Westchester County Business Journal: 081919

AUGUST 19, 2019 VOL. 55, No. 33

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EXCLUSIVE INTERVIEW WITH ACTING LABOR SECRETARY PATRICK PIZZELLA INSIDE

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DRIVER DISPUTE

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MONEY FOR PEEKSKILL

Competing for workers in a tight labor market

WIDOW SUES INVESTMENT ADVISER FOR $250,000

BY BILL HELTZEL

ACTING U.S. LABOR SECRETARY TOUTS EMPLOYMENT STATISTICS, NEW ROCHELLE ROOTS

BY PETER KATZ pkatz@westfairinc.com

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estchester and Fairfield businesses, like their counterparts nationally, should prioritize finding and hiring employees in a highly competitive labor market, Acting U.S. Secretary of Labor Patrick Pizzella told the Business Journal during

an Aug. 8 interview.

“With a 3.7% unemployment rate it’s competitive out there to hire people,” he said. “For the last year there have been a million more job openings in the country than there are job seekers, so the challenge for business is to find, hire and retain employees they need to produce the goods and services so they can make a profit and create wealth

bheltzel@westfairinc.com

and hire more people.”

Pizzella said what he hears most from business leaders is, “I’ve got to find more skilled workers.”

He continued, “At the Department of Labor (DOL), we have a big initiative in the apprenticeship area and apprenticeships have become quite popular again. We have an Office of Apprenticeship here and » LABOR

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A WIDOW WHO ENTRUSTED HER INHERITANCE to an investment adviser and lost everything is suing him in bankruptcy court to get her money back.

Christine Schlosser of Highland sued Dean A. Heinemann of Hopewell Junction on July 29, claiming he cannot use bankruptcy protection to discharge his debt because he committed fraud.

“After he lost her money,” the complaint states, “he

hid the loss from her and allowed her to continue … believing she had a nest egg for her future.”

Schlosser’s husband, Daniel, died in a lightning strike in 2009, leaving her with three children, ages 4, 6 and 10.

Heinemann advised her that she would never have to worry about money, according to an arbitration claim she filed years later, and she would be set for life if she entrusted her money to him.

She turned over » WIDOW

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Yonkers IDA approves incentives for $6.5M project at 9-11 Riverdale Ave. MAIN OFFICE TELEPHONE 914-694-3600 OFFICE FAX 914-694-3699 EDITORIAL EMAIL bobr@westfairinc.com WRITE TO 701 Westchester Avenue, Suite 100 J White Plains, N.Y. 10604

Publisher Dee DelBello Managing Editor/Print Glenn J. Kalinoski Managing Editor/Digital Bob Rozycki Associate Publisher Anne Jordan Group Associate Publisher Dan Viteri NEWS Senior Enterprise Editor • Phil Hall Copy and Video Editor • Peter Katz Bureau Chief • Kevin Zimmerman Senior Reporter • Bill Heltzel, Reporters • Georgette Gouveia, Mary Shustack, Peter Katz Research Coordinator • Luis Flores ART & PRODUCTION Creative Director Dan Viteri Art Directors Sebastián Flores, Kelsie Mania

Rendering of a 9-story, mixed-use building at 9-11 Riverdale Ave. in Yonkers. Image courtesy Erin Construction and Development Co.

BY PETER KATZ pkatz@westfairinc.com

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he Yonkers Industrial Development Agency (IDA) has approved financial incentives for a $6.54 million project planned for 9-11 Riverdale Ave. in the Getty Square neighborhood. The developer is Erin Construction and Development Co. of New Hyde Park on Long Island.

Its proposal calls for a 9-story, mixed-use residential and commercial building. There would be 29 rental apartments. The ground floor would feature 2,150 square feet of commercial space. The apartment mix would be six studios, 21 one-bedroom units and two two-bedroom units.

The building would feature a rooftop terrace, a common area of 700 square feet for use by the residents, basement storage and a bike rack. The developer said it plans to create a project that retains the current look of the existing streetscape but with a modern touch.

Four of the apartments would be set aside as affordable units, more than meeting the city’s requirement for 10% affordable units. The project is in the DM-X

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AUGUST 19, 2019

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Mixed Use District and the developer notes that the Getty Square area has high-pedestrian activity, is a few blocks away from the Metro-North Railroad station and is served by Bee-Line and MTA express buses.

The site is currently a vacant lot and was the subject of a legal battle between its former owner and the city of Yonkers. Structures on the land were unoccupied and had deteriorated to the point of partially collapsing. The city found that they constituted public safety hazards and tore them down. The owner at that time claimed that the city did not give proper notice, which would have allowed the situation to be remedied. A lawsuit against the city was unsuccessful.

The property was sold on Jan. 4, 2017, by 9-11 Riverdale Realty LLC to 9-11 Riverdale JBM LLC for $700,000, according to documents on file with the Westchester County Clerk’s office. Named as a party associated with buyer 9-11 Riverdale JBM LLC was John Murnane, who also is the founder and CEO of Erin Construction and Development Co. Alana Smith, Erin Construction’s COO, told the Business Journal, “We’re absolutely enthusiastic.

We’re excited because it’s our first

partnership in the city of Yonkers.

We’re delighted to bring to the market this project particularly since we’re also looking to do community programming on the ground floor.

We’ll be able to bring cultural programming for children and young adults as well as the residential component.”

The company is looking to partner with a group called Third Space for arts programs.

Smith said because the project will not include on-site parking, the developer will pay the city a fee of $945,000, which will go into a fund that’s under development by the city that will be used to help with parking elsewhere within the district.

“The funds will be paid by the end of construction and before a C of O (certificate of occupancy) is issued,” Smith said.

She said they hope to have shovels in the ground by October or November.

The IDA granted a 10-year payment in lieu of taxes (PILOT) agreement for the project that the IDA says will allow it to be a viable project and meet its benchmark returns for the developer. The developer originally had requested a 30-year PILOT. The IDA said that by going

with a 10-year PILOT rather than a 30-year PILOT the project will generate an additional $700,000 in property tax revenues for the city.

The project also will receive sales tax exemptions from the IDA of about $228,897 and can also receive a mortgage recording tax abatement.

The IDA’s board of directors approved the incentives for the 9-11 Riverdale Ave. project at its July 31 meeting.

In other action, the IDA also: • Gave final approval for a sales tax exemption of up to $133,125 for a $1.5 million project by Oz Moving & Storage to make improvements to a warehouse it is acquiring at 498 Nepperhan Ave. Oz is moving from the Bronx and will be bringing 100 jobs to Yonkers with another 50 expected to be created within the next few years.

• Provided preliminary approval of incentives to be determined for Yonkers Contracting’s new building housing an office, construction equipment and a vehicle workshop at 969A Midland Ave. • Gave Maple Realty Management LLC preliminary approval for financial incentives for a building to house a Dunkin’ Donuts franchise at 987 Central Park Ave.

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Westchester County Business Journal (USPS# 5830) is published Weekly, 52 times a year by Westfair Communications, Inc., 701 Westchester Avenue, Suite 100J, White Plains, NY 10604. Periodicals Postage rates paid at White Plains, NY, USA 10604.

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Widow—

$600,000 to Heinemann’s Clayborne Group LLC in Danbury, Connecticut.

Half of her inheritance was to be put in a long-term investment to secure her and her children’s future. Half would be used for household expenses and a day care business.

Heinemann allegedly put the money in two high-risk funds, including $300,000 in CG Income Fund LLC, that he had founded in 2010, for the long-term investment.

The current lawsuit is over the $300,000 long-term investment.

She never got account statements, according to her arbitration claim. He met with her once a year to discuss her finances, and he allegedly assured her repeatedly that her money was safe.

He also told her that the $300,000 long-term investment would grow to $1 million, according to the claim, and there was no need for her to work.

She closed her day care center in December 2016. A month later, the SEC notified her that Heinemann and his company were under investigation.

She called him and he allegedly confessed, the claim states, “It is all gone.”

He told her that she had lost the entire $300,000 long-term investment by January 2011.

“Dean Heinemann had known of the loss for six years,” according to her claim, “and said nothing.”

She filed the arbitration claim with the Financial Industry Regulatory Authority (FINRA) in 2017.

Last year, the SEC concluded that Heinemann had falsely claimed that he had more than $100 million in assets under management, from 2012 through 2016. The CG Income Fund had raised only $630,000 from seven investors.

The SEC suspended Heinemann from the securities industry for a year and fined him $20,000.

In March, FINRA ruled that he had to pay Schlosser $250,000.

The following month, Heinemann and his wife, Krin, filed a Chapter 13 petition in U.S. Bankruptcy Court in Poughkeepsie.

They declared nearly $600,000 in assets — mostly their house — and $868,000 in liabilities, including the $250,000 owed to Schlosser.

Heinemann listed a monthly income of nearly $10,000, as a consultant for Elco Motor Yachts in Athens, New York.

Chapter 13 allows wage earners to save their homes from foreclosure and to develop a plan to repay all or part of their remaining debts.

The Heinemanns’ plan provides no payments to Schlosser.

Her attorney, Dawn Kirby of Scarsdale, objected to the plan, and the confirmation hearing was adjourned to Oct. 29. Then Kirby and attorney Kelly Presser of Walden filed Schlosser’s adversarial complaint in bankruptcy court.

Heinemann’s debt may not be discharged, they argue, because he willfully and maliciously injured Schlosser by defrauding her while acting in a fiduciary capacity.

Survey: Connecticut, New York among least hospitable states for entrepreneurs

BY PHIL HALL phall@westfairinc.com

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onnecticut and New York ranked among the lowest states in Thumbtack’s 2019 Small Business Friendliness Survey, which ranked the states on how well their governments supported entrepreneurs in starting, operating and growing a small business.

Thumbtack based its survey on factors including licensing requirements, tax regulations and labor and hiring regulations.

Connecticut ranked second to last among the states — only West Virginia scored worse — and received an overall score of F. Among the survey’s categories, Connecticut received an F for overall friendliness to the small-business sector, regulations, employment issues, tax code and licensing.

The state received Ds for the ease of starting a business and ease of hiring, a C for training and network programs and a B-plus for the state government’s websites.

New York received an overall score of D and ranked third to last among the states.

New York was given an F for its tax code and state government websites, Ds for the ease of starting a business, regulations and employment issues and a D-plus for licensing. The state’s highest scores were a C-minus for ease of hiring and a C-plus for its training and networking programs.

Arkansas, Virginia and Mississippi ranked highest in the survey, with each earning an A-plus for small-business friendliness.

Thumbtack surveyed more than 5,000 local small-business owners in 49 states and 44 cities for the survey.

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AUGUST 19, 2019

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Serendipity Labs debuts White Plains coworking space

The space at 44 S. Broadway in White Plains was renovated in a modern, industrial style.

Photos by Peter Katz.

BY PETER KATZ pkatz@westfairinc.com

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erendipity Labs, the operator of workplaces featuring coworking, private offices, event facilities, meeting rooms and other spaces, is intent on expanding to between 200 and 300 locations in the U.S., Canada and the U.K., chairman and CEO John Arenas told the Business Journal.

“Those are relatively straightforward markets for us,” he said. “For us, the U.S. is such a large economy and there’s plenty of opportunity.

We see growing in secondary markets throughout the U.S.” The company is headquartered in Rye where, in addition to having a staff of about 30 corporate employees, it operates one of its walk-in workplace facilities. It recently added the 20,000-square-foot location in White Plains to its portfolio.

“We’re also nearby in Fairfield County and in Bergen County in New Jersey, so our network of suburban loca-

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AUGUST 19, 2019

John Arenas

tions is growing and White Plains was a natural spot for us to land,” Arenas said.

The company has secured a location at 55 W. Post Road in Westport, Connecticut and is preparing for that build-out.

They’ll be occupying about half of the three-story building.

“We started with a location in Stamford, Connecticut, about three years ago and we expanded it. It’s at 700 Canal St.,” Arenas said.

The new White Plains location is at 44 S. Broadway, a 21-story building dating from 1976 which originally was

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occupied by IBM. The space being used by Serendipity Labs was essentially gutted and opened up to permit installation of a wide staircase between two floors. The modern industrial design incorporates a number of environmental sustainability features, including LED lights with sensors to turn them off when people have left the various rooms, 100% recyclable carpeting, low volatile organic compound paint and special air filters. The company has been inviting real estate agents to take a tour

and also directly showing the space to prospects. About 200 to 250 people are expected to be working or attending events at the space on any given day once the operation is in high gear.

“About one-third of the space is dedicated to things other than offices, which is a different type of design than most coworking operators offer,” Arenas said. They include four meeting rooms, event spaces and a kitchen/ café area with large windows fronting on South Broadway.

Arenas said that when companies or individuals sign up for memberships they have access to the Serendipity Labs facilities in any location.

“Our prices are set to the market and generally an agreement is about a year long,” Arenas said. “We have done agreements as long as two years. Usually the flexibility component is the most valuable aspect and once someone gets into three or four years that need for flexibility may not be as prominent and, therefore,

they may be better off with a traditional lease.”

Arenas said they offer several types of memberships, including those for dedicated workspace and drop-in coworking.

“Memberships can be for an individual who signs a contract much like a gym membership, maybe a year for themselves, or for a team of people that work together,” he said, “We have a social membership, which is to become part of the club, to have access to the club during business hours and also use our social app to book meeting rooms or a desk when you need it.”

Typical of the introductory offers being made for the White Plains space are a resident membership ,which includes a full-time dedicated desk or office with 24-hour access starting at $540 a month, 10 weekday coworking visits per month plus other benefits starting at $299 per month and a single coworking visit on a weekday each month plus other benefits starting at $49 per month.

“With any industry you have to look at what the value proposition is and the value proposition for landlords is to have dedicated space for a long term,” Arenas said.

“When you sign a lease for a 10-year period at a certain price very often during the occupancy it’s the wrong amount of space.”

Arenas, the son of an urban planner, said he started out almost 30 years ago as a civil engineer and worked in commercial real estate. He said he realized there had been a disconnect between the way people were working and the long-term leasing structure for office space.

“In 1992, I opened my first shared workplace and then formed a larger company in 1996 which was later acquired by Regus, a multinational company and the largest workplace provider.

I helped run that company and started a software services technology company.

I’ve come at it over a long period of time. It didn’t just occur to me on the bus one day,” Arenas said.

COMMUNITY ALWAYS COMES FIRST

Caputo & Associates, hosts The First Bank of Greenwich, at their Headquarters in Rye Brook.

Caputo & Associates, was founded in 1991, by Mr. Rocco Caputo, Managing Partner. This firm located in Rye Brook is comprised of experts in the field of accounting, who offer unique customized services, blending their Experience, Expertise and Energy.

Mr. Caputo is known for his caring, personal and professional attention to each client and has instilled this with his team. This approach and their willingness to excel above and beyond expectations, is hallmark of the firm. Their dedication to provide timely and responsive, quality services to clients at reasonable fees is their credo.

We asked Rocco, how the firm develops new business and he shared, “new business comes from the people who know the firm best, who refer other clients and this is what has fueled our growth from the very beginning”.

Caputo came to this country at the age of 4 from Avellino, Italy and settled with his family in Port Chester, where he grew up and attended public schools. After graduating from Fairleigh Dickinson University with a Bachelor’s of Science Degree in Accounting, he took on the role of Accounting Manager at a medium size CPA firm in New York City. A few years later, Caputo and Associates opened their doors in New Rochelle, then moved to Rye and in 2002 they settled in Rye Brook, where, Caputo says, “we have final found our rightful home”.

In January of 2017, Michael Mastrogiacomo was promoted to principal within the firm. Michael joined Caputo & Associates as an accounting intern back in 2005 while attending Pace University. He graduated in 2006 with a Bachelor’s of Business Administration Degree. Their well-polished team consists of 15 people, many of whom reside in Port Chester and Rye Brook. Caputo told us, “with the tremendous dedication of my hard-working staff, the firm has blossomed into something more than I could have ever imagined and this is due to every staff member and client who has put their trust in me”.

The synergy between Mr. Caputo and Mr. Frank Gaudio, CEO and President of The First Bank of Greenwich, goes back fifteen years, when they were both accountants and their paths crossed. They are not only business colleagues, they are friends, who respect and support one another. Mr. Gaudio explained it this way “my relationship with Rocco, goes way beyond business, we both share a love for our community, often working in tandem supporting various charities and causes this is what life is truly about; caring for those that need our help”.

Caputo & Associates and the bank share common goals, centered by a strong work ethic, diverse talents, dedication and the ability to respond quickly to client needs.

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Chart 3. Civilian employment

Labor—

we actually have a proposed rule out to make apprenticeships easier to establish in different industries.”

Pizzella said the apprenticeship idea “works out pretty well” for the department because “we have a president who used to be on a TV show with the word apprenticeship.”

Pizzella had been serving as deputy secretary of labor under Secretary Alex Acosta beginning April 17, 2018. On July 12, 2019, after Acosta was forced to resign in a scandal over his handling of the sex crimes case against the now deceased wealthy businessman Jeffrey Epstein when Acosta was a U.S. attorney in southern Florida, President Trump named Pizzella to serve as acting secretary of labor.

He will hold the position until a new secretary is confirmed by the Senate and sworn in. Trump has said he wants Eugene Scalia, the son of the late Supreme Court Justice Antonin Scalia, confirmed to the post.

“Gene and I are friends,” Pizzella said. “We actually both worked here under Secretary (Elaine) Chao. I was here from 2001 to 2009 under Secretary Chao. Gene was here from 2001 to 2003.”

Pizzella held the post of assistant secretary of labor for administration and management at that time.

Pizzella is a New Rochelle native whose career path has resulted in roles in and out of government. He ran his own consulting firm, Patrick Pizzella LLC, and worked at the law firm Preston Gates Ellis & Rouvelas Meeds LLP. In government, he held posts at the U.S. Small Business Administration, the U.S. General Services Administration, U.S. Office of Personnel Management and U.S. Department of Education among other agencies. He served as the Republican member of the Federal Labor Relations Authority after being nominated by President Obama and confirmed by the Senate. He was named acting chairman of that agency under the Trump administration.

Pizzella’s employment history began in New Rochelle.

“My first job was as a newspaper delivery boy for The Standard Star, which used to be in New Rochelle,” he said. “That was in 1966. I was 12 years old.”

Among his other jobs while growing up were stints at the IBM Watson Research Center in Yorktown and the Westchester Hills Country Club.

“When I was in high school at Iona Prep, I used to report on the Iona Prep football and basketball

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workers, making sure that they’re getting the wages they’re entitled to, doing our best to safeguard their retirement savings,” Pizzella said.

“In the same breath we’re, of course, constantly trying to ensure we don’t Numbers thousands Numbers in in thousands hinder those folks out there who 160,000 160,000are trying to grow the economy and hire more people to work and 155,000 155,000 create more wealth for everybody.”

Pizzella noted that the depart150,000 150,000 ment’s Wage Analysis Division, 145,000 145,000which oversees minimum wage and fair labor standards, last year col140,000 140,000lected $304 million in back wages owed to American workers, which 135,000 135,000was the largest amount collected in the division’s 80-year history.

130,000 130,000 Pizzella pointed to a DOL rule 125,000 125,000published a couple of weeks ago that expands availability of 401(k) 120,000 120,000retirement plans by allowing professionals and businesses with com115,000 115,000mon interests to form associations 1990 1992 1994 1996 1998 2000 2002 2004 2006 2008 2010 2012 2014 2016 2018 for the purpose of creating those plans. Pizzella said this will open up 401(k) plans to an additional 38 Note: Shaded areas represent recessions as determined by the National Bureau of Economic Research (NBER). Data online at million Americans. https://data.bls.gov/timeseries/LNS12000000.

Seasonally adjusted, 1990–2019 Pizzella said the DOL has been 6 — U.S. B UREAU OF L ABOR S TATISTICS • bls.gov/cps bls.gov taking an interest in trade negotiations.

“What we try to do as best we Percent can is to be sure that trade agree11.0 11.0 ments have an aspect that looks out for the American worker,” he said.

10.0 10.0 “The big thing in front of us now is the United States-Mexico-Canada 9.0 9.0 Agreement (USMCA), which should 8.0 8.0 be of some interest to readers in Westchester. I think if you talk to 7.0 7.0 almost anybody in the business community they’ll tell you they’re 6.0 6.0 anxious for it because it should create a better flow of goods between 5.0 5.0 our three countries and most workers will see and recognize that the 4.0 4.0 USMCA has some of the best labor protections of any labor agreement 3.0 3.0 that’s ever been negotiated.”

1990 1992 1994 1996 1998 2000 2002 2004 2006 2008 2010 2012 2014 2016 2018 USMCA replaces NAFTA, the North American Free Trade Note: RedShaded areasareas represent determined by the Bureau National BureauResearch (NBER). Data online at Note: representrecessions recessions as as determined by the National of Economic Agreement. Regarding the trade https://data.bls.gov/timeseries/LNS14000000. of Economic Research (NBER). Source: U.S. Bureau of Labor Statistics war with China, Pizzella said he’s 13 — U.S. B UREAU OF L ABOR S TATISTICS • bls.gov/cps bls.gov optimistic that “things will be worked out.”

The DOL has about 14,000 peorates. The department’s job statisgames. They would run my stories ple on its payroll with a budget tics have been known to move stock in The Standard Star,” he said. of about $12 billion, according to markets Pizzella told the Business Pizzella recalled that after Pizzella.

For the last year Journal, “This Labor Day will be World War II until about 1963 his “In the last two years, the there have been the lowest unemployment rate for father ran a store on Main Street in Department of Labor is one of the a million more job a Labor Day since 1952 and we’ve New Rochelle called The London few departments that had its budhad 17 straight months with the Shop and his father and mother get reduced,” he said. “I’ve been openings in the unemployment rate at 4% or below were quite active in the Elks and in and out of government since I country than there and we have, of course, the most Lions clubs. came to town with Ronald Reagan Americans working at any time in “I actually went to Beechmont in 1981, but I very much enjoy the are job seekers, our history at 157 million.”

Nursery School at the end of various positions I’ve had in govso the challenge Critics of the Trump adminPinebrook Boulevard and then, ernment. You know, on the outfor business is to istration, including some in labor when I was in Iona Prep, started side there are different freedoms unions, have been concerned that going to the Beechmont Bar and and different responsibilities, but find, hire and retain the Department of Labor’s workGrill around the corner,” Pizzella I very much enjoy and take seriemployees. er protection regulations are being said with an enthusiastic laugh. ously the position of public trust — Patrick Pizzella gutted at the same time oversight He also was upbeat when like this that any president nomof businesses is being scaled back. talking about more serious things, inates you for,” Pizzella told the “We’re focused on protecting such as recent unemployment Business Journal.

Seasonally adjusted, 1990–2019 CIVILIAN EMPLOYMENT Seasonally adjusted, 1990–2019

160,000 155,000 150,000 145,000 140,000 135,000 130,000 125,000 120,000 115,000 1990

1994

1998

2002

2006

2010

2014

2018

Chart 10. Civilian unemployment rate

CIVILIAN UNEMPLOYMENT RATE Seasonally adjusted, 1990–2019 11% 10% 9% 8% 7% 6% 5% 4% 3% 1990

July 2019 3.7%

1994

1998

2002

2006

2010

2014

2018

New laws on workplace sexual harassment, discrimination

BY PETER KATZ pkatz@westfairinc.com

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ew York state has new laws expanding worker protections against sexual harassment and religious discrimination.

On Aug. 12, Gov. Andrew M. Cuomo signed legislation amending Section 292 of the state’s Executive Law focusing on sexual harassment.

It removes a loophole in which employers with fewer than four employees were not covered by some requirements. It expands the ability for employees to initiate action against employers for sexual harassment by removing a requirement for sexual harassment to be “severe or pervasive” in order for it to be actionable conduct.

Other changes made to the existing law include: • Mandating that all nondisclosure agreements in employment contracts make it clear that employees can still file harassment or discrimination complaints with state and local agencies and participate in government investigations.

• Extension of the statute of limitations for filing sexual harassment claims with the state’s Division of Human Rights from one year to three years.

• Extending protections against all forms of discrimination in the workplace to contractors, subcontractors, vendors, consultants or anyone else providing services.

• Prohibiting mandatory arbitration in workplace discrimination and harassment cases.

• Requiring employers to notify employees about their sexual harassment prevention policies in an employee’s primary language as well as English.

The new law also has provisions that might help it get around any efforts at the federal level by the Trump administration to undercut workers’ rights at least with respect to harassment claims. It calls for the law to be interpreted liberally “regardless of whether federal civil rights laws, including those laws with provisions worded comparably to the provision of this article, have been so construed.

Exceptions to and exemptions from the provisions of this article shall be construed narrowly in order to maximize deterrence of discriminatory conduct.”

The new law requires the state commissioners of labor and human rights to conduct a new study on combating harassment and discrimination in the workplace and, beginning in 2022, review sexual harassment policies

every four years.

On Aug. 9, Cuomo signed legislation amending Section 296 of the Executive Law concerning religious discrimination. The new law specifies that it’s illegal for employers in New York to discriminate against employees or job applicants based on clothing, other attire or facial hair worn in accordance with the requirements of their religion.

Whlle the existing law already included worker protections against discrimination based on religion, the new legislation was specifically designed to specify that those protections include religious attire. The law had already prohibited employers from imposing conditions that would require an employee to “violate or forego a sincerely held practice of his or her religion, including but not limited to the observance of any particular day or days or any portion thereof as a sabbath or other holy day.” The revision specifies that the wearing of any religion-required attire, clothing or facial hair are also protected practices.

Unchanged in the original law is a provision stating that it will not apply if “after engaging in a bona fide effort, the employer demonstrates that it is unable to reasonably accommodate the employee’s or prospective employee’s sincerely held religious observance or practice without undue hardship on the conduct of the employer’s business.”

Judge says AMEC and Teamsters must arbitrate driver dispute at Edge-on-Hudson project

Construction at Edge-on-Hudson with the Mario Cuomo Bridge in the background.

File photo by Ryan Deffenbaugh.

BY BILL HELTZEL bheltzel@westfairinc.com

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federal judge has approved a request by the Teamsters union to compel Norwalk, Connecticutbased AMEC construction company to arbitrate a dispute over employment of drivers at the Edge-on-Hudson project in Sleepy Hollow.

U.S. District Judge Cathy Seibel denied AMEC’s motion to dismiss the Teamsters Local 456 complaint, and ruled that AMEC was bound by agreements that require disputes to be arbitrated.

The union grievance, she said in a July 30 opinion, seems to be exactly the type of dispute the parties agreed to arbitrate.

Edge-on-Hudson is a $1 billion project, including townhomes, condos and apartments, retail and office space and parkland on the site of a former General Motors assembly plant.

AMEC Construction LLC won a $3 million contract in 2016 to demolish the factory foundations and recycle

more than 100,000 tons of concrete and rebar, and a $7.7 million contract for site work and utilities.

AMEC recognized the Teamsters as the sole bargaining agent for its drivers for all on-site trucking and all deliveries to and from the site.

The agreement incorporated terms under another collective bargaining agreement that required disputes to be handled by the American Arbitration Association.

In April 2017, the Teamsters claim that a company official said it would replace union drivers with nonunion employees to be more competitive. After the layoffs, the union alleges that nonunion workers were seen doing jobs covered by the collective bargaining agreements.

The Teamsters filed a grievance and notified AMEC that it was referring the dispute to the American Arbitration Association. The company declined to arbitrate.

The Teamsters sued AMEC Commercial, the company that agreed to the collective bargaining agreement and the company that it says

did the demolition work under a subcontract.

But Michelle Mazzola, AMEC Commercial vice president, said in a court filing that AMEC Construction did all of the work and AMEC Construction was not a party to the collective bargaining agreement.

The two companies, she said, are “separate and distinct.”

Both companies use the same business address in Norwalk, according to Connecticut registration records, and list Guy Mazzola of New Canaan, Connecticut as a principal member.

The companies share the same ownership and management, the Teamsters argued, they are a “double-breasted shop” under the collective bargaining agreements and they must both abide by the agreements.

There is no serious dispute, Seibel ruled, that the arbitration clause is part of the deal. An arbitrator must decide if the collective bargaining agreements were still in effect when the union drivers were fired.

Mercy College leases three College of New Rochelle campuses

BY PETER KATZ pkatz@westfairinc.com

M

ercy College is leasing three campuses that have been home to the now-closing College of New Rochelle (CNR). The leasing covers the upcoming academic year.

The Business Journal reported in June that CNR’s

real estate was being listed for sale and that a lease had been negotiated through 2020 for an educational institution to use the space.

Details of the leasing arrangement, including identification of the lessee, were not disclosed at that time because the arrangement had not yet been approved by the state Department of Education.

CNR ceased academic oper-

ations and holds its final commencement on Aug. 20.

Mercy will be leasing CNR’s main 15-acre campus in New Rochelle as well as the Rosa Parks campus on 125th Street near the Apollo Theater in Harlem and its campus in the Bedford-Stuyvesant section of Brooklyn. The New Rochelle property is being leased from CNR and the Harlem and Brooklyn sites

are being leased from their respective landlords.

Mercy College announced on Aug. 6 that it plans to register nearly 1,700 students from CNR for fall classes. It will be teaching most of the programs CNR had offered and has made offers to hire 70 faculty and staff who have been working at the school.

In addition to faculty, it made job offers to CNR support staff,

operations, campus safety and information technology personnel.

Mercy College said it will provide students with tuition rates that are similar to, or lower than, what they had been paying at CNR. While Mercy College has received approvals from the state Department of Education, as of Aug. 6 it was waiting for approval from the

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Middle States Commission for Higher Education to teach at the three CNR locations.

In addition, it was awaiting approval from the U.S. Department of Education to offer financial aid at those sites.

William Latimer, who has been CNR’s president, will be joining Mercy College as vice president of the New Rochelle and Bronx locations, Mercy announced.

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IN COURT | By Bill Heltzel Barneys, the iconic Central Valley fashion retailer, declares bankruptcy … Huh? al investors have expressed an interest in buying the retailer.

Cost cutting is also part of the reorganization plan.

Barneys has identified eight “flagship” stores and seven warehouse outlets that accounted for $14.2 million in losses last fiscal year. It plans to close the 15 stores within 30 days.

The bankruptcy filing does not say whether the Woodbury Common store, the Central Valley home of Barney’s Inc., will be one of the two surviving warehouse stores.

Barney’s Inc., the world-renowned luxury specialty retailer based in Central Valley, Orange County, has declared bankruptcy.

Barney’s? Central Valley?

Orange County?

Barney’s Inc. lists its principal place of business at Woodbury Common Premium Outlets, where it operates a Barneys New York Warehouse.

The Chapter 11 reorganization petition was one of five filed Aug. 6 by the august retailer.

The other four — Barneys New York Inc., Barneys Asia Co., BNY Licensing Corp. and BNY Catering Inc. — use the corporate address, 575 Fifth Ave. in Manhattan, 39 miles away from Central Valley.

All five cases were filed in federal bankruptcy court in Poughkeepsie.

Barney Pressman opened Barney’s Clothes, a men’s store, in 1923. The retailer eventually became an institution of fashion, an arbiter of style and a showcase of the world’s top designers in women’s and men’s clothing, accessories, jewelry, cosmetics and fragrances.

Barneys operates 13 “flagship” stores across the country, nine warehouse outlets and two digital platforms.

Like many brick-andmortar apparel retailers,

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AUGUST 19, 2019

Barneys is losing business to internet retailers. It is also struggling with sharp rent increases, according to a court filing by Mohsin Y. Meghji, its chief restructuring officer. All 22 specialty stores and warehouses are leased.

Last year, Barneys reported about $800 million in revenue. But declining sales this year — $34 million less revenue than the same time last year — and dwindling cash flows have culminated in a liquidity crisis.

Vendors are refusing to ship goods unless Barneys pays cash on delivery.

“The lack of fresh and sufficient inventory further tightens the debtors’ liquidity,” Meghji stated, “creating a negative feedback loop.

Without the flow of fresh inventory, the … retail business will effectively starve.”

Detailed financial schedules have not been posted yet, but first-day filings list $190 million in debt obligations and another $100 million in unsecured trade debt.

The trade debt includes a who’s who of high fashion: Balenciaga, Chanel, Givenchy, Gucci, Manolo Blahnik, Prada, Yves Saint Laurent and more.

Barneys has arranged for potential financing of $75 million to pay down debts and fund operations, according to Meghji’s declaration, and sever-

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FEDS CHARGE EXCLUSIVE MOTOR SPORTS OWNERS WITH CONCEALING MILLIONS OF DOLLARS

Exclusive Motor Sports in Central Valley made money, but the father and son who ran the Orange County used car dealership allegedly concealed millions of dollars in revenue and lied to lenders about their finances.

Mehdi Moslem, 70, and his son, Saaed Moslem, 35, were arraigned Aug. 5 in White Plains federal court on conspiracy charges to commit tax fraud and bank fraud. Saaed Moslem was also accused of making false statements to lenders and concealing assets in a bankruptcy case.

From 2009 to 2016 they allegedly underreported their personal incomes to the IRS, with the help of a Rockland County tax preparer who was not identified in court documents.

They directed their accountant to lower Exclusive Motor Sports’ revenues and year-end inventories, thus increasing the cost of goods sold and decreasing net profits, according to the indictment issued by U.S. Attorney Geoffrey S. Berman. The fraudulent figures were then passed through to their tax returns, reducing their personal taxes.

They were also accused

of submitting inflated networth statements and fabricated tax returns on loan applications. Saaed Moslem was charged with concealing assets when he filed for bankruptcy in 2015.

They borrowed millions of dollars from financial institutions, including Bank of America, Hudson Valley Federal Credit Union, Riverside Bank, Melrose Credit Union, Salisbury Bank and Trust Co. and Walden Savings Bank.

Riverside Bank loaned $1,162,500 to Exclusive Motor Sports in 2011, secured by their personal guarantees.

The loan defaulted in 2017 with $956,636 still owed.

Saaed Moslem allegedly overstated his assets and understated his liabilities to get a loan from Melrose Credit Union in 2013 for Quality Homes of Hudson Valley LLC. In his bankruptcy case, he failed to disclose his ownership of Quality Homes or his interests in three properties in Cornwall-on-Hudson.

U.S. Magistrate Judge Lisa M. Smith released both men from custody on $300,000 personal recognizance bonds.

Assistant U.S. Attorney Daniel Loss is in charge of the prosecution.

Saaed Moslem’s attorney, James R. DeVita, was unavailable for comment. Mehdi Moslem’s attorney, Jason I. Ser, did not immediately respond to a request for comment.

WHITE PLAINS LAW FIRM WANTS $250K FROM ALTICE PLUS $165 FOR WRONG-NUMBER CHARGE

Sticking lawyers with a bogus bill is generally not a wise corporate practice, but that’s what a White Plains law firm claims Altice USA Inc. did.

Lehrman, Lehrman & Guterman LLP sued the Bethpage, Long Island, communications company July 29 in Westchester Supreme Court, demanding $250,165 for a $165 phone call it claims it did not place.

Altice “understood that it had a superior position over its customer-subscribers,” the complaint states, “and could compel payment for such un-incurred charges.”

Altice spokeswoman Lisa Gonzalez Anselmo did not respond to an email message asking for the company’s side of the story.

Altice, which also operates under the trade name Optimum, is a $22 billion publicly traded company that provides advertising, cable, internet and telephone services, and produces the News12 local television channel.

The law firm has subscribed to the internet and telephone services since June 2017.

The April bill listed a $165 charge for a call to a number in Africa.

Lehrman claims that Altice admitted that it did not place the call, acknowledged that the firm was not legally responsible for the cost and attributed the call to someone hacking the phone system. But Altice allegedly refused to remove the charge or restore the firm’s international calling feature.

Lehrman said it paid the bill under protest to ensure that telephone and internet services were not disrupted.

It believes, according to the lawsuit filed by Mark A. Guterman, that Altice has required other customers to pay for calls they did not incur.

Lehrman is demanding $165 for the phone call and $250,000 in punitive damages for Altice’s refusal to remove the charge, “to vindicate the rights of the public, in general, from the wrongful and systemic conduct of the defendant.”

AMA LABS OWNER GABRIEL LETIZIA ACCUSED OF RIGGING SUNSCREEN TESTS

Gabriel Letizia Jr., owner and executive director of AMA Laboratories Inc. in New City, was arrested Aug. 9 on charges of rigging tests for 30 years on sunscreen lotions and other consumer products.

The alleged scheme cost AMA Laboratories’ customers millions of dollars and endangered consumers, U.S. Attorney Geoffrey S. Berman said in a press release.

Letizia, 69, pleaded not guilty to conspiracy and wire fraud in federal court in White

Plains. U.S. Magistrate Judge Paul E. Davison released him on a $500,000 bond, secured by the AMA property on Congers Road in New City.

Two weeks ago, Letizia proclaimed his innocence in a letter to the Westchester County Business Journal. He was responding to accusations by his former lab director, David Winne, who had accused him of being “fully aware” of the lab’s practices.

Winne and three other lab workers have pleaded guilty to conspiracy for their roles in the scheme.

Letizia founded AMA in 1982. The lab tests consumer products for efficacy and safety on paid volunteers and it produces reports and marketing materials to support customers’ claims.

Twice in 2017, FBI agents and Rockland County District Attorney’s Office detectives served search warrants and seized voluminous records from labs and offices.

From 1987 to 2017, according to the Letizia indictment, AMA used fewer panelists than promised in clinical trials. Then he and employees, acting under his direction, allegedly gave clients false and misleading information about test results.

Winne, Mayya Tatsene, clinical laboratory director, Patrycja Wojtowicz, associate director of clinical studies, and Kaitlyn Gold, supervising laboratory technician, have pleaded guilty to wire fraud charges.

AMA blamed the scheme on employees and accused them of defrauding the company in a 2017 lawsuit filed in Westchester Supreme Court.

Winne responded in a court filing that Letizia “arrogated for himself” money that was falsely allocated to nonexistent panelists. The clients, not AMA, he said, were the victims. The lawsuit is pending.

The U.S. Food and Drug Administration, FBI and Rockland County District Attorney’s Office collaborated in the criminal investigation, Berman said. Assistant U.S. Attorneys Jeffrey C. Coffman, James McMahon and Olga Zverovich are in charge of the prosecution.

Peekskill to receive $10M from state for downtown revitalization projects

BY PETER KATZ pkatz@westfairinc.com

T

he city of Peekskill has been selected to receive $10 million from New York state to be used for various projects designed to enhance its downtown.

The money comes from the state’s Downtown Revitalization Initiative (DRI) and the award was announced in Peekskill on Aug. 13 by Gov. Andrew M. Cuomo at an event held at The Hudson Room, a restaurant and lounge at 23 S. Division St. near the Paramount Theater. Louie Lanza, owner of The Hudson Room and several other Peekskill properties, hosted the event that attracted local, county and state officials as well as community leaders and representatives of labor unions.

Cuomo added a bit of showmanship to his speech, giving the background of the state’s DRI initiative and mentioning how other communities have already benefited from the funding, which has gone to support a variety of projects helping to revitalize downtowns.

Cuomo explained that while the top award winner in competitions for the funding gets $10 million,

not everyone can win all of that money and some communities are happy to receive far lesser amounts.

He then continued saying that Peekskill should be happy if it came in as a second- or third-place winner and it should be pleased knowing that any amount of funding would be better than nothing. And then, after feigning a sad look on his face, Cuomo perked up and announced that Peekskill was a firstplace winner and would receive the full $10 million.

The room broke out into wild applause and cheers.

Cuomo then raced down from the platform on which he was speaking to embrace Peekskill Mayor Andre Rainey, who already was on his feet in celebration.

This was the fourth round of DRI funding.

The cities of Middletown, Kingston and New Rochelle were first-place winners in the mid-Hudson region in the first three rounds of the funding competition.

In its application, Peekskill promoted the theme “Take a Peek…

Discover Peekskill.” It said it would use the funding to build on its efforts to increase offerings in tourism, the arts and media with strengthened assets to

New York Gov. Andrew Cuomo (left) and Peekskill Mayor Andre Rainey.

support pedestrian activity in the downtown.

“An infusion of $10M from New York state will jump-start community-envisioned projects that are focused on equity, environmental sustainability, inclusiveness and innovation,” the application stated. The area targeted includes the Downtown Central Business District and waterfront TransitOriented Development District where there already

are cultural and educational destinations, a waterfront and parks system and a core of restaurants and boutique retailers.

Cuomo said, “With the downtown revitalization initiative, we challenged local governments to propose innovative ideas to create jobs and drive economic growth. Peekskill proposed a brilliant plan that builds on their natural resources, including the beautiful waterfront, a mag-

net that draws people and businesses to the area.”

The city will develop a strategic investment plan to decide which specific projects will be funded. The first $300,000 of the $10 million will be used to pay for the planning process.

The Business Journal was told by the governor’s office that another event will be held sometime in the future to announce which specific projects have been selected to receive funding with the

remaining $9.7 million.

The Mid-Hudson Reg ional Economic Development Council reviewed proposals from communities and considered seven criteria before selecting Peekskill as this round’s winner.

Westchester County Executive George Latimer praised Peekskill for preserving its historic look and feel in the downtown.

“How many communities tore down their architecture when Peekskill preserved its architecture and that is part of the strategic vision that the governor and members of the Regional Economic Development Council were able to identify,” Latimer said, adding that the boost Peekskill receives will help all of Westchester County.

Rainey said, “My hands are still shaking. It’s a new day in Peekskill.”

Rainey said they’ve been working to make Peekskill a place that will attract more residents, prompt businesses to invest and entice visitors, “giving them a reason to stay and build lives and families here. We strive to make Peekskill a place for everyone and we’re known for our great diversity and today we can say we’re well on our way.”

Bunge moving global headquarters out of White Plains

BY PETER KATZ pkatz@westfairinc.com

B

unge, the worldwide agricultural commodities company, is moving its global headquarters from White Plains to the St. Louis, Missouri, metropolitan area. In 1998, it moved its global headquarters from São Paulo, Brazil, to what then was the Westchester Financial Center at 50 Main St. The company occupies three floors in the building.

“While St. Louis is already an important hub for Bunge and our current North American operations, the city is also home to a number of food, agriculture, animal health and plant science organizations and customers,” CEO Gregory A. Heckman said. “Moving the global headquarters to a location where Bunge has a major business presence is a big step forward in shifting the company’s operating model to align around a more efficient, streamlined global

Gregory A. Heckman

business structure.”

A spokesman for Bunge told the Business Journal there are approximately 150 employees in White Plains and the personnel handle all corporate governance matters. The spokesman said the company had reached out to White Plains, Westchester County and New York state officials to let them know in advance that the announcement of the move would be coming.

The company said it is in the early planning stages

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of the transition to the St. Louis area and it expects to have the move completed by the end of the second quarter of 2020.

Bunge is involved in sourcing, processing and supplying oilseed and grain products and ingredients.

Founded in 1818, it has 31,000 employees worldwide and operates more than 360 port terminals, oilseed processing plants, grain silos and food and ingredient production and packaging facilities around the world.

AUGUST 19, 2019

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ASK ANDI It’s all on my shoulders I TRY TO TAKE ON EVERYTHING, FIX EVERYTHING AND I CAN’T KEEP DOING THAT. I DON’T SEE MY FAMILY ENOUGH. I’VE BECOME THE ROADBLOCK TO SO MANY THINGS AT WORK. BUT IF I DON’T CHECK IN OR STEP IN IF HELP IS NEEDED, THINGS MIGHT NOT GET DONE RIGHT. HELP. I’M STUCK. THOUGHTS OF THE DAY: It’s a classical entrepreneurial set of traits: trying to control things by being involved and stepping in when help is needed. Building a talent team is the most crucial element of any well-run company. Scaling the company so it can grow means stepping out of the way — and that’s a skill that most entrepreneurs are slow to build. Your job as CEO is very different from your initial job of getting the business off the ground. How likely is it you’ve built the necessary skills to keep up with your growing company?

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Finding a better way to manage means personal freedom. Being tied to every aspect of the business, working more hours rather than less, will only tire you out and eventually make you not want to be around.

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If you run on big ego, thinking you have the best ideas, are the most able to solve

problems, if you often override your peoples’ decision — that’s a recipe for hitting a ceiling.

Lots of business owners inadvertently teach their people to stop making decisions, let the responsibility sit on the boss’ shoulders. They do this in lots of little actions that build up over time. “Let me see that before it goes out.” “You did it wrong, here’s how I want it done.” “Don’t overstep your boundaries.”

Instead, ask your people to take over doing things and encourage them to take responsibility for fixing problems that may crop up. Praise people for showing initiative.

Loosen the constraints under which people operate by giving them goals to shoot for and then track their progress through reports.

Watch how well people do at hitting their goals. Hold them accountable for producing

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results. Provide education for people who want to grow. Give people more responsibility and room to operate as they step up, get their jobs done well and ask for more opportunity to show what they can do.

One critical measure of a healthy business is that it grows revenue and profits every year. As the business gets bigger, the owner can’t be involved in everything.

There’s just not enough owner capacity to keep up with the growth.

If that’s true, why are most entrepreneurs so slow to step out of the way? The business is their baby. They care greatly about how things are going. They don’t want to see things messed up. And they practice longstanding habits of being involved instead of challenging themselves to grow new skills at managing.

Owners need to focus on strategy, longterm planning, making sure the company is well capitalized with good banking relationships, reporting accurately on the business’ accomplishments and ensuring sales and marketing programs are sufficient to meet the needs of the future. Good owners lead people, teach them how to perform at higher levels and identify additional talent necessary for future success.

Smart owners learn about management practices that will be needed to ensure success in the future. The best owners are constantly adding to their toolkit of abilities by engaging in education and challenging themselves to let go of tasks they performed in the past.

Andi Gray is president of Strategy Leaders Inc., StrategyLeaders.com, a business-consulting firm that teaches companies how to double revenue and triple profits in repetitive growth cycles. Have a question for AskAndi?

Wondering how Strategy Leaders can help your business thrive? Call or email for a free consultation and diagnostics at 877-238-3535 or AskAndi@StrategyLeaders.com. Check out our library of business advice articles at AskAndi.com.

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BANKING & FINANCE WESTCHESTER COUNTY BUSINESS JOURNAL

ASK THE INVESTMENT BANKER How long does a deal take?

BY TED YANG AND JON RUBIN

Y

ou may have heard the saying that “time kills deals,” but speed can kill deals, too. Like a great piece of music, a well-run deal has a steady rhythm and flow. Move too quickly and mistakes can occur. Move too slowly and the process can bog down. Westbury expects that most deals will take 150 to 300 days from the time you start preparing until the cash is wired.

There are six key steps to every deal.

The first four steps occur prior to signing a letter of intent (LOI). In step one, you and your advisors collect key information on your company. The second step is preparing to go to market: drafting key selling documents and creating a list of targets. In

step three, you go out to market, generating interest from multiple suitors and sharing just enough information to give them the confidence to make a firm bid and draft an LOI with acceptable deal terms.

In the fourth step, you seek to collect firm bids. Financial buyers such as private equity (PE) funds tend to move quickly on a bid. Often, however, PE bids will be lower, as those firms seek to maximize the return on their capital. Strategics usually take longer to make a bid, even if they have a dedicated M&A team. However, their bids will often be more generous and they will have much more flexibility because they are often looking to combine your people, product and processes with their existing ones. » DEALS

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AUGUST 19, 2019

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BANKING & FINANCE 13

Deals—

In this step, it is important that you maintain communication with all potential suitors to maintain a level playing field while encouraging diverse interest. The trick is to slow the pace of those who make early bids (often PE firms) while trying to spur slower moving firms that may make higher bids (often strategics) to accelerate their pace. Your banker has the tools and experience to manage this timing and to decipher the “hidden messages” that are often sent by potential acquirers expressing their intent to bid.

A word of caution: you must set the tempo. Some buyers will claim that they will close very quickly (60 days) and proceed to ask for tons of information before an LOI is signed. Their rationale is often that they need all the information at once so they can act quickly. We cannot caution you enough to play your cards close to your vest and not let buyers like this set the tempo. At best, you may close the door on potential suitors leaving money on the table. At worst, you may have an unscrupulous buyer who is looking to

suck out your valuable IP. When you let others set the tempo, you will find yourself in a “hurry up and wait” mode, where you scramble to pull things together, only to sit and wait for them to respond.

Similarly, don’t drag things out waiting for that “perfect” acquirer who just needs “a little more time.” Our experience is that such parties often never make a bid or that their bid wasn’t worth the wait.

If you take too long, you risk alienating those who were interested earlier. They may move on to another transaction. You also run the risk of a downside surprise as your day-to-day operations may drastically change your revenue or profitability forecasts for the worse. Another risk is that your industry falls out of favor or the economy as a whole goes into recession.

Either scenario will reduce the multiple that you receive for your business, even if your business meets its forecast. Keeping the process moving at a steady tempo is the key and previous experience is your best guide.

The last two steps in the process occur once you’ve picked an acquirer and signed an LOI. At this point, the acquirer sets the tempo of the deal. In step five,

When you let others set the tempo, you will find yourself in a ‘hurry up and wait’ mode, where you scramble to pull things together, only to sit and wait for them to respond.

the buyer pursues its own due diligence and the attorneys for both buyer and seller hammer out the purchase agreement. Step six is the final negotiation and closing. In both steps, time is truly your enemy and great communication is your friend. If you’ve followed our advice, you will already have most of the items that the buyer is seeking. If you are asked for information you don’t have at hand, don’t panic. Instead communicate clearly how long it will take with the buyer and constantly communicate progress. It is your and your banker’s job to keep the buyer engaged as issues arise and continue the march toward closing.

Another common answer to “How long does a deal take?” is this: a lot longer than anyone expects it to! Keeping things moving at a moderate pace is the key.

Good luck!

Jon Rubin is the managing partner at Westbury Group in Westport, Connecticut.

He can be reached at 203-745-0272 or jrubin@westburygroup.com. Ted Yang is the managing director at Westbury Group. He can be contacted at 203-803-4470 or ted@ westburygroup. com.

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AUGUST 19, 2019

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CONTRIBUTING WRITER | By Paula Deckman

BANKING & FINANCE

Navigating STAR program changes for the next school year

S

ummer is here, but the 2019-2020 school year is right around the corner and with it comes changes to the School Tax Relief (STAR) program.

Property owners in Westchester County received letters to inform them of the impact of these changes, based on information they previously supplied for the STAR exemption or STAR credit.

Before 2016, if you owned a primary residence in New York state and had adjusted gross income that was less than $500,000, you were eligible for a property tax exemption. Once you applied for the STAR program with your local assessor’s office, your tax bill would show the assessed value of your property, then a STAR exemption would be deducted before calculating the tax.

If you purchased your property in 2016 or later, you would have been eligible for a STAR credit, so instead of paying a smaller tax bill you would receive a check the value of which would be generally the same as the property tax exemption.

Depending on when you purchased the home, the check would normally come in the same year as you would have received the exemption.

Changes to the rules for the 2019-2020 school tax year include: • The income limitation for the STAR exemption is being reduced to $250,000.

• The STAR exemption amount has been made permanent. It will never increase.

• The value of the STAR credit could potentially increase by as much as 2% each year.

If you receive the STAR exemption and your income is below $250,000, you can do nothing and continue to receive the exemption on your real estate tax bill. You may decide to switch to the STAR credit instead, as the income limitation on the credit continues to be $500,000 and you may benefit from the potential 2% increases. There is no drawback to switching to the credit. You will never get less than the exemption was saving you.

If your income is more than $250,000, you must switch to the credit to continue receiving benefits. If your income is $250,000 or less, you have the option to switch to the credit method or continue with the exemption.

New York state sent two letters to property owners who will be impacted by these changes, including: • The first letter (RP-425-RDS) says they have automatically registered you for the Basic STAR credit program and applies to homeowners whose income on their 2017 return was in excess of $250,000. If you agree, nothing needs to be done and they will mail your STAR credit check before the

due date of your school tax bill.

• The second letter (RP-425-RDM) also says they have automatically registered you for the Basic STAR, but they need additional information before they can issue a check.

This letter went to homeowners whose income might be over $500,000, may own a house in another state or if their property is held in the name of a trust. To provide the additional information they are requesting, they instruct you to go to their online registration and register for the STAR Credit. The letter will include a “Property Key” that will need to be entered as part of this process.

With both letters, if you disagree

you should respond by following the instructions in the letter and you should not delay in responding to this letter to ensure that you receive your check in a timely fashion.

The Enhanced STAR, which provides an increased benefit for senior citizens age 65 and older, is also experiencing change. If you are applying or reapplying for the Enhanced STAR, you will need to enroll in the Income Verification Program (IVP). You will only need to do this once and you will do this at the assessor’s office when you go to apply or renew. You will complete Form RP-425-IVP and either Form RP-425-E if you are upgrading from

Basic STAR to Enhanced STAR or RP-425Rnw if you are renewing your Enhanced STAR exemption. Once you are registered with IVP, you won’t have to renew your Enhanced STAR or worry about missing the renewal date and you won’t have to provide a copy of your tax return to the assessor’s office anymore.

Visit tax.ny.gov and search STAR for additional information.

Paula Deckman is a principal at The Bonadio Group with expertise in communication and negotiation with the IRS and state tax authorities. She can be reached at pdeckman@bonadio.com.

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AUGUST 19, 2019

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FOCUS ON

BANKING & FINANCE

M&T ups the mobile banking ante with Money Smart app

BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

L

aunching a new digital banking platform and mobile app on the same day that Capital One announced a data breach of 100 million credit card applications and accounts could be the very definition of bad timing. But M&T Bank, which did just that on July 29, says it is unafraid of any related fallout.

“Anytime there’s a security breach of that magnitude, whether it’s Capital One, Equifax or Home Depot, we receive customer calls about our own security,” said M&T Bank's Head of Online and Mobile Banking Michael Sullivan. “But we have multiple layers of security and fraud detection in place. We’re con-

stantly evaluating our security and trying to stay ahead of all the criminal activity.”

“Protecting our customers and their money is our No. 1 priority at all times,” affirmed the bank’s Senior Vice President Joe Lombardo.

The Buffalo-based bank, which has branches throughout the northern suburbs of New York City, has introduced M&T Money Smart, billed as an easy-to-use, allin-one digital tool that helps users manage their finances and make informed financial decisions.

Money Smart allows users to combine all their accounts, both M&T and those from other banks, into one dashboard. Budgeting and spending visualizations help users set financial goals and track every dollar, while its debt payoff forecasting fea-

A screenshot of M&T Bank’s new digital tool.

ture helps customers project a date when they might be debt-free.

“Bank customers are

always looking for ways to do their business more quickly and efficiently,” Sullivan said.

“We talk to our customers, and potential customers, about what they’re looking for. We also pay attention to what our competitors are doing.”

“We’ve gone to customers’ homes … to get a better understanding of their lives and needs,” Lombardo added. “Finding out what their goals are, and the challenges they’re facing, plays a big part in everything we do, including our mobile banking efforts.”

That approach is also in effect at Patriot Bank, which first introduced its mobile banking app in 2012.

“We have more and more people using the mobile banking app every year,” said the Stamford-based bank’s

Senior Vice President and Director of Digital and Retail Operations Laura Holleran.

“Fifty-five percent of our online banking customers are mobile app users.

“The major benefit has been the 24/7 convenience,” she continued. “Users can access their accounts anytime, anywhere. A key factor is the ability to deposit a check remotely through the app.”

And people are using the Patriot app frequently, she said, as 88% of users access it at least once a month, and the average customer opens the app 11 times each month.

Research conducted by The Harris Poll on behalf of tech company Fiserv found that, as consumers become more comfortable with mobile apps, the demand for convenient digital banking

solutions continues to grow.

According to the report, 34% of consumers want to be able to manage all their financial accounts in a single online location or app, and 33% expressed a preference for real-time access.

Banks, including M&T and Patriot frequently update their mobile offerings — up to four times a year on average.

“It's crucial to have an app designed specifically for each type of smartphone operating system to create the best possible user experience,” Holleran said.

Patriot will soon introduce debit card controls available through its mobile banking app, allowing users to turn their debit card on or off, and is planning to begin offering Apple Pay, Samsung Pay and Google Pay in the near future, she added.

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Winners will go on to be our thriving thirty and will be honored at a special event in April.

Large company, midsize company or small company; all will be considered.

NOMINATION REQUIREMENTS: To be nominated the company must be a member of a business organization and have a physical location in Fairfield County.

• The nominator must also be a member of a business organization and be a Business Journal subscriber. If not – no worries. We will gift you a year’s subscription.* •

AWARD CATEGORIES: Most Entrepreneurial company • Most Family-friendly company • Greenest company • Most Pet-friendly company • Most Promising for the upcoming generations • Most Socially Conscious company • Most Visionary company •

Business organizations partnering with the Fairfield County Business Journal are: Bridgeport Regional Business Council, The Business Council of Fairfield County, Darien Chamber of Commerce, Fairfield Chamber of Commerce, Greater Danbury Chamber of Commerce, Greater Norwalk Chamber of Commerce, Greater Valley Chamber of Commerce, Stamford Chamber of Commerce For information, contact: Olivia D’Amelio at odamelio@westfairinc.com.

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AUGUST 19, 2019

17

GOOD THINGS WHITE PLAINS HOSPITAL RECOGNIZED FOR HIGH PERFORMANCE

RIGHT IN YOUR BACKYARD

U.S. News & World Report has once again recognized White Plains Hospital for numerous high-performing programs and specialty services, including naming it a Best Regional Hospital for 2019/20.

In addition to its regional honors, White Plains Hospital is No. 16 and No.17 in both the state and metro area, respectively, out of 211 hospitals in New York rated

by U.S. News & World Report.

The hospital ranks No. 22 in the country for gynecology and received high-performance ratings in other key clinical areas, including gastroenterology and GI surgery; neurology and neurosurgery; orthopedics; pulmonology and lung surgery; urology; heart failure and chronic obstructive pulmonary disease (COPD).

Todd Gessow

RE/MAX WELCOMES NEW BROKER

The Friends of Chappaqua Performing Arts Center (ChappPAC) will present “The Battle of the Bands at ChappPAC” on Sept. 21 at 8 p.m., featuring three local bands. A meetand-greet cocktail party with the bands will be held prior to the event at 6:30 p.m. for those who purchase tickets at that level and those who are part of the Founding Members Circle. General admission tickets are

$50 per ticket and priority seating, including the preparty, is $150 per ticket.

The three bands taking part in this event are Red Grenadine with The Horn Dogs, Ripchord and The Station Agents. Each band will play for half an hour and there will be a 15-minute intermission between each set. Wine, beer and other beverages will be available for sale at the event.

The idea for the Battle of the Bands was the brainchild of event Chair and Friends of ChappPAC Board member Sena Baron.

The 425-seat ChappPAC theater is located within Chappaqua Crossing, between the Saw Mill River Parkway and Route 117.

Parking is located in front of the facility.

Tickets can be ordered at brownpapertickets.com.

MHACY: BEST SENIOR HOUSING, ACCORDING TO CHAMBER

Don and Carolyn Moriarty

WESTCHESTER PARKS FOUNDATION ANNOUNCES GALA HONOREES The 42nd annual “Celebrate the Power of Parks” Westchester Parks Foundation (WPF) gala will take place Thursday, Sept. 19 at the Westchester County Center in White Plains.

All funds raised at the gala will benefit the many WPF programs and services, which preserve, enhance and beautify Westchester County parks.

The honorees are: Carolyn and Don Moriarty of Bronxville, Philanthropy Leadership Award; Impact100 Westchester, Community Partner Award; and The Native Plant Center at Westchester Community College, Special Recognition for Service to Parks.

“The Power of Parks” gala will be held from 6 to 9 p.m. For more information and to purchase tickets, call 914-231-4600 or visit https://www.thewpf.org/event/gala2019/.

Information for these features has been submitted by the subjects or their delegates.

18

AUGUST 19, 2019

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Todd Gessow, a licensed real estate broker, has joined the Tuckahoe office at 273 Columbus Ave. of RE/MAX Distinguished Home & Properties. A Rye Brook resident, Gessow, with two decades of experience in the real estate field, will focus on serving residential property sellers and buyers in communities throughout Westchester County.

Prior to joining RE/MAX he was a broker at Todd David Realty LLC in Mamaroneck.

MEDICAL GROUP’S BREAST CARE CENTER ACHIEVES NAPBC ACCREDITATION The National Accreditation Program for Breast Centers (NAPBC), a program commissioned by the American College of Surgeons (ACS), has granted three-year accreditation to Westmed Medical Group’s Comprehensive Breast Care Center, based in Purchase. As a NAPBC-accredited center, Westmed’s Comprehensive Breast Care Center has demonstrated excellence in the delivery of high-quality, patient-centered care for patients with breast disease.

EXCITING TIMES AT GRAND PRIX NEW YORK RACING

At MHACY’s Curran Court community, from left: Lawrence J. Sansone, vice chair, MHACY board of commissioners; Jeanne Martinelli, director of marketing, Yonkers Chamber of Commerce; and Joseph Shuldiner, executive director, MHACY.

The Municipal Housing Authority for the City of Yonkers (MHACY) was recently voted as the city’s best senior housing (nonsite specific) in the Yonkers Chamber of

Commerce’s 15th annual Best of Yonkers competition. All winners will be featured in the chamber’s Aug. 30 “Best of Yonkers” issue of the Yonkers Progress.

MHACY is the largest provider of affordable housing in the city of Yonkers and the second-largest public housing authority in New York state.

A new level of excitement and speed for thrill-seekers has been launched by Grand Prix New York Racing & Entertainment in Mount Kisco. A multilevel track as well as the Grand Prix Extreme Play (GPX) park have been added and will be unveiled at a special launch party Wednesday, Oct. 16 from 6 to 9 p.m. at the Grand Prix site, 333 N. Bedford Road.

The new multilevel track will go from 0 to 8.6 feet and include up to 1,700 linear feet of track for adults, 295 feet of track for juniors and 141 feet of track for early starters ages 4 to 6.

LAW PARTNERS RECEIVE INDUSTRY AWARDS

Michael Walsh

HVEDC WELCOMES NEW ADDITION TO ADVISORY BOARD The Hudson Valley Economic Development Corp. (HVEDC) in Poughkeepsie announced the addition of Michael T. Walsh, president and CEO of the Beacon Institute for Rivers & Estuaries, as well as executive director of the institute’s engineering management program, to its Advisory Board.

Located at Denning’s Point in Beacon, the institute’s campus serves as a research center focused on healthy water solutions and provides educational services, including K-12, public, family and professional graduate programs. The Beacon Institute aims to ignite citizen science, user-inspired R&D and education through collaboration and creative innovation to inspire sustainable solutions for estuary and freshwater ecosystems throughout the Hudson Valley and across New York state.

David B. Lever

Lever & Ecker PLLC, located in White Plains and New York City, announced that two of its partners, David B. Lever and Daniel G. Ecker, have recently received award recognitions.

Lever has been identified as one of the

Daniel G. Ecker

“Top 100 Civil Plaintiff Trial Lawyers” in New York by The National Trial Lawyers.

Ecker has been selected as a 2019 New York Metro Super Lawyer. The list is based on peer recognition and pro-

fessional achievements, among many other factors. No more than 5% of lawyers in each state are chosen to receive this honor by the Super Lawyers research team.

CHRISTIE’S INTERNATIONAL REAL ESTATE OPENS IN SCARSDALE

ENT and Allergy Associates LLP (ENTA) in Tarrytown has announced that effective Sept. 1, otolaryngologists and fellowship trained physicians Craig H. Zalvan and Deya Jourdy, will join the practice’s new clinical office at 777 N. Broadway in Sleepy Hollow.

The presence of the new doctors will increase ENTA’s physician listing to more than 210 physicians and 44 locations.

Zalvan, a graduate of Brandeis University in Waltham, Massachusetts, completed his medical degree at Albert Einstein College of Medicine and his residency in otolaryngology head and neck surgery at the Manhattan Eye, Ear & Throat Hospital and the New York Presbyterian Hospital, including training at Memorial Sloan Kettering Cancer Center.

Jourdy graduated magna cum laude from Cornell University, obtained his medical degree at the Weill Medical College of Cornell University and completed joint residency at the Columbia University and Cornell University campuses of New York Presbyterian Hospital.

PCSB BANK UNVEILS NEW BRANCH PCSB Bank recently celebrated the opening of a new branch at 2002 Commerce St. in Yorktown Heights with a ribbon-cutting ceremony attended by community leaders, local dignitaries and bank officials.

The new location, which replaces the bank’s previous Yorktown Heights branch, offers a full line of personal and business banking products.

FRESH HELP FOR FEEDING WESTCHESTER Feeding Westchester does more than move food to 300 agency partners across Westchester County. Its team of volunteers and staff serve as advocates for the over 200,000 Westchester residents who live food insecure every day. Feeding Westchester is the area’s primary resource in the fight against hunger and, as part of its mission, works to educate everyone that hunger is right here where they live, even in one of the wealthiest counties in America.

To help further the organization’s strategy, mission and goals, the nonprofit’s volunteer board is composed of some of Westchester County’s brightest leaders, including two new members: Dr. Ruben Barato and Dr. Raymond Sanchez.

Barato has been a leader in higher education for nearly 30 years. He serves as the associate dean of enrollment management at Westchester Community College.

Sanchez serves as the superintendent of schools for the Ossining Union Free School District where he focuses on “raising the bar” and enhancing success for all students. He also serves on the Westchester Medical Food for Life council.

ENT AND ALLERGY ASSOCIATES EXPANDS ITS WESTCHESTER PRESENCE

HOSPITAL TO HOST BE WELL BASH COMMUNITY EVENT

Agents, staff and guests joined Christies International Real Estate (CIRE) and Christie’s International Real Estate Westchester & Hudson Valley (CIRE—WHV) leadership at the grand opening and ribbon-cutting ceremony for the regional brokerage’s Scarsdale office at 72 Garth Road. Pictured holding the ribbon, from left: Cara Batelli, manager of agent services, CIRE—WHV; Dan Peros, associate vice president and business development manager, CIRE; Sonja Cullaro, executive vice president, CIRE—WHV; Dan Conn, president and CEO, CIRE; Kathleen Coumou, senior vice president, CIRE; Ilija Pavlovic, president and CEO, CIRE—WHV; Darlene Bandazian, vice president of regional business development, CIRE—WHV; Andy Emery, regional vice president, CIRE—WHV; and Melanie Capello, agent services coordinator, CIRE—WHV.

Christie’s International Real Estate Westchester & Hudson Valley held a grand opening and ribbon-cutting ceremony to officially open its Westchester Regional Sales Gallery located

at 72 Garth Road in Scarsdale on Aug. 8. The new office marks the second physical location for the brokerage in addition to its existing operation in New City.

The Scarsdale location will be managed by Andy Emery, regional vice president. Emery is a real estate professional with more than three decades of industry experience.

New York-Presbyterian Lawrence Hospital in Bronxville will host its second annual Be Well Bash on Sunday, Sept. 15, from noon to 3 p.m., on the front lawn of The Bronxville School, located at 177 Pondfield Road. (Rain date: Saturday, Sept. 21.) The free wellness and injury prevention event is geared toward all members of the community, including families, student athletes, weekend warriors and seniors.

Members of surrounding communities are encouraged to attend to meet experts from Columbia Orthopedics, including sports medicine providers and specialists in primary care, cardiology and other specialties to learn how to stay healthy and achieve their fitness goals.

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AUGUST 19, 2019

19

Facts & Figures BANKRUPTCIES White Plains Casso-Solar Technologies LLC Nanuet. Chapter 11, Voluntary. Attorney: Rosemarie E. Matera, Chestnut Ridge. Filed Aug. 5. Case number: 19-23423-rdd.

Poughkeepsie BNY Catering Inc. New York.

Chapter 11, Voluntary. Attorney: Joshua Sussberg. Filed Aug. 6. Case number: 19-36301-cgm.

COURT CASES Manhattan Adaptive Management Inc. filed

by Grant Fox. Action: Americans with Disabilities Act – Employment Discrimination. Attorney: Scott Simpson. Filed Aug. 1. Case number: 1:19-cv-07204-JPO. Aliz Group LLC filed by Eugene Duncan. Action: Federal question.

Attorney: Bradly Gurion Marks.

Filed July 31. Case number: 1:19-cv07168-LGS. CannTrust Holdings Inc. filed by Scott Justiss. Action: Stockholder suit. Attorney: Joseph Alexander Hood II. Filed July 31. Case number: 1:19-cv-07164-JPO. Cometti Properties LLC field by Stacey Mercer. Action: The Americans with Disabilities Act of 1990.

Attorney: Hector V. Ramirez. Filed Aug. 2. Case number: 1:19-cv-07247LGS. David Nolan Gallery Inc. filed

by Yelitza Picon. Action: Federal question. Attorney: Jeffrey Michael Gottlieb. Filed Aug. 2. Case number: 1:19-cv-07244-ER.

Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken.

Questions and comments regarding this section should be directed to: Larry Miles c/o Westfair Communications Inc. 701 Westchester Ave, Suite 100 J White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3699

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AUGUST 19, 2019

ON THE RECORD

DCMN Inc. filed by Elliott Mathis.

Action: Federal question – employment discrimination. Attorney: Milana Dostanitch. Filed Aug. 2. Case number: 1:19-cv-07253-DLC.

U.S. Bank N.A. filed by Roland Moreno. Action: Fair Debt Collection Act. Attorney: Andreas Euripides Christou. Filed July 30. Case number: 1:19-cv-07098-JGK.

126 McLean Avenue LLC, Yonkers. Seller: Elizabeth Mancuso, Yonkers. Property: 126 McLean Ave., Yonkers. Amount: $50,000. Filed Aug. 7.

Furniture Fabricators Inc., Bronx. Seller: Knickerbocker New Rochelle LLC, New York City. Property: 52 Webster Ave., New Rochelle.

Amount: $355,416. Filed Aug. 5.

The Big H Contracting Inc., Hopewell Junction. Seller: Aqua Capital LLC, et al, White Plains.

Property: 13 Harper Ave., Cortlandt.

Amount: $205,000. Filed Aug. 9.

Dreambuilder Investments LLC filed by Jeffrey Brandes. Action: Diversity-breach of contract. Attorney: Merriann Panarella. Filed July 30.

Case number: 1:19-cv-07123-AKH.

Walt Disney Co. filed by Georgia Horrabin. Action: Equal rights under the law. Attorney: Ambrose Wotor Wotorson Jr. Filed August 5.

Case number: 1:19-cv-07303-GHW.

126 McLean Avenue LLC, Yonkers. Seller: James T. Bova, et al, Irvington. Property: 126 McLean Ave., Yonkers. Amount: $50,000. Filed Aug. 7.

HAJ Estates LLC, Brooklyn. Seller: Mohammed Sayem, Yonkers. Property: 33 Union Lane, Mount Vernon.

Amount: $485,000. Filed Aug. 9.

U.S. Bank Trust N.A. Seller: Michele L. Bermel, Chappaqua. Property: 69 Furnace Woods Road, Cortlandt. Amount: $221,348. Filed Aug. 5.

DEEDS

126 McLean Avenue LLC, Yonkers. Seller: Natalie Ann Gogolak, Lexington, North Carolina. Property: 126 McLean Ave., Yonkers.

Amount: $25,000. Filed Aug. 7.

Flagstar Bancorp Inc. filed by Joseph P. Campanelli. Action: E.R.I.S.A. Attorney: Nicholas Cutaia. Filed Aug. 5. Case number: 1:19-cv-07299PAE. Forbes Media LLC filed by Paige Parsons. Action: Copyright infringement. Attorney: Richard Liebowitz.

Filed Aug. 6. Case number: 1:19-cv07305.

Gracie Mews LLC filed by Panagiotis Litsas. Action: Job discrimination (unlawful employment practices). Attorney: Katerina Housos.

Filed Aug. 5. Case number: 1:19-cv07295-LAP. Healthcare Revenue Recovery Group LLC filed by Nicolas Briu.

Action: Fair Debt Collection Act. Attorney: Movlette Rosemarie Kidd.

Filed Aug. 5. Case number: 1:19-cv07298-LGS. Helius Medical Technologies Inc. filed by William Evans. Action: Stockholder suit. Attorney: Joseph Alexander Hood II. Filed July 31.

Case number: 1:19-cv-07171-LAP. Joshua Liner Gallery LLC filed

by Yelitza Picon. Action: Federal question. Attorney: Jeffrey Michael Gottlieb. Filed July 30. Case number: 1:19-cv-07080-VEC.

Above $1 million 133-08 Partnership, Irvington.

Seller: Frank S. Accetta, et al, Irvington. Property: 20 Connor Court, Greenburgh. Amount: $1.7 million.

Filed Aug. 8.

519 Woodlands LLC, Ridgewood, New Jersey. Seller: Stephen Kempsey, et al, Harrison. Property: 519 Woodlands Road, Harrison.

Amount: $1.8 million. Filed Aug. 6.

Aranda LLC, Briarcliff Manor. Seller: James Cemprola, et al, Armonk.

Property: 49 Agnew Farm Road, North Castle. Amount: $1 million.

Filed Aug. 7.

Lionwalk Manor LLC, New York City. Seller: Casa Zeta LLC, Los Angeles, California. Property: 44 W. Patent Road, Bedford. Amount: $20.4 million. Filed Aug. 9.

One Hickory Lane LLC, White Plains. Seller: Hickory Homes LLC, Irvington. Property: 3 Hickory Lane, Scarsdale. Amount: $1.5 million.

Filed Aug. 5.

Living Proof Inc. filed by Jon R. Morgan. Action: Federal question.

Attorney: Jonathan Shalom. Filed Aug. 1. Case number:

Stargaze LMS LLC, Beechhurst.

Seller: Stony Creek Horse Farm LLC, Bedford. Property: 172 Baxter Road, North Salem. Amount: $1.2 million.

Filed Aug. 5.

Long Island Railroad Co. filed

by Daniel Mullay. Action: seeking $250,000 for railways – Federal Employer’s Liability Act. Attorney: Marc Twyman Wietzke. Filed July 30. Case number: 1:19-cv-07093VEC.

Upper Westchester Muslim Society Inc., Chappaqua. Seller: United Jewish Appeal – Federation of Jewish Philanthropies of New York Inc., New York City. Property: 600 Bear Ridge Road, Mount Pleasant.

Amount: $3.6 million. Filed Aug. 9.

Mary Kay Inc. filed by Valentin Reid. Action: Americans with Disabilities Act of 1990. Attorney: David Paul Force. Filed Aug. 1. Case number: 1:19-cv-07201-LTS.

VRV Corp., Mamaroneck. Seller: 115 North Broadway LLC, Bedford Hills. Property: 115 N. Broadway.

White Pains. Amount: $11 million.

Filed Aug. 7.

Medidata Solutions Inc. filed by Suvi Borodin. Action: Securities Exchange Act. Attorney: Juan Eneas Moteverde. Filed July 31. Case number: 1:19-cv-07176-PKC.

VRV Corp., Mamaroneck. Seller: 42 Waller Avenue LLC, Bedford Hills.

Property: 42 Waller Ave., White Plains. Amount: $11 million. Filed Aug. 7.

NYC Sable Inc. filed by Eduardo Aguilar. Action: Fair Labor Standards Act. Attorney: Catalina Cadavid. Filed July 31. Case number: 1:19-cv-07135-KPF.

Below $1 million

WCBJ

126 McLean Avenue LLC, Yonkers. Seller: Eleanor Kossifos, et al, Poughquag. Property: 126 McLean Ave., Yonkers. Amount: $50,000.

Filed Aug. 7.

126 McLean Avenue LLC, Yonkers. Seller: Paula Geary, Hopewell Junction. Property: 126 McLean Ave., Yonkers. Amount: $50,000.

Filed Aug. 7.

126 McLean Avenue LLC, Yonkers. Seller: Rosemarie Bonanno, Holliday, Florida. Property: 126 McLean Ave., Yonkers. Amount: $25,000. Filed Aug. 7.

126 McLean Avenue LLC, Yonkers. Seller: Victor Vincent Rubio, et al, Dobbs Ferry. Property: 126 McLean Ave., Yonkers. Amount: $50,000. Filed Aug. 7.

13 Raymond LLC, Monroe. Seller: Wells Fargo Bank N.A. Property: 74 Sudbury Drive, Yonkers. Amount: $385,000. Filed Aug. 7.

234 Douglas Place LLC, Brooklyn. Seller: Deutsche Bank National Trust Co. Property: 234 Douglas Place, Mount Vernon. Amount: $575,000. Filed Aug. 5.

387 Smith Ridge Road LLC, South Salem. Seller: Elizabeth Grant, South Salem. Property: 387 Smith Ridge Road, Lewisboro.

Amount: $650,000. Filed Aug. 5.

402 S 7 LLC, Chestnut Ridge. Seller: Aldo V. Vitagliano, Rye. Property: 402 S. Seventh Ave., Mount Vernon.

Amount: $301,000. Filed Aug. 9.

7 Cedar Street LLC, Tuckahoe.

Seller: Kelly McGinnis, Myrtle Beach, South Carolina. Property: 7 Cedar St., Eastchester. Amount: $415,000. Filed Aug. 5.

Cornelius Lane Holdings LLC, Brooklyn. Seller: Nationstar Mortgage LLC. Property: 8 Cornelius Lane, Somers. Amount: $436,250.

Filed Aug. 9.

Hillside BD LLC, Scarsdale. Seller: Joan Iacono, Bronxville. Property: 405 S. Fifth Ave., Mount Vernon.

Amount: $294,000. Filed Aug. 8.

Mortgage Equity Conversion Asset Trust 2011-1. Seller: David Rosoff, White Plains. Property: 129 Bellevue Place, Yonkers. Amount: $404,500. Filed Aug. 8.

Municipal Credit Union, New York City. Seller: Barbara Lerman, Larchmont. Property: 615 Depew St., Peekskill. Amount: $332,937.

Filed Aug. 9.

Point 62 LLC, et al, White Plains.

Seller: Christopher B. Meagher, White Plains. Property: 18 Rossiter Ave., Yonkers. Amount: $450,600.

Filed Aug. 9.

Point Realty Group Inc., Pawling.

Seller: U.S. Bank N.A. Property: 18 S. Central Ave., Greenburgh. Amount: $290,000. Filed Aug. 7.

Purser Place Associates LLC, Brooklyn. Seller: Joseph Fernandez, Montebello. Property: 34 Purser Place, Yonkers. Amount: $650,000.

Filed Aug. 5.

RAS Closing Services LLC, Glen Ellyn, Illinois. Seller: Oladimeji F. Farri, et al, Yorktown Heights.

Property: 702 High Meadow Lane, Yorktown. Amount: $380,000. Filed Aug. 9.

RPG Properties Inc., Brewster.

Seller: Diane Prove, Fayetteville.

Property: Allan Ave., Yorktown.

Amount: $60,000. Filed Aug. 7.

Sugar Hill Realty Corp., Mount Vernon. Seller: Pengtao Zhang, et al, Great Neck. Property: 115 Warburton Ave., G324, Yonkers. Amount: $5,500. Filed Aug. 6.

Tav 1 Building LLC, Chappaqua.

Seller: William E. Friedman, et al, Chappaqua. Property: Whippoorwill Road, New Castle. Amount: $625,000. Filed Aug. 9.

CSAR Holdings LLC, Bronxville.

Seller: Joan Iacono, Bronxville.

Property: 65 Payne St., Greenburgh.

Amount: $265,000. Filed Aug. 9.

Tavo Crest LLC, Chappaqua.

Seller: William E. Friedman, et al, Chappaqua. Property: Whippoorwill Road, New Castle. Amount: $650,000. Filed Aug. 8.

Federal Home Loan Mortgage Corp. Seller: Yvette M. Gibson, et al, Pearl River. Property: 7 River Parkway, Ossining. Amount: $728,540.

Filed Aug. 9.

The Bank of New York Mellon.

Seller: Liam McLaughlin, White Plains. Property: 434 Park Hill Ave., Yonkers. Amount: $614,580. Filed Aug. 9.

Wells Fargo Bank N.A. Seller: Joseph A. Maria, White Plains. Property: 46 Perry Ave., Greenburgh.

Amount: $428,000. Filed Aug. 9.

Wilmington Savings Fund Society FSB. Seller: Liam McLaughlin, White Plains. Property: 81 Belvedere Drive, Yonkers. Amount: $972,036.

Filed Aug. 9.

Yoka Development Group 1 LLC, Great Neck. Seller: Jose A. Martinez, Mount Vernon. Property: 67 South St., Mount Vernon. Amount: $130,000. Filed Aug. 9.

FORECLOSURES CHAPPAQUA, 16 Woodmill Road.

Single-family residence; lot size: 1.03 acres. Plaintiff: Deutsche Bank National Trust Co., Plaintiff’s attorney: RAS Boriskin LLC, 900 Merchants Concourse, Westbury. Defendant: Zenon Grzebyk. Referee: Michele Bermel. Sale: Aug. 22, 10:30 a.m. Approximate lien: N/A. CORTLANDT MANOR, 24 Buena Vista Ave. Single-family residence; lot size: 117x200. Plaintiff: HSBC Bank USA NA. Plaintiff’s attorney: RAS Boriskin LLC, 900 Merchants Concourse, Westbury. Defendant: Emily Tomadelli. Referee: Michael Sirignano. Sale: Aug. 28, 2:30 p.m.

Approximate lien: N/A. HARTSDALE, 26 Carlyle Place.

Single-family residence; lot size: N/A. Plaintiff: US Bank NA. Plaintiff’s attorney: Shapiro DiCaro & Barak, 175 Mile Crossing Blvd., Rochester.

Defendant: Irene Memoli. Referee: Andrew Ku;ak. Sale: Aug. 26, noon.

Approximate lien: $1,145,232.

MOHEGAN LAKE, 24 Helena Ave. Single-family residence; lot size: N/A. Plaintiff: Wilmington Savings Fund Society. Plaintiff’s attorney: Knuckles, Komosinski & Elliot, 565 Taxter Road, Suite 509, Elmsford, Defendant: Courtney Knight. Referee: Lisa Blue Stein. Sale: Aug.21, 10 a.m. Approximate lien: $476,032.

MOUNT VERNON, 217 Tecumseh Ave. Single-family residence; lot size: .09 acres. Plaintiff: The Bank of New York Mellon. Plaintiff’s attorney: RAS Boriskin LLC, 900 Merchants Concourse, Westbury.

Defendant: Michael Mosley. Referee: Ralph Maicucci. Sale: Aug. 22, 10 a.m. Approximate lien: N/A.

Facts & Figures New Rochelle, 151 Mayflower Ave. Single-family residence; lot size: .09 acres. Plaintiff: Federal National Mortgage Association. Plaintiff’s attorney: RAS Boriskin LLC, 900 Merchants Concourse, Westbury.

Defendant: Amelia Loretoni. Referee: John Molloy. Sale: Aug. 23, 10 a.m.

Approximate lien: N/A.

Westchester Building Company LLC, New York City. $313,880 in favor of Security Services of Connecticut Inc., Chappaqua. Filed Aug. 5.

OSSINING, 98 State St. Single-family residence; lot size: .14 acres. Plaintiff: Towd Point Mortgage Trust.

Plaintiff’s attorney: Gross Polowy, 1775 Wehrle Drive, Williamsville.

Defendant: Jao DeBarros. Referee: Robert Ryan. Sale: Aug.28, 11:30 a.m.

Approximate lien: $331,474.

The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed.

Mendoza, Gilma, et al. Filed by NS182 LLC. Action: seeks to foreclose on a mortgage to secure $111,000 affecting property located at 11 Sun Valley Drive, North Salem 10560. Filed Jan. 24.

Billy, Ena H., et al. Filed by Reverse Mortgage Solutions Inc. Action: seeks to foreclose on a mortgage to secure $472,500 affecting property located at 157 Ellwood Ave., Mount Vernon 10552. Filed Jan. 23.

Moss, Marvin, et al. Filed by Emigrant Bank. Action: seeks to foreclose on a mortgage to secure $105,000 affecting property located at 75 Jared Drive, White Plains 10605. Filed Jan. 29.

Blyden, Eric, et al. Filed by MTGLQ Investors LP. Action: seeks to foreclose on a mortgage to secure $341,000 affecting property located at 102 Beekman Ave., Mount Vernon 10553. Filed Jan. 28.

Nanton, Lorna, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $172,000 affecting property located at 1560 Nepperhan Ave., Yonkers 10703. Filed Jan. 24.

Demarco-Hudson, Mary, et al.

Filed by Freedom Mortgage Corp.

Action: seeks to foreclose on a mortgage to secure $245,000 affecting property located in Yonkers. Filed Jan. 23.

Ponce, Jorge A., et al. Filed by Lakeview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $423,922 affecting property located at 117 Minerva Drive, Yonkers 10710. Filed Jan. 28.

Dunkelberger, Richard H., et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $128,000 affecting property located at 210 Route 100, Katonah 10536.

Filed Jan. 28.

Salman, Gabrielle, et al. Filed

by NS182 LLC. Action: seeks to foreclose on a mortgage to secure $120,000 affecting property located at 1031 King St., Chappaqua 10514.

Filed Jan. 25.

YONKERS,64 Cumberland Drive.

Single-family residence; lot size: .1 acres. Plaintiff: Citimortgage Inc. Plaintiff’s attorney: Davidson, Fink, Cook, Kelly & Galbraith, 28 E. Main St., Suite 1700, Rochester.

Defendant: John Gilligan. Referee: Raymond Cote. Sale: Aug. 21, 11 a.m.

Approximate lien: $427,889.

YONKERS, 116 McLean Ave. Single-family residence; lot size: .05 acres. Plaintiff: US Bank Trust NA. Plaintiff’s attorney: Gross Polowy, 1775 Wehrle Drive, Williamsville.

Defendant: Desiree Sanchez. Referee: Joan Salwen. Sale: Aug.29, 10 a.m.

Approximate lien: $421,140.

YORKTOWN HEIGHTS, 636 Sharon Lane; lot size: .67 acres.

Plaintiff: The Bank of New York Mellon. Plaintiff’s attorney: McCabe Weisbery & Conway, 145 Huguenot St., New Rochelle. Defendant: Keith Holmes. Referee: Peter Nardone.

Sale: Aug. 21, 11 a.m. Approximate lien: $683,410.

YORKTOWN HEIGHTS, 1241 Underhill Ave. Single-family residence; lot size: 15.91 acres. Plaintiff: US Bank NA. Plaintiff’s attorney: Shapiro DiCaro & Barak, 175 Mile Crossing Blvd., Rochester. Defendant: Joan Sanchez. Referee: Daniel Finger.

Sale: Aug. 21, 11 a.m. Approximate lien: $829,977.

Judgments Citius Baseball Academy, Mount Vernon. $802 in favor of A and L Cleaning Corp., Elmsford. Filed Aug. 9.

Haldean Sheet Metal Fabricators Inc., Briarcliff. $631,126 in favor of the trustees of the Sheet Mtal Workers, Brewster. Filed Aug. 5.

LDC Properties LLC, Briarcliff Manor. $76,308 in favor of Rakow Commercial Realty Group Inc., White Plains. Filed Aug. 9.

Pedro Construction Inc., Peekskill. $11,827 in favor of Glens Towing Inc., Elmsford. Filed Aug. 8.

Saratoga Center for Care LLC, Woodmere. $22,046 in favor of Dentserv Dental Services PC, Pelham Manor. Filed Aug. 6.

LIS PENDENS

McIntyre, Tresha L., et al. Filed

by The Bank of New York Mellon.

Action: seeks to foreclose on a mortgage to secure $396,000 affecting property located at 10 Arlington Court, Montrose 10548. Filed Jan. 28.

Florentino, Dominga, et al. Filed

by Freedom Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $584,223 affecting property located at 230 Tecumseh Ave., Mount Vernon 10553. Filed Jan. 24.

Stambuk, Nilda, et al. Filed by Castle Peak 2012-1 Loan Trust Mortgage Backed Notes. Action: seeks to foreclose on a mortgage to secure $581,600 affecting property located at 80 Broadway, Dobbs Ferry 10522.

Filed Jan. 25.

George, Italas, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $300,000 affecting property located at 11 Jones Place, Yonkers 10703.

Filed Jan. 28.

Tonge, Jenelle, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $289,656 affecting property located at 109 Vista Place, Mount Vernon 10550. Filed Jan. 24.

Grutteria, Frank, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $250,000 affecting property located at 538 Jefferson Ave., Mamaroneck 10543. Filed Jan. 25.

Tucker, Eric D., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $620,000 affecting property located at 11 Adams Hill Road, Cross River 10518. Filed Jan. 29.

Inga, Manuel, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $540,000 affecting property located at 1715 Maple Ave., Peekskill 10566. Filed Jan. 25.

Velaquez, Maria, individually and as surviving spouse of Samuel Velazquez, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $450,000 affecting property located at 198 Vredenburgh Ave., Yonkers 10704.

Filed Jan. 29.

Jensen, Jon C., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $475,000 affecting property located at 11 Elmwood Road, South Salem 10590. Filed Jan. 29.

Wagner, David, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $436,000 affecting property located at 70 Howard Ave., Eastchester 10709. Filed Jan. 23.

Zelenz, Mark J., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $516,000 affecting property located at 445 Old Post Road, Bedford 10506. Filed Jan. 29.

Mechanic’s Liens FC Yonkers Association LLC, as owner. $1,061 as claimed by SMS Assist LLC, Chicago. Property: in Yonkers. Filed Aug. 9.

Janson, Cheryl L, et al, as owner. $13,052 as claimed by Jan Construction Services Corp., Bedford Hill.

Property: in Lewisboro. Filed Aug. 8.

Mall at Jefferson Valley LLC, as owner. $1,459 as claimed by SMS Assist LLC, Chicago. Property: in Yorktown. Filed Aug. 9.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Doing Business As ASSA Services Inc., d.b.a. Atlanta Digitizing, 33 S. Broadway, Yonkers 10701. Filed Nov. 26.

Cedar Gifts and More Inc., d.b.a.

Cedar Botanical Delights, 60 Cedar St., Dobbs Ferry 10522. Filed Nov. 26.

Floor Master of New York Inc., d.b.a. Floor Master, 50 Barry Lane, Bardonia 10954. Filed Nov. 26.

Foodie Bus Inc., d.b.a. Foodie Bus, 400 King St., Chappaqua 10514.

Filed Nov. 26.

Gabrielle’s New York Inc., d.b.a.

The Ultimate Caribbean Fusion Restaurant, 810 Pelham Parkway, Pelham Manor 10803. Filed Nov. 26.

Jefferson Valley Nails Inc., d.b.a.

One Up Nails and Spa, 3658 Lee Blvd., Unit E, Jefferson Valley 10535.

Filed Nov. 26.

Metro Optics Hartsdale Inc., d.b.a. Metro Optics Eyewear, 161 S. Central Park Ave., Hartsdale 10530. Filed Nov. 26.

Patriot Logistics Inc., d.b.a. A and J Cianciulli, 1015 Saw Mill River Road, Yonkers 10710. Filed Nov. 26.

Roland Auto Body Inc., d.b.a. JC Automotive, 181 Aqueduct Road, White Plains 10606. Filed Nov. 26.

Ruben’s Café 1 Corp., d.b.a. 12 Peekskill Lounge, 12 N. Division St., Peekskill 10566. Filed Nov. 26.

Sunrise 88 Spa Corp., d.b.a. Polish’d Nail Boutique, 132 Green Lane, Bedford Hills 10509. Filed Nov. 26.

The Help Bus Inc., d.b.a. TheHELPbus, 400 King St., Suite 4, Chappaqua 10514. Filed Nov. 26.

Veterinary Care of Pound Ridge PC, d.b.a. Pound Ridge Veterinary Center, 35 Westchester Ave., Pound Ridge 10576. Filed Nov. 26.

Sole Proprietorships Alford Property Management, Maintenance, Sales and Rentals, 15 Armstrong Ave., Peekskill 10566, c/o James Garofalo. Filed Nov. 26.

GeeSof Services, 20 Canterbury Drive, Port Chester 10573, c/o Luigi Greco. Filed Nov. 26.

Momo and the Rescues, 33 Maple Row, Crompond 10517, c/o Kevin James Dever. Filed Nov. 26.

Notary NY, 2 Beech Terrace, Yonkers 10705, c/o Eva Lee. Filed Nov. 26.

Rosas Cleaning and Errand Services, 16 Edgewood St., White Plains 10605, c/o Marina Rosas Ramos. Filed Nov. 26.

YMByrd Travel, 30 Lake St., No. 11K, White Plains 10603, c/o Yvette Byrd. Filed Nov. 26.

PATENTS Antenna packaging solution.

Patent no. 10,374,322 issued to Jean Labonte, Cowansville, Canada; Sylvain Ouimet, St. Hubert, Canada.

Assigned to IBM, Armonk.

Bridging between differing communication buses. Patent no. 10,374,825 issued to Andrew R. Ranck, Sunnyvale, California; Mushfiq U. Saleheen, Poughkeepsie; Jie Zheng, Poughkeepsie. Assigned to IBM, Armonk.

Compliance configuration management. Patent no. 10,375,115 issued to Shailaja Mallya, Bangalore, India. Assigned to IBM, Armonk.

RJAC Corp., d.b.a. MINI’s Bistro, 177A E. Main St., No. 0, New Rochelle 10801. Filed Nov. 26.

WCBJ

Compression hardware, including active compression parameters. Patent no. 10,374,629 issued to Jonathan D. Bradbury, Poughkeepsie; Anthony T. Sofia, Hopewell-Junction; Matthias Klein, Wappingers Falls. Assigned to IBM, Armonk.

Computer implemented techniques for detecting, investigating and remediating security violations to IT infrastructure. Patent no. 10,375,101 issued to Stefan Berger, Larchmont; Yangyi Chen, Bloomington, Indiana; Xin Hu, White Plains; Dimitrious Pendarakis, Westport; Josyula Rao, Briarcliff Manor; Reiner Sailer, Scarsdale; Douglas Lee Schales, Ardsley; Marc Stoecklin, Bern, Switzerland. Assigned to IBM, Armonk.

Configuration-based client for OAuth authorization with arbitrary services and applications.

Patent no. 10,375,073 issued to Manjunatha D, Bangalore, India; Subramamian Krishnan, Mysore, India; Harini Murugan, Madurai, India.

Assigned to IBM, Armonk.

Data delivery and validation in hybrid cloud environments. Patent no. 10,373,101 issued to Ajay A. Deshpande, White Plains; Saurabh Gupta, Irving, Texas; Arun Hampapur, Norwalk; Pradyumnha G. Kowlani, Foster City, California, Xuan Liu, Yorktown Heights; Christopher S. Milite, Oxford; Brian L. Quanz, Yorktown Heights; Chek Keong Tan, Danbury; Dahia Xing, White Plains. Assigned to IBM, Armonk.

Dynamic multifactor authentication challenge generation. Patent no. 10,375,119 issued to Hagai Aronowitz, Petah-Tikva, Israel; Lawrence Koved, Pleasantville, New York; Ian M. Molloy, Chappaqua; Bo Zhang, Hoboken.

Assigned to IBM, Armonk.

End-to-end encryption in a software defined network. Patent no.

10,375,043 issued to Venkata Siva N. Amulothu, Research Triange Park, North Carolina; Nitin J. Huralikuppi, Santa Clara, California; Ashish Kapur, San Jose, California; Vishal Shukla, San Jose, California. Assigned to IBM, Armonk.

Intercactive splitting of entries in social collaboration environments. Patent no. 10,375,008 issued to Sebastian M. Zmener, Buenos Aires, Argentina. Assigned to IBM, Armonk.

Intermetallic contact for carbon nanotube FETs. Patent no.

10,374,163 issued to Matthew W. Copel, Yorktown Heights; Damon B. Farmer, White Plains; Talia S. Gershon, White Plains; Paul M. Solomon, Yorktown Heights. Assigned to IBM, Armonk.

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Facts & Figures Low-crosstalk electro-optical Mach-Zehnder switch. Patent no.

10,349,155 issued to Nicolas. Dupuis, New York; Benjamin G. Lee, Ridgefield; Alexander V. Rylyakov, Staten Island; Mehmet Soyuer, Stamford. Assigned to IBM, Armonk.

Magnetic tunnel junction based anti-fuses with cascoded transistors. Patent no. 10,374,152 issued to Anthony J. Annunziata, Stamford; John K. DeBrosse, Colchester, Vermont; Chandrasekharan Kothandaraman, New York. Assigned to IBM, Armonk.

Method and apparatus for dynamic content marking to facilitate context-aware output escaping. Patent no. 10,375,107 issued to Olgierd Pieczul, Dublin, Ireland; Mark Alexander McGloin, Dublin, Ireland; Mary Ellen Zurko, Groton, Massachusetts. Assigned to IBM, Armonk.

Optoelectronics integration by transfer process. Patent no.

10,374,159 issued to Jeehwan Kim, White Plains; Ning Li, White Plains; Devendra K. Sadana, Pleasantville; Tze-bin Song, Los Angeles, California. Assigned to IBM, Armonk.

Placement of carbon nanotube guided by DSA patterning.

Patent no. 10,374,179 issued to Ali Afzali-Ardakani, Ossining; Sarunya Bangsaruntip, Mount Kisco; ShuJen Han, Cortlandt Manor; HsinYu Tsai, White Plains. Assigned to IBM, Armonk.

Selective growth of seed layer for magneto-resistive random access memory. Patent no. 10,355,204 issued to Anthony J. Annunziata, Stamford; Chandrasekharan Kothandaraman, New York; Nathan P. Marchack, White Plains; Eugene J. O’Sullivan, Nyack.

Assigned to IBM, Armonk.

Symmetric multiprocessing management. Patent no.

10,375,038 issued to Deepak Kodihalli, Bangalore, India; Venkatesh Sainath, Bangalore, India; Dhruvaraj Subhashchandran, Bangalore, India. Assigned to IBM, Armonk.

System and method to incorporate node fulfillment capacity and capacity utilization in balancing fulfillment load across retail supply networks. Patent no. 10,373,102 issued to Ajay A. Deshpande, White Plains; Saurabh Gupta, Irving, Texas; Arun Hampapur, Norwalk; Alan J. King, South Salem; Ali Koc, White Plains; Yingjie Li, Chappaqua; Xuan Liu, Yorktown Heights; Christopher S. Milite, Oxford; Brian L. Quanz, Yorktown Heights; Chek Keong Tan, Danbury; Dahia Xing, White Plains; Xiaobo Zheng, Shanghai, China. Assigned to IBM, Armonk.

System and method to provide server control for access to mobile client data. Patent no. 10,375,116 issued to Pau-Chen Cheng, Yorktown Heights; Stephen C. Gates, Redding; Lawrence Koved, Pleasantville; Wilfried Teiken, Ossining. Assigned to IBM, Armonk.

System, method and computer program product for location verification. Patent no. 10,375,083 issued to Saritha. Arunkumar, Hursley, England; Kuntal Dey, new Delhi, India; Nizar Lethif, Yorktown Heights; Enara C. Vijil, Yorktown Heights. Assigned to IBM, Armonk.

HUDSON VALLEY BUILDING LOANS Below $1 million Greer, Jeffrey S., et al, Accord, as owner. Lender: Wallkill Valley Federal Savings and Loan Association, Walden. Property: 345 Mettacahonts Road, Rochester. Amount: $240,000. Filed Aug. 6.

Klippel, John, et al, Esopus, as owner. Lender: Rondout Savings Bank, Kingston. Property: 189 Bayard St., Port Ewen 12466. Amount: $208,000. Filed Aug. 8.

Ortiz, Christian M., et al, Chester, as owner. Lender: M&T Bank. Property: 11 Booth Road, Chester 10918.

Amount: $355,000. Filed Aug. 7.

Rhinebeck Bank, Poughkeepsie.

Seller: Lan-Con Inc., Midland Park, New Jersey. Property: in Goshen.

Amount: $1.8 million. Filed Aug. 9.

Below $1 million 105 5th Latrobe LLC, New Rochelle. Seller: The Bank of New York Mellon. Property: 36 Anthony St., Middletown 10940. Amount: $66,061. Filed Aug. 12.

16 Etsybrook LLC, Monroe. Seller: Matthew Russell, Oakdale. Property: 16 Estybrook Trail, Blooming Grove. Amount: $72,000. Filed Aug. 9.

250 Spillway LLC, Saugerties.

Seller: Joshua Kroner, Rhinebeck.

Property: in Hurley. Amount: $42,500. Filed Aug. 5.

26 Spring Street LLC, Spring Valley. Seller: Praise God Corporation of New York, Middletown. Property: 26 Spring St., Middletown. Amount: $90,000. Filed Aug. 12.

3 First Ave LLC, Monroe. Seller: David L. Russell, Newburgh. Property: 3 First Ave., Highland Mills 10930.

Amount: $210,001. Filed Aug. 12.

59 Middletown LLC, Airmont.

Seller: 69 Railroad Avenue LLC, Monroe. Property: 69 Railroad Ave., Middletown 10940. Amount: $325,000. Filed Aug. 12.

88 Scott Drive LLC, Fishkill. Seller: NJCC-NYS CRF REO Subsidiary LLC, Houston, Texas. Property: 22 Marwood Drive, Poughkeepsie 12601. Amount: $182,000. Filed Aug. 6.

Richichi, Valerie, et al, Howells, as owner. Lender: PrimeLending.

Property: 290 Brola Road, Middletown. Amount: $350,000. Filed Aug. 8.

AK Equities LLC, Warwick. Seller: 22 Elm Street NY LLC, Warwick.

Property: in Warwick. Amount: $240,000. Filed Aug. 8.

Teller Street LLC, Kingston, as owner. Lender: The Bank of Greene County, Catskill. Property: 267 Washington Ave., Kingston.

Amount: $188,000. Filed Aug. 8.

American International Relocation Solutions LLC, Pittsburgh, Pennsylvania. Seller: Jennifer Hong, Red Hook. Property: 18 Grandmour Drive, Red Hook 12571. Amount: $405,000. Filed Aug. 2.

Wentland, Jennifer L., et al, Big Indian, as owner. Lender: Sawyer Savings Bank, Saugerties. Property: Lot 19, Bristol Hill Road, Glenford 12433. Amount: $400,000. Filed Aug. 8.

Basic Simplicity LLC, Brooklyn.

Seller: 217/221 Partition Street LLC, Haworth, New Jersey. Property: 217/221 Partition St., Saugerties 12477. Amount: $395,000. Filed Aug. 9.

DEEDS

Brookfield Relocation Inc., Scottsdale, Arizona. Seller: Michele Blanar, Brewster. Property: 43 Nancy Lane, Putnam 10509. Amount: $485,000. Filed Aug. 6.

Above $1 million Mid-Hudson Valley Federal Credit Union, Kingston. Seller: K.D.K. Realty Corp., Rhinebeck.

Property: in Red Hook. Amount: $1.5 million. Filed Aug. 2.

Callanan Industries Inc., Albany.

Seller: John W. Watzka, et al, Hyde Park. Property: in Ulster. Amount: $130,000. Filed Aug. 5.

Carrington Mortgage Services LLC, Santa Ana, California. Seller: Judith Lubinsky, Campbell Hall.

Property: 25 Berry Lane, Circleville.

Amount: $299,617. Filed Aug. 6.

Fargab LLC, Brewster. Seller: Suzanne A. Weissman, Mahopac.

Property: 543 Barrett Hill Road, Mahopac 10541. Amount: $150,000.

Filed Aug. 8.

JPMorgan Chase Bank N.A. Seller: Elizabeth Cassidy, Warwick.

Property: 258 Scotchtown Collabar Road, Middletown 10941. Amount: $654,554. Filed Aug. 6.

Cartus Financial Corp., Danbury, Connecticut. Seller: Joseph A. Rabena, et al, Wappingers Falls.

Property: 52 Mina Drive, Wappingers Falls 12590. Amount: $415,000.

Filed Aug. 2.

Farmhood Fields LLC, Pine Bush.

Seller: CitiMortgage Inc. Property: 101 Burlingham Road, Pine Bush 12566. Amount: $191,100. Filed Aug. 6.

Lory Properties Corp., Stormville. Seller: Hudson Valley Federal Credit Union, Poughkeepsie. Property: in Poughkeepsie. Amount: $125,000. Filed Aug. 8.

Federal National Mortgage Association. Seller: John E. Bach Jr., Goshen. Property: 33 Weyant Road, Fort Montgomery 10922. Amount: $183,313. Filed Aug. 12.

M.I. Tierra Deseable, New York City. Seller: Red Wing Properties Inc., Stormville. Property: 673 Turkey Hill Road and Salisbury Road Rear, Milan. Amount: $675,000.

Filed Aug. 5.

Cash Development of New York LLC, Mahopac. Seller: Lawrence T. Oates, Vero Beach, Florida. Property: in Pawling. Amount: $72,500.

Filed Aug. 8.

Chaim Brocha Corp., Monroe.

Seller: Yoel Eidlisz, Monroe. Property: in Kiryas Joel. Amount: $70,000.

Filed Aug. 8.

Federal National Mortgage Association. Seller: Michele Bermel, Chappaqua. Property: 206 Longfellow Drive, Carmel 10512. Amount: $407,330. Filed Aug. 7.

Charles Tran Property LLC, Middletown. Seller: Lisa Felicissimo, Monroe. Property: 28 Houtman Drive, Montgomery 12549. Amount: $95,100. Filed Aug. 9.

Federal National Mortgage Association. Seller: Michele L. Bermel, Chappaqua. Property: 116 Chief Ninham Circle, Carmel 10512.

Amount: $203,714. Filed Aug. 5.

City Vision National Revitalization LLC, Boca Raton, Florida.

Seller: Community Restoration Corp., Irving, Texas. Property: 4-4 ½ Charles St., Middletown 10940.

Amount: $20,000. Filed Aug. 9.

Fort Dunn LLC, Wallkill. Seller: William Barr Bahr, et al, Wallkill.

Property: 19 Kings Drive, Wallkill 12589. Amount: $110,000. Filed Aug. 7.

Contractors Equipment Companies Inc., Albany. Seller: A and B Properties of Goshen LLC, Middletown. Property: 1283 Dolsontown Road, Middletown 10940. Amount: $956,000. Filed Aug. 8.

Deutsche Bank National Trust Co. Seller: John B. Swift III, Goshen.

Property: 66 Pewter Circle, Chester 10918. Amount: $596,814. Filed Aug. 9.

Deutsche Bank National Trust Co. Seller: Robert Hunter, South Fallsburg. Property: 162 Dubois St., Newburgh 12550. Amount: $248,676. Filed Aug. 9.

Didache Realty Corp., Fishkill.

Seller: Eileen Savastano, Indiatlantic, Florida. Property: in Fishkill.

Amount: $220,000. Filed Aug. 5.

Hananah Farms LLC, Cornwall-on-Hudson. Seller: Thomas F. Cronk III, Cornwall-on-Hudson.

Property: 95 Weeks Ave., Cornwall-on-Hudson 12520. Amount: $365,000. Filed Aug. 8.

Hanover Embassy LLC, Hanover, Pennsylvania. Seller: Norabel Inc., et al, Goshen. Property: 6 Kelsey Lane, Goshen 10924. Amount: $185,000.

Filed Aug. 7.

HF Main Street Real Estate Inc., Austin, Teasx. Seller: Lech Rosenbaum, et al, Highland Falls. Property: in Highland Falls. Amount: $310,000. Filed Aug. 6.

Higbie Properties LLC, Middletown. Seller: Henry Just Jr., et al, Middletown. Property: in Wallkill.

Amount: $225,000. Filed Aug. 12.

Mako Homes Inc., Montgomery. Seller: Orange County Enterprises LLC, Walden. Property: 84 Mountain Road, Wallkill. Amount: $400,000. Filed Aug. 6.

Middletown Springs LLC, Middletown. Seller: Salvatore Mazzuoccolo, Bronx. Property: 23 Spring St., Middletown 10940. Amount: $75,000. Filed Aug. 7.

Midland Property Group LLC, Woodstock, Illinois. Seller: Justin R. Earp, et al, Greenville, South Carolina. Property: 2660 New Prospect Road, Pine Bush 12566. Amount: $292,500. Filed Aug. 8.

MTGLQ Investors LP, Irvine, California. Seller: Maria J. Frank, Yorktown Heights. Property: 44 Orchard Road, Putnam Valley 10579.

Amount: $216,775. Filed Aug. 7.

N and V Real Property Acquisitions LLC, Wingdale. Seller: Astro Associates Inc., Holmes. Property: in Patterson. Amount: $160,000.

Filed Aug. 8.

Nationstar HECM Acquisition Trust 2018-1. Seller: Anthony M. Abraham, Carmel. Property: 40 Chapman Road, Garrison 10524.

Amount: $796,760. Filed Aug. 6.

Nationstar Mortgage LLC. Seller: Edward Bruno, Pine Bush. Property: 22 Canal Drive, Godeffroy 12729.

Amount: $197,164. Filed Aug. 9.

Double R Capital Inc., Poughkeepsie. Seller: Fred W. Schaeffer, Poughkeepsie. Property: 4 William St., Fishkill 12524. Amount: $225,500. Filed Aug. 8.

HMS 50 Real Estate LLC, Newburgh. Seller: Matthew Skowronski, et al, Harriman. Property: 1003 Parr Meadow Drive, Unit 10C, Newburgh 12550. Amount: $110,499. Filed Aug. 6.

NRZ REO VI Corp., New York City.

Seller: Judith L. Lubinsky, Goshen.

Property: 260 Carpenter Ave., Newburgh 12550. Amount: $100,000.

Filed Aug. 7.

Double R Capital Inc., Poughkeepsie. Seller: Tariq Mahmood, Poughkeepsie. Property: in Poughkeepsie. Amount: $130,000. Filed Aug. 8.

Import Sales LLC, Monroe. Seller: Deutsche Bank National Trust Co. Property: 5664 Searsville Road, Pine Bush 12566. Amount: $180,100.

Filed Aug. 9.

Orange County Property Management Corp., Unionville. Seller: Bruce Lewis, et al, Conway, South Carolina. Property: in Wawayanda.

Amount: $299,999. Filed Aug. 6.

Duncan Properties LLC, Saugerties. Seller: Peter Fabiano, et al, Saugerties. Property: in Saugerties.

Amount: $140,000. Filed Aug. 8.

Jennick Property Management Corp., Mahopac Falls. Seller: Board of Education of the Mahopac Central School District, Mahopac. Property: in Carmel. Amount: $575,001.

Filed Aug. 6.

Otis Greenleaf LLC, Ancram. Seller: Baden House Inc., Pine Plains.

Property: in Pine Plains. Amount: $255,000. Filed Aug. 8.

Faith Poughkeepsie Inc., Brooklyn. Seller: Stephen Todd Bingham, et al, Poughkeepsie. Property: 126 College Ave., Poughkeepsie.

Amount: $145,000. Filed Aug. 8.

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Premier Contracting Inc., Highland. Seller: Pleasant View Subdivision LLC, Poughkeepsie. Property: in Lloyd. Amount: $60,000. Filed Aug. 7.

AUGUST 19, 2019

23

Facts & Figures Prime Properties of Dutchess LLC, Wappingers Falls. Seller: William J. Huie, Annandale, Virginia. Property: in Poughkeepsie.

Amount: $125,500. Filed Aug. 5.

Wilmington Savings Fund Society FSB. Seller: Juliana LoBiondo, Newburgh. Property: 9 Dubois St., Middletown 10940. Amount: $174,065. Filed Aug. 9.

Content Analytics Inc., West Point. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed April 1.

Prospect Peddler LLC, Brooklyn.

Seller: Lester J. Walters Jr., et al, Monroe. Property: in Blooming Grove.

Amount: $535,000. Filed Aug. 6.

Wilmington Savings Fund Society FSB. Seller: Sarah Sholes, Fishkill. Property: 78 Shagroy Road, Millerton 12546. Amount: $595,000.

Filed Aug. 7.

Daddy’s Donuts and Bake Shop Inc., Middletown. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed April 1.

R and S 2018 Realty LLC, Poughkeepsie. Seller: U.S. Bank N.A. Property: 20 Lewis Ave., Arlington 12603.

Amount: $95,000. Filed Aug. 6.

Rosengarten Holdings LLC, Spring Valley. Seller: SCM Holdings LLC, Shrub Oak. Property: in Poughkeepsie. Amount: $165,000.

Filed Aug. 2.

S and G Properties LLC of Brewster, Brewster. Seller: Miggins Screw Products Inc., Brewster. Property: in Southeast. Amount: $500,000.

Filed Aug. 5.

YMR USA LLC, Monsey. Seller: Clement Subryan, et al, Poughkeepsie. Property: 9 Hammersley Ave., Poughkeepsie 12601. Amount: $156,000. Filed Aug. 5.

YMR USA LLC, Monsey. Seller: Pajtim Vuktilaj, Bronx. Property: 24 High St., Poughkeepsie 12601.

Amount: $195,000. Filed Aug. 6.

YYY Properties LLC, Chester.

Seller: Douglas Thomaz, et al, New Windsor. Property: 116 John St., New Windsor 12553. Amount: $73,100.

Filed Aug. 7.

Salisbury Operating Inc., Washingtonville. Seller: 134 Lake Osiris Road LLC, Newburgh. Property: Vacant land, Lawrence Ave., New Winsor. Amount: $20,000. Filed Aug. 8.

Steward Holdings Group LLC, Bronx. Seller: JPMorgan Chase Bank N.A. Property: 11 Doansburg Road, Carmel 10512. Amount: $127,000.

Filed Aug. 8.

Teller Street LLC, Kingston. Seller: 267 Washington Inc., Saugerties.

Property: 267 Washington Ave., Kingston. Amount: $190,000. Filed Aug. 8.

The Bank of New York Mellon.

Seller: Jorge Melara, et al, Pearl River. Property: 16 Vernon Drive, Carmel 10512. Amount: $443,744. Filed Aug. 5.

U.S. Bank Trust N.A. Seller: Ellen Simon, Pomona. Property: 166 Ten Broeck Ave., Kingston. Amount: $147,986. Filed Aug. 7.

U.S. Bank Trust N.A. Seller: Michael Davidoff, Monticello. Property: 122 Sarah Lane, Middletown 10941. Amount: $129,280. Filed Aug. 9.

Village of Woodbury, Central Valley. Seller: Osweiler Brothers Equipment Inc., Fuquay Varina, North Carolina. Property: 19 Adams St., Highland Mills. Amount: $250,000.

Filed Aug. 6.

Weiss Estates LLC, Monroe. Seller: Abraham Joseph, et al, Spring Valley. Property: in Kiryas Joel.

Amount: $216,000. Filed Aug. 12.

Wells Fargo Bank N.A. Seller: John F. Cocola, Holmes. Property: 11 McNair Drive, Mahopac 10541.

Amount: $844,979. Filed Aug. 5.

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AUGUST 19, 2019

Detail Pros Inc., Newburgh. $791 in favor of the New York State Department of Labor, Albany. Filed April 2.

DNA Plumbing and Heating Inc., Middletown. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed April 1.

Ely Enterprises Inc., Port Jervis. $527 in favor of the New York State Department of Labor, Albany. Filed April 2.

13 Events Inc., Goshen. $1,332 in favor of the New York State Department of Labor, Albany. Filed April 2.

Farah Petion Farmers Insurance Agency LLC, Goshen. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed April 1.

22 Fast Contracting Inc., Newburgh. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed April 1.

G Gold Corp., Monroe. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany.

Filed April 1.

325 Mina’s Corp., New Windsor. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed April 1.

Gemini Tech Holdings Inc., Port Jervis. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed April 1.

A and S Quick Stop, Newburgh. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed April 1.

Goodwin Worldwide Inc., Monroe. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed April 1.

Accu-Controls Technology LLC, Monroe. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed April 1.

Jewels Fashion LLC, New Windsor. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed April 1.

Big Taste Restaurant, Newburgh. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed April 1.

La Mexicana Deli Inc., Middletown. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed April 1.

Bonticou Copley Food LLC, High Falls. $2,998 in favor of the New York State Department of Taxation and Finance, Albany. Filed Aug. 6.

LDR Restaurant Group Inc., Ellenville. $8,064 in favor of the New York State Department of Taxation and Finance, Albany. Filed Aug. 6.

CM Mechanical of Orange County Inc., Chester. $936 in favor of the New York State Department of Labor, Albany. Filed April 2.

Lots of Love as You Grow Daycare Inc., Newburgh. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany.

Filed April 1.

JUDGMENTS

Coffee and Leaf LLC, Monroe. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed April 1.

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Lubrecht and Cramer Ltd., Maybrook. $1,024 in favor of the New York State Department of Labor, Albany. Filed April 2.

Many Marketing Inc., Slate Hill. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed April 1.

Ye Ole Warwick Book Shoppe LLC, Greenwood Lake. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany.

Filed April 1.

Clenin, Steven R., et al. Filed by The Bank of New York. Action: seeks to foreclose on a mortgage to secure $148,500 affecting property located at 43 Overlook Road, Monroe 10950.

Filed June 26.

LIS PENDENS

Cooper, Jeffrey S. Jr., et al. Filed

by M&T Bank. Action: seeks to foreclose on a mortgage to secure $194,851 affecting property located at 13 Marple Road, Poughkeepsie 12603. Filed Aug. 2.

Monroe What’s Hot Inc., Monroe. $787 in favor of the New York State Department of Labor, Albany. Filed April 2.

The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed.

Montgomery Restaurant Group Inc., Montgomery. $570 in favor of the New York State Department of Labor, Albany. Filed April 2.

Ackerman, Patricia, et al. Filed

by Pennymac Loan Services LLC. Action: seeks to foreclose on a mortgage to secure $396,825 affecting property located at 336 Route 48, Thompson Ridge 10985. Filed July 1.

Orange County Post Inc., New Windsor. $413 in favor of the New York State Department of Labor, Albany. Filed April 2.

RJ Vaquero Construction Corp., Newburgh. $,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed April 1.

Rock Cut Fence Company Inc., Walden. $769 in favor of the New York State Department of Labor, Albany. Filed April 2.

Sculleys Tavern, Rock Tavern. $1,090 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed April 1.

Show Me Technology and Wireless LLC, Middletown. $1,143 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany.

Filed April 1.

Somerset Packaging Inc., Monroe. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed April 1.

TGS Distribution LLC, Maybrook. $254 in favor of the New York State Department of Labor, Albany. Filed April 2.

The Aura Bright Clothing Corp., New Windsor. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed April 1.

Topaz of All Trade, Wallkill. $946 in favor of the New York State Department of Taxation and Finance, Albany. Filed Aug. 6.

TV Con Queso Inc., Newburgh. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed April 1.

Anderson, Eric L., et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $300,712 affecting property located at 23 Eric Drive, Middletown 10940.

Filed June 28.

Ascolese, Valentino, as administrator of the estate of Eugenio Gino Ascolese, et al. Filed by Bayview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $366,000 affecting property located at 180-182 Monhagen Ave., Middletown 10940. Filed June 26.

Avella, Alan M., et al. Filed by Freedom Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $265,109 affecting property located at 311 Maple Ave., New Hampton 10958. Filed June 28.

Ayala, Stephanie, as executrix to the estate of Carlos A. Ayala, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $274,894 affecting property located at 204 E. Meadow Wind Lane, Newburgh 12550. Filed July 1.

Batista, Kylynne, et al. Filed by 21st Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $176,000 affecting property located at 20 Red Maple Road, Saugerties 12477. Filed Aug. 5.

Bonanno, Audrey, et al. Filed

by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $325,500 affecting property located at 9 Marino Drive, Wallkill 12589.

Filed June 28.

Chimento, Anna Marie, et al.

Filed by Specialized Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $300,000 affecting property located at 2600 Carmel Ave., Brewster 10509. Filed Aug. 7.

Christophe, Shirley M., et al.

Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $298,768 affecting property located at 39 Avoncroft Lane, Unit 5303, Middletown 10940.

Filed June 26.

Cornish, Joseph P., as executor of the estate of Theresa Cornish, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $325,615 affecting property located at 30 Maple Road, Cornwall-on-Hudson 12520.

Filed June 28.

Cunningham, Brian D., et al.

Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $85,000 affecting property located at 452 Vineyard Ave., Highland 12528. Filed Aug. 8.

Denison, Peter S., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $311,176 affecting property located at 80 Hornbeck Road, Poughkeepsie 12603. Filed July 31.

Descisciolo, Lawrence, et al.

Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $217,100 affecting property located at 7 Whitehill Road, Putnam Valley 10579. Filed Aug. 5.

Fields, Douglas, as heir and distributee of the estate of Claire V. Cesana, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $131,000 affecting property located at 30 Center Road, High Falls 12440. Filed Aug. 5.

Fitzgerald, Brent J., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $119,500 affecting property located at 222 South Road, Milan 12571.

Filed Aug. 5.

Francisco, Gina, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $176,000 affecting property located at 38 Chaucer Court, Middletown 10941. Filed June 26.

Giuliano, Scott L., et al. Filed by Quicken Loans Inc. Action: seeks to foreclose on a mortgage to secure $222,000 affecting property located at 15 Foster Road, Hopewell Junction 12533. Filed Aug. 1.

Graziano, Peter J., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $280,000 affecting property located at 1179 Netherwood Road, Salt Point 12578. Filed Aug. 2.

Facts & Figures Heirs and distributees of the estate of Harold Howard, et al.

Filed by Bank of New York Mellon Trust Company N.A. Action: seeks to foreclose on a mortgage to secure $544,185 affecting property located at 8 Crescent Road, Mahopac 10541.

Filed Aug. 5.

Hynes, Alyson M., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $206,594 affecting property located at 22 Tamarack Hill Drive, Poughkeepsie 12603. Filed July 31.

Jessop, Michael, et al. Filed by Matrix Financial Services Corp. Action: seeks to foreclose on a mortgage to secure $134,900 affecting property located at 6 Hassell Place, New Paltz 12561. Filed Aug. 6.

Kaufman, Chava, et al. Filed

by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $562,500 affecting property located at 8 Brian Court, Blooming Grove 10950. Filed June 28.

Kavanah, Francis W., et al. Filed

by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $171,000 affecting property located at 603 Huckleberry Turnpike, Marlboro 12542. Filed Aug. 8.

Kenney, La’Tiea, et al. Filed by New Penn Financial LLC. Action: seeks to foreclose on a mortgage to secure $157,430 affecting property located at 530 Lakeside Road, Newburgh 12550. Filed June 26.

Klein, Samuel, et al. Filed by Caliber Home Loans Inc. Action: seeks to foreclose on a mortgage to secure $198,750 affecting property located at 2 Paksh Place, Unit 112, Monroe 10950. Filed July 1.

Langley, Timothy J., et al. Filed

by Newrez LLC. Action: seeks to foreclose on a mortgage to secure $264,000 affecting property located at 27 S. Randolph Ave., Poughkeepsie 12601. Filed July 31.

Lebovitz, Fradel B., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $178,500 affecting property located at 5 Sasev Court, Unit 302, Monroe 10950. Filed July 1.

Malick, Ibrahim S., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $220,000 affecting property located at 264 Jacobs Road, Westtown 10998. Filed June 26.

McQuiston, Jeffrey, et al. Filed

by JPMC Specialty Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $108,000 affecting property located at 373 First St., Newburgh 12550. Filed June 26.

Moliterno, Daniel, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $161,000 affecting property located at 81 Grand Ave., Middletown 10940. Filed June 27.

Murray, James, et al. Filed by Citigroup Mortgage Loan Trust Inc. Action: seeks to foreclose on a mortgage to secure $177,500 affecting property located at 35 Beacon St., Middletown 10940. Filed July 1.

Niederman, Rechuma, et al.

Filed by Fifth Third Bank. Action: seeks to foreclose on a mortgage to secure $312,000 affecting property located at 17 Serpi Road, Highland Mills 10930. Filed June 27.

Parry, James, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $132,000 affecting property located at 122 Round Lake Road, Rhinebeck 12572. Filed Aug. 6.

Pollinger, Charlene A., et al.

Filed by TIAA FSB. Action: seeks to foreclose on a mortgage to secure $39,900 affecting property located at 393 Old Route 22, Wassaic 12592.

Filed Aug. 5.

Ranalli, Raymond, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $315,000 affecting property located at 47 Spruce Knolls Road, Putnam Valley 10579. Filed Aug. 7.

Rukaj, Zef, as executor of the estate of Aga Rukaj, et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $370,800 affecting property located at 15 Spruce Knolls, Putnam Valley 10579. Filed Aug. 5.

Salyer, Charles J. Sr., et al. Filed

by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $192,144 affecting property located at 19 Ulster Ave., Walden 12586. Filed July 1.

Seekamp, Sandra J., et al. Filed

by M&T Bank. Action: seeks to foreclose on a mortgage to secure $150,000 affecting property located at 56 Dugway Drive, Pawling 12564. Filed Aug. 1.

Sturm, Yvonne H., et al. Filed by Santander Bank N.A. Action: seeks to foreclose on a mortgage to secure $71,000 affecting property located at 158 Whitlock Road, Otisville 10963. Filed June 28.

Tacy, Peter A. Jr., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $361,250 affecting property located at 7 Cornwell St., Poughquag 12570.

Filed Aug. 2.

Toplowsky, Irene, et al. Filed

by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $206,000 affecting property located at Mountain Drive, Mahopac 10541. Filed Aug. 5.

Unknown heirs of the estate of Fernando A. Musler, et al. Filed

by Roundpoint Mortgage Servicing Corp. Action: seeks to foreclose on a mortgage to secure $303,905 affecting property located at 46 Barr Lane, Monroe 10950. Filed July 1.

Vilas Boas, et al. Filed by Carlos Tenenpaguay and Elvia Tenenpaguay. Action: seeks to foreclose on a mortgage to secure $280,000 affecting property located at 390 E. Lake Road, Mahopac 10541. Filed Aug. 2.

Vivaldo, Angel, et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $325,600 affecting property located at 298 Eatontown Road, Slate Hill 10973. Filed June 28.

Webber, Kari, et al. Filed by Roundpoint Mortgage Servicing Corp. Action: seeks to foreclose on a mortgage to secure $234,650 affecting property located at 11 Riverview, Port Ewen 12466. Filed Aug. 8.

Williams, Michael I., et al. Filed

by Fifth Third Bank. Action: seeks to foreclose on a mortgage to secure $259,971 affecting property located at 30 Garfield Place, Poughkeepsie 12601. Filed Aug. 6.

Withers, Essence N., et al. Filed

by Pennymac Loan Services LLC. Action: seeks to foreclose on a mortgage to secure $195,395 affecting property located at 105 N. Grand Ave., Poughkeepsie 12603. Filed July 31.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Partnerships J and E’s Baked Goods, 4 Shelley Court, Middletown 10941, c/o Erica McGuiness and Jozeth Steele. Filed July 8.

La Mexicana Provisions, 249 S. Plank Road, No. 2, Newburgh, c/o Lenin L. Reyes Guerrero and Susana Solis-Arenas. Filed July 9.

Mishpucha Road, 1 Preshburg Blvd., Unit 204, Monroe 10950, c/o Shmiel Lazer Brull, Yoel Mann, and Yehuda Weiser. Filed July 11.

Villena Constructions, 801 South St., Newburgh 12550, c/o Cesar A. Martinez and Jose A. Ochoa. Filed July 10.

Sole Proprietorships

Do Wee Auto Sales, 253 S. William St., Newburgh, c/o James Best. Filed July 8.

Random Acts of Consignment, 20 Main St., Florida, c/o Cheryl Faith Petersen. Filed July 9.

Double Eyez Entertainment/ Record Label, 56 Cottage, Apt. 6, Middletown 10940, c/o Jermaine J. McGinnis. Filed July 2.

Regular Joe’s Barbershop, 10 Old Route 213, High Falls 12440, c/o Joseph P. Sorbello. Filed Aug. 7.

Equine Block Socks, 4 Brandt Road, Westbrookville 12785, c/o Nick Anthony Clegg. Filed July 10.

Felix Bravo Detailing, 35 Dolson Ave., Middletown, c/o Felix Bravo Flores. Filed July 8.

Shamrock Secretarial Services, 419 Old Forge Hill Road, New Windsor 12553, c/o Denice A. Knox. Filed July 10.

Javier Martinez Painting, 59 Heselton Drive, Slate Hill 10973, c/o Javier Martinez. Filed July 8.

Steeles State, 19 Houston Ave., Middletown, c/o Jozeth W. Steele.

Filed July 5.

JDS Tree Service, 74 N. Old Green Field Road, Ellenville 12428, c/o Jeffrey A. Dumond. Filed Aug. 5.

The Art of Cody Hutt, 6 Walraven Drive, Apt. 2, Goshen 10924, c/o Cody Paul Hutt. Filed July 11.

KTech, 8 Kennedy Lane, Monroe 10950, c/o Dustin William Krauss.

Filed July 1.

The Skin Beautique, 179 Bedell Drive, Port Jervis, c/o Megan Lynn Vidal. Filed July 8.

Licensed Mental Health Counselor, 46 Avenue A, Cornwall-on-Hudson 12520, c/o Frances Welsh. Filed July 5.

Thompson Services, 15 Pocatello Road, Middletown 10940, c/o Michael G. Thompson. Filed July 3.

Magnum P. Ivy, 4724 Atwood Road, Stone Ridge 12484, c/o Benjamin A. Resch. Filed Aug. 6.

Mechanic’s Liens

2 Excell Custom Cleaning, 23 Renies Road, Chester 10918, c/o Lyudmila Kolesnik. Filed July 5.

320 Bloomingburg Holding Corp., as owner. $3,562 as claimed

by Alpine Environmental Consultants Inc., Montgomery. Property: in Wallkill. Filed Aug. 6.

Adjust It, 3 Sasev Court, No. 211, Monroe 10950 c/o Yaakov Weiss.

Filed July 1.

Move Your Mind Therapeutics, 5 Academy St., Suite 4, New Paltz 12561, c/o Jemma Rose Binder Schwartz. Filed Aug. 6.

Alexis Lawnscaping, 28 Liberty St., Newburgh 12550, c/o Rafael Vaquero. Filed July 9.

Multitrade Construction, 28 Dixon Ave., Woodstock 12498, c/o Shayne D. Wilber. Filed Aug. 5.

All Ur Needs Transportation, 26 Winding Brook Drive, Walden 12586, c/o Maximo C. Matos. Filed July 3.

Newburgh Physiotherapist, 8 Peach Terrace, Newburgh 12550, c/o Kenneth L. Ketchum. Filed July 3.

Atrium Furniture and Upholstery, 18 Dinev Road, No. 203, Monroe 10950, c/o Eluzer Gruber. Filed July 1.

Newburgh Sculpture Project, 28 Lander St., Newburgh 12550, c/o Stuart Jeremy Sachs. Filed July 5.

Noam Estates R LLC, Monroe, as owner. $13,000 as claimed by Quality Decks Inc., Monsey. Property: 8 Shinev Court, Monroe 10950. Filed Aug. 9.

Noam Estates R LLC, Monroe, as owner. $8,890 as claimed by Quality Decks Inc., Monsey. Property: 6 Shinev Court, Monroe 10950. Filed Aug. 9.

Oneill Group Dutton Inc., as owner. $34,050 as claimed by A1 Painters Improvements, Poughkeepsie. Property: 1 Dutchess Ave., Poughkeepsie. Filed Aug. 5.

SaCoMi Properties LLC, as owner. $50,000 as claimed by Hyvue of Orange Inc., Salisbury Mills. Property: in New Windsor. Filed Aug. 12.

Seff, Leslie, et al, as owner. $7,067 as claimed by Graybar Electric Company Inc., Albany. Property: 40 Hellbrook Lane, Esopus. Filed Aug. 6.

Warner-Meede, Tisha W., as owner. $16,550 as claimed by A to Z Services for Professionals LLC, Carmel. Property: 236 Lakeshore Drive E., Carmel 10512. Filed Aug. 2.

Brian Martin, 84 Clay Hill Road, Kerhonkson 12446, c/o Brian Martin Unterberger. Filed Aug. 6.

Olvin Construction, 53 Park Ave., Monroe 10950, c/o Olvin L. Nolasco Perez. Filed July 1.

Brooklyn Fiesta Express, 7D Sterling St., Middletown 10940, c/o Carlos R. Santos. Filed July 9.

Catskill Barber Club, 148 Burt St., Suite A, Saugerties 12477, c/o Anthony J. Lewis. Filed Aug. 5.

Chris’s Automatic Auto Body Repair, 97 Pine Grove Ave., Kingston 12401, c/o Christopher D. Prindle. Filed Aug. 8.

Circulate HVAC, 218 Renwick St., No. 2, Newburgh 12550, c/o Derek A. Sorto. Filed July 8.

Roe Home Improvements, 5055 Route 17M, New Hampton 10958, c/o James W. Roe. Filed July 12.

TMG Hair Studio, 5186 Route 9W, Suite 2, Newburgh, c/o Tracey M. Gransden. Filed July 1.

Versus Technical Solutions, 164 Reiss Road, Middletown, c/o Vincent James Scavera. Filed July 1.

Staff Controls Systems Engineer w/ Arcadis U.S., Inc. (White Plains, NY)- Dvlp Piping & Instrumentation drawings & process control strategies; dvlp control schematics, network layouts & technical specifications. Rqrmnts incl: Bach’s in Electrical Eng’g, Electronic Eng’g or closely rltd field & 1 yr of post-bach’s exp. Position also rqrs passing of Fundamentals of Eng’g (FE) Exam.

Arcadis is EO & AA. For full details on all rqrmnts & to apply online: http://bit.ly/StaffControlsSystemsEngrNY

Engineers (multiple openings) for co. in West Harrison, NY: Associate RF Engineer: Assist in engineering desgn/system performance of wireless networks. Design/optimize network coverage/performance/capacity. Reqts: Bachelor’s or equiv in EE or related & 2 yrs exp in job or related.

RF Engineer I: perfrm design & system performance of 3G, 4G, 5G wireless networks.

Prfrm radio Network dsgn/RF tuning/optimization w/GSM, CDMA/LTE/BoLTE technologies. Reqts: Master’s or equiv in EE field or related & 1 yr exp in job or related jobs.

RF Engineer II: resp for engg design/system performance of 3G, 4G, 5G wireless networks. Serve as technical subject matter expert. Mentor RF engineers. Perform radio network design, RF tuning/optimization using GSM, CDMA, LTE and BoLTE technologies. Reqts: Bachelor’s or equiv in EE field or related & 5 yrs progressive exp in job or related jobs.

All positions require frequent travel to unanticipated worksites throughout the U.S. F/T, 9am-5pm, M-F. Resume to: Sublime Wireless Inc, 333 Westchester Ave, Suite SG02, West Harrison, NY 10604.

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AUGUST 19, 2019

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AUGUST 19, 2019

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LEGAL NOTICES LellaNena LLC. Articles of organization filed with Secretary of State of New York (SSNY) on 03/08/2019.

Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served.

SSNY shall mail a copy of process to: LellaNena LLC, 687 Bronx River Road, 2G, Yonkers, NY 10704.

Purpose: all lawful. #62247 JíS CLEANING SERVICE LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 5/29/2019. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 153 Stanley Ave., Yonkers, NY 10705.

General Purpose. #62248 Notice of Formation of Brancam Realty Investors LLC Art. Of Org. filed with SSNY on 6/12/19. Offc.

Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served.

SSNY shall mail process to the LLC, 14 Westview Avenue, Suite 208, Tuckahoe, NY 10707. Purpose: any lawful purpose. #62249 NOTICE OF FORMATION of JLS Mechanical, LLC Arts. Of Org. filed with Secy of State of NY (SSNY) on 6/12/19. Office location: Westchester County. SSNY designated agent upon whom process may be served and shall mail copy of process against LLC to 28 Edgewold Rd. White Plains, NY 10607. Purpose: any lawful act. #62251 Notice of Formation of DUNDU RESOURCES, LLC. Art. Of Org. filed with SSNY on 6/18/2019. Office Location: Westchester County.

SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: DUNDU RESOURCES LLC, 135 Underhill Lane, Peekskill, NY 10566. Purpose: Any lawful act or activity. #62252 Notice of Formation of LLC: Sweetloaf Ventures LLC, filed with SSNY on 6/13/13. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 15 Whittier Ave. Cortlandt Manor, NY 10567. Purpose: any lawful purpose. #62254 Notice of Formation of HEXAGON TECHNOLOGIES LLC, a domestic limited liability company (LLC).

Articles of Organization filed with the Secretary of State of NY (SSNY) on 07/10/2019. Office location: Westchester County.

Principal business location: 177A E. Main St. # 217, New Rochelle, NY 10801. SSNY is designed as agent upon whom process against the LLC may be served. SSNY shall mail a copy of any process served against the LLC to c/o the LLC, 177A E. Main St. # 217, New Rochelle, NY 10801.

Purpose: information technology consulting, and any other purpose. #62256 Notice of Formation of Sharon Fenster Consulting, LLC Art. Of Org. filed with SSNY on 6/19/19. Offc.

Loc: Westchester Cty, SSNY desig. as agent of the LLC upon whom process against it may be served.

SSNY shall mail process to the LLC, 1840 Crompond Road, Apt. 1B3, Peekskill, NY 10566. Purpose: any lawful purpose. #62257

Notice of Formation of VAWLT PRO, LLC, a foreign limited liability company (LLC). Application for Authority filed with the Secretary of State of NY (SSNY) on 07/11/2019.

Formed in Delaware on July 8, 2019. Office location: Westchester County. SSNY is designed as agent upon whom process against the LLC may be served. SSNY shall mail a copy of any process served against the LLC to c/o the LLC, 333 Mamaroneck Avenue # 238, White Plains, NY 10605. The address of the principal office of the LLC is 333 Mamaroneck Avenue # 238, White Plains, NY 10605. The address of the office required to be maintained in Delaware is 850 New Burton Road, Suite 201, Dover, DE 19904. The authorized officer in Delaware where a copy of the LLCís Certificate of Formation is filed is: Secretary of State, Division of Corporations, 401 Federal St., Suite 4, Dover, DE 19901. Purpose: development of Web-based software application, and any other purpose. #62258 Notice of Formation of Flying Feet LLC Art. Of. Org. filed with SSNY on 6/7/19. Offc. loc: Westchester County. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 233 Linda Ave, Hawthorne, NY 10532. Purpose: any lawful purpose. #62259 Notice of formation of Larios Services, LLC. Art. Of Org. filed with the Sectíy of State of NY (SSNY) on 6/21/19. Office in Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served.

SSNY shall mail process to the LLC, 258 Madison Avenue, Portchester, NY 10573. Purpose: Any lawful purpose #62260 The Westchester Hub, LLC, Art. of Org. filed with NY Secy. of State on 07/12/19. Office located in Westchester Co. Secy. of State designated as agent upon which process may be served. Secy. of State shall mail a copy of any process against it served upon him/ her to:The LLC, 40 Village Green, #667, Bedford, NY 10506 (the LLCís primary business location). LLC may engage in any lawful act or activity for which a limited liability company may be formed. #62261 113 SPRING LEAF, LLC. Arts of Org. filed with Secy. of State of NY ( SSNY) on 07/17/2019. Office loc.

Westchester County. SSNY designated as agent upon whom process against LLC may be served and shall mail copy of any process to LLC, 11 Edwards Court, Bedford Corners, NY, 10549. purpose: all lawful. #62263 Notice of Formation of Light House Edge, LLC. Address of LLC: 43 Fifth Avenue, Pelham, New York 10803.

County of business: Westchester County, Article of Organization originally filed with SSNY on 06/03/2019. Agent for Service: Secretary of State. Mail Process to: 43 Fifth Avenue, Pelham, NY 10803. Purpose: Any lawful activity. #62264 Notice of Formation of Massif Solutions LLC: Art. of Org. filed with NY Secy. of State (SSNY) 7/15/2019.

Office Location: Westchester Cty. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC primary business location at 7 Balint Drive, #222, Yonkers, NY 10710. Purpose of doing business: any lawful activity. #62266 Fredy Capital Construction LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 7/18/2019. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to Mr. Fredy Melo, 44 Rodwell Ave., Greenwich, CT 06830. General Purpose. #62267

Notice of Formation of CharMarc Ventures LLC: Art. of Org. filed with NY Secy. of State (SSNY) 7/12/2019.

Office Location: Westchester Cty. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC primary business location at 7 Balint Drive, #222, Yonkers, NY 10710. Purpose of doing business: any lawful activity. #62269

Notice of formation of Cameo Home Inspections, LLC. Arts of org filed with the Secy of State of NY (SSNY) on 6/6/2019. Office locatio: Westchester County. SSNY has been designated as the agent of the LLC upon whom process again met may be served. SSNY shall mail process to Cameo Home Inspections LLC , 2 Ann Place, Valhalla , NY10595. Purpose: any lawful act or activity. #62282

Notice of Formation of WONDERTWINS I LLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 7/3/19. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 175B Heritage Hills, Somers, NY 10589. Purpose: any lawful act or activity. #62270

Notice of Qualification of MARRAY GROUP LLC. Authority filed with Secy. of State of NY (SSNY) on 4/17/19. Office location: Westchester County. LLC formed in the State of Connecticut on 3/27/18. Princ. office addr. of LLC: 10 Plymouth Pl., White Plains, NY 10605. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to Incorp Services, Inc - 99 Washington Ave., Ste 805A, Albany NY 12210. Cert. of Form. filed with CT SOS, 30 Trinity St., Hartford, CT 06106. Purpose: Consulting and inspection services. #62283

Notice of Formation of WONDERTWINS II LLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 7/3/19. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 175B Heritage Hills, Somers, NY 10589. Purpose: any lawful act or activity. #62271 Notice of Formation of Rego Hills LLC. Art. of Org. filed Secy. of State of NY (SSNY) on 6/5/2019. Office location: Westchester County.

SSNY Designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to: The LLC, 45 Mitchell Pl, Apt 3A, White Plains, NY 10601. Purpose: any lawful activity. #62273 MARY BREEN LCSW, PLLC. Filed 7/16/19 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 8 ROSELLE AVENUE, PLEASANTVILLE, NEW YORK, 10570 Purpose: Licensed Clinical Social Worker #62274 ASK KM, LLC. Filed 6/12/19 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 45 EDGEWOOD LANE, BRONXVILLE, NEW YORK, 10708 Purpose: all lawful #62275 60 YONKERS AVENUE ASSOCIATES, LLC. Filed 6/21/19 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 399 KNOLLWOOD ROAD, SUITE 308, WHITE PLAINS, NEW YORK, 10603 Purpose: all lawful #62276 137 WILLOW STREET OWNERS, LLC. Filed 6/21/19 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 399 KNOLLWOOD ROAD, SUITE 308, WHITE PLAINS, NEW YORK, 10603 Purpose: all lawful #62277 KD8 CONSTRUCTION LLC. Filed 7/8/19 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 1433 PINE BROOK CT., YORKTOWN HEIGHTS, NEW YORK, 10598 Purpose: all lawful #62278 MAX DENTAL PLLC. Filed 6/13/19 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 601 MCLEAN AVENUE APT 2D, YONKERS, NEW YORK, 10705 Purpose: Dentistry #62279 Notice of Formation of TL Painting, LLC Art. Of Org. filed with SSNY on 05/13/2019 Offi. Loc: Westchester Cty. SSNY design. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC , 1 Shelburne Rd. Yonkers NY 10710 . Purpose ; any lawful purpose. #62280 Notice of Formation of Chispa Media, LLC. Art. of Org. filed with SSNY 7/23/19. NY office location: Westchester County. SSNY designated as agent for process. SSNY shall mail copy of process to: c/o The LLC, 51 Willard Ave., Sleepy Hollow, NY 10591. Any lawful act or activity. #62281

Notice of Formation of KOSL GARDENS LLC Articles of Organization Filed with the NY Secretary of State (SSNY) on 07/19/2019. Office Location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 875 Mamaroneck Ave., Suite 400, Mamaroneck, NY 10543. Purpose: any lawful purpose. #62284 Notice of Formation of Compton Road LLC. Art. of Org. filed with SSNY 3/26/19. NY office location: Westchester County. SSNY designated as agent for process. SSNY shall mail copy of process to: c/o Amy Strongin, 161 Glendale Rd., Scarsdale, NY 10583. Any lawful act or activity. #62285 Notice is hereby given that a license, NUMBER PENDING, for beer, cider and wine has been applied for by the undersigned to sell beer, cider and wine at retail in a restaurant under the Alcoholic Beverage Control Law at 165 Westchester Avenue, Port Chester NY 10573 for on premises consumption. Pupusa Loca Portchester Corp. La Puposa Loca #62289 Organizing with Erin, LLC. Filed with SSNY 8/9/19. Off loc.: Westchester County. SSNY desig.agent upon whom process against it may be served - copy by mail to LLC, 12 Castle Landing, Rye Brook, NY 10573. Purpose: all lawful. #62290 Resonate Solutions LLC. Arts. of Org. filed 08/06/19. Office loc: Westchester. SSNY desig. as agent upon whom process may be served & shall mail copy to the LLC, 85 Whittier Drive, Thornwood, NY 10594. Purpose: Any lawful. #62291 Notice of Formation of Kristin Hatfield, LLC. Arts. of Org. filed with SSNY on 8/7/19. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to United States Corporation Agents Inc., 7014 13th Avenue, Suite 202, Brooklyn, New York 11228. Purpose: all lawful. #62292 Notice of Formation of STUDIO BE, LLC (DOM. LLC) Articles of Organization filed with the Secretary of State of New York (SSNY) on 07/31/2019. Office location: Westchester County. SSNY is designated as agent of the LLC upon whom process against it may be served. SSNY shall mail copy of process to the LLC at: 22 High Street, Katonah, NY 10536. Purpose: Any lawful purpose. #62293 FARALLONES LLC. Arts. of Org. filed with the SSNY on 09/01/2019.

Office loc:Westchester County.

SSNY designated as agent of the LLC upon whom process against it may be served and shall mail copy to LLC at 204 Midland Ave, Tuckahoe, NY 10707. Purpose: Any lawful. #62294

Notice of formation of Limited Liability Company (ìLLCî). Name: Regent Holdings II LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on August 8, 2019.

N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Regent Holdings II LLC, 211 South Ridge Street, Rye Brook, New York 10573.

Purpose/character of LLC is to engage in any lawful act or activity. #62295 Notice of formation of Limited Liability Company (ìLLCî). Name: South Regent Street Owners LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on August 8, 2019.

N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to South Regent Street Owners LLC, 211 South Ridge Street, Rye Brook, New York 10573. Purpose/character of LLC is to engage in any lawful act or activity. #62296 Notice of formation of Limited Liability Company (ìLLCî). Name: South Regent Street Associates LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on August 8, 2019. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to South Regent Street Associates LLC, 211 South Ridge Street, Rye Brook, New York 10573. Purpose/character of LLC is to engage in any lawful act or activity. #62297 Notice of formation of Limited Liability Company (ìLLCî). Name: Lou-Nel South Regent Street LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on August 8, 2019.

N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Lou-Nel South Regent Street LLC, 211 South Ridge Street, Rye Brook, New York 10573. Purpose/character of LLC is to engage in any lawful act or activity. #62298 Notice of formation of Limited Liability Company (ìLLCî). Name: MJM South Regent Street LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on August 8, 2019. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to MJM South Regent Street LLC, 17 Lake Avenue, Tuckahoe, New York 10707. Purpose/character of LLC is to engage in any lawful act or activity. #62299 Notice of Formation of Farez Custom Design LLC. Arts. of Org. filed with SSNY on 04/24/2019.

Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to 6 John Street, Ossining, NY 10562.

Purpose: any lawful act or activity. #62253 Notice of Formation of Pellbrook Engineering, PLLC Art. Of Org. filed with SSNY on 7/12/19. Offc. Loc: Westchester Cty. SSNY desig. as agent of the PLLC upon whom process against it may be served. SSNY shall mail process to the PLLC, PO Box 8231. Pelham, NY 10803.

Purpose: Professional Engineering. #62262

Notice of Formation of minorTINGz LLC. Arts. of Org. filed with SSNY on 07/22/19. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to 336 South 1st Avenue, Mount Vernon, New York 10550. Purpose: any lawful act or activity. #62286 Danny Sanchez Productions LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 7/30/2019. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to The LLC, 24 Morris Crescent, Yonkers, NY 10705. General Purpose. #62287

Notice of Formation of LLC. Name:Blumberg Leadership Consulting, LLC. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 07/22/19. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 26 Doris Drive, Scarsdale, NY 10583, principal business location of the LLC. Purpose: any lawful activity #62288 Notice is hereby given that a license, NUMBER PENDING, for beer, cider and wine has been applied for by the undersigned to sell beer, cider and wine at retail in a restaurant under the Alcoholic Beverage Control Law at 165 Westchester Avenue, Port Chester NY 10573 for on premises consumption. Pupusa Loca Portchester Corp. La Puposa Loca #62289

Supplemental Summons and Notice of Object of Action SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF WESTCHESTER Action to Foreclose a Mortgage INDEX #: 63500/2018 U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR CREDIT SUISSE FIRST BOSTON MORTGAGE SECURITIES CORP., CSMC MORTGAGEBACKED PASS-THROUGH CERTIFICATES, SERIES 2006-5 Plaintiff, Vs BARTOLO LEAL IF LIVING, AND IF HE/SHE BE DEAD, ANY AND ALL PERSONS UNKNOWN TO PLAINTIFF, CLAIMING, OR WHO MAY CLAIM TO HAVE AN INTEREST IN, OR GENERAL OR SPECIFIC LIEN UPON THE REAL PROPERTY DESCRIBED IN THIS ACTION; SUCH UNKNOWN PERSONS BEING HEREIN GENERALLY DESCRIBED AND INTENDED TO BE INCLUDED IN WIFE, WIDOW, HUSBAND, WIDOWER, HEIRS AT LAW, NEXT OF KIN, DESCENDANTS, EXECUTORS, ADMINISTRATORS, DEVISEES, LEGATEES, CREDITORS, TRUSTEES, COMMITTEES, LIENORS, AND ASSIGNEES OF SUCH DECEASED, ANY AND ALL PERSONS DERIVING INTEREST IN OR LIEN UPON, OR TITLE TO SAID REAL PROPERTY BY, THROUGH OR UNDER THEM, OR EITHER OF THEM, AND THEIR RESPECTIVE WIVES, WIDOWS, HUSBANDS, WIDOWERS, HEIRS AT LAW, NEXT OF KIN, DESCENDANTS, EXECUTORS, ADMINISTRATORS, DEVISEES, LEGATEES, CREDITORS, TRUSTEES, COMMITTEES, LIENORS, AND ASSIGNS, ALL OF WHOM AND WHOSE NAMES, EXCEPT AS STATED, ARE UNKNOWN TO PLAINTIFF, VICTORINA MEJIA, AGUSTIN MEJIA, FERNANDO LEAL, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR FAIRMONT FUNDING LTD, CAPITAL ONE BANK (USA), N.A., JH PORTFOLIO DEBT EQUITIES, LLC, OLIPHANT FINANCIAL, LLC, MIDLAND FUNDING LLC, PEOPLE OF THE STATE OF NEW YORK, UNITED STATES OF AMERICA ACTING THROUGH THE IRS JOHN DOE (Those unknown tenants, occupants, persons or corporations or their heirs, distributees, executors, administrators, trustees, guardians, assignees, creditors or successors claiming an interest in the mortgaged premises.) Defendant(s). MORTGAGED PREMISES: 24 PALMER ROAD YONKERS, NY 10701 AKA 28 PALMER ROAD, YONKERS, NY 10701 SBL #: 2. - 2188 ñ 43 To the above named Defendant: You are hereby summoned to answer the Complaint in this action, and to serve a copy of your answer, or, if the Complaint is not served with this Supplemental Summons, to serve a notice of appearance, on the Plaintiff(s) attorney(s) within twenty days after the service of this Supplemental Summons, exclusive of the day of service (or within 30 days after the service is complete if this Supplemental Summons is not personally delivered to you within the State of New York).

In case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the Complaint.

The Attorney for Plaintiff has an office for business in the County of Erie. Trial to be held in the County of Westchester. The basis of the venue designated above is the location of the Mortgaged Premises. To Bartolo Leal Defendant in this Action. The foregoing Supplemental Summons is served upon you by publication, pursuant to an order of HON. Gerald E. Loehr of the Supreme Court of the State of New York, dated the Twenty-Eighth day of June, 2019 and filed with the Complaint in the Office of the Clerk of the County of Westchester, in the City of White Plains. The object of this action is to foreclose a mortgage upon the premises described below, executed by Bartolo Leal, Victorina Mejia, Agustin Mejia and Fernando Leal dated the March 16, 2006, to secure the sum of $524,000.00 and recorded at Instrument No. 461380983 in the Office of the Westchester County Clerk, on the June 15, 2006; The mortgage was subsequently assigned by an assignment executed July 25, 2011 and recorded on July 29, 2011, in the Office of the Westchester County Clerk at Instrument Number 512073671. The property in question is described as follows: 24 PALMER ROAD, YONKERS, NY 10701 AKA 28 PALMER ROAD, YONKERS, NY 10701 NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this summons and complaint by serving a copy of the answer on the attorney for the mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home.

Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property. Sending a payment to your mortgage company will not stop this foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT. DATED: July 18, 2019 Gross Polowy, LLC Attorney(s) For Plaintiff(s) 1775 Wehrle Drive, Suite 100 Williamsville, NY 14221 The law firm of Gross Polowy, LLC and the attorneys whom it employs are debt collectors who are attempting to collect a debt. Any information obtained by them will be used for that purpose. 64716 #62268

WCBJ

AUGUST 19, 2019

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CELEBRATING A GENERATION By 2020, millennials will represent half of the workforce in the world. Many individuals from this generation are coming of age and establishing their place in society. The awards celebrate this new era in the workforce and recognize some individuals who are leaving their footprints in the technology and business communities of Westchester and Fairfield.

NOMINATION REQUIREMENTS: • Living and/or working in Fairfield or Westchester counties • Born between 1981 - 1996 • Candidate must not have won the competition previously All nominations will be reviewed by our panel of judges.

The nominees that best fit the criteria will be honored at a cocktail reception and awards presentation.

AWARD CATEGORIES: Changemakers, Business Entrepreneur, Culinary Arts, Digital Media, Education, Economic Development, Journalism, Fashion, Film, Financial Services, Healthcare, Hospitality, Innovation, Law, Music, Social Entrepreneur, Real Estate, Engineering and Technology

For information, contact: Olivia D’Amelio at odamelio@westfairinc.com.

For sponsorships, contact: Marcia Pflug at mpflug@wfpromote.com or 203-733-4545.

PRESENTED BY:

PRESENTING SPONSOR:

INFLUENCERS:

MENTOR: