WCBJ March 17 by Westfair Business Journal

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LANDLORD DEFAULTS ON PLATINUm mILE

JENNIFER BISSELL

INSIDE

March 17, 2014 | VOL. 50, No. 11

BY JOHN GOLDEN jgolden@westfairinc.com

PRO HOOPS IN WHITE PLAINS • 7

Community members have seen limited impact on traffic, noise and sales volume since construction began in October. But as the construction process ramps up over the next four years, many are hoping for the best. No major traffic issues were cited within the first two days of the ramp closure from southbound Route 9 onto Interstate 287 in Tarrytown. But many residents are anxious after the heavy

special loan servicer is seeking to foreclose on a Platinum Mile office property whose owner defaulted on a $28.8 million mortgage after losing the building’s anchor tenant last year to another Platinum Mile landlord. The former tenant, Westchester County’s largest law firm, filed a separate lawsuit against the Harrison building owner one day after the foreclosure filing in state Supreme Court in White Plains. Dryland Gannett 3 L.L.C. paid $35.3 million in 2006 for 3 Gannett Drive, a class B building renamed 3 Westchester Park Drive late last year as part of an office park repositioning by the owner. The buyer, an entity of Heritage Realty Services L.L.C. in Manhattan, secured a $28.8 million mortgage with Royal Bank of Scotland Group’s Greenwich Capital Financial Products Inc., the former name of RBS Financial Products Inc. in Fairfield County. The loan later was assigned to LaSalle Bank and Bank of America as trustees for investors in commercial mortgage-backed securities before U.S. Bank in January turned it over to LNR Partners L.L.C., a special servicer based in Miami Beach. LNR in court papers in filed late February claimed the Platinum Mile owner owed approximately $27.1 million in principal when defaulting on the loan early last month. The foreclosure action also names investor George Economou, a loan guarantor, as defendant. Heritage Realty last summer lost the property’s major occupant when Wilson Elser

Ramp, page 6

Landlord, page 6

BANKING & FINANCE • 17

Randy Ward, attendant at a Shell gas station in Tarrytown.

FACES & PLACES • 31

key Tappan Zee Bridge ramp closes Trafﬁc concerns clash with economic potential BY JENNIFER BISSELL jbissell@westfairinc.com

a keY RaMP TO MeRge on to the Tappan Zee Bridge closed this month, kicking off a new phase of construction on the New NY Bridge project.

NEWS NOON @

DEALS &DEEDS

NEW JERSEY FIRm BUYS, REVIVES DISTRESSED OFFICE PROPERTIES

75 S. Broadway in White Plains

A north New Jersey real estate investment company formed to acquire distressed properties in the office market after 2008 held a grand opening this month for its renovated office suites center in downtown White Plains. The KABR Group offers hourly, daily, weekly and monthly rentals to business owners at the 23,000-square-foot Westchester Business Center. The office center is on the fourth floor of 75 S. Broadway, the 95,000-square-foot class B office building acquired by KABR in 2012. The Ridgefield Park, N.J., company that year made its first deal in Westchester County when it joined with Capstone Realty Group Inc. to acquire 465 Columbus Ave. in Valhalla, whose owner had defaulted on a $13.6 million mortgage. Both Westchester properties have been renovated by the new owner, said adam altman, managing member of KABR Group. He said the company has invested more than $1 million in renovations and technological upgrades in the four-story White Plains building. Altman declined to disclose occupancy rates for the Westchester properties, but said, “We’re well-occupied.” At the 100,000-sqaurefoot Valhalla office building, where occupancy was about 60 percent before the purchase two years ago, KABR has turned “a struggling asset” into a “very stable” one, he said.

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March 17, 2014 • WCBJ

Monthly rents for offices at the Westchester Business Center start at $499. Staffed full time by a general manager and a receptionist, the center also offers workstations for temporary use by professionals and students that can be rented hourly and a Psych Room for mental health counseling. Altman said “the biggest accolade” from business tenants has been for KABR’s addition of high Internet bandwidth in the building. “We create a class A office experience for small entrepreneurial businesses and allow them to have an outside opportunity of being as robust and technologically efficient as they want,” Altman said. Altman said the center’s tenants include the usual office-suite mix of marketing executives, accountants and attorneys, in addition to others from “less obvious” professions seeking office space and equipment – psychologists, social workers and technology professionals. “That’s been a great surprise and a good one,” he said. Altman said he and his partners at KABR might acquire more distressed properties in the county. “Westchester is a great community and we’d love to continue our activity in Westchester,” he said.

PHYSICIANS mOVING IN NEW ROCHELLE

ENT and Allergy Associates L.L.P., a 16-yearold physicians group practice, plans to move this fall to an 8,160-square-foot office at 145 Huguenot St. in downtown New Rochelle. The fast-growing specialty practice, headquartered in Tarrytown, signed a 10-year lease for the state-of-the-art clinical facility. It will replace ENTA’s existing New Rochelle office at 26 Burling Lane. An ENTA spokesman said 15 employees work in New Rochelle. The company operates seven clinics in Westchester in addition to its corporate headquarters. The practice includes more than 150 physicians at more than 40 locations in New York and New Jersey. “Our commitment to the residents of New Rochelle has never been greater,” ENTA CEO Robert glazer said in a press release, “and I am proud to say that our new site will allow us to serve them even better.” “Our long-term working relationship with Montefiore New Rochelle – formerly

Main office telephone ........ (914) 694-3600 Newsroom fax ........................ (914) 694-3680 Sales fax .................................... (914) 694-3699 Research fax ............................ (914) 694-3682 Editorial e-mail:..........bobr@westfairinc.com Or write to: 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Publisher Dee DelBello Managing Editor Bob Rozycki Westchester County Bureau Chief John Golden

Sound Shore Medical Center – has grown tremendously and we continue to work on ways to integrate care, one patient at a time,” Glazer said. GHP Office Realty L.L.C. in Harrison owns and manages 145 Huguenot St., a 300,000-square-foot class A office building.

‘PLEASED’ IN SUBURBAN OFFICE mARKET

Mack-Cali Realty Corp. reported fourthquarter lease deals that totaled 153,766 square feet of office and industrial flex space at its commercial properties in Westchester County and Fairfield County, Conn. Mitchell e. Hersh, president and CEO of Mack-Cali, in a written statement said the company was “pleased to end the year at 86.1 percent leased, as the suburban office markets remain challenged. Despite those challenges, Mack-Cali continues to outperform almost all of the markets in which we operate.” The Edison, N.J.-based company highlighted three signings by office and industrial tenants in Westchester. Montefiore Medical Center, one of MackCali’s largest tenants, signed a new lease for 28,430 square feet of space at 4 Executive Plaza, an 80,000-square-foot office/flex building in South Westchester Executive Park in Yonkers. The tenant was represented by glenn Walsh and gregory frisoli of Newmark Grubb Knight Frank’s Rye Brook office. Mack-Cali was represented in-house by carol Mcguire, senior director of leasing. Also in South Westchester Executive Park, Fabrication Enterprises Inc., a manufacturer and distributor of physical and occupational therapy products, renewed its lease for 12,060 square feet of space at 3 Westchester Plaza, a 93,500-square-foot office/flex building. Mack-Cali was represented in-house by Ivan abry, assistant vice president of leasing. A day care provider at Westchester office

parks, Bright Horizons Children’s Center, signed lease renewals totaling 14,200 square feet at 77 Executive Blvd. in Mack-Cali’s Cross Westchester Executive Park in Elmsford and at 7 Odell Plaza at South Westchester Executive Park. Mack-Cali was represented in the deals by senior leasing director Louis amalfitano. A real estate investment trust, Mack-Cali owns or has interests in 267 office and office/ flex properties totaling approximately 31 million square feet and 12 multifamily rental properties with more than 3,600 apartments, all in the Northeast.

LEASING IN VALHALLA

CBRE Group’s Westchester/Connecticut office has been named exclusive leasing agent for The Summit, Reckson SL Green Realty Corp.’s 102-acre, approximately 700,000-square-foot office park in Valhalla. The CBRE team of William cuddy, Brian carcaterra, Jacqueline novotny, Michael Mccall and Peter Hansen will oversee the marketing campaign. Cuddy, CBRE executive vice president in Stamford, in a press release predicted the campaign’s use of social media “will transform the leasing process.” Set on 102 acres, The Summit includes 100 Summit Lake Drive and 200 Summit Lake Drive, eight-story, approximately 250,000 square-foot buildings that feature seven-story skylight atriums, and 500 Summit Lake Drive, a six-story, approximately 230,000-square-foot building. — John Golden

correction A March 17 article about the economic impact of nonprofits in Westchester incorrectly stated the location of a press conference. The conference was at the Greenburgh Public Library.

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Critic claims developer had secret deal with Greenburgh officials BY JOHN GOLDEN jgolden@westfairinc.com

long-time public foe of Greenburgh’s town supervisor has asked top law enforcement officials to investigate possible instances of official misconduct and bribe-taking by Greenburgh officials in the form of an alleged sweetheart deal offered to a developer for a town-owned property in exchange for the developer’s silence on legal missteps by town officials that could be “politically embarrassing.” Greenburgh Supervisor Paul Feiner, one of three town officials named in the investigation request, called it “a smear campaign” from a familiar source. He said suggestions that he and other town officials struck a secret deal with Game On 365 L.L.C., the proposed developer of an air dome and sports complex on Dobbs Ferry Road, were “totally baseless.” The allegations were made this month by Greenburgh resident and New York City attorney Robert B. Bernstein in a 15-page letter to state Attorney General Eric T. Schneiderman and Westchester County District Attorney Janet DiFiore. Bernstein

said he was writing on behalf of officers in two Greenburgh civic associations opposed to Game On’s planned commercial development in an unincorporated and largely residential area of Greenburgh. Bernstein asked for an immediate investigation of Greenburgh officials’ conduct in the town’s effort since 2012 to lease or sell the former Frank’s Nursery property at 715 Dobbs Ferry Road. When the town acquired the 7-acre property that year in a foreclosure sale, about $1 million in back taxes were owed on it. Voters in a November 2012 referendum approved the town’s proposed 15-year lease deal with Game On 365. But facing legal challenges to the town’s lease of property acquired through foreclosure and amid threats of legal action by a rival sports facility developer, Feiner announced that December that the town instead was considering selling the nursery property to Game On. Bernstein, though, claimed the lease plan was dropped when town officials learned that any rents received from the developer would have to be paid to the previous property owner’s lender. The town later learned in 2013 that a previously unknown party, Beal Savings

Bank, still held the mortgage on the property. The town last November filed a motion for default judgment in state Supreme Court to discharge the mortgage and give the town clear title to the property. Bernstein in his letter suggested the town’s title-clearing lawsuit was delayed until after the September primary election to avoid publicly embarrassing Feiner about the town’s initial faulty title search. Feiner in the Democratic primary easily defeated Bernstein, who announced his candidacy at the Frank’s Nursery site and made the town’s mishandling of the deal a focus of his campaign. Bernstein also claimed Feiner pushed last year to sell the nursery property at a price “substantially below market” - $1.7 million – despite a $3.5 million purchase offer from a Game On rival, Elm Street Sports L.L.C. Elm Street in 2012 opened House of Sports, a 120,000-square-foot athletic training facility in a redeveloped office and warehouse building in nearby Ardsley Bernstein claimed Feiner made the below-market sale offer to Game On partners “with the understanding that it could be immediately resold to a third party that

would bid as least $3.5 million, thereby netting Game On a profit of at least $1.8 million, without even a shovel hitting the ground.” The town indefinitely delayed a public auction of the contested property that had been scheduled last December. With lawsuits flying and the prospect of a competing bidder for the Frank’s Nursery site, Game On 365 last year negotiated a purchase option deal with owners of the nursery’s next-door neighbor, the Westchester Golf Range, as an alternative site for the developer’s Westchester Field House project. Bernstein in his letter claimed town officials have worked behind closed doors with Game On and in violation of town laws to secure a needed zoning change for the project on Dobbs Ferry Road. Bernstein also urged an investigation into whether Game On used “potentially embarrassing information” about the lease problem and the town’s inability to properly convey title to the property because of the Beal Savings Bank lien “to coerce town officials to give it millions of dollars in financial benefits.” Martin Hewitt, Game On 365 project manager in Tarrytown, did not respond to a Greenburgh, page 10

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Region’s January job numbers up from last year BY JOHN GOLDEN jgolden@westfairinc.com

ed by hiring in education and health services, private-sector employment in the Putnam-Rockland-Westchester labor market grew by 4,700 jobs in January, a 1 percent increase from January 2013, according to the state Department of Labor. Employment at professional and business services companies in the tricounty area also rose markedly in January from a year ago. That white-collar services sector filled 3,700 more jobs than it did in January last year, a 5.2 percent increase. In Westchester County, the January unemployment rate dropped to 6 percent from 7.7 percent in 2013, according to the Labor Department. Employment levels in the county, however, declined from the holiday season in December, when Westchester had a 5.2 percent unemployment rate. The Labor Department reported 28,000 Westchester residents were out of work in January, compared with 24,500 unemployed in December and 36,300 in January 2013. Unemployment in the PutnamRockland-Westchester labor market stood at 5.8 percent in January, down from 7.5 percent a year earlier but an increase from last

March 17, 2014 • WCBJ

December, when unemployment in the three counties was at 5.1 percent of the workforce. The three-county area had the second lowest January unemployment rate among the state’s 10 metropolitan statistical areas, trailing only Ithaca’s 5 percent unemployment rate. The Labor Department’s preliminary employment figures for January show the three counties in the lower Hudson Valley added 3,200 nonfarm jobs – including private sector and government employment – from January 2013, a 0.6 percent increase. The seven-county Hudson Valley labor market netted an additional 10,500 private sector jobs from January 2013 to January this year, a 1.5 percent increase. Nonfarm employment in the region grew by 7,700 jobs over the same one-year period, a 0.9 percent increase. The Labor Department’s Hudson Valley regional statistics also include employers in Dutchess, Orange, Ulster and Sullivan counties. The Hudson Valley’s 6.3 percent unemployment rate in January was the second lowest among the state’s 10 labor market regions. Long Island had the lowest unemployment at 5.9 percent. Unemployment in New York City stood at 8.1 percent in

January, down from 9.7 percent a year earlier. Statewide employment in the private sector grew by 119,600 jobs in January compared with a year earlier, a 1.7 percent increase. In Westchester, Rockland and Putnam counties, employers in education and health services had 4,000 more jobs filled this January than in January 2013, a 3.4 percent increase. Within that employment category, jobs in health care and social assistance grew by 3,600 for the one-year period, a 4 percent increase. Ambulatory health care centers added 1,300 jobs for the year, a 3.9 percent increase. Hiring for education and health services workers in this area in January outpaced statewide gains in that field, which added 37,500 jobs throughout New York, a 2.1 percent increase. The tricounty area’s leisure and hospitality industry and local governments shed the most jobs in January compared with a year ago. From the holiday season in December through January, hotels, bars and restaurants lost 2,000 jobs in the region, a 4.3 percent decrease. For the one-year period from January 2013, the industry shed 800 jobs in the area, a 1.8 percent decline. Local government employment in the

area declined by 2,400 jobs from December last year through January, a 3.4 percent drop. In January this year, municipalities in the tricounty area employed 1,300 fewer workers than a year ago, a 1.9 percent decline.

The Labor Department reported 28,000 Westchester residents were out of work in January, compared with 24,500 unemployed in December and 36,300 in January 2013. The $3.9 billion Tappan Zee Bridge project’s expected impact on construction employment in this area has not yet been seen in state Labor Department statistics. Jobs in construction, mining and natural resources in the tricounty area were 2,100 fewer in January than a year ago, a 7.6 percent decrease. That employment sector in January shed 2,000 jobs from its total workforce here as of December.

Building a winning personal brand BY STACEY COHEN

ersonal branding isn’t just for celebrities like Lady Gaga or business moguls like Donald Trump – it’s key to any professional’s success. From the collegebound student to mid-level manager to CEO, crafting and communicating a winning personal brand is paramount. And with the surge of online search and social media platforms, it’s more important than ever to leverage an eye-catching brand. Tom Peters puts it simply in his Fast Company article “The Brand Called You”: “Regardless of age, regardless of position, regardless of the business we happen to be in, all of us need to understand the importance of branding. We are CEOs of our own companies: Me Inc. To be in business today, our most important job is to be head marketer for the brand called You.” But don’t fret: personal branding principles are strikingly similar to consumer product branding. In each case, the unique value proposition is identified and communicated consistently across a broad range of platforms. For an example, look to the similarities between Apple – a corporation – and Martha Stewart, an individual. Both entities have cultivated strong brands to meet similar goals:

establishing reputation, building credibility, enhancing recognition and ensuring longevity. When honing and crystallizing your brand, here are a handful of recommendations: n Ask important questions. What makes you unique? What are you passionate about? What differentiates you from your competitors? What makes you a good investment? What are your core competencies? What do you want to be remembered for? n Pinpoint words that best describe the value you offer – like “technical” – or describe your personality, such as “enthusiastic.” It is also important to gauge how others perceive you, so make sure to ask friends and colleagues about your strengths. n Consider short-term and longterm goals, and make them S.M.A.R.T. (Specific, Measurable, Actionable, Realistic and Timely). Develop an immediate action plan and a six to 12 month timeline. n Define your target audiences. To whom should you communicate your brand? How do they like to be reached? What’s in it for them? n Remember: always be authentic. Personal branding is not about creating a persona you are not. Once you’ve crafted a compelling brand, it’s time to share it with your network. Whether reaching existing customers, poten-

tial clients or colleagues, properly communicating your strengths requires an understanding of what platforms work best. LinkedIn: This professional networking site is the hub of your online identity, so build a stellar profile and make every word count. Recent feature enhancements allow users to bolster their pages with images and videos, and post content as well. Remember that many employers search LinkedIn profiles before meetings and use them to form impressions. Additionally, your LinkedIn profile typically appears first in a Google search. Video: User-generated video that relies on simple, online applications is on the rise, and for good reason. Professionals now have the ability to tell their stories visually and directly. Blogs: A blog is a great way to consistently demonstrate your personal brand. It also helps you position yourself as you want to be seen, on your terms. In penning relevant, thoughtful content, you can easily reach an audience beyond your direct work colleagues and showcase your expertise and communication skills. Leverage a blog to position yourself as a thought leader at your company and beyond. So you’ve developed your brand and implemented it – you’re done, right? Not so. A personal brand requires routine mainte-

nance and monitoring to ensure your message is being heard loud and clear. To build on success, consider these tips: Check major search engines (Google, Bing, Yahoo): What are search engines saying about you? The first place to start with your personal brand – especially online – is to find out what is being said about you, and what information comes up first when you’re searched. For easy online monitoring, set up free alerts through Google and/or Talkwalker. When you create the alerts, make sure to enter your name both with and without quotation marks. Additionally, remember that many of your social networks will show up in online searches. Whether you use a particular platform for business or pleasure, what’s set to ‘public’ can be viewed by colleagues, clients, competitors and prospective employers. Feedback loop: Develop a trusted network of colleagues, friends, and family to regularly provide support perfecting your personal brand. Stacey Cohen is president of Co-Communications Inc. in Mount Kisco with satellite offices in Connecticut and New York City. She can be reached by email at stacey@cocommunications.com or by phone at (914) 666-0066.

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WCBJ • March 17, 2014

Ramp — From page 1

traffic delays in December when the ramp initially closed. “Traffic was backed up in every direction for miles,” said Richard Friedman, general manager of Tarrytown’s DoubleTree by Hilton. “It was a zoo. If that was going to happen every day, it’d be unbearable.” Friedman likened the traffic jam to that of the George Washington “Bridgegate” scandal, saying he wouldn’t be surprised if another jam occurred. Officials at the New York State Thruway Authority contend the ramp closure will not have a significant impact on traffic and that the delays in December were caused by a combination of events. There were multiple accidents, a car fire, snowy weather and emergency repairs on the George Washington Bridge, which diverted traffic to the Tappan Zee Bridge. Regardless, the ramp will now be closed until 2018 in an effort to reduce congestion on local roadways. It will be used for construction access, staging and equipment storage. Drivers who wish to use the ramp, known as Ramp E, will be directed to a Route 119 “jug handle” immediately after the ramp for a different entrance onto the bridge. The jug handle has been used several times before, but Randy Ward, an attendant at the Shell gas station on the corner of Route 9 and Route 119, said he believes traffic cops will be necessary on the corner. The first two days of the ramp closure, Ward said he had at least 20 customers ask for directions onto the bridge. The traffic light at the corner of the jug handle doesn’t allow for left turns onto Route 119. And for confused drivers, Ward predicts a lot of unnecessary traffic tickets. A police station is also on the corner. “Traffic is going to be crazy when they really get going with construction,” said Ward, who’s worked at the gas station for five years. “We need flaggers (traffic facilitators) here 24/7. It’s going to cause havoc.”

Limited impact felt; optimism remains In recent days the focus has been on traffic. However, the business community says it remains optimistic about the overall economic impact of the $3.9 billion construction project. Over the entire construction period, economists predict roughly $5.6 billion will be spent in goods and services, supporting an average of 7,728 unique, fulltime jobs every year. The project isn’t just a boon for the construction industry. Those in retail, leisure and hospitality also hope to benefit from a higher volume of potential customers. “We’re all expecting a much more

March 17, 2014 • WCBJ

Richard Friedman, general manager of Tarrytown’s DoubleTree by Hilton

noticeable increase,” said John Sardy, executive director of the Greater Sleepy Hollow Tarrytown Chamber of Commerce. “Every time I go into a different store I see some sort of bridge worker.” Officials at the Thruway Authority have dispelled local reports that a boat was bringing construction workers on the Westchester side of the Hudson River to Nyack for lunch. However, Sardy said he still believes more could be done to transport bridge workers into downtown Tarrytown. He has suggested a trolley run along the riverbank into the business centers of Irvington, Tarrytown and Sleepy Hollow. For the last several years, Tarrytown has been on a steady incline in terms of business and real estate, Sardy said. The bridge construction and the new bridge itself will add to that. “Be envious of Tarrytown,” Sardy said. “The bridge will give it another attraction … When the bridge is complete, businesses will benefit. It’s going to be a new landmark.” Friedman from the DoubleTree said he hasn’t seen a noticeable increase in reservations due to construction. However, he said he’s optimistic stays will increase as the construction process speeds up and more engineers and planners need a place to stay. Friedman said he doesn’t expect many of the 13,000 construction workers over the five-year period to stay at the DoubleTree. Most likely, they live within driving distance or will find rental properties, he said. Instead, the DoubleTree could benefit from those earning higher wages, like the 1,970 management positions the project is estimated to support. “It’s too early to say what the impact will be,” Friedman said. “But we hope it will be good.”

3 Westchester Park Drive

Landlord — From page 1

Moskowitz Edelman & Dicker L.L.P., the county’s largest law practice, relocated from its 142,000-square-foot space at 3 Gannett Drive to 1133 Westchester Ave., a class A office building across Interstate 287 in White Plains that is owned by RPW Group Inc. One day after the Feb. 24 foreclosure filing in state Supreme Court, Wilson Elser filed its own lawsuit against its former landlord. The firm did not respond to requests for information on the suit. Wilson Elser’s legal complaint has not yet been electronically recorded in the county clerk’s office. Landlord George T. Constantin, president and CEO of Heritage Realty Services, last August said he expected to spend nearly $13 million to renovate

3 Gannett and two other office buildings in the 386,000-square-foot Gannett Office Park, renamed Westchester Park Center last December. Westfair Communications, parent company of the Business Journal, is a tenant at 3 Westchester Park Drive. Asked about the foreclosure and the Wilson Elser lawsuit, Constantin in an email replied, “It is standard policy and procedure not to comment on subjects like this.” Constantin reportedly told a daily news publication that Heritage Realty is in the process of restructuring the loan, as it did in 2012 for 2 and 4 Westchester Park Drive. Dryland Gannett in 2005 paid $42 million for those properties, according to county clerk records. The office park owner last November began a court petition proceeding for a property assessment review by the town of Harrison.

Knicks will launch D-League team in White Plains Westchester County could gain up to $228K per season

BY JENNIFER BISSELL jbissell@westfairinc.com

he New York Knicks' new NBA Development League team will play its home games at the Westchester County Center starting in November. And fans have the chance to come up with a name for the new squad. Madison Square Garden Co, which owns the Knicks, plans to use the new D-League team to develop talent both on and off the court, whether it is players, coaches or trainers. But the team means more than just development for the county government. Westchester County, which owns the county center, could stand to gain between $48,000 to $288,000 per season in ticket sales, parking, concessions and merchandise. The team will play 24 games of its 50-game season in White Plains. Government and NBA officials gathered at the center in White Plains March 10 to announce a five-year licensing agreement, potentially worth $12,000 a game. The team will be the 18th in the league and the seventh owned and operated by an NBA team. “Fans will have a front-row seat to what

Westchester County Parks Commissioner Kathleen O'Connor, NBA D-League President Dan Reed, Knicks Assistant General Manager Allan Houston, County Executive Rob Astorino and Westchester County Board of Legislators Chairman Michael Kaplowitz.

we think is the second-best basketball league in the world,” said Dan Reed, president of the NBA Development League. “This arena is going to be perfect for a Development League team and the support the county has put behind this whole process has been tremendous.” County Executive Robert P. Astorino said he believed the county center always had the potential to be a premier entertainment center. Though the reptile shows have been great, he said, the center would be better utilized as a frequently used court.

“The county center can be more successful,” he said. “The potential for the arena to sell out is there.” Astorino, who used to announce games at the center in his youth, said no government money had been spent recruiting the team to the center, nor would any money be spent on the team in the future. The team’s presence will help bring in tourists and visitors to the county, as well as entertain current residents, he said. Sports fans will be able to see top NBA prospects, college all-star players and current Knicks

players at the court. At the end of the fiveyear agreement, there is a team option for renewal. Allan Houston, assistant general manager of the Knicks, said the team was excited to build off prior successes with the Erie BayHawks D-League team, and start fresh in the Knicks’ own backyard. With the purchase of the expansion club, the Knicks will end their affiliation with the BayHawks. Of the 17 teams in the league, 14 have direct affiliations with an NBA club. Many sportwriters expect that within a decade the D-League will expand to 30 teams, with each NBA club having ownership or direct affiliation with a lower league club. Houston, who spent nine seasons as shooting guard of the Knicks, will be the general manager of the Knicks' new D-League team. “We’re really excited to bring a team to Westchester,” Houston said. “We see it as an integral part to the NBA’s future because it provides such a unique platform for the professional development of players, but also coaches, trainers and everyone involved in the process.” Knicks fans are encouraged to help name the team at nyknicksdleague.com.

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The Webster Symbol and Webster Bank are registered in the U.S. Patent and Trademark Office. WCBJ • March 17, 2014

The ins and outs of employment contracts BY ERIC MEERMANN

ith the economy improving, more people are getting job offers and some come with employment contracts – which offer both job security and potential pitfalls. Here are some tips for employees. Security is the big benefit. Protecting yourself financially if you’re terminated without cause is a big plus. If you’re let go, your employer typically must pay your salary and benefits for a set period or the remainder of your contract. Without a contract, you’re an at-will employee and your employer can terminate you anytime. If you want a contract but aren’t offered one, bring up the possibility during the salary negotiation phase. Before signing, read the contract carefully. Make sure you understand contract terms before you sign. Having an attorney look it over is not a bad idea, especially if the contract contains technical language you feel unqualified to interpret. Beware of noncompete and nonsolicitation clauses. Sales positions, some medical jobs and technology and research positions often

come with noncompete clauses or agreements, which may be part of the employment contract or a separate document. Noncompetes should terminate within a certain period after you’ve left your job; one year is typical. State law varies on how restrictive they can be and remain legally binding. Learn about your state’s requirements to make sure any such agreement is legal. An overly restrictive noncompete can make it hard to get a new position. Some employment contracts also include nonsolicitation clauses, which restrict former employees from soliciting employees or customers. Again, take care that it won’t be overly burdensome or likely to hurt your future job prospects. If you plan to hold a second job or run a side business or pursue other business opportunities, make sure your contract permits moonlighting. If your other work clearly falls in the same industry as that of your employer, you could run afoul of a noncompete clause. You may also risk creating a conflict of interest. Be sure you are not creating a choice between a legal headache and giving up your side business later on if you intend to keep it once you begin work. Make sure that the title and duties in the

contract conform with your understanding of the position based on your interview and other conversations with your potential employer. If you notice a discrepancy, speak up before you sign. The contract should outline the basic terms of your employment, including whether you are a full-time employee, a part-time employee or an independent contractor. If you are an employee, it should also be clear what hours you are expected to work. Is flextime allowed and, if so, how is it structured? Will you be allowed to work remotely? The document should clearly outline your salary, compensation structure, overtime pay if any and whether bonuses are guaranteed or discretionary, along with how performance will be measured if bonuses are performance-based. If you were offered a signing bonus, get it in writing. The contract should also set out any relocation costs or education funding that you and the employer negotiated. The contract should clearly explain all benefits, including vacation, health care, disability or malpractice insurance if applicable, and the company’s retirement plan structure and vesting rules. Anything you agreed on during negotia-

tions about compensation should be in the contract. Speak up if it’s absent. A contract will have a start date and sometimes an end date. Even with an open-ended position, there may be an end date for the contract, at which point it will be renewed or renegotiated. Many contracts for long-term positions have an “evergreen” provision, so that the contract will be automatically renewed unless either party chooses to terminate it. If you’re likely to generate intellectual property as part of your job, understand your legal rights. Usually an employee’s work automatically belongs to the employer if it is performed as part of the worker’s normal job duties—the “scope of employment.” But the issue is murkier for employees who make discoveries, inventions or other creative works on their own time that somehow relate to their employers’ businesses. Make sure the contract isn’t overly broad in its definition of the scope of employment. Eric Meermann is a client service manager and portfolio manager at Palisades Hudson Financial Group L.L.C. in Scarsdale. He can be reached at eric@palisadeshudson. com.

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March 17, 2014 • WCBJ

2014

ABOVE THE BAR AWARDS EIGHTH ANNUAL COUNTYWIDE AWARDS PROGRAM RECOGNIZING OUTSTANDING WESTCHESTER ATTORNEYS

SAVE THE DATE: JUNE

TUDOR ROOM PACE LAW SCHOOL 78 N. BROADWAY WHITE PLAINS

PRESENTED BY CITRIN COOPERMAN, WESTCHESTER COUNTY BUSINESS JOURNAL, PACE UNIVERSITY SCHOOL OF LAW, WESTCHESTER COUNTY BAR ASSOCIATION AND WESTCHESTER WOMEN’S BAR ASSOCIATION

Visit westfaironline.com for the nominating process. Each nomination should consist of a minimum of 200 words based on the criteria provided. Please submit your nomination and a copy of the nominee’s CV no later than April 11. For more information or questions, call Holly DeBartolo at (914) 694-3600, ext. 3006, or email hdebartolo@westfairinc.com.

Nominations close April 11

A CALL FOR

NOMINATIONS Members of the Westchester business and legal communities are encouraged to nominate, pursuant to the criteria, one or more candidates for the following prestigious award categories: PACE SETTER AWARD: Candidate exemplifies overall excellence in professional and community work, prominence in the Westchester legal profession and fierce determination to being as good an attorney as possible. The highest award, the candidate must be well respected by peers and community. MOST SOCIALLY CONSCIOUS AWARD: Candidate is dedicated to one or more causes in the community as an active member or leader and has a significant history of pro bono legal or government service, which warrant praise and recognition by peers and community. LEADING ATTORNEY UNDER 40: Candidate under the age of 40 must be a prominent and respected attorney in his/her field, active in his/her community offering pro bono work, published in legal journals/newspapers and promises to be a leading legal player in the years to come. LEADING IN-HOUSE ATTORNEY: Candidate must work as In-House counsel and have distinguished him/herself for successfully leading the company through its legal operations to propel the company forward. MOST PROMISING PACE LAW SCHOOL STUDENT: Candidate, in his/her third year, who through passion and enthusiasm for the law, high scholastic achievement and initiative and involvement in school and community activities will be a promising member of the legal profession. “WITHOUT QUESTION WINNING THE ABOVE THE BAR AWARD IS ONE OF THE MANY HIGHLIGHTS OF MY LEGAL CAREER, BUT ITS MEANING IS FAR GREATER. IT CELEBRATES THE RULE OF LAW IN OUR PROFESSION AND IT RECOGNIZES ALL LAWYERS WHO FIGHT FOR THE RIGHTS OF OTHERS.” Tejash V. Sanchala 2012 Above The Bar Award Recipient Leading Labor & Employment Attorney

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LegaL Notice

To all individuals and businesses that accept American Express cards: Notice of a class action settlement. Si desea recibir esta notificación en español, llámenos o visite nuestra página web.

Notice of a class action settlement authorized by the U.S. District Court, Eastern District of New York. This notice is authorized by the Court to inform you about an agreement to settle two class action lawsuits that may affect you. The cases - In re American Express Anti-Steering Rules Antitrust Litigation (II), No. 11-MD2221 and Marcus Corp. v American Express Co. et al., 13-CV-07355 - are in the U.S. District for the Eastern District of New York. These cases allege that certain rules applicable to merchants that accept American Express cards violate antitrust laws and resulted in merchants paying excessive fees. The Court has not decided which side is right because the parties agreed to settle.

Who’s included? The settlement applies to a class comprised of all merchants that accept American Express cards at any location in the United States (including at a physical merchant location, online or via a mobile application) as of or after February 12, 2014, onward.

What are the Settlement terms? The settlement will require American Express to change its rules to allow merchants who accept American Express cards to charge customers an extra fee or “surcharge” if they pay with an American Express credit or charge card under certain conditions including that any such surcharge apply to all credit and charge card transactions. The specific rule changes and terms of the settlement are explained in detail in the court-approved, long-form notice (“Notice”) and the Class Settlement Agreement, which are found at the case website (www.AmexMerchantSettlement.com). You should review these documents carefully. Your legal rights are affected even if you do nothing. You can also obtain copies of the Notice and Class Settlement Agreement by calling the toll-free number below. You do not need to file a claim to receive the benefits of the rule changes provided for by the settlement. If you want to seek monetary damages related to American Express’s existing merchant rules, you can pursue those claims consistent with the dispute resolution provisions contained in your card acceptance agreement. No money will be distributed to the class.

Your options. You may object to the settlement by June 6, 2014. The Notice available at the case website explains how to object. Regardless of whether you object, if the settlement is finally approved, you will be bound by the Court’s final judgment and the releases explained in the Class Settlement Agreement, which is available at the case website.

Court hearing about the Settlement. The Court will hold a hearing on September 17, 2014 to consider whether to approve the settlement and the request by the attorneys for the class for attorneys’ fees, expenses, and service awards up to a maximum total of $75 million. You do not need to appear at the hearing or hire your own attorney. But you can if you want to, at your own cost. The Court has appointed Friedman Law Group, LLP, Reinhardt, Wendorf & Blanchfield, and Patton Boggs LLP to represent the class.

Questions? For more information about the settlement you should visit the website (www.AmexMerchantSettlement.com) or call 1-866-686-8694.

www.AmexMerchantSettlement.com 1-866-686-8694 10 March 17, 2014 • WCBJ

Putting safety back on track BY CRYSTAL KANG ckang@westfairinc.com

etro-North safety concerns were given a tragic exclamation point this month when a track worker was killed just days after the unveiling of a 100-day plan to improve rail safety. Joseph J. Giuletti became the railroad’s new president in February and announced the plan this month as a response to a tumultuous stretch for the railroad that included two derailments and power outages that interrupted service. The plan outlined four major steps: promoting a culture of safety, adopting concrete safety enhancements, restoring reliable service and improving communications. But less than a week after that announcement, on March 10, a Metro-North worker was struck and killed in Harlem by a Poughkeepsie-bound train. That was the latest in a string of tragedies on the Metro-North’s three rail lines – the Harlem, Hudson and New Haven, which runs into Connecticut. In May 2013, a track foreman was struck and killed in West Haven, Conn. A New Haven line train derailed last year and a Hudson Line train reportedly speeding excessively jumped a track, killing four and leaving 100 others injured in the Bronx. The Federal Railroad Administration is conducting a “Deep Dive” investigation, assigning 50 experts in railroad operations and safety to observe the day-to-day operations of the railroad for 60 days and to submit a report. That report is due March 17. James Redeker, the Connecticut Department of Transportation commissioner, said his department has a vested interest in monitoring how federal dollars are spent on the rails. The state has already invested $18 million on upgrades to the tracks, Redeker said. Service has been gradually improving on the Metro-North, Redeker added. A month ago, 80 percent of the trains were considered on time. This month that number increased to 90 percent, he said. Redeker said that Metro-North admin-

Greenburgh — From page 3

request for comment. Hewitt reportedly told a daily newspaper there was no secret deal with the town. Feiner said he expects the title to Frank’s Nursery will be cleared this month. He said Beal Savings investors have said they’re not interested in the property, which would require payment of back taxes and a costly environmental cleanup by a private owner. “We always felt the worst case was it was going to slow it down, but it was not going

istrators were involved in listening sessions organized by the Connecticut Department of Transportation last month, at which the public was invited to voice their concerns to state-level transportation authorities. “We want to include a more public component so people understand what our roles and responsibilities are and there’s transparency on the outcomes and measures we are or aren’t achieving,” Redeker said. “When things go well you don’t think about that. But we’re in a different spot now. It’s the right thing to do and necessary thing to do.” Two ‘speakout’ events were held last month in Southport and Stamford, Conn. About 200 commuters participated. Several addressed the impact on businesses. Some realtors in Connecticut said they’re losing closings because out-of-state clients are reluctant to buy houses after hearing about the rail issues, said Jim Cameron, founder of the Commuter Action Group, a web forum where commuters can share their qualms about Metro-North and exchange information about service changes and delays. “No one wants to live someplace where when you turn on the tap, water doesn’t come out,” Cameron said. “No one can afford to live in a place where the train is unreliable and will be running slow for decades to come. If people aren’t moving here, demand drops, prices drop and taxes have to rise to meet the cost of diminished property values.” Lawmakers and officials are receiving complaint emails and phone calls, which got the attention of the federal government. Some commuters have even resorted to “civil disobedience” by boycotting train tickets, but that’s not the solution, Cameron said. “People in the legislature, including the governor, who are protesting and screaming at Metro-North, are the same people responsible for the problems we’re in,” Cameron said. With travel disruptions happening during an election year, “commuters will remember come November if you’re not helping in the winter of discontent,” he said.

to jeopardize our ability to sell the property,” he said. Feiner said the town will select a commercial broker to market the Frank’s Nursery property and could sell it to the highest bidder this summer. He said the town has about 10 prospective buyers. He indicated that strong neighborhood opposition to Game On’s petition for a new recreation open space district on Dobbs Ferry Road likely will block any sports facility development on the golf range site. Feiner called Bernstein “the Joe McCarthy of Greenburgh. He likes to smear people’s reputations.”

Building capable decision makers Sometimes people lack the confidence to make a decision. We get bottle necks and then it all sits on my shoulders. I worry that people will make mistakes or leave things undone. I want to change that. It seems I have to let people make decisions. How do I do that without risking the whole company falling into crisis?

THOUgHTS Of THe DaY: Teaching people how to make good decisions is, or should be, part of any boss’s job description. A system makes it easier to build confidence and skill. Stop thinking you are infallible. Spread the load and allow yourself more free time. As a boss your job is to surround yourself with the most capable players possible. One way to do that is to teach people how to be effective decision makers. Encourage action, even if it may temporarily be in the wrong direction. Short trials, followed by rapid analysis of the results, can help people decide if a decision is heading them in the right direction or not. Criticizing people for getting it wrong will likely lead to a more cautious approach in the future – perhaps more cautious than you want. Constant criticism can result in a retreat altogether from the decision-making front. Teach people to lighten up. Of course they’re going to make mistakes. Everyone does. The important thing is to recognize the lessons contained within the mistakes and use those lessons to get smarter about future actions. Build a decision-making system. Use questions to follow a uniform approach: 1. What’s the real underlying problem we’re trying to solve? 2. Who needs to be involved; who has critical information? 3. What research needs to be done? 4. How can we reduce or eliminate options? 5. How soon does the decision need to be made? 6. Have the individuals involved faced similar situations before? If not, who with more experience can provide assistance? 7. What are the checkpoints to ensure that any proposed solution doesn’t turn into a runaway problem?

ask andi BY anDI gRaY

Set up boundaries to help people understand the limits within which they operate. For example, if the decision costs, or is likely to cost, under X amount of dollars, the employee can make the decision on his or her own; over that amount a manager needs to be involved in fact checking and risk assessment. If someone seems stuck, limit debate before testing a direction. Sometimes setting off in any direction will make it clearer what really needs to happen next. Practice making decisions, and reward the effort regardless of outcome. Get the person to move more quickly. Sometimes the best thing you can say as a manager is, “Go ahead and try. Let me know how it works out. I’ll be here if you need help.” Most business owners pride themselves on the number of times they’ve gotten it right, dodged the bullet or pulled a rabbit out of a hat. The ego that goes with experience can get in the way of allowing an up-andcomer in the organization to spread their wings and take a few risks. There’s a saying: you’re only as strong as your weakest link. What does it say about you, if you’re surrounded by people who can’t, or won’t make decisions? You have a lot more to gain than lose by getting everyone on your team confident enough they can and will take action. Resist your ego. Instead, learn to take joy in watching how people develop. Remind them of the times they were successful. Even when they got it wrong, remind them of how they learned from the experience. Focus on what you ultimately want: freedom, independence, a sale-able business. Remember, the next buyer of your business isn’t interested in buying you. That buyer is looking for a team of people who can run the company in your absence. Looking for a good book? Try “Smart Choices, A Practical Guide to Making Better Decisions” by John S. Hammond, Ralph L. Keeney and Howard Raiffa.

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FEATURING SPECIALTY DISHES FROM: l X20 Featuring Peter Kelly m Royal Palace Indian Cuisine E 808 Bistro J PF Chang’s n Morton’s Steakhouse k The Melting Pot l The Iron Tomato m Butterfield 8 E Lola’s Mexican Kitchen J Fire Station #6 Chili Crew n Antonees Catering/The Olde Stone Mill/ Angelina’s Ristorante k Texas de Brazil l City Limits Diner m Havana Central E Teitel Brothers, Arthur Avenue Market J Gaucho Grill k Crowne Plaza Hotel l Peter Pratt’s Inn m Taleggio E The Great American BBQ Co. J Yonkers Brewing Co. Each dish will be paired with a wine specially selected by

A NIGHT YOU WILL NOT FORGET! For reservations, please contact Doris Fraser Greenfield at (914) 287-2021 ext. 202 or dfraser@ymca-cnw.org or visit us online at whiteplains.ymca-cnw.org

The funds raised from this event support the White Plains YMCA Strong Kids Campaign. Your participation ensures that no individual is ever turned away from camp, programs, or membership due to a lack of financial resources.

Andi Gray is president of Strategy Leaders Inc., strategyleaders.com, a business-consulting firm that specializes in helping entrepreneurial firms grow. She can be reached by phone at (877) 238-3535. Do you have a question for Andi? Please send it via email to AskAndi@strategyleaders. Visit AskAndi.com for an entire library of Ask Andi articles. WCBJ • March 17, 2014

Doomsday looms for Windows XP users

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t’s estimated that nearly one in three active computers will need to be replaced this year as Microsoft ends technical support for Windows XP in April. Windows XP has dominated PC computers since its introduction 12 years ago. However, many say it’s time for an upgrade, and an urgent one at that. For business owners who choose not to upgrade, a doomsday scenario is an imminent possibility, said Robert Cioffi, co-owner of Progressive Computing Inc. in Yonkers. Without support, computers running on XP will be vulnerable to viruses and major security risks, he said. Microsoft, which regularly releases security upgrades and patches to protect against viruses, will no longer provide the service for XP after April 8. Cioffi discussed the issue in a question-and-answer session with the Business Journal. Realistically, what will happen if businesses don’t upgrade? Businesses that continue to use Microsoft end of life (EOL) products knowingly put themselves at an extremely high risk. EOL means that Microsoft will no longer release patches (bug and security fixes) for these versions. It also means they will no longer provide support for them. Continuing to use these products doesn’t mean they will suddenly stop working. However, their continued use is a major security risk. Without frequent security patches from Microsoft these systems will be much more vulnerable to computer viruses and malware. Some security experts are speculating that a wave of new spyware and viruses will be unleashed after April 8 because the security flaws will never be fixed after that date and IT personnel will be severely hampered without Microsoft support. Hackers might be able to run amok with smug impunity by stealing data, or by using your systems to launch attacks against other targets. Furthermore, businesses affected by regulations such as PCI and HIPAA/HITECH compliance face potential fines and litigation if they do not take prudent steps to maintain proper IT security. Running Windows XP certainly would constitute negligence on the part of the business. Owners and compliance officers should take this warning seriously as some regulations pierce the corporate veil and can hold individuals personally accountable. When you consider the risks, the upfront

expenditure is small. Unfortunately, most people don’t consider the consequences with enough gravity until it is too late. Why did the Windows XP system last so long? Windows XP was a rock solid platform that had a wide range of support and a vast array of available compatible hardware and software. Businesses came to rely on its dayin and day-out performance. When Microsoft later released Windows Vista, it had some initial glitches with hardware support that left consumers with a poor perception and resulted in a large amount of negative press. This created a situation wherein many business owners were unwilling to leave the very stable XP platform to try something new. Windows 7, released in 2009, is superior to XP in all major benchmarks. The vast majority of companies that have moved from XP to Windows 7 have had a fairly good transition. What costs are associated with upgrading to Windows 7 or Windows 8? If you have a system running Windows XP, it was likely purchased at least five years ago. In “computer years” this means the hardware itself has reached its natural end of life. So in nearly all cases, we are upgrading by attrition and replacing the whole system. Therefore the cost of the upgrade is the cost of a new computer. The good news is that there are a lot of exciting hardware options available at reasonable prices. However, people often make classic mistakes when shopping for new hardware and focus solely on price. A properly configured system considers hardware warranty, RAM, and software licenses such as Microsoft Office to name a few. The cost can range between $1,0001,500 depending on some of these variable factors. Spending the right money on computers avoids the soft costs of lower productivity or replacing it before you should be. What should business owners keep in mind when choosing new computers? There are a lot of options to consider. First, we are urging clients to consider Ultrabook class laptops because of their super lightweight, solid battery life and overall performance. They are a bit more expensive than a traditional laptop, but once you pick one up you will not want to put it down. Second, we have been installing desktops with dual monitor capability for quite some time now. The extra cost of a second monitor is far outweighed by the additional productivity Windows, page 13

INBRIEF

CRITICS POUNCE ON ASTORINO ANNOUNCEmENT

By all accounts, Westchester County Executive Robert P. astorino will have his work cut out for him in his bid to unseat the heavily favored and well-funded incumbent, Gov. andrew cuomo. Astorino formally announced his bid for the governorship March 5 in a campaign video on his website, but his coming-out party was immediately met by a fast and furious backlash from his critics. Uphill battle or not, his opponents appear to be taking his chances seriously. Pro-choice groups took aim at Astorino’s pro-life views and what they called “anti-women” policies. Reine Schiffrin, president and CEO of Planned Parenthood Hudson Peconic Action Fund, said Astorino had cut funding for teen sexual education programs and vetoed legislation that ensured safe access to reproductive clinics. (Astorino said at the time the law was flawed and noted it had been opposed by several pro-choice county legislators as well). “Rob Astorino is bad for women, bad for families, bad for New York,” Schiffrin said. “Apparently he takes his cues from politicians in places like Texas and North Dakota, putting ideology ahead of the commonsense health care needs of the people of Westchester.” Astorino, who is so far the only Republican to seek the party’s nomination, has also taken heat from environmentalists for his support of the hydraulic fracturing industry, a controversial method of mining natural gas, and his pro-nuclear energy stance. Cuomo has outwardly called for the closure of the Buchanan nuclear facility Indian Point Energy Center but has said more information was needed before he decided whether hydraulic fracturing poses environmental risks. Locally, county Democrats pounced on

Windows — From page 12

gains of having two screens. Dual monitors help you multitask by avoiding the constant minimizing and maximizing of programs on just one screen. Imagine writing an email on one monitor while looking at a spreadsheet on the other. Some power users are now asking for a third monitor because it really saves a lot of time. Why should small business owners care about what kind of operating system their

Astorino’s campaign and even prior to his announcement had held a press conference and funded television commercials that said as a candidate for governor he was not spending enough time focused on his county duties. Cuomo continues to see strong polling in comparison to potential GOP rivals, although his approval rating hit an all time law in a NBC4/Wall Street Journal/Marist Poll report released March 6. In that polling, he beat out Astorino by 40 percentage points, 65 percent to 25 percent. Cuomo’s job approval rating, according to the poll, dropped to 42 percent, down from 52 percent in November 2014.

INTERNET TOP CAUSE OF NEW YORKERS' FRAUD COmPLAINTS

The state attorney general’s office last year was flooded with web-related complaints from New Yorkers, prompting Attorney General eric T. Schneiderman to give the Internet the No. 1 spot on his top 10 list of consumer fraud complaints in 2013. His office received 4,753 emails and phone calls last year from Internet users whose causes of complaint ranged from privacy matters to spyware and online consumer frauds, Schneiderman said this month at the start of National Consumer Protection Week. That volume of gripes far exceeded the 2,614 contacts from consumers complaining about automobile-related scams, which ranked second on the attorney general’s list. The credit industry generated 2,295 complaints in 2013. New Yorkers reported problems with debt collection, credit card billing, debt settlement, payday loans, credit repair, credit reporting agencies and identity theft. Rounding out the fraud list were: n Furniture and major household appliances, 1,168 complaints. n Home repair and construction, 995 complaints about home improvement services not delivered or done poorly. n Retail sales, 913 complaints. n Mail order, purchases online or from catalogs, 816 complaints.

computers use? Does it affect the bottom line? Sometimes people forget that XP is a 12-year-old operating system. Enormous improvements have been made in the world of technology in this time, and the computing experience on a modern platform is vastly superior to that on an XP machine. In an age where there is so much emphasis on productivity, it’s counter intuitive to expect such an old system to offer the best performance. As mentioned above, there are also myriad issues related to security and network integrity. A data breach can put a small business out of business.

CREDIT CARD GIANTS TEAm UP ON SECURITY

Massive consumer credit-card security breaches at Target and other retailers have led two rival giants, Purchase-based MasterCard Inc. and Visa Inc., to form a new cross-industry group focused on enhancing payment system security for consumers, merchants and financial institutions. The corporate partners in a recent press release said the group initially will focus on the adoption of fraud-resistant EMV (Europay, MasterCard and Visa) chip technology in the U.S. and address other securityrelated topics, especially measures to protect mobile and online transactions. The group will include banks of all sizes, credit unions, acquirers, retailers, point-of-sale device manufacturers and industry trade groups.

“One of the critical roles we play is to protect consumers and businesses against criminals and fraudsters,” chris McWilton, president of North American markets at MasterCard, said in the joint announcement. “Only through industry collaboration and cooperation will we address the real and immediate issue of security and maintain consumer confidence and trust.” Ryan McInerney, president of Visa Inc., said the recent high-profile breaches “have served as a catalyst for much needed collaboration between the retail and financial services industry on the issue of payment security…These conversations will serve as a useful forum to share ideas, break down barriers and spur the adoption of next generation security solutions for the benefit of all.” — John Golden, Mark Lungariello

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WCBJ • March 17, 2014

BIZ BRIEFS TASK FORCE IDEAS WILL BOOST AREA ECONOMY The final transit recommendations recently released by the New NY Bridge Mass Transit Task Force have received strong support from The Business Council of Westchester which said the recommendations will serve as a stimulus to economic development in the region. In supporting the plan, the BCW said the system clearly meets the needs of Westchester employment centers, including the east -west corridor – commonly known as the Platinum Mile – and other important transit routes that serve the Central Avenue corridor, Empire City Casino, Westchester Medical Center and Westchester County Airport. Most important is the designation of White Plains as the region's major transit hub. Marsha Gordon, President and CEO of the Business Council, served on the Task Force. Gordon said the final recommendations “represent a pragmatic and visionary approach to a comprehensive mobility and transit system throughout the region.” IT PAYS TO HIRE LOCAL WORKERS. That was the message from County Executive Robert Astorino as he recently unveiled a new program called Hire Westchester where the county will pay businesses half the training costs if they hire local workers. As part of the effort, the County will pay up to $20,000. Jobs eligible under the new program may be seasonal, part-time or full-time and must pay between $10 and $25 an hour. Hire Westchester is a Westchester-Putnam Workforce Investment Board program made possible through $100,000 in support from the Westchester County Industrial Development Agency (IDA). Any business interested, should contact Bob Fois, Westchester Putnam One-Stop Job Developer, at (914) 995-4976 or OneStop@westchestergov.com. IN ANOTHER POSITIVE SIGN for Westchester’s economy, Hyatt executives recently joined with Yonkers Mayor Mike Spano and owners of Cross County Shopping Center to kick off construction of Hyatt Place Yonkers, a new 155-room luxury hotel in the Cross County Shopping Center. Hyatt Place Yonkers is slated to open in 2015. Yonkers LW Hotel Associates, L.P. is developing the project, along with Friend Development Group, LLC. LodgeWorks Partners, L.P. will manage the hotel. ARE YOU A SMALL BUSINESS looking for some clout? The Business Council of Westchester can help. The BCW and DataKey Consulting are launching CLOUT! 2.5 for companies with 2-5 employees that want to take their business to the next level. As part of this bi-monthly advisory group, members will discuss with other CEOs the problems and challenges they face as well as have unique access to networking, education and experts in an array of fields. Meetings will take place at the Doral Arrowwood in Rye Brook. The investment is $2,750 per year and is sure to pay dividends in terms of explosive growth. For information, contact Sara James at sjames@westchesterny.org.

14 March 17, 2014 • WCBJ

Buzz THE

MARCH 2014 | WESTCHESTERNY.ORG

BCW Brings Message of Reform to Albany Pension reform, unfunded mandates, costly state regulations and the Common Core were on the agenda as a delegation from The Business Council of Westchester traveled to the state Capitol on February 26 for their Annual Lobbying Day event. In presenting state legislators with their 2014 Legislative Agenda, the Business Council urged lawmakers to seriously address spiraling costs such as pensions and healthcare while relieving burdensome regulations such as the Scaffold law, an issue the BCW has taken a leadership role in reforming. The BCW is also a strong supporter of implementing Common Core standards. Business Council members met with key state leaders including Education Commissioner Dr. John B. King, Senate Democratic Leader Andrea Stewart-Cousins of Yonkers, Senate Republican Leader Dean Skelos and members of the Westchester state delegation.

BCW delegation in the State Assembly Chamber in Albany “These reforms would go a long way to improving the business climate in New York State,” said Business Council President and CEO Marsha Gordon who was joined by BCW Executive VP John Ravitz and other BCW members for the Albany trip. “It’s gratifying that so many of our members dedicated an entire day to travel to Albany to be heard on these important issues.” The 2014 Legislative Agenda is detailed in a 20-page booklet that is also being mailed to elected officials on the local,

state and federal levels throughout Westchester County. The agenda includes a series of reforms and law changes that range from reforming construction rules and arbitration awards to establishing minimum healthcare contributions for employees and retirees and ceasing any new state mandates. To read this year’s Legislative Agenda, visit westchesterny.org. For more information, call John Ravitz at 914-948-2110.

BE THERE! MARCH 27 Power Breakfast Crowne Plaza, White Plains 8 - 9:30 am

APRIL 23 Business Hall of Fame Awards Ceremony Glen Island Harbor Club, New Rochelle 6 – 9 pm

APRIL 28 Business After Business Cross County Shopping Center, Yonkers 5 – 7 pm

MAY 20 Power Breakfast Crowne Plaza, White Plains 8 - 9:30 am

THE BIZ SCENE

Business Council Welcomes Bi-Partisan Legislative Team The Business Council of Westchester recently held a VIP reception for BCW members to meet and greet the new bi-partisan leadership of the County Board of Legislators. During the reception held February 12 at 42 The Restaurant in White

Plains, Chairman Michael Kaplowitz, D-Somers, and Vice Chairman James Maisano, R-New Rochelle, spoke of their inclusive philosophy and how they would work on legislative and business matters where “everybody has skin in the game.”

All Star Lineup for the Business Hall of Fame

The winners in their respective categories are:

ENTREPRENEURIAL SUCCESS: Tom Kallish is the founder of Tommie Copper, a Mount Kisco-based company that has created a completely new class of apparel and accessories called “Energywear.” SMALL BUSINESS SUCCESS: Acorda Therapeutics is a biotechnology company focused on developing

1. From left, Vice Chairman James Maisano; BCW President and CEO Marsha Gordon and Chairman Michael Kaplowitz. 2. County Legislator Michael Smith, BCW Board Member Cynthia Rubino of YMCA of Central and Northern Westchester and BCW Board Member Stewart Strauss of Strauss Paper Co. 3. Chairman Michael Kaplowitz encouraged business leaders to take part in the legislative process by reaching out to lawmakers and sharing their views. Said Kaplowitz: “If your businesses run well, the County runs well.”

HALL OF FAME WOMEN IN BUSINESS SUCCESS: CEO Dani Glaser founded “Green Team Spirit” in 2009 to provide organizations with the tools and expertise they need to successfully integrate sustainable business practices into company operations. The unique Green Team Spirit methodology helps organizations learn exactly where resources are being wasted and identify opportunities to increase efficiency and save money.

The Business Hall of Fame is getting some heavy hitters this spring when The Business Council of Westchester holds its Annual Business Hall of Fame Dinner on April 23 at the Glen Island Harbour Club in New Rochelle. This year’s stellar lineup represents a wide range of talents, expertise and industries.

CORPORATE CITIZENSHIP: NewYork-Presbyterian Hospital is one of the nation's largest and most comprehensive hospitals, providing state-ofthe-art inpatient, ambulatory and preventive care in all areas of medicine at six major centers, including the Westchester Division. Laura L. Forese, MD, MPH, President, NewYork-Presbyterian Healthcare System, will accept the award.

Pictured L. to R., Joseph Murphy, Managing Partner, Liberty Lines Transit; Laura L. Forese, MD, MPH, President, NewYork-Presbyterian Healthcare System; Bruce Bernacchia, Managing Partner, Liberty Lines Transit; David Lawrence, Chief of Operations, Acorda Therapeutics; Dani Glaser, Founder/CEO, Green Team Spirit; and Tom Kallish, Founder, Tommie Copper

therapies that restore function and improve the lives of people with neurological conditions. Based in Ardsley, the company is currently developing six clinical-stage therapies and one preclinical stage therapy that address a range of disorders. Ron Cohen, Chief Executive Officer, will accept the award.

FAMILY OWNED BUSINESS: As managing partners of Liberty Lines Transit, Bruce Bernacchia, Joe Murphy, and Gerard Bernacchia, run this privately-owned company that operates most of Westchester County’s Bee Line Bus system. The transit system provides highly-acclaimed service for 30 million passengers annually over some 60 different routes between the county’s cities, towns, and villages. Since its inception 13 years ago, the Business Hall of Fame has inducted over 60 business leaders from some of the largest and most influential employers in the Hudson Valley. For more information on the Business Hall of Fame, or to purchase tickets, call 914-948-2110. Designed and written by Thompson & Bender

WCBJ • March 17, 2014

THELIST: Largest employers

westchester county

Ranked by number of employees throughout company Company Name Address Phone Number (914 area code unless otherwise noted) Website PepsiCo Inc. 700 Anderson Hill Road, Purchase 10577 253-2000 pepsico.com ITT Corp. 1133 Westchester Ave., White Plains 10604 641-2000 itt.com

1 2

Top Executive Title Year company was established

Type of company

Brief description

Number of employees throughout

Indra K. Nooyi Chairman of the board and CEO 1965

Public

Produces consumer products, beverages, snack food and juices

278,000

Denise L. Ramos President and CEO 1920

Public

Water and fluid management, defense and security and mortion and flow control engineering

40,000

Leo P. Denault President and CEO 2000

Public

Energy provider and plant operator

15,000

Public

Electric and gas utility

14,000

7,475

Entergy Nuclear Northeast 440 Hamilton Ave., White Plains 10601 272-3500 entergy-nuclear.com/

Consolidated Edison Inc. 511 Theodore Fremd Ave., Rye 10601 (800) 752 3500 coned.com

John McAvoy CEO 1823, relocated to area 1936

IBM Corp. 1 New Orchard Road, Armonk 10504 499-1900 ibm.com

Samuel J Palmisano President and CEO 1911

Public

Manufactures and markets computer hardware and software, offers infrastructure, hosting and consulting services

MasterCard 2000 Purchase St., Purchase 10577 249-2000 mastercard.com

Ajay Banga President and CEO 1966

Private

Credit card service

6,700

Westchester Medical Center 100 Woods Road, Valhalla 10595 493-7000 worldclassmedicine.com

Michael D. Israel Interim President and CEO 1977

Public benefit corporation

Hospital and healthcare services

3,367

Pace University 861 Bedford Road, Pleasantville 10570 1 Martine Ave., White Plains 10606 78 N. Broadway, White Plains 10603 (800) 874-PACE • pace.edu

Stephen J. Friedman President 1906

Private

Private, four-year, co-educational university

2,510

J. Micheal Divney Chairman 1893

Private

Hospital offering, acute health care and preventive medical care

2,339

Ron J. Corti CEO and president 1869

Private

Hospital, diagnostics health center

2,215

Keith F. Safian President and CEO 1955

Private

Hospital providing medical and mental health care

1,601

Edward M. Dinan President and CEO 1909

Private

Hospital and health care services

1,450

9 10 11 12

White Plains Hospital 41 E. Post Road, White Plains 10601 681-0600 wphospital.org St. John’s Riverside Hospital 967 N. Broadway, Yonkers 10701 964-4444 riversidehealth.org Phelps Memorial Hospital Center 701 N. Broadway, Sleepy Hollow 10591 366-3000 phelpshospital.org Lawrence Hospital Center 55 Palmer Ave., Bronxville 10708 787-1000 lawrencehealth.org

This is just a sampling of largest employers; space does not permit us to put all the Westchester County companies that would otherwise qualify.

THE WEEKLY LIST IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/the-lists/ for more information and to view a sample.

16 March 17, 2014 • WCBJ

SPECIAL banking REPORT & finance

U.S. Trust hones ‘better, simpler’ financial life By Bill Fallon Bfallon@westfairinc.com

.S. Trust dates to the 19th century, but a recent visit to the company's Stamford office highlights a thoroughly modern approach to private wealth management. For starters, they gang up on a client: four on one, at least; sometimes they'll bring in associates. And that's not only fair, it's desired. For each client’s “core-four” advisers, “communication is key,” according to a roomful of U.S. Trust executives who recently addressed a broad range of company issues with the Business Journal. The company, since 2007, has been the private wealth management arm of Bank of America. Clients span fresh-minted entrepreneurial successes to established business owners. Some have achieved ultra-high-net-worth status, for which the term “If you have to ask …” was invented. A company seminar titled “Raising Philanthropic Kids” might target a family foundation. After three months as managing director for U.S. Trust's Fairfield County, Westchester County and Long Island region, Robert P. Pizzella pointed to what he termed “socially responsible and innovative investing” as an example of company ethos meeting client ethos. “We match investing with client values,” he said. “Early on, this probably meant no alcohol and tobacco. Now, it's a positive selection process. A person might be interested to know how many women and minorities serve on a particular board.” Social and religious preferences can cut both ways – give to A, but never to B – and also can be part of the equation. “Our focus is making the financial lives of our clients better and simpler,” Pizzella said. “With the core, we're able to deliver the broader U.S. Trust enterprise at every level.” Adapting to a generational shift, “Elder Care” is now a bona fide and named service. Those navigating elder waters will recognize what U.S. Trust, too, has recognized: situations require help and those who assist probably need help themselves. The firm is a

Mary Wall, Margaret Preston and Robert Pizzella in the U.S. Trust Stamford office.

clearing house for client assistance. Financial analysis includes input from a strategy team based in New York City that is removed from the daily profit fray, a point stressed by Andrew F. McGrade, managing director and market investment director. “They have nothing to sell,” McGrade said of the analysts. “They're not driven by sales or an agenda. They write prolifically and provide us with tremendous intellectual capital.” McGrade called U.S. Trust “a large firm with unusual skills.” Experts with U.S. Trust include advisers in farming, timber, oil and gas, and even the paintings on the wall – all of which equate to a vast economy that nearly equals all traded equities. The larger the portfolio – notably the ultra-high-net-worth client – the more likely he or she would be interested in these more unusual diversifications. Not knowing about them “would be like playing with one hand tied behind our clients’ backs,” McGrade said. Two-hundred eighty U.S. Trust employees focus on these

investment markets. “No one else talks about this.” The firm's national total is more than 4,000 employees in 140 offices in 32 states. Their toolkits include “cross-over fixed income” program, where, reduced to its basic level, the left hand of a portfolio coordinates with the right. In “global opportunistic equity portfolio”-speak, an opportunistic manager, in the words of Pizzella, “has a larger sandbox to play in, seeking the best opportunities regardless of where they are.” The tailoring of services and the umbrella-like coverage of interests by a “core” team of four are constants of a one-hour sitdown with U.S. Trust's Managing DirectorRegional Executive Margaret M.V. Preston; Pizzella; McGrade; and Managing DirectorWealth Strategist Mary Wall. Wall said a common industry problem is a lack of communication between adviser and client. “We find when they come to us that what they want and what they have in place often are not in sync,” she said.

Life changes like retirement and large business transactions might bring clients, no two of whom are exactly alike. “I want to hear from the client,” Wall said. “A lot of advisers want to come in with solutions. I want to know what's practical. Does it make sense for a family?” She will ask about children and charities, but she also hones in on what she called “worst-case scenarios.” “Contingency plans are a must,” Wall said. As such, Preston noted, “Mary brings in the lawyer and the CPA and makes sure they're on the same page.” All offices in the last five years have witnessed Family Wealth Services go from a previous teaching framework to a codified education system. “Soup to complex, always being respectful of the client” Preston said of the services. Within the Family Wealth Services is a segment titled Elder Care in which tactical concerns like an inventory of assets merge with strategic help like family care. “We're very engaged outside the community,” she said, citing issues like extended care and at-home services. Clients with elder concerns also have children and, as such, Preston called them “the sandwich generation. She said if they had a common thread for managing their assets: “Not too much risk, but a person wants to grow. I think peace of mind is one of the things we provide.” Pizzella said a company principal is that “money has a mission.” Less broadly, “We listen very carefully about what our clients want and then we have an expert in everything that's important to them. “Our team-based experience is unique because our clients are unique,” he said. Investment fundamentals, valuation and technical considerations underpin company strategies. “We deliver on the fiduciary level at the highest possible level of service.” One upshot is that when Northeastern clients retire elsewhere or involve themselves in business elsewhere, they tend to stay with their regional U.S. Trust office for services. Said Pizzella, “We travel.” WCBJ • March 17, 2014

banking & finance

Signature Bank continues steady growth BY JENNIFER BISSELL jbissell@westfairinc.com

t Signature Bank, business is done the old fashioned way – almost. Meetings aren’t conducted over a three-martini lunch or five-hour round of golf. But Signature bankers are given their “freedom,” said Joseph J. DePaolo, Signature Bank’s founder and CEO. The distinction means DePaolo’s employees aren’t required to file call logs or sell a certain number of credit cards every week, like they would at many retail banks. Instead, bankers are given the time and freedom to maintain client relationships and seek new ones. “If a banker has 30 years of experience,

I don’t care who they’re calling,” DePaolo said. “I count relationships, not widgets.” The concept has helped DePaolo win several recent awards, including Community Banker of the Year from trade paper American Banker and the title of second best bank in America by Forbes. Signature, based in New York City, caters to privately owned businesses and high-networth individuals in the New York metropolitan area. It’s a largely underserved group and one DePaolo says he takes pride in serving. Since DePaolo, a New Rochelle resident, founded the bank in 2001, deposits have dramatically grown, making it one of the most profitable banks in the United States. As of Dec. 31, 2013, the bank had $17.1

billion in deposits and a return on average equity of 12.7 percent over the last year. The bank operates 27 private offices – none of which can be seen from the street level – including two locations in New Rochelle and White Plains. Over the last two years, the bank’s Westchester presence has grown significantly. The number of employees has doubled and its deposit balance has increased more than 50 percent to $1.3 billion. “Living in Westchester, I would love to do more business here,” DePaolo said. With a number of quality banking institutions now absorbed or otherwise gone, there’s an opportunity to hire bankers and continue developing their books, he said. There’s also a high density of deposits and privately

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18 March 17, 2014 • WCBJ

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Joseph J. DePaolo, Signature Bank founder and CEO.

“Living in Westchester, I would love to do more business here,” DePaolo said. With a number of quality banking institutions now absorbed or otherwise gone, there’s an opportunity to hire bankers and continue developing their books. owned businesses in the area, making the growth opportunities virtually limitless, he said. “What we like to say is ‘we have a lot of runaway,’” DePaolo said. “We see the growth in Westchester as an opportunity.” The strategy behind the bank’s growth lies largely within its talent recruitment strategy. Essentially the bank poaches bankers with more than 20 years of experience and a plump list of clients to join its ranks. It’s a healthy growth strategy, DePaolo said, and both bankers and clients are happier. It also means Signature doesn’t need to deal with any messy acquisitions. For bankers who have grown tired of internal bureaucracy, it’s an easy sell, he said. “They move over because they’re no longer satisfied with the opportunities they have to serve their clients,” DePaolo said. “They don’t necessarily have time to continue developing the relationships they have.” There is no 1-800 number for clients to call. Rather, clients can expect their banker to be present at major deal closings and events. They might even be offered a ride.

banking & finance

Bracing for bad debt and how best to collect BY GARY KAVULICH and MAX KREMER

nthropologists have taught us that people didn’t always have money in our current form – coins and paper – but still actively engaged in the trade and sale of goods and services. However, even participants in a pre-civilized economy had to consider risk. Similarly, in a more advanced and complex economy, you have to minimize your bad debt. Bad debt is just that, “bad.” It has cash flow implications, a possible impact on your company’s ability to obtain and retain good credit and it sometimes even has a serious impact on the health of your business.

Your goal as a business owner is to make and retain good relationships with customers. This includes treating those customers fairly but firmly during times when they may be experiencing financial difficulties. The key in accomplishing this goal is to establish a set of expectations throughout your billing process. There are some essential, proactive steps you can take to ensure that your loss of revenue is minimized because of your clients’ or customers’ unwillingness or inability to pay. Prior to actually providing your service or goods, make sure that you obtain detailed information from your new clients and customers. Be sure the correct legal name of the corporation or partnership is obtained. It may say “ABS Services” on their invoice but the actual name of the company is “ABC Services, Inc.” Learn whether it’s a corporation, an L.L.C. or a sole proprietorship. The FEIN or tax identification number can also prove critical to collection of your arrearages later on. That number, like an individual’s social security number, is often what many steps in the collection of your monies are based on. Oftentimes, customers make decisions about which companies they can put off paying and which ones they need to pay

exactly on the due date. Make sure your company lets your customers know that you should be paid first by maintaining a consistent billing and collection process. Your invoices and statements should have a clause providing for the delinquent payer to pay for any and all costs associated with collection of the debt by an agency or attorney on your behalf. Your goal as a business owner is to make and retain good relationships with customers. This includes treating those customers fairly but firmly during times when they may be experiencing financial difficulties. The key in accomplishing this goal is to establish a set of expectations throughout your billing process. That process should begin with the monthly invoice or statement and then a late notice and, if still necessary, a 10-day demand letter. If that doesn’t work, it is then time to work with a collection service. If this is part of your regular process of accounts receivable, your established clients will understand that this is regular procedure, not personal and will be less likely to be offended. There, in addition to regular monthly or even weekly invoicing, are other measures to address client payment issues. An advance retainer is one method. Here you require your client to pay a 10 percent to 25 percent or more of the total contract amount prior to the work being performed. Another method is prepaid disbursements. This eliminates some risk to your own cash flow. One other way to minimize your risk is client progress payments. You can invoice at certain, specific points in the project. These progress payments would be outlined in and paid per the contract or agreement. The last, and often most reliable, method to ensure customer payment is a personal guaranty of a principal or officer of your corporate client. Unless your client has been around for decades or has sterling credit, an invoice backed by a personal guaranty usually commands more attention than one which is not. Such a guaranty can become invaluable if the company goes out of business and/or if the account ultimately goes to collection.

RMFP Regular billing – a statement should be sent on a regular basis. This provides you with the advantage of knowing early if the client will be disputing your fees and whether the issue can be resolved or you should discontinue your services. Monitoring payment history – when you monitor and record payment trends of

clients, you can often discern patterns that may place your fees and goods at risk. Follow up on late payments – as discussed earlier, if you see that an invoice is a week or month overdue, immediately begin the various steps of the collection process. Placement of accounts – if the account is more than 90 days past due, consult your collection professional. A few more months of calls and letters most likely will not result in payment after the previous months of calls and payments. The older a debt gets, the less likely you are going to collect the full amount. According to the U.S. Department of Commerce, debt begins depreciating at a

rate of 5 to 10 percent per month. As time passes, the amount of money you’ll receive decreases drastically. Teaming up with a high quality collection agency or attorney should have a decisive impact on your ability to collect your money and greatly improve the profitability of your company. Gary Kavulich is the founding member of LMK Recovery Services, www.lmkrecoveryservices.com, practicing in the creditors’ rights field since 1996. Max Kremer is the regional director of sales/marketing. Kremer can be reached at mkremer@lmkrecoveryservices.com or direct at (914) 2224030, ext. 7006.

Here’s to you Pete, for all you’ve done, it’s been good to know you. Singing “THIS LAND IS YOUR LAND” with you and feeling it’s true. You’ve proved that singing together could inspire us to make our world better. With your leadership we’ve cleaned our river. So why not name the new bridge that connects all of us and our river after you. THANKS AGAIN, PETE.

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WCBJ • March 17, 2014

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A live runway show featuring designs made from food products and packaging by fashion-design students Thousands of children in Westchester County are hungry each day. That’s why the Westchester County Business Journal and Food Bank of Westchester are presenting this dynamic and unique program. Enjoy the excitement of talented designers whose creations will be judged by fashion experts.

APRIL 24

5:30 to 7:30 P.M.

AT FOOD BANK FOR WESTCHESTER 200 Clearbrook road, elmsford

PROGRAM Fashion presentation and entertainment. Bites by Fortina and spirits by Deutsch Family Wine & Spirits It’s a program like no other in Westchester. And, best of all, you’ll be supporting the children. PARticiPAnts (tO DAte)

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For more information and reservations, call Holly DeBartolo at (914) 358-0743.

20 March 17, 2014 • WCBJ

FACTS& FIGURES on the record Westchester Bankruptcies

The following petitions were filed in the U.S. Bankruptcy Court for the Southern District of New York in White Plains. Chapter 11 indicates the filer intends to submit a plan of reorganization to the court. Chapter 7 indicates a liquidation of assets.

BRONX The Alphas Company of New York Inc. 19 Still Meadow Road, Weston, Mass. 02493. Chapter 11, voluntary. Attorney: Andrew Squire, Brooklyn. Filed March 4. Case no. 14-10510.

DUTCHESS COUNTY Stephen T. Van Ostrand. 15 Darlene Drive, Poughkeepsie 12601. Chapter 7, voluntary. Attorney: Paul L. Banner, Poughkeepsie. Filed March 7. Case no. 14-35434.

NEW YORK CITY Steven J. Ancona. 31 Bethune St., New York City 10014. Chapter 11, voluntary. Attorney: Douglas J. Pick, New York City. Filed March 5. Case no. 14-10532. 3 West Development L.L.C. 119 W. 23 St., Suite 903, New York City 10011. Chapter 7, voluntary. Attorney: Douglas J. Pick, New York City. Filed March 5. Case no. 14-10533.

ORANGE COUNTY Sunset Vista Mobile Village L.L.C. 3 Shale Lane, Campbell Hall 10916. Chapter 11, voluntary. Attorney: Joseph J. Haspel, Goshen. Filed March 10. Case no. 14-35450.

Items appearing in the Westchester County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3680

ROCKLAND COUNTY

Larkfield Equipment Corp., 401 Broadhollow Road, Melville 11747. Chapter 11, voluntary. Attorney: Nicole Greenblatt, New York City. Filed March 10. Case no. 14-10567.

Bridgeport Associates L.L.C., 100 Lawrence St., Suite 301, Nanuet, 10954. Chapter 7, voluntary. Attorney: Jerrold W. Miles, Spring Valley. Las Vegas Convention Center L.L.C., 401 Broadhollow Road, Filed March 5. Case no. 14-22267. Melville 11747. Chapter 11, voluntary. Attorney: Nicole Greenblatt, SUFFOLK COUNTY New York City. Filed March 10. Case no. 14-10568. Sbarro L.L.C., 401 Broadhollow Road, Melville 11747. Chapter New Sbarro Finance Inc., 401 11, voluntary. Attorney: Nicole Broadhollow Road, Melville 11747. Greenblatt, New York City. Filed Chapter 11, voluntary. Attorney: March 10. Case no. 14-10557. Nicole Greenblatt, New York City. Filed March 10. Case no. 14-10569. Carmela’s L.L.C., 401 Broadhollow Road, Melville 11747. Chap- New Sbarro Intermediate Holdter 11, voluntary. Attorney: Nicole ings Inc., 401 Broadhollow Road, Greenblatt, New York City. Filed Melville 11747. Chapter 11, volunMarch 10. Case no. 14-10558. tary. Attorney: Nicole Greenblatt, New York City. Filed March 10. Carmela’s of Kirkman L.L.C., 401 Case no. 14-10570. Broadhollow Road, Melville 11747. Chapter 11, voluntary. Attorney: Sbarro America Inc., 401 BroadNicole Greenblatt, New York City. hollow Road, Melville 11747. Filed March 10. Case no. 14-10559. Chapter 11, voluntary. Attorney: Nicole Greenblatt, New York City. Carmela’s of Kirkman Operat- Filed March 10. Case no. 14-10571. ing L.L.C., 401 Broadhollow Road, Melville 11747. Chapter 11, volun- Sbarro America Properties Inc., tary. Attorney: Nicole Greenblatt, 401 Broadhollow Road, Melville New York City. Filed March 10. 11747. Chapter 11, voluntary. AtCase no. 14-10560. torney: Nicole Greenblatt, New York City. Filed March 10. Case no. Corest Management Inc., 401 14-10572. Broadhollow Road, Melville 11747. Chapter 11, voluntary. Attorney: Sbarro Blue Bell Express L.L.C., Nicole Greenblatt, New York City. 401 Broadhollow Road, Melville Filed March 10. Case no. 14-10561. 11747. Chapter 11, voluntary. Attorney: Nicole Greenblatt, New Cucinova Easton L.L.C., 401 York City. Filed March 10. Case no. Broadhollow Road, Melville 11747. 14-10573. Chapter 11, voluntary. Attorney: Nicole Greenblatt, New York City. Sbarro Commack Inc., 401 Filed March 10. Case no. 14-10562. Broadhollow Road, Melville 11747. Chapter 11, voluntary. Attorney: Cucinova Holdings L.L.C, 401 Nicole Greenblatt, New York City. Broadhollow Road, Melville 11747. Filed March 10. Case no. 14-10574. Chapter 11, voluntary. Attorney: Nicole Greenblatt, New York City. Sbarro Express L.L.C., 401 BroadFiled March 10. Case no. 14-10563. hollow Road, Melville 11747. Chapter 11, voluntary. Attorney: Cucinova Kenwood L.L.C., 401 Nicole Greenblatt, New York City. Broadhollow Road, Melville 11747. Filed March 10. Case no. 14-10575. Chapter 11, voluntary. Attorney: Nicole Greenblatt, New York City. Sbarro Holdings Inc., 401 BroadFiled March 10. Case no. 14-10564. hollow Road, Melville 11747. Chapter 11, voluntary. Attorney: Cucinova Olentangy L.L.C., 401 Nicole Greenblatt, New York City. Broadhollow Road, Melville 11747. Filed March 10. Case no. 14-10576. Chapter 11, voluntary. Attorney: Nicole Greenblatt, New York City. Sbarro New Hyde Park Inc., 401 Filed March 10. Case no. 14-10565. Broadhollow Road, Melville 11747. Chapter 11, voluntary. Attorney: Demefac Leasing Corp., 401 Nicole Greenblatt, New York City. Broadhollow Road, Melville 11747. Filed March 10. Case no. 14-10577. Chapter 11, voluntary. Attorney: Nicole Greenblatt, New York City. Filed March 10. Case no. 14-10566.

Sbarro of Las Vegas Inc., 401 Broadhollow Road, Melville 11747. Chapter 11, voluntary. Attorney: Nicole Greenblatt, New York City. Filed March 10. Case no. 14-10578.

Umberto White Plains L.L.C., 401 Broadhollow Road, Melville 11747. Chapter 11, voluntary. Attorney: Nicole Greenblatt, New York City. Filed March 10. Case no. 14-10593.

Sbarro of Longwood Inc., 401 WESTCHESTER Broadhollow Road, Melville 11747. COUNTY Chapter 11, voluntary. Attorney: Nicole Greenblatt, New York City. Swoosh L.L.P., 39 Fields Lane, Filed March 10. Case no. 14-10579. North Salem 10560. Chapter 11, voluntary. Attorney: H. Bruce Sbarro of Virginia Inc., 401 Bronson Jr., Harrison. Filed Broadhollow Road, Melville 11747. March 10. Case no. 14-22303. Chapter 11, voluntary. Attorney: Nicole Greenblatt, New York City. Todd D. Heyda., 71 Tuttle Road, Filed March 10. Case no. 14-10580. Briarcliff Manor 10510. Chapter 13, voluntary. Attorney: Gary R. Sbarro Pennsylvania Inc., 401 Gjertsen, Sacrsdale. Filed March 5. Broadhollow Road, Melville 11747. Case no. 14-22269. Chapter 11 voluntary. Attorney: Nicole Greenblatt, New York City. Filed March 10. Case no. 14-10582.

Court Cases

Ecuacolor Painting & Maintenance Corp. Filed by the trustees of the District Council 9 Painting Industry Insurance and Annuity Funds. Action: Claim falls under Labor Management Relations Act of 1947. Attorney for plaintiff: Dana Lynne Henke. Filed March 5. Case no. 14-01492. Jersey Rehab P.A. Filed by Teresa Ruggiero. Action: Job discrimination claim concerning employment. Attorney for plaintiff: Laurie Elene Morrison. Filed March 7. Case no. 14-01562. Long Island Railroad Co. Filed by Donald Lippold. Action: Claim falls under Employer’s Liability Act. Attorney for plaintiff: Marc Twyman Wietzke. Filed March 4. Case no. 14-01461.

Sbarro Properties Inc., 401 Broadhollow Road, Melville 11747. Chapter 11, voluntary. Attorney: Nicole Greenblatt, New York City. Filed March 10. Case no. 14-10584.

The following cases appear on the docket of the U.S. District Court for the county of Westchester in White Plains.

M/V Saudi Diriyah, et al. Filed by Prime Emtal Corp. USA, et al. Action: Maritime law claim. Attorney for plaintiff: John J. Sullivan. Filed March 4. Case no. 14-01468.

Sbarro Venture Inc., 401 Broadhollow Road, Melville 11747. Chapter 11, voluntary. Attorney: Nicole Greenblatt, New York City. Filed March 10. Case no. 14-10585.

ATMEL Corp., et al. Filed by Lfoundry Rousset SAS, et al. Action: Claim falls under Racketeering (RICO) Act. Attorney for plaintiff: Philippe Jean Joseph Pradal. Filed March 4. Case no. 14-01476.

New Line Painting L.L.C. Filed by the trustees of the District Council 9 Painting Industry Insurance and Annuity Funds. Action: Claim falls under Labor Management Relations Act of 1947. Attorney for plaintiff: Dana Lynne Henke. Filed March 5. Case no. 14-01489.

Sbarro’s of Texas Inc., 401 Broadhollow Road, Melville 11747. Chapter 11, voluntary. Attorney: Nicole Greenblatt, New York City. Filed March 10. Case no. 14-10587.

Avitabile Bros Corp., et al. Filed by Abraham Duenas-Perez, et al. Action: Denial of overtime compensation claim. Attorney for plaintiff: Brandon David Sherr, et al. Filed March 5. Case no. 14-01523.

Umberto at the Source L.L.C., 401 Broadhollow Road, Melville 11747. Chapter 11, voluntary. Attorney: Bliss & Care Corp., et al. Filed Nicole Greenblatt, New York City. by Amanda Gomez. Action: Job Filed March 10. Case no. 14-10588. discrimination claim concerning employment. Attorney for plaintiff: Gabrielle O. Chimienti. Filed Umberto Deer Park L.L.C., 401 March 4. Case no. 14-01466. Broadhollow Road, Melville 11747. Chapter 11, voluntary. Attorney: Nicole Greenblatt, New York City. Broadview Networks Holdings Filed March 10. Case no. 14-10589. Inc. Filed by Chenoa Edwards. Action: Employment discrimination claim. Attorney for plaintiff: Umberto Hauppauge L.L.C., 401 Matthew R. Grabell. Filed March 5. Broadhollow Road, Melville 11747. Case no. 14-01486. Chapter 11, voluntary. Attorney: Nicole Greenblatt, New York City. Filed March 10. Case no. 14-10590. Christie’s Inc. Filed by Jeanine Basquiat Heriveaux, et al. Action: Trademark infringement claim. AtUmberto Hicksville L.L.C., 401 torney for plaintiff: James P. Cinque. Broadhollow Road, Melville 11747. Filed March 4. Case no. 14-01446. Chapter 11, voluntary. Attorney: Nicole Greenblatt, New York City. Filed March 10. Case no. 14-10591. Coordinated Marketing Inc., et al. Filed by Evergreen Partners Ltd. Action: Contract discrepancy Umberto Huntington L.L.C., 401 claim. Attorney for plaintiff: Yoav Broadhollow Road, Melville 11747. Michael Griver. Filed March 6. Chapter 11, voluntary. Attorney: Case no. 14-01553. Nicole Greenblatt, New York City. Filed March 10. Case no. 14-10592.

Oppenheimer & Co. Inc. Filed by Diana Brown Rusciano. Action: Job discrimination claim concerning employment. Attorney for plaintiff: Jeffrey M. Bernbach. Filed March 4. Case no. 14-01452. PAK Mt Vernon Management Inc., et al. Filed by Victoria Robertson. Action: Job discrimination claim concerning sex. Attorney for plaintiff: Alex Umansky. Filed March 7. Case no. 14-01563. Pegasus Capital Advisors L.L.P. Filed by Paul F. Quirk. Action: Breach of contract claim. Attorney for plaintiff: Jonathan Scott Sack. Filed March 4. Case no. 14-01458. San Miguel Transportation Inc., et al. Filed by Cripiliano Pena. Action: Denial of overtime compensation claim. Attorneys for plaintiff: Justin Cilenti and Peter Hans Cooper. Filed March 4. Case no. 14-01463 Shecky’s Media Inc., et al. Filed by Juan Martinez. Action: Claim falls under Fair Labor Standards Act. Attorney for plaintiff: Dale James Morgado. Filed March 4. Case no. 14-01467.

WCBJ • March 17, 2014

NEWSMAKERS plus awards and events MRM names new partner Michael Welling joined Meridian Risk Management of Pelham as the company’s newest partner. A lifelong resident of Westchester County, Welling brings almost 20 years of experience in managing a variety of workplace enhancement programs and more than 10 years as an entrepreneur managing his own successful businesses. He will lead the firm’s life sciences group and will work closely with the worksite-solutions department to serve the needs of the commercial insurance marketplace, specializing in biotech and technology companies.

Danone announces new marketing VP Danone Waters of America, the North American bottled water division of Danone, has appointed Olga OsminkinaJones to the position of vice president, marketing. With 15 years of experience in marketing and business development in the consumer packaged goods and retail sectors, Osminkina-Jones brings extensive global marketing expertise to the Danone Waters of America team. She will be responsible for leading marketing strategy and execution across Danone’s three water brands in the region, Evian, Badoit and Volvic. Osminkina-Jones most recently served as senior brand director for Heineken. She has served as the global executive director at Estee Lauder and senior group brand manager at Procter & Gamble. Osminkina-Jones holds a Bachelor of Science degree in business administration and marketing management from TOURO College and a global

$300K for Guiding Eyes for the Blind Guiding Eyes for the Blind, located at 611 Granite Springs Road in Yorktown Heights, and known around the globe as one of the foremost guide dog schools, has completed its Two-for-One Challenge, to engage local Lions Club members throughout the tri-state area with its fundraising goal in order to replace Guiding Eyes’ aging fleet of vehicles. The Van Tassel Society, which is comprised of Lions Club members from local districts, including 20-R1, whose sole purexecutive MBA degree from SDA Bocconi School of Management (Milan, Italy) in collaboration with Fudan University and the University of California.

An addition at WESTMED Dr. Sandra Ganea of New Rochelle, a board-certified pediatrician, has joined WESTMED Medical Group, a Purchasebased, multispecialty medical practice. She was awarded her medical degree from the Albert Einstein College of Medicine, followed by an internship and residency in the Department of Pediatrics at Montefiore Medical Center. Most recently, she was a primary care pediatrician with Pelham Pediatrics for the past nine years, where she provided comprehensive care for patients from newborn to age 21. Prior to that, she worked as a pediatrician with the Segunda Ruiz Belvis Diagnostic and Treatment Center in the Bronx for more than seven years.

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pose is to inspire volunteerism at Guiding Eyes and to support the advancement of the school’s mission and purpose matched $150,000 to the $75,000 pledged from local district 20-R1 Lions raised through events, public outreach and letter appeals to their members as well as foundations, individuals and corporate founders plus the $75,000 from the Lions Club International Foundation, which awarded Guiding Eye’s a matching gift. In total, $300,000 was raised and nine new vehicles have been purchased.

CNR names new trustee The College of New Rochelle recently appointed of Gwen Adolph to the college board of trustees. A graduate of Duke University and Emory University School of Law, Adolph started her professional career as a corporate attorney. She’s overseen contracting practices with a small London-based trading company, as well as co-founded and ran a boutique speakers’ bureau to represent notable African-Americans with domestic and international appeal. Before entering the international corporate environment, Adolph served as deputy director of purchasing for Fulton County, Ga. After careers in law and government, Adolph works today as a professional writer. She resides with her family in New Rochelle and devotes much of her personal time to community service through various national and local organizations, including the New Rochelle Public Library Foundation

board and the Westchester chapter of Jack & Jill of America Inc., for which she recently accepted the position of foundation chair.

New associate at law firm The law firm of Enea, Scanlan & Sirignano L.L.P., with offices in White Plains and Somers, welcomed a new associate attorney and Katonah resident Samantha A. Lyons, whose practice areas include elder law, Medicaid planning and home health care. Lyons received a B.S. degree in criminal justice from Pace University and a J.D. from the Pace University School of Law. She is admitted to practice in New York and New Jersey, and is a member of the New York State Bar Association, the New York Women’s Bar Association, and a former volunteer for the New York Law Help Program. Prior to Enea, Scanlan & Sirignano, Lyons was a law clerk for the Westchester County Board of Legislators, worked for the Westchester County district attorney’s office, Judge John Colangelo of the Westchester Supreme Court, and the White Plains and Yonkers Family Courts.

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Eastchester Rotary Club will celebrate fifty years of “Service Above Self” at a first-of-its-kind dinner being held Thursday, March 27 at Leewood Golf Club. The event will recognize the work of many volunteers of the numerous service groups in Eastchester, Bronxville and Tuckahoe who consistently aid in making the community a better place. Club president Dr. Joseph Comizio, hopes the night will be both a unique and historic memory for the community. An open bar and hors d’oeuvres will be available from 6:30-7:30 p.m. Afterward, the dinner and program will commence, and a $1,500 grant will be awarded to a deserving volunteer group. There will be beer, wine and soft drinks available throughout the evening. For more information, contact Joseph Comizio, Comizioortho@aol.com or (914) 779-1444.

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THE BOYS & GIRLS CLUB OF MOUNT VERNON annual gala will honor MARIANO RIVERA with its Humanitarian Award. Other honorees include MITCHELL E. RUDIN, president and CEO Brookfield Properties, Corporate Citizenship Award; GUS WILLIAMS former NBA champion and club alumni, the Distinguished Alumni Award; and Mount Vernon natives ROBERT CIMMINO, head basketball coach and RICKEY STANLEY, assistant principal and club alumni, who are sharing the Distinguished Educator Award; both are from Mount Vernon High School. The gala will be held Thursday, March 27 from 6:30-10:30 p.m., at The Surf Club, 280 Davenport Ave., New Rochelle. For more information and tickets contact, Mel Campos at Melvinc_2001@yahoo.com or call (914) 668-9580 or visit bgcmvny.org.

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The Junior League of Central Westchester (JLCW) presents its Glitz & Glamour Spring Fundraiser and Silent Auction Friday, March 28. The event is co-sponsored by Pepe Infiniti in White Plains, where it will be held, and 42 The Restaurant. A cocktail reception and silent auction are among the attractions of the evening with entertainment by the Music Conservatory of Westchester. Glitz & Glamour is open to the public and all proceeds will support the JLCW’s initiatives and community projects in central Westchester. Tickets are $130 per person. For more information, to purchase tickets, advertise in the auction journal or donate to the silent auction, contact the JLCW office at (914) 723-6130 or email jlcw@verizon.net or visit jlcentralwestchester.org/glitzglamour.

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Music Conservatory of Westchester presents a free concert at the Scarsdale Public Library in Scarsdale, Sunday, March 30 at 2 p.m. featuring the violin, including works by Mozart and Bach. This will be an entertaining and educational concert for the whole family. For more information, contact the conservatory at info@musiced.org.

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The 2014 benefit event for Hudson Chorale will be at 7:30 p.m. at the Chappaqua Library Theater, 195 S. Greeley Ave., Chappaqua. A concert staging of “My Business Is to Sing!” by local playwright Barbara Dana, exploring the life, letters and poems of Emily Dickinson will be directed by Anthony Arkin and features mezzo-soprano Kathleen Shimeta and Tony Award-nominee Amelia Campbell as Emily. Proceeds from the event benefit Hudson Chorale, the area’s largest not-for-profit community chorus. Tickets for the play and the reception which follows are $60 and can be purchased by phone or at the door. For tickets or more information, call (914) 332-0133 or visit hudsonchorale.org.

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Been promoted? Submit your announcement to us! Email jhottenroth@westfairinc.com. Information for these features has been submitted by the subjects or their delegates. WCBJ • March 17, 2014

FACTS&FIGURES Silverite Construction Company Inc. Filed by the trustees of the District Council 9 Painting Industry Insurance and Annuity Funds. Action: Claim falls under Labor Management Relations Act of 1947. Attorney for plaintiff: Dana Lynne Henke. Filed March 5. Case no. 14-01491. Sullivan Correctional Facility. Filed by Leon Gregory Hale. Action: Prisoner civil rights claim. Attorney for plaintiff: Not listed. Filed March 4. Case no. 14-01535. Tenaska Capital Management L.L.C., et al. Filed by Institutional Investor L.L.C. Action: Copyright infringement claim. Attorney for plaintiff: Thomas M. Lancia. Filed March 4. Case no. 14-01450. TD Ameritrade Inc., et al. Filed by Folashade Ojediran. Action: Job discrimination claim concerning race. Attorney for plaintiff: Alex Umansky. Filed March 7. Case no. 14-01564.

Deo Holdings L.L.C., Garden City. Seller: Richard Barouh, Plantation, Fla. Property: 18 Midway Lane, Pound Ridge. Amount: $1 million. Filed March 5.

North County Homes Inc., Yorktown Heights. Seller: George Burns, Amawalk. Property: 53 Mahopac Ave., Somers. Amount: $100,000. Filed March 11.

Mom Realty L.L.C., Floral Park. Seller: E.A.A.L. Equity L.L.C., Yorktown Heights. Property: 1760 Front St., Yorktown. Amount: $1.6 million. Filed March 6.

Rethymno Elgreco Realty Inc., Scarsdale. Seller: Mitchum Associates L.L.C., Hartsdale. Property: 471 Central Park Ave., Yonkers. Amount: $460,000. Filed March 10.

Shangod 2 Nu Realty L.L.C., New Rochelle. Seller: Bonnie PerBelow $1 million kins, Mount Vernon. Property: 153 Washington St., Mount Vernon. 336 Northrup Holdings L.L.C., Amount: $108,000. Filed March 11. Mamaroneck. Seller: Flatlands Realty Company L.L.C., Mamaroneck. Property: 336 Northrup Tim Cook Inc., Montrose. Seller: Ave., Mamaroneck. Amount: Patricia M. Ivansheck, Norwalk, Conn. Property: 2113 Albany $440,000. Filed March 10. Post Road, Cortlandt. Amount: $165,000. Filed March 6. 70 Jackson Street L.L.C., Long Island City. Seller: City of Yonkers. Property: 70 Jackson St., Yonkers. Vantium REP Capital Markets Amount: $662,350. Filed March 10. L.P., Baton Rouge, La. Seller: Andrew W. Szezesniak, White Plains. Property: 52 Lynton Place, White Alexi Home Design Inc., Rego Plains. Amount: $475,000. Filed Park. Seller: Loraine S. McDaniel, March 5. et al, Mount Vernon. Property: 424 10th Avenue South, Mount Vernon. Amount: $136,000. Filed March 5.

The Therapy Center. Filed by Alfredo Santiago. Action: Job discrimination claim concerning age. Attorney for plaintiff: Roseann Kitson Schuyler. Filed March 6. Davenport Homes L.L.C., MaCase no. 14-01546. maroneck. Seller: Prieto Holdings L.L.C., New York City. Property: United Cerebral Palsy of Putnam 635 Davenport Ave., New Rochelle. and Southern Dutchess Counties Amount: $435,000. Filed March 11. Inc. Filed by Christine Copeland. Action: Civil rights claim. Attorney Deutsche Bank National Trust for plaintiff: Jacob Aronauer. Filed Co. Seller: James Goode, White March 5. Case no. 14-01504. Plains. Property: 20 Perry Ave., Greenburgh. Amount: $400,000. Y.S. Global Trading Inc., et al. Filed March 11. Filed by A&J Produce Corp., et al. Action: Claim fall under Agricul- Deutsche Bank National Trust tural Commodities Act. Attorney Co. Seller: John F. Cocola, Holmes. for plaintiff: Gregory Adam Brown. Property: 43 Jackson St., Yonkers. Filed March 4. Case no. 14-01441. Amount: $595,082. Filed March 5.

Deeds Above $1 million

FORECLOSURES CORTLANDT MANOR, 11 Red Mill Road. Single-family residence; lot size: N/A. Plaintiff: US Bank National Association. Plaintiff’s attorney: Sheldon May & Associates, (516) 763-3200; 255 Merrick Road, Rockville Centre. Defendant: Frank Burger. Referee: Barbara Lerman. Sale: March 19, 10 a.m. Approximate lien: $525,993.05.

KATONAH, 130 Harris Road. Single-family residence; .6 acre. Plaintiff: M&T Bank. Plaintiff’s attorney: Schiller & Knapp, (516) Deutsche Bank National Trust 786-9069; 950 New Loudon Road, Co. Seller: Pauline Marie Galvin, Suite 310, Latham. Defendant: Yonkers. Property: 280 Lockwood Paul Maniscalco. Referee: Robert Ave., New Rochelle. Amount: Hufjay. Sale: March 26, 10 a.m. $437,889. Filed March 10. Approximate lien: $192,533.19.

E-Sky Group L.L.C., Yonkers. Sell507 North State L.L.C., Briarcliff er: Federal National Mortgage AsManor. Seller: Town of Ossining. sociation. Property: 76 Orchard St., Property: 507 N. State Road, Os- Yonkers. Amount: $59,900. Filed sining. Amount: $1.4 million. Filed March 11. March 5.

THORNWOOD, 734 Warren Ave. Single-family residence; .17 acre. Plaintiff: JPMorgan Chase Bank NA. Plaintiff’s attorney: Shapiro, DiCaro & Barak, (585) 247-9000; 250 Mile HSBC Bank USA N.A. Seller: Gi Crossing Blvd., Suite 1, Rochester. 756 South Fifth Avenue L.L.C., Yen Ku, Bronxville. Property: 60 Defendant: Susan Sica Fasano. Chicago, Ill. Seller: First Garden University Ave., Yonkers. Amount: Referee: John Sarcone. Sale: March 27, 10:30 a.m. Approximate lien: Development L.P., Stamford, Conn. $385,000. Filed March 5. $477,635.96. Property: 756 S. Fifth Ave., Mount Vernon. Amount: $1.1 million. Hudson Valley Bank N.A Seller: Filed March 11. Saleem Ibrahim Naber, Yonkers. YONKERS, 10 Vredenburgh Ave., Property: 8 Elaine Terrace, Yonkers. aka 36 Vredenburgh Ave. TwoCrestwood Builders Group Amount: $440,000. Filed March 11. family dwelling; .17 acre. Plaintiff: US Bank National Association. L.L.C., Mount Vernon. Seller: Plaintiff’s attorney: Gross Polowy Crestwood Station Plaza L.L.C., Jacob David L.L.C., Brooklyn. & Orlans, (716) 204-1700; P.O. Box White Plains. Property: 300 Columbus Ave., Eastchester. Amount: Seller: Morning Star Equities 540, Getzville. Defendant: Brigida L.L.C., East Meadow. Property: 62 Reyes. Referee: Joseph Maria. Sale: $4.7 million. Filed March 5. Hamilton Ave., Yonkers. Amount: March 27, 9:30 a.m. Approximate $690,000. Filed March 10. lien: $514,969.17.

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YONKERS, 59 Westminister Drive. Single-family residence; 70 x 95. Plaintiff: Wells Fargo Bank National Association. Plaintiff’s attorney: Rosicki & Rosicki & Associates, (845) 897-1600; 2 Summit Court, Suite 301, Fishkill. Defendant: Christopher Delmauro. Referee: Steven Feinstein. Sale: March 19, 10 a.m. Approximate lien: $128,223.35. YONKERS, 161 Buena Vista Ave. Three-family dwelling; .06 acre. Plaintiff: Deutsche Bank National Trust Company Americas. Plaintiff’s attorney: Leopold & Associates P.L.L.C.; 80 Business Park Drive, Armonk. Defendant: Natasha Hunter. Referee: Nicholas Barone. Sale: March 26, 11 a.m. Approximate lien: $462,169.35.

Lis Pendens

Harvey, C. Adam, et al. Filed by CitiMortgage Inc. Action: seeks to foreclose on a mortgage to secure The following filings indicated a legal $200,000 affecting property located action has been initiated, the out- at 366 Grasslands Road, Valhalla come of which may affect the title to 10595. Filed Oct. 11. the property listed. Benedict, Virginia, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 10 Allapartus Circle, Ossining 10562. Filed Oct. 10. Bomba, Americo, et al. Filed by Hudson City Savings Bank. Action: seeks to foreclose on a mortgage to secure $750,000 affecting property located at 17 Wood Road, Bedford Hills. Filed Oct. 11.

Bruner, James, et al. Filed by Bank of America N.A. Action: seeks to Judgments foreclose on a mortgage to secure $792,000 affecting property located 25 Water Street Realty L.L.C., at 62-64 Hancock St., West HarriMillwood. $400,000 in favor of son 10604. Filed Oct. 10. GSPD Holding L.L.C., Yonkers. Filed March 4. Cordoba, Sandra, et al. Filed by Wells Fargo Bank N.A. Action: Andrea Lane Associates Group, seeks to foreclose on a mortgage New Rochelle. $171,955 in favor of to secure $420,000 affecting propOlivieri Construction Corp., Elms- erty located at 46 Stephenson Blvd., New Rochelle 10801. Filed Oct. 15. ford. Filed March 3. Century Maxim Construction Corp., Port Chester. $142,367 in favor of Arch Insurance Co., New York. Filed March 5.

Domino, Jessica, et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 57 Cornell Ave., Yonkers 10705. Filed Oct. 10.

Charles McGuire Jr MSC Inc., Scarsdale. $3,509 in favor of New Eljam Products Inc., Bronx. Filed Errico, Michael P., et al. Filed by Wells Fargo Bank N.A. Action: March 7. seeks to foreclose on a mortgage to secure $417,000 affecting property Econocraft Worldwide Manu- located at 80 Westerly St., Yonkers facturing Inc., Yonkers. $9,928 in 10704. Filed Oct. 16. favor of Bogle International Inc., Darien, Conn. Filed March 5. Frankel, Paul David, et al. Filed by Bayview Loan Servicing L.L.C. Just Sneakers L.L.C., Yonkers. Action: seeks to foreclose on a $81,809 in favor of Nike USA Inc., mortgage to secure an unspecified Beaverton, Ore. Filed March 7. amount affecting property located at 2 Whippoorwill Road, Armonk Monolith Structures L.L.C., Mill- 10504. Filed Oct. 15. brook. $38,364 in favor of Byram Concrete and Supply L.L.C., White Garcia, Rodrigo, et al. Filed by New Plains. Filed March 5. York Community Bank. Action: seeks to foreclose on a mortgage to Shineright Jewelry L.L.C., White secure $444,000 affecting property Plains. $17,627 in favor of Card located at 13 Andrew Road, EastService International, Melville. chester 10709. Filed Oct. 15. Filed March 6. Girolamo, Theresa A., et al. Filed Shrub Oak Auto Inc., Shrub Oak. by The Bank of New York Mellon $6,375 in favor of Emblemhealth Trust Company N.A. Action: seeks Services Company L.L.C., New to foreclose on a mortgage to secure York City. Filed March 6. $456,000 affecting property located at 59 Lambert Lane, New Rochelle Vegherb L.L.C., Port Chester. 10804. Filed Oct. 11. $4,136 in favor of Gie Media NC, Cleveland, Ohio. Filed March 10. Grinhaus, Barbara S., et al. Filed by OneWest Bank F.S.B. Action: seeks to foreclose on a mortgage to secure $825,000 affecting property located at 7 Beverly Road, New Rochelle 10804. Filed Oct. 16.

Hayes, Geraldine T., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 30 Waterview Estates, Unit 4, Peekskill 10566. Filed Oct. 15. Hurley, Samuel, et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $320,000 affecting property located at 444 E. Fifth St., Mount Vernon. Filed Oct. 16. Hutchinson, Marcia, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 212 Station Place, Mount Vernon 10552. Filed Oct. 15. Iannolo, Lina, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $295,000 affecting property located at 47 S. Church St., Bedford Hill 10507. Filed Oct. 15. KML Corp., et al. Filed by RBS Citizens N.A. Action: seeks to foreclose on a mortgage to secure $112,000 affecting property located at 127 N. James St., Peekskill. Filed Oct. 16. Lanera, Steven H., et al. Filed by New York Community Bank. Action: seeks to foreclose on a mortgage to secure $601,600 affecting property located at 15 Burling Ave., White Plains 10605. Filed Oct. 15. Levine, Julie, et al. Filed by Steve Rose. Action: seeks to foreclose on a mortgage to secure $723,386 affecting property located at 11 Piping Brook Lane, Bedford 10605. Filed Oct. 16. Louidor, Rodney, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $496,000 affecting property located at 17 Monroe St., New Rochelle 10801. Filed Oct. 11. Marino, Michael A., et al. Filed by Ocwen Loan Servicing L.L.C. Action: seeks to foreclose on a mortgage to secure $290,000 affecting property located at 72 Leroy Ave., Valhalla 10595. Filed Oct. 15. McLennon, Beverly, et al. Filed by Chase Home Finance L.L.C. Action: seeks to foreclose on a mortgage to secure $431,375 affecting property located at 230 S. Second St., Mount Vernon 10550. Filed Oct. 10.

Meliti, Stephen F., et al. Filed by Trustco Realty Corp. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 119 Eighth St., Verplanck 10596. Filed Oct. 11.

Williams, Nicole, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $410,000 affecting property located at 54 S. Stone Ave., Elmsford 10523. Filed Oct. 11.

Morocho, Jose S., et al. Filed by Deutsche Bank National Trust Mechanic’s Liens Co. Action: seeks to foreclose on a mortgage to secure $544,000 affect- DPPC Holdings L.P., as owner. ing property located at 79 A Dale $336,638 as claimed by Resco. Ave., Ossining 10562. Filed Oct. 11. Property: in Rye. Filed March 6.

Food That Fits You, 7 Trapping Way, Pleasantville 10570, c/o Jyoti R. Tewani. Filed Jan. 29. Joseph Alan Trembone, 33 West St., Mount Kisco 10549, c/o Joseph Alan Trembone. Filed Jan. 30. Katkova, 903 Pheasant Woods, Briarcliff Manor 10510, c/o Ganna Katkova. Filed Jan. 29.

MSL Services, 63 Howard St., Sleepy Hollow 10591, c/o Silvia E. Enclave on 5th Commercial L.L.C., Villa. Filed Jan. 30. as owner. $6,114 as claimed by Titan Concrete Corp., Bronx. Property: in R.B. Multi Services, 20 N. DiviMount Vernon. Filed March 3. sion St., Peekskill 10566, c/o Edgar R. Bernal. Filed Jan. 30. Glen Lodge Inc., as owner. $1,720 Reed, Larry Jr., et al. Filed by Chase as claimed by Northeast EnvironHome Finance L.L.C. Action: seeks mental Inc., Mamaroneck. Proper- Rio Taxi 5, 3181 Lexington Ave., to foreclose on a mortgage to secure ty: in New Rochelle. Filed March 3. Apt. 2E, Mohegan Lake 10547, c/o Boris S. Patino. Filed Jan. 30. $584,800 affecting property located in Eastchester. Filed Oct. 11. Masters School, as owner. $17,244 Rosales General Contractor, 737 as claimed by American Pumping Robbins, George L. Jr., as execu- Inc., Ossining. Property: in Green- Main St., Apt. 2, New Rochelle 10801, c/o Jose De Jesus Rosales. tor of the estate of George L. Rob- burgh. Filed March 6. Filed Jan. 29. bins, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $577,500 affect- New York Presbyterian Hospital, RPC Industries, 465 E. Lincoln ing property located at 87 Newkirk as owner. $22,132 as claimed by New- Ave., Mount Vernon 10552, c/o Road, Yonkers 10710. Filed Oct. 10. town Drywall, Newtown, Conn. Prop- Robert P. Crescenzo. Filed Jan. 29. erty: in White Plains. Filed March 7. Nunez, Jorge, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $528,000 affecting property located at 2 Lincoln Ave., Rye Brook 10573. Filed Oct. 15.

Roberts, Johnitha A., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $202,097 affecting property located at 6 S. Goodwin Ave., Elmsford 10523. Filed Oct. 11.

The Sanctuary Boutique, 951 E. Westchester Mall L.L.C., as owner. Boston Post Road, Mamaroneck $8,329 as claimed by Delta Electric 10543, c/o Avra Blieden-Tietze. Inc., Yonkers. Property: in White Filed Jan. 29. Plains. Filed March 6.

New Businesses Rodriges, Gorgonio, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $460,000 This paper is not responsible for tyaffecting property located at 74 Grove pographical errors contained in the St., Port Chester 10573. Filed Oct. 15. original filings. Said, Gerard, et al. Filed by Hudson City Savings Bank. Action: Partnerships seeks to foreclose on a mortgage to secure $315,000 affecting property located at 15 Lincoln Terrace, Yon- Lombardi and Associates, Financial Services, 800 Westchester Ave., kers. Filed Oct. 11. Suite 508, Rye Brook 10573, c/o Joseph P. Lombardi, Scott P. LaDore, Tarazi, Esther V., et al. Filed by and Anthony Rizzuto. Filed Jan. 29. Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $200,000 affecting property Novias New York Bridal Boulocated at 68 Croton Terrace, Yon- tique, 24 Hunter Ave., New Rochelle 10801, c/o Irene Alberro, kers 10701. Filed Oct. 10. Glorimar Amadov, and Jennifer Stephens. Filed Jan. 30. Tartaglia, Daniel D., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $350,000 affecting property located Sole Proprietorships at 29 Brookridge Court, Rye Brook 10573. Filed Oct. 15. Aaguilar’s Construction, 422 Ellendale Ave., Port Chester 10573, Uva, Maureen, et al. Filed by Wells c/o Cristian A. Aguilar Quevedo. Fargo Bank N.A. Action: seeks to Filed Jan. 29. foreclose on a mortgage to secure $176,000 affecting property located Blanca Muniz Landscaping, 308 at 818 Old Country Road, Elmsford Mayflower Ave., New Rochelle 10801, 10523. Filed Oct. 15. c/o Blanca Muniz. Filed Jan. 29.

Une Fille Chic Media, 300 Pelham Road, New Rochelle 10805, c/o Chiquita Vinson. Filed Jan. 29. Union Taxi, 8 Washington Ave., Ossining 10562, c/o Victor C. Duque. Filed Jan. 29. Valerio Landscaping Co., 3 Church St., Suite 682, New Rochelle 10810, c/o Valero Romualdo Perez. Filed Jan. 30. Vivian James Designs, 773 Pelham Road, No. 1E, New Rochelle 10805, c/o Denise Watson Williams. Filed Jan. 29.

PATENTS

The following patents were issued by the U.S. Patent and Trademark Office in Washington, D.C. Calculating and communicating level of carbon offsetting required to compensate for performing a computing task. Patent no. 8,671,412 issued to Jeffrey D. Amsterdam, Marietta, Ga.; Rick A. Hamilton, II, Charlottesville, Va.; Brian M. O’Connell, Cary, N.C.; Clifford A. Pickover, Yorktown Heights; and Keith R. Walker, AusWeiner, Josephine, et al. Filed by U.S. Expedient Tutoring Service, 427 tin, Texas. Assigned to InternaBank N.A. Action: seeks to foreclose on Highland Ave., Third floor, Mount tional Business Machines Corp., a mortgage to secure $544,500 affecting Vernon 10553, c/o Renee Morrell. Armonk. property located at 476 Washington Filed Jan. 30. Ave., Pleasantville 10570. Filed Oct. 11.

Collaborative software debugging in a distributed system with client-specific dynamic breakpoints. Patent no. 8,671,393 issued to Cary L. Bates, Rochester, Minn. Assigned to International Business Machines Corp., Armonk. Desired font rendering. Patent no. 8,671,342 issued to Lisa Seacat DeLuca, San Francisco, Calif.; Brian Daniel Goodman, Brooklyn; and Angel E. Tomala-Reyes, Flushing. Assigned to International Business Machines Corp., Armonk. Environment modification in a hybrid node computing environment. Patent no. 8,671,418 issued to Eric L. Barsness, Pine Island, Minn.; David L. Darrington, Rochester, Minn.; Amanda Peters, Cambridge, Mass.; and John M. Santosuosso, Rochester, Minn. Assigned to International Business Machines Corp., Armonk. Method for passing selective encrypted attributes of specific versions of objects in a distributed system. Patent no. 8,671,276 issued to Kulvir Singh Bhogal, Fort Worth, Texas; Johnston Jewell Clark, Roswell, Ga.; Jonathan G. Hall, Omaha, Neb.; Rick Allen Hamilton, II, Charlottesville, Va.; John Dale Perkins, Manchester, Mo.; Alexandre Polozoff, Bloomington, Ill.; Gioacchino J. Pullara, Flushing; Hadi S. Qadri, Morton Grove, Ill.; Ryan Patrick Zombo, Sterling Heights, Mich.; and Peggy Catherine Zych, Seven Hills, Ohio. Assigned to International Business Machines Corp., Armonk. Monitoring processing time in a shared pipeline. Patent no. 8,671,267 issued to Ekaterina M. Ambroladze, Wappingers Falls; Deanna Postles Dunn Berger, Poughkeepsie; Michael Fee, Cold Spring; Christine C. Jones, Poughkeepsie; Arthur J. O’Neill, Jr., Poughkeepsie; Diana Lynn Orf, Somerville, Mass.; and Robert J. Sonnelitter, III, Wappingers Falls. Assigned to International Business Machines Corp., Armonk. Multiprocessor switch with selective pairing. Patent no. 8,671,311 issued to Alan Gara, Mount Kisco; Michael K. Gschwind, Chappaqua; and Valentina Salapura, Mount Kisco. Assigned to International Business Machines Corp., Armonk. Redundant power supply configuration for a data center. Patent no. 8,671,287 issued to Casimer M. DeCusatis, Poughkeepsie; Rajaram B. Krishnamurthy, Wappingers Falls; Michael Onghena, Poughquag; and Anuradha Rao, Hopewell Junction. Assigned to International Business Machines Corp., Armonk.

Security model for actor-based languages and apparatus, methods and computer programming products using same. Patent no. 8,671,284 issued to Bard Bloom, Dobbs Ferry; John H. Field, Middlebury, Conn.; Salvatore Guarnieri, New York; and Marco Pistoia, Amawalk. Assigned to International Business Machines Corp., Armonk. Virtual universe teleportation suggestion service. Patent no. 8,671,349 issued to Rick A. Hamilton, II, Charlottesville, Va.; Brian M. O’Connell, Cary, N.C.; Clifford A. Pickover, Yorktown Heights; and Keith R. Walker, Austin, Texas. Assigned to International Business Machines Corp., Armonk.

Manitou Property Company L.L.C., Garrison. Seller: Route 9D Cold Spring L.L.C., Cold Spring. Property: 1656 Route 9D, Cold Spring 10516. Amount: $1.2 million. Filed Feb. 25. The Greater Hudson Valley Family Health Center Inc., Cornwallon-Hudson. Seller: Leone Properties L.L.C., Central Valley. Property: in Cornwall-on-Hudson. Amount: $1.6 million. Filed March 4. Warwick Valley Local Development Corp., Warwick. Seller: The New York State Urban Development Corp., New York City. Property: in Warwick. Amount: $3 million. Filed March 10.

Below $1 million

Hudson Valley

18 Striebel L.L.C., Bearsville. Seller: Sally Ann Grossman, Bearsville. Property: Striebel Road, Woodstock. Amount: $955,000. Filed March 5.

Building Loans Below $1 million

261 Fair Street L.L.C., Kingston. Seller: Sally A. Fisher, Jensen Beach, Fla. Property: in Kingston. Amount: $210,000. Filed March 7.

Cotter, Christian E., Highland Mills, as owner. Lender: Hometown Bank of the Hudson Valley, Walden. Property: Rock Ridge Road, Chester 10918. Amount: $230,000. Filed March 7.

261 Upper North Road L.L.C., New Paltz. Seller: 5 Orchard Drive L.L.C., Valley Stream. Property: in Plattekill. Amount: $425,000. Filed March 6.

East Arm Rowing Club Inc., Greenwood Lake, as owner. Lender: Stephen K. Hoverman, Warwick. Property: 69 Sterling Road, Greenwood Lake. Amount: $100,000. Filed March 10. Gambill, Thomas C., et al, Walden, as owner. Lender: Normandy Corp., Rochester. Property: 13 Oxford Road, New Windsor. Amount: $260,000. Filed March 7. Swansen, Robert J., et al, Peekskill, as owner. Lender: Putnam County Savings Bank, Brewster. Property: in Carmel. Amount: $408,000. Filed March 3.

Deeds

9Peggy Lane Owners L.L.C., Wappingers Falls. Seller: David E. Scully, et al, Beacon. Property: 28 Hammond Plaza, Beacon 12508. Amount: $125,000. Filed March 6. Board of Managers of Fieldstone Pond Condominium III. Seller: Stanley E. Esposito, Pleasantville. Property: 305 Bentley Court, Brewster 10509. Amount: $22,495. Filed March 3. Bois Dore L.L.C., Millerton. Seller: Susan W. Pettibone, Millerton. Property: in Millerton. Amount: $287,500. Filed Feb. 28. BWBI L.L.C., Hopewell Junction. Seller: U.S. Bank N.A. Property: 10 Geneva Drive, Hopewell Junction 12533. Amount: $169,000. Filed Feb. 28.

Above $1 million

Cartus Financial Corp., Danbury, Conn. Seller: Carlos A. Blanco, et al, 18 Striebel L.L.C., Bearsville. Sell- Poughkeepsie. Property: in Pougher: Sally Ann Grossman, Bearsville. keepsie. Amount: $89,000. Filed Property: in Woodstock. Amount: Feb. 27. $1.9 million. Filed March 5. Cartus Financial Corp., Danbury, Cherry Hill West Inc., Middle- Conn. Seller: David B. Bartlett, et town. Seller: Falco Realty Inc. al, Hopewell Junction. Property: in Yonkers. Property: in Poughkeep- East Fishkill. Amount: $595,000. sie. Amount: $11.8 million. Filed Filed Feb. 27. March 3.

WCBJ • March 17, 2014

FACTS&FIGURES Certified Affordable Housing Trust III, Danbury, Conn. Seller: The Secretary of Housing and Urban Development, Philadelphia, Pa. Property: 10 Allen St., Middletown 10940. Amount: $50,487. Filed March 4.

Hudson Homestead Group L.L.C., Kingston. Seller: Fannie Mae. Property: 87 Pine Grove Ave., Kingston 12401. Amount: $75,400. Filed March 6.

Pruppo Properties L.L.C., Poughkeepsie. Seller: Theresa Louise Melilli, Poughkeepsie. Property: in Poughkeepsie. Amount: $198,000. Filed Feb. 28.

Champion Properties Inc., Statasburg. Seller: Jan L. Harrington, Portland, Ore. Property: in Hyde Park. Amount: $150,000. Filed March 4.

Jastine Contracting Corp., LaGrangeville. Seller: Margaret Kasprzyk, Hopewell Junction. Property: in Stormville. Amount: $100,000. Filed March 6.

Putnam County Land Trust: Save Open Spaces Inc., Brewster. Seller: Barry Feiden, et al, White Plains. Property: in Putnam Valley. Amount: $19,000. Filed Feb. 26.

CJBD of Orange County L.L.C., Otisville. Seller: Phyllis A. Brown, Otisville. Property: 18 State St., Otisville 10963. Amount: $69,500. Filed March 10.

Josal L.L.C., Newburgh. Seller: Remmata L.L.C., Newburgh. Property: 708-710 Broadway, Newburgh 12550. Amount: $70,000. Filed March 7.

Cornwall Management L.L.C., Newburgh. Seller: Charles Catanzaro, et al, Newburgh. Property: in Newburgh. Amount: $562,500. Filed March 4.

John Tremper Landscaping, Newburgh. $1,993 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Feb. 25.

T and S Crossroads Deli Inc., Rosendale. $20,399 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 3.

Big Daddy’s Snack Shack, New Paltz. $1,071 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 6.

Machu Piccu Peruvian Restaurant Inc., Gardiner. $192,976 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 6.

The American Citadel Guard Inc., Montgomery. $4,397 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Feb. 25.

Spoonbill Properties L.L.C., Bearsville. Seller: John Piccoli, Hurley. Property: 54 Parsell St., Sleightsburg. Amount: $70,000. Filed March 5.

Color Blend, Kingston. $488 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 6.

Mid-Hudson Chiropractic P.C., Kingston. $287 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 6.

The Park Center Inc., Highland. $5,118 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 6.

JZ Services L.L.C., LaGrangeville. Seller: Kenneth DeRosa, Fishkill. Property: in Poughkeepsie. Amount: $131,500. Filed March 3.

U.S. Bank N.A. Seller: Brent Fullum, Poughkeepsie. Property: 51 David Drive, Poughkeepsie 12601. Amount: $260,000. Filed Feb. 27.

Coventry Interiors Inc., Highland Falls. $2,675 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Feb. 25.

Monroe Cleaning Corp., Middletown. $2,026 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Feb. 25.

The Supply Captain Ltd., Marlboro. $4,922 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 3.

M&T Bank, Getzville. Seller: Deutsche Bank National Trust Charles Bozsik, et al, Fishkill. PropCo. Seller: Leslie A. Baum, Walden. erty: 1668 Route 9, Unit 8C, WapProperty: 37 Spring St., Goshen pinger. Amount: $50,000. Filed 10924. Amount: $238,050. Filed March 7. March 6. M&T Bank. Seller: Ryan Scott East Branch Realty L.L.C., White Karben, Pomona. Property: 3914 Plains. Seller: Mary E. Cundari, Whispering Hills, Chester. Amount: Brewster. Property: 50 Minor Road, $136,000. Filed March 4. Brewster 10509. Amount: $785,000. Filed Feb. 27. Maggie Enterprises L.L.C., Wallkill. Seller: Kondaur CapiESICMC L.L.C., Newburgh. Seller: tal Corp., Orange, Calif. PropAnthony J. Libonati Jr., et al, Marl- erty: 1 Prospect Ave., Middletown. boro. Property: in Marlborough. Amount: $85,000. Filed March 7. Amount: $38,500. Filed March 7. McKenna Home Builders Inc., Fannie Mae. Seller: Jeffrey Yanow- Carmel. Seller: Michael A. Barile, itz, New City. Property: 511 N. Ivy Mahopac. Property: in Carmel. Hill Road, Walden 12586. Amount: Amount: $140,000. Filed March 6. $240,198. Filed March 4. Mid Hudson Film L.L.C., NewFannie Mae. Seller: Jo-Ann burgh. Seller: Kenneth L. Leonard, Cambareri, Tarrytown. Property: Lubbock, Texas. Property: in New 15 Owen Drive, Carmel 10541. Windsor. Amount: $132,500. Filed Amount: $444,154. Filed Feb. 27. March 6.

Vesa Realty Associates L.L.C., Poughkeepsie. Seller: Federal Home Loan Mortgage Corp. Property: 310 Cherry Hill Drive, Poughkeepsie 12603. Amount: $85,000. Filed March 3.

Dynamic Center Inc. d.b.a. Dynamic Therapy and Learning, Florida. $1,340 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Feb. 25.

Montgomery Glass and Mirror Inc., Montgomery. $444 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Feb. 25.

Federal Home Loan Mortgage Corp. Seller: Michael A. Burns, et al, Bronx. Property: 11 Windsweep Lane, Bearsville 12409. Amount: $339,094. Filed March 10.

Mike Spiak Inc., Florida. Seller: Robert M. Sodrick, Benicia, Calif. Property: in Warwick. Amount $63,000. Filed March 7.

Millroad Farm L.L.C., New Federal National Mortgage As- York City. Seller: Allan A. Ryan sociation. Seller: Robert Dinardo, III, Bridgehampton. Property: in Walden. Property: 35 Rivervale Rhinebeck. Amount: $300,000. Road, Middletown 10940. Amount: Filed March 5. $237,464. Filed March 10. Montage Properties Inc., Hyde G.J.S. Construction Corp., Slate Park. Seller: Thomas D. Dieterich, Hill. Seller: Dorothy Olear, Wo- et al, Poughkeepsie. Property: in odridge, N.J. Property: in Goshen. LaGrange. Amount: $165,000. Filed Amount: $147,500. Filed March 6. March 6. HSBC Bank USA N.A. Seller: Agim Nezaj, Yorktown Heights. Property: 201 Crane Road, Carmel 10512. Amount: $375,000. Filed Feb. 26.

Nationstar Mortgage L.L.C. Seller: Rhett David Weires, New Paltz. Property: 20 Courtney Ave., Newburgh 12550. Amount: $346,936. Filed March 10.

HSBC Bank USA N.A. Seller: James E. Nelson, Poughkeepsie. Property: 41 Robin Road, Poughkeepsie 12601. Amount: $307,000. Filed March 7.

Orange Valley L.L.C., Florida. Seller: Palisades Federal Credit Union, Pearl River. Property: 2408 Whispering Hills Drive, Chester 10918. Amount: $140,000. Filed March 5.

26 March 17, 2014 • WCBJ

Wells Fargo Bank N.A. Seller: Lourdes Soto, et al, Monroe. Property: 104 Cromwell Hill Road, Monroe 10950. Amount: $372,675. Filed March 4. Wells Fargo Bank N.A. Seller: Sean Kelleher, et al, Amherst. Property: 16 Peckslip Road, Carmel 10512. Amount: $314,571. Filed Feb. 27. Woodstock Land Conservancy Inc., Woodstock. Seller: Howard Sherman, et al, New York City. Property: in Woodstock. Amount: $56,000. Filed March 3. Yellow Bird L.L.C., Newburgh. Seller: Yellow Bird 4C L.L.C., Newburgh. Property: in Newburgh. Amount: $277,500. Filed March 4.

Judgments AC General Contracting, Newburgh. $2,328 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Feb. 25. All In Kosher Inc., Monroe. $4,330 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Feb. 25. Allways Secure Inc., Montgomery. $468 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Feb. 25. Apoc Technology Inc., Washingtonville. $3,104 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Feb. 25.

Best Mechanical Plumbing and Heating Inc., Monroe. $1,315 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Feb. 25.

TMED Services Inc., Westtown. $5,613 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Feb. 25.

Upstate Sandblast Inc., SauP.Z.R. Construction Inc., Milton. gerties. $1,057 in favor of the New Four Seasons Insulators Inc., $2,450 in favor of the New York York State Department of Taxation Newburgh. $857 in favor of the State Department of Taxation and and Finance, Albany. Filed March 3. New York State Department of La- Finance, Albany. Filed March 3. bor Unemployment Insurance DiVer-Birr Corp., New Paltz. $271 vision, Albany. Filed Feb. 25. Robert P. Smith Inc., Lake Katrine. in favor of the New York State De$310 in favor of the New York State partment of Taxation and Finance, Gardnertown Farm Inc., New- Department of Taxation and Fi- Albany. Filed March 6. burgh. $445 in favor of the New nance, Albany. Filed March 3. York State Department of Labor Vining Contracting Inc., Ulster Unemployment Insurance Divi- Roccoroma Food Products Park. $276 in favor of the New York sion, Albany. Filed Feb. 25. L.L.C., Goshen. $744 in favor of State Department of Taxation and the New York State Department of Finance, Albany. Filed March 6. Gigasor Inc., Highland. $253 in Labor Unemployment Insurance favor of the New York State Depart- Division, Albany. Filed Feb. 25. Warren Acquisitions, Shandaken. ment of Taxation and Finance, Al$100 in favor of the New York State bany. Filed March 6. Rodina Industries Inc., Port Department of Taxation and FiEwen. $980 in favor of the New nance, Albany. Filed March 6. Group JA Inc., d.b.a. Domino’s York State Department of Taxation Pizza, New Windsor. $203 in favor and Finance, Albany. Filed March 6. Wearable Impressions and Acof the New York State Department cessories Inc., New Paltz. $506 in of Labor Unemployment Insurance Sight and Sound Communications favor of the New York State DepartDivision, Albany. Filed Feb. 25. Corp., New Hampton. $750 in favor ment of Taxation and Finance, Alof the New York State Department of bany. Filed March 6. Highland Tent Rental Inc., High- Labor Unemployment Insurance Diland. $312 in favor of the New York vision, Albany. Filed Feb. 25. World of Dance Studios Inc., State Department of Taxation and Saugerties. $285 in favor of the New Finance, Albany. Filed March 6. St. Francis Center at the Knolls York State Department of Taxation Inc., Warwick. $2,894 in favor of and Finance, Albany. Filed March 3. Inventory Professionals Inc., the New York State Department of Monroe. $261 in favor of the New Labor Unemployment Insurance York State Department of Labor Division, Albany. Filed Feb. 25. Lis Pendens Unemployment Insurance Division, Albany. Filed Feb. 25. Statewide Hardwood Flooring The following filings indicated a legal Corp., Monroe. $355 in favor of action has been initiated, the outJ-N-S Merchandise, Accord. the New York State Department of come of which may affect the title to $1,319 in favor of the New York Labor Unemployment Insurance the property listed. State Department of Taxation and Division, Albany. Filed Feb. 25. Finance, Albany. Filed March 6. Albanese, Nicholas F. III, et al. Superior Remodeling Company Filed by Wells Fargo Bank N.A. Jamaica Choice Caribbean Cui- Inc., Slate Hill. $4,314 in favor of Action: seeks to foreclose on a sine Inc., New Paltz. $13,186 in the New York State Department of mortgage to secure $137,700 affavor of the New York State Depart- Labor Unemployment Insurance fecting property located at 114 ment of Taxation and Finance, Al- Division, Albany. Filed Feb. 25. Austin Road, Mahopac 10541. bany. Filed March 3. Filed Feb. 28. Sweet Dreams Media Group Jethall L.L.C., New Windsor. $225 in L.L.C., New Paltz. $210 in favor of favor of the New York State Depart- the New York State Department of ment of Labor Unemployment Insur- Taxation and Finance, Albany. Filed March 3. ance Division, Albany. Filed Feb. 25.

Allen, Annie M., et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $75,000 affecting property located at 28 Genung St., Middletown 10940. Filed Oct. 17.

Cowle, Rick, et al. Filed by JPMC Specialty Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $326,400 affecting property located at 223 Vineyard Ave., Highland 12528. Filed March 5.

Greenwood, William, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $222,924 affecting property located at 424 W. Saugerties Road, Saugerties 12477. Filed March 5.

Kaplan, Sandra, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $263,200 affecting property located at 43 Millrock Road, New Paltz. Filed March 6.

Luhs, Brenda, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $445,500 affecting property located at 1 Bede Terrace, Cornwall-on-Hudson 12518. Filed Oct. 16.

Meyer, Robert J., et al. Filed by BAC Home Loans Servicing L.P. Action: seeks to foreclose on a mortgage to secure $204,750 affecting property located at 11 Garden Circle, Saugerties 12477. Filed March 10.

Anderes, Jaime, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $217,600 affecting property located at 16 Chappaqua Road, Carmel 10512. Filed March 3.

Cronk, Jennifer, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $135,600 affecting property located at 64 Lake Drive, Lake Peekskill 10537. Filed March 7.

Hamilton, Patrick, et al. Filed by DLJ Mortgage Capital Inc. Action: seeks to foreclose on a mortgage to secure $424,000 affecting property located at 237 Stagecoach Road, Patterson 12563. Filed Feb. 21.

Lutrario, Robert, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $68,000 affecting property located at 488 Brown Road, Ellenville 12428. Filed March 6.

Barbier, Marlane, aka Marlane Incorvaia, et al. Filed by Loancare. Action: seeks to foreclose on a mortgage to secure $123,600 affecting property located at 29 Mower Mill Road, Saugerties 12477. Filed March 5.

Curtis, Herbert Jr., individually and specific devisee of the estate of Charlotte M. Ehlers, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $212,000 affecting property located at 145 Bessal Road, Hurley 12443. Filed March 7.

Hargrove, Alton R., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $156,000 affecting property located at 2494 Mount Hope Road, Otisville 10963. Filed Oct. 17.

Kavana, Sandra Lynn, executrix of the estate of Barbara Jane Goldfarb, et al. Filed by Nationstar Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $472,500 affecting property located at 4 Marina Drive, Unit D1, Mahopac 10541. Filed March 6.

Mondelli, Jennifer, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 37 Boniello Drive, Mahopac 10541. Filed Feb. 28. Morris, Brian, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $113,050 affecting property located at 137 Washington Ave., Saugerties 12477. Filed March 5.

Birk, Cara S., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 50 Sterling Drive, Highland 12528. Filed March 6.

Lynch, Jacqueline, executrix of the estate of the late Camille Larghi, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $103,000 affecting property located at 8 Mountain View Drive, Warwick 10990. Filed Oct. 17.

Custodio, Antonio, et al. Filed by Santander Bank N.A. Action: seeks to foreclose on a mortgage to secure $270,000 affecting property located at 13 Scott Place, Patterson 12563. Filed March 3.

Briem, Jeffrey, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $225,900 affecting property located at 807 Eagles Ridge Road, Unit 807, Brewster 10509. Filed Feb. 25.

Defeo, Lori, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $300,000 affecting property located at 581 Wood Road, Mahopac 10541. Filed Feb. 25.

Brunale, Cindee, et al. Filed by New York Commercial Bank. Action: seeks to foreclose on a mortgage to secure $138,000 affecting property located at 6 Sycamore Road, Brewster 10509. Filed Feb. 24.

Denton, Horace, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $296,000 affecting property located at 2625 Route 208, Walden 12586. Filed Oct. 17.

Budrow, John T., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $260,246 affecting property located at 99 Prince St., Maybrook 12543. Filed Oct. 16.

Dibella, Michele, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $140,000 affecting property located at 685 Lakes Road, Monroe 10950 and County Highway 5, Chester 10950. Filed Oct. 16.

Horner, Jerry A., et al. Filed by Orange County Trust Co. Action: seeks to foreclose on a mortgage to secure $75,000 affecting property located at 8 Kelly Hill Road, Otisville. Filed Oct. 17.

Eljariri, Hamid, et al. Filed by Bayview Loan Servicing L.L.C. Action: seeks to foreclose on a mortgage to secure $612,000 affecting property located at 9 Jim Lane, Putnam Valley 10579. Filed Feb. 21.

Johns, Clive, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $273,000 affecting property located at 8 Clearbrook Drive, Mahopac 10541. Filed March 5.

Ernst, Craig, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $300,000 affecting property located at 40 Purdy Ave., Marlboro 12542. Filed March 7.

Johnson, Thomas, et al. Filed by GMAC Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $232,500 affecting property located at 312 Orchard Road, Highland 12528. Filed March 4.

Fairweather, Herman H., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $177,802 affecting property located at 117 Collabar Road, Montgomery 12549. Filed Oct. 17.

Kalbach, Karen L., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $112,800 affecting property located at 8846 Route 28, Pine Hill 12465. Filed March 5.

Florentino, Jickles, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $380,000 affecting property located at 225 Forest Road, Wallkill 12589. Filed Oct. 17.

Kallo, Joseph M., et al. Filed by New York Community Bank. Action: seeks to foreclose on a mortgage to secure $240,000 affecting property located at 27 Warren Drive, Patterson 12563. Filed March 3.

Butler, Thomas M., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $136,000 affecting property located at 992 Samsonville Road, Kerhonkson 12446. Filed March 6. Casey, Donal M., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $386,943 affecting property located at 4 Park Hill Terrace, Mahopac 10541. Filed March 6. Clegg, Robert III, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $264,000 affecting property located at 33 Meadow Ave., Chester 10918. Filed Oct. 16. Costantini, Kathleen, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $297,000 affecting property located at 16 Wayland Way, Rock Tavern 12575. Filed Oct. 17.

Kelly, Brian, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $422,500 affecting property located at 60 Kona Way, Garrison 10524. Harrington, Michael J. Jr., et al. Filed Feb. 28. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mort- Kempe, Guy Thomas, et al. Filed gage to secure $274,352 affecting by Wells Fargo Bank N.A. Action: property located at 23 Weber Hill seeks to foreclose on a mortgage to Road, Mahopac 10541. Filed Feb. 25. secure $312,000 affecting property located at 24 Bonticou View Drive, Hoehing, Charles A. Jr., et al. New Paltz 12561. Filed March 5. Filed by Mid-Hudson Valley Federal Credit Union. Action: seeks to Knight, Michael, et al. Filed by foreclose on a mortgage to secure Flagstar Bank F.S.B. Action: seeks to $95,000 affecting property located foreclose on a mortgage to secure an at 132 Boulevard, Kingston. Filed unspecified amount affecting propMarch 4. erty located at 9 Summerset Drive, Plattekill 12589. Filed March 4. Holt, Tammy L., aka Tammy L. Craig, et al. Filed by Mid-Hudson Lachowicz, Joseph D. Jr., et al. Valley Federal Credit Union. Ac- Filed by Green Tree Servicing tion: seeks to foreclose on a mort- L.L.C. Action: seeks to foreclose gage to secure $109,500 affecting on a mortgage to secure $156,500 property located at 122 Hill Top affecting property located at 240 Terrace, Kerhonkson 12446. Filed Overland Road, Mahopac 10541. March 7. Filed Feb. 27. Laidlaw, Richard A., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 39 Clarkson Road, Carmel 10512. Filed March 4. Laux, Melissa L., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $193,000 affecting property located at 49 Bailey Road, Montgomery 12549. Filed Oct. 17. Lewis, James J., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 1425 Route 208, Wallkill 12589. Filed March 10. Lopez, Alba L., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $336,000 affecting property located at 44 Lakeview Drive, Brewster 10509. Filed March 7. Lotz, Elizabeth, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $382,500 affecting property located at 1 Tundra Terrace, Cornwall-onHudson 12518. Filed Oct. 17.

Lynch, Patricia Forbes, individually and as surviving spouse of Timothy P. Lynch, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $300,000 affecting property located at 75 Dykeman Road, Carmel 10512. Filed March 4.

Mosher, Marc G., et al. Filed by BAC Home Loans Servicing L.P. Action: seeks to foreclose on a mortgage to secure $404,000 affecting property located at 224 Chandler Lane, Montgomery 12549. Filed Oct. 17.

Moutal-Washburn, Angel, et al. Filed by Bank of America N.A. AcLynch, Tamara S., et al. Filed by tion: seeks to foreclose on a mortDeutsche Bank National Trust gage to secure $227,156 affecting Co. Action: seeks to foreclose on a property located at 51 Woodland mortgage to secure $157,000 affect- Trail, Carmel 10512. Filed Feb. 21. ing property located at 951 Goshen Turnpike, Circleville 10919. Filed Mulligan, John T., et al. Filed by Oct. 17. U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure Manzari, Renee, et al. Filed by $173,000 affecting property located Suntrust Mortgage Inc. Action: at 1 Crosby Ave., Brewster. Filed seeks to foreclose on a mortgage to Feb. 28. secure $365,000 affecting property located at 52 Rose Drive, Mahopac Myrtle Avenue Apartments Inc., 10541. Filed March 7. et al. Filed by 174-176 Myrtle L.L.C. Action: seeks to foreclose on Mastro, William L., et al. Filed a mortgage to secure $468,554 afby M&T Bank. Action: seeks to fecting property located at 174-176 foreclose on a mortgage to secure Myrtle Ave., Mahopac 10541. Filed $154,000 affecting property locat- Feb. 25. ed at 426 N. Elting Corners Road, Lloyd 12528. Filed March 6. Nelson, Jeffrey, et al. Filed by CitiMortgage Inc. Action: seeks to McCabe, Patrick M., et al. Filed by foreclose on a mortgage to secure PHH Mortgage Corp. Action: seeks $160,000 affecting property located to foreclose on a mortgage to secure at 3 and 13 Warren Drive, Patterson $107,500 affecting property located 12563. Filed March 6. at 128 Weber Lane, Olivebridge 12461. Filed March 7. Nicosia, Charles, et al. Filed by Deutsche Bank National Trust McKenzie, Francis W., et al. Filed Co. Action: seeks to foreclose on by JPMorgan Chase Bank N.A. Ac- a mortgage to secure $511,920 tion: seeks to foreclose on a mort- affecting property located at 32 gage to secure $132,275 affecting Eleanor Drive, Mahopac 10541. property located at 208 Lapla Road, Filed Feb. 28. Kingston 12401. Filed March 7. Norris, Jason J., et al. Filed by Melick, Wendy L., et al. Filed by Wells Fargo Bank N.A. Action: Citimortgage Inc. Action: seeks to seeks to foreclose on a mortgage to foreclose on a mortgage to secure secure $196,377 affecting property $223,000 affecting property locat- located at 27 Albany Ave., Walden ed at 3 Summerset Drive, Wallkill 12586. Filed Oct. 17. 12589. Filed March 6.

WCBJ â&#x20AC;˘ March 17, 2014

FACTS&FIGURES Oliveri, Michael, as executor to the estate of Matthew Oliveri, et al. Filed by TD Bank N.A. Action: seeks to foreclose on a mortgage to secure $168,547 affecting property located at 6 Barnard Road, Patterson 12563. Filed March 3.

Santiago, Adalberto, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $105,000 affecting property located at 121 Hilltop Terrace, Kerhonkson 12446. Filed March 3.

Olsen, Rolf Jr., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $97,000 affecting property located at 1356 Route 212, Saugerties 12477. Filed March 5.

Sepa, Rosalie, et al. Filed by Thornburg Mortgage Home Loans. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 34 Kayla Lane, Mahopac 10541. Filed Feb. 26.

Owens, Michelle, individually and as trustees of the Owens Family 2008 Revocable Living Trust dated August 7, 2008, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $232,000 affecting property located at 2 Keator Lane, Wallkill 12589. Filed March 10.

Shepard, Kevin, as administrator and heir to the estate of Jean Ellen McCord, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $130,525 affecting property located at 194 Rutsonville Road, Wallkill 12589. Filed March 6.

Pitargue, Nertia, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $331,340 affecting property located at 22 Lottie Road, Carmel 10512. Filed Feb. 28.

Topaloglou, Christina, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $960,000 affecting property located at 39 Foxhill Road, Warwick 10990. Filed Oct. 16.

Ross, Joseph D., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $315,000 affecting property located at 57 Panorama Drive, Patterson 12563. Filed March 6.

Taylor, Kevin, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $337,500 affecting property located at 11 Sycamore Drive, Newburgh 12550. Filed Oct. 17. Thorpe, Louis M., et al. Filed by CitiMortgage Inc. Action: seeks to foreclose on a mortgage to secure $195,000 affecting property located at 12 Whitehill Place, Cold Spring 10516. Filed Feb. 25. Tomson, George H., et al. Filed by OneWest Bank F.S.B. Action: seeks to foreclose on a mortgage to secure $463,125 affecting property located at 88 Mountain Road, Rosendale 12472. Filed March 4.

28 March 17, 2014 • WCBJ

Qrown and Glory, P.O. Box 1844, Kingston 12402, c/o Gloria C. Greene and Irma A. Barrera. Filed March 7.

Golf Plaza, as owner. $25,583 as Sole Proprietorships Trivino, Jose, et al. Filed by Ci- claimed by Robinson Excavation timortgage Inc. Action: seeks to Inc., Hyde Park. Property: 64-68 foreclose on a mortgage to secure Creek Road, Poughkeepsie. Filed Adrien Reju, P.O. Box 130, Lake Hill 12448, c/o Adrien R. Finckel. $130,000 affecting property located March 6. Filed March 10. at 36 Hudson St., Port Jervis. Filed Oct. 16. Heritage Land Holdings L.L.C., as owner. $21,238 as claimed by Alexip Designs, 90 Sunny Brook Unknown heirs of the estate of Probuild Company L.L.C., Middle- Circle, Highland 12528, c/o AnMarjorie D. Travis, et al. Filed by town. Property: 362 Arcadia Road, nMarie Plass. Filed March 4. Nationstar Mortgage L.L.C. Action: Goshen. Filed March 7. seeks to foreclose on a mortgage to Annabel’s Gift Baskets, 197 secure $625,500 affecting property Heritage Land Holdings L.L.C., Chestnut Hill Road, Stone Ridge located at 92 Lower Station Road, as owner. $9,050 as claimed by 12484, c/o Annabel S. Adams. Filed Garrison 10524. Filed March 7. Probuild Company L.L.C., Middle- March 6. town. Property: 360 Arcadia Road, Velez-Thompson, Miriam S., Goshen. Filed March 7. Bapi Grocery Store, 129 Canal et al. Filed by Wells Fargo Bank St., Ellenville 12428, c/o Hosneara N.A. Action: seeks to foreclose on Jauntorena, Jorge, et al, as owner. Khan. Filed March 7. a mortgage to secure $285,600 af- $1,729 as claimed by Daka Plumbfecting property located at 6 Cano- ing and Heating L.L.C., Poughquag. Bodyintegration, 110 Warwick pus Road, Mahopac 10541. Filed Property: 179 Reservoir Road, Turnpike, Warwick 10990, c/o DoMarch 4. Pawling. Filed Feb. 28. reen Kirschke. Filed Oct. 4.

Shkreli, Vasel, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $250,000 affecting property located at 6 Tommy Thurber Lane, Brewster 10509. Filed March 3. Velez, Nicolas, et al. Filed by HSBC Bank USA N.A. Action: seeks to Pope, Robin, et al. Filed by U.S. Smith, Dennis, et al. Filed by foreclose on a mortgage to secure Bank N.A. Action: seeks to fore- RBS Citizens N.A. Action: seeks to $430,000 affecting property located close on a mortgage to secure foreclose on a mortgage to secure at 4 Shindegan Hill Road, Carmel $200,000 affecting property located $134,000 affecting property located 10512. Filed Feb. 28. at 151 Country Club Drive, Florida at 393 Highway 48, Thompson 10921. Filed Oct. 16. Ridge 10985. Filed Oct. 17. Veneable, Darryl F., et al. Filed by U.S. Bank N.A. Action: seeks to Poree, Timothy, et al. Filed by Soehngen, Jason, et al. Filed by foreclose on a mortgage to secure Suntrust Mortgage Inc. Action: Wells Fargo Bank N.A. Action: $137,275 affecting property located seeks to foreclose on a mortgage seeks to foreclose on a mortgage to at 39 Orange Terrace, Middletown to secure $381,615 affecting prop- secure $313,120 affecting property 10940. Filed Oct. 16. erty located at 35 Whispering located at 38 Chardavoyne Road, Oaks Drive, Highland 12528. Filed Warwick 10990. Filed Oct. 16. Village View Apartments L.L.C., March 7. et al. Filed by 8 Hoyt L.L.C. Action: Stafford, William F. Jr., et al. Filed seeks to foreclose on a mortgage Quinlan, Carla, et al. Filed by by M&T Bank. Action: seeks to to secure $400,000 affecting propU.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure erty located at 8 Hoyt St., Brewster foreclose on a mortgage to secure $203,372 affecting property located 10509. Filed Feb. 25. $500,000 affecting property located at 16 Jaeger Drive, Cornwall-onat 133-137 Bullet Hole Road, Car- Hudson 12518. Filed Oct. 17. Whispell, Jennifer, et al. Filed by mel 10512. Filed Feb. 21. the State of New York Mortgage Swanson, Bruce, et al. Filed by The Agency. Action: seeks to foreclose Richter, Stacey A., et al. Filed by Bank of New York Mellon. Action: on a mortgage to secure $121,100 CitiMortgage Inc. Action: seeks to seeks to foreclose on a mortgage to affecting property located at 19 Ceforeclose on a mortgage to secure secure $284,000 affecting property dar Drive, Rochester 12404. Filed $140,957 affecting property located located at 15 Palisades Road, Pat- March 4. at 81 Pine Grove Ave., Kingston terson 12563. Filed Feb. 26. 12401. Filed March 7. Riviello, Kathryn, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $121,800 affecting property located at 91 Ball St., Port Jervis 12771. Filed Oct. 16.

Curbello, Daniel, et al, as owner. $26,248 as claimed by Probuild Company L.L.C., Middletown. Property: 16 Penny Court, Monroe. Filed March 7.

Kingston Driving Club, 403 Broadway, Kingston 12401, c/o Christine J. Rickelson. Filed March 10. Larry Chapman Photography, 400 Route 299 West, New Paltz 12561, c/o Larry W. Chapman. Filed March 5. Leather and Lace Gallery, 66 Erika’s Walk, Mount Tremper 12498, c/o Susan Tamara Darrow. Filed March 5. Mangia and Enjoy!, 3 Apple Rock Drive, Woodstock 12498, c/o Sarah F. Chianese. Filed March 7. Mead Museum Mounts, 12 Vandermark Road, Woodstock 12498, c/o William M. Mead. Filed March 7. Mohi’s Tailor Shop, 129 Canal St., Ellenville 12428, c/o Mohi Uddin Khan. Filed March 7.

Nanette’s Barber Shop, The West Point Club, Cullium Road, HighCampbell and Sons Lawn Main- land Falls, c/o Nanette K. Franco. tenance, 22 South Road, High Falls Filed Oct. 4. 12440, c/o Melissa A. Campbell. Filed March 10. Opensource Luthier Supply, 24 Highland Road, Ulster Park St. Francis Hospital, as owner. E-Z Handywork, P.O. Box 163, 12487, c/o William P. Sterling. $301,559 as claimed by H.T. Ly- Hurley 12447, c/o Eugene Brod- Filed March 6. ons Inc., Halfmoon. Property: 241 head. Filed March 3. North Road, Poughkeepsie and 10 and 11 Hastings Drive, Beacon. Empowering Ellenville, 159 Ca- Otti, 122 Tinker St., Woodstock 12498, c/o Otilija Navickiene. Filed Filed Feb. 26. nal St., Ellenville, c/o Michael H. March 5. Sussman. Filed March 4. St. Francis Hospital, et al, as owner. $15,876 as claimed by H.T. Ly- Erica Lee Photography, 37 Hud- Ram Arceri LMT, 900 Ulster Ave., ons Inc., Halfmoon. Property: 241 son Terrace, Marlboro 12542, c/o Kingston 12401, c/o Ram D. Arceri. Filed March 5. North Road, Poughkeepsie. Filed Erica L. Freitas. Filed March 4. Feb. 26. Roberto Brothers Mechanical Fashion Rewind Salon, 1504 Construction, 1 Dominic Drive, Route 9W, Suite 2, Marlboro 12542, Highland 12528, c/o Lawrence New Businesses c/o Alice T. Pollock. Filed March 10. Rocco Roberto Jr. Filed March 3. Lemily, John, et al, as owner. $12,000 as claimed by Sam’s Lawn Service Inc., Tuxedo. Property: in Tuxedo. Filed March 4.

This paper is not responsible for typographical errors contained in the original filings.

Greener Pieces.com, 557 Broad- S and P Solutions, 11 Green Road, way, Apt. 20D, Port Ewen 12466, Monroe 10950, c/o Shari McCauc/o Jeremiah Michael Lind. Filed ley. Filed Oct. 4. March 3.

Shalom Cleaning Service, P.O. Health Essentials, 1 Taitch Court, Box 277, Glasco 12432, c/o Edi Unit 204, Monroe 10950, c/o Ra- Yaneth Rodriguez. Filed March 10. Sales Corp., d.b.a. www. chel Adler. Filed Oct. 4. Mechanic’s Liens Brandon brandoncontrols.com, 26 Sarah Sounds Enticing, 708 NeighborDrive, Farmingdale 11735. Filed Horseshoe Dreamcatchers by hood Road, Apt. 17F, Lake Katrine Brewster-Meadowland Capital March 3. Tami, 2908 Route 28, Shokan 12449, c/o Wilson C. Rojas Jr. Filed L.P., as owner. $42,882 as claimed 12481, c/o Tami Shah. Filed March March 4. by Hayward Baker Inc., Hanover, 7. Md. Property: in Carmel. Filed Feb. 25. Partnerships Strategic Construction, 560 Blue Hudson Valley PC Clinic, 812 Mountain Road, Saugerties 12477, New Paltz Road, Highland 12528, c/o Edward J. Chardavoyne Jr. Filed Chung, Jin, et al, as owner. $2,087 El Mercadito Grocery Store, 344 c/o Anna Maria Celotto. Filed March 4. as claimed by United Rentals North Broadway, Kingston 12401, c/o Eri- March 6. America Inc., Charlotte, N.C. Prop- ka Cruz and David Alejandro Cruz. erty: 2232 Bulls Head Road, Stan- Filed March 3. Worry Free Landscaping, P.O. Kane’s Zeppoliz, 3 Apple Rock Box 682, Cairo 12413, c/o Kristy ford. Filed March 3. Drive, Woodstock 12498, c/o Kane Lee Edwards. Kingston Athletics, 120 Sr 28, Simon Doran. Filed March 7. City of Beacon, as owner. $6,085 as Kingston 12401, c/o Sean D. Weeks claimed by David L. Dimeo, Rotter- and Thomas Farrell. Filed March 6. Zen Rustic, 1644 County Road 2, dam. Property: 1 Municipal Plaza, Olivebridge 12461, c/o Christopher Beacon. Filed March 4. LaBarca. Filed March 3.

Doing Business As

LEGAL NOTICES Notice of formation of POSH POTTY, LLC. The Application for Authority was filed with the Sectíy of State of NY (SSNY) on NOVEMBER 4, 2013. Arts. Of Org. originally filed with the Sectíy of State of DE (SSDE) on SEPTEMBER 27, 2013. County designation forbusiness: WESTCHESTER COUNTY. The current street address of Principle Place of Business: 857 Post Road, Suite 399, Fairfield, Connecticut, 06824. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process served to: USA CORPORATE SERVICES, INC. 3500 SOUTH DUPONT HIGHWAY, DOVER, DE, 19901. Office in jurisdiction of formation: USA CORPORATE SERVICES, INC. 3500 SOUTH DUPONT HIGHWAY, DOVER, DE, 19901.Posh Potty LLC. is currently in existence in DE Authorized Officer in jurisdiction of formation: JEFFREY W. BULLOCK, SECRETARY OF STATE, DIVISION OF CORPORATIONS, JOHN G. TOWNSEND BLDG., 402 FEDERAL STREET, SUITE 4, DOVER, DE, 19901. Purpose: any lawful act. #59233

SOHO EDITIONS LLC, Arts. of Org. filed with the SSNY on 01/21/2014. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 2641 Deer St., Mohegan Lake, NY 10547. Purpose: Any Lawful Purpose. #59234

COSMOTRONICS LLC. Art. of Org. filed with NY Secy. of State (SSNY) on 1/28/14. Office location: Westchester Co. SSNY designated as agent for service of process. SSNY shall mail process to Cosmotronics LLC, 145 Palisade St, Dobbs Ferry, NY 10522. Purpose: Any lawful activity. #59235

NOTICE OF FORMATION of SEVIN STAFFORD LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 1/22/14. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 50 Columbus Avenue #1101, Tuckahoe, NY 10707. Purpose: any lawful activity. The LLC is to be managed by one or more managers. #59236

NOTICE OF FORMATION of LL Parcel A, LLC Art. of Org filed Secíy of State (SSNY) 1/27/14. Office location: Westchester Co. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to c/o DelBello Donnellan Weingarten Wise & Wiederkehr, LLP, One N. Lexington Ave, White Plains, New York 10601, Attn: Peter J. Wise, Esq. Purpose: any lawful activities. #59238

NOTICE OF FORMATION of LL Parcel G, LLC Art. of Org filed Secíy of State (SSNY) 1/27/14. Office location: Westchester Co. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to c/o DelBello Donnellan Weingarten Wise & Wiederkehr, LLP, One N. Lexington Ave, White Plains, New York 10601, Attn: Peter J. Wise, Esq. Purpose: any lawful activities. #59243

NOTICE OF FORMATION of LL Parcel M, LLC Art. of Org filed Secíy of State (SSNY) 1/27/14. Office location: Westchester Co. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to c/o DelBello Donnellan Weingarten Wise & Wiederkehr, LLP, One N. Lexington Ave, White Plains, New York 10601, Attn: Peter J. Wise, Esq. Purpose: any lawful activities. #59248

NOTICE OF FORMATION of LL Parcel B, LLC Art. of Org filed Secíy of State (SSNY) 1/27/14. Office location: Westchester Co. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to c/o DelBello Donnellan Weingarten Wise & Wiederkehr, LLP, One N. Lexington Ave, White Plains, New York 10601, Attn: Peter J. Wise, Esq. Purpose: any lawful activities. #59239

NOTICE OF FORMATION of LL Parcel H, LLC Art. of Org filed Secíy of State (SSNY) 1/27/14. Office location: Westchester Co. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to c/o DelBello Donnellan Weingarten Wise & Wiederkehr, LLP, One N. Lexington Ave, White Plains, New York 10601, Attn: Peter J. Wise, Esq. Purpose: any lawful activities. #59244

NOTICE OF FORMATION of LL Parcel R, LLC Art. of Org filed Secíy of State (SSNY) 1/27/14. Office location: Westchester Co. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to c/o DelBello Donnellan Weingarten Wise & Wiederkehr, LLP, One N. Lexington Ave, White Plains, New York 10601, Attn: Peter J. Wise, Esq. Purpose: any lawful activities. #59249

NOTICE OF FORMATION of LL Parcel C, LLC Art. of Org filed Secíy of State (SSNY) 1/27/14. Office location: Westchester Co. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to c/o DelBello Donnellan Weingarten Wise & Wiederkehr, LLP, One N. Lexington Ave, White Plains, New York 10601, Attn: Peter J. Wise, Esq. Purpose: any lawful activities. #59240

NOTICE OF FORMATION of LL Parcel I, LLC Art. of Org filed Secíy of State (SSNY) 1/27/14. Office location: Westchester Co. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to c/o DelBello Donnellan Weingarten Wise & Wiederkehr, LLP, One N. Lexington Ave, White Plains, New York 10601, Attn: Peter J. Wise, Esq. Purpose: any lawful activities. #59245

Notice of formation of Alan Offenberg & Associates, LLC. Arts. of Org. filed with the SSNY on1/22/14. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 29 Bayberry Rd, Armonk, NY 10504. Purpose: any lawful purpose. #59251

NOTICE OF FORMATION of LL Parcel E, LLC Art. of Org filed Secíy of State (SSNY) 1/27/14. Office location: Westchester Co. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to c/o DelBello Donnellan Weingarten Wise & Wiederkehr, LLP, One N. Lexington Ave, White Plains, New York 10601, Attn: Peter J. Wise, Esq. Purpose: any lawful activities. #59241

NOTICE OF FORMATION of LL Parcel K, LLC Art. of Org filed Secíy of State (SSNY) 1/27/14. Office location: Westchester Co. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to c/o DelBello Donnellan Weingarten Wise & Wiederkehr, LLP, One N. Lexington Ave, White Plains, New York 10601, Attn: Peter J. Wise, Esq. Purpose: any lawful activities. #59246

NOTICE OF FORMATION of LL Parcel F, LLC Art. of Org filed Secíy of State (SSNY) 1/27/14. Office location: Westchester Co. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to c/o DelBello Donnellan Weingarten Wise & Wiederkehr, LLP, One N. Lexington Ave, White Plains, New York 10601, Attn: Peter J. Wise, Esq. Purpose: any lawful activities. #59242

NOTICE OF FORMATION of LL Parcel L LLC Art. of Org filed Secíy of State (SSNY) 1/27/14. Office location: Westchester Co. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to c/o DelBello Donnellan Weingarten Wise & Wiederkehr, LLP, One N. Lexington Ave, White Plains, New York 10601, Attn: Peter J. Wise, Esq. Purpose: any lawful activities. #59247

Notice of formation of Battle Hill Towing & Recovery L.L.C articles origin file with SSNY 12/4/13 office location in Westchester County SSNY designated as agent of the LLC upon whom process to; 219 Fisher Ave, White Plains NY 10606. Purpose : any lawful activity #59252

FMFS OF GWB, LLC, Arts. of Org. filed with the SSNY on 01/22/2014. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 7 Renaissance Sq. 5th Fl., White Plains, NY 10601. Reg Agent: James Bitzonis, 7 Renaissance Sq. 5th Fl., White Plains, NY 10601. Purpose: Any Lawful Purpose. #59254

LARSTASIO LLC, Arts. of Org. filed with the SSNY on 10/15/2013. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 1360 Sunny Ridge Road, Mohegan Lake, NY 10547. Reg Agent: Anastasios Nougos, 345 W. 55th St., NY, NY 10019. Purpose: Any Lawful Purpose. #59255

SUPREME COURT OF THE STATE OF NEW YORK ñ COUNTY OF WESTCHESTER INDEX# 54064/2013 FILED: 12/24/2013 SUPPLEMENTAL SUMMONS AND NOTICE Plaintiff designates WESTCHESTER County as the place of trial. Venue is based upon the County in which the mortgage premise is situated. BANK OF AMERICA, N.A., Plaintiff, DEIVI CURZ, if he be living and if he be dead, the respective heirs-at-law, next of kin, distributees, executors, administrators, trustees, devisees, legatees, assignees, lienors, creditors and successors in interest, and generally all persons having or claiming under, by or through said defendant who may be deceased, by purchase, inheritance, lien or inheritance, any right, title or interest in or to the real property described in the complaint, and JOHN DOE and “JANE DOE”, the last two names being fictitious and said parties intended being tenants, or occupants, if any, having or claiming an interest in, or lien upon the premises, described in the complaint, NEW YORK STATE DEPARTMENT OF TAXATION AND FINANCE, UNITED STATES OF AMERICA, Defendant(s) TO THE ABOVE NAMED DEFENDANTS: NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME IF YOU DO NOT RESPOND TO THIS SUMMONS AND COMPLAINT BY SERVING A COPY OF THE ANSWER ON THE ATTORNEYS FOR THE MORTGAGE COMPANY WHO FILED THIS FORECLOSURE PROCEEDING AGAINST YOU AND FILING THE ANSWER WITH THE COURT, A DEFAULT JUDGMENT MAY BE ENTERED AND YOU CAN LOSE YOUR HOME. SPEAK TO AN ATTORNEY OR GO TO THE COURT WHERE YOU CASE IS PENDING FOR FURTHER INFORMATION ON HOW TO ANSWER THE SUMMONS AND PROTECT YOUR PROPERTY. SENDING A PAYMENT TO YOUR MORTGAGE COMPANY WILL NOT STOP THIS FORECLOSURE ACTION. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT. YOU ARE HEREBY SUMMONED to answer the complaint in this action and to serve a copy of your answer, or, if the complaint is not serviced with this summons, to serve a notice of appearance on the Plaintiff’s attorney within 20 days after the service of this summons, exclusive of the day of service (or within 30 days after the service is complete if this summons is not personally delivered to you within the State of New York); The United States of America, if designated as a Defendant in this action, may appear within (60) days of service thereof and in case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the complaint. NOTICE OF NATURE OF ACTION AND RELIEF SOUGHT: THE OBJECT of the above captioned action is to foreclose on a mortgage that was dated April 26, 2012 and recorded in the Office of the Clerk of the County of Westchester on May 2, 2012 in Control No. 51213048. Plaintiff is the holder and the owner of the aforesaid NOTE and MORTGAGE, covering premises known as 25 Waterside Close, Eastchester, NY 10709. (Block 1 Lot 20). The relief sought within action is a final judgment directing the sale of the premises described above to satisfy the debt described above. To the above named Defendants: The foregoing summons is served upon you by publication pursuant to an order of the Hon. Joan B. Lefkowitz, J.S.C. , a Justice of the Supreme Court of the State of New York, filed along with the supporting papers in the office of the Clerk of the County of WESTCHESTER on 12/3/2013. This is an action to foreclose on a mortgage. ALL that certain plot, piece or parcel of land, with the buildings and improvements thereon erected, situate, lying and being in the Town of Eastchester County of Westchester and State of New York (Block 1 Lot 20). Said premises known as 25 Waterside Close, Eastchester, NY 10709. YOU ARE HEREBY PUT ON NOTICE THAT WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. By reason of the default in the payment of the monthly installment of principal and interest, among other things, as hereinafter set forth, Plaintiff, the holder and owner of the aforementioned note and mortgage, or their agents have elected and hereby accelerate the mortgage and declare the entire mortgage indebtedness immediately due and payable. The following amounts are now due and owing on said mortgage, no part of any of which has been paid although duly demanded: By virtue thereof, plaintiff has heretofore elected and by these presents hereby elects to accelerate the entire unpaid principal balance of $562,125.45 to be immediately due and payable under the mortgage herein foreclosed, with accrued interest at 6.25% per annum from February 1, 2012. UNLESS YOU DISPUTE THE VALIDITY OF THE DEBT, OR ANY PORTION THEREOF, WITHIN THIRTY (30) DAYS AFTER YOUR RECEIPT HEREOF THAT THE DEBT, OR ANY PORTION THEREOF, IS DISPUTED, THE DEBTOR JUDGMENT AGAINST YOU AND A COPY OF SUCH VERIFICATION OR JUDGMENT WILL BE MAILED TO YOU BY THE HEREIN DEBT COLLECTOR. IF APPLICABLE, UPON YOUR WRITTEN REQUEST, WITHIN SAID THIRTY (30) DAY PERIOD, THE HEREIN DEBT COLLECTOR WILL PROVIDE YOU WITH THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR. IF YOU HAVE RECEIVED A DISCHARGE FROM THE UNITED STATES BANKRUPTCY COURT, YOU ARE NOT PERSONALLY LIABLE FOR THE UNDERLYING INDEBTEDNESS OWED TO PLAINTIFF/CREDITOR AND THIS NOTICE/DISCLOSURE IS FOR COMPLIANCE AND INFORMATIONAL PURPOSES ONLY. HELP FOR HOMEOWNERS IN FORECLOSURE New York State requires that we send you this notice about the foreclosure process. Please read it carefully. SUMMONS AND COMPLAINT You are in danger of losing your home. If you fail to respond to the summons and complaint in this foreclosure action, you may lose your home. Please read the summons and complaint carefully. You should immediately contact an attorney or your local legal aid office to obtain advice on how to protect yourself. SOURCES OF INFORMATION AND ASSISTANCE The State encourages you to become informed about your options in foreclosure. In addition to seeking assistance from an attorney or legal aid, there are government agencies, and non-profit organizations that you may contact for information about possible options, including trying to work with your lender during this process. To locate an entity near you, you may call the toll-free helpline maintained by New York state Banking Department at 1-877-Bank-NYS or visit the Departmentís website at www.banking.state.ny.us FORECLOSURE RESCUE SCAMS Be careful of people who approach you with offers to ìsaveî your home. There are individuals who watch for notices of foreclosure actions in order to unfairly profit from a homeownerís distress. You should be extremely careful about any such promises and any suggestions that you pay them a fee or sign over your deed. State law requires anyone offering such services for profit to enter into a contract which fully describes the services they will perform and fees they will charge, and which prohibits them from taking any money from you until they have completed all such promised services. Section 1303 NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this summons and complaint by serving the copy of the answer on the attorney for the mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you may lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property. Sending a payment to your mortgage company will not stop this foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF MORTGAGE COMPANY) AND FILING AN ANSWER WITH THE COURT. Kozeny, McCubbin & Katz, LLP. Attorneys for the Plaintiff, 395 N. Service Road, Suite 401, Melville, NY 11747 Our File 19436 #59253

WCBJ • March 17, 2014

LEGAL NOTICES Continued from previous page

Notice of formation of Professional Service Limited Liability Corporation Name: Leonard Leven M.D. PLLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 12/18/2013.Office location: Westchester County. SSNY has been designated as agent of the PLLC upon whom process against it may be served. SSNY shall mail a copy of process to the PLLC, 503 Grasslands Road, Suite 107, Valhalla, NY 10595. Purpose: for the practice of the profession of Medicine. #59256

MCJ BUSINESS ADVISORS, LLC, Arts. of Org. filed with the SSNY on 01/28/2014. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 840 Sherman Avenue, Thornwood, NY 10594. Purpose: Any Lawful Purpose. #59257

Notice of Formation of DAVID B. LEVER & ASSOCIATES, PLLC. Arts. of Org. was filed with SSNY on 2/10/14. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o The LLC, 19 W. 34th St., #1018, New York, NY 10001. The registered agent is: USA Corporate Services Inc. at the same address. Purpose: to engage in the practice of Law. #59259

Notice of Formation of 100 MAIN STREET ASSOCIATES, LLC. Arts. of Org. was filed with SSNY on 2/11/14. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o The LLC, 12 Water St., #204, White Plains, NY 10601. Purpose: all lawful activities. #59260

Notice of Formation of HIPCHIK HOME, LLC. Arts. of Org. was filed with SSNY on 1/24/14. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o The LLC, 2 Kavey Place, Armonk, NY 10504. Purpose: all lawful activities. #59261

Notice of Formation of 336 EAST 54 STREET ASSOCIATES, LLC. Arts. of Org. was filed with SSNY on 1/24/14. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o The LLC, 12 Water St., #204, White Plains, NY 10601. Purpose: all lawful activities. #59262

Notice of Formation of 5 Driftwood Properties, LLC Art. Of Org. filed with SSNY on 11/15/2010. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, PO Box 51, Goldens Bridge NY 10526. Purpose: any lawful purpose. #59265

Notice of Formation of Butterfly Birthdays LLC Art. Of Org. filed with SSNY on 1/17/14. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 1 Wardman Street, White Plains, NY 10603. Purpose: any lawful purpose. #59266

PATH COFFEE ROASTERS, LLC, Arts. of Org. filed with the SSNY on 02/20/2014. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Robert Richter, 106 Purdy Ave., Port Chester, NY 10573. Purpose: Any Lawful Purpose. #59267

FOUR M BAKERY OF WESTBURY, LLC, Arts. of Org. filed with the SSNY on 01/17/2014. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 7 Renaissance Square, 5th Fl., White Plains, NY 10601. Reg. Agent: James Bitzonis, 7 Renaissance Square, 5th Fl., White Plains, NY 10601 Purpose: Any Lawful Purpose. #59268

CASA NOFO, Arts. of Org. filed with the SSNY on 01/07/2014. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 1360 Sunny Ridge Rd., Mohegan Lake, NY 10547. Purpose: Any Lawful Purpose. #59269

30 March 17, 2014 • WCBJ

205 S Riverside Ave LLC Legal Notice 205 S Riverside Ave LLC Notice of Formation of 205 S Riverside Ave LLC. Articles of Organization file with the Secretary of State of New York (SSNY) on 1/28/14.Office Location 205 S Riverside Ave Croton on Hudson, NY 10520 (Westchester). SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to: 205 S Riverside Ave Croton on Hudson, NY 10520. Purpose: any lawful activity #59270

Notice of Application to do business in NY of Clearer Horizons LLC (ìLLCî) under the fictitious name of Cheah & Lew LLC. Application filed with SSNY on 11/21/13. LLC formed in Delaware on 9/16/13. Office loc: Westchester Cty. SSNY desig. as agent upon whom process against it may be served. SSNY shall mail process to:35 Mark Mead Rd, Cross River, NY 10518. Office address in DE: c/o Harvard Business Services Inc., 16192 Coastal Hwy, Lewes, DE 19958. Copies of Cert.of Org. of LLC on file &may be obtained from the DE Secretary of State, DE Div. of Corps, 401 Federal St, Ste 4, Dover, DE 19901. Purpose :any lawful act or activity. #59272

Notice of Formation of Stewart Staffing Solutions of Springfield, LLC Art. Of Org. filed with SSNY on 12/09/13. Offc. Loc: Westchester Cty. SSNY desig. As agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC 10 Columbus Blvd, Hartford, CT 06106. Purpose: any lawful purpose. #59273

Notice of Formation of Murkhart, LLC. Articles of Organization filed with Secy. of State of NY (SSNY) on 2/18/2014. Office location: Westchester Co. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 77 Orchard Ridge Road, Chappaqua, NY 10514, Purpose: any lawful act or activity #59274

SING SING KILL BREWERY, LLC, Arts. of Org. filed with the SSNY on 12/11/2013. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 80 Stone Ave., Ossining, NY 10562. Purpose: Any Lawful Purpose. #59276

NOTICE of FORMATION of a DOMESTIC LIMITED LIABILITY COMPANY Name of LLC: R44 VENTURES, LLC Date of filing of Articles of Organization with the NY Dept of State: November 25, 2013 The NY Secretary of State has been designated as the agent upon whom process may be served. NYSS may mail a copy of any process to the LLC at 18 Hangar Road, Suite 200, White Plains NY 10604. Purpose of LLC: Helicopter services #59277

RCTOBINLAW, PLLC, Law offices of Rita C. Tobin, a domestic PLLC, Arts. of Org. filed with the SSNY on 2/21/14. Office location: Westchester County. SSNY is designated as agent upon whom process against the PLLC may be served. SSNY shall mail process to: The PLLC, 123 Main Street Street,White Plains NY 10601. No dissolution date. Purpose: Law. #59278

The Articles of Organization of GOLDEN GOOSE ESTATE SALES COMPANY, LLC (the ìCompanyî) were filed with the Secretary of State of the State of New York on November 21, 2013. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the company upon whom process against it may be served. The post office address within or without the state to which the Secretary of State shall mail a copy of any process against the company served upon him is: The LLC, C/O Steven Macca, 13 Alden Place, Hartsdale, New York 10530. The company was formed for any lawful business purpose permitted under the New York Limited Liability Company Act. #59279

Notice is hereby given that an Application for an On-Premises Liquor License Serial number 1276709 has been applied for by the undersigned in a Restaurant under the Alcoholic Beverage Control Law at 14 Main St., Tarrytown, N Y 10591, Westchester County; /s/ JMG CULINARY CONCEPTS LLC. #59281

Notice of Formation of LMJ Majestic LLC. Art of Org. filed with SSNY on 2/26/14, office Location Westchester. SSNY designated as agent of LLC upon whom process against it may be served shall mail copy to: 600 Mamaroneck Ave, Suite 400, PMB#2, Harrison, NY 10528 General Purpose. #59282

Notice of Formation of JTH FIFTEEN LOEWEN, LLC. Arts. of Org. was filed with SSNY on 2/26/14. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o The LLC, 1858 Commerce St., Yorktown Heights, NY 10598. Purpose: all lawful activities. #59283

FRIED HOLDINGS I, LLC, Arts. of Org. filed with the SSNY on 11/18/2011. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Steven R. Antico, Esq., 411 Hackensack Ave., 5th Fl, Hackensack, NJ 07601. Purpose: Any Lawful Purpose. #59284

Notice is hereby given that an on-premise license, #TBA has been applied for by Alfonso Arias to sell beer, wine and liquor at retail in an on premises establishment. For on premises consumption under the ABC law at 332-334 South Broadway Yonkers NY 10705. #59285

W.H. Farms & services LLC Arts of Org. filed NY Secy of State (SSNY) 1/30/14. Office:Westchester Co. SSNY design. agent of LLC upon whom process may be served and shall mail copy to princ. bus. address c/o Diane Petrillo 14 Walnut St. New York, NY 10607. Purpose: any lawful activity #59286

Notice of Formation of TWENTY LANE MEDIA, LLC. Arts. of Org. filed with the Secy. of State of NY (SSNY) on 2/19/14. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: P.O. Box 51, Rye, NY 10580. Purpose: any lawful act or activity. #59288

Notice of Formation of WPM AUTOMOTIVE PARTNERS LLC. Arts. of Org. filed with the Secy. of State of NY (SSNY) on 2/21/14. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 250 Kisco Ave., Mt. Kisco, NY 10549. Purpose: any lawful act or activity. #59289

Notice of Formation of WPV AUTOMOTIVE PARTNERS LLC. Arts. of Org. filed with the Secy. of State of NY (SSNY) on 2/21/14. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 250 Kisco Ave., Mt. Kisco, NY 10549. Purpose: any lawful act or activity. #59290

Notice of Formation of WPJLR AUTOMOTIVE PARTNERS LLC. Arts. of Org. filed with the Secy. of State of NY (SSNY) on 2/21/14. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 250 Kisco Ave., Mt. Kisco, NY 10549. Purpose: any lawful act or activity. #59291

Notice of Formation of WPS AUTOMOTIVE PARTNERS LLC. Arts. of Org. filed with the Secy. of State of NY (SSNY) on 2/21/14. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 250 Kisco Ave., Mt. Kisco, NY 10549. Purpose: any lawful act or activity. #59292

SM ENGINEERS LIMITED LIABILIT Y COMPANY, Auth. filed with the SSNY on 12/27/2013. Office loc: Westchester County. LLC formed in NJ on 09/28/2012. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 15 Fairway Dr., East Hanover, NJ 07936. Address required to be maintained in NJ: 15 Fairway Drive, East Hanover, NJ 07936. Cert of Formation filed with NJ Sec. of State, 125 W. State St., Trenton, NJ 08608. Purpose: Any Lawful Purpose. #59293

LIGHTWORKERS OF THE SPHERE, LLC, Arts. of Org. filed with the SSNY on 02/13/2014. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: The LLC, C/O Valerie Kirschenbaum, 445 Hamilton Ave. Ste 1102, White Plains, NY 10601. Purpose: Any Lawful Purpose. #59294

PHILIP FRIED, M.D., PLLC, a Prof. LLC. Arts. of Org. filed with the SSNY on 08/01/2013. Office loc: Westchester County. SSNY has been designated as agent upon whom process against it may be served. SSNY shall mail process to: C/O the LLC, 20 Old Mamaroneck Road, White Plains, NY 10605. Purpose: To Practice the profession of Medicine. #59295

FACES& PLACES Tuckahoe’s American Bistro reopens An American Bistro in Tuckahoe hosted a “Welcome Back Party” March 6. Attendees celebrated the restaurant’s recent renovations and tasted a variety of the eatery’s signature dishes. The new design aims to create “an understated elegant ambience with a warm, relaxed vibe.” An American Bistro is owned by Robert and Denise Horton of Valhalla. Robert is the restaurant’s chef and Denise manages everything for the front end of the business, along with recently hired Theresa McCarthy (the restaurant’s new manager). An American Bistro has been located in Tuckahoe for 22 years and has been in its current location (296 Columbus Ave.) for 12 years. -Photographs by Sylvia De La Torre, My Bella Photo. 1. An American Bistro’s owners, Robert and Denise Horton 2. An American Bistro’s manager, Theresa McCarthy 3. Natasha Caputo, director of Westchester County Tourism & Film and Christina Rae, president of Buzz Creators Inc. 4. (Top) Jill Coronel of Westchester magazine, Tamieka L. Jones of A Perfect Setting Inc., (Bottom) Brooke Bizzell Stachyra of 914Social and Georgette Gouveia of WAG magazine. 5. Sara James, director of membership for The Business Council of Westchester and Bridget Gibbons, CEO and founder of Gibbons Digital Consultants 6. Cristin Grogan, founder of Girl About Westchester and Rob Kissner, president of the Digital Arts Experience in White Plains All photograph identifications are from left unless otherwise noted.

PLEASE NOTE NEW LOCATION

LOCALLY AND GLOBALLY

1133 WESTCHESTER AVE. WHITE PLAINS

WCBJ • March 17, 2014

APRIL 3 5:30 TO 7:30 P.M. 1133 WESTCHESTER AVE. WHITE PLAINS

KEYNOTE SPEAKER Nancy Armstrong Producer, MAKERS LOCALLY AND GLOBALLY

RESERVATIONS: PLEASE VISIT WESTFAIRONLINE.COM OR CONTACT HOLLY DEBARTOLO AT (914) 358-0743

WHAT DID THESE WOMEN DO IN 2013 TO BE CHOSEN? To find out, don’t miss the Westchester County Business Journal presentation where you will meet and hear their inspiring stories. OUR READERS CHOICES: MARISSA BRETT, Westchester County Association Presented by William V. Cuddy, Jr. GINA CAPPELLI, Forme Urgent Care and Wellness Center Presented by Nanci Gunthert CAROLYN CLEMENZA, DDS Presented by Christina Rae VALERIE A. COOPER, Picture That L.L.C. Presented by Margaret Zielinski and Dudley Williams AMY FISCHER, McGladrey L.L.P. Presented by Anthony D. Ceci Jr. ROBIN GALLAGHER, Webster Bank Presented by Sarah Barr LOREN GILBERG, Eldercare Consulting Presented by Stephen Gilberg ANDI GRAY, Strategy Leaders Inc. Presented by Dave Cohen BONNIE HAGEN, Bright Energy Services Presented by Adam Meyer, Cheryl Gilbert, Hugh Marriott, Harry Liu, Marc Karell and Peter Arbeeny JENNIFER HART AND MARLA PERSKY, Tata Global Beverages/ Women General Counsel Group Presented by Steven Elbaum LAURA E. HAUPT, Bark and Meow Presented by John Hufnagel, Christina Jacobs, PJ Goldsmith, Lisa Petrosky-Muckle and Melissa Williams FREIDA HECHT, Circle of Friends Presented by Rabbi Joshua S. Hecht VAL JENSEN, Prospector Theater Presented by Robin M. Ely DR. SABRINA MAGID KATZ, Advanced Dentistry of Westchester Presented by Kris Ruby

CONNIE KENNEDY, Back-to-School Clothes for Kids Presented by Deborah Tegan ALISA H. KESTEN, The Volunteer Center of United Way Presented by Amie Getis CATHI LOCATI, Cathi Locati Co. Presented by Gwendolyn Horn JULIA LINDH, MKDA Presented by Cristina Allen LESLIE MCGUIRE, AmeriCares Presented by Michael J. Nyenhuis VIVIAN C. MCKENZIE, Kathleen’s Tea Room Presented by Allyson Curtis KIM MCGILLICUDDY, First Niagara Presented by Bruce Rogers LESLIE MCINTYRE-TAVELLA, The McIntyre Group Presented by Diana Burns Derivan LINDA MCMAHON, McMahon Ventures Presented by Kate Duffy KATHY MCSHANE, Ladies who Launch Presented by Kenneth Campbell Jr. and Andrew Campbell JEANNIE MONTANO, The Leukemia & Lymphoma Society- CT Chapter Presented by Dina Carelli GEORGENE MONGARELLA, Gift of Life Inc. Presented by Harriet K. Lerner KAREN MORSTAD, Morstad Presented by Karen Beauchamp CAMILLE F. MURPHY, Legal Services of the Hudson Valley/ Women’s Research and Education Fund (WREF) Presented by Barbara Finkelstein, Anne M. Janiak and Jane Aoyama-Martin

GLOBAL

OUR CHOICES OF WOMEN WHO MADE AN IMPACT IN 2013:

Indra Nooyi Chairwoman/CEO, PepsiCo Virginia Rometty Chairwoman/CEO, IBM

BENAY RUBIN, She3 Presented by Susan Kantor KRISTIN OKESSON, Connoisseur Media Group Presented by Rowena White AMY PAULIN, New York State Assembly Presented by Kevin Czerwinski DR. JILL RATNER, Mount Kisco Medical Group Presented by Sonia Young LAURA SAGGESE, Creative Partners Presented by Paula Landry PAULA SARAIVA, People’s United Bank Presented by Stephen Shealy MIA SCHIPANI, Palace Theatre Presented by Richard J. Roll and Gregory Plage CORNELIA SECKEL, Art Times Journal Presented by Barbara Gill SOPHIE SILVERMAN, A New Chance Animal Rescue Presented by Fred Silverman JOAN SIMON, Admiral Real Estate Services Corp. Presented by Jonathan Gordon PATRICIA SIMONE, Simone Development Companies Presented by Eric Gerard MARGO STEVER, The Hudson Valley Writers’ Center Presented by Jo Ann Clark LEA TAL, Tal & Associates Presented by Casey Kaufman PATRICIA A. VALENTI, Newmark Grubb Knight Frank Presented by Ellen Sanfilippo

REGIONAL Carol Bauer Norwalk Hospital Chaplain

Elizabeth Bracken-Thompson

Peyton Patterson

Dr. Kimberly Cline President, Long Island University

Karen Ress National Zone Manager, International Brands, Nestle Waters North America

Executive Vice President/Creative Director, Thompson & Bender

Cindi Bigelow President/CEO, Bigelow Tea

SILVER SPONSOR SPONSORS

President/CEO, Bankwell Financial Group