Westchester County Business Journal 031615

2 | ART OF INFLATION March 16, 2015 | VOL. 51, No. 11

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Simone Development plans $35M redevelopment in Yonkers

BY JOHN GOLDEN jgolden@westfairinc.com

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prominent red-brick architectural relic from Yonkers’ industrial past that has fallen into partial ruin and became a many-walled gallery for graffiti artists while standing vacant for nearly two decades will be restored and expanded in a $35 million, 85,000-square-foot mixeduse redevelopment project by Simone Development Cos. The Yonkers City Council at its March 10 meeting unanimously approved the $4.25 million sale of the Boyce Thompson Institute for Plant Research property at 1086 N. Broadway to a realty acquisition arm of the Bronx-based developer, formerly headquartered in New Rochelle. The developer’s planned 20-month construction » SIMONE, page 6

An architectural rendering of the planned redevelopment of the Boyce Thompson property on North Broadway in Yonkers.

NY wins a round in payday loan fight

BY LEIF SKODNICK lskodnick@westfairinc.com

A $2.1 MILLION PENALTY AND an agreement to cease using a famous face as an endorser are the latest blows struck against the payday lending industry in New York state.

Selling Source LLC, a Nevadabased company that does business as MoneyMutual, along with celebrity endorser Montel Williams, agreed to a consent order including the $2.1 million penalty to settle charges from the New York State Department

of Financial Services. The charges alleged that Selling Source sold payday lenders sales leads for more than 800,000 New Yorkers. The lenders then made loans to those New York residents with interest rates far above those allowed by state law, according to the state agency.

The sanctions against Selling Source are the result of the first successful enforcement action against a lead-generation firm.

Lead-generation firms do not typically make payday loans directly, but instead set up websites marketing those illegal loans,

according to the Department of Financial Services. Through promises of easy access to quick cash, the lead-generation companies entice consumers to provide them with sensitive personal information such as Social Security and bank account numbers, and then sell that information to payday lenders operating unlawfully in New York and other states.

Williams, a talk show host and celebrity endorser for Selling Source, agreed to no longer extend his endorsement of Selling Source to New York

customers. In addition, Williams and Selling Source will no longer advertise specifically to New York residents.

“Using Mr. Williams’ reputation as a trusted celebrity endorser, MoneyMutual marketed loans to struggling consumers with sky-high interest rates — sometimes in excess of 1,300 percent — that trapped New Yorkers in destructive cycles of debt,” Benjamin F. Lawsky, superintendent of the Department of Financial Services, said in a press release announcing the » PAYDAY, page 6

Rockland businesswoman ascends in a rarefied art

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jgolden@westfairinc.com

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t her home office in Valley Cottage, Laurie Straus is doing wondrous things with her hands as we talk. The room smells faintly — well, a bit more than faintly — like the rubber balloons you blew up as a kid, then watched them shrivel into premature old age or jumped when they popped.

Her office is equipped with precisely calibrated, dual-nozzle air compression machines — business investments at $14,00 to $15,00 each — but Laurie Straus is using a simple hand pump to demonstrate her art — a rare, ephemeral art from which she has built a business, Confetti Party Decorating (her website is ConfettiPartyDecor.com). Her design-and-build business and the industry accolades for her work are, well, ballooning.

She briskly pumps life into latex of various lengths as we watch. Leaning into her work with an orchestra conductor’s intensity and facial tics, she ties and twists and presses and slides and — encore! — a six-petaled flower on a long green stem emerges.

Then a black-tipped yellow balloon becomes the head of a bumble bee. Deftly she ties on a pair of bowed gossamer wings. With a tweak or two, the latex creation could serve too as a mosquito. That’s the easy stuff for Laurie Straus.

“I don’t think there’s a day that goes by that I don’t touch a balloon,” she says. “I like all aspects of it.”

She describes herself as both a graphic designer and a balloon artist. She worked at Manhattan advertising and design firms and Adweek magazine before moving to Rockland County 25 years ago. “That commute was just a bugger,” says Straus, who can inflate and twist balloons and make of them just about any bug a customer wants.

Or an octopus with floating airborne limbs, like the one she did with an all-balloon yellow submarine for a client’s party at South Street Seaport.

For a time the graphic designer in suburbia worked closer to home at Lillian Vernon in Westchester County. After the birth of her second child, “I decided I wanted to be a stay-at-home mom,” she says. She started her own business, Elless Design Inc., carving out a niche with nonprofits in Rockland County that “couldn’t afford the big agencies,” she says.

That led her into designing centerpieces for friends’ parties. For her oldest son’s bar mitzvah, she created a centerpiece and paid a woman to add balloons to the composition. The balloons stole the show.

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Balloon artist Laurie Straus at her home office in Valley Cottage. Photo by John Golden

“I said, wow! It was so cool to walk into the room – how it transformed the room,” she says. Another professional balloon artist — there are not many of them, though they’re found worldwide — was about to be born.

A woman in Chestnut Ridge offered to sell her balloon business to the graphic designer in Valley Cottage. Doing research at balloonhq.com, a professional and educational resource site for the artist subculture and “really amazing community of people” she now inhabits, Straus declined the sale offer because “I couldn’t invest that much money until I realized just what this is.”

So she traveled to New Jersey for her first “balloon jam” — a gathering of artists sharing not guitar riffs or newly penned poems, but their new, twisted creations with latex balloons.

“I couldn’t believe what I was seeing at that jam,” she says. “I brought with me a bag of balloons and a hand pump and just kind of sat there with my mouth open. These balloon artists will push their balloons and figure out different ways to use them – really innovative how they figure out how they can use the balloons” in the service of their art.

“Each area of the country, they all have their own little twister jams,” she says.

“Someone showed me how to make a six-petal flower and they showed me how to make a basket — not that I could come home and replicate it.” With much practice, she became proficient.

The “twisters” she met at jams – there are “twisters” and there are “stackers” or “decorators” in the segmented world of balloon art, and “the two don’t mingle much,” says Straus — advised her to visit Balloon Manor in Rochester. It’s an annual art installation organized by a Buffalo couple whose company, Airigami, is dedicated to “the fine art of folding air in latex containers,” according to their website.

In late February, she joined about 75 fellow artists in building “Under the Sea,” » BALLOON ART, page 14

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Hudson Valley unemployment rates rise in January

BY JOHN GOLDEN jgolden@westfairinc.com

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espite strong job gains in the region’s construction industry through stormy winter weather and continued hiring by educational and health services employers, private-sector job growth in the Hudson Valley in January trailed both the state and national rates for job growth from a year ago.

Private-sector employers in the sevencounty region added 10,400 jobs in January from a year earlier, a 1.4 percent increase, the state Department of Labor reported.

The statewide private-sector job count rose 2 percent for the same period, while the national job count in January rose 2.8 percent.

In the metropolitan Orange-RocklandWestchester labor market area, jobs in the private sector increased 1.5 percent in January over the 12-month period.

Across the Hudson Valley region, unemployment rates rose in January from December, though unemployment claims remained lower at the start of this year than in January last year, according to the Labor Department. There were 60,000 unemployed workers filing benefit claims in the region in

January, up from 50,200 in December and down from 68,300 in January 2014.

Putnam County’s 5 percent January unemployment rate was the lowest in the region and the second lowest in the state, tied with Nassau County. Upstate Tompkins County, at 4.8 percent, was the only county in the state where unemployment fell below 5 percent last month.

Westchester and Rockland counties both had 5.3 percent unemployment rates in January, up from 4.5 percent in the neighboring cross-river counties in December.

The two counties had the seventh lowest unemployment rates in the state.

Dutchess County saw its unemployment rate rise to 5.5 percent at the start of 2015 from 4.6 percent in December, while unemployment in Orange County rose to 5.6 percent of the workforce in January after dropping to 4.7 percent in December. Rural Ulster and Sullivan counties had unemployment rates of 6 percent and 7.3 percent, respectively in January.

Johny Nelson, regional labor market analyst at the state Labor Department in White Plains, said the construction industry — which also includes natural resources and mining companies — netted 2,700 additional jobs in January from a year ago “despite

inclement weather conditions.” Nelson said the 6.7 percent increase was the largest-yearto-year gain in that private-sector category for any January since 2007.

Education and health services employers remained the region’s leading job generators in January, Nelson noted, adding 5,300 jobs compared with January last year, a 2.8 percent increase. However, that sector overall had 5,000 fewer jobs in January than in December, a 2.5 percent decrease, the Labor Department reported. Except for some services businesses, private-sector and government employers in the Hudson Valley employed substantially fewer workers in January than in the closing month of 2014, with a net loss of 31,000 jobs in total nonfarm employment, a 3.4 percent decline.

The region’s leisure and hospitality industry shed 1,200 jobs in January from January 2014, and lost 6,100 jobs from the previous holiday-season month of December, a 7.5 percent decrease, according to the Labor Department.

Information jobs in the private sector in January dropped 4.7 percent from the same month in 2014, with 800 fewer jobs.

The region’s manufacturing industry also shed 800 jobs in the first month of this year compared with a year ago.

Cuomo expands Vargas’ role in regional affairs

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imee J. Vargas, who previously oversaw regional economic development affairs in the Hudson Valley for Gov. Andrew M. Cuomo’s administration, has been appointed as director of downstate intergovernmental affairs.

In addition to overseeing the Hudson Valley, Vargas also will have New York City and Long Island in her purview, according to a statement announcing the appointment.

Vargas was previously mid-Hudson regional director of Empire State Development and executive director of the Mid-Hudson Regional Economic Development Council.

Meghan Taylor was named as Vargas’ successor in those roles in February.

Vargas also will continue to serve on the governor’s Tappan Zee Bridge community outreach team.

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Biotech-nonprofit relationship yields exhibit on ‘evolution of beauty’

BY COLLEEN WILSON cwilson@westfairinc.com

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he collaboration among a biopharmaceutical company, nonprofit research organization and a community of people who have disabilities goes back 20 years.

A product of that alliance came to fruition last week, when The Raw Beauty Project NYC photography exhibit opened to the public at Ardsley-based Acorda Therapeutics Inc. after spending the last six months at the American Contemporary Art Galleries in New York City.

In a spacious room filled with natural sunlight at Acorda is a gallery of hanging photos of women displayed in their individual element. Sailing a boat, playing sled hockey on ice, singing on the Brooklyn Bridge and lounging on a couch prominently displaying a tattoo are some of the poses of the models, most of whom have spinal cord injuries.

The project is a partnership between the Christopher & Dana Reeve Foundation, which helps fund research and grants for people living with paralysis, and mobileWOMEN.org, an online magazine and resource for women in wheelchairs.

Wendy Crawford, the founder and editor of mobileWOMEN, was one of six original committee members who formulated the

Raw Beauty idea in 2008 when the first photo shoot took place.

“And then it just kind of sat dormant because we were all so busy in our own lives,” she said. And then the idea surfaced again. “I was able to connect with the photographers that I worked with, and New York just seemed like a perfect place.”

At 19, Crawford was an aspiring model from Canada when she was in a car that got hit by a drunken driver, leaving her a quadriplegic.

Since then, Crawford, now 50, has been a spokeswoman against drunken driving, served on and co-founded nonprofit organizations and committees, and with this project become a model for women who represent what she called “an evolution of beauty.” In fact, it was through her public outreach that she met Ron Cohen, founder, president and CEO of Acorda, about 15 years ago.

“They (Acorda) asked me to come and speak to their scientific board, so the scientists know who they’re working for,” Crawford said. “I just thought that was an amazing thing, and I got to know everyone.”

Acorda has been developing therapies and pharmaceutical products for people whose lives have been affected by neurological disorders, multiple sclerosis, Parkinson’s disease, spinal cord injuries and other health

Photos on display in the Raw Beauty Project NYC exhibit at Acorda Therapeutics. Photo by Colleen Wilson

issues since 1995.

“Your mission,” Cohen said about his organization, “is not just putting jobs on the market,” but also finding “other ways that we as a company can be useful.”

Cohen recalled that he “walked in forcefully” to the American Paralysis Association office in 1994, now known as the Christopher & Dana Reeve Foundation, to pitch the idea for what would become Acorda.

Susan Howley, executive vice president

of research at the Reeve Foundation, said Cohen “barged” in on that day, but that she was excited he did. And at the exhibit opening last week, Howley said the Reeve FoundationAcorda connection continues to be a valuable relationship.

“I think that the nonprofit-biotech triangulate that we’re working on is going to be worth it,” she said.

And for the next month, the general public can see the fruits of that partnership.

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Algonquin pipeline projects move along in approval processes

BY COLLEEN WILSON cwilson@westfairinc.com

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ver the last three weeks, Spectra Energy Partners LP has moved forward in the federal processes for two different projects on the Algonquin Gas Transmission line.

Spectra intends to modify its natural gas pipeline in four states, including New York and Connecticut. It plans to replace sections of the pipeline with larger diameter pipes, replace meter stations used to monitor the gas, add compressors to help transport gas along the route and make changes to various meter stations.

On March 3, roughly one year after applying for a certificate to proceed in construction, the Algonquin Incremental Market Project was given the go-ahead by the Federal Energy Regulatory Commission for the $971.6 million project.

The 66-page document approved about 37.4 miles of pipeline modification.

The biggest chunk will replace 20.1 miles of 26-inch-diameter pipeline with 42-inchdiameter pipeline in Putnam, Rockland and

Westchester counties and Fairfield County in Connecticut.

In addition, Spectra will add compressor units at six stations in New York, Connecticut and Rhode Island, including modifying station piping at the Stony Point Compressor Station in Rockland County and at the Southeast Compressor Station in Putnam County.

Connecticut will also add new meter stations and replace one in New London County.

A few weeks earlier, on Feb. 20, FERC approved a pre-filing review of Spectra’s Atlantic Bridge Project, which looks to make similar improvements and expansions on the AIM Project, but along different sections of the Algonquin transmission pipeline.

This project is aimed at modifying the pipeline along roughly 36.2 miles total, constructing one new compressor station, adding two compressor units and making improvements to some existing meter stations.

As the Atlantic Bridge Project gets closer to filing its certificate application, which Spectra hopes to do by the end of the year, there will be multiple open houses in March to provide information and gather input from the community.

FERC in its approval of the AIM Project

by FERC rejected all concerns raised by environmental and residential groups who feared that its construction could prove hazardous.

One major environmental issue concerned the potential for earthquakes in the Ramapo Fault near where the pipeline would cross the Hudson River near the Indian Point Energy Center. According to FERC, “the recorded magnitude of earthquakes in the project area is low and the ground vibration will not pose a problem for a modern welded-steel pipeline. Based on the low seismic risk and occurrence assigned to the project area, we agree with the conclusions in the final EIS (environmental impact statement) and find the risk of damage to pipeline facilities by earthquakes to be low.”

In addition, the Nuclear Regulatory Commission “concluded that a breach and explosion of the proposed 42-inch-diameter natural gas pipeline would not adversely impact the safe operation of the Indian Point facility. Therefore, the final EIS concludes that the project will not result in increased safety impacts at the Indian Point facility.”

At the nearby Buchanan-Verplanck Elementary School, residents and parents of schoolchildren were concerned of the pipeline’s location near the school.

“The project’s right-of-way and construction workspace will be about 450 feet from the school facility at the closest point,” according to the FERC document. Citing the utility’s plans to avoid blasting and instead use open-cut construction near the school, FERC stated the impacts to the school would be “sufficiently minimized.”

U.S. Rep. Nita M. Lowey, D-Harrison, the ranking member on the House Appropriations Committee, said she was disappointed with the decision.

“This decision was made without independent risk analyses, consideration of existing energy sources and transportation routes and a comprehensive review of the project’s environmental impact on the lower Hudson Valley. We must prioritize the health and safety of our communities and environment,” she said in a statement.

Staff writer Bob Rozycki contributed to this report.

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Simone — From page 1

project will restore the original character of the 52,000-square-foot, Georgian Revival building on the six-acre property that adjoins the South Westchester Executive Park.

A spokesman for Simone said the building’s upper floor will be leased for business and medical uses with the front and rear grade levels housing medical offices, retail stores, banks and restaurants.

Simone plans to add a two-story, 18,000-square-foot building to the south end of the 1930-era building. A glass greenhouse structure, evoking the rows of shattered greenhouses that will be razed on the site, will connect the addition to the main building and house an information gallery honoring the Boyce Thompson legacy.

The developer also plans to add a twolevel, 15,000-square-foot freestanding building of glass and aluminum construction at the corner of Executive Drive and Executive Boulevard on the north end of the property for additional office, medical

and retail tenants.

The sprawling complex for many years housed a nonprofit horticultural research center built by William Boyce Thompson, an international financier whose former country estate, Alder Manor, stands across North Broadway from the plant site. The philanthropic financier’s 35,000-squarefoot Italian Renaissance Revival mansion is being restored by Manhattan developer Lela Goren, founder and president of The Goren Group LLC, who last May paid $5.5 million for the nearly 6-acre property listed on the National Register of Historic Places.

Boyce Thompson created the plant research institute to help assure an adequate food supply for America’s anticipated population boom, according to a history of the property on Rob Yasinsac’s “Hudson Valley Ruins” website. The developer’s spokesman said the research center moved to Cornell University in the 1970s.

Simone’s redevelopment project would end several years of failed efforts by Yonkers city officials to sell the property to a private developer for preservation and

commercial use.

The City Council in 2007 approved a sale contract for the property with Eastchester developer Ted Weinberg after the city issued a request for proposals for the site the previous year. The project stalled in part over disagreements about preserving the existing structure. In 2012, the city’s newly elected Mayor Mike Spano and the Yonkers Industrial Development Agency sought to revive Weinberg’s proposed $21.4 million project with a financial incentives package. But city officials later that year issued a new RFP for the Boyce Thompson project, claiming Weinberg failed to fulfill terms of his purchase contract.

The city received several responses from interested developers and selected Simone Development, which last summer signed a letter of intent for the redevelopment.

Joseph Simone, president of Simone Development Cos., in a statement said his company is “very excited by the changing business character in Yonkers with merging technology and biotech compa-

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From page 1

settlement. “The company made special efforts to target the more than 55 percent of their customers who were ‘repeat clients’ — including so-called ‘gold’ customers who took out a new loan to pay off a previous loan.”

Payday loans are short-term, small-value loans that are typically structured as an advance on a consumer’s next paycheck but frequently have extremely high interest rates that can trap consumers in an increasing cycle of debt.

The settlement with Selling Source is part of a continuing investigation by Lawsky’s department into illegal payday lending in New York that began in 2013. Since the investigation began, the Department of Financial Services has gotten Visa and MasterCard to take steps to stop payday lenders from using debit card networks, gotten five banks — Bank of America, Citibank, JPMorgan Chase, M&T Bank and Valley National Bank — to use a database created by the department to curtail payday lending, and warned debt collectors that loans with interest rates above the statutory maximums are void and unenforceable, and that collecting on such loans is therefore illegal.

Connecticut’s Department of Banking has taken similar steps to protect its residents from payday lending. In 2014, the

nies bringing new ideas and people to the city. It is our desire to make the Boyce Thompson Center a place which attracts a diversity of new and traditional businesses working together to further economic growth in the city.”

The Boyce Thompson site is near St. John’s Riverside Hospital’s Andrus Pavilion on North Broadway, which Simone said makes the developer’s planned center an excellent location for physician practices and ambulatory outpatient services.

Spano in a statement said the redevelopment of the Boyce Thompson building, “which has long stood as an eyesore in the heart of Yonkers’ corporate center, will bring new jobs and revenues to our city and help solidify Yonkers’ place as Westchester’s retail and business destination.”

A longtime owner and manager of commercial office and retail properties in Yonkers and Westchester County, Simone Development also recently bought 1034 N. Broadway, a two-story building with 11 retail and business tenants near the Boyce Thompson property and St. John’s Riverside Hospital.

Banking Department settled with CashCall Inc., Western Sky Financial LLC and Martin Webb, the owner of Western Sky Financial, for violating Connecticut law pertaining to small-loan lenders after an investigation determined that CashCall had made more than 3,800 illegal loans to Connecticut residents, netting more than $5 million in excess interest. The lenders were forced to pay a $350,000 fine and also paid more than $3.7 million in restitution to the borrowers.

In January, the Connecticut Department of Banking ordered $1.5 million in fines be levied against the head of an Oklahomabased Native American tribe and its two payday lending companies.

John Shotton, the chairman of the OtoeMissouria tribe, and Great Plains Lending LLC were each fined $700,000, and Clear Creek Lending was fined $100,000 for violations of the state’s laws governing unsecured consumer loans.

In New York state, Lawsky indicated that his department will continue investigating payday lenders, including Selling Source.

“London Bay Capital LLC is a private equity company that acquired Selling Source in late 2007,” the Department of Financial Service’s press release stated. “(The) agreement does not release London Bay from liability for the conduct uncovered during DFS investigation, which remains ongoing.”

BY DANIELLE M. CYR

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Turn your blog into a lead-generation hub

early one-third of business-to-business companies have a blog in their marketing toolkit. Blogs are a great avenue for making a website more contentrich, showcasing thought leadership and providing commentary on timely industry topics and trends. Blogging is also a great way to generate qualified leads and tie marketing more closely to one’s sales cycle.

Converting your business’ blog into a lead-generation hub doesn’t happen overnight. It requires a carefully planned content strategy, a keen understanding of your sales cycle and a commitment to consistently producing high-quality content that will resonate with Web-surfing target audiences and inspire action. For companies willing to make the commitment however, it can significantly increase return on investment from marketing.

Getting started

Whether you’re new to blogging or looking to revamp an existing business blog, auditing existing marketing, sales and other thought leadership assets is a great place to start. Auditing existing assets will help to generate topics for future blog posts and aggregate content that can be repurposed to help ease the content creation burden.

With the intelligence from your audit in tow, it’s time to talk to the sales team.

Remember, integration between marketing and sales is key to building an effective leadgeneration blog, so you’ll want to gather firsthand insights from the folks who interface with current and prospective clients day in and day out.

Ask for common questions they field during the sales cycle, barriers to purchase and who among your competitors tends to win bids over your company. You’ll also want to do some online research to see whose websites and blogs are popping up as top results for key search terms. All of these insights can help to hone your content strategy and identify opportunities for your business to stand out from the crowd.

Driving action

With a content plan in place, it’s time to determine how to drive meaningful action via your business’ blog. For example, do you want people to ask questions, leave comments, download a complementary whitepaper or contact the company after consuming your content? While we’d all like a direct sales inquiry after consuming one piece of content, that isn’t entirely realistic.

In most instances, you’ll need to move readers through the whole sales funnel, guiding them from awareness to consideration and

consideration to action. Keep this top-ofmind as you work to build the content that supports and enhances your blog.

As you add these additional content mediums into the mix, you’ll want to make sure the user experience remains a positive one — that data capture forms are easy to fill out (while still giving your marketing and sales teams the preliminary data they need), that paths to content are as direct as possible (nobody wants to click three, four or five times to get to their ultimate destination) and that everything you pen, illustrate or animate is audience-centric. Using blogs to generate leads isn’t about a hard sell — it’s about educating target audiences and building trust so that when the time does come to buy, your company is top-of-mind.

Staying on the radar

Beyond consistently publishing relevant, high-quality content, you’ll want to be sure that any data capture forms linked to your blog — be they to download a whitepaper, schedule a consultation, etc. — are tied to an email lead-nurturing campaign that can help move prospects down the aforementioned sales funnel. When crafting these emails, focus on providing added value. You want people to open, read and benefit from the emails, so be sure everything from your headline to your closing line are on point and aligned with the target audiences’ wants and needs (also known as their buyer persona).

Growing readership

Great content alone isn’t enough to make your blog a high-performing lead generator. You’ll need to identify ways to drive the right readers to your content. This mix may include a search engine marketing program, social media marketing and email marketing, among other tactics. The key is to employ a diverse range of communication channels that will reach the right audiences. Securing guest blogging opportunities on strategic partners’ blogs and through industry trade association and publication blogs can also help boost readership.

As you work to cement your business’ blog as a lead-generation hub, keep your eye on the competition and your antennae up for timely opportunities to develop new content. Your blog is a real-time marketing tool and with the right content and a keen understanding of the company sales cycle, it can consistently generate ROI. Danielle M. Cyr is vice president of integrated marketing for Co-Communications, a marketing and public relations agency with of�ices in Mount Kisco, Manhattan and Farmington, Conn. She can be reached at danielle@cocommunications.com.

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Hawthorne direct marketer pays $8M in customer deception case

BY JOHN GOLDEN jgolden@westfairinc.com

A

direct marketing company in Hawthorne whose television-infomercial products include the popular Snuggie blanket will pay $8 million in consumer refunds and state penalties to settle charges that the company engaged in deceptive advertising and ordering practices.

The settlement with Allstar Marketing Group LLC was announced March 5 by New York Attorney General Eric T. Schneiderman, who said it is part of a wider investigation into the direct marketing industry by his office’s consumer frauds bureau. The attorney general’s office worked to reach the agreement with Allstar in concert with the U.S. Federal Trade Commission, which has entered into a separate consent order with

the 16-year-old Westchester company.

The consumer frauds bureau began its probe into the direct marketing industry after receiving numerous complaints from consumers, including hundreds forwarded to the attorney general’s office by the Better Business Bureau.

The attorney general’s investigators alleged that Allstar Marketing ran misleading infomercials on television that featured attractively priced offers for products to lure consumers to place orders either online or over the phone and then used deceptive and confusing ordering processes that left consumers with excessive and unauthorized fees and charges.

The attorney general’s office cited the direct marketer’s “buy one, get one” offers as an example of its deceptive practices.

Consumers who ordered two of an advertised product were not adequately informed

they would be charged two separate processing and handling fees, which in some cases nearly doubled the cost of the offer, according to investigators.

Investigators claimed Allstar subjected online buyers to a confusing ordering process that typically included numerous upsell offers for products that in many cases were inadvertently added by consumers to their orders, resulting in significantly higher charges and products they did not intend to order.

One consumer who responded to Allstar’s “buy one, get one” offer for the Perfect Brownie Pan, advertised at $19.95, was charged a total of $105 and received six of the pans, having unwittingly tripled his telephone order, according to investigators.

The consumer frauds bureau also found that Allstar also typically offered priority processing to buyers for a fee of about $6 or

$7 but used the same shipping methods for consumers who paid no extra fee.

The agreement requires Allstar to stop using allegedly deceptive and misleading advertising and ordering processes for its various products, which also include the Perfect Brownie Pan, Eggies and the Magic Mesh screen.

Allstar agreed to pay $7.5 million for restitution to consumers, which will be distributed by the Federal Trade Commission.

The direct marketer also must also pay $500,000 in penalties, costs and fees to the state attorney general’s office.

Schneiderman when announcing the settlement said it “brings much needed reforms to a major firm in the direct marketing industry. Those who use small print and hidden fees to inflate charges to unwitting consumers must be held accountable.”

Beverage company to buy competitor

T

he Stamford, Conn.-based manufacturer of the Juicy Juice brand of juice drinks has reached a deal to purchase a Rye Brook-headquartered beverage company.

Brynwood Partners VII LP announced on March 9 that its majority-owned portfolio company, Harvest Hill Beverage Co., has signed a definitive purchase agreement to acquire American Beverage Corp. from the Dutch food conglomerate Wessanen for approximately $55 million. Harvest Hill was founded in 2014 to purchase the Juicy Juice brand from Nestle USA Inc. American Beverage Co. is the manufacturer of the Little Hug Fruit Barrels line of juice drinks.

“The Little Hug brand provides Harvest Hill with an entry into the sizable juice drink category,” said Henk Hartong, chairman and CEO of Brynwood Partners and chairman of Harvest Hill, in a statement. “The addition of Little Hug to our retail juice portfolio enables Harvest Hill to participate in all segments of the juice aisle, strengthening our position with our retail partners.”

Founded in 1960, American Beverage Corp. is a manufacturer and marketer of fruit drinks, ready-to-drink alcoholic drinks and nonalcoholic cocktail mixers. The company, which has approximately 337 employees, manufactures its products in a company-owned facility in Verona, Pa., and a leased facility in Phoenix.

Brynwood Partners VII LP is a private equity fund operated by Brynwood Partners, a Greenwich, Conn.-based private equity firm that makes control investments in North American-based lower middle-market companies in the consumer sector.

— Leif Skodnick

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March 16, 2015

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March 16, 2015

9

ASK ANDI

BY ANDI GRAY

Create a culture of safety in the workplace Lately we’ve been dealing with a lot of careless injuries. People on the job site and in our office are getting hurt, and I think a lot of it is unnecessary. I care a lot about my workforce and I want my company to be known for being a leader in safety. How do I create a safer place to work?

THOUGHTS OF THE DAY: Put the company on a mission. Slow down the pace. Research the industry. Implement training programs.

Make sure everyone understands the priorities.

It starts with you, at the top, recognizing that safety has costs. When people get hurt, their families get hurt. Co-workers have to work harder to cover for the injured person.

Bills mount up to treat and heal the injury.

That’s just on the surface.

When a company is missing an essential worker, orders may fall behind, creating more stress and more temptation to rush or take shortcuts, leading to more incidents.

Company reputation may be harmed, making it harder to attract and retain safetyminded personnel and top-notch customers. Fines and inspections may eat away at productivity and profits. All summed up, it’s much better to build a culture of safety.

Start by slowing down the pace of activity. Selling more can lead to more rushing, slip-ups, missteps, injuries, stress and poor judgments. Address gaps in sales versus delivery schedules by looking carefully at what’s realistic in the short and long term.

Consider outsourcing production until you can get things under control.

Treat safety by making it visible and giving it priority. Have zero tolerance for taking shortcuts. When there’s an incident, require that it be documented and discussed at staff

meetings. Follow incidents all the way up the chain of command. Keep records for reviews, rewarding safety and penalizing dangerous behavior.

Make a list of all possible safety issues that could hit your company. It’s more than just dealing with a job site injury. Include illness, accidents inside and outside the building, security and interpersonal conflict.

Get everyone to take responsibility for making your business a safer place to work.

Ask each employee to own one safety issue.

Assign overseers that people can go to if they need to report something untoward. Offer confidentiality and freedom from retribution for whistleblowers.

Find out who in your industry is doing an excellent job at safety. Refer to trade organizations for help. Identify benchmark companies and experts in your field.

Look for training programs to teach your people how to do their jobs properly. Ensure

safety equipment is available, in good repair and in use all the time. Make sure people can afford to stay home when they’re sick.

If people want to find a better way to do something, have them do the research.

Document the new practices. Set aside time for training. Make sure people know how to perform safely before putting new methods into general use.

Build a list of safety training resources. The Occupational Safety and Health Administration provides a wealth of information. Many associations offer industryspecific courses. Insurance brokerage firms have a vested interest in helping their clients build safe work environments. Private companies offer a variety of services, from workplace assessments to assistance building safety manuals and train-the-trainer programs, right on down to on-site training – just be sure to check references.

Make it mandatory that every employee participates in safety training. Show employees and vendors the role safety plays in the company’s priorities. Help people make the right decisions in their day-to-day work environment by giving them practice in the classroom.

Set aside work time for people to talk about ways to be safe. Educate people on the consequences for the business if safety becomes a problem. Make it clear that a safe work environment comes from every watching everyone’s back, all the time.

Looking for a good book? Try “Steps to Safety Culture Excellence” by Terry L. Mathis and Shawn M. Galloway.

Andi Gray is president of Strate�y Leaders Inc., strate�yleaders.com, a business-consulting �irm that specializes in helping entrepreneurial �irms grow. She can be reached by phone at 877-238-3535. Do you have a question for Andi?

Send it via email to AskAndi@strate�yleaders.

Visit AskAndi.com for an entire library of Ask Andi articles.

10

March 16, 2015

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Table magazine, started March 9 and runs until March 22. Dinners cost $29.95 and lunches cost $20.95.

Janet Crawshaw, Restaurant Week founder and the magazine’s publisher, said the event has grown over the years and has a positive impact on the area’s economy.

“Our mission is to support the Hudson Valley region, which has become an epicenter of the farm-to-table concept and is at the forefront of the craft food and beverage movement,” Crawshaw said in a statement. “In 2014 alone, $20 million in sales revenue was generated during Restaurant Week events — that’s a major boost for local businesses, farmers, producers and purveyors.”

Westchester County Executive Robert P. Astorino marked the start of the program March 9 at Harvest on Hudson, a restaurant in Hastings-on-Hudson. Astorino helped the restaurant’s executive chef, David Amorelli, prepare locally sourced pear and blue cheese pizza.

“This two-week-long celebration, where the concept of farm-to-table dining is showcased, has become a signature event in Westchester that many people look forward

INBRIEF HUDSON VALLEY RESTAURANT WEEK BEGINS

Westchester County Executive Robert P. Astorino prepares pear and blue cheese pizza with David Amorelli, Harvest on Hudson executive chef.

More than 100 restaurants are participating in Hudson Valley Restaurant Week this month, which offers diners three-course, prix fixe meals.

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March 16, 2015

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to,” Astorino said in a statement.

A complete list of participating restaurants is available at HudsonValleyRestaurantWeek.com.

MEDITERRANEAN RESTAURANTS TO OPEN IN WESTCHESTER The owner of Nyack restaurant 8 North Broadway will open two Mediterraneaninspired locations in Westchester in the next few months.

Constantine Kalandranis, the chef and owner of 8 North Broadway, a 65-seat seasonal Mediterranean restaurant, will open 273 Kitchen in Harrison. The restaurant, on 273 Halstead Ave., will be a 30-seat Mediterranean wine bistro offering a raw bar and small plates. The soft opening is slated for early April.

“We want our patrons to feel like they

are walking into the dining room of someone’s home, an unpretentious, comfortable place to enjoy great wine and high-quality, fresh seafood and seasonal preparations,” Kalandranis said in a press release. “The open kitchen element will create a sense of intimacy and play and heightens the excitement patrons feel about the entire dining experience.”

Kalandranis also plans to open 251 Lex, on Lexington Avenue in Mount Kisco, in June. The 100-plus seat restaurant will have outdoor seating, a patio with a spit roast, a full bar and a menu that features the same locally focused Mediterranean cuisine as 8 North Broadway. Last year, 8 North Broadway was named one of Hudson Valley magazine’s top five new restaurants, the press release said.

— Danielle Brody

Entrepreneur brings treasured beauty treatment to U.S. She said her professional background is helping her develop the business.

“I’m really able to home in on the organization,” Riley said. “I’m able to manage the different projects I have to do because the technological component comes easily.”

Riley was hands-on in sourcing materials and developing the right formula. In March 2014, she and her husband returned to South Africa for a marula festival, which occurs

during the fruiting period, to meet with the women of the cooperative that pick the fruit and extract the oil from the kernel of the seed. Riley learned step-by-step how it goes from tree to bottle.

She also completed a course at the New York Institute of Aromatherapy and plans to do other training. “It allowed me to have a better understanding of what’s the best way Alapure, page 14

John Rubbo & Nick Califano CO-OWNERS Yonkers Brewing Co. Yonkers, NY Jill Riley, owner of Alapure Cosmetics. Photo by Danielle Brody

BY DANIELLE BRODY dbrody@westfairinc.com

J

ill Riley had been on an international quest to find the best beauty treatment.

When she found the answer in marula oil, made from a fruit grown in South Africa, she created a skin care line to share it with the U.S. “For 20 years I’ve been trying to find that niche or combination of beauty ingredients,” Riley said. “Marula is so simple. There are so many benefits to people. It’s not very common in the U.S.” Riley, of White Plains, develops the business, Alapure Cosmetics, on weekends and evenings after her full-time job as an information technology officer for the federal government. Originally from Trinidad, she holds a Master of Science degree in technology management and has a background in modeling. Riley also has a passion for traveling and has visited 34 countries.

It was Riley’s husband, Pat Moore, who put marula oil on her radar. On a trip two years ago to South Africa, he noticed the hotel’s soap — with marula oil as its main ingredient — made his skin particularly soft, Riley said.

Riley researched the marula fruit, which she found has been part of South African culture since 10,000 B.C., given as wedding gifts and used for its healing properties. The

fermented fruit is used to make alcohol, like Amarula liqueur, and is known to intoxicate elephants that eat it. It has omega-9 oleic acids and omega-6, which work together to penetrate the skin and lock in moisture, Riley said.

She is the full owner of the business, which she launched in the summer of 2013 using about $30,000 of her own savings.

“Because I know it’s going to be successful, I wasn’t hesitant about investing whatever I needed to get it off the ground,” Riley said.

She received guidance from mentors at SCORE, a nonprofit that provides mentoring to small businesses. While she wanted to start with about 20 products, she said the best advice she received was to start small.

She realized she should release products carefully to see what customers want.

Her product line includes marula body lotion, body butter, oil and soap. She is working on a hair care line.

“As you put products out there, you don’t know what’s going to sell until you go to market,” Riley said. “It’s really a good idea to start small, then scale.”

Starting the business was a “slow, involved process,” Riley said. She helped create the logo and the name by holding interviews with the packaging company to ensure the product was a reflection of herself.

Yonkers has a lot of untapped potential.

So many exciting things are happening here.

We love being part of it.

Something big is brewing in Yonkers where two young entrepreneurs have opened the city’s first microbrewery on the waterfront. When the owners of Yonkers Brewing decided to make their dream a reality they found a city open for business. Whether you’re starting a new business or looking to move, come visit Yonkers. You’ll be the toast of the town.

1-844-GenYNow

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13

Balloon art — From page 2

Laurie Straus with her award winning “The Old Woman in a Shoe” balloon sculpture.

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a 45,000-balloon sculpture that included a 20-foot sailing ship “complete with all the rigging.” Straus, who is both a twister and a decorator, designed a very large ocean-floor oyster shell with exposed pearl.

Last year at Balloon Manor, she joined in building “Jack and the Beanstalk,” a five-story, 55,000-balloon installation that weighted 200 pounds.

“It’s just a really awesome experience to be totally immersed in balloons for four

days,” she says.

Straus’ standing among balloon artists rose greatly earlier in February, when she was named Designer of the Year for three compositions she designed and built with her team at Float, a national balloon decorators’ convention in St. Louis. Her “piece de resistance” was a 10-foot-by 10-foot-by-13-foot balloon sculpture depicting the nursery tale “The Old Woman in a Shoe,” complete with bratty kids and a harried mother with gray braided balloon hair. Straus says she spent nine months planning her creation.

“It’s really just thinking outside the box, thinking different things that can be done,” she says. Was there a cash prize for the Designer of the Year? The artist shakes her head. “Just a title.” She awaits her award’s arrival in Valley Cottage.

“For me to sell something like that would be awesome,” she says. “That’s probably a $15,000 job, easily.”

Back home, Straus is paid to transform bar mitzvahs and bat mitzvahs, birthday parties, weddings — “the first party I did was my brother’s’ wedding” — school and nonprofits’ fundraisers, car-dealership grand openings and corporate events with her balloon installations. “I’d love to do more corporate work,” she says.

“The centerpieces go from $30 up to $150. Fifty-five dollars to $60 gets you a very elegant centerpiece. It can be elegant, it can be fun.”

When pricing her work for clients, “I can’t tell you how many times I’ve heard, ‘It’s just a balloon.’ It’s beyond that. It’s the experience, the creativity. … It is just a balloon, until you

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to create what I envision.”

She also worked with a chemist to develop the formula, which she wanted to be all-natural.

“People do care about what goes on their bodies,” Riley said. “We were able to come up with a nice clean formula, a very effective lotion.”

South African marula oil is the main ingredient along with others like shea butter, macadamia nut oil, green tea and sunflower oil. Riley works with a lab in the U.S. that sources ingredients and manufactures the lotions. “They’re not cheap ingredients; it’s not watered down,” Riley said.

Her products cost $6 for soaps, $15 for body butters, $20 for body lotion and $22 for a bottle of marula oil. Between trade shows and online sales, she sold about $6,000 worth of products in the last year. She sells on her website and on Amazon, and wants to sell the line to Sephora, Ulta, Whole Foods and Westchester shops and boutiques. She said she is soliciting companies outright.

Nyack High School Principal Nicole Saieva models a Laurie Straus balloon creation.

put your artistry in it.”

Her brief-lived artistic creations often have a useful afterlife.

“Latex balloons are 100 percent biodegradable,” she says. “They decompose at the rate of an oak leaf, so they’re actually very environmentally friendly.”

“A lot of times after a party, I’ll throw them out in my garden in my compost,” she says.

“I’m knocking on doors, I’m getting the word out, I walk around with samples.” Riley said. “It takes a lot of work.”

While marula was relatively unknown one or two years ago, Riley said, like other trendy foreign oils — argan and coconut oil — the South African ingredient is gaining popularity. Yet, she said she is not worried about the competition.

“The good thing about being up front about the marula oil is as it becomes more popular, Alapure will become known as one of the key players,” Riley said.

One of her goals is to educate consumers, which she said will strengthen her brand.

Many people just “jump on the bandwagon,” not understanding what the ingredients are, Riley said. She updates the Alapure blog with information, and she is writing an e-book about the difference between argan, coconut and marula oil. She said it takes time to stay up to date, but it is worth it. She hopes the business turns into her full-time job.

“My heart and soul is in this,” Riley said.

“I believe in what I’m doing. I use the products all the time.”

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MARCH 2015 | WESTCHESTERNY.ORG

BCW Lobbies for Reforms in Trip to Albany

The Business Council of Westchester has a brand new home and it’s at one of Westchester’s premier office buildings. The Business Council recently moved its headquarters from Corporate Park Drive in White Plains to 800 Westchester Avenue in Rye Brook.

“We are very excited to have our headquarters at 800 Westchester Avenue. The central location is fantastic and our office space is absolutely beautiful. And the amenities are truly outstanding,“ said Marsha Gordon, President and CEO of The Business Council of Westchester.

Among the first-class amenities at 800 Westchester Avenue are a fitness center, elegant cafeteria with executive dining room, conference center and indoor parking. “This new location is a significant move for the Business Council and strengthens our position as Westchester’s most prestigious and influential business organization,” she said.

With its domed atrium, pure white façade and dramatic setting, 800 Westchester Avenue has been Westchester’s most visible corporate landmark for over 20 years. Originally built as General Food’s worldwide headquarters in the 1980s, the 532,568-square-foot complex is owned by RPW Group. Founded by Robert Weisz, RPW Group is one of Westchester and Fairfield County’s largest commercial real estate developers with more than 3 million square feet of office, retail and warehouse space. “We are particularly pleased to have Robert Weisz as our new landlord. His company’s reputation for high quality and exceptional service is unmatched,” said Gordon.

The Business Council’s new mailing address is 800 Westchester Avenue, Suite S-310, Rye Brook, NY 10573.

SPONSORED BY

Shelly Mayer. The group also met with key industry leaders including Gavin Landry of Tourism for New York State; Mike Elmendorf of Associated General Contractors of New York State; E.J. McMahon of Empire As part of the February 25th BCW’s John Ravitz meets with Lt. Governor Kathy Hochul visit to the State Capitol, BCW Center for Public on behalf of our members,” Policy; and Robert members met in-person with said John Ravitz, Executive Vice New York State’s new Lt. Governor Harding of Greenberg Traurig.

President and COO of The Business Kathy Hochul and members Council of Westchester. of Westchester’s delegation “Reforms in Albany -- either enacted or ignored -- are directly including Senate Democratic During its trip, The Business related to the fiscal health of our Leader Andrea Stewart-Cousins; Council also presented lawmakers Senators George Latimer, Terrence state. That’s why The Business with its 2015 Legislative Agenda.

Council’s Government Action Murphy and David Carlucci; Assembly members Sandy Galef, Council takes such an active role in Download a complete copy at speaking to leaders and lobbying www.westchesterny.org.

Steve Otis, David Buchwald and Showing its influence and understanding of how government policies affect businesses across New York State, The Business Council of Westchester was in Albany last month for an all-day lobbying effort to reforms laws that are hurting New York.

C.W. Brown Awarded Green Business Certification Business Council Member C.W. Brown, Inc. has long held a commitment to sustainability, as seen in everything at its Armonk headquarters from its nonreflective roof to the compost garden on the company grounds.

Thanks to that commitment, C.W. Brown was recently award the prestigious Westchester Green Business-Certification from the Westchester Green Business Challenge. WGB-Certified is an expansion of the highly successful Westchester Green Business Challenge program, a publicprivate partnership launched in 2009 by Westchester County and The Business Council of Westchester to help businesses become more environmentally sustainable while saving money

From left, Scott Fernqvist, co-founder of the Westchester Green Business Challenge; Marsha Gordon, president and Chief Executive Officer of The Business Council of Westchester; Erika Conradt, project manager for C.W. Brown, Inc.; Kimberly Nugent, executive assistant with C.W. Brown, Inc.; Renee Brown, President and CEO of C.W. Brown, Inc.; Westchester County Executive Robert P. Astorino; Dani Glaser, co-founder of the Westchester Green Business Challenge.

and improving performance.

C.W. Brown announced the honor at a ceremony held March 3 at its Armonk headquarters, a building that already holds LEED Platinum certification for environmental sensitivity.

“With its commitment to forwardthinking policies and business practices, C.W. Brown shows us that sustainability is both good for the environment and good for business,” said Marsha Gordon, President and CEO of The Business Council of Westchester.

BE THERE! MARCH 18 Westchester Business Expo Hilton Westchester, Rye Brook

APRIL 1 Youth Summit Crowne Plaza, White Plains

APRIL 20-JULY4 APRIL 21 Hall of Fame Awards Dinner Westchester Wellness Challenge Glen Island Harbour Club, New Rochelle

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15

THELIST: LARGEST EMPLOYERS

WESTCHESTER COUNTY Westchester County

LARGEST EMPLOYERS

Ranked by number of employees.

Company Name Address Area code: 914 unless otherwise noted Website

Top Executive Title Year company established

Number of employees

Type of company

Brief Description

IBM Corp.

Virginia Rometty President and CEO 1911

431,212

Public

Manufactures and markets computer hardware and software, offers infrastructure, hosting and consulting services

PepsiCo Inc.

Indra K. Nooyi Chairman of the board and CEO 1965

278,000

Public

Produces consumer products, beverages, snack foods and juices

Fujifilm Holdings America Corp.

Shigetaka Momori, Chairman and CEO 1934 James P. Gorman CEO 1935 Olivier Brandicourt CEO 1979 John T. Cahill Chairman and CEO 1909 Theodore A. Mathas CEO 1845 Larry D. Young President and CEO 2008 John McAvoy CEO 1823, relocated to area 1936 Denise L. Ramos President and CEO 1920 Ajay Banga President and CEO 1966 Leo P. Denault President and CEO 2000 Michael D. Israel President and CEO 1977 Lt. Gen. Robert Caslen Jr. Superintendent 1802

78,595

Public

Holding company for Fujifilm companies

57,726

Public

Investment firm

56,000

Private

Medical products and health care company

22,500

Public

Consumer-packaged food and beverage company

22,250

Public

Insurance company

19,000

Public

Refreshment beverage companies

13,000

Public

Electric gas and utility

9,400

Public

6,700

Private

Water and fluid management, defense and security and motion and flow control engineering Credit card service

6,600

Public

Energy provider and plant operator

5,000+

Public

Hospital and health care services

3,120

Private

United States military academy

Leonard S. Schleifer Founder, President and CEO 1988 Stephen J. Friedman, President 1906

3,000+

Private

Pharmaceuticals

2,510

Private

Private, four-year, co-educational university

Susan Fox President and CEO 1893 Stew Leonard Jr. President and CEO 1969 Ron J. Corti President and CEO 1869 Richard A. Barasch Chairman and CEO 1992

2,339

Private

Hospital offering acute health care and preventive medical care

2,226

Private

Grocery store

2,215

Private

Hospital, diagnostics health center

2,100

Public

Health care

Gil C. Quiniones President and CEO 1931 Daniel Blum President and CEO 1955 Edward M. Dinan President and CEO 1909

1,642

Public

Public power organization

1,600+

Private

Hospital providing medical and mental health care

1,500

Private

Hospital and health care services

Edward C. Halperin, MD, MA Chancellor and CEO 1860 Dolf van den Brink CEO 1864

1,123

Private

Medical college offering advanced degrees

492

Public

Alcoholic beverage manufacturer

1

1 New Orchard Road, Armonk 10504 499-1900 • ibm.com

2

700 Anderson Hill Road, Purchase 253-2000  pepsico.com

3

200 Summit Lake Drive, Valhalla 10595 789-8100 • fujifilmusa.com

4

2000 Westchester Ave., Purchase 10577 225-5510 • morganstanley. com

Morgan Stanley

Bayer HealthCare

5

555 White Plains Road, Tarrytown 10591 366-1800 • healthcare.bayer.com

6

555 S. Broadway, Tarrytown 10591 425-2500 • kraftfoodsgroup.com

7

1 Rockwood Road, Sleepy Hollow 10591 366-4940 • newyorklife.com

Kraft Foods Group Inc.

New York Life Insurance Co.

Dr. Pepper Snapple Group Inc.

8

55 Hunter Lane, Elmsford 10523 846-2300 • drpeppersnapplegroup.com

9

511 Theodore Fremd Ave., Rye 10601 800-752-3500 • coned.com

Consolidated Edison Inc. ITT Corp.

10

1133 Westchester Ave., White Plains 10604 641-2000 • itt.com

11

2000 Purchase St., Purchase 10577 249-2000 • mastercard.com

12

440 Hamilton Ave., White Plains 10604 272-3500 • entergy-nuclear.com • entergy.com

13

100 Woods Road, Valhalla 10595 493-7000 • westchestermedicalcenter.com

14

MasterCard

Entergy Nuclear Northeast

Westchester Medical Center

United States Military Academy at West Point 626 Swift Road, West Point 10996 845-938-4041 • westpoint.edu

15

Regeneron Pharmaceuticals Inc.

16

861 Bedford Road, Pleasantville 10570 1 Martine Ave., White Plains 10606 78 N. Broadway, White Plains 10603 800-874-PACE • pace.edu

17

White Plains Hospital

41 E. Post Road, White Plains 10601 681-0600 • wphospital.org

18

1 Stew Leonard Drive, Yonkers 10710 375-4700 • stewleonards.com

77 Old Saw Mill River Road, Tarrytown 10591 847-7000 • regeneron.com

Pace University

Stew Leonard's

St. John's Riverside Hospital

19

967 N. Broadway, Yonkers 10701 964-4444 • riversidehealth.org

20

44 S. Broadway, White Plains 10601 934-0700 • universalamerican.com

Universal American Corp

21

New York Power Authority

22

Phelps Memorial Hospital Center

23

123 Main St., White Plains 10601 681-6200 • nypa.gov

701 N. Broadway, Sleepy Hollow 10591 366-3000 • phelpshospital.org

NewYork-Presbyterian/ Lawrence Hospital

55 Palmer Ave., Bronxville 10708 787-1000 • nyplawrence.org

New York Medical College

24

40 Sunshine Cottage Road, Valhalla 10595 594-4000 • nymc.edu

25

360 Hamilton Ave., No. 1103, White Plains, NY 10601 681-4100 • heinekenusa.com

Heineken USA

This list is a sampling of largest employers in the region. If you wish your employer to be included in our next listing, please contact Danielle Renda at drenda@westfairinc.com.

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SPECIAL REPORT CONSTRUCTION

New regional president at reins of Wells Fargo Perry brings ‘fast-paced style’ to changing industry

BY BILL FALLON bfallon@westfairinc.com

A

former Wells Fargo regional president in Florida, Larisa Perry now is the bank’s “lead Northeast region president” for Connecticut, New York and New Jersey.

Perry oversees 4,700 employees, 461 retail banking locations — “Our research tells us the majority of our customers still visit,” she said — and 747 ATMs, which are increasingly sophisticated and multilingual.

Despite brick-and-mortar popularity, Perry said the value of regional real estate is an undeniable factor in running the bank.

“It’s a challenge in the Northeast because it’s more expensive than other parts of the nation,” she said. “We’ve already made changes, particularly in New York, with smaller stores with smaller footprints and innovations like tablet technology.”

In the bank’s downtown Trenton, N.J., location, those changes resulted in an acrossthe-street move that eliminated 7,000 square feet of superfluous space.

Perry said she is “committed to being in places that are convenient” and that includes addressing customer bases like the millennials through technology, “constantly adjusting our model to adapt to all the ways people want to bank with us, whether it’s mobile or in the stores.”

Perry arrived just as Wells Fargo’s national annual small-business survey cited the highest level of small-business confidence in seven years.

“There are uncertainties, like the effect of Obamacare on small businesses,” she said by phone from her Summit, N.J., office. “But we’re all fighting for the same thing and that is job growth.”

The small-business survey, conducted Jan. 5-9, cited its “overall index score,” gauging small-business owner optimism, was 71, up from 58 in November and up from 45 in January 2014. While the score is still below pre-recession levels, the bank reported, “it is the highest it has been since January 2008, when the index score was 83.”

Perry’s said her job was “to continue to ensure all of our customers’ financial needs are met.” She painted a client base ranging

from businesses to newlywed couples.

For six months of the year, a large portion of Wells Fargo’s northern customers become the bank’s Florida customers, and Perry, a 25-year banker, said, “I’ve made a few friends.” She has been active with Junior Achievement and has submitted her name for consideration on the New Jersey JA board of directors. As the mother of a 15-yearold, she is passionate about education. Her Bachelor of Science degree in management is from the University of South Alabama. She is also a graduate of the University of Virginia

“THE BANK IS ALWAYS LOOKING TO MAKE LOANS TO QUALIFIED COMPANIES THAT ARE LOOKING TO EXPAND AND CREATE JOBS. BUSINESS OWNERS ARE FEELING MORE UPBEAT TODAY THAN ANY OTHER TIME IN SEVEN YEARS.” — Larisa Perry

School of Retail Bank Management.

The Business Journal also emailed several questions to Perry: What is the status of loans to small businesses at Wells Fargo? Up, down? Is there a single reason above all others that an applicant is denied a small-business loan?

“Working with small-business owners is one of the most important things we do at Wells Fargo. America needs small businesses to succeed financially, grow and add jobs for our communities to prosper. In 2014, we extended $18 billion in new loan commitments to small businesses throughout the U.S. (primarily with annual revenues less than $20 million). Our business banking group (revenues from $2 million to $20 million) is experiencing a slight increase in small-business lending in New York and Connecticut.

“That is a positive sign. We don’t give out specific numbers but it is up. We are making

credit available to every credit-worthy small business that we can to grow new lending.

New lending growth is dependent on a number of factors, including demand from businesses and economic conditions.

“I would say the number one challenge is the economy. There’s still uncertainty out there. Our latest Wells Fargo Small Business Index says small-business optimism is the highest since the beginning of 2008, yet business owners are still unsure about health care costs, the regulatory environment, where the economy is heading, the world situation, etc. All this uncertainty leads many business owners to stay on the sidelines. This impacts the overall economy. As a result, there’s less job creation and expansion — and less loan demand. There’s also much competition out there for the same loans, so we have to differentiate ourselves from the competition and state clearly why they should do business with us.”

Are there general regulatory differences between the southeast — you’ve worked in Georgia and Florida — and tristate regions that benefit one or the other?

“Certainly there are more regulations than ever before, many of which are good for the industry and hopefully will prevent another financial crisis. At Wells Fargo, we are not opposed to regulations. However, if there are ever ones that we believe will have negative consequences, we will point them out to those proposing them.”

Calling on personal experiences (and besides regulations), what do you believe has to date most driven the exodus of people and jobs from north to south?

The weather this winter seems a likely candidate.

“I have not been here long enough to really comment on that. The high cost of living has to be one reason. It is no secret that it is cheaper to live in some other parts of the country. While I’ve never lived here, one of the reasons I pursued this job is because I already know what wonderful people live here through experiencing them first-hand. For six to seven months, tens of thousands of residents from New York, New Jersey and Connecticut live in Florida, especially in the region where I came from. They

Larisa Perry

also visit Florida year-round on vacations or for business. I was based in Orlando and Northeasterners are always in our central Florida stores. And, I just love everything about the people from this region; their style really complements my fast-paced style so I know I will fit in easily. I’ve already been here a couple weeks and I know it is a perfect match.”

We’ve been reporting on a surge in manufacturing — both making things and training future manufacturers. Is it a viable economic pillar for the region? Any efforts to spur loans in manufacturing?

“I can tell you the bank is always looking to make loans to qualified companies that are looking to expand and create jobs.

Business owners are feeling more upbeat today than any other time in seven years.

Our Wells Fargo Small Business Index score increased to positive 71 in January, up from positive 58 in November and at its highest level since the beginning of 2008, when it was positive 83.”

How big a challenge does the Northeast’s infrastructure — including the traffic-choked Interstate 95 — impact economic development? Does the situation add a negative asterisk to a regional loan application?

“This is a major issue all over the country. The U.S. has an aging infrastructure and there has to be a stable, dedicated funding mechanism to upgrade our highways, bridges and railways. If we can’t move people and goods around, our economy will suffer.”

WCBJ | HV Biz

March 16, 2015

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BY GERI E. PELL

Seven essential things you need to know about Social Security

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s more baby boomers reach retirement age, they’re realizing the valuable role Social Security will play as a source of lifetime income. Claiming Social Security benefits can be far more complex than you may realize. Here are seven essential things about Social Security to understand as you determine how it will fit into

your overall retirement income strategy: • You can start claiming benefits anytime between ages 62 and 70.

When you’re working and paying Social Security taxes (via your paycheck), you earn credit toward your Social Security retirement benefits. To qualify for these benefits, you need to contribute at least 40 credits

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to the system, which is typically 10 working years (although it does vary). Alternatively, if you have never worked and you’re married to someone who qualifies, you may earn a spousal benefit. When claiming your own benefit, you can begin receiving Social Security at age 62 or delay receiving Social Security up to your 70 birthday.

• Full retirement age is changing.

The age to qualify for a “full” retirement benefit from Social Security used to be 65.

Now it is up to 66 (for those born between 1943 and 1954). It increases by two months per year for those born between 1955 and 1959. For those born in 1960 or later, full retirement age is currently defined as 67.

• The longer you wait, the larger your benefit.

The amount of your benefit depends on the age you choose to first begin receiving Social Security. For example, if you collect beginning at 62 and your full retirement age is 66, your benefit will be about 25 percent lower. On the flip side, your benefit will increase by about 8 percent each year you delay taking Social Security after your full retirement age up to your 70 birthday.

• Spousal benefits give married couples extra flexibility.

If both spouses worked, they each can receive benefits based on their own earnings history. However, a lower earning spouse can choose to base a benefit on the higher earning spouse’s income. A spousal benefit equals 50 percent of the other spouse’s benefit. Note that if you claim a spousal benefit before full retirement age, it will be reduced.

The maximum spousal benefit you can collect is by taking the benefit at your full retirement age (based on the benefit your spouse would earn at his or her full retirement age).

You also can choose to collect a spousal benefit initially and delay taking your own benefit, allowing your benefit amount to increase. Then you can claim your benefit when you turn 70.

• There may be a long-term advantage if a higher earning spouse delays Social Security.

If the higher earning spouse is older (or has more health concerns that could affect longevity), it may make sense to delay taking Social Security as long as possible up to age 70. When the spouse with the higher benefit

dies, the surviving spouse will collect the higher benefit that was earned by the deceased spouse.

The higher the deceased spouse’s benefit, the larger the monthly check for the surviving spouse.

• Claiming benefits early while still working can reduce your benefit.

If you begin claiming Social Security before your full retirement age but continue to earn income, your Social Security benefit could be reduced. If your earnings are above a certain level ($15,720 in 2015), your Social Security checks will be reduced by $1 for every $2 you earned in income above that threshold. In the year you reach full retirement age, that threshold amount changes.

One dollar is deducted for every $3 earned above $41,880 up to the month you reach full retirement age. Once you reach full retirement age, you can earn as much income as you want with no reduction in your Social Security benefits.

• Benefits you earn may be subject to tax.

According to the Social Security Administration, about one-third of people who receive Social Security have to pay income tax on their benefits. You may want to consult a tax professional to determine what impacts this will have on your overall benefits.

These essential points are just a beginning. There’s much more to consider. Consult with your financial adviser, tax professional, your local Social Security office and/or Social Security’s website, www.ssa.gov, to find out more before you make your final decisions about when to first claim Social Security benefits.

Geri E. Pell is a private wealth adviser and CEO of Pell Wealth Partners, a private wealth advisory practice of Ameriprise Financial Services Inc. in Rye Brook. She specializes in fee-based �inancial planning and asset management strategies and has been in practice for 29 years. For more information, visit pellwealthpartners.com.

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Hedge fund calls for Webster Bank spinoff

hedge fund with a significant stake in Webster Bank has sent a letter to the bank’s parent company suggesting it spin off its health care savings account business to boost the company’s share price.

The letter was sent to Waterbury, Conn.based Webster Financial Corp. by New York City hedge fund Kerrisdale Capital, which holds approximately 2 million shares in Webster Financial Corp. Kerrisdale believes the company is undervalued by approximately $1 billion and should spin off its HSA Bank unit. Kerrisdale believes the business unit, if spun off, would be worth $2 billion on its own, based on a comparison to a similar independent health care savings account business.

“Given HSA Bank’s already distinct customer base, business model, headquarters, and technology platform, we believe a spinoff is the most natural approach,” the letter, signed by Sahm Adrangi, Kerrisdale’s chief investment officer, and Jordan Giancoli, the fund’s director of research, said. The letter is accessible on Kerrisdale Capital’s website.

Health care savings accounts allow employees to deposit pretax income to pay for medical expenses not covered by health insurance.

“Webster has diligently nurtured HSA Bank for years; now it is strong enough to stand on its own,” the hedge fund executives wrote. “The successful public offering of one

of HSA Bank’s competitors has demonstrated the market’s well founded enthusiasm for the HSA sector; should HSA Bank require growth capital in the future, whether to support its ongoing organic expansion or to complete opportunistic acquisitions, it will enjoy a far more attractive cost of capital if it can draw on an investor base that understands the scope of its opportunities and is willing to pay a premium for long-term growth.”

Webster, however, responded in an SEC filing disclosing the letter that it has no plans to spin off the health care savings account unit.

“Regarding the shareholder’s suggestion that the board consider strategic options including a spin-off, we have considered multiple structures for HSA Bank over the years and have consistently found that it is best situated inside Webster,” the disclosure, filed on Monday, said. “This is because, in our opinion, the economic benefit of these low-cost, long duration deposits greatly exceeds potential revenue derived from brokering deposits to other banks, though our flexible model allows us to do so if we choose. This compelling financial advantage and other competitive benefits derived from being a bank, including end-to-end relationships with our clients and cross-sell opportunities with our customers, are available only if HSA Bank remains under Webster’s control.”

— Leif Skodnick

New York Military Academy files for bankruptcy

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he New York Military Academy has filed for Chapter 11 bankruptcy protection, listing liabilities of nearly $11 million to more than 100 creditors.

The school, on 122 acres at 78 Academy Ave. in Cornwall-on-Hudson, is a college preparatory academy for day and boarding students in grades 8 through 12. Founded in 1889, the school notes Donald Trump, Stephen Sondheim, former New Jersey state Sen. Fairleigh S. Dickinson Jr. and musician John A. Mandel as alumni.

According to the bankruptcy petition filed March 3, the academy has about $10.5 million in assets, mostly consisting of the school building and grounds, valued at $10.2 million. Cornwall Improvement LLC, the mortgage holder, has a claim for about $6.6 million in outstanding debt and has started foreclosure proceedings against the academy in state Supreme Court in Orange County.

The petition lists about $10.99 million in

liabilities, including $8.1 million in secured claims, nearly $62,000 in unsecured priority claims and about $2.8 million in unsecured nonpriority claims.

Major creditors with nonpriority unsecured claims include two lenders, Advanced Learning Group LLC, which claims $749,000, and The Brunetti Foundation, which claims about $665,000. Both organizations have filed lawsuits against the academy in state Supreme Court in Orange County.

The academy also owes Culinart nearly $235,000 for food service and Corbally Gartland & Rappleyea about $133,000 for legal services. Other creditors include utilities companies, lenders, employees and parents.

The academy has nearly $310,000 in accounts receivable from student fees.

According to the petition, $130,000 is due from current students, and the remainder of that is old debt that is “not anticipated to be collected.”

— Danielle Brody

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BY WINTHROP H. SMITH JR.

Bring Main Street back to Wall Street

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n 1940, my father convinced his friend Charlie Merrill to return to the business of stock broking. For the prior decade, Merrill had focused on his private equity investments, notably Safeway, while my dad was a partner of E.A. Pierce at a stock brokerage firm in Chicago.

There were many parallels to today. The average American was confused about how to invest in the stock market. People thought it was a rigged game for the privileged few, now known as the 1 percent. They saw a Wall Street full of greedy bankers and an industry that was rife with conflicts of interest and unprofessional profit-seeking brokers.

Into that world came a new firm with the long name of Merrill Lynch, Pierce, Fenner & Beane, which brought a revolutionary approach to investing, believing that the capital markets could be democratized and that Wall Street could be brought to Main Street. To do so, the firm’s leaders understood the new company needed a core set of values, and it began with the principle that the customer’s interest always had to come first. They understood that it took time to build trust and only moments to lose it. They

knew that integrity was everything.

The new firm put brokers through a rigorous training program before allowing them to deal with customers. This was a first for Wall Street. Brokers were taken off commission and paid a salary and a bonus based on how well they did for their customers. Research was separated from investment banking and became truly independent, free to recommend a sell as well as a buy. The company also developed free seminars and publications, and devoted a tremendous amount of resources to educating the public about how to invest in stocks. Over the next few decades, Merrill Lynch succeeded in bringing Wall Street to Main Street. In 1940, less than 15 percent of households owned stocks, but by the 1990s, a majority of Americans had become investors.

Unfortunately, I hear tremendous distrust for Wall Street today, especially after the near collapse of world economies that was brought on by the subprime mortgage and collateralized debt obligation problems of 2007 and 2008. Average Americans don’t understand how certain executives who

nearly brought down the financial system were allowed to walk away with hundreds of millions of dollars in severance pay and suffer no legal consequences. They don’t understand what fast trading is all about, but it smells bad. They don’t think that Wall Street cares about them. There are many, many honorable professionals working for financial services firms and, while many people might trust their financial adviser, they don’t trust the collective Wall Street.

This is a shame because our capital markets are essential to the sustainability of our economy, and financial intermediaries, like banks and brokers, are needed to make the capital markets work. If Main Street doesn’t trust Wall Street, this will be reflected in the attitudes of their elected officials, which can lead to legislation with unintended and undesirable consequences. While government has an important role to play, it is not the solution. That lies with the leaders of Wall Street.

So what needs to be done? I think the leaders of all Wall Street institutions need to spend more time talking about how to best serve their customers and walk the

talk when it comes to placing the customer’s interest first. They need to value integrity above all else.

They need to come across as, and actually become, normal, caring people who aren’t isolated in their corporate offices. They need to get out and understand why Main Street is angry. Regaining the trust of Main Street is essential.

History can be the precursor of the future. I believe that the values Charlie Merrill and my father established in 1940 are as valid today as they were nearly 75 years ago.

Winthrop H. Smith formerly was executive vice president of Merrill Lynch & Co. and chairman of Merrill Lynch International. He is majority owner and president of Sugarbush Resort in Vermont. He can be reached at 802583-6388.

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FACTS& FIGURES BANKRUPTCIES MANHATTAN Barry’s Auto Body Repair Inc. 1932 Jerome Ave., Bronx 10453. Chapter 11, involuntary. Represented by Lawrence Morrison. Filed: March 5. Case no. 15-10505-shl.

Towergate Finance PLC. Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME 14 EN, England. Chapter 15, voluntary.

Represented by Aaron Javian. Filed: March 6. Case no. 15-10509-smb.

WHITE PLAINS 146-148 Cortlandt Street LLC. 150 Cortlandt St., Sleepy Hollow 10591.

Chapter 11, voluntary. Represented by Bruce R. Alter. Filed: March 4. Case no.

15-22291-rdd.

COURT CASES 115 E. Third Ave., LLC et al. Filed by the trustees of the National Retirement Fund. Action: E.R.I.S.A.: employee retirement. Attorneys: Stephanie Myers Bersak and David C. Sapp Jr. Filed: March 5. Case no.

7:15-cv-01614-VB. Bayer HealthCare Pharmaceuticals Inc. Filed by Kara Carter. Action: diversity-personal injury. Attorneys: Timothy J. Becker, Rolf Fiebiger and Michael K. Johnson. Filed: March 10.

Case no. 7:15-cv-01759-CS. Bayer HealthCare Pharmaceuticals Inc. Filed by July Cortez. Action: diversity-petition for removal. Attorney: Nancy M. Erfle. Filed: March 9.

Case no. 7:15-cv-01711-CS. Bayer HealthCare Pharmaceuticals Inc. Filed by Taylor Erickson. Action: diversity-personal injury. Attorneys: Timothy J. Becker, Rolf Fiebiger and Michael K. Johnson. Filed: March 9. Case no. 7:15-cv-01727-CS.

Items appearing in the Westchester County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken.

Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3680

ON THE RECORD

Bayer HealthCare Pharmaceuticals Inc. Filed by Angelica Ferretiz.

Action: diversity-product liability.

Attorney: Samuel Ranchor Harris III. Filed: March 9. Case no. 7:15-cv01716-CS.

Bayer HealthCare Pharmaceuticals Inc. Filed by Whitney Suggs. Action: diversity-personal injury. Attorneys: Timothy J. Becker, Rolf Fiebiger and Michael K. Johnson. Filed: March 10. Case no. 7:15-cv-01760-CS.

Bayer HealthCare Pharmaceuticals Inc. Filed by Justin Vaughn Harris and Katherine E. Kirkeminde.

Action: diversity-personal injury. Attorneys: Clinton L. Kelly and F. Dulin Kelly. Filed: March 10. Case no. 7:15-cv01778-CS.

Bayer HealthCare Pharmaceuticals Inc. Filed by Jamie Zander. Action: diversity-personal injury. Attorneys: Timothy J. Becker, Rolf Fiebiger and Michael K. Johnson. Filed: March 9. Case no. 7:15-cv-01708-CS.

Bayer HealthCare Pharmaceuticals Inc. Filed by Deirdre Jackson.

Action: diversity-personal injury. Attorneys: James A. Harris and Charles T. Paglialunga. Filed: March 9. Case no.

7:15-cv-01710-CS. Bayer HealthCare Pharmaceuticals Inc. Filed by Tyler Scott Johnson. Action: diversity-product liability. Attorney: Edward Frances Blizzard. Filed: March 9. Case no.

7:15-cv-01714-CS. Bayer HealthCare Pharmaceuticals Inc. Filed by Whittney Junker.

Action: diversity-product liability.

Attorney: Ethan M. Manning. Filed: March 10. Case no. 7:15-cv-01779-CS. Bayer HealthCare Pharmaceuticals Inc. Filed by Elizabeth Koop.

Action: diversity-product liability. Attorney: Kirk J. Wolden. Filed: March 10.

Case no. 7:15-cv-01776-CS. Bayer HealthCare Pharmaceuticals Inc. Filed by Jionnis Lewis. Action: diversity-product liability. Attorney: Nathan Craig Van Der Veer. Filed: March 10. Case no. 7:15-cv-01783-CS. Bayer HealthCare Pharmaceuticals Inc. Filed by Amber L. Mills.

Action: diversity-product liability. Attorney: John David Hurst. Filed: March 10. Case no. 7:15-cv-01762-CS. Bayer HealthCare Pharmaceuticals Inc. Filed by Erica Mitchell. Action: diversity-personal injury. Attorneys: Timothy J. Becker, Rolf Fiebiger and Michael K. Johnson. Filed: March 9. Case no. 7:15-cv-01723-CS. Bayer HealthCare Pharmaceuticals Inc. Filed by Marlena Mudd. Action: diversity-product liability. Attorney: S. Ranchor Harris III. Filed: March 10. Case no. 7:15-cv-01765-CS. Bayer HealthCare Pharmaceuticals Inc. Filed by Lari Patton. Action: diversity-personal injury. Attorneys: Timothy J. Becker, Rolf Fiebiger and Michael K. Johnson. Filed: March 9.

Case no. 7:15-cv-01717-CS. Bayer HealthCare Pharmaceuticals Inc. Filed by Hillary Whittington and Jeffrey Whittington. Action: diversity-product liability. Attorney: Derek J. Emge. Filed: March 10. Case no. 7:15-cv-01775-CS.

Caliber Home Loans Inc., et al.

Filed by Jean A. Webber. Action: conspiracy against citizen rights. No attorney listed. Filed: March 10. Case no.

7:15-cv-01766-CS. Commissioner of Social Security.

Filed by Candia Sierra. Action: Re: Social Security benefits. Attorney: Daniel Berger. Filed: March 4. Case no. 7:15-cv01598-NSR. Kawasaki Rail Car Inc. Filed by Peter Marcato. Action: job discrimination (other). Attorneys: Donald L. Sapir and Howard Todd Schragin. Filed: March 4. Case no. 7:15-cv-01582-VB. PCT Contracting LLC. Filed by the trustees of the Westchester Putnam Counties Laborers’ Local No. 60 Heavy and Highway Benefit Funds, Welfare, Pension, Annuity, Education and Training, Legal Services Industry Advancement and Politica et al. Action: labor: suits by and against labor unions. Attorneys: Karen Lynn Mizrahi and Giacchino James Russo. Filed: March 6. Case no. 7:13-cv-02704-KMK. Sunrise Masonry Inc. Filed by the trustees of the Bricklayers and Allied Craftworkers, Local 5 New York Retirement, Welfare, Labor Management Coalition, Supplemental Benefits and Apprentice Training and Journeymen Upgrading Funds. Action: labor: suits by and against labor organizations. Attorney: Karen Lynn Mizrahi. Filed: March 10. Case no.

7:15-cv-017710CS. Stanley Hong and Co. Inc. Filed by the trustees of the National Retirement Fund. Action: E.R.I.S.A.: employee retirement. Attorneys: Stephanie Myers Bersak and David C. Sapp Jr. Filed: March 5. Case no.

7:15-cv-01616-VB. Viki Stucco Co. LLC. Filed by the trustees of the Bricklayers and Allied Craftworkers, Local 5 New York Retirement, Welfare, Labor Management Coalition, Supplemental Benefits and Apprentice Training and Journeymen Upgrading Funds. Action: labor: suits by and against labor organizations. Attorney: Karen Lynn Mizrahi. Filed: March 10. Case no.

7:15-cv-01774-CS.

DEEDS Above $1 million 200 South 14 Street A LLC, et al, Scarsdale. Seller: Palmbrite Realty Corp., Mount Vernon. Property: 202 14th Ave., Mount Vernon. Amount: $1.7 million. Filed March 9.

Briarcliff Property Group LLC, Briarcliff Manor. Seller: CD 2006-CD3555 Pleasantville RD LLC, Irving, Texas. Property: 555 Pleasantville Road, Mount Pleasant. Amount: $6.1 million.

Filed March 4.

RC Westchester Holdings LLC, New York City. Seller: Renaissance Rental Partners LLC, White Plains.

Property: 5 Renaissance Square, 25G, White Plains. Amount: $1.4 million.

Filed March 5.

Zanick Seven LLC, White Plains.

Seller: Stanley Residence LLC, Williamsville, Vt. Property: 117 Stanley Ave., Yonkers. Amount: $1.3 million.

Filed March 9.

Edson Avenue Development LLC, Mount Vernon. Seller: Roberto Alcantara, et al, Port Chester. Property: 2241 Saw Mill River Road, Yorktown.

Amount: $250,000. Filed March 5.

Fingal House LLC, Yonkers. Seller: Victoria Freire, Tarrytown. Property: 360 Ashburton Ave., Yonkers.

Amount: $600,000. Filed March 4.

Nationstar Mortgage LLC. Seller: Melvin Schwartz, Somers. Property: 9 Palma Road, Somers. Amount: $390,880. Filed March 6.

OneWest Bank N.A. Seller: Patrick L. Hamilton. Property: 25 Madison St., Mount Vernon. Amount: $262,944.

Filed March 9.

Shylas Weight Watchers Delight Inc., New Rochelle. Seller: Westchester Jewish Community Services Inc., White Plains. Property: 15 Leroy Place, New Rochelle. Amount: $451,500.

Filed March 9.

U.S. Bank N.A. Seller: Barbara Lerman, Larchmont. Property: 532 Palmer Road, Yonkers. Amount: $684,118.

Filed March 9.

Zuko Holdings LLC, New York City.

Seller: Benjamin J. Winter, et al, New York City. Property: 1209 Greacen Point Road, Mamaroneck. Amount: $7.3 million. Filed March 9.

U.S. Bank N.A. Seller: Gary Jones, et al, Somers. Property: 66 Buena Vista Ave., Yonkers. Amount: $119,000. Filed March 4.

Below $1 million

U.S. Bank N.A. Seller: Ismael Simpore, et al, White Plains. Property: 335 McClellan Ave., Mount Vernon.

Amount: $350,000. Filed March 9.

10 Radford Realty LLC, Yonkers. Seller: Anthony Mendes, et al, Hopewell Junction. Property: 10 Radford St., Yonkers. Amount: $310,000.

Filed March 6.

690 Enterprises LLC, Yonkers.

Seller: 690 Saw Mill River Road LLC, Yonkers. Property: 690 Saw Mill River Road, Yonkers. Amount: $480,000.

Filed March 9.

8 Woodland Road Estates LLC, West Harrison. Seller: Denise Passarella, West Harrison. Property: 8 Woodland Road, Harrison. Amount: $667,500. Filed March 9.

Acqua Capital LLC, White Plains.

Seller: Robert Huffay, Mount Vernon.

Property: 98 Mendhan Ave., Greenburgh. Amount: $260,814. Filed March 5.

Baba 570 LLC, Yonkers. Seller: South Broadway Ventures LLC, Yonkers.

Property: 570 S. Broadway, Yonkers.

Amount: $450,000. Filed March 4.

Callu LLC, Yorktown Heights. Seller: Angela E. McCorvey, Pensacola, Fla. Property: 221 N. James St., Peekskill.

Amount: $75,000. Filed March 6.

U.S. Bank N.A. Seller: Kevin Lawrence Wright, Mahopac. Property: 27 S. Lawn Ave., Greenburgh. Amount: $691,680. Filed March 9.

FORECLOSURES HAWTHORNE, 315 Warren Ave. Single-family residence; .17 acre. Plaintiff: PHH Mortgage Corp. Plaintiff ’s attorney: Stein, Wiener & Roth, 516742-1212; One Old Country Road, Suite 113, Carle Place. Defendant: Aceneth Peterson. Referee: John Perone. Sale: March 25, 10 a.m. Approximate lien: $477,772.00.

MOUNT VERNON, 8 S. 12th Ave. Single-family residence; .06 acre. Plaintiff: Bank of America NA. Plaintiff ’s attorney: Shapiro, DiCaro & Barak, 877-759-1835; 175 Mile Crossing Blvd., Rochester. Defendant: Martha Elena Alvarez. Referee: Joseph Goubeaud.

Sale: March 18, 9 a.m. Approximate lien: $294,318.08.

MOUNT VERNON, 306 Langdon Ave. Single-family residence; .11 acre.

Plaintiff: JPMorgan Chase Bank NA. Plaintiff ’s attorney: Shapiro, DiCaro & Barak, 877-759-1835; 175 Mile Crossing Blvd., Rochester. Defendant: Ansley O’Connor. Referee: Guy Parisi. Sale: March 25, 9:45 a.m. Approximate lien: $538,071.20.

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March 16, 2015

21

NEWSMAKERS [PLUS AWARDS AND EVENTS] FUNDRAISER OF THE YEAR Keeva Young-Wright, president of the Northern Westchester Hospital Foundation in Mount Kisco, will receive the “Fundraiser of the Year” award at the annual Philanthropy Awards Breakfast held by the Association of Development Officers.

The ceremony will take place at the Abigail Kirsch Tappan Hill Mansion in Tarrytown on March 11 from 8 to 10 a.m.

The award is given to an individual

who excels in developing relationships with the community, holds high ethical fundraising standards and is successful in maintaining healthy financials for a nonprofit.

The Philanthropy Awards Breakfast is one of the largest nonprofit events of the year in Westchester and Putnam counties, where more than 300 nonprofits, elected officials, and corporations come together to show-

case examples of philanthropy, fundraising and volunteerism.

“We are delighted to honor Keeva with the Fundraiser of the Year award,” said Grace Ferri, vice president of the Association of Development Officers.

“When our nominating committee met to discuss this year’s award recipients, Keeva immediately came to mind. She truly embodies philanthropy and her enthusiasm is infectious.”

TD BANK NAMES BROKAW TO NEW POST TD Bank has promoted Keith A. Brokaw to senior relationship manager in commercial lending, based in New Windsor. He will be responsible for maintaining and growing a portfolio of loans and cross selling the full range of TD Bank’s products and services to large corporate, middle-market, nonprofit and civic organizations.

Brokaw has 35 years of experience in banking and lending. He joined TD Bank in 2005 and most re-

cently served as vice president, relationship manager serving the central Bergen County region in northern New Jersey. He also worked in retail banking at PNC Bank and The Bank of New York in New Jersey.

A resident of Washingtonville, Brokaw serves on the Committee on Ministry for the Presbytery of the Hudson Valley, and as an elder and member of the First Presbyterian Church of Monroe.

BOSCOBEL’S NEW CURATOR Jennifer Carlquist is the new curator at Boscobel House and Gardens in Garrison. She will research, oversee and celebrate the museum’s nationally renowned collection of New York furniture and decorative arts from the Federal period.

An art historian specializing in American interiors and 17th- to 21stcentury decorative arts and designs made, collected and/or retailed in America, Carlquist’s 15-year career as a museum professional includes curatorial and fundraising positions

at the Minneapolis Institute of Arts, Weisman Art Museum and Glensheen Historic Estate and a fellowship at Winterthur Museum, Garden and Library.

She teaches at SUNY New Paltz and has guest lectured at Parsons New School for Design and museums across the country. Carlquist earned her Bachelor of Fine Arts degree in art history at the University of Minnesota and her Master of Arts degree at the Parsons/ Cooper-Hewett Program in the History of Decorative Arts and Design.

GHVHS APPOINTS KEARNEY

Jennifer Carlquist

CENTENNIAL GOLF CLUB’S GENERAL MANAGER Scottsdale, Ariz.-based Troon Golf, the world’s largest golf management company, and Centennial Golf Club recently announced the appointment of Kevin DeDonato to the position of general manager at Centennial in Carmel. DeDonato will oversee all aspects of the club operations, including golf shop, retail, tournament/group sales, food

and beverage and agronomy at the 27-hole course.

DeDonato has more than 15 years of experience in the golf industry, serving in a variety of golf professional and club management roles.

Prior to his appointment at Centennial Golf Club, he was the director of golf for the Troon Golf-managed Stockton Seaview Hotel & Golf Club

in southern New Jersey. Over the past 11 years, he served in a variety of roles at Seaview, including director of golf, head golf professional, golf tournament coordinator and golf shop supervisor. DeDonato has been a Class A PGA member since 2006 and holds a Bachelor of Science degree in business management from St. Joseph’s University.

HRHCARE JOINS NATIONAL CAMPAIGN Peekskill-based Hudson River HealthCare (HRHCare), a nonprofit, federally qualified health center system, is joining the National Association of Community Health Centers in celebrating the success of the community health center movement. President Lyndon John-

22

March 16, 2015

son’s “War on Poverty” 50 years ago led to the opening of the nation’s first community health centers in Boston and the Mississippi Delta.

Today that pilot project has evolved into the largest and most successful primary health care system in the United States, according to a state-

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ment from HRHCare.

“As we celebrate our own 40th anniversary, HRHCare is also a proud sponsor of the 50th anniversary of the community health center movement and its historic legacy of saving lives,” said Anne Kauffman Nolon, president and CEO of HRHCare.

The Greater Hudson Valley Health System (GHVHS) in Middletown, which is composed of Catskill Regional Medical Center and Orange Regional Medical Center, has appointed Daniel Kearney to be director of employee and labor relations.

Kearney has had more than 17 years’ experience in labor relations, conflict resolution, change management, training, compensation, benefits administration, recruitment and retention. Prior to joining Orange Regional, he worked at Eastern Long Island Hospital as the director of hu-

Daniel Kearney

man resources and compliance and was responsible for all human resources operations, compliance and labor relations.

TEACHER RESIDENCIES AVAILABLE In 2013, LIU Hudson, encompassing Long Island University’s Rockland and Westchester campuses, collaborated with the Bronxville UFSD to offer a teacher residency program.

This competitive program provides a limited number of paid, clinically rich and intensive experiences to aspiring teachers while they complete graduate work in education.

Bridging the gap between theory and practice, the residencies facilitate the transition of highly talented students from novice to full-fledged professional. At completion, they are able, with confidence, to take on the challenges of the classroom and make a positive impact on their students.

Candidates presenting appropriate academic credentials, and prepared to commence M.S.Ed. coursework in summer or fall 2015, undergo a screening process in order to gain admission to the September 2015 Teacher Residency cohort.

Appointments are awarded on a competitive basis.

Accepted LIU Hudson master’s degree candidates are granted oneto two-year appointments comprising a combination of immersive, classroom-based experiences that capitalize on the student’s talents.

An information session is set for March 24 at 3:30 p.m. at Bronxville Elementary School, 177 Pondfield Road.

NEW BROKERS AT JULIA B. FEE

Micki Valvano

estate broker, possesses numerous professional associations achieved throughout her real estate career.

• Linda Mantis, a former topproducing sales agent of Coldwell Banker, where she served for 10 years earning numerous awards and regularly ranked in the top 2 percent of all Coldwell Banker real estate agents nationwide.

• Micki Valvano, a lifelong

STRINGENDO WILL BE PERFORMING ITS 2015 GALA CONCERTS AT THE BARDAVON 1869 OPERA HOUSE in Poughkeepsie at 3:30 and 7:30 p.m. The performances will include a silent auction as well as an opportunity to perform as a soloist with the orchestra. The funds raised from the auction will benefit Stringendo’s financial aid program. Tickets are $20 for adults and $10 for students and seniors. Tickets can be purchased on stringendomusic.org.

MAR. 21

Five brokers have joined Julia B. Fee Sotheby’s International Realty in Scarsdale. They include: • Alisa Kaplan, a former real estate attorney who, for the past 10 years, has used her specialization in residential real estate to serve homebuyers and sellers throughout Westchester County.

• Felice Wyloge, an award-winning New York licensed associate real

Linda Mantis

ORANGE REGIONAL MEDICAL CENTER will present a health and wellness fair from 11a.m. to 3 p.m. at the Galleria at Crystal Run, 1 Galleria Drive, Middletown. ORMC representatives will answer questions, showcase health care services, provide educational information and offer free screenings and risk assessments. For more information, call 845695-5833 or visit ormc.org.

MAR. 21

Felice Wyloge

MAR. 21

Alisa Kaplan

DATES

THE MILLBROOK-BASED CARY INSTITUTE OF ECOSYSTEM STUDIES is hosting a special forum on invasive species in the Hudson Valley from 9 a.m. to noon. Attendees will learn how they can help protect landscapes from nuisance plants and animals and gain perspective on the invasive species problem. Certificates for three hours of New York state municipal training credit will be available at the end of the forum. The free event will be held in the institute’s auditorium, 2801 Sharon Turnpike. Register online at caryinstitute.org/invasive-forum.

Susan Field

Westchester County resident and 20-year licensed associate real estate broker, has been recognized by the Hudson Gateway Association of Realtors with awards for her years of professional service and excellence in home sales.

• Susan Field, a top-producing associate real estate broker formerly of Coldwell Banker began, her career in 1986 as a licensed salesperson.

ENTA NAMES 4 NEW PARTNERS Four of Tarrytown-based ENT and Allergy Associates otolaryngologists, Shawn Ciecko, Aylon Glaser, Harrison Glassman and Jonathan Lesserson, have earned the title of partner.

Ciecko graduated from the University of Rochester and attended the University at Buffalo School of Medicine. He completed both his internship in general surgery and residency in otolaryngology head and neck surgery at the Duke University Medical Center and spent

two years as Duke’s chief resident in that field.

Glaser graduated from Yeshiva University in New York City and attended the Albert Einstein College of Medicine. He completed both an internship in general surgery and residency in otolaryngology head and neck surgery at the University of Medicine and Dentistry of New Jersey and is board-certified.

Glassman graduated from the University of Michigan and attended the Albert Einstein School

SPECIAL CELEBRATION

From left, Beverly Cheikin of Rye Brook (daughter of Benjamin Vinokur); Faraz Kayani, executive director of The Bristal at White Plains; Benjamin Vinokur; White Plains Mayor Thomas Roach; and Eileen Goodman of Delray Beach, Florida (daughter of Benjamin Vinokur).

Benjamin Vinokur, a resident of The Bristal at White Plains assisted living community, has lived through 17 U.S. presidents, two World Wars, Lind-

bergh’s transatlantic flight and the first man on the moon. On his recent 102nd birthday the facility treated him and his family members to a celebration.

of Medicine at Yeshiva University.

He completed both an internship in general surgery and residency in otolaryngology head and neck surgery at The University of Medicine and Dentistry of New Jersey.

Lesserson graduated from Harvard University in 1985, prior to receiving his medical degree at the University of Pennsylvania. He is certified by the American Board of Otolaryngology and is a member of the American Academy of Otolaryngology-Head and Neck Surgery.

CHAMBERS WINS ART AWARD Lindy Chambers is the winner of the 2015 Alexander Rutsch Award and Solo Exhibition for Painting at the Pelham Art Center. The jury selected Chambers from more than 456 national applicants. As the winner, she will receive a $5,000 cash prize and solo exhibition at Pelham Art Center, May 1 to June 13.

Residing in Bellville, Texas, her work is contemporary and multidimensional combining abstracted Texas landscapes with pop culture icons like Hello Kitty and backgrounds that transition from pixilation to camouflage. She currently has a solo show on view at D.M. Allison Gallery in Houston and was a finalist for the Hunting Art Prize.

Information for these features has been submitted by the subjects or their delegates.

SIGN UP FOR OUR NEWSMAKERS NEWSLETTER Get all the executive promotions and moves, awards and snapshots we publish in the Business Journals delivered to your inbox on Monday mornings.

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March 16, 2015

23

FACTS & FIGURES MOUNT VERNON, 331 N. High St. Three-family residence; .07 acre.

Plaintiff: One West Bank FSB. Plaintiff ’s attorney: McCabe, Weisberg & Conway P.C., 914-636-8900; 145 Huguenot St., Suite 401, New Rochelle.

Defendant: Herman Simms. Referee: Mark Siesel. Sale: March 27, 9:30 a.m.

Approximate lien: $757,325.69.

PEEKSKILL, 604 Simpson Place.

Single-family residence; lot size: N/A. Plaintiff: US Bank National Association. Plaintiff ’s attorney: Gross Polowy LLC; 1775 Wherle Drive, Williamsville.

Defendant: Eduis Rodriguez. Referee: Brandon Sall. Sale: March 31, 9:45 a.m.

Approximate lien: $443,762.36.

TUCKAHOE, 91 MacArthur Ave. Description: N/A; lot size: N/A. Plaintiff: The Bank of Mellon (aka) The Bank of New York. Plaintiff ’s attorney: McCabe, Weisberg & Conway, P.C., 914-636-8900; 145 Huguenot St., Suite 401, New Rochelle. Defendant: James Moyna. Referee: Edmund Fitzgerald.

Sale: March 26, 10 a.m. Approximate lien: $41,420.37.

YONKERS, 131 &133 Voss Ave. Twofamily and parking lot; 25 x 91 and 25 x 92. Plaintiff: Wells Fargo Bank National Association. Plaintiff ’s attorney: Clarfield Okon Salomone & Pincus; 425 RXR Plaza, Uniondale. Defendant: Betsey Beltran. Referee: Kenneth Lyle Bunting. Sale: March 25, 9:30 a.m. Approximate lien: $594,346.42.

JUDGMENTS 20 Brookline Road Corp., Armonk. $1.6 million in favor of 305 Clayton Corp., Scarsdale. Filed March 6.

A-Val Architectural Metal III LLC, Mount Vernon. $224,347 in favor of Bronx Westchester Tempering Inc., Mount Vernon. Filed March 6.

Elant at Brandywine Inc., Briarcliff. $606,860 in favor of Med World Acquisition Corp., Chestnut Ridge. Filed March 6.

Excelsior Packaging Group Inc., Yonkers. $44,234 in favor of De Lage Landen Financial Services Inc., Wayne, Pa. Filed March 6.

Halls Reports LLC, Mount Kisco. $9,974 in favor of Corsis Technology Services Inc., New York City. Filed March 4.

Hirani Construction Management Inc., Jericho. $91,688 in favor of A and T Iron Works Inc., New Rochelle. Filed March 2.

Macaros Tire Auto, Yonkers. $6,689 in favor of Myers Tire Supply Distributors Inc., Akron, Ohio. Filed March 6.

NYCT Contacting Ltd., Goldens Bridge. $5,814 in favor of Door and Hardware Supply Inc., Pert Amboy, N.J. Filed March 5.

24

March 16, 2015

Oasis Site Development Inc., White Plains. $32,418 in favor of Hartford Casualty Insurance Co., Hartford, Conn. Filed March 6.

Paraco Gas Corp., Rye Brook. $583,435 in favor of Hunter Yes Inc., Elmsford. Filed March 3.

US Stone Setting Inc., Bronxville. $8,970 in favor of O&G Industries Inc., Torrington, Conn. Filed March 6.

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed.

Balgobin, Nowrang, et al. Filed by Green Tree Servicing LLC. Action: seeks to foreclose on a mortgage to secure $270,000 affecting property located at 2 S. 14th Ave., Mount Vernon 10550. Filed June 9.

Baranski, Bogdan, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 15 Essex Place, Yorktown Heights 10598. Filed June 5.

Bennett, Headley, et al. Filed by BAC Home Loans Servicing LP. Action: seeks to foreclose on a mortgage to secure $441,000 affecting property located at 119 Dell Ave., Mount Vernon 1550. Filed June 6.

Bernal, Rodolfo, et al. Filed by OneWest Bank F.S.B. Action: seeks to foreclose on a mortgage to secure $482,000 affecting property located at 456 West St., Port Chester 10573.

Filed June 9.

Burnman, Denise, et al. Filed by CitiMortgage Inc. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 8 Rancho Drive, Cortlandt Manor 10567. Filed June 6.

Cho, Mi Sun, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $326,000 affecting property located at 9 Roundtop Road, Yonkers 10710.

Filed June 5.

Conte, Frank, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $375,000 affecting property located at 29 Donald Lane, Ossining 10562.

Filed June 6.

Eraifej, Issa, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $392,000 affecting property located at 21 Elissa Lane, Yonkers 10710. Filed June 9.

Eromosele, Samuel, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $414,000 affecting property located at 94 Ridgeview Ave., Yonkers 10710.

Filed June 6.

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Gray, Henrick, et al. Filed by Vanderbilt Mortgage and Finance Inc. Action: seeks to foreclose on a mortgage to secure $415,520 affecting property located at 105 Union Ave., Mount Vernon. Filed June 5.

Randolph, Herculene, et al. Filed

by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $681,500 affecting property located at 243 Magnolia Ave., Mount Vernon 10552. Filed June 9.

Guzman, Freddy G., et al. Filed

by Emigrant Bank. Action: seeks to foreclose on a mortgage to secure $441,000 affecting property located at 395 Hallocks Mill Road, Yorktown Heights. Filed June 5.

Rodriguez, Carlos, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $281,250 affecting property located at 486 Walnut St., Yonkers 10701.

Filed June 5.

Herbert, James K., et al. Filed by BAC Home Loans Servicing LP. Action: seeks to foreclose on a mortgage to secure $249,878 affecting property located at 27 Whitter Hills Road, North Salem 10560. Filed June 5.

Sicard, Philip, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $526,500 affecting property located in Yonkers. Filed June 6.

Humphrey, Wayne, et al. Filed by Washington Mutual Bank F.A. Action: seeks to foreclose on a mortgage to secure $161,250 affecting property located at 2 Greenridge Ave., White Plains 10605. Filed June 6.

Maclaren, Pamela, et al. Filed by Green Tree Servicing LLC. Action: seeks to foreclose on a mortgage to secure $193,600 affecting property located at 232B Heritage Hills, Somers 10589. Filed June 5.

Merrill, Charles W., et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $105,000 affecting property located at 9 S. Ferris St., Irvington 10533.

Filed June 9.

Moreschi, Dominick, et al. Filed

by CitiMortgage Inc. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 10 Hancock Ave., Yonkers 10705. Filed June 6.

Nairne, Venroy, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $749,390 affecting property located at 226 Lawrence St., Mount Vernon 10552. Filed June 9.

Nelson-Jiggetts, Betty, et al. Filed

by Everbank. Action: seeks to foreclose on a mortgage to secure $416,971 affecting property located at 156 Forster Ave., Mount Vernon 10552. Filed June 5.

Nelson, Hazel R., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $145,502 affecting property located at 1024 Orchard St., Peekskill 10566.

Filed June 9.

Powers, John William, et al. Filed

by CitiMortgage Inc. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 394 Upland Ave., Yonkers 10703. Filed June 6.

Smith, Gerald, et al. Filed by Arch Bay Holdings LLC – Series 2010B. Action: seeks to foreclose on a mortgage to secure $468,750 affecting property located at 2 Overhill Road, Elmsford.

Filed June 5.

Stephens, Edmund M., et al. Filed

by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $235,000 affecting property located at 23 Richmond Place, Cortlandt Manor 10567. Filed June 9.

Swinton, Daphne, as executrix of the estate of Illey Henry, et al. Filed

by OneWest Bank N.A. Action: seeks to foreclose on a mortgage to secure $276,351 affecting property located at 50 Goodwin Ave., Elmsford 10523.

Filed June 6.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Doing Businsess As Greco Construction Development Inc., d.b.a. Greco Construction, 14 Bayley Ave., Apt. 3C, Yonkers 10705. Filed March 3.

Seeme @ Pak/India Halal Restaurant Inc., d.b.a. Shukaila Indian Cuisine, 2250 Central Park Ave., Yonkers 10710. Filed March 3.

Sole Proprietorships American Apostille, 208 Hillcrest Road, Mount Vernon 10552, c/o Roberto Nazara. Filed March 4.

Born in the USA Dolls, 10 Brookside Lane, Harrison 10528, c/o Ann R. PizziPalancia. Filed March 3.

Campfire Songs Project, 51 Gary Brook Road, Apt. 4, Sleepy Hollow 10591, c/o Robert Del Gaudio. Filed March 3.

Villa de Ville Realty, 170 E. Third St., Mount Vernon 10550, c/o Juliet smith.

Filed March 3.

Yo Matters, 12 Wallace Ave., No. 3, Mount Vernon 10552, c/o Peter Gordon Uliano. Filed March 3.

HUDSON VALLEY BUILDING LOANS Above $1 million The Old Britain Group LLC, Franklin Lakes, N.J., as owner. Lender: Ulster Savings Bank, Kingston. Property: in Newburgh. Amount: $1.4 million. Filed March 4.

Below $1 million Cardona, Jerry, et al, as owner.

Lender: RBS Citizens N.A. Property: 282 Mount Joy Road, Middletown 10941. Amount: $235,000. Filed March 5.

Double Eagle Marketing, 85 Woodlands Road, Harrison 10528, c/o Melanie Appelbaum. Filed March 3.

Porter, Nicole, as owner. Lender: M&T Bank. Property: 65 Egbertson Road, Campbell Hall 10916. Amount: $140,000. Filed March 4.

MECHANIC’S LIENS

El Repulgue, 14 Lincoln Road, Scarsdale 10583, c/o Elisa Mariana Ramos.

Filed March 3.

DEEDS

Fogel, Jonathan, as owner. $13,180 as claimed by John Zicca Landscaping Inc., Port Chester. Property: in Rye. Filed March 3.

Franco Lawn Services, 42 Morris St., Apt. 3, New Rochelle 10801, c/o Jaime Franco. Filed March 3.

Hartsdale Development LLC, as owner. $1.9 million as claimed by Hawk Arrow LLC. Property: in New Rochelle. Filed March 2.

Hartsdale Development LLC, as owner. $1.9 million as claimed by Hawk Arrow LLC, White Plains. Property: in Greenburgh. Filed March 4.

Hartsdale Development LLC, as owner. $13,247 as claimed by Contractors Line and Grade South, Elmsford.

Property: in Greenburgh. Filed March 3.

Lackowitz, David, et al, as owner. $5,300 as claimed by Superseal Insulation Inc., Hillburn. Property: in Greenburgh. Filed March 3.

Rowzani, Nooruddin, as owner. $56,231 as claimed by Allan G. Allen, Mount Vernon. Property: in Mount Vernon. Filed March 6.

Somers Manor Nursing Home Inc., as owner. $19,060 as claimed by American Builders and Contractors, Poughkeepsie. Property: in Somers.

Filed March 3.

Geechie D.O.N., 455 N. Broadway, No. 8, Yonkers 10701, c/o Roylin Fairclough. Filed March 3.

Juan C. Izazaga Carpentry, 18 May St., Apt. D5, New Rochelle 10801, c/o Juan C. Izazaga. Filed March 5.

Lillipution Enterprises, 354 Hawley Road, North Salem 10560, c/o Russell Smith. Filed March 3.

Mamaroneck Depot Taxi, 313 Palmer Ave., Mamaroneck 10543, c/o Marco T. Reyna. Filed March 4.

MBMV Construction, 227 Irving Ave., Port Chester 10573, c/o Manuel Merchan. Filed March 5.

STRAIGHT, 455 N. Broadway, No. 8, Yonkers 10701, c/o Roylin Fairclough.

Filed March 3.

T. Bouche Landscaping, 148 W. Fifth St., Mount Vernon 10550, c/o Tracy Bouche. Filed March 4.

TK Commercial Capital, 118 Round Hill Road, Dobbs Ferry 10522, co/ Tara Kelly. Filed March 3.

Above $1 million 35 Cerone Place LLC, Montgomery.

Seller: SF II 35 Cerone Place LLC, New York City. Property: 35 Cerone Place, Newburgh. Amount: $2.2 million.

Filed March 4.

Below $1 million 280 Orrs Mills Road LLC, New York City. Seller: Elaine R. Keeve-Sloan, New York City. Property: in Cornwallon-Hudson. Amount: $420,000. Filed March 3.

3 Yoel Klein Corp., Brooklyn. Seller: 3 Yoel Klein Road LLC, Monroe. Property: in Monroe. Amount: $315,000.

Filed March 9.

33 Irene Corp., Brooklyn. Seller: Jeshua M. Weinstock, Brooklyn. Prperty: 33 Irene Drive, Monroe 10950.

Amount $160,000. Filed March 4.

828 Broadway LLC, Newburgh.

Seller: Stewart’s Ice Cream Company Inc., Saratoga Springs. Property: in Newburgh. Amount: $550,000. Filed March 6.

APB Custom Inc., Pine Bush. Seller: Jeffrey S. Syverson, Pine Bush. Property: in Crawford. Amount: $105,000.

Filed March 5.

FACTS & FIGURES Appalaneni Plaza LLC, Newburgh.

Seller: Linda Lewis-Burger, Newburgh.

Property: 305 Liberty St., Newburgh.

Amount: $120,000. Filed March 5.

Jay El Properties Corp., Monroe. Seller: Colette A. VanDerbeck, Saugerties. Property: in Newburgh.

Amount: $120,758. Filed March 2.

Eric Eck Properties LLC, Cottekill.

Seller: Leroy W. Winkler, et al, New Paltz. Property: 1815-1821 Lucas Ave., Rosendale. Amount: $243,000. Filed March 5.

Jay El Properties Corp., Monroe. Seller: Colette A. VanDerbeck, Saugerties. Property: in Newburgh.

Amount: $54,257. Filed March 2.

Fannie Mae. Seller: Edward Bruno, Pine Bush. Property: 24 Millers Lane, Warwick 10990. Amount: $231,469.

Filed March 5.

Jay El Properties Corp., Monroe. Seller: Colette A. VanDerbeck, Saugerties. Property: in Newburgh.

Amount: $81,557. Filed March 2.

Fannie Mae. Seller: Gary R. Somerville, Goshen. Property: 84 Highland Ave., Florida 10921. Amount: $147,057.

Filed March 5.

Landvest Properties LLC, Hopewell Junction. Seller: Key Bank N.A. Property: 9 Cramer Road, Poughkeepsie 12603. Amount: $55,000. Filed March 2.

Libertyville Capital Group LLC, Montgomery. Seller: Bank of America N.A. Property: in Montgomery.

Amount: $361,000. Filed March 6.

Locust Knoll Property Services Ltd., et al, Poughkeepsie. Seller: Susan Bajardi, Poughkeepsie. Property: in LaGrange. Amount: $140,000. Filed March 3.

Long House Creek Design Inc., Bellvale. Seller: Thomas Knobloch, Warwick. Property: in Warwick.

Amount: $80,000. Filed March 2.

Mid Hudson Development Corp.

Wappingers Falls. Seller: Scott Bryant, Hopewell Junction. Property: in Wappinger. Amount: $100,000. Filed March 3.

Midy Outdoor LLC, Missoula, Mont.

Seller: AOK Foodservice Realty Holding LLC, Montgomery. Property: in Wallkill. Amount: $85,000. Filed March 4.

Federal Home Loan Mortgage Corp. Seller: Atif Sameh, Cockeysville, Md. Property: 15 Truex Drive, New Windsor 12553. Amount: $205,046.

Filed March 6.

Nationstar Mortgage LLC. Seller: Kevin Smyth, et al, Highland Mills.

Property: 3 Ledger View Court, Highland Mills 10930. Amount: $242,447.

Filed March 3.

PHH Mortgage Corp., Mount Laurel, N.J. Seller: Todd A. Kelson, New Windsor. Property: 31 Remey Road, Middletown 10940. Amount: $143,750.

Filed March 9.

New Wave Pool and Spa LLC, Newburgh. Seller: MNH Sub I LLC, Newport Beach, Calif. Property: 4 Balsam Lane, Newburgh. Amount: $23,000.

Filed March 6.

Point Realty Group Inc., Pawling. Seller: Janos Szova, Cortlandt Manor. Property: in Pawling. Amount: $260,000. Filed March 3.

PHH Mortgage Corp., Mount Laurel, N.J. Seller: Mark Specthrie, Middletown. Property: 592 Route 211 West, Middletown 10940. Amount: $140,832.

Filed March 3.

Radhika Real Estate LLC, Newburgh. Seller: Nicole Roberts Enterprises LLC, Newburgh. Property: in Newburgh. Amount: $825,000. Filed March 9.

Make your reservations

Federal Home Loan Mortgage Corp. Seller: Theodore Kitchen, et al, Philadelphia, Pa. Property: 198 O’Neil St., Kingston 12401. Amount: $112,652.

Filed March 5.

Federal National Mortgage Association. Seller: Gregory Hoover, Campbell Hall. Property: 159 Ridgewood Ave., Middletown 10940.

Amount: $452,494. Filed March 4.

Federal National Mortgage Association. Seller: Joann P. Hansen, Newburgh. Property: 1302 Mcintosh Place, Newburgh 12550. Amount: $109,435.

Filed March 5.

Federal National Mortgage Association. Seller: John E. Bach Jr., Goshen. Property: 606 Lybolt Road, Middletown 10941. Amount: $340,838.

Filed March 5.

Federal National Mortgage Association. Seller: Michelle Anderson, Newburgh. Property: 18 Laurie Lane, Newburgh 12550. Amount: $397,918.

Filed March 6.

Four Cousins LLC, Washingtonville.

Seller: John E. Knipp, et al, Washingtonville. Property: in Washingtonville.

Amount: $300,000. Filed March 3.

Glenerie Cottages Inc., Saugerties.

Seller: Creekview Enterprises LLC, Kingston. Property: in Ulster. Amount: $280,000. Filed March 3.

Gondal Holdings LLC, Monroe.

Seller: David J. Kren, Ulster Park. Property: in Kingston. Amount: $365,000.

Filed March 3.

Gong Xu Assets LLC, Middletown.

Seller: Federal Home Loan Mortgage Corp. Property: 259 Ruth Court, Middletown 10940. Amount: $90,000.

Filed March 2.

J and G Home Developers III LLC, South Fallsburg. Seller: Deutsche Bank National Trust Co. Property: 132 Creamery Pond Road, Sugar Loaf 10981. Amount: $281,500. Filed March 4.

The 22nd Annual Spirit of Achievement Awards Dinner Thursday, March 19, 2015 Please mark your calendars and make your reservations.

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Other sponsorship opportunities are also available.

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Reception 5:30 pm – 6:30 pm Silent Auction to start at 5:30 pm Dinner, Awards Presentation and Live Auction 6:30 pm – 9:00 pm Junior Achievement of the Hudson Valley, Inc. Spirit of Achievement Awards Dinner Westchester County Business Journal Business Achiever Award Presentation SPONSORS TO DATE GOLD

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Contact the Junior Achievement office at 914.524.9760 or email info@jahudsonvalley.org WCBJ | HV Biz

March 16, 2015

25

FACTS & FIGURES SKJ Rejuvenators, Hughsonville.

Seller: Wilbert Davis, Poughkeepsie.

Property: 157 N. Clinton St., Poughkeepsie. Amount: $39,000. Filed March 2.

State of New York Mortgage Agency, New York City. Seller: Peter Botti, Goshen. Property: 30 Bush Ave., Goshen 12550. Amount: $238,748. Filed March 2.

The Bank of New York Mellon.

Seller: Andrea Durgin Pawliczek, Montgomery. Property: 46 First St., Walden 12586. Amount: $263,172.

Filed March 3.

The Scenic Hudson Land Trust Inc., Poughkeepsie. Seller: The Christian Brothers’ Institute, New Rochelle. Property: in Esopus. Amount: $30,000. Filed March 3.

Turning Point on the Hudson LLC, Malden-on-Hudson. Seller: Joanne Dargan, Saugerties. Property: in Saugerties. Amount: $258,500. Filed March 5.

U.S. Bank N.A. Seller: John A. Sarcone, White Plains. Property: 60 Creek Run Road, Newburgh. Amount: $417,264. Filed March 3.

U.S. Bank Trust N.A. Seller: Karen L. Zdanis, Nanuet. Property: 54 Leslie Road, Newburgh 12550. Amount: $118,483. Filed March 6.

U.S. Bank Trust N.A. Seller: Ronald J. Salvato, Goshen. Property: in Wallkill.

Amount: $132,500. Filed March 3.

U.S. Bank Trust N.A. Seller: Ryan Craven, et al, Poughkeepsie. Property: 330 Stissing Mountain Road, Pine Plains 12567. Amount: $265,000. Filed March 2.

Van Alstyne Real Estate One LLC, Chestnut Ridge. Seller: Mid-Hudson Valley Federal Credit Union, Kingston. Property: in Wallkill. Amount: $60,000. Filed March 3.

Vassar Brothers Hospital, Poughkeepsie. Seller: Thomas Bevan, Poughkeepsie. Property: in Poughkeepsie.

Amount: $275,000. Filed March 5.

Wallkill Council No. 92 Junior Order of United American Mechanics, Middletown. Seller: Judith L. Lubinsky, Campbell Hall. Property: in Middletown. Amount: $124,667. Filed March 4.

Wells Fargo Bank N.A. Seller: James B. Biagi, Goshen. Property: 12-16 Dubois St., Newburgh 12550. Amount: $34,000. Filed March 3.

Wells Fargo Bank N.A. Seller: Michael Blustein, Goshen. Property: in Port Jervis. Amount: $125,000. Filed March 3.

Wild and Wes LLC, Montgomery.

Seller: Tracy Sperry, Montgomery.

Property: W. Kaisertown Road, Montgomery 12549. Amount: $40,000.

Filed March 3.

26

March 16, 2015

Bauer, Alfried C., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $352,800 affecting property located at 349 Route 1, Warwick 10990. Filed Aug. 29.

Christian, Travis, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $229,796 affecting property located at 69 Prospect St., Middletown. Filed Aug. 27.

Gallen, Steven Edward, et al. Filed

by James B. Nutter and Co. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 11 Dolson Ave., Middletown 10940. Filed Sept. 3.

Beckford, George A., et al. Filed

by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $236,000 affecting property located at 20 Westminster Drive, Wallkill 10940. Filed Sept. 3.

Cicale, Betty Ann, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $270,000 affecting property located at 742 Oregon Trail, Pine Bush 12566. Filed March 5.

Gentile, Frederick J., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $286,950 affecting property located at 8 S. Court St., Wappingers Falls 12590.

Filed March 3.

Benton, Ronnie M., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $251,550 affecting property located at 12 Hermann Ave., Newburgh 12550.

Filed Aug. 27.

Cole, Jacqueline S., et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $247,950 affecting property located at 171 Beecher Hill Road, Wallkill 12589. Filed March 2.

Gerardi, Veronica J., et al. Filed by Household Finance Realty Corp. Action: seeks to foreclose on a mortgage to secure $294,518 affecting property located at 8 Brusk Drive, Hopewell Junction 12533. Filed March 2.

Yogi and Sons Trucking Corp., Walden. $522 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov. 14.

Empire Auto Glass LLC, Wallkill. $1,000 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed March 2.

Bethea, Anthony A., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $303,750 affecting property located at 317 Grand St., Newburgh 12550. Filed Aug. 29.

Conti, Luigi, et al. Filed by Green Tree Servicing LLC. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 53 Winding Hills Drive, Florida 10921. Filed Sept. 2.

Gonzalez, Max, et al. Filed by Green Tree Servicing LLC. Action: seeks to foreclose on a mortgage to secure $330,000 affecting property located at 10 Frederick St., Middletown 10941.

Filed Aug. 29.

LIS PENDENS

Fat Bobs LLC, New Paltz. $1,000 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed March 2.

The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed.

Bilodeau, Robert, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 680 S. Drury Lane, Rock Tavern 12575. Filed Sept. 3.

Coppola, Anthony L., et al. Filed by the Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $241,000 affecting property located at 17 Regent Drive, Hopewell Junction 12533. Filed March 2.

Grogan, David D., et al. Filed by the State of New York Mortgage Agency.

Action: seeks to foreclose on a mortgage to secure $59,655 affecting property located at 309 Highland Avenue Extension, Middletown 10940. Filed Aug. 22.

Fiber Connection Inc., Saugerties. $30,000 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed March 2.

Adams, Barbara M., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $101,000 affecting property located at 98 Browns Road, Walden 12586. Filed Aug. 22.

Cuellar, Pedro, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $225,338 affecting property located at 26 Houston Ave., Middletown 10940. Filed Aug. 27.

Haider, Sarah A., et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $94,000 affecting property located at 248 Tompkins Road, Montgomery 12549.

Filed Sept. 3.

Drye, Leo A., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $209,000 affecting property located at 5 E. Stone St., Newburgh 12550. Filed Aug. 28.

Hernandez, Jesus M., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $385,000 affecting property located at 530 Lower Road, Westown 10998.

Filed Aug. 27.

Edward, Okri E., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $152,000 affecting property located at 129 Montgomery St., Newburgh 12550.

Filed Aug. 28.

Hettler, Jason, et al. Filed by Hometown Bank of Hudson Valley. Action: seeks to foreclose on a mortgage to secure $185,000 affecting property located at 167 W. Main St., Port Jervis 12771. Filed Aug. 22.

Homar, Andrew J., et al. Filed

by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 102 Purgatory Road, Campbell Hall. Filed Aug. 21.

JUDGMENTS 14-18 Front Street Corp., Newburgh. $354 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov. 14.

357 Old Forge Hill Road Corp., New Windsor. $144 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov. 14.

CMC Construction and Development Corp., Wallkill. $750 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed March 2.

Dalton-Brush Building and Consulting LLC, Accord. $750 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed March 2.

FP and JM Inc., d.b.a. Stockade Billiards and Café, Kingston. $750 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed March 2.

Francesco Tonelli Photography Scratch LLC, Port Ewen. $72,000 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed March 2.

Hudson Valley Construction, Saugerties. $34,000 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed March 2.

Richie’s Fencing Co., Ellenville. $26,000 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed March 2.

Skyline Construction, Rosendale. $30,000 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed March 2.

Thai Cuisine Inc., d.b.a. Lemongrass, New Paltz. $1,000 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed March 2.

Travers O’Keefe-Hudson Valley LLC, Accord. $1,000 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed March 2.

WCBJ | HV Biz

Tri-State Landcare Inc., Port Jervis. $45,126 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov. 14.

Uncle Bushky’s Bar and Grill Inc., Cragsmoor. $750 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed March 2.

Universal Medical Management Services LLC, Monroe. $291 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov. 14.

Vinnie and Steve Corp., Newburgh, $606 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov. 14.

Allen, Rickie G., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $180,000 affecting property located at 9 Lawrence Road, Poughkeepsie 12601. Filed Feb. 13.

Amidon, Charles E., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $315,000 affecting property located at 151 Ackert Hook Road, Rhinebeck 12572. Filed March 3.

Boo, Martin, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $144,305 affecting property located at 22 Rifton Place, Walden 12586. Filed Aug. 29.

Brathwaite, Andrew, et al. Filed

by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $198,250 affecting property located at 382 Riley Road, New Windsor 12553.

Filed Aug. 26.

Brown, Delia C., et al. Filed by Regina M. Doi. Action: seeks to foreclose on a mortgage to secure $313,000 affecting property located at 3988 Atwood Road, Marbletown. Filed March 3.

Apostle, Chrysantos, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $144,000 affecting property located at 58 Hammond St., Port Jervis 12771.

Filed Aug. 28.

Buckley, Brendan M., et al. Filed

by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $359,200 affecting property located at 345 Maloney Road, Wappingers Falls 12590. Filed March 3.

Edwards, Matthew, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $302,400 affecting property located at 14 Beechwood Circle, Wappingers Falls 12590. Filed March 3.

Aquino, Miguel, et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $239,200 affecting property located at 888 Greenville Turnpike, Middletown 10940. Filed Aug. 25.

Burdine, Henry, et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $131,246 affecting property located at 513 Crescent Ave., Highland 12528.

Filed March 2.

Feasel, Raymond A. Jr., et al. Filed

by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $270,000 affecting property located at 162 High Meadows Road, Walden 12586. Filed Aug. 22.

Azzarello, James A., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $250,000 affecting property located at 18 Popletown Road, Esopus 12561. Filed March 2.

Campbell, Oscar, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $369,750 affecting property located at 45 Wesley Court, Newburgh 12550. Filed Sept. 2.

Ferguson, Christopher J., et al.

Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $194,800 affecting property located at 14 Lincoln Circle, Wallkill 12589. Filed March 5.

Basso, Robert, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $436,113 affecting property located at 170 Crans Road, Middletown 10941.

Filed Aug. 22.

Cholula, Juan, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $166,500 affecting property located at 119 Little Britain Road, Newburgh 12550. Filed Aug. 27.

Fulton, Gail P., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $216,000 affecting property located at 95 Liberty St., Newburgh 12550. Filed Aug. 22.

Ilic, Dragoslav, et al. Filed by Weichert Financial Services. Action: seeks to foreclose on a mortgage to secure $120,000 affecting property located at 272 Delaware St., Glasco 12432. Filed March 3.

Jno-Baptiste, Augustus, et al. Filed

by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $307,666 affecting property located at 17 Willella Place, Newburgh 12550. Filed Sept. 3.

Jones, Robert V., et al. Filed by KeyBank N.A. Action: seeks to foreclose on a mortgage to secure $125,000 affecting property located at 21 Stony Ford Road, Campbell Hall 10916. Filed Aug. 29.

FACTS & FIGURES Khan, Muzahid H., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $208,405 affecting property located at 4 Shale Road, Beacon 12508. Filed March 3.

King, Charise, et al. Filed by the State of New York Mortgage Agency.

Action: seeks to foreclose on a mortgage to secure $321,575 affecting property located at 48 Sands Point Road, Washingtonville 10992. Filed Aug. 29.

Kohler, Harry, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $183,900 affecting property located at 325 North St., Middletown 10940.

Filed Aug. 26.

Ocampos, Sixto J., et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $207,920 affecting property located at 216 Renwick Ave., Newburgh 12550.

Filed Sept. 2.

Santillo, Lisa, et al. Filed by Chase Home Finance LLC. Action: seeks to foreclose on a mortgage to secure $234,000 affecting property located at 21 Roosevelt Place, Newburgh 12550. Filed Aug. 22.

Turner, Patricia, et al. Filed by Bayview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $72,200 affecting property located at 9N White Gate Road, Wappingers Falls 12590. Filed March 2.

Moody, Tammy J., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $146,217 affecting property located at 24 Wendy Drive, Poughkeepsie 12603. Filed March 3.

Osterhoudt, Jennifer M., et al.

Filed by Green Tree Servicing LLC. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 19 Wayside Drive, Hurley 12443. Filed March 2.

Santora, James P., et al. Filed by Wilmington Savings Fund Society FSB. Action: seeks to foreclose on a mortgage to secure $274,050 affecting property located at 29 Summer Hill Road, Woodbury. Filed Sept. 2.

Vagnini, Steven, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $220,500 affecting property located at 93 Celery Ave., New Hampton 10958. Filed Aug. 22.

Moore, Conrad M., et al. Filed

by M&T Bank. Action: seeks to foreclose on a mortgage to secure $200,000 affecting property located at 181 Old Route 209, Hurley 12443. Filed March 5.

Papp, Evangeline S., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $200,000 affecting property located at 170 Cottage St., Middletown 10940. Filed Sept. 2.

Schuhknecht, George P., et al.

Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $228,937 affecting property located at 3 Four Sisters Lane, Port Ewen 12466. Filed March 4.

Vena, Christopher M., as executor of the estate of Nancy A. Vena, et al. Filed

by Ulster Savings Bank. Action: seeks to foreclose on a mortgage to secure $100,400 affecting property located at 281 Old Hopewell Road, Wappingers Falls 12590. Filed March 2.

Molina, Linda Banks, as heir at law and next of kin of June D. Cambell, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 12 Alix Drive, Newburgh 12550. Filed Aug. 27.

Krauss, Joseph, et al. Filed by Lakeview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $202,991 affecting property located at 2 McNamara Lane, Goshen 10924. Filed Aug. 22.

Morales, Juan, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $52,250 affecting property located at 56 Sheffield Drive, Middletown 10940. Filed Aug. 26.

Long, Bette Lou, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $103,000 affecting property located at 15 Owen St., Port Jervis 12771. Filed Aug. 26.

Moran, Patrick, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $216,956 affecting property located at 43-45 Anthony St., Middletown 10940.

Filed Aug. 22.

Longo, Ralph R., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $167,700 affecting property located at 58 Lakelands Ave., Greenwood Lake 10925. Filed Aug. 29.

Morelli, James, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $145,323 affecting property located at 341 Jersey Ave., Greenwood Lake 10925. Filed Sept. 2.

Lutz, Melissa, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 1230 Union Ave., Newburgh 12550. Filed Aug. 28.

Murphy, Sean, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $202,500 affecting property located at 85 Old Post Road, Esopus 12429.

Filed March 4.

Macias, Luis A., et al. Filed by Walden Savings Bank. Action: seeks to foreclose on a mortgage to secure $77,250 affecting property located in Port Jervis. Filed Aug. 25.

Myrie, Antonio, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $185,000 affecting property located at 4 Red Barn Lane, Middletown 10940. Filed Aug. 29.

Mans, Jeffrey, as co-executor of the estate of Clarence P. Mans, et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $145,000 affecting property located at 38 Windsor Highway, New Windsor 12553. Filed Aug. 25.

Martinez, Arthur R., et al. Filed by BAC Home Loans Servicing LP. Action: seeks to foreclose on a mortgage to secure $232,000 affecting property located at 55 Vaughn Terrace, Saugerties 12477. Filed March 3.

McKenna, Thomas O., et al. Filed

by GMAC Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $290,000 affecting property located at 63 Ridge Road, Minisink 10998.

Filed Aug. 22.

Meltz, Richard, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $261,000 affecting property located at 33 Thorns Lane, Highland 12528. Filed March 3.

New Vision Developers of New York Inc., et al. Filed by Orange County Trust Co. Action: seeks to foreclose on a mortgage to secure $160,000 affecting property located at 6-8 W. Main St., Middletown. Filed Aug. 26.

Nunez, Tomas Jesus Jr., et al. Filed

by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $287,790 affecting property located at 116 Ayers Court, Montgomery 12549. Filed Aug. 29.

O’Brien, Donna M., et al. Filed by Hudson Valley Federal Credit Union.

Action: seeks to foreclose on a mortgage to secure $160,000 affecting property located at 16 North Road, Highland 12528. Filed March 2.

O’Dell, Christopher, et al. Filed by Bayview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $84,800 affecting property located at 35 Cedar Lane, Unit 2, New Windsor 12553. Filed Aug. 22.

Peralta, Rosa L., et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $292,000 affecting property located at 27 Marc Terrace, Monroe 10950.

Filed Aug. 25.

Piskadlo, Raymond J., et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $415,000 affecting property located at 41 Belcher Road, Warwick 10990. Filed Aug. 28.

Racanelli, Claire A., as executrix of the estate of Louis F. Racanelli, et al. Filed by Deutsche Bank National Trust Company Americas. Action: seeks to foreclose on a mortgage to secure $100,000 affecting property located at 101 Carson Ave., Newburgh 12550. Filed Sept. 3.

Rauch, Carissa A., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 75 Clark St., Poughkeepsie 12601. Filed Feb. 13.

Rosa, Jose A., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $284,400 affecting property located at 35-37 Highland Ave., Middletown 10940. Filed Aug. 25.

Ruiz, Carlos, et al. Filed by CitiMortgage Inc. Action: seeks to foreclose on a mortgage to secure $236,800 affecting property located at 5 Acorn Court, Highland Mills. Filed Aug. 25.

Ruscillo, Raquel D., et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $300,000 affecting property located at 15 Winston Drive, Goshen 10924. Filed Sept. 3.

Sanchez-Eger, Ingrid, et al. Filed

by Green Tree Servicing LLC. Action: seeks to foreclose on a mortgage to secure $196,000 affecting property located at 318 Church St., Poughkeepsie 12601. Filed Feb. 6.

Sandoval, Hilda, et al. Filed by Lakeview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $157,753 affecting property located at 14 Patio Road, Middletown 10940. Filed Aug. 28.

Skeete, Stacey H., et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $196,057 affecting property located at 245 Ruth Court, Middletown 10940. Filed Sept. 2.

Soto, Louis, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $210,000 affecting property located at 7 Van Keuren Court, Monroe 10950. Filed Aug. 29.

Spann, Douglas, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $151,210 affecting property located at 14-16 Lafayette Ave., Middletown 10940. Filed Aug. 28.

Stam, Kenneth, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $352,750 affecting property located at 31 Jonah Circle, Florida 10921. Filed Aug. 28.

Vittorini, David, et al. Filed by PHH Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $258,068 affecting property located at 56 Wileman Ave., Walden 12586. Filed Aug. 27.

Weiss, Isreal, et al. Filed by CitiMortgage Inc. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 16 Ruzhin Road, Unit 201, Monroe 10950. Filed Aug. 27.

Wensley, Guy, et al. Filed by LaSalle Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 198 Plattekill Ardonia Road, Wallkill 12589. Filed March 2.

Young, Kevin, et al. Filed by RBS Citizens N.A. Action: seeks to foreclose on a mortgage to secure $225,000 affecting property located at 6 Country Acres, Newburgh. Filed Aug. 26.

MECHANIC’S LIENS Curbello, Daniel, et al, as owner. $45,364 as claimed by FCS Concrete Corp., Congers. Property: 16 Penny Court, Monroe. Filed Feb. 24.

Hillside Terrace Associates LP, as owner. $33,413 as claimed by X Scape Landscaping Inc., Poughkeepsie.

Property: 1 Knollwood Lane, Poughkeepsie. Filed March 3.

Pizzagalli Properties LLC, as owner. $30,735 as claimed by X Scape Landscaping Inc., Poughkeepsie.

Property: 2541 South Road, Poughkeepsie. Filed March 3.

Southgate Enterprises LLC, New Hampton, as owner. $48,925 as claimed by Commercial Project Management Inc., Middletown. Property: 2677 Route 17M, Sudbury Realty Associates LLC, as owner. $158,149 as claimed by Daetwyler Clean Energy LLC, Huntersville, N.C. Property: 35 Commercial Ave., Middletown 10941. Filed March 6.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Doing Business As Amos and Sarah Holden Home, d.b.a. St. Luke’s Cornwall Home Care, 70 Dubois St., Newburgh 12550.

Filed June 5.

Stateman, Leonard, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $168,384 affecting property located at 5 Schultz St., Port Jervis 12771. Filed Aug. 28.

Steedle, Daniel, et al. Filed by Mid-Hudson Valley Federal Credit Union. Action: seeks to foreclose on a mortgage to secure $87,000 affecting property located at 1215 Sawkill Road, Kingston 12401. Filed March 3.

Stoerchle, Bernd, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $325,800 affecting property located at 19 Athboy Drive, Marlboro 12542. Filed Aug. 25.

Torro, Lawrence E., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $300,000 affecting property located at 289 Ridge Road, Campbell Hall 10916. Filed Aug. 22.

Truchsess, Violet Theresa, et al.

Filed by Reverse Mortgage Solutions Inc. Action: seeks to foreclose on a mortgage to secure $405,000 affecting property located at 250 Stonyford Road, Middletown 10940. Filed Aug. 22.

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March 16, 2015

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FACTS & FIGURES Fort Knox II Gold Buyer’s Inc., d.b.a. Fort Knox Jewelry and Loan NW, 1012 Little Britain Road, New Windsor 12553. Filed June 5.

VISIONARY VACUUM?

Fort Knox II Gold Buyer’s Inc., d.b.a. Fort Knox Jewelry and Loan CV, 165 Route 32, Central Valley 10917.

Filed June 5.

Matthews Pharmacy Inc., d.b.a.

Matthews Pharmacy, 101 Canal St., Ellenville 12428. Filed March 4.

OHR Hachaim Inc., d.b.a. GB Sales, 13 Chevron Road, No. 302, Monroe 10950. Filed June 5.

Partnerships Hudson Valley Systems and Networks, 2217 Glasco Turnpike, Woodstock 12498, c/o David M.H. Zukor and Jesse Jones. Filed March 5.

WHAT MAKES SOME AREAS DAZZLING AND OTHERS JUST PLAIN BORING?

Sole Proprietorships 47 Auto Service, 349 Ann St., Newburgh, c/o Arturo Mendoza. Filed June 4.

This Westfair program on development and real estate will reveal the obstacles to creativity in our local towns, villages and cities. Is there a vision vacuum among our elected and appointed officials or are fear, economics and regulations too overwhelming?

Adam Taxi, 305 Hurley Ave., Apt. 10F, Kingston 12401, c/o Ayman B. Aboueida. Filed March 2.

Archer Electric, 20 Archer Drive, Monroe 10950, c/o Edward Schneider.

Filed June 4.

Oral History Museum Video and Photography, 44 Onteora Court, Shokan 12481, c/o Tommie L. Whigham Jr. Filed March 5.

Pine Crest Café, 4728 Route 209, Accord 12404, c/o Dobres Dawson. Filed March 4.

HEAR WHAT OUR EXPERT PANELISTS HAVE TO SAY

SAL CAMPOFRANCO

DISCUSSION MODERATOR

Founder and managing member Luzern Associates LLC

LUIZ ARAGON

RALPH DIBART

New Rochelle development commissioner

Executive director Business Improvement District

DATE: TUESDAY, APRIL 28 TIME: 11:30 A.M. TO 1 P.M. LOCATION: THE WATERS EDGE AT GIOVANNI’S 2748 POST ROAD, DARIEN, CONN. SPONSOR

SAM FULLER Presented by The Westchester and Fairfield County Business Journals and WAG magazine

For more information, call Holly DeBartolo at 914-694-3600, ext. 3006, or email hdebartolo@westfairinc.com.

March 16, 2015

Smart Cookie, 20 Shari Drive, Marlboro 12542, c/o Natalie Lodato. Filed March 5.

Spiritual Cleaning Services, 111 Walling Road, Warwick 10990, c/o Danamarie Welch. Filed June 6.

Sutton Property Management, 4 Michelle Drive, Apt. 2, Gardiner 12525, c/o Karen Sutton. Filed March 2.

The Cookie Lady, 28 Anna Lane, Ulster Park 12487, c/o Jeanine Foster.

Filed March 4.

Upstate NY Solar, 10 Raybrook Drive, Woodstock 12498, c/o Vincent J. Gutman. Filed March 4.

President Fuller Development LLC

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River Story Weddings, 99 Vineyard Ave., Apt. 1, Highland 12528, c/o Andrew B.D. Porter. Filed March 2.

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Vidal Metal Railings, 207 E. Strand, Kingston 12401, c/o Aurelio Vidal Hernandez. Filed March 5.

LEGAL NOTICES Notice of Formation of Austin Consulting LLC Art. Of Org. filed with SSNY on 2/2/15. Offc.

Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 2322 Field St. Cortlandt Manor, NY 10567.

Purpose: any lawful business activity. #59818 Name of Limited Liability Company (LLC): Valkor Group, LLC. Date of filing Articles of Organization with the Secretary of State (SSNY) 08/14/14. The LLC is located in Westchester County. United States Corporation Agents, Inc. (ìUSCAî) has been designated as agent of the LLC upon whom process against it may be served. The post office address to which USCA shall mail a copy of any process against it served is to the principal business location at c/o 7014 13th Avenue, Brooklyn, NY 11228. Purpose of business of LLC is the distribution of golf apparel and equipment. #59819 LAKBIR DESIGN LLC, Arts. of Org. filed with the SSNY on 01/29/2015. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 356 Mamaroneck Road, Scarsdale, NY 10583. Reg Agent: Lakhbir Kaur Mahajan, 356 Mamaroneck Road, Scarsdale, NY 10583. Purpose: Any Lawful Purpose. #59820 Notice of Application for Authority to Do Business in New York of Hudson Communications, LLC (ìLLCî).

Application for Authority filed with the Secretary of State (ìSSNYî) 12/9/14. The LLC formed in Connecticut (ìCTî) on 8/19/13. Office location is Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of such process to the LLC, 16 Rockledge Avenue, Suite 3N2, Ossining, NY 10562. Office Address in CT is 11 Gelston Road, Sherman, CT 06784. Copies of Articles of Organization of LLC are on file and may be obtained from the Secretary of State of CT, PO Box 150470, Hartford, CT 06115-0470. Purpose of business of LLC is any lawful act or activity. #59821 NOTICE OF FORMATION of Turnquist Design Build, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 1/29/2015. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 36 Overlook Rd., Ossining, NY 10562. Purpose: any lawful activity.” #59823

NOTICE OF FORMATION of CLB3 Systems, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 1/26/2015.

Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail process to: The LLC, 19 Ramapo Rd., Ossining, NY 10562. Purpose: any lawful activity. #59824 EAST COAST DENTWERKS LLC, a domestic LLC, filed with the SSNY on 1/22/15. Office location: Westchester County.

SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to The LLC, P.O. Box 508, Port Chester, NY 10573. General Purposes. #59825 Notice of Formation of Smart Power Solutions, LLC, Articles of Organization filed with Secretary of State of New York (SSNY) on 11/28/2014. Office location: Westchester County.

SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: Smart Power Solutions, LLC, 15 Beverly Lane, Peekskill, NY 10566. (LLCís principal business location).

Purpose: Any lawful business activity. #59826 Notice of Formation of Golden Apple Childcare, LLC. Arts.

Of Org. filed with SSNY on 01/15/15. Office Location: Westchester County. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: Lester Rodriques, 814 Hall St., Mamaroneck, NY 10543. Purpose: any lawful purpose. #59827 BONUS HR CONSULTING, LLC, Arts. of Org. filed with the SSNY on 02/09/2015. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Glenn Courounis, 107 Hilltop Rd., Ardsley, NY 10502. Purpose: Any Lawful Purpose. #59828 Notice of Formation of 5th Element Ventures, LLC Art. Of Org. filed with SSNY on 3/24/14. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 126 Lord Kitchener Road, New Rochelle, New York 10804.

Purpose: any lawful purpose. #59829 Notice of Formation of 42 Square Solutions, LLC Art. Of Org. filed with SSNY on 12/5/14. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 126 Lord Kitchener Road, New Rochelle, New York 10804.

Purpose: any lawful purpose. #59830

Notice of Limited Liability Company (LLC): The S&J Project, LLC. Art of Org filed with SSNY on 1/21/15.The LLC office is located in Westchester County. United States Corporation Agents has been designated as agent of the LLC upon whom process against it may be served. United States Corporation Agents shall mail a copy of process to the LLC at P.O. Box 376, Chappaqua, NY 10514. Purpose: any lawful purpose. #59831 FOR GOODNESS CAKES NY, LLC, a domestic LLC, filed with the SSNY on 1/27/15. Office location: Westchester County.

SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to Christina Ann Alleva, 630 Gramatan Ave., Apt. 3T, Mt. Vernon, NY 10552. Latest date to dissolve: 12/31/2065. General Purposes. #59832 BRIGHTON ELECTRIC, LLC, a domestic LLC, filed with the SSNY on 1/23/15. Office location: Westchester County.

SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to James J. Tierney, 1724 Central St., Yorktown Heights, NY 10598.

General Purposes. #59833 Notice of formation of limited liability company (LLC). Name: NYC Americana Concierge LLC. Articles of Organization filed with Secretary of State of New York (SSNY) on 01/20/2015. NY office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. The post office address to which the SSNY shall mail a copy of any process against the LLC served upon him/her is 32205 Town Green Drive Elmsford NY 10523. Purpose of the LLC is to provide a excellent concierge service. #59834 722 COMMERCE, LLC, Arts. of Org. filed with the SSNY on 10/17/2014. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 722 Commerce St., Thronwood, NY 10594. Reg Agent: Pellegrino & Company, 22 Saw Mill River Road, Hawthorne, NY 10532. Purpose: Any Lawful Purpose. #59835 ANTHONY BULFAMANTE EQUITIES III LLC, a domestic LLC, filed with the SSNY on 2/10/15. Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to The LLC, 68 Marion Dr., New Rochelle, NY 10804.

General Purposes. #59836

Notice of Formation of Dowe Partners LLC. Art. of Org. filed with SSNY on 11/20/14. Offc.

Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 42 Forest Lane, Bronxville,NY 10708. Purpose: Any lawful purpose #59838 Notice of Formation: Williamson and Young LLC. Art. of Org. filed with SSNY 1/22/15.

Offc Loc Westchester Cnty.

SSNY design as agent of LLC upon who process against it may be served. SSNY shall mail process to 39 Quaker Hill Dr Croton on Hudson, NY 10520 Purpose: any lawful purpose #59839 Notice of Formation of RIVERTOWNS STAGING LLC. Arts. of Org. filed with SSNY on 11/19/14. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o THE LLC, 55 Walgrove Ave., Dobbs Ferry, NY 10522.

Purpose: all lawful activities. #59840 Notice of Formation of BLUESTONE 53, LLC. Arts. of Org. filed with SSNY on 1/16/15.

Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o THE LLC, 12 Water St., #204, White Plains, NY 10601. Purpose: all lawful activities. #59841 Notice of Formation of GERALD H. HYMAN, DMD, PLLC Arts. of Org. filed with SSNY on 12/5/14. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served.

SSNY shall mail process to: c/o THE LLC, 242 Robert Dr., New Rochelle, NY 10804. Purpose: to engage in the practice of dentistry. #59842 Notice of Formation of 3225 EAST TREMONT ASSOCIATES, LLC. Arts. of Org. filed with SSNY on 1/22/15. Office location: Westchester County.

SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o THE LLC, 12 Water St., #204, White Plains, NY 10601. Purpose: all lawful activities. #59843 Notice of Formation of PROTEALAB LLC. Arts. of Org. filed with SSNY on 12/3/14.

Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o THE LLC, 85 Brevoort Ln., Rye, NY 10580. Purpose: all lawful activities. #59844

Notice of Formation of STELLAR SOLUTIONS, LLC. Arts. of Org. filed with SSNY on 1/13/15. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o THE LLC, 66 Miller Ave., Tarrytown, NY 10591. Purpose: all lawful activities. #59845 Notice of Formation of 323 EAST 53RD HOLDING, LLC. Arts. of Org. filed with SSNY on 1/16/15. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o THE LLC, 12 Water St., #204, White Plains, NY 10601.

Purpose: all lawful activities #59846

PB VENTURES LLC, a domestic LLC, by way of conversion from a general partnership f/k/a PB Investments filed with the SSNY on 1/28/15. Office location: Westchester County.

SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to Cary Potkin, 13 Rolling Hills Ln., Harrison, NY 10528. General Purposes. #59851 SAIMS LLC, Arts. of Org. filed with the SSNY on 01/15/2015.

Office loc: Westchester County.

SSNY has been designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to: 20 Winterberry Ln., Briarcliff Manor, NY 10510. Purpose: Any Lawful Purpose #59852

Notice of Formation of 323 EAST 53RD ASSOCIATES, LLC. Arts. of Org. filed with SSNY on 1/16/15. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o THE LLC, 12 Water St., #204, White Plains, NY 10601.

Purpose: all lawful activities. #59847

NOTICE OF FORMATION OF VIA WILLOW, LLC Arts. of Org. filed w/Secy of State of NY on 02/12/15, Office loc: Westchester Cty, SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 460 North Main St, Port Chester, NY 10573.

Purpose: Any lawful activity. #59853

NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). OLIVER ENTERPRIZE, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 02/09/15. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: OLIVER ENTERPRIZE, PO BOX 435, Yonkers, New York 10703, principal business location of the LLC. Purpose: any lawful business activity. #59848

Pop & Bessieís, LLC, Art. of Org. filed with Secy. Of State (SSNY) 11/17/14. Office Location: Westchester County.

SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to: The LLC, 80 Guion Place, Apt. 9Y, New Rochelle, NY 10801.

Purpose: Any lawful acts or activities. #59855

Notice of formation of MOUNT KISCO PRODUCTS LLC . Art. Of Org. filed with the Sectíy of State of NY (SSNY) on 02/23/15. Office in Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 185 McLain Street Mount Kisco, NY 10549.

Purpose: Any lawful purpose #59849 Notice of Cert. of Conv. of Redhead Writes, a general partnership, to Redhead Writes LLC, a limited liability company (LLC). Cert. of Conversion filed with SS NY on 2/18/15. Office location: Westchester County.

SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of any process to: c/o The LLC, 8 Riverview Terr., Irvington, NY 10533.

Purpose: to engage in any lawful act or activity. #59850

Notice of Formation of Empire Drafting LLC. Art. Of Org. filed with SSNY on 02/18/15. Offc.

Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 740 Gramatan Ave, Mount Vernon, NY 10552.

Purpose: any lawful purpose. #59856 Notice of Formation of Karen D. Kipnes, LLC. Art. Of Org. filed with NY Secy. of State (SSNY) on 12/15/14. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC, upon whom process against it may be served. SSNY shall mail process to the LLC, 33 Rock Shelter Road, Waccabuc, NY 10597. Purpose: any lawful purpose #59857 Notice of Formation of TarryTel, LLC. Arts. of Org. filed with SSNY on 02/23/15. Office location: Westchester County.

SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to the LLC, 28 W Elizabeth St, Tarrytown, New York 10591. Purpose: any lawful act or activity. #59859

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Notice of Formation of Katonah Consulting, LLC. Art. Of Org. filed with SSNY on Jan. 20, 2015 Office Location: Westchester County. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: 37 Cedar Road East, Katonah, NY 10536. Purpose: any lawful purpose. #59860 BOATING TIMES NEW YORK, LLC, a domestic LLC, filed with the SSNY on 2/6/15. Office location: Westchester County.

SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to The LLC, 5 Hilltop Dr., Cortland Manor, NY 10567. General Purposes. #59861 KIMBALL DENTISTRY, PLLC, a Prof. LLC. Arts. of Org. filed with the SSNY on 02/23/2015.

Office loc: Westchester County.

SSNY has been designated as agent upon whom process against it may be served.

SSNY shall mail process to: 300 Kimball Ave., Yonkers, NY 10704. Purpose: To practice the profession of Dentistry. #59864 NOTICE OF FORMATION OF 4 SCOTT CIRCLE PARTNERS, LLC. Arts of Org filed with Secy of State of NY (SSNY) on 01/07/15. Office location: Westchester County. SSNY designated agent upon whom process maybe served and shall mail copy of process against LLC to principal business address: 645 N. Broadway,White Plains, NY 10603. Purpose: any lawful act. #59865 Notice of formation of Limited Liability Company (LLC).

Name: STAY PRAYED UP, LLC (stayprayerful.org). Articles of Organization were filed with the Secretary of State of New York (SSNY) on 02/02/15.

Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: C/O STAY PRAYED UP, LLC, 77 Locust Hill Ave. Apt. 329, Yonkers NY 10701. Purpose: Any Lawful Purpose. #59866 Notice of Formation of Shorepoint Holdings, LLC Art. Of Org. filed with SSNY on 2/27/2015. Office Location: Westchester Cty. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to:Kurt Reich, 624 Oakhurst Rd.Mamaroneck NY 10543.Purpose: any lawful purpose. #59867

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LEGAL NOTICES Notice of Formation of Rockland Capital LLC. Arts of Org. filed with NY Secy of State (SSNY) on 2/27/15. Office location: Westchester County. SSNY is designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 3 Stratford Road, Larchmont, New York 10538.

Purpose: any lawful activity. #59868 Notice of Formation of Greenberg & Chester LLC. Art. Of Org. filed with SSNY on 1/23/15. Office in Westchester County. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 141 Nob Hill Dr. Elmsford, NY, 10523. Purpose: any lawful purpose. #59870

NOVO CAPITAL ADVISORS LLC, Arts. of Org. filed with the SSNY on 03/03/2015. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Michael Nessim, 530 E. 76th St., #9C, NY, NY 10021. Purpose: Any Lawful Purpose. #59871

85-87 GAINSBORG AVE LLC , a domestic LLC, filed with the SSNY on 2/5/15. Office location: Westchester County.

SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to Robert Barbera, 4 Mayfair Rd., Elmsford, NY 10523. General Purposes. #59874

MP FISH LLC, Arts. of Org. filed with the SSNY on 03/03/2015.

Office loc: Westchester County.

SSNY has been designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to: C/O Steinvurzel & Levy Law Group, 34 South Broadway, White Plains, NY 10601. Purpose: Any Lawful Purpose. #59872

321 E 93 LLC, a domestic LLC, filed with the SSNY on 5/25/05.

Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to Vincent Ventura, 1586 First Ave., NY, NY 10028. General Purposes. #59875

PBGS LA ROCHELLE REALTY, LLC, a domestic LLC, filed with the SSNY on 2/17/15. Office location: Westchester County.

SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to The LLC, 510 North Ave., New Rochelle, NY 10801. General Purposes. #59873

Notice of Formation of 30neThirty, LLC. Arts of Org. filed with SSNY on 11/14/2014. Office location: Westchester County.

SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: P.O. Box 1318. 15 South 1st Ave. Mount Vernon, NY 10550. Purpose: any lawful act or activity. #59876 Notice of formation of Limited Liability Company (ìLLCî).

Name: BKKJ Property Services LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on 3/4/15. N.Y. office location: Westchester County.

The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to BKKJ Property Services LLC, 240 Underhill Avenue, Apartment 2, Yorktown Heights, New York 10598. Name/address of each member available from SSNY. Purpose: any lawful activity. #59877

Notice of Formation Artemis Development LLC Arts. of Org. filed with SSNY 3/5/15. Off. Loc.: Westchester Cnty. SSNY designated as agent of LLC whom process may be served.

SSNY shall mail process to: c/o the LLC, 24 Ridge Street, Katonah, NY 10536. Purpose: all lawful activities. #59878 Notice of Formation Action Brand Advisers LLC Arts. of Org. filed with SSNY 3/4/15.

Off. Loc.: Westchester Cnty.

SSNY designated as agent of LLC whom process may be served. SSNY shall mail process to: c/o the LLC, 3 Green Acres Drive, Rye, NY 10580. Purpose: all lawful activities. #59879 CGC ADVISORY GROUP LLC, a domestic LLC, filed with the SSNY on 3/3/15. Office location: Westchester County.

SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to The LLC, 180 Jackson Ave., Pelham, NY 10803. General Purposes. #59880

SIGNATURE PAINT & PAPER, LLC, a foreign LLC, filed with the SSNY on 2/10/15. Office location: Westchester County.

SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to The LLC, 44 Cliffdale Rd., Greenwich, CT 06831. General Purposes #59881 Notice of formation of Ground Up Estates, LLC. Articles of Org. filed with NY Secretary of State (SSNY) on 4/12/13, office location: Westchester County.

Princ. office of LLC: 4 Martine Ave, Suite 612 White Plains, NY 10606. SSNY designated as agent upon whom process may be served. SSNY shall mail process to the LLC at the addr. of its princ. office. Purpose: Any lawful activity. #59882

190 VALLEY STREET LLC, Arts. of Org. filed with the SSNY on 03/11/2015. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 427 Manville Rd., Pleasantville, NY 10570.

Purpose: Any Lawful Purpose.

Ad # 59884

Notice of Formation of ALL IN ONE REALTY LLC Art. of Organization filed with SSNY on 11/12/14 Office location Westchester County SSNY designated as Agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, c/o David Nigrelli, Esq. 465 Columbus Avenue, Suite 120, Valhalla, NY 10595 Purpose: any lawful business activity. Ad # 59883

2015 SuperHero Gala St. Christopher’s, Inc. And the Honorees are…

The Philanthropist Award – Michael Aisner of the Torch Foundation The Let’s Play It Forward Volunteer Award – Jessica Manfro and Christine Wexler of Mind Ur Body & Soul The Humanitarian Award – John Dimling, St. Chris Board Member and former President & CEO of Nielsen Media Research The Corporate Citizen Award – Diane and John Durante of Durante Rentals Our Gala Co-Chairs are…

Elizabeth Bracken-Thompson and Geoffrey S. Thompson, Eunice and Horace Turnbull, and Linda and Larry Weiss.

St. Christopher’s, Inc. cordially invites you to join us as we celebrate 134 years of making a positive difference in the lives of our youngsters for an evening of fun and excitement at our Annual Gala Celebration featuring a sit-down dinner, silent/live auction and raffle at Tappan Hill Mansion in Tarrytown, NY. For more info, please contact: Katie Johnson at (914) 693-3030, ext. 2313 or kjohnson@sc1881.org

APRIL 30 | 6:30 - 11 PM | TAPPAN HILL MANSION | TARRYTOWN, NY

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March 16, 2015

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Media Sponsor – Westfair Communications Inc.

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FACES& PLACES

HAPPY BIRTHDAY! Volunteer New York! recently celebrated 65 years of making volunteer connections by bringing together generations of leaders, volunteers and nonprofits from throughout New York. Over several hours on Feb. 11, volunteers from VNY! delivered 65 specialty cupcakes, created by Lulu Cake Boutique of Scarsdale and accompanied by a keepsake courtesy of Balancing Life’s Issues, Inc., to virtual guests who helped turn the virtual birthday party into a social media event under the hashtag #VNY65. At a press event held at the White Plains YMCA, Deputy County Executive Kevin Plunkett presented Mark Rollins, Volunteer New York! board chair, with a proclamation from Westchester County Executive Robert P. Astorino.

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Photographs courtesy Volunteer New York!

1. Alana Sweeny, CEO and President of United Way of Westchester and Putnam.

2. Amy Siskind, national spokesperson, cofounder and president of The New Agenda.

3. Bonnie Kintzer, President and CEO of The Reader’s Digest Association.

4. “Iron Chef” winner Peter Kelly of Xaviars X20 on the Hudson in Yonkers.

5. Liz Bracken-Thompson, partner at Thompson & Bender.

6. Marsha Gordon, president and CEO, and John Ravitz, executive vice president, both of the Business Council of Westchester.

7. New Rochelle Mayor Noam Bramson.

8. Volunteer New York! board chair Mark Rollins receives proclamation from Deputy County Executive Kevin Plunkett, as New York State Sen. Andrea Stewart-Cousins looks on.

9. White Plains Mayor Tom Roach with Jeanette Gisbert, Volunteer New York! senior director of volunteer engagement.

10. Westchester County legislators James Maisano and Catherine Borgia.

11. A specialty cupcake from Lulu Cake Boutique of Scarsdale, featured on the desk of Yonkers Mayor Mike Spano.

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March 16, 2015

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2015

ABOVE THE BAR AWAR D S NINTH ANNUAL COUNTYWIDE AWARDS PROGRAM RECOGNIZING OUTSTANDING WESTCHESTER ATTORNEYS

SAVE THE DATE: JUNE

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TUDOR ROOM PACE LAW SCHOOL 78 N. BROADWAY WHITE PLAINS

PRESENTED BY: • CITRIN COOPERMAN • WESTCHESTER COUNTY BUSINESS JOURNAL • PACE UNIVERSITY SCHOOL OF LAW • WESTCHESTER COUNTY BAR ASSOCIATION • WESTCHESTER WOMEN’S BAR ASSOCIATION

Visit westfaironline.com for the nominating process. Each nomination should consist of a minimum of 200 words based on the criteria provided.

Please submit your nomination and a copy of the nominee’s CV no later than April 22. For more information or questions, call Holly DeBartolo at (914) 694-3600, ext. 3006, or email hdebartolo@westfairinc.com.

Nominations close April 22

A CALL FOR

NOMINATIONS Members of the Westchester business and legal communities are encouraged to nominate, pursuant to the criteria, one or more candidates for the following prestigious award categories: PACE SETTER AWARD: Candidate exemplifies overall excellence in professional and community work, prominence in the Westchester legal profession and fierce determination to being as good an attorney as possible. The highest award, the candidate must be well respected by peers and community.

MOST SOCIALLY CONSCIOUS AWARD: Candidate is dedicated to one or more causes in the community as an active member or leader and has a significant history of pro bono legal or government service, which warrant praise and recognition by peers and community.

LEADING HEALTH CARE ATTORNEY: Candidate has concentrated his/her legal expertise within the area of health care and distinguished him/herself as a leading health care attorney among his/her peers.

LEADING REAL ESTATE ATTORNEY: Candidate has concentrated his/her legal expertise within the area of real estate, including land use, development and zoning matters and distinguished him/herself as a leading real estate attorney.

MOST PROMISING PACE LAW SCHOOL STUDENT: Candidate, in his/her third year, who through passion and enthusiasm for the law, high scholastic achievement and initiative and involvement in school and community activities will be a promising member of the legal profession.

“WITHOUT QUESTION WINNING THE ABOVE THE BAR AWARD IS ONE OF THE MANY HIGHLIGHTS OF MY LEGAL CAREER, BUT ITS MEANING IS FAR GREATER. IT CELEBRATES THE RULE OF LAW IN OUR PROFESSION AND IT RECOGNIZES ALL LAWYERS WHO FIGHT FOR THE RIGHTS OF OTHERS.” Tejash V. Sanchala 2012 Above The Bar Award Recipient Leading Labor & Employment Attorney

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WESTCHESTER COUNTY

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