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3 | STARWOOD IN PORT CHESTER MAY 9, 2016 | VOL. 52, No. 19

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JUDGE: WHITE PLAINS CONDUCT ‘FARCICAL’

RULES FASNY LAWSUIT CAN MOVE FORWARD

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BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

Elizabeth Nunan displays a Chinese language web page at Houlihan Lawrence in Rye Brook. Photo by Bob Rozycki.

he French-American School of New York can proceed with its lawsuit against the White Plains Common Council and Mayor Thomas Roach after a judge had harsh words for the lawmakers. State Supreme Court Justice Joan B. Lefkowitz said in an April 19 ruling that the city’s handling of FASNY’s application to build a new campus in White Plains was “farcical.” Lefkowitz said the city was attempting to wage “a war of attrition” to dissuade FASNY from continuing its pursuit to build a $60 million, five-building campus on a former golf course in the city, which Lefkowitz said “appears to be a legal use of its land.” Lefkowitz’s ruling denied a motion from the city to dismiss a lawsuit FASNY filed in September challenging the common council’s de facto rejection of

the school’s proposal. The decision is the latest in a dispute that dates back five years. In 2011, FASNY proposed a plan to consolidate its three Westchester campuses into one new facility on the former Ridgeway Country Club near the Gedney Farms neighborhood in White Plains. FASNY bought the property in 2010 for $11 million. The school would enroll students from pre-school through 12th grade and include a 78-acre public park that the school would maintain. The project has faced steady opposition from residents, led by the Gedney Association. The association represents about 450 households in the neighborhood. The group has fought the project out of concerns that it is too big for the neighborhood and would cause traffic and drainage issues. They’ve rallied other neighborhood groups to weigh in with letters opposing the project as well. The project was red-flagged by the White Plains » » FASNY, page 6

Workplace bias felt in ‘a thousand cuts’ BY BILL HELTZEL bheltzel@westfairinc.com

EARL “BUTCH” GRAVES JR. LIKES to ask simple questions like, “Does anything strike you as strange here?” As president and CEO of Black Enterprise media in Manhattan, he has seen some strange things in corporate board rooms, high-level client meetings and country club gatherings. What is plain to him is obscure to some

people: There are not many black faces in the room and little curiosity about why that is. His simple questions became a touchstone during a panel discussion on “Unconscious Bias: A Conversation About Race in the Workplace,” on April 28. The event was presented by the YWCA and Mastercard Inc. Panelists discussed the enormous impact of unconscious bias in the workplace.

The idea of creating a diverse workplace was originally meant as a way to combat outrageous, obvious biases, said Mona Lau, a Harrison psychologist and adjunct professor at Manhattanville College who has led several diversity programs. But discrimination is often expressed unconsciously. The biased person is unaware of the harmful conduct, while the recipient suffers. “You can’t see it but you can feel it,” she said. “You can’t prove it but you know it’s true.” Everyone has biases, she said, based on education, religious beliefs, family practices and life experiences. Biases can be good, for example, in helping people screen out unimportant information. But filters also create false impressions and snap judgments that hurt people. They can lead to micro-aggressions,

small behaviors that in any instance do not amount to much but easily accumulate into harmful patterns. Unconscious biases influence hiring decisions, job assignments, promotions, performance reviews, training opportunities, policies, marketing campaigns, customer service and the selection of leaders. “You’re killed by a thousand cuts, not one big stab,” said Donna Johnson, chief diversity officer for MasterCard. You are not invited to an important meeting, not once, not twice, but five times. You have worked hard on a project but your name is not mentioned when people are singled out for praise. When you share your concerns with your boss, the reaction is, “Are you kidding? Your name is not on a list?” You know it happened but the people » » BIAS, page 6

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Houlihan Lawrence website targets growing number of Chinese buyers

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BY ALEESIA FORNI aforni@westfairinc.com

OF THE GROWING NUMBER OF BUYERS FROM CHINA, MANY ARE SEARCHING FOR ECONOMIC STABILITY, SEEING U.S. REAL ESTATE AS A LOW-RISK INVESTMENT FOR THEIR CASH FOLLOWING THE RECENT VOLATILITY IN CHINESE MARKETS. For the first time, clients from China exceeded all other international buyers in terms of unit purchases and dollar volume, buying $28.6 billion worth of U.S. property from March 2014 to March 2015, an increase from $22 billion during the same period a year earlier. This figure has quadrupled from the $7 billion total seen in 2011. Elizabeth Nunan, vice president of global business development at Houlihan Lawrence, said interest in the Chinese buyers market started around 2014 when she and two colleagues traveled to China to attend the Luxury Portfolio Immersion Conference. The three-day event aimed to give real estate professionals a better understanding

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ollowing skyrocketing demand from Chinese homebuyers in Westchester and Fairfield counties, real estate company Houlihan Lawrence has launched a traditional Chinese-language version of its website. The website is the result of increasing requests from the growing number of Chinese clients to the Westchester real estate company to provide them with better digital home-buying tools. Among international buyers, Chinese clients account for the largest number of property purchases in the U.S., according to the National Association of Realtors. Chinese buyers represented 28 percent of total sales for the one-year period ending March 2015. About 86 percent of those purchases were in cities and suburbs. About half of Chinese buyers bought residential real estate.

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Publisher Dee DelBello Associate Publisher Anne Jordan Managing Editor John Golden Senior Editor Bob Rozycki Associate Creative Director Dan Viteri

Source: National Association of Realtors

of Chinese culture and traditions that might affect their home-buying choices. Nunan said she and her firm “really started to pay attention” to the online aspect of that demand in 2015 after noticing web traffic to their firm’s website from China more than doubled compared with the prior year. According to data collected by Houlihan Lawrence, its new Chinese website has been viewed “thousands” of times since its launch a month ago, with the major sources of traffic coming from Google and Houlihan Lawrence’s partnership with Chinese news site Epoch Times. Users of the new page are Chinese speakers primarily from the Americas and Asia. Nunan said that these buyers are “looking for a little bit of everything” when it comes to real estate. Typically, those seeking an investment property will stick closer to New York City, while the residential buyers her agency works with venture toward Westchester and Fairfield counties. Of the growing number of buyers from China, many are searching for economic stability, seeing U.S. real estate as a lowrisk investment for their cash following the recent volatility in Chinese markets. Additionally, providing their children with an American education is also a priority for many potential homebuyers. Another factor, one that may not be so obvious to those who live stateside, is health. As air pollution in China reaches dangerous, potentially life-threatening levels, a growing number of buyers are searching for the “green grass, trees and fresh, clean air” they’re unable to attain in their homeland, Nunan said. She recalls seeing gas masks in the hotel

during her recent trip to China. After initially attributing their use to possible terror threats, she soon learned they were to be used during extreme smog levels. In order to supplement this increasing demand, Houlihan Lawrence has also brought on 12 Mandarin- and Chinesespeaking agents in hopes of giving potential buyers “an easier home-searching experience,” Nunan said. These agents are made up of a mix of both non- and native Chinese. Also by popular demand, agents typically communicate with Chinese buyers through WeChat, a popular messaging app in China. Demand from this demographic in Westchester and Fairfield counties tends to follow the West Coast, Nunan said. Buyers from China typically follow a “natural progression” of buying property on the closer-to-home West Coast, most frequently California, before deciding to look for opportunities on the other side of the U.S. From there, Nunan said it’s common for buyers to invest in New York City real estate, then decide to move north toward Westchester and Fairfield counties in an attempt to “spread their wings.” Despite a stronger U.S. dollar and an increase in home prices stateside, Nunan said that she expects this relatively new trend of Chinese home buying to continue. “I don’t have a crystal ball,” Nunan said, but she predicts the number of Chinese homebuyers looking to U.S. real estate to grow slowly, likely not at the “staggering” pace the market has seen in recent years. “There’s still a definite interest in the market,” she said.

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$300M Starwood Port Chester development seeks zoning changes BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

$300 million project by Starwood Capital Group that would turn the former United Hospital site in Port Chester into a mixed-use development has taken two steps toward finalizing its plan. The developers submitted a request for a zoning amendment and a preliminary final environmental impact statement to the village. The requested zoning changes, discussed at a workshop meeting by the Port Chester Board of Trustees on April 26, were first considered during the draft environmental impact statement process for the development. Starwood wants to convert the site at 406 Boston Post Road into a development that will include a 135-room hotel, 217,000 square feet of medical office space, 90,000 square feet for retail or small restaurants, 500 residential units targeting young professionals, 230 age-restricted apartment units for people 55 and over and about an acre of open public space. United Hospital closed in 2006. Starwood bought the property that same year for $28 million.

Starwood recognized during the DEIS process that current zoning for the site wouldn’t fit the project and considered two remedies. In the first, the developer would propose a new overlay zoning district that would include the option to build with greater density, among other changes. The second option was simply to amend the existing planned mixed-use district for the site to allow for a higher density. The developer elected for the second option and proposed it along with its preliminary FEIS. The current zoning for the site allows for a density of 0.8 floor area ratio, a measurement of building size compared with the size of its lot. The change would allow Starwood to build to a 1.6 floor area ratio. The actual zoning amendment would only allow for a 1.4 floor area ratio in the zone, however. In exchange for the density beyond that, Starwood has proposed a onetime $1 million payment to the village. That money can be used for community benefits such as affordable housing and job training. The village hired AKRF, an engineering consultancy in White Plains, to review Starwood’s proposal. AKRF researched three questions in its report: • whether the project requires increased density to be

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viable; • whether it requires a PILOT to be viable; and • how much Starwood should pay as a community benefit fee to be allowed the increased zoning. AKRF found that the current allowed density in the United Hospital zoning area does not allow “development density necessary to create a viable project given (Starwood’s) requested mix of uses proposed.” Therefore, an amendment to the zoning of the property to allow for more density would be required for the project to be feasible. AKRF also found that a PILOT agreement would be necessary. AKRF Vice President John Neill told the village board that the project would require “some level of abatement of property taxes to be economically viable.” As for the bonus density fee, AKRF said Starwood should be able to pay a higher fee. The report states the appropriate fee could be between $2.4 million and $3.4 million. That estimate incorporates several factors, including the assessed value of the property. Starwood assessed the property’s value at $130 million, while AKRF said that value could more likely fall between $133 million

and $183 million. Starwood submitted a preliminary FEIS to the village for review on May 2. The village board will review the document, which is available on the village’s website, and hold a public hearing possibly this month. The workshop related to the zoning amendment and preliminary FEIS was the second the board of trustees held related to the project. Earlier in April, the board ran a workshop to discuss any traffic issues for the project. Port Chester Mayor Dennis Pilla said the workshops were held to take a “deep dive” on the project. “This is not to slow things down, but rather to speed things along,” Pilla said at the meeting. “So we can get looking at this as quickly as possible and can get the project team focused on it as much as possible.” Pilla told the Business Journal that he expects to hear many of the same comments during the FEIS approval process as during the draft environmental impact statement process. “It’s an exciting project,” Pilla said. “And I think we have to get it right so that it’s good for Port Chester and good for the developer as well.”

Benefiting The event will raise funds to support VNA of Hudson Valley’s charitable programs, including video telehealth, community outreach and education, and palliative care and healing arts.

Honoring Mr. Richard Halevy

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Putnam County Department of Health Ellen Wood Health Care Award

People’s United Community Foundation Community Service Award

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Experts say ‘future-smart’ planning vital in new economy

Chattanooga Mayor Andy Berke, left, talks shop with White Plains Mayor Thomas Roach at the Westchester: County of Tomorrow conference at the Renaissance Westchester Hotel.

BY JOHN GOLDEN jgolden@westfairinc.com

ean Whittaker, an economic development expert from the Midwest, thinks businesses and local governments need to be more “future-smart” — and that Westchester County is ahead of most communities across the country in thinking about what lies ahead in a society of fast-evolving technology and changing demographics. “It’s not adapt or die anymore,” Whittaker, the former managing director of industrial development for the state of Illinois, told an audience of about 250 Westchester County Association members and guests in his keynote address at the “Westchester: County of Tomorrow” conference presented by the

WCA’s Blueprint for Westchester committee. “It’s anticipate or die.” “How do you figure out where it’s going and how do you get ahead of the game?” That data-informed mental exercise is not much a part of current operations at businesses, said Whittaker, whose data analytics company in Holland, Mich., Whittaker Associates Inc., provides market research and trend analysis for economic development agencies and private companies in real estate and other industries. Only about 1 percent of a corporate manager’s time is spent thinking about the long-term future beyond five years, he said. “What happens is we’re always trying to catch up to solve this year’s problems,” he said. Westchester County “is maybe one of five or 10 in the country that are really thinking about the future.” In Westchester, the future will be shaped in part by demographic change, as the population ages in a county where the birth rate has lowered in recent years. The county’s population of residents 10 years of age or younger dropped 3 percent from 2009 to 2014, Whittaker noted, while its 35 to 40 age bracket dropped 7 percent in the same period. The latter age group “is your future, number 1, and your prime income earners, number 2,” he said. The affordability of housing for the coun-

ty’s younger adult population is a factor affecting its future. “Housing costs are one of your biggest hurdles to get over,” said Whittaker, who suggested that “millennial dormitories” on commuter rail lines could be one solution to the county’s dearth of affordable housing. Whittaker in his analysis of Westchester found a lack of community engagement by major corporations in the county such as IBM. “How do you re-engage the major players? I find a real disconnect between your major companies and the community,” he said. Companies must re-engage in training the workforce for what Whittaker predicted will be the “gig economy” of the future, with workers moving “from job to job” on temporary projects. “I think there’s going to be quite a shift in education,” he said. “You have quite a few silos here. Those silos have to figure out how to work together.” “Continuous learning — we’ve got to get back to school and stay there.” In planning for the future, “Who should be at the table? Everyone, and especially the people you don’t agree with,” Whittaker said. From Chattanooga, Tenn., Mayor Andy Berke brought to his Westchester audience an account of how a once-thriving industrial center of the South — called “the dirtiest city in America” by Walter Cronkite in 1969 — saw its economy collapse as jobs moved overseas and is now being reshaped as a tech economy

supported by a downtown innovation district for entrepreneurs and a municipally owned fiber optic communications infrastructure that freely connects every home in the city with up to 10 gigabytes of data. With new affordable housing, Chattanooga’s downtown by 2017 will double its population compared with just two years ago, Berke said. And in an effort to “create a fairer city,” the mayor said, its growing innovation economy “includes people of color and women.” “Part of getting the politics of all this right is getting the buy-in from the bottom up,” Berke said. “If you don’t, it’s all going to collapse around you.” Seth Pinsky, a former New York City economic development chief and currently executive vice president at RXR Realty, a jointventure partner in major downtown redevelopment projects in New Rochelle and Yonkers, described efforts by former New York City Mayor Michael Bloomberg’s administration to diversify the city’s economy and wean it from its heavy reliance on Wall Street. But the measures taken in New York City or Chattanooga to boost economic development might not be solutions for Westchester, he cautioned. “The truth is that what works in one place is unlikely to work in another place,” Pinsky said. “I think what is transferable is certain approaches to economic development.”

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Playland partnership with Standard Amusement passed BY BILL HELTZEL bheltzel@westfairinc.com

estchester County legislators agreed on May 2 to a $62 million private-public partnership to revive Playland amusement park in Rye. The county will spend $32 million to fix infrastructure and renovate rides, games, concessions and the shoreline. Standard Amusement LLC, a Manhattan hedge fund, will spend $30 million on new rides and attractions, restaurants, picnic areas, buildings and grounds. The deal “is really a dream come true,” said Nicholas J. Singer, a native of Harrison who is a Standard partner. He said the amusement park meant a lot to him during his childhood and now he can ensure that generations of children will be able to enjoy it as he did. Playland has been a beloved playground for generations of

county residents since 1928. It has rare historic rides, Art Deco architecture, an ice rink, swimming pool, beach, boardwalk and great views of Long Island Sound. But maintenance has been deferred and facilities are outdated. Attendance has fallen and the county has run up millions of dollars a year in deficits. The Board of Legislators voted 13-4 to approve a 30-year partnership with Standard, culminating planning and negotiations that County Executive Robert Astorino began six years ago. Standard will pay the county $2.25 million up front and invest $27.75 million in the park within five years. The county will receive annual management fees, beginning at $300,000 and adjusting annually for inflation. When Playland recoups its investment, the county will share profits, beginning at 8 percent and increasing to 12 percent. The county was considering

investing as much as $58 million in improvements, as recently as two months ago. Legislators trimmed the county’s commitments by $26 million, or 45 percent, by eliminating or scaling back several projects. Four Democratic legislators voted against the Standard agreement, but voted for bonds to finance the county’s commitments. Catherine Parker, who represents Rye and other towns around Playland, said the Astorino administration had starved Playland of investments and has given Standard more benefits than previously negotiated. “Turning over the keys to one of our county’s most valuable assets without any avenue of accountability is a mistake that will cost us in the long, run,” she said. Catherine Borgia (Ossining), Alfreda Williams (Greenburgh) and Ken Jenkins (Yonkers) also voted against the Standard partnership. Playland’s 88th season began May 7.

Fairway Market files for bankruptcy protection BY REECE ALVAREZ ralvarez@westfairinc.com

airway Group Holdings, the parent company of Fairway Market, has filed for Chapter 11 bankruptcy protection in order to restructure its finances for longterm financial health while continuing its day-to-day operations “without interruption” for its customers and employees. “We are open for business,” wrote CEO Jack Murphy in a May 2 letter assuring vendors the company will continue to pay for goods and services. “This doesn’t change a thing.” In agreement with its lenders, the company will eliminate approximately $140 million in debt and is seeking approval for $55 million in debtor-in-possession credit facility in addition to a $30.6 million letter of credit facility to cover outstanding letters of credit. The company operates 15 stores throughout New York, Connecticut

and New Jersey with the Fairway Market in Stamford their largest location and only one in Fairfield County. Sterling Investment Partners of Westport is the majority stakeholder of Fairway Group Holdings. “We believe that implementing this prepackaged plan is the best opportunity for Fairway to restructure its balance sheet on an expedited basis, strengthen its operations, retain jobs and create long-term value, while continuing to provide customers with the best food experience in the greater New York area,” said Murphy in a public statement. Under the restructuring plan, holders of general unsecured claims, including suppliers, employees, unions and all other trade creditors will receive payment in full and collective-bargaining agreements with union entities will remain “in full force and effect.” Additionally, all of the company’s outstanding shares of common stock will be cancelled with no distribution to holders.

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MAY 9, 2016

FASNY — From page 1

Board of Education in 2014, citing worries that increased traffic from FASNY could be a safety hazard to students at White Plains High School. The current legal battle stems from a common council vote against closing a city road to accommodate the FASNY campus. In August, the common council voted 4-3 on a measure that would close a portion of Hathaway Lane, leaving it a vote short of the supermajority it needed to pass. FASNY’s plan incorporated the partial Hathaway Lane closure during the environmental review process with the common council. The final environmental impact statement, approved in a 6-1 vote, called for the road to be partially closed as a public safety measure. FASNY threatened litigation immediately following the vote in August against closing part of Hathaway Lane and followed through the next month. The school, represented by Zarin & Steinmetz in White Plains, said the city has put it in a Catch-22 situation: the council required the closure of Hathaway Lane as a mitigation measure in the environmental review process, but then rejected a measure to actually close the road.

Council member Nadine Hunt-Robinson was one who voted against closing the road. She said before the vote that “seconds matter” during an emergency and the closing could mean increased fire response times. The common council was also scheduled to vote on a special permit for FASNY’s site plan at the same meeting but tabled the resolution. The city has maintained that it cannot vote on the site plan without approval for the partial closing of Hathaway Lane. Lefkowitz ruled in January that the city council had to vote on FASNY’s site plan, but the city tabled the vote again at the following meeting, announcing that it would appeal the court’s decision. In the April ruling, Lefkowitz said the Common Council has “plainly and purposefully frustrated and thwarted the normal application review process, and will in all likelihood continue to do so, so that any attempt by FASNY to acquire a final determination … would be an exercise in futility.” The common council, represented in the matter by Wilson Elser Moskowitz Edelman & Dicker LLP in White Plains, has 20 days to respond to FASNY’s petition challenging the alleged rejection of its plan. In a statement, Karen Pasquale, senior

adviser to Roach, said the city has expended $72,000 defending the action brought against it by FASNY, $50,000 of which will be reimbursed through insurance. “The city must respond to this litigation, as it must respond to any litigation brought against it to protect the interest of the city and its residents,” Pasquale said. Meanwhile, FASNY released a statement celebrating what it said is the third straight legal ruling in its favor. Attorney Michael Zarin said the decision shows that the “writing is on the wall.” “The court’s decision, which recognized the council’s bad faith actions, will support a federal damages claim, which would allow FASNY to recover millions of dollars that have been wasted by the ‘war of attrition’ the council is still waging,” Zarin said. “It’s time to stop litigating and start building.” The decision also emboldened one White Plains neighborhood group, which claims to represent more than 800 residents, to hold a news conference at the steps of City Hall on April 28 in favor of the project. The group of residents, which goes by White Plains Neighbors ACT and includes some FASNY parents, called on the city to “stop wasting tax dollars” on a “losing legal battle.”

BIAS — From page 1

who can make a difference think it hasn’t happened. She said a diverse workplace, especially in leadership positions, can counteract unconscious biases. Talking about hidden biases can help people recognize their blind spots, said Julia Nesbitt, the YWCA’s director of racial justice initiatives, and use techniques to counteract them. Graves – a resident of Chappaqua, a graduate of Yale University and Harvard Business School, and a co-founder of a private equity firm – discounted the idea of unconscious bias. “Most African Americans find it hard to believe. From the time I wake up and leave home to when I return home, I’m facing conscious bias.” He said no corporation accepts blatant discrimination. But institutional patterns of discrimination still thrive. How is it possible, he asked, that there are no African American board members on 175 of the 250 largest corporations? And why do other boards have only one black male and one white female?

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Mona Lau, Donna Johnson and Earl Graves Jr. discuss the harms caused by biases in the workplace. Photo by Hubert Williams.

“It’s almost like a quota system,” he said. Graves called for a more assertive stance, whereby African Americans and women confront workplace biases candidly and straightforward. He advocated a “Rooney Rule” for corpo-

rations. The National Football League rule, named for Pittsburgh Steelers owner Dan Rooney, requires teams to interview minority candidates for head coaching positions and senior operations jobs. Teams that fail to do so are fined.

Neighbors ACT member David Kohl, a Gedney Farms resident, called the legal battle “the wrong fight for White Plains.” “The city is fighting a school and a park,” Kohl said at the news conference. “We’re talking about school kids and bluebirds, folks, not a toxic waste dump or prison.” John Sheehan, president of the Gedney Association, said many members of Neighbors ACT have been speaking out in favor of the project from the start and that the press conference was “no surprise.” He said his group has a petition with more than 2,000 signatures opposing the project. Sheehan said the city has acted properly in its dealings with FASNY and he believes that will be clear once the city complies with the state court’s request and responds to the school’s petition. “In fact, I think the administration bent over backward trying to help FASNY,” Sheehan said. “But it was just too difficult ... it’s a site that doesn’t lend itself to that use.” Marc Siegel, a member of the Neighbors ACT group and a Gedney Farms resident, said more events are in the works from his group to advocate for the school, including walking tours of the potential nature park to show what is “at risk to be lost.”

Few black coaches had ever been hired, and once hired they were more likely to be fired than their white counterparts even when they had won more games. The rule did not require teams to hire minority candidates, but after it was established in 2003 the number of black and Hispanic coaches increased. Linking results to compensation, Graves said, has a way of making things happen. Remember that question he likes to ask? He described a meeting for which a luxury auto manufacturer had hired an advertising agency to report on the African American market. In come four white males from the agency. Graves whispers to the CEO, “Anything strike you as wrong?” “What are four white males going to tell us about ourselves?” he asked. The CEO adjourned the meeting and dismissed the consultants. Things won’t change, Graves said, until people in power are confronted directly and held accountable for their actions. About 90 people attended the event at MasterCard’s campus in Purchase. YWCA White Plains & Central Westchester sponsored the program as part of its Stand Against Racism campaign.

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ASK ANDI

BY ANDI GRAY

How to help an employee develop coping skills We have an employee who is easily frustrated when things don’t go as planned. While she’s a great producer, she gets easily rattled if she gets surprised and that puts her off her game. She quickly switches from positive and outgoing to defensive and stubborn. If we can see it, we figure our clients can see it, too. How can we help her get a better grip on how she presents herself? THOUGHTS OF THE DAY:

Every smart employer’s job includes helping employees develop coping skills. Teach her to manage disruption and conflict. Check in if personal issues are getting in the way of making progress at work. Practice useful stress-survival skills. There are effective ways to deal with challenging situations. Most people learn about them as they progress through their careers. Shorten the learning curve by actively helping employees learn about alternate ways to handle difficult situations. Holding training classes can be very helpful. Take individuals who are struggling and assign them a mentor. Help your employees to see that experiencing tension doesn’t define who they are; how they cope with the situations does. Here’s a list of survival skills for today’s workplace:

• Ask yourself if the situation you’re stressing over is really important or just irritating; prioritize attention based on the answer. • Self-talk your way through. Affirmations that speak about a positive outcome can cause the brain to head in a more positive direction. • Keep notes on situations you find stressful and analyze what led to the stress. • Know when to move forward. Forgiving another person is a gift. • Give yourself time to ponder on how best to respond. • Walk it off — shift the automatic defense response from fight to flight. • Build trusted relationships — people you can turn to who will give you good advice, watch your back and encourage you. • Learn to ask for help. Give employees opportunity to practice

when the risks aren’t so high, so that they perform better when it counts. For some employees, stress builds up at home, making it harder to look cool and calm at work. Pretending that everything is under control only adds to the stress. Finding someone to talk to can make a big difference. As an employer, if your company doesn’t have an EAP (employee assistance program), think about setting one up. It can be a great employee benefit for a nominal cost. EAP’s include counseling, personal development programs, advisory and training services, among others. Give employees a resource that is completely confidential and a source of support in challenging times. Some amount of stress is normal. It’s a sign that an employee is stretching their limits as they learn new skills. Stress helps trigger adrenaline, which can help them focus and move more quickly. Learn the boundaries: How much stress is helpful, versus when it gets out of hand. As stress levels increase, it’s normal to become more controlling, more direct. That may come across as mean-spirited, uncooperative and/or frustrated. As focus turns inward, the employee becomes less aware

of how her outward behaviors negatively impact the situation. What’s going on is an internal dialogue about personal needs not being met, which inhibits a person from focusing on the facts of the situation and how best to deal with the other players involved. There are lots of ways to get a hold of difficult circumstances, all of which you and your employees can practice in a classroom setting. Learn to break off stressful situations, reengage later, with a new approach. Take a look in the mirror to see what kind of face is being presented to the outside world. Build collaboration by seeking out win-win solutions. LOOKING FOR A GOOD BOOK? Try “The Coping Crisis: Discover Why Coping Skills are Required for a Healthy and Fulfilling Life” by Dr. Bill Howatt. Andi Gray is president of Strategy Leaders Inc., StrategyLeaders.com, a business-consulting firm that teaches companies how to double revenue and triple profits in repetitive growth cycles. Have a question for AskAndi? Wondering how Strategy Leaders can help your business thrive? Call or email for a free consultation and diagnostics: 877-238-3535, AskAndi@ StrategyLeaders.com. Check out our library of business advice articles: AskAndi.com.

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A Major Investment in Westchester’s Biotech Future Westchester’s economic future is clear and we’re prepared to invest $1.2 billion to make it a reality. Fareri Associates has presented a plan to create the Westchester Bioscience & Technology Center on 80 acres of undeveloped land adjacent to the Westchester Medical Center in Valhalla. This innovative facility is designed to reinforce Westchester’s already strong positon in this fast-growing economic sector. Combining environmentally progressive construction techniques and designed to capitalize on the strategic location, the Westchester Bioscience & Technology Center will offer the collaborative, community-oriented work environment that businesses and employees in this dynamic field are looking for. The mixed-use complex will include nearly 3 million square feet of bioscience and research space, medical offices, neighborhood retail space, a hotel and the Children’s Living Science Center.

The many public benefits the Center brings include: Í Estimated $9 million in annual tax revenue for the county, Town of Mount Pleasant and Mount Pleasant School District. Í Estimated $7 million in new annual rent to Westchester through a long-term lease of the 60-acre site.

Í $30-$40 million infrastructure improvements Í Approximately 4,000 construction jobs and more than 8,000 new permanent jobs from entry level through professional ranks.

We are committed to making the financial investment and to working with the county and town to make this once-in-a-lifetime economic opportunity a reality and to expand Westchester County’s position as the regional hub for Biotech & Bioscience.

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MAY 9, 2016

Lt. Gov. Hochul on women leaders: ‘Don’t get in our way’ BY ALEESIA FORNI aforni@westfairinc.com

ew York Lt. Gov. Kathy Hochul said that for female leaders, it can sometimes be difficult to find a balance in the workplace. “You want to be tough, tough as nails, but also if you come on too strong, then you’re something that’s not a very nice word,” she said during a roundtable panel discussion on barriers to women in leadership positions at The College of New Rochelle on April 28. “At the end of the day,” Hochul advised, “don’t get in our way.” Hochul also called on other women in leadership positions to share their experiences and knowledge with the next generation. “I feel we just really have a responsibility, those of us who either figured out the secret sauce or just burst our way in through those doors, whether you were welcomed or not,” Hochul said. “You have a responsibility to help others find that pathway.” Hochul later criticized the low number of female chief administrative officers in local government, citing a 2013 report that found only 13 percent of top offices at that level were held by women, a figure identical to that in 1981. “We have not made one iota of progress

MAY 9, 2016

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in 30 years,” she said. “There’s something wrong with this picture.” The panel, which featured 17 women, including College of New Rochelle President Judith Huntington and state Sen. Andrea Stewart-Cousins, advised women who aspire to leadership positions to find a mentor or sponsor in the workplace. Find “someone to advocate for you,” Huntington said. And while female role models are important, Hochul said that “men play a very important role in all this too.” Although there are still “a few Neanderthals” in the workplace, that number is dwindling, she added. Men supporting women seems like a no-brainer to Hochul. “Why would you want your wife to make less than she deserves?” she asked. And finding common ground with male colleagues in the workplace can be a pivotal step for women. Growing up in a house with four brothers, Hochul became accustomed to the idea at a young age that “if you want to make a connection with a guy right off the bat, you just talk sports and then all of a sudden, you’re part of the club and you can have the conversation.” Huntington also said that women can

learn from men in terms of networking and relationships. “Never underestimate the value of relationship currency,” she said. “And this is what men have done so well with the ‘boys club,’ on the golf course, at the bar after hours.” Huntington, an accountant and former executive at KPMG, noted that only 26 percent of college presidents are women. “After 30 years in the workforce, I’m still in the vast minority,” she said. Hochul said that there is “not a monopoly” on women in leadership positions, and she and her fellow panelists “should not be the one-offs, [but] the norm.” Hochul cited a report from Manhattan strategy consulting firm Strategy& that said of the 87 new CEOs hired by large North American corporations in 2015, only one was a woman: Andrea Greenberg of MSG Networks in New York City. “Come on guys, only one woman in an entire year?” she said. Huntington, who co-chaired the event with Hochul, said discussion of women in leadership is important because “it creates awareness, and it reminds us that these disparities still exist, and they have to be addressed.” “The past two decades there’s been

significant change and now we’ve kind of stalled,” she said. “We need another push.” By bringing legislators like Hochul and Stewart-Cousins into the discussion, Huntington said they can then implement “those policy changes [that] will make our lives easier.” Panelists also stressed their optimism regarding the future of women in the workplace. “I have amazing faith in millennials,” Hochul said, adding that they are a group who “want to be inspired, want to give back, who think beyond themselves.” “It’s this generation of millennial women who will be beneficiaries of the work that we begin today,” Huntington said. Stewart-Cousins echoed these sentiments, noting that she has “great hope in this new generation and how big the world is for them.” Still, the Democratic lawmaker from Yonkers said it is important to remember that “it hasn’t always been that way.” “We have to make sure that we preserve the inroads that have been made,” she said, “because as quick as it looks like you can go forward, there are still people who don’t like the progress and who would just as soon bring it back to where it was 50 years ago, 100 years ago.”

Portrait by renowned illustrator Joseph Adolphe.

WILMINGTON TRUST RENOWNED INSIGHT

“You manage your business. But are you managing risk?” Life has changed a lot since you launched

This will involve sophisticated investment

your business. You’ve been successful and

planning, as part of a larger estate planning

your financial outlook is brighter. So now’s

strategy, aimed at ensuring sufficient cash flow

the time to examine your financial life –

for the lifestyle you want.

your investments, in particular – from a

40.3%

new perspective, to ensure what’s to come is as rewarding as where you’ve been. The key is to always be prepared for potential risks at

O F F A M I LY B U S I N E S S OWNERS EXPECT TO RETIRE BY 2017

three key stages of the life of your business. Rapid growth. This is when you’ll lay

Source: familybusinesscenter.com

the foundation for a financially sound future.

W. Christopher Kreicker, CFA Senior Managing Director and Wealth Advisor

Consider establishing a 401(k), an IRA, and a

With more than two decades of experience, Chris is responsible for developing and implementing customized investment advisory solutions. He leads Wilmington Trust’s team of more than 90 investment advisors to ensure the integration of our best thinking with our clients’ portfolios and goals. He is part of a seasoned team of professionals who exemplify Wilmington Trust’s 113-year heritage of successfully advising business owners. For access to knowledgeable professionals like Chris and the rest of our team, contact Larry Gore at 212-415-0547.

Of course, knowing you need a plan and

taxable account for stocks and bonds. These are

creating one are two very different things.

important tools for combating concentration

That’s where Wilmington Trust comes in.

risk, i.e., protecting the equity in your business.

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Maturity. It’s wise to diversify from your

T. Coleman duPont more than a century ago,

company and industry. To further manage

Wilmington Trust has the heritage and

concentration risk, you may consider taking

experience to help guide you through times

more cash out of your business. And if you own

of growth and succession. Our approach

a significant amount of commercial real estate

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as part of your operations, you can use your

financial needs, allowing us to make each

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transition in your journey a seamless one. For more insight on how we’ve successfully

with the cyclical commercial real estate market. Latter stage. Finally, you’ll want to focus on transitioning your business in a tax-efficient way.

advised clients for more than 100 years, visit wilmingtontrust.com/mybusiness.

F I D U C I A R Y S E R V I C E S | W E A LT H P L A N N I N G | I N V E S T M E N T M A N A G E M E N T | P R I VAT E B A N K I N G

This article is for informational purposes only and is not intended as an offer or solicitation for the sale of any financial product or service. This article is not designed or intended to provide financial, tax, legal, accounting, or other professional advice since such advice always requires consideration of individual circumstances. If professional advice is needed, the services of your professional advisor should be sought. Private Banking is the marketing name for an offering of M&T Bank deposit and loan products and services. Investments: • Are NOT FDIC-Insured • Have NO Bank Guarantee • May Lose Value Wilmington Trust is a registered service mark. Wilmington Trust Corporation is a wholly owned subsidiary of M&T Bank Corporation (M&T). Investment management and fiduciary services are provided by Wilmington Trust Company, operating in Delaware only, and Wilmington Trust, N.A., a national bank. Loans, retail and business deposits, and other personal and business banking services and products are offered by M&T Bank, member FDIC. ©2016 Wilmington Trust Corporation and its affiliates. All rights reserved.

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MAY 9, 2016

Business owners to share transformative experiences BY DANIELLE BRODY dbrody@westfairinc.com

incent HoSang started a fried chicken fast food business in the Bronx in 1978 that became the largest Jamaican food manufacturer in the world. Transforming a business requires attention to the marketplace and a willingness to take risks, according to business owners slated to speak at the Transformation Conference luncheon presented by Bank of America Merrill Lynch and Westfair Communications on May 19. HoSang, along with Noah Lapine, president of Lapine, a Stamford-based brand performance agency, and Rodica Ceslov, a strategy and transformation expert, will

join John D. Bassett III, author and chairman of Vaughan-Bassett Furniture Co., at the event at the Whitby Castle. The speakers will tell their stories and offer advice to the business community. Basset, the keynote speaker, will sign copies of his new book, “Making it in America: A 12-point Plan for Growing Your Business and Keeping Jobs at Home” at the event. He started a new furniture business after being pushed out of the family business, Bassett Furniture, and successfully changed an industry practice of pricing exports to the U.S. below the cost of their materials. Bassett said his prescriptions for management include a winning attitude, a fear-

less leader, avoiding panic, strong communication and change. “You’ve got to be willing to change and improve. Again and again and again.” HoSang said continuing to innovate and using automated technology to be more efficient has helped him succeed. He also advised those opening a business to have enough capital to last at least a year. He said when he opened his first fried chicken, he did not break even for six months. “While you’re trying to introduce the product you still have to pay the bills,” he said. He also advises owners to know their market. When HoSang’s business evolved to include Jamaican patties and baked

Vincent HoSang

SAVE THE DATE THURSDAY, JUNE 23, 2016 ANNUAL LUNCHEON & MARKETPLACE Abigail Kirsch Tappan Hill Mansion, Tarrytown

11am - 2pm Cultivating a Culture of Success • Celebrate the indomitable spirit of women entrepreneurs • Support WEDC graduates showcased at the Marketplace • Gain “Pearls of Wisdom” from Keynote Speaker Carla Harris COMMUNITY HONOREE DEE DELBELLO Owner and Publisher Westfair Communications Inc.

CARLA HARRIS Vice Chairman of Global Wealth Management, Managing Director and Senior Client Advisor at Morgan Stanley and Chair, National Women’s Business Council For sponsorship or further information, please contact Lucille Geraci-Miranda, MPA, Director of Development at (914) 948-6098 x 20 or lgeraci-miranda@wedcbiz.org www.wedcbiz.org

MAY 9, 2016

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CORPORATE HONOREE LILY LOPEZ Vice President Citi Community Director, State Director, CT Community Development Officer, Westchester & Rockland Citi Foundation ENTREPRENEURIAL HONOREE DR. JOAN FALLON Founder and CEO Curemark

goods, the food was originally targeted to the growing, but still small, Caribbean population. He eventually expanded to the crossover market, which now makes up the majority of his customers. And he invested in creating technology to make his food microwavable, which opened the business up to new clientele. Lapine, owner of a third-generation family-owned business in Stamford, said companies need to question the status quo and seek strategies to grow. He said it is a red flag if someone does something a certain way because that is how it’s always been done. Lapine said companies should respect how they got to where they are today but allow room for change and expansion. “If we can hold on to the idea that we’re a 50-year-old startup, that’s the right balance,” he said. His grandfather started Lapine in 1962 as a regional manufacturer’s representative firm. It shifted into an agency serving some of the world’s most recognized consumer brands. The company has continued to evolve over time to meet changing customer needs and adjust to external factors, such as major retailers closing in the 1990s, which resulted in the loss of 13 of their 15 top customers, the financial crisis in 2008 and the rise of social media. “A willingness to look outside our four walls and listen and change if change was merited has always been a part of us,” Lapine said. A bronze sponsor of the event is law firm Wilson Elser. To register for the event, visit www.westfaironline.com/ transformation.

Skytran CEO pitches air taxis

SkyTran CEO Gerald Sanders

BY ALEESIA FORNI aforni@westfairinc.com

“A

show of hands, who loves traffic?” Gerald Sanders, CEO of SkyTran, asked the audience gathered for his presentation during the Westchester County Association’s recent “Westchester: County of Tomorrow” conference. While his question was met with a few laughs, Sanders is very serious about his company’s plans to alleviate the burden of traffic through aerial mass transit. SkyTran is an elevated personal rapid transit system, one that Sanders said is a possible solution for the high-traffic roadways around Westchester’s larger cities, particularly along Interstate 287 and Westchester Avenue. SkyTran’s system travels above regular car and foot traffic, with two- to four-person computer-controlled pods hanging on elevated guideways that travel at speeds of up to 150 mph. This would allow riders “to go from one tip of Manhattan to the other without stopping in 5 to 6 minutes,” Sanders said. When arriving at a commuter’s destination, pods travel off the main line before coming to a stop, keeping each traveling pod on the main line moving to prevent any backups or delays. SkyTran, which is based at NASA’s Ames Research Center near Mountain View, Calif., is also environmentally friendly. The system uses magnetic levitation instead of wheels, with both the lift and thrust needed to move the pods forward produced by electromagnets, allowing it to emit “virtually no pollution,” according to the company. The power needed to operate the vehicles can be obtained almost entirely from clean energy like solar power, and solar panels could be mounted along the elevated guideway. The guideway is constructed of low-cost steel and aluminum components that can be installed alongside existing roadways and would cost less than $10 million per mile, significantly below light rail’s cost of around $100 million per mile, Sanders said. Each pod has a life expectancy of about seven to 10 years, while the magnets would last from 40 to 50 years, he said. The company is installing a demonstration system in Tel Aviv, Israel that is expected to be completed by the end of this year.

It’s where they sell Harleys.

It’s where we make our decisions.

Harley Davidson of Danbury Carl and Al Lucchino, Owners

You’d expect Carl and Al Lucchino to have a passion for motorcycles. But recently, the owners of Harley Davidson of Danbury developed a new passion: for finding a better bank. “We wanted to grow and expand,” says Al. “But we needed a more capable, larger lender.” So the brothers turned to Tompkins Mahopac Bank. After the switch, things changed dramatically for their business. Refinancing their debt freed up cash, allowing Carl and Al to greatly expand their selection of motorcycles, parts and accessories.

“They’re smart, and they have the capacity to get the job done locally,” says Al. “And that lets us focus on our business.” Need a local decision? Call 866-462-2658. Or visit MahopacBank.com.

Locally focused. A world of possibilities.

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MAY 9, 2016

INBRIEF EBLENS TO OPEN SHOP IN NEW ROCHELLE

Torrington, Conn.-based EbLens operates more than 40 locations in New York, Connecticut, Massachusetts and Rhode Island. EbLens President Richard Seaman said he is “very excited” to be part of the revitalization of downtown New Rochelle. Friedland Realty and Investment Design Properties were the brokers in the deal.

SPORTS AUTHORITY CEASES OPERATIONS NATIONAL RETAILER SPORTS AUTHORITY, FACED with more than $1.1 billion in debt, has reversed its March decision to reorganize under Chapter 11 bankruptcy protection

G FOR T N I H OK

EBLENS, AN URBAN APPAREL AND footwear retailer, is set to open the doors of a new location at 440 North Ave. in New Rochelle later this year. The planned opening follows the recent

rezoning of downtown New Rochelle, part of the city’s plan to revamp the area. David Roth of Palladium Management, the New York City-based owner of the property, said New Rochelle’s downtown has seen a spike in interest from retailers as a result of the rezoning. Palladium bought the previously vacant lot, which once served as a supermarket and fish store, in a “distressed situation” in 2014. Roth said that as master developer RDRXR, a joint venture of RXR and Renaissance Downtowns, prepares to carry out the revitalization plan, he expects the downtown region to attract “further interest from credit-worthy retailers.”

EXTRA EDGE? W

T FA

IRONLINE

M O .C

ACCESS TO SEARCHABLE ARCHIVES ACCESS TO WEEKLY SALES LEADS GENERATOR WEEKLY BUSINESS JOURNALS OUR LIST OF THE WEEK A LISTING IN OUR ONLINE BIZ DIRECTORY ACCESS TO OUR WEEKLY RECORDS SECTION OUR ANNUAL BOOK OF BUSINESS LISTS

Visit westfaironline.com or contact

Audience Development Department | (914) 694-3600

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Biz

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INSID INSIDE DE

WESTCHESTER COUNTY

BUSINESS JOURNAL

rules and will instead close its 463 stores and liquidate its assets in an auction May 16. Among those shuttering stores are outlets in Norwalk and Elmsford, as well as locations in Bridgeport, Danbury and Yonkers whose closings had previously been announced. This likely spells the end for the Englewood, Colo.-based sporting goods chain, whose history stretches back to 1928 when it was known as Gart Sports; it began operating under the Sports Authority moniker in 1987. The company filed for Chapter 11 in March, saying at that time it would close 140 stores and two distribution centers. The chain reportedly failed to make a $20 million debt payment in January and possesses a $300 million loan due in May 2017. Elsewhere in the recreation retail space, rumors persist that Missouri-based outdoor gear retailer Bass Pro Shops, whose 94 stores include a location in Bridgeport, is considering making an offer for competitor Cabela’s, whose sole store in the region is in East Hartford. The Sports Authority move is the latest in a general downturn for the so-called “big box” megastore industry. On April 21, Sears Holding announced it will close 68 Kmart and 10 Sears stores this summer in addition to 50 stores it previously announced it would shutter. Through 2017 some 400 Office Depots, 223 Barnes & Nobles, 200 Walgreens and 154 Walmarts are scheduled to be shut down; according to USA Today, a total of more than 2,500 big box locations will be gone by the start of 2018.

BEST PLUMBING OPENS ELMSFORD SUPPLY CENTER BEST PLUMBING SUPPLY, A 56-YEAR-OLD familyowned business headquartered in Somers, will open its second supply stop center in Westchester County on May 9. The self-serve business for the plumbing trade will operate at 8 Westchester Plaza in Cross Westchester Executive Park in Elmsford, the company announced. Bob Gordineer, sales manager, said the Elmsford location will be modeled after the company’s supply stop in Yorktown and will be stocked with 3,800 product types. “We like to think of it as a hardware store for plumbers,” he said in the announcement. Most items that are not available for immediate pickup in Elmsford usually can be picked up the same day in the main Somers supply warehouse or scheduled for delivery the next day, he said. Best Plumbing Supply opened its first location in Mohegan Lake in 1960 and moved to Yorktown in 1987. It opened its 137,000-square-foot corporate office, warehouse and showroom in Somers in 2007. The company also operates Best Plumbing Tile & Stone showrooms in Scarsdale and Stamford. — Aleesia Forni, John Golden and Kevin Zimmerman

BY ROBIN GELBURD

Keys for engaging millennials in health care market

ignificant changes in health insurance enrollment, such as public and private exchanges and new benefit designs, including high-deductible plans and narrow networks, are requiring individuals to take on greater personal responsibility for selecting the most suitable plan and managing their own benefits and costs — often through Internet portals. Individuals must become better-informed health care consumers who are skilled at using the latest technology to navigate the system and get the most out of their health coverage. The size, diversity and buying power of the population segment known as millennials or Generation Y (ages 18 to 34) make them an important group to study. According to the Pew Center, this generation constitutes the largest segment of the U.S. workforce and has surpassed baby boomers as the largest living generation. By engaging millennials, healthcare sector leaders can plan a future when individual consumers can manage their own health insurance purchases, provider choices, benefits and expenditures simply and cost effectively. FAIR Health, a national nonprofit organization, recently sponsored a survey of more than 1,000 adults in the U.S. that brought to light unexpected information about millennials’ online buying habits. For a number of reasons, it might be expected that millennials would be the generation most likely to leverage the power of technology to control their health care costs. • They have grown up in a digital world. Millennials are accustomed to using PCs, wireless devices and smartphones for many of their day-to-day activities and have no knowledge of a world without mobile phones or Internet access. • They are avid online comparison shoppers. According to the FAIR Health survey, millennials are more likely than other age groups to comparison shop online. When asked about purchases, including financial services, groceries, automobiles, electronics and medical and dental services, 74 percent of millennials said that they comparison shop in at least one of those five categories. By contrast, 57 percent of respondents age 35 to 44, 54 percent of consumers age 55 to 64, and 35 percent of those age 65 and over say that they used a mobile device or computer to check prices or comparison shop in one of the five categories. • They are joining the workforce at a time when health care consumerism is increasingly important. Since many millennials are enrolling in health insurance for the first time, new plan types like high-deductible and narrow network plans — which

require more consumer engagement and cost sharing — generally are the only models they know. Despite millennials’ reputation for online use and technological expertise, the survey shows that there is no statistically significant difference between millennials (19 percent) and the overall adult population (15 percent) when it comes to comparison shopping online for medical and dental services. The

results may be explained by a number of factors: • Many millennials have not yet taken control of their health care benefit selections and decisions because the Affordable Care Act (ACA) enables young adults to stay on their parents’ health plans until age 26. As millennials age and become more involved in the selection of and payment for their own health benefits, they will like-

ly become more motivated and informed consumers. • Millennials are generally healthy. As this population group ages and faces more expensive health issues — including those of their parents — they are likely to employ their technological acumen to comparison shop for health care services. » » MILLENNIALS, page 21

True Banking Means Serving Local Business. A Local Bank That Truly Understands Its Community. “As a locally-focused bank, PCSB Bank offers a wide range of business banking products and lending to our communities' small and medium sized businesses. And we do this right here in our local footprint, where we are imbedded and dedicated. We are a people business, and some of our best referrals come from other satisfied PCSB Bank business customers. There is no amount of marketing or advertising that can compare to that - we earn this by working tirelessly to help the businesses we serve prosper and grow. ” Michael Goldrick Senior Vice President Chief Lending Officer

Serving Putnam, Dutchess, Westchester and Rockland Counties Since 1871.

PCSB.com

914-248-7272

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MAY 9, 2016

TRANSFORMATION PRESENTED BY

KEEP YOUR BUSINESS MOVING TO MEET TODAY’S CHALLENGES BUSINESS OWNERS

KEYNOTE SPEAKER

BRINGING YOUR BUSINESS TO THE NEXT LEVEL THIS IS TAILORED FOR YOU

VINCENT HOSANG President/CEO Caribbean Food Delights

MAY

HE TRANSFORMED HIS BUSINESS. HEAR HOW.

NOAH LAPINE President Lapine

RODICA CESLOV Strategy & Transformation Consultant

11:30 A.M – 1:30 P.M. (LUNCH INCLUDED)

WHITBY CASTLE

330 BOSTON POST ROAD, RYE

To register visit westfaironline.com/transformation

CO-PRESENTED BY

BRONZE SPONSOR

WESTCHESTER & FAIRFIELD COUNTY

BUSINESS JOURNALS

For more information call Danielle Brody at 914-358-0757, or email dbrody@westfairinc.com.

MAY 9, 2016

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THELIST: SBA LENDERS

SBA LENDERS

WESTCHESTER COUNTY AND BEYOND

westchester county and beyond

Ranked by total number of loans. Listed alphabetically in the event of a tie. Name Address Area code: 914 unless otherwise noted Website

Number of loans

Average per loan ($)

Amount total ($)

James Dimon Chairman of the board, president and CEO 1824

634

112,003

71,010,100

T.D. Bank NA

Bharat Masrani President and CEO 1852

187

246,367

46,070,800

M&T Bank

Robert G. Wilmers Chairman and CEO 1856

117

184,095

11,701,400

NewBank

Keun Taek Han Founder and CEO 2008

110

1,127,600

124,036,000

Wells Fargo Bank NA

John G. Stumpf Chairman and CEO 1870

230,381

22,577,400

Citibank NA

Michael L. Corbat CEO 1812

88,314

8,478,200

Santander Bank NA

Scott Powell CEO, U.S. 1902

101,392

7,604,400

Capital One NA

Richard D. Fairbank Founder, chairman and CEO 1988

404,705

29,138,800

Celtic Bank Corp.

Reese Howell, Jr. Chairman and CEO 2001

171,605

9,781,500

BBCN Bank

Kevin S. Kim Chairman, president and CEO 2001

432,560

17,735,000

Newtek Small Business Finance Inc.

Barry Sloane President, chairman and CEO 1998

1,146,124

46,991,100

Empire State Certified Development Corp.

Patrick J. MacKrell President and CEO NA

132,578

4,905,400

New York Business Development Corp.

Patrick J. MacKrell President and CEO NA

533,121

17,593,000

Brooklyn Cooperative Federal Credit Union

Samira Rajan CEO 2000

23,435

726,507

Beth E. Mooney Chairwoman and CEO, KeyCorp 1825

444,642.00

11,560,700

JPMorgan Chase Bank NA

270 Park Ave, New York, N.Y. 10017 212-270-6000 • jpmorganchase.com

2035 Limestone Road, Wilmington Del. 19808 888-751-9000 • tdbank.com

1 M&T Plaza, Eighth floor, Buffalo, N.Y. 14203 800-724-2440 • mtb.com

146-01 Northern Blvd., Flushing N.Y. 11354 718-353-8100 • newbankusa.com

101 N. Philips Ave., Sioux Falls, S.D. 57104 800-869-3557 • wellsfargo.com

701 E. 60th St., North Sioux Falls, S.D., 57104 605-331-2626 • citibank.com

75 State St., Fifth floor, Boston, Mass. 02109 617-757-3410 • santanderbank.com

1680 Capital One Drive, McLean, Va. 22102 888-810-4013 • capitalone.com

268 S. State St., Suite 300. Salt Lake City, Utah 84111 800-509-6191 • celticbank.com

3731 Wilshire Blvd., Suite 1000 Los Angeles, Calif. 90010 213-639-1700 • bbcnbank.com

212 West 35th St., Second floor, New York, N.Y. 10001 855-284-3722 • thesba.com/newtek

11 12 13 14

(Affiliate of New York Business Development Corp.) 50 Beaver St., Albany, N.Y. 12207 800.9-BDC-504 • nybdc.com

50 Beaver St., Albany, N.Y. 12207 800.9-BDC-504 • nybdc.com

1474 Myrtle Ave., Brooklyn N.Y. 11237 834 Dekalb Ave, Brooklyn, N.Y. 11221 718.418.8232 x0 • brooklyn.coop

KeyBank NA

127 Public Square, Cleveland, Ohio 44114 800-539-2968 • key.com

Top executive Title Year founded

This list is a sampling of Small Business Administration lenders that serve the region. If you would like to be included in our next list, please contact Danielle Renda at drenda@westfairinc.com. Note: Data gathered from the New York District Office of the U.S. Small Business Administration, sba.gov. and is accurate as of Aug. 30, 2015. The SBA lenders listed include the top 15 lenders in the state of New York. .

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SPECIAL REPORT

INSURANCE

Health Republic collapse is competitors’ opportunity bheltzel@westfairinc.com

he demise of Health Republic Insurance of New York has left medical providers standing in line for whatever scraps of assets that can be found. But the health care insurer’s collapse has also paved the way for other companies to get a bigger share of the market. Upstart insurer CareConnect is trying to do just that in Westchester County. It offers low rates, just as Health Republic did, but uses a business model that it thinks will circumvent constraints that all but guaranteed Health Republic’s failure. “We have the polar opposite model,” said Alan Murray, CareConnect’s president and CEO. Health Republic’s way “could not work mathematically. It was an impossibility.” Medical providers claim that Health Republic owes them around $200 million. Insurance brokers are claiming as much as $30 million in unpaid commissions. Health Republic’s actual assets and liabilities will not be known for some time, according to state regulators. “The reality is, I don’t think any money is left,” said James Schutzer, vice president of J.D. Moschitto & Associates employee benefits group in White Plains. “All you can do is get in line for whatever piece of the pie is left.” Health Republic began operating in 2014 under the Affordable Care Act. It used a two-pronged strategy to quickly enroll members. Premiums were set 25 to 40 percent lower than other plans. It included a wide network of top hospitals, for which it paid more than its competitors. The results were predictable. By last year, it had enrolled about 215,000 people in individual and small group plans in New York. But it lost $77.5 million in 2014 and tens of millions more last year. Last fall, the U.S. Department of Human Services terminated loan agreements. The state Department of

Financial Services ordered Health Republic to begin winding down business and to terminate all policies by the end of November. Last month, the state filed a liquidation proceeding in the Supreme Court of New York County. Oxford Health Plans and CareConnect appear to have picked up many of Health Republic’s members, Schutzer said. CareConnect enrolled 11,000 members in Westchester, and now it has 8,000 individual members and 32,000 small-business members. Oxford has about 60 percent of Westchester’s small-business market, according to Murray, followed by Empire

“

Blue Cross Blue Shield with 12.5 percent, CareConnect, 12.5 percent, EmblemHealth, 10 percent, and Aetna 5 percent. The timing of Health Republic’s collapse was good for CareConnect. The company was founded in 2013, the same time as Health Republic, but concentrated first in Long Island to test its business model before expanding. It had only 600 members in Westchester. It began building the Westchester network in 2014. Now it has partnerships with Northern Westchester Hospital, Phelps Memorial Hospital Center, White Plains Hospital, Montefiore New Rochelle and Montefiore Mount Vernon.

“

BY BILL HELTZEL

THE REALITY IS, I DON’T THINK ANY MONEY IS LEFT. ALL YOU CAN DO IS GET IN LINE FOR WHATEVER PIECE OF THE PIE IS LEFT.

—James Schutzer

Members have access to 1,800 doctors, including 70 locations run by CareMount Medical, Westmed Medical Group, Westchester Health Associates and ENT & Allergy Associates. When Health Republic imploded, CareConnect was poised to strike. It focused on small-business groups which, historically, have been more a more stable market than individual insurance buyers. Previously, most of CareConnect’s members were individuals. Now 70 percent of its business consists of members enrolled through small-business groups. Premiums are 20 to 30 percent lower than its competition. The small-business gold plan, for example, costs about $500,

Murray said, or $150 to $200 less than other health plans. If competitors increase rates significantly, he said, “I don’t intend to follow too closely.” So how can CareConnect make money when Health Republic, with low rates, could not? He said the answer is concentration and coordination. By concentrating the network on one-third of the physicians operating in Westchester, the insurer can drive volume to those practices and get discounts on services. A narrow network also enables CareConnect to coordinate medical care

more closely. That means doctors and nurses can manage patients with chronic illnesses more effectively. The company also has as built-in advantage. It was created by Northwell Health, formerly known as the North Shore-LIJ Health System, in Great Neck. Northwell is the state’s largest private employer and health care provider. Northwell already has the know-how to coordinate patient care. For instance, when someone leaves the hospital, Northwell Health Solutions makes sure the patient understands the discharge instructions, takes the right medications and gets to the right specialists, thus decreasing the chance of a costly readmission. “It’s a tight, integrative process to maximize the outcome for that patient,” Murray said. “That exists because we’re part of the same family.” So far, CareConnect’s medical loss ratio — the percentage of premiums spent on claims — is running around 85 percent. That’s about the same as other health care insurers. But CareConnect is a new business with high startup costs. It lost more than $20 million in 2014 and the “high $30 millions” last year. Murray expects the company to turn the corner this year and make a profit in 2017. CareConnect has about 91,000 members. It needs 100,000 to 120,000 members and a balanced mix of individual and smallgroup enrollees to make the plan work. Its geographic strategy is to offer services within 70 to 100 miles of New York City. It is looking to expand in southern Connecticut and is considering northern New Jersey. But Murray said he will not chase membership. “I want to chase the appropriate growth for the right reasons,” he said. “We’re building a clinically integrated insurance provider model.” When people see the value of the network, he said, they will sign up.

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MAY 9, 2016

BY CARL J. PERNICONE AND JAMES SIEWERT

Navigating contractual indemnification and other insurance issues

ost contracts executed in the course of business contain some form of indemnification clause designed to protect the interests granted under the contract by splitting potential liability among the contracting parties. Typically, service providers, contractors and vendors agree to “indemnify and hold harmless” their clients and customers for any liability arising out of their services, work or products. In the construction industry, for example, project owners and general contractors will protect themselves by requiring all subcontractors to indemnify them from any liability, whether arising from the contractors’ negligence or not. In other situations, contracts contain mutual indemnification clauses wherein both parties agree to hold each other harmless from the other’s negligence. Customarily, the party being indemnified will ask the indemnifying party to provide evidence of insurance to cover the risk assumed and to name them as “additional insured” on the policy. Surprisingly, this seemingly straightforward agreement complicates litigation as frequently as it creates clarity because the allocation of risk in the contract rarely mir-

Carl J. Pernicone

James Siewert

rors the “other insurance” clause in the parties’ insurance policies. So when an accident or loss occurs (and everyone “diligently” notifies their insurance provider), the insurance adjustors and attorneys have to figure out — or fight out — who responds to defend each party and who pays what share of any ultimate loss.

OTHER INSURANCE LANGUAGE

Insurance policies’ “other insurance” language, like the contracts, is designed to determine which of several applicable policies will respond when “other valid and collectible insurance” is available to pay the

same loss. Typically, the first element of an “other insurance” clause is language addressing the question of whether the policy is intended to be primary or excess. Where a policy is primary, it forms the first line of coverage and typically includes a duty to defend the insured against the claim. The commercial general liability (CGL) policies that businesses often purchase as a first defense will typically provide that, if other “valid and collectible insurance is available ... this insurance is primary,” except when certain circumstances apply, in which case the policy becomes excess. The exceptions are typically policies

expressly intended to take the CGL’s place — such as an event policy or a builders’ risk policy that covers property under construction. However, policies may provide that they are primary as to certain risks and excess as to others, as when a distributor’s otherwise primary policy declares that it will be excess to any manufacturer’s policy that names the distributor as an additional insured. Likewise, a general contractor’s policy may declare that it is generally primary but will become excess in the event the insured is added to a subcontractor’s policy as an additional insured. Finally, most “other insurance” clauses contain language addressing how the policies will share in the payment of expenses and loss in the event that other “valid and collectible” insurance is available. There are two typical methods of apportionment — equal sharing and pro rata allocation. Under an equal sharing approach, each carrier pays equal amounts of the loss regardless of its limits of liability. By contrast, under pro rata allocation, each insurer pays a share of the loss proportionate to its share of the overall limits of insurance available. Consider a simple two-insurer scenario

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» » CONTINUED FROM PREVIOUS PAGE

where the carriers have limits of $1 million and $2 million, respectively. Under equal sharing, the loss would be split 50/50. By contrast, under the pro rata approach, the carrier with $1 million in limits would pay one-third of the costs, while the insurer with $2 million in limits would be responsible for two-thirds of the costs.

DETERMINING PRIORITY OF COVERAGE

The “priority of coverage” problems start when multiple policies provide primary coverage and the court must determine which applies — and when. For instance, the seller of a product may have a CGL policy intended to be primary, but it may also be named as an additional insured under the policies issued to the manufacturer and distributor of the product. Similarly, a general contractor will have its own CGL policy and require all subcontractors to name it as an additional insured. In New York, determining the “priority of coverage” involves applying certain common law rules to create a coverage scheme as true as possible to the policies’ language. Thus, courts will almost always find, for example, that a primary policy remains primary in relation to other policies written on an excess or umbrella basis. Conversely, excess or umbrella policies typically are found to create no duty to respond unless

MILLENNIALS —

all scheduled or available primary insurance is exhausted. From page 15 When multiple primary policies are available, the court must compare their respective • Health care literacy is still very low. “other insurance” clauses and make a “priorConsumers of all ages lack knowledge of ity of coverage” determination. In New York, how their health insurance works. More the courts will cancel out comparable excess education is needed to build awareness other insurance clauses and deem the poliabout the availability and utility of cost transcies “co-primary.” At that, point, the court will parency tools and educational resources look to the “method of sharing” language to and how they can help consumers reduce make a determination about how the insurcosts and manage their coverage and care. ers will split the cost of defense and loss. The FAIR Health survey highlights the Not every small business will have the need for education and increased awareness risk management resources necessary to of the tools and resources that can help concompare all its insurance policies with all sumers navigate the complex world of health its contracts to determine where the other insurance. insurance language and indemnification proFAIR Health’s award-winning website, visions might conflict. Where possible, how- fairhealthconsumer.org, offers online cost lookever, businesses are encouraged to consider up and comparison tools that enable individuthis ounce-of-prevention approach to help als to estimate the cost of specific medical and ensure the best resolution of claims arising in dental services in their geographic areas. In the course of their work. addition, FAIR Health’s website provides educational resources such as health insurance glosCarl J. Pernicone is a partner in the saries, articles in consumer-friendly language White Plains office of Wilson Elser Moskowitz and topical videos to help people to understand Edelman & Dicker LLP and co-chairperson of how they can direct their own health care and the firm’s national Insurance & Reinsurance manage their insurance benefits. Coverage practice. He can be reached at 914Organizations seeking to advance con872-7556 or carl.pernicone@wilsonelser.com. sumerism and engagement among millennials James Siewert, an associate in Wilson should follow a few simple guidelines: Elser’s Stamford office, specializes in insurance • Leverage social media and mobile technolcoverage and policy interpretation. He can be ogy. Many young adults access the Internet reached at 203-388-2424 or james.siewert@ and social media sites exclusively through wilsonelser.com. their smartphones. Meet them where they

live. Develop interactive, visual and usergenerated educational content designed for mobile devices. Millennials who find this information helpful will share it with their friends through social media. • Focus on brevity. The 3-minute videos of the MTV generation seem like an eternity to some millennials who often watch 10-second videos and communicate in 140 characters or less. They are generally well educated and consume mountains of information, just in briefer formats than past generations. • Pay attention to diversity. Millennials are the most racially and ethnically diverse generation in U.S. history. Millennial immigrants also make up a large portion of the U.S. workforce. The health care sector would do well not only to translate educational resources into multiple languages but also to develop culturally relevant content that acknowledges the rich diversity of this generation and the U.S. Engagement of millennials and health care consumers of all age groups can promote wise use of health care benefits and help reduce costs for individual consumers — and for the health care sector overall. Robin Gelburd is president of FAIR Health Inc., a national, independent nonprofit in New York City whose mission is to bring transparency to health care costs and health insurance information through comprehensive data products, consumer resources and research tools offered on its free website. She can be reached at 212-370-0704.

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FACTS & FIGURES BANKRUPTCIES MANHATTAN Avenue C Tenants HDFC. 73-75 Avenue C, New York 10009. Chapter 11, voluntary. Represented by Arnold Mitchell Greene. Filed: April 29. Case no. 16-11209-smb. Fairway Broadway LLC. 2284 12th Ave., New York 10027. Chapter 11, voluntary. Represented by Matthew Scott Barr. Filed: May 2. Case no. 1611244-mew. Fairway Chelsea LLC. 2284 12th Ave., New York 10027. Chapter 11, voluntary. Represented by Matthew Scott Barr. Filed: May 2. Case no. 1611245-mew. Fairway Construction Group LLC. 2284 12th Ave., New York 10027. Chapter 11, voluntary. Represented by Matthew Scott Barr. Filed: May 2. Case no. 16-11246-mew. Fairway Douglaston LLC. 2284 12th Ave., New York 10027. Chapter 11, voluntary. Represented by Matthew Scott Barr. Filed: May 2. Case no. 1611247-mew. Fairway East 86th Street LLC. 2284 12th Ave., New York 10027. Chapter 11, voluntary. Represented by Matthew Scott Barr. Filed: May 2. Case no. 16-11248-mew. Fairway eCommerce LLC. 2284 12th Ave., New York 10027. Chapter 11, voluntary. Represented by Matthew Scott Barr. Filed: May 2. Case no. 1611249-mew. Fairway Georgetown. 2284 12th Ave., New York 10027. Chapter 11, voluntary. Represented by Matthew Scott Barr. Filed: May 2. Case no. 1611250-mew. Fairway Greenwich Street LLC. 2284 12th Ave., New York 10027. Chapter 11, voluntary. Represented by Matthew Scott Barr. Filed: May 2. Case no. 16-11251-mew. Items appearing in the Westchester County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3680

ON THE RECORD

Fairway Group Central Services LLC. 2284 12th Ave., New York 10027. Chapter 11, voluntary. Represented by Matthew Scott Barr. Filed: May 2. Case no. 16-11252-mew.

Fairway Uptown LLC. 2284 12th Ave., New York 10027. Chapter 11, voluntary. Represented by Matthew Scott Barr. Filed: May 2. Case no. 1611264-mew.

First Niagara Financial Group. Filed by Phyllis Talisman. Action: job discrimination (age). Attorney: Barry David Haberman. Filed: April 28. Case no. 7:16-cv-03180-CS.

Family Christian Center Inc., New Rochelle. Seller: Bible Way Church, New Rochelle. Property: 592 Main St., New Rochelle. Amount: $1 million. Filed April 29.

Fairway Group Holdings Corp. 2284 12th Ave., New York 10027. Chapter 11, voluntary. Represented by Matthew Scott Barr. Filed: May 2. Case no. 16-11241-mew.

Fairway Westbury LLC. 2284 12th Ave., New York 10027. Chapter 11, voluntary. Represented by Matthew Scott Barr. Filed: May 2. Case no. 1611265-mew.

GHP 140 H LLC, White Plains. Seller: Thirty Two BJ North Pension Holding Corp., Boca Raton, Fla. Property: 140 Huguenot St., New Rochelle. Amount: $6.4 million. Filed April 29.

Fairway Group Plainview LLC. 2284 12th Ave., New York 10027. Chapter 11, voluntary. Represented by Matthew Scott Barr. Filed: May 2. Case no. 16-11253-mew.

Fairway Woodland Park LLC. 2284 12th Ave., New York 10027. Chapter 11, voluntary. Represented by Matthew Scott Barr. Filed: May 2. Case no. 16-11266-mew.

Heights Elevator Corp. Filed by the trustees of the Elevator Constructors Union Local No. 1 Annuity and 401(k) Fund. Attorney: E.R.I.S.A.- civil enforcement of employee benefits. Attorney: Martin Oliver Cabrera Fojas. Filed: April 28. Case no. 7:16-cv-03166CS.

Fairway Hudson Yards LLC. 2284 12th Ave., New York 10027. Chapter 11, voluntary. Represented by Matthew Scott Barr. Filed: May 2. Case no. 1611254-mew.

GE Money Bank. Filed by Nationstar Mortgage LLC. Attorney: diversity action. Attorney: John A. DiCaro. Filed: May 3. Case no. 7:16-cv-03257.

Fairway Kips Bay LLC. 2284 12th Ave., New York 10027. Chapter 11, voluntary. Represented by Matthew Scott Barr. Filed: May 2. Case no. 1611255-mew. Fairway Nanuet LLC. 2284 12th Ave., New York 10027. Chapter 11, voluntary. Represented by Matthew Scott Barr. Filed: May 2. Case no. 1611256-mew. Fairway Paramus LLC. 2284 12th Ave., New York 10027. Chapter 11, voluntary. Represented by Matthew Scott Barr. Filed: May 2. Case no. 1611257-mew. Fairway Pelham LLC. 2284 12th Ave., New York 10027. Chapter 11, voluntary. Represented by Matthew Scott Barr. Filed: May 2. Case no. 1611258-mew. Fairway Pelham Wines & Spirits LLC. 2284 12th Ave., New York 10027. Chapter 11, voluntary. Represented by Matthew Scott Barr. Filed: May 2. Case no. 16-11259-mew. Fairway Red Hook LLC. 2284 12th Ave., New York 10027. Chapter 11, voluntary. Represented by Matthew Scott Barr. Filed: May 2. Case no. 1611260-mew. Fairway Stamford LLC. 2284 12th Ave., New York 10027. Chapter 11, voluntary. Represented by Matthew Scott Barr. Filed: May 2. Case no. 1611261-mew. Fairway Stamford Wines & Spirits LLC. 2284 12th Ave., New York 10027. Chapter 11, voluntary. Represented by Matthew Scott Barr. Filed: May 2. Case no. 16-11262-mew. Fairway Staten Island LLC. 2284 12th Ave., New York 10027. Chapter 11, voluntary. Represented by Matthew Scott Barr. Filed: May 2. Case no. 1611263-mew.

Hudson North Management. Filed by Diana M. Brown-Temple and Hildred Temple. Action: The Americans with Disabilities Act of 1990. Attorney not listed. Filed: April 29. Case no. 7:16-cv-03203-CS. The Home Depot USA Inc. Filed by Barbara Srozenski. Action: petition for removal – personal injury. Attorney not listed. Filed: May 2. Case no. 7:16-cv-03201-CS.

POUGHKEEPSIE X-Scape Landscaping Inc. P.O. Box 2951, Poughkeepsie 12603. Chapter 7, voluntary. Represented by Raymond P. Raiche. Filed: April 27. Case no. 1635787-cgm.

WHITE PLAINS Allways East Transportation Inc. 870 Nepperhan Ave., Yonkers 10703. Chapter 11, voluntary. Represented by Erica Feynman Aisner and Julie Cvek Curley. Filed: April 28. Case no. 16-22589-rdd.

COURT CASES Bayer HealthCare Pharmaceuticals Inc. Filed by Carson Ivey. Attorney: diversity-product liability. Attorney: Gene A. Riddle. Filed: April 28. Case no. 7:16-cv-03167-CS. Bayer HealthCare Pharmaceuticals Inc. Filed by Karla Rivera. Action: diversity-personal injury. Attorney: Kristian W. Rasmussen III. Filed: April 28. Case no. 7:16-cv-03170-CS. Chappaqua Central School District. Filed by K.C. and M.T. Action: IDEA: challenge decision re-education for handicapped. Attorney: Rachel Susanna Asher. Filed: April 27. Case no. 7:16-cv-03138-KMK.

The Home Depot Inc. Filed by Tzvee Rotberg. Action: Telephone Consumer Protection Act of 1991. Attorney: Domenic Romano. Filed: April 21. Case no. 7:16-cv-02959. Megan Food Enterprises Inc. Filed by Oscar Munoz. Action: FLSA: action for overtime wage violation. Attorneys: Pooja Bhutani, Michael John Borrelli and Alexander Todd Coleman. Filed: April 28. Case no. 7:16-cv03143-VB. Orange Regional Medical Center, Horton Campus. Filed by M.H. Action: Federal Tort Claims Act. Attorneys: Anthony Jan-Huan Sun and Wayne Mitchell Rubin. Filed: April 29. Case no. 7:16-cv-03139-KMK. Teradata Corp. Filed by Michael Belsole. Action: job discrimination (age). Attorney: Robert Thomas McGovern. Filed: April 29. Case no. 7:16-cv-03173NSR. Wernert Construction Management LLC. Filed by Key Construction Services LLC. Action: diversity-breach of contract. Attorney: Stephen Patrick O’Hare. Filed: April 29. Case no. 7:16-cv03145-CS.

DEEDS Above $1 million 25 Hillside Realty LLC, White Plains. Seller: The Buckfield Corp., White Plains. Property: 25 Hillside Ave., White Plains. Amount: $6.1 million. Filed April 28. 300B Realty LLC, White Plains. Seller: Battle Realty Corp., White Plains. Property: 300 Battle Ave., White Plains. Amount: $1.5 million. Filed April 27. 771 Realty LLC, White Plains. Seller: 77 Independence Corp., White Plains. Property: 230 Battle Ave., White Plains. Amount: $1.6 million. Filed April 27. AKT Two Realty LLC, New York City. Seller: World Properties Upstate LLC, Floral Park. Property: 200 William St., Rye. Amount: $7.1 million. Filed April 29.

The County of Westchester, White Plains. Seller: Bowridge Realty LLC, Pleasantville. Property: 80 Bowman Ave., Rye. Amount: $1.8 million. Filed April 27.

Below $1 million 115 West Lincoln LLC, Mount Vernon. Seller: U.S. Bank N.A. Property: 113-115 Lincoln Ave., Mount Vernon. Amount: $60,900. Filed April 28. 146 Broadway Realty LLC, Montrose. Seller: Salvatore Bottiglieri Jr., Hopewell Junction. Property: 146 Broadway, Cortlandt. Amount: $190,500. Filed April 27.

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16 Bulkley LLC, Purchase. Seller: Barbara Slater, et al, Rye. Property: 16 Bulkley Manor, Rye. Amount: $415,000. Filed April 28.

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24-04 Realty LLC, Astoria. Seller: Alberto Aciar, Mount Vernon. Property: 37 N. Seventh Ave., Mount Vernon. Amount: $150,000. Filed April 27.

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3 Bonnett LLC, Larchmont. Seller: Carl Reinlib, et al, Larchmont. Property: 3 Bonnett Ave., Mamaroneck. Amount: $820,000. Filed April 26.

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34659 Holdings Corp., Yonkers. Seller: Sandra Robinson, White Plains. Property: 9 Potomac St., Yonkers. Amount: $236,000. Filed April 29. 41 Hawthorne LLC, Brooklyn. Seller: Amiyo Mukherjee, Yonkers. Property: 41 Hawthorne Ave., Yonkers. Amount: $940,000. Filed April 28.

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43 Church Street LLC, New Rochelle. Seller: City of New Rochelle. Property: 14 Bonnefoy Place, New Rochelle. Amount: $60,000. Filed April 28. 47 Gibson LLC, Jericho. Seller: Peekskill Partners LLC, White Plains. Property: 47 Gibson Place, Yonkers. Amount: $140,000. Filed April 28. 515 Management LLC, Thornwood. Seller: Martha Keane, Somers. Property: 515A Heritage Hills, 515, Somers. Amount: $300,000. Filed April 27. 625 Waverly Ave LLC, Mamaroneck. Seller: ATB Five Properties LLC, White Plains. Property: 625 Waverly Ave., Mamaroneck. Amount: $810,000. Filed April 27.

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MAY 9, 2016

AMALGAMATED APPOINTS COMPLIANCE COUNSEL The Amalgamated Family of Cos., whose flagship organization is Amalgamated Life Insurance Co. in White Plains, has appointed Emily B. Jordan as assistant vice president, compliance counsel. Jordan brings more than 12 years of legal and compliance-related experience to her new role at Amalgamated where her responsibilities will include the development, monitoring, oversight and reporting on the corporate compliance program. Directly prior to joining Amalgamated, Jordan served

as senior counsel and chief privacy officer for Affinity Health Plan in the Bronx. There, she provided legal advice and counsel to ensure compliance with state and federal regulations throughout the provider contract review process. In addition to her role at Affinity, Jordan served as deputy corporate compliance officer and HIPAA privacy and security officer with the New York City Health and Hospitals Corp.

CENTRAL HUDSON DONATES WORK GLOVES TO AID IN EFFORT TO CONTAIN WILDFIRE To help battle the wildfire at Sam’s Point Preserve in Cragsmoor, Ulster County, Central Hudson Gas & Electric Corp. donated 100 pairs of work gloves to the Ellenville Fire District. “We’re happy to lend our support in helping emergency responders address this fire,” said Eric Kiszkiel, manager of enterprise support services for

Central Hudson. “We appreciate their efforts to contain the fire under dangerous and challenging conditions and we extend our gratitude and wish for their safety.” The fire, which started April 23, destroyed more than 2,000 acres of forest at the highest point of Shawangunk Ridge. The fire was contained on April 28.

VELEZ APPOINTED AT HOULIHAN LAWRENCE Aaron Velez has been appointed manager of the Houlihan Lawrence Yonkers office. He joined the firm as an agent in 2009 and through his dedicated work ethic, he achieved success in the White Plains office where he has led a team of agents for the past several years, according to a press release. Velez has

been described as a steady leader who inspires confidence in any situation. He was awarded a Westchester Country Board of Realtors Award for Excellence in Sales for the years 2010-13, and won the Westchester Country Board of Realtors Rookie of the Year Award in 2010.

ANNUAL WISH BALL

Honoree Bill Georges

Continuing its 30th Anniversary Celebration that will help grant wishes for more than 150 local children with lifethreatening medical conditions, Make-A-Wish Hudson Valley will hold its annual Wish Ball — Celebrating 30 Years at 6 p.m. on May 13. The formal gala will be held at Abigail Kirsch at Tappan Hill Mansion, Tarrytown. The year’s single biggest fundraiser for the chapter, the Wish Ball will bring together hundreds of distin-

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guished guests, corporate and community leaders to honor the courage of the more than 2,400 children whose wishes have been granted since the chapter was established in 1986. Darlene Rodriguez of NBC’s Today in New York and Mike Bennett of WHUD’s Mike & Kacey in the Morning, will serve as celebrity co-hosts for the evening’s festivities. This year’s honoree is Bill Georges of Sleepy Hollow, global chief operating officer of Active International, headquartered in Pearl River. He will receive the Chris Greicius Award, named for the first child to have been granted a wish by the nonprofit organization. Thomas J. Conklin, president and CEO of MakeA-Wish Hudson Valley, said that the honor recognizes Georges for “having exhibited the passion and dedication to continue Chris’ legacy and bring hope, strength and joy to our Wish Kids and their families.” The Wish Ball will feature live and silent auctions, cocktails and dinner. Guests will have the opportunity to adopt a child’s wish during the evening’s live auction.

NEW SALES PROS AT BERKSHIRE HATHAWAY

PLANNING FIRM’S NEW HIRE

Michael A. Welti

Michael A. Welti AICP, has been hired as a senior land-use planner in the Barton & Loguidice (B&L) Newburgh office. A resident of Hopewell Junction, Welti previously worked as the director of planning and development for the city of Peekskill. Prior to Peekskill, Welti worked for more than 15 years as a consult-

ing planner for communities, public agencies and organizations across New York state. He earned his Master of Regional Planning degree from the University of Albany. He also has a Bachelor of Arts degree in political science from SUNY Binghamton, and an MA in social studies education from the University of Albany.

BANK APPOINTS GONZALEZ

Orlando Gonzalez

Orlando Gonzalez has been appointed assistant vice president, commercial lending at The Westchester Bank’s headquarters in

White Plains. He is responsible for generating new commercial loan activity while managing and optimizing an existing portfolio from multiple business sectors. Gonzalez has seven years of experience originating and structuring credit transactions and managing commercial bank relationships within the New York tri-state area. He started his banking career as an analyst at JPMorgan Chase’s commercial bank and then covered the Westchester, Connecticut and Bronx middle market for the commercial bank. While at JPMorgan, he was

promoted to the role of underwriter and later transitioned into the commercial banker position. He is a former Peace Corps volunteer in Costa Rica where he and his wife, also a Peace Corps volunteer, were assigned to the Rural Community Development Program working in a small farm community. “I’m fortunate to work at a community bank that is service-centric and committed to growth through customer successes. Building relationships is paramount to the bank’s thinking, which I find very attractive,” said Gonzalez.

Elizabeth Hung

medical degree from the University of Vermont, College of Medicine and completed her obstetrics and gynecology residency at North Shore University Hospital on Long Island and served as administrative chief resident. An author of a number of publications and recipient of various awards, including the Berlex Resident Teaching award, Hung has served as research fellow at the National Cancer Institute from 2002 to 2004.

BURGUNDY CONSULTANT JOINS THE ZACHYS TEAM

Charles Curtis

Zachys Wine and Liquor, a thirdgeneration family-owned business headquartered in Scarsdale, has appointed Charles Curtis MW as Burgundy consultant. His responsibilities will include providing Zachys international clientele with up-todate and detailed information on Burgundy’s top domains and vintages as well as general support, entertainment and obtaining business for auctions. Curtis has more than two decades experience in the wine trade. After

Diana Singer

Realtor Anna Teyssonniere de Gramont has joined the Scarsdale office of Berkshire Hathaway HomeServices Westchester Properties. Born in Poland, Teyssonniere de Gramont brings a diverse background and firsthand knowledge of the stress and excitement of moving. “I have been very actively involved in the life of my communities such as Lyceum Kennedy, FASNY (French-American School of New York), Thornton-Donovan School (TD) and Scarsdale Park Association,” said Teyssonniere de Gramont. Diana Singer has also joined Berkshire Hathaway HomeServices Westchester Properties as a licensed real estate sales executive in the Scarsdale office. Singer returns to the Scarsdale/Edgemont community where had lived with her family for 28 years. Her unique niche in real estate are seniors and their families, providing knowledgeable advice and guidance on the best housing options to fit the needs of her clients. Another key addition is Jackie Ruby. She has worked in the real estate industry for more than 18 years and has a penchant for unique architecture. Her real estate roots

Jackie Ruby

Bob Meyerson

were planted in Scarsdale and have grown throughout Westchester County to northern Westchester. Aside from real estate, Ruby’s primary passion is cooking. Both friends and clients flock to the Ruby house to taste her newest dishes. Jackie is the “Saucy Realtor” featured in WAG Magazine and writes a monthly recipe for the publication. She has expanded her passion for cooking into a worthwhile cause by cooking meals for the elderly and sick. Realtor Bob Meyerson has also joined the Scarsdale office of Berkshire Hathaway HomeServices Westchester Properties. Meyerson’s 17 years as a mortgage loan officer is a great advantage in helping his clients.” Meyerson said, “I successfully collaborated with management to help establish organizational and strategic direction, which contributed to both short- and long-term goals. As I migrated to the real estate business, all of my past skills seemed to form a solid base for the necessary negotiations that are involved in real estate.”

BRIEANT CENTER HONORS ATTORNEY

MEDICAL GROUP WELCOMES OB/GYN Elizabeth Hung has joined Scarsdale Medical Group, a multispecialty practice serving Westchester and Fairfield counties and the surrounding Hudson Valley area. Specializing in gynecology, she began seeing patients May 2 in the Harrison office at 600 Mamaroneck Ave. and will provide care for both adults and adolescents. On the staff at Greenwich Hospital, Hung earned her undergraduate and master’s degrees in public health from Yale University where she was also a teaching fellow. She received her

Anna Teyssonniere de Gramont

serving four years as head of department and vice president of Christie’s Wine Department in both New York and Hong Kong, he established his fine wine consultancy WineAlpha in 2012, and will continue as principal of that company. Prior to joining the auction business, he developed the wine and spirits education program at Moët Hennessy USA, and received the prestigious Master of Wine degree in 2004. His book on Burgundy, “The Original Grand Crus of Burgundy,” was published in 2014.

William P. Harrington, center, enjoying the Spring Gala evening, surrounded by friends and colleagues.

William P. Harrington of Bleakley Platt & Schmidt LLP in White Plains was selected as the 2016 Spring Gala honoree by the Charles L. Brieant Center, a not-for-profit organization that helps young people make the most of their lives by providing them with opportunities for growth, leadership, learning and mentorship. Named Learning Today… Leading Tomorrow, the gala was held April 14 at The Briarcliff Manor.

The late Judge Charles L. Brieant knew the importance of learning and played an instrumental role in developing the center, where learning was made possible for children who would not otherwise have that opportunity. Each year it honors a person who embodies the spirit of developing the leader in every child and teen. “Judge Brieant was a transformative figure in my life and the lives of many others,” said Harrington. “He was a great judge, but an even better man. He taught me not only how to practice law, but why; to protect and advance the interests of justice throughout our society. I am proud of the wonderful work of the Charles L. Brieant Center and humbled to be a small part of the judge’s enduring legacy.” Harrington served as law clerk for the late Brieant following his graduation from Fordham Law School in 1982. He is chairman of the his firm’s executive committee and head of the litigation and toxic tort/complex litigation practice groups.

TROTTA RANKED NO. 4 AT REAL ESTATE AGENCY Lynn Trotta of Berkshire Hathaway HomeServices Westchester Properties Eastchester office has been ranked No. 4 in the company for number of units sold for 2015, announced Office Leader Veronica Meola. Lynn Trotta “Lynn’s ongoing exceptional success is attributed to her tireless hard work,

in-depth knowledge of the local real estate market and her dedication to providing superior service and personal attention to her clients,” Meola said. “It’s wonderful to see her celebrated with this award.” A licensed Realtor for more than 20 years, Trotta is one of the most recognized Realtors in the lower Westchester market. As a full-time Realtor, her extensive knowledge of the market is evidenced by her many top-producer awards.. She is regarded by her peers as a skillful negotiator and by her clients as a woman of integrity, knowledge and persistence.

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MAY 9, 2016

NORTHEAST GROUP HONORED

TRAVEL TIME The Warwick Valley Chamber of Commerce has partnered with Jet Vacations to bring the community a duo of travel excursions. Costa del Sol Spain: Oct. 31 — Nov. 6. A nineday adventure through the beautiful scenery of Spain and the Andalucia region based at one of Europe’s favorite Mediterranean holiday regions. The coast has something for everyone: sandy beaches, year-round sunshine, excellent sporting facilities, the rich history of Andalucia and lively nightlife.

River cruising the wine region of Bordeaux: April 9 — 17, 2017. Journey over nine days through the beautiful scenery of the Bordeaux region and the valleys of the Medoc, Libourne and the Entre-deu-Mers. You will sail through the famous Garonne and the beautiful Dordonge. The chamber has brochures for both these vacations online at warwickcc.org. For more information, call the chamber office at 845-986-2720.

LLS NAMES WOMAN OF THE YEAR The Leukemia & Lymphoma Society’s (LLS) Connecticut Westchester Hudson Valley Chapter has announced that Victoria Landau of Scarsdale has been nominated as a candidate for LLS’ 2016 Woman of the Year. Candidates across the country compete in honor of a local boy or girl who is a blood cancer survivor, to raise the most funds for blood cancer research. Landau, a philanthropist, is one of the many local community and business leaders who will compete for the titles of The Leukemia & Lymphoma Society’s Man & Woman of the Year. Competing for these titles is an honor surrounded with a great deal of fanfare, including a full-page ad in USA Today. However the most important reason candidates participate is to find cures for blood cancers and ensure that patients have access to lifesaving treatments.

In June of 2014, just a few months after her children were born, Landau received unexpected and devastating news — she was diagnosed with follicular lymphoma, a slow-growing form of non-Hodgkin’s lymphoma. Rather than let this diagnosis beat her she put her philanthropic background to use to help find a cure. As a candidate, Landau will raise funds for a world without blood cancers between March 31 and June 11. Every dollar she raises will count as one “vote” in her favor. The male and female candidates with the most “votes” will be awarded the titles Connecticut Westchester Hudson Valley Man & Woman of the Year at a grand finale gala Saturday, June 11, at the Hyatt Regency in Old Greenwich. The local winners are then entered into the competition for National Man & Woman of the Year titles.

TEEN DELIVERS COMFORT TO CANCER PATIENTS Thirteen-year-old Caitlin Andersen recently delivered some of the 150 comfort bags she and the community made for cancer patients at Putnam Hospital Center. An eighth-grader at Mahopac Middle School, Andersen said she was inspired to make the comfort bags after taking part in the American Cancer Society’s Relay for Life in Mahopac. “I watched the survivors do the survivors’ lap and it was really cool to see,” she said. “I thought about what I could do to make a difference.”

Over the past six months, Andersen, a Girl Scout with the Heart of the Hudson Troop 2021 in Mahopac, enlisted the help of other Girl Scouts, Boy Scouts, seniors and other community groups in making the comfort bags that include necessities for patients undergoing chemotherapy and radiation such as hand lotion, hand sanitizers, lip balm, soap, tissues puzzles, hand-knit hats and puzzles. The bags also contain heartwarming cards handmade by her family and friends as well as inspirational messages on the outside of the bags.

VNS WESTCHESTER HONORS COMMUNITY LEADERS More than a century has passed since a prominent Westchester physician rallied women to start a nursing service to care for patients discharged from a local hospital. This was the moment in history that planted the seeds for the organization known today as VNS Westchester (VNSW). Health care is a vastly different environment today than 100 years ago and the need for the VNS Westchester services has never been greater. To help the not-for-profit agency continue to meet the needs of residents in the region, VNSW will hold its signature fundraising event — its 18th annual Spring Benefit Gala — on May 19, at the Willow Ridge Country Club in Harrison. The event’s awards ceremony will honor two longtime health care and business partners who play a critical role in supporting its efforts and those of the wider community: White Plains Hospital will receive the Community Leadership Award, accepted by Susan

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Fox, president and CEO; and Mutual of America will receive the Distinguished Leadership Award, accepted by Brian Q. Severin, executive vice president. Westchester resident, Michael Gargiulo, anchor at NBC 4 New York, will serve as emcee — his fifth year in this role. Karen Herrero, a VNSW board member, and her husband, Peter Herrero Jr., co-owners of the New York Hospitality Group in White Plains, are co-chairing the event. The couple, Scarsdale residents, have been recognized for their numerous philanthropic efforts and recently received the Association of Development Officers “Community Partner of the Year Award.” Raising funds for programs is critical,” said Timothy P. Leddy, president and CEO, VNS Westchester, as they are not reimbursed by government or other funding sources. Tickets for the event may be purchased for $300 each at vns.org.

Northeast Private Client Group, with offices in Connecticut, Massachusetts and New York, has been selected by CoStar Group Inc., the leading provider of commercial real estate information, analytics and online marketplaces, to receive a CoStar Power Broker Award, an annual recognition of the best of the best in commercial real estate brokerage. It highlights the firms and individual brokers who closed the highest transaction volumes in commercial property sales or leases in 2015 within their respective markets. All awards are based on transaction data maintained in CoStar’s commercial real estate database, which is the largest independently researched database of commercial real estate property information available online. As a result, CoStar can easily identify the top firms and brokers

in each market throughout the U.S. and Toronto, Canada. Northeast Private Client Group qualified as one of the top commercial brokerage firms in Westchester and Southern Connecticut based on total sale transactions closed during the year, while Ed Jordan and Bradley Balletto, of the group, qualified as top commercial brokers. Selection of the firm and individual brokers is made after CoStar evaluated them against other commercial real estate brokers and firms active in the region. Northeast Private Client Group brokered nearly $200 million in closed sales during 2015. “We are pleased to once again be recognized by CoStar for our sales record in Westchester and Southern Connecticut,” said Jordan, managing director.

OC CHAMBER NAMES NEW EVENTS DIRECTOR Erin Pascual, an event planner, food and beverage director and consultant, is the new director of events for the Orange County Chamber of Commerce. Owner, chef and designer for You’re the Boss! Weddings and Events, based in Goshen, Pascual is also creative consultant for Equilibrium Brewery, set to open this summer; former food and beverage director, executive chef and pub manager at Catlin Gardens; maitre‘d and event

planner for Salute Tuscan Grill in Manhattan; general manager of Halligan’s Public House in Warwick; and general manager and owner of Club Ontaroga in Goshen. A graduate of the Cornell University School of Hotel Administration, Pascual was also a double major in management and marketing at Fairfield University. She is the recipient of numerous awards and honors, including Zagatrated 2008-09 as “Noteworthy Newcomer.”

SLOANE ELECTED TO MHA BOARD Peter Sloane, partner and chairman of the trademark and copyright practice group at the boutique intellectual property law firm Leason Ellis in White Plains, has been elected to the board of directors for The Mental Health Association of Westchester. “I’m grateful for this opportunity,” Sloane said. “MHA Westchester has a superb track record of providing services and support for individuals and families facing mental health challenges in our communities. I look forward to

raising awareness about the importance of mental health and promoting the vital work done by MHA Westchester.” Sloane, who joined Leason Ellis in 2009, handles trademark and copyright counseling, prosecution and litigation. MHA Westchester, founded in 1946, is an affiliate of Mental Health America, the nation’s first and largest nonprofit dedicated to improving the mental well being of all Americans.

NEW DEAN AT MUSIC CONSERVATORY Douglas Bish, the Music Conservatory of Westchester’s new dean of students and faculty will be meeting with current and prospective students and families May 12 from 4:30 to 6 p.m. Bish returns to the conservatory after serving on the faculty from 2006-11 and after a multifaceted career as an academic leader, conductor, clarinetist, educator, author, lecturer and music clinician. Most

recently, he was dean of the School of Fine, Applied and Communications Arts at the City College of San Francisco. Previously, he served as chairman of the Department of Music for the Nyack Public Schools. He has conducted professional, amateur and student orchestras and wind ensembles around the world. The Music Conservatory is located at 216 Central Ave. in White Plains.

WORLD-CLASS ART AT SPECIAL PRICES The Neuberger Museum of Art Paper Jam is slated for May 14 when a high-quality auction of artwork on paper, donated by contemporary artists and prestigious commercial galleries will be auctioned by Robbie Gordy of Christie’s. Works by artists, including Faith Ringgold, Pat Steir, Red Grooms, Chaim Gross, Alex Katz and Yvonne Jacquette will be on view during the evening, which includes a silent and live auction. “It’s an amazing opportunity to buy world-class art by some of the hottest contemporary artists, at special

prices,” said Tracy Fitzpatrick, director of the Neuberger Museum of Art. The event, at the museum, 735 Anderson Hill Road in Purchase, begins at 6:30 p.m. with cocktails, followed by dinner by the bite and the silent auction. The live auction begins at 8 p.m., dessert at 9:30 p.m., follows. Funds raised from Paper Jam 2016 support the exhibitions and education programs of the museum. Individual tickets are $150; there are ticket packages at various levels, as described on the museum’s website. To purchase tickets, visit neuberger.org.

FACTS 649 Ashford Avenue LLC, Scarsdale. Seller: Pairojana Veingkeo Jr., et al, Scarsdale. Property: 6 Cambridge Road, Scarsdale. Amount: $995,000. Filed April 27.

Express Home Repair and Painting Inc., Dobbs Ferry. Seller: Mary C. Bergin, Mahopac. Property: 2550 Crompond Road, Yorktown. Amount: $140,000. Filed April 25.

91 Elliot Avenue LLC, Brooklyn. Seller: Luis Nagaki, Miami, Fla. Property: 91 Elliott Ave., Yonkers. Amount: $190,000. Filed April 29.

Fannie Mae. Seller: Albert W. Cornachio III, Rye Brook. Property: 39 Moultrie Ave., Yonkers. Amount: $362,327. Filed April 29.

ABD Equities LLC, Scarsdale. Seller: Thelma S. Dalgin, Sharon, Mass. Property: 203 Wood Hollow Lane, New Rochelle. Amount: $490,000. Filed April 27.

Fannie Mae. Seller: Anthony Centone, White Plains. Property: 963 Mile Square Road, Yonkers. Amount: $343,761. Filed April 29.

Arrow Real Estate LLC, Pound Ridge. Seller: Retained Realty Inc., New York City. Property: 27 Kinnicutt Road, Pound Ridge. Amount: $515,000. Filed April 25. BTDT Properties LLC, Yorktown Heights. Seller: Esme G. Watanabe, Brooklyn. Property: 36 Barrett Road, Bedford. Amount: $325,000. Filed April 26. C2GRE LLC, White Plains. Seller: Mary C. Fox, Yonkers. Property: 2 Rockland, Yonkers. Amount: $300,000. Filed April 25. Cambium 217 LLC, Larchmont. Seller: Byron Place Associates LLC, Larchmont. Property: 10 Byron Place, 318, Mamaroneck. Amount: $707,820. Filed April 25. Christiana Trust. Seller: Anthony Pieragostini, Mount Kisco. Property: 171 Pershing Ave., New Rochelle. Amount: $756,773. Filed April 26. CIT Bank N.A. Seller: Christopher Meagher, White Plains. Property: 2608 Quaker Church Road, Somers. Amount: $301,000. Filed April 27. City of Yonkers. Seller: Robert Horne, White Plains. Property: 60 Summit St., Yonkers. Amount: $340,012. Filed April 28.

Fannie Mae. Seller: Karl Ambrose Scully, Mount Vernon. Property: 74 Vineyard Ave., Yonkers. Amount: $299,960. Filed April 29. Federal National Mortgage Association. Seller: Linda Markowitz, White Plains. Property: 1016 Cortlandt St., Peekskill. Amount: $217,422. Filed April 26. Finance of America Reverse LLC, Tulsa, Okla. Seller: Peter P. Rosato, Yonkers. Property: 131 Midland Terrace, Yonkers. Amount: $364,299. Filed April 27. FSAA LLC, Somers. Seller: Barbara Lerman, Larchmont. Property: 2 W. Cross St., North Salem. Amount: $210,840. Filed April 28. Global Real Estate USA Inc., New York City. Seller: 73 Degrees West LLC, Congers. Property: 5 Laurel Place, Eastchester. Amount: $885,000. Filed April 28. Global Real Estate USA Inc., New York City. Seller: Alfredo Maiorano, Eastchester. Property: 36 Park Ave., Eastchester. Amount: $880,000. Filed April 28. LNI Industries Inc., Cortlandt Manor. Seller: Laurel Colimon, Peekskill. Property: 1780 Spring Valley Road, Yorktown. Amount: $416,000. Filed April 26.

CLC Properties LLC, Cortlandt Manor. Seller: Theresa M. Pedicone, Yorktown Heights. Property: 1569 Hanover St., Yorktown. Amount: $280,000. Filed April 27.

M&T Bank, Buffalo. Seller: Jeffrey A. Kosterich, Tuckahoe. Property: 128 Buena Vista Ave., Yonkers. Amount: $309,375. Filed April 25.

Costas 401 LLC, Yonkers. Seller: Koski and Schmidt Inc., Croton-onHudson. Property: 395 Saw Mill River Road, Yonkers. Amount: $775,000. Filed April 26.

Mastrantoni Brothers Inc., Mahopac. Seller: Donald G. Gibbons, et al, Somers. Property: 25 Summit Circle, Somers. Amount: $225,000. Filed April 26.

Deutsche Bank National Trust Co. Seller: David G. Gallo, Armonk. Property: 16 Perry Ave., Greenburgh. Amount: $720,124. Filed April 27.

MJP5 LLC, Naples, Fla. Seller: Frederick Fazio, Cortlandt Manor. Property: 5 Merion Court, Cortlandt. Amount: $495,000. Filed April 27.

Deutsche Bank National Trust Co. Seller: John G. Molloy, Somers. Property: 17 S. Washington Ave., Greenburgh. Amount: $793,981. Filed April 27.

Mortgage Equity Conversion Asset Trust 2011-1. Seller: Thomas Gallivan, White Plains. Property: 316 Nuber Ave., Mount Vernon. Amount: $360,651. Filed April 27.

Edson Avenue Development LLC, Mount Vernon. Seller: Fannie Mae. Property: 142 S. 10th Ave., Mount Vernon. Amount: $175,000. Filed April 26.

MTGLQ Investors LP. Seller: Melanie Finkel, White Plains. Property: 55 Alpine Road, Yonkers. Amount: $552,018. Filed April 26.

Nationstar Mortgage LLC. Seller: Sanford B. Glatzer, Scarsdale. Property: 2 Plymouth Road, New Castle. Amount: $908,152. Filed April 26. One Renaissance Square LLC, White Plains. Seller: Josef Schuster, Bellmore. Property: 1 Renaissance Square, 11B, White Plains. Amount: $500,000. Filed April 25. PMT NPL Financing 2015-1, Moorpark, Calif. Seller: Daniel L. Pagano, Yorktown Heights. Property: 322 Walnut St., Peekskill. Amount: $584,882. Filed April 25. Retained Realty Inc., New York City. Seller: John M. Perone, Larchmont. Property: 201 Lexington Ave., Mount Kisco. Amount: $316,248. Filed April 26. Santos Restoration Inc., Mount Vernon. Seller: Ana Marta Souza, Mount Vernon. Property: 325 Seventh Avenue North, Mount Vernon. Amount: $183,000. Filed April 28. Spilco Monroe LLC, Pittsford. Seller: Aimee L. Hoban, Tuckahoe. Property: 76 Fisher Ave., Eastchester. Amount: $795,000. Filed April 27. Syro-Malankara Catholic Exarchate In The USA Inc., Elmont. Seller: The Roman Catholic Church of the Most Holy Trinity, Yonkers. Property: 19 Seymour St., Yonkers. Amount: $925,000. Filed April 29. The Bank of New York Mellon. Seller: Tanisha E. Murray. Property: 409 Second Avenue South, Mount Vernon. Amount: $294,993. Filed April 25. The DM Equities of New York LLC, Harriman. Seller: Samuel L. Gordon Jr., et al, New York City. Property: 2 Brook Lane, Greenburgh. Amount: $360,000. Filed April 25. U.S. Bank N.A. Seller: Joyce Blackwood, Yonkers. Property: 98 La Salle Drive, Yonkers. Amount: $454,054. Filed April 26. U.S. Bank N.A. Seller: Pauline Galvin, Yonkers. Property: 9-1 Bridge Path Road, Ossining. Amount: $340,000. Filed April 27. Webster Bank N.A. Seller: James T. Meyer, Pleasantville. Property: 44 Henning Drive, Cortlandt. Amount: $322,000. Filed April 29. Wells Fargo Bank N.A. Seller: David G. Gallo, Armonk. Property: 501 E. Fifth St., Mount Vernon. Amount: $238,514. Filed April 27.

FIGURES FORECLOSURES CORTLANDT MANOR, 255 Millington Road. Single-family residence; lot size: N/A. Plaintiff: Bayview Loan Servicing LLC. Plaintiff’s attorney: Frenkel, Lambert, Weiss, Weisman & Gordon, 631-696-3100; 53 Gibson St., Bay Shore 11706. Defendant: Sheila Lee Chin Yap. Referee: John Perone. Sale: May 18, 9:30 a.m. Approximate lien: $494,260.55. ELMSFORD, 31 E. Vincent St. Single-family residence; lot size: .23 acre. Plaintiff: Deutsche Bank National Trust Co. Plaintiff’s attorney: Frenkel, Lambert, Weiss, Weisman & Gordon, 631-969-3100; 53 Gibson St., Bay Shore 11706. Defendant: Luz Salinas. Referee: Clement Patti. Sale: May 18, 10 a.m. Approximate lien: $510,482.93. MOUNT VERNON, 454 S. Seventh Ave. Single-family residence; lot size: .1 acre. Plaintiff: Shapiro, DiCaro & Barak, 877-759-1835; 175 Mile Crossing Blvd., Rochester 14624. Defendant: Alton Chrisholm. Referee: Lisa Colosi Florio. Sale: May 18, 10:30 a.m. Approximate lien: $305,104.60. NEW ROCHELLE, 24 Northwood Circle. Single-family residence; lot size: .51 acre. Plaintiff: Bank of America. Plaintiff’s attorney: McCabe, Weisberg & Conway PC, 914-636-8900; 145 Huguenot St., Suite 401, New Rochelle 10801. Defendant: Judith Amdur. Referee: Linda Markowitz. Sale: May 25, 9:30 a.m. Approximate lien: $1,000,202.93. NEW ROCHELLE, 32 Park Ave. Three-family residence; lot size: .11 acre. Plaintiff: U.S. Bank National Association. Plaintiff’s attorney: Davidson, Fink, Cook, Kelly & Galbraith, 585-546-6448 or 585-760-8218; 28 E. Main St., Suite 1700, Rochester 14614. Defendant: Donald Imperioli. Referee: Barry Fertel. Sale: May 11, 10 a.m. Approximate lien: $998,327.21. NORTH SALEM, 27 June Road. Single-family residence; lot size: 4.48 acre. Plaintiff: Indymac Ventures LLC. Plaintiff’s attorney: Wilson Moskowitz Edelman & Dicker, 212-490-3000; 150 E. 42 St., New York 10017. Defendant: Todd Amus. Referee: Angelo Dellicarpini. Sale: May 9, 9:30 a.m. Approximate lien: $3,620,000. PEEKSKILL, 12 Vail Ave. Singlefamily residence; lot size: N/A. Plaintiff: U.S. Bank National Association. Plaintiff’s attorney: Stiene & Associates, 631935-1616; 187 E. Main St., Huntington 11743. Defendant: Estate of William Waldron. Referee: Darren DeUrso. Sale: May 9, 12:30 p.m. Approximate lien: $359,990.59. PEEKSKILL, 163 Underhill Lane. Single-family residence; lot size: N/A. Plaintiff: Bayview Loan Servicing LLC. Plaintiff’s attorney: McCabe, Weisberg & Conway PC, 914-636-8900; 145 Huguenot St., Suite 401, New Rochelle 10801. Defendant: Cherie Luiso. Referee: Jo-Ann Cambareri. Sale: May 18, 9 a.m. Approximate lien: $576,015.33.

PELHAM, 580 7th Ave. Two-family residence; lot size: 50 x 58. Plaintiff: Wells Fargo Bank National Association. Plaintiff’s attorney: Leopold & Associates PLLC, 914-219-5787; 80 Business Park Drive, Armonk 10504. Defendant: Marcia Da Silva. Referee: Michele Bermel. Sale: May 11, 9 a.m. Approximate lien: $733,400.30. SCARSDALE, 109 Boulder Ridge Road. Apartments; lot size: N/A. Plaintiff: U.S. Bank National Association. Plaintiff’s attorney: Gross Polowy LLC, 716-204-1700; 1775 Wehrle Drive, Williamsville 14221. Defendant: Jeffrey Pomeranz. Referee: Anthony Keogh. Sale: May 17, 9 a.m. Approximate lien: $870,210.04. SOUTH SALEM, 33 Bouton St. Single-family residence; lot size: N/A. Plaintiff: Deutshe Bank National Trust Co. Plaintiff’s attorney: McCabe, Weisberg & Conway PC, 914-636-8900; 145 Huguenot St., Suite 401, New Rochelle 10801. Defendant: Anthony Kazazis. Referee: Stephen Gold. Sale: May 11, 9 a.m. Approximate lien: $462,433.41. TARRYTOWN, 10 Walter St. Singlefamily residence; lot size: .05 acre. Plaintiff: McCabe, Weisberg & Conway PC, 914-636-8900; 145 Huguenot St., Suite 401, New Rochelle 10801. Defendant: Marcella Cofre, Referee: Teresa Daniele. Sale: May 10, 10 a.m. Approximate lien: $550,998.03. TUCKAHOE, 91 Mac Arthur Ave. N/A; N/A. Plaintiff: The Bank of New York Mellow. Plaintiff’s attorney: McCabe, Weisberg & Conway PC, 914636-8900; 145 Huguenot St., Suite 401, New Rochelle 10801. Defendant: James Moyna. Referee: Edmund Fitzgerald. Sale: May 25, 10 a.m. Approximate lien: $41,420.37. YONKERS, 10 Via Trenta Court. Single-family residence; lot size: .33 acre. Plaintiff: Bonita West LLC. Plaintiff’s attorney: Sanders, Gutman & Brodie, 718-522-0666; 26 Court St., Suite 1005, Brooklyn 11241. Defendant: Anthony Martirano. Referee: W. Whitfield Wells. Sale: May 18, 9 a.m. Approximate lien: $3,601.00. YONKERS, 1052 MCLEAN AVE. Single-family residence; lot size: .1 acre. Plaintiff: Federal National Mortgage Association. Plaintiff’s attorney: Shapiro, DiCaro & Barak, 877-759-1835; 175 Mile Crossing Blvd., Rochester 14624.

JUDGMENTS 1412 Zerega LLC, Yorktown Heights. $36,528 in favor of GEC Oil LLC, Elmsford. Filed April 29. 35 Summit Ave Owners Ltd., Port Chester. $12,282 in favor of Direct Energy Business Marketing LLC, South Iselin, N.J. Filed April 25. C.S. Plumbing Inc., Eastchester. $12,096 in favor of Cornely Brothers Inc. Mount Vernon. Filed April 25.

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Cutting Edge Promotions Inc., White Plains. $2,610 in favor of Magnet LLC, Dallas, Tex. Filed April 28. K2 Construction Inc., Westbury. $56,744 in favor of Commercial Window Group Inc., Hellan, Penn. Filed April 27. Kirari Sushi Inc., Scarsdale. $9,808 in favor of Nishimoto Trading Company Ltd., Carlstadt, N.J. Filed April 27. Travel Fun Card Enterprises Ltd., Tarrytown. $10,128 in favor of Bird Kingdom Niagara Falls Limited Inc., Niagara Falls, Ontario, Canada. Filed April 25.

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed. Bank, David, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 1 Landmark Square, Unit 311, Port Chester 10573. Filed March 11. Boccardi, Christopher A., et al. Filed by Green Tree Servicing LLC. Action: seeks to foreclose on a mortgage to secure $299,000 affecting property located at 1436 Hiawatha Road, Mohegan Lake 10547. Filed March 10. Cipriano, Joan, et al. Filed by PennyMac Holdings LLC. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 137 Stone Ave., Yonkers 10701. Filed March 10. Cruz, Jason, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $276,000 affecting property located at 593 John St. No.5., Peekskill 10566. Filed March 10. Dacres, Katy J., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $582,250 affecting property located at 3796 Gomer St., Yorktown Heights 10598. Filed March 10. Gabbidon, Alice, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $390,000 affecting property located at 158 Spring St., Ossining 10562. Filed March 10. Lewin, Olive, et al. Filed by Sparta GP Holding REO Corp. Action: seeks to foreclose on a mortgage to secure $620,000 affecting property located at 460 N. Columbus Ave., Mount Vernon 10552. Filed March 10. Lubin, Laurence V., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $218,581 affecting property located at 5 Woodland Road, Mount Kisco 10549. Filed March 11.

MAY 9, 2016

FACTS Mosa, Rayek E., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $500,000 affecting property located at 163 Riverview Ave., Tarrytown 10591. Filed March 11. Perriello, Nicholas Jr., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $400,000 affecting property located at 24 Aqueduct St., Ossining 10562. Filed March 10. Quinn, Judy, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $318,000 affecting property located at 13 Lincoln Ave., Somers 10589. Filed March 10. Rosebure, Desiree L., as executrix to the estate of Joyce E. Alvarenga, et al. Filed by World Alliance Financial Corp. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 58 N. Columbus Ave., Mount Vernon 10533. Filed March 11. Tibrey, Maria, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 335 N. High St., Mount Vernon 10550. Filed March 10. Vicinanza, Karen D., individually and as surviving spouse of Richard Vicinanza, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $110,000 affecting property located at 2917 Fox Hall St., Mohegan Lake 10547. Filed March 10.

MECHANIC’S LIENS Reiner, Rob, et al, as owner. $326 as claimed by G Rock Productions Inc., Valhalla. Property: in White Plains. Filed April 28.

This paper is not responsible for typographical errors contained in the original filings.

Partnerships Allied Home Improvement and Developers, P.O. Box 267, Mount Vernon 10550, c/o Allan G. Allen and David Hoilett. Filed Oct. 7.

Sole Proprietorships 131 Walton Ave Funding Associates, 133 Parkway Road, Bronxville 10708, c/o Anna Filipkowski. Filed Oct. 5. Barrett Cleaning Co., 43 Kensico Park, Mount Kisco 10549, c/o Audley Barrett. Filed Oct. 7.

MAY 9, 2016

Clear Clean Up, 20 E. Fourth St., Apt. 2B, Mount Vernon 10550, c/o Angelina Moret. Filed Oct. 7. Elev8 Your Plate, 60 Donald Drive, Hastings-on-Hudson 10706, c/o Susan Malat. Filed Oct. 5. Five Element Healing Press, 10 Rockledge Drive, Croton-on-Hudson 10520, c/o Jason Elias. Filed Oct. 6. H and L Laundromat, 552 North Ave., New Rochelle 10801, c/o Jian Ming Hu. Filed Oct. 5. JS_JD_49%, 333 Mamaroneck Ave., 384, White Plains 10605, c/o Louis Zazzarino. Filed Oct. 5. Nersaf Trading, 228 Fourth Ave., Pelham 10803, c/o Sheldon D. Braithwaite. Filed Oct. 6. Permits by Design, 43 Plymouth Ave., Yonkers 10710, c/o Andrea Palladino. Filed Oct. 6. Progressive Expediting, 43 Plymouth Ave., Yonkers 10710, c/o Andrea Palladino. Filed Oct. 6. Redina Home Staging and Redesign, 360 Westchester Ave., Apt. 405, Port Chester 10573, c/o Redina Hembree. Filed Oct. 6. RMF Media, 575 Bronx River Road, Apt. 3J, Yonkers 10704, c/o Richard Michael Formoso. Filed Oct. 5. SRS Consultation, 47 Leroy Ave., Yonkers 10705, c/o Soularis R. Saunders. Filed Oct. 7. The House of Oxtails, 326 S. Columbus Ave., Mount Vernon 10550, c/o Carlos Robinson. Filed Oct. 5.

NEW BUSINESSES

Black Diamond Tax and Financial Services, 74 Quinby Ave., White Plains 10606, c/o Hecton S. Johnson. Filed Oct. 7.

Ver Collective, 14 Boutonville Road, South Salem 10590, c/o Veronica D. Infelice. Filed Oct. 5. ZHC Accounting and Tax Services, 1600 Fox Tail Lane, Yorktown Heights 10598, c/o Zheng He Chen. Filed Oct. 5.

PATENTS Acoustic diagnosis and correction system. Patent no. 9,332,362 issued to John M. Cohn, Richmond, Vt.; James R. Kozloski, New Fairfield, Conn.; Clifford A. Pickover, Yorktown Heights; and Jinjun Xiong, White Plains. Assigned to International Business Machines Corp., Armonk. Ball grid array rework. Patent no. 9,332,639 issued to Eric V. Kline, Rochester, Minn.; and Arvind K. Sinha, Rochester, Minn. Assigned to International Business Machines Corp., Armonk.

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Dynamic facial feature substitution for video conferencing. Patent no. 9,332,227 issued to Hernan A. Cunico, Holly Springs, N.C.; and Asima Silva, Holden, Mass. Assigned to International Business Machines Corp., Armonk. Establishment of a trust index to enable connections from unknown devices. Patent no. 9,332,019 issued to Carlos A. Hoyos, New York; and Steven Lingafelt, Durham, N.C. Assigned to International Business Machines Corp., Armonk. Field-replaceable bank of immersion-cooled electronic components. Patent no. 9,332,674 issued to Levi A. Campbell, Poughkeepsie; Richard C. Chu, Hopewell Junction; Milnes P. David, Fishkill; Michael J. Ellsworth Jr., Poughkeepsie; Madhusudan K. Iyengar, Foster City, Calif.; Roger R. Schmidt, Poughkeepsie; and Robert E. Simons, Poughkeepsie. Assigned to International Business Machines Corp., Armonk. Memory to memory communication and storage for hybrid systems. Patent no. 9,332,074 issued to Moon J. Kim, Wappingers Falls; Rajaram B. Krishnamurthy, Wappingers Falls; and James R. Moulic, Poughkeepsie. Assigned to International Business Machines Corp., Armonk. Providing a dynamically translated public address system announcements to mobile devices. Patent no. 9,332,401 issued to Gregory S. Jones, Lewisville, Texas; Catherine A. McCauley, Colleyville, Texas; and John S. Pannell, Keller, Texas. Assigned to International Business Machines Corp., Armonk. Using content-based routing to scale cast iron-like appliances. Patent no. 9,331,968 issued to Gennaro A. Cuomo, Durham, N.C.; Dinakaran Joseph, Apex, N.C.; Victor S. Moore, Lake City, Fla.; and Rishi Vaish, San Carlos, Calif. Assigned to International Business Machines Corp., Armonk. Selectively providing content to users located within a virtual perimeter. Patent no. 9,332,385 issued to Subil M. Abraham, Plano, Texas; and Vivek K. Palvia, Irving, Texas. Assigned to International Business Machines Corp., Armonk. Service account access. Patent no. 9,332,006 issued to Keith D. Cramer, Pine Island, Minn.; Dale H. Manthei, Pine Island, Minn.; Niraj D. Patel, Rochester, Minn.; and Benjamin C. VanHavermaet, Rochester, Minn. Assigned to International Business Machines Corp., Armonk.

FIGURES HUDSON VALLEY BUILDING LOANS Above $1 million Players Airport LP, Newburgh, as owner. Lender: TD Bank N.A. Property: 15 Racquet Road, Newburgh 12550. Amount: $1.9 million. Filed April 27.

Below $1 million Bucher, Paul, et al, as owner. Lender: Homebridge Financial Services Inc. Property: in Poughkeepsie. Amount: $230,429. Filed April 27. Equity Homes of New York Inc., Port Jervis, as owner. Lender: Libertyville Capital Group II LLC, Montgomery. Property: 70 Lybolt Road, Middletown. Amount: $240,000. Filed April 27. Mountain Paradise Builder Inc., New Windsor, as owner. Lender: Shepherd’s Finance LLC, Jacksonville, Fla. Property: 16 Chaucer Court, Middletown 10940. Amount: $84,000. Filed April 27. Mountain Paradise Builder Inc., New Windsor, as owner. Lender: Shepherd’s Finance LLC, Jacksonville, Fla. Property: 110 S. Montgomery St., Walden 12586. Amount: $102,000. Filed April 27.

DEEDS Above $1 million Real Holding Corp., Mahopac. Seller: Hark/Kandr LLC, Fishkill. Property: in Wappinger. Amount: $2.3 million. Filed April 27.

Below $1 million 1 Greencrest Road LLC, Middletown. Seller: 5 Sisters Properties LLC, Campbell Hall. Property: in Goshen. Amount: $200,000. Filed April 29. 240 Schunnemunk Realty LLC, Monroe. Seller: Steven Mesler, et al, Monroe. Property: 240 Schunnemunk Road, Monroe. Amount: $297,500. Filed April 26. 798 Springtown LLC, Cottekill. Seller: William A. Smith, New Paltz. Property: 798 Springtown Road, Tillson 12486. Amount: $108,000. Filed April 29. 9 Hudson LLC, New York City. Seller: W.M.B. Gidney Avenue Realty Ltd., Newburgh. Property: 9 Hudson Valley Professional Plaza, Newburgh 12550. Amount: $689,900. Filed April 25. Bank of America N.A. Seller: Naomi R. Duker, White Plains. Property: 69 Barrett Hill Road, Mahopac 10541. Amount: $409,201. Filed April 22. Carraine Holding Corp., et al, Stormville. Seller: Leslie A. Baum, Walden. Property: in Millbrook. Amount: $130,000. Filed April 27.

Mountain Paradise Builder Inc., New Windsor, as owner. Lender: Shepherd’s Finance LLC, Jacksonville, Fla. Property: 6 Vogel Way, Greenwood Lake 10925. Amount: $81,000. Filed April 27.

Cespy LLC, Hopewell Junction. Seller: 31-33 LaGrange Ave LLC, Hopewell Junction. Property: 31 LaGrange Ave., Poughkeepsie 12603. Amount: $320,000. Filed April 27.

North Cedar LLC, as owner. Lender: Ulster Savings Bank. Property: in Beacon. Amount: $138,000. Filed April 27.

Choice Properties of NY LLC, Rock Hill. Seller: Thomas P. Henry, Daytona Beach, Fla. Property: in Saugerties. Amount: $55,000. Filed April 26.

Paquette, Christine D., et al, as owner. Lender: Rhinebeck Bank. Property: in Hyde Park. Amount: $379,300. Filed April 29. Shannon, Jeremy R.M., et al, Brooklyn, as owner. Lender: Walden Savings Bank, Montgomery. Property: in Deerpark. Amount: $552,477. Filed April 28. White Pine Associates LLC, New Windsor, as owner. Lender: Salisbury Bank and Trust Co., Lakeville, Conn. Property: 404 Plattekill Turnpike, Marlboro. Amount: $175,000. Filed April 26. Wilson, Robert D., et al, Malden-on-Hudson, as owner. Lender: The Lyons National Bank, Lyons. Property: 63 Chimney Road, Maldenon-Hudson 12453. Amount: $417,000. Filed April 28.

County of Ulster, Kingston. Seller: Irene DiMetro, et al, Highland. Property: in Wawarsing. Amount: $143,000. Filed April 29. CP-SRMOF II 2012-A Trust. Seller: David A. Brodsky, Charlotte, N.C. Property: 262 Elm St., Monroe 10950. Amount: $397,191. Filed April 25. Eco-Commissioning Consulting LLC, Hopewell Junction. Seller: The Bank of New York Mellon Trust Company N.A. Property: 111 Blue Hill Road, Hopewell Junction 12533. Amount: $138,500. Filed April 28. Fannie Mae. Seller: Gary Eisenberg, New City. Property: 29 Watkins Ave., Middletown 10940. Amount: $153,804. Filed April 29. Federal Home Loan Mortgage Corp. Seller: Gary Litt, et al, Carmel. Property: 39 Brayton Road, Carmel 10512. Amount: $290,478. Filed April 20. Federal Home Loan Mortgage Corp. Seller: Glen A. Plotsky, Port Jervis. Property: 32 Knapp Ave., Middletown 10940. Amount: $338,931. Filed April 26. Federal National Mortgage Association. Seller: Constance M. Sohodski, Ruby. Property: 1330 Main St., Ruby 12475. Amount: $160,997. Filed April 29. Federal National Mortgage Association. Seller: Joann Wilkinson, Yonkers. Property: 47 N. Brewster Road, Brewster 10509. Amount: $409,887. Filed April 7. Federal National Mortgage Association. Seller: Patricia Podell, et al, New Orleans, La. Property: 185 E. Chester St., Kingston 12401. Amount: $174,214. Filed April 29. Federal National Mortgage Association. Seller: Vincent J. Delellis, Walden. Property: 15 Old Road, Cuddebackville 12729. Amount: $301,047. Filed April 25.

CitiMortgage Inc. Seller: Ralph Puglielle, New Windsor. Property: 70 Bergen Ave., Walden 12586. Amount: $256,507. Filed April 29.

Fighting Irish IV LLC, Carmel. Seller: Federal Home Loan Mortgage Corp. Property: 38 Nottingham Way, Mahopac 10541. Amount: $276,100. Filed April 14.

Congregation Chabad of Dutchess Inc., Rhinebeck. Seller: Christopher Gerstle, et al, Rhinebeck. Property: 111 Montgomery St., Rhinebeck. Amount: $257,000. Filed April 28.

Form Factory LLC, Cold Spring. Seller: John Van Tassel, Cold Spring. Property: 178 Main St., Cold Spring. Amount: $195,000. Filed April 14.

Cornwall Land Holding LLC, Newburgh. Seller: Mirtash Inc., Kingston. Property: 159-161 Hurley Ave., Kingston. Amount: $80,000. Filed April 29. Corny Cattle Farm LLC, Pine Bush. Seller: Renee Michelle Liporace, Suffern. Property: in Crawford. Amount: $80,000. Filed April 29.

GC and SC No. 2 LLC, Mahopac. Seller: Dudyshyn Properties LLC, Mahopac. Property: in Carmel. Amount: $410,000. Filed April 11. GMAT Legal Title Trust 2014-1. Seller: James E. Nelson, Poughkeepsie. Property: 75 Wakeman Road, Millerton 12546. Amount: $202,500. Filed April 26.

LEGAL NOTICES Notice of Formation of JRasnic Jr, LLC Art. Of Org. filed with SSNY on 3/10/16. Offc. Loc: Westchester Cty. LegalZoom desig. as agent of the LLC upon whom process against it may be served. LegalZoom shall mail process to the John Rasnic, 606 Pondside Dr, White Plains, NY 10607. Purpose: any lawful activity. #60501 Notice of formation of Lux Global Partners, LLC. Art. Of Org. filed with SSNY on 02/29/2016. Office in Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: United States Corporation Agents, Inc., 7014 13th Avenue, Suite 202, Brooklyn, NY 11228. Purpose: any lawful purpose. #60502 Notice of formation of Limited Liability Company. Name: 329 East 132nd Street LLC (ìLLCî). Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on November 6, 2014. NY office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to 329 East 132nd Street LLC, 16 Banks Farm Road, Bedford, New York 10506. Purpose/character of LLC is to engage in any lawful act or activity. #60503 Notice of Formation of DE LA PUENTE ARC - CONSULTANT, LLC. art of org filed with SSNY on 2/26/16. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 315 Alta Vista Drive Yonkers NY 10710. Purpose: any lawful purpose. #60505 Notice of Formation of Kwan Acupuncture PLLC filed on 9/29/16. Location: Westchester Cty. SSNY Designated as agent of the PLLC upon whom process against it may be served. SSNY shall mail process to the PLLC at 280 Dobbs Ferry Road, Ste 201, White Plains NY 10607. Purpose: Acupuncture. #60506 Notice of Formation of MELLALI LIMO LLC, a domestic limited liability company (LLC). Articles of Organization filed with the Secretary of State of NY (SSNY) on 11/09/2015. Office location: Westchester County. Principal business location: 151 Centre Avenue # 1A, New Rochelle, New York 10805. SSNY is designed as agent upon whom process against the LLC may be served. SSNY shall mail a copy of any process served against the LLC to c/o the LLC, 151 Centre Avenue # 1A, New Rochelle, New York 10805. Purpose: car, limousine and executive transportation service, and any other purpose. #60507 Notice of formation of Slam Products, LLC filed with SSNY on 2/16/16. Offc. Loc: Westchester Cty. SSNY desig. As an agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 32112 Town Green Dr. Elmsford, NY 10523. Purpose: Marketing. #60508

Notice of Formation of Amazing Africa LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 3/22/16. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o The LLC, 515 Pound Ridge Road, Bedford, NY 10506. Purpose: any lawful activity. #60509 Notice of Formation of SLC Holdings Group, LLC. Art. Of Org. filed with SSNY 3/23/16. Office Location: Westchester County. SSNY designated as agent for process. SSNY shall mail a copy of any process to: c/o A. Uzzo & Company, CPAís, PC, 287 Bowman Ave., Purchase, NY 10577. Purpose: To engage in any lawful act or activity. #60510 Frida Method, LLC, a domestic LLC, filed with the SSNY on 3/28/16. Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to The LLC, 12 Summit St., Hastings on Hudson, NY 10706. General purpose. #60511 RJS 83rd Street, LLC, a domestic LLC, filed with the SSNY on 3/23/16. Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to The LLC, 374 McLean Ave., Yonkers, NY 10705. General purpose. #60512 3 SANDPIPER COURT LLC. Filed 3/29/16 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 12 Water St #204, White Plains, NY 10601 Purpose: all lawful #60513 5K TRAVEL LLC. Filed 2/17/16 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 14 Gifford Lk Dr, Armonk, NY 10504 Purpose: all lawful #60514 SPINELLI SURVEYING PLLC. Filed 2/18/16 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 650 Halstead Ave, Mamaroneck, NY 10543 Purpose: Land Surveying #60515 Notice of Formation of ANGSAM, LLC, a domestic limited liability company. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 03/03/16. NY Office location: Putnam County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail a copy of process to the LLC at 79 Craescot Way, Mahopac, NY 10541. Purpose: For any lawful purpose. #60516 Notice of Formation of MMKD REALTY, LLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 4/22/15. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Michael Collins, 83 Calvert Street, Harrison, NY 10528. Purpose. Any lawful act or activity. #60517 Notice of Formation of COMMODORE DEVELOPMENT, LLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 3/1/16. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 43 Beechwood Ave., New Rochelle, NY 10801. Purpose: any lawful act or activity. #60518

Big Ben Fashion USA LLC Arts. of Org. filed with SSNY 3/28/16. Off. Loc.: Westchester Cnty. SSNY designated as agent of LLC whom process may be served. SSNY shall mail process to: c/o the LLC, 280 N Central Ave, Suite 110, Hartsdale, NY 10530. Purpose: all lawful activities. #60520

Payroll Made Simple LLC, a domestic LLC, filed with the SSNY on 4/11/16. Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to The LLC, 3315 Nostrand Ave., Ste. L1-A, Brooklyn, NY 11229. General purpose. #60530

Zafra Minhas Construction LLC Arts. of Org. filed with SSNY 4/1/16. Off. Loc.: Westchester Cnty. SSNY designated as agent of LLC whom process may be served. SSNY shall mail process to: c/o the LLC, 800 Westchester Avenue, Suite S-430, Rye Brook, NY 10573. Purpose: all lawful activities. #60521

Notice of Formation of FJH Holdings, LLC. Arts. of Org. filed with SSNY on 3/4/2016. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to Felix Hernandez, 542 Van Cortlandt Park ave 1F Yonkers, NY 10705. Purpose: any lawful act or activity. #60531

Notice of Formation of French Movie Nights LLC, Art. Of Org. filed with SSNY on 04/05/2016. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall may process to the LLC, 57 Mohegan Road, Larchmont, NY10538. Purpose: Any lawful purpose. #60522 HARRISON PHYSICIAN SERVICES PLLC. Articles of Organization filed with Secretary of State of NY (SSNY) on 2/17/2016. Office location: Westchester County. SSNY designated as agent of PLLC upon whom process against it may be served. SSNY shall mail copy of process to: THE PLLC 106 CALVERT STREET, HARRISON, NY 10528. Purpose: any lawful purpose. #60523 Notice of formation of Limited Liability Company. Name: Somalata USA, LLC. Filed with NYSS on March 10, 2016. Office location: Westchester County. SSNY designated as agent of the LLC upon whom process against it may served. SSNY shall mail a copy of process to the LLC at 80 Ridge Road, in Hartsdale NY 10530. Purpose: Any lawful purpose. #60524 Notice of Formation of Polygon Real Estate Advisors, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 3/30/16. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Kang Wei, 1 High Ridge Road, Ossining, NY 10562. Purpose: any lawful activity. #60525 Cotter Consultants, LLC, a domestic LLC, filed with the SSNY on 3/30/16. Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to The LLC, 226 Pondfield Road W., Bronxville, NY 10708. General purpose. #60526 Notice of Formation of HS Unlimited Enterprise LLC, filed with SSNY on 4/5/16. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 153 Hillside Ave, Mt Vernon NY 10553. Purpose: any lawful purpose. #60528 Notice of formation of K. PELL, LLC. Arts. Of Org. filed with the Sectíy of State of NY (SSNY) on 3/1/16. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process served to: The LLCís business location at 951 McLean Ave. #2C, Yonkers, NY 10704. Purpose: any lawful act. #60529

Name of LLC:FUREVR LOVE, LLC of Org. filed NY Sec. of State 2/16/16. Princ. off. loc.: Westchester Cty. Sec. of State designated as agent of LLC upon whom process against it may be served. Sec. of State shall mail a copy of process to the LLC, FUREVR LOVE c/o Debra Love 22 Standish Drive Scarsdale NY 10583. Purpose: any lawful activity. #60532 Notice of formation of Limited Liability Company (ìLLCî). Name: MMT II LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on April 12, 2016. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to MMT II LLC, c/o Mountco Construction and Development Corp., 700 White Plains Road, Suite 363, Scarsdale, New York 10583. Purpose/character of LLC is to engage in any lawful act or activity. #60533 Notice of formation of Limited Liability Company (ìLLCî). Name: MKC II LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on April 12, 2016. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to MKC II LLC, c/o Mountco Construction and Development Corp., 700 White Plains Road, Suite 363, Scarsdale, New York 10583. Purpose/character of LLC is to engage in any lawful act or activity. #60534 Merajz LLC Arts. of Org. filed with the Sectíy of State of NY (SSNY) on 2/11/16. Office location: Westchester County. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process served to: Merajz LLC, 26 Granview Avenue, Mount Vernon NY 10553. Purpose: any lawful purpose. #60536 Notice of formation of WriteSpace, LLC. Art. Of Org. filed with the Sectíy of State of NY (SSNY) on 4/15/16. Office in Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: Write-Space, LLC, 167 Harriman Rd., Mount Kisco, NY 10549. Purpose: any lawful purpose. #60537

Notice of formation of Limited Liability Company (ìLLCî). Name: NR RAD LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on April 14, 2016. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to NR RAD LLC, c/o Mountco Construction and Development Corp., 700 White Plains Road, Suite 363, Scarsdale, New York 10583. Purpose/character of LLC is to engage in any lawful act or activity. #60538

LEGAL NOTICE TME Audio, LLC has filed articles of organization with the Secretary of State of NYS on 03/30/16. The offices of this company are located in Westchester County, NY. The Secretary of State has been designated as agent of the limited liability company upon whom process against it may be served. The address to which the Secretary of State shall mail a copy of any process against the limited liability company served upon him or her is 86 Edgewood Road, Ossining, NY 10562. The company is organized to conduct any lawful business for which limited liability companies may be organized. #60545

Notice of formation of Limited Liability Company (ìLLCî). Name: NR RAD Managers LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on April 14, 2016. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to NR RAD Managers LLC, c/o Mountco Construction and Development Corp., 700 White Plains Road, Suite 363, Scarsdale, New York 10583. Purpose/character of LLC is to engage in any lawful act or activity. #60539

THE ANNUAL RETURN OF THE ARTHUR J. GAVRIN FOUNDATION, INC. for the year ended December 31, 2015 is available at its office at 1865 Palmer Avenue, Suite 108, Larchmont, NY for inspection during regular business hours by any citizen who requests it within 180 days hereof. Principal Manager of the Foundation is DAVID M. GAVRIN. #60546

Notice of formation of Limited Liability Company (ìLLCî). Name: MNR RAD Associates LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on April 14, 2016. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to MNR RAD Associates LLC, c/o Mountco Construction and Development Corp., 700 White Plains Road, Suite 363, Scarsdale, New York 10583. Purpose/character of LLC is to engage in any lawful act or activity. #60540 Name of LLC: Stradalytics, LLC. Arts. of Org. filed NY Sec. of State 04/11/2016. Off. loc.: Westchester Cty. Sec. of State designated as agent of LLC upon whom process against it may be served. Sec. of State shall mail a copy of process to the LLC, 551 Palmer Avenue, Mamaroneck, NY 10543, Attn: Anusuya Roy Chatterjee Purpose: any lawful activity. #60542 Poleg, LLC. Filed 4/15/16 Office:Westchester Co. SSNY desig. as agent for process & shall mail to:44 Northdale Rd,White Plains,NY 10605 Purpose:all lawful #60543 Notice of Formation of QualityMedx, LLC Art. Of Org. filed with SSNY on 3/15/16. Office. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 40 hamilton Ave. Yonkers, NY 10705. LLC may engage in any lawful act or activity for which a limited liability company may be formed. #60544

Scavone Style, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 03/16/2016 Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: 32 Madison Street, West Harrison, NY 10604 principal business location of the LLC. Purpose: any lawful business activity. #60547 Notice of Formation of Basset Moon Studio, LLC Art. Of Org. filed with SSNY on 2/22/16. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, c/o United States Corporation Agents, Inc., 7014 13th Avenue, Suite 202, Brooklyn, NY 11228. Purpose: any lawful purpose. #60548 Notice of formation of Limited Liability Company. Name: Black Dirt Market, LLC (ìLLCî). Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on April 11, 2016. NY office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Black Dirt Market, LLC, c/o Urban Green Foods, LLC, 45 Main Street, Hastingson-Hudson, New York 10706. Purpose/character of LLC is to engage in any lawful act or activity. #60549 Notice is hereby given that an onpremise license, #TBA has been applied for by KGMA Restaurant Group, Inc. d/b/a Wood & Fire Neapolitan Style Pizza to sell beer, wine and liquor at retail in an on premises establishment. For on premises consumption under the ABC law at 59 Marble Avenue Pleasantville NY 10570. #60550

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Notice of Formation of SHANEKELLI ASSOCIATES, LLC. Articles of Organization were filed with the Secretary of State on February 23, 2016. Office Location is in the County of Westchester. The Secretary of State has been designated as agent of the LLC upon whom process against it may be served. The Secretary of State shall mail process to Going to the Dawgs, 757 Main Street, New Rochelle, NY 10805. Purpose: any lawful act or activity. #60551 Vertu Mazal Tov LLC, a domestic LLC, filed with the SSNY on 3/11/16. Office location: Westchester. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to The LLC, 9 Old Sprain Rd., Ardsley, NY 10502. General purpose. #60552 Brook Plaza Holdings LLC, a domestic LLC, filed with the SSNY on 4/27/16. Office location: Westchester. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to The LLC, P.O. Box 398, Tuckahoe, NY 10707. General purpose. #60554 Flying Fox Enterprise LLC Art. of Org. filed with Secretary of State of NY (SSNY) on April 11, 2016. Office located in WESTCHESTER COUNTY. SSNY designated as agent upon which process may be served. SSNY shall mail a copy of any process against it served upon him/her to: 95 BEEKMAN AVE. STE 448W SLEEPY HOLLOW, NY 10591(the LLC’s primary business location). LLC may engage in any lawful act or activity for which a limited liability company may be formed. #60555 Notice of Formation of Synergy Beauty Bar, LLC Art. Of Org. filed with SSNY on 4/28/16. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 33 South Broadway White Plains, NY 10601. Purpose: any lawful purpose. #60556 Notice of Formation of Projectart LLC. Art. Of Org. filed with SSNY on 3/16/16. Offc. Loc: Westchester Cty. SSNYdesig. as agent of the LLC upon whom process against it may be served. SSNY shall may process to pricipal business location: 14 Lincoln Rd, Scarsdale, NY 10583. Purpose: any lawful activity. #60557 Notice of formation of CHAOS Wildlife Solutions of Westchester, LLC filed with SSNY on 4/14/16. Office located Westchester Cty. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 515 Decatur Ave. Peekskill, NY 10566. Purpose:any lawful purpose. #60558 Notice of Formation of Origin Crafts, LLC. Arts. of Org. filed with SSNY on 7/29/08. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to Origin Crafts LLC, 74 Washington St., Port Chester, New York 10573. Purpose: any lawful act or activity. #60559

MAY 9, 2016

LEGAL NOTICES

MAY 9, 2016

WCBJ | HV Biz

LEGAL NOTICES

Notice of Formation of Land of the Well, LLC. Art. Of Org. filed with SSNY on 9/10/15. Offc. Loc: Westchester Cty. SSNY design. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC,18 Monroe St. Mount Vernon, NY 10550. Purpose: any lawful purpose. #60560 Notice of Application for Authority to do business in New York of SEQUOIA SERVICES LLC (ìLLCî). Application for Authority filed with the Secretary of State (SSNY) on 4/1/16. LLC formed in Delaware (ìDEî) on 9/3/15. Office location is Westchester County. SSNY has been designated as agent of LLC upon whom process against it may be served. SSNY shall mail a copy of such process to the LLC c/o Registered Agents Inc. 90 State Street, Suite 700 Office 40 Albany, NY, 12207. Office address in DE is c/o Harvard Business Services, Inc. 16192 Coastal Hwy Lewes DE 19958. Copies of Certificate of Organization of LLC are on file and may be obtained from the Secretary of State of DE, Townsend Bldg., 401 Federal Street ñ Suite 4, Dover, DE 19901. Purpose of business of LLC is any lawful act or activity. #60561 Nexus Point Advisors, LLC has filed articles of organization with the Secretary of State of NYS on 04/27/16. The offices of this company are located in Westchester County, NY. The Secretary of State has been designated as agent of the limited liability company upon whom process against it may be served. The address to which the Secretary of State shall mail a copy of any process against the limited liability company served upon him or her is 115 E Stevens Ave, Valhalla, NY 10595. The company is organized to conduct any lawful business for which limited liability companies may be organized. #60563

Pure Bliss Yogurt & Juice Bar, LLC Date of filing articles of organization with secretary of state: April 13, 2016 County in which office of LLC is to be located: Westchester Address of principal place of business of LLC: 988 King Street, Rye Brook, New York 10573 The secretary of state has been designated as agent of the LLC upon whom process against it may be served. The post office address to which the secretary of state shall mail a copy of any process against it served upon him or her is: 988 King Street, Rye Brook, New York 10573 Purpose of business of LLC: any lawful purpose. The term of the LLC is perpetual. 60318-024 #60564 Notice of Formation of WESTHILL COTTAGE, LLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 4/11/16. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 1 Renaissance Square, White Plains, NY 10601. Purpose: any lawful act or activity. #60565 Notice of Formation of Global Moving & Relocations LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 7/23/14. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: Roberto Medina, 1000 Saw Mill River Rd., Unit A, Yonkers, NY 10710. Purpose: any lawful activity. #60566

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Notice of Formation of a Limited Liability Company : Network Conglomerate LLC Articles of Organization filed with the Secretary of State of New York On 3/4/2016. Office Location. Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to the LLC, 1 West Prospect Avenue, Mount Vernon, NY 10550. Purpose: any lawful act or activity. #60567

PUBLIC VIEWING Prior to Auction 173 Aqueduct Road, White Plains NY 10606. Formerly known as Aqueduct Laundry. Dates, MAY 10, 2016 9am to 2 pm And May 24, 2016 9am to 2 pm Auction date May 26, 2016 9:30 am. At Westchester County Court House 111 Dr. Martin Luther King, Jr. Blvd., White Plains, NY 10606. Courthouse lobby Instructions for bidding will be provide at both viewing dates. #60562

MAY 9, 2016

Trim 11.5”

Trim 10”

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