Westchester County Business Journals 120417

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4 | TITLE FIRMS TARGETED DECEMBER 4, 2017 | VOL. 53, No. 49

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Port Chester weighs pitches for master developer BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

Waiting for wages

to its previous condition. It is asking for at least $200,000 in damages for alleged trespass and lease violations. A hearing was scheduled for Dec. 1 before Justice Alan D. Scheinkman. Danone spokesman Michael Neuwirth said the company cannot comment because the matter is under litigation. An attorney for the landlord did not » » CONSTRUCTION, page 6

» » PORT CHESTER, page 6

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Gonzalo Cruz, left, executive director of Don Bosco Workers Inc., checks a sign-in sheet for day workers outside the Don Bosco Community Center in Port Chester. At center is Ramon Campos, a Greenwich resident and Mexican immigrant. Worker at right was not identified. Photo by John Golden.

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Raymour & Flanigan wants Danone headquarters construction to stop BY BILL HELTZEL bheltzel@westfariinc.com

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hanksgiving to Christmas is the “most crucial holiday furniture selling season,” says Raymour & Flanigan Furniture, but it also says sales at its White Plains store are being hindered by construction of a new head-

quarters for Danone Foods Inc. Scaffolding, restricted parking and barricades are blocking customers from using the store and violate the retailer’s lease, the company states in a lawsuit filed in Westchester Supreme Court. The furniture chain is asking a judge for a restraining order to shut down the construction project and make the landlord return The Source shopping center

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he Port Chester village board recently heard presentations from five real estate firms vying to become the village's master developer, creating a lineup of big names in real estate that “has to be the nightmarish envy of every community from Stamford to Manhattan.” The appearance by industry suitors at the village meeting was so described by Sean McLean, executive vice president of development for Renaissance Downtowns. His Long Island-based real estate company responded to the village's request for qualifications, or RFQ, along with partner St. Katherine Group, a real estate development firm founded in the United Kingdom and based in Port Chester. That partnership was the final presenter in a lineup that included real estate developers HB Nitkin Group, Hines and RXR Realty. The Albanese Organization also submitted its qualifications to the village but is expected to present instead at the board's first December meeting. Cushman & Wakefield, the commercial real estate brokerage and services company, also responded to the request with an offer to advise the village through the master developer selection process. "We've got some really good responses," said Eric Zamft, director of planning for Port Chester. "It's going to be a good, tough decision that we have to make, but it shows

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Tennis coach takes what life serves in sports career

own a leafy drive in Armonk, hidden from passersby on Business Park Drive, lies a small, brown-shingled hut that looks out of place wedged between two inflatable domes. Inside, the staccato pop of tennis balls betrays the whereabouts of Greg Anderson, director of Armonk International Tennis Academy. It’s a quiet location that suits Greg’s unassuming nature. His low-key profile, steady work ethic and love for the game have been compared with that of his childhood training partner — U.S. Open finalist Kevin Anderson, who is also his brother. Kevin is the 6-foot, 8-inch South African with a powerhouse serve who faced off against Rafael Nadal in his first Grand Slam final this past September. It was a surprising comeback from an injury-plagued year that came on the heels of a career-high ranking of No. 10 in the world. “I see Kevin potentially taking it further,” said Greg, who trained with his brother before the first match of the tournament, then joined the Anderson entourage in the stands. “It was obviously a great two weeks for me with a lot of special memories,” Kevin said of the U.S. Open and fraternal reunion. “It’s always great having him on the court again. Obviously, we’ve spent so much time together, it’s very familiar practicing with him.” The brothers’ busy schedules — Kevin on the tour, Greg directing the academy make those times less frequent. “Nowadays, it just usually happens during New York,” Kevin said. “He gets time off work. It’s always nice. He has a great eye for the sport and he knows me well.” Armonk International Tennis Academy is a high-performance program for junior players in Westchester. So, it’s no wonder that word of Greg’s connection with Kevin spread quickly there. His attendance at the U.S. Open in Queens meant the kids in Armonk got to experience a closeness to the tennis world that Greg and Kevin never had growing up in Johannesburg, South Africa. “It’s tough coming from a country where you don’t have the same sort of resources and you’re a little further from the tennis scene,” Kevin said. That’s why Armonk was a draw for Greg. “There aren’t many areas in the country where it’s this desirable to teach,” he said. “I feel like I’m really blessed with kids that are polite and have goals. Plus, I get to wear tennis clothes for a living.” The Anderson brothers’ story is a lesson in the art of living a successful life in sports.

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NEWS Copy and Video Editor • Peter Katz Reporters • Ryan Deffenbaugh, Aleesia Forni, Bill Heltzel, Phil Hall, Kevin Zimmerman, Georgette Gouveia, Mary Shustack Greg Anderson instructs a class at Armonk International Tennis Academy. Photo by Jena Butterfield.

Whether that means standing in front of a cheering stadium crowd at the USTA Billie Jean King National Tennis Center in Flushing Meadows or instructing a new generation of talented players, Greg and Kevin have learned that living the lessons behind the sport is what counts. “There are lots of life lessons to be learned from tennis,” Greg said, citing discipline, overcoming defeat, handling pressure and physical health among them. It’s a lifelong sport that kids will play and benefit from long after college, he believes. “The lessons and morals are what I’m trying to pass on. It’s priceless.” That impetus to coach seems to come naturally to the Andersons. “I’ve always felt (Greg) had a great eye for helping people learn and develop,” Kevin said. “When I can, I definitely enjoy that aspect of sharing some of the stuff I’ve acquired over the years.” Coached by their father, the brothers’ game is stylistically similar. Both were good juniors, often ranked in the top two or three for their respective ages. (Kevin is 18 months older than Greg.) “Definitely having my brother to practice with all the time was a huge benefit for me and for him,” Kevin said. They started attending national tournaments, traveling with each other along the southern coast of Africa on “beautiful, long road trips,” playing finals on adjacent courts. “It was a four-year period of experience we can both draw from,” said Greg.

Eventually, they were recruited to play for colleges in the U.S., Kevin at the University of Illinois and Greg at the University of Kentucky and later at Morehead State University. “A free U.S. education is a massive accomplishment,” Greg said. As collegians their goal was to play tournaments in the summer, then take stock of their choices and possibly give the tour a shot. “The biggest reason I went to college was to continue developing my game,” Kevin said. “My aspiration was always to turn pro.” The decision rested on the success they had during those summers. Players can’t accept prize money in college. Once they do, they’ve turned from amateur to professional. Kevin decided to make that leap and left school after his junior year. “I didn’t do quite as well,” Greg said. “So I decided to stay and finish school.” “I think it was tough for him when he decided that professional tennis wasn’t going to be his destiny,” Kevin said of Greg. “It was all about practicality,” said Greg, who decided to finish college and not follow what he deemed a pipe dream. “My parents taught us to make smart choices and smart decisions.” They also taught him the true meaning of success. “Being the best at what you’re best at was the message,” he said This is an edited version of an article first published in the November issue of WAG magazine, the Business Journal’s sister publication.

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egeneron Pharmaceuticals Inc. announced on Nov. 29 a collaboration with Decibel Therapeutics Inc., a Boston company founded in 2015 to discover and develop potential drugs to protect, repair and restore hearing. As part of the collaboration, Regeneron will provide Decibel with access to its proprietary suite of technologies to support Decibel's goal of discovering important medicines for hearing loss and tinnitus. Regeneron will also directly participate in and provide financial support for Decibel's efforts, both through research and development funding payments and an equity investment in Decibel. "Over three decades, Regeneron has established an unparalleled suite of innovative technologies thanks to the sciencefocused approach championed by their longstanding leadership team," said Steven H. Holtzman, president and CEO of Decibel. "As we work to apply these capabilities to the development of hearing therapeutics, what truly distinguishes this collaboration is that Regeneron and Decibel scientists will be working together, shoulder to shoulder, on project teams beginning at the earliest stages of research.” Holtzman added that the partnership should “significantly reduce the time and investment necessary for Decibel to sustainably discover and develop meaningful new medications for hearing loss and tinnitus.” Decibel retains worldwide development and commercialization rights to any products discovered in the collaboration and will pay Regeneron tiered royalties based on net sales. Further financial terms were not disclosed. "Regeneron is committed to following the science as broadly as possible, and we're excited to invest in new discoveries coming not only from our labs but also from young biotechnology companies with whom we believe we can synergize," said Dr. George D. Yancopoulos, president and chief scientific officer of Regeneron. “We see these kinds of creative collaborations as a promising way to extend the impact of our technology and medicines to even more patients in need.” According to the World Health Organization, more than 5 percent of the world's population have disabling hearing loss. There are no medicines available to protect, repair or restore hearing.

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Morris Builders says tainted title tanked Target project in Yonkers SEEKS $2.7M IN BREACH OF CONTRACT LAWSUIT BY BILL HELTZEL bheltzel@westfariinc.com

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orris Builders has been trying to build a Target store for several years at the former Austin Avenue landfill in Yonkers, but its aim was repeatedly deflected by litigation over property rights. So when Target Corp. backed out of the deal in April, Morris blamed its title insurance companies for delays in fixing a defective land title. Morris is demanding more than $2.7 million from Fidelity National Title Insurance, First American Title Insurance and Commonwealth Land Title Insurance companies, according to an amended complaint filed on Nov. 8 in a 2016 federal lawsuit charging breach of contract. The insurance companies responded that it was Morris that missed the mark, for instance, by not cooperating with their efforts to fix the mess. Morris, of Rutherford, New Jersey, has leased the Austin Avenue site since 1985, when it struck a deal with Westchester County, owner of 25 acres, the city of Yonkers, owner of 60 acres, and their industrial development

agencies. The site is across the New York State Thruway from Westchester's Ridge Hill. The agreement originally envisioned an office park, but as the real estate market changed it was amended to allow a shopping center. The developer built stores for Stew Leonard’s, Costco and Home Depot. But since those retailers opened in 1999, nothing else has been built on the site. The Target store was proposed about 16 years ago and a deal was formally signed in 2012. But unbeknownst to Morris, the lawsuit says, the land included a public park that had been improperly conveyed to the county. Yonkers had designated land for Hogan Park in 1955. Nearly three decades later, in 1982, the city sold the parkland to the county. The state Senate and Assembly allowed the city to abandon the park, but the law required the new owner to set aside at least one acre for green space and to immediately develop public amenities. Disposing of parkland for other than park purposes must be authorized by the state Legislature, Morris said, so the property transactions between the city and county and Morris were tainted. The developer notified the insurance companies that it planned to take legal

action to fix the flawed property title, and it asked for compensation for attorney fees and losses. The insurance companies said they would take “curative measures,” the lawsuit states, and they retained a law firm to represent Morris. But the developer chose to use its own law firm, citing a New York court decision that states an insured party is entitled to counsel of its own choosing. Morris sued the county, city and the development agencies. Last year, they settled the dispute. The park issue was put to rest and Morris bought the property. Then Target notified Morris in January that it wanted to terminate its lease. Negotiations continued, the lawsuit states, but by April 12 the deal was off. Target terminated the deal because of the defective title, Morris claims, and because of delays by the insurance companies in fixing the title. The insurance companies responded that the defective title was not the “proximate cause” of losing the Target lease. Morris wants the insurance companies to cover its costs, including $944,411 in legal fees and expenses to fix the title, $1.8 million in rent damages, lost profits and other damages.

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Workers’ advocates unite against rampant wage theft BY ALEESIA FORNI aforni@westfariinc.com

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dvocate groups are pushing for stronger legislation to combat wage theft, a problem they say is both rampant and growing across Westchester County. “This is a daily occurrence,” said Ann Heekin, executive director of the Don Bosco Community Center in Port Chester. “Anyone working in these low-skill, low-wage sectors are vulnerable because they don’t have the resources to hire an attorney and push back, and the employers know that.” Nancy Fernandez, a workers’ case manager at the Community Resource Center in Mamaroneck, estimated her organization receives three to four calls per week regarding wage issues. They range from complaints of employers failing to compensate workers for overtime or benefits to withholding pay completely. Some employers, Fernandez said, will even resort to degrading workers if they voice their complaints. “They call them names, because they don’t speak the language,” Fernandez said of how some employers treat their non-English-speaking workers. “They act like they don’t know they’re human.” Heekin said many workers will continue to work for an employer, even after payments are postponed multiple times. “It’s not unusual for a day laborer’s wages to be delayed until the completion of a job, which of course, could never be done above ground,” Heekin said. “But because the bad actors in this case, which obviously isn’t everybody, know the worker is desperate and has no choice, the wages are postponed again and again and when payday comes, there is no payday.” To help prevent wage theft, Don Bosco and other worker centers across the county aim to provide a safe environment for workers and potential employers to connect. “We take names, we take addresses, so we know if a worker is leaving with someone, we know who it is and what the agreedupon salary was between the worker and the employer,” she said. “But as many people as we have standing outside every day, there’s still hundreds of others who are just standing on the corners in Port Chester and throughout Westchester County and they’re the most vulnerable, because there’s no oversight.” Those corners attract the employers Heekin calls the “bad actors,” who know they are less likely to be held accountable if they choose to pay workers less or not at all. “The worker has no power. All the power is in the hands of the employer,” she said.

“And that sense of powerlessness is what allows this to happen.” Don Bosco and the Community Resource Center are both members of the Westchester Labor Alliance, a countywide coalition of groups that have partnered to combat wage theft. Other groups in the coalition include Neighbors Link, Catholic Charities Community Services of the Archdiocese of New York, Obreros Unidos and United Community Center of New Rochelle. In the past five years, the alliance has helped to garner nearly $400,000 in recovered stolen wages across a broad range of industry sectors, among them construction, restaurants, beauty salons and barber shops. In September, state Attorney General Eric Schneiderman announced the arrests of Donato Pagnotta and Giovanni Dilullo, owners of J & D Painting Contractors Corp. in Port Chester, for allegedly failing to pay Westchester area workers thousands of dollars in wages. In May, the alliance presented five women who were plaintiffs in a case against Elise’s Food and More in Port Chester with the first $15,000 of a $47,000 restitution. Still, advocates believe the number of wage theft cases across the region is much higher than those reported by employees. “It’s no secret that many men and women who are working at these low wages are perhaps without the proper status to work and so it just becomes this vicious cycle because they’re afraid of retaliation either from the employer or the law,” Heekin said. “They fear they’re going to be deported if they speak up.” To combat that fear, advocates are pushing for county legislation that would establish an effective process for consumers and workers to report potential violations and improper conduct by businesses to the county. The group is also proposing legislation that would make it more difficult for businesses that do not pay their employees or engage in other unscrupulous businessrelated conduct to operate in Westchester. Their efforts took a step forward earlier this month when County Legislator David Gelfarb introduced a bill that would help combat wage theft by strengthening existing licensing requirements for home improvement businesses. However, his recent election loss to Nancy Barr has left the future of that legislation uncertain. “There’s a whole new group of leaders to our county offices, so we have a lot of work to bring this out and introduce it to people who are just coming on,” said Heekin. “But it should be something that’s bipartisan. Regardless of where you stand politically to the left or to the right, everybody believes that if you work, you should be paid appropriately.”

Citrin Cooperman Corner FOCUS ON THE FUTURE...NOW

BY ALAN G. BADEY, CPA AND MARK L. FAGAN, CPA

THE BEST WAY TO PREDICT YOUR FUTURE IS TO CREATE IT. — Abraham Lincoln

ALAN G. BADEY AND MARK L. FAGAN

No one knows exactly what the future holds; but today, to the best of our ability, in both our personal and professional lives, we can make smart and informed decisions which will guide us on the right path in the future - a future that, according to Abraham Lincoln, we create. Take a moment to ask yourself the following questions: • What does success look like to me? • How do I create the future I visualize? • What should I be focusing on now that will help me achieve my goals? Throughout the coming year, our mission is to continue to help you implement and monitor roadmaps to achieve your goals through Citrin Cooperman’s Passport to Business Success. Through this monthly column, a series of webinars, and business seminars, we will be focusing on specific topics that business owners and executives need to address in order to grow and sustain a healthy business. Business owners are concerned about a wide range of issues affecting their business and financial operations, and we have listened to their concerns. To that end, we have developed a program around the following business issues: • Tax reform • Exit strategies • Taking a company to the next level • Keeping the family business in the family • Acceleration of technology • Improving business processes In addition, we will also be continuing our marquee events programs, which include CEO Evolution, Women at the Wheel, and Above the Bar Awards. CEO EVOLUTION The CEO Evolution is an annual seminar series aimed at identifying and recognizing those CEOs and leaders who have risen to the top, and evolved as industry leaders. In conjunction with the University of Connecticut School of Business and Fairfield County Business Journal, Citrin Cooperman brings together leading and iconic business executives to share their experiences, strategies, and best practices, to help others gain insight into becoming better leaders. Moderated by Mark Fagan, the event features panelists discussing their careers and hard-earned business expertise. WOMEN AT THE WHEEL Moderated by Chelsea Rosen, manager at Citrin Cooperman, the 2017 Driving Your Business: Women at the Wheel event featured three extraordinary women CEOs and executives who spoke candidly about their journey to success, and provided insight into how they broke through the gender barrier in male-dominated industries.

ABOVE THE BAR Co-hosted by Westchester County Business Journal, The Elisabeth Haub School of Law at Pace University, and Citrin Cooperman, the Above the Bar Awards honor the best of the best in the Westchester legal community. This past year marked our 11th annual Above the Bar event, which honored five leading attorneys and one promising law student. Litigation and Dispute Advisory Services Practice Leader, Gary Karlitz, served as master of ceremonies for the event. YOUR LOCAL PASSPORT We look forward to 2018 and we hope you join us on our journey. To be added to our communications lists and receive invitations to our thought leadership seminars and webinars, or to request a live recording of recent webinars on revenue recognition, and navigating Brexit, please contact Laura Di Diego at ldidiego@citrincooperman.com. ABOUT THE AUTHORS Alan G. Badey, CPA, CGMA, is the managing partner of Citrin Cooperman’s White Plains, NY, office. As a hands-on tax and business advisory partner, Alan works closely with business owners to employ best practice strategies with the goal of improving efficiencies and growing his clients’ businesses. He provides a variety of consulting services to identify and improve revenue drivers, as well as minimize tax obligations through strategic structuring. Throughout his over 25-year career, Alan has worked with private, family, and closely-held businesses in various industries. As part of helping his clients grow their businesses, Alan has an expertise in mergers and acquisitions consulting. Alan can be reached at 914.949.2990 or at abadey@ citrincooperman.com. Mark L. Fagan, CPA, is the managing partner of Citrin Cooperman’s Norwalk, CT, office. With over 25 years of audit, tax, and business advisory experience, he serves clients in a wide range of industries. Mark’s clients range from privately-held, middle-market firms to larger, complex, multi-national organizations. Mark specializes in counseling businesses and CEOs in the areas of business formation, profitability enhancement, revenue recognition, and mergers and acquisitions. As leader of the International Strategy Group, Mark also specializes in working with global and globallyminded companies to help them navigate cross-border concerns, including guidance around accounting standards and compliance requirements, transactions, and growth strategies. He can be reached at 203.847.4068 or at mfagan@citrincooperman.com. Citrin Cooperman is a full-service accounting and consulting firm with 10 locations on the East Coast. Visit us at citrincooperman.com.

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be done from October through December, except in case of an emergency. The landlord may not change the parking facility, Raymours said, add levels or floors or use the first three floors for nonretail purposes. Raymours decided that offices on the first floor would not interfere with customers, and on May 18 it consented to

the arrangement for a rent reduction of $56,000 a year. But the landlord, Raymours claims, “intentionally concealed” other plans for modifying the shopping center. On Oct. 10, scaffolding was erected in front of Raymours’ storefront in its designated parking area. Scaffolding and netting also cover the exterior façade and sidewalk. A 15,124-square-foot enclosure is being built on fourth-floor parking spaces, the lawsuit states, and will block access to a stairway. More than 300 parking spaces will be re-striped, narrowing them to 8.6 feet wide from 9 feet. Danone has been granted rights to 71 “spillover” parking spaces on the furniture store level, and Raymours said it has been told that hundreds of Danone employees will park in spaces that had been reserved for retail customers. Construction and changes to the building are “causing significant disruption,” the lawsuit states, and will cause “untold and incalculable lost revenue and business.” Raymours said it has made several attempts to resolve the dispute but the landlord is unwilling to stop work. The city of White Plains has weighed in, with a building official notifying the court that construction has advanced to the point that scaffolding and a sidewalk shed must stay in place to protect pedestrians and vehicular traffic.

ously worked as a master developer on Long Island with the town of Huntington and on a billion-dollar redevelopment effort in Hempstead, on which it again teamed up with RXR and with developer UrbanAmerica. St. Katherine Group was founded in the U.K. in 2010, where it has focused on student apartment units. In the U.S., the company has built luxury single-family homes and is constructing a 94-unit studio apartment building in New Rochelle. Greenwich real estate firm HB Nitkin Group talked up its roots in Port Chester’s neighboring town to the village board, as well as its work with the city of Hartford over the last decade. In Connecticut’s capital, the firm has utilized a public-private partnership to develop the Front Street District, which includes new restaurants, entertainment, retail and residential space on the city’s Connecticut River waterfront. Hines, a global real estate investment, development and management company based in Houston with a regional office in Manhattan, cited the more than 10 million square feet of property it manages in the New York region. That includes several high-rise buildings in Manhattan’s Hudson Square neighborhood. The firm is collaborating with SL Green Realty to build One Vanderbilt, a $3.3 billion, 58-story office

tower next to Grand Central Terminal. The Albanese Organization in its qualifications statement to the village spotlighted its work partnering with the public sector. The Garden City firm is master developer on a $500 million redevelopment project, Wyandanch Rising, on Long Island. Albanese also partnered with the Battery Park City Authority to construct three mixed-use residential buildings totaling more than 1 million square feet in the Lower Manhattan neighborhood. Port Chester Mayor Richard Falanka said at the meeting the village would work with its planning department to “set a roadmap” for continuing the master developer process. Zamft told the Business Journal that the board could decide on its next step at its final December meeting, possibly selecting a firm or publishing a request for proposals to a short list of firms. The village has budgeted $650,000 this year to study its zoning and prepare to implement a form-based code, which would provide more specific requirements for development than simply declaring allowed uses. The village is already reviewing three proposed mixed-use projects near its train station. They would add hundreds of new apartment units and retail square footage to the blocks surrounding the station.

Workers put up a sign on Nov. 27 indicating that Whole Foods is open during construction at The Source in White Plains. The sign joins one placed by Raymour & Flanigan Furniture. Photos by Bob Rozycki.

Construction — » » From page 1

respond to a request for comment. The Source at 100 Bloomingdale Road is a four-story shopping center and parking garage owned by Bloomingdale Road Investors LLC, a unit of UBS Realty Investors LLC of Hartford, Connecticut. It also has a Whole Foods, a Dick’s Sporting Goods and a Cheesecake Factory. Raymours Furniture Co., which does business as Raymour & Flanigan, pays more than $1 million a year to lease 58,332 square feet on the third floor. The family-

Port Chester — » » From page 1

the potential here." Port Chester advertised its request for qualifications in July following approval from village trustees to seek a master developer. The village said it is looking to move away from an “ad hoc” approach to reviewing potential real estate projects. Instead, it would utilize a more comprehensive plan devised with a “partner who speaks the language of development,” as Zamft previously described the approach. Port Chester’s RFQ focuses on the 120acre radius around its Metro-North train station. It’s there that officials are looking to draw on public and private lands for development that would create a more “cohesive, walkable, transit-oriented” downtown and add life to the village’s Byram River waterfront. The village’s RFQ also offers opportunities for redevelopment of an 8-acre public works property at the village’s southeastern end, called Fox Island, and for a partnership with the Metropolitan Transportation Authority. The master developer could also aid in the redevelopment of the 15-acre former United Hospital site on Boston Post Road, according to the RFQ. The village

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owned company, based in Liverpool, New York, describes itself as the largest furniture retailer in the Northeast. Danone is the parent company for brands such as Dannon yogurt and Evian water. It will occupy 80,000 square feet on the first and fourth floors when it moves its headquarters and 400 employees from Greenburgh next year. It expects to add 150 jobs within five years. Raymours claims that the landlord must notify the company within a reasonable time before doing maintenance or repairs in common areas of the shopping center. The lease does not allow work to

board in March gave Starwood Capital Group approval for a zoning change to build a $450 million mixed-use development there, but the Greenwich company has since informed the village it will try to sell the property. The company chosen as master developer will be called on to lead a community outreach effort and prepare a development plan within one to two years. At the November meeting, the prospective developers took turns pitching their real estate bona fides in the region. Two of the presenting teams highlighted their experience working as master developer in New Rochelle. Long Island real estate developer RXR Realty previously teamed with Renaissance Downtowns to launch RDRXR at New Rochelle LLC, which the city hired as its downtown master developer in 2015. For Port Chester’s RFQ, the two companies submitted their qualifications separately, with RXR on its own and Renaissance teaming up with local developer St. Katherine Group. In New Rochelle, RXR is constructing a $120 million, 28-story mixed-use building on Main Street. In Yonkers, its $190 million mixed-use Larkin Plaza project, a collaboration with Rising Development LLC, is under construction. Renaissance Downtowns has previ-

Top: The view of construction at The Source along Bloomingdale Road. Below: Protective netting obscures the store sign at the Bloomingdale Road entrance.


Experts assess Year One of Trump BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

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s President Donald Trump approaches the end of his first year in office, the Business Council of Westchester recently gathered a group of experts to make sense of his impact so far in the region. "Year One of Trump," held at the Reckson Metro Center in White Plains, featured panels on the Republican president's foreign policy, tax and infrastructure plans and the growing political divides in the country. In both tax and infrastructure policy, experts attempted to sort out two still evolving issues in Trump's early presidency.

TAXES

Attorney Glenn Newman, a shareholder at Greenberg Traurig LLP in Manhattan, addressed the GOP’s Tax Cuts and Jobs Act tax reform bill being considered in Congress as the Business Journal went to press. Newman previously served as president of the New York City Tax Commission and specializes in tax planning involving state and local taxes. "I can guarantee one thing: The House and the Senate bills as written today are not

going to be the tax reform you see," Newman said, adding that there are differences in the bills that need to reconciled and votes that need to be won. The Senate and House bills differ even in the number of tax brackets, with the House bill cutting the number of brackets to three and the Senate keeping the original seven. But Newman pointed to provisions that are consistent through both bills, such as a near doubling of the standard income deduction, coupled with the elimination or limiting of many individual deductions, such as for state and local taxes and the home interest mortgage deduction. "In order to achieve simplification, they're going to give a larger standard deduction and fewer specific deductions," Newman said. "How people come out on that depends a lot on their particular circumstances." That includes whether persons live in a high tax state and their income level. The House tax bill caps the mortgage interest deduction at $500,000, though the Senate bill keeps it at its current $1 million. Real estate professionals in Westchester County say the House plan could especially hurt the county's real estate market, where the median home sale price is $680,000. That forms a one-two punch with the potential elimination of the deduction for

local and state income taxes. "I would not be surprised to find out that the month of November home sales took a hit because of that," Newman said. "These changes will affect the economics of home ownership, especially in New York." The House tax bill does allow a deduction for state and local property taxes of up to $10,000, while the Senate bill currently eliminates all local deductions. Newman said the tax bills will put extra pressure on state governments, particularly in Albany and other high tax states. "There's going to be a lot of pressure on the state governments to reduce the taxes, because it’s no longer going to be subsidized somewhat by the federal government," he said. The position of state governments could be particularly tough, Newman added, because "they are going to want to make up for any lost services from the federal government...by maintaining or increasing taxes, and yet it’s going to be more of a burden on individuals in the state."

INFRASTRUCTURE

For the first 12 months of Trump's term, infrastructure has taken a back seat to health care and tax reform. The trillion-dollar infrastructure bill Trump promised during his campaign has yet to materialize.

But Veronica Vanterpool, the former executive director of the Tri-State Transportation Campaign advocacy group who serves on the Metropolitan Transportation Authority board, said the lack of a bill doesn't mean there's no activity. "For those of us paying attention, there's a lot going on" regarding infrastructure policy, she said. She said it’s important to pay particular attention to Trump's budget priorities. Positives in Trump's budget proposal, according to Vanterpool, include $200 billion in direct federal spending for infrastructure projects and expansion of the Transportation Infrastructure Finance and Innovation Act, which provides federal loans for infrastructure projects. New York state used a $1.6 billion TIFIA loan to help finance the Gov. Mario Cuomo Bridge project. On the negative side, she said, the proposal cuts the federal Department of Transportation overall budget by 12 percent, eliminates federal support for Amtrak and eliminates Transportation Investment Generating Economic Recovery grants, a program from President Barack Obama's stimulus package that supports local infrastructure projects. Vanterpool also noted the proposed GOP tax bills eliminate credits for the purchase of » » TRUMP, page 8

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Ramapo agrees with SEC to clean up bond finances

Trump — » » From page 7

electric cars and a $20 monthly deduction for people who commute to work by bike. Most importantly, the House plan eliminates private activity bonds, which provide taxexempt financing to private development projects. The loss of the bonds could impact Trump's infrastructure plan, given his emphasis on public-private partnerships, she said. "That is a really big deal, and it will be unclear how an infrastructure plan would move forward in the absence of these PABs, because public-private partnerships rely very heavily on tax-exempt private activity bonds," Vanterpool said. Vanterpool closed by noting the importance of the federal government's decisions on local transit. The MTA, she said, relies on the federal government for 23 percent of its capital program. "Whether or not you use transit, whether or not you drive, what happens in transportation affects you," she said. And what happens with one mode of transit affects all others. "Our road infrastructure cannot absorb what's happening with our transit infrastructure, our bridge infrastructure cannot absorb a collapse in our transit infrastructure, there's no room for anyone to go anywhere,” said Vanterpool. “So what's happening at the federal level has direct implications."

BY BILL HELTZEL bheltzel@westfariinc.com

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he town of Ramapo and its local development corporation have consented to an SEC agreement to clean up how they issue municipal bonds. Though they did not explicitly admit wrongdoing, by agreeing not to violate U.S. Securities and Exchange Commission laws they tacitly acknowledged they had done so. The SEC civil case coincides with federal criminal charges filed last year against town officials for concealing financial problems and lying to bond investors. Christopher St. Lawrence, former town supervisor, was found guilty after a fourweek spring trial of conspiracy, securities fraud and wire fraud. Nachman Aaron Troodler, a former town attorney, pleaded guilty to fraud. They fabricated Ramapo’s financial reports to help sell municipal bonds, according to court documents, and to help pay for Provident Bank Park, a minor league baseball stadium. Taxpayers had rejected a proposal to finance the stadium in 2010, and St.

Lawrence pledged that it would be built with private funds. But in 2011 the development corporation issued a $25 million bond for construction, and the town ended up paying more than half of the $58 million project. The stadium is now known as Palisades Credit Union Park and is the home of the Rockland Boulders. For six years, Ramapo reported general fund balances ranging from $1.4 million to $4.1 million. But the fund was actually running deficits of $249,000 to $13.9 million. General fund balances were distorted with phony receivables, concealed liabilities and improper fund transfers. St. Lawrence, for instance, claimed that Ramapo was going to get $3.1 million in Federal Emergency Management Agency reimbursements for expenses from Hurricane Irene, even though no claims had been submitted. The town had guaranteed bond payments, so fake fund balances made the bonds appear less risky. Investors also were told that revenues from the stadium and a housing project would cover the bonds’ principal and interest. The SEC said St. Lawrence lied to inves-

tors to conceal the town’s deteriorating finances and to disguise the inability of the development corporation to make payments from its own money. Federal Judge Cathy Seibel issued a judgment on Nov. 17 that requires Ramapo and its development agency to hire a courtapproved independent consultant to review financial procedures and controls. The consultant may employ accountants, attorneys, forensic experts or business advisers to assist with the review. The consultant will recommend improvements and Ramapo must adopt changes. The town and its agency must also hire an independent auditing firm to examine financial statements for 2017 through 2019. If they decide to issue new bonds in the next three years, they must hire an independent counsel who will investigate the accuracy and completeness of disclosure documents. In three years, they must certify that they have complied with all requirements of the judgment. The criminal sentencing hearing for St. Lawrence of Wesley Hills, began on Nov. 27 and was scheduled to continue Dec. 1. Troodler of Bala Cynwyd, Pennsylvania, is scheduled to be sentenced on Dec. 12.

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COMMERCIAL REALTY GROUP

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WESTCHESTER COUNTY AND REGION

COMMERCIAL REAL ESTATE FIRMS

THE LIST: Commercial Real Estate Firms

westchester county

Ranked by number of licensed agents and/or brokers. Properties serviced

3

7 Renaissance Square, Fifth floor, White Plains 10601 997-9391 • cushmanwakefield.com

800 Westchester Ave., Rye Brook 10573 220-4411 • houlihanlawrence.com

Normandy Real Estate Partners

The Exchange, 701 Westchester Ave., White Plains 10604 988-1100 • normandyrealty.com

RM Friedland

440 Mamaroneck Ave., Suite 405, Harrison 10528 968-8500 • rmfriedland.com

Thomas LaPerch, Steven Salomone and Garry Klein tlaperch@hlcommercialgroup.com 2012 Gavin Evans, Susan Gately and Giorgios Vlamis info@normandyrealty.com 2002 Sarah Jones-Matturo sjonesmaturo@rmfriedland.com 1970

35

33

land

2

Houlihan Lawrence Commercial Group

Services

multifamily

Jim Fagan melissa.siegel@cushwake.com 1917

Towns and cities served

retail

1

Cushman & Wakefield

Licensed agents and/or brokers

industrial

Top local executive(s) Email address Year established

office

Name Address Area code: 914, unless otherwise noted Website

Agency leasing, tenant representation, valuation and advisory, global occupier ✔ ✔ ✔ ✔ ✔ services, capital markets, investment and asset management and asset services Westchester, Putnam, Dutchess, Office and industrial leasing, retail Bronx, Brooklyn, Manhattan, leasing, land acquisition and ✔ ✔ ✔ ✔ ✔ Queens and Staten Island and development, investment opportunities, Fairfield County municipal approvals and affiliate services Westchester and Fairfield counties and nationwide

20

Westchester and Fairfield counties

Construction, development, leasing and property management

✔ ✔

20

Westchester, Putnam, Bronx and Fairfield counties

Owner/landlord representation, buyer/tenant representation and investor representation

✔ ✔

Houlihan-Parnes Realtors

James J. Houlihan, principal jjh@houlihanparnes.com 1891

17

New York, New Jersey, Connecticut and nationwide

Consulting, leasing, property management, finance and sales

✔ ✔

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Rakow Commercial Realty Group

Richard Rakow info@rakowgroup.com 1985

12

Westchester, Fairfield counties and beyond

Representing tenants, landlords and investors

✔ ✔

✔ ✔

6

Marcus & Millichap

J.D. Parker john.krueger@marcusmillichap.com 11 1971

New York, New Jersey, Connecticut and tristate region

Real estate investment sales and research information and advisory services

7

Goldschmidt & Associates

4 5

8 9 10

4 W. Red Oak Lane, White Plains 10604 694-6070 • houlihanparnes.com

10 New King St., Suite 212, White Plains 10604 422-0100, ext. 10 • rakowgroup.com 50 Main St., Suite 925, White Plains 10606 220-9730 • marcusmillichap.com

9

Westchester, Rockland, Putnam, Dutchess and Orange counties; Consulting, development, leasing, New York City; and Fairfield and property management and sales New Haven counties

8

New York and New Jersey metropolitan areas

Properties serviced include medical leasing, subleasing and user and ✔ ✔ ✔ investment sales services and corporate relocation consulting

7

New York, New Jersey and Connecticut

Consulting, leasing, property management and sales

6

New York metropolitan area

Tenant representation, agency leasing, and investment sales

✔ ✔

✔ ✔

6

New York, New Jersey, Connecticut and nationwide

Construction management, leasing, property management and sales; firm also handles flex warehouse for properties serviced

✔ ✔

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6

Westchester, Orange and Dutchess counties, the five boroughs and New Jersey

Property management, brokerage, co-op sales and private financing

✔ ✔

5

Fairfield and Westchester counties

Specializing in tenant representation

Tony DiCamillo tdicamillo@cbcworldwide.com 1906

5

Westchester County and Cos Cob and Greenwich, Conn.

Retail, asset services, space planning, medical, investment property, corporate services and valuation services

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McCarthy Associates

John R. McCarthy john@mcoc.com 1990

5

Fairfield and Westchester counties and selected nationwide national markets

Consulting, office leasing and sales

✔ ✔

Newmark Grubb Knight Frank

Glenn Walsh gwalsh@ngkf.com 1929

5

Westchester County

✔ ✔

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Perlmutter Properties Inc.

David Perlmutter david@perlmutterproperties.com 1989 Barry Endelson barryend@ade-re.com 1993

5

New York, New Jersey and Connecticut

✔ ✔

✔ ✔

4

Westchester, Putnam and Dutchess counties, parts of Connecticut and New Jersey

1 Chase Road, Scarsdale 10583 723-1616 • ga-re.com

Greiner-Maltz Realty Advisors

800 Westchester Ave., Suite 638, Rye Brook 10573 821-5050 • greiner-maltz.com

Royal Properties Inc.

850 Bronx River Road, Bronxville 10708 237-3400 • royalpropertiesinc.com

Admiral Real Estate Services Corp. 62 Pondfield Road, Bronxville 10708 779-8200 • admiralrealestate.com

GHP Office Realty

4 W. Red Oak Lane, Suite 200, White Plains 10604 642-9300 • ghpoffice.com

Houlihan-Parnes Properties

4 W. Red Oak Lane, Suite 200, White Plains 10604 694-4200 • hprealestate.com

11

Choyce Peterson Inc.

800 Westchester Ave, Rye Brook 10573 422-57000 • choycepeterson.com

Coldwell Banker Commercial Scalzo Group

2500 Westchester Ave., Purchase 10577 313-52850 • cbcworldwide.com 170 Hamilton Ave., White Plains 10601 948-8900 • mcoc.com

800 Westchester Ave., Suite 706, Rye Brook 10573 881-1024 • ngkf.com 4 W. Red Oak Lane, Suite 105, White Plains 10604 686-8900 • perlmutterproperties.com

12

Aries Deitch & Endelson Inc. 110 S. Central Ave., Hartsdale 10530 949-2800 • ade-re.com

Eric Goldschmidt and Pam Bren Goldschmidt eric@ga-re.com 1991 John Maltz, Tom Attivissimo, Ayall Schanzer, Sharone Levy, Ray Musalo and Swain Winer greinermaltz@greiner-maltz.com 1953 Jeff Kintzer, David Landes info@royalpropertiesinc.com 1993 Jonathan Gordon jgordon@admiralrealestate.com 1997 Andrew M. Greenspan and James J. Houlihan andy@ghpoffice.com 1999 James J. Houlihan and James K. Coleman jjh@houlihanparnes.com jcoleman@HPRealEstate.com 1999 John Hannigan jhannigan@choycepeterson.com 1997

Tenant and landlord representation, property disposition and investment services, global corporate services, debt placement and property valuation Offers services as a sub-agent for national real estate brokerage firms; handles subleases Appraisal, consulting, leasing, property management and sales

✔ ✔

✔ ✔

This list is a sampling of commercial real estate firms that are located in and serve the region. If you would like to include your firm in our next list, please contact Danielle Renda at drenda@westfairinc.com.

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DECEMBER 4, 2017

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BY MARGARET M. SHEAHAN

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Retaliation claims: The cruelest employment litigation

hat’s even worse than being the victim of employment discrimination? Speaking up about it and getting fired. For an employer, what’s even worse than getting falsely accused of employment discrimination? Winning that case but losing one for retaliating against that false accuser. Pretty much all the statutes that protect employees from discrimination on the basis of a protected characteristic — such as race, sex, national origin, religion, age and disability — also prohibit retaliating against someone for asserting their rights under those statutes. It is almost a given that a good discrimination claim asserted by a current employee will generate an at least feasible retaliation claim. It is remarkably common for a weak discrimination case to engender a strong retaliation case. The reason is pretty self-evident. Accusing someone — and your corporate employer is a group of “someones” — of behaving in a racist, sexist, homophobic, anti-Semitic, ageist or otherwise bigoted way is not exactly a love letter. It is insulting. Many people violating these laws don’t really think they are doing so. And many

people accused of violating these laws are not really doing so. Either way, one common, normal human reaction to an insult is to lash out or at least to feel some hostility to the accuser and insulter. To encourage employees to actually avail themselves of the laws’ protections, legislators built in the anti-retaliation protection. Over the past decade or so, more and more employment disputes have included or have consisted solely of retaliation claims. The federal Equal Employment Opportunity Commission counts 42,018 such claims in 2016 versus 22,555 in 2006. Just what is unlawful retaliation? It can be a pretty broad array of activities. The legal definition boils down to any action that would cause a reasonable person to be discouraged from asserting the rights protected under the statute in question. This is a different standard from what applies in the underlying discrimination matter. To prove discrimination, an employee has to show an adverse employment action motivated by the employee’s protected characteristic. An adverse employment action can be a failure to hire, a firing, a demotion, a pay cut, a refusal to promote, a lost bonus or

other opportunity, shift changes. All these things can also be unlawful retaliation, but so can a good deal more. Some cases have found retaliation in an action against a complaining employee’s relatives or associates — for example, firing the spouse or fiancé of the complainer, changing an employee’s shift deliberately to conflict with known child care obligations, increased and targeted enforcement of previously ignored rules or reclassification of a job to a lower pay grade. Employee action that cannot be retaliated against is not confined to filing formal complaints of discrimination with government agencies or notifying human resources or other management representatives within a company. The Equal Employment Opportunity Commission’s website advises that protected activity includes: • filing or being a witness in an Equal Employment Opportunity charge, complaint, investigation or lawsuit; • communicating with a supervisor or manager about employment discrimination, including harassment; • answering questions during an employer investigation of alleged harassment;

• refusing to follow orders that would result in discrimination; • resisting sexual advances, or intervening to protect others; • requesting accommodation for a disability or for a religious practice; and • asking managers or co-workers about salary information to uncover potentially discriminatory wages. So, an employee willing to stick out his or her neck to get an employer to comply with employment law should feel comforted that if the employer’s reaction is retaliatory, the law provides protection. On the other hand, employers should prepare managers to react with restraint and care toward any employee expressing concern about protected characteristics. Even a way off-base allegation of discrimination is protected by the anti-retaliation provisions. Attorney Margaret M. Sheahan is a partner at Mitchell and Sheahan P.C. in Stratford. She provides legal advice and representation to both private and public-sector employers and to individuals in their workforce relationships. She can be reached at 203-873-0240 or msheahan@ mitchellandsheahan.com.

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DECEMBER 4, 2017

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S

SPECIAL REPORT

YEAR END REVIEW HEALTH CARE, EDUCATION

Cost for employer health plans stable, still out of reach for many BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

A

s premium increases in the health insurance exchanges dominate the political conversation, a report by the Kaiser Family Foundation found costs for employer-sponsored plans to be rising at a lower, relatively stable rate for the past five years. However, the overall cost is substantial enough that half of all small firms did not offer health benefits to employees this year. Average annual family payments for employer-sponsored health plans increased 3 percent to $18,764 this year, according to Kaiser’s annual Employer Health Benefits Survey that was released in September. The yearly poll of employers is done in partnership with the Health Research & Educational Trust, the research affiliate of the American Hospital Association. The survey was conducted between January and June and included just under 4,000 randomly selected firms with three or more employees. The average premium for employersponsored single coverage increased 4 percent to $6,690. The findings mark the sixth straight year that premiums for employer-provided policies have increased by less than 5 percent. Since 2012, average family payments have increased 19 percent, according to the survey. That’s far slower than the increases between 2007 and 2012, 30 percent and 2002 and 2007, 51 percent. Kaiser Family Foundation President and CEO Drew Altman said in a statement that premium increases for employersponsored care are “far less than the 20 percent average in the Affordable Care Act marketplaces. While the marketplaces seem to get all the attention, the much larger employer market where more than 150 million people get their coverage is very stable.” In a webcast press conference following the report’s release, Altman called the slowed growth in premium costs for employer-sponsored plans “health care’s

greatest mystery,” with no clear underlying cause. Still, premiums grew at a faster rate over the past five years than worker earnings and overall inflation. Altman noted that separate Kaiser data found 30 percent of people surveyed expressed concern about paying medical bills. “If this is the new normal, it’s not a normal people are happy with,” he said. In New York, 50 percent of residents receive insurance through an employ-

er, according to 2016 numbers kept by Kaiser, compared with 49 percent nationally. Medicaid, the next largest source of insurance for New Yorkers, covers about a quarter of the state’s residents. While employers still cover the majority of premium costs, the share an employee contributes has increased over the past five years, according to the study. Workers on average contribute $5,714 annually toward health care premiums for family coverage, which is up 32 per-

cent from average 2012 employee contributions. The average annual deductible for single coverage is $1,505 in 2017, just slightly up from a year earlier. Altman described increasing out-ofpocket costs, such as higher deductibles, as a “fallback cost containment strategy” for employers in recent years. “We should watch whether growth in deductibles is reaching some natural limit or we’re just seeing a one-year pause,” he said. The report did not paint a rosy picture for health coverage at small firms. Workers in small firms are less likely to be offered health benefits and likely to pay more for coverage they are offered. The survey found just half of firms with fewer than 50 workers offered health plans in 2017, down from 59 percent in 2012. The Affordable Care Act requires all companies with 50 or more full-time employees to offer health insurance or face a tax penalty. The Kaiser survey found that 99 percent of firms with 200 or more employees offered health benefits. Among small firms that did not offer health benefits, 44 percent said the decision is driven by high cost, while 17 percent said their firms are too small. The survey did find that 16 percent of firms not offering health coverage offered workers money to buy a plan of their own. But only 2 percent of small firms not offering coverage said they chose not to because they believed employees would get a better deal on the individual exchange. Small firms tend to pay lower wages, Altman said, adding that “while the rate of increase may have slowed down, the number, the cost, is just high. So it’s a struggle for them.” Workers in small firms contribute on average $1,550 more annually for family health care premiums than those at large firms. Deductibles tend to be higher as well. Workers covered in preferred provider organization plans at small firms, for example, face an average family deductible of $3,660, almost double the $1,899 average deductible for the same plans at large firms.

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DECEMBER 4, 2017

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The College of New Rochelle makes strides following financial crisis BY ALEESIA FORNI aforni@westfariinc.com

I

t’s been more than a year since The College of New Rochelle announced that it was in the midst of a major financial crisis that threatened to close the doors of the century-old institution. And while there are a number of challenges ahead, school officials remain optimistic about the future. “I cannot overstate how much so many have done in so little time to literally save this school,” interim President Dorothy A. Escribano said in a statement on the school’s website. In October 2016, college trustees announced that a probe into the school’s finances had found $20 million in unpaid

payroll taxes spanning eight quarters since 2014 and an additional $11.2 million in debts and liabilities. “The scope and depth of the problems left even the most optimistic among us wondering if our 113-year-old school could find a way to survive,” Escribano said in a statement. Following that discovery, the college appointed a special committee to oversee an investigation. The school named a chief restructuring officer from the New York City accounting firm Grassi and Associates to manage the college’s finances. Trustees also hired a forensic accountant, PKF O’Connor Davies, and the law firm Pepper Hamilton LLP to conduct the investigation. College President Judith Huntington stepped down amid the investigation last

fall and trustees named Escribano, the provost and senior vice president for academic affairs, as interim president. About 70 employees have been laid off since November 2016, including 10 tenured faculty, the school said, which it deemed necessary in order for the college to continue. However, those layoffs led to a pair of lawsuits filed earlier this fall. Fourteen faculty members, along with the college senate and council of faculty, filed a lawsuit in October, alleging breach of contract after the college failed to file a declaration of financial exigency. Financial exigency recognizes an imminent financial crisis that threatens the survival of the institution as a whole that cannot be alleviated by less drastic means. The lawsuit, which names Escribano and

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the board of trustees as defendants along with the college, states that by neglecting to declare financial exigency prior to terminating the faculty, the school violated its own handbook. The faculty members, who were laid off in June, are seeking damages, including loss of salary, benefits and damage to their professional reputations, along with legal fees. “The board has stated clearly and consistently that it regrets the need to lay off even one person, but we did what was necessary for the viability of the college and the continued quality education of our students,” Gwen Adolph, chair of the college’s board of trustees, said in a statement. “We are disappointed about the lawsuit and the resources that will be required to defend it, but we are not discouraged.” A second lawsuit alleging breach of contract involving former employee Veronie Lawrence, who worked for the college as a campus director for three years and was let go during the second round of layoffs, was filed in Westchester County Court earlier this month. Though the college declined to comment further on any pending litigation, officials said they do not expect any additional layoffs at this time. Other steps the school has taken since the discovery of the financial problems included the auctioning of five college-owned, single-family homes and a restructuring of its finance department. The college also negotiated tentative settlements with the Internal Revenue Service and the State Department of Taxation and Finance on the repayment of unpaid payroll taxes. A national search for a permanent replacement for Escribano is underway and the school aims to have the position filled in the coming year. Officials believe that the key to the college’s recovery lies in two key factors: successful enrollment numbers and fundraising efforts, both areas they feel optimistic about. Enrollment remains strong at 3,200 students, the school said in a statement, and a recent round of fundraising proved largely successful thanks to an anonymous $5 million donation. “While more hard work remains to be done, we are very hopeful that the steps that we have taken have us on the road to long-term stability,” Escribano said in a statement. Founded by the Ursuline Sisters in 1904, The College of New Rochelle includes four schools: the School of Arts & Sciences, the School of Nursing and Health Care Professions, the Graduate School and the School of New Resources for adult learners. In addition to its main campus in New Rochelle, it operates five satellite campuses in the New York City boroughs. The former women’s college became fully coeducational in 2015.


Today was another milestone for Patty and our team of cancer experts. Over twelve years cancer-free. Patty Ferris and Dr. Green, her oncologist, have been through a lot together. From Patty’s diagnosis of breast cancer to her mastectomy, chemo, and many, many follow-up visits. At the White Plains Hospital Center for Cancer Care, every patient’s battle with cancer is our battle, too. And our partnership with Montefiore Health System gives our patients access to breakthrough clinical trials right here in White Plains. It’s this commitment to delivering exceptional care every day that has kept Patty cancer-free for all these years. Watch her story at exceptionaleveryday.org/survivor

A M E M B E R O F T H E M O N T E F I O R E H E A LT H S Y S T E M

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DECEMBER 4, 2017

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H

HEALTH CARE

YALE NEW HAVEN, GREENWICH HOSPITAL OPEN RYE BROOK CENTER

The Yale New Haven Health System and Greenwich Hospital have opened the first phase of a multispecialty medical center at 90 S. Ridge St. in Rye Brook. Walk-in medical care is available Mondays through Saturdays at the new 15,000-squarefoot center, which is operated by Yale New Haven Health Northeast Medical Group in association with Greenwich Hospital. The medical group will remodel the space by early 2018 to expand services to include pediatrics, endocrinology, cardiology, perinatology, primary care and X-ray imaging. The walk-in medical care center is available to treat adults and children for a variety

of illnesses and injuries, including sprains, cuts, flu and back pain. Blood drawn at the Rye Brook location will be analyzed at Greenwich Hospital. Northeast Medical Group is Yale New Haven Health's 835-doctor multispecialty group. Greenwich Hospital, a 206-bed community hospital, is a member of Yale New Haven Health.

BURKE LAUNCHES OUTPATIENT PRACTICE

Burke Rehabilitation Hospital now offers a variety of outpatient services in White Plains. The new outpatient physician practice on the hospital’s campus at 785 Mamaroneck Ave. will allow patients to schedule appointments with doctors for a variety of medical conditions requiring physical rehabilitation in an outpatient setting. “Burke is responding to the growing need for outpatient services by offering patients comprehensive medical evaluations and treatment with the same level of patientcentered care that Burke has been providing for over a century,” said Jeffrey Menkes,

Burke’s president and CEO. Physicians who are part of the new outpatient practice will include those who treat and manage complications related to stroke, spinal cord and brain injury, cardiac and pulmonary disease, orthopedic surgery, chronic pain, dementia and other conditions. “Burke’s renowned outpatient physicians can work in coordination with Burke’s inpatient and outpatient treatment teams or a patient’s current physician to develop an individualized treatment plan to optimize recovery in the shortest time period possible,” Menkes said. Founded in 1915, Burke Rehabilitation Hospital became part of the Montefiore Health System in 2016.

LLS ADDS $46M IN CANCER RESEARCH GRANTS

The Leukemia & Lymphoma Society (LLS) recently announced it has committed an additional $46 million to fund innovative blood cancer research at leading medical institutions around the world. Headquartered in Rye Brook, the nonprofit

Our graduates are fulfilling their dreams and changing the world in exciting and rewarding professions. Come discover the opportunities that await you on our 50-acre, seaside campus.

Learn more at bridgeport.edu

O N LY U B .

health care organization has invested more than $1 billion in cancer research in its nearly 70-year history. Recipients of the new funding include Memorial Sloan Kettering Cancer Center in New York City, where Dr. Eric Smith received a Special Fellow Award, granted to help scientists earlier in their careers, to optimize T-cell immunotherapy for patients with multiple myeloma. Among 87 new research projects, LLS will fund 17 immunotherapy projects and 23 grants for research in precision medicine, a targeted approach “to finding the right drug for the right patient at the right time,” LLS officials said. Projects will include novel therapies to combat myeloma, which remains an incurable disease, and acute myeloid leukemia or AML, for which four new therapies were approved in recent months, the first in 40 years, according to LLS officials. The Rye Brook organization also awarded 36 grants totaling $10.3 million in its career development program to foster the early careers of the next generation of scientists. Its active research portfolio has grown to 254 grants, more investment in blood cancer research than any nonprofit or government agency outside of the National Institutes of Health, according to Leukemia & Lymphoma Society officials. “There is never a good time to get cancer, but it’s a phenomenal time to be fighting it,” said Louis J. DeGennaro, LLS president and CEO. “Already in 2017, the FDA has approved 13 new blood cancer treatments or new indications and LLS has supported virtually all of them. Our long-term vision and investment is paying off in our impact for patients.” LLS also invests approximately $10 million annually in its venture philanthropy initiative, TAP or therapy acceleration program, through which the organization partners with biotechnology companies to speed development of novel therapies through clinical trials. Two of those partnerships this year resulted in U.S. Food and Drug Administration approvals for a groundbreaking chimeric antigen receptor (CAR) T-cell immunotherapy approach for patients with relapsed large B-cell lymphoma — in which the patient’s own immune cells are re-engineered to find and kill cancer cells - and for a novel combination therapy for AML patients. Over the past two decades, LLS has invested $40 million in CAR T-cell therapy at multiple institutions. It is committed to funding $34 million in CAR T-cell and other immunotherapies. DeGennaro noted that 1.3 million people in the U.S. live with a blood cancer. “We are seeing extraordinary progress in blood cancer research but with one third of blood cancer patients still not surviving five years past their diagnoses, we clearly have more work to do,” he said. — Ryan Deffenbaugh, Aleesia Forni, John Golden

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BY MARIE SPENCER

Creating a culture of quality in nursing care

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urke Rehabilitation Hospital has been a cornerstone in the White Plains community for more than a century. Those who know Burke know of the exceptional level of care patients receive in both the inpatient and outpatient programs. The successful outcomes are achieved because of the quality of the Burke staff and the team approach to post-acute rehabilitation. A patient’s recovery process involves many different levels of staff, including physicians, nurses, therapists and administrators. Nurses are an integral piece of the rehabilitation process. The unique qualities of the Burke nursing staff are their dedication, compassion and ongoing commitment to patient safety and outcomes. Burke nurses continually strive to deliver the best possible care while always maintaining Burke’s goal of getting our patients back to the life they love as quickly as possible. Burke was the recipient of the 2017 Press Ganey National Database of Nursing Quality Indicators Award for Outstanding Nursing Quality. This is the second award of this magnitude that the Burke nursing department has received during the past six years. Burke won this award because all of our nurses have an unwavering commitment to achiev-

ing positive patient outcomes. The award is given based on 17 qualitynursing measures, which include patientcentered outcomes as well as nursing-specific indicators. Among the criteria are fall rate, when a patient unexpectedly falls while in the hospital; pressure injury rate, formerly known as bedsores, the prevalence of areas of damaged skin and the underlying tissue caused by immobility in a bed or chair; and catheter-associated urinary tract infection, to name a few. Examples of nursing-specific areas include nursing satisfaction, nursing advanced education and certifications. In order to achieve such positive outcomes, the staff must be vigilant in evaluating their patients and implementing appropriate interventions. Burke nurses are open to learning about the latest and best innovations in patient care. They are devoted to their patients and are able to blend their advanced education in rehabilitation nursing with caring and kindness. As the chief nursing officer at Burke, it is my belief that in order to be successful we need to provide continual support and education to the staff. In addition, we have to continue to mentor our staff and offer opportunities for them to grow professionally. We groom our nurses to gain as many

skills as they can, to mentor others and to expand their careers. We offer ongoing CPR, CPI (crisis prevention) and other education classes so that our staff can continue to renew or grow their expertise. For the past several years, Burke has been a proponent of education and promotion of specialty rehabilitation certification for nurses, such as the Certified Rehabilitation Registered Nurse (CRRN). As a leader in the rehabilitation field, Burke offers numerous opportunities for nurses to learn more and even offers staff CRRN review classes. This course assists in preparing newer nurses to become certified rehabilitation nurses. We encourage and support all of our nurses who work toward their CRRN, as it both ensures Burke as an employer that our staff is specially trained, as well as boosts the confidence our patients have in the care they receive. We appreciate that our nurses take pride in their professional value and achievements and choose to obtain this highly regarded certification. According to the Association of Rehabilitation Nurses, nurses with the CRRN certification demonstrate to all involved — from employers to patients and the public—that they are committed to patient-centered excellence, particularly in

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cases of people with physical disabilities and chronic illnesses. “Certification is an investment that can reap great rewards,” according to the association. “These include increased professional credibility, recognition of your expertise, greater impact as a job candidate and a heightened sense of personal achievement.” Burke patients benefit from a knowledgeable, well — trained staff of specially certified nurses. With the common goal to get our patients to the highest level of independence and back to the life they love as quickly as possible, without compromise on quality of care, our nurses continue to be a reason that Burke’s rehabilitative care is world-renowned. Burke and its entire staff value and understand the importance of the quality of care one receives after a life-changing injury or illness and we will continue to provide that patient-centered, excellent care from the day the patient is admitted. Burke will remain a leader in post-acute rehabilitation care well into the future. Registered nurse Marie Spencer is vice president for nursing and chief nursing officer at Burke Rehabilitation Hospital in White Plains. She can be reached at MSpencer@burke.org or 914-597-2385.


REASONS TO ATTEND A FREE MEDICARE SEMINAR

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ctober 15 through December 7 is the Annual Enrollment Period (AEP) when Medicare beneficiaries can decide whether to remain in their current Medicare Advantage Plan, choose another plan or return to Original Medicare. Attending a free Medicare educational seminar hosted by licensed Medicare agents, can give you information about eligibility and enrollment and help you understand covered benefits and services available to support your health care coverage. There’s no cost to attend a seminar and no obligation to enroll. These are a few important items to keep in mind, so you can get the most out of attending a Medicare seminar and learn about different health plan options to help you make the right decision about your Medicare coverage.

• ORIGINAL MEDICARE VS. MEDICARE ADVANTAGE PLANS. What’s the difference? What are the pros and cons? You should

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• ENROLLMENT PERIODS AND LATE PENALTIES. The enrollment period for Medicare is up to three months prior to turning 65 and 3 months after turning 65, but there are a few special enrollment opportunities that you could qualify for. You should be aware of late enrollment penalties and when you could be eligible to enroll in a Medicare plan. • PROVIDER NETWORK: Health plans are continually expanding and/or modifying their provider networks. Find out if your primary care physician or specialists are in the plan’s network. If they are not, ask

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about making a request for the plan to reach out to your physicians to invite them to participate in the network. • HEALTH AND WELLNESS BENEFITS: Many Medicare Advantage plans offer various health and wellness benefits over and above what is provided by Original Medicare. These may include dental, vision, hearing, transportation, over the counter (OTC) drugs and products, alternative medicine and fitness programs. A Medicare seminar is the place to find out what benefits the plan covers and you can access these benefits. • CARE NAVIGATOR OR CARE MANAGER: Some plans give you access to a Care Navigator or Care Manager. These professionals are assigned to assist you with accessing providers and health services, supporting your medication management, setting up a care plan based on your clinical and functional requirements and ensuring that you receive routine screenings and preventative services. Find out if these services are available to you and how it works.

• DRUGS IN FORMULARY: Be aware of the plan’s formulary and if the drugs your physician is prescribing is included. Ask the plan about their process for you to request consideration that your drugs be included. AgeWell New York Senior Benefits Advisors can assist you in understanding Original Medicare and give you affordable options for a Medicare Advantage Plan. AgeWell New York Health Plan options are available for those with Medicare and those with Medicare and Medicaid residing in the New York metropolitan area, including New York (Manhattan), Bronx, Queens, Kings (Brooklyn), Nassau, Suffolk or Westchester counties.

Contact us today to attend a free Medicare seminar in your community at 718696-0205, events@agewellnewyork.com or visit agewellnewyork.com/diners

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FACTS & FIGURES

MANHATTAN

Federal Reserve Bank-NY. Filed by David Springsteen. Action: Administrative Procedure Act. Attorney: Michael David Diederich Jr. Filed: Nov. 27. Case no. 7:17-cv-09214-CS.

Joseph Sarnitsky USA Inc. 524 E. 72 St., Apt. 36B, New York 10021. Chapter 11, voluntary. Represented by Avery S. Mehlman. Filed: Nov. 22. Case no. 1713320-mg.

Glass Mountain Capital LLC. Filed by John Macias. Action: 1692 Fair Debt Collection Act. Attorneys: Joseph Karl Jones and Benjamin Jarret Wolf. Filed: Nov. 27. Case no. 7:17-cv-09243-VB.

Lebenthal Asset Management LLC. c/o Gordion Group LLC. 950 Third Ave., 17th floor, New York 10022. Chapter 7, voluntary. Represented by Adam L. Rosen. Filed: Nov. 28. Case no. 17-13339.

Intercounty Paving Associates LLC. Filed by the trustees of the Operating Engineers Local 137, 137A, 137B, 137C and 137R Annuity, Pension, Welfare and Apprenticeship Skill Improvement and Safety Funds of the International Union of Operating Engineers et al. Action: E.R.I.S.A. — civil enforcement of employee benefits. Attorney: Giacchino James Russo. Filed: Nov. 28. Case no. 7:17-cv-09251KMK.

BANKRUPTCIES

Lebenthal Family Office LLC. c/o Gordion Group LLC. 950 Third Ave., 17th floor, New York 10022. Chapter 7, voluntary. Represented by Adam L. Rosen. Filed: Nov. 28. Case no. 1713340. Lebenthal Holdings LLC. c/o Gordion Group LLC. 950 Third Ave., 17th floor, New York 10022. Chapter 7, voluntary. Represented by Adam L. Rosen. Filed: Nov. 28. Case no. 17-13337. Maoz 8th Avenue LLC. 213 W. 40 St., Third floor, New York 10018. Chapter 11, voluntary. Represented by Ralph E. Preite. Filed: Nov. 27. Case no. 17-13327shl.

COURT CASES Aldo U.S. Inc. Filed by Vladimir Moquete. Action: federal question — employee discrimination. Attorney: Robert Philip Valletti. Filed: Nov. 27. Case no. 7:17-cv-09283. Commissioner of Social Security. Filed by Dwayne Charleston Dowe. Action: review of HHS decision (DIWW). Attorney: Daniel Berger. Filed: Nov. 27. Case no. 7:17-cv-09176CS. Emergency Physician Services of New York PC, et al. Filed by Tina Jaafar and Nehme Jaafar. Action: U.S. defendant. Attorney: Helina Michelle Manesis. Filed: Nov. 28. Case no. 7:17-cv-09262-VB.

Items appearing in the Westchester County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: John Golden c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3680

Kas’s Bar & Restaurant LLC, et al. Filed by Buani Nunez and Beatriz Grajales. Action: 1983 Civil Rights Act. Attorney: Edwin Camacho. Filed: Nov. 27. Case no. 7:17-cv-09279. Nissan City of Port Chester. Filed by Delores Deans. Action: truth in lending. Attorney: David Michael Kasell. Filed: Nov. 28. Case no. 7:17-cv09256-VB. North American Recovery. Filed by Leela Taylor. Action: 1692 Fair Debt Collection Act. Attorneys: Joseph Karl Jones and Benjamin Jarret Wolf. Filed: Nov. 27. Case no. 7:17-cv-09244-CS. Omni Medical Care. Filed by Colleen A. Kulisek. Action: The Americans with Disabilities Act of 1990. Attorney: Stephen Bergstein. Filed: Nov. 27. Case no. 7:17-cv-02779-CS.

DEEDS Above $1 million 50 Washington Atrius LLC, Brooklyn. Seller: 50 Washington LLC, Hastings-on-Hudson. Property: 50 Washington Ave., Greenburgh. Amount: $1.2 million. Filed Nov. 22. 97 Bedford Banksville Road LLC, Greenwich, Connecticut. Seller: M2J2 LLC, Bedford. Property: 97 Bedford Banksville Road, North Castle. Amount: $2 million. Filed Nov. 22. CH Retail Fund II/NYC Christie Place LLC, Dallas, Texas. Seller: CP Retail LLC, Valhalla. Property: 100 Christie Place, A, Scarsdale. Amount: $17.2 million. Filed Nov. 20. Exline NY LLC, New York City. Seller: Dennis Mehiel, New York City. Property: 33 Bayberry Road, North Castle. Amount: $3.5 million. Filed Nov. 21.

ON THE RECORD

Liberty 111-115 Fairview Park Drive LLC, Philadelphia, Pennsylvania. Seller: Coca-Cola Refreshments USA Inc. Property: 111 Fairview Park Drive, Greenburgh. Amount: $22.7 million. Filed Nov. 21.

MTGLQ Investors LP. Seller: John G. Molloy, Somers. Property: 1 Lynette St., New Rochelle. Amount: $517,098. Filed Nov. 20.

Below $1 million

Pennymac Holdings LLC, Moorpark, California. Seller: Pat Longobucco, White Plains. Property: 49 Crumb Place, Cortlandt. Amount: $519,574. Filed Nov. 21.

2098 East Main LLC, Hopewell Junction. Seller: Michael Salhab, Mahopac. Property: 2098 E. Main St., Cortlandt. Amount: $800,000. Filed Nov. 22.

Reverse Mortgage Solutions Inc. Seller: Joan Faith Nisbeth, South Salem. Property: 110 Douglas Road, New Castle. Amount: $565,770. Filed Nov. 20.

24 Coolidge Avenue LLC, Port Chester. Seller: Michele Trumm, Mosinee, Wisconsin. Property: 24 Coolidge Ave., Rye. Amount: $903,000. Filed Nov. 21.

Shangod 2 Nu Realty LLC, New Rochelle. Seller: Mortgage Equity Conversion Asset Trust 2011-1. Property: 316 Nuber Ave., Mount Vernon. Amount: $238,000. Filed Nov. 20.

3G Land Group LLC, Briarcliff Manor. Seller: Ilya Zhuravlev, Briarcliff Manor. Property: 9 Greenwood Court, Ossining. Amount: $775,000. Filed Nov. 21.

Stagg Construction LLC, Bronx. Seller: Andre O. Lindquist, et al, Yonkers. Property: 250 Crescent Place, Yonkers. Amount: $438,442. Filed Nov. 21.

485 Ellendale Inc., Port Chester. Seller: M&T Bank, Williamsville. Property: 222 Glen Ave., Rye. Amount: $425,101. Filed Nov. 20.

U.S. Bank Trust N.A. Seller: Antonio F. Reda, New City. Property: 30 Lake St., 3G, White Plains. Amount: $124,889. Filed Nov. 21.

Andretta 1954 LLC, Eastchester. Seller: Kevin F. McKenna, et al, New Rochelle. Property: 67 Andrew Lane, New Rochelle. Amount: $813,000. Filed Nov. 20.

Zodia LLC, Bronxville. Seller: Drumcondra Inc., Yonkers. Property: 46 Summit St., Yonkers. Amount: $620,000. Filed Nov. 21.

Broadway Hospitality LLC, Huntington. Seller: 197 Broadway LLC, Scarsdale. Property: 195 S. Broadway, Yonkers. Amount: $175,000. Filed Nov. 20.

FORECLOSURES

Brookfield Relocation Inc., Scottsdale, Arizona. Seller: Peter J. Seith, Mohegan Lake. Property: 252 Old Farm Lane, Yorktown. Amount: $346,000. Filed Nov. 21. Forget About It LLC, Cortlandt Manor. Seller: Michele Bermel, Chappaqua. Property: 97 Broadway, Cortlandt. Amount: $758,539. Filed Nov. 22. Hillside BD LLC, Scarsdale. Seller: Jack E. Schachner, Pleasant Valley. Property: 118 W. Second St., Mount Vernon. Amount: $240,001. Filed Nov. 20. JSMJ Property LLC, Port Chester. Seller: The Bank of New York Mellon. Property: 10 Longdale Ave., Greenburgh. Amount: $325,000. Filed Nov. 20. Manor Properties Redevelopment LLC, Brewster. Seller: Fannie Mae. Property: 47 Round House Road, North Castle. Amount: $361,440. Filed Nov. 21.

BEDFORD, 4 Gina Lane. Singlefamily residence; lot size: 2.0 acre. Plaintiff: Bank of America. Plaintiff’s attorney: Frenkel, Lambert, Weiss, Weisman & Gordon, 631-969-3100; 53 Gibson St., Bay Shore 11706. Defendant: Gordon McLaren. Referee: Michele Bermel. Sale: Dec. 4, 10:30 a.m. Approximate lien: $237,797.19. MOUNT VERNON, 135 N. MacQuesten Parkway. Three-family residence; lot size: .09 acre. Plaintiff: U.S. Bank National Association. Plaintiff’s attorney: Leopold & Associates PLLC, 914-219-5787; 80 Business Park Drive, Armonk 10504. Defendant: Thomas Robinson. Referee: Jeffrey Kosterich. Sale: Dec. 4, 10:30 a.m. Approximate lien: $336,319.41. MOUNT VERNON, 210 S. First Ave. Two-family residence; lot size: .11 acre. Plaintiff: U.S. Bank Trust National Association. Plaintiff’s attorney: Stern & Eisenberg PC, 215-572-8111; 485 B Route 1 South, Iselin, New Jersey 08830. Defendant: O’Neil Hall. Referee: Charles D’Agostino. Sale: Dec. 13, 10:30 a.m. Approximate lien: $800,582.19.

MOUNT VERNON, 234 Douglas Place. Single-family residence; lot size: .18 acre. Plaintiff: Deutsche Bank National Trust Co. Plaintiff’s attorney: Leopold & Associates PLLC, 914-2195787; 80 Business Park Drive, Armonk 10504. Defendant: Peter Miller. Referee: Jo Ann Cumbareri. Sale: Dec. 4, 9:15 a.m. Approximate lien: $778,790.98. MOUNT VERNON, 235 S. 11th Ave. Three-family residence; lot size: .17 acre. Plaintiff: U.S. Bank National Association. Plaintiff’s attorney: Stern & Eisenberg PC, 215-572-8111; 485 B Route 1 South, Iselin, New Jersey 08830. Defendant: Carlos Conception. Referee: Anthony Calavita. Sale: Dec. 6, 9:30 a.m. Approximate lien: $282,910.51. MOUNT VERNON, 255 Pennsylvania Ave. Single-family residence; lot size: .21 acre. Plaintiff: Fareverse LLC. Plaintiff’s attorney: Frenkel, Lambert, Weiss, Weisman & Gordon, 631-9693100; 53 Gibson St., Bay Shore 11706. Defendant: Dorothy Folkes. Referee: Richard Strassfield. Sale: Dec. 12, 10 a.m. Approximate lien: $332,548.31. PEEKSKILL, 621 Harrison Ave. Single-family residence; lot size: N/A. Plaintiff: Deutsche Bank Trust Company Americas. Plaintiff’s attorney: McCabe, Weisberg & Conway PC, 914636-8900; 145 Huguenot St., Suite 401, New Rochelle 10801. Defendant: Juna Pablo Araujo. Referee: Frank Malara. Sale: Dec. 31, 9 a.m. Approximate lien: $776,264.87. PEEKSKILL, 652 Belden St. Singlefamily residence; lot size: N/A. Plaintiff: U.S. Bank National Association. Plaintiff’s attorney: Gross Polowy LLC, 716-204-1700; 1775 Wehrle Drive, Williamsville 14221. Defendant: Public Administrator for the estate of Malinette Carlson. Referee: Joyce Brown. Sale: Dec. 5, 9:30 a.m. Approximate lien: $561,122.42. PEEKSKILL, 826-828 John St. Twofamily residence; lot size: N/A. Plaintiff: U.S. Bank National Association. Plaintiff’s attorney: Shapiro, DiCaro & Barak, 877-759-1835; 175 Mile Crossing Blvd., Rochester 14624. Defendant: Billie Ortega. Referee: Kenneth Bunting. Sale: Dec. 4, 9 a.m. Approximate lien $601,477.35.

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PLEASANTVILLE, 19 Academy St. Single-family residence; lot size: .2 acre. Plaintiff: U.S. Bank National Association. Plaintiff’s attorney: Leopold & Associates PLLC, 914-219-5787; 80 Business Park Drive, Armonk 10504. Defendant: Gina Casarella. Referee: Christopher Meagher. Sale: Dec. 20, 9:30 a.m. Approximate lien: $1,526,436.90. POUNG RIDGE, 67 Shad Road. Single-family residence; lot size: 2.04 acre. Plaintiff: Wells Fargo Bank National Association. Plaintiff’s attorney: Leopold & Associates PLLC, 914-2195787; 80 Business Park Drive, Armonk 10504. Defendant: Gary Deutchman. Referee: Massimo DiFabio. Sale: Dec. 13, 9:30 a.m. Approximate lien: $1,897,281.17.

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DECEMBER 4, 2017

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GOOD THINGS

HOUGHTON NAMED RACING DIRECTOR

Teachers and their winning students, from left: French-American School of New York — Laura Anechiarico and Laszlo Somlay; Rye Neck — Trisha Appel and Griffin Anderson; Albert Leonard — Sarah Glickman and Olivia Moxey; Sts. John and Paul Angela Howard and Shelsey Blanc.

From left: Jamie Schwartz, executive vice president, GHP Office Realty; Robert F. Weinberg; Patricia Valenti, event chairperson and executive managing director of Newmark Knight Frank; and James J. Houlihan. Photo by John Vecchiolla.

TWO HONORED, $550K RAISED AT REAL ESTATE BREAKFAST March of Dimes Greater New York Market held its 30th Anniversary Westchester Real Estate Awards Breakfast on Nov. 16 at the Hilton Westchester in Rye Brook. Developer Robert F. Weinberg, co-founder with Martin S. Berger and president of the Robert Martin Company, received the Real Estate Award. James J. Houlihan, principal of Houlihan-Parnes Realtors, received the Martin S. Berger Award for Lifetime Achievement. Nearly 650 representatives of the commercial real estate industry attended. The event raised $550,0000 for the March of Dimes. The breakfast is the largest gathering of real estate professionals in Westchester County each year.

From top: Laszlo Somlay, Griffin Anderson, Olivia Moxey and Shelsey Blanc.

WINNERS OF PEACE POSTER CONTEST ANNOUNCED Winners have been announced in the Larchmont, Mamaroneck and New Rochelle Lions Clubs’ competition to select entries for the Lions International Peace Poster Contest. The worldwide competition for youngsters 11 to 13 years old moves to the United Nations next spring. Posters were judged on originality, artistic merit and portrayal of the contest theme, “The Future of Peace.” Chosen were posters by Griffin Anderson, a student at Rye Neck School, Shelsey Blanc, a student at Sts. John and Paul School in Larchmont, Laszlo Somlay, a student at the French-American School of New York in Larchmont and Olivia Moxey who attends the Albert Leonard Middle School in New Rochelle. The winners were honored in a presentation ceremony at the Larchmont Village Center. Honorable mentions went to Liam Farrel and Marin Chevalier from Sts. John and Paul; Aline Descamps and Esme Colombel from the French American School and Asha O’Reilly and Oceane Daumassson from Rye Neck School.

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From left: Nikolas Stanovic of Ax Real Estate; Layla Rose Boyles, Erica Trautmann-Sallahian, Elsa Seguinot and Shirley Van Dam of Hudson Gateway Association of Realtors; Tom Conklin, president and CEO of Make-A-Wish Hudson Valley; Kerri Stretch, Mary Prenon; and Michelle Gilliard of HGAR; and John Dolgetta of Dolgetta Law PLLC. Photo by John Vecchiolla.

MAKE-A-WISH RECEIVES $28K DONATION There was a presentation ceremony recently at the headquarters of Make-A-Wish Hudson Valley, a former carriage house at 832 S. Broadway in Tarrytown that has been converted into The Wish House. The Hudson Gateway Realtor Foundation, a division of the Hudson Gateway Association of Realtors, presented Make-A-Wish with a check in the amount of $28,000 representing the proceeds of its Black & White Masquerade Ball held at the Falkirk Estate and Country Club in Central Valley. During the past 20 years, HGAR has raised more than $315,000 for the group. “This year’s event marked a milestone of supporting this very special organization,” said Richard Haggerty, HGAR’s CEO. “We are delighted to have helped make a huge difference in the lives of so many children and families who live in this region.”

Yonkers Raceway has named Robert “Cammie” Haughton to the newly created position of director of racing. Haughton had been serving as a consultant to the raceway. He is a former presiding judge at both the Meadowlands and Yonkers racetracks. He also was assistant race secretary at Saratoga Raceway and had a career as a trainer-driver. He is the son of Harness Hall of Fame member Billy Haughton. Bob Galterio, COO of Yonkers Raceway, praised Haughton’s experience. Haughton said, “I definitely believe Yonkers’ product is as good as any in the sport, and all of us are committed to getting the racing fans to take notice.” Haughton’s father was one of the top drivers and trainers in harness racing. He died in 1986 as a result of severe injuries suffered when he was thrown from his sulky during a race.

GRANT TO RETIRE FROM MUSEUM

The Hudson Highlands Nature Museum board of trustees has announced the retirement of Executive Director Jacqueline Grant. She has been on the museum’s staff for 17 years. The museum has an outdoor discovery center and a wildlife education center in Cornwall-on-Hudson. Grant led the development of four educational trails on the 177-acre Outdoor Discovery Center property and the opening of an accessible visitor’s center. She led the expansion of the Young Naturalist Preschool with the addition of new classroom space and was instrumental in developing Grasshopper Grove, the Hudson Valley’s first natural play area. Susan Christensen, the board chair, credits Grant for the museum’s expansion “from a neighborhood resource to being a regional destination, with a peerless naturebased preschool, a strong management team, and a fabulous cohort of nature educators.”


DATES HAPPENING MORE HELP FOR PUERTO RICO

From left: Lauren C. Enea, Anthony J. Enea, Cardinal Timothy Dolan and Joanne E. Enea.

ENEA CO-CHAIRS FUNDRAISER WITH CARDINAL A Somers attorney, Anthony J. Enea of the law firm Enea, Scanlan & Sirignano, was co-chair with Cardinal Timothy Dolan, Archbishop of New York, of the 2017 ArchCare Gala. The event raised $1.5 million to benefit ArchCare, the continuing care community of the archdiocese. ArchCare provides health care to thousands of people of all faiths through its community-based and residential care programs The black-tie gala was held at Gotham Hall in New York City. About 500 people attended. The funds raised will be used to care for those in need in Westchester and other parts of the Hudson Valley, Long Island and New York City. ArchCare president and CEO Scott LaRue said that the funds raised will support a variety of programs focused on closing gaps in care that other institutions are often unable or unwilling to address. Enea’s law firm has offices in White Plains and Somers. The practice concentrates on elder law, Medicaid planning, wills and trusts and related areas.

From left: William Foust, Fernando Martinez and Maurice Lavelanet.

Employees of CareMount Medical, which operates more than 40 offices in the Hudson Valley, pitched in to gather supplies to help those in Puerto Rico still suffering in the wake of Hurricane Maria. Many CareMount employees have personal connections with the island. The employees put together enough supplies to fill a 24-foot box truck. CareMount’s patients were not solicited. “People outside of Puerto Rico would have a hard time understanding how devastating this has been. The uncertainty is overwhelming,” said Sandra Santiago, a radiologist with relatives on the island. Physical therapist Martha Coccaro came up with two carloads of supplies. “As a new grandma, and thinking of a baby not having a clean diaper or food to eat, I felt compelled to help.” Among the items collected by the CareMount employees were baby food and formula, batteries, diapers, soap, toothpaste, deodorant and feminine hygiene products. Michael Altamura, a CareMount urologist, facilitated getting the supplies to the New York City Fire Department, which handled the actual shipment of the goods to Puerto Rico.

KITTLESON JOINS MEDICAL COLLEGE

ELECTRIC GROUP HONORS UNION PRESIDENT The New York Affordable Reliable Electricity Alliance (New York AREA) is an organization of business, labor and community groups working to help ensure that New York has an adequate and reliable supply of safe, low-cost and clean electricity. At its annual luncheon on Nov. 15 at the Abigail Kirsch at Tappan Hill Mansion in Tarrytown, AFL-CIO Westchester-Putnam County Central Labor Body President Thomas Carey was named recipient of the Chairman’s Award. Carey was out of New York on union business, so the award was accepted by his daughter Kansas. In addition to being president of the Central Labor Body based in White Plains, Carey serves as a business agent of Plumbers and Steamfitters Local 21. “As a third-generation employee of Indian Point, Tom has been an outspoken advocate of the plant and of the lower Hudson’s energy needs,” said New York AREA Chairman Arthur “Jerry” Kremer. Also honored at the luncheon was Al Samuels, president and CEO of the Rockland Business Association. New York state Senate Majority Leader John J. Flanagan was the keynote speaker. He told the group he was shocked when he heard about the plan to close Indian Point and said action is needed to replace the 2,000 megawatts of power that will be lost.

SAN MIGUEL ACADEMY RECEIVES $15K GRANT The KeyBank Foundation has given a $15,000 grant to the San Miguel Academy of Newburgh. The school offers a tuition-free alternative for boys in the fifth through eighth grades from underserved families in Newburgh. It strives to break through the cycle of poverty through education. The Rev. Mark Connell, the school’s executive director, said, “This grant will allow one of our students to begin or continue their education here at San Miguel Academy, which will put them on a path for future success.” “At Key, we champion mentoring and youth academic programs in our local communities,” said Joe Markey, KeyBank Hudson Valley and Metro New York market president.

Mark J. Kittleson, has joined the faculty of New York Medical College’s School of Health Sciences and Practice as professor and chair of the newly realigned Department of Public Health. The department covers areas of study, including behavioral health sciences, biostatistics, emergency preparedness, environmental health science, epidemiology, global health, health care administration, health education, health policy and management, and industrial hygiene. Kittleson most recently served as dean of the School of Health and Human Performance at SUNY Brockport. He headed the department for public health at New Mexico State University and was a professor of public health education at Southern Illinois University. Kittleson has published nearly 90 peerreviewed articles, given more than 144 presentations and published or edited 17 books.

Information for these features has been submitted by the subjects or their delegates.

From left: WEDC’s program director Sylvia Herzog, Lissette Fernandez, David Hochberg and WEDC CEO Anne Janiak.

FERNANDEZ RECEIVES LILLIAN VERNON AWARD The Women’s Enterprise Development Center (WEDC) honored attorney Lissette Fernandez with the Lillian Vernon award at its fall networking event held recently at Ruth’s Chris Steak House in Tarrytown. Fernandez is the founder of LGF Law, a bilingual general law practice. She has contributed a substantial amount of her time to holding community forums and representing, pro bono, survivors of domestic violence, immigrants, trafficking victims, cancer survivors and indigent parents in child-protective proceedings. David Hochberg, son of the late direct marketing icon Lillian Vernon, presented the award to Fernandez. He noted that his mother, like Fernandez, was an immigrant who became a successful businesswoman and gave back to the community.

DEROSE JOINS HOLIDAY INN Martin DeRose has joined the Holiday Inn in Mount Kisco as its food and beverage manager. He will oversee restaurant and catering functions at the hotel. DeRose has more than 30 years of experience in the hospitality industry, most recently as director of banquets and dining operations manager at The Castle and Spa in Tarrytown. He previously was with Polonaise Caterers in Yonkers and the Doral Arrowwood Resort in Rye Brook. The hotel is owned by Roedel Cos., based in Wilton, New Hampshire.

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FACTS SCARSDALE, 1 Winding Lane. Single-family residence; lot size: .17 acre. Plaintiff: The Bank of New York Mellon. Plaintiff’s attorney: Shapiro, DiCaro & Barak, 877-759-1835; 175 Mile Crossing Blvd., Rochester 14624. Defendant: Ethel Holzberg. Referee: Lawrence Thomas Schiro. Sale: Dec. 4, 9:30 a.m. Approximate lien: $827,491.97.

Cambridge Cleanroom Corp., Cambridge, Massachusetts. $32,887 in favor of Alpha-En Corp., Yonkers. Filed Nov. 20.

WHITE PLAINS, 25 Leather Stocking Lane. Single-family residence; lot size: .24 acre. Plaintiff: Household Finance Realty Corp. Plaintiff’s attorney: McCabe, Weisberg & Conway PC, 914-636-8900; 145 Huguenot St., Suite 401, New Rochelle 10801. Defendant: Dionne Thomas. Referee: Barbara Lehrman. Sale: Dec. 6, 10 a.m. Approximate lien: $505,883.54.

Rawsol Medical Services LLC, Highland Mills. $26,984 in favor of 1801 Westchester Ave LLC, Briarcliff Manor. Filed Nov. 20.

YONKERS, 28 Woodycrest Ave. Single-family residence; lot size: .16 acre. Plaintiff: HSBC Bank USA National Association. Plaintiff’s attorney: McCabe, Weisberg & Conway PC, 914636-8900; 145 Huguenot St., Suite 401, New Rochelle 10801. Defendant: Muhannad Assi. Referee: Francis Malara. Sale: Dec. 13, 9:30 a.m. Approximate lien: $612,823.55.

Subway Sandwich Shop No. 11595, Mount Kisco. $8,231 in favor of Doctors Associates Inc., Milford, Connecticut. Filed Nov. 17.

YONKERS, 66 Crisfield St., Apt. 3G. Condominium; lot size: N/A. Plaintiff: Deutsche Bank Trust Company Americas. Plaintiff’s attorney: Stein Wiener & Roth, 516-742-1212; 1 Old Country Road, Suite 113, Carle Place 11514. Defendant: Marcia Lopez. Referee: Ted Novick. Sale: Dec. 4, 10 a.m. Approximate lien: $405,893.03. YONKERS, 144 Lee Ave. Singlefamily residence; lot size: .12 acre. Plaintiff: Nationstar Mortgage LLC. Plaintiff’s attorney: Shapiro, DiCaro & Barak, 877-759-1835; 175 Mile Crossing Blvd., Rochester 14624. Defendant: Grace Borrani. Referee: Judith Zerden. Sale: Dec. 4, 11 a.m. Approximate lien: $549,199.40. YONKERS, 153 Hawthorne Ave. Two-family residence; lot size: .08 acre. Plaintiff: Wilmington Trust National Association. Plaintiff’s attorney: McCabe, Weisberg & Conway PC, 914636-8900; 145 Huguenot St., Suite 401, New Rochelle 10801. Defendant: Josephine Stewart. Referee: Eve Bunting Smith. Sale: Dec. 20, 9 a.m. Approximate lien: $481,247.68. YONKERS, 1071 Nepperhan Ave. Single-family residence; lot size: .14 acre. Plaintiff: 341 East LLC. Plaintiff’s attorney: Sanders, Gutman & Brodie, 718-522-0666; 26 Court St., Suite 1005, Brooklyn 11242. Defendant: Estate of Pet Dichkewich. Referee: Pauline Galvin. Sale: Dec. 5, 10 a.m. Approximate lien: $28,942.56.

JUDGMENTS Astro Inspection Agency Inc., Rego Park. $34,266 in favor of 1978 Third Ave LLC, Tuckahoe. Filed Nov. 17.

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Maxx Construction Inc., Harrison. $13,189 in favor of DelBello Donnellan Weingarten Wise and Wiederkehr LLP, White Plains. Filed Nov. 22.

Smokehouse of New York LLC, Mamaroneck. $13,421 in favor of Vac Pak LLC, Clifton, New Jersey. Filed Nov. 22.

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed. Addimando, Michael, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $348,500 affecting property located at 802 Terrace Place, Cortlandt Manor 10567. Filed Oct. 11. Avila, Jorge L., et al. Filed by Aurora Loan Services LLC. Action: seeks to foreclose on a mortgage to secure $328,000 affecting property located at 174 Elwood Ave., Hawthorne 10532. Filed Oct. 12. Bartley, Dorrett, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $440,000 affecting property located at 221 Chatterton Parkway, White Plains 10606. Filed Oct. 16. Bduck LLC, et al. Filed by Bayview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $575,000 affecting property located at 178-182 W. Lincoln Ave., Mount Vernon 10550. Filed Oct. 13. Bermejo, Raymundo, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $403,750 affecting property located at 26 Carroll St., Yonkers 10705. Filed Oct. 13. Bibb, Sharon, et al. Filed by Homebridge Financial Service Inc. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 50 Hartsdale Road, Elmsford 10523. Filed Oct. 17. Blomberg, Luanne, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $850,000 affecting property located at 160 Overlook Circle, New Rochelle 10804. Filed Oct. 16.

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Bracey, Mark L., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $270,000 affecting property located at 8 Elliot St., Mount Vernon 10553. Filed Oct. 16.

Lavery, Jerald J., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $89,800 affecting property located at 28 Westbrook Drive, Cortlandt Manor 10567. Filed Oct. 12.

The Estate of Ana Monteiro, et al. Filed by Webster Bank N.A. Action: seeks to foreclose on a mortgage to secure $185,000 affecting property located at 60 Rhodes St., New Rochelle 10801. Filed Oct. 16.

Brescia, Maria, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $477,000 affecting property located at 44 Emmett Terrace, New Rochelle 10805. Filed Oct. 11.

Mandujano, Judith, et al. Filed by Green Tree Servicing LLC. Action: seeks to foreclose on a mortgage to secure $504,000 affecting property located at 140 Hale Ave., White Plains 10605. Filed Oct. 16.

Thomas, Kerone, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $309,938 affecting property located at 116 N. Seventh Ave., Mount Vernon 10550. Filed Oct. 11.

Brunetto, Marguerite A., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $549,084 affecting property located at 9 Barnes Terrace, Chappaqua 10514. Filed Oct. 13.

Mata, Cirillo, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $810,000 affecting property located at 7 Malcolm Wilson Lane, Tuckahoe 10707. Filed Oct. 17.

Villa, Gladys, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $387,200 affecting property located in Ossining. Filed Oct. 17.

Bumsey LLC, et al. Filed by 54 LLC. Action: seeks to foreclose on a mortgage to secure $210,000 affecting property located at 136 N. High St., Mount Vernon. Filed Oct. 17.

Nichols, Nigel J., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $366,636 affecting property located at 415 N. Fulton Ave., Mount Vernon 10552. Filed Oct. 12.

Cosmo, Frank Jr., as heir at law and next of kin of Ann Cosmo, et al. Filed by Wendover Financial Services Corp. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 111 Chittenden Ave., Yonkers 10707. Filed Oct. 11. Di Giovanni, Theresa Anne, et al. Filed by Fareverse LLC. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 54 Mayflower Ave., New Rochelle 10801. Filed Oct. 12. DiCostanzo, Pamela, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $285,000 affecting property located at 11 Lincoln Ave., Rye Brook 10573. Filed Oct. 11. Estate of Hiram Lopez, et al. Filed by Wilmington Savings Fund Society FSB. Action: seeks to foreclose on a mortgage to secure $308,000 affecting property located at 17 Potomac St., Yonkers 10710. Filed Oct. 11. Hermann, Rosemarie, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $214,000 affecting property located at 518 Pleasantville Road, Briarcliff Manor 10510. Filed Oct. 13. J. Cali Inc., et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $912,384 affecting property located at 1223 Park St., Peekskill. Filed Oct. 17. Jean-Baptiste, Mireille, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $370,000 affecting property located at 438 S. Third Ave., Mount Vernon 10550. Filed Oct. 12. Kunar, Andrew J., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $325,000 affecting property located at 75 W. Hartsdale Ave., Apt. 22, Hartsdale 10530. Filed Oct. 11.

Nikolakakos, George, et al. Filed by Hudson City Savings Bank. Action: seeks to foreclose on a mortgage to secure $593,360 affecting property located at 211 Woodhampton Drive, White Plains 10603. Filed Oct. 12. Pagliughi, Richard, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $238,095 affecting property located at 1832 Crompond Road, Peekskill 10566. Filed Oct. 16. Palazzolo Plaza Corp., et al. Filed by Sterling National Bank. Action: seeks to foreclose on a mortgage to secure $2.5 million affecting property located at 80 Central Park Ave., Scarsdale 10583. Filed Oct. 16. Principe, Roberto, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $300,000 affecting property located at 125 E. Woodside Ave., West Harrison 10604. Filed Oct. 13. Punter, Lisa, individually and as co-trustee of the Punter Living Trust, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $375,000 affecting property located at 4 Glenn Place, Hastings-on-Hudson 10706. Filed Oct. 12. Stallworth, Priscilla, et al. Filed by Wells Fargo USA Holdings Inc. Action: seeks to foreclose on a mortgage to secure $260,002 affecting property located at 2-4 Whelan Place, Yonkers 10703. Filed Oct. 11. Tesoriero, Rocco, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $999,000 affecting property located at 115 Park Lane, West Harrison 10604. Filed Oct. 16.

Vito Fasciglione Holdings 24 Inc., et al. Filed by Parker Hart LP. Action: seeks to foreclose on a mortgage to secure $1.2 million affecting property located at 82 Morningside Ave. and 33 Fairview St., Yonkers. Filed Oct. 16. Yip, Wai Tsung, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $100,000 affecting property located at 25 Oak Ridge Road, Pleasantville 10570. Filed Oct. 12. Zegelstein, Robin, et al. Filed by TD Bank N.A. Action: seeks to foreclose on a mortgage to secure $499,000 affecting property located at 9 Falcon Woods Court, Bedford 10506. Filed Oct. 17.

Sole Proprietorships 5 Signs and Wraps, 212 Chestnut St., No. 1, Port Chester 10573, c/o Michel Costa. Filed Sept. 11. AMS Car Service and Limo, 312 Main St., No. 5C, White Plains 10601, c/o Saif Umanik. Filed Sept. 11. Ashra Creations, P.O. Box 1339, Yonkers 10702, c/o Janice GlanvilleGuilford. Filed Sept. 8. Brother Barber Shop 7, 6 Rochelle Place, New Rochelle 10801, c/o Ernest Clayton. Filed Sept. 8. Import for Good, 122 North St., Rye 10580, c/o Lisa Pent. Filed Sept. 11. Innovation Interior Management, 112 Overlook St., Mount Vernon 10552, c/o Alvaro Mendes. Filed Sept. 11. Karen M. Diefenbach, Holistic Health Practitioner, 48 McKeel Ave., Third floor, Tarrytown 10591, c/o Karen M. Diefenbach. Filed Sept. 8. Karen M. Diefenbach, Homeopath, 48 McKeel Ave., Third floor, Tarrytown 10591, c/o Karen M. Diefenbach. Filed Sept. 8. LAF Home Theater, 66 Ferris Place, Apt. 2, Ossining 10562, c/o Luis A. Flores. Filed Sept. 12.

MECHANIC’S LIENS Steiner, Jonathan, as owner. $64,685 as claimed by Rogerio Franco Designs Inc., Rye Brook. Property: in Rye. Filed Nov. 17.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Partnerships

Laurent E. Tubman, 97 Bruce Ave., No. 3C, Yonkers 10705, c/o Esther Nysiette Tubman. Filed Sept. 11. Law Office of Nicole Muscente, 445 Hamilton Ave., Suite 1102, White Plains 10601, c/o Nicole Muscente. Filed Sept. 12. Mahanaim Dry Cleaners, 318 Bedford Road, Bedford Hills 10507, c/o Noemi Quezada. Filed Sept. 7. Shoe Laces, 48 Van Cortlandt Park Ave., Yonkers 10701, c/o Stacey Petersen. Filed Sept. 7.

Cinematic Muse, 79 N. Broadway, Apt. F, White Plains 10603, c/o Sarah Jin and David Jin. Filed Sept. 11.

Tiny Hands Daycare, 7 Clove Road, New Rochelle 10801, c/o Jennifer Bowen. Filed Sept. 12.

Green Johnson Partnership, c/o New Point Management Group LLC, P.O. Box 601, White Plains 10603, c/o Hazel J. Green and DelRoy J. Johnson. Filed Sept. 12.

Villa’s Carpentry, 25 William St., Ossining 10562, c/o Jorge Villa-Gallego. Filed Sept. 11.

RBS Café, 5 S. Fifth Ave., Mount Vernon 10550, c/o Ceton Byfield and Lorraine Byfield. Filed Sept. 7.

Yonkers Wine and Food Fest, 36 Parsons St., Yonkers 10701, c/o Gisselle Pena-Acevedo. Filed Sept. 11.


FACTS PATENTS Cross provider security management functionality within a cloud service brokerage platform. Patent no. 9,832,205 issued to Fenil Raj Kumar Santhi, Cedar Park, Texas; Kishor Grandhe, Round Rock, Texas; Balaji Narasimhan, Round Rock, Texas; Kedar Dave, Austin, Texas; and Manish Mahesh Modh, Cedar Park, Texas. Assigned to International Business Machines Corp., Armonk. Displaying concurrently presented versions in web conferences. Patent no. 9,832,423 issued to Paul Roger Bastide, Boxford, Mass.; and Robert Edward Loredo, North Miami Beach, Fla. Assigned to International Business Machines Corp., Armonk. Interacting with a remote server over a network to determine whether to allow data exchange with a resource at the remote server. Patent no. 9,832,218 issued to Matthew G. Borlick, Tucson, Ariz.; Roger G. Hathorn, Tucson, Ariz.; and Steven E. Klein, Tucson, Ariz. Assigned to International Business Machines Corp., Armonk. Managing access to a conference call. Patent no. 9,832,240 issued to Darryl M. Adderly, Morrisville, N.C.; Prasad Kashyap, Apex, N.C.; Brian J. Murray, Raleigh, N.C.; and Wenjian Qiao, Cary, N.C. Assigned to International Business Machines Corp., Armonk. Monitoring of computer network performance. Patent no. 9,832,096 issued to Dinesh C. Verma, New Castle. Assigned to International Business Machines Corp., Armonk. Protecting access to hardware devices through use of a secure processor. Patent no. 9,832,199 issued to Richard H. Boivie, Monroe, Conn.; Robert R. Friedlander, Southbury, Conn; James R Kraemer, Santa Fe, N.M.; and Jeb R. Linton, Manassas, Va. Assigned to International Business Machines Corp., Armonk. Selective directional mitigation of wireless signal interference. Patent no. 9,831,974 issued to Ira L. Allen, Dallas, Texas; Lambert S. Berentsen, Jonestown, Texas; and Gregory J. Boss, Saginaw, Mich. Assigned to International Business Machines Corp., Armonk. System and method for social awareness textiles. Patent no. 9,832,161 issued to Lydia M. Do, Durham, N.C.; Jenny S. Li, Danbury, Conn.; and Pamela A. Nesbitt, Ridgefield, Conn. Assigned to International Business Machines Corp., Armonk.

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FIGURES

System for tracking data security threats and method for same. Patent no. 9,832,219 issued to Allen Hadden, Marlborough, Mass.; and Kenneth Allen Rogers, Stow, Mass. Assigned to International Business Machines Corp., Armonk.

Prag Realty of NY Inc., Monroe as owner. Lender: Northeast Community Bank, White Plains. Property: 29 Alleghany Cross, Woodbury. Amount: $371,000. Filed Nov. 24.

Transaction distribution with an independent workload advisor. Patent no. 9,832,113 issued to Yuk L. Chan, Rochester; Christopher Cramer, Troy; Robert G. King, Longmont, Colo.; Deepti M. Naphade, Fishkill; and Jairo A. Pava, Wappingers Falls. Assigned to International Business Machines Corp., Armonk.

DEEDS

HUDSON VALLEY BUILDING LOANS Below $1 million Alsling Realty LLC, Walden, as owner. Lender: LendingHome Funding Corp., San Francisco, California. Property: in Walden. Amount: $133,000. Filed Nov. 21. Butler, Gary, Port Jervis, as owner. Lender: Walden Savings Bank, Montgomery. Property: in Deerpark. Amount: $165,000. Filed Nov. 22. Butler, Michael, as owner. Lender: Primelending. Property: in Clinton. Amount: $344,340. Filed Nov. 24. DRA Meadow Hill LLC, Montville, New Jersey, as owner. Lender: M&T Bank, Buffalo. Property: Meadow Hill Road, Newburgh 12550. Amount: $156,927. Filed Nov. 24. Duncan, Shelly-Ann, Hempstead, as owner. Lender: Walden Savings Bank, Montgomery. Property: in Newburgh. Amount: $132,000. Filed Nov. 21. F and A Concrete Inc., Unionville, as owner. Lender: Libertyville Capital Group II LLC, Montgomery. Property: 20 Danielle Court, Goshen. Amount: $245,000. Filed Nov. 21. Haven Homes Group LLC, Cornwall-on-Hudson, as owner. Lender: Grand Coast Capital Fund I LLC, Quincy, Massachusetts. Property: 175 Willow Ave., Cornwall-on-Hudson. Amount: $180,000. Filed Nov. 22. Kramson Inc., as owner. Lender: RCN Capital LLC. Property: in Fishkill. Amount: $20,000. Filed Nov. 24. Mountain Paradise Builder Inc., New Windsor, as owner. Lender: Shepherd’s Finance LLC, Jacksonville, Florida. Property: 97 Valley Ave., Walden 12586. Amount: $119,000. Filed Nov. 21.

Above $1 million CH Realty VIII/CG CT Atlantis LLC, Dallas, Texas. Seller: General Equities Inc., Kensington, Connecticut. Property: in Middletown. Amount: $2.2 million. Filed Nov. 20. Greens at Chester LLC, Brooklyn. Seller: Arlington Chester LLC, New York City. Property: in Chester and Goshen. Amount: $12.1 million. Filed Nov. 16. Liberty 24 Heampstead Road LLC, Philadelphia, Pennsylvania. Seller: Coca-Cola Refreshments USA Inc. Property: 24 Hempstead Road, New Windsor. Amount: $3.6 million. Filed Nov. 22.

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Oxford Commerce Center LLC, Monroe. Seller: M/M Orange Inc., Monroe. Property: 37 and 39 Police Drive and Hatfield Lane, Goshen 10924. Amount: $2 million. Filed Nov. 17. U.S. Bank Trust N.A. Seller: David G. Ferenz, Poughkeepsie. Property: 724-728 Bangall Amenia Road, Amenia 12501. Amount: $11.1 million. Filed Nov. 17.

Below $1 million 1005 US 11 LLC, Pearl River. Seller: Fannie Mae. Property: 15 Seward Drive, Warwick 10990. Amount: $150,000. Filed Nov. 20. 15 Sears LLC, Monroe. Seller: Gregory J. McEvoy, et al, Monroe. Property: 15 Sears Road, Blooming Grove. Amount: $390,000. Filed Nov. 20. 3 Southfield Falls LLC, New York City. Seller: Danielle Linet, et al, Monroe. Property: in Woodbury. Amount: $515,000. Filed Nov. 20. 30 Millpond LLC, Monroe. Seller: Leyberg Inc., Harriman. Property: in Monroe. Amount: $440,000. Filed Nov. 16. 32 Mountain LLC, Monroe. Seller: Frank Montagnino, et al, Monroe. Property: 32 Mountain Road, South Blooming Grove 10950. Amount: $410,000. Filed Nov. 20. 33 Lutheran LLC, Monroe. Seller: Jocelyn Auguste, et al, Walpole, Massachusetts. Property: 40 Lutheran St., Newburgh 12550. Amount: $52,000. Filed Nov. 21.

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FACTS

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362 North Street Realty LLC, Monsey. Seller: Wilmington Savings Fund Society FSB. Property: 86 Lent St., Poughkeepsie 12601. Amount: $51,000. Filed Nov. 20.

Charles Tran Property LLC, Middletown. Seller: John E. Bach Jr., Goshen. Property: 25 Knox Drive, New Windsor 12553. Amount: $186,000. Filed Nov. 21.

Federal Home Loan Mortgage Corp. Seller: Ramon Morales, et al, Deerpark. Property: 13 Oakland Valley Road, Deerpark 10911. Amount: $110,000. Filed Nov. 16.

HSBC Bank USA N.A. Seller: Charles Warburton, et al, Highland Falls. Property: 98 Lattintown Road, Newburgh 12550. Amount: $348,131. Filed Nov. 20.

Mountain Paradise Builder Inc., New Windsor. Seller: Judith Lee Book, et al, Rock Tavern. Property: 97 Valley Ave., Walden 12586. Amount: $60,000. Filed Nov. 16.

7 CLR LLC, Warwick. Seller: Elizabeth Mitchell, Warwick. Property: in Warwick. Amount: $290,000. Filed Nov. 16.

Charles Tran Property LLC, Middletown. Seller: Juliana LoBiondo, Newburgh. Property: in Monroe. Amount: $258,751. Filed Nov. 15.

Federal Home Loan Mortgage Corp. Seller: Sarah Ramos, Goshen. Property: 7 Dry Hill Lake Road, Monroe 10950. Amount: $348,199. Filed Nov. 20.

HSBC Bank USA N.A. Seller: F. Bryan Paz, Walden. Property: 290 Concord Lane, Middletown 10940. Amount: $159,801. Filed Nov. 20.

MTGLQ Investors LP. Seller: Antonio F. Reda, New City. Property: 4 Brook Road, Walden 12586. Amount: $340,568. Filed Nov. 16.

Alsling Realty LLC, Nanuet. Seller: Fannie Mae. Property: 5 Princeton Drive, Walden 12586. Amount: $130,000. Filed Nov. 21.

Charles Tran Property LLC, Middletown. Seller: Todd A. Kelson, New Windsor. Property: 13 Spring St., Middletown 10940. Amount: $109,000. Filed Nov. 16.

HSBC Bank USA N.A. Seller: Stephen D. Donohue, Bardonia. Property: 346 Fountain Road, Monroe 10950. Amount: $378,366. Filed Nov. 16.

MTGLQ Investors LP. Seller: Gregory U. Stearns, et al, New Windsor. Property: 6 Maple Drive, Warwick 10990. Amount: $393,991. Filed Nov. 20.

Atereth Developments LLC, Monroe. Seller: Herbert Ploschke, et al, Columbia, Maryland. Property: in Deerpark. Amount: $120,000. Filed Nov. 22. Bayview Loan Servicing LLC, Coral Gables, Florida. Seller: Michelle Anderson, Newburgh. Property: 60 Union School Road, Montgomery 12549. Amount: $401,420. Filed Nov. 22. BGRS LLC, Burr Ridge, Illinois. Seller: George G. Gifford, et al, Poughkeepsie. Property: in Poughkeepsie. Amount: $315,000. Filed Nov. 21.

Culvert LLC, Monsey. Seller: Jacqueline Jean Francois, et al, Port Jervis. Property: 24 Culvert St., Port Jervis 12771. Amount: $32,000. Filed Nov. 21. Del-Tra Holdings LLC, Wappingers Falls. Seller: Ellen Gambino, Poughkeepsie. Property: in LaGrange. Amount: $40,000. Filed Nov 22. Deutsche Bank National Trust Co. Seller: Dianne B. Hanley, Katonah. Property: 5 Kristi Lane, Poughkeepsie 12601. Amount: $407,000. Filed Nov. 21.

Bhor I LLC, Mineola. Seller: James R. McCarl, Montgomery. Property: 55 Green St., Goshen 10924. Amount: $100,000. Filed Nov. 17.

Deutsche Bank National Trust Co. Seller: Glen A. Plotsky, Port Jervis. Property: 6 Catherine St., Port Jervis 12771. Amount: $259,184. Filed Nov. 20.

Black Rock Property Group LLC, Washingtonville. Seller: HSBC Bank USA N.A. Property: 19 Athboy Drive, Marlboro 12542. Amount: $111,000. Filed Nov. 17.

Deutsche Bank National Trust Co. Seller: John J. Fallon, Walden. Property: 21 Route 93, New Hampton 10958. Amount: $501,009. Filed Nov. 20.

Brookfield Global Relocation Services LLC, Burr Ridge, Illinois. Seller: Hyoung Ho Kang, Hopewell Junction. Property: in East Fishkill. Amount: $330,000. Filed Nov. 20.

Deutsche Bank National Trust Co. Seller: Ralph A. Beisner, Hyde Park. Property: 5325 Route 44, Amenia 12501. Amount: $179,000. Filed Nov. 20.

C.V. Associates NY PE LS PC, Harriman. Seller: County of Orange, Goshen. Property: in Monroe. Amount: $77,500. Filed Nov. 24.

Deutsche Bank Trust Company Americas. Seller: Barry H. Friedman, Poughkeepsie. Property: 371 South Road, Millbrook 12545. Amount: $887,000. Filed Nov. 21.

Capital Estates Corp., Monroe. Seller: Deutsche Bank National Trust Co. Property: 3 Dogwood Drive, Middletown 10940. Amount: $130,000. Filed Nov. 20.

Deutsche Bank Trust Company Americas. Seller: Leslie A. Baum, Poughkeepsie. Property: 57 Lawrence Road, Hyde Park 12538. Amount: $350,000. Filed Nov. 17.

Carpenter Drive LLC, Blooming Grove. Seller: Eddie Vasquez, Monroe. Property: 822 Route 208, Blooming Grove. Amount: $337,500. Filed Nov. 15.

Dynamic Progressive LLC, Gainesville, Florida. Seller: M&T Bank, Buffalo. Property: in Deerpark. Amount: $120,000. Filed Nov. 22.

Charles Tran Properties LLC, Middletown. Seller: Michael Forrester, New Windsor. Property: 145 Franklin Ave., Monroe 10950. Amount: $147,000. Filed Nov. 16. Charles Tran Property LLC, Middletown. Seller: James R. Pawliczek, Florida. Property: 6 Revere Circle, Washingtonville 10992. Amount: $111,500. Filed Nov. 16.

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DECEMBER 4, 2017

Executive Realty Group LLC, Highland Mills. Seller: Nationstar Mortgage LLC. Property: 6 Kasch Court, Monroe 10950. Amount: $351,225. Filed Nov. 21. Fannie Mae. Seller: Jason P. Sautter, Unionville. Property: 57 Saratoga Road, Newburgh 12550. Amount: $121,881. Filed Nov. 20.

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Federal Home Loan Mortgage Corp. Seller: Todd A. Kelson, New Windsor. Property: 18 Lincoln Drive, Washingtonville 10992. Amount: $253,474. Filed Nov. 15. Federal National Mortgage Association. Seller: Beth Kunis, et al, Newburgh. Property: 32 High Meadow Road, Goshen 10924. Amount: $438,406. Filed Nov. 20. Federal National Mortgage Association. Seller: Judith L. Lubinsky, Goshen. Property: 43-45 Wallkill Ave., Middletown 10940. Amount: $303,320. Filed Nov. 16. Federal National Mortgage Association. Seller: Mark A. Butsko, Newburgh. Property: 17 Princeton Drive, Walden 12586. Amount: $496,719. Filed Nov. 20. Federal National Mortgage Association. Seller: Michael Blustein, Goshen. Property: 221 Berea Road, Walden 12586. Amount: $221,804. Filed Nov. 20. Four Birds LLC, Middletown. Seller: JJ MJ Realty Co., et al, Middletown. Property: in Middletown. Amount: $275,000. Filed Nov. 24. Grand Heights Real Estate Inc., Montgomery. Seller: Wilmington Savings Fund Society FSB. Property: 15 William St., Newburgh. Amount: $72,000. Filed Nov. 20. GSZ Properties LLC, et al, Fairlawn, New Jersey. Seller: Joseph Mastropietro, New City. Property: in Newburgh. Amount: $20,400. Filed Nov. 21. Heart Tov LLC, Monroe. Seller: HBSD Holdings LLC, Monroe. Property: 18 Lizensk Blvd., No. 2A, Monroe 10950. Amount: $200,000. Filed Nov. 15. High Equities LLC, Monroe. Seller: Freddy Alvarado, et al, Goshen. Property: 202 Scotchtown Road, Goshen. Amount: $175,000. Filed Nov. 20. HSBC Bank USA N.A. Seller: Amir Kodzic, Goshen. Property: 9 Charles St., Middletown 10940. Amount: $254,079. Filed Nov. 24. HSBC Bank USA N.A. Seller: Charles Stewart III, Pawling. Property: 37 Gobblers Knob Road, Dover 12564. Amount: $367,000. Filed Nov. 21.

Jantzen Realty LLC, Germantown. Seller: William A Reid, Red Hook. Property: in Red Hook. Amount: $275,000. Filed Nov. 17. JD Construction Company of Orange County Inc., Slate Hill. Seller: Orra E. Wood, New Hampton. Property: in Wawayanda. Amount: $62,500. Filed Nov. 15. JRS Affordable Homes LLC, Middletown. Seller: Wells Fargo Bank N.A. Property: 29 Heather Court, Middletown 10941. Amount: $290,000. Filed Nov. 24. JWL Home Improvements LLC, Poughkeepsie. Seller: The Bank of New York Mellon. Property: 28 Hampton Road, Poughkeepsie 12603. Amount: $140,000. Filed Nov. 21. Kol Aryeh LLC, Monsey. Seller: John Staunton, et al, Monroe. Property: 3 Sears Road, Monroe 10950. Amount: $420,000. Filed Nov. 21. Lake House Developments Corp., Bronx. Seller: Martin Torrents, et al, Monroe. Property: 12 Roanoke Drive, South Blooming Grove 10950. Amount: $470,500. Filed Nov. 15. Lanwin Olympia Cornwall LLC, Cornwall-on-Hudson. Seller: Jose Restrepo, Flushing. Property: 63 and 65 Hasbrouck Ave., Cornwall-on-Hudson 12518. Amount: $50,000. Filed Nov. 20. LHI Realty LLC, Monroe. Seller: Anthony R. LoBiondo, Newburgh. Property: 161 South St., Middletown 10940. Amount: $82,800. Filed Nov. 20. Ludini Realty Ltd., New York City. Seller: John Richards, et al, Pleasant Valley. Property: in Pleasant Valley. Amount: $285,000. Filed Nov. 20. MBJ Realty LLC, Port Jervis. Seller: Fannie Mae. Property: 43-45 Washington St., Middletown 10940. Amount: $30,020. Filed Nov. 15. Mortgage Equity Conversion Asset Trust 2011-1. Seller: Martin R. Goldberg, Middletown. Property: 1214 Craigville Road, Chester 10918. Amount: $300,849. Filed Nov. 16.

MTGLQ Investors LP. Seller: Karen E. Hagstrom, Poughkeepsie. Property: 63 Gleason Blvd., Pleasant Valley 12569. Amount: $212,500. Filed Nov. 20. MTGLQ Investors LP. Seller: Stephen H. Derderian, Warwick. Property: 18 Billy Ave., Washingtonville 10992. Amount: $250,819. Filed Nov. 20. National Transfer Services LLC. Seller: Christopher J. Dauerer, et al, Cornwall-on-Hudson. Property: 5 Stony Brook Lane, Cornwall-on-Hudson 12518. Amount: $325,000. Filed Nov. 21. Nationstar Mortgage LLC. Seller: Ratonda A. Williams, Rosedale. Property: 3 Grand St., Port Jervis 12771. Amount: $189,111. Filed Nov. 20. NJCC-NYS CRF REO Subsidiary LLC. Seller: Todd Kelson, New Windsor. Property: 489 High St., Monroe 10950. Amount: $212,598. Filed Nov. 24. Northern Enterprise NY LLC, Cornwall-on-Hudson. Seller: Sean Glander, et al, Walden. Property: 153 S. Plank Road, Newburgh 12550. Amount: $86,800. Filed Nov. 24.

Salisbury Operating Inc., Goshen. Seller: Michael A. Fichera, Cornwallon-Hudson. Property: in Newburgh. Amount: $45,000. Filed Nov. 16. Sirva Relocation Credit LLC. Seller: Eric M. Jorzik, et al, Montgomery. Property: 10 Liberty Court, Montgomery 12549. Amount: $387,000. Filed Nov. 20. SRP 2012-5 LLC, Eureka, California. Seller: Ann Weaver, Red Hook. Property: in Stanford. Amount: $963,500. Filed Nov. 21. SSLiberty Inc., Brooklyn. Seller: Gerard A. Gannon, New York City. Property: in Goshen. Amount: $50,000. Filed Nov. 24. SSLiberty Inc., Brooklyn. Seller: Gerard A. Gannon, New York City. Property: in Goshen. Amount: $10,000. Filed Nov. 24. SSLiberty Inc., Brooklyn. Seller: Gerard A. Gannon, New York City. Property: in Goshen. Amount: $10,000. Filed Nov. 24. Teverya of NY LLC, Monroe. Seller: Stewart Glenn, Newburgh. Property: 1 Teverya Way, No. 303, Monroe 10950. Amount: $120,000. Filed Nov. 20. The Bank of New York Mellon. Seller: Amelia Grosso, Goshen. Property: 41 Bullville Road, Montgomery 12549. Amount: $307,349. Filed Nov. 24. The Bank of New York Mellon. Seller: Roland A. Bloomer, Newburgh. Property: 17 Elizabeth St., Port Jervis 12771. Amount: $372,415. Filed Nov. 16. Town of Newburgh, Newburgh. Seller: John M. Terrizzi, et al, Wallkill. Property: Route 32, Newburgh. Amount: $50,000. Filed Nov. 15.

NRZ REO VI-B LLC, New York City. Seller: Donald Cappillino, Pawling. Property: 31 Barnard Ave., Poughkeepsie 12601. Amount: $655,500. Filed Nov. 17.

U.S. Bank N.A. Seller: Leslie A. Baum, Walden. Property: 39 Sycamore Court, Highland Mills 10930. Amount: $331,333. Filed Nov. 21.

Paul Duggal LLC, Middletown. Seller: Yeuk Suen Lau, Pearl River. Property: in Middletown. Amount: $225,000. Filed Nov. 20.

U.S. Bank N.A. Seller: Nationstar Mortgage LLC. Property: 11 Baltsas Road, Newburgh 12550. Amount: $90,000. Filed Nov. 24.

Route 300 Precision LLC, Wappingers Falls. Seller: Juan Fernandez, Newburgh. Property: 1897 Route 300, Newburgh 12550. Amount: $260,000. Filed Nov. 20.

U.S. Bank Trust N.A. Seller: Deborah I. Weisman-Estis, New Windsor. Property: 7 Dean Hill Road, New Windsor 12553. Amount: $329,701. Filed Nov. 17.

Route 44 Dutchess LLC, Millbrook. Seller: Hart’s Village Realty Inc., Millbrook. Property: Route 44, Washington. Amount: $200,000. Filed Nov. 21. RTT Associates LLC, Warwick. Seller: Catherine Maynard, Southbury, Connecticut. Property: 33 Cascade Lake Road, Warwick 10990. Amount: $65,000. Filed Nov. 15.

U.S. Bank Trust N.A. Seller: Edward Venezia II, et al, Newburgh. Property: 2642 Liberty Ridge, New Windsor 12553. Amount: $757,724. Filed Nov. 22. U.S. Bank Trust N.A. Seller: John Revella, Walden. Property: 368 Logtown Road, Port Jervis 12771. Amount: $132,158. Filed Nov. 22.


FACTS Ukiyo LLC, New York City. Seller: Eric V. Berend, New York City. Property: in Fishkill. Amount: $18,500. Filed Nov. 20. Ukiyo LLC, New York City. Seller: Lawrence J. Downey, Garrison. Property: in Fishkill. Amount: $100,000. Filed Nov. 21. Valcon America Corp., Goshen. Seller: Bonel Properties Inc., Huntington Station. Property: 403 Scotchtown Road, Goshen 10924. Amount: $90,000. Filed Nov. 17. Venture Management Properties Inc., Westtown. Seller: County of Orange, Goshen. Property: in Grenville. Amount: $80,000. Filed Nov. 24. VGR Associates LLC, New York City. Seller: MCB Properties LLC, Scranton, Pennsylvania. Property: in New Windsor. Amount: $450,000. Filed Nov. 22. Wang Shi 88 LLC, Montgomery. Seller: Brian Watson, et al, Montgomery. Property: in Montgomery. Amount: $100,000. Filed Nov. 20. Westview Holding Realty LLC, Wayne, New Jersey. Seller: County of Orange, Goshen. Property: in Hamptonburgh. Amount: $510,000. Filed Nov. 17. Wilmington Savings Fund Society FSB. Seller: George F. Grauling, Brandon, Florida. Property: 9 Freeland St., Monroe 10950. Amount: $208,103. Filed Nov. 24. Wilmington Savings Fund Society FSB. Seller: Jeffrey Albanese, Goshen. Property: 49 Points of View, Warwick 10990. Amount: $668,326. Filed Nov. 20. Wilmington Savings Fund Society FSB. Seller: Juliana LoBiondo, Newburgh. Property: 14 Clinton St., Wappingers Falls 12590. Amount: $230,000. Filed Nov. 21. Wilmington Savings Fund Society FSB. Seller: Richard Schisano, Newburgh. Property: 15 William St., Newburgh 12550. Amount: $258,735. Filed Nov. 20. Y and F Kahan LLC, Monroe. Seller: Wells Fargo Bank N.A. Property: 906 Abbey Ave., Maybrook 12543. Amount: $184,000. Filed Nov. 21. YYY Properties LLC, Cornwall-onHudson. Seller: Edward C. Bruno, Pine Bush. Property: 4 Center St., Cornwallon-Hudson 12518. Amount: $130,001. Filed Nov. 22.

JUDGMENTS Al Occasion Formal Wear Inc., Middletown. $3,480 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov. 8. Alhageilah Inc., Monroe. $375 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov 16. Alumni Hip Hop Worldwide LLC, Newburgh. $519 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov. 8. Amigos Restaurante Inc., Goshen. $3,620 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov 16. Amvet Management Corp., Montgomery. $107 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov 16. Ayodeji Inc., Newburgh. $121 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov 16. Best Mechanical Plumbing and Heating Inc., Monroe. $1,860 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov. 8. Brookshire at Washingtonville Condo Association, Washingtonville. $679 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov. 8. Café A.I.M. Inc., Newburgh. $974 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov 16. Campbell Plaza — Just A Buck Inc., New Windsor. $140 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov. 8. Clemson Distillery Corp., Middletown. $1,109 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov. 8. Crystal Run Just A Buck Inc., Pine Bush. $140 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov 16. D. Irizarry Corp., Monroe. $154 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov. 8. Daiwa Sushi Corp., Harriman. $157 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov 16.

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FIGURES

Deltorpey Foods Inc., Highland Mills. $621 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov 17.

Los Primos Construction Inc., Newburgh. $235 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov. 6.

Dunn-Well Homes and Contracting Inc., Chester. $135 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov. 8.

Monteverde Landscaping Inc., Middletown. $106 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov. 6.

Fetzer Electric LLC, Wallkill. $5,938 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov 17.

MSL Properties LLC, Middletown. $108 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov. 6.

Fozia Thurston Bus Transportation Company Inc., Chester. $179 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov 17.

Muzon Foods Inc., Monroe. $387 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov. 6.

Gordon’s Auto Body Inc., Wallkill. $41,106 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov 16. Highland Falls Deli and Grocery Inc., Highland Falls. $1,474 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov. 6. Hofftel Inc., Monroe. $411 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov. 8. J Glick Subway Inc., Port Jervis. $787 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov 17. Jessi Diner Inc., Newburgh. $11,551 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov 17. K and A Deli Corp., Newburgh. $3,730 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov. 8. L and T Fuel Inc., Wallkill. $32 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov. 8. LaPenna Contracting Ltd., Middletown. $3,706 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov. 8. Legacy FC Inc., New Windsor. $103 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov. 8. Lily’s of the Valley Floral Design Etc., Highland Falls. $1,714 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov. 8. Lina LLC, Chester. $208 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov. 8.

Nip Enterprises Ltd., Fort Montgomery. $1,712 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov 16. NYP Drywall Corp., Monroe. $290 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov 16. OP Consultants Inc., Harriman. $18,000 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed Nov. 16. Paramount Healthcare Group LLC, Newburgh. $97,158 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov. 6. Pool and Garden Depot LLC, Goshen. $611 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov 16. S and C Citriniti Corp., Newburgh. $172 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov 16. Stony Ford Ranch LLC, Campbell Hall. $524 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov 16. The Kosher Wine Cellar Inc., Monroe. $12,536 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov 17. Two Brothers Hardscape Home Improvement Inc., Newburgh. $1,421 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov 16. Upstage Curtains Corp., Monroe. $898 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov. 6. Video Box LLC, Goshen. $1,230 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov 16.

Washingtonville Express Lube LLC, New Windsor. $178 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov 16. West Rock Marketing Inc., Harriman. $745 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov. 6.

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed. Absolute Best Builders Inc., et al. Filed by Myrna Rose Wolfe. Action: seeks to foreclose on a mortgage to secure $200,000 affecting property located at 2333 Albany Post Road, Walden 12586. Filed Oct. 5. Aiello, Richard J., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $189,880 affecting property located at 8 Ramona Road, Newburgh 12550. Filed Oct. 10. Amen, Steven J., et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $285,050 affecting property located at 3 Selena Court, Walden 12586. Filed Oct. 9. Beatty, David D., et al. Filed by Wels Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $269,450 affecting property located at 2 Grissom St., Warwick 10990. Filed Oct. 11. Begum, Sajida, et al. Filed by Wilmington Savings Fund Society FSB. Action: seeks to foreclose on a mortgage to secure $359,150 affecting property located at 27 Barr Lane, Unit D1, Monroe 10950. Filed Oct. 9. Bennett, William J. Jr., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $200,000 affecting property located at 3 Birchwood Drive, Woodbury 10930. Filed Oct. 11. Bohling, Jeffrey, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 244 Reservoir Road, Goshen 10924. Filed Oct. 6. Booker, Kenneth, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $253,517 affecting property located at 25 Fairways Drive, Unit 11, Middletown 10940. Filed Oct. 11.

Bouchard, James A., et al. Filed by Mortgage Electronic Registration Systems Inc. Action: seeks to foreclose on a mortgage to secure $417,000 affecting property located at 91 Chelsea Road, Wappingers Falls 12590. Filed Nov. 16. Bowman, Jesse P., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $210,494 affecting property located at 8 Howe St., Warwick 10990. Filed Oct. 6. Byrne, Kevin, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $223,771 affecting property located at 899 Laroe Road, Monroe 10950. Filed Oct. 2. Comerford, Gary, et al. Filed by MTGLQ Investors LP. Action: seeks to foreclose on a mortgage to secure $364,000 affecting property located at 59 Rhone Ridge Drive, Pawling 12564. Filed Nov. 22. Crump, Keith, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $232,150 affecting property located at 23 Marian Court, Warwick 10990. Filed Oct. 6. Dammacco, Toni Ann, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $283,500 affecting property located at 40 Cardinal Drive, Poughkeepsie 12601. Filed Nov. 22. Del Pilar, Michael, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $343,167 affecting property located at 118 Decker Drive, Walden 12586. Filed Oct. 3. Dohrenwend, Robert, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $310,250 affecting property located at 5 Douglas Drive, Wappingers Falls 12590. Filed Nov. 22. Doughty, Kelly J., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 294 Quaker St., Newburgh 12589. Filed Oct. 11. Estate of Mildred Williams, et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $70,000 affecting property located at 116 Four Corners Road, Warwick 10990. Filed Oct. 4. Faig, Laurie A., et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $350,000 affecting property located at 6 Case Court, Monroe 10950. Filed Oct. 6.

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FACTS Funk, David, et al. Filed by United Northern Mortgage Bankers Ltd. Action: seeks to foreclose on a mortgage to secure $255,000 affecting property located at 1468 Route 376, Wappingers Falls 12590. Filed Nov. 20.

Keil, Robert, et al. Filed by Bayview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $342,396 affecting property located at 48 Theresa Blvd., Wappingers Falls 12590. Filed Nov. 20.

Gallagher, Amy J., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $289,100 affecting property located at 188 Ridge Drive, Middletown 10940. Filed Oct. 6.

Kelly, Patricia M., et al. Filed by Wilmington Savings Fund Society FSB. Action: seeks to foreclose on a mortgage to secure $264,000 affecting property located at 35 Jack and Jill Road, Poughquag 12570. Filed Nov. 17.

Giancamilli, Frank, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 560 High St., Monroe 10950. Filed Oct. 2.

Kniffin, Cheryl S., et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $60,000 affecting property located at 56 Dundee Circle, Middletown 10941. Filed Oct. 5.

Gulle, Elise, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $140,800 affecting property located at 11 Upper Brook Road, Sparrowbush 12780. Filed Oct. 11.

Lee Paul T., et al. Filed by Mortgage Electronic Registration Systems Inc. Action: seeks to foreclose on a mortgage to secure $279,344 affecting property located at 28 Raker Road, Poughkeepsie 12603. Filed Nov. 16.

Hablow, Karin E., Orange County commissioner of finance, as administrator for the estate of Lori J. Frees, et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $125,000 affecting property located at 274 Heritage Lane, Unit 27D, Monroe 10950. Filed Oct. 10. Hall, Rochelle A., et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 4 Cleveland St., Highland Mills 10930. Filed Oct. 6. Hanson, Robert N., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $82,497 affecting property located at 195 N. Hamilton St., Poughkeepsie 12601. Filed Nov. 16. Harkonen, Arthur, individually and as executor of the estate of Helen B. Harkonen, et al. Filed by Bayview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $100,000 affecting property located at 11 Pinecrest Ave., Warwick 10990. Filed Oct. 5. Hartley, Brenda, et al. Filed by Ulster Savings Bank. Action: seeks to foreclose on a mortgage to secure $90,250 affecting property located at 88 Windsor Highway, New Windsor 12553. Filed Oct. 9. Hilario, Alex, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $277,263 affecting property located at 24 Woodland Terrace, Greenwood Lake 10925. Filed Oct. 3. Holmes, Michael, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $301,500 affecting property located at 69 Lewis Landing Road, Middletown 10940. Filed Oct. 11.

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DECEMBER 4, 2017

Lyons, Anna M., individually and as executor of the estate of Manfred B. Jeltsch, et al. Filed by Citizens Bank N.A. Action: seeks to foreclose on a mortgage to secure $150,000 affecting property located at 1228 Route 17K, Montgomery 12549. Filed Oct. 6. Mannino, Russell, et al. Filed by Citibank N.A. Action: seeks to foreclose on a mortgage to secure $340,952 affecting property located at 61 Ramblewood Drive, Newburgh 12550. Filed Oct. 5. McKeon, John, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 25 Belmont Ave., Middletown 10940. Filed Oct. 6. Palmer, Patrick Allen, et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $39,898 affecting property located at 1767 Little Britain Road, Rock Tavern 12575. Filed Oct. 3. Pierce, Frederick D., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $216,240 affecting property located at 122 Cantrell Ave., Middletown 10940. Filed Oct. 3. Predham Properties Ltd., et al. Filed by Keybank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 538 Route 22, Pawling. Filed Nov. 17. Quinones, Edward, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $212,800 affecting property located at 9 Eldred St., Middletown 10940. Filed Oct. 5.

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Reilly, Terence, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $749,999 affecting property located at 75 Monahan Road, Greenville 12771. Filed Oct. 4. Roche, Jane, et al. Filed by Key Bank N.A. Action: seeks to foreclose on a mortgage to secure $150,000 affecting property located at 95 Lake Ave., Middletown 10940. Filed Oct. 5. Schloenleber, Rick, individually and as voluntary administrator of the estate of Marjorie Schoenloeber, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $142,500 affecting property located at 98 Blumel Road, Middletown 10941. Filed Oct. 6. Smith, LaMont R., et al. Filed by Santander Bank N.A. Action: seeks to foreclose on a mortgage to secure $187,017 affecting property located at 15 Patricia Road, Middletown 10941. Filed Oct. 4. Smith, Tonya, et al. Filed by PennyMac Loan Services LLC. Action: seeks to foreclose on a mortgage to secure $249,246 affecting property located at 200 Riley Road, New Windsor 12553. Filed Oct. 3. Stankiewicz, Susan A., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $279,000 affecting property located at 19 Walnut St., New Windsor 12553. Filed Oct. 3. Teutul, Paul, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $1.5 million affecting property located at 95 Judson Road, Crawford 12549. Filed Oct. 5. Thomas, Melissa A., et al. Filed by Specialized Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $427,201 affecting property located at 275 Skyline Drive, Highland Mills 10930. Filed Oct. 10. Toole, Quincy E., et al. Filed by PennyMac Loan Services LLC. Action: seeks to foreclose on a mortgage to secure $139,300 affecting property located at 99 Sycamore Drive, Middletown 10940. Filed Oct. 10. Traver, Marion E., individually and as surviving spouse of Kenneth R. Traver, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $337,500 affecting property located at 385 Overlook Road, Pleasant Valley 12569. Filed Nov. 17. Unknown administrator of the estate of Roger W. Johnston, et al. Filed by Keybank N.A. Action: seeks to foreclose on a mortgage to secure $101,505 affecting property located at 8 Birchwood Drive, New Windsor 12553. Filed Oct. 6.

FIGURES Van Bergen, Carol, et al. Filed by Deutsche Bank Trust Company Americas. Action: seeks to foreclose on a mortgage to secure $128,900 affecting property located at 502 Route 376, Hopewell Junction 12533. Filed Nov. 22.

Bodies in Balance Community Acupuncture, 330 Main St., Cornwall-on-Hudson, c/o Dyanna Rettig. Filed Nov. 7.

MECHANIC’S LIENS

Caption Studios Photography, 21 Meadow St., Newburgh, c/o Monique Reyes. Filed Nov. 16.

House, Alan G. Jr., et al, New York City, as owner. $2,800 as claimed by Gurda Landscaping LLC, Westtown. Property: 10 House Road, Warwick. Filed Nov. 21. Magala, Glen, et al, New Milford, New Jersey, as owner. $14,075 as claimed by Gurda Landscaping LLC, Westtown. Property: 12 House Road, Warwick. Filed Nov. 21.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Partnerships A and D Enterprises, 1 Beattie Ave., Middletown 10940, c/o Anthony Forrestal and Derek Stallard. Filed Nov. 7. No Mans Land Tattoo and Piercing, 265 Route 211 East, Middletown, c/o Justin Reilly and Daniel Pokorny. Filed Nov. 9. TDS Sales, 1 Cocoa Lane, Newburgh 12550, c/o Thomas J. Flynn and Sean T. Flynn. Filed Nov. 16.

Sole Proprietorships 1 STP Supply, 35 Schneider Ave., Highland Falls, c/o Robert S. Deas. Filed Nov. 15. 10 San Marcos Drive, 10 San Marcos Drive, Blooming Grove, c/o Samuel Kaufman. Filed Nov. 3.

Brenda’s Fashionable Accessories, 75 Canal St., Port Jervis 12771, c/o Brenda E. Gonzalez. Filed Nov. 16.

Clay N Copper, 2 Laura Trail, Blooming Grove, c/o Courtney R. Nelson. Filed Nov. 17. Clide’s World, 2102 Kayla Court, Newburgh 12550, c/o Brandon Diaz. Filed Nov. 10. Dhill Entertainment, 49 Maple Drive, Middletown 10941, c/o Dylan Hill. Filed Nov. 9. French Link Antiques, 11 Doral Drive, New Windsor 12553, c/o Elaine J. Segali. Filed Nov. 9. Gatto’s Taxidermy, 263 Phillipsburg Road, Goshen, c/o Kim Marie Gatto. Filed Nov. 16. General Facility Services, 19 Otis Road, Middletown 10940, c/o Gary A. Benedict. Filed Nov. 15. Go Pack, 88 Marian Court, Warwick 10990, c/o Bryan Laughery. Filed Nov. 7. Karsten Consulting and Development, 28 S. Kaisertown Road, Montgomery 12549, c/o Erin T. Karsten. Filed Nov. 9. Kwik-E-Cleaning, 64 Trafalgar Road, New Windsor 12553, c/o Sarah Keegan. Filed Nov. 7. Love, Aoki-Marie, 801 Kayla Court, Newburgh 12550, c/o Erica N. Hackett. Filed Nov. 15. Magic Scissor, Route 32, Suite 1400, Vails Gate, New Windsor, c/o Ahmed S. Daoud. Filed Nov. 16. Mary Jo Whateley, Attorney-atLaw, 1 Railroad Ave., Suite 3, Goshen, c/o Mary Jo Whateley. Filed Nov. 15.

Millanni Virgin Hair, 104 Concord Lane, Middletown 10940, c/o Myrna J. Rodriguez. Filed Nov. 4. Mundt-Struction, 88 Edgemere Ave., Greenwood Lake, c/o Adam T. Mundt. Filed Nov. 15. N.Y. Pizza, 108 Broadway Newburgh 12550, c/o Eduardo Medina-Medina. Filed Nov. 10. Oro Toro, 61 Via Marie, Washingtonville 10992, c/o Lawrence Nicholas Squittieri. Filed Nov. 3. Precision Credit Counseling, 7 Gabby Lane, Middletown 10940, c/o Daniel Atakora. Filed Nov. 16. Qualified Management, 8 Fillmore Court, No. 113, Monroe, c/o Berl Spitzer. Filed Nov. 7. Ramos Auto Repair, 105 Bridge St., Newburgh, c/o Erwin Ramos. Filed Nov. 9. S R, 46 Bay View Terrace, Newburgh 12550, c/o Gerson Loarte. Filed Nov. 16. The Pet Stop, 5152 Route 9W, Newburgh 12550, c/o George Slaughter. Filed Nov. 7. Tony’s Nails and Spa, 1008 Little Britain Road, New Windsor 12553, c/o Anh Q. Bui. Filed Nov. 9. Turtin Records, 290 South St., Newburgh 12550, c/o Carmen M. Davila. Filed Nov. 16. Vacations Royale of the Hudson Valley, 10 Matthews St., Second floor, Goshen 10924, c/o Nicholas Constantino. Filed Nov. 7. Vizhenere Muzik, 285 Riley Road, New Windsor 12553, c/o Vincent D. Woods. Filed Nov. 7. Walsh Tutoring, 22 Sunset Heights, Monroe 10950, c/o Irene Walsh. Filed Nov. 9. Your Place or Mine Pet Sitting and Dog Walking, 3 Tull House Road, Cornwall-on-Hudson 12518, c/o Cheryl Ann Bainnson. Filed Nov. 7.

Ali Bierman Enterprises, 65 W. Mombasha Road, Monroe 10950, c/o Alice Jane Bierman. Filed Nov. 16. All Clean Pressure Washing, 7 Kennedy Terrace, Middletown 10940, c/o James Robert Dandorf. Filed Nov. 10. Autumn Mountain Properties, 28 King St., Port Jervis 12771, c/o Alex Zbimovsky. Filed Nov. 3. B Berger Realty, 229 Route 32, Central Valley 10917, c/o Barry S. Berger. Filed Nov. 14.

Director of Physical Programs, Armonk, NY Direct dvlpment, implmntation, mngment of tennis programs for begnr, intermediate, advanced levels; combine tennis instruction w/ focus on physical conditioning, diet, nutrition, persnal wellness; customize instrctnal programs based on skill level; work w/ membrs to establsh goals relvant to physical conditioning & play level; track & monitr individual performance; dvlp membr skill levels, allowing them to compete in regional & national tournmnts; dvlp close working partnrships w/ membrs & parents of younger program participants; plan and organize travl to tournmnts. Bachelor in Exercise Sci or rel field + 1 yr exp in job offred or as Fitness/Exercise Specialist. Fax resume to HR Mgr, North Castle Sports Associates d/b/a Armonk Indoor Sports Center, 914-273-8526.


LEGAL NOTICES Notice of Formation of JM Global Sales, LLC Art. Of Org. filed with SSNY on 10/12/17. Offc. Loc.: Westchester Cty. SSNY desig.as agent of the LLC upon whom process against it may be Served. SSNY shall mail process to the LLC, 21 Frances Place, Pleasantville, NY 10570. Purpose: any lawful purpose. #61416

Aleph Rug LLC. Art. Of Org. filed with SSNY on 10/18/2017. Office Location: Westchester County. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: Aleph Rug LLC, 255 Huguenot Street, #2101, New Rochelle, NY, 10801. Purpose: any lawful purpose. #61430

Notice of formation of J J Cameran, LLC. Art. of Org. filed with SSNY on 9/14/2017. Offc. Loc: Westchester Cty. SSNY design. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 105 Florence Street, Mamaroneck, NY 10543. Purpose: any lawful purpose. #61417

Notice of Formation of Bubbenmoyer Audio Services LLC. Art. Of Org. filed with SSNY on 10/30/17. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 7 Overlook Rd, Dobbs Ferry, NY 10522. Purpose: any lawful purpose. #61431

216-24 115th Ave, LLC. Filed 9/12/17 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 40 Memorial Highway 36G, New Rochelle, New York, 10801 Purpose: all lawful #61418

Dr. Dayna McCarthy Medical P.L.L.C., Arts of Org. filed with Sec. of State of NY (SSNY) 9/21/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to Dayna McCarthy, 451 E. 83rd St., Apt. PHA, NY, NY 10028. Purpose: Medicine. #61432

Empire State Diamonds, LLC Filed 10/4/17 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 1139 West Boston Post Road, Mamaroneck, NY 10543. Purpose: all lawful #61419 Ad Spin Media LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 10/11/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 406 Field Point Rd., Greenwich, CT 06830. General Purpose. #61420 LifeSafe Systems LLC. Articles filed w/ SSNY 10/20/17. Office in Westchester Co. SSNY designated for service of process and shall mail to: 27 Mohawk Ln, Yorktown Heights, NY 10598. Purpose: Any lawful activity #61421 Empire South Broadway, LLC, Arts. of Org. filed with the SSNY on 10/18/17. Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: The LLC c/o James Heffernan. 10 Plymouth Road. Rye, NY 10580. General Purposes. #61423 Notice of formation of Limited Liability Company (ìLLCî). Name: Mulford Yonkers Preservation LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on October 25, 2017. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Mulford Yonkers Preservation LLC, 1511 Central Park Avenue, Yonkers, New York 10710. Purpose/character of LLC is to engage in any lawful act or activity. #61427 Vernon Snacks LLC, Art. Of Org. filed with NY Secy. Of State on 10/30/2017. Office is located in Westchester County. Secy. Of State designated as agent upon which process may be served. Secy. Of State shall mail a copy of any process against it served upon him/her to: 517 Riverdale Avenue ñ Apt. 3B Yonkers, NY 10705 (the LLCís primary business location). LLC may engage in any lawful act or activity for which a limited liability company may be formed. #61428 378 Elwood Avenue LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 10/20/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 378 Elwood Ave., Hawthorne, NY 10532. General Purpose. #61429

Notice of formation of Drafting Direct LLC a domestic LLC. Articles of Organization filed with the Secretary of State of New York (SSNY) on 10/26/17. Office location: Westchester. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Drafting Direct LLC, 90 State Street, Suite 700, Office 40, Albany, NY 12207. Purpose: Any lawful purpose. #61433 Notice of Formation of Golden Lotus LLC Date of filing Articles of Organization with the Secretary of State of New York (SSNY) is 9/5/2017. The LLC is located in Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of any process to the LLC at 301 Roaring Brook Road, Chappaqua, NY 10514. Purpose of business of LLC is any real estate activity. #61434 Notice of formation of Limited Liability Company (LLC): CRYPTAGE, LLC, Articles of Organization were filed with the Secretary of State of New York (SSNY) on 8/11/06. Office location: Westchester County. SSNY is designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: CRYPTAGE LLC, 565 Broadway #3i, Hastings on Hudson, NY 10706, its principal business location. Purpose: any lawful business activity. #61435 Tricia Caracappa Design, LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 11/1/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 5 Buckbee Pl., Katonah, NY 10536. General Purpose. #61436 Notice of Formation of 348 WHIPPOORWILL DEVELOPMENT LLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 9/29/17. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 345 Whippoorwill Road, Chappaqua, NY 10514. Purpose: any lawful act or activity. #61437 POLL-VAULTER, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 10/30/2017 Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 14 Cedar Lane, Chappaqua, New York 10514, principal business location of the LLC. Purpose: any lawful business activity. #61438

EdVaults LLC. Articles of Organization were filed with the Secretary of State of New York(SSNY) on 07/17/17. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The EdVault LLC, Michael Tarnow, 6 Robins Nest Lane, Larchmont,NY 10538. Purpose: Any lawful activity. #61439 Notice of Formation of Rachel Dalton Voice Over LLC filed with SSNY on 09/19/17. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 39 Horton St. Rye, NY 10580. Purpose: any lawful purpose. #61440 Notice of Formation of Chuck Gracie & James, LLC Art.of Org. filed with SSNY on 11/7/17. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, PO Box 287 Mohegan Lake., NY 10598. Purpose: any lawful purpose. #61441 Legacy Generator Company LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 11/2/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to Erika Goyzueta, 121 S. Broadway, Irvington, NY 10533. General Purpose. #61442 LEGAL NOTICE Ruby Red Innovation LLC has filed articles of organization with the Secretary of State of NYS on 11/07/2017. The offices of this company are located in Westchester County, NY. The Secretary of State has been designated as agent of the limited liability company upon whom process against it may be served. The address to which the Secretary of State shall mail a copy of any process against the limited liability company served upon him or her is 95 Round Hill Drive, Briarcliff Manor, NY 10510. The company is organized to conduct any lawful business for which limited liability companies may be organized. #61444 Notice of Formation of Exclusive Thai, LLC. Arts. of Org. filed with SSNY on 10/17/17. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to Registered Agents INC. 90 State Street, Suite 700, Albany, NY, 12207. Purpose: any lawful act or activity. #61445 Notice of Formation of Byldan Consulting Group, LLC. Art of Org. filed with the SSNY on 11/09/17. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 370 Summit Ave., Mt Vernon, NY 10552. Purpose: Any Lawful purpose. #61446 Notice of Formation of SPARK+SIZZLE, LLC. Art Of Org. filed with SSNY on 10/24/17. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process may be served. SSNY shall mail process to the LLC, 112 Southlawn Ave, Dobbs Ferry, NY 10522. Purpose: any lawful purpose. #61447 Notice of Formation of Cole Capital, LLC. Arts. of Org. filed with SSNY on 10/26/2017. Office location: 382 Manhattan Avenue, Hawthorne, New York, 10532, Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to Ian Cole, 382 Manhattan Avenue, Hawthorne, New York, 10532. Purpose: business of residential real estate. #61448

AVL Homes LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 2/2/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to c/o David A Nigrelli, 115 E. Stevens Ave., Ste. 102, Valhalla, NY 10595. General Purpose. #61449 2880 Dill LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 8/10/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 5600A Broadway, Bronx, NY 10463. General Purpose. #61450 NOTICE OF FORMATION OF Sleepy Holler, LLC. Arts of Org filed with Secy of State of NY (SSNY) on 08/02/2017. Office loc: Westchester. SSNY designated as agent upon whom process may be served and shall mail process to the principal business address: 169 Beekman Ave, Sleepy Hollow NY 10591 Purpose: Any lawful acts. #61451 Sunnyland Smart, LLC Arts of Org. filed SSNY 9/5/17. Office: Westchester Co. SSNY designated as agent for process & shall mail to: 275 Greenwich St. 4M, New York, NY 10007. Purpose: General. #61452 HH Innovate LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 11/13/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to Hanane Huynh, 1360 Colonial Ct., Mamaroneck, NY 10543. General Purpose. #61453 Notice of Formation of SECOND DERIVATIVE MOMENTUM ANALYTICS, LLC. Articles of Organization filed with Secretary of State of New York (SSNY) on 10/23/2017. Office location: Westchester County. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC to Francis J. Saldutti, 149 Old Stone Hill Rd., Pound Ridge, NY 10576. Purpose: any lawful purpose or activity. #61455 Notice of Formation of Creative Funding Resources and Solutions, LLC. Art. Of Org. filed with SSNY on 9/13/17. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 3015 High Street, Mohegan Lake, NY 10547. Purpose: any lawful purpose. #61456 Notice is hereby given that an onpremise license, #TBA has been applied for by Dalepa Inc. d/b/a Piccola Trattoria to sell beer, wine and liquor at retail in an on premises establishment. For on premises consumption under the ABC law at 41 Cedar Street Dobbs Ferry NY 10522. #61457 Notice of Application for Authority to do business in New York of Alpha Real Estate Property Holdings I, LLC. Authority filed with Secy. of State of NY (“SSNY”) on 10/13/17. Office location: Westchester County. LLC formed in Delaware (“DE”) on 6/3/14. SSNY designated agent upon whom process may be served and shall mail copy of process against LLC to: 1521 Concord Pike #303, Wilmington, DE 19803. Principal business address: 800 Westchester Ave, Suite 641, Rye Brook, NY 10573. Certificate of LLC filed with Secy. of State of DE located at: Townsend Bldg., Federal & Duke of York Sts., Dover, DE 19901. Purpose: any lawful act. #61458

Gursky Consulting, LLC Articles of Organization were filed with the Secretary of State of NY (SSNY) on 9/7/2017. Office location: Westchester County. LegalZoom Registered Agent Services has been designated as agent of LLC upon whom process may be served. LegalZoom Registered Agent Services shall mail a copy of any process against the LLC served upon him or her to the company c/o United States Corporation Agents, Inc., 7014 13th Ave, Suite 202, Brooklyn, NY 11228. Principal business address: 59 Sunnyside Place, Irvington, NY 10533. Purpose: Any lawful act or activity. #61459 75 Mamaroneck, LLC. Arts. of Org. filed with the SSNY on 11/15/2017. Office: Westchester Cty. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail copy of process to the LLC, 47 Keats Ave. Hartsdale, NY 10530. Purpose: Any lawful purpose. #61460 Flaggers Unlimited Plus, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 10/10/2017. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 66 Leonardo Dr. North Haven, CT, principal business location of the LLC. Purpose: any lawful business activity. #61461 Notice of Formation of FKA ACCOUNTANTANTS & ADVISORS, LLC Art. Of Org. filed with SSNY on 9/19/17. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 7014 13th Ave. Ste. 202, Brooklyn, NY 11228 Purpose: Accounting/Bookkeeping & Tax Compliance. #61462 Notice of formation of JDP Products, LLC filed with SSNY on 11/13/17. Offc. Loc: Westchester Cty. Jedidiah Pines des. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 57 Mystic Drive, Ossining, NY 10562. Purpose: any lawful purpose. #61465 The annual return of the The Rosenfeld Heart Foundation, Inc. for the calendar year December 31, 2016 is available at its principal office located at Overbrook Management Corp 122 East 42nd Street, Ste 2500, New York, NY for inspection during regular business hours by any citizen who requests it within 180 days hereof. Principal Manager of the Foundation is Stephen Rosenfeld. #61466 SEL Marketing Communications LLC. Arts. of Org. filed with the SSNY on 11/15/17. Office: Westchester Cty. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail copy of process to the LLC, 229 Clinton Ave New Rochelle, NY 10801. Purpose: Any lawful purpose. #61467 Fidelis Pharmaceuticals LLC filed an app. for auth. with NY Secy of State (SSNY) on 9/21/17. Office location: Westchester County. SSNY designated as agent for service of process. SSNY shall mail process to LLCís principal business address: 255 Huguenot St. Suite 902, New Rochelle, NY 10801. LLC was organized in DE on 8/28/15. Registered office in DE is c/o Harvard Business Services, 16192 Coastal Hwy, Lewes, DE 19958, Sussex County. Cert of Formation on file with DE Secy of State, 401 Federal St, Ste 4, Dover, DE 19901. Purpose: any lawful activity. #61468

24 W Clinton LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 11/21/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 311 Sherman Ave., Hawthorne, NY 10533. General Purpose. #61469 Heleno LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 11/7/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 915 West Boston Post Rd., Mamaroneck, NY 10543. General Purpose. #61470 Notice of Formation of BK7 Group LLC. Art of Org. filed with Secy. of State of NY (SSNY) on 9/26/2017. Office: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to: Brian Smith, 65 McKinley Ave. Apt. C1-2, White Plains, NY 10606. Purpose: any lawful act or activity. #61471 5 Monroe Place LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 11/22/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to c/o OEDD Law, LLP, 235 Mamaroneck Ave., Ste. 403, White Plains, NY 10605. General Purpose. #61472 Notice of Formation of 175 Utica Ave LLC. Of Org. filed NY Secy. of State on 10/18/2017. Offc. Loc: 332 Malcolm X Blvd Brooklyn NY 11233. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 332 Malcolm X Blvd Brooklyn NY 11233. Purpose: any lawful purpose. #61473 Notice of Formation of Popojito, LLC. Art. of Org. filed with SSNY on 8/31/17. Offc. Loc: Westchester Cty. SSNY desig. as agent of LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 1255 North Ave. Apt. 3G, New Rochelle, NY 1084. Purpose: any lawful purpose. #61474 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: SOIS Holdings, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 10/18/2017. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: c/o General Counsel, 80 Broad Street, Suite 1702, New York, NY 10004. Principal place of business is 3151 Stoney Street, Shrub Oak, NY 10547. Purpose: any lawful business activity. #61475 Notice of Application for Authority to do business in New York of 6 Kids Properties LLC (ìLLCî). Application for Authority filed with the Secretary of State (SSNY) on 10/2/17. LLC formed in Nevada (ìNVî) on August 17, 2017. Office location is Westchester County. SSNY has been designated as agent of LLC upon whom process against it may be served. SSNY shall mail a copy of such process to the LLC c/o Nevada Corporate Headquarters, Inc. 4730 S. Fort Apache Rd., Suite 300 Las Vegas, NV 89147-7947. Office address in NV is LLC c/o Nevada Corporate Headquarters, Inc. 4730 S. Fort Apache Rd., Suite 300 Las Vegas, NV 89147-7947. Copies of Certificate of Organization of LLC are on file and may be obtained from the Secretary of State of NV 202 North Carson Street Carson City, Nevada 89701-4201. Purpose of business of LLC is any lawful act or activity. #61476

WCBJ

Notice of Formation of Off-Site Support Services, LLC. Arts. of Org. filed with SSNY on 11/21/17. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to Dennis W. Light, Esq., 150 Grand St., Ste. 502, White Plains, New York 10601. Purpose: any lawful act or activity. #61477 NOTICE OF FORMATION OF JMON3 LLC. Articles of Organization filed with the Secretary of State of NY (SSNY) on 09/29/2017. Office location: WESTCHESTER County. SSNY has been designated as agent upon whom process against it may be served. The Post Office address to which the SSNY shall mail a copy of any process against the LLC served upon them is: 543 S 11TH AVE, MOUNT VERNON, NY 10550 The principal business address of the LLC is: 543 S 11TH AVE, MOUNT VERNON, NY 10550 Purpose: any lawful act or activity #61478 Notice of Formation of a Limited Liability Company (LLC), PICTURE THAT, LLC, FICT NAME: PICTURE THAT ART CONSULTANTS, LLC, Articles of Organization filed with the Secretary of State of New York (SSNY) on 11/13/2017. Office Location: Westchester County. Fine art-related services and products. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: C/O PICTURE THAT, LLC, FICT NAME: PICTURE THAT ART CONSULTANTS, LLC, Soundview Plaza, 1266 East Main Street, Suite 700R, Stamford, CT 06902. Purpose: Any lawful purpose. Latest date upon which LLC is to dissolve: No specific date. #61479 NOTICE OF FORMATION of Nu-Way Housekeeping, LLC. Articles of Organization filed with the Secretary of State of New York (SSNY) on 11/28/2017. Location: Westchester County. SSNY designated as agent for service of process on LLC. SSNY shall mail a copy of process to: Jeffrey Bayliss, 110 West Post Road, White Plains, NY 10606. Purpose: Any lawful purpose. #61480 Notice of formation of TB PRECISE LLC Art. of Org. filed with the Sec of State of NY (SSNY) on 10/16/2017. Office location, County of Westchester. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process served to: Taniya Brandon 205 N. Broadway Yonkers, NY 10701 Purpose: any lawful act. #61481 Petra Design, LLC. Filed 11/01/17 Office: Westchester Co. SSNY designated as agent for process & shall mail to: PO Box 514, Chappaqua, NY 10514 Purpose: all lawful # 61463 Notice of Formation of IGWE Consulting, LLC Art. Of Org. filed with SSNY on 8/10/17. Offc. Loc: Westchester County. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 2 Pengilly Drive, New Rochelle, NY 10804. Purpose: any lawful purpose. # 61464 Notice of Formation of FinerBub LLC Art. Of Org. filed with SSNY on 10/23/17. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 31211 Town Green Drive Elmsford, NY 10523. Purpose: any lawful purpose. # 61482

DECEMBER 4, 2017

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Portrait by renowned illustrator Joseph Adolphe.

WILMINGTON TRUST RENOWNED INSIGHT

“The biggest challenge for your business today? Tomorrow.”

Donald P. DiCarlo Jr. Chief Fiduciary Officer Wilmington Trust, N.A. As our chief fiduciary officer, Don makes sure we are collectively and consistently meeting our fiduciary responsibility to our clients through the advice we give and how we deliver it. He is also a member of the senior leadership team overseeing all personal trust, fiduciary tax, and wealth planning services for Wilmington Trust’s Wealth Advisory division. Don is part of a seasoned team of professionals who exemplify Wilmington Trust’s 114-year heritage of successfully advising families and business owners. For access to knowledgeable professionals like Don and the rest of our team, contact Sharon Klein at 212-415-0547.

Transitioning ownership of your business will undoubtedly be one of the most significant events of your life. And one you may not be prepared to even think about right now. However, with careful planning at each stage, you can expect to be ready for what’s ahead – and confident that you’ll preserve everything you’ve worked so hard to build. Growing your business. Your banker and insurance specialist will help determine which deposit, lending, cash management, and insurance solutions will best fuel the growth of your business. You’ll also want to ensure your will and other estate planning documents are in order, and that you’re taking advantage of tax-minimization strategies. Transitioning business capital to personal capital. As your business evolves, you may consider selling or transitioning to your son or daughter, or someone outside the family. We can help you explore exit strategies, secure the right buyer, and value your business. We’ll also help you determine how and where to invest your wealth, and how to manage your liquidity and cash flow needs.

Managing and transferring personal wealth. This is when all your hard work pays off. You’ll begin to implement trust and planning strategies to transfer wealth to the next generation. You may also have the freedom to donate resources to those organizations you find meaningful.

31%

O F B U S I N E S S O W N E R S H AV E NO TRANSITION PLAN Source: “The Power of Planning” survey of 200 business owners conducted by Wilmington Trust

Founded by successful family business leader T. Coleman duPont more than a century ago, Wilmington Trust has the heritage and experience to help guide you through times of growth and succession. Our approach focuses on both your business and personal financial needs, allowing us to make each transition in your journey a seamless one. For more insight on the importance of business transition planning, download our latest research at wilmingtontrust.com/ businessowners.

F I D U C I A R Y S E R V I C E S | W E A L T H P L A N N I N G | I N V E S T M E N T M A N A G E M E N T | P R I V A T E B A N K I N G*

This article is for informational purposes only and is not intended as an offer or solicitation for the sale of any financial product or service. This article is not designed or intended to provide financial, tax, legal, accounting, or other professional advice since such advice always requires consideration of individual circumstances. If professional advice is needed, the services of your professional advisor should be sought. There is no assurance that any investment, financial, or estate planning strategy will be successful. *Private Banking is the marketing name for an offering of M&T Bank deposit and loan products and services. Investments: • Are NOT FDIC-Insured • Have NO Bank Guarantee • May Lose Value Wilmington Trust is a registered service mark. Wilmington Trust Corporation is a wholly owned subsidiary of M&T Bank Corporation. Wilmington Trust Company, operating in Delaware only, Wilmington Trust, N.A., M&T Bank, and certain other affiliates provide various fiduciary and non-fiduciary services, including trustee, custodial, agency, investment management, and other services. International corporate and institutional services are offered through Wilmington Trust Corporation’s international affiliates. Loans, credit cards, retail and business deposits, and other business and personal banking services and products are offered by M&T Bank, member FDIC. Equal Housing Lender. ©2017 Wilmington Trust Corporation and its affiliates. All rights reserved.

15960_Westchester Business Journal_Fairfield County Business Journal / Trim 10”w x 11.5”h


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