wcbj new

Biz

WCBJ ®

INSIDE

WESTCHESTER COUNTY

BUSINESS JOURNAL

YOUR only SOURCE FOR regional BUSINESS NEWS | westfaironline.com

November 26, 2012 | VOL. 48, No. 48

Cat ching up afte r San dy, and girding for the next

W A river ran through it Page 2

Plant one here Yonkers roots again for Boyce Thompson site

BY JOHN GOLDEN jgolden@westfairinc.com

T

he city of Yonkers has parted ways with one developer and seeks another as first-year Mayor Mike Spano continues to push for redevelopment of long-vacant and deteriorating relics of the city’s industrial past.

The city this month issued a request for proposals (RFP) from developers interested in acquiring the former

Boyce Thompson Institute for Plant Research property at 1086 N. Broadway to redevelop for commercial uses. The 6-acre property, which adjoins the South Westchester Executive Park, comes with a 60,000-square-foot, twostory brick Georgian Revival building built in 1930 by Yonkers resident William Boyce Thompson and several glass-shattered greenhouses.

Plant one, page 6

V H

BY JOHN GOLDEN jgolden@westfairinc.com

estchester County businesses left in the dark for days or weeks by Hurricane Sandy will be “catching up” this holiday season on lost work hours and billings, a business leader in the county predicted. And three governor-appointed commissions will spend the rest of the year examining how New York can improve its infrastructure and emergency preparedness before another major storm wreaks disaster in the state.

At Bridge Street Properties, a 205,000-square-foot commercial and retail development in the former Lord & Burnham factory complex on the Hudson River in Irvington, “I think that we are one of the only businesses open right now,” said Connie Leonardis, office manager at Sloane Stecker Physical Therapy P.C. More than three weeks after the surging river stormed over seawalls and left four feet of water in ground-floor offices, retail stores and restaurants in the red brick complex, tenants large and small are still replacing or repairing ruined furnishings, equipment and inventory. Bridge Street companies employ about 750 workers, according to an Irvington village trustee.

A prominent tenant, the 14-employee Eileen Fisher Lab Store at 1 Bridge St. “will not open for at least another month,” said Kerri Devaney, spokeswoman for the women’s fashion clothing company.

She said a roughly four-foot by four-foot pane of glass on the Irvington storefront “was actually pushed out” in the flood.

“It did not break. It floated through the store and landed on a couch.” The pane has been reinstalled in its proper setting.

Devaney said ground-floor operations at 2 Bridge St., where Eileen Fisher has manufacturing and back office operations, will reopen early next year. Some of the building’s 165 employees are working in mezzanine space and a converted Catching up, page 6

Good things •26

After storm waters recede, Piermont’s cleanup proceeds

Carpenter Mitchell Warren works outside Peter X. Kelly’s Piermont restaurants.

BY MARY SHUSTACK mshustack@westfairinc.com

T

hough the surging storm waters have receded from the restaurants, shops and small businesses in Piermont’s business district, the devastating effects of Hurricane Sandy remain clearly visible.

A walk through the Hudson riverside community on the morning of Nov. 16 yielded glimpses of the destruction’s lingering effects. Some shops remained without power. Others had furniture and equipment, thoroughly trashed by the storm, piled up outside. Signs posted in windows offered status reports and contact details.

And as Piermont Avenue stretched north, a storm-tossed boat was still encroaching a portion of the road.

Destruction was felt at many spots along the Hudson River shoreline in Rockland County, including nearby Nyack, also hit hard. There, The River Club restaurant had a sailboat come right through several windows with strong winds and rushing flood waters causing even more structural damage. (The restaurant has managed to reopen.) The Nyack Boat Club and the Nyack Marina were among other

WCBJ

WESTCHESTER COUNTY

BUSINESS JOURNAL ®

Publisher Dee DelBello Managing Editor Bob Rozycki

2

Biz

sites also heavily damaged.

In Piermont, damage was concentrated and widespread, touching most everyone in this tight-knit artistic enclave and tourist destination.

Countless basements of businesses, which housed stock, equipment and most often, power sources, were flooded. Inventory on selling floors was ruined, while extended power outages also led to loss of perishables. Officials from varied agencies and assorted politicians have toured the community, securing and bringing help.

A storm leading right into the year-end selling season, though, was a particularly tough element.

“Everyone is disappointed, clearly, as this is a very important time,” said Laura Straus, a member of the Piermont Business Council and owner of Piermont Straus gallery. She said the storm has underlined the camaraderie found here but also the need to forge ahead with creating a chamber of commerce to continue to move forward.

“I do feel that in the most basic ways our focus will be to build that community and make it stronger, make it thrive and give

Main office telephone ........ (914) 694-3600 Newsroom fax ........................ (914) 694-3680 Sales fax .................................... (914) 694-3699 Research fax ............................ (914) 694-3682 Editorial e-mail:..........bobr@westfairinc.com Or write to: 3 Gannett Drive, Suite G7 White Plains, N.Y. 10604-3407 NEWS Westchester Bureau Chief • John Golden Editor, Digital Content • Jessica Mola Reporters • Sam Barron • Jennifer Bissell • Patrick Gallagher • Tarice Gray • Mary Shustack • Alexander Soule • Zoë Zellers Programs and Projects Coordinator • Beverly Visosky

November 26, 2012 • WCBJ • HV Biz

back to the community,” Straus said. “I don’t think there’s any business owner who deeply doesn’t love this village.”

Luring shoppers and diners back to town will be another challenge.

Chris Ham, whose family operates The Community Market, finally got his power back a few days earlier. A generator had allowed him to run a floodlight on the main floor, as the basement was being worked on. As he now waited for a visit from his insurance-company representative, he talked about hard it will be to bounce back.

“As you can see, it’s pretty dead,” he said.

“It’s going to take a while, probably like a few more months.

Lynne Aubrey, who has owned Aubrey Flowers in two locations on Piermont Avenue since 1995, had to replace her flowerand-gift shop’s flooring, repaint and replace much of her merchandise.

“We were able to get back in (Oct. 31) but it was pretty disgusting. … We had to wait for it to dry out,” she said of the mud, sewage and flood waters now all cleaned away.

As she unwrapped merchandise and re-stocked the retail space, she echoed that the storm’s timing has proven especially troubling.

“Most small businesses rely on Christmas for about a third of their income,” she said. “It’s all about small businesses here.”

Luckily, she noted, she also has a thriving segment in doing flowers for parties and special events throughout the year, but the storm still meant a $10,000 to $20,000 hit.

But this unprecedented challenge has not caused Aubrey to consider a relocation.

“People keep saying ‘Why are you rebuilding?’ You can’t leave it. It can’t be a ghost town,” she said.

That spirit pervades, where focus is on recovery right now.

Local carpenter Mitchell Warren was hard at work outside Xaviars at Piermont and Freelance Café, the side-by-side restaurants of noted chef Peter X. Kelly. Warren’s

HV

ADVERTISING SALES General Manager • Dennis Connaughton Advertising Director • Richard Free Account Managers • Greg Fernandez • Rick Johnson • Rochelle Stolzenberg Publications Manager • Michael Berger Audience Development Director • Alissa Frey Director, Circulation • Holly Gallicchio Assistant Circulation Manager • Kristina Cook Research Reporter • Elizabeth Beneke Circulation Representative • Marcia Rudy PRODUCTION Senior Art Director • Caitlin Nurge Harrison Art Director • Dan Viteri Manager of Digital Media • Sinead Deane

been tapped by a number of Piermont businesses to help with the countless construction projects that will get them back on track.

Warren, who happens to live above the eateries, said the ripple effects of the storm will be felt for a very long time on both the personal and professional levels. His tools,

“People keep saying ‘Why are you rebuilding?’ You can’t leave it. It can’t be a ghost town.”

– Lynne Aubrey, owner of Aubrey Flowers in Piermont

which were stored in space right near the river, are gone.

“I’ve got to work just to replace my tools,” he said.

Help has also come. While a Federal Emergency Management Agency (FEMA) Disaster Recovery Center was opened Nov. 9 at Provident Bank Park in Pomona, a satellite also opened right at Piermont Village Hall beginning Nov. 17.

And in Piermont, things are slowly bouncing back. Restaurants and shops reopen, events are held. Straus says that the latest exhibition at her Piermont Straus gallery will still open Dec. 8, timed to a larger community happening.

Straus said the Piermont Holiday Festival, with a tree lighting and carols set from 5 to 7 p.m. Dec. 8 at the M&T Bank, will proceed though in “an abbreviated version” – and a special visitor is set to drop in Dec. 9 when the Nyack fire department holds a pancake breakfast in South Nyack that draws many Hudson River community participants.

As Straus said, “The fire company has confirmed, I believe, that Santa Claus is still coming to town.”

ADMINISTRATION Chief Operating Officer • Michael Gallicchio Office Manager • Sylvia Sikoutris Westchester County Business Journal (USPS# pending) is published Weekly, 52 times a year by Westfair Communications, Inc., 3 Gannett Drive, White Plains, NY 10604. Application to mail at Periodicals Postage rates is pending at White Plains, NY, USA 10610.

POSTMASTER: Send address changes to: Westchester County Business Journal:

by Westfair Communications, Inc., 3 Gannett Drive, White Plains, NY 10604.

Annual subscription $60; $2.50 per issue More than 40 percent of the Business Journal is printed on recycled newsprint. © 2012 Westfair Communications Inc. All rights reserved.

Reproduction in whole or in part without written permission is prohibited.

HAVE YOUR SAY The Business Journal welcomes letters to the editor and opinion columns. Submissions must include the writer’s name, home or business address, email address and telephone number for verification purposes.

The Business Journal reserves the right to edit submissions for accuracy, style and space considerations. E-mail submissions to jgolden@ westfairinc.com. Submissions may appear in print and online.

A MEMBER OF

Students get a leg up in catering industry

2 Class “A” Buildings For Lease ARMONK, NY

• Convenient Westchester location minutes to Airport, located at intersection of Rte 22 and I-684 in the heart of downtown Armonk • Short walk to downtown Armonk shops, restaurants, banks and post office

357

MAIN STREET

3,434 Sq.Ft. Double Cornered Unit

355

MAIN STREET

2,200 Sq.Ft. Unit Divisible to 1,100 SF

• Armonks most competitive Class “A” property • Modern interiors with wood millworked moldings • Granite reception desk • Kitchenette • Dramatic Conference Room with numerous perimeter offices • Immediately available

• Dramatic Double Corner built Executive Suite with operable windows • Beautiful appointed glass panelled offices • Upgraded installations • Full-service bldg • Covered parking for up to 21 cars with additional on-site parking • Dramatic glass atrium • Dominant signage

Contact Exclusive Agent ~ Scott H. Benson, President: 94 White Plains Road Tarrytown, NY 10591

914-332-9090 203-622-0100 Cell: 914-523-2345 Tel:

Tel:

Glass Paneled Executive Spaces

Extern Mackenzie Mantegazza and Corporate Chef Alison Awerbuch in the kitchen of Abigail Kirsch.

BY TARICE L.S. GRAY tgray@westfairinc.com

W

hen Mackenzie Mantegazza was 12 years old, she knew she loved the food industry. Her parents ran a restaurant and catering business for 42 years, and the Orange County native thrived on serving hors d’oeuvres to guests, while standing on the step stool her grandfather provided for her. “It was an adrenaline rush.

A week’s worth of work for a one day payoff,” she said.

That passion for food service grew. Now Mantegazza, 23, is one of a handful of externs at renowned catering company Abigail Kirsch in Tarrytown. The extern program works with eight to 10 culinary schools in the tristate area a year, and selects five externs per site.

Mantegazza, a student at the Culinary Institute of America (CIA), one of the schools that works with Abigail Kirsch on the extern program, was glad to make the cut – and not just because of the reputation of the company, but because of the program itself.

Although the concept of an extern is not new to the culinary industry, the Abigail Kirsch company has managed to fine tune it over the years. It’s not just a cooking program; students like Mantegazza learn prep, production, and execution of events. They also learn about the business aspect as well.

“I’ve been able to work with each individual chef; I’ve even worked in the purchasing department,” said Mantegazza. “Just being on a team and seeing all the different aspects within catering, it’s really put my mind to where I want to go when I graduate (from the CIA).”

As an extern, Mantegazza is paid nine

dollars per hour over the course of an 18-week stint. Alison Awerbuch, corporate chef and partner at Abigail Kirsch, said the company also hires roughly 20 percent of the students who finish the externship once they graduate from their particular culinary school.

It’s a benefit the company enjoys. Hiring externs “is great for us because they’ve already learned the basics of how our kitchen operates,” said Awerbuch. That seamless grooming and subsequent hiring practice allows the brand to maintain its standard of quality and meet the expectations of its clientele.

The catering business is about reputation, and Abigail Kirsch has managed to sustain an impeccable one. Awerbuch said she learned early on the importance of individuals in this industry to establish a good reputation, too. Twenty years ago Awerbuch was the only female extern with a catering company in New York, and she knew she had to prove her worth. Her hard work was rewarded: “Jean Claude, the French chef owner, started sending me to these 5th Avenue apartments to do small dinner parties by myself. It was a high compliment.”

Today, the landscape of the catering industry has evolved, and Abigail Kirsch has a pretty even split of a men and women in its kitchens. Mantegazza is spending the last few weeks of her externship with the company helping with preparation and planning for the holiday party season. After it ends Mantegazza said she has high hopes of staying on. “Eventually I would like to own my own catering company, but if I find a job with Abigail Kirsch and succeed I don’t think I’d have a problem with not owning anything.”

Dramatic Glass Atrium

Email: scott@bensoncommercial.com

Ethan Allen Personnel Serving the Hudson Valley since 1969

Overwhelmed by Human Resource issues?

Three integrated companies serving your needs.

PLACEMENT/SEARCH

Our Professional Placement Division

TEMPORARY STAFFING

Our Temporary Staffing Division

HR SERVICES

Our PEO Division, offering complete personnel services

Consider working with Ethan Allen’s Professional Employer Organization.

You may be surprised at how cost-effective a PEO can be.

It’s HR simplified...for less than you think.

Offices in Poughkeepsie, Fishkill & New Windsor

www.eastaffing.com 59 Academy Street Poughkeepsie, NY 12601 Phone : 845.471.9667 59 Academy Street Fax : 845.471.9856 Poughkeepsie, NY 12601 ethanallenpersonnelgroup.com

HV Biz • WCBJ • November 26, 2012

3

Yonkers bribe-taker gets 6-year prison term

BY JOHN GOLDEN jgolden@westfairinc.com

F

ormer Yonkers City Council majority leader Sandy Annabi was sentenced Monday to six years in federal prison for taking bribes to change her votes on Ridge Hill and a second development project and filing false income tax returns and loan applications.

The 42-year-old Democrat also must forfeit $1.27 million and pay more than $275,000 in restitution and reimbursement for the city’s and federal prosecution’s legal fees.

Her convicted co-conspirator following a seven-week trial that ended in March, former Yonkers Republican Party chairman Zehy Jereis, was sentenced to four years in prison

by U.S. District Judge Colleen McMahon and ordered to forfeit about $209,500.

In addition to prison terms, Jereis and Annabi will serve two years of supervised release.

Annabi and the 40-year-old Jereis were each convicted of one count of conspiracy to make and accept corrupt payments; one count of conspiracy to deprive the city of Yonkers and its citizens of Annabi’s honest services; two counts of receiving corrupt payments and one count of extortion.

Annabi was also convicted of three counts of making false statements to a bank and two

counts of filing false tax returns.

A third defendant in the case, Anthony Mangone, a Westchester attorney active in the Democratic Party, two years ago pled guilty to conspiracy, bribery, extortion, and tax evasion charges and is awaiting sentencing.

Their sentencing “turns the page on a sordid chapter in the history of the great city of Yonkers.”

— U.S. Attorney Preet Bharara

Mangone in 2006 gave Jereis $20,000 in cash to pay Annabi, a three-term council member, to drop her opposition to a redevelopment project at the city’s former Longfellow Junior High School by Yonkers developer Milio Management. The developer paid Mangone $30,000 to bribe Annabi to switch her vote on the project.

Also in 2006, Annabi reversed her position on the Ridge Hill mixed-use development proposed by Forest City Ratner Cos.

IntroducIng the brIstal

shortly after two meetings with Jereis and Forest City Ratner officials. After Annabi changed her vote on a zoning change needed for the project, Jereis received a one-year consulting contract from Forest City Ratner worth $60,000.

Annabi was convicted of accepting nearly $200,000 in secret payments over a five-year period from Jereis and others in exchange for her support on the city council for matters in which they had an interest. A jury also found her guilty of making false statements to financial institutions related to loans she was seeking for two houses and an apartment in Yonkers and for filing false federal income tax returns in 2005 and 2006.

Annabi’s financial penalty includes a $164,461 payment to PNC Bank.

U.S. Attorney Preet Bharara in a statement said their sentencing “turns the page on a sordid chapter in the history of the great city of Yonkers.”

County license waived for solar contractors

BY JOHN GOLDEN jgolden@westfairinc.com

The Westchester County Board of Legislators has eased licensing requirements for contractors installing solar energy systems at homes and businesses in the county.

Legislators this month approved a bill that relieves solar panel and solar heating installers and contractors from obtaining a county home improvement license before doing work. Those Westchester licenses carry a biannual fee of $300.

Solar installers still will need certification from the North American Board of Certified Energy Practitioners (NABCEP).

The legislation, when signed into law by County Executive Robert P. Astorino, will allow licensed electricians and plumbers in Westchester who also have NABCEP certification to offer financial incentives for solar installations.

t h e b e s t o f a s s I s t e d l I v I n g n ow c o m e s to w h I t e P l a I n s

s

Another Quality Community By The Engel Burman Group

pay it

forward for hurricane relief

At times like this, neighbors need each other even more.

hurricane sandy hit our area hard, but our giving at The Bristal Assisted living communities hits home even harder!

during the holidays, The Bristal Family of Assisted living communities always contributes food, shelter and clothing to support our friends and neighbors. This season, the need to help is even greater because of hurricane sandy — so we’re leading our community by giving back with our Pay-it-Forward for hurricane relief program.

Ameri cAn red cro s s | The humA ne s o cieTy | islAnd h ArvesT

Please visit us on Facebook and We Will donATe $10 to the charity you choose on our page.

you click... We Give! now open!

facebook.com/TheBristal

305 north street, white Plains | (914) 681-1800 | amiller @ thebristal.com

t h e b r I s ta l . c o m other locatIons:

4

east meadow | east northport | lynbrook | massapequa | north hills | north woodmere | westbury

November 26, 2012 • WCBJ • HV Biz

Licensed by the NYS Dept of Health. Eligible for Most Long Term Care Policies.

the bristal assisted living

My stress level is over the top. It’s been an up and down year with lots of unexpected, not-so-good things. Some of my employees are suffering and some of my clients are struggling. I know things are getting better, but at the moment I am reduced to feeling numb. Any coping suggestions?

Thoughts of the day: Stress takes its toll on everyone. Make sure you’re taking care of yourself. Be willing to face your fears. Make a list of concerns. Talk things out. Get perspective by being involved in the world. Make time for yourself.

What is the impact of stress? Things going wrong can trigger a fight-or-flight adrenaline rush. Adrenaline coursing through your body can make you feel restless and on edge. It can disrupt sleep, lead to ulcers, raise your blood pressure and make you much more intolerant.

Reaction to stress also feeds a heightened

Get a handle on stress

awareness of potential threats. There’s a perception of a bogeyman around every corner.

As you’re going through stressful situations, be aware that you could be more likely to react, strike out and perceive negatives.

When problems arise, it’s normal to focus on dealing with the issues at hand and to forget about taking care of yourself. If you need medication, make sure you’re taking it regularly. Give your body outlets for dealing with the extra adrenaline. Get to the gym.

Take a run or fast walk. Make your body so tired it has to sleep.

Limit or eliminate things that further raise your blood pressure and cause your body physical stress. Cut out caffeine, which increases your blood pressure. Skip refined sugar, which induces highs and lows in blood sugar, leads to mood swings and further contributes to stress on your body.

One effect of adrenaline, heightened awareness, tends to lead to an oversized perception of how bad things are. Channel your thoughts toward problem solving. Use the heightened focus to figure out what you can do to rectify the situation. Let your mind be creative and think outside the box – that’s

ask andi by andi gray

where the best solutions often come from.

If you’re going to deal with your problems instead of wallow in them, you have to know what it is that you’re dealing with.

Write out every issue you’re facing. Keep going until you’re spent.

Once you have a list of problems, make a list of advantages – what you still have that you can draw upon. If you’re having trouble making that list, ask someone else to help you. They may be able to see advantages that you are momentarily having difficulty seeing.

Using your lists of problems and advantages, ask others to help you brainstorm possible solutions. Keep in mind that when we get stressed many of us tend to pull inward.

Isolation doesn’t help. We need to get perspective on what’s going on around us. We need outside input in order to gather ideas about how to move forward.

Not sure that the people around you are the right ones to talk to? Get professionals involved. Whether it’s business or personal help that you need, surround yourself with people who can listen, reflect back, provide ideas about what to do next and give you support as you get moving in a new direction.

I guarantee that no matter how bad things are, there is always someone who is better off and someone who is worse off. Get involved with other people. Volunteer. Seeing others in need and being around people who are focused on solving problems will help you gain perspective.

Finally, no matter how much you think the business needs you, make time off happen. Give yourself permission to get away.

Take up meditation. Go for a hike. Schedule a vacation and leave the cell phone and laptop behind. Distract yourself and give your brain and body a chance to recharge by changing the situation.

Looking for a good book? Try “Getting Things Done. The Art of Stress-Free Productivity” by David Allen.

Andi Gray is president of Strategy Leaders Inc., strategyleaders.com, a business-consulting firm that specializes in helping entrepreneurial firms grow.

She can be reached by phone at (877) 238-3535.

Do you have a question for Andi? Please send it to her, via email at AskAndi@StrategyLeaders.com or by mail to Andi Gray, Strategy Leaders Inc., 5 Crossways, Chappaqua, NY 10514. Visit AskAndi. com for an entire library of Ask Andi articles.

Tell us what’s on your mind.

At O'Connor Davies, we understand that forming a deeper understanding of client needs is the first step to providing outstanding service. Whether managing an audit, preparing taxes or offering strategic financial advice, the O'Connor Davies team is dedicated to helping our clients succeed. Here, partners and professionals utilize a hands-on approach to leading efforts both domestically and internationally, thanks to our membership in the PKF International network.

This skilled global approach results in a high level of client satisfaction and continues to fuel our growth.

For more information, please contact: Kevin J. Keane, Managing Partner (914) 381-8900 www.odpkf.com An Independent Member of PKF International

AUDIT | TAX | CONSULTING

HV Biz • WCBJ • November 26, 2012

5

Catching up — ­ From page 1

yoga room functions as a fit technical design area. Other displaced employees are working from home and from Eileen Fisher offices and locations in Manhattan and Queens.

Regarding the damage in Irvington, “Eileen is personally sad about it,” Devaney said of the company’s founder and CEO. “It’s a store in her backyard, in her hometown.”

The Sloane Stecker Physical Therapy center sustained $180,000 in losses, Leonardis said. All of its cardio exercise equipment was lost. “We just had our walls put back up yesterday,” she said.

“We do not have flood insurance,” Leonardis said. Owner Sloane Stecker has applied to the Federal Emergency Management Agency and U.S. Small Business Administration (SBA) for disaster assistance.

As of Nov. 19, only five Westchester businesses had applied for SBA disaster loans, said

Plant one — ­ From page 1

Thompson, whose former Alder Manor country estate sits across North Broadway from the industrial site, was an international financier who created the nonprofit scientific institute to help assure an adequate food supply for America’s anticipated population boom, according to a history of the property on Rob Yasinsac’s “Hudson Valley Ruins” website. Vacant for about 15 years, the institute has been furtively claimed by graffiti artists scrawling on its interior and exterior walls.

“A building with such unique architecture and prime location should be restored and utilized for the benefit of residents, visitors and to further the economic goals of the city.”

— Yonkers Mayor Mike Spano The Yonkers City Council in 2007 approved a sale contract for the property with an affiliate of Weinberg Brothers and Associates, a real estate development company in Eastchester, after an RFP was issued the previous year. The project stalled, however, at least in part over the issue of preservation of existing structure.

In May, the Yonkers Industrial Development Agency and Spano, who also serves as IDA chairman, sought to revive

6

November 26, 2012 • WCBJ • HV Biz

by Jan. 3 next year.

The NYS 2100 Commission is charged with finding ways to improve the resilience and strength of the state’s infrastructure in the event of natural disasters and other emergencies. Cuomo said the commission’s review and recommendations will address opportunities to integrate infrastructure planning and development into the state’s economic development strategies. The commission also will look at reforms in insurance and risk management related to natural disasters and other emergencies.

The governor’s NYS Respond Commission will examine ways to ensure the state is ready to respond to future weather-related disasters.

The NYS Ready Commission will recommend ways to ensure critical systems and services are prepared for future disasters. The commission will identify vulnerabilities in the state’s health care, energy, transportation, communications and other systems.

SBA spokeswoman Carol Chastang. The SBA also has received 24 applications for home disaster loans from Westchester homeowners.

“No loans have been approved in Westchester County at this point,” she said.

The SBA as of Nov. 19 approved 151 disaster loans totaling slightly more than $8.1 million for businesses in the five boroughs, Long Island and Rockland County.

For many other businesses in Westchester, the storm’s damage to their bottom line was caused by closings due to prolonged power outages, noted Business Council of Westchester President and CEO Marsha Gordon. “There were one to two weeks of lost productivity, which absolutely will affect the bottom line for the fourth quarter of the year,” she said.

For those businesses, “I think the month of December will be a major catch-up time,” she said.

Gordon said this post-storm recovery

period is “an important time for all businesses to sit with their insurance agents and comprehensively review policies. This is a time to have your insurance agent be an active member of your team.”

Businesses should review their computer back-up systems and emergency preparedness, including provisions for contacting employees and alternative work arrangements. “This is the time to be forwardthinking,” she said. “I think many businesses learned a hard lesson during this storm. This is a good time to do a check-up for businesses even if they weren’t affected” by Sandy.

At the state level, Gov. Andrew Cuomo recently announced that three newly created commissions will prepare “a comprehensive blueprint so we can bring our emergency preparedness and response capabilities into the 21st century and ensure our infrastructure is built to survive major weather incidents.”

Their preliminary recommendations are due

the Weinberg project and help the developer secure financing by tentatively approving sales and use tax exemptions for renovation purchases and a tax abatement agreement.

IDA officials said medical offices, a bank and a restaurant were planned for the site in a $21.4 million project that would create an estimated 180 to 250 permanent jobs.

Spano said the original building would be largely preserved under the plan.

But developer Ted Weinberg never paid the balance due on the purchase contract after putting down a deposit, said the mayor’s spokesperson, Christina Gilmartin. She noted too that “certain due diligence was to be met by Weinberg within 13 months of the contract” that was negotiated in 2006.

“After continued outreach to Weinberg, city of Yonkers is moving forward with this project and is now looking for another developer,” Gilmartin said in an email.

Weinberg did not respond to a call for comment.

The city’s new RFP urges prospective developers to rehabilitate and adaptively reuse existing structures on the site. The developer initially will lease the property from the city with an option to purchase within six months of substantial completion of construction.

Proposals are due Jan. 30, 2013.

“After standing for years as a blighted property in an otherwise prosperous area, the Boyce Thompson site hopefully will soon be part of the economic revitalization for the city of Yonkers,” Spano said with the RFP release. “A building with such unique architecture and prime location should be restored and utilized for the benefit of residents, visitors and to further the economic goals of the city.”

Redeveloper wanted: the former Boyce Thompson Institute in Yonkers

Why your small business needs a disaster recovery plan

BY BILL ABRAM

F

or New York City, Westchester and Fairfield County businesses, Hurricane Sandy caused a significant business interruption. From flooded offices and power outages to inaccessible buildings, Sandy prevented many professionals from experiencing something we take for granted – business as usual.

With weather predictions of an aboveaverage snowfall for the Northeast this winter and one snowstorm already behind us, small businesses need to assess how they will respond when disaster strikes. It’s time to create a disaster recovery plan.

A disaster recovery plan (DRP) is a documented process or set of procedures to recover and protect a business’s IT infrastructure in the event of a disaster. Gartner Inc. estimates that only 25 percent of small- to mid-sized businesses actually have a comprehensive DRP in place.

Prevent Mother Nature from putting a frosty finish on your small business’s bottom line this winter and follow these four steps for creating a DRP: 1. Identify threats and consequences.

Start by creating a list of potential disasters and ranking each based on likelihood of occurrence. Next, identify the level of impact each would have on your business and briefly outline the specific consequences. Use this framework to determine which issues to address in the DRP. When creating your list of threats and consequences, plan for both small- and largescale disasters. DRPs aren’t one-size-fits-all, so it’s important to consider how industry, geography and company size impact your disaster likelihood rankings.

2. Plan for prevention, detection and correction. When crafting your DRP, address these three key areas – prevention, detection and correction.

What will happen if your phones go down for the day? How will you handle a week-long power outage in the middle of your peak season? Do you have all employee reach numbers, especially cell numbers, updated and stored offsite? These are the kinds of questions to answer within your DRP. Preventative measures focus on what your small business can do to prevent a disaster from occurring. Think power failure, data breaches, server failures, etc. Means of preventing these occurrences include offsite data backup, onsite generators and password protection policies.

Detective measures alert you to unwanted threats or occurrences. Think fire alarms

and up-to-date anti-virus software.

Corrective measures focus on how one will react to a disaster or threat. Examples include securing necessary insurance policies, storing critical documents within your DRP and maintaining and updating key personnel information securely and off site.

3. Anticipate data loss. Oftentimes, data loss is due to file system corruption, deleted virtual machines, internal virtual disk corruptions, storage/server hardware failures and deleted or corrupt files. With proper data backup in place, the problem can be prevented regardless of whether your onsite server gets flooded or someone deletes data.

If your company works with an IT vendor, be sure to ask: Who is managing my data? How is my data being backed up? What if my data gets lost? This will provide a clear understanding of data threats and recovery processes. Confirm that your IT does a “test” of restoring from backup.

Sometimes, organizations opt to have active and backup servers housed within their physical office. While you are technically backing up your data, having both servers reside in the same physical location is problematic if power is down at the office for an extended period of time or flooding occurs. Despite being backed up, you can’t access the data until the waters recede or power is restored. Do you need to have a designated offsite place to work?

Will the local coffee shop work? Do you need a seat at a data center?

4. Test. Refine. Update. Testing the DRP that you have built is vitally important. Testing applies to any backup servers or remote access tools that are in place and having staff execute their assigned roles so they are comfortable doing so when faced with a disaster.

Once the initial test has been completed, refine the plan. Address any gaps and streamline cumbersome processes. If employees can execute their assigned tasks from the office or remotely, both circumstances should be tested.

As new technology is acquired and procedures change, your DRP will need to be updated.

While creating a DRP requires an investment of time and money, Hurricane Sandy was a reminder that one needs to be prepared for the worst and hope for the best.

Bill Abram is founder and president of Pragmatix Inc. in Elmsford, an IT firm that helps nonprofits and businesses use technology to improve business performance. Contact him at billa@pragmatix.com.

BEST DEAL IN WHITE PLAINS ON

• FOR IMMEDIATE OCCUPAN CY AT AVENUE D N A T HE T L R E HOL

AIN

29,000 Sq. Ft. 2-story Building Ideal for a Multitude of Users

Will Divide • Lease/Purchase Option Available

SALE Price: $2,195,000 LEASE Price: $6.75 * - $7.50* psf • • • • • •

Ideal for Office, Flex, Production and Warehouse tenancies Major Capital Improvements recently completed 2 Loading docks and 1 drive-in with overhead doors Immediate access to I-287, Bronx River Parkway and Route 22 Ample on-site parking with additional street parking Close to Shopping, Restaurants, Post Office, Bus Stops, and Metro North express service to NYC • Abundant Power: 1,600 Amps.

* For Full Building Lease * For Units Above 7,599 SF

Triple Net

Contact Exclusive Agent ~ Scott H. Benson, President: 94 White Plains Road Tarrytown, NY 10591

914-332-9090 203-622-0100 Cell: 914-523-2345

Tel:

Tel:

Email: scott@bensoncommercial.com

WE LIVE IN THE

HOUSE WE ALL

BUILD.

We choose the world we live in, so make the right choices. Earth Share supports more than 400 environmental and conservation organizations that impact you every day.

Visit us at earthshare.org

HV Biz • WCBJ • November 26, 2012

7

Astorino’s 2013 budget features 126 layoffs

CONGRATULATIONS! YOU WORKED HARD, INVESTED WISELY AND SAVED FOR THE FUTURE; SO WHAT STEPS HAVE YOU TAKEN TO PROTECT IT? • Asset Protection Planning • Wills, Trusts & Estates • Elder Law • Business Succession Planning • Partnerships and Corporations

Attor neys at Law

Contact Anthony J. Enea, Esq. 914.948.1500 • www.esslawfirm.com 245 Main Street, White Plains, NY Fluency in Italian • Additional office, Somers, NY ATTORNEY ADVERTISING

What makes a curious reader?

You do.

Read to your child today and inspire a lifelong love of reading.

w w w. r e a d . g o v

This space provided by Westfair Business Publications as a public service.

BY SAM BARRON sbarron@westfairinc.com

C

ounty Executive Rob Astorino (R-Mount Pleasant) unveiled his $1.7 billion 2013 budget, featuring no property tax increase and 126 layoffs.

Astorino blamed the layoffs on the Civil Service Employees Union’s (CSEA) refusal to contribute more to its health care plan. The budget also calls for deferring $35 million of a $91 million pension bill and bonding $13 million tax certiorari payments.

“The story of this budget is not what is but what could have been,” Astorino said in a statement. “I pleaded with our largest union, the CSEA, to help avoid layoffs.

Had they followed the lead of three other unions to start contributing to the cost their health care, we could have saved jobs and programs. But they refused.”

Astorino said that unfunded mandates from Albany made up 85 percent of the county’s tax levy, and called the 2 percent cap on the tax levy a cruel joke.

“One state mandate – pensions – puts the county over the tax cap. The bottom line is that for every dollar the county sends to Albany, it only gets 45 cents back,” Astorino said. This kind of Albany math is crushing us.”

Social services (75 jobs), parks (22 jobs) and public works and transportation (24 jobs) are the departments suffering the most layoffs. Through attrition, 63 other positions will not be filled. Almost 4 percent of the county’s workforce is being reduced through the budget.

Karen Pecora, the President of the CSEA’s Westchester Unit, said that Astorino’s budget cuts were reckless and would put residents at risk, particularly when another storm like Hurricane Sandy hits.

Business Space for Rent Best Prices in Town

Office Space, Commercial Space, Storage Space 100 SF to 3,000 SF available

NEW OWNER WILL BEAT ALL OTHER DEALS!

Indoor Loading Docks High Ceilings Elevators Conference Rooms

Ample Parking 1 Block to Train Airport Shuttle Free Moving Men

Call Ray Bauer 914-447-0099

181 Westchester Ave. Port Chester, NY

8

November 26, 2012 • WCBJ • HV Biz

“CSEA continues to work diligently to reach a contract agreement fair to all, but the county executive has been unwilling to budge on a contractual obligation to job security,” Pecora said.

Pecora said that CSEA employees are the lowest paid in the county but are asked to contribute the most toward their health insurance.

County taxes make up around 5 percent of a homeowner’s property tax bill.

The Democrats on the Board of Legislators said they reacted with “guarded optimism and concern” over Astorino’s budget, promising to go line by line. Their chief concerns were Astorino’s plan to defer $35 million of the $91 million pension bill and bonding to pay for tax certioraris.

“Westchester County has never bonded for tax certioraris, and the practice has caused great problems for places like Nassau County,” Chairman Ken Jenkins (D-Yonkers) said. “The budget, as proposed, will be closely reviewed and prioritized to do what is right for Westchester.

We’ll undoubtedly find areas of agreement and places where we’d like to see some changes.”

The Democrats later said there were troubling inaccuracies in the budget.

Astorino claims the Department of Social Services will have a reduction of 75 positions, while the Democrats claim the reduction will be 45 positions.

“I hope these inaccuracies are mere flukes and that we do not see more of them during this budget process,” said Legislator Judy Myers (D-Larchmont), chair of the Budget & Appropriations Committee. “Westchester County taxpayers – and legislators – deserve to know exactly what the spending and revenues figures are in this budget, and we already off to a bad start in terms of veracity.”

The Board of Legislators will be holding three public hearings on the 2013 budget.

Public hearings will be held Nov. 29 at 7 p.m. at Cortlandt Town Hall and Dec. 5 at 7 p.m. at the Westchester County Center in White Plains. A public hearing was held Nov. 20 at Mamaroneck Village Hall.

Legislators will also be meeting with various departments throughout November and December with the meetings streamed online. Legislators have until Dec. 27 to approve a budget.

business ideas

by joe murtagh

The dreamspeaker™

Do they know you care?

BY JOE MURTAGH

C

ustomers and prospects are generally skeptical and trust your marketing, public relations and sales efforts as much as they would trust Bernie Madoff.

The Great Recession has conditioned us to be cautious, and with good reason. In the words of Theodore Roosevelt, “People don’t care how much you know until they know how much you care.”

The most powerful way to overcome skepticism is positive word-of-mouth that is gained by others knowing that you care.

Build positive word-of-mouth by doing your homework. Know what the people in your marketplace do for a living, the special interests they share and the recreational activities they enjoy.

The next step is to align yourself and build a network of “centers of influence” within your carefully researched market by letting them know that you are aware of their wants and needs and have the best solutions to meet them. Both on and offline, effective

centers of influence are highly respected people involved in professional, industry and community organizations common to your market.

They lead the decision-making process in your marketplace and must become passionate advocates and members of your team. In the business book “Unusually Excellent,” author John Hamm reminds us of the truth, “Your biggest test as a leader is to motivate each member of your team to become fully engaged in the success of your project. That can only occur if you are engaged with them in their success.”

So how can you engage and help “centers” be successful? By simply re-examining the information you’ve already gathered in order to know the people in your marketplace: You already know what your “centers of influence” do for a living, the special interests they share and the recreational activities they enjoy.

Begin by asking them what blogs or social media they follow, groups they are part of and clubs they belong to. Then

participate in them in order to gaining visibility. Where do they socialize? Be there!

What publications do they read? Subscribe and write articles! Where and when are their industry or professional conferences?

Attend them!

Offer your time without strings attached.

A “what’s in it for me” attitude leaves a bad impression. Help your “centers” with their charity-sponsored projects. By serving on a committee or buying tickets to an event, you communicate that you are interested in helping with what’s important to them.

Go from visibility to high visibility by providing thoughtful and very helpful information in the social media forums they enjoy and serving on high visibility committees that do important and challenging work benefiting their interest. This way, you avoid getting lost in the crowd and have the opportunity to demonstrate your leadership, people, and organizational skills.

Service shows you are worthy of trust and confidence and will give you tremendous access to good prospects. Be patient

• Transfer Switches • Switchgear • Generators

and always add value. Hamm, an internationally known consultant on leadership strategy who is regularly published in Business 2.0, Business Week, Fortune, USA Today and The Wall Street Journal reminds us that “Leaders must go first.”

Millions of people are eagerly waiting to buy from you if you can convince them that you are trustworthy. To gain their trust they must know you care. Unlike your competitors who invest their time in marketing, public relations and sales efforts, invest your resources and show that you’re interested in what they want.

Questions for discussion: Do we know our centers well enough to show them that we care?

What can we do to build even higher levels of trust with our customers?

Joe Murtagh is The DreamSpeaker, an international keynote speaker, meeting facilitator and business trainer. For questions or comments, contact Joe@TheDreamSpeaker. com, TheDreamSpeaker.com or call (800) 239-0058.

• Preventative Maintenance • Emergency Service • Emergency Rentals

8.5kW – 3.25MW Generators

100% RELIABLE POWER FOR YOUR BUSINESS At Kohler, we build power systems and we build them any way you want. Enclosures, fuel tanks, remote communications – you name it, you got it. Whatever the spec, whatever the size, we’ll make the right system to get the job done.

800-255-3503

sales@kinsleypower.com www.kinsleypower.com

24/7/365 Emergency Service 14 Connecticut South Drive East Granby, CT 06026

205 Adams Street Bedford Hills, NY 10507

63 Railroad Avenue Albany, NY 12205

605 Cambridge Avenue Syracuse, NY 13208

2235 Kenmore Avenue, Suite 110 Tonawanda, NY 14207

HV Biz • WCBJ • November 26, 2012

9

business ideas

by joe murtagh

The dreamspeaker™

WHY ARE YOU HERE? How is your organization creating a better world for our: · Children · Grandchildren · Nieces · Nephews and their children’s children?

Why will it matter that you were here?

To do even better email Joe@TheDreamSpeaker.com or call 800-239-0058.

DEALS &DEEDS R ealtor teams with luxury goods site

BY JOHN GOLDEN jgolden@westfairinc.com

H

oulihan Lawrence, the residential real estate brokerage firm headquartered in Bronxville, is showcasing its luxury property listings through a new online partnership.

The company this month will have 100 of its selected high-end homes featured at 1stdibs.com, the online global marketplace for antiques, fine art, jewelry and rare collectibles that began showing luxury real estate on its site about a year ago. Houlihan Lawrence is the first independent brokerage featured there.

“Our partnership with 1stdibs.com is an ideal environment to showcase the finest properties in our area to some of the most affluent consumers from around the globe” Anthony Cutugno, senior vice president of Houlihan Lawrence Luxury Country Properties, said in a prepared statement. “We know the luxury buyer of real estate is also a connoisseur of antiques, art and fine jewelry.

1stdibs.com creates a high level of synergy T:10 in and positions us at the forefront of luxury

real estate marketing worldwide.”

Founded in 2001, 1stdibs.com attracts more than 2 million unique visitors to its site each month. More than one-fourth of its visitor traffic comes from top international markets, including China, the United Kingdom, Canada, Japan, Germany, Russia and France.

Dealers marketing on the 1stdibs.com site reported nearly $500 million in sales in 2011.

Founded in 1888, Houlihan Lawrence is the 15th largest independent realty firm nationwide. The company has 25 offices and more than 1,000 agents. Its syndicated online listings reach more than 30 million buyers each month.

Law firm expands in White Plains

Eckert Seamans Cherin & Mellott L.L.C. has leased an additional 6,056 square feet of office space at 10 Bank St. in the White Plains central business district. It is the fourth expansion in five years for the firm, which extended its lease through 2018 for 15,244 square feet, said Jeffrey H. Newman, executive vice president of Malkin Properties, the building owner and manager.

Eckert Seamans is headquartered in Pittsburgh, where the firm was founded in 1958.

It has grown from nine attorneys in a single office to more than 245 lawyers in nine locations.

Newman and Malkin Properties leasing associates Kimberly Zaccagnino and Tara Long represented the landlord in the deal.

Eckert Seamans negotiated for itself.

As you work through storm-related concerns, please reach out to the team at any First Niagara branch, or give us a call at 1-800-421-0004 so we can Do Great Things, together.

BE GREAT

NEIGHBORS.

10 November 26, 2012 • WCBJ • HV Biz

Visit firstniagara.com for a complete list of relief-related items.

We’ll all get through this together.

T:5.625 in

Sandy’s impact continues to affect our region.

We know you, your families, and your businesses continue to face challenges related to this unprecedented storm. The last thing you need to worry about is banking. That’s why we’re waiving fees incurred during the storm.

While you’re getting back on your feet, know that we’re here to help you get up and running as quickly and as easily as possible with special loan programs and a donation to the American Red Cross.

social media trends

W

Social media privacy? No such thing

hen my 20-year-old son broke up with his girlfriend, the first thing both of them did was change their Facebook status. When people wanted to obtain a lot of signatures for a petition for financial aid for Sandy victims, they turned to social media and within 48 hours had over 10,000 signers. When President Obama needed financial backing, he turned to the Internet and gathered 3 million people who donated more than $500 million.

What do these seemingly disparate actions have in common? They all involve some type of online interaction. These interactions can be as simple as exchanging emails between two people. As we sit in front of our computers, we think of ourselves as being somewhat isolated, tethered to the world through some type of communication line.

Yet, it is through this tether that our communication in real time with people all over the world becomes possible.

Social media is exactly what its title declares it to be: social. Because I’m sending

an email to someone, there’s no reason to assume that it will remain private. Google, for example, stores every email that is sent via Gmail. It also keeps track of the selections of every Chrome browser user. To hide the size of its storage facilities, it even omits their images from being displayed on its satellite images. This content is also unregulated despite several numerous attempts by a number of parties.

Social media encourages people to be social – and to receive rewards for their actions. Facebook rewards consistent posters with a higher Edgerank. LinkedIn rewards consistent contributors by including them on frequent poster listings. (So far, these postings do not affect their search rankings, unlike Blogger.) The top of each Twitter page displays the number of followers, which unfortunately is very important to many people.

(What should be more important to them is the ratio of followers to number of people followed. An industry leader should have at least a 4:1 ratio of followers to following.)

With all of this emphasis on being social, how can we assume that any privacy exists online? We shouldn’t, but yet, we do. We

HV

want to believe that when we send an email, only the party (or parties) that it is directed to will read it. Maybe we expect anonymity because of the billions of emails and posts that are made online every day. That occurs most of the time. However, these posts can also stand out. The employee who makes disparaging remarks online about his or her boss and company isn’t (usually) doing it to be fired or disciplined. They’re just talking or relating to others about their experiences.

But it’s online – and not private, despite their wishes. Even being the director of the CIA does not mean you are immune to scrutiny.

Anything online is fair game.

There are a growing number of monitoring programs designed to uncover sentiment across numerous social media sites.

(Sentiment is broadly defined as the attitude of people toward a person, brand or company.) Some of these programs – such as Radian6 – are very extensive and widely used by online marketing firms. They track what people are saying and allow a company to rapidly respond. They also do not take into account any notions of privacy; they just seek relevant information.

One reason President Obama won re-election was because of the ability of his campaign to focus down to the micro-niche level of voters and determine many of the key factors affecting their decision. Privacy was not a consideration, only the constructing of profiles and how to best reach these potential supporters.

I expect the Republicans to rapidly duplicate these methods in upcoming elections.

So, social media privacy is really a misnomer. It doesn’t exist. It’s also why every company should require a social media policy that specifically tells employees and contractors what they can and cannot do. Remember the next time you send an email or post to a private group that despite your intentions, it can always be retrieved and viewed by others.

Bruce Newman is the president of wwWebevents.com, a division of The Productivity Institute L.L.C. in Carmel. He is a social media guru and a specialist on webinar creation and promotion.

Newman is currently completing a comprehensive webinar training course, The Complete Webinar Training Course – Everything you need to know to create and promote highly successful webinars, which will soon be available. He can be reached at bnewman@prodinst.com.

in brief Spectrum to close Brewster plant

Minneapolis-based Spectrum Plastics Group filed a warn notice with the state that it is closing its 30,000-square-foot Dynacept Company Inc. plant in Brewster in March and laying off 39 employees in February. Eleven other employees will be transferred to its Ansonia, Conn. facility. The company has another location in Colorado.

Spectrum said they are closing the plant for economic reasons. Its employees are non-union and not subject to a collective bargaining agreement. On its website, the company said the restructuring will enable Spectrum to better service its customers by giving them immediate access to every potential solution managed by project management teams.

Spectrum does prototyping, tooling and manufacturing and works with the medical, defense, industrial and electronics industries. Calls to Spectrum were not returned.

Dynacept was initially founded in Bedford Hills, but moved to Brewster in 2000.

FEMA opens R ockland center

The Federal Emergency Management Agency (FEMA) has opened a disaster recovery center for victims of Hurricane Sandy in Rockland County at 1 Provident Bank Park Drive in Pomona.

The center is open from 8 a.m. to 8 p.m. daily.

FEMA through Nov. 18 approved more than $500 million in assistance to individuals and families in 13 counties recovering from flood, wind and tree damage and prolonged power outages.

More than 212,000 New Yorkers have contacted FEMA for information or have registered for assistance, FEMA officials said. More than half of applicants have applied either online at disasterassistance. gov or on their smart phones at m.fema.gov.

New Castle set for Small Business Saturday

The Chappaqua-Millwood Chamber of Commerce is gearing up for Small Business Saturday, a day dedicated to helping small businesses and their communities. Small Business Saturday is held in between Black Friday and Cyber Monday.

“Our local businesses are owned by people who live in our community, and are more invested in our community’s future,” Chamber President Robert Greenstein said. “Our local businesses often provide better service. They have a better understanding of the products they are selling and take more time to get to know customers.”

Several Chappaqua restaurants are offering specials. Local is offering an $8 soup and salad lunch special, and any patron who shows a receipt from a Chappaqua retailer for $25 or more gets a free ice cream or beverage with an $8 purchase. La Jardin Du Roi is offering 15 percent off lunch items.

Bike shop donates to families in need

Bicycle World, the Mount Kisco-based family-owned company, donated 17 refurbished children’s bicycles to the local chapter of the Boys and Girls Club of Northern Westchester.

The bikes are specifically for families who could not otherwise afford one.

Children who have already submitted a request to the Boys and Girls Club to receive a bicycle this year are on tap to get one of a selection of the donated bikes.

The company recently revealed the

demand for used bicycles in Westchester County has gone up. To that end, Bicycle World continues to buy trade-ins from customers ranging from mountain bikes to children’s bikes to refurbish and sell them.

County license waived for solar contractors

The Westchester County Board of Legislators has eased licensing requirements for contractors installing solar energy systems at homes and businesses in the county.

Legislators this month approved a bill that relieves solar panel and solar heating installers and contractors from obtaining a county home improvement license before doing work. Those Westchester licenses carry a biannual fee of $300.

Solar installers still will need certification from the North American Board of Certified Energy Practitioners (NABCEP).

The legislation, when signed into law

by County Executive Robert P. Astorino, will allow licensed electricians and plumbers in Westchester who also have NABCEP certification to offer financial incentives for solar installations.

– Sam Barron, Patrick Gallagher, Tarice L.S. Gray and John Golden

HV Biz • WCBJ • November 26, 2012

11

More than a home, a lifestyle 14 Market St, Ridgefield, Ct

Features This Victorian inspired custom home on two level acres in downtown Ridgefield is quintessential Connecticut. This village charmer is walking distance to shops, restaurants, museums, theatres, library and seamlessly blends today’s finest appointments with old world charm. Take in a movie in the 24-seat Art Deco movie theatre, entertain by the pool or in the home’s authentic English pub.

Uncompromising craftsmanship and the best of everything.

Enjoy life in Fairfield County’s # 1 “Place to Live.” $ 4 Million

Contact Lia Grasso of Prudential Douglas Elliman at lia@liagrasso.com or call (914) 584-8440 for more detailed information and a visit to this Ridgefield, CT masterpiece.

12 November 26, 2012 • WCBJ • HV Biz

SPECIAL Wealth REPORT Management

Small business community committed to growth amid storm recovery

BY TARICE L.S. GRAY tgray@westfairinc.com

F

Christopher Jordan, president and CEO of Lexco.

or many people, the road to wealth has a direct path through the world of small business, but lately that road has been rough. The economic downturn crippled many fledgling companies and even forced some to close. Most recently, Hurricane Sandy has made difficult times worse.

Like many in the region, Westchester’s small business community is trying to remain afloat, if not thrive. Christopher Jordan, president and CEO of Lexco Wealth Management Inc., said many of his small business clients have “suffered deeply.” Those that closed or still cannot do business are barely staying afloat because those challenges “affect their profitability, especially if they don’t have much of a cushion,” Jordan said.

According to the Westchester County Office of Economic Development, the county is home to 52,000 small businesses and self-employed business people. They are major job creators in the area and generate tax dollars that help maintain the communities they serve. But some budgets are tight. The IDC reported the average revenue for a small business has hovered around $3 million within the last decade with most in that group bringing in closer to $1 million.

Local banks have, for the time being, remained sensitive to the needs and challenges facing the small business community.

Many of them, including Greater Hudson Bank and Apple Bank, have extended special business loan programs to those in need of funds for cleanup and recovery. The Westchester Business Council has worked diligently to update and reach out to its small business members, updating its website on such programs as well as offering information relative to regaining financial footing through the Small Business Association (SBA) and Federal Emergency Management Association (FEMA).

John Ravitz, executive vice president and COO of The Business Council of Westchester, said recovery “is going to take months for our businesses that were hit really hard by Sandy.” He added that the storm was “a major step back,” but many in

the business community have proven to be resilient keeping their doors open and doing what they can in helping their neighborhood get through the struggles caused by Sandy.

Many of those small businesses that have suffered are retail shops and restaurants.

Food products had to be thrown out, the arrival of inventory shipments were thwarted due to the storm, and other inventory was damaged by the intrusion of the harsh weather conditions. Business structures were also damaged and owners have been waiting on insurance and seeking additional loans to become fully operational.

The recovery process may be ongoing, but there are signs of hope. Ravitz said the holiday season can propel small businesses forward, and many have benefited from the push for “Support Small Business Day.” It’s vital to invest in the community, according to Ravitz, because small businesses in the region “employ local people and bring revenue into the community, which helps long term.” He added that most understand we’re all in this together and the cry to support local retail, restaurants, and services is a call most have answered because they understand how critical neighborhood investment is. That gives Ravitz reason to be optimistic.

Jordan also believes in the resiliency of his small business clients and he said his company continues to strive to help them not only stay afloat, but tap into their potential to grow. “We try to educate our small business clients so that they are making the best decision at the time.

What you do now versus two years from now is different.”

Most appreciate the fact that being a small business owner is no small feat, Jordan said, and the issues of the day that might make the road to success more challenging have made those owners more diligent in their business practices, and even more determined to overcome hardship.

Jordan added that these latest obstacles including Hurricane Sandy and even the impending arrival of the “fiscal cliff” deadline are being met by a small business population that is better prepared. “I think the reality check of the crash of 2008 and the recession has forced people to be more vigilant, and in the end that’s going to help them.”

HV Biz • WCBJ • November 26, 2012

13

Picking up the tab

BY Bernard A. Krooks

B

aby boomers could soon face their own fiscal cliff, as state governments consider the implications of “filial responsibility” claims making their way through court systems. Although seldom enforced, statutes holding adult children responsible for their parents’ bills are on the books in about 30 states. A Pennsylvania man was recently told to pay $93,000 for his mother’s nursing home care.

Filial responsibility laws have been around since colonial times, but with the advent of Social Security, Medicare and Medicaid, most states stopped enforcing them. Now that the national dialogue is increasingly focused on the role that entitlements should play in balancing the budget, that could change.

New York has no filial responsibility law at this time, but consider the numbers: According to AARP, nearly three-quarters of the $13.4 billion spent each year in New York for nursing home care is primarily paid

by Medicaid, a program that’s jointly funded with federal and state dollars.

With the largest generation in U.S. history approaching retirement, costs stand to balloon. Gov. Andrew Cuomo has already been aggressive in his efforts to rein in

Medicaid costs. Shifting responsibility from a controversial, publicly funded benefit to family members could prove attractive.

Filial responsibility laws usually involve situations in which a parent has unpaid medical bills or has relied on government support. States have been known to garnish wages, assign property liens and report unpaid debt to credit agencies. In some places, it’s possible to serve jail time.

Enforcement has typically involved situations in which the adult child was somehow responsible for the parent’s impoverishment, perhaps by defrauding them. Not so in the Pennsylvania case. So adult children who may have had absolutely no control over their parents’ financial decisions could suddenly be faced with whopping bills.

These are particularly stressful economic times for boomers, faced with tuition debt, shrinking retirement investments and recession-hobbled careers. Although courts have typically not forced adult offspring into poverty, the result can still be devastating. The son hit with his mom’s $93,000 bill had an $85,000 yearly income.

Given longer life spans, traditional preparations for retirement may be insufficient.

In many cases, the younger generation has assumed that mom or dad could just move

in with them, if necessary. At worst, they figured that Medicaid would handle nursing home expenses. But the elder care landscape may be changing in ways that are difficult to predict, and potential liability argues for increased involvement by adult children in their parents’ financial planning.

Because elderly parents can be stubborn about sharing money details, it may be helpful to frame such discussions in terms of the arrangements that middle-aged “kids” are making for their own golden years. And long-term care insurance should certainly play a part in the conversation. If parents don’t already have a policy, run the numbers.

Depending on their age, high premiums may mean that it’s more cost-effective to selfinsure. In either case, money should be allocated to cover care that may not be handled by either Medicare or Medicaid. It may be advisable for adult children to help out with premium payments now to avoid more expense later on. If acquiring a long-term care policy 211215A01 is practical, sorting through the options can be confusing. So it’s wise to seek advice from a certified elder law attorney, who can explain the various options and riders available to you in these insurance policies.

It appears that many of the filial responsibility suits underway in Pennsylvania – given

current program guidelines – are aimed at prodding offspring to file Medicaid applications on behalf of their parents. So establishing and maintaining eligibility for the government benefits that are currently available are other important considerations. Again, the process can be complex and legal advice can avert costly mistakes.

It’s not easy to watch parents age, and most adult children want to do everything possible to ensure their security. No one can predict what will happen in New York state regarding filial responsibility statutes, but candid family discussions and contingency planning could avoid having to make painful, crisis-driven choices in the future.

Bernard A. Krooks is managing partner of the law firm Littman Krooks L.L.P. (littmankrooks.com), with offices in White Plains, Manhattan and Fishkill. He is a certified elder law attorney and past president of both the National Academy of Elder Law Attorneys and the Estate Planning Council of Westchester County.

WITH A STROKE,

Le arn the warning signs at StrokeAssociation.org or 1-888-4-STROKE.

©2004 American Heart Association Made possible in part by a generous grant from The Bugher Foundation.

14 November 26, 2012 • WCBJ • HV Biz

NOTE TO PUB: DO NOT PRINT INFO BELOW, FOR ID ONLY. NO ALTERING OF AD COUNCIL PSAs. American Stroke Association - Magazine (4 5/8 x 4 7/8) 4/C - ASNYR2-N-01065-V “Brain Lost” 120 line screen

digital files at Schawk: (212) 689-8585 Ref#:211215

This space provided by Westfair Business Publications as a public service.

TIME LOST IS BRAIN LOST.

Wealth management 101

BY SAM BARRON sbarron@westfairinc.com

T

here are not many people who know the ins and outs of wealth management better than Jeff Cohen and Randy Siller, who run Rye Brook-based family wealth advisory firm Siller and Cohen L.L.C. Siller and Cohen has been in business for 25 years, and features a wide range of services and people with investment knowledge, including certified public accountants (CPAs), financial planners and certified investment management analysts (CIMAs).

“We consider ourselves a service-oriented business,” Cohen said. “Along with wealth management, we do comprehensive planning, estate planning and business planning, among others.”

A key component to successful wealth management is being involved in both active and passive investing. According to investopedia.com, active investing is trying to beat the market over a period of time, while passive investing involves diversifying your funds into a broad array of markets.

“We strongly believe in both,” Cohen said. “We believe that when we do active investing, we can beat the indexes, if not, we invest in the indexes.”

Siller said that they usually have a mix of active and passive investment mangers, and it all depends whether they have the opportunity to outperform the market.

“We have a relationship, we have to be selective,” Cohen said.

Siller and Cohen works with Dimensional Fund Advisors to get access to the best mutual funds on the market for its clients. It also looks at indexes when deciding whether to buy or sell stock. The firm waits for strategic times to invest, not selling or buying a stock when everyone else is doing the same.

“We look at alternate investments as well absolute return,” said Cohen, a certified financial planner. “We want to make money no matter what it is; we try to lower the risks.”

Siller said that his clients recovered quickly after the stock market crash in 2008 because of the diversification of their investments and sound tactical management.

“It was a great offset to clients when we mixed up their portfolio,” Siller said. “We made some significant money with managed futures.”

The firm also uses absolute return managers who use short selling, leverage and a high portfolio turnover to get a return on their investment.

“An absolute return manager does well when the markets are volatile,” Siller, a CPA and CIMA, said. “They have the ability to

turn money in an up, down and sideways market.”

An example Siller gave is if a person wanted to invest in Home Depot because they believed it would outperform Lowe’s, they would sell Lowe’s short and buy Home Depot, needing only Home Depot to make more than Lowe’s to make money.

Even though by selling Lowe’s short the investor loses money, they make up the difference and then some with Home Depot.

A good absolute return manager doesn’t need the market to do well for their client to do well.

“We need to be there when the markets are hit hard,” Siller said. “Asset allocation and absolute return are critical to smooth out the ride for our client. Everything we do is client centric. It’s all about the client.

Clients need to be taken into account, first, last and always.”

When working with a client, Siller and Cohen go over their financial needs, financial goals, and their tax situation and produce a model for them.

“We give our client an X-ray of where they are and what their issues are,” Siller said. “We educate clients about the markets

and find out their risk tolerance. We focus on the downside first before we get our client to make a final decision.”

Instead of using straight line analysis that assumes the markets will improve 6 to 7 percent a year, Siller and Cohen use Monte Carlo analysis. Monte Carlo takes into account that the markets go up and down and move in different manners.

“It gives you a realistic answer as to what the odds are of reaching financial independence,” Siller said. “It allows you to develop more of a successful plan and it works.”

Lots of advisors suit up, show up and keep up.

But how many know when to speak up?

Team McGladrey Golfer Zach Johnson and his caddie, Damon Green.

Power comes from being understood.SM A strong strategic partner should know you and your organization well enough to know when to step up with insights, suggestions and fresh ideas. And when you trust the advice you’re getting, you know your next move is the right move. This is the power of being understood. This is McGladrey.

Experience the power. Go to zachisunderstood.com.

For more information, contact Connecticut Office Managing Partner Tony Ceci at 203.905.5000.

© 2012 McGladrey LLP. All Rights Reserved.

HV Biz • WCBJ • November 26, 2012

15

ACCESS. ADVOCACY.

Westchester County Association

ACTION.

WESTCHESTER COUNTY ASSOCIATION’S

WORLD TRADE COUNCIL presents

DOING BUSINESS OVERSEAS Your business may have more potential than you think, even in a sluggish economy.

One way of unlocking that potential is through the recent free trade agreements signed between the U.S. and Columbia, Korea, and Panama.

On Friday, November 30, discover new opportunities for your business.

LEVERAGING FREE TRADE AGREEMENTS FOR BUSINESS GROWTH BENNETT HARMAN Deputy Assistant U.S. Trade Representative for Latin America, Office of the U.S. Trade Representative (USTR) Formerly an international economist at the U.S. Department of Commerce, Mr. Harman is today responsible for dealing with barriers to U.S. exports and investment in Latin America and the Caribbean. Recently, he served as Chief Negotiator for the last phase of the U.S.-Colombia free trade agreement negotiations and Deputy Chief Negotiator for the U.S.-Peru FTA. TRAVIS COOK, L.C.B. Senior Account Manager, American River Logistics Over the past ten years, Mr. Cook has held logistic operations positions for ARI in Los Angeles, Miami, and New York. He has assisted international companies in managing their logistics challenges through on-site assignments in Asia, Europe and Latin America and holds a U.S. Customs Broker License.

HELENA D. SULLIVAN, ESQ. Barnes, Richardson & Colburn A former Law Clerk to Judge Thomas Aquilino at the U.S. Court of International Trade, Ms. Sullivan’s practice represents importers who have issues of compliance with U.S. Customs law, exporters who have issues relating to U.S. export control laws, free trade agreements, and other international regulatory issues relating to trade.

Panel Moderator: GRACIE ZHAO, ESQ. GMZ International Development, Inc. As founder of GMZ International, Ms. Zhao and her development team engage in renewable energy projects in the U.S. and China. Her firm provides legal research and consultation, including due diligence, legal document formation, and application for state/federal rebate or other incentives.

This event is sponsored by: The Gateway Center at Westchester Community College; Barnes, Richardson & Colburn, Doral Arrowwood

16 November 26, 2012 • WCBJ • HV Biz

FRIDAY, NOVEMBER 30 8:30–11 am The Gateway Center at Westchester Community College 75 Grasslands Road, Valhalla (Use Parking Lot #1) $60 for WCA-members; $75 for future members (Includes breakfast reception from 8:30–9:15am) To register visit www.westchester.org

BECOME A WCA MEMBER! ACCESS.

People give business to people.

The WCA will open doors for you to some of the most accomplished, influential, and remarkable individuals you’ll ever meet. You can count on something going on just about every week.

ADVOCACY.

We’re your champions.

Whether in the halls of Washington, Albany or White Plains, your voice will be heard. The WCA would like government to be better, more transparent and nimble, and more responsive.

ACTION.

We’ll bring your business to the next level. Whether you’re a multi-national corporation or an entrepreneur, we offer abundant programs, special events, services, and activities to benefit you.

For more information, visit www.westchester.org and click on Membership, or call us at 914.948.6444.

William Mooney, President, Westchester County Association makes a grand entrance

Below: Arnold Marden, CohnReznick; Frank McCullough, Jr., McCllough, Goldberger & Staudt; Kevin Plunkett, Westchester County; Paula Mandell, M&T Bank; Mischa Zabotin, French-American School of NY

COMING UP LEVERAGING FREE TRADE AGREEMENTS FOR BUSINESS GROWTH Friday, November 30 8:30 to 11am The Gateway Center Westchester Community College In a sluggish economy, overseas markets often hold the key to business growth.

Come learn from the experts. $60 WCA members; $75 future members Register at www.westchester.org

Right top: Marialisa Zywotchenko, Cyrus Contracting Corp., accepts the APEX Small Business/Young Professional Award

BREAKFAST WITH THE COUNTY EXECUTIVE Thursday, January 24, 2013 8 to10 am Westchester Marriott Tarrytown

Right: William P. Harrington, Bleakley Platt & Schmidt and Chairman, Westchester County Association

FALL LEADERSHIP+

APEX AWARDS 2012

Over 600 WCA members gathered to celebrate a year of tremendous accomplishment and honor the County’s current and future leaders at WCA’s annual Leadership Dinner + APEX Awards on November 13. A highlight of the event was a “Year in Review” video that received a spirited ovation from the crowd. It can be viewed at www.westchester.org

Hon. Rob Astorino addresses the economic challenges facing Westchester and reports on the state of the county. His remarks will be followed by a lively Q and A session. $75 per member, $90 per future member Register at www.westchester.org or call 914.948.6444 for more information.

Ellen Lynch, NFTE; Marissa Brett, Westchester County Association

Jody Rollins, Chubb & Son Inc.

“Membership in the Westchester County Association has truly heightened our visibility in the community.”

Caryn Cosentini, Webster Bank; Robert Vanderslice, Webster Bank; Catherine Gasteyer, Verizon

–Paula Mandell Regional President M&T Bank

Paula Mandell, M&T Bank; William Mooney, President, Westchester County Association

Westchester County Executive Rob Astorino; Robert Weisz, RPW Group

Thomas Schwarz, Purchase College; Neil Alexander, Cuddy & Feder; Jeannine Starr, Purchase College Far left: Lawrence Otis Graham, Esq., Cuddy & Feder; Mayor Ron Belmont, Town of Harrison; APEX Visionary Award recipient Left: Bernie Thombs, Bernard Raymond; Pat Cappelletti, Westchester Bank

HV Biz • WCBJ • November 26, 2012

17

THELIST: CMOs and Marketing Directors LISTED ALPHABETICALLY

CMOs and Marketing Directors

westchester county

WESTCHESTER COUNTY AND HUDSON VALLEY REGION NEXT LIST: DEC. 3 FITNESS CENTERS

Listed alphabetically.

Name, address, phone number Area code: 914 (unless otherwise noted) Website

Atlas Air Worldwide Holdings Inc. 2000 Westchester Ave., Purchase 10577 701-8000 • atlasair.com

Avon Products Inc. (Headquartered in New York City) 1 Avon Place, Suffern 10901 (845) 369-2000 • avon.com

Balchem Corp.

52 Sunrise Park Road, New Hampton 10958 (845) 326-5600 • balchem.com

Ball Corp.

(Headquartered in Broomfield, CO) 95 Ballard Road, Middletown 10941 (845) 692-3800 • ball.com

Burke Rehabilitation Hospital 785 Mamaroneck Ave., White Plains 10605 597-2491 • burke.org

Castle Oil Corp.

440 Mamaroneck Ave., Suite 402, Harrison 10528 381-6600 • castleoil.com

Emelin Theatre 153 Library Lane, Mamaroneck 10543 698-0098 • emelin.org EMC Corp.

(Headquartered in Hopkinton, MA) 1133 Westchester Ave., Third floor, White Plains 10604 (866) 438-3622 • emc.com

Fujifilm USA Inc. 200 Summit Lake Drive, Valhalla 10595 789-8100 • fujifilm.com

Heineken USA 360 Hamilton Ave., Suite 1103 White Plains 10601 681-4100 • heinekenusa.com

CMO/Marketing Director Year appointed

Ken Johnson Vice president, charter sales and marketing, Charter Business Unit 2004 Michael Schwartz Senior vice president, global insights and marketing intelligence 2005 Eric Smith Vice president, sales and marketing, food, pharma and nutrition 2004 James N. Peterson Vice president, marketing and corporate affairs 2010 (current position) Richard Sgaglio Director of marketing and public relations 2011 Carla Eccleston Senior vice president and director of marketing NA Ashley Prymas Marketing director 2012

Jeremy Burton Executive vice president and CMO 2010

Marc Torrey Vice president of product R&D and marketing 2008 Lesya Lysyj CMO 2011

Name, address, phone number Area code: 914 (unless otherwise noted) Website

Lawrence Hospital Center 55 Palmer Ave., Bronxville 10708 787-1000 • lawrencehealth.org

Mack-Cali Realty Corp.

(Headquartered in Edison, NJ) 100 Clearbrook Road, Elmsford 10523 592-4800 • mack-cali.com

Mccarthy Fingar L.L.P. 11 Martine Ave., 12th floor, White Plains 10606 946-3700 • mccarthyfingar.com

NetJets Inc. 184 Airport Road, White Plains 10604 949-2642• netjets.com

New York - Presbyterian Hospital Westchester Division 21 Bloomingdale Road, White Plains 10605 (888) 694-5700 • nyppsychiatry.org

Northern Westchester Hospital 400 E. Main St., Mount Kisco 10549 666-1200 • nwhc.net

PepsiCo Inc. 700 Anderson Hill Road, Purchase 10577 253-2000 • pepsico.com

Pernod Ricard USA 100 Manhattanville Road, Suite 3, Purchase 10577 848-4800 • pernod-ricardusa.com

Pfizer (Headquartered in New York City) 401 N. Middletown Road, Pearl River 10965 (845) 732-5000 • pfizer.com

The Ritz-Carlton, Westchester 3 Renaissance Square, White Plains 10601 467-5818 • ritzcarlton.com/Westchester

CMO/Marketing Director Year appointed

Tracy Wanamaker Conte Vice president, marketing and development NA Ilene Jablonski Vice president, marketing NA Lauren Proud Marketing director NA Lauren Fryefiel Senior vice president of marketing 2000 David A. Feinberg CMO 1997 Mark Vincent Vice president, marketing and service line development 2009 A. Salman Amin Senior vice president and global marketing officer 2012

Matt Aeppli Spirits marketing, senior vice president 2009 Sally Susman Executive vice president of policy, external affairs and communications 2007 Misty Moore Director of sales and marketing 2011

Masahide Tanigaki

Hitachi America Ltd. 50 Prospect Ave., Tarrytown 10591 631-0600 • hitachi.com

Representative executive officer, senior vice president and executive officer, in charge of Hitachi Group Global Business, general manager of corporate marketing group, international marketing division and corporate export regulation division

Somnia Anesthesia 10 Commerce Drive New Rochelle 10801 (877) 795-5788 • somniaanesthesiaservices.com

Melissa Weisstuch Associate director, marketing communications 2011

2012 (current position)

Houlihan Lawrence 16 Elm Place, Rye 10580 967-7680 • houlihanlawrence.com

Hudson Valley Hospital Center 1980 Crompond Road, Cortlandt Manor 10567 737-9000 • hvhc.org

IntegraMed 2 Manhattanville Road, Purchase 10577 253-8000 • integramed.com

International Business Machines Corp.

1 New Orchard Road, Armonk 10504 499-1900 • ibm.com Questions or comments, call 694-3600, ext. 3005.

Source: Information obtained from company websites. * Company has locations in Westchester County.

NA Not available.

18 November 26, 2012 • WCBJ • HV Biz

Kathleen S. Murray Vice president, project marketing

Victoria Hochman Marketing director 2010 Doug Weiss Senior vice president, sales and marketing 2009 Jon C. Iwata Senior vice president, marketing and communications 2008 (current position)

Sotheby's International Realty* Affiliates LL.C. 1 Campus Drive, Parsippany, N.J. 07054 sothebysrealty.com

Starwood Hotel & Resorts Worldwide Inc. 1111 Westchester Ave., White Plains 10604 640-8100 • starwood.com

United Way of Westchseter and Putnam 336 Central Park Ave., White Plains 10606 997-6700 • uwwp.org

Verizon Communications (Headquartered in New York City) 500 Summit Lake Drive, Valhalla 10595 741-8700 • (800) VERIZON (837-4966) • verizon.com

Wendy S. Purvey CMO 2010 Mark P. Vondrasek Senior vice president, distribution, loyalty and partnership marketing 2006 Shannon Cobb Senior vice president, marketing and communications NA John Harrobin CMO, Verizon Enterprise Solutions 2012

FACTS& FIGURES on the record WESTCHESTER Bankruptcies The following petitions were filed in the U.S. Bankruptcy Court for the Southern District of New York in White Plains. Chapter 11 indicates the filer intends to submit a plan of reorganization to the court. Chapter 7 indicates a liquidation of assets.

White Plains Hardwood Flooring Inc., P.O. Box 100, Elmsford 10523. Chapter 7, voluntary. Attorney: Rosemarie E. Matera, Spring Valley.

Filed Nov. 16. Case no. 12-23990.

GSPD Holdings L.L.C., Yonkers. Seller: Michael Campbell, Court Cases et al, Briarcliff Manor. Property: 9 Stone Creek Lane, New Castle.

The following cases appear on the Amount: $250,000. Filed Nov. 14. docket of the U.S. District Court for the county of Westchester in i.Park Hudson Garage L.L.C., White Plains.

Greenwich, Conn. Seller: Yonkers Community Development AgenU.S. District Court cy, Yonkers. Property: 45 Warburton Ave., Yonkers. Amount: Lumbermens Mutual Casualty $20,000. Filed Nov. 15.

Co., et al. Filed Ames Department Stores Inc. Action: bank- Michaels at Maidstone Park ruptcy matter claim. Attorney for Ltd., Montauk. Seller: 12 North plaintiff: Avery Samet. Filed Nov. Inc., Peekskill. Property: 12 N. 15. Case no. 12-08365.

Division St., Peekskill. Amount: $420,000. Filed Nov. 16.

Deeds Above $1 million

Miramar 290 Properties L.L.C., Yonkers. Seller: Bonnie Young, et al, Hartsdale. Property: 50 Victor St., Yonkers. Amount: $140,000.

Filed Nov. 14.

844 Nepperhan Realty L.L.C., Yonkers. Seller: Joseph Urbinati, New Rochelle. Property: 844 Nepperhan Ave., Yonkers. Amount: $1.2 million. Filed Nov. 14.

Savyon Development Inc., Armonk. Seller: Emanuel Wurm, et al, Armonk. Property: 24 Windmill Place, North Castle. Amount: $768,000. Filed Nov. 15.

Zanick Four L.L.C., White Plains. Seller: Dominick LoPriore, Hastings-on-Hudson.

PropBayview Loan Servicing L.L.C., erty: 58 Main St., Greenburgh.

Coral Gables, Fla. Seller: Osceola Amount: $765,000. Filed Nov. 15.

Entertainment L.L.C., Jefferson Valley. Property: 393 E. Main St., Yorktown. Amount: $449,822.

Foreclosure Filed Nov. 15.

Below $1 million Items appearing in the Westchester County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken.

Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Gannett Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3680

Auctions

BCJ Holding L.L.C., Dobbs Ferry. Seller: Anthony Ricci, St. Augustine, Fla. Property: 14 Main St., Greenburgh. Amount: $700,000. Filed Nov. 14.

Deutsche Bank National Trust Co. Seller: Partrick DeLorio, Rye Brook. Property: 40 N. Terrace, Mount Vernon. Amount: $393,379. Filed Nov. 14.

Diablo Realty L.L.C., White Plains. Seller: G. Dean Loucks, White Plains. Property: 40 Chatterton Parkway, White Plains.

Amount: $320,000. Filed Nov. 15.

MOUNT VERNON, 22 Mount Vernon Ave. Converted residence; .06 acre.

Plaintiff: 3MM Inc. Plaintiff ’s attorney: Kalter Kaplan Zeiger Forman 6166 State Route 42, P.O. Box 30, Woodbourne.

Defendant: Gloria Bell. Referee: Henry Neale. Sale: Nov. 28, 10 a.m. Approximate lien: $136,300.

MOUNT VERNON, 213 S. Third Ave. Two-family residence; .06 acre. Plaintiff: U.S. Bank N.A. Plaintiff ’s attorney: Rosicki & Rosicki & Associates, (845) 897-1600; 2 Summit Court, No. 301, Fishkill. Defendant: Samuel Garland. Referee: John Brophy.

Sale: Dec. 4, 9:30 a.m. Approximate lien: $483,005.99.

PLEASANTVILLE, 27 Washington Ave. Single-family residence; .2 acre. Plaintiff: Washington Funding Associates. Plaintiff ’s attorney: Novich, Edelstein, Lubell, Reisman, Wasserman & Lefenthal, (914) 375-0100; 733 Yonkers Ave., Yonkers. Defendant: Schloat Properties. Referee: Joann Cambareri. Sale: Nov. 28, 9:30 a.m. Approximate lien: $403,137.

SCARSDALE, 508 Central Park Ave., Apt 5103. Condominium. Plaintiff: U.S. Bank N.A. Plaintiff ’s attorney: Alan Weinreb and Associates, (516) 945-6055; 6800 Jericho Turnpike, Suite 207W, Syosset. Defendant: Naimesh Saraiya. Referee: Gary Rikoon.

Sale: Dec. 3, 10:30 a.m. Approximate lien: $268,346.69.

TARRYTOWN, 55 Leroy Ave. Single-family residence; .32 acre. Plaintiff: Financial Freedom Acquisitions L.L.C. Plaintiff ’s attorney: Stein, Wiener & Roth, (516) 7421212; 1 Old Country Road Suite 113, Carle Place. Defendant: Judith Cancro. Referee: William Francis Donohue.

Sale: Nov. 27, 11:30 a.m. Approximate lien: $391,245.10.

YONKERS, 12 Kathy Lane.

Single-family residence; .15 acre. Plaintiff: Avelo Mortgage L.L.C. Plaintiff ’s attorney: Druckman & Sinel, (516) 876-0800; 242 Drexel Ave., Westbury. Defendant: David Adu Darko. Referee: Andrew Romano. Sale: Dec. 3, 9:45 a.m. Approximate lien: $504,042.18.

YONKERS, 123 Halsey Road, Yonkers. Single-family residence; .18 acre. Plaintiff: 341 East L.L.C. Plaintiff ’s attorney: Sanders, Gutman & Brodie, (718) 522-0666; 26 Court St., Suite 1005, Brooklyn. Defendant: Shirley Thompson.

Referee: Daniel Romano. Sale: Nov. 28, 10 a.m. Approximate lien: $12,236.74.

Judgments 105 Harbor Restaurant Corp., Cold Spring. $90,162 in favor of JPMorgan Chase Bank N.A. Filed Feb. 21.

45 East Mosholu Parkway, Yonkers. $56,000 in favor of the Workers’ Compensation Board YONKERS, 150 School St., of the State of New York, Albany.

Yonkers. Industrial building; Filed Feb. 21. .08 acre. Plaintiff: City of Yonkers. Plaintiff ’s attorney: Stu- Amalfi Pizzeria Restaurant art Kahan, (914) 422-3900; L.L.C., Briarcliff. $254 in favor 120 Bloomingdale Road, of the New York State DepartWhite Plains. Defendant: ment of Labor Unemployment Peacock Realty Corp. Referee: Insurance Division, Albany.

Mary Smith. Sale: Nov. 26, Filed Feb. 22.

11:30 a.m. Approximate lien: $105,633.97.

Amanda Floor Coverings Ltd., YONKERS, 207 S. Waverly St. Mount Vernon. $31,930 in favor Vacant land; .11acre. Plaintiff: of the New York State DepartCity of Yonkers. Plaintiff ’s at- ment of Labor Unemployment torney: Stuart Kahan, (914) Insurance Division, Albany. Filed 422-3900; 120 Bloomingdale Feb. 22.

Road, White Plains. Defendant: Seven Odell Inc. Refer- Amore Mio Corp., Scarsdale. ee: Mary H. Smith. Sale: Nov. $46,000 in favor of the Work26, noon. Approximate lien: ers’ Compensation Board of the $254,637.36.

State of New York, Albany. Filed Feb. 21.

YONKERS, 298 Kneeland Ave. Single-family residence; .35 acre. Plaintiff: Hudson Barchella Landscape and MaCity Savings Bank. Plain- sonry Corp., Port Chester. $8,370 tiff ’s attorney: Cohn & Roth, in favor of the New York State De(516) 747-3030; 100 East Old partment of Labor UnemployCountry Road, Mineola. De- ment Insurance Division, Albany. fendant: Thomas Gormally. Filed Feb. 22.

Referee: Edmund Fitzgerald.

Sale: Dec. 3, 10:15 a.m. Ap- Bennies Towing Inc., Bedford Hills. $4,197 in favor of the New proximate lien: $471,974.90.

York State Department of Labor YORKTOWN HEIGHTS, Unemployment Insurance Divi2994 Navajo St. Plaintiff: sion, Albany. Filed Feb. 22.

Westchester Tractor Inc. Plaintiff ’s attorney: Craig BNG Hospitalities Inc., d.b.a.

Bumgarner P.C.; 118 Route Holiday Inn Fishkill, Fishkill.

52, Carmel. Defendant: Cre- $86,531 in favor of White Plains ative Living Development. Coat and Apron Company Inc., Referee: Joan Salwen. Sale: Peekskill. Filed Feb. 24.

Nov. 27, 11 a.m. Approximate lien: $33,204.19.

Briga Landscaping Inc., Rye. $55,864 in favor of Thalle Industries Inc., Briarcliff. Filed Feb. 24.

Commercial Property Tax Attorneys

(914) 631-1500 | dwilkes@huffwilkes.com | www.huffwilkes.com Contact David Wilkes ATTORNEY ADVERTISING HV Biz • WCBJ • November 26, 2012

19

FACTS&FIGURES Bronx Excavation Company Inc., Yonkers. $6,234 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany.

Filed Feb. 22.

Centurion Environmental Management Corp., Larchmont. $959 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Feb. 22.

Century-Maxim Construction Corp., Port Chester. $59,617 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany.

Filed Feb. 22.

Chiropractic Care of Westchester P.C., Scarsdale. $907 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Feb. 22.

Elite Hotels L.L.C., d.b.a. Castle on the Hudson, Tarrytown. $5,939 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Feb. 22.

LBA Maintenance Inc., Yonkers. $3,538 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Feb. 22.

Lenox Builders Inc., PleasantEurophone USA L.L.C., Port ville. $5,001 in favor of ArmChester. $85,098 in favor of strong Plumbing and Heating Strobe Development Corp., Pur- Inc., Millwood. Filed Feb. 28. chase. Filed Feb. 23.

Longfellow Ave HDFC, White Evenflow Transportation Inc., Plains. $66,000 in favor of the Mount Vernon. $19,426 in favor Workers’ Compensation Board of the New York State Depart- of the State of New York, Albany. ment of Labor Unemployment Filed Feb. 21.

Insurance Division, Albany. Filed Feb. 22.

Master Works Development Corp., New Rochelle. $4,294 in Farah Shanal Jeweler Inc., favor of the New York State DeWhite Plains. $734 in favor of the partment of Labor UnemployNew York State Department of ment Insurance Division, Albany.

Labor Unemployment Insurance Filed Feb. 22.

Division, Albany. Filed Feb. 22.

Mohegan Glass and Window Gold Star Contracting Inc., Company Inc., Mohegan Lake.

White Plains. $631 in favor of the $1,839 in favor of the New York New York State Department of State Department of Labor UnLabor Unemployment Insurance employment Insurance Division, Division, Albany. Filed Feb. 22.

Albany. Filed Feb. 22.

Coastal Recovery Corp., White Plains. $267,344 in favor of Ingersoll Rand PLC, Piscataway, N.J. Filed Feb. 27.

Hasp Inc., Mount Vernon. $773 in favor of the New York State DeCortlandt Transportation partment of Labor UnemployInc., Mahopac. $75,608 in favor ment Insurance Division, Albany. of Teamsters Local 456 Annu- Filed Feb. 22. ity Fund Education and Training Fund Board of Trustees, Elms- Ios Construction Corp., Ossinford. Filed Feb. 24. ing. $993 in favor of the New York State Department of Labor UnDilpac Construction Inc., She- employment Insurance Division, norock. $1,485 in favor of the Albany. Filed Feb. 22.

New York State Department of Labor Unemployment Insurance JBH Architectural Design Division, Albany. Filed Feb. 22.

PLLC, Ossining. $4,508 in favor of the New York State DepartDMS Woodworking Corp., ment of Labor Unemployment Buchanan. $8,776 in favor of the Insurance Division, Albany. Filed New York State Department of Feb. 22.

Labor Unemployment Insurance Division, Albany. Filed Feb. 22.

JCB Inc., d.b.a. Superior Maintenance Co., West Harrison.

Dorino Inc., Cold Spring. $7,430 in favor of the New York $59,562 in favor of JPMorgan State Department of Labor UnChase Bank N.A. Filed Feb. 17. employment Insurance Division, Albany. Filed Feb. 22.

Down To Earth Golf Course Construction, Harrison. $7,149 JNJ Plumbing and Heating in favor of Sammarco Stone and Corp., Elmsford. $1,403 in favor Supply Inc., New Rochelle. Filed of the New York State DepartFeb. 29. ment of Labor Unemployment Insurance Division, Albany. Filed Draxxhall Management Corp., Feb. 22.

New Rochelle. $14,007 in favor of the New York State Depart- Joseph Delvecchio Inc., Harriment of Labor Unemployment son. $49,794 in favor of Benfield Insurance Division, Albany. Electric Supply Company Inc., Filed Feb. 22.

White Plains. Filed Feb. 24.

20 November 26, 2012 • WCBJ • HV Biz

Nina Marias Italian Restaurant and Bar Inc., Valhalla. $459 in favor of All Safe Fire Exhaust Services Inc., Thornwood.

Filed Feb. 27.

Panorama Builders L.L.C., Bronxville. $1,261 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Feb. 22.

Perfecto Distributors L.L.C., d.b.a. Selecto Products, Blauvelt. $52,130 in favor of Quickie Manufacturing Corp., Cinnaminso, N.J. Filed Feb. 17.

Pete-Gus Town Tavern Inc., Sleepy Hollow. $5,551 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany.

Filed Feb. 22.

Punta Cana Restaurant Inc., Hawthorne. $723 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Feb. 22.

Ren Dao L.L.C., Yonkers. $6,522 in favor of Greyston Foundation Inc., Yonkers. Filed Feb. 29.

RFP Plumbing Inc., Jefferson. $310 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Feb. 22.

Shippy Realty, Sleepy Hollow. $94,500 in favor of Sleepy Hollow Village, Sleepy Hollow. Filed Feb. 29.

Brown, Cecil, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $688,000 affecting property located at 120 Bon Aire Westchester Scarsdale Flowers Ave., New Rochelle 10804. Filed Ltd., Scarsdale. $3,728 in favor of Oct. 12.

Hillcrest Garden Inc., Paramus, N.J. Filed Feb. 24.

Bryant, Evelyn, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property Lis Pendens located at 555 S. 5th Ave., Mount The following filings indicated a Vernon 10550. Filed Oct. 12. legal action has been initiated, the outcome of which may affect the Chin, Alphanso, et al. Filed by title to the property listed.

U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure Adams, Valyre V., et al. Filed by $449,480 affecting property loWells Fargo Bank N.A. Action: cated at 139 Glover Ave., Yonkers seeks to foreclose on a mort- 10704. Filed Oct. 12. gage to secure $386,000 affecting property located at 303 N. Fulton Cutrone, Anthony, et al. Filed by Ave., Mount Vernon 10552. Filed U.S. Bank N.A. Action: seeks to Oct. 15. foreclose on a mortgage to secure an unspecified amount affectAlexander, James M., et al. Filed ing property located at 335 Lewis

by U.S. Bank N.A. Action: seeks Ave., Yorktown Heights 10598. to foreclose on a mortgage to Filed Oct. 17. secure $958,860 affecting property located at 15 Fox Den Road, D’Ippolito, David A., et al. Filed Mount Kisco 10549. Filed Oct. 17. by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a Andolina, Ray, et al. Filed by mortgage to secure $160,000 afU.S. Bank N.A. Action: seeks to fecting property located at 665 foreclose on a mortgage to se- Erin Court, Ossining 10562. Filed cure $720,000 affecting property Oct. 15. located at 1074 North Ave., New Rochelle 10804. Filed Oct. 17.

Fernandez, Rufina, et al. Filed

by The Bank of New York MelAntunes, Porfirio, et al. Filed by lon. Action: seeks to foreclose on Wells Fargo Bank N.A. Action: a mortgage to secure $708,901 seeks to foreclose on a mortgage affecting property located at 41 to secure $407,400 affecting prop- Mount Morris Ave., White Plains erty located at 24 Locust Hill Ave., 10604. Filed Oct. 15.

Yonkers 10701. Filed Oct. 15.

Fernandez, Venancio, et al. Filed Arevalo, Angel, et al. Filed by by Bank of America N.A. Action: PNC Bank N.A. Action: seeks to seeks to foreclose on a mortgage foreclose on a mortgage to secure to secure $396,000 affecting prop$417,000 affecting property locat- erty located at 20 Vernon Ave., ed at 524 Dyckman St., Peekskill Yonkers 10704. Filed Oct. 17.

10566. Filed Oct. 16.

Fleitas, Ever R., et al. Filed by Arroyo, Hector, et al. Filed by Bank of America N.A. Action: PNC Bank N.A. Action: seeks to seeks to foreclose on a mortgage foreclose on a mortgage to secure to secure $389,500 affecting prop$262,000 affecting property locat- erty located at 9 Randolph Road, ed at 16 Parkway Drive, Cortlandt White Plains 10607. Filed Oct. 16.

Manor 10567. Filed Oct. 16.

Garvin, Ernest C., et al. Filed Arscott, Craig, et al. Filed by by PHH Mortgage Corp. AcBank of America N.A. Action: tion: seeks to foreclose on a seeks to foreclose on a mortgage mortgage to secure $372,000 afto secure an unspecified amount fecting property located at 35-2 affecting property located at 17 Franklin Ave., New Rochelle Ridgeview Ave., White Plains. 10805. Filed Oct. 17.

Filed Oct. 12.

Gauthier, Edward, et al. Filed

by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 136 Tate Ave., Buchanan 10511. Filed Oct. 15.

Giordano, Karen, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 10 Bayberry Road, Greenburgh 10523. Filed Oct. 17.

Grimes, Roy T., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $175,500 affecting property located at 1 Watch Hill Road, Croton-on-Hudson 10520.

Filed Oct. 12.

Hane, Rafael E., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 1 Consulate Drive, Tuckahoe 10707. Filed Oct. 17.

Justino, Karen, et al. Filed by OneWest Bank F.S.B. Action: seeks to foreclose on a mortgage to secure $430,400 affecting property located at 18 Everett St., Tuckahoe 10707. Filed Oct. 15.

Klipstein, Jonathan, et al. Filed

by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 148 Longview Ave., White Plains 10605. Filed Oct. 16.

Leggio, Charles, et al. Filed by GMAC Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $250,000 affecting property located at 12 Collyer Drive, Ossining 10562. Filed Oct. 17.

Marston, Elizabeth, et al. Filed

by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $532,500 affecting property located at 35 Chatsworth Place, New Rochelle 10801. Filed Oct. 12.

Meyer, Steven, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $309,118 affecting property located at 37 Harbor Lane, Apt. 2C, New Rochelle 10805.

Filed Oct. 15.

Credits, Clients and Awards TEATOWN LAKE RESERVATION, a nonprofit, environmental organization with an 875-acre nature preserve and education center located in Westchester, recently honored Geoffrey Thompson of Croton-on-Hudson for preservation of The Croft, a 58-acre wilderness property. Thompson is a founding partner of public relations and marketing agency Thompson & Bender in Briarcliff.

MARY K. SPENGLER of White Plains, the executive director of Hospice and Palliative Care of Westchester, was recently honored as Salve Regina University’s 2012 Distinguished Alumna. Spengler worked for 30 years in a variety of administrative positions at White Plains Hospital, including as director of nursing. She graduated from Salve Regina with a degree in biology and has a master’s degree in nursing from New York Medical College in Valhalla.

CHRISTOPHER MCKNIFF was recently appointed by Hudson Gateway Association of REALTORS (HGAR) as its government affairs director. McKniff will help to develop HGAR’s policies and objectives involving local, state and federal government affairs, as well as analyze proposed legislative actions and their potential impact on the association. McKniff holds a Juris Doctorate degree from New York Law School and a Bachelor of Arts degree in psychology from the University of Southern California.

SCHENLEY D. VITAL recently joined Dorf & Nelson L.L.P. as an associate in the litigation department working closely with Denise Singh-Skeete, head of the creditors’ rights and financial services litigation group. Vital holds a Juris Doctorate degree from Albany Law School and a Bachelor of Arts degree in economics from Fordham University.

On the Go: Business, Etc. WEDNESDAY NOV. 28 Become Certified to Build Your Business workshop for minority and women-owned businesses, 8 a.m. to noon, 333 Westchester Ave., South Building, White Plains. $15. For information, visit westchesterny.org.

THURSDAY DEC. 6 The Business Council of Westchester’s 2012 Holiday Blast!

Networking event for business professionals, 5 to 7 p.m., Westchester Marriott, 670 White Plains Road, Tarrytown. $50 future members, $40 members. For information, visit westchesterny. org.

Snapshot MARIAN WHITE was recently featured in Westchester magazine as a 2012 Five Star Wealth Manager. The 2012 Five Star Wealth Managers are a select group, representing less than 2 percent of the POLITICIANS TOURED UNITED WAY OF WESTCHESER AND PUTNAM’S 2-1-1 HELPLINE, which has received more than wealth managers in the Westchester area. White is senior vice presi- 15,000 calls since Hurricane Sandy hit the region. The helpline has been open 24/7 and manned by volunteers and United Way workers. dent at LEXCO Wealth Management Inc. in Tarrytown.

Newsmakers DAVID LEE was recently appointed by HSBC to senior vice president and area manager for Westchester County, a position in which he will be responsible for 18 branches. Lee has a bachelor’s degree in economics from Queens College in New York.

MICHAEL MAHONEY of Brewster was recently named president and CEO of UHY Advisors NY, a tax and business-consulting firm with offices in Rye Brook, Manhattan, Albany and New Haven, Conn. Mahoney began his career with UHY Advisors NY in Albany in 1985 before moving to the firm’s New York City office in 1990. He is a graduate of Bentley College in Waltham, Mass.

From left, U.S. Rep. Nita Lowey and U.S. Sen. Kirsten Gillibrand with United Way President and CEO Naomi Adler.

Information for these features has been submitted by the subjects or their delegates.

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION .

Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

HV Biz • WCBJ • November 26, 2012

21

FACTS&FIGURES Michael, Vince, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $335,900 affecting property located at 346 Van Cortlandt Park Ave., Yonkers 10705. Filed Oct. 15.

Racanelli, Michael, et al. Filed

by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $533,850 affecting property located at 16 Riverside Place, Dobbs Ferry 10522. Filed Oct. 16.

Wirchansky, Robert G., et al. Sole Proprietorships Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $412,595 affecting prop- Arne Sand, P.O. Box 34, Purdy erty located at 77 Curtis Lane, 10578, c/o Arne Sand. Filed March 13.

Yonkers 10710. Filed Oct. 17.

Molina, Maritza, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 326 William St., Port Chester 10573.

Filed Oct. 17.

Rancic, Sylvia, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $480,000 affecting property located at 118 Sheldon Ave., Tarrytown 10591. Filed Oct. 12.

Ars Contracting, P.O. Box 34, Purdy 10578, c/o Arne Sand. Filed March 13.

Nessworthy, John, et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $500,000 affecting property located at 805 Hanover St., Yorktown Heights 10598. Filed Oct. 16.

Neville, Deborah Y., et al.

Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $211,250 affecting property located at 320 S. Sixth Ave., Mount Vernon 10550.

Filed Oct. 12.

Nikic, Peter, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $600,000 affecting property located at 74 Eastview Ave., Pleasantville 10570. Filed Oct. 12.

Ortiz, Arileyda, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $546,250 affecting property located at 9 Durham Road, White Plains 10607.

Filed Oct. 17.

Palermo-Ortega, Yvette, et al.

Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 4 The Circle, New Rochelle 10801. Filed Oct. 15.

Pennicott, Gaylord I., et al. Filed

by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $421,701 affecting property located at 1000 Wilmot Road, Scarsdale 10583. Filed Oct. 17.

Plaut, Renata, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $437,500 affecting property located at 22 Morsemere Place, Yonkers 10701. Filed Oct. 15.

Zakowski, Ann Mary, as executrix of the estate of Ann M. Zakowski, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $50,400 affecting property located at 3295 Amelia Drive, Mohegan Lake Redondo, Luis F., et al. Filed by 10547. Filed Oct. 17.

The Bank of New York Mellon.

Action: seeks to foreclose on a Zumaran, Carlos Y., et al. Filed mortgage to secure $446,250 af- by JPMorgan Chase Bank N.A. fecting property located at 260- Action: seeks to foreclose on a 262 Spring St., Ossining 10562. mortgage to secure $236,100 afFiled Oct. 15. fecting property located at 14 Miller Terrace, White Plains Rosenthal, Mark, et al. Filed 10607. Filed Oct. 12.

by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount Mechanic’s Liens affecting property located at 18 Foley Road, Katonah 10536.

19-17 Cliff St. Properties L.L.C., Filed Oct. 12. as owner. $7,591 as claimed by WSP USA Corp., Briarcliff ManSari, Manuel R., et al. Filed by or. Property: in New Rochelle.

Bank of America N.A. Action: Filed Nov. 9. seeks to foreclose on a mortgage to secure $395,250 affecting property located at 9 Edward St., Os- Cstar Realty Inc., as owner. $1,429 as claimed by Samuel sining 10562. Filed Oct. 16.

Feldman Lumber Company Inc., Brooklyn. Property: in White Sims, Cornelia, et al. Filed by Plains. Filed Nov. 14.

Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount Grace Dwellings Inc., as owner. affecting property located at 246 $6,855 as claimed by Integrated S. Second Ave., Mount Vernon Waste Solutions Inc. Property: in Yonkers. Filed Nov. 9.

10550. Filed Oct. 17.

Spindler, Risa, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $217,500 affecting property located at 777 N. MacQuesten Parkway, No. 404, Mount Vernon 10552. Filed Oct. 12.

Riverview II Preservation L.P. Vark, as owner. $15,224 as claimed by Tradeline Plumbing Inc., Lindenhurst. Property: in Yonkers. Filed Nov. 13.

Roman Catholic Church of Saint Jose, as owner. $2.3 million as claimed by Aark ContracUribe, Ricardo, et al. Filed by tors Inc., Somers. Property: in The Bank of New York Mellon. Somers. Filed Nov. 9.

Action: seeks to foreclose on a mortgage to secure $228,000 afNew Businesses fecting property located at 1355 Howard St., Peekskill 10566. Filed Oct. 17.

This paper is not responsible for typographical errors contained in Velasco, Robert Sr., et al. Filed the original filings.

by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $600,000 Partnerships affecting property located at 36 Albermarle Ave., New Rochelle Iconorgasm, P.O. Box 333, 10801. Filed Oct. 17.

Peekskill 10566, c/o Toni L. Quest and Marc David Yarnes.

Filed March 13.

22 November 26, 2012 • WCBJ • HV Biz

White Plains Chiropractic and Sports Care Clinic, 12 Old Mamaroneck Road, Suite 1A, White Plains 10605, c/o Gilberto Antonio Rodriguez. Filed March 13.

Patents

Discovering network topology from routing information.

Patent no. 8,310,931issued to Dakshi Agrawal, Monsey; Bong Jun Ko, Harrington, N.J.; and Mudhakar Srivatsa, White Plains.

Assigned to International Business Machines Corp., Armonk.

The following patents were issued Dynamic control of partitionby the U.S. Patent and Trademark memory affinity in a sharedmemory partition data proB and B Landscaping, 2062 Office in Washington, D.C. cessing system. Patent no.

Midland Drive, Yorktown 8,312,230 issued Stuart Z. Jacobs, Heights 10598, c/o Chris Boccia.

Analyte-testing device. Patent Lakeville, Minn.; David A. LarFiled March 13. no. 8,309,357 issued to Kevin son, Rochester, Minn.; Wade B. Chang, Granger, Ind. Assigned to Barca Co., 201 Madison St., Ma- Bayer HealthCare L.L.C., Tar- Ouren, Rochester, Minn; Edward C. Prosser, Rochester, Minn.; and maroneck 10543, c/o Diego Cen- rytown.

Kenneth C. Vossen, Rochester, turion. Filed March 13.

Minn. Assigned to International Apparatus and program-stor- Business Machines Corp., ArDeRosaTech.net, 152 Catskill age device for providing triad monk.

Ave., Yonkers 10704, c/o Ernest copy of storage data. Patent DeRosa Jr. Filed March 13. no. 8,312,236 issued to Michael Eager protocol on a cache Thomas Benhase, Tucson, Ariz.; pipeline dataflow. Patent no.

Future Hype Media, 235 Garth Michael H. Hartung, Tucson, 8,312,193 issued to Martin OhmRoad, E2B, Scarsdale 10583, c/o Ariz.; Yu-Cheng Hsu, Tucson, acht, Yorktown Heights;and Ariz; Carl E. Jones, Tucson, Ariz.; Krishnan Sugavanam, Yorktown Alan Kirschen. Filed March 13.

William G. Verdoom Jr., Roches- Heights. Assigned to Internater, Minn.; and Andrew D. Walls, Honey Bunz, 348 Garden Ave., San Jose, Calif. Assigned to In- tional Business Machines Corp., Mount Vernon 10553, c/o Jocel ternational Business Machines Armonk.

Bannister. Filed March 13.

Corp., Armonk.

Facilitating transport mode Kros-Fyan Delivery Services, Area efficient neuromor- input/output operations be116 W. Second St., Mount Vernon phic circuits using field effect tween a channel subsystem 10550, c/o Paul DaCosta. Filed transistors (FET) and vari- and input/output devices. Patent no. 8,312,176 issued to Scott March 13. able resistance material.Patent M. Carlson, Tucson, Ariz.; Daniel no. 8,311,965 issued to Matthew F. Casper, Poughkeepsie; John R. Meadowlark Window Wash- J. Breitwisch, Yorktown Heights; Flanagan, Poughkeepsie; Roger ing, 60 Baron de Hirsch Road, Chung Hon Lam, Yorktown G. Hathorn, Tucson, Ariz.; MatBox 436, Crompond 10517, c/o Heights; Dharmendra S. Modha, thew J. Kalos, Tucson, Ariz.; Ricci; Brian J. Landsman. Filed March San Jose, Calif.; and Bipin Ra- Louis W. Louis, Hyde Park; Dale 13. jendran, Yorktown Heights. As- F. Riedy, Poughkeepsie; and Harsigned to International Business ry M. Yudenfriend, Poughkeepsie.

Michael Piccirillo Architec- Machines Corp., Armonk.

Assigned to International Busiture, 962 E. Main St., Shrub Oak ness Machines Corp., Armonk.

10588, c/o Michael A. Piccirillo. Controlling and recovering Filed March 13. long-lived transactions. Patent Generating database query no. 8,311,993 issued to Manoj plans. Patent no. 8,312,007 isN. Kumar, Austin, Texas; Gunisha sued to Robert J Bestgen, RochMonee Clothing, 348 Garden Ave., Mount Vernon 10553, c/o Madan, Austin, Texas; and Grover ester, Minn.; Wei Hu, MiddleH. Neuman, Austin, Texas. As- ton, Wiss.; Shantan Kethireddy, Jocel Bannister. Filed March 13. signed to International Business Chicago, Ill.; Andrew P. Passe, Machines Corp., Armonk.

Rochester, Minn.; and Ulrich My Perfect Finds, P.O. Box 318, Thiemann, Rochester, Minn. AsHawthorne 10532, c/o Terria signed to International Business Creation of highly available Samuels. Filed March 13. pseudo-clone standby servers Machines Corp., Armonk. for rapid failover provisionNevaeh and Cielo, 146 Bedford ing. Patent no. 8,311,991 issued Road, Pleasantville 10570, c/o to Vijay Kumar Aggarwal, Austin, Global profile management Hugo Marcelo Cheque Choco. Texas; Craig Lawton, Raleigh, method and system. Patent no. 8,312,285 issued to Mehmet Filed March 13.

N.C.; Christopher Andrew Peters, Yildiz Victoria, Australia. AsRound Rock, Texas; Puthukode signed to International Business Pillon Associates Architects, G. Ramachandran, Austin, Texas; Machines Corp., Armonk.

25 Reynolds Lane, Katonah Lorin Evan Ullmann, Austin, Tex10536, c/o Craig W. Pillon. Filed as; and John Patrick Whitfield, Cary, N.C. Assigned to Interna- Hybrid caching techniques March 13. tional Business Machines Corp., and garbage collection using hybrid-caching techniques.

Tutsy Vaughan Creation, 30 N. Armonk.

Patent no. 8,312,219 issued to Broadway, Apt. 2B, White Plains Chen-Yong Cher, Port Chester; 10601, c/o Pamela Vaughan. Filed and Michael K. Gschwind, ChapMarch 13. paqua. Assigned to International Business Machines Corp., Armonk.

Market segmentation analyses in virtual universes 8,311,877 issued to Michele P. Brignull, Essex Junction, Vt.; Rick A. Hamilton II, Charlottesville, Va.; Jenny S. Li, Danbury, Conn.; Anne R. Sand, Peyton, Colo.; James W. Seaman, Falls Church, Va.; and Johnnye R. L. Tamaru, Reston, Va. Assigned to International Business Machines Corp., Armonk.

Method and structure for provably fair random number generator. Patent no. 8,312,071 issued to Krishnan Kunjunny Kailas, Tarrytown; Brian Chan Monwai, Austin, Texas; and Viresh Paruthi, Austin, Texas. Assigned to International Business Machines Corp., Armonk.

Method and system for simplified service composition in web environment. Patent no.

8,312,426 issued to Eric Bouillet, Englewood, N.J.; Zhen Liu, Tarrytown; and Anton V. Riabov, Ossining. Assigned to International Business Machines Corp., Armonk.

Providing CPU smoothing of cryptographic function timings. Patent no. 8,311,211 issued to Michael Abernethy Jr., Pflugerville, Texas; Kulvir Singh Bhogal, Fort Worth, Texas; Travis M. Grigsby, Austin, Texas; Robert Norris-Lance Krentler, Austin, Texas; and Alexandre Polozoff, Bloomington, Ill. Assigned to International Business Machines Corp., Armonk.

Privacy-protecting, integrityattestation of a computing platform. Patent no. 8,312,271 issued to Endre Bangerter, Nidau, China; Matthias Schunter, Zurich, China; Michael Waidner; Au, China; and Jan Camenisch, Rueschlikon, China. Assigned to International Business Machines Corp., Armonk.

Processing data stored in external storage device. Patent no.

8,312,293 issued to Sanehiro Furuichi, Yamato, Japan; Yasuhide Niimura, Yamato, Japan; and Masami Tada, Yamato, Japan. Assigned to International Business Machines Corp., Armonk.

Processing of data to monitor input/output operations. Patent no. 8,312,189 issued to Daniel F. Casper, Poughkeepsie; John R. Flanagan, Poughkeepsie; Catherine C. Huang, Poughkeepsie; Matthew J. Kalos, Tucson, Ariz; and Louis W. Ricci, Hyde Park.

Assigned to International Business Machines Corp., Armonk.

Recovery in shared-memory environment. Patent no.

8,312,224 issued to Elmootazbellah Nabil Elnozahy, Austin, Texas.

Assigned to International Business Machines Corp., Armonk.

Tandem-magnetic writer with independently addressable coils. Patent no. 8,310,784 issued to Robert G. Biskeborn, Hollister, Calif.; and Philipp Herget, San Jose, Calif. Assigned to International Business Machines Corp., Pre-fetching virtual environ- Armonk. ment in a virtual universe based on previous traversals. Use of hardware to manage Patent no. 8,312,223 issued to dependencies between groups Rosa M. Bolger, Austin, Texas; of network data packets. Patent Ann Corrao, Raleigh, N.C.; Rick no. 8,311,051 issued to Douglas A. Hamilton II, Charlottesville, G. Balazich, Poughkeepsie; Carl Va.; Brian M. O’Connell, Cary, A. Bender, Highland; Douglas N.C.; and Brian J. Snitzer, Lan- J. Joseph, Danbury, Conn.; and caster, Pa. Assigned to Interna- Peter K. Szwed, Ithaca. Assigned tional Business Machines Corp., to International Business MaArmonk. chines Corp., Armonk.

Pricing remote information technology infrastructure monitoring services. Patent no. 8,306,865 issued to Michael R. Head, Tarrytown; Anca Sailer, Scarsdale; and Hidayatullah Shaikh, Mohegan Lake. Assigned Mode-based cast out desti- to International Business Manation selection. Patent no. chines Corp., Armonk.

8,312,220 issued to Guy L. Guthrie, Austin, Texas; Harmony L. Helterhoff, Cedar Park, Texas; William J. Starke; Round Rock, Texas; Phillip G. Williams; Leander, Texas; and Jeffrey A. Stuecheli, Austin, Texas. Assigned to International Business Machines Corp., Armonk.

Virtual machine. Patent no.

8,312,268 issued to Takashi Miyamoto, Tokyo, Japan; and Kohsuke Okamoto, Kanagawa-ken, Japan.

Assigned to International Business Machines Corp., Armonk.

Martha Graham single-handedly brought dance into the 20th century. She did nothing less than create an entirely new genre, while shattering the expectations of audiences and critics alike with her percussive, angular movement style. So why do most kids think that she’s a tasty snack food? Each day, more and more of the arts are being drained from our children’s schools. Speak up and demand your child’s fair share of arts education. Otherwise, even a legacy as rich as Martha Graham’s can crumble to nothing.

A R T.

ASK

FOR

M O R E.

For more information about the importance of arts education, contact

www.AmericansForTheArts.org. ©Barbara Morgan, from “Martha Graham: Sixteen Dances in Photographs” by Barbara Morgan.

This space provided by Westfair Business Publications as a public service.

Method of treating osteoarthritis with an antibody to NGF. Patent no. 8,309,088 issued to Lynn MacDonald, White Plains; Richard Torres, New York City; Marc R. Morra, Beacon Falls, Conn.; Joel H.Martin, Putnam Valley; Joel C. Reinhardt, Mount Kisco; and Paul Tiseo, Greenwich, Conn. Assigned to Regeneron Pharmaceuticals Lancet-eject mechanism. Pat- Inc., Tarrytown. ent no. 8,303,615 issued to D. Glenn Purcell; Edwardsburg, Natural ordering in a graphMich. Assigned to HealthCare ical-user interface. Patent no.

8,312,105 issued to Michael L.L.C., Tarrytown.

N. Abernethy Jr., Pflugerville, Link services in a commu- Texas; Travis M. Grigsby, Austin, nication network. Patent no. Texas; Jacob L. Moilanen, Austin, 8,310,936 issued to Jian Li, Aus- Texas; and Nazgol Sedghi, Austin, tin, Texas; and Lixin Zhang, Aus- Texas. Assigned to International tin, Texas. Assigned to Interna- Business Machines Corp., Artional Business Machines Corp., monk.

Armonk.

Piezo dispensing of a diagnosManaging memory allocations tic liquid onto a reagent surloans. Patent no. 8,312,201 is- face. Patent no. 8,304,254 issued sued to Matthew D. Fleming, to Michael J. Pugia, Granger, Ind.; Austin, Texas. Assigned to In- and James A. Profitt, Goshen, Ind. ternational Business Machines Assigned to Siemens Healthcare Diagnostics Inc., Tarrytown.

Corp., Armonk.

Integrated circuit die stacks having initially identical dies personalized with switches and methods of making the same. Patent no. 8,310,841 issued to Jimmy G. Foster Sr., Raleigh, N.C.; and Kyu-Hyoun Kim, Yorktown Heights. Assigned to International Business Machines Corp., Armonk.

NOTE TO PUB: DO NOT PRINT INFO BELOW, HV FORBiz I.D.• ONLY. ALTERING OF COUNCIL PSAS. 23 WCBJ NO • November 26,AD 2012 Americans for the Arts - Magazine (4 5/8 x 10) 4/C AFAWV1-M-11106-I “Martha Graham” 120 screen Film at Horan Imaging 212-689-8585 Reference #: 569599

Notice of substance of the Articles of Organization filed with New York Secretary of Stateís office (SSNY) on 9/26/2012 for BLOOM FAMILY, LLC. Principal office: Westchester County. To engage in any lawful act or activity. SSNY is designated as the agent of the company upon whom process against it may be served The address to which the SSNY shall mail a copy of any process is 11 Wrightsville Road, Armonk, NY 10504. #58247 Notice of formation of limited liability company (LLC). Name: WB LLOYD INVESTOR ASSOCIATES, LLC. Articles of Organization filed with the Secretary of State of the State of NY (SSNY) 9/04/12.

Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of any process to 570 Taxter Rd, Suite 673, Elmsford, NY 10523.

The latest date the LLC is to dissolve is 12/31/70. The LLC shall indemnify each member to the fullest extent permitted by law. #58248 Notice of Formation of I AM. creative LLC. Arts. of Org. was filed with SSNY on 7/30/12. Office location: Westchester County.

SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to: c/o The LLC, 949 Palmer Road: 5C, Bronxville NY 10708. Purpose: Any lawful activities. #58249 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: ANDEL BABY, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 09/20/2012. Office location: Westchester County.

SSNY has been designated as agent of the LLC upon whom process against it may be served.

SSNY shall mail a copy of process to: The LLC, 168 Stone Avenue, Yonkers, NY. Principal business address of the LLC: 168 Stone Avenue, Yonkers, NY 10701.

Purpose: any lawful act or activity. #58250 “Eaglestone Capital Management LLC. Art. of Org. filed with NY Secy. of State (SSNY) on 10/01/12.

Office location: Westchester Co. SSNY is designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 39 Garden Ave., Bronxville, NY 10708. Purpose: any lawful activity. “ #58251 LEGAL NOTICE The Articles of Organization of L&L KIOSK, LLC (the ìCompanyî) were filed with the Secretary of State of the State of New York on September 27, 2012. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the state to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: Louis R. Cappelli, c/o Cappelli Enterprises, Inc., 115 Stevens Avenue, Valhalla, New York 10595.

The Company was formed for any lawful business purpose or purposes permitted under the New York Limited Liability Company Act. #58252

LEGAL NOTICE The Articles of Organization of HC HOSPITALITY PARTNERS LLC (the ìCompanyî) were filed with the Secretary of State of the State of New York on October 10, 2012. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served.

The post office address within or without the state to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: c/o Alfred E. Donnellan, One North Lexington Avenue, White Plains New York 10601.

The Company was formed for any lawful business purpose or purposes permitted under the New York Limited Liability Company Act. #58253 LEGAL NOTICE The Articles of Organization of FULLER MARQUISE II LLC (the ìCompanyî) were filed with the Secretary of State of the State of New York on September 25, 2012. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served.

The post office address within or without the state to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: Louis R. Cappelli, 115 Stevens Avenue, Valhalla, New York 10595.

The Company was formed for any lawful business purpose or purposes permitted under the New York Limited Liability Company Act. #58254 LEGAL NOTICE

LEGAL NOTICES

MSA VITAMIN STORE SIX, LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 04/02/2012.

Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to: The LLC, 1955 Grand Ave, Baldwin, NY 11510. Purpose: Any Lawful Purpose. #58258

FMFS OF RIVERDALE, LLC, Arts. of Org. filed with the SSNY on 09/27/2012. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 115 Stevens Ave., Valhalla, NY 10595. Reg Agent: James Bitzonis, 115 Stevens Ave., Valhalla, NY 10595. Purpose: Any Lawful Purpose. #58259 Notice of Formation of BP Auto Broker LLC. Principal office Westchester County. Secretary of State of NY (SSNY) designated as agent for service of process.

SSNY shall mail a copy of any process served against the LLC to 51 Cricklewood North, Yonkers, NY 10704. Articles of Organization of the LLC filed with the SSNY on October 04, 2012. Purpose: Any lawful act(s). #58260 SOLOMON LEGACY LLC, Authority filed with the SSNY on 09/26/2012. Office loc: Westchester County. LLC formed in FL on 04/17/2012. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 1900 NW Corporate Blvd Ste 201 East Bldg , Boca Raton, FL 33431. Address required to be maintained in FL: 1900 NW Corporate Blvd Ste 201 East Bldg Boca Raton FL 33431. Cert of Formation filed with FL Dept. of State, Div. of Corps, P.O. Box 6327, Tallahassee, FL 32314.

Purpose: Any Lawful Purpose. #58261

The Articles of Organization of DUAL GROUPE HOSPITALITY LLC (the ìCompanyî) were filed with the Secretary of State of the State of New York on October 10, 2012. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served.

The post office address within or without the state to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: Louis R. Cappelli, c/o Cappelli Enterprises, Inc., 115 Stevens Avenue, Valhalla, New York 10595.

The Company was formed for any lawful business purpose or purposes permitted under the New York Limited Liability Company Act. #58255

Notice of Formation of Good Doggie Software, LLC. Arts. of Org. filed with SSNY on 5/8/12.

Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to 810 Hudson Ave, Peekskill, New York 10566.

Purpose: any lawful act or activity. #58262

Notice of Formation of CIS REALTY, LLC. Arts. of Org. was filed with SSNY on 10/11/12.

Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o The LLC, 78 Morningside Ave., Yonkers, NY 10703. Purpose: all lawful activities. #58256

Notice of Formation of JSR MANAGEMENT LLC. Arts. of Org. was filed with SSNY on 10/16/12.

Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o The LLC, 50 Main St, #1025, White Plains, NY 10606. Purpose: all lawful activities. #58265

David M. Jacobs LLC, Art. of Org. filed with SSNY 8/22/12. Office in Westchester Cty. SSNY designated as agent upon which process may be served. SSNY shall mail process to 203 Cedar Ln, Ossining, NY 10562. Purpose: any lawful purpose. #58257

Notice of Formation of Winston Advisories LLC. Arts of Org. filed with NY Secy of State (SSNY) on 10/03/12. Office location: Westchester County. SSNY is designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 135 Mystic Drive, Ossining, NY 10562, principal business location of the LLC. Purpose: any lawful activity. #58264

Coffee Related Company, LLC. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 10/09/2012. Office Location: Westchester County.

SSNY has been designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to: Coffee Related Company, LLC, 19 William St Apt H Mount Vernon, NY 10552, principal business location of the LLC. Purpose: Any lawful business activity. #58268 Notice of Formation of 575 Grant LLC. Arts. of Org. filed with NY Dept. of State on 9/24/12. Office location: Westchester County.

Sec. of State designated as agent of LLC upon whom process against it may be served and shall mail process to: 571 Grant Rd., North Salem, NY 10561, principal business address. Purpose: any lawful activity. #58269 Notice of Qualification of NewGen Plastics, LLC. App. for Auth. filed Secy. of State of NY (SSNY) on 9/6/12. Off. loc.: Westchester Cty. LLC formed in DE on 8/29/12.

SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 8 Hickory Kingdom Road, Bedford, NY 10506. DE address of LLC: Stellar Corporate Services LLC, 3500 S. DuPont Hwy., Dover, DE 19901.

Cert. of Form. filed DE Secy. of State, 401 Federal St., Ste. 4, Dover, DE 19901. Purpose: any lawful activity. #58270 Notice of Formation of ROSEVEST PROPERTIES LLC. Arts. of Org. filed with SSNY on 8/20/12. Office location: Westchester County.

SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to LLC, 99 LILY POND LANE KATONAH, NY 10536. Purpose: any lawful act or activity. #58271 Notice of qualification of TRANSFABRIC LLC. Authority filed with the Sectíy of State of NY (SSNY) on 09/25/12. Office in Westchester County. Formed in DE on 08/23/12. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 463 1st Ave, Pelham, NY 10803. Purpose: any lawful purpose. #58272 Analysts Compass LLC. Art. of Org. filed with NY Secy. of State (SSNY) on 9/18/12. Office location: Westchester Co. SSNY designated as agent upon whom process may be served. SSNY shall mail process to U.S. Corporation Agents, Inc. 7014 13th Ave. #202, Brooklyn, NY 11228. Purpose: Any lawful activity. #58273 RAJJ Services, LLC filed with NY Secy. of State on 07/25/12. Office located in Westchester Co. Secy. of State designated as agent upon which process may be served.

Secy. of State shall mail a copy of any process against it served upon him/her to: 9 Bowbell Rd, White Plains, NY 10607 (the LLCís primary business location). LLC may engage in any lawful act or activity for which a limited liability company may be formed. #58274

Name of LLC: AKSD Enterprises LLC. Arts. of Org. filed NY Sec. of State 08/08/12. Princ. off. loc.: Westchester Cty. Sec. of State designated as agent of LLC upon whom process against it may be served. Sec. of State shall mail a copy of process to the LLC, c/o Stephen D’Incelli, 225 Stanley Ave., Mamaroneck, NY 10543, Attn: Aaron H. Pierce. Purpose: any lawful activity. #58277 Name of LLC: Manhattan Helicopters LLC. Arts. of Org. filed NY Sec. of State 10/10/06. Princ. off. loc.: Westchester Cty. Sec. of State designated as agent of LLC upon whom process against it may be served. Sec. of State shall mail a copy of process to the LLC, c/o Javier Diaz, 501 Purchase Street, Rye NY 10580. Purpose: any lawful activity. #58278 NOTICE OF FORMATION of Playland Sports Center LLC Art. of Org filed Secíy of State (SSNY) 10/23/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to 77 Forest Ave, Rye, NY 10580. Purpose: any lawful activities. #58279 Danfrat Limited Liability Company.

Arts. of Org. filed with Secy. of State of NY (SSNY) on 9/20/12.

Office in Westchester County.

SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to 24 Franklin Rd, Scarsdale, NY 10583. Purpose: General. #58280 3451 Delavall Avenue, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 9/11/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served.

SSNY shall mail process to 11 Jordan Ln, Ardsley, NY 10502.

Purpose: General. #58281 4030 Boston Road, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 9/11/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served.

SSNY shall mail process to 11 Jordan Ln, Ardsley, NY 10502.

Purpose: General. #58282 3967 Provost Avenue, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 10/3/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served.

SSNY shall mail process to 11 Jordan Ln, Ardsley, NY 10502.

Purpose: General. #58283 FIDI Media Partners LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 9/26/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to Christopher T. Vecchio, 56 Pine St. Apt 9G, NY, NY 10005.

Purpose: General. #58284 13 North Bond Street LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 9/25/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served.

SSNY shall mail process to c/o Troy G. Blomberg, Esq., 365 North Ave, New Rochelle, NY 10801.

Purpose: General. #58285

PEGO North America LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 9/10/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to Lisa Smith, 449 Guard Hill Rd, Bedford, NY 10506. Purpose: General. #58286 James N. Benz DC PLLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 9/7/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served.

SSNY shall mail process to James Benz, 16 N. Broadway 1H, White Plains, NY 10601. Purpose: Chiropractic. #58287 Notice of Qual. of Anchor Capital Advisors LLC. filed with Sec of State NY (SSNY): 8/21/12. Office in Westchester County. Formed in MA: 5/31/06. SSNY designated agent of LLC upon whom process against it may be served & shall mail process to: 1 Post Office Sq Ste 3850, Boston, MA 02109. Principal Office: 1 Post Office Sq Ste 3850, Boston, MA 02109. Arts. of Org. filed with Commonwealth of MA, Sec. of The Commonwealth, State House, Boston, MA 02133. Purpose: General. #58288 Get Start L.L.C. Arts. of Org. filed with Secy. of State of NY (SSNY) on 7/5/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to Steven Michael Bucci, 11 Sterling Ave 1, Yonkers, NY 10702. Purpose: General. #58291 14 Amsterdam Place, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 10/18/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served.

SSNY shall mail process to c/o Troy G. Blomberg, Esq., 365 North Ave, New Rochelle, NY 10801.

Purpose: General. #58292 Notice of Formation of WASHINGTON AVE PARTNERS LLC. Arts. of Org. was filed with SSNY on 10/25/12. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served.

SSNY shall mail process to: c/o The LLC, 1025 Westchester Ave. #320, White Plains, NY 10604.

Purpose: all lawful activities. #58293 Notice of Formation of 204 EAST 83 ASSOCIATES, LLC. Arts. of Org. was filed with SSNY on 10/23/12. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served.

SSNY shall mail process to: c/o The LLC, 119 Montgomery Ave., Scarsdale, NY 10583. Purpose: all lawful activities. #58294 NOTICE OF FORMATION of Comprehensive Child Development Consulting, LLC Art. of Org filed Secíy of State (SSNY) 10/25/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail copy of process to 22 Overlook Lane, Brewster, NY 10509. Purpose: any lawful activities. #58296

NOTICE OF FORMATION of 185 Canal Street, LLC Art. of Org filed Secíy of State (SSNY) 10/31/12.

Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to c/o Shleppers Moving & Storage, 656 Central Park Ave, Yonkers, NY 10704. Purpose: any lawful activities. #58297 NOTICE OF FORMATION of Lizard Telecom LLC Art. of Org filed Secíy of State (SSNY) 7/09/12. Office location: Westchester County.

SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to 44 Maple Avenue, Hastings On Hudson, NY 10706. Purpose: any lawful activities. #58298 NOTICE OF FORMATION OF M BADALY, LLC. NAME: M BADALY, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 10/09/12.

Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 2 Wilson Place, Mount Vernon, New York 10550, principal business location of the LLC. Purpose: any lawful business activity. #58301 Name of LLC: Fete Beget LLC. Arts. of Org. filed with NY Dept. of State: 10/11/12. Office loc.: Westchester Co. Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process to: c/o Business Filings Inc., 187 Wolf Rd., Ste. 101, Albany, NY 12205, regd. agt. upon whom process may be served. Purpose: any lawful act. #58302 Notice of Formation of RAZ FAMILY LLC. Arts. of Org. filed with NY Dept. of State on 10/5/12.

Office location: Westchester County. Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process to the principal business address: c/o E. Daniel Raz, 26 Old Forge Lane, Tarrytown, NY 10591. Purpose: any lawful activity. #58303 Notice of Formation of a Limited Liability Company (LLC): Name: DENARO REALTY, LLC. Articles of Organization filed with the Secretary of State of New York (SSNY) on 9/20/12. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 185 Kisco Ave., Ste. 604, Mount. Kisco, NY 10549.

Purpose: Any Lawful Purpose. #58304 Notice of Formation of BADALY ARCHITECT, PLLC. Principal office Westchester County.

Secretary of State of NY (SSNY) designated as agent for service of process. SSNY shall mail a copy of any process served against the LLC, to 2 Wilson Place, Mount Vernon, NY 10550. Articles of Organization of the LLC were filed with the SSNY on 11/01/12.

Purpose: Architecture. #58305

Continued on next page

24 November 26, 2012 • WCBJ • HV Biz

LEGAL NOTICES Continued from previous page Notice of Formation of Rye Greenridge LLC. Arts. of Org. filed Secy. of State of NY (SSNY) on 10/26/12. Off. loc.: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail process to: c/o Hofheimer Gartlir & Gross, LLP, 530 Fifth Ave., NY, NY 10036, Attn: Jules E. Levy, Esq., the registered agent upon whom process may be served. Purpose: any lawful purpose. #58306 Notice of Formation of MJ & R Communications LLC amended to R & MJ Communications LLC. Arts. of Org. filed Secy. of State of NY (SSNY) on 10/11/12. Off. loc.: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail process to: 23 Great Oak Lane, Pleasantville, NY 10570. Purpose: any lawful activity. #58307 Notice of Formation of GHP Norwalk LLC. Arts. of Org. filed Secy. of State of NY (SSNY) on 10/18/12. Off. loc.: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o GHP Office Realty, LLC, 4 West Red Oak Lane, Ste. 200, White Plains, NY 10604. Purpose: any lawful purpose. #58308 Notice of Formation of ROCKLEDGE FARM LLC. Arts. of Org. filed with the Secy. of State of NY (SSNY) on 5/1/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 345 Whippoorwill Road, Chappaqua, NY 10514. Purpose: any lawful act or activity. #58309 Notice of formation of Fine Finishes, LLC. Arts. Of Org. filed with Secy of State of NY (SSNY) on 9/20/12. Office location: Westchester County. SSNY is designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to Fine Finishes, 1879 French Hill Road, Yorktown Heights, NY 10598. Purpose: Any lawful purpose. #58310

Rosehill Fund 2 LLC, Art. of Org. filed with NY Secy. of State on 9/04/2012. Office located in Westchester County. Secy. of State designated as agent upon which process may be served.

Secy. of State shall mail a copy of any process against it served upon him/her to: PO Box 503, Rye, NY 10580 (the LLCís primary business location). LLC may engage in any lawful act or activity for which a limited liability company may be formed. #58311 Notice of Formation of 40 Bruce Avenue LLC. Arts. of Org. filed Secy. of State of NY (SSNY) on 7/6/12. Off. loc.: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail process to: The LLC, 53 Post St., Yonkers, NY 10705. Purpose: any lawful activity. #58313 Notice of Formation of Mar-Vin Family LLC. Arts. of Org. filed Secy. of State of NY (SSNY) on 11/6/12. Off. loc.: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 18 North Central Ave., Hartsdale, NY 10530. Purpose: any lawful activity. #58314 Notice of Formation of Bedford Assisted Living, LLC. Arts. of Org. filed Secy. of State of NY (SSNY) on 5/22/12. Off. loc.: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 58 Willow St., Pleasantville, NY 10570. Purpose: any lawful activity. #58315 NOTICE OF FORMATION of Pundit Partners 2 LLC Art. of Org filed Secíy of State (SSNY) 10/29/12.

Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to 4 New King Street, White Plains, NY 10604. Purpose: any lawful activities. #58316

NOTICE OF SECURED PARTY SALE Please take notice that the collateral described below (the ìCollateralî) will be sold at a sale (the ìSaleî) held to enforce the rights of the Secured Parties in the Collateral. The Collateral is subject to a certain Pledge and Security Agreement dated as of April 18, 2008 (the ìSecurity Agreementî) by and between Anthony Piazza (the ìDebtorî), and certain secured parties (such secured parties and their successors and assigns, the ìSecured Partiesî). The Debtor is in default of its obligations under the Security Agreement and obligations secured thereby.

Collateral: A 12.375% Percentage Interest in WBP Central Associates, LLC (ìWBPî), a New York limited liability company, which owns a fee simple interest in the land and improvements located at 2141 Central Park Avenue, Yonkers, New York. The sale may be made in whole or in parts.

Time and Place of Public Auction: The Sale will take place on Monday, December 3, 2012, at 10:00 a.m., at the offices of Olshan Frome Wolosky LLP, 65 East 55th Street, 2nd Floor, New York New York, 10022, counsel to the Secured Parties.

Method of Sale; No Warranties:The Sale will be a public sale on terms and conditions to be provided at the Sale. The Secured Parties shall have the right, but not the obligation, to credit bid at the auction and to adjourn the Sale one or more times as may be announced at or prior to the scheduled date of the Sale. The Collateral is being sold on an ìas is, where isî basis.

Further inquiries: For further information, please contact counsel for the Secured Parties, Olshan Frome Wolosky LLP, attn: Jason Saltsberg, Esq., 212-451-2320. #58317

Center for Christ Conscious Leadership, LLC, Articles of Organization filed with NY Secy. of State (SSNY) on 10/16/2012.

Office located in Westchester Co. Secy. of State designated as agent upon which process may be served. Secy. of State shall mail a copy of any process against it served upon him/her to: 10 Laurie Lane, Salem, NY 10590 (the LLCís primary business location).

Purpose: any lawful act or activity for which a limited liability corporation may be formed. #58318 Social Radio Dispatcher, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 7/6/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served.

SSNY shall mail process to c/o Corporation Service Company, 80 State St, Albany, NY 12207.

Purpose: General. #58319 Cosmopup, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 8/14/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to 57 Bellwood Rd, White Plains, NY 10603.

Purpose: General. #58320 NOTICE OF FORMATION of 2771 Webster Avenue, LLC Art. of Org filed Secíy of State (SSNY) 11/9/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail copy of process to c/o Eileen Simnica, 68 Verona Ave, Yonkers, NY 10710. Purpose: any lawful activities. #58321 NOTICE OF FORMATION of 2769 Webster Avenue, LLC Art. of Org filed Secíy of State (SSNY) 11/9/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail copy of process to c/o Eileen Simnica, 68 Verona Ave, Yonkers, NY 10710. Purpose: any lawful activities. #58322 NOTICE OF FORMATION of 2767 Webster Avenue, LLC Art. of Org filed Secíy of State (SSNY) 11/9/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail copy of process to c/o Eileen Simnica, 68 Verona Ave, Yonkers, NY 10710. Purpose: any lawful activities. #58323 NOTICE OF FORMATION of 2765 Webster Avenue, LLC Art. of Org filed Secíy of State (SSNY) 11/9/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail copy of process to c/o Eileen Simnica, 68 Verona Ave, Yonkers, NY 10710. Purpose: any lawful activities. #58324 Notice of formation of Limited Liability Company (ìLLCî). Name: 150 Housing, LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on 04/06/2006.

N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to 150 Housing, LLC, 901 Main Street, Peekskill, NY 10566. Name/ address of each member available from SSNY. Purpose: any lawful activity. #58325

1627RAVE, LLC, Art. of Org. filed with NY Secy. of State on 08/02/12. Office located in Westchester Co. Secy. of State designated as agent upon which process may be served. Secy. of State shall mail a copy of any process against it served upon him/her to: 151 Dellwood Rd. Bronxville, NY 10708 (the LLCís primary business location). LLC may engage in any lawful act or activity for which a limited liability company may be formed. #58326 Notice of formation of Kristin E. Baisch, M.A. CCC, Speech Language Pathologist, PLLC. Arts. of Org. filed with the Secy. of State of NY (SSNY) on 7/17/12. Office location: Westchester County.

SSNY designated as agent if PLLC upon whom process may be served. SSNY shall mail copy of process to the PLLC, c/o Kristin Baisch, 94 Weskora Avenue, Pleasantville, NY 10570. Purpose: practice the profession of speech pathology. #58327 Notice of Formation of Bark “N Ride Pet Services LLC. Arts of Org. filed with NY Sec. of State (SSNY) on 8/20/12. Office location: Westchester County. SSNY is designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 4 White Pine Ct Carmel NY 10512. Purpose: Any lawful activity. #58328 MARJORIE SOBILOFF ART & INTERIORS, LLC, Arts. of Org. filed with the SSNY on 08/23/2012.

Office loc: Westchester County.

SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 490 Bleeker Avenue Apt. 5g, Mamaroneck, NY 10543. Purpose: Any Lawful Purpose. #58329 Notice of Application for Authority to do business in New York of PRACTICE EXCELLENCE, LLC (ìLLCî) Application for Authority filed with the Secretary of State (ìSSNYî) 11/07/2012. The LLC formed in Delaware (ìDEî) on 03/20/2012. Office location is Westchester County. SSNY has been designated as agent of the LLC upon process against it may be served. SSNY shall mail a copy of such process to the LLC 24 Tonnelier Way Denville, NJ 07834. Office address in DE is c/o Corporation Service Company 2711 Centerville RD Suite 400 Wilmington, DE 19808. Copies of Certificate of Organization of LLC are on file and may be obtained from the Secretary of State of DE, Townsend Bldg., Federal & Duke of York Sts., Dover, DE 19901.

Purpose of business of LLC is any lawful act or activity. #58330

Notice of Application for Authority to do business in New York of KFUNMON, LLC (ìLLCî) Application for Authority filed with the Secretary of State (ìSSNYî) 11/07/2012. The LLC formed in Delaware (ìDEî) on 03/20/2012.

Office location is Westchester County. SSNY has been designated as agent of the LLC upon process against it may be served.

SSNY shall mail a copy of such process to the LLC 24 Tonnelier Way Denville, NJ 07834. Office address in DE is c/o Corporation Service Company 2711 Centerville RD Suite 400 Wilmington, DE 19808. Copies of Certificate of Organization of LLC are on file and may be obtained from the Secretary of State of DE, Townsend Bldg., Federal & Duke of York Sts., Dover, DE 19901.

Purpose of business of LLC is any lawful act or activity. #58331 NAN ZINAMAN LLC, a domestic LLC. Arts. Of Org. filed with the SSNY on 10/12/12. Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: NAN ZINAMAN LLC, 243 Hamilton Road, Chappaqua, NY 10514. Purpose: any lawful business activity. #58332 B.L.I. GLOBAL LLC, Arts. of Org. filed with the SSNY on 11/13/2012.

Office loc: Westchester County.

SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 580 White Plains Road Ste. 660, Tarrytown, NY 10591. Purpose: Any Lawful Purpose. #58333 FMFS OF FOREST HILLS, LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 09/27/2012.

Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to: 115 Stevens Ave., Valhalla, NY 10595.

Reg Agent: James Bitzonis, 115 Stevens Ave., Valhalla, NY 10595.

Purpose: Any Lawful Purpose. #58334 Notice of Formation of Limited Liability Company.

Name: Chatterton Realty LLC. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 10/31/12. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to the LLC, 199 Main Street, New York 10601. Purpose: For any lawful purpose. #58335 Name of Limited Liability Company (LLC): JMS HUNTER STREET LLC. Date of filing Articles of Organization with the Secretary of State (SSNY) 7/12/2012. The LLC is located in Westchester County.

The SSNY has been designated as agent of the LLC upon whom process against it may be served.

The post office address to which the SSNY shall mail a copy of any process against it served is to the principal business location at c/o 16 Ridge Place, Pelham Manor, NY 10803. Purpose of business of LLC is any lawful act or activity. #58336

UNITED STATES BANKRUPTCY COURT SOUTHERN DISTRICT OF NEW YORK In re:Chapter 11 SHELDRAKE LOFTS LLC,Case No. 10-23650 (RDD) Debtor and Debtor in Possession.

Notice is hereby given that Sheldrake Lofts LLC (the “Debtor”) intends to sell at a public auction (the ìAuctionî) its real property in the Village of Mamaroneck (ìVillageî), known as 270 Waverly Avenue, 188 Waverly Avenue, 206 Waverly Avenue, 208 Waverly Avenue and 147 Plaza Avenue, together with E Plaza Avenue (section/block/lot 8-103-12B and section/block/lot 8-103-40) (collectively, the ìReal Propertyî), and related assets including an approved site plan for a 96-unit residential development, construction drawings and the rights and obligations of the owner of the Real Property under a settlement agreement with the Village (collectively the ìPurchased Assetsî), as set forth in the Order of the Bankruptcy Court dated October 17, 2012 (the ìSales Procedure Orderî - Docket No. 244).

The Auction and a hearing to approve the sale will be held on December 19, 2012, at 10:00 a.m., before the Honorable Robert D. Drain, United States Bankruptcy Judge for the Bankruptcy Court for the Southern District of New York, 300 Quarropas Street, White Plains, New York.

The terms of the Auction are described in detail in the Sale Procedures Order, a copy of which may be obtained by contacting the undersigned.

The Real Property and Purchased Assets will be sold free and clear of all liens, claims, interests, tenancies, licenses and any other agreements pursuant to which any third party has any right to possession of any portion of the Real Property, and encumbrances of any kind or nature whatsoever, with the proceeds of sale to attach thereto, if valid, according to the priorities established under applicable law; provided, however, that any person or entity with a residential lease, license or other agreement, whether written or oral, may upon agreement of the purchaser of the Real Property and Purchased Assets be provided additional time to remain in possession of the premises they currently occupy, as may be provided for in a sale agreement or Order approving the sale of the Real Property and Purchased Assets.

Any objection to the proposed sale shall be filed in writing, in accordance with the Electronic Filing Rules, with the Clerk, United States Bankruptcy Court for the Southern District of New York, 300 Quarropas Street, White Plains, NY 10601 (the “Court”) on or before December 12, 2012 at 4:00 p.m. (the “Objection Deadline”), and actually received by counsel for the Debtor, Davidoff Hutcher & Citron LLP, 605 Third Avenue, New York, New York 10158; Attn: David Wander, Esq., email: dhw@dhclegal.com., no later than the Objection Deadline; provided, however, that any tenant, licensee or other person or entity with an agreement to occupy any portion of the Real Property may file an objection on or before December 17, 2012. Any objection to the sale must state with particularity the grounds for the objection and why the intended sale should not be approved. Any objection to the sale shall be governed by Fed. R. Bankr. P. 9014.

Any questions concerning the Auction should be addressed to the undersigned.

David Wander, Esq. Davidoff Hutcher & Citron LLP 605 Third Avenue, 34th Floor New York, New York 10158 (212) 557-7200 dhw@dhclegal.com #58290

Statement of ownership, management, and circulation (required by U.S.C. 3685). 1. Title of publication: Westchester County Business Journal. 2. Publication #: 7100. 3. Date of filing: October 1, 2012. 4. Frequency of issue: Weekly. 5. No. of issues published annually: 52. 6. Annual subscription price: $60. 7. Complete mailing address of known office of publication: 3 Gannett Drive, White Plains, NY 10604. Contact Person: Holly Gallicchio. Phone Number 914-694-3600. 8. Complete mailing address of headquarters or general business office: 3 Gannett Drive, White Plains, NY 10604. 9. Full names and complete mailing address of publisher, editor and managing editor: Publisher: Dee DelBello, Westfair Communications Inc., 3 Gannett Drive, White Plains, NY 10604; Managing Editor: Bob Rozycki, Westfair Communications Inc., 3 Gannett Drive, White Plains, NY 10604. 10. Owner: Westfair Communications Inc., 3 Gannett Drive, White Plains, NY 10604. 11. Known bondholders, mortgages, and other security holders owning or holding 1% or more of total amount of bonds, mortgages or other securities: None. 12. Tax Status: Has not changed during preceding 12 months. 13. Publication title: Westchester County Business Journal. 14. Issue Date for Circulation Data Below: October 1, 2012. 15. Extent and nature of circulation: A. Average no. copies (net press run): average no. copies each issue during preceding 12 months 6,689; number of copies of single issue published nearest filing date – 5,416. B. Paid and/or requested circulation: 1. Paid/Requested Outside-County Mail Subscriptions Stated on Form 3541, Average No. Copies Each Issue During Preceding 12 Months – 1,232. No. Copies of Single Issue Published Nearest to Filing Date – 905. 2. Paid In-County Subscriptions stated on Form 3541 - Average No. Copies Each Issue During Preceding 12 Months 2,445. No. Copies Of Single Issue Published Nearest to Filing Date – 1,717. 3. Sales Through Dealers and Carriers, Street Vendors, Counter Sales, and Other Non-USPS Paid Distribution: average no. copies each issue during preceding 12 months - 0; number of copies of single issue published nearest filing date - 0. 4. Other Classes Mailed Through the USPS: average no. copies each issue during preceding 12 months 0; number of copies of single issue published nearest filing date - 0. C. Total Paid And/Or Requested Circulation (Sum Of 15b.(1),(2),(3), and (4).: Average No. Copies Each Issue During Preceding 12 Months – 3,677; Number Of Copies Of Single Issue Published Nearest Filing Date – 2,622. D. 1. Free Distribution by Mail. Outside County as Stated on Form 3541: average no. copies each, issue during preceding 12 months -3,012. Outside County as Stated on Form 3541: number of copies of single issue published nearest filing date – 2,794. 2. Free or Nominal Rate In-County Copies Included on PS Form 3541: average no. copies each, issue during preceding 12 months 0.

Free or Nominal Rate In-County Copies Included on PS Form 3541: number of copies of single issue published nearest filing date 0. 3. Free or Nominal Rate Copies Mailed at Other Classes.

HV Biz • WCBJ • November 26, 2012

25

GOOD THINGS her the Martha Washington Woman of History Award.

Appropriately, the award emanates from where Martha Washington resided with her husband, Gen. George Washington, during the last months of the Revolutionary War. The ceremony takes place in March, during Women’s History Month.

The award acknowledges Martha Washington’s important place in history as a devoted patriot in support of the American Revolution and the ensuing new nation. This is the 11th year the award has been given, continuing the site’s mission to educate the public about the history of our great state and national heritage.

We know there are many women who are dedicated to sharing and preserving our history. Perhaps you know of a woman who shares her love of history with children by taking them to historic places during her free time? Is there a woman who has done research about the Hudson Valley and has shared her findings to encourage others to do the same? Do you know a woman who has used her private time or resources to preserve a landmark of historic significance? These are just a few examples of what could qualify a woman to be a recipient of the award. As you can perceive, the nomination field is open to any woman who has cultivated interest and awareness of Hudson Valley history, either locally or nationally.

Nominations must be completed and submitted by Jan. 4.

To download a nomination form, please go to the Conservancy website at Palisadesparksconservancy.org.

Create a rolled candle from harvested beeswax and learn how bees make wax at the Wildlife Education Center on Saturday, Dec. 1 at 10 a.m. Photo

by Pam Golben.

Mind your beeswax

Come to the Hudson Highlands Nature Museum’s Wildlife Education Center at 10 a.m., Dec. 1, to create a rolled candle from harvested beeswax to take home.

Learn how bees make wax in their hive, its purpose to the colony and its many uses by humans from environmental educator Pam Golden. Create beeswax candles, which are highly regarded as environmentally friendly.

Also visit The World of Bees exhibit that features a live colony of honeybees in a thriving observation hive.

Interested participants must pre-register for the program and purchase candle making kits in advance for an additional fee of $6 each. This program is for adults with or without children, and children ages 7 and older. Pre-paid registration is required. Admission is $7 for adults and $5 for children. Museum members pay $5 for adults and $3 for children. For information, call (845) 534-5506, ext 204.

To register for the program and to buy candle-making kits online visit hhnaturemuseum.org. The museum is at 25 Boulevard, Cornwall-on-Hudson.

Know a ‘woman of hi story’ ?

Each March, Washington’s Headquarters State Historic Site recognizes a woman who has distinguished herself in the field of Hudson Valley history by bestowing upon

26 November 26, 2012 • WCBJ • HV Biz

DCC revue to benefit AIDS fund

The Dutchess Community College Masquers’ Guild performance troupe will present the Broadway Cares/Equity Fights AIDS Musical Revue Nov. 30 and Dec. 1 at 7 p.m. and Dec. 2 at 2 p.m. in the James and Betty Hall Theatre on DCC’s main campus in Poughkeepsie.

The show, which is open to the public, will feature classic music from an assortment of Broadway shows past and present including “Spiderman,” “Rent,” “Pippin,” “Wicked,” “The Pajama Game,” “Sweet Charity,” “Beauty and the Beast” and more.

In addition, official memorabilia from various Broadway shows will be auctioned and raffled.

Admission is free, but a $5 donation is suggested. All proceeds will be donated to Broadway Cares/Equity Fights AIDS, the nation’s leading industry-based HIV/AIDS fundraising and grant-making organization.

For more information, call (845) 431-8696 or send an email to dccmasquers@gmail.com.

Call for fi lms

A celebration of the creativity of local filmmakers will be the central theme at the premiere of SEGMENTS: The Orange County Short Film Festival on Saturday, Feb. 23.

The daylong event during which the films will be screened, will take place in Orange Hall Theatre, on the Middletown campus of SUNY Orange. The festival will establish the profile of local films in the public consciousness as a mature cultural resource. Each film screening will be followed by a discussion with the filmmakers as well as an

opportunity for networking among film and performing artists.

A call is open for films no longer than 40 minutes in length to be submitted by Dec. 15. A nonrefundable fee of $15 is due with submission, which may include up to two films. A jury will rate each film on the following criteria: proficiency in the technical aspects of film making; originality of concept; production values; proficiency of acting; overall artistic impression. Announcement of accepted films will be made by Jan. 15.

For more information and an application, please contact cultural affairs at (845) 341-4891; sunyorange.edu/ culturalaffairs.

Fairie s and mice, oh my

Giant fighting mice, sugar plum fairies, and huge toy soldiers will soon be dancing on the Bardavon stage.

It’s time once again to take the magical journey of “The Nutcracker.”

The Bardavon in Poughkeepsie and New Paltz Ballet Theatre will present this classic ballet about a little girl and her special Christmas gift Dec. 8 at 2 p.m. and 7:30 p.m., and Dec. 9 at 3 p.m. This engagement is sponsored

by Mid-Hudson Valley Federal Credit Union.

“The Nutcracker” is a ballet in two acts based on E.T.A. Hoffman’s tale “The Nutcracker and the Mouse King,” with music by Peter Ilyitch Tchaikovsky. The dreamlike journey through the Land of Snow and the Kingdom of Sweets is created in part by the colorful costumes and scenery by designer Ray Delle Robbins of Houston Ballet and Houston’s Theatre Under the Stars. Staging and choreography are by New Paltz Ballet Theatre’s artistic directors Peter Naumann and Lisa Naumann. The Naumanns both danced with the New York City Ballet for many years and have performed in major works by internationally acclaimed choreographers George Balanchine, Jerome Robbins and Peter Martins. This production features Teresa Reichlen and Ask la Cour, two world-renowned dancers from the New York City Ballet.

Tickets are $29 for adults, $26 for students and seniors and $24 for Bardavon members. Tickets are available through the Bardavon box office, 35 Market St., Poughkeepsie or by calling (845) 473-2072.

Art for a ll, all for art

Wired Gallery is presenting Art Foray, a unique traveling show featuring a selection of works by the area’s outstanding artists, offered at prices from less than $100 up to $250.

Art Foray works will be exhibited at the Wired Gallery Nov. 24 and 25, and then travel to Mohonk Mountain House Dec. 4, during Mohonk Mountain House’s annual Gift Shop Sale. The Mohonk show will

John Water s’ yuletide event

“The Pope of Trash,” a.k.a. filmmaker John Waters, will provide a Joyeux Noël like no other at the Bardavon Opera House in downtown Poughkeepsie, Dec. 1 at 8 p.m.

“A John Waters Christmas” is sponsored by M&T Bank with a portion of the proceeds benefiting the Hudson Valley LGBTQ Center.

and San Francisco, and a summer home in Provincetown, Waters still mainly resides in his hometown of Baltimore, where all his films are set. He is recognizable by his trademark pencil-thin moustache, a look he has retained since the early 1970s. Tickets are $100 for a VIP meet and greet, $60 Gold Circle, $40 all seats, $30 rear balcony, and are available through the Bardavon box office, 35 Market St., Poughkeepsie or by calling (845) 473-2072 or through Ticketmaster at (800) 745-3000 or ticketmaster.com.

Bear necessities in Corn wall

Learn about Orange County’s largest mammal the black bear at 10 a.m. Dec. 2 at the Hudson Highlands Nature Museum’s Outdoor Discovery Center on Muser Drive, Cornwall.

While human populations have been increasing, bear populations have also been expanding. Spend the morning with environmental educator Carl Heitmuller learning about the black bears that share our land. Discussions will include how to avoid bear conflicts, hibernation, bear biology and anatomy using bear skulls and pelts. This program is for adults with or without children and children ages 5 and older. Admission is $7 for adults and $5 for children.

Museum members pay $5 for adults and $3 for children.

For information, call (845) 534-5506, ext 204. Visit the museum’s website at hhnaturemuseum.org.

John Waters

Art Foray: Wired Gallery and poster

be accessible to the general public during the hours of 4 to 8 p.m. Dec. 4.

“Anticipating the giving season, Wired Gallery’s First Annual Art Foray will showcase a wide range of mid-Hudson Valley-based artists and artisans,” says Sevan Melikyan, Wired Gallery director and curator.

“We designed this show in order to offer the pubic a rare opportunity to purchase gallery quality work at affordable prices and to give everyone a taste for buying art.”

Art Foray artists include Brinton Baker, Joan Barker, Stuart Bigley, Bobbi Esmark, Ezerd, Mira Fink, Stacie Flint, Lynne Friedman, Lara Giordano, Chris Gonyea, Katherine Gray, Katie Grove, Warren Hurley, Annette Jaret, Rona Maynard, Elizabeth Rickard, Sam Scoggins, Lora Shelley, Kaete Brittin Shaw, Pablo Shine, Fran Sutherland, and Shirley Warren.

The Mohonk Mountain House Art Foray is in conjunction with the resort’s annual Gift Shop Sale during Community Week, Dec. 2-9, when there is no gatehouse entry fee.

Wired Gallery is located at 1415 Route 213 in High Falls.

Mohonk Mountain House is at 1000 Mountain Rest Road, New Paltz.

Torn between capitalism and anarchy, the legendary filmmaker (“Pink Flamingos,” “Hairspray,” etc), raconteur, and best-selling author feels “Christmas crazy” this year – “needy, greedy, horny for presents and filled with an unnatural desire to please.” Waters’ rapid-fire monologue explores and explodes the traditional holiday rituals and traditions. He shares his religious fanaticism for Santa Claus and an unhealthy love of real life holiday horror stories.

John Samuel Waters Jr. is an American filmmaker, actor, stand-up comedian, writer, journalist, visual artist, and art collector, who rose to fame in the early 1970s for his transgressive cult films. Waters’ 1970s and early ’80s trash films feature his regular troupe of actors known as the Dreamlanders—among them Divine, Mink Stole, David Lochary, Mary Vivian Pearce and Edith Massey. Starting with “Desperate Living” (1977), Waters began casting reallife convicted criminals such as Liz Renay and Patricia Hearst and infamous people, including Traci Lords, a former porn star. Waters skirted mainstream filmmaking with “Hairspray” (1988), which introduced Ricki Lake and earned a modest gross of $8 million domestically. In 2002, Hairspray was adapted to a long-running Broadway musical, which itself was adapted to a hit musical film that earned more than $200 million worldwide. Waters’ films also feature familiar actors and celebrities such as Johnny Depp, Edward Furlong, Melanie Griffith, Chris Isaak, Johnny Knoxville, Martha Plimpton, Christina Ricci, Lili Taylor, Kathleen Turner, John Travolta and Tracey Ullman.

Although he maintains apartments in New York City

Learn about black bears at the Hudson Highlands Nature Museum.

Cry st al R un CEO honored

Hal Teitelbaum, Crystal Run Healthcare managing partner and CEO, and Anthony P. Cellini, Thompson town supervisor, were recently awarded the David T. Cocks Award for commitment to community by the Community Foundation of Orange and Sullivan County.

The award is given to individuals that have made significant contributions to enrich the lives of others and recognizes their outstanding leadership and community service.

Crystal Run Healthcare was founded by Teitelbaum in 1996 and has steadily grown as a leader in health care delivery in Orange and Sullivan Counties.

“I am truly honored to be recognized by the Community Foundation of Orange and Sullivan. Receiving this award named in honor of such a distinguished and committed pillar of our community, David T. Cocks, is particularly meaningful. And what could be better than sharing this recognition with a true giant of Sullivan County, an exemplar of community involvement, my good friend Tony Cellini,” Teitelbaum said.

HV Biz • WCBJ • November 26, 2012

27

YOUR FREE 6-WEEK TRIAL MEMBERSHIP

IS RIGHT AT YOUR FINGERTIPS. Join today for immediate membership access at westfaironline.com or contact

Kristina Cook | (914) 694-3600, ext. 3033 | kcook@westfairinc.com

28 November 26, 2012 • WCBJ • HV Biz

FACTS& FIGURES on the record HUDSON VALLEY Building Loans

Deeds Above $1 million

Marrs L.L.C., New Hampton.

Seller: Sarah Home Enterprise Inc., New Hampton. Property: Below $1 million 4932 Route 17M, Wawayanda.

Amount: $1.1 million. Filed College Carriage House Nov. 16.

L.L.C., as owner. Lender: Putnam County Savings Bank. Property: in Poughkeepsie. Amount: $206,500. Below $1 million Filed Nov. 14.

50 Stropkov L.L.C., Monroe.

Colosi, Joseph, Washing- Seller: Solomon Mermelstein, et tonville, as owner. Lender: al, Monroe. Property: 5 StropHometown Bank of the Hud- kov Court, Unit 301, Monroe son Valley, Walden. Property: 10950. Amount: $198,000. Filed Route 94, Blooming Grove Nov. 13.

10914. Amount: $152,000.

Filed Nov. 13.

B.V.M. Builders Inc., St. John, Fla. Seller: Thomas R. Capalbo, LoBlanco, Joseph C., et al, et al, Poughquag. Property: Salisbury Mills, as owner. Lend- Overlook Road, Poughkeepsie er: Walden Savings Bank, Mont- 12603. Amount: $30,000. Filed gomery. Property: in Blooming Nov. 9.

Grove. Amount: $260,000. Filed Nov. 14.

Beinn Management Corp., Fishkill. Seller: Merry-GoSirrine, James, New Paltz, as Round Associates L.L.C., owner. Lender: Walden Savings Beacon. Property: in Beacon.

Bank, Montgomery. Property: Amount: $150,500. Filed Nov. 8. in Gardiner. Amount: $150,000.

Filed Nov. 14.

Bella’s Farm L.L.C., Slate Hill.

Seller: Zito Sanitation Inc., Slate Tompkins, Jay M., et al, as Hill. Property: in Wawayanda. owner. Lender: Homestead Amount: $75,725. Filed Nov. 15.

Funding Corp. Property: in Dover. Amount: $267,093. Filed Brookfield Relocation Inc. Nov. 9.

Seller: Christopher J. Densley, et al, Montgomery. Property: in Crawford. Amount: $325,666.

Items appearing in the Westchester Filed Nov. 15.

County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken.

Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Gannett Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3680

Citibank N.A. Seller: John Senkewich, et al, Highland.

Property: 426 Maple Hill Drive, Mountainville 10953. Amount: $354,526. Filed Nov. 14.

Covered Bridge Farm Inc., Pleasant Valley. Seller: Jan Peter Sendzimir, Vienna, Austria. Property: in LaGrange.

Amount: $25,000. Filed Nov. 9.

Covered Bridge Farm Inc., Pleasant Valley. Seller: Jan Peter Sendzimir, Vienna, Austria. Property: in LaGrange.

Amount: $100,000. Filed Nov. 9.

REO Properties Two L.P., San Diego, Calif. Seller: TD Bank N.A. Property: 20 Pierces Road, Apt. 7, Newburgh 12550.

Amount: $67,678. Filed Nov. 13.

Carmo Realty Inc., Milton. $1,540 in favor of the New York State Department of Taxation and Finance, Albany.

Filed Nov. 14.

EG Media L.L.C., Warwick. $2,265 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Sept. 10.

Deutsche Bank Trust Co. Seller: Fink, Goshen.

82 Carson Ave., 12550. Amount: Filed Nov. 15.

National Robert W. Property: Newburgh $128,952.

Suntrust Mortgage Inc., Richmond, Va. Seller: Steven Klein, Poughkeepsie. Property: 22 Bray Farm Lane, Wappingers Falls 12590. Amount: $597,000.

Filed Nov. 13.

Center Line Studios Inc., New Windsor. $6,810 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Sept. 10.

Glen E. Hines Memorial Boys and Girls Club of Newburgh Inc., Newburgh. $1,216 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany.

Filed Sept. 10.

Fannie Mae. Seller: Michel Thompson, aka Michel Hamlet, Elmsford. Property: 28 Washington St., Middletown 10940.

Amount: $89,900. Filed Nov. 13.

Theron Realty Inc., Valhalla.

Seller: Anita A. Darrah, Newburgh. Property: in Newburgh.

Amount: $130,000. Filed Nov. 13.

Central American Deli and Grocery, Newburgh. $4,603 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 10.

Federal National Mortgage Association. Seller: Reginald Manigault, et al, Rock Tavern. Property: 3 Benny Lane, Middletown 10940. Amount: $242,052. Filed Nov. 15.

U.S. Bank N.A. Seller: Julian Llano. Property: 26 Stuart Ave., Wappingers Falls 12590.

Amount: $190,500. Filed Nov. 13.

Consolidated Services Inc., Chester. $272 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Sept. 10.

Gapco L.L.C., Lunenburg, Mass. Seller: Robert W. Gregory, Highland Falls. Property: in Highland Falls. Amount: $285,000. Filed Nov. 15.

Wells Fargo Bank N.A. Seller: Anthony R. Santucci, White Plains. Property: 94 Whitetail Run Road, Chester 10918. Amount: $543,231.

Filed Nov. 14.

Country Kitchen of Woodstock Inc., Woodstock. $10,339 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov. 14.

Kirchoff Properties L.L.C., Pleasant Valley. Seller: Scott Judgments M. Brien, Hopewell Junction.

Property: 46 Livingston St., 22 Sat 302 Corp., Monroe.

Rhinebeck 12572. $592,500. $1,332 in favor of the New York Filed Nov. 8.

State Department of Taxation and Finance, Albany. Filed Meridian Management Asso- Sept. 6. ciation L.L.C., Chester. Seller: Elouise Cristo, Boca Raton, A Sure Sign, Montgomery.

Fla. Property: in Port Jervis. $621 in favor of the New York Amount: $39,900. Filed Nov. 16. State Department of Taxation and Finance, Albany. Filed Sept.

Meridian Management Asso- 10. ciation L.L.C., Chester. Seller: Harriet S. Prager, Green Acres, American Commercial ConFla. Property: in Port Jervis. structors Inc., Middletown.

Amount: $38,500. Filed Nov. 16. $1,247 in favor of the New York State Department of Labor UnPine Tree Investments L.L.C., employment Insurance DiviColumbia, N.J. Seller: Wil- sion, Albany. Filed Sept. 10. liam Petersen, et al, Monroe.

Property: in Blooming Grove. Bella Antequera Plus, NewAmount: $75,500. Filed Nov. 14. burgh. $4,391 in favor of the New York State Department of RBS Citizens N.A. Seller: Ma- Taxation and Finance, Albany. ria J. Frank, Yorktown Heights. Filed Sept. 6.

Property: in Chester. Amount: $107,255. Filed Nov. 13.

Deli Delicious, Newburgh. $4,401 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 10.

Dogs Dunn Right, Walden. $120 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 6.

Hoover Management Inc., Monroe. $1,371 in favor of the New York State Department of Taxation and Finance, Albany.

Filed Sept. 6.

Hudson Valley Ceramic Tile and Marble Inc., Warwick. $155 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 6.

I’ve Got Eyes For You Inc., Westtown. $198 in favor of the New York State Department of Taxation and Finance, Albany.

Filed Sept. 6.

Inforensics L.L.C., Warwick. $250 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 6.

Jacopino Painting Inc., New Windsor. $295 in favor of the New York State Department of Taxation and Finance, Albany.

Filed Sept. 6.

Dolson Avenue Subway Inc., Middletown. $3,413 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Sept. 10.

JLRSAR Inc., Montgomery. $5,628 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 6.

Eastern States Transportation Inc., Florida. $1,337 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Sept. 10.

Krishna Donuts Inc., Highland Falls. $518 in favor of the New York State Department of Taxation and Finance, Albany.

Filed Sept. 6.

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION .

Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

HV Biz • WCBJ • November 26, 2012

29

FACTS&FIGURES L.T. Goodlife Publishing Company Inc., New Windsor. $469 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 6.

Laura Lerner and Daughter Inc., New Windsor. $1,723 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 6.

Laxmi Donuts Inc., Vails Gate. $518 in favor of the New York State Department of Taxation and Finance, Albany.

Filed Sept. 6.

Little Pops Pizza, Maybrook. $156 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 6.

M and S Landscaping Inc., Monroe. $1,784 in favor of the New York State Department of Taxation and Finance, Albany.

Filed Sept. 6.

Maid 4 Green Corp., Middletown. $1,365 in favor of the New York State Department of Taxation and Finance, Albany.

Filed Sept. 10.

Mane Ideas Total Body Center L.L.C., Middletown. $4,959 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 10.

Mark’s Cleaning and PowerWashing Service, New Windsor. $337 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 6.

Marlin Pools and Spas L.L.C., Walden. $1,457 in favor of the New York State Department of Taxation and Finance, Albany.

Filed Sept. 10.

Matt and Zach Inc., d.b.a. Just A Dollar, Middletown. $1,127 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 10.

MBH Development Inc., Monroe. $262 in favor of the New York State Department of Taxation and Finance, Albany.

Filed Sept. 6.

Medi Touch Inc., Warwick. $1,464 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 10.

Orange County Elevator L.L.C., Middletown. $335 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 6.

S and K Equities L.L.C., Monroe. $424 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 6.

Stonecreek Landscaping and Sales, Circleville. $200 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 6.

Vinum Café Inc. Washingtonville. $27,467 in favor of the New York State Department of Taxation and Finance, Albany.

Filed Sept. 10.

Mi Ranchito, Middletown. $2,001 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 6.

Orange County Fair Motorsports Inc., Middletown. $73 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 6.

S and W Convenience Corp., Monroe. $6,476 in favor of the New York State Department of Taxation and Finance, Albany.

Filed Sept. 6.

Studio Versace, Newburgh. $200 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 6.

Winum Maintenance and Development Inc., Middletown. $637 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 10.

Millpond Instruments Corp., Chester. $488 in favor of the New York State Department of Taxation and Finance, Albany.

Filed Sept. 6.

Ornamental Installation Specialists Inc., Warwick. $207 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Sept. 10.

S.A. Baxter L.L.C., Chester. $272 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 6.

Sugarloaf Koi Inc., Campbell Hall. $550 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 6.

Sagax, Newburgh. $2,913 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 6.

The Kids Closet of Montgomery Inc., Montgomery. $100 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 6.

MJS Restaurant Associates Inc., Greenwood Lake. $1,121 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 6.

P and A Operating L.L.C., d.b.a. P and A Buildings L.L.C., Thompson Ridge. $318 in favor of the New York State Department of Taxation and FiMonticello Premium Gas nance, Albany. Filed Sept. 6.

Inc., Middletown. $13,627 in favor of the New York State De- Players Tavern Corp., Middlepartment of Taxation and Fi- town. $1,689 in favor of the nance, Albany. Filed Sept. 6.

New York State Department of Taxation and Finance, Albany.

Monticello Premium Gas Filed Sept. 6.

Inc., Middletown. $13,627 in favor of the New York State De- Popoli Service Station Inc., partment of Taxation and Fi- Middletown. $425 in favor of the New York State Department nance, Albany. Filed Sept. 6. of Taxation and Finance, AlbaMoodna Creek Development ny. Filed Sept. 6.

Ltd., Newburgh. $1,472 in favor of the New York State Depart- Ptak Engineering P.C., Midment of Taxation and Finance, dletown. $1,504 in favor of the Albany. Filed Sept. 10.

New York State Department of Taxation and Finance, Albany.

N.D.D. Enterprises Inc., Mid- Filed Sept. 10. dletown. $314 in favor of the New York State Department of Rick’s Quality Lawn Care Taxation and Finance, Albany. Inc., Middletown. $291 in favor Filed Sept. 6. of the New York State Department of Taxation and Finance, New York Image, New Wind- Albany. Filed Sept. 6. sor. $1,856 in favor of the New York State Department of Taxa- Rockland Vending Corp., tion and Finance, Albany. Filed Chester. $7,272 in favor of the Sept. 6.

New York State Department of Taxation and Finance, Albany.

New York Montessori Corp., Filed Sept. 6.

Monroe. $1,332 in favor of the New York State Department of Route 9W Professional Plaza Taxation and Finance, Albany. L.L.C., Newburgh. $211 in favor Filed Sept. 6. of the New York State Department of Taxation and Finance, North Street Family Mini Albany. Filed Sept. 6.

Mall Inc., Middletown. $5,237 in favor of the New York State RPC Contracting Inc., GosDepartment of Taxation and Fi- hen. $1,472 in favor of the New nance, Albany. Filed Sept. 6.

York State Department of Taxation and Finance, Albany. Filed Sept. 10.

30 November 26, 2012 • WCBJ • HV Biz

Sat Kartar Petroleum Corp., Newburgh. $1,321 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 6.

Schaut’s Automotive Inc., Fort Montgomery. $1,365 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 10.

Scott’s Landscaping, Walden. $3,902 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 10.

Scotty’s Country Kitchen Inc., New Hampton. $713 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 6.

Security Guidance International Inc., Highland Mills. $1,432 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 10.

Seneco Enterprises L.L.C., Middletown. $212 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 10.

Stewart Framing Corp., Newburgh. $1,572 in favor of the New York State Department of Taxation and Finance, Albany.

Filed Sept. 10.

Wishangel63athotmail.com, Port Jervis. $3,054 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 10.

Xenith Systems Ltd., Harriman. $1,365 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 10.

Tikva USA Realty Corp., Monroe. $1,365 in favor of the New York State Department of Lis Pendens Taxation and Finance, Albany.

Filed Sept. 10.

The following filings indicated a legal action has been initiated, Tomannb Inc., Washington- the outcome of which may affect ville. $1,365 in favor of the New the title to the property listed.

York State Department of Taxation and Finance, Albany. Filed Aglialoro, Denise, et al. Filed Sept. 10.

by Washington Mutual Bank.

Action: seeks to foreclose on a Top Dog Food Services Inc., mortgage to secure $178,000 Newburgh. $235 in favor of the affecting property located at New York State Department of 36 Wedgwood Drive, Goshen Labor Unemployment Insur- 10924. Filed Nov. 1. ance Division, Albany. Filed Sept. 10.

Antony, Jai Paul, et al. Filed by Wells Fargo Bank N.A. Action: Tree of Life Arboriculture seeks to foreclose on a mortInc., Stone Ridge. $1,450 in gage to secure $364,000 affectfavor of the New York State ing property located at 12 Salk Department of Taxation and Drive, Highland 12528. Filed Finance, Albany. Filed Nov. 14. Nov. 13.

Vails Gate Body Shop Inc., Vails Gate. $222 in favor of the New York State Department of Taxation and Finance, Albany.

Filed Sept. 6.

Barnett, Kim M., et al. Filed

by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 7 Center St., Poughkeepsie 12601. Filed Oct. 11.

Valley Auto and Tire L.L.C., Central Valley. $139 in favor of the New York State Department Bazley, John R., et al. Filed by of Taxation and Finance, Alba- Bank of America N.A. Action: seeks to foreclose on a mortny. Filed Sept. 6. gage to secure $294,299 affecting property located at 296 Mill Van Buren Estate Corp., Mon- St., Poughkeepsie 12601. Filed roe. $1,464 in favor of the New Oct. 18.

York State Department of Taxation and Finance, Albany. Filed Sept. 10.

Credits, Clients and Awards

Newsmakers

ORANGE REGIONAL MEDICAL CENTER in Middletown was recently recognized by The Donate Life Group of Orange County, a volunteer group working under the auspices of the New York Organ Donor Network, for its outstanding support of the group’s mission.

NICOLE J. BARTUCCELLI was recently promoted by Greater Hudson Bank N.A. in Middletown to vice president and chief credit officer. She joined the bank in early 2012 as senior loan administration officer and was formerly vice president and senior managing director at Provident Bank. Bartuccelli graduated from Ramapo College with a bachelor’s degree in economics and earned a certification from the University of Pennsylvania’s Stonier Graduate School of Banking, and is pursuing an MBA from the University of Maryland.

On the Go: Business, Etc. TUESDAY NOV. 27 Chamber of Commerce Ribbon Cutting for the Opening Celebration of Walkway Over the Hudson’s West Pavilion, noon, 87 Haviland Road, Highland.

TUESDAY DEC. 4 Orange County Partnership Office of Economic Development New York annual netw orking event, 5 p.m., Anthony’s Pier 9, New Windsor. $130 ticket, $1,430 table for 12. For information, call (845) 294-3696, email ginny@ocpartnership.org or visit ocpartnership.org.

TUESDAY DEC. 11 Building the Workforce of Tomorrow Orange County Chamber of Commerce breakfast meeting, 7:27 to 9 a.m., West Hills Country Club, 121 Golf Links Road, Middletown. $50 nonmembers, $30 members without reservations, $25 members in advance. For information, call 457-9700 or visit orangeny.com.

From left, state Sen. David Carlucci, Lauren Shields and Orange Regional’s President and CEO Scott Batulis.

GLEN ARDEN, a continuing care retirement community, was recently awarded Business of the Year by the Goshen Chamber of Snapshot Commerce. Glen Arden was recognized for its achievement at the Goshen Chamber of Commerce annual awards dinner Nov. 2 at ORANGE REGIONAL MEDICAL CENTER along with Northern Metropolitan Hospital Association (NorMet) and other Hudson The Fountains at Wallkill Golf Club.

Valley hospitals are participating in Vet Connect, a web-based initiative intended to raise awareness about the employment and health needs of veterans throughout the Hudson Valley.

JUDY VERALDO of Weichert, Realtors in Suffern was recently recognized for her exceptional industry success during the month of October. She led the region, comprised of offices throughout Orange, Westchester and Rockland counties, in resale revenue units.

DAVID DE PALMA of Weichert, Realtors in Fishkill was recently recognized for his exceptional industry success during the month of October. De Palma led the region in resales. The Fishkill office was also recognized for outstanding performance in October. The office led the region, comprised of offices throughout Orange, Westchester and Rockland counties, in resales and resale revenue units.

On Nov. 12, Orange Regional Medical Center celebrated and acknowledged its employees and volunteers that served our country.

Information for these features has been submitted by the subjects or their delegates.

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION .

Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

HV Biz • WCBJ • November 26, 2012

31

FACTS&FIGURES Bell, Michael L., et al. Filed

by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 20 Congress Court, Poughkeepsie 12603. Filed Oct. 19.

Bermudez, Agnes J., et al. Filed

by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $279,300 affecting property located at 76 S. Montgomery St., Walden. Filed Nov. 8.

Bernardo, John C., et al. Filed

by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $254,375 affecting property located at 45 Mountain View Drive, Pleasant Valley 12569. Filed Oct. 11.

Boston, Berthy Harvey, et al.

Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 6 Foster St., Poughkeepsie 12601. Filed Oct. 5.

Bryant, Toshar M., et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $228,976 affecting property located at 54 Pleasant Ave., Walden 12586.

Filed Nov. 7.

Burnett, Jesse, et al. Filed by The Bank of New York Mellon.

Action: seeks to foreclose on a mortgage to secure $136,528 affecting property located at 57 Poplar St., Newburgh 12550.

Filed Nov. 8.

Burrows, William H., et al.

Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $303,750 affecting property located at 29 Rodrigo Court, Millbrook 12545. Filed Oct. 5.

Chiocchi, Lucille T., et al. Filed

by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $184,000 affecting property located at 31 Scout Drive, Salt Point 12578.

Filed Oct. 18.

Christolin, Jean-Donald Laurent, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $149,940 affecting property located at 101 Green Meadows Way, Unit 18B, Chester 10918. Filed Nov. 7.

Brattesani, Kelley A., et al.

Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 65 O’Haire Road, Wallkill 10941. Filed Nov. 7.

Clear, Donald Jr., et al. Filed by Bank of America N.A. Action: Bresler, Gerry-Lynn, et al. Filed seeks to foreclose on a mortgage

by Hudson City Savings Bank. to secure $154,000 affecting Action: seeks to foreclose on a property located at 4 Eastern mortgage to secure $650,000 Parkway, Poughkeepsie 12603. affecting property located at 3 Filed Oct. 15.

Rock Ledge Road, Woodstock 12498. Filed Nov. 13.

Cocciardi, Donald E., et al.

Filed by JPMorgan Chase Bank Bryan, Lizette, et al. Filed by N.A. Action: seeks to foreclose PHH Mortgage Corp. Action: on a mortgage to secure an seeks to foreclose on a mort- unspecified amount affecting gage to secure $341,190 af- property located at 29 Concord fecting property located at 148 St., Newburgh 12550. Filed Beverly Road, Chester 10918. Nov. 7.

Filed Nov. 7.

Conklin, John H., et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $254,308 affecting property located at 61 Goldin Blvd., Walden 12586.

Filed Nov. 1.

32 November 26, 2012 • WCBJ • HV Biz

Conklin, Robert, et al. Filed by Thomas Richard. Action: seeks to foreclose on a mortgage to secure $206,657 affecting property located at 75 Hutchinson Ave., Dover Plains. Filed Oct. 19.

Deross, Vicki, as beneficiary under the last will and testament of Gerald Mitchnick, et al. Filed

by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property Conroy, Aimee L., et al. Filed located at 2 Lone Oak Circle,

by BAC Home Loans Servicing Monroe 10950. Filed Nov. 7.

L.P. Action: seeks to foreclose on a mortgage to secure $115,000 Dipasquale, Frank, et al. Filed affecting property located at by Wells Fargo Bank N.A. Ac14-2 Huguenot St., New Paltz tion: seeks to foreclose on a 12561. Filed Nov. 14. mortgage to secure $147,150 affecting property located at Cortes, Juan A., et al. Filed by 897 Pulaski Highway, Goshen H&R Block Bank. Action: seeks 10924. Filed Nov. 5. to foreclose on a mortgage to secure $280,000 affecting prop- Dolaway, Marion, et al. Filed erty located at 1 Kristy Drive, by Beneficial Homeowners Beacon 12508. Filed Oct. 16.

Service Corp. Action: seeks to foreclose on a mortgage to seDavidson, Peter J., et al. Filed cure $112,197 affecting propby OneWest Bank F.S.B. Action: erty located at 50 Rhode Island seeks to foreclose on a mort- Ave., Middletown 10940. Filed gage to secure $137,750 affect- Nov. 8. ing property located at 132 Old Route 22, Dover Plains 12522. Dubernard, Alain, et al. Filed Filed Oct. 9.

by Nationstar Mortgage L.L.C. Action: seeks to foreclose on a Davis, Aaron R., et al. Filed mortgage to secure $280,000

by JPMorgan Chase Bank N.A. affecting property located at 30 Action: seeks to foreclose on a Old Rock City Road, Rhinebeck mortgage to secure an unspeci- 12572. Filed Oct. 12. fied amount affecting property located at 1027 Dutcher Drive, Dupont, Tara Meggan, et al.

Fishkill 12524. Filed Oct. 15.

Filed by Deutsche Bank National Trust Co. Action: seeks Davis, John J., et al. Filed by to foreclose on a mortgage to Wells Fargo Bank N.A. Action: secure $171,000 affecting propseeks to foreclose on a mort- erty located in Kingston. Filed gage to secure $131,950 affect- Nov. 14. ing property located at 6 Casper Creek Road, Poughkeepsie. Ell, Jonathan G., et al. Filed Filed Oct. 12.

by Eastern Savings Bank F.S.B. Action: seeks to foreclose on a Decker, Eden T., et al. Filed by mortgage to secure $129,250 Beneficial Homeowner Service affecting property located at Corp. Action: seeks to foreclose 22 Roundtree Court, Beacon on a mortgage to secure $28,979 12508. Filed Oct. 9. affecting property located at 8 Worrall Ave., Poughkeepsie Espinal, Edwin, et al. Filed by 12603. Filed Oct. 5.

Deutsche Bank National Trust Co. Action: seeks to foreclose on Denicolais, Terence M., et al. a mortgage to secure $176,000 Filed by PNC Bank N.A. Action: affecting property located at 21 seeks to foreclose on a mortgage Lexington Hills, Unit 3, Harrito secure $112,000 affecting man 10926. Filed Nov. 1. property located at 169e Dorsey Lane, Poughkeepsie 12601. Formisano, Vincent A., et al.

Filed Oct. 10.

Filed by Citibank N.A. Action: seeks to foreclose on a mortgage to secure $750,000 affecting property located at 62 Bulimine Road, Blooming Grove 10914.

Filed Nov. 8.

Garnot, Anthony, et al. Filed

by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $136,000 affecting property located at 2102 Cherry Hill Drive, Unit 2102, Poughkeepsie 12603. Filed Oct. 16.

Hodges, Michael A., et al. Filed

by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 132 North St., Pine Bush 12566.

Filed Nov. 7.

Gazivoda, Deda, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $150,000 affecting property located at 2113 Route 55, LaGrangeville 12540. Filed Oct. 16.

Hughes, Jennifer, et al. Filed

by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $180,000 affecting property located at 160 Union Ave., New Windsor 12553. Filed Nov. 7.

Gilmour, Kathleen E., et al.

Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $195,395 affecting property located at 5 Heritage Drive, Unit G, Harriman 10926. Filed Nov. 7.

Jacobs, Suzzette, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $227,800 affecting property located at 3 Fortune Road East, Middletown 10940. Filed Nov. 8.

Graves, Ernest, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 23A City Terrace, Newburgh 12575. Filed Nov. 2.

Jean, Mageorie Mathieu, et al.

Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $152,625 affecting property located at 296 Cromwell Hill Road, Monroe 10950. Filed Nov. 2.

Herb, Richard J., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $162,400 affecting property located at 35 Morris Drive, Hyde Park 12538. Filed Oct. 18.

Joel Kleiman, Orange County Commissioner of Finance as administrator of the estate of Donald Vaz, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $153,000 affecting property located at 13 Amchir Heredia, Gerardo, et al. Filed Ave., Middletown 10940. Filed

by Deutsche Bank National Nov. 2.

Trust Co. Action: seeks to foreclose on a mortgage to secure an Johnson, Steven G., et al. Filed unspecified amount affecting by M&T Bank. Action: seeks to property located at 227 Linden foreclose on a mortgage to seAve., Middletown 10940. Filed cure $210,000 affecting properNov. 8. ty located at 318 Mill St., Poughkeepsie 12601. Filed Oct. 10.

Heron-Coombs, Carol J., et al.

Filed by HSBC Bank USA N.A. Kilpatrick, Andrew J., et al.

Action: seeks to foreclose on a Filed by Hudson Valley Federal mortgage to secure an unspeci- Credit Union. Action: seeks to fied amount affecting prop- foreclose on a mortgage to seerty located at 111 W. Meadow cure $191,700 affecting properWinds Lane, Newburgh 12550. ty located at 4 Tanhouse Woods Road, Hyde Park. Filed Oct. 9.

Filed Nov. 7.

Hirsch, Hendy, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $520,000 affecting property located at 289 Seven Springs Road, Highland Mills 10930. Filed Nov. 8.

Lazaros, Elizabeth A., et al.

Filed by GMAC Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $200,000 affecting property located at 176 Overhill Road, Stormville 12582. Filed Oct. 16.

Leavy, Pamela A., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $267,500 affecting property located at 15 and 17 Strack Road, Goshen. Filed Nov. 8.

Maher, Martha S., et al. Filed

by BAC Home Loans Servicing L.P. Action: seeks to foreclose on a mortgage to secure $235,000 affecting property located at 101 Beverly Road, Chester 10918.

Filed Nov. 5.

Morcos, Nicola, aka Nicola Marcos, et al. Filed by EverBank. Action: seeks to foreclose on a mortgage to secure $44,100 affecting property located at 11 N. White Gate Road, Wappingers Falls 12590. Filed Oct. 12.

Leonard, Risa A., et al. Filed

by Weichert Financial Services.

Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 31 Janet St., Kingston 12401. Filed Nov. 15.

Mallon-Williams, Sandra L., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $110,000 affecting property located at 29 Waltke Lane, Wallkill 12589. Filed Nov. 13.

Motta, Laura L., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $240,000 affecting property located at 371 N. Elting Corners Road, Highland 12528.

Filed Nov. 13.

Leonhardt, Joan M., et al.

Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $169,600 affecting property located at 254 Tally Ho Road, Middletown.

Filed Nov. 8.

Maraday, Frank, et al. Filed

by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $220,320 affecting property located at 260 Keasel Road, Middletown 10940. Filed Nov. 8.

Nikac, Gjergj, et al. Filed by OneWest Bank F.S.B. Action: seeks to foreclose on a mortgage to secure $300,000 affecting property located at 107-109 Barmore Road, LaGrangeville 12540. Filed Oct. 9.

Leoniuk, Perry M., et al.

Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 31 White Bridge Road, Middletown 10940. Filed Nov. 2.

McLoughlin, Peter J., et al.

Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $281,600 affecting property located at 502 Union Ave., New Windsor 12553. Filed Nov. 7.

Nutley, Mary Ellen, as executrix of the estate of John W. Dickerson, et al. Filed by Provident Bank. Action: seeks to foreclose on a mortgage to secure $296,000 affecting property located at 58 Route 17A, Goshen.

Filed Nov. 5.

Louttit, Cathleen, et al. Filed

by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $278,990 affecting property located at 975 Route 17K, Montgomery 12549. Filed Nov. 5.

Macaluso, Michael, et al. Filed

by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 6503 Chelsea Cove, Hopewell Junction 12533. Filed Oct. 17.

Maddalena, Joseph, et al. Filed

by M&T Bank. Action: seeks to foreclose on a mortgage to secure $207,000 affecting property located at 29 Angle Drive, Chester 10918. Filed Nov. 5.

Melendez, Anibal, et al. Filed

by Nationstar Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $353,610 affecting property located at 4 Evergreen Lane, Walden 12586.

Filed Nov. 5.

Messerschmidt, Xiao, et al.

Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $314,400 affecting property located at 28 Nassau Road, Poughkeepsie.

Filed Oct. 9.

O’Keefe, Charlene, et al. Filed

by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $215,000 affecting property located at 9 Knox Ave., Middletown 10940.

Filed Nov. 8.

Opuiyo, Inemibo Kalada, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $241,656 affecting property located at 46 N. Clinton St., Poughkeepsie 12601. Filed Oct. Miller, Clifford B. III, et al. 19.

Filed by Deutsche Bank National Trust Co. Action: seeks Oram, Steven, et al. Filed by to foreclose on a mortgage to Beneficial Homeowner Service secure $440,000 affecting prop- Corp. Action: seeks to foreclose erty located at 39 Laurel Moun- on a mortgage to secure an tain Road, Cragsmoor 12420. unspecified amount affecting property located at 43 Nicole Filed Nov. 13.

Lane, Wingdale 12594. Filed Oct. 15.

Parent, Clarence J. Jr., et al.

Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $217,550 affecting property located at 3309 Terbar Court, aka 3309 Route 22, Dover Plains 12522. Filed Oct. 17.

Park, Soojae, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $396,150 affecting property located at 4 Plum Court Drive, Poughquag 12570.

Filed Oct. 18.

Paul, Kellie, et al. Filed by GMAC Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $240,000 affecting property located at 600 Eder Road, Stormville 12582.

Filed Oct. 18.

Pelish, Adam, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 95 Round Hill Road, Poughkeepsie 12603. Filed Oct. 9.

Pombo, Carlos E., et al. Filed

by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $387,000 affecting property located at 158 Whitney Drive, Woodstock 12498. Filed Nov. 15.

Pullman, George T., et al.

Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $189,000 affecting property located at 112 River Road, New Paltz 12561.

Filed Nov. 13.

Quinones, Melvin, et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $152,000 affecting property located at 56 Williams Ave., Newburgh 12550. Filed Nov. 7.

Ramos, Jorge, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $257,244 affecting property located at 5860 Wickham Ave., Middletown 10940. Filed Nov. 7.

Rapaj, Kastriot, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $440,000 affecting property located at 3 Dara Court, Monroe 10950.

Filed Nov. 7.

Pena, Odette M., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $245,600 affecting property located at 26 Rombout Ridge Road, Lagrange 12603. Filed Oct. 12.

Reiss, Christopher D., et al.

Filed by Bank of America N.A. Peralta, Addys, et al. Filed by Action: seeks to foreclose on a Federal National Mortgage As- mortgage to secure $276,739 sociation. Action: seeks to fore- affecting property located at 5 close on a mortgage to secure Rockwood Drive, Newburgh $239,220 affecting property 12550. Filed Nov. 5. located at 8-10 W. Jackson Ave., No. 10 and 37 ½ - 39, Middle- Rockefeller, Robert J., individtown 10940. Filed Nov. 8. ually and as executor of the estate of Gladys M. Rockefeller, et Petrillo, Louis Greg, executor al. Filed by Nationstar Mortgage and one of the devisees of the L.L.C. Action: seeks to foresubject property of the estate close on a mortgage to secure of Louis Petrillo, et al. Filed by $378,000 affecting property loThe Bank of New York Mellon. cated at 9 Barton St., Millerton Action: seeks to foreclose on a 12546. Filed Oct. 16. mortgage to secure $120,000 affecting property located at 301 Route 211 West, Middletown 10940. Filed Nov. 8.

Rodriguez, Jose M., et al. Filed

by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $260,000 affecting property located at 62 Birchwood Drive, New Windsor 12553. Filed Nov. 8.

Rosen, Todd Eric, et al. Filed

by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $564,742 affecting property located at 106 Sunflower Circle, Wappingers Falls 12590. Filed Oct. 11.

Rosenfeld, Jeffrey M., et al.

Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $270,000 affecting property located at 6 Cromwell Road, Monroe 10950.

Filed Nov. 5.

Rossi, Franco Jr., et al. Filed

by Orange County Trust Co. Action: seeks to foreclose on a mortgage to secure $350,000 affecting property located at 47683 E. Main St., Wallkill. Filed Nov. 1.

Rotella, Ronald, et al. Filed

by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $278,500 affecting property located at 53 Lawrence Road, Hyde Park 12538. Filed Oct. 15.

Russo, Carolyn A., aka Carolyn Delgais, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $293,069 affecting property located at 6 Cart Road, Dover Plains 12522.

Filed Oct. 11.

Scheels, Doreen, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $283,950 affecting property located at 31 Maidstone Drive, Walden 12586. Filed Nov. 8.

GET THE RECORD S EAR LY.

Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

HV Biz • WCBJ • November 26, 2012

33

FACTS&FIGURES Schwartz, Yehuda, et al. Filed

by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $150,500 affecting property located at 138 ½ Linden Ave., Middletown 10940. Filed Nov. 1.

Sheehan, Kevin A., et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $205,537 affecting property located at 38 Greentree Drive, Hyde Park 12538. Filed Oct. 12.

Thompson, Nora-Ann, et al.

Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 17 Hudson Heights Drive, Poughkeepsie 12601. Filed Oct. 15.

Thorpe, Charles R., et al. Filed

by GMAC Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $175,000 affecting property located at 115, aka 37 Creek Road, Staatsburg 12580. Filed Oct. 19.

Shepheard, Richard, et al.

Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $479,177 affecting property located at 37 Whites Corners Road, Wappingers Falls 12590. Filed Oct. 18.

Van Buren, Gwendolyn, as executrix of the estate of Grace L. Brooks, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $477,000 affecting property located at 636 Route 376, Shook, Georgine, et al. Filed Hopewell Junction 12533. Filed

by JPMorgan Chase Bank N.A. Oct. 5.

Action: seeks to foreclose on a mortgage to secure $120,000 Van Rootselaar, Marcel P., et affecting property located at al. Filed by Ulster Savings Bank.

11 Peter Cooper Drive, Pough- Action: seeks to foreclose on a keepsie 12601. Filed Oct. 19. mortgage to secure $228,600 affecting property located at 174 Sitko, Jaime M., et al. Filed by Sundown Road, Kerhonkson Bank of America N.A. Action: 12446. Filed Nov. 15. seeks to foreclose on a mortgage to secure $386,048 affecting Vandeflier, Catherine A., property located at 3 Melody as beneficiary under the last Lane, Harriman 10926. Filed will and testament of Joan A. Hirsch, et al. Filed by JPMorgan Nov. 8.

Chase Bank N.A. Action: seeks Smith, Virgil C. Jr., et al. Filed to foreclose on a mortgage to

by Bank of America N.A. Ac- secure an unspecified amount tion: seeks to foreclose on a affecting property located at 6 mortgage to secure $189,000 Revere Circle, Washingtonville affecting property located at 67 10992. Filed Nov. 2.

Meisel Road, Pine Plains 12567.

Filed Oct. 18.

Vikman, Pirjo, et al. Filed by Wells Fargo Bank N.A. Action: Smyrychynski, Alexis, et al. seeks to foreclose on a mortgage Filed by OneWest Bank F.S.B. to secure $137,700 affecting Action: seeks to foreclose on a property located at 95 Boehmmortgage to secure $220,000 ler Road, Sparrowbush 12780. affecting property located at 10 Filed Nov. 5.

Alphonsa Court, Salisbury Mills Viola, Lorraine, et al. Filed 12577. Filed Nov. 8.

by HSBC Bank USA N.A. AcTerwilliger, Karen, et al. tion: seeks to foreclose on a Filed by Flagstar Bank F.S.B. mortgage to secure $317,015 Action: seeks to foreclose on a affecting property located at mortgage to secure an unspec- 98 Duelk Ave., Monroe 10950. ified amount affecting prop- Filed Nov. 7. erty located at 326 Lake Vue Drive, Montgomery 12549.

Filed Nov. 2.

Manhattan Camera Rental, 290 Larkin Drive, Suite 103270, Monroe 10950, c/o David S. Horowitz, Daniel A. Horowitzand Eddie Lebron Jr. Filed Nov. 9.

KRR Construction and Design, 4 Christie Road, Newburgh 12550, c/o Kamalodin Mohamed. Filed Nov. 2.

Fidelity Judgment Recovery, 314 Route 94S, Suite 124, WarAlston’s Home Improvement, wick 10990, c/o Thomas F. Mar172 Mount Joy Road, Middle- rie Jr. Filed Nov. 4. town 10941, c/o Matthew Alston and Guy Alston. Filed If You Please Vintage, P.O. Box Nov. 2.

246, West Hurley 12491, c/o Alicia G. Mikles. Filed Nov. 13.

Catalpa Lane Association, 122 Catalpa Lane, Accord 12404, c/o John Brink Services, 9 MajesRobert P. Meehan, Jesse S. Mar- tic Court, Newburgh 12550, c/o cus and Mark E. Roosa. Filed John O. Brink. Filed Nov. 4.

Nov. 13.

Jump 4 Fun Inflatables, 257 Lybolt Road, Middletown 10941, c/o Eric J. Ring. Filed Nov. 3.

Up Top Fashions, 212 Broadway, Newburgh 12550, c/o Jamie Eugene Fincher. Filed Nov. 2.

Ward, Stephanie A., et al. Filed

by OneWest Bank F.S.B. Action: New Businesses seeks to foreclose on a mortgage to secure $187,000 affecting This paper is not responsible for property located at 2374 Bruns- typographical errors contained wick Road, Wallkill 12589. Filed in the original filings.

Nov. 14.

Wells, Gary, et al. Filed by MidHudson Valley Federal Credit Union. Action: seeks to foreclose on a mortgage to secure $103,000 affecting property located at 184 Rogers St., Ulster Park 12487. Filed Nov. 14.

Wells, Lynda L., et al. Filed by Keybank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 228 Maple Ave., Tillson 12486. Filed Nov. 15.

Woods, Erin K., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $240,000 affecting property located at 6 Alden Road, Monroe 10950. Filed Nov. 7.

Wright, Roy, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $470,690 affecting property located at 23 Ogden Ave., Middletown 10940. Filed Nov. 2.

Mechanic’s Liens Balbo, Angelo, et al, as owner. $12,000 as claimed by Spray Foam Distributors of New England Inc., Woodstock. Property: 65 Kingwood Park, Poughkeepsie. Filed Nov. 13.

Preferred Group of Manhattan L.L.C., as owner. $427 as claimed by Calculated Fire Protection Company Inc., Salt Point. Property: 35 Main St., Poughkeepsie. Filed Nov. 14.

Leader Advertising, 40 Dunning Road, Middletown, c/o Piyum, 9 Utopian Place, Eric J. Ring. Filed Nov. 3.

Walden, c/o Suranga Fernando Doing Business As and Prasantha Fernando. Filed Lunney Home Improvement, Nov. 7.

780 Wallkill Ave., P.O. Box 305, Abundant Life Tabernacle, Pine Bush 12566, c/o Lee Lund.b.a. Abundant Life Tabney. Filed Nov. 3. ernacle Ministries, 2 Corso Road, Sparrow Bush 12780. Sole Proprietorships McCannical Plumbing and Filed Nov. 2.

Alexander Open Arms, 79 Heating, 71 Hudson St., Port Bar Wizard West Inc., d.b.a. Gage St., Apt. 2, Kingston Jervis 12771, c/o Thomas W. The Smith, 6 W. Main St., Mid- 12401, c/o Jeanette M. Bullock. McCann. Filed Nov. 4.

Filed Nov. 15. dletown 10940. Filed Nov. 2.

Nature’s Choice, 70 Main St., Napanoch 12458, c/o Lorraine Angel Arrangements, 38 East Bloos Warehouse Corp., d.b.a.

Filmore Wholesale, 190 Route Road, Wallkill 12589, c/o Sara V. Hessinger. Filed Nov. 13.

Lonce. Filed Nov. 3.

17M, Harriman. Filed Nov. 9.

P.S. I Love Shoes, 22 Pierces Road, Apt. 3, Newburgh 12550, Balon Plumbing Heating and KCHT Restaurant Group Inc., d.b.a. Bulls Head Inn, A/C, 75 Mountain Ave., Mid- c/o Lynise Johnson. Filed Nov. 120 Sarah Wells Trail, Campbell dletown, c/o David Balon. Filed 4.

Nov. 7.

Hall 10916. Filed Nov. 2.

Roller Kingdom USA, 179 Mini-Zhou Traditional Re- Cutt-N-Up Barber Shop, 22 Highland Ave., Middletown, c/o covery, d.b.a. Happy Feet Spa, Route 6, Port Jervis, c/o Nor- Pamela Johnson-Wilder. Filed 1 Galleria Drive, No. A200, man E. Wilson Jr. Filed Nov. 2. Nov. 2.

Middletown 10941. Filed Nov. 9.

Dadou’s Party Rentals and Starter Systems, 709 Silverlake Planning, 10 Birchwood Drive, Road, Middletown, c/o Louis S. Morgan Fuel and Heating Goshen 10924, c/o Guerda Lou- Diana. Filed Nov. 2.

Company Inc., d.b.a. Triple is. Filed Nov. 2.

The Gift Factory, 225 Main St., Petroleum, 44 Main St., Pine Bush. Filed Nov. 9.

Diamond Bell Cores, 23 Hill- New Paltz 12561, c/o Luke Kent side Ave., New Windsor, c/o Le- Attebery. Filed Nov. 13.

Tower Drive Laundry Inc., Ron R. Fincher. Filed Nov. 4.

The New Chorale, 150 Woods d.b.a. Tower Cleaners, 253 Tower Drive, Middletown Edelweiss, 161 Beverly Road, Road, Greenwood Lake 10925, 10941. Filed Nov. 9.

Chester 10918, c/o Robert P. c/o Liviu Blumenthal. Filed Nov. 4.

McTigue. Filed Nov. 7.

Partnerships

KCity Clothing, 10 Alcazar Ave., Kingston 12401, c/o Jalen B. Palmer. Filed Nov. 15.

34 November 26, 2012 • WCBJ • HV Biz

Valentino Shoe Repair, 88-14 Dunning Road, Middletown, c/o Luigi Conti. Filed Nov. 2.

Wright and Sutler, 137 Cooper St., Accord 12404, c/o Gavin T. Anderson. Filed Nov. 14.

FACES& PLACES Salute to leadership

The Westchester County Association recently honored members who’ve gone above and beyond the call of duty in service to the community. Richard D. Schaab Sr. and Sy Schulman were honored in memoriam. The awards were part of the association’s Fall Leadership Dinner, held at the Doubletree Hotel Tarrytown.

Photographs by Lynda Shenkman Curtis.

1.

2.

3.

4.

5.

6.

7.

8.

9.

10.

11.

12.

13.

14.

15.

16.

Stephen Karp, Paul Savage and Charles Hellmich Catherine Gasteyer and Caryn Cosentini Marissa Brett and Jody Rollins APEX honoree Joel Seligman and Al DelBello Elizabeth Maitland, Bill Brenner and Lucy Banko Mark Rollins and Kelvin Brenya Paula Mandell Roslyn Schulman and Dan Schulman Lisa Barner and Gina Pachlin Malcolm Couzens Westchester County Executive Rob Astorino and Robert Weisz William Harrington and William Mooney Apex honoree Ron Belmont Brendan Meyer APEX honoree Marialisa Zywotchenko APEX honoree Judith Spitz

1

2

4

5

7

6

8

10

13

3

9

11

14

12

15

16

HV Biz • WCBJ • November 26, 2012

35

Know-how builds your

business savings.

BUsiness saVings

1.00

% aPy

1

• Earn 1.00% APY that compounds daily until withdrawn • Interest earned on excess business balances while maintaining easy access to your funds • Convenient access through Online Banking, ATM and Telephone Banking

Visit any of oUr lower hUdson Valley and new york city locations.

800-772-1090

peoples.com

1.00% Annual Percentage Yield (APY) effective on a business savings account linked to a business checking account. Accounts must be opened between 10/22/12 and 12/31/2012 to obtain APY. Offer available on savings balances up to $500,000. A minimum of $100 is required to open a business savings account. A minimum of $50 is required to open a business checking account. Fees may reduce earnings. Offer may be withdrawn without notice. The business savings account must be linked to an open active business checking account in order to receive the 1.00% APY. Offer excludes municipal and government savings accounts. All offers available at all our Lower Hudson Valley and New York City locations. Lower Hudson Valley includes Ulster, Dutchess, Orange, Putnam, Rockland and Westchester Counties. New York City includes the five boroughs: Manhattan, Brooklyn, Bronx, Queens and Staten Island. ©2012 People’s United Bank | Member FDIC | Equal Opportunity Lender

1