Westchester County Business Journal 050718 by Westfair Business Journal

CHEF OPENS LATEST VENTURE

’19 FOR LOWE’S OPENING

PAGE

MAY 7, 2018 | VOL. 54, No. 19

White Plains Hospital proposes major project ALSO NEW DEVELOPER OFFERS PLANS FOR 440 HAMILTON AVE

20 YOUR ONLY SOURCE FOR REGIONAL BUSINESS NEWS, COVERING THE HUDSON VALLEY

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BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

hite Plains Hospital has presented plans to the city’s Common Council for a 216,000-squarefoot ambulatory care and office building that will continue the 125-year-old hospital’s steady expansion over the past decade. The hospital’s representatives kicked off what was a busy hearing for the council on April 30, with three different developers presenting plans for new projects in the city. The Common Council holds special work session meetings at the end of each month, which are occasionally used by real estate developers to give overviews of projects before officially filing their plans. For the April meeting, the council heard the plans for the White Plains Hospital expansion, a revised proposal for a residential conversion of the former AT&T offices at 440 Hamilton Ave. and a presentation for a renovated pedestrian plaza at the Main Street entrance to City Center.

WHITE PLAINS HOSPITAL

Representatives from the hospital detailed plans for a nine-story, 216,000-square-foot building at the corner of Maple and » WP HOSPITAL

TWB Loan Decision Top 5 Banner Ad 6” w x 1.5” h Million Air CEO Roger Woolsey addresses the media after 8-23-18, 4pm unveiling the company’s new 52,000-square-foot hangar at Westchester County Airport. Photo by Aleesia Forni.

Urban developer BRP looks to New Rochelle for $57M suburban project

BY BILL HELTZEL bheltzel@westfairinc.com

Manhattan developer that has concentrated on building apartments in Brooklyn, Harlem and Queens is setting its sights on New Rochelle. BRP Development Corp. has received city approvals to build a $57 million mixed-income apartment building at 10 Commerce St., on the periphery of the city’s downtown. » NEW ROCHELLE

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Native son returns home to open unique dining experience BY ALEESIA FORNI

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fter more than a decade abroad working in kitchens across the globe, a Westchester native has returned home to open his latest venture. At 10 N. Central Ave. in Hartsdale, owner and chef Brian Sernatinger has opened the doors of Único, a 1,500-square-foot restaurant near the Four Corners intersection of Hartsdale and Central Park avenues. “We really care about what we’re doing here and I think that’s important, and I think it comes through in the service and our food,” Sernatinger said. “We want to make people happy that’s what we’re trying to do here.” The restaurant's name translates to “unique” in Spanish, a word Sernatinger describes as his mission for the restaurant. Menu items are largely focused on seafood, but range from fried goat cheese to steamed mussels to purple basil pappardelle. “I think my style of cooking takes little pieces of everything from everywhere I’ve lived and everything that I’ve tasted and kind of puts it into my own little style,” Sernatinger said. Sernatinger has spent two decades working in kitchens in both Europe and North America. After attending the French Culinary Institute in Manhattan, he went on to work in New York City restaurants Gramercy Tavern and Craft. From there, hoping for a change of scenery, Sernatinger moved to Spain, a country he fell in love with during a study-abroad trip. After six years in Europe, he returned to New York City, where he spent four years working as a private chef. Soon after, Sernatinger met his future wife, Deya, and decided to relocate yet again to her home country of Mexico. “I moved to Mexico just trying to steal her and bring her back,” he said with a laugh. “And we ended up just staying there.” While in Mexico, the couple opened their restaurant Único in Tulum, a popular tourist town on the Caribbean coastline. “She could never understand why I loved working in restaurants so much,” Sernatinger said of his wife. “It’s brutal, but she’s learned to love it. And I get to hear her laugh all

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Publisher Dee DelBello Associate Publisher Anne Jordan Senior Editor Bob Rozycki Creative Director Dan Viteri

NEWS Copy and Video Editor • Peter Katz Web Editor • Dylan Skriloff Reporters • Ryan Deffenbaugh, Aleesia Forni, Bill Heltzel, Phil Hall, Kevin Zimmerman, Georgette Gouveia, Mary Shustack Digital Content Director / Contributing Writer • Danielle Renda ART & PRODUCTION Art Director Kelsie Mania Art Director Sebastian Flores

Único owner and chef Brian Sernatinger relaxes under the mural of a lion’s head. Photo by Aleesia Forni.

night when I’m in the kitchen.” After five years in Mexico, Sernatinger and his wife decided to return to New York, with hopes of opening a second Único restaurant. “It’s nice to be closer to home to see my family more often,” he said. “Westchester is a great little area.” The couple moved to Westchester last year and spent months searching for vacant space. “We tried finding something in New York City. We almost closed

on three places, but it was very discouraging,” he said. “It’s expensive and the way people do business there is pretty shady, so we got really discouraged.” Frustrated, the couple decided to search a little closer to home and decided on the site in Hartsdale. After five months of work, which included a fresh coat of paint, flooring and renovations to the bar and new kitchen equipment, the 40-seat restaurant opened in March.

There are some notable similarities between Único in Tulum and the eatery in Hartsdale, Sernatinger said. A mural of a lion’s head on a depiction of Sernatinger’s body takes up a wall in the dining room in Hartsdale, a portrait similar to one painted inside the Tulum eatery. A number of menu items are identical or similar to those served in the Mexican eatery. “I think my style, my food, doesn’t change, but there’s obviously different ingredients to work with here,” he said. “I think once I get my footing here and see what people want, I’m going to be changing my menu a lot.” Sernatinger hopes to offer a tasting menu in Hartsdale, something that has proved successful at his Tulum restaurant. “In Tulum, we have people that go there on vacation every year and they come to us every year,” he said. “We want that to happen here.” Though the Hartsdale restaurant has monopolized much of the couple’s time in recent months, Sernatinger said he hasn’t neglected his Tulum location. “We go back every once in a while. We’ll go back fairly soon just to check on everything,” he said. “It’s not easy.”

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Coding collaboration

Citrin Cooperman Corner

POWERLAB, PURCHASE COLLEGE AND TECH CEO BRING COMPUTER COURSE TO YONKERS

It’s a Great Time to Sell Your Business

BY LAQUITA JEWETT, CPA

LAQUITA JEWETT Business owners who are contemplating a sale of their business often find it difficult to decide on the best time to sell. A number of external market factors contribute to a positive sales environment. Many industry experts predict that now is the time for middle-market (companies with revenues between $10 and $250 million) business owners to sell their business at maximum values.

Yonkers high schools students work on coding lessons at The PowerLab in Yonkers. From left: Ray Wilcox, co-founder of the PowerLab, works with students Prince Thompson and Robbi Jean Baptiste.

BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

eated around a table in shared workspace at The PowerLab offices in southwest Yonkers, three Yonkers high school students were at work on a recent afternoon at laptops. The students took part in coding lessons as Ray Wilcox, one of PowerLab’s co-founders, looked on. One of the students, Prince Thompson, a junior at Yonkers High School, was at work creating a calculator through Python coding. Thompson is one of 12 students who started a pilot program in January that offers computer-programming classes through KodePal, a teaching software with local roots. “What I like the most is learning new things and making new games,” Thompson said. “I made Rock, Paper, Scissors already.”

“I like that,” Wilcox added with a laugh. “You better talk that up.” Thompson is part of a group of mostly sophomores and juniors in the Yonkers

I don’t want kids that look like me to be missing out on opportunity. I’m from here, I want the kids from here to succeed. — Ray Wilcox

School District active in the coding program. The course is a collaboration among The PowerLab, Purchase College and Steven Fink, founder and owner of SummerTech and Coditum. Coditum provides coding courses to students ages 8 through 17 with teaching labs at Purchase College and in Hoboken, New Jersey. Called KodePal, the program at PowerLab is an offshoot of Coditum and offers one-on-one coding instruction. The instruction comes from peer tutors at colleges throughout the country who have already graduated from the Coditum program. The majority of the students were connected to the program through the Yonkers My Brother’s Keeper Challenge, the local chapter of a public-private initiative launched by President Barack Obama in 2014. The initiative aims to address » YONKERS

THE BEST TIME TO SELL YOUR COMPANY IS NOW! The following market factors contribute to a favorable seller’s market in 2018. • Strong Economy: The U.S. economic outlook for 2018 is healthy, as measured by key economic indicators including gross domestic product (“GDP”), inflation, and unemployment rates. According to the most recent forecast released at the Federal Open Market Committee (“Fed”) meeting on March 20, 2018, GDP is projected to increase 2.7 percent in 2018. The unemployment rate will drop to 3.8 percent in 2018, significantly lower than the Fed’s original 6.7 percent target. Inflation will be 1.9 percent in 2018, excluding the effects on gas and food prices, which are more volatile. • Buyer Optimism: Growth through acquisition continues to be an important strategy for many companies, as buyers are planning to be more active in 2018. According to the seventh annual Citizens Commercial Banking’s Middle Market M&A Outlook, about three-quarters of buyers reported being currently involved in or open to an acquisition. Buyer confidence is also significantly stronger, heading into 2018 with nearly half of buyers (47 percent) confident that growth through outside investment is an appropriate strategy, versus 30 percent in 2017. Forty percent of buyers are extremely confident that an acquisition will be completed in 2018, compared with just 23 percent in 2017. Generally buyers are looking for well-run businesses to invest in and make a good profit. • Available Private Equity (“PE”) Capital: According to Bloomberg Businessweek, PE firms are “sitting on a record $963.3 billion of dry powder,” committed capital that they’ve raised, but have yet to invest. PE investors failed to deploy large amounts of capital in 2017, despite raising larger funds, due to a high-priced environment and stiff competition. The large accumulation of PE cash with more competition has the potential to drive up price tags for investment targets and could lead to an expansion of exit activity in 2018. PE funds typically have a limited time frame for investing, leading M&A industry experts to anticipate an increase in acquisition activity from these groups. • Low Interest Rates: Lower rates make it easier to obtain deal financing for buyers without access to PE funds. Despite the fact that the Fed increased the current fed funds rate to

1.5 percent in December 2017, interest rates remain relatively low. Although the new Fed Chairman, Jerome Powell, indicated that he will continue to slowly raise rates (2.1 percent in 2018), interest rates will still remain at historic lows. • High Deal Multiples: Deal multiples vary greatly depending on the size of the business, industry conditions, and political factors (i.e., tax and healthcare reform). Companies in the middle market tend to transact for larger multiples as these entities are expected to experience higher growth and cash flow, and are typically targeted by larger buyers (i.e., public companies) or private equity groups that will pay premiums for synergies. According to GF Data, the range for market value of invested capital (“MVIC”) divided by earnings before interest, taxes, depreciation, and amortization (“EBITDA”) multiples was 6.6x to 9.0x for middle market companies in 2017. • Tax Reform: President Donald Trump signed into law the Tax Cuts and Jobs Act (“TCJA”) on December 22, 2017, which includes numerous changes that will significantly impact mergers and acquisitions (“M&A”). One of the most important changes, a reduction in the corporate tax rate to 21 percent, will make the United States a more attractive jurisdiction for inbound M&A activity and may increase the value of U.S. businesses. Other tax law changes could result in lower taxes on deals for sellers. DON’T WAIT TOO LATE! Some business owners make the mistake of waiting too long to sell. Sudden illness, burnout, death of major shareholders, changes in the market, and other negative circumstances could force a sale of a business at a substantial discount. The best time to sell a business at the high end of its valuation is when the company is doing well and major market factors are positive. It takes an average of 6 to 12 months to complete a sale of a business. Sellers who start now will be able to reap the benefits of the current favorable market. With assistance from a group of key advisors including CPAs, investment bankers, and attorneys, a business owner can plan a successful exit. Citrin Cooperman provides buy-side and sell-side services to business owners and their companies. With a special focus on middlemarket transactions, our integrated team of transaction, valuation, and tax specialists can provide guidance to sellers throughout the M&A transaction process. UPCOMING EXIT PLANNING SEMINAR Citrin Cooperman, along with the XPX Exit Planning Exchange, are proud to present, “Guide to Building Your Successful Exit Plan,” on Thursday, May 24, 2018, at the Fairview Country Club. This seminar will give you an exclusive opportunity to hear from business advisors on the importance of succession planning and provide insight on creating a successful and effective strategic plan for your business. For additional details or to register for this complimentary seminar, please contact Laura Di Diego at ldidiego@citrincooperman.com. ABOUT THE AUTHOR LaQuita Jewett is a director in Citrin Cooperman’s Transaction Advisory Services Practice in the New York City office and can be reached at 646.695.7834 or at ljewett@ citrincooperman.com. Citrin Cooperman is a full-service accounting and consulting firm with 10 locations on the East Coast. Visit us at citrincooperman.com.

A MESSAGE FROM CITRIN COOPERMAN

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MAY 7, 2018

New Rochelle—

The minority-owned firm was founded in 1988 by Geoff Flournoy and Meredith Marshall. The developers think of themselves as innovators in urban housing, according to their website. Many of the projects are near subways, train stations and bus hubs, such as Caton Flats in Flatbush, The Lafayette in Harlem and The Crossing at Jamaica Station in Queens. The New Rochelle project is aimed at people who commute to Manhattan, but prefer suburban life. Like many developers in Westchester County, BRP is targeting young single professionals, young couples and older couples who are downsizing. “To attract this population,” BRP states in its application for tax abatement, “the

WP Hospital—

Longview avenues. The new health care center would feature five stories of diagnostic and testing services space and four floors reserved as offices for doctors affiliated with White Plains Hospital and the Montefiore Health System. The proposed building is next door to the hospital’s Center for Cancer Care. A hospital spokesperson said on May 2 that the proposed hospital office building will have bridge connectivity to the main hospital. The project would relocate and expand outpatient services currently within the main hospital into the newer space, including ambulatory surgery, endoscopy, interventional radiology, advanced imaging, maternal fetal medicine and specialty physician offices. William Null, an attorney with Cuddy & Feder and member of the hospital’s executive committee, told the council that the plan is similar to another hospital project the city approved this year at 79 E. Post Road. There, the hospital is renovating a medical office building to relocate some of its

MAY 7, 2018

project will need to provide high-quality amenities and apartment finishes, while keeping the rents competitive when compared to similar projects in White Plains, Port Chester, Stamford and NYC.” The 1.17-acre New Rochelle site is squeezed between railroad tracks and Cedar Street, and it has a two-story building that is headquarters to Somnia Inc., an anesthesia services company, that will be torn down. BRP 10 Commerce LLC bought the Somnia building in February for $5,450,000 from Koch Family LLC and CJE LLC. The proposed apartments would be a halfmile walk to New Rochelle Transportation Center where tenants can take a MetroNorth train to midtown Manhattan, catch a bus or hail a cab. The building will

professional offices from its main facility at 41 E. Post Road, including its family health center and outpatient behavioral health programs. Both show White Plains Hospital’s focus on “relocating hospital uses from older portions of the complex into new facilities,” Null said. Adding offices nearby to the hospital also follows a national trend, bringing affiliated doctors to the main hospital campus. “A lot of different hospitals in the region and throughout the country are building hospital office buildings to bring their physicians onto campus,” Null told the council. “It’s much more efficient.” The hospital spokesperson characterized the proposed building as the “next phase in our ongoing campus transformation to be able to provide the best care for our community close to home.” The new building would replace separate structures on two lots that White Plains Hospital has owned for several years. One is a former doctor’s office building, the other an apartment building that the hospital has cleared of tenants. The project requires site plan approval from the

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have electric car charging stations and parking for 162 cars and 56 bicycles. Humphreys & Partners Urban Architecture has designed a 7-story, 204,976-square-foot building with 172 dwellings. The mix includes 53 studios, 64 one-bedroom and 55 two-bedroom apartments. Ten percent of the apartments will be rented as affordable units, with rents pegged at 80 percent of the area median income. Leases will range from $1,463 for a studio to $1,658 for a one-bedroom and $1,860 for a two-bedroom. Market-rate rents are expected to begin at $1,900 for a studio, $2,150 to $2,300 for a one-bedroom, and $2,350 to $2,700 for a two-bedroom. The New Rochelle Industrial Development

Agency gave BRP authorization for nearly $8.2 million in tax incentives on April 25. The subsidies include $342,511 mortgage recording

The proposed apartments would be a half-mile walk to New Rochelle Transportation Center.

tax relief, $1.6 million sales tax exemption and a 20-year payment in lieu of taxes agreement worth $6.2 million. The current property taxes are $121,279 a year. The tax abatement begins at 90 percent in the first year and ends at 5 percent in year 20, for $9.6 million in total payments and a savings of 39 percent on the full $15.8 million tax rate. When fully occupied, the apartment building is expected to add nine students to the public school system, costing $175,428 a year, according to an analysis for the city by the National Development Council. That’s 125 percent more than the schools will receive in the first year of the tax abatement deal. But by year three, PILOT revenues for the schools will exceed the estimated education costs. The city expects to

receive an extra $3 million in taxes and fees over the life of the deal compared with current taxes. The project is expected to create 329 construction jobs and 5.5 full-time equivalent jobs. A BRP representative said at the IDA meeting that construction could begin late this year or early next year and will take two years to build. BRP could soon be doubling down on New Rochelle. Luiz Aragon, the city’s commissioner of development, said at the meeting that BRP could be coming back with another project. Mayor Noam Bramson referred to a 16-story, 243-apartment building at 500 Main St., at his 2018 state-of-the-city address. And BRP recently bought the building at 506 Main St. for $1.2 million.

The two buildings that would be demolished for the project. The hospital’s Center for Cancer Care is to the right. Photo by Bob Rozycki.

council. The construction would mark the most significant addition to the hospital since it completed a $60 million project to expand its Center for Cancer Care to 70,000 square feet in 2016. Last fall, the hospital also completed a $17.5 million renovation of clinical space within the hospital.

440 HAMILTON AVE.

Rose Associates, a longtime residential developer and manager in New York City, presented new plans for apartments at 440 Hamilton Ave., a 350,000-square-foot office

building that long served as an office for AT&T. Last March, the Common Council approved a plan from Long Island developer American Equity Partners I to convert the building into 245 rental apartments with modern amenities and about 1,600 square feet of street-level retail. With Rose now leading the development, a new architecture firm has reworked those plans and added additional apartment buildings along a 300-spot parking lot on the property that is adjacent to Barker Avenue.

Carl Ordemann, a principal at Perkins Eastman, presented the revised plans to the council. The project would now build 468 apartment units total, 255 in the 440 Hamilton building and 213 apartment in buildings at the intersection of Barker and Broadway. As per city code, 10 percent of the project’s units would be designated as affordable. The 440 Hamilton building would be re-skinned with a beige-brick treatment. Ordemann described the Barker Avenue side as “several buildings pieced together,” with variations

in height and materials to break up the overall massing. The ground-level units on the Barker Avenue side are designed as townhouse and maisonette style units. A small retail section at the ground floor of the 440 Hamilton building would likely be occupied by a small business and frequented mostly by residents of the buildings, as described by Ordemann. A multilevel parking garage, tucked behind the new buildings on the Barker Avenue side, would replace »» WP HOSPITAL

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Thom Kleiner talks workforce development

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As the new executive director of the Westchester-Putnam Workforce Development Board (WDB), Thom Kleiner’s goal is to help job seekers and businesses alike. He hopes to assist businesses in attracting, developing and retaining a workforce that meets their needs, now and in the future. Kleiner shares his thoughts on the current labor market and why businesses should get involved with the WDB and Westchester’s Career Centers.

WHAT SKILLS ARE MOST IN DEMAND? WHAT ARE YOU HEARING FROM EMPLOYERS?

We’re in a technology-driven economy and in many ways every sector is a tech sector. So, digital skills are in demand. The lower Hudson Valley also has high demand for “middle skills” jobs — those that require education beyond high school but not necessarily a bachelor’s degree. But employers of all types are constantly reminding us that, no matter the job, soft skills such as customer service, writing, and the ability to communicate are always needed and often lacking. Our READI program is particularly designed to sharpen these skills. As the marketplace changes, workers will need to adapt and learn how to transfer their skills to new career areas. That’s where our personalized approach works. The end-to-end career coaching, skill development, job matching and employer outreach ultimately helps to create a skilled workforce.

UNEMPLOYMENT HOVERS NEAR HISTORIC LOWS. WHAT DOES THAT MEAN FOR BUSINESSES IN OUR REGION?

While it is true that the unemployment rate is low, there are still plenty of area residents who are ready and willing to work who have not found employment. At the same time, the labor market is tight and employers are competing for talent and wrestling with how best to upskill their current workforce. The good news is, we can help. We are here to support human resources teams. We can help businesses fill jobs from entry level on up; we can help businesses reduce the cost to hire and train new employees; we can help upskill your current workforce. The Westchester-Putnam Career Center Network includes four locations (White Plains, Mount Vernon, Peekskill and Carmel in

MAY 7, 2018

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Our job seekers run the gamut from recent high school and college grads to those with professional degrees. Not only do we have the candidates, we have job development specialists who will match job seekers to your open positions, factoring in the appropriate education, training and skill level. In fact, our job developers are nationally certified in business engagement practices, which means they have an in-depth understanding of talent management and hiring needs. The Career Center staff also employs the Career Pathways model to guide job seekers to opportunities in growing sectors in the region and identify the training and steps to get started and advance. Their efforts result in motivated, vetted employees for your organization.

HOW DO YOU ADDRESS RAPIDLY CHANGING BUSINESS NEEDS IN TODAY’S MARKETPLACE?

We are well-positioned to quickly adapt to industry needs because we partner with business, education and economic development leaders to collaborate on our shared goals of getting people back to work and meeting employers’ needs. We regularly meet with Business Sector Partners in seven key areas (advanced manufacturing, biotechnology, green, health care, hospitality, not-for-profits and professional services) to identify skill sets and training needed for available jobs. We coordinate with educational institutions and training providers to marry needed skills to training and preparation. We regard them all as our partners. And we’ve been successful. Through our Jobs Waiting program, for example, we’ve retrained more than 400 long-term unemployed individuals and placed 300 of them in health care jobs. Under this program, organizations such as White Plains Hospital, ENT and Allergy Associates, Northern Westchester Hospital, Cabrini of Westchester and others have received thousands of dollars in financial incentives to upskill their current workforce and attract new employees via risk-free, paid work tryouts and on-the-job training (OJT), which covers up to 50 percent of new-hire training costs. Robison, Business of Your Business, and Madison Approach Staffing, among others, have benefitted from OJT through our Career Center. Additionally, when ShopRite Supermarkets, Inc., needed several of their Spanish-speaking employees to obtain food safety training and certification, they benefitted from our customized incumbent worker training program. We facilitated coordination between the supermarket and Westchester Community College, which provided a cost-effective group training in Spanish. We have » THOM KLEINER

BY BILL HELTZEL

Michael Scronic consents to SEC ban in $22 million hedge fund fraud

he wages of fraud keep piling up on fake hedge fund manager Michael Scronic. From 2010 to 2017, his fictitious Scronic Macro Fund raked in millions of dollars and enabled him to live a lavish lifestyle. In the last year, however, his luck and ill-gotten gains have run out. First he was arrested for securities fraud and then his wife divorced him. Last month he pleaded guilty in federal court and agreed to forfeit more than $22 million. Now Scronic has consented to a civil judgment with the U.S. Securities and Exchange Commission that permanently prohibits him from using any “device, scheme or artifice” in the purchase or sale of securities. He may have to pay another penalty, as U.S. District Judge Cathy Seibel gave the SEC the option to file an order for “disgorgement of ill-gotten gains.” Scronic, 46, ran the unregistered fund

from his home — a 6,817-square-foot house and 10-acre property in Pound Ridge — that he rented for $12,275 a month. He charged a 1 percent fee for assets under management and 20 percent of profits, but the profits were a mirage, according to court records. Scronic had put investors’ money into his personal brokerage account and traded in risky options contracts. He lost money in all but one quarter for five-and-a-half years. When he told investors last year that the fund had $21.7 million in assets, his brokerage and bank accounts actually had $102,376. “Despite the fact that the fund continually lost money,” Scronic testified at his change-ofplea hearing last month, “I fraudulently represented to my investors that the fund was making money and that they were generating profits.” Forty-five people lost more than $22 million on the Scronic Macro Fund. Scronic had spent more than $500,000 a year on personal expenses, including $15,000 a month on credit card charges, multiple beach and country club memberships and a vacation home in Stratton Springs, Vermont. Seibel is scheduled to sentence Scronic on the criminal charge on July 9. The maximum sentence for the securities fraud charge is 20 years.

AG tries bankruptcy route in DeSilva fraud case

Justice Charles D. Wood ruled in January that DeSilva Sr. is clearly the majority owner of Champion and ordered him to pay damages to victims of the scheme. DeSilva’s bankruptcy petition lists 288 creditors and a disputed debt of more than $1 million to Pennymac Loan Services that is secured by his house. He does not put a number on his total debt, but he claims assets of $758,925, including $750,000 for his home at 249 Country Club Road. He claims no income from working as a mechanic for Affordable Heating and Cooling of NY Inc., owned by his wife, Lisa. Lisa DeSilva filed a separate, Chapter 7 bankruptcy petition in March, claiming assets of $769,972 and liabilities of $1.2 million. She is employed as a bus monitor by the Wappingers Central School District, where she makes $1,300 a month. She shows another $2,500 a month in business income. Besides Affordable Heating, she said she is sole member since February of All Seasons Comfort Heating and Air Conditioning LLC in Danbury, Connecticut. Schneiderman claims in the adversarial proceeding that DeSilva Sr. has committed fraud, embezzlement and larceny, therefore he should not be allowed to discharge state court judgments. Bankruptcy petitions automatically stop creditors from collecting debts. Schneiderman is also asking the court to lift the stay of automatic enforcement of the state court actions. Former heating oil customers also are appealing for justice. “Mr. DeSilva willfully defrauded me,” Suzanne Lindsay of Granite Springs wrote in a letter to the court. Peekskill City Court awarded her a $2,121 judgment in 2013. “There is no reason to dismiss what is rightfully owed me,” she says. “A discharge would be punishing the victim and rewarding the perpetrator.”

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ew York State Attorney General Eric T. Schneiderman is trying to achieve in federal bankruptcy court what he has been unable to achieve in two special proceedings in Westchester Supreme Court: make David DeSilva Sr. pay for stealing money from fuel oil customers. In January, DeSilva filed for Chapter 7 liquidation in Bankruptcy Court in Poughkeepsie. Schneiderman recently filed an adversarial action accusing him of embezzlement and asking the court to block DeSilva from discharging debts from fuel oil scams. DeSilva’s bankruptcy attorney, Gary R. Gjertsen, did not respond to a request for comment. Schneiderman prosecuted DeSilva, his son David DeSilva Jr., and their Nu Way Fuel & Service Corp. in 2013. The Peekskill firm sold home heating oil contracts that required customers to pay in advance for deliveries. But when customers called for fuel, they received less oil than ordered or none at all. Nearly 100 customers claimed losses of more than $100,000 for undelivered oil and other services never received. Schneiderman filed a special proceeding in Supreme Court and won a judgment requiring Nu Way and the DeSilvas to pay $692,879 in restitution, damages and penalties. They were banned from the home fuel oil delivery business unless they posted a $200,000 performance bond. The DeSilvas, of Hopewell Junction, paid less than $50,000 of the judgment and never posted the performance bond. Even as they were under investigation in 2013, court records show, the DeSilvas and a partner were creating a new company, Champion Fuel & Service Corp. Schneiderman filed a new fraud case last year in Supreme Court, seeking $176,000 in damages and restitution.

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American Cancer Society sells its ofﬁce building in White Plains for $2.5M BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

he American Cancer Society has sold its office building in White Plains, but a spokesperson says the organization is committed to maintaining a physical presence in Westchester County. The building that holds the national nonprofit’s Westchester office, 2 Lyon Place, sold earlier in April for $2.5 million, according to county property records. The buyer of the roughly 17,000-squarefoot building in downtown White Plains is the accounting firm Maier Markey & Justic LLP. Anthony J. Justic, a partner with the

The American Cancer Society office building in White Plains. Photo by Ryan Deffenbaugh.

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firm, said it will renovate the building and move its offices there by 2019. The four-story building, including ground-floor parking, is at the intersection of Waller Avenue and Lyon Place. Ashley Engelman, a spokesperson for the American Cancer Society northeast region, confirmed the sale. Engelman said the organization would maintain a presence in Westchester. Information on where the location would be was not yet available. “We’re moving away from owned property and management where we’re responsible for maintenance, upkeep, etc. in favor of long-term lease options,” Engelman said in an email. “However, our services and programs will be unaffected by the sales process and we’re fully committed to keeping a brick-and-mortar presence in Westchester.” This news follows an announcement by the YMCA of Central and Northern Westchester that it plans to sell its building on Mamaroneck Avenue in White Plains. YMCA officials said that rising maintenance costs for the structure at 250 Mamaroneck Ave. prompted the decision to list the property for sale. Cynthia Rubino, president and CEO of the YMCA of Central & Northern Westchester, said competition from health clubs also contributed to the organization’s decision to sell the property. As for potential buyers, “We’ve had a number of inquiries,” Rubino said, from private developers who may redevelop the site to other nonprofits who would transform the structure into workforce housing. After the sale of the YMCA building, Rubino said the organization plans to transition into a “nonfacility YMCA” model, which brings services to its members through other non-YMCAowned locations. In regard to the American Cancer Society building, Justic said Maier Markey & Justic had been searching on and off for a property to purchase for about 10 years. The accounting firm and its affiliated M Group Consulting LLC leases space at 222 Bloomingdale Road in White Plains. “The location of the building is something that was very attractive to us,” Justic said. “Being more in downtown, where our employees can walk to all the amenities that are available for businesses in White Plains.” Justic said renovations would focus on the interior of the building, adding modern workspace options, such as f lex space, gathering area and standing desks. The move will bring 95 employees to the building. Staff writer Aleesia Forni contributed to this report.

Going up ...

Thom Kleiner—

established here. If we can supply a steady pipeline of talent and offer the appropriate training, we can help attract new businesses and save employers time and money in the recruitment and training process.

helped to arrange (and pay for) training programs in English as a Second Language, clinical health care skills, software systems and management and supervisory skills, among many others, for businesses across the region.

HOW CAN BUSINESSES ACCESS THE RESOURCES YOU OFFER?

WHAT ABOUT BUSINESSES LOOKING TO LOCATE IN WESTCHESTER — HOW DO YOU ANTICIPATE THEIR NEEDS?

Call 914-995-3707, register online at westchesterputnamonestop.com or stop by (the office locations are on our website) — we’ll get you started. Remember, our services are free. And spread the word — I hope to make our services and opportunities more well-known to the business community as we strive to be top of mind as a clearinghouse for talent, training, and collaboration among the business, not-forprofit and education communities.

County Executive George Latimer believes that workforce development and economic development go hand in hand. I agree. We’re developing strategies to coordinate with the county’s business attraction efforts and working on customized training solutions for businesses coming to the region and those already

Please join Burke Rehabilitation Hospital in celebrating the

2018 Photo by Bob Rozycki.

onstruction continues at 120 Church St. in downtown White Plains on a 160-bed skilled nursing facility. Massachusetts developer The Congress Cos. broke ground in September on the $60 mil-

lion project. The facility will include 76 specialized rehabilitation beds, 42 Alzheimer’s secure bed and 42 long-term care beds. The facility will be operated by Croton-on-Hudson company Epic Healthcare Management.

as we honor MATT YALLOF Stroke Survivor and Stroke Patient Advocate &

AMY YALLOF Stroke Caregiver Advocate

COUNTRY BANK Burke Sponsor and Community Partner Lifetime Achievement Award

DONALD E. FOLEY Chair, Burke Rehabilitation Hospital Board of Trustees Master of Ceremonies

JOHN BERMAN CNN Anchor

JUNE 7, 2018 6 PM BRAE BURN COUNTRY CLUB 39 Brae Burn Drive, Purchase, NY

Consider supporting this important event. For tickets and sponsorship, please call (914) 597-2847

785 Mamaroneck Avenue, White Plains, NY 10605 | www.burke.org Rendering courtesy of The Congress Cos.

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Yonkers—

persistent opportunity gaps faced by boys and young men of color through mentorship and educational programming. The initiative is now part of the Obama Foundation and receives funding from New York state. By the end of the course, each student will have learned the fundamentals necessary to pass an Advanced Placement Computer Science class. The students come into the PowerLab offices typically one day per week, where they can spend about an hour with a mentor on Google Hangout to go over lessons. Courses focus on the Java and Python coding languages.

Miguel Martin, a Yonkers high school student who’s part of a pilot educational program teaching computer programming, works at The PowerLab in Yonkers. Photos by Ryan Deffenbaugh.

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The PowerLab is a community incubator and co-working space started last fall in a 2,700-square-foot former medical space at 45 Ludlow St. The initiative is led by the Yonkers nonprofit Community Governance & Development Council with local marketing agency Defiant Media Group, of which Wilcox is a managing partner, overseeing the facility’s growth. In December, Purchase College closed its Center for Community & Culture in Yonkers and moved all of its local programming to the PowerLab. The coding course represents the first educational program through that arrangement. Purchase College provided the laptops and teachers necessary to run the coding program, while PowerLab offers a quiet space to work and receive mentorship. “We try every other month to spend a Saturday together to just hang out, kick it with them, so they know that they can come to us with any questions,” Wilcox said. “And we could be their example of, ‘You know what, I like what those guys are doing, I want to be like them.’” For Wilcox, the computer programming courses are a way for PowerLab to offer students in Yonkers a way to pick up vital skills that may not be available in school. “I don’t want kids that look like me to be missing out on opportunity,” Wilcox said. “I’m from here, I want the kids from here to succeed.” Wilcox said the students took quickly to the program, pointing to the nine students still active in the program out of 12 who started in January. He said that’s a retention rate that easily exceeded PowerLab’s initial expectations. “It’s a tool for success, because they see the demand for it,” Wilcox said of learning computer programming. “But it’s also something they’re just interested in because a lot of kids are into gaming and creating.” The program will end in May, Wilcox said, and then pick up with additional students next fall. While the pilot program started with a dozen students, he said future classes could reach 35 to 40 students. The goal, he said, is for the student who came through this round of the program to be able to teach the future students.

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ASK ANDI By Andi Gray

Fixing production delays THINGS GOT BEHIND IN PRODUCTION AND WE’RE TRYING TO CATCH UP. CAN YOU GIVE US ANY SUGGESTIONS? Thoughts of the Day: There are lots of contributors to backlog. Check on re-dos and inventory. Take a look at which equipment is the most behind. Look for efficiencies. Build a realistic production plan. Assign staff to talk to customers. Figuring out the source of backlog will help you to build a plan of attack to get caught up. Classify reasons for backlog, including transportation, order processing, production cycling, quality, inventory, equipment breakdown setup and retooling and staffing. While some problems

may be out of your hands, the customer is still probably going to hold you accountable. Make sure your sales and customer-service people understand the time needed to produce and ship. Inform customers of faster shipping options if the customer wants to pay. Get manual orders converted to online by telling customers how many days they’ll save and offering training on how to automate. Check if customers understand your production cycles and know when to order to minimize cycle

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delays. If you typically run a cycle of production the first week of the month and the customer orders in the second week, that’s an automatic three-week delay built in. Teach customers how to be smart about when they order. Waste can slow output significantly. Track daily production errors and reward improvements. Reduce delays by producing less quantity more accurately. Assess if you’re carrying the right inventory. Automate communication with suppliers to speed things up. Request immedi-

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ate notice of supply delays. See if supplier lead times are realistically factored into production planning and inventory management. It’s probably not all of the shop that’s behind. Figure out your equipment and training priorities. Have enough of the right equipment on hand? Time to upgrade to faster equipment? Are enough people trained to operate each piece? Have enough qualified maintenance staff? Order new equipment well before you need it, keeping in mind that you could experience months of delays getting new equipment delivered, set up and in production. If cash flow is a problem, use a leasing program to make the purchase. Consider going to a second or third shift on equipment in greatest demand. Cross train additional operators so that equipment doesn’t stand idle when someone is out. Set up training to move people up to more complex equipment. Look for efficiencies.

Take a look at whether you can pick up capacity by changing the flow of work through the shop. Should you run bigger batches less frequently? Can you repair and retool on weekends or evenings? Are your maintenance people properly trained and do you have enough standard replacement parts on hand? What if you increase the quantity produced and reduce the frequency of set up on complex jobs? Never plan based on 100 percent production for any piece of equipment. At best you’ll get 80 to 85 percent utilization when factoring in equipment maintenance and repairs, inventory issues and employee downtime for training, sick time and vacations. If you plan on 100 percent, the minute that anything goes wrong you’ll get behind and never catch up because you can never exceed 100 percent production. If you’re at 100 percent, increase capacity now. Talking customers through backlog is incredibly important. Be upfront with

customers that there will be delays. Find out which customers can be flexible. Prioritize orders based on quality of clients, not just based on last in first out. Calculate quality of clients based on profitability, importance to the future of the business and finally on overall volume. Get your sales reps involved in the communication, as they’re the ones selling the orders and making initial promises to customers. Looking for a good book? Try “Production Planning and Control” by S Ramachandran and R Devaraj. Andi Gray is president of Strate�y Leaders Inc., Strate�yLeaders.com, a business-consulting firm that teaches companies how to double revenue and triple profits in repetitive growth cycles. Have a question for AskAndi? Wondering how Strate�y Leaders can help your business thrive? Call or email for a free consultation and diagnostics: 877- 238-3535.

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THE LIST: Hospitals

WESTCHESTER COUNTY

HOSPITALS

FAIRFIELD COUNTY

Ranked by number of beds. Name Address Area code: 914, unless otherwise noted Website

Montefiore Health System

Westchester Medical Center Health Network

3 4 5

7 8 9 10 11 12

13 14

111 E. 210th St., Bronx 10467 718-920-4321 • montefiore.org

Steven M. Safyer, MD, CEO Phillip O. Ozuah, MD, PhD, president Colleen Blye, chief financial officer Andrew Rache, MD, PhD, chief medical officer Montefiore Medical Center: 1884; Montefiore Health System: 2006

Michael D. Israel, president and CEO Renee Garrick MD, executive medical director 1917

Number of beds

Total number of employees

3,064

29,992

Nearly 25,000

Ronald J. Corti, president and CEO; Donna McGregor, chief operating officer; and Paul Antonecchia, MD, chief medical officer 1869

378

1,900

7,688 discharges

Saint Joseph's Medical Center

Michael J. Spicer, FACHE, president and CEO and James Neuendorf MD, medical director 1888

332

1,800

White Plains Hospital

Susan Fox, president and CEO Michael J. Palumbo MD, executive vice president and medical director 1893

292

2,700+

16,976 inpatient discharges (2015)

St. John's Riverside Hospital

(Affiliated with Montefiore Health System) 967 N. Broadway, Yonkers 10701 964-4444 • riversidehealth.org

Affiliated with Montefiore Health System) 127 S. Broadway, Yonkers 10701 378-7000 • saintjosephs.org

(Member of the Montefiore Health System) 41 E. Post Road, White Plains 10601 681-0600 • wphospital.org

NewYork-Presbyterian/Lawrence Hospital

(Part of NewYork-Presbyterian Regional Hospital Network) 55 Palmer Ave., Bronxville 10708 787-1000 • nyp.org/lawrence

NewYork-Presbyterian/ Westchester Division

(Part of NewYork-Presbyterian Regional Hospital Network) 21 Bloomingdale Road, White Plains 10605 682-9100 • nyp.org/psychiatry

Phelps Memorial Hospital (Member of Northwell Health) 701 N. Broadway, Sleepy Hollow 10591 366-3000 • phelpshospital.org

Northern Westchester Hospital

(Member of Northwell Health) 400 E. Main St., Mount Kisco 10549 666-1200 • nwhc.net

Montefiore New Rochelle Hospital

(Affiliated with Montefiore Health System) 16 Guion Place, New Rochelle 10801 632-5000 • montefiorehealthsystem.org

Montefiore Mount Vernon

(Affiliated with Montefiore Health System) 12 N. Seventh Ave., Mount Vernon 10550 664-8000 • montefiorehealthsystem.org

Burke Rehabilitation Hospital

(Affiliated with Montefiore Health System) 785 Mamaroneck Ave., White Plains 10605 888-99-BURKE • burke.org

NewYork-Presbyterian/ Hudson Valley Hospital

(Part of NewYork-Presbyterian Regional Hospital Network) 1980 Crompond Road, Cortlandt Manor 10567 737-9000 • nyp.org/hudsonvalley

Blythedale Children's Hospital

95 Bradhurst Ave., Valhalla 10595 592-7555 • blythedale.org

ColumbiaDoctors Tarrytown

155 White Plains Road, Tarrytown 10591 366-0500 • columbiadoctors.org/columbiadoctors-tarrytown

Hospital for Special Surgery

1133 Westchester Ave, White Plains 10605 821-9100 • hss.edu

Memorial Sloan Kettering West Harrison 500 Westchester Ave., West Harrison 10604 367-7000 • mskcc.org/westharrison

Michael Fosina, MPH, FACHE, president and Anthony Pucillo, MD, chief medical officer 1909

288

MAY 7, 2018

Montefiore Health System is composed of seven hospitals: Montefiore Medical Center, Montefiore Nyack Hospital, White Plains Hospital, St. Luke's Cornwall Hospital, Burke Rehabilitation Hospital, Montefiore Mount Vernon Hospital and Montefiore New Rochelle Hospital; preventive care to secondary, tertiary and quaternary care; centers of excellence in cancer, heart, and vascular, pediatrics and transplantation; hospital-based freestanding emergency department; multi-country ambulatory network; home health services and rehabilitation Westchester Medical Center health network is home to 10 hospitals, including Westchester Medical Center, Maria Fareri Children's Hospital, Behavioral Health Center, Bon Secours Community Hospital, Good Samaritan Hospital, HealthAlliance, Margaretville Hospital, MidHudson Regional Hospital and St. Anthony Community Hospital; level I, level II and pediatric trauma centers; one of the largest state mental health systems Ashikari Breast Center, center for bariatric and robotic surgery; behavioral health services; cancer program; Avon Foundation Mammography Suite with 3D mammography; cardiology services; interventional radiology center; hernia center; orthopedic center of Westchester; 24-hour emergency department at Andrus and Dobbs Ferry Pavilions; sleep diagnostic centers at Andrus and Dobbs Ferry Pavilions; new St. John’s Riverside Health Boyce Thompson Pavilion Cardiovascular center, diagnostic imaging, foot and ankle clinic, geriatrics, pediatrics, renal dialysis, psychiatry, respiratory therapy and surgical services; center also includes St. Vincent's Hospital Westchester, a psychiatric and rehab inpatient service and Saint Joseph's Nursing Home Two cardiac catheterization laboratories, comprehensive robotic surgery program, orthopedic surgery, new labor and delivery suites, level III NICU, accredited as a comprehensive bariatric surgery center, a renovated and expanded cancer center with holistic programs and an urgent care center in Armonk

American College of Surgeons Accredited Oncology Program with multiple commendations; new multidisciplinary cancer center; stateof-the-art operating rooms; cardiac catheterization laboratory; Carol H. Taylor Breast Health Center with 3-D mammography; 11,726 inpatient ColumbiaDoctors Orthopedics and Sports Medicine Program; robotic admissions; 220,636 surgery; bloodless medicine; outpatient laboratory and rehabilitation; outpatient visits New York State-designated stroke venter; NICU; center for sleep medicine; bariatric surgery; physician services provided by NewYorkPresbyterian Medical Group Westchester, ColumbiaDoctors, and community providers Providing behavioral health care services for children, adolescents, adults and geriatric adults, with specialties including anxiety and mood disorders, depression, college student program, schizophrenia, eating disorders, substance abuse, and women's issues; services through partial hospital program and outpatient clinic, Center for Autism and the Developing Brain, and Weill Cornell Institute of Geriatric Psychiatry

265

900+

Daniel Blum, president Tobe Banc MD, vice president and medical director 1956

238

1,789

8,348

Joel Seligman, president and CEO Marla Koroly, MD, chief medical officer and senior vice president, medical affairs 1916

233

1,200

Anthony Alfano, vice president and executive director 2013

223

917

6,766

State-designated stroke center, gynecologic and maternity care, primary and specialty outpatient services, center of excellence in knee and hip orthopedic surgery and center of excellence and center of distinction by the Metabolic and Bariatric Surgery Accreditation and Quality Improvement Program

Jaccel Kouns RN, MS, vice president and executive director 2013

165

468

3,333

State-designated stroke center and AIDS center, inpatient and outpatient behavioral health services, outpatient substance abuse disorder treatment and wound treatment and hyperbaric center

Jeffrey Menkes, president and CEO Scott Edelman, vice president and chief financial officer Barry D. Jordan, assistant medical director 1915

150

687

2,289

Stacey Petrower MPA, president Bobby Janda MD, chief medical officer 1889

128

1,300+

9,500

Larry Levine, president and CEO Scott Klein, chief medical officer and chief of pediatrics 1891

450

Joint replacement, complex spine surgery, advanced urologic surgery and inpatient and outpatient physical rehabilitation, including aquatic therapy, hyperbaric medicine, wound healing, speech/hearing and voice/swallowing disorders, balance center, hospice, behavioral health and substance abuse Services include the breast institute, the cancer treatment and wellness center, emergency department, orthopedic and spine surgery, radiology and women’s imaging and weight-loss surgery

Provides inpatient physical rehabilitation for those who have experienced a life-changing medical condition; inpatient programs include stroke, brain injury, spinal cord injury, cardio-pulmonary, amputee and orthopedics; Burke operatives seven outpatient clinics throughout Westchester County and the Bronx, offering outpatient physical occupational and speech therapy, along with other specialty programs for a range of medical conditions Cheryl R. Lindenbaum Comprehensive Cancer Center; obstetrical services and Level II NICU; orthopedic services from ColumbiaDoctors; digestive health center and gastroenterology services; cardiology; no wait emergency department and New York State-designated stroke center; wound care and hyperbaric medicine; bariatric surgery program; center for sleep medicine; The Chef Peter X. Kelly Teaching Kitchen; physician services provided by NewYorkPresbyterian Medical Group Hudson Valley, ColumbiaDoctors, and community providers Post-NICU/PICU program, K-12 public school district, ventilator weaning, traumatic brain injury, pre- and post-organ transplants, spinal cord disorders and neuromuscular and genetic disorders An all-inclusive center with an on-site clinical, surgery center, in-vitro fertilization and clinical laboratory; services include unknown egg donor program, fertility assessment and basic fertility treatment, male factor infertility, single-gene pre-implantation genetic diagnosis, comprehensive chromosome screening, elective egg freezing, oncofertility, LGBTQ family building, recurrent miscarriage and previous IVF failures Multispecialty medical service specializing in the most high-risk, complex cases; comprehensive care includes cardiology, dermatology, neurology, neurological surgery, orthopedic surgery, pediatric rheumatology, psychiatry, rehabilitation and regenerative medicine and urology

Brian Levine, MD, founding partner and practice director, CCRM New York 2016

No overnight stays

George A. "Jack" Cioffi, MD, president, ColumbiaDoctors Shunichi "Nick" Homma, MD, MHCDS, chief medical director 2016

No overnight stays

78+

Louis A. Shapiro, president and CEO Todd J. Albert, MD, surgeon-in-chief and medical director 1863

No overnight stays

Specialties in orthopedic, rheumatologic and rehabilitation services

Outpatient cancer treatments, including chemotherapy, immunotherapy and radiation. Additional cancer care services include surgical, medical and radiation oncology consultations, chemotherapy, immunotherapy, radiation treatment, interventional radiology procedures, mammography, ultrasound, clinical trials, a cancer-specific retail pharmacy, supportive services and MRI, CT and PET imaging

Chau Dang, chief of medical oncology, MSK Westchester; and Nancy Diamond, administrator, MSK Westchester diamonn1@mskcc.org 2014

No overnight stays

In 2014, Danbury Hospital and New Milford Hospital transitioned to a single license, combining medical staffs, licensed beds and clinical systems.

WCBJ

1,700+

Unique services

Philip J. Wilner, MD, senior vice president and chief operating officer Mark Russ, MD, medical director 1894

This list is a sampling of hospitals that are located in the region. If you would like to include your hospital in our next list, please contact Danielle Renda at drenda@westfairinc.com.

144,356 (note: discharges, not admissions

More than 12,000

810 Seventh Ave., 21st floor, New York 10019 866-802-6188 • ccrmivf.com/new-york/

Total number of 2018 admissions

1,700

100 Woods Road, Valhalla 10595 493-7000 • westchestermedicalcenter.com

CCRM New York *

Not ranked

CEO/president Medical director Year hospital established

300

BY MARIA BARCA

Guest view

n New York, small businesses are big business. In fact, 99.8 percent of all New York businesses are small businesses, according to the U.S. Small Business Administration (SBA). That’s one reason why SBA 504 loan guaranties have become so important to Westchester’s economic growth. They enable a lender to support companies that might be outside the comfort zone of conventional lending standards. What’s more, 2018 changes to SBA’s Standard Operating Procedures can give your business new advantages — if you navigate them carefully.

SIGNS OF STRENGTH IN THE WESTCHESTER ECONOMY

In Westchester, we’re seeing new vitality in sectors that had pulled back during the Great Recession. Transportation and construction firms have made a strong comeback. Fitness, child care and health care (especially urgent care) businesses are also capitalizing on the recovery. Not only are more people looking to start or buy businesses, more are looking to sell them. Many baby boomers, for example, have been delaying retirement. Now they’re moving forward with their succession plans. Their retirements are driving the biggest generational transfer of wealth in history — trillions of dollars, according to State Street Global Advisors. And the new generation is prepping for changes, including growth through startups, acquisitions and franchise expansions. At Webster Bank, we’ve seen a 50/50 split between startups and acquisitions. And the recent changes to SBA loan rules give new impetus to these plans.

SOME KEY ADVANTAGES OF AN SBA LOAN

A common misconception is that the Small Business Administration provides these loans. Actually, it offers a guaranty to cover a significant portion of the debt. That’s crucial for entrepreneurs who come to a bank without much liquidity. With an SBA guaranty, the bank assumes less risk. It can take on a loan that might otherwise fall outside its lending parameters. Another consideration: If you’ve bought real estate in New York state, you’re painfully familiar with the Mortgage Recording Tax — roughly 2 percent of the deal in Westchester County. By using an SBA loan guaranty, 40 percent of that tax is exempt.

2018 SBA RULES: MAKING LOANS EASIER TO OBTAIN AND REPAY

Where once you needed to put down 25 percent in equity to acquire a business with an SBA loan, you now may need only 10 percent. And where previously an SBA loan guaranty required a 20-year amortization, you can now amortize over 25 years. Both these benefits allow businesses to keep more working capital on hand for day-today business operations. The 25-year amortization can also enable

SBA loan changes create new opportunities for Westchester businesses the bank to offer a fixed rate, rather than one that’s reset every five years. That gives business owners more control over their lending costs.

Your SBA loan is just one factor in the economic ecology of your business. From cash flow concerns to payroll systems to financial

THE BENEFITS OF WORKING WITH AN SBA-PREFERRED LENDER

Before you approach any lender, of course, you’ll need a well-organized business plan and projection plan (and for family businesses, a succession plan). SBA loans are no different from conventional loans from that standpoint. While many banks can offer SBA loan guaranties, not all of them offer the same level of lending expertise and service. When time is of the essence — and when isn’t it in business? — an SBA Preferred Lender can cut three weeks off your timetable. SBA Preferred Lenders can make decisions in-house, rather than shipping them out to headquarters for approval. Something else to take into account:

Where once you needed to put down 25 percent in equity to acquire a business with an SBA loan, you now may need only 10 percent.

risk management, a firm needs to optimize efficiencies everywhere possible to get the full benefit of growth. When your lender understands your company’s big picture and has the services in place to support it, you can be better positioned to capitalize on opportunity. National Small Business Week spotlights America’s key driver of economic growth. SBA loan guaranties are making that growth possible for more enterprises, all over the country. And in Westchester County, you can see that opportunity in action. Maria Barca is vice president and SBA relationship manager at Webster Bank, an SBA Preferred Lender. Barca has been advising clients on SBA opportunities for 13 years. She can be reached at MBarca@ WebsterBank.com.

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BY REBECCA PAVESE Guest view

How to write a good buy-sell agreement

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ven if not everyone has a will, most people understand why they should. But knowing how a business will go on without an owner or a partner can be just as important. Unfortunately, many business owners neglect this important task. A buy-sell agreement, despite the name, is not a mechanism for selling a business. It is a contract among the owners of a business or between the owners and the entity itself, which sets out the rules for handling certain specific, future events — usually an owner’s departure, planned or unplanned. The agreement governs how to handle the interests of proprietors, partners or shareholders in the event that they can no longer work due to circumstances such as disability, retirement or death. While it is most often used in partnerships, privately owned companies or closely held corporations, a buy-sell agreement can be useful even for sole proprietors if the owner intends for a key employee or family member to take over the business one day. Business owners gain a variety of benefits from entering into a buy-sell agreement. First, it can establish in advance a fair formula for valuing a share of the business. If one of the owners wishes to leave and the remaining owner or owners wish to buy the departing individual’s share, they will have competing interests regarding valuation in the moment. If they agree in advance, it is less likely anyone will feel unfairly treated. Business co-owners may also wish to ensure that no one sells their stake in the business to a third party who

Rebecca Pavese

is an undesirable or impractical partner. A typical buy-sell agreement gives the business, the owners or both a right of first refusal on certain proposed transfers of a stake in the enterprise. This means owners are more likely to keep control of the business, even if an individual with a large stake chooses to leave. Similarly, an agreement could stipulate that stakeholders in a closely held business must sell their shares back to the business when they exit. Buy-sell agreements can also be useful in creating liquidity in the event of an owner’s departure, especially if it is unexpected. The agreement can ensure the withdrawing owner — or a deceased owner’s heirs — will have a market for a stake in the business that might not otherwise exist.

ELEMENTS OF A GOOD AGREEMENT

Drafting a buy-sell agreement early in the life of a business is important because it allows partners or co-owners to discuss contingencies such as a stakeholder’s death, disability or retirement. It also creates a way to guard against possible but less certain future scenarios such as a serious argument between stakeholders, an owner’s divorce or bankruptcy, or a partner using a stake in the business as collateral and then defaulting on the loan. By the time any of these situations occur, emotions are likely to run high. Setting up a plan in advance can not only safeguard the business but also reduce stress on owners during potentially trying circumstances. Revisiting business succession plans every three to five years is a good idea,

though owners should also reassess any time the business experiences a major change, such as rapid growth, the addition or departure of an owner or major stakeholder, or substantial changes to the business model. When business owners create — and subsequently revisit — a buy-sell agreement, they should gather a team of professionals to help. This team should include an experienced lawyer, an accountant, a tax expert and, potentially, a valuation professional. (Sometimes a single individual may fulfill more than one of these roles.) Depending on the circumstances, owners may also want to involve their personal estate planning professional or financial planner. A valuation professional is a good addition to the team because valuing the business is both a crucial part of a good buy-sell agreement and a complicated undertaking. Some buy-sell agreements include a specific formula to determine the value of a stake in the business. Others simply include a clause specifying that a valuation expert will assess the business at the appropriate time when an owner leaves. Regardless of the formula or expert involved, the most important thing is for owners to agree on a valuation method in advance. In addition to specifying a valuation method, a buy-sell agreement should include rules for who can buy and sell stakes in the business and under what circumstances. For instance, the founder of a family business may want to ensure that the enterprise stays partly or completely in the hands of family members or winds up there in the

future. In many cases, a purchaser will be the other owners, the business itself or some combination of these two. Because issues like death, divorce or bankruptcy cannot always be anticipated, rules about funding are also an important part of a buysell agreement. Agreements should specify how the business will fund a buyout of a departing owner. Specificity allows the business to plan realistically for future obligations. Requiring an immediate lump-sum buyout can make buying back an interest challenging or even impossible for some businesses, so many agreements provide for a down payment followed by installments over a few years at a reasonable rate of interest. In some businesses, especially partnerships, co-owners purchase life insurance policies on one another — or the business purchases policies insuring key personnel — in order to fund buyouts of an owner’s heirs in the case of his or her unexpected death. This technique can become

expensive with larger numbers of shareholders, so it is not right for every business, but it is a common way to fund a buy-sell agreement among a few key individuals.

Regardless of the formula or expert involved, the most important thing is for owners to agree on a valuation method in advance.

While buy-sell agreements primarily address nontax goals, owners should keep tax obligations in mind when creating them. Funding concerns extend to how the business will pay the Internal Revenue Service, not only the seller. The best buy-sell agreement is one that must be tailored to fit particular business needs and long-term goals. With some professional help and foresight, business owners can avoid unpleasant surprises when, inevitably, one of their number goes his or her own way. Rebecca Pavese, CPA, is a financial planner and portfolio manager with Palisades Hudson Financial Group’s Atlanta office. The firm’s northeast office is in Stamford at First Stamford Place. Palisades Hudson Financial Group is a fee-only financial planning firm and investment manager with $1.4 billion under management. It offers financial planning, wealth management and tax services. Visit palisadeshudson.com.

Industrial site owners settle environmental testing costs BY BILL HELTZEL bheltzel@westfairinc.com

he owners of an industrial site in Cornwall, Orange County, have agreed to reimburse the state Department of Environmental Conservation for most of the costs of testing for contaminants that were ultimately found to be within acceptable levels. Last year, the state sued Moodna Creek Development Ltd., Cornwall Warehousing Inc. and SR II Inc. in federal court for the costs it incurred in assessing hazardous wastes at 2 Mill St. The DEC claimed it had spent $173,692, from 1988 through 2017, to determine the risks that the contaminants posed to people and the environment. Isaac Landau of Monroe and Sandor Landau of

Brooklyn, the principals in the companies, agreed on April 11 to pay $110,000 — 63 percent — of the state’s costs. The state agreed to release them and their companies from liability. The 70-acre property on Moodna Creek includes light industrial buildings, warehouses and two lagoons used for storing hazardous wastes. Textiles were manufactured on the site from the 1820s to the 1990s. Majestic Weaving Co., for instance, made wool carpets until it went out of business around 1993 and,

according to the state, had discharged hazardous chemicals into the lagoons. The Landaus have had interests in the site since the late 1980s, the state has said. In the 1980s the federal Environmental Protection Agency detected toluene, a solvent that can cause brain damage, in the lagoons. DEC detected high levels of copper, zinc, iron and chromium. It found leaking drums and torn liners in the lagoons and monitoring wells that were in poor condition. The DEC had initially determined that the site “posed a very great threat to the environment.” In 2014, the state concluded that the levels of contamination in the lagoons were acceptable for commercial or industrial uses. “The extent of testing was grandiose,” the Landaus argued three months ago in their answer to the DEC’s lawsuit, and the costs were “unwarranted and/or excessive.”

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Adding social sports to your company's game plan

hink sports leagues are just for kids? Not so! Adding corporate social sports to a firm’s game plan can promote a healthier workplace, build camaraderie and boost morale. When I started Yorkville Sports Association (YSA) in 1978, we had eight softball teams. I took out an ad in a community newspaper to increase business and companies started to come out of the woodwork looking to form teams. By 1998, YSA organized and serviced sports leagues for 500 corporations and their employees, including softball, touch football, volleyball and basketball leagues. We began our Westchester division four years ago with seven teams and today service 50 teams in the county. YSA is continually adding new sports to its league program, including bocce ball, which is sure to be hot this summer, and dodge ball, which will come next. Clearly, corporate social sports are filling a need. Throughout the 40 years that I have been facilitating corporate sports leagues, the feedback has remained the same. Employees who participate in the programs report they look forward to the mental and physical break that playing a sport gives them. Companies tell us camaraderie and communication between employees at all levels has improved.

THE ULTIMATE IN-HOUSE NETWORKING TOOL

No matter how open an office floor plan is, it's likely that employees in different departments don't know each other. Out on the field, while the focus is on the game, social interactions and connections come naturally. Employees of all levels and departments get to know each other and share ideas. Whether it's in a car pool on the way to the game, while playing and cheering

each other on, or at a local pub having a beer after the game, employees tend to mix and mingle in a relaxed fashion when they play on social sports leagues together, which often translates into better working relationships. Team sports also encourage people to find ways to work together more effectively. There is a layer of accountability that develops when people participate in a sports team. Team members rely on each other to show up for games and give it their best. Those who consistently make their best efforts are more likely to build closer relationships with colleagues.

HEALTH AND WELLNESS

It’s no surprise that staying active is beneficial for both physical and mental health. A 2016 Nielsen Company report revealed that adults in the United States typically devoted 10 hours and 39 minutes each day to consuming media. That number was a dramatic one-hour increase from the previous year. Inactivity is linked with a higher obesity risk and a higher risk of certain diseases, but many people struggle to find an activity they can enjoy and stick to. That's where sports leagues come in. While the focus is on fun, the physical and mental health benefits are undeniable. In fact, some companies whose employees play in corporate leagues report a drop in sick days. Stress relief is also a factor for those with high-pressure jobs. Sports provide a break from the demands on employees because while playing they think about the game, putting work on the back burner. It's simply a great way to unwind.

AN INVESTMENT IN THE BOTTOM LINE

A 2016 U.S. Chamber of Commerce report posits

that a well-designed corporate wellness program has a return on investment over time of $1.50 to $3 for every dollar spent on the program. This includes health care cost savings and increased productivity. Then there are the less tangible benefits a business will accrue when it sets up a sports team. When employees start having more fun together, they are more likely to feel connected to their workplace and come to believe it is a great place to work. Putting a pool table in the break room is a start, but only a couple of people are involved at a time in a game of pool. Establishing a sports team allows many people to participate at once and is a group experience that helps create a fun office culture. And let's face it; when a company is seen as a fun-loving one, recruiting top talent is easier. Whether it's facilitating interoffice networking and making the office more cohesive, offering employees an opportunity to be more active, or increasing the office’s fun factor, creating a corporate sports team is worth it. Isn't it time for your office to invest in some fun? Yorkville Sports Association (YSA) is a leader in facilitating corporate recreational sports leagues throughout New York City and Westchester County. Based in Yorktown Heights, YSA manages all components of organizing team leagues including assigning teams to appropriate skill levels, creating season-long schedules and providing game officials. YSA is proud to contribute to organizations that promote health, fitness education and the well-being of youth and vulnerable populations and a portion of all league fees are allocated to support several nonprofit organizations such as the Special Olympics.

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Developer eyeing 2019 for Lowe’s opening in Yorktown

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Construction on the future Lowe’s store in Yorktown. Photo by Aleesia Forni.

The Yorktown Planning Board approved the $60 million project in November 2015. Costco’s project hit a snag when its on-site gas station was strongly opposed by independent gas station owners in Yorktown. Yorktown Smart Growth, a residents development watchdog group, Yorktown Gas Mart Inc. and Quick Stop Central Ave. Inc. filed a lawsuit against town officials and Breslin Realty Development claiming the big-box store would hurt area gas station owners and sought to have the town’s approval of the project overturned. After years of delays and roadblocks, Costco ultimately pulled out of the project in 2016. While the Costco project spent years in the planning stages, the Lowe’s development was approved just three months after it was proposed to the planning board. The Yorktown Lowe’s would mark the Mooresville, North Carolina, chain’s second facility in Westchester County. Last summer, a 70,000-square-foot Lowe’s opened at Ridge Hill in Yonkers. “We decided to add a new store in Yorktown because we believe it’s a great location to provide residential and professional customers everything they need to improve or maintain their homes,” said Ashley N. Glasser, manager of corporate communications for Lowe’s Cos.

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Lowe’s home improvement center could open its doors in Yorktown in the coming year. Construction crews are continuing to complete site work on the property at 3200 Crompond Road. Once completed, the 25-acre site in Yorktown Heights will be home to a 124,000-square-foot Lowe’s and three other business, ranging from up to 4,000 square feet to 15,000 square feet. “We’ve done a lot of underground work to make way for the foundations that have to go in,” said Wilbur F. Breslin, CEO of the shopping center’s developer, Breslin Realty Development Corp. “We’re on schedule to deliver the pad site to Lowe’s in July, at which point they will build the building.” Breslin added that Lowe’s “should be open by the early part of next year” and said the shopping center’s other tenants have yet to be selected. The Garden City-based developer broke ground on the roughly $70 million project, which is just off the intersection of the Taconic State Parkway and Route 202, in October of last year. The long-vacant site was formerly occupied by the Yorktown Country Inn, which closed more than 20 years ago. The property was last used as a county-run homeless shelter. To make way for the new development, the company demolished the site’s existing dilapidated and graffiti-covered structures. An October groundbreaking for the roughly $70 million project marked a milestone in what has been a long road for Breslin’s company, which has been in talks to develop the property since 2009. The development replaces a previously approved 151,092-square-foot Costco and a members-only gas fueling station on the site.

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Million Air unveils new hangar at Westchester County Airport BY ALEESIA FORNI aforni@westfairinc.com

illion Air unveiled on May 2 its new 52,000-square-foot hangar, the first phase of the renovation and expansion of its corporate aviation complex at Westchester County Airport. “Our job at Million Air is to really drive that first impression of Westchester,” said Million Air CEO Roger Woolsey. “Our job is to just make sure that we greet the market makers of this community in a great way.” The spacious hangar features 28-foot doors and floors that are heated with a radiant heat system that allows temperatures to be maintained for aircraft and pilots. The hangar also includes eight customizable offices with storage space. With the completion of the hangar, Million Air’s 26-acre corporate aviation complex now has 84,000 square feet of hangar space and more than 7 acres of ramp space. Woolsey said the new hangar is a win-win for the county. “The corporations that bring their airplanes here, they’re really what’s driving the community,” he said. “They’re driving the local economy. They’re adding jobs. The recently completed building is part of Million Air’s $80 million expansion and renovation project at the airport. Adjacent to the hangar, construction is underway on Million Air’s new 18,000-square-foot terminal. That two-story terminal will include seating areas, wood and rock features, stone-framed dual fireplaces and wood beam ceilings. The terminal will also feature conference rooms, a pilot lounge with sleep rooms, a barista-staffed coffee bar, an indoor valet area and additional parking. The terminal is expected to be completed by the end of the year. “That is really where we’re going to be greeting the customers,” he said. Million Air operates luxury fixed-base operation terminals across four continents. The Houston-based company also provides aircraft charter, management, sales and aircraft maintenance. The county Board of Legislators unanimously approved a 30-year ground lease agreement with Million Air last year, allowing the company to operate both a light aviation facility and a full-service heavy aircraft fixed-base operation, one that will provide a range of services including fueling and general aviation maintenance. In October, the Westchester County Industrial Development Agency approved the issuance of tax-exempt bonds for the company, lowering the project’s financing costs. Million Air’s plans for the airport faced some pushback from community members who worried it would lead to an increase in landing and takeoff noise. However, Woolsey said the opposite will be true.

Westchester County Director of Operations Joan McDonald, Million Air CEO Roger Woolsey, Business Council of Westchester CEO Marsha Gordon, County Legislators Ben Boykin and MaryJane Shimsky and Harrison Mayor Ron Belmont. Photo by Aleesia Forni.

“We’ve moved 13 aircraft into this hangar that used to fly into and out of this community on an empty basis,” he said. “The access cost was very high to these corporations, because they had to keep their planes in Connecticut, Pennsylvania, New Jersey, fly the aircraft in empty, pick up their executives and go back out. We’ve been able to take 13 aircraft in and stop that.” Marsha Gordon, president and CEO of The Business Council of Westchester, said Million Air is a significant economic contributor to the community. Along with the company’s investment in the airport, Gordon said area businesses could also see a boost because of the renovations and expansion. “It’s the multiplier effect,” she said.

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Iona, New Rochelle reach agreement for campus expansion following legal dispute BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

he city of New Rochelle and Iona College reached an agreement at the end of April that will have the school discontinue litigation against the city and allow Iona to move forward with more than $17 million in planned expansions. The deal, as described by the college in a joint press release with the city on April 21, allows for “the inward expansion of two campus buildings while addressing neighborhood concerns regarding the campus perimeter.”

A rendering of the atrium enclosing Hagan Hall, part of the new School of Business facility planned for the Iona College campus.

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The agreement comes about a year-and-ahalf after Iona College first announced plans for a $17.5 million expansion of its Hagan Hall School of Business facility. Those plans have been on hold amid a land-use dispute between the city and college. Iona sued the city in March 2017, claiming the city had improperly blocked its expansion plans. Iona had claimed that the city misled the public with a confusing notice for a public hearing on the law. The college also accused the city’s corporate counsel, who had once worked for Iona, of unethically using privileged information against the college. That lawsuit was dismissed by Westchester Supreme Court Acting Justice Susan Cacace in July, who said in its “rush to the courthouse,” the school had failed to exhaust administrative remedies. The college alleged the city acted improperly when it added an amendment to its city zoning that requires a special permit to merge parcels. The college had planned to merge several parcels on Beechmont Drive and Montgomery Place for the development. Iona sued after the merger was rejected. The agreement between the city and college addresses the parcel issue. The announcement notes that any future parcel agreements will require a special permit. It also promises an expedited environmental review process for the expansion to Hagan Hall, as well as an additional expansion to Spellman Hall. The city will also review the environmental impact of all other potential projects on the campus as part of the Hagan Hall review. In exchange, the college has agreed to discontinue any pending litigation. Iona will also create a “Town-Gown” committee with city and college officials to discuss “shared interests for the community, the college and the city.” Officials from both institutions praised the deal. Mayor Noam Bramson said the city wants Iona to be a “thriving college that grows in a fashion consistent with our community’s planning principles and that continues to maintain a mutually respectful and supportive relationship with its neighbors.” Iona President Joseph E. Nyre added that he was pleased the college could move forward with its expansion plans. “Seeking input from our neighbors and the community has always been important to the college,” Nyre said. “We remain committed to being good neighbors to our good neighbors.” The plans for Hagan and Spellman halls are in review by the city’s planning board.

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New Rochelle IDA extends tax abatement deal ©Myers Creative Imaging

BY BILL HELTZEL bheltzel@westfairinc.com

he New Rochelle Industrial Development Agency has amended a tax abatement deal to protect itself against the possibility that a portion of the $48 million 70 Nardozzi Place project isn’t built. Simone Development Cos. in the Bronx and G&S Investors in Manhattan are building a $22.6 million public works facility for the city at Nardozzi Place. They also have approvals to build a health club and self-storage facility at the site and for a 25-year tax relief deal for the commercial elements. Now the self-storage facility is in doubt, and if it is not built, an attorney for the developers said in a letter to the IDA, they would not achieve the financial benefits they expected under the original payment in lieu of taxes agreement. Part of that PILOT agreement was designed to cover $2.6 million in capital costs for the public works facility, Luiz Aragon, commissioner of development, told the IDA board on April 25. If the storage facility is not built, the city would be on the hook for another $700,000. He said extending the PILOT by five years would enable the city to recapture the $700,000. The amended PILOT would cost the developers $1.6 million over 30 years, saving $9.2 million on the estimated full tax rate of $10.8 million. The city plans to lease the 130,000-squarefoot ground floor for $260,000 a year for 45 years, for offices and a garage. LA Fitness will lease 37,000 square feet on the second level. The proposed self-storage facility would be in an adjacent, five-story structure. The city also has started an eminent domain process to take the Auto Sunroof property at 54 Nardozzi Place, for more offices and a fueling station. Charles B. Strome III, the city manager and IDA chair, said a couple of factors make a five-year extension acceptable. One, the city is saving about 30 percent on construction costs by having the developers build the public works facility. Two, the commercial elements of the project will not burden the school system with more students. Ivar Hyden, vice chairman, said 30-year PILOTS are not policy, but the arrangement works because of the public works facility. “We’re not going to be giving out 30-year PILOTS on residential buildings,” he said. The board unanimously approved the

30-year PILOT resolution. It is meant as an alternative to the 25-year tax abatement deal, only if the self-storage facility is not built. “We’re still trying to get the self-storage deal done,” said Peter J. Wise, the developers’ attorney. “So far, it just hasn’t gelled.”

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MAY 7, 2018

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Our members share concerns for conservation. It bothers us that up to 130 million gallons of New Jersey’s drinking water are wasted every day due to aging underground pipes.

WE PROMOTE CONSERVATION. Local 825 Operating Engineers are trained to install water infrastructure efficiently and without impacting the environment. In New York, we are part of a team that will save 138 million gallons of drinking water every day, delivering clean water to millions of homes throughout the region. We believe in conservation and renewal that will only come with a commitment to infrastructure upgrades, before a serious or prolonged water shortage forces us to act.

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the parking lot. The parking structure would be six-levels, with spaces for residents, the retail component and 85 spots reserved for AT&T employees next door at 400 Hamilton. The parking would also feature a “green wall” on its western face, with ivy and other plants growing year-round to help hide the structure from the site of nearby residents. White Plains Mayor Thomas Roach expressed some concern that the lack of retail on the project could prevent the buildings from better engaging the street, particularly on the Hamilton Avenue side. City officials have stated several times that they’d like the street there to become more walkable and lively. David Steinmetz, an attorney representing the developer, said that’s a shared goal. “Part of our desire as the development team, our client’s desire, is working with the city to try to create some activity along Hamilton and stimulate the area that is now largely business-oriented,” said Steinmetz, a partner at Zarin & Steinmetz. Ordemann said the project would include a landscaped outdoor terrace that could help add life to the street. Rose Associates has completed more than $2 billion in projects in the last five years and manages the operations of more than 14,000 apartment units. Company President and CEO Amy Rose first said her company would be involved in developing the 440 Hamilton project in December during an interview with the New York Post after she first took on the chief executive role. The project represents the first for the firm outside New York City in decades, the Post reported, but Rose told the paper the development is part of a plan to target transit-oriented sites in the suburbs. “We’re looking up and down train lines in places like New Jersey and Yonkers,” Rose told the Post. Steinmetz said the development team would file documents for a site plan application and special permit with the city that week.

CITY CENTER

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In a smaller project a block over, the owners of the City Center shopping complex, Kite Realty Group, briefed the council on plans to upgrade a pedestrian plaza on the east side of the property. The plaza, between Main Street and the City Center parking garage, often serves as a drop-off and pick-up area for the center’s shops. Gavin Thomas, a senior development manager for Kite, said the company’s goal is to “create a real sense of place and makes it feel like another outdoor room that can be used a majority of the year.” The update, if approved, would include new seating areas, a fountain with a waterfall feature, a small stage for a summer concert series and a dog park area for residents. It will also add a small retail kiosk space that could feature small, grab-and-go type business, such as a coffee shop.

BRIEFLY SUNY NEW PALTZ COMPLETES $1.4M SOLAR ENERGY PROJECT

SUNY New Paltz has unveiled a $1.37 million energy system that includes rooftop solar panels and battery storage. The new array of photovoltaic panels on the college’s Elting Gymnasium and nearby Sojourner Truth Library will generate 217-kilowatt hours to support the battery system. The storage allows SUNY New Paltz to store solar power for emergencies and times of peak energy demand, the school said in a press release. The project is led by the New York Power Authority. Gil C. Quiniones, president and CEO of the White Plains-based state utility, said the type of microgrid technology the project represents “is becoming increasingly important as we look to create a more robust and resilient power grid throughout New York.” Gov. Andrew M. Cuomo praised the project as part of a goal to reach 1,500 megawatts of energy storage capacity in New York state by 2025. The school drew funding from a range of sources to finance the energy system. More than $580,000 in funding came from the state BuildSmart NY program, an initiative to increase energy efficiency in public buildings. Another $272,000 came from the New York State Energy Research and Development Authority’s NY-Sun solar development arm. Central Hudson Gas & Electric, the college’s power provider, pitched in an additional $189,000. The remaining costs were covered by NYPA and will be repaid by the college. NYPA, NYSERDA and the Electric Power Research Institute, a California energy think tank, will utilize the project to research additional technical and economic benefits of solar and storage systems.

TAUK KITCHEN AND BAR OPENS IN ARMONK

Tauk Kitchen and Bar has opened its doors at 402 Main St. in Armonk. The beach-theme restaurant, owned by Frances Leone, was inspired by his childhood vacations in Montauk. “I wanted to bring my own expression of Montauk’s vibe to Armonk for everyone to enjoy,” Leone said. The restaurant offers outdoor seating for warmer months and features Montauk seafood, reputably sourced meats, local produce and craft cocktails and beers. The restaurant’s chef, Sean Fitzgerald, has held tenures at Purdys Farmer and the Fish and Xaviers X20 in Yonkers. The menu offers options, including salads, sandwiches, off-the-boat seafood, hand-blended burgers and steaks. Other dishes include lobster rolls, wings and mini-tacos, along with gluten-free, vegan and allergy-sensitive options. The bar offers guests the option of drinks that pair with the chef’s selections. The restaurant will be open seven days per week for dinner and will open for breakfast, lunch and weekend brunch in the coming weeks. For more information, visit taukkitchen. com or call 914-730-1144.

GINSBURG TOPS OFF PEEKSKILL TOWNHOMES

Ginsburg Development Cos. held a “topping off” ceremony April 19 at Gateway Townhomes, marking the completion of the final floor and roof of the building at 700 Main St. in Peekskill. The development includes 16 rowhouse condominiums, with triplex two- and three-bedroom homes ranging in size from 1,649 square feet to 1,915 square feet. Fourteen of the townhomes will be sold at market rate prices, starting at $325,000. Two units will be offered as affordable workforce housing for those making up to 80 percent of the Westchester median income. Those sales prices are yet to be determined. “We’re honored to play a role in Peekskill’s

revitalization, especially at a site which is, quite literally, the gateway to the city,” said principal Martin Ginsburg. “Gateway Townhomes offers the convenience of downtown living at a reasonable price for new construction condominiums in Westchester County.” Ginsburg was joined at the groundbreaking by Peekskill Mayor Andre K. Rainey and other local dignitaries. “This collaborative effort with GDC is an example of what the city and our community can look forward to,” Rainey said. “Going forward, we strive to always deliver more than expected for the people in this wonderful community.” The first floor of each townhome features an entrance hall, a home office or guest room and a two-car garage. Second floors consist of

the living and dining rooms with eat-in kitchens. Top floors feature two or three bedrooms. Sales are expected to begin this summer, the company said. The Valhalla-based developer is also constructing another project in Peekskill, the $64.5 million mixed-use development, Fort Hill. That project, which is being built on the site of a former convent and Revolutionary War lookout in Peekskill, will include 178 rental apartments, a hotel and a restaurant. The townhomes will share a shuttle bus to the Peekskill Metro-North station with Fort Hill development. For more information ,visit gdchomes.com or contact gateway@ gdchomes.com, or call 914-739-1590. — Ryan Deffenbaugh and Aleesia Forni

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MAY 7, 2018

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Facts & Figures BANKRUPTCIES MANHATTAN 172 Bleecker Street Restaurant Inc. 172 Bleecker St., New York 10012. Chapter 11, voluntary. Represented by Rachel S. Blumenfeld. Filed: April 26. Case no. 18-11174-mg. 215 Sullivan Street LLC. c/o Stonehouse Service’s Group. 210 Boonton Ave., Kinnelon, New Jersey. 07405. Chapter 11, voluntary. Represented by Lawrence Morrison. Filed: April 30. Case no. 18-11255-mg.

COURT CASES Bayer HealthCare Pharmaceuticals Inc. Filed by Marqusey Evans. Action: federal question– product liability. Attorney: Eric M. Terry. Filed: April 27. Case no. 7:18-cv-03769. Bayer HeathCare Pharmaceuticals Inc. Filed by Mary Walker. Action: diversity-product liability. Attorney: Eric M. Terry. Filed: April 27. Case no. 7:18-cv-03687-UA. Commissioner of the Social Security Administration. Filed by Charles Joseph Parker Jr. Action: review of the HHS decision (DIWW). Attorney: Josephine Gottesman. Filed: April 30. Case no. 7:18-cv03814. Discover Cards, et al. Filed by Rekja S. Karia and Neel S. Karia. Action: diversity-fraud. Attorney: Christopher Barry Turcotte. Filed: April 27. Case no. 7:18-cv-03703-VB. eBay Inc., et al. Filed by James A. Cracolici and Danielle C. Cracolici. Action: fraud and related activity in connection with computers. Attorney: James Cracolici. Filed: April 30. Case no. 7:18-cv-03807. Ellenville Regional Hospital Foundation Inc., et al. Filed by Eva Cron. Action not listed. Attorney not listed. Filed: April 30. Case no. 7:18-cv-03837.

Items appearing in the Westchester County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3680

HCC Caterers Inc. d.b.a. Xaviers X20 on the Hudson. Filed by Susan Mahoney. Action: federal question– fair labor standards. Attorney: Robert Daniel Salaman. Filed: April 30. Case no. 7:18-cv-03872. Mace Contracting Corp. Filed by the trustees of the Operating Engineers Local 137, 137A, 137B, 137C and 137R Annuity, Pension, Welfare, and Apprenticeship Skill Improvement & Safety Funds of the International Union of Operating Engineers. Action: E.R.I.S.A.– civil enforcement of employee benefits. Attorney: Giacchino James Russo. Filed: April 27. Case no. 7:18-cv-03723. Nissan Motor Acceptance Corp. Filed by BNF NY Realty LLC. Action: diversity – petition to quiet title. Attorney: Ely Goldin. Filed: April 26. Case no. 7:18-cv-03664-UA. PCT Contracting LLC. Filed by the trustees of the Operating Engineers Local 137, 137A, 137B, 137C and 137R Annuity, Pension, Welfare and Apprenticeship Skill Improvement & Safety Funds of the International Union of Operating Engineers. Action: E.R.I.S.A.– civil enforcement of employee benefits. Attorney: Giacchino James Russo. Filed: April 27. Case no. 7:18-cv-03726. Triple A Supplies Inc. Filed by Health & Welfare Fund of the United Food & Commercial Workers Local 2013, AFL-CIO. Action: E.R.I.S.A.– employee retirement. Attorney: James Michael Steinberg. Filed: April 27. Case no. 7:18-cv-03676-NSR.

FORECLOSURES CORTLANDT MANOR, 562 West Brook Drive. Single-family residence; lot size: N/A. Plaintiff: U.S. Bank National Association. Plaintiff ’s attorney: Stern & Eisenberg PC, 215-572-8111; 485 B Route 1 South, Iselin, New Jersey. 08830. Defendant: Wilfred Cruz. Referee: Dan Pagano. Sale: May 14, 9 a.m. Approximate lien: $358,885.54. HARRISON, 8 Old Woods Drive. Single-family residence; lot size: 1.02 acre. Plaintiff: JPMorgan Chase Bank National Association. Plaintiff ’s attorney: Shapiro, DiCaro & Barak, 877-759-1835; 175 Mile Crossing Blvd., Rochester 14624. Defendant: Violeta Dedvukaj. Referee: Leticia Azzu. Sale: May 21, 10:30 a.m. Approximate lien: $4,448,952.34. HARTSDALE, 1 Cornell Drive. Single-family residence; lot size: .35 acre. Plaintiff: Wilmington Savings Fund Society. Plaintiff ’s attorney: Shapiro, DiCaro & Barak, 877-7591835; 175 Mile Crossing Blvd., Rochester 14624. Defendant: Anna Sinopoli. Referee: Joseph Maria. Sale: May 14, 9 a.m. Approximate lien: $777,175.94.

ON THE RECORD

HAWTHORNE, 204 Sherman Ave. Single-family residence; lot size: .22 acre. Plaintiff: The Bank of New York Mellon. Plaintiff ’s attorney: RAS Boriskin, 516-280-7675; 900 Merchants Concourse, Westbury 11590. Defendant: Robert Angiello. Referee: Gary Rikoon. Sale: May 14, 11 a.m. Approximate lien: N/A. MOHEGAN LAKE, 3039 High St. Single-family residence; lot size: N/A. Plaintiff: Nationstar Mortgage LLC. Plaintiff ’s attorney: RAS Boriskin, 516-280-7675; 900 Merchants Concourse, Westbury 11590. Defendant: Kenneth Martin. Referee: Janet Paganelli. Sale: May 14, 10 a.m. Approximate lien: N/A. MOUNT KISCO, 1 Glassbury Court. Single-family residence; lot size: N/A. Plaintiff: JPMorgan Mortgage Loan Trust 2006-53. Plaintiff ’s attorney: Sheldon May & Associates, 516-763-3200; 255 Merrick Road, Rockville Centre 11570. Defendant: Martin Gordon. Referee: John Guttridge. Sale: May 11, 9:15 a.m. Approximate lien: $1,515,511.14. MOUNT VERNON, 5 S. 13th Ave. Single-family residence; lot size: .06 acre. Plaintiff: James B. Nutter & Co. Plaintiff ’s attorney: RAS Boriskin, 516-280-7675; 900 Merchants Concourse, Westbury 11590. Defendant: Samuel Blake. Referee: Clement Patti. Sale: May 14, 10:30 a.m. Approximate lien: N/A. MOUNT VERNON, 19 S. Terrace Ave. Three-family residence; lot size: .08 care. Plaintiff: Wells Fargo Bank National Association. Plaintiff ’s attorney: Leopold & Associates PLLC, 914-219-5787; 80 Business Park Drive, Armonk 10504. Defendant: Norman Hoo. Referee: Lawrence Schiro. Sale: May 10, 10 a.m. Approximate lien: $688,141.87. MOUNT VERNON, 45 Marion Ave. Single-family residence; lot size: .22 acre. Single-family residence; lot size: .22 acre. Plaintiff: HSBC Bank USA National Association. Plaintiff ’s attorney: Leopold & Associates PLLC, 914-219-5787; 80 Business Park Drive, Armonk 10504. Defendant: Jose Suero. Referee: Warren Cohen. Sale: May 10, 9 a.m. Approximate lien: $804,313.88. MOUNT VERNON, 420 S. Fourth Ave. Two-family dwelling; lot size: .08 acre. Plaintiff: Bank of America National Association. Plaintiff ’s attorney: Shapiro, DiCaro & Barak, 877-759-1835; 175 Mile Crossing Blvd., Rochester 14624. Defendant: Paul Campbell. Referee: Judith Reardon. Sale: May 7, noon. Approximate lien: $1,028,821.38.

NEW ROCHELLE, 46 Saxon Way. Plaintiff: Nationstar Mortgage LLC; lot size: .31 acre. Plaintiff: Nationstar Mortgage LLC. Plaintiff ’s attorney: McCabe, Weisberg & Conway PC, 914-636-8900; 145 Huguenot St., Suite 401, New Rochelle 10801. Defendant: Christopher Cuomo as administrator for the estate of Gloria Elgarten. Referee: Carl Finger. Sale: May 9, 2 p.m. Approximate lien: Approximate lien: $559,723.58. OSSINING, 13 Ryder Road. Single-family residence; lot size: 3.02 acre. Plaintiff: Ditech Financial LLC. Plaintiff ’s attorney: Gross Polowy LLC, 716-204-1700; 1775 Wehrle Drive, Williamsville 14221. Defendant: Michael Fenech. Referee: Gary Arthur Friedman. Sale: May 22, 9:15 a.m. Approximate lien: $266,423.84. PORT CHESTER, 374 King St. Single-family residence; lot size: .27 acre. Plaintiff: The Bank of New York Mellon. Plaintiff ’s attorney: Shapiro, DiCaro & Barak, 877-759-1835; 175 Mile Crossing Blvd., Rochester 14624. Defendant: Oscar Reyes. Referee: Christopher Bonante. Sale: May 21, 10:15 a.m. Approximate lien: $1,105,381.04. SLEEPY HOLLOW, 194 Webber Ave. Two-family residence; lot size: .14 acre. Plaintiff: National City Real Estate Services LLC. Plaintiff ’s attorney: McCabe, Weisberg & Conway PC, 914-636-8900; 145 Huguenot St., Suite 401, New Rochelle 10801. Defendant: Frank Occhipanti. Referee: Thomas Galivan. Sale: May 9, 1 p.m. Approximate lien: $568,286.87. SOMERS, 159 Heritage Hills, Unit B. Condominium; lot size: N/A. Plaintiff: Federal National Mortgage Association. Plaintiff ’s attorney: Rosicki & Rosicki & Associates, 845-897-1600; 2 Summit Court, No. 301, Fishkill 11254. Defendant: Licia Mikulicic. Referee: Carl Finger. Sale: May 24, 1 p.m. Approximate lien: $332,303.50. SOMERS, 180 Heritage Hills, Unit 180B, Somers 10589. Condominium; lot size: N/A. Plaintiff: U.S. Bank National Association. Plaintiff ’s attorney: Leopold & Associates PLLC, 914-219-5787; 80 Business Park Drive, Armonk 10504. Defendant: Gina Spatafore. Referee: Steven Goldenberg. Sale: May 24, 10 a.m. Approximate lien: $318,392.16. WHITE PLAINS, 9 Pleasant Ave. Single-family residence; lot size: N/A. Plaintiff: HSBC Bank USA National Association. Plaintiff ’s attorney: Leopold & Associates PLLC, 914-219-5787; 80 Business Park Drive, Armonk 10504. Defendant: Todd Ruffalo. Referee: Joseph Maira. Sale: May 17, 9 a.m. Approximate lien: $808,860.37.

WHITE PLAINS, 46 Alexander Ave. Two-family residence; lot size: N/A. Plaintiff: Wilmington Savings Fund Society. Plaintiff ’s attorney: RAS Boriskin, 516-280-7675; 900 Merchants Concourse, Westbury 11590. Defendant: Pauline Drago. Referee: David Gelfarb. Sale: May 21, 9:15 a.m. Approximate lien: N/A. YONKERS, 2 Halstead Ave. Single-family residence; lot size: .19 acre. Plaintiff: U.S. Bank National Association. Plaintiff ’s attorney: Gross Polowy LLC, 716-204-1700; 1775 Wehrle Drive, Williamsville 14221. Defendant: Kharton Hack. Referee: Carla Driansky Glassman. Sale: May 21, 9:45 a.m. Approximate lien: $857,957.04. YONKERS, 139 Remsen Road. Single-family residence; lot size: .15 acre. Plaintiff: 21st Mortgage Corp. Plaintiff ’s attorney: Helfand & Helfand, 212-599-3303; 350 Fifth Ave., New York 10118. Defendant: Paul Vincent Mangieri. Referee: Robert Schecter. Sale: May 15, 2 p.m. Approximate lien: $420,062.40.

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DEEDS Above $1 million 113 Hook LLC, New York City. Seller: Michael Gross, et al, Mill Valley, California. Property: 113 Hook Road, Bedford. Amount: $1.8 million. Filed April 27. 130 Kirby LLC, Brooklyn. Seller: Julian C. Allen, et al, Rye. Property: 130 Kirby Lane, Rye. Amount: $7.6 million. Filed April 27. 14 Le Count Place LLC, Chappaqua. Seller: 455 Main Real Estate LLC, Scarsdale. Property: 455 Main St., New Rochelle. Amount: $2 million. Filed April 27.

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2 Lyon Place LLC, White Plains. Seller: American Cancer Society Inc., Atlanta, Georgia. Property: 2 Lyon Place, White Plains. Amount: $2.5 million Filed April 27. 767 King Street LLC, New York City. Seller: Terry Bazes, et al, Pleasantville. Property: 767 King St., New Castle. Amount: $1 million Filed April 25. Allstate Ventures LLC, Monroe. Seller: 64 Centre Ave LLC, New Rochelle. Property: 64 Centre Ave., New Rochelle. Amount: $3.2 million. Filed April 27.

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DCE Equities LLC, Flushing. Seller: Real NY Realty LLC, New York City. Property: 17 Bertel Ave., Mount Vernon. Amount: $1.4 million. Filed April 23.

WCBJ

MAY 7, 2018

GOOD THINGS

RIPCO HIRES DANIEL

From left: Bram Lewis, Schoolhouse artistic director; board member Francis Corcoran; Peter Kamenstein, North Salem deputy supervisor; board member Joan Gilbert; North Salem Supervisor Warren Lucas; and Lee Pope. Photo by Doug Abdelnour. Pace students carried buckets of water on their heads during the mile-long walk.

PACE STUDENTS WALK FOR WATER Pace University in Pleasantville hosted the Westchester Walk for World Water in partnership with the Children’s Environmental Literacy Foundation student ambassadors. Participating were more than 100 Pace students, staff, faculty, community members and students from local high schools, including Bedford, Eastchester, Irvington, Kent Place, Scarsdale, Sleepy Hollow/Tarrytown and The Hackley School. Participants walked one mile with large buckets of water on their heads to

demonstrate the trek that many women around the world make each day to collect water. Michelle D. Land, director of programming at Pace’s Dyson College Institute for Sustainability and the Environment, said, “Photos or stories of women and children throughout the developing world traveling miles for water, often of terrible quality, is not enough. Our water walk helps Pace students briefly experience what it is like to have to do this every day.”

SCHOOLHOUSE THEATER SPOTLIGHTS AWARD The Schoolhouse Theatre & Arts Center’s founder Lee Pope was among those receiving honors at ArtsWestchester’s 2018 Arts Award Luncheon at the Westchester Country Club in Rye. The theater put the event in the spotlight with a page of photos on its website, schoolhousetheater.org. Pope founded the theater in 1983 by transforming an old elementary school building in Croton Falls into a visual arts center. The classrooms became galleries and studio spaces and, in 1986, performances began when Jack Palance’s daughter Brooke and actor Michael Wilding opened in “Bedroom Farce.” Other ArtsWestchester awards recipients were the Rockefeller Brothers Fund, The Pocantico Center Presenting Series; LaRuth Gray; Deborah and Alan Simon; Will Crutchﬁeld; The Performing Arts Center at Purchase College; Play Group Theatre; LifeTime Arts; and photographer Ocean Morisset.

Lisa Daniel

Ripco Real Estate, which has about 70 brokers in its Manhattan, Brooklyn, Long Island and New Jersey offices, has hired Lisa Daniel to expand its presence in Westchester and Fairfield counties. Daniel has been with Goldschmidt & Associates, which has offices in Scarsdale and Greenwich. In addition to handling retail space, Daniel has been involved in office and medical leasing. Daniel said, “I am eager to assist the company in expanding its presence here in the region and looking forward to capitalizing on its brand recognition to continue to best represent clients, existing and new, achieve their business goals.”

The PCSB Bank team of walkers included 470 employees, families, friends and a few family pets.

BANK TEAM RAISES $56K IN WALK The chiropractic cleanup team. Behind the volunteer sign, Lon Hofstein (left) and Michael Cocilovo. Gil Rodriguez is on the far right holding the youngster.

CLEANING UP DURING THE CLEANUP

Yorktown Heights-based PCSB Bank assembled a team of 470 walkers for the April 22 Heart Walk to benefit the American Heart Association. The effort resulted in $56,554 being raised. Joseph D. Roberto, chairman, president and CEO of the bank, served as 2018 Heart Walk chair. “This annual event provides a very important opportunity for PCSB Bank employees, as well as our families and friends, to raise money to combat heart disease – which impacts so many lives in our communities,” said Roberto. The association’s goal is to produce a 20 percent improvement in cardiac health in the U.S. while reducing the number of deaths from cardiovascular disease and stroke by 20 percent by the year 2020.

When you volunteer to do a good thing by cleaning up trash along a road you don’t expect to be rewarded by finding a fortune. After all, doing a good thing is reward enough. Nevertheless, the $50 they found certainly seemed like a fortune to the children who participated in a cleanup along Route 304 in New City as part of the Keep Rockland Beautiful campaign on Earth Day. They found the money while helping beautify the area between Tucker Road and Third Avenue. The cash was scattered along a fence and it was divided among the children. The cleanup effort was organized by New City Chiropractic Center to honor its 30th anniversary. The team was led by Drs. Michael Cocilovo and Gil Rodriguez. It included Rockland County Legislator Lon Hofstein and five adult patients and four children.

KRISTOF NAMED CFO OF AMALGAMATED

Information for these features has been submitted by the subjects or their delegates. Timothy J. Kristof

MAY 7, 2018

WCBJ

Amalgamated Life Insurance Co. in White Plains has announced the appointment of Timothy J. Kristof as senior vice president and chief financial officer. He succeeds Paul Mallen who was named the organization’s president and CEO in February. Kristof brings more than 25 years of experience as a senior finance and operations executive serving in both public and private companies, including 20 years CFO and senior finance experience in the insurance, reinsurance and financial service industries. The Darien, Connecticut resident most recently served as CFO at Brightstar Device Protection LLC in Alpharetta, Georgia. Before that, he was COO and CFO at Asterisk Financial Group Inc. in Middletown, Connecticut, and had been a vice president with Capital Ltd. in Stamford. He also had been with General Electric and KPMG Peat Marwick.

HAPPENING Seated, from left: Chris Combe, chairman of Combe Inc; Bud Hammer; Lisa Hammer, CFO, Atlantic Westchester Inc; Gerri Pell; and Thomas LaPerch, commercial group director, Houlihan Lawrence. Standing, from left: Hall of Fame Dinner Co-chair James Giangrande, managing director and partner, Altium Wealth; Akshay Shetty; BCW Chairman Anthony Justic, partner, Maier, Markey & Justic LLP; BCW President and CEO Marsha Gordon; Robert Schaeﬀer; Nunzio Meccariello, treasurer, D&D Elevator; and Michael Bonardi, vice president, D&D Elevator.

Rita K. Gilbert

HALL OF FAME DINNER More than 600 business leaders attended The Business Council of Westchester’s 16th annual Hall of Fame Awards Dinner on April 24. It was at the Glen Island Harbour Club in New Rochelle. It honored “change makers” for having transformed their industries and added to the economic vitality of the region. Real estate firm Houlihan Lawrence was honored for corporate citizenship. Accepting the award was Stephen Meyers, CEO of Houlihan Lawrence in Rye Brook. RXR Realty was honored for entrepreneurial success. Seth Pinsky, RXR’s executive vice president and investment manager, accepted the award. The award to honor family-owned business went to Combe Inc. Accepting the award was Akshay Shetty, the company’s co-CEO. The personal care products company is in White Plains and was founded in 1949 by Ivan B. Combe. D&D Elevator received the small-business success award. Accepting the award was Robert Schaeﬀer, president and CEO. D&D Elevator has more than 800 customers and approximately 1,200 elevators in the New York metropolitan area. Geri Pell, founder of Pell Wealth Partners, accepted the award honoring women in business. The Rye Brook-based company manages $500 million in assets in house and a total of $1 billion in assets for its more than 700 clients. Atlantic Westchester Inc. received the chairman’s recognition award. Accepting was Bud Hammer, president of the Bedford Hills-based HVAC company.

RE/MAX GIVES AWARDS

From left: Tracie McLee, director of development for CS&C; Jeanne Shields, Robert Bangs and Kristine DiFrancesco, HGRF; and Elizabeth Santiago.

FOUNDATION AIDS DOMESTIC VIOLENCE VICTIMS The White Plains-based Hudson Gateway Realtor Foundation, the charitable arm of the Hudson Gateway Association of Realtors, recently presented a check for $2,500 to the Center for Safety & Change in New City. The center provides services to domestic violence victim and their families both in person at one of its six office locations and by telephone. Domestic violence victims with special circumstances may receive services at other safe locations of their choice. In addition, the center maintains a presence at all six domestic violence courts in Rockland County. Elizabeth Santiago, executive director of the center, said that the contribution will help the center “to continue to provide life-saving and life-changing services to victims and survivors of domestic violence, sexual assault, human trafficking and all crimes at no cost to those we serve.”

John Piazza, left, with Terri Bohannon.

John Piazza of RE/MAX Classic Realty in Somers was presented with the New York RE/ MAX Brokerage of the Year Award. Terri Bohannon, New York regional vice president for RE/Max, presented him with the award. Bohannon not only gave Piazza his award, she accepted an award during the convention that cited the growing performance of the New York region that encompasses the entire state. The region added 85 agents and sold 13 franchises in 2017. Piazza said, “For me the most rewarding part of the real estate business is watching one of our associates hand the keys to a young family that is closing on their first home.”

GILBERT SELECTED AS SUPER LAWYER Attorney Rita K. Gilbert of the firm Hyman & Gilbert in Larchmont has been selected for “Super Lawyers for 2018.” Super Lawyers is a rating service in which lawyers in 70 categories are recognized for professional achievement by their peers. Gilbert received her law degree from Pace and earned her bachelor’s degree from Hunter College and a master’s degree from Johns Hopkins School of Advanced International Studies. She also was the recipient of a Fulbright Fellowship to Guatemala. She was co-chair of the trusts and estates and matrimonial sections of the Westchester Women’s Bar Association and chair of the family and elder law sections of the New York State Bar Association.

From left: Doug Hertz, Sunrise Solar Solutions president and CEO; Emily Repp Monk, Donna Gresh, Connie Knapp and the Rev. Tami Seidel, all of the First Presbyterian Church of Yorktown; Nina Orville, principal of Abundant Eﬃciency; and the Rev. Dr. Susan De George, HRP-Green.

SOLAR LIGHTS HOUSES OF WORSHIP Solar energy continues to grow in popularity and an initiative titled Solarize Our Congregation is bringing electricity generated by the sun to churches in the Hudson Valley as well as to homes of congregation members. Sunrise Solar Solutions in Briarcliff Manor has been awarded a contract to act as official solar installer for the Hudson River Presbytery-South, which includes 34 Presbyterian congregations in both Westchester and Rockland Counties. Sunrise offers sales, design and installation of solar systems for both homes and businesses. HRP-Green, a faith-based partnership in the Hudson River Presbytery dedicated to raising awareness and action around environmental and climate change issues, will coordinate the program for the Hudson River Presbytery. Solarize Our Congregation is developed and administered by Abundant Efficiency, a clean energy consultancy. The current campaign is offered in partnership with Sustainable Westchester, a nonprofit that organized many Westchester municipalities into a group for the wholesale purchase of electricity instead of their residents and businesses remaining as individual utility customers.

FOUR JOIN PARKS BOARD The Westchester Parks Foundation has announced that four new members have joined its board of trustees. April Horton is a government and external affairs professional for Verizon. She handles the middle New York region, the Bronx and Manhattan. Horton resides in the Bronx. Avi Spira, a resident of New Rochelle, is with Fujifilm Holdings America Corp. He is chief compliance, risk and privacy officer. Donna V. Layne is a trade execution administrator with Bunge in White Plains. She’s

a White Plains resident. Chris O’Callaghan is managing director of Jones Lang LaSalle and is responsible for Westchester County. The Rye resident has been a commercial office broker for 30 years. “Their experience in their fields will be integral to our organization, said Joanne Fernandez, board chairperson for WPF, which provides private support for the preservation, conservation, use and enjoyment of the Westchester County Parks system.

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MAY 7, 2018

Facts & Figures Gilbert Farm LLC, New York City. Seller: James F. Nordgren, South Salem. Property: 38 Bouton Road, Lewisboro. Amount: $1.3 million. Filed April 23.

Bank of America N.A. Seller: Charles A. D’Agostino, Pleasantville. Property: 400 High Point Drive, 406, Greenburgh. Amount: $362,900. Filed April 27.

PennyMac Corp., Westlake Village, California. Seller: Arlene Gold Wexler, Mamaroneck. Property: 268 Union Ave., Mount Vernon. Amount: $586,644. Filed April 24.

JPMorgan Chase Bank N.A. Seller: 134 Mamaroneck Associates LLC, Hartsdale. Property: 134 Mamaroneck Ave., White Plains. Amount: $3.7 million. Filed April 26.

Bluebird Enterprises LLC, Brooklyn. Seller: Lynn P. Farrell, Ossining. Property: 14 Elm St., Mount Vernon. Amount: $301,000. Filed April 25.

Pocantico Street Inc., Dobbs Ferry. Seller: William A. Smith Jr., et al, Sleepy Hollow. Property: 75 Pocantico St., Mount Pleasant. Amount: $300,000. Filed April 27.

PC 29-30 Main Property LLC, Greenwich, Connecticut. Seller: R.D.C. Realty Inc., Port Chester. Property: 29-31 and 37 N. Main St., Rye. Amount: $4 million. Filed April 24.

Commerce Avenue Corp. Seller: AFG Enterprises LLC, Austin, Texas. Property: 1 Landmark Square, 512, Rye. Amount: $255,000. Filed April 24.

Sadie Apartments LLC, White Plains. Seller: Michelle L. Bermel, Chappaqua. Property: 21 Allard Ave., New Rochelle. Amount: $284,000. Filed April 23.

Wilmington Savings Fund Society FSB. Seller: Lina Yazigi, et al, Rye. Property: 3 Chester Drive, Rye. Amount: $1.9 million Filed April 26.

Diamond Ridge Partners LLC, White Plains. Seller: James L. Hyer, White Plains. Property: 76 Chestnut Ave., Pelham. Amount: $418,000. Filed April 24.

The Bank of New York Mellon. Seller: Joan Carol Salwen, Scarsdale. Property: 163 Haviland Lane, White Plains. Amount: $852,878. Filed April 27.

Yalr Realty LLC, Tarrytown. Seller: Catharine Field Home, Cortlandt Manor. Property: 2302 Catherine St., Yorktown. Amount: $4.9 million. Filed April 26.

Diamond Ridge Partners LLC, White Plains. Seller: John C. Guttridge, White Plains. Property: 43 Howard Ave., White Plains. Amount: $321,000. Filed April 27.

Wells Fargo Bank N.A. Seller: Christopher Meagher, White Plains. Property: 61 Bradford Ave., Greenburgh. Amount: $507,742. Filed April 27.

YRNC Realty LLC, Tarrytown. Seller: Field Home-Holy Comforter, Cortlandt Manor. Property: 2300 Catherine St., Yorktown. Amount: $16 million. Filed April 26.

Diplomat Property Manager LLC, Meriden, Connecticut. Seller: Barry Salman, New Rochelle. Property: 76 Stuart Road, Cortlandt. Amount: $431,135. Filed April 23.

Wilmington Savings Fund Society FSB. Seller: Jay B. Hashmall, White Plains. Property: 43 Chase Ave., White Plains. Amount: $620,010. Filed April 24.

Below $1 million

Disda LLC, Roslyn Heights. Seller: Realty Associates of Western Nassau Inc., Hempstead. Property: 20 Pier St., Yonkers. Amount: $175,000. Filed April 25.

Wilmington Savings Fund Society FSB. Seller: Jo-Ann Cambareri, White Plains. Property: 112 Thomas Place, Yonkers. Amount: $373,791. Filed April 23.

Cruz, Gaspar, et al. Filed by Flushing Bank. Action: seeks to foreclose on a mortgage to secure $450,000 affecting property located at 45 Clinton St., Sleepy Hollow 10591. Filed Feb. 5.

JUDGMENTS

Cusati, Edward J., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $2.2 million affecting property located at 175 Waccabuc Road, Goldens Bridge 10526. Filed Feb. 8.

143 Prospect LLC, White Plains. Seller: Town of Greenburgh. Property: 248 Abbott Ave., Greenburgh. Amount: $280,600. Filed April 23. 302 Gordon Avenue LLC, White Plains. Seller: Ivan Vukusic, et al, Sleepy Hollow. Property: 302 Gordon Ave., Mount Pleasant. Amount: $840,000. Filed April 27. 37 South 8th Corp., Flushing. Seller: Nationstar HECM Acquisition Trust 2017-2. Property: 37 Eighth Avenue South, Mount Vernon. Amount: $130,000. Filed April 23. Alba Developers Inc., Bronx. Seller: Nationstar Mortgage LLC. Property: 57 Moultrie Ave., Yonkers. Amount: $350,000. Filed April 25. Anadale Inc., LaGrangeville. Seller: Lawrence H. Soiefer, et al, Scarsdale. Property: Moorland Drive, Greenburgh. Amount: $400,000. Filed April 23. Annsville Ventures Inc., Peekskill. Seller: Paul S. Jeris, Pleasantville. Property: 15 Baylis Court, Greenburgh. Amount: $235,000. Filed April 24. Apple Trade NY LLC, Yonkers. Seller: Fannie Mae. Property: 717 Westchester Ave., Rye. Amount: $329,700. Filed April 26.

MAY 7, 2018

E2F Properties LLC, Scarsdale. Seller: John J. O’Sullivan, et al, Yorktown. Property: 2754 Wendell Ave., Yorktown. Amount: $305,000. Filed April 25. Edson Avenue Development LLC, Mount Vernon. Seller: Deutsche Bank National Trust Co. Property: 334 S. Fifth Ave., Mount Vernon. Amount: $130,000. Filed April 23. Fannie Mae. Seller: Carl Finger, White Plains. Property: 84 Howard St., Mount Pleasant. Amount: $512,390. Filed April 23. Federal National Mortgage Association. Seller: Karl Scully, Mount Vernon. Property: 4 Martine Ave., 203, White Plains. Amount: $400,392. Filed April 25. JPMorgan Chase Bank N.A. Seller: Brian Farrell, Yonkers. Property: 22 Cherrywood Road, Yonkers. Amount: $573,750. Filed April 27. KPC522C LLC, Thornwood. Seller: Claire J. Schackman, Somers. Property: 522C Heritage Hills, Somers. Amount: $452,500. Filed April 25. Peekskill White Plains LLC, Brooklyn. Seller: Bruce Botchman, et al, Peekskill. Property: 418 N. Division St., Peekskill. Amount: $600,000. Filed April 26.

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Galore Operations LLC, Harrison. $10,805 in favor of Fedex Corporate Services Inc., Memphis, Tennessee. Filed April 26. RCV Vending Inc., Mount Vernon. $7,710 in favor of S. J. McCullagh Inc., Buffalo. Filed April 27. Sensitive Touch Inc., Yonkers. $45,978 in favor of Allergan USA Inc., Irvine, California. Filed April 23.

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed. Arena, Joseph J., as executor of the estate of Joseph Arena, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $380,250 affecting property located at 43 Mahopac Ave., Amawalk 10501. Filed Feb. 2. Benedict, Michael, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $680,000 affecting property located at 7 Woodside Ave., West Harrison 10604. Filed Feb. 1.

Berdoe, Simone, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $472,000 affecting property located at 155 W. Second St., Mount Vernon 10550. Filed Feb. 8.

Levine, Deena, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $299,500 affecting property located at 3150 Cedar Road, Yorktown Heights 10598. Filed Feb. 8.

Bluestein, Martin J., et al. Filed by MTGLQ Investors LP. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 333 Salem Road, Pound Ridge 10576. Filed Feb. 2.

Lombardi, Edward, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $500,000 affecting property located at 16 Mohegan Lane, Rye Brook 10573. Filed Feb. 8.

Bolger, Justin W., et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $328,000 affecting property located at 3-3 Brooke Club Drive, Ossining 10562. Filed Feb. 8. Calderone, Andrew, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $261,346 affecting property located at 12 Armstrong Ave., Peekskill 10566. Filed Feb. 1. Castaldo, Maria, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $480,000 affecting property located at 309 Rich Ave., Mount Vernon 10552. Filed Feb. 6.

Dixon, Joan, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $392,000 affecting property located at 190 Hoover Road, Yonkers 10710. Filed Feb. 6. Ferri, Anne Marie, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $576,205 affecting property located at 21 Wellesley Ave., Yonkers 10705. Filed Feb. 8. Hinchey, John, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $527,000 affecting property located at 39 Soundview St., New Rochelle 10805. Filed Feb. 6. Kardish, Lauren, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $423,000 affecting property located at 64 Euclid Ave., Ardsley 10502. Filed Feb. 8. Kobayashi, Masakazu, et al. Filed by U.S. ROF III Legal Title Trust 2015-1. Action: seeks to foreclose on a mortgage to secure $1.2 million affecting property located at 29 Polly Park Road, Rye 10580. Filed Feb. 7.

Martinez, Alejandro, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $565,542 affecting property located at 46-48 Ridgewood Ave., Yonkers 10704. Filed Feb. 8. McMullen, Thomas P., as potential heir, devisee, distributee of the estate of Lois Focht, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $544,185 affecting property located at 64 Amackassin Terrace, Yonkers 10703. Filed Feb. 8. Messiter, Christopher, et al. Filed by SRP 2012-5 LLC. Action: seeks to foreclose on a mortgage to secure $810,000 affecting property located at 603 Harrison Ave., Harrison 10528. Filed Feb. 5. Montague, Clara M., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $316,000 affecting property located at 2094 Maple Ave., Cortlandt Manor 10567. Filed Feb. 1. O’Neill, Ana M., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 722 Bedford Road, Bedford Corners 10506. Filed Feb. 5. Panzanaro, Bryan, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $383,998 affecting property located at 1480 Riverview Ave., Peekskill10566. Filed Feb. 8. Pascoa, Natercia, et al. Filed by Wilmington Savings Fund Society FSB. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 208 Greenwich Road, Bedford 10506. Filed Feb. 5. Pesce, Alan, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $560,000 affecting property located at 153 Webster Ave., Harrison 10528. Filed Feb. 5. Pichardo, Nelson, et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $504,284 affecting property located at 25 Witherell St., Yonkers 10704. Filed Feb. 8.

Sands, Sheila, et al. Filed by JPMorgan Mortgage Acquisition Corp. Action: seeks to foreclose on a mortgage to secure $448,000 affecting property located at 46 Hillcrest Road, Mount Vernon 10552. Filed Feb. 2. Slippen, Maria F., et al. Filed by Ridgewood Savings Bank. Action: seeks to foreclose on a mortgage to secure $350,120 affecting property located at 5 Michaels Lane, Croton-on-Hudson 10520. Filed Feb. 5. Soliman, Ghada, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $304,000 affecting property located at 8 Osage Drive West, Ossining 10562. Filed Feb. 8. Stiler, Peter, et al. Filed by Ridgewood Savings Bank. Action: seeks to foreclose on a mortgage to secure $1.3 million affecting property located at 18 Hillandale Road, Rye Brook 10573. Filed Feb. 2. Tramaglini, Lawrence J., et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $757,500 affecting property located at 25 Truesdale Drive, Croton-on-Hudson 10520. Filed Feb. 8. Uluocha, Osborne, et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 134 Belknap Ave., Yonkers 10710. Filed Feb. 7. Webb, Alonzo, et al. Filed by Wilmington Trust N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 648 Van Cortlandt Park Ave., Yonkers 10704. Filed Feb. 6. Whalen, James Jr., et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $409,335 affecting property located at 36 Dakin Ave., Mount Kisco 10549. Filed Feb. 6.

MECHANIC’S LIENS 15 Circle Road LLC, as owner. $16,700 as claimed by DWS Interiors Inc. Property: in Scarsdale. Filed April 27. 438 Pelham Partners LLC, as owner. $117,980 as claimed by Window Manufacturing Corp. Property: in Pelham. Filed April 27. AAC Cross County Mall LLC, as owner. $1 million as claimed by Maarv Waterproofing Inc., Clifton, New Jersey. Property: in Yonkers. Filed April 27. White Marsh Holdings LLC, as owner. $93,629 as claimed by NYP Drywal Corp., Monroe. Property in Greenburgh. Filed April 27.

Facts & Figures NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Partnerships Fine Associates, 1 N. Lexington Ave., 11th floor, White Plains 10601, c/o Fredric N. Fine and Ellen C. Fine. Filed Dec. 13.

Sole Proprietorships

Oman Candy Grocery Store, 41 E. Third St., Mount Vernon 10550, c/o Nagash A. Beiruti. Filed Dec. 18. Peli’s Family Day Care, 40 Ridgeview Ave., Yonkers 10710, c/o Pelagia Grillo Terrero. Filed Dec. 13. Rapid Tax Services, 220 Ferris Ave., Suite 202C, White Plains 10603, c/o Christian Caceres. Filed Dec. 18. Thryve, 25 Hillside Place, Rye 10580, c/o Lee Sandford. Filed Dec. 13. Victoria Fullerton’s Holistic Horsemanship, 16 Rose Hill Terrace, Yonkers 10703, c/o Victoria Fullerton. Filed Dec. 18.

Benedetto Repairs, 88 Trolley Road, Cortlandt Manor 10567, c/o Jake Benedetto. Filed Dec. 14.

Zoe Cleaning Services, 147 Chase Ave., Yonkers 10703, c/o Sylvain E.M. Ngung. Filed Dec. 13.

CS Global Services, P.O. Box 616, White Plains 10603, c/o David Feinstein. Filed Dec. 15.

PATENTS

Devon Square Press, 59 Stratford Lane, Hastings-on-Hudson 10706, c/o Timothy S. Hays. Filed Dec. 14. Diamond Maids Service, 5 Regina Ave., Apt. 1, Mohegan Lake 10547, c/o Claritza Reyes. Filed Dec. 14. Digital Dental Designs, 30 Main St., Eastchester 10709, c/o Giovanni Boiano. Filed Dec. 14. Drape and Varnish, 87 Fairmont Ave., Hastings-on-Hudson 10706, c/o Sarah Simon. Filed Dec. 18. Images Gutsy, 1 Ryan Ave., Second floor, Port Chester 10573, c/o Andy Arroyo. Filed Dec. 18. JAMT Cleaning, 1 Brandeis Ave., Mohegan Lake 10547, c/o Kathleen Sweeney. Filed Dec. 18. Just Sollo, 9 Oliver Ave., White Plains 10603, c/o Santinder Parmar. Filed Dec. 13. Kocis Home Improvement Services, 269 Croton Ave., Cortlandt Manor 10567, c/o Zoltan Kocis. Filed Dec. 13. Manser General Service, 1 Prospect St., 2B, New Rochelle 10805, c/o Ramon Avelardo Solorzano. Filed Dec. 18. Maria Francesca Mangione-Notowidigdo, 430 Columbus Ave., Second floor, West Harrison 10604, c/o Maria Francesca Notowidigdo. Filed Dec. 14. Marie Morice Conteville Consulting, 16 Colonial Ave., Larchmont 10538, c/o Marie Conteville. Filed Dec. 15.

Activity analysis for monitoring and updating a personal profile. Patent no. 9,961,161 issued to Fengwei Chen, Cary, North Carolina; Joseph D. Johnson, Raleigh, North Carolina; Yongcheng Li, Cary, North Carolina; and Samuel R. McHan Jr., Apex, North Carolina. Assigned to International Business Machines Corp., Armonk. Dependency mapping among a system of servers, analytics and visualization thereof. Patent no. 9,960,974 issued to Kun Bai, Elmsford; Christian B. Kau, Los Altos, California; Mark E. Podlaseck, Kent, Connecticut; Michael Tacci, Downtingtown, Pennsylvania; and Lawrence H. Thompson, Fairfield, Connecticut. Assigned to International Business Machines Corp., Armonk. Dynamic extensible application server management. Patent no. 9,961,083 issued to Peter D. Birk, Austin, Texas; Gordon G. Greenlee, Endicott; and Richard J. McCarty, Austin, Texas. Assigned to International Business Machines Corp., Armonk. Implementing autoswitching network protocols for optimal efficiency. Patent no. 9,961,169 issued to David M. Koster, Rochester, Minnesota; Jason A. Nikolai, Rochester, Minnesota; Adam D. Reznechek, Rochester, Minnesota; and Andrew T. Thorstensen, Morrisville, North Carolina. Assigned to International Business Machines Corp., Armonk. In-situ annealing to improve the tunneling magneto-resistance of magnetic tunnel junctions. Patent no. 9,960,348 issued to Guohan Hu, Yorktown Heights; and Daniel C. Worledge, Cortlandt Manor. Assigned to International Business Machines Corp., Armonk.

Reducing condensation risk within liquid cooled computers. Patent no. 9,961,802 issued to Richard B. Finch, New Paltz; Jason T. Hirst, Poughkeepsie; and Gerald G. Stanquist, Salt Point. Assigned to International Business Machines Corp., Armonk. Security mesh and method of making. Patent no. 9,961,765 issued to Charles L. Arvin, Savannah, Georgia; and Brian M. Erwin, LaGrangeville. Assigned to International Business Machines Corp., Armonk. Social network and collaboration communications routing enhancement. Patent no. 9,961,040 issued to Paul R. Bastide, Boxford, Massachusetts; Matthew E. Broomhall, Goffstown, New Hampshire; Robert E. Loredo, North Miami Beach, Florida; and Dale M. Schultz, Limerick, Maine. Assigned to International Business Machines Corp., Armonk. Structure and method to reduce shorting and process degradation in STT-MRAM device. Patent no. 9,960,347 issued to Anthony J. Annunziata, Stamford, Connecticut; Gen P. Lauer, Yorktown Heights; Janusz J. Nowak, Highland Mills; and Eugene J. O’Sullivan, Nyack. Assigned to International Business Machines Corp., Armonk. Video segment manager. Patent no. 9,961,380 issued to Inseok Hwang, Austin, Texas; Su Liu, Austin, Texas; Eric J. Rozner, Austin, Texas; and Chin Ngai Sze, Austin, Texas. Assigned to International Business Machines Corp., Armonk.

HUDSON VALLEY BUILDING LOANS Above $1 million Sunset Valley Farm LLC, Marlboro, as owner. Lender: Farm Credit East ACA, Middletown. Property: in Marlborough. Amount: $1.2 million. Filed April 23.

Below $1 million Hogar Community Reinvestment LLC, as owner. Lender: Goldman Sachs Bank USA. Property: in Poughkeepsie. Amount: $81,831. Filed April 26.

Hoornbeck, Brian C., Accord, as owner. Lender: Rondout Savings Bank, Kingston. Property: 916 Queens Highway, Accord. Amount: $188,000. Filed April 26. Hot Diggity Dog Inc., as owner. Lender: Wallkill Valley Federal Savings and Loan Association. Property: in Poughkeepsie. Amount: $250,000. Filed April 25. Keyser, Corey, Kingston, as owner. Lender: Ulster Savings Bank, Kingston. Property: 227-231 Third Ave., Kingston 12401. Amount: $177,600. Filed April 24. Moo-La Enterprises LLC, Montgomery, as owner. Lender: Finance of America Commercial LLC, Charlotte, North Carolina. Property: 21 Ridge Ave., Walden 12586. Amount: $121,612. Filed April 25. Paserba, Todd M., et al, Highland, as owner. Lender: Rondout Savings Bank, Kingston. Property: 18 Mackey Road, Highland 12528. Amount: $420,000. Filed April 20. Scalo, Joseph G. Jr., et al, Harriman, as owner. Lender: Walden Savings Bank, Montgomery. Property: in Warwick. Amount: $515,000. Filed April 30. Soule, Charles Dalby, et al, as owner. Lender: Walden Savings Bank. Property: in Beacon. Amount: $608,000. Filed April 26. Tierney, Michele, et al, Saugerties, as owner. Lender: Ulster Savings Bank, Kingston. Property: 1826 Route 32, Saugerties 12477. Amount: $415,500. Filed April 24. Walls, Richard T., Wallkill, as owner. Lender: Walden Savings Bank, Montgomery. Property: in Shawangunk. Amount: $88,000. Filed April 23.

DEEDS Above $1 million F and M Equipment Ltd., Hatfield, Pennsylvania. Seller: Boniface Brothers Realty Inc.. Pine Bush. Property: in Crawford. Amount: $3.3 million. Filed April 23. Phoenix Poughkeepsie LLC, Milwaukee, Wisconsin. Seller: Poughkeepsie Business Park II LLC, Los Angeles, California. Property: 900 Dutchess Turnpike, Poughkeepsie 12603. Amount: $5.5 million. Filed April 23.

Below $1 million 1041 Route 9W LLC, Highland Falls. Seller: Douglas F. Johnson, et al, Fort Montgomery. Property: in Highlands. Amount: $480,000. Filed April 24. 130 Temple Hill Road LLC, New Windsor. Seller: Kelly Family Partnership, New Windsor. Property: 130 Temple Hill Road, New Windsor 12553. Amount: $915,000. Filed April 26. 152 St James Street LLC, Accord. Seller: Jefvin LLC, Poughkeepsie. Property: in Kingston. Amount: $390,000. Filed April 27. 21 Henry Heights LLC, Bronx. Seller: 21 Henry Ave LLC, Newburgh. Property: in Newburgh. Amount: $225,000. Filed April 25. 23 Prince Street San Miguel LLC, Middletown. Seller: 21 Prince Street LLC, Middletown. Property: 21 Prince Street Rear and 45 Ogden St., Middletown. Amount: $360,000. Filed April 27. 260 Highland LLC, Putnam Valley. Seller: Tyrone Investment LLC Chicago, Illinois. Property: 260 Main St., Highland Falls. Amount: $200,000. Filed April 24. 36 Columbia LLC, Mount Kisco. Seller: Margaret Kovacs Matuk, Poughkeepsie. Property: in Poughkeepsie. Amount: $312,500. Filed April 23. 39 Broadway LLC, New York City. Seller: Rondout Historic Properties Inc., Accord. Property: in Kingston. Amount: $437,500. Filed April 23. 39 Broadway LLC, New York City. Seller: Rondout Historic Properties Inc., Accord. Property: in Kingston. Amount: $437,500. Filed April 23. 69 Celery Avenue LLC, New Hampton. Seller: Gerick Associates LLC, New Hampton. Property: in Goshen. Amount: $399,000. Filed April 23. Balmville Equities LLC, Monroe. Seller: George S. Amland, Stafford, Virginia. Property: in Saugerties. Amount: $365,500. Filed April 24. Bigg-Cairn LLC, Warwick. Seller: Charles V. Rappa, Warwick. Property: in Warwick. Amount: $265,000. Filed April 27. Black Creek Apartments LLC, LaGrangeville. Seller: Williams Venture Six LLC, Highland. Property: in Esopus. Amount: $700,000. Filed April 24. Charles Tran Property LLC, et al, Middletown. Seller: Gary E. Eisenberg, New City. Property: 54 Rocky Bar Road, Westtown 10998. Amount: $71,510. Filed April 25.

WCBJ

CK Enterprises LLC, Beacon. Seller: Marc Eisner, et al, Poughkeepsie. Property: 53 Whittier Blvd., Poughkeepsie. Amount: $120,000. Filed April 24. Davis Fowler Group LLC, Wappingers Falls. Seller: Salem Tabernacle Inc., Beacon. Property: in Fishkill. Amount: $600,000. Filed April 24. Demsg Ltd., Washingtonville. Seller: Harry Lefkowitz, et al, Boa Raton, Florida. Property: 3 Sycamore Lane, Goshen 10924. Amount: $137,500. Filed April 24. Dinwanji LLC, Rock Hill. Seller: Napanoch Food Company Inc., Napanoch. Property: in Wawarsing. Amount: $500,000. Filed April 23. Federal Home Loan Mortgage Corp. Seller: Glen A. Plotsky, Port Jervis. Property: 2 Roberts Drive, Monroe 10950. Amount: $104,841. Filed April 25. Federal National Mortgage Association. Seller: Alan L. Joseph, Goshen. Property: 37 Magnolia Lane, Warwick 10990. Amount: $270,793. Filed April 24. Gemmati Properties LLC, Poughkeepsie. Seller: Jennifer L. Palmer, Beacon. Property: in Beacon. Amount: $200,500. Filed April 20. Good Land Farm LLC, Flushing. Seller: Avdulah Deljanin, Dix Hills. Property: in Gardiner. Amount: $585,000. Filed April 23. Greenwood Lake Village LLC, Pequannock, New Jersey. Seller: Mario Capparelli, Greenwood Lake. Property: in Greenwood Lake. Amount: $199,000. Filed April 23. Griffin Realty LLC, New York City. Seller: Bayview Loan Servicing LLC, Coral Gables, Florida. Property: 15 Piper Lane, Wawarsing 12489. Amount: $69,000. Filed April 25. GRN Realty Corp., Newburgh. Seller: Denise J. Monnat, Ashville, North Carolina. Property: in Newburgh. Amount: $82,500. Filed April 23. Guardianmountain LLC, Brooklyn. Seller: Mishael M. Pine, Rego Park. Property: in Hyde Park. Amount: $170,000. Filed April 26. Hammer Realty Group LLC, Chestnut Ridge. Seller: Deutsche Bank Trust Company Americas. Property: 57 Lawrence Road, Hyde Park 12538. Amount: $135,500. Filed April 20. Higginsville Station LLC, Kingston. Seller: 79 Hurley Avenue LLC, New York City. Property: in Kingston. Amount: $970,000. Filed April 24.

MAY 7, 2018

Facts & Figures Hogar Community Reinvestment LLC, Phoenix, Arizona. Seller: Fannie Mae. Property: 18 Sutton Park Road, Poughkeepsie 12603. Amount: $196,000. Filed April 26. Hunter Lake Development LLC, Brooklyn. Seller: Nancy Osganian Poulos, Tomball, Texas. Property: in Denning. Amount: $48,000. Filed April 20. JRS LLC, Chester. Seller: Michelle Arrigo, et al, Blooming Grove. Property: in Blooming Grove. Amount: $70,000. Filed April 26. KBL Properties LLC, Wappingers Falls. Seller: ALKL Corp., Mount Pleasant, South Carolina. Property: 1325 Route 44 and Bower Road, Pleasant Valley. Amount: $200,000. Filed April 20. Kimreuterrealty LLC, White Plains. Seller: Donna Macchia, Newburgh. Property: in Newburgh. Amount: $71,000. Filed April 27. Lory Properties Corp., Stormville. Seller: John C. Cappello, Walden. Property: 21 Highland Place, Beacon 12508. Amount: $176,000. Filed April 25. M&T Bank, Buffalo. Seller: Brenda J. Draper, Middletown. Property: 88 Woodlake Drive, Middletown 10940. Amount: $359,185. Filed April 26. Moo-La Enterprises LLC, Fort Montgomery. Seller: Live Well Financial Inc., Lansing, Michigan. Property: 21 Ridge Ave., Walden 12586. Amount: $90,000. Filed April 25. MTGLQ Investors LP, New York City. Seller: Jo Ann B. Davis, Newburgh. Property: 1 Palomino Terrace, Newburgh 12550. Amount: $157,281. Filed April 25. MTGLQ Investors LP. Seller: Charles Stewart III, Pawling. Property: 11 Manchester Road, Poughkeepsie 12603. Amount: $318,500. Filed April 20. National Residential Asset Corp., Coral Gables, Florida. Seller: Ralph L. Puglielle Jr., New Windsor. Property: 38 Georges Ave., Monroe 10950. Amount: $311,950. Filed April 24. Natural Grain LLC. Seller: DiMartino Farms LLC, Walden. Property: in Newburgh. Amount: $480,000. Filed April 26. New York Primo Development LLC, Mahopac. Seller: Anthony C. Carlini Jr., Wappingers Falls. Property: 24 Oak St., Rhinebeck 12572. Amount: $183,000. Filed April 25.

NJCC-NYS REO Subsidiary LLC, Houston, Texas. Seller: Kyle W. Barnett, Poughkeepsie. Property: 22 Marwood Drive, Poughkeepsie 12601. Amount: $182,000. Filed April 25. Northern Enterprise NY LLC, Cornwall-on-Hudson. Seller: Michele L. Babcock, Walden. Property: 12 Evergreen Lane, Walden 12586. Amount: $231,500. Filed April 26. Orange Development LLC, Warwick. Seller: Medrosh Holding LLC, Spring Valley. Property: in Wallkill. Amount: $200,000. Filed April 23. PAAAK11 Inc., Nanuet. Seller: Joseph F. McGrath, New Windsor. Property: in Walden. Amount: $80,000. Filed April 27. Racks Services LLC, Saugerties. Seller: State of New York Mortgage Agency, New York City. Property: 238 Delaware St., Saugerties 12477. Amount: $90,000. Filed April 27. Real Estate Growth Fund LLC, San Jose, California. Seller: Wells Fargo Bank N.A. Property: 210 Liberty Corners Road, Pine Island 10969. Amount: $46,500. Filed April 25. Rhinebeck Villas LLC, Rhinebeck. Seller: Wendy Heeney, et al, Rhinebeck. Property: in Rhinebeck. Amount: $325,000. Filed April 20. Rog-Vic Holding Corp., Middletown. Seller: Washingtonville LLC, Tuxedo Park. Property: in Washingtonville. Amount: $62,500. Filed April 23. Simply Cash Home Buyers LLC, Hopewell Junction. Seller: Wilmington Savings Fund Society FSB. Property: 1474 Route 376, Wappingers Falls 12590. Amount: $95,000. Filed April 20. U.S Bank N.A. Seller: Eduardo J. Fermin, Middletown. Property: 10 Cindy Lane, Middletown 10941. Amount: $121,500. Filed April 23. U.S. Bank N.A. Seller: Allan Rappleyea, Poughkeepsie. Property: 976 Route 343, Dover Plains 12522. Amount: $580,000. Filed April 24. U.S. Bank N.A. Seller: Blair Reynolds, et al, Walden. Property: 14 Highland Ave., Otisville 10963. Amount: $332,393. Filed April 25. U.S. Bank N.A. Seller: Carla S. Wise, Goshen. Property: 25 Maple St., Walden 12586. Amount: $418,178. Filed April 24. U.S. Bank N.A. Seller: Howard Block, Kauneonga Lake. Property: 10 Patricia Road, Middletown 10941. Amount: $246,700. Filed April 25.

Cronartsusa Inc., New Paltz. $744 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 24.

U.S. Bank N.A. Seller: Ronald Salvato, Goshen. Property: 151 Country Club, Florida 10921. Amount: $355,575. Filed April 26.

Duchamp Group Inc., Kingston. $1,446 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 24.

U.S. Bank Trust N.A. Seller: Patrick Gartland, Poughkeepsie. Property: 2567 Route 55, Poughquag 12570. Amount: $557,500. Filed April 25.

Ermirio’s LLC, Highland Falls. $4,546 in favor of the New York State Department of Labor. Filed Feb. 27.

Pro Express Inc., Florida. $1,587 in favor of the New York State Department of Labor. Filed Feb. 27.

Wine Worldwide Inc., New Paltz. $311 in favor of the New York State Department of Labor, Albany. Filed April 23.

Georges Pools Inc., Newburgh. $4,948 in favor of the New York State Department of Labor. Filed Feb. 27.

Professional Service Environmental Inc., Newburgh. $18,496 in favor of the New York State Department of Labor. Filed Feb. 27.

LIS PENDENS

Getty Contracting LLC, Monroe. $5,485 in favor of the New York State Department of Labor. Filed Feb. 27.

Pultz Apparel LLC, Highland. $100 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 24.

U.S. Bank Trust N.A. Seller: Peter Botti, Goshen. Property: 79 Mountainside Road, Warwick 10990. Amount: $396,484. Filed April 26. Wells Fargo Bank N.A. Seller: Christopher S. Coleman, Poughkeepsie. Property: 119 Stringham Road, Unit 2, LaGrange 12540. Amount: $270,500. Filed April 20. Wells Fargo Bank N.A. Seller: John E. Bach Jr., Goshen. Property: 1340 Route 208, Washingtonville 10992. Amount: $201,039. Filed April 26. Wells Fargo Bank N.A. Seller: Robert B. Hunter, South Fallsburg. Property: 10 Fifth Road, Greenwood Lake 10925. Amount: $389,848. Filed April 26. Wilmington Savings Fund Society FSB. Seller: Gary Schuster, Walden. Property: 1474 Route 376, Wappingers Falls 12590. Amount: $204,000. Filed April 20.

Glassmore Inc., Saugerties. $1,578 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 24. HCI Executive Corp., Saugerties. $252 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 24. Kaba Enterprises Inc., Jefferson Valley. $4,500 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed April 26. Kountry Twig Designs, Pine Bush. $300 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 24.

Winston York LLC, Wappingers Falls. Seller: Salem Tabernacle Inc., Beacon. Property: in Fishkill. Amount: $600,000. Filed April 24.

LKM Ltd., Cornwall on Hudson. $5,275 in favor of the New York State Department of Labor. Filed Feb. 27.

JUDGMENTS

Majestic Carpets Inc., Middletown. $7,266 in favor of the New York State Department of Labor. Filed Feb. 27.

A and S Quick Stop, Newburgh, $10,943 in favor of the New York State Department of Labor. Filed Feb. 27. ADF Designs Inc., Middletown. $10,821 in favor of the New York State Department of Labor. Filed Feb. 27.

Marcus Enterprises LLC, Middletown. $13,132 in favor of the New York State Department of Labor. Filed Feb. 27. Masca Studio Inc., Accord. $1,041 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 24.

All Type Towing and Repairs Inc., Newburgh. $9,887 in favor of the New York State Department of Labor. Filed Feb. 27.

Merritt Painting, Newburgh. $3,957 in favor of the New York State Department of Labor. Filed Feb. 27.

Allstate Interiors Inc., Monroe. $25,024 in favor of the New York State Department of Labor. Filed Feb. 27.

Newburgh Towing International Inc., New Windsor. $11,461 in favor of the New York State Department of Labor. Filed Feb. 27.

Catholic School Region of Ulster Orange Sullivan, Florida. $6,035 in favor of the New York State Department of Labor. Filed Feb. 27.

Nton LLC, New Paltz. $3,590 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 24. PEH Corp., Newburgh. $3,255 in favor of the New York State Department of Labor. Filed Feb. 27.

MAY 7, 2018

WCBJ

Phoenicia Wines and Liquors, Phoenicia. $4,737 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 24.

U.S. Bank N.A. Seller: Michele Babcock, Walden. Property: 8 Tree Haven Lane, New Windsor 12553. Amount: $190,498. Filed April 25.

Popular Beauty Hair Salon and Spa Inc., New Windsor. $318 in favor of the New York State Department of Labor. Filed Feb. 27.

Robinson Brothers Electrical Contractors Inc., Kingston. $1,446 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 24. So’s Cleaning Service Inc., Newburgh. $1,919 in favor of the New York State Department of Labor. Filed Feb. 27. Spy Rock LLC, Cornwall-on-Hudson. $6,090 in favor of the New York State Department of Labor. Filed Feb. 27. State Line Deli Inc., Unioville. $4,523 in favor of the New York State Department of Labor. Filed Feb. 27. The Cattleman’s Grill Corp., Ellenville. $4,676 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 24. The Countryman Corp., Middletown. $223 in favor of New York State Department of Labor. Filed Feb. 27. Todd’s Small Engine Repair, Saugerties. $1,761 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 24. TWS Wings Inc., Washingtonville. $598 in favor of the New York State Department of Labor. Filed Feb. 27. Uncle Moe’s Munchies Deli, Newburgh. $7,139 in favor of the New York State Department of Labor. Filed Feb. 27. US Nursing Corp., Port Jervis. $646,100 in favor of the New York State Department of Labor. Filed Feb. 27. VIR Construction Inc., Shandaken. $1,672 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 24.

Westrans LLC, Goshen. $18,078 in favor of the New York State Department of Labor. Filed Feb. 27. White Horse Spirits and Wines Ltd., Tillson. $889 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 24.

The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed. Alpine Improvements LLC, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $24 million affecting property located at 1357 Route 9, Wappingers Falls. Filed April 25. Any unknown heirs, devisees, distributees, or successors in interest of the late William Pastorini, et al. Filed by Lakeview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $170,563 affecting property located at 157 White Bridge Road, Middletown 10940. Filed March 6. Archibald, Emanuel, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 117 Brigadoon Blvd., Highland Mills 10930. Filed March 1. Avila, Arsenio, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $223,120 affecting property located at 59 Schobl St., Otisville 10963. Filed Feb. 27. Barton, Charles E., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $185,600 affecting property located at 38 Robinn Drive, Middletown 10940. Filed Feb. 28. Brown, Bradley, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $184,000 affecting property located at 84 Carson Ave., Newburgh 12550. Filed Feb. 27. Burns, Francis P., et al. Filed by CitiMortgage Inc. Action: seeks to foreclose on a mortgage to secure $216,600 affecting property located at 2314 Whispering Hills, Chester 10918. Filed Feb. 28. Callas, David T., et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $123,000 affecting property located at 2051 Route 300, Wallkill 12589. Filed March 5.

Facts & Figures Cardona, Eugenio, individually and on behalf of the estate of Norma Cardona, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $463,125 affecting property located at 1-3 Sancho Lane, Plattekill 12568. Filed April 23. Cragan, Marjorie K., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $236,000 affecting property located at 20 Donner Drive, Walden 12586. Filed Feb. 28. Croom, Colleen, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $220,791 affecting property located at 303 Mountainview Lane, Ellenville 12428. Filed April 26. Cummings, Catherine, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $150,000 affecting property located at 15 Dean Place, Poughkeepsie 12601. Filed April 24. Degroff, David J., et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 5 Valewood Drive, New Windsor 12553. Filed Feb. 28. Denton, Horace, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $296,000 affecting property located at 2625 Route 208, Walden 12586. Filed Feb. 28. Dreshaj, Zef, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $296,887 affecting property located at 21 Hillside Terrace, Monroe 10950. Filed March 5. Dunn, Bruce C. Sr., et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 127 Old Cahoozie Road, Sparrow Bush 12780. Filed Feb. 26.

Evans, Lillian, as appointed administrator and heir to the estate of Ada Beatrice Evans, et al. Filed by Reverse Mortgage Solutions Inc. Action: seeks to foreclose on a mortgage to secure $315,000 affecting property located at 11 Hillcrest Place, Newburgh 12550. Filed March 5. Fava, Edward, heir and distributee of the estate of Edward P. Fava, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $833,500 affecting property located at 1 Anthony Court, Greenwood Lake 10925. Filed March 6. Fiser, James R., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $113,000 affecting property located at 30 Church St., Port Jervis 12771. Filed Feb. 28. Five Star Contracting and Remodeling Inc., et al. Filed by The Community Preservation Corp. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located in Poughkeepsie. Filed April 25. Gonzalez, Raymond, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $181,649 affecting property located at 357 Hudson St., Cornwall-on-Hudson 12520. Filed March 1. Gulnick, Burton Jr., Ulster County commissioner of finance as administrator of the estate of Tina Marie Vaughan, et al. Filed by the State of New York Mortgage Agency. Action: seeks to foreclose on a mortgage to secure $91,500 affecting property located at 456 First Ave., Kingston 12401. Filed April 24. Hablow, Karen, Orange County commissioner of finance, as administrator of the estate of Fernando Perez, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $158,000 affecting property located at 4217 Whispering Hills, Unit 453, Chester 10918. Filed Feb. 28.

Emanuel, Maureen, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $195,000 affecting property located at 386 Wittenberg Road, Woodstock 12409. Filed April 26.

Heirs and distributees of the estate of Rose B. Rotella, et al. Filed by CIT Bank N.A. Action: seeks to foreclose on a mortgage to secure $262,500 affecting property located at 214 RR School Lane, Phoenicia 12464. Filed April 26.

Ernsberger, George W., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $125,000 affecting property located at 1255 Ulster Heights Road, Ellenville 12428. Filed April 20.

Homestead Renovations LLC, et al. Filed by the Comptroller of the State of New York. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 7 Franklin St., Poughkeepsie. Filed April 25. Jachens, Jess P., et al. Filed by Planet Home Lending LLC. Action: seeks to foreclose on a mortgage to secure $177,574 affecting property located at 40 Shore Drive, New Windsor 12553. Filed March 2.

Josiah, Abby O., et al. Filed by Trustco Bank. Action: seeks to foreclose on a mortgage to secure $232,000 affecting property located at 15 Marshall St., Poughkeepsie 12601. Filed April 23.

Narine, Nirmala, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $463,200 affecting property located at 690 New Paltz Road, Highland 12528. Filed April 26.

Kaluczky, Scott, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $88,000 affecting property located at 4 Chads Ford Lane, Newburgh 12550. Filed March 1.

Nazario, Benito, et al. Filed by Bayview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $245,122 affecting property located at 14 Carl Place, Middletown 10940. Filed March 1.

Kemp, Robert S., et al. Filed by PHH Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $33,300 affecting property located at 4 Fortune Road West, Apt. 4D, Middletown 10941. Filed Feb. 28.

Nivar, Gwendolyn, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $340,000 affecting property located at 27 Grosso Court, Montgomery 12549. Filed Feb. 28.

Lucci, Martha Jane, et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $83,348 affecting property located at 18 Grant St., Kingston 12401. Filed April 24.

Norcia, Anthony G., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $288,000 affecting property located at 75 Edinburgh Road, Middletown 10941. Filed Feb. 28.

Maggiore, Kim, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $265,500 affecting property located at 6 Wedgewood Drive, Goshen 10924. Filed Feb. 28.

Pace, Rosemary, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $ affecting property located at 4 White Gate Drive, Apt. J, Wappingers Falls 12590. Filed April 26.

Manna, Gary S., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 35 Harris Lane, Cornwall-on-Hudson 12518. Filed March 1. Martini, Michael C., individually and as surviving joint tenant, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $395,000 affecting property located at 10 Salzburg Road, Blooming Grove 10914. Filed Feb. 28. Matey, Karen M., et al. Filed by United States of America. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 16 Cherry Lane, Saugerties 12477. Filed April 25. Melville, Brian E., et al. Filed by Lakeview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $258,605 affecting property located at 333 Upper Mountain Road, Pine Bush 12566. Filed April 20. Messineo, Ingrid S., et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $66,482 affecting property located at 66 Hunt Road, Wallkill 12589. Filed April 24. Nardone, Frank A., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $562,000 affecting property located at 18 Burts Path, Hopewell Junction 12533. Filed April 24.

Pangburn, Kenneth P., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $450,000 affecting property located at 284 Dewitt Mills Road, Kingston 12401. Filed April 23. Papazian, Armen R., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $216,000 affecting property located at 76 Fifth Ave., Newburgh 12550. Filed Feb. 28. Parks, Norman M. Sr., et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $40,000 affecting property located at 1710 Route 12, Wawayanda 10958. Filed Feb. 26. Pascoe, Melanie L., et al. Filed by Loancare LLC. Action: seeks to foreclose on a mortgage to secure $79,000 affecting property located at 215 Downs St., Kingston 12401. Filed April 24. Perry, Adine J., individually and as co-administratrix of the estate of Doreen F. Perry, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $172,000 affecting property located at 17 Tracy Road, New Paltz 12561. Filed April 25. Pollock, Kelly, et al. Filed by New Penn Financial LLC. Action: seeks to foreclose on a mortgage to secure $235,000 affecting property located at 60 Peach Place, Middletown 10940. Filed Feb. 28.

Powell, Christopher S., as administrator and heir to the estate of Victoria K. Powell, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $260,000 affecting property located at 2242 New Hackensack, Poughkeepsie 12603. Filed April 23. Rabess, Douglas, et al. Filed by Keybank N.A. Action: seeks to foreclose on a mortgage to secure $60,000 affecting property located at 55 Benkard Ave., Newburgh 12550. Filed March 1. Rangaraj, Jayanthi, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $245,000 affecting property located at 3 Dogwood Lane, Monroe 10950. Filed March 5. Richey, Stephen A., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $132,825 affecting property located at 22 Kinry Road, Poughkeepsie 12603. Filed April 26. Rosa, Kevin, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $151,200 affecting property located at 5 Roming Lane, Saugerties 12477. Filed April 27. Saintiche, Jonathan P., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $210,429 affecting property located at 8 Black Rock Trail, Deerpark 12771. Filed March 2. Sanabria, Dolores, as heir to the estate of Aladin Sanabria, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $290,0000 affecting property located at 9 Bernadette Way, Washingtonville 10992. Filed March 5.

Tilman, Menahem, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $160,638 affecting property located at 19 Fairlawn Ave., Middletown 10940. Filed Feb. 26. Toole, Anthony T., et al. Filed by Green Tree Servicing LLC. Action: seeks to foreclose on a mortgage to secure $185,915 affecting property located at 97 Sycamore Drive, Middletown 10940. Filed March 5. United States of America, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $270,000 affecting property located at 9 Fedorko Lane, Montgomery 12549. Filed Feb. 28. Vasquez, Miriam, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $229,904 affecting property located at 912 Wallkill Ave., Pine Bush 12566. Filed Feb. 27. Warren, Julien, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $175,500 affecting property located at 16 Amchir Ave., Middletown 10940. Filed Feb. 27. Warren, Kimberly, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $160,000 affecting property located at 226 Sundown Road, Kerhonkson 12446. Filed April 20. Waterman, K. Melissa, et al. Filed by MTGLQ Investors LP. Action: seeks to foreclose on a mortgage to secure $196,000 affecting property located at 43 Ziegler Ave., Poughkeepsie 12603. Filed April 26.

Schneider, Edward J., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $63,000 affecting property located at 110 Albany St., Poughkeepsie 12601. Filed April 25.

Way, Grant, as executor under the last will and testament of Valari L.B. Way, et al. Filed by Ocwen Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 112 Chris Lane, Olivebridge 12461. Filed April 26.

Sigalos, Jeanne M., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $221,250 affecting property located at 7 Mountain View Drive, Warwick 10990. Filed March 5.

Wellmon, Elvonne P., et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $116,400 affecting property located at 531 Washington Ave., Newburgh 12550. Filed Feb. 26.

Smith, Darryl L., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $179,823 affecting property located at 96 Marian Court, Warwick 10990. Filed March 6. Sotomayor, David Jr., et al. Filed by Lakeview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $265,109 affecting property located at 202 E. Meadow Wind Lane, Newburgh 12550. Filed Feb. 28.

WCBJ

MECHANICâ&#x20AC;&#x2122;S LIENS Extra Space Properties Eighty LLC, as owner. $79,500 as claimed by N and G Construction LLC, Carmel. Property: 2169 South Road, Poughkeepsie. Filed April 26. House, Alan G., et al, New York City, as owner. $37,000 as claimed by Allied Excavating Inc., Warwick. Property: in Warwick. Filed April 27.

MAY 7, 2018

Facts & Figures House, Alan G., et al, Warwick, as owner. $16,000 as claimed by Allied Excavating Inc., Warwick. Property: in Warwick. Filed April 27. Lawrence, Beth, as owner. $2,720 as claimed by New York State Foam and Energy LLC, Highland Mills. Property: 3 Hyman Ostrow Circle, Highland Mills 10930. Filed April 27. Magala, Glen, New Milford, New Jersey, as owner. $42,000 as claimed by Allied Excavating Inc., Warwick. Property: in Warwick. Filed April 27. Moses Rosenthal LLC, as owner. $40,000 as claimed by Cioﬃ 1 Inc., Thiells. Property: 205 Bakertown Road, Woodbury. Filed April 26. Polanco, Rosemarie, Kew Gardens, as owner. $5,500 as claimed by Allied Excavating Inc., Warwick. Property: in Warwick. Filed April 27. Reynolds, Sean, Warwick, as owner. $54,000 as claimed by Allied Excavating Inc., Warwick. Property: in Warwick. Filed April 27. Rubin, Karin, as owner. $1,492 as claimed by Forest Green Landscaping Inc. Property: 18 Altamont Road, Millbrook 12545. Filed April 27. Shamrock Creek LLC, as owner. $3,942 as claimed by Calculated Fire Protection Company Inc., Salt Point. Property: 112 Forge Hill, New Windsor. Filed April 26.

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MAY 7, 2018

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Sunset Gardening, 62 Cedar St., Kingston 12401, c/o Jose Aguayo-Lopez, Jersson Mohamed Munoz, and Junior Jhonatan Norris Cisneros. Filed April 25. V and S Pro Painting, 165 Berkman Drive, Middletown, c/o Nicholas DiConcilio and Milagros E. Paredes. Filed Aug. 21.

Sole Proprietorships Ancestor Answers, 12 Butterville Road, New Paltz 12561, c/o June C. Franzel. Filed April 20. Bella Mia’s Creative Parties, 23 Edgewood Drive, Saugerties 12477, c/o Heather M. Dodd. Filed April 27. Cassandra Eberhard-Leal, LCSW, 200 Route 32, Suite 206, Central Valley, c/o Cassandra L. Eberhard-Leal. Filed Aug. 21. Chris Sanger Golf, 14 Mill Hill Road, Woodstock 12498, c/o Christopher W. Sanger. Filed April 26. Cut and Run Tree Service, 111 Riverside Ave., Hurley 12443, c/o Adam J. Singer Derivera. Filed April 27.

Jax Seal Coat and Asphalt Maintenance, 1394 Old Post Road, Ulster Park 12487, c/o Jacquelyne Orr. Filed April 27. JLK Drywall and Home Improvement, 30 Pilgrim Corners Road, Middletown 10940, c/o John L. Kientopp. Filed Aug. 18. Kareena’s Cleaning Services, 158 Hilltop Road, Saugerties 12477, c/o Kareena Erin Cahill. Filed April 25. Kerry Baxter, LCSW, 372 Fullerton Ave., Suite B, Newburgh, c/o Kerry Brigid Baxter. Filed Aug. 21. Lulubelle Productions, 80 Clarks Lane, Milton 12547, c/o Alyssa D’Adams. Filed April 20. Mi Cabanita Salvadorena, 108 Livingston St., Saugerties 12477, c/o Sonia Flores. Filed April 24. Miss Shannah’s Place, 21 Town Road, Mount Marion 12456, c/o Shannah Nichole Drake. Filed April 26. Mixed Equestrian Arts, 514 N. Marbletown Road, Kingston 12401, c/o Anna O. Mauer. Filed April 26. Paramount Management, 213 Elmendorf St., Kingston 12401, c/o Eileen J. Ortiz. Filed April 20.

Donna Trast RN CDE Health Counselor, 124 Gina Court, Hurley 12443, c/o Donna D. Trast. Filed April 26.

Phoenicia Flea, 50 Post St., No. 2, Kingston 12401, c/o James Morelos. Filed April 24.

Dr. Blacktop, 118 Hill Road, Kingston 12401, c/o Charlene J. Lent. Filed April 23.

Rene’e Takes the Cake, 7 Maple Lane, Montgomery, c/o Renee R. Gironda. Filed Aug. 18.

Family Dogs, 33 Bush Ave., Newburgh 12550, c/o Nicole T. Scott. Filed Aug. 21.

Strange Joy Studio, 4 Smith Ave., Kingston 12401, c/o Lark Leland Kidder. Filed April 24.

Fendi’a Hair Boutique, 307 Lake Drive, Newburgh 12550, c/o Iesha R. Banks. Filed Aug. 21.

Tevita Toutaiolepo, 137 Minnewaska Trail, Kerhonkson 12446, c/o Tevita T. Toutaiolepo. Filed April 25.

Fine Line Construction, 14 Ryerson Road, Warwick 10990, c/o Matthew RF Raif. Filed Aug. 18.

Turnin’ Heads Bartique, 19 McDowell Place, Newburgh 12550, c/o Chantel Marie Vuono. Filed Aug. 21.

NEW BUSINESSES

Gallery 21, 21 W. Strand St., Kingston 12401, c/o Nicole Mary McDonald. Filed April 24.

West Point Cleaning Service, 8 Muller Ave., Apt. 1, Highland Falls 10928, c/o Ortega Chery Olga. Filed Aug. 21.

This paper is not responsible for typographical errors contained in the original filings.

Healing Hands by Mukesh, 1659 Route 212, Saugerties 12477, c/o Mukesh C. Seetaram. Filed April 23.

Partnerships

Hope Cleaning Services, 1 Cedar Lane, Saugerties 12477, c/o Rosemary Francisca Sosa Morales. Filed April 25.

A and S All Seasonal Lawn Care and Landscaping, 5 Jeanette Lane, Lake Katrine 12449, c/o Cindy S. Vansteenburg and Russell Francis Vansteenburg. Filed April 25.

I.V.A. Fitness, 506 Drake Drive, Newburgh 12550, c/o Lanette Perez. Filed Aug. 21.

Walmart Real Estate Business Trust, as owner. $210 as claimed by Plumbing Today Inc., Latham. Property: 26 W. Merritt Blvd., Fishkill. Filed April 26. Walmart Real Estate Business Trust, as owner. $738 as claimed by Plumbing Today Inc., Latham. Property: 26 W. Merritt Blvd., Fishkill. Filed April 26. Walmart Real Estate Business Trust, as owner. $935 as claimed by Plumbing Today Inc., Latham. Property: 26 W. Merritt Blvd., Fishkill. Filed April 26.

Yoga Wellness Bodywork, 120 Main St., Gardiner 12525, c/o Sharon Paddock. Filed April 27.

LEGAL NOTICES North Adams Gas Realty LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 2/16/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 2 Overlook Realty Corp., Po Box 311, Yonkers, NY 10710. General Purpose. #61636 Notice of Formation of Eastview Holdings, LLC. Arts. of Org. filed with SSNY on 3/21/18. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to Eastview Holdings, LLC, 27 Storm St, Tarrytown, New York 10591. Purpose: any lawful act or activity. #61637 Sherman Avenue Properties LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 2/2/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 26 Woodside Ave., West Harrison, NY 10604. General Purpose. #61638 Notice of formation of Mitton Law Firm, PLLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 1/19/2018. Office location: Westchester County. SSNY designated as agent of PLLC upon whom process against it may be served. SSNY shall mail process to The PLLC: 75 South Broadway, Suite 400, White Plains, NY 10601. Purpose: practice of the profession of law. #61639 Azarmsa Consulting LLC Art. of Org. filed with SSNY 6/23/17. Office: Westchester County. SSNY designated agent of LLC upon whom process against it may be served and shall mail copy of process to: US Corp Agents, 7014 13th Ave, Ste 202, Brooklyn, NY 11228. Purpose: Any lawful purpose. #61640 36 HC LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 1/16/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to c/o Sal Attina, 909 Midland Ave., Ste. 3, Yonkers, NY 10704. General Purpose. #61641 Notice of Formation of Caremore Landscaping, LLC Art. Of Org. filed with SSNY on 03/02/18. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 980 Broadway #521, Thornwood, NY 10594. Purpose: any lawful purpose. #61642 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: VSK PUBLIC RELATIONS, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 02/02/2018. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 21 Sycamore Road, Scarsdale, New York 10583, principal business location of the LLC. Purpose: any lawful business activity. #61643 Notice of Formation of Root to Market Consultants, LLC, Art. Of Org. filed with SSNY on 02/08/2018. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 11 Adams Hill Road, Cross River, NY 10518. Purpose: any lawful purpose. #61644 Wings Air Helicopters, LLC, Art. of Org. filed with NY Secy. of State on 10/25/12. Office located in Westchester Co. Secy. of State designated as agent upon which process may be served. Secy. of State shall mail a copy of any process against it served upon him/ her to: 18 Hangar Road, Suite 200, White Plains, NY 10604 (the LLCís primary business location). LLC may engage in any lawful act or activity for which a limited liability company may be formed. #61646

Notice of Formation of PRIMITIVA, LLC. Address of LLC: 43 Fifth Avenue, Pelham, New York 10803. County of business: Westchester County, Article of Organization originally filed with SSNY on 03/02/2018. Agent for Service: Secretary of State. Mail Process to: 43 Fifth Avenue, Pelham, NY 10803. Purpose: Any lawful activity. #61647 GOURMET GLOBETROTTERS LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 03/28/18. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 27 Lily Pond Ln, Katonah, NY 10536, principal business location of the LLC. Purpose: any lawful business activity. #61651 25 Irving NY LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 10/17/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 124-18 Metropolitan Ave., Kew Gardens, NY 11415. General Purpose. #61652 49 Premium Point LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 2/9/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to Lisa Mansfield, 192 Rock Creek Ln., Scarsdale, NY 10583. General Purpose. #61653 DTF ROSEMOUNT, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 12/18/17. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 560 Fenimore Road, Mamaroneck, New York 10543, principal business location of the LLC. Purpose: any lawful business activity. #61654 SOMNIUM VILLA, LLC. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 10/24/16. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: 97 Birch Brook Road, Bronxville, NY 10708, principal business location of the LLC. Purpose: any lawful business activity #61655 Aperl Gadgets LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 3/29/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 37 N. Central Ave., Apt. 5H, Hartsdale, NY 10530. General Purpose. #61656 Notice of formation of Find Your Plug, LLC filed with SSNY on 3/15/18. Offc. Loc: Westchester Cty. SSNY desig. As an agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 115 Drisler Ave. White Plains, NY 10607. Purpose: Marketing. #61657 68 Woodland Street LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 2/22/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 30 Sunrise Dr., Armonk, NY 10549. General Purpose. #61658 Notice of Formation Ikoyi Collections, LLC Art. Of Org. filed with SSNY on 2/5/18. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 51 Watson Avenue, Ossining, NY 10562. Purpose: any lawful purpose. #61660 Timbos Properties LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 3/7/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 860 Post Rd., Scarsdale, NY 10583. General Purpose. #61661 BIDHUB.TV LLC. Art. of Org. filed w/ SSNY 4/3/18. Office in Westchester Co. SSNY designated for service of process and shall mail to: 75 S Broadway, FL 4, White Plains, NY 10601. Purpose: Any lawful activity #61663

Marcellino Management , LLC, Art. of Org. filed with NY Secy. of State on 04/16/18. Office located in Westchester Co. Secy. of State designated as agent upon which process may be served.Secy. of State shall mail a copy of any process against it served upon him/her to 16 Matthes Rd, Briarcliff, NY 10510. LLC may engage in any lawful act or activity for which a limited liability company may be formed. #61664 Notice of Formation of Danny's Cycles ML LLC Art. Of Org. filed with SSNY on 4/5/2018. Offc.Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 101 Secor Lane, Pelham Manor, NY 10803 . Purpose: any lawful purpose. #61665 Notice of Formation of Danny's Cycles RY LLC Art. Of Org. filed with SSNY on 4/5/2018. Offc.Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 101 Secor Lane, Pelham Manor, NY 10803 . Purpose: any lawful purpose. #61666 Notice of Formation of Kate Giordano LLC. Of Org. filed with SSNY on 04/19/2018. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC,153 Webster Avenue, Harrison, NY,10528. Purpose: any lawful purpose. #61667 Notice of Formation of NorthRiver RE LLC Art. of Org. filed with SSNY on 3/15/18. Office Location: Westchester County. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC: PO Box 462, Yonkers, NY 10703. Purpose: Any lawful purpose. #61668 Notice of Formation of Idyllwild, LLC. Art. of Org. filed with SSNY on 03/19/2018. Offc. Loc: Westchester Cty. SSNY desig. As agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 95 Mount Hope Blvd, Hastings-on-Hudson, NY 10706. Purpose: any lawful purpose. #61669 Notice of Formation of VDL VENDING LLC, a domestic LLC. Art. Of Org. filed with SSNY on 04/19/2018. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 185 Kisco Avenue, Ste. 604, Mount Kisco, NY 10549. Purpose: Any Lawful Purpose. #61670 Chapin Melrose LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 3/27/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 345 E. 93rd St., #24H, NY, NY 10128. General Purpose. #61671 Notice of Formation of Denee Properties LLC. Arts. of Org. filed with SSNY on 01/22/2018. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to 117 South Highland Ave, Apt. 2L Ossining, NY 10562 Purpose: any lawful act or activity. #61672 Notice of Formation of AJT Landscape & Home Improvement LLC. Arts. of Org. filed with SSNY on 12/28/2017. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to 45 Yale Ave Apt. 2 Ossining, NY 10562 Purpose: any lawful act or activity. #61673 Notice of Formation of The Observatory Shop, LLC Art. Of Org. filed with SSNYon 3/29/18. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 5 Main St., HOH NY 10706 Purpose: any lawful purpose. #61675

Notice of Formation of E Cleaning Services, LLC Art. Of Org. filed with SSNY on 2/13/18. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 42 Kent Rd, White Plains NY 10603. Purpose: any lawful purpose. #61676 SHRUB OAK CLINICAL SERVICES OT, PT, SLP, LMSW, Psychology, PLLC. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 04/12/2018. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: c/o General Counsel, 80 Broad Street, Suite 1702, New York, NY 10004. Principal place of business is 3151 Stoney Street, Shrub Oak, NY 10547. Purpose: any lawful business activity. #61677 Notice of Formation of Suite 201 Holdings LLC. Art. of Org. filed with SSNY on 04/04/2018. Office location: Westchester County. SSNY has been designated as agent upon whom process against it may be served. SSNY shall mail process to: Mohamed H. Shiliwala, 2 Park Avenue, Somerville, NJ 08876. Purpose: any lawful purpose. #61678 Notice of Formation of LITTLE TUSKERS CENTER, LLC, a domestic limited liability company. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 04/18/18. NY Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail a copy of process to the LLC at 25 Lincoln Ave., Lincolndale, NY 10540. Purpose: For any lawful purpose. #61679 Notice of Formation of Chamalil Properties LLC. Art. of Org. filed with SSNY on 04/23/2018. Office location: Westchester County. SSNY has been designated as agent upon whom process against it may be served. SSNY shall mail process to: Mohamed H. Shiliwala, 2 Park Avenue, Somerville, NJ 08876. Purpose: any lawful purpose. #61680 Notice of Formation of WOW Maintenance LLC. Arts. of Org. filed with SSNY on 11/01/2017. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to 13 Dailey Dr. Croton on Hudson, NY 10520 Purpose: any lawful act or activity. #61681 Notice of formation of Limited Liability Company (ìLLCî). Name: 1510 Broadway Commercial LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on April 25, 2018. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to 1510 Broadway Commercial LLC, c/o The MacQuesten Companies, 438 Fifth Avenue, Suite 100, Pelham, New York 10803. Purpose/character of LLC is to engage in any lawful act or activity. #61682 Notice of Formation of Fela 292 Howard LLC Of Org. filed NY Secy. of State on 3/17/2018. Offc. Loc: 287 Hancock Avenue Brooklyn NY 11216. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 287 Hancock Avenue Brooklyn NY11216. Purpose: any lawful purpose. #61683 Notice of Formation of Wolf & Crow Enterprises LLC. Arts. of Org. filed with SSNY on 11/27/2017. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to 320 South Broadway Apt. S9 Tarrytown, NY 10591 Purpose: any lawful act or activity. #61684 E. Nickels LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 4/26/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 122 Random Farms Dr., Chappaqua, NY 10514. General Purpose. #61685

Notice is hereby given that an onpremise license, #TBA has been applied for by PSJSP Inc. d/b/a Pleasantville Diner to sell beer, wine and liquor at retail in an on premises establishment. For on premises consumption under the ABC law at 10 Memorial Plaza Pleasantville NY 10570. #61686 Notice is hereby given that an onpremise license, #TBA has been applied for by Kosova, LLC d/b/a Lenny's Seafood & Steakhouse to sell beer, wine and liquor at retail in an on premises establishment. For on premises consumption under the ABC law at 386 Main Street Armonk NY 10504. #61687 YVONNE RUSSO. LLC Arts. of Org. filed with the Secretary of State of New York (SSNY) on 3/30/2018. Off. Loc: Westchester County. SSNY designated as agent upon whom process may be served and shall mail a copy of any process to YVONNE RUSSO. LLC 420 South Riverside Avenue, #131 Croton on Hudson, New York 10520. Purpose: all lawful. #61688 JIGSAW PIECES LLC. Articles of Organization filed with Secy of State of NY (SSNY) on 04/20/2018. Office location: Westchester. SSNY designated as agent upon to whom process may be served and shall mail process to the principal business address: 19 Glen Terr. Chappaqua, NY 10514. Purpose: any lawful acts. #61689 Notice of Formation of Timeless Gallery LLC. Of Org. filed with SSNY on 04/30/2018. Offc. Loc: Westchester Cty. SSNY desig as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 378 Scarsdale Road, Tuckahoe, NY, 10707 Purpose: any lawful purpose. #61690 NOTICE OF QUALIFICATION of Urban Nesters of Hoboken, LLC. Appl for Auth filed with SSNY on 03/29/18. Office location: Westchester County. LLC formed in New Jersey (NJ) 01/16/12. SSNY designated as agent for process & shall mail process to: c/o Abdelouahid A. El-Kammass, 7601 River Rd., Apt. 405, N. Bergen, NJ 07047. NJ address of LLC is 7601 River Rd, Apt. 405, N. Bergen, NJ 07047. Certificate of LLC filed with NJ Dept. of Treasury, Div of Rev and Enterprise Svcs, 33W. State St., Trenton, NJ 08660. Purpose: any lawful act or activity. #61691

Supplemental Summons and Notice of Object of Action Supreme Court of the State of New York County Of Westchester Action to Foreclose a Mortgage Index #: 63067/2017 U.S. Bank National Association, As Trustee For J.P. Morgan Mortgage Trust 2006-S2, Plaintiff vs Antonio Velardo, Aida Velardo, Friendly Fuel Petroleum Inc., Jilco Window Corp., Braulio Chuchua If Living, And If He/She Be Dead, Any And All Persons Unknown To Plaintiff, Claiming, Or Who May Claim To Have An Interest In, Or General Or Specific Lien Upon The Real Property Described In This Action; Such Unknown Persons Being Herein Generally Described And Intended To Be Included In Wife, Widow, Husband, Widower, Heirs At Law, Next Of Kin, Descendants, Executors, Administrators, Devisees, Legatees, Creditors, Trustees, Committees, Lienors, And Assignees Of Such Deceased, Any And All Persons Deriving Interest In Or Lien Upon, Or Title To Said Real Property By, Through Or Under Them, Or Either Of Them, And Their Respective Wives, Widows, Husbands, Widowers, Heirs At Law, Next Of Kin, Descendants, Executors, Administrators, Devisees, Legatees, Creditors, Trustees, Committees, Lienors, And Assigns, All Of Whom And Whose Names, Except As Stated, Are Unknown To Plaintiff, Workers' Compensation Board Of The State Of New York, Jpmorgan Chase Bank, N.A., People Of The State Of New York, United States Of America Acting Through The IRS, John Doe (Those unknown tenants, occupants, persons or corporations or their heirs, distributees, executors, administrators, trustees, guardians, assignees, creditors or successors claiming an interest in the mortgaged premises.), Defendant(s) Mortgaged Premises: 9 Gualtiere Lane Ossining, NY 10562 SBL #: 89.11-2-21 To the above named Defendant: You are hereby summoned to answer the Complaint in this action, and to serve a copy of your answer, or, if the Complaint is not served with this Supplemental Summons, to serve a notice of appearance, on the Plaintiff(s) attorney(s) within twenty days after the service of this Supplemental Summons, exclusive of the day of service (or within 30 days after the service is complete if this Supplemental Summons is not personally delivered to you within the State of New York). In case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the Complaint. The Attorney for Plaintiff has an office for business in the County of Erie. Trial to be held in the County of Westchester. The basis of the venue designated above is the location of the Mortgaged Premises. TO Braulio Chuchua Defendant In this Action. The foregoing Supplemental Summons is served upon you by publication, pursuant to an order of HON. Gerald E. Loehr of the Supreme Court Of The State Of New York, dated the Seventeenth day of April, 2018 and filed with the Complaint in the Office of the Clerk of the County of Westchester, in the City of White Plains. The object of this action is to foreclose a mortgage upon the premises described below, dated March 7, 2006, executed by Antonio Velardo by the attorney in fact and Aida Velardo by the attorney in fact to secure the sum of $1,000,000.00. The Mortgage was recorded at Instrument Number 461350917 in the Office of the Westchester County Clerk on May 23, 2006. The mortgage was subsequently assigned by an assignment executed July 3, 2012 and recorded on August 2, 2012, in the Office of the Westchester County Clerk at Instrument Number 522013492.The property in question is described as follows: 9 GUALTIERE LANE, OSSINING, NY 10562 NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this summons and complaint by serving a copy of the answer on the attorney for the mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property. Sending a payment to your mortgage company will not stop this foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT. DATED: April 19, 2018 Gross Polowy, LLC Attorney(s) For Plaintiff(s) 1775 Wehrle Drive, Suite 100 Williamsville, NY 14221 The law firm of Gross Polowy, LLC and the attorneys whom it employs are debt collectors who are attempting to collect a debt. Any information obtained by them will be used for that purpose. 53877-1 #61674

A Notice of Formation of S ZHENG LLC, Art. of Org. filed Secy. of State of NY (SSNY) on 3/15/2018. Office location: Westchester County. SSNY Designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to: The LLC, 802 Pelham Pkwy, Pelham Manor, NY 10803. Purpose: any lawful activity. #61692 Tails A Wagon, LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 4/30/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 7 Odell Plz., Po Box 622, Yonkers, NY 10703. General Purpose. #61693 Fischer Family Properties LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 4/12/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to Po Box 85, Armonk NY 10504. General Purpose. #61694 Notice of Formation of MCFLY LLC Principal office Westchester County. Secretary of State of NY (SSNY) designated as agent for service of process. SSNY shall mail a copy of any process served against the LLC to 33 McCollum Place, Yonkers, NY 10704. Articles of Organization of the LLC filed with the SSNY on 3/22/2018. Purpose: Any lawful act(s). #61645 Notice of Formation of SCFLOORS LLC. Arts. of Org. filed with SSNY on 04/30/2018. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to Scott Falk, 249 Nob Hill Dr., Elmsford, New York 10523. Purpose: any lawful act or activity. # 61695

WCBJ

MAY 7, 2018

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If you’re unsure about how to talk to your kids about money, you’re not alone. Whether they will inherit a little or a lot, you should talk. But how much should you share? And what should you tell them? We’ve been advising families for more than a century and can provide insight, guidance, and educational tools to help. For a deeper understanding of how to prepare your children for your wealth, call Sharon Klein and her team at 212-415-0547. Download our research Navigating the Wealth Transfer Landscape at wilmingtontrust.com/nextgen.

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* Private Banking is the marketing name for an offering of M&T Bank deposit and loan products and services. Investments: • Are NOT FDIC-Insured • Have NO Bank Guarantee • May Lose Value Wilmington Trust is a registered service mark. Wilmington Trust Corporation is a wholly owned subsidiary of M&T Bank Corporation. Wilmington Trust Company, operating in Delaware only, Wilmington Trust, N.A., M&T Bank, and certain other affiliates provide various fiduciary and non-fiduciary services, including trustee, custodial, agency, investment management, and other services. International corporate and institutional services are offered through Wilmington Trust Corporation’s international affiliates. Wilmington Trust Investment Advisors, Inc., a subsidiary of M&T Bank, is an SEC-registered investment advisor providing investment management services to Wilmington Trust and M&T affiliates and clients. Loans, credit cards, retail and business deposits, and other business and personal banking services and products are offered by M&T Bank, member FDIC. ©2018 Wilmington Trust Corporation and its affiliates. All rights reserved.

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