Westchester County Business Journal 110915

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LUXURY CONDO DEVELOPMENT BACK ON TRACK IN BRONXVILLE

BY EVAN FALLOR evan@westfairinc.com

T

TRIALS OF ACTING PAGE 2 Rod Biermann left Hollywood for the as a law litigator at Dorf & Nelson LLP in Rye. Photo by John Golden

he 2008 economic downturn and, most recently, a housing discrimination lawsuit have stood in the way of Kensington Road becoming a downtown luxury residential hub in Bronxville.

With those obstacles cleared, construction began in June for VillaBXV, a four-story, 54-condominium building adjacent to Metro-North Railroad tracks and a short walk from the upscale village’s downtown.

The project, expected to cost roughly $60 million, is rising on a state brownfield site formerly occupied by a power plant and gas station on Kensington Road.

The units are expected to open

for residents in spring 2017, said Geoffrey Thompson, a spokesman for Greenwich-based Fareri Associates, the site’s developer.

Thompson said starting prices for the condos, which include one-, two- and three-bedroom units and penthouses that run from 1,300 square feet to 2,000 square feet, will range from $1 million to $3.6 million.

A Bronxville sales center is expected to open by Thanksgiving at 9 Park Place.

Construction crews this month poured the piers for the foundation of a 309-space parking garage on the site that is expected to be completed in one year. Of the 309 spots, 106 will go to residents of the condos; the remaining will be for village use. Bronxville officials required the developers to » BRONXVILLE, page 6

Young achievers get their due MILLI AWARDS TO BENEFIT COMMUNITY PLATES

BY DANIELLE BRODY dbrody@westfairinc.com

M

illennials in Westchester and Fairfield counties are running their own businesses, making an impact through volunteer work and contributing innovative ideas to transform companies.

Westfair Communications is celebrating these 22 young professionals ages 21 to 34 at the first Milli Awards on Nov. 17 at Chelsea Piers

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Connecticut in Stamford.

The event will benefit Community Plates, an organization that uses a mobile application, GoRescue, to connect volunteer “food runners” to restaurants, supermarkets and caterers with leftover food and distribute items to those in need.

The winners are: Westchester County • Tom “Sarge” Barzelatto, account executive, Atlantic Westchester Inc.

• Kristina Benza, president and CEO, County Fabricators LLC • Jason Fiore, structural engineer, Thornton Tomasetti • Jason Fisch, president and founder, Fisch Solutions Inc. • Ken Jacobi, treasury associate manager, PepsiCo • Faraz Kayani, executive director, The Bristal Assisted Living at White Plains » MILLI, page 6

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ACTOR TURNED ATTORNEY HAPPY WITH NEW ROLE IN LAW FIRM

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BUSINESS JOURNAL

BY JOHN GOLDEN ®

jgolden@westfairinc.com

“You look familiar.”

Rod Biermann often gets that from people. No autograph requests, no swoons of recognition, just the quizzical I-knowyour-face-from-somewhere look. And that oft-heard line.

That nagging sense of familiarity likely doesn’t owe to Biermann’s current profession and the public figure he cuts in a courtroom as an employment-law litigator at Dorf & Nelson LLP in Westchester. His is a lean, 6-foot, 5-inch figure, topped by a thick crop of longish brown hair neatly parted on one side — an artfully poised, well-spoken figure that might equally well serve a trial lawyer or a Hollywood leading man.

Before he attached “Esquire” to his name on his business card, Biermann carried a Screen Actors Guild card. He worked in Hollywood — off-and-on work, auditions galore, the lot of most actors — for about 15 years. He played some hunky Lotharios, but did not land the leading man roles before leaving Tinseltown for law school in New York City.

Have you ever seen “The Adventures of Rocky and Bullwinkle?’’ The 2000 movie?

DeNiro. (Biermann calls him “Bob.”) Jason Alexander. Rene Russo. Piper Perabo’s romantic interest in the flick, Rod Biermann.

Familiar?

Or how about “Pearl Harbor,” director Michael Bay’s 2001 special effects and bombing extravaganza? Ben Affleck. Alec Baldwin. Josh Hartnett. Cuba Gooding Jr. Rod Biermann?

Or maybe you vaguely know him from that “guilty pleasure,” as he calls it, “Saved by the Bell,” the television sitcom with a long, lucrative afterlife in reruns. The lawyer still collects residuals for the couple of characters he played there.

Or how about that other guilty pleasure, daytime soap opera? “The Young and the Restless?” Biermann played Kyle, a new love interest for one or more of the 42-years-andstill-ticking show’s mainstays.

“That soap opera received the most notoriety of any things I did,” Biermann says, reminiscing in a conference room at the Dorf & Nelson headquarters in Rye. “I would get all this mail” addressed to Kyle. And it was only a three-month, off-and-on gig.

“When I left, I left on my terms and I was ready to go,” he says of his West Coast career.

“I don’t dwell in the past. It was a clean break and I never looked back.”

“I didn’t go out there to be a star. I went out there to be creative and just act.”

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Rod Biermann in a scene from the 2000 film, “The Adventures of Rocky and Bullwinkle.”

His westward migration was not the pursuit of a lifelong dream. For a kid growing up in Sterling, Illinois, a mill town 100 miles west of Chicago with a population of 16,000, “Things like being an actor or a lawyer just don’t register,” says Biermann.

At the University of Illinois, he was a premed student, having chosen medicine as “a respectable career that I thought I had a knack for.”

In his junior year, he took an elective course in acting, an academic diversion before “eight more years of school” as a med student. He was smitten.

“That just floored me,” he says. “For the first time I got into something that really, truly interested me.”

Biermann won the lead role in a campus production of Neil Simon’s “The Good Doctor.” “It terrified me,” he recalls. “I had so many lines to learn. It terrified me, but it was the most exciting thing I had ever done.”

Within 48 hours of his college graduation, the 22-year-old Midwesterner was on

the road to Los Angeles with his life possessions. “I literally packed up my Eagle Talon and drove out there,” he says.

“I got out to L.A. and I didn’t know a soul.” He enrolled in a method acting class and found his first manager, who was related to someone the Biermann family knew in Sterling. Sometimes it pays to hail from Sterling, Illinois.

Biermann began taking roles in student films shot by budding directors at University of Southern California and UCLA. “I did about five or six of those, which was a really fantastic experience,” he says.

An agency hired him to do commercials.

His first was for Big Red Gum — whose commercials he had loathed as a kid. “I had to kiss this girl. It was fantastic,” Biermann recalls. “I had to make out with this girl all day and I got paid for it.”

Biermann would do six or seven commercials while looking to break into television and film. “There was a time when I had two or three national commercials airing at ACTOR, page 8

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Power authority explores plans to ‘call in the drones’

BY COLLEEN WILSON cwilson@westfairinc.com

I

n late October, the New York Power Authority hosted a three-day demonstration in the Catskill region in which drones were tested to determine the feasibility of using the devices to inspect electrical transmission towers.

The drones on display hovered and zoomed in on cotter pins and insulators while beaming high-definition pictures and video as well as infrared and electrical discharge-sensing images, called corona, down to a person on the ground holding a video screen.

The demonstration was a controlled test created by the Electric Power Research Institute and 12 of its utility company members, including the White Plains-based power authority, to compare drone vendors and determine the kind of routine tower inspection tasks the drones are capable of completing.

Six Federal Aviation Administrationapproved vendors from Texas, Oregon, Colorado, Virginia and Connecticut participated in the demonstration, which displayed a spectrum of drones varying in size, weight and the number of propellers.

Alan Ettlinger, the director of the power authority’s Division of Research, Technology, Development and Innovation, said his team has been working on the drone project for the last year.

“The main reason for drones is not economic, it’s safety,” Ettlinger said.

There are accidents and fatalities that can happen in the industry, he said, and using a drone would eliminate those risks.

Although not the primary one, according to Ettlinger, cost savings is another driver for exploring the use of drones. Using them would decrease the necessity for expensive helicopters — the usual means of getting close enough to inspect transmission towers — and increase the efficiency of inspections and on-site tasks as the drones will detect and assess problems faster.

In addition to inspecting the utility’s 1,400 miles of electrical transmission lines, which require regular tests every two and five years, Ettlinger said the New York Power Authority has another use in mind for drones, dropping the safety line over a tower when a person is required to climb it to complete work. Ettlinger said, typically, a person has to first climb the tower, which can be as tall as 200 feet, to throw over the safety line and then attach him or herself to it.

The drone tower inspection method will

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Drones were flown during a power line inspection demonstration hosted by the New York Power Authority on Oct. 20 in the Catskills. Six drone vendors were chosen to participate in the demonstration.

require three workers: a pilot to fly the drone and navigate the mechanics of its attached camera; a spotter to provide an extra set of eyes to look for potential hazards; and a lineman, who watches a screen streaming video taken from the drone.

The drones the power authority is considering will cost around $10,000 each, Ettlinger estimated, before the cost of cameras.

“We haven’t done a cost analysis, but everything tells us it will be much cheaper,” Ettlinger said, adding he does not anticipate jobs will be eliminated if drones are added to the authority’s workforce.

The New York Power Authority hopes to join the small club of FAA-approved utility companies to begin using drones for routine tasks like tower inspections as early as next year.

San Diego, Atlanta and Chicago are among the few cities whose utility companies have received FAA approval in the last year or so to use drones for inspections of electrical and gas lines.

The next step for the power authority is to file an application with the FAA — which it plans to do in the coming weeks — that, if approved, will grant a certificate of authorization outlining the conditions and limitations for the approved drone company.

The transmission team will take over the project once Ettlinger and his team wrap up the research and development of the program and the power authority’s application is approved by the FAA. Then, Ettlinger said, it’ll be time to “call in the drones.”

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GUEST VIEW

Rockland’s dubious distinction in tax ranking needs to be fixed

AL SAMUELS

A

national real estate data company recently listed Rockland County as the county with the second-highest property tax burden in the entire United States. Naturally, this caught my eye, as we don’t need more negative stories that might discourage businesses from locating here.

The Rockland Business Association, having previously engaged Hudson Valley Pattern for Progress to help us unravel Rockland’s financial issues, again has contracted with them, this time on the tax issue.

But it will take some time for them to help us understand why Rockland taxes are so high and what, if anything, we can do about it.

While Pattern for Progress is doing its work, the RBA would like to bring this issue to the attention of the businesses and residents of the county, in an effort to initiate what we hope is a constructive conversation.

So far, all I can say is, according to the real estate company analysis, the top 10 counties with the highest tax rates are in relatively close proximity to New York City. Number one is Westchester, number two is Rockland and three through 10 are on Long Island or in New Jersey, all close to the city.

The geographic issue is interesting. Does being near New York City cause us to have

higher taxes because land values are higher and therefore taxes are higher? Some might say to me, “Al, quit your griping, look at all the jobs we get by being near NYC.” And, in a way, they’d be right: About 20 percent of our workforce is employed in the city and an even greater number work in businesses somehow connected to New York City. It’s a huge part of our economy.

OK. So, we’re close to New York City. But maybe that is not the whole answer. Of all 50 states in the nation, only one forces its counties to pick up part of the cost of Medicaid.

Yup, New York. The only one of all 50. The cost of Medicaid in New York state is $55 billion — among the highest in the nation.

The state pays 34 percent ($18 billion) and the county governments — with our local tax dollars — pay 16 percent ($8.8 billion).

So maybe we should turn our attention not to NYC, but to Albany and ask, “Why are we the only state that forces its counties to pay a percentage of Medicaid?”

To those who have heard county leaders scream over the impact of state mandates on their county budgets, we have to recognize that, clearly, this has something to do with it. But all 62 counties are saddled with the same burden of unfunded mandates. We still need to know why these have greater impact in Rockland.

Six new stores slated for Cross County Shopping Center

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ross County Shopping Center in Yonkers will feature six new retailers over the next year, officials said.

Sunglass Hut is already in place with Michael Kors, Skechers USA Inc., Noodles & Company, Burrata Pizza and Jamba Juice on the way.

According to officials of the open-air mall, the 1,000-square-foot Sunglass Hut store opened in October, the 3,000-squarefoot Michael Kors store is expected to open in November, the 3,200-square-foot Skechers store is expected to open late this fall, the 2,500-square-foot Noodles & Company restaurant is expected to open for the holiday season, the 325-square-foot Burrata Pizza kiosk is expected to open early next year and the 375-square-foot Jamba Juice kiosk is expected to open next summer.

Burrata Pizza currently operates a location on White Plains Road in Eastchester.

Officials from Santa Barbara, Calif.-based Macerich Co., the manager of Cross County, said the new stores are part of an ongoing re-merchandising effort at the Yonkers

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shopping center, which saw a $250 million renovation four years ago. The mall is owned

by Freehold, New Jersey-based Brooks Shopping Center LLC. “Since completing a $250 million renovation and redevelopment in 2011, the center has continued to update the mix of fashion retailers and restaurants at Cross County Shopping Center,” James Stifel, chief investment officer for Benenson Capital Partners and executive vice president of Brooks Shopping Center, said. “We are excited to bring in brands that are both new to the market and are a perfect complement to the current offerings that meet the needs of our shoppers.”

The Cross County Shopping Center, opened in 1954 adjacent to the New York State Thruway in Yonkers, includes more than 70 retail stores and 1.08 million square feet of open-air retail space. A 155-room Hyatt Place hotel opened at the shopping center in April.

— Evan Fallor

Even though county taxes are not the highest portion of any property tax bill (generally, it’s the school tax), the county tax still puts a hurt on us. How can we forget, just recently, Rockland County was on the verge of bankruptcy? While we did get to bond our indebtedness, we will have to pay that $96 million back and that is something known as debt service, which is paid through — you guessed it — more taxes.

Speaking of more taxes, let’s look at what makes up another big piece of the pie, is our town taxes. Here we go again. For example, which town pays the most for its police in all of New York state? Well, that would be Clarkstown. Other towns in Rockland have costly departments, too. These all add up as part of the local tax bills! And, some of our school districts are among the most generous in the state. But what can we do about it?

Well, one way to reduce the cost to each taxpayer is to reduce government and school spending, another is to increase the number of taxable properties and taxpayers so that the tax burden is divided among more businesses and people. In New York where so many of our services are based on the property tax there are only a couple of ways to reduce costs — improve efficiency

of the delivery of services so it costs less or simply cut services. Not so easy when roughly 70 percent of a school district’s cost, for instance, is based upon salaries and benefits and those aren’t going down. Of course, we could increase the number of ratables by increasing the number of taxable business enterprises. So by approving projects like Legoland or the Haverstraw Water Supply Project, we can make a difference and ... no wait a minute, these projects aren’t going forward. What about residential? Rockland is one of the few counties in the Hudson Valley that is still growing. But the fastest growing portion of our population is the Jewish Orthodox and some — not all — do not pay full taxes because of religious exemptions.

So, what’s the head of a business association to do? I guess we start by just recognizing what is really happening in Rockland, that we really are one of the highest-taxed counties in the U.S. and that this is not so easy to change. But we can’t give up on this. So, we anxiously await the findings of Patterns’ efforts.

Al Samuels is president and CEO of Rockland Business Association Inc. in Pearl River.

$700K settlement reached in Yonkers clothing donation scam

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ew York State Attorney General Eric T. Schneiderman said his office has reached a $700,000 settlement with clothing donation company Thrift Land USA of Yonkers Inc., which allegedly resold donated clothes for profit and deceived the public into thinking their old clothing would benefit various charities.

Schneiderman said charities named on Thrift Land’s clothing donation bins, including New City-based Big Brothers Big Sisters of Rockland County and Queens-based I Love Our Youth Inc., received only a small monthly fee for the use of their logos. As part of the settlement, Thrift Land, which netted more than $10 million from the scheme, was required to pay $50,000 in penalties as well as a payment of $650,000 to the New York Community Trust and the Westchester Community Foundation.

Thrift Land, which operates more than 1,100 clothing donations bins in parking lots, gas stations and others locations throughout the region, was also found to have entered into contracts with charities as a professional fundraiser without having registered with

Schneiderman’s office as required by law.

“Duping members of the public into thinking that they are making a charitable donation, when in fact they are enriching a for-profit corporation, is both deceptive and illegal,” Schneiderman said. “When a for-profit company masquerades as a charity, my office will hold it and its owners accountable.”

Going forward, Thrift Land will be required to disclose its for-profit status, company name and phone number on its bins as well as written consent from each property owner.

Hosea James Givan II, chairman of I Love Our Youth, was also found to have used charitable funds to pay for personal expenses. Givan was required to pay $50,000 in penalties and dissolve the company.

Big Brothers Big Sisters of Rockland County was also found to have failed to take adequate measures to ensure its logo and name were not being used in a deceptive manner by Thrift Land. Big Brothers Big Sisters of Rockland County will directly manage and supervise all charitable advertisements of its logo moving forward as part of the settlement.

— Evan Fallor

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8/17/15 NOVEMBER 9, 2015

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4:16 PM

Bronxville — From page 1

build the parking garage before construction could begin on the condominiums, which will rise across from Christ Church on Sagamore Road.

“There were a lot of challenges in getting this site ready,” Thompson said. “This site is really the kind of construction work you’d see in an urban area because it is basically surrounded by other utilities, a church and train tracks. It’s not just building on an open field. It’s very tricky.”

Original plans called for blasting ledge rock on the site, but the Metropolitan Transportation Authority nixed those plans because of the proximity to its railroad tracks. Instead, crews had to hammer out the ledge rock, which slowed the construction process several months, Thompson said.

During the excavation process, crews also discovered an underground utility tunnel, owned in part by the New Rochelle Water Co., which had to be filled to make room for the parking garage’s foundation.

According to Fareri Associates, VillaBXV will have Mediterranean-style architecture, a 24-hour concierge, a fitness center, an outdoor garden and rooftop terraces.

Thompson said Fareri expects the village to approve an offering plan which could allow sales of the condominiums to begin as soon as this week. He added initial interest has been “exceptional” following advertisements in The New York Times.

Originally marketed for empty nesters, VillaBXV encountered a legal obstacle in January when Gateway Kensington LLC, the development entity of Fareri Associates, were sued by Westchester Residential Opportunities, Inc., a nonprofit promoting equal and affordable housing in the county.

The organization claimed the development violated the Fair Housing Act and discriminated against families with children.

The lawsuit was settled in September after Bronxville changed its zoning code to no longer allow for an age-targeted special permit “designed to appeal primarily to individuals and couples without children,” Westchester Residential Opportunities said, citing the village’s zoning code. According to Westchester Residential Opportunities, the village paid the organization $95,000 in damages and legal fees. Fareri will be required to construct a play area for children on the site.

“Families with children, people amid adoptions and pregnant women are all protected from housing discrimination by law,” Westchester Residential Opportunities Executive Director Geoffrey Anderson said in September. “I am pleased this matter is now settled and Bronxville has eliminated its discriminatory permit category.”

Following the lawsuit settlement, Bronxville Mayor Mary Marvin wrote in her weekly column the new development would generate significant tax revenue for the village and would provide much-needed parking for both downtown merchants and shoppers. She said she is pleased the

• Caitlin Krueger, senior director, advancement and constituency relations, Iona College • Lexie Leyman, communications and community affairs manager, The Dannon Co. • Nathaniel Mundy, executive vice president sales and marketing, Diamond Hospitality Group • Maria Pampafikos, co-owner and vice president, Royal Regency Hotel • Anthony Pili, vice president, director of strategic planning, Greater Hudson Bank

Explorator Media • Alyssa Kranzmann, senior scientist, research and development, Unilever • RJ Mercede, Center for Nonprofit Excellence associate, Fairfield County’s Community Foundation • Angela Moore, office assistant, Yale University — Human Research Protection program • Joyce Ramirez, marketing director, AFC Urgent Care of Bridgeport and Fairfield • Jessica Rice, legal support associate, Bridgewater Associates LP Christopher Sugar, attorney, Berchem, Moses & Devlin P.C.

Fairfield County • Samuel Ambroise, Family SelfSufficiency program coordinator, Family Centers • Wesley Carpenter, founder and partner, Stormfield Capital LLC • Kate Dischino, associate director, Emergency Response Programs, AmeriCares • Christina Dufour, founder and president, Carmelian Connection • Max Fanwick, founder and CEO,

Winners were chosen by a panel of five judges, including Julia Emrick, managing director, operations and events at Westchester County Association; Pamela Pillo, director of graduate admissions at Sacred Heart University; Melissa Mongillo, director of corporate services at McIntyre Group; Allison Madison, president of Madison Approach Staffing and Adam Samples, regional president of Robert Half. About 50 young professionals in various industries and positions were nomi-

Milli — From page 1

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NOVEMBER 9, 2015

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Artist rendering of Villa BXV

Bronxville code no longer provides for an age-targeted special permit and was excited to bring new children into the school district.

“We believe the Kensington condominiums will be a great new addition to our village, and we are excited to see them coming to fruition after many years of careful planning,” Marvin wrote.

The former home of Lawrence Park Heat, Light and Power Co., the development site was bought by the village in 1986. The village initially planned to build parking facilities there, but the discovery of contaminated soil on the site, which would require environmental remediation, made construction too expensive.

After nearly two decades of vacancy, WCI Communities Inc. was chosen in 2004 to build a 54-unit, 110,000-square-foot condominium development with a 300-space parking garage on the site. But that plan also fell through after the company filed for

Chapter 11 bankruptcy protection in 2008 during the recession.

The village signed an agreement with Fareri Associates in March 2014.

Marvin said last year Fareri Associates paid Bronxville $3.85 million to acquire the property and was expected to pay between $7 million and $10 million to clean up the site.

Fareri Associates also developed The Harbor at Greenwich, a community of 11 luxury condominiums and homes, as well as Chieftains, a group of 28 estate homes on the former Gimbel estate in Greenwich.

John Fareri, principal of Fareri Associates, said the Bronxville project will build upon the company’s other luxury developments in the area.

“Our company’s expertise is in building intimate luxury properties in some of the finest communities in the region,” he said. “VillaBXV fits perfectly with our experience and character.”

milli nated in the inaugural competition.

“This award program has brought much excitement to Westfair because it demonstrates there are so many talented young people in Westchester and Fairfield counties,” Dee DelBello, Westfair Communication’s publisher said. “We should all feel confident the region is in good hands.”

The Milli Awards is presented by Fairfield County Business Journal, Westchester County Business Journal and WAG Magazine. Sponsors include MercedesBenz of Greenwich; Sacred Heart University;

Bigelow and Berchem, Moses & Devlin P.C. Other event supporters include Val’s Putnam Wines and Liquors; Lovesac; Spiked Seltzer; Young Professionals of Greenwich; Young Professionals Network of Fairfield County; The Business Council of Fairfield County; Young Professionals Group, Westchester County Association; Saks Fifth Avenue Off 5th; Stamford Innovation Center; The Dannon Co.; McIntyre Group and Heineken.

To attend the Milli Awards, visit westfaironline.com/milli-awards-rsvp.

INBRIEF CITRIN COOPERMAN ADDS FIRM, INCREASES HOSPITALITY PRESENCE Regional tax, accounting and advisory firm Citrin Cooperman announced that the partners and staff of New York City-based Joel Popkin & Co., a more than 45-year-old boutique accounting, tax and consulting firm, joined the firm effective Nov. 1.

Popkin arrives with what Citrin Cooperman termed “a significant specialty in restaurants, nightclubs and event venues.”

The addition will bring approximately 25 new employees to Citrin Cooperman and, coupled with its existing restaurant industry clients, will make the firm one of the largest accounting practices in restaurant and hospitality services in the U.S., according to the firm.

As part of the transaction, Roy Tumpowsky, managing partner of Joel Popkin & Co., will join Citrin Cooperman’s Nick Florio and Stacy Gilbert as co-chairperson of the restaurant and hospitality practice.

“We continually strive to bring in great people with great clients and we feel the partners and staff of Joel Popkin are a perfect fit,” CEO Joel Cooperman said. “The strong synergies between us and the partners and staff of Joel Popkin & Co. will allow us to significantly enhance the full range of services for our clients. We are very proud to have people with such like-minded values and culture join us.”

Apart from food and hospitality, Popkin’s clients include entrepreneurial startups and large multinationals spanning construction, real estate, trusts and nonprofits and highnet-worth individuals.

“We are very excited to be joining Citrin Cooperman,” Tumpowsky said, “Together, we can leverage the strength of our teams and provide our clients with more in-house

comprehensive accounting, tax and consulting services that they can utilize to help their businesses grow. It is a great pleasure for us to be joining such a prestigious firm.”

With the addition of Joel Popkin & Co., Citrin Cooperman’s annual revenues are now expected to exceed $190 million, the company reported.

STATE EXPANDS FUND FOR NEW FARMERS The New Farmers Grant Fund was allocated $1 million in the 2015-16 state budget, up from $610,000 last year, and will provide

grants to farmers who have recently started agriculture businesses, according to Gov. Andrew M. Cuomo’s office.

Eligible agribusinesses can receive up to 50 percent of project costs and the recipient must match the other half of the cost. The minimum amount provided will be $15,000 and the maximum is $50,000.

Some of the parameters for eligible operations include farmland in the state that is fewer than 150 acres, the business cannot be more than 10 years old and 2014 or 2015 tax returns must show the owner has had at

least $10,000 in sales from products grown from the farm.

The grant money can be used for machinery, supplies or construction and improvement structures for agricultural purposes.

This is the second year the New Farmers Grant Fund has provided money to start-up agribusinesses. Last year, the fund aided 19 agriculture businesses, including four in the Hudson Valley.

Applications for grants are due Jan. 22, 2016.

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NOVEMBER 9, 2015

7

Biermann met his wife, a New York City native, in an acting class in Los Angeles. She was pregnant during the filming of “Pearl Harbor,” Biermann’s second major motion picture.

Filming on an aircraft carrier in the Pacific, Biermann was notified that his wife had gone into labor. The producers bundled him into the nose of a World War II-era B-25 Mitchell bomber and the cast and crew aboard the carrier cheered on the nervous father as he flew to San Diego. There a waiting Disney jet flew him to Los Angeles, where a waiting limo rushed him to the hospital.

It was like a scene from a Hollywood movie: “As I’m running into the room, she basically had the baby right then,” he says.

About two hours later, he returned to the B-25 and filming.

The biggest jerk with whom he worked in Hollywood? Nolo contendere: Ben Affleck on the set of “Pearl Harbor.”

For the young couple, “We were just immersed in the entertainment business,” Biermann says. “We met some incredible people, had some amazing experiences, and really made my time out there something to remember.”

Still, “I never knew when my next job was going to be. You always finished a job and you were back to the grind” of landing the next one.

ACTOR — From page 2

the same time.”

The commercial work qualified him for a Screen Actors Guild union card. But acting work was slow to come his way and sporadic when it did. Like many aspiring actors, he waited tables — making two bucks in tips on a good night at a diner frequented by L.A.’s Z-listers — before joining another aspiring thespian in his carpentry finishing business in Malibu.

“It was very tough,” he says. “I started to work and I started to believe that this was something I could do.” In Hollywood, “There really are no overnight stories of success.”

Biermann says he did about 10 television shows and 10 to 15 independent films in roles “ranging from an all-American lead to a vampire.” In a Danielle Steele made-for-TV movie, he played a preppie rapist.

He landed numerous roles in television pilots. If his face looks familiar, you didn’t see it first in one of them.

“They never did run,” says Biermann. “I was the kiss of death for a lot of those things.”

The Rocky and Bullwinkle film “was my first major motion picture. It was a $200 million movie…Working on that movie at that level was really unbelievable.”

After the births of their two children, Biermann had a father’s epiphany. At home one day during another interval without work, he realized that out-of-work actor was not the role he wanted to model for his children.

“I realized I had to have some control over my destiny….That concerned me. I had friends older than me that were struggling and hit a wall” in the entertainment business.

“I made a decision that day that this was something that was fun in my twenties, but now I have to figure out what to do” in a new career. “I realized that I had a good run. I had a lot of fun. But I was ready to make the transition, to make a break.”

Biermann saw role models for a viable, attractive career in his wife’s mother, Saralee Evans, then a New York State Supreme Court judge, and his wife’s stepfather, civil rights lawyer Norman Siegel, the former director of the New York Civil Liberties Union. “I realized that I could use the skill set I developed as an actor to act in the courtroom. So I went to law school and became a litigator. I was able to use what I had developed and take it to another level.”

The Biermanns, who now reside in Larchmont, moved to New York City, where the former actor enrolled in the City University of New York School of Law. He

was admitted to the state bar in 2007.

“The funny thing about that transition, it was very tough. As an actor, you’re taught to feel and not think. As an attorney, you’re taught to think and not feel.”

Yet Biermann found the skills he’d developed as an actor performing in public and his life experience were “critical” in giving him an advantage over many of his courtroom peers. “Being a public speaker and being in a courtroom is a high-stress, highstakes environment,” he says.

Biermann says he chose to practice employment law because it “was an opportunity where I could help other people and really have an impact.”

Although some thought it would be a natural move for him in his career change, “There was nothing about entertainment law that interested me,” he says. “With entertainment law, I felt I’d be keeping one foot in and one foot out” of the business he’d left behind.

In 2011, Biermann joined the Dorf & Nelson firm. Last May, the firm launched its employment law group headed by Biermann.

The former actor had presented a business plan for the new practice group that swayed his colleagues.

“It’s been incredibly successful,” Biermann says. “It’s really filled a niche in Westchester County and New York.” On with the next act.

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NOVEMBER 9, 2015

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INBRIEF METRO-NORTH PARKING GARAGE OPENS

The North White Plains train station serves nearly 2,200 travelers during weekdays and about 1,300 on the weekend, according to the MTA.

TASK FORCE CHOSEN FOR WHITE PLAINS TRANSIT HUB

Nearly $42 million in federal funding was spent to expand the North White Plains Metro-North parking garage. Photo courtesy MTA

A ceremonial ribbon-cutting event was held Oct. 30 at the North White Plains MetroNorth Station to unveil $41.8 million in improvements to the station.

The dedication showcased a more robust parking garage — now 186,000 square feet and five stories — expanded from the original 109-space lot. Also on display was new art, commissioned by the Metropolitan Transportation Authority Arts & Design division, made of 125 stainless steel panels, which create a water droplet scene on a facade of the building.

The now 500-space parking garage includes electric vehicle charging spaces, dedicated areas for scooters and bicycles, three floors for permit parking and two floors of metered parking.

The changes also included converting Haarlem Avenue into a two-way street from Bond Street to the garage entrance, adding a pedestrian signal as well as a “Kiss-nRide” to make drop-offs and pick-ups easier and a storefront retail space facing Haarlem Avenue.

The nearly $42 million grant was provided through the Congestion Mitigation and Air Quality Improvement program with the U.S. Department of Transportation.

Metro-North President Joseph Giulietti, state Sen. George Latimer, state Assemblyman David Buchwald, Westchester County Legislator Benjamin Boykin and White Plains Mayor Thomas M. Roach were among the officials attending the event.

Earlier this year, $2.1 million in upgrades to the North White Plains station were completed as part of Gov. Andrew M. Cuomo’s BuildSmart NY initiative to increase energy efficiency in state-operated buildings. The changes included a new boiler and ventilation devices that are used in the train yard’s four buildings. The funding was provided by the White Plains-based New York Power Authority, which will be reimbursed in installments by the MTA.

The White Plains mayor’s office announced the names of 13 members on the stakeholder task force to help oversee the redevelopment of the White Plains Metro-North station.

Mayor Thomas M. Roach will join TWB Coming Soon to Mamaroneck members WCBJ representing the Metropolitan Transportation Authority, 7.375” w x 7.125” h state Department of Transportation, residents and businesses.

10-30-15 The group will work with a consultant, New York-based Parsons Brinckerhoff.

In addition to the mayor, the task force membership includes Michael Shiffer, vice president of planning for Metro-North;

Ed Buroughs, Westchester County planning commissioner; Todd Westhuis, state Department of Transportation; Justin Brasch, a Metro-North commuter and resident; Lawrence Salley, chairman of the White Plains Housing Authority; Mary Cavallero, former chairwoman of the White Plains Planning Board; Patty Cantu, copresident of the Battle Hill Neighborhood Association; Peter Mosbacher, senior vice president of community development for Webster Bank; Richard Payne, a cycling advocate and resident; Robert Weisz, CEO of commercial real estate development firm RPW Group; Susan Fox, president and CEO of White Plains Hospital; Timothy M. Jones, managing member of development firm Robert Martin Company LLC; and William V. Cuddy Jr., executive vice president of CBRE Brokerage Services.

Jonathan Kirschenbaum has been named the task force’s coordinator. He was previously a planner for the city’s Community Development Program.

The project, which aims to more effectively combine train, bus, taxi and possibly bus rapid transit at the station in downtown White Plains, has picked up speed since August, when the mayor’s office announced a request for proposals to study the idea.

The city received a $1 million grant from the New York State Energy Research and Development Authority in December 2013 to fund the consultant firm, chosen earlier this month, that will study the roughly 0.5 mile radius around the train station. The project had been held up by talks between the authority and the city, according to a previous Business Journal report.

— Colleen Wilson

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Doctors of Distinction honors Westchester’s medical best

BY EVAN FALLOR evan@westfairinc.com

S

ix county doctors were honored for their work and “dedication, expertise, accomplishments and compassionate care” in the medical field during the annual Westchester County Doctors of Distinction at The Bristal in Armonk on Oct. 29.

Westfair Communications Inc., the publisher of the Westchester County Business Journal, accounting firm Citrin Cooperman and the Westchester County Medical Society co-sponsored the event, which honors the county’s top doctors in five categories: Lifetime Achievement; Excellence in Medical Research; Community Service; Humanitarian; and Leadership in Medical Advocacy.

Other sponsors included Simone Healthcare Development, CareConnect, Danziger & Markhoff LLP and Pepe Infiniti.

Alan G. Badey, managing partner of Citrin

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NOVEMBER 9, 2015

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Cooperman and co-leader of the firm’s health care industry practice, said the organization was proud to sponsor the event. The firm also sponsors Westfair Communications’ Fairfield County Doctors of Distinction.

“We were thrilled to again be a part of the Westchester Doctors of Distinction awards to celebrate physicians whose work has made significant contributions to the medical community,” Badey said. “It was a joyous evening and we were all captivated by the inspiring stories of the winners. Congratulations to all on this well-deserved recognition.”

Scott D. Hayworth, president and CEO of the Mount Kisco Medical Group, was awarded the Lifetime Achievement Award.

Hayworth, who joined the Mount Kisco Medical Group PC in 1988, said the 3,200 employees that care for the more than 400,000 patients across the Hudson Valley have been instrumental in helping the organization expand its reach and become a main-

stay in the region. Hayworth also serves as an associate dean and clinical assistant professor at the Icahn School of Medicine at Mount Sinai and is on the national advisory boards for Aetna, Anthem and MedPro. “I get to stand up here and look good, but I couldn’t do it without all those people,” Hayworth said.

Andrew Kleinman, the immediate past president of the Medical Society of the State of New York and former president of the Westchester County Medical Society, and L. Mark Russakoff, director of psychiatry at Phelps Memorial Hospital Center, were both presented the Leadership in Medical Advocacy award.

Kleinman, a plastic surgeon who operates Kleinman Plastic Surgery — a private practice in Rye Brook — and serves on the staff of Montefiore New Rochelle Hospital, encouraged younger physicians to become involved in the field in any way they can. He attributed his success to the time he spent working alongside

other physicians.

“We went into this to take care of patients, advocacy is all about patients. It really is a team effort,” he said. “When I take a look at my accomplishments, they’re really not my accomplishments. They’re the accomplishments of a bunch of physicians working together.”

Russakoff spent much of his time discussing the funding that has been lost in the psychiatric field, adding his guiding principle is, “If it works for the patients, it will work for the physicians as well.”

“A disproportionate amount of money has been taken out of the mental care field,” Russakoff said. “It’s here that advocacy is most needed. It’s a constant struggle to maintain services to our patients that they truly need.”

The Community Service Award was presented to Michael Lahn, an emergency physician at New York Presbyterian/Lawrence Hospital in Bronxville for the past 13 years.

Lahn’s work in the community includes being director of the Eastchester Volunteer Ambulance Corps for the past four years, where he has led the integration of the intranasal drug Naloxone and continuous positive airway pressure, and, most recently, the role of medical director of the Pelham Fire Department.

Lahn said he has treated patients with ailments ranging from the “very minor” to the “very extreme” and enjoys making patients and their families feel better. He recently led a trip to the Dominican Republic with his family to build a youth center and said he continues to thoroughly enjoy his work with Eastchester Volunteer Ambulance Corps.

Craig H. Zalvan, a laryngologist who helped create the Institute for Voice and Swallowing Disorders at Phelps Memorial Hospital Center, was given the Humanitarian Award for the numerous techniques and procedures he was introduced in his more than 15 years of experience in the field.

Zalvan thanked Phelps for the support for his international endeavors over the years, which have included numerous trips to South America to spread techniques regularly practiced in the U.S. In April, he led a team to Peru to teach laryngology techniques so local doctors there can better care for residents.

“It really sparked tremendous interest in local doctors there in these techniques,” Zalvan said of the mission. “They didn’t have that ability at the time.”

Robert Gary Josephberg, an ophthalmologist who has served as the chief of retina and vitreous for Westchester Medical Center for 20 years and operates a private practice in Yonkers, accepted the award for Excellence in Medical Research. Josephberg spoke of his Yonkers upbringing and his time at Roosevelt High School before attending the University of Wisconsin.

“It was a humbling experience when I got that letter,” Josephberg said.

Portrait by renowned illustrator Joseph Adolphe.

WILMINGTON TRUST RENOWNED INSIGHT

“As you reflect on 2015, are you eyeing your estate plan?”

Donna G. Barwick, CFP® Senior Fiduciary Officer With more than three decades of experience in trusts and estate planning, Donna specializes in managing the ongoing and complex fiduciary needs of personal trust clients. She is part of a seasoned team of professionals who exemplify Wilmington Trust’s 112-year heritage of successfully advising individuals and families.

For access to knowledgeable professionals like Donna and the rest of our team, contact Larry Gore at 212-415-0547.

As you know, high-net-worth individuals face many unique issues. So, with the end of the year rapidly approaching, it’s important to review your estate plan and identify opportunities to minimize your overall income tax burden.

Being proactive. There are many planning techniques you’ll want to employ before the calendar changes. Some of the more common include using income and deduction strategies, particularly if you’re a business owner. You’ll want to time charitable contributions to get more tax benefits. Maximizing your retirement plan contributions is important, as is making any 529 Plan contributions. It’s also key to take advantage of low interest rates while they’re available. Lastly, you’ll want to reduce the Medicare surtax on your investment income.

While 2015 did not usher in any changes to current tax laws, it did bring the national legalization of same-sex marriage.

So it’s extremely important for same-sex couples to weigh the financial implications of this landmark Supreme Court ruling.

Reflecting carefully. It’s also important to consider any significant changes you and your family have experienced. Marriages, births, deaths, the sale of a business – any

of these events means it’s time to take a fresh look at your estate plan. Keeping your estate IN 2015 YOU ARE PERMITTED TO MAKE GIFTS OF

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plan current is essential for the preservation, management, and transfer of wealth for tax and non-tax reasons alike.

Ensuring your estate plan meets your evolving needs and accounts for legislative and tax changes is just one of the ways Wilmington Trust is here for you. Founded by successful family business leader T. Coleman duPont more than a century ago, we’ve helped generations of families navigate the challenges of sustaining wealth over the long term.

For more insight on how we’ve successfully advised clients for more than 100 years and to read more about year-end planning considerations, visit us at wilmingtontrust.com/taxplanning.

F I D U C I A R Y S E R V I C E S | W E A LT H P L A N N I N G | I N V E S T M E N T M A N A G E M E N T | P R I VAT E B A N K I N G

This article is for informational purposes only and is not intended as an offer or solicitation for the sale of any financial product or service. This article is not designed or intended to provide financial, tax, legal, accounting, or other professional advice since such advice always requires consideration of individual circumstances. If professional advice is needed, the services of your professional advisor should be sought.

Private Banking is the marketing name for an offering of M&T Bank deposit and loan products and services.

Investments: • Are NOT FDIC-Insured • Have NO Bank Guarantee • May Lose Value Wilmington Trust is a registered service mark. Wilmington Trust Corporation is a wholly owned subsidiary of M&T Bank Corporation (M&T). Investment management and fiduciary services are provided by Wilmington Trust Company, operating in Delaware only, and Wilmington Trust, N.A., a national bank. Loans, retail and business deposits, and other personal and business banking services and products are offered by M&T Bank, member FDIC. ©2015 Wilmington Trust Corporation and its affiliates. All rights reserved.

WCBJ | HV Biz 11359_WestchesterBJ_Fairfield City BJ / Trim 10”w x 11.5”h

NOVEMBER 9, 2015

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THELIST: LARGEST PUBLIC COMPANIES

LARGEST PUBLIC COMPANIES

Westchester County

WESTCHESTER COUNTY

Ranked by 2014 net revenue.

1 2 3 4 5 6 7 8 9 10 11

Company Name Address Area code: 914, unless otherwise noted

CEO Title Year company established

2014 net revenue

2013 net revenue

Type of business s

Verizon Communications

Lowell C. McAdam Chairman and CEO 1983

$127.1 billion

$120.6 billion

Global communications, information and entertainment company

IBM Corp.

Virginia Rometty Chairman, president and CEO 1914

$92.8 billion

$98.4 billion

Develops, manufactures, sells and services advanced information-processing products

PepsiCo. Inc.

Indra K. Nooyi Chairman of the board and CEO 1965

$66.7 billion

$66.4 billion

Manufactures, packages and distributes bottled soft drinks, water, tea and other beverages, as well as snacks

James P. Gorman Chairman and CEO 1935

$34.3 billion

$32.4 billion

Provides various products and financial services to corporations, governments financial institutions and individuals

Jean-Francois van Boxmeer Chairman of the executive board and CEO 1864

$20.9 billion

$20.9 billion

Alcoholic beverage manufacturing company

John McAvoy Chairman, president and CEO 1936

$12.9 billion

$12.4 billion

Provides a range of products and services, including electric and natural gas energy and fiber optic telecommunications

Leo P. Denault Chairman of the board and CEO 1913

$12.5 billion

$11.4 billion

Energy company specializing in electric power production.

MasterCard Worldwide

Ajay Banga President and CEO 1966

$9.5 billion

$8.3 million

Global payments company

Avon Products Inc.

Sherilyn McCoy CEO 1886

$8.6 billion

$9.96 billion

Manufactures and markets beauty, fashion and home-décor products

Jarden Corp.

James E. Lillie CEO 1991

$8.3 billion

$7.4 billion

Manufactures home-use food-packaging systems, injection-molded and industrial plastics and zinc strips

Regeneron Pharmaceuticals Inc.

Leonard S. Schleifer Founder, president and CEO 1988

$3.0 billion

$1.88 billion

Drug manufacturer

ITT Corp.

Denise L. Ramos CEO and president 1967

$2.7 billion

$2.5 billion

Manufactures and services devices for fluid technology, defense electronics, motion and flow control and industry

Universal American Corp.

Richard A. Barasch Chairman and CEO 1981

$2 billion

$1.6 billion

Markets life insurance, fixed-benefit accident, sickness policies and annuities

MBIA Inc.

Jay Brown CEO and director 1996

$179 million

$166 million

Provider of insurance for municipal bonds and stable corporate bonds

FUJIFILM Holdings America Corp.

Shigetaka Komori Chairman and CEO 1934

$666.3 million

$446.7 million

Photography and imaging company

Atlas Air Worldwide Holdings Inc.

William J. Flynn President and CEO 1992

$106.8 million

$93.8 million

Provides outsourced aircraft operations and related services

(Headquartered in New York City) 500 Summit Lake Drive, Valhalla 10595 800-837-4966 verizon.com

1 New Orchard Road, Armonk 10504 499-1900 • ibm.com

700 Anderson Hill Road, Purchase 10577 253-2000 • pepsico.com

Morgan Stanley & Co.

(Headquartered in New York City) 2000 Westchester Ave., Purchase 10577 225-5510 • morganstanley.com

Heineken

360 Hamilton Ave., No. 1103, White Plains 10601 681-4100 • theheinekencompany.com

Consolidated Edison Inc.

(Headquartered in New York City) 511 Theodore Fremd Ave., Rye 10580 800-772-9247 • coned.com

Entergy Corp.

(Headquarted in New Orleans, La.) Broadway, Buchanan 10511 736-8000 • entergy.com 2000 Purchase St., Purchase 10577 249-2000 • mastercard.com (Headquartered in New York City) 601 Midland Ave., Rye 10580 935-2000 • avon.com 555 Theodore Fremd Ave., Suite B-302, Rye 10580 967-9400 • jarden.com

777 Old Saw Mill River Road, Tarrytown 10591 847-7000 • regeneron.com

12

1133 Westchester Ave., White Plains 10604 641-2000 • itt.com

13

44 S. Broadway No. 12, White Plains 10601 934-5200 • universalamerican.com

14

1 Manhattanville Road, Suite 301, Purchase 10577 273-4545 • mbia.com

15 16

200 Summit Lake Drive, Valhalla 10595 732-857-3280 • fujifilmusa.com

2000 Westchester Ave., Purchase 10577 701-8000 • atlasair.com

This list is a sampling of the largest public companies serving the region. If you wish your company to be included in our next listing, please contact Danielle Renda at drenda@westfairinc.com.

Note: Information collected from public proxy statements and financial reports. Some of the companies listed are headquarted in other areas with locations in the region.

12

NOVEMBER 9, 2015

WCBJ | HV Biz

BY RICHARD RAUSSER

W

How to keep your retirement fund working for you

e often address strategies for amassing funds during one’s active working years that are needed for a comfortable retirement.

However, what happens when you actually enter your retirement and need to start drawing upon the funds? Is it simply a matter of making withdrawals from your 401(k) and other retirement savings accounts and hoping you do, in fact, have enough money to maintain the standard of living you want?

The answer, of course, is “no.” Making sure that your retirement funds continue to work for you can be crucial in helping to ensure that you maintain a steady income during your golden years. In contrast to the accumulation phase, you are now entering a “decumulation” phase, where your income stream must cover basic expenses for shelter, food, utilities and other routine bills, as well as “pleasure” expenses, such as travel, hobbies and other fulfilling activities.

While planning your decumulation strategy with a qualified retirement services provider is always prudent, the good news is that, when done properly, you can capitalize on the fact that no one knows your current and future needs as well as you do.

Retirement plan distributions need careful planning. Considering the enormous impact compounding has on one’s retirement savings, large distributions may have an adverse effect on future income — because large amounts that are distributed from your savings no longer have earnings potential — which will ultimately limit your account value.

A critical alternative to consider is to keep your 401(k) assets in a tax-deferred vehicle, thereby avoiding taxes and, depending on circumstances, a penalty. By rolling over your 401(k) account into a traditional IRA, you can continue to benefit from earnings potential without paying taxes until you take a distribution. (One can also explore Roth IRA rollovers, but please note that there are different tax rules involved for traditional IRAs and Roth IRAs.) Cost-effective investments are potentially of even greater importance post-retirement considering that you are probably no longer drawing a regular paycheck, and even if you are, it is probably for a lesser amount than you were accustomed to receiving. Low investment costs and their impact on a fund’s returns result in cost

AN INSIDER’S VIEW OF THE POLITICS AND POLICIES THAT SHAPE OUR NATIONAL DEBATE.

savings that compound substantially over time — allowing your money to work harder for you.

There are also a number of personal factors to consider. If you are taking early retirement, what reductions and/or penalties may be involved? Will there be a gap before you are eligible for Medicare benefits and, if so, how will you bridge that gap? Are you married and, if so, is your spouse retired or still working? What are all of your sources of retirement income? How is your overall health? What is your anticipated life expectancy?

You will also need to develop a decumulation strategy. One approach is what we call the “4 percent rule,” which involves withdrawing 4 percent of your portfolio in the first year of your retirement, and then four percent in each subsequent year, adjusting for inflation. Alternatively, based on life expectancy assumptions, you may elect to divide your account balance by the number of years you expect to live based on your current age in order to determine your withdrawal amount. This approach is more difficult to calculate with accuracy, considering that average life expectancy — as with any average — is rarely in perfect alignment

across individuals.

Another alternative approach is to purchase a life annuity that provides retirement income for life with a “period certain,” or a guaranteed benefit for a certain period of time. For example, a life annuity with 10 years certain means that the benefit would be paid over the life of the participant, with a minimum of 10 annual payments guaranteed. If the participant were to die after four years, his or her beneficiary would receive the remainder of the payments, or the actuarial equivalent value of six years’ worth of payments, because the annuity guarantees that the payments will be made for 10 years.

The guaranteed portion of the benefit under this option is also referred to as a death benefit, or death benefit protection.

There are more details involved with each of these approaches. Nevertheless, the big takeaway here is that you need not consider your retirement an endpoint for your retirement savings.

Richard W. Rausser is senior vice president of client services at Pentegra Retirement Services in White Plains and a certified pension consultant. He can be reached at Rrausser@ pentegra.com.

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13

THE ROBERTS REPORT

BY ALEC ROBERTS

Gone are the good old days of business

A

couple of weeks ago I attended a gala for the Supportive Housing Network of New York, a coalition of nonprofit agencies and developers of housing for special needs populations, the homeless with mental illness, developmental disabilities, substance abuse, etc. We’re talking big bucks — professional agencies that have spent hundreds of millions of dollars on more than 35,000 units in New York City and the suburbs. There were tax credit syndicators, accountants, lawyers, title companies and bankers whom I have known for 20 years.

And all of them, to a person, had the same complaint.

Doing business today is too damn hard, almost impossible, because of onerous government regulation. It seems that while the

financial crisis brought raises and golden parachutes for its architects, everybody else got Dodd-Frank. They also lamented the 2002 law called Sarbanes-Oxley.

Let’s start with Dodd-Frank. I met a banker I dealt with 20 years ago who used to provide my nonprofit with funding for property acquisitions within two weeks.

He is now the head of a major New York City nonprofit himself and said lending like that would never happen today because of the new regulations. He said the DoddFrank Wall Street Reform and Consumer Protection Act that was supposed to bring more accountability and transparency has instead brought tons of paperwork and paralysis. And nobody thinks the original goal of eliminating the “too big to fail”

banks actually occurred.

Quoting A. Scott Anderson, CEO of Zions Bank in Salt Lake City, the ABA Banking Journal wrote, “Overregulation often reduces bank flexibility to meet the unique circumstances of customers. Common sense is replaced by complex rules. Fear of violating regulations and potential lawsuits leads to fewer loans, hurting customers and their communities.”

Then, there’s the Sarbanes-Oxley Act of 2002. This congressional creation, which still has some provisions thankfully delayed, was supposed to address the accounting scandals such as Enron and WorldCom. Aside from putting small accountants out of business, the endless certification requirements and personal liability for everything About 100 required documents are laid out for signing at a 2014 closing on a multifamily property in Mount Vernon. Photo by Alexander Roberts

PASSIVE FIRE PROTECTION SEMINAR who should attend:

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corporate have primarily benefited lawyers.

A closing I had on an affordable housing development last year that in the past might have required signing 30 documents, ended up with more than 100. As far back as 2003, Richard Kincaid of Equity Office Properties said, “The flaw with Sarbanes-Oxley, with all the certification requirements and other mandates, is that if you’re going to commit a fraud, you’re going to sign the documents anyway.”

As executive director of a nonprofit, I have seen government regulations go from the sublime to the ridiculous. In our federal contracts for housing counseling today, my counselors have to document their time in writing every 15 minutes. And today, the national software reporting system for filing audits is down because of a security breach.

Charities required by law to file their federal A-133 audits between July and December were told in an email that they can’t file until the problem is fixed.

There is a reason why two people with no government experience are leading the Republican presidential field. People are fed up with government that makes problems worse instead of better. But the nation needs experienced leaders who understand business and something called benefit-cost analysis. When you do that, you find out whether proposed legislation will actually make things better.

Alexander Roberts is executive director of the fair housing group Community Innovations Inc., headquartered in White Plains. He examines demographics in Westchester County in a column for the Business Journal. Contact him at aroberts@chigrants.org or 914-683-1010.

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NOVEMBER 9, 2015

15

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ASK ANDI

BY ANDI GRAY

Find your marketing sweet spot We have markets with low want more of that; something like dating, from introduction to getting to know each other, to working closely • occasionally come forward with requests margins — what markets should we for something new that is within your com- together, to taking each other for granted, to focus on to have better margins THOUGHTS OF THE DAY: Finding the best customers for your business can feel like looking for a needle in a haystack. Sometimes old, loyal customers may not be that great anymore — give them an invitation to try something new. Make a list of what defines best for your company. Do your homework on what customers want most and are least able to get. Build profits through effective, directed selling supported by a strong marketing campaign.

Start with the premise that all customers are not equal. Get on with the job of figuring out which customers are worth the most to your business. It probably isn’t the most demanding ones, even though those are the customers that come to mind first because they’re the most vocal.

Make a list of criteria to help everyone identify who are your company’s best customers: • willingly pay their bills on time; • value what your business provides and

pany’s ability to produce; • understand and accept the need for periodic price increases; • introduce you to new prospects; • sing your company’s praises; and • are generally respectful and appreciative.

Get more of these kinds of customers and it probably gets easier to hang onto employees because they feel more rewarded for the work they do. It gets easier to find additional similar customers as everyone in your company comes to know what to look for. Law of attraction — like finds like — comes into play as your company is introduced to your customers’ connections with other like-minded folks.

It’s worth periodically reviewing your list of customers against your best customer criteria. As business conditions change for all of us, it may impact who qualifies for that elite status of “best customer.”

Dig into old customers who look like they’re on the decline. Find out what is causing the decline — and whether or not it’s worth addressing. Every customer has a life cycle,

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moving on to the next new, hot opportunity. If that’s what happened to some of your customers, figure out if it’s because your company isn’t keeping up with the market or if what’s a hot opportunity for your customer just isn’t in your company’s wheelhouse and it’s time to let go.

Dig deeper with best customers. Get to know what makes them tick, what they’re working on next and what challenges and opportunities they’re facing. Try to move from a customer-vendor relationship to partnership status. As an insider your company is likely to find out early what’s happening in your customers’ world. You’re likely to be asked to help solve problems that your customers are facing. And that information can give you a head start on being first to market with a new valuable offer.

Build recognition programs for your best customers to let them know you appreciate them as much as they seem to appreciate what your company can do for them. Invite them to join you at events and go to activities that they attend. Find out where they get their

information from and make your company highly visible there. Test offers with them — if the “hook” works for them it may work for other, similar suspects. If they are willing, feature your best customers in ads recognizing how working together has resulted in better solutions that others might be interested in.

Recognize the importance of timing and fit — being present with relevant information exactly when a prospect has a need.

Keep in mind that with today’s communication tools, the thirst for information is going up, not down. In a world with the ability to put information at our fingertips, the ability to deliver exactly what someone wants, just when they’re looking for it, has never been greater. The companies who master the skill of presence and applicability will dominate at the game of getting the best customers for their business — and that can lead to growth, greater profits, and the highest quality relationships. Who wouldn’t want that?

Andi Gray is president and founder of Strate�y Leaders, Inc., strate�yleaders.com, a management and business-consulting firm. She can be reached by phone at 877-238-3535. Do you have a question? You can reach her via email at AskAndi@Strate�yLeaders.com.

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Attorneys in Greenberg Traurig’s Westchester County office work with clients in a wide range of areas, with a special focus on real estate, financial institutions, commercial and securities litigation, commercial lending, financing, and franchising. We offer clients the competitive rates of a local firm, with access to 1900 multidisciplinary attorneys in 38 offices throughout the world.

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The second annual awards program for outstanding CPAs in Westchester and the Hudson Valley.

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This award program is co-sponsored by the Westchester County Business Journal and HVBiz, divisions of Westfair Communications Inc.

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SPECIAL REPORT

BANKING

Businesses cite Ex-Im’s value as bank remains in flux

This notice is posted on the Export-Import Bank website.

BY COLLEEN WILSON cwilson@westfairinc.com

F

or the first time in its 81-year history, the Export-Import Bank of the United States was not reauthorized by Congress earlier this year, but a recent vote in the House of Representatives has put its charter back on the table.

The agency, which helps U.S. companies decrease risk when exporting products, expired at midnight June 30 after the House failed to call a vote before going to recess.

Since then, the Ex-Im Bank has not been able to process applications or conduct new business.

Since 2007, the Ex-Im Bank has been a resource for roughly 30 businesses in Westchester and Rockland counties and helped facilitate about $820 million in exports, according to the bank’s online database.

U.S. Rep Nita M. Lowey, a Democrat

whose district includes all of Rockland County and part of Westchester County, has been an outspoken proponent of the bank.

“The agency’s guaranteed financing has helped dozens of companies throughout the Lower Hudson Valley, and failure to reauthorize the Ex-Im Bank’s charter could mean job losses not only for those exporters, but also their extensive supply chains,” she said.

Curtis Instruments Co., a Mount Kiscobased business for 55 years, makes instruments and control systems for electric vehicles such as wheelchairs and golf carts for markets in the Americas, Europe and Asia.

Frank Matheis, director of corporate communications at Curtis, said the company has used the Ex-Im Bank for loan guarantees, which he said has allowed the company to take on some risk and do transactions abroad.

“If you absorb all the risk without any backing, then companies are in a position

where they would assume all the risk,” Matheis said. “But the (Ex-Im Bank) stands behind the companies.”

Mary-Ellen Storino is the CFO of Purchase-based Agri-Dairy Products Inc., a company that sells dairy ingredients to customers in Asia, South America, Mexico and the Caribbean and has not used the Ex-Im bank in more than a year.

In the last eight years, the company did secure roughly $4 million in exports with support from the agency, according to the Ex-Im Bank’s online database.

“In hindsight, it is a great tool in order to allow open terms to international customers,” she said.

The agency provides financing such as loan guarantees and insurance to American companies that have an international buyer.

In addition, it supports international buyers with medium- and long-term financing loans up to 85 percent of the contract after at least a 15 percent cash payment.

But conservatives argue American taxpayers have to pay back the loans foreign companies default on.

John Alan James, chairman emeritus of Pace University’s Lubin School of Business, said that perception is inaccurate.

“There’s never been any taxpayer payment,” he said. “The profits made from the deals that were good, covered any losses.”

In other words, the fees and interest the agency charges with its services help cover any deficits from deals that fall through.

“The Ex-Im Bank has played an important role, and hopefully will continue to do so, for both huge U.S. corporations and their sourcing partners here in the states and abroad,” James said.

The bill to reauthorize the Ex-Im Bank will go to the Senate next. News reports have said the bill likely won’t be voted on by itself, but rather as an attachment to a highway-funding bill in the coming weeks.

WCBJ | HV Biz

NOVEMBER 9, 2015

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KeyCorp to acquire First Niagara Financial Group for $4.1B

BY REECE ALVAREZ ralvarez@westfairinc.com

C

leveland-based KeyCorp, the holding company for KeyBank, has agreed to acquire Buffalo-based First Niagara Financial Group for $4.1 billion, creating the 13th largest commercial bank in the U.S. First Niagara has five bank branches in Westchester County including, locations in Bedford Hills, Yorktown Heights and Ossining.

In Connecticut’s Fairfield County, First Niagara has nine branches after closing five local branches early this year.

First Niagara had an aggressive entry into Fairfield County with its acquisition of NewAlliance Bank, picking up eight branches with more than $266 million in deposits in 2011 when it announced a deal with HSBC bank. By May 2012, more than 100 former HSBC offices reopened as First Niagara branches, with First Niagara add-

We’ve changed by staying the same.

Putnam County Savings Bank has changed its name to PCSB Bank

New Name, More Branches, Same Bank.

Serving Putnam, Dutchess, Westchester and Rockland Counties Since 1871.

845-279-7101 20

NOVEMBER 9, 2015

PCSB.com

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ing 1,200 employees and 500,000 retail customers.

In 2014, First Niagara operated a total of 80 branches throughout the county and state.

According to KeyCorp, the per-share consideration is valued at $11.40 per share based on the closing price of KeyCorp common stock on Oct. 29.

First Niagara shareholders will receive 0.68 KeyCorp shares and $2.30 in cash for each First Niagara common share.

“I am confident the combination of First Niagara and Key will benefit our shareholders, customers and the communities we serve and will build off the great progress the First Niagara team has made,” Nathaniel D. Woodson, chairman of the First Niagara board of directors, said. “We believe this partnership provides significant value for our shareholders and allows them to participate in the upside potential of the combined Key and First Niagara.”

First Niagara, headquartered in Buffalo, has $39 billion in assets, $29 billion in deposits and 394 banking offices in New

York, Pennsylvania, Connecticut and Massachusetts.

With approximately $135 billion of assets, the combined bank will be the 13th largest commercial bank headquartered in the U.S. and will have approximately $99.8 billion in deposits, $83.6 billion in loans and 1,366 branches across 15 states, according to KeyCorp.

Neither First Niagara or KeyBank have stated what will come of the Fairfield and Westchester County branches, though KeyBank did include plans to expand into Connecticut in its announcement.

KeyCorp expects the acquisition to be accretive to earnings per share in 2017.

“Key and First Niagara are a powerful combination, driven by a shared commitment to the clients and to the communities we serve,” KeyCorp Chairman and CEO Beth Mooney said. “This transformational opportunity will bring compelling and complementary capabilities to our shared three million clients, while driving meaningful synergies and enhancing shareholder value.”

TD takes customer-satisfaction crown in survey

N

ew Jersey-based TD Bank, with 19 branches in Westchester County, was ranked as the best small-business bank in the Northeast in the recently released 2015 J.D. Power “Small Business Banking Satisfaction Study.”

The survey reflected data from 9,000 small-business owners or financial decisionmakers nationally who use business banking services. The study was conducted from June through August 2015 and found, among other data, that women like their banking experience more than men.

This is the second time TD Bank has taken the top small-banking satisfaction spot in its headquarters region following a win in 2013, the bank reported.

Women who own small businesses in the U.S. are overall more satisfied than their male counterparts with their banking experience, according to the survey.

The study, now in its 10th year, measured small-business customer satisfaction by examining product offerings; account manager; facility; account information; problem resolution; credit services; fees and channel activities.

TD Bank’s overall small business customer satisfaction score for the Northeast

was 796 on a scale of 1,000, an increase of 25 points compared with last year. The bank termed the jump “significant” and said it represented the winning difference.

Chase was No. 2 regionally with a survey score of 770, followed by Wells Fargo at 751; Citibank at 749; PNC Bank at 747; Citizens Bank at 736; Capital One at 734 and Bank of America at 724.

Chase took the No. 1 spot nationally with a score of 780.

The survey ranked banks on categories such as products, account management, fees, locations and credit services.

It said TD Bank “performs particularly well in product offerings, facility, fees, account information and channel activities.” Channel activities include ATM, mobile and phone. The survey analyzed customers’ perceptions of their bank’s ability to meet their expectations and highlighted banks that perform well in managing relationships with their customers and why.

It also was designed to provide bankers with a series of measurable and actionable performance indicators to help increase customer satisfaction, TD Bank said.

— Bill Fallon

FACTS & FIGURES BANKRUPTCIES MANHATTAN 961-969 Westchester Ave. Corp.

1299 Jerome Ave., Bronx 10452.

Chapter 11, voluntary. Represented by 961-969 Westchester Ave. Corp.

Filed: Oct. 26. Case no. 15-12869-scc.

Mountain Ave. 27 LLC. 535 Fifth Ave., Fourth floor, New York 11228.

Chapter 7, voluntary. Represented

by W. Marilynn Pierre. Filed: Oct. 26. Case no. 15-12874-reg.

Nan Shoo Inc. 314 E. 86 St., Lower level, New York 10028, Chapter 11, voluntary. Represented by Shirley J. Spira. Filed: Oct. 28. Case no.

15-12887-shl.

New Creators Inc. 401 E. 73 St., New York 10021. Chapter 11, voluntary. Represented by Arnold Mitchell Greene. Filed: Oct. 29.

Case no. 15-12899-jlg.

POUGHKEEPSIE Congregation Hanoe Vhanetzach Inc. 2 Preshburg Blvd., No. 202, Monroe 10950. Chapter 7, voluntary. Represented by Congregation Hanoe Vhanetzach Inc. Filed: Oct. 26. Case no. 15-36960-cgm.

WHITE PLAINS J & V Gaudio Corp. 2026 Saw Mill River Road, Yorktown Heights 10598. Chapter 11, voluntary. Represented by Anne. J. Penachio. Filed: Oct. 28. Case no. 15-23564-rdd.

COURT CASES Ashley LLC. Filed by Owen Harty.

Action: Americans with Disabilities Act – discrimination. Attorney: Nathaniel Kleinman. Filed: Nov. 2.

Case no. 7:15-cv-08609-NSR.

Items appearing in the Westchester County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken.

Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3680

ON THE RECORD

Bayer HealthCare Pharmaceuticals Inc. Filed by Laura Canseco.

Action: diversity-product liability.

Attorney: Lina B. Melidonian. Filed: Oct. 28. Case no. 7:15-cv-08479-CS.

ShopRite Supermarkets Inc. Filed by Melissa Franzese. Action: personal injury. Attorney: Harry I. Katz. Filed: Nov. 2. Case no. 7:15cv-08593.

Bayer HealthCare Pharmaceuticals Inc. Filed by Carrie Dunlap.

Action: diversity-product liability.

Attorneys: Drew R. Ferrandini, Brian S. Kabateck, Lina Berjouhi Melidonian and Paul D. Stevens.

Filed: Nov. 29. Case no. 7:15-cv08516-CS.

Super Pumper D. Inc. Filed by Amro Abdel-Motilp, Khaled M. Tawila and Mahinda Jayatilaka.

Action: Fair Labor Standards Act. Attorney: Alana Renee Bartley.

Filed: Oct. 27. Case no. 7:15-cv08448-KMK.

Bayer HealthCare Pharmaceuticals Inc. Filed by Christina Kohler. Action: diversity-product liability. Attorneys: W. Jesse Forbes and William C. Forbes. Filed: Oct. 30. Case no. 7:15-cv-08554-CS. Bayer HealthCare Pharmaceuticals Inc. Filed by Lori Walton.

Action: diversity-product liability.

Attorney: Thomas J. Loucks. Filed: Oct. 28. Case no. 7:15-cv-08480-CS. Centerplate Inc. Filed by Monifa Blount and James Louis. Action: federal question, other civil rights.

Attorney: Dana R. DiBlasi (Stricker).

Filed: Oct. 29. Case no. 7:15-cv08535.

County Auto & Commercial Towing Inc. Filed by Toyota Motor Credit Corp. Action: civil rights (personal property). Attorney: Michael Alan Rosenberg. Filed: Nov. 2.

Case no. 7:15-cv-08419-VB. DraftKings Inc. Filed by Jason McIntyre. Action: racketeering act (RICO). Attorney: Todd Seth Garber. Filed: Oct. 27. Case no.

7:15-cv-08458-UA. GEJ Nanuet LLC. Filed by Owen Harty. Action: Americans with Disabilities Act – discrimination.

Attorneys: Nathaniel Kleinman and John Frederick Ward. Filed: Oct. 30. Case no. 7:15-cv-08451-KMK. Nanuet Shoparama LLC. Filed

by Owen Harty. Action: Americans with Disabilities Act – discrimination. Attorneys: Nathaniel Kleinman and John Frederick Ward. Filed: Nov. 3. Case no. 7:15-cv08506-VB. Portfolio Recovery Associates LLC. Filed by Citibank NA. Action: diversity action. Attorney: Dennis Jose. Filed: Nov. 3. Case no. 7:15-cv08618.

Regeneron Pharmaceuticals Inc. Filed by Margaret Orosz.

Action: Fair Labor Standards Act. Attorney: Adam Paskoff. Filed: Nov. 3. Case no. 7:15-cv-08504-NSR. Santa Fe Natural Tobacco Co. Inc. Filed by Theodore Rothman.

Action: diversity action. Attorney: Kim Eleazer Richman. Filed: Nov. 3.

Case no. 7:15-cv-08622.

W & J Ebner Inc. Filed by the Board of Trustees of the Local Union 373 United Association of Journeymen and Apprentices of the Plumbing and Pipefitting Industry Local 373 Benefit Funds. Action: E.R.I.S.A. Attorney: Giacchino James Russo. Filed: Oct. 28. Case no. 7:15-cv-08437-CS. Woodlawn Electrical Supply Inc. Filed by Marco Antonio Aguilar Ramirez and Juan Ramiro-Tello.

Action: Fair Labor Standards Act. Attorneys: John Gurrieri and Justin Alexander Zeller. Filed: Oct. 28.

Case no. 7:15-cv-08440-CS. Village of Scarsdale. Filed by Esteban Ramos. Action: Americans with Disabilities Act (ADA) – disability definition. Attorney: Russell S. Moriarty. Filed: Oct. 30. Case no.

7:15-cv-08550-CS. Yonkers Contracting Inc. Filed by the United States of America.

Action: False Claims Acts. Attorney: Ellen Melissa London. Filed: Nov. 3.

Case no. 7:15-cv-08630.

DEEDS Above $1 million Firststone Holdings LLC, New York City. Seller: Yong Kim, et al, Mamaroneck. Property: 30 Stonewall Lane, Scarsdale. Amount: 3.3 million. Filed Oct. 28.

L and A RE Acquisitions LLC, Brooklyn. Seller: Michael Malotz Skilled Nursing Pavilion, Yonkers.

Property: 967 N. Broadway, Yonkers. Amount: $21 million. Filed Oct. 28.

Mount Li LLC, Forest Hills. Seller: Ekaterina V. Izotova, et al, New York City. Property: 18 Prescott Ave., Eastchester. Amount: $2.7 million. Filed Oct. 30.

Sterling Ridge LLC, Scarsdale.

Seller: Devon Services New York LLC, Phoenixville, Pa. Property: 340 Woodlands Road, Harrison.

Amount: $2.2 million. Filed Oct. 30.

Below $1 million 124 AMT LLC, New Rochelle.

Seller: McCormick 101 LLC, Hunt Valley, Md. Property: 207 Washington Ave., New Rochelle. Amount: $375,000. Filed Oct. 29.

168 Grand Street LLC, Crotonon-Hudson. Seller: Croton Community Nursery School, Croton-onHudson. Property: 27 Lower North Highland Place, Lot 1, Cortlandt.

Amount: $180,000. Filed Oct. 28.

2109 G.A. Realty Corp., Bronx.

Seller: Janet Skirianos, Yonkers.

Property: 117-119 Edgewood Ave., Yonkers. Amount: $715,000. Filed Oct. 27.

2109 G.A. Realty Corp., Bronx.

Seller: Marjorie Riordan, Yonkers.

Property: 110-112 Parkway North, Yonkers. Amount: $570,000. Filed Oct. 27.

22 Anderson LLC, White Plains.

Seller: S and H Big LLC, Carmel. Property: 22 Anderson Road, Bedford. Amount: $640,000. Filed Oct. 28.

Cartus Financial Corp., Danbury, Conn. Seller: Vijay Parthasarathy, et al, Mount Kisco.

Property: 3 Valley View Terrace, Mount Kisco. Amount: $485,000.

Filed Oct. 28.

CitiMortgage Inc. Seller: Guy T. Parisi, Rye. Property: 1014 N. Division St., Peekskill. Amount: $286,513. Filed Oct. 26.

CLC Properties LLC, Cortlandt Manor. Seller: Cesar A. Vera, Ossining. Property: 52 Dale Ave., Ossining. Amount: $150,000. Filed Oct. 28.

Elmsford View Property LLC, Elmsford. Seller: Rina Accosta, et al, Peekskill. Property: 282 Saw Mill River Road, Greenburgh. Amount: $775,000. Filed Oct. 30.

Fannie Mae. Seller: Angelo Dellicarpini, Rye Brook. Property: 56 N. Malcolm St., Ossining. Amount: $495,669. Filed Oct. 28.

Fannie Mae. Seller: Paul Millman, White Plains. Property: 39 Arbor Way, 3-7/39A, Peekskill. Amount: $597,195. Filed Oct. 29.

423 Boston Post Road Realty LLC, Harrison. Seller: Michelangelo Ruggiero, et al, Spotsylvania, Va. Property: 423 Boston Post Road, Rye. Amount: $995,000.

Filed Oct. 28.

Fannie Mae. Seller: Robert Alan Hufjay, Mount Vernon. Property: 703 Pelham Road, 607, New Rochelle. Amount: $248,220. Filed Oct. 28.

580-21 Bedford Rd LLC, Pleasantville. Seller: Jess Greene, et al, Armonk. Property: 580 Bedford Road 21, Mount Pleasant. Amount: $230,000. Filed Oct. 27.

Federal National Mortgage Association. Seller: Andrew M. Romano, Yonkers. Property: 41 Cleveland St., White Plains.

Amount: $435,000. Filed Oct. 27.

Acqua Capital LLC, White Plains.

Seller: Massimo DiFabio, White Plains. Property: 209 Wagner Ave., Mamaroneck. Amount: $475,000.

Filed Oct. 30.

Glask Development LLC, New Rochelle. Seller: Brenda Berry Lopatin, et al, New York. Property: Hillside Crescent, New Rochelle.

Amount: $200,000. Filed Oct. 26.

B Def Corp., Harrison. Seller: 50 Oakland LLC, Bronxville. Property: 50 Oakland Ave., Harrison.

Amount: $590,000. Filed Oct. 29.

Glask Development LLC, New Rochelle. Seller: Brenda Berry Lopatin, et al, New York City.

Property: Hillside Crescent, New Rochelle. Amount: $200,000. Filed Oct. 26.

Camila Realty Corp., White Plains. Seller: Casafiore LLC, White Plains. Property: 73 Longview Ave., White Plains. Amount: $435,000.

Filed Oct. 26.

Capital V Properties LLC, Tuckahoe. Seller: APJ Realty Corp., Eastchester. Property: 421 N. Broadway 20, Yonkers. Amount: $70,000.

Filed Oct. 28.

Carthage Realty Development LLC, Scarsdale. Seller: 60 Carthage LLC, Bedford Hills. Property: 60 Carthage Road, Scarsdale. Amount: $870,000. Filed Oct. 27.

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HKS Pleasantville Corp., Pleasantville. Seller: Two Pleasantville Road Enterprises Inc., Putnam Valley. Property: 2 Pleasantville Road, Mount Pleasant. Amount: $458,000. Filed Oct. 29.

Housing Action Council Inc., Tarrytown. Seller: Fannie Mae. Property: 11 Westview Ave., North Salem. Amount: $249,900. Filed Oct. 30.

Hudson Terrace Unit C LLC, New York City. Seller: Eliot Lewis Kaplan, White Plains. Property: 2 Hudson Terrace C, Greenburgh.

Amount: $340,000. Filed Oct. 26.

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NOVEMBER 9, 2015

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LAW FIRM RECOGNIZED The law firm of Enea, Scanlan & Sirignano LLP has received a Tier 1 ranking for elder law in the New York metropolitan region by U.S. News Best Lawyers “Best Law Firms” 2016. This is the sixth consecutive year the firm has been recognized for its professional excellence. Achieving a top-tier ranking signals a combination of quality law practice and breadth of legal expertise. The firm concentrates on elder law planning, asset protection planning, wills, trusts and estates, Medicaid applications (home care and nursing home), guardianships, nursing home negligence, special needs planning, estate litigation, as well as real estate, corporate and commercial law.

‘TRIPLE DRIVE’ CAMPAIGN STARTS People to People, Rockland’s largest food pantry and MI-BOX Mobile Storage of West Haverstraw are teaming up again to assist less fortunate families in the Rockland County area with the launch of the fifth annual Triple Drive collecting toys, food and coats for this Thanksgiving and holiday season.

For the fifth straight year, MI-BOX is serving as the collection site for donations. People are encouraged to bring new, unwrapped toys (for boys and girls ages 2 to 14), new or gently used coats and various nonperishable food items to MI-BOX’s warehouse at 8 Carol Ave. in West Haverstraw. Items can be dropped off at MI-BOX Mondays through Fridays between 9 a.m. and 5 p.m.

“Children should never be without food, clothing or toys during the holiday season. Sadly, our services and assistance are still needed, not only during the holiday season but throughout the year to assist our struggling neighbors in Rockland County,” said Diane Serratore, executive director of People to People. “We’ll be providing a traditional Thanksgiving Dinner for more than 2,000 Rockland Families this year – more than 4,500 people – thanks to MI-BOX and all the generous donors that we have. Without their generous support, we would be unable to provide the level of assistance that we do.”

KATELL JOINS ARTS BOARD White Plains resident Andrew Katell has been appointed to serve on the board of directors of ArtsWestchester.

Katell is the vice president of communications at Entergy, leading internal and external communications for the division that owns five nuclear power plants in northern U.S., including Indian Point. Previously, Katell served 10 years as a senior vice president at GE Energy Financial Services, where he led communications for its equity investments in power projects with a capacity to produce 30 gigawatts of power.

A native of Westchester, Katell graduated from Syracuse University with a degree in broadcast journalism and Russian language and culture with additional coursework in Russian language studies from Leningrad State University and Middlebury College. He is a member of the Oversees Press Club, an avid long-distance road bicyclist and jazz aficionado.

CLEARWATER TO HOST GALA

HABER ELECTED TO MERCY BOARD

The Hudson River Sloop Clearwater will host its first-ever fundraising gala Nov. 15 at The Garrison in Garrison, from 4 to 8 p.m. Longtime friends and contributors to Clearwater, Annie and Fred Osborn III of Garrison, will be presented with the Spirit of the Hudson award, which has been established to recognize and honor extraordinary contributions to the protection and celebration of the Hudson River and its watershed.

Musical performances will feature seven-time Grammy winner Paul Winter and The Judith Tulloch Band. There will also be live and silent auctions featuring unique items such as a scale model of the sloop Clearwater.

Clearwater Executive Director Peter Gross said, “This event comes at a critical time in Clearwater’s history, when we face new levels of financial challenges and exciting new opportunities ahead.”

Funds raised at the gala will support the restoration of America’s environmental flagship Clearwater – founded by Pete Seeger and first sailed in 1969 – and is now in the midst of a multiyear Coast Guard-mandated restoration of the ship’s hull. This massive project goes far beyond annually required repairs and maintenance and involves replacing all the frames, planks and much of the “backbone” below the water line.

Bruce J. Haber has been elected chairman of the Mercy College oard of trustees, replacing Gary W. Brown, who led the board since 2009 and is stepping down as he is set to assume responsibility in January as CEO of CIBC First Caribbean International Bank, based in Barbados. Haber has nearly 30 years of management experience in the medical distribution industry. He is president of BJH Management LLC, a firm specializing in turnaround consulting, private equity and real estate investments.

Mercy College President Tim Hall said, “I am excited to see Bruce take on this role. His work on the board thus far has been important and meaningful. His experience and passion for Mercy students is evident in the work he has done here.”

Prior to being elected chairman, Haber served as chair of the finance and control committee and as chair of the compensation committee. He has a Bachelor of Science degree in economics and finance from the City College of New York and an M.B.A. in finance from Baruch College.

MAKING A DIFFERENCE Employee volunteers of Central Hudson Gas & Electric Corp. recently participated in the United Way of Dutchess-Orange Make a Difference Day by completing yard work at the home of a retired Korean War veteran, performing a variety of needed tasks at the Poughkeepsie Farm Project, and donating carved pumpkins to the Children’s Home of Poughkeepsie.

At the Poughkeepsie Farm Project, 15 employees built garden beds, harvested, weeded and prepared food for other volunteers. The farm is member supported with a mission to grow fresh vegetables and fruit, train future farmers, provide hands-on educational programs and improve community access to healthy, locally grown food.

Nine Central Hudson employees created and donated carved Halloween pumpkins to the Children’s Home of Poughkeepsie for the organization’s annual Pumpkin Walk fundraising event. The pumpkins are used to light the nature path trail and the money raised is donated to a charity of the children’s choosing.

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Anthony Enea

OCTOBER 12, 2015

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MUSEUM HOSTED TURKEY TASTE Museum Village in Monroe, a living history museum preserving a vast collection of eclectic, 19th-century artifacts for educational purposes, held its traditional 19th century Thanksgiving Tasting Nov. 7 and 8 following its 40th anniversary Civil War Re-enactment. Delicious Civil War-era trimmings were prepared over the open-hearth flame and served to guests.

Other activities included visiting the many buildings and exhibits of the 19th century village, hearing the school bell ring; making a candle in the candle shop; churning butter in the log cabin; and, making a Thanksgiving print.

MILL AT MIDDLETOWN EARNS PRAISE

Ellen Lynch, president and CEO of the Food Bank for Westchester, center, stands with staff and restaurant participants.

FOOD BANK RAISES NEARLY $250,000 The Food Bank for Westchester recently hosted a selection of top chefs and restaurants for its 25th annual An Evening in Good Taste event at 1133 Westchester Ave. in White Plains. The event raised nearly $250,000 .

All proceeds from the event went directly to support the food bank’s children’s programs.

“We thank everyone who attended this year’s An Evening in Good Taste. Our guests enjoyed fine food, drinks and company while raising money to fight hunger in Westchester,” said Ellen Lynch, president and CEO of Food Bank for Westchester. “Through the generosity of our supporters, we were able to raise nearly $250,000 to support our programs that directly feed and impact the hungry children in our county.”

NEW ROLES FOR TWO MEMBERS OF UNITED HEBREW United Hebrew of New Rochelle board of directors member Donald Duberstein, one of the longest-serving members of the board with nearly four decades of service, assumed a new role as chairman of the board effective Oct. 29, according to Rita Mabli, president and CEO of United Hebrew. Current Chairman Michael Rozen will serve as senior chairman succeeding Malcolm Lazarus, who will become board secretary.

“Donald, Malcolm and Michael have been stalwart supporters of United Hebrew for many years and have played instrumental roles in helping us build an outstanding campus of comprehensive care to serve the region’s aging population,” Mabli said. “We look forward to their continued support as we add vital services to our 7.5-acre campus, including Willow Gardens Assisted Living for people with Alzheimer’s and other memory issues, and Meadow Lane, which will provide affordable

housing for seniors.”

United Hebrew is a nonprofit, nonsectarian, multiservice campus of comprehensive care.

Duberstein, who joined the board in 1976, described his involvement with United Hebrew “as extremely fulfilling” because of its commitment to residents and patients and its extraordinary standards of care giving.

Rozen, a retired real estate executive and resident of Scarsdale noted that since he joined the board in 2003 and became chairman in 2007, “The way of providing health care has changed tremendously and we have moved with the times.”

Lazarus, a successful business owner who lives in Scarsdale joined the board in 1982 and has served five times as president, from 1993 through 2007, during which time he also served as chairman; he became senior chairman in 2007.

The Mill at Middletown is featured in New York state’s HOME Coalition’s 2015 HOME Success Stories report as one of the region’s success stories. The project, a collaboration of agencies and funders, including Regional Economic Community Action Program (RECAP) and the Leviticus Fund, is transforming a dilapidated historic hat and silk manufacturing factory into commercial space and affordable housing.

Other partners in the $14.7 million renovation include the Orange County HOME Investment Partnerships Program, the Community Preservation Corp., New York State Homes and Community Renewal, Raymond James Tax Credit Funds Inc., the Federal Home Loan Bank and Urban Initiative.

RECAP was established in 1965 after President Lyndon Johnson’s “State of the Union Address” a year earlier encouraged Americans to eradicate poverty and build a “Great Society.” A model called the Community Action Program was created and agencies sprung up across the country.

In 2014, the New York State Department of State designated RECAP as the official community action agency serving the city of Newburgh. Funds were administered to offer new services to the city’s at-risk populations including community referrals, job training and nutrition.

NOVEMBER 9 Open House at the Phelps Medical Associates office, 440 S. Riverside Ave., Croton-on-Hudson, Monday, Nov. 9 from 5 to 7 p.m. and Thursday, Nov. 12 from 9 to 11:30 a.m. Call 914-269-1900 for more information.

From left, Andres Espinoza, MD; Jane Connelly, nurse practitioner; Farrah Gutwein, DO; Marco Zarlengo, MD; and Delia Stefan, MD.

FALL FEST RAISES $50K The St. Elizabeth Seton Children’s Foundation, which provides philanthropic support to enhance the medical, therapeutic, rehabilitative and special educational goals of medically complex children, recently hosted its second annual Fall Festival at the John A. Coleman School and Children’s Rehabilitation Center in White Plains. The event raised more than $50,000.

More than 250 Coleman School students, Children’s Rehabilitation Center patients, their families, neighbors and supporters in the community and staff came out to support the event and savor the White Plains Fire Fighters’ firehouse cooked chili for all the attendees. The Greenburgh Police Benevolent Association sponsored food from the Candlelight Inn in Scarsdale, a popcorn machine and bottled water for guests, and Willy Ryan, proprietor of Roosters Market, supplied delicious sandwiches for everyone.

“We were so thankful to have such amazing participation from the entire Saint Elizabeth Seton Children’s Foundation community,” said Maureen Tomkiel, executive director of the John A. Coleman School.

NOVEMBER 14 The Shaut Family presents Swinging Moments Cabaret: A Benefit for the Alzheimer’s Association annual fundraiser at BSP Kingston, 323 Wall St., Kingston, Saturday, Nov. 14. Doors open at 6:30 p.m. and performance starts at 7 p.m. Tickets are $20 and $15 at door or discounted advanced tickets at shautjazz.com. Raffles, refreshments and a cash bar will be available. For more information, call 845-336-4219.

FOOD PANTRY MARKS 27 YEARS

ORMC PROMOTES FAMBY Nancy Famby has been promoted to the position of administrator of behavioral health services at Middletown-based Orange Regional Medical Center.

Famby joined Orange Regional in January 2013 as nursing unit director of the behavioral health unit recently accepting leadership responsibilities of the psychiatric emergency access center located in the emergency department. In her role as administrator, Famby will continue to lead the inpatient behavioral health unit, psychiatric emergency access center and will now assume oversight of the Outpatient Chemical Dependence Program and Outpatient Behavioral Health Clinic.

Famby also leads Orange Regional’s Assaulted Staff Action Program, is a trainer for the Preventing and Managing Crisis Situations Program and also facilitates the organization’s Schwartz Center Rounds sessions.

Famby previously worked as a supervising nurse at ARC of Rockland County and the Office of Mental Health Facility at the Rockland Children Psychiatric Center. She received her Bachelor of Nursing degree at The College of New Rochelle and her Master of Business degree with a concentration in health care management at American Intercontinental University.

Information for these features has been submitted by the subjects or their delegates.

NEWS NOON @

Marty B. Engelhardt Jr., president with wife, Lucy, and board member Kathy Davis with husband, Tom. The Ossining Food Pantry celebrated its 27th anniversary with its recent annual fundraising event.

The event was held at a beautiful, historic home in Scarborough overlooking the Hudson River and was attended by more than 150 guests. All proceeds from the event will help feed neighbors in need in the Greater Ossining area.

The Ossining Food Pantry is an all-volunteer nonprofit organization, which last year provided more than 150,000 meals for those in need.

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NOVEMBER 9, 2015

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FACTS Spring 61 LLC, White Plains.

Seller: Gibby Apartments LLC, Bedford. Property: 61 Spring St., Mount Kisco. Amount: $930,000.

Filed Oct. 27.

NYS PARKS BUSINESS OPPORTUNITY

Sri Ganesh Holdings LLC, Peoria, Ill. Seller: Richard A. Glickel, West Nyack. Property: 17-19 S. Division St., New Rochelle. Amount: $495,000. Filed Oct. 28.

NYS Parks, Recreation & Historic Preservation is requesting proposals (RFP) for the operation for the Food, Beverage & Catering Concession at FDR State Park, Yorktown Heights, NY. RFP #X001239.

U.S. Bank Trust N.A. Seller: David Gregory Gallo, Armonk. Property: 244 Woodworth Ave., Yonkers.

Amount: $807,865. Filed Oct. 26.

For Bid Document & Financial Obligations please contact Carol at 845-889-3875 refer to RFP #X001239.

WCP Velocity LLC, Chicago, Ill. Seller: Sheila L. Bishop, Yonkers.

Property: 1065 Warburton Ave., Yonkers. Amount: $500,000. Filed Oct. 28.

Proposals in response to this RFP are due not later than: Wednesday November 18, 2015 at 2:00 PM

Wells Fargo Bank N.A. Seller: Robert D. Ryan, White Plains.

Property: 18 Glenwolde Park, Greenburgh. Amount: $309,573.

Filed Oct. 28.

JML Capital LLC, Thornwood.

Seller: Fannie Mae. Property: 1 Ridgeview Drive, Ossining. Amount: $276,000. Filed Oct. 30.

ZLP Properties LLC, Yonkers.

Seller: Ametia Jennings, Mount Vernon. Property: 61 Mount Vernon Ave., Mount Vernon. Amount: $450,000. Filed Oct. 28.

Lasega Properties Inc., New City. Seller: Eklass Ibrahim, et al, Yonkers. Property: 55 Maple St., Yonkers. Amount: $475,000. Filed Oct. 29.

FORECLOSURES

Milianta Acquisitions LLC, White Plains. Seller: Silvio Solari, et al, Mamaroneck. Property: 817 Underhill Ave., Mamaroneck.

Amount: $550,000. Filed Oct. 28.

National Residential Nominee Services Inc. Seller: Mark DeLorenzo, et al, Cortlandt Manor. Property: 86 Dimond Ave., Cortlandt.

Amount: $660,000. Filed Oct. 26.

Pace University, New York City.

Seller: County of Westchester, White Plains. Property: North Route 117 and E. Taconic State Parkway, Mount Pleasant. Amount: $20,080. Filed Oct. 26.

Pennymac Corp., Moorpark, Calif. Seller: April D. Bowie, New York City. Property: 2240 Van Cortlandt Circle, Yorktown. Amount: $649,703. Filed Oct. 26.

Prestige Select Staffing Inc., Yonkers. Seller: Dame Realty Inc., Mount Vernon. Property: 44 S. West St., Mount Vernon. Amount: $500,000. Filed Oct. 28.

Relocation Syner�y Group LP, Addison, Texas. Seller: Chelsea Karp, et al, Mount Kisco. Property: 7 Courtmel Road, New Castle.

Amount: $880,000. Filed Oct. 30.

South 9th Partners LLC, Mount Vernon. Seller: Irene Maurisseau, Mount Vernon. Property: 517 S. Ninth Ave., Mount Vernon.

Amount: $223,500. Filed Oct. 30.

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NOVEMBER 9, 2015

BRIARCLIFF MANOR, 9 Berkley Court. Single-family residence; lot size: .34 acre. Plaintiff: Emigrant Savings Bank. Plaintiff ’s attorney: Knuckles, Komosinski & Elliot, 914345-3020; 565 Taxter Road, Suite 509, Elmsford 10523. Defendant: Renee Villanova. Referee: Ted Novick. Sale: Nov. 17, 10 a.m. Approximate lien: $595,903.14.

HARTSDALE, 1414 The Colony. Apartment; lot size: N/A. Plaintiff: Nationstar Mortgage LLC. Plaintiff ’s attorney: Shapiro, DiCaro & Barak, 877-759-1835; 175 Mile Crossing Blvd., Rochester 14624. Defendant: Nam Hoon Kim. Referee: Dennis Krolian. Sale: Nov. 12, 10 a.m. Approximate lien: $393,613.59.

MOUNT VERNON, 12 Audrey Ave. Single-family residence; lot size: .07 acre. Plaintiff: Emigrant Bank. Plaintiff ’s attorney: Knuckles, Komosinski & Elliot, 914-345-3020; 565 Taxter Road, Suite 509, Elmsford 10523. Defendant: Salvatore Grande. Referee: David Gelfarb.

Sale: Nov. 9, noon. Approximate lien: $188,458.76.

MOUNT VERNON, 143 South 12th Ave. Two-family residence; lot size: .12 acre. Plaintiff: U.S. Bank National Association. Plaintiff ’s attorney: Gross Polowy LLC, 716-204-1700; 1775 Wehrle Drive, Williamsville 14221. Defendant: Victoria Akpu-Mckiver. Referee: Thomas Gallivan. Sale: Nov. 10, 10 a.m. Approximate lien: $947,191.35.

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MOUNT VERNON, 245 Langdon Ave. Single-family residence; lot size: .22 acre. Plaintiff: Deutsche Bank National Trust Co. Plaintiff ’s attorney: Frenkel, Lambert, Weiss, Weisman & Gordon, 631-969-3100; 53 Gibson St., Bay Shore 11706. Defendant: Hazel Fair. Referee: Frank Rutighano. Sale: Nov. 12, 10 a.m.

Approximate lien: $526,164.76.

VALHALLA, 25 Wall St. Single-family residence; lot size: .17 acre. Plaintiff: Citimortgage Inc. Plaintiff ’s attorney: Fein Such & Crane LLP, 585-232-7400; 1400 Old Country Road, Westbury 11590.

Defendant: Judy Burra. Referee: Francis Malara. Sale: Nov. 9, 10 a.m.

Approximate lien: $291,503.79.

WHITE PLAINS, 11 Lafayette St. Two-family residence; lot size: N/A. Plaintiff: Bank of America National Association. Plaintiff ’s attorney: Gross Polowy LLC, 716-204-1700; 1775 Wehrle Drive, Williamsville 14221. Defendant: Bahru Seward.

Referee: Joseph Maria. Sale: Nov. 10, 9:30 a.m. Approximate lien: $540,660.05.

WHITE PLAINS, 86 North Road. Single-family residence; lot size: .14 acre. Plaintiff: Deutsche Bank National Trust Co. Plaintiff ’s attorney: 877-759-1835; 175 Mile Crossing Blvd., Rochester 14624.

Defendant: Arlene Nembhard. Referee: Jay Hashmall. Sale: Nov. 12, 11 a.m. Approximate lien: $603,130.21.

YONKERS, 25 Gold St. Singlefamily residence, lot size: .04 acre. Plaintiff: Bank of American National Association. Plaintiff ’s attorney: Knuckles, Komosinski & Elliot, 914-345-3020; 565 Taxter Road, Suite 509, Elmsford 10523.

Defendant: Donna Davis. Referee: Massimo DiFabio. Sale: Nov. 17, 9:15 a.m. Approximate lien: $312,964.03.

YONKERS, 28 Palmer Road.

Three-family residence; lot size: .12 acre. Plaintiff: U.S. Bank National Association. Plaintiff ’s attorney: Gross Polowy LLC, 716-204-1700; 1775 Wehrle Drive, Williamsville 14221. Defendant: Bartolo Leal.

Referee: Jeffrey Binder. Sale: Nov. 16, noon. Approximate lien: $658,514.19.

YONKERS, 34 Onondaga St., AKA 32 Onondaga St. Singlefamily residence; lot size: .11 acre.

Plaintiff: Wells Fargo Bank National Association. Plaintiff ’s attorney: Frenkel, Lambert, Weiss, Weisman & Gordon, 631-696-3100; 53 Gibson St., Bay Shore 11706. Defendant: Edgardo Gonzalez. Referee: Lonya Ann Gilbert. Sale: Nov. 9, 9:30 a.m.

Approximate lien: $441,131.50.

FIGURES YONKERS, 35 Prior Place.

Single-family residence; lot size: .14 acre. Plaintiff: Wells Fargo Bank National Association. Plaintiff ’s attorney: Woods Oviatt Gilman LLP, 585-987-2800; 700 Crossroads Building, 2 State St., Rochester 14614. Defendant: Sean Andrew Faughnan. Referee: Julia Henricks.

Sale: Nov. 18, 9 a.m. Approximate lien: $557,130.33.

YONKERS, 91 Glen Road. Small retail; lot size: .06 acre. Plaintiff: Gree Tree Servicing LLC. Plaintiff ’s attorney: Frenkel, Lambert, Weiss, Weisman & Gordon, 631-969-3100; 53 Gibson St., Bay Shore 11706. Defendant: Mary Buchanan. Referee: Edmund Fitzgerald. Sale: Nov. 18, 10 a.m. Approximate lien: $416,887.97.

YONKERS, 165 Ashburton Ave. Single-family residence; .22 acre.

Plaintiff: Emigrant Bank. Plaintiff ’s attorney: Knuckles, Komosinski & Elliot, 914-345-3020; 565 Taxter Road, Suite 509, Elmsford 10523.

Defendant: Cuenca Realty Inc. Referee: Peter Goldman. Sale: Nov. 18, 10 a.m. Sale: $389,689.44.

YORKTOWN HEIGHTS, 611 Oakside Road. Single-family residence; lot size: .5 acre. Plaintiff: U.S. Alliance Federal Credit Union.

Plaintiff ’s attorney: Stein, Wiener & Roth, 516-742-1212; 1 Old Country Road, Suite 113, Carle Place 11514.

Defendant: Barry Moseley. Referee: Michael Amodio. Sale: Nov. 18, 10 a.m. Approximate lien: $334,189.05.

YORKTOWN HEIGHTS, 3271 Old Yorktown Road. Singlefamily residence; lot size: .5 acre.

Plaintiff: Deutsche Bank National Trust Co. Plaintiff ’s attorney: McCabe, Weisberg & Conway PC, 631-812-4084; 1 Huntington Quadrangle, Melville 11747. Defendant: Mauel DaSilva. Referee: Daniel Saul Finger. Sale: Nov. 9, 11:30 a.m. Approximate lien: $417,723.44.

JUDGMENTS CJ Communication Group, Hawthorne. $7,647 in favor of Gisondi Family LP, White Plains.

Filed Oct. 28.

Diamond Truck Rental Inc., Yorktown Heights. $19,267 in favor of Budget Rent A Car Systems Inc., Parsippany, N.J. Filed Oct. 27.

Lawrence Equities LLC, Yonkers. $1,938 in favor of Alba Combustion Corp., Bronx. Filed Oct. 23.

Mr. Rooter Plumbing Inc., Mount Vernon. $5,946 in favor of Consolidated Edison Company of New York, New York. Filed Oct. 26.

Sublink Ltd., Pelham. $5,456 in favor of Clean Earth Inc., Hatboro, Pa. Filed Oct. 27.

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed.

2305 Crompond Realty LLC, et al. Filed by Colfin FCSB Funding A LLC. Action: seeks to foreclose on a mortgage to secure $1.4 million affecting property located at 2305 Crompond Road, Cortlandt Manor.

Filed Nov. 13.

Alfonso, Maria E., et al. Filed

by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $288,500 affecting property located at 1 Charlotte St., White Plains 10606. Filed Nov. 11.

Coady, Tamara L., et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 1478 Ivy Road, Mohegan Lake 10547.

Filed Nov. 13.

Colon, Leyda, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 50 Lefferts Road, Yonkers 10705. Filed Nov. 11.

Connaire, John J., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 166 Seventh St., Verplanck 10596. Filed Nov. 11.

Dunning, James C., et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $255,000 affecting property located at 174 Marietta Ave., Hawthorne 10532. Filed Nov. 11.

Fox, Norris, et al. Filed by CitiMortgage Inc. Action: seeks to foreclose on a mortgage to secure $565,000 affecting property located at 947 Shore Acres Drive, Mamaroneck. Filed Nov. 13.

Giuliano, Scott, et al. Filed by Urstadt Biddle Properties Inc. Action: seeks to foreclose on a mortgage to secure $52,188 affecting property located at 45 Valley Terrace, Rye Brook 10573. Filed Nov. 10.

Heyman, Alan H., et al. Filed by CitiMortgage Inc. Action: seeks to foreclose on a mortgage to secure $624,000 affecting property located at 436 Pleasantville Road, Briarcliff Manor. Filed Nov. 13.

Jovicevic, Dragisa, et al. Filed

by The Bank of New York Mellon.

Action: seeks to foreclose on a mortgage to secure $499,900 affecting property located at 2414 Evergreen St., Yorktown Heights 10598. Filed Nov. 13.

Luiso, Robert J., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $450,000 affecting property located at 44 Harrison Ave., Harrison 10528. Filed Nov. 12.

Martin, Luann, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $272,000 affecting property located at 412 N. Broadway, Unit 13, Yonkers 10701. Filed Nov. 13.

Mourouzis, Dorothy, et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 104 Bainbridge Ave., Thornwood 10594.

Filed Nov. 13.

Mulcahy, Nicole, et al. Filed by Ocwen Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $324,000 affecting property located at 28 McGregor Lane, Cortlandt 10517. Filed Nov. 13.

Nolan, Andrea, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $228,937 affecting property located at 595 Mile Square Road, Yonkers 10701. Filed Nov. 13.

Obermaier, Thomas M., et al.

Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $860,000 affecting property located at 405 New Rochelle Road, Bronxville. Filed Nov. 10.

Pagan, Josette, et al. Filed by Ocwen Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $303,850 affecting property located at 37 Harbor Lane, Unit 3A, New Rochelle 10805. Filed Nov. 12.

Paulino, Jose, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $494,384 affecting property located at 35 W. Sidney Ave., Mount Vernon 10550. Filed Nov. 13.

Read, Jennifer, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 16 Ridge St., Eastchester 10709. Filed Nov. 11.

Salgado, Francisco, et al. Filed

by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $453,600 affecting property located at 42 Tighe Road, Yorktown Heights 10598. Filed Nov. 10.

Sebastian, Mini, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $417,000 affecting property located at 61 S. Division St., New Rochelle 10805.

Filed Nov. 12.

FACTS Squires, Harold, et al. Filed by New York Community Bank. Action: seeks to foreclose on a mortgage to secure $130,900 affecting property located at 16 Helena Ave., Mohegan Lake 10547. Filed Nov. 13.

Wojnicki, Ana, et al. Filed by Ocwen Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $280,000 affecting property located at 1307 Nepperhan Ave., Yonkers 10703. Filed Nov. 12.

MECHANIC’S LIENS Adidas Cross County, as owner. $37,668 as claimed by New York Fire Sprinkler Corp., Bronx. Property: in Yonkers. Filed Oct. 23.

FC Yonkers Associates LLC, as owner. $27,587 as claimed by Oldcastle Building Envelope Inc., Terrell, Texas. Property: in Yonkers. Filed Oct. 28.

Shenorock Shore Club Inc., as owner. $1,258 as claimed by City Shore Gates Manufacturing. Property: in Rye. Filed Oct. 28.

Wyssup-Laurel/Glen Corp., as owner. $31,760 as claimed by Steel Systems LLC, Briarcliff. Property: in White Plains. Filed Oct. 28.

NEW BUSINESSES

D and A Guaranteed Auto Sales, 333 Mamaroneck Ave., White Plains 10605, c/o Andrew Green.

Filed July 1.

Dog�y Chews Us, 774 S., Fifth Ave., Mount Vernon 10550, c/o Melvis Gant Jr. Filed June 30.

Heart and Soles, 153 Main St., Mount Kisco 10549, c/o Mariann Morales. Filed July 2.

Life Limo Link, 175 Memorial Highway, Suite 1-5, New Rochelle 10801, c/o Donald Etienne. Filed July 1.

Mark Saraceno, DC, 178 Myrtle Blvd., Suite 103, Larchmont 10538, c/o Mark Gerard Saraceno. Filed July 1.

Mendiola’s, 231-B Union Ave., New Rochelle 10801, c/o Jaime Mendiola Rivera. Filed June 30.

Molina Home Improvement, 336 Walnut St., basement, Yonkers 10701, c/o Ana Herrera Molina.

Filed July 1.

Montana G. Spillman Licensed Real Estate Broker, 72 Beaumont Circle, Apt. 1, Yonkers 10710, c/o Montana G. Spillman. Filed July 1.

Precious Steps Daycare, 24 Cooley Place, Mount Vernon 10553, c/o Quniqua Randall. Filed June 30.

This paper is not responsible for typographical errors contained in the original filings.

Qlassik 73, 39 Sterling Ave., Apt. 9, White Plains 10606, c/o Dion Leader. Filed June 30.

Partnerships

Real Food Real People, 155 Centre Ave., Apt. 1E, New Rochelle 10805, c/o James Edward Lott III. Filed July 1.

Eleolas, P.O. Box 532, Centuck Station, Yonkers 10710, c/o Lamont Carroll and Latesha Carroll. Filed July 1.

M and M Collectibles, 51 Benedict Blvd., Unit 4, Croton-on-Hudson 10520, c/o Stephanie J. Mitchell and Brian J. Martin. Filed July 1.

Sole Proprietorships Auto Truck Concept, 130 Oakley Ave., White Plains 10601, c/o Antonio Testa. Filed July 2.

Beth’s Boutique and Consignment, 4 Briarclose, Larchmont 10538, c/o Beth Avery. Filed July 1.

Cabrera’s Hardwood Floors, 963 Garfield St., Apt. 2, Peekskill 10566, c/o Henry L. Cabrera. Filed July 1.

Cosmopolitan Grillxpress, 156 Mount Vernon Ave., Mount Vernon 10550, c/o Carlos Cruz. Filed July 1.

Tender Learning Family Day Care, 8 Pocono Ave., Yonkers 10701, c/o Ivelisa Valdez. Filed July 1.

HUDSON VALLEY BUILDING LOANS Below $1 million Kuperus, Charles, et al, Westtown, as owner. Lender: Farm Credit East ACA, Middletown.

Property: in Minisink. Amount: $300,000. Filed Oct. 28.

Miller, Randolph, et al, Poughkeepsie, as owner. Lender: Ulster Savings Bank, Kingston. Property: 41 Spencer Lane, Marbletown.

Amount: $200,000. Filed Oct. 26.

&

FIGURES

Rheal, Corey, et al, Newburgh, as owner. Lender: Ulster Savings Bank, Kingston. Property: Candlestick Hill Road, Newburgh 12550.

Amount: $380,000. Filed Oct. 29.

WMB LLC, Howells, as owner.

Lender: Hometown Bank of the Hudson Valley, et al, Walden.

Property: 1590 Highway 211, Mount Hope. Amount: $310,250. Filed Oct. 29.

Yondolino, Bryan E., et al, Pine Bush, as owner. Lender: Walden Savings Bank, Montgomery.

Property: in Shawangunk. Amount: $120,000. Filed Oct. 30.

DEEDS Above $1 million Mid Hudson Film LLC, Newburgh. Seller: HVR-2 LLC, Beacon.

Property: in Newburgh. Amount: $1 million. Filed Oct. 28.

Saugerties Property Associates LLC, Millerton. Seller: Everson KSR LLC, Brooklyn. Property: 30 Lamb Ave., Saugerties 12477. Amount: $1.8 million. Filed Oct. 27.

TDA Universal LLC, Bayside.

Seller: Rad Realty Co., Boca Raton, Fla. Property: 501 Route 17M, Monroe 10950. Amount: $2 million.

Filed Oct. 27.

Three Kidds Newburgh LLC, Bridgehampton. Seller: Orange County Trust Co., Middletown.

Property: Gardnertown and Creek Run roads, Newburgh 12550.

Amount: $1.5 million. Filed Oct. 27.

Below $1 million 105 Forest Corp., Monroe.

Seller: Abraham Schwartz, Monroe.

Property: 105 Forest Ave., Monroe 10950. Amount: $225,000. Filed Oct. 28.

109 Linden Inc., Middletown.

Seller: Chananya Schonbrun, Monroe. Property: 109 Linden Ave., Middletown. Amount: $51,000.

Filed Oct. 28.

26 Satmar LLC, Monroe. Seller: Jacob Rosenfeld, et al, Monroe.

Property: 26 Satmar Drive, No. 201, Monroe 10950. Amount: $120,500.

Filed Oct. 26.

46 Seven Springs Mountain Road LLC, Monroe. Seller: Denise Artaud, Monroe. Property: 46 Seven Springs Mountain Road, Monroe 10950. Amount: $150,000.

Filed Oct. 28.

Real Estate Award Breakfast Honoring

Acadia Realty Trust Kenneth F. Bernstein, President & CEO Martin S. Berger Lifetime Achievement Award Robert P. Weisz Emcee: Tara Rosenblum, Anchor, News 12 Friday, November 13, 2015 at Hilton Westchester, Rye Brook 7:00 am Title Sponsors Acadia Realty Trust New York Land Services Pavarini North East Construc�on Co. Inc.

PlaƟnum Sponsors

Amcap Inc. Arent Fox LLP CBRE Century 21 Department Stores

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Baywater Proper�es BDO LLP Cuddy & Feder LLP Herman Katz Cangemi & Clyne, LLP HFF Jones Lang LaSalle

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NOVEMBER 9, 2015

52 Route 9 LLC, Garden City.

Seller: Fishkill Dutchess Development LLC, Hauppauge. Property: in Fishkill. Amount: $385,000. Filed Oct. 26.

25

FACTS Eastman USA Inc., Fishkill Seller: KI REH LLC, Kingston. Property: 38 Church St., Poughkeepsie. Amount: $28,500. Filed Oct. 27.

Alva Edison Project LLC, Pleasant Valley. Seller: Vincent Russo Real Estate LLC, Washingtonville.

Property: in Newburgh. Amount: $400,000. Filed Oct. 29.

Fannie Mae. Seller: Isabelle Rawich, South Fallsburg. Property: 89 High St., Monroe 10950. Amount: $242,454. Filed Oct. 29.

Brookfield Global Relocation Services LLC, Burr Ridge Ill. Seller: Michael V. Aquilino, Wappingers Falls. Property: 3 Doe Trail, Wappingers Falls 12590. Amount: $255,000. Filed Oct. 29.

Fannie Mae. Seller: Martin Hersh, Liberty. Property: 20 Powder Mill Road, Newburgh 12550. Amount: $208,834. Filed Oct. 28.

Brookfield Global Relocation Services LLC, Burr Ridge, Ill. Seller: Obehi Ogunbayo, et al, Monroe. Property: 16 Peterson Road, Monroe 10950. Amount: $425,000.

Filed Oct. 27.

Fannie Mae. Seller: Mavis A. Ronayne, Pearl River. Property: 80 Albany Post Road, Newburgh 12550. Amount: $196,665. Filed Oct. 28.

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GHD Developers LLC, Brooklyn.

Seller: Julian Castro, secretary of Housing of the U.S. Department of Housing and Urban Development, Philadelphia, Pa. Property: 425 Albany Ave., Kingston 12401. Amount: $35,000. Filed Oct. 26.

Goshen Mortgage REO LLC, Greenwich, Conn. Seller: Robert E. Dinardo, Newburgh. Property: 64 Mount Orange Road, Slate Hill 10973. Amount: $182,000. Filed Oct. 29.

Headache LLC, Newburgh. Seller: Mo Properties LLC, Plattekill. Property: 240 Broadway, Newburgh.

Amount: $110,000. Filed Oct. 29.

Fannie Mae. Seller: Peter G. Botti, Goshen. Property: 19 Harrison St., Middletown 10940. Amount: $182,420. Filed Oct. 27.

Hod Shbehod LLC, Monroe.

Seller: Sarah Ramos, Goshen.

Property: 706 Cortland Drive, Newburgh 12550. Amount: $30,100.

Filed Oct. 27.

Citimortgage Inc. Seller: Judith L. Lubinsky, Campbell Hall. Property: 1978 Greenville Turnpike, Port Jervis 12771. Amount: $233,750.

Filed Oct. 27.

Federal Home Loan Mortgage Corp. Seller: Michelle Anderson, Newburgh. Property: 4 W. Lake Road, Warwick 10990. Amount: $421,689. Filed Oct. 29.

Homesales Inc. Seller: Chester H. Gordon, Poughkeepsie. Property: 22 Homs Park Road, Hyde Park 12538. Amount: $210,000. Filed Oct. 26.

Citizens Bank N.A. Seller: Allan B. Rappleyea, Poughkeepsie. Property: 756 Traver Road, Pleasant Valley 12569. Amount: $164,000.

Filed Oct. 26.

Federal National Mortgage Association. Seller: Geoffrey E. Chanin, Goshen. Property: 357 Ann St., Newburgh. Amount: $152,776.

Filed Oct. 29.

Homestead Redevelopment LLC, Briarcliff Manor. Seller: Ross Thompson, et al, Beacon. Property: in Poughkeepsie. Amount: $68,500. Filed Oct. 27.

Citizens Bank N.A. Seller: Allan B. Rappleyea, Poughkeepsie. Property: 756 Traver Road, Pleasant Valley 12569. Amount: $164,000.

Filed Oct. 26.

Federal National Mortgage Association. Seller: John Joseph Fallon, Walden. Property: 24 Old Anvil Lane, Middletown 10940. Amount: $138,699. Filed Oct. 30.

HSBC Bank USA N.A. Seller: Elizabeth Ping Wang, Poughkeepsie. Property: 38 Academy St., Pine Plains 12567. Amount: $342,500.

Filed Oct. 28.

CZR Properties Inc., Monroe.

Seller: William A. Janssens, et al, Monroe. Property: in Blooming Grove. Amount: $60,000. Filed Oct. 29.

Federal National Mortgage Association. Seller: Michelle Anderson, Newburgh. Property: 17 Keats Road, Middletown 10941. Amount: $238,215. Filed Oct. 26.

JPMorgan Chase Bank N.A. Seller: James Pawliczek, Florida.

Property: 1490 Route 17M, Chester 10918. Amount: $556,160. Filed Oct. 29.

Dandomar Company LLC, New York City. Seller: Nationstar Mortgage LLC. Property: 201 Sunset Hill Road, Pleasant Valley 12569.

Amount: $70,000. Filed Oct. 29.

Fei Tian College, Cuddebackville.

Seller: 14 Jason Place Corp., Middletown. Property: in Middletown.

Amount: $180,000. Filed Oct. 26.

Kaja Holdings 2 LLC, Columbia, S.C. Seller: Resi REO Sub LLC, Frederiksted, U.S. Virgin Islands.

Property: 11 Benkard Ave., Newburgh 12550. Amount: $18,000.

Filed Oct. 30.

Central Hudson Gas and Electric Corp., Poughkeepsie. Seller: Lynn Kaplan, Sag Harbor. Property: in Wawarsing. Amount: $262,500.

Filed Oct. 27.

Deutsche Bank National Trust Co. Seller: Alan L. Joseph, Goshen.

Property: 7 Chadsford Lane, Newburgh 12550. Amount: $563,280.

Filed Oct. 26.

Deutsche Bank National Trust Co. Seller: Michael L. Fox, Walden.

Property: 221 Blake Road, Maybrook 12543. Amount: $152,633.

Filed Oct. 27.

Deutsche Bank National Trust Co. Seller: Thomas H. Kimbrew, et al, Beacon. Property: 67 W. Center St., Beacon 12508. Amount: $323,500. Filed Oct. 29.

Double RL LLC, Yonkers. Seller: 1266 Pulaski Highway LLC, Southfield. Property: in Goshen. Amount: $390,000. Filed Oct. 28.

Dwyer Properties LLC, Saugerties. Seller: Keith C. Capasso, Rocklin, Calif. Property: in Saugerties. Amount: $25,000. Filed Oct. 28.

26

NOVEMBER 9, 2015

Fei Tian College, Cuddebackville.

Seller: 42 Jason Place Corp., Middletown. Property: in Middletown.

Amount: $150,000. Filed Oct. 27.

Fei Tian College, Cuddebackville.

Seller: 49 Seward Corp., Middletown. Property: in Middletown.

Amount: $75,000. Filed Oct. 26.

Fiable Trading Inc., Middletown.

Seller: Carmine Cortese, et al, New Hampton. Property: in Middletown. Amount: $170,000. Filed Oct. 28.

Finest Ceiling and Drywall Corp., Monroe. Seller: Fannie Mae. Property: 14 Lexington Hills, No. 2, Harriman 10926. Amount: $75,000.

Filed Oct. 29.

First Dinan Inc., Beacon. Seller: Deutsche Bank Trust Company Americas. Property: 35 Orchard Place, Beacon 12508. Amount: $266,000. Filed Oct. 23.

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KAP Legacy LLC, Hurley. Seller: U.S. Bank Trust N.A. Property: 320 Hurley Ave., Kingston 12401.

Amount: $71,000. Filed Oct. 26.

L and R Properties LLC, Poughkeepsie. Seller: Commercial Holdings of Poughkeepsie LLC, Pleasant Valley. Property: 632 Main St., Poughkeepsie. Amount: $125,000.

Filed Oct. 27.

Lakefront Escape LLC, New York City. Seller: Jacqueline Alvarez, Greenwood Lake. Property: 618 Jersey Ave., Greenwood Lake 10925.

Amount: $463,000. Filed Oct. 28.

Lan Properties LLC, Montgomery. Seller: U.S. Bank Trust N.A. Property: 32 S. Montgomery St., Walden 12586. Amount: $33,495.

Filed Oct. 30.

FIGURES Marlboro Flats LLC, Marlboro.

Seller: Grace Vanetten, Marlboro. Property: 42 Western Ave., Marlboro. Amount: $85,000. Filed Oct. 26.

Matagiri Sri Aurobindo Center Inc., Mount Tremper. Seller: Joan A. Bryant, Mount Tremper.

Property: in Woodstock. Amount: $55,000. Filed Oct. 29.

MTGLQ Investors LP, St. Paul, Minn. Seller: Benjamin Ari Greenwald, New Windsor. Property: 614 Lakes Road, Monroe 10950.

Amount: $215,000. Filed Oct. 26.

New Windsor Development Company LLC, Livingston, N.J. Seller: Joanne Tejeda, New Windsor. Property: in New Windsor.

Amount: $40,000. Filed Oct. 30.

Newburgh Ventures Construction LLC, Wallkill. Seller: Manny Pereira, Wallkill. Property: 92 Washington St., Newburgh.

Amount: $150,000. Filed Oct. 26.

Northern Enterprise NY LLC, Cornwall-on-Hudson. Seller: Mark D. Stern, Goshen. Property: 71 Grand Ave., Middletown 10940.

Amount: $41,802. Filed Oct. 29.

Northern Enterprise NY LLC, Highland Mills. Seller: Joseph Catania Jr., Newburgh. Property: 32 Surrey Road, Chester 10918. Amount: $128,000. Filed Oct. 29.

Northern Enterprise NY LLC, Monroe. Seller: Paul L. Marks, Montgomery. Property: 9 Briarwood Crescent, Newburgh 12550.

Amount: $43,000. Filed Oct. 28.

Northern Enterprise NY LLC, Otisville. Seller: Gary Schuster, Walden. Property: 1327 Route 17, Walden 12586. Amount: $76,579.

Filed Oct. 28.

Plattekill Avenue New Paltz Realty LLC, Highland. Seller: Baumac Realty Inc., New Paltz.

Property: in New Paltz. Amount: $950,000. Filed Oct. 26.

Ramapo For Children Inc., Rhinebeck. Seller: David R. Coon, et al, Rhinebeck. Property: in Rhinebeck. Amount: $245,000.

Filed Oct. 28.

Rhinebeck Bank, Poughkeepsie. Seller: Raphael John Basso, Poughkeepsie. Property: 11 Aster Hill Drive, Wappinger. Amount: $450,000. Filed Oct. 23.

SDF Capital LLC, New Rochelle.

Seller: Stephen Bergsohn, Monroe.

Property: in Blooming Grove.

Amount: $41,500. Filed Oct. 29.

State of New York Mortgage Agency, New York City. Seller: David Gubits, Walden. Property 172 Walden Ave., Middletown 10940.

Amount: $95,000. Filed Oct. 27.

U.S. Bank N.A. Seller: Betty Jean Potenza, Highland. Property: 20 N. Farm Drive, Dover Plains 12522.

Amount: $54,000. Filed Oct. 26.

U.S. Bank N.A. Seller: Charles E. Stewart III, Pawling. Property: in Hyde Park. Amount: $63,000. Filed Oct. 28.

U.S. Bank N.A. Seller: David G. Ferenz, Poughkeepsie. Property: 80 Fraleigh Lane, Red Hook 12571.

Amount: $609,000. Filed Oct. 27.

U.S. Bank N.A. Seller: Joan Helen McCarthy, Fishkill. Property: 14D Carnaby St., Wappingers Falls 12590. Amount: $126,500. Filed Oct. 26.

V Mortgage REO 2 LLC, Greenville, S.C. Seller: Alan Joseph, Goshen. Property: 27 Julie Lane, Greenwood Lake 10925. Amount: $145,000. Filed Oct. 30.

Wallkill Valley Federal Savings and Loan Association, Wallkill.

Seller: Wallkill Avenue Properties LLC, Middletown. Property: in Middletown. Amount: $227,157.

Filed Oct. 29.

Wells Fargo Bank N.A. Seller: Chester H. Gordon, Poughkeepsie.

Property: 29 Strawberry Hill Road, Pawing 12564. Amount: $482,500.

Filed Oct. 23.

Wells Fargo Bank N.A. Seller: James Oakman, Poughkeepsie.

Property: 16 Cumberland Road, Fishkill 12524. Amount: $116,500.

Filed Oct. 29.

Wild and Wes LLC, Montgomery.

Seller: Jeffrey W. Quist Sr., Walden.

Property: in Walden. Amount: $40,000. Filed Oct. 29.

JUDGMENTS 511-517 North Street Inc., d.b.a.

Michelangelo Pizzeria, Middletown. $2,200 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Sept. 29.

613 Automotive Group Inc., Ellenville. $34,946 in favor of the New York State Department of Taxation and Finance, Albany.

Filed Oct. 30.

Allstate Realty and Management Corp., Monroe. $2,061 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Sept. 29.

Aztlan Lawnscape Inc., Highland. $14,827 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Oct. 26.

Bill’s Auto Service Inc., Rosendale. $1,490 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Oct. 26.

Ciao Bella of Warwick LLC, Warwick. $2,556 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Sept. 29.

Communication Devices Corp., New Windsor. $3,026 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Sept. 29.

Conklin Services and Construction Inc., Newburgh. $4,215 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Sept. 29.

Ely Enterprises Inc., Port Jervis. $1,587 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Sept. 29.

Feinberg Construction, Kerhonkson. $1,502 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Oct. 26.

Heyer Water Company Inc., Woodstock. $4,567 in favor of the New York State Department of Taxation and Finance, Albany.

Filed Oct. 30.

Joe Precour Inc., d.b.a. Precour Development, Highland. $2,124 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany.

Filed Oct. 26.

Makerstate LLC, Kingston. $308 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany.

Filed Oct. 26.

Mary Dyer MC PLLC, New Paltz. $1,408 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Oct. 26.

Monroe What’s Hot Inc., Monroe. $264 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Sept. 29.

National Food and Beverage Inc., Ellenville. $248 in favor of the New York State Department of Taxation and Finance, Albany.

Filed Oct. 30.

New World Catering Corp., Saugerties. $5,766 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Oct. 26.

FACTS Nyco International Inc., Southfields. $1,550 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Sept. 29.

Pineview Bakery II, Shokan. $531 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 30.

Pinpoint Digital Media Inc., Monroe. $1,281 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Sept. 29.

Real World Coffee Roasters Inc., Kingston. $1,799 in favor of the New York State Department of Taxation and Finance, Albany.

Filed Oct. 30.

Reservoir Delicatessen and Dairy Inc., Shokan. $1,068 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Oct. 26.

RG Psychological Services PC, Stone Ridge. $285 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Oct. 26.

Silver Mountain Inc., d.b.a Wok and Roll Café and Woodstock, Woodstock. $512 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Oct. 26.

Tomorrow’s Homes Design and Development Corp., Marlboro. $599 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 30.

U.S. Mail Contractor, Saugerties. $688 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany.

Filed Oct. 26.

William Street Management Group Inc., Monroe. $5,330 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Sept. 29.

Window Fusion Inc., Milton. $171 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 30.

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed.

Ackerman, Ruth, as executor of the estate of George Tuttle, et al. Filed by Central Mortgage Co. Action: seeks to foreclose on a mortgage to secure $260,000 affecting property located at 201 Kings Highway, Warwick 10990.

Filed March 24.

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FIGURES

Agostini, Edgar, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $214,275 affecting property located at 6 Willow Lane, Greenwood Lake 10925. Filed March 24.

Brown, Theresa, et al. Filed by PHH Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $77,016 affecting property located at 2 Northgate Drive, Walden 12586. Filed March 18.

Cocozza, Anthony J., et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $188,000 affecting property located at 6 Hill St., Newburgh 12550. Filed March 20.

Dubaldi, John O., et al. Filed by Pennymac Holdings LLC. Action: seeks to foreclose on a mortgage to secure $187,000 affecting property located at 125 West St., Newburgh 12550. Filed March 18.

Alexander, Jacqueline, et al.

Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $210,000 affecting property located at 40 Allison Ave., Newburgh 12550. Filed March 23.

Buff, James W., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $159,458 affecting property located at 53 Green St., Kingston 12401. Filed Oct. 27.

Conciatori, Karen, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $333,581 affecting property located at 1 Teal Court, Woodbury 10930. Filed March 24.

Dubner, Nikki, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $271,150 affecting property located at 19 Wayne Drive, Wawayanda 10940. Filed March 19.

Andersen, Sharon C., et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $169,000 affecting property located at 113 Mountain Ave., Highland Falls 10928. Filed March 20.

Callaghan, Brigid A., et al. Filed

by Wilmington Trust N.A. Action: seeks to foreclose on a mortgage to secure $269,814 affecting property located at 169 Highland Ave., Middletown 10940. Filed March 23.

Cox, Jason E., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $373,500 affecting property located at 24 Camp Ridge Road, Wallkill 12589. Filed Oct. 29.

Bailey, Roy W., et al. Filed

by M&T Bank. Action: seeks to foreclose on a mortgage to secure $184,000 affecting property located at 18 West Drive, Walden 12586. Filed March 13.

Canaras, Theodora, et al. Filed

by Interstate Intrinsic Value Fund A LLC. Action: seeks to foreclose on a mortgage to secure $60,000 affecting property located at 276 Temple Hill Road, Unit 1206, New Windsor 12553. Filed March 23.

Crawford, Adrienne J., et al.

Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $225,000 affecting property located at 10 Little Country Road, Newburgh 12550. Filed March 24.

Canceleno, John R., et al. Filed

by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $110,400 affecting property located at 11 David St., Ellenville 12428. Filed Oct. 28.

Creamer, Bernadette, et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $479,750 affecting property located at 25 Doran Drive, Hopewell Junction 12533. Filed Oct. 27.

Filippazzo, Janet M., et al. Filed

by CIT Bank N.A. Action: seeks to foreclose on a mortgage to secure $369,450 affecting property located at 184-2 Old Post Road, Marlboro 12542. Filed Oct. 26.

Canevari, Marguerite M., et al.

Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $453,600 affecting property located at 3549 Route 94, Chester 10918. Filed March 19.

Cruz, Enrique, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $230,000 affecting property located at 370 Broadway, Newburgh 12550. Filed March 19.

Berger, Efram, et al. Filed by Countrywide Home Loans Servicing LP. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 77 Barr Lane, Monroe 10950. Filed March 16.

Fredericks, Donald J. Jr., et al.

Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $269,000 affecting property located at 22 Wintergreen Ave., Newburgh. Filed March 13.

Carney, Julie M., et al. Filed by PHH Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $53,700 affecting property located at 201 Rider Hollow Road, Arkville 12406. Filed Oct. 30.

Cruz, Theresa, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $396,000 affecting property located at 9 Vincent Drive, Chester 10918. Filed March 24.

Berman, David A., et al. Filed by Mortgage Electronic Registration Systems. Action: seeks to foreclose on a mortgage to secure $151,500 affecting property located at 573 Creek Road, Poughkeepsie 12601.

Filed Oct. 26.

Chatergoon, Looknauth, et al.

Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $294,500 affecting property located at 1 John Drive, Goshen 10924. Filed March 23.

DiMartino, Carmelo C., as executor of the estate of Giovanna DiMartino, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $300,000 affecting property located at 86 Main St., Esopus 12429.

Filed Oct. 26.

Bonamici, Theresa, et al. Filed

by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $487,500 affecting property located at 64 Meadow Way, East Fishkill 12533.

Filed Oct. 26.

Checo, Artemio, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $324,000 affecting property located at 228 Mineral Springs Road, Highland Mills 10930. Filed March 16.

Borges, Migdalia, et al. Filed

by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $181,520 affecting property located at 19 Sherman Drive, Newburgh 12550. Filed March 24.

Ciccone, Richard A., et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $250,000 affecting property located at 88 Coppergate Lane, Warwick 10990. Filed March 23.

Begley, Jeremy, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 237 Ruth Court, Middletown 10940.

Filed March 20.

Benoit, Sharon, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $288,000 affecting property located at 76 Connors Road, Middletown 10941. Filed March 16.

Britt, John, et al. Filed by Green Tree Servicing LLC. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 119 Academy Ave., Middletown 10940.

Filed March 23.

Ciriac, Joyce A., et al. Filed by CitiMortgage Inc. Action: seeks to foreclose on a mortgage to secure $218,291 affecting property located at 62 Pine Island Turnpike, Warwick 10990. Filed March 24.

Donaghey, Patrick J., et al.

Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $240,000 affecting property located at 135 Jackson St., Fishkill 12524. Filed Oct. 26.

Douglas, Robert F., et al. Filed by Green Tree Servicing LLC. Action: seeks to foreclose on a mortgage to secure $346,320 affecting property located at 23 Ann Elizabeth Drive, Washingtonville 10992. Filed March 23.

Douglass, Richard, et al. Filed by Mid-Island Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $166,528 affecting property located at 36 poplar Ave., Pine Plains. Filed Oct. 26.

Duffany, Justin P., et al. Filed

by M&T Bank. Action: seeks to foreclose on a mortgage to secure $116,758 affecting property located at 320 Foster Road, Wallkill 12589.

Filed Oct. 27.

Eisloeffel, Christopher, et al.

Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 87 Maple St., Newburgh 12550. Filed March 16.

Gadonniex, Anthony, et al. Filed

by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $375,250 affecting property located at 29 Glen Rock Circle, Highland. Filed Oct. 28.

Garcia, Evelyn, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $234,025 affecting property located at 55 Chestnut Lane, Newburgh 12550. Filed March 23.

Giudice, Jeffrey L., et al. Filed by Green Tree Servicing LLC. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 41 Brady Ave., Newburgh 12550. Filed March 20.

Hansen, Brett, et al. Filed by Citizens Bank N.A. Action: seeks to foreclose on a mortgage to secure $134,000 affecting property located at 17 Hardenburgh Lane, Rosendale 12472. Filed Oct. 30.

Hayes, Thomas D., et al. Filed

by Vertical Capital Income Fund.

Action: seeks to foreclose on a mortgage to secure $204,000 affecting property located at 104 Country Club Road, Walden 12586.

Filed March 13.

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Hillman, Patricia A., et al.

Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $198,800 affecting property located at 34 Warford Road, Westtown 10998.

Filed March 20.

Holmes, Karima, et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $309,938 affecting property located at 95 River St., Montgomery 12549. Filed March 16.

Infante, Cindy, et al. Filed by PennyMac Loan Services LLC. Action: seeks to foreclose on a mortgage to secure $294,566 affecting property located at 346 Shelly Road, New Windsor 12553.

Filed March 23.

Jackman, Anthony, et al. Filed

by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $221,850 affecting property located at 12 Roosevelt Place, Newburgh 12550.

Filed March 20.

Jashembowski, Tammy Lynne, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $181,177 affecting property located at 37 McVeigh Road, New Hampton 10958. Filed March 17.

Kilkenny, Kevin J., et al. Filed by the State of New York Mortgage Agency. Action: seeks to foreclose on a mortgage to secure $106,700 affecting property located at 22C Scarborough Lane, Wappingers Falls 12590. Filed Oct. 26.

Kirschner, Larry H., et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $208,000 affecting property located at 611 Sandhill Road, Gardiner 12525. Filed Oct. 30.

Langon, Todd E., et al. Filed by PennyMac Corp. Action: seeks to foreclose on a mortgage to secure $58,000 affecting property located at 95 First Ave., Kingston 12401.

Filed Oct. 27.

Latini, Frances, individually and as surviving spouse of Richard T. Latini, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $175,750 affecting property located at 518 Route 17K, Montgomery 12586. Filed March 20.

Leblanc, Robert R., et al. Filed

by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $352,000 affecting property located at 470 Stormville Mountain Road, Holmes 12531.

Filed Oct. 26.

Lovitch, David, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $210,000 affecting property located at 135 Orange Ave., Walden 12586. Filed March 13.

NOVEMBER 9, 2015

27

FACTS

&

Mangham, Jeffrey, et al. Filed by Green Tree Servicing LLC. Action: seeks to foreclose on a mortgage to secure $220,000 affecting property located at 104 Evan Road, Warwick 10990. Filed March 16.

Murphy, James, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $112,000 affecting property located at 8 Division St., Port Jervis 12771. Filed March 24.

Ribadeneyra, Eduardo N., et al.

Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $197,880 affecting property located at 203 Chrystal Drive, Maybrook. Filed March 13.

Mapes, Tiffany M., et al. Filed

by Prospect Lending LLC. Action: seeks to foreclose on a mortgage to secure $146,197 affecting property located at 7 Sagamore Drive, Mount Hope 10932. Filed March 23.

Nunez, Fircy Antonio, et al.

Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $299,250 affecting property located at 5 Park Court, Middletown 10940. Filed March 19.

Robillard, Amy M., et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $77,000 affecting property located at 7 Poplar Road, Fishkill 12508. Filed Oct. 26.

Martin, Andrew L., et al. Filed

by PHH Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $80,000 affecting property located at 43 Parish Lane, Lake Katrine 12449. Filed Oct. 30.

Patrick, Calvin, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $174,641 affecting property located at 21 Lexington Hills, Unit 11, Harriman 10926. Filed March 16.

McCarthy, Sheila M., et al. Filed

by Wilmington Savings Fund Society FSB. Action: seeks to foreclose on a mortgage to secure $304,800 affecting property located at 193 Martins Road, Huguenot 12746.

Filed March 13.

Pignataro, Louis J., et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $152,800 affecting property located in Ellenville. Filed Oct. 28.

Morales, Joaquin, et al. Filed by OneWest Bank FSB. Action: seeks to foreclose on a mortgage to secure $279,000 affecting property located at 9 Ross Lane, Middletown 10941. Filed March 23.

Moss, Rashad, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $124,200 affecting property located at 33 Jimal Drive, Unit 9, Middletown 10940.

Filed March 23.

Pileggi, Dominick, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 423 Philo St., New Windsor 12553. Filed March 23.

Pitt, Michael, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $224,050 affecting property located at 48-50 Gavin Ave., Middletown 10940.

Filed March 20.

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NOVEMBER 9, 2015

FREE STANDING RETAIL / WAREHOUSE BUILDING- POUGHKEEPSIE, NY Location: U.S. RT 44 / NYS RT 55 Area Square Feet: 14,800 ± SF Acreage: 1.83 ± Acres Suitable For: Retail / Shop / Display /Warehouse Utilities: Municipal Water & Sewer/ Gas & Electric Asking Price: $775,000 Contact: info@crproperties.com (845) 485-3100 / www.crproperties.com

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Romano, John R., et al. Filed

by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 747 Sheldon Road, Gardiner 12525. Filed Oct. 27.

Scala, Phyllis E., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $194,627 affecting property located at 821 Tower Ridge Circle, Middletown 10941. Filed March 19.

Schultz, Michael J., et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $265,375 affecting property located at 13 Patricia Lane, Washingtonville 10992. Filed March 19.

Schwartz, Chesky, et al. Filed by Caliber Home Loans Inc. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 45 First Ave., Woodbury 10930. Filed March 19.

Senecal, Julie A., et al. Filed

by The Bank of New York Mellon Trust Company N.A. Action: seeks to foreclose on a mortgage to secure $184,000 affecting property located at 5 Cedar St., Saugerties 12477. Filed Oct. 27.

Sette, Julia, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $273,600 affecting property located at 112-116 O’Neill St., Kingston 12401. Filed Oct. 26.

Smith, Rene J., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $156,280 affecting property located at 38 Watkins Ave., Middletown 10940. Filed March 19.

Soto, C. Michael A., et al. Filed

by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $170,000 affecting property located at 203 Saracino Drive, Maybrook 12543. Filed March 18.

Spann, Douglas, et al. Filed

by M&T Bank. Action: seeks to foreclose on a mortgage to secure $151,210 affecting property located at 14-16 Lafayette Ave., Middletown 10940. Filed March 13.

FIGURES Stessel, Ari, et al. Filed by Green Tree Servicing LLC. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 14 Myrtle Ave., Middletown 10940.

Filed March 16.

The estate of William R. Nieman, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $472,500 affecting property located at 10 Ann Marie Drive, New Windsor 12577. Filed March 24.

Thomas, Michael A., et al. Filed

by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $300,000 affecting property located at 55 Heinsman Lane, Walllkill 12589.

Filed March 18.

Tretin, Patricia D., et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $294,591 affecting property located at 229 Sunset Terrace, Monroe 10950. Filed March 23.

Velasquez, Claudia Vijil, et al.

Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $265,268 affecting property located at 497 Route 32, Wallkill 12589. Filed March 16.

Vetrero, John F., et al. Filed by PHH Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $180,000 affecting property located at 77 Breezy Heights, Marlboro 12542. Filed Oct. 26.

Viertel, David, et al. Filed by Embrace Home Loans Inc. Action: seeks to foreclose on a mortgage to secure $258,340 affecting property located at 4103 U.S. Highway 209, Stone Ridge 12484. Filed Oct. 27.

Waters, Michael S., et al. Filed by Ventures Trust 2013-I-H-R. Action: seeks to foreclose on a mortgage to secure $192,500 affecting property located at 55 and 57 Mailler Ave., Cornwall-on-Hudson 12518. Filed March 24.

Whetstone, Marjorie Ann, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $100,000 affecting property located at 3 Park St., Ellenville 12428. Filed Oct. 28.

Windle, John Joseph Jr., et al.

Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $298,054 affecting property located at 16 Heritage Crossing, Circleville 10919.

Filed March 13.

Winship-Sava, Amy, as executrix of the estate of Marilyn A. Carlough, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $95,000 affecting property located at 334 Jersey Ave., Greenwood Lake 10925. Filed March 13.

Wylie, Lois, et al. Filed by Ocwen Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $168,000 affecting property located at 14 Laddie Road, Middletown 10941. Filed March 13.

Zadorozny, Jessica M., et al.

Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $198,722 affecting property located at 2 Glenn St., Warwick 10990. Filed March 19.

Zamora, Reginald, et al. Filed

by OneWest Bank FSB. Action: seeks to foreclose on a mortgage to secure $343,900 affecting property located at 92 Woodlake Drive, Middletown 10940. Filed March 23.

Zaro, Gary, et al. Filed by Green Tree Servicing LLC. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 15 Summit St., Monroe 10950. Filed March 23.

Zuniga, Fidel, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 4 Westend Drive, Highland Mills 10930. Filed March 13.

MECHANIC’S LIENS 360 Route 211 LLC, as owner. $13,066 as claimed by United Rentals North America Inc., Charlotte, N.C. Property: 350 Route 211 E., Middletown. Filed Oct. 28.

Bruner, David, Kingston, as owner. $2,307 as claimed by Bonded Concrete Inc., Watervliet.

Property: 50 Hudson St., Kingston.

Filed Oct. 27.

Campbell, Todd, et al, as owner. $43,566 as claimed by Peterbuilt Electric Inc., Pleasant Valley.

Property: 157 Forest Valley Road, Pleasant Valley. Filed Oct. 28.

Dharmakaya Inc., as owner. $191,090 as claimed by AJS Masonry Inc., Clifton Park. Property: 191 Cragsmoor Road, Wawarsing.

Filed Oct. 26.

Poughkeepsie Galleria LLC, as owner. $7,927 as claimed by United Rentals North America Inc., Charlotte, N.C. Property: 2001 South Road, Poughkeepsie. Filed Oct. 27.

Spinedi, Morgan, as owner. $700 as claimed by M and M Contracting, Kerhonkson. Property: 3474 Cooper St., Marbletown. Filed Oct. 26.

Ulster Commons III LLC, as owner. $9,258 as claimed by United Rentals North America Inc., Charlotte, N.C. Property: 1601 Ulster Ave., Lake Katrine. Filed Oct. 27.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Partnerships Advanced Mechanical and Radiant, 25 All Husen Road, New Paltz 12561, c/o David F. Ale and Frederick R. Fraser. Filed Oct. 28.

Block Shakerz Studio, 22 Liberty St., Second floor, Newburgh 12550, c/o Samuel F. Clark and Kanisha E. Henderson. Filed Oct. 27.

Creek House Rental, 70 Charles Bach Road, Saugerties 12477, c/o Laura A. Bach and Lisa Marie Sullivan. Filed Oct. 29.

Radco Sales, 58 Ridge Road, Highland Mills, c/o Frederick Rumler and Bryan Bradley. Filed Oct. 21.

Sole Proprietorships All County Repairs, 881 Pulaski Highway, Goshen 10924, c/o Richard Petti. Filed Oct. 21.

All-Star Detailing, 13 Bedford Ave., Middletown 10940, c/o Jared Brachfeld. Filed Oct. 22.

Mike Cordero – Agent, 11 West Ave., Suite 2, Chester, c/o Michael B. Cordero. Filed Oct. 23.

Mindful Yoga With Liz, 173 Sterling Place, Lloyd 12528, c/o Elizabeth Torres. Filed Oct. 28.

Optimum Chiropractic Spine and Injury Office, 1191 Route 9W, Unit D1, Marlboro 12542, c/o Patricio Delsalto. Filed Oct. 29.

Photoshoot Fresh, 1488 Route 44/55, Clintondale 12515, c/o Manuel Ivan Falu. Filed Oct. 29.

Pivotal Motion Enterprises, 120 Halfmoon Drive, Cairo, c/o Craig A. Vedder. Filed Oct. 23.

Sebro Music Publishing, P.O. Box 224, Hurley 12443, c/o Marsha R. Wood. Filed Oct. 28.

Spiritual Healing Hands, 80 Commonwealth Ave., Middletown 10940, c/o Barbara P. Labianca.

Filed Oct. 20.

The Red Queen, 8 Hemlock Lane, Saugerties 12477, c/o Amanda L. Dalmas. Filed Oct. 29.

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NOVEMBER 9, 2015

29

LEGAL NOTICES Notice of formation of Limited Liability Company (ìLLCî). Name: Westhab Community Revitalization, LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on October 8, 2004. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Helen Rosenberg, Westhab, Inc., 85 Executive Blvd., Elmsford, NY 10523. Purpose/character of LLC is to engage in any lawful act or activity. #60202 Notice of Formation of Abe & Takizawa LLP. Arts. of Org. filed with SSNY on 9/16/2015. Office location: Westchester County. SSNY designated agent upon whom process may be served and shall mail copy of process against LLP to principal business address: 192 Park Dr., Eastchester, NY 10709. Purpose: any lawful act or activity #60203 Notice of Formation of HPP ASSOCIATES LLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 6/22/15. Office location: Westchester County. SSNY designated as agent of LLC whom process against it may be served. SSNY shall mail process to: 18 Highland Pk Pl, Rye, NY 10580. Purpose: any lawful act or activity. #60204 Notice of Formation of EXCELARYST LLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 7/6/15. Office location: Westchester County. SSNY designated as agent of LLC whom process against it may be served. SSNY shall mail process to: 18 Highland Pk Pl, Rye, NY 10580.

Purpose: any lawful act or activity. #60205 Notice of Formation of 18 SPRING POND DRIVE LLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 9/1/15. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 88 Greenwood Lane, Mt. Kisco, NY 10549. Purpose. Any lawful act or activity. #60206 Notice of Formation of 46 MYSTIC DRIVE LLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 9/1/15. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 88 Greenwood Lane, Mt. Kisco, NY 10549. Purpose. Any lawful act or activity. #60207 Notice of Formation of 357 ASHFORD AVENUE LLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 9/1/15. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 88 Greenwood Lane, Mt. Kisco, NY 10549. Purpose. Any lawful act or activity. #60208 Notice of Formation of Chunky Pops Publishing, LLC Art. Of Org. filed with SSNY on 9/21/15. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 1 Corell Road, Scarsdale NY 10583. Purpose: any lawful activities. #60209 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: VICTOR INTEGRATED CONTROL SOLUTIONS GROUP, LLC. Art. Of Org. filed with SSNY on 7/22/2015. Office Loc: Westchester County. SSNY has been desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail copy of process to the LLC, 445 Gramatan Ave unit # CD3, Mt. Vernon NY 10552. Purpose: The LLC may engage in any lawful business purpose. #60210 Notice of Formation of Tartan RE. LLC, LLC Art. Of Org. filed with SSNY on 7/15/15. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 30 Leighton Ave., Yonkers, NY 10705. Purpose: any lawful purpose. Ad # 60272

30

NOVEMBER 9, 2015

NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: Alexandria Capital, LLC Application for Authority was filed with the Secretary of State of New York (SSNY) on 08/07/2015.

Office location: Westchester County.

SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: Alexandria Capital, 287 Bowman Ave, Purchase, NY 10577 principal business location of the LLC. Purpose: any lawful business activity #60211 Notice of Formation of CASH FLOW INVESTING, LLC, Arts. of Org. filed with Secy. of State of NY (SSNY) on 9/25/15. Office located in Westchester. SSNY has been designated For service of process. SSNY shall mail copy of any process served against the LLC to Peter Birzon & Associates, P.C., 400 Jericho Tpke, Ste 100, Jericho, NY 11753. Purpose:any lawful business purpose. #60212 Main Chiropractic Rehabilitation PLLC Arts. of Org. filed with SSNY 9/4/15. Off. Loc.: Westchester Cnty.

SSNY designated as agent of LLC whom process may be served. SSNY shall mail process to: c/o the LLC, 634 Main Street, New Rochelle, NY 10801. Purpose: chiropractic. #60213 DT Rye Custom Homes LLC, a domestic LLC, filed with the SSNY on 7/15/15. Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to David J. Turiano, 7 Lea Place, Rye, NY 10580.

General Purpose #60214 Notice of Formation of Gratitude Land Ventures, LLC. Arts. of Org. filed with SSNY on 09/24/2015.

Office location: Westchester County.

SSNY designated as agent of LLC upon whom process may be served.

SSNY shall mail process to Gratitude Land Ventures, LLC, 36 Wampus Lake Drive, Armonk, NY 10504.

Purpose: any lawful act or activity. #60215 Notice of Formation of NEW YORK HUAQI BIOENGINEERING, LLC. Arts Of Org. filed with SSNY on 06/25/15.

Office Location: Westchester County. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC: 2 Montross Street, White Plains, NY 10603.

Purpose: Biosciences research. #60216 Notice of Formation of Nestoís, LLC. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 08/18/15. Office Location: Westchester County.

SSNY designated as agent upon which process may be served. SSNY shall mail a copy of any process against it served upon him/her to: 24 Tarrytown Rd, White Plains NY 10607 (the LLCís primary business location). LLC may engage in any lawful act or activity for which a LLC may be formed. #60217 The Samson Pet Group, LLC, Art. of Org. filed with NY Secy. of State on 09/23/15. Office located in Westchester Co. Secy. of State designated as agent upon which process may be served. Secy. of State shall mail a copy of any process against it served upon him/her to: 2220 Van Cortlandt Circle, Yorktown Heights, NY 10598 (the LLCís primary business location). LLC may engage in any lawful act or activity for which a limited liability company may be formed. #60218 Notice of Formation of Vapen Up LLC. Arts. of Org. filed with SSNY on 9/2/15. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to Alfred W. Christian, Jr., 100 Lane Crest Avenue, Apt. 2E, New Rochelle, NY 10805. Purpose: any lawful act or activity. #60220 Notice of Formation of MML Trading LLC. Arts. of Org. filed with SSNY on 9/3/15. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to Mona Longman, 8 Varian Lane, Scarsdale, NY 10583. Purpose: any lawful act or activity. #60221

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102 Waller, LLC, a domestic LLC, filed with the SSNY on 9/25/15. Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to Norman Dichiara, 25 Heatherbloom Rd., White Plains, NY 10605. General purpose. #60222

25 Grant LLC, a domestic LLC, filed with the SSNY on 9/21/15. Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to The LLC, 25 Grant St., West Harrison, NY 10604. General purpose. #60233

Spring Value Resources LLC, a domestic LLC, filed with the SSNY on 8/21/15. Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to The LLC, 320 N. Columbus Ave., Mt. Vernon, NY 10552. General purpose. #60223

Susan McGovern Stylist LLC Arts.of Org. filed with the SSNY on 9/3/15. in Westchester County. SSNY designated agent of LLC upon whom process against it may be served.

SSNY shall mail process to Susan Mcgovern, 142 Grandview Ave.,Rye, NY 10580. General purposes. #60234

Notice of Formation of ACTIVE Training, LLC. Art. Of Org. filed with SSNY on 8/7/15. Office Location: Westchester County. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: c/o United States Corporation Agents, Inc., 7014 13th Avenue, Suite 202, Brooklyn, NY 11228. Purpose: any lawful purpose. #60224

Name: F&J Caffe Roma LLC. Articles Of Organization were filed with the Secretary of State of New York (SSNY) on 10/05/15. Office Location: Westchester County.

SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of the process to: 1133 Westchester Ave., White Plains, NY 10604, principal business location of the LLC. Purpose: any lawful business activity. #60235

857 Southern Realty LLC, a domestic LLC, filed with the SSNY on 10/1/15. Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to The LLC, 27 Storey Ln., Yonkers, NY 10710. General purpose. #60225 Notice of Formation of New York Environmental, LLC Art. Of Org. filed with SSNY on 7/16/15. Offc.

Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served.

SSNY shall mail process to the LLC, 18 Stevens Ave. Yonkers, NY 10704. Purpose: any lawful purpose. #60226 South 9th Partners LLC, a domestic LLC, filed with the SSNY on 9/24/15.

Office location: Westchester County.

SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to The LLC, 506 S. 9th Ave., Mt. Vernon, NY 10550. General purpose #60227 RNR Halstead, LLC, a domestic LLC, filed with the SSNY on 9/30/15.

Office location: Westchester County.

SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to Robert Deluccia, 232 Gregory Rd., Franklin Lakes, NJ 07417. General purpose. #60228 NOTICE OF FORMATION OF Tres Ochos, LLC Arts. of Org. filed w/ Secy of State of NY on 9/29/15, Office loc: Westchester Cty, SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 51 Willard Ave, Sleepy Hollow, NY 10591. Purpose: Any lawful activity #60229 Notice of Formation of EIAM, LLC Art of Org. filed with SSNY on 8/31/15. Offc.Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 4 Ledgewood Commons Millwood, NY 10546. Purpose: any lawful purpose. #60230 Notice of Formation of FJC Properties LLC. Arts. of Org. filed with SSNY on 9/25/15. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to FJC Properties LLC 19 Galloway Lane Cortlandt Manor, NY 10567. Purpose: any lawful act or activity. #60231 Cave Drawing Games LLC, a domestic LLC, filed with the SSNY on 7/28/15. Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to The LLC, 16 Marilyn Rd., Cortlandt Manor, NY 10567. General purpose. #60232

NAME: MTH CAPITAL MANAGEMENT LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 10/8/2015. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 651 N Terrace Ave 2K Mount Vernon, NY 10552, principal business location of the LLC. Purpose: any lawful business activity. #60236 Notice of Formation of CARPAC LLC. Principal office Westchester County. Secretary of State of NY (SSNY) designated as agent for service of process. SSNY shall mail a copy of any process served against the LLC to 612 Granite Springs, Yorktown Heights, NY 10598.

Articles of Organization of the LLC filed with the SSNY on September 28, 2015. Purpose: Any lawful act(s) #60237 Notice of Application for Authority to do business in New York of JUNKLUGGERS, LLC (ìLLCî).

Application for Authority filed with the Secretary of State (ìSSNYî) on 09/04/15. LLC formed in Connecticut (ìCTî) on 04/21/06.

Office Location: Westchester County. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 77 Selleck Street, Stamford, CT 06902. Copy of Articles of Organization of LLC is on file and may be obtained from Connecticut Secretary of the State, 30 Trinity Street, Hartford, CT 06106.

Purpose of business of LLC is any lawful act or activity. #60238 CP Factoria LLC, a domestic LLC, filed with the SSNY on 10/7/15.

Office location: Westchester County.

SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to The LLC, 28 Reynolds Ln., Buchanan, NY 10511. General purpose. #60239 Notice of formation of AURA TRAINING, LLC. Articles of organization filed with the Secretary of State of N.Y. (SSNY) on 10/15/2015. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 51 Bellain Ave Harrison, NY 10528. Purpose: Any lawful activity. #60243 NOTICE OF FORMATION OF Bronx Born Media, (ìLLCî). Art. of Org. filed with the Secy. of State of NY (SSNY) on 08/21/15. Office location: Westchester County. SSNY designated as agent upon whom process may be served. SSNY shall mail copy of process against LLC to Hakim Mulraine and Enrique Benitez II, 75 S. Broadway 4th Floor White Plains, New York 10601. Purpose: General Purpose. #60244

Notice of Formation of Limited Liability Company (LLC). Name: 322 Kear LLC. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 9/28/15.

Office location: Westchester County.

SSNY is designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 200 Business Park Dr, Ste 203, Armonk, NY 10504, which is the principle business location of the LLC. Purpose: any lawful activity.

Ad # 60219 Notice of formation of Limited Liability Company (ìLLCî). Name: SACL Farmers Manager LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on October 8, 2015. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to SACL Farmers Manager LLC, 200 Clearbrook Road, Suite 134, Elmsford, New York 10523. Purpose/ character of LLC is to engage in any lawful act or activity. #60245 Notice is hereby given that a license, number pending for wine and beer has been applied for by the undersigned to sell wine and beer at retail in a restaurant, Italian 101 under the Alcoholic Beverages Control Law at 155 Route 202 Somers, NY 10589, for on premises consumption. #60246 Willett Solutions LLC. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 9/15/15. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: 21 Willett Avenue, Apt. 225, Port Chester, NY 10573 (LLCís primary business location). Purpose: any lawful business activity. #60247 CERBERUS AUDIO, LLC. Arts. of Org. filed w/SSNY on 10/5/15. Office: Westchester Co. SSNY designated as agent for process & shall mail to: c/o THE LLC, 327 E. 12th St. #4, New York, NY 10003. Purpose: all lawful. #60248 KH Facility Management Group LLC, a domestic LLC, filed with the SSNY on 9/28/15. Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to The LLC, 40 Lockwood Rd., South Salem, NY 10590. General purpose. #60249 Marolda 365 Central, LLC, a domestic LLC, filed with the SSNY on 8/27/15. Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to Lawrence Marolda, 31 Howell Ave., Larchmont, NY 10538. General purpose. #60250 Special Moms Network, LLC has filed articles of organization with the Secretary of State of NYS on 09/09/15. The offices of this company are located in Westchester County, NY. The Secretary of State has been designated as agent of the limited liability company upon whom process against it may be served. The address to which the Secretary of State shall mail a copy of any process against the limited liability company served upon him or her is 18 Upland Lane, Armonk, NY 11706. The company is organized to conduct any lawful business for which limited liability companies may be organized. #60251 Notice is hereby given that an on premises license, #TBA has been applied for by Loe Bar & Grill LLC d/b/a Rooster Bar & Grill to sell beer, wine and liquor at retail in an on premises establishment. For on premises consumption under the ABC law at 108 Centre Avenue New Rochelle, NY 10801. #60252

Notice is hereby given that an on premises license, #TBA has been applied for by Blanco Plains LLC to sell beer, wine and liquor at retail in an on premises establishment. For on premises consumption under the ABC law at 40 Mamaroneck Avenue White Plains, NY 10601. #60253 Notice of Formation of Rocket Global, LLC Art. Of Org. filed with SSNY on 5/29/15. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 26 Noel Drive, Ossining, NY 10562.

Purpose: any lawful purpose. #60254 L&C Property 1275 LLC, a domestic LLC, filed with the SSNY on 9/11/15.

Office location: Westchester County.

SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to The LLC, 1275 E. Boston Post Rd., Mamaroneck, NY 10543. General purpose. #60255 Notice of Formation of Monaco Brothers Realty Management, LLC, a domestic limited liability company.

Articles of Organization were filed with the Secretary of State of New York (SSNY) on 10/08/15. NY Office location: Putnam County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail a copy of process to the LLC at 704 Route 6 ñ Suite 21, Mahopac, NY 10541.

Purpose: For any lawful purpose. #60256 THE ANNUAL RETURN OF BARBARA J. AND LAWRENCE J. GOLDSTEIN DOGOOD FOUNDATION, INC for the calendar year ended December 31, 2014 is available at its principal office located at 1865 PALMER AVENUE, LARCHMONT, NY 10538 for inspection during regular business hours by any citizen who requests it within 180 days hereof. Principal Manager of the foundation is LAWRENCE J. GOLDSTEIN. #60257 THE ANNUAL RETURN OF THE PEG SANTVOORD FOUNDATION for the fiscal year ended June 30, 2015 is available at its principal office located at 800 Westchester Avenue, Suite S-618, Rye Brook, NY 105731373 for inspection during regular business hours by any citizen who requests it within 180 days hereof.

Principal Manager of the Foundation is WILLIAM R. HANDELMAN. #60258 The Annual Return of the DAVID AND KATHERINE MOORE FAMILY FOUNDATION for the calendar year December 31, 2014 is available at its principal office located at D’Arcangelo & Co., LLP, 800 Westchester Avenue, Suite N-400 Rye Brook, NY 10573 for inspection during regular business hours by any citizen who requests it within 180 days hereof. Principal Manager of the Foundation is Katherine Moore. #60259 The annual return of the Doris & Stanley Tananbaum Foundation for the calendar year December 31, 2014 is available at its principal office located at C/O D’Arcangelo & Co.,LLP 800 Westchester Ave, Rye Brook, NY 10573 for inspection during regular business hours by any citizen who requests it within 180 days hereof. Principal Manager of the Foundation is Stanley Tananbaum #60260 The annual return of the Terra Nova Foundation for the calendar year December 31, 2014 is available at its principal office located at C/O Technical Services, 60 East 42nd Street, New York, NY 10163-4566 for inspection during regular business hours by any citizen who requests it within 180 days hereof.

Principal Manager of the Foundation is Inez D’Arcangelo. #60261

The annual return of the Edelweiss Foundation for the calendar year December 31, 2014 is available at its principal office located at c/o Veneruso, Curto, Schwartz & Curto, LLP 35 East Grassy Sprain Road, Suite 400, Yonkers, NY 10710 for inspection during regular business hours by any citizen who requests it within 180 days hereof. Principal Manager of the Foundation is Josephine Abplanalp. #60262 Name of Limited Liability Company (LLC): Caring Hearts Home Care, LLC. Date of filing Articles of Organization with the Secretary of State ( SSNY) 8/14/15. The LLC is located in Fairfield County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The post office address to which the SSNY shall mail a copy of any process against it served is to the principal business location at c/o 11 Fairmont Avenue, Stamford, CT 06906.

Purpose of LLC is any lawful act or activity. #60263 Petro Scarm, LLC, a domestic LLC, filed with the SSNY on 10/16/15.

Office location: Westchester County.

SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to The LLC, c/o Michael V. Petrillo, 335 Center Ave., Mamaroneck, NY 10543. General purpose. #60264 NOTICE OF FORMATION OF MAIN ELEVATOR, LLC. Arts of Org filed with Secy of State of NY (SSNY) on 09/16/15. Office location: Westchester County. SSNY designated agent upon whom process maybe served and shall mail copy of process against LLC to principal business address: 120 Kisco Avenue, Ste. D, Mt. Kisco, NY 10549. Purpose: any lawful act. #60265 Notice of Formation of CGS LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 10/26/15. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Alvin Schragis, 10 Birch Lane, Scarsdale, NY 10583. Purpose: any lawful activity. #60266 Notice of formation of MDR Administrative Consulting Services, LLC, a domestic limited liability company. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 02/19/2015.

NY Office location: Putnam County.

SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail a copy of process to the LLC at: 23 Wood Lane Mahopac NY 10541. Purpose: For any lawful purpose. #60267 Notice of Formation Thethi Realty LLC Arts. of Org. filed with SSNY 10/20/15. Off. Loc.: Westchester Cnty. SSNY designated as agent of LLC whom process may be served.

SSNY shall mail process to: c/o the LLC, 165 Wyndcliff Road, Scarsdale, NY 10583. Purpose: All lawful activities. #60268 Druse Consulting Firm, LLC. Art. of Org. filed w/ SSNY 8/13/15. Office in Westchester Co. SSNY designated for service of process and shall mail to Reg. Agent: U.S. Corp.

Agents, Inc, 7014 13th Ave. Ste. 202, Brooklyn, NY 11228. Purpose: Any lawful activity #60269 Notice of Formation of 14 Reimer Road, LLC, a domestic Limited Liability Company (LLC). Articles of Organization filed with the Secretary of State of NY (SSNY) on 9/28/2015.

NY Office location: WESTCHESTER County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail a copy of any process against the LLC served upon him/her to The LLC, 875 Mamaroneck Avenue, Suite 400, Mamaroneck, New York 10543.

Purpose: Any lawful act or activity. #60270 Notice of formation of Limited Liability Company (“LLC”) Name: SBMK ASSOCIATES LLC. Articles of Organization filed with the Secretary of State of the State of New York (“SSNY”) on September 22, 2015. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to 20 Haarlem Avenue Suite 411, White Plains, New York 10603. Purpose & Character: To engage in any lawful act or activity. #60271

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FACES & PLACES A DISTINCTIVE EVENING

Doctors were in the house Oct. 29 for the 2015 Doctors of Distinction awards held at The Bristal in Armonk. The six winners were honored for their dedication, expertise and accomplishments in their respective fields. The event was founded by the Westchester County Medical Society, Citrin Cooperman and the Westchester County Business Journal. The guest speaker was Sherlita Amler, Westchester County commissioner of health.

Photographs by Bob Rozycki All identifications are from left.

1. Daniel Angiolillo presents the DOD Excellence in Medical Research Award to Robert Gary Josephberg.

2. Mary Spengler presents the DOD Community Service Award to Michael Lahn.

3. John Pilkington presents the DOD Lifetime Achievement Award Scott Hayworth.

4. Elaine Healy presents the DOD Leadership in Medical Advocacy Award to Andrew Kleinman.

5. Elaine Healy presents the DOD Leadership in Medical Advocacy Award to L. Mark Russakoff.

6. Kira Geraci-Ciardullo presents the DOD Humanitarian Award to Craig Zalvan.

7. Realtor Jackie Ruby, Dr. Lopa Y. Gupta and Westfair Communications Publisher Dee DelBello.

8. Sherlita Amler and her husband, Robert Amler, dean, New York Medical College.

9. Jack, Lori and Megan Lahn, the family of winner Michael Lahn.

10. Joel Seligman, president and CEO of Northern Westchester Hospital, and Dr. Damon DelBello, University Orthopaedics.

WCBJ | HV Biz

NOVEMBER 9, 2015

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