Westchester County Business Journal: 092319 by Westfair Business Journal

PRINT JOURNALISM: BECAUSE IT STILL MATTERS. SEPTEMBER 23, 2019 VOL. 55, No. 38

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The New York Stock Exchange. Inset: Mario Gabelli. Photo by Peter Katz.

INSIDE

Wall Street winners

PORT CHESTER CONSIDERS MIXED-USE BUILDING NEAR METRO-NORTH TRAIN STATION

BILLIONAIRE MARIO GABELLI KEEPS CONNECTING THE STOCK DOTS PAGE

CONSUMER CREDIT LOVE AFFAIR

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TRUMP TARIFF TROUBLE

BY PETER KATZ pkatz@westfairinc.com

or Mario Gabelli, it’s important to know what’s happening in the world and understand what it might mean for the future. “It’s how you connect the dots in the world on an ongoing basis to make a profit,” he told the JBN Business Breakfast networking event held Sept. 12 at the DoubleTree Hilton in Tarrytown.

JBN, the Jewish Business Network, is in Dobbs Ferry and is a nonprofit serving Jewish businesspeople in the Rivertowns area of Westchester. Its mission includes providing opportunities for developing business connections. Gabelli was the keynote speaker at the breakfast meeting and laced his remarks with rhetorical questions investors need to answer for themselves before making investment decisions, such as:

• “What is the reason we’re arm-wrestling with the Chinese?” • “How important is it to get stuff out of the landfill?” • “Why did MGM buy Yonkers Raceway?” He noted that people like pets and there are 94 million dogs and 88 million cats in the U.S. “So, how do we profit from that?” Gabelli asked. “Some of the things we’re looking at are plastic substitutes. Metal cans and recycling. What companies do that on a global basis? How important is recyclable aluminum?” Gabelli said. Gabelli’s Rye-based GAMCO Investors Inc. conducts its investment » WALL STREET

BY PETER KATZ pkatz@westfairinc.com

A HIGH-RISE, MIXED-USE BUILDING that would con-

tain 407,000 square feet with 286 apartments, 12,600 square feet of commercial space on the ground floor and 267 parking spaces has been proposed for a collection of nine parcels across from the Metro-North Railroad station in Port Chester. The developer, Broad Street Owner LLC, either owns or is the contract vendee for the nine parcels on Broad Street between Irving Avenue and a building occupied by Verizon. The developer is asking Port Chester’s Board of Trustees to create a zone in order to allow the project

to happen. The address of the proposed building is 44 Broad St. Attorney David Cooper of the White Plains-based law firm Zarin & Steinmetz told the board at its Sept. 3 meeting that the developer would like to see a CD-6-T Train Station District created so that the project can move forward. The proposed building would be 179 feet tall. The developer is asking that a new zoning district define what’s allowed to be built in terms of building height rather than stories. Cooper said the developer believes the project could serve as “the cornerstone of the village’s redevelopment effort in transit-oriented devel» PORT CHESTER

MAIN OFFICE TELEPHONE 914-694-3600 OFFICE FAX 914-694-3699 EDITORIAL EMAIL bobr@westfairinc.com WRITE TO 701 Westchester Avenue, Suite 100 J White Plains, N.Y. 10604

Publisher Dee DelBello Managing Editor/Print Glenn J. Kalinoski Managing Editor/Digital Bob Rozycki Associate Publisher Anne Jordan Group Associate Publisher Dan Viteri NEWS Senior Enterprise Editor • Phil Hall Copy and Video Editor • Peter Katz Bureau Chief • Kevin Zimmerman Senior Reporter • Bill Heltzel, Reporters • Georgette Gouveia, Mary Shustack, Peter Katz Research Coordinator • Luis Flores ART & PRODUCTION Creative Director Dan Viteri Art Directors Sebastián Flores, Kelsie Mania, Fatime Muriqi A rendering of the 44 Broad St. project. Image courtesy of Papp Architects.

for the project to get underway. Fruchter said they are using “Transit-oriented developdesign elements to minimize the 44 BROAD STREETmentBROAD PROPOSED C6T is obviously a hot product perceived of the proposed STREET OWNER, LLC mass PORT CHESTER, NEW YORK in southern Westchester. A lot of building. He said their design has opment in the downtown.” He other nearby municipalities have 16 stories plus a penthouse roofsaid the developer believes the already adopted and changed top amenity space for residents project is entirely consistent with their zoning to attract this type of at the 17th level. He explained the village’s vision for the area development,” he said. that office buildings usually have next to the train station. Cooper said the developer greater height for each f loor “The cover of your vision book doesn’t want to miss the market. than do residential buildings. shows a high-rise development Architect Philip Fruchter Therefore, a 179-foot residential right next to the train station. of White Plains-based Papp building would have more stories That’s this site. So, when we say Architects described the project than would an office building of we believe this is the cornerstone as being “friendly to the neighborthe same height. of your downtown redevelophood with retail space on the first The developer’s planning ment effort, we believe the proof floor on Broad Street, on North consultant, Pat Cleary, said the is in the pudding or the pictures Pearl Street, and a residential impacts from the proposed projthemselves,” Cooper said. lobby on Irving and two entrancect are manageable. Cooper said while the develes into the garages that are as “It will have a population of oper is aware that the board is minimal as possible. The retail about 500 residents in the buildreviewing a “form-based” zoning spaces can be leased either as a ing,” he said, estimating that code for the entire village, “timsingle space or divided into smallbetween six and 29 schoolchiling is of the essence.” er spaces as the market might dren would be living there. In explaining why the develdemand,” he said. Cleary pointed out, howevoper submitted a petition calling Fruchter said two levels of er, that the project hasn’t been for a stand-alone zoning district parking would be below grade and designed as family-friendly. to be created now, he said most 2 1/2 levels would be above grade. “There aren’t playgrounds,” of what the village is looking at “Those levels are screened by he said. “There aren’t facilities in its review is not applicable to the retail and other façade elefor children necessarily, so while the transit-oriented development ments so that they’re not visible children aren’t prohibited, it’s not being proposed. He said it would from the street, and above that we a family-friendly project.” serve everyone’s interests to act have the residential floors,” he said. He said the project would now to create the zoning needed 1

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generate approximately $3 million each year in tax revenue for ZONE the village depending on how the project is developed and that “there would be a significant windfall in tax revenue to the schools even after [the costs of] educating those children.” Mayor Richard Falanka said, “We have developers that are anxious to work with us. It’s something I think we should move forward on and tell developers we’re open for business. We need the tax revenues it brings to this community, so I’m in favor of moving this petition forward.” Falanka presented a resolution to move the developer’s petition forward, which was adopted unanimously. The resolution accepted the developer’s zoning petition, declared the Board of Trustees to be the lead agency for the proposed action, directed the village staff to prepare the zoning text and map amendment in local law format and referred the matter to both the village’s Planning Commission and the Westchester County Planning Board.

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Westchester County Business Journal (USPS# 5830) is published Weekly, 52 times a year by Westfair Communications, Inc., 701 Westchester Avenue, Suite 100J, White Plains, NY 10604. Periodicals Postage rates paid at White Plains, NY, USA 10604. POSTMASTER: Send address changes to: Fairﬁeld County Business Journal: c\o Westfair Communications, Inc., 701 Westchester Avenue, Suite 100J , White Plains, NY 10604. Annual subscription $60; $2.50 per issue More than 40 percent of the Business Journal is printed on recycled newsprint. © 2019 Westfair Communications Inc. All rights reserved. Reproduction in whole or in part without written permission is prohibited.

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White Plains reviewing Mack-Cali’s 1 Water St. plan benches and greenery and that sort of thing.” The building’s façade would be a combination of glass, precast concrete and metal panels, and aluminum windows, doors and accents. The architectural firm on the project is Lessard Design Inc. of Vienna, Virginia. The White Plains-based land use and engineering firm Divney Tung Schwalbe prepared site details, landscape and lighting plans and other documents. The attorney for the applicant, Janet Giris of the White Plains-based law firm DelBello Donnellan Weingarten Wise & Wiederkehr LLP, in a letter said the applicant has completed a full environmental assessment form and believes the project will not result in any significant adverse environmental impacts. She said the applicant believes the common council should adopt a negative declaration of significant environmental impacts. That would mean a full environmental impact statement would not have to be prepared.

BY PETER KATZ pkatz@westfairinc.com

he proposal by developer Mack-Cali to build a 22-story apartment building at 1 Water St. is making its way through the review process in White Plains. The Business Journal first reported in May that the Jersey City-based real estate giant had plans to tear down its office building across from the White Plains MetroNorth Railroad and put up a high-rise, mixed-use structure. Mack-Cali briefed the Common Council on its plan during an Aug. 28 special meeting. The applicant is 1 Water Street LLC, a related entity of Mack-Cali Realty Corp. The plan calls for a transit-oriented development containing 301 residential units and approximately 1,212 square feet of groundfloor retail space. There would be 307 parking spaces in a four-level parking structure. Amenities would include an outdoor pool, courtyard, fitness room, golf simulator, dog park and dog wash and a rooftop deck. An open space at the southeast corner of the site would be landscaped and made accessible to the public during daylight hours. The applicant has proposed a land swap with the city’s Urban Renewal Agency that would involve the city discontinuing as a public right of way an unpaved portion of North Lexington Avenue. A piece of the street would be transferred to the applicant, which would in turn give the city land at the northern portion of its site, resulting in the city having a developable plot of land fronting on Ferris Avenue, across from a firehouse. Jamie Stover, vice president for development at Roseland Residential Trust, a MackCali company, told the Common Council that it would be a rental building. “We don’t build condominium projects. This is all for rent,” he said. “We think the market at the train station is a rental market.” Council member Justin Brasch said that the 1,212 square feet of retail space seemed small, prompting Stover to respond, “We’re really constrained. The concept for the retail would be sort of ‘grab-and-go’ coffee. That’s what we’re thinking at that location near the bus station, near the train station. That’s our concept right now. We’re very constrained here just in terms of fitting our own building operations in. We’d love to put more streetfront retail. Frankly, we just don’t have the space.” Council member Nadine Hunt-Robinson asked what they were doing to make the building more environmentally sustainable. “We’re not doing solar,” Stover replied. “We’ve looked into solar across our profile and find that, in order for solar to work efficiently, you need much larger surface areas. It’s a much smaller building in terms of surface area, so it doesn’t really work. We are incorporating a lot of other sustainable features in the building such as bike storage, charging stations for electric vehicles, water submetering, low-

1 Water St. Photo by Peter Katz.

flow plumbing fixtures to reduce consumption, Ener�y Star appliances. So, we are very much in tune with sustainable measures.” Stover said the dog park area they’re including is designed for residents only, not forRPW publicAduse. Drafts.qxp_RPW Drafts Ad 2C 9/12/19

“We find our residents love their pets and we need to provide an area for them,” he said. As far as the open space for public use, “It’s really meant to be a pocket park to enhance the walkability of that area and provide a little greenery there.1 It’s really passive with park 3:44 PM Page

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SEPTEMBER 23, 2019

Design Within Reach to open outlet store in Yonkers at former Babies R Us

Atlas Air renews lease, to hire 100 at Purchase HQ BY PETER KATZ pkatz@westfairinc.com

Design Within Reach will be at the site of the former Babies R Us store.

BY PHIL HALL phall@westfairinc.com

esign Within Reach, the Stamfordheadquartered modern furniture and accessories retailer, is opening an outlet store at 2700 Central Park Ave. in Yonkers. The new store takes over the space previously occupied by the now-defunct Babies ‘R’ Us chain. An opening celebration event is

planned for Oct. 5 and will feature special offers, including a limited-supply free gift offer with a purchase of $500 or more. The new location will showcase more than 40,000 square feet of merchandise curated from the company’s supply of one-of-akind samples, overstocked items, customer returns and pieces with minor scratches or dents. This is the fourth outlet store for the company, which operates retail locations in Brooklyn, Vero Beach, Florida, and Oxnard, California.

tlas Air Worldwide Holdings Inc., which is in the cargo airline, passenger charter airline and aircraft leasing business, has renewed the lease for its corporate headquarters space at 2000 Westchester Ave. in Purchase. A spokesperson for the company told the Business Journal that it currently occupies 120,000 square feet in Purchase. The lease had been due to expire in 2022. The length or other terms of the extension were not disclosed. The spokesperson said Atlas plans to create an additional 100 jobs at its Purchase headquarters over the next five years, but does not anticipate needing additional space for them. It currently employs 568 people at the site. Overall, the company employs more than 3,500 people in its global operations. It has a logistics center at John F. Kennedy International Airport in Queens. The spokesperson said Atlas does not fly out of Westchester County Airport. According to a filing with the Securities and Exchange Commission, in 2018 Atlas Air operated more than 59,290 flights, serving 382 destinations in 89 countries. The company said it anticipated revenue of approximately $2.9 billion in 2019, with adjusted earnings

before interest, tax, depreciation and amortization of approximately $520 million. The company reported that, based on the results of an IRS tax examination for 2015, it estimated that its full-year 2019 adjusted effective income tax rate would be approximately 16%. Atlas Air began operations in 1992. The company started by leasing aircraft to other airlines complete with crew, maintenance and insurance. Atlas Air Worldwide’s companies operate the world’s largest fleet of Boeing 747 freighter aircraft. It also provides customers Boeing 747, 777, 767, 757 and 737 aircraft for domestic, regional and international applications.

Suit yourself: Managers split on formality for job interviews BY BOB ROZYCKI bobr@westfairinc.com

ressing up for a job interview still remains a top way to make a positive first impression, according to a study from staffing firm Accountemps. But as to whether you should be wearing a power suit or not depends on the interviewer. In a survey of more than 2,800 senior managers at U.S. companies with 20 or more employees, Accountemps, a Robert Half company, found while 37% said a suit should always be worn, 36% said it depends on the position or the specific department at the business. And 23% thought the job candidate should just look professional. Just 4% thought a suit was too much considering today’s relaxed dress codes. In looking at one’s fashion choices more broadly, 52% of senior managers said the way a candidate dresses is “very important” and 42% said it’s “somewhat important.” The survey found that where the job interview is taking place is important as well. Break out that suit if you’re interviewing in Miami, New York City or Washington, D.C. Fifty-four percent of senior managers in each of those cities said a suit should “always be worn” to job interviews. Save your casual fashion for Phoenix,

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Source: Accountemps.

Minneapolis and Charlotte, where the respondents said wearing a suit depends on the position or department. Austin and Seattle managers said if you look professional, a suit is not necessary. The survey found 40% of managers at companies with more than 250 employees prefer that job candidates wear a suit to interviews. However, 31% of managers at organizations with 20 to 99 employees expect to see applicants formally dressed. Michael Steinitz, senior executive director of Accountemps, offered a fashion tip. “Know your audience before going into an interview to ensure you not only look your best, but also look the part,” Steinitz said. “It can be uncomfortable if you’re underdressed — or extremely overdressed — for an interview. Whether the office environment is jeans and T-shirts or suits, ensure your outfit is one step above the hiring company’s usual protocol in formality.” He also said mangers can help eliminate interview angst by letting candidates know ahead of time what is suitable attire. That way, everyone around the table can concentrate on the substance of the interview, including whether the applicant’s knowledge, experience and personality are a match for the role and company.

Cuomo cracking down on retailers selling e-cigarettes to minors BY PETER KATZ

with 40% of 12th-graders using e-cigarette products. “We do not know the long-term health effects of the use of this product,” he said. “Why? Because there has been no longterm study. So, no one can sit here and say any long-term use of vaping, where you are inhaling steam and chemicals deep into your lungs, is healthy.” Department of Health Commissioner Howard Zucker said New York has had 64 cases of lung disease linked to vaping. “Obviously, the numbers in the country are rising as well,” Zucker said. “We need to tackle this as fast as possible.” Westchester Count y Executive George Latimer said if the state applies the same age provisions it has on tobacco sales to all vaping products, the county would enforce whatever the new restrictions are.

pkatz@westfairinc.com

etailers who defy the ban on selling electronic cigarettes to those under the age of 18 are facing increased enforcement action from the New York state Department of Health and New York State Police under emergency executive actions announced Sept. 15 by Gov. Andrew M. Cuomo. Cuomo directed both agencies to crack down on retailers that sell e-cigarettes in violation of the age restrictions. On Nov. 13, the age limit goes up to 21. The state police and the Department of Health will join forces to conduct undercover investigations under the Adolescent Tobacco Use Prevention Act. The act allows underage individuals to be recruited on behalf of the state to attempt to buy tobacco and e-cigarette products. Cuomo raised the possibility of going after retailers who violate the ban with a criminal charge of endangering the welfare of a minor. “The state has a number of tools in its toolbox in this situation,” Cuomo said. “These stores that sell these products often have other state licenses. They may be licensed lottery sales offices. They may be SLA, State Liquor Authority, licensed to sell beer or alcohol in those establishments. But beyond that there are civil fines, civil penalties and they can lose other state licenses. But that crackdown is going to be aggressive and is going to start now.” Cuomo charged that e-cigarette companies are marketing flavors designed to get children addicted to nicotine. He has called for a ban on all flavors of vaping products other than tobacco and menthol. He said there is some data suggesting those flavors may help people who are trying to quit smoking. Cuomo said his administration will propose legislation next year to ban vaping companies from using advertising directed toward young people. Immediate action banning flavors came from the state’s Public Health and Health Planning Council on Sept. 17. It issued emergency regulations, going into effect in two weeks. “Ironically, current vaping companies that were subject to the 1998 Tobacco Master Settlement are already prohibited from marketing tobacco products to young people. New companies that were not part of the Tobacco Settlement in 1998 are not so prohibited,” he said. Cuomo said data show that in the past four years, the percentage of high school students who use e-cigarettes and vaping has increased 160%. He said 27% of all high school students now vape,

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SEPTEMBER 23, 2019

Wall Street—

advisory business principally through GAMCO Asset Management Inc., Gabelli Funds, LLC and G.distributors, LLC, according to a recent filing with the Securities and Exchange Commission. GAMCO, a public company trading on the New York Stock Exchange, provides investment advisory services to 24 open-end funds, 16 closedend funds and approximately 1,700 institutional and private wealth management investors principally in the U.S. Gabelli founded the company in 1977. He grew up in the Bronx and went to Fordham University, graduating in 1965. He holds an MBA from Columbia Business School and honorary doctorates from Fordham and Roger Williams University. In 2010, Fordham renamed its undergraduate business school the Gabelli School of Business, expanding the name to cover its graduate business program in 2015. Gabelli, whose net worth was estimated by Forbes as being $1.7 billion as of Sept. 13, said that financial inequality in the U.S. is a serious problem. “More important, you’ve got to bring back the American expectation that if you want to work your fanny off, you can get ahead. I don’t know if that still exists,” he said. He opposed a wealth tax, one paid annu-

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ally based on a person’s assets. “On the other hand, I don’t see why you don’t pay 50% tax on income over a certain level,” he said. “However, you’ve got to be a lot more efficient in how you spend the money. Everyone in this room that runs a business watches how they spend money. If the government started thinking the same way, that would be one solution.” He said if the Federal Reserve keeps lowering interest rates and brings them down to zero, that should in theory help with national debt issues provided the government doesn’t spend the money it saves from not having to pay interest on the national debt. Gabelli also identified student debt as a major issue. He displayed a chart showing that in the first quarter of 2009, student debt totaled $663 billion. In the first quarter of 2019, student debt was $1.49 trillion. He asked “How do we solve that problem?” Gabelli said learning both what people are doing in society and what they’re doing to the planet play important roles in looking for profit-making opportunities in stocks. He noted that current events also figure into the research process and mentioned the latest debate of Democratic presidential candidates and the campaign season. “I like it because I own broadcast stocks and

they (the candidates) advertise,” Gabelli said. Gabelli has had the U.S. housing market in his sights. “Lennar is a company based in Miami and does a terrific job in residential,” he said. Regarding military suppliers, a chart he presented named the companies Harris, Textron and Kaman. “I don’t have any Chinese military stocks to recommend today,” he joked. “Kaman, they’re up in Connecticut and they have a tapered roller bearing which is very attractive.” In the entertainment field, Gabelli commented, “We own a company in L.A. called Live Nation. When you listen to Spotify, when you listen to Pandora, the talent is getting incremental revenues from streaming, but there are also people behind that that get royalties, and the royalties are rising dramatically and you can find companies like Sony and Vivendi that own 50% of the music business.” Gabelli said he’s waiting for James Dolan to spin off the New York Knicks basketball team. “The Knicks are fantastic,” he said. “They have the worst record. It is unlikely to be duplicated. And the stock … he announced a year ago that at some point he’ll spin off the Knicks and the Rangers (hockey team) and you’ll be able to buy them depending on how he structures the deal. Stay tuned.” One sports team which can be bought

now, Gabelli pointed out, is baseball’s Atlanta Braves. He also said if you can’t afford to buy a Ferrari automobile, maybe you can afford to buy part of the company at about $153 a share. In the category of betting, in addition to MGM, Gabelli’s stock chart showed Eldorado Resorts Inc., a hotel and casino company based in Reno, Nevada, which reported 2018 revenues of $2.1 billion. Also listed was Churchill Downs Inc., which has spread out from just the racetrack in Louisville, Kentucky, to become involved in other racetracks, casinos and online betting. Gabelli’s funds are investigating and invested in many more stocks than the few he mentioned during the event. When investors look at the world and the stock market, Gabelli says they need to develop analytical skills. “Does this provide support for a stock? What are you going to do with your portfolio? What kind of returns are you going to get? How much volatility do you want?” he asked. He said the impact of technolo�y should not be overlooked. “It’s the digital revolution that’s changing the social world,” he said. “E-commerce. Amazon. My wife won’t buy anything without price checking. She won’t even go to Costco without checking prices. And we’re loaded with toilet paper.”

Dorf & Nelson law firm earns Gender Fair designation

STAFF REPORT

orf & Nelson said it has been certified as a Gender Fair organization, the first law firm to receive the designation. The certification, according to the Rye-based firm, puts it in the company of large publicly traded corporations such as Mastercard, JPMorgan Chase and Microsoft. Gender Fair, based in Manhattan, was founded in 2014 to promote diversity and fairness in the workplace, particularly for women. The organization leverages the idea that most Americans support women’s rights and say they would purchase products from companies that support the issues they care about. Gender Fair urges people to stop giving money to companies that do not have women in leadership roles, stop buying brands that are marketed in ways that insult women, refuse to do business with companies that have no women on their boards and refuse to invest in companies that do not practice gender fairness. The organization’s free app profiles companies that satisfy its standards, according to its website, and enables consumers to identify brands and products by the top performers. Companies are scored on their commitment to advancing female leadership, record of providing a supportive workplace, portrayal of women in advertising and contributions to corporate social responsibility programs that focus on women. Gender Fair has focused mostly on the largest consumer products companies, using publicly available reports. About 16% of the companies it surveys qualify for certification. The companies that want to use the Gender Fair trademark must pay a yearly licensing fee. Dorf & Nelson’s practices include corporate law, creditors’ rights, employment law, intellectual property, life sciences, litigation, medical malpractice defense, not-for-profit, property finance and real estate. The firm lists 25 attorneys on its website, including 11 women and 14 men. Three of the 11 partners are women. The firm also has offices in Manhattan, Garden City and Los Angeles.

Love affair with consumer credit strengthens BY GLENN J. KALINOSKI gkalinoski@westfairinc.com

he love affair Americans have with their credit cards shows no signs of weakening. The personal-finance website WalletHub’s latest Credit Card Debt Study found that consumers produced $35.6 billion in credit-card debt during the second quarter, a record for the second quarter of the year. New York is responsible for roughly $2.3

billion of that amount.  WalletHub’s Fed Rate Cut Survey revealed that a Federal Reserve interest-rate cut, which was supported by 7 of 10 people, would save consumers with credit card debt $1.6 billion in the next year alone. A cut would save residents of New York approximately $104.8 million. WalletHub’s data also revealed: • The average household in New York owes $9,515 in credit card debt, following a $319 second-quarter increase.  The average U.S. household owes $8,602.  • WalletHub projects that U.S. consumers will

end the year with a net increase of $70 billion in credit card debt.  • More than two-thirds (68%) of Americans say the interest rates on their loans are too high.  • Just under half (41%) of consumers say they will feel more confident in the economy if the Fed cuts its target rate. • The states with the largest second-quarter debt increases were California, Texas, Florida, New York and Illinois. • The states with the smallest second-quarter debt were Delaware, South Dakota, North Dakota, Wyoming and Vermont.

Calling all Westchester business owners Join us for a career- and life-changing experience Plan for the biggest financial event in your life, starting with questions such as: – How do you maximize the value of your business? – What is your plan B with your business? – What don’t you know that you don’t know about selling your business?

Wednesday, October 2, 6:30 p.m. Knollwood Country Club 200 Knollwood Road Extension Elmsford, NY 10523 Hosted by Barry P. Mitchell Jr., CRPC®, CRPS®, CAP® Managing Director–Wealth Management Retirement Plan Consultant Senior Portfolio Manager

RSVP Maggie Smith Senior Wealth Strategy Associate 914-287-6076 maggie.smith@ubs.com

– Forbes Best-In-State Wealth Advisor, 2019 (#15 New York State)

Gary J. Raniolo II Senior Wealth Strategy Associate gary.raniolo@ubs.com 914-287-6077

– Forbes Best-In-State Wealth Advisor, 2018 (#17 New York State)

Cocktails and hors d’oeuvres will be served. Seating is limited.

Mitchell WealthCare UBS Financial Services Inc. 709 Westchester Avenue, Suite 400, White Plains, NY 10604 914-287-6074 barry.mitchell@ubs.com ubs.com/team/mitchellwealthcare

This seminar is paid for in whole or in part by Fidelity Charitable. Forbes Best-In-State Wealth Advisors list is comprised of approximately 2,200 financial advisors. It was

developed by SHOOK Research and is based on in-person and telephone due diligence meetings to measure factors such as: quality of practice, industry experience, compliance record, assets under management (which vary from state to state) and revenue. Neither UBS Financial Services Inc. or its employees pay a fee in exchange for these ratings. Past performance is not an indication of future results. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. Rankings are based on the opinions of SHOOK Research, LLC and not indicative of future performance or representative of any one client’s experience. As a firm providing wealth management services to clients, UBS Financial Services Inc. offers both investment advisory services and brokerage services. Investment advisory services and brokerage services are separate and distinct, differ in material ways and are governed by different laws and separate arrangements. It is important that clients understand the ways in which we conduct business and that they carefully read the agreements and disclosures that we provide to them about the products or services we offer. For more information, visit our website at ubs.com/workingwithus. For designation disclosures, visit ubs.com/us/en/designation-disclosures. © UBS 2019. All rights reserved. The key symbol and UBS are among the registered and unregistered trademarks of UBS. UBS Financial Services Inc. is a subsidiary of UBS AG. Member FINRA/SIPC. VIP_09122019-2 Exp.: 07/31/2020

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SEPTEMBER 23, 2019

IN COURT Archie wins and loses in real-life comic case

‘Wall Street over Main Street’ NY, CT JOIN LAWSUIT AGAINST SEC’S INVESTOR PROTECTION RULE BY PHIL HALL

BY BILL HELTZEL

phall@westfairinc.com

bheltzel@westfairinc.com

ew York Attorney General Letitia James is leading a coalition of eight attorneys general, including her Connecticut counterpart William Tong, in a federal lawsuit against the Securities and Exchange Commission’s Regulation Best Interest policy, arguing that it fails to cover investor protections. In 2010, the Dodd-Frank Act gave the SEC the authority to create a standard of conduct for broker-dealers and investment advisers. In June, the SEC adopted Regulation Best Interest by a 3-1 vote, with the commission’s lone Democrat as the dissenter. The SEC stated the regulation, which is to go into effect in June 2020, is designed to improve the quality and transparency of investors’ relationships with investment advisers and broker-dealers. However, the attorneys general argued that the regulation failed to elevate broker-dealer standards beyond their existing suitability requirements and would likely create ongoing confusion on how it defined the “best interest standard.” “With this rule, the SEC is choosing Wall Street over Main Street,” James said. “Instead of adopting the investor protections of DoddFrank, this watered-down rule puts brokers first. The SEC is now promulgating a rule that fails to address the confusion felt by consumers and fails to remedy the conflicting advice that

motivated Congress to act in the first place. Despite the SEC’s refusal to do its job, New York will continue to lead the charge to protect the millions of individuals investing in their futures, including the millions of Americans saving for retirement.” “The SEC has ignored Congressional intent and broken faith with American families — violating the law with its weak and insufficient Regulation Best Interest,” Tong said. “Congress passed Dodd-Frank to ensure that brokers were providing advice and guidance that were in the best interest of their clients, rather than furthering the brokers’ own personal interests. We aren’t talking about millionaires and billionaires here. We are talking about families saving for retirement and planning for their future. They must be protected from those who would take advantage of an honest need for guidance and assistance.” Joining James and Tong in the lawsuit are the attorneys general of California, Delaware, Maine, New Mexico, Oregon and the District of Columbia.

rchie, Jughead, Betty and Veronica can get back to life in Riverdale, thanks to a judge. U.S. District Judge Vincent Briccetti ruled that Narrative Ark Entertainment of Mamaroneck and owner Scott Fulop waited too long to accuse Archie Comic Publications of Pelham of infringing copyrights. He also found that Archie had no grounds to countersue Fulop. “This case boils down to an ownership dispute,” Briccetti said in his Aug. 29 opinion. Fulop worked for Archie Comics in the 1980s and 1990s and then continued as a freelancer, creating stories, characters and artwork. When he discovered that Archie was republishing the stories and still using the characters, he copyrighted the works and transferred the rights to Narrative Ark Entertainment. Archie Comic Publications claims it had already registered the works and assigned its rights in 2012 to Sega of America, a video game producer. Archie paid Fulop for his work but there is no evidence, Briccetti found, that they signed an agreement that governed ownership. Fulop argued that Archie had bargained only for first publication rights in North America. Thus, any republication infringed on Narrative Ark’s copyrights.

Archie argued that Fulop registered his creations as “work made for hire,” a designation that also required a signed, written agreement with Archie. Fulop demanded compensation for his work in 2015 and sued Archie in 2016. A three-year statute of limitations applies in copyright cases, and the clock starts to tick when a “reasonably diligent plaintiff” becomes aware of the ownership issue. The evidence shows that Fulop knew by 2010 that Archie was reprinting the works, but he chose to wait until 2015, more than three years later, to assert claims. Therefore, Briccetti ruled, his claims are time-barred. But Archie lacked standing to pursue a counterclaim for relief because it had transferred its interests to Sega no later than 2012. Thus, only Sega had the right to sue Narrative Ark for purportedly infringing on its rights. Briccetti also agreed with Fulop that Archie could not sustain a counterclaim for slander, because no reasonable juror could conclude that he had acted with a guilty mind. Archie would have to show ill will or reckless disregard for truth. But Archie, Briccetti said, “has not offered any probative evidence that Fulop acted with malice of either kind.” Archie Comic Publications was represented by Jed Ferdinand and Alexander R. Malbin of Manhattan and John F. Olsen of Montclair, New Jersey. Fulop and Narrative Ark were represented by Neil A. Burstein of Cross River.

Rolls-Royce Ghost haunts Mount Vernon repair shop BY BILL HELTZEL bheltzel@westfairinc.com

olls-Royce has sued J&B Body Works to get back a Ghost that has been idled in the Mount Vernon repair shop for more than 430 days. But J&B said not so fast in its response in a Sept. 6. court filing. Rolls-Royce must first pay $22,485 for repairs and storage fees. “It would be unjust,” J&B argues, for RollsRoyce to get the benefit of the garage’s services “without commensurate compensation.” The Rolls’ roundabout route to Mount Vernon dates back to February 2016, when Jean Nikenson Mathurin leased the 2012 black, turbocharged sedan with 15,400 miles and valued at $159,900, from Miller Motorcars in Greenwich, Connecticut. Miller Motorcars assigned the lease to Rolls-Royce Motor Cars Financial Services.

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Mathurin listed an address in Valley Stream, Nassau County, but court records indicate that he was actually living in Sparta, New Jersey, when he bought the Rolls-Royce. Court records also indicate that Mathurin has a thing about luxury vehicles. A month before he leased the Rolls, according to records in a federal bankruptcy case in Suffolk County, he leased a 2010 Aston Martin Rapide from Miller Motorcars. The sedan was valued at $112,351 and he financed $63,001. He surrendered the car in 2017, but still owed $63,000, according to a bankruptcy pleading by TD Auto Finance. Last year he filed another bankruptcy case, this time in Newark. He declared assets of $731,000 and liabilities of $754,000, but creditors claimed he owned more than $1 million. The claims include $260,000 for wheels, including: the Rolls, then valued at $131,000; a 2013 BMW 650xi, $60,000; a Ducati Panigale

R motorcycle, $41,000; and a 2012 BMW 750, $28,000. He listed outright ownership of a 2007 Land Rover, valued at $5,783. He also owed more than $600,000 on a mortgage and $140,000 for student loans. The petition shows him as an IT technician for the New York City Health & Hospitals Corp., making $9,333 a month. Both bankruptcies were dismissed, because Mathurin failed to follow the judge’s instructions in the Suffolk case and failed to file financial schedules in the Newark case. The whereabouts of his various vehicles are unclear, except for the Rolls. In July 2018, the Ghost was brought to Mount Vernon. Mathurin told J&B that the car had been damaged in a deer strike and from hitting a guardrail. The front grill, headlamps, hood, roof, rear glass, trunk lid, left front fender and bumper, left rear quarter panel, left rear bumper, the tail light and muffler exhaust were damaged.

“Collectively these damages render the vehicle a constructive total loss,” the preliminary repair estimate stated. But Mathurin authorized repairs and J&B fixed the car. Then, J&B owner Joseph Izzo attests in a court filing, Mathurin said he would not pay for the work because AIG Insurance “had determined that there was no insurance coverage in place for this vehicle.” Now, Rolls-Royce Financial Services wants the car. It sued J&B last month in Westchester Supreme Court, demanding that the Ghost be returned and demanding $122,000 in damages for unjust enrichment. J&B responded that under New York law, “a garage keeper who repairs a motor vehicle at the request of the vehicle’s owner has a lien upon such vehicle to the extent of services performed.” Rolls-Royce, J&B says in its counterclaim, must pay $22,485 for the Ghost.

Westchester IDA helps Citibank sell over $100M of affordable housing loans BY BILL HELTZEL

Avenue in Elmsford, built in 2017 by Robert Martin Co. The IDA resolution does not state the total value of the tax exemption, but bases the subsidy on a mortgage loan of up to $22 million. Robert Martin Co. previously mortgaged the property for $22 million, and now it is refinancing for the same amount but at a lower interest rate, attorney Eon Nichols of Cuddy & Feder told the board. He said all of the apartments have been leased and construction will begin soon on a 9,500-square-foot day care facility.

bheltzel@westfairinc.com

he Westchester Industrial Development Agency (IDA) agreed on Sept. 12 to amend five loan deals with Citibank in the hope, with no guarantee, that the bank will finance more affordable housing in the county. The changes are minor, Citi’s attorney, Barry Carrigan of Nixon Peabody, stated at a previous IDA meeting, but they will enable the bank to cash out of the funds by selling them on the secondary market. The proceeds will be put in a pool of money to be invested in more affordable housing. IDA officials sought assurances that Citi would use some of the new funds for affordable housing in Westchester. But Carrigan explained that the money will be used nationally and cannot be designated specifically for one place.

By selling the funds Citi will create greater liquidity and can reduce costs for developers and thereby be able to finance even more affordable housing. — Barry Carrigan

He pointed out that Citi has financed two affordable housing projects in Westchester, following the five previous projects from 2013 to 2016, and the bank expects to continue doing so. By selling the funds, he said, Citi will create greater liquidity and can reduce costs for developers and thereby be able to finance even more affordable housing. IDA chairwoman Joan McDonald said she was satisfied that Citi has demonstrated a commitment to affordable housing in Westchester. Five resolutions approving the changes passed unanimously. The loans totaled $101 million, according to IDA documents, and financed 640 apartments, including: Mamaroneck Towers in the village of Mamaroneck; Petrillo Apartments, Mount Vernon; Rye Manor; Standard Snowden in Ossining; and Washington House in New Rochelle. The IDA also approved a new mortgage recording tax exemption for the Elm, a 95-unit apartment building on Valley

35 Valley Ave. in Elmsford. Image courtesy Robert Martin Co.

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Construction completed on $60M White Plains Institute for Rehabilitation and Healthcare BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

onstruction has been completed on the $60 million White Plains Institute for Rehabilitation and Healthcare, a 110,000-square-foot, 5-story rehabilitation and skilled nursing community. Work on the project at 116 Church St. in White Plains — a joint venture between The Congress Cos. and Consigli Construction Co., both of Massachusetts — began in 2017.

The facility consists of 42 beds for Alzheimer’s patients, 42 long-term care beds and 76 beds for seniors who need special rehabilitation services. It also includes: two full �yms/rehabs, one solely dedicated to its short-term rehab residents; activity programs; 24-hour care; and a specially designed dementia/memory care living neighborhood. Other amenities include underground parking, community spaces on each f loor, a barber/beauty salon and multiple dining facilities.

The building is at the corner of Church Street and Barker Avenue in downtown White Plains. Photo by Bob Rozycki.

The institute is owned by White Plains Health Care Properties of Peabody, Massachusetts, and was designed by The Architectural Team of Chelsea, Massachusetts. It will be operated by Epic Healthcare, based in Croton-on-Hudson, whose other facilities include Sky View Rehabilitation and Healthcare in Crotonon-Hudson, Water View Hills in Purdy’s and Middletown Park Rehabilitation and Healthcare in Orange County. Residents are scheduled to begin arriving at the facility in the fall.

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orld’s Best Cheeses, an Armonk-based cheese importer and distributor, has launched a campaign to have imported cheeses removed from President Donald Trump’s proposed list of tariffed goods from Europe. The company noted the proposed tariffs were created in response to the European Union’s subsidies within the airplane industry, with food industry goods being caught in the trade war crossfire. The final decision on the tariffs is expected next month. In response to this situation, World’s Best Cheeses has created an online petition at ImportCheeseLovers.com to encourage a grassroots opposition to the tariff and a YouTube video explaining how imported cheese could double in price and potentially be removed from store shelves if the tariff goes into effect. “We understand the impact that regulatory issues can have on local businesses,” said Joseph Gellert, president and owner of World’s Best Cheeses. “This decision will have a ripple effect throughout the industry, and we felt it was our duty to not only educate consumers about the proposed tariffs but combat them. The Save The Cheese campaign and ImportCheeseLovers.com were created to aide our retail partners in conversations with their elected officials and for consumers to voice their support.”

ASK ANDI Finding talent MY STATE IS UNDER 3% UNEMPLOYMENT. IT SEEMS LIKE FEW IN THAT REMAINING 3% ARE TRYING TO WORK. HIRING HAS BEEN AN OBSTACLE. WITHOUT ADDITIONAL QUALIFIED EMPLOYEES WHO ARE COMMITTED TO WORKING HARD AND GETTING AHEAD, AS A BUSINESS WE’RE GOING TO GET STALLED. WE DON’T NEED A LOT OF EMPLOYEES, BUT WE NEED GOOD ONES. WHERE SHOULD WE GO TO FIND THEM? THOUGHTS OF THE DAY: Low unemployment is one of today’s big challenges for most business owners. Make sure your company is offering competitive wages and other opportunities that make it an attractive option. Widely publicize the fact that the company is looking for talented personnel. Learn about applying for visas to bring in talent from other countries. Build training programs to grow talent internally. Consider doing acquisitions to pick up the talent you need. Finding talent and having a ready bench of applicants is now a big job for most companies. People aren’t lining up at the door. Which means companies have to hone their recruiting skills and make sure they are competitive as employers. Employee candidates are checking out your competitors. You should do the same. Find out what other employers in your area are offering for wages, benefits, growth opportunities and work environment. Look at other businesses that do what you do to find out what kinds of comparable jobs are available. Keep in mind that many employees are considering career switches if it gets them something better. Attend to securing your current workforce in addition to focusing on recruiting. Every employee who is thinking about leaving represents another position to fill that will negatively impact productivity until the slot is filled. Take a critical look at what else your company can do to look attractive. Build job descriptions that have purpose. Get to know employees on a personal level. Talk about how their personal interests relate to the company and their job. Always be selling the advantages and benefits of working for your company. Build a community by hosting barbecues and family fun days for all employees. Help employees build bonds with each other through social and educational events. Give the company and its employees a mission to pursue what is meaningful. Show your employees that you’re engaged and care about what happens to everyone who works for you. For some companies, especially those with seasonal work and STEM applications, visas may be a solution. There are visas available, albeit in limited supply, for performers, athletes and artists, temporary agricultural and non-agricultural workers, people seeking specialized training here and people who already possess high degrees of specialized training such as doctors and scientists. Find

Every employee who is thinking about leaving represents another position to fill that will negatively impact productivity until the slot is filled.

an attorney who specializes in working with visa programs to advise you. Bring people in at an entry level and train them. After all, every year, people complete their education, graduating from high school, technical school, 2-year, 4-year and advanced degree programs. Show entry-level candidates how to make the transition from school to work as they learn about your business. Build training programs to move people up in your organization, giving them opportunities to increase pay and authority, as they build skills and add responsibilities. Keep people from looking elsewhere for opportunity by showing them how they can achieve their goals within your company. Keep your eyes peeled for opportunities to acquire other businesses that bring with them a talented workforce. Not only do you pick up additional customers and products or services to sell, but you also bring on board employees to do the work. Focus on work that best fits your business model, and culture that fits with your company’s norms. BOOK RECOMMENDATION: “Hiring in a Low Unemployment Economy: 20 Minutes to Great Job Applicants” by Matthew Sorensen. Andi Gray is president of Strategy Leaders Inc., StrategyLeaders.com, a business-consulting firm that teaches companies how to double revenue and triple profits in repetitive growth cycles. Have a question for AskAndi? Wondering how Strategy Leaders can help your business thrive? Call or email for a free consultation and diagnostics at 877-238-3535 or AskAndi@StrategyLeaders. com. Check out our library of business advice articles at AskAndi.com.

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Ginsburg holds ceremony at Haverstraw development BY PETER KATZ pkatz@westfairinc.com

alhalla-based Ginsburg Development Cos. celebrated the completion of the first phase of construction on Sept. 12 at the Haverstraw site of The Waterfront at Harbors. The Waterfront at Harbors involves 16 units in two buildings. Ultimately there will be a total of 40 units in five buildings. The 4-story buildings in The Waterfront at Harbors are designed with only two residential units per floor. Ginsburgâ&#x20AC;&#x2122;s overall development on the waterfront in Haverstraw, Harborsat-Haverstraw, is intended to ultimately have 542 units, which would be a mix of condominium apartments and townhomes. The two- and three-bedroom units in The Waterfront at Harbors development have estimated pricing beginning

in the $400,000s and running into the $600,000s. The completed development is to offer amenities including two swimming pools, a fitness center, indoor basketball court, massage room, cafĂŠ, club, game lounge and outdoor promenade with sculptures, gazebos, landscaping and water views. A marina adjacent to the development is complete with a kayak launching facility. Next to the property is the terminal for the HaverstrawOssining Ferry, which runs across the Hudson River to connect riders from Rockland County with the Metro-North Railroad at Ossining. The MTA, as part of a ticket package covering both the ferry and the train to Grand Central or the 125th Street station in Harlem, provides two free taxi rides a month from its Tarrytown station to Haverstraw to cover situations where a rider needs to get home but the ferry is not scheduled.

The entire development will ultimately include 542 units.

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Judge gives green light for Rye Sunoco to post prices in red BY BILL HELTZEL bheltzel@westfairinc.com

isplaying gas prices at the entrance to Playland Park would be wise, a judge has ruled, but the Sunoco station that illuminated the numbers in red ran afoul of a city of Rye sign law. City Court Judge Joseph L. Latwin dismissed a criminal charge against Vera & Magda Corp., the Larchmont owner of the gas station property, but noted that the City Council could amend the law to make it enforceable. Now, Latwin said, it is foreseeable that the

The Sunoco gas station near Playland in Rye.

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city will fix the flaws and file new charges, “and we will be back soon to deal with the issues.” The Sunoco at Forest Avenue and Playland Parkway is the only gas station within a twomile radius. A lot of traffic is not local when Playland is open, so travelers unfamiliar with the area and in need of gas would be “ready customers,” Latwin said in an Aug. 29 decision, “if they knew it was there.” The station posts gas prices in illuminated red numbers at the pumps and on a freestanding Sunoco sign. Rye requires businesses to get a sign permit and approval from the Board of Architectural Review “as to design, colors, materials, illumination, location and size.” Anyone who fails to abide by the law can be fined up to $250 and imprisoned for up to 15 days. Last year, the city cited Vera & Magda Corp. Latwin ruled that the charging papers were factually insufficient. They do not specify how Vera & Magda Corp. is responsible, state how and what violation was committed, identify the offending sign, explain how illuminated prices violate the law or assert that neither sign has a permit. But the city does require a sign permit, he said, and the law can be enforced. Vera & Magda argued that the signs were installed before the city enacted the law in 1999, and that the gas station operator, not the property owner, is responsible. Latwin is familiar with the issues. Before he became a judge, he had represented two previous operators of the gas station. As a former city councilman and member of the architectural board, he was involved in passing the law. Vera & Magda “cannot escape responsibility,” he ruled. The property owner is responsible for all signs on a property and must remove any for which there is no permit. Latwin also noted that the city law conflicts with a state law that requires gas stations to post prices at the pumps that are clearly visible to motorists. The city requires illuminated signs to be white. The City Council, Latwin observed, was probably more concerned with intensity than color, but the restriction makes no sense because red is less visible than white. Latwin said he had suggested that the city fix the law and give Vera & Magda an opportunity to get a permit. Kristen K. Wilson of Blanchard & Wilson in White Plains represented Rye. Larchmont attorney Donald S. Mazin represented Vera & Magda.

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SEPTEMBER 23, 2019

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HOSPITALITY WESTCHESTER COUNTY BUSINESS JOURNAL

Pound Ridge Golf Club continues to provide hospitality BY PETER KATZ pkatz@westfairinc.com

hile many people think of golf courses as not being part of the hospitality industry unless they’re associated with a resort, the U.S. Bureau of Labor Statistics lumps hospitality and leisure together in an industry sector which includes arts, entertainment, recreation, accommodations and food services. That puts Ken Wang’s Pound Ridge Golf Club squarely in the hospitality sector because, even though there’s no

Daily fees at the Pound Ridge Golf Club include the use of golf carts. Photos by Peter Katz.

resort attached to it, offering hospitality is at the core of what has kept people coming in and shouting “fore.” It’s a par 72, 18-hole course. “I had not anticipated that it’s really a word-of-mouth business and it takes a long time to build a reputation. So the early years, financially, were not great,” he told the Business Journal during an interview on the patio of the clubhouse at 18 High Ridge Road in Pound Ridge at the New York state border with Connecticut. “I like to think we’ve turned that corner and now, particularly this year when the weather’s been quite good on weekends, the play is substantially up.” » GOLF CLUB

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Famed golf course designer Pete Dye was responsible for creating what Wang describes as a challenging yet playable course. He said when Dye played golf he was very precise with his shots and his course designs reflect precision. One feature, the 13th hole, was designed with a giant boulder in the middle of the fairway. Wang recalled being introduced to Pound Ridge in 1980 when his father, Cheng, bought land in order to build a country home. Some years later, tennis was in fashion. “That was the sport of choice. Not many people were playing golf,” he said. “As a family we were always interested in real estate and owning property.” Wang said he and his

Ken Wang, owner of the Pound Ridge Golf Club.

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father also wanted a place where they could “knock a golf ball around. The original property was, I think, about 350 acres or something and at the time there was an 18-hole golf course. It had been an old private country club and had fallen into great disrepair over the years.” It turned out that the property had been optioned by a developer. “We contacted him and he said that he didn’t want to sell the Connecticut side, the Stamford side,” Wang said. Zoning was for 1-acre lots on the Stamford portion of the property, whereas the Pound Ridge zoning required minimum 3-acre lots. “It wasn’t economical for him to develop housing on the 3-acre side, so he said, ‘I’ll sell you what’s left,’ and that’s actually what

happened,” he said. “He ended up developing on the Stamford side and we ended up buying the remainder. It gave us about 172 acres and 9 1/2 holes and we just kind of kept it as a little, privately owned public golf course.” Wang said they were content to have a young golf pro run the course. “We were happy with the land investment long term and, obviously, whenever we came up he’d let us get out on the course,” Wang said. After several years of not doing anything special to improve or promote the course, according to Wang, “At some point we kind of looked at each other, my dad and I, and said we should either turn this into housing, which was a tempting thing to do, or we should make it a proper golf course. To be blunt, we couldn’t bring ourselves to

FOCUS ON

HOSPITALITY develop it. It was too pretty a property.” That’s when they brought in Dye, who had been responsible for designing numerous world-renowned golf courses and winning awards for his work. The Wangs had plenty of business expertise to help them be comfortable with their decision not to turn the land into a housing development. Cheng Wang in 1948 joined with three fellow graduates of MIT to found U.S. Summit Co. Ken Wang is now president of U.S. Summit, which distributes pharmaceutical, health care and consumer products throughout Asia and also has historically been active in such diverse fields as oil refining, industrial chemicals, transportation and telecommunications equipment. It’s headquar-

tered in Pound Ridge. He also was an MIT graduate and is a former president of the MIT Club of New York. His sister is noted fashion designer Vera Wang. “Part of the rationale for making it a golf course was, in fact, if you look at the area, there historically have been comparatively few public golf courses,” he said. “There are a number of really famous courses in the area — Quaker Ridge, Winged Foot, Westchester Hills — but there was a real dearth of public courses. Pete Dye is very much an advocate of public golf. It was an opportunity to bring public golf to an area where there really isn’t a lot of it.” Westchester County operates several public golf courses and Wang said that while golfers who use those courses might like to try

The clubhouse at the Pound Ridge Golf Club.

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Golf Club—

playing a course designed by Pete Dye, “I don’t think competitively in the sense of saying we want to steal things from other people.” He believes golfers should try a variety of courses to see which ones best fit their skills. “I would expect that a certain percentage of people would stick. They would come back,” he said. “A certain percentage would say, ‘Thanks, it’s been fun, but it’s not what I wanted to do.’ ” Wang said one thing that surprised him about the golf business is the segmentation in the market. “You have people who are country club people and they don’t want to play with anyone but their country club folks,” he said. “You have public golfers who want to play publicly

Part of the rationale for making it a golf course was, in fact, if you look at the area, there historically have been comparatively few public golf courses. — Ken Wang

and don’t mind mingling with anyone else when you match them in a foursome. You have people who want to come and spend a good deal of time and hang out in the ambiance of the club, others who change their shoes in the parking lot and jump into their car and head home right away.” Wang sees good golfers, bad golfers, golfers who come just for fun, golfers who linger to enjoy a beverage and the club’s hospitality and those who take the game and every stroke very seriously. “I think part of the challenge of running this place and part of the challenge of running any golf facility, maybe any business today, is trying to figure out what the appropriate segments are for your business and then trying to figure out how to market to them,” he said.

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1114 E. PUTNAM AVE. GREENWICH, CT 06878 | 203.698.6980 | JHOUSEGREENWICH.COM WCBJ

SEPTEMBER 23, 2019

GOOD THINGS FIVE TO BE HONORED WITH ELEANOR ROOSEVELT MEDAL

Children from the Ossining School District receive backpacks with school supplies from the United Way.

Adriana Kierszenbaum

ATTORNEY JOINS DORF & NELSON

UNITED WAY DISTRIBUTES SCHOOL SUPPLIES Approximately 600 students in Yonkers, Mount Vernon, Ossining, Elmsford, Peekskill and Putnam County schools received backpacks and other school supplies in time for school thanks to the United Way of Westchester and Putnam (UWWP), which collected the supplies during a Back to School Drive as part of its Campaign for Grade Level Reading. Most backpacks contained binders, notebooks, pens and other school supplies to prepare students for the school year. All items, worth approximately $11,750, were donated.

Chelsea Clinton

Zainab Salbi

Paying tribute to the legacy of The First Lady of the World, The Eleanor Roosevelt Center at Val-Kill (ERVK), a nonprofit educational organization based in Hyde Park, will honor five change-makers, including author and Vice Chair of the Clinton Foundation Chelsea Clinton, and humanitarian, author and global journalist Zainab Salbi, with the Eleanor

Roosevelt Val-Kill Medal at a luncheon on Oct. 13. Medals will be bestowed by honoree-selected presenters, including 1995 medal recipient Hillary Clinton, honoring her daughter. This is the first time a mother and daughter will have received the medal. In addition to Clinton and Salbi, the 2019 honorees include Hyde Park res-

idents and philanthropists, Gloria and John Golden, and President and CEO of Celebrity Cruises and gender equity champion Lisa Lutoﬀ-Perlo. The ceremony will begin at 11:30 a.m. at the Eleanor Roosevelt National Historic Site. Open to the public, event tickets can be purchased online at ervk.org/events or call 845-229-5302.

CST TO HOST LUNCHEON Cancer Support Team (CST) is hosting its 21st annual Gayle K. Lee Health Awareness Luncheon on Oct. 10, at the Scarsdale Golf Club in Hartsdale. This year’s presentation begins at 11:30 a.m. with featured speaker Elizabeth Comen, M.D., an assistant attending physician on the breast medicine service at Memorial Sloan Kettering Cancer Center. She will discuss one of the most promising areas in cancer treatment: “Immunotherapy Today.” Comen splits her time between seeing breast cancer patients and her research on immunotherapy trials, which are not specific to breast cancer. Carol Petrillo of Mamaroneck is luncheon chair and the co-chairs are Betty Kelly and Jean Meyerowitz, both of Larchmont. Tickets for the luncheon are $125, a portion of which is tax deductible. Additional ticket levels are available for table sponsorships and a post-luncheon meet and greet with Comen, including a Q&A. Seating is limited and reservations are required. For more, visit cancersupportteam.org or call Tania Weiss at 914-777-2777 or email Tweiss@cancersupportteam.org.

Information for these features has been submitted by the subjects or their delegates.

SEPTEMBER 23, 2019

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FIRM CELEBRATES 25 YEARS

Adriana Kierszenbaum recently joined the Dorf & Nelson LLP law firm in Rye. With 25 years of experience as a litigation and transactional attorney, she now works with Daniel R. Alcott, partner and chair of the firm’s not-for-profit department, offering legal solutions as outside general counsel for not-for-profit and tax-exempt organizations. A bilingual (English/Spanish) business lawyer, Kierszenbaum, in addition to her notfor-profit law experience, also has a substantial background in commercial real estate. Her background as a municipal land use attorney is useful for real estate development and permitting issues pertaining to nonprofits. She has held positions as in-house and outside counsel, having served as a former in-house counsel to the senior deputy town attorney for the town of Yorktown. Simultaneously, she served as in-house counsel to the Zoning Board of Appeals for the town. Her former outside counsel experience includes representing the city of Yonkers, town of Newburgh and village of Sleepy Hollow relating to Article 78 proceedings and labor relations matters.

PROMOTION AT HOULIHAN LAWRENCE

From left: Ugo Chiulli, Nader Sayegh and Robert Cioﬃ.

Progressive Computing Inc. has adapted to numerous industry innovations while providing vigilant and cost-effective information technology service to businesses in the New York City area and across the country for the past 25 years. The company was founded by Robert

Cioffi, chief operating officer, and Ugo Chiulli, CEO, both of whom grew up in Yonkers. Nader J. Sayegh, New York state assemblyman from Yonkers, singled out Progressive Computing’s achievements. With offices in Westchester Coun-

ty and Manhattan, Progressive Computing is a leader in computer network installation, design and maintenance, offering professional, cost-effective IT services, computer consulting, technical support and computer repair to leading-edge businesses.

Liz Nunan has been promoted to president of Rye Brook-based real estate firm Houlihan Lawrence. Previously the company’s chief operating officer, Nunan will now oversee all aspects of Houlihan Lawrence’s operations, including the company’s residential and commercial brokerage divisions, with 30 offices and 1,300 agents. Her promotion is accompanied by other executive changes. Chris Meyers, formerly president, now assumes the role of CEO, and Stephen Meyers will become the company’s chairman. Nunan began her career with Fox and Lazo Realtors in Philadelphia before moving to New York and joining Houlihan Lawrence. She has served on the board of directors for the National Association of Realtors since 2006 and the board of directors of the Hudson Gateway MLS from 2014 to 2017.

OTOLARYNGOLOGY GROUP TO ALIGN WITH WHITE PLAINS HOSPITAL

LAW FIRM GROWS TEAM Feldman, Kleidman, Coffey & Sappe LLP (FKC&S), a Fishkill-based law firm specializing in personal injury law and professional liability defense, announced the addition of William (Bill) T. Collins of Brewster. He is the second lawyer to join the team this year, after Donald J. Scialabba, who was appointed in June.

Gregory Katz, M.D.

CARDIOLOGIST JOINS THE HEART CENTER IN POUGHKEEPSIE Cardiologist Gregory Katz, M.D., has joined Nuvance Health affiliate The Heart Center in Poughkeepsie. He will see patients at the city of Poughkeepsie location and has privileges at Vassar Brothers Medical Center. He specializes in preventive cardiology, coronary artery disease, disorders of cholesterol and metabolic syndrome, a group of conditions such as elevated blood pressure and sugar that occur together and increase your risk of heart disease, stroke and type 2 diabetes. Katz earned his medical degree from New York University’s School of Medicine in Manhattan. He completed his fellowship in cardiovascular disease at New York University Langone Medical Center, also in Manhattan, and was awarded Fellow of the Year for three consecutive years during his fellowship.

AGENCY CELEBRATES 30TH ANNUAL WINE EVENT Celebrating its 40th year, Greystone Programs Inc., a Hopewell Junction-based nonprofit human services agency, will host its 30th annual International Wine Showcase & Auction on Oct. 3. Honorees include AAA Northeast and longtime friends and contributors, Julius Jones and Michael Denick (in memoriam). Proceeds support unfunded programs and services for Hudson Valley adults, children and families living with autism and other developmental disabilities. The event, which features a wine tasting with international and local Hudson Valley wines, cuisine catered by Simply Gourmet, live musical entertainment, networking opportunities and live and silent auctions, will take place from 5:30 to 9 p.m. at Locust Grove Estate at 2638 South Road in Poughkeepsie. Tickets are $125 each. For reservations, tickets or sponsorships, call Peter Sestito, director of communications, at 845-4525772, ext. 119, or greystoneprograms.org.

COMMUNITY BANK RANKED TOP 16 IN NATION BY AMERICAN BANKER MAGAZINE The Westchester Bank has been selected as a 2019 Best Bank to Work For in the U.S. This annual American Banker magazine recognition identifies and recognizes U.S. banks for outstanding employee satisfaction, the results of which were released in its September issue. Only 85 banks nationwide made the 2019 list with The Westchester Bank receiving a No. 16 ‘Best Banks to Work For’ overall ranking.

From left: Craig Berzofsky, M.D., Ameet Kamat, M.D., and JK Rasamny, M.D.

Drs. Craig Berzofsky, Ameet Kamat and JK Rasamny have joined the Physician Associates Division of White Plains Hospital, the first otolaryngology practice to join the hospital. Berzofsky of Ossining received his undergraduate degree from Emory University and his medical degree from New York Medical College, where he was elect-

ed to the Alpha Omega Alpha Medical Honor Society. Kamat of White Plains graduated from Brooklyn College and SUNY Downstate Medical College in their combined bachelor’s/medical degree program. Rasamny of Bedford received his undergraduate degree from Duke University and his medical degree from the Universi-

ty of Virginia, where he was elected to the Alpha Omega Alpha Medical Honor Society. The group will see patients at multiple locations, including the White Plains Hospital Center for Cancer Care in White Plains, the White Plains Hospital Medical and Wellness facility in Armonk and the White Plains Hospital Physician Associates practice in Somers.

INAUGURAL ‘COMMUNIVERSITY’ DAY AT PACE

For the first time, Pace University in Pleasantville will hold Communiversity Day, a celebration to thank residents of Pleasantville, Mount Pleasant and neighboring communities and welcome them to its 200-acre campus and experience all Pace has to offer.

The inaugural Communiversity Day on Sept. 28, will be a day of fun and discovery for all ages with activities that include a charity walk, football and soccer games, drone and robotic demonstrations and workshops, Environmental Center tours featuring Pace’s resident

animals, a birds of prey demonstration, children’s activities, music, food trucks, giveaways and more. The day will start at 10 a.m. and conclude at 6 p.m. Registration and more information is available at the Communiversity Day website at pace.edu.

FALL PREVENTION EXPO According to the New York state Department of Health, falls are the leading cause of injury-related deaths, hospitalizations and emergency visits among adults age 65 and over. Putnam Hospital Center and the Putnam County Department of Health will cohost the Stand With Us: Falls Prevention Expo from noon to 3 p.m. on Sept. 25, at Putnam Hospital Center, at 670 Stoneleigh Ave. The event is in cooperation with the Putnam County Office for Senior Resources, Hudson Valley Regional Community Health Centers, Visiting Nurse Services in Westchester and The Plaza at Clover Lake. It is one of several coordinated with the Lower Hudson Valley Fall Prevention Network (LHVFPN) that for the first time organized a Lower Hudson Valley Fall Prevention Awareness Week effort. Learn how to reduce your risk of falling at this complimentary community expo that will include balance screenings, gait analysis using the OptoGait system, tai chi demonstrations, home falls prevention assessments and prescription medication/falls risk review. Walk-ins are welcome, but registration is preferred. To register or for more information, contact Health Education Coordinator Sarena Chisick at 845-2795711, ext. 2702 , or schisick@health-quest. org.

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SEPTEMBER 23, 2019

Facts & Figures BANKRUPTCIES Manhattan C&N New York Food Corp. New York. Chapter 11, Voluntary. Attorney: J. Ted Donovan. Filed Sept. 14. Case number: 19-12972-scc. Gogi Grill Chelsea LLC New York. Chapter 11, Voluntary. Attorney: Lawrence Morrison. Filed Sept. 10. Case number: 19-12932-scc. Melin Food Corp. New York. Chapter 11, Voluntary. Attorney: J. Ted Donovan. Filed Sept. 14. Case number: 19-12973-scc. Pola Supermarket Corp. New York. Chapter 11, Voluntary. Attorney: J. Ted Donovan. Filed Sept. 14. Case number: 19-12971-scc. White Plains HCC Caterers Inc. Yonkers. Chapter 11, Voluntary. Attorney: Scott B. Ugell. Filed Sept. 12. Case number: 19-23634-rdd. Birches at Schoharie LP Kingston. Chapter 11, Voluntary. Attorney: Michelle L. Trier. Filed Sept. 12. Case number: 19-36465-cgm.

COURT CASES Manhattan Abigail Kirsch Pier Sixty LLC filed by Joaquin Terrero. Action: The Americans with Disabilities Act of 1990. Attorney: Gregory Calliste Jr. Filed Sept. 11 Case number: 1:19-cv-08449-ER. Accurate Diagnostic Labs Inc. filed by Jacqueline A. Mormile. Action: Notice of removal. Attorney: Donald J. Feerick Jr. Filed Sept. 11. Case number: 1:19-cv-08450-LTS. Anthony T. Rinaldi LLC filed by Joseph Roger Watkins. Action: Federal question: employment discrimination. Attorney: David Joseph DeToffol. Filed Sept. 11. Case number: 1:19-cv-08457-PGG. Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to:

BAM Connection LLC filed by Jamie Lamm. Action: Copyright infringement. Attorney: Scott Alan Burroughs. Filed Sept 12. Case number: 1:19-cv-08521-AKH. Birch

United Financial Bancorp Inc. filed by William McGurk. Action: Securities Exchange Act. Attorney: Justin Aaron Kuehn. Filed Sept. 11. Case number: 1:19-cv-08462-KPF.

Coffee Management LLC filed by Claudio Darezzo. Action: Americans With Disabilities Act - Civil Enforcement Actions. Attorney: Donald Jeffrey Weiss. Filed Sept. 11. Case number: 1:19-cv-08437-DAB.

Wesco Aircraft Holdings Inc. filed by Jacob Gray. Action: Securities Exchange Act. Attorney: Juan Eneas Monteverde. Filed Sept. 13. Case number: 1:19-cv-08528-JSR.

Carbon Black Inc. filed by Michael Grobman. Action: Securities Exchange Act. Attorney: Juan Eneas Monteverde. Filed Sept. 13. Case number: 1:19-cv-08538-PAE. Carrizo Oil & Gas Inc. filed by Murray Budd. Action: Securities Exchange Act. Attorney: Richard Adam Acocelli Jr. Filed Sept. 10. Case number: 1:19-cv-08391-VM. Equinox Holdings Inc. filed by Michelle Adams. Action: Job discrimination (age) Attorney: Jared Evan Blumetti. Filed Sept. 11. Case number: 1:19-cv-08461-AJN. Galerie Eva Presenhuber Corp. filed by Himelda Mendez. Action: Federal question. Attorney: Bradly Gurion Marks. Filed Sept. 11. Case number: 1:19-cv-08463-JMF. Harlem Sam Inc. filed by Abeth Hashimi. Action: Federal question. Attorney: Maria Costanza Barducci. Filed Sept. 10. Case number: 1:19-cv08399-GBD. Lancesoft Inc. filed by Claudio Guazzoni. Action: Diversity action. Attorney: Katelyn Jeanne Patton. Filed Sept. 10. Case number: 1:19-cv08385-NRB. Payam Inc. filed by Hevelio Reyes Espinoza. Action: Fair Labor Standards Act. Attorney: Giustino Cilenti. Filed Sept. 12. Case number: 1:19-cv-08492-LGS. Slam Media Inc. filed by Anthony Causi. Action: Copyright infringement. Attorney: Richard Liebowitz. Filed Sept. 11. Case number: 1:19-cv08471-LLS. Sulka Trading Ltd. filed by Abdul Rehman Karim Saleh. Action: Declaratory judgment. Attorney: Milton Springut. Filed Sept. 12. Case number: 1:19-cv-08488-JMF. The Procter & Gamble Co. filed by Linda Slade. Action: Federal question. Attorney: Dan Shaked. Filed Sept. 12. Case number: 1:19-cv08503-VSB. Trattoria Tre Colori Inc. filed by Jose Luis Sanango. Action: Fair Labor Standards Act. Attorney: Giustino Cilenti. Filed Sept. 13. Case number: 1:19-cv-08534-ALC.

SEPTEMBER 23, 2019

White Plains American Express Co. filed by Yoel Ravitz. Action: Telephone Consumer Protection Act of 1991. Attorney: David Paul Force. Filed Sept. 16. Case number: 7:19-cv-08578-KMK. C R Bard Inc. filed by Kerry A. Tompkins. Action: Diversity-product liability. Attorney: Jonathan Wesley Johnson. Filed Sept. 13. Case number: 7:19-cv-08523-KMK. NCB Management Services Inc. filed by Joel Wiser. Action: Fair Debt Collection Act. Attorney: David Michael Barshay. Filed Sept. 10. Case number: 7:19-cv-08412-VB. One Olympic Drive LLC filed by Mayra Alejandra Alfon Saavedra. Action: Diversity-tort/ non-motor vehicle. Attorney: Joel Harris Robinson. Filed Sept. 16. Case number: 7:19-cv-08604-CS. Optio Solutions LLC filed by Paul Quatinetz. Action: Fair Debt Collection Act. Attorney: Shimshon Wexler. Filed Sept. 16. Case number: 7:19-cv-08576-CS. Post Road Plaza Fee LLC filed by Katarzyna Cichon. Action: Federal question: other. Attorney: Glen Howard Parker. Filed Sept. 16. Case number: 7:19-cv-08582-NSR. Silk Operating Co. LLC filed by Shari Trust. Action: Seeking $5 million for diversity-fraud. Attorney: Spencer Sheehan. Filed Sept. 11. Case number: 7:19-cv-08442-KMK. Walgreens Co. filed by Todd Barton. Action: Seeking $500,000 for personal injury. Attorney: Kevin D. O’Dell. Filed Sept. 11. Case number: 7:19-cv-08448-KMK.

DEEDS Above $1 million 2055 Boston Post Larchmont LLC, Hopewell Junction. Seller: 2055 Boston Post Road LLC, Larchmont. Property: 2055 Boston Post Road, Mamaroneck. Amount: $2 million. Filed Sept. 12. 270 Nepperhan Ave LLC, Thornwood. Seller: Emily Giorgi, et al, New Kingston. Property: 80 Fox Island Road, Rye. Amount: $1.4 million. Filed Sept. 9.

Larry Miles c/o Westfair Communications Inc. 701 Westchester Ave, Suite 100 J White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3699

ON THE RECORD

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368 Midland LLC, Armonk. Seller: Xhovano Dardha, Rye. Property: 368 Midland Ave., Rye. Amount: $1 million. Filed Sept. 13. 778 Yonkers LLC, Yorktown Heights. Seller: FVB Belmont Co. LLC, Jupiter, Florida. Property: 778 Yonkers Ave., Yonkers. Amount: $3.5 million. Filed Sept. 11. 786 Yonkers LLC, Yorktown Heights. Seller: FVB Yonkers Company LLC, Jupiter, Florida. Property: 786 Yonkers Ave., Yonkers. Amount: $1.3 million. Filed Sept. 11. Deutsche Bank National Trust Co. Seller: Maria Rose Sammarco, Hackensack, New Jersey. Property: 25 Malvern Road, Yonkers. Amount: $1.3 million. Filed Sept. 13. Locust Lane LLC, Bronxville. Seller: John E. Westerfield, et al, Bronxville. Property: 26 Locust Lane, Mount Vernon. Amount: $2.7 million. Filed Sept. 12.

51 Central Realty LLC, Ossining. Seller: A and A Properties of Westchester Inc., Briarcliff Manor. Property: 51 Central Ave., Ossining. Amount: $990,000. Filed Sept. 9. ADA View Realty Group LLC, Yonkers. Seller: New York Self Leveling Inc., Yonkers. Property: 7 Central Park Ave., 7D, Yonkers. Amount: $200,000. Filed Sept. 11. ADP Management Company Corp., Yonkers. Seller: Deutsche Bank National Trust Co. Property: 309 Chatterton Parkway, Greenburgh. Amount: $386,844. Filed Sept. 10. BC125 LLC, Monsey. Seller: Francis Malara, White Plains. Property: 125 5th Avenue N., Mount Vernon. Amount: $412,000. Filed Sept. 12. Chabad of Bedford Inc., Mount Kisco. Seller: Gabriel L. Dassa, et al, Bedford Corners. Property: 7 Carlton Drive, Mount Kisco. Amount: $999,995. Filed Sept. 11.

Lorettajune LLC, Scarsdale. Seller: Christopher John Polos, et al, Scarsdale. Property: 4 Obry Drive, Scarsdale. Amount: $4.5 million. Filed Sept. 9.

Christiana Trust. Seller: Michele L. Bermel, Chappaqua. Property: 434 4th Avenue S., Mount Vernon. Amount: $507,686. Filed Sept. 13.

One Bradford Road LLC, Bronx. Seller: LTTR Home Care LLC, Niskayuna. Property: 1 Bradford Road, Mount Vernon. Amount: $4 million. Filed Sept. 13.

Deutsche Bank Trust Company Americas. Seller: Miriam Perez, Yonkers. Property: 412 Orchard St., Rye. Amount: $620,972. Filed Sept. 10.

RXR 505 Main Owner LLC, Uniondale. Seller: 505 Main Street Associates LLC, West Nyack. Property: 505 Main St., New Rochelle. Amount: $2 million. Filed Sept. 13.

DPSGNY2 LLC, Scarsdale. Seller: William J. Kenny, et al, White Plains. Property: 1 Renaissance Square, 17F, White Plains. Amount: $850,000. Filed Sept. 12.

U.S. Bank Trust N.A. Seller: Adolph Buonamici, White Plains. Property: 17 High Meadows, New Castle. Amount: $1 million. Filed Sept. 10.

Eden Rock Capital LLC, Brooklyn. Seller: PMC REO Financing Trust, Moorpark, California. Property: 268 Union Ave., Mount Vernon. Amount: $284,500. Filed Sept. 9.

Below $1 million

FASNY Holdings LLC, White Plains. Seller: Linda Markowitz, White Plains. Property: 66 Crisfield St., apt. 1T, Yonkers. Amount: $233,000. Filed Sept. 12.

162 Park Hill Ave LLC, Yonkers. Seller: Michelle Lifrieri, et al, Yonkers. Property: 162 Park Hill Ave., Yonkers. Amount: $575,000. Filed Sept. 11. 21 Union Ave LLC, Plainview. Seller: Morgan Stanley Mortgage Loan Trust 2006-12XS. Property: 21 Union Ave., Mount Vernon. Amount: $327,862. Filed Sept. 12. 24 Kane Ave LLC, Peekskill. Seller: Ryan S. Karben, Pomona. Property: 24 Kane Ave., Mamaroneck. Amount: $660,000. Filed Sept. 9. 349 MV LLC, Jamaica. Seller: L and N 316th Fort Avenue LLC, Jamaica. Property: 349 S. 4th Ave., Mount Vernon. Amount: $325,000. Filed Sept. 13.

Ghana United Methodist Church Bronx, Bronx. Seller: Yedidia Neumeier, et al, Scarsdale. Property: 46 Shepherds Drive, New Rochelle. Amount: $623,700. Filed Sept. 12. Gova Holdings Group LLC, Yonkers. Seller: Joseph A. Ruggiero, Chappaqua. Property: 50 Dekalb Ave., E-7-C, White Plains. Amount: $353,000. Filed Sept. 12. Janaf Korn LLC, Brooklyn. Seller: Dennis Krolian, White Plains. Property: 141 S. 13th Ave., Mount Vernon. Amount: $339,915. Filed Sept. 10. Leon Residential LLC, Buchanan. Seller: Henry Leon, Briarcliff Manor. Property: 670 Main St., Peekskill. Amount: $69,900. Filed Sept. 12.

M M M Lexington Inc., Mahopac. Seller: U.S. Bank N.A. Property: 8 Southgate Drive, Cortlandt. Amount: $315,000. Filed Sept. 11. Mount Vernon SHG 9 LLC, Garden City. Seller: Candace Denise Brown-Turner, Mount Vernon. Property: 140 S. 10th Ave., Mount Vernon. Amount: $190,000. Filed Sept. 12. P.T.M. Capital LLC, Brooklyn. Seller: William E. Madison, III, New Rochelle. Property: 61 Rockwood Place, New Rochelle. Amount: $475,000. Filed Sept. 9. Phor the Phamily Properties LLC, New York. Seller: Robert J. Hansley, et al, Mount Vernon. Property: 31 Knollwood Ave., Mount Vernon. Amount: $235,000. Filed Sept. 13. Steadfast Funding LLC, White Plains. Seller: Carl Finger, White Plains. Property: 44 S. Regent St., Rye. Amount: $800,000. Filed Sept. 9. The Town of Pound Ridge, Pound Ridge. Seller: The DelSalvio Family Limited Partnership No. 2, Armonk. Property: Joshua Hobby Lane, Pound Ridge. Amount: $10,000. Filed Sept. 10. U.S. Bank Trust N.A. Seller: Joseph Ruggiero, Yonkers. Property: 115 Washington St., Mount Vernon. Amount: $728,578. Filed Sept. 13. Vanta Holdings Corp., Yonkers. Seller: David J. Peck, Harrison. Property: 163 Shonnard Terrace, Yonkers. Amount: $261,000. Filed Sept. 12. Wells Fargo Bank N.A. Seller: Joan C. Salwen, Scarsdale. Property: 430 Bedford Ave., Mount Vernon. Amount: $427,000. Filed Sept. 9.

FORECLOSURES CORTLANDT MANOR, 28 Adams Rush Road. Single-family residence; lot size: N/A. Plaintiff: New Penn Financial LLC. Plaintiff’s attorney: Shapiro Dicaro & Barak, 175 Mile Crossing Blvd., Rochester. Defendant: Kenneth Scott St. George. Referee: Barbara Lerman. Sale: Oct. 2, 9 a.m. Approximate lien: $250,438. KATONAH, 56 S. Pine St. Single-family residence; lot size: .6 acre. Plaintiff: Bank of America NA. Plaintiff’s attorney: RAS Boriskin LLC. 900 Merchants Concourse, Westbury. Defendant: Mary Iusi. Referee: Ryan Scott Karben. Sale: Oct. 2, 9:30 a.m. Approximate lien: N/A

Facts & Figures MOUNT VERNON, 112 S. High St. Three-family residence, lot size: .12 acre. Plaintiff: Citimortgage Inc. Plaintiff’s attorney: David A Gallo, 99 Powerhouse Road, Roslyn Heights. Defendant: Carmeta Clarke. Referee: Joseph Goubeaud. Sale: Sept. 24, 9:30 a.m. Approximate lien: $657,100. SOMERS, 259 Route 100. Single-family residence, lot size: 2.27 acres. Plaintiff: Reverse Mortgage Solutions Inc. Plaintiff’s attorney: RAS Boriskin LLC, 900 Merchants Concourse, Westbury. Defendant: Raymond Sears Sr. Referee: Carla Glassman. Sale: Sept. 24, 9:30 a.m. Approximate lien: N/A SOMERS, 10 Keyrel Lane. Single-family residence, lot size: 2.49 acres. Plaintiff: US Bank Trust NA. Plaintiff’s attorney: RAS Boriskin LLC. 900 Merchants Concourse, Westbury. Defendant: Diane Martin. Referee: Daniel Pagano. Sale: Oct. 2, 9 a.m. Approximate lien: N/A WHITE PLAINS, 101 Harding Ave. Single-family residence; lot size: .14 acre. Plaintiff: Nationstar Mortgage LLC. Plaintiff’s attorney: Frenkel Lambert Weiss, 53 Gibson Street, Bay Shore. Defendant: Rosa Shamery. Referee: Joseph Ruggiero. Sale: Sept. 23, 12:30 p.m. Approximate lien: $376,612. YONKERS, 119 Linden St. Apartment; size: N/A. Plaintiff: US Bank NA. Plaintiff’s attorney: Aldridge Pite, 40 Marcus Drive, Melville. Defendant: Hazel Hurst WarsopReferee: Daniel Pagano. Sale: Sept. 24, 9 a.m. Approximate lien: $498,838.

JUDGMENTS Cuca Fresca Exports LLC, Pleasantville. $24,077 in favor of On Deck Capital Inc., Arlington, Virginia. Filed Sept. 12.

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed. Ashley, Paula, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $1 million affecting property at 9 Pebblebrook Way, Chappaqua 10514. Filed Feb. 21. Ayala, Victor Manuel Torres, et al. Filed by Frank Carino and Pasquale Carino. Action: seeks to foreclose on a mortgage to secure $340,000 affecting property at 246 Webster Ave., New Rochelle 10801. Filed Feb. 19. Brown, Stokely, et al. Filed by Pale Horse Ventures LLC. Action: seeks to foreclose on a mortgage to secure $88,580 affecting property in Peekskill. Filed Feb. 20.

Buonanno, Christopher C., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $1.8 million affecting property at 46 Wrights Mill Road, Armonk 10504. Filed Feb. 15.

Lanza, Steven, as heir to the estate of Marie Lanza, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $600,000 affecting property at 46 Roanoke Ave., Rye Brook 10573. Filed Feb. 20.

Coye, Travis, as administrator and heir to the estate of Lillian Glenn, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $625,500 affecting property at 46 Buena Vista Ave., Yonkers 10701. Filed Feb. 20.

Lopez, Luis E., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $630,000 affecting property at 560 Westchester Ave., Rye Brook 10573. Filed Feb. 15.

Delarosa, Salvador, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $719,200 affecting property at 718 Scarsdale Road, Yonkers 10707. Filed Feb. 15.

Lovinger, Rachel S., as heir at law of the estate of Celia Silver, et al. Filed by Wachovia Mortgage FSB. Action: seeks to foreclose on a mortgage to secure $300,000 affecting property at 36 Ledgewood Commons, Millwood 10546. Filed Feb. 19.

Ebnetahir, Esameldeen, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property at 47 Leroy Ave., Yonkers 10705. Filed Feb. 19. Espejo, Martin R., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $580,623 affecting property at 71 Livingston Ave., White Plains 10605. Filed Feb. 18. Ferrari, Marie, as heir and distributee of the estate of Elda Perna, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $487,500 affecting property at 13 Newkirk Road, Yonkers 10710. Filed Feb. 20. Gonzalez, Jose, et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $388,000 affecting property at 1 Wells Park Drive, unit 1, Yonkers 10701. Filed Feb. 20. Grogan, Thomas F., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $810,000 affecting property at 55 Pell Place, New Rochelle 10804. Filed Feb. 20. Heirs and distributees of the estate of Alberta Carlo, et al. Filed by Reverse Mortgage Funding LLC. Action: seeks to foreclose on a mortgage to secure $703,500 affecting property at 188 Hillcrest Road, Mount Vernon 10552. Filed Feb. 20. Heirs, Michelle, et al. Filed by Freedom Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $365,345 affecting property in Yonkers. Filed Feb. 15. Jusu-Davies, Flavius, et al. Filed by MTGLQ Investors LP. Action: seeks to foreclose on a mortgage to secure $321,000 affecting property at 37 Linden Ave., Ossining 10562. Filed Feb. 20.

Mclemore, Lawrence, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $255,367 affecting property at 357-22 N. Broadway, apartment 1H, Yonkers 10701. Filed Feb. 21. Nikolli, Aleksander, et al. Filed by Home Point Financial Corp. Action: seeks to foreclose on a mortgage to secure $244,200 affecting property at 1084 Oregon Road, Cortlandt Manor 10567. Filed Feb. 21. Pettinati, Sunnaria Tobing, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $650,000 affecting property at 175 Bell Road, Scarsdale 10583. Filed Feb. 18. Polanco, Marino, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $237,330 affecting property at 4 Everett Ave., Ossining 10562. Filed Feb. 21. Sandford, Irene W., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $150,000 affecting property at 580A Heritage Hills, unit A, Somers 10589. Filed Feb. 21. Walker, Beatrice, et al. Filed by Aurora Loan Services LLC. Action: seeks to foreclose on a mortgage to secure $560,000 affecting property at 56 Patmor Ave., Yonkers 10710. Filed Feb. 20.

Norberto, Patrick, as owner. $3,650 as claimed by Talon Heating and Cooling LLC. Property: in Yorktown. Filed Sept. 11.

LMC Business Management Services, 12 Acorn Lane, Yorktown Heights 10598, c/o Laura A. Caruolo. Filed July 22.

Rubicon RA Tarrytown LLC, as owner. $110,040 as claimed by Plateau Painting Co. Inc., White Plains. Property: in Greenburgh. Filed Sept. 12.

Lopez Home Improvement, 29 Broad Ave., apt. B, Ossining 10562, c/o Jose Gilberto Lopez Ardon. Filed July 22.

Rubicon RA Tarrytown LLC, as owner. $66,097 as claimed by Plateau Painting Company Inc., White Plains. Property: in Greenburgh. Filed Sept. 12. Yonkers Waterfront Properties LLC, as owner. $541,798 as claimed by EFCO Corp. Property: in Yonkers. Filed Sept. 12.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Partnerships Carmelo Apollonio Contractor, 16 Campwoods Road, Ossining 10562, c/o Giovanbatistta Apollonio and Antonietta Apollonio. Filed July 17. Just One, 25 Bank St., apt. 203J, White Plains 10606, c/o Adelina Petriello-Arenas and Tahira Khan. Filed July 19. UMC WEST Construction and Landscaping, 5 Stevenson Ave., Cortlandt Manor 10567, c/o Narciza A. Uzhca Castro and Carlos I. Morocho Jarro. Filed July 18.

Sole Proprietorships A. A Beauty Salon, 25 Pier St., Yonkers 10705, c/o Yngry Rosana Gabriel de Jesus. Filed July 19. Brown Girl, 280 N. Central Ave., Hartsdale 10530, c/o Pamela Hayes. Filed July 17.

Mechanic’s Liens

Dana Collection, 48 Warburton Ave., no. 3, Yonkers 10701, c/o Silvia Daniela Duran Chaparro. Filed July 16.

11285 AV LLC, as owner. $7,790 as claimed by All Safe Fire Protection. Property: in Mount Vernon. Filed Sept. 12.

Kate’s Krafts, 50 Lincoln Place, Ossining 10562, c/o Katherine Pendzuk. Filed July 16.

Butler, David, as owner. $10,264 as claimed by Candlewood Valley Building LLC, New Milford, Connecticut. Property: in Rye. Filed Sept. 13. Cohen Brothers Realty Corp., as owner. $3,706 as claimed by All Safe Fire Protection, White Plains. Property: in White Plains. Filed Sept. 12.

Krittabug Design, 28 Hillside Terrace, apartment 28D, White Plains 10601, c/o Krista Holmstrom. Filed July 16. Liliana Coletti, 7 Sandford St., Pleasantville 10570, c/o Liliana Coletti da Costa. Filed July 18.

Marshall Pro Cleaning Service, 660 Locust St., no. D6, Mount Vernon 10552, c/o Kenneth Marshall. Filed July 17. Muse Rituals, 260 Claremont Ave., Mount Vernon 10552, c/o Mary S. Pasqualetto. Filed July 19. OA General Contracting, 464 Westchester Ave., apartment 1, Mount Vernon 10552, c/o Oswaldo Ramos Arantes Neto. Filed July 17. Photo by THB, 1300 Midland Ave., Yonkers 10704, c/o Tracy Halena Brown. Filed July 19. Phyllis Lerner and Associates, 83 Raafenberg Road, Sleepy Hollow 10591, c/o Phyllis L. Lerner. Filed July 16. Reyes Brothers, 115 Linde St., Yonkers 10701, c/o Saul Reyes Merced. Filed July 17. Zest for Life, 153 S. 5th Ave., 8I, Mount Vernon 10550, c/o Pauline Dawson-Francis. Filed July 22.

PATENTS

Identifying and managing redundant digital content transfers. Patent no. 10,419,557 issued to Sandeep Bazar, Warangal, India; Sandeep R. Patil, Pune, India; Sachin C. Punadikar, Pune, India. Assigned to IBM, Armonk. Increasing storage capacity and data transfer speed in genome data backup. Patent no. 10,419,020 issued to Takeshi Ogasawara, Tokyo, Japan. Assigned to IBM, Armonk. Interactive voicemail message and response tagging system for improved response quality and information retrieval. Patent no. 10,419,617 issued to George P. Carper, Tucson, Arizona; James E. Damgar, Tucson, Arizona; Soheat Sou, Tucson, Arizona; Howard Ruihua Zhao, Tucson, Arizona. Assigned to IBM, Armonk. Preventing monoculture in application distribution. Patent no. 10,419,224 issued to Suresh N. Chari, Tarrytown; Ian M. Molloy, Chappaqua; Wilfried Teiken, Ossining. Assigned to IBM, Armonk. Picture/gesture password protection. Patent no. 10,419,485 issued to Yuk L. Chan, Rochester; Heidi Lagares-Greenblatt, Jefferson Hills, Pennsylvania; Deepti Naphade, Cupertino, California. Assigned to IBM, Armonk. Processing command line templates for database queries. Patent no. 10,419,582 issued to Jordan A. Eliseo, Austin, Texas; Su Liu, Austin, Texas; Andrew F. Ly, Austin, Texas. Assigned to IBM, Armonk.

Adaptive network communication protocols. Patent no. 10,419,163 issued to Venkata Kiran Kumar Darbha, Hyderabad, India; Savitha Joshi, Bangalore, India; Nir Naaman, Haifa, Israel; Lohitashwa Thyagaraj, Bangalore, India. Assigned to IBM, Armonk.

Real-time adaptive receive side scaling key selection. Patent no. 10,419,447 issued to Chih-Wen Chao, Taipei, Taiwan; Kuo-Chun Chen, New Taipei, Taiwan; Wei-Hsiang Hsiung, Taipei, Taiwan; ShengTung Hsu, Taipei, Taiwan; Ming-Pin Hsueh, New Taipei, Taiwan. Assigned to IBM, Armonk.

Eye-mounted hearing aid. Patent no. 10,419,860 issued to Amos Cahan, Netaim, Israel; Katsuyuki Sakuma, Fishkill. Assigned to IBM, Armonk.

Routing packets in a data center network. Patent no. 10,419,395 issued to Konstantin Katrinis, Dublin, Ireland; Spyros Kotoulas, Dublin, Ireland. Assigned to IBM, Armonk.

Dynamically accessing and configuring secured systems. Patent no. 10,419,564 issued to Wilhelm Mild, Boeblingen, Germany; Omar-Qais Noorshams; Boeblingen, Germany; Pradeep Parameshwaran, Boeblingen, Germany; Guenter Vater, Boeblingen, Germany; Robert Vaupel, Rottenburg, Germany; Mariia Zrianina, Stuttgart, Germany. Assigned to IBM, Armonk.

Run-length base-delta encoding for high-speed compression. Patent no. 10,419,022 issued to Jose N. Amaral, Edmonton, Canada; Christopher M. Barton, Stouffville, Canada; Taylor J. Lloyd, Edmonton, Canada; Ettore Tiotto, Whitby, Canada. Assigned to IBM, Armonk.

Dynamically-assigned resource management in a shared pool of configurable computing resources. Patent no. 10,419,228 issued to Joseph W. Cropper, Rochester, Minnesota; Sadek Jbara, Taybe, Israel; Taylor D. Peoples, Austin, Texas. Assigned to IBM, Armonk.

WCBJ

Secure mobile device recovery. Patent no. 10,419,876 issued to Rhonda L. Childress, Austin, Texas; Itzhack Goldberg, Hadera, Israel; Clifford A. Pickover, Yorktown Heights; Neil Sondhi, Budapest, Hungary; Maja Vukovic, New York. Assigned to IBM, Armonk

SEPTEMBER 23, 2019

Facts & Figures Selecting memory for data access in a dispersed storage network. Patent no. 10,419,538 issued to Andrew D. Baptist, Mount Pleasant, Wisconsin; Joseph M. Kaczmarek, Chicago, Illinois; Manish Motwani, Chicago, Illinois; Jason K. Resch, Chicago, Illinois. Assigned to IBM, Armonk. Surgical corruption repair in large file systems. Patent no. 10,419,527 issued to Asmahan A. Ali, Highland; Ali Y. Duale, Poughkeepsie; Mustafa Y. Mah, Highland. Assigned to IBM, Armonk. Unidirectional trust based decision making for information technology conversation agents. Patent no. 10,419,489 issued to Anup K. Kalia, Yorktown Heights; Maja Vukovic, New York; Frederick Y. Wu, Greenwich; Jin Xiao, Ossining. Assigned to IBM, Armonk. Use of multiple cyclic redundancy codes for optimized fail isolation. Patent no. 10,419,035 issued to Steven R. Carlough, Poughkeepsie; Patrick J. Meaney, Poughkeepsie; Gary Van Huben, Poughkeepsie. Assigned to IBM, Armonk. Using network configuration analysis to improve server grouping in migration. Patent no. 10,419,393 issued to Joel W. Branch, Hamden; Michael Elton Nidd, Zurich, Switzerland; Birgit Monika Pfit zmann, Wettswil, Switzerland. Assigned to IBM, Armonk.

HUDSON VALLEY BUILDING LOANS Above $1 million Bom Newburgh LLC, Poughkeepsie, as owner. Lender: CPC Funding SPE 1 LLC, New York. Property: 109 S. William St., Newburgh. Amount: $2.4 million. Filed Sept. 11.

NOTICE OF ANNUAL MEETING Notice is hereby given that the Annual Meeting of Members of Consumer Reports will be held at The International Spy Museum in Washington, DC, at 6:30 pm on October 16, 2019. Members are encouraged to submit their ballot electronically in advance of the meeting for the annual election of Directors of Consumer Reports, in accordance with the instructions provided with the ballot sent to the email address associated with your membership.

SEPTEMBER 23, 2019

Below $1 million APB Custom Inc., Warwick, as owner. Lender: Orange Bank and Trust Co., Middletown. Property: in Minisink. Amount: $273,750. Filed Sept. 10. Driscoll, Sean, et al, as owner. Lender: Guaranteed Rate Inc. Property: in Beekman. Amount: $442,484. Filed Sept. 11. Equity Homes NY II Inc., Montgomery, as owner. Lender: EH Capital LLC, Port Jervis. Property: 47 Parsonage Farm Lane, Montgomery. Amount: $360,000. Filed Sept. 10. Guarnaccia, Daniel, et al, as owner. Lender: Primelending. Property: in Newburgh. Amount: $146,144. Filed Sept. 10. Rising Star Homes LLC, Albany, as owner. Lender: RCN Capital LLC, South Windsor, Connecticut. Property: 189 Tremper Ave., Kingston 12401. Amount: $60,000. Filed Sept. 12. Wikel, Kyle, Montgomery, as owner. Lender: Walden Savings Bank, Montgomery. Property: in Montgomery. Amount: $100,000. Filed Sept. 13. YMR USA LLC, as owner. Lender: SNCO Cap LLC. Property: in Poughkeepsie. Amount: $25,500. Filed Sept. 10.

DEEDS Above $1 million Bearsville Center LLC, Willow. Seller: Bearsville Associates LLC, Woodstock. Property: in Woodstock. Amount: $2.5 million. Filed Sept. 10. Lafayette Krumville LLC, New York. Seller: Radha Stephenson, et al, Olivebridge. Property: in Olivebridge. Amount: $1.2 million. Filed Sept. 9. U.S. Bank Trust N.A. Seller: Mark A. Hatsis, Salt Lake City, Utah. Property: 456 W. Lake Road, Tuxedo Park 10987. Amount: $1.4 million. Filed Sept. 13. Walnut MHP LLC, et al, Fort Myers, Fl. Seller: Walnut Lane Management Corp., Poughkeepsie. Property: in Marlborough. Amount: $2.2 million. Filed Sept. 9.

Below $1 million 184 Broadway Equities LLC, New York. Seller: Broadway Dubois LLC, Syracuse. Property: 184 Broadway, Newburgh. Amount: $328,750. Filed Sept. 11.

WCBJ

AME Realty Holdings LLC, New Hampton. Seller: Ann Porcano, et al, Fort Pierce, Florida. Property: in Wawayanda. Amount: $169,000. Filed Sept. 11.

Deutsche Bank Trust Company Americas. Seller: David Ferenz, Poughkeepsie. Property: 502 Route 376, Hopewell Junction 12533. Amount: $163,000. Filed Sept. 10.

Main Corner Properties LLC, Pawling. Seller: 146 East Main Street LLC, Danbury, Ct. Property: 146 E. Main St., Pawling 12564. Amount: $425,000. Filed Sept. 11.

2019 Castle LLC, White Plains. Seller: The Bank of New York Mellon. Property: 20 Vero Drive, Poughkeepsie 12601. Amount: $55,500. Filed Sept. 10.

APJL Construction LLC, Kingston. Seler: Tod Westlake, Kingston. Property: in Kingston. Amount: $100,000. Filed Sept. 10.

Duncan Properties LLC, Saugerties. Seller: Daniel Carey, Saugerties. Property: in Saugerties. Amount: $115,000. Filed Sept. 10.

MMSD Partners LLC, New York. Seller: Christopher Edwin Vroom, New York. Property: in Milan. Amount: $909,000. Filed Sept. 10.

221 Renwick LLC, Brooklyn. Seller: Denise Dawson, et al, New Windsor. Property: 221 Renwick St., Newburgh 12550. Amount: $95,000. Filed Sept. 16.

Bayview Outlaw LLC, Cornwall. Seller: Flyer Fernandez LLC, Cornwall. Property: 173 Bay View Ave., Cornwall. Amount: $225,000. Filed Sept. 12.

Durgala and Company LLC, Pine Hill. Seller: Audrey Taylor, Pine Hill. Property: in Shandaken. Amount: $113,000. Filed Sept. 9.

Mortgage Equity Conversion Asset Trust 2011-1. Seller: Anthony LoBiondo, Newburgh. Property: 16 Bridle Path, Newburgh 12550. Amount: $329,930. Filed Sept. 12.

271 Grant Realty Partners LLC, Yonkers. Seller: NRZ REO X LLC, New York. Property: 271 Grand St., Newburgh 12550. Amount: $135,540. Filed Sept. 16.

Beacon Realty Management of America Corp., Beacon. Seller: Jeffrey S. Kezis, et al, Poughkeepsie. Property: 27 Collegeview Ave., Poughkeepsie 12603. Amount: $400,000. Filed Sept. 9.

185 Grange Road LLC, Otisville. Seller: Eileen F. Yengle, Roslyn Heights. Property: in Deerpark. Amount: $63,500. Filed Sept. 11.

439 Schunnemunk LLC, Monroe. Seller: 21st Street Operating LLC, Brooklyn. Property: 439 Schunnemunk Road, Monroe 10950. Amount: $500,000. Filed Sept. 13. 47 Hadley Farm LLC, Monsey. Seller: Gaspare Polizzi, Highland Mills. Property: 47 Hadley Farm Road, Woodbury. Amount: $550,000. Filed Sept. 12. 692 LLC, Kingston. Seller: John H. Dwyer, Jr., et al, Kingston. Property: in Kingston. Amount: $35,000. Filed Sept. 12. 7 Cathy Dr LLC, New Windsor. Seller: Carla S. Wise, Goshen. Property: 7 Cathy Drive, Newburgh 12550. Amount: $129,500. Filed Sept. 10. 75 Grove LLC, Monroe. Seller: Mabel Frost, Newburgh. Property: in Newburgh. Amount: $100,000. Filed Sept. 16. 763 Ulster Avenue LLC, Kingston. Seller: Ulster Realty Corp., Kingston. Property: in Ulster. Amount: $700,000. Filed Sept. 9. 7806 South Main Street LLC, Brooklyn. Seller: The town of Pine Plains, Pine Plains. Property: in Pine Plains. Amount: $140,000. Filed Sept. 9. A.D.B. Properties, Rhinecliff. Seller: Elizabeth Smyth, Tivoli. Property: in Tivoli. Amount: $90,000. Filed Sept. 12. AGM Estates LLC, Monroe. Seller: Ljupco Milosevski, Greenwood Lake. Property: in Middletown. Amount: $87,000. Filed Sept. 11. All Mine Properties LLC, Danbury, Connecticut. Seller: Antaeus Realty Corp., Pawling. Property: 10-12 Smith St., Pawling. Amount: $531,000. Filed Sept. 10.

Best Brand House Central Valley LLC, Brooklyn. Seller: Elizabeth Serra, Monroe. Property: in Woodbury. Amount: $290,700. Filed Sept. 10. Bom Newburgh LLC, Poughkeepsie. Seller: Just Supply Inc., Bronx. Property: in Newburgh. Amount: $20,000. Filed Sept. 11. Bom Newburgh LLC, Poughkeepsie. Seller: The city of Newburgh, Newburgh. Property: 109 S. William St., Newburgh. Amount: $75,000. Filed Sept. 11. Bright Futures Capital LLC, Poughkeepsie. Seller: Vail Road LLC, Wappingers Falls. Property: in LaGrange. Amount: $130,000. Filed Sept. 12. CAPC USA LLC, Brunswick, New Jersey. Seller: NJCC-NYS CRF REO Subsidiary LLC. Property: 43 Pine Woods Road, Hyde Park 12538. Amount: $222,500. Filed Sept. 10. CAPC USA LLC, New Brunswick, N.J. Seller: NJCC-NYS CRF REO Subsidiary LLC, Houston, Tx. Property: 68 Eisenhower Drive, Middletown 10940. Amount: $105,952. Filed Sept. 10. Champion Properties Inc., Hyde Park. Seller: Calvin John Halstead, Jr., et al, Highland. Property: in Lloyd. Amount: $90,000. Filed Sept. 11. Decatur Road LLC, Elmsford. Seller: SDF Capital LLC, Mamaroneck. Property: 132 Farmingdale Road, Chester 10918. Amount: $90,000. Filed Sept. 11. Deeb Properties Inc., Poughkeepsie. Seller: McCormick 110 LLC, Hunt Valley, Maryland. Property: 18 Mina Drive, Wappingers Falls 12590. Amount: $206,000. Filed Sept. 6. Deutsche Bank National Trust Co. Seller: John Mahoney, Brewster. Property: 4 Fair Meadow Drive, Brewster 10509. Amount: $316,373. Filed Sept. 6.

Federal National Mortgage Association. Seller: Steve Martinez, Brewster. Property: 39 Colonial Drive, Mahopac 10541. Amount: $575,779. Filed Sept. 10. George M. Taylor and Son Inc., Dover Plains. Seller: Marian V. Briggs, Millerton. Property: in North East. Amount: $165,000. Filed Sept. 6. Golden Towers Holdings LLC, Monroe. Seller: Stewart P. Glenn, Newburgh. Property: 431 Route 49, Middletown 10950. Amount: $153,500. Filed Sept. 11. Hyvue of Orange Inc., Salisbury Mills. Seller: Highland Operating Ltd., Washingtonville. Property: in Blooming Grove. Amount: $49,136. Filed Sept. 10. Joe Fini Homes LLC, Goshen. Seller: Perry Pistone, Goshen. Property: in Goshen. Amount: $90,000. Filed Sept. 10. Kai Zee LLC, New York. Seller: The county of Ulster, Kingston. Property: 37 Amanda Circle, Lloyd. Amount: $33,874. Filed Sept. 6. Kimbrooke Investors LLC, Central Valley. Seller: U.S. Bank Trust N.A. Property: 260 Main St., Goshen 10924. Amount: $225,000. Filed Sept. 13. Kimlin Ulster LLC, Gardiner. Seller: Precision Realty LLC, Tuckahoe. Property: in Ulster. Amount: $175,000. Filed Sept. 12. LAN Properties LLC, Montgomery. Seller: James R. McCarl, Montgomery. Property: 23 Lafayette St., Walden 12586. Amount: $80,000. Filed Sept. 13.

LJM Rentals LLC, Mount Tremper. Seller: Network Contracting of Ulster Inc., Mount Tremper. Property: in Shandaken. Amount: $77,616. Filed Sept. 11. Lowmar LLC, Putnam Valley. Seller: Ronald Greer, Richfield Springs. Property: 5304 Route 44, Amenia 12501. Amount: $119,500. Filed Sept. 6.

MTGLQ Investors LP. Seller: Laurette A. Barnard, Pleasant Valley. Property: 1394 Route 292, Holmes 12531. Amount: $266,000. Filed Sept. 11. Newburgh Capital LLC, Monroe. Seller: Golden Touch Properties LLC, Vails Gate. Property: 32 Concord St., Newburgh 12550. Amount: $150,000. Filed Sept. 11. Newburgh Capital LLC, Monroe. Seller: Golden Touch Properties LLC, Vails Gate. Property: 34 Concord St., Newburgh 12550. Amount: $150,000. Filed Sept. 11. Newburgh Capital LLC, Monroe. Seller: Sol Properties LLC, Vails Gate. Property: 72 Hasbrouck St., Newburgh 12550. Amount: $155,000. Filed Sept. 11. Newburgh Capital LLC, Monroe. Seller: Sol Properties LLC, Vails Gate. Property: 61 Hasbrouck St., Newburgh 12550. Amount: $150,000. Filed Sept. 11. Newburgh Capital LLC, Monroe. Seller: Step Up Properties LLC, Vails Gate. Property: 231 Third St., Newburgh 12550. Amount: $160,000. Filed Sept. 11. Notre Reve LLC, Coral Springs, Florida. Seller: Christopher D. Jumper, et al, Putnam Valley. Property: 22 N. Meadow Lane, Putnam Valley 10579. Amount: $777,000. Filed Sept. 13. NuNature LLC, New York. Seller: F. Edward Devitt, Montgomery. Property: in Montgomery. Amount: $725,000. Filed Sept. 11. OTP Properties LLC, Napanoch. Seller: Operation Homefront Inc. Property: 203 Hillside Lane, Ellenville 12428. Amount: $80,220. Filed Sept. 10. Palm Tree LLC, Monroe. Seller: Y and CFT Equities Inc., Brooklyn. Property: 5 Lemberg Court, unit 102, Monroe 10950. Amount: $500,000. Filed Sept. 13. Peak Odell II LLC, Denver, Colorado. Seller: HSBC Bank USA N.A. Property: 15 Messmer Road, Tillson 12486. Amount: $44,000. Filed Sept. 12.

Facts & Figures Roeder’s Hope Properties LLC, Otisville. Seller: Susan K. Stevens, et al, Middletown. Property: 394 Guymard Turnpike, Mount Hope 10940. Amount: $239,000. Filed Sept. 11. Sano and Sons Realty LLC, Highland Mills. Seller: Bank of America N.A. Property: 104 Spring St., Maybrook 12543. Amount: $67,200. Filed Sept. 10. SDF Capital LLC, Mamaroneck. Seller: Alexander Francis, et al, Chester. Property: 132 Farmingdale Road, Chester 10918. Amount: $73,500. Filed Sept. 11. Secretary of Veterans Affairs. Seller: Timothy McAdam, Walden. Property: 3 Holland Road, Monroe 10950. Amount: $271,443. Filed Sept. 10. Seven South Clinton LLC, Poughkeepsie. Seller: Habitat for Humanity of Dutchess County Inc., Poughkeepsie. Property: 7 S. Clinton St., Poughkeepsie. Amount: $25,000. Filed Sept. 12. Skyler Figueroa LLC, Highland Falls. Seller: DRNY LLC, Mountaindale. Property: in Wappingers Falls. Amount: $27,000. Filed Sept. 6. Sunrise Real Estate Development Group Inc., Baldwin. Seller: Melissa A. Hetzer, Wappingers Falls. Property: Route 9D, Wappingers Falls 12590. Amount: $52,000. Filed Sept 6. The City of Middletown, Middletown. Seller: GRBSO LLC, Bardonia. Property: in Middletown. Amount: $150,000. Filed Sept. 11. U.S. Bank N.A. Seller: William J. Carlin, Jr., Mahopac. Property: 4 Montrose Drive, Carmel 10512. Amount: $556,735. Filed Sept. 6. U.S. Bank Trust N.A. Seller: Todd Casablanca, et al, Poughkeepsie. Property: 32 Maloney Drive, Wappingers Falls 12590. Amount: $248,000. Filed Sept. 9. U.S. Legend Holdings LLC, Newburgh. Seller: Hyun Vok LLC, Newburgh. Property: in Newburgh. Amount: $450,000. Filed Sept. 16. Velocity House Buyers LLC, Harriman. Seller: Jeri McCormack, New Windsor. Property: 79 Hudson Drive, New Windsor 12553. Amount: $100,000. Filed Sept. 11. Wells Fargo Bank N.A. Seller: Mario A. Runza, Poughkeepsie. Property: 68 Catharine St., Poughkeepsie 12601. Amount: $246,000. Filed Sept. 9. Weslyn Properties LLC, Saugerties. Seller: John Stowell, Lake Katrine. Property: in Saugerties. Amount: $80,000. Filed Sept. 10.

Wilmington Savings Fund Society FSB. Seller: James E. Nelson, Poughkeepsie. Property: 73 Beekman Road, East Fishkill. Amount: $386,500. Filed Sept. 9. YGML Housing LLC, Monroe. Seller: Eileen L. Hull, et al, et al, Monroe. Property: in Monroe. Amount: $915,000. Filed Sept. 12.

JUDGMENTS

Dog Grooming by Shar, Monroe. $1,979 in favor of New York State Department of Taxation and Finance, Albany. Filed June 6.

Rectangle Millwork Inc., Monroe. $717 in favor of New York State Department of Taxation and Finance, Albany. Filed June 6.

Drip Drop Inc., Chester. $35,287 in favor of New York State Department of Labor, Albany. Filed May 24.

Renwick Deli Grocery Corp., Newburgh. $4,305 in favor of New York State Department of Taxation and Finance, Albany. Filed May 30.

Elant at Newburgh Inc., Goshen. $2,039 in favor of New York State Department of Labor, Albany. Filed June 5.

A and B Food Mart Inc., Middletown. $5,148 in favor of New York State Department of Labor, Albany. Filed June 5.

Goodwin Worldwide Inc., Monroe. $5,602 in favor of New York State Department of Labor, Albany. Filed June 5.

Amica Corp., Newburgh. $1,464 in favor of New York State Department of Taxation and Finance, Albany. Filed June 6.

HNL Kitchens and Bath Inc., Monroe. $3,220 in favor of New York State Department of Taxation and Finance, Albany. Filed May 30.

B.E.T. Deli Corp., Walden. $4,527 in favor of New York State Department of Taxation and Finance, Albany. Filed May 30.

Iscumacad Inc., Pine Bush. $1,509 in favor of New York State Department of Taxation and Finance, Albany. Filed May 30.

B.S.D. Trading Inc., Monroe. $1,601 in favor of New York State Department of Taxation and Finance, Albany. Filed June 6.

Jag Fabrications Inc., Pine Island. $728 in favor of New York State Department of Labor, Albany. Filed May 24.

Bearsville Apts LLC, Saugerties. $134 in favor of New York State Department of Taxation and Finance, Albany. Filed Sept. 6.

Jewels Fashion LLC, New Windsor. $2,377 in favor of New York State Department of Labor, Albany. Filed May 24.

Black Rock Excavating Corp., Salisbury Mills. $1,441 in favor of New York State Department of Labor, Albany. Filed May 24.

JP’s Catering Inc., Middletown. $54,576 in favor of New York State Department of Labor, Albany. Filed May 24.

Bobby Burrito LLC, Newburgh. $2,005 in favor of New York State Department of Labor, Albany. Filed May 24.

Live and Execute LLC, New Hampton. $953 in favor of New York State Department of Taxation and Finance, Albany. Filed May 30.

Bronx Boys Pizza Inc., Monroe. $6,599 in favor of New York State Department of Labor, Albany. Filed May 24. Closeout Galore Inc., Newburgh. $12,062 in favor of New York State Department of Labor, Albany. Filed May 24. Copour Inc., Monroe. $268,879 in favor of New York State Department of Taxation and Finance, Albany. Filed June 6. Daniel’s Drywall Corp., Newburgh. $7,867 in favor of New York State Department of Labor, Albany. Filed May 24. Dee Bees Industries, Kingston. $965 in favor of New York State Department of Taxation and Finance, Albany. Filed Sept. 6. DHD Renovation and Landscape, Newburgh. $435 in favor of New York State Department of Labor, Albany. Filed May 24.

Ropam Nurseries Inc., New Windsor. $1,601 in favor of New York State Department of Taxation and Finance, Albany. Filed June 6. Sam’s Food Store, Middletown. $3,451 in favor of New York State Department of Taxation and Finance, Albany. Filed May 30. South Street Convenient Store, Newburgh. $6,629 in favor of New York State Department of Taxation and Finance, Albany. Filed June 6. Superior Detailing Inc., Newburgh. $1,234 in favor of New York State Department of Labor, Albany. Filed June 5. Tavern 214 LLC, Phoenicia. $46,842 in favor of New York State Department of Taxation and Finance, Albany. Filed Sept. 6. TH Remodeling and Renovations Inc., New Windsor. $1,300 in favor of New York State Department of Labor, Albany. Filed May 24. The Kosher Wine Cellar Inc., Monroe. $661 in favor of New York State Department of Taxation and Finance, Albany. Filed May 30. TSL Development Inc., Newburgh. $4,303 in favor of New York State Department of Taxation and Finance, Albany. Filed May 30.

Mario’s Landscape Construction Inc., Middletown. $524 in favor of New York State Department of Taxation and Finance, Albany. Filed May 30.

Ulster Home Health Services Inc., Kingston. $7,026 in favor of New York State Department of Labor, Albany. Filed Sept. 6.

Matt Green Enterprises LLC, Florida. $1,283 in favor of New York State Department of Taxation and Finance, Albany. Filed May 30.

Wedding Library LLC, Tuxedo Park. $7,314 in favor of New York State Department of Taxation and Finance, Albany. Filed May 30.

Pizzeria&Restaurant LLC, Monroe. $953 in favor of New York State Department of Taxation and Finance, Albany. Filed May 30.

YF Builders Corp., Monroe. $6,752 in favor of New York State Department of Labor, Albany. Filed May 24.

Precision Cutz and Shaves, Monroe. $3,956 in favor of New York State Department of Labor, Albany. Filed June 5.

YNBC Inc., Monroe. $580 in favor of New York State Department of Labor, Albany. Filed June 5.

Project 9 Realty Inc., Monroe. $576 in favor of New York State Department of Taxation and Finance, Albany. Filed May 30. Quest Deli and Grocery, Newburgh. $3,247 in favor of New York State Department of Taxation and Finance, Albany. Filed June 6.

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed. Adams, Dennis, et al. Filed by Select Portfolio Servicing Inc. Action: seeks to foreclose on a mortgage to secure $215,000 affecting property at 159 Main St., Brewster 10509. Filed Sept. 11. Armanie, Raymond M., et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property at 10 Johanna Drive, Newburgh 12550. Filed Aug. 7. Baff, Robert Alan, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $550,000 affecting property at 83 Miller Hill Drive, LaGrangeville 12540. Filed Sept. 12. Bedford, Nevins, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $262,184 affecting property at 120 Old Forestburgh Road, Sparrow Bush 12780. Filed Aug. 7. Bird, Robert H., et al. Filed by PHH Mortgage Co. Action: seeks to foreclose on a mortgage to secure $N/A affecting property at 2261 Salt Point Turnpike, Clinton Corners 12514. Filed Sept. 10. Cox, Douglas, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $125,000 affecting property at 6 Putnam St., Newburgh 12550. Filed Aug. 2. Culbreth, Omar, as heir and distributee of the estate of Owen Culbreth Jr., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $195,000 affecting property at 84 Johnston St., Newburgh 12550. Filed Aug. 6. Durkin, Patrick R., et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $375,605 affecting property at 55 Wheeler Road, Florida 10921. Filed Aug. 7. Eiras, Juan R., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $208,000 affecting property at 5 Marshall Drive E., New Windsor 12553. Filed Aug. 7. Escalera, Christine, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $235,653 affecting property at 37 Bowser Road, Middletown 10940. Filed Aug. 7.

WCBJ

Faggio, Evelyn M., et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $103,500 affecting property at 67 Kensington Way, Middletown 10940. Filed Aug. 5. Faillace, Charles N. Jr., et al. Filed by NewRez LLC. Action: seeks to foreclose on a mortgage to secure $181,723 affecting property at 17 Topland Road, Mahopac 10541. Filed Sept. 10. Felch, Joan P., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $96,725 affecting property at 71 Coxing Road, Cottekill 12419. Filed Sept. 10. Gleason, Joanne, et al. Filed by PNC Bank N.A. Action: seeks to foreclose on a mortgage to secure $107,200 affecting property at 368 Concord Lane, Middletown 10940. Filed Aug. 2. Gray, Susan, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $284,800 affecting property at 837 Samsonville Road, Kerhonkson 12446. Filed Sept. 9. Holguin, Angeles Z., et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $205,030 affecting property at 47 Weyants Lane, Newburgh 12550. Filed Aug. 1. Honigsberg, Elizabeth, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $332,000 affecting property at 345 Seaman Road, Stormville 12582. Filed Sept. 9. Ingalls, Sheldon R., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $330,552 affecting property at 15 Thompson Ridge Road, Pine Bush 12566. Filed Aug. 7. Joseph, Bruno A., et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $230,743 affecting property located at 20 Chadsford Lane, Newburgh 12550. Filed Aug. 1. Kelley, Mattie A., et al. Filed by Jose Del Gadillo. Action: seeks to foreclose on a mortgage to secure $158,000 affecting property at 9 Gordon St., Port Jervis. Filed Aug. 2. Labriola, Maria F., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $100,000 affecting property at 6 W. Saw Mill Run, Poughquag 12570. Filed Sept. 10. Marcantonio, Marianne, et al. Filed by Pennymac Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $244,587 affecting property at 2130 Route 300, Wallkill 12589. Filed Aug. 5.

SEPTEMBER 23, 2019

Facts & Figures Marrapodi, Robert A., et al. Filed by Rhinebeck Savings Bank. Action: seeks to foreclose on a mortgage to secure $100,000 affecting property at 109 W. Meadowbrook Lane, Staatsburg 12580. Filed Sept. 12.

Quinn, Susan A., et al. Filed by Quicken Loan Inc. Action: seeks to foreclose on a mortgage to secure $182,600 affecting property at 303 Ashbury Way, Brewster 10509. Filed Sept. 12.

Marshall, Joann, individually and as administratrix of the estate of Mae Turner, et al. Filed by Keybank N.A. Action: seeks to foreclose on a mortgage to secure $50,000 affecting property at 85 Carpenter Ave., Newburgh 12550. Filed Aug. 1.

Rose, William, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $245,500 affecting property at 115 Carboy Road, Middletown 10940. Filed Aug. 7.

Mbogho, Mkajuma, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $88,065 affecting property at 21 Columbine Drive, Middletown 10941. Filed Aug. 6. Nolan, John, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $302,005 affecting property at 948 W. Kaisertown Road, Montgomery 12549. Filed Aug. 6. Public administrator of Ulster County, John R. Mack as heir to the estate of Ethel Mack, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $83,000 affecting property at 222 Zandhoek Road, Hurley 12443. Filed Sept. 5.

Sanders, Lahmar U., et al. Filed by Lakeview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $258,174 affecting property at 248 Orleans Road, unit 10-1, Newburgh 12550. Filed Aug. 7. Scott, Earl A., et al. Filed by NewRez LLC. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property at 404 Haviland Hollow Road, Patterson 12563. Filed Sept. 13. Sheffield, Stephan A., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $301,500 affecting property at 55 W. Pine Road, Staatsburg 12580. Filed Sept. 13.

Siba, Lhoussine, et al. Filed by Deutsche Bank Trust Company Americas. Action: seeks to foreclose on a mortgage to secure $143,000 affecting property at 100 W. Chestnut St., Kingston 12401. Filed Sept. 12. Sullivan, Erin, et al. Filed by Hudson Valley Federal Credit Union. Action: seeks to foreclose on a mortgage to secure $77,721 affecting property at 19 Prospect St., Port Jervis 12771. Filed Aug. 6. Terracciano, Elizabeth A., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $301,750 affecting property at 96 E. Croton Ave., Lake Carmel 10512. Filed Sept. 6. The public administrator of Dutchess County as administrator of the estate of Lillian B. See, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $463,125 affecting property at 24 Nicholson Road, Holmes 12531. Filed Sept. 11. Tompkins, Robert W., et al. Filed by Wilmington Trust N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property at 326 N. Fostertown Road, Newburgh 12550. Filed Aug. 7.

144.9 ACRE HORSE FARM - 1 MILE FROM THE MILLBROOK SCHOOL, 26 MILES FROM THE HUDSON RIVER, AND 93 MILES FROM NYC Property Address: 123 Fraleigh Hill Road, Millbrook, New York 12545. Section, Block, Lot #: 135889-6967-00-001214-0000. Property Features: Land area of 144.9+/- acres, improved with an 8,264+/- square foot single family residence, 8,816+/- square foot 18 stall barn, 20,000+/- square foot indoor riding ring, 2,984+/- square foot guest house, 2,313 +/-square foot carriage barn with staff quarters, 1,291+/- caretakers cottage, two workshops/garages, inground pool, tennis court, skeet and sporting clay target range, lighted outdoor ice skating rink with a warming hut, a motocross track, outdoor sand and grass riding rings, and numerous paddocks with room in sheds. No representations or warranties are made as to the habitability or condition of the structures on the property. All measurement references are approximate. Property Zoning: RR-10 Rural Residential. Foreclosure Auction Date & Time: Wednesday, October 16, 2019 at 2:30 p.m. Foreclosure Auction Location: Dutchess County Supreme Court, 10 Market Street, Poughkeepsie, NY 12601. Terms & Conditions of Sale: Premises will be sold “as is” by Referee Jack Elliot Schachner pursuant to Order of Judgment and Sale, Index # 2016-52542, Dkt. No. 199, subject to existing easements including a conservation easement granted to the Dutchess Land Conservancy, Inc. (Liber 1693 Page 076; Liber 1754 Page 123; and Liber 1762 Page 608). Successful bidders must present a 10% deposit of the sum bid in cash or certified or bank check made payable to “Jack Elliot Schachner.” The approximate amount of judgment is $2,707,405.32, plus interest and costs. For the complete Terms and Conditions of Sale, contact Nirav Bhatt at 212-634-3080. Viewings: Viewing of the property may be made by appointment by contacting Nirav Bhatt at 212-634-3080.

SEPTEMBER 23, 2019

WCBJ

Tuttle, William D., et al. Filed by CIT Bank N.A. Action: seeks to foreclose on a mortgage to secure $382,500 affecting property at 3 Miller Lane, Monroe 10950. Filed Aug. 1. Vasconi, Rebecca E., et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $126,000 affecting property at 44 Cathy Jo Place, Accord 12404. Filed Sept. 9. Vasquez, Asia I., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $181,500 affecting property at 92 Jordan Lane, unit no. 71, Middletown 10940. Filed Aug. 6. Vivaldo, Angel, et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $325,600 affecting property at 298 Eatontown Road, Slate Hill 10973. Filed Aug. 1.

The Flower Garden, 3164 Route 9W, Saugerties 12477, c/o Danielle Lynn Fankhauser and Gregory Charles Fankhauser. Filed Sept. 11. R and D Lawn and Landscaping, 1 Cross Creek Road, New Paltz 12561, c/o Ryan Richard Drosdowich and Dominick Anthony Massaro, III. Filed Sept. 12.

Sole Proprietorships Affordable Hauling and Repair, 2460 Route 28, Glenford 12433, c/o Travis T. Kalser. Filed Sept. 13. Another Word for Travel, 12 Poplar Drive, Monroe 10950, c/o Ruth Lashonda Tisdale. Filed Aug. 13. Bella Sole Tanning, 207 Everett Place, Maybrook 12543, c/o Cheryl D. Borrillo. Filed Aug. 13.

Wu, Ching Ya, et al. Filed by Ulster Savings Bank. Action: seeks to foreclose on a mortgage to secure $417,000 affecting property at 52 Mill Hill Road, Woodstock 12498. Filed Sept. 11.

Black Diamond Tint and Detail, 2 Birchwood Drive S., Saugerties 12477, c/o Tomas E. Arthurs. Filed Sept. 12.

Mechanic’s Liens

BP Property Management and Maintenance, 127 Glenerie Blvd., apartment No. 1, Saugerties 12477, c/o Brendan V. Paulsen. Filed Sept. 12.

360 Route 211 LLC, as owner. $48,102 as claimed by Betco Inc., Statesville, North Carolina. Property: 360 Route 221 E., Wallkill 10940. Filed Sept. 10. Gray, Rodger, et al, as owner. $10,000 as claimed by Meadowbrook Home Owners Association. New Windsor. Property: 50 Meadowbrook Lane, New Windsor 12553. Filed Sept. 16. Sentinella, Sean, as owner. $30,600 as claimed by Dicks Concrete Company Inc., New Hampton. Property: in Deerpark. Filed Sept. 12. Young, Nicole, et al, as owner. $242,393 as claimed by Woodchips Construction Inc., Pine Bush. Property: 100 Clinton Road, Tuxedo. Filed Sept. 13.

NEW BUSINESSES

Chasing Perfection Events, 24 Andrew St., Kingston 12401, c/o Lindsley Coleena Peters. Filed Sept. 13. Company Jerusalem USA, 212 Renwick St., Newburgh 12550, c/o Valbrun Jean Reginald. Filed Aug. 9.

Michael Carvajal, 7 Prospect St., New Paltz 12561, c/o Michael Carvajal. Filed Sept. 12. MK Adjusters, 230 Kings Mall Court, Kingston 12401, c/o Dawn Christine Velapoldi. Filed Sept. 13. Neb Fuel, 1 Ransom Road, Highland 12528, c/o Frank S. Sorbello. Filed Sept. 11. Pumpkin’s Micro Bakery, 465 S. Mountain Road, Gardiner 12525, c/o Mark R. Wallace. Filed Sept. 10. Sebesta Reality, 1583 Route 9W, Marlboro 12542, c/o Harold S. Sebesta, Jr. Filed Sept. 6. Send it Lifestyle, 19 Patricia Lane, Washingtonville 10992, c/o Zachary Taylor Alves. Filed Aug. 12. Shaneice Douglas for Flawless Reflections Hair, 26 Tall Oaks Drive, Middletown 10940, c/o Shaneice S. Douglas. Filed Aug. 12. SLT Beverage Consulting, 47 Mountain Road, Shokan 12481, c/o Stephen L. Thomas. Filed Sept. 11. Stefan Sigurdsson, 7 Prospect St., New Paltz 12561, c/o Stefan Ingi Sigurdsson. Filed Sept. 12. T.A.K. Complete Home Maintenance, 222 Orchard Drive, Wallkill 12589, c/o Timothy J. Pedersen. Filed Sept. 11.

Earth and Sky, 60 Terwilliger Road, Kerhonkson 12446, c/o Tyisiah L. Santiago. Filed Sept. 6.

Thompson’s Painting and Home Design, 11 Oak Ridge Road, Middletown 10940, c/o Emborah M. Thompson. Filed Aug. 13.

ECS Property Management, 210 Broadway, Port Ewen 12466, c/o William B. McKnight. Filed Sept. 6.

Two Brothers That Can, 419 Forest Road, Wallkill, c/o Charles Henry Smith, III. Filed Aug. 9.

HC Drywall and Taping, 5 Putnam St., Newburgh 12550, c/o Hector Castellanos. Filed Aug. 9.

Vicious Music and Ironic Records, P.O. Box 637, Wodstock 12498, c/o Annette Peacock. Filed Sept. 9.

Hudson Valley Axe Co., 436 Dug Hill Road, Hurley 12443, c/o Mark Emig. Filed Sept. 12.

This paper is not responsible for typographical errors contained in the original filings.

KMA2, 2 Lake View Drive E., Wurtsboro 12790, c/o James Horvath, III. Filed Sept. 9.

Partnerships

Light Ray Center, 137 Cross Road, Goshen 10924, c/o Elizabeth Ann Skrobanski. Filed Aug. 12.

ACS Property Management, 32 Hideaway Lane, Saugerties 12477, c/o Arthur S. Reece and Shannon Jami Reece. Filed Sept. 9.

Mi Cocina y Rostesseria, 83 W. Main St., Walden, c/o Elizabeth Perez. Filed Aug. 9.

M. Devries Concrete and Waterproofing, 45 Konefal Ave., Pine Bush 12566, c/o Michael H.D. DeVries. Filed Aug. 13.

Victor Mcwind Transformational Coach, 220 Ohayo Mountain Road, Woodstock 12498, c/o Victor Schenkman. Filed Sept. 9. Wats Lock and Key, 472 Springtown Road, apt. E, New Paltz 12561 c/o Aaron B. Watson. Filed Sept. 13. Woodchuck Construction, 52 Wynkoop Drive, Kerhonkson 12446, c/o Joseph Charles. Filed Sept. 11. Y and N Deli, 105 Academy Ave., Middletown, c/o Nicole Mendez. Filed Aug. 12.

LEGAL NOTICES Organizing with Erin, LLC. Filed with SSNY 8/9/19. Off loc.: Westchester County. SSNY desig. agent upon whom process against it may be served - copy by mail to LLC, 12 Castle Landing, Rye Brook, NY 10573. Purpose: all lawful. #62290 Resonate Solutions LLC. Arts. of Org. filed 08/06/19. Office loc: Westchester. SSNY desig. as agent upon whom process may be served & shall mail copy to the LLC, 85 Whittier Drive, Thornwood, NY 10594. Purpose: Any lawful. #62291 Notice of Formation of Kristin Hatfield, LLC. Arts. of Org. filed with SSNY on 8/7/19. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to United States Corporation Agents Inc., 7014 13th Avenue, Suite 202, Brooklyn, New York 11228. Purpose: all lawful. #62292 Notice of Formation of STUDIO BE, LLC (DOM. LLC) Articles of Organization filed with the Secretary of State of New York (SSNY) on 07/31/2019. Office location: Westchester County. SSNY is designated as agent of the LLC upon whom process against it may be served. SSNY shall mail copy of process to the LLC at: 22 High Street, Katonah, NY 10536. Purpose: Any lawful purpose. #62293 FARALLONES LLC. Arts. of Org. filed with the SSNY on 09/01/2019. Office loc:Westchester County. SSNY designated as agent of the LLC upon whom process against it may be served and shall mail copy to LLC at 204 Midland Ave, Tuckahoe, NY 10707. Purpose: Any lawful. #62294 Notice of formation of Limited Liability Company (ìLLCî). Name: Regent Holdings II LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on August 8, 2019. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Regent Holdings II LLC, 211 South Ridge Street, Rye Brook, New York 10573. Purpose/character of LLC is to engage in any lawful act or activity. #62295 Notice of formation of Limited Liability Company (ìLLCî). Name: South Regent Street Owners LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on August 8, 2019. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to South Regent Street Owners LLC, 211 South Ridge Street, Rye Brook, New York 10573. Purpose/character of LLC is to engage in any lawful act or activity. #62296 Notice of formation of Limited Liability Company (ìLLCî). Name: South Regent Street Associates LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on August 8, 2019. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to South Regent Street Associates LLC, 211 South Ridge Street, Rye Brook, New York 10573. Purpose/character of LLC is to engage in any lawful act or activity. #62297

Notice of formation of Limited Liability Company (ìLLCî). Name: Lou-Nel South Regent Street LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on August 8, 2019. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Lou-Nel South Regent Street LLC, 211 South Ridge Street, Rye Brook, New York 10573. Purpose/character of LLC is to engage in any lawful act or activity. #62298 Notice of formation of Limited Liability Company (ìLLCî). Name: MJM South Regent Street LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on August 8, 2019. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to MJM South Regent Street LLC, 17 Lake Avenue, Tuckahoe, New York 10707. Purpose/character of LLC is to engage in any lawful act or activity. #62299 Notice of Formation of North Atlantic Solar, LLC Art. Of Org. filed with SSNY on 4/18/19.Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 75 South Broadway STE 400. White Plains., NY 10601. Purpose: any lawful purpose. #62300 NOTICE OF FORMATION of DPSGNY2 LLC. Arts. Of Org. filed with Secy of State of NY (SSNY) on 5/6/2019. Office location: Westchester County. SSNY designated agent upon whom process may be served and shall mail copy of process against LLC to 19 Cheshire Lane, Scarsdale, NY 10583. Purpose: any lawful act. #62306 NOTICE OF FORMATION of DPSGNY1 LLC. Arts. Of Org. filed with Secy of State of NY (SSNY) on 5/6/2019. Office location: Westchester County. SSNY designated agent upon whom process may be served and shall mail copy of process against LLC to 19 Cheshire Lane, Scarsdale, NY 10583. Purpose: any lawful act. #62307 Notice of Formation of Cherry Tree Lane LLC. Art. of Org. filed with SSNY 8/15/19. NY office location: Westchester County. SSNY designated as agent for process. SSNY shall mail copy of process to: c/o Dentons US LLP, Attn Brian E. Raftery, Esq., 1221 Avenue of the Americas, New York, NY 10020. Any lawful act or activity. #62308 Fermi Holdings, LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 5/10/2019. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to David Goldman, 11 Reimer Rd., Scarsdale, NY 10583. General Purpose. #62309 Notice of Formation of ROBUSTWAY LLC Art. Of Org. filed with SSNY on 07/09/19. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 5 Broad St W, Mount Vernon, NY 10552. Purpose: any lawful purpose. #62310 21 Park Drive South LLC. Filed 7/22/19 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 2 Purdy Avenue, Rye, NY 10580 Purpose: all lawful #62311 Autobahn Detail LLC. Filed 7/31/19 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 6 Hoye Drive, Cortlandt Manor, NY 10567 Purpose: all lawful #62312

Brevoort Lane LLC. Filed 7/31/19 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 85 Brevoort Lane, Rye, NY 10580 Purpose: all lawful #62313 Westchester Limos NY LLC. Filed 7/26/19 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 462 Lakeview Ave, Valhalla, NY 10595 Purpose: all lawful #62314 Notice of Formation of Miitra, LLC. Art. of Org. filed with SSNY on 8/6/19. Office Loc: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 23 Winnetou Road, White Plains, NY 10603. Purpose: any lawful act or activity #62317 NOTICE OF FORMATION of New Roc Asset Management, LLC. Arts of Org filed with Secy. of State of NY (SSNY) on 08/26/2019. Office location: Westchester County. SSNY designated agent upon whom process may be served and shall mail copy of process against LLC to principal business address: 41 Flatbush Ave., Ste 229, Brooklyn, NY 11217. Purpose: Any lawful act. #62319 Notice of Formation of Judi Hark, LLC Art. Of Org. filed with SSNY on 9/3/19. Offc. Loc: Westchester Cty. SSNY desig. agent upon whom process against it may be served. SSNY shall mail process to the LLC, 75 Meadow Lane New Rochelle, NY 10805. Purpose: all lawful purpose. #62321 ALPHA STRATEGISTS LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 08/07/19. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 240 Halstead Avenue, A7, Harrison, New York 10528, principal business location of the LLC. Purpose: any lawful business activity. #62322 Notice of Formation of 88 HENRY ASSOC. LLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 8/15/19. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 94 Henry Avenue Harrison, NY 10528. Purpose: any lawful act or activity. #62323 Victoria Cairl, LLC, Art. of Org. filed with NY Secy. of State on 06/17/19. Office located in Westchester Co. Secy. of State designated as agent upon which process may be served. Secy. Of State shall mail a copy of any process against it served upon him/her to: 1452 Elm Street, Peekskill, NY 10566. LLC may engage in any lawful act or activity for which a limited liability company may be formed. #62324 Prime Wholesale Autos, LLC. Filed 9/12/19. Office: Westchester County. SSNY designated as agent for process & shall mail to the LLC at 3603 James St., Shrub Ok, NY 10588. Purpose: Any lawful. #62325 NOTICE OF FORMATION OF PROFESSIONAL SERVICE LIMITED LIABILITY COMPANY. NAME: THE LAW FIRM OF CHERYL A. MERRITT-GILES, ESQ. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 8/28/2019. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to the PLLC, c/o The Law Firm of Cheryl A. Merritt-Giles, Esq. White Plains Post Office Box 127, 100 Fisher Avenue White Plains, NY 106061953. Purpose: For the practice of the profession of law. #62326

Notice of formation of Limited Liability Company (ìLLCî). Name: South Regent Street Developer LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on September 11, 2019. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to South Regent Street Developer LLC, 211 South Ridge Street, Rye Brook, New York 10573. Purpose/character of LLC is to engage in any lawful act or activity. #62327 Peerenboom-Bowyer Racing Stables LLC, App of Auth. filed with Sec. of State of NY (SSNY) 6/10/2019. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 26 Oak Ln., Scarsdale, NY 10583. General Purpose. #62328 KOMFY KIDS LLC. Arts. of Org. filed with SSNY on 08/28/2019. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served and shall mail a copy of process to: The LLC, 6 Page Avenue, Yonkers, NY 10704, principal business location of the LLC. Purpose: any lawful. #62329 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (ìLLCî). NAME: Jxson Housing Fund LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on 9/09/19. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: Cogency Global, 10 East 40th Street, New York, NY 10016. Purpose: any lawful business activity. #62330 The annual return of the Mack Goldner Memorial Foundation for the calendar year March 31, 2019 is available at its principal office located at 8 Ramapo Trail, Harrison, NY 10528 for inspection during regular business hours by any citizen who requests it within 180 days hereof. Principal Manager of the Foundation is Philip A.Marraccini, Esq. #62331 Notice of Formation of McVey International Group LLC Art. Of Org. filed with SSNY on 8/27/19. Offc. Loc: Westchester Cty. SSNY design. As agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 1035 E Boston Post Road, Unit, 2-11, Mamaroneck, NY 10543. Purpose: any lawful purpose. #62332 Name of Limited Liability Company (LLC): The Best Destination LLC. Date of filing Articles of Organization with the Secretary of State (SSNY) 05/06/2019. The LLC is located in Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The post office address to which the SSNY shall mail a copy of any process against it served is to the principal business location at c/o 17 7th st Pelham, 10803 NY. Purpose of business of LLC is any lawful act or activity. #62304 23 Alden Street LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 6/12/2019. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 437 Harrison Ave., Harrison, NY 10528. General Purpose. # 62315 Rachel Deliz Productions, LLC. Arts. Of Org. Filed with the SSNY on 9/3/19. Office: Westchester County. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail copy of process to the LLC at 155 Weskora Ct, Yorktown Hts, NY 10598. Purpose: Any lawful purpose. # 62320

Filed: 7/11/19 - Index No. 60439/2019 Plaintiff designates WESTCHESTER County as place of trial Venue is based upon County in which premises are being situate SUMMONS WITH NOTICE ACTION TO FORECLOSE A MORTGAGE SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF WESTCHESTER U.S. BANK NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR THE RMAC TRUST, SERIES 2016-CTT, Plaintiff,

-against-

DELORES LILLIAN GARRETT; THE UNKNOWN HEIRS-AT-LAW, NEXT-OF-KIN, DISTRIBUTEES, EXECUTORS, ADMINISTRATORS, TRUSTEES, DEVISEES, LEGATEES, ASSIGNEES, LIENORS, CREDITORS, AND SUCCESSORS IN INTEREST, AND GENERALLY ALL PERSONS HAVING OR CLAIMING, UNDER, BY OR THROUGH THE DECEDENT JESSIE C. JORDAN A/K/A CORINTHIA JORDAN BY PURCHASE, INHERITANCE, LIEN OR OTHERWISE, ANY RIGHT, TITLE OR INTEREST IN AND TO THE PREMISES DESCRIBED IN THE COMPLAINT HEREIN; STATE OF NEW YORK; THE UNITED STATES OF AMERICA (SOUTHERN DISTRICT); “JOHN DOE #1” through “JOHN DOE #10” inclusive the names of the ten last name Defendants being fictitious, real names unknown to the Plaintiff, the parties intended being persons or corporations having an interest in, or tenants or persons in possession of, portions of the mortgaged premises described in the Complaint, Defendants. TO THE ABOVE NAMED DEFENDANTS: YOU ARE HEREBY SUMMONED to answer the Complaint in this action and to serve a copy of your Answer or, if the Complaint is not served with this Summons, to serve a Notice of Appearance upon the Plaintiff’s attorney within twenty (20) days after the service of this Summons, exclusive of the date of service or within thirty (30) days after the service is complete if this Summons is not personally delivered to you within the State of New York. If you fail to so appear or answer, judgment will be taken against you by default for the relief demanded in the Complaint. DATED: Elmsford, New York May 21, 2019 NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this summons and complaint by serving a copy of the answer on the attorney for the mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property. Sending a payment to your mortgage company will not stop this foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF U.S. BANK NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR THE RMAC TRUST, SERIES 2016-CTT AND FILING THE ANSWER WITH THE COURT. Richard F. Komosinski Knuckles, Komosinski & Manfro, LLP Attorneys for Plaintiff 565 Taxter Road, Suite 590, Elmsford, NY 10523 Phone: (914) 345-3020 NOTICE TO OCCUPANTS: U.S. BANK NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR THE RMAC TRUST, SERIES 2016-CTT IS FORECLOSING AGAINST THE OWNER OF THIS PREMISES. IF YOU LIVE HERE, THIS LAWSUIT MAY RESULT IN YOUR EVICTION. YOU MAY WISH TO CONTACT A LAWYER TO DISCUSS ANY RIGHTS AND POSSIBLE DEFENSES YOU MAY HAVE. NOTICE OF OBJECT OF ACTION AND RELIEF SOUGHT THE OBJECT of the above-entitled action is for the foreclosure of the following mortgage: Home Equity Conversion Mortgage made by Joseph E. Jordan (deceased) and Jessie C. Jordan a/k/a Corinthia Jordan (deceased) to Rockwell Equities, Inc. for $124,875.00 and interest, dated March 8, 1991 and recorded on May 30, 1991 in Liber 14576 of Mortgages, at page 309 in the office of the Westchester County Clerk/City Register; and which mortgage was ultimately assigned to U.S. Bank National Association, not in its individual capacity but solely as Trustee for the RMAC Trust, Series 2016-CIT by assignment dated July 19, 2017 and recorded July 28, 2017 in Control Number 572083827 in the office of the Westchester County Clerk/City Register. regarding premises known as 25 South High Street, Tuckahoe, New York 10707. The relief sought in the within action is final judgment directing the sale of the premises described above to satisfy the debt secured by the mortgage described above. The Plaintiff makes no personal claim against any Defendants in this action. The foregoing summons is served upon you by publication pursuant to an order of the Honorable Joan B. Lefkowitz, J.S.C. dated and filed August 19, 2019 Help for Homeowners in Foreclosure New York State Law requires that we send you this notice about the foreclosure process. Please read it carefully. Sources of Information and Assistance The State encourages you to become informed about your options in foreclosure. In addition to seeking assistance from an attorney or legal aid office, there are government agencies and non-profit organizations that you may contact for information about possible options, including trying to work with your lender during this process. To locate an entity near you, you may call the toll-free helpline maintained by the New York State Department of Financial Services at (800) 342-3736 or visit the Departmentís website at http://www. dfs.ny.gov. Rights and Obligations YOU ARE NOT REQUIRED TO LEAVE YOUR HOME AT THIS TIME. You have the right to stay in your home during the foreclosure process. You are not required to leave your home unless and until your property is sold at auction pursuant to a judgment of foreclosure and sale. Regardless of whether you choose to remain in your home, YOU ARE REQUIRED TO TAKE CARE OF YOUR PROPERTY and pay property taxes in accordance with state and local law. Foreclosure Rescue Scams Be careful of people who approach you with offers to ìsaveî your home. There are individuals who watch for notices of foreclosure actions in order to unfairly profit from a homeownerís distress. You should be extremely careful about any such promises and any suggestions that you pay them a fee or sign over your deed. State law requires anyone offering such services for profit to enter into a contract which fully describes the services they will perform and fees they will charge, and which prohibits them from taking any money from you until they have completed all such promised services. #62316

WCBJ

SEPTEMBER 23, 2019

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