Westchester County Business Journal 10118 by Westfair Business Journal

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Impact elusive as minimum wage increases BY BILL HELTZEL bheltzel@westfariinc.com

s businesses braced for an increase in the minimum wage and workers looked forward to putting more money in their wallets, it remains unclear whether the first round of pay increases in 2017 had much of an impact. New York enacted a minimum wage schedule in 2016 that will increase wages from $9 an hour to $15 over six years. Gov. Andrew Cuomo and progressive groups characterized the initiative as an economic justice issue that will have minimal impact on jobs, increase worker productivity and lift the standard of living for many people. Business groups predicted that New York will lose hundreds of thousands of jobs as companies resort to automation, cut hours, fire workers or go out of business. But as New York has just completed year one of the $15 target timetable, there are no definitive studies that document the impact of the first phase of higher wages. Previously, New York had one minimum wage rate for everyone. Now different rates apply to different areas of the state. On Dec. 31, the gen» WAGES

Shopping for a job page 2

Shopper Kacey Torpey, right, sizes up a dress for job interviews, assisted by Yascara Maldonado, coordinator and resident personal shopper at the Career Closet in White Plains. Photo by Aleesia Forni.

TWB Loan Decision Top 5 Banner Ad 6” w x 1.5” h HELTZEL BY BILL 7-31-17, 11am bheltzel@westfariinc.com

Six Crystal Run doctors sue over Monteﬁore merger

ix doctors have filed a lawsuit against Crystal Run Healthcare claiming that management is coercing them into signing agreements that would end their partnership group in a merger with Montefiore Medical Center. Crystal Run Healthcare in Middletown and Montefiore, based in the Bronx, are cre-

ating a business entity that is scheduled to take effect on Jan. 1. But the new entity, the doctors said, will transform them from partners into employees and give them unfavorable economic terms. If they don’t agree to the deal, they claim, Crystal Run could sue them. “Essentially,” the complaint filed on Dec. 19 in Westchester Supreme Court states, they “would become indentured servants.” Crystal Run won’t respond

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publicly to the allegations because it has a policy of not commenting on active litigation, said Lynn Haskin, marketing manager. Dr. Hal Teitelbaum, the CEO and managing partner, founded Crystal Run Healthcare in 1996. It has grown to a dominant position in the Hudson Valley and lower Catskills, with 22 offices in Orange, Rockland, Sullivan and Ulster counties and New York City. » MONTEFIORE

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White Plains center dresses job seekers in need of a boost BY ALEESIA FORNI aforni@westfariinc.com

f you didn’t know any better, you might think you were stepping inside a trendy new downtown boutique. Plush pillows and stools dot the floor, accented wood paneling lines the walls, a simple chandelier hangs from the ceiling above a glass jewelry counter, designer suits and handbags sit along shelves and dangle from hangers. While you do need an appointment to shop at the store, customers at the Career Closet at the White Plains Education and Training Center at 303 Quarropas St. won’t need to drop thousands of dollars to walk out with an outfit. The Career Closet is filled with new or gently used business attire and accessories, all of which have been donated by corporations and individuals. The professional garb is offered free of charge to job hunters in need — hunters like Kacey Torpey. “I came from a hard situation, so I really didn’t have anything,” said Torpey, who in 2016 was charged by Harrison police with third-degree criminal sale of cocaine as part of a broader narcotics investigation. Hope for a better future led her to the Education and Training Center, where she decided to pursue her passion for hospitality and enroll in the center’s hotel operations curriculum. While her career dreams involve working behind the scenes at the Ritz Carlton, Torpey said her former wardrobe didn’t exactly fit the part. “I had absolutely nothing,” she said, adding that her fanciest pair of footwear was high-heeled stilettos that were much too tall for the workplace. “I had to start my life over.” For Torpey, that’s where the Career Closet came in. “It was really great,” she said of her recent shopping trip at the Career Closet. “They picked out a lot of things for me to try on and I could pick what I wanted.” Torpey tried on an array of dresses, tops and pants. She walked out with a blouse, a pair of comfortable yet fashionable shoes for work, a skirt and a blazer, each of which were “really cute,” she said. “It was extremely helpful for me,” said Torpey, who has a month left until she completes her curriculum and begins her interview

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The Career Closet in White Plains. Photo by Alessia Forni.

process. “I feel good knowing I have something really nice to wear. It makes me feel more confident.” Run by the city of White Plains, the Career Closet allows shoppers to take home one full outfit, complete with accessories, for their upcoming job interviews. “Normally we see individuals going back into the workforce following difficult circumstances,” said Patti Staffiero, a site director for the Education and Training Center who also works with the White Plains Youth Bureau. “They need that boost to get back into the workforce.” While the old adage may say dress for the job you want, not the job you have, that’s not always possible for many who are attempting to rebuild their lives. “You might not have the money to do that,” Staffiero said. “So many people don’t have that first paycheck yet to be able to get their outfits.” If those interviewers ultimately land the job they applied for, they can return to the Career Closet and take home five additional outfits to kick-start their wardrobe. “The point of that is to allow them to not have that anxiety and the pressure of, I have this great new job, now I have to worry about what I’m going to wear,” said Linda Puoplo, White Plains deputy commissioner of planning. Yascara Maldonado, site coordinator for the center and the resident personal shopper for those who visit the Career Closet, can help match job seekers with their perfect interviewing outfit. After

learning a bit about the applicant, the job he or she is applying for and the applicant’s clothing size, Maldonado selects a variety of outfits and accessories. “People are always shocked like, ‘I can keep these?’ And we say, ‘Of course, these are yours,’” said Staffiero. Puoplo said the interior of the Career Closet was designed to make shoppers feel as though they are visiting an actual retail establishment. “People come in here with the excitement and the feeling of, I’m starting a new life,” she said. “They’re typically coming from challenged backgrounds, and the goal with this was to create something that builds that dignity and builds that excitement and builds that hope of a new life and a new career.” It’s more than just the store’s decor that has been curated to give the Career Closet the feeling of an upscale shop. Each item sports a tag with the store’s logo and clothing selected by shoppers is placed inside Career Closet tote bags. “You see the difference in the outcome of people when they feel empowered versus just being given a handout,” Staffiero said. “People want to feel dignity.” The Career Closet is just one of many resources available at the 13,500-square-foot Education and Training Center, a public-private partnership that opened in March 2016. “We’re no longer in our infancy, but we’re maybe at the toddler stage,” Puoplo said with a laugh. “We’re evolving and we’re learning a lot of really important lessons

and are always improving our programming.” Located on the main floor of The Prelude, a $42 million affordable housing development that is the first phase of a redeveloped downtown public housing campus at South Lexington Avenue and Quarropas Street, the center provides a variety of workforce development programs for adults. They include workshops, industry-specific training programs, computer training, life skills development and career navigation assistance. “We go out into the community and find out where the demand is from employers, then we work with them as partners to have programs here that will train people for the jobs that are out there,” said White Plains Mayor Thomas Roach. Training curricula include a culinary program conducted in the center’s full commercial kitchen; medical training courses in home health care and phlebotomy and administrative assistance and entrepreneurship courses. Technology courses, such as workshops on Microsoft Office and troubleshooting hardware problems, are held in a computer lab equipped with Apple iMacs. “We want to build a vibrant economy, we want to retain our businesses and we want to attract new businesses,” Puoplo said. “One of the biggest reasons companies move is the workforce isn’t there, so to be able to provide a workforce development institution like this and bring in the partners that are the experts in training makes sense. It makes all the sense in the world.” The Education and Training Center recently launched an IT support and network security course in partnership with Per Scholas, a nonprofit that provides free training to unemployed adults who hope to become IT professionals. “We don’t try to invent anything ourselves,” Roach said. “We try to find someone who’s doing something and work with them.” Puoplo said partnering with employers, an initiative the center began exploring in 2017, “is a priority for us” in the future. Roach also floated the possibility of employers that move into White Plains using the space for their own training sessions or workshops. “All these things become something you can pitch to corporations when they’re thinking about coming here,” he said.

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Greenburgh seals sale of nursery site BY ALEESIA FORNI aforni@westfariinc.com

he former home of Frank’s Nursery & Crafts in the town of Greenburgh finally has a new owner. After owning the 7-acre site at 715 Dobbs Ferry Road for more than six years, the town sold the vacant property on Dec. 16 for $3.525 million to Capitol Seniors Housing, a company that plans to construct a 101-unit assisted living and memory care facility. “I’m thrilled,” Greenburgh Town Supervisor Paul Feiner said. “This took a long time. Finally, one less controversy in town.” The senior living investment and development firm will build the three-story, 90,651-square-foot building on the property. Company officials said the $35 mil-

lion construction project was scheduled to begin this winter. They said the new building is expected to open during the first quarter of 2019. “We’re excited to build our first senior living community in the state of New York and bring a top-quality senior living community to the historic town of Greenburgh,” said Scott Stewart, managing partner of Capitol. The new facility, called Stonegate at Greenburgh, will be operated by Northbridge Cos., a Burlington, Massachusetts, developer, owner and manager of senior living facilities in Massachusetts, Maine and New Hampshire. The senior housing will consist of 71 assisted living rooms, five of which will be affordable, and 30 memory care units. Assisted living

A rendering of Stonegate at Greenburgh. Right: The site of the former Frank’s Nursery. Photo by Aleesia Forni

units will include studio, one- and two-bedroom floor plans ranging from 350 to 900 square feet, while studio and one-bedroom memory care units will range from 350 to 650 square feet. The development will also provide 67 parking spaces. Before the residences can be built, the property will need to undergo an extensive environmental cleanup. The site was contaminated in 2001 by 500 gallons of No. 2 fuel oil. “We expect that the remediation of the contaminants will begin shortly,” Feiner said. The property has seen

its fair share of controversy since it was acquired by the town in a 2011 tax foreclosure. Greenburgh received offers from two separate sports facilities for the property. Game On 365 LLC said it would put up $1.7 million for the lot and made a promise to pay $1.3 million over 13 years. Ardsley-based House of Sports offered $3.5 million in an all-cash deal. Both companies threatened lawsuits if the town chose either offer. The town then hired GA Keen Realty Advisors in 2014 and an auction was scheduled for later that year. Ultimately, plans for the auc-

tion fell through after the firm received feedback from bidders who were hesitant to make any offers without knowing more information about the environmental cleanup costs. After receiving interest from four applicants, the town decided an assisted living facility was most desirable because it would not require rezoning. “One of the most controversial properties in the town became one of the least controversial applications,” Feiner said of Capitol’s plans. Capitol officials have said the site in Greenburgh was attractive because of

the large number of residents in the surrounding area aged 45 to 64, a critical demographic metric for the company. The proximity to both the new Tappan Zee Bridge and the Sprain Brook Parkway also made it an enticing site. “Greenburgh is a fantastic community and we’ve been very pleased to work with area leaders to bring this project to fruition,” said Joe McElwee, principal of development at Capitol. Representatives of Capitol say the senior housing facility will provide a residential use that bridges the gap between independent living and nursing care at around half the cost of a nursing home. The senior housing facility will provide residents with meals, exercise programs, personal care and transportation. Founded in 2003, Washington, D.C.-based Capitol has acquired or developed more than 60 senior housing communities since its inception, including communities in New York, New Jersey and Pennsylvania.

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IN THE VALLEY PUTNAM HOSPITAL CENTER NURSES OK UNION

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Registered nurses at Putnam Hospital Center in Carmel on Dec. 21 voted to be represented by the New York State Nurses Association in contract negotiations with hospital management, NYSNA announced. The election, in which 266 eligible nurses cast ballots, was administered by the National Labor Relations Board. NYSNA officials said a bargaining committee of nurses will be elected immediately to start contract negotiations with hospital management. Putnam Hospital Center is part of the Health Quest network of hospitals, which includes Vassar Brothers Medical Center in Poughkeepsie, Nor thern Dutchess Hospital in Rhinebeck and Sharon Hospital in Sharon, Connecticut. Approximately 800 nurses at Vassar Brothers Medical Center are already represented by NYSNA. “We have many nurses who have devoted many years of their nursing careers to Putnam Hospital,” Colleen Leo, a registered nurse in the hospital’s intensive care unit, said in the announcement. “We also have many newer, younger nurses who will hopefully do the same. As the Health Quest corporation continues to grow and expand its ability to deliver high-quality patient care to the community, it’s only fair that nurses have the ability to unite together and negotiate in the decisions that will impact our future.”

$500K FOR WALKWAY WELCOME CENTER

The state provided a holiday boost to plans for a new welcome center at Walkway Over the Hudson, the nearly 7,000-foot long public trail that spans the Hudson River on a former rail bridge between Dutchess and Ulster counties. Walkway Over the Hudson, the nonprofit that supports the state park, announced it will receive a $500,000 state grant through

Rendering of the Walkway Over the Hudson welcome center.

the annual Consolidated Funding Application process. The money will help pay for a welcome center at the east entrance to the trail in Poughkeepsie. The project is expected to cost $3 million and open by spring 2019. The welcome center will feature permanent rest rooms, a covered gathering area for up to 40 people, water fountains, benches, lighting and landscaping among its amenities. The welcome center will be next to the walkway’s east side parking lot and at the juncture between the walkway and the Dutchess County Rail Trail, a 12.5-mile public rail trail that brings thousands of additional hikers, cyclists and tourists to the park. Walkway Over the Hudson draws about 500,000 visitors annually, according to the nonprofit. In August, New York State Parks broke ground on a $4.5 million welcome center on the Ulster County side of the walkway across the river, which is expected to be completed this spring.

COLLEGES LAUNCH STUDENT EMERGENCY AID PROGRAM

To help students complete college studies after facing a tragedy or emergency, seven SUNY schools are launching a pilot emergency aid program for students. The schools include two Hudson Valley community colleges, SUNY Orange and Dutchess Community College. The pilot program will provide financial help to students facing situations that could jeopardize their ability to continue studies,

such as homelessness or threat of eviction, a medical emergency, natural disaster, domestic violence, theft or loss of employment. The fund could be used by students to help cover rent, utilities, clothing, furniture, medical expenses, back-up child care, back-up transportation or replacement of stolen items needed for school. The Student Emergency Aid is funded by a grant from the Gerstner Family Foundation and the Heckscher Foundation for Children, as part of a collaboration with the SUNY Impact Foundation. The two foundations have committed a total of $600,000 to establish this seven-school pilot program. The SUNY Impact Foundation will administer the program and study the effectiveness of the effort. Initial grant awards, dependent upon undergraduate enrollment, range from $50,000 to $100,000 to each SUNY campus. Along with SUNY Orange and Dutchess Community College, grants were awarded to the University at Albany, University at Buffalo, SUNY Buffalo State, Cayuga Community College and SUNY Oneonta. Applications for emergency funding are open to students starting with the spring 2018 semester in January. To be eligible, a student must be enrolled in at least six credits and must be seeking a bachelor’s or associate’s degree. — John Golden, Ryan Deffenbaugh

IN COURT BY BILL HELTZEL bheltzel@westfariinc.com

athleen Gill, who has worked as an attorney for the city of New Rochelle and for Iona College, has sued the college for $10 million, claiming defamation. Previously, Iona College had sued Gill and had asked a court to bar her from participating in any college matters as the city’s corporate counsel. Gill claims that Iona College and its outside law firm used fraudulent documents and made defamatory statements in its case, to sully her reputation and to “coerce and intimidate Gill into taking actions favorable to Iona.” Gill, who is now chief of staff/corporation counsel for New Rochelle, filed her lawsuit on Dec. 19 in Westchester Supreme Court. The complaint also names Kathleen McElroy, Iona’s general counsel, Anthony D. Dougherty, outside counsel, and his firm, Tarter Krinsky & Drogin of Manhattan. “We intend to vigorously defend against these allegations,” college spokesman Whit Clay said. “They are quite simply an unfortunate attempt to use litigation to harm the reputation of the college, its employees and our legal representation as part of an ongoing disagreement with New Rochelle over zoning.” Dougherty, who was out of the office and unavailable to respond directly, issued a statement through a spokesman: “The allegations are absolutely baseless and untrue and will be vigorously addressed in the appropriate legal forum.” Gill went to work for New Rochelle’s law department in 1995. She left in 2013 to work for Iona as senior policy adviser and later as the Roman Catholic college’s first general counsel. Two years later, she returned to the city as corporation counsel and chief of staff for policy and governmental affairs. The dispute developed last year as Iona was asking the city for land use approv-

New Rochelle’s lawyer claims Iona College defamed her

Kathleen Gill

als for a campus expansion. Gill said she asked an Iona land use attorney if the college would prefer to have another city attorney handle its applications. The college attorney allegedly responded that Iona president Joseph Nyre “specifically requested that Gill not recuse herself and stay involved with all pending matters involving Iona,” the complaint states. Still, Gill said, she hired an outside law firm to act in her place. The city denied Iona’s zoning application in November 2016. The college sued the city in February to overturn the decision, claiming that New Rochelle had improperly changed a zoning law so as to a require greater city oversight of campus expansions. Iona also charged that Gill had acted unethically by not recusing herself and by using privileged information against the college. Iona’s lawsuit included an exhibit of a handwritten note that Gill had allegedly written. Gill says she did not write the note, a handwriting expert verified that she had not written it and a legal ethics attorney attested that she had not acted unethically. Acting Supreme Court Justice Susan Cacace dismissed Iona’s lawsuit, ruling

that the college had failed to exhaust administrative remedies. As to Gill, Cacace curtly denied the request to bar her from Iona matters, “without further comment from this court.” Gill’s lawsuit fills in more of the back story. She claims that Dougherty called her a couple of months before Iona sued and suggested, “We can work this out quietly, which will be better for you.” According to Gill, Dougherty said the lawsuit would be uncomfortable for her because the college board “wants to vent against her.” Iona sued her and the city, she claims, because she had refused to capitulate to its demands. Even after Iona filed the lawsuit, she says, it issued a “campus communique” that stated, “Holding city officials accountable for acting ethically and lawfully is key to a healthy democracy.” That statement, Gill said, could only be understood as referring to her. “It is time for the city of New Rochelle and its employees to stop this legal nonsense,” Clay, the college spokesman, wrote in an email. He said issues should be addressed “in a mature manner based on their merits and not personal differences.”

Citrin Cooperman Corner Creating value through better business processes BY STEVE RONAN

This is a two-part series on process improvement initiatives. This month we will provide a simple framework for setting goals for process improvement. Next month we will look at how to prioritize and execute the projects. Improving key business STEVE RONAN processes is one of the best areas to focus on if you’re trying to increase your business’ value. As companies grow and change, they gradually become more complex – more people are involved in day-to-day business operations, data is broken up between different systems, and there is more variability in what customers purchase and expect. These factors result in business processes that are often overly complex, variable, and difficult to control. This generally means they are also adding cost and risk to the business. To continue growing, to improve margin, and to create a scalable company, these processes should be evaluated and improved. The challenge for the middle-market is the limited capacity to make dramatic changes all at once, so improving processes needs to be done in bite-sized pieces over time. How do you make sure your limited time and capital is directed towards the highest value improvements? The critical first step of effective process improvement is setting clear, achievable goals that connect your process initiatives to business value. These goals are the foundation of each improvement project – they will be the basis of your communication to the managers and employees working on the projects, make it clear why certain improvements are being prioritized over others, and will provide accountability for hitting specific targets. When deciding which goals to set, consider these four areas where better business processes will add value: 1. REDUCE COSTS When processes are efficient they take less time to execute, can have fewer steps, and make wasteful activities more obvious and therefore easier to eliminate. Making a process efficient will reduce the cost of running the process itself and will likely reduce the cost of quality. For example, take a process to convert a customer quote into an order. If you have high-priced salespeople re-entering orders into your systems, you have an expensive, revenue-generating person performing a task that can be done by someone with less knowledge of the sale itself. Removing or streamlining this process will help the salespeople generate more opportunities and reduce sales operations costs – an average order entry burden can cost a four-person sales team $120k-$150k/year in time. Furthermore, building the process in a disciplined fashion will improve the quality of the data on the orders which reduces mistakes on products that are shipped to the customer, reduces cost of quality, and improves shipping times.

3. REDUCE RISK Consistent processes make for repeatable results. Repeatable results mean less operating risk. An example of this is a manufacturer’s quality control process. A repeatable, predictable quality control process will have the same probability of defining defects in every shift, all the time. A process that varies from shift-to-shift or person-to-person will sometimes find lots of defects and sometimes find very few, increasing cost of quality and making it difficult to find the root cause of problems. Since rigorous processes make it easier to identify root causes, it reduces the risk of issues existing in your operations for very long. 4. MAKE THE BUSINESS EASIER TO MANAGE Predictable processes that can be measured mean that you can put those processes into systems, measure them, and know their outputs without needing to directly observe them. This means that good processes allow executives and managers to manage the business without needing to be involved with every operational detail. It helps leaders get “out of the weeds” to spend their time working on the business itself. GUIDING PRINCIPLES The following principles will maximize your chances of success: 1. Focus on processes that have a disproportionate impact on either the top or bottom line. 2. Process improvement success is ultimately about execution. Choose goals you have a realistically high chance of achieving based on your organization’s ability to execute. 3. Make sure employees can understand the goals. Poor adoption is the top reason process improvement projects fail. It is difficult to get people to change their habits if they don’t understand why. 4. Make sure it’s possible to measure your progress. Aspirational goals are important, but for process improvement projects you need to make sure the metrics you establish can actually be measured on an ongoing basis. 5. Get advice. The business environment is changing quickly and having an independent point of view will help you choose the right goals and execute them in the most effective, cost efficient manner. UP NEXT: PRIORITIZE AND EXECUTE The next challenge is setting priorities – figuring out how far to go with process improvement. No company can change all of its processes at once and mid-sized companies, because of their limited resource capacity, need to be laser-focused on those that will generate the most value. After you know your priorities, how do you ensure you can execute against them? We will cover these topics and more in next month’s edition of Citrin Cooperman Corner.

ABOUT THE AUTHOR Steve Ronan is a principal and the leader of Citrin Cooperman’s Strategy & Business Transformation Practice. He is an experienced professional in the theory and execution of 2. IMPROVE CUSTOMER improving business value. Steve has partnered EXPERIENCE AND REVENUE with a range of companies, from the Fortune Effective processes on the revenue side 100 to the middle-market, to develop and of the business — sales, marketing, R&D, implement strategies that improve profitability, etc. — drive sales success, improve pricing create scalable businesses, and strengthen accuracy, and improve product development. customer relationships. His projects have created Structured processes mean you can measure over $100M in value through top-line growth customers throughout their lifecycle and create and bottom-line cost savings. Steve brings a a consistently excellent customer experience practical, holistic perspective to the topic of that the salespeople can use to sell and retain business improvement. His experience includes customers. This allows sales managers to strategic planning, process improvement, actively manage the sales process, improve and organizational transformation. He can sell-through rates, and control pricing and be reached at 203.847.4068 or at sronan@ discounts. It also usually helps reduce the citrincooperman.com. Citrin Cooperman is a cost of customer acquisition, or at least more full-service accounting and consulting firm deliberately targets investment throughout the with 10 locations on the East Coast. Visit us at COOPERMAN sales process. A MESSAGE FROM CITRIN citrincooperman.com.

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Montefiore—

It employs more than 400 doctors in nearly 50 medical specialties, including 133 physicians who are partners. Five orthopedists and a dermatologist filed the lawsuit: Samir Sodha of Central Valley, Howard Yeon of Bronxville, V. Christopher Inzerillo of Ridgewood, New Jersey, Rocco Bassora of Franklin Lakes, New Jersey, Andrew Beharrie of Harriman, and Hanna Kim of Bronxville. The doctors are represented by Steven J. Shore of Ganfer & Shore LLP in Manhattan. Shore also represents Lissette Giraud, a partner who filed a similar lawsuit against Crystal Run Healthcare in Supreme Court in Goshen on Dec. 5. The lawsuit doesn’t specify if any other partners object to the merger. Under their partnership agreement, doctors who leave must give a 180-day notice and may not compete for one year within 15 miles of a Crystal Run facility.

Wages—

eral minimum wage in Westchester County increased from $10 to $11 an hour. Fast-food workers are getting $11.75, an extra dollar an hour. Tipped food-service workers still get $7.50 in Westchester, with the expectation that they will receive $3.50 in tips for a total hourly take of $11. Other tipped service workers are getting an extra 80 cents, bringing their pay to $9.15, and the presumption that $1.85 in tips will elevate their pay to $11 an hour. Any government mandate that increases business costs makes it harder to grow and profit, said Zack Hutchins, communications director for The Business Council of New York State. “And that is what the minimum wage did and will continue to do.” While he has no hard facts yet to bolster the business group’s argu-

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Under the proposed agreement, the complaint states, they would have to give three years notice before resigning. Then, for two years, they could not practice within 15 miles of any Montefiore facility, even in locations that do not include the doctor’s specialty. With Montefiore’s 150 locations statewide, including in Westchester County, the Bronx and Manhattan, plus the Crystal Run offices, the noncompete clause would effectively bar departing doctors from practicing in a vast territory. The new agreement requires partners to transfer their assets — the capital they have contributed to Crystal Run Healthcare — ultimately to a new entity in which Montefiore would have a 33 percent interest. They would cease to be partners and they would have no voice in management. Montefiore could require them to relocate their residences to any of its locations in the state. Crystal Run doctors

ment, Hutchins has noticed changes. Some fast-food restaurants in Albany now take orders at electronic kiosks rather than by workers, for instance, and he has heard of businesses closing because they can no longer afford to pay employees. The impact of higher wages will also have to be teased out from other new workplace regulations. Paid family leave became mandatory this January, allowing employees to receive partial pay for several weeks while they care for infants or for family members with serious health conditions. The state Department of Labor is working on regulations on how employees will be compensated for “call-in pay,” such as working an unscheduled shift or being kept on standby for a shift. Cuomo has proposed ending separate wage schedules for tipped workers. Certain workplaces,

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Hal Teitelbaum

Essentially they would become indentured servants. — Physicians’ lawsuit

like car washes and restaurants, the governor said in a Dec. 18 news release, combine low wages and low tips. So instead of rewarding good service, tips serve as a subsidy to bring wages up to the legal minimum. John Ravitz, executive vice president of The Business Council of Westchester, is particularly concerned about the impact of annual minimum wage hikes on nonprofit organizations, small businesses and firms that employ seasonal or parttime workers. “I don’t know if I can say anything about the impact yet,” said Ravitz, “but I think we have to be laser-focused as they continue to roll out the minimum wage schedule.” Rockland County has had a smooth transition, due to its inclusion with upstate counties, or more precisely, everywhere outside of New York City, Westchester and Long Island, where the minimum

wage is set at a lower rate. Rockland’s minimum wage increased by 70 cents, to $10.40. It will top out at $12.50 at the end of 2020, after which a higher rate could be required. Westchester and Long Island will reach $15 in 2021. New York City firms with fewer than 11 employees will phase in to $15 at the end of 2019. Larger city firms will have to pay $15 by the end of next year. The difference is important, said Al Samuels, president and CEO of the Rockland Business Association, because twothirds of the county’s businesses are small, employing four or fewer workers. “Those businesses are grateful and every Main Street business is grateful,” he said. Business is expanding, he said, but he is unable to attribute growth to companies moving in from Westchester or New York City to take advantage of

would have to refer patients within the Montefiore system, they claim, even if they believe doing so is not in a patient’s best interests. Crystal Run has already steered patients away from making appointments with them, the doctors claim. In one instance, according to the complaint, a patient was told that she could no longer see one of the doctors who is suing. The patient and the doctors protested, “but this new practice was not changed.” Sodha emailed Teitelbaum on behalf of the group on Dec. 15, according to the lawsuit, stating that the terms with Montefiore were not acceptable and asking if there were any provisions for partners who did not want to join the merger. Teitelbaum, who is also a lawyer and holds an MBA degree, responded in a manner that the doctors interpreted as inflammatory and threatening. Regardless of whether they signed the documents, he wrote, all partners are

bound by the new agreement. Not signing the agreement could cause the deal to abort, costing the other partners tens of millions of dollars. Management would then have to consider “legal redress” for the damages caused by the nonsigning partners. “This would be a horrible result and could put the whole business at risk,” Teitelbaum wrote. That response, the doctors said, means they have “absolutely no choice but to be bound by a transaction they believe is not in their best interest.” The doctors are asking the court to declare that Crystal Run has terminated their employment and liquidated the partnership, entitling them to the capital they put into the business and to other payments. They want the court to declare that they have no liability or financial obligations if they leave Crystal Run after the merger and to rule that the noncompete provisions are invalid and unenforceable.

the regional minimum wage differential. Samuels sees a cluster of challenges that cumulatively, with higher wages, will cause problems. His members are concerned about paid family leave regulations, and they are talking about the state’s $4.6 billion budget deficit. Samuels is also worried about new federal tax law that trims deductions for local taxes and mortgage interest. “Our cost of living and taxes are so much higher here,” he said. “Our region will see more negative than the rest of the state.” Gonzalo Cruz, day laborer organizer for Don Bosco Workers Inc. in Port Chester, sees mixed results for Latino immigrants. He said day laborers in construction can command pay that is even higher than the minimum wage. General laborers can ask for $15 an hour. Skilled laborers, especially those who have their own tools,

can ask for $20 an hour. But the work is difficult, dirty and dangerous, he said, and jobs typically run for only two or three days. The extra money from a higher minimum wage helps, he said, and the resulting overtime pay makes a big difference. But Cruz said people who work for restaurants and grocery stores are struggling, with pay at around $10 an hour. Many of them work only 16 to 20 hours a week, so they can’t collect time-and-a-half pay for overtime. Workers have to cobble together part-time jobs, but then they incur high transportation costs that cut into their income, said Cruz. Wage theft, he said, in which bosses cheat workers on their hours or on overtime, remains a problem. “The American economy used to have full benefits,” Cruz said. “Now you need to have three parttime jobs.”

Getting employees to do their jobs

ASK ANDI By Andi Gray WE’RE GETTING FRUSTRATED WITH THE AMOUNT OF EFFORT NEEDED TO MANAGE SOME OF OUR EMPLOYEES. IF WE DON’T BABYSIT THEM, WHATEVER THEY’RE SUPPOSED TO BE DOING MORE OFTEN THAN NOT FALLS OFF THE TABLE — EITHER POORLY DONE OR NOT DONE AT ALL. FEEL LIKE IT’S BECOMING THE ISSUE DU JOUR AROUND HERE. THEY JUST NEED TO DO THEIR JOB RIGHT AND ON TIME. IS THAT ASKING TOO MUCH? THOUGHTS OF THE DAY: Manage the assignments effectively. Hire for motivation. Give people a mission. Set up measuring sticks. Don’t tolerate defectors. I recently met with a business owner who complained that when he promoted an employee to supervisor, regardless of how much money went with the promotion, despite promoting someone who had been a great performer previously, the candidate would consistently drop the ball and show less motivation in the new assignment. He wondered why employees

wouldn’t jump at the chance to take on all that additional responsibility and new opportunity to perform. When people move from one assignment to another, even if it’s just a step up to a higher level, there’s a lot to be learned. If too much is thrown at them at once, they get overwhelmed and stop trying. Conversely, if they get held back from taking on more when they’re ready to do so, they get so bored they start to not care. There’s a fine balance between too little and too much learning. Evaluating someone’s performance in

Andi Gray

a new assignment means hanging out with that person regularly to see how they’re doing — which is quite different from letting them fend for themselves as with a new assignment. Focus on having people around you who demonstrate drive, passion and ambition for the type of work you have to offer. You

want people who care about what you’re doing on a gut level. They’ll be willing to put their hearts into their work continuously because doing this kind of work makes them feel good. Avoid people seeking big wins who encounter big setbacks that can be demotivating. Heroes can be exciting to interview, especially when you’re looking at accomplishing big goals. But they tend to be less consistent performers and can create problems for the organization. Seek out people who want to do a reasonably good job all the time and who can show evidence of being consistent, reliable performers. They tend to do less self-promotion, and are reluctant to brag about successes. Talk with employees about the importance of the work. Use examples of how doing a great job has made

the world a better place for someone. Connect with your employees on a higher level by showing you care about your customers. Create a way that you and your employees can measure and report on success. Get people focused on accomplishing the same end. Even if people take different routes to get there, the outcome is the thing that everyone celebrates. Stay on top of the “what” and “when,” but not quite so much on the “how.” Give up trying to micromanage. There are a lot of ways to skin a cat, as the saying goes. Let people try in their own way, giving them the freedom to allow their innovations to come forward. Just be clear what has to happen as a result. Ask for regular updates — your steady performers will appreciate the attention. And if something is off track, it gives everyone an oppor-

tunity to correct before things get out of hand. If you know you have a problem with an employee, address it right away. Challenge people about the quality of and commitment to their work. Demand that they find and pursue their passions and then find out if these match the work you have to offer. LOOKING FOR A GOOD BOOK? Try “On Fire at Work: How Great Companies Ignite Passion in Their People Without Burning Them Out” by Eric Chester and Nido R. Qubein. Andi Gray is president of Strategy Leaders Inc. in Stamford, a business consulting firm that teaches companies how to double revenue and triple profits in repetitive growth cycles. Call or email for a free consultation and diagnostics: 877-238-3535, AskAndi@ StrategyLeaders.com.

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JANUARY 1, 2018

THE LIST: Insurance Agencies

INSURANCE AGENCIES

WESTCHESTER COUNTY AND REGION

WESTCHESTER COUNTY

Ranked by the number of licensed brokers in the county. Listed alphabetically in the event of a tie. Name Address Area code: 914, unless otherwise noted Website

Number of licensed brokers in county

Number of employees in county

127

Business and estate planning and business succession planning, disability and life insurance, investments, executive compensation, employee benefits and corporate retirement services, education program and executive benefits

66 (180 in New York state)

Risk management and insurance, group benefits, private client services and retirement planning services

Jason Schiciano, Ken Fuirst kfuirst@levittfuirst.com jschiciano@levittfuirst.com 1961

Construction, real estate, personal home and automobile, business markets, workers' compensation experts, bonds and health and life insurance

Brian H. Eifert brian@efk.com 1933

Business lines, personal insurance, group health, specialty lines, auto dismantlers, home heating oil dealers and life insurance and long-term care, Medicare Part D

Kenneth W. Kaufman, Thomas F. McEvily III, Michael McEvily kkaufman@keevily.com; tmcevily@keevily.com; mmcevily@keevily.com 1928

Commercial and personal insurance, workers' compensation safety groups, disability, life and health insurance, group benefits and long-term care

John Moccia jmoccia@bbinsny.com 1910

Risk management, analysis and advice, claims management and disaster recovery

Robert Kestenbaum, CEO, and Brian Goldenberg, chief financial officer rkestenbaum@yorkintl.com bgoldenberg@yorkintl.com 1985

Property and casualty, life and health insurance

Friedlander Group Inc.

Adam Friedlander adamf@friedlandergroup.com 1926

Workers' compensation group discounted safety groups, large company discounted workers' compensation plans, comprehensive claims administration and safety services

Meridian Risk Management

Joe Solimine Jr., founder and president js@meridianrisk.com 2003

Private and commercial insurance

Rosen & Company Inc.

Stephen B. Rosen sbrosen@rosen-co.com 1967

Commercial property and casualty and personal insurance, including private client services

Albert Palancia Insurance Agency

Joseph T. Palancia joe@palanciainsurance.com 1954

Property and casualty insurance, specializing in construction, restaurants and real estate, professional liability, workers' compensation, personal automobile, homeowners and umbrella

Automobile, home, umbrella, watercraft, recreational vehicles, business, cyber, D&O, EPLI and group benefits

Personal insurance, business insurance, financial services, group insurance and employee benefits

Robert A. Davis rdavis@arnoldkdavisinsurance.com 1954

All forms of commercial and personal insurance, group employee benefits, individual life, disability income and long-term care

Gary Forbes, president, and Chris Radding, partner g.forbes@forbesinsurance.com 1885/1999

Personal and commercial, life and health and group health

Rey Insurance Agency Inc.

Linda Rey Iannarelli service@reyinsurance.com 1978

Property and casualty

RPO Group Inc.

Rory P. O'Brien robrien@therpogroup.com 1988

Four Anchors Worldwide LLC

Bob Furjanic contact@fouranchors.com 2007

Marine insurance

The Hack Agency Inc.

Nancy M. Hack, William A. Greene nhack@hackagency.com 1918

Personal auto, home, valuables, umbrella liability insurance; commercial liability, property and workers' compensation insurance

Bill Lawley, Chris Ross and Mike Lawley, principals; and George “Chip” Archer, branch partner 1955

Personal auto, home and umbrella insurance policies; business insurance; risk management consulting; and flood insurance

Jeffrey Deldin dbruen@bddinsurance.com 1948

Personal insurance, homeowners, auto, renters, umbrella, motorcycle, watercraft, antique car, flood, rental property, commercial/business insurance, lifeinsurance and group benefits and bonding and surety programs

Tim Dean Deke Rothacker drothacker@marshallsterling.com 1864

Property and causality, liability, cyber, medical, dental, vision, life, prescriptions, home, automobile, umbrella, workers’ compensation, fidelity and fiduciary bonds and specialty risks

6, Hudson Valley

Automobile, home, business, property and casualty, life and commercial, financial services

Life and health, business and commercial, renter's and worker's compensation

Strategies for Wealth

Assured SKCG Inc.

3 4

800 Westchester Ave., Suite N409, Rye Brook 10573 288-8800 • strategiesforwealth.com

123 Main St., 14th floor, White Plains 10601 761-9000 • skcg.com

Levitt-Fuirst Associates Ltd.

520 White Plains Road, Second floor, Tarrytown 10591 457-4200 • levittfuirst.com

Eifert, French & Ketchum

330 Fifth Ave., Pelham 10803 738-4011 • efk.com

Keevily Spero Whitelaw Inc.

500 Mamaroneck Ave., Harrison10528 381-5511 • keevily.com

(d.b.a The Rollins Agency, d.b.a. Gaston & Associates) 800 Westchester Ave., Suite N-311, Rye Brook 10573 337-1833 • rollinsinsurance.com

7 8

Brown & Brown of New York Inc.

York International Agency LLC

500 Mamaroneck Ave., Suite 220, Harrison 10528 376-2200 • yorkintl.com

2500 Westchester Ave., Suite 400A, Purchase 10577 694-6000 • friedlandergroup.com

1 Wolfs Lane, Pelham 10803 738-5678 • meridianrisk.com

9 10 11 12 13

145 Bedford Road, Armonk 10504 939-1200 • rosen-co.com

116 Mamaroneck Ave., Mamaroneck 10543 698-1373 • palanciainsurance.com

Allan Block Agency Insurance

24 S. Broadway, Tarrytown 10591 631-4353 • ambins.com

Murray, Schoen & Homer Inc.

800 Westchester Ave., Suite N603, Rye Brook 10573 632-8989 • homerinsurance.com

Arnold K. Davis Insurance

330 Fifth Ave., Pelham Ave. 10803 701-5200 • arnoldkdavisinsurance.com

Forbes Insurance Agency 135 Bedford Road, Katonah 10536 232-7750 • forbesinsurance.com

219 N. Broadway, Sleepy Hollow 10591 631-7628 • reyinsurance.com

Renaissance Center, 199 Main St., White Plains 10601 761-0550 • therpogroup.com

444 Bedford Road, Suite 302, Pleasantville 10570 630-4992 • fouranchors.com

280 N. Bedford Road, Suite 306, Mount Kisco 10549 666-6461 • hackagency.com

Lawley Insurance

4 Manhattanville Road, Suite 107, Purchase 10577 345-7000 • lawleyinsurance.com

Not ranked

Bruen Deidin DiDio Associates Inc.

(A division of World Insurance Associates Inc.) 3 Starr Ridge Road, Brewster 10509 845-279-5151 • bddinsurance.com

Marshall & Sterling Enterprises Inc.

110 Main St., Poughkeepsie 12601 845-454-0800 • marshallsterling.com

Sullivan Insurance

421 Route 6, Mahopac 10541 845-628-9604 • callsullivan.com

Tri State Insurance

277 Tarrytown Road, White Plains 10607 607-7799 • tsinsbk.com

Top local executive(s) Email address Year agency established Josh Becker, Jerry Harnik Kelley Biondi kbiondi@strategiesforwealth.com 1934 Thomas R. Kozera Richard S. Canter rcanter@skcg.com 1932

JoAnne Murray, president; Laura MurrayFaggella, vice president; Neil Bush, vice president; and Margaret Black, vice president jmurray@ambins.com; laura@ambins.com; nbush@ambins.com; mblack@ambins.com 1959 Robert M. Homer, president and commercial lines manager, and Leslie M. Homer, vice president and personal line manager ghomer@homerinsurance.com 1906

Neal Sullivan president info@callsullivan.com 1968 Frank Kolovic

This list is a sampling of insurance firms that serve the region. If you would like to include your firm in our next list, please contact Danielle Renda at drenda@westfairinc.com. NA

JANUARY 1, 2018

Not available.

WCBJ

Types of insurance sold

Employee group benefit plans, executive life and disability, individual insurance products

in some cases forging signatures. Thus, actions, expectations and rewards that don’t align create unnecessary risk.

BY MICHELE BRAUN Contributing writer

Risk: What’s at stake for a small or medium-sized enterprise?

n experienced businessperson and serial entrepreneur and I were talking about risk management. He asserted that he doesn’t think about risk — he just weighs options, considers alternatives and makes his business decisions. Needless to say, I responded that this is exactly what we are talking about: bringing some rigor to this process of trying to avoid “bad stuff” that can interfere with an enterprise’s goals while increasing the opportunities for success. The point of thinking about risk is to enable enterprise leaders to manage downsides and increase upside consequences with lower risk so as to better achieve the enterprise’s goals. Large corporations appoint chief risk officers, commission risk committees at the board of directors level, and sometimes create internal teams to formalize “enterprise risk management.” Boards of directors of public companies include formal statements about their companies’ approaches to risk management in public reports. But what should a small or mid-sized business do? I have no doubt that right now many owners, executives and managers are saying, “Leave us alone — we just want to run our businesses.” Here’s the thing: Not taking any risks will put you out of business and not thinking about how to avoid unwanted risks can also put you out of business. Presumably, you’d prefer to avoid both these routes.

RISKS THAT CAN HURT ANY ENTERPRISE

For any and every orga-

nization: Be risk-aware. Make sure that you have controls and procedures in place for the handling of money and other valuables. Steps include standard management controls such as requiring dual signatures or electronic authorizations to disburse money, separation of duties so that the person authorizing a payment is not also the person issuing the payment and reconciling bank statements. On May 4, 2017, the FBI issued an alert describing business email Compromise as a $5 billion scam in which spoofing emails purport to come from senior executives and authorize money transfers. But establishing and enforcing clear procedures and authorities around disbursements can thwart such attempts. Make sure that legally required processes and core insurance policies are in place. For example, money withheld from payrolls or collected as sales taxes must be paid in a timely fashion. Meet with a couple of insurance brokers to make sure that the firm is up to date on primary insurance policies such as workers’ compensation, general liability and property coverage. Consider cyber insurance to cover the risk of losses via online operations as well as hacking or other loss of internally held data files. Firms with multiple owners and senior decision makers should price directors and officers (D&O) insurance and key person life insurance policies. Make sure you have more than one person who can cover all core functions, just in case. In a two-person firm this can be hard. In a larger firm, designate key backup responsibilities.

DECIDE TO BE A RISKAWARE AND RISK-SAVVY ORGANIZATION

Michele Braun

Not taking any risks will put you out of business and not thinking about how to avoid unwanted risks can also put you out of business.

RISKS SPECIFIC TO YOUR BUSINESS

Because the risks relevant to each organization differ from those of every other enterprise, planning how to reduce them will vary as well. All businesses along an ocean waterfront might face equal risk of flooding, but a food stand will lose more merchandise when electricity fails than will a T-shirt store. A business based on personal integrity, such as a medical practice or law firm, likely faces higher cost of reputational damage than, say, a bookstore. There are a few questions to ask about your enterprise. What are your primary assets and relationships, what are they worth to you, do they have value to others, what would happen if they were lost or compromised? How are these primary assets — be they physical inventory, customer records, proprietary formulae, reputation, buildings or land — backed up? Insured? Duplicate or

triplicate files on site and in remote storage? Physical locks and keys?

CORPORATE CULTURE MATTERS

Do your employees know which risks you want them to take or avoid? This applies to everyone, from core product development and production to internal operations to financial staff to customer service. Do employees report problems, potential problems, or problems avoided? If you know about potential and avoided problems you can change processes to avoid them in the future. Do company incentives support or undermine your preferences? Just about a year ago, the CEO of Wells Fargo Bank was forced to resign after revelations that thousands of employees, under a pay incentive arrangement that rewarded opening of new accounts, opened as many as two million bogus accounts without customers’ knowledge,

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No owner of a small or mid-sized business will do a risk management review that feels like a paperwork exercise. Large firms can easily make the case to institutionalize review processes and senior committee structures. With less formality, mid-sized and smaller firms can also effectively use risk reviews. Once a year, have a conversation with all staff or representatives of all departments to identify internal and external factors that have changed and discuss whether these have introduced new risks or opportunities, or both. Gather views from across the enterprise to illuminate risks that senior managers might not see. Ask external advisors and board members to raise issues from their experience that might undermine the firm. Once a year, ask your insurance carrier to review coverage and services. Every so often — maybe every two to five years — ask another insurer to propose coverage to see if you’ve missed something. Finally, discuss the assessment and steps to address uncomfortable risks with your board of directors. By being conscious of these risks, considering the tradeoffs and using some risk “treatments,” enterprises can take steps to reduce potential downsides. If you are a sole proprietor of a small enterprise, maybe you can do it all yourself. But why not be efficient and leverage the wisdom of others to make your organization more risk-savvy. Michele Braun is director of the Institute for Managing Risk in the School of Business at Manhattanville College. She can be reached at Michele. Braun@mville.edu or 914323-1238. This is the first of a twopart series on risk management for small and medium-sized businesses.

JANUARY 1, 2018

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starting in 2018. • Get in front of an additional 140,000 Westchester and Fairfield professionals on westfairinc.com from March through May 2018. • Your ad will be seen in the printed version – with a shelf life of 1 to 2 years in both the Westchester and Fairfield County Business Journals – by more than 84,000 readers. • Reach more than 224,000 readers between digital and print. • Position your ad opposite the list of your choice. First-come/First-served basis. For more information visit westfaironline.com Contact Anne Jordan Duffy anne@westfairinc.com or call (914) 694-3600, ext. 3032.

JANUARY 1, 2018

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Auto dealer accused of duping buyers with anti-theft product BY BILL HELTZEL bheltzel@westfariinc.com

ictory car dealerships in Larchmont and the Bronx made at least $751,000 selling an anti-theft service from 2012 through 2016, but the service they were selling was illusory, the New York state attorney general said. A customer who bought a vehicle at Victory Mitsubishi in Larchmont in 2015, for instance, noticed a puzzling $1,995 charge, itemized as “etch” on her bill of sale. She had not been told about the product, state officials said, and had she known she would not have bought it. Victory made a full refund, but by then, investigators for state Attorney General Eric T. Schneiderman were on the case. In December, the attorney general sued Victory Mitsubishi and Victory Suzuki of the Bronx in Westchester Supreme Court, accusing them of deceptive and fraudulent practices. The Victory dealers allegedly charged 1,155 customers for the etching service either without their consent or without actually doing the work. A Victory official tells a different story. Theo Theodorou, general manager, said a customer complained about the practice in 2014 and the company launched an internal investigation. “Managers were overcharging for the product,” he said. “As soon as we were made aware of it, we worked hand-in-hand with the attorney general.” He said Victory cleaned house, firing every manager and employee involved in the matter. “This is not the way anybody wants to do business,” said Theodorou. The car dealerships are owned by Philip Argyropoulos of Glen Head, Long Island, an attorney practicing in Astoria, Queens. He was not charged in the lawsuit. The concept of the service

is that thefts can be deterred by etching a serial number on windows, and if the vehicle is stolen police can more easily recover it. Insurance companies are required in New York to provide a 5 percent discount on annual comprehensive coverage for such anti-theft services. Victory sold the service as an option, after customers agreed on the vehicle purchase price but before they signed the final deal. The etching price was arbitrary, averaging $650 but ranging from $129 to $3,998.

As soon as we were made aware of it, we worked handin-hand with the attorney general. — Theo Theodorou, Victory general manager

Victory presented the option as a vehicle replacement discount allowance or an etch guarantee. Customers could buy a $2,500 discount or a $5,000 discount on the purchase cost to replace a stolen vehicle. But the discounts were deceptive, the state said, because Victory did not disclose the base price on which the discount would be applied. “The obligation to provide the discount allowance,” the state claims, “is therefore so insubstantial that it is virtually nonexistent.” In fact, none of Victory’s customers who bought the etch guarantee ever received a discount allowance, the lawsuit states. The contract also imposed several conditions. The discount would not apply if it caused Victory to lose money or break even

on the transaction. Car owners had to maintain damage insurance on 100 percent of the cash value of the vehicle. They had to report the loss to law enforcement within 24 hours. They had to use the discount within 90 days of the loss and they could buy the replacement vehicle only from Victory. The attorney general claims that Victory repeatedly failed to offer customers the opportunity to review sales documents before signing. After customers had agreed on a purchase price, they were directed to a “finance and insurance” manager who tried to sell more products and services. But instead of offering the etch guarantee to customers, the attorney general claims, the managers simply added the item to the bill of sale for an amount that customers had not consented to. In some cases, customers were led to believe they were buying a type of insurance or warranty. Others were told that the etch guarantee was mandatory and not an option they could decline. “Victory dealerships repeatedly and persistently fail(ed) to discuss the product and disclose the price,” according to the lawsuit. Many customers didn’t discover the charges until they got home. Some buyers never realized they had bought the service. In many instances, the state said, vehicle windows were not permanently etched with a serial number. Theodorou said Victory has contacted every customer it could find who had issues with the service. The company has settled with more than 100 customers. “Most were paid more than what they shelled out,” he said. The lawsuit accuses Victory of fraud and of deceptive practices. Schneiderman is asking the court to order Victory to stop engaging in the practices, pay restitution to the customers and pay $5,000 for each violation.

EDUCATION Special Report

Million for Music

WHITE PLAINS CONSERVATORY EVOLVES TO GET IN TUNE WITH TECHNOLOGY BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

echnology is changing the way music is taught and Westchester County’s oldest community music school knows it needs to keep up. To do that, the Music Conservatory of Westchester announced it would use a $500,000 state grant to expand and update its school facilities in White Plains. The funds, offered as a challenge grant, will cover half of the costs for the school to build a piano technology lab, recording studio and rooms for percussion, jazz, ensembles and music therapy. The focus of the facilities upgrade will be on creating technology-focused music instruction, school officials said. Joel Breitkopf, president of the board of trustees for the nonprofit school, said the conservatory recognized the learning and rehearsing of music had evolved and “so we too must evolve to meet the music education demands of the Westchester community.” The school’s expansion, as described by Executive Director Jean Newton, is phase three of the organization’s ongoing construction of its 36,000-square-foot school on Central Avenue in White Plains. Founded in a private home by a group of musicians in 1929, the conservatory moved to its current site in 2001. A multiyear fundraising campaign raised nearly $8 million for an interior renovation of the three-story building. The school added teaching spaces, administrative offices and a central lobby. A recital hall and additional studio space were included in the project’s second phase. Phase three now will

tackle about 4,000 square feet of undeveloped space on the school’s third floor. The school features 34 teaching studios, including three dedicated to music therapy. The conservatory also shares the building with the Steffi Nossen School of Dance, which has been a tenant since the building was renovated in 2001. The conservatory’s more than 80 instructors provide music courses to about 2,700 students each year. The conservatory offers a mix of one-on-one instruction, early childhood classes, music theory, adult classes and performing ensembles. As a community music school, the conservatory “welcomes everybody,” Newton said. “Students of all ages, all skill levels. Our youngest are babies and the oldest students are in their mid- to late-80s.” The school is one of only 16 non-degree granting music schools in the country to be accredited by the National Association of Schools of Music. Only two other non-degree community music schools in New York state have the accreditation. Conservatory students have gone on to pursue music professionally. The school’s former students include international concert pianist Garrick Ohlsson and New York Philharmonic flutist Mindy Kaufman. But Newton said that’s not the main role of the school. “While we have students who are performing at the highest levels of the music business, the majority of our students, really everybody who comes here, these are the kids who are going to grow up to fill the concert halls,” Newton said. “We’re nurturing music lovers, future audiences and supporters of the arts.” The conservatory also

Music Conservatory of Westchester Executive Director Jean Newton in the White Plains school’s recital hall. Left: A rendering of the piano lab that Conservatory will build as part of its planned expansion.

provides music therapy to around 1,900 children and adults each year. With a staff of 12 certified music therapists, the school can provide music-focused treatment programs for a range of disabilities, including Alzheimer’s, autism spectrum disorders, Parkinson’s and head injuries. For autism spectrum disorders, for example, therapists can use a child’s natural affinity to music to help nurture social skills, speech and emotional development. The conservatory can provide those services at its

school or at facilities such as nursing homes, where Newton said staffers often report calmer and more cooperative residents following a music therapy session. In 2013, Breitkopf worked with the conservatory to launch Healing Our Heroes, a program that provides music therapy to military veterans in the New York metro region with a variety of psychological and physical injuries sustained on active duty. A focus of the upgrade at the school will be adding to its music therapy facili-

ties, which Newton said are “maxed out.” While the school had targeted its lower level for an upgrade for some time, Newton said it became clear over the past three years what needs would have to be addressed. “We wouldn’t need any more rooms for private lessons,” she said. “We needed rooms that would house groups of people. And we wanted facilities that would be technology oriented.” That includes a new percussion studio and new electronic piano lab. The piano lab will feature networked pianos, which allow the instructor to move from instrument to instrument and listen in to an individual student’s progress in a group setting. The lab will also be equipped with music engineering software for composition. A new large group rehearsal studio will feature a recording booth, allowing

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conservatory students and outside groups to record music for the first time at the facility. “But even more than that, it will enable us to teach recording engineering,” Newton said. “Which many people are interested in, many young people especially. And for teens who are interested in sound production as a career, to have some professional-level experience in high school could be very useful.” The additional space will allow the school to take on more students for its programming, Newton said, while also offering additional group learning options, which provide a more affordable alternative to one-on-one instruction. The $1 million project is expected to be completed by the end of 2020. The conservatory expects to start fundraising for its half of the $500,000 challenge grant in 2018.

JANUARY 1, 2018

Purchase College will close Yonkers center but keep programs in city

Architecture designed for student success.

BY ALEESIA FORNI aforni@westfariinc.com

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fter more than two years at 16 Warburton Ave. in downtown Yonkers, Purchase College-SUNY will close the doors of the Purchase College Center for Community & Culture-Yonkers and move its programming to the community incubator and co-working space, The PowerLab. A college official said the center will officially close on Jan. 17. “There is a great deal of creativity, talent and determination in Yonkers, and we are excited to continue our work and help community members achieve their goals,”

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said Purchase College President Thomas J. Schwarz. Purchase College and Yonkers city officials opened the Purchase College Center in fall of 2015. It has offered educational programs for children and adults, along with hosting a variety of arts activities and exhibitions, from poetry readings and drawing classes to community meetings and film screenings. “What we discovered in the time we worked in Yonkers was that we’re better at providing content and programming through partnerships as opposed to running the facility,” said Barry Pearson, provost of Purchase College. “We’ve learned that in the time we’ve been in Yonkers, we’ve reacted to what we’ve learned and PowerLab will be a partner we can grow with, and we’re excited.” Pearson added that a lack of adequate funding made the offsite center “no longer financially feasible.” When the center opened in 2015, the city of Yonkers granted Purchase College $300,000 in federal Community Development Block Grant funds, which the provost said was used to cover rent at its Warburton Avenue facility Though the school has since lost its funding from the city, Purchase College will continue to provide the same level of expenditures for its programming at The PowerLab, said Pearson. “I think that we all felt that this was going to be an experience and if the funding could hold out, it would work,” he said. “Through no fault of anyone, the funding just didn’t last. We all are regretful about that, but I think what it did allow us to do is create these deep roots in Yonkers.” The PowerLab, a 2,7000-square-foot former medical space, celebrated its grand opening in southwest Yonkers in September. An initiative led by the Community Governance & Development Council, a Yonkers nonprofit, The PowerLab provides access to office spaces, workshops, training and individualized business and project assistance. Co-founders Ray Wilcox and Anthony Bailey, managing partners of Defiant Media Group, a marketing and business development agency in Yonkers, oversaw the buildout and launch of the facility, on the third floor of an office building at 45 Ludlow St. Tenants in PowerLab’s office space include a range of local nonprofits. The group is also working to finalize the plan for its incubator program, which is scheduled to launch in February. Bailey, an alumnus himself of Purchase College, said the PowerLab’s focus on local economics and social impact aligns with the mission of the Purchase College Center. “We’re serving a community that is an underserved market that’s never really had opportunities,” he said. The move of the » PURCHASE

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BY ROBIN COLNER

Contributing writer

Six practical tips for digital and social marketing success in 2018

are active on social media but have less than 5,000 followers. Most consumer brands have worked with macro-influencers. A post or series of branded posts from a macro-influencer may cost $5,000 to $100,000. Talent agents represent many of them. 1. LEVERAGE INFLUENCERS Micro-influencers are often bloggers “Influencer marketing” refers to brands whose followers represent specific demoand businesses contracting with individuals graphic audiences. They can be found who have large, engaged followings on social through influencer platforms such as media to create content that improves the Mention, BuzzSumo, TapFusion, Revfluencer, visibility of the brand’s products and serNeoreach, and Traackr. vices among the influencers’ followers. There Small businesses find great success in are four categories of social media influencpartnering with micro- and nano-influencers: mega-celebrities and platform stars (1 ers. These are popular individuals in a local million-plus followers), macro-influencers market or industry niche who often reach (10,000 to 1 million followers), micro-influa highly engaged, small group of followers. encers who are popular with a niche market They work for lower rates and can help a comof 5,000 to 10,000 followers and nano-inSCSU_Fairfield_CompSci_7.375x7.125.qxp_Layout 1 12/13/17 Page 1 ideas. pany generate3:39 and PM test content fluencers who are alpha-fans of a brand and igital and social media marketing evolves rapidly. I have identified the top six digital strategies B2C and B2B marketers should focus on to grow their businesses.

Pro tip: Companies should identify influencers who have obtained strong engagement and conversions to purchase. Expect to promote influencer content with paid advertising.

2. EXPERIMENT WITH CHATBOTS AND MESSAGING APPS - THE NEW FRONTIER FOR CUSTOMER COMMUNICATION

The term “chatbot” refers to a computer program that simulates human conversation through voice commands or text chat. Chatbots can be embedded for use in any major messaging application. Marketers are experimenting with ways to use bots to reduce the cost and friction of providing service to customers online. Facebook introduced bots on Messenger in April 2016 for brands to customize and interact with customers on their Facebook pages.

Despite the fact that chatbots are still in early stages of development, their substantial promise lies in their ability to easily deliver interactive messaging that answers frequently asked questions and enables users to receive alerts on offers and deals. Pro Tip: Invite customers to interact with your business through Facebook Messenger before you create a bot.

3. INCREASE PAID ADVERTISING ON SOCIAL MEDIA PLATFORMS

Social media marketing now requires paid media buys for most content from businesses to be seen on Facebook, Instagram and Twitter. Advertising platforms change their features frequently. Therefore, I recommend hiring a specialist to manage your social media advertising when your monthly budget reaches several thousand dollars. Be sure to test audience segments, offers and creative executions frequently when developing social media advertising campaigns. The test results will yield valuable data to improve your entire marketing plan. Pro Tip: Businesses drive more traffic and revenue by growing their email lists and using them as a custom audience for Facebook and Instagram advertising. Remarketing to website visitors through ads in social media home feeds is an extremely effective strategy.

4. PRODUCE MORE VIDEO CONTENT

According to Mark Zuckerberg, all content will be in a video format by 2020. Human beings process images over 60,000 times faster than text. Clearly, your New Year’s resolutions should include hiring a videographer or skilled video editor along with obtaining basic training in the use of video editing software and easy-to-use video apps such as Animoto and Adobe Spark. Most Facebook, Instagram and Snapchat stories are shot on mobile phones. They are designed to convey excitement and information so work on engaging the audience. Pro Tip: Keep your videos short and be sure to add text overlays that relate a story if the audio is muted. Also, you need at least two staff members with cameras or mobile devices to shoot effective video for social media.

5. MAKE EMAIL MARKETING MORE PERSONAL

By now all of us have received those templated email messages with our name inserted after the salutation, “Dear” ___. On the other hand, B2C and B2B brands that understand the value of “relationship marketing” actually adjust the content of emails to reflect essential personal details about our purchase behavior or professional positions. This customization requires a company to have a system capture relevant data. They use the information to personalize communications designed to effectively build trust rather than to sell.

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Marketing automation platforms offer many functions that can improve the communications in each sales funnel. Automation alone however, can lead to stiff, robotic communication rather than human interactions. People want to feel as though they are communicating with other people. This is why live-streaming video content and even podcasting is so popular. They allow us to interact with the producer in real time. Pro Tip: Most companies use software platforms to manage email communications aligned with behavior triggers and to create sales funnels with lead magnets. Many digital marketers use Infusionsoft or Ontraport to manage the email sales funnels. I recommend trying the platform Drip as a first step when you are ready to move beyond MailChimp or Constant Contact.

6. EXPAND SOCIAL SELLING ACTIVITIES — THEY WORK BETTER THAN COLD CALLING

Professional service providers should ramp up their production of useful premium content to provide prospects with valuable insights rather than blatant sales pitches. A case study or e-book can be repurposed in numerous ways and distributed through social media platforms and employee ambassadors.

Purchase —

college’s programs to the PowerLab will better allow both organizations to “provide their services directly to the community.” “They really want to be an asset within the community they serve,” Bailey said of Purchase College. “Not just by providing the space, but providing actual programs that are sustainable.” Purchase College and The PowerLab first collaborated last summer for a class at Purchase College Center on entrepreneurship in an effort to support startups in Yonkers. “We were able to solidify through the summer and through this last year a partnership that really benefits both parties,” Bailey said. “But it’s not just what’s best for us, but for the community that we serve.” Beginning in the new year, Purchase and The PowerLab plan to collaborate again to offer KodePal, a one-on-one coding class for children and young adults. Yonkers students will be paired with an instructor who will work with them remotely for one hour each week via the Google Hangouts screen-shar- 1 SCSU_Fairfield_MBA_7.375x7.125.qxp_Layout

Leading The PowerLab in southwest Yonkers are, from left, Ray Wilcox, LaMont OyeWale’ Badru and Anthony Bailey. Business Journal archive photo.

ing feature. Students will learn the ins and outs of coding, a skill that Pearson and Bailey said will help these young people in their future careers. “We think that’s really powerful,” Pearson said of the program. Bailey said he’s hopeful that students who learn3:38 coding skills1 through KodePal 12/13/17 PM Page

will go on to become coding instructors themselves in the future. “They can come back and do the same for other individuals,” he said. Purchase College, part of the State University of New York network of 64 universities and colleges, was founded in 1967 by Gov. Nelson A. Rockefeller.

Pro Tip: 2018 will be known as the year of the customer. Successful businesses will collect and analyze data from digital channels to create authentic, personal messaging aimed at enhancing relationships with customers, clients and prospects. Robin Colner is CEO of Digistar Media, a social media and digital marketing agency in Harrison, and director of the Digital and Social Media Professional Certificate Program at Fordham University’s School of Professional and Continuing Studies in West Harrison. She can be reached at 914826-5512 or at Rcolner@DigiStarMedia. com, and on Twitter: @RobinColner.

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LEGAL NOTICES Notice of Formation of SECOND DERIVATIVE MOMENTUM ANALYTICS, LLC. Articles of Organization filed with Secretary of State of New York (SSNY) on 10/23/2017. Office location: Westchester County. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC to Francis J. Saldutti, 149 Old Stone Hill Rd., Pound Ridge, NY 10576. Purpose: any lawful purpose or activity. #61455 Notice of Formation of Creative Funding Resources and Solutions, LLC. Art. Of Org. filed with SSNY on 9/13/17. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 3015 High Street, Mohegan Lake, NY 10547. Purpose: any lawful purpose. #61456 Notice of Application for Authority to do business in New York of Alpha Real Estate Property Holdings I, LLC. Authority filed with Secy. of State of NY ("SSNY") on 10/13/17. Office location: Westchester County. LLC formed in Delaware ("DE") on 6/3/14. SSNY designated agent upon whom process may be served and shall mail copy of process against LLC to: 1521 Concord Pike #303, Wilmington, DE 19803. Principal business address: 800 Westchester Ave, Suite 641, Rye Brook, NY 10573. Certificate of LLC filed with Secy. of State of DE located at: Townsend Bldg., Federal & Duke of York Sts., Dover, DE 19901. Purpose: any lawful act. #61458 Gursky Consulting, LLC Articles of Organization were filed with the Secretary of State of NY (SSNY) on 9/7/2017. Office location: Westchester County. LegalZoom Registered Agent Services has been designated as agent of LLC upon whom process may be served. LegalZoom Registered Agent Services shall mail a copy of any process against the LLC served upon him or her to the company c/o United States Corporation Agents, Inc., 7014 13th Ave, Suite 202, Brooklyn, NY 11228. Principal business address: 59 Sunnyside Place, Irvington, NY 10533. Purpose: Any lawful act or activity. #61459 75 Mamaroneck, LLC. Arts. of Org. filed with the SSNY on 11/15/2017. Office: Westchester Cty. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail copy of process to the LLC, 47 Keats Ave. Hartsdale, NY 10530. Purpose: Any lawful purpose. #61460 Flaggers Unlimited Plus, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 10/10/2017. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 66 Leonardo Dr. North Haven, CT, principal business location of the LLC. Purpose: any lawful business activity. #61461 Notice of Formation of FKA ACCOUNTANTANTS & ADVISORS, LLC Art. Of Org. filed with SSNY on 9/19/17. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 7014 13th Ave. Ste. 202, Brooklyn, NY 11228 Purpose: Accounting/Bookkeeping & Tax Compliance. #61462 Notice of formation of JDP Products, LLC filed with SSNY on 11/13/17. Offc. Loc: Westchester Cty. Jedidiah Pines des. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 57 Mystic Drive, Ossining, NY 10562. Purpose: any lawful purpose. #61465

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SEL Marketing Communications LLC. Arts. of Org. filed with the SSNY on 11/15/17. Office: Westchester Cty. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail copy of process to the LLC, 229 Clinton Ave New Rochelle, NY 10801. Purpose: Any lawful purpose. #61467 Fidelis Pharmaceuticals LLC filed an app. for auth. with NY Secy of State (SSNY) on 9/21/17. Office location: Westchester County. SSNY designated as agent for service of process. SSNY shall mail process to LLCís principal business address: 255 Huguenot St. Suite 902, New Rochelle, NY 10801. LLC was organized in DE on 8/28/15. Registered office in DE is c/o Harvard Business Services, 16192 Coastal Hwy, Lewes, DE 19958, Sussex County. Cert of Formation on file with DE Secy of State, 401 Federal St, Ste 4, Dover, DE 19901. Purpose: any lawful activity. #61468 24 W Clinton LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 11/21/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 311 Sherman Ave., Hawthorne, NY 10533. General Purpose. #61469 Heleno LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 11/7/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 915 West Boston Post Rd., Mamaroneck, NY 10543. General Purpose. #61470 Notice of Formation of BK7 Group LLC. Art of Org. filed with Secy. of State of NY (SSNY) on 9/26/2017. Office: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to: Brian Smith, 65 McKinley Ave. Apt. C1-2, White Plains, NY 10606. Purpose: any lawful act or activity. #61471 5 Monroe Place LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 11/22/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to c/o OEDD Law, LLP, 235 Mamaroneck Ave., Ste. 403, White Plains, NY 10605. General Purpose. #61472 Notice of Formation of 175 Utica Ave LLC. Of Org. filed NY Secy. of State on 10/18/2017. Offc. Loc: 332 Malcolm X Blvd Brooklyn NY 11233. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 332 Malcolm X Blvd Brooklyn NY 11233. Purpose: any lawful purpose. #61473 Notice of Formation of Popojito, LLC. Art. of Org. filed with SSNY on 8/31/17. Offc. Loc: Westchester Cty. SSNY desig. as agent of LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 1255 North Ave. Apt. 3G, New Rochelle, NY 1084. Purpose: any lawful purpose. #61474 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: SOIS Holdings, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 10/18/2017. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: c/o General Counsel, 80 Broad Street, Suite 1702, New York, NY 10004. Principal place of business is 3151 Stoney Street, Shrub Oak, NY 10547. Purpose: any lawful business activity. #61475

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Notice of Application for Authority to do business in New York of 6 Kids Properties LLC (ìLLCî). Application for Authority filed with the Secretary of State (SSNY) on 10/2/17. LLC formed in Nevada (ìNVî) on August 17, 2017. Office location is Westchester County. SSNY has been designated as agent of LLC upon whom process against it may be served. SSNY shall mail a copy of such process to the LLC c/o Nevada Corporate Headquarters, Inc. 4730 S. Fort Apache Rd., Suite 300 Las Vegas, NV 89147-7947. Office address in NV is LLC c/o Nevada Corporate Headquarters, Inc. 4730 S. Fort Apache Rd., Suite 300 Las Vegas, NV 89147-7947. Copies of Certificate of Organization of LLC are on file and may be obtained from the Secretary of State of NV 202 North Carson Street Carson City, Nevada 89701-4201. Purpose of business of LLC is any lawful act or activity. #61476 Notice of Formation of Off-Site Support Services, LLC. Arts. of Org. filed with SSNY on 11/21/17. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to Dennis W. Light, Esq., 150 Grand St., Ste. 502, White Plains, New York 10601. Purpose: any lawful act or activity. #61477 Notice of Formation of JMON3 LLC. Arts. of Org. filed w SSNY on 9/29/17. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to JMON3 LLC, 543 S 11TH AVE, MOUNT VERNON, NY 10550. Purpose: any lawful act or activity. #61478 NOTICE OF FORMATION of Nu-Way Housekeeping, LLC. Articles of Organization filed with the Secretary of State of New York (SSNY) on 11/28/2017. Location: Westchester County. SSNY designated as agent for service of process on LLC. SSNY shall mail a copy of process to: Jeffrey Bayliss, 110 West Post Road, White Plains, NY 10606. Purpose: Any lawful purpose. #61480 Notice of formation of TB PRECISE LLC Art. of Org. filed with the Sec of State of NY (SSNY) on 10/16/2017. Office location, County of Westchester. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process served to: Taniya Brandon 205 N. Broadway Yonkers, NY 10701 Purpose: any lawful act. #61481 Notice of Formation of Sun Grand Realty LLC. Art. of Org. filed Secy. of State of NY (SSNY) on 11/9/2017. Office location: Westchester County. SSNY Designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to: The LLC, 191 Grand St, Croton on hudson, NY 10520. Purpose: any lawful activity. #61483 Notice of Formation of Sun Grand Laundromat LLC. Art. of Org. filed Secy. of State of NY (SSNY) on 11/9/2017. Office location: Westchester County. SSNY Designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to: The LLC, 191 Grand St, Croton on hudson, NY 10520. Purpose: any lawful activity. #61484 NATIONAL CHOICE CLEANING SERVICES, LLC. Arts. of Org filed with the Secretary of State of New York (SSNY) on 08/18/2017. Office loc: Westchester Cty. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 1967 Wehrle Dr, Ste 1#086, Buffalo, New York 14221, principal business address of LLC. Purpose: Any lawful business activity. #61485

Notice of Formation of Beara Bay, LLC Art. Of Org. filed with SSNY on 11/28/17. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to c/o Michael McGonigle, Audax Group, 320 Park Ave., 19th Floor, New York, NY 10022. Purpose: any lawful purpose. #61486 Notice of Formation of PILATES BY DANIELA, LLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 9/11/17. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 64 Heath Place, Hastings-on-Hudson, NY 10706. Purpose: any lawful act or activity. #61489 Bluestone 145 E 62 LLC. Filed 11/30/17 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 12 Water St. Suite 204, White Plains, NY 10601 Purpose: all lawful #61490 VDO Solutions LLC. Filed 11/13/17 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 1 Point Place, Chappaqua, NY 10514 Purpose: all lawful #61491 Notice of Formation of Rosebud Publishing, LLC. Arts. of Org. filed with SSNY on 3/7/2017. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to Denise Prata, 18 Scott Circle, Purchase, NY 10577. Purpose: any lawful act or activity. #61492 NOTICE OF FORMATION of Picture That, LLC. Fict. name: PICTURE THAT ART CONSULTANTS, LLC. Authority filed with Secy. of State of NY (SSNY) on 11/13/2017. Office loc: Westchester County. LLC formed in CT on 09/25/2000. SSNY designated agent upon whom process may be served and shall mail copy of process against LLC to: Soundview Plaza, 1266 E. Main St., Suite 700R, Stamford, CT 06902. Certificate of LLC filed with Secy. of State of CT located at: 30 Trinity St., Hartford, CT 06106. Purpose: Any lawful act. #61493 Notice of Formation of 1230 PROSPECT AVE LLC. Principal office Westchester County. Secretary of State of NY (SSNY) designated as agent for service of process. SSNY shall mail a copy of any process served against the LLC to 2 Wilson PLace, Mt Vernon, NY 10550. Articles of Organization of the LLC filed with the SSNY on September 29, 2017. Purpose: Any lawful act(s). #61494 NOTICE OF FORMATION of Realty Gladiators LLC Arts. Of Org. filed with SSNY on 12/04/17. Office in Westchester County. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the Realty Gladiators LLC: 2005 Palmer Avenue 619, Larchmont, NY 10538. Purpose: any lawful purpose. #61497 Vandy Photography LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 4/5/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to Stuart Dworkin, 2042 Central Park Ave., Yonkers, NY 10710. General Purpose. #61498 Notice of Formation of Adornetto Realty LLC, a domestic LLC. Art. Of Org. filed with SSNY on 12/11/17. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 185 Kisco Avenue, Ste. 604, Mount Kisco, NY 10549. Purpose: Any Lawful Purpose. #61499

Notice of formation of Limited Liability Company (ìLLCî). Name: The Swinburne Building LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on December 11, 2017. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to The Swinburne Building LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/character of LLC is to engage in any lawful act or activity. #61500 Notice of formation of Limited Liability Company (ìLLCî). Name: The Swinburne Building Manager LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on December 11, 2017. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to The Swinburne Building Manager LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/character of LLC is to engage in any lawful act or activity. #61501 Notice of formation of Limited Liability Company (ìLLCî). Name: The Swinburne Building Associates LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on December 11, 2017. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to The Swinburne Building Associates LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/character of LLC is to engage in any lawful act or activity. #61502 Notice of formation of Limited Liability Company (ìLLCî). Name: The Crossroads at Genesee LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on December 11, 2017. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to The Crossroads at Genesee LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/character of LLC is to engage in any lawful act or activity. #61503 Notice of formation of Limited Liability Company (ìLLCî). Name: The Crossroads at Genesee Manager LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on December 11, 2017. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to The Crossroads at Genesee Manager LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/character of LLC is to engage in any lawful act or activity. #61504 Notice of formation of Limited Liability Company (ìLLCî). Name: The Crossroads at Genesee Associates LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on December 11, 2017. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to The Crossroads at Genesee Associates LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/character of LLC is to engage in any lawful act or activity. #61505

LEGAL NOTICE Diamond Direct USA LLC has filed articles of organization with the Secretary of State of NYS on 12/14/2017. The offices of this company are located in Westchester County, NY. The Secretary of State has been designated as agent of the limited liability company upon whom process against it may be served. The address to which the Secretary of State shall mail a copy of any process against the limited liability company served upon him or her is 35-37 Purchase Street, Rye, NY 10580. The company is organized to conduct any lawful business for which limited liability companies may be organized. #61508 The Annual Return of the Leo Rosner Foundation Inc., for the fiscal year ended October 31, 2017 is available at its principal office located at 6 West Way, White Plains, New York 10605 Telephone No. (914) 682-2800 for inspection during regular business hours by any citizen who requests it within 180 days hereof. Principal manager of the Foundation is: William D. Robbins, Esquire Dated: January 2018 #61509 The Annual Return of the BossakHeilbron Charitable Foundation Inc., for the fiscal year ended October 31, 2017 is available at its principal office located at : 9421 Thrush Lane, Potomac, MD 20804 for inspection during regular business hours by any citizen who requests it within 180 days hereof. Principal manager of the Foundation is: Alan Heilbron Dated: January 2018 #61510 762 Main Street, LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 8/8/2014. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to Incorp Services, Inc., One Commerce Plz., 99 Washington Ave., Ste., 805-A, Albany, NY 12210-2822. General Purpose. #61511 Ten Eyck Business Solutions LLC, Arts. Of Org. filed with SSNY 11/30/17. Office loc: Westchester county. The SSNY has been designated as agent of the LLC upon whom process against it may be served. Mail copy of ay process against the LLC to: United States Corporation Agents, Inc. 7014 13th Avenue, Suite 202, Brooklyn, NY 1228. Purpose: any lawful. #61512 Notice of Formation of Grayonatray Capital Management, LLC. LLC Art. Of Org. filed with SSNY on 12/11/2017. Ofc. Loc. Westchester County. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process tp the LLC, 26 Normandy Terrace, Bronxville, NY 10708. Purpose: any lawful purpose #61513 95 Palisade Avenue LLC. Filed 12/13/17 Office: Westchester Co. SSNY designated as agent for process & shall mail to: #61516 Dalemen Associates, LLC. Filed 12/20/17 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 54 Morris Lane, Scarsdale, NY 10583 Purpose: all lawful #61517 DVG Family LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 12/18/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 33 Windermere Dr., Yonkers, NY 10710. General Purpose #61518 Notice of Formation of HORIZON CLEAN ENERGY LLC Art. Of Org. filed with SSNY on 9/5/17. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 2005 Palmer Ave #1048. Larchmont, NY 10538. Purpose: any lawful purpose. #61520

Notice of Application for Authority to do business in New York of INVESTMENT TITLE LLC (ìLLCî) d/b/a Investment Title Agency, LLC . Application for Authority filed with the Secretary of State (SSNY) on 12/11/2017. LLC formed in New Jersey (ìNJî) on 12/5/16. Office location is Morris County. SSNY has been designated as agent of LLC upon whom process against it may be served. SSNY shall mail a copy of such process to the LLC, 222 Ridgedale Ave Suite 302 Cedar Knolls, NJ 07927. Office address in NJ is 222 Ridgedale Ave Suite 302 Cedar Knolls, NJ 07927. Copies of Certificate of Organization of LLC are on file and may be obtained from the Secretary of State of NJ, Department of the Treasury P.O. Box 002 Trenton, NJ 08625-0002. Purpose of business of LLC is any lawful act or activity. #61514 Petra Design, LLC. Filed 11/01/17 Office: Westchester Co. SSNY designated as agent for process & shall mail to: PO Box 514, Chappaqua, NY 10514 Purpose: all lawful # 61463 Notice of Formation of IGWE Consulting, LLC Art. Of Org. filed with SSNY on 8/10/17. Offc. Loc: Westchester County. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 2 Pengilly Drive, New Rochelle, NY 10804. Purpose: any lawful purpose. # 61464 Notice of formation of Mystic Products, LLC filed with SSNY on 12/11/17. Offc. Loc: Westchester Cty. Jedidiah Pines des. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 57 Mystic Drive, Ossining, NY 10562. Purpose: any lawful purpose. #61506 Notice of formation of GROW TO GIVE LLC. Arts of Org. filed with SSNY on 9/27/2017. Office loc. Westchester County. SSNY designated as agent upon whom process may be served. SSNY shall mail copy of any process Fern Charles 11 Edwards Court, Bedford Corners, NY 10549. Purpose: any lawful act or activity. #61515 Name of Limited Liability Company (LLC):ORIDRONAL STUDIOS LLC. Date of filing Articles of Organization with the Secretary of State (SSNY) 9/21/17. The LLC is located in Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The post office address to which the SSNY shall mail a copy of any process against it served is to the principal business location at 61 Linwood Rd, New Rochelle NY, 10804. Purpose of business of LLC is any lawful act or activity. #61519 Giulietta Stiller LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 12/19/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 148 Daisy Farms Rd., New Rochelle, NY 10804. General Purpose. #61521

Facts & Figures COURT CASES The Ambassador of Scarsdale Management et al. Filed by Sonia Baez. Action: Fair Labor Standards Act. Attorney: Abdul Karim Hassan. Filed: Dec. 22. Case no. 7:17-cv09964-KMK. ARS National Service Inc. Filed by Ephraim Dewick. Action: 1692 Fair Debt Collection Act. Attorney: Daniel Harris Kohn. Filed: Dec. 20. Case no. 7:17-cv-09959-CS. B&D Deli & Grocery Corp., et al. Filed by Narcisa De Jesus Zarate. Action: FLSA— minimum wage or overtime compensation. Attorney: Tara A. Tully. Filed: Dec. 22. Case no. 7:17-cv-09999-VB. Commissioner of Social Security. Filed by Bruce Andrew Leach. Action: review of HHS decision (DIWC). Attorney: Michael Scott Weiss. Filed: Dec. 22. Case no. 7:17-cv-09958-UA. Commissioner of Social Security. Filed by Shane Laden. Action— re: Social Security benefits. Attorney: Daniel Adam Osborn. Filed: Dec. 26. Case no. 7:17-cv-10050. Environstar Corp. Filed by Bankers Standard Insurance Co. Action: diversity action. Attorney: Daniel Q. Harrington. Filed: Dec. 21. Case no. 7:17-cv-09950-KMK. The Davey Tree Expert Co. Filed by 500 Minoel LLC. Action: diversity-other contract. Attorney: Emily Joy Mathieu. Filed: Dec. 21. Case no. 7:17-cv-09945-KMK. Mario Y. Leslie Corp. et al. Filed by Cedric Jackson. Action: notice of removal — motor vehicle. Attoney: Francis Schahill. Filed: Dec. 26. Case no. 7:17-cv-10012. Miller & Milone PC. Filed by Chaya Horowitz. Action: 1692 Fair Debt Collection Act. Attorney: Edward B. Geller. Filed: Dec. 21. Case no. 7:17-cv09961-VB.

Items appearing in the Westchester County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: John Golden c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3680

ON THE RECORD

National DCP LLC. Filed by Jennifer Hayes and Scott Hayes. Action: personal injury. Attorney: Lawrence D. Lissauer. Filed: Dec. 22. Case no. 7:17-cv-09976-NSR.

Osprey Point Properties LLC, et al, Rye. Seller: Dod A. Fraser, et al, Boca Grande, Florida. Property: 4 Sackett Landing, Rye. Amount: $6 million. Filed Dec. 22.

C2Gre LLC, White Plains. Seller: Iris Pekastig, et al, Mamaroneck. Property: 123 Mamaroneck Ave., 410, Mamaroneck. Amount: $305,000. Filed Dec. 20.

Immobiliare Assets LLC, South Salem. Seller: Pasquale Papasergio, White Plains. Property: 79 Robertson Ave., White Plains. Amount: $250,000. Filed Dec. 20.

New York State Gaming Commission. Filed by James Mirtha. Action: The Americans with Disabilities Act of 1990. Attorney: Steven Thomas Sledzik. Filed: Dec. 22. Case no. 7:17-cv-10040-NSR.

Pollack 266 Purchase Street LLC, Rye. Seller: Gabrielle R. Baigel, et al, Mamaroneck. Property: 1077 Orienta Ave., Mamaroneck. Amount: $1.4 million. Filed Dec. 22.

Crusher Road RE LLC, New York City. Seller: BPI Bedford LLC, Chappaqua. Property: 301 Old Post Road, Bedford. Amount: $300,000. Filed Dec. 21.

JPMorgan Chase Bank N.A. Seller: Joseph Anthony Ruggiero, Yonkers. Property: 341 S. Second Ave., Mount Vernon. Amount: $407,925. Filed Dec. 20.

U.S. Bank Trust N.A. Seller: Wanda Y. Negron, White Plains. Property: 2 Copper Beech Lane, Scarsdale. Amount: $1.6 million. Filed Dec. 21.

Deutsche Bank National Trust Co. Seller: Lonya A. Gilbert, Larchmont. Property: 4 Chiusa Lane, Cortlandt. Amount: $762,235. Filed Dec. 22.

Julia Dyckman Andrus Memorial Inc., Yonkers. Seller: Julie Testa, et al, Hastings-on-Hudson. Property: 31 James St., Greenburgh. Amount: $600,000. Filed Dec. 20.

Transit Auto Towing Inc. Filed by Leonardo Demelo. Action: Fair Labor Standards Act. Attorney: Abdul Karim Hassan. Filed: Dec. 22. Case no. 7:17-cv-09993-NSR. Travelers. Filed by S&D Liquor Inc. Action: notice of removal. Attorney not listed. Filed: Dec. 31. Case no. 7:17-cv-09949-VB. Zephyr Management LLC et al. Filed by Fior Alberto, Monica Magnana Baltazar, Alfonso Baltazar, Nolberto Gomez, Lazaro Armas, Latecia Pachecho, Mamerto Rosales and Martin Lopez. Action: E.R.I.S.A.— employee retirement. Filed: Dec. 22. Case no. 7:17-cv10048-NSR.

DEEDS Above $1 million 350 Bdwy Real Estate Corp., Yonkers. Seller: South Broadway Building LLC, Yonkers. Property: 350 S. Broadway, Yonkers. Amount: $2.4 million. Filed Dec. 19. 8 Smi Mana LLC, Rye. Seller: Adam R. Rose, New York City. Property: 8 S. Manursing Island, Rye. Amount: $7.4 million. Filed Dec. 18. 89 Stone Hill Road LLC, Bedford. Seller: Mara Thorpe, Bedford. Property: 89 Stone Hill Road, Bedford. Amount: $1.9 million. Filed Dec. 22. CRP/CSH Greenburgh LLC, Washington, D.C. Seller: Town of Greenburgh. Property: 715 Dobbs Ferry Road, Greenburgh. Amount: $3.5 million. Filed Dec. 22. CV 163 Wolfs Lane LLC, Pelham. Seller: 163 Wolfs Lane Automotive Service Corp., Pelham. Property: 163 Wolffs Lane, Pelham. Amount: $1.9 million. Filed Dec. 21. McJimps LLC, New York City. Seller: Howard A. Silverstein, New York City. Property: 102 Davids Hill Road, Bedford. Amount: $3.9 million. Filed Dec. 21.

Below $1 million 119 NT LLC, Pleasantville. Seller: Carlos Vilar, et al, Mount Vernon. Property: 119 N. Terrace Ave., Mount Vernon. Amount: $540,000. Filed Dec. 20. 20 Scott Circle LLC, Rye Brook. Seller: Scott Consulting Group LLC, White Plains. Property: 20 Scott Circle, Harrison. Amount: $900,000. Filed Dec. 18. 4 Hay LLC, Brooklyn. Seller: Wilmington Savings Fund Society FSB. Property: 134 Ridge Ave., Yonkers. Amount: $315,000. Filed Dec. 19. 4 West Norwood Street LLC, Thornwood. Seller: John Nannariello, Thornwood. Property: 192 Albany Ave., Mount Pleasant. Amount: $290,000. Filed Dec. 20. 579-581 North Avenue LLC, et al, New Rochelle. Seller: 579-581 North Avenue LLC, New Rochelle. Property: 579-581 North Ave., New Rochelle. Amount: $395,000. Filed Dec. 22. 7 Central Park Realty LLC, Yonkers. Seller: William R. Delange, Pompano Beach, Florida. Property: 7 Central Park Ave., 3, Yonkers. Amount: $10,000. Filed Dec. 18. 854 Oakwood Drive LLC, Mamaroneck. Seller: Joseph A. Ruggiero, Yonkers. Property: 854 Oakwood Drive, Peekskill. Amount: $246,84. Filed Dec. 20. Bill J. Realty LLC, Rockville Centre. Seller: Andrew Weaderhorn, Roslyn. Property: 107 Vintage Court, White Plains. Amount: $750,000. Filed Dec. 18. BMS Holdings LLC, Croton-on-Hudson. Seller: George Krol, et al, Mamaroneck. Property: 1401 Main St., Peekskill. Amount: $350,000. Filed Dec. 21.

Diamond Ridge Partners LLC, White Plains. Seller: Maureen Webb, New Rochelle. Property: 9 The Court, New Rochelle. Amount: $361,158. Filed Dec. 21.

Kay Are LLC, Old Tappan, New Jersey. Seller: Bryan Ginman, et al, Croton-on-Hudson. Property: 1703 Central St., Yonkers. Amount: $151,000. Filed Dec. 21.

For the best

Edson Avenue Development LLC, Mount Vernon. Seller: Deutsche Bank National Trust Co. Property: 461 Eighth Avenue South, Mount Vernon. Amount: $205,000. Filed Dec. 22.

Lake Properties NY LLC, Forest Hills. Seller: Robert Niyazov, Queens Village. Property: 100 Lake Ave., Yonkers. Amount: $9,000. Filed Dec. 18.

Fannie Mae. Seller: Charles A. D’Agostino, Pleasantville. Property: 632 S. Fifth Ave., Mount Vernon. Amount: $400,000. Filed Dec. 20.

Lake Properties NY LLC, Forest Hills. Seller: Robert Niyazov, Queens Village.Property: 13 Lake Ave., Yonkers. Amount: $9,000. Filed Dec. 18.

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Fat Wing Candice Court LLC, Orlando, Florida. Seller: U.S. Bank N.A. Property: 2965 Gomer St., Yorktown Heights 10598. Amount: $230,000. Filed Dec. 19.

Louis R. Cappelli Family LP, White Plains. Seller: Yorktown Realty Associates LLC, White Plains. Property: 408 Trump Park, 408, Yorktown. Amount: $252,206. Filed Dec. 19.

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Federal National Mortgage Association. Seller: Dennis E. Krolian. Property: 561 Manhattan Ave., Mount Pleasant. Amount: $408,371. Filed Dec. 19.

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MJD Contracting Corp., Mahopac. Seller: Charles A. D’Agostino, Pleasantville. Property: 3 Round Hill Road, Greenburgh. Amount: $374,330. Filed Dec. 18.

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Nationstar HECM Acquisition Trust 2015-1. Seller: Joan Iacono, Bronxville. Property: 141 Sickles Ave., New Rochelle. Amount: $420,984. Filed Dec. 19.

Federal National Mortgage Association. Seller: Shari A. Roufberg, Mohegan Lake. Property: 3015 High St., Yorktown. Amount: $309,354. Filed Dec. 19.

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Nationstar Mortgage LLC. Seller: Barbara L. Gionta, New City. Property: 19 Hunt Ave., Cortlandt. Amount: $407,956. Filed Dec. 21.

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Grateful Homes LLC, Bedford. Seller: Milton Ivker, Bedford Hills. Property: 8 Roosevelt Drive, Bedford. Amount: $493,405. Filed Dec. 20.

One Walton Place LLC, Mount Vernon. Seller: P.V.E. Company LLC, New Rochelle. Property: 30 Hesper Place, Mount Vernon. Amount: $275,000. Filed Dec. 22.

Grateful Homes LLC, Bedford. Seller: Milton Ivker, Bedford Hills. Property: Roosevelt Drive, Bedford. Amount: $56,595. Filed Dec. 20.

PRP Properties LLC, Trumbull, Connecticut. Seller: Deutsche Bank National Trust Co. Property: 44 Hutchinson Blvd., Mount Vernon. Amount: $259,000. Filed Dec. 18.

Federal National Mortgage Association. Seller: John A. Sarcone, White Plains. Property: 330 Fifth Avenue South, Mount Vernon. Amount: $384,285. Filed Dec. 20.

High Garden Holdings LLC, White Plains. Seller: Christopher B. Meagher, White Plains. Property: 63 White Birch Road, Pound Ridge. Amount: $103,000. Filed Dec. 20.

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Sun Grand Realty LLC, Croton-on-Hudson. Seller: Har Grand LLC, Cortlandt Manor. Property: 191 Grand St., Cortlandt. Amount: $440,000. Filed Dec. 20.

WCBJ

or call (203) 595-4262 for more information

JANUARY 1, 2018

GOOD THINGS

RECOGNITION FOR DANZIGER & MARKHOFF

Jeanne Markel and Chris Wedge.

$100K GIFT TO RENOVATE FILM FACILITY AT PURCHASE Academy-award winning animation director Chris Wedge and his wife, Jeanne Markel, both alumni of Purchase College-SUNY, have donated $100,000 to the School of Film and Media Studies. The gift will help fund renovation of the film soundstage, providing students with a state-of-the-art facility for making movies. Co-founder and vice president of creative development at Blue Sky Studios, which is now owned by Fox, Wedge directed Blue Sky’s first two computer-animated feature films, “Ice Age” and “Robots.” He was executive producer of other hits, including “Ice Age: The Meltdown,” “Rio” and “Dr. Seuss’ Horton Hears a Who!” He was awarded Purchase’s Presidential Distinguished Alumni Award in 2009 and served on the honorary committee for the college’s Arts Gala 2012. Wedge said, “When colleges get it right, they produce graduates who are successful in their chosen path. Purchase College set me on my path and because of that I will always have a special affinity for my alma mater. One of the best ways I can demonstrate my loyalty to Purchase is by giving back. I appreciate the education this school provided for me and I want to make it possible for students in the future to benefit, too.”

Among the students who participated, from left, Marianna Jolly, LaToya McLean, Fatima Arif, Kristopher Thompson, Charles White, Dana Weinstein, Joshua Vazhappilly and Berlini Narampanawe.

THE SNOWMAN PROJECT While many people were patiently waiting for a major snowfall before trying to build a snowman in the yard, graduate students at New York Medical College in Valhalla not only got a jump on the weather, but used their snowman-building talents to help some deserving children. Members of the Graduate Student Association in the Graduate School of Basic Medical Sciences assembled an artificial snowman in the lobby of the Basic Sciences Building for what they named The Snowman Project. On the snowman, they posted the holiday gift wishes of 150 children that had been collected by Sheltering Arms, an organization working to strengthen the education, well-being, and development of vulnerable children, youth, and families in the New York metro area. Students, faculty and staff were invited to pick one or more requests from the snowman, locate the requested gifts and join a wrapping party. The student association then took care of getting the wrapped gifts to Sheltering Arms.

The White Plains law firm Danziger & Markhoff LLP has been ranked in the 2018 U.S. News-Best Lawyers Best Law Firms for the seventh consecutive year. The firm received a Metropolitan Tier 1 ranking for trusts and estates law. In addition to White Plains, the firm has an office in Melville. At the same time, three attorneys in the firm were individually cited by U.S. News. Partner Michael Markhoﬀ was named 2018 Trusts & Estates “Lawyer of the Year” for White Plains. Only one lawyer in each practice area in each community receives such a designation. In addition, Markhoff was included in the 2017 New York Metro Super Lawyers list in the area of estate planning and probate Harris Markhoﬀ, managing partner at the firm, was named in The Best Lawyers in America 2018 in the areas of corporate law and trusts and estates law. He has been selected for this list for more than 25 years and is a prior “Lawyer of the Year.” Joshua S. Levine, also a partner, was selected for inclusion in The Best Lawyers in America 2018 in the area of health care law for the fifth year in a row.

SAAGNY’S BOARD AND EXECUTIVE COMMITTEE

From left: Larry Cohen, TSTT board member Deborah Fay, Bettye H. Perkins, Helen Reisler, board chair Dianne Young and board member Clarence Williams. Photo by John Vecchiolla.

TSTT LOOKS FORWARD TO 25 YEARS

Roger May, Mount St. Mary’s assistant director of campus ministry and Michelle Iacuessa, help pack a van with bags of donated coats. Photo by Matt Frey.

A WARM FEELING ABOUT A COAT DRIVE Just in time for the snowy and cold weather that descended on the area late in December, the Mount St. Mary College community donated 100 coats to the Newburgh Ministry. The holiday season will end long before winter’s chill leaves the air, “So a warm coat is a gift that keeps on giving to those in need,” said Michelle Iacuessa, director of alumni affairs at the college. Iacuessa helped spearhead the campaign. The Newburgh Ministry is a culturally diverse, grassroots organization in the city’s east end, serving the low-income and homeless populations. For years, the college has collaborated with the Newburgh Ministry in literacy programs, donation drives and other activities to help those in need.

JANUARY 1, 2018

WCBJ

Friends and supporters of Today’s Students Tomorrow’s Teachers (TSTT) gathered at the X20 restaurant in Yonkers for a fundraiser in advance of the organization’s 25th anniversary to be marked in 2020. The event was “Circle of Friends: Celebrating the Vision.” Bettye H. Perkins, founder, president and CEO of the White Plains-based organization, said that the event was one in a series the nonprofit will present leading up to the anniversary. She announced that U.S. Rep. James E. Clyburn of South Carolina is honorary chair of the silver anniversary committee. In a video address, Clyburn expressed support for TSTT’s mission of closing the widening gap preventing true teacher diversity in America’s classrooms. He noted that TSTT has helped 165 students become teachers and school administrators in eight states and more than 800 are in the pipeline. Among the achievements he highlighted was TSTT’s partnering with 24 colleges and universities, making it possible to provide deserving students with tuition scholarships of at least 50 percent. He praised its Male Teachers of Color initiative, chaired by Allan Houston, assistant general manager of the New York Knicks and general manager of the Westchester Knicks, which plans to help develop 50 new teachers. Honorary co-chairs of the event were Houston, Randi Weingarten, president of the American Federation of Teachers, and U.S. Rep. Nita Lowey.

The Specialty Advertising Association of Greater New York based in Rye has announced the makeup of its board and executive committee for 2018. Cindy Rosen of Zagwear Inc., was elected to her first term on the board. Continuing their service on the board of directors are Irwin Kotcher of Merri Moments, Catherine Meyer of Cameo Promotions, Ken Rode of Cutter & Buck and Marcus Sweeney of Prime Resources. The executive committee will include John R.B. Cudahy of Prime Resources as president, Paul Sprunk of Paul W. Sprunk Associates as president-elect/vice president and Rachel Levin of distributor Staples Promotional Products as secretary/ treasurer. Eric Rackoﬀ, also of Staples Promotional Products, will remain on the board and executive committee as immediate past president. The association represents the distributors, suppliers and decorators of imprinted promotional products in New York and parts of New Jersey and Connecticut. It provides continuing education to industry professionals and monitors legislative activities in the three state capitals and Washington, D.C.

HAPPENING

CELEBRATING WOMEN IN PHILANTHROPY

From left: Dyllan McGee, Elizabeth Bracken-Thompson and Judith Johnson. Alana Sweeny, left, with Zaneta Darden.

At the United Way of Westchester Putnam Women’s Leadership Council’s 5th annual celebration of Women in Philanthropy, Marsha Gordon, president and CEO of the Business Council of Westchester presented Women of Distinction Awards to Judith Johnson, a member of the New York State Board of Regents and Elizabeth Bracken-Thompson, a partner at the advertising, marketing and public relations firm Thompson & Bender. United Way President and CEO Alana Sweeny said proceeds from the breakfast event go to support leadership council programs that work to lift women from poverty and help them achieve financial self-sufficiency as well as programs to help children to read on grade level, an indicator of future success. Sweeny presented a special award to one of the program’s beneficiaries Zaneta Darden, a young mother of four children from Yonkers who is improving her life through work and study. Keynote speaker Dyllan McGee is a two-time Emmy Award-winning filmmaker and founder of and executive producer of MAKERS, a women’s media brand.

ALLISON NAMED BOARD PRESIDENT AT MHA

Mayor Mike Spano, left, administers oath to Henry Djonbalaj.

DJONBALAJ ON YONKERS IDA Henry Djonbalaj, who in 1997 founded Henry Djonbalaj Real Estate in Yonkers, has joined the Yonkers Industrial Development Agency. His firm now operates two offices with more than 30 sales agents. Djonbalaj is an Albanian immigrant who came to the U.S. in 1974 with his parents, two brothers and three sisters. He moved to Yonkers in 1988. “Henry has demonstrated his love for this city and his commitment to its economic health,’’ Yonkers Mayor Mike Spano said. “As vice chairman of the McLean Avenue Merchants Association, he has contributed his time and his talents to improving the business climate. We know that he will devote this same energy to the IDA board.’’ Djonbalaj helped create the September 11th Memorial Site at Conor Park on McLean Avenue. It features part of a steel beam from one of the World Trade Center’s Twin Towers. Djonbalaj serves on the boards of the Lincoln Park Taxpayers Association, The Untermeyer Park Performing Arts Council, The Aisling Irish Community Center and the Yonkers Green City Advisory Committee.

LSHV HONOREES ANNOUNCED

Seated, from left, Caroline Molloy, Susan Curtis, Scott Tangredi and Stephanie Manfredi. Standing, from left, William Bassett, Robert Lupica, John Lomurno and Vinny Finnegan.

White Plains-based Legal Services of the Hudson Valley has announced the honorees for its Equal Access to Justice Dinner scheduled for April 10 at the Ritz-Carlton, Westchester. William P. Harrington of Bleakley, Platt & Schmidt LLP will be honored along with the law firm Patterson Belknap Webb & Tyler LLP and Entergy Corp. Harrington is partner and chairman of the executive committee at Bleakley, Platt & Schmidt. The event is the organization’s major fundraiser of the year, attracting more than 400 attorneys, business leaders, judges, lawmakers and community leaders. The dinner will be co-chaired by Marc L. Greenwald, partner at Quinn Emanuel Urquhart & Sullivan LLP, Jonathan C. Harris, general counsel and secretary of MBIA Inc. and Vanessa Kaye Watson, vice president and senior managing counsel of Mastercard International. Proceeds will benefit programs that provide legal services to children and families throughout the Hudson Valley. Legal Services CEO Barbara Finkelstein said, “Since our founding more than 50 years ago, we have been a lifeline for hundreds of thousands of our neighbors at the most desperate times in their lives.” Last year alone the organization handled more than 15,500 cases impacting more than 36,000 household members. Ticket and other information at lshv.org or from Tom Gabriel at 914-949-1305, ext. 160.

BOMA WESTCHESTER ELECTS 2018 SLATE The Building Owners and Managers Association (BOMA) of Westchester County has elected its officers and directors for the 2018 term. They were sworn in during an event at the Westchester Hills Golf Club in White Plains. Susan Curtis of RXR Realty is the president. Scott Tangredi of Reckson, a division of SL Green, is vice president. Serving as secretary is Cameron Paktinat of William Warren Group. Caroline Molloy of Cushman & Wakefield is the treasurer. Elected as directors were Vinny Finnegan of Gedney Way Consultants LLC, John Lomurno of GlobeOp Financial Services LLC, Stephanie Manfredi of Colliers International and Edward Miller of Celestial Capital Group LLC. The immediate past president is William Bassett of Cushman & Wakefield. The allied representative is Robert Lupica of JP McHale Pest Management. The public relations adviser is Dean Bender of Thompson & Bender.

The Mental Health Association of Westchester has announced the appointment of Meryl A. Allison as president of its board of directors. She’s a strategic and management consultant with more than 30 years of experience and has been on the board for more than six years. Association CEO Charlotte Östman, said, “We will benefit tremendously from her strategic planning expertise as we continue to position MHA as the behavioral health care agency of the future.” Allison takes over the role from Mike Lombardi, who served as board president for more than four years and who continues to serve on the board and as chair of the investment committee. Previously, Allison had been a partner at both Accenture and Deloitte Consulting, where she focused on the health care and life sciences industries.

Information for these features has been submitted by the subjects or their delegates.

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JANUARY 1, 2018

Facts & Figures TD Bank N.A. Seller: Frank Lombardi, Mahopac. Property: 213 Union Ave., Mount Vernon. Amount: $360,706. Filed Dec. 19. The Bank of New York Mellon. Seller: Bruce Trent, Irvington. Property: 35 Linden Ave., Ossining. Amount: $786,656. Filed Dec. 22. U.S. Bank N.A. Seller: Frank Malara, White Plains. Property: 37 Stonewall Circle, Greenburgh. Amount: $926,523. Filed Dec. 22. Wells Fargo Bank N.A. Seller: Jerrice D. Epps, White Plains. Property: 605 Depew St., Peekskill. Amount: $339,476. Filed Dec. 19. Wilmington Savings Fund Society FSB. Seller: Richard Fontana, Yonkers. Property: 89 Sixth St., Pelham. Amount: $20,000. Filed Dec. 22. Yellow Moose Properties LLC, Cos Cob, Connecticut. Seller: Gela Lieber, Fresh Meadows. Property: 99 Douglas Ave., Yonkers. Amount: $249,850. Filed Dec. 19.

JUDGMENTS Faga and Savino Law Office, White Plains. $7,285 in favor of AAA Always at Your Service, Staten Island. Filed Dec. 19. Fantasy Flash Photography and Video, Briarcliff. $2,750 in favor of Maisonette and Borges, Garnerville. Filed Dec. 20. Finest Automobile Auctions LLC, Danbury, Connecticut. $1,332 in favor of GHI Marketing Inc., Cross River. Filed Dec. 21. Flooring Liquidators of Mount Kisco Co., Mount Kisco. $297,556 in favor of Sandy Kids Realty LLC, White Plains. Filed Dec. 21. Hall Heating and Cooling Service Inc., White Plains. $3,865 in favor of Oxford Health Plans New York Inc., Shelton, Connecticut. Filed Dec. 19. JJ Discount, Mount Vernon. $17,178 in favor of Shelish LLC, Great Neck. Filed Dec. 19.

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed. Anderson, Robert, as executor of the estate of Josephine Salter, et al. Filed by HSBC Mortgage Corporation USA. Action: seeks to foreclose on a mortgage to secure $150,000 affecting property located at 433 First Avenue South, Mount Vernon 10550. Filed Oct. 30.

JANUARY 1, 2018

Cipolla, Jane M., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $366,300 affecting property located at 55 Woodycrest Ave., Yonkers 10701. Filed Oct. 27.

Mboup, Dial, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $360,000 affecting property located at 117 S. Fourth Ave., Mount Vernon 10550. Filed Oct. 30.

Delaney, Michael J., et al. Filed by New Penn Financial LLC. Action: seeks to foreclose on a mortgage to secure $185,000 affecting property located at 20 Old Oregon Road, Cortlandt Manor 10567. Filed Oct. 27.

Murtagh, Theresa M., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $604,000 affecting property located at 54 Hillside St., Tarrytown 10591. Filed Oct. 27.

Dunbar, Leera, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $378,800 affecting property located at 209 W. Third St., Mount Vernon 10550. Filed Oct. 27. Fairchild David Harold, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $430,000 affecting property located at 125 Stone Bridge Square, Chappaqua 10514. Filed Oct. 27. Ferraro, Ronald, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $221,250 affecting property located at 91 Walnut Road, Cortlandt 10537. Filed Oct. 27. Johnson, Gerald W. III, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $95,000 affecting property located at 1 Stowe Road, Apt. 3C, Peekskill 10566. Filed Oct. 30. Johnson, Robert A. Sr., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $195,000 affecting property located at 339 S. 6th Ave., Mount Vernon 10550. Filed Oct. 27. Kronenberg, Mark D., et al. Filed by The Bank of New York. Action: seeks to foreclose on a mortgage to secure $600,000 affecting property located at 4 Foster Court, Croton-on-Hudson 10520. Filed Oct. 30. Lampher, Adam, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $475,996 affecting property located at 7 Oakwood Ave., White Plains 10605. Filed Oct. 27. Lapaz, Jose, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $262,500 affecting property located at 4 Jones Place, Yonkers 10703. Filed Oct. 30. Lofka Corp., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $245,000 affecting property located at 667 Nepperhan Ave., Yonkers 10703. Filed Oct. 27.

Negron, Orlando, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $339,025 affecting property located at 115 Dehaven Drive, Unit 103, Yonkers 10703. Filed Oct. 27. Seijas, Manuel, et al. Filed by Green Tree Servicing LLC. Action: seeks to foreclose on a mortgage to secure $290,000 affecting property located at 139 Park Ave., Yonkers 10703. Filed Oct. 30. Sindhwani, Rajeev, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $1.5 million affecting property located at 23 Leatherstocking Lane, Scarsdale 10583. Filed Oct. 30. Terrero, Carlos, et al. Filed by Caliber Home Loans Inc. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 1300 Hudson Ave., Peekskill 10566. Filed Oct. 27. Wiener, Harriet S., et al. Filed by Citibank N.A. Action: seeks to foreclose on a mortgage to secure $184,000 affecting property located at 2813 Walker Drive, Yorktown Heights 10598. Filed Oct. 30.

MECHANIC’S LIENS Dubitsky, Alexander A., et al, as owner. $31,495 as claimed by Breaking Solutions Inc., Mamaroneck. Property: in Mamaroneck. Filed Dec. 22. Verizon Communications, as owner. $6,940 as claimed by Delta Electric Inc., Yonkers. Property: in Ossining. Filed Dec. 22.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Sole Proprietorships Accuniv Solutions, 130 Highland Road, Scarsdale 10583, c/o Ji Li. Filed Sept. 22.

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Alkemi Collective, 540 Heritage Hills, Unit A, Somers 10589, c/o Jennifer Barger. Filed Sept. 22.

Westchester Milk, 31 Reservoir Road, White Plains 10603, c/o Matthew Marone. Filed Sept. 21.

Anderson Naturals, 224 S. Broadway, Apt. 2N, Tarrytown 10591, c/o Keri Anderson. Filed Sept. 23.

PATENTS

Art of Cleaning Service, 11 Woodland Place, White Plains 10606, c/o Aline Figueiredo. Filed Sept. 21. Beauty-In-Depth, 170 W. First St., Mount Vernon 10550, c/o Tamika Azizie Bartley. Filed Sept. 26. Big Bens Plowing, 67 Highland Ave., New Rochelle 10801, c/o Benjamin Haracz. Filed Sept. 22. Carrozzi Real Estate Services, 100 S. Highland Ave., Unit 10-C, Ossining 10562, c/o Kathy Battacharia. Filed Sept. 23. Cash Mafia Affiliates, 256 Woodworth Ave., Yonkers 10701, c/o Jonathan Dozier. Filed Sept. 23. Cro Fitness, 134 Jensen Ave., Mamaroneck 10543, c/o Domagoj Ozimec. Filed Sept. 21. Fogler Construction and Consulting, 39 Whittier Hills Drive, North Salem 10560, c/o Jonathan P. Fogler. Filed Sept. 22. Furbabies Pet Sitting, 17 Knoll View, Ossining 10562, c/o Kristi Ohlsten. Filed Sept. 26. G and G Gutter Service, 288 Riverdale Ave., Suite 2A, Yonkers 10705, c/o Jose Paz Gutierrez Vazquez. Filed Sept. 23. Gallagher Painting and Decorating, 56 Sterling Ave., Yonkers 10704, c/o Eoghan Gallagher. Filed Sept. 21. Living Warrior Wellness, 1 Belle Fair Road, Rye Brook 10573, c/o Luciana DiGiacomo. Filed Sept. 22. Norma’s Housekeeping, 4 Grove St., Peekskill 10566, c/o Norma Ordonez. Filed Sept. 26. Simply Kelly, 61 Florence Ave., White Plains 10607, c/o Kelly Walker. Filed Sept. 23. Team Lee Boxing Academy, 89 Saratoga Ave., Apt. 3D, Yonkers 10705, c/o Joshua Lee. Filed Sept. 26. Toonsmith, 191 Broadway, 4L, Dobbs Ferry 10522, c/o Gerard C. Mooney. Filed Sept. 22. Top Flyer Crew, 256 Woodworth Ave., Yonkers 10701, c/o Jonathan Dozier. Filed Sept. 23.

Automatic friend connection within a social network. Patent no. 9,854,418 issued to Su Liu, Austin, Texas; Eric J. Rozner, Austin, Texas; Chin Ngai Sze, Austin, Texas; and Yaoguang Wei, Austin, Texas. Assigned to International Business Machines Corp., Armonk. Contact list availability prioritization. Patent no. 9,854,079 issued to Gary D. Cudak, Creedmor, N.C.; Christopher J. Hardee, Raleigh, N.C.; Randall C. Humes, Raleigh, N.C.; and Heather C. Miller, Holly Springs, N.C. Assigned to International Business Machines Corp., Armonk. Controlling a delivery of voice communications over a cellular data network or a wireless network based on a user’s profile. Patent no. 9,854,482 issued to Darryl M. Adderly, Morrisville, N.C.; Jonathan W. Jackson, Durham, N.C.; Ajit Jariwala, Cary, N.C.; and Eric B. Libow, Raleigh, N.C. Assigned to International Business Machines Corp., Armonk. Controlling client access to a server application. Patent no. 9,854,067 issued to Robert J. Purpura, Naperville, Ill. Assigned to International Business Machines Corp., Armonk. Domain-aware device protection via cross-validation among spatially adjacent devices. Patent no. 9,854,445 issued to Zhongshu Gu, Croton-on-Hudson; Heqing Huang, Mahwah, N.J.; and Dimitrios Pendarakis, Westport, Conn. Assigned to International Business Machines Corp., Armonk. Maintaining state synchronization of an application between computing devices as well as maintaining state synchronization of common information between different applications without requiring periodic synchronization. Patent no. 9,854,035 issued to Curtiss J. Howard, Cary, N.C.; Todd E. Kaplinger, Raleigh, N.C.; and William A. Nagy, New York. Assigned to International Business Machines Corp., Armonk. Multifunction coolant manifold structures. Patent no. 9,854,713 issued to Francis R. Krug Jr., Highland; and Randy J. Zoodsma, Poughkeepsie. Assigned to International Business Machines Corp., Armonk. Processing of overlay networks using an accelerated network interface card. Patent no. 9,854,470 issued to Keshav G. Kamble, Fremont, Calif.; Jayakrishna Kidambi, San Jose, Calif.; and Vijoy A. Pandey, San Jose, Calif. Assigned to International Business Machines Corp., Armonk.

Selective filtering of mobile device movement data. Patent no. 9,854,401 issued to Lisa Seacat DeLuca, Baltimore, Md.; and Jeremy A. Greenberger, Raleigh, N.C. Assigned to International Business Machines Corp., Armonk. Transmitting notifications using a transmission number. Patent no. 9,854,389 issued to Jeremy A. Greenberger, Raleigh, N.C.; and Ciaran E. Hannigan, Morrisville, N.C. Assigned to International Business Machines Corp., Armonk.

HUDSON VALLEY BUILDING LOANS Above $1 million Teverya Equities LLC, Monroe, as owner. Lender: Northeast Community Bank, White Plains. Property: West Bakertown Road, Monroe 10950. Amount: $4.2 million. Filed Dec. 20.

Below $1 million Beraud, Jill, et al, Saugerties, as owner. Lender: Sawyer Savings Bank, Saugerties. Property: 7 Downer Lane, Woodstock. Amount: $960,000. Filed Dec. 22. Bitner, Kerren, Olivebridge, as owner. Lender: Ulster Savings Bank, Kingston. Property: 21 Bitners Quickway, Olive 12461. Amount: $148,160. Filed Dec. 19. Bremer, Richard, et al, New Windsor, as owner. Lender: Walden Savings Bank, Montgomery. Property: in Shawangunk. Amount: $250,000. Filed Dec. 13. Dockery, Peter T., Stone Ridge, as owner. Lender: The Bank of Greene County, Catskill. Property: in Ulster. Amount: $305,575. Filed Dec. 18. Faydi, Clement, et al, Brooklyn, as owner. Lender: Rondout Savings Bank, Kingston. Property: 20 Trout Creek Road, Kerhonkson 12446. Amount: $575,254. Filed Dec. 12. Kendall, Frances E., New Paltz, as owner. Lender: Ulster Savings Bank, Kingston. Property: 212 Cherry Hill Road, Marbletown 12404. Amount: $190,000. Filed Dec. 13.

Facts & Figures Martin Home Builders Corp., Walden, as owner. Lender: Libertyville Capital Group II LLC, Montgomery. Property: 16 Vetri Road, Goshen. Amount: $250,000. Filed Dec. 20. Pindar, Heather L., et al, New Paltz, as owner. Lender: Rhinebeck Bank, Poughkeepsie. Property: 98 Dubois Road, New Paltz 12561. Amount: $303,840. Filed Dec. 22. Schmidt, Jared N., et al Kingston, as owner. Lender: Rondout Savings Bank, Kingston. Property: 135 Green St., Kingston 12401. Amount: $350,000. Filed Dec. 14. Wendy, Ryan, Warwick, as owner. Lender: Rhinebeck Bank, Poughkeepsie. Property: 579 Newport Bridge Road, Pine Island 10969. Amount: $636,000. Filed Dec. 22. Wood, Corey, et al, Pine Bush, as owner. Lender: Walden Savings Bank, Montgomery. Property: in Shawangunk. Amount: $260,000. Filed Dec. 12.

DEEDS Above $1 million MHC 11 LLC, Brooklyn. Seller: 4 Storage 2 LLC, Philadelphia, Pennsylvania. Property: 295 Ballard Road, Wallkill 10941. Amount: $5 million. Filed Dec. 21. Shadespring LLC, Rhinebeck. Seller John E. Ackerman, et al, Rhinebeck. Property: in Rhinebeck. Amount: $1.7 million. Filed Dec. 19.

Below $1 million 2 Durant Drive LLC, Central Valley. Seller Kara J. Cavallo, Walden. Property: 2 Durant Drive, Monroe 10950. Amount: $249,000. Filed Dec. 20. 7 Sasev LLC, Monroe. Seller: Yoel Guttman, et al, Monroe. Property: 7 Sasev Court, unit no. 202, Monroe 10950. Amount: $100,000. Filed Dec. 20. 64 Properties LLC, South Glens Falls. Seller: Ulster 9W Holdings LLC, Hazlet, New Jersey. Property: 1670-1678 and 1680-1694 Ulster Ave., Ulster. Amount: $1.1 million. Filed Dec. 12. 111 Norton Road LLC, Red Hook. Seller: 7 Pines LLC, New York City. Property: in Red Hook. Amount: $150,000. Filed Dec. 20.

3206 Route 9W LLC, New Windsor. Seller: Manolita G. Latonero, et al, New Windsor. Property: in New Windsor. Amount: $330,000. Filed Dec. 19.

Deutsche Bank National Trust Co. Seller: Richard Schisano, Newburgh. Property: 404 Everett Place, Maybrook 12543. Amount: $574,145. Filed Dec. 20.

AA+ Estate Corp., Brooklyn. Seller: Flushing Management Inc., Flushing. Property: in Plattekill. Amount: $23,000. Filed Dec. 15.

Double Doors LLC, Mount Vernon. Seller: Valley Services Inc., Wallkill. Property: in Middletown. Amount: $55,200. Filed Dec. 20.

Al Tawal LLC, Wappingers Falls. Seller: Melvin Paul Spivak, Poughkeepsie. Property: 27 Beckrick Drive, Rhinebeck 12572. Amount: $25,500. Filed Dec. 19.

EGDG Realty Holdings LLC, Bronxville. Seller: MRH Sub I LLC, Newport Beach, California. Property: 346 Greeves Road, Wawayanda. Amount: $159,000. Filed Dec. 19.

Big A Little A LLC, Glendale. Seller: Robert S. Mautner, et al, Woodcliff, New Jersey. Property: 8867 Route 28, Pine Hill 12465. Amount: $275,000. Filed Dec. 22.

Everest Hospitality LLC, Bardonia. Seller: Skytop Motel LLC, White Plains. Property: in Ulster. Amount: $2.2 million. Filed Dec. 19.

Birch Creek Homes LLC, Pine Hill. Seller: Bernard J. Cook, et al, Kingston. Property: in Olive. Amount: $50,000. Filed Dec. 11.

Federal National Mortgage Association. Seller Judith Lubinsky, Goshen. Property: 240 Sugarloaf Mountain Road, Chester 10918. Amount: $402,055. Filed Dec. 20.

Capital One N.A. Seller: Matthew L.J. Clarke, Charleston, South Carolina. Property: 1467 Centre Road, Rhinebeck 12572. Amount: $285,000. Filed Dec. 18.

Frames Plaza LLC, Park Ridge, New Jersey. Seller: U.S. Bank N.A. Property: 107 Baldwin Lane, Newburgh 12550. Amount: $49,000. Filed Dec. 20.

Castlerock 2017 LLC, White Plains. Seller: Deutsche Bank National Trust Co. Property: 3 Tinkers Drive, Sterling Forest 10979. Amount: $10,100. Filed Dec. 20.

Frames Plaza LLC, Park Ridge, New Jersey. Seller: The Bank of New York Mellon. Property: 104 Baldwin Place, Newburgh 12550. Amount: $49,500. Filed Dec. 22.

Central Hudson Gas and Electric Corp., Poughkeepsie. Seller: Michael R. Dittus, Woodstock. Property: in Ulster. Amount: $27,000. Filed Dec. 14.

Full Gospel Rock Church Inc., Lake Katrine. Seller: Manhattan Branch of the New Apostolic Church of North America, Manhasset. Property: in Ulster. Amount: $210,000. Filed Dec. 12.

City of Kingston. Seller: B. Millens Sons Inc., Kingston. Property: in Kingston. Amount: $140,000. Filed Dec. 20. City of Kingston. Seller: B. Millens Sons Inc., Kingston. Property: in Kingston. Amount: $100,000. Filed Dec. 20. City of New York. Seller: Rita Schwab, Englewood, Florida. Property: 5453 and 5455 Route 212, Mount Tremper. Amount: $134,597. Filed Dec. 12.

Deutsche Bank National Trust Co. Seller: Joan H. McCarthy, Fishkill. Property: 115 West Road, Pleasant Valley 12569. Amount: $268,000. Filed Dec. 19. Diplomat Property Manager LLC, New York City. Seller: Deborah A. Rose, Hopewell Junction. Property: 323 Shenandoah Road, Hopewell Junction 12533. Amount: $361,500. Filed Dec. 19.

G and A Properties LLC, Honesdale, Pennsylvania. Seller: Silk Mill Condominiums Homeowners Association Inc., Port Jervis. Property: in Port Jervis. Amount: $25,000. Filed Dec. 19. Gardiner Plant LLC, Rye Brook. Seller: LL Fuel Storage LLC, Kingston. Property: in Gardiner, Amount: $600,000. Filed Dec. 13. Garvilla Construction Inc., Pine Bush. Seller: Carolyn J. DeMaria, Mamaroneck. Property 21 Ralph Brach Drive, Shawangunk. Amount: $64,000. Filed Dec. 20. GKB Properties LLC, Chester. Seller: Mary E. Zugibe, Warwick. Property: 19 Mill Pond Road, Mount Hope 10963. Amount: $227,000. Filed Dec. 19. Hardy II Corp., Beacon. Seller: Scott M. Brien, Wappingers Falls. Property: 365 Verplank Ave., Beacon 12508. Amount: $103,500. Filed Dec. 19.

High Falls House LLC, Accord. Seller: Gabalira Enterprises LLC, High Falls. Property: in Marbletown. Amount: $430,000. Filed Dec. 22. HSBC Bank USA N.A. Seller: John E. Bach Jr., Goshen. Property: 1537 Route 208, Washingtonville 10992. Amount: $284,725. Filed Dec. 22. JAS TLC LLC, Hyde Park. Seller: Michelle J. Reinhold, Peekskill. Property: in Wappinger. Amount: $88,000. Filed Dec. 19. Kensington Management LLC, Garrison. Seller: Terry D. Horner, Poughkeepsie. Property: 232 Dorn Road, Beekman 12540. Amount: $321,500. Filed Dec. 18. Keybank N.A. Seller: Michele Marte-Indzonka, Newburgh. Property: 20 Deer Pond Drive, Warwick 10990. Amount: $429,160. Filed Dec. 21. KT Town Enterprises LLC, Saugerties. Seller: Michael A. Maxwell, Malden-on-Hudson. Property: in Saugerties. Amount: $800,000. Filed Dec. 19. Lucas Avenue LLC, New York City. Seller: William Davenport, Kingston. Property: in Kingston. Amount: $1.1 million. Filed Dec. 13. MKJA Corp., Bronx. Seller: Steven J. Peca, et al, Monroe. Property: in Blooming Grove. Amount: $340,000. Filed Dec. 19. Moodna Bend Properties LLC, et al, Tarrytown. Seller: Ralph L. Puglielle Jr., New Windor. Property: 1 Teal Court, Highland Mills 10930. Amount: $159,000. Filed Dec. 20. MTGLQ Investors LP. Seller: Roland Bloomer, Newburgh. Property: 238 North St., Newburgh 12550. Amount: $540,224. Filed Dec. 20. MTGLQ Investors LP. Seller: Richard Schisano, Newburgh. Property: 2 Raleigh Close, Middletown 10940. Amount: $217,842. Filed Dec. 20. MTGLQ Investors LP. Seller: William H Whittaker, et al, Port Ewen. Property: 2 Hiltebrandt Lane, Esopus 12466. Amount: $140,082. Filed Dec. 18. No Place Like Home Development, Fishkill. Seller: Sharon Zammiello, Wappingers Falls. Property: in Wappinger. Amount: $95,000. Filed Dec. 19. No Place Like Home Development, Fishkill. Seller: Sharon Zammiello, Wappingers Falls. Property: in Wappinger. Amount: $95,000. Filed Dec. 19.

Old Stockade Development LLC, Kingston. Seller: Wendy R. Henderson, High Falls. Property: 44 St. James St., Kingston 12401. Amount: $120,000. Filed Dec. 14.

The Bank of New York Mellon. Seller: Jeffrey Stokes, Kingston. Property: 80 Millers Lane, Kingston 12401. Amount: $213,142. Filed Dec. 13.

Open Space Institute Land Trust Inc., New York City. Seller: Frank C. Lapp, Crossville, Tennessee. Property: in Rochester. Amount: $80,000. Filed Dec. 12.

Tremarc Realty LLC, Gardiner. Seller: Joseph Hayes, et al, Gardiner. Property: in Gardiner. Amount: $329,500. Filed Dec. 22.

Oscar the 1st LLC, Miami, Florida. Seller: Kent T. Stauffer, et al, New York City. Property: in Olive. Amount: $810,000. Filed Dec. 12.

Upgrade Property Solutions LLC, et al, Fishkill. Seller: Dennis P. Trotta, Milton. Property: in Marlborough. Amount: $45,000. Filed Dec. 21.

Pine Hill Enterprises Inc., Highland Mills. Seller: U.S. Bank N.A. Property: 1207 Deerfield Road, Monroe 10950. Amount: $95,500. Filed Dec. 19.

U.S. Bank Trust N.A. Seller: Mary Zugibe Raleigh, Warwick. Property: 12 Hilltop Drive, New Windsor 12553. Amount: $520,442. Filed Dec. 20.

Prag A Corp., Brooklyn. Seller: James Jones, et al, Chester. Property: in Chester. Amount: $310,000. Filed Dec. 20.

U.S. Bank Trust N.A. Seller: John E. Bach Jr., Goshen. Property: 6 Farmstead Road, New Windsor 12553. Amount: $549,967. Filed Dec. 20.

Radio Kingston Corp., New York City. Seller: Townsquare Media Poughkeepsie LLC, Greenwich, Connecticut. Property: 241-267 Rear Albany Ave., Kingston. Amount: $165,000. Filed Dec. 14. Rock Cliff House LLC, St. Lucie, Florida. Seller: Rockcliff House Development Enterprises LLC, Brooklyn. Property: 1203 Route 213 East, High Falls. Amount: $510,000. Filed Dec. 8. Sell Now Realty Group LLC, New Paltz. Seller: John Jurkiw, Windsor. Property: in Lloyd. Amount: $148,500. Filed Dec. 11. SKHT LLC, Monroe. Seller: Lianhao Ding Middletown. Property: in Middletown. Amount: $165,000. Filed Dec. 19. SSI Properties Inc., Los Gatos, California. Seller: Katrina B. Charmatz, Petaluma, California. Property: 19 Greenkill Road, Bloomington 12411. Amount: $110,597. Filed Dec. 18. Storage Portfolio II Subsidiary LLC, Salt Lake City, Utah. Seller: Extra Space Properties Two LLC, Salt Lake City, Utah. Property: in New Paltz. Amount: $12.6 million. Filed Dec. 11. Storage Portfolio II Subsidiary LLC, Salt Lake City, Utah. Seller: Extra Space Properties Two LLC, Salt Lake City, Utah. Property: in Ulster. Amount: $15.7 million. Filed Dec. 11. Swamp Creek Realty LLC, Millbrook. Seller: RRCH No. 4 LLC, Dallas, Texas. Property: 1640-1642 Bulls Head Road, Stanford 12514. Amount: $170,000. Filed Dec. 20.

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U.S. Bank Trust N.A. Seller: Carla S. Wise, Goshen. Property: 15-16 Williamsburg Drive, Newburgh 12550. Amount: $422,203. Filed Dec. 20. U.S. Bank N.A. Seller: Michelle Anderson, Newburgh. Property: 186 Humming Bird Court, Montgomery. Amount: $220,000. Filed Dec. 20. Van Horn Holdings LLC, Sparrowbush. Seller: Robert C. Tynatishon, Port Jervis. Property: 52 Route 6, Deerpark. Amount: $215,000. Filed Dec. 21. Velocity House Buyers LLC, New Windsor. Seller: Brenda M. Clark, Marlboro. Property: 2 Plattekill Road, Marlboro 12542. Amount: $20,000. Filed Dec. 21. Vly Properties LLC, Stone Ridge. Seller: Harold S. Boice Jr., Olivebridge. Property: in Hurley. Amount: $115,000. Filed Dec. 15. Warwick Commercial Properties LLC, Warwick. Seller: Doghouse Realty LLC, Warwick. Property: in Warwick. Amount: $775,000. Filed Dec. 19. Wassaic Commons LLC, Wassaic. Seller: Wendy A. Goidell, New York City. Property: 3 Main St., Wassaic. Amount: $225,000. Filed Dec. 19. Wells Fargo Bank N.A. Seller: Jode S. Millman, Poughkeepsie. Property: 2 Sandi Drive, Poughkeepsie 12603. Amount: $428,500. Filed Dec. 19. Wells Fargo Bank N.A. Seller: James Cacciatore, et al, Hopewell Junction. Property: 6508 Chelsea Cove North, Hopewell Junction 12533. Amount: $192,500. Filed Dec. 18.

JANUARY 1, 2018

Facts & Figures Wilmington Savings Fund Society FSB. Seller: Michael Blustein, Goshen. Property: 193 Martins Road, Huguenot 12746. Amount: $80,800. Filed Dec. 20.

East Coast Networks and Cabling, Marlboro. $987 in favor of the New York State Department of Taxation and Finance, Albany. Filed Dec. 11.

JUDGMENTS

Garrison’s Union Street Tavern and Wine Cellar LLC, Montgomery. $4,632 in favor of the New York State Department of Taxation and Finance, Albany. Filed Dec. 13.

2007 Route 9W LLC, Montgomery. $244 in favor of the New York State Department of Taxation and Finance, Albany. Filed Dec. 15. 250 Main Street LLC, New Windsor. $658 in favor of the New York State Department of Taxation and Finance, Albany. Filed Dec. 15. 3 Bro’s Market Inc., Newburgh. $2,202 in favor of the New York State Department of Taxation and Finance, Albany. Filed Dec. 15. Advanced Excavating and Landscaping Inc., Wallkill. $3,535 in favor of the New York State Department of Taxation and Finance, Albany. Filed Dec. 13. All Vac Environmental Inc., Washingtonville. $335 in favor of the New York State Department of Taxation and Finance, Albany. Filed Dec. 13. Allied Excavating Inc., Warwick. $426 in favor of the New York State Department of Taxation and Finance, Albany. Filed Dec. 13. Arthur Nicalek Arts Limousine, Monroe. $39,687 in favor of the New York State Department of Taxation and Finance, Albany. Filed Dec. 13. Best at a Glance Inc., Monroe. $3,824 in favor of the New York State Department of Taxation and Finance, Albany. Filed Dec. 13. Bricktown Furniture and Liquidation Store Inc., Middletown. $1,666 in favor of thw New York State Department of Taxation and Finance, Albany. Filed Dec. 13. Caribbean Taste, Kingston. $891 in favor of the New York State Department of Taxation and Finance, Albany. Filed Dec. 19. Center Line Studios Inc., New Windsor. $4,292 in favor of the New York State Department of Taxation and Finance, Albany. Filed Dec. 13. Cosenza’s Gun Shop Inc., Monroe. $136 in favor of the New York State Department of Taxation and Finance, Albany. Filed Dec. 13. Dbros Landcaping LLC, Campbell Hall. $164 in favor of the New York State Department of Taxation and Finance, Albany. Filed Dec. 13.

JANUARY 1, 2018

GLBS Petroleum Corp., Middletown. $3,387 in favor of the New York State Department of Taxation and Finance, Albany. Filed Dec. 13. Luxury Renewed LLC, Florida. $3,967 in favor of the New York State Department of Taxation and Finance, Albany. Filed Dec. 15. Menton LLC, New Paltz. $1,511 in favor of the New York State Department of Taxation and Finance, Albany. Filed Dec. 11. Mountainview Floor Covering Inc., New Paltz. $882 in favor of the New York State Department of Taxation and Finance, Albany. Filed Dec. 19. Mr. Septic LLC, Middletown. $9,897 in favor of Quick View Properties LLC, Middletown. Filed Dec. 13. New World Catering Corp., West Hurley. $86,068 in favor of the New York State Department of Taxation and Finance, Albany. Filed Dec. 11. Paint Xperts Inc., Port Ewen. $463 in favor of the New York State Department of Taxation and Finance, Albany. Filed Dec. 11. Paramount Medical Network LLC, Kingston. $387 in favor of the New York State Department of Taxation and Finance, Albany. Filed Dec. 11. Roxana’s Coffee Bar Ltd., Lake Katrine. $150 in favor of the New York State Department of Taxation and Finance, Albany. Filed Dec. 11. Superior Detailing Inc., Newburgh. $1,032 in favor of the New York State Department of Taxation and Finance, Albany. Filed Dec. 15. T and G Taekwondo LLC, Kingston, $208 in favor of the New York State Department of Taxation and Finance, Albany. Filed Dec. 11. TDSJ LLC, Highland. $15,855 in favor of the New York State Department of Taxation and Finance, Albany. Filed Dec. 11. The Lazy Swan Club House and Catering Hall Inc., Saugerties. $11,952 in favor of the New York State Department of Taxation and Finance, Albany. Filed Dec. 19.

WCBJ

TWS Wings Inc., Monroe. $12,563 in favor of the New York State Department of Taxation and Finance, Albany. Filed Dec. 15. US Intercommunications Corp., Monroe. $1,814 in favor of the New York State Department of Taxation and Finance, Albany. Filed Dec. 15. Walker Contractors Inc., Rock Tavern. $138 in favor of the New York State Department of Taxation and Finance, Albany. Filed Dec. 15. Your Servicenter Inc., Kingston. $120 in favor of the New York State Department of Taxation and Finance, Albany. Filed Dec. 11. Zenta Trading Inc., Monroe. $259 in favor of the New York State Department of Taxation and Finance, Albany. Filed Dec. 15.

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed. Aber, Donald K., et al. Filed by Home Loan Investment Bank FSB. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 24 Brooklyn St., Port Jervis 12771. Filed Oct. 25. Adeyan-Ju, Lanre, et al. Filed by Velocity Commercial Capital LLC. Action: seeks to foreclose on a mortgage to secure $167,533 affecting property located at 4 Debbie Court, Chester 10918. Filed Oct. 27. Agostini, Nelson, et al. Filed by Bayview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $299,000 affecting property located at 53 Delaware Road, Newburgh 12550. Filed Oct. 26. Augienello, Joseph Anthony, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $344,000 affecting property located at 49 Tuthill Road, Blooming Grove 10914. Filed Oct. 26. Binns, Valtricts, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $310,000 affecting property located in Minisink. Filed Oct. 30. Brach, Samuel, et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $168,750 affecting property located at 15 Koznitz Drive, Unit 202, Monroe 10950. Filed Oct. 27.

Bunora, Marc J., et al. Filed by Home Point Financial Corp. Action: seeks to foreclose on a mortgage to secure $191,468 affecting property located at 618 N. Chodikee Lake Road, Highland 12528. Filed Dec. 15. Burt, David Eugene Jr., as heir to the estate of David E. Burt, III, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $94,500 affecting property located at 344 Glenerie Blvd., Saugerties 12477. Filed Dec. 11. Butler, Mary F., et al. Filed by PHH Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $169,200 affecting property located at 8 S. Farrelly St., Kingston 12401. Filed Dec. 13. Campilonga, Frank J., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $241,000 affecting property located at 17 Todd Drive, Middletown 10941. Filed Oct. 27. Carroll, Maria, et al. Filed by The Bank of New York Mellon Trust Company N.A. Action: seeks to foreclose on a mortgage to secure $228,000 affecting property located at 35 Belmont Ave., Middletown 10940. Filed Oct. 26. Commissioner of finance of Ulster County, as administrator of the estate of Jeffrey D. Grand, et al. Filed by Wells Fargo USA Holdings Inc. Action: seeks to foreclose on a mortgage to secure $182,000 affecting property located at 1 Lorraine Meadows, Highland 12528. Filed Dec. 11. Correa, Beverly R., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $180,000 affecting property located at 318 Van Burenville Road, Middletown 10940. Filed Oct. 25. Covelo, Manuel J., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $284,775 affecting property located at 35 Meadow Road, Florida 10921. Filed Oct. 30. Cudak, Dolores, et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $294,000 affecting property located at 46 Redwood Drive, Highland Mills 10930. Filed Oct. 27. Curran, Thomas M., et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $246,475 affecting property located at 2 Park Place, Apt. C3D, Newburgh 12550. Filed Oct. 30.

Daley, Thomas Sr., et al. Filed by the State of New York Mortgage Agency. Action: seeks to foreclose on a mortgage to secure $179,547 affecting property located at 202 Bayard St., Port Ewen 12466. Filed Dec. 20. Davis, Darcella, et al. Filed by Bayview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $298,700 affecting property located at 28 Clintonwood Drive, New Windsor 12553. Filed Oct. 27. DePuy, Joseph William Sr., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $80,808 affecting property located at 11 Highland Ave., Kerhonkson 12446. Filed Dec. 18. Di Bello, Joseph, et al. Filed by Hudson City Savings Bank. Action: seeks to foreclose on a mortgage to secure $379,000 affecting property located at 435 Route 416, Hamptonburgh 12549. Filed Oct. 31. Dugan, William, et al. Filed by Wilmington Savings Fund Society FSB. Action: seeks to foreclose on a mortgage to secure $71,532 affecting property located at 17 Freeman Avery Road, Olivebridge 12461. Filed Dec. 14. Frankfort, Warren E., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 10 English Lane, New Paltz 12561. Filed Dec. 20. Friedlander, Glenn B., as preliminary executor and heir to the estate of Remedios Friedlander, et al. Filed by Wilmington Savings Fund Society FSB. Action: seeks to foreclose on a mortgage to secure $161,909 affecting property located at 26 Friedlander Drive, Kerhonkson 12446. Filed Dec. 19. Gallina, Christopher S., et al. Filed by PNC Bank N.A. Action: seeks to foreclose on a mortgage to secure $148,800 affecting property located at 2162 Route 32, Saugerties 12477. Filed Dec. 22. Graham, Roger A., et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $475,787 affecting property located at 10 Ford Court, Monroe 10950. Filed Oct. 26. Granieri, Mark A., et al. Filed by Mid-Island Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $141,391 affecting property located at 677 South St., Newburgh. Filed Oct. 26.

Gulnick, Burton, Jr., as Ulster County commissioner of finance as administrator of the estate of Hazel P. Bailey, et al. Filed by Keybank N.A. Action: seeks to foreclose on a mortgage to secure $30,000 affecting property located at 46 Millers Lane, Kingston 12401. Filed Dec. 13. Hall, Wanda Y., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $228,021 affecting property located at 380 Old Route 209, Hurley 12443. Filed Dec. 22. Harris, Michael P., et al. Filed by CitiMortgage Inc. Action: seeks to foreclose on a mortgage to secure $158,418 affecting property located at 73 Merritt Ave., Kingston 12401. Filed Dec. 18. Harrison, James M., et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $84,000 affecting property located at 22 Old Greenville Turnpike, Deerpark 12771. Filed Oct. 27. Hartford, Zorro D., et al. Filed by CitiMortgage Inc. Action: seeks to foreclose on a mortgage to secure $259,440 affecting property located at 38 Mayer Drive, Highland 12528. Filed Dec. 18. Herman, Scott, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $151,920 affecting property located at 89 Lyons Lane, Milton 12547. Filed Dec. 11. Herrera, Genaro Solis, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $493,367 affecting property located at 288 Quassaick Ave., New Windsor 12553. Filed Oct. 27. Herring, Mae Lillie, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $274,500 affecting property located at 171 Western Ave., Marlboro 12542. Filed Dec. 18. Hudzina, John, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $260,000 affecting property located at 87 Stateline Road, Westtown 10998. Filed Oct. 31. Hurley, Gina, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $463,500 affecting property located at 50 Red Maple Way, New Windsor 12553. Filed Oct. 27. Hurst, Kevin, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $125,661 affecting property located at 101 Mountain Ave., Highland Falls 10928. Filed Oct. 31.

Facts & Figures Iannaccone, Anthony M., et al. Filed by Flagstar Bank FSB. Action: seeks to foreclose on a mortgage to secure $212,200 affecting property located at 15 Cane Road, Greenwood Lake 10925. Filed Oct. 27.

McDonald, Therman Lee, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $180,000 affecting property located at 690 South St., Newburgh 12550. Filed Oct. 25.

Janulewicz, Anthony Michael, et al. Filed by Bayview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $210,000 affecting property located at 275 Mahoney Road, Milton 12547. Filed Dec. 18.

Mendock, Ronald, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $141,150 affecting property located at 77 Brabrant Road, Kingston 12401. Filed Dec. 14.

Jimenez, Jose A., et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $316,850 affecting property located at 125 Old Mill Road, Wallkill 12589. Filed Dec. 15.

Metcalf, Richard B., et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $111,725 affecting property located at 727 Churchland Road, Saugerties 12477. Filed Dec. 15.

Keeley, Richard F., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $200,000 affecting property located at 6 Turnberry Court, Monroe 10950. Filed Oct. 31.

Ndiaye, Mamadou, et al. Filed by Bayview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $264,000 affecting property located at 17 Dogwood Knolls, Highland 12528. Filed Dec. 11.

Kornfeld, Jeremiah J., et al. Filed by TIAA F.S.B. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 20 Grandview Trail, Monroe 10950. Filed Oct. 30.

Needham, Henry E., et al. Filed by Ulster Savings Bank. Action: seeks to foreclose on a mortgage to secure $67,500 affecting property located at 3 Rion Road, Chichester 12416. Filed Dec. 20.

Lemoullec, Robert E., et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $156,543 affecting property located at 96 Belmont Ave., Middletown. Filed Oct. 26.

Pacheco, Elizabeth, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $211,920 affecting property located at 10 Canterbury Circle, Washingtonville 10992. Filed Oct. 25.

Leonido, George N., as heir to George J. Leonido, et al. Filed by TD Bank N.A. Action: seeks to foreclose on a mortgage to secure $135,000 affecting property located at 16 W. End Drive, Highland Mills 10930. Filed Oct. 26.

Patel, Thakor N., et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $715,000 affecting property located at 343 Greeves Road, New Hampton 10958. Filed Oct. 26.

Lewis, Marlon R., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $469,907 affecting property located at 12 Bridle Court, Goshen 10924. Filed Oct. 27.

Petro, Charles Jr., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $275,000 affecting property located at 8 Woodland Terrace, Greenwood Lake 10925. Filed Oct. 27.

Lopez, Victor, et al. Filed by Loandepot.com. Action: seeks to foreclose on a mortgage to secure $263,145 affecting property located at 7 Greenshire Way, Walden 12586. Filed Oct. 25.

Pfeil, John H., et al. Filed by E*Trade Bank. Action: seeks to foreclose on a mortgage to secure $106,000 affecting property located at 12 Birchwood Drive, Woodbury 10930. Filed Oct. 31.

MacMullin, Henry F., et al. Filed by Ocwen Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $168,500 affecting property located at 227 Tillson Lake Road, Wallkill 12589. Filed Dec. 21.

Plotsky, Glen, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $277,500 affecting property located at 22 Barron Road, Montgomery 12549. Filed Oct. 26.

Marciante, Edwin, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $242,000 affecting property located at 135 Camp Stadie Road, Middletown 10940. Filed Oct. 27.

Roskowski, Debra, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $161,600 affecting property located at 1880 Route 32, Saugerties 12477. Filed Dec. 12.

Ross, Neil P., as heir and distributee of the estate of Mahlon Ross, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $216,000 affecting property located at 65 Mcbee Court, Monroe 10950. Filed Oct. 27.

MECHANIC’S LIENS Machung, Julie Hurley, as owner. $48,805 as claimed by KAM of Western Dutchess County, Beacon. Property: in Ulster. Filed Dec. 14.

Sanchez, Jose, et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $101,760 affecting property located at 70 Grove St., Newburgh 12550. Filed Oct. 27.

Morrow, Robin, as owner. $8,725 as claimed by Dr. Energy Saver of the Hudson Valley Inc., Bullville. Property: 95 W. Bridge St., Saugerties 12477. Filed Dec. 12.

Santoiemma, Marisol, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $163,659 affecting property located at 35 Bush Ave., Newburgh 12550. Filed Oct. 27.

NEW BUSINESSES

Schmidt, Daniel, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $120,000 affecting property located at 37 Vails Gate Heights Drive, New Windsor 12553. Filed Oct. 30. Smith, Donna J., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $174,000 affecting property located at 11 Manhattan Ave., Middletown 10940. Filed Oct. 26. Smith, Virginia C., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $382,500 affecting property located at 72 Briggs Highway, Ellenville 12428. Filed Dec. 18. Smyers, Carl D., et al. Filed by North American Savings Bank FSB. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 65 Webb Road, Middletown 10940. Filed Oct. 25. Stafford, Joseph, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $116,000 affecting property located at 4-6 Mae Lane, Highland 12528. Filed Dec. 21. Storms, Ronald W., et al. Filed by Pennymac Corp. Action: seeks to foreclose on a mortgage to secure $299,151 affecting property located at 83 Route 12, New Hampton 10958. Filed Oct. 25. Thorpe, Regina, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $144,000 affecting property located at 20 Lexington Hill, Unit 10, Harriman 10926. Filed Oct. 26.

This paper is not responsible for typographical errors contained in the original filings.

Partnerships Creative Hands, 88 W. Main St., Walden, c/o Ernest Bledsoe III and Jean Dessources. Filed Dec. 19. Hudson Valley Stone Creations, 120 Ann St., Newburgh 12550, c/o Curtis Warren Burnett III and Milton Cyril Myrie. Filed Dec. 22.

Sole Proprietorships Afaf Catering, 9 Placid Ave., Middletown, c/o Afaf Tawil. Filed Dec. 14. Balsam Accounting Services, 1519 Balsam Drive, New Windsor 12553, c/o Shameeka Patterson-Simon. Filed Dec. 19. Bern Home Improvement, 122 Round Hill Road, Walden 12586, c/o Bernhard A. Dreiner. Filed Dec 16. Connor’s Snow Removal, 62 Finchville Turnpike, Otisville 10963, c/o Conner A. Wilson. Filed Dec. 15. Deborah Hair and Body, 112 Neelytown Road, Campbell Hall 10916, c/o Jacinta Jack. Filed Dec. 9. Dominick’s Barbershop, 506 Route 32, Highland Mills 10930, c/o Mark D. Hall. Filed Dec. 14. Five Angles Deli and Market, 238 Walsh Ave., New Windsor 12553, c/o Ruben Borjas Bonilla. Filed Dec. 7. Foure Seasons General Construction, 207 W. Parmenter St., Apt. 2, Newburgh 12550, c/o Alberto Marin Nava. Filed Dec. 12.

Fox River Bookkeeping, 20 Bruce Lane, Rock Tavern, c/o Kevin J. Powell. Filed Dec. 22.

Street Smart Protection, 80 Laudaten Way, Warwick 10990, c/o Chris Montgomery. Filed Dec. 9.

Frank Francan Plumbing and Heating, 36 Old S. Plank Road, Newburgh 12550, c/o Frank G. Francan. Filed Dec. 6.

Sussman and Associates, 1 Railroad Ave., suite 3, Goshen, c/o Michael H. Sussman. Filed Dec. 22.

GEO Tech, 45 Meadow St., Newburgh, c/o Ramon J. Perez. Filed Dec. 22. Gyro Express, 75 Ingrassia Road, Middletown 10940, c/o Nicolas Lambrou. Filed Dec. 20. Hip-Clip, 9 Arbor Drive, Newburgh, c/o Christopher Seth Horne. Filed Dec. 19. Jimeca Auto Sale, 2914 Whispering Hills, Chester 10918, c/o Jose Ulises Jimenez. Filed Dec. 20. Karsten Farms, 37 S. Kaisertown Road, Montgomery, c/o Erin T. Karsten. Filed Dec. 21. Kenneth Gallagher and Associates, 32 Deer Pond Drive, Warwick 10990, c/o Kenneth Gallagher. Filed Dec. 6.

TLC New Beginnings Daycare, 21 Tower Hill Drive, Washingtonville, c/o Tanaeia Cheatham. Filed Dec. 14.

TM Sound, 140 Harold Ave., Cornwall-on-Hudson 12518, c/o Timothy McGuire. Filed Dec. 20. Toral Consulting, 13 Heritage Crossing, Circleville 10919, c/o Adele Toral. Filed Dec 6. Warwick Valley Construction Group, 6 Third St., Warwick 10990, c/o John S. Thomson. Filed Dec. 21. Wyman’s Gym, 330 Stage Road, Monroe 10950, c/o Daniel J. Wyman. Filed Dec. 22. Yoga Inclined, 162 W. Main St., Middletown, c/o Sean Michael Prell. Filed Dec. 16.

Milla’s International Cleaning Services, 9 Williams Court, Monroe, c/o Lyudmila S. Kolesnik. Filed Dec. 14.

You Pile Smart, 3 Buchanan Court, Monroe, c/o Yoel Schwartz. Filed Dec. 20.

Moore 4 Less, 23 Patterson Hill Road, Tuxedo, c/o Stephen P. Moore. Filed Dec. 12.

Your Call Is Important To Me, 212 Canter Court, Goshen 10924, c/o Christopher Paul Dowdell. Filed Dec. 19.

NLJ Accounting, 903 Parr Meadow Drive, Newburgh 12550, c/o Nicole L. Jorgensen. Filed Dec. 20.

Zena’s African Hair Braiding, 97 Wickham Ave., Middletown, c/o Djenabou Balde. Filed Dec. 15.

Paint Master, 117 Scotchtown Ave., Goshen, c/o Michael A. Primelo. Filed Dec. 9. Patricia R. Griffin, PhD, 11 Webster Ave., Goshen 10924, c/o Patricia R. Griffin. Filed Dec. 9. Purely Sinful Delights, 5 Bonnell Place, Middletown 10940, c/o Nakiya T. Brown. Filed Dec. 16. Redwing Studios, 7 Seely Road, Chester 10918, c/o Jaclyn Jakaitis. Filed Dec. 14. RJG Property Services, 122 Lattintown Road, Newburgh, c/o Rhett Goslar. Filed Dec. 14. Sound Financial and Tax Advising, 62 Wells Road, Newburgh 12550, c/o Edward R. Lastowski, Jr. Filed Dec. 16.

WCBJ

JANUARY 1, 2018

ROOT FOR THE NEXT GENERATION OF WINNERS ! w o n e t a Nomin

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