Westchester County Business Journal 042318 by Westfair Business Journal

A TASTE OF THE SOUTH

SL GREEN SELLING PROPERTIES

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APRIL 23, 2018 | VOL. 54, No. 17

YOUR ONLY SOURCE FOR REGIONAL BUSINESS NEWS, COVERING THE HUDSON VALLEY

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Ofﬁce conversions set Westchester market for strong ’18 BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

illiam V. Cuddy, CBRE Group Inc.’s executive vice president, said it’s finally happened: “While it’s taken decades to declare, Westchester is a landlord’s market.” Cuddy was discussing CBRE’s first-quarter Westchester County office market report, which found the county recorded about 205,000 square feet of total leasing activity during the first quarter. That number is up from the previous two quarters, but it still represented the weakest leasing start to a year since 2009. Still, CBRE took a positive view of the office market, citing a low availability rate, growth in occupancy and average asking rents at a 15-year high.

A partial view of the White Plains Central Business District from the train station. Photo by Ryan Deffenbaugh

Rivertowns Square sold for $69M BY ALEESIA FORNI aforni@westfairinc.com

ivertowns Square, the sprawling development off the Saw Mill River Parkway in Dobbs Ferry, has a new owner. The site’s developer, Saber Dobbs Ferry LLC, sold the 450,000-square-foot property to Regency Centers for $69 million. “We’re very proud of this new mixed-use community we created and the quality of the development,” Martin Berger, co-developer of Rivertowns Square, said in a statement. “It

will surely season well over the long term as it’s truly a center that was designed and developed to meet the needs and desires of how people will live in the future and has become the model for Saber’s next two developments.” The purchase of Rivertowns Square marks the first property acquisition in Westchester for Regency Centers, a Jacksonville, Florida-based owner, operator and developer of grocery-anchored retail centers across the country. The company has 21 offices nationwide, including one in Westport, Connecticut. According to the company’s website, it owns 10 shopping

centers across Fairfield County. Joanna Rotonde, senior manager of Northeast transactions with Regency Centers, said the company is excited to be a part of the Dobbs Ferry community. “As we continue to expand our presence in the best-in-class markets, we are focused on shopping centers with premier demographics that offer opportunities to enhance the customer experience,” she said, adding that “Rivertowns Square is a great addition to our portfolio.” Rotonde said the company looks forward to “adding further enhancements to the » RIVERTOWNS SQUARE

A section of Rivertowns Square in Dobbs Ferry. Photo by Aleesia Forni.

“The quarterly transactional activity was weak, if not anemic,” Cuddy said. “But the interesting item we’re pointing out is that the overall market remains robust and strong.” The real estate firm pointed to an availability rate of 22 percent, with roughly 5.8 million square feet out of the county’s 26.7 million-square-foot market available. That’s down from a peak of 6.9 million square feet available in the spring 2016. CBRE also reported the county had about 60,000 square feet of positive net absorption, which follows a year in which the county had more than 500,000 square feet of total occupancy gains.

ADAPTIVE REUSE

The biggest factor helping the market, Cuddy said, is » WESTCHESTER MARKET

Yonkers $1.5 billion budget includes layoffs, tax hike BY ALEESIA FORNI

MAIN OFFICE TELEPHONE 914-694-3600 OFFICE FAX 914-694-3699 EDITORIAL EMAIL bobr@westfairinc.com WRITE TO 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407

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tax hike and dozens of layoffs are part of a $1.15 billion budget unveiled by Yonkers Mayor Mike Spano. Spano released his executive budget proposal for the 2019 fiscal year at a briefing for the City Council at Yonkers City Hall on April 13. “The Fiscal Year 2019 Budget I present to you today proves to a challenging one,” Spano said. “One that is honest and lean while dealing with inherited structural problems, several years of zero increases in state aid, rising personnel and fringe costs and conforming to the state-mandated property tax cap.” Under the budget, property taxes will increase 1.64 percent, amounting to an annual increase of $174 for a typical one-to-three family home at the median assessed value of $11,100. The budget also proposes cuts to municipal services and the city’s workforce, including 182 positions across 18 departments. Most of those cuts will come in the form of layoffs, city officials said. Cuts include 30 positions at the fire department, 73 positions with the police department, 49 at the public works department and 18 with the city’s parks department. The budget also uses all of the entirety of the city’s fund balance and eliminates all vacant positions.

A PLAN TO RESTRUCTURE

As part of the budget, Yonkers is also asking for $5 million in aid from the state to restructure the city’s government. Following a unanimous approval by the city council, the city will request state aid under the Financial Restructuring Board for Local Governments, which offers assistance to eligible municipalities. The 10-member restructuring board is chaired by the budget director and includes the state comptroller, the attorney general, the secretary of state and six other members appointed by the governor. Any municipality deemed eligible by the restructuring board may request a comprehensive review. The restructuring board would then make recommendations to that municipality on ways to improve its fiscal stability, management and the delivery of public services. Spano had previously called on

APRIL 23, 2018

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Publisher Dee DelBello Associate Publisher Anne Jordan Senior Editor Bob Rozycki Creative Director Dan Viteri

Mayor Spano presents his 2019 Executive Budget to the Yonkers City Council. Photo by Maurice Mercado.

the state to increase the Aid and Incentives for Municipalities (AIM), an unrestricted state funding source provided to all of New York’s cities, towns and villages outside of New York City. That program was created to consolidate a number of local funding streams, curtail property tax increases and provide incentives to local governments to consolidate or share services. For the upcoming fiscal year, the state pegged $714 million for the AIM program in the budget. According to budget archives, that figure has remained unchanged for seven straight years. Spano has called the funding freeze a “slow strangulation of city governments.” Under the AIM program, more than $134 million will be designated for cities, towns and villages in Westchester County. Yonkers, the most populous city in Westchester, receives the bulk of the county’s funding at roughly $108 million. “The 2019 Executive Budget is one that was forecasted, and unfortunately, also has been ignored by New York state,” Spano said. “It is time New York state addresses its discrepancies in funding and the burden they have placed on our local property taxpayers.”

AUDIT CRITICAL OF CITY’S FINANCES

Officials from the state, meanwhile, have criticized the city’s government for its fiscal management. In an audit released on the same

day as Spano’s budget, the Office of the New York State Comptroller said both the Yonkers City Council and city officials “have not effectively monitored the city’s financial condition as we identified significant concerns.” The audit, which focused on the city’s finances between 2014 to 2016, said the city failed to ensure that its account balances were accurate and complete. The audit went on to note that the city overstated its general fund balance in 2015 and 2016 and that multiple bank account balances were not included in its records. “The council and city officials also need to improve their budgeting practices and management of fund balance,” the audit stated. “The council has continued to appropriate fund balance in the

city’s budget without using it.” The comptroller’s office also criticized the city for its bond issuance practices, saying that Yonkers has “repeatedly borrowed without first exhausting prior bond proceeds.” “The continued reliance on onetime revenues to fund recurring expenditures could lead to budget gaps in the future if alternate funding sources are not identified,” the audit stated. In response to the audit, John Liszewski, the city’s commissioner of the Department of Finance, said he disagreed with much of its findings, adding that the city undertakes “rigorous reporting and monitoring” on a regular basis. “The city goes above and beyond statutory requirements,” Liszewski said.

Westfair Communications wins two awards in state newspaper competition Westfair Communications, the publisher of the Westchester and Fairfield County Business Journals, won in two categories of the New York Press Association 2017 Better Newspaper Contest. Creative Director Dan Viteri took second place in the Best Website Design category. One judge said, “I like the way this site introduced the various products when you entered the homepage. Very easy to navigate and easy to read.” First place in this category went to The Daily Gazette in Schenectady. Staff writer Bill Heltzel took third place in Division 5 of the News Story category for his article on Mount Vernon’s “Big Stink,” the Eastchester Creek aka the Hutchinson River. One judge liked his lede, which read: “An impending federal lawsuit could become the impetus for converting the dirty, stinky, silted, noxious, underused waterfront along Eastchester Creek in Mount Vernon into a recreation and dining destination. Or at least that’s the theory.” First place in this category went to David Cruz of the Norwood News in the Bronx.

NEWS Copy and Video Editor • Peter Katz Web Editor • Dylan Skriloff Reporters • Ryan Deffenbaugh, Aleesia Forni, Bill Heltzel, Phil Hall, Kevin Zimmerman, Georgette Gouveia, Mary Shustack Digital Content Director / Contributing Writer • Danielle Renda ART & PRODUCTION Art Director Kelsie Mania Art Director Sebastian Flores ADVERTISING SALES Manager • Anne Jordan Metro Sales and Custom Publishing Director Barbara Hanlon Account Managers Lisa Cash, Patrice Sullivan Events Manager • Josephine Biondi Events Sales & Development • Marcia Pﬂug AUDIENCE DEVELOPMENT & CIRCULATION Circulation Manager • Sylvia Sikoutris Telemarketing Director • Marcia Rudy Circulation Representatives John Holden ADMINISTRATION Contracted CFO Services Adornetto & Company L.L.C. Human Resources & Payroll Services APS PAYROLL Administrative Manager • Robin Costello Westchester County Business Journal (USPS# 7100) is published Weekly, 52 times a year by Westfair Communications, Inc., 3 Westchester Park Drive, White Plains, NY 10604. Periodicals Postage rates paid at White Plains, NY, USA 10610. POSTMASTER: Send address changes to: Westchester County Business Journal: by Westfair Communications, Inc., 3 Westchester Park Drive, White Plains, NY 10604. Annual subscription $60; $2.50 per issue More than 40 percent of the Business Journal is printed on recycled newsprint. © 2017 Westfair Communications Inc. All rights reserved. Reproduction in whole or in part without written permission is prohibited.

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APRIL 23, 2018

Pizzeria entrepreneurs branch out to southern cuisine in Pleasantville BY ALEESIA FORNI aforni@westfairinc.com

hen you think of the Westchester County food scene, chances are your mind doesn’t fill with thoughts of down-home, southern cooking. But a new Pleasantville restaurant is hoping to change that. “I’m thinking we’re going to be a real destination,” said Michael Ferrara, owner of newly opened eatery Southern Table. “I’m hoping to have a line out the door.” Ferrara, along with business partners Gerry Petraglia, Frank Carenza and Mike DiCostanzo, opened the 2,400-square-foot dining spot at 39 Marble Ave. last month. Southern Table is just a block away from another restaurant owned by Ferrara and his partners, Wood and

Fire. The group opened the pizzeria and Italian restaurant in 2015. As for Southern Table, “There’s nothing like this in Westchester,” Ferrara said. “You don’t see this anywhere. So far, it’s been really well received, and it’s been busy everyday since we opened.” The menu, created by Wood and Fire’s own chef, offers a variety of southern staples, such as fried chicken, deviled eggs, shrimp and grits, pulled pork and fried green tomatoes. There’s even a section of the menu devoted entirely to mac and cheese. Cocktails range from a “Rhinestone Cowboy” to a cheekily named “White Trash Mojito.” “I feel like there are a lot of people out there looking for this,” said the Westchester native. “It’s an even bigger market than people knew about.” “Everybody thought I

was a little crazy, because we went from opening a Wood and Fire to a southern restaurant real quick, but once this was built, it really started to kind of make sense for everybody,” he said. Prior to returning to Westchester earlier this year, the Dobbs Ferry resident spent the last few years living in southern Florida, opening a second Wood and Fire location in Delray Beach. “There were a lot of restaurants like this in south Florida, and I figured if southern comfort food works in south Florida, why wouldn’t it work in New York?” he said. Southern Table is housed on the ground floor of a newly constructed building on what was once the site of a Pizza Hut restaurant, which was demolished to make way for the new structure. “(The building’s owners) were looking at a restaurant,

Michael Ferrara, owner of newly opened eatery Southern Table in Pleasantville. Photo by Aleesia Forni.

so instead of somebody else opening in my neck of the woods, I decided to come up with a new concept and open up right here,” he said. “Wood and Fire is an Italian restaurant with a modern twist, so we decided to do a southern restaurant with modern twist.” In the spirit of Wood and Fire, the restaurant also houses a wood-burning grill.

“We’re called the Wood and Fire group, so it really sticks to who we are,” he said. The restaurant, which opens at 4 p.m., features an open kitchen, exposed pipes and white brick walls, metal chairs, an outdoor patio with plush seating for the warmer months and more than 80 varieties of bourbon displayed above the bar.

“We’re hoping to work it up to about 300” types of bourbon, Ferrara said. Though Ferrara has now opened a trio of restaurants in just under three years — the latest opening just a few weeks ago — he doesn’t plan on slowing down just yet and is already planning his next venture. “There’s not another place in Westchester County where I see myself opening a Wood and Fire,” he said. “I think we’d have to branch out to Long Island or outside of the state. Our goal is to eventually take both of these concepts nationwide.” That vision is especially true for his newest venture, Southern Table. “This store is really scalable,” he said of the new eatery. “We could take it all over the country. “I don’t have another restaurant in the pipeline, but we’re always looking.”

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Future of Hudson Valley real estate: no longer ‘location, location, location’ A leader from the municipal side of that effort also was on the panel. New Rochelle’s Development Commissioner Luiz Aragon explained the city’s thinking in pursuing the master developer plan. With a downtown just 25 minutes by train to Grand Central Terminal, Aragon said the city had the advanHalf of the panel at the Hudson Valley Economic Development Corp. “Future of Commercial Real Estate” discussion. RXR Realty's Seth Pinsky is speaking in front of the microphone. Photo by Ryan Deffenbaugh.

BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

hat’s the future look like for Hudson Valley's

real estate? That’s the question the Hudson Valley Economic Development Corp. put to a panel of top regional real estate professionals at Marist College in Poughkeepsie on April 13. The group gathered as the main event for the HVEDC’s “Hudson Valley Visionaries: A Look Into the Future of Commercial Real Estate.” One thing to know about the future is that real estate is no longer “location, location, location,” RPW Group CEO Robert Weisz told the crowd of about 400 in Marist’s student center. “Today we are saying location, service, service,” said Weisz, the landlord and developer whose properties include 800 Westchester Ave. in Rye Brook and 1133 Westchester Ave. in White Plains. “Companies are looking at real estate in a completely different way,” he added. While they used to locate wherever was most convenient for their leadership, companies are now focused on landing wherever they can attract top talent. “Services are key for that employee retention and the attraction of capable talent,” Weisz said. “So amenities that we used to consider wonderful to have, now are must have.”

Those must-haves include modern cafeterias, fitness rooms, banking centers, beauty parlors, even nap rooms, Weisz said. RM Friedland President Sara Jones-Maturo said future real estate must accommodate “the timestarved nature of all of our lives.” She said this year 80 percent of mothers work, while the number was 60 percent in the 1970s. “In a two-parent working house, efficiency and convenience are absolutely critical,” Friedland said. What does that mean for real estate? Friedland said it could accelerate a decline for in-store retail and an increase in warehousing for online retailers, as busy parents eschew shopping for online ordering. And it also bodes well for the live, work, play model of real estate development. “The concept there is you live, you eat, you work, all within one square block,” Jones-Maturo said. “And perhaps if we become less busy things will change, but I don’t see that happening.” Seth Pinsky, metro emerging markets and public affairs director of RXR Realty, said he learned from working under former New York City Mayor Michael Bloomberg that talent was crucial to growing a local economy. “Businesses will follow talent wherever they are,” Pinsky said. “And if you don’t have talent, you’re not going to succeed.” But New York City, with

tage of location. But that hadn't historically helped it attract development. “We had the location, but we needed to create the talent pool and the industry to support that,” Aragon said. He said the city decided to embrace change to make the city viable for that new talent and industry. Officials worked with the communi-

ty and developers such as RXR to specify the type of development it was looking for, and streamline how it reviews those projects. “How many of other municipalities can guarantee site-plan approval for a project within 90 days?” Aragon asked. “I can. That is because we put together a framework to get things done.”

Please join Burke Rehabilitation Hospital in celebrating the its 8.5 million residents, seems unlikely to ever struggle to attract talent. Pinsky noted the number of people 18 to 34 years old in the New York region outside of New York City has declined in the past three decades, while the same age group has increased within the city. So how can smaller municipalities to New York City's north attract a modern workforce? “You need to invest in skills creation — universities and educational facilities are a very important part of that,” Pinsky said. “And you also need to make sure you can give people the types of lifestyles they are looking for.” At the top of the list are walkable neighborhoods near transit, Pinsky said. Those types of neighborhoods can both retain the retirement age community and attract recent college grads. Pinsky’s RXR is leading an effort aimed at creating just such a vibe in New Rochelle. The company has partnered with Renaissance Downtowns as the city’s master developer for a plan that will add offices and retail space, along with thousands of new housing units and hotel rooms. The process also streamlined the city’s environmental review of projects in its downtown. RXR is constructing two major developments in New Rochelle’s downtown that will add more than 1,000 apartments and about 40,000 square feet of retail space.

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APRIL 23, 2018

Westchester Market—

the demand for mixed-use development. Landlords have taken huge chunks of office property along Interstate 287 off the market, as well as in downtowns such as White Plains. “Residential, retail and recreational uses are replacing old and obsolete office,” Cuddy said. “Poorly performing office properties are being cannibalized for other uses.” “By repurposing vacant office space, developers reduce availability, causing rents to rise, while also providing the community with much-needed residential units, retail space and health and wellness facilities,” Cuddy said. According to the CBRE report, White Plains in particular has “benefited greatly” from adaptive repurposing. The submarket’s availability rate dropped from 24.4 percent in the second quarter of 2016 to 17.6 percent during the first quarter of this year. Growth in asking rents is strongest in the White Plains Central Business

Rivertowns Square—

already superior experience for our customers and their shopping, dining, and daily needs.” Saber Dobbs Ferry, the joint venture between Berger’s Saber Real Estate Advisors and Corey Rabin’s Dobbs Ferry Capital Partners LLC, bought the property in September 2010. After a number of public hearings, an extensive SEQRA process and pushback from nearby residents, developers broke ground on the estimated $150 million project in 2015. Since that time, the site of the former Akzo Nobel Chemical Co. campus has seen a number of retail and restaurant tenants open their doors. Brooklyn Market recently unveiled an 18,000-square-foot retail space on the 17-acre property. Last year, Lincoln Property Co. began leas-

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District, where the average asking price of $34.84 per square foot is up 7 percent from last year’s first-quarter numbers, according to CBRE. Rents are also up in the county’s southern and eastern submarkets. However, rents are still sluggish in the northern submarket. Office landlords in municipalities such as Somers, Armonk and Mount Kisco are asking on average $28.63 per square foot, down 0.6 percent from 2017’s first-quarter numbers, CBRE reported. The northern submarket’s 37.5 percent availability rate is well above the county’s next highest, which is 20.3 percent on the county’s west side. The market report from Cushman & Wakefield painted a less positive picture. The firm recorded the overall vacancy rate at 24.6 percent, up from 20.6 percent in the first quarter in 2017. Average asking rents in the county went down, as measured by Cushman & Wakefield’s numbers, at an average of $28.37 per square foot. That’s about $1.50 below the first quarter 2017 average. Still, Cushman &

ing units at the Danforth Apartments, the 202-unit, 277,000-square-foot rental building on the north side of Rivertowns Square.

We are focused on shopping centers with premier demographics that offer opportunities to enhance the customer experience. — Joanna Rotonde, senior manager of Northeast transactions with Regency Centers

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Wakefield’s report predicted that, “despite the significant rise in vacancy, demand is projected to remain stable throughout the year, while vacancy is expected to decrease, most notably in more urban submarkets.”

MAJOR LEASES

Landlords in urban submarkets such as downtown White Plains have “shown a willingness to reinvest in and repurpose existing assets,” said Jim Fagan, a managing principal at Cushman

The center is also home to an iPic Theater, a 580-seat, eight-auditorium commercial multiplex, and a 4,6000-square-foot chef-driven restaurant, City Perch Kitchen and Bar. Other tenants include Chopt Creative Salad Co., Ulta Beauty, Chipotle Mexican Grill, Buddah Asian Bistro, Starbucks and New York Sports Clubs. Elsewhere in Westchester, Saber Real Estate Advisors recently received approval from the White Plains Common Council to develop The Collection, an estimated $120 million project that will add shops and apartments along Westchester Avenue across from The Westchester mall. The project will add about 25,000 square feet of retail and restaurant space along with 276 apartments spread between Westchester Avenue and Franklin Avenue. Berger declined to comment on the second development he referred to in his statement.

& Wakefield and its market lead for Connecticut and Westchester. That reinvestment has resulted in added amenities and renovations making the buildings more attractive. “These actions, in correlation with incoming residential properties and the walkability and growing ‘live-work-play’ appeal of that submarket, has been met with tenant enthusiasm — as well as tightened vacancy rates and higher average asking rents,” Fagan said.

Developers broke ground on Rivertowns Square in 2015. Photo by Aleesia Forni

Downtown White Plains was also home to the quarter’s largest leasing transaction, according to Colliers International Group Inc. Willis Towers Watson renewed a lease for 44,713 square feet at the Westchester One tower, 44 S. Broadway, which accounted for roughly half of the White Plains CBD’s activity this quarter, Colliers reported. While Colliers also noted the first quarter was a quiet one, “a variety of occupiers in the market foreshadows a

strong 2018,” predicted Sean Cullen, director of research for Colliers’ Stamford office. But he added that “uncertainty in the broader economy, as well as issues with Westchester’s aging inventory, are potential mufflers for the coming quarters.” The county’s other top deals to start the year were mostly modest in size. A 35,000-square-foot lease by the Metropolitan Transportation Authority at 101 Executive Blvd. in Elmsford marked the county’s second largest deal, as reported by Cushman & Wakefield. Other major deals, reported by CBRE, include a 24,000-square-foot lease by CareMount Medical Group at 100 S. Bedford Road in Mount Kisco; a 22,000-square-foot lease by Montefiore Health System at 20 Cedar St. in New Rochelle; a 20,531-squarefoot renewal by Mass Mutual Life Insurance Co. at 565 Taxter Road in Elmsford and a 15,500-square-foot lease by USI Insurance that had the company move to a larger space at 333 Westchester Ave. in White Plains.

BY MATT RIZZETTA Guest view

Matt Rizzetta

nights at my grandparents’ house on North 6th Avenue. I have the city to thank for helping me get my start in business. My mother was a young second-grade teacher in the 1970s on the city’s predominantly African-American south side. One of her earliest students was a girl from a poor family named Dawn Short. My mother quickly became a role model to the young girl, mentoring her and taking her under her wing during her formative years. The girl stayed in touch with my mother as she got older and never forgot the impact she had on her life. As the years passed, my mother would start a family and Dawn would become a highly successful executive for Sony. Decades later, when I graduated from college and was looking for the first break in my career Dawn gave me a job at Sony. The rest is history. Knowing the people in Mount Vernon, I’m sure there are thousands of similar stories to mine. Mount Vernon has always been a city where people pay it forward. Years later when I started our business, I named it North 6th Agency as a tribute to my grandparents. My

grandparents were loving, hard-working immigrants. They barely spoke English, they didn’t have money, but they carried their Mount Vernon residence card like a badge of honor. It was a source of great pride for them. It represented hope and aspirations and served as a constant reminder of what the next step would look like for our family. Everyone who visits our office always asks the same question: “Your business is named after the street in Williamsburg (Brooklyn), right?” I don’t take it personally. I’m so used to it by now. In fact, I like it more this way. It plays perfectly into the narrative of what Mount Vernon stands for. Everyone overlooks the city. Everyone ignores it. It’s as if they don’t even know it exists. The city has always lurked in the shadows, straddling the Bronx border to the south, with its northern hands in the grasp of Westchester affluence and estates. Both have always been close enough to see, but distant enough to feel out of reach. A fitting microcosm of the city. The truth is, our company name just as easily could have been a tribute to all of the people of Mount Vernon, not just my grandparents. Hard-working, honest, blue-collar people who aspire to great things and don’t have the luxury of taking shortcuts to get there. Mount Vernon is a true city of underdogs in the shadows of a county and the big city that have become the furthest thing from underdog enclaves. Mount Vernon has produced incredible success stories. Denzel Washington, Sean Combs, Art Carney, Heavy D and countless » MOUNT VERNON

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he recent arrest of Mount Vernon Mayor Richard Thomas on corruption charges stings. In a city that can’t get out of its own way with corrupt leadership for decades now, this one seems to sting more than the ones before. In fairness, Mayor Thomas deserves the presumption of innocence and a fair judicial process before conclusions are drawn about his future. This is not about the mayor’s guilt or innocence. This is about the story of a city so rich with potential, yet so poor with leadership. When Mayor Thomas was elected, it represented a glimmer of hope for change in a city that was in dire need of leadership transformation and an injection of newfound ener�y. The mayor and I were the same age and he stood for everything that the people of Mount Vernon so desperately needed (and deserved). I was rooting hard for him, and I was rooting even harder for the people. Even though I lived in a more well-to-do neighborhood a few miles from Mount Vernon, I could identify with the city. I practically grew up there. Both sets of my grandparents lived there. My parents grew up there along with so many of my cousins, aunts and uncles. One of my grandfathers worked in the city’s Parks Department. My mother was a city employee for nearly 40 years. Every time I think of Mount Vernon, it conjures up great memories of my childhood. Shopping with my grandparents on Fourth Avenue, visiting my grandmother’s food stand at the Italian feast at Our Lady of Victory, surprise visits to my mother’s classroom on Gramatan Avenue, spending countless weekends and

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APRIL 23, 2018

Westchester Business 5" x 11.5"

SL Green to sell ofﬁce properties in Valhalla, Rye Brook for $67 million BY RYAN DEFFENBAUGH rdeffenbaugh@wesstfairinc.com

L Green Realty Corp., the Manhattanfocused publicly traded real estate investment trust, is selling two Westchester County office properties in separate deals totaling $67 million. The company announced on April 11 that it has deals to sell its 115-117 Stevens Ave. office buildings in Valhalla and Reckson Executive Park at 1-6 International Ave. in Rye Brook to two separate buyers. The company did not disclose either buyer. The deals have not officially closed yet, according to SL Green’s announcement, and no deed has been recorded in county records. The Stevens Avenue campus includes

two office buildings totaling 178,000 square feet. Reckson Executive Park has six office buildings totaling 540,000 square feet. SL Green owned both properties through Reckson, its suburban division acquired in a $4 billion merger with Reckson Associates Realty Corp. in 2006. The company expects the 115-117 Stevens Ave. deal to close this quarter and the sale of Reckson Executive Park sometime later this summer. The office deal was a side note in the announcement from SL Green, which focused on a much larger office condominium sale in Manhattan. With its joint venture partner Ivanhoe Cambridge, SL Green said it is in contract to sell a 674,000-square-foot office condominium at 1745

Broadway for $633 million to an institutional client of Invesco Real Estate. The three deals will generate about $190 million in combined net proceeds, SL Green expects, which the company said it will use toward a $1.5 billion stock repurchase program. SL Green’s remaining properties in Westchester are the three-building The Summit office park at 100-500 Summit Lake Drive in Valhalla and the 385,000-square-foot Reckson Metro Center at 360 Hamilton Ave. in downtown White Plains. The company also owns the seven-building Landmark Square office complex in Stamford. The company sold two adjacent office buildings in 2016 on Grand Street in

1 International Drive in Rye Brook.

115 Stevens Ave. in Valhalla.

all proceeds benefit 8

APRIL 23, 2018

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downtown White Plains for $32 million. Last year, SL Green sold 520 White Plains Road, a 180,000-squarefoot office building in the Tarrytown Corporate Center, to Signature Acquisitions LLC, a New Jersey-based real estate company, for $21 million. The buyer at Rye Brook’s Reckson Executive Park can expect residential neighbors soon. Home builder Sun Homes is in the process of marketing and constructing 85 townhomes and 25 single-family homes on a lot adjacent to the office properties that Reckson had once targeted for a seventh office building. CBRE Group Inc. represented SL Green in the Westchester office park deals, but declined to comment on the sale.

www.mhawestchester.org

Mount Vernon—

others that have made incredible contributions to society but haven’t captured the same headlines as the city’s star-studded alums. It’s a city of selfmade success stories. However, it has always been viewed as a stepping stone city. One where you go to and then aspire to leave once you’ve made it. The truth is, it doesn’t have to be that way. Mount Vernon has more potential than arguably any other area in the metro region. The city is just an 18-minute train ride into Times Square, it’s served by two train lines, it’s blessed with rich culture, architecture, cuisine, and ethnic diversity unlike any other neighborhood in its backdrop. There’s only one missing piece to the puzzle. Leadership. And it’s been missing for decades now. Leadership. The reality of what Mount Vernon has become should serve as a cautionary tale for all aspirational neighborhoods. You can be blessed with all of the riches that Mother Nature gives

LOCaL is helping pet owners

Taconic RT 202 24 HouR VeTeRinaRy cenTeR

Dr. Leonard Berk, owner The city has always lurked in the shadows, straddling the Bronx border to the south, with its northern hands in the grasp of Westchester afﬂuence and estates.

24 hours a day. Local is powerful. Dr. Leonard Berk had run a veterinary clinic for 33 years. But he was ready for something bigger: creating the area’s first 24-hour animal emergency clinic. “I couldn’t have done it without Tompkins Mahopac Bank,” says Dr. Berk.

you, but you will never be able to break through without proper leadership. Whether it’s Mayor Thomas or the next mayor, let’s just hope that the city finally gets the leader its people deserve. Once that happens, the day will come when people think of Mount Vernon first, and Williamsburg as an afterthought. Matt Rizzetta is the CEO of North 6th Agency (N6A), brand communications and social media agency based in New York City, Boulder and Toronto. Under his leadership, N6A has been ranked as the No. 1 fastest-growing agency in the United States in its revenue category by O’Dwyers, as well one of the 50 most powerful agencies in the U.S. by the Observer. Matt serves on the alumni board of directors at his alma mater Iona College, and resides in Westchester County with his wife and three daughters. He can be reached at mrizzetta@n6a.com.

Within its first year, the clinic was already an overwhelming success—handling over 225 emergency cases per month. “Tompkins makes me feel important,” says Dr. Berk. “Whether you’re a business doing a million dollars a year, or 20 million, they treat you exactly the same.”

Get the power of local for your business. Visit MahopacBank.com.

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APRIL 23, 2018

THE LIST: Largest Employers

WESTCHESTER COUNTY Westchester County and The Hudson Valley

LARGEST EMPLOYERS

Ranked by number of employees. Number of employees

Type of company

380,300

Public

264,000

Public

99,820

Public

80,425

Public

Global alcoholic beverage manufacturer and brewer

78,501

Public

Holding company for Fujifilm Group, including FUJIFILM Corp., Fuji Xerox Co. Ltd. and Toyama Chemical Company Ltd.

55,311

Public

Financial services

20,000

Public

Producer of flavored beverages

John McAvoy Chairman, president and CEO 1823, relocated to area 1936

14,796

Public

Energy-delivery company that provides utilities, including electric, steam and gas services

Michael D. Israel President and CEO 1917

12,000+

Public

Integrate health care network

Ajay Banga President and CEO 1966

11,900

Public

Technology company in the global payments business

11,320

Public

Insurance

9,500

Public

5,577

Public

3,777

Educational

Marvin Krislov President 1906

2,500

Educational

Private, coeducational university offering bachelor's, master's and doctoral programs

White Plains Hospital

Susan Fox President and CEO 1893

2,300

Nonprofit

Hospital and health care organization partnered with Montefiore Health System

Stew Leonard's

Stew Leonard Jr. President and CEO 1969

2,226

Private

Chain of five supermarkets and several liquor stores

Michael J. Fosina President 1909

1,700+

Nonprofit

Hospital and health care services

St. John's Riverside Hospital

Ronald J. Corti President and CEO 1869

1,700

Nonprofit

Hospital and health care organization

New York Power Authority

Gil C. Quiniones President and CEO 1931

1,600+

Government agency

State public power organization

Phelps Memorial Hospital Center

Daniel Blum President and CEO 1955

1,600+

Nonprofit

Acute care hospital

Christopher Bakken Executive vice president and chief nuclear officer 1962

1,050

Public

Nuclear energy provider and power plant owned and operated by Entergy Corp.

Company Name Address Area code: 914, unless otherwise noted Website

1 2

International Business Machines Corp.

1 New Orchard Road, Armonk 10504 499-1900 • ibm.com

PepsiCo Inc.

700 Anderson Hill Road, Purchase 10577 253-2000 ! pepsico.com

Bayer HealthCare

555 White Plains Road, Tarrytown 10591 366-1800 • healthcare.bayer.com

360 Hamilton Ave., No. 1103, White Plains, NY 10601 681-4100 • heinekenusa.com

5 6 7 8 9 10 11

Heineken USA

Morgan Stanley & Co.

James P. Gorman CEO 1935 Larry D. Young President and CEO 2008

2000 Westchester Ave., Purchase 10577 225-5510 • morganstanley.com

Dr. Pepper Snapple Group Inc.

55 Hunter Lane, Elmsford 10523 846-2300 • drpeppersnapplegroup.com

Consolidated Edison Inc.

511 Theodore Fremd Ave., Rye 10580 800-752-3500 • coned.com

Westchester Medical Center Health Network 100 Woods Road, Valhalla 10595 493-7000 • westchestermedicalcenter.com

MasterCard

2000 Purchase St., Purchase 10577 249-2000 • mastercard.com

New York Life Insurance Co.

777 Westchester Ave., Fourth floor, White Plains 10604 253-7000 • newyorklife.com

ITT Corp.

777 Old Saw Mill River Road, Tarrytown 10591 847-7000 • regeneron.com

16 17 18

Regeneron Pharmaceuticals Inc. New York Medical College

40 Sunshine Cottage Road, Valhalla 10595 594-4000 • nymc.edu

Pace University

861 Bedford Road, Pleasantville 10570 78 N. Broadway, White Plains 10603 800-874-PACE • pace.edu 41 E. Post Road, White Plains 10601 681-0600 • wphospital.org 1 Stew Leonard Drive, Yonkers 10710 375-4700 • stewleonards.com

NewYork-Presbyterian/ Lawrence Hospital 55 Palmer Ave., Bronxville 10708 787-1000 • nyplawrence.org

967 N. Broadway, Yonkers 10701 964-4444 • riversidehealth.org

123 Main St., White Plains 10601 681-6200 • nypa.gov

701 N. Broadway, Sleepy Hollow 10591 366-3000 • phelpshospital.org

Indra K. Nooyi Chairman of the board and CEO 1965 Werner Baumann CEO 1979 Ronald den Elzen President and CEO 1864 Shigetaka Komori Chairman and CEO 1934

200 Summit Lake Drive, Valhalla 10595 789-8100 • fujifilmusa.com

1133 Westchester Ave., White Plains 10604 641-2000 • itt.com

Virginia Rometty Chairman, president and CEO 1911

Fujifilm Holdings America Corp.

12 14

Top Executive Title Year company established

Indian Point Energy Center

Broadway, Buchanan 10511 736-8000 • entergy-nuclear.com • safesecurevital.com

John Y. Kim President and chief investment officer 1845 Denise L. Ramos President and CEO 1920 Leonard S. Schleifer Founder, Chancellor and CEO 1988 Edward C. Halperin Chancellor and CEO 1860

Brief Description

National technology and consulting National manufacturer, marketer and distributor of snack foods and beverages A research company specializing in the development of new molecules for use in health products and solutions

Manufacturer of technology solutions for energy, transportation and industrial markets Pharmaceutical company specializing in products for serious medical conditions Medical college and academic and biomedical research institution offering advanced degrees

Ths list is a selection of the largest employers in the region. If you would like to include your company in our next list, please contact Danielle Renda at drenda@westfairinc.com. Note:

APRIL 23, 2018

The addresses listed represent company headquarters or large office locations.

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COURT BY BILL HELTZEL

Check-cashing businessman accused of embezzlement

wo money transfer companies are accusing an Orange County businessman of embezzling fees he owed from his check cashing business. Western Union Financial Services claims that Miguel A. Mota of Highland Mills owes $277,000, and Moneygram International said he owes more than $41,000 for using their networks. The companies filed adversarial lawsuits in U.S. Bankruptcy Court in Poughkeepsie, where Mota had filed for Chapter 7 bankruptcy in January. Though Mota filed for personal bankruptcy, many of his debts are related to his defunct business, Metropolitan Checks Cashing Corp. A telephone number listed in his name is no longer in service and his bankruptcy attorney, Brian C. Fetzko did not reply to email and phone messages requesting comment. Mota, a postal worker, founded Metropolitan in 1995, and operated from a storefront in the Morningside Heights section of Manhattan. The business was dissolved in 2016. The bankruptcy petition declares assets of nearly $1.1 million and liabilities of $2.2 million. Mota lists unsecured claims of nearly $1 million, including the Western Union and Moneygram debts. He owes $622,716 on mortgages for a rental property he co-owns in the Bronx and nearly $600,000 on his house in Highland Mills. Western Union said it authorized Metropolitan in 2013 to use its network for accepting money transfers and money order payments. Metropolitan failed to remit $211,375 to Western Union that year. Instead, the complaint alleges, Mota kept the money for himself and his business. Western Union previously sued Mota in federal court in Manhattan and won a default judgment last year for $277,000. Now Western Union is seeking to enforce that judgment in bankruptcy court, accusing Mota of embezzlement, conversion of funds, breach of fiduciary and making false representations. Moneygram says it authorized Metropolitan in 2010 to use its network for wire transfers of money. Mota personally guaranteed his company’s obligations, the complaint states, and Metropolitan breached its agreement by not remitting $39,365. Moneygram won a judgment against Metropolitan in 2014 in Bronx Supreme Court. It is seeking to enforce that judgment in bankruptcy court, accusing Mota of embezzlement and larceny.

St. John’s Riverside Hospital Sues MVP Health Care

t. John’s Riverside Hospital has sued MVP Health Care, claiming that the insurance company is making partial payments for Medicaid services. The Yonkers hospital said MVP Health Care owes $428,277 for missed payments last year. “Despite demand by the hospital that defendants pay the correct rate on all of its Medicaid claims,” the lawsuit, filed in Westchester Supreme Court states, “defendants have refused to do so.” A spokeswoman for MVP said the Schenectady company does not comment on pending litigation. The lawsuit also names Hudson Health Plan, the company that struck the Medicaid deal with St. John’s in 2014. MVP acquired Hudson, the complaint states, and has assumed responsibility for Medicaid payments for the past two years. The Medicaid program covers inpatient services, such as coronary care, surgeries and medicines and outpatient ser-

vices such as rehabilitation. St. John’s said the agreement requires MVP to cover services for its Medicaid members at 100 percent of the state-established rate. The rate is adjusted from time to time and applied retroactively to patients who were discharged before the new rate was published. Last year, New York changed the Medicaid

rates twice, but MVP, St. John’s claims, arbitrarily paid some of the bills but not others. The dispute comes at a time when St. John’s is struggling financially. In 2015, for instance, it lost nearly $7.4 million on $242.6 million in revenue, according to its nonprofit tax form. Recently, St. John’s has been looking for a partnership with a larger health care network.

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APRIL 23, 2018

2018

ABOVE THE BAR AW AR D S A CALL FOR

NOMINATIONS 12TH ANNUAL

COUNTYWIDE AWARDS PROGRAM RECOGNIZING OUTSTANDING WESTCHESTER ATTORNEYS JUDGED BY A PANEL TO BE THE MOST EXEMPLARY IN THE PROGRAM’S CATEGORIES.

Visit westfaironline.com/events for the nominating process. Each nomination should consist of a minimum of 200 words based on the criteria provided. Please submit your nomination and a copy of the nominee’s CV no later than April 25.

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HON. KATHIE E. DAVIDSON Administrative Judge of the Ninth Judicial District

Members of the Westchester business and legal communities are encouraged to nominate, pursuant to the criteria, one or more candidates for the following prestigious award categories: PACE SETTER AWARD: Candidate exemplifies overall excellence in professional and community work, prominence in the Westchester legal profession and fierce determination to being as good an attorney as possible. The highest award, the candidate must be well respected by peers and community. MOST SOCIALLY CONSCIOUS AWARD: Candidate is dedicated to one or more causes in the community as an active member or leader and has a significant history of pro bono legal or government service, which warrant praise and recognition by peers and community. LEADING CIVIL RIGHTS ATTORNEY: Candidate must be experienced in the field of complex civil rights, including discrimination law while demonstrating successful outcomes for his/ her clients here in Westchester County. In addition, he or she must be well-respected for ethical representation of clients. LEADING ATTORNEY UNDER 40: Candidate under the age of 40 must be a prominent and respected attorney in his/her field, active in his/her community offering pro bono work, published in legal journals/newspaper and promises to be a leading legal player in the years to come. MOST PROMISING PACE LAW SCHOOL STUDENT: Candidate, in his/her third year, who through passion and enthusiasm for the law, high scholastic achievement and initiative and involvement in school and community activities, will be a promising member of the legal profession.

Without question winning the Above The Bar Award is one of the many highlights of my legal career, but its meaning is far greater. It celebrates the rule of law in our profession and it recognizes all lawyers who fight for the rights of others. — Tejash V. Sanchala, Above The Bar Award Recipient, Leading Labor & Employment Attorney PRESENTED BY

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For more information or questions contact: Anne Jordan at 914-358-0764 or anne@westfairinc.com | Josephine Biondi at 914-358-0757 or jbiondi@westfairinc.com.

APRIL 23, 2018

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ASK ANDI By Andi Gray

Determining the right amount for a bonus We’re having that conversation about what to give for bonuses. No bonuses are bad for morale. I’m worried that if people get too much, they could sit back and take things easy for a while and that would be bad for productivity and proﬁts. How do we get it “just right”? Thoughts of the Day: Use bonuses to give the company more flexibility as revenues and profits go up or down from one year to the next. Do a reality check on salaries first before deciding on bonuses. Check the trends on overhead payroll vs. revenue and cost of goods sold payroll vs. revenue ratios. Reward overall company performance to get everyone on the same page. If you have a 401k plan, check

Andi Gray

to see if bonuses are included in matching funds. Use a budget to stay realistic. If you’re not sure how company revenue and profits will trend from year to year, use bonuses instead of raises to reward people in good years. In down years, the financial burden on the company can be lessened as you cut back or eliminate bonuses altogether. Before committing to a bonus strate�y and amount

per person, check on each position’s salary. In low unemployment cycles, salaries tend to rise. Make sure your salaries are competitive. Are you seeing more turnover lately and if so, is it due to people getting offers of better income and opportunity elsewhere? If so, it’s probably time to increase the amount of base salary you’re paying. Establish minimum, median and maximum salary amounts

and job, and rate employees as entry level, qualified or highly skilled for the job they’re assigned to do. Take a look at overhead payroll — overall company carrying costs. Compare overhead payroll without and with bonuses to revenue, gross profit and net income. These ratios should all be holding steady or dropping. If the ratios are rising, figure out how to get more revenue and gross profit to cover rising overhead costs before throwing out bonuses. Separate payroll for employees essential to your operations — doing the work of serving your customers. That’s cost of goods sold payroll. Check on the ratio of COGS payroll compared with revenue. Is it trending up, down or the same vs. last year? You want the ratio to be down or constant. If the ratio is up, productivity has to go up to justify increased salaries and bonuses. Consider investing in technolo�y and process improvements to get the ratio down, before

2018 giving back. is the year of

throwing around significant bonus amounts. Rather than hitting the bank account for a big annual bonus distribution in one month, consider dividing up bonuses into quarterly or monthly payments. To make bonuses more meaningful shorten the linkage between actions, results and rewards. Make sure your compensation plans are written to correctly describe the practice and include a clause that says people must be employed and in good standing in order to earn bonuses. Tie bonuses to overall company revenue growth and profit improvement, to get everyone focused on the essential goals. If bonuses are part of matching funds in your 401k plan policy, make sure to calculate that as part of your total bonus pool and then work backwards to the amount of individual bonuses to be paid out. Build a budget to see the overall picture of how things should play out. Include numbers for revenue, cost of goods sold, overhead

expenses, loan payments, investments in infrastructure, building cash reserves, paying taxes and rewarding shareholders an rewarding employees. Make sure it all adds up so that you can pay employee bonuses and still have funds left over to grow and protect the business. Looking for a good book? Try “How to Design Productivity Incentive Bonus Plans: A Practical Guide to Installing PerformanceBased Productivity Incentive Plans (Industry Incentive Compensation Plans, Book 2)” by Dale Arahood. Andi Gray is president of Strategy Leaders Inc., StrategyLeaders.com, a business-consulting firm that teaches companies how to double revenue and triple profits in repetitive growth cycles. Have a question for Ask Andi? Wondering how Strategy Leaders can help your business thrive? Call or email for a free consultation and diagnostics: 877-238-3535, AskAndi@ StrategyLeaders.com.

Let us review the accepted proposal for your organization’s last fundraiser or corporate event so we can provide a competitive proposal for your next event. We will donate a gift certificate for $150 to Sam’s of Gedney Way as a thank you for the opportunity. FOR NON-PROFITS: If we cater this year’s

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A grand way to celebrate

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APRIL 23, 2018

THE NEXT GENERATION:

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COMMERCIAL BANKING

Special Report

Rooted in agriculture FARM CREDIT EAST QUIETLY SERVES FINANCIAL NEEDS OF REGIONAL FARMS, FISHING, NURSERIES BY PHIL HALL phall@westfairinc.com

lane Allen does not get ruffled if people are unfamiliar with Farm Credit East, the financial services cooperative that covers New England, New York and New Jersey within the Farm Credit System. “We specialize in the agriculture industry,” said Allen, who oversees Westchester and Fairfield counties as part of his duties as vice president and branch office manager in the Middletown branch of Farm Credit East. “Unless you are in that industry or have ties to that industry, it’s probably not surprising if you’ve not heard of us.” For an entity that many people consider to be under the radar, Farm Credit East is quite sizable. Last year, it originated $6.6 billion in loans, up from $6.3 billion in 2016. Nearly half of its lending activity in 2017 was concentrated in New York, with Connecticut accounting for a 6 percent share. Dairyfocused businesses made up 23.1 percent of its customer base last year. Although Farm Credit East does not break down its lending by county, Allen — whose office also covers southern New York up to Kingston plus three New Jersey counties — observed that the Fairfield and Westchester markets were notable for a diversity of nondairy agricultural businesses. “Over in Fairfield County, we work with commercial fishermen — including lobstermen, clammers, oyster harvesters — as well as horse farms, nurseries, greenhouses, some wineries and Christmas tree farms,” he said. “In Westchester, we work with nurseries, greenhouses and horse farms in northern Westchester, and agricultural retail benchmarks that

2017 HIGHLIGHT • Farm Credit East posted $160.1 million in net earnings. • The financial services cooperative has a patronage program that allows it to distribute its available net earnings to its stockholders. For 2017, it disbursed $56 million. • It expanded its support for the next generation involved in farming, forest products and commercial fishing through a variety of efforts, including special incentives for small, young, beginning and veteran farmers. • It was a record year for its FarmStart program, in which it made 44 new investments in the businesses of entrepreneurs getting started in agriculture.

include farmers markets.” Allen said that residents who either owned or earned income from agricultural assets were eligible for loans from Farm Credit East, including home loans aimed exclusively at rural localities. For many agricultural businesses, Allen said, Farm Credit East is the proverbial only game in town when it comes to financing. “I don’t think that here in the East we have too many banks that specialize in that,” he said. “Their main business is residential lending or commercial lending. We are very knowledgeable about the industry we deal in because all we do is deal with this.” Allen pointed to changes in the local agricultural industry as offering signs that Farm Credit East would be enjoying continued growth. “What’s interesting

to me is that over the last 10 years, there has been a resurgence of youth coming into agriculture from nontraditional ways,” he said. “Most people in the industry either grow up or had experiences on farms. Now, we are seeing people come in with no family farm experience. A lot of this is driven by consumers wanting to know where their food comes from.” However, not everyone is enthusiastic about Farm Credit East or the other cooperatives within the Farm Credit System. Edwin Elfmann, senior vice president for agricultural and rural banking policy at the American Bankers Association, pointed out that the Farm Credit System was created as a federal entity in 1916, serving the needs of a very different era. “Woodrow Wilson came

What’s interesting to me is that over the last 10 years, there has been a resurgence of youth coming into agriculture from nontraditional ways. — Blane Allen

up with this, that’s how old it is,” he said. Today, Elfmann said, the Farm Credit System is unique because it functions as both a direct lender and a government-sponsored enterprise, competing against commercial banks without sharing the same level of regulatory oversight and tax requirements imposed on banks. “The Farm Credit System has $330 billion in assets,” Elfmann said. “It would be the seventh largest bank in the U.S. if it was a standalone bank. It is not a mom-and-pop operation, by any stretch.” Elfmann also highlighted a few cases when the Farm Credit System has veered away from its agriculture-focused mission with some high-profile lending, including a $725 million loan in 2013 by CoBank, an Enfield-based

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Farm Credit System entity, to Verizon Wireless that helped secure its acquisition of the European cellular company Vodafone. One year later, CoBank enabled a $350 million credit agreement with Frontier Communications Corp. to complete its $2 billion takeover of AT&T’s wireline business. Nonetheless, Allen insisted that Farm Credit East is focused solely on agricultural lending and would not consider doing business from someone with no ties to this sector. “As long as you have income from agricultural assets or own agricultural assets, you are eligible,” he said. “But if you’re not a farmer or do not own agricultural assets or income from such assets and just come to the Farm Credit East for a home loan, no.”

APRIL 23, 2018

COMMERCIAL BANKING

Three area banks ‘flying under the radar’ BY BILL HELTZEL bheltzel@westfairinc.com

hree local banks are spotlighted in Ambassador Financial Group’s “Flying Under the Radar” report of small New York banks. NorthEast Community Bancorp in White Plains, Orange County Bancorp. in Middletown and PCSB Financial Corp. in Yorktown Heights made the cut. Ambassador Financial Group focused on 25 publicly traded banks, with assets between $800 million and $9.9 billion, which “are large enough to be efficient and small enough to deliver personalized services.” Some under-the-radar banks can be considered among the best-run banks in the U.S.,

the report states. Yet, industry analysts usually do not follow them because of their size and low trading volume. Community banks in and around New York City must adapt, the report said, with five mega-banks, such as JPMorgan Chase, controlling two-thirds of the deposits, and stiff competition from global banks. NorthEast Community Bancorp has four full-service branches in New York and three in Massachusetts. It had $814.8 million in assets as of Dec. 31, and $652.2 million in deposits. Nearly half of its loans, 48 percent, were for construction and development, compared with a 3 percent average for the 25 banks in the report. Forty percent of its loans went to commercial and multifamily real estate. Orange County Bancorp operates 13 branches in Dutchess, Orange, Rockland and

Westchester counties. It had assets of $997.4 million and deposits of $845.4 million. Fifty-eight percent of its loans were for commercial and multifamily real estate, compared with a 41 percent median for the group. Commercial and industrial loans accounted for 22 percent of its portfolio. PCSB has 17 branches in Dutchess, Putnam, Rockland and Westchester counties. It had $1.4 billion in assets and $1.1 billion in deposits. Ninety-two percent of its loans were for real estate, including 61 percent for commercial and multifamily and 31 percent for residential. That’s well above the group’s 70 percent median. Community banks face several challenges. They get most of their revenue from the spread between interest rates. If the yield curve flattens, or loan growth weakens, revenues could be undercut. Rising interest rates could hurt banks with large mortgage portfolios and make it more difficult to attract and retain

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core deposits. There is little room for mistakes. “We have long believed that community banks become great not by making good investments/loans,” Ambassador said, “but rather by avoiding bad ones.” Ambassador, based in Allentown, Pennsylvania, is a broker-dealer for financial institutions and a banking management consultant.

New staffers at Sterling National Montebello-based Sterling National Bank has announced several additions to its commercial banking and commercial finance businesses. In its Melville, Long Island office, the bank welcomes several new members to the commercial banking team. James Baranello joins as senior managing director and senior vice president. Baranello will be leading a commercial banking team focused on commercial real estate and middle market lending. Baranello comes to Sterling after a long career at CIBC. Craig Clausen will be the managing director and senior vice president. Clausen will be responsible for generating new business opportunities. Robert Akalski will serve as managing director and Rich Fazio will serve as an associate managing director. Akalski, joining the multifamily team, will oversee the its sales and service efforts. Fazio will be responsible for growing its portfolio. Leo Mutchler joins as managing director with a focus on fostering relationships and generating new business. Gary Harkins joins as managing director, responsible for growing commercial loan and deposit relationships. Harkins joins Sterling from Gold Coast Bank. Joining in the New York metro market, Stephen Gibbs will serve as senior managing director and senior vice president and become co-team leader of the legal services team. He was most recently a law practice lead with JPMorgan Chase. William Farriss joins as managing director. He will be responsible for managing commercial relationships across loans, deposits, and other products and services. Farriss formerly held senior roles at Patriot National Bank and Santander Bank. In the Westchester market, the bank adds Shawn Gines as senior vice president and senior managing director. As a co-team leader, Gines will focus on driving business development activities and managing diverse client relationships. Gines was most recently with Bank of America Merrill Lynch. Lisa Adams will be managing director and senior vice president in the asset based lending team. Matthew Kelly was named managing director and vice president in the franchise finance lending team. Adams most recently worked for The Private Bank and Kelly joins Sterling from the Franchise Capital group of Pacific Premier Bank.

COMMERCIAL BANKING

Guest View

Payments for business: A primer ed payments from consumers. ACH transactions can flow both directions — to make a payment to someone else’s account (a credit or direct deposit) or to request funds from another account (a debit, e-check, or automated withdrawal). The ACH system was intended to carry a large number of transactions at low cost. Transfers are typically overnight, although new options now permit same-day credit transfers. In

general, a business should think carefully before permitting another entity to use an ACH debit against its accounts. Banks can readily block this, so ask. For close business relationships, however, these can be quite efficient. For example, a car dealer may be required to permit the manufacturer to debit its account for the value of cars delivered. Note that money your business collects by issuing an ACH debit can be

reversed within a couple of days, so confirm the timing with the bank before you spend the money.

CREDIT CARDS

Visa and MasterCard credit cards are issued by banks and operate under rules established by those two “network” companies. American Express and Discover 18

» A PRIMER

THE PCSB BUSINESS MONEY MARKET ACCOUNT Michele Braun

BY MICHELE BRAUN

ur economy is long past the days when most payments were made in cash or even checks. One of the earliest responsibilities of the Federal Reserve System, enacted in 1913, was to create a national system for clearing checks as prerequisite to ensuring a nationwide economy. Today in the U.S., we write about 40 percent of the number of checks we wrote in 2000. In 2000, roughly one-third of those checks were written by businesses, compared with about 45 percent today. This statistic suggests that consumers are moving to electronic payments faster than businesses are. Of course, businesses are on the receiving end of most of those consumer electronic payments, so your business may want to make separate decisions when selecting incoming and outgoing payment options. Herewith is a tour of those options.

WIRE TRANSFERS

Wire transfers are fast and, once initiated by the sending bank, irreversible. Generally, it’s not efficient to use wire transfers to pay bills because few businesses are set up to send or receive these in an automated way and banks often charge high per-transaction fees. However, if you are selling something valuable — like a building, a large block of stock or bonds, or the entire company — ask for a wire transfer. Once your bank confirms the money has arrived it cannot be taken back. You’ll want to confirm receipt before you hand over that substantial asset.

AUTOMATED CLEARING HOUSE

ACH transactions are also commonly known as “direct deposit,” “direct debit” and “e-checks.” They are widely used for automat-

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APRIL 23, 2018

A Primer—

issue their own cards and set their own rules, although many topics — such as the technolo�y behind chip and magnetic stripes — are set cooperatively, so that the same card reader can accept all transactions. Business credit cards are useful for managing transactions, such as for travel and authorized purchases. The credit card networks also offer “cardless” services to enable business-to-business payments. Several federal laws protect consumer credit card transactions, but not cards issued to businesses, so evaluate decisions to accept card payments vs. making card payments separately.

DEBIT CARDS

Popular with many consumers, a bank-issued debit card transaction withdraws the money directly from the account to which it is connected. If you know any business that pays its bills with a corporate debit card, please let me know so I can learn why.

SWIFT AND CORRESPONDENT BANK ACCOUNTS

The SWIFT network enables banks to exchange payment instructions internationally. If your business makes or receives payments across borders, the banks involved probably maintain accounts with each other (called correspondent bank accounts) and transfer information via SWIFT. Crossborder funds transfers can be expensive and slow. Sometimes that timing can be justifiable — depending on the country and local rules — but some banks and nonbanks are challenging this model. If your business sends or receives money internationally with any frequency, it’s worth the effort to interview several banks and push back to try to reduce fees and improve timing of receiving those funds.

CHECKS

Paper checks are still widely used for business-to-business transactions, possibly because companies’ computer systems were built when checks were the dominant method for noncash payments.

In 2000, roughly one-third of those checks were written by businesses, compared with about 45 percent today. This statistic suggests that consumers are moving to electronic payments faster than businesses are.

Improvements in processing and the “Check 21” law mean that you should not count on a “float” delay between when you send a check and it clears your bank account. Money received by check is not final, that is, it can be recalled for a period of time. Therefore, consider carefully if funds have finally cleared before releasing any substantial asset. This uncertainty is one reason retail locations now use scanning services at the cash register.

CASH

Coin and currency transactions are easily understood. Safe and secure handling does carry cost, but once you receive that cash payment, it is complete. Unlike debit and credit card payments, checks or ACH debits, there is no recall mechanism built into the payment transaction. A customer who wants his/her money back has to ask nicely or consider legal action, as well as have a legitimate case.

PAYPAL

For our purposes, think of PayPal as an intermediary enabling consumer card and ACH payments. PayPal-provided computer code (APIs) make online payments fairly available to small businesses and nonprofits.

CYBER CURRENCY, CRYPTOCURRENCY, BITCOIN

These new, algorithm-based currencies have so reached the public consciousness that the Feb. 25, 2018, New York Times for Kids includes a graphic on “What is Bitcoin?” The graphic ends with one of its most important features: “Bitcoin transactions can’t be reversed… and if you want your money back, too bad!” Unless this is your business, you should stay away from this “currency” while markets, regulators, banks, and lawmakers figure it out. Michele Braun directs the Institute for Managing Risk at Manhattanville School of Business and is managing executive of The Crossway Group LLC, a consulting and professional training firm. She can be reached at michele.braun@mville.edu or at mbraun@crosswaygrp.com.

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Facts & Figures

WHITE PLAINS

National Recovery Agency LLC. Filed by Yoel Blum. Action: 1692 Fair Debt Collection Act. Attorney: Thomas Joseph Slattery. Filed: April 17. Case no. 7:18-cv-03310-CS.

Tiffany Roger LLC. South 13 Ave., Mount Vernon 10550. Chapter 7, voluntary. Represented by Tiffany Roger LLC. Filed: April 16. Case no. 18-22542-rdd.

Online Information Services. Filed by Vincent A. Perrone. Action: 1692 Fair Debt Collection Act. Attorney: Sergei Lemberg. Filed: April 17. Case no. 7:18-cv-03303-CS.

COURT CASES

U.S. Citizenship & Immigration Services. Filed by Leslie Griselda Guerra Rosales. Action: petition for writ of habeas corpus (federal). Attorney: Lorne Jeffrey Kelman. Filed: April 12. Case no. 7:18-cv-03176-CS.

BANKRUPTCIES

Bon Secours Charity Health System Medical Group PC. Filed by Esther Grunwald. Action: Federal Tort Claims Act. Attorney: David Adam Kates. Filed: April 17. Case no. 7:18-cv-03208-NSR. Chase Bank USA National Association. Filed by Rusty Haynes. Action: motion to withdraw reference. Attorneys: George F. Carpinello, Charles Wayne Juntikka and Adam Reese Shaw. Filed: April 16. Case no. 7:18-cv-03307-NSR. Costco Wholesale Corp. Filed by Nicole Demosthenes. Action: petition for removal – personal injury. Attorney not listed. Filed: April 17. Case no. 7:18-cv-03346. CVR Associates Inc. Filed by Vera-Lynn Quattlander. Action: diversity – torts to land. Attorney: David Matthew Dore. Filed: April 17. Case no. 7:18-cv-03229-CS. Knuckles, Komosinski & Manfro LLP. Filed by Mandip K. Singh. Action: job discrimination (unlawful employment practices). Attorney: Jessenia Maldonado. Filed: April 13. Case no. 7:18-cv-03213-VB. Living Abroad LLC. Filed by World Trade Resource Inc. Action: diversity action. Attorneys: Dyan Finguerra-DuCharme and Joshua Avram Weigensberg. Filed: April 17. Case no. 7:18-cv-03254-CS.

Items appearing in the Westchester County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3680

William C. Grossman Law PLLC. Filed by Esther Gluck. Action: 1692 Fair Debt Collection Act. Attorney: Daniel Harris Kohn. Filed: April 13. Case no. 7:18-cv-03206-VB.

DEEDS Above $1 million 12 Pine Island LLC, Rye. Seller: Margaret Bermingham Cicogna, Rye. Property: 12 Pine Island Road, Rye. Amount: $2.4 million. Filed April 10. Hook Builders Inc., New Rochelle. Seller: Carol Young, Ann Arbor, Michigan. Property: 110 Muchmore Road, Harrison. Amount: $1 million. Filed April 13. KSK Real Estate Holding LLC, Mount Vernon. Seller: Jay-David Realty LLC, Mount Vernon. Property: 519 S. Fifth Ave., Mount Vernon. Amount: $2.7 million. Filed April 11. L.A.L. Gramatan Management Company LLC, Bronx. Seller: SKMV Realty LLC, Mount Vernon. Property: 6 E. Sidney Ave., Mount Vernon. Amount: $7.3 million. Filed April 10. National Residential Nominee Services Inc. Seller: Lee Ann Divittis, Croton-on-Hudson. Property: 52 Truesdale, Cortlandt. Amount: $1 million. Filed April 11. Rivertowns Square Regency LLC, Jacksonville, Florida. Seller: Saber Dobbs Ferry LLC, Armonk. Property: 1 Livingstone Ave., Greenburgh. Amount: $69 million. Filed April 13. Rolinda East LLC, Yonkers. Seller: Gateway Kensington LLC, Greenwich, Connecticut. Property: 15 Kensington Road, 405, Eastchester. Amount: $1.5 million. Filed April 13.

ON THE RECORD

U.S. Bank Trust N.A. Seller: Clement S. Patti Jr., White Plains. Property: 3346 Nutly Circle, Yorktown. Amount: $1 million. Filed April 10. Wilmington Savings Fund Society FSB. Seller: Joseph Cannavo, White Plains. Property: 23 Mount Holly Drive, Harrison. Amount: $1.8 million. Filed April 12.

Below $1 million 10 Nelson ST Gamal LLC, Bronx. Seller: Fayyaz Khan, Yonkers. Property: 10 Nelson St., Yonkers. Amount: $720,000. Filed April 11. 1040 Cove Road LLC, Larchmont. Seller: The Bank of New York Mellon. Property: 1040 Cove Road South, Mamaroneck. Amount: $783,120. Filed April 13. 142 Union Avenue LLC, New Rochelle. Seller: Vito Gallello, New Rochelle. Property: 142 Union Ave., New Rochelle. Amount: $200,000. Filed April 13. 143 Prospect LLC, White Plains. Seller: Town of Greenburgh. Property: 400 Highpoint Drive, Greenburgh. Amount: $260,600. Filed April 13. 175 North Broadway LLC, Yonkers. Seller: Terri Christmas-Garrant, Poughkeepsie. Property: 175 N. Broadway, Yonkers. Amount: $175,000. Filed April 11. 184 Spring Street Realty Inc., Yonkers. Seller: John A. Masullo, Ossining. Property: 184 Spring St., Ossining. Amount: $325,000. Filed April 13. 251 Warburton Ave LLC, et al, Scarsdale. Seller: 84-86 Hamilton Realty Partners LLC, Yonkers. Property: 84-86 Hamilton Ave., Yonkers. Amount: $423,086. Filed April 13. 71 MSY LLC, Brooklyn. Seller: GM 355 Warburton LLC, New York City. Property: 355 Warburton Ave., Yonkers. Amount: $300,000. Filed April 13. 79 Morningside Ave Group Corp., Richmond Hill. Seller: Deutsche Bank National Trust Co. Property: 79 Morningside Ave., Yonkers. Amount: $115,500. Filed April 11. Acqua Capital LLC, et al, White Plains. Seller: Vanessa L. Rucker, Larchmont. Property: 130 Glenwood Ave., 1, Yonkers. Amount: $176,000. Filed April 11. Amawalk Real Estate Corp., Amawalk. Seller: Fannie. Property: 3224 Lake Shore Drive, Yorktown. Amount: $253,000. Filed April 9.

B.T.E. Holding Corp., Thornwood. Seller: Pichiarallo Realty LLC, Thornwood. Property: 586 Commerce St., Mount Pleasant. Amount: $995,000. Filed April 10.

MTGLQ Investors LP. Seller: Cornelia Sims, Mount Vernon. Property: 246 S. Second Ave., Mount Vernon. Amount: $280,000. Filed April 13.

BGRS LLC, Burr Ridge, Illinois. Seller: Jonathan C. Fay, Briarcliff Manor. Property: 9 Studio Hill Road, Ossining. Amount: $449,000. Filed April 9.

Propel Development Inc., Central Islip. Seller: Esta K. Jaffe, Armonk. Property: 474 Bedford Road, North Castle. Amount: $640,000. Filed April 10.

C2GRE LLC, White Plains. Seller: Joseph A. Ruggiero, Yonkers. Property: 8 Peter A. Beet Drive, Cortlandt. Amount: $376,000. Filed April 10.

Schwarz Brothers LLC, Pelham. Seller: Susan M. Cozza, New Milford, Connecticut. Property: 668 Timpson St., Pelham. Amount: $385,000. Filed April 11.

Charles Malcolm Realty Inc., Valhalla. Seller: Georgette Aubry, Somers. Property: 130 Route 139, Somers. Amount: $350,000. Filed April 11.

SDF Capital LLC, Mamaroneck. Seller: Dorothy A. Wilt, Yonkers. Property: 824 Palisade Ave., Yonkers. Amount: $27,746. Filed April 12.

Cherokee Debt Acquisition LLC, New York City. Seller: Jean-Frederic Elie Alam, et al, New Rochelle. Property: 112 Thornbury Road, New Rochelle. Amount: $529,000. Filed April 11. Cygnet V LLC, Larchmont. Seller: Mark Imowitz, et al, New York City. Property: 1 Lane Way, Rye. Amount: $961,000. Filed April 11. Deutsche Bank National Trust Co. Seller: Bruce Povman, Forest Hills. Property: 51 Moultrie Ave., Yonkers. Amount: $726,762. Filed April 13. Deutsche Bank National Trust Co. Seller: Joseph Ruggiero, Yonkers. Property: 4 Union Place, Yonkers. Amount: $476,109. Filed April 10. Flat Rock Mortgage Investment Trust. Seller: Bruce Trent, Irvington. Property: 9 Downey Road, Ossining. Amount: $666,940. Filed April 11. Griin Construction Inc., Yonkers. Seller: Massimo DiFabio, Purchase. Property: 105 Woodland Ave., Yonkers. Amount: $432,000. Filed April 11. Hillside BD LLC, Scarsdale. Seller: Joan C. Salwen, Scarsdale. Property: 710 S. Sixth Ave., Mount Vernon. Amount: $317,000. Filed April 12. Lord and Chin Properties LLC, Yonkers. Seller: Marthe N�washi, Buffalo. Property: 288 Knollwood Road, Greenburgh. Amount: $241,300. Filed April 9. MRA Properties LLC, New Rochelle. Seller: Lois Chianese, et al, Pelham Manor. Property: 38 Third Ave., Pelham. Amount: $390,000. Filed April 13.

South Riverside Croton LLC, Rock Tavern. Seller: James Doyle, Saratoga Springs. Property: 375 Riverside Ave., Cortlandt. Amount: $800,000. Filed April 11.

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The People of the State of New York, Albany. Seller: Clare Pierson, et al, Sleepy Hollow. Property: Bedford Road, Mount Pleasant. Amount: $525,000. Filed April 12.

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U.S. Bank N.A. Seller: Robert Spolzino, White Plains. Property: 23 Sands St., G7, Rye. Amount: $271,577. Filed April 11.

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Wilmington Savings Fund Society FSB. Seller: Linda Markowitz, White Plains. Property: 40 Rockingchair Road, Greenburgh. Amount: $345,029. Filed April 12.

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Wilmington Savings Fund Society FSB. Seller: P. Daniel Hollis, Mount Kisco. Property: 251 Crescent Place, Yonkers. Amount: $321,807. Filed April 13.

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Wilmington Savings Fund Society FSB. Seller: Theodore J. Brundage, Harrison. Property: 13 Sixth Avenue North, Mount Vernon. Amount: $217,782. Filed April 10.

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FORECLOSURES BUCHANAN, 207 Westchester Ave. Single-family residence; lot size: N/A. Plaintiff: Ocwen Loan Servicing. Plaintiff ’s attorney: McCabe, Weisberg & Conway PC, 914-6368900; 145 Huguenot St., Suite 401, New Rochelle 10801. Defendant: Peter Bell. Referee: Steven Goldenberg. Sale: May 2, 11 a.m. Approximate lien: $454,060.81.

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or call (203) 595-4262 for more information

APRIL 23, 2018

GOOD THINGS

SCHWARTZ JOINS WHITE PLAINS HOSPITAL

Lin Crispinelli, Hudson Gateway Realtor Foundation; Barbara Cervoni, Melissa Higgins, and Katherine Quinn of Support Connection Inc; and Bonnie Koﬀ, Alicia Albano, Stephanie Liggio and Harding Mason of HGRF.

HGRF DONATES $2.5K TO SUPPORT CONNECTION The Hudson Gateway Realtor Foundation (HGRF), the charitable arm of the Hudson Gateway Association of Realtors, recently presented a check for $2,500 to Support Connection Inc. in Yorktown Heights. Support Connection is a nonprofit that provides free, confidential support services and programs to people affected by breast and ovarian cancer. Katherine Quinn, executive director of Support Connection, said, “Our professional peer counselors are all cancer survivors who can answer questions about living with cancer from the unique perspective of someone who’s been there.” In addition to one-on-one counseling, the group offers peer-to-peer support groups, educational and wellness programs, webinars and social gatherings for cancer survivors.

MAHONEY TO BE HONORED BY BERKELEY

Jonathan Schwartz

White Plains Hospital has announced the appointment of Jonathan Schwartz as director of clinical hepatology, a specialty of medicine that focuses on the prevention, diagnosis and treatment of diseases affecting the liver, gallbladder and biliary tree. In response to a growing number of patients with liver disease and liver cancer, White Plains Hospital established a multidisciplinary hepatobiliary program. Schwartz is a professor at the Albert Einstein College of Medicine. He received his medical degree from the Sackler School of Medicine and completed his internship and residency training in Internal Medicine at Albert Einstein. He completed a fellowship and additional training at the University of Washington in Seattle. He is board-certified in gastroenterology and transplant hepatology.

DERBY DAY AT CPW When you say “it’s Derby Day,” people automatically think you’re talking about Louisville, Kentucky, on May 5 when the Kentucky Derby will attract a worldwide following. But, they’d be wrong because April 13 was Derby Day, at least in Rye Brook where the Pinewood Derby took place at Cerebral Palsy of Westchester (CPW) for the sixth consecutive year. The event was staged with the involvement of the Mid-Westchester Elks and Boy Scouts of America. For the fourth year, Girl Scouts Troop 1902 participated. The Boy and Girl Scouts spent about a month building and decorating their cars. Medals were awarded to the winners of various races on the Pinewood Derby Track at CPW. The first Pinewood Derby was held in 1953. A write-up in the October 1954 issue of Boys’ Life magazine spread the word and helped establish it as an enduring event in the world of scouting.

Janet Maslin, left, with actress Edie Falco. Photo by Lynda Shenkman.

EDIE FALCO AT FILM CENTER Actress Edie Falco has become the latest in a long list of actors and filmmakers to visit the Jacob Burns Film Center in Pleasantville. She attended the sold-out screening of her new film “Outside In” on April 15, and after the screening joined the center’s board President Janet Maslin for a question and answer session. Falco is a Golden Globe, Emmy and SAG Award-winning actress who first became prominent on television through roles in HBO’s “The Sopranos,” Showtime’s “Nurse Jackie,” and most recent-

ly, NBC’s “Law & Order True Crime: The Menendez Murders.” Recent film credits include “Landline,” “Megan Leavey,” and “The Comedian.” “Outside In” is the latest from director Lynn Shelton. It tells the story of an ex-con struggling to readjust to life in his small town as he forms an intense bond with his former high school teacher. Other recent visitors to the film center include Steven Spielberg, Alec Baldwin, Meryl Streep, Greta Gerwig and Sam Rockwell.

Information for these features has been submitted by the subjects or their delegates.

APRIL 23, 2018

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Jessica M. Mahoney

Berkeley College will honor Jessica M. Mahoney of Middletown with its 2018 Alumni of the Year award during the college’s commencement ceremony May 11 at the Prudential Center in Newark, New Jersey. The award is presented annually to a Berkeley College graduate who has enjoyed professional success and fulfillment through community service. Mahoney was a student at Berkeley in White Plains and Manhattan, and then continued taking online courses. She graduated in 2011 with a Bachelor of Science degree in justice studies. Mahoney said, “I was able to live at home, work part time and obtain an internship at a local law office while earning my degree.” She went on to earn her law degree from Albany Law School in 2014 and late last year opened her own firm, JM Mahoney Law PLLC.

BluePath personnel, from left, Michelle Brier, Caroline McCabe-Sandler, Benni, Jody Sandler and Erica Stanzione.

WALKATHON ON FOUR FEET BluePath Service Dogs, a nonprofit based in Hopewell Junction that was founded to provide service dogs to children with autism, will hold a walkathon at Franklin D. Roosevelt State Park in Yorktown Heights on May 19. The fundraiser takes place from 10 a.m. to 2 p.m. Walkers can participate with or without dogs. Children will be entertained with a variety of activities, including a bounce house, lawn games and face painting. Friendly dogs are welcome on leashes 6 feet or shorter. Attendees also have the opportunity to meet the puppies of BluePath. “Many children with autism exhibit bolting or wandering behaviors, that can make trips outside the home a frightening proposition,” said BluePath President and CEO Jody Sandler. “BluePath dogs are connected to children via a specially designed tether system and trained to ‘anchor’ in response to a child bolting.” More information about the organization and event at bluepathdogs.org.

HAPPENING From left: Ron DeSoiza; John Butala; Rev. Msgr. Anthony Marchitelli; Rev. Thomas Collins, Stepinac’s president; Michael Hatcher; Eric Ogbogu; Patrick Hatcher; and Gerry Hatcher.

NEW MEMBERS OF STEPINAC HALL OF FAME A former school president, three alumni and a family partnership were inducted into the Stepinac High School Hall of Fame during a ceremony at the Catholic high school in White Plains. The inductees joined Stepinac’s Honor Roll begun in 1994 that recognizes distinguished alumni, faculty, groups or families for their significant contributions to the success of the school. The inductees are: Rev. Msgr. Anthony Marchitelli, former president of Stepinac, currently pastor of St. James the Apostle Church in Carmel. Ronald DeSoiza, benefactor and adviser to The Stepinac High School Foundation and partner of PKF O’Connor Davies LLP in Harrison. John Butala, benefactor and trustee of The Stepinac High School Foundation and assistant treasurer of Freepoint Commodities LLC in Stamford. Eric Ogbogu, benefactor, former professional football player and director of sports marketing at Under Armour, managing its relationship with the NFL. The Hatcher Family Partnership Ltd. received the Timothy Cardinal Dolan Service Award. Representing the partnership were Michael Hatcher, Patrick Hatcher and Gerry Hatcher.

SETON SPOTLIGHTS VOLUNTEERS

George Vasilakis with Elizabeth Seton Pediatric Center resident, Maria. Photo provided by enCourage Kids Foundation.

April is National Volunteer Month in the U.S. and at the Elizabeth Seton Pediatric Center in Yonkers they’ve put three volunteers in the spotlight to help encourage others to follow in their footsteps. The center has about 40 volunteers. National Volunteer Month was created in 1991 as part of President George H. W. Bush’s “1,000 Points of Light” campaign. “I know I’m making a difference,” said volunteer George Vasilakis, a high school senior. “All the evidence I need is in Maria’s face, that lights up when she sees me, or in Kevin’s laugh.” Volunteer Evelyn Foley, a nurse at St. John’s Riverside Hospital, said of the children, “I see the qualities of courage and acceptance for what they have to deal with in their lives.” Jeanne Holcomb, a retiree who has volunteered at the center since its establishment in 1988, is its longest-serving volunteer. “I try to discover what makes them laugh and that first laugh establishes a rapport,” she said. Volunteers at Elizabeth Seton must be at least 17 and commit to a minimum of three months of service.

ACS HONORS VOLUNTEERS During National Volunteer Week, April 15 to 21, the American Cancer Society recognizes and celebrates the efforts of its 1.5 million volunteers nationwide. A recognition event was held April 13 at Memorial Sloan Kettering Cancer Center-West Harrison to honor Cancer Resource Volunteers, Look Good Feel Better Volunteers and others who have driven hundreds of miles during the last year to ensure that Westchester residents who needed transportation were able to get to medical facilities for their cancer treatments. “Accomplishments in curing cancer would not be possible without the dedication of thousands of essential volunteers across Westchester and the lower Hudson Valley,” said Monica Garrigan, director of community engagement. Other volunteers were recognized at a breakfast celebration on April 10 at Orange Regional Medical Center in Middletown. Kris Revelle, senior manager of community engagement, said, “Because of their effort we can continue our mission to save lives, celebrate lives and lead the fight for a world without cancer.” The American Cancer Society trains all volunteer drivers and coordinates the rides through an online app. Visit cancer.org/ride or call 800-227-2345.

From left: Daniel Bonnet; Westchester County Executive George Latimer; Frank Bombace; Cooper Colwell; Jennifer Lanser; Rob Hayes, president of the NRCC. Photo by Susan Nagib.

NEW ROCHELLE CHAMBER’S ‘STARRY, STARRY NIGHT’ Even though singer/songwriter Don McLean, who sings about Van Gogh’s concept of a “starry, starry night” in his hit song “Vincent,” became involved in the launch of a new album and a concert tour and was unable to attend, the New Rochelle Chamber of Commerce enjoyed its “Starry, Starry Night” annual dinner dance at the VIP Country Club. McLean, who was scheduled to be an honoree, sent a message: “The friends I had in New Rochelle, I still have today. The world I grew up in I only have in my memories, but they remain vivid and as an older man, I now realize just how lucky I was to have grown up there with so much close at hand.” Cooper Colwell received the Distin-

guished Community Service Award. Jennifer Lanser, the chamber’s executive director, thanked Cooper for “giving his undying support to us and to various other organizations throughout New Rochelle during his lengthy career.” Also honored was Daniel Bonnet of The Center for College & Careers at The Guidance Center of Westchester. The organization has a satellite office at New Rochelle High School. The third honoree of the night was Frank Bombace of New Rochelle Auto/ Body. Bombace has worked on New Rochelle’s Thanksgiving parades, donating supplies, resources, staff and acting as an ambassador to local businesses.

From left: Robert Wiener, Suzanne Yearley and WJCS CEO Alan Trager.

WJCS HOLDS GALA More than 300 Westchester community and business leaders and residents attended the Westchester Jewish Community Services Gala at Brae Burn Country Club in Harrison on April 10. The event raised funds to support the organization’s programs in the areas of mental health, education, parenting, disabilities, home care and more. Honored were Suzanne Yearley, a Scarsdale resident, professional chef, cooking teacher and longtime supporter and board member of WJCS, and Robert Wiener, a Mamaroneck resident, chair-

man of Maxx Properties, founder of the WJCS Wiener Academy for Young Women and supporter of other WJCS efforts. Tenika, a victim of childhood sexual abuse, spoke about WJCS counseling and support helping her overcome her past trauma. Malik, who attends the Edward Williams Elementary School in Mount Vernon, spoke about participating in WJCS’ Afterschool Advantage program. Sarah, a parent from Hastings-on-Hudson, shared her family’s experience with WJCS Center Lane, the only teen center for LGBTQ youth in Westchester.

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APRIL 23, 2018

Facts & Figures

CROTON-ON-HUDSON, 208 Cleveland Drive. Single-family residence; lot size: N/A. Plaintiff: Nationstar Mortgage LLC. Plaintiff’s attorney: McCabe, Weisberg & Conway PC, 914-636-8900- 145 Huguenot St., Suite 401, New Rochelle 10801. Defendant: Jonathan Karpoff. Referee: Maria Rose Sammarco. Sale: May 2, 10 a.m. Approximate lien: $372,803.08. ELMSFORD, 54 Babbitt Court. Single-family residence; lot size: .12 acre. Plaintiff: U.S. Bank National Association. Plaintiff’s attorney: Woods Oviatt Gilman LLP, 585-9872800; 700 Crossroads Building, 2 State St., Rochester 14614. Defendant: Angel Dalgo. Referee: Julia Henrichs. Sale: April 23, 9:30 a.m. Approximate lien: $615,356.37. KATONAH, 16 Hilltop Road. Single-family residence; lot size: 3.33 acre. Plaintiff: Deutsche Bank National Trust Co. Plaintiff’s attorney: McCabe, Weisberg & Conway PC, 914-636-8900; 145 Huguenot St., Suite 401, New Rochelle 10801. Defendant: Frank Celli. Referee: Steven Feinstein. Sale: May 1, 10 a.m. Approximate lien: $1,406,409.76. MAMARONECK, 614 Second St. Single-family residence; lot size: 1 acre. Plaintiff: U.S. Bank National Association. Plaintiff’s attorney: McCabe, Weisberg & Conway PC, 914-636-8900; 145 Huguenot St., Suite 401, New Rochelle 10801. Defendant: Rose Tucker. Referee: James Hyer. Sale: May 2, 10:30 a.m. Approximate lien: $611,677.49. MOUNT VERNON, 5 S. 13 Ave. Single-family residence; lot size: .06 acre. Plaintiff: James B. Nutter & Co. Plaintiff’s attorney: RAS Boriskin, 516-280-7675; 900 Merchants Concourse, Westbury 11590. Defendant: Samuel Blake. Referee: Clement Patti. Sale: May 14, 10:30 a.m. Approximate lien: N/A. MOUNT VERNON, 21 Union Ave. Two-family residence; lot size: .11 acre. Plaintiff: U.S. Bank National Association. Plaintiff’s attorney: RAS Boriskin, 516-280-7675; 900 Merchants Concourse, Westbury 11590. Defendant: John Wilson. Referee: John Brophy. Sale: May 7, 9:30 a.m. Approximate lien: N/A. MOUNT VERNON, 45 Marion Ave. Single-family residence; lot size: .22 acre. Plaintiff: HSBC Bank USA National Association. Plaintiff’s attorney: Leopold & Associates PLLC, 914-219-5787; 80 Business Park Drive, Armonk 10504. Defendant: Norman Hoo. Referee: Lawrence Schiro. Sale: May 10, 10 a.m. Approximate lien: $688,141.87.

MOUNT VERNON, 414 Union Ave. Single-family residence; lot size: .12 acre. Plaintiff: Wells Fargo Bank National Association. Plaintiff’s attorney: Rosicki & Rosicki & Associates, 845-897-1600; 2 Summit Court, No. 301, Fishkill 11254. Defendant: Fitzroy Melvin. Referee: Eliot Kaplan. Sale: April 24, 10 a.m. Approximate lien: $253,240.35. MOUNT VERNON, 420 S. Fourth Ave. Two-family dwelling; lot size: .08 acre. Plaintiff: Bank of America National Association. Plaintiff’s attorney: Shapiro, DiCari & Barak, 877759-1835; 175 Mile Crossing Blvd., Rochester 14624. Defendant: Paul Campbell. Referee: Judith Reardon. Sale: May 7, Noon. Approximate lien: $1,028,821.38. NEW ROCHELLE, 40 Prospect St. Single-family residence; lot size: .22 acre. Plaintiff: HSBC Bank USA National Association. Plaintiff’s attorney: McCabe, Weisberg & Conway PC, 914-636-8900; 145 Huguenot St., Suite 401, New Rochelle 10801. Defendant: Mahmood Raja. Referee: Dan Romano. Sale: April 25, 11 a.m. Approximate lien: $497,125.16. NEW ROCHELLE, 46 Saxon Way. Single-family residence; lot size: .31 acre. Plaintiff: Nationstar Mortgage LLC. Plaintiff’s attorney: McCabe, Weisberg & Conway PC, 914-636-8900; 145 Huguenot St., Suite 401, New Rochelle 10801. Defendant: Christopher Cuomo as administrator for the estate of Gloria Elgarten. Referee: Carl Finger. Sale: May 9, 2 p.m. Approximate lien: $559,723.58. PEEKSKILL, 679 McCord Place. Description: N/A; lot size: N/A. Plaintiff: Federal National Mortgage Association. Plaintiff’s attorney: Friedman Vartolo LLP, 212-4715100; 85 Broad St., New York 10004. Defendant: Adam Cohen. Referee: Clement Patti. Sale: April 24, 10:30 a.m. Approximate lien: $328,679.61. PEEKSKILL, 1136 Elm St. Single-family residence; lot size: N/A. Plaintiff: U.S. Bank Trust National Association. Plaintiff’s attorney: Gross Polowy LLC, 716-204-1700; 1775 Wehrle Drive, Williamsville 14221. Defendant: Barbara Bussum. Referee: Bijal Jani. Sale: April 30, 2 p.m. Approximate lien: $414,232.71. SLEEPY HOLLOW, 194 Webber Ave. Two-family residence; lot size: .14 acre. Plaintiff: National City Real Estate Services LLC. Plaintiff’s attorney: McCabe, Weisberg & Conway PC, 914-636-8900; 145 Huguenot St., Suite 401, New Rochelle 10801. Defendant: Frank Occhipinti. Referee: Thomas Galivan. Sale: May 9, 1 p.m. Approximate lien: $568,286.87.

JUDGMENTS 239 East 79th Owners Corp., New York City. $11,066 in favor of Sprague Operating Resources LLC, Harrison. Filed April 12. Dur-All Group Inc., Port Chester. $366,354 in favor of Queensboro Toyota Inc., White Plains. Filed April 9. Forthill Construction Corp., White Plains. $105,313 in favor of 144 Enterprises LLC, Jersey City, New Jersey. Filed April 12. Mastercraft Masonry I Inc., Brewster. $1.8 million in favor of Mason Tenders District Council Welfare, New York City. Filed April 13. Paragon Building Solutions Corp., New York City. $398,578 in favor of CCC Renovation Inc., Valley Stream. Filed April 13. Pedro Construction Inc., Buchanan. $20,962 in favor of Teamster Local 456 Pension Health, Elmsford. Filed April 12.

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed. Advocate, Marjorie, as heir at law and next of kin of Gertrude Federici, et al. Filed by Live Well Financial Inc. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 416 Barway Drive, Yorktown Heights 10598. Filed Jan. 29.

APRIL 23, 2018

WCBJ

Cohen, Lawrence Mark, et al. Filed by Emigrant Bank. Action: seeks to foreclose on a mortgage to secure $185,000 affecting property located at 4 Mill Lane, Armonk 10504. Filed Jan. 26. Darretta, Anita, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $280,000 affecting property located at 75 Fremont St., Harrison 10528. Filed Jan. 29. Lunan, Deborah, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $360,000 affecting property located at 27 Mackellar Court, Peekskill 10566. Filed Jan. 26. Obealor, Okwudili N., et al. Filed by Partners for Payment Relief DE IV LLC. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 129 N. High St., Mount Vernon 10550. Filed Jan. 25. Ozoria, Joanna, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $437,705 affecting property located at 53 Salisbury Road, Yonkers 10710. Filed Jan. 29. Raysor, James, et al. Filed by Bayview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $384,000 affecting property located at 37 Havell St., Ossining 10562. Filed Jan. 26.

Azuolay, Lauren, as executrix of the estate of Sharon M. Fishman, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 21 Adela Court, Yorktown Heights 10598. Filed Jan. 26.

Ritchie, John C. Jr., et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $145,000 affecting property located at 42 Deertree Lane, Unit 1403, Briarcliff Manor 10510. Filed Jan. 26.

Bennett, Delores, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 359 S. First Ave., Mount Vernon 10550. Filed Jan. 25.

Thomas, Jennylyn D., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $150,000 affecting property located at 27 Washington Mews, Port Chester 10573. Filed Jan. 26.

Bronzino, Sally Ann, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $354,000 affecting property located at 69 Gregory Ave., Mount Kisco 10549. Filed Jan. 25.

Ukaegbu, Ndu, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $571,200 affecting property located at 28 Saxon Way, New Rochelle 10804. Filed Jan. 26.

Carangelo, Michael, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $366,723 affecting property located at 33 Main St., South Salem 10590. Filed Jan. 25.

Carson, Charles, individually and as surviving spouse of Carolyn F. Carson, et al. Filed by Nationstar Mortgage. Action: seeks to foreclose on a mortgage to secure $457,500 affecting property located at 17 S. Stone Ave., Elmsford 10523. Filed Jan. 25.

Westchester County public administrator as the limited administrator of the estate of James Mortellaro, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $630,000 affecting property located at 37 Jean Way, Somers 10589. Filed Jan. 29. Williams. George A., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $308,327 affecting property located at 116-118 Hillside Ave., Mount Vernon 10553. Filed Jan. 29.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Partnerships Global Fellowship International, 360 E. Grand St., Mount Vernon 10552, c/o George Owell, Gayon Clarke, and Kofi A. Damuah-Thomas. Filed Dec. 5.

Young, Jill, et al. Filed by Matrix Financial Services Corp. Action: seeks to foreclose on a mortgage to secure $59,689 affecting property located at 321 Scarsdale Road, Yonkers 10707. Filed Jan. 25.

Sole Proprietorships

Mechanic’s Liens

25 Peach Drive Funding Associates, 133 Parkway Road, Bronxville 10708, c/o Michael Aliberto. Filed Dec. 5.

AAC Cross County Mall LLC, as owner. $162,438 as claimed by Caravaggios HVAC Maintenance. Property: in Yonkers. Filed April 13.

3D House Cleaning Services #1, 195 Elm St., Yonkers 10701, c/o Karen Patricia Acosta Zelaya. Filed Dec. 6.

Elmsford Norse Associates LLC, as owner. $3,177 as claimed by DeGiaimo Group Architects LLP. Property: in Greenburgh. Filed April 12. Hartsdale Development LLC, as owner. $30,390 as claimed by All American Alarms Inc., Spring Valley. Property: in Greenburgh. Filed April 12. Hy2 Taxter LLC, as owner. $76,618 as claimed by Greatest Glass and Mirror Inc., White Plains. Filed April 10. Republic of Seychelles Consul General, as owner. $6,880 as claimed by Demotte Architects PC, Danbury, Connecticut. Property: in West Harrison. Filed April 12. Salazar, Sean, as owner. $364 as claimed by TCC Building Inc., Shrub Oak. Property: in Bedford. Filed April 11. Salem Golf Club Associates LLC, et al, as owner. $102,424 as claimed by Bedford Pool Service Inc. Property: in North Salem. Filed April 12. Sweet Hollow Westchester LLC, as owner. $79,461 as claimed by NYC Builders and Contractors Group, New York City. Property: in Cortlandt. Filed April 12.

Ana D. Bejar, 3185 Amelia Drive, Mohegan Lake 10547, c/o Ana D. Bejar. Filed Dec. 6. Barbara Shapiro Studio, 72 Walbrooke Road, Scarsdale 10583, c/o Barbara Shapiro. Filed Dec. 5. Communique, 300 Hayward Ave., Mount Vernon 10552, c/o Teisha Greaves. Filed Dec. 5. Creating Sacred Places, 7 Handy Lane, Bedford Hills 10507, c/o Catherine Carter. Filed Dec. 6. Dynamic Essential Services, P.O. Box 328, Fleetwood 10552, c/o Vivienne Iona Bartley. Filed Dec. 5. Ernest Tristan, 1112 Frost Lane, Peekskill 10566, c/o Tristan Ernest. Filed Dec. 5. Express Transport Service, 81 Pondfield Road, Bronxville 10708, c/o Fenton Henry. Filed Dec. 5. Global Consumers Services, 115 Primrose Ave., Fleetwood 10552, c/o Roy Wesley Bartley. Filed Dec. 5. Jivana, 7 Handy Lane, Bedford Hills 10507, c/o Catherine Carter. Filed Dec. 6. Lasa Law Offices, 223 Larchmont Ave., Larchmont 10538, c/o Jose M. de Lasa. Filed Dec. 5. PEFC 2006 Girls Soccer Team, 1603 Central St., Yorktown Heights 10598, c/o Lisa Kristoferson. Filed Dec. 5.

Facts & Figures

Pollyâ&#x20AC;&#x2122;s Place Companion Services, 12 S. 15th Ave., Apt. 4, Mount Vernon 10550, c/o Polyseenia Lewis. Filed Dec. 6. Victor M. Fernandes, Architect, 7 Koch St., New Rochelle 10801, c/o Victor Fernandes. Filed Dec. 6. Weil College Advising, 15 Park Ave., Ardsley 10502, c/o Bettina Weil. Filed Dec. 6. Westchester Loyalty, 125 Old Colony Road, Hartsdale 10530, c/o Soney Philip Kurumunda. Filed Dec. 6. Without A Slice, 7 Boulanger Plaza, Hastings-on-Hudson 10706, c/o Mary Ramos Brauner. Filed Dec. 6.

PATENTS Cognitive geofencing. Patent no. 9,949,074 issued to Bjorn Austraat, New York; and Swaminathan Chandrasekaran, Coppell, Texas. Assigned to International Business Machines Corp., Armonk. Determining alternatives when a recording conďŹ&#x201A;ict occurs. Patent no. 9,948,978 issued to Lisa Seacat DeLuca, Baltimore, Maryland; Dana L. Price, Cary, North Carolina; and Shelbee D. Smith-Eigenbrode, Thornton, Colorado. Assigned to International Business Machines Corp., Armonk. Embedding an integrated venting system into a printed circuit board. Patent no. 9,949,357 issued to Michael J. Fisher, Poughkeepsie; and Roger S. Krabbenhoft, Rochester, Minnesota. Assigned to International Business Machines Corp., Armonk. Notification of potentially problematic textual messages. Patent no. 9,949,103 issued to Eric L. Barsness, Pine Island, Minnesota; Jay S. Bryant, Rochester, Minnesota; James E. Carey, Rochester, Minnesota; Joseph W. Cropper, Rochester, Minnesota; and John M. Santosuosso, Rochester, Minnesota. Assigned to International Business Machines Corp., Armonk. Positive pressure-applying latch mechanism. Patent no. 9,949,399 issued to Shawn Canfield, Poughkeepsie; Robert R. Genest, Poughkeepsie; Robert K. Mullady, Poughkeepsie; and Michael T. Peets, Staatsburg. Assigned to International Business Machines Corp., Armonk.

Request processing according to degradation monitoring. Patent no. 9,948,746 issued to Thomas E. Chefalas, Somers; David M. Egle, Rochester, Minnesota; Daniel L. Hiebert, Pine Island, Minnesota; Dennis D. Jurgensen, Chapel Hill, North Carolina; Arthur J. Meyer III, Rochester, Minnesota; Peter A. Singh, Miami, Florida; and David M. Schultz, Williston, Vermontt. Assigned to International Business Machines Corp., Armonk. Tailoring content to be delivered to mobile device based upon features of mobile device. Patent no. 9,948,750 issued to Daniel Jemiolo, Cary, North Carolina; Todd E. Kaplinger, Raleigh, North Carolina; Christopher C. Mitchell, Raleigh, North Carolina; and Gregory L. Truty, Austin, Texas. Assigned to International Business Machines Corp., Armonk. Thermoelectic-enhanced, inlet air-cooled thermal conductors. Patent no. 9,949,412 issued to Levi A. Campbell, Poughkeepsie; Milnes P. David, Fishkill; Dustin W. Demetriou, Poughkeepsie; Michael J. Ellsworth Jr., Poughkeepsie; Roger R. Schmidt, Poughkeepsie; and Robert E. Simons, Poughkeepsie. Assigned to International Business Machines Corp., Armonk. Visual representation of signal strength using machine-learning models. Patent no. 9,949,140 issued to Edward L. Chatelain, Cary, North Carolina; Jeremy A. Greenberger, Raleigh, North Carolina; and Nicholas R. Sandonato, Raleigh, North Carolina. Assigned to International Business Machines Corp., Armonk. Wireless service provider management of geo-fenced spaces. Patent no. 9,949,073 issued to Franck Barillaud, Austin, Texas; Insoo Cho, Pittsburgh, Pennsylvania; Daniel M. Christiani, East Falmouth, Massachusetts. Mark R. Thill, Seattle, Washington; and David S. Zhang, Norcross, Georgia. Assigned to International Business Machines Corp., Armonk.

HUDSON VALLEY BUILDING LOANS Above $1 million Laroe Partners LLC, Monroe, as owner. Lender: Greater Hudson Bank, Bardonia. Property: Laroe Road, Chester. Amount: $1 million. Filed April 9.

Ram Hospitality Inc., as owner. Lender: State Bank of Texas. Property: in Fishkill. Amount: $2 million. Filed April 11.

Below $1 million 1156 North Avenue LLC, as owner. Lender: Walden Savings Bank. Property: in Beacon. Amount: $70,500. Filed April 12. Asmann, Eric M., et al, as owner. Lender: Homestead Funding Corp. Property: in New Windsor. Amount: $274,725. Filed April 12. Brooks, Frank T., Stone ridge, as owner. Lender: Farm Credit East ACA, Middletown. Property: in Marbletown. Amount: $200,000. Filed April 11. Clarity One Realty Group LLC, New York, as owner. Lender: RCN Capital LLC, South Windsor, Connecticut. Property: 215 Toleman Road, Washingtonville 10992. Amount: $54,950. Filed April 13. Georges, Lourdes, Pine Bush, as owner. Lender: Walden Savings Bank, Montgomery. Property: in Shawangunk. Amount: $225,250. Filed April 10. Homes By LV LLC, Newburgh, as owner. Lender: RCN Capital LLC, South Windsor, Connecticut. Property: in Newburgh. Amount: $45,000. Filed April 10. Lanwin Olympia Cornwall LLC, Cornwall-on-Hudson, as owner. Lender: Wallkill Valley Federal Savings and Loan Association, Walden. Property: 532 Angola Road, Cornwall-on-Hudson 12518. Amount: $352,500. Filed April 12. Malzahn, John, as owner. Lender: The Honesdale National Bank, Wilkes-Barre, Pennsylvania. Property: 219 Boehmler Road, Sparrowbush 12780. Amount: $200,000. Filed April 9. McGahan, Ryan, et al, Kingston, as owner. Lender: Rondout Savings Bank, Kingston. Property: 36 Falcon Drive, Highland. Amount: $400,000. Filed April 12. MTC Real Estate Group LLC, Middletown, as owner. Lender: LimaOne Capital LLC, Greenville, South Carolina. Property: 91 Boehmler Road, Sparrow Bush 12780. Amount: $66,390. Filed April 10.

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Nodalny, John, et al, Monroe, as owner. Lender: Walden Savings Bank, Montgomery. Property: in Hamptonburgh. Amount: $420,000. Filed April 9.

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APRIL 9, 2018

Facts & Figures

Shafran, Jonathan, et al, Highland Mills, as owner. Lender: Orange Bank and Trust Co., Middletown. Property: in Chester. Amount: $275,000. Filed April 12.

290 South Street LLC, Spring Valley. Seller: David Hasbrouck, et al, Newburgh. Property: 290 South St., Newburgh 12550. Amount: $70,000. Filed April 9.

Shimmer LLC, Beacon, as owner. Lender: Grand Coast Capital Fund I LLC, Quincy, Massachusetts. Property: 197-199 Washington Ave., Kingston. Amount: $208,000. Filed April 12.

35 Acad Realty LLC, Poughkeepsie. Seller: Toscana Realty LLC, New York City. Property: 35-41 Academy St., Poughkeepsie. Amount: $800,000. Filed April 6.

DEEDS

419 Windsor Highway LLC, Vails Gate. Seller: AM Mart Inc., Vails Gate. Property: in New Windsor. Amount: $275,000. Filed April 10.

Citizens Bank N.A. Seller: Melinda Oliver, Otisville. Property: 17 Valley View Road, Mount Hope 10963. Amount: $226,509. Filed April 9. Clarity One Realty Group LLC, New York City. Seller: Federal Home Loan Mortgage Corp. Property: 215 Toleman Road, Washingtonville. Amount: $135,000. Filed April 13. Crystal Run Crossing LLC, Skaneateles. Seller: Town of Wallkill, Middletown. Property: in Wallkill. Amount: $13,920. Filed April 11.

Lan Properties LLC, Montgomery. Seller: Bayview Loan Servicing LLC, Coral Gables, Florida. Property: 45 Dickerson Ave., Montgomery 12549. Amount: $115,500. Filed April 12. Longhope Enterprises LLC, Otisville. Seller: John E. Bach Jr., Goshen. Property: 74 Chaucer Court, Wallkill 10941. Amount: $84,000. Filed April 11. M&T Bank, Buffalo. Seller: Clement S. Patti, White Plains. Property: 29 Victoria Drive, Newburgh 12550. Amount: $213,400. Filed April 12.

Above $1 million

7 Memorial Dr LLC, Mountaindale. Seller: Rebecca Lee, Tivoli. Property: in Tivoli. Amount: $66,500. Filed April 6.

Deutsche Bank National Trust Co. Seller: Judith L. Lubinsky, Goshen. Property: 5 Silver Spring Road, New Windsor 12553. Amount: $323,725. Filed April 12.

Crystal Run Road Realty LLC, Waltham, Pennsylvania. Seller: 220 Crystal Run Road LLC, Monroe. Property: 220 Crystal Run Road, Middletown 10940. Amount: $2.7 million. Filed April 9.

A and J Property Management Services LLC, Red Hook. Seller: Lawrence B. McKeough, Clinton Corners. Property: in Stanford. Amount: $505,000. Filed April 9.

Deutsche Bank National Trust Co. Seller: Todd A. Kelson, Newburgh. Property: 135 Orange Ave., Walden 12586. Amount: $258,447. Filed April 13.

Mercantile Holdings LLC, Gardiner. Seller: Ruby Moon Holdings LLC, Gardiner. Property: in Gardiner. Amount: $500,000. Filed April 11.

Abeel LLC, Port Ewen. Seller: Timothy Smythe, Esopus. Property: 194 and 196-198 Abeel St., Kingston. Amount: $175,000. Filed April 11.

Federal National Mortgage Association. Seller: Eric O. Thorsen, New City. Property: 206 Brown Road, Westtown 10998. Amount: $334,123. Filed April 9.

MHTC Development LLC, Pleasant Valley. Seller: Kirchhoff Properties LLC, Pleasant Valley. Property: in Poughkeepsie. Amount: $750,000. Filed April 10.

Federal National Mortgage Association. Seller: Michael G. Moskowitz, et al, Goshen. Property: 21 Birch Drive, Monroe 10950. Amount: $361,552. Filed April 9.

MHTC Development LLC, Pleasant Valley. Seller: Meadow View Properties LLC, Pleasant Valley. Property: in Poughkeepsie. Amount: $435,500. Filed April 10.

Cuba Management Corp., Brooklyn. Seller: Osval Properties Inc., Boonton Township, New Jersey. Property: 470 Albany Ave., Kingston. Amount: $1.3 million. Filed April 9. Explora Hudson Valley Inc., New York City. Seller: Erich Mauff, et al, Dover Plains. Property: in Washington. Amount: $5.6 million. Filed April 6. LPG Capital Middletown LLC. Seller: ABB Middletown LLC, West Hempstead. Property: 102-128 Dolson Ave., Middletown. Amount: $4.2 million. Filed April 9. MHTC Development LLC, Pleasant Valley. Seller: Meadow View Properties LLC, Pleasant Valley. Property: in Poughkeepsie. Amount: $7.4 million. Filed April 10. PFF Industrial 3301 US-6 Middletown LLC, New York City. Seller: Wawayanda Acquisition LLC, Northfield, Il. Property: 3301 Route 6 Wawayanda. Amount: $45 million. Filed April 10.

Below $1 million 121 Lander Street LLC, Bayside. Seller: Newburgh Community Land Bank Inc., Newburgh. Property: 121 Lander St., Newburgh. Amount: $9,969. Filed April 9. 121 Wickham LLC, Pearl River. Seller: ProSave Development Inc., Montebello. Property: 420 and 422 Route 48, Pine Bush 12566. Amount: $110,000. Filed April 9. 216 North Road Realty Inc., Scarsdale. Seller: Bruno Betro Jr., Milan. Property: in Milan. Amount: $425,000. Filed April 11.

APRIL 23, 2018

APB Custom Inc., Warwick. Seller: Redwood Creek LLC, Newburgh. Property: in Minisink. Amount: $63,000. Filed April 9. Apple Realty NY LLC, Brooklyn. Seller: Jay El Properties Corp., Monroe. Property: 20 Kings Point Lane, Washingtonville 10992. Amount: $95,000. Filed April 9. Blue Meadow Farm LLC, Campbell Hall. Seller: Tony Tsai, et al, New York City. Property: in Hamptonburgh. Amount: $725,000. Filed April 9. Ceas Select Properties LLC, Rock Tavern. Seller: WF Master REO LLC, Englewood, Colorado. Property: 20 Laurel Ave., Cornwall-on-Hudson 12518. Amount: $145,950. Filed April 9. Celtic Properties of America LLC, Stamford, Connecticut . Seller: Susan Nesta, Central Valley. Property: 29 Rose Place, Central Valley. Amount: $110,000. Filed April 9. CG-IOC15-Dev LLC, New City. Seller: Peter R. Edwards, Chester. Property: in Chester. Amount: $160,000. Filed April 12. CIT Bank N.A. Seller: John Fallon, Walden. Property: 24 Patricia Road, Middletown. Amount: $362,000. Filed April 11. Citimortgage Inc. Seller: Anthony C. Carlini, Poughkeepsie. Property: 168 N. Clinton St., Poughkeepsie 12601. Amount: $165,000. Filed April 9.

WCBJ

Field and Forest LLC, Brooklyn. Seller: Kelder Real Estate LLC, Accord. Property: in Rochester. Amount: $96,000. Filed April 9. Goat Hill LLC, Brightwaters. Seller: Thomas E. Hines, et al, Long Island City. Property: in Saugerties. Amount: $515,000. Filed April 6. High Equities LLC, Monroe. Seller: Michael Forrester, New Windsor. Property: 69 Duelk Ave,, Monroe 10950. Amount: $251,100. Filed April 9. Homes By LV LLC, Newburgh. Seller: PMC REO Trust 2015-1 Moorpark, California. Property: 4 Leeland Road, Newburgh 12550. Amount: $180,000. Filed April 10. Hot Spot Properties I LLC, Newburgh. Seller: David Kane, Katonah. Property: 14 Benkard Ave., Newburgh. Amount: $62,500. Filed April 9. JPMorgan Chase Bank N.A. Seller: Michael Blustein, Goshen. Property: 27 Weathervane Drive, Apt. 21, Washingtonville 10992. Amount: $86,066. Filed April 9. JPMorgan Chase Bank N.A. Seller: Patricia A. Cocchia, Cornwall-on-Hudson. Property: 4 Fortune Road West, Apt. 4G, Middleton 10941. Amount $89,043. Filed April 9.

M&T Bank, Buffalo. Seller: Juliana Lobiondo, Newburgh. Property: 32 Third St., Middletown 10940. Amount: $246,200. Filed April 10.

MKHJ LLC, Hopewell Junction. Seller: Johnny H. Davis, et al, Wappingers Falls. Property: 3F Alpine Drive, Wappingers Falls 12590. Amount: $47,500. Filed April 12. MTC Real Estate Group LLC, Middletown. Seller: The Bank of New York Mellon. Property: 91 Boehmler Road, Sparrow Bush 12780. Amount: $87,000. Filed April 10. MTGLQ Investors LP. Seller: Lee David Klein, Poughkeepsie. Property: 69 Shunpike, Millbrook 12545. Amount: $895,000. Filed April 11. MTGLQ Investors LP. Seller: Peter J. McLoughlin, et al, Newburgh. Property: 502 Union Ave., New Windsor 1253. Amount: $281,601. Filed April 11. MTGLQ Investors LP. Seller: Richard Takatsch, et al, Stanford, Connecticut. Property: 83 Hudson St., Port Jervis 12771. Amount: $176,571. Filed April 10. MWR Group NY LLC, Pine Bush. Seller: PB Docks LLC, Pine Bush. Property: 96 Warn Ave., Pine Bush. Amount: $450,000. Filed April 9. Norman’s Linden Ave Apartments LLC, Middletown. Seller: Nelson R. Gonzalez, Middletown. Property: in Middletown. Amount: $375,000. Filed April 9.

Norman’s North Street Apartments LLC, Middletown. Seller: Nelson R. Gonzalez, Middletown. Property: in Middletown. Amount: $280,000. Filed April 9.

Sustainable Properties LLC, New Paltz. Seller: County of Orange, Goshen. Property: in Wawayanda. Amount: $31,000. Filed April 12.

NS161 LLC, Shelton, Connecticut. Seller: Alfred J. Weiner, Valley Cottage. Property: in Crawford. Amount: $68,000. Filed April 9.

The Kearney Realty and Development Group Inc., Baldwin Place. Seller: City of Beacon. Property: in Beacon. Amount: $325,000. Filed April 11.

Paradise Ridge Construction Corp., Monroe. Seller: Howell Road Construction Corp., Monroe. Property: in Hamptonburgh. Amount: $150,00. Filed April 9.

Tong Capital Management Group LLC, Franklin Lakes, New Jersey. Seller: Fannie Mae. Property: 5 Rosemont Road, Monroe 10950. Amount: $87,000. Filed April 9.

Paradise Valley Orchards LLC, Milton. Seller: Jack G. Gallagher, et al, Cary, North Carolina. Property: Peach Lane, Milton. Amount: $310,000. Filed April 6.

Tony Green Enterprises LLC, Chester. Seller: Source Properties Inc., Carmel. Property: 1 Market St., Ellenville 12428. Amount: $130,000. Filed April 10.

ProSave Development Inc., Montebello. Seller: Edward Bruno, Pine Bush. Property: 420 and 422 Route 48, Pine Bush 12566. Amount: $130,000. Filed April 9.

Twin Fiame II LLC, Astoria. Seller: Vincent Dellova, Monroe. Property: 331 Mountain Lodge Road, Monroe. Amount: $55,000. Filed April 13.

River Ridge Views LLC, Beacon. Seller: Beacon Ridge Associates Inc., Beacon. Property: in Beacon. Amount: $800,000. Filed April 6. RR7 LLC, Monsey. Seller: HSBC Bank USA N.A. Property: 99 Bellvernon Ave., Middletown 10940. Amount: $85,000. Filed April 9. SDF Capital Fund I LLC, Mamaroneck. Seller: Cyndee Craft Lawrence, Middletown. Property: in Middletown. Amount: $112,500. Filed April 11. Shimmer LLC, Beacon. Seller: U.S. Bank N.A. Property: 197 Washington Ave., Kingston 12401. Amount: $170,000. Filed April 12. Sobo and Sobo Holdings LLC, Middletown. Seller: Linda S. Bauer, Goshen. Property: in Wallkill. Amount: $475,000. Filed April 9. Solid Step Properties LLC, New York City. Seller: Mid-Hudson Valley Federal Credit Union, Kingston. Property: in Kingston. Amount: $58,000. Filed April 6.

U.S. Bank N.A. Seller: Gerald Jacobowitz, Walden. Property: 334 Jersey Ave., Greenwood Lake 10925. Amount: $106,747. Filed April 12. U.S. Bank N.A. Seller: John B. Swift III, Goshen. Property: 8 Michelle Drive, Newburgh 12550. Amount: $305,401. Filed April 9. U.S. Bank Trust N.A. Seller: Carmine J. Dilandro, et al, Pueblo West, Colorado. Property: in Highland. Amount: $177,453. Filed April 9. U.S. Bank Trust N.A. Seller: David L. Russell, Newburgh. Property: 575 Lower Road, Minisink 10998. Amount: $570,622. Filed April 12. U.S. Bank Trust N.A. Seller: Elizabeth Katherine Cassidy, Warwick. Property: 122 Birch Drive, New Windsor 12553. Amount: $342,372. Filed April 12. U.S. Bank Trust N.A. Seller: Kelli Marie O’Brien, Goshen. Property: 404 Riley Road, New Windsor 12553. Amount: $355,231. Filed April 10.

SPF Holdings LLC, Marlboro. Seller: Raju Sundaran, Walden. Property: 82 Union Ave., New Windsor 12553. Amount: $113,000. Filed April 11.

Unique Equities Corp., Monroe. Seller: Joseph A. Fontana, et al, Washingtonville. Property: 199 Woodcock Mountain Road, Bloming Grove. Amount: $160,000. Filed April 9.

STR Properties LLC, Highland. Seller: MTGLQ Investors LP, Irvine, California. Property: 35 Van Wyck Drive, Poughkeepsie 12601. Amount: $80,000. Filed April 6.

Unlimited Properties of Beacon LLC, Beacon. Seller: Unlimited Properties LLC, Fishkill. Property: in Marlborough. Amount: $217,500. Filed April 6.

Sultan Business Enterprises Inc., Poughkeepsie. Seller: STR Properties LLC, Highland. Property: in Poughkeepsie. Amount: $80,000. Filed April 6.

Veg Delight LLC, Monroe. Seller: AH Developers LLC, Brooklyn. Property: 120-122 Center St., Ellenville 12428. Amount: $62,000. Filed April 10.

Facts & Figures

Billy Gryzbek Plumbing and Heating, Bloomingburg, $1,397 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 23.

Hudson Valley Security Services Inc., Newburgh. $192 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 23.

Boundless NY LLC, Stone Ridge. $1,282 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10.

Johnson Route 28 LLC, Kingston. $125 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10.

Ornamental Installation Specialists Inc., Warwick. $131,874 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 23.

Williamsburg Newburgh LLC, Monroe. Seller: Deutsche Bank National Trust Co. Property: 55-56 Williamsburg Drive, Newburgh 12550. Amount: $125,000. Filed April 12.

Buttermilk Spa LLC, Milton. $453 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10.

K and S Auto, Ellenville. $1,990 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10.

Perfect Temperature LLC, Walden. $800 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 23.

Wilmington Savings Fund Society FSB. Seller: Edward Rosenblatt, Ellenville. Property: 8093 Route 209, Ellenville 12428. Amount: $99,991. Filed April 11.

Casablanca Coffee Company Inc., Marlboro. $305 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10.

Kaz Deli and Grill Inc., Middletown. $819 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 23.

PKR Enterprises of New York Inc., Newburgh. $436 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 23.

Wells Fargo Bank N.A. Seller: Robert Deieso, et al, Beacon. Property: in Beacon. Amount: $210,500. Filed April 6. West End Lofts LP, Baldwin Place. Seller: City of Beacon. Property: in Beacon. Amount: $875,000. Filed April 11.

Wilmington Savings Fund Society FSB. Seller: Evelyn Serrano, Mahopac. Property: 74 Marian Court, Warwick 10990. Amount: $235,037. Filed April 9. Wilmington Savings Fund Society FSB. Seller: Glen Plotsky, Port Jervis. Property: 2811 Albany Post Road, Montgomery 12549. Amount: $71,000. Filed April 9. Wilmington Savings Fund Society FSB. Seller: Wendy Grace Haddeland, West Palm Beach, Florida. Property: 362 Old Post Road, Marlboro 12542. Amount: $204,835. Filed April 11. Windermere Property LLC, Los Angeles, California. Seller: SCP 2002E-48 LLC, Jupiter, Florida. Property: in Greenwood Lake. Amount: $675,000. Filed April 13. Winsted REO II LLC, Meriden, Connecticut. Seller: Juliana Lobiondo, Newburgh. Property: 7 Winfield Terrace, Wappingers Falls 12590. Amount: $459,500. Filed April 10. Zachary Pond LLC, Rockville Centre. Seller: Richard E. Lotocke, et al, Montgomery. Property: 12 Lotocke Drive, Montgomery. Amount: $535,000. Filed April 9.

JUDGMENTS Aces and Eights Deli and Pizza, Pine Bush. $3,210 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10. Akudos Awards, Saugerties. $449 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10. Bazar Specialties of Woodstock Inc., Woodstock. $667 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10.

Childhood Memories, Saugerties. $1,086 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10. Country Meadows Child Care Inc., Hurley. $1,142 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10. David Mastny Studios Inc., West Park. $143 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10. Edwards Nursery Inc., Warwick. $277 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 23. Fozia Thurston Bus Transportation Company Inc., Chester. $1,214 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 23. Frank’s Auto Service, New Windsor. $1,367 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 23.

Latinos American Grill Inc., Monroe. $5,381 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 23. Lindo Cigar Co., Newburgh. $1,004 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 23. Mankes and Sons Car and Truck Repair, Marlboro. $238 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10. Michael and Jello LLC, Newburgh. $2,433 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 23. Miles Cashing Inc., Monroe. $360 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 23. Montgomery Jewelers Inc., Montgomery. $406 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 23.

Glitz Imports Inc., Monroe. $1,054 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 23.

New England Laminates Company Inc., Newburgh. $860 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 23.

Goshen Mobil, Goshen. $2,906 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 23.

Nickel Electric Inc., Wallkill. $1,782 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10.

Grasshopper Tavern Inc., Pine Bush. $21,701 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 23.

Nordahl Hardwood Flooring Inc., Pine Bush. $296 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 23.

Hearth and Home, Rosendale. $11,525 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10. Huckleberry Developers Inc., Monroe. $2,009 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 23.

Northeast Advance Technologies Inc., Cornwall. $2,022 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 23.

OC Entertainment Inc., New Hampton. $268 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 23.

Romeros Used Tire Sales Inc., Newburgh. $1,045 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 23. San Marinos Pizza Café Corp., Wallkill. $395 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10. Sarinas Limo and Car Service Inc., Harriman. $5,630 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 23. Scheumir Inc., Newburgh. $8,272 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 23. Shreeji 121 Inc., Newburgh. $1,446 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 23. Snackrite Vending Corp., Walden. $723 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 23. Sparkle Laundry and Linen Service Corp., Middletown. $173 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 23. Superior Detailing Inc., Newburgh. $475 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 23. Take Me Back Gourmet Café Ltd., Newburgh. $588 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 23. The Kosher Wine Cellar Inc., Monroe. $22,446 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 23.

Web Management Company Inc., Middletown. $1,054 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 23. Wild Lee LLC, New Paltz. $518 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10.

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed. Ashline, Karen M., et al. Filed by First Tennessee Bank N.A. Action: seeks to foreclose on a mortgage to secure $63,000 affecting property located at 5 Sycamore Drive, Hyde Park 12538. Filed April 9. Barrett, Edward, et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $236,000 affecting property located at 145 Cooper St., Monroe 10950. Filed Feb. 15. Brown, Glasric, et al. Filed by Matrix Financial Services Corp. Action: seeks to foreclose on a mortgage to secure $306,807 affecting property located at 9 Center Circle, Florida 10921. Filed Feb. 20. Caban, Michael, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $193,431 affecting property located at 166 Ruby Road, Kingston 12401. Filed April 10. Chianelli, Richard K., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $280,000 affecting property located at 34 Gabriety Road, Highland 12528. Filed April 11. Ciaglia, Mark, et al. Filed by TD Bank N.A. Action: seeks to foreclose on a mortgage to secure $150,000 affecting property located at 141 Hillcrest Drive, Marlboro 12542. Filed April 12. Colon. Jose Jr., et al. Filed by Wilmington Trust Co. Action: seeks to foreclose on a mortgage to secure $230,000 affecting property located at 5 Peace Drive, Middletown 10941. Filed Feb. 15. Conroy, Michael J., et al. Filed by Bayview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $417,000 affecting property located at 7 Sargent Road, Warwick 10990. Filed Feb. 16.

WCBJ

Coote, Yolanda E., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $433,719 affecting property located at 11 Makan Road, Monroe 10950. Filed Feb. 16. Craft, Gloria, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $630,725 affecting property located at 3 N. Hinterlands Drive, Rhinebeck 12572. Filed April 5. Crespo, Jennifer, et al. Filed by Rose Acceptance Inc. Action: seeks to foreclose on a mortgage to secure $51,000 affecting property located at 41 Ryerson Road, Warwick 10990. Filed Feb. 20. Cruz, Julieta C., et al. Filed by Sterling National Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 297 Kaisertown Road, Montgomery 12549. Filed Feb. 16. De Venuto, Janet, et al. Filed by Finance of America Reverse LLC. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 1865 Route 32, Modena 12548. Filed April 10. DeCastro, Mark A., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $233,600 affecting property located at 385 Goodwill Drive, Montgomery 12549. Filed Feb. 16. Di Pompo, Michael, et al. Filed by Nationstar HECM Acquisition Trust 2017-1. Action: seeks to foreclose on a mortgage to secure $262,500 affecting property located at 6 Pearse Place, Beacon 12508. Filed April 9. Dupell, Sheila M., et al. Filed by MTGLQ Investors LP. Action: seeks to foreclose on a mortgage to secure $90,500 affecting property located at 6 Back Court, Stormville 12582. Filed April 9. Engwiller, Martin J., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $181,925 affecting property located at 12 South Road, Saugerties 12477. Filed April 11. Figueroa, Sandra, et al. Filed by Ocwen Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $183,000 affecting property located at 37 Maple Drive, Middletown 10940. Filed Feb. 21. Fontanez, Olacen, et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $149,380 affecting property located at 543 Fostertown Road, Newburgh 12550. Filed Feb. 20.

APRIL 23, 2018

Facts & Figures Goin, John, et al. Filed by HSBC Mortgage Corporation USA. Action: seeks to foreclose on a mortgage to secure $303,000 affecting property located at 9 Kimberly Road, Deer Park 12746. Filed Feb. 22.

Kelly, Barbara, et al. Filed by Bayview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $330,000 affecting property located at 4 Crystal Drive, Washingtonville 10992. Filed Feb. 20.

Moore, Camilla R., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $382,000 affecting property located at 102 Josephs Drive, Saugerties 12477. Filed April 12.

Trusso, Anthony V., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $213,000 affecting property located at 54 Rose St., Poughquag 12570. Filed April 11.

Goodrich-Fuller, Cara B., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $221,257 affecting property located at 12 Dickerson Place, Florida 10921. Filed Feb. 22.

Krugel, Thomas M., et al. Filed by Lakeview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $237,653 affecting property located at 57 D’Alfonso Road, Newburgh 12550. Filed Feb. 15.

Murray, John C., et al. Filed by Freedom Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $246,098 affecting property located at 47 Olde Wagon Road, Warwick 10990. Filed Feb. 21.

Vertullo, Margaret, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $142,000 affecting property located at 44 Glenwood Ave., Poughkeepsie 12603. Filed April 9.

Hoskins, Curtis L., individually and as trustee of the Curtis L. Hoskins, Sr. Living Trust, et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $241,493 affecting property located at 73 Scenic Hills Drive, Poughkeepsie 12603. Filed April 5. Houghtaling, Darrell, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $257,791 affecting property located at 123 S. Plank Road, Westtown 10998. Filed Feb. 21. Hurst, Kevin F., et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $125,661 affecting property located at 101 Mountain Ave., Highland Falls 10928. Filed Feb. 21. Hutton, Paula, as heir and distributee of the estate of George R. Hutton, et al. Filed by CIT Bank N.A. Action: seeks to foreclose on a mortgage to secure $330,000 affecting property located at 100 Blake Road, Montgomery 12543. Filed Feb. 21. Izzi, Gaetano, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 21 John St., New Windsor 12553. Filed Feb. 19.

Lauretta, William, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $416,955 affecting property located at 8 Corral Lane, Goshen 10924. Filed Feb. 21. Mahmood, Anna M., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $413,444 affecting property located at 9 High St., Chester 10918. Filed Feb. 19. Maloney, Michael T., et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $390,000 affecting property located at 56 Benjamin Meadow Road, Tuxedo 10987. Filed Feb. 21. Marshall, Lillian, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $288,000 affecting property located at 108 Hill Road, Goshen 10924. Filed Feb. 21. McCoy, Betty L., et al. Filed by OneWest Bank N.A. Action: seeks to foreclose on a mortgage to secure $334,875 affecting property located at 27 Pierce Lane, New Paltz 12561. Filed April 9. Mizerak Mechanical Inc., et al. Filed by Ulster Savings Bank. Action: seeks to foreclose on a mortgage to secure $340,000 affecting property located at Bristol Hill Road, Glenford 12433. Filed April 12.

MTA REAL ESTATE (MTA RE) Request for Proposals (RFP ML0418 & RFP PF0418) Offering of Various Properties on the Metro-North Line. Prost posals must be received by 3:00 p.m. on Friday, June 1 , 2018. Locations include: 125th Street Station (Harlem Line) – 174 SF retail concession inside the train station; Fleetwood Station (Harlem Line) – 88 SF retail concession within the station overpass; Larchmont Station (New Haven Line) – 120 SF retail concession on the inbound side of the platform; Harrison Station (New Haven Line) – 177 SF retail concession inside the train station; Rye Station Building (New Haven Line) – Lease of 2,000 SF train station; Yonkers Station (Hudson Line) – 90 SF retail concession inside the train station. For information on this Request for Proposals, please go to: http://enterprise.nymta.info/MTA_Real_Estate_RFP/

APRIL 23, 2018

WCBJ

Orange County commissioner of finance limited administrator d.b.n. of the estate of Mary Perlongo, et al. Filed by MTGLQ Investors LP. Action: seeks to foreclose on a mortgage to secure $172,329 affecting property located at 1 Mary Road, Greenwood Lake 10925. Filed Feb. 22. Park, Sang Jin, et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $417,000 affecting property located at 11 Webster Court, Monroe 10950. Filed Feb. 15. Richard J. Smith Enterprise Corp., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $116,100 affecting property located at 20 Wallkill Ave., Middletown 10940. Filed Feb. 21. Roberts, Donald L., et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $160,232 affecting property located at 35 Cathy Jo Place, Accord 12404. Filed April 9. Rose-Glenn, Audrey D., et al. Filed by PennyMac Loan Services LLC. Action: seeks to foreclose on a mortgage to secure $227,968 affecting property located at 62 Meadow View Drive, Middletown 10940. Filed Feb. 20. Roupenian, Perry P., et al. Filed by United Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $331,812 affecting property located at 12 Sunset Terrace, Warwick 10990. Filed Feb. 22. Sanchez, Kurt Desoto, et al. Filed by Sonyma. Action: seeks to foreclose on a mortgage to secure $130,500 affecting property located at 51 E. Green St., Rock Tavern 12575. Filed Feb. 20. Santiago, Miguel, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $270,750 affecting property located at 21 S. Grand Ave., Poughkeepsie 12603. Filed April 11. Seelbach, Heidi, Dutchess County commissioner of finance as temporary public administrator of the estate of Paul A. Dimassimo, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $203,712 affecting property located at 14 Crosby Court, Fishkill 12524. Filed April 10.

Vreeland, Richard, et al. Filed by Bayview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $299,000 affecting property located at 642 Netherwood Road, Hyde Park 12538. Filed April 11.

Mechanic’s Liens CPV Valley LLC, as owner. $21,730 as claimed by Armistead Mechanical Inc., Newburgh. Property: 28082 Dolson Ave., Middletown. Filed April 13. Hudson Summit LLC, as owner. $7,625 as claimed by A-W Coon and Sons Inc., Red Hook. Property: 52 Mayer Drive, Lloyd. Filed April 11. Hudson Summit LLC, as owner. $7,625 as claimed by A-W Coon and Sons Inc., Red Hook. Property: 54 Mayer Drive, Lloyd. Filed April 11. Odonnell Construction NY LLC, as owner. $25,157 as claimed by A. W. Coon and Sons Inc., Red Hook. Property: 344 Main St., Beacon. Filed April 11. Wal Mart Real Estate Business Trust, as owner. $665 as claimed by Plumbing Today Inc., Latham. Property: 26 W. Merritt Blvd., Fishkill. Filed April 13.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Partnerships Shuttlebug Transportation, 2574 Route 9W, Saugerties 12477, c/o Kathy Alice Hughes and Keith E. Hughes Sr. Filed April 10.

Sole Proprietorships 4CCCC, 19 Park Place, Newburgh 12550, c/o Shurla Bostic. Filed Aug. 7.

A Mothers Touch, 3476 Route 6, No. 323, Middletown 10940, c/o Tonnia A. Weaver. Filed Aug. 11.

Marsa’s Cleaning, 34 E. Saint James St., Kingston 12401, c/o Marsa Renee Gaines. Filed April 11.

A. Gesztesi, 6 Highland Ave., Middletown, c/o Anthony J. Gesztesi. Filed Aug. 8.

MC Stonework, 2 John St., Apt. 1, Kingston 12401, c/o Michael P. Crego. Filed April 11.

Adams and Co Real Estate, 2045 Independence Drive, New Windsor 12553, c/o Sean J. Sands. Filed Aug. 11.

No Worries Full Service Cleaning and Property Maintenance, 47 Second Ave., Kingston 12401, c/o Austin W. Bailey. Filed April 11.

All Aboard Taxi and Medical Transportation, 2357 Albany Post Road, Walden 12586, c/o George Craig Gilbert. Filed Aug. 11.

PNelectronics, 18 James P. Kelly Way, Apt. 6, Middletown 10940, c/o Pardeep Kumar Ratnani. Filed Aug. 9.

BGK Auto’s, 170 W. Parmenter, Newburgh, c/o Brandin George Knight. Filed Aug. 10.

Port Jervis Taxi, 2357 Albany Post Road, Walden 12586, c/o George Craig Gilbert. Filed Aug. 11.

Black Lion Fitness Camp, 17 Clinton St., Apt. 5, Kingston 12401, c/o Quashawn J. Thomas. Filed April 11.

Pure Nutrients Life, 226 E. Main St., Middletown 10941, c/o Alain Lamontagne. Filed Aug. 9.

Camille McKay Consulting, 12 Hardscrabble Road, Chester 10918, c/o Camille J. McKay. Filed Aug. 4.

Ryleys Auto Sales, 347 Harry Wells Road, Saugerties 12477, c/o Ryley J. O’Connor. Filed April 12.

Commercial Group N.Y., 453 Route 211 East, Middletown 10940, c/o Brian D. Coe. Filed Aug. 9.

Sentry Safety and Compliance, 4 Frankfurt Road, Unit 101, Monroe 10950, c/o Aaron Appel. Filed Aug. 4.

Crissys Senior Med Transport, 30 Duke Road, Napanoch 12458, c/o Christine A. Elarde. Filed April 10. Extreme Clean Queen, 121 Sidney St., Kerhonkson 12446, c/o Erica A. Morici. Filed April 11. FWJ Consulting, 18 Chestnut St., Port Jervis 12771, c/o Frank W. Jackson. Filed Aug. 7. Hand and Heel Therapy, 190 S. Plank Road, Newburgh, c/o Jennifer R. Zoccoli. fIled Aug. 10. Handyman Mike, 333 S. Plank Road, Westtown 10998, c/o Milan Juncaj. Filed Aug. 4.

Story and Gold, 391 Forest Road, Wallkill 12589, c/o Jennfier G. Brister. Filed April 11. T and A Property Management, 1883 Route 300, Newburgh, c/o Nzingha James. Filed Aug. 9. The Tonebenders, 21 Highland Woods Blvd., Highland Mills 10930, c/o Erol Ogut. Filed Aug. 7. The Wright Cut, 42 Fredericks Drive, Lake Katrine 12449, c/o Jeffrey S. Wright. Filed April 12. W. H. Business Solutions, 40 Grove St., Suite 103, Middletown, c/o T.M. Waiters-Hughes. Filed Aug. 4.

Heidcamp Advocacy Services, 120 Lawrenceville St., Apt. 11, Kingston 12401, c/o George Heidcamp. Filed April 11.

West Point Movers, 19 Schneider Ave., Highland Falls 10928, c/o Acen Liyim. Filed Aug. 10.

JVP Graphics, 22 Hawk Hills Circle, Mount Hope 10963, c/o John A. Van Pelt. Filed Aug. 7.

Working Automotives, 73 Furnaces St., Kingston 12401, c/o Ryan E. Vassell. Filed April 12.

Kat Art Studios, 8 Deer Run Road, Newburgh 12550, c/o Katharine Dodge Strickland. Filed Aug. 8.

Write Up Plus, 2 Nicklesburg Road, No. 103, Monroe c/o Joel Brach. Filed Aug. 4.

Kims Construction, 218 Cottage St., Middletown 10940, c/o Soung Joung Kim. Filed Aug. 7.

Zeigo, 4 Mountain Road, Unit 202, Monroe 10950, c/o Zeev Shertzer. Filed Aug. 11.

KLM Motor Service, 7 Lemberg Court, No. 302, Monroe 10950, c/o Eliezer Chalelachuili. Filed Aug. 11.

LEGAL NOTICES Laurenia LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 2/28/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 25 Pinehurst Dr., Purchase, NY 10577. General Purpose. #61617

174 Gramatan, LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 11/29/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 174 Gramatan Ave., Mt. Vernon, NY 10550. General Purpose. #61630

Notice of Formation of Salamander, LLC Art. Of Org. filed with SSNY on 2/15/18. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 200 Pennsylvania Ave Tuckahoe, NY 10707. Purpose: any lawful purpose. #61618

AEAT, LLC Art. of Org. filed with NY Secy. of State on 03/09/2018. Office located in Westchester Co. Secy. of State designated as agent upon which process may be served. Secy. of State shall mail a copy of any process against it served upon him/her to: 126 Barker Street, Mount Kisco, New York 10549 (the LLCís primary business location). LLC may engage in any lawful act or activity for which a limited liability company may be formed. #61631

Notice of formation of Sheridaís Joy LLC Arts. Of Org. filed with the Sectíy of State of NY (SSNY) on January 10, 2018. Office location: Westchester. The street address is: 42 Pine Street, Yonkers, NY 10701. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process served to: United States Corporation Agents, Inc., 7014 13th avenue, suite 202, Brooklyn, NY 11228. Purpose: any lawful act. #61619 Southberry Hempstead LLC, Art. of Org. filed w/ SSNY 03/09/2018. Office in West. Co. SSNY designated for service of process and shall mail to: The LLC, c/o Bertine, Hufnagel et. al. LLP, 700 White Plains Rd., Ste. 237, Scarsdale, NY 10583. Purpose: All lawful. #61620 Notice of Formation of ENONAMAE LLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 2/1/18. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 10 Seneca Street, Rye, NY 10580. Purpose: any lawful act or activity. #61621 Two Tree Consulting, LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 3/12/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 67 Lake St., Pleasantville, NY 10570. General Purpose. #61622 Jackís Shack LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 12/5/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 577 King St., Portchester, NY 10573. General Purpose. #61623 1075 NY LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 1/2/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 5600A Broadway, Bronx, NY 10463. General Purpose. #61624 Urban Scholars Network, LLC, filed with NY Secy. of State on 02/22/18. Office located in Westchester Co. Secy. of State designated as agent upon which process may be served. Secy. of State shall mail a copy of any process against it served upon him/her to: 249 Prospect Avenue, White Plains, NY 10607 - the LLCís primary business location. Said LLC may engage in any lawful act or activity for which a limited liability company may be formed. Purpose: any lawful business activity. #61625 Shapeshifter Enterprises LLC. Filed 3/8/18 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 53 Romer Avenue, Pleasantville, NY 10570 Purpose: all lawful #61626

NEXT CHAPTER FARMS LLC Art. of Org. filed with NY Secy. of State on 03/06/2018. Office located in Westchester Co. Secy. of State designated as agent upon which process may be served. Secy. of State shall mail a copy of any process against it served upon him/her to: 126 Barker Street, Mount Kisco, New York 10549 (the LLCís primary business location). LLC may engage in any lawful act or activity for which a limited liability company may be formed. #61632 The Savage Law Office, PLLC, Arts of Org. filed with Sec. of State of NY (SSNY) 2/27/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to John S. Savage, 27 Dalewood Dr., Hartsdale, NY 10530. Purpose: Law. #61633 Meaningful Kihoto, LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 2/15/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 509 Route 22, North Salem, NY 10560. General Purpose. #61634 North Adams Gas Realty LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 2/16/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 2 Overlook Realty Corp., Po Box 311, Yonkers, NY 10710. General Purpose. #61636 Notice of Formation of Eastview Holdings, LLC. Arts. of Org. filed with SSNY on 3/21/18. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to Eastview Holdings, LLC, 27 Storm St, Tarrytown, New York 10591. Purpose: any lawful act or activity. #61637 Sherman Avenue Properties LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 2/2/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 26 Woodside Ave., West Harrison, NY 10604. General Purpose. #61638 Notice of formation of Mitton Law Firm, PLLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 1/19/2018. Office location: Westchester County. SSNY designated as agent of PLLC upon whom process against it may be served. SSNY shall mail process to The PLLC: 75 South Broadway, Suite 400, White Plains, NY 10601. Purpose: practice of the profession of law. #61639

VDO CARDIOLOGY PLLC. Filed 2/20/18 Office: Westchester Co. SSNY designated as agent for process & shall mail to: PO BOX 282, Briarcliff Manor, NY 10510 Purpose: Medicine #61627

Azarmsa Consulting LLC Art. of Org. filed with SSNY 6/23/17. Office: Westchester County. SSNY designated agent of LLC upon whom process against it may be served and shall mail copy of process to: US Corp Agents, 7014 13th Ave, Ste 202, Brooklyn, NY 11228. Purpose: Any lawful purpose. #61640

Deutsch Capital LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 2/6/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 1 Renaissance Sq., V9C, White Plains, NY 10601. General Purpose. #61628

36 HC LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 1/16/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to c/o Sal Attina, 909 Midland Ave., Ste. 3, Yonkers, NY 10704. General Purpose. #61641

The Naked Porch, LLC. Art. of Org. filed with the SSNY on 3/6/2018. Office: Westchester County. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail copy of process to the LLC, 136 5th Avenue, New Rochelle, NY 10801. Purpose: Any lawful purpose. #61629

Notice of Formation of Caremore Landscaping, LLC Art. Of Org. filed with SSNY on 03/02/18. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 980 Broadway #521, Thornwood, NY 10594. Purpose: any lawful purpose. #61642

NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: VSK PUBLIC RELATIONS, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 02/02/2018. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 21 Sycamore Road, Scarsdale, New York 10583, principal business location of the LLC. Purpose: any lawful business activity. #61643 Notice of Formation of Root to Market Consultants, LLC, Art. Of Org. filed with SSNY on 02/08/2018. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 11 Adams Hill Road, Cross River, NY 10518. Purpose: any lawful purpose. #61644 Wings Air Helicopters, LLC, Art. of Org. filed with NY Secy. of State on 10/25/12. Office located in Westchester Co. Secy. of State designated as agent upon which process may be served. Secy. of State shall mail a copy of any process against it served upon him/ her to: 18 Hangar Road, Suite 200, White Plains, NY 10604 (the LLCís primary business location). LLC may engage in any lawful act or activity for which a limited liability company may be formed. #61646 Notice of Formation of PRIMITIVA, LLC. Address of LLC: 43 Fifth Avenue, Pelham, New York 10803. County of business: Westchester County, Article of Organization originally filed with SSNY on 03/02/2018. Agent for Service: Secretary of State. Mail Process to: 43 Fifth Avenue, Pelham, NY 10803. Purpose: Any lawful activity. #61647 GOURMET GLOBETROTTERS LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 03/28/18. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 27 Lily Pond Ln, Katonah, NY 10536, principal business location of the LLC. Purpose: any lawful business activity. #61651 25 Irving NY LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 10/17/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 124-18 Metropolitan Ave., Kew Gardens, NY 11415. General Purpose. #61652 49 Premium Point LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 2/9/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to Lisa Mansfield, 192 Rock Creek Ln., Scarsdale, NY 10583. General Purpose. #61653 DTF ROSEMOUNT, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 12/18/17. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 560 Fenimore Road, Mamaroneck, New York 10543, principal business location of the LLC. Purpose: any lawful business activity. #61654 SOMNIUM VILLA, LLC. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 10/24/16. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: 97 Birch Brook Road, Bronxville, NY 10708, principal business location of the LLC. Purpose: any lawful business activity #61655 Aperl Gadgets LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 3/29/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 37 N. Central Ave., Apt. 5H, Hartsdale, NY 10530. General Purpose. #61656

Notice of formation of Find Your Plug, LLC filed with SSNY on 3/15/18. Offc. Loc: Westchester Cty. SSNY desig. As an agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 115 Drisler Ave. White Plains, NY 10607. Purpose: Marketing. #61657 68 Woodland Street LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 2/22/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 30 Sunrise Dr., Armonk, NY 10549. General Purpose. #61658 Notice is hereby given that an on-premise license, #TBA has been applied for by R & M Imperial Wok Inc to sell beer, wine and liquor at retail in an on premises establishment. For on premises consumption under the ABC law at 736 N Broadway White Plains NY 10603. #61659 Notice of Formation Ikoyi Collections, LLC Art. Of Org. filed with SSNY on 2/5/18. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 51 Watson Avenue, Ossining, NY 10562. Purpose: any lawful purpose. #61660 Timbos Properties LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 3/7/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 860 Post Rd., Scarsdale, NY 10583. General Purpose. #61661 Notice is hereby given that a license (#TBA) for LIQUOR has been applied for by QUINCY AMUSEMENTS INC, at retail, in a THEATER RESTAURANT, under the ABC Law at TWO SOUTH DRIVE YONKERS, NY 10704 for on-premises consumption.” #61662 BIDHUB.TV LLC. Art. of Org. filed w/ SSNY 4/3/18. Office in Westchester Co. SSNY designated for service of process and shall mail to: 75 S Broadway, FL 4, White Plains, NY 10601. Purpose: Any lawful activity #61663 Marcellino Management , LLC, Art. of Org. filed with NY Secy. of State on 04/16/18. Office located in Westchester Co. Secy. of State designated as agent upon which process may be served.Secy. of State shall mail a copy of any process against it served upon him/her to 16 Matthes Rd, Briarcliff, NY 10510. LLC may engage in any lawful act or activity for which a limited liability company may be formed. #61664 Notice of Formation of Danny’s Cycles ML LLC Art. Of Org. filed with SSNY on 4/5/2018. Offc.Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 101 Secor Lane, Pelham Manor, NY 10803 . Purpose: any lawful purpose. #61665 Notice of Formation of Danny’s Cycles RY LLC Art. Of Org. filed with SSNY on 4/5/2018. Offc.Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 101 Secor Lane, Pelham Manor, NY 10803 . Purpose: any lawful purpose. #61666 RLS Fintech, LLC. Arts. Of Org. filed with SSNY on 1/12/18. Office in Westchester County. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC: 3179 Arbour Lane, Yorktown Heights, NY 10598. Purpose: any lawful purpose. # 61635

STATE OF NEW YORK SUPREME COURT COUNTY OF WESTCHESTER _________________________________________________ WELLS FARGO BANK, N.A., Plaintiff,

SUPPLEMENTAL SUMMONS

Index No. 57714/2017

ANY UNKNOWN HEIRS, DEVISEES, DISTRIBUTEES OR SUCCESSORS IN INTEREST OF THE LATE KUNIGUNDE F. WACHTER A/K/A KUNIGUNDE WACHTER A/K/A KUNIGUNDE FRIEDRICH WACHTER, IF LIVING, AND IF ANY BE DEAD, ANY AND ALL PERSONS WHO ARE SPOUSES, WIDOWS, GRANTEES, MORTGAGEES, LIENORS, HEIRS, DEVISEES, DISTRIBUTEES, EXECUTORS, ADMINISTRATORS OR SUCCESSORS IN INTEREST OF SUCH OF THEM AS MAY BE DEAD, AND THEIR SPOUSES, HEIRS, DEVISEES, DISTRIBUTEES AND SUCCESSORS IN INTEREST, ALL OF WHOM AND WHOSE NAMES AND PLACES OF RESIDENCE ARE UNKNOWN TO PLAINTIFF, UNITED STATES OF AMERICA BY THE INTERNAL REVENUE SERVICE, NEW YORK STATE DEPARTMENT OF TAXATION AND FINANCE, Defendants. _________________________________________________ To the above named Defendants: You are hereby summoned to answer the complaint in this action and to serve a copy of your answer, or if the complaint is not served with this summons, to serve a notice of appearance on the Plaintiff’s attorneys within thirty days after the service of this summons, exclusive of the day of service, and in case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the complaint. NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this summons and complaint by serving a copy of the answer on the attorney for the mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property. Sending a payment to your mortgage company will not stop this foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT. This is an attempt to collect a debt and any information obtained will be used for that purpose. The foregoing summons is served upon you by publication pursuant to an order of Honorable Joan B. Lefkowitz, Justice of the Supreme Court of the State of New York, signed the 26th day of March, 2018, at White Plains, New York. Tax I.D. No. 11.19-1-4 ALL that certain plot, piece or parcel of land, with the buildings and improvements thereon erected, situate, lying and being in the Town of Cortlandt, Westchester County, New York, Northerly of the City of Peekskill, bounded and described as follows, to wit: BEGINNING at a stake on the northerly side of the Jack or Wood Road leading from the Estate of Van Cortlandt to the State Road, which stake is distant Seven hundred thirty-six (736) feet Easterly from another stake in the center of a stone wall dividing the lands of said Francis from the lands of the Van Cortlandt Estate, when the measurement is taken along the northerly side of the said Jack or Wood Road as the same is staked on the ground; THENCE North Ten degrees ten minutes West (North 10∫ 10’ W) Ten hundred forty-two (1042) feet to a stake distant on a course North Seventy-nine degrees Thirty-five minutes East (N. 79∫ 35’ E.) Eight hundred sixty-three (863) feet Easterly from a spike in a chestnut stump on the division line of the said Francis and the Van Cortlandt Estate; THENCE North Seventy-nine degrees Thirty-five minutes East (N. 79∫ 35’ E.) Two hundred eighty (280) feet to a stake; THENCE South Eight degrees Twenty-four minutes East (S. 8∫ 24’ E.) Nine hundred fifty-nine (959) feet to the northerly side of the Jack or Wood Road; THENCE along the northerly side of said Jack or Wood Road the following courses and distances: North Seventy-five degrees Fifty-seven minutes West (N. 75∫ 57’ W.) Thirty-nine and seventy-nine hundredths (39.79) feet; South Eighty-three degrees Eleven minutes West (S. 83∫ 11’ W.) Forty-three and seventy-eight hundredths (43.78) feet; South Fifty-one degrees Eleven minutes West (S. 51∫ 11’ W.) One hundred sixty-nine and Eighteen hundredths (169.18) feet to a small stump marked; South Thirty-four degrees Thirty-nine minutes West (S. 34∫ 39’ W.) Thirty and seventy-seven hundredths (30.77) feet to the point or place of BEGINNING. These premises are also known as 122 Jack Road, Cortlandt Manor, NY 10567. WOODS OVIATT GILMAN LLP Attorney for Plaintiff 700 Crossroads Building 2 State Street Rochester, NY 14614 #61649

Notice of Formation of MCFLY LLC Principal office Westchester County. Secretary of State of NY (SSNY) designated as agent for service of process. SSNY shall mail a copy of any process served against the LLC to 33 McCollum Place, Yonkers, NY 10704. Articles of Organization of the LLC filed with the SSNY on 3/22/2018. Purpose: Any lawful act(s). # 61645

WCBJ

APRIL 23, 2018

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