Westchester County Business Journal 070416

4 | OPEN IN OSSINING JULY 4, 2016 | VOL. 52, No. 27

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YOUR ONLY SOURCE FOR REGIONAL BUSINESS NEWS

Troubled Mt. Vernon agency falters under a new regime

GUTTER GOLD

BY BILL HELTZEL

SEE PAGE 2

bheltzel@westfair.com

A

From left, brothers Ryan and Ken Parsons have found “marketing gold” in naming their Dutchess County company. Photograph by John Golden.

public hearing is postponed.

A key policy is outdated.

Questions are left unanswered. Economic development projects are delayed.

That pretty much sums up the headaches that an ambitious new mayor is facing as he tries to change the culture of a troubled government agency.

The agency in question is the Mount Vernon Industrial Development Agency.

The mayor is Richard Thomas, who has sometimes taken a confrontational approach in what he has described as a “hostile takeover” of government.

He has even sued city council members and Comptroller Maureen Walker — an IDA board member — claiming they were bypassing his authority to review and sign vendor checks.

The agency’s executive director, secretary and sole employee, Margaret Finlayson, was appointed

by Thomas’ rival, the previous mayor and IDA chair, Ernest Davis.

IDAs use tax incentives, property leases and financing to create jobs and promote economic development.

Thomas has a low opinion of how the agency operated under his predecessor. The board seemed to have “winged it,” he said recently, and when he tried to call a meeting earlier this year, people listed as board mem» IDA, page 6

Jefferson at Saw Mill project dissolves TWB Loan Decision Banner Ad 6” w x 1.5” h 2-23-16

LANDOWNER TERMINATES CONTRACT WITH DEVELOPER

BY ALEESIA FORNI aforni@westfairinc.com

PLANS FOR A 272-UNIT RESIDENTIAL complex on a brownfield cleanup site in Ardsley have been scrapped, according to Greenburgh Town Supervisor Paul Feiner, citing an email from a representative of Akzo Nobel, the Dutch company

that owns the 11-acre property off the Saw Mill River Parkway.

“This email is to inform you that Akzo Nobel has terminated contractual relations with a prior potential purchaser of its site at 1 Lawrence St. in Ardsley, NY and has commenced marketing the property for Commercial or Industrial development,” wrote Richard

Rucoba, public affairs manager for Akzo Nobel, in an email to Feiner.

Formerly the location of an Akzo Nobel chemical plant, Texasbased developer JPI Multifamily Communities had planned to construct on the vacant lot an apartment complex named the Jefferson at Saw Mill, a four-story 239,000-square-foot building with

438 combined parking spaces in both a garage and an uncovered lot.

But the development, which was the subject of multiple public hearings before the Greenburgh Town Board and a petition signed by more than 1,300 people, faced an onslaught of opposition from the community. Residents’ griev-

YOUR LOCAL COMMERCIAL LENDER

ances ranged from potential flooding risks to the impact the residential units would have on the Ardsley school system. A lack of parking and increased traffic around the property, especially when coupled with the number of large residential housing complexes going up in the area, were » JEFFERSON, page 6

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F

IN THE FAMILY

What’s in a name?

Just ask the gutter brothers

BY JOHN GOLDEN

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MAIN OFFICE TELEPHONE 914-694-3600 OFFICE FAX 914-694-3699 EDITORIAL EMAIL bobr@westfairinc.com WRITE TO 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407

jgolden@westfair.com

en and Ryan Parsons have learned the value of a catchy name in business. They are brothers, three years apart in age, and partners in a contracting business in Dutchess County.

They are The Brothers That Just Do Gutters, as it says on their business cards.

It hasn’t been an easy haul, but they’ve found their niche in the up-and-down construction industry. Theirs is a kind of business with the kind of name you can franchise — and the brothers, whose systematically well-trained crews just do gutters, have begun doing just that.

Perhaps you’ve seen their eye-catching service trucks plying the roads of Dutchess, Putnam, Westchester and Orange counties in the Hudson Valley and western Connecticut. Those are the smooth-shaven, smiling Parsons brothers painted in caricature on the sides of the six to eight trucks they send out within a roughly 50-mile radius from Billings Plaza, a small retail and office strip in the town of LaGrange. Ken, the elder brother and founder of the business, is the darker-haired cartoon character with folded arms; Ryan, the one wearing glasses, sports a beard these days.

“That’s been real helpful,” Ryan said of their trademarked company name, which began as a tagline in their company’s radio ads. Hearing the ads, prospective customers called their office asking for “the Gutter Brothers” or “the Brother Gutters,” he said.

In any case, the tagline proved memorable, however imperfectly, to those who heard it. “That’s been marketing gold,” he said.

The partners several years ago had changed their business name to Waterflow Gutter Solutions when a gutter manufacturer asked them to stop using Waterfall Seamless Gutters, the name by which Ken Parsons launched the business in 1998. With that prior name change, “That’s when we came up with the titles — ‘solutionists’,” Ryan said.

The company’s three salespersons have that title. “Ken is the Senior Solutionist,” said Ryan, “and I’m the Chief Solutionist.”

“We still haven’t figured out which one’s more important,” said Ken. A middle-school history teacher for three years, “I just couldn’t see myself doing

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Publisher Dee DelBello Associate Publisher Anne Jordan Managing Editor John Golden Senior Editor Bob Rozycki Associate Creative Director Dan Viteri

NEWS Reporters • Reece Alvarez, Ryan Deffenbaugh, Aleesia Forni, Bill Heltzel, Mary Shustack, Kevin Zimmerman Web Editor • Melissa Hebert Ken Parsons, left, and his brother Ryan stand beside their caricatures on a company truck at The Brothers That Just Do Gutters. Photograph

by John Golden.

that for the next 25 years,” said Ken, who with his younger brother grew up working in their father’s construction business.

Offered a summer job from a gutter installer in the area, “I started to see, wow, there’s something to this business,” said the dissatisfied teacher. “It’s like a factory on wheels. It was enjoyable work. It was different.”

He did not return to the classroom that fall. Instead he invested $500 in a 16-foot box truck as his factory on wheels and picked up a free gutter machine for the one-man business he opened in his mother’s garage.

A shoebox in which bills were separated into “Paid” and “Unpaid” stacks was his accounting system.

“It broke down probably, like, 15 to 20 times that first year,” Ken said of the company vehicle. “I did a lot of advertising from the back of a tow truck.”

“I had no business education,” said Ken, whose company has evolved from a simple DBA at its formation to an S corporation with about 30 employees in Dutchess County. “I just knew how to work my ass off.”

An art and graphic design major at SUNY New Paltz, Ryan Parsons after graduation went to work at a Kingston company in 2000.

“They were a dot-com dot-bomb,” he said. “Real exciting stuff. We were going to take over the world. Before you know it, I’m literally working for free” and living in his parents’ attic. In the economic wake of 9/11, “We were done.”

Ryan did not want to do gutters but

he went to work, starting with “glorified chores,” for his overworked older brother.

He began designing a company website — the Gutter Brothers were “light years ahead of everyone in our industry on the web,” he said — and used a software program “to get an accounting system going. I did it all wrong because I didn’t know what I was doing.”

The business had one cell phone in Ken’s keeping. In the field, Ryan would call Ken from a phone booth for advice and then return to the job.

The brothers found their skills complemented one another’s in business.

“Ryan’s good at putting a lot of the details to the ideas that I have,” said Ken. “I’m a visionary, big ideas — let’s conquer the world. And he reins that in a bit, says, ‘OK, we’re going to do that but let’s do this first.’”

Ken offered Ryan a 30 percent ownership stake in the business if he bought the company’s first new truck. Ryan agreed to the terms. In 2004, the company expanded to two trucks with crews.

“Growing from one to three trucks is the hardest thing we have found in our industry,” said Ken, “and it’s typically the hardest thing that contractors face.”

Working with an uncle, the brothers about 12 years ago ventured into general construction while continuing to operate their gutter business. It was a wrong turn.

“There was no management,” said Ryan.

“We were terrible.” The floundering con» GUTTER BROTHERS, page 6

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A MEMBER OF

‘Brunch bill’ means earlier Sunday booze, easier state licensing

BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

B

ottoms up! Changes to the state’s alcohol law passed earlier this month will allow restaurants to serve alcohol earlier on Sundays.

The so-called “Brunch Bill” will allow restaurants that offer Sunday brunch to serve alcohol starting at 10 a.m. The previous state Alcohol Beverage Control Law outlawed the sale of beers, wine and spirits before noon.

“Fans of brunch, soccer, football, holidays and all things Sunday-funday can now raise a glass to thank the governor, Senate and Assembly for their agreement to allow alcohol service starting at 10 a.m. on Sunday mornings,” Melissa Fleischut, president of the New York State Restaurant Association, said in a statement.

But while the alliterative title “brunch bill” stuck to the changes in the state’s ABC laws, the changes go beyond dictating how early people can legally use beer to wash down their eggs Benedict.

The law also streamlines the licensing process for craft beverage producers.

If a person is looking to launch a winery,

but also plans to distill whiskey, he or she will now only have to apply for one license.

Previously, separate applications had to be filled for breweries, wineries and distilleries.

The old requirements could make things complicated for a place like Warwick Valley Winery & Distillery. The Orange

We’ve seen explosive growth of craft breweries, cideries, distilleries and wineries, and when you see explosive growth, you just want to add accelerant to it.

—Laurence Gottlieb

County business produces wines and gin as Warwick Valley Winery & Distillery, cider as Doc’s Hard Cider and bourbon and brandy through the Black Dirt Distillery brand.

While co-owner Jeremy Kidde said the change won’t affect his already-licensed business, he thinks it will be great for helping new businesses get through what he said was a difficult licensing process.

Other changes that will come from

the law: Customers can fill growlers at wineries, allowing wineries to offer their product on tap.

Didn’t finish the bottle you purchased at the winery? That’s OK. Changes to the law now allow customers to leave wineries with open bottles.

A craft beverage sales staff should be cheaper to grow. State law currently requires a salesperson employed by a manufacturer obtain a solicitor’s permit, which Gov. Andrew Cuomo acknowledged can impose financial hardship. The agreement eliminates the fee for a solicitor’s permit for craft manufacturers.

Finally, consumers no longer need to stop somewhere else to have their gift bottle of wine wrapped. The ABC laws will be amended to allow liquor stores to sell gift wrapping and gift bags directly to customers.

The changes were brought after Cuomo convened a panel to review the laws and consider changes. Cuomo referred to the former ABC laws as “archaic.”

To Laurence Gottlieb, president and CEO of the Hudson Valley Economic

Laurence Gottlieb, president and CEO of the Hudson Valley Economic Development Corp.

Development Corp., the changes represent recognition of a growing craft beverage industry in the state. The HVEDC runs the Hudson Valley Food & Beverage Alliance, an industry group dedicated to promoting food and drink production in the region.

While Gottlieb said the bill may not have huge changes, they do address needs of the producers to keep growing.

“We’ve seen explosive growth of craft breweries, cideries, distilleries and wineries,” Gottlieb said. “And when you see explosive growth, you just want to add accelerant to it.”

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After 18 years in the works, Harbor Square opens in Ossining

BY ALEESIA FORNI

D

aforni@westfairinc.com

eveloper Martin Ginsburg and Ginsburg Development Cos. on June 23 unveiled a $65 million mixed-use luxury rental apartment complex on the Ossining waterfront, a development nearly two decades in the making.

Harbor Square, the Valhalla company’s 188-unit building, features one- and twobedroom apartments along with a top-floor club lounge, fitness center, spa, rooftop pool and sundeck.

Eight residents already have moved in, said Ginsburg, and an additional 42 units are leased. The developer said he aims to have the complex fully occupied within 12 months.

Also under construction on the property’s 4½-acre lot is a 7,000-square-foot restaurant that will offer American cuisine and serve up to 100 guests. Ginsburg, at the ribbon-cutting ceremony, said a tenant is set to open the dining space this fall but declined to disclose the restaurant operator.

“This has been a very long journey to get us to this point,” the developer said.

The opening comes about 18 years after Westchester developer Louis Cappelli and

Harbor Square on the Ossining waterfront. Photograph by Aleesia Forni.

Cappelli Enterprises Inc. placed a winning bid for the waterfront property near the Ossining Metro-North Railroad station, with plans to build a luxury condominium development. Ginsburg joined the venture in 2006 but the project came to a standstill in the credit market crisis of 2007 and 2008 and Great Recession.

“The market tanked so we went back

to square one,” Ginsburg said, adding that about $5 million went into an environmental cleanup of the former industrial property.

Cappelli later withdrew from the project, which Ginsburg revived in 2012 as a rental development.

Harbor Square is “not a low-rent” complex, Ginsburg said at the ceremony,

with monthly rates ranging from $2,395 for a 683-square-foot one-bedroom unit to $6,000 for a penthouse apartment. “You could say maybe we overreached the market a little by doing that, but the market will appreciate it because it is unique,” he said.

Ginsburg hopes to attract both millennials and empty nesters with the transitoriented development directly across from the train station.

Elected officials at the ribbon-cutting ceremony joined Ginsburg in dedicating a $1 million public park, built by Harbor Square’s developer on surrounding waterfront property, in honor of Henry Gourdine, a fisherman who spent most of his 94 years working the Hudson. Half of the funding for the park, which includes a playground, waterfront promenade and dock that serves the Haverstraw-to-Ossining commuter ferry, came from a state grant to the village.

Officials attending the ceremony included Westchester County Executive Robert P. Astorino, County Legislator Catherine Borgia, state Assemblywoman Sandy Galef and Ossining Mayor Victoria Gearity.

“It’s an exciting turn for our community to be using our riverfront in a new way,” Gearity said.

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IDA — From page 1

bers denied membership.

The IDA has a reputation. Two years ago, state Comptroller Thomas DiNapoli issued a critical audit of the agency.

Tax-exempt policies were not being applied consistently. Critical paperwork was missing. Projects were inadequately monitored. A $217,366 payment in lieu of taxes had not been paid. Promises of new jobs had fallen short by 671 positions.

“As a result,” DiNapoli said, “there is limited assurance that Mount Vernon Industrial Development Agency projects have met their performance goals and benefited taxpayers.”

Thomas appointed new board members and chaired his first meeting in May. On June 17, a public hearing was sup-

Jefferson— From page 1

also chief among their concerns. The Akzo Nobel property, on which JPI had a purchase contract, is directly across the Saw Mill River Parkway from Rivertowns Square, where development is now underway to construct a 200-plus-unit, 277,000-square-foot luxury

Gutter Brothers— From page 2

struction company was draining revenue from their gutter business.

By mid-2007, the Parsons saw that the region’s construction boom was ending.

They were not being paid by contractors.

About 70 percent of their gutter business came from new construction projects by national clients such as Lennar, Toll Brothers and Home Depot and smaller contractors in the area. They closed their construction business and were forced to lay off some top employees.

“We were in trouble,” said Ryan.

“Any person that had business sense would have told us to bankrupt at that point,” said Ken. But the Parsons saw their choice as either scaling back to a two-man business as owners-installers or trying to make their gutter business “bigger than anything in the country,” he said. Instead of declaring bankruptcy, they secured a $150,000 line of credit.

“We wanted to get back in front of homeowners where we started,” said Ryan. “We gave it one more year to really try to make it into a business.”

In the grip of the Great Recession, “Everybody cut their marketing,” he said.

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posed to be held to discuss one of the mayor’s pet ideas, a ground-floor tax break to stimulate storefront rentals downtown.

Finlayson had not prepared materials for discussion, and the hearing was postponed.

The materials still were not ready for the June 23 meeting.

The board then turned its attention to a request for tax incentives for an industrial laundry. Board member Thomas Rajala had submitted 13 cost-benefit questions to Finlayson.

“I had no time to answer these questions,” she said. “I expected you to sit with me and go through these questions.”

She described the project information as preliminary.

“It ought to be a whole lot more than preliminary, if we already have a resolution in front of us to approve a PILOT (payment in lieu of taxes),” Rajala said.

“There is a performance issue with respect to the IDA that we are looking to address at some point very soon,” Thomas said, citing failures to answer the cost-benefit questions and provide materials on the ground-floor tax proposal.

Finlayson insisted that she had not been asked to provide information on the groundfloor tax break and that she had merely been told to put the issue on the agenda for discussion.

Thomas disagreed.

“That’s a problem,” Rajala said. “Two years ago, the office of the state comptroller came in here and he indicated that a costbenefit analysis needed to be done for every single project.”

“It’s the applicant’s responsibility,” Finlayson said.

No, Rajala said, it is the IDA’s responsibility.

The board moved on to another applica-

tion for tax incentives.

Rajala noted that the agency’s financial incentive policy seemed to have expired in April.

“Yes,” said Ronald Grosser, the IDA’s bond counsel. “Your policy was good through the end of last year and kind of rolled over a few projects through the first quarter of this year. But it is expired, and by statute you need to have a policy.”

“It’s good projects like this that get delayed because of work not getting done,” Thomas said.

He adjourned the meeting.

Afterward, Thomas said he was frustrated and embarrassed.

“We have some real good ideas coming forward,” he said, “but we need our staff to do the work so we can present the ideas.”

He said the board will probably start looking for new leadership very soon.

residential building.

“People were totally livid,” Feiner said of the public’s reaction to the proposed development.

Ardsley Mayor Peter R. Porcino said he was pleased the Jefferson project would not be moving forward as proposed.

“It was ill-conceived and did not comport with any definition of good regional planning,” Porcino said.

Rucoba, when reached by phone, had no comment, and calls and emails to both Akzo Nobel and JPI were unreturned at press time.

Feiner said he would continue working with Akzo Nobel to find “an acceptable use” for the site, one that would have the smallest negative impact on the quality of life for the residents of Ardsley. Porcino said he believes the location is best suited for a light industrial use.

“Ideally, whatever would generate the least amount of traffic,” Feiner said, adding that he has also reached out to the Department of Environmental Conservation to discuss both the extent and the multimillion-dollar clean up of the brownfield site that JPI had intended to fund.

“The village would like to see the property cleaned up, as Akzo Nobel has shirked its responsibilities to do so,” Porcino said.

“We said, we can’t. We’ve got to increase our marketing if we want to survive.”

They also raised their quoted price to clients to $5 a foot after their bookkeeper said they would have to charge a minimum of $4 a foot to stay in business — at a time when competitors were charging $3 to $3.25 a foot, Ken said. Clients did not blink.

“That was a big turning point in my head,” he said. “We started learning that it’s not so much about the product, but it’s about the value and experience you’re providing your client. We want to reinvent the contractor experience for clients.”

In 2011, the Parsons hired a business coach recommended by another contractor. “That’s when we really started to get it together,” Ryan said.

From its Dutchess County base, the company does about 2,000 jobs and about $3 million in revenue a year.

The brothers in 2011 opened two locations in New Jersey and Virginia — respectively run by Ryan’s brother-in-law and their sister’s husband — which have since become franchises of The Brothers That Just Do Gutters. The company launched two more franchises last year and aims to sell two this year.

Franchise owners typically pay from $25,000 to $35,000 to acquire a territory, Ryan said. “They’ve got to come to the

table with about $100,000,” which typically includes $35,000 to $40,000 in working capital, he said.

Drawing on their extensive business reading and with the aid of their business coach, the brothers have systematized their sales process and employee training. A fourdesk call center in their Billings Plaza office handles phone calls from clients and does job scheduling for franchise owners. The call center and technology developed by the company frees franchise owners to train their employees and concentrate on developing their local business, Ryan said.

He said the company would like to extend its franchise reach to Albany, Connecticut, New Jersey’s Bergen County and Pennsylvania, where a former employee from Kenya opened a franchise in Allentown last year.

“But with the technology, we can go anywhere,” Ken said.

Five years ago, the brothers started a “skills ladder” system for training and promoting crew workers, from apprentice on the lowest rung to field supervisor at the top. Employees are given skills manuals that list in detail the requirements of their jobs, including topics such as “dumpster optimization” and “jobsite setup.” The training includes required reading and employees present oral book reports in front of their

colleagues. Workers receive pay raises when completing all requirements for their positions. Employees on higher rungs of the skills ladder must train new employees in order to get their next promotion.

The brothers plan to add video and online classroom learning to the skills ladder program and will monitor employees’ progress online.

Their proprietary training system works well, they said.

“It changed our culture,” said Ryan, and has allowed the partners to “get out of the hourglass” and off their company trucks as installers.

“We’ve got awesome guys as a result of it,” said Ken. “I can safely say that 90 percent of guys who work for us wouldn’t have been able to cut it in the traditional construction environment.”

Of the factors that have kept their company out of the gutter of small-business failures, the name — The Brothers That Just Do Gutters — “is the most important,” Ken Parsons said. It has attracted interest from investors as well as customers.

“We’ve had guys reaching out to us from across the country,” said Ryan. “They just want to do something with us — they love the name.”

“The name is gigantic,” he said. “What a home run on that.”

B

BRIEFLY

WARBY PARKER EYES ROCKLAND FOR OPTICAL LAB EYEWEAR RETAILER AND MANUFACTURER WARBY PARKER plans to launch an optical lab in Rockland County that would create 128 jobs, the company and Gov. Andrew Cuomo announced June 22.

The 34,000-square-foot lab will be in Sloatsburg, a village of about 3,000 off Interstate 87 near Harriman State Park.

Warby Parker will invest more than $15 million to construct the factory, which will start out with about 15 employees, according to the press release.

“As a vertically integrated brand, opening our own lab is the next step in continuing to provide remarkable customer experiences,” said Neil Blumenthal, Warby Parker cofounder and co-CEO. The project will receive $1.32 million in Excelsior Jobs Program tax credits through the Empire State Development Corp. The state also offered the company tax incentives to maintain employment at its New York City headquarters.

“Warby Parker is a fast-growing company and their new facility will bring jobs, private

investment and a new economic energy to the entire region,” Cuomo said.

Warby Parker employs more than 250 people at its Manhattan headquarters. It sells fashionable prescription eyewear and sunglasses online and in 31 retail locations nationwide, including five in New York City. The company says the optical lab allows it to further manage the manufacturing process and gain control over order time and quality assurance.

REGUS OPENS EIGHTH WESTCHESTER OFFICE IN MOUNT KISCO REGUS, THE MULTINATIONAL COMPANY THAT provides executive and virtual offices and shared workspace, has opened its eighth business center in Westchester County at 100 S. Bedford Road in Mount Kisco, where the company has leased 14,896 square feet of space.

The deal was announced by CBRE Group Inc. David Block of CBRE’s Westchester/ Connecticut office and Peter Danna of the firm’s Dallas operations represented Regus, which they said operates more than 140,000 square feet of office space throughout Westchester.

Block said the South Bedford Road building “met all of Regus’ very specific requirements” for an office location in the northern Westchester market. The 91,000-square-foot, Class A office property is owned by Diamond Properties, the commercial real estate investment and management company in Mount Kisco.

Michael Berretta, Regus vice president for development, said in the announcement the company’s expansion into northern Westchester “enables Regus to meet the ongoing demand for flexible office space in the market.”

Headquartered in Luxembourg and calling itself the world’s largest provider of workspace, Regus operates a network of 2,800 offices in 106 countries that serve 2.3 million Regus members and encompasses 43 million square feet of office space.

MOUNT VERNON IDA BACKS LAUNDRY THE MOUNT VERNON INDUSTRIAL DEVELOPMENT AGENCY APPROVED its first project of the year June 23 when it endorsed an industrial laundry.

Regent Hospitality Linen Services of Richmond Hill, Queens plans to build a $6.1 million laundry for hotels in a little-used warehouse at 130 S Columbus Ave. “Hotels can’t operate without bedsheets,” said Mandy Lema, managing partner of the firm said at a June 17 public hearing. “It’s a necessity.”

New York City hotels devote as much space as possible to rooms and other revenue sources, she explained, so their linens must be cleaned off-site.

The company has already lined up enough customers, she said, to make the business profitable. Some of the work will come from hotels owned by the partners: Lema, Xiao Dong Zhao, Joseph Huang and

Ingrid Almanzar.

Regent Hospitality asked the IDA for tax incentives that will total an estimated $958,000 over 10 years, including exemption from property and mortgage taxes and relief from sales tax on materials and equipment.

The company will make payments in lieu of taxes beginning in 2018. At $1.85 per square foot on 15,000 square feet, the payments will begin at about $27,750. Payments will increase by 3 percent a year.

Lema said the business would create 25 to 35 jobs in the first year and another 10 to 15 jobs in the second year. She held out the possibility of opening a second laundry in Mount Vernon if business grows.

Lema depicted the linen service as a safe investment for the city.

The industrial washing machine will be as big as a locomotive, capable of handling 30,000 pounds of sheets, pillow cases, towels and bathmats while operating eight hours a day.

That’s 15 pounds of laundry per room for 2,000 rooms. The company has budgeted annual expenses at nearly $5.9 million. Revenue per hotel room is estimated at $10.49.

That works out to annual revenue of almost $7.7 million, a net profit of more than $1.7 million and a profit margin of 23.1 percent.

“New York had 56 million visitors last year,” she said after the public hearing. “There are 100,000 hotel rooms. They have to have that service.”

—Ryan Deffenbaugh, John Golden, Bill Heltzel

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busınessintel WESTCHESTER COUNTY ASSOCIATION

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WHEN THE WESTCHESTER COUNTY ASSOCIATION SPEAKS… Elected officials, administrators, PTA representatives, business leaders and students gathered at the press conference, jointly held by the Westchester County Association and the City of Yonkers, in the playground of the Patricia A. Dichiaro School in Yonkers.

On June 10, a week before the New York State Legislature approved a bill that would lead to the $2 billion reconstruction of 39 crumbling Yonkers schools, the WCA’s Blueprint for Advocacy Committee organized a press conference at which we gave Yonkers our “wholehearted support” for their $2 billion redevelopment plan to rebuild and renovate all of their schools.

“Why would the top business association support this effort? Because as business people, we know that an educated workforce is vital to success, and it begins as early as K through 12,” said Bill Mooney, President and CEO of the WCA, at the well-attended event. “We want children to succeed and become part of the Talent Pipeline that the new Innovation Economy demands. Today, there is incredible demand for an educated and skilled workforce.”

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N E T S I L E L P O E P Two days before the press conference, Mayor Spano was the featured speaker at a meeting of the advocacy committee at which he described his struggle to get financial support from New York State and to push the state to change its reimbursement policy. He estimated that the project would create 3,400 construction jobs during the height of the construction, and 34,000 jobs ultimately.

Filling the Talent Pipeline and closing the skills gap are clear imperatives for the business community, especially here in Westchester where the booming life sciences sector needs to fill thousands of open positions. “The workplace has changed dramatically due to changes in technology and demographics, so we need to be competitive,” Mooney said.

The WCA recently embarked on a Smart Growth campaign, geared to help revitalize cities like Yonkers, New Rochelle, White Plains, and Mt. Vernon.

“Investing in our local schools and working to attract millennials and businesses that are being priced out of New York City are crucial to Smart Growth here,” notes Richard Wishnie, Co-Chairman of the WCA’s Blueprint for Advocacy Committee.

“We want to groom talent in New York State, and we want to keep talent in New York State. If we do that, it means more business will remain here. Westchester is where the economic growth is taking place; the potential is enormous.”

COMING UP

WCA’s NEW SMART GROWTH TASK FORCES ATTRACT MORE THAN 100 MEMBERS On the heels of the enormously successful “Westchester: County of Tomorrow” conference in April, the Westchester County Association has embarked on the next phase of the Blueprint for Westchester: Smart Growth. Chaired by Bill Cuddy (CBRE), the Blueprint for Smart Growth is working energetically to make Westchester competitive in the Innovation Economy.

Over 150 WCA business leaders have signed up to move the needle! Smart Growth covers a lot of territory, so the committee was divided into three active task forces: Broadband, Innovation, and Housing, all of which have begun plans and initiatives to spur economic development in Westchester County.

Smart Growth for Broadband is chaired by Chris Fisher (Cuddy & Feder); Smart Growth for Innovation is chaired by Alisa Kesten (Volunteer New York!) and Daniel Potocki, (College of New Rochelle); Smart Growth for Housing is chaired by Ed Forbes (The Journal News) and Joe McCoy (People’s United Bank).

Contact Julia Emrick to join our Smart Growth efforts: jemrick@westchester.org or 914.948.6444.

N Another great time was had by all at the WCA’s Networking Reception, held at the Crowne Plaza Hotel. Over 150 people re-connected and networked with other members of the business community and community leaders. (And the hors d’oeuvres were mighty fine!) The event as sponsored

by Cohere Communications, Crowne Plaza White Plains, and Signature Bank.

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Westchester Fun Run 5K Thursday, July 14 | 5:30–9:30 pm Purchase College, SUNY The WCA is a sponsor and a team leader.

Join the WCA team, or start your own!

For more information email: brucep@corporatefunrun.com

SAVE THE DATES: Health Tech ’16 | Wednesday, September 28 7:30 am to 5 pm (note new time) Doubletree by Hilton, Tarrytown, NY National speakers, scientific breakthroughs, informative workshops, incomparable networking!

Third Annual Women in Tech Awards Luncheon Thursday, October 20 | 11 am–2 pm Tappan Hill Mansion, Tarrytown, NY Recruit Westchester Collaborative Career and Internship Expo Friday, October 28 | 10 am –1 pm Westchester County Center, White Plains 140 employers, educational sessions, Young Professionals networking panel, and over 1,500 attendees. email Tricia@hrginc.net Annual Leadership Dinner Thursday, November 17, 5:30–9:30 pm Westchester Marriott Hotel, Tarrytown, NY For more information or to register for events:

westchester.org

Max Gaujean and Neil Connelly, Brown, Gruttadara, Gaujean & Prato, PLLC

Marie Moreno, Signature Bank

Ken Addeo and Greg Murphy, Greenberg Traurig

To become a sponsor, email jemrick@westchester.org

John Seligman, Davis + Gilbert; Carl Austin, Austin Corporate Properties; Frank McCullough, McCullough, Goldberger, & Staudt, LLP

Mark Rollins, The Rollin Agency; Richard Imprescia, Anchin, Block & Anchin, LLP; Dory Warden, Snyder & Snyder

Chris Fisher, Cuddy & Feder; Rori Segal, Anu Nagpal, and Tim Florio, all from Greater Hudson Bank NA

Bill Mooney, WCA; Howard Klein, Citrin Cooperman; Tony Maddalena, Morgan Stanley; Rochelle Robertson, Montefiore New Rochelle

Anthony Morando, Cuddy & Feder; Ed Forbes, The Journal News

Annette McLaughlin, WCA; Gary Raniolo, The Mitchell Group, UBS

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ASK ANDI

BY ANDI GRAY

Digging yourself out of a financial hole I have no more money to put into the business. Over the years the business has been good to me. It has supported lots of families — mine, as well as my employees. Right now I need more cash to pay the bills, I can’t get a line of credit like I used to and I’m tapped out. I’m planning to sell the business in the next few years, but it’s going to take some work to get it ready for a good buyer. Have I dug a hole too deep or is there a way out?

THOUGHTS OF THE DAY: It’s a different financial landscape for many businesses today versus 10 years ago. Figure out what got you into trouble in the first place. Be a conservative borrower. Prove your business has high value by turning it into a money machine.

Business owners who have been around

for years often complain that financing the business is a lot harder today than it used to be. They’re right. The credit ratios are tighter, the demand for good credit scores is higher and the documentation needed to get approved is stricter. All of that means it takes longer to get approved for a smaller pot of funds.

The good news is that tougher lending means it’s harder to get the business in over its head with debt. Pay attention when a banker says your business might not get approved. Don’t get mad, get smart. Find out what needs to get fixed and then do it.

Ask your banker to give you an education on what they’re looking for.

Want to sell the business for maximum profit? Limit spending to things that will grow the business. Prove you’re profitable on your tax returns. Accurately record your re-investments in the business. Learn how to read your balance sheet.

Take a good hard look at your client mix.

Focus on customers who can make you a profit. Eliminate predatory clients willing to hurt your business in order to help them-

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selves. The same goes for clients that can’t or won’t pay their bills on time.

Go through income and expenses thoroughly. Are you paying too much for materials and labor and not charging enough for the product or service being delivered?

How much waste can you eliminate? Cut out expenses that aren’t necessary, especially personal spending. Make sure that the business has enough margin to show a good profit.

When you’ve been turned down by traditional sources for standard loan terms, the offers may start flooding in from the less traditional, higher interest, more onerous loan sources. Owners can get themselves into real trouble thinking they can beat the odds. Lending doesn’t solve the underlying problems that got you here in the first place.

Wondering what to avoid when it comes to lenders? Steer clear of offers with lots of fees, credit insurance provided by the lender, prepayment penalties, balloons on the back end, mandatory arbitration, high reset percentages on variable loans and tying up most or all of your assets.

Avoid double-digit interest rates that can make it hard to ever pay off the loan.

Subprime lending and overdraft loans are only two of the types that cause problems for many business owners. Financing accounts receivable or inventory with highinterest terms can be especially hard to get out from under.

Whatever you do, don’t panic. It’s time to buckle down and get things on track.

Get costs in line by negotiating with your vendors for reasonable material prices and payment terms. Review employee cost and productivity to be sure everyone is delivering the value they need to — and correct any situations that are out of balance by being honest about what you expect and what you can afford. Focus on customers who can afford what you produce. Make a plan to slowly work your way back to fiscal health.

LOOKING FOR A GOOD BOOK? Try “Finance Your Own Business: Get on the Financing Fast Track” by Garrett Sutton and Gerri Detweiler.

Andi Gray is president of Strate�y Leaders Inc., Strate�yLeaders.com, a business-consulting �irm that teaches companies how to double revenue and triple pro�its in repetitive growth cycles. Have a question for AskAndi?

Wondering how Strate�y Leaders can help your business thrive? Call or email for a free consultation and diagnostics: 877-2383535, AskAndi@Strate�yLeaders.com. Check out our library of business advice articles: AskAndi.com

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SPECIAL REPORT

MID-YEAR REVIEW: HEALTH CARE & ELDERCARE

Medical marijuana growing facility set to launch in Orange County

BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

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harmaCann LLC, one of five companies approved by the state to grow and sell medical marijuana, will soon launch its Orange County facility that will harvest “tens of thousands” of medical cannabis plants — just don’t call it pot.

Professional language, such as “medical cannabis” or “medical marijuana,” is preferred to the slang of “pot” or “weed,” according to patient guides the company handed out during a tour of its new Hamptonburgh facility on June 27.

That advice went with the theme of the facility tour, which was organized by the Orange County Partnership and featured appearances from elected officials and business leaders. Jeremy Unruh, general counsel and chief compliance officer for PharmaCann, stressed the professional, secure nature of the operation to the group.

He said he hoped it would soothe any concern about having medical marijuana growing in the area.

“Are we letting some terrible scourge in our country be present in my backyard?”

Unruh asked. “My job today is to dispel any of those notions.”

The tour included state Sen. John Bonacic, Assemblyman James Skoufis, Orange County Executive Steve Neuhaus, Orange County Legislature Chair L. Stephen Brescia and Hamptonburgh Town Supervisor Robert Jankowski.

“We want to be viewed as a normal business,” Unruh said. “We want to pay taxes, we want to have the banking relationships that any other business has.”

Unruh and a group of employees at the lab led the group through the 135,000-squarefoot facility in the Hudson Valley Crossing corporate park on Neelytown Road.

PharmaCann spent about $25 million building the lab, Unruh said.

As part of the state’s licensing requirement, PharmaCann had to produce medical marijuana within six months. Construction went beyond that timeframe, however, so the company began growing a small amount of medical marijuana in trailers on the property to meet the state requirements.

Medical marijuana grow rooms at PharmaCann LLC in Hamptonburgh. Photograph by Ryan Deffenbaugh.

But now the facility is ready to start producing and needs only final approvals from the state Department of Health and the town’s building inspector to launch its production.

The PharmaCann lab features 16 grow rooms, each with heating lamps and plants lined up about a dozen across. PharmaCann representatives said the facility will be able to harvest product year round.

From the grow area, the cannabis will be harvested and dehydrated on site, then made into an oil for sale. State law doesn’t allow for the smoking of medicinal marijuana, instead it can be taken via liquid or oil capsules or vaporized.

Unruh showed off the security measures of the facility throughout the tour.

Those measures include specialized security cameras and motion sensors throughout the facility and a production and storage area with reinforced concrete walls, plus a room for the final product that Unruh said even the CEO of the company can’t access.

Security is overseen by a former New York City Police Department supervisor.

Unruh himself has a history in law enforcement. He served as an assistant state attorney in Illinois for six years.

“We are not black marketeers, I don’t have a black market background,” Unruh said, adding that you won’t see “pot leaves emblazoned on the wall” at any of PharmaCann’s

four New York dispensaries.

PharmaCann is based in Illinois, where it runs two medical marijuana plants and four dispensaries.

Started in 2014 by partners in a Chicago law firm, PharmaCann was one of five companies the New York State Department of Health awarded medical marijuana licenses to in July 2015 under the Compassionate Care Act, signed into law by Gov. Andrew Cuomo.

The law allows patients suffering from conditions such as epilepsy, HIV or AIDS, Parkinson’s, multiple sclerosis and Huntington’s disease, to be certified by a doctor to receive medical marijuana from a dispensary.

But many would argue the implementation of this law hasn’t exactly been smooth.

From the start, advocates for medical marijuana questioned whether New York’s program was big enough to meet the demand.

“There are huge areas of the state where patients will have to travel enormous distances to get medicine,” Julie Netherland, a deputy state director at the Drug Policy Alliance, a drug reform group, told The New York Times following the state’s announcement that granted companies licenses.

The Times article noted that California, the first state to adopt medical marijuana in 1996, had hundreds of dispensaries. The five companies licensed in New York can build four dispensaries each.

There have also been concerns from the medical community about the legality of the program, causing doctors to be slow to complete the four-hour training course to become certified to recommend medical marijuana to patients, a report from The Journal News found.

Cuomo has publicly supported the rollout, saying he hasn’t heard any concerns about availability of doctors.

“I haven’t heard issues that people can’t find access,” Cuomo said last week. “You don’t have one on every corner because you don’t have that kind of demand. But if you need the drug, you can get the drug.”

More than 600 doctors have registered and have certified about 5,000 patients, according to the state Department of Health.

Asked about patient access during the walkthrough, Unruh acknowledged there have been difficulties. He called it a “sticking point” in the new law.

“Patients don’t know where to go to find a physician, those lists are not publicly available,” he said, adding people often turn to social media to find doctors who can certify patients.

The company has also started outreach efforts to educate doctors on what it means to register in the program, Unruh said.

PharmaCann’s lab can only provide medical marijuana to its four dispensaries, which are licensed as PharmaCannis. The dispensaries are in Buffalo, Syracuse, Albany and the Bronx.

A separate company, Vireo Health of New York, opened a dispensary in White Plains in January. Another company licensed under the program, Etain LLC, opened a dispensary in Yonkers in April. Etain also runs a dispensary in Kingston.

Unruh said it’s unclear exactly how much medical marijuana PharmaCann will produce yearly from the Hamptonburgh facility, but he expects to harvest tens of thousands of plants per year.

PharmaCann has about 15 employees in Hamptonburgh now, but will employ 70 people once the facility is fully up and running, Unruh said. The company is looking for a wide range of employees, including technician jobs, chemists, security and warehouse jobs.

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BY ANTHONY J. ENEA

New York’s Medical Aid in Dying Act: what you should know

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very year thousands of Americans grapple with excruciatingly painful terminal illnesses. For many of these individuals, the thought of their lives being unnecessarily prolonged is abhorrent. On May 23, New York came one step closer to allowing terminally ill patients to end their lives with the State Assembly Health Committee’s passage of the Medical Aid in Dying Act. While the issue of euthanasia or physician-assisted suicide has been front and center in the American psyche since the days of Dr. Kevorkian and Karen Ann Quinlan, the controversial nature of this issue is still as strong today as it was 40 to 50 years ago. Euthanasia is illegal in most states and has been found morally

unethical by many organized religions. If the Medical Aid in Dying Act becomes law, New York will join just five other states — California, Montana, Oregon, Vermont and Washington — and one county — Bernalillo County, New Mexico — where physicianassisted dying, or PAD, is permitted.

State Assemblywoman Amy Paulin, D-Scarsdale, sponsored the bill in the Assembly, while Sen. Diane Savino, D-Staten Island, was its Senate sponsor. The 2016 legislative session ended last month without the bill being put to a vote in either chamber. Its sponsors expect it will advance to a floor vote during the next session.

The major distinction between euthanasia and physician-assisted dying is who administers the lethal dose. With euthanasia, the

physician or other third party administers the lethal dose, whereas with PAD, the lethal dose is self-administered by the patient and the patient determines whether and when to administer it.

Under the Medical Aid in Dying Act, the Public Health Law of New York would be amended to include a new Article 28-F “Aid in Dying” provision. The legislation would permit a terminally ill adult — age 21 or older and expected to live six months or less because of terminal illness or condition — who has the capacity to understand and appreciate the nature and consequences of health care decisions, including risks and benefits, and who is able to reach and communicate an informed decision to a physician licensed to practice in New York state, to

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decide to end his or her life.

The legislation allows the attending physician — one who has primary responsibility for the care and treatment of a patient’s terminal illness — to prescribe a lethal dose of medication to the terminally ill patient that he or she can self-administer. The medication has to be capable of ending life and can include any other ancillary medications intended to minimize the discomfort to the patient.

The request for this medication must be made in writing, signed and dated by the patient and witnessed by at least two individuals who, in the presence of the patient, attest that to the best of their knowledge and belief, the patient has capacity, is acting voluntarily and is not being coerced to sign the request. One of the witnesses cannot be a relative of the patient by blood or by marriage.

Additionally, the witnesses can neither be individuals who would be entitled to inherit upon the death of the patient, the attending physician, nor the owner or operator of a health care facility where the patient is residing or receiving treatment.

One of the issues that will surely arise when a decision is made by a terminally ill patient to end his or her life is whether the patient has the requisite capacity to make the decision. The legislation provides that if in the opinion of the attending physician, the patient is suffering from a psychiatric or psychological disorder or depression causing impaired judgment, the attending physician shall refer the patient for counseling.

The legislation further provides that no medication to end a patient’s life shall be prescribed, dispensed or ordered until the person performing the counseling determines that the patient is not suffering from a psychiatric or psychological disorder or depression causing impaired judgment, and that the patient has the requisite capacity.

Although the legislation has bipartisan support, it is not without controversy and opposition in the state Assembly and Senate.

The Assembly health committee’s approval was by a narrow margin of votes, 14 to 11.

However, irrespective of where one’s opinion falls on this issue, it is safe to say that whenever any legislation is proposed that allows one to end his or her own life, it should be approached carefully and with a great deal of caution and deliberation.

Anthony J. Enea is the managing member of Enea, Scanlan & Sirignano LLP, with of�ices in White Plains and Somers. He is a past chairman of the New York State Bar Association’s Elder Law Section. He can be reached at 914948-1500 or A.Enea@esslaw�irm.com.

Burke, Montefiore team up in Alzheimer’s fight

PHELPS HOSPITAL HONORS A FOUNDING FAMILY AT LOBBY OPENING

BY JOHN GOLDEN

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jgolden@westfairinc.com

ontefiore in the Bronx and Burke Rehabilitation Hospital in White Plains announced June 28 that they will form a new clinical partnership to open a Center of Excellence for Alzheimer’s Disease serving people with Alzheimer’s and other forms of dementia in the seven-county mid-Hudson valley region.

The state Health Department has awarded a five-year, $2.1-million grant to the health care institutions to combine the services of the Montefiore Einstein Center for the Aging Brain and Burke Rehabilitation’s Memory Evaluation and Treatment Services as the exclusive center of excellence for Alzheimer’s disease in the region.

The grant will be used to expand cognitive screening, diagnosis and care planning and to train primary-care providers throughout the region who can help screen for and diagnose cognitive impairment and make referrals to specialists and community-based organizations.

The new center also will make more clinical trials available for patients with Alzheimer’s disease and related dementias and provide telephone and video consultation to area health care providers.

Spokespersons for Montefiore and Burke said the center for excellence will capitalize on the research and training capabilities of Albert Einstein College of Medicine in the Bronx, for which Montefiore Medical Center is the university hospital, as well as Montefiore’s expanding network of hospitals and physician groups in the Hudson Valley.

“The Center for Alzheimer’s Excellence will allow us to further break down the walls between our outpatient practice and community-based organizations,” said Dr. Jessica Zwerling, a program director for the newly awarded center of excellence and associate director of Montefiore Einstein Center for the Aging Brain, which launched two years ago.

Opened in 1979, Burke’s Memory Evaluation and Treatment Services program provides comprehensive outpatient assessment and treatment of memory disorders.

Dr. Barry Jordan, who directs the METS program at Burke, will serve as co-director of the new Center of Excellence for Alzheimer’s Disease.

“The new grant will allow Burke to continue its longstanding commitment to providing services to patients with dementia and Alzheimer’s disease,” Jordan said in the announcement. “We will be working collaboratively with Montefiore to build upon the solid foundation both organizations have established in this area over the years.”

Founded in 1915, Burke Rehabilitation Hospital this year became one of 10 hospitals in Montefiore Health System Inc.

From left, Daniel Blum, Phelps president and CEO; philanthropist David Rockefeller, and Richard Sinni, Phelps board chairman.

PHELPS HOSPITAL OFFICIALS, STAFF AND GUESTS celebrated the official opening of the community hospital’s new main entrance and renovated lobby in Sleepy Hollow at a June 27 ceremony attended by a member of the 60-year-old institution’s founding family.

Visitors entered the new $4.5 million lobby beneath signage displaying the hospital’s change of name from Phelps Memorial Hospital Center and the logo of Northwell Health, formerly North Shore-LIJ Health System, which Phelps joined 18 months ago.

Philanthropist David Rockefeller was the hospital’s special guest at the ceremony.

His great-uncle William Rockefeller 125 years ago funded the opening of a predecessor of Phelps, a single-room, three-bed facility known as Tarrytown Hospital. His Rockefeller grandparents in 1906 were the first major financial supporters of local health care and his father, John D. Rockefeller Jr., was active in the operations of Tarrytown Hospital and another small hospital that opened in Ossining around 1907.

Responding to an increased demand for hospital services in Westchester, David Rockefeller’s brother, John D. Rockefeller III, in 1949 led an initiative to build a larger and more centrally located community hospital in what is now Sleepy Hollow. His family donated $1,225,000 as a grant to be matched by the community, and Phelps Memorial Hospital opened in 1956.

“The Rockefellers have been very important partners of Phelps,” Richard Sinni, chairman of the Phelps board of directors, said at the ceremony. “Without their contributions, this hospital would not exist.”

The 238-bed community hospital has 1,700 employees and 500 medical staff members representing 60 medical specialties, according to a Phelps spokesperson.

CRYOTHERAPY CENTER TO OPEN IN EASTCHESTER NORDIC CRYOTHERAPY, A CENTER THAT will offer both whole body cryotherapy and localized treatments, recently opened at 31 Mill Road in Eastchester.

Whole body cryotherapy is a procedure that uses liquid nitrogen vapors to lower the skin’s surface temperature.

According to the center’s founder, Yonkers resident Marie O’Connor, some of the ailments cryotherapy is used to treat include autoimmune and neurological dis-

orders, joint pain and athletic recovery.

Treatments can also aide in weight loss, wrinkle reduction and stimulating collagen production. Benefits include higher levels of energy and the burning of between 500 to 800 calories in a three-minute session.

O’Connor is a registered nurse in New York and Connecticut who received her doctorate degree in nursing from Sacred Heart University and a master's degree in nursing administration from Kaplan University.

Most recently, O’Connor worked at Stamford Hospital and White Plains Hospital, as well as for Empire Blue Cross Blue Shield as a care consultant.

Health screenings will be provided for each client before any services are performed. Individuals are encouraged to speak with their health care provider before receiv-

ing treatment.

For more information, call 914-775-9596, or visit nordiccryotherapy.com.

BURKE REHABILITATION HOSPITAL OPENS CLINIC IN ARMONK BURKE REHABILITATION HOSPITAL OPENED A NEW outpatient clinic in Armonk on June 13.

The clinic is housed in White Plains Hospital’s outpatient center at 99 Business Park Drive, close to residents in northern Westchester and parts of Connecticut.

Burke is based in White Plains and has six other outpatient clinics in Westchester County and the Bronx.

Burke specializes in adult rehabilitation medicine. The Armonk clinic is staffed by physical therapists.

—Aleesia Forni, John Golden, Bill Heltzel

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SilverBills offers bill-paying solution to the elderly

BY BILL HELTZEL bheltzel@westfairinc.com

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simple observation by Marci LobelEsrig led to a profound insight and a new way of handling a daunting problem for older adults.

She was visiting an elderly aunt who excused herself to drive to a car dealership and drop off a check.

Lobel-Esrig realized that paying bills can be a hassle for older adults. Many of them are not adept at using computers or they have infirmities that make them vulnerable to mistakes and fraud.

“The elderly should be able to age in their homes with dignity and security,” LobelEsrig said, “without having to deal with the burdens of paying bills.”

Her insight ultimately led her to create SilverBills LLC, a new kind of bill-paying service.

Having practiced corporate law for 20 years, Lobel-Esrig thinks about liability and she is practiced in problem solving.

She immersed herself in research.

She took a business-planning class at the Women’s Enterprise Development Center in White Plains. She networked with elder service providers, such as the Central Westchester Geriatric Committee.

“The reactions I was getting were so positive and exciting,” she said, “that it just propelled me into thinking, I can do this.”

She concluded that older people need a trusted partner.

As eyesight declines or dexterity weakens, for example, they find it difficult to write checks correctly. Many of them have no children, or they live far away from family. Some are managing bills for the first time after a spouse has died. Many are proud; they won’t tell their children that they need help.

Older adults with physical and cognitive limitations are particularly vulnerable to fraud.

The state Office of Children and Family Services recently documented $25 million in losses by elderly victims. That was from just a small sample of 928 adult protection services cases. Many frauds against the elderly are never reported, the agency noted in a June report on financial exploitation of vulnerable adults. Annual losses could be more than $1 billion.

Financial stress can quickly spiral out of control. Checks are not deposited and bills are not paid. Utilities cut off water and electricity services. Banks foreclose on houses and landlords evict tenants. The victims are unable to buy food and medicine and they

Marci Lobel-Esrig is the founder of SilverBills LLC, a new kind of bill-paying service. Photograph by Bob Rozycki.

become fearful or depressed.

The daily money-manager industry already offers bill-paying services, but LobelEsrig sees risks. The industry is not licensed or regulated. The managers typically get direct access to client bank accounts to write checks. Paper checks are mailed, leaving clients vulnerable to mail theft.

Last year she quit her position as associate general counsel at Sterling Equities, the real estate firm that also owns the New York

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Mets. In September she started SilverBills.

She calls her enterprise a fintech (financial technology) social venture startup.

“We create order out of chaos,” she said.

Here’s how it works.

A client gathers her bills. SilverBills takes all that paper and converts the accounts to electronic bills. SilverBills makes the payments electronically.

The information is saved on an encrypt» CONTINUED ON NEXT PAGE

» » FROM PAGE 14

ed online portal. Before paying a bill, it is checked for “reasonable and customary charges,” in other words, errors and fraud.

One time, for example, a phone bill had doubled in one month. SilverBills set up a conference call with the client and vendor and got the bill corrected.

The firm does not have direct access to the client’s bank account. Payments are deducted electronically from either the client’s bank account or as escrow account.

The client, or her family, can monitor payments on a secure portal.

The company is insured, and if a late fee or penalty is incurred SilverBills will cover the cost.

Clients get a monthly statement showing that the bills have been paid. They are charged a flat rate — instead of the hourly rate that daily money managers typically charge — $100 a month or $75 if they are Medicaid eligible.

“We charge a sliding scale,” she said, because I believe that regardless of one’s income they should be able to have a solution to this problem.”

No more keeping track of due dates.

No more writing and mailing paper checks.

No more late fees and penalties. No more anxiety, by the client or her children, over financial disruptions.

Clients get the benefit of secure bill paying technology without having to use a computer.

SilverBills has no office yet. Lobel-Esrig works from home in New Rochelle and has two consultants and a tech adviser with whom she collaborates “virtually.”

She recently won a “Pitch for People” competition sponsored by Inspiring Capital, a consulting firm that places business school fellows with social enterprise ventures. Her summer intern is working on the firm’s financial model.

The company financing has been bootstrapped through friends and family and Lobel-Esrig has taken no salary yet.

She would not disclose how many clients she has but said the number is in the double digits and growing every day.

She sees tremendous potential. The population is aging and the problems her company addresses are universal.

“The goal for this company,” she said, “is to create a large-scale solution to this problem.”

She’s refining her financial model and will seek formal funding.

Her advice to would-be entrepreneurs: Make sure you are solving an actual problem.

Do your research. Surround yourself with positive people who can help you achieve your goals.

The work is exciting, she said, because she can see the impact on her clients’ lives.

“If you are doing something that has a social purpose to it, it makes your day-to-day life very much more meaningful.”

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JULY 4, 2016

15

THELIST: CORPORATE SECURITY FIRMS

Corporate Security Firms

WESTCHESTER COUNTY

WESTCHESTER COUNTY

Ranked by year established; listed alphabetically in the event of a tie.

Description Top local executives(s) Title Year company established

1

Securitas Security Services USA Inc.

2

Stuyvesant Investigative Group

170 Hamilton Ave., Suite 218, White Plains 10601 946-2022 • securitas.com

405 Tarrytown Road, White Plains 10607 588-4768 • stuyvesantinvestigativegroup.com

Summit Security Services Inc.

3

280 N. Central Ave., Suite 484, Hartsdale 10530 683-7979 • summitsecurity.com

4

44 S. West St., Mount Vernon 10550 237-8200 • njbsecurity.com

5

6

7

NJB Security Services Inc.

FJC Security Services Inc.

250 Clearbrook Road, Elmsford 10523 502-1200 • fjcsecurity.com

Global Digital Forensics

149 Grand St., Suite 2A, White Plains 10601 800-868-8189 • evestigate.com

Protective Countermeasures & Consulting Inc.

308 Main St., New Rochelle 10801 576-8706 • protectivecountermeasures.com

888-740-7720 • cadrepi.com

9

282 Katonah Ave., No. 180, Katonah 10536 500-8790 • diligentiagroup.com

Not ranked

8

Cadre Investigative Consultants *

Diligentia Group Inc.

Lee Investigation Services Inc.

200 Bloomingdale Road, White Plains 10605 686-1111 • leeinvestigation.com

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video monitoring

security training

events/crowd safety

patrol

Main services include on-site, mobile and remote guarding combined with security systems and corporate risk ! ! ! ! ! ! ! ! ! management; additional services include electronic security, fire and safety services and case studies

1975

Eric Gallowitz President and managing director

Investigation services, including background checks, criminal investigations, computer forensics investigations, surveillance, technical surveillance countermeasures, film set and VIP security systems, verifying employee legal status, consulting and infidelity investigation

! !

1976

Robert L. Auletta and Nicholas M. Auletta Co-presidents

24-hour security services, including visitor and concierge services and fire-safety services; investigations, including fraud, surveillance, mystery shops and undercover operations; background screening; aviation security, including aircraft, fire safety and baggage screening; executive protection and government services

!

1982

Frank Maiolo President

Security services for residential, school and gated communities, training, video monitoring and patrol

1988

Frank Califano Sr. Chairman

Security solutions focused on protection and prevention for facilities, including residential complexes, college campuses, government buildings and health care

1992

Joseph Caruso Founder and chairman

Digital forensic services servicing all aspects of cyber security, including cyber emergency response to data breaches and cyber intrusions, to comprehensive cyberthreat assessments, penetration testing and threat remediation

!

2003

Sal Lifrieri CEO and president

Consulting services for social networking, corporate and executive and workplace; investigation; protective intelligence; and lectures

! ! ! !

2004

Michael Connolly Principal

Investigative services and security and executive protection services, including general investigation, pre-trial and litigation supports and additional services, including ! ! ! ! background checks, computer forensics, electric data and discovery, surveillance and international investigations

2009

Brian Willingham President and founder

Background, due diligence and legal investigation

! !

!

NA

Ellen Del Vecchio-Lee President

Investigative services for the insurance and legal community, including auto, general, nursing home, professional and products liability, medical malpractice, workers' compensation and trauma expert witness

!

!

Note: Not all firms listed are predominately classified as corporate security firms, but they offer services for corporate clients. * Location is not publically listed.

NA Not available.

JULY 4, 2016

guard security

1850

Alf Göransson President and CEO

This list is a sample of corporate security firms that serve the region. If you would like to include your firm in our next list, please contact Danielle Renda at drenda@westfairinc.com.

16

investigations

Services

digital forensics

Top local executives(s) Title ddddddddddddddddddddddddddd dddvccccc

executive protection

Year company established ccdddddddddddddddd ddd

background checks

Name Address Area code: 914, unless otherwise noted Website

!

!

! ! ! !

! !

! ! !

! ! !

!

!

!

!

FACTS & FIGURES BANKRUPTCIES Manhattan

Daily Voice LLC. Filed by Angel Chevrestt. Action: copyright infringement. Attorney: Richard Liebowitz.

Filed: June 28. Case no. 7:16-cv-05066.

Bruckner Properties LLC. 148-29 Cross Island Parkway, Whitestone 11357. Chapter 11, voluntary. Represented by Susan F. Balaschak. Filed: June 26. Case no. 16-11845-mkv.

F & R Installers Corp. Filed by the trustees of the District Council 9 Painting Industry Insurance and Annuity Funds. Action: E.R.I.S.A.: delinquent contributions. Attorney: Dana Lynne Henke. Filed: June 23. Case no. 7:16-cv04858-VB.

Nordica Soho LLC. 7 Times Square, 37th floor, New York 10036. Chapter 11, voluntary. Represented by J. Ted. Donovan. Filed: June 28. Case no. 1611856-scc.

Helios Media LLC et al. Filed by Laura Morgan. Action: fair labor standards act. Attorney: Nicholas R. Conlon. Filed: June 27. Case no. 7:16-cv05016-NSR.

Trinquility Corp. 1715 Lacombe Ave., No. 1A, Bronx 10473-4281. Represented by Irene M. Costello. Filed: June 24. Case no. 16-11833-jlg.

M&T Bank. Filed by Sarah Danziger.

Action: Fair Credit Reporting Act. Attorney not listed. Filed: June 28. Case no. 7:16-cv-05014-VB.

White Plains Brooklyn Interiors Inc. 174 W. Fourth St., Suite 175, New York 100143427. Chapter 11, voluntary. Represented by Kenneth A. Reynolds. Filed: June 22. Case no. 16-22845-rdd.

COURT CASES Blue Beverage Group. Filed by Luis Pena. Action: Americans with disabilities act – employment. Attorney: Ty Hyderally. Filed: June 28. Case no.

7:16-cv-05056.

Christmas Tree Shops Inc. Filed by Madelyn and George Vargas. Action: notice of removal. Attorney: Sal F. DeLuca. Filed: June 27. Case no. 7:16-cv05009-VB. Core Contracting of NY LLC. Filed

by Westchester Teamsters Local Union No. 456. Action: E.R.I.S.A. Attorney: Christopher A. Smith. Filed: June 24. Case no. 7:16-cv-04916-NSR. Cosmopolitan USA Corp. Filed by the trustees of the District Council 9 Painting Industry Insurance and Annuity Funds. Attorney: Giacchino James Russo. Filed: June 28. Case no.

7:16-cv-05072.

Items appearing in the Westchester County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken.

Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3680

New York Marine Towing Inc. Filed in the matter of the complaint of Specialist LLC. Action: general limit liability. Attorneys: James Edward Mercante and Kristin Eileen Poling. Filed: June 28. Case no. 7:16-cv-05010-UA. Quick Petroleum Inc. Filed by Krishna Maganti. Action: FLSA – minimum wage or overtime compensation. Attorney: Eric Dranoff. Filed: June 24. Case no. 7:16-cv-04927-KMK. Rex Realty Inc. Filed by The Annuity, Welfare and Apprenticeship Skill Improvement and Safety Funds of the International Union of Operating Engineers Local 15, 15A, 15C and 15D, AFL-CIO et al. Action: E.R.I.S.A.– employment retirement. Attorney: James Michael Steinberg. Filed: June 24. Case no. 7:16-cv-04912.

Yonderhill Associates. Filed by the Zoning Board of Appeals for the town of Orangetown, N.Y. Action: notice of removal. Attorney: Harold L. Moroknek. Filed: June 24. Case no.

7:16-cv-04918-NSR.

DEEDS Above $1 million 153 Main Street MK Holdings LLC, Pound Ridge. Seller: 330 Realty Associates LLP, Stamford, Conn. Property: 153 Main St., Mount Kisco. Amount: $4.4 million. Filed June 21.

375 Executive LLC, et al, White Plains. Seller: County of Westchester, White Plains. Property: 375 Executive Blvd., Greenburgh. Amount: $5.4 million. Filed June 21.

44 Boway Road LLC, New York City.

Seller: Howard D. Epstein, et al, Ridgefield, Conn. Property: 44 Boway Road, Lewisboro. Amount: $3 million. Filed June 22.

ON THE RECORD

Agg of Bedford Hills LLC, Bedford Hills. Seller: Annie K. Harper, Mount Kisco. Property: 123-129 Plainfield Ave., Bedford. Amount: $1.4 million. Filed June 22.

24 Pier Street LLC, Mount Vernon.

Seller: Community Housing Innovations Inc., White Plains. Property: 26 Pier St., Yonkers. Amount: $471,667.

Filed June 21.

Jupiter NY Development LLC, Scarsdale. Seller: Harold Tanner, et al, Purchase. Property: 200 Dorchester Road, New Rochelle. Amount: $550,000. Filed June 22.

Avalon Somers LLC, Fairfield, Conn.

Seller: Somers Realty Corp., Harrison. Property: 50 Route 6, Somers.

Amount: $5.8 million. Filed June 21.

257-269 Holdings LLC, Mount Vernon. Seller: Tommaso Renzo, et al, Yonkers. Property: 257-269 E. Third St., Mount Vernon. Amount: $670,000. Filed June 20.

Marwan LLC, Yonkers. Seller: City of Yonkers. Property: 213 Lake Ave., Yonkers. Amount: $212,971. Filed June 22.

Brook Plaza Holdings LLC, Yonkers. Seller: L and W Associates LLC, Old Westbury. Property: 111 Brook St., Eastchester. Amount: $7 million. Filed June 21.

44 Fawcett Corp., Mount Kisco.

Seller: 44 Fawcett Holding Corp., Rye Brook. Property: 44 Fawcett St., Rye. Amount: $645,000. Filed June 22.

HSBC Bank USA N.A. Seller: Joseph G. Goubeaud Jr., Mount Vernon.

Property: 84 Seneca Ave., Yonkers.

Amount: $1.3 million. Filed June 20.

46 Randolph St LLC, Hewlett. Seller: FTS Realty Corp., Yonkers. Property: 46 Randolph St., Yonkers. Amount: $609,000. Filed June 23.

Peckham Materials Corp., White Plains. Seller: Canal Asphalt Inc., Mount Vernon. Property: 800 Canal St., Mount Vernon. Amount: $12.7 million. Filed June 23.

American International Relocation Services LLC, Pittsburgh, Pa. Seller: Paul Chang, et al, Bedford Hills.

Property: 7 Burbank Ave., Bedford.

Amount: $670,000. Filed June 21.

U.S. Bank N.A. Seller: David G. Gallo, Armonk. Property: 8 Pasadena Road, Eastchester. Amount: $1 million. Filed June 22.

Aqua Capital LLC, White Plains.

Seller: John A. Pappalardo, White Plains. Property: 610 Woodland Hills Road, Greenburgh. Amount: $170,173.

Filed June 23.

Upland Farm LLC, Yorktown Heights. Seller: The Farm at Windmill Inc., Armonk. Property: 16 Upland Lane, North Castle. Amount: $2.4 million. Filed June 24.

Bank of America N.A. Seller: Peter A. Goldman, Rye Brook. Property: 41 Point St., 1A, Yonkers. Amount: $126,393. Filed June 24.

Yorktown Jaz LLC, Garden City.

Seller: 3220 Crompond Ltd., Yorktown Heights. Property: 3220 Crompond Road, Yorktown. Amount: $4.5 million. Filed June 22.

Benedict 101 LLC, Croton-on-Hudson. Seller: Benedict Properties Inc., Peekskill. Property: 101 Benedict Blvd., Cortlandt. Amount: $799,900. Filed June 22.

Below $1 million

C2GRE LLC, White Plains. Seller: Jay B. Hashmall, White Plains. Property: 55 and 53 Cook Ave., Yonkers.

Amount: $325,001. Filed June 21.

11 First Street LLC, New Rochelle.

Seller: Anne Julia Penachio, White Plains. Property: 9 First St., New Rochelle. Amount: $115,000. Filed June 23.

1229 Leland Realty LLC, Bronx.

Seller: Gizzo Family Irrevocable Trust, Yonkers. Property: 180 Colonial Parkway North, Yonkers. Amount: $649,000. Filed June 23.

166 Yonkers Avenue LLC, Bronxville. Seller: Dojibak LLC, Remsenburg.

Property: 166 Yonkers Ave., Yonkers.

Amount: $850,000. Filed June 20.

189 Palisade Avenue LLC, Hastingson-Hudson. Seller: Estate of Dorothy E. Romaine, Dobbs Ferry. Property: 189 Palisade Ave., Greenburgh.

Amount: $600,000. Filed June 23.

196 Ashburton LLC, Massapequa.

Seller: Cresthill industries Inc., Yonkers. Property: 196 Ashburton Ave., Yonkers. Amount: $90,000. Filed June 21.

C2GRE LLC, White Plains. Seller: Richard E. Grayson, White Plains.

Property: 27 Morsemere Place, Yonkers. Amount: $365,500. Filed June 21.

Dowling Real Estate Corp., New Rochelle. Seller: Christopher Dowling, New Rochelle. Property: 46 Main St., New Rochelle. Amount: $50,000.

Filed June 23.

Goldstar Acquisition LLC, Valley Stream. Seller: Wilmington Savings Fund Society FSB. Property: 90 Rockland Place, New Rochelle. Amount: $285,000. Filed June 22.

Grimhort LLC, Somers. Seller: Ronald J. Russo, et al, Somers. Property: 861C Heritage Hills, Somers. Amount: $465,500. Filed June 22.

Jhash LLC, et al, Ossining. Seller: Albert J. Gesue Jr., et al, Ossining. Property: 102 N. Highland Ave., Ossining.

Amount: $610,000. Filed June 23.

North High Development LLC, New City. Seller: City of Mount Vernon. Property: 135 N. High St., Mount Vernon. Amount: $313,340. Filed June 20.

Pana Realty LLC, New Rochelle.

Seller: Kenneth E. Lloyd Jr., et al, Yonkers. Property: 160-164 Beech St., Yonkers. Amount: $395,000. Filed June 22.

Panbar Realty LLC, Mahopac. Seller: Michael K. Kelly, Shrub Oak. Property: 1215 Williams Road, Yorktown.

Amount: $60,000. Filed June 22.

Pasquale Family Holdings LLC, Valley Stream. Seller: Elizabeth Cocciardi, White Plains. Property: 58 Worth St., Yonkers. Amount: $139,000.

Filed June 22.

Pennella Properties LLC, Crotonon-Hudson. Seller: Joseph M. Picciano, Cortlandt Manor. Property: 952-954 Washington St., Peekskill. Amount: $405,000. Filed June 23.

Port Chester Development Company LLC, Port Chester. Seller: Francisco Reyna, et al, Port Chester.

Property: Lot 55 Exchange Place, Rye. Amount: $100,000. Filed June 22.

Rewais LLC, Mount Vernon. Seller: Wells Fargo Bank N.A. Property: 71 Clinton Ave., New Rochelle. Amount: $212,434. Filed June 23.

Riverton Realty LLC, Purchase.

Seller: Deutsche Bank National Trust Co. Property: 227 Duxbury Road, Harrison. Amount: $551,014. Filed June 21.

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Rizos Property Management LLC, Tarrytown. Seller: Natalia Vaida, et al, Tarrytown. Property: 330 S. Broadway, C-12, Greenburgh. Amount: $190,000.

Filed June 24.

SRMOF II 2012-1 Trust. Seller: Robert J. Hecker, Rye Brook. Property: 726 Shenandoah Ave., Peekskill. Amount: $539,315. Filed June 23.

Tavo Development LLC, Mount Kisco. Seller: Nancy O’Neil, et al, Mount Kisco. Property: 15 Heathcote Drive, New Castle. Amount: $900,000.

Filed June 24.

The Bank of New York Mellon Trust Company N.A. Seller: Christopher B. Meagher, White Plains. Property: 17 Waterview Estates, Peekskill.

Amount: $235,975. Filed June 22.

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Visit WestchesterCountyJobs.com

or call (203) 595-4262 for more information

JULY 4, 2016

17

GIVING CIRCLE AWARDS GRANTS The Giving Circle of Lower Westchester awarded $68,000 to 20 not-for-profit organizations that serve the hungry in lower Westchester County. Award winners were selected based on their work in providing food and services to diverse communities in need. Each organization will receive grants of $1,000 to $6,000 through credits for food purchases from the Food Bank for Westchester.

In addition, the Giving Circle provided $10,000 in funding to two preschools – New Rochelle Day Nursery and the Yonkers-based Queens Daughters Daycare under the

FB4W’s Green Thumb program. Each of the two preschools will receive a monthly distribution of “Green Thumb Bags” containing six to eight varieties of fresh fruits and vegetables. The program advances a key priority of improving the nutritional value of food made available to those at risk of hunger in Westchester County. This is the second year the Giving Circle is providing such funding.

The $78,000 total funding by the Giving Circle in 2016 represents a 10 percent increase over its 2015 grants of $71,000.

HUDSON PEAK EMPLOYEESS JOIN EFFORT TO FEED HUNGRY Financial advisers Eric Nachman and Darrel Upson recently organized co-workers at Hudson Peak Wealth Advisors in Pleasantville to serve dinner to more than 40 men at Open Arms Men’s Shelter in White Plains.

The effort was part of the semiannual national days of service arranged by Ameriprise Financial in partnership with Feeding America, the nation’s largest hunger-relief organization.

“Serving our community is important to us at Hudson

Peak Wealth Advisors,” Upson said. “Each June and November we participate in the Ameriprise Day of Service, closing the office for an afternoon so the team can work at a local food bank or other charitable organization. We began our partnership with Lifting Up Westchester’s Open Arms in May with a month-long food drive. Serving dinner at Open Arms was a tremendous experience for all of us.

We quickly connected with the guests and were struck by the commitment of the organization.”

FRIEDFEL JOINS JACKSON LEWIS Jackson Lewis PC has added principal Susan D. Friedfel to its White Plains office. Friedfel was formerly co-chair of Proskauer Rose LLP’s higher education practice group.

In addition to litigating on behalf of and advising universities regarding employment issues, Friedfel advises clients regarding student claims of harassment, sexual assault, failure to accommodate disabilities, discrimination and retaliation and Title IX athletics compliance. She represents universities in litigation brought by students and faculty and in investigations, and also advises private schools and organizations that deal with children with re-

spect to appropriate policies and procedures.

In addition to her work with colleges and universities, Friedfel also counsels clients in various industries, including law firms, financial institutions and not-for-profit organizations, on a wide array of issues, including employee recruiting and hiring practices, family and medical leave, reasonable accommodations for disabilities and religion, preventing and investigating harassment, discrimination and whistleblower claims, wage and hour compliance, discipline and termination of employees and designing and implementing reductions in force.

ENEA RECEIVES DISTINGUISHED SERVICE AWARD Elder law attorney Anthony J. Enea, managing partner of Enea, Scanlan & Sirignano LLP of White Plains and Somers, was honored with the Hon. Richard J. Daronco Distinguished Service Award at the Columbian Lawyers Association of Westchester County’s 33rd annual dinnerdance. The event raised funds for the nonprofit’s scholarship program, which awards thousands annually to ItalianAmerican law students.

The award is named for the former justice of the Supreme Court of Westchester County. At the time of his assassination in 1988, Daronco was a federal judge for the U.S. District Court for the Southern District of

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JULY 4, 2016

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New York. The service award presented in his name recognizes an attorney or jurist who has given unselfishly and served as an outstanding example and asset to Italian-Americans.

This year’s award recipient was presented with a special proclamation from Westchester County Executive Rob Astorino declaring June 17 to be Anthony J. Enea Esq. Recognition Day. A leader in the Westchester legal community, Enea has been a member of the Columbian Lawyers Association of Westchester County since 1990 and serves as second vice president.

ARC GOLF EVENT RAISES $180K

J. PHILIP REAL ESTATE DOUBLES SALES TEAM

From left: Tony Rizzi and Gene Porcaro, Golfing for Kids Event co-chairs for 16 years.

More than 130 golfers hit the course on June 7 for Arc of Westchester’s 16th Annual Golfing for Kids outing at Hampshire Country Club in Mamaroneck. The event, which raised more than $180,000, benefits children with

autism, Down syndrome and other developmental disabilities served

by Arc’s Children’s School for Early Development.

The school provides educational, social and support services for chil-

dren, from birth to five years of age, as well as their families. The funds raised by Golfing for Kids will help the school to maintain its standard while continuing to offer services to families at no cost.

Following the golf tournament, attendees enjoyed cocktails, dinner, live and silent auctions and the debut of the video, “New Beginnings,” which highlights two Westchester County families who have benefited from the school’s services.

Gene Porcaro and Tony Rizzi have co-chaired the event since its inception 16 years ago. News anchor Mary Calvi and Arc of Westchester’s outgoing President Bernard A. Krooks, were both honored with awards.

‘NIGHT LIGHT’ PHOTOS ON EXHIBIT

Paula Kelly, “Passing Time,” 18 x 18”, archival pigment on rag paper, 2010.

“Night Light,” an exhibit of photography by Paula Kelly, are on display at the Delaware Arts Center’s Alliance Gallery in Narrowsburg. The exhibit features nocturnal images of landscapes, celestial time exposures, and still life studies. The exhibit will be on view through July 30.

Kelly anticipates the movement of stars through the treetops and “draws with light” using the trails created by the Earth’s rotation. “A visual transformation occurs,” she said. “I find observing the constancy of the stars to be grounding and offers perspective to everyday life.”

Alliance Gallery is at 37 Main St., Narrowsburg, and is open Tuesdays through Saturdays from 10 a.m. to 5 p.m.

PARKS FOUNDATION TO HOST FUNDRAISER AT PLAYLAND The Westchester Parks Foundation, formerly known as Friends of Westchester County Parks, will host a “Summer Party on the Pier” fundraising event July 15 at 7 p.m. at Playland in Rye. This event comes after the 40-year-old organization changed its name earlier last month to better reflect its mission and reach a wider audience. Joanne Fernandez, board chairperson for the foundation, said the summer gathering is a way for the organization to meet the community and enjoy the summer season.

“We are thrilled to host this new summer celebration at one of Westchester’s County’s most iconic parks,”

Fernandez said. “We want to bring back amazing memories at Playland and invite everyone to come experience the park while supporting an organization that helps preserve the more than 18,000 acres of parkland throughout the county.”

With admission, guests will receive wristbands to enjoy all of the rides at the park, as well as food and an open bar at Playland’s Tiki Bar with live music followed by fireworks. The event is from 7 to 9:30 p.m. Live music will begin at 8 p.m. and fireworks will start at 9 p.m.

Tickets are $100 per person and all proceeds will go to the foundation.

Christine Piccone

Freddy Vargas

Grace Savoca

Jania Lindenberg

Kisha Riviezzo

David Butcher

J. Philip Real Estate, a lower Hudson Valley-based independent brokerage, announced that the firm has hired six new agents to serve the agency’s growing client base. Broker Phil Faranda said, “I am very excited about the team my partner, Jennifer Maher, is building in Putnam County.”

“We are building the kind of environment I have always envisioned to be a perfect world for Realtors. A unique blend of training, technology, support and experience will position us for future growth in anticipation of a strengthening real estate market in Putnam, which is showing improvement based on first quarter numbers,” said Maher, managing partner.

The new agents are: Christine Piccone, who comes from Keller Williams after having spent most of her 15-plus-year career at Remax Classic. “Her strength on the buyer representation side will expand to the seller side this year,” accord-

ing to a press release.

Freddy Vargas, a licensed agent for more than 12 years, made his move from Cafe Realty. “He will be on a track for coaching and training, in addition to his successful real estate practice,” according to a statement.

Grace Savoca joins the firm from Coldwell Banker.

With many years of experience, Grace joins J.Philip Commercial Group to bring “her decades of restaurant experience to work in the commercial field, while still handling her residential clients.”

Jania Lindenberg is a 10-year real estate veteran.

She is resuming her career after a recent hiatus.

Kisha Riviezzo is a newly licensed agent with a background in marketing, design, sales and customer service.

David Butcher, also a recently licensed agent, brings more than 20 years of customer service experience to the firm.

NEW BOARD CHAIR AT AMALMAGATED LIFE Amalgamated Life Insurance Co. of West Harrison announced that Lynne Fox, international president of Workers’ United and the manager of the Philadelphia Joint Board for Workers’ United, has been elected chair of the board. She succeeds Noel Beasley, president of Workers United and the manager of its Chicago and Midwest Regional Joint Board, as well as the vice president of the Service Employees International Union who is retiring. Fox was a board member of Amalgamated Life and brings to her new role as chair “strong values, professional integrity, extensive labor experience and a longstanding commitment to fair and equal treatment of all working people,” according to a press release.

Included among her affiliations are her roles as vice president of SEIU, president of the Philadelphia Jewish Labor Committee, vice president on the Philadelphia AFLCIO Council and member of the Philadelphia Airport Advisory Board.

She is a native Philadelphian who resides in Dresher, Pa.

Lynne Fox

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FACTS The Bank of New York Mellon.

Seller: Bradley D. Wank, White Plains. Property: 228 Illington Road, Yorktown. Amount: $643,923. Filed June 24.

The Bank of New York Mellon.

Seller: Lisa Conaty, Bedford Hills.

Property: 107 Nottingham Road, 101BB, Bedford. Amount: $212,539.

Filed June 23.

The Lofts on Main Housing Development Fund Company Inc., Tarrytown. Seller: Parkview Development and Construction LLC, Baldwin Place. Property: 922 Main St., Peekskill.

Amount: $100,000. Filed June 20.

U.S. Bank N.A. Seller: Alfred John Delrey, Pelham. Property: 21 Mitchell Ave., Yonkers. Amount: $637,778. Filed June 23.

U.S. Bank N.A. Seller: Jo-Ann Cambareri, Tarrytown. Property: 31 Fox Hill Road, Cortlandt. Amount: $413,763. Filed June 21.

U.S. Bank N.A. Seller: Theresa M. Daniele, White Plains. Property: 581 Locust Ave., Rye. Amount: $786,693.

Filed June 24.

U.S. Bank Trust N.A. Seller: Carla D. Glassman, White Plains. Property: 3134 Lexington Ave., Cortlandt.

Amount: $356,351. Filed June 20.

U.S. Bank Trust N.A. Seller: David G. Gallo, Armonk. Property: 75 Broadway, Ossining. Amount: $462,351. Filed June 21.

U.S. Bank Trust N.A. Seller: David J. Peck, White Plains. Property: 99 Oak Ridge Road, Mount Pleasant. Amount: $396,399. Filed June 20.

Wells Fargo Bank N.A. Seller: The Board of Managers of Kemeys Cove of Scarborough Condominium, Harrison. Property: 1-5 Revolutionary Road, 2-17-A, Ossining. Amount: $25,000.

Filed June 21.

FORECLOSURES ARMONK, 37 Byram Lake Road.

Single-family residence; lot size: 4.06 acre. Plaintiff: MTGLQ Investors LP. Plaintiff ’s attorney: Knuckles, Komosinski & Elliot, 914-345-3020; 565 Taxter Road, Suite 509, Elmsford 10523.

Defendant: Nancy Bircham. Referee: Elliot Kaplan. Sale: July 12, 9:30 a.m.

Approximate lien: $487,602.74.

BEDFORD CORNERS, 12 Penwood Road. Single-family residence; lot size: N/A. Plaintiff: Bank of America.

Plaintiff ’s attorney: Woods Oviatt Gilman LLP, 585-987-2800; 700 Crossroads Building, 2 State St., Rochester 14614. Defendant: Pamela Stone. Referee: Julia Henrichs. Sale: July 13, 10:30 a.m. Approximate lien: $1,192,192.46.

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JULY 4, 2016

CHAPPAQUA, 40 Lon�view Drive.

Single-family residence; lot size: .235 acre. Plaintiff: First Republic Bank.

Plaintiff ’s attorney: Berkman, Henoch, Peterson & Peddy, 516-222-6200; 100 Garden City Plaza, Garden City 11530.

EASTCHESTER, 214 Hillside Place. Single-family residence; lot size: .11 acre. Plaintiff: Wells Fargo Bank National Association. Plaintiff ’s attorney: Rosicki & Rosicki & Associates, 845-897-1600; 2 Summit Court, No. 301, Fishkill 11254. Defendant: Lynne Kopyscianski. Referee: Darren DeUrso. Sale: July 8, 9 a.m. Approximate lien: $800,675.05.

HASTINGS-ON-HUDSON, 28 Ronny Circle. Single-family residence; lot size: .03 acre. Plaintiff: Wells Fargo Bank National Assoc. Plaintiff ’s attorney: Woods Oviatt Gilman LLP, 585987-2800; 700 Crossroads Building, 2 State St., Rochester 14614. Defendant: Violeta Mustafaj. Referee: Eve Bunting-Smith. Sale: July 13, 9 a.m. Approximate lien: $502,407.83.

MOUNT KISCO, 367 Crow Hill Road. Single-family residence; lot size: N/A. Plaintiff: Emigrant Bank.

Plaintiff ’s attorney: Knuckles, Komosinski & Elliot, 914-345-3020; 565 Taxter Road, Suite 509, Elmsford 10523. Defendant: Marjorie Weintraub. Referee: Theresa Daniele. Sale: July 5, 10:30 a.m. Approximate lien: $678,338.06.

PEEKSKILL, 12 Nottingham Circle. Commercial lining accommodations; lot size: .01 acre. Plaintiff: National Mortgage LLC. Plaintiff ’s attorney: Frenkel, Lambert, Weiss, Weisman & Gordon, 631-969-3100; 53 Gibson St., Bay Shore 11706. Defendant: Michael Sinatra. Referee: Liam Mclaughlin.

Sale: July 13, 10:15 a.m. Approximate lien: $354,782.32.

SCARSDALE, 759 Wilmot Road.

Single-family residence; lot size: .34 acre. Plaintiff: U.S. Bank National Association. Plaintiff ’s attorney: Rosicki & Rosicki & Associates, 845-897-1600; 2 Summit Court, No. 301, Fishkill 11254.

Defendant: Christopher Griffin. Referee: Kenneth Bunting. Sale: July 7, 9 a.m.

Approximate lien: $293,039.89.

VERPLANCK, 236 Sixth St. Singlefamily residence; lot size: N/A. Plaintiff: Bayview Loan Servicing LLC. Plaintiff ’s attorney: Fein Such & Crane LLP, 585-232-7400; 1400 Old Country Road, Westbury 11590. Defendant: Deborah Ramundo. Referee: Stephanie Whidden. Sale: July 6, 11 a.m. Approximate lien: $377,401.63.

WEST HARRISON, 816 Lake St. Single-family residence; lot size: 1.2 acre. Plaintiff: Emigrant Mortgage Co. Plaintiff ’s attorney: Knuckles, Komosinski & Elliot, 914-345-3020; 565 Taxter Road, Suite 509, Elmsford 10523.

Defendant: Kenneth Hart. Referee: Darren Deurso. Sale: July 6, 9 a.m. Approximate lien: $1,582,751.61.

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WHITE PLAINS, 115 Chelsea Road.

Single-family residence; lot size: .34 acre. Plaintiff: One West Bank FSB. Plaintiff ’s attorney: Stein, Wiener & Roth, 516-742-1212; 1 Old Country Road, Suite 113, Carle Place 11514. Defendant: public administrator for the estate of Eileen Ryan. Referee: Ian Spies. Sale: July 13, 10:30 a.m. Approximate lien: $295,692.96.

YONKERS, 65 Cecil Crest Road.

Single-family residence; lot size: .15 acre. Plaintiff: Elm Capital LLC. Plaintiff ’s attorney: Joseph Ehrenreich, 516-942-4216; 366 North Broadway, Jericho 11753. Defendant: Nancy Traynellis. Referee: Tom Gizzo. Sale: July 15, 11 a.m. Approximate lien: $4,418.78.

YONKERS, 88-92 Sedgewick Ave. Two-family residence; lot size: .26 acre. Plaintiff: Shapiro, DiCaro & Barak, 877-759-1835; 175 Mile Crossing Blvd., Rochester 14624. Defendant: Kil Chung Yun. Referee: Bruce Tent. Sale: July 13, 8:30 a.m. Approximate lien: $240,103.76.

YORKTOWN HEIGHTS, 3309 Barkley Lane. Single-family residence; lot size: .5 acre. Plaintiff: JPMorgan Chase Bank National Association.

Plaintiff ’s attorney: Rosicki & Rosicki & Associates, 845-897-1600; 2 Summit Court, No. 301, Fishkill 11254. Defendant: Vincent Iandoli. Referee: Donald Brown. Sale: July 8, 11 a.m. Approximate lien: $394,294.14.

JUDGMENTS Extreme Painting Services LLC, Yonkers. $2,472 in favor of Brown and Brown of Garden City Inc., Garden City. Filed June 23.

Heights Elevator Corp., Yorktown Heights. $372,877 in favor of Structure Tone Inc., New York. Filed June 20.

Miller Mechanical Systems LLC, New Rochelle. $80,440 in favor of Stamford Windustrial Co., Stamford, Conn. Filed June 21.

Subsurface Construction Group, Staten Island. $47,596 in favor of Brown and Brown of New York Inc., Port Chester. Filed June 23.

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed.

Briante, Michael, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $132,975 affecting property located at 123 Van Tassel Ave., Sleepy Hollow 10591. Filed April 16.

Casadone, Nancy, et al. Filed by Ocwen Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $322,700 affecting property located at 40 Northfield Ave., Dobbs Ferry 10522. Filed April 16.

FIGURES Delgado, Aracely, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $471,920 affecting property located at 47 S. Stone Ave., Elmsford 10523. Filed April 16.

Florencio, Enmanuel A., et al.

Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 4 Consulate Drive, Unit 2M, Tuckahoe 10707. Filed April 16.

Harris, Richard, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $223,900 affecting property located at 23 Notingham Circle, Peekskill 10566. Filed April 15.

Kostulas, James G., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $625,657 affecting property located at 612 Harrison Ave., No. 614, Peekskill 10566. Filed April 15.

Mandujano-Cari, Judith R., et al.

Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $491,840 affecting property located at 40 Underhill Place, West Harrison 10604. Filed April 16.

Martin, Howard, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $364,000 affecting property located at 3311 Lexington Ave., Mohegan Lake 10547. Filed April 16.

Mirtil, Michael, et al. Filed by CitiMortgage Inc. Action: seeks to foreclose on a mortgage to secure $405,950 affecting property located at 147 Sears Ave., Elmsford. Filed April 15.

Muro, Melanie C., et al. Filed by Aurora Loan Services LLC. Action: seeks to foreclose on a mortgage to secure $840,000 affecting property located at 647 Cardinal Road, Cortland Manor 10567. Filed April 16.

Myles, Madiana, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $579,913 affecting property located at 194 Clove Road, New Rochelle 10801.

Filed April 15.

O’Connor, Christine, et al. Filed

by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $345,000 affecting property located at 112 High St., Mount Vernon 10550.

Filed April 15.

Ogihara, Nobuko, et al. Filed by Capital One N.A. Action: seeks to foreclose on a mortgage to secure $500,000 affecting property located at 23 Springhurst Park, Dobbs Ferry 10522. Filed April 15.

Seshadri, Sudha, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $286,467 affecting property located at 172 Benefield Blvd., Peekskill 10566.

Filed April 16.

The heirs at large of Audrey J. Griffin, et al. Filed by Bayview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $103,150 affecting property located at 19 Hillcrest Drive, Cortlandt Manor 10567. Filed April 15.

Unknown heirs of the estate of Henrietta Klein, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $225,000 affecting property located at 400 High Point Drive, No. 406, Hartsdale 10530. Filed April 15.

MECHANIC’S LIENS Matty, David A., et al, as owner. $73,041 as claimed by Planet 24 Inc., Mamaroneck. Property: in Scarsdale.

Filed June 23.

Reed Partners, as owner. $12,158 as claimed by Bigrentz.com. Property: in Cortlandt. Filed June 23.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Partnerships Clean Trim Lawn Care, 65 Ganung Drive, Ossining 10562, c/o Giancarlo Nobrega and Steven Silva.

Filed Nov. 9.

Sole Proprietorships Active Prosthetic Systems, 3675 Old Yorktown Road, Suite 1, Shrub Oak 10588, c/o Carol J. Spencer. Filed Nov. 9.

Arcee Consulting and Contracting, 1330 Oak Knoll Drive, Shrub Oak 10588, c/o Ronaldo Ciuffetelli. Filed Nov. 9.

Crown Me F.A.B., 33B Oakridge Road, Mount Kisco 10549, c/o Ashlee Owens. Filed Nov. 9.

Diesel Beats, 19 S. Broadway, White Plains 10601, c/o Yuri Merezhko. Filed Nov. 9.

Edge Designs, 1 Campus Road, Apt. 10, Peekskill 10566, c/o Xiomara Machado-Cifuentes. Filed Nov. 9.

Eman Musik, 19 S. Broadway, White Plains 10601, c/o Emmanuel Ngung.

Filed Nov. 9.

Lockwood Xmas Trees, 320 Saw Mill River Road, Yonkers 10701, c/o Miguel Torres. Filed Nov. 8.

Make It Yours by Joe, 181 Rumsey Road, Apt. 2A, Yonkers 10705, c/o Joseph Zalesny. Filed Nov. 4.

Moby Richards Coffee, P.O. Box 477, Chappaqua 10514, c/o Jean-Pierre Duqueroix-Duvalier. Filed Nov. 5.

Professional Safety Training and Testing, 3 Remsen Road, Apt. 2H, Yonkers 10710, c/o Lawrence Denise.

Filed Nov. 6.

Smiley’s Auto Repair, 635 S. Columbus Ave., Mount Vernon 10550, c/o Stephan Anthony Crooks. Filed Nov. 9.

South Salem Self Storage, 397 Smith Ridge Road, South Salem 10950, c/o Steven Richard Kaplan.

Filed Nov. 6.

Swiss and This, 15 De Veau Lane, New Rochelle 10805, c/o Marita Caroline Mollet. Filed Nov. 4.

The Pleasant Pooch, 430 Commerce St., Hawthorne 10532, c/o Paula Katia Meira Vieira. Filed Nov. 9.

Top 5 Basketball, 1585 Central Park Ave., Unit 65, Yonkers 10710, c/o Donald Niang Jr. Filed Nov. 5.

VJD Properties, 905 Palmer Ave., Suite E-3, Mamaroneck 10543, c/o Vincent D’Allessandro. Filed Nov. 9.

We Shoot For the Stars, 9 Lundy Lane, Mount Kisco 10549, c/o Rosa L. Menendez. Filed Nov. 6.

PATENTS Air gap electrostatic discharge structure for high-speed circuits.

Patent no. 9,380,688 issued to Kai D. Feng, Hopewell Junction; Yang Liu, Ossining; Dongbing Shao, Wappingers Falls; and Zheng Xu, Wappingers Falls. Assigned to International Business Machines Corp., Armonk.

Analytics-based scoping of HTML5 web storage attributes.

Patent no. 9,380,118 issued to Joshua A. Alger, Raleigh, N.C.; Todd E. Kaplinger, Raleigh, N.C.; and Stephen B. Williamson, Raleigh, N.C. Assigned to International Business Machines Corp., Armonk.

Architecture for retention, recommendation and collaboration of mobile-based task sessions.

Patent no. 9,380,420 issued to Michael P. Carlson, Austin, Texas; Lydia M. Do, Raleigh, N.C.; Indran Naick, Cedar Park, Texas; and Theodore J.L. Shrader, Austin, Texas. Assigned to International Business Machines Corp., Armonk.

Coding schemes for identifying special locations of events within video-image data. Patent no. 9,380,271 issued to Michael J. Desimone, Ridgefield, Conn.; Arun Hampapur, Norwalk, Conn.; Zuoxuan Lu, Yorktown Heights; Carl P. Mercier, New Milford, Conn.; Stephen R. Russo, Oxford, Conn.; Chiao-Fe, Southbury, Conn.; and Chek K. Tan, Danbury, Conn. Assigned to International Business Machines Corp., Armonk.

FACTS Conversation branching for more efficient resolution. Patent no. 9,380,010 issued to Paul R. Bastide, Boxford, Mass.; Kulvir S. Bhogal, Fort Worth, Texas; Jeffrey R. Hoy, Southern Pines, N.C.; and Asima Silva, Holden, Mass. Assigned to International Business Machines Corp., Armonk.

Smart hearing aid. Patent no.

9,380,394 issued to Paul N. Krystek, Highland; Mark B. Stevens, Austin, Texas; and John D. Wilson, Houston, Texas. Assigned to International Business Machines Corp., Armonk.

Symmetric coherent request/response policy enforcement. Patent no. 9,379,998 issued to Thomas C. Burke, Durham, N.C.; Mario E. De Armas, Wellington, Fla.; Oswaldo Gago, Magate, Fla.; and Ramon M. Spence, Morrisville, N.C. Assigned to International Business Machines Corp., Armonk.

System and method of charging a vehicle using a dynamic power grid and system and method of managing power consumption in the vehicle. Patent no. 9,379,559 issued to Brian A. O’Connell, Research Triangle Park, N.C.; Rick Hamilton, Charlottesville, Va.; James R. Kozloski, Yorktown Heights; and Clifford A. Pickover, Yorktown Heights. Assigned to International Business Machines Corp., Armonk.

945 South Lake LLC, Mahopac. Seller: TD Bank N.A. Property: 945 S. Lake Blvd., Carmel. Amount: $390,000.

Filed June 23.

Deutsche Bank National Trust Co. Seller: Ann G. Booth, et al, Fishkill.

Property: 4 Rocky Road, Cold Spring 10516. Amount: $879,145. Filed June 23.

Miller, Richard E., et al, New Paltz, as owner. Lender: Rondout Savings Bank, Kingston. Property: 1375 Old Post Road, Ulster Park 12487. Amount: $252,000. Filed June 24.

AJPA LLC, New York City. Seller: West of the Wallkill Properties LLC, Gardiner. Property: in Gardiner. Amount: $300,000. Filed June 24.

Deutsche Bank National Trust Co. Seller: Eve Bunting-Smith, White Plains. Property: 10 Ward St., Brewster 10509. Amount: $470,435. Filed June 14.

Muhlrad, Elias, Florida, as owner.

Lender: Wallkill Valley Federal Savings and Loan Association, Wallkill.

Property: in Chester. Amount $315,000. Filed June 22.

Pfleger, Dennis L., et al, Modena, as owner. Lender: Walden Savings Bank, Montgomery. Property: in Newburgh.

Amount: $268,200. Filed June 20.

DEEDS Above $1 million Humilis Timber LLC, Boston, Mass.

Seller: Farm East LLC, Cortland. Property: in Denning. Amount: $1.4 million.

Filed June 23.

Below $1 million 15 Stage LLC, Monroe. Seller: Thomas H. Hanbridge, Tuxedo. Property: in Monroe. Amount: $150,000. Filed June 22.

Using resource records for digital certificate validation. Patent no.

9,380,053 issued to John F. Behnken, Hurley; Yaser K. Doleh, North Royalton, Ohio; and Mauro Marzorati, Lutz, Fla. Assigned to International Business Machines Corp., Armonk.

315 Vineyard Avenue LLC, New Paltz. Seller: John Platania, et al, Rhinebeck. Property: in Lloyd. Amount: $120,000. Filed June 24.

BUILDING LOANS Above $1 million

315 Vineyard Avenue LLC, New Paltz. Seller: Highland View Farm LLC, Tuxedo. Property: in Lloyd. Amount: $700,000. Filed June 20.

34 Fort Worth LLC, Spring Valley.

Seller: BSD Realty Estates LLC, Monroe. Property: 34 Fort Worth Place, Monroe 10950. Amount: $140,000.

Filed June 22.

45 Clark St LLC, Brooklyn. Seller: Newburgh NY Properties LLC, Monroe. Property: 45 Clark St., Newburgh 12550. Amount: $300,000.

Filed June 20.

70 Old Route 6 LLC, Bedford. Seller: RDJ Properties Inc., Mahopac. Property: 70 Old Route 6, Carmel. Amount: $425,500. Filed June 15.

Blitman Mahopac LLC, Mount Kisco, as owner. Lender: First Niagara Bank N.A. Property: in Carmel.

Amount: $2.3 million. Filed June 21.

834 Monroe Corp., Monroe. Seller: Okhwa Kang Sohn, Englewood Cliffs, N.J. Property: 834 Route 17M, Monroe 10950. Amount: $600,000.

Filed June 21.

Below $1 million

944 Route 6 LLC, Mahopac. Seller: Route 6 Realty Inc., Mahopac. Property: in Carmel. Amount: $440,000.

Filed June 16.

Flood, Cody, et al, Warwick, as owner. Lender: Walden Savings Bank, Montgomery. Property: in Warwick.

Amount: $467,500. Filed June 22.

FIGURES

Mid Hudson Development Corp., et al, as owner. Lender: Rhinebeck Bank. Property: in Wappinger.

Amount: $268,192. Filed June 22.

Using cloud resources to improve performance of a streaming application. Patent no. 9,379,950 issued to Lance Bragstad, Pine Island, Minn.; Michael J. Branson, Rochester, Minn.; Bin Cao, Rochester, Minn.; James E. Carey, Rochester, Minn.; and Matthew R. Odden, Rochester, Minn. Assigned to International Business Machines Corp., Armonk.

HUDSON VALLEY

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American International Relocation Solutions LLC, Pittsburgh, Pa. Seller: Radu Craciun, et al, Carmel.

Property: 87 Majestic Ridge, Carmel 10512. Amount: $617,500. Filed June 1.

ANK Realty Inc., Poughkeepsie.

Seller: Ariana Antonelli, New Windsor.

Property: in Middletown. Amount: $700,000. Filed June 24.

Bayview Loan Servicing LLC, Coral Gables, Fla. Seller: Stephen H. Derderian, Warwick. Property: 7 Riley Court, Greenwood Lake 10925.

Amount: $450,100. Filed June 24.

Deutsche Bank National Trust Co. Seller: Gary E. Eisenberg, New City.

Property: 411 Harriman Heights, Monroe 10926. Amount: $459,908. Filed June 23.

Deutsche Bank National Trust Co. Seller: John E. Bach Jr., Goshen.

Property: 44 Laudaten Way, Warwick 10990. Amount: $236,357. Filed June 20.

Deutsche Bank National Trust Co. Seller: John F. Cocola, Holmes. Property: 267 Crane Road, Carmel 10512.

Amount: $638,914. Filed June 8.

Bishop Homes Inc., Wassaic. Seller: Secretary of the U.S. Department of Housing and Urban Development., Philadelphia, Pa. Property: 4835 Route 22, Amenia 12501. Amount: $72,500.

Filed June 17.

Deutsche Bank National Trust Co. Seller: Paul C. Brite, Newburgh.

Property: 12 Snake Path Lane, Chester 10918. Amount: $226,138. Filed June 22.

Cartus Financial Corp., Danbury, Conn. Seller: Michael Kwinn, et al, Monroe. Property: in Monroe.

Amount: $332,000. Filed June 23.

Double R Capital Inc., Poughkeepsie. Seller: Steven Klein, Poughkeepsie.

Property: 20 Waldorf Place, Poughkeepsie 12601. Amount: $117,000. Filed June 21.

Catskill Farms Inc., Eldred. Seller: FCR LLC, Hurley. Property: in Saugerties. Amount: $80,000. Filed June 23.

Central Hudson Gas and Electric Corp., Poughkeepsie. Seller: Demi Company LLC, Pleasant Valley. Property: in LaGrange. Amount: $190,000.

Filed June 17.

Chesa Property Holdings LLC, Carmel. Seller: HSBC Bank USA N.A. Property: 11 Cottage Road, Carmel 10512. Amount: $46,279. Filed June 1.

CitiMortgage Inc. Seller: Pamela B. Richardson, Carmel. Property: 24 Grasslands Road, Carmel 10512.

Amount: $172,000. Filed June 14.

Creek Locks Mobile Home Park LLC, Delanson. Seller: Stephen E. Diamond, Wappingers Falls. Property: Hurley Mountain, Hurley. Amount: $39,000. Filed June 22.

Crestwood Trail Inc., Nanuet. Seller: County of Orange, Goshen. Property: in Monroe. Amount: $81,000.

Filed June 23.

Debellis Construction Corp., Brewster. Seller: County of Putnam, Carmel. Property: 20 Putnam Terrace, Brewster. Amount: $43,500.

Filed June 6.

Deutsche Bank National Trust Co. Seller: Andrea D. Pawliczek, Montgomery. Property: 11 Charles St., Port Jervis 12771. Amount: $507,150. Filed June 23.

Emerald PJ LLC, Spring Valley. Seller: Wilmington Savings Fund Society FSB. Property: 7 Mount Williams St., Port Jervis 12771. Amount: $34,000.

Filed June 21.

Fannie Mae. Seller: Anthony M. Abraham, Carmel. Property: 35 Lake Shore Road, Putnam Valley 10579.

Amount: $576,163. Filed June 23.

Federal Home Loan Mortgage Corp. Seller: Brett Moyer, et al, Muncy, Pa. Property: 444 Bull Road, Rock Tavern 12575. Amount: $328,329. Filed June 20.

Federal Home Loan Mortgage Corp. Seller: Christa Burker, White Plains. Property: 4 Whittier Road, Carmel 10512. Amount: $187,374. Filed June 14.

Federal Home Loan Mortgage Corp. Seller: Louie Boniello, et al, Mahopac. Property: 33 McMillian Ave., Mahopac 10541. Amount: $345,374.

Filed June 10.

Federal National Mortgage Association. Seller: Anil Paul, Yorktown Heights. Property: 21 Lexington Hill, Harriman. Amount: $229,890. Filed June 20.

Federal National Mortgage Association. Seller: Asaf Ahmet, Newburgh. Property: 387 Lattintown Road, Marlboro 12542. Amount: $244,327.

Filed June 23.

Federal National Mortgage Association. Seller: Dianne Braun Hanley, Katonah. Property: 11 Norfolk Road, Brewster 10509. Amount: $182,635.

Filed June 9.

Hudson Valley Real Estate Partners LLC, Newburgh. Seller: City of Newburgh. Property: 66 Carson Ave., Newburgh. Amount: $20,000. Filed June 22.

Federal National Mortgage Association. Seller: Eve Bunting-Smith, White Plains. Property: 22 Ashley Lane, Cold Spring 10516. Amount: $403,812. Filed June 2.

Investcor LLC, Brooklyn. Seller: Fannie Mae. Property: 63 Mahoney Road, Milton 12547. Amount: $63,000. Filed June 23.

Federal National Mortgage Association. Seller: Helen Pampinella, Essex Junction, Vt. Property: 4 Pine Terrace, Highland 12528. Amount: $131,953. Filed June 22.

Federal National Mortgage Association. Seller: John B. Swift III, Goshen. Property: 68 Genung St., Middletown 10940. Amount: $177,550.

Filed June 22.

Federal National Mortgage Association. Seller: Judith L. Lubinsky, Campbell Hall. Property: 15 Diane Place, Port Jervis 12771. Amount: $287,482. Filed June 23.

Federal National Mortgage Association. Seller: Naomi R. Duker, White Plains. Property: 66 Ellen Ave., Mahopac 10541. Amount: $212,732.

Filed June 3.

Federal National Mortgage Association. Seller: Robert Fink, Goshen.

Property: 276 Temple Hill Road, Unit 2503, New Windsor 12553. Amount: $155,612. Filed June 20.

Federal National Mortgage Association. Seller: Sol Lesser, New Windsor. Property: 160 Brook Trail, Greenwood Lake 10925. Amount: $296,699.

Filed June 20.

Fiable Trading Inc., Middletown.

Seller: Wells Fargo Bank N.A. Property: 14 Cindy Lane, Middletown 10941.

Amount: $60,000. Filed June 22.

Hill and Valley Properties LLC, Garrison. Seller: Joseph Rist, et al, Fishkill. Property: 529 Route 9D, Garrison.

Amount: $670,000. Filed June 3.

Hudson Valley Home Builders Inc., Peekskill. Seller: County of Putnam, Carmel. Property: 4 Brookfalls Court, Putnam Valley. Amount: $107,251. Filed June 6.

Hudson Valley Real Estate Partners LLC, Newburgh. Seller: Chad A. Verlezza, Newburgh. Property: 86 Beacon St., Newburgh. Amount: $50,000. Filed June 22.

Hudson Valley Real Estate Partners LLC, Newburgh. Seller: Matthew Fried, Newburgh. Property: 67 Carson Avenue West, Newburgh.

Amount: $52,000. Filed June 22.

Hudson Valley Real Estate Partners LLC, Newburgh. Seller: Michael Mucci, Newburgh. Property: 71 Carson Ave., Newburgh. Amount: $16,000.

Filed June 22.

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JMBC Realty LLC, Carmel. Seller: Thomas M. Keating, Hopewell Junction. Property: Tower Paper Road, Carmel 10512. Amount: $49,020. Filed June 14.

JPMorgan Chase Bank N.A. Seller: Scott M. Brien, Hopewell Junction.

Property: 1640-1642 Bulls Head Road, Clinton Corners 12514. Amount: $202,500. Filed June 21.

Krivas Homes LLC, Poughkeepsie.

Seller: James Laurito, et al. Property: 705 Huntington Drive, Fishkill 12524.

Amount: $355,000. Filed June 22.

M&T Bank, Buffalo. Seller: George Lithco, Walden. Property: 38 Spring St., Middletown 10940. Amount: $53,821. Filed June 22.

Mid-Hudson Holdings LLC, Wappingers Falls. Seller: Irma K. Farfaro, et al, Hopewell Junction. Property: in Wappinger. Amount: $135,000. Filed June 21.

Mile High Fund LLC, Arvada, Colo. Seller: Mark D. Stern, Goshen.

Property: 6 Cornell Lane, Highland Mills 10930. Amount: $522,041. Filed June 23.

Nancy T LLC, Piermont. Seller: Greens of Woodbury Partners LLC, Central Valley. Property: 29 Winding Lane, Central Valley 10917. Amount: $185,000. Filed June 22.

Nationstar Mortgage LLC. Seller: Gladys E. Lawlor, Merritt Island, Fla. Property: 70 Silver Spring Road, New Windsor 12553. Amount: $259,735.

Filed June 22.

Old Drovers Inn LLC, Wingdale.

Seller: Mara S. Shelby, et al, Wingdale.

Property: 684 Old Route 22, Dover.

Amount: $220,000. Listed June 22.

Overpass Holdings Inc., Monroe.

Seller: Gisele I. Elek, Monroe. Property: 14 and 284 Schunnemunk St., Monroe. Amount: $350,000. Filed June 22.

Panthoula LLC, Mahopac. Seller: Jonathan Victor, Mahopac. Property: 190 Secor Road, Mahopac 10541.

Amount: $152,612. Filed June 13.

PHH Mortgage Corp. Seller: Cirino M. Bruno, Cochecton. Property: 312 Vista on the Lake, Unit 3/12, Carmel 10512. Amount: $207,837. Filed June 22.

Prelude Painting Corp., Port Chester. Seller: County of Putnam, Carmel.

Property: 16 Freemont Road, Patterson. Amount: $45,000. Filed June 16.

JULY 4, 2016

21

FACTS R and G Terminal Partners LLC, Deer Park. Seller: 119 Ceasers Lane LLC, Ho-Ho-Kus, N.J. Property: 119 Caesars Lane, New Windsor. Amount: $950,000. Filed June 21.

Retained Realty Inc., New York City. Seller: Michael P. McCann, Goshen. Property: 698 Highway 6, Port Jervis. Amount: $115,398. Filed June 20.

SABR Mortgage Loan 2008-1 REO Subsidiary-1 LLC, West Palm Beach, Fla. Seller: Isabelle Rawich, South Fallsburg. Property: 85 Houtman Drive, Walden 12586. Amount: $410,115. Filed June 23.

Sankalpa Ventures LLC, Pawling.

Seller: Eliander LLC, Pawling. Property: in Pawling. Amount: $190,00. Filed June 22.

Secretary of Housing and Urban Development. Seller: Corinne M. Palazzolo, et al, New Windsor. Property: in Newburgh. Amount: $186,196.

Filed June 21.

Secretary of Housing and Urban Development. Seller: Laurence A. Clemente, Goshen. Property: 12 Houtman Drive, Walden 12586. Amount: $504,677. Filed June 20.

Story Farms LLC, Catskill. Seller: Maria Clearwater, Saugerties. Property: in Saugerties. Amount: $367,402. Filed June 20.

Sycamore Valley LLC, Poughkeepsie. Seller: Daniel J. McCabe, Poughkeepsie. Property: 5 Ravine Road, Hyde Park 12538. Amount: $111,000.

Filed June 21.

Sycamore Valley LLC, Poughkeepsie. Seller: Karen Elizabeth Hagstrom, Poughkeepsie. Property: 20 Arnold Blvd., Poughkeepsie 12603. Amount: $87,000. Filed June 21.

Tarben Inc., Newburgh. Seller: Jeanne Daley, The Villages, Fla. Property: in Newburgh. Amount: $40,000.

Filed June 23.

The Bank of New York Mellon.

Seller: Peter H. Neuman, Cornwall-onHudson. Property: 16 Grove St., Harriman 10926. Amount: $282,760. Filed June 24.

The Town of Ulster, Lake Katrine.

Seller: Russell Vansteenburg, et al, Lake Katrine. Property: 38 Sandy Road, Ulster 12401. Amount: $151,866.

Filed June 22.

Tow Warriors Inc., Goshen.

Seller: Abar Sewer Service Inc., Goshen. Property: in Goshen. Amount: $416,267. Filed June 23.

U.S. Bank N.A. Seller: Glen A. Plotsky, Port Jervis. Property: 70 Alexander Road, Monroe 10950. Amount: $334,365. Filed June 24.

U.S. Bank N.A. Seller: John A. Sarcone III, White Plains. Property: 229 Towners Road, Kent 10512. Amount: $605,569. Filed June 15.

22

JULY 4, 2016

U.S. Bank N.A. Seller: John Revella, Walden. Property: 1511 Centre Road, Rhinebeck 12572. Amount: $564,000.

Filed June 21.

U.S. Bank N.A. Seller: Linda Markowitz, White Plains. Property: 199 Ressique St., Stormville 12582. Amount: $400,514. Filed June 23.

U.S. Bank Trust N.A. Seller: John D. Simon, et al, Hopewell Junction. Property: 841 Berkshire Road, Wingdale.

Amount: $359,500. Filed June 20.

U.S. Bank Trust N.A. Seller: Samuel P. Brooke, Poughkeepsie. Property: 10 Van Siclen Drive, Poughkeepsie 12601.

Amount: $203,000. Filed June 22.

Wells Fargo Bank N.A. Seller: Austin F. Cassidy, Carmel. Property: 94 Gleneida Ridge Road, Carmel 10512.

Amount: $235,000. Filed June 15.

Wells Fargo Bank N.A. Seller: John E. Stone, Warwick. Property: 90 Maple St., Beacon 12508. Amount: $233,500.

Filed June 20.

Wells Fargo Bank N.A. Seller: Judith L. Lubinsky, Campbell Hall. Property: 118 Patio Road, Middletown 10941.

Amount: $212,259. Filed June 22.

Western Sullivan O.R.E. LLC, Jeffersonville. Seller: Canal Street Ellenville LLC, Ellenville. Property: in Wawarsing. Amount: $145,155. Filed June 24.

Wilmington Savings Fund Society FSB. Seller: Andrea D. Pawliczek, Montgomery. Property: 5236 Searsville Road, Pine Bush 12566. Amount: $310,677. Filed June 21.

Wilmington Savings and Fund Society FSB. Seller: Eugene Clayton Mattiaccio, West Warwick, R.I. Property: 59 Hudson Lane, Ulster Park 12487.

Amount: $110,288. Filed June 22.

Wilmington Savings Fund Society FSB. Seller: Christopher Baisley, Garrison. Property: in Philipstown.

Amount: $199,999. Filed June 17.

Wilmington Savings Fund Society FSB. Seller: Robert G. Rafferty, Rye Brook. Property: 20 Arbor Court, Holmes 12531. Amount: $364,000.

Filed June 14.

Winding Road Farms LLC, New York City. Seller: May Glazer, et al, Somers. Property: 9 Verbank Club Road, Unionvale. Amount: $385,000.

Filed June 17.

Yulin International LLC, Brooklyn. Seller: Bear Mountain Duo LLC, Garrison. Property: in Philipstown.

Amount: $380,000. Filed June 14.

YYY Properties LLC, Chester. Seller: Juliana LoBiondo, Newburgh. Property: 1142 Washington Green, New Windsor 12553. Amount: $68,000.

Filed June 24.

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JUDGMENTS Anatolia Restaurant Corp., New Paltz. $13,009 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 24.

Aquarist Supply Co., Highland. $1,591 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 24.

Ashley Homes Construction Company LLC, Saugerties. $1,039 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed June 21.

Bill’s Auto Service Inc., Rosendale. $1,526 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany.

Filed June 21.

DJ’s Contracting and Creative Surfaces Inc., Glasco. $1,844 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed June 24.

GCIA Inc., Highland. $252 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed June 21.

Jumelle Inc., Olivebridge. $1,107 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 24.

Masters Touch Design and Installation Inc., Chester. 279 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 25.

Nelson Remodeling Company Inc., Chester. $260 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 25.

Phoenicia Wines and Liquors, Phoenicia. $2,668 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 24.

Pleasant Hill Developers Inc., Monroe. $827 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 25.

Robert O. Davenport and Sons LLC, Kingston. $1,028 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 24.

Rothe Construction Inc., Saugerties. $831 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 24.

Spurling’s Snowplowing, New Paltz. $3,916 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 24.

Stone Ridge Citgo Inc., Stone Ridge. $54,824 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 24.

FIGURES The Birches at Esopus, Ulster Park. $866 in favor of James Reynolds, Kingston. Filed June 22.

The Poverty Barn, New Paltz. $3,807 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 24.

Try R Deli II Inc., Huguenot. $325 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 25.

US Mail Contractor, Saugerties. $206 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany.

Filed June 24.

WE Bryant’s Inc., Kingston. $2,135 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed June 24.

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed.

Alexander, Leah R., et al. Filed by the Municipal Credit Union. Action: seeks to foreclose on a mortgage to secure $264,000 affecting property located at 2731 Route 301, Carmel 10512. Filed June 20.

Ambrosino, Thomas, et al. Filed

by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $144,000 affecting property located at 615 Fair St., Carmel 10512.

Filed June 13.

Angione, Joseph Sr., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $319,500 affecting property located at 11 Kerner Drive, Chester 10918. Filed Nov. 30.

Cecil, James, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $231,589 affecting property located at 52 Deer Ridge Road, Wingdale 12594.

Filed June 20.

Elliott, Ernest, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $99,000 affecting property located at 229 Hynes Road, Poughquag 12570.

Filed June 16.

Cerone-Taylor, Danielle, et al.

Filed by HomeBridge Financial Services Inc. Action: seeks to foreclose on a mortgage to secure $260,513 affecting property located at 20 Fieldstone Drive, Middletown 10940. Filed Dec. 1.

Espinola, Victor, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $50,000 affecting property located at 8 White Gate Drive, Apt. A, Wappingers Falls 12590. Filed June 23.

Cole-Johnson, Joy, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $548,250 affecting property located at 361 Sinpatch Road, Amenia 12592.

Filed June 16.

Farrelly, Kevin E., et al. Filed by Citizens Bank N.A. Action: seeks to foreclose on a mortgage to secure $324,000 affecting property located at 121 Cottage Road, Carmel 10512.

Filed June 17.

Conti, Joanne, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $149,395 affecting property located at 44 Meadow Way, Hopewell Junction 12533. Filed June 15.

Fernandez, Michael, et al. Filed

by Selene Finance LP. Action: seeks to foreclose on a mortgage to secure $368,039 affecting property located at 15 Cranberry Drive, Highland Mills 10930. Filed Dec. 1.

Corbley, James B., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $385,000 affecting property located at 131 Academy St., Poughkeepsie 12601. Filed June 20.

Ferreira, Daniel L., et al. Filed

by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $450,000 affecting property located at 92 Main St., Cold Spring 10516. Filed June 20.

Crisafulli, Maria S., et al. Filed by CitiMortgage Inc. Action: seeks to foreclose on a mortgage to secure $206,120 affecting property located at 90 Seven Hills Lake Drive, Carmel 10512. Filed June 24.

Ferreira, Fernando A., et al. Filed

by Bayview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $301,350 affecting property located at 23 Thomas Ave., Poughkeepsie 12603 Filed June 17.

Croswell, George V., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $175,437 affecting property located at 38 Bruin Drive, Saugerties 12477. Filed June 20.

Flueck, Christopher V., et al. Filed

by Louise B. Clarke. Action: seeks to foreclose on a mortgage to secure $30,000 affecting property located in Wawarsing. Filed June 22.

Damiano, Franco A., et al. Filed

by Capital One N.A. Action: seeks to foreclose on a mortgage to secure $978,400 affecting property located at 124 W. Lake Blvd., Mahopac 10541.

Filed June 22.

Fraley, Robert J., et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $165,500 affecting property located at 15 Hill Road, Wallkill 12589. Filed June 24.

Any unknown heirs to the estate of Andrew E. Torgersen, et al.

Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $57,500 affecting property located at 491 Kings Highway, Saugerties 12477.

Filed June 24.

Dellabate, Laura, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $417,000 affecting property located at 22 Cindy Lane, Putnam Valley 10579.

Filed June 16.

Gaines, Jeremiah Jamel, et al. Filed

by PNMAC Mortgage Opportunity Fund Investors LLC. Action: seeks to foreclose on a mortgage to secure $481,500 affecting property located at 103 Old Highland Turnpike, Garrison 10524. Filed June 20.

Bates, Patrick H., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $410,000 affecting property located at 35 Boniello Drive, Mahopac.

Filed June 15.

Deluca, Alana, as heir at law and next of kin of Arthur P. Deluca, et al.

Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 5 Deluca Lane, Carmel 10512. Filed June 24.

Gantt, Brenda A., et al. Filed by Household Finance Realty Corporation of New York. Action: seeks to foreclose on a mortgage to secure $200,842 affecting property located at 10 Taconic St., Poughkeepsie 12603.

Filed June 17.

DeMatteis, Edward, et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $224,000 affecting property located at 14 Hickory Ave., New Windsor. Filed Nov. 27.

Gardner, Robert Jr., et al. Filed

by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $178,500 affecting property located at 2 Johnson Ave., Port Jervis 12771. Filed Nov. 27.

Edwards, Aubrey A., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $211,545 affecting property located at 56 East Ave., Walden 12586. Filed Dec. 1.

Gauquie, John, as administrator and heir to the estate of Helen Gauquie, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $345,000 affecting property located at 15 Orrs Mills Road, Salisbury Mills 12577. Filed Nov. 30.

Borchsentus, Dina, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $141,527 affecting property located at 85 Sunnybrook Circle, Lloyd 12528.

Filed June 22.

Carson, Matthew, et al. Filed by First Niagara Bank N.A. Action: seeks to foreclose on a mortgage to secure $104,250 affecting property located at 32 Hillside Trail, Monroe 10950. Filed Dec. 1.

FACTS

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FIGURES

Levy, Jean Nasi, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 28 Duke Drive, Carmel 10512. Filed June 23.

Pesce, Lawrence M., et al. Filed by Caliber Home Loans Inc. Action: seeks to foreclose on a mortgage to secure $326,700 affecting property located at 36 Seven Hills Lake Drive, Carmel 10512. Filed June 16.

Rosario, Frank R., et al. Filed by Wilmington Trust N.A. Action: seeks to foreclose on a mortgage to secure $291,100 affecting property located at 54 Main St., Chester 10910. Filed Dec. 1.

Hansen, Brett, et al. Filed by Citizens Bank N.A. Action: seeks to foreclose on a mortgage to secure $50,000 affecting property located at 17 Hardenburgh Lane, Rosendale 12472. Filed June 20.

Litchauer, Joseph M., et al. Filed

by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $233,639 affecting property located at 66 Daley Road, Poughkeepsie 12603. Filed June 21.

Pfeifer, Russell W., et al. Filed by Ocwen Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $165,000 affecting property located at 693 Mount Hope Road, Middletown 10940. Filed Dec. 1.

Rosario, Jose A., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 3 Hook Road, Unit 43K, Poughkeepsie 12601. Filed June 23.

Thomas, Doyle L., et al. Filed by Ocwen Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $219,000 affecting property located at 1939 Route 302, Circleville 10919. Filed Nov. 27.

Harrar, George, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $276,300 affecting property located at 15 Greentree Road, Tivoli 12583. Filed June 17.

Lopez, Joseph, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $210,000 affecting property located at 9 Hillis Terrace, Poughkeepsie 12603. Filed June 20.

Porter, Kathleen, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $347,698 affecting property located at 77 Vassar Road, Poughkeepsie 12603. Filed June 17.

Ryder, Edward Lee, et al. Filed by Wilmington Savings Fund Society FSB. Action: seeks to foreclose on a mortgage to secure $128,205 affecting property located at 6 South St., Shandaken 12464. Filed June 22.

Velazquez, Elizabeth, et al. Filed

by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $256,500 affecting property located at 20 Sunset Terrace, Warwick 10990.

Filed Dec. 1.

Heirs and distributees of the estate of Theresa Mariani, et al. Filed

by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $825,000 affecting property located at 607 Shenandoah Road, East Fishkill 12533. Filed June 22.

McKenna, Peg�y A., et al. Filed by H&R Block Bank. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 26 Brittany Lane, Carmel 10512. Filed June 16.

Potts, Elisabeth B., et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $138,700 affecting property located at 9 Windsor Court, Poughkeepsie 12601. Filed June 16.

Sakovsky, Michael Jr., et al. Filed

by PHH Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $140,550 affecting property located at 20 McCafferty Place, Wappingers Falls 12590. Filed June 17.

Vitale, Denise, et al. Filed by PennyMac Loan Services LLC. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 24 Woodcrest Lane, Milton 12547. Filed June 22.

This paper is not responsible for typographical errors contained in the original filings.

McLean, Michael, et al. Filed by CitiMortgage Inc. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 8 Sandburg Court, Middletown 10941. Filed Nov. 27.

Ransom, Lucinda, et al. Filed by Travelers Bank and Trust FSB. Action: seeks to foreclose on a mortgage to secure $21,000 affecting property located at 30 Purse Lane, Hopewell Junction 12533. Filed June 14.

Segelbacher, Conrad N., et al. Filed

by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $265,807 affecting property located at 1 Ninham Ave., Wappingers Falls 12590. Filed June 17.

Ward, Adrean, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $396,000 affecting property located at 116 Coutant Road, Circleville 10919. Filed Dec. 1.

AdVantagePoint MRS, 7 Clara Ave., New Windsor, c/o Douglas Henry and Kristen Curley. Filed May 28.

Mitchell, James, et al. Filed by HSBC Mortgage Corporation USA. Action: seeks to foreclose on a mortgage to secure $29,850 affecting property located at 58 Inwood Hills, Wallkill 10941. Filed Dec. 1.

Reagan, Grace, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $180,000 affecting property located at 1604 Holly Stream Court, Unit 6A3, Brewster 10509. Filed June 22.

Sherman, William R. Jr., et al.

Filed by Midfirst Bank. Action: seeks to foreclose on a mortgage to secure $112,583 affecting property located at 6307 Route 82, Stanfordville 12581.

Filed June 22.

Molison, Stacy, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $301,333 affecting property located at 67 Van Plack Road, East Fishkill 12533.

Filed June 14.

Revel, Sally, et al. Filed by Anne Krupman. Action: seeks to foreclose on a mortgage to secure $225,000 affecting property located at 707 Misty Hills Lane, Patterson. Filed June 22.

Shuey, Kathleen A., as executor of the estate of James J. Murray, et al.

Filed by Reverse Mortgage Solutions Inc. Action: seeks to foreclose on a mortgage to secure $667,500 affecting property located at 50 Mountain View, Ellenville 12428. Filed June 23.

Golz, Mark D., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $200,000 affecting property located at 31 Crosby Ave., Brewster 10509.

Filed June 13.

Hommel, Stacey L., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $63,770 affecting property located at 520 Delaware Ave., Kingston 12401.

Filed June 22.

Hoskins, Crystal, as heir at law and next of kin to Debra M. Hoskins, et al.

Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 606 Old Post Road, Esopus 12429. Filed June 22.

Husenaj, Petrit, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $276,000 affecting property located at 146 Lake Drive, Mahopac 10541.

Filed June 16.

Iaccarino, Kathy, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $378,177 affecting property located at 12 Lor Mar Court, Wappingers Falls 12590. Filed June 23.

Lask, Scott M., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $204,000 affecting property located at 70 Bonney Court, Monroe 10950.

Filed Nov. 30.

Laska, Milton Leonard, et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 20 Boniello Drive, Mahopac 10541. Filed June 20.

Leddy, Patricia A., et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $187,441 affecting property located at 37 Ryerson Road, Wawayanda 10958. Filed Dec. 1.

Lemke, Edward, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $143,000 affecting property located at 25 Glass St., Port Jervis 12771. Filed Nov. 30.

Moseley, James C., et al. Filed by Rose View Farm Inc. Action: seeks to foreclose on a mortgage to secure $63,136 affecting property located at 11 Mill Lane, Pleasant Valley 12569. Filed June 20.

Naclerio, George M., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $304,031 affecting property located at 39 Laurie Lane, Newburgh 12550.

Filed Dec. 1.

Oaks, Robin A., as executrix of the estate of Sheree L. Hall, et al. Filed

by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $48,298 affecting property located at 30 Camburn Way, Stanfordville 12581.

Filed June 16.

Patch, Charles H. Jr., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $234,500 affecting property located at 438 New Hurley Road, Walkill 12589. Filed June 22.

Peroni, Lucille, individually and on behalf of the estate of Anthony Marullo, et al. Filed by PHH Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $155,322 affecting property located at 288 S. William St., Newburgh 12550. Filed Nov. 30.

Rhodes, Patrick D., et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 456 Beaverdam Road, Montgomery 12549. Filed Dec. 1.

Rice, Dean M., et al. Filed by First Niagara Bank N.A. Action: seeks to foreclose on a mortgage to secure $311,000 affecting property located at 22 Beach Road, Poughquag 12570.

Filed June 15.

Rios, Ralph, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $211,373 affecting property located at 3 Hanover Road, Brewster 10509. Filed June 24.

Rittacco, Daniel, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $168,899 affecting property located at 6-8 Mills Ave., Middletown 10940. Filed Dec. 1.

Rivera, Carlos I., et al. Filed by Ocwen Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $167,000 affecting property located at 36 Woodlawn Ave., Middletown 10940. Filed Nov. 30.

Soss, Mark, et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $304,000 affecting property located at 460 Hoagerburgh Road, Shawangunk 12589.

Filed June 23.

Soto, Lisanka, et al. Filed by New Penn Financial LLC. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 32 Hillside Terrace, Mahopac 10541. Filed June 15.

Spataro, Dianne Denise, as heir at law and next of kin of Michael Spataro, et al. Filed by James B. Nutter and Co. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 4 Orchard Lane, Highland 12528. Filed June 23.

Sprenger, Kenneth, individually and on behalf of the estate of Paul Sprenger, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $547,500 affecting property located at 153 Ridge Road, Dover Plains 12522. Filed June 16.

Stanco, Gloria, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 45 High St., Walden 12586. Filed Dec. 1.

MECHANIC’S LIENS Deglon, Ruth, et al, Carmel, as owner. $2,902 as claimed by George Apap Inc., Patterson. Property: 42 Raspberry Lane, Carmel 10512. Filed June 14.

Eco-Bat New York LLC, Dallas, Texas, as owner. $53,501 as claimed by Tank Connection, Parsons, Kan. Property: 65 Ballard Road, Middletown 10941. Filed June 20.

FJC Homes LLC, as owner. $2,500 as claimed by Jose Francisco Rojas Canales. Property: 26 Bushwick Road, LaGrange. Filed June 22.

Hoyt, Richard P., as owner. $4,400 as claimed by James Strong, Rhinebeck. Property: 148 Rowe Road, Milan.

Filed June 21.

Joemarden LLC, as owner. $10,477 as claimed by Costanzi Crane Inc., Kingston. Property: 43 Western Ave., Marlborough. Filed June 20.

Palisades Interstate Park Commission, as owner. $10,500 as claimd by Tilson Technology Management Inc., Portland, Me. Property: in Ellenville. Filed June 23.

Rhinebeck Realty LLC, as owner. $1,600 as claimed by American Glass Company of Albany Inc. Property: 44 Route 22, Pawling. Filed June 23.

Utah 15 Realty LLC, Paramus, N.J., as owner. $17,466 as claimed by Hertz Equipment Rental Corp., Newark, N.J. Property: 2401 Route 52, Pine Bush 12566. Filed June 23.

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Warwick Yard LLC, as owner. $499,279 as claimed by Chenango Contracting Inc. Property: 120 State School Road, Warwick. Filed June 23.

Weingord, Stewart, Locust Valley, as owner. $32,786 as claimed by Casa Builders Inc., New Paltz. Property: 27 Second St., Saugerties 12477. Filed June 23.

Younique Fitness and Dance Studio LLC, as owner. $2,980 as claimed

by MB Professional Services Inc., Monroe. Property: 24 Lake St., Units 101-102, Monroe. Filed June 22.

NEW BUSINESSES

Partnerships

Carpart Source, 90 Freetown Road, Walkill 12589, c/o Bobby R. Newkirk Jr., Anthony J. Dirago and Tina M. Bucci.

Filed June 20.

RC Tile and Stone, 8 Shady Dell Drive, New Windsor, c/o Christopher A. LaBar and Robert R. Contestabile Jr. Filed June 2.

V.I.P. Detail Car Wash, 2898 Route 9W, Lot 23, New Windsor 12553, c/o Jose M. Tapia Villamar, Jose Espinoza and Eliazar Celaya. Filed May 28.

Sole Proprietorships A-Z Autoshop, 44 Johnes St., Newburgh 12550, c/o Miguel Marrero.

Filed June 1.

Acker Gardens, 1824 Route 212, Saugerties 12477, c/o Beau A. Acker. Filed June 20.

All In Art, 36 Forest Road, Monroe, c/o Yoel Torim. Filed May 29.

AnnMarie Colandrea LCSWR, 410 Gidney Ave., Newburgh 12550, c/o AnnMarie Zamir. Filed June 2.

Be Love Retreats, 158 Washington Ave., Kingston 12401, c/o Leigha S. Butler. Filed June 24.

Bear Scape, 39 Royce Ave., Middletown 10940, c/o Yogi Charles Davis.

Filed May 29.

Car Leasing Concierge, 106 Old Hill Road, Southfields 10975, c/o Paul Maloney. Filed June 1.

Celtic Drinks, 10 Dragotta Road, Marlboro 12542, c/o Brendan P. Daly.

Filed June 23.

JULY 4, 2016

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L5L Solutions, 136 Cheechunk Road, Goshen 10924, c/o Andrew J. Peden.

Filed June 1.

Sweet Angels Licensed Child Care, 100 Downs St., Kingston 12401, c/o Jacqueline Lambert. Filed June 21.

Deadzone Paintball, 128 Mount Airy Road, New Windsor 12553, c/o Keven Mora. Filed June 2.

LCMpet, 6 Bone Hollow Road, Accord 12404, c/o Janine Z.W. Carchidi.

Filed June 23.

Tacos Ticos on the Hudson, 14-18 Front St., Newburgh, c/o Roxanna Banegas. Filed June 3.

Donnie E. Yinger, 1 Leslie Way, Apt. 102, Woodstock 12498, c/o Donnie E. Yinger. Filed June 24.

Middletown Auto Repair and Service, 77 Dolson Ave., Middletown, c/o Christopher M. Cassano. Filed June 2.

Todd’s Appliance Repair, 5020 John Hancock Court, New Windsor, c/o Todd Thomas Depole. Filed June 2.

Earth, Tree and Stone Landscaping, 15 Smith St., Warwick 10990, c/o Kristofer Mathieu Bullinger. Filed June 1.

MRC Renovations, 16 Main St., Apt. 8, New Paltz 12561, c/o Michael Richard. Filed June 22.

Entire Bargain, 15 Da Wieder Blvd., No. 201, Monroe, c/o Judy Feuerwerger. Filed May 29.

Good Buy 4 Less, 18 Zenta Road, No. 102, Monroe 10950, c/o Joseph Mandel. Filed May 28.

H.M.H. Logistics, 2958 Route 28, Shokan 12481, c/o Amber J. Hauver.

Filed June 21.

Honey Do, 129 Barbarosa Lane, Kingston 12401, c/o David F. Brogden.

Filed June 24.

Visit westfaironline.com or contact

Audience Development Department | (914) 694-3600

FIGURES

Chef Services, 1119 Albany Post Road, Gardiner 12525, c/o Lachele Renee Coninx-Wiley. Filed June 23.

Gigis Spice Café, 20 W. King St., Port Jervis, c/o Grace I. Gonzalez. Filed June 1.

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Newburgh Auto Body, 5 Wisner Ave., Newburgh, c/o Carmelo Alvarez.

Filed June 1.

NLO Distributors, 491 Plattekill Ardonia Road, Wallkill 12589, c/o Nicholas L. Orlando Jr. Filed June 20.

Paul’s Masonry, 4 Dogwood Drive, Napanoch 12458, c/o Paul Mahon.

Filed June 23.

Tuxedo Square Barber Shop, 1 New King St., West Harrison, c/o Sima Levinson. Filed June 1.

Wallkill Masonry and Landscaping, 17 Gould Place, Wallkill 12589, c/o Craig Steven Furey Jr. Filed May 29.

WesLynn Paintings, 65 Lamb Ave., Saugerties 12477, c/o Jessica L. Camerati. Filed June 23.

Willoughby Design Associates, 673 Spillway Road, West Hurley 12491, c/o Karen L. Willoughby. Filed June 22.

Remote Access Post, 318 Wall St., Kingston 12401, c/o Chester P. Smith.

Filed June 23.

Stephanie Knowlton, 787 Broadway, Ulster Park 12487, c/o Stephanie Knowlton. Filed June 20.

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LEGAL NOTICES Notice of Formation of Honig Business Solutions, LLC. Filed with SSNY on 5/9/16.

Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon which process may be served. SSNY shall mail process to the LLC, 7014 13th Ave, St. 202, Brooklyn, NY 11228. Purpose: Any lawful purpose. #60593 CosMedPillow LLC, a domestic LLC, filed with the SSNY on 5/20/16. Office location: Westchester. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to The LLC, 40 Westfield Rd., White Plains, NY 10605. General purpose. #60594 Notice of Formation of MERCANTU LLC Articles of Organization filed with the Secretary of State of New York (SSNY) on 05/10/2016.

Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: C/O MERCANTU LLC, 1 Alexander Street #1102, Yonkers, 10701.

Purpose: Any lawful purpose.

Latest date upon which LLC is to dissolve: No specific date. #60595 Notice of Formation of Wright Food Company, LLC. Art. of Org. filed with SSNY on 5/12/2016. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail copy of process to the LLC, 43A Morningside Dr., Ossining, NY 10562 Purpose: any lawful act or activity. #60596 Notice of Formation of ROYCE REALTY LLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 5/6/16. Office location: Westchester County.

SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail process to: 612 East Grassy Sprain Road, Yonkers, NY 10710. Purpose: any lawful act or activity. #60597 Notice of Formation of RS PHYSICAL THERAPY, PLLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 2/22/16. Office location: Westchester County. SSNY designated as agent of PLLC upon whom process against it may be served. SSNY shall mail process to: 35 James Street, Hastings on Hudson, NY 10706. Purpose: any lawful act or activity. #60598 Notice of Formation of Blue Jade Wellness, LLC. Art. Of Org. filed with SSNY on 4/28/16. Offc. Loc: Westchester Cty. SSNY desig. as agent of LLC upon whom process against it may be served. SSNY shall mail process to LLC, 61 Lawton Ave Hartsdale, NY 10530. Purpose: acupuncture, integrated massage. #60599

Notice of Formation of Venti Pine Street, LLC. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 05/02/2016.

Office located in Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of any process to: The LLC, 69 Meadow Lane, New Rochelle, NY 10805, principal business location of the LLC. Purpose: any lawful act or activity. #60603 Notice of Formation of 150 Woodland Avenue, LLC. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 04/27/2016.

Office located in Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of any process to: The LLC, 69 Meadow Lane, New Rochelle, NY 10805, principal business location of the LLC. Purpose: any lawful act or activity. #60604 Notice of Formation of 153 Woodland Avenue, LLC. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 04/27/2016.

Office located in Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of any process to: The LLC, 69 Meadow Lane, New Rochelle, NY 10805, principal business location of the LLC. Purpose: any lawful act or activity. #60605 Notice of Formation of 69 Meadow Lane, LLC. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 04/27/2016.

Office located in Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of any process to: The LLC, 69 Meadow Lane, New Rochelle, NY 10805, principal business location of the LLC. Purpose: any lawful act or activity. #60606 Four Julian, LLC, a domestic LLC, filed with the SSNY on 4/29/16. Office location: Westchester. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to Eric Medow, 114 Grandview Ave., Rye, NY 10580.

General purpose. #60607 Notice of Formation of HBME CPA, LLP. Art. Of Org. filed with SSNY on 02/03/2016. Office Location: Westchester County.

SSNY designated as agent of the LLP upon whom process against it may be served. SSNY shall mail process to: The Partnership, 1600 Fox Tail Ln., Yorktown Heights, NY 10598.

Purpose: any lawful purpose. #60609 Notice of Formation of Marwan LLC, Art. Of Org. filed with SSNY on 04/25/2016. Offc.

Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC 564 Kimball Ave Yonkers NY 10704. Purpose: any lawful purpose. #60610

Vanotech LLC, a domestic LLC, filed with the SSNY on 5/23/16.

Office location: Westchester.

SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to William Kolman, 44 Ganung Dr., Ossining, NY 10562. General purpose. #60611

A3-A4-C6 Beecher Lane, LLC, Art. of Org. filed w/ SSNY on 04/01/16. Offc. Loc: Westchester Co. SSNY designated as agent upon which process may be served. SSNY shall mail process to the LLC, c/o Ha Wallace, PO Box 154, Mohegan Lake, NY 10547. Purpose: any lawful purpose. #60619

SUPPLEMENTAL SUMMONS

Notice of Formation of King’s Rush, LLC Art. Of Org. filed with SSNY on 5/24/2016. Offc.

Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 18 Winfield Avenue, Harrison, NY 10528.

Purpose: any lawful purpose. #60612

Notice of Formation of 1072 UNIVERSITY AVE, LLC. Principal Office Westchester County. Secretary of State of NY (SSNY) designated as agent for service of process. SSNY shall mail a copy of any process served against the LLC to 2 Wilson Place, Mount Vernon, NY 10550. Articles of Organization of the LLC filed with the SSNY on May 3, 2016. Purpose: Any lawful act(s). #60621

-against-

Vida Roof LLC, a domestic LLC, filed with the SSNY on 4/5/16.

Office location: Westchester.

SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to Carmen Osorio, 24 Prospect Terrace, Yonkers, NY 10705. General purpose. #60613 Notice of Formation of Physiciansí Revenue & Practice Management, LLC Art. Of Org. filed with SSNY on 5/16/2016.

Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 1155 Warburton Ave - #7C, Yonkers, NY 10701. Purpose: any lawful purpose. #60615 Notice of Formation of 23GS LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 5/18/16. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o United Corporate Services, Inc., 10 Bank St., Ste. 560, White Plains, NY 10606. Purpose: any lawful activity. #60616 Notice of formation of Limited Liability Company (ìLLCî).

Name: Van Sinderen Plaza Commercial LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on May 26, 2016. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Van Sinderen Plaza Commercial LLC, c/o The MacQuesten Companies, 438 Fifth Avenue, Suite 100, Pelham, New York 10803. Purpose/ character of LLC is to engage in any lawful act or activity. #60617 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY(LLC). NAME: E2F PROPERTIES, LLC. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 4/14/2016. Office location: Westchester County.

SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 21 Alkamont Ave, Scarsdale, NY 10583, principal business location of the LLC. Purpose: any lawful business activity #60618

Global FX Technologies, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 05/24/2016. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: Global FX Technologies, 128 Fuller Road, Briarcliff Manor, New York 10510, principal business location of the LLC. Purpose: any lawful business activity. #60622 Notice of Formation of Scutari Renovations LLC. Arts. of Org. filed with SSNY on 5/27/2016.

Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to 220 Murray Ave, Yonkers, NY 10704 Purpose: any lawful act or activity. #60623 Notice of Formation of NY Stride Podiatry, PLLC. Articles of Organization filed with SSNY on 5/19/16. Office Location: Westchester Co. SSNY designated agent upon whom process against it may be served.

SSNY shall mail copy of process to: P.O. Box 965, Yonkers, NY 10703. Purpose: any lawful act. #60624

Index No.: 68498/2015 Date of Filing: June 1, 2016 SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF WESTCHESTER STATE OF NEW YORK MORTGAGE AGENCY, Plaintiff, DOUGLAS HOGUE AS HEIR AT LAW AND NEXT OF KIN OF HUGH K. HOGUE; HUGH K. HOGUE, III AS HEIR AT LAW AND NEXT OF KIN OF HUGH K. HOGUE; JOANNE TAYLOR AS HEIR AT LAW AND NEXT OF KIN OF HUGH K. HOGUE; LANNZIE E. HOGUE AS HEIR AT LAW AND NEXT OF KIN OF HUGH K. HOGUE; PAULA BRYAN AS HEIR AT LAW AND NEXT OF KIN OF HUGH K. HOGUE; DORADO WARBURTON HOUSES; CASSANDRA WARE; BOARD OF MANAGERS OF PIERPOINTE ON THE HUDSON CONDOMINIUM I; ‘’JOHN DOES’’ and ‘’JANE DOES,’’ SAID NAMES BEING FICTITIOUS, PARTIES INTENDED BEING POSSIBLE TENANTS OR OCCUPANTS OF PREMISES, AND CORPORATIONS, OTHER ENTITIES OR PERSONS WHO CLAIM, OR MAY CLAIM, A LIEN AGAINST THE PREMISES, Defendants.

TO THE ABOVE-NAMED DEFENDANTS: YOU ARE HEREBY SUMMONED to answer the complaint in this action and to serve a copy of your answer, or, if the complaint is not served with this summons, to serve a Notice of Appearance on the Plaintiff’s attorney(s) within twenty (20) days after the service of this summons, exclusive of the day of service, where service is made by delivery upon you personally within the State, or within thirty (30) days after completion of service where service is made in any other manner, and in case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the complaint.

NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this summons and complaint by serving a copy of the answer on the attorney for the mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home.

Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property.

Sending a payment to your mortgage company will not stop this foreclosure action.

YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT. YOU ARE HEREBY PUT ON NOTICE THAT WE ARE ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. TO THE ABOVE-NAMED DEFENDANTS: The foregoing summons is served upon you by publication pursuant to an Order of the Honorable Joan B. Lefkowitz of the Supreme Court of the State of New York, signed on June 1, 2016, and filed with supporting papers in the Office of the Clerk of the County of Westchester, State of New York.

The object of this action is to foreclose a mortgage upon the premises described below, executed by HUGH K. HOGUE to ARCS MORTGAGE, INC. bearing date June 9, 1993 and recorded in Liber 17648 of Mortgages at Page 95 in the County of Westchester on June 22, 1993.

Thereafter said mortgage was assigned to STATE OF NEW YORK MORTGAGE AGENCY by assignment of mortgage bearing date June 9, 1993 and recorded under Liber 17648 of Mortgages at Page 119 in the County of Westchester on June 22, 1993.

Said premises being known as and by 23 WATER GRANT STREET, UNIT 2D, YONKERS, NY 10701.

Notice of Formation of Natureís Color Confections, LLC Art. Of Org. filed with SSNY on 5/4/16. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 160 Taxter Road, Irvington NY 10533. Purpose: any lawful purpose. #60626

Date:

Hunts Point Clean Energy, LLC, a domestic LLC, filed with the SSNY on 3/8/16. Office location: Westchester. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to Aldo V. Vitagliano, 150 Purchase St., Ste. 9, Rye, NY 10580. General purpose. #60627

585.815.0288

Notice of Formation of Lexington TBS, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 5/31/16. Office location: Westchester County.

SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 7 Kensington Road, Scarsdale, NY 10583. Purpose: any lawful activity. #60628

April 15, 2016

Batavia, New York Virginia C. Grapensteter, Esq. ROSICKI, ROSICKI & ASSOCIATES, P.C. Attorneys for Plaintiff Batavia Office 26 Harvester Avenue Batavia, NY 14020 Help For Homeowners In Foreclosure New York State Law requires that we send you this notice about the foreclosure process. Please read it carefully. Mortgage foreclosure is a complex process. Some people may approach you about ìsavingî your home.

You should be extremely careful about any such promises. The State encourages you to become informed about your options in foreclosure. There are government agencies, legal aid entities and other non-profit organizations that you may contact for information about foreclosure while you are working with your lender during this process. To locate an entity near you, you may call the toll-free helpline maintained by the New York State Banking Department at 1-877-BANKNYS (1-877-226-5697) or visit the Departmentís website at www.banking. state.ny.us. The State does not guarantee the advice of these agencies. #60640

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JULY 4, 2016

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LEGAL NOTICES Carrieri Associates LLC, a domestic LLC, filed with the SSNY on 4/28/16. Office location: Westchester. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to The LLC, 18 N. Central Ave., Hartsdale, NY 10530.

General purpose. #60629 Notice of Formation of RED GLARE, LLC Art. Of Org. filed with SSNY on 06/02/2016. Offc.

Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 306 Brighton Ave., Hawthorne, NY, 10532.

Purpose: any lawful purpose. #60630 Notice of Formation of OMartin Consulting, LLC Art. Of Org. filed with SSNY on 5/31/16.

United States Corporation Agents Loc: Brooklyn, NY. SSNY desig. as agent of the LLC upon whom process against it may be served.

SSNY shall mail process to the LLC, 200 Diplomat Drive Apt 6F, Mount Kisco, NY 10549.

Purpose: any lawful purpose. #60631

Zafer Construction LLC. Filed 5/24/16 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 19 W 34th St #1018, NY, NY 10001 Reg. Agent: USA Corporate Services Inc all lawful #60632

Universal Pizza of Rye LLC. Filed 4/15/16 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 1004 Boston Post Rd, Rye, NY 10580 Purpose: all lawful #60637

46 Upland LLC. Filed 4/28/16 Office: Westchester Co. SSNY designated as agent for process & shall mail to: c/o Priolet & Associates, P.C., 1025 Westchester Ave #320, White Plains, NY 10604 Purpose: all lawful #60633

Purchase Sports Camp LLC. Filed 4/15/16 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 5 Purchase Hills Dr, Purchase, NY 10577 Purpose: all lawful #60638\

THE ANNUAL RETURN OF THE G. HAROLD & LEILA Y. MATHERS CHARITABLE FOUNDATION for the calendar year ended December 31, 2015 is available at its principal office located at 118 North Bedford Road, Suite 203, Mt. Kisco, NY 10549 for inspection during regular business hours by any citizen who requests it within 180 days hereof. Principal Manager of the Foundation is DONALD E. HANDELMAN. #60642

Gardenho, LLC, a domestic LLC, filed with the SSNY on 3/4/16. Office location: Westchester. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to The LLC, 13 Matthiessen Park S., Irvington, NY 10533. General purpose. #60641

507 Management LLC, a domestic LLC, filed with the SSNY on 6/9/16. Office location: Westchester. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to Edouard Valla, 507 The Pkwy., Mamaroneck, NY 10543. General purpose. #60643

69 Little Neck Road LLC. Filed 5/13/16 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 12 Water St #204, White Plains, NY 10601 Purpose: all lawful #60634 Inflection Point Partners LLC. Filed 3/31/16 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 21 Eton Rd, Scarsdale, NY 10583 Purpose: all lawful #60635 Right Mind Concepts LLC. Filed 5/17/16 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 17 Denison Dr E, Saddle River, NJ 07458 Purpose: all lawful #60636

Notice of Formation of Klosek Behavioral Health LLC. Art. of Org. filed with the SSNY on 02/04/16. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 7 Deer Run Court, North Salem NY 10560. Purpose: any lawful purpose #60644

Notice of Formation of Limited Liability Company (LLC).

NAME: KAMALA ASSOCIATE, LLC. Articles of Organization filed with Secretary of State of New York (SSNY) on 6/6/2016.

Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: KAMALA ASSOCIATE, LLC, 6 Clifton Ln, White Plains, NY 10605.

Purpose: Any lawful purpose. #60645 Greendale Management LLC Arts. of Org. filed w/ SSNY 6/21/16. Off. in Westchester Co. SSNY desig. as agt. of LLC whom process may be served.

SSNY shall mail process to the LLC, 198 Brewster Road, Scarsdale, NY 10583. Purpose: any lawful activity. #60646

Notice of Formation of C. OíCONNOR LCSW, PLLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 5/20/16. Office location: Westchester County. SSNY designated as agent of PLLC upon whom process against it may be served. SSNY shall mail process to: Carrie OíConnor, 10 Oakridge Place, 3B, Eastchester, NY 10709.

Purpose: any lawful act or activity. #60647

Notice of Formation of Gunnison FundingCo, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 6/24/16. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: United Corporate Services, Inc., 10 Bank St., Ste. 560, White Plains, NY 10606.

Purpose: any lawful activity. #60650

Tersa Technologies LLC, a domestic LLC, filed with the SSNY on 6/23/16. Office location: Westchester County.

SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to The LLC, 24 Orchard Dr., Ossining, NY 10562. General purpose. #60648

Notice of Formation of Lockwood Enterprises, LLC Art. Of Org. filed with SSNY on 06/10/2016. Offc. Loc: Westchester Cty. Henry Valencia desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 175 Huguenot Street, New Rochelle, NY 10801.

Purpose: any lawful purpose.

Ad #30651

White Sheet LLC, a domestic LLC, filed with the SSNY on 3/17/16. Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to Alex C., 22 Kensington St., Thornwood, NY 10594. General purpose. #60649

Notice of Formation of Orange Circle Innovations, LLC Art. Of Org. filed with SSNY on 2/16/16. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, Nine Livingston Manor, Dobbs Ferry, NY 10522. Purpose: any lawful purpose. Ad # 60614

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JULY 4, 2016

WCBJ | HV Biz

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FACES&PLACES

Rising to the occasion

T

he Business Council of Westchester honored 40 of the county’s most outstanding young business professionals, presenting them with its Rising Stars Awards on June 16. The awards were given to the Rising Stars’ Class of 2016 during a celebration and cocktail reception at the Atrium at 800 Westchester Ave. Winners were selected based on professional and/or entrepreneurial accomplishments, demonstrated leadership qualities and professional and/or business affiliations.

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Photograph identifications are from left.

1. The 40 members of the Rising Stars Class of 2016.

2. Rob Astorino, Tara Rosenblum, Maria Bronzi, Marsha Gordon and Anthony Justic.

3. Judith Huntington and Tiffani Blake.

4. Jordan Garner, R. Patricia Garner and Melvin Garner.

5. Matthew McCrosson, Robert Cordero and Mary Cordero.

6. Christos Kyratsous, Lauren D’Amico, Kurt Edelmann and Tyler Halpin-Healy.

7. John Durante, Jessica Antonette and Diane Durante.

8. Patricia Simone, Jonelle Elizabeth Ward and Hope Salley.

9. Jane Solnick and Lori Stawicki.

10. Marylou Cipriano and Dina Moss.

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WCBJ | HV Biz

JULY 4, 2016

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THE BIG DRAW

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