Westchester County Business Journal 112017 by Westfair Business Journal

2 | GONE HOLLYWOOD NOVEMBER 20, 2017 | VOL. 53, No. 47

21 |EXCELSIOR DEBUT westfaironline.com

YOUR ONLY SOURCE FOR REGIONAL BUSINESS NEWS

Greenburgh OKs Regeneron’s planned 1 million-square-foot expansion

Thanksgiving a day of labor for some BY ALEESIA FORNI aforni@westfariinc.com

adjoins the company’s headquarters at The Landmark at Eastview. The parcel is on the west side of Saw Mill River Road, approximately 300 feet from the intersection of Old Saw Mill River Road and Grasslands Road. Regeneron, which stands as Greenburgh’s largest employer, plans to construct nine buildings totaling 1,016,190 square feet of research and development space on the site, in addition to five parking structures. Building sizes will range from 40,000 square feet to 280,000 square feet. Solar panels will be installed on some buildings on the property, and Regeneron plans to put in a central ener�y plant to service the entire site. “The potential expansion will further cement the growth of this biotech cluster in the town of Greenburgh, Westchester

hanksgiving is a day traditionally filled with food, family and football, and while most workers will be able to spend the day off eating turkey, sleeping in or hitting up holiday store sales, some employees will find themselves on the clock. In a recent survey of 387 employers, Bloomberg Law found that 97 percent of employers will provide paid time off for all or most of their employees on Thanksgiving, while 78 percent will give employees a fully paid four-day weekend. “A robust economy may be the reason behind so many employers being so generous with time off during the holiday,” said Molly Huie, manager of surveys and reports at Bloomberg BNA. “Even though most employers are giving a full four-day holiday weekend, a third of them still say they need at least some workers in the office: those responsible for the essential operations.” Still, the nationwide survey found that one in three employers will require at least some employees to work on Thanksgiving. Employees responsible for service and maintenance or security and public safety support are most likely to be required to work on Thanksgiving, the survey found. Seventeen percent of maintenance businesses and 16 percent of security and public safety companies will require at least some employees to hold the fort on the holiday. That’s the case at Atlantic Westchester, a commercial heating, ventilation and air conditioning company that covers Westchester, Fairfield and Putnam counties and portions of New York City. Though the company’s offices are closed for the Thanksgiving holiday weekend, technicians remain on call to handle any issues that may arise. “Holidays are busy if we have extreme weather,” like an excessively hot Fourth of July or torrents of snow on Christmas, said Atlantic Westchester president Bud

» REGENERON, page 6

» THANKSGIVING, page 6

A rendering of the project.

BY ALEESIA FORNI aforni@westfariinc.com

egeneron Pharmaceuticals Inc.’s plans for a major expansion in Westchester have taken another step forward. The Greenburgh Town Board approved the biopharmaceutical company’s site plan application for a 1 million-square-foot research and development campus on approximately 35 acres of a vacant 100-acre parcel at 555

Saw Mill River Road. On Nov. 8, the board found that the proposed project would not have significant negative environmental impacts. “This recent site plan approval will provide us the flexibility to potentially expand our (research and development) campus in the future as needed,” said Alexandra Bowie, director of corporate communications for Regeneron. Purchased in 2015 for $73 million by Loop Road Holdings, a wholly owned subsidiary of Regeneron, the property

Gone Hollywood

NEW ROCHELLE CONSIGNMENT SHOPS GROW BUSINESS PROVIDING ITEMS TO FILMS BY RYAN DEFFENBAUGH

MAIN OFFICE TELEPHONE 914-694-3600 OFFICE FAX 914-694-3699 EDITORIAL EMAIL jgolden@westfairinc.com WRITE TO 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407

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s Westchester County locations have become a sweet spot for the film industry, a pair of New Rochelle consignment boutiques have built a successful side business providing furniture and clothing to set designers. Consign It on Main and Sweet Preserves, which share a prominent space on Main Street, have for the past four years provided items for major films and television shows. The new business comes at a time when mom-and-pop shops are facing a challenge from Amazon and other online retailers. But Candice Denslow, co-owner of Consign It on Main, counters that shoppers shouldn’t overlook Main Street stores because “we have something to offer.” During a Thursday afternoon interview, Denslow and Sweet Preserves owner Amy Coleman answered questions between inquiries from drop-in customers and furniture deliveries from New York City. Consign It on Main has been an anchor in New Rochelle’s business district since it opened nine years ago. The store, co-owned by Denslow and Dom Cioffoletti, started off in a 1,500-square-foot space on Main Street in 2008 before moving up that same year to a 5,000-square-foot space Denslow bought at 543 Main St. Coleman opened Sweet Preserves within the store in 2012. Consign It on Main sells furniture and other housewares while Sweet Preserves sells designer clothing and accessories. Along with the in-store retail for both Consign It on Main and Sweet Preserves, the stores have built up a number of supplemental businesses such as home staging for real estate companies and designing and furnishing homes for business executives and athletes. Working with foreign diplomats who live or shop in New Rochelle, Denslow has designed and furnished homes in a number of countries, including South Africa, England, Dubai and Germany. “We have a full trucking service, upholstery work, lighting, painters,” Denslow said. “We try to cover it all.” The latest addition to those offerings is in the film and television industry. In the past four years the stores have provided set furniture and clothing for an impressive list of award-winning films such as “American Hustle” and “Joy” as well as for more than a dozen TV shows, including “Gotham” and “The Americans.” For “Joy,” which was filmed in Massachusetts, Denslow said trucks came down weekly to transport items from the store to the set.

NOVEMBER 20, 2017

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Dom Cioffoletti, co-owner of Consign It on Main, with Amy Coleman, owner of Sweet Preserves, at the stores’ shared space in New Rochelle. Photo by Ryan Deffenbaugh

The stores also provided furniture and clothing for the upcoming Steven Spielberg Pentagon Papers film “The Post,” starring Tom Hanks and Meryl Streep, which shot several scenes around Westchester. Denslow built working relationships with set designers and their assistants to grow that side of business, saying she never forgets a name and tries to create a relaxed atmosphere in the store for visitors. “People tend to just open up to her and tell their life story,” Coleman said with a laugh. Consign It on Main can match items people no longer need with films that can use them. The store receives photos of furniture and other items from dozens of homes each week looking to sell items on consignment, Denslow said. Denslow pointed out a 19th-century Italian chandelier that she said came from a multimillion-dollar home in Rye as an example of the type of item the store can offer. But about 40 percent of the items the businesses are offered for consignment don’t fit their needs. “When we get photos from a potential consigner that we know we can’t sell to a retail customer, we will blast it out to the set designers,” Coleman said. The set designers often have much more specific needs. The stores are working now with a TV show that’s in production and will be set in the 1980s, for example. “When you send me an ’80s couch I can send it off to the set designer that’s looking for it,” Denslow said. Consign It on Main itself has gone before the cameras. The Amazon show “Sneaky Pete” filmed a scene in its storeroom earlier this fall. Consign It on Main and Sweet Preserves are working to build off that momentum. Denslow said the city has “all the right urban looks and architecture” that films

and television shows look for. The stores are working with clients and other businesses to build a portfolio of homes and stores available for filming. The store’s success working with film and television productions comes as the county has increasingly marketed itself as a top filming location, with Westchester receiving more than $30 million in revenue from the film and TV industry in 2016, according to county officials. Through its IDEA New Rochelle effort, New Rochelle and its downtown business improvement district are attempting to build the city into a hub for virtual and augmented reality artists, designers and researchers, which would help lure films as well. Consign It on Main and Sweet Preserves helped with that effort in its early going. Earlier this year the stores donated furniture and clothing used in the production of the independent film “Egg,” which was shot across the street at 542 Main St. in space that will soon be used as a makerspace with motion capture technolo�y by IDEA New Rochelle. Ralph DiBart, executive director of the New Rochelle Business Improvement District, said having the movie shoot in the city helped officials there expand IDEA New Rochelle’s network in the media production industry. The success of Consign It on Main and Sweet Preserves working with films and television has had a ripple effect on other downtown businesses, DiBart said. When professionals in the film industry shop at one store in New Rochelle, he said, they’re likely to shop other businesses nearby. “Given the plight of Main Street retail, it’s exciting to see brick and mortar stores find ways of expanding their market,” DiBart said. “Consign It on Main is a good example of how our Main Street is adapting and surviving.”

Publisher Dee DelBello Associate Publisher Anne Jordan Managing Editor John Golden Senior Editor/Digital & Photo Bob Rozycki Creative Director Dan Viteri

NEWS Copy and Video Editor • Peter Katz Reporters • Ryan Deffenbaugh, Aleesia Forni, Bill Heltzel, Phil Hall, Kevin Zimmerman, Georgette Gouveia, Mary Shustack ART & PRODUCTION Web Designer Kelsie Mania Art Director Sebastián Flores ADVERTISING SALES Manager • Anne Jordan Metro Sales and Custom Publishing Director Barbara Hanlon Account Managers Lisa Cash, Patrice Sullivan, Cindy Pagnotta Events Manager • Rebecca Freeman Events Sales & Development • Marcia Pﬂug AUDIENCE DEVELOPMENT & CIRCULATION Circulation Manager • Sylvia Sikoutris Telemarketing Director • Marcia Rudy Circulation Representatives John Holden, Brianne Smith Digital Content Director / Contributing Writer • Danielle Renda ADMINISTRATION Contracted CFO Services Adornetto & Company L.L.C. Human Resources & Payroll Services APS PAYROLL Administrative Manager • Robin Costello Westchester County Business Journal (USPS# 7100) is published Weekly, 52 times a year by Westfair Communications, Inc., 3 Westchester Park Drive, White Plains, NY 10604. Periodicals Postage rates paid at White Plains, NY, USA 10610. POSTMASTER: Send address changes to: Westchester County Business Journal: by Westfair Communications, Inc., 3 Westchester Park Drive, White Plains, NY 10604. Annual subscription $60; $2.50 per issue More than 40 percent of the Business Journal is printed on recycled newsprint. © 2017 Westfair Communications Inc. All rights reserved. Reproduction in whole or in part without written permission is prohibited.

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IN COURT

BY BILL HELTZEL bheltzel@westfariinc.com

FEDS SUE ROCKLAND CONTRACTOR OVER CONCEALED SWISS ACCOUNTS

The federal government is suing a Monsey homebuilder for not paying penalties that were assessed when he pleaded guilty two years ago to concealing Swiss bank accounts. Acting U.S. Attorney Joon H. Kim claims that Walter Berkovic, 62, still owes the government $202,793. Berkovic pleaded guilty in 2015 to failure to report foreign bank accounts. He was assessed $356,957 and he agreed to pay half before sentencing and the other half within a year. A year after the final payment was due, the government said, he still owed the money, plus interest and accrued penalties. Berkovic had developed a successful construction business, according to court records, building houses in Orange, Rockland and Ulster counties. His business collapsed in the 2008 financial crisis when banks stopped lending to contractors, mortgages were unavailable and the housing market froze. The criminal case concerns an account that Berkovic opened in 1991 with Union Bank of Switzerland. In 2007, he formed a Panama sham corporation, Brightlight Management S.A., opened another UBS account and transferred assets into the new account. The Swiss accounts held $713,918. Berkovic argued in 2015 that it was not his money in the Swiss bank accounts, but rather European funds deposited by his mother-in-law from her husband’s earnings in the Antwerp diamond business. The funds were meant to be used for the benefit of her children and grandchildren and Berkovic was merely a trustee. Berkovic and his wife are descendants of Holocaust survivors. Among Jews whose families lost everything to the Nazis, Berkovic argued in a sentencing memorandum, Swiss bank accounts were seen as a safe haven from confiscation. Growing up in the Hasidic Jewish enclave of Williamsburg in Brooklyn, Berkovic “was also a product of the fear of governments and the fear of repression of Jews.” UBS accounts were put under a spotlight around 2008 when a former bank employee alerted U.S. regulators that the North American sales force had been directed to recruit U.S. taxpayers by offering ways to hide assets and evade taxes. Berkovic tried to divulge his accounts in 2009, when the IRS announced a voluntary disclosure program. He was denied amnesty,

his lawyer argued, because the government had already selected him for investigation. The government argued in 2015 that Berkovic had structured UBS accounts and a Panama “sham entity” to conceal his role and to avoid reporting taxes on significant securities trading through the bank accounts. He was sentenced to probation for four years. The government noted in the new case that Berkovic’s attorney said that a $100,000 payment was made recently, but it had not yet been posted. That would leave about $103,000 due to close the matter.

COURT CENSURES FORMER WHITE PLAINS ATTORNEY

A state appellate court has censured a former White Plains attorney for his conduct in representing a disbarred attorney. The Supreme Court appellate division that oversees Westchester County ruled on Nov. 8 that Luigi Izzo had violated several rules of professional conduct while representing former White Plains attorney Stephen L. Segall. Segall, 62, of New City, resigned as an attorney and was disbarred in 2011, as he was facing disciplinary actions. The nature of the charges was not disclosed in the appellate court’s disbarment opinion. A year later, Izzo represented Segall in a grand larceny and forgery case in Westchester County Court. After Segall was convicted, Izzo pledged assets of his law firm to help Segall pay $62,000 in restitution. He assigned part of his legal fees from 20 personal injury cases to Segall’s creditor. He revealed the names of his clients, dates of injury, insurance carriers, descriptions of claims, descriptions of the clients’ injuries and their current medical status, and his assessment of the value of settlements and verdicts. Izzo neither notified nor sought his clients’ permission to release their information. Two months later, Segall’s debt was revised to $68,000. Izzo pledged to repay the debt and granted a lien on all his firm’s personal injury cases. He also met with the creditor but failed to ask if the creditor was represented by a lawyer. Izzo, who maintained offices in White Plains, Yorktown Heights and the Bronx, listed addresses on letters to the creditor that were not registered with the courts. He now works for a Bronx law firm. The grievance committee ruled that Izzo had improperly guaranteed financial assistance to a client, revealed information protected by attorney-client privilege, engaged in improper communications and failed to register office addresses. A panel of five justices concurred: “A public censure is warranted.” Izzo admitted the violations and consented to the disciplinary action. He did not respond to a telephone message requesting comment.

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NOVEMBER 20, 2017

Macquarie selected to operate Westchester Airport STAFF REPORT

acquarie Infrastructure Corp. has been selected to operate Westchester Airport in a $1.1 billion public-private partnership. The Manhattan company was chosen by County Executive Robert P. Astorino and was recommended by a six-member task force composed of members of his administration and the county Board of Legislators. However, Michael Kaplowitz, chairman of the county Board of Legislators, said, “I believe that it is appropriate to take in consideration the opinions of County Executive-elect George Latimer during our budget deliberations. I also believe that any decision regarding the privatization of the Westchester County Airport should not be undertaken until the new administration has an opportunity to fully research the RFP respondents’ proposals." Latimer, a Democrat, defeated the twoterm Republican incumbent Astorino in the Nov. 7 election. “Westchester County Airport is an important community asset and we will be solid long-term stewards for the citizens of Westchester County,” Macquarie officials said in a statement. “We look forward to

From left, Clive Lowe, executive chairman of MIC Airports LLC, and Jonathan Walbridge, managing director of Macquarie Infrastructure and Real Assets. Photo by Bob Rozycki

working with the current and incoming county executive and county legislators to move this partnership forward. We are pleased that our message — investing in quality, working closely with the surrounding communities and investing more in environmental protection — was well-received." The county and the company will negotiate final terms and county legislators will vote on the deal. At least 12 of the 17 lawmakers must approve the lease. The county will get more than $1.1 billion over 40 years, including $300 million

upfront. It will be reimbursed $10 million for airport police, with payments increasing 2.5 percent a year for a total of $674 million. The county expects to receive an annual revenue stream of $6.5 million that can be applied to the budget. Macquarie has also agreed to spend $550 million on capital projects, such as terminal improvements, environmental measures, baggage handling and dining options. The lease is written to keep the airport footprint and capacity as is: no runway expansions, keeping the number of gates

at six and capping passengers at 240 per half-hour. The task force scored Macquarie higher than two other proposals. HPN Aviation Group, a joint venture of Oaktree Transportation and Connor Capital Transportation Opportunities, ranked second. FerroStar Westchester Airport Partners, made up of Ferrovial Airports International and Star America Fund, ranked third. Macquarie Infrastructure Corp. operates a variety of businesses of bulk liquids and gas production and distribution. As part of its portfolio, Macquarie owns Atlantic Aviation, a Plano, Texas-based operator of more than 60 fixed-base operator facilities across the country, including locations at Stewart International and Teterboro airports. Macquarie also has ownership and management interests in eight airports worldwide, including the Brussels Airport, Copenhagen Airport and Delhi Airport. Macquarie has participated in seven public-private partnerships in North America, largely in the roads and transportation sector. Most recently, the company started construction earlier this year on the Goethals Bridge that connects Elizabeth, New Jersey to Staten Island.

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NOVEMBER 20, 2017

Regeneron — » » From page 1

County and New York state,” said town supervisor Paul Feiner, “and builds upon the vision laid out by the town board in the town of Greenburgh’s comprehensive plan.” Feiner added that the plan was designed to have a “village-like feel” and incorporates plaza space, outdoor collaboration areas and open space, along with environmentally sustainable buildings. Shortly before Regeneron bought the parcel, the property was rezoned in April 2015 to “planned economic development,” which allows a broad range of uses, includ-

ing research and development, office buildings, retail, restaurants, banks, recreation facilities, higher education facilities, hotels and conference centers. According to the town’s planning commissioner Garrett Duquesne, the company’s proposal will now move to the planning board, which will make a decision on certain permits — including wetland, steep slope and tree removal — on Dec. 6. Bowie said construction would likely be completed in a series of phases over 10 years. Regeneron has been a tenant of The Landmark at Eastview, the former Union Carbide campus, since 1989. In 2015, Regeneron leased an additional 116,200

square feet of space in two existing buildings on the 140-acre life sciences campus and moved into two newly completed buildings, totaling 297,000 square feet of office and laboratory space, built by Biomed for Regeneron. Starting with roughly 12,000 square feet of space on the campus 27 years ago, Regeneron has grown to occupy more than 1.1 million square feet in seven buildings. In December of last year, Regeneron agreed to pay $720 million to acquire its headquarters at The Landmark at Eastview from Biomed Realty LP. Biomed Realty in 2007 paid $98.5 million for the property from an affiliate of

Thanksgiving — » » From page 1

Thursday

Hammer. “The equipment we service works harder during extreme weather and that's when problems can surface.” Years ago, he said, the company decided internally to trade a day off on Veteran’s Day, a union holiday, for Black Friday. “A four-day weekend gives everyone a well-deserved break and offers time for travel or hanging out with the family,” Hammer said. It’s not all bad news for those who will be required to punch the clock on Thanksgiving. According to Bloomberg, 85 percent of organizations surveyed that plan to have at least some employees work on Thanksgiving will provide them with some form of extra compensation. For Atlantic Westchester, a union trade contractor, that means overtime pay during the holidays. Aside from a bump in pay, the Bloomberg survey found that those who do work on Thanksgiving should not expect to take home any extra gifts or feast on the job. Only 23 percent of employers plan to give their employees gifts or host holiday meals, and only 3 percent of organizations will give out a turkey. The survey also found that the larger the company, the more likely it would require some employees to clock in. Sixty-three percent of organizations with more 1,000 employees will require some to pull a holiday shift compared to 22 percent of small organizations. Companies most likely to shut down all operations during the holiday are in the manufacturing industry, the study found, with 91 percent of manufacturers indicating they will provide a paid holiday for employees on Thanksgiving and Black Friday. That compares with 75 percent of surveyed companies outside manufacturing and nonbusiness organizations such as schools and hospitals that plan to do the same. "Illness and accidents don’t respect holidays," said Lewis Kohl, chief medical

NOVEMBER 20, 2017

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Thursday

Friday

THANKSGIVING DAY

BOTH THANKSGIVING DAY AND DAY AFTER

16%

33 % of employers will require work on Thanksgiving Day

PRODUCTION

OFFICE/CLERICAL

MANAGERIAL/ SALES/ SUPERVISORY CUSTOMER SERVICE

10%

17%

SERVICE/ SECURITY/ MAINTENANCE PUBLIC SAFETY

TECHNICAL

PROFESSIONAL

23 % of employers will provide a Thanksgiving gift to their workers

14%

Luncheon/dinner

33 %

TIME-AND ONE-HALF PAY

Gift certificate for food

Turkey

Other

Thanksgiving Day compensation policies

27 % DOUBLE-TIME PAY

Of organizations that plan to have at least some employees work on Thanksgiving, 85% will provide some form of extra compensation.

COMP TIME AND REGULAR PAY

REGULAR PAY ONLY

BOTH EXTRA PAY AND COMP TIME

11 % OTHER FORM OF EXTRA PAY

Thanksgiving Holiday Practices. Source: Bloomberg Law

information officer at CareMount Medical, the multispecialty medical group headquartered in Mount Kisco. "Health care services are needed 365 days a year." Holidays like Thanksgiving, when most medical offices are closed, can be days when

patients need medical services the most. "For example, overindulgence during the holidays leads to increased consumption of salt, sugar, fats and alcohol, not ideal for the diabetic and heart patients among us," Kohl said. Increased travel and acci-

LCOR Inc., who had paid $82 million for the campus in late 1999. Elsewhere in Westchester, Regeneron paid $50 million for the New York Life Insurance office and campus in Sleepy Hollow last year. Employing about 2,500 workers at its Landmark at Eastview campus, the company has said that it expects to employ about the same number at its new site. For the third quarter this year, Regeneron Pharmaceuticals reported total revenue of $1.5 billion, up 23 percent year over year. Net product sales were $953 million in the third quarter, up from $854 million in the third quarter of 2016.

dents at home can also lead to an uptick in patients during the holiday season. "Car accidents, falls and slicing of fingers during food preparation are common reasons for visits to our CareMount Medical urgent care centers during the holidays," he said. Many area restaurants will also be open for business on Thanksgiving. Some, like La Cremaillere in Bedford and Peter Pratt’s Inn in Yorktown Heights, will offer specials for customers who choose to skip the doit-yourself meal and opt for an evening out. Equus Restaurant at Castle Hotel & Spa in Tarrytown has long made a practice of staying open for the holiday, hoping to entice customers with a meal with all the fixings: roasted, herb-stuffed turkey, butternut squash soup and, of course, pumpkin cheesecake. That won’t be the case at Blockheads, though, an eatery that offers a healthier spin on Mexican food with locations in New York City and White Plains. Any customers looking for their taco fix will find their doors closed on Thanksgiving. “There are a lot of restaurants that these holidays are make-or-break for them,” said Ken Sofer, co-owner of Blockheads. “We’re a burrito joint. It’s not so much (that way) for us.” Sofer said Thanksgiving is one of three days his businesses shut their doors, the others being Christmas Eve and Christmas Day. “I think it’s just important to let these people have some time with their families on these holidays,” he said. “These people need the time. They need some time with their families, because they work really hard.” That time is especially important, he said, for those in the food service industry. “In the restaurant business, you’re always working when people are off,” he said. Sofer will be shutting the doors of his own establishments, but that doesn’t mean he’ll be spending Thanksgiving in the kitchen at home. “We’re going out to a restaurant, so somebody is going to work for us that night,” he said with a laugh. “It ain’t going to be my employees, but somebody is going to be serving me.”

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NOVEMBER 20, 2017

RXR, Yonkers celebrate topping off at Larkin Plaza BY ALEESIA FORNI aforni@westfariinc.com

large-scale residential development in downtown Yonkers reached a construction milestone on Nov. 9 when developers and city officials celebrated the topping off of one of two buildings that will make up Larkin Plaza, the $200 million mixed-use development at 49 Main St. “Today is another step in making this waterfront a true destination,” Mayor Mike Spano said at the ceremony. “Larkin Plaza is the type of development that we know meets the growing demand of people who want to live in a wonderfully diverse community with this urban environment.” Once complete, the 17-story tower will include 170 units of studios, one- and twobedroom luxury apartments, along with ground-level retail space. A second, 25-story

building will house 269 residential units. A separate two-story building along Van der Donck Park will hold most of the complex’s 35,000 square feet of restaurant and retail space. The development will also include a 539-vehicle, three-story parking garage. Larkin Plaza is a joint venture of Yonkers-based Rising Development and RXR Realty LLC, the Long Island real estate company and longtime commercial office landlord in Westchester. “We have said from the beginning of this project that Yonkers is well-positioned to emerge again as a great economic and social hub in Westchester,” said Scott Rechler, chairman and CEO of RXR. “While this project inspires new employment and an increased tax base for Yonkers, it will also provide a viable alternative to the highpriced housing of nearby New York City.” The complex, which is on the south side of the city’s 4-year-old Van der Donck Park and

The 17-story tower will include 170 units of studios, oneand two-bedroom luxury apartments, along with groundlevel retail space. Photo by Aleesia Forni.

Saw Mill River walkway, is expected to be completed in the fourth quarter of 2018, with its first occupants moving in the following year. Seth Pinsky, executive vice president of RXR, said the project will reignite interest in the city and attract residents looking for a mix of urban and suburban lifestyle close to New York City. “Yonkers has been overlooked for too long,” Pinsky said. “It is a city that has so many wonderful assets along the shores of the Hudson River and Saw Mill River.” The Larkin Plaza apartment complex will include a landscaped roof terrace, concierge services, resident lounge and business center. RXR plans to hold a second topping off ceremony for the larger tower in the summer of 2018. City officials said the Larkin Plaza project stands as one of the largest private developments in downtown Yonkers in decades and will complement the substantial public and private investment the city’s downtown has seen in recent years.

Empire City Casino seeks strategic partner

Calling All Junior Achievement Alumni! Did you participate in JA as a student? We want to hear from you! Junior Achievement is marking its Centennial anniversary soon and we invite you to join in the celebration and reconnect with JA in your local community. Go to this link to get started: www.surveymonkey.com/r/JAalumni Junior Achievement of New York is the local affiliate of Junior Achievement USA, the nation’s largest organization dedicated to educating K-12 students about work readiness, entrepreneurship and financial literacy. We work with more than 6,600 corporate and community volunteers to deliver education experiences to more than 85,00 K-12 students in the every year, with 700 volunteers serving 11,000 students in the Lower Hudson Valley each year.

NOVEMBER 20, 2017

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mpire City Casino at Yonkers Raceway announced Nov. 15 that it would "explore alternatives," including strategic partnerships, to expand the casino's gaming and entertainment offerings. The Rooney family, which has owned Empire City Casino and Yonkers Raceway for more than 45 years, said in a statement that it will look for the "right strategic partner" to transform Empire's nearly 100-acre property into a global entertainment destination. Empire City has retained J.P. Morgan Securities LLC to advise the casino operator through the process, though it said there is no assurance the process will result in any transaction. “We believe our prime location and outstanding accessibility will serve as a unique platform to create one of the world’s leading gaming, hospitality and entertainment venues," said Timothy J. Rooney, president and CEO of Empire City. "We are excited to explore opportunities with potential partners who can build on the strong foundation we have established.” The announcement comes as Empire City will shortly face new competition to its north. Monticello-based Empire Resorts Inc. is preparing to open in March 2018 the $1.2 billion Resorts World Catskills casino and resort in Sullivan County. Empire City completed a 65,000-squarefoot expansion in 2012 that added gaming and restaurant space. The casino and raceway features more than 5,000 slot machines and electronic table gaming. — Ryan Deffenbaugh

Portrait by renowned illustrator Joseph Adolphe.

WILMINGTON TRUST RENOWNED INSIGHT

“Shouldn’t you decide what will become of your business?”

Bruce F. Hoffmeister Director of Wealth and Fiduciary Planning Bruce has more than two decades of experience in estate and financial planning for closely held business owners and their families. He is part of a seasoned team of professionals who exemplify Wilmington Trust’s 114-year heritage of successfully advising business owners. Our goal is to help you create a plan for each stage of your business and your life, offering key insights at critical times of transition. For access to knowledgeable professionals like Bruce and the rest of our team, contact Sharon Klein at 212-415-0547.

Heads of successful family businesses are often reluctant to share control and involve other family members in the management process. But do you know what would happen to your business if you suddenly became incapacitated or worse, passed away? Who would step in to manage day-to-day operations? And even if you have a successor in mind, is that successor ready and capable of stepping up and running the business? Starting early. Ideally, succession planning should begin the day you take over a business. Of course, that isn’t always realistic given the amount of work running a business takes, but succession planning needs to be a top priority. Most importantly, you will need to decide if you want to keep the business in the family or eventually sell it. Looking down the road. To make the important decisions, you have to think about how you envision your retirement. You’ll need to determine if you want to be actively involved in the business in some capacity for the remainder of your life. You should ask yourself if you want to be chairman of the board and collect the net

income. And you should know whether the business will generate sufficient cash flow to support you and your family in retirement.

ONLY

21%

OF B USINE SS OW NE R S HAV E A SPE CIF IC SUCCE SSION PL AN Source: “The Power of Planning” survey of 200 business owners conducted by Wilmington Trust

Whether you decide to pass down the business to family or sell it outright, there are many planning considerations and strategies you can employ to make the transition a success. That’s where Wilmington Trust comes in. Founded by successful family business leader T. Coleman duPont more than a century ago, we have the heritage and experience to help guide you through every part of the process. For more insight on the importance of business succession planning, download our latest research at wilmingtontrust.com/ businessowners.

F I D U C I A R Y S E R V I C E S | W E A L T H P L A N N I N G | I N V E S T M E N T M A N A G E M E N T | P R I V A T E B A N K I N G*

This article is for informational purposes only and is not intended as an offer or solicitation for the sale of any financial product or service. This article is not designed or intended to provide financial, tax, legal, accounting, or other professional advice since such advice always requires consideration of individual circumstances. If professional advice is needed, the services of your professional advisor should be sought. There is no assurance that any investment, financial, or estate planning strategy will be successful. *Private Banking is the marketing name for an offering of M&T Bank deposit and loan products and services. Investments: • Are NOT FDIC-Insured • Have NO Bank Guarantee • May Lose Value Wilmington Trust is a registered service mark. Wilmington Trust Corporation is a wholly owned subsidiary of M&T Bank Corporation. Wilmington Trust Company, operating in Delaware only, Wilmington Trust, N.A., M&T Bank, and certain other affiliates provide various fiduciary and non-fiduciary services, including trustee, custodial, agency, investment management, and other services. International corporate and institutional services are offered through Equal Housing Lender. Wilmington Trust Corporation’s international affiliates. Loans, credit cards, retail and business deposits, and other business and personal banking services and products are offered by M&T Bank, member FDIC. ©2017 Wilmington Trust Corporation and its affiliates. All rights reserved.

16145_Westchester/Fairfield County Business Journal / 10”w x 11.5”h

WCBJ

NOVEMBER 20, 2017

BY MARC GUBERTI

30th Anniversary Westchester Real Estate Awards Breakfast

Thank you to all that supported and attended the 30th Anniversary Westchester Real Estate Awards Breakfast It was wonderful morning to help give 30th a Anniversary Westchester Real Estate All babies a fighting chance! Awards Breakfast

Title sponsors Houlihan-Parnes Realtors, GHP Office Realty, Houlihan-Parnes Properties Mack-Cali Realty Corporation Pavarini North East Construction Co.

Platinum sponsors AMEC Construction LLC DLC Management Corp. G&S Investors Robert Martin Company

Gold sponsors Benerofe Properties Corp. Cappelli Organization Cuddy & Feder Ginsburg Development Companies Jones Lang LaSalle Levitt-Fuirst Insurance Newmark Grubb Knight Frank People’s United Bank RPW Group, Inc.

Silver sponsors Acadia Realty Trust, AvalonBay Communities, Inc., Belway Electrical Contracting Corp./LeChase Construction, Benchmark Title Agency, CBRE, De Clercq Office Group / Knoll, DelBello Donnellan Weingarten Wise & Wiederkehr, Fieldpoint Private, Flushing Bank, George Comfort & Sons, Langan Engineering & Environmental Services, M&T Bank, National Realty & Development Corp., Reckson, a Division of SL Green Realty Corp., RM Friedland, Shleppers Moving & Storage, Signature Bank, Simone Development Companies, Steelcase Inc./ Waldner’s Business Environments, The MacQuesten Companies, VHB

Media Sponsor Westchester County Business Journal

How to grow your brand with a podcast

he sprawling online world has presented pioneers and newcomers alike with a variety of opportunities to grow their brands. However, none of those opportunities is as fascinating as starting a podcast. Many podcasters use this medium to expand their networks and grow their brands with the same piece of content. This reality is possible for anyone who starts a podcast.

WHAT IS A PODCAST?

Having a podcast is like having your own radio station. You act as the host and either run a solo show or invite guests to share their thoughts and insights. By using a service like Libsyn, you can easily get your show and episodes published in a variety of places, including iTunes, Stitcher and more. Not only do you get your episodes published on these big platforms, but you will also utilize a medium with higher demand and lower supply than other options. There are significantly fewer podcasts than blogs, which means it's easier for a new podcast to stand out than a new blog.

HOW CAN I GROW MY BRAND WITH A PODCAST?

One of the joys of starting a podcast is the ability to have guests on your show. In 30- to 45-minute recorded Skype conversations, I get to learn from the top experts in my niche, provide new content for my audience, and build valuable relationships at the same time. When I publish a podcast episode, I always invite the guest to share the episode with his or her audience. Not everyone shares the episode, but each time a guest does, my brands get placed in front of an entirely new audience. Multiply this growth by dozens and eventually, hundreds of guests and the impact from this one tactic will be amazing.

PROMOTE YOUR BRAND WITHIN EACH EPISODE

At the beginning and end of every episode, you can promote a specific product or offer for your brand. At the end of my episodes, I promote one of my landing pages. The landing page contains a free offer that visitors can obtain once they provide an email address. It's important to provide your listeners with a link they can easily remember. For instance, one of the links I promote is marcguberti.com/retweets. This is a much easier link to remember than a

NOVEMBER 20, 2017

WCBJ

link with a series of words and dashes. Bit.ly is a free tool that allows you to shorten links, so they are easier to remember. If you have a blog on WordPress.org, you can download and install the Pretty Link plugin to shorten links while displaying your domain name. I used the Pretty Link plugin to create the previous link leading podcast listeners to my free eBook about getting more retweets. If you don’t have a landing page yet, you can create short links for affiliate products. I frequently promote other people’s training courses in my niche to my audience. Some affiliate programs provide high commissions just for making a single sale. As you conduct the interview or talk about your topic, you can harness opportunities to promote your brand. When my guests and I talk about Seth Godin, I mention that I interviewed Seth in Episode 16. That episode link is then placed in the show notes for any listeners who want to listen to the episode with Seth Godin. When you promote another episode, a blog post or any other part of your brand, mention it casually. I typically use the “By the way” approach. I don’t let my episode or blog post steal the conversation. I’ll say something like, “By the way, for anyone interested, I interviewed X about Y in Episode Z,” whenever that guest gets mentioned during an episode. Casually mentioning different parts of your brand builds a sense of permission marketing. Don’t make a hard pitch to get listeners to listen to the episode you mentioned or read a certain blog post. Make it clear that the opportunity to explore further is entirely up to the listener. Podcasting presents an excellent opportunity to expand your network, grow your audience and create more content all at the same time. If you take your podcast seriously, you may eventually learn from the masters in your niche (and get several free books sent your way). Podcasting has dramatically changed my brand and my life. Now is the perfect time to get started with your own podcast for your brand and self-development. To see how a successful podcast works, check out my Breakthrough Success podcast at MarcGuberti.com/iTunes. Marc Guberti is a student at Fordham University and a social media and business blogger and author. He’s on Twitter @MarcGuberti and can be reached by phone at 914-722-6005 or email at Marc@ MarcGuberti.com.

ASK ANDI

BY ANDI GRAY

Running out of gas I usually think of our open invoices with clients as gas in the tank waiting to be put to use. Unfortunately our clients don’t seem to be paying their bills as fast as usual. It’s getting overwhelming. These outstanding accounts are going to bury our company and then take our house if they don’t get paid. THOUGHTS OF THE DAY: Get others on board to help you collect as much as possible as quickly as possible. Figure out why invoices aren’t being paid. Implement new practices to manage collections in the future. Begin workout with clients that are seriously delinquent. Get others on board to help you collect as much as possible as quickly as possible. Don’t try and do this all by yourself. Riding herd on customers who haven’t paid can be time-consuming. Success comes from staying on top of collections every day. You have a lot of demands on your time already and you need to keep focused on the big picture, including sales, production,

people management and overall direction for your company. Figure out why invoices aren’t being paid. Set up a team of people with specific assignments. That way you add several hours per week to cleaning up outstanding balances. Hold a team meeting twice each week to share information on what’s going on. Pay attention to who’s having success with their assignments and who needs more help. Have someone from operations check on whether clients received delivery and are satisfied. If customers aren’t satisfied, find out what needs to be done to fix the problem, get agreement that fixing the problem will result in quick payment and then take care of it. In some cases, that may mean dealing with what was delivered, while in other cases a credit adjustment may take care of it. Decide how much authority you want to delegate when it comes to issuing credits. For example: if the credit is more than 5 percent of the outstanding invoice, or more than $500, you need to be involved. If it’s less, authorize others to routinely go ahead and make the offer. Another person needs to check the

credit standing of every client. Start with the clients who are most delinquent. Look up their credit histories with one of the reporting agencies. Armed with that information, have your people contact their finance departments, find the people in charge and ask, “What’s the holdup?” Implement new practices to manage collections in the future. Develop a report listing all customers with columns describing reasons for delay: new invoices, dissatisfied, customer policy to pay late, customer having financial difficulty, etc. Record the dollar amount due, by customer, in each column, so you can see the size and source of the collections problems. Develop a second report listing all customers, with amount — due columns: current, 30 days, 60 days, 90 days, more than 90 days — your accounting system should be able to produce this report for you with the push of a button. Focus on working down the oldest balances first. Begin workout with clients that are seriously delinquent. Anytime you hear that lack of payment is tied to the customer’s cash flow, jump on it and do everything you can to get

your company to the front of the line. Find out who has authority to issue payments. Negotiate terms with that person. Get a weekly schedule of payments in place and call every Monday to find out if the check was issued last week and what day this week another will be going out. Accept credit card payments. Issue a lien. Hold up future work. Do anything to get paid as much as possible as soon as possible. If your team isn’t getting anywhere, send the invoices to a collections agency. Let the professionals do their job. Even if the collection agency takes a significant portion of what’s collected, you’re getting some money in and freeing up time to focus on accounts, which are more likely to yield results for your bottom line. LOOKING FOR A GOOD BOOK? Try “Essentials of Credit, Collections, and Accounts Receivable” by Mary S. Schaeffer. Andi Gray is president of Strategy Leaders Inc. in Stamford, a business consulting firm that teaches companies how to double revenue and triple profits in repetitive growth cycles. Call or email for a free consultation and diagnostics: 877-2383535, AskAndi@StrategyLeaders.com.

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NOVEMBER 20, 2017

N NYS

GET MOVING! VIDEO THAT IS

LET YOUR ADVERTISING COME TO LIFE Your ad on westfaironline.com

will be seen by more than 60,000 visitors each month. Video ads available on a first-come, first-served basis.

Call your representative at 914-694-3600

12TH ANNUAL “You are ‘Cause’ for Celebration” Westchester County Area Nonprofit Community Tuesday, December 5, 2017

11:45am - 4:30pm C.V. Rich Mansion, White Plains, NY

This annual party and networking event presented by our generous sponsors recognizes the contributions of area nonprofit organizations and the wonderful, hard-working people who make our communities great places to live and work in!

For more information about attending or sponsorship, please contact Hospitality Resource Group, Inc. at (914) 761-7111 or Jenna@HRGinc.net Presented by:

Hosted by:

Sponsored by:

NOVEMBER 20, 2017

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BY ALEESIA FORNI aforni@westfariinc.com

PETITION TO SCRAP CUOMO NAME FROM BRIDGE GETS SIGNATURES

An online petition is urging the state Legislature to undo the naming of the $3.98 billion Tappan Zee Bridge replacement after Gov. Mario M. Cuomo. The petition, “Return the Cuomo Bridge to its original name: The Tappan Zee,” was created at the very end of October on change.org and by noon on Nov. 15 had amassed more than 64,000 signatures. “While Mr. Cuomo may be deserving of something named after him, it should not be at the expense of history and the original settlers of our land: the Tappan Indians and the Dutch,” the petition’s creator, Monroe Mann, said, “and certainly not at taxpayer expense.” In June, the state Legislature approved a bill that would name the bridge after the three-term New York governor. The bill was signed the same day by Mario Cuomo’s son, Gov. Andrew Cuomo, who led the charge for the renaming. The name change, which was approved in an extraordinary legislative session called to settle a number of issues before the end of the legislative term, caused an uproar among some residents. "We are furious that the state Legislature voted to rename our bridge the Cuomo Bridge in the dead of night without any input from the public," Mann said in the online petition. The former bridge was called The Governor Malcolm Wilson — Tappan Zee Bridge. Both the Tappan Zee name and honor to the late Wilson are dropped in the new title. “We want our bridge’s name back,” Mann said in the petition. Abbey Fashouer, first deputy press secretary for Gov. Cuomo's office, called the comments included in the petition "politically partisan." “The law was passed by an overwhelming majority of both Democrats and Republicans and it is a fitting tribute to a life long public servant who achieved great things for the people of New York," she said. Greenburgh Town Supervisor Paul Feiner had pushed for the bridge to be named after late folk singer Pete Seeger, which was the subject of a 2014 change.

org petition. The new bridge that connects Westchester and Rockland counties is scheduled for a full opening in 2018. When completed, the 3.1-mile-long span will feature eight general traffic lanes, four breakdown and emergency lanes, space for future bus rapid transit and commuter rail, a bicycle and walking path and viewing areas, cashless tolling and LED lighting. The construction project is one of the largest in the nation and the biggest in the history of the New York State Thruway Authority.

BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

MEDICAL MARIJUANA FOR PTSD NOW LEGAL

Gov. Andrew Cuomo has signed into law a bill allowing medical marijuana to be used as a treatment for post-traumatic stress disorder (PTSD). Cuomo signed the bill on Veterans Day, along with four other pieces of legislation aimed at helping the state's veterans. The state estimates that approximately 19,000 people with PTSD in New York could benefit from the use of medical marijuana. "Marijuana will be legalized if a doctor authorizes and finds the condition of PTSD for a veteran," Cuomo said at New York City's Veterans Day parade. "I think that can help thousands of veterans. It's something that we've been talking about for a long time and I'm glad we're taking action today." Along with military veterans and first responders, Cuomo said medical marijuana could help treat PTSD in survivors of domestic violence, rape, violent crime and accidents. New York is the 28th state to allow the use of medical marijuana for PTSD. PTSD is the latest addition to the list of conditions the state allows to be treated with medical marijuana. In March, chronic pain was added to the program. State Department of Health officials said the number of certified patients rose more than 75 percent from March through August. Medical marijuana can also be used in New York by people with cancer, HIV infection or AIDS, amyotrophic lateral sclerosis (ALS), Parkinson's disease, multiple sclerosis, spinal cord injuries, epilepsy, inf lammatory bowel disease, neuropathy and Huntington's disease. As of Nov. 7, there were more than 35,000 patients certified for medical marijuana and about 1,300 doctors registered to certify patients for the program.

BRIEFLY

GREENBERG TO STEP DOWN AT WCA

Cora Greenberg

Cora Greenberg will retire next June as executive director of Westchester Children’s Association (WCA) after more than 23 years at the nonprofit in White Plains. Her impending retirement from the 103-year-old advocacy organization was announced by its board of directors.

Douglas Gould, board president, said the board appointed a committee to help fill the executive director position and manage the transition. In a tenure that began in 1994, Greenberg has overseen the Westchester Children’s Association’s expansion from a staff of two and an annual budget of $120,000 to eight employees and a yearly budget of nearly $1 million. Among other achievements, the organization has helped to increase Westchester County funding for youth programs and improved the selection process for funded programs through its Campaign for Kids, according to directors. Its data publications and analyses have become go-to resources for many children’s advocates and policymakers. “The initiatives she and her staff have launched and executed,” Gould said of Greenberg, “not only enhanced the quality of life for the county’s children, they have also helped to establish a cadre of child advocates that spans all sectors and segments of the Westchester community. Equally important, Cora has set a course that will leave WCA well positioned to be even more effective in the future.” Greenberg in the announcement said she is “immensely proud of the positive, transformational changes that we have

made together in the lives of children and youth. In my career, I've seen that while the details change, the basic needs of our kids remain the same: safe housing, quality health care, a good education and consistent adult support that empowers them to become productive adults and informed citizens. I hope that one day, every child will be able to take these things for granted.”

CLUSTER NAMES YAMIN AS EXECUTIVE DIRECTOR

Kristina Yamin

Cluster Community Services, a multiservice nonprofit organization in Yonkers, announced that Kristina Yamin has been named its executive director.

Yamin’s appointment will be effective Jan. 1. The organization’s current executive director, Toni Volchok, will retire at the end of the year after leading the human service agency for 12 years. “I am grateful to the board for extending this opportunity to me, to my predecessor Toni Volchok for her dedicated service to this organization, and to the exceptionally talented staff for continuously striving for the highest standards of excellence,” said Yamin. “I look forward to serving as Cluster’s next executive director and leading the agency in the coming years as we explore new and dynamic ways to engage and serve the community.” Yamin has served as director of Cluster’s mental health residential services program since 2009. She has more than 20 years of experience working in the mental health field and previously held administrative positions at Project Renewal and the Youth Adult Institute in New York City. She earned a bachelor’s degree from Northeastern University and a master’s degree from Pepperdine University. “The current behavioral health environment is complicated and challenging. We are impressed with Kristina’s extensive experience, in-depth knowledge, demonstrated leadership and passionate commitment to the clients and communities we serve,” said Tom Roth, president of Cluster’s board of directors. “We are confident that Kristina will provide Cluster with exceptional leadership, now and in the future.” Cluster provides programs and services in four major areas: mental health residential services, Westchester and Rockland mediation centers, the Housing Resource Center and youth and family programs.

FIRSTLIGHT EXPANDS TO LOWER WESTCHESTER

YOUR WEALTH. OUR WISDOM. ONE PURPOSE. 2500 Westchester Avenue, Suite 210, Purchase, NY 10577 | (914) 777-2500 | www.altiumwealth.com Altium Wealth Management, LLC (”Altium”) is an SEC registered investment adviser. For information about Altium’s registration status and business operations, please consult the Firm’s Form ADV disclosure documents, the most recent versions of which are available on the SEC’s Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov.

FirstLight Home Care of Westchester County, the local operation of the national nonmedical home care provider, has expanded its service area to lower Westchester. The company will now offer services in Bronxville, Eastchester, Larchmont, Mamaroneck, New Rochelle, Pelham Manor and Tuckahoe. FirstLight Home Care of Westchester County, which is owned and operated by Vincent McMahon and based in Mount Kisco, also covers residents in the northern part of the county. FirstLight helps seniors, adults with disabilities, people recovering from surgery and other adults in need of assistance handle daily needs such as cooking, cleaning and running errands, along with mobility assistance and dementia care. The Cincinnati company was founded in 2010 and has since expanded to 240 locations in 33 states. — John Golden, Aleesia Forni, Ryan Deffenbaugh

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NOVEMBER 20, 2017

CohnReznick is an independent member of Nexia International

NOVEMBER 20, 2017

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Ginsburg tops off 1177@Greystone apartments

fficials of Ginsburg Development Cos. were joined by Yonkers city officials Nov. 15 for the topping off of 1177@Greystone, a $21 million, 55-unit luxury rental apartment building under construction in the city’s Greystone neighborhood. Amenities at the apartment complex at 1177 Warburton Ave. include a lobby with an app-based video security system, a club room and lounge with Wi-Fi, a fitness center, an indoor parking garage and a private pathway to the Greystone Metro-North Station. Most units feature bay windows or balconies that offer views of the Hudson River and Palisades. “We are excited to reach this milestone event, which signals that this great new addition to the Greystone neighborhood is rapidly nearing completion," said principal of Ginsburg Development, Martin Ginsburg. The apartments range in size from 715 square feet for a one-bedroom to 1,245 square feet for a three-bedroom. Monthly rents range from $2,150 to $3,995. Occupancy is scheduled for May 1. “1177@Greystone can now be added to the growing list of transit-oriented developments that are part of the great revitalization efforts we see here along the Yonkers waterfront,” Yonkers Mayor Mike Spano said. The three-story apartment building is one block north of River Tides at Greystone, Ginsburg’s $100 million, 330-unit luxury rental complex at 1105-1135 Warburton Ave. that opened for occupancy earlier this year. "Together with River Tides, 1177 will firmly establish the Greystone area of Yonkers as one of the prime luxury apartment living destinations in Westchester County," Ginsburg said. The topping off ceremony marks the latest milestone for Ginsburg’s GDC Rentals brand. Most recently, the company broke ground on its Gateway Townhomes project at 700 Main St. in Peekskill. Elsewhere in that city, the company is building a $64.5 million mixed-use development called Fort Hill. In Yonkers, Ginsburg plans to spend $3 million to acquire a 2.26-acre vacant city-owned property near the Ludlow train station and aims to build hundreds of apartments, along with commercial space. — Aleesia Forni

NEWS NOON @

New campaign to benefit veterans

nonprofit mobile maketing company in Fairfield County has partnered with two academic institutions in Westchester County, Iona College and Pace University to raise awareness and funds for scholarships, programs and services for military veterans by wrapping university vans in large decals promoting their cause. On the Iona campus in New Rochelle, Laura Saggese, a senior vice president for client services at the Stamford marketing agency Creative Partners who co-founded the nonprofit Wrap for A Cause, in November rolled out the startup’s Operation Valiant Veterans to raise scholarship, educational and health resources for veterans in metroarea colleges and universities. The mobile fundraising mission at Iona will also benefit VETSports, a 5-year-old national nonprofit organization that aims to improve veterans’ physical, mental and emotional health through sports, physical activity and community involvement. Ten percent of Wrap for a Cause net

Pace University students and the veterans van.

proceeds from the Iona partnership will be directed to VETSports, according to a Wrap for a Cause publicist, while the remainder will go to Operation Valiant Veterans. Country Bank, the first corporate sponsor to support Wrap for a Cause in the nonprofit's inaugural fundraising effort this year for the Juvenile Diabetes Research Foundation, will underwrite operating costs of the Iona van used in the campaign. Pace University was the second institution this month to partner with Saggese

— a Pace alumna — by wrapping a van in the university’s fleet with a message promoting Pace scholarships and support services for veterans. Kim Turner, a development and alumni relations officer at Pace, said funds raised by the partnership will be used to provide eligible veteran students pursuing undergraduate degrees with scholarship awards or other education-related financial relief. “University veteran programs and scholarships like the ones offered at Pace help ease the transition from military to civilian life” and give veterans “a sense of community support while pursuing educational goals,” Saggese said. Underwriting the mobile campaign at Pace is the Vera and Walter Scherr and Family Foundation, a 10-year-old philanthropy whose founder, businessman Walter Scherr, authored the memoir “Walter’s Way” and is a Pace alumnus. Saggese said the mobile campaigns are expected to run until the end of this year. — John Golden

Reynolds + Rowella

CONGRATULATES STEVE A. GAGNON on his selection as a

“MOST GENEROUS CPA” Awarded by WCBJ/FCBJ CPA and Financial Advisors Awards Program

Connect with us @ReynoldsRowella for the latest news and updates www.reynoldsrowella.com WCBJ

NOVEMBER 20, 2017

The Westchester and fairfield County Business Journals Annual CPA and financial Advisors Awards Program

CongrAtulAtions John & Bill. You make us proud.

John P. Genn lll

ViCe President | senior trust offiCer

Bill Winters

senior ViCe President | MAnAging direCtor

John Genn - winner of the Most Trusted Advisor, which recognizes someone who gives sound advice and helps to make a positive impact in their business. John’s dedication to his clients’ best interests and professional expertise put him at the top of his field; add his commitment to the communities where he works and lives and he’s not only a trusted trusts and estate planning advisor, but also a highly valuable, respected and liked community member. Bill Winters - winner of the Most Generous Award, which recognizes someone who provides an exemplary level of service and attention to the nonprofit and government sectors and gives back to the community. Bill Winters is more than a man on the move. His far-reaching dedication to giving back and going the extra mile shows that his generous nature is part of who he is and why he’s deserving of this award. A mentor, supporter and leader to his staff; advisor and advocate for his clients; and expert relationship-builder among people, businesses, non-profits and other organizations.

NOVEMBER 20, 2017

WCBJ

Numbers speak at CPA/ Financial Advisor Awards

From left, back row: Michael Jordan, Bill Winters, Steve Gagnon, John P. Genn III and Adam Nalewajek. From left, front row: Laurie Stefanowicz, Jeffrey Rossi and Davide DiGenova. Photo by Sebastian Flores.

BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

ow do numbers speak to you? It’s a deceptively simple question, asked of the eight recipients of this year’s CPA and Financial Advisor Awards. Presented by the Westchester and Fairfield County Business Journals, publications of Westfair Communications, Inc., at Whitby Castle in Rye on Nov. 7, the awards recognized finance professionals in “most trusted,” “most generous,” “ahead of the curve” and “under 40” categories. Bill Winters, a senior vice president and managing director at Tompkins Financial Advisors in White Plains, said that for him, numbers indicate time, whether it be the Great Depression or a Trump rally. Winters was named “Most Generous” financial advisor. He said, “We operate under a pretty simple mathematical formula. We take local deposits in and loan them right back out to the customers we serve.” He said that in the Hudson Valley alone, Tompkins had contributed “countless hours” and “thousands of dollars” to local causes. Steve Gagnon, cited as “Most Generous” CPA, said that numbers create order out of chaos. The assurance partner at Reynolds & Rowella in New Canaan also got laughs by saying that numbers of particular significance to him were 14 (the age of his daughter, in attendance), 31 (his birthday), and 29, “which as we all know is the age of our wives.” The “Ahead of the Curve” group was composed of Adam Nalewajek, a director of wealth planning at Altium Wealth in Purchase, and Davide DiGenova, a partner at the Hudson Valley’s RBT CPAs LLP. In answering the question, the former said that it was “more a question of when they speak to me” — usually in the wee hours, he half-joked. Nalewajek then said that the number five plays an important role in his job, representing five key questions he asks of clients, surrounding the whys and wherefores of their investments and strategies.

“Figures never lie, and liars never figure,” was DiGenova’s opening statement, quoting one of his father’s favorite sayings. “Numbers always tell a story,” he added, saying that a finance professional’s job is to “help our clients understand the story that the numbers are telling.” Sharing “Most Trusted Advisor” awards were John P. Genn III, vice president and senior trust officer at Tompkins, and Jeffrey W. Rossi, CPA and office managing partner of CohnReznick’s Stamford office. Saying that numbers had always “worked well for me” starting in high school, Genn said, “Numbers help translate what a client wants to do into what they can do.” Rossi said that numbers sometimes speak “the right way … the wrong way … or not at all.” The latter, he jested, usually occurs when “Powerball is up at around $300 million,” and he’s trying to guess the winning numerical combination. The “Under 40” cohort was composed of Laurie Stefanowicz, a senior vice president and managing partner at Catamount Wealth Management in Westport, and Michael P. Jordan, managing director of Andersen Tax LLC in Greenwich. Stefanowicz noted that she spends a lot of her time advocating for financial education among women. Regarding numbers, she cited the number one as indicative of her being the sole female being honored and the “under 40” tag, remarking that “we need more and more women leaving college and other jobs to help people achieve financial success.” Jordan said he often wondered why numbers were a mystery to so many people. “I work with a lot of attorneys and, no offense, but a lot of them know nothing about numbers,” he said to general laughter. He also said he works to maximize after-tax numbers for clients, and that he’s “real good at maximizing my golf score.” Bronze sponsors at this year’s event were Tompkins Financial Advisors, the Wilson Elser law firm in Stamford, Val’s Putnam Wines & Liquors in Greenwich and APS Payroll in Mount Kisco.

At RBT CPAs, LLP, it is our responsibility to understand your business from the ground up, to gain insight into your changing needs, to forge long-term relationships built on integrity, quality, teamwork, harmony, commitment and innovation, and to deliver solutions that fully prepare you to meet the challenges unique to your business.

Call 845-567-9000 . www.rbtcpas.com Ofﬁces in Newburgh, Wurtsboro & Poughkeepsie Over 45 Years of Personal Attention & Solutions for Your Professional Financial Needs

WCBJ

NOVEMBER 20, 2017

November 28 • 11:30 AM - 1:30 PM The Water’s Edge at Giovanni’s Darien, CT

More Than Pink Luncheon

Program: Christina Baker Kline author of “The Orphan Train: A Novel” in conversation with Kristi Olds, WFSB Honoree: Camelia Lawrence, MD St. Vincent’s Medical Center

KomenLuncheon.org #MoreThanPink 18

NOVEMBER 20, 2017

WCBJ

Connecticut Communities Most Impacted by Breast Cancer

High Late-Stage Diagnosis Rate, High Mortality Rate, and High Incidence Rate High Late-Stage Diagnosis Rate and High Mortality Rate High Incidence Rate High Late-Stage Diagnosis Rate

Connecticut is among the states with the highest incidence of breast cancer in the United States. Nearly 3,000 women and men will be diagnosed annually in Connecticut. Towns with high late-stage diagnosis are an indication that individuals may not have access to adequate breast cancer services. The programs we fund help overcome barriers to screening and treatment so all our neighbors can access the care they need. For more information visit KomenNewEngland.org

WCBJ

NOVEMBER 20, 2017

THE LIST: Commercial Printers

COMMERCIAL PRINTERS

WESTCHESTER COUNTY

Ranked by number of full-time employees. Listed alphabetically in the event of a tie. Gross revenue for 2016 ($)

1 2

130 5

23 million

✔

Andrew Mintzer, Joseph Nicoletti and Charles Kurzius gfiprint@gmail.com joseph@gficommunications.com typeartdesign@optimum.net 1972

10 5

1 million

✔

Graphics by Color Group

Marc Weinstein support@colorgroup.com 1946

10 0

✔

Alloy Printing

Mary Jane Annicelli and Alan Goldman print@alloyprinting.com 1979

8 2

1+ million

✔

Jeffrey Wayne service@wayneprinting.com 1971

8 2

1.5 million

✔

William Harden Ann Harden ann@trepro.net 1976

7 0

1 million

Andrew Dieckman andrew@exprint.com 1987

5 0

Rick Koh, owner rick@royal-press.com Ken Kaufman, manager Copy.Stop@Verizon.net 1960

4 1

231 Croton Ave., Cortlandt Manor 10567 788-1800 • minespress.com

GFI Communications Corp.

961 Phoenix Ave., Peekskill 10566 937-2823 • gficommunications.com

(Formerly PIP Printing & Marketing Services) 190 E. Post Road, White Plains 10601 993-9007 • alloyprinting.com

Wayne Printing Inc.

70 W. Red Oak Lane, White Plains 10604 761-2400 • wayneprinting.com

Accel Printing & Graphics

128 Radio Circle, Mount Kisco 10549 241-3369 • accelprinting.com

Executive Printing & Direct Mail Inc.

8 Westchester Plaza, Elmsford 10523 592-3200 • exprint.com

Copy Stop/Royal Press

50 Main St., White Plains 10604 428-5188 • royal-press.com

Sir Speedy Pleasantville

Carlos Bernard sirspeedypleasantville@gmail.com 1985

Copy Center & Services

Not ranked

Posters, including banners and signs, full bindery

✔

Mailing services, signs and other largeformat printing, forms, tags, labels and promotional products

✔

Oversized banners and posters

✔

1 million

✔

600,000

✔

Minuteman Press of New Rochelle

Frank A. Micelli frank@minutemanpress.com 1975

3 0

650,000

✔

More than 8 million

✔

Note: LandmarkPrint Inc. is listed as "not ranked," because although the company does business in Westchester County, it does not have an office space in the county.

✔

fulfillment/ distribution ✔

✔

document scanning and archiving

postal discounted mailing services

personalized variable data

foil/dieout/embossing

four-color offset

volume digital copying

two-color offset

✔

WCBJ

✔

NOVEMBER 20, 2017

✔

This list is a sampling of commercial printers that are located in the region. If you would like to include your printer in our next list, please contact Danielle Renda at drenda@westfairinc.com.

Large-format graphics, digital printing, design and layout, scanning, photographing, signage and graphics design

✔

NA Not available. WND Would not disclose.

✔

3 NA

55 10

✔

Garret Cronin mmpelmsford@aol.com NA

Carmine Iannachino carmine@landmarkprint.com 1985

✔

Minuteman Press of Elmsford

375 Fairfield Ave., Building No. 3, Stamford 06902 800-499-3808 • landmarkprint.com

Trade show graphics and signage, vinyl banners and signage, posters, window and building signage

✔

LandmarkPrint Inc.

✔

3 NA

1299 North Ave., New Rochelle 10804 576-0335 • newrochelle.minutemanpress.com

✔

Fiora Solis copyasecpeek@aol.com 2012

70 E. Main St., Second floor, Elmsford 10523 347-5050 • westchester.minutemanpress.com

✔

Folding and gluing for box-making and pocket folders, casing in machine for turned-edge covers, envelope printing, laminating, mechanical binding, calendar publishing, promotional products distribution and fulfillment

✔

1006 Park St., Peekskill 10566 739-8342 • NA

Other services

✔

4 8

467 Bedford Road, Pleasantville 10570 769-2020 • sirspeedy.com/pleasantvilleny460/

digital color press

Steven Mines, Karl Drinovac and John Graham smines@minespress.com kdrinovac@minespress.com jgraham@minespress.com 1933

The Mines Press, Inc.

168 Saw Mill River Road, Hawthorne 10532 769-8484 • colorgroup.com

graphic design

Services offered

computer to plate

Full-time/ part-time employees

FTP file submission

Top local executive(s) Contact person Email address Year company established

Mac/PC prepress

Name Address Area code: 914, unless otherwise noted Website

✔

Specializes in producing materials for nonprofit membership, event and communications services

✔

Litigation document support and wide format

✔

Creative and data services, direct marketing, finishing and binding, integrated and mobile marketing, online storefronts, promotional products, signs, social media, trade show and event marketing, and website design

✔

Shipping services, local and international, UPS, Fedex and DHL blue printing

✔

Pickup and delivery

✔

Ful-service copy, print and bindery services

✔

Wide-format color binding, custom die cutting, posters, banners, large displays, signage, promotional products, awards and corporate gifts, on-site print production and production outsourcing and custom online ordering

SPECIAL REPORT

EDUCATION

Colleges weigh uncertain impact of state’s Excelsior Scholarship debut THE EXCELSIOR SCHOLARSHIP • Budgeted for $87 million in 2017 fiscal year. • State covers remaining cost of tuition only after federal and state aid for students from families making under $100,000. The maximum income goes up to $110,000 in 2018 and $125,000 in 2019. • Students must be New York residents, enrolled full time and maintain a passing grade point average. • After graduation, students have to live full time in New York for a time equal to the length of the scholarship, or it converts into a loan.

BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

hen Gov. Andrew Cuomo announced in January that he would push for legislation to cover the full cost of tuition for in-state students from families making $125,000 or less per year, his plan drew opposite reactions from presidents of public and private colleges in the state. The Excelsior Scholarship bill, passed by the state Legislature in April, was praised by SUNY and CUNY schools as a way to increase affordability and allow more students to receive degrees. Private college presidents warned, however, that the plan would upend the state's student marketplace and hurt small private schools that can offer a wider range of options. In Westchester, college officials were cautious when asked by the Business Journal to grade the program near the end of its first semester. The application process for the scholarship started in late spring and only students from families making under $100,000 qualify for the first round of the program, so the full effect may not be clear.

PUBLIC COLLEGES

SUNY officials in October said about 45,000 SUNY and CUNY students were deemed eligible for the Excelsior Scholarship this fall. About 22,000 of those students had the remaining costs of their tuition covered by the scholarship. The Excelsior is a "last dollar" scholarship, meaning it covers the remaining cost of tuition after all other grants and financial aid have been awarded. In total, about 53 percent of the approximately 400,000 full-time students attending SUNY and CUNY schools this fall are there tuition-free, up 5 percent from last year. At SUNY Purchase College, 294 students qualified for the Excelsior Scholarship this year. The school enrolls about 4,000 students in its undergraduate programs. Caitlin Read, dean of enrollment management at Purchase, said the school has seen an increase in interest. She said the exact effect of the new scholarship offering is hard to gauge at this stage, however, since students had likely already narrowed down their college choices by the time Excelsior

A solitary SUNY student reads outside the Natural Sciences building on the Purchase College campus. Photo by John Golden.

applications opened. "But we are hearing positive buzz from students during the recruitment cycle," Read said. "It's creating an enthusiasm, and rightfully so, for a SUNY education, so we feel we've been the beneficiary of that." Admission applications for the fall 2018 semester will be a better gauge of the program's impact, Read said, as it’s the first academic year where potential students knew of the scholarship during the entire recruitment period. A spokesperson for Westchester Community College said that the school is seeing an increased number of applications. "We believe the availability of the Excelsior Scholarship was a key factor," said Patrick Hennessey in an email message. "Excelsior is a game-changer for college students in New York state. Students who have not previously considered college are now doing so," including students seeking technical programs for middle-skills careers. Hennessey also cautioned that "with enrollments ongoing and Excelsior Scholarship limits increasing next year, it is too soon to know the full impact of the program."

PRIVATE COLLEGES

Meanwhile, a recent report from The Commission on Independent Colleges and Universities (CICU) in New York found that 30 of the 48 private colleges in the state at which New Yorkers make up 65 percent or

more of the student body saw enrollment declines this fall. Mary Beth Labate, president of CICU, said the data "foreshadow risk for the entire higher education ecosystem in New York." The state Legislature did fund a new enhanced tuition award for 2017 that provides up to $6,000 to students toward private-school tuition at participating colleges and universities. But only about one-third of the state's private institutions opted to join the program, and students from those schools are still waiting to find out if they will receive the award, according to a report from Politico New York. Both Mercy College in Dobbs Ferry and Manhattanville College in Purchase qualify as majority New York schools by the CICU criteria. Officials at both colleges said the Excelsior program likely contributed to decreased enrollment. Mercy College President Timothy L. Hall said much of the college's ability to weigh the impact of the Excelsior scholarship so far is anecdotal. The college did have a decline in enrollment this fall compared to last, but that also coincides with the school’s decision to raise its admission standards for the last admission period. Hall noted that a number of freshman students at the school registered for classes and housing later than usual for the fall semester. "The shift this year was a lot more people registering at the last second," he

said. "To me, these are very likely people who held out hope of getting the Excelsior Scholarship and then came to us when they didn’t. So I’m almost certain there are students who did get Excelsior and didn’t come to us.” Hall cited a 2016 Georgetown University review of a plan for national free publicschool tuition that estimated such a program would decrease enrollment at private colleges between 7 and 15 percent. While the school is working to combat that possibility through increased outreach and scholarship money, the Mercy College president said a reduction in admitted students likely means cutbacks in filling faculty positions and other college expenditures. Manhattanville College, meanwhile, estimated it lost about 35 students to the Excelsior program out of its fall freshman class of about 480 students. It made that estimate by comparing this fall's enrollment to historical data in areas of the state where SUNY schools are most competitive, such as near Albany, Binghamton and Stony Brook. Michael E. Geisler, president of Manhattanville College, said the school anticipated the decrease and prepared for it in its annual budget. The college is also expanding its presence in other areas of the country to reach more out-of-state students, though he said Manhattanville had started that initiative before Excelsior. "While for the moment we are managing pretty well at Manhattanville College, not all the schools in the area are in the same position," Geisler said. Referring to the overall employment at private colleges and universities in the state, Geisler added, "We'll have to see what the long-term impact of Excelsior is. There are 485,000 jobs depending on it and that's a very significant part of the infrastructure of New York state."

WCBJ

NOVEMBER 20, 2017

BY ANDREA MARAIS

Tips for working adults going back to school

ome people take a gap year after high school — they might feel like they are not ready for college or they have things happen in their personal lives that they must attend to. For many, that “gap year” can stretch out for a decade or more. Oftentimes family, health or financial demands keep them from pursuing their degrees directly after graduation. But after years of consideration and sometimes being passed over for promotions or job opportunities, many people realize that in order to advance, they need to obtain a bachelor’s degree. What used to be a special designation is now a minimum requirement for entry into many fields. But going back to school after a long

Andrea Marais

lapse may seem daunting. At Fordham University’s School of Professional and Continuing Studies, we see hundreds of adults take that major step every year and decide to go back to school. They might be nervous about whether they will be academically prepared, particularly if they left school early when “life got in the way.” They might not know if they will have the strength to finish; they are often afraid to fail. However, there are many, many students who persevere until they reach that joyous moment when they are handed their bachelor’s degree. What separates the most successful students from those who struggle are six simple rules.

This online 15-credit certificate provides you with tools to establish and foster an organizational culture that values personal and professional accountability

Apply Now Classes begin in January

1. Start slow. Some students, particularly with only a few credits to go, try to bite off more than they can chew and take more credits than they can handle. Starting with a smaller course schedule can get you back into the swing of academic life and also thin your financial burden since you will be paying for your credits little by little. It is much easier to build on success than recover from failure, so start with only one or two courses until you get your “A legs.” (No one wants a C, right?) 2. Get buy-in from your family. When you are a working adult going back to school, you need a support system, and most times that will come from your family and close friends. Have a meeting with your loved ones and tell them how important this is to you and they will often ask what they can do to help. (And if they don’t offer, you can lend your own suggestions.) Grandparents can babysit, spouses can cook extra meals, friends can pick up your share of the carpooling, children can understand that mom or dad needs to study and can’t be distracted. At commencement ceremonies, it’s not unusual to see multigenerational families cheer on the graduate whom each of them played some part in supporting. 3. Make a game plan. The most successful students set a short-and long-term plan for success. Even if you are taking online classes, block out certain days as “school days” and “homework days” and schedule time to study that incorporates your family and work calendars. Designate specific areas of your home that will only be associated with studying or use your university’s library so you will be focused only on your schoolwork. Never study in bed. 4. Don’t take breaks. It’s far too easy for a one-semester break to turn into a one- or two-year break, so once you start chipping away at your credits, don’t stop. You will gain momentum and find that you will study more efficiently. 5. Ask for help. Use the resources that are available to you. Your instructors will usually arrive early or stay after class to answer questions, they can schedule phone calls or meetings with you and will always be available by email if you need help. At Fordham, we also encourage our students to meet with their academic advisers at least every term to review their progress and help chart their course for success, or address any concerns. Many of the services available to the “traditional” students, such as tutoring, counseling, spiritual support, writing assistance and veterans’ services, are also available to adult degree seekers, but they are sometimes hesitant to ask for help. » BACK TO SCHOOL, page 24

NOVEMBER 20, 2017

WCBJ

We Build Colleges

Dominican College of Blauvelt, Orangeburg, NY

College of New Rochelle, New Rochelle, NY

Iona College, New Rochelle, NY

SUNY College at Purchase, Harrison, NY

We Build Everything

"Socially responsible building and employment practices that empower and enhance families and communities." Construction Industry Council of Westchester & Hudson Valley, Inc.

Building Contractors Association of Westchester & The Mid-Hudson, Inc.

Construction Advancement Institute of Westchester & Mid-Hudson, Inc. CLEAN WATER

PUBLIC WORKS

Association Headquarters Ross J. Pepe, President

629 Old White Plains Rd. Tarrytown, NY 10591

(914) 631-6070

Fax: (914) 631-5172 Email: ross@cicnys.org www.caiwestchester.org

OFFICE REDEVELOPMENT

SCHOOLS WCBJ

NOVEMBER 20, 2017

Back to school —

GROUNDBREAKING AT SUNY NEW PALTZ

» From page 22

6. Start right away. For many adults, their application is a patchwork of transcripts from former universities, community colleges and sometimes even multiple high schools. Don’t wait until you have every single element of the application together. Start the application and send in the missing pieces as you find them. The university you apply to will usually reach out to help you figure out how to track down the elements of your application that you need. The hardest part of going back to school is taking the first step and actually completing the application, but action conquers fear. Finishing your degree as a working professional is a marathon, not a sprint, but there is nothing more rewarding that crossing the finish line with a diploma in your hand. Andrea Marais is associate dean of strategic marketing and enrollment for Fordham University’s School of Professional and Continuing Studies. She can be reached at amarais@fordham.edu or 718-817-3722.

A rendering of the engineering building.

SUNY New Paltz broke ground Oct. 31 on a $14 million Engineering Innovation Hub, a 19,500-square-foot facility that will expand on the college's engineering programs.

The building will house a new bachelor’s degree program in mechanical engineering, the regional Hudson Valley Advanced Manufacturing Center initiative and the college’s 3-D design and printing program. "The groundbreaking of our new Engineering Innovation Hub represents a clear example of what we can achieve in the interest of our students and the Hudson Valley region through vision, advocacy, collaboration and perseverance,” New Paltz President Donald P. Christian said at the groundbreaking ceremony. The new building received $10 million in state funding through Gov. Andrew Cuomo's NYSUNY 2020 grant program. The college also received $1 million through the Mid-Hudson Regional Economic Development Council’s annual Consolidated Funding Application grants. The Engineering Innovation Hub was designed by Urbahn Architects in Manhattan. Construction is scheduled to be finished by summer 2019.

Our graduates are fulfilling their dreams and changing the world in exciting and rewarding professions. Come discover the opportunities that await you on our 50-acre, seaside campus.

Learn more at bridgeport.edu

MANETTA NAMED ATHLETICS DIRECTOR AT MANHATTANVILLE

Edward Manetta

Manhattanville College has appointed Edward Manetta, who previously headed sports programming at two major metropolitan arenas, as director of athletics. His appointment took effect Nov. 13. Manetta succeeds Keith Levinthal, who stepped down in June after serving 19 years as athletics director at the private liberal arts college in Purchase. Manetta will be responsible for ensuring competitive men’s and women’s sports teams for the Valiants while maintaining high academic standards for athletes. He will also oversee compliance with NCAA standards, coaches and staff, and fundraising and partnership opportunities for the athletic department. He most recently served as director of sports programming for Brooklyn Sports & Entertainment at the company’s Barclays Center in Brooklyn and Nassau Coliseum on Long Island. Manhattanville officials said Manetta has held senior management positions at both Edelman Worldwide and Hill and Knowlton, directing all client services in sports-related campaigns for those public relations agencies. Manetta began his career as an assistant athletic director at Fordham University and later served as athletic director at DePaul University in Chicago and St. John’s University in Queens. Michael E. Geisler, president of Manhattanville College, in the announcement said Manetta “has a wealth of proven leadership experience in developing and overseeing programs and events, including Olympic events and the World Cup, and creating relationships and securing corporate sponsorships.” — Ryan Deffenbaugh, John Golden

CONNECT WITH westfair communications

O N LY U B . westfaironline.com wagmag.com

NOVEMBER 20, 2017

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FACTS & FIGURES BANKRUPTCIES MANHATTAN 1609 Adee Inc. 1609 Adee Avenue Inc., Bronx 10469. Chapter 7, voluntary. Represented by 1609 Adee Inc. Filed: Nov. 13. Case no. 17-13226-mew. Chowaiki & Co. Fine Art Ltd. 500 Park Ave., Suite 16C, New York 10022. Chapter 7, voluntary. Represented by Clifford A. Katz. Filed: Nov. 13. Case no. 17-13228. Navillus Tile Inc. 633 Third Ave., 17th floor, New York 10017. Chapter 11, voluntary. Represented by Elizabeth Aboulafia and C. Nathan Dee. Filed: Nov. 8. Case no. 17-13162-shl. P&R Bronx LLC. 1205 Commonwealth Ave., Bronx 10472. Chapter 11, voluntary. Represented by P&R Bronx LLC. Filed: Nov. 13. Case no. 17-13220mew.

POUGHKEEPSIE Glen S. Kay, MD, PC. 214 Hudson Hill Drive, Newburgh 12550. Chapter 7, voluntary. Represented by Michelle L. Trier. Filed: Nov. 10. Case no. 17-36915cgm.

COURT CASES AAA Auto & Truck Service LLC. Filed by The American Automobile Association Inc. Action: trademark infringement (Lanham Act). Attorney: Neil Kenneth Roman. Filed: Nov. 13. Case no. 7:17-cv-08808. Amcol Systems Inc. Filed by Susan Thomas. Action: 1692 Fair Debt Collection Act. Attorney: Craig B. Sanders. Filed: Nov. 13. Case no. 7:17-cv08747-KMK. Baltia Air Lines Inc. Filed by Douglas Chouinard. Action: diversity action. Attorney: Steven Bennett Blau. Filed: Nov. 8. Case no. 7:17-cv-08669VB.

Items appearing in the Westchester County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: John Golden c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3680

Capital Management Services LP. Filed by Christopher Carovillano. Action: 1692 Fair Debt Collection Act. Attorney: Craig B. Sanders. Filed: Nov. 9. Case no. 7:17-cv-08730-KMK. City Investigations and Security Inc. Filed by Terence C. Felder. Action: Fair Labor Standards Act. Attorney: Steven Bennett Blau. Filed: Nov. 8. Case no. 7:17-cv-08663-KMK. Etison LLC. Filed by Joshua Schleifer. Action: Telephone Consumer Protection Act of 1991. Attorney: Daniel Zemel. Filed: Nov. 13. Case no. 7:17-cv08792-VB. Graphic Innovators Inc. Filed by Mitchell D. Emanual. Action: diversity action. Attorney: Charles Neuville Rock. Filed: Nov. 14. Case no. 7:17-cv08847. Healthcare Revenue Recovery Group LLC. Filed by Lenell Roberts. Action: 1692 Fair Debt Collection Act. Attorney: Craig B. Sanders. Filed: Nov. 9. Case no. 7:17-cv-08746-VB. Hoffman International Inc. d.b.a. Hoffman Equipment Co. Filed by Tappan Zee Constructors LLC. Action: diversity-breach of contract. Attorneys: Robert Alan Drucker, Roger Steven Markowitz and Alexander Xavier Saunders. Filed: Nov. 14. Case no. 7:17-cv-08874. Law Office of Paul L. Marks PLLC. Filed by Robert Johnson. Action: 1692 Fair Debt Collection Act. Attorney: Craig B. Sanders. Filed: Nov. 13. Case no. 7:17-cv-08748-KMK. Lexus of Manhattan. Filed by Joshua Schleifer. Action: Telephone Consumer Protection Act of 1991. Attorney: Daniel Zemel. Filed: Nov. 13. Case no. 7:17-cv-08789-VB. Taro Pharmaceuticals USA Inc. Filed by Deborah Santiago-Laracuente. Action: Fair Labor Standards Act. Attorney: David Evan Gottlieb. Filed: Nov. 14. Case no. 7:17-cv-08867. Walmart Stores East LP. Filed by Diane Spector. Action: diversity: notice of removal. Attorney: Aisha K. Brosnan. Filed: Nov. 9. Case no. 7:17-cv08706-KMK.

DEEDS Above $1 million 490 South Broadway Realty LLC, Yonkers. Seller: 490 South Broadway Yonkers LLC, San Francisco, Calif. Property: 490 S. Broadway, Yonkers. Amount: $5.5 million. Filed Nov. 6.

ON THE RECORD

Astoria Bank, Jericho. Seller: Charles D’Agostino Jr., Pleasantville. Property: 15 Kenilworth, Harrison. Amount: $1.2 million. Filed Nov. 9.

ABD Equities LLC, Scarsdale. Seller: Karen Robin Leviton, Los Angeles, Calif. 66 Albemarle Road, White Plains. Amount: $475,000. Filed Nov. 6.

Brite Avenue Development Corp., Scarsdale. Seller: Jeffrey T. Golenbock, et al, Rye. Property: 19 Griffen Ave., Scarsdale. Amount: $3.2 million. Filed Nov. 9.

C.M. Pateman Development and Consulting Corp., Irvington. Seller: Consolidated Engine Company No. 1 Village of Tarrytown Inc., Tarrytown. Property: 177 Sheldon Ave., Greenburgh. Amount: $160,000. Filed Nov. 6.

National Residential Nominee Services Inc. Seller: Seth Siegel, et al, Pelham. Property: 679 Ely Ave., Pelham. Amount: $1.6 million. Filed Nov. 6.

Calabria 16 LLC, Port Chester. Seller: Jose F. Rojas, Newburgh. Property: 1 Greenridge Ave., 1-D5, White Plains. Amount: $210,000. Filed Nov. 8.

Seymour Jean LLC, New York City. Seller: Gateway Kensington LLC, Greenwich, Conn. Property: 15 Kensington Road, 112, Eastchester. Amount: $1.4 million. Filed Nov. 9.

Citimortgage Inc. Seller: Jerrice D. Epps, White Plains. Property: 97 Waterside Close, Eastchester. Amount: $744,033. Filed Nov. 9.

Sheyma LLC, Flushing. Seller: Citibank N.A. Property: 244 Main St., White Plains. Amount: $3.3 million. Filed Nov. 6.

Deutsche Bank National Trust Co. Seller: John Molloy, Somers. Property: 22 Winthrop Ave., New Rochelle. Amount: $315,000. Filed Nov. 9.

Below $1 million 1618 Park Street LLC, Cortlandt Manor. Seller: John E. Stanton Jr., Peekskill. Property: 1618 Park St., Peekskill. Amount: $110,000. Filed Nov. 9.

Digico LLC, Pelham. Seller: Patrick Schwarte, New Rochelle. Property: 31 State St., New Rochelle. Amount: $482,500. Filed Nov. 8. Diplomat Property Manager LLC. Seller: Eve Bunting-Smith, White Plains. Property: 3660 Marcy St., Yorktown. Amount: $778,658. Filed Nov. 9.

26 Fairview Properties LLC, Mamaroneck. Seller: Margaret M. Casey, Scarsdale. Property: 26 Fairview Road, Scarsdale. Amount: $900,000. Filed Nov. 8.

Finance of America Reverse LLC. Seller: Thomas L. Gallivan, White Plains. Property: 254 Union Ave., Harrison. Amount: $750,380. Filed Nov. 6.

27 Ridgeland LLC, Bronx. Seller: Armand J. Puglia, et al, Rye. Property: 27 Ridgeland Terrace, Rye. Amount: $640,000. Filed Nov. 8.

JEJV Group Inc., New Rochelle. Seller: Louis M. Gabriele, et al, White Plains. Property: 7 Fairview Ave., White Plains. Amount: $495,000. Filed Nov. 6.

36 Warwick LLC, North Bergen, N.J. Seller: Joseph H. Holland, et al, New York City. Property: 36 Warwick Road, Yonkers. Amount: $575,000. Filed Nov. 6. 42 Old Bedford Rd LLC, Spring Valley. Seller: May Giedra, Mount Kisco. Property: 42 Old Bedford Road, Lewisboro. Amount: $290,000. Filed Nov. 6. 44 Ellsworth Avenue LLC, West Harrison. Seller: Kevin B. McKenna, et al, Mahopac. Property: 44 Ellsworth Ave., Harrison. Amount: $490,000. Filed Nov. 9. 63 Murray Avenue LLC, Mamaroneck. Seller: John C. Boniello, Larchmont. Property: 63 Murray Ave., Mamaroneck. Amount: $638,742. Filed Nov. 9. 650 Brooklyn-NPH1B LLC, New York City. Seller: Joseph G. Goubeaud Jr., Mount Vernon. Property: 146-148 S. Fourth Ave., Mount Vernon. Amount: $225,000. Filed Nov. 9.

National Transfer Services LLC. Seller: Ruslan Mamedov, et al, Dobbs Ferry. Property: 25 Lefur�y Ave., Greenburgh. Amount: $475,000. Filed Nov. 8. SDF Capital LLC, Mamaroneck. Seller: Adam Maass, et al, Montrose. Property: 4 Tommy Thurber Lane, Cortlandt. Amount: $282,000. Filed Nov. 8. SDF Capital LLC, New Rochelle. Seller: Caroline Banez, Atlanta, Ga. Property: 453 Van Cortlandt Park Ave., Yonkers. Amount: $210,000. Filed Nov. 9. SoBryCo LLC, Croton-on-Hudson. Seller: Grace T. Lattanzio, Croton-onHudson. Property: 102 Hastings Ave., Cortlandt. Amount: $329,000. Filed Nov. 9. The Bank of New York Mellon. Seller: Jeffrey Binder, White Plains. Property: 3 Manor Lane, Somers. Amount: $652,500. Filed Nov. 9.

U.S. Bank N.A. Seller: Barbara M. Lerman, Larchmont. Property: 47 Laurelton Road, New Castle. Amount: $804,457. Filed Nov. 9.

FORECLOSURES ARDSLEY, 630 Ashford Ave. Single-family residence; lot size: .1 acre. Plaintiff: U.S. Bank National Association. Plaintiff ’s attorney: Gross Polowy LLC, 716-204-1700; 1775 Wehrle Drive, Williamsville 14221. Defendant: Michelle Muse. Referee: Francis Malara. Sale: Nov. 20, 10 a.m. Approximate lien: $1,839,687.46. BEDFORD, 4 Gina Lane. Singlefamily residence; lot size: 2.0 acre. Plaintiff: Bank of America. Plaintiff ’s attorney: Frenkel, Lambert, Weiss, Weisman & Gordon, 631-969-3100; 53 Gibson St., Bay Shore 11706. Defendant: Gordon McLaren. Referee: Michele Bermel. Sale: Dec. 4, 10:30 a.m. Approximate lien: $237,797.19. BEDFORD, 19 Westfield Road. Single-family residence; lot size: 4.2 acre. Plaintiff: U.S. Bank National Association. Plaintiff ’s attorney: Sheldon, May & Associates, 516-763-3200; 255 Merrick Road, Rockville Centre 11570. Defendant: Jonathan Paul Williams. Referee: Anthony Centone. Sale: Dec. 4, 9:30 a.m. Approximate lien: $3,851,881.39. CORTLANDT, 24 Travis Lane. Single-family residence; lot size: 1.06 acre. Plaintiff: Wilmington Savings Fund Society. Plaintiff ’s attorney: Knuckles, Komosinski & Elliot, 914-345-3020; 565 Taxter Road, Suite 509, Elmsford 10523. Defendant: John Nardi. Referee: Jeffrey Shumejda. Sale: Nov. 27, 10 a.m. Approximate lien: $642,128.53. ELMSFORD, 47 S. Stone Ave. Twofamily residence; lot size: .12 acre. Plaintiff: Wells Fargo Bank National Association. Plaintiff ’s attorney: Shapiro, DiCaro & Barak, 877-759-1835; 175 Mile Crossing Blvd., Rochester 14624. Defendant: Aracely Delgado. Referee: Joseph Maria. Sale: Nov. 20, 9 a.m. Approximate lien: $859,618.71.

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HARTSDALE, 1 Cornell Drive. Single-family residence; lot size: .35 acre. Plaintiff: Wilmington Savings Fund Society. Plaintiff ’s attorney: Shapiro, DiCaro & Barak, 877-759-1835; 175 Mile Crossing Blvd., Rochester 14624. Defendant: Anna Sinopoli. Referee: Joseph Maria. Sale: Nov. 28, 9 a.m. Approximate lien: $777,175.94. HARTSDALE, 40 S. Washington Ave. Single-family residence; lot size: .25 acre. Plaintiff: Citibank National Association. Plaintiff ’s attorney: Gross Polowy LLC, 716-204-1700; 1775 Wehrle Drive, Williamsville 14221. Defendant: Jin Yang. Referee: David Gelfarb. Sale: Nov. 20, 9:15 a.m. Approximate lien: $922,716.17.

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NOVEMBER 20, 2017

GOOD THINGS

HONOR FLIGHT HAS NEW EXECUTIVE DIRECTOR

From left: Bob Baird, Carmine Marchionda, Robyn Herbst, Sandra Goldstein-Lehnert and Mark Jacobs.

ARC ROCKLAND AWARDS From left: Charlotte Östman and Clint and Joanie Malarchuk.

FORMER NHL ALL-STAR AT BENEFIT The featured speaker at the Mental Health Association of Westchester’s Fall Benefit held at LIFE The Place to Be in Ardsley was Clint Malarchuk, the former NHL all-star goalie. He played in 338 games during 10 NHL seasons. Malarchuk suﬀered from OCD, anxiety, depression and alcohol use. Also at the benefit was his wife, Joanie, who spoke about the issues faced by a family member supporting a loved one with mental health concerns. “Clint is living proof that recovery is possible,” said the association’s CEO Charlotte Östman. “We must talk about and raise awareness of mental health each and every day.” Malarchuk said, “People who are experiencing mental health issues often ask themselves ‘Why am I alive?’ But I know the answer to my question: I was spared — twice — to help others. Each day, I hear from other athletes who thought they were the only ones struggling. I am grateful for having played in the NHL, which gives me a platform from which to speak. I’m also grateful for having struggled, and survived, and to be able to be here tonight to talk about it.”

The Arc Rockland held its Philanthropy Day Breakfast on Nov. 9 at The Crowne Plaza in Suffern. Keynote speaker was Bob Baird who founded the nonprofit Touching Bases, which is a baseball league for adults with disabilities. The league marked its 16th season and features about 250 players. Carmine Marchionda, CEO of The Arc Rockland, received the Outstanding Non-Profit Professional Award at the breakfast, which was sponsored by the Rockland Development Council. Judith Perrin, president of the council, said, “To this day, I hear nothing but positive comments about Carmine from the community and from his staﬀ. He autographs everything he does with excellence, and he always goes the extra mile.” Marchionda credited The Arc Rockland staﬀ, families, volunteers, board members and the people who receive services and support through the organization for the culture of philanthropy that pervades the agency. Also honored were Robyn Herbst with the Outstanding Volunteer Award; Sandra Goldstein-Lehnert, for being the Outstanding Youth in Philanthropy; and Mark Jacobs, as Outstanding Philanthropist.

Jennifer DeFrancesco

Hudson Valley Honor Flight (HVHF), the local branch of the nonprofit that honors American war veterans by flying them to the nation’s capital to visit the war memorials many have never seen, has named Jennifer DeFrancesco as its executive director. HVHF periodically runs flights from the Westchester County Airport as well as Stewart International Airport, and DeFrancesco previously served as the organization’s Westchester flight safety coordinator. She’s the daughter of a U.S. Marine who served in Vietnam and understands the importance of recognizing veterans. “I consider this my way to serve and to say, ‘Thank you for your service,’” she said.

‘GOOD TASTE’ NETS $300K FOR FOOD BANK

From left, back row: Coleman School alumni Matthew; Pediatric Center resident Stephanie; Assemblywoman Shelley Mayer; Seton’s Director of Creative Arts Therapies Kristen O’Grady; Assemblyman David Buchwald; state Sen. Andrea Stewart-Cousins; Sandra Lee; Raffaele Ronca; and James Maxson, music therapist.

FOUNDATION FUNDRAISER From left: Bob Knight, Michael Curri and Isak Finer.

KNIGHT FEATURED AT CONFERENCE Bob Knight, COO of Harrison Edwards PR & Marketing in Armonk was a featured speaker at the national Broadband Communities Economic Development Conference in Atlanta. His workshop on Nov. 7, “Greenlighting Broadband Projects,” provided information about finding funding, generating political will, assessing take-rates and creating the right strategic plan for broadband deployment. His co-panelists were Isak Finer of COS Systems and Michael Curri of Strategic Networks Group. The conference addressed issues such as rural broadband solutions and providing ultra-high-speed gigabit connectivity in education and economic development.

NOVEMBER 20, 2017

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The St. Elizabeth Seton Children’s Foundation hosted its annual fall fundraiser, “Bella Notte,” on Nov. 9. Featured were guest chefs Raﬀaele Ronca and Sandra Lee. Lee has won multiple Emmy Awards and appears on “Good Morning America” as well as being the creator and host of numerous television series on Food Network, Cooking Channel, HGTV and Great American Country. She has written 27 books. Ronca and his team from Rafele Ristorante in Manhattan created Italian specialties that were tasted by the more than 300 people who attended. Ronca said, “It’s all about the kids because the kids are giving me as a human being the energy and the love to think about what we go through every day and to remain in our heart young and pure.” The evening began with a performance by Italian opera singer Luciano Lamonarca. Then, a current resident at Seton’s Pediatric Center identified as Stephanie and Matthew, an alumni of the John A. Coleman School, took the stage to perform a duet.

Food Bank for Westchester raised more than $300,000 during its 27th Annual “An Evening in Good Taste” fall fundraiser, which was held at 1133 Westchester Ave. in White Plains. The county’s top chefs were on hand to prepare treats for the several hundred people who attended. Ellen Lynch, former executive director of the Food Bank, said of the event, “It’s a great way for the community to enjoy delicious food and support a great cause.” Numerous volunteers helped organize the fundraiser that featured the talents of more than 20 chefs from throughout the county. Among those attending was “Produce Pete,” Pete Napolitano who appears on WNBC-TV giving tips for food shopping and preparation. The Food Bank has been active for 29 years and now supplies 95 percent of all food distributed annually to the needy through the region’s food pantries, soup kitchens, shelters, and daycare and residential programs.

DATES HAPPENING FASHIONS IN FASHION

Representatives of Westchester business and nonprofit organizations were among the more than 75 women who attended what was billed as “the fashion event of the season” at The Westchester mall in White Plains recently. The mall’s owner and operator, Simon Property Group joined with the magazine Harper’s Bazaar to hosted an afternoon featuring the season’s top trends. Avril Graham, the magazine’s executive fashion and beauty editor provided beauty tips and described the “must-have” fashions for the end of 2017 and beginning of 2018.

From left, Patrick Charmel, chairman of Planetree; Joel Seligman; and Susan B. Frampton.

SELIGMAN HONORED

Joel Seligman, president and CEO of Northern Westchester Hospital in Mount Kisco, has received the 2017 Lifetime Achievement Award from Planetree, a global network of health care organizations. The award was presented at the Planetree Annual Conference’s Spirit of Planetree Award Dinner held in Baltimore and attended by more than 800 guests from 24 countries. Planetree has brought together acute care hospitals, continuing care facilities and outpatient clinics that consider every aspect of the health care experience from the perspective of their patents. In giving the award to Seligman, Planetree’s President Susan B. Frampton said, “Your tireless work to bring humanity and a holistic approach to the delivery of care to patients and families in your region has inspired not only your own organization, but countless others from provider organizations around the world.” Seligman recently served as a member of the National Academy of Medicine’s Scientific Advisory Panel that concluded the involvement of patients and families is the key to creating a high-quality, high-value health system that achieves patient-centered outcomes.

From left: Chris Schwartz, LUW director of development; Anahaita Kotval; Marsha Gordon, BCW president and CEO; Eon Nichols, partner at Cuddy and Feder and chairman of Rising Stars and the selection committee for BCW. Photo by John Vecchiolla.

RACING AND ROLLING

The Business Council of Westchester hosted an event called Racing & Rolling with the Rising Stars at Grand Prix New York in Mount Kisco to benefit the social services organization Lifting Up Westchester. The racing was go-kart racing while the rolling was bowling. More than 175 attended the event. Each year the BCW’s Rising Stars Leadership Council selects an organization for the Rising Stars Alumni to support. After a submission process that includes a grant application, review and interview, Lifting Up Westchester was selected out of 30 local nonprofits. Grace’s Kitchen, Lifting Up’s soup kitchen, will be the focus of their fundraising and volunteer eﬀorts during the coming year. Grace’s Kitchen is the largest soup kitchen in White Plains and the only one operating Mondays through Fridays and on all holidays. Anahaita Kotval, executive director of Lifting Up Westchester, said, “Grace’s Kitchen goes beyond simply providing free meals. A case manager is on site every day talking to clients and working with them to create longer term solutions to their food insecurity problems.”

Models wore fashions from top designers.

TALLARINI NAMED TO BANK’S BOARD

White Plains resident Louis A. Tallarini has been named to Country Bank’s board of directors. Since 1991, Tallarini has been the president and CEO of Real Property Investors Inc. It’s a realty advisory firm that consults with institutions, performs real estate related asset management services and acts as an adviser for institutional investors. “Lou brings a wealth of financial experience to Country Bank that will play a key role as we continue executing our vision to build our assets from half a billion to one billion,” said Joseph M. Murphy, the bank’s chairman. In addition to his professional activities in real estate and finance, since 1979 Tallarini has been active with the Columbus Citizens Foundation, which organizes New York City’s Columbus Day Parade. He’s a past president and chairman of the foundation and serves on its board. Country Bank has oﬃces in Manhattan, Riverdale, Woodlawn and Scarsdale.

At the Community Action Partnership Dutchess County office for last year’s toy delivery, from left: Robin Blue-Brown, Community Action; James Lentz, TEG Federal Credit Union; Michael Mullaney, Hudson Cadillac-Buick-GMC; Devan Cleary, Hodgkins Agency. Right of the table, seated: Julia Pagones, Dutchess County government; Geoff Brault. Standing: Freddimir Garicia, Marist College; and Heather Fitzsimmons, Mount St. Mary College.

YOUNG PROFESSIONALS LAUNCH TOY DRIVE The Hudson Valley Young Professionals, a committee of the Dutchess County Regional Chamber of Commerce, is holding a holiday toy drive through Dec. 14. New, unwrapped gifts can be dropped off at any of five participating Foam and Wash locations in Wappingers Falls, Poughkeepsie and Fishkill, where donors will be thanked with a free car wash. Toys also can be brought to the chamber’s office in Poughkeepsie. Details about the locations are on the group’s website, hvyp.org. The collected items will be given to children receiving services from The Center for the Prevention of Child Abuse. “Giving back to the community and assisting local nonprofits is central to the mission of the Hudson Valley Young Professionals,” said committee co-chair Geoff Brault from MidHudson Regional Hospital. Last year, more than 10 large moving and storage boxes were filled to overflowing with toys, games and gifts that were delivered to the Community Action Partnership Dutchess County. The committee hopes to at least duplicate that amount this year.

Information for these features has been submitted by the subjects or their delegates.

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NOVEMBER 20, 2017

FACTS MOUNT KISCO, 39 Weavers Hill. Single-family residence; lot size: .01 acre. Plaintiff: Nationstar Mortgage LLC. Plaintiff’s attorney: Gross Polowy LLC, 716-204-1700; 1775 Wehrle Drive, Williamsville 14221. Defendant: Grace Sims. Referee: Joseph Ruggiero. Sale: Nov. 20, 10 a.m. Approximate lien: $584,835.92.

YONKERS, 66 Crisfield St., Apt. 3G. Condominium; lot size: N/A. Plaintiff: Deutsche Bank Trust Company Americas. Plaintiff’s attorney: Stein, Wiener & Roth, 516-742-1212; 1 Old Country Road, Suite 113, Carle Place 11514. Defendant: Marcia Lopez. Referee: Ted Novick. Sale: Dec. 4, 10 a.m. Approximate lien: $405,893.03.

MOUNT VERNON, 59 Oak St. Twofamily residence; lot size: .05 acre. Plaintiff: U.S. Bank National Association. Plaintiff’s attorney: RAS Boriskin, 516-280-7675; 900 Merchants Concourse, Westbury 11590. Defendant: Monica Douse. Referee: Julie Cherico. Sale: Nov. 20, 10 a.m. Approximate lien: N/A.

YONKERS, 81 Madison Ave. Twofamily residence; lot size: .11 acre. Plaintiff: Citibank National Association. Plaintiff’s attorney: Jeffrey Kosterich & Associates, 914-395-0555; 68 Main St., Tuckahoe 10707. Defendant: Badusha Redzeposki. Referee: Julie Cherico. Sale: Nov. 20, 10 a.m. Approximate lien: $120,765.43.

MOUNT VERNON, 234 Douglas Place. Single-family residence; lot size: .18 acre. Plaintiff: Deutsche Bank National Trust Co. Plaintiff’s attorney: Leopold & Associates PLLC, 914-2195787; 80 Business Park Drive, Armonk 10504. Defendant: Peter Miller. Referee: Jo Ann Cumbareri. Sale: Dec. 4, 9:15 a.m. Approximate lien: $778,790.98. MOUNT VERNON, 255 Pennsylvania Ave. Single-family residence; lot size: .21 acre. Plaintiff: Fareverse LLC. Plaintiff’s attorney: Frenkel, Lambert, Weiss, Weisman & Gordon, 631-9693100; 53 Gibson St., Bay Shore 11706. Defendant: Dorothy Folkes. Referee: Richard Strassfield. Sale: Dec. 12, 10 a.m. Approximate lien: $332,548.31. OSSINING, 75 Underhill Road. Single-family residence; lot size: 38 acre. Plaintiff: JPMorgan Chase Bank National Association. Plaintiff’s attorney: Shapiro, Dicaro & Barak, 877-7591835; 175 Mile Crossing Blvd., Rochester 14624. Defendant: Gloria Sanchez. Referee: John Sarcone. Sale: Nov. 20, 10 a.m. Approximate lien: $610,386.10. PEEKSKILL, 504 Mallard Way. Single-family residence; lot size: .14 acre. Plaintiff: Deutsche Bank National Trust Co. Plaintiff’s attorney: Leopold & Associates PLLC, 914-219-5787; 80 Business Park Drive, Armonk 10504. Defendant: Wellington Beheran. Referee: Frank Malara. Sale: Nov. 20, 9:30 a.m. Approximate lien: $349,103.60. PORT CHESTER, 37 Francis Lane. Single-family residence; lot size: .26 acre. Plaintiff: U.S. Bank National Association. Plaintiff’s attorney: RAS Boriskin, 516-280-7675; 900 Merchants Concourse, Westbury 11590. Defendant: Brandon Fernandez. Referee: Joseph Ruggiero. Sale: Nov. 20, 9:45 a.m. Approximate lien: N/A. YONKERS, 24 Union Place. Threefamily residence; lot size: .07 acre. Plaintiff: U.S. Bank National Association. Plaintiff’s attorney: Aldridge Pite LLP, 631-454-8059; 40 Marcus Drive, Melville 11747. Defendant: Dipulo Ellen Modisalife. Referee: Bruce Bozeman. Sale: Nov. 21, 11 a.m. Approximate lien: $513,401.88.

NOVEMBER 20, 2017

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed. Ajram, Michel, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $248,500 affecting property located at 59 Welcher Ave., Peekskill 10566. Filed Oct. 2.

Enriquez, Evelyn, et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $247,500 affecting property located at 206 Halyan Road, Yorktown Heights 10598. Filed Oct. 4.

Rendon, Miryam, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $518,500 affecting property located at 166 Elm St., New Rochelle 10801. Filed Oct. 4.

IRS Realty LLC, et al. Filed by East West Bank. Action: seeks to foreclose on a mortgage to secure $1.8 million affecting property located at 220 N. Central Ave., Hartsdale 10530. Filed Oct. 2.

Schneider, Terry, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $544,000 affecting property located at 309 Chatterton Parkway, Hartsdale 10530. Filed Oct. 3.

ISRS Realty LLC, et al. Filed by East West Bank. Action: seeks to foreclose on a mortgage to secure $1.3 million affecting property located at 1254 and 1270 Central Park Ave., Yonkers. Filed Oct. 2.

Senfelds, Anita, et al. Filed by HSBC Mortgage Corporation USA. Action: seeks to foreclose on a mortgage to secure $75,000 affecting property located at 18 Saint Andrews Place, Yonkers 10705. Filed Oct. 9.

Kirkland, Barbara, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $457,920 affecting property located at 115 Sterling Ave., Yonkers 10704. Filed Oct. 4.

Shelly, Philip V., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $328,000 affecting property located at 249 Kings Ferry Road, Cortlandt 10596. Filed Oct. 3.

Koch, Robert W., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $975,000 affecting property located at 324 Jay St., Katonah 10536. Filed Oct. 9.

Spagnuolo, Peter, et al. Filed by PNC Bank N.A. Action: seeks to foreclose on a mortgage to secure $348,550 affecting property located at 10 Cottage Place, Apt. 7B, White Plains 10601. Filed Oct. 6.

Ali, Babar, et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $352,000 affecting property located at 188 Chase Ave., Yonkers 10703. Filed Oct. 3.

Mauro, Brenda M., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $180,000 affecting property located at 24 Island View Place, New Rochelle 10801. Filed Oct. 4.

Anton, Alexander M., et al. Filed by Wilmington Savings Fund Society FSB. Action: seeks to foreclose on a mortgage to secure $414,000 affecting property located at 36 Gregory Ave., Mount Kisco 10549. Filed Oct. 2.

Maxwell, Wayne, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $315,000 affecting property located at 129 Haven Ave., Mount Vernon 10553. Filed Oct. 6.

Any unknown heirs to the estate of Richard Milanese, et al. Filed by Capital One N.A. Action: seeks to foreclose on a mortgage to secure $85,000 affecting property located at 1919 Maple Hill St., Yorktown Heights 10598. Filed Oct. 4.

Meza, Luis, et al. Filed by Carrington Mortgage Services LLC. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 1852 Carhart Ave., Peekskill 10566. Filed Oct. 9.

Bocek, Tonya, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $250,308 affecting property located at 150 Park Ave., Harrison 10528. Filed Oct. 2. Caputo, Patricia, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $275,038 affecting property located at 8 Watson Ave., Ossining 10562. Filed Oct. 9. Chaparro, Adriana, et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $270,000 affecting property located at 1541 Raleigh Road, Mamaroneck 10543. Filed Oct. 4.

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FIGURES

Palmiotto, Steven D., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $607,000 affecting property located at 122 Pershing Ave., New Rochelle 10801. Filed Oct. 3. Paulino, Jose, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $494,384 affecting property located at 35 W. Sidney Ave., Mount Vernon 10550. Filed Oct. 6. Randazzo, Serafino, et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $825,000 affecting property located at 10 Tall Pines Lane, Bedford Corners 10549. Filed Oct. 9. Randolph, Tamie, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $344,000 affecting property located at 12 Franklin Ave., Mount Vernon 10550. Filed Oct. 4.

Vanderhorst, Donna, et al. Filed by OneWest Bank FSB. Action: seeks to foreclose on a mortgage to secure $400,000 affecting property located at 11 Deerhunt Drive, Croton-on-Hudson 10521. Filed Oct. 6. Webb, Alonzo, et al. Filed by Wilmington Trust N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 28 Pease St., Mount Vernon 10553. Filed Oct. 6. Westchester County public administrator as the limited administrator of the estate of Anthony Rossetti, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $495,000 affecting property located at 120 Claremont Ave., Mount Vernon 10550. Filed Oct. 4.

MECHANIC’S LIENS Crossroad Building Corp., as owner. $218,666 as claimed by Paul J. Petretti PE LS, Dobbs Ferry. Property: in Greenburgh. Filed Nov. 8. Giglio, John, as owner. $4,847 as claimed by Singer Holding Corp., Elmsford. Property: in Mount Kisco. Filed Nov. 13. REC Development and Consulting Corp., as owner. $25,175 as claimed by MD Drilling and Blasting Inc. Property: in Greenburgh. Filed Nov. 13.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Doing Business As Euro Pizza of Briarcliff Manor Corp., d.b.a. Burger Baby, 103 N. State Road, Briarcliff Manor 10510. Filed Sept. 5. Kob Marketing Inc., d.b.a. Super Barber Shop, 447 Main St., Armonk 10504. Filed Sept. 5. Lifestyle Eyewear Inc., d.b.a. Ultimate Spectacle, 1086 N. Broadway, Suite 145, Yonkers 10701. Filed Sept. 5. Marcos Hair Factory Corp., d.b.a. Head Rush Dry Bar, 55 Rossiter Ave, Yonkers 10701. Filed Sept. 5. Mon Petit Tressor Inc., d.b.a. MPT Jewels, 17 Elmwood Road, South Salem 10590. Filed Sept. 5. PastorRayNy.com Inc., d.b.a. More Than Conquerors With Pastor Ray, 1236 Mamaroneck Ave., White Plains 10605. Filed Sept. 5. PastorRayNy.com Inc., d.b.a. MTC, 1236 Mamaroneck Ave., White Plains 10605. Filed Sept. 5. Rockland Ambulette Transport Inc., d.b.a. Rockland Ambulette Services, 324 N. Main St., Spring Valley 10977. Filed Sept. 5. Serbian Orthodox Diocese of Eastern America Inc., d.b.a. Serbian Orthodox Diocese of Eastern America, 65 Overlook Circle, New Rochelle 1804. Filed Sept. 5. Sun Ryes Inc., d.b.a. Sunrise Pizza, 7 Purdy Ave., Rye 10580. Filed Sept. 5. Ty-Drew Corp., d.b.a. Mahopac Glass, 575 Route 6, Mahopac 10541. Filed Sept. 5.

Sole Proprietorships Bree Wholesales, 461 Sprain Road, Yonkers 10710, c/o Reynaldo Estrella. Filed Sept. 5. Cazanga Design 23, 70 Grove St., Port Chester 10573, c/o Mauro Alberto Manzo Perez. Filed Sept. 5. Cruz Handyman, 232 Mamaroneck Ave., No. 1B, Mamaroneck 10543, c/o Inocente Cruz Alvarez. Filed Sept. 5.

Hildas Janitorial Services, 18 Waldo Ave., First floor, White Plains 10606, c/o Hilda C. Orozco. Filed Sept. 5. KBR Enterprise, 35 Sunset Place, North Salem 10560, c/o Kathleen Barbara Riordan. Filed Sept. 5. Nick’s Painting, 178 First St., Apt. 1, Yonkers 10704, c/o Kreshnik Smajlaj. Filed Sept. 5. R. Morabito Contracting, 2794 Breen Lane, Yorktown Heights 10598, c/o Richard Morabito. Filed Sept. 5. Saquipay Construction, 147 Union Ave., Apt. 1, Peekskill 10566, c/o Nestor Sequipay. Filed Sept. 5. The Kelli Co., 914A Heritage Hills, Somers 10589, c/o Lauren Cervasio. Filed Sept. 5.

PATENTS 3D integrated DC-DC power converters. Patent no. 9,819,269 issued to Hariklia Deligianni, Alpine, N.J.; Devendra K. Sadana, Pleasantville; Edmund J. Sprogis, Myrtle Beach, S.C.; and Naigang Wang, Ossining. Assigned to International Business Machines Corp., Armonk. Digital phase locked loop for low-jitter applications. Patent no. 9,819,350 issued to Jingdong Deng, Essex Junction, Vt.; Chung S. Ho, Essex Junction, Vt.; David Flye, Milton, Vt.; Zhenrong Jin, Essex Junction, Vt.; and Ramana M. Malladi, Williston, Vt. Assigned to International Business Machines Corp., Armonk. Distributed storage network and method for storing and retrieving encryption keys. Patent no. 9,819,484 issued to Jason K. Resch, Chicago, Ill. Assigned to International Business Machines Corp., Armonk. Dynamic virtual private network. Patent no. 9,819,707 issued to Charles K. Young, Powder Springs, Ga.; Terrence E. White, Cottage Grove, Minn.; Melanie R. Diggs, Mableton, Ga.; and Gerald D. Colar, Mableton, Ga. Assigned to International Business Machines Corp., Armonk. Geofence location detection. Patent no. 9,820,097 issued to Lisa Seacat DeLuca, Baltimore, Md.; and Jeremy A. Greenberger, Raleigh, N.C. Assigned to International Business Machines Corp., Armonk. Iterative data secret-sharing transformation. Patent no. 9,819,659 issued to Paul A. Jennas II, Tucson, Ariz.; Jason L. Peipelman, Vail, Ariz.; Joshua M. Rhoades, Apex, N.C.; and Matthew J. Ward, Tucson, Ariz. Assigned to International Business Machines Corp., Armonk.

FACTS Low-cost hermetic microelectronics. Patent no. 9,820,395 issued to Bing Dang, Chappaqua; John U. Knickerbocker, Monroe; Minhua Lu, Mohegan Lake; Jae-Woong Nah, Closter, N.J.; and John Robert Plastre, Cold Spring. Assigned to International Business Machines Corp., Armonk. Performing device communications based on relative positioning. Patent no. 9,820,098 issued to Trudy Leigh Hewitt, Cary, N.C.; Christina L. Wetli, Raleigh, N.C.; and Francesco Carime Schembari, Durham, N.C. Assigned to International Business Machines Corp., Armonk. Protecting access to resources through use of a secure processor. Patent no. 9,819,653 issued to Richard H. Boivie, Monroe, Conn.; Robert R. Friedlander, Southbury, Conn.; James R. Kraemer, Santa Fe, N.M.; and Jeb R. Linton, Manassas, Va. Assigned to International Business Machines Corp., Armonk. Storing a data stream in a set of storage devices. Patent no. 9,819,447 issued to Christopher S. Gladwin, Chicago, Ill.; Timothy L. Markison, Mesa, Ariz.; Greg Dhuse, Chicago, Ill.; Thomas Franklin Shirley Jr., Wauwatosa, Wis.; Wesley Leggette, Chicago, Ill.; Jason K. Resch, Chicago, Ill.; and Gary W. Grube, Barrington Hills, Ill. Assigned to International Business Machines Corp., Armonk.

HUDSON VALLEY BUILDING LOANS Above $1 million Noam Estates R LLC, Monroe, as owner. Lender: Northeast Community Bank, White Plains. Property: 8 Shinev Court, Monroe. Amount: $1 million. Filed Nov. 14.

Below $1 million Andersen, John R., et al, Walden, as owner. Lender: Homestead Funding Corp., Albany. Property: in Newburgh. Amount: $172,800. Filed Nov. 8. Heegaard, Anker, et al, Brooklyn, as owner. Lender: The Bank of Greene County, Catskill. Property: in Saugerties. Amount: $948,500. Filed Nov. 7. Lanwin Forest Ridge LLC, Hopewell, N.J., as owner. Lender: Manna Dells LLC, Vero Beach, Fla. Property: 21 Copper Rock Road, Newburgh. Amount: $309,195. Filed Nov. 13.

FIGURES

Parker, Angelica D., New Rochelle, as owner. Lender: Homestead Funding Corp., Albany. Property: in Cornwall-on-Hudson. Amount: $237,799. Filed Nov. 13. Peterkins, Carol L., et al, Harriman, as owner. Lender: Ulster Savings Bank, Kingston. Property: 250 Lower Whitfield Road, Rochester 12404. Amount: $160,000. Filed Nov. 8. Storm King Building Company Inc., New Windsor, as owner. Lender: TEG Federal Credit Union, Poughkeepsie. Property: 396 Riley Road, New Windsor. Amount: $220,000. Filed Nov. 9. Warwick Commercial Properties LLC, Warwick, as owner. Lender: Highlands State Bank, Vernon, N.J. Property: 60 Galloway Road and 2-4 Overlook Drive, Warwick. Amount: $809,178. Filed Nov. 13. Williams, Timothy A., et al, Middletown, as owner. Lender: Walden Savings Bank, Montgomery. Property: 318 Highland Avenue Extension, Middletown 10940. Amount: $269,618. Filed Nov. 9.

DEEDS Above $1 million 177 Stone House LLC, Monroe. Seller: Stone SH Road LLC, Bloomingburg. Property: in Crawford. Amount: $2.2 million. Filed Nov. 1. 307 Wall LLC, Saugerties. Seller: 307 Wall Street Inc., Kingston. Property: in Kingston. Amount: $1.4 million. Filed Nov. 3. 70 Hatfield LLC, Lakewood, N.J. Seller: Greater Orange County Medical Arts LLC, Middletown. Property: 70 Hatfield Lane, Goshen. Amount: $2.5 million. Filed Nov. 3.

Westchester Leaders of Vision

15 Joys Lane LLC, Kingston. Seller: Junko LLC, Kingston. Property: in Kingston. Amount: $400,000. Filed Nov. 9. 21 Ulster Holdings LLC, Ridgewood. Seller: James Maxwell, et al, Mahopac. Property: in Walden. Amount: $300,000. Filed Oct. 31. 225 East 7 Properties LLC, Brooklyn. Seller: Morsan Properties Inc., Brooklyn. Property: in Blooming Grove. Amount: $700,000. Filed Oct. 31. 55 Sprague Inc., Nanuet. Seller: Executive Inc., Middletown. Property: in Middletown. Amount: $150,000. Filed Nov. 1. 583 Route 343 LLC, Millbrook. Seller: Marjorie Calvin, et al, Millbrook. Property: 585 Route 343, Washington. Amount: $210,000. Filed Nov. 6. 71 Gilbert Street LLC, Middletown. Seller: Gregory M. Panzarella, et al, Monroe. Property: in Monroe. Amount: $400,000. Filed Nov. 1. 763 Main Street LLC, Poughkeepsie. Seller: Danita of Dutchess Corp., Wappingers Falls. Property: 763 Main St., Poughkeepsie 12603. Amount: $300,000. Filed Nov. 8.

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Al Twal LLC, Poughkeepsie. Seller: Dianne Braun Hanley, Katonah. Property: 1073 Wolcott Ave., Beacon 12508. Amount: $132,500. Filed Nov. 8. Alpine Natural Cheese LLC, Staten Island. Seller: AMP Rentals Inc., Middletown. Property: in Middletown. Amount: $155,000. Filed Nov. 2. Bank of America N.A. Seller: Glen A. Plotsky, Port Jervis. Property: 104 Parkdale Drive, New Windsor 12553. Amount: $377,463. Filed Nov. 3. Big Blue Properties LLC, Montgomery. Seller: Carol E. Sweet, Montgomery. Property: in Montgomery. Amount: $80,000. Filed Nov. 2.

I. Park East Fishkill I LLC, Greenwich, Conn. Seller: Globalfoundries U.S. 2 LLC, Hopewell Junction. Property: 2070 Route 52, East Fishkill. Amount: $16.1 million. Filed Nov. 8.

Black Dirt Builders LLC, Warwick. Seller: Robert Pellacani, et al, Florida. Property: in Florida. Amount: $255,000. Filed Nov. 1.

I. Park East Fishkill LLC, Greenwich, Conn. Seller: Globalfoundries U.S. 2 LLC, Hopewell Junction. Property: 2050 Route 52, East Fishkill. Amount: $1 million. Filed Nov. 8.

BVA Construction Corp., Hopewell Junction. Seller: John H. Genovese, Coral Gables, Fla. Property: in LaGrange. Amount: $20,000. Filed Nov. 6.

Below $1 million

BWBI LLC, Hopewell Junction. Seller: Sheila A. Bernstein, Pleasant Valley. Property: in Pleasant Valley. Amount: $121,000. Filed Nov. 6.

119 Old Turnpike Land Trust, Middletown. Seller: Ronald Lempka, et al, Middletown. Property: 12 Overhill Road, Middletown 10940. Amount: $57,500. Filed Oct. 31.

The Inaugural

Cohen Transformations LLC, Brooklyn. Seller: Robert James Sabuda, Highland. Property: 31 Pioneer Road, Gardiner 12525. Amount $25,000. Filed Nov. 6.

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NOVEMBER 20, 2017

FACTS CR and LWG LLC, Highland Mills. Seller: GMAT Legal Title Trust 20131. Property: in Newburgh. Amount: $145,000. Filed Nov. 3. Deutsche Bank National Trust Co. Seller: Juliana LoBiondo, Newburgh. Property: 740 Blooming Grove Turnpike, New Windsor 12553. Amount: $371,361. Filed Nov. 1. Deutsche Bank National Trust Co. Seller: Richard Schisano, Newburgh. Property: 957 Route 32, Highland Mills 10930. Amount: $462,318. Filed Nov. 1. Deutsche Bank National Trust Co. Seller: Robert B. Hunter, South Fallsburg. Property: 24 Wayne Court, Middletown 10941. Amount: $590,774. Filed Nov. 2. Deutsche Bank National Trust Co. Seller: Roberto Munoz, Goshen. Property: 1701 Tanager Road, Unit 17A, Blooming Grove 10950. Amount: $164,969. Filed Nov. 1. Dilan LLC, Middletown. Seller: Kevin R. McNally, Middletown. Property: in Middletown. Amount: $78,000. Filed Oct. 31. Double R Capital Inc., Poughkeepsie. Seller: Barry Friedman, Poughkeepsie. Property: 24 Hawkins St., Poughkeepsie 12601. Amount: $140,500. Filed Nov. 9. Double R Capital Inc., Poughkeepsie. Seller: Vincent Catalano, Poughkeepsie. Property: 28 Virginia Ave., Poughkeepsie 12601. Amount: $101,000. Filed Nov. 9. Ease Enterprises Inc., Woodburne. Seller: Creek Locks Realty LLC, Forked River, N.J. Property: in Ulster. Amount: $240,000. Filed Nov. 8. Elchan Group Inc., Monroe. Seller: Christopher M. Vittone, et al, Poughkeepsie. Property: in Poughkeepsie. Amount: $80,000. Filed Nov. 6. Eljor Properties LLC, New City. Seller: Nelson Cruz, Queens Village. Property: 129 Linden Ave., Middletown 10940. Amount: $74,000. Filed Nov. 3. Ellenville Professional Plaza LLC, Brooklyn. Seller: A-N-D of Ellenville LLC, Montgomery. Property: 127 Main St., Ellenville 12428. Amount: $200,000. Filed Nov. 6. Federal Home Loan Mortgage Corp. Seller: Lisa Felicissimo, Monroe. Property: 15 Brookside Drive West, Harriman 10926. Amount: $398,207. Filed Nov. 2. Fortress Enterprises LLC, Beacon. Seller: Barry Friedman, Poughkeepsie. Property: 51 Orchard Place, Beacon 12508. Amount: $303,000. Filed Nov. 8.

NOVEMBER 20, 2017

FIGURES

M&T Bank, Buffalo. Seller: Stewart P. Glenn Jr., Newburgh. Property: 224 Reservoir Road, Goshen 10924. Amount: $480,900. Filed Nov. 3.

Rtroland Inc., San Clemente, Calif. Seller: Mary Ann Heise, Spring Valley. Property: in Wawarsing. Amount: $2,500. Filed Nov. 8.

Wells Fargo Bank N.A. Seller: Joanne M. Price, Rye. Property: 77 N. Quaker Hill Road, Pawling 12564. Amount: $210,000. Filed Nov. 6.

Gone Properties Company Inc., Dover, De. Seller: Fannie Mae. Property: 56 Cedar Ave., Poughkeepsie 12603. Amount: $110,000. Filed Nov. 8.

Moodna Bend Properties LLC, et al, Tarrytown. Seller: Brian Soldano, et al, Walden. Property: 106 McBride Road, Slate Hill 10973. Amount: $90,001. Filed Oct. 31.

TEG Federal Credit Union, Poughkeepsie. Seller: Fred W. Schaeffer, Poughkeepsie. Property: 36 Lees Way, Hopewell Junction 12533. Amount: $688,500. Filed Nov. 6.

Wilmington Savings Fund Society FSB. Seller: Martin R. Goldberg, Middletown. Property: 55 Greenway Terrace, Middletown. Amount: $105,500. Filed Oct. 31.

Hathorn Inc., Warwick. Seller: Domar Homestead LLC, Goshen. Property: in Warwick. Amount: $35,000. Filed Nov. 3.

MTGLQ Investors LP. Seller: Frank D. Lombardi, Mahopac. Property: 3 Hook Road, Unit 33K, Poughkeepsie 12601. Amount: $145,000. Filed Nov. 8.

The Bank of New York Mellon. Seller: Laurence A. Clemente, Goshen. Property: 4 Marc Terrace, Monroe 10950. Amount: $409,244. Filed Nov. 2.

Winsted REO II LLC, Meriden, Conn. Seller: Paul C. Brite, Newburgh. Property: 177 Highland Ave., Middletown 10940. Amount: $392,086. Filed Nov. 2.

Hudson Valley Luxury Holdings LLC, Poughkeepsie. Seller: Charles E. Stewart III, Pawling. Property: 12 Dutchess Terrace, Beacon 12508. Amount: $226,000. Filed Nov. 8.

MTGLQ Investors LP. Seller: John B. Swift III, Goshen. Property: 6 Margaret Terrace, Middletown 10940. Amount: $219,967. Filed Nov. 2.

The Bank of New York Mellon. Seller: Michael Cooke, et al, Smithtown. Property: 3 Vanderbilt Drive, Highland Mills 10930. Amount: $321,834. Filed Nov. 3.

YYY Properties LLC, Chester. Seller: Raju Sundaran, Walden. Property: 350 Water St., Unit 3-4, Newburgh 12550. Amount: $76,511. Filed Nov. 2.

Gang of Four LLC, Kingston. Seller: Jane R. Sarcona, Jekyll Island, Ga. Property: 510 Glenford-Wittenberg Road, Bearsville 12409. Amount: $125,000. Filed Nov. 9.

Innisfail Farm LLC, Clinton Corners. Seller: Maxine S. Salomon, Tamarac, Fla. Property: in Clinton. Amount: $117,000. Filed Nov. 6. J and J Partners Realty LLC, Middletown. Seller: Kaja Holdings 2 LLC, Columbia, S.C. Property: in Newburgh. Amount: $55,000. Filed Oct. 31.

MTGLQ Investors LP. Seller: John C. Lopes, Monroe. Property: 90 Foss St., Huguenot 12746. Amount: $224,619. Filed Nov. 2. Nicholas Corday Farms LLC, Poughkeepsie. Seller: Kashmir S. Virk, et al, Hopewell Junction. Property: in Lloyd. Amount: $85,000. Filed Nov. 9.

Jin and Charles LLC, Kingston. Seller: Simsons Ltd., Poughkeepsie. Property: in Kingston. Amount: $74,500. Filed Nov. 9.

Nugget Properties LLC, Saugerties. Seller: The Bank of New York Mellon Trust Company N.A. Property: 198 Leggs Mill Road, Ulster 12449. Amount: $30,000. Filed Nov. 9.

JPMorgan Chase Bank N.A. Seller: Gregory McAdam, Walden. Property: 76 Old Cahoonzie Road, Sparrow Bush 12780. Amount: $112,706. Filed Nov. 3.

Nurock Holding Corp., Stony Point. Seller: David Devalue, et al, Newburgh. Property: 801 Mountainside Drive, Southfields 10975. Amount: $48,600. Filed Nov. 3.

KHH181 LLC, Monroe. Seller: Avail 1 LLC, Coral Gables, Fla. Property: 181 Ball St., Port Jervis 12771. Amount: $30,000. Filed Nov. 2.

NYC REO LLC, Whitestone. Seller: Victor Chacon, Warwick. Property: 49 Points of View, Warwick. Amount: $5,000. Filed Oct. 31.

Lakeview Loan Servicing LLC, Coral Gables, Fla. Seller: Sigfredo Picas Jr., et al, New Windsor. Property: 439 Route 17K, Bloomingburg 12721. Amount: $211,251. Filed Nov. 2.

Orange Alliance Properties LLC, Hopewell Junction. Seller: John C. Cary, et al, Marlboro. Property: 1313 Route 9W, Marlboro. Amount: $110,000. Filed Nov. 8.

Lakeview Loan Servicing LLC. Seller: David L. Russell, Newburgh. Property: 14 Lake St., Highland Falls 10928. Amount: $418,315. Filed Nov. 3.

P and K Build New York Construction Inc., New York. Seller: Fannie Mae. Property: 9 Fifth Road, Greenwood Lake 10925. Amount: $67,500. Filed Nov. 1.

Legoland New York LLC, Carlsbad, Calif. Seller: Brian J. Carey, et al, Monroe. Property: in Goshen. Amount: $348,600. Filed Nov. 3. Legoland New York LLC, Carlsbad, Calif. Seller: PCC Reservoir LLC, Warwick. Property: in Goshen. Amount: $430,000. Filed Nov. 3. M&T Bank, Buffalo. Seller: Patti J. Leibowitz, Monticello. Property: 110 Reinhardt Road, Middletown 10940. Amount: $212,300. Filed Nov. 2.

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Pennymac Corp., Moorpark, Calif. Seller: Larry Wolinsky, Walden. Property: 22 Winchester Ave., Middletown 10940. Amount: $306,428. Filed Nov. 2. PHD IC LLC, Brooklyn. Seller: Clifford A. Rodd, Poughkeepsie. Property: in Poughkeepsie. Amount: $118,000. Filed Nov. 8. RTDL Holdings LLC, Highland Mills. Seller: Maylene G. Diola, Brooklyn. Property: in Beacon. Amount: $115,000. Filed Nov. 6.

The Bank of New York Mellon. Seller: Stephen Jackson, et al, Newburgh. Property: 73 Brookside Drive West, Harriman 10926. Amount: $412,706. Filed Nov. 2. The Estates at Blue Mountain LLC, Queens Village. Seller: Steven Paul Borner, et al, Bedford. Property: in Saugerties. Amount: $125,000. Filed Nov. 8. The Way Family Christian Center of the Christian and Missionary Alliance, Newburgh. Seller: NYC REO LLC, Whitestone. Property: 471 New Hurly Road, Plattekill. Amount: $161,000. Filed Nov. 9. Three State Properties LLC, Brewster. Seller: Enid Elsa Gaskin, Sidney, British Columbia. Property: in Dover. Amount: $110,000. Filed Nov. 6. U.S. Bank N.A. Seller: Peter G. Botti, Goshen. Property: 580 Lakes Road, Monroe 10950. Amount: $395,050. Filed Oct. 31. U.S. Bank N.A. Seller: Randall Coffill, Port Jervis. Property: 44 Kennel Road, Cuddebackville 12729. Amount: $225,209. Filed Nov. 2. U.S. Bank Trust N.A. Seller: Carleen Simmons, Hudson. Property: in Kingston. Amount: $195,063. Filed Nov. 9. U.S. ROF II Legal Title Trust 20151. Seller: Ralph L. Puglielle Jr., New Windsor. Property: 16 Corral Lane, Goshen 10924. Amount: $661,523. Filed Nov. 2. Upscale Suppliers Inc., Monroe. Seller: Chaim W. Friedman, Monroe. Property: in Monroe. Amount: $7,000. Filed Nov. 1. Wallkill Valley Federal Savings and Loan Association, Wallkill. Seller: Xcel Development LLC, Cornwallon-Hudson. Property: in New Windsor. Amount: $400,000. Filed Oct. 31.

Jm Kelc Marine Contractors Corp., Washingtonville. $4,386 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 31. KCD Hearing Instruments LLC, Port Jervis. $397 in favor of the New York State Department of Labor, Albany. Filed Oct. 31. Latinos American Grill Inc., Monroe. $1,524 in favor of the New York State Department of Labor, Albany. Filed Oct. 31. Lite-Cool-Construction Corp., Gardiner. $11,140 in favor of Tradeshow Ground Transport LLC, Somerset, N.J. Filed Nov. 7.

JUDGMENTS

M and S Asphalt Inc., Florida. $694 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 31.

48 Bakertown Food Corp., Monroe. $411 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 31.

M Solomon Casket Company of Connecticut Inc., Middletown. $270 in favor of the New York State Department of Labor, Albany. Filed Oct. 31.

Aquatech Orange Irrigation of New York LLC, Goshen. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 30.

MHC KJ Inc., Monroe. $852 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 31.

Balmville Collision Inc., Newburgh. $846 in favor of the New York State Department of Labor, Albany. Filed Oct. 31. Blue Net Reflections LLC, Middletown. $1,061 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 30. Covenant Food Service and Catering Corp., Middletown. $911 in favor of the New York State Department of Labor, Albany. Filed Oct. 31. E and S Machine Inc., New Windsor. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 30. FE Sales, Washingtonville. $14,775 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 31. Fovea Editions Inc., Newburgh. $1,269 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 31. JAS Property Management and Realty, Pine Bush. $15,083 in favor of the New York State Department of Labor, Albany. Filed Oct. 31.

Minisink Foodies LLC, Middletown. $239 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 31. MSP of KJ Corp., Monroe. $356 in favor of the New York State Department of Labor, Albany. Filed Oct. 31. Optima Environmental Services Inc., Newburgh. $50 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 31. Perfect Temperature LLC, Walden. $517 in favor of the New York State Department of Labor, Albany. Filed Oct. 31. Phillips Diversified Services LLC, Warwick. $4,066 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 31. Prismatic Engineered Fabrics LLC, Newburgh. $281 in favor of the New York State Department of Labor, Albany. Filed Oct. 31. Royal Builders Inc., Middletown. $2,696 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 31. Sabila Corp., Pine Island. $2,689 in favor of the New York State Department of Labor, Albany. Filed Oct. 31.

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NOVEMBER 20, 2017

FACTS Satisfaction Repair Inc., Monroe. $584 in favor of the New York State Department of Labor, Albany. Filed Oct. 31. Solano’s Welding Service Corp., Central Valley. $986 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 31. Ten Sisters Inc., Middletown. $3,606 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 31. TGI Distributors Inc., Rock Tavern. $1,061 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 30. TNT Green Energy Solution, Monroe. $1,528 in favor of the New York State Department of Labor, Albany. Filed Oct. 31. USA Concrete LLC, Middletown. $652 in favor of the New York State Department of Labor, Albany. Filed Oct. 31. Van Ness Auto Repairs and Sales Inc., Newburgh. $2,697 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 31.

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed. Basso, Shari L., et al. Filed by Citizens Bank N.A. Action: seeks to foreclose on a mortgage to secure $322,700 affecting property located at 1294 Greenville Turnpike, Port Jervis 12771. Filed Sept. 20. Bedford, Nevins, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $241,729 affecting property located at 120 Old Forestburgh Road, Sparrowbush 12780. Filed Sept. 22. Bell, Ronald, et al. Filed by Flagstar Bank FSB. Action: seeks to foreclose on a mortgage to secure $164,326 affecting property located at 1100 Churchland Lane, Saugerties 12477. Filed Nov. 7. Berk, Sarah, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $88,000 affecting property located at 10 Broadstreet Hollow Road, Shandaken 12480. Filed Nov. 8. Bernstein, Mark H., et al. Filed by Citibank N.A. Action: seeks to foreclose on a mortgage to secure $288,000 affecting property located at 606 Mountain Laurel Drive, Unit 6F, Monroe 10950. Filed Sept. 20.

NOVEMBER 20, 2017

FIGURES

Biscardi, Louis E., et al. Filed by Mid-Hudson Valley Federal Credit Union. Action: seeks to foreclose on a mortgage to secure $241,650 affecting property located at 6 N. Cross Road, Staatsburg 12580. Filed Nov. 3.

Estrada, Erik, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $335,000 affecting property located at 93 Fallkill Road, Hyde Park 12538. Filed Nov. 3.

McCormick, John, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $292,395 affecting property located at 312 W. Mombasha Road, Monroe 10950. Filed Sept. 22.

Reilly, Darryll A., et al. Filed by Pennymac Corp. Action: seeks to foreclose on a mortgage to secure $380,757 affecting property located at 15 Pine Echo Drive, Poughkeepsie 12601. Filed Nov. 1.

Tejada, Ernan, et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $89,300 affecting property located at 146 Smith Ave., Kingston 12401. Filed Nov. 8.

Brearley, Gail, as executrix of the estate of Richard Exner, et al. Filed by Wells Fargo USA Holdings Inc. Action: seeks to foreclose on a mortgage to secure $211,432 affecting property located at 607 Ulster Heights Road, Ellenville 12428. Filed Nov. 8.

Francisco, Gina, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 3 Chaucer Court, Middletown 10941. Filed Sept. 21.

McGill, Tamekia E., et al. Filed by Homestead Funding Corp. Action: seeks to foreclose on a mortgage to secure $279,303 affecting property located at 55 Meadow View Drive, Middletown 10940. Filed Sept. 25.

Reisen, Michael, et al. Filed by Caliber Home Loans Inc. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 41 Hudson Road, Washingtonville 10992. Filed Sept. 20.

United States of America, et al. Filed by PNC Bank N.A. Action: seeks to foreclose on a mortgage to secure $950,000 affecting property located at 184 Dunderberg Road, Central Valley 10917. Filed Sept. 20.

Brunet, Lisa A., et al. Filed by TEG Federal Credit Union. Action: seeks to foreclose on a mortgage to secure $50,000 affecting property located at 4 Mary Phyllis Lane, Newburgh 12550. Filed Sept. 22.

Freyre, Anthony, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $266,000 affecting property located at 26 Cindy Lane, Highland Mills 10930. Filed Sept. 19.

Moriarty, Shawn, et al. Filed by Bayview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $21,536 affecting property located at 15 Ivory Lane, Middletown 10940. Filed Sept. 19.

Reyes, Jaysha, et al. Filed by Bayview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $284,643 affecting property located at 32 Chestnut Lane, Newburgh 12550. Filed Sept. 22.

Valdivia, Manuel, et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $160,000 affecting property located at 157 Widmer Road, Wappinger Falls 12590. Filed Nov. 3.

Cohen, Christi, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $132,400 affecting property located at 5 Amherst Road, Red Hook 12571. Filed Nov. 2.

Gouveia, Lydia K., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $216,552 affecting property located at 28 Albany Post Road, Newburgh 12550. Filed Sept. 21.

Nason, Deborah Elizabeth, et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $104,200 affecting property located at 20 River St., Port Jervis 12771. Filed Sept. 22.

Reynoso, Enrique, et al. Filed by Lakeview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $422,211 affecting property located at 4 Mountain Crest, Cornwallon-Hudson 12520. Filed Sept. 21.

Velardo, Giuseppe, et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $230,720 affecting property located at 31 Wedgewood Road, Fishkill 12524. Filed Nov. 3.

Cruz, Clara I., et al. Filed by CitiMortgage Inc. Action: seeks to foreclose on a mortgage to secure $177,950 affecting property located at 222 Old Dutch Hollow Road, Monroe 10950. Filed Sept. 20.

Gulnick Burton Jr., as public administrator of the estate of Barry R. McQuiston, et al. Filed by Citizens Bank N.A. Action: seeks to foreclose on a mortgage to secure $64,000 affecting property located at 1248 Union Ave., Newburgh 12550. Filed Sept. 22.

Norde, Elaine, et al. Filed by Federal National Mortgage Corp. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 19 Canal St., Wawarsing 12428. Filed Nov. 8.

Rhein, Daniel, et al. Filed by The Bank of New York Mellon Trust Company N.A. Action: seeks to foreclose on a mortgage to secure $220,000 affecting property located at County Route 22, Middletown 10940. Filed Sept. 22.

Velez, Omar, et al. Filed by Lakeview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $126,976 affecting property located at 28 Sandburg Court, Middletown 10941. Filed Sept. 20.

Decker, Mark A., et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $135,000 affecting property located at 70 Grand Ave., Middletown 10940. Filed Sept. 22. DeNardo, Mark, et al. Filed by Wilmington Savings Fund Society FSB. Action: seeks to foreclose on a mortgage to secure $355,000 affecting property located at 7 Angela’s Way, Goshen 10924. Filed Sept. 25. Diaz, Alex, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $318,200 affecting property located at 11 New Castle Drive, Blooming Grove 10992. Filed Sept. 25. Dourlaris, Dean, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $188,100 affecting property located at 2705 Whispering Hills, unit 549, Chester 10918. Filed Sept. 25. Dravenieks, Vairis, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $268,850 affecting property located at 13 Leewood Drive, Middletown 10941. Filed Sept. 21. Ered Enterprises Inc., et al. Filed by United States of America. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 37 Alpine Road, Oliverea 12410. Filed Nov. 8.

WCBJ

Joslin, Stephen H., et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $40,000 affecting property located at 802 Parr Meadow Drive, Newburgh 12550. Filed Sept. 19. Klika, Christopher, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $259,920 affecting property located at 4 Maple Drive, Warwick 10990. Filed Sept. 22. Lee, Mingo, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $656,200 affecting property located in Warwick. Filed Sept. 25. Leies Gonzalez, Alex J., as administrator and heir to the estate of Jose Gonzalez, Jr., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $128,000 affecting property located at 49 Hilltop Drive, Monroe 10950. Filed Sept. 19. Leonard, Christine G., et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 17 Overlook Drive, Highland Mills 10930. Filed Sept. 21. Lewis, Dolores L., et al. Filed by Citizens Bank N.A. Action: seeks to foreclose on a mortgage to secure $93,072 affecting property located at 19 Forsythe Place, Newburgh 12550. Filed Sept. 20.

O’Brien, Darlene, et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $218,920 affecting property located at 36 Edinburgh Road, Middletown 10941. Filed Sept. 23. Patel, Thakor N., et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $715,000 affecting property located at 343 Greeves Road, New Hampton 10958. Filed Sept. 25. Petrakis, Russell, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $187,000 affecting property located at 77 Lower Reservoir Road, Goshen 10924. Filed Sept. 22. Powell, Shawn S., et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $149,600 affecting property located at 25 Pond Hill Lane, Walden 12586. Filed Sept. 21. Reece, Gale E., et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $147,556 affecting property located at 114 Brigham Lane, Lake Katrine 12449. Filed Nov. 7. Reed, Bruce, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $228,000 affecting property located at 3 Kushner Lane, Ellenville 12428. Filed Nov. 7.

Riquelme, Rene, et al. Filed by Ocwen Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $300,000 affecting property located at 257 Grahamtown Road, Middletown 10940. Filed Sept. 21. Rohrer, Kara, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $196,100 affecting property located at 16 Sycamore Drive, Hyde Park 12538. Filed Nov. 3. Roman, Norma, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $216,240 affecting property located at 50 Valley Ave., Newburgh 12550. Filed Sept. 19. Santiamagro, John, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $165,000 affecting property located at 31 Kings Drive, Wallkill 12589. Filed Sept. 25. Serrano, Jessica, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $83,429 affecting property located at 250 Beechwood Ave., 29A, Poughkeepsie 12601. Filed Nov. 2. St. Hubert, Guermont, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 229 Broadway, Port Ewen 12466. Filed Nov. 8.

Zaccheo, Carlo N., et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $495,000 affecting property located at 17 William St., Fishkill 12524. Filed Nov. 2.

MECHANIC’S LIENS Angioletti, Ryan, as owner. $12,914 as claimed by MTN Meadow Farm and Services Inc., LaGrangeville. Property: 55 Fishkill Hook Road, East Fishkill. Filed Nov. 13. Carlmac Associates LLC, as owner. $377 as claimed by Hudson Valley Mitigation and Restoration LLC, New Hampton. Property: in Wallkill. Filed Nov. 13. Fracasse, Lisa, as owner. $35,000 as claimed by Strand Construction of New York Inc., Poughkeepsie. Property: 45 Kinderhook Drive, Poughkeepsie 12603. Filed Nov. 2. House, Alan G., et al, as owner. $11,627 as claimed by Hudson Valley Contracting Group Inc., New Hampton. Property: 10 House Road, Warwick 10990. Filed Nov. 13. House, Alan, et al, as owner. $1,695 as claimed by Rylex Enterprises Inc., Pine Island. Property: 10 House Road, Warwick. Filed Nov. 8. JC Builders, as owner. $2,643 as claimed by Rylex Enterprises Inc., Pine Island. Property: 17 House Road, Warwick. Filed Nov. 8.

FACTS JC Builders, Florida, as owner. $25,000 as claimed by Header Construction Inc., Warwick. Property: in Warwick. Filed Nov. 13. Magala, Glen, et al, as owner. $696 as claimed by Rylex Enterprises Inc., Pine Island. Property: 12 House Road, Warwick. Filed Nov. 8.

Wicke-Coamey, Justin, et al, as owner. $15,873 as claimed by Dougherty Concrete Inc., Bloomingburg. Property: 130 Hickory Lane, Minisink. Filed Nov. 9.

NEW BUSINESSES

Pena, Ezequiel, et al, as owner. $15,900 as claimed by Seal-Tite Insulation Inc., Middletown. Property: 138 Hickory Lane, Westtown 10998. Filed Nov. 8.

This paper is not responsible for typographical errors contained in the original filings.

Pena, Ezequiel, et al, as owner. $8,742 as claimed by Joseph Meland Construction, Unionville. Property: 138 Hickory Lane, Westtown 10998. Filed Nov. 8.

Partnerships

Reynolds, Sean, as owner. $16,600 as claimed by Seal-Tite Insulation Inc., Middletown. Property: 15 House Road, Warwick 10990. Filed Nov. 8. Sumin, Louis, et al, as owner. $2,170 as claimed by Rylex Enterprises Inc., Pine Island. Property: 240 Brady Road, Warwick. Filed Nov. 8.

FIGURES

Braveheart Yoga, 40 Brandywine Crossing, Newburgh 12550, c/o Nancy L. Guzman. Filed Oct. 27.

Inside and Out, 22 Samsonville Road, No. 2, Kerhonkson 12446, c/o Jaime E. Chapman. Filed Nov. 7.

MJR Home Improvements, 4 Mitchell Lane, New Windsor 12553, c/o Richard W. Hartfield. Filed Oct. 26.

Dana’s Funny Doggies, 90 Mills Road, Walden 12586, c/o Dana Scott. Filed Oct. 30.

Ivonne Cleaning Service, 906 Parr Meadow Drive, Newburgh 12550, c/o Ivonne H. GFuentes Cruz. Filed Oct. 27.

Motor Moe’s Auto Repair, 26 S. Johnston St., Newburgh 12550, c/o Dwayne Maurice Davis. Filed Oct. 24.

Design By Rifki, 8 Lemberg Court, No. 407, Monroe, c/o Rifky Freund. Filed Oct. 20. Dion Watson Home Care, 208 Cardinal Drive, Montgomery, c/ Dion Watson. Filed Oct. 26.

Jamal’s Services, 355 Liberty St., Newburgh 12550, c/o Jamal A. Miller. Filed Oct. 26. JoJo Bites, 80 Clarks Lane, Milton 12547, c/o Joanne Dadamo. Filed Nov. 6.

Dreyer’s LE Consulting Services, 336 Sycamore Drive, New Windsor 12553, c/o Tamara L. Dreyer. Filed Oct. 26.

Law Office of Valeria A. Gheorghin, 113 Green St., Kingston 12401, c/o Valeria A. Gheorghin. Filed Nov. 7.

Elliotts Cleaning, 28 Sunrise Drive, Middletown 10940, c/o Kahi G.D. Elliott. Filed Oct. 30.

Madman’s Comic Shop, 210 Leggs Mills Road, Lake Katrine 12949, c/o Earl Carlton Bell, Jr. Filed Nov. 6.

Sole Proprietorships

Get Dunked!, 76 Bergen Ave., Walden 12586, c/o Jacqueline A. NaileSozio. Filed Oct. 25.

A Plus Promotions and Events, 603 A Towey Ave., Maybrook 12543, c/o Stefon Maurice Stackhouse. Filed Oct. 27.

MC Remodeling and Renovation, 1911 Vails Gate Heights Drive, New Windsor 12553, c/o Marcos D. Castro Rodriguez. Filed Oct. 20.

Hirsch Jewelry, 64 Southfield Falls, Monroe 10950, c/o Berly Hirsch. Filed Oct. 30.

T and T Hobbies, 35 Dolson Ave., Middletown 10940, c/o Tullie D. Hyman and Thomas Yuppa III. Filed Oct. 23.

North Street Automotive, 2 North St., Walden 12685, c/o Mary E. Palma. Filed Oct. 23. Orange County Air Solutions, 255 Route 17K, Newburgh, c/o Britney R. Nelson. Filed Oct. 26. Polished Bella Boutique, 29 Rosmini Lane, Monroe 10950, c/o Kathleen Margaret Pasciuto. Filed Oct. 23.

Simple Natural and Healthy Living, 512 Watch Hill Drive, New Windsor 12553, c/o Iris Nelia Febles. Filed Oct. 25. The Chocolate Factory, 42 Wallkill Ave., Wallkill 12589, c/o Elana R. DeGroat. Filed Nov. 7. The Hair Bar, 20 North St., Middletown 10940, c/o Alize Uniqueka Williams. Filed Oct. 30. The Weight Band Records, 89 John St., West Hurley 12491, c/o James J. Weider. Filed Nov. 6. Year Round, 15 N. Aspen Road, Middletown 10940, c/o Anatoliy Gorbatyur. Filed Oct. 26.

Pops, 136 Clarks Lane, Milton 12547, c/o Terence S. Henderson. Filed Nov. 6. Radiating Wellness, 79 Indian Trail North, Greenwood Lake 10925, c/o Melissa A. Koziel. Filed Oct. 30. Respite Home, 8 Apple Hill Drive, Highland Mills 10930, c/o Chana Weber. Filed Oct. 24.

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NOVEMBER 20, 2017

LEGAL NOTICES Notice of Formation of 993 Lenox Road LLC. Of Org. filed NY Secy. of State on 12/09/2016. Offc. Loc: 993 Lenox Road Brooklyn NY 11212. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 993 Lenox Road Brooklyn, NY 11212. Purpose: any lawful purpose. #61404

Notice of Formation of JM Global Sales, LLC Art. Of Org. filed with SSNY on 10/12/17. Offc. Loc.: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be Served. SSNY shall mail process to the LLC, 21 Frances Place, Pleasantville, NY 10570. Purpose: any lawful purpose. #61416

Aleph Rug LLC. Art. Of Org. filed with SSNY on 10/18/2017. Office Location: Westchester County. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: Aleph Rug LLC, 255 Huguenot Street, #2101, New Rochelle, NY, 10801. Purpose: any lawful purpose. #61430

Good Shepherdís Estate, LLC. Art. Of Org. filled with the SSNY on 9/22/17. Off. Loc: SSNY Westchester cty. desig. as agent upon whom process against it may be served. SSNY shall mail copy of process of the LLC at : 415 McClellan Ave. Mount Vernon, NY 10553. Purpose: any lawful purpose #61405

Notice of formation of J J Cameran, LLC. Art. of Org. filed with SSNY on 9/14/2017. Offc. Loc: Westchester Cty. SSNY design. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 105 Florence Street, Mamaroneck, NY 10543. Purpose: any lawful purpose. #61417

Notice of Formation of Bubbenmoyer Audio Services LLC. Art. Of Org. filed with SSNY on 10/30/17. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 7 Overlook Rd, Dobbs Ferry, NY 10522. Purpose: any lawful purpose. #61431

Notice of Formation of Peaceful Provisions LLC. Art. of Org. filed with SSNY on 10/6/17. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 2851 Fox Hall St., Mohegan Lake, NY 10547. Purpose: any lawful act or activity. #61406

216-24 115th Ave, LLC. Filed 9/12/17 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 40 Memorial Highway 36G, New Rochelle, New York, 10801 Purpose: all lawful #61418

Dr. Dayna McCarthy Medical P.L.L.C., Arts of Org. filed with Sec. of State of NY (SSNY) 9/21/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to Dayna McCarthy, 451 E. 83rd St., Apt. PHA, NY, NY 10028. Purpose: Medicine. #61432

4300 Purchase Associates, LLC. Filed 9/18/17 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 12 Water St. Ste. 204, White Plains, NY 10601 Purpose: all lawful #61407 500 Commerce LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 9/26/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to John Piazza, 3 West Stevens Ave., Hawthorne, NY 10532. General Purpose. #61408 THE MITCHELL LEGAL GROUP, PLLC. Arts of Org filed with SSNY on 10/06/17. Off loc: Westchester County. SSNY has been designated as agent of the PLLC upon whom process may be served and shall mail copy to: The PLLC, 950 North Avenue, New Rochelle, NY 10804 Purpose: any lawful #61410 Notice of Formation of MODA Training LLC. Art. Of Org. filed with SSNY on 09/05/2017. Office Location: Westchester. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: 42 Doeview Lane, Pound Ridge NY 10576. Purpose: any lawful purpose. #61411 NJE Chemservices, LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 10/12/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to Neal J. Earhart, 1 Renaissance Sq., Unit 25E, White Plains, NY 10601. General Purpose. #61412 Elecsys Engineering Group PLLC. Articles filed w/ SSNY 9/28/17. Office in Westchester Co. SSNY designated for service of process and shall mail to: 195 Evan Dr, Ossining, NY 10562. Purpose: P.E #61413 Notice of Formation of SMARTERKIDS CONSULTING LLC. Filed with SSNY on 8/29/2017. Offc.Location: Westchester Cty. SSNY desig.as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 161 Harvard Dr Hartsdale, NY 10530. Purpose: any lawful purpose. #61414

NOVEMBER 20, 2017

Empire State Diamonds, LLC Filed 10/4/17 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 1139 West Boston Post Road, Mamaroneck, NY 10543. Purpose: all lawful #61419 Ad Spin Media LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 10/11/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 406 Field Point Rd., Greenwich, CT 06830. General Purpose. #61420 LifeSafe Systems LLC. Articles filed w/ SSNY 10/20/17. Office in Westchester Co. SSNY designated for service of process and shall mail to: 27 Mohawk Ln, Yorktown Heights, NY 10598. Purpose: Any lawful activity #61421 Empire South Broadway, LLC, Arts. of Org. filed with the SSNY on 10/18/17. Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: The LLC c/o James Heffernan. 10 Plymouth Road. Rye, NY 10580. General Purposes. #61423 Notice of formation of Limited Liability Company (ìLLCî). Name: Mulford Yonkers Preservation LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on October 25, 2017. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Mulford Yonkers Preservation LLC, 1511 Central Park Avenue, Yonkers, New York 10710. Purpose/character of LLC is to engage in any lawful act or activity. #61427 Vernon Snacks LLC, Art. Of Org. filed with NY Secy. Of State on 10/30/2017. Office is located in Westchester County. Secy. Of State designated as agent upon which process may be served. Secy. Of State shall mail a copy of any process against it served upon him/ her to: 517 Riverdale Avenue ñ Apt. 3B Yonkers, NY 10705 (the LLCís primary business location). LLC may engage in any lawful act or activity for which a limited liability company may be formed. #61428 378 Elwood Avenue LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 10/20/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 378 Elwood Ave., Hawthorne, NY 10532. General Purpose. #61429

WCBJ

Notice of formation of Drafting Direct LLC a domestic LLC. Articles of Organization filed with the Secretary of State of New York (SSNY) on 10/26/17. Office location: Westchester. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Drafting Direct LLC, 90 State Street, Suite 700, Office 40, Albany, NY 12207. Purpose: Any lawful purpose. #61433 Notice of Formation of Golden Lotus LLC Date of filing Articles of Organization with the Secretary of State of New York (SSNY) is 9/5/2017. The LLC is located in Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of any process to the LLC at 301 Roaring Brook Road, Chappaqua, NY 10514. Purpose of business of LLC is any real estate activity. #61434 Notice of formation of Limited Liability Company (LLC): CRYPTAGE, LLC, Articles of Organization were filed with the Secretary of State of New York (SSNY) on 8/11/06. Office location: Westchester County. SSNY is designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: CRYPTAGE LLC, 565 Broadway #3i, Hastings on Hudson, NY 10706, its principal business location. Purpose: any lawful business activity. #61435 Tricia Caracappa Design, LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 11/1/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 5 Buckbee Pl., Katonah, NY 10536. General Purpose. #61436 Notice of Formation of 348 WHIPPOORWILL DEVELOPMENT LLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 9/29/17. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 345 Whippoorwill Road, Chappaqua, NY 10514. Purpose: any lawful act or activity. #61437

POLL-VAULTER, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 10/30/2017 Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 14 Cedar Lane, Chappaqua, New York 10514, principal business location of the LLC. Purpose: any lawful business activity. #61438 EdVaults LLC. Articles of Organization were filed with the Secretary of State of New York(SSNY) on 07/17/17. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The EdVault LLC, Michael Tarnow, 6 Robins Nest Lane, Larchmont,NY 10538. Purpose: Any lawful activity. #61439 Notice of Formation of Rachel Dalton Voice Over LLC filed with SSNY on 09/19/17. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 39 Horton St. Rye, NY 10580. Purpose: any lawful purpose. #61440 Notice of Formation of Chuck Gracie & James, LLC Art.of Org. filed with SSNY on 11/7/17. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, PO Box 287 Mohegan Lake., NY 10598. Purpose: any lawful purpose. #61441 Legacy Generator Company LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 11/2/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to Erika Goyzueta, 121 S. Broadway, Irvington, NY 10533. General Purpose. #61442 The annual return of the St. Augustine Foundation LTD for the calendar year 2016 is available at its principal office located at 538 Riverside Avenue, Yonkers NY 10705 for inspection during regular business hours by any citizen who requests it within 180 days hereof. Principal Manager of the Foundation is John E. Fitzgerald. #61443 LEGAL NOTICE Ruby Red Innovation LLC has filed articles of organization with the Secretary of State of NYS on 11/07/2017. The offices of this company are located in Westchester County, NY. The Secretary of State has been designated as agent of the limited liability company upon whom process against it may be served. The address to which the Secretary of State shall mail a copy of any process against the limited liability company served upon him or her is 95 Round Hill Drive, Briarcliff Manor, NY 10510. The company is organized to conduct any lawful business for which limited liability companies may be organized. #61444 Notice of Formation of Exclusive Thai, LLC. Arts. of Org. filed with SSNY on 10/17/17. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to Registered Agents INC. 90 State Street, Suite 700, Albany, NY, 12207. Purpose: any lawful act or activity. #61445

Notice of Formation of Byldan Consulting Group, LLC. Art of Org. filed with the SSNY on 11/09/17. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 370 Summit Ave., Mt Vernon, NY 10552. Purpose: Any Lawful purpose. #61446 Notice of Formation of SPARK+SIZZLE, LLC. Art Of Org. filed with SSNY on 10/24/17. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process may be served. SSNY shall mail process to the LLC, 112 Southlawn Ave, Dobbs Ferry, NY 10522. Purpose: any lawful purpose. #61447 Notice of Formation of Cole Capital, LLC. Arts. of Org. filed with SSNY on 10/26/2017. Office location: 382 Manhattan Avenue, Hawthorne, New York, 10532, Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to Ian Cole, 382 Manhattan Avenue, Hawthorne, New York, 10532. Purpose: business of residential real estate. #61448 AVL Homes LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 2/2/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to c/o David A Nigrelli, 115 E. Stevens Ave., Ste. 102, Valhalla, NY 10595. General Purpose. #61449 2880 Dill LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 8/10/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 5600A Broadway, Bronx, NY 10463. General Purpose. #61450 NOTICE OF FORMATION OF Sleepy Holler, LLC. Arts of Org filed with Secy of State of NY (SSNY) on 08/02/2017. Office loc: Westchester. SSNY designated as agent upon whom process may be served and shall mail process to the principal business address: 169 Beekman Ave, Sleepy Hollow NY 10591 Purpose: Any lawful acts. #61451 Sunnyland Smart, LLC Arts of Org. filed SSNY 9/5/17. Office: Westchester Co. SSNY designated as agent for process & shall mail to: 275 Greenwich St. 4M, New York, NY 10007. Purpose: General. #61452 HH Innovate LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 11/13/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to Hanane Huynh, 1360 Colonial Ct., Mamaroneck, NY 10543. General Purpose. #61453 THE ANNUAL RETURN OF THE BARBARA J. AND LAWRENCE J. GOLDSTEIN DOGOOD FOUNDATION, INC. for the calendar year ended December 31, 2016 is available at its principal office located at 1865 PALMER AVENUE, LARCHMONT, NY 10538 for inspection during regular business hours by any citizen who requests it within 180 days hereof. Principal Manager of the foundation is LAWRENCE J. GOLDSTEIN. #61454 Notice of Registration of Pollack & Kozupsky LLP. Cert/Reg. filed with SSNY 9-28-17. Office location: Westchester County. SSNY designated as agent for process. SSNY shall mail copy of process to: c/o Beth Pollack, 119 Cedar Hill Rd. Bedford, NY 10506.Purpose: To practice the profession of law. # 61415

SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF WESTCHESTER Plaintiff designates WESTCHESTER as the place of trial situs of the real property SUPPLEMENTAL SUMMONS Mortgaged Premises: 1561 STRAWBERRY ROAD MOHEGAN LAKE, NY 10547 Section: 15.12 Block: 1 Lot: 24 INDEX NO. 58975/2012 ONEWEST BANK FSB, Plaintiff, vs. KELLY FREVE, AS HEIR AND DISTRIBUTEE OF THE ESTATE OF GLADYS E. TURNER A/K/A GLADYS C. TURNER; any and all persons unknown to plaintiff, claiming, or who may claim to have an interest in, or general or specific lien upon the real property described in this action; such unknown persons being herein generally described and intended to be included in the following designation, namely: the wife, widow, husband, widower, heirs at law, next of kin, descendants, executors, administrators, devisees, legatees, creditors, trustees, committees, lienors, and assignees of such deceased, any and all persons deriving interest in or lien upon, or title to said real property by, through or under them, or either of them, and their respective wives, widows, husbands, widowers, heirs at law, next of kin, descendants, executors, administrators, devisees, legatees, creditors, trustees, committees, lienors and assigns, all of whom and whose names, except as stated, are unknown to plaintiff; KIM ROBERTSON, AS HEIR AND DISTRIBUTEE OF THE ESTATE OF GLADYS E. TURNER A/K/A GLADYS C. TURNER, if living, and if she/he be dead, any and all persons unknown to plaintiff, claiming, or who may claim to have an interest in, or general or specific lien upon the real property described in this action; such unknown persons being herein generally described and intended to be included in the following designation, namely: the wife, widow, husband, widower, heirs at law, next of kin, descendants, executors, administrators, devisees, legatees, creditors, trustees, committees, lienors, and assignees of such deceased, any and all persons deriving interest in or lien upon, or title to said real property by, through or under them, or either of them, and their respective wives, widows, husbands, widowers, heirs at law, next of kin, descendants, executors, administrators, devisees, legatees, creditors, trustees, committees, lienors and assigns, all of whom and whose names, except as stated, are unknown to plaintiff; SECRETARY OF HOUSING AND URBAN DEVELOPMENT; VENUS S. RODRIGUEZ; ANTHONY BLAKE; PEOPLE OF THE STATE OF THE NEW YORK; THE UNITED STATES OF AMERICA, “JOHN DOE 1 to JOHN DOE 25”, said names being fictitious, the persons or parties intended being the persons, parties, corporations or entities, if any, having or claiming an interest in or lien upon the mortgaged premises described in the complaint, Defendants. To the above-named Defendants YOU ARE HEREBY SUMMONED to answer the complaint in this action and to serve a copy of your answer, or, if the complaint is not served with this summons, to serve a notice of appearance on the Plaintiff’s Attorney within 20 days after the service of this summons, exclusive of the day of service (or within 30 days after the service is complete if this summons is not personally delivered to you within the State of New York) in the event the United States of America is made a party defendant, the time to answer for the said United States of America shall not expire until (60) days after service of the Summons; and in case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the complaint. NOTICE OF NATURE OF ACTION AND RELIEF SOUGHT THE OBJECT of the above caption action is to foreclose a Mortgage to secure the sum of $544,185.00 and interest, recorded on September 12, 2007 in Control # 472490070, of the Public Records of WESTCHESTER County, New York, covering premises known as 1561 STRAWBERRY ROAD, MOHEGAN LAKE, NY 10547. The relief sought in the within action is a final judgment directing the sale of the premises described above to satisfy the debt secured by the Mortgage described above. WESTCHESTER County is designated as the place of trial because the real property affected by this action is located in said county. NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this summons and complaint by serving a copy of the answer on the attorney for the mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property. Sending a payment to the mortgage company will not stop the foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT. Dated: September 13, 2017 Westbury, New York RAS BORISKIN, LLC Attorney for Plaintiff BY: DANIEL GREENBAUM, ESQ. 900 Merchants Concourse, Suite 106 Westbury, NY 11590 516-280-7675 #61424

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