West 081913

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August 19, 2013 | VOL. 49, No. 33

Echo BAy critics sounD off

INSIDE

Community opposition emerges over scaled-down plan

DEALS AND DEEDS • 5

BY mARK LuNGARIeLLo mlungariello@westfairinc.com

A

BANKING & FINANCE • 15

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Steven and Karen Pietropaolo at their forensic engineering company’s office in North White Plains.

long-discussed redevelopment project on New Rochelle’s Echo Bay appears to be headed for official approval this fall, although in a significantly scaled back form than originally planned.

Forest City Residential Inc., an affiliate of Cleveland-based Forest City Enterprises, plans to build 285 luxury apartments, 25,000 square feet of retail space and a 5-acre waterfront park at an East Main Street site that includes a city public works yard and a portion of an unused armory building.

Not everyone is enamored with the proposal and some don’t even like the artist’s renderings of the completed work, which shows kayakers in the bay.

Echo Bay, page 6

Companies fall short at creating jobs Report cites failures to meet projections BY johN GoLDeN jgolden@westfairinc.com

A sTATe oVersighT AgenCy has found that companies receiving financial incentives from industrial development agencies by 2012 had 1,642 fewer jobs across New York than they agreed to create when receiving IDA tax breaks five years earlier on their new construction, expansion or relocation projects.

The 280 still-active projects approved by IDAs in 2008 received nearly $183 million in financial assistance over the five-year period.

In Westchester County, companies by last year had created 82 fewer jobs than they projected

when starting their IDA-backed projects in the recession year of 2008.

The state report did not include the Mount Vernon and New Rochelle IDAs, which had not filed their required annual reports with the state when the survey was conducted, and the inactive Mount Pleasant IDA. The job-creation findings were included in the 2013 annual report released last month by the state Authorities Budget Office. The Albany office oversees 45 state authorities and 529 local public authorities.

Of the local authorities, 112 are industrial development agencies and 292 are local develJobs, page 6

NEW LIFE FOR OLD OFFICE PARK• 4

these detectives pack engineering degrees BY johN GoLDeN jgolden@westfairinc.com

W

hen Steven and Karen Pietropaolo sit down to watch the evening news with its accounts of grim tragedies in the region, it’s with an eye on future business.

“We watch the news to see what we’re going to be dealing with the next day,” said Steven Pietropaolo, president and CEO of LGI Forensic Engineering P.C. in North White Plains “Whether it’s a building collapse, fire, most of the stuff you see, I’m going to get involved.”

As his company’s principal engineer, Pietropaolo specializes in “the high-profile large losses, which are typically fires and explosions and product failure,” he said.

Citing the confidentiality agreements required by many of his clients, Pietropaolo was tight-lipped about specific headlinemaking incidents and accidents, many of which caused deaths, for which he was called in to collect material evidence and trace disasters to their causes. He said he also appears three to five times a year in state and federal courts to provide expert testimony for clients in civil cases.

With five full-time employees and a dozen consultants, the Pietropaolos run a company whose range of services are sought by insurance companies, utilities that include Con Edison, law firms and the county attorney’s office, claims adjusters and appraisers and fire investigation companies. Clients rely on forensic engineers to scientifically investigate the failures of materials, components, products and structures.

LGI consultants – nine engineers, an architect and two field investigators – are called in on “anything that goes wrong – fires, explosions, a building collapses, a construction accident, scaffolding collapse, trip and fall,” the CEO said. “Our services are always in demand.”

“We do a lot of mold investigations – sick building syndrome,” said Karen Pietropaolo, who works with her husband as executive vice president.

In the 14 years since Pietropaolo bought the business, LGI has employed scientific

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August 19, 2013 • WCBJ

Engineering lab technician Morgan Brown examines steel from a cracked water pipe under a microscope.

methods in the field and in the laboratory to answer the what-caused-it questions for more than 1,000 clients, most of them in New York City and the tristate area. Often they are steered to the Westchester company “just by word of mouth,” Steven said. “We do very little marketing.”

LGI’s team of engineers and investigators “answers the question of why,” said Karen Pietropaolo. She coined the company slogan: “When you need to know why…You need LGI.” “Why did the explosion occur, the pipe burst, the foundation collapse, the person was electrocuted, the swing set failed, and on and on,” she said. “That’s basically what we do, is find out why things happened.”

“We do a lot of product liability” work, she said. “You wouldn’t believe how many dishwashers get on fire.”

In the company’s new materials testing laboratory, a cook stove sat wrapped in plastic, It’s an “exemplar,” Steven explained, a new product model that will be used as LGI applies “reverse engineering” to trace the cause of failure in another stove of the same design.

Pietropaolo, a Yonkers native who earned degrees in electrical and mechanical engineering from Manhattan College, worked in the construction and insurance industries, where he was first exposed to the sleuthing

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work of forensic engineers.

“I always had an investigative mind,” he said. In this specialty business, “I was able to mix the two passions of being an investigator and using my engineering background.”

Working as an insurance claims adjuster, “My first assignment was a boiler failure. My supervisor put the name of an engineer on my desk. It was the guy I bought the company from 10 years later.”

The engineering business he bought in 1999 had been founded in 1952 to investigate heating and air conditioner failures for insurance companies and attorneys. “It was a one-man operation,” Pietropaolo said, “basically an engineer working out of his house.”

“Steve’s dream was to build the business and really expand it to do lots of different things,” Karen Pietropaolo said.

That business owner’s dream has been realized. LGI Forensic Engineers in April

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more than doubled its headquarters and laboratory space when it relocated from its Halstead Avenue location in Mamaroneck to 7 Reservoir Road in North White Plains. The company paid $1.8 million to acquire the 7,700-square-foot building from its previous occupant, an orthopedic medical group.

The Pietropaolos have invested approximately $3.25 million to purchase, gut and renovate the building and equip what Steven Pietropaolo called a state-of-the-art testing laboratory. With the recent addition of a scanning electron microscope and the hiring of an engineering lab technician, LGI is expanding its in-house operations to include metallurgical testing. (A leaking water-pipe valve that resulted in damage to condos at Trump Park Residences in Shrub Oak recently has been under the microscope.)

Pietropaolo said LGI previously subcontracted some lab testing. “We want to be able to do it all,” he said.

Pietropaolo said renovations to the new headquarters started two days after Hurricane Sandy rampaged up the Atlantic coast, leaving in its wake vast property damage and heavy business for LGI in New York and New Jersey.

“I think Sandy was probably the biggest, most influential event in the last 10 years,” Pietropaolo said. “Sandy and (Tropical Storm) Irene kept us very busy.” His company has assessed the extent and causes of damage from the October superstorm, determining at homes and businesses whether damage was the result of flooding or wind.

That post-Sandy business continues.

“Things are going to go into litigation,” Pietropaolo said. “The influence of Sandy is going to be around for a long time.”

“It’s a specialty niche business and there is competition,” he said. “I would say it’s a very select type of engineer that can do this.”

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study: chappaqua crossing will help new castle businesses

BY CRYSTAL KANG ckang@westfairinc.com

A

proposed retail center on the former Reader’s Digest campus would not draw business away from nearby hamlet shopping districts, a consultant to New Castle’s Town Board recently reported.

A study prepared by AKRF Inc. said the anchor grocery store and retail shops proposed by the developer of Chappaqua Crossing could bring more customers and sales to businesses in the hamlets of Chappaqua and Millwood.

Summit/Greenfield, the Connecticutbased partnership that owns Chappaqua Crossing, is seeking town approvals to develop 120,000 square feet of retail space on the office campus. It would include a grocery store with 36,000 square feet to 66,000 square feet of space in the iconic Reader’s Digest headquarters building and several new retail stores.

Summit/Greenfield this year hired HR&A Advisors Inc., a real estate development consulting firm in New York City, to conduct an environmental impact study at Chappaqua Crossing. New Castle officials later commissioned their own study to assess the proposed retail development’s impact on

existing businesses in the hamlets.

The conclusions AKRF drew in its recent study mirror the findings of Summit/ Greenfield’s consultant, a spokesman for the developer said.

“There’s a significant outflow of spending from the town of New Castle to other communities because New Castle doesn’t have a supermarket in town,” said Chappaqua Crossing spokesman Geoffrey Thompson.

“You have a small A&P in Millwood but nothing in Chappaqua. Think about how many people go to the supermarket every day. That’s taking a lot of people out of town.”

Chappaqua’s D’Agostino Supermarket closed in 2011.

The town’s consultant found consumer expenditures are already “leaking” from the hamlets to neighboring communities such as Mount Kisco, Pleasantville and Ossining because the hamlets don’t have an anchor grocery store.

AKRF said a grocery store at Chappaqua Crossing would draw customers within a 10-mile radius and could bring significantly more traffic to the Chappaqua and Millwood shopping districts than the hamlets can alone. Local shopping areas typically rely on trade from residents within a onemile radius.

Stay or go even If you have tIme left on your lease...

A Chappaqua Crossing grocery would compete largely with other large-format grocery stores outside the community, the consultant said.

The town board is setting parameters that make it impossible to put in very small stores that would compete with the retail businesses in the hamlets, Thompson said.

“That’s one of their ways of controlling the retail that goes there, to keep the stores at Chappaqua Crossing from undermining and being similar to stores in the hamlets in terms of size,” he said.

To keep out competition from big-box national retail chains and small boutiques, AKRF recommended limiting retail space for Chappaqua Crossing tenants to between 54,000 square feet and 84,000 square feet.

In its June business survey, the town consultant counted 120 retail stores that occupy 220,800 square feet of space within the two hamlets. The average store in Chappaqua and Millwood occupies 1,840 square feet of space.

About 38 hamlet retailers serve personal and laundry needs, including 14 hair and beauty salons, seven nail salons, two day spas, nine dry cleaners and two fitness centers. Personal and laundry needs make up the majority of businesses in both hamlets.

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The survey found 23 bars and restaurants and 13 clothing and accessories shops within the shopping districts.

AKRF looked at two design concepts proposed for retail development at Chappaqua Crossing. Though both design layouts would create potential competition for local retailers, the consultant said the Town Center model would more directly compete with the hamlet business districts.

“There would be some retail overlap with either layout,” AKRF reported. But the Town Center layout would “compete for residents’ leisure time, as it would provide open space and other amenities that would draw users to the space and promote lingering.”

Although the Chappaqua Crossing proposal faces heavy opposition from some New Castle businesses and residents, the town supervisor said the project will be an asset for the community that will provide a substantial commercial tax base.

“The board wanted to retain the potential for commercial development on the site of Reader’s Digest, meaning not tearing it down but rebuilding it,” said Town Supervisor Susan Carpenter. “The town has been making sure those buildings are redeveloped for commercial use...I don’t think anybody changed their mind about that.”

RAKOW WCBJ • August 19, 2013

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New face for old office park

Heritage Realty Services to upgrade three buildings, remarket site

BY CRYSTAL KANG ckang@westfairinc.com

W

hile some suburban office parks have abandoned renovation projects and left giant rusting eyesores, Heritage Realty Services L.L.C. plans to revamp its three properties on Gannett Drive and market the site as Westchester Park Center.

The idea is to renovate the office

buildings and redesign the space using more natural lighting and brighter colors to attract more tenants. Renovations are expected to cost nearly $13 million.

“We want to get away from the office environment of hierarchy and middle management and go to an open space area that’s brighter and happier,” said George Constantin, Heritage Realty Services CEO and president. “Some of the Gannett Office Park was old and it wasn’t healthy

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August 19, 2013 • WCBJ

the way it was.”

Heritage Realty Services recently signed two new leases, bringing in one new company and retaining another, just as one of its major tenants Wilson Elser Moskowitz Edelman & Dicker L.L.P. moved out.

“The fact that Wilson Elser left … is not the healthiest for us,” Constantin said.

“But it provided an opportunity to start from scratch. We want to eliminate what existed and establish real quality, genuine rental value and renaming the office park is part of it.”

Arthur J. Gallagher & Co., one of the world’s largest insurance brokerage and risk management services firms, recently extended its contract for eight years with Heritage Realty Services. The company plans to take advantage of the renovation projects that will start in September.

Arthur J. Gallagher’s incentives for staying on the third floor of 2 Gannett Drive include the proximity to the new café on the main floor and the new gym opening up at the end of the street.

“From a location standpoint and for the employees, it’s beneficial to not uproot them,” said Charles Brower, Arthur J. Gallagher’s chief operational officer.

“There’s also a Life Time Fitness gym coming in, and they are talking about pavement improvements for the office parks.”

The health club is being built on the site once occupied by the Gannettowned newspaper The Journal News. The paper moved last year to offices at 1133 Westchester Ave. Improvements and amenities aside, the real draw for Arthur J. Gallagher’s decision to renew its lease with Heritage is the 17-year relationship it has built with Constantin. Heritage provided $200,000 to the company to cover the painting, carpeting and refurbishing expenses in its office, Brower said. In addition, the company’s employees have more space per person, which is a bonus to stay with Heritage.

“We have close to 90 people here and 20,000 square feet of space, which normally if we moved away to another place they’d only give us 18,000 square feet because of real estate guidelines on the amount of space allotted per person,” Brower said.

Heritage will spend $12.5 million on the office park renovations to redesign the lobbies, hallways and elevators inside 2, 3 and 4 Gannett Drive. Tenants can expect to see Italian frosted glass placed inside 2 and 4 Gannett Drive and wider and taller entrances at 3 Gannett Drive, Constantin said. The old pyramid awnings at each

entrance will eventually come down.

“We’re putting in new awnings and paths to the entrances,” Constantin said.

“The dark wood is going out and we’re bringing in more natural lighting. All the elevators will be completely replaced from top to bottom along with the common hallways.”

Wilson Elser, which occupied 80 percent of 3 Gannett, left four floors totaling 120,000 square feet of space unoccupied.

Constantin said he has a potential tenant who saw the blueprints for the new office park.

“That tenant looked at our architectural renderings and liked what we’re doing,” Constantin said. “We don’t want to make an announcement on who it is yet. We started working with them two to three months ago.”

As the Westchester Park Center competes with larger commercial real estate properties for tenants, Constantin said his focus is on delivering a high-end global office environment.

“Those large office buildings are former headquarter properties and they’re not conducive to having tenants under 10,000 to 15,000 square feet,” Constantin said. “We want to create a multitenant environment so every floor in our building will have four to five tenants and add diversity. We don’t have the mile-long hallway to get to offices like the bigger office parks.”

Heritage Realty Services maintains 386,000 square feet of office space at Westchester Park Center, and the rental cost per square foot is in the mid-$20 range.

In addition, Heritage owns properties at 12 E. 52nd St., 420 Fifth Ave. and 67 Irving Place in Manhattan.

Tenants can lease their spaces for extended periods of time and anything above seven years is considered a longterm lease. On average, bigger companies have stayed for 10 to 15 years and smaller ones have stayed for three to five years.

Constantin said Heritage Realty Services has retained most of its tenants, and some have shuffled around between 2 and 4 Gannett Drive, which are currently 90 percent occupied.

“At 2 Gannett Drive our tenants expanded at Clark Dodge and went from the fourth floor of 2 Gannett Drive and tripled its space on the second floor,” Constantin said. “Accountants Inc. doubled their space, so it decided to relocate within our office from 2 Gannett to 4 Gannett.”

Wilson Elser is the first tenant Heritage Realty Services lost before its lease ended, Constantin said.

DEALS &DEEDS

nEW hotEL oWnEr to rEnovAtE in Mount kisco

A New Hampshire-based hotel owner and operator plans a multimillion-dollar renovation at its first acquisition in Westchester County, the Mount Kisco Holiday Inn. Roedel Companies L.L.C., of Wilton, N.H., paid $8.5 million for the 65,000-squarefoot, 122-room hotel, according to brokers at HK Group in Westport, Conn. The seller was Florida-based Kisco Motel Associates Inc. The sale was brokered by Matthew Keefe, president of HK Group, and David Lindland, the firm’s senior vice president.

Roedel Companies partner David roedel in a press release said the company plans to renovate all public spaces in the hotel at 1 Holiday Inn Drive, including the lobby, corridors and meeting and banquet rooms.

The hotel restaurant, currently operated as Teddy’s Restaurant, will be repositioned and rebranded, he said.

The hotel will remain open during the renovations, expected to begin in the first quarter of 2014.

ROK Builder, the hotel construction affil-

iate of Roedel Companies, will oversee the renovation, while RGH Hospitality, the company’s hotel management subsidiary, will operate the hotel. Another New Hampshire company, RSJ Associates L.L.C., will direct interior design and procurement.

Roedel Companies owns and operates nationally branded select-service hotels throughout the eastern U.S., including the 111-room Hilton Garden Inn in Fishkill.

The company this month announced it has an agreement to purchase Hotel Saranac, a historic Adirondacks institution in the village of Saranac Lake.

Roedel Companies is the successor to Chalet Susse International Inc., which was founded in 1967 by Fred B. Roedel.

Brokers at HG Group in a press release said the Mount Kisco sale shows that the hospitality market “has come a long way back from its low point of 2008-09.”

MuLtifAMiLy propErty JuMps in pricE

A six-story elevator apartment building in New Rochelle was acquired last month by a midtown Manhattan real estate investment company at a price 35 percent higher than it sold at less than four years ago.

DBMD Realty Holdings L.L.C. paid $6.4 million for the approximately 41,700-squarefoot, 44-unit building at 126 Franklin Ave. The seller, Echo Bay Properties L.L.C. in

Larchmont, paid $4.75 million for the property in December 2009. ion for the property in December 2009.

vEtErAns Join ExpAnDing rEsiDEntiAL firM

Douglas Elliman Real Estate has added two veteran real estate agents in the region to its Westchester County offices.

Kim Charlton has joined the company’s brokerage in Bedford, where she has worked in real estate since 1995. She also specializes in the markets of Briarcliff Manor, Katonah, Lewisboro, Mount Kisco, North Salem and South Salem, Pound Ridge and Waccabuc.

Outside of the office, Charlton is an avid equestrian and helps charities for children’s education and animal welfare.

“Elliman is a world-class brand with local roots and I am excited to use my background and skills in such a dynamic environment,” she said in a press release.

Deborah fountain fugazy has joined Douglas Elliman’s Scarsdale office. A longtime Westchester resident, the broker specializes in the areas of Bronxville, Eastchester, Harrison, Larchmont, Mamaroneck, New Rochelle, Pelham, Rye, Scarsdale and White Plains.

Fugazy worked in public relations and fundraising before starting her career in residential real estate. She resides in Eastchester, where she is active in the chamber of commerce and as a community volunteer.

The hirings were announced by gabe Pasquale, executive vice president and Westchester regional director at Douglas Elliman.

incuBAtor for pEEkskiLL?

Peekskill city officials want to explore redeveloping this former White Plains Linen plant as a business incubator or housing for young professionals.

The city together with the village of Brewster has applied for a $100,000 joint grant through the state’s Mid-Hudson Regional Economic Development Council that would fund feasibility studies of the industrial property and Brewster’s Main Street corridor. Peekskill’s grant share would be $70,000.

White Plains Linen vacated the property in 2012 when it moved to new and expanded facilities on John Walsh Boulevard in Peekskill.

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WCBJ • August 19, 2013

5

Echo Bay ­—

the public works yard, which is set to be relocated and must either be moved or rebuilt due to its condition, according to officials.

The developer will contribute $2.5 million to the move, with another $1.5 million coming from a state grant, though the entire purchase of new property and construction could cost upward of $30 million.

The 36,575-square-foot armory building will be spared, though its ultimate fate remains unclear. Last year, the city agreed to a proposal from a nonprofit group called Good Profit to convert the armory into a market, but the group failed to meet a deadline to pay the city a $50,000 fee and sign a letter of agreement for the project.

Much of the opposition to the modified Echo Bay proposal stems from the reduced retail space, a concern for a city whose residents often complain about having to visit other towns for their shopping needs.

Supporters note that White Plains’ recent business surge began with the development of luxury apartments and condominiums. But County Legislator Jim Maisano, a Republican who lives in New Rochelle, said residents heard a similar refrain during the construction of the Avalon and Trump high-rises years ago.

“They said, ‘If you build it, they will come.’ Well, where’s the retail?” he asked.

Maisano said he hoped the City Council would ultimately reject the project. “I don’t think it’s a close call – this proposal is intellectually indefensible.”

Mayor Noam Bramson, a Democrat currently seeking election as county executive, said that the project remains an “important, impactful and significant development” for the city. “It’s been my belief that our problem is not an absence of retail space, it’s been a challenge filling that retail space. I’d rather have 25,000 (square) feet successfully filled than have a larger portion, a portion of which goes vacant.”

Bramson touted the economic benefits of the project, the value to the community of opening up a currently inaccessible portion of the Long Island Sound and the development’s potential to spark the entire area as originally envisioned.

“It is tempting, but dangerous to make ‘the perfect’ the enemy of ‘the good,’” he said.

Forest City officials said they have worked with the city to address concerns and will continue to do so prior to final approval.

Earlier this year, the company addressed concerns over the projection of 22 new students in the school district. Forest City upped its projection, using the Rutgers Model, and now estimates an impact of 25 students and an additional eight private-school students.

The developer, as part of a 20-year PILOT agreement, will pay $17,500 per public school student and $5,200 per private-school student for busing. There is a “look back” provision in the PILOT, which says after 10 years there will be an audit of actual students and an adjustment in payments as needed.

The city anticipates $11 million in direct revenue from the deal, with an additional $7 million in indirect revenues such as sales tax.

Forest City will also float the bill for the environmental remediation at the site. Still, some residents aren’t satisfied. Forest City recently upped the number of two-bedroom units in its proposal from 77 to 100. City resident James O’Toole said the numbers compared with the projected impact on the schools didn’t match up.

“I’ve never seen a project like this in this city,” he said. “We’re going to give the house away again.”

Byron Gray, president of the New Rochelle firefighters union, said the proposal didn’t accurately analyze the effect on the fire department whose ranks have been diminished by cuts in recent years.

The lively public hearing and some highprofile detractors, haven’t dampened Forest City’s interest in Echo Bay, according to company senior vice president Abe Naparstek.

“We’re still really excited about the project and we’re moving forward with it,” he said.

Some more changes may be forthcoming, not necessarily as a result of the public comments, but due to discussions with elected officials, Naparstek said. For instance, the city is seeking assurances that the apartments won’t be rented in bulk to undergraduate college students, a concern for some residents in the area.

The City Council is expected to vote before year’s end on accepting the company’s final environmental impact statement and several other procedural items. The project will need site plan approval from the New Rochelle Planning Board and approvals of its tax inducements from the city’s Industrial Development Agency.

Even once approval is given, construction can’t begin until New Rochelle is able to move its city yard to a new location. Still, Forest City is optimistic the project is only 15 to 18 months from breaking ground.

companies with changes in net employment after the first year of a project is misleading.

IDA advocates have argued that job growth typically ramps up over the life of a project while financial assistance is often provided before the start of a project to spur business investment.

“IDA officials also claim that it is important to measure the success of a project over time,” Kidera noted.

In Westchester, the Peekskill and Port Chester IDAs each reported one company project still active since 2008. The Peekskill company’s project created one job as promised and received tax exemptions valued at approximately $1.53 million. In Port Chester, a project that received $17,756 in tax exemptions created 25 fewer jobs than the 50 promised in 2008.

The Yonkers IDA reported two still-active

projects last year that in 2008 were approved for tax exemptions valued at about $1.03 million. Those companies employed a total of 14 workers last year, two more than their projected job creation numbers at the start of the projects.

The Westchester County IDA in 2012 had two business investment projects still active after five years. The companies’ combined employment numbers fell 59 jobs short of the 460 jobs they were projected to create in 2008.

Enforcing so-called clawback provisions in its agreements with companies, the Westchester County IDA recaptured $389,573 in sales tax exemptions from Nokia Corp. in 2012, when the company closed its regional office on the Platinum Mile in Harrison as part of a global consolidation.

The IDA approved financial incentives for the Finnish mobile-phone company during

its $30 million renovation project at 102 Corporate Park Drive in 2006.

Nokia’s agreement with the IDA required it to employ 225 workers in Harrison in 2012.

Other counties in the lower Hudson Valley region showed greater job-creation failures by IDA-backed companies in the last five years.

In Orange County, six companies that received a combined total of about $3.28 million in tax breaks from the Orange County IDA were expected to create 504 jobs.

Instead, by 2012 they had 209 fewer full-time positions than at the start of their projects, a difference of 713 jobs between what was promised and actual employment.

The Rockland County IDA in 2008 backed six projects with tax exemptions valued at $748,364. By 2012 those companies had added eight jobs, after pledging to create 183 positions.

From page 1

Robert Cox, who runs the New Rochelle blog Talk of the Sound, said the 5 acres of parkland would be on a mud flat near a sewage treatment facility, not the most ideal kayaking site.

“It’s a fantastical notion that this is going to turn into an oasis down there,” he said. “I just don’t really see that the endgame has really been thought through and I don’t think we’re going to be getting what’s in these pictures.”

Cox was among more than 50 residents who spoke at a four-hour public hearing July 23 on the development, where emotions ran high and a vocal group of opposition called for the City Council to reject Forest City’s proposal and open a new bidding process.

Beth Acocella, president of the East End Civic Association, said the original vision of the project was to bring in a number of retail stores, with marquee names such as Coach or Gucci possibly setting up shop in New Rochelle. The pared-back project hopes to bring in a restaurant and dry cleaner.

“Your renderings look great, they really do,” she said, “but this is not the right project for this area.” Acocella said when her association held a meeting to discuss the proposal, more than 200 people showed up.

The development was conceived in 2006 as a $450-million, 26-acre project that would include 710 residences, 150,000 square feet of retail and two 150-room hotels. The original proposal called for knocking down the armory and replacing it with a community center, a move that drew protests from veterans and other city residents who wanted the building preserved.

The development plans lost steam in late 2008, just as the worst of the economic recession was taking hold. When the project re-emerged in 2010, it was in a new, more tentative market, and Forest City modified its plan to more centrally focus on the site of

Jobs ­— From page 1

opment corporations. The growing number of local authorities also includes urban renewal agencies, water and sewer districts, solid waste authorities, parking and airport authorities and eight land banks.

Officials at the oversight agency noted that public authorities have more than doubled in number statewide since the office issued its first watchdog report six years ago, when 281 authorities operated in New York.

Authorities Budget Office Director David Kidera in the report said his office this year took a longer five-year view of job creation numbers for IDA projects in response to claims from development officials that comparing IDA-approved tax exemptions for

6

August 19, 2013 • WCBJ

An artist’s rendering of the Echo Bay development.

business ideas

by joe murtagh

Avoiding future disasters

S

of up-front pain for significant long-term gain? It might be the pain of going to the gym in return for a lifetime of good health or replacing a profitable product or service with something better in order to stay a leader in your industry.

As a business, it often appears to be against your perceived best interests to act.

If accounting firms, the airlines, mortgage originators, real estate workers, banks and

brokerage firms selling collateralized debt obligations had been proactive, they would have damaged their short-term revenue and profits in the process.

When disasters occur, hindsight is always 20/20. But only foresight will keep predictable events from turning into disasters.

Prevention of unpleasant surprises in your organization demands early recognition of emerging threats, focusing on the right solu-

T:7.375”

tions and gaining support for preventive actions. Endure a limited amount of shortterm pain and inconvenience for long-term gain and avoid future disasters.

Joe Murtagh, The DreamSpeaker, is an international motivational speaker, meeting facilitator and business trainer. For questions or comments: Joe@TheDreamSpeaker.com, TheDreamSpeaker.com or (800) 239-0058.

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T:8.5”

hould everyone have seen them coming?

Would you have been in favor of higher airline prices and longer airport waits if imposed before 9/11? How about a small decline in the resale value of your home prior to 2008? The truth is that people are generally unwilling to accept short-term costs and inconvenience for vague, long-term benefits.

This problem plagues every business.

What made Enron and similar financial scandals so predictable in 2002 was the growing lack of auditor independence. Consulting revenues and profit margins in the major accounting firms were growing at twice the rate of those for audits. SEC Chairman Arthur Levitt proposed significant reforms long before the collapse of Enron, Global Crossings and WorldCom, but he was stonewalled by our political system.

Fast forward to 2008 and we see criticism of the “big three” credit rating agencies, Moody’s, Standard & Poor’s and Fitch.

Historically they gave investors an unbiased assessment of investments and investors paid for reports. In the 1970s, agencies started charging the issuers fees for ratings.

Legislators, supposedly “fearing a proliferation of unscrupulous ratings agencies,” designated Standard & Poor’s, Moody’s and Fitch as the only organizations banks and brokers could use.

Why do these painful events continue to happen? Special interest groups play a key role. The airlines opposed both the cost and inconvenience of tightening security long before 9/11 and the accounting industry lobbied SEC Chairman Levitt’s proposed reforms before the financial meltdown of 2002. This always works because politicians yield to the money and votes in order to stay in office. This isn’t cynicism, simply a fact.

Did it help the airline industry to oppose stronger security measures, the auditing industry to oppose the Levitt reforms or to allow the credit rating industry to give their customers a break by no longer charging them a few bucks for an unbiased report?

Why didn’t the customer demand to be the one paying for the report? Are we quick to accept a small short-term gain and trade it for the certainty of long-term pain?

Ironically, in each case, the lobbying was at the center of the many causes of what we can now see as disasters in the making.

According to “Predictable Surprises” authors Max Bazerman and Michael Watkins, “The warning signs were there, as they always are for predictable surprises. But people in responsible positions ignored or glossed over the signs.”

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WCBJ • August 19, 2013

Client: Wells FaRgo

Document: 12-WFl-289_7.375x8.5_version-B_4C_

Date: 8-13-2013 9:13 AM

Notes: Westchester business Journal

7 Round:

INBRIEF

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The Westchester County Board of Legislators approved a county sales tax exemption for solar energy systems installed in commercial buildings.

The unanimously approved law broadens the county sales tax exemption for residential solar equipment first approved in 2007 by legislators and renewed in 2011.

The new law, which requires the signature of County Executive Robert P. Astorino to take effect, will cover all new solar equipment installations in the county.

“The best way to support solar-based business is to make installations more economically viable,” Legislator Catherine Borgia, the Ossining Democrat who proposed the legislation, said in a press release.

“Having accomplished this for county residents, it made perfect sense to extend this financial benefit to county business owners and commercial enterprises as well.

Borgia said the bill “supports the county’s green economy and creates new jobs, provides opportunities for Westchester businesses to see long-term savings on energy costs and reduces greenhouse gases caused during the production of electricity.”

The incentive program is projected to cost the county about $40,000 per year in lost sales tax revenue. The average savings to each Westchester business converting to a solar energy system will be more than $1,000, according to county officials.

State jacks up savings on electric trucks

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Businesses, nonprofits and governments in Westchester could get up to $60,000 off their purchases of battery-electric commercial vehicles under a new state program recently announced by Gov. Andrew M. Cuomo.

The New York State Energy Research and Development Authority this month rolled out the state’s $19 million Truck Voucher Incentive Program to encourage purchases of energy-efficient transportation.

The program includes a $9 million voucher fund for purchases of battery-electric trucks and buses in Westchester and 29 other counties – including Rockland, Putnam, Dutchess and Orange in the lower Hudson Valley – that do not meet federal clean air standards. Two alternative fuels and diesel retrofit voucher funds that total $10 million will be used only for New York City fleets.

In Westchester, the voucher program applies to battery-electric vehicles in classes 3 to 8, which include large pick-ups, delivery vans, box trucks, buses, tractortrailers, garbage trucks and construction vehicles such as cement and dump trucks.

Electric equipment manufacturers approved for the program include AMP Trucks Inc., Boulder Electric Vehicle, Electric Vehicles International and Smith Electric Vehicles.

Fall start for Peekskill river project

Eastern Excavation Inc. in Elmsford will be general contractor on the first phase of the city of Peekskill’s waterfront redevelopment project set to start this fall.

The Peekskill Common Council unanimously approved Eastern’s low bid of $2.55 million for the Scenic Hudson Park project at Peekskill Landing. A city spokesman said six contractors bid on the project, with a high bid of $4.3 million.

As part of the city’s plan to connect all of its Hudson River shoreline parks and properties to encourage tourism, recreation and waterfront businesses, the Peekskill Landing project will include an elevated walkway, pedestrian bridge and trails for joggers, bikers and walkers.

IBM to begin furloughs this month

IBM Corp. is putting employees in its hardware sector on weeklong furloughs beginning late August.

The world’s largest computer-service company is cutting expenses to preserve its profit margins as sales of products such as servers continue to decline. Sales of storage devices and microelectronics decreased 12 percent in the second quarter earnings report last year compared to this year.

The direct effect of the furloughs on the Armonk-based IBM site is unknown.

In the second quarter, the company spent $1 billion to restructure its workforce, including in Armonk, and expects to cut more than 3,300 jobs in the U.S. and Canada, said Alliance@IBM, an employee group.

Analysts say that IBM has fewer ways of handling its portfolio and has seen a decline in competitive position across its industries.

The company spent $3.6 billion on share repurchases last quarter and raised its forecast last month for 2013 profits to at least $16.90 a share, an increase from an estimated $16.70 before then.

IBM plans to use its semiconductor technology to revamp the hardware units.

The company plans to partner with Google Inc., Nvidia Corp, and other technology companies to license its microprocessor designs, according to recent reports.

—John Golden, Crystal Kang

ask andi

We can’t just wing it anymore Right now people have a “wing it” attitude.

If there’s a problem, people jump to help, which is both good and bad, but some people say it feels like there’s a lack of clarity, who does what, no agreement on how things get done and no clear chain of command. There seems to be inadequate communication and a lack of responsibility or accountability. We need more structure in operations. Help!

Thoughts of the Day: Operations is the guts of the business. Putting process, job descriptions and accountabilities in place can help make things smoother.

Figure out who heads up operations, preferably not the owner. Build a team to work on the best way to handle routine workload as well as exceptions. Make the routine clear enough so a new person could easily learn most of what they need to know from a

chart and backup descriptions.

Operations is where everything comes together. Orders from customers have to get delivered on time, in budget. Lack of planning often creates a lot of problems in operations. Things run smoother when everyone in the company takes the time to talk about workflow, defining what’s routine and what needs special handling. Departments need to layout/diagram how work flows through their department and if they work on a variety of things, which typically happens, ask them to make multiple diagrams.

Look for interruptions and exceptions in the work flow drawing. Don’t try to define everything, you can’t solve all the company’s problems overnight, and you shouldn’t try to. Instead indicate where someone goes to get clarification if things don’t go according to plan.

Ask everyone in operations to submit a list of the things they do daily, weekly, monthly. If two people do the same job, ask both to submit their lists. You’d be surprised how many differences there may be as one person remembers one thing, another something else.

by andi gray

Ask managers to review the lists and then compile the lists into job descriptions. You can also look online for standard job descriptions and salary ranges to help move the process along.

Make sure that each job description includes a list of accountabilities. These are the standards to which people are expected to deliver. What is most important in your organization? Is it speed, accuracy, price cuts, whatever the customer needs?

You need to clarify your expectations, and document them. Ensure employee responsibility by distributing the job expectations and discussing. If there are grey areas, try your best to clear them up and make your expectations concrete.

Assign someone to be in charge of operations. It’s best if this is a person is available throughout the day to field questions, deal with obstacles and generally oversee and assist people. Make it clear to everyone that this person is in charge and has your full support.

If you’re like most business owners, when there’s a problem in operations you stand ready to step in and head it off or deal direct-

ly with the person who caused the problem.

Build a chain of command and support them in their decisions, resist temptation to do it all yourself.

Start with the manager in charge, making sure they’re aware there’s a problem.

Give them time to do some homework, if necessary, and ask for a report back to you.

Use your time together to listen, provide direction and teach. Asking them to solve the problem allows your employees to take responsibility and prevents the issue from recurring.

If there is a recurring problem, form a work group. Ask the group to tackle the problem and identify a more permanent solution.

Resist the temptation to get involved directly, unless they ask for your input. The goal is to build a team that learns to solve problems without your involvement.

Give everyone the goal of having a welldocumented, error-free operation. Each time a problem surfaces, treat it as an opportunity to strengthen your processes by fixing the hole that led to the occurrence. Check that instructions on how to do things are clearly Andi, page 13

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Social Media: The Power of a Blog

BY BOB KNIGHT

W

hen you think about a successful blog, names like The Huffington Post and Perez Hilton come to

mind.

And it’s no wonder: with topics ranging from politics to celebrities, readers flock to these blogs for the same reasons that anyone stops to read anything. The posts are relevant, timely, actionable, short and graphically appealing. The key to a good blog is content.

Say the word “content” and many companies struggle to figure out what that really means. How, they wonder, is content relevant to their brand or business? Usually, they wind up taking the path of least resistance and skip blogging. But by not blogging, you won’t enhance your online presence and that is a big mistake.

Unlike Facebook and Twitter, blogs are weighted heavily by Google in organic searches and can improve your SEO pickup.

Companies that blog 15 times a month or more get five times more traffic to their websites, according to Hubspot. And Google’s new Enhanced Search gives extra weight to fresh quality content – and a blog is an ideal way to do that. Why is the online search so important? In 2011, consumers consulted over 10 sources online before buying any-

thing. This doubled over 2010. (Google Zero Moment of Truth) Here’s a good example of the power of blogging.

RTK Environmental Group, an environmental testing company with offices in White Plains, in conjunction with Harrison Edwards, accepted the challenge of creating and maintaining a blog. This has paid off in several ways. Today, nearly 60 percent of traffic to the RTK website, www.rtkenvironmental.com, is driven through organic and referral traffic from the blog, www.rtkenvironmental.com/blog. With more than 1,000 unique visitors monthly, RTK has become the go-to source for environmental and homeowner consumer information – not just in its service area in New York, New Jersey and Connecticut but throughout the country.

RTK has never been hesitant to leverage technology for its business, notes Robert Weitz, managing principal of RTK. “We’ve always emphasized using technology to make field inspections and testing more efficient.

Creating relevant content on the RTK blog is proving to be another great way to profit digitally.”

You may be wondering what a company that tests for mold, lead, asbestos and other environmental toxins could possibly write

about on a regular basis that would get attention, drive traffic and more important, clickthroughs to their main website. The answer is: information that can help consumers when they need it.

How, they wonder, is content relevant to their brand or business? Usually, they wind up taking the path of least resistance and skip blogging. But by not blogging, you won’t enhance your online presence and that is a big mistake.

Using data from paid search (also known as “pay per click”) campaigns, optimizing terms, and monitoring current trends, Harrison Edwards carefully crafted a plan that included blogging about relevant, useful topics. For example, after Hurricane Sandy, consumers wanted to know how to deal with flooded basements to prevent mold growth.

We responded quickly. And, when the Centers

for Disease Control and Prevention lowered the “acceptable” level of measuring for lead contaminants in the blood, RTK explained the implications to parents on its blog what this meant with respect to lead-poisoning.

Safety, too, is a main focus on this blog.

We offer tips on everything from renovation and hurricane preparation to allergies and medical conditions caused by environmental hazards.

So before you dismiss the idea of starting a blog for your company, think about what it could do for your bottom line. Spend time and do the research to find out what would be most meaningful to your customers. In most instances, content should be left to professionals who can tailor content and react quickly to the public’s interests. A thorough understanding of search engine optimization is essential, too. Then watch traffic to your website and sales will follow.

Bob Knight is executive vice president of Harrison Edwards PR & Marketing, an award-winning public relations and digital agency based in Bedford Hills.

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cAsino rEfinAncE DEAL is city’s Boon

A $325-million debt refinancing by Empire City Casino at Yonkers Raceway will bring the city of Yonkers $3.673 million in revenue, city officials announced.

Taking advantage of current low interest rates, Empire City is refinancing its overall debt, including its most recent $40 million expansion, which includes a modern 35,000 square-foot gaming floor and two new restaurants at the Yonkers Avenue harness race track and video gambling casino. The expansion created 100 construction jobs and 200 permanent casino jobs.

The Yonkers Industrial Development Agency will receive the city’s payments from Empire City as part of the refinancing package approved by the IDA board last week.

Empire City Casino will pay $523,000 in previously negotiated sales tax reimbursements, $3 million in additional payments to the city’s general fund over two years, $500,000 to the Yonkers IDA for economic development efforts and up to $150,000 in materials or cash for improvements to the Coyne Park Senior

and Community Center near the casino.

The IDA approved a mortgage recording tax exemption for Empire City valued at $1.575 million.

Mayor Mike spano, who also serves as chairman of the Yonkers IDA board, called the agreement with Empire City “a great deal for Yonkers taxpayers. The city is actually getting more money than if we had done nothing at all” and instead collected mortgage tax payments from the refinancing.

“By refinancing, Empire City is going to be in a better position for future expansions, which will bring more jobs and expand the city’s tax base,” Spano said in a press release.

Tim rooney Jr., general counsel at Empire City, said it is the city’s largest private employer with nearly 1,400 employees representing 14 unions.

AoL to AnnouncE cuts to pAtch

AOL Inc. is expected to announce major cuts to Patch beginning this week, an effort to make the struggling series of hyperlocal news sites profitable.

AOL will close, sell or find local partners for as many as 400 of its 900 patch sites and will lay off as many as 500 employees from its Patch staff of more than 1,100, according to multiple reports.

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will let go of Patch’s CEO, Steve Kalin, and Rachel Feddersen, the chief content officer.

Patch creative director Abel Lenz was apparently fired by AOL CEO Tim Armstrong during a conference call discussing the coming changes, according to journalism and media blogger Jim Romenesko. Lenz was said to have tried to snap a photo of Armstrong during the call.

Armstrong founded Patch in 2007 when he said he noticed a vacuum of local coverage concerning his hometown of Riverside, Conn.

In 2009, Patch was purchased by AOL and Armstrong was named the company’s CEO. With the backing of AOL, Patch grew to having 750 sites by 2010, but it cost AOL $160 million a year by 2011, according to The Wall Street Journal. Advertising revenues to sustain the business model were difficult to come by, and Armstrong said the goal of AOL was to make Patch profitable by the end of 2013.

It is unclear which local Patch sites, if any, will be affected. Patch operates 17 sites covering Westchester County and an additional 18 covering Fairfield County.

AOL’s second-quarter earnings report, released this month, noted $541.3 million in revenue, up 2 percent over the same period in 2012. The slight increase translates into 35 cents earnings per share, according to analysts. The company announced in its earnings report that it would acquire Adap.tv, a video advertising company, for $405 million.

County’s Bee-Line to renew bus contract

The Federal Transit Administration has mandated that Westchester County issue a request for proposals to run its Bee-Line Bus system.

Liberty Lines Transit Inc. currently operates the bus line, but its contract expires this year.

The county originally did not put the operation of its bus line out to bid, because it believed Liberty Lines has certain rights to compensation if its contract isn’t approved.

The county offered an option for the operator to manage the Bee-Line system through a bridge contract for up to one year.

The FTA signed off the bridge contract, which is valid for six months with the option to renew for another six months.

The county’s Bee-Line will use its $13 million in federal funding next year to

Andi ­— From page 9

written and shared with new employees.

Ask new employees to make notes anytime procedures are unclear and update the procedures for the next person. Several rounds of teaching people what’s expected, and recognizing the improvement, should lead to a near error-free, well-documented operation!

Looking for a good book? “Operations Management: the Art & Science of Making Things Happen” by James T.H. Cooke.

ensure bus fare costs are fair, said County Executive Robert P. Astorino.

“Price and service are the core of any Bee-Line bus contract, and we now have a foundation for both,” Astorino said in a written statement. “The request for proposals process will keep costs down and federal aid in place. The bridge contract provides insurance against the interruption in the quality of service. The goal we are working toward is to protect both riders and taxpayers.”

The county and Liberty Lines share a public-private partnership, which allows the county to set fares and determine the routes. Liberty Lines hires its own employees and receives government funding to keep bus fare prices low.

The county will submit its RFP and the bidding will last from early September to December. The goal is to sign a five-year agreement with the designated contractor.

Cuomo passes fuel tax law

Gov. Andrew Cuomo passed a new fuel tax law that aims to improve the cash flow for petroleum distributors. The law will benefit small business operators selling heating oil and highway diesel motor fuels by letting them pay their fuel taxes later, Cuomo said.

Petroleum distributors usually buy their supplies in bulk and store them at New-York based fuel terminals for months before they are distributed. In the past, distributors had to pay the fuel taxes up front, but now they can pay fuel taxes once the supplies are loaded onto fuel trucks and removed from the storage terminal.

“Before, the distributor had to pre-pay all that tax upfront, but couldn’t collect it until a sale was made, which might be many months down the road,” said Thomas J. Peters, CEO of the Empire State Petroleum Association (ESPA), in a written statement. “It’s a question of improving a business’s cash position – and this is a cash flow victory.”

ESPA, a trade association representing 300 petroleum marketers in New York, estimated that petroleum marketers supply 2.6 million households in New York with heating oil service and provide gas and diesel fuel for 8.4 million registered automobiles and 1.3 million trucks and buses statewide.

– John Golden, Crystal Kang, Mark Lungariello

Andi Gray is president of Strategy Leaders Inc., strategyleaders.com, a business consulting firm that specializes in helping small to mid-sized, privately held businesses achieve doubled revenues and tripled profits in repetitive growth cycles. Interested in learning how Strategy Leaders can help your business? Call now for a free consultation and diagnostic process: (877) 238-3535.

Do you have a question for Andi? Please send it to her, via e-mail at AskAndi@ StrategyLeaders.com. Visit AskAndi.com for an entire library of Ask Andi articles.

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THELIST: bank presidents

14 August 19, 2013 • WCBJ

westchester county

SPECIAL banking REPORT & FINANCE

The new social order

Financial advice in a phone-and-tablet world

By Bill Fallon bfallon@westfairinc.com

T

he Securities and Exchange Commission recently eased regulations regarding the use of social media in investing. The Business Journal put relevant questions to Jennifer Openshaw, president of Greenwich-based Finect, which seeks to navigate social media for investors.

What are some investor trends in social media?

“We’re not using the Internet and social media just to decide what restaurant to visit or to buy a pair of shoes. We’re in a digital world, and that means investors are now turning to social media to make decisions – whether it’s for a financial advisor, a college savings fund, or an investment product.

So whether you’re an investor or a financial professional of any type – financial advisor, wealth manager – you’ll want to take notice.

Nearly 70 percent of wealthy investors have reallocated investments, or began or altered relationships with investment providers, based on content found through social media, according to Cogent Research.

And these investors want to be connecting with their advisers through social media.

While only 4 percent of investors using a financial adviser currently interact with them through social media, a whopping 52 percent would like to. That means giving them updates, tips, even having a live exchange online, perhaps in a group forum.

The next generation of young millionaires – those ages 44 and younger –are four times more likely to express interest in a blog or tweets from their adviser than older investors, and nearly six times more likely to say they’d like their adviser to be on Facebook.

The world is changing and it’s driven largely by the next generation and the use of cell phones, iPads, and social media.”

Will social media change the industry? If so, how?

“There’s no question change is here. You can’t attend an event in the financial industry without a robust conversation about social media. How can we use it? How can we track employees? How can we do it simply and in a unified way?

We’ve spoken to about 200 financial advisers and asset managers and heard them say, “We need to do something” with social, but the existing platforms such as Facebook, LinkedIn and Twitter weren’t developed for their needs, especially given the regulatory rules they work under. That’s why industry leaders, such as the former head of compliance for Fidelity International, helped start my company, Finect. It was designed to provide the industry a simple yet compliant social media platform – a way to use the various social channels in a unified way.

Enabling the industry to use social media will have significant impact.

For financial institutions, it means you can now share a broad range of information such as research, thought leadership, corporate news or product information. And not with a few, but with thousands, even millions.

It also means you can target and reach the right audience more effectively.

Social media is also enabling smaller firms to compete with the big boys. That’s partly because the smaller firms have managers with broader powers of decision-making, such as whether or not to use social media or what their social media policy might include.

For investors, there are two important trends. The first is that they will have more access to information. This levels the playing field and gives them more of a leg-up on investment opportunities that were maybe previously accessible to more closed networks. On the flip side, however, investors could be misled into the wrong financial products. That’s where we need to be careful, and where I’d like the SEC to bring focus.

I was in a meeting with a prominent fund company and one person asked: Do we really want to be on social media? They were afraid of disgruntled investors or customers who might tarnish their brand. But the chief marketing officer said, It’s happening anyway; better that we show our brand by engaging them – in a safe and compliant way – rather than ignoring them.”

Why is the financial industry late to social media?

“Three main reasons. The first is that technology hadn’t yet evolved. But now we see its power through LinkedIn, Facebook and Twitter.

The second is compliance. It’s a big, timeconsuming hurdle in this industry. Financial professionals must abide by rules that now require them to decide who at their firm may write content or where such content should shared; dealing with endorsements and testimonials; archiving online content, and more.

It can be mindboggling.

And it’s particularly challenging if you have multiple employees: Would you ever want your employees out on those social media channels and not be able to manage them in some unified way?

Those are the challenges that have held the industry back.”

How is social media changing investing?

“Everything is in real-time and there’s access to more information, including information from financial professionals.

One of the features Finect offers is “Pros on Products,” the ability to “follow” a stock or mutual fund. You might do this because you hold the investment or you’re considering it. You’ll then be able to get real-time news, Tweets, and insights from peers that are all specific to that investment. It’s all in a single location, so it’s easy.”

How does the SEC’s approval of social media for corporate financial news help and hurt investors?

“The SEC’s recent move to allow companies to post corporate financial news on Facebook and other channels is just another indicator of the power of social media. When you think about it, some of these social channels are far more “public” than their old-fashioned predecessors, such as a press release posted through the newswires or on a website. So, I think this is better. In the past, it was frustrating that you had to be educated about where to go to get information on your investments or specific companies. Now it’s easier.”

The “truth” filters on social media can be absent and stories of false information going mainstream are numerous. Do investors now need fact-checkers?

“That is indeed a danger and my greatest concern. Investors need to be extra careful that they’re talking to credible experts who

Jennifer Openshaw

are saying things that are appropriate and suitable.

That’s why I’ve called for the SEC to track information online, to look for trends and to try to catch “bad actors.” That’s also why I think a company like Finect is so important – because it provides a place where investors can connect with financial professionals, get to know them, and see details about their businesses and how they operate. That doesn’t happen at Facebook, LinkedIn or Twitter; they were built for other, more general purposes.

On the flip side, investors can also find negative information about a firm or advisor more easily through social media – if they indeed attempt to search. “ Jennifer Openshaw is president of Finect (finect.com), billed as “the simple, compliant social media platform for the financial services industry.” She previously served in the California state treasurer’s office and was founder and CEO of Women’s Financial Network, now part of Siebert Financial.

She is the author of “The Millionaire Zone” (Hyperion) and a columnist for The Wall Street Journal’s MarketWatch.

WCBJ • August 19, 2013

15

BAnKing & finAnCe

INBRIEF

citigroup LAyoffs to AffEct 36 in WEstchEstEr

Citigroup Inc. will lay off 36 workers in Westchester County starting in November.

The company filed a notice with the state Department of Labor last week about layoffs at 188 King St. in Armonk.

The Armonk division serves as a conference and training center operated by 36 employees, a site manager and a small technology staff. After the layoffs, only the site manager and technology staff will remain.

Citigroup employs 21,000 people in its New York offices.

“We announced in early August to 36 employees at our conference and training center in Armonk that their jobs would be eliminated in November,” said Citigroup spokesperson Janis Tarter. “This decision is related to the repositioning actions Citi

announced in December 2012 and will help us improve our efficiency and cost effectiveness while maintaining our high levels of service. We are helping these employees to explore other open positions within and outside of Citi.”

Citigroup’s second quarter earnings report showed an increase in net income from $2.9 billion last year to $4.2 billion this year in the same period.

The upswing in the company’s earnings per share was driven by higher revenues and lower net credit losses, Citigroup reported.

WEBstEr BAnk’s sociAL MEDiA guru Wins Most tWEEts

Webster Bank in Waterbury touts one of its own as a recipient of the “Top 20 Influencers on Twitter” award for social media trailblazers in the financial industry.

Dawn Melesko, vice president of social media at Webster Bank, received recognition for using social media as an integral part of their brand and communications strategy.

Independent Community Bankers of America, an organization representing 5,000 members, chooses winners based

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on the number of fans and followers, frequency of posting new content and the type of content distributed on their social media platforms.

Melesko, a Vernon resident, earned her bachelor’s degree from Central Connecticut State University and volunteers in the community as a DJ for fundraisers. She served on the board for the Wallingford Emergency Shelter and made public speeches about social media throughout Connecticut.

cMs BAncorp shArEs up $150,000 froM LAst yEAr

CMS Bancorp Inc., headquartered in White Plains, reported a $150,000 increase in net gains from last year to the same period this year, the company’s second quarter earnings report showed. The net income available this year is $792,000 compared to a net loss of $390,000 last year.

“The earnings improvement was due to the continued growth and diversification in the loan portfolio, lower interest costs, lower provisions for loan losses and cost containment measures undertaken by the bank’s management,” President and

CEO John Ritacco said in a statement.

In the third quarter last year, CMS Bancorp reported continued growth and diversity in its loan portfolio mix in the multi-family, non-residential and commercial divisions. The loan portfolio grew by 4 percent from $201.5 million at the end of the third quarter last year to $209.5 million in the second quarter this year.

Despite the $8 million increase in loan portfolio, the company experienced a $3.6 million decline in impaired loans, $4.6 million drop in substandard loans and a $2.3 million dip in non-accrual loans.

“We were able to increase our net interest income by maximizing the yield on interest earning assets, to the extent possible, and minimizing the cost of our interest bearing liabilities through the consistent oversight of our liquidity and cash flow position,” Ritacco said.

“Improving economic trends, although generally still slow, have enabled the Bank to moderate its provisions for loan losses and our non-interest expense has been held in check by the company’s non-interest expense cost containment programs.”

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banking & finance

Avoiding 401(k) traps for employers

By Eric Meermann

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well-executed 401(k) plan can be a valuable tool for recruiting and retaining talented employees. But small business owners should also understand their legal obligations if they decide to offer 401(k)s.

The Employee Retirement Income Security Act (ERISA) requires employers to meet certain requirements as 401(k) plan providers. Ignoring or neglecting the rules can lead to a plan being disqualified – as well as fines and unhappy employees.

What are some of the most common areas that employers run into trouble?

Fees – The law requires plan fees to be “reasonable.” Though there is no specified level for reasonable fees, it makes sense to compare estimates from different providers when selecting a plan and to track fee levels over time. Compare the level of service provided with the cost. Small employers are often stuck with higher fees because they don’t have the leverage to negotiate effectively, but that doesn’t mean you can’t shop around for a better deal. Additionally, the plan document must be clear about who pays

the fees (the plan, the employer or both).

Fund Offerings – Plan sponsors have a responsibility to ensure the plan offers an appropriately diverse menu of funds, and that the plan’s default option is a reasonable choice for the average participant. The default percentage withdrawn from paychecks should neither be too large nor unrealistically small.

Eligible Employees – All eligible employees must be notified of certain benefits, rights and features. You cannot exclude employees from the plan without cause. Typically, only employees under 21 or who have worked for the company less than a year may be excluded. (Some other exclusions are permitted, but take care they are legal.) If your plan does not include automatic enrollment, make sure that employee notifications are documented.

Participant Information – All participants must receive a summary plan description, which details how the 401(k) plan operates. If the plan allows participants to direct their own investments, the plan sponsor or the sponsor’s agent must also provide fee and expense information about investments in the plan.

Highly Compensated Employees – Employees making more than $115,000 per

year, as well as the business owner and his or her immediately family, must be compared as a group to all other employees. The highly compensated employees (HCEs) cannot defer an average of more than 2 percent over what the non-HCE group defers. Additionally, the owners and his or her immediate family, plus any corporate officers earning more than $165,000, must collectively hold less than 60 percent of the plan’s total value.

Matching Contributions – Annually, employers cannot contribute more than the lesser of 100 percent of an employee’s compensation or a set maximum amount for combined employee and employer contributions ($51,000 in 2013).

Vesting – While employee contributions are automatically 100 percent vested, you can choose whether employer contributions vest over time, according to a vesting schedule. If you do so, make sure the vesting schedule is explicit and clear to participants. (However, in a safe harbor 401(k) plan, employer contributions must vest completely and immediately.)

Prompt Deposits – For plans with fewer than 100 participants, contributions withdrawn from a participant’s salary must be

deposited with the plan no later than the seventh business day following withholding.

The plan must designate a fiduciary (typically the trustee) to ensure withholdings and employer matching contributions, if any, are successfully transmitted.

Documentation – Plan administrators must show that they acted prudently and solely in the interest of the plan participants and beneficiaries. The best way to do this is to document the decision-making process at the time any decision is made.

Insurance – Generally, anyone handling plan funds or property will need to be covered by a fidelity bond. This protects the 401(k) plan against fraud or dishonesty from a particular individual.

Loans – If plan participants take loans from their 401(k) accounts, you must be sure that loan payments start on time and continue until the loan in fully paid. Otherwise, the participant is stuck with a tax liability.

Eric Meermann is a client service manager and portfolio manager with Palisades Hudson Financial Group in Scarsdale. He can be reached at eric@palisadeshudson.com.

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FACTS& FIGURES on the record Westchester

American Express Co., et al. Filed

by Manhattan Steamboat Company L.L.C., et al. Action: federal question claim. Attorney for plaintiff: Stephen John Fearon Jr. Filed Aug. 9. Case no. 13-05580.

CVS Pharmacy Inc. Filed by Chris Thornhill. Action: collect unpaid wages claim. Attorney for plaintiff: Dale James Morgado. Filed Aug. 7.

Case no. 13-05507.

AVR Realty Company L.L.C., et al. Filed by Suzanne Vilchez, et al.

Action: claim filed under the Fair Housing Act of 1968. Attorneys for plaintiff: James E. Bahamonde, Matthew D. Brinckerhoff and Diane Lee Houk. Filed Aug. 8.

Case no. 13-05522.

Everest Contracting Corp. Filed by the Mason Tenders District Council of Greater New York and Long Island. Action: claim filed under the Labor Management Relations Act of 1947. Attorneys for plaintiff: Tamir W. Rosenblum and Haluk Savci. Filed Aug. 9. Case no.

13-05581.

AZ Holding Corp., et al. Filed by Carr Massi. Action: claim filed by Americans with Disabilities Act of 1990. Attorney for plaintiff: Adam Tyler Shore. Filed Aug. 7. Case no.

13-05513.

The Finish Line USA Inc. Filed

by Demandware Inc. Action: diversity account receivable claim. Attorney for plaintiff: Robert Walter Trenchard. Filed Aug. 12. Case no.

13-05617.

Bank of America Corp., et al.

Filed by the city of Houston. AcCourt Cases tion: antitrust litigation claim. Attorney for plaintiff: Richard Warren The following cases appear on the Mithoff Jr. Filed Aug. 12. Case no. docket of the U.S. District Court for 13-05616. the county of Westchester in White Plains.

Bank of America Corp., et al.

Filed by the County of Sacramento.

5 Star Apparel L.L.C., et al. Filed Action: antitrust litigation claim.

by Sweet People Apparel Inc. Ac- Attorney for plaintiff: Nanci E. tion: copyright infringement claim. Nishimura. Filed Aug. 9. Case no.

Attorneys for plaintiff: Louis Sher- 13-05569. man Ederer and Matthew Thomas Salzmann. Filed Aug. 9. Case no.

Basilex Food Corp., et al. Filed by 13-05582.

Raul Baten. Action: claim filed under the Fair Labor Standards Act of American Empire Building 1938. Attorney for plaintiff: William Services Corp., et al. Filed by the Cafaro Sr. Filed Aug. 8. Case no. trustees of the National Retirement 13-05529.

Fund. Action: claim filed under the Employee Retirement Income Security Act of 1974. Attorneys BP P.L.C., et al. Filed by Christofor plaintiff: Stephanie Myers Ber- pher Chartier. Action: fraud comsak and David C. Sapp Jr. Filed modities leverage contracts claim.

Attorneys for plaintiff: Thomas Aug. 13. Case no. 13-05651.

C. Bright, Solomon B. Cera, Charles Andrew Dirksen, Manuel Juan Dominguez, Michael Benjamin Eisenkraft, John Douglas Richards and Sharon Kunjumon Robertson. Filed Aug. 9. Case no.

13-05577.

Ford Motor Co. Filed by Kelly Wolverton. Action: diversity product liability claim. Attorneys for plaintiff: Mazin A. Sbaiti, Bruce W. Steckler and Jon Michael Zimmerman.

Filed Aug. 09. Case no. 13-05556.

Bankruptcies The following petitions were filed in the U.S. Bankruptcy Court for the Southern District of New York in White Plains. Chapter 11 indicates the filer intends to submit a plan of reorganization to the court. Chapter 7 indicates a liquidation of assets.

Poughkeepsie Hodgson Farms L.L.C., 2290 Albany Post Road, Walden 12586.

Chapter 12, voluntary. Attorney: Andrea B. Malin, Wappingers Falls.

Filed Aug. 9. Case no. 13-36822.

Items appearing in the Westchester County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken.

Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Gannett Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3680

Cargo Express Shipping Inc. Filed by Mediterranean Shipping Co. Action: admiralty claim. Attorneys for plaintiff: John Alan Orzel and Lindsay Anne Sakal. Filed Aug. 8. Case no. 13-05533.

Cayuga Ridge L.L.C. Filed by the trustees of the 1199/SEIU Greater New York Education Fund. Action: claim filed under the Labor Management Relations Act of 1947.

Attorneys for plaintiff: Hanan B. Kolko and Linda Ellen Rodd. Filed Aug. 7. Case no. 13-05510.

GMAC Inc., et al. Filed by Zalman Silber. Action: claim filed under the Fair Credit Reporting Act of 1970.

Attorney for plaintiff: Frederick Schulman. Filed Aug. 8. Case no.

13-05530.

Goldman Sachs Group Inc., et al.

Filed by Viva Railings L.L.C. Action: antitrust litigation claim. Attorney for plaintiff: Peter George Safirstein.

Filed Aug. 8. Case no. 13-05537.

Jim Kempner Fine Art Inc., et al.

Filed by Carr Massi. Action: claim filed under the Americans with Disabilities Act of 1990. Attorney for plaintiff: Adam Tyler Shore.

Filed Aug. 7. Case no. 13-05517.

Kenneth Jane Lane Inc. Filed

by Pallas New York L.L.C. Action: copyright infringement claim. Attorney for plaintiff: Aaron Yarrow Silverstein. Filed Aug. 7. Case no.

13-055 L’Oreal USA Inc. Filed by E.T. Browne Drug Company Inc. Action: trademark infringement claim. Attorneys for plaintiff: James E. Rosini and Mimi Kristin Rupp. Filed Aug. 9. Case no.

13-05585.

Metropolitan Opera Association Inc., et al. Filed by Maia Deroche. Action: job discrimination (employment) claim. Attorney for plaintiff: Marjorie Mesidor. Filed Aug. 12. Case no. 13-05593.

Miller Rosado and Algois, et al.

Filed by Industrial Quick Search Inc., et al. Action: diversity legal malpractice claim. Attorneys for plaintiff: Andrew Lavoott Bluestone and Henry S. Emrich. Filed Aug. 12. Case no. 13-05589.

Polo Linen Supply Company Inc. Filed by the trustees of the Laundry, Dry Cleaning Workers and Allied Industries Health Fund, Workers United. Action: claim filed under the Employee Retirement Income Security Act of 1974. Attorneys for plaintiff: Stephanie Myers BerMontesano Brothers Inc. Filed sak and David C. Sapp Jr. Filed by the trustees of the Teamsters Aug. 9. Case no. 13-05578.

Local 456 Pension, Health & Welfare, Annuity, Education & Train- Pride and Joy Miami L.L.C., et al. ing, S.U.B., Industry Advancement Filed by Myron Mixon, et al. Action: and Legal Services Funds. Action: federal question claim. Attorney for claim filed under the Employee plaintiff: Stephen H. Nakamura.

Retirement Income Security Act Filed Aug. 8. Case no. 13-05534. of 1974. Attorney for plaintiff: Giacchino James Russo. Filed Aug. 12. The Red Cat L.L.C. Filed by Carr Case no. 13-05605.

Massi. Action: claim filed under the Americans with Disabilities Act of Mr. G. International Produce 1990. Attorney for plaintiff: Adam Inc., et al. Filed by Associated Pro- Tyler Shore. Filed Aug. 7. Case no. duce Inc. Action: claim filed under 13-05514. the Perishable Agricultural Commodities Act of 1930. Attorney for Reunited L.L.C., et al. Filed by plaintiff: Leonard Kreinces. Filed AVIC International HK Trading Aug. 7. Case no. 13-05496.

Ltd., et al. Action: civil miscellaneous case-other claim. Attorneys New Generation Biofuels Inc., et for plaintiff: Dwight A. Healy and al. Filed by Alpha Capital Anstalt. Gregory M. Starner. Filed Aug. 12.

Action: claim filed under the Secu- Case no. 13-00288. rities Exchange Act of 1934. Attorneys for plaintiff: Anthony Andrew Royal Bank of Scotland Group LoPresti and Stanley Charles Mor- P.L.C., et al. Filed by CEMA Joint ris. Filed Aug. 9. Case no. 13-05586. Venture. Action: petition for removal-breach of contract claim.

North Texas MESBIC Inc. Filed Attorney for plaintiff: William E. by the United States of America. Walker Jr. Filed Aug. 7. Case no.

Action: receivers-property in other 13-05511. districts claim. Attorney for plaintiff: Arlene Marie Embrey. Filed SelfHelp Community Services Aug. 9. Case no. 13-00287.

Inc., et al. Filed by Ursula Nelson.

Action: diversity account receivable Organon USA Inc., et al. Filed claim. Attorney for plaintiff: Peter

by Eileen Kahn. Action: diversity D. Baron. Filed Aug. 8. Case no. personal injury claim. Attorney for 13-05524. plaintiff: Michael A. London. Filed Aug. 9. Case no. 13-05573.

Speak Integrated Corp., et al.

Filed by Carr Massi. Action: claim Organon USA Inc., et al. Filed filed under the Americans with

by Maria Rivera. Action: diversity Disabilities Act of 1990. Attorney personal injury claim. Attorney for for plaintiff: Adam Tyler Shore. plaintiff: Michael A. London. Filed Filed Aug. 7. Case no. 13-05515.

Aug. 9. Case no. 13-05574.

Styleyes/Platinum Optical Corp.

Organon USA Inc., et al. Filed by Filed by Rufina Cabrera. Action: job Narfi Caro. Action: diversity per- discrimination (sex) claim. Attorsonal injury claim. Attorney for ney for plaintiff: Paul N. Cisternino. plaintiff: Michael A. London. Filed Filed Aug. 9. Case no. 13-05554.

Aug. 9. Case no. 13-05576.

U.S. Bank National Association.

Perfect Water technologies Inc. Filed by Betsy Feliciano, et al. AcFiled by Tapmaster Inc. Action: tion: truth in lending claim. Attortrademark infringement claim. ney for plaintiff: Kenneth S. PelsingAttorneys for plaintiff: Ralph er. Filed Aug. 9. Case no. 13-05555.

Hendrick Cathcart and Joseph J. Villapol. Filed Aug. 12. Case no.

13-05618.

U.S. Group Consolidator Inc., et al. Filed by Zurich Insurance Company Ltd. Action: federal question claim. Attorney for plaintiff: David Louis Mazaroli. Filed Aug. 9.

Case no. 13-05590.

Verizon New York Inc., et al. Filed

by Rhonda Hall. Action: claim filed under the Americans with Disabilities Act of 1990. Attorney for plaintiff: Muhammad Ikhlas. Filed Aug. 7. Case no. 13-05518.

Veronis Suhler Stevenson L.L.C., et al. Filed by George L. Cole. Action: claim filed under the Employee Retirement Income Security Act of 1974. Attorneys for plaintiff: Florence Marie Beauboeuf and John Kolsin Crossman. Filed Aug. 12. Case no. 13-05627.

Viacom Inc., et al. Filed by Casey O’Jeda. Action: collect unpaid wages claim. Attorneys for plaintiff: Lloyd Robert Ambinder, Jeffrey Kevin Brown and Suzanne Brooke Leeds. Filed Aug. 13. Case no.

13-05658.

Virgin Atlantic Airways Ltd. Filed

by Robert L. Ross. Action: question: personal injury claim. Attorney for plaintiff: Abram I. Bohrer. Filed Aug. 7. Case no. 13-05502.

W.W. Norton & Company Inc. Filed by the estate of Michael Newman. Action: copyright infringement claim. Attorneys for plaintiff: Kevin Patrick McCulloch and Danial A. Nelson. Filed Aug. 12.

Case no. 13-05621.

Zimmer Inc., et al. Filed by Donna Carrea, et al. Action: diversity product liability claim. Attorney for plaintiff: Daniel C. Burke. Filed Aug. 13. Case no. 13-05506.

Zimmer Inc., et al. Filed by Robin Johnson. Action: diversity personal injury claim. Attorney for plaintiff: Paul Raymond Cordella. Filed Aug. 8. Case no. 13-05657.

Deeds Above $1 million 39 N. Brook Lane L.L.C., Irvington. Seller: Darci DeMatteo, Irvington. Property: 39 N. Brook Lane, Greenburgh. Amount: $2.2 million.

Filed Aug. 12.

WCBJ • August 19, 2013

19

NEWSMAKERS plus awards and events BANKING ON EDUCATION

WESTMED DOCS GET NATIONAL RECOGNITION

NEW VP AT ST. JOHN’S HOSPITAL

THE PEOPLE’S UNITED COMMUNITY FOUNDATION, the philanthropic arm of People’s United Bank, awarded the Boys & Girls Club of Northern Westchester a $4,000 grant.

The grant will support the Boys & Girls Club Education Enrichment Program, which creates a supportive learning environment where students receive homework assistance and tutoring and engage in computer training, career exploration, financial education and other high-yield learning activities.

“We are so grateful to People’s United for their generous gift,” said Brian Skanes, the club’s executive director. “These funds will allow us to open our doors to more children after school, providing a supportive environment for furthering their education.”

“The Boys and Girls Club is providing students with the tools and experiences necessary to help them achieve their educational and career goals,” said Vincent Santilli, executive director, People’s United Community Foundation. “We are proud to support their efforts in helping youth to succeed now and in the future.”

WESTMED MEDICAL GROUP, a multispecialty medical practice based in Purchase, announced that 33 of its doctors have been granted recognition from the National Committee for Quality Assurance (NCQA) – a private, nonprofit organization dedicated to improving health care quality – for meeting standards of high-quality care for patients with diabetes.

NCQA is a private, nonprofit organization that recognizes clinicians and practices in key areas of performance.

Those recognized are Sheldon Alter, Lawrence Annes, Jerry Campanella, Silvio Ceccarelli, Aris Comninellis, Ronald Dennett, Steve DiCairano, Bruno DiCosmo, James Doyle, Todd Friend, Sandy George, Mandira Gharekhan, Susan Hass, Jessica Halprin, David Herzog, Morrie Kaplan, Barbara Katzeff, Lawrence Kraftowitz, Steven Kubersky, Jay Levat, Ruth Levi, Preston Lurie, William Martimucci, Steven Meixler, Richard Morel, Eliot Moshman, Jonathan Rie, Gary Rothbart, Lori Saltzman, Arleen Sharpe, Carolyn Thompson, Kenneth Weiser and Jonathan Wynn.

To earn NCQA recognition, the physicians demonstrated that they meet key diabetes care measures, including eye exams, blood pressure control, HbA1c control, LDL control, smoking and tobacco use and cessation advice and treatment and patient satisfaction, among others.

NCQA is a private, nonprofit organization dedicated to improving health care quality. NCQA accredits and certifies a wide range of health care organizations. It also recognizes clinicians and practices in key areas of performance.

DANIEL MORREALE has been appointed vice president and chief information officer

by St. John’s Riverside Hospital in Yonkers. He received his bachelor’s degree from Marist College and a master of arts degree from Long Island University. He brings more than 30 years of experience in the field of information systems to his position at St. John’s. Morreale was appointed to the New Jersey Commission on Health Information Technology and is a fellow of the College of Healthcare Information Management Executives.

His frequently published articles on health information exchanges, health care reform, meaningful use, technology adoption and the physician experience provide the background for his prior implementation of the first 10-gigabit infrastructure within a hospital setting in the United States and the first RFID system for integrated patient Identification and medication administration.

Morraele has been recognized by Computerworld magazine as one of the “Premiere 100 IT Leaders.

MAMARONECK LIBRARY NAMES BOARD

MARIA FREBURG, vice president, senior business banker at Webster Bank, was recently named to lead The Business Council of Westchester’s Rising Stars Alumni Group. She is the head of the Steering and Selection Committees for the next two years.

Freburg, who received the 40 Under 40 Rising Stars honor in 2011, says that the group will conduct monthly educational seminars beginning in September. “We are focused on raising 40,000 pounds of food for the Westchester Coalition of the Hungry and Homeless over the next 24 months and we will have quarterly events focused on legislative, cultural and social topics,” she said.

Webster Bank, a regional bank based in Waterbury, Conn., serves businesses and consumers from metro New York to Boston. Freburg joined Webster in 2010 and is based in the White Plains office. She has been the recipient of numerous awards, including the Heroes Award for Professional Women in Westchester County and is active in the community.

NEW LINE FOR WESTCHESTER TRACTOR WESTCHESTER TRACTOR of Brewster has been designated

by Kobelco Construction Machinery USA of Texas to represent its full line of excavators in the Hudson Valley, the state of Connecticut and portions of Massachusetts.

“We are excited to continue our relationship with the world’s finest excavator manufacturer,” said John Apple, president of Westchester Tractor.

Kobelco has long been recognized for its world-class line of excavators in the 3,000-pound to 180,000-pound classes. Kobelco focuses on a single line of equipment and dedicates its research and development dollars to improving and enhancing this line.

The staff of Westchester Tractor will be working closely with the manufacturer to gain the required sales and product support training to deliver on its promise of customer satisfaction.

20 August 19, 2013 • WCBJ

CHRISTINE LOVE was re-elected as president of the Mamaroneck Library board of trustees. A nine-year resident of the village of Mamaroneck, Love received applause for her efforts in developing the library as a true cornerstone of the community and for working with Library Director Susan Riley to substantially increase circulation of materials by 15 percent over the past 12-month period.

Love said, “We are expanding digital literacy along with enlarging our excellent collection and supporting and increasing our programming, especially for children.”

New trustees JOHN BRENKOVICH and BOB FISHER were also sworn in at the meeting. Brenkovich, a certified financial planner, is now in his 25th year in the securities industry. Fisher is a 26-year resident of Mamaroneck and an awardwinning producer of television commercials. Brenkovich and Fisher were both elected for three-year terms.

SUSAN FEITLER was appointed to fill the unexpired portion of Eileen Cohen’s term on the board as she is moving from the village. Feitler spent 20 years in the health care information systems sector after graduating from the University of Wisconsin in 1985.

The remaining positions on the Mamaroneck Public Library Board of Trustees include LAURIE GIRSKY, vice president; STEVE WARNER, treasurer; and LEN TALLEVI, secretary.

BANKER NAMED RISING STARS ALUMNI CHAIRWOMAN

AGEnCY, DESIGn STUDIO PARTnER yAeger PuBLiC reLATions, a public relations firm in Yonkers, has formed an alliance with New York Design Studio, also in Yonkers, to provide its clients strategic communications, with expertise in public/media relations, advertising, web design, marketing and crisis communications.

“This strategic partnership creates synergistic business opportunities for both our companies,” said Fred Yaeger, president of Yaeger Public Relations. “Our relationship with New York Design Studio extends our capability in servicing our clients that include business, finance, health care, environmental and nonprofit organizations in their respective fields.”

“The partnership enhances our ability to provide clients with a full range of integrated services, not just in the fields of public relations and media relations, but in advertising, marketing and web design as well,” Yaeger said.

“Partnering with Yaeger Public Relations extends our design company’s expertise in working with our clients to solve their marketing, brand image and promotional needs,” said Christine Seuss, creative director of New York Design Studio. “Both our companies are customer focused and combined we can now provide our clients with the benefit of advertising, marketing, public relations services, web design and search-engine optimization services that are fully integrated.”

LARChMOnT RESIDEnT nAMED TO PhILhARMOnIC PeTer eLioPouLos of Larchmont was elected to a three-year term on the board of trustees of the Buffalo Philharmonic Orchestra Society Inc. Eliopoulos is a senior vice president and chief marketing officer of M&T Bank and Wilmington Trust. he began his banking career in 1988 as a management associate with Citibank and then spent 10 years with the management consultant firms of A.T. Kearney and Mitchell Madison Group, where he advised financial services and media companies on strategic growth and organizational improvement initiatives. In 2003, Eliopoulos returned to Citibank as senior vice president and director of marketing, where he managed the bank’s marketing and advertising programs. In 2005, he assumed the additional role of North American sales director. In 2007, he joined M&T Bank as chief marketing officer, where he leads a team of more than 100 marketing and communication professionals at M&T and its wealth management firm, Wilmington Trust. he is active in the hellenic American Bankers Association and the New York Philharmonic Society. A musician himself, he joins the board of the BPO after nearly a year of providing hands-on assistance with marketing and fundraising for the orchestra’s May 8, 2013 appearance at Spring For Music at Carnegie hall.

ATTORnEY GETS COMMITTEE POST BernArD A. KrooKs has been appointed chairman of the Elder Care Committee of the editorial advisory board of Trusts & Estates magazine.

The committee was created to address the increased importance of eldercare issues in the practice of estate-planning professionals.

Krooks is a longtime contributing editor to Trusts and Estates, the journal for wealth-management professionals serving the needs of high-net-worth clients, family-business owners, family offices, charitably inclined donors and nonprofit corporations.

A founding partner of Littman Krooks L.L.P. with offices in New York City, White Plains and Fishkill, Krooks is the firm’s elder law and special needs department chairman. he has been included among The Best Lawyers in America for each of the last seven years and has been selected as a New York Super Lawyer since 2006. he was recently appointed president elect of Arc of Westchester.

DATes SEPT

Been promoted?

21

nATure WALK: A Walk into the fascinating World of Mushrooms at Muscoot farm. Join mushroom enthusiasts Diane Alden and Kathy Merico in a last-dayof-summer walk in Muscoot’s woods to experience the joys of hunting and studying mushrooms. 1 to 3 p.m. Bring a small notebook and pencil and a camera is useful as well. Meet at the Muscoot Activity Building, Route 100, Somers. No registration necessary.

Submit your announcement to us!

Email afrey@westfairinc.com.

Information for these features has been submitted by the subjects or their delegates.

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21

FACTS&FIGURES Cartus Financial Corp., Danbury, Conn. Seller: Shahriyar Aghili, et al, Rye. Property: 60 Reymont Ave., Rye. Amount: $1.7 million. Filed Aug. 13.

Elk Homes Partners L.P., Rye. Seller: Warshaw Realty L.L.C., Mamaroneck. Property: 108 Mamaroneck Ave., Mamaroneck.

Amount: $1 million. Filed Aug. 13.

Clard Corp., West Harrison. Seller: Melvin J. Klugman, Rye Brook.

Property: 20 Beechwood Blvd., Rye. Amount: $900,000. Filed Aug. 9.

FSB Properties Inc., Flushing.

Seller: Joseph G. Goubeaud Jr., Mount Vernon. Property: 401 S. Seventh Ave., Mount Vernon.

Amount: $488,855. Filed Aug. 12.

Gramatan 190 L.L.C., Scarsdale.

JVS3-135 L.L.C., Pleasantville. Seller: 190 Gramatan Realty Corp., Seller: 135 Lafayette Avenue L.L.C., Scarsdale. Property: 190 Gramatan Pleasantville. Property: 135 Lafay- Ave., Mount Vernon. Amount: ette Ave., North Castle. Amount: $1 $687,500. Filed Aug. 13. million. Filed Aug. 8.

IWSM L.L.C., Chappaqua. Seller: Major Lockwood L.L.C., Pound Richard Kearney, et al, Somers.

Ridge. Seller: Steven P. Weinstock, Property: 305 Heritage Hills, 305A, et al, Pound Ridge. Property: 55 Somers. Amount: $475,000. Filed Major Lockwood Lane, Bedford. Aug. 13.

Amount: $2.8 million. Filed Aug. 7.

JBM Custom Homes Inc., Mahopac. Seller: Edward P. Spruck Jr., Oxford, Conn. Property: 2536 Below $1 million Ridge St., Yorktown. Amount: $315,000. Filed Aug. 12.

10 Stewart Place 1GE L.L.C., New York City. Seller: John D. Groetzinger, et al, New York City. Prop- Nepperhan Realty Corp., New erty: 10 Stewart Place, 1-GE, White Rochelle. Seller: Stephen BirnPlains. Amount: $407,500. Filed baum, et al, Elmsford. Property: 1 Nepperhan Ave., Greenburgh.

Aug. 8.

Amount: $945,000. Filed Aug. 9.

12 Fulton Avenue Associates L.L.C., Rye. Seller: Robert Rogow, et al, Lauderdale-by-the-Sea, Fla. Property: 12 Fulton Ave., Rye. Amount: $930,000. Filed Aug. 13.

P.C. Real Estate Development Group Inc., Ossining. Seller: Helen H. Henton, et al, Tarrytown.

Property: Sears Ave., Greenburgh.

Amount: $40,000. Filed Aug. 12.

131 Old Post Road, Rye. Seller: Lauren Hawkins, Rye. Property: Splinter Construction Corp., 131 Old Post Road, Rye. Amount: Bedford. Seller: 15 Briggs L.L.C., Armonk. Property: 15 Briggs Lane, $989,000. Filed Aug. 8.

North Castle. Amount: $450,000.

Filed Aug. 9.

50 Oak L.L.C., Rye. Seller: Kevin P. Crimmins, et al, Larchmont. Property: 50 Oak Ave., Mamaroneck. Sunrise Detox V L.L.C., Lake Worth, Fla. Seller: BHM Group Amount: $990,000. Filed Aug. 13.

I L.L.C., Westbury. Property: 37 Dekalb Ave., White Plains. Amount: Cartus Financial Corp., Dan$950,000. Filed Aug. 7. bury, Conn. Seller: Bhavesh Shah, et al, Mount Vernon. Property: 160 Central Parkway, Mount Vernon. The Jewish Community Center of Harrison Inc., Harrison. Seller: Amount: $790,000. Filed Aug. 12.

Debra A. Wolf, Harrison. Property: 4 Shawnee Trail, Harrison.

Cartus Financial Corp., Danbury, Amount: $969,250. Filed Aug. 9.

Conn. Seller: Jason M. Strongin, et al, Tarrytown. Property: 35 Glen Hill Lane, Greenburgh. Amount: W. Alan Realty Inc., Jackson Heights. Seller: Dillon D. Chan, $605,000. Filed Aug. 7. et al, Mamaroneck. Property: 101 Sheldrake Place, 101-18, MamaCartus Financial Corp., Danbury, roneck. Amount: $545,000. Filed Conn. Seller: Richard Sambus, et Aug. 7. al, Eastchester. Property: 124 Siwanoy Blvd., Eastchester. Amount: Westchester Modular Homes $795,000. Filed Aug. 12.

Construction Corp., Brewster. Seller: Anne H. O’Neill, Rye. CC American Inc., Bronx. Seller: Property: 36 Highland Road, Rye. Fannie Mae. Property: 109 S. FulAmount: $475,000. Filed Aug. 8. ton Ave., Mount Vernon. Amount: $112,000. Filed Aug. 13.

22 August 19, 2013 • WCBJ

Foreclosure Auctions

RYE, 322 High Lane Road. Singlefamily residence; 1.0 acre. Plaintiff: Hudson City Savings Bank. Plaintiff’s attorney: Cohn & Roth, (516) HARTSDALE, 90 Lakeview Ave. 747-3030; 100 E. Old Country Single-family residence; .18 acre. Road, Mineola. Defendant: Joseph Plaintiff: US Bank National Asso- Beatrice. Referee: Albert Comachio. ciation. Plaintiff’s attorney: Gross Sale: Sept. 4, 10 a.m. Approximate Polowy & Orlans, P.O. Box 540, lien $2,731,454.73.

Getzville. Defendant: Justo Reyes.

Referee: Christopher Meagher. Sale: Yonkers, 5 Livingston Ave. Aug. 23, 1 p.m. Approximate lien: Three-family dwelling; .08 acre. $594,382.58.

Plaintiff: Wells Fargo Bank National Association. Plaintiff’s attorney: MAMARONECK, 421 Wagner Rosicki & Rosicki & Associates, Ave. Single-family residence; .21 (845) 897-1600; 2 Summit Court, acre. Plaintiff: Deutsche Bank Na- No. 301, Fishkill. Defendant: Delotional Trust Co. Plaintiff’s attorney: ris Worrell. Referee: Robert Cypher.

Shapiro, DiCaro & Barak, (585) Sale: Aug. 19, 9 a.m. Approximate 247-9000; 250 Mile Crossing Blvd., lien: $393,555.77.

Suite 1, Rochester. Defendant: Mary Margaret Watson. Referee: Kenneth YONKERS, 74 Bruce Ave. SingleBunting. Sale: Aug. 28, 9:30 a.m. family residence; .08 acre. Plaintiff: Approximate lien: $563,176.44.

US Bank National Association.

Plaintiff’s attorney: Rosicki & RosMAMARONECK, 427 N. Barry icki & Associates, (845) 897-1600; Ave. Two-family dwelling; .25 acre. 2 Summit Court, No. 301, Fishkill.

Plaintiff: Sovereign Bank. Plain- Defendant: Maria Benitez. Referee: tiff’s attorney: Berkman, Henoch, Jay Hashmall. Sale: Aug. 22, 11 a.m.

Peterson & Peddy, (516) 222-6200; Approximate lien: $388,869.85.

100 Garden City Plaza, Garden City. Defendant: Alfred Aulicino.

Referee: James Borowski. Sale: Aug. Judgments 27, 10 a.m. Approximate lien: Not available.

380 Yorktown Food Corp., Eastchester. $733 in favor of 380 DownMOUNT VERNON, 19 Marion ing Drive L.L.C., Briarcliff Manor.

Ave. Single-family residence; .11 Filed July 15. acre. Plaintiff: Deutsche Bank National Trust Co. Plaintiff’s attorney: DeRose & Surico, (718) 279-2000; Accessible Mobility, Port Chester.

213-44 38th Ave., Bayside. Defen- $66,700 in favor of AEA Motors dant: Ralph Watkins. Referee: Rob- L.L.C., Port Chester. Filed July 10. ert Cypher. Sale: Aug. 19, 9:20 a.m.

Approximate lien: $755,511.17.

ACI Management Corp., Armonk. $37,382 in favor of the New MOUNT VERNON, 24 Primrose York State Tax Commission, AlbaAve. Three-family dwelling; .11 ny. Filed Sept. 17. acre. Plaintiff: Deutsche Bank National Trust Co. Plaintiff’s attorney: Advanced Future Technologies Shapiro, DiCaro & Barak, (585) Inc., North Salem. $1,383 in favor 247-9000; 250 Mile Crossing Blvd., of the New York State Tax CommisSuite 1, Rochester. Defendant: Pau- sion, Albany. Filed Sept. 17. line Smith. Referee: John Gifford Molloy. Sale: Aug. 20, 10 a.m. ApAllendale Enterprises Ltd., proximate lien: $1,038,253.96.

Mount Vernon. $1,022 in favor of the New York State Tax Commission, Albany. Filed Sept. 17.

PEEKSKILL, 217 Husted Ave. Single-family residence; 125 x Amec Commercial L.L.C., Nor127. Plaintiff: Hudson City Sav- walk, Conn. $23,198 in favor of ings Bank. Plaintiff’s attorney: Double A Contracting Inc., White Cohn & Roth, (516) 747-3030; Plains. Filed July 11.

100 E. Old Country Road, Mineola. Defendant: Jeffrey Brown.

Referee: Howard Fred Dubs. Sale: American Automotive EquipAug. 27, 10 a.m. Approximate lien: ment Inc., Port Chester. $25,758 in $235,188.30, plus first mortgage of favor of Central Freight Lines Inc., Bronx. Filed July 12. $175,000.

Anmar Realty L.L.C., White Plains. $633 in favor of the New York State Tax Commission, Albany. Filed Sept. 17.

Cafe Sunset L.L.C., White Plains. $108,187 in favor of the New York State Tax Commission, Albany.

Filed Sept. 17.

Aperitivo Plus Inc., Larchmont. $10,255 in favor of Hamilton Equity Group L.L.C., Buffalo. Filed July 19.

Campbell and Sons Inc., Mount Vernon. $471 in favor of the New York State Tax Commission, Albany. Filed Sept. 17.

A-Plus Auto Service Corp., Yonkers. $969 in favor of the New York State Tax Commission, Albany.

Filed Sept. 17.

Cellular Factory II Inc., New Rochelle. $2,017 in favor of the New York State Tax Commission, Albany. Filed Sept. 17.

Aqua-Tech Backflow Prevention Inc., New Rochelle. $2,016 in favor of the New York State Tax Commission, Albany. Filed Sept. 17.

Central Tile of Hartsdale Inc., Elmsford. $72,000 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed Sept. 12.

Arben Group L.L.C., Pleasantville. $4,799 in favor of Penn-Troy Man- Chamart Exclusives Inc., Elmsufacturing Company Inc., Troy, Pa. ford. $31,428 in favor of Webb ImFiled July 18. provement Corp., Elmsford. Filed July 18.

Armstrong Plumbing and Heating II Inc., Millwood. Davlyn Construction Manage$20,986 in favor of the New York ment Corp., Montrose. $28,000 in State Tax Commission, Albany. favor of the Workers’ CompensaFiled Sept. 17. tion Board of the State of New York, Albany. Filed Sept. 12.

Azilah Inc., Lincolndale. $1,660 in favor of the New York State Tax Eservicepartner L.L.C., IrvingCommission, Albany. Filed Sept. 17. ton. $8,000 in favor of the Workers’ Compensation Board of the State B and C’s Home Doggs L.L.C., of New York, Albany. Filed Sept. 12.

Yonkers. $1,991 in favor of the New York State Tax Commission, Alba- F and J Industries Inc., Mount ny. Filed Sept. 17.

Vernon. $72,000 in favor of the Workers’ Compensation Board of Bakery and Donuts Delight Inc., the State of New York, Albany. Filed White Plains. $2,094 in favor of the Sept. 12.

New York State Tax Commission, Albany. Filed Sept. 17.

Hair Liberation Inc., Jefferson Valley. $78,000 in favor of the Benefit Shop Foundation Inc., Workers’ Compensation Board of Bedford Hills. $80,000 in favor of the State of New York, Albany. Filed the Workers’ Compensation Board Sept. 12. of the State of New York, Albany.

Filed Sept. 12.

It’s Finally Hair, Mount Vernon. $5,514 in favor of Palisades CollecBennigans, Eastchester. tion L.L.C., Englewood, N.J. Filed $178,247 in favor of the New York July 12.

State Tax Commission, Albany.

Filed Sept. 17.

J. Rama Construction Inc., Ossining. $67,667 in favor of ScottsBlock Computing L.L.C., Briar- dale Insurance Co., Scottsdale, Ariz. cliff Manor. $100 in favor of the Filed July 17.

New York State Tax Commission, Albany. Filed Sept. 17.

Jay-Marco Plumbing and Heating Corp., Elmsford. $2,000 in faBlockit Now L.L.C., Tarrytown. vor of the Workers’ Compensation $1,991 in favor of the New York Board of the State of New York, AlState Tax Commission, Albany. bany. Filed Sept. 12.

Filed Sept. 17.

La Guadalupana Meat Market Bluebird Car no. 10, New Ro- Grocery Corp., New Rochelle. $10,000 in favor of the Workers’ American Sanitation Corp., El- chelle. $82,000 in favor of the Compensation Board of the State Workers’ Compensation Board of msford. $1,963 in favor of the New of New York, Albany. Filed Sept. 12.

York State Tax Commission, Alba- the State of New York, Albany. Filed Sept.

12. ny. Filed Sept. 17.

Larchmont Mini Mart, Larchmont. $72,000 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed Sept. 12.

Cardenas, Mario, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 1101 Washington St., Peekskill 10566.

Filed April 3.

Mangini and Company P.C., Armonk. $23,406 in favor of Hamilton Equity Group L.L.C., Buffalo. Cedeno, Belfor R., et al. Filed by Filed July 10.

Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to Mount Vernon Gas Inc., Mount secure $387,845 affecting property Vernon. $78,000 in favor of the located at 195 Fisher Ave., White Workers’ Compensation Board of Plains 10606. Filed April 1. the State of New York, Albany. Filed Sept. 12.

Cohen, Jeffery, et al. Filed by U.S. Bank N.A. Action: seeks to New Rochelle Restaurant Supply foreclose on a mortgage to secure Inc., New Rochelle. $108,000 in fa- $250,000 affecting property located vor of the Workers’ Compensation at 61 Sprain Valley, Scarsdale 10583.

Board of the State of New York, Al- Filed April 3. bany. Filed Sept. 12.

Coker, Andrew M., et al. Filed New Your Grocer L.L.C., Elms- by Wells Fargo Bank N.A. Action: ford. $72,000 in favor of the Work- seeks to foreclose on a mortgage ers’ Compensation Board of the to secure an unspecified amount State of New York, Albany. Filed affecting property located at 514 Ringgold St., Peekskill 10566. Filed Sept. 12.

April 3.

PPS Transport Inc., Ossining. $6,152 in favor of Mediterranean Shipping Company USA Inc., Mount Pleasant, S.C. Filed July 11.

RJT Motorist Service Inc., White Plains. $2,577 in favor of 21st Century Indemnity Insurance Co., New York City. Filed July 16.

Suds 4 Duds, Mount Vernon. $20,384 in favor of Britbran Corp., Eastchester. Filed July 23.

Video Network Services Inc., Mamaroneck. $24,723 in favor of the Workers’ Compensation Board of the State of New York, Albany.

Filed Sept. 12.

Village Animal Clinic, Ardsley. $65,898 in favor of Patterson Veterinary Supply Inc., Devers, Mass.

Filed July 18.

Lis Pendens The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed.

Barnard, Ivy, et al. Filed by Citibank N.A. Action: seeks to foreclose on a mortgage to secure $480,000 affecting property located at 19 Pine St., Ardsley 10502. Filed April 1.

Figueroa, Christian A., et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $353,479 affecting property located at 49 Lockwood Road, Cortlandt Manor 10567. Filed April 2.

Newton, Clifton, et al. Filed by OneWest Bank F.S.B. Action: seeks to foreclose on a mortgage to secure $416,500 affecting property located at 48 Treno St., New Rochelle 10801. Filed April 1.

Spinelli, Teresa, et al. Filed by Capital One N.A. Action: seeks to foreclose on a mortgage to secure $520,000 affecting property located at 349 Columbine Court, Yorktown Heights 10598. Filed April 2.

Haggens, Ayde, et al. Filed by The Bank of New York Mellon Trust Company N.A. Action: seeks to foreclose on a mortgage to secure $424,000 affecting property located at 144 N. Kensico Ave., White Plains 10604. Filed April 3.

Oquendo, Ana, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $560,000 affecting property located at 30 Ashburton Ave., Yonkers 10701. Filed April 3.

Thomas, George, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $270,000 affecting property located at 1 Saint Pauls Place, Mount Vernon 10550. Filed April 3.

Jackson, Belgica, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $475,681 affecting property located at 3 Dudley Place, Yonkers 10703. Filed April 1.

Johnson, Patricia A., et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $361,200 affecting property located at 46 Esplanade, Mount Vernon 10553. Filed April 1.

Lapolla, David, et al. Filed by OcCullen, Maria L., et al. Filed by wen Loan Servicing L.L.C. Action: Capital One N.A. Action: seeks to seeks to foreclose on a mortgage to foreclose on a mortgage to secure secure $352,800 affecting property an unspecified amount affecting located at 425 N. Division St., Peekproperty located at 323-325 Wolfs skill 10566. Filed April 2.

Lane, Pelham 10803. Filed April 2.

Longo, Joseph C., et al. Filed by D’Amario, Michael, et al. Filed OneWest Bank F.S.B. Action: seeks

by U.S. Bank N.A. Action: seeks to to foreclose on a mortgage to secure foreclose on a mortgage to secure $459,795 affecting property located $437,000 affecting property located at 2608 Quaker Church Road, Yorat 114 Wesley Ave., Port Chester ktown Heights 10598. Filed April 1.

10573. Filed April 1.

Lynch, Kathleen, et al. Filed by Danehower, David R., et al. Filed JPMorgan Chase Bank N.A. Acby Federal National Mortgage As- tion: seeks to foreclose on a mortsociation. Action: seeks to foreclose gage to secure $245,000 affecting on a mortgage to secure an unspec- property located at 1956 Longvue ified amount affecting property lo- St., Yorktown Heights 10598. Filed cated at 81 Ridgeland Road, South April 3.

Salem 10590. Filed April 2.

Mancino, Dominick, et al. Filed Deen, Cynthia A., et al. Filed by by Wells Fargo Bank N.A. Action: JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to seeks to foreclose on a mortgage to secure $368,000 affecting property secure an unspecified amount af- located at 21 E. Clinton St., Valhalla fecting property located at 55 North 10595. Filed April 2.

St., Rye 10580. Filed April 1.

Marshall, Robert, et al. Filed by Delfavero, Rosemarie A., et al. The Bank of New York. Action: Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to seeks to foreclose on a mortgage to secure $392,000 affecting property secure $600,000 affecting property located at 509 N. James St., Peeklocated at 123 East St., South Salem skill. Filed April 1.

10590. Filed April 1.

Moore, Cadwell Cleon, et al. Filed Erick, Dawn, aka Dawn Doll, et by U.S. Bank N.A. Action: seeks to al. Filed by Wells Fargo Bank N.A. foreclose on a mortgage to secure Action: seeks to foreclose on a $350,800 affecting property located mortgage to secure $293,040 affect- at 409 Union Ave., Mount Vernon ing property located at 2842 Brook- 10550. Filed April 2. field Drive, Yorktown Heights 10598. Filed April 3.

Penna, Lucy M., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 82 Hanson Lane, New Rochelle 10804. Filed April 2.

Pierce, Giselle, et al. Filed by The Bank of New York. Action: seeks to foreclose on a mortgage to secure $451,405 affecting property located at 68 Brookside Ave., Mount Vernon 10553. Filed April 1.

Sanhueza, Miguel A., et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 412 Benedict Ave., Unit 5C, Tarrytown 10591. Filed April 3.

Simoes, Isabel, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $131,250 affecting property located at 61 Morningside Ave., Yonkers 10703. Filed April 1.

Smith, Derek, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $628,000 affecting property located at 111 Soundview Ave., Rye 10580. Filed April 1.

Inland Diversified Real Estate Trust, as owner. $20,603 as claimed

by Vamco Sheet Metal Inc., Cold Springs. Property: in White Plains.

Filed Aug. 5.

Simon Property Group Inc., as owner. $281 as claimed by Thru Watkins, Ralph, et al. Filed by Way Plumbing and Heating Inc., Deutsche Bank National Trust Mahopac. Property: in White Co. Action: seeks to foreclose on Plains. Filed Aug. 6. a mortgage to secure $530,000 affecting property located in Mount United States Mineral ProdVernon. Filed April 3. ucts, as owner. $11,583 as claimed

by Main St WP Hotel Associates Wood, Peter Teh Hui, et al. Filed L.L.C., Stanhope, N.J. Property: in

by Wells Fargo Bank N.A. Action: White Plains. Filed Aug. 5. seeks to foreclose on a mortgage to secure $608,000 affecting property Vernon Associates L.L.C., as located at 25 Sprague Road, Scars- owner. $1,286 as claimed by Thru dale 10583. Filed April 1.

Way Plumbing and Heating Inc., Mahopac. Property: in Eastchester.

Filed Aug. 6.

Ramkissoon, Hemoutie, et al.

Filed by Bank of America N.A. AcMechanic’s Liens tion: seeks to foreclose on a mortgage to secure $381,000 affecting 26 So Highland Ave L.L.C., as property located at 311 N. Seventh owner. $19,533 as claimed by Ave., Mount Vernon 10550. Filed Northeast Construction Industries, April 3.

Newburgh. Property: in Ossining.

Filed Aug. 8.

Salehzadeh, Ahmad, et al. Filed

by Wells Fargo Bank N.A. Action: CBMH Property Inc., as owner. seeks to foreclose on a mortgage to $16,000 as claimed by Mctag secure $176,000 affecting property Construction L.L.C. Property: in located at 312 Main St., Apt. 5C, Mount Vernon. Filed Aug. 6.

White Plains 10601. Filed April 3.

Sands Sheila, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $303,466 affecting property located at 224 Highridge Court, Peekskill 10566. Filed April 3.

Homestead Owners Corp., as owner. $31,327 as claimed by New York Windows and Doors Inc. Property: in Greenburgh. Filed Aug. 7.

Dore, Charles, et al, as owner. $6,750 as claimed by Builder Services Group Inc., Wappingers Falls.

Property: in Rye. Filed Aug. 9.

Williams, Jonathan P., et al, as owner. $770 as claimed by Rooter Plumbing Hudson Valley Inc., Pleasant Valley. Property: in Bedford. Filed Aug. 9.

New Businesses This paper is not responsible for typographical errors contained in the original filings.

Sole Proprietorships

Dunham, Denise, et al, as owner. AF Balloons, 133 Devoe Ave., Yon$2,200 as claimed by Ted Turner kers 10705, c/o Anthony Fideleo.

Painting. Property: in Cortlandt. Filed July 31.

Filed Aug. 6.

Amy Barone Skin Solutions, 851 East Ridge Properties L.L.C., as Hardscrabble Road, Chappaqua owner. $24,000 as claimed by Pla- 10514, c/o Amy Edythe Barone. teau Painting Company Inc., Ma- Filed July 30. maroneck. Property: in Lewisboro.

Cozy Cosmic, 35 E. Cedar St., Filed Aug. 5.

Mount Vernon 10552, c/o Todd Forest City Enterprises Inc., as Roberts. Filed July 31. owner. $352 as claimed by Thru Way Plumbing and Heating Inc., Cross River Games, 9 Waccabuc Mahopac. Property: in Yonkers. Road, Goldens Bridge 10526, c/o Douglas Pope. Filed July 30.

Filed Aug. 6.

Galleria Mall Space 374, as owner. $7,473 as claimed by Delta Electric Inc., Yonkers. Property: in White Plains. Filed Aug. 6.

D’Vinci Painting Co., 9 Euclid Place, Apt. 2, New Rochelle 10805, c/o Rocael Bonilla Carpio. Filed Aug. 1.

GNC Yonkers Realty L.L.C., as Designers at Large, 97 Bruce Ave., owner. $10,580 as claimed by Certi- Apt. 2A, Yonkers 10705, c/o Al-Nisa fied Services of NY Inc., Holbrook. Harris. Filed July 30.

Property: in Yonkers. Filed Aug. 6.

WCBJ • August 19, 2013

23

FACTS&FIGURES Patents

Dufe Group, 18 Culver St., Yonkers 10705, c/o Christopher Wilson.

Filed July 30.

The following patents were issued by the U.S. Patent and Trademark OfEagle Contracting, 11 N. Dutcher fice in Washington, D.C. St., Irvington 12532, c/o Ricky Bucci. Filed July 30.

Automatic cloud provisioning based on related Internet news FLT Exterior, 149 Elm St., Yonkers and social network trends. Pat10701, c/o Felipe Aguaiza. Filed ent no. 20130205027 issued to Kelly Aug. 1.

Abuelsaad, Poughkeepsie; Shane B. McElligott, Apex, N.C.; Hien Q. Gabriel Sweets, 409 Chappaqua Nguyen, Beaverton, Ore.; and SuRoad, Briarcliff Manor 10510, c/o san M. Romero, Bergenfield, N.J. Assigned to International BusiVictoria Cocozza. Filed July 30. ness Machines Corp., Armonk.

Kevin Davis General Contractors, 4 College Hill Road, Mon- Detecting malicious software. trose 10548, c/o Kevin Davis. Filed Patent no. 20130205396 issued to Douglas N. Franklin, Atlanta, Ga. July 31.

Assigned to International BusiLisa Grant, 543 Main St., No. 407, ness Machines Corp., Armonk.

New Rochelle 10801, c/o Lisa Grant Extending cache for an external DeGraffenreidt. Filed July 31. storage system into individual Maryanny Cleaning Service, 20 servers. Patent no. 20130205078 Loring Ave., Apt. 1, Yonkers 10704, issued to Lee D. Cleveland, West Concord, Minn.; John C. Elliott, c/o Ana Inva. Filed July 31.

Tucson, Ariz.; Yu-Cheng Hsu, Tucson, Ariz; and Andrew D. Walls, San Papa Hawk, 41 Point St., Yonkers Jose, Calif. Assigned to Interna10701, c/o Nathaniel Goldberg. tional Business Machines Corp., Filed July 30.

Armonk.

Striving For Excellence, 43 Bronx River Road, Apt. 5M, Yonkers 10704, c/o Layla Qaabidh.

Filed July 30.

The Bach Group, 180 W. Post Road, White Plains 10606, c/o Michael Bach. Filed July 31.

Tic Tac Towing, 10 Ward Place, Ossining 10562, c/o Paulo J. Pires.

Filed July 30.

Valentine Music Productions, 17 Prince St., Hastings-on-Hudson 10706, c/o Joseph Peter Valentine.

Filed July 31.

Vida Es Salud, 6 Lockwood Ave., New Rochelle 10801, c/o Juan Concha. Filed July 31.

Yellowtail Express, 41 Randolph St., Apt. 1, Yonkers 10705, c/o Mitzy Catherine Placencia. Filed Aug. 1.

Reducing application startup time by optimizing spatial locality of instructions in executables.

Patent no. 20130205287 issued to Vishal Chittranjan Aslot, Austin, Texas; and Aravinda Prasad, Mysore, India. Assigned to International Business Machines Corp., Armonk.

Threat detection in a dataprocessing system. Patent no.

20130205394 issued to Joshua Koudys, Richmond Hill, Calif.; and Andres H. Voldman, Markham, Calif. Assigned to International Business Machines Corp., Armonk.

HUDSON VALLEY Building Loans Below $1 million

Broich, Michael L., et al, Campbell Hall, as owner. Lender: Walden Formal analysis of the quality Savings Bank, Montgomery. Propand conformance of informa- erty: in Hamptonburgh. Amount: tion flow downgraders. Patent $319,750. Filed Aug. 8. no. 20130205391 issued to Ryan J. Berg, Sudbury, Mass.; Pistoia Hoffman, Edward, et al, Central Marco, Amawalk; Takaaki Tatei- Valley, as owner. Lender: Ulster shi, Yamato-shi, Japan; Stephen D. Savings Bank, Kingston. Property: Teilhet, Milford, N.H.; and Omer 4 Lewis Lane, Woodbury 10917.

Tripp, Har-Adar, Ill. Assigned to Amount: $169,500. Filed Aug. 9.

International Business Machines Corp., Armonk.

Lanwin Forest Ridge L.L.C., Croton-on-Hudson, as owner.

Increasing availability of an in- Lender: TEG Federal Credit Union, dustrial control system. Patent Poughkeepsie. Property: Copper no. 20130205393 issued to Karim Rock Road, Newburgh. Amount: Hamzaoui, Yamato, Japan; Shohei $301,450. Filed Aug. 6.

Hido, Yamato, Japan; Shoko Suzuki, Yamato, Japan; and Sachiko Yoshihama, Yamato, Japan. As- Mid Hudson Development signed to International Business Corp., as owner. Lender: Rhinebeck Bank. Property: in Wappinger.

Machines Corp., Armonk.

Amount: $442,000. Filed Aug. 9.

Policy and compliance management for user provisioning systems. Patent no. 20130205365 issued to Christopher Y. Choi, Southport, Australia; and Neil I. Readshaw, Parkwood, Australia.

Assigned to International Business Machines Corp., Armonk.

RAID array transformation.

Patent no. 20130205086 issued to Joanna K. Brown, Hursley, Great Britain; Matthew J. Fairhurst, Hursley, Great Britain; William J. Scales, Hursley, Great Britain; and Mark B. Thomas, Southampton, Great Britain. Assigned to International Business Machines Corp., Armonk.

24 August 19, 2013 • WCBJ

Excaliber 7 Inc., New Paltz. Seller: Windsor Enterprises Inc., New Windsor. Property: in New Windsor. Amount: $2 million. Filed Aug. 9.

Federal National Mortgage Association. Seller: Lori Hylton, et al, Nyack. Property: 18 Amazon Road, Carmel 10512. Amount: $242,140.

Filed July 31.

Fraser Conservation L.L.C., Bronxville. Seller: Morse-Shekomeko Realty Corp., Encino, Calif.

Property: in North East. Amount: $4.3 million. Filed Aug. 6.

Fraser Conservation L.L.C., Bronxville. Seller: Chippawalla Properties Inc., Wingdale. Property: Route 22, Wingdale 12594.

Amount: $100,000. Filed Aug. 7.

Hammersley Hill Farms L.L.C., Bronxville. Seller: Randy L. Levine, et al, New York City. Property: in Pawling. Amount: $1 million. Filed Aug. 2.

Guardian Home Builders L.L.C., Katonah. Seller: Windward Holding Corp., Bedford Hills. Property: 361 Route 311, Patterson. Amount: $215,000. Filed Aug. 1.

HPT TA Properties Trust, Newton, Mass. Seller: Maybrook Realty Inc., Rochester. Property: in Montgomery. Amount: $5.7 million.

Filed Aug. 12.

HR Marketing Corp., Monroe.

Seller: Shulem Lowinger, Monroe.

Property: 28 Van Buren Drive, Unit 201, Monroe. Amount: $85,000.

Filed Aug. 8.

Rock Real Estate Holdings L.L.C., Coral Gables, Fla. Seller: John Hecker, New York City. Property: 604 N. Lake Blvd., Mahopac 10541.

Amount: $1.3 million. Filed Aug. 8.

Hudson Valley Federal Credit Union, Poughkeepsie. Seller: Terry D. Horner, Poughkeepsie. Property: 19 Willow Drive, Hopewell Junction.

Amount: $541,500. Filed Aug. 9.

Below $1 million 1702 Tanager Road L.L.C., Monroe. Seller: John O’Connell, Larchmont. Property: in Blooming Grove. Amount: $58,000. Filed Aug. 9.

185 Grange Road L.L.C., Otisville.

Seller: Terry L. Cosh, Gardiner.

Property: in Deepark. Amount: $19,000. Filed Aug. 7.

24-27 Lakeside Road Inc., Mahopac. Seller: Robert M. Mazzone, et al, Armonk. Property: in Carmel.

Amount: $350,000. Filed Aug. 8.

Capital One N.A. Seller: Niki Pagones, Wappingers Falls. Property: 140 Creekside Road, Hopewell Junction 12533. Amount: $729,000.

Filed Aug. 2.

Colonial Builders Excavation Tokar, Anatoly, et al, as owner. Inc., Fishkill. Seller: Darren Treacy, Lender: M&T Bank. Property: in Beacon. Property: in Wappinger.

Minisink. Amount: $231,740. Filed Amount: $100,000. Filed Aug. 7.

Aug. 7

Deeds Above $1 million Entergy Nuclear Indian Point 2 L.L.C., New Orleans, La. Seller: Mary Ellen Finger, Cold Spring.

Property: in Philipstown. Amount: $1 million. Filed Aug. 5.

Deutsche Bank National Trust Co. Seller: Renee R. Epple, et al, Los Angeles, Calif. Property: 66 Murray Drive, Chester 10918. Amount: $756,026. Filed Aug. 12.

EP and JL Properties Inc., Walden. Seller: Carole Sutton, Middletown. Property: 112 Sunrise Park Road, New Hampton 10958.

Amount: $90,000. Filed Aug. 7.

Sirva Relocation Properties L.L.C. Seller: Robert E. Greene III, Greenwood Lake. Property: 333 E. Shore Road, Greenwood Lake, 10925. Amount: $200,000. Filed Aug. 8.

Six South East Corp., South Salem. Seller: Rebecca Jean Realty L.L.C., Pawling. Property: 2525 Carmel Ave., Brewster 10509.

Amount: $222,788. Filed Aug. 8.

Small World Properties L.L.C., Poughkeepsie. Seller: Thomas Piazza, et al, Hopewell Junction. Property: in Poughkeepsie. Amount: $120,000. Filed Aug. 7.

The 3 Italians L.L.C., Syosset.

Seller: Rocco Marchese, et al, Whitestone. Property: Briggs Highway Extension, Wawarsing 12435.

Amount: $65,000. Filed Aug. 2.

The Bank of New York Mellon.

Seller: Charles McKenna, et al, Chappaqua. Property: 5708 Chelsea Cove Drive North, Hopewell Junction 12533. Amount: $135,000.

Lincoln 40 L.L.C., Poughkeepsie. Filed Aug. 8.

Seller: Deutsche Bank National Trust Co. Property: 40 Lincoln Ave., The Bank of New York Mellon.

Poughkeepsie 12601. Amount: Seller: Joseph P. Abinanti, Scars$74,500. Filed Aug. 6. dale. Property: 64 Watermelon Hill Road, Mahopac. Amount: Marketplace at Newburgh L.L.C., $541,478. Filed Aug. 7.

Elmsford. Seller: The People of the State of New York, Albany. The County of Ulster, Kingston.

Property: in Newburgh. Amount: Seller: Joan Ann Ryan, Wawarsing. $106,000. Filed Aug. 8.

Property: in Wawarsing. Amount: $159,500. Filed Aug. 5.

Mayzn Inc., Monsey. Seller: Michael Moraski, et al, New Hampton. Tinker Street Properties L.L.C., Property: 130 Linden Ave., Middle- Woodstock. Seller: Jay Limbaugh, town 10940. Amount: $65,000. New York City. Property: in WoodFiled Aug. 12. stock. Amount: $705,000. Filed Aug. 2.

Mid-Hudson Valley Federal Credit Union, Kingston. Seller: Tri State Homes L.L.C., WappingPound Ridge Economic Develop- ers Falls. Seller: James A. Purdy, ment L.L.C., White Plains. Prop- et al, New York City. Property: in erty: 85 Mill Hill Road, Woodstock Wappinger. Amount: $155,000.

12498. Amount: $560,000. Filed Filed Aug. 5.

Aug. 5.

Ulster Homes L.L.C., Willow.

Mkek L.L.C., Hopewell Junction. Seller: RBS Citizens N.A. Property: Seller: Jeanne Blauschild, Fishkill. 159 Upper Boiceville Road, BoicevProperty: 19 Vandidoort Drive, ille 12412. Amount: $111,000. Filed Unit 3A, Fishkill 12524. Amount: Aug. 8. $93,000. Filed Aug. 9.

Village of Monroe, Monroe. Seller: PGD Holding Inc., New Paltz. Sell- Adam Jay Enterprises Ltd., Weston, er: Frederick J. Bunt, Kerhonkson. Fla. Property: Millpond Parkway, Property: in Rochester. Amount: Monroe 10950. Amount: $150,000. $417,500. Filed Aug. 8.

Filed Aug. 8.

Prosave Development Inc., Montebello. Seller: Judith Lynn Lubinsky, Campbell Hall. Property: in Warwick. Amount: $260,000. Filed Aug. 12.

Watertight Plumbing and Heating Inc., Red Hook. Seller: Peter T. Hilser, et al, Red Hook. Property: in Red Hook. Amount: $195,000.

Filed Aug. 6.

Weichert Relocation Resources Inc., Morris Plains, N.J. Seller: Lawrence M. Coyle, Fishkill. Property: 1051 Dutcher Drive, Unit 375, Fishkill 12524. Amount: $315,000. Filed Aug. 8.

Coast 2 Coast Solution Inc., Wallkill. $111 in favor of the New York State Department of Taxation and Finance, Albany. Filed Aug. 5.

Keshva Inc., Newburgh. $289 in favor of the New York State Department of Taxation and Finance, Albany. Filed Aug. 12.

Rascal’s Bar and Grille Ltd., New Paltz. $468 in favor of the New York State Department of Taxation and Finance, Albany. Filed Aug. 5.

Ten-Rus Realty Corp., Spring Glen. $929 in favor of the New York State Department of Taxation and Finance, Albany. Filed Aug. 5.

Cootie Music Inc., Middletown. $133 in favor of the New York State Department of Taxation and Finance, Albany. Filed Aug. 12.

La Mexicana Deli Inc., Middletown. $2,824 in favor of the New York State Department of Taxation and Finance, Albany. Filed Aug. 2.

Robert A. Howell Landscaping, Warwick. $1,227 in favor of the New York State Department of Taxation and Finance, Albany. Filed Aug. 12.

V.A.M. of New York Inc., Washingtonville. $128 in favor of the New York State Department of Taxation and Finance, Albany. Filed Aug. 2.

Country Farm Market Inc., MidA and D Landscaping Inc., New dletown. $2,868 in favor of the New Paltz. $2,770 in favor of the New York State Department of Taxation York State Department of Taxation and Finance, Albany. Filed Aug. 12. and Finance, Albany. Filed Aug. 5.

Royal Acres Inc., Middletown. $1,472 in favor of the New York State Department of Taxation and Finance, Albany. Filed Aug. 2.

Village Ford of Pine Bush NY Inc., Pine Bush. $444 in favor of the New York State Department of Taxation and Finance, Albany. Filed Aug. 2.

ADR Software Corp., Middletown. $507 in favor of the New York State Department of Taxation and Finance, Albany. Filed Aug. 2.

S.D. Diamond NY Inc., Monroe. $1,647 in favor of the New York State Department of Taxation and Finance, Albany. Filed Aug. 12.

Judgments

All Prime International Ltd., Monroe. $899 in favor of the New York State Department of Taxation and Finance, Albany. Filed Aug. 2.

Alliance Excavating Corp., Goshen. $362 in favor of the New York State Department of Taxation and Finance, Albany. Filed Aug. 12.

Aroma Thyme Bistro Inc., Ellenville. $502 in favor of the New York State Department of Taxation and Finance, Albany. Filed Aug. 5.

As Dogs, Ellenville. $1,107 in favor of the New York State Department of Taxation and Finance, Albany.

Filed Aug. 5.

Aspen 2 Inc., Middletown. $6,250 in favor of the New York State Department of Taxation and Finance, Albany. Filed Aug. 12.

Balmville Collision Inc., Newburgh. $352 in favor of the New York State Department of Taxation and Finance, Albany. Filed Aug. 2.

Boiceville Inn, Boiceville. $787 in favor of the New York State Department of Taxation and Finance, Albany. Filed Aug. 5.

Brian Reilly and Son Inc., Cornwall-on-Hudson. $501 in favor of the New York State Department of Taxation and Finance, Albany. Filed Aug. 2.

Cheryl’s Fried Fish L.L.C., Middletown. $1,749 in favor of the New York State Department of Taxation and Finance, Albany. Filed Aug. 12.

Chester Valley Inc., Chester. $154 in favor of the New York State Department of Taxation and Finance, Albany. Filed Aug. 2.

Lopiccolo Inc., d.b.a. Antonia’s Italian Restaurant and Pizzeria, Pine Bush. $7,675 in favor of the New York State Department of Taxation and Finance, Albany. Filed Custom Worx, Kingston. $839 in Aug. 2. favor of the New York State Department of Taxation and Finance, Al- Mate Check Inc., Newburgh. bany. Filed Aug. 5. $1,449 in favor of the New York State Department of Taxation and Dabroski Brothers Inc., Wallkill. Finance, Albany. Filed Aug. 2. $64,280 in favor of the New York State Department of Taxation and MG Trattoria Inc., d.b.a. Mario’s Finance, Albany. Filed Aug. 12.

Trattoria, Kingston. $7,038 in favor of the New York State DepartDanielle’s II L.L.C., Clintondale. ment of Taxation and Finance, Al$1,534 in favor of the New York bany. Filed Aug. 5.

State Department of Taxation and Finance, Albany. Filed Aug. 5.

Mid-Hudson Mobile Pressure Wash Inc., Highland. $2,008 in Eastgate Builders Corp., Chester. favor of the New York State Depart$542 in favor of the New York State ment of Taxation and Finance, AlDepartment of Taxation and Fi- bany. Filed Aug. 5. nance, Albany. Filed Aug. 2.

Nature’s View and Son L.L.C., Fallsy Inc., d.b.a. Bistro Moun- Warwick. $778 in favor of the New tain Store, Gardiner. $3,160 in York State Department of Taxation favor of the New York State De- and Finance, Albany. Filed Aug. 2. partment of Labor Unemployment Insurance Division, Albany. Filed New Shuman Enterprises Inc., Aug. 5.

Monroe. $231 in favor of the New York State Department of Taxation Gautam Corp., Kingston. $552 in and Finance, Albany. Filed Aug. 12. favor of the New York State Department of Taxation and Finance, Al- Newburgh Steel Products Inc., bany. Filed Aug. 5.

Newburgh. $478 in favor of the New York State Department of Greiner Brothers Farms Inc., Taxation and Finance, Albany. Filed Marlboro. $1,968 in favor of the Aug. 2.

New York State Department of Taxation and Finance, Albany. Filed Nonna Lucia Ristorante L.L.C., Aug. 5.

Middletown. $289 in favor of the New York State Department of Homer’s Coffee Shop L.L.C., Port Taxation and Finance, Albany. Filed Jervis. $18,311 in favor of the New Aug. 12.

York State Department of Taxation and Finance, Albany. Filed Aug. 12. Northeast Advance Technologies Inc., Cornwall. $647 in favor of Jewelkids Inc., Monroe. $458 in the New York State Department of favor of the New York State Depart- Taxation and Finance, Albany. Filed ment of Taxation and Finance, Al- Aug. 2. bany. Filed Aug. 12.

Plaques N More Inc., Monroe. $1,612 in favor of the New York JGGJ Inc., Warwick. $377 in favor of the New York State Department State Department of Taxation and of Taxation and Finance, Albany. Finance, Albany. Filed Aug. 12.

Filed Aug. 2.

Popoli Service Station Inc., MidKaufmann’s Service Station dletown. $4,129 in favor of the New L.L.C., Montgomery. $826 in favor York State Department of Taxation of the New York State Department and Finance, Albany. Filed Aug. 12. of Taxation and Finance, Albany.

Filed Aug. 12.

S.K. Supplies Inc., Blooming Grove. $207 in favor of the New York State Department of Taxation and Finance, Albany. Filed Aug. 12.

Saugerties Pizza Inc., d.b.a. Village Pizzeria, Saugerties. $856 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Aug. 5.

Sears Restaurant Supplies II Inc., Newburgh. $292 in favor of the New York State Department of Taxation and Finance, Albany. Filed Aug. 2.

Begley, Christa A., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 1 Brewster Court, Washingtonville 10992.

Filed May 29.

Beneway, Mark Vincent, et al.

Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $243,569 affecting property located at 1317 Peekskill Hollow Road, Carmel 10512.

Filed Aug. 1.

Briggs, Teresa, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage Lis Pendens to secure an unspecified amount affecting property located at 265 The following filings indicated a legal Spook Hole Road, Ellenville 12428. action has been initiated, the out- Filed Aug. 8. come of which may affect the title to the property listed.

Catizone, Tara M., et al. Filed by Abel, David, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $170,000 affecting property located at 14 Kensington Way, Apt. 23, Wallkill 10940. Filed May 29.

Alequin, Hilda E., et al. Filed

by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $178,750 affecting property located at 36 Richman Ave., Newburgh 12550.

Filed May 31.

Simon’s Insurance Group Inc., Monroe. $2,046 in favor of the New Alers, Jose, et al. Filed by Bank York State Department of Taxation of America N.A. Action: seeks to and Finance, Albany. Filed Aug. 2. foreclose on a mortgage to secure $345,000 affecting property locatSonnerie Fashion Inc., Monroe. ed at 20 Knollcrest Road, Carmel $104 in favor of the New York State 10512. Filed Aug. 2.

Department of Taxation and Finance, Albany. Filed Aug. 2.

Amoah, Christine, et al. Filed

by Wells Fargo Bank N.A. Action: St. Andrew’s Italian Deli Inc., seeks to foreclose on a mortgage Newburgh. $6,577 in favor of the to secure an unspecified amount New York State Department of affecting property located at 306 Taxation and Finance, Albany. Filed Saracino Drive, Maybrook 12543.

Filed June 3.

Aug. 12.

Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 504 Guymard Turnpike, Middletown 10940. Filed May 29.

Chen, Benjamin C., et al. Filed

by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $425,000 affecting property located at 66 Bullet Hole Road, Mahopac 10541. Filed Aug. 2.

Chen, Da, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 24 Mayer Drive, Highland 12528. Filed Aug. 6.

Churko, Brian P., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 1615 Mountain Road, Mount Hope 10963. Filed May 31.

Condoluci, Marie, et al. Filed by Wells Fargo Bank N.A. Action: Steelways Holdings Group Inc., Augustine, Timothy E., et al. Filed seeks to foreclose on a mortgage Newburgh. $3,432 in favor of the by Citimortgage Inc. Action: seeks to secure an unspecified amount New York State Department of to foreclose on a mortgage to secure affecting property located at 4228 Taxation and Finance, Albany. Filed $338,000 affecting property located Summerville Way, Chester 10918. at 10 Nancy Road, Brewster 10509. Filed May 29.

Aug. 12.

Filed Aug. 6.

Swish Data Corp., Warwick. $7,261 in favor of the New York Baumgarten, Lori M., et al.

State Department of Taxation and Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a Finance, Albany. Filed Aug. 12. mortgage to secure $280,000 affecting property located at 24 TC Landscaping, New Windsor. Bull Mine Road, Blooming Grove $179 in favor of the New York State 10914. Filed June 3.

Department of Taxation and Finance, Albany. Filed Aug. 12.

Cruz, Luis, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $222,000 affecting property located at 32 Rainbow Drive, Wallkill 12589. Filed Aug. 8.

WCBJ • August 19, 2013

25

FACTS&FIGURES Darmstadt, Kenneth R., individually and as surviving spouse of Michele Darmstadt, et al. Filed

by M&T Bank. Action: seeks to foreclose on a mortgage to secure $60,000 affecting property located at 163-169 First Ave., Kingston 12401. Filed Aug. 7.

Flynn, Ellen, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $107,000 affecting property located at 63 Livingston Road, Carmel 10512. Filed July 31.

Gremmert, Mark, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $140,000 affecting property located at 145 W. Main St., Walden 12586. Filed May 31.

Franco, Carlos, et al. Filed by Nationstar Mortgage L.L.C. Action: Davis, Laura, et al. Filed by Bank seeks to foreclose on a mortgage of America N.A. Action: seeks to to secure $302,639 affecting propforeclose on a mortgage to secure erty located at 28 Windwood Drive, $316,650 affecting property located Newburgh 12550. Filed June 3. at 76 Bryant Trail, Carmel 10512.

Filed Aug. 6.

Frazer, Chris, et al. Filed by Beneficial Homeowner Service Corp.

Dietz, Christopher M., et al. Filed Action: seeks to foreclose on a

by Bank of America N.A. Action: mortgage to secure $160,000 affectseeks to foreclose on a mortgage to ing property located at 86 Orange secure $286,700 affecting property St., Port Jervis 12771. Filed May 29. located at 167 Lake Drive, Mahopac 10541. Filed Aug. 8.

Frontera, Sherry D., et al. Filed by Mid-Hudson Valley Federal Credit Dipietro, Laurie M., et al. Filed Union. Action: seeks to foreclose on

by Residential Credit Solutions a mortgage to secure $121,050 afInc. Action: seeks to foreclose on a fecting property located at 58 Pine mortgage to secure $272,000 affect- St., Kingston 12401. Filed Aug. 6. ing property located at 24 Harvard Drive, Carmel 10512. Filed Aug. 7. Fuller, Roger, et al. Filed by JPMorgan Chase Bank N.A. Action: Dougherty, Mary Ellen T., et al. seeks to foreclose on a mortgage to Filed by Suntrust Mortgage Inc. Ac- secure $182,200 affecting property tion: seeks to foreclose on a mort- located at 11 Myrtle Ave., Port Jervis gage to secure $275,000 affecting 12771. Filed May 28. property located at 1206 Scarborough Drive, Brewster 10509. Filed Galazzo, Barbara, et al. Filed by July 29.

The Bank of New York Mellon Trust Company N.A. Action: seeks Dowling, Rosa A., et al. Filed by to foreclose on a mortgage to secure the State of New York Mortgage an unspecified amount affecting Agency. Action: seeks to foreclose property located at 352 Main St., on a mortgage to secure an unspec- Nelsonville 10516. Filed July 31. ified amount affecting property located at 9 Hi Lo Drive, Campbell Garrett, George L., et al. Filed by Hall 10916. Filed May 31.

Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure Elezovic, Petar, et al. Filed by U.S. $240,052 affecting property located Bank N.A. Action: seeks to fore- at 64 Hutton St., Kingston 12401. close on a mortgage to secure an Filed Aug. 6. unspecified amount affecting property located at 297 First St., New- Golden, Rodney, et al. Filed by burgh 12550. Filed May 30.

Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure Faello, Joanna, et al. Filed by Wells $280,000 affecting property located Fargo Bank N.A. Action: seeks to at 23 Prince Lane, Mahopac 10541. foreclose on a mortgage to secure Filed July 30. $287,910 affecting property located at 10 Willow Lane, Campbell Hall Gonzalez, Carlos, et al. Filed by H 10916. Filed May 31. & R Block Bank. Action: seeks to foreclose on a mortgage to secure Fatemi, Ali, et al. Filed by The $112,000 affecting property located Bank of New York Mellon. Action: at 36 Sylvan Trail, Monroe 10950. seeks to foreclose on a mortgage to Filed June 3. secure $980,000 affecting property located at 60 Alexander Drive, Tux- Gray, Gail, et al. Filed by Beneficial edo 10987. Filed May 28.

Homeowner Service Corp. Action: seeks to foreclose on a mortgage to Feminella, Thomas J., et al. Filed secure $248,853 affecting property

by Aurora Loan Services L.L.C. Ac- located at 9 Christopher Ave., Hightion: seeks to foreclose on a mort- land 12528. Filed Aug. 7. gage to secure $332,000 affecting property located at 15 Sunset Place, Mahopac Falls 10542. Filed Aug. 1.

Gross, Joseph, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $132,000 affecting property located at 9 Grove St., Middletown 10940. Filed May 28.

26 August 19, 2013 • WCBJ

Hertel, Jason S., et al. Filed by JPMC Specialty Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $87,150 affecting property located at 8 Lower Brook Road, Sparrow Bush 12780.

Filed May 31.

Hill, Anjanette, et al. Filed by the State of New York Mortgage Agency. Action: seeks to foreclose on a mortgage to secure $189,150 affecting property located at 54 Williams Ave., Newburgh 12550. Filed May 31.

Houman, Danielle, et al. Filed by the State of New York Mortgage Agency. Action: seeks to foreclose on a mortgage to secure $212,915 affecting property located at 49 Watkins Ave., Middletown 10940.

Filed May 29.

Irish, Robert, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $114,600 affecting property located at 234 Prospect Road, Monroe 10950. Filed May 30.

Jacke, Katherine, et al. Filed by Sutton Funding L.L.C. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 64 Sussex St., Port Jervis 12771. Filed May 29.

Jacob, Joseph, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $182,000 affecting property located at 34 Capron St., Walden 12586.

Filed May 31.

Mackey, Patricia A., et al. Filed

by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $183,500 affecting property located at 107/109 Goshen Turnpike, Bloomingburg 12721. Filed May 28.

Mills, Jordan, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $276,000 affecting property located at 230 Route 32 North, New Paltz 12561. Filed Aug. 5.

Malcolm, Lisa, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 95 Overlook Place, Newburgh 12550.

Filed May 28.

Mocko, Alejandra, et al. Filed

by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $221,600 affecting property located at 20 Albany Post Road, Newburgh 12550.

Filed May 28.

Marinaccio, Nancy, et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $273,750 affecting property located at 2 Mountain Brook Drive, Brewster 10509. Filed Aug. 8.

Moore, Emanuel, et al. Filed by PHH Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $193,899 affecting property located at 3 Jean St., Ellenville 12428. Filed Aug. 5.

Lafontant, Elissaint, et al. Filed by CitiMortgage Inc. Action: seeks to foreclose on a mortgage to secure $234,000 affecting property located at 21 Redwood Drive, Highland Mills 10930. Filed May 28.

Marte, Peter A., et al. Filed by Hometown Bank of the Hudson Valley. Action: seeks to foreclose on a mortgage to secure $395,869 affecting property located at 5 Evergreen Lane, Walden 12586. Filed May 28.

Moscatiello, Kristin, et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $111,110 affecting property located at 6 Ridge Ave., Port Jervis 12771. Filed May 30.

Lalla, Michael, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $204,412 affecting property located at 104 Welfare Road, Brewster 10509. Filed Aug. 8.

Martinez, Jessica, et al. Filed by Provident Bank. Action: seeks to foreclose on a mortgage to secure $196,200 affecting property located at 27 Lexington Ave., No. 6, Harriman 10926. Filed May 31.

Murray, Thomas, et al. Filed by Household Finance Realty Corporation of New York. Action: seeks to foreclose on a mortgage to secure $236,243 affecting property located at 102 Longfellow Drive, Carmel 10512. Filed Aug. 1.

Levenbrown, Isaac, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $3 million affecting property located at 3 Acoma Road, Tuxedo Park 10987. Filed May 31.

McGowan, Christopher W., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $311,054 affecting property located at 24 Oakfield Drive, Patterson 12563. Filed Aug. 8.

Obe, Folusho O., et al. Filed by Fannie Mae. Action: seeks to foreclose on a mortgage to secure $199,400 affecting property located at 51 Jordan Lane, No. 100, Middletown 10940. Filed May 31.

Lizzul, Christine L., et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $175,000 affecting property located at 11 Kimberly Drive, Campbell Hall 10916. Filed May 29.

McGuire, Maria, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $199,300 affecting property located at 208 Logan Lane, Mahopac 10541. Filed Aug. 1.

Pateman, Lana J., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $250,000 affecting property located at 68 Oakridge Drive, Putnam Valley 10579. Filed Aug. 2.

Long, Edward Robert, et al. Filed

by Green Tree Servicing L.L.C. Action: seeks to foreclose on a mortgage to secure $279,755 affecting property located at 20 Algonquin Drive, Newburgh 12550. Filed May 28.

McWilliams, John Charles, et al.

Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $225,908 affecting property located at 3221 Route 212, Bearsville 12409. Filed Aug. 8.

Klemowitz, Joseph, et al. Filed by Bayview Loan Servicing L.L.C. Action: seeks to foreclose on a mortgage to secure $251,000 affecting property located at 14 Woodstock Lane, Middletown 10941. Filed May 28.

Knowles, Gary, et al. Filed by RMS Mortgage Asset Trust 20121. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 219 Elm Road, Mahopac 10541.

Filed Aug. 2.

Kociara, Paul, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $127,840 affecting property located at 11 Chestnut St., Middletown 10940. Filed May 30.

Luchi, Rella O’Connor, et al. Filed Jimenez, Juan, et al. Filed by by PHH Mortgage Corp. Action: U.S. Bank N.A. Action: seeks to seeks to foreclose on a mortgage foreclose on a mortgage to secure to secure $333,700 affecting prop$150,000 affecting property located erty located at 138 Meadow Wood at 49 Carpenter Ave., Newburgh Road, Montgomery 12549. Filed 12550. Filed June 3.

May 29.

Kim, Glenn, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $620,000 affecting property located at 28 Bennington Drive, Highland Mills 10930. Filed May 31.

Meegan, John, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $396,000 affecting property located at 2902 Route 17K, Bullville 10915. Filed June 3.

Millan, Javier O., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $175,022 affecting property located at 56 East Ave., Middletown 10940.

Filed May 31.

Peralta, Daniel, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $297,491 affecting property located at 331 Nina St., New Windsor 12553. Filed May 29.

Pino, Augie, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $300,000 affecting property located at 22 Pembrooke Court, Putnam Valley 10579. Filed July 31.

Reagan, Anne, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $75,000 affecting property located at 11 Princeton Road, Carmel 10512. Filed Aug. 8.

Reyes, Carlos, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $259,560 affecting property located at 64 Overlin Road, Patterson 12563. Filed July 31.

Richardson, Samuel, et al. Filed by the State of New York Mortgage Agency. Action: seeks to foreclose on a mortgage to secure $109,250 affecting property located at 317 Oregon Trail, Pine Bush 12566.

Filed Aug. 8.

Schnitzler, Margalit, et al. Filed by IndyMac Bank F.S.B. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 10 Lizensk Blvd., Unit 301, Monroe 10950.

Filed May 28.

Scialdone, John, et al. Filed by Capital One N.A. Action: seeks to foreclose on a mortgage to secure $650,000 affecting property located at 34 Pheasant Run Road, Putnam Valley 10579. Filed July 30.

Tezzi, Elena M., et al. Filed by Sovereign Bank. Action: seeks to foreclose on a mortgage to secure $209,500 affecting property located at 404 Chestnut Drive, Unit 22, Carmel 10512. Filed Aug. 7.

Saumik Kingston L.L.C., as owner. $34,954 as claimed by Hudson Valley Construction, Saugerties.

Property: Chipotle Mexican Grill Inc., 1221 Ulster Ave., Kingston 12401. Filed Aug. 8.

Underwater Inc., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $166,000 affecting property located at 8-10 Katzman Road, Ellenville 12428. Filed Aug. 8.

Smith, Robert L., et al, as owner. $1,657 as claimed by Rooter Complete Podiatry, 91 Main St., Plumbing Hudson Valley Inc., Pine Bush 12566, c/o Corolinda S. Pleasant Valley. Property: 9 W. Pros- Helu. Filed May 8. pect Ave., Middletown 10940. Filed Aug. 6.

DK Appraisal Consultants, 424 Carpenter Ave., No. 2, Newburgh, c/o David Kohl. Filed May 9.

Seavy, Annmarie, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $64,037 affecting property located at 55 Ruth Court, Middletown 10940. Filed May 28.

Valentin, Isabel, et al. Filed by New Businesses Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount This paper is not responsible for tyaffecting property located at 3 San pographical errors contained in the Antonio Circle, Monroe 10950. original filings.

Filed May 31.

Shepard, Jearline S., et al. Filed

by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $276,250 affecting property located at 93 South St., Middletown 10940. Filed May 30.

Vargas, Roberto, et al. Filed by Doing Business As JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $214,789 affecting Gagan Deli Corp., d.b.a. Maisie’s property located at 55 Valley Ave., Deli, 331 N. Plank Road, Newburgh 12550. Filed May 7.

Newburgh 12550. Filed June 3.

Shin, Paul W.D., et al. Filed by BAC Home Loan Servicing L.P. AcRosa, Luz D., et al. Filed by U.S. tion: seeks to foreclose on a mortBank N.A. Action: seeks to fore- gage to secure $260,000 affecting close on a mortgage to secure an property located at 20 Woodbury unspecified amount affecting prop- Road, Highland Mills 10930. Filed erty located at 5 Allerton Ave., Mid- May 30. dletown 10940. Filed June 3.

Sibiga, Robert, et al. Filed by Wells Rose, Terri E., et al. Filed by Wells Fargo Bank N.A. Action: seeks to Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure foreclose on a mortgage to secure $359,200 affecting property located $238,000 affecting property located at 35 Fowler Ave., Carmel 10512. at 17 Hall Line Drive, Highland Filed Aug. 7.

Mills 10930. Filed May 28.

Singer, Arthur M., et al. Filed by Rota, Kenneth G., et al. Filed by PHH Mortgage Corp. Action: seeks JPMorgan Chase Bank N.A. Action: to foreclose on a mortgage to secure seeks to foreclose on a mortgage to $184,000 affecting property losecure $315,000 affecting property cated at 1098 Route 302, Pine Bush located at 124 Upper Wisner Road, 12566. Filed May 28.

Warwick 10990. Filed May 28.

Smith, Andrew Lawrence, as reRudolph, Kurt, et al. Filed by siduary beneficiary under the last Green Tree Servicing L.L.C. Action: will and testament of Lawrence seeks to foreclose on a mortgage to Edward Smith, et al. Filed by Wells secure $294,700 affecting property Fargo Bank N.A. Action: seeks to located at 32 Kentview Drive, Car- foreclose on a mortgage to secure mel 10512. Filed July 29. an unspecified amount affecting property located at 15 ShinholSalamone, Richard C., et al. Filed low Road, Port Jervis 12771. Filed

by Citimortgage Inc. Action: seeks June 3. to foreclose on a mortgage to secure $337,500 affecting property located Solicito, Peter S., et al. Filed by at 6 Ilion Road, Brewster 10509. MorEquity Inc. Action: seeks to Filed Aug. 2. foreclose on a mortgage to secure $211,000 affecting property located Schildhorn, Marvin, et al. Filed at 1238 Union Ave., Beacon 12508.

by JPMorgan Chase Bank N.A. Ac- Filed May 31. tion: seeks to foreclose on a mortgage to secure $166,500 affecting property located at 6 Browning Terrace, Kingston 12401. Filed Aug. 8.

Wald, Melissa, et al. Filed by Bank of America N.A. Action: seeks to Partnerships foreclose on a mortgage to secure $621,353 affecting property located 2J Entertainment, 3 Walnut St., at 20 Killian Lane, Brewster 10509. Greenwood Lake 10925, c/o Joseph Filed Aug. 8.

P. Russo and John F. Rader. Filed May 2.

Weir, Annmarie, et al. Filed by Wells Fargo Bank N.A. Action: J and M Renovations, P.O. Box seeks to foreclose on a mortgage 339, Accord 12404, c/o Fiona Elto secure an unspecified amount len James and Donald A. Mitchell. affecting property located at 2037 Filed Aug. 7.

Independence Drive, New Windsor 12553. Filed May 29.

Rivera, Annabelle, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $370,900 affecting property located at 402 Balsam Drive, Unit 1A, New Windsor 12553. Filed May 28.

Rivera, Leonardo, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $220,500 affecting property located at 25-25 ½ Wisner Ave., Middletown 10940. Filed May 29.

Mechanic’s Liens

Sole Proprietorships

Aller’s Mow and Blow, 314 Long Golf Plaza Inc., as owner. $182,583 Lane, Bloomingburg 12721, c/o as claimed by Donald J. McCor- Louis Aller Jr. Filed May 9. mick, Poughkeepsie. Property: 6468 Creek Road, Poughkeepsie. Filed Ally Property Services, 8 Carl Place, New Windsor 12553, c/o JuAug. 7. lie Bush. Filed May 7.

Laufer, Issac, as owner. $9,650 as claimed by Designs in Concrete Ball Aviation, 358 Old Stage Road, L.L.C., Old Greenwich, Conn. Saugerties 12477, c/o Gabrielle Property: 120 Strawberry Lane, Christine Ball. Filed Aug. 7.

Newburgh. Filed Aug. 9.

Becker Consulting, 12 Brunel Northeast Industrial Develop- Drive, Boiceville 12412, c/o Victoria ment Corp., as owner. $116,744 as L. Becker. Filed Aug. 7. claimed by Sculpture Realty Inc., Wappingers Falls. Property: West Bella Dipinto, 29 Lake Hill Road, Street Office Park, West Street, Kingston 12401, c/o Sandra T. Newburgh. Filed Aug. 6.

Moore. Filed Aug. 8.

Northern Dutchess Hospital, as BreakThroughM2, 80 N. Montowner. $6,639 as claimed by SRI gomery St., Walden 12586, c/o NaFire Sprinkler L.L.C., Albany. Prop- nette DeGroat. Filed May 2. erty: in Rhinebeck. Filed Aug. 7.

Calamity Press, 19 Oakledge Park, LJB Design Lbtee, 82 Guernsey Saugerties 12477, c/o Kerry Mc- Drive, New Windsor 12553, c/o Quaide. Filed Aug. 7.

Lawrence Brown. Filed May 9.

Catskill Quartet, P.O. Box 262, Newburgh Bible Institute, P.O. Palenville 12463, c/o Rowena J. Box 3011, Newburgh, c/o Dollyann Baldwin. Filed Aug. 5.

Newkirk-Briggs. Filed May 4.

Paralegal Support Services, 237 Toleman Road, Washingtonville, c/o Annette S. Irizarry. Filed May 8.

Peony Design Studio, 7 High Point Mountain Road, West Shokan 12494, c/o Dafne V. DeJesus.

Filed Aug. 8.

DK Glass Services, 343 Orchard Road, Highland 12528, c/o David Primestar Computer Services, 3 K. Dousharm. Filed Aug. 7.

Wisner Court, Warwick 10990, c/o Richard Milici. Filed May 9.

East Coast Gems, 1547 Route 9W, Marlboro 12542, c/o Anthony Sa- Quest MMA, 1070 Greenkill Ave., vino. Filed Aug. 5.

Kingston 12401, c/o Christopher B. Ostoyic. Filed Aug. 5.

Evergreen Co., 337 Cox Road, Pine Bush 12566, c/o Erick M. Perez. Roots to Blossom, 826 Route Filed May 7.

32, Tillson 12486, c/o Maegan L. Schenker. Filed Aug. 7.

Extreme Outdoors, P.O. Box 505, Modena 12548, c/o George D. SenSure Solutions, 14 Hemlock Dougherty Jr. Filed Aug. 7.

Lane, Saugerties 12477, c/o Susan M. Weber. Filed Aug. 8.

Family Tree House Art, 19 Basel Road, Pine Bush 12566, c/o Celeste Sharp Contracting, 472 Beattie Z. Goff. Filed Aug. 8.

Road, Rock Tavern 12575, c/o Evan Barry Gershowitz. Filed May 9.

Fastec, 3503 Whispering Hills, Chester 10918, c/o William R. For- Sierra Properties Management, shaw Jr. Filed May 3.

261 Liberty St., Newburgh, c/o Yvonne M. Melville. Filed May 7.

For Goddesses Only, 56 Shokan Park Road, Shokan 12481, c/o Cait- Slate Hill Nail, Slate Hill Comlin M. Sanzi. Filed Aug. 6. mons, No. 7, 2904 Slate Hill, Wawayanda, c/o Michael Tan Ngo. GuitarZoo.com, P.O. Box 5, Olive- Filed May 9. bridge 12461, c/o Scott Cameron Foster. Filed Aug. 7.

Stuffed Muffin, 75 Susan Drive, Newburgh 12550, c/o Karen L. RitHome Works, 31 Myrtle Ave., New zenthaler. Filed May 7.

Windsor 12553, c/o Jason Cruz.

Filed May 3.

Sud Studs, 58 Main St., Warwick 10990, c/o Greyson Floss. Filed J.M. Precision Welding and Fab- May 7. rication, 60 Peach Place, Middletown 10940, c/o Jose Manuel Pol- Tommy’s Lawn Care, 8 Hall lock. Filed May 7.

Court, Monroe 10950, c/o Thomas P. Murphy. Filed May 9.

Jane Santini, 131 Hunter St., Kingston 12401, c/o Jane Santini. Ulster County Bass Masters, 182 Filed Aug. 7.

Canal St., Kingston 12401, c/o William J. Facompre Jr. Filed Aug. 5.

Jimmy Sabater Jr. Con N.Y. Sabor, 15 Barclay Road, New Windsor 12553, c/o Lorraine Sabater-Nee. Filed May 7.

WCBJ • August 19, 2013

27

NOTICE OF FORMATION of LCLC Family Partners I, LLC Art. of Org filed Secíy of State (SSNY) 6/28/13.

Office location: Westchester Co. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to Louis R. Cappelli, c/o Cappelli Enterprises, Inc., 7 Renaissance Sq. 4th Fl, White Plains, NY 10601. Purpose: any lawful activities. #58842 NOTICE OF FORMATION of LCLC Family Partners II, LLC Art. of Org filed Secíy of State (SSNY) 6/28/13.

Office location: Westchester Co. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to Louis R. Cappelli, c/o Cappelli Enterprises, Inc., 7 Renaissance Sq. 4th Fl, White Plains, NY 10601. Purpose: any lawful activities. #58843 NOTICE OF FORMATION of LCLC Family Partners III, LLC Art. of Org filed Secíy of State (SSNY) 6/28/13.

Office location: Westchester Co. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to Louis R. Cappelli, c/o Cappelli Enterprises, Inc., 7 Renaissance Sq. 4th Fl, White Plains, NY 10601. Purpose: any lawful activities. #58844 NOTICE OF FORMATION of New Roc Bowl & FEC, LLC Art. of Org filed Secíy of State (SSNY) 6/28/13.

Office location: Westchester Co. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to c/o Alfred E. Donnellan, One North Lexington Avenue, White Plains, New York 10601.Purpose: any lawful activities. #58845 Notice of Formation of Yaphank Petroleum LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 6/28/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o The LLC, 555 Columbus Ave., Ste 201, Mt. Vernon, NY 10550. Purpose: any lawful activity. #58846 Notice of Formation of Redís Auto & Truck Parts LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 6/14/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: Anthony L. Meola, 2500 Westchester Ave., Ste. 210, Purchase, NY 10577. Purpose: any lawful activity. #58847 Notice of Formation of SFM CAPITAL I LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 6/5/13.

Office location: Westchester County.

SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 106 Fourth Avenue, Pelham, NY 10803. Purpose: any lawful activity. #58848 Notice of Formation of EVERGREEN BUILDINGS GROUP LLC. Arts. of Org. was filed with SSNY on 7/2/12.

Office location: Westchester County.

SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o Priolet & Associates, P.C., 1025 Westchester Ave. Ste 320, White Plains, NY 10604. Purpose: all lawful activities. #58849

Name of Limited Liability Company (LLC): Daly Installation Services LLC. Date of filing Articles of Organization with the Secretary of State (SSNY) 05/31/2013. The LLC is located in Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The post office address to which the SSNY shall mail a copy of any process against it served is to the principal business location at c/o 165 First Street, Yonkers, NY 10704.

Purpose of business of LLC is any lawful act or activity. #58852 Notice of Formation of 39-45 MAIN STREET, LLC. Arts. of Org. was filed with SSNY on 7/3/13. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served.

SSNY shall mail process to: c/o The LLC, 16 Lawrence St., Mt. Kisco, NY 10549. Purpose: all lawful activities. #58853 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: AUTONOMIC, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 06/04/13. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 28 Kaysal Court, Armonk, NY 10504, (the LLCís primary business location). Purpose: any lawful business activity. #58854 NOTICE OF FORMATION of Collaborative Data Systems and Analytics LLC. Arts. of Org. filed with the Secy of State (SSNY) on 06/20/13. Office location: Westchester County. SSNY has been designated as agent upon whom process against it may be served.

SSNY shall mail a copy of any process against the LLC served upon him C/O the LLC 72 N. State Rd., #115, Briarcliff Manor, NY, 10510.

Purpose of LLC: to engage in any lawful act or activity. #58855 Notice of Formation of Limited Liability Company (LLC). Name: BETTER PRACTICE SOLUTIONS, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 05/25/2013.

Office Location: Westchester County.

SSNY has been designated as agent of LLC upon whom process against it may be served. SSNY shall mail a copy of process to the LLC, 117 South Highland Avenue 4D, Ossining, New York 10562, principal business location of the LLC. Purpose any lawful business activity. #58856 Notice of Formation of Global Physicians Billing and Practice Management LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 6/12/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: Melissa Nieli, 47 Pocono Avenue, Yonkers, NY 10701.

Purpose: any lawful activity. #58857 Notice of Formation of Queens Blvd Petroleum LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 6/28/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o The LLC, 555 Columbus Ave., Ste 201, Mt. Vernon, NY 10550. Purpose: any lawful activity. #58858

LEGAL NOTICES

Notice of Formation of Medici II, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 6/28/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: Carolyn Liebling, 10 Meadow Brook Road, Katonah, NY 10536. Purpose: any lawful activity. #58859

NOTICE OF FORMATION of 329 Midland Avenue Associates, LLC Art. of Org filed Secíy of State (SSNY) 7/3/13. Office location: Westchester Co. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to One Hunter Ave, Armonk, NY 10506. Purpose: any lawful activities. #58867

Notice of Formation of 685 Madison Street LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 6/18/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: Daniel Gabay c/o The LLC, 242 E. 19th St., 7G, NY, NY 10003. Purpose: any lawful activity. #58860

Notice of Formation of 97-101 Reade Street IIC LLC amended to 97-101 Reade Street II LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 7/3/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o The Goldberg Group, One North Broadway, Ste. 400, White Plains, NY 10601. Purpose: any lawful activity. #58868

Notice of Formation of Sefaso, LLC. Arts. of Org. filed with SSNY on 4/4/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to Sefaso,20 Castle Heights Avenue., Tarrytown, New York 10591. Purpose: any lawful act or activity #58861 JAMES JACKSON REALTY, LLC, Arts. of Org. filed with the SSNY on 08/07/2012. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 430 Center Avenue, Mamaroneck, NY 10543. Purpose: Any Lawful Purpose. Latest date upon which LLC is to dissolve: 12-31-2055 #58862 Notice of formation of Pristine Mechanical LLC. Art. of Org. filed with Secretary of State of NY (SSNY) on 4/8/13. Office located in Westchester Co. Principle office of LLC: 462 S Columbus Ave, Mt. Vernon, NY 10553. SSNY designated as agent upon which process may be served. SSNY shall mail a copy of any process against it served upon him/her to: c/o United States Corporation Agents, Inc., 7014 13th Ave, Suite 202 Brooklyn, NY 11228, upon whom and at which process against the LLC may be served.

Purpose: Any Lawful Act #58863 Mr. Brown Creative, LLC, Art. of Org. filed with NY Secy. of State on 05/21/13. Office located in Westchester Co. Secy. of State designated as agent upon which process may be served. Secy. of State shall mail a copy of any process against it served upon him/her to: 3 Pleasant Street, Sleepy Hollow NY. LLC may engage in any lawful act or activity for which a limited liability company may be formed. #58864 NOTICE OF FORMATION of 3680 Hill Blvd. Realty LLC Art. of Org filed Secíy of State (SSNY) 7/8/13.

Office location: Westchester Co. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to Christopher J. Sclafani, Mount Kisco Medical Group, P.C., 110 South Bedford Rd, Mount Kisco, NY 10549. Purpose: any lawful activities. #58865 NOTICE OF FORMATION of 400 Park Avenue Associates, LLC Art. of Org filed Secíy of State (SSNY) 7/3/13. Office location: Westchester Co. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to One Hunter Ave, Armonk, NY 10506. Purpose: any lawful activities. #58866

Notice of Formation of North Avenue FundingCo, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 7/2/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o United Corporate Services, Inc., 10 Bank St., Ste. 560, White Plains, NY 10606. Purpose: any lawful activity #58869 Notice of Formation of 245 OLIVIA STREET REALTY LLC. Arts. of Org. filed with the Secy. of State of NY (SSNY) on 5/22/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 5 Bishop Drive South, Rye Brook, NY 10573. Purpose: any lawful act or activity. #58871 Notice of Formation of LSS Advisory Services, LLC Art. Of Org. filed with SSNY on 6/5/13. Office Location: Westchester County. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: PO Box 312, Chappaqua, NY 10514. Purpose: any lawful purpose. #58872 NOTICE OF FORMATION of 140 FA Associates, LLC Art. of Org filed Secíy of State (SSNY) 7/11/13.

Office location: Westchester Co. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to One Hunter Ave, Armonk, NY 10506. Purpose: any lawful activities. #58874 Notice of formation of Limited Liability Company (LLC). STUDIO ALMEIDA, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 06/04/2013. Office location: New Haven County, CT. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: Studio Almeida LLC, 17 Meetinghouse lane, Milford, CT 06460, principal business location of the LLC. Purpose of business of LLC is Architectural Services and any lawful business activity. #58875 Notice of Formation of Pookie Scarsdale LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 6/26/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 322 Columbus Avenue, NY, NY 10023. Purpose: any lawful activity. #58877

RYE TRADING COMPANY LLC, Arts. of Org. filed with the SSNY on 06/21/2013. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to: Schulz & Associates P.C., 225 Broadhollow Road Suite 303, Melville, NY 11747.

Purpose: Any Lawful Purpose. #58878 NOTICE OF FORMATION of THE POINTE DEVELOPMENT GROUP, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 7/1/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 177 Golden Pond Lane, Fairfield, CT 06824. Purpose: any lawful activity.

The LLC is to be managed by one or more managers. #58880 NOTICE OF FORMATION of BOWMAN AVENUE CAPITAL, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 7/8/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 177 Golden Pond Lane, Fairfield, CT 06824. Purpose: any lawful activity.

The LLC is to be managed by one or more managers. #58881 Notice of Formation of EVE LOREN GOLDSTEIN, PSY.D., PLLC. Arts. of Org. was filed with SSNY on 7/15/13. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o 116 Surrey Dr., New Rochelle, NY 10804. Purpose: to engage in the practice of Psychology. #58882 NB Planning, LLC. Arts of Org. filed NY Sec. of State 5/13/13. Princ. off Location: Westchester County. Sec. of State designated as agent of LLC upon whom process against it may be served. Sec of State shall mail a copy of process to the LLC, c/o United States Corporation, Inc., 7014 13th Avenue, Brooklyn, NY 11228.

Purpose: any lawful activity. #58883 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: Silver Fitness LLC. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 05/29/2013. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: Matthew Silver, 5 Bryant Crescent Apt 2M White Plains NY, 10605. Purpose: any lawful business activity. #58884 Notice of formation of BLISSFINITY DESIGN LLC. Art. Of Org. filed with the Sectíy of State of NY (SSNY) on 5/13/2013. Office in Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served.

SSNY shall mail process to the LLC, 480 Riverdale Ave Apt 6P Yonkers, NY 10705. Purpose: Any lawful purpose #58885

NOTICE OF FORMATION OF Registribe LLC. Articles of Organization filed with the Secretary of State of NY (SSNY) on 6/21/2013.

Office location: WESTCHESTER County. SSNY has been designated as agent upon whom process against it may be served. The Post Office address to which the SSNY shall mail a copy of any process against the LLC served upon him/ her is: United States Corporation Agents, Inc. 7014 13th Ave Ste 202 Brooklyn, NY 11228. The principal business address of the LLC is: 3432 Lexington Ave. Mohegan Lake NY 10547 Purpose: any lawful act or activity. #58886 Notice of Formation of Kinzie FundingCo, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 7/10/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o United Corporate Services, Inc., 10 Bank St., Ste. 560, White Plains, NY 10606. Purpose: any lawful activity. #58887 Notice of Formation of THE SCIPIONI GROUP, LLC. Arts. of Org. filed with the Secy. of State of NY (SSNY) on 6/20/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail process to: 4 John St., Tarrytown, NY 10528. Purpose: any lawful act or activity. #58888 Notice of Formation of RJSCHLOS LLC. Art. of Org filed with NY Secretary of State on 6/14/13. Office location: Westchester County. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: 55 Seven Bridges Rd. Chappaqua, NY 10514. Purpose: Any lawful business activity. #58889 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC).

NAME: DOUBLEVISION PHOTOGRAPHERS LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 7/10/13. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, Post Office Box 502, Chappaqua, NY 10514, principal business location of the LLC. Purpose: any lawful business activity. #58890 Notice of Formation of DIMARINO LANDSCAPING LLC. Arts. of Org. was filed with SSNY on 7/17/13.

Office location: Westchester County.

SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o The LLC, 76 Lakeview Ave., W. Harrison, NY 10604. Purpose: all lawful activities. #58891 Notice of substance of the Articles of Organization filed with the New York Secretary of Stateís Office (SSNY) on November 13, 2012 for P.C. Dental Group, PLLC. Principal office: Westchester County.

Business: Dentistry. The SSNY is designated as the agent of the company upon whom process against it may be served. The address to which the SSNY shall mail a copy of any process is: One Gateway Plaza, Port Chester, NY 10573. #58892

Notice of Formation of Whizzpoppers LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 7/15/13.

Office location: Westchester County.

SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o United Corporate Services, Inc., 10 Bank St., Ste. 560, White Plains, NY 10606. Purpose: any lawful activity. #58893 Notice of Formation of WINBROOK PHASE I, L.P. Certificate filed with Secy. of State of NY (SSNY) on 7/17/2013. Office location: Westchester County. SSNY designated as agent of LP upon whom process against it may be served.

SSNY shall mail process to: 551 Fifth Ave., 23rd Fl., NY, NY 10176. Name/ address of each genl. ptr. available from SSNY. Term: until 12/31/2075.

Purpose: any lawful activity. #58894 Notice of Formation of WINBROOK PHASE I DEVELOPER, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 7/17/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail process to: 551 Fifth Ave., 23rd Fl., NY, NY 10176.

Purpose: any lawful activity. #58895 Notice of Formation of WINBROOK PHASE I GP, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 7/17/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 551 Fifth Ave., 23rd Fl., NY, NY 10176. Purpose: any lawful activity. #58896 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: MASS DAVID, LLC. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 06/20/2013. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: Mass David, LLC, 240 South Broadway Apartment 8D, Tarrytown, NY 10591, principal business location of the LLC. Purpose: any lawful business activity. #58897 CAMP HAPPY HOUR LLC. Art. of Org. filed with N.Y. Secy. of State on 6/11/2013. Office located in Westchester Co. Secy of State designated as agent upon which process may be served. SSNY shall mail a copy of process to: c/o United States Corporation Agents, Inc. 7014 13th Avenue, Suite 202, Brooklyn, NY 11228. Purpose: any lawful activity. #58898 Notice of Formation of 3207 TREMONT ASSOCIATES, LLC. Arts. of Org. was filed with SSNY on 7/22/13. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o The LLC, 33 Cassilis Ave., Bronxville, NY 10708. Purpose: all lawful activities. #58899 Notice of Formation of CARLAND REALTY II LLC. Principal office Westchester County. Secretary of State of NY (SSNY) designated as agent for service of process.

SSNY shall mail a copy of any process served against the LLC to 14 Roundabend Road, Tarrytown, NY 10591. Articles of Organization of the LLC filed with the SSNY on July1, 2013. Purpose: Any lawful act(s). #58901

Continued on next page

28 August 19, 2013 • WCBJ

LEGAL NOTICES Continued from previous page Notice of Formation of Bodeeo LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 7/22/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: Capitol Services, Inc., 1218 Central Ave., Ste. 100, Albany, NY 12205.

Purpose: any lawful act or activity. #58902 Notice of Formation of New Trier FundingCo, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 7/22/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o United Corporate Services, Inc., 10 Bank St., Ste. 560, White Plains, NY 10606. Purpose: any lawful activity. #58904 Notice of Formation of Barrington FundingCo, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 7/22/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o United Corporate Services, Inc., 10 Bank St., Ste. 560, White Plains, NY 10606. Purpose: any lawful activity. #58905 Notice of Formation of Nicole Dara, LLC. Office Location: Westchester County, NY. Articles of Organization filed with the Secretary of State of New York (ìSSNYî) on 6/27/2013.

SSNY is designated agent of LLC upon whom process against it may be served, and SSNY shall mail process to Nicole Dara, LLC, 4 Peck Ave., Apt. 42A, Rye, NY 10580. Purpose: any lawful purpose. #58906 Notice of Formation of LAL Medical Synergy, LLC Art. Of Org. filed with SSNY on 7/8/13. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served.

SSNY shall mail process to the LLC, 1729 Summit St. Yorktown Hts, NY 10598. Purpose: any lawful purpose. #58907 NOTICE OF FORMATION of CaroJay Realty LLC Art. of Org filed Secíy of State (SSNY) 7/26/13. Office location: Westchester Co. SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail copy of process to c/o Alfred E. Donnellan, One N. Lexington Ave, White Plains, NY 10601. Purpose: any lawful activities. #58908 Notice of Formation of 18 Franklin Avenue Realty, LLC. Articles of Organization filed with Secy. of State of NY (SSNY) on 06/28/2013. Office location: Westchester Co. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 40 Cambridge Avenue, Yonkers, NY 10707. Purpose: any lawful act or activity. #58909 Notice of Formation of THE CIGAR REPUBLIC CLUB & LOUNGE, LLC. Arts. of Org. filed with the Secy. of State of NY (SSNY) on 5/23/13.

Office location: Westchester County.

SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 116 South Central Ave., 2nd Flr, Elmsford, NY 10523-3503. Purpose: any lawful act or activity. #58910

NOTICE OF FORMATION of Kalson Communications, LLC. Arts. of Org. filed with the Secy. of State of NY (SSNY) on May 25, 2013. Office loc: Westchester County. SSNY desig. as an agent upon whom process against it may be served and shall mail a copy of any process to the principal business address: U.S. Corporation Agents, Inc., 7014 13th Ave., suite 202, Brooklyn, NY 11228.

Purpose: any lawful act. #58911 Notice of Formation of Advance Research Company, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 4/5/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail process to: Davis & Gilbert LLP, 1740 Broadway, 3rd Fl., NY, NY 10019. Purpose: any lawful activity. #58912 Notice of Formation of EJD REALTY LLC. Principal office Westchester County. Secretary of State of NY (SSNY) designated as agent for service of process. SSNY shall mail a copy of any process served against the LLC to 111 Seminary Avenue, Yonkers, NY 10704. Articles of Organization of the LLC filed with the SSNY on July 29, 2013. Purpose: Any lawful act(s). #58913 Notice of Formation of CUJO DEVELOPMENT LLC. Arts. of Org. was filed with SSNY on 8/1/13.

Office location: Westchester County.

SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o The LLC, 73 Belleau Ave., New Rochelle, NY 10804. Purpose: all lawful activities. #58914 Notice is hereby given that an on-premises license, #TBA has been applied for by Bella Terra Number 1, Inc. d/b/a Terra Rustica to sell beer, wine and liquor at retail in an on premises establishment. For on premises consumption under the ABC law at 550 North State Road Briarcliff Manor NY 10510. #58915 NOTICE OF FORMATION OF Integrated Solar Technology, LLC. Articles of Organization filed with Secretary of State of NY (SSNY) on 4/4/13. Office location: Westchester County, New York. SSNY designated as agent upon whom process may be served and shall mail copy of process against LLC to principal business address: 43 Willow Avenue, Larchmont, New York, 10538.

Purpose: any lawful act. #58916 Notice of formation of Jing Acupuncture Service PLLC. Arts. of Org. filed with the Secy. of the State of NY (SSNY) on 7/29/13. Office location: Westchester County. SSNY designated as agent of PLLC upon whom process may be served.

SSNY shall mail copy of process to the PLLC , 83 S. Bedford Rd, Mount Kisco, NY 10549. Purpose: the lawful practice of acupuncture. #58917 Notice of Formation of GIFTED HANDS, ACUTE CARE NURSE PRACTITIONER, PLLC. Arts. of Org. was filed with SSNY on 8/2/13. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served.

SSNY shall mail process to: c/o The LLC, 1241 Mamaroneck Ave., White Plains, NY 10605. Purpose: to engage in the practice of Nurse Practitioner in Acute Care. #58918

NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: JOY HAPPY LAND, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 07/31/2013.

Office location: Westchester County.

SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 18 GORHAM RD, SCARSDALE, NY 10583, principal business location of the LLC. Purpose: any lawful business activity. #58919 Notice of Formation of Financially Blond, LLC (ìLLCî). Articles of Organization filed with New York Secretary of State on July 15, 2013 and Certificate of Amendment changing name to Financially Blonde, LLC filed on July 30, 2013. Principal Office Location: Westchester County.

Secretary of State designated as agent of LLC upon whom process against the LLC may be served.

Secretary of State shall mail a copy of any process to the LLC at: 5 Berkley Court, Briarcliff Manor, New York 10510. Purpose: to engage in any lawful act or activity. #58920 MediaTKO, LLC, Art. of Org. filed with NY Secy. of State on 04/30/13.

Office located in Westchester Co. Secy. of State designated as agent upon which process may be served.

Secy. of State shall mail a copy of any process against it served upon him/her to: 100 Riverdale ave, Yonkers NY, 10701 (the LLCís primary business location). LLC may engage in any lawful act or activity for which a limited liability company may be formed. #58921 184 PRINCE LLC, Arts. of Org. filed with the SSNY on 07/31/2013. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 274 White Plains Rd., Ste 7, Eastchester, NY 10709. Purpose: Any Lawful Purpose. #58922 DíANGELO DEVELOPMENT, LLC Articles of Organization filed 8/1/2013; SSNY; Westchester County, New York; SSNY designated as agent of LLC upon whom process may be served. Address for mailing copy of process: 720 Tuckahoe Rd, Yonkers, NY 10710; Purpose: any lawful purpose; Perpetuity. #58923 KIDS EMPOWERED, LLC

NOTICE OF FORMATION OF Berne Bros. Songwriting and Publishing Co., LLC. Arts of Org filed with Secy of State of NY (SSNY) on 6/12/13.

Office location: WESTCHESTER. SSNY designated as agent upon whom process may be served and shall mail copy of process against LLC to principal business address: 34 LEWIS PLACE, NEW ROCHELLE, NY, 10804. #58926 PRIME TWO, LLC, Arts. of Org. filed with the SSNY on 06/27/2013.

Office loc: Westchester County.

SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Robert Ciardiello, 100 Alkamont Avenue, Scarsdale, NY 10583. Purpose: Any Lawful Purpose. #58927 Gramercy360, LLC Art. of Org. filed with NY Secy. of State on 07/11/13.

Office located in Westchester Co. Secy. of State designated as agent upon which process may be served.

Secy. of State shall mail a copy of any process against it served upon him/her to: 1325 Sunny Ridge Road, Mohegan Lake, NY 10547 (the LLCís primary business location). LLC may engage in any lawful act or activity for which a limited liability company may be formed. #58928 Notice is hereby given that an on-premises license, #1272859 has been applied for by Lucamas Inc. to sell beer, wine and liquor at retail in an on premises establishment. For on premises consumption under the ABC law at 67 Purchase St. Rye NY 10580. #58929 Notice of Formation of 330 Sterling LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 7/10/13.

Office location: Westchester County.

SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 365 Old Mamaroneck Road, White Plains, NY 10605. Purpose: any lawful activity. #58930 Notice of Formation of Northwestern FundingCo, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 7/25/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o United Corporate Services, Inc., 10 Bank St., Ste. 560, White Plains, NY 10606. Purpose: any lawful activity. #58931

Articles of Organization filed 8/1/2013; SSNY; Westchester County, New York; SSNY designated as agent of LLC upon whom process may be served. Address for mailing copy of process: 111 Hix Ave, Rye, NY 10580; Purpose: any lawful purpose; Perpetuity. #58924

Notice of formation of MotoMeets L.L.C.., filed with N.Y.S. Department of State on 07/01/2013. The SSNY is designated as agent of the LLC upon whom process against it may be served, mail to United States Corporation Agents, Inc., 7014 13th Avenue, Suite 202, Brooklyn, NY 11228. #58932

NOTICE OF FORMATION OF Alex Berne Music LLC. Arts of Org filed with Secy of State of NY (SSNY) on 6/12/13. Office location: WESTCHESTER. SSNY designated as agent upon whom process may be served and shall mail copy of process against LLC to principal business address: 34 LEWIS PLACE, NEW ROCHELLE, NY, 10804. #58925

Notice of formation of Brandon Chin Art LLC. Articles of Org. were filled with the NY Secretary of State (NS) on 5/31/13. Office location: Westchester County. NS is designated as agent upon whom process against it may be served. NS shall mail process to the LLC, 5 Circuit Road ñ Apt A 12. 5, New Rochelle, NY 10805. #58933

STATE OF NEW YORK SUPREME COURT, WESTCHESTER COUNTY ---------------------------------------------------------------X In the Matter of the Foreclosure of Tax Liens

PETITION AND NOTICE

by Proceeding In Rem pursuant to Article

OF FORECLOSURE

Eleven of the Real Property Tax Law by the City of New Rochelle

Index No. 1552/13

---------------------------------------------------------------X Redemption Date: September 19, 2013

The above-captioned proceeding is hereby commenced to enforce the payment of delinquent taxes or other lawful charges which have accumulated and become liens against certain property. The parcels to which this proceeding applies are identified on Schedule A of this Petition, which is annexed hereto and made a part hereof. This document serves both as a Petition of Foreclosure and a Notice of Foreclosure for purposes of this proceeding.

Effect of filing: All persons having or claiming to have an interest in the real property described in this petition are hereby notified that the filing of this petition constitutes the commencement by the Tax District of a proceeding in the court specified in the caption above to foreclose each of the tax liens therein described by a foreclosure proceeding in rem.

Nature of proceeding: This proceeding is brought against the real property only and is to foreclose the tax liens described in this petition. No personal judgment will be entered herein for such taxes or other legal charges or any part thereof.

Persons affected: This notice is directed to all persons owning or having or claiming to have an interest in the real property described in this petition. Such persons are hereby notified further that a duplicate of this petition has been filed in the office of the Enforcing Officer of the Tax District and will remain open for public inspection up to and including the date specified below as the last day for redemption.

Right of redemption: Any person having or claiming to have an interest in any such real property and the legal right thereto may on or before said Redemption Date redeem the same by paying the amount of all such unpaid tax liens thereon, including all interest and penalties and other legal charges which are included in the lien against such real property, computed to and including the date of redemption. Such payments shall be made to: Tax Collector - New Rochelle, 515 North Avenue, New Rochelle, New York 10801. In the event that such taxes are paid by a person other than the record owner of such real property, the person so paying shall be entitled to have the tax liens affected thereby satisfied of record.

Last day for redemption: The last day for redemption is hereby fixed as September 19, 2013 Service of answer: Every person having any right, title or interest in or lien upon any parcel of real property described in this petition may serve a duly verified answer upon the attorney for the Tax District setting forth in detail the nature and amount of his or her interest and any defense or objection to the foreclosure. Such answer must be filed in the Office of the County Clerk and served upon the attorney for the Tax District on or before the date above mentioned as the last day for redemption.

Failure to redeem or answer: In the event of failure to redeem or answer by any person having the right to redeem or answer, such person shall be forever barred and foreclosed of all his or her right, title and interest and equity of redemption in and to the parcel described in this petition and a judgment in foreclosure may be taken by default.

Dated:

June 17, 2013

Enforcing Officer:

Howard Rattner Commissioner of Finance City of New Rochelle

STATE OF NEW YORK COUNTY OF WESTCHESTER

) ) ss.:

I, Howard Rattner, being duly sworn, depose and say: I am the Enforcing Officer for the City of New Rochelle. I have read this Petition and Notice of Foreclosure, which I have signed, and I am familiar with its contents. The contents of this Petition and Notice of Foreclosure are true to the best of my knowledge, based upon the records of the City of New Rochelle. I do not know of any errors or omissions in this Petition and Notice of Foreclosure.

Howard Rattner Commissioner of Finance

Sworn to before me this 17th day of June 2013

___________________________ Notary Public

#58876

WCBJ • August 19, 2013

29

CALL FOR NOMINATIONS CRITERIA

A

t its first year, this popular award is open to any CFO who has worked a minimum of two years for a company in Westchester County. Three winners will be chosen by a distinguished panel of judges; one from a company with fewer than 100 employees, another from a company with 101 to 500 employees and the third from a company with more than 500 employees.

NOMINATIONS ACCESSIBLE AT WESTFAIRONLINE.COM/CFO-OF-THE-YEAR-NOMINATE/ NOMINATIONS WILL BE ACCEPTED FROM NOW THROUGH AUG. 22

AWARDS CELEBRATION SAVE THE DATE, MEET THE CANDIDATES AND CELEBRATE THE 2013 WESTCHESTER COUNTY CFO OF THE YEAR WINNERS WITH GUESTS AND COLLEAGUES.

DATE/TIME OCTOBER 3 | 5:30 P.M. MAPLETON AT GOOD COUNSEL

52 NORTH BROADWAY, WHITE PLAINS

SPONSORS

30 August 19, 2013 • WCBJ

FACES& PLACES Special night

The Leukemia & Lymphoma Society’s Westchester/ Hudson Valley Chapter “Light The Night Walk” kickoff party on Aug. 8 honored local cancer patients at the Grand Prix New York in Mount Kisco. The event included presentations from local blood cancer patients, mission and fundraising workshops and advocacy information. The 2013 Westchester Light The Night Walk will take place Saturday Nov. 2, 5 p.m. at Playland Amusement Park in Rye. 1. The Leukemia & Lymphoma Society’s Westchester/ Hudson Valley Chapter board members Edye McCarthy, Helen Anbinder and Dave Warmund.

2. Chapter Executive Director Dennis Chillemi; Senior Campaign Director Barbara Gallagher; 2013 Honored Patient and lymphoma survivor, Christina Palmieri; and Chris Meyers, 2013 Light The Night Corporate Walk Chair and managing principal of Houlihan Lawrence.

3. Volunteer presenters and committee members Alex Cohen and Cristiana Caruso with Light The Night Campaign Specialist Brooke Emmett and Senior Campaign Manager Emily Genzlinger.

4. Back row, Peter Froehlich; 2013 honored patient and lymphoma survivor, Brian Froehlich; and Keith Froehlich. Front row, Terri Froehlich.

1.

2.

3.

4.

All photograph identifications are from left unless otherwise noted.

COMING this FALL

WOMEN WHO MADE THE GREATEST IMPACT IN 2013

You can be part of this celebration by nominating women from Westchester and Fairfield counties who have had an impact on business or their communities.

FOR MORE INFORMATION OR TO MAKE A NOMINATION, CONTACT HOLLY DEBARTOLO AT (914) 358-0743.

Another spectacular Business Journals and Wag magazine-sponsored event.

WCBJ • August 19, 2013

31

2013

FAMILY-OWNED

BUSINESS AWARDS SALUTING THE HARDWORKING FAMILY ENTREPRENEURS WHO HAVE BUILT SUCCESSFUL BUSINESSES IN WESTCHESTER COUNTY. Now’s your chance to nominate that special family-owned business you’ve watched grow and give back to the community.

A distinguished panel of judges will choose three winners: one from a business with 1 to 50 employees, another from a company with 51 to 100 employees and the third from a business with more than 101 employees.

AWARDS CELEBRATION

NOMINATIONS

WESTCHESTER COUNTY

Nominations are open from now through Sept. 9.

To nominate, please visit westfaironline.com for instructions and nomination forms or call Holly DeBartolo at (914) 358-0743.

NOVEMBER 7 | 5:30 P.M. MAPLETON AT GOOD COUNSEL 52 N. BROADWAY, WHITE PLAINS FAIRFIELD COUNTY

OCTOBER 10 | 5:30 P.M. ARTHUR MURRAY GRANDE BALLROOM OF GREENWICH 6 LEWIS STREET, GREENWICH

A CALL FOR NOMINATIONS