Westchester County Business Journal 052316

4 | $KY HIGH MAKEOVER MAY 23, 2016 | VOL. 52, No. 21

YOUR ONLY SOURCE FOR REGIONAL BUSINESS NEWS

WESTCHESTER STARTUP NONNATECH BRINGS SENIOR CARE INTO DIGITAL AGE

BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

I

magine being able to track your daily habits to detect and address potential medical emergencies before they happen. One Westchester startup offers a system it says can do just that, focused on the elderly and chronically ill.

Nonnatech, operating out of an office in downtown White Plains, says it is the first system to offer real-time monitoring and predictive analytics to track patients and cut down on the need for emergency room visits.

It works like this: a series of sensors are placed throughout a person’s home or assisted living facility to monitor that daily activity. Sensors in the bathroom, chairs, floor, bed and more can track sleeping problems, whether pills are taken on

31 | SALES ARE BURNING UP

schedule and unusual bathroom use.

Using predictive analytics, Nonnatech can discover and red-flag potential health problems before even the most attentive of caregivers might catch on.

Nonnatech’s founder and CEO Gary German gives the example of daily bathroom habits.

“If for the past month they were going to the bathroom twice a day, then all the sudden you see a pattern where they start going three, four, five times a day, that could be identify a possible issue, like a urinary tract infection,” German said.

The system can also do something as simple as turn the lights on and notify a caregiver if a person with a functional impairment gets up from bed at night, when German says a dangerous fall is statistically most likely to happen. » NONNATECH, page 6

westfaironline.com

Shrimp Newburgh SEE PAGE 2

Jean Claude Frajmund has turned a section of a former mattress factory into a shrimp-farming venture near the Newburgh riverfront. Photo by Bob Rozycki.

Long-delayed development stirs to life in Sleepy Hollow

BY JOHN GOLDEN jgolden@westfairinc.com

SPEAKING AT A GROUNDBREAKING CEREMONY on a vast, empty expanse of concrete and broken asphalt on the Sleepy Hollow riverfront, New Jersey developer Jonathan Stein recalled the long history of a mixed-use development that will start there this spring and whose completion, at a cost of $800 million to $1 billion, might still be a decade away.

“It’s been an extraordinary ride,” the regional developer told an audience of public officials, local residents and business people gathered on the 67-acre site of the former General Motors automotive plant, where the last Chevrolet minivan rolled off the assembly line in 1996. Two years after the plant closing, GM officials approached Stein, then a partner at Roseland Property Co. in Short Hills, N.J.,

about developing the site.

“That was 1998,” said Stein, who later founded Diversified Realty Advisors LLC, the Summit, N.J., company partnering in a joint venture with SunCal, a national developer of large-scale master-planned communities, to redevelop the General Motors property, a short distance north of the Tappan Zee bridge construction, as a transit-oriented community named Edgeon-Hudson. “The site looked exactly like it does today,” he said, an observation that drew laughter from the crowd.

Stein’s company was chosen for the project over some prominent metropolitan developers and in 2001, a contract between the Detroit automaker and the developer was publicly announced, he recalled.

Gov. George Pataki that year took part in a groundbreaking on the razed site off Beekman Avenue for a project then called Lighthouse Landing, a tribute to the inac-

tive county-owned lighthouse on the site that Stein at the May 18 ceremony called “the lynchpin of our development.”

Fifteen years ago, “I said to my partners, ‘No problem, two years, we’ll be in the ground,’” Stein recalled. “I was a little off on timing.”

The project was delayed for several years by lawsuits brought against the village of Sleepy Hollow by GM and the bordering village of Tarrytown, the credit market crisis that brought commercial development to a standstill in Westchester, the recession and GM’s bankruptcy reorganization.

Roseland parted ways with General Motors on the project in late 2007, noting at the time that Sleepy Hollow officials in their environmental review had scaled back the proposed development “to the point where it became economically unviable for our company.”

Tarrytown officials in 2011 petitioned

a state court to annul its municipal neighbor’s approval of the Lighthouse Landing plan, claiming Sleepy Hollow did not take a “hard look” at the project’s impact on traffic and parking and did not thoroughly review alternative proposals. But a state judge, citing in detail the project’s “lengthy and contentious” planning approval process, in 2012 rejected Tarrytown’s claims.

General Motors in 2012 issued another request for proposals from developers.

Stein said the company reached out to him to see if he wanted to again participate in the project with his new company. In 2013, the automaker completed an environmental cleanup of the industrially contaminated site. In 2014, the joint venture of Diversified Realty and SunCal purchased the site for $39.5 million.

When fully built, Edge-on-Hudson will include 1,177 condominiums, townhouses » SLEEPY HOLLOW, page 6

Biz Shrimp Newburgh may be

the next big thing in the food world

BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

A

merica has a shrimp problem, and Jean Claude Frajmund believes he has a solution.

In September, Frajmund launched Eco Shrimp Garden, an indoor sustainable shrimp farm in an industrial corridor of Newburgh. He hopes the business can be part of a larger movement to push people away from unsustainable, imported seafood.

Despite America’s clear love for shrimp (Americans consume almost as much of the stuff as the next two most popular seafood choices combined), the shrimp sold on shelves is not always top quality, at least according to Frajmund.

“They’re crap,” Frajmund said. “They are all crap. Ninety-nine percent comes from Asia, South America. A lot of chemicals, antibiotics. There’s slave labor.”

About 90 percent of all seafood consumed in the U.S. is imported, with shrimp making up about 33 percent of those imports, according to Seafoodfacts.org, a collaboration between Cornell University and the New York Sea Grant Extension Program.

As for the slave labor, he’s not exaggerating. The Associated Press won a Pulitzer Prize earlier this year for its investigation into slavery in the seafood trade in Thailand, a major exporter of shrimp. The AP series led to more than 2,000 fishermen being rescued, dozens of arrests and millions of dollars of seafood seized. In February, President Barack Obama signed into law a bill that closed a loophole and banned the import of slave-produced goods.

In January, the magazine Mother Jones published a column questioning whether Americans should stop eating shrimp altogether, citing the reports of slavery, the high carbon footprint of shrimp farming, antibiotics used to speed shrimp growth and overfishing driven by the demand.

Frajmund’s business offers what he says is a solution. Eco Shrimp Garden advertises fresh, never frozen shrimp grown sustainably and free of chemicals, hormones and antibiotics.

All this is coming from the basement of the former Resnick’s Mattress factory on William Street. There, Frajmund looks over 28 saltwater tanks, each 14 feet in diameter and four feet in depth, that produce about 350 pounds of fresh shrimp per week. He expects production to increase soon.

It will need to. Frajmund only sells his product once per week at the Union Square Greenmarket in Manhattan, and he says he’s usually sold out early in the afternoon.

Frajmund has a long history with

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WCBJ | HV Biz

shrimp. Born in Brazil to French parents, he backpacked through his native country while he was 16 and landed in a small fishing village. It was there, in the 1980s, that he hooked up with a group of shrimpers.

He joined fisherman who walked neck-deep along the shore at dawn and returned with 40 pounds of fresh shrimp each morning.

“This was breakfast,” he said.

When he returned to his home city of Brasília, he wanted to get started right away on launching an indoor shrimp farm. But after six months of research, he found there wasn’t the technology he needed to do it in a sustainable way. He gave up.

Thirty years later, in 2012, Frajmund, who was living in Manhattan with his wife and kids, found an article about the concept of indoor sustainable shrimp farming. His interest was revived. Frajmund, who is fluent in five languages, started making calls all over the world to gather information. He visited five other shrimp farms, including one in England, to come up with his system.

That system involves overnighting minuscule baby shrimp, known as postlarvae shrimp in industry parlance, from a pathogen-free producer in Florida. The pathogen-free part is important, Frajmund notes. It’s the first step of a larger chemicalfree, all-natural ethos that guides the process.

The shrimp are then raised in the pools in a process that takes between three and six months in the 84-degree, extrahumid environment of the basement. The tanks replicate ocean water. No chemicals, antibiotics or hormones are used during the process. The saltwater in tanks filters biologically through a biofloc filter and is recycled throughout the facility, meaning the operation produces zero waste.

“My water bill is less than it is for many families,” he said.

Frajmund seeds a new crop of shrimp every week. That means he can harvest every week, too.

Along with three other employees, Frajmund checks water levels and feeds the shrimp each morning. Fresh shrimp are farmed out from the tanks on Fridays using a large net. They are packed on ice and driven down to Manhattan, where they are sold to customers and restaurants only hours after harvest.

Prices vary based on the size of the shrimp. The largest shrimp, called the colossal, goes for about $35 per pound. It’s a tougher price point than shrimp off a grocerystore shelf, but Frajmund said he’s creating a completely different product. Fresh shrimp has a sweeter taste, similar to scallops, he said, with no need for cocktail sauce.

“People are like, ‘Man, I wasn’t eating

shrimp anymore,’ and now it’s like, ‘Wow, I can eat shrimp,’” he said. “It’s not only better quality, the taste is totally different.”

By 1 p.m. at the market, odds are a lot of disappointed customers will be sent home with empty coolers.

“The demand is gigantic,” Frajmund said. “I can sell 10 times more than what I produce.”

Frajmund is only using about a third of the 30,000-square-foot basement space. His operation will soon use more of that space to run 90 tanks and produce 100,000 pounds of shrimp per year. He is set up to produce about 16,000 pounds per year.

But he’s not interested in building up a huge commercial operation. He said there’s a limit to the method.

“The Eco Shrimp Garden concept is to have small units close to consumer markets,” he said. “We have to keep the three things we love: sustainable, local, and fresh, never frozen. So if we expand, I don’t want a gigantic building with a thousand tanks. That doesn’t make sense.”

There are about 30 indoor shrimp farms in the country, but Frajmund said he’s the first to try to create one in an urban area. For that, Newburgh was the perfect fit.

“I’m a city guy, I like to be able to go to the corner and get a sandwich,” Frajmund said. “And here you have architectural beauty, and it’s a real city — not just Main Street.”

The shrimp garden has been seen as a heartening development for Newburgh as it attempts to revitalize unused industrial space. The day Eco Shrimp Garden opened, the city held a reception that featured a speech from Mayor Judy Kennedy and appearances by U.S. Rep. Sean Maloney, state Sen. Bill Larkin and Assemblyman Frank Skartados.

Frajmund recalls seeing coverage of the event on the news later that night.

“The opening of the news was ‘Newburgh: the shrimp capital?’” Frajmund said with a laugh.

He said he’s happy to be generating positive headlines for the city.

“There’s something happening here,” Frajmund said. “There are a lot of problems, yes, but there is a lot of quality as well.”

Meanwhile, he said the early demand has proved that urban, sustainable farming can work in the seafood sector.

“We are proving the concept is there,” Frajmund said. “But it’s a society decision, not one only for Washington and Albany.

We can say we won’t buy this crap shrimp anymore, and instead we will put $6 billion a year right here that America right now just sends out.”

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MAY 23, 2016

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Westchester Airport FBO getting an extreme makeover IMPROVEMENTS ARE DESIGNED TO ‘CLASS UP’ THE AIRPORT

BY ALEESIA FORNI aforni@westfairinc.com

M

illion Air, a Houston-based aviation company, will invest $70 million in new infrastructure at Westchester County Airport, according to President and CEO Roger Woolsey. The upgrades include a new terminal, expanded hangar and a reception building.

The county Board of Legislators unanimously approved a 30-year ground lease agreement on May 16, allowing Million Air to operate both a light aviation facility and a full-service heavy aircraft fixed-base operation, one that will provide a range of services including fueling and general aviation maintenance.

For the light aircraft portion, Million Air will pay the county a percentage of revenues that will increase every five years.

Rent for the fixed-base operation will be $261,360 annually for a 6-acre area for the first 43 months and will then increase to $725,274 per year for a 9-acre area.

The original lease, which was entered into in 1999, allowed Million Air to operate a light

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From left: Business Council of Westchester Chairman Anthony Justic, Million Air CEO Roger Woolsey and BCW President Marsha Gordon.

Photo by John Vecchiolla.

general aviation facility at the airport. Rent was roughly $60,000 per year.

The project is expected to add about 170 jobs over the next two years.

During a conversation presented by The Business Council of Westchester, Woolsey

said that the upgrades will include fireplaces, high ceilings, aluminum archways and even a Starbucks. He added that these new facilities will also force other fixed-base operations at the airport, including Signature Flight Support and Landmark Aviation, to “class up.”

Woolsey said that he wants those who fly into Westchester County Airport “to feel that Ralph Lauren feel before they ever make it to their car.”

The renovation plan faced some pushback from the community, who worried it

would lead to an increase in landing and takeoff noise. On the contrary, Woolsey said, these upgrades will cut the airport’s landings in half because a majority of planes are currently flying in from nearby airports without passengers on board.

“The aircraft come in empty to pick up their executives, they do their business, they come back, and they fly back empty,” he said.

“We want those aircraft to bed down here.”

Business Council Executive Vice President John Ravitz said that this is “a huge, huge win for Westchester County,” and that the project is a “step in the right direction” toward allowing “more businesses and private companies to understand that Westchester Airport can be a great location for them to come and fly into.”

Woolsey noted that the Westchester County Airport is “an odd airport” that is “misunderstood” by both the community and its current airlines, but he hopes to help change that perception with these improvements.

The conversation, which was sponsored by People’s United Bank and held at the Castle Hotel & Spa in Tarrytown, also touched on Woolsey’s background, from his humble beginnings growing up in public housing to his early career as a pilot, jetting megastars like Stevie Nicks and Garth Brooks across the globe.

Woolsey is also CEO of American Jet International, a company that offers charter and aircraft management.

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Visit www.msnyc.org to purchase tickets.

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MAY 23, 2016

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BUSINESS JOURNAL

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To apply, visit: www.ct.gov/dob The total compensation plan includes a generous benefits package worth over 50 percent of the employee’s salary, including a state pension plan, optional 457 deferred compensation plan, and extensive medical and dental coverage. Generous vacation accruals, sick leave and personal leave plus 12 state holidays allow for excellent work-life balance.

NEW NAME FOR PACE U. LAW SCHOOL

BRIEFLY SMITH NEWEST PRESIDENT OF BERKELEY COLLEGE

THE PACE UNIVERSITY COMMUNITY CELEBRATED the renaming of its law school in White Plains as the Elisabeth Haub School of Law at May 5 events on campus attended by family members of the law school’s namesake, an environmental advocate and philanthropist. The Haub family provided a gift to Pace University that is the largest the school has received in its history.

Pictured at the celebration, from left, Pace University President Stephen J. Friedman; environmental law professor Robert F. Kennedy Jr.; Liliane and husband, Christian Haub, grandson of the late Elisabeth Haub, and David Yassky, dean of the renamed law school.

Berkeley College President Michael Smith at his inauguration. Photo courtesy Berkeley College.

MICHAEL J. SMITH, A FORMER Westchester County legislator, was inaugurated as president of Berkeley College.

Smith was appointed president in June 2015, but was officially inaugurated at a ceremony on May 13 at the college’s campus in Woodland Park, N.J. In front of a crowd of about 1,000, featuring administration, faculty and students from the school, Smith emphasized the power of each individual in helping students.

“Imagine how we could impact graduation rates if each member in the audience did whatever it would take to see just one more student graduate,” Smith said.

Berkeley College is a school of about 8,300 students across eight campuses. The three New York campuses are in Midtown Manhattan, Brooklyn and White Plains. The five in New Jersey are in Dover, Newark, Paramus, Woodbridge and Woodland Park.

Smith is a certified public accountant and holds an MBA degree from Fordham University Graduate School of Business.

Over a 19-year career at Berkeley, he has held the titles of senior vice president, finance, and chief financial officer of BES Inc., the college’s corporate office.

Smith was elected to the Westchester County Board of Legislators twice and served from 2012 to 2015. He also served as the Valhalla Union Free School District Board of Education president from 2008 to 2011.

—Ryan Deffenbaugh WCBJ | HV Biz

MAY 23, 2016

5

NONNATECH — From page 1

German said the devices are unobtrusive and don’t require the person to wear anything, such as a heart rate monitor.

Instead they are placed in objects throughout the home.

While tracking daily activities might raise privacy concerns for some patients, German said Nonnatech is HIPAA compliant and gets consent from all users. The increased tracking is accepted as a way to allow for increased overall independence, he said.

“With older adults, they like the fact it allows them to stay out of a nursing home or hospital as long as possible,” German said. “So they understand, even if they feel they are giving up some freedom by having this technology in their living environment, they are able to go ahead and live in their communities.”

German drew on his own experience caring for his family for the idea behind his startup.

His grandmother had a stroke that required her to spend time in a hospital and rehabilitation center. After leaving rehab and switching to home care, German discovered his grandmother had been abused by a caregiver.

While he said she’s doing well now, “as much as you can for 90,” it pushed him to think more about how to better care for a rapidly expanding senior population.

He left a career in finance and incorporated Nonnatech in 2010. He calls his grandmother babcia, but decided to use nonna for the company’s name instead. It’s the Italian word for grandmother, which his wife uses.

He saw Nonnatech as a chance to make a difference in people’s lives he felt finance didn’t offer.

“I wanted to give back, as cliché as it sounds,” German said. “In finance, you are helping other people make money and you’re not really making a change.”

German had his mother in mind as he started the business as well. She became the main caregiver to his grandmother, and he said as a result she neglected her own health. She died in 2010. German said he believes she avoided going for treatment that could have helped her, instead focusing on caring for her mother.

“A lot of people look at seniors, but not the caregivers,” German said. “But they need help as well.”

So far, German has focused on selling Nonnatech’s system directly to caregivers, such as assisted living facilities and home care providers.

He said the company’s data has shown Nonnatech’s system is proven to reduce emergency room visits by 35 percent among elderly and chronically ill individuals. That can mean a savings of $500 per patient each month for a home care provider or assisted living facility.

Potential clients can pick from two pricing tiers: one starting at $89 per user each

month and another at $119 per user each month. The higher-priced plan offers a filter of all incoming data to measure patient risk levels, plus an off-site call center and automatic notification of staff for certain set protocols.

German said he believes the platform can reach tens of thousands of users within the next couple years.

“Ultimately, there are 37 million adults with at least one functional impairment,” German said. “I’m not saying we can get all those 37 million, but that’s a huge chunk of America’s population that Nonnatech can benefit.”

The company is currently working to create partnerships with health care organizations, secure funding and improve its technology.

“We don’t want to be sitting on our hands not trying to make changes,” German said. “What we are now is very different from what we were even six months ago as far as technology.”

In 2014, Nonnatech was named a winner of a $1 million innovation grant by PILOT Health Tech NYC, a competition run by the New York City Economic Development Corporation focused on increasing innovation in health technology.

Nonnatech was featured that same year on the popular technology website Engadget.com with the headline “Your connected home could one day save your life.”

German also flew out to Milan, Italy for an Internet of Things conference run by the IEEE tech professionals organiza-

tion. Internet of Things refers to the way physical object interact through network connectivity. There, the group won a startup competition.

German views Nonnatech as being part of a revolution with sensors and the Internet of Things that he compared to the Industrial Revolution.

“We don’t want sensory overload, but I think it can be important and Nonnatech can be part of that revolution,” German said.

He said 10 years ago, his whole company wouldn’t have been possible. The sensors were too expensive and the software not yet developed.

“A decade ago, the biggest product out there was ‘I’ve fallen and I can’t get up,’ the Lifeline you put around your neck,” German said. “We’ve come from that to where Nonnatech and other companies in this space are, and it’s just so, so different.”

Hudson’s first phase, including 61 units of affordable senior and workforce housing. A four-story Loft District, with architectural details evoking the region’s industrial heritage, will include 188 loft-style apartments.

Initial construction also will include 46 three-story and four-story condominiums for sale and 72 townhouses in a Central Park District.

“It’s a development site,” said Hart Howerton CEO Jim Tinson, “but we’re not

creating an isolated development project. It’s a place that’s going to bring people together.”

Johnson said the total development will cost $800 million to $1 billion. The full buildout will be completed in four or five phases. “We’re looking somewhere in the 8- to 10-year range” for completion, he said.

Over the years of planning and delays, Stein said, “The market has grown” for Edge-on-Hudson because of migration from Manhattan by residents facing high housing and living costs. “Our market, which we thought was going to be the local Westchester market, we now think is going to be more of a regional draw,” he said. “We’ve differentiated the market so we would hit different price points” with the mix of condos, lofts and townhouses.

For Sleepy Hollow Mayor Kenneth Wray, “An enormous sense of relief right now is what we feel,” he said at the ceremonial groundbreaking. “So, finally, here we are. It’s been a long, long wait.”

“This is a defining moment for our village, a real turning point,” Wray said.

“We’re not here just for a groundbreaking, but really to break with our industrial past and move into the 21st century,” the mayor said.

SLEEPY HOLLOW — From page 1

and rental apartments; a 140-room boutique hotel that will be the first hotel in Sleepy Hollow; 135,000 square feet of retail and restaurant space and 30,000 square feet of office space; about 16 acres of parkland for public use and a riverfront promenade connecting the Westchester Riverwalk and Kingsland Point Park, which abuts the northern end of the site.

“This is not going to be a gated community,” Peter Johnson, executive vice president at SunCal, said at the groundbreaking. “We see this as bringing the waterfront back to the community and bringing the community back to the river.”

The developers have begun building a temporary bridge for the construction project on Beekman Avenue, where the development’s main entrance will be. That work is expected to be completed in about three weeks, after which workers will begin demolishing the auto plant’s concrete and asphalt slab and import fill material to the site.

Johnson said utilities — water and sewer lines

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Lower left: The Edge-on-Hudson development site in Sleepy Hollow.

and electrical service — should be installed by fall. The first residences will begin to rise in 2017 and should open in 2018, he said.

Stein said the partners have obtained construction financing from Centennial Bank. He and Johnson did not have firstphase costs available. No general contractor has yet been selected for the project.

Designed by Hart Howerton, the New York City architectural and design firm, 306 housing units will be built in Edge-on-

Gary German. Photo by Bob Rozycki.

• Aspect Capital renewed for 2,000 square

DEALS &DEEDS

feet of space at Metro Center in Stamford.

Jeffrey H. Newman, senior vice president of Empire State Realty Trust, said the firm’s Westchester and Fairfield office buildings are 94.5 percent leased.

Newman represented the landlord in all of the transactions along with Senior Leasing Associate Kimberly Zaccagnino and Leasing Associate Tara Long.

DOZEN DEALS DONE AT EMPIRE STATE REALTY TRUST

BERKSHIRE HATHAWAY HOMESERVICES OPENS RYE OFFICE

EMPIRE STATE REALTY TRUST INC. closed 12 lease deals totaling more than 75,000 square feet of office space in Westchester and Fairfield counties from November to April, the New York City-based real estate firm reported.

Nine businesses inked lease deals at Empire properties in Westchester. They were: • Keevily Spero-Whitelaw Inc., an insurance services agency, renewed for 14,200 square feet at 500 Mamaroneck Ave. in Harrison. The tenant was represented by brokers Chris O’Callaghan and Mark Jacobs of JLL. • Stark Business Solutions renewed for 13,800 square feet at 500 Mamaroneck.

The tenant’s broker was Eric Goldschmidt of Goldschmidt & Associates.

• Marubeni Specialty Chemicals Inc. renewed for 12,300 square feet at 10 Bank St. in White Plains. JLL’s O’Callaghan, Jacobs and Justin Centre brokered the deal for the tenant.

• Pro Travel International LLC renewed for 7,000 square feet at 500 Mamaroneck Ave. • NuEnergen LLC renewed its lease and expanded to 5,000 square feet at 10 Bank St. • Colonial Life & Accident Insurance Co. leased 3,800 square feet at 10 Bank St. Michael Gordon and Joseph Cabrera of Colliers International represented the tenant.

• Banco Latino-Americano de Comercio Exterior S.A. (Bladex) leased 3,100 square feet of office space at 10 Bank St. Nancy Weinstein of Savills Studley brokered the deal for the Panamanian bank.

• The Gateside Group LP renewed for 2,200 square feet at 500 Mamaroneck Ave. • Pantaenius America Ltd. renewed for 1,900 square feet at 500 Mamaroneck Ave. Alan Zuckerman of Alan Zuckerman Real Estate represented the tenant.

In Fairfield County, three financial services companies signed office leases with Empire State Realty Trust: • DBRS Inc., a credit rating agency, leased 5,300 square feet at 100 First Stamford Place in Stamford. CBRE brokers Gerry Miovski and Budd Wiesenberg represented the tenant.

• Paycom Payroll LLC leased 4,800 square feet at 100 First Stamford Place. Tenant brokers were Jesse Rubens and Sebastian Findlay of MHP Real Estate Services.

BERKSHIRE HATHAWAY HOMESERVICES NEW ENGLAND and Westchester Properties has opened a residential brokerage office at 22

Berkshire Hathaway HomeServices New England Properties became one of the Berkshire Hathaway network’s first affiliates when it transitioned from Prudential Real Estate in September 2013. The brokerage has since become the network’s sixthlargest affiliate for volume and expanded into Westchester County last July with the opening of offices in Eastchester, Scarsdale and Larchmont.

Berkshire Hathaway HomeServices New England and Westchester Properties has 53 offices and more than 1,800 Realtors in Westchester, Connecticut, and Rhode Island.

Purchase St. in downtown Rye. The office is led by Harrison resident Margaret Grasso, whose family-owned house construction business in New Rochelle operates a satellite office at the same Rye address. With her husband, Jeff, Grasso will continue to oversee sales of Grasso Development projects while leading the brokerage, according to Berkshire Hathaway.

Grasso in the announcement said the Purchase Street office “provides us with a centralized location for our clients and agents” in serving Rye, Harrison, Rye Brook and surrounding communities.

Headquartered in Wallingford, Conn.,

—John Golden

1891-2016 -Property Ownership & Investments

-Mortgage & Equity Financing

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www.houlihanparnes.com OFFICE REALTY

WCBJ | HV Biz

MAY 23, 2016

7

Above the Bar Awards to honor six attorneys

BY DANIELLE BRODY dbrody@westfairinc.com

F

ive leading attorneys and one “promising” law student will be honored at the 10th annual Above the Bar Awards on June 2 at Elisabeth Haub School of Law, formerly Pace Law School, in White Plains.

The event features a cocktail hour reception and a program honoring recipients chosen by a panel of judges chose winners in five categories: Pace Setter, Most Socially Conscious Attorney, Leading Attorney Under 40 and Most Promising Law Student.

The event is sponsored by the Westchester County Business Journal, Elisabeth Haub School of Law and Citrin Cooperman. Additional sponsors include The Bristal Assisted Living, The Kensington, The Westchester Bank, Westchester County Bar Association and Westchester Women’s Bar Association.

“As the publisher of the Westchester County Business Journal, which covers local businesses, professionals and entrepreneurs, we are acutely aware of the important role attorneys fill in both public and private sector transactions,” said Dee DelBello.

“That’s why we helped create the Above the

Bar Awards. It’s meant to give recognition to the outstanding attorneys in our county who scrupulously provide expert legal counsel to their clients. Congratulations to our 2016 awardees.”

The winners: Dolores Gebhardt, recipient of the Pace Setter Award, is a partner at McCarthy Fingar LLP in White Plains. She is also a member of the New York State Bar Association’s Committee on Courts of Appellate Jurisdiction.

Barbara Finkelstein, recipient of the Most Socially Conscious Award, is CEO of Legal Services of the Hudson Valley. Among other organizations, she is a member of New York Chief Justice Janet DiFiore’s Permanent Commission on Access to Civil Legal Services in the state.

Neil Rimsky, recipient of the Leading Trusts and Estates Attorney Award, is cochairperson of Cuddy & Feder’s Trusts, Estates & Elder Law Group. Rimsky is admitted to the Council of Advanced Practitioners of the National Academy of Elder Law Attorneys and serves on the board of the New York Chapter of NAELA. James L. Hyer, one of two recipients of the Leading Attorney Under 40 Award, is a

partner at Bashian & Farber LLP in White Plains. He is involved in numerous organizations, including Lambda Peer Support Services and Westchester Bar Association.

Eon Nichols, also a recipient of the Leading Attorney Under 40 Award, is a partner and vice chairperson of the Real Estate Group at Cuddy & Feder LLP. Nichols serves on numerous boards, including the board of governors of the YMCA of Central and Northern Westchester and African American Men of Westchester.

Erica Danielsen, recipient of the Most Promising Law Student award, graduated from Elisabeth Haub School of Law this month. Danielsen has accepted a position at the Legal Aid Society of Westchester County, where she will start her career as a criminal defense attorney.

The keynote speaker for the event is Surrogate’s Court Judge Brandon Sall.

Sall intitally was appointed Surrogate of Westchester County by Gov. Andrew M. Cuomo and was elected to the same judicial post last year. He previously was a partner at White Plains law firm Gellert & Rodner.

Gary M. Karlitz, practice leader of valuation services at Citrin Cooperman, will serve as master of ceremonies for the event.

2016

ABOVE THE BAR AW

ARDS

“My goal when we were creating the Above the Bar awards was to recognize the outstanding accomplishments of the top lawyers of Westchester County for their contribution to the profession and to the community,” said Alan G. Badey, managing partner of Citrin Cooperman’s White Plains office.

“It is an honor to be celebrating the winners of the 10th annual event – congratulations to all of the winners and nominees on this welldeserved recognition.”

The event begins at 5:30 p.m. at the school’s White Plains campus on North Broadway.

To register, visit www.westfaironline.com/ abovethebar. For more information, contact Danielle Brody at dbrody@westfairinc.com or 914-358-0757.

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ASK ANDI

BY ANDI GRAY

Do your homework before offering something new Making a profit on something new can be a challenge. Had we not launched a new offer last year, we might have avoided losses in the past six months. But then we’d have one less thing to sell, which would also be a problem. How do we know which type of work is the most profitable?

THOUGHTS OF THE DAY:

Try out new products or services on existing clients first.

Price according to market need. Expand to new clients when you know you have an offer that works. Make sure to price in a margin for error. Allow the new venture enough time to get off the ground.

When bringing a new product or service to market there are bound to be glitches.

Don’t risk losing a new customer by exposing them to things that could go wrong. Start by focusing on a group of clients you can trust, who will test out your products without jeopardizing your relationship. Go to those clients who will give you honest feedback and who will work with you if things aren’t right.

Do your homework on what the market will bear. Ask test clients to provide input on value. Did this product or service make their world better? In what way? How does that translate into savings greater than cost? How much would they pay to get their hands on that kind of savings all the time?

If it looks like your product or service doesn’t make your customers’ world better in a compelling way, go back to the drawing board and figure out a better approach. Did you offer the solution to the wrong customers? Is your offer too hard to work with? Is the need really out there for what you’re offering? Will tweaking make things better, or would you be better off scrapping this solution and working on something else?

Once the clients you know and trust are raving about your new offer and paying the price you want, then, and only then, is it time to branch out to bring on new buyers for your newly tested offer.

You want to stay away from prospects while in the testing phase for two reasons.

If you make a mistake delivering, you might lose the new client forever, since they don’t have the positive experiences with you that your current clients have. Secondly, if you make a mistake on pricing and have to go back to ask for an increase, existing customers will be somewhat understanding, but new customers might think you’re trying to take advantage of them.

When figuring out the right price for your new product or service, temptation

TWB Greyston may be to price low in order to get over the WCBJ 7.375” x 7.125” h “What is this new hump of w people asking, 4/19/16 thing and why should I use it?” Or, you might look at what competitors charge for similar solutions and set your price in the same ballpark. Don’t do it that way!

Do your homework and figure out the

value proposition. Why would people want this offer and how will it make their lives better? How is this better than what the competitors are offering? Create an exclusive “can’t live without it” approach through your marketing materials, and price to that value.

It’s usually easier to lower a price down the road than it is to raise a price. If you aren’t sure about what to charge, set the price high and offer a first-time user discount. In trade for the discount, ask users for detailed feedback on the value of the product or service.

Use those testimonials to justify a higher price when you do a full launch.

Allow ample time to test and make adjustments. Make sure your ultimate mar-

ket is large, long-lasting and can afford what you can offer. Line up multiple ways to get the word out once you’re ready to go live.

LOOKING FOR A GOOD BOOK? “Pricing Strategy: How to Price a Product”, by Bill McFarlane.

Andi Gray is president of Strate�y Leaders Inc., Strate�yLeaders.com, a business consulting �irm that teaches companies how to double revenue and triple pro�its in repetitive growth cycles. Have a question for AskAndi?

Wondering how Strate�y Leaders can help your business thrive? Call or email for a free consultation and diagnostics: 877-2383535, AskAndi@Strate�yLeaders.com. Check out our library of business advice articles: AskAndi.com.

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MAY 2016

Cardinal Timothy Dolan to Address Annual Dinner This year’s Business Council Annual Dinner will be a very special affair with Timothy Cardinal Dolan, Archbishop of New York, as the featured speaker. The dinner will be held Thursday, October 6, at the Hilton Westchester in Rye Brook.

“We are exceptionally pleased to welcome Cardinal Dolan to our most prestigious event of the year,” said Marsha Gordon, BCW President and CEO. “The Cardinal is known both nationally and across the world as a compassionate and engaging leader. He is a skilled speaker who brings both insight and humor to his remarks and we look forward to what we are sure will be a memorable evening.”

Cardinal Dolan and the Archdiocese of New York share with the BCW a strong belief in fostering economic development and creating jobs for young people. “Cardinal Dolan is a global leader. To have him spend time with BCW members and the business community will be a real plus,” said John Ravitz, Executive Vice President and COO of The Business Council of Westchester.

For more information about the Annual Dinner and sponsorship opportunities, please visit thebcw.org

Upcoming Events JUNE 8 6th Annual Westchester Green Business Challenge Recognition Event & Award Ceremony The Briarcliff Manor 5:00 - 7:30 am

JUNE 16 Rising Stars Awards – 40 Under 40 The Atrium, 800 Westchester Avenue, Rye Brook 5:00- 8:00 pm

JUNE 20 TAMI Talks Manhattanville College, Purchase 5:30 – 7:30 pm

JUNE 23 Tompkins Mahopac Bank Power Breakfast Developing a Hunter Sales Force Moderator: Jay Spielvogel, Managing Director and Venator Sales Group Crowne Plaza, White Plains 8:00 – 9:30 am

10

MAY 23, 2016

WCBJ | HV Biz

Rockin’ Good Time for Hall of Famers More than 600 business leaders were on hand to rock the house as the Business Council of Westchester inducted six new members to the Business Hall of Fame.

The awards dinner, which was held April 19 at the Glen Island Harbour Club in New Rochelle, featured a “Rock & Roll Hall of Fame” theme complete with Elvis and Elton John look-a-likes who greeted guests as they arrived.

The winners in their respective categories are: Corporate Citizenship: Westchester Medical Center in Valhalla. Michael Israel, President and CEO, and Board of Directors Vice Chair Mark Tulis accepted the award.

Small Business Success: The Westchester Bank in White Plains.

John Tolomer, President and CEO, accepted the award.

Entrepreneurial Success: Steiner Sports in New Rochelle. Brandon Steiner, Founder and CEO, accepted the award.

Standing, from left, Jeffery Dain, President, N. Dain’s Sons Co., Inc; Brandon Steiner, Founder and CEO, Steiner Sports; BCW Chairman Anthony Justic; BCW President and CEO Marsha Gordon; Mark Tulis, Board of Directors Vice Chair, Westchester Medical Center; John Tolomer, President, The Westchester Bank, and Hall of Fame Co-Chair Thomas Lala. Seated, from left, Karen Smith, Board of Trustees Vice Chair, The College of Westchester; Nancy Trim, VP Marketing and Media Resources, The College of Westchester; Mary Beth Del Balzo, President, The College of Westchester, Wendy Wollner, Founder and President, Balancing Life’s Issues, and Hall of Fame Co-Chair Elizabeth BrackenThompson, Thompson & Bender

Family Owned Business: The College of Westchester in White Plains. Mary Beth Del Balzo, President, accepted the award.

Women in Business Success: Wendy Wollner, Founder &

President, Balancing Life’s Issues, Inc. accepted the award.

Chairman’s Recognition Award: N. Dain’s Sons Co., Inc. in Peekskill.

Jeffrey Dain, President, accepted the award.

Program Explores Business Side of Politics The business side of politics was the focus of a highly informative program presented

by The Business Council of Westchester in partnership with Hudson Valley Economic Development Corp. (HVEDC).

The program featured an impressive panel of political campaign experts that included Evan Stavisky of The Parkside Group; Bill O’Reilly of The November Team and former U.S. Congressman Tim Bishop.

Co-moderators were BCW Executive Vice President and COO John Ravitz and Laurence Gottlieb, President and CEO of HVEDC. The program was held May 5 at Pace University in Pleasantville.

Pictured from left, From left, Laurence Gottlieb, President and CEO of Hudson Valley Economic Development Corp; BCW President and CEO Marsha Gordon; Evan Stavisky of The Parkside Group; Bill O’Reilly of The November Team; former U.S. Congressman Tim Bishop; BCW Executive Vice President and COO John Ravitz and Pace University Senior Vice President and COO William McGrath.

Council honors manufacturing champions

T

he Council of Industry, a nonprofit, 116-year-old Hudson Valley manufacturers association, recently honored the owner of a Poughkeepsie electronics factory, a Rockland County Community College president, a metal trades teacher in Ulster County, and a regional planning organization in Newburgh with its 2016 Manufacturing Champions awards.

The awards, presented at the Powelton Club in Newburgh, recognize people “who through vision, dedication, hard work and tireless involvement have helped to overcome some of the many obstacles faced by manufacturers in the Hudson Valley community and have made it possible for manufacturers and their employees to prosper,” according to the association.

Michael Ratliff, president of Marco Manufacturing Inc., an electronics contract manufacturer, was named private-sector champion. Ratliff opened the business in 1996 when Atlantic Design Corp. closed its Poughkeepsie facility, where he was general manager. His company employs more than 30 people, most of whom are former Atlantic Design employees, and services more than 25 customers.

Cliff Wood, president of SUNY Rockland Community College, was honored as public-sector champion by Council of Industry directors, who cited his leading efforts to meet the workforce development needs of Hudson Valley manufacturers through the creation of a manufacturing center at the college’s Haverstraw campus and the expansion of its 3-D printing center. In partnership with the Council of Industry, the college has also begun a certificate in manufacturing leadership program.

Council directors chose Mark Harris, a metal trades teacher and leader of innovative high-tech student projects at Ulster Board of Cooperative Educational Services, as the association first educator champion. Harris has led BOCES students in a solar car project, the design and building of a robotic exoskeleton arm for the Lemelson-MIT Student Prize competition and a NASA prototype project. The teacher also has worked to build a Computer Numerical Control classroom.

The association also honored Hudson Valley Pattern for Progress, the 50-yearold nonprofit regional planning and policy organization. The council noted that Pattern recently completed a project mapping all workforce and economic development resources in the region that support manufacturing. The asset map will be used to develop regional economic and workforce development strategy.

—John Golden

It’s where they sell Harleys.

It’s where we make decisions.

Harley Davidson of Danbury Carl and Al Lucchino, Owners

You’d expect Carl and Al Lucchino to have a passion for motorcycles. But recently, the owners of Harley Davidson of Danbury developed a new passion: for finding a better bank.

“We wanted to grow and expand,” says Al. “But we needed a more capable, larger lender.” So the brothers turned to Tompkins Mahopac Bank.

After the switch, things changed dramatically for their business. Refinancing their debt freed up cash, allowing Carl and Al to greatly expand their selection of motorcycles, parts and accessories.

“They’re smart, and they have the capacity to get the job done locally,” says Al. “And that lets us focus on our business.”

Need a local decision?

Call 866-462-2658. Or visit MahopacBank.com.

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WCBJ | HV Biz

MAY 23, 2016

11

THELIST: FAMILY-OWNED BUSINESSES

WESTCHESTER COUNTY Westchester County

Family-owned Businesses

Listed alphabetically.

Name Address Area code: 914, unless otherwise noted Website

Owner/President Year founded

Description

Name Address Area code: 914, unless otherwise noted Website

Abigail Kirsch at Tappan Hill Mansion

Jim Kirsch 1990

Catering services and event venues

(A division of First Choice Staffing Inc.) 50 Main St., White Plains 10606 948-9600 • classicwestchester.com

A.G. Williams Painting Co. Inc.

Arthur G. and George P. Williams Painting contractor 1906

81 Highland Ave., Tarrytown 10591 631-3030 • abigailkirsch.com 411 Fifth Ave., Pelham 10803 738-2860 • agwilliamspainting.com

Albert Palancia Insurance Inc.

Classic Westchester

Staffing and recruiting

Mary Beth Del Balzo 1915

Four-year college

Marianne Curto 1948

Appliance store

Dominick A. Bertoline 1933

Beverage distributor

John, Joe and Frank DeCicco 1973

Supermarket

Jim Diamond 1993

Commercial real estate firm and developer

Melissa Thornton 1981

Transportation

Joseph Gross 1973

Transportation

Brian H. Eifert 1933

Insurance and risk management

Tim Rooney Jr. 1899

Dining, entertainment, live harness racing, casino

Jeremy Schulman 2005

Real estate developer

Richard Gasparino 1988

Lawn sprinkler service and installation

Randolph and Ellen Rose 1964

Home furnishings, antiques and art

Eric and Pam Bren Goldschmidt 1991

Commercial real estate broker

Graphics by Color Group

Marc Weinstein 1970

Photo studio, signage, graphic design and production

Gregory Sahagian & Son Inc.

Gregory Sahagian 1990

Custom awnings

Jim Houlihan 1891

Real estate

Innovative Health Systems Inc.

Ross Fishman 1985

Substance-abuse treatment services

JP Promotional Products, Inc.

Shari Pulver and Robert M. Rosenthal 2003

Promotional products

Robin Hirschberg 1974

Maintenance and janitorial services

The College of Westchester

325 Central Ave, White Plains, NY 10606 800-660-7093 • cw.edu

Curto's Appliances

Insurance broker

Ambrosi Cutlery Ltd.

Robert Ambrosi 1930

Knife sharpening

Ammirati Inc.

Dominic Jr., Michael and Joseph Coffee and tea Ammirati and T.J. Tarateta products 1964

21 Center St., Ardsley 10502 813-2009 • deciccoandsons.com

Annese & Associates Inc.

Michelle, Yvonne, Francine and Andrea Annese 1970

Technology solutions

333 N. Bedford Road, Mount Kisco 10549 773-6249 • dpmgt.com

(A division of Eifert, French & Ketchum) 330 Fifth Ave., Pelham 10803 701-5200 • arnoldkdavisinsurance.com

Robert A. Davis 1954

Personal and business insurance brokers

Artuso Pastry

Anthony Sr., Joseph and Anthony Artuso Jr. 1946

Pastry shop

ATP Group

Mark Zanin 1991

Supplier of acidulates, fine chemicals and production equipment

Ronnie Dragoon 1972

Delicatessen

810 Yonkers Ave., Yonkers 10704 968-4200 • empirecitycasino.com

Michael J. Smith, president 1931

Four-year college

32 Burling Lane, New Rochelle 10801 636-6070 • eldproperties.com

Mel and Adele Weiner 1960

Plumbing and tile showrooms

55 Fields Lane, North Salem 10560 617-8444 • ambrosicutlery.com 500 Fifth Ave., Pelham 10803 800-441-8101 • ammiraticoffee.com 7 Sutton Place, Suite 5, Brewster 10509 845-207-8000 • annese.com

Arnold K. Davis Insurance

270 Mamaroneck Ave., Mamaroneck 10543 630-7880 • artusopastry.com 1865 Palmer Ave., Larchmont 10538 834-1881 • ammiraticoffee.com

Ben's of Scarsdale

718 Central Park Ave., Scarsdale 10583 468-2367 • bensdeli.net

Berkeley College

99 Church St., White Plains 10601 694-1122 • berkeleycollege.edu

Best Plumbing Tile & Stone

830 Central Ave., Scarsdale 10583 723-2002 • bestplg.com

Bilotta Kitchens

564 Mamaroneck Ave., Mamaroneck 10543 381-7734 • bilotta.com

Blossom Flower Shops

Custom kitchens, James, Regina and Maria Bilotta bathrooms and 1985 other living spaces

1966 Central Park Ave., Yonkers 10710 793-5600 • curtos.com

D. Bertoline and Sons Inc.

7 John Walsh Blvd., Peekskill 10566 737-0266 • dbertolineandsons.com

DeCicco & Sons Family Market Diamond Properties

DLC Ground Transportation Services

10 New King St., Suite 107, White Plains 10604 946-6664 • dlctrans.com

Eclipse Limousine

2233 Central Park Ave., Yonkers 10710 771-5466 • eclipselimousine.com

Eifert, French & Ketchum

330 Fifth Ave., Pelham 10803 738-4011 • efk.com

Empire City Casino at Yonkers Raceway Equity Land Developers LLC

Evermist Lawn Sprinklers

16 Palace Place, Port Chester 10573 939-5782 • empirecitycasino.com

FEA HOME

500 Nepperhan Ave., Yonkers 10701 423-3380 • feahome.com

Goldschmidt & Associates

Kevin Kegan 1925

Florist

1 Chase Road, Scarsdale 10583 723-1616 • ga-re.com

BNCVoice & Data

Thomas Jacobs 2007

Technology coaching

168 Saw Mill River Road, Hawthorne 10532 769-8484 • colorgroup.com

Broken Bow Brewery

Michael LaMothe 2011

Alcoholic beverage manufacturer

Dominic Calgi 1919

Construction

Steven J. Capsi Late 1960s

Real estate

Jordan Kaufman 1968

Lawn care

275 Mamaroneck Ave., White Plains 10605 304-5374 • blossomflower.com

10 New King St., Suite 210A, White Plains 10604 290-4250 • bncvoice.com

173 Marbledale Road, Tuckahoe 10707 268-0900 • brokenbowbrewery.com

Calgi Construction Co.

56 Lafayette Ave., Suite 350, White Plains 10603 666-9423 • calgiconstruction.com

Caspi Development Co.

3010 Westchester Ave., Purchase 10577 694-8300 • caspidevelopment.com

ChemTurf Lawn Care Co.

P.O. Box 532, Mount Vernon 10552 667-4474 • chemturflawnservice.com

18-20 N. Central Ave., Hartsdale 10530 949-9877 • gssawning.com

Houlihan-Parnes Realtors LLC

4 W. Red Oak Lane, Suite 200, White Plains 10604 641-4324 • houlihanparnes.com

7 Holland Ave., White Plains 10603 683-8050 • innovativehealthsystemsinc.com

100 Executive Blvd., Suite 100, Ossining 10562 944-3451 • jppromoproducts.com

Kencal Maintenance Corp.

399 Knollwood Road, White Plains 10603 761-5900 • kencalmaintenance.com

This list is a sampling of family-owned businesses located in the region. If you would like to include your business in our next list, please contact Danielle Renda at drenda@westfairinc.com.

For information about our annual Family-owned Business Awards, visit westfaironline.com/event/family-owned-business-awards.

12

MAY 23, 2016

WCBJ | HV Biz

Description

Elaine Finegan 1988

Joseph T. Palancia 1954

116 Mamaroneck Ave., Mamaroneck 10543 698-1373 • palanciainsurance.com

Owner/President Year founded

THE ROBERTS REPORT

BY ALEXANDER ROBERTS

Is inequality killing the American Dream?

S

ocial science is on the cusp of a revolution as the introduction of big data is allowing us to measure social ills and inequality, as well as evaluate taxpayerfunded social programs that have been long on promise but short on objective results.

And so I was intrigued to be invited as a delegate to an historic three-day conference at Stanford called “Frontiers of Social Innovation,” featuring pioneers in the new paradigm of massive demographic datasets finding hidden trends. The first day included a presentation and discussion with economist Raj Chetty, a MacArthur Fellow whose 2015 research paper mitigated what had been an unmitigated disaster for social scientists.

The Moving to Opportunity (MTO) study authorized by Congress in 1992 offered 4,600 low-income, mostly African-American families with children the opportunity to move from their public housing projects to lowerpoverty communities. It was expected that these families would benefit mightily from the better schools, greater job opportunities and reduced crime of their new surroundings. But 15 years after the move, other than some improvement in mental health, the federal study found almost no effect on children’s educational achievement, little effect

on employment or income for the adults, and actually found more “risky behavior” among male youth. As I said, it was an unmitigated disaster for the conventional wisdom.

But in a 2015 study, Harvard”s (now Stanford’s) Raj Chetty re-analyzed the data and found a hidden value. While the impact of a better neighborhood made little difference to the achievement of poor adults, it greatly improved the life trajectory of young children. Chetty found an inverse relationship between the age of the child at the move to measurable achievement and income gains in later life.

The improvement was striking for babies, but declined and disappeared for children who were over 12 when the move occurred. Cross-checking tax records, he found, “Children whose families take up an experimental voucher to move to a lowerpoverty area when they are less than 13 years old have an annual income that is $3,477 (31 percent) higher on average relative to a mean of $11,270 in the control group in their midtwenties.”

Chetty moved on to even bigger data than the MTO to analyze the state of the “American Dream.” Using IRS data on 5 million children born from 1980 through 1982, he was able to map the social mobility effects of every

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region in America.

Chetty looked at the probability that a child born to parents in the bottom 20 percent of income would get into the top 20 percent, which he calls the American dream.

He found that in the U.S. today, the chances of advancement from the bottom fifth to the top fifth were only 7.5 percent. In Britain, it’s 9 percent, and 13.5 percent for Canada. Thus, he concluded in his speech, “You are almost twice as likely to reach the American dream in Canada than the U.S.” However, Chetty discovered, social

mobility varies by region. In the Deep South, a poor child growing up in Atlanta has only a 4.5 percent chance of making it to the top fifth of income earners, while it was 18.5 percent in the San Francisco Bay area. He attributed some of the improvement to lower levels of racial and economic segregation.

Alexander Roberts is executive director of the fair housing group Community Innovations Inc., headquartered in White Plains. Contact him at aroberts@chigrants.org or 914-6831010.

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WCBJ | HV Biz

MAY 23, 2016

13

THELIST: FAMILY-OWNED BUSINESSES

WESTCHESTER COUNTY

Family-owned Businesses

Westchester County

Listed alphabetically.

Name Address Area code: 914, unless otherwise noted Website

Owner/President Year founded

Levitt-Fuirst Associates Ltd. 1 Executive Blvd., Yonkers 10701 457-4200 • levittfuirst.com

Markhoff & Mittman PC

120 Bloomingdale Road, White Plains 10605 457-4200 • thedisabilityguys.com

Description

Name Address Area code: 914, unless otherwise noted Website

Ken Fuirst and Jason Schiciano 1969

Insurance

202 Mamaroneck Ave., White Plains 10601 683-5900 • statewidea.com

Brian M. Mittman 1933

Disability law firm

Mid-Westchester Sewer & Drain Service Vincent Lumalcuri

Drain cleaning services

Statewide Abstract Corp.

Title insurance

Brandon Steiner 1987

Sports marketing

Stewart Strauss 1943

Janitorial supplies and equipment

Andrea and Scott Ralls 1974

Summer camp

Tom Fahey 1981

Flooring provider

Glenn Pacchiana 1985

Asphalt products, brownfield fill, construction industry

Elizabeth BrackenThompson and Geoff Thompson 1986

Public relations firm

Stacey Tompkins 1986

Excavation and landscape construction company

Carol Barrella 1996

Toy store

Trapp Opticians

Martin Schulman, Barry Grossbaum 1945

Optical retail

Urgent Care Dental

Scott and Bonnie Loeser 2014

Urgent care dental facility

Harley Riak 1981

Travel management company

David K. Wassearman 2007

Audiology and hearing aid sales

Vincent and Chris Bellissimo 2003

Automated gate operators and surveillance systems

Steiner Sports Marketing

145 Huguenot St., New Rochelle 10801 307-1000 • steinersports.com

Strauss Paper Co.

1976

Mt. Kisco Truck and Auto Parts

Steve and Peter Finkelstein 1916

Auto, truck and industrial parts supplier

Howard Martin 1970

Chimney and fireplace repair and asbestos removal

Christopher H. and Sean P. Murphy 1979

Residential and light commercial construction

Lisa Cordasco 1960

Property damage restoration

Joseph and John Armentano 1968

Privately held marketers of propane gas

Kenny Puff 1990

Party and event rentals

Larry Greenberg 1934

Building maintenance and contractor supplies

Harrin Platzner 1930

Real estate

Jose R. Montiel 1980

Office supplies and workplace solutions

Marsha Rand 1984

Residential real estate brokerage

Andrew and Edward Stoppelmann 1999

Transportation

34 Route 118, Baldwin Place 10505 962-7770 • westchesterautomatedgate.com

Linda Rey 1978

Insurance agency

189 Main St., Ossining 10562 914-1185 • N/A

Michael Santoliquido 1994

Customized signs and awnings

Pat and Joseph Simone 1976

Commercial real estate

87 Bedford Road, Katonah 10536 232-3191 • wakellyco.com

Richard Fitzgerald 1946

Provider of audio/video and assistive listening systems

Henry Tschorn 1934

Pet care and boarding

Mr. Chimney Clean Inc.

529 Rockland Ave., Mamaroneck 10543 777-8200 • mrchimney.com

Murphy Brothers Contracting, Inc.

416 Waverly Ave., Mamaroneck 10543 777-5777 • murphybrothers.com

New Crystal Restoration

109 S, Regent St., Port Chester 10573 907-2391 • newcrystalrestoration.com

Paraco Gas

10 Edison Ave., Mount Vernon 10550 664-5075 • paracogas.com

Party Line Tent Rentals

21 Vreeland Ave., Elmsford 10523 592-1200 • partylinerentals.com

Pearlgreen Corp.

30 Pine St., New Rochelle 10801 636-0505 • pearlgreen.com

Platzner International Group Ltd.

309 North Ave., New Rochelle 10801 447-4621 • platznerinternational.com

Proftech Corp.

200 Clearbrook Road, Elmsford 10523 800-937-8354 • proftech.com

Rand Real Estate

1315 North Ave., New Rochelle 10804 576-1112 • randrealty.com

Red Oak Transportation

307 Boston Post Road, Port Chester 10573 694-2222 • redoaktrans.com

Rey Insurance Agency

219 N. Broadway, Sleepy Hollow 10591 631-7628 • reyinsurance.com

San Signs & Awnings

925 Saw Mill River Road, Yonkers 10704 447-1172 • sansigns.com

Simone Development Companies

3000 Westchester Ave., Purchase 10577 694-6990 • simdev.com

Sound Associates Inc.

979 Saw Mill River Road, Yonkers 10703 963-3452 • soundassociates.com

Spring Hill Kennels

171 Bedford Road, Katonah 10536 232-3532 • springhillkennelsny.com

14

MAY 23, 2016

WCBJ | HV Biz

Description

Kenneth Meccia 1979

35 Pinecrest Parkway, Hastings-on-Hudson 10706 478-4375 • yourlocaldrainman.com 135 Kisco Ave., Mount Kisco 10549 666-3155 • mtkiscotruck.com

Owner/President Year founded

10 Slater St., Port Chester 10573 937-0004 • strausspaper.com

Summer Trails Day Camp

93 Mahopac Ave., Granite Springs 10527 245-1776 • strausspaper.com

TF Andrew

1 Nepperhan Ave., Elmsford 10523 631-1655 • tfandrew.com

Thalle Industries

51 Route 100, Briarcliff Manor 10510 762-3415 • thalleindustries.com

Thompson & Bender

1192 Pleasantville Road, Briarcliff Manor 10510 762-1900 • thompson-bender.com

Tompkins Excavating

P.O. Box 507, Shrub Oak 10588 845-528-8513 • tompkinslandscaping.com

Toy Box

300 W. Post Road, Mamaroneck 10543 698-7110 • stevestoybox.com 42 Pondfield Road, Bronxville 10708 337-0707 • stevestoybox.com 1088 Central Park Ave., Scarsdale 10583 713-3500 • emergencydentalny.com

Valerie Wilson Travel - Purchase

2700 Westchester Ave., Purchase 10577 701-3210 • valeriewilsontravel.com

Wassearman Inc.

77 Pondfield Road, Bronxville 10708 37-8348 • wassearman.com

Westchester Automated Gate Co.

Westchester Tobacco and Stationary Tracy Henry White Plains Linen

1990

Retail stationary, tobacco and food products

Bruce Botchman 1938

Supplier of fine linen rentals

Edward W. Kelly 1933

Construction company

Wilson & Son Jewelers

Michael and Matthew Wilson 1905

Jewelry sales and repair

Woodrow Jewelers

Robert and Michael Woodrow 1985

Fine jewelry

4 John Walsh Blvd., Peekskill 10566 737-2532 • whiteplainslinen.com

William A. Kelly & Co.

18 Chase Road, Scarsdale 10583 723-0327 • wilsonandsonjewelers.com 21 Purchase St, Rye 10580 967-0464 • woodrowjewelers.com

SPECIAL REPORT

BANKING

Minority- and woman-owned startups navigate gauntlet for capital

BY BILL HELTZEL

I

bheltzel@westfairinc.com

n their quest to build a better baby bottle, Priska Diaz and Dana King liquidated everything they had to keep their idea going for five years until they could get outside financing.

They invested $250,000 from retirement funds, savings and the proceeds from the sale of a house.

“The only thing we didn’t leverage,” said King, “was our children.”

Their experiences illustrate the challenges that small businesses face in navigating the capital markets, especially for startups and firms owned by minorities and women.

Bittylab LLC, their Eastchester business, is all three.

Diaz, a Peruvian who moved to the U.S. in 1992 as a 17-year-old, is the founder, owner, CEO and driving force behind the startup.

She quickly encountered the problem that many startups face. She needed money to produce her product, but she didn’t have the financial history that conventional lenders require.

Banks typically won’t make loans to businesses with less than two years of revenue, said Tamara Underwood, a vice president for New York Business Development Corp. in White Plains.

They want to see a well developed business plan, strong personal credit, cash and savings invested in the business, assets such as real estate that can be used as collateral and experience in the sector in which they plan to operate.

But new enterprises often need mentors, technical assistance, training or credit counseling, Underwood said, “to make the business successful and loan ready and able to grow.”

Conventional lenders usually do not offer those services.

Diaz incorporated Bittylab in 2010 to make an airtight and watertight baby bottle.

She got the idea when her baby got gassy and cranky from bottle feeding.

She created a prototype at her kitchen table. Then she gave a 30-second demonstration to a buyer at Toys R Us who special-

Priska Diaz displays her products at her Eastchester home. Photo by John Golden.

ized in infant feeding products. The buyer was impressed and encouraged her to continue development.

“We knew we had something special,” King said. “But she validated it in a very big way.”

Diaz and King began bootstrapping — using their own money in a two-year, trialand-error process of prototyping, testing and redesigning the bottle.

She patented her invention. They searched the country for designers and engineers who could produce a bottle that met the standards of medical devices.

Toys R Us was eager to launch the product, but Diaz and King wanted to do more testing. A Kickstarter campaign to finance a test run didn’t catch on. So Diaz created a website and used social media to sell the bottle directly to mothers.

She raised $50,000 in the first four hours of her campaign, and she produced 10,000 bottles. Feedback from mothers led them to refine the design and create two versions.

She found a factory in Shenzhen, China, that could produce the bottle at a fraction of the cost of domestic factories without compromising quality.

Toys R Us agreed to launch the products in 185 Babies R Us stores.

Now they needed serious financing.

The factory expected to be paid half before and half after production. Plus, Diaz

would have to wait another three months to get paid by retailers.

Somehow, she had to bridge six or seven months of financing.

Conventional banks turned down her loan applications.

“Their attitude was, ‘Come back when you don’t need us anymore,’” King said.

Along the way Diaz got help from Marty Levine of SCORE Westchester, a group of retired business people who mentor newcomers.

“He was amazing,” King said. “He knew how banks work and how to finance things.”

Levine helped Diaz and King explore their options. He introduced them to Westchester Angels, local investors who look for promising enterprises. But Diaz was unwilling to give up much equity.

They met with a factoring company that advances cash for products that have been ordered but not yet delivered. But the interest rates seemed too steep.

Levine helped them document her sales forecast and showed them how to present her plans to banks.

In September, First Niagara Bank in Ossining approved a $50,000 line of credit and $25,000 loan, enough to start placing orders.

New York Business Development Corp. and Community Capital New York worked with Diaz on the next round of financing.

Both are alternative lenders that cater to underserved people and communities. They offer the kind of support services that new businesses need, and they can take greater risks using loans backed by the U.S. Small Business Administration.

Diaz was a “wonderfully ideal candidate,” said Simone Obermaier, vice president of lending at Community Capital in Hawthorne. “She worked at it for five years and she had the drive. She just needed a little extra to get to the next point.”

Community Capital provided $80,000 just in time to pay inventory that had to be delivered to stores before Feb. 1. A few weeks later NYBDC loaned $150,000 for production costs.

Babies R Us launched the Bare Air-Free Baby Bottles on Feb. 1 in stand-alone displays.

By the end of the summer Diaz will know if she has a hit. If the bottles pass the test, they will be placed on shelves alongside bottles made by huge companies.

Meanwhile, Diaz continues to work seven days a week. She has no financing for marketing, so she is using YouTube videos to demonstrate the advantages of her bottles.

It’s a David and Goliath story,” King said.

“Our limited funds forced us to think more creatively to outmaneuver the big guys.”

Diaz and King also count themselves as lucky for meeting helpful people.

The buyer from Toys R Us believed in them and encouraged them to keep working.

Jeff Loehr of Westchester Angels helped Diaz and King weigh the pluses and minuses of different types of financing.

Jim Lowenberg, branch manager at First Niagara Bank, “actually listened and recognized that we’re very real,” King said.

Underwood at NYBDC coordinated with Community Capital to make sure loans were paid in time for delivery schedules.

Kim Jacobs, executive director of Community Capital, went out of her way to introduce Diaz to Westchester County officials who, in turn, touted the startup.

And Levine, the SCORE mentor, helped them navigate the tricky financing process.

“Without him,” King said, “we’d be paying ridiculous interest rates for short-time loans or we would have given away equity.”

WCBJ | HV Biz

MAY 23, 2016

15

BY WILLIAM D. WINTERS

Portfolio diversification can lower risk and increase wealth

P

lanning for financial goals through portfolio diversification is a smart strategy to lower one’s financial risks while increasing potential opportunities to pursue those aims. The old adage of “not putting all your eggs in one basket” is a basic building block of a prudent portfolio.

Because a successful investment strategy relies on having a clear picture of one’s personal situation, along with a professional understanding of the types of products that would best address an individual’s objectives, seeking advice from a trusted financial adviser is an important step in establishing a sound, yet diverse portfolio.

GETTING STARTED

Among the many factors to consider when making the most of one’s assets, needs and aims, are an individual’s personal goals and when they need to be met, how much a person has available to invest and at what increments, the investment time frame, one’s risk tolerance and whether there’s a need to access cash.

During the initial discovery appointment with new clients, quite frequently we find that spouses’ portfolios are working against each other. More often than not there is a blatant lack of diversification or overlap, also known as “style drift,” which is when a mutual fund manager diverges from the stated objective of the fund. Sometimes, one portfolio is buying stock and the other one is

selling it, reversing one another’s strategies.

A holistic money manager can help this from occurring through a thorough understanding of its clients’ current financial position and future goals.

Of course, diversifying a portfolio just for the sake of it doesn’t make sense. Many markets go through ups and downs, some of which have a significant impact on a person’s investments, adding to the complexity of a sound investment strategy. But not all markets fluctuate in the same way or during the same time period, which is why a diverse portfolio, that is, one that includes a variety of investment products, is essential. Unlike largely undiversified portfolios, diverse ones have the potential to offset a downturn in one

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16

MAY 23, 2016

WCBJ | HV Biz

area with a steady performance in others.

MITIGATING RISK WHILE MAXIMIZING OPPORTUNITY

Investing heavily in a solid stock or industry may seem like a sound investment strategy, but it’s a risky one. If the venture experiences a reversal, stocks associated with it typically lessen in value, causing the worth of one’s investment to drop, too.

Another strategy to further manage risk is to focus on a diverse portfolio that’s both wide and deep, where one’s money is divided among various asset classes and industries, including stocks, bonds, real estate, money markets and other cash accounts, retirement accounts and more. Utilizing asset classes that have low correlation to one another decreases risk even further.

By taking on a number of investment opportunities, as deemed appropriate by one’s financial adviser, risk against loss is mitigated and sustained potential growth over time is maximized.

LOOKING AT OPTIONS

Fortunately, there’s no shortage of choices when it comes to investment strategies.

Selecting which options are best for one’s situation, however, can be daunting. For instance, one’s highest interests might be served through certain industries aligned with domestic or international stocks.

Another consideration is large-, mid-, and small-cap investments, all of which represent shares of stock distributed by companies with $10 billion or more in capitalization, $2 billion to $10 billion, and less than $2 billion.

Real estate trusts, money market securities and retirement accounts are other options.

Thought also needs to be given to how much money should be allotted for which product.

Working with an experienced financial adviser can help ensure that one’s investment strategy is both diverse and robust enough to not only withstand rocky periods, but also to provide the highest potential returns in the long run to work toward one’s goals.

But remember, no matter how diversified one’s portfolio is, risk can never be eliminated completely. The key is finding a happy medium between risk and returns; that way one can hopefully manage his or her financial goals while still having financial confidence.

William D. Winters is managing director in the White Plains of�ice of Tompkins Financial Advisors, an independent wealth management �irm with of�ices throughout New York and southeastern Pennsylvania. He can be reached at 914-946-1277 or by email at bwinters@ TompkinsFinancial.com.

LKB-2987 Hudson Valley Biz December 5x11.5_LKB-2987 Hudson Valley Biz December 5x11.5 12/8/15 11:08

BY KEVIN KILLIAN

Local. Trustworthy.

Rising interest rates and their Lending Experts. effect on bank-owned life insurance policies

W

hile the nation at large has been anticipating the arrival of higher interest rates for the past few years, an interest rate hike finally came to pass in December as the Federal Reserve raised rates for the first time in nearly a decade. With the unemployment rate relatively steady at 5 percent — and the Federal Reserve having kept interest rates near zero since December 2008 to help spur economic growth after the global financial crisis — the announcement of a 0.25 percent increase in the federal funds rate seemed inevitable.

Sustained interest rate increases by the Fed will, of course, affect many areas, including retirement plan investment strategies. Today I would like to focus on how higher market interest rates may impact the credited interest rates on bank-owned life insurance (BOLI) policies.

BOLI is a single premium insurance policy purchased by banks in which the bank is the beneficiary and owner. While banks often utilize BOLI policies as a tax shelter given its status as a tax-free asset, BOLI is also utilized to help offset ever-increasing employee-benefit expenses. Unlike many investment security products, general and hybrid account BOLI are not mark-to-market assets.

Banks earn income from the growth of the BOLI cash value and from the life insurance proceeds paid to the bank upon the death of key insured employees. Note that banks do not purchase BOLI solely for the death benefit, but also to generate returns in a historically low-interest rate environment.

In addition, BOLI can help offset employee benefit expenses, replace group term life insurance or provide it more efficiently, and provide meaningful tax-free death benefits to families of officers and directors that have nonqualified benefit plans such as supplemental retirement plans, deferred compensation, etc.

So how will the Fed increasing interest rates affect such growth? Keeping in mind that it is impossible to predict what future increases may be — in addition to when they may come — we can still make some realistic prognostications.

The incremental interest rate increases

are likely to continue to be small. According to a Bloomberg article, the Federal Open Market Committee, that makes key decisions about interest rates and overall monetary policies of the United States said, “The committee expects that economic conditions will evolve in a manner that will warrant only gradual increases in the federal funds rate.”

Still, given the near-zero interest rate environment we have been living in for the past several years, even a 0.25 percent increase in rates is significant for both existing BOLI policies and newly created ones.

Since insurance companies typically invest heavily in bonds, interest rate increases will result in a rising yield on new bonds and a decreasing yield on existing bonds. (To prepare for such eventualities, many insurers either shorten the duration of their portfolios or employ a hedging strategy.)

In addition, the interest rate credited to a new BOLI purchase is not likely to increase for several years after the initial purchase, as the maturities of the underlying investments usually extend from four to 10 years.

Bear in mind that all of the potential impacts to BOLI would become significantly more complicated should the Fed raise interest rates higher than widely expected, either all at once or over a shorter period of time than was indicated in its December monetary policy statement. However, there has been no indication that such moves are imminent.

Lastly, most prudent BOLI service providers meet with their clients at least once a year to review their policies. These annual reviews are a good time to discuss the net yields being realized on existing BOLI policies, what impact (if any) higher interest rates may have and any policy changes clients may wish to consider.

In summary: Even in the face of increased interest rates, the BOLI sky will not be falling — especially if you keep the above advice in mind.

Brian Joyce Vice President

John F. Rath, III Senior Vice President

David Apps Vice President

At Lakeland Bank, the relationships we develop with customers are governed by the principles of trustworthiness: honesty, integrity and reliability.

It’s what our customers expect, and it’s what we deliver every day.

Hudson Valley Commercial Lending Team

845-827-3153

Kevin Killian is vice president and director of bank owned life insurance services at Pentegra Retirement Services in White Plains.

He can be reached at KKillian@pentegra.com.

WCBJ | HV Biz

MAY 23, 2016

17

Consumer credit defaults reach post-recession lows

BY ALEESIA FORNI

The table below provides the S&P/Experian Consumer Default Composite Indices for the five MSAs:

The table below summarizes the April 2016 results for the S&P/Experian Credit Default Indices.

These data are not seasonally adjusted and are not subject to revision.

aforni@westfairinc.com

T

he consumer credit default rate reached a new post-recession low in April, according to S&P Dow Jones Indices and Experian.

The S&P/Experian Consumer Credit Default Indices, a measure of changes in consumer credit defaults, fell 7 basis points

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MAY 23, 2016

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914-248-7272

on the month to a composite rate of 0.86 percent.

The bank card default rate climbed for the fourth consecutive month in April to 3.09 percent, increasing 17 basis points from the previous the month and 60 basis points year-to-date.

Meanwhile, the mortgage debt service ratio, which measures the percentage of disposable income going to service mortgage debt, is at its lowest point since 1980. The total debt service ratio, which includes loans with scheduled payments, is also close to a record low. The savings rate is now at about 5 percent of disposable income, slightly higher than its level in 2004 through 2006.

“For two months, the overall consumer credit default rate has dropped to new lows while the default rate on bank cards has climbed,” said David M. Blitzer, managing director and chairman of the Index Committee at S&P Dow Jones Indices.

Blitzer said that since the financial crisis, consumers are paying more attention to their debts, particularly “longer term financial commitments such as homes and autos.” Bank card, auto and mortgage default rates are all lower than their prefinancial crisis levels, though the bank card rate is more volatile and sensitive to consumer spending trends.

“Whether the default pattern for bank cards stabilizes remains to be seen,” Blitzer said.

Additionally, three of five major U.S. cities saw their overall default rates increase during April. New York’s default rate increased 2 basis points on the month to 1.01 percent. Miami reported a default rate of 1.21 percent, up 6 basis points from March, while Dallas reported a default rate of 0.76 percent, a 1 basis point increase from the prior month. Chicago’s default rate remained flat at 1.03 percent. Los Angeles was the only city to report a default rate decrease. Its rate fell 10 basis points to 0.71 percent.

FACTS & FIGURES BANKRUPTCIES MANHATTAN Beekman Liquors Inc. 500 Lexington Ave., New York 10017. Chapter 11, voluntary. Represented by Bruce R. Alter. Filed: May 13. Case no.

16-11370-mg.

Dawn Hotel of NY LLC. 6-8 Saint Nicholas Ave., New York 10031. Chapter 11, voluntary. Represented by Adrienne Woods. Filed: May 11. Case no.

16-11355.

First Wives Entertainment Limited Liability c/o Corporation Service Co. 2711 Centerville Road, Suite 400, Wilmington, Del. 19808.

Represented by First Wives Entertainment Co. Filed: May 11. Case no.

16-11345-mkv.

Mundo Latino Market Inc. 12721278 St. Nicholas Ave., New York 10033.

Chapter 11, voluntary. Represented by Alla Kachan. Filed: May 11. Case no. 1611349-smb.

Park Overlook LLC. 1938 Webster Ave., Bronx 10457. Chapter 11, voluntary. Represented by Adrienne Woods. Filed: May 12. Case no. 1611345-scc.

POUGHKEEPSIE Calkin Lawn Care Inc. 204 Highland Ave., Middletown 10940. Chapter 7, voluntary. Represented by Raymond R. Raiche. Filed: May 13. Case no. 16-35904-cgm.

WHITE PLAINS 36-60 Route 303 Associates LLC c/o Hesper Realty. 38-60 Route 303 Valley Cottage 10989. Chapter 11, voluntary. Represented by Dawn Kirby Arnold. Filed: May 11. Case no.

16-22645-rdd.

Cayot Realty Inc. 333 Route 202, Pomona 10970. Represented by Rosemarie E. Matera. Filed: May 16. Case no. 16-22664-rdd.

Items appearing in the Westchester County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken.

Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3680

COURT CASES Bayer HealthCare Pharmaceuticals Inc. Filed by Jessica Warren.

Action: diversity-product liability.

Attorneys: John M. Rainwater, Nina Towle and Leila H. Watson. Filed: May 17. Case no. 7:16-cv-03659-CS. Brennan Construction Corp. Filed by the trustees of the Westchester Putnam Counties Laborers’ Local No. 60 Heavy & Highway Benefit Funds, Welfare, Pension, Annuity, Education & Training, Legal Services, Industry Advancement and Politics et al. Action: E.R.I.S.A. Attorney: Giacchino James Russo. Filed: May 11. Case no.

7:16-cv-03524-NSR. Gateway Ener�y Services Corp.

Filed by Robert Hamlen. Action: diversity-deceptive trade practices.

Attorney: Douglas Gregory Blankinship. Filed: May 11. Case no. 7:16-cv03526-VB. Leon Diamond LLC. Filed by Steve Lyras. Action: diversity-fraud. Attorney: Laura Ashley Martin. Filed: May 12. Case no. 7:16-cv-03543.

Medi-Courier NY Inc. Filed by Donna Lemmo and Olivia Ancruem. No action. Attorney: Michael Raymond DiChiara. Filed: May 13. Case no. 7:16cv-03586.

Papa John’s International Inc. Filed by William Durling, Chris Bellaspica, Tom Wolff, Michael Mirros and Richard Sobol. Action: FLSA: minimum wage or overtime compensation. Attorney: Jeremiah Lee Frei-Pearson. Filed: May 13. Case no.

7:16-cv-03592-CS. Tappan Zee Constructors LLC. Filed by Yirda Guerrero-Hernandez.

Action: marine personal injury – Jones Act. Attorney: Ryan Joseph Lawlor.

Filed: May 13. Case no. 7:16-cv-03579.

Tarry Café LLC. Filed by Jesus Pavia.

Action: FLSA: definitions. Attorney: Jacob Aronauer. Filed: May 16. Case no.

7:16-cv-03614.

Westchester County Water District No. 1. Filed by Jeffrey L. Levin.

Action: Safe Drinking Water Act (definitions). Attorney: Steven Bennett Blau. Filed: May 17. Case no. 7:16-cv03627-VB.

DEEDS Above $1 million 49 Edison Avenue LLC, Mount Vernon. Seller: John Amicucci, et al, Scarsdale. Property: 49 Edison Ave., Mount Vernon. Amount: $2.2 million.

Filed May 12.

ON THE RECORD

61 Grandview Development LLC, Purchase. Seller: Christopher J. O’Connell, et al, Rye. Property: 61 Grandview Ave., Rye. Amount: $1.2 million. Filed May 10.

AAS Realty LLC, Brooklyn. Seller: Sound Shore LLC, Mamaroneck.

Property: 800-808 E. Boston Post Road, Rye. Amount: $2.1 million. Filed May 10.

Elide Building Corp., Eastchester.

Seller: Scott White, et al, Bronxville.

Property: 360 Pondfield Road, Eastchester. Amount: $1.4 million. Filed May 11.

Greendale Capital LLC, Scarsdale.

Seller: LRE Cross St LLC, Harrison.

Property: 5-7 W. Cross St., Mount Pleasant. Amount: $3.1 million. Filed May 13.

H and O Alden LLC, Bronxville.

Seller: Michele R. Finn, Hastings-onHudson. Property: 31 Gramatan Court, Eastchester. Amount: $1.2 million.

Filed May 11.

MEM Realty of Westchester LLC, Yonkers. Seller: 400 Executive Blvd LLC, New York City. Property: 400 Executive Blvd., Ossining. Amount: $3.4 million. Filed May 13.

RSP Group LLC, Rye Brook. Seller: BRG Rye Brook LLC, Great Neck.

Property: 90 S. Ridge St., Rye. Amount: $11.1 million. Filed May 10.

Sovran Acquisition LP, Buffalo. Seller: Value Store It Mount Vernon LLC, Miami Lakes, Fla. Property: 320 Washington St., Mount Vernon. Amount: $14.3 million. Filed May 11.

U.S. Bank N.A. Seller: Anthony Centone, White Plains. Property: 6 Pleasant Ridge Road, Harrison. Amount: $3 million. Filed May 13.

U.S. Bank N.A. Seller: Howard F. Dubs, Chappaqua. Property: 815 Mount Kisco Road, North Castle.

Amount: $1.5 million. Filed May 10.

Venti Holdings LLC, Eastchester.

Seller: 220-224 Purchase Street LLC, Rye. Property: 224 Purchase St., Rye. Amount: $6.8 million. Filed May 12.

Below $1 million 12-14 Chestnut Hill LLC, New York City. Seller: Mervyn M. Moore, et al, White Plains. Property: 14 Chestnut Hill Ave., White Plains. Amount: $705,000. Filed May 12.

55 Skytop Corp., Pleasantville. Seller: Regina C. Schultz, et al, Pleasantville.

Property: 124 Birch Drive, Mount Pleasant. Amount: $460,000. Filed May 13.

86-88 Leicester LLC, White Plains.

Seller: Beatrice M. Rende, Stamford, Conn. Property: 86-88 Leicester St., Rye. Amount: $287,500. Filed May 13.

86-88 Leicester Street LLC, White Plains. Seller: Joseph A. Rende, Port Chester. Property: 86-88 Leicester St., Rye. Amount: $287,500. Filed May 13.

Bank of America. Seller: John M. Crane II, Port Chester. Property: 756 Granite Springs Road, Yorktown.

Amount: $176,500. Filed May 13.

Bayview Loan Servicing LLC, Coral Gables, Fla. Seller: Gloria Francis, et al. Property: 617 Fifth Avenue South, Mount Vernon. Amount: $327,813.

Filed May 13.

C2GRE LLC, White Plains. Seller: Joan C. Salwen, Scarsdale. Property: 5105 Villa at the Woods, A405, Peekskill. Amount: $117,500. Filed May 11.

C2GRE LLC, White Plains. Seller: Liam Mclaughlin, White Plains. Property: 215 Moore St., Greenburgh.

Amount: $300,000. Filed May 11.

Edson Avenue Development LLC, Mount Vernon. Seller: Fannie Mae. Property: 129 11th Avenue South, Mount Vernon. Amount: $143,900.

Filed May 12.

Evergreen Contracting NY LLC, Ossining. Seller: Ronald H. Dube, Ossining. Property: Gates Ave., Ossining.

Amount: $120,500. Filed May 12.

Federal National Mortgage Association. Seller: Michele L. Bermel, Chappaqua. Property: 304 Alpine Drive, Cortlandt. Amount: $569,368.

Filed May 10.

Federal National Mortgage Association. Seller: Philip Pezzano, West Harrison. Property: 37-74 Oriole Court, Yorktown. Amount: $553,618.

Filed May 11.

Fortitude Group LLC, Poughkeepsie. Seller: Robert L.R. Hankins, et al, Whiteville, N.C. Property: 937 Phoenix Ave., Peekskill. Amount: $75,000. Filed May 11.

HSBC Bank USA N.A. Seller: John C. Guttridge, White Plains. Property: 127 Allan St., Cortlandt. Amount: $311,668.

Filed May 11.

HSBC Bank USA N.A. Seller: John N. Romano, Yonkers. Property: 1419 Nepperhan Ave., Yonkers. Amount: $788,215. Filed May 12.

LoanCare, Virginia Beach, Va. Seller: Peter H. Tilem, White Plains. Property: 16 Lewis Parkway, Yonkers. Amount: $602,940. Filed May 9.

M-Save LLC, Bayside. Seller: U.S. Bank N.A. Property: 2854 Lexington Ave., Yorktown. Amount: $210,000.

Filed May 10.

Mary Burr LLC, New Rochelle. Seller: Navnit Kumar, et al, New York City.

Property: 291-293 Pelham Road, New Rochelle. Amount: $530,000. Filed May 9.

North Avenue West LLC, New Rochelle. Seller: 600 North Avenue LLC, New Rochelle. Property: 600 North Ave., New Rochelle. Amount: $775,000. Filed May 13.

PROF-2013-S3 Legal Title Trust.

Seller: Robert D. Ryan, White Plains.

Property: 4 Cross Lane, Cortlandt.

Amount: $344,811. Filed May 11.

QDRealty LLC, Bronx. Seller: Ashraf Ibrahim, et al, New York City. Property: 3 Maple Way, North Castle. Amount: $850,000. Filed May 12.

RAC Closing Services LLC, Cheshire, Conn. Seller: Jose M. Anes, et al, Baldwin Place. Property: 31 Putney Road, Somers. Amount: $736,000.

Filed May 11.

Sirva Relocation Credit LLC. Seller: Michael L. Lintner, et al, Yorktown Heights Property: 650 Old Croton Lake Road, Yorktown. Amount: $517,500. Filed May 12.

Susana Lojano Realty LLC, Yonkers. Seller: Angel Velazquez, et al, Yonkers. Property: 429 Prescott St., Yonkers. Amount: $410,000. Filed May 11.

The Bank of New York Mellon Trust Company N.A. Seller: Massimo DiFabio, Purchase. Property: 39 Echo Drive, New Rochelle. Amount: $593,591. Filed May 11.

U.S. Bank N.A. Seller: Richard E. Grayson, White Plains. Property: 9 Lincoln Ave., Mount Pleasant. Amount: $825,888. Filed May 9.

U.S. Bank N.A. Seller: Ted Novick, White Plains. Property: 26 S. 15th Ave., Mount Vernon. Amount: $452,400.

Filed May 10.

U.S. Bank Trust N.A. Seller: Margaret A. Nicholson, Somers. Property: 9 Hudson Point Lane, Ossining.

Amount: $345,000. Filed May 10.

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USA Marketing Group Inc., Cortlandt Manor. Seller: Matthew A. Barbella, et al, Cortlandt Manor. Property: 244 Buttonwood Ave., Cortlandt.

Amount: $215,001. Filed May 9.

WB Pinebrook Associates LLC, Elmsford. Seller: Palmer Avenue Housing Development Fund Company Inc., Tarrytown. Property: 2101 Palmer Ave., Mamaroneck. Amount: $268,872.

Filed May 10.

Weichert Workforce Mobility Inc., Morris Plains, N.J. Seller: Penelope J. Barnett, Tarrytown. Property: 355 Martling Ave., Greenburgh. Amount: $430,000. Filed May 11.

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or call (203) 595-4262 for more information

MAY 23, 2016

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500-MILE JOURNEY FOR PARKINSON’S RESEARCH New York City resident Harry McMurtry will hold a special event on the Walkway Over the Hudson during his journey from New York City to his hometown of Toronto to raise awareness and money for Parkinson’s disease research.

A former gifted university athlete and successful law firm partner, McMurtry was diagnosed with Parkinson’s disease at the age of 42. Wanting to bring national awareness to the disease he embarked on the intense physical and mental challenge of walking 500 miles with his teammates Sue Thompson and Ross Sugar, who

also have Parkinson’s. They will walk up to 15 miles a day for 45 days. They kicked off their 500-mile walk May 6 and reached the Poughkeepsie entrance on the Walkway Over the Hudson on May 11 on their way to Toronto.

The financial goal of 500 Miles for Parkinson’s is to raise $500,000 for Parkinson’s research. The proceeds will be pooled and divided among three beneficiaries: The Michael J. Fox Foundation for Parkinson’s Research, Mount Sinai Beth Israel Movement Disorders Center in New York and the Morton and Gloria Shulman Movement Disorders Centre at Toronto Western Hospital.

CENTRAL HUDSON FINALIST IN CUSTOMER SERVICE EVENT A project submitted by Central Hudson Gas & Electric Corp. was among three finalists at the 10th annual Expanding Excellence Awards during the 2016 Customer Service Week convention, recognizing accomplishments by electric, gas and water utility companies across North America.

Central Hudson competed in the Best Devices, Data

& Analytics category, which evaluates projects based on complexity, innovation, improved operations and improvements to customer service.

“It’s exciting to be considered among utilities throughout North America for our ability to implement an innovative solution that is having a long-term positive effect,” said Linda Harrison, manager of customer account services.

ENTA RECEIVES AWARD ENT and Allergy Associates LLP (ENTA) has for the second straight year been named as the recipient of the 2016 MAP Award for High Performance in Revenue Cycle by the Healthcare Financial Management Association (HFMA). As a national award winner, ENTA demonstrated its expertise in meeting industry standard revenue cycle benchmarks (MAP Keys), implementing patient-centered recommendations and best practices embodied in HFMA’s Healthcare Dollars and Sense initiatives and achieving outstanding patient satisfaction.

MIXED-MEDIA EXHIBIT The Christopher Manning Exhibition in The Riverside Galleries at Garrison Art Center, 23 Garrison’s Landing runs through June 19.

Manning is a mixed-media artist who works in sculpture, photography, drawing and collage. He earned a Bachelor of Fine Arts degree from Manhattanville College in Purchase and a Master of Fine Arts degree from SUNY New Paltz.

Manning is the exhibitions coordinator at The Aldrich Contemporary Art Museum, as well as a professor of visual art at Manhattanville College. He has also taught at The College of New Rochelle and has been a visiting critic at the Wassaic Project and SUNY New Paltz MFA and BFA program. His work is in many fine museums and private collections. He lives and works in Yorktown Heights.

The gallery is open Tuesdays through Sundays from 10 a.m. to 5 p.m. For more information, visit garrisonartcenter.org.

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MAY 23, 2016

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ENTA is therefore acknowledged as an industry leader.

The award will be formally presented on June 26 at HFMA’s National Institute in Las Vegas.

Drew Franklin, ENTA’s senior director of business development, remarked, “We are truly gratified to know that the work we do in the important areas of revenue cycle and patient-centric practices met the demanding HFMA criteria and resulted in our receiving the MAP Award for High Performance for the second year in a row.”

RECKSON/SL GREEN EXPANDS TEAM

PAUL JOINS ULSTER SAVINGS

Reckson, a division of SL Green Realty Corp., has expanded its leasing team with the addition of Willard Overlock, as vice president of leasing.

With a decade of experience in commercial real Willard Overlock estate brokerage, Overlock is based in Reckson’s White Plains office.

“We are very pleased to welcome Will aboard, expanding and strengthening our leasing team,” said John Barnes, Reckson/SL Green senior vice president and managing director, suburban division, who added that

leasing velocity has markedly accelerated since the beginning of the year. “Having successfully represented major landlords in the competitive leasing market of lower Manhattan, we are confident he will be equally successful in our suburban arena.”

Overlock joins directly from Cushman & Wakefield, where he served as an associate director in the company’s Lower Manhattan office. During his 10-year tenure as an agency professional, he was responsible for the leasing of several prominent buildings.

His professional memberships include REBNY and the Young Men’s/Women’s Real Estate Association.

He earned an MBA in the Executive Program at Columbia Business School and a Bachelor of Arts degree from the University of North Carolina at Chapel Hill.

An avid athlete, Overlock is a PSIA level 1 certified ski instructor, a certified scuba diver and a licensed skydiver.

DEVOTED VOLUNTEERS HONORED

Longtime White Plains Hospital volunteer Celeste Vazzana (center) of Scarsdale with President and CEO Susan Fox of Larchmont, and Chairman of the Board of Directors Larry Smith of Scarsdale.

White Plains Hospital recognized more than 100 volunteers at its annual volunteer cocktail reception at the Woman’s Club of White Plains. President and CEO Susan Fox and Larry Smith, chairman of the board of directors, honored several volunteers for milestones in their hours and years of service to the organization. The honorees included Bob Goldsmith of White Plains, and Eugenia Poles of Scarsdale, both for 35 years of service; Rosemary Alley of White Plains for 30 years; and Geri Alperin of Scarsdale for 25 years of service. Longtime volunteer Celeste Vazzana, 99, of Scarsdale, was also honored for her nearly three decades of volunteer service in the Hospital Gift Shop.

Other volunteers recognized were Patricia Douglass of White Plains, Judy Oestreich of Mamaroneck, Louise Shulman of Scarsdale and Susan Yubas of Rye for 20 years of service.

Annette Cappucci of Scarsdale and Barbara Schwarz of White Plains were honored for the 5,000 hours of volunteer work they accumulated.

EXCITING THINGS HAPPENING

Dana Levenberg

Daniel Blum and Gregory Camp

Phelps Memorial Hospital Center in Sleepy Hollow hosted its second community breakfast recently at Doubletree Tarrytown. Phelps’ President and CEO Daniel Blum shared his enthusiasm for the

many exciting and innovative changes taking place at Phelps with Sleepy Hollow Police Chief Gregory Camp and Ossining Town Supervisor Dana Levenberg.

Abby L. Paul has been hired

by Ulster Savings Bank as retail business development officer at its Wappingers Falls branch.

A PoughAbby L. Paul keepsie resident, Paul joins the bank with experience in branch management, with the majority of her career spent in the Dutchess County area. In her new role, she will be responsible for leading the bank’s business development efforts throughout Dutchess.

Paul holds a bachelor’s degree in business administration from SUNY Brockport and is also a graduate of the Chamber Foundation’s Leadership Dutchess program, where she serves as a mentor to participants.

She is active in several organizations, including volunteering at Dutchess Outreach and membership in the Dutchess County Regional Chamber of Commerce and Hudson Valley Young Professionals.

NEW ASSOCIATE AT ECKERT SEAMANS Nicholas W. Maiorano joins the White Plains office of Eckert Seamans Cherin & Mellott LLC as an associate in the firm’s mass tort litigation group.

Nicholas W. Malorano His practice is focused in the area of asbestos litigation for which he is involved in all phases of litigation in New York state and federal courts.

Before joining the firm, Maiorano earned a reputation as an excellent litigator with a large personal injury firm, earning several favorable verdicts. He has considerable litigation experience in negligence-based civil cases, which serves as the foundation for his experience with mass torts. He also uses his background in management and personal injury experience to develop a client-centered approach to practicing law.

Maiorano earned his J.D., cum laude, from New York Law School in 2012, and his Bachelor of Arts degree, cum laude, from Niagara University in 2002. He resides in Newburgh.

LAFONTANA CHOSEN FOR LEADERSHIP ACADEMY Kathryn LaFontana, assistant vice president of academic affairs at The College of New Rochelle, is one of 30 administrators in higher education nationwide selected Kathryn LaFontana by the Council of Independent Colleges to participate in the 2016–17 Senior Leadership Academy.

The academy is designed to prepare prospective leaders to assume positions as the chief officers in any division — including academic affairs, student affairs, finance, enrollment management, and advancement – in independent higher education. Individuals chosen for the yearlong program are administrators or faculty leaders in higher education who have been identified by their institutions as having the potential for senior leadership positions in independent colleges or universities.

Over the course of the coming academic year, LaFontana will participate in an opening seminar in New Orleans in November, and a closing seminar in Washington, D.C., in June.

“Competition for the available places in the program was intense and the review committee found the nomination materials to be most impressive,” CIC President Richard Ekman said. “The need to prepare future leaders of colleges and universities has never been greater because the generation of people now in senior leadership positions on campus is rapidly approaching retirement.”

LaFontana has a doctorate in social psychology from the University of Connecticut and was a faculty member and department chairwoman for 17 years in the psychology department at Sacred Heart University before joining CNR in 2011. She is a member of the board of directors for Collegium, which is part of the Association of Catholic Colleges and Universities.

HONORING THE KEMPNERS

AUTISM AWARENESS WALK

Betsy and Peter Kempner

Cerebral Palsy of Westchester (CPW) hosted its 4th annual Autism Awareness Walk on April 29 at the United Preschool in White Plains celebrating the month of April as National Autism Awareness Month.

A Pieces of Hope Tree was created for the day and is on display at the school. It is filled with personalized puzzle pieces custom designed by the CPW students that were then purchased by guests to raise money for autism services.

Peter Kempner, principal of the White Plains-based Kempner Corp., and his wife, Betsy, will be honored for their commitment and service to Temple Beth El and the Stamford, Conn., Jewish Community at the synagogue’s annual Cantor’s Concert on June 2. A real estate investment firm, the Kempner Corp. specializes in the acquisition, ownership and operation of shopping centers and retail properties. A virtual journal will be created in their honor. For more information, contact Temple Beth El at 203-322-6901.

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MAY 23, 2016

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HIS WIFE SAID MIDLIFE CRISIS. HIS THERAPIST SAID DEPRESSION. HIS DOCTOR SAID ALZHEIMER’S. NOBODY SAID FTD. Frontotemporal Degeneration (FTD) is the most common cause of dementia for people under 60, affecting more than 50,000 in the U.S. alone. Onset strikes earlier in life—when few anticipate dementia—and accurate diagnosis can take years.

Families lose active parents and breadwinners without knowing what’s stealing away the person they love. And when a diagnosis is made, there are no effective treatments. Help to change that reality today. www.theAFTD.org/learnmore

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FACTS Wells Fargo Bank N.A. Seller: Lawrence Ricciardi, et al, White Plains.

Property: 28 Whittier Hills Drive, North Salem. Amount: $268,600.

Filed May 12.

Wilmington Trust N.A. Seller: Lonya Ann Gilbert, Larchmont.

Property: 216 N. Columbus Ave., Mount Vernon. Amount: $478,816.

Filed May 10.

FORECLOSURES CROTON-ON-HUDSON, 190 Grand St. Two-family residence; lot size: N/A. Plaintiff: U.S. Bank National Association. Plaintiff ’s attorney: Gross Polowy LLC, 718-204-1700; 1775 Wehrle Drive, Williamsville 14221. Defendant: Sofia Rojas. Referee: Dennis Edwards Krolian. Sale: May 23, 10 a.m.

Approximate lien: $581,050.15.

MOHEGAN LAKE, 3800 Eleanor Drive. Single-family residence; lot size: N/A. Single-family residence; lot size: N/A. Plaintiff: One West Bank FSB. Plaintiff ’s attorney: Gross Polowy LLC, 718-204-1700; 1775 Wehrle Drive, Williamsville 14221.

Defendant: Don Policastro. Referee: Pauline Galvin. Sale: May 23, 10 a.m.

Approximate lien: $338,670.24.

MOUNT PLEASANT, 12 Suzanne Lane. Single-family residence; lot size: 1.15 acre. Plaintiff: Deutsche Bank National Trust Co. Plaintiff ’s attorney: Leopold & Associates PLLC, 914-219-5787; 80 Business Park Drive, Armonk 10504. Defendant: Robert Mangieri. Referee: Jack Schachner.

Sale: June 7, 11 a.m. Approximate lien: $705,252.33.

MOUNT VERNON, 118 W. Second St. Two-family residence; lot size: .12 acre. Plaintiff: Southstar I LLC. Plaintiff ’s attorney: Shapiro, DiCaro & Barak, 877-759-1835; 175 Mile Crossing Blvd., Rochester 14624. Defendant: Quanda Moore. Referee: Jack Schachner. Sale: June 7, 11:30 a.m. Approximate lien: $690,793.77.

MOUNT VERNON, 128 N. High St. Single-family residence; lot size: .08 acre. Plaintiff: Deutsche Bank National Trust Co. Plaintiff ’s attorney: Rosicki & Rosicki & Associates, 845897-1600; 2 Summit Court, No. 301, Fishkill 11254. Defendant: Antionette Daley. Referee: Jeffrey Binder. Sale: June 2, 10 a.m. Approximate lien: $494,170.40.

NEW ROCHELLE, 5 Lewis Place.

Single-family residence; lot size: .19 acre. Plaintiff: Bank of America National Association. Plaintiff ’s attorney: Frenkel, Lambert, Weiss, Weisman & Gordon, 631-969-3100; 53 Gibson St., Bay Shore 11706. Defendant: Doris Epps. Referee: Anthony Keogh.

Sale: June 1, 9 a.m. Approximate lien: $257,436.20.

NEW ROCHELLE, 24 Northwood Circle. Single-family residence; lot size: .51 acre. Plaintiff: Bank of America. Plaintiff ’s attorney: McCabe, Weisberg & Conway PC, 914-636-8900; 145 Huguenot St., Suite 401, New Rochelle 10801. Defendant: Judith Amdur. Referee: Linda Markowitz. Sale: May 25, 9:30 a.m. Approximate lien: $1,000,202.93.

PELHAM, 165 Sparks Ave. Singlefamily residence; lot size: .14 acre.

Plaintiff: U.S. Bank National Association. Plaintiff ’s attorney: Davidson, Fink, Cook, Kelly & Galbraith, 585-546-6448 or 585-760-8218, 28 E. Main St., Suite 700, Rochester 14614.

Defendant: Dawn Gibson. Referee: Joseph Maria. Sale: May 25, 9 a.m. Approximate lien: $719,519.78.

TUCKAHOE, 91 Mac Arthur Ave. Description: N/A; lot size: N/A. Plaintiff: The Bank of New York Mellon.

Plaintiff ’s attorney: McCabe, Weisberg & Conway PC, 914-636-8900; 145 Huguenot St., Suite 401, New Rochelle 10801. Defendant: James Moyna. Referee: Edmund Fitzgerald.

Sale: May 25, 10 a.m. Approximate lien: $41,420.37.

YONKERS, 10 Nelson St. Two-family residence; lot size: .12 acre. Plaintiff: MTGLW Investors LP. Plaintiff ’s attorney: Leopold & Associates PLLC, 80 Business Park Drive, Armonk 10504.

Defendant: Leon Mckoy. Referee: Bruce Bozeman. Sale: May 24, 9:30 a.m. Approximate lien: $90,429.81.

YONKERS, 28 and 30 Landscape Ave. Single-family residence; lot size .08 acre. Plaintiff: Aurora Loan Services LLC. Plaintiff ’s attorney: McCabe, Weisberg & Conway PC, 914-636-8900; 145 Huguenot St., Suite 140, New Rochelle 10801. Defendant: Laurent Brito. Referee: Bruce Trent.

Sale: May 25, 8:30 a.m. Approximate lien: $407,029.72.

JUDGMENTS Avant Capital Partners LLC, Stamford, Conn. $17,816 in favor of Plateau Associates LLC, Pleasantville.

Filed May 12.

Diamond Masonry and Concrete, Yonkers. $9,531 in favor of Package Pavement Company Inc., Stormville. Filed May 13.

Maryann’s Mexican Restaurant, Port Chester. $1,884 in favor of Westmore News Inc., Port Chester. Filed May 9.

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed.

Arriaga, Mauricio, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 98 N. Moger Ave., Mount Kisco 10549. Filed March 18.

&

FIGURES

Arrotti, John, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $150,000 affecting property located at 17 Quincy Court, Goldens Bridge 10526. Filed March 17.

Merusi, George A., et al. Filed by DLJ Mortgage Capital Inc. Action: seeks to foreclose on a mortgage to secure $600,000 affecting property located at 6 Adams Farm Road, Katonah 10536. Filed March 16.

Porfilio, Norman, et al. Filed by OneWest Bank N.A. Action: seeks to foreclose on a mortgage to secure $544,185 affecting property located at 9 First St., New Rochelle 10801.

Filed March 16.

Seller, Daniel Allen, et al. Filed by CitiMortgage Inc. Action: seeks to foreclose on a mortgage to secure $262,500 affecting property located at 12 Hemlock Drive, Mahopac 10541.

Filed March 17.

Ayala, Marisol, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $276,000 affecting property located at 154 Woodworth Ave., Yonkers 10701. Filed March 19.

Osbourne, Hopeton L., et al. Filed

by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $368,191 affecting property located at 11 Mersereau Ave., Mount Vernon 10553. Filed March 17.

Pratt, Jennifer L., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $180,000 affecting property located at 3F Woods End Circle, No. 3F, Peekskill 10566. Filed March 19.

The estate of Fredericka Davis, et al. Filed by Rose Acceptance Inc. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 120 Shonnard Terrace, Yonkers 10701. Filed March 18.

Bennett, A. Jeffrey Rives, et al.

Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 662 Grant Road, North Salem 10560. Filed March 18.

Bennett, Lorenza, et al. Filed by Caliber Home Loans Inc. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 45 S. 10th Ave., Mount Vernon 10550. Filed March 18.

Daly, Kathleen M., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $157,360 affecting property located at 5101 Villa at the Woods, Unit A401, Peekskill 10566. Filed March 18.

Daly, Stephanie, et al. Filed by Green Tree Servicing LLC. Action: seeks to foreclose on a mortgage to secure $411,280 affecting property located at 618 First St., Mamaroneck.

Filed March 16.

Donovan, Mitchell Sr., et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $321,300 affecting property located at 96 Sears Ave., Greenburgh 10523. Filed March 18.

Garcia, Carlotta, individually as sole intestate heir of Zoe C. Zambrano, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 23 Washington St., Port Chester 10573. Filed March 18.

Hasanaj, Januz, et al. Filed by Emigrant Bank. Action: seeks to foreclose on a mortgage to secure $800,000 affecting property located at 50 Cherry St., Katonah. Filed March 17.

Hoey, Deidre F., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $328,000 affecting property located at 2 Whittington Road, White Plains 10607. Filed March 18.

Jones, Carol, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $475,000 affecting property located at 61 Bradford Ave., White Plains 10603. Filed March 18.

Martabano, Robert G., et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $420,000 affecting property located at 96 N. Moger Ave., Mount Kisco 10549. Filed March 16.

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FACTS Unknown heirs at law of Robert E. Burke Jr., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $331,200 affecting property located at 481 A Heritage Hills, Somers 10589.

Filed March 16.

Vazquez, John, et al. Filed by Bayview Financial Trading Group LP. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 108 Pengilly Drive, New Rochelle 10804. Filed March 16.

MECHANIC’S LIENS Budke, Carrie, et al, as owner. $26,786 as claimed by Signature Exteriors Inc., Stamford, Conn. Property: in Rye. Filed May 11.

Qiao, Fei, et al, as owner. $52,695 as claimed by Sound Shore Restoration LLC, Bedford. Property: in Scarsdale.

Filed May 13.

Renamba LLC, as owner. $37,413 as claimed by Beebe Construction Services Inc., Utica. Property: in Scarsdale. Filed May 11.

Renamba LLC, as owner. $963,092 as claimed by Beebe Construction Services Inc., Utica. Property: in Scarsdale. Filed May 11.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Doing Business As R and R Restaurant Corp., d.b.a.

Pax Romana, 189 E. Post Road, White Plains 10601. Filed Oct. 14.

Salisbury Interiors Inc., d.b.a.

Salisbury and Manus, 38 Boulder Trail, Bronxville 10708. Filed Oct. 14.

9 Wyllys 1846 Main Funding Associates, 133 Parkway Road, Suite 1, Bronxville 10708, c/o Anna Filipkowski and Joseph B. Houlihan. Filed Oct. 13.

Mokar Co., 23 Belkmap Ave., Yonkers 10710, c/o Mostafa A. El Alaoui and Lalakel Alaoui. Filed Oct. 14.

Sole Proprietorships Demented Sinners, 141 Haven St., Elmsford 10523, c/o Richard Sequinot.

Filed Oct. 13.

MAY 23, 2016

Escobar Computer Fixed, 45 Harding Ave., White Plains 10606, c/o Gerardo Ottoniel Escobar Maldonado.

Filed Oct. 13.

Ilana’s Paw Patrol, 115 Pinecrest Parkway, Hastings-on-Hudson 10706, c/o Ilana Judith Costello. Filed Oct. 13.

Karen Deals, 63 End St., New Rochelle 10801, c/o Karen L. Gutierrez.

Filed Oct. 13.

Marroquin Jr Construction, 101 Main St., Dobbs Ferry 10522, c/o Henry A. Marroquin. Filed Oct. 13.

Michael Cacace IT Consulting, 2905 Mead St., Yorktown Heights 10598, c/o Michael Claudio Cocace.

Filed Oct. 14.

Paragon Property Maintenance, P.O. box 1421, Yorktown Heights 10598, c/o Kimberly Brennan. Filed Oct. 14.

Scattered Books, 7 Hungerford Road, Briarcliff Manor 10510, c/o Laura Schaefer. Filed Oct. 14.

Sean’s Cleaning and Handyman Service, 294 Mile Square Road, Yonkers 10701, c/o Sean M. Waight. Filed Oct. 13.

SOMA, 9 Wendover Road, Eastchester 10709, c/o Shari Gordon. Filed Oct. 13.

WIC II Environmental Services and Construction Co., 7 Balint Drive, Suite 624, Yonkers 10710, c/o Wayne Ivory Charles II. Filed Oct. 13.

Wilbro Consulting, 66 Bushey Ave., Yonkers 10710, c/o Olive Christine Williams Brown. Filed Oct. 13.

Wisdom 2.0 Connect NY, 24 Schildbach Road, Pound Ridge 10576, c/o Karin Young Shiel. Filed Oct. 13.

PATENTS

Partnerships

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East Side Fitness and Athletics, 33 William St., Apt. 1E2, Mount Vernon 10552, c/o Jordan McEachron. Filed Oct. 13.

Management of a history of a meeting. Patent no. Yurdaer Nezhi Doganata, Chestnut Ridge; and Mercan Topkara, Thornwood. Assigned to International Business Machines Corp., Armonk.

Method of hierarchical timing closure of VLSI circuits using partially disruptive feedback assertions. Patent no. 9,342,639 issued to Christine Casey, Hillsborough, N.C.; Kerim Kalafala, Rhinebeck; Ravichander Ledalla, Fishkill; and Debjit Sinha, Wappinger Falls. Assigned to International Business Machines Corp., Armonk.

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Monitoring objects in motion along a static route using sensory detection devices. Patent no. 9,342,932 issued to Salvador E. Chavez, Somerset, N.J.; David J. Delia, LaGrangeville; and Wayne M. Delia, Poughkeepsie. Assigned to International Business Machines Corp., Armonk.

Optical proximity correction (OPC) accounting for critical dimension (CD) variation from inter-level effects. Patent no. 9,342,648 issued to Shakay Banerjee, Hartsdale; Duresti Chidambarrao, Weston, Conn.; and Dongbing Shao, Wappinger Falls. Assigned to International Business Machines Corp., Armonk.

Pro-active protection of communication devices that are sensitive to vibration or shock. Patent no. 9,343,092 issued to Gary D. Cudak, Wake Forest, N.C.; Lydia M. Do, Raleigh, N.C.; Christopher J. Hardee, Raleigh, N.C.; and Adam Roberts, Moncure, N.C. Assigned to International Business Machines Corp., Armonk.

Senior-based truth maintenance.

Patent no. 9,342,787 issued to Prabhakar Attaluri, Aurora, Ill.; Mickey Iqbal, Tucker, Ga.; and Calvin D. Lawrence, Lithonia, Ga. Assigned to International Business Machines Corp., Armonk.

Social network pruning. Patent no.

9,342,856 issued to David A. Brooks, Arlington, Mass.; and Joseph A. Russo, Westford, Mass. Assigned to International Business Machines Corp., Armonk.

Software license and installation process management within an organization. Patent no. 9,342,825 issued to Miriam R. Ashton, Aladema, Calif.; Randy S. Johnson, O Fallon, Mo.; Tedrick N. Northway, Wood River, Ill.; Jacqueline Sveda, Ross, Calif.; Caryn L. Woodruff, Raleigh, N.C. Assigned to International Business Machines Corp., Armonk.

Traffic control agency deployment and signal optimization for event planning. Patent no. 9,342,982 issued to Arun Hampapur, Norwalk, Conn.; Qing He, East Amhurst; Xuan Liu, Yorktown Heights; and Songhua Xing, Staten Island. Assigned to International Business Machines Corp., Armonk.

User-influenced asynchronous module definition loader. Patent no. 9,342,616 issued to Andrew J. Ivory, Wake Forest, N.C.; Todd E. Kaplinger, Raleigh, N.C.; Aaron K. Shook, Raleigh, N.C.; and David M. Stecher, Durham, N.C. Assigned to International Business Machines Corp., Armonk.

FIGURES HUDSON VALLEY BUILDING LOANS Below $1 million Dourdis Family Trust, as owner.

Lender: Bank of Millbrook. Property: in Rhinebeck. Amount: $320,000.

Filed May 9.

Equity Homes of New York Inc., Port Jervis, as owner. Lender: Silver Heights Development LLC, Stamford, Conn. Property: 1552 Mountain Road, Mount Hope. Amount: $200,000.

Filed May 11.

Nafash Realty Newburgh LLC, Kinnelon, N.J., as owner. Lender: Walden Savings Bank, Montgomery.

Property: in Newburgh. Amount: $562,500. Filed May 13.

Presser, Hillel L., et al, as owner.

Lender: Bank of Millbrook. Property: in Washington. Amount: $293,000.

Filed May 12.

DEEDS

5 Country Hollow LLC, Brooklyn.

Seller: Rodney Tomek, et al, Highland Mills. Property: 5 Country Hollow Road, Highland Mills. Amount: $359,900. Filed May 11.

91-95 Broadway LLC, Newburgh.

Seller: 121-123 Broadway Corp., Irving, Texas. Property: 91-95 Broadway, Newburgh. Amount: $200,000. Filed May 9.

A–Class Management Inc., Carmel.

Seller: Rosemary Lorenzo, et al, Mount Prospect, Ill. Property: in Lake Carmel.

Amount: $130,000. Filed May 3.

A.K.K.N. Corp., New Windsor. Seller: S and N Real Estate Holding Corp., Montgomery. Property: in Shawangunk. Amount: $288,750. Filed May 12.

AC Liberty Development LLC, Hyde Park. Seller: Deutsche Bank National Trust Co. Property: 26 Houston Ave., Middletown 10940. Amount: $65,000. Filed May 10.

Al Attar Realty LLC, Central Valley. Seller: Mario Pasquariello, Monroe. Property: in Monroe. Amount: $400,000. Filed May 12.

Al Twal LLC, Poughkeepsie. Seller: Kelly Romano Brady, Poughkeepsie.

Property: 6 Benview Road, Hyde Park 12538. Amount: $22,000. Filed May 11.

Above $1 million

Avenn Construction Inc., Hopewell Junction. Seller: Paul Rakita Goldin, Yardley. Pa. Property: in Wappinger.

Amount: $50,000. Filed May 9.

ECB Realty LLC, Danbury, Conn.

Seller: Gas Land Petroleum Inc., Kingston. Property: in Southeast. Amount: $1.3 million. Filed May 3.

Better Homes Investors LLC, Middletown. Seller: Citizens Bank N.A. Property: 105 Main St., Otisville 10963.

Amount: $37,000. Filed May 12.

L and J 563 Realty LLC, Blauvelt.

Seller: Robert E. Havell, et al, Longboat Key, Fla. Property: 563 Route 17M, Monroe. Amount: $1.2 million. Filed May 9.

Bottalico Sons LLC, Mahopac.

Seller: Dyane C. Keegan, Elmhurst.

Property: 34 Gleneida Blvd., Mahopac.

Amount: $75,000. Filed April 26.

Land Preservation Partners LLC, Poughkeepsie. Seller: Peckham Materials Corp., White Plains. Property: in Washington. Amount: $2.1 million.

Filed May 10.

Rovna Estates LLC, Monroe. Seller: Horizon Gardens Inc., Monroe. Property: in Monroe. Amount: $1.8 million.

Filed May 9.

Below $1 million 1534 Madison LLC, Lakewood, N.J. Seller: Wells Fargo Bank N.A. Property: 23 Teneyck Ave., Greenwood Lake 10925. Amount: $599,900. Filed May 10.

42 Mill Hill Road LLC, Woodstock.

Seller: Woodstock Market Manager Corp., Woodstock. Property: 42 Mill Hill Road, Woodstock. Amount: $600,000. Filed May 11.

Federal Home Loan Mortgage Corp. Seller: Brett J. Egeth, Walden.

Property: 1213 Union Ave., Newburgh 12550. Amount: $74,204. Filed May 10.

Federal Home Loan Mortgage Corp. Seller: John B. Swift III, Goshen.

Property: 29 Ramona Drive, Newburgh 12550. Amount: $472,826. Filed May 12.

Federal National Mortgage Association. Seller: Charles E. Frankel, New Windsor. Property: 33 Ontario Ave., Middletown 10940. Amount: $302,149. Filed May 11.

Federal National Mortgage Association. Seller: Jason E. Sona, Suffern.

Property: 193 Robinson Ave., Newburgh 12550. Amount: $166,327. Filed May 13.

Federal National Mortgage Association. Seller: John A. Strong, et al, Pomona. Property: 54 Sloane Road, Newburgh 12550. Amount: $236,110.

Filed May 9.

Federal National Mortgage Association. Seller: John B. Swift III, Goshen. Property: 173 Liberty Corners Road, Pine Island 10969. Amount: $162,200. Filed May 12.

Federal National Mortgage Association. Seller: Kenneth Coddington Jr., et al, Hudson. Property: 5 Laurel Lane, Kerhonkson 12446. Amount: $94,457. Filed May 10.

Federal National Mortgage Association. Seller: Mark Insetta, Newburgh. Property: 14 Frank St., Greenwood Lake 10925. Amount: $336,410.

Filed May 9.

Federal National Mortgage Association. Seller: Peter Botti, Goshen. Property: 14 Maple St., Newburgh 12550. Amount: $115,684. Filed May 10.

Capital One N.A. Seller: Peter R. Eriksen, Walden. Property: 20 Millers Lane, Warwick 10990. Amount: $745,174. Filed May 11.

Federal National Mortgage Association. Seller: Robert F. Light, et al, Carmel. Property: 76 Clarkson Road, Carmel 10512. Amount: $214,843. Filed May 4.

Chalynch LLC, Rumson, N.J. Seller: Karen A. McCormick, Highland Falls.

Property: 30 South St., Highland Falls.

Amount: $153,500. Filed May 13.

Grey Ledges LLC, Brewster. Seller: Anthony Palumbo, et al, Dryden.

Property: 55 Beekman Drive, Carmel 10512. Amount: $75,000. Filed May 3.

CitiMortgage Inc. Seller: John Revella, Walden. Property: 6 Rutland Lane, Newburgh 12550. Amount: $616,536.

Filed May 9.

Hod Shbehod LLC, Monroe. Seller: Leslie A. Baum, Walden. Property: 21 Goshen Ave., Washingtonville 10992.

Amount: $67,250. Filed May 12.

DRI 4 LLC, Oneonta. Seller: Robert Wood, et al, Katonah. Property: in Carmel. Amount: $270,000. Filed May 5.

HSBC Bank USA N.A. Seller: Edith Morales, Kent Lakes. Property: 4 Tulip Road, Southeast 10509. Amount: $317,619. Filed April 29.

Fannie Mae. Seller: Michael L. Fox, Newburgh. Property: 27 Laurel Trail, Monroe 10950. Amount: $288,715.

Filed May 12.

Federal Home Loan Mortgage Corp. Seller: Alexander Saavedra, Goshen. Property: 184 Clove Road, Blooming Grove 10914. Amount: $514,521. Filed May 12.

Hudson Heritage Federal Credit Union, Middletown. Seller: Marie M. Keating, Unionville. Property: 32 High St., Unionville 10988. Amount: $203,675. Filed May 11.

JSA Group LLC, Middletown. Seller: Burton W. Dillon, Maybrook. Property: 405 Homestead Ave., Maybrook.

Amount: $70,000. Filed May 10.

FACTS King’s Fire International of Kingston Inc., Lake Katrine. Seller: Mid-Hudson Valley Federal Credit Union, Kingston. Property: in Ulster.

Amount: $485,000. Filed May 12.

L and L Adventures Inc., Wallkill.

Seller: Carlos P. Lens, Wallkill. Property: in Plattekill. Amount $457,000.

Filed May 6.

Live Well Financial Inc., Richmond, Va. Seller: Agatha Frassman, Washingtonville. Property: 71 E. Main St., Washingtonville 10992. Amount: $189,266. Filed May 12.

Masten LLC, Montgomery. Seller: Federal Home Loan Mortgage Corp.

Property: 34 Red Barn Road, Pine Bush 12566. Amount $20,000. Filed May 13.

MWY Realty LLC, Monroe. Seller: Michael E. Catania, Newburgh. Property: 15 Lark Terrace, Goshen 10924.

Amount: $103,000. Filed May 12.

Next Generation TS, LaGrangeville. Seller: Rayford Deverne and Sons Inc., Briarcliff Manor. Property: in Union Vale. Amount: $150,000.

Filed May 10.

OJW Realty Enterprises LLC, Waccabuc. Seller: Deutsche Bank National Trust Co. Property: 5 Skyview Drive, Poughkeepsie 12603. Amount: $90,000. Filed May 10.

Paradise Preserve LLC, Pawling.

Seller: Deverly Corp., Mount Kisco.

Property: 12 Deverly Road, East Fishkill. Amount: $150,000. Filed May 9.

Pd&c Property Management LLC, Rosendale. Seller: John T. Walsh, Rosendale. Property: in Rosendale.

Amount $155,000. Filed May 11.

Pencab Contracting LLC, Nanuet.

Seller: Austin Paul Carroll, et al, Port Jervis. Property: in Port Jervis.

Amount: $18,000. Filed May 10.

PennyMac Corp., Moorpark, Calif. Seller: Judith Reardon, Katonah. Property: 5 Sunset Ridge, Carmel 10512. Amount: $597,812. Filed April 28.

PennyMac Corp., Moorpark, Calif.

Seller: Michelle Rametta, Goshen.

Property: 8 Barclay Road, New Windsor 12553. Amount: $692,707. Filed May 10.

Pomona Kendal LLC, Monsey.

Seller: Ned Kopald, Highland Falls.

Property: 5 Kendal Lane, Unit 51, Middletown 10940. Amount: $69,200.

Filed May 9.

REMJMM LLC, Newburgh. Seller: 247 Grand Street LLC, Denver.

Property: 247 Grand St., Newburgh.

Amount: $99,000. Filed May 11.

REMJMM LLC, Newburgh. Seller: Fortune Stream Realty, New Providence, N.J. Property: in Newburgh.

Amount: $60,000. Filed May 11.

Ridge Point LLC, Los Angeles, Calif. Seller: Kevin Condon, et al, Middletown. Property: in Port Jervis.

Amount: $30,000. Filed May 13.

Round Hill Land LLC, Brookyn.

Seller: Christopher Fadden, Cold Spring. Property: in Philipstown.

Amount: $370,000. Filed May 4.

RRCH No. 4 LLC, Dallas, Texas. Seller: JPMorgan Chase Bank N.A. Property: 1490 Route 17M, Chester 10918.

Amount: $100,690. Filed May 11.

S.J.S. Equities Ltd., Kingston. Seller: Creekview Enterprises LLC, Kingston. Property: in Ulster. Amount: $325,000. Filed May 11.

Santander Bank N.A. Seller: John B. Swift III, Goshen. Property: 39 Raymond Drive, Port Jervis 12771.

Amount: $216,303. Filed May 10.

Shaefe Woods Realty LLC, Wappingers Falls. Seller: David Weinberg, Newburgh. Property: Cynwyd Drive, Fishkill 12524. Amount: $45,000.

Filed May 10.

The Media Darlings LLC, Newburgh. Seller: U.S. Bank N.A. Property: 141-143 Grand St., Newburgh 12550.

Amount: $61,950. Filed May 13.

U.S. Bank N.A. Seller: Eloise ParrinoButovich, et al, White Plains. Property: 102 Highview Drive, Patterson 10512. Amount: $898,761. Filed April 29.

U.S. Bank N.A. Seller: Jonathan M. Victor, Mahopac. Property: 12 Saginaw Road, Patterson 12563. Amount: $444,830. Filed May 2.

U.S. Bank N.A. Seller: Ralph L. Puglielle, New Windsor. Property: 19 Heather Ridge, Highland Mills 10930.

Amount: $544,620. Filed May 11.

U.S. Bank Trust N.A. Seller: Maureen Fleming, Kent Lakes. Property: 401 Village Drive, Southeast 10509.

Amount: $291,242. Filed April 26.

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Wilmington Savings Fund Society FSB. Seller: Otoniel O. Castro, et al, Patterson. Property: 95 S. Quaker Hill Road, Patterson 12563. Amount: $215,000. Filed May 2.

Wilmington Savings Fund Society FSB. Seller: Philip Speziale, Rotonda West, Fla. Property: 911 Cherry Hill Drive, Poughkeepsie 12603.

Amount: $68,000. Filed May 10.

Wilmington Savings Fund Society FSB. Seller: Robert M. Brown, et al, Poughkeepsie. Property: 91 South Ave., Pleasant Valley 12569. Amount: $115,500. Filed May 11.

WJOS Development Corp., Poughkeepsie. Seller: Arthur Ackert, et al, Poughkeepsie. Property: in Poughkeepsie. Amount: $20,000.

Filed May 11.

Y.B.R. Realty Corp., Monsey.

Seller: U.S. Bank N.A. Property: 160 Sycamore Drive, New Windsor 12553.

Amount: $119,900. Filed May 9.

JUDGMENTS Aroma Thyme Bistro Inc., Ellenville. $104 in favor of the New York State Department of Taxation and Finance, Albany. Filed May 12.

Newburgh Cold and Dry Business LLC, Newburgh. $47,100 in favor of Pelleh Poultry Corp., Swan Lake. Filed May 12.

O and R Utilities, Pearl River. $1,000 in favor of Middletown City Court, Middletown. Filed May 11.

Rushmore Wastewater Treatment Corp., Woodbury. $20,643 in favor of VRI Environmental Services Inc., LaGrangeville. Filed May 9.

SCC Holding Corp., Highland. $103 in favor of the New York State Department of Taxation and Finance, Albany. Filed May 12.

Shokan Wine and Spirits Corp., Shokan. $55,693 in favor of Shokan Square Ltd., Port Ewen. Filed May 13.

Specs Optical Inc., Newburgh. $883 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 13.

Superior Collection Inc., Middletown. $1,642 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 13.

Superior Seal Insulators, Wallkill. $2,268 in favor of Marjam Supply Company Inc., Farmingdale. Filed May 12.

Tardi Chiropractic PC, Highland. $286 in favor of the New York State Department of Taxation and Finance, Albany. Filed May 12.

The Granit at Hudson Valley Resort LLC, et al, Kerhonkson. $247,739 in favor of Constellation NewEnergy Inc., Baltimore, Md. Filed May 13.

Tipsy’s Bar and Grill Inc., Newburgh. $649 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 13.

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed.

Accurso, Stephanie, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $437,000 affecting property located at 49 Boniello Drive, Mahopac 10541.

Filed May 5.

A�yapong, Victor K., et al. Filed by Bayview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $334,875 affecting property located at 37 Sparrow Ridge Road, Carmel 10512. Filed April 28.

Ahmed, Malik Zaheer, et al. Filed

by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $159,000 affecting property located at 14 Midoaks Drive, Monroe 10950.

Filed Oct. 13.

Aikens, Robert L., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 59 Carson Ave., Newburgh 12550. Filed Oct. 8.

Aryan Inc., et al. Filed by Bayview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $264,600 affecting property located at 1035 Little Britain Road, New Windsor 12553. Filed Oct. 13.

Babcock, John A., et al. Filed by TD Bank N.A. Action: seeks to foreclose on a mortgage to secure $53,000 affecting property located at 99 Viola St., Wallkill 12589. Filed May 12.

Boom, Baby! Boutique, High Falls. $232 in favor of the New York State Department of Taxation and Finance, Albany. Filed May 12.

Cyberchrome Inc., New Paltz. $207 in favor of the New York State Department of Taxation and Finance, Albany. Filed May 12.

Electronics Valet, Wallkill. $280 in favor of the New York State Department of Taxation and Finance, Albany. Filed May 12.

GNSG LLC, Pine Brook, N.J. $12,696 in favor of Sysco Albany LLC, Half Moon. Filed May 12.

U.S. Bank Trust N.A. Seller: Robert Keener, Cornwall-on-Hudson. Property: 660 Route 6, Greenville 12771.

Amount: $208,598. Filed May 11.

Gold Fox Restaurant LLC, Highland. $63,962 in favor of Pinnacle Merchant Advance LLC, Huntington Valley, Pa. Filed May 13.

U.S. Bank Trust N.A. Seller: Sharon M. Faulkner, Poughkeepsie. Property: 269 Millwood Road, Millbrook.

Amount: $325,000. Filed May 10.

Halevi Development Corporation Co., New Paltz. $273 in favor of the New York State Department of Taxation and Finance, Albany. Filed May 12.

Wilmington Savings Fund Society FSB. Seller: Janine Abenante, Savannah, Ga. Property: 155 Franke Road, Huguenot 12746. Amount: $212,792. Filed May 12.

Liberty Realty Ventures LLC, Newburgh. $10,045 in favor of the city of Newburgh. Filed May 9.

Bill’s Garage LLC, New Paltz. $272,755 in favor of the New York State Department of Taxation and Finance, Albany. Filed May 12.

U.S. Bank Trust N.A. Seller: Nancy J. Schneider, Washingtonville. Property: 71 Cedar Ave., New Windsor 12553.

Amount: $403,745. Filed May 9.

Wells Fargo Bank N.A. Seller: Marcia Ann Jacobowitz, Walden. Property: 23 Stonewall Road, Monroe 10950.

Amount: $414,687. Filed May 12.

FIGURES

Holding On, Letting Go, Memoir Group of Kingston Corp., Kingston. $150 in favor of the New York State Department of Taxation and Finance, Albany. Filed May 12.

J. Rocco’s Steakhouse, Shandaken. $2,604 in favor of Matthews and Grieco, Kingston. Filed May 13.

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FACTS

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Bailey, Barbara, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $352,500 affecting property located at 312 Shawangunk Lake Road, Pine Bush 12566. Filed May 9.

Button, John, et al. Filed by Wilmington Savings Fund Society FSB. Action: seeks to foreclose on a mortgage to secure $119,691 affecting property located at 91 Delafield St., Poughkeepsie 12601. Filed May 9.

Dalton, Thomas, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $263,500, affecting property located at 9 Northway, Lake Peekskill 10537. Filed May 10.

Barao, Norman Jr., et al. Filed by Wilmington Savings Fund Society FSB. Action: seeks to foreclose on a mortgage to secure $440,100 affecting property located at 19 Woodridge Drive, Chester 10918. Filed Oct. 8.

Byrne, Patrick Jr., et al. Filed by United States of America. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 31 South Drive, Saugerties 12456. Filed May 12.

Davis, Eric L., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $303,457 affecting property located at 2005 Dunhill Drive, Brewster 10509.

Filed May 5.

Barr, Stephen, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $220,500 affecting property located at 55 Woodland Trail, Unit N55, Carmel 10512. Filed April 29.

Callas, Corinne, et al. Filed by Federal National Mortgage Association.

Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 2051 Route 300, Wallkill 12589. Filed Oct. 7.

Decoursey, Terrence, et al. Filed

by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $202,378 affecting property located at 30 Burdick Road, Patterson 12563.

Filed April 28.

Battle, Tommy, et al. Filed by Citizens Bank N.A. Action: seeks to foreclose on a mortgage to secure $140,000 affecting property located at 400 S. Ohioville Road, New Paltz 12561. Filed May 10.

Capra, Tara, et al. Filed by Wilmington Trust N.A. Action: seeks to foreclose on a mortgage to secure $244,000 affecting property located at 37 Cottage Road, Carmel 10512.

Filed May 5.

Diaz, Guillermo A., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $249,792 affecting property located at 64 Ridge Road, Garrison 10524. Filed May 2.

Beckmann, Michelle, et al. Filed

by OneWest Bank FSB. Action: seeks to foreclose on a mortgage to secure $220,500 affecting property located at 611 N. Chodikee Lake Road, Highland 12528. Filed May 9.

Cautillo, Vincent R., et al. Filed by Green Tree Servicing LLC. Action: seeks to foreclose on a mortgage to secure $360,000 affecting property located at 69 E. Crossman Ave., Monroe 10950. Filed Oct. 8.

Diers, Margaret Lund, as heir to the estate of Robert F. Diers, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $60,000 affecting property located at 154 Patterson Road, West Camp 12490. Filed May 12.

Bloech, Robert C. Jr., et al. Filed

by Mortgage Electronic Registration Systems Inc. Action: seeks to foreclose on a mortgage to secure $328,000 affecting property located at 7 Montfort Road, Wappingers Falls 12590. Filed May 9.

Cipriano, Mario, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $280,000 affecting property located at 203 Leetown Road, Stormville 12582. Filed May 9.

Bovic Enterprises Inc., et al. Filed

by Sterling National Bank. Action: seeks to foreclose on a mortgage to secure $148,000 affecting property located at 187 Highland Ave., Middletown 10940. Filed Oct. 9.

Brewer, Therese Louise, et al.

Filed by OneWest Bank FSB. Action: seeks to foreclose on a mortgage to secure $90,000 affecting property located at 41 Tillson Road, Tillson 12486.

Filed May 12.

Brown, Harry L. Jr., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $262,500 affecting property located at 3 Kingsley Place, Newburgh 12550.

Filed Oct. 7.

Browne, Sean L., et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $283,449 affecting property located at 211 Summit Drive, New Windsor 12553. Filed Oct. 9.

Buck, Alvin D. Jr., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $132,729 affecting property located at 4 Old Road, Cuddebackville 12729.

Filed Oct. 9.

Bullock, Colleen, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $222,859 affecting property located at 371 Verplanck Ave., Beacon 12508. Filed May 11.

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MAY 23, 2016

Cohen-Szuchman, Gabriela N., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 48 Heather Ridge, Highland Mills 10930. Filed Oct. 7.

Collins, Jerey, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $248,000 affecting property located at 117 River Road, Wallkill 12589. Filed May 9.

Conklin, Freddy, et al. Filed by Santander Bank N.A. Action: seeks to foreclose on a mortgage to secure $183,000 affecting property located at 39 Raymond Drive, Port Jervis 12771.

Filed Oct. 7.

Conte, Gerard A., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $160,000 affecting property located at 17 Park Hill Drive, New Windsor 12553. Filed Oct. 8.

Creary, Steven N., et al. Filed by Ocwen Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $292,000 affecting property located at 402 Buttermilk Falls Road, Warwick 10990. Filed Oct. 13.

Culhane, John R., heir to the estate of Michael J. Culhane, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $132,965 affecting property located at 26 Gardner Ave., Wallkill 10940. Filed Oct. 14.

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FIGURES Gonzalez, Sadi, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $285,310 affecting property located at 99 Nelson Road, Monroe 10950. Filed Oct. 9.

Grundig, Kevin, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $208,000 affecting property located at 84 Commonwealth Ave., Middletown 10940. Filed Oct. 7.

Gulnick, Barton Jr., as Ulster County commissioner of finance as administrator of the estate of Theodore Haines, et al. Filed by Sun West Mortgage Company Inc. Action: seeks to foreclose on a mortgage to secure $187,500 affecting property located at 12 White Road, Saugerties 12477. Filed May 10.

Hannawalt, Philip M., et al. Filed

by Santander Bank N.A. Action: seeks to foreclose on a mortgage to secure $379,500 affecting property located at 35 Saint Pauls Way, Fort Montgomery 10922. Filed Oct. 7.

Hansen, Douglas J., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $450,000 affecting property located at 12 Sunshine Lane, Hopewell Junction 12533. Filed May 10.

Dunn, Mary, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $200,000 affecting property located at 43 Homestead Village Drive, Unit 50, Warwick 10990. Filed Oct. 13.

Hernandez, Miguel A., et al. Filed

by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $252,000 affecting property located at 327 Angelo Drive, Montgomery 12549. Filed Oct. 13.

Edward, Okri E., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $152,000 affecting property located at 129 Montgomery St., Newburgh 12550.

Filed Oct. 9.

Hidalgo, Marco Fernando, et al.

Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 13 Lorelei Drive, Middletown 10940. Filed Oct. 14.

Ferguson, Richard D. III, et al.

Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $172,000 affecting property located at 26 Belle Lane, Garrison 10524. Filed May 4.

Hofer, Michael, et al. Filed by Hudson Valley Federal Credit Union. Action: seeks to foreclose on a mortgage to secure $223,857 affecting property located at 24 Kings Drive, Wallkill 12589. Filed Oct. 8.

Fromm, Peter L., et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 400 Plum Court, Newburgh 12550. Filed Oct. 14.

Honigsberg, Joseph, et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $347,000 affecting property located at 7 Lower Lake Road, Mahopac 10541.

Filed April 29.

Giametta, Charles T., et al. Filed

by OneWest Bank FSB. Action: seeks to foreclose on a mortgage to secure $300,000 affecting property located at 1502 Route 9W, Marlboro 12542.

Filed May 10.

Housman, Elizabeth, et al. Filed

by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $172,500 affecting property located at 8 Saint Marks Place, Napanoch 12458. Filed May 12.

Gomez, Richard A., et al. Filed

by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $348,320 affecting property located at 4 Birch Drive, New Windsor 12553.

Filed Oct. 13.

Hussain, Anna Maria, et al. Filed

by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $201,400 affecting property located at 132 Wilson Road, Deer Park 12780. Filed Oct. 13.

Gonzalez, Charlene, et al. Filed

by Quicken Loans Inc. Action: seeks to foreclose on a mortgage to secure $199,000 affecting property located at 7 Renfrewshire Drive, Middletown 10941. Filed Oct. 8.

Isioye, Gabriel A., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $567,000 affecting property located at 43 Wyndham Lane, Carmel 10512.

Filed May 6.

Izzo, Richard J., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $382,500 affecting property located at 317 Center Drive, Mahopac 10541.

Filed May 5.

Jordan, John C., et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $572,867 affecting property located at 15 Feagles Road, Warwick 10990. Filed Oct. 9.

Kahn, Paul D., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $79,000 affecting property located in Newburgh. Filed Oct. 14.

Kerrigan, Edward F., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $422,400 affecting property located at 85 West St., Patterson 12563. Filed April 28.

Khan, Ahad Bilal, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $414,226 affecting property located at 4 Allyson Court, Goshen 10924. Filed Oct. 14.

Kovaleski, Stephen, et al. Filed

by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $312,000 affecting property located at 34 Hillside Terrace, Brewster 10509. Filed May 6.

Lombardo, Marc S., et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 1 Lexington Hill Road, Unit 6, Harriman 10926. Filed Oct. 9.

Lopez, Juan, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $179,200 affecting property located at 2411 Goshen Turnpike, Middletown 10941. Filed Oct. 14.

Massello, Frank, et al. Filed by CIT Bank N.A. Action: seeks to foreclose on a mortgage to secure $478,500 affecting property located at 90 Dunderberg Road, Putnam Valley 10579. Filed May 4.

McQuade, Cathal J., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $249,000 affecting property located at 36 Mitchell Ave., Poughkeepsie 12603. Filed May 10.

Melchner, Charles G., et al. Filed

by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $600,000 affecting property located at 722 South Lake Blvd., Carmel 10541.

Filed April 29.

Mercadante, James V., et al. Filed

by IMPAC Funding Corp. Action: seeks to foreclose on a mortgage to secure $489,250 affecting property located at 7 Shallow Stream Road, Carmel 10512. Filed April 28.

Meuser, Frances V., individually and as surviving spouse of William E. Meuser, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $249,000 affecting property located at 524 N. Chodikee Lake Road, Highland 12528. Filed May 10.

Milo, Felice, as executrix of the estate of Joseph F. Kurzban, et al. Filed

by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $562,500 affecting property located at 4174 Route 212, Woodstock 12448. Filed May 9.

Mitchell-Listwan, Heather, et al.

Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $186,010 affecting property located at 339 Hortontown Road, Hopewell Junction 12533. Filed May 5.

Montagnino, John D., et al. Filed

by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $197,999 affecting property located at 34 Noel Drive, Newburgh 12550. Filed Oct. 8.

Moore, Donna, as heir at law and next of kin of Sarah Moore, et al.

Filed by Wendover Financial Services Corp. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 143 Minisink Trail Extension, Goshen 10924. Filed Oct. 14.

Mulligan, Michael T., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 12 Delmar Road, Patterson 12563. Filed May 3.

Palmerini, Matthew L., et al. Filed

by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $207,000 affecting property located at 702 Village Drive, Brewster 10509. Filed April 29.

Pastilha, Maristela, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $98,100 affecting property located at 26 Putnam Drive, Carmel 10512. Filed May 9.

Peterson, Eric W., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $417,723 affecting property located at 19 Elizabeth Court, Brewster 10509.

Filed April 28.

Pileggi, Dominick, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 423 Philo St., New Windsor 12553. Filed Oct. 7.

Plaplan, Frederic A., et al. Filed

by MidFirst Bank. Action: seeks to foreclose on a mortgage to secure $102,914 affecting property located at 86 Hudson St., Port Jervis 12771. Filed Oct. 13.

FACTS Pollard, Ray W. III, et al. Filed by Navy Federal Credit Union. Action: seeks to foreclose on a mortgage to secure $159,355 affecting property located at 124 S. Manor Ave., Kingston 12401. Filed May 9.

Shultis, Todd R., et al. Filed by Quicken Loans Inc. Action: seeks to foreclose on a mortgage to secure $246,100 affecting property located at 33 Schwabie Turnpike, Kerhonkson 12446. Filed May 12.

Raring, Randy S. Jr., et al. Filed

by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $232,780 affecting property located at 63 Welling Road, Slate Hill 10973. Filed Oct. 13.

Sinclair, Clayton, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $230,000 affecting property located at 99 Milton Turnpike, Milton 12547. Filed May 11.

Redlon, Gary C., et al. Filed by PCSB Bank. Action: seeks to foreclose on a mortgage to secure $219,000 affecting property located at 118 Deacon Smith Hill Road, Patterson. Filed May 6.

Smith, Karl, et al. Filed by Hudson Valley Federal Credit Union. Action: seeks to foreclose on a mortgage to secure $330,000 affecting property located at 272 W. Mombasha Road, Monroe 10950. Filed Oct. 8.

Rega, John, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $356,000 affecting property located at 111 Whangtown Road, Carmel 10512.

Filed April 28.

Smykla, Marylou, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $215,000 affecting property located in Middletown. Filed Oct. 7.

Roche, James T., et al. Filed by Citizens Bank N.A. Action: seeks to foreclose on a mortgage to secure $269,527 affecting property located at 10 Melody Lane, Warwick 10990.

Filed Oct. 7.

Rosen, Robert A., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $520,000 affecting property located at 65 Wetherill Road, Brewster 10509. Filed May 10.

Rosenberg, Hershy, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $236,700 affecting property located at 26 Van Buren Drive, Monroe 10950. Filed Oct. 7.

Ross, Thomas F., et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $121,600 affecting property located at 6448 Route 55, Dover 12594. Filed May 10.

Ruggiero, Vincent L. III, et al.

Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $359,999 affecting property located at 25 Everett Road, Carmel 10512. Filed May 3.

Servider, John A., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $250,000 affecting property located at 661 Route 311, Patterson 12563. Filed May 6.

Shevchuk, Svetlana, et al. Filed

by The Bank of New York Mellon.

Action: seeks to foreclose on a mortgage to secure $560,000 affecting property located at 34 Crystal Farm Road, Warwick 10990. Filed Oct. 8.

Shiels, Bernadette, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $127,500 affecting property located at 405 Grand St., Newburgh 12550.

Filed Oct. 8.

Stelmach, Zdzislaw, et al. Filed

by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $292,800 affecting property located at 2 Ivy Place, Warwick 10990. Filed Oct. 13.

Stockburger, Susan Z., et al. Filed

by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $228,000 affecting property located at 563 Route 416, Montgomery 12549. Filed Oct. 7.

Sweeney, Peg�y L., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $100,000 affecting property located at 22 Mower Mill Road, Saugerties 12477. Filed May 11.

Tahatdil, Claudette, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $365,000 affecting property located at 212 Barger St., Putnam Valley 10579.

Filed May 9.

Taylor, Barbara, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $544,000 affecting property located at 338 N. Kaiser Road, Montgomery 12549.

Filed Oct. 14.

Telesco, Regina, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $495,000 affecting property located at 268 W. Lovell St., Mahopac. Filed May 11.

Torres, Lissette, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 4 Tanglewood Drive, Goshen 10924. Filed Oct. 9.

Ulrichs, Robert, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $96,300 affecting property located at 58 and 61 Main St., Sparrow Bush 12780. Filed Oct. 7.

&

Unknown administrator of the estate of Lori Frees, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $125,000 affecting property located at 274 Heritage Lane, Unit 27D, Monroe 10950. Filed Oct. 14.

Vann, Jesse, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $170,400 affecting property located in Newburgh. Filed Oct. 7.

Villalba, Carlos, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $110,000 affecting property located at 7 Higgins Trail, Blooming Grove 10914. Filed Oct. 13.

Walters, Farisha, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $592,000 affecting property located at 1 Oldwyck Crescent, Highland Mills 10930. Filed Oct. 13.

Weiner, Steven L., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $270,000 affecting property located at 159 Mount Airy Road, New Windsor 12553. Filed Oct. 14.

Westchester Medical Center, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 217 Peaceable Hill Road, Brewster 10509. Filed May 5.

White, William G., et al. Filed

by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $281,250 affecting property located at 5 Henry St., Pawling 12564. Filed May 9.

Williams, Donna V., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 58 Carson Ave., Newburgh 12550. Filed Oct. 13.

Wilson, Patricia A., et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $303,750 affecting property located at 374 Bullet Hole Road, Patterson 12563. Filed May 9.

Winkler, Ryan, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $338,259 affecting property located at 452 Cornwall Hill Road, Patterson 12563. Filed May 4.

Winston, Joy, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $191,236 affecting property located at 145 E. Main St., Port Jervis 12771. Filed Oct. 13.

FIGURES Wutch, Stacey, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $174,775 affecting property located at 227 James St., New Windsor 12553.

Filed Oct. 7.

MECHANIC’S LIENS Gallousis, Sarah, as owner. $99,000 as claimed by William Laurance Holden. Property: 30 Sunset Drive, Port Jervis. Filed May 10.

Mill Street Housing Development Fund Corporation Inc., Middletown, as owner. $17,000 as claimed by Goodman Manufacturing Company LP, Houston, Texas.

Property: 34 Mill St., Middletown.

Filed May 10.

Nina S. Lewis Revocable Trust, as owner. $56,815 as claimed by 18th Century Builders, Sugar Loaf. Property: 506 Route 94 North, Warwick.

Filed May 9.

Smith Clove Road LLC, as owner. $18,887 as claimed by Probuild Company LLC, Middletown. Property: 138 Smith Clove Road, Woodbury. Filed May 12.

The Warwick Yard LLC, as owner. $25,200 as claimed by Northeast Laser Grading LLC, Gilford, N.H. Property: 122 State School Road, Warwick.

Filed May 13.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Doing Business As BMT Worldwide Inc., d.b.a.

Unique Jemz Accessories and Clothing, 8 Downs St., Kingston 12401. Filed May 13.

Boys and Girls Club of Ulster County Inc., d.b.a. Boys and Girls Club of Kingston, 139 Greenkill Ave., Kingston 12401. Filed May 13.

Boys and Girls Club of Ulster County Inc., d.b.a. Boys and Girls Club of Saugerties, 45 Partition St., Saugerties 12477. Filed May 13.

GM Digital Technologies Inc., d.b.a. CMIT Solutions of Orange County, 164 Main St., Goshen 10924.

Filed May 13.

Kenco Work and Safety Store Inc., d.b.a. Kenco Customs, 1000 Hurley Mountain Road, Kingston 12401. Filed May 13.

Mid-Hudson Marketplace Inc., d.b.a. Mid-Hudson Marketplace, 5 Maple Ave., Highland 12528. Filed May 13.

Northern Spy Café Inc., d.b.a. The Spy, 155 Main St., High Falls 12440.

Filed May 13.

G-Ma’s Kydz, 118 Wawayanda Ave., Middletown 10940, c/o Kesha Perry.

Filed April 17.

Peak Trading Corp., d.b.a. Construction Tool Warehouse, 1 Tomsons Road, No. 100, Saugerties 12477.

Filed May 13.

Good Times Travel, 2494 Mount Hope Road, Otisville 10963, c/o Joanne Hargrove. Filed April 20.

Partnerships

Hudson Valley Bucket List, 5 Pluto Lane, Modena 12548, c/o Rebecca A. Varone. Filed May 9.

Choppers General Contracting, 177 N. Plank Road, Newburgh 12550, c/o Antonio Cortes and Octavio Hernandez. Filed April 21.

Independent Protection, Training and Consulting, 66 Evan Road, Warwick 10990, c/o Jerry L. Johnson.

Filed April 17.

River Union, 23 Factory St., Warwick 10990, c/o Jessica Weaver and Anna Novak. Filed April 22.

J and H Carpentry and Painting, 19 Blueberry Hill Road, Unionville 10988, c/o Jakelin Natali Solares Torres. Filed April 22.

Sole Proprietorships

Jay’s Quality Yard Maintenance, 4 Konefal Ave., Pine Bush, c/o Jason John Caston. Filed April 17.

A and B Quick Stop, 1291 Dolsontown Road, Unit 2, Middletown 10940, c/o Ibtesam Abdel Hadi. Filed April 21.

Aeon Herbs, 42 Hasbrouck Road, New Paltz 12561, c/o Daryl T. Gilson.

Filed May 9.

C and D Modular Homes, 20 Cosman Drive, Marlboro 12542, c/o Marybeth Dawes. Filed May 10.

Catskill Hudson Area Resource Maximizers, P.O. Box 4162, Kingston 12402, c/o Ihor B. Procyk. Filed May 13.

Colors to Canvas, 60 Spruce Lane, Saugerties 12477, c/o Cindy Lee Ricks.

Filed May 10.

F.A.S. Home Improvement, 23 Cole St., Port Jervis 12771, c/o Francis Albert Serritella. Filed April 17.

Fellow Traveler Radio, 42 Hasbrouck Road, New Paltz 12561, c/o Daryl T. Gilson. Filed May 9.

Flash Forward Creations, 40 Deller Road, Highland 12528, c/o Rebecca A. Rhodes. Filed May 9.

From the Heart Doula Services, 8 Spaulding Court, Saugerties 12477, c/o Jessica S. Hyatt. Filed May 9.

JTR Car Detailing, 40 Dalfonso Road, Newburgh 12550, c/o Tyler Prokosch. Filed April 20.

Knowledge is Freedom Publishing, 702 Acorn Hill Road, Olivebridge 12461, c/o Linda M. Brownell. Filed May 11.

Kristy Apostolides Market Consultant Services, 2 Cross Ridge Road, Tuxedo 10987, c/o Kristen Apostolides. Filed April 21.

Kross Vapor, 73 Hammond St., Port Jervis 12771, c/o Kevin A. Bartha. Filed April 20.

Mike’s Maintenance, P.O. Box 2615, Kingston 12401, c/o Michael Monsanto Jr. Filed May 10.

Niko’s Landscaping, 20 Pencil Hill, Apt. 3B, New Paltz 12561, c/o Nikolai Salvatore Peone. Filed May 9.

Precision HVAC, 21 Austin Ave., Saugerties 12477, c/o Jose A. Santiago.

Filed May 13.

Queen of Arts, 2504 Whispering Hills Drive, Chester, c/o Leslie Neuschaefer. Filed April 21.

Seven Sons, 21 Flemming Drive, Newburgh 12550, c/o Adrian J. Quinn.

Filed April 21.

Accountant (Yonkers, NY) prep, review & analyze accounting records & fin’l statements to assess accuracy, loss & compliance w/laws, regulations & accepted accounting procedures. Conduct internal audits & perform complex fin’l analysis to ensure accounts are properly stated. REQ: Bach’s deg or foreign equiv in Accounting or closely rltd field. Employer will accept applicants w/single deg or any combo of degs, diplomas, or professional credentials determined to be equiv to U.S. Bach’s deg by accredited credentials evaluation svc. Must have at least 3 yrs of exp in job offrd or rltd role such as Office & Accounting Mgr, Bookkeeper, or any position w/ similar job duties. Full term of qualifying exp must incl managing payroll & wages; dvlpg budgets; handling accounts receivable & accounts payable; & supervising & reviewing accounting procedures necessary to facilitate preparation of income & payroll tax returns. Any combo of ed, exp or training is acceptable. RES: Brickens Construction, Inc.; ATTN: HR; 801 McLean Ave, Yonkers, NY 10704 WCBJ | HV Biz

MAY 23, 2016

27

LEGAL NOTICES Notice of Formation of HS Unlimited Enterprise LLC, filed with SSNY on 4/5/16. Offc.

Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 153 Hillside Ave, Mt Vernon NY 10553.

Purpose: any lawful purpose. #60528

Merajz LLC Arts. of Org. filed with the Sectíy of State of NY (SSNY) on 2/11/16. Office location: Westchester County. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process served to: Merajz LLC, 26 Granview Avenue, Mount Vernon NY 10553. Purpose: any lawful purpose. #60536

Notice of formation of K. PELL, LLC. Arts. Of Org. filed with the Sectíy of State of NY (SSNY) on 3/1/16. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served.

SSNY shall mail process served to: The LLCís business location at 951 McLean Ave. #2C, Yonkers, NY 10704. Purpose: any lawful act. #60529

Notice of formation of WriteSpace, LLC. Art. Of Org. filed with the Sectíy of State of NY (SSNY) on 4/15/16. Office in Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: Write-Space, LLC, 167 Harriman Rd., Mount Kisco, NY 10549. Purpose: any lawful purpose. #60537

Payroll Made Simple LLC, a domestic LLC, filed with the SSNY on 4/11/16. Office location: Westchester County.

SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to The LLC, 3315 Nostrand Ave., Ste. L1-A, Brooklyn, NY 11229. General purpose. #60530 Notice of Formation of FJH Holdings, LLC. Arts. of Org. filed with SSNY on 3/4/2016.

Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to Felix Hernandez, 542 Van Cortlandt Park ave 1F Yonkers, NY 10705.

Purpose: any lawful act or activity. #60531 Name of LLC:FUREVR LOVE, LLC of Org. filed NY Sec. of State 2/16/16. Princ. off. loc.: Westchester Cty. Sec. of State designated as agent of LLC upon whom process against it may be served. Sec. of State shall mail a copy of process to the LLC, FUREVR LOVE c/o Debra Love 22 Standish Drive Scarsdale NY 10583. Purpose: any lawful activity. #60532 Notice of formation of Limited Liability Company (ìLLCî).

Name: MMT II LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on April 12, 2016. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to MMT II LLC, c/o Mountco Construction and Development Corp., 700 White Plains Road, Suite 363, Scarsdale, New York 10583.

Purpose/character of LLC is to engage in any lawful act or activity. #60533 Notice of formation of Limited Liability Company (ìLLCî).

Name: MKC II LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on April 12, 2016. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to MKC II LLC, c/o Mountco Construction and Development Corp., 700 White Plains Road, Suite 363, Scarsdale, New York 10583.

Purpose/character of LLC is to engage in any lawful act or activity. #60534

28

MAY 23, 2016

Notice of formation of Limited Liability Company (ìLLCî).

Name: NR RAD LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on April 14, 2016. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to NR RAD LLC, c/o Mountco Construction and Development Corp., 700 White Plains Road, Suite 363, Scarsdale, New York 10583.

Purpose/character of LLC is to engage in any lawful act or activity. #60538 Notice of formation of Limited Liability Company (ìLLCî).

Name: NR RAD Managers LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on April 14, 2016. N.Y. office location: Westchester County.

The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to NR RAD Managers LLC, c/o Mountco Construction and Development Corp., 700 White Plains Road, Suite 363, Scarsdale, New York 10583. Purpose/character of LLC is to engage in any lawful act or activity. #60539 Notice of formation of Limited Liability Company (ìLLCî).

Name: MNR RAD Associates LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on April 14, 2016. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to MNR RAD Associates LLC, c/o Mountco Construction and Development Corp., 700 White Plains Road, Suite 363, Scarsdale, New York 10583.

Purpose/character of LLC is to engage in any lawful act or activity. #60540 Name of LLC: Stradalytics, LLC. Arts. of Org. filed NY Sec. of State 04/11/2016. Off. loc.: Westchester Cty. Sec. of State designated as agent of LLC upon whom process against it may be served. Sec. of State shall mail a copy of process to the LLC, 551 Palmer Avenue, Mamaroneck, NY 10543, Attn: Anusuya Roy Chatterjee Purpose: any lawful activity. #60542 Poleg, LLC. Filed 4/15/16 Office:Westchester Co. SSNY desig. as agent for process & shall mail to:44 Northdale Rd,White Plains,NY 10605 Purpose:all lawful #60543

WCBJ | HV Biz

Notice of Formation of QualityMedx, LLC Art. Of Org. filed with SSNY on 3/15/16.

Office. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 40 hamilton Ave. Yonkers, NY 10705. LLC may engage in any lawful act or activity for which a limited liability company may be formed. #60544 LEGAL NOTICE TME Audio, LLC has filed articles of organization with the Secretary of State of NYS on 03/30/16. The offices of this company are located in Westchester County, NY. The Secretary of State has been designated as agent of the limited liability company upon whom process against it may be served. The address to which the Secretary of State shall mail a copy of any process against the limited liability company served upon him or her is 86 Edgewood Road, Ossining, NY 10562. The company is organized to conduct any lawful business for which limited liability companies may be organized. #60545 Scavone Style, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 03/16/2016 Office location: Westchester County.

SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: 32 Madison Street, West Harrison, NY 10604 principal business location of the LLC. Purpose: any lawful business activity. #60547 Notice of Formation of Basset Moon Studio, LLC Art. Of Org. filed with SSNY on 2/22/16.

Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, c/o United States Corporation Agents, Inc., 7014 13th Avenue, Suite 202, Brooklyn, NY 11228. Purpose: any lawful purpose. #60548 Notice of formation of Limited Liability Company. Name: Black Dirt Market, LLC (ìLLCî). Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on April 11, 2016. NY office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Black Dirt Market, LLC, c/o Urban Green Foods, LLC, 45 Main Street, Hastingson-Hudson, New York 10706.

Purpose/character of LLC is to engage in any lawful act or activity. #60549 Notice of Formation of SHANEKELLI ASSOCIATES, LLC. Articles of Organization were filed with the Secretary of State on February 23, 2016.

Office Location is in the County of Westchester. The Secretary of State has been designated as agent of the LLC upon whom process against it may be served. The Secretary of State shall mail process to Going to the Dawgs, 757 Main Street, New Rochelle, NY 10805. Purpose: any lawful act or activity. #60551

Vertu Mazal Tov LLC, a domestic LLC, filed with the SSNY on 3/11/16. Office location: Westchester. SSNY is designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to The LLC, 9 Old Sprain Rd., Ardsley, NY 10502. General purpose. #60552 Brook Plaza Holdings LLC, a domestic LLC, filed with the SSNY on 4/27/16. Office location: Westchester. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to The LLC, P.O. Box 398, Tuckahoe, NY 10707. General purpose. #60554 Flying Fox Enterprise LLC Art. of Org. filed with Secretary of State of NY (SSNY) on April 11, 2016.

Office located in WESTCHESTER COUNTY. SSNY designated as agent upon which process may be served. SSNY shall mail a copy of any process against it served upon him/her to: 95 BEEKMAN AVE. STE 448W SLEEPY HOLLOW, NY 10591(the LLC’s primary business location). LLC may engage in any lawful act or activity for which a limited liability company may be formed. #60555 Notice of Formation of Synergy Beauty Bar, LLC Art. Of Org. filed with SSNY on 4/28/16.

Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 33 South Broadway White Plains, NY 10601. Purpose: any lawful purpose. #60556 Notice of Formation of Projectart LLC. Art. Of Org. filed with SSNY on 3/16/16. Offc. Loc: Westchester Cty. SSNYdesig. as agent of the LLC upon whom process against it may be served. SSNY shall may process to pricipal business location: 14 Lincoln Rd, Scarsdale, NY 10583.

Purpose: any lawful activity. #60557 Notice of formation of CHAOS Wildlife Solutions of Westchester, LLC filed with SSNY on 4/14/16. Office located Westchester Cty. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 515 Decatur Ave. Peekskill, NY 10566.

Purpose:any lawful purpose. #60558 Notice of Formation of Origin Crafts, LLC. Arts. of Org. filed with SSNY on 7/29/08. Office location: Westchester County.

SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to Origin Crafts LLC, 74 Washington St., Port Chester, New York 10573. Purpose: any lawful act or activity. #60559 Notice of Formation of Land of the Well, LLC. Art. Of Org. filed with SSNY on 9/10/15. Offc.

Loc: Westchester Cty. SSNY design.as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC,18 Monroe St. Mount Vernon, NY 10550. Purpose: any lawful purpose. #60560

Notice of Application for Authority to do business in New York of SEQUOIA SERVICES LLC (ìLLCî). Application for Authority filed with the Secretary of State (SSNY) on 4/1/16. LLC formed in Delaware (ìDEî) on 9/3/15. Office location is Westchester County. SSNY has been designated as agent of LLC upon whom process against it may be served. SSNY shall mail a copy of such process to the LLC c/o Registered Agents Inc. 90 State Street, Suite 700 Office 40 Albany, NY, 12207. Office address in DE is c/o Harvard Business Services, Inc. 16192 Coastal Hwy Lewes DE 19958. Copies of Certificate of Organization of LLC are on file and may be obtained from the Secretary of State of DE, Townsend Bldg., 401 Federal Street ñ Suite 4, Dover, DE 19901. Purpose of business of LLC is any lawful act or activity. #60561 Nexus Point Advisors, LLC has filed articles of organization with the Secretary of State of NYS on 04/27/16. The offices of this company are located in Westchester County, NY. The Secretary of State has been designated as agent of the limited liability company upon whom process against it may be served. The address to which the Secretary of State shall mail a copy of any process against the limited liability company served upon him or her is 115 E Stevens Ave, Valhalla, NY 10595.

The company is organized to conduct any lawful business for which limited liability companies may be organized. #60563 Pure Bliss Yogurt & Juice Bar, LLC Date of filing articles of organization with secretary of state: April 13, 2016 County in which office of LLC is to be located: Westchester Address of principal place of business of LLC: 988 King Street, Rye Brook, New York 10573 The secretary of state has been designated as agent of the LLC upon whom process against it may be served. The post office address to which the secretary of state shall mail a copy of any process against it served upon him or her is: 988 King Street, Rye Brook, New York 10573 Purpose of business of LLC: any lawful purpose. The term of the LLC is perpetual. #60564 Notice of Formation of WESTHILL COTTAGE, LLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 4/11/16.

Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail process to: 1 Renaissance Square, White Plains, NY 10601. Purpose: any lawful act or activity. #60565 Notice of Formation of Global Moving & Relocations LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 7/23/14. Office location: Westchester County.

SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: Roberto Medina, 1000 Saw Mill River Rd., Unit A, Yonkers, NY 10710. Purpose: any lawful activity. #60566

Notice of Formation of a Limited Liability Company : Network Conglomerate LLC Articles of Organization filed with the Secretary of State of New York On 3/4/2016. Office Location.

Westchester County. SSNY designated as agent of LLC upon whom process may be served.

SSNY shall mail process to the LLC, 1 West Prospect Avenue, Mount Vernon, NY 10550.

Purpose: any lawful act or activity. #60567 Notice of Formation of SNAC Properties, LLC Art. Of Org. filed with SSNY on 3/16/2016.

Offc. Loc: 674 Central Park Ave Yonkers, NY 10704. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 674 Central Park Ave Yonkers, NY 10704. Purpose: any lawful purpose. #60568 Notice of Formation of Sadek Wellness, LLC. Art. Of Org. filed with SSNY on 3/22/16. Offc.

Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 171 Sparks Ave, Pelham, NY 10803. Purpose: any lawful purpose. #60569 Notice of Formation of Yoav Cacao, LLC Art. Of Org. filed with SSNY on 4/12/16. Offc.

Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 61 Maple St, Dobbs Ferry, NY 10522. Purpose: any lawful purpose. #60570 Notice of Formation of Events

by Elizabeth, LLC. Art. Of Org. filed with SSNY on 5/4/16. Offc.

Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: 23 Creemer Rd. Armonk, NY 10504. Purpose: any lawful purpose. #60571 The annual return of the ADITI FOUNDATION FOR THE ARTS for the calendar year December 31, 2015 is available at its principal office located at D’Arcangelo & Co., LLP, 800 Westchester Avenue, Rye Brook, NY 10573 for inspection during regular business hours by any citizen who requests it within 180 days hereof. Principal Manager of the Foundation is Kalapana Raina. #60572 Notice of Formation of Prevention Design, LLC Art. Of Org. filed with SSNY on 3/8/2016. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 3074 Wharton Dr., Yorktown Hts., NY 10598. Purpose: any lawful purpose. #60573 THE ANNUAL RETURN OF THE LOOKOUT FUND, INC. for the calendar year ended December 31, 2015 is available at its principal office located at 800 Westchester Avenue, Suite S-618, Rye Brook, NY 10573-1373 for inspection during regular business hours by any citizen who requests it within 180 days hereof. Principal Manager of the Foundation is WILLIAM R. HANDELMAN. #60574

THE ANNUAL RETURN OF THE MEYER HANDELMAN FUND for the calendar year ended December 31, 2015 is available at its principal office located at 800 Westchester Avenue, Suite S-618, Rye Brook, NY 10573-1373 for inspection during regular business hours by any citizen who requests it within 180 days hereof. Principal Manager of the Foundation is WILLIAM R. HANDELMAN. #60575 JM Facilities, LLC. Art. Of Org. filed with SSNY 4/22/16. Office Location: Westchester Cty. SSNY designated as agent for process & shall mail to: MJW Law 1846 E. Main St. Mohegan Lake, NY 10547 Purpose: all lawful. #60576 G.V.G. Management, LLC, a domestic LLC, filed with the SSNY on 5/4/16. Office location: Westchester. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process The LLC, 260 Glenbrook Ave., Yonkers, NY 10705. General purpose. #60577 Deconstructing the Music, LLC, a domestic LLC, filed with the SSNY on 3/30/16. Office location: Westchester. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to 1409 Entertainment, Inc., POB 238, Dobbs Ferry, NY 10522.

General purpose. #60578 The Annual Return of the DAVID AND KATHERINE MOORE FAMILY FOUNDATION for the calendar year December 31, 2015 is available at its principal office located at D’Arcangelo & Co., LLP, 800 Westchester Avenue, Suite N-400 Rye Brook, NY 10573 for inspection during regular business hours by any citizen who requests it within 180 days hereof. Principal Manager of the Foundation is Katherine Moore. #60579 CM Genaro LLC, a domestic LLC, filed with the SSNY on 2/18/14.

Office location: Westchester.

SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to Christienne Genaro, 30 Willetts Rd., Mt. Kisco, NY 10549. General purpose. #60580 The Law Office of John P. Seligman, PLLC. Art. of Org. filed w/ SSNY 5/2/16. Office in Westchester Co. SSNY designated for service of process and shall mail to: The PLLC, 45 Main St Unit 4C, Hastings On Hudson, NY 10706. Purpose: law practice #60581 Notice is hereby given that an on-premise license, #TBA has been applied for by C & M Investment Corp d/b/a Yuka’s Latin Fusion to sell beer, wine and liquor at retail in an on premises establishment. For on premises consumption under the ABC law at 2011 Albany Post Road Croton-On-Hudson NY 10520. #60582 Notice of Formation of 10 LAFAYETTE RENTAL, LLC, a domestic Limited Liability Company (LLC). Articles of Organization filed with the Secretary of State of NY (SSNY) on 04/28/2016. NY Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail a copy of any process against the LLC served upon him/her C/O THE LLC, 8 Gedney Park Drive, White Plains, NY 10605.

Purpose: Any lawful act or activity. #60583

LEGAL NOTICES

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LEGAL NOTICES

Notice of Formation of 11 WASHINGTON RENTAL, LLC, a domestic Limited Liability Company (LLC). Articles of Organization filed with the Secretary of State of NY (SSNY) on 04/28/2016. NY Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail a copy of any process against the LLC served upon him/her C/O THE LLC, 8 Gedney Park Drive, White Plains, NY 10605. Purpose: Any lawful act or activity. #60584 Notice of Formation of 59 DEKALB AVENUE LLC, a domestic Limited Liability Company (LLC). Articles of Organization filed with the Secretary of State of NY (SSNY) on 04/27/2016. NY Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail a copy of any process against the LLC served upon him/her C/O THE LLC, 8 Gedney Park Drive, White Plains, NY 10605. Purpose: Any lawful act or activity. #60585 Notice of Formation of 25 NORTH MORTIMER AVENUE LLC, a domestic Limited Liability Company (LLC). Articles of Organization filed with the Secretary of State of NY (SSNY) on 04/27/2016. NY Office location: Westchester County.

SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail a copy of any process against the LLC served upon him/her C/O THE LLC, 8 Gedney Park Drive, White Plains, NY 10605. Purpose: Any lawful act or activity. #60586

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Notice of Formation of REGLI, LLC. Art. Of Org. filed with SSNY on 4/7/16. Office Location: WESCHESTER. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: 23 Carol Lane, New Rochelle NY 10804. Purpose: any lawful purpose #60587 Notice of Formation of DJ CoolHand LLC. Art. Of Org. filed with SSNY on 5/16/16. Offc.

Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 6 Juengstville Rd PO Box 790 Croton Falls, NY 10519.

Purpose: any lawful purpose. #60588 Notice of formation of Limited Liability Company (ìLLCî).

Name: MECP III LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on May 16, 2016. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to MECP III LLC, c/o Mountco Construction and Development Corp., 700 White Plains Road, Suite 363, Scarsdale, New York 10583.

Purpose/character of LLC is to engage in any lawful act or activity. #60589

Notice of formation of Limited Liability Company (ìLLCî).

Name: MST I LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on May 16, 2016. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served.

The SSNY shall mail a copy of any process to MST I LLC, c/o Mountco Construction and Development Corp., 700 White Plains Road, Suite 363, Scarsdale, New York 10583. Purpose/character of LLC is to engage in any lawful act or activity. #60590 Notice of Formation of STONETOWN LLC. Principal Office Westchester County.

Secretary of State of NY (SSNY) designated as agent for service of process. SSNY shall mail a copy of any process served against the LLC to 124 Mount Vernon Avenue, Mount Vernon, NY 10550. Articles of Organization of the LLC filed with the SSNY on April 20, 2016.

Purpose: Any lawful act(s). #60591 Notice of Formation of chrisclarkeconsulting, llc. Art. of Org. filed with NY Dept. of State (NYDOS) on 5/2/16. Office Location: Westchester County.

NYDOS designated as agent of LLC upon whom process may be served. NYDOS shall mail process to United States Corporation Agents, Inc. 7014 13th Avenue, Suite 202, Brooklyn, NY 11228.

Purpose: any lawful purpose. #60592

From pinot noir to candle jar

OLD BOTTLES FIND NEW SHINING LIFE AT BEDFORD HILLS SHOP

BY ALEESIA FORNI aforni@westfairinc.com

G

iving new life to old products is the mantra of Custom Candle Co. The recently opened shop at 25 Depot Plaza in Bedford Hills features handpoured, organic candles with custom-made scents placed inside glass bottles, from Dom Pérignon to Stewart’s Root Beer, that have been repurposed by using a glass cutter to remove the bottle’s neck. Even the building’s 3,200-square-foot interior is created almost entirely of reclaimed lumber, from its handcrafted counters and shelves to the barn door separating the storefront from the office and manufacturing space in the rear.

Marcie Manfredonia, along with her son Anthony Desideri, opened the brickand-mortar expansion of the online candle store in March. The business was born from Manfredonia’s need to find a long-lasting candle that would satisfy a family with allergies and asthma issues, coupled with the idea of recycling decorative and eye-catching bottles. Manfredonia rents four storage units to supplement the business, each filled to the brim with bottles she and her family have collected, along with those picked up from area restaurants.

The company, which started as an e-commerce-only business in 2015, also utilizes bottles that hold a special significance to their owners, as was the case for a recent customer whose father had left her bottles of aged scotch.

“I said, ‘Crack it open, drink it, and I’ll cut the bottle for you,’” Manfredonia recalled.

“And they said, ‘That’s a great idea, because it’s just sitting there.’”

Manfredonia said that some customers will splurge on a nice bottle of wine, and instead of simply throwing that bottle away, her process can give the glass a new purpose.

“People really relate to certain drinks,”

Custom Candle employee Gabrielle Ferrari said, and the store aims to draw on that connection. Along with candles, Manfredonia also turns bottles into ashtrays, makeup holders and candy dishes.

But the shop is not just about bottles and candles. Manfredonia also manufactures and sells wax melts, salt licks for horses, bath bombs, goat milk soaps, bath salts, lotions and scrubs.

The store features other candle and soap brands alongside Manfredonia’s own creations. Manfredonia said the other lines she carries in her store entice new business, bringing in customers who can then sample and, hopefully, purchase Custom Candle’s own products.

Despite the store’s location opposite the train station in Bedford Hills, Manfredonia said it “really can’t survive on just people walking in” due to the low amount of foot traffic in the area, and Custom Candle continues to receive the majority of its business through its website.

Custom-made candle prices range from $5.99 for a small tin candle to $32.99 for a larger glass pillar. Recycled bottle candles can cost anywhere from $15 to $500 depending on the bottle’s size and rarity.

“They may be a little more pricey, but we know what’s in them,” Manfredonia said of her candles, which are created using all-natural soy ingredients. This, she says, makes Bedford Hills an excellent location.

“Up here, everybody’s so educated on what they burn,” she said. “A lot of other people don’t care, but most people up here really do.”

She chose the Depot Plaza site largely for its convenience factor. The new store is directly across the Harlem Line tracks from the other business she owns and operates, Nationwide Maintenance & General Contracting, one she started nearly 30 years ago as a single parent raising

Items in Marcie Manfredonia’s Custom Candle Co. shop. Photo by Bob Rozycki.

Marcie Manfredonia utilizes adaptive reuse in a creative way by taking old bottles and turning them into candles. Photo by Bob Rozycki.

her four sons.

“I was divorced. I was on welfare,” she said. “I didn’t know what I was going to do.”

Using the money she earned by selling her car, along with the experience she gained working for a friend’s power washing company, Manfredonia launched Nationwide Maintenance, a business that has now grown to offer an array of services, including landscaping, general maintenance, construction and cleaning services.

“It was a long haul,” she said of her history with the company, one that was “really challenging.”

In 2009, Nationwide Maintenance went through a “pretty rough transition with the economy and keeping up with the times,” which forced the company to file for Chapter 11 bankruptcy protection. Following a reorganization, it was able to pull through the financial crisis. Manfredonia hopes to trans-

fer that sense of perseverance into her new venture. The roughly $70,000 buildout for the store was self-financed and “cost me a lot more than I expected.”

But her sights are already set on possible expansions, with plans to add two additional brick-and-mortar locations in Bronxville and one inside a mall in Connecticut. Other expansion ideas include converting the location adjacent to Custom Candle’s storefront into a manufacturing area, while keeping a showroom at its present spot.

The products are currently sold in four retail stores in Mount Kisco and Bedford Hills, and Manfredonia is in talks to place her offerings inside Whole Foods stores.

And don’t worry about not being able to find your favorite brand’s bottle in the store.

Manfredonia has a solution for that.

“If I don’t have it, guess what we’re drinking this weekend?”

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