineman, Bearsville. Property: in Hurley. Amount: $350,000. Filed Feb. 25. Vanessa Properties LLC, Chester. Seller: Carrington Mortgage Services LLC, Anaheim, California. Property: 11 Lincoln Drive, Washingtonville 10992. Amount: $178,910. Filed Feb. 26. Wilmington Savings Fund Society FSB. Seller: Ralph Beisner, Poughkeepsie. Property: 2 Timberline Trail, Pawling 12564. Amount: $207,000. Filed Feb. 26. Wyldwyck LLC, New York City. Seller: Karen Z. Chance, New Haven, Connecticut. Property: in Saugerties. Amount: $550,000. Filed Feb. 22.

JUDGMENTS Bab Group II LLC, Newburgh. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 28.

Baron’s International Kitchen Inc., Kingston. $1,056 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Feb. 27.

Hospitality Innovations Inc., Middletown. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 28.

City Center Market and Deli, Newburgh. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 28.

Hudson Valley Lawn Care, Wallkill. $10,704 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 26.

Connect Direct Care Inc., Monroe. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 28.

J and M Utilities Inc., Montgomery. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 28.

D.N.W. Works, New Paltz. $842 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 26.

Jim Olsen Plumbing and Heating Inc., Newburgh. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 28.

Dealer Insight Inc., Newburgh. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 28.

JMLJ Inc., Harriman. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 28.

Direct Carrier Corp., Goshen. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 28.

Joe’s Cold Etcetera LLC, Saugerties. $2,067 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 26.

Duo Bistro Inc., Kingston. $9,260 in favor of the New York State Department of Labor, Albany. Filed Feb. 25. Eberhardt Smith LLC, Kingston. $1,056 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 26. Febex Inc., New Windsor. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 28. Fred Clinton Farrier Inc., Spring Glen. $365 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 26. Getty Contracting LLC, Monroe. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 28. Harriman Auto Spa Services Inc., Harriman. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 28. Hood Tech LLC, Pine Bush. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 28.

Kingston Grocery Inc., Kingston. $953 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 26. KMC of Orange County Inc., Highland Falls. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 28. L and J Contractor Inc., Middletown. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 28. La Chiquita, Newburgh. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 28. Lasher Funeral Home Inc., Woodstock. $1,056 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Feb. 27. Lemongrass Corp., New Paltz. $10,537 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 26. LKC Construction, Wallkill $10,392 in favor of the New York State Department of Labor, Albany. Filed Feb. 25.

Facts & Figures Loose Change Redemption Center Two Inc., Ellenville. $3,608 in favor of the New York State Department of Labor, Albany. Filed Feb. 25.

Upstate Suppliers Inc., Monroe. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 28.

Lynchs General Construction LLC, Middletown. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 28.

Wellbuilt Home Additions LLC, Monroe $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 28.

MJ Superior Inc., New Windsor. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 28.

XXL Auto Sales LLC, Walden. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 28.

Newburgh Towing International Inc., New Windsor. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 28.

LIS PENDENS

Nicholas Field Riding Club LLC, Kerhonkson. $1,006 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 26. Noahâ&#x20AC;&#x2122;s Ark Nursery School II, Saugerties. $370 in favor of the New York State Department of Labor, Albany. Filed Feb. 25. Oasis Entertainment LLC, Newburgh. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 28. Pah-Hah Inc., Bearsville. $17,573 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 26. Peja Pizza Corp., Monroe. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 28. The Cattlemanâ&#x20AC;&#x2122;s Grill Corp., Ellenville. $2,129 in favor of he New York State Department of Taxation and Finance, Albany. Filed Feb. 26. The Green Palette, Kingston. $1,056 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 26. TTC Network Services Inc., Pine Island. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 28. Two Brothers Hardscape Home Improvement Inc., Newburgh. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 28.

The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed. Aponte, Blanca, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $156,152 affecting property located at 2846 Route 32, Saugerties 12477. Filed Feb. 25. Askey, Kevin, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $168,897 affecting property located at 18 Dorothy Drive, Pine Bush 12566. Filed Feb. 27. Auchmoody, Edward, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $165,000 affecting property located at 604 N. Elting Corners Road, Highland 12528. Filed Feb. 26. Avalos, Pedro Z., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $174,677 affecting property located at 18-22 Manhattan Ave., Middletown 10940. Filed Jan. 21. Batista, Jorge H., et al. Filed by USAA Federal Savings Bank. Action: seeks to foreclose on a mortgage to secure $302,070 affecting property located at 1 Cambridge Road, Highland Mills 10930. Filed Jan. 17. Beatty, Robert A. Jr., as executor of the estate of Robert A. Beatty, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $435,000 affecting property located at 18 Dragonfly Drive, Wallkill 12589. Filed Jan. 21. Bracey, Jason A., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $203,757 affecting property located at 23 Yellow City Road, Amenia 12501. Filed Feb. 20.

Carey, Daniel J., et al. Filed by Quicken Loans Inc. Action: seeks to foreclose on a mortgage to secure $99,000 affecting property located at 15 Bethel Place, Pine Plains 12567. Filed Feb. 25. Corbett, William, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $246,312 affecting property located at 1067 Wolcott Ave., Beacon 12508. Filed Feb. 27. Cruz, Kelvin, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $93,060 affecting property located at 1185 Washington Green, Unit P-3, New Windsor 12553. Filed Jan. 17. Family Trust FBO April Lynn Mitts, et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $306,000 affecting property located at 7 Sergio Road, Monroe 10950. Filed Jan. 22. Frog Hollow Development Corp, et al. Filed by Cynthia Daubman. Action: seeks to foreclose on a mortgage to secure $300,000 affecting property located at 57 Greenhaven Road, Beekman. Filed Feb. 21.

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Gashi, Lulzim, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $265,600 affecting property located at 12 Magnolia Drive, Fishkill 12590. Filed Feb. 19. Green, Charles H. Jr., et al. Filed by NJCC-NYS Community Restoration Fund LLC. Action: seeks to foreclose on a mortgage to secure $172,977 affecting property located at 46 Schrempp Lane, Pine Bush 12566. Filed Feb. 28. Haber, John, et al. Filed by Ulster Savings Bank. Action: seeks to foreclose on a mortgage to secure $250,000 affecting property located at 20-22 Creek Side Drive, Shandaken 12480. Filed Feb. 28. Harrison, Christina L., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $304,385 affecting property located at 34 Teplitz Court, Montgomery 12549. Filed Jan. 21. Heirs and distributees of the estate of Nicholas Pappas, et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $85,500 affecting property located at 7 Little Ave., Middletown 10940. Filed Jan. 18.

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MARCH 11, 2019

CELEBRATING MORE THAN A DECADE OF RISING STARS Nominate a candidate (perhaps yourself!) who fits the description of a young (25 or over and under 40), dynamic industry leader who is part of the county’s business growth. Candidate MUST work in Fairfield County and have not previously won the competition.

June 11 • 5:30 - 7 p.m. NOMINATE: westfaironline.com/events DEADLINE: April 3 For information, contact: Tracey Vitale at tvitale@westfairinc.com. For sponsorships, contact: Marcia Pflug at mpflug@wfpromote.com or 203-733-4545. CHAMBER PARTNERS: Darien Chamber of Commerce | Fairfield Chamber of Commerce | Wilton Chamber of Commerce | Greater Norwalk Chamber of Commerce | Greater Valley Chamber of Commerce | Ridgefield Chamber of Commerce | Westport-Weston Chamber of Commerce | Greater Danbury Chamber of Commerce | Greenwich Chamber of Commerce | Bridgeport Regional Business Council

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MARCH 11, 2019

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Facts & Figures Reese, Laree, et al. Filed by Wallkill Valley Federal Savings and Loan. Action: seeks to foreclose on a mortgage to secure $412,500 affecting property located at 15 Harley Tucker Hill, Poughkeepsie 12601. Filed Feb. 25.

Hudyberdi, Mark A., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $185,086 affecting property located at 823 Tower Ridge Circle, Middletown 10941. Filed Jan. 18.

Mikhail, Nader, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $401,698 affecting property located at 18 Clearview Circle, Hopewell Junction 12533. Filed Feb. 26.

Jones, Patrick M., et al. Filed by NBKC Bank. Action: seeks to foreclose on a mortgage to secure $245,160 affecting property located at 1584 Route 211 East, Middletown 10941. Filed Jan. 16.

Miller, James M., as co-executor of the estate of Norma M. Miller, et al. Filed by Keybank N.A. Action: seeks to foreclose on a mortgage to secure $100,000 affecting property located at 23 Wilkenson Hollow Road, Pawling 12564. Filed Feb. 27.

Sanfilippo, Anthony F., et al. Filed by Amalgamated Bank. Action: seeks to foreclose on a mortgage to secure $270,000 affecting property located at 49 Acorn Ave., Middletown 10941. Filed Jan. 18.

Moran, Meghan B., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $152,876 affecting property located at 17 Creekview Court, Wappingers Falls 12590. Filed Feb. 19.

Sawyer, Ronnie J., et al. Filed by Navy Federal Credit Union. Action: seeks to foreclose on a mortgage to secure $222,500 affecting property located at 705 Driftwood Lane, New Windsor 12553. Filed Jan. 18.

Munoz, Nelly, et al. Filed by MB Financial Bank N.A. Action: seeks to foreclose on a mortgage to secure $153,225 affecting property located at 316 Homestead Ave., Maybrook 12543. Filed Jan. 22.

Smith, Sean Connery, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $356,154 affecting property located at 1 Bradley Drive, Hopewell Junction 12533. Filed Feb. 25.

Neighbors United for Justice In Housing, et al. Filed by Housing Trust Fund Corp. Action: seeks to foreclose on a mortgage to secure $300,000 affecting property located at 160 First St. and 136 Johnston St., Newburgh. Filed Jan. 22.

Speidell, Lisa M., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $170,050 affecting property located at 375 Salt Point Turnpike, Apt. 5D, Poughkeepsie 12603. Filed Feb. 20.

Kanzler, Mary Joan, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $107,000 affecting property located at 5 Heritage Drive, Unit 5B, Harriman 10926. Filed Jan. 17. Koby, Herman, et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $150,000 affecting property located at 33 Lincoln Ave., Poughkeepsie 12601. Filed Feb. 22. Lalima, John J., et al. Filed by MB Financial Bank N.A. Action: seeks to foreclose on a mortgage to secure $178,920 affecting property located at 13 Cedar Lane, Saugerties 12477. Filed Feb. 25. Lehrer, Joshua M., et al. Filed by Hudson Valley Federal Credit Union. Action: seeks to foreclose on a mortgage to secure $256,900 affecting property located at 2 Vassar View Road, Poughkeepsie 12603. Filed Feb. 26. Leiching, Kathleen F., et al. Filed by Keybank N.A. Action: seeks to foreclose on a mortgage to secure $157,000 affecting property located at 98 Latham Circle, Saugerties 12477. Filed Feb. 25. Lord, Simone, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $137,000 affecting property located at 52 Maple St., Newburgh 12550. Filed Jan. 18. Loving, Merrilou, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $252,800 affecting property located at 65 Gregory St., Johnson 10933. Filed Jan. 16. Mahachek, Joseph T. Jr., et al. Filed by Lakeview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $282,100 affecting property located at 10 Roe Circle, Monroe 10950. Filed Jan. 17. McCaffrey, James K., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $211,324 affecting property located at 25 Sheraton Drive, Poughkeepsie 12601. Filed Feb. 20.

Orange County commissioner of finance as the limited administrator of the estate of Stephen Glass, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $212,351 affecting property located at 14 Herbst Drive, Monroe 10950. Filed Jan. 22. Orisma, Jean L., et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $231,332 affecting property located at 105 Shawangunk Road, Mount Hope 10940. Filed Jan. 18. Ortiz, Heather A., et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $164,250 affecting property located at 76 Sarah Lane, Middletown 10940. Filed Jan. 16. Possenti, Suzanne, et al. Filed by Navy Federal Credit Union. Action: seeks to foreclose on a mortgage to secure $212,500 affecting property located at 3 Milano Drive, Poughkeepsie 12603. Filed Feb. 27. Raymo, James E., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $97,514 affecting property located at 370 Overlook Road, Pleasant Valley 12569. Filed Feb. 21.

Squillante, Michael D., et al. Filed by State Farm Bank F.S.B. Action: seeks to foreclose on a mortgage to secure $404,000 affecting property located at 39 Lockerman Ave., Poughkeepsie 12601. Filed Feb. 19. Stocklmeier, Eric, et al. Filed by MTGLQ Investors LP. Action: seeks to foreclose on a mortgage to secure $139,900 affecting property located at 4 Ascension Trail, Monroe 10950. Filed Jan. 18. Tenney, Lynne A., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $281,800 affecting property located at 26 Neher St., Woodstock 12498. Filed Feb. 22. The estate of Joseph Trimboli, et al. Filed by TD Bank N.A. Action: seeks to foreclose on a mortgage to secure $55,000 affecting property located at 13 Sabra Lane, Wappingers Falls 12590. Filed Feb. 28. The Lalo Group Inc., et al. Filed by CRC Enterprises Inc. Action: seeks to foreclose on a mortgage to secure $1.1 million affecting property located in New Paltz. Filed Feb. 27. Weise, Brian, et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $145,894 affecting property located at 625 Fitzsimmons Road, Milan 12571. Filed Feb. 28.

Facts & Figures

Willis, Joseph M., et al. Filed by Lakeview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $224,517 affecting property located at 51 Wileman Ave., Walden 12586. Filed Jan. 16. Wilson, Rasheena, et al. Filed by Ocwen Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $370,275 affecting property located at 15 Max Place, New Windsor 12553. Filed Jan. 16.

Mechanic’s Liens McClure, Karen Anne, as owner. $1,000 as claimed by Dutchess Overhead Doors Inc., Poughkeepsie. Property: 579 Samsonville Road, Rochester. Filed Feb. 28. Mid Valley Properties Management Inc., as owner. $10,280 as claimed by Michael Lembo, Modena. Property: 28 Emily Court, Plattekill. Filed Feb. 28. Rizzi, Robert Jr., et al, as owner. $32,025 as claimed by 360 Construction. Property: 738 Hortontown Road, Hopewell Junction. Filed Feb. 26.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Different Elementz, 87 Delaware St., Apt. 3D, Glasco 12432, c/o Robert David Gilberto Adriana. Filed Feb. 26. Enri Kyrie Black Girl Magic, 466 Broadway Way, Newburgh12550, c/o Evita Marie Robinson. Filed Jan. 17. Extreme Process Works, 88 Hidden Forest Court, Palenville 12463, c/o Jason J. Krauss. Filed Feb. 27. Firebox, 102 S. Lander St., Newburgh 12550, c/o Anthony Edwards. Filed Jan. 23. Fish the Lake Spatfishing, 29 Soons Circle, New Hampton 10953, c/o John T. Westervelt, Jr. Filed Jan. 23. Freddy G Media, 119 Rolling Meadows Road, Middletown 10940, c/o Federico Patrick Galarza. Filed Jan. 22. Galeana’s Painting, 11 Winkler Place, Chester 10918, c/o Omar Lopez Galeana. Filed Jan. 16. Helping Hands Farm, 521 Midland Lakes Road, Middletown 10941, c/o Charles R. Quitoni. Filed Jan. 17. Ing Cleaning Service, 29 Angle Drive, Chester 10918, c/o Janiqua Y. Palmer. Filed Jan. 18.

Partnerships

Jana M. Hudak, 292 Fair St., Kingston 12401, c/o Jana M. Hudak. Filed Feb. 28.

The Wiltwyck, 302 Clinton Ave., Kingston 12401, c/o Sean M. Griffin and Julie Griffin. Filed Feb. 28.

Jenna Wood, 223 Boices Lane, Kingston 12401, c/o Jenna L. Wood. Filed Feb. 28.

Tony’s Tombstones and Monuments, 564 Krumville Road, Olivebridge 12461, c/o Anthony P. Scampoli and Christopher J. Scampoli. Filed Feb. 28.

Jessica’s GF Cuisine, 103 Tuthill Road, Blooming Grove 10914, c/o Jessica A. Henderson. Filed Jan. 16.

Sole Proprietorships Act Lawn Mowing, P.O. Box 406, Rosendale 12472, c/o Thomas J. Perry. Filed Feb. 26. Architectural Specialties, 84 Clinton Street Front, Newburgh 12550, c/o Mark Andrew Ellison. Filed Jan. 18. Bubbly Bride Co., 4 Underhill Road, Apt. K, Middletown 10940, c/o Christine Moylan. Filed Jan. 22. City Wide Asphalt, 5959 Route 209, Kerhonkson 12461, c/o Richard C. Pugh. Filed Feb. 26.

L’impatience, 764 W. Saugerties Woodstock Road, Saugerties 12477, c/o Jerome M. Leclere. Filed Feb. 26. LTI CO., 165 Johnston St., Apt. 2, Newburgh 12550, c/o Lisa Ann Edwards. Filed Jan. 16.

Nocciola, 11 Florican Lane, Goshen 10924, c/o Holly Spadola. Filed Jan. 22. Ravish Bakery, 299 Wall St., Kingston 12401, c/o Lenaya Cherise Gordon. Filed Feb. 27. Royalty Dry Cleaning, 109 Wallkill Road, Walden 12586, c/o Barbara Rose Dubaldi. Filed Jan. 16. S M Kosher, 4 Van Gogh Lane Airmont 10901, c/o Saul Maleh. Filed Jan. 18. Seven Sheaves Advisory, 17 Regina Drive, Highland Mills 10930, c/o Joseph Tomaras. Filed Jan. 22. Sonbright Cleaning, 15 Clarkview Road, New Windsor 12553, c/o Rebecca Anna Gallaher. Filed Jan. 18. The Earthtime Project, 4690 Route 209, Accord 12404, c/o Michael A. Ridolfo. Filed Feb. 28. The French Connection, 72 Main St., Pine Bush, c/o Alonzo Castalonia, Jr. Filed Jan. 23. The Spot Catering and Lounge, 128 S. Robinson Ave., Unit 3, Newburgh 12550, c/o Tauji T. Gardner. Filed Jan. 22. Tiffany A. Schrepf, 200 Fair St., Kingston 12401, c/o Tiffany Angelique Schrepf. Filed Feb. 26. Towaga, 1051 Cold Brook Road, Boiceville 12412, c/o Che Theo Spiotta. Filed Feb. 26. Valado Landscaping and Construction, 1183 Bruyn Turnpike, Pine Bush 12566, c/o Carl Antony Crusco. Filed Jan. 17. Wheres Steve?, 3101 Betsy Ross Ridge, New Windsor 12553, c/o Bevin Mirielle Macutay. Filed Jan. 22. Yukon Contracting, 5 Oakcrest Drive, Goshen 10924, c/o Christopher S. Petrollese. Filed Jan. 16.

Marlboro Farms, 34 Cameron Court, Marlboro 12542, c/o Joseph A. Taddeo. Filed Feb. 27. McClure Medicinals, 332 Foordmore Road, Kerhonkson 12446, c/o Deborah M. Skogman. Filed Feb. 25. Meira, 138 Witchtree Road, Woodstock 12498, c/o Madeline Esther Bogner. Filed Feb. 26. Mel’s Parts and Services, 29 Oakland Ave., Walden 12586, c/o Melian Palmer. Filed Jan. 22.

WCBJ

MARCH 11, 2019

LEGAL NOTICES Leading Ethics LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 1/18/2019. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to BlumbergExcelsior Corporate Services, Inc., 16 Court St., 14TH Fl., Brooklyn ,NY 11241.General Purpose. #62022 Umbrella Investors LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 11/13/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 731 Main St., New Rochelle, NY 10801. General Purpose. #62023 Tribal Towels LLC. filed on 01/14/2019 in Westchester County. SSNY desig. as agent upon whom process may be served & shall mail process to registered agent, US Corp. Agents, Inc. 7014 13th Ave, Ste 202 Brooklyn, NY 11228. Principal bus. address of LLC is: 18 Richbell Road, White Plains NY, 10605. Purpose: all lawful #62024 Notice of Formation of Ninewoniv, LLC Art. Of Org. filed with SSNY on 1/24/19. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 11 Fisher Ct Apt 7E, White Plains, NY 10601. Purpose: any lawful purpose. #62025 Notice of formation of Limited Liability Company. Name: Calcagno Preservation MM LLC (ìLLCî). Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on November 15, 2018. NY office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Calcagno Preservation MM LLC, c/o The Mulford Corporation, 1511 Central Park Avenue, Yonkers, New York 10710. Purpose/character of LLC is to engage in any lawful act or activity. #62026

Notice of formation of Limited Liability Company. Name: Calcagno Preservation Partners LLC (ìLLCî). Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on November 15, 2018. NY office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Calcagno Preservation Partners LLC, c/o The Mulford Corporation, 1511 Central Park Avenue, Yonkers, New York 10710. Purpose/character of LLC is to engage in any lawful act or activity. #62027 Notice of Formation of A & M 27, LLC. Principal office Westchester County. Secretary of State of NY (SSNY) designated as agent for service of process. SSNY shall mail a copy of any process served against the LLC to 120 Hyatt Avenue, Yonkers, NY 10704. Articles of Organization of the LLC filed with the SSNY on 1/3/2019. Purpose: Any lawful act(s). #62029 Notice of Formation of 140 Winfred LLC. Principal office Westchester County. Secretary of State of NY (SSNY) designated as agent for service of process. SSNY shall mail a copy of any process served against the LLC to 17 South MacQuesten Parkway, Mt. Vernon, NY 10550. Articles of Organization of the LLC filed with the SSNY on 1/3/2019. Purpose: Any lawful act(s). #62030 Geese Be Gone LLC Art. of Org. filed with NY Secretary of State on January 3, 2019. Office located in WESTCHESTER COUNTY. Secy. Of State designated as agent upon which process may be served. Secy. Of State shall mail a copy of any process against it served upon him/ her to: 10 BRIDLESIDE LANE NORTH SALEM, NY 10560 (the LLCís primary business location). LLC may engage in any lawful act or activity for which a limited liability company may be formed. #62031 Notice of Formation of K3 Media Collective LLC Art. Of Org. filed with SSNY on 12/13/2018. Offc.Loc: Westchester Cty. SSNY desig.as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 2 Tall PInes Dr., Bedford Corners, NY 10549. Purpose: any lawful purpose. #62032

MARCH 11, 2019

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Notice of Formation of Tristate Estates LLC. Art. of Org. filed with SSNY on 1/23/19. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to the LLC, 222 Purchase St, Suite 195, Rye, NY 10580. Purpose: Any lawful purpose. #62033 Notice of Formation of KO Fire Protection Engineering Services, PLLC. Of Org. filed with SSNY on 11/5/18. Offc. Loc: Westchester Cty. SSNY desig. as agent of the PLLC upon whom process against it may be served. SSNY shall mail process to the PLLC, 79 South Highland Avenue Apt. C6 Ossining, NY 10562. Purpose: any lawful purpose. #62034 Notice of Formation of LLC: CJM INNOVATIVE MARKETING LLC , Articles Of Org. filed with SSNY on 11/8/ 2018 Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 1251 Underhill Ave, Yorktown Hts., NY 10598. Purpose: any lawful purpose. #62035 NOTICE OF FORMATION OF TALKTOME TECHLANGUAGE THERAPY PLLC. Arts of Org. filed with SSNY on 1/24/19. Office loc. Westchester County. SSNY designated as agent upon whom process may be served. SSNY shall mail a copy of any process against the PLLC: MAYA FELDMAN 7 RANDY LN PLEASANTVILLE NY 10570 The principal business address of the PLLC is: 7 RANDY LN PLEASANTVILLE NY 10570 Purpose: any lawful act or activity #62041 Four Jax LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 11/21/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to PO Box 264, Pleasantville, NY 10570. General Purpose. #62042 Notice of Formation of Hairvine Salon LLC Art. Of Org. filed with SSNY on 01/25/19. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 480 Main St, Armonk, NY, 10504. Purpose: any lawful purpose. #62043

Notice of Formation of Global Learning Unlimited, LLC. filed with SSNY on 9/16/18. Offc. Loc: 22 Leland Avenue, New Rochelle, NY 10805. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the: Global Learning Unlimited, LLC, 22 Leland Avenue, New Rochelle, NY 10805. Purpose any lawful purpose. #62044

Notice of Formation of LUMINA LIFECARE LLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 1/28/19. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: Maura Milligan Newman, 114 Bellair Drive, Dobbs Ferry, NY 10522. Purpose: any lawful act or activity. #62051

Notice of formation of Cellar & Sawdust Contracting + Design, LLC. Articles of formation filed with New York Secretary of State (SSNY) on 1/14/19. Office located in Westchester County. SSNY designated as agent upon which process may be served. SSNY shall mail a copy of process to: 25 Rosehill Ave, Tarrytown, NY 10591, the principal business location of LLC. Purpose of business is any lawful act or activity. #62045

Notice of Formation of RIMBY LLC Art. Of Org. filed with SSNY on 2/7/19. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 1 Bronxville Rd #6M, Bronxville, NY 10708. Purpose: any lawful purpose. #62052

36 Haven Ave. Realty LLC. Filed 1/25/19 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 14 Senator Levy Drive, Suffern, NY 10901 Purpose: all lawful #62046 NOTICE OF FORMATION of CSRC LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 10/15/2018. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served and shall mail process to: CSRC LLC, 109 Appleby Drive, Bedford, NY 10506, principal business address. Purpose: any lawful activity. #62047 FMBJ608 LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 1/4/2019. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 112 Forest Ave., New Rochelle, NY 10804.General Purpose. #62048 Tom Schirmacher Studio LLC. Art. of Org. filed 2/6/19. Office in Westchester Co. SSNY designated for service of process and shall mail to Reg. Agent: Thomas Law Firm, 175 Varick St, NY, NY 10014. Purpose: Any lawful activity #62049 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: SKINCARE BY KRISTEN A. EVANS LLC. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 02/15/17. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: Tony Braca, CPA, 700 Summer St, Suite 1K, Stamford, CT 06901. Purpose: any lawful business activity. #62050

Notice of Formation of FiveSixty LLC Art. Of Org. filed with SSNY on 1/9/19. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, P.O. Box 342, Yonkers, NY 10705. Purpose: any lawful purpose. #62053 Notice of Formation of La Gitana, LLC Articles of Organization were filed with SSNY on 10/31/2018. Off. Loc: Westchester Cty. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 90 State Street, STE 700 Office 40. Albany, NY 12207. Purpose: any lawful business activity. #62055 NRTL LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 2/8/2019. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 774 Post Rd., Ste. 210, Scarsdale, NY 10583. General Purpose. #62057 Seeds 4 Life LLC Filed 2/4/19 Office: Westchester Co. SSNY designated as agent for process & shall mail to: c/o Galgano & Sharp, 399 Knollwood Road, Suite 308, White Plains, NY 10603 Purpose: all lawful #62058 The Biomass Fund, LLC Filed 2/4/19 Office: Westchester Co. SSNY designated as agent for process & shall mail to: c/o Galgano & Sharp, 399 Knollwood Road, Suite 308, White Plains, NY 10603 Purpose: all lawful #62059 READERFUL LLC. Art. of Org. filed w/ SSNY 2/15/19. Office in Westchester Co. SSNY designated for service of process and shall mail to 44 Greenmeadow Rd, Pleasantville, NY 10570. Purpose: Any lawful activity #62061

Notice of Formation of 100 KIMBALL AVE LLC. Principal office Westchester County. Secretary of State of NY (SSNY) designated as agent for service of process. SSNY shall mail a copy of any process served against the LLC to 100 Kimball Avenue Yonkers, NY 10704. Articles of Organization of the LLC filed with the SSNY on February 8, 2019. Purpose: Any lawful act(s). #62062 Notice of Formation of Mia Botanica, LLC. Arts. of Org. filed with the SSNY on 02/07/2019. Office: Westchester County. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail copy of process to the LLC, 49 Ridgewood Ter. Chappaqua, NY 10514. Purpose: Any lawful purpose. #62063 Booksy Building LLC, Art. of Org. filed with NY Secy. of State on 02/08/19. Office located in Westchester Co. Secy. of State designated as agent upon which process may be served. Secy. of State shall mail a copy of any process against it served upon him/ her to: 127 Horseshoe Hill Road, Pound Ridge, NY 10576. LLC may engage in any lawful act or activity for which a limited liability company may be formed. #62064 NOTICE OF FORMATION of Westchester Food Safety LLC. Articles of Organization filed with the Secretary of State of New York (SSNY) on 1/30(2019. Location: Westchester SSNY designated as agent for service of process on LLC. SSNY shall mail a copy of process to: Frank D Madaio, 300 Hayward Ave. Apt3K Mount Vernon NY 10552 Purpose: Any lawful purpose. #62065 500 Minoel LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 10/27/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 500A Broadway, Bronx, NY 10463.General Purpose. #62066 Umar Estate St. Josephs LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 12/14/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 4 Carriage Hill Rd., West Harrison, NY 10604.General Purpose. #62067

Notice is hereby given that an on-premise license, #TBA has been applied for by Woods Tavern Bar & Grill Inc d/b/a Woods Tavern to sell beer, wine and liquor at retail in an on premises establishment. For on premises consumption under the ABC law at 400 Croton Dam Road Ossining NY 10562. #62068 AVR Properties LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 2/22/2019. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 101 Alexander Ave., Yonkers, NY 10704.General Purpose. #62069 Notice of Formation of Muirhead Law LLC Art. of Org. filed with SSNY on 2/25/19. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of any process against the LLC served upon him/ her to the LLC, 4169 Murdock Ave., Bronx, NY 10466. The principal business address of the LLC is 718 S. Columbus Ave., Mount Vernon, NY 10550. Purpose: any lawful purpose. #62071 Notice of Formation of Poweroforganix LLC. Of Org. filed with SSNY on 02/15/2019. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC,21 Leather Stocking Ln, White Plains NY 10603. Purpose: any lawful purpose. #62072 Notice is hereby given that an on-premise license, #TBA has been applied for by AV Pondfield Corp. d/b/a Gino’s Pizzeria to sell beer, wine and liquor at retail in an on premises establishment. For on premises consumption under the ABC law at 50 Pondfield Rd West Bronxville NY 10708. #62073 Notice is hereby given that an on-premise license, #TBA has been applied for by Burgerim of Westchester LLC d/b/a Burgerim to sell beer, wine and liquor at retail in an on premises establishment. For on premises consumption under the ABC law at 1137 W Boston Post Road Mamaroneck NY 10543. #62074 Quatre Filles, LLC Filed 2/14/19 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 28 Elmridge drive, Scarsdale, NY 10583 Purpose: all lawful #62075

LEGAL NOTICES In the Matter of the Application of The Board of Directors of Community Choice Health Plan of Westchester, Inc., Index No.: 08/12630 (Sup. Ct. Westchester Cty.) NOTICE OF FINAL ACCOUNTING OF ASSETS: Please take notice the Receiver in the above-referenced action intends to file a final accounting in the Sup. Ct. of Westchester Cty. on or about March 26, 2019. #62076 Notice of formation of Limited Liability Company (ìLLCî). Name: Victory Mills LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on February 28, 2019. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Victory Mills LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/ character of LLC is to engage in any lawful act or activity. #62077 Notice of formation of Limited Liability Company (ìLLCî). Name: Victory Mills Manager LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on February 28, 2019. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Victory Mills Manager LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/character of LLC is to engage in any lawful act or activity. #62078 Notice of formation of Limited Liability Company (ìLLCî). Name: Victory Mills Associates LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on February 28, 2019. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Victory Mills Associates LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/character of LLC is to engage in any lawful act or activity. #62079 PARTY REQUIRED, LLC, filed with SSNY 2/24/2019. Office located in Westchester Co. SSNY has been designated as agent upon whom process against LLC may be served. SSNY shall mail a copy of any process to: PARTY REQUIRED, LLC. 941 Mclean Ave, #507, Yonkers, NY 10704. Purpose: any lawful business activity or purpose. #62080

NOTICE OF FORMATION OF ADRESTIA, LLC. Articles of Organization were filed with the SSNY on 2/13/19. Office location is Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to 11 Cedar st. Valhalla, NY 10595. Purpose: Any lawful act or activity. #62081 Signature Virgin Hair Extension LLC Arts of Org. filed with Sec. of State of NY (SSNY)on 01/08/2019. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to LLC at 40 Memorial Highway #2M, New Rochelle, NY 10801.General Purpose. #62082 The Articles of Organization of KRISTEN N. GIZZI, ESQ., PLLC, a professional service limited liability company, (the ìCompanyî) were filed with the Secretary of State of the State of New York on August 14, 2018. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the State to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: 201 Saw Mill River Road, Yonkers NY 10701. The Company was formed to perform legal services a professional service limited liability company under the New York Limited Liability Company Act. #62083 Notice of Formation of JP AUTO SERVICE LLC, a domestic, LLC. Art. Of Org. filed with SSNY on 02/22/2019 Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 3 Stanley Avenue, Ossining NY, 10562. Purpose: Any Lawful Purpose. #62084 Notice of Formation of DePaola Development, LLC Art. Of Org. filed with SSNY on 01/25/19. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 51 Hillcrest Ave, Ardsley, NY 10502. Purpose: any lawful purpose. # 62040

SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF WESTCHESTER ---------------------------------------------------------------------------X U.S. BANK NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR THE RMAC TRUST, SERIES 2016CTT, Plaintiff,

NOTICE OF OBJECT OF ACTION AND RELIEF SOUGHT

Filed: 02/05/2018

Index No. 51571/2018

-againstTHE UNKNOWN HEIRS-AT-LAW, NEXT-OF-KIN, DISTRIBUTEES, EXECUTORS, ADMINISTRATORS, TRUSTEES, DEVISEES, LEGATEES, ASSIGNEES, LIENORS, CREDITORS, AND SUCCESSORS IN INTEREST, AND GENERALLY ALL PERSONS HAVING OR CLAIMING, UNDER, BY OR THROUGH THE DECEDENT CHARLES DAUBEK, JR. BY PURCHASE, INHERITANCE, LIEN OR OTHERWISE, ANY RIGHT TITLE OR INTEREST IN AND TO THE PREMISES DESCRIBED IN THE COMPLAINT HEREIN; EARL J. JORDAN; JOHN KOLODY; WATCHTOWER BIBLE AND TRACT SOCIETY; THE UNITED STATES OF AMERICA (SOUTHERN DISTRICT); ANDREW M. ROMANO; AMETIA L. JENNINGS; STATE OF NEW YORK; "JOHN DOE #1" through "JOHN DOE #10" inclusive the names of the ten last name Defendants being fictitious, real names unknown to the Plaintiff, the parties intended being persons or corporations having an interest in, or tenants or persons in possession of, portions of the mortgaged premises described in the Complaint, Defendants.

Plaintiff designates WESTCHESTER County as place of trial Venue is based upon County in which premises are being situate SUMMONS WITH NOTICE ACTION TO FORECLOSE A MORTGAGE

---------------------------------------------------------------------------X TO THE ABOVE NAMED DEFENDANTS: YOU ARE HEREBY SUMMONED to answer the Complaint in this action and to serve a copy of your Answer or, if the Complaint is not served with this Summons, to serve a Notice of Appearance upon the Plaintiff's attorney within twenty (20) days after the service of this Summons, exclusive of the date of service or within thirty (30) days after the service is complete if this Summons is not personally delivered to you within the State of New York. If you fail to so appear or answer, judgment will be taken against you by default for the relief demanded in the Complaint. DATED: Elmsford, New York February 5, 2018

NOTICE

YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this summons and complaint by serving a copy of the answer on the attorney for the mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property. Sending a payment to your mortgage company will not stop this foreclosure action.

THE OBJECT of the above-entitled action is to foreclose a reverse mortgage bearing date August 3, 1995 given by Charles Daubek, Jr. (deceased) to BNY Mortgage Co., Inc. to secure the sum of $228,543.00 and recorded in Liber 20843 at Page 17 in the office of the County Clerk/City Register of Westchester County on September 14, 1995 and which reverse mortgage was ultimately assigned to the Plaintiff herein as evidenced by written instrument dated July 20, 2017 and recorded with the Westchester County Clerk/City Register on July 28, 2017 in Control Number 572093001 covering the premises described as follows: 49 Heath Place, Hastings-On-Hudson, New York 10706 The relief sought in the within action is final judgment directing the sale of the premises described above to satisfy the debt secured by the mortgage described above. The Plaintiff makes no personal claim against any Defendants in this action. The foregoing summons is served upon you by publication pursuant to an order of the Honorable Joan B. Lefkowitz, J.S.C. dated and filed February 19, 2019. Help for Homeowners in Foreclosure New York State Law requires that we send you this notice about the foreclosure process. Please read it carefully. Summons and Complaint You are in danger of losing your home. If you fail to respond to the summons and complaint in this foreclosure action, you may lose your home. Please read the summons and complaint carefully. You should immediately contact an attorney or your local legal aid office to obtain advice on how to protect yourself. Sources of Information and Assistance The State encourages you to become informed about your options in foreclosure. In addition to seeking assistance from an attorney or legal aid office, there are government agencies and non-profit organizations that you may contact for information about possible options, including trying to work with your lender during this process.

To locate an entity near you, you may call the toll-free helpline maintained by the New York State Department of Financial Services at (800) 342-3736 or visit the Department’s website at http://www.dfs.ny.gov. Rights and Obligations YOU ARE NOT REQUIRED TO LEAVE YOUR HOME AT THIS TIME. You have the right to stay in your home during the foreclosure process. You are not required to leave your home unless and until your property is sold at auction pursuant to a judgment of foreclosure and sale. Regardless of whether you choose to remain in your home, YOU ARE REQUIRED TO TAKE CARE OF YOUR PROPERTY and pay property taxes in accordance with state and local law. Foreclosure Rescue Scams Be careful of people who approach you with offers to “save” your home. There are individuals who watch for notices of foreclosure actions in order to unfairly profit from a homeowner’s distress. You should be extremely careful about any such promises and any suggestions that you pay them a fee or sign over your deed. State law requires anyone offering such services for profit to enter into a contract which fully describes the services they will perform and fees they will charge, and which prohibits them from taking any money from you until they have completed all such promised services.

#62070

YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF U.S. BANK NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR THE RMAC TRUST, SERIES 2016-CTT AND FILING THE ANSWER WITH THE COURT.

Richard F. Komosinski Knuckles, Komosinski & Manfro, LLP Attorneys for Plaintiff 565 Taxter Road Suite 590 Elmsford, NY 10523 Phone: (914) 345-3020 NOTICE TO OCCUPANTS: U.S. BANK NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR THE RMAC TRUST, SERIES 2016-CTT IS FORECLOSING AGAINST THE OWNER OF THIS PREMISES. IF YOU LIVE HERE, THIS LAWSUIT MAY RESULT IN YOUR EVICTION. YOU MAY WISH TO CONTACT A LAWYER TO DISCUSS ANY RIGHTS AND POSSIBLE DEFENSES YOU MAY HAVE.

K.A.R Styless Boutique, LLC. Art. of Org. filed with the SSNY on 2/11/2019. Office: Westchester County. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail copy of process to the LLC, 98 North Evarts Avenue, Elmsford, NY 10523.Purpose: Any lawful purpose. # 62054

WCBJ

MARCH 11, 2019

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