The Business Journals - Week of January 25 by Westfair Business Journal

TR US TE D J O U R NALI S M AT YO U R FI N G E RTI P S

JANUARY 25, 2021 VOL. 57, No. 4

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NO. 46 Courtesy The White House.

BIDEN TAKES OVER

BY PETER KATZ

pkatz@westfairinc.com

n an outdoor ceremony at the Capitol under a clear blue sky, Joseph R. Biden Jr., the newly minted president of the United States, declared: “We’ve learned again that democracy is precious. Democracy is fragile. And at this hour, my friends: Democracy has prevailed!” His words rang strong January 20 as they were delivered two weeks to the

day that the Capitol was attacked by Trump supporters. The National Mall, where hundreds of thousands would have listened to his words, was instead filled with thousands of red, white and blue flags. Biden shared the world stage with Kamala Harris, who had just been sworn in as the nation’s first female, Black, Asian-American vice president. In his address, Biden drew a sharp contrast between his approach

to governing and that of Donald Trump and renewed his campaign goals of overcoming the pandemic, bringing racial justice and fighting climate change. Biden also called for unity and, without mentioning Trump by name, criticized those who have stoked anger and division, and asked those who opposed him to “hear me out.” “Politics doesn’t have to be a raging fire, destroying everything in its path. 6

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Consider car dealerships, group says BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

e stche ster ’s commercial real estate market has been particularly hard hit by the Covid-19 pandemic, with soaring vacancy rates exacerbated by concerns that the economy may or may not rebound in 2021. But the Greater New York Automobile Dealers Association believes it has at

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least a partial solution: More auto dealerships. Such businesses are the fifth-largest retail employer in the area, association President Mark Schienberg told the Business Journal. “Big companies play a big role in the economy, of course,” Schienberg noted. “But there’s nothing like small businesses, which year in and year out contribute to not just their local economies, but to their communities as well.” According to the latest market report from Cushman & Wakefield, the overall vacancy rate in Westchester increased by 244 basis points (bps) to 25.1% in 2020. New leasing activity plummeted 38.4% from 2019 to an all-time low of 707,913 square feet

— 42.4% below the five-year annual average of 1.2 million square feet. And while Westchester’s unemployment rate has rebounded from last July — it stood at 5.8% in November, compared with 14% in July — it is still a far cry from the 3.4% it recorded in November 2019. But the auto dealers sector has done decidedly better. Although absent specific data about 2020, which is still being processed, Schienberg said the group’s 425 members “ended up doing fairly well. “It started off looking like we could lose a lot of our members when the pandemic hit,” he continued. “Business was off 85 to 86% right off the bat, and a » EMPTY LOTS

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Convicted Harrison trash hauler accused again of cheating BY BILL HELTZEL bheltzel@westfairinc.com

arrison trash hauler Ralph Mancini, convicted last year of bilking customers out of more than $800,000, has been accused of defrauding an associate in another deal. Ralph Zingaro claims that Mancini and County Waste Management Inc. “had no intention of honoring their promise” to pay him $100,000, in a lawsuit filed Jan. 7 in Westchester Supreme Court. Mancini owned and operated County Waste Management, from his house in Harrison, serving customers in Westchester and Putnam counties and Fairfield County, Connecticut. He admitted in a November 2019 plea agreement with federal prosecutors that he overbilled 17 commercial customers from 2008 to 2016. He fabricated the tonnage of collected trash to inflate collection and dumping charges. Zingaro began working as a sales manager for County Waste Management in 2003, according to his LinkedIn profile. A year ago — after Mancini pleaded guilty to mail fraud but before he was sentenced by a federal judge — he sold County Waste Management’s client list to City Carting, according to Zingaro. City Carting of Stamford agreed to pay Mancini an “earnout,” an additional lump sum payment, if revenue from the new clients equaled or exceeded a “certain amount in revenue,” according to the lawsuit. City Carting hired Zingaro, the complaint states, and Mancini offered to pay him $100,000 if he maintained enough business to ensure the earnout. The complaint does not put a value on the earnout but states that it was well in excess of the $100,000 offered to Zingaro. Zingaro claims he achieved the goal and Mancini received the earnout, but Mancini has refused to pay the $100,000 fee. Zingaro also accuses Mancini of failing to maintain appropriate business records and of intermingling corporate and personal assets, but provides no examples. He charges Mancini with breaches of contract, unjust enrichment, fraud and negligent misrepresentation. Last March, U.S. District Judge Nelson S. Roman sentenced Mancini to time served and two years of supervised release, for mail fraud. He ordered

Mancini to pay $838,989 in restitution to his victims and to forfeit $1 million to the government. County Waste Management is now known as Old CWM Inc., according to a state Division of Corporations record. It is based in the Bronx, with Mancini as CEO. Mancini was not available to tell his side of the story. “He comes down once in a while and hangs out,” said an unidentified man who answered the phone at Old CWM. “I’ll tell him about it (the lawsuit).” Purchase attorney Diana M. Malave represents Zingaro.

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JANUARY 25, 2021

M A K IN G A N

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Snap, Crackle and Pride

Darien entrepreneur launches socially conscious cereal

BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

hen a Darien man decided the time had come to invent a new cereal, he had three key characteristics in mind. It had to be nutritious, tasty — and reflective of Black culture. “The idea came to me at something like 3 a.m. last spring,” Nic King told the Business Journal. “I woke up with it and was wondering where it came from.” “It” is Proud Puffs, a chocolate cereal whose pieces come in the shape of a black fist. But while for some that might bring up uncomfortable reminders of Tommie Smith and John Carlos giving the Black Power salute at the 1968 Summer Olympics, or the Black Panthers, King said it is instead meant to reflect the worldwide support of the Black Lives Matter movement. “I Googled ‘Black-owned cereal companies’ after I got up that night,” the Stamford native recalled. “This was right after the unfortunate (May 25) George Floyd incident and the Minneapolis protests that had started right after.” Finding no such cereal lines (“I thought I might have something here), King said he was midway to his kitchen when “out of nowhere, the Proud Puffs name popped into my head. A spiritual man, King said he gives credit to God, because otherwise “I have no idea where these ideas came from.” He quickly acquired the proudpuffcereal.com domain and began spreading the word on social media. Then came the next step: Creating a company name for his new endeavor. “I chose ‘Legacy’ because I’m a single dad who wants to give his son a better life than I had,” King said. “I’m always thinking about legacy and family — it’s part of creating Proud Puffs and its packaging.” Boxes of Proud Puffs feature drawings “of my son, my sisters, nieces and nephews. It’s a way of adding my family, which is my

JANUARY 25, 2021

MAIN OFFICE TELEPHONE 914-694-3600 OFFICE FAX 914-694-3699 EDITORIAL EMAIL bobr@westfairinc.com WRITE TO 701 Westchester Ave., Suite 100J White Plains, N.Y. 10604-3407 Publisher Dee DelBello Executive Associate Publisher Dan Viteri Managing Editor Bob Rozycki Director, Content and New Product Development Karen Sackowitz Associate Publisher Anne Jordan

NEWS Senior Enterprise Editor • Phil Hall Copy and Video Editor • Peter Katz Bureau Chief • Kevin Zimmerman Senior Reporter • Bill Heltzel, Reporters Georgette Gouveia, Peter Katz Research Coordinator • Luis Flores ART & PRODUCTION Creative Director Dan Viteri Graphic Designer Sarafina Pavlak ADVERTISING SALES Manager • Anne Jordan Metro Sales & Custom Publishing Director Barbara Hanlon Account Managers Marcia Pflug, Heather Monachelli, Frank Rose Events Sales & Development • Marcia Pflug Marketing & Events Director • Fatime Muriqi

legacy. You might see a Wheaties box with a Black athlete on it, but in this case I wanted something where kids might say, ‘Wow, that kind of looks like my family.’” A self-described “terrible cook,” King turned to a team of food scientists to develop the cereal itself. “The food and beverage industry was completely new to me,” he said. “So I gave them the layout and explained that it needed to be nutritious, but also taste good, so that kids would want to have it.” Though he’s guarding the cereal’s ingredient list, King said it includes monk fruit for sweetening, real cocoa and is vegan-friendly. “Everyone is trying to be a little more health-conscious these days,” he said. “And I didn’t want FCBJ

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to contribute to the sugar problem. Monk fruit is a natural sweetener and still makes it flavorful for children. “One of the most important things I’ve done,” he added, “was to turn my life around and establish a healthier lifestyle as an example for my son.” King is launching a crowdfunding campaign on Feb. 1 to help pay for Proud Puffs’ production by “a bigger manufacturing company. Hopefully by April/ early May we’ll have it in stores. I’ve been talking with the grocery chains and independent stores — and if I have to sell it on the website by myself, that’s what I’ll do.” That mindset also played a role in his decision to leave T-Mobile last June. “That was during the early stages of Covid and I got a

lot of questions,” he said. “But I still thought it was the right time to leave corporate America, to bet on myself a little bit and to focus on being a single dad.” King said he believes that decision helped clear his mind to come up with Proud Puffs — with a little help from the Almighty, of course. “I’d given myself the opportunity to stay still, instead of jumping up at 7 a.m. every day and hurrying off to work,” he said. “I was a little more relaxed and started to sleep better. And about a month and a half later, that’s when the idea came to me.” Ultimately, King said, his goal for the cereal remains consistent. “This is not about building a customer base,” he said. “It’s about helping to build a community.”

AUDIENCE DEVELOPMENT & CIRCULATION Circulation Manager • Sylvia Sikoutris Telemarketing • Brianne Smith ADMINISTRATION Contracted CFO Services Adornetto & Company L.L.C. Human Resources & Payroll Services APS PAYROLL Westchester County Business Journal (USPS# 7100) Fairfield County Business Journal (USPS# 5830) is published Weekly, 52 times a year by Westfair Communications, Inc., 701 Westchester Ave., White Plains, NY 10604. Periodicals Postage rates paid at White Plains, NY, USA 10610. POSTMASTER: Send address changes to: Westchester County Business Journal and Fairfield County Business Journal: by Westfair Communications, Inc., 701 Westchester Ave, White Plains, NY 10604. Annual subscription $60; $2.50 per issue More than 40 percent of the Business Journal is printed on recycled newsprint. © 2020 Westfair Communications Inc. All rights reserved. Reproduction in whole or in part without written permission is prohibited.

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JANUARY 25, 2021

Biden takes over —

Every disagreement doesn’t have to be a cause for total war. And we must reject the culture in which facts themselves are manipulated, and even manufactured. “My fellow Americans, we have to be different than this. America has to be better than this, and I believe America is so much better than this. Just look around. Here we stand, in the shadow of the Capitol dome, as was mentioned earlier, completed amid the Civil War, when the union itself was literally hanging in the balance. Yet, we endured. We prevailed.” Biden was harshly critical of those who lie for political power and profit and said he would rebuild the alliances frayed over the past four years. “America has been tested, and we’ve come out stronger for it. We will repair our alliances and engage with the world once again. Not to meet yesterday’s challenges, but today’s and tomorrow’s challenges. And we’ll lead not merely by the example of our power, but by the power of our example. We’ll be a strong and trusted partner for peace, progress, and security.” Biden led a moment of silence for the 400,000 Americans who have died of Covid-19, and promised not to lie to Americans. “I give you my word: I will always level with you,” Biden said. While traditional events such as a Congressional luncheon and inaugural balls were can1

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lot of our members thought they might have enough capacity for a month or two before they’d have to shut down. “Their overhead can be very high,” Schienberg said, “with big buildings and lots, property taxes and the amount of money they pay to the manufacturers for inventory is very, very high as well.” Gov. Andrew Cuomo, who initially shut down auto dealers when Covid-19 arrived, allowed dealers to sell and lease vehicles as long as they did so remotely as part of his March 26 executive order. Dealers were later allowed to sell in-person by appointment only, and today can sell or lease “the normal way,” Schienberg said. Nevertheless, last month automotive information service Edmunds said it expected new vehicle sales to be down 15.5% in 2020; Cox Automotive predicted a 15.3% drop; and TrueCar anticipated a 15% decline. Sales also

JANUARY 25, 2021

Joe Biden takes the oath of office as his wife, Jill stands by his side. celed because of Covid-19, much of Biden’s afternoon was to be taken up with a series of executive actions to start addressing problems the nation faces and begin rolling back some of the things Trump had done. Biden was to put his stamp of approval on a number of initiatives to correct what was described in a Biden team document as “the gravest damages of the Trump administration.” Biden is addressing Covid19 by asking the American people to wear masks for 100 days and requiring that masks be worn in federal buildings. He will re-engage with the World Health Organization and have government infectious disease specialist Dr. Anthony Fauci attend the WHO executive board meetings. Biden was to sign an executive order creating the position of Covid-19 response coordinator,

who will report directly to the president and be responsible for coordinating all elements of the Covid-19 response. The new president was to sign a document to rejoin the Paris Agreement on global warming and delivered to the United Nations today. The United States will officially become a member again 30 days later. Biden also was to direct all executive departments and agencies to immediately review and take appropriate action to address federal regulations and other executive actions taken during the last four years that were harmful to public health, damaging to the environment, unsupported by the best available science or otherwise not in the national interest. Biden was also set to sign an executive order beginning the work of rooting out systemic racism and other barriers to oppor-

declined in 2019 on a year-overyear basis, but still topped 17 million for the fifth straight year. But, as with the dealers association, analysts were saying the news was better than expected.

There are a lot of first-time buyers in the market because they’re concerned about public transportation like railroads and subways — and that’s good for jobs and for tax revenue.” While online sales, which have been commonly featured by most dealers for years, have increased during the pandemic, “if you need a car repaired, you can’t do that digitally,” he noted. The association recorded over $9 million in vehicle repairs in 2019. In the New York metro region, the group said, in 2019 its members contributed $53.4 billion to the economy; supported 72,200 employees (39,900 directly) — 5,984 in Westchester; and paid nearly $2.6 billion in tax revenue. Armed with such data, Schienberg said that owners of property that has been vacated due to the pandemic — or, of course, before that — should consider car dealerships. For the most part, he said, deal-

Positive spin vs. spinning of wheels

“Thinking back to the dire state of the market at the outset of the pandemic, it’s such a testament to the incredible durability of the entire automotive industry — and the resilience of the American consumer — that we’ve seen such a healthy rebound in new car purchases this year,” said Jessica Caldwell, Edmunds’ executive director of insights. “A big comeback story of 2020 is without a doubt the recovery of retail vehicle sales, which have nearly returned to pre-pandemic levels.” Schienberg said the region should expect better-than-anticipated results due to “a huge, pentup demand for sales and servicing. FCBJ

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tunity from federal programs and institutions and reverse Trump’s order that limited the ability of government agencies and contractors from implementing diversity and inclusion training. Biden also was to reverse Trump’s order excluding undocumented immigrants from the Census Reapportionment Count. In addition, he was to sign a presidential memorandum directing the secretary of Homeland Security, in consultation with the U.S. attorney general, to take all appropriate actions under the law

to provide protection for Deferred Action for Childhood Arrivals (DACA) immigrants. Also expected to come to an end was the Trump administration’s so-called Muslim Ban that restricted entry into the U.S. from primarily Muslim and African countries. A proclamation was to be forthcoming that would stop the border wall construction by ending the national emergency that was used to justify taking funding from other areas of the government to pay for the wall.

Trump’s farewell Saying “We will be back in some form,” and “So, have a good life. We will see you soon,” the first president in U.S. history to be impeached twice, Donald Trump, on January 20 made a farewell address to a group of well-wishers during a ceremony at the military airport Joint Base Andrews. Trump and his wife, Melania, had been helicoptered from the White House the air base where Air Force One awaited them for a flight to Florida and their new home at the Trump-owned Mara-Lago Club. After arrival in Florida and before Trump’s term expired at noon, the White House announced that Westchester attorney Albert J. Pirro Jr., who was convicted of tax evasion and sentenced to two years in federal erships are not looking to downsize, and in many cases are looking to expand, making them ideal for leasing or buying and developing space. Auto dealerships constantly invest in their spaces, often increasing the value of the property, he added: In 2019, dealerships in downstate New York spent $420 million on capital improvements, including remodeling indoor spaces, changing facades, upgrading infrastructure and expanding by adding new buildings on existing properties. That increased property value also benefits the surrounding community, he said, with dealerships contributing $21 million to charitable causes as well as the aforementioned $2.6 billion in local and state tax revenues in 2019. “As an association, we’re always looking at return on investment,” Schienberg said. “We’re in constant conversation with county and town executives and the gov-

prison had been granted a presidential pardon. Pirro is the ex-husband of Jeanine Pirro, the former Westchester County district attorney who now is a host for Fox News and has been a very strong and vocal supporter of Trump. The Pirro announcement followed by a couple of hours the White House releasing a list of 73 new pardons and 70 sentence commutations that had been issued by the president. Among those pardoned: former chief strategist at the White House Steve Bannon, Trump and GOP fundraiser Elliott Broidy and former three-term Arizona Republican Congressman Rick Renzi, who had been convicted of extortion, bribery, insurance fraud, money laundering and racketeering. ernor’s office to emphasize how good it is to have a car dealership around — they contribute so much, both financially and in terms of the community itself. And they have a physical presence that a lot of other retailers don’t have, with the shift to online sales.” Schienberg said he is remaining hopeful for 2021. “Business people are optimists at heart — if they weren’t, they’d probably get an office job someplace,” he said. “I think we’re in for a decent year, depending on what happens in Washington (D.C.) and the toll the pandemic will continue to take on the economy.” He noted that the annual New York International Auto Show, canceled last year, is scheduled to take place Aug. 20-29; it typically draws more than 1 million people to the Jacob Javits Convention Center. “We’re keeping our fingers crossed that enough vaccinations will take place that the show will go on,” Schienberg said.

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JANUARY 25, 2021

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Former officials of defunct college sued for financial mismanagement BY BILL HELTZEL bheltzel@westfairinc.com

reditors of The College of New Rochelle have sued the defunct school’s officers and trustees for mismanaging the institution. Former college President Judith Huntington, financial executives Keith Borge and Betty Roberts, and 32 members of the board of trustees are named in a lawsuit filed Jan. 14 in U.S. Bankruptcy Court, White Plains. From 2013 to 2017, the complaint states, the officers “systematically mismanaged CNR’s finances and the trustee defendants failed to supervise and acquit their own duties. “CNR routinely failed to pay federal and state payroll taxes, flouted and ignored rules regarding use of federal grant money, overdrew its bank accounts, and depleted the majority of CNR’s endowment fund.” The College of New Rochelle was the first Catholic college for women in New York, when it was founded in 1904. It closed in 2019, three years after financial irregularities were formally revealed.

JANUARY 25, 2021

Borge had failed to pay $20.4 million in payroll taxes from 2014 to 2016, drained $10.1 million from the $14.2 million endowment fund to cover operating expenses, used about $5 million from federal grants to pay unauthorized expenses, routinely bounced checks, failed to remit employee retirement plan contributions and filed false financial statements that inflated the college’s net assets by $33.8 million. Borge was convicted in 2019 of securities fraud and failure to pay payroll taxes. He was sentenced to three years in federal prison, and now, at 64, is in custody at a halfway house in Brooklyn. The complaint focuses mostly on Borge and alleged failures by Huntington and Roberts to rein him in. But it describes the trustees as asleep at the wheel, delegating nearly complete control over key financial decisions to the officers and allowing Borge to have unfettered control over the endowment funds. The trustees had no corporate governance committee, according to the complaint, a nonexistent cash management system, no legal compliance regime and for several FCBJ

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years no system for administering federal grants. Had the trustees implemented reasonable governance, the complaint states, the abuses could have been checked or mitigated sooner “and CNR’s disastrous end potentially averted.” The complaint describes numerous “red flags” during Borge’s tenure as vice president of finance and, after he was demoted, to controller. But it wasn’t until six months after he retired in 2016, that an outside counsel formally reported the scope of financial misconduct. Huntington had failed to adequately supervise Borge, according to the report. Borge had engaged in extensive unlawful misconduct. Roberts had failed to tell the trustees about Borge’s conduct, even as “she continued to give him responsibility over CNR’s key financial matters, notwithstanding her belief that he was incompetent.” Huntington and Roberts knew that Borge had failed to pay federal payroll taxes numerous times from 2013 to 2016, according to the lawsuit, but “allowed the situation to fester for years.” Even after Huntington hired

two high-priced consultants to deal with the finances and after Borge was demoted, trustees made no “genuine inquiry or investigation.” There were other red flags. The college’s payroll processor, ADP, refused to handle the payroll taxes. Sovereign Bank cut off the college’s line of credit and Santander Bank reduced the line of credit. One employee complained directly to Huntington, according to the complaint. She allegedly shut down the inquiry, advising the employee that Borge had assured her that the taxes were paid. The creditors committee accuses the former officers and trustees of breach of fiduciary duty

Former college President Judith Huntington.

and violations of the state not-forprofit corporation law. The complaint demands damages but does not specify how much is sought. The claims register in CNR’s Chapter 11 bankruptcy case lists nearly $2.5 million in claims from 22 creditors, mostly former employees. The creditors committee is represented by Manhattan attorneys David B. Newman and Matthew Canini.

CONTRIBUTING WRITER

| By Michael Guberti

How to leverage five digital marketing trends in 2021 and beyond BY MICHAEL GUBERTI

ith an abundance of options to consider, which platforms, strategies and trends should you focus on this new year to reach more people and potentially grow your business? Here are five digital marketing trends to leverage in 2021:

1. Strengthen your email marketing efforts

It has been reported that email marketing “generates $38 for every $1 spent.” The average person receives at least 121 emails per day, according to one estimation. How can you encourage your customers to open your emails? Consider ways to make the subject line enticing. Use language centered on what the person can gain from opening your email and what they may learn. For example, in the digital marketing industry, you can say “3 ways to reach more people on Instagram.” For businesses in the medical aesthetics industry, you can say something to the effect of “get gorgeous, glowing skin” if the email describes a service that can help the person get that result. Another option is to point out a consequence that the person can avoid if they open your email and read it. For example, some subject lines can say “5 digital marketing disasters and how to avoid them” or “4 common social media pitfalls.”

2. Create a podcast

Over 80% of podcast listeners spend more than seven hours a week listening to podcasts. Nearly three out of four Americans who listen to podcasts say they listen to learn new things. Some 155 million Americans, which are approximately 47% of the United States’ population, have listened to a podcast. Lastly, 45% of the people who listen to podcasts once a month have a household income of over $75,000.

fortable (32), friendly (28). When you have the list of words that your customers use the most, put those words in your ads, emails and posts. Feature your reviews in posts with hashtags like #TransformationTuesday, #ThankfulThursday, #SpotlightSaturday or #SpotlightSunday.

4. Leverage the pay-to-play platforms and track the important metrics

You can reach more people if you run paid on Instagram, Facebook, TWBads Hope’s Door CarlLa HortonGoogle, YouTube, 7.375” wPinterest x 7.125”and h other platforms. After you identify your budget, create 1-17-21 your campaigns and pick a goal, analyze the results of your campaign. There are over 100 metrics available for viewing on one page of the Facebook Ads Dashboard. In a sense, that’s like looking at a car dashboard with

over 100 speedometers. Which numbers are the most important to start with? Reach, impressions, cost per result, the amount spent, frequency, which ads are performing the best, number of leads and/or customers gained from the ads and ultimately, what amount was spent vs what amount of business was gained over time. Decide on the timeframe you will use to determine the effectiveness of your campaigns. Some business owners choose a month, 6 months, a year, or something else.

ers. The process is similar to compound interest. Every post you publish, email you send and message you communicate can help someone know, like and trust you.

Bringing It All Together:

If you regularly send informative, compelling messages to your leads and customers, you can increase the likelihood that someone decides whether they want to work with you. Looking forward to seeing you leverage these digital marketing trends and strategies in 2021 and beyond.

5. Consistently communicate with your audience

If you want to reach more people and potentially grow your business with digital marketing, visit MichaelGuberti.com/Schedule to schedule your free Discovery Call to identify if we would be a good fit to work together.

Whether you are publishing videos to connect with your community or sending emails that link to your website, consistently communicate with your leads and custom-

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3. Collect and share your reviews

Ninety percent of customers read online reviews before visiting a business. Eightyeight percent of consumers trust online reviews as much as personal recommendations. Consider creating a document with your reviews from Google, Facebook, Yelp or emails and text messages that customers have sent you. Remove the people’s names for privacy reasons. Then, perform a keyword analysis to identify what are the most popular words that your customers use when they describe your business. For example, I performed a keyword analysis for my client in the medical aesthetics industry. Here were some of their popular words and how many times they were mentioned by their customers: the word great was mentioned 67 times, love (46), amazing (45), professional (33), com-

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JANUARY 25, 2021

CEO: Better dental care can cut overall U.S. health costs BY PETER KATZ pkatz@westfairinc.com

“

There’s been a historical chasm between medical and dentistry for decades,” Norton L. Travis, CEO of ProHEALTH Dental, told the Business Journal. His organization recently expanded its clinical collaboration with Westchester and Fairfield County health care provider Westmed Medical Group to a second Westchester location. “It’s as though the mouth is not part of the body, and our model and our mission is to put the mouth back in the body and have the public recognize that there are a lot of bad things that can go on in your mouth that clinical studies have proven over and over again are either causing or exacerbating clinical conditions,” Travis said. ProHEALTH Dental now has two locations in Westchester branded as WestDental in the clinical affiliation with Westmed. First to open was at 244 Westchester Ave. in White Plains and the newest, operational as of Jan. 4, is at 194 Market St. in the Ridge Hill center in Yonkers. ProHEALTH Dental and Westmed remain separate legal entities, each solely responsible for the care of its patients. ProHEALTH Dental has similar clinical affiliations with Mount Sinai Hospital, CareMount Medical, Riverside Medical Group in Northern New Jersey and ProHEALTH Care. ProHEALTH Dental was described as operating 13 offices and looking to expand its presence, including in Westchester and Fairfield. “This is a clinical affiliation so we become the service line for Westmed as the oral health team. Separate organizations but affiliated through an agreement. Basically both parties recognize the importance of working together,” Travis said. “What we’re hoping out of this is first and foremost that as a Westmed Medical patient you become

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better informed about why having proper oral health is important whether you go to the WestDental office or whether you go to your own dentist.” Travis said that efforts have been underway to convince the federal government’s Centers for Medicare & Medicaid Services, which controls the government health care programs upon which so many people rely, to make financial coverage for dental examinations and procedures routinely available. “The absence of dental insurance is no question a serious impediment to people going to the dentist. Maybe half the population has dental insurance and even when they do its coverage is not the same as medical insurance. It’s frequently limited in terms of absolute dollars,” Travis said. “We also do offer to patients who don’t have health insurance a discount program so that the care that they receive is substantially discounted from what the normal dental fees would be in a private dental office.” Travis said his company has been working with what he described as “a very significant coalition to try to convince the government to add dentistry as covered care under the Medicare program. “Right now Medicare does not cover dentistry. If we can get the government to see the merit, and there are studies that show if people take care of their mouths their overall cost of medical care goes down dramatically because they’re not getting increased symptoms of their underlying chronic diseases and they’re not running to the emergency room when they’ve got a toothache. If that happens, the private insurers tend to follow what the government does so we think there will be a piggyback effect.” Travis said he didn’t think a dramatic change in government thinking was going to happen overnight but he thought there might be incremental acceptance of the concept over the next year or so. WCBJ

Travis pointed out that the office of the U.S. Surgeon General put out a report in 2000 on issues affecting oral health. A “spotlight” update to the report, that had been scheduled for release in 2020, is now expected to be released early in 2021. Surgeon General Jerome M. Adams, who was due to be replaced by incoming President Joe Biden’s pick of Dr. Vivek Murthy, has acknowledged the tie-in between dental health and overall health. In early December, he participated in an Oral Health Seminar under the auspices of the Harvard School of Dental Medicine. ProHEALTH Dental is a member of Harvard’s initiative to Integrate Oral Health and Medicine which sponsors both research and clinical activities for physicians and dentists to work together to enhance the health of their patients. “We know that oral health is integral to our overall health, as well as the health of our communities and our nation,” Adams said, explaining that the upcoming report update will “focus on the integration of oral health and primary care and workforce issues, the relationship between oral health and substance abuse disorders, the opioid epidemic, high risk behaviors such as smoking and vaping, and emerging technologies and promising science that is transforming oral health and health delivery.” Adams told those participating in the virtual seminar, “As dental professionals, you’re trusted sources of clinical and health related advice; critical team members, with unique roles in answering patients’ questions, providing and translating scientific information, and more. But what I want you

Norton L. Travis

to understand, is that as critical as health care is, overall health, and especially oral health, actually begins at home. And it’s a vicious cycle, what we call social determinants. Things like a living wage, clean drinking water, housing security, they contribute to medical determinants. Chronic diseases such as diabetes, periodontal disease and hypertension are especially common in people of color.” When the National Institutes of Health announced in the Federal Register that an update to the 2020 Surgeon General’s Report on Oral Health was being prepared, it said, “Many Americans continue to experience unnecessary pain and complications from poor oral health that adversely affect their well-being, adding substantial economic and social costs. “As there have been some successes in integrating oral health into the broader health care system in the United States, many still view oral health care as a supplemental benefit and not a priority benefit. This separate view of oral health negatively impacts our nation in a variety of ways. including the increasing use of emergency departments at substantial cost to treat dental pain and related conditions.” “Our message is really to share our mission, which is to break down the barrier between medicine and dentistry to get people healthy,” Travis said, pointing out that the WestDental tag line is “Put Your Health Where Your Mouth Is.”

Fairfield County

MEET THE 2021 WINNERS REGISTER FOR THE VIRTUAL EVENT HERE: Visit westfaironline.com/40under40/

VIRTUAL EVENT:

FEBRUARY 25

REGISTER ONLINE AT: westfaironline.com/40under40/ WestfairOnline For more information or sponsorship inquiries, contact Barbara Hanlon at bhanlon@westfairinc.com or 914-358-0766. For event information, contact Faime Muriqi at fmuriqi@westfairinc.com. CHAMBER PARTNERS: Darien Chamber of Commerce | Wilton Chamber of Commerce | Greater Norwalk Chamber of Commerce | Greater Valley Chamber of Commerce | Ridgefield Chamber of Commerce | Westport-Weston Chamber of Commerce | Greater Danbury Chamber of Commerce | Greenwich Chamber of Commerce | Bridgeport Regional Business Council | Stamford Chamber of Commerce

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JANUARY 25, 2021

STARTUP SPOTLIGHT

JP Outdoor Co. innovates for active families BY KAREN SACKOWITZ ksackowitz@westfairinc.com

hen Rob Schumaker’s sons were just 2 and 5 years old, he had spent almost 20 years working in finance and was looking to shift to something more entrepreneurial. Drawing on his own experience as a young father, Schumaker thought about how much he and his wife, Tiffany had spent on baby gear since their first child was born. Not only was every item pricey, many of them only lasted a short amount of time, given how quickly young children grow. “It always felt like we were spending hundreds of dollars every time my wife bought a new backpack carrier, then I would need one too,” he said. “Then the baby gets a little bit bigger and you’re doing it all over again.” As a highly active, outdoorsy father, Schumaker envisioned something ruggedly built, but with all the conveniences of a high-end diaper bag. The Larchmont dad also wanted something made especially for men that would allow them to carry both the baby and the gear in one comfortable design. “I think most dads would agree that nearly all baby products, especially diaper bags and carriers, are designed for women,” he said. “My goal was to give men a new outlet to spend more time with their children and be comfortable doing it.”

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From his home in Larchmont, Schumaker began prototyping in 2018, naming his company JP Outdoor after his two sons. Given the rigorous safety standards for children’s products, it took working with a number of factories to find those that could create the quality Schumaker wanted, and the industry required. After a two-year process, the final product was ready for market. The most noteworthy characteristic of the CarrierPak, which retails for $189, is that it consists of a front infant carrier and a backpack that can be worn simultaneously or unclipped to be used WCBJ

individually. On its own, the backpack features a laptop sleeve, fully built-in diaper changing station, a cooler compartment and two removable food and clothing bags. The combination, Schumaker says, is an effective solution for parents who literally and figuratively have their hands full. “We’ve designed for a dad who wants to go to the park with his kids and has one in a carrier and one holding his hand or riding a bike,” he says. “Functionality and versatility is key.” The JP CarrierPak was originally intended to be sold in shops through-

JP Outdoor Co. CarrierPak. JP Outdoor Co. Founder Rob Schumaker with his wife Tiffany and sons Peirce, 7 and Jace, 4. out Westchester, but the pandemic lockdown made it difficult to sell into stores. With the success of his online sales, Schumaker says he’s able to work with clients from all over the country, and is already thinking about new products to introduce to the JP Outdoor brand. “We are looking to be the premier outdoor gear company focused on parents.”

SHU’s shoreline project expands preservation of Stratford Point marshland

BY PHIL HALL phall@westfairinc.com

n 2014, Jennifer Mattei, a biology professor at Sacred Heart University, began work on the restoration of 900 linear feet of Long Island Sound shoreline plus 2 acres of salt marsh and oyster reef in Stratford. The project was designed to provide habitat for fish and wildlife and to create natural buffers from storms. Last month, Mattei and her team of researchers and engineers received grants totaling approximately $65,000 from the National Fish and Wildlife Foundation to continue their work in ensuring the longevity of the Stratford Point marshland, which is home to coastal forests, grasslands, bluffs, dunes, intertidal flats, tidal marsh and uplands. The marshland also provides a natural storm buffer for the neighborhoods adjacent to the area. “We have an expansive marsh,” Mattei said. “We have data over the years from 2016 through last summer and the marshes have filled in density and grown in height — the plants are flowering, which is great because they can expand in feed deposition. And we also have oysters and blue

mussel coming in on the bottoms of the reef, so they’re starting to actually become a shellfish reef.” Mattei said the new funds will be used to “protect a piece of the old marsh that has not completely eroded away yet — going north of our site and up towards short beach, which is the public town beach.” Mattei noted the marsh is degraded and eroding, with only 10% of its original fringing marsh remaining. The area originally covered nearly one mile of shoreline from Short Beach around Stratford Point to the area’s lighthouse. “And that was due to just climate change and increased storm events and sea level rise,” Mattei said. “Stratford Point used to be a gun club, so they took out part of the marsh. But the large majority of it was left sort of standing right in front of the houses that ran down that shoreline. And that’s what has eroded away.” The new funding will be channeled into the purchase and placement of Oyster Castles within the intertidal zone. Oyster Castles are concrete blocks created by the Allied Concrete Co. and serve the dual purpose of stopping the rising wave levels from further eroding the shoreline while allow-

ing oyster larvae attach and grow, thus regrowing an aquatic population that was in severe decline. Although Mattei’s work is aimed at rejuvenating the ecosystem, she stressed there is also a financial and business aspect to shoreline protection. “One aspect of these living shorelines is to protect the homeowners, because they’re losing land as the sea encroaches,” she said. “And it also can lessen the damage of hurricanes or winter storm damage — thousands of dollars in damage are prevented. But then, you’re also increasing the nursery habitat for fish, including, sport fishing, and that is important for the economy in Connecticut.” Mattei’s work also involves the preservation of the horseshoe crab numbers, which are crucial to mitigating the Covid-19 pandemic. “They are important because they’re connected to the Covid vaccine right now,” she said. “Their blood is used to test batches of vaccine for bacterial toxin. You have to make sure your vaccine is pure before you put it in someone’s arm, and the way they test any vaccine — not just Covid, but all the vaccines — involves horseshoe crab blood, FCBJ

Sacred Heart University Biology Professor Jennifer Mattei at the reef ball installation along Stratford Point. Courtesy Tracy Deer-Mirek / SHU

which is used in tests that meet the standard required by the federal government.” This year, Mattei and her team will focus on producing a permit-ready, engineered design to expand the living shoreline at Stratford Point. These plans include the placement of artificial reefs made of limestone beyond the low tide line that will encourage a long-lasting habitat for shellfish and marine life while withstanding winds of up to a category five level and the waves that accompany such monstrous weather. “We’re going to do some preliminary work and look at the biodiversity we have currently, what’s being lost in the area where the marsh is degrading, and then put together the permits required to install the living shoreline,” she said. WCBJ

JANUARY 25, 2021

HERSTORY

YOUR MORNING COMMUTE, COFFEE, & NEWS.

Beneboon offers e-commerce mix of high-end gift boxes

Your daily routine, right at your fingertips.

Maya Sheinberg BY PHIL HALL phall@westfairinc.com

ast month, Maya Sheinberg completed her first year in business with her Pleasantville-based online retail business Beneboon. The company, which offers high-end gift boxes, was the culmination of a lifelong goal for its creator. “I wanted to start something of my own,” Sheinberg said. “It was kind of a childhood dream to open a gift shop. But with the trends in retail and the kind of flexibility that I wanted, I decided not to go for a brick and mortar and to open an e-commerce shop. And it’s been a fun experience.” Before launching Beneboon, Sheinberg was in the floral industry for eight years. Before that, she was a stay-at-home mother and had previously worked in her family’s jewelry business in Scarsdale before focusing full-time on raising her family. With Beneboon, Sheinberg seeks to offer what she dubbed a “modern-day gift basket.” Her offerings range from “A Sweet Start” (a breakfast presentation with buttermilk pancake mix, organic maple syrup, organic whole bean coffee and vanilla shortbread cookies) to “The Club” (an offering of infused ice cube cocktail mixers, playing cards and cocktail tumblers for the shaken-not-stirred gamblers), the “Girl Power” (consisting of a sherpa blanket, hardcover sketchbook, shower cream soaps and a cosmetic case), and the “Clean Shaven” (featuring Lovett Sundries’ line of pre-shave oil, shaving puck, aftershave tonic, aftershave balm and charcoal soap). “We have different components and we try to come up with a theme or a general idea and bring different pieces together to make

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one thoughtful, unified package,” Sheinberg said. Sheinberg’s product line ranges in price from $47 to $140, and she is very particular on the items in her line. “Everything we have is top notch,” she stated. “I have a thing against junk. I don’t like landfill and I don’t want to just put things in just for the sake of making something seem complete. We look for items that are made responsibly and are organic or natural, made in small batches by small makers.” Sheinberg identified her consumer audience as “mostly women, ages 35 to 55.” She recently launched a corporate aspect to Beneboon for business clients who seek to either raise morale internally or enhance external bonds with existing or potential partners. In her first year of operations, Sheinberg acknowledged “we’re still building — people are getting to know us more, we’re doing more social media, outreach and advertising, and just trying to get our name out there more.” While much of her clientele base is based in the Westchester and Connecticut markets, she is getting orders from as far away as California. Looking back on her first year in business, Sheinberg insisted “we’ve really come a long way from where we started,” and is eager to push forward. “I always love getting orders from people I know, but it’s a little more rewarding when you get orders from people you don’t know,” she said. “I’m growing a business that started from nothing and there’s a lot a lot of work to do. There are parts of business that I didn’t expect would be as challenging as they are for me. But I’m just passionate about making it.”

Peekskill’s Mayor Andre Rainey tells why he’s not running BY PETER KATZ pkatz@westfairinc.com

eekskill’s Mayor Andre Rainey has announced that he will not be seeking reelection and he told the Business Journal that making the decision was not an easy task. “It was up in the air for a pretty long time, maybe since probably September, October. I had begun discussing that I was reconsidering running for office,” Rainey said. “I was really, really not sure if I was going to do it.” Rainey said that were it not for the Covid-19 pandemic, his decision might have been different. “It hasn’t been the best year for our family with this pandemic. I can’t say much more, but we lost family, we lost friends,” Rainey said. “I just can’t commit this year to focus on running a campaign, running a city, running a business and raising three children all at the same time after a pandemic. There are some things I need to focus on, get everything back into perspective. Hopefully this year is a lot better than last year.” Rainey said that his business, Noo Moves entertainment, which he founded in 2010, has been hard hit by the pandemic. Since the business is largely involved in booking performers and arranging for entertainment at parties and other gatherings, Covid restrictions essentially wiped out most sources of business income. “It’s not to say I’ll never get into politics again. I’m not done with politics,” Rainey said. “There’s still

a lot to be done. I don’t want to let the city down nor do I want to let the city Democrats down by not being able to fully commit to running a campaign in order to continue the process.” Rainey had served two years on the Peekskill City Council before being elected to the mayoral post in 2017, defeating Republican Frank Catalina. Rainey was reelected for a second term as mayor in 2019. Rainey said that he fully intends to serve out his term and fulfill every responsibility. He said that much remains to be done to build the city’s economic activity, attract new development and create new housing opportunities. He said that having already attracted developers such as Ginsburg Development Cos. and Wilder Balter Partners, Peekskill is in a good position to attract more. “It has been the honor of a life-

time to help build a 21st century city that offers hope and opportunity to everyone who calls Peekskill home,” Rainey said. “At the end of this term, I will be proud to leave a Peekskill that is not only financially secure, but one that is greener, more economically diverse and inclusive.” Rainey cited his chief accomplishments as helping Peekskill secure a $10 million economic development investment from New York state, $6 million in other grants to assist with projects including the revitalization of Fleischmann’s Pier and the installation of electric charging stations. He said that a major effort of his administration was to attract new development including market-rate and affordable housing, completion of a new central firehouse and reestablishing the city’s Human Rights Commission.

Rainey also was proud of securing an arrangement to have the Boys & Girls Club operate the Kiley Youth Center under a 50-year lease with the Peekskill Housing Authority along with $2.7 million in funding to support the effort. Rainey said, “There is still a lot of work to do this year to keep the momentum going. I intend a positive transition to ensure that whoever the next mayor is, he or she has everything they need to continue the progress.” Last October, the Peekskill Democratic City Committee placed notices in the media inviting people interested in running for mayor to submit their resumes for consideration. The nominating committee is expected to soon make known its recommendations for candidates to run for mayor and the Peekskill Common Council. Drew Claxton, chairman of FCBJ

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Peekskill Mayor Andre Rainey. Photo by Aleesia Forni.

the Democratic committee, was quoted as saying about Rainey, “He has had such a positive and tremendous impact on this city and shown what is possible when we elect progressive, forward-looking leaders.” “In this city everybody wants to be included. Everybody wants to be involved,” Rainey said. “That’s a great thing. People want to be involved in government. We’ve done a lot of things to give people the opportunity to be involved and I want to be sure the next leader of this community believes it’s not about the recognition; it’s about the accomplishments of the people in this community.” JANUARY 25, 2021

CT on track for robust recovery? UConn professor says think again BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

lthough a pandemic-battered populace has pinned its hopes on a return to health and prosperity in 2021, economist Fred Carstensen is warning: Not so fast. “People are saying we’re going to have a robust recovery in 2021,” the director of the Connecticut Center for Economic Analysis at the UConn School of Business said. “Robust from what?” Carstensen made his remarks at the Greater Norwalk Chamber of Commerce’s annual Economic Outlook forum on Jan. 14. He was joined by Webster Bank Senior Vice President and Economist Steve Andrews, who painted a rosier picture — though on the national, not regional side, as did Carstensen. Andrews, who told the chamber a year ago that the economy could be recession-resistant through 2021, admitted that no one could have foreseen Covid-19. Even so, the U.S. has recovered about 12.3 million, or 56%, of the 22.2 million jobs it shed in March and April. The country’s unemployment rate, which skyrocketed from 4.4% in March to 14.8% in April, finished the year at 6.7%. The first quarter of this year “might be kind of tough,” Andrews allowed, but the economy could still bounce back with a successful, widespread deployment of the various Covid vaccines. On the other hand, he noted, the National Federation of Independent Business’ (NFIB) Small Business Optimism Index fell 5.5 points in December to 95.9, dropping below the historical 47-year average of 98 points for the first time since May. But Andrews noted several “green shoots” that he said are indicative of a recovery sooner rather than later. Among those are home prices being up 7% to 8% annually due a general move away from urban apartment settings; the fact that the U.S. recently did not import any Saudi crude oil for the first time in 35 years; and that the Federal Reserve last month forecast a 4.2% increase in GDP in 2021, 3.2% in 2022 and 2.4% in 2023. Webster Bank’s 2021 outlook is “eerily similar” to its 2020 forecast, Andrews said, with factors such as manufacturing orders, building permits and stock prices all looking to make positive gains; only consumer confidence and “probably” unemployment claims will remain problematic. Led by the U.S. and China, global growth

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will return this year, he said, while tax and regulatory reforms will continue to pay dividends and a continued small rise in inflation will lift long-term rates. Covid-forced shutdowns and political differences at the federal level remain the great unknowns, he said. As noted, Carstensen had a distinctly less encouraging view. “Connecticut has had the worst economic record in the country for the last 12 years,” he declared, having “never really recovered” from the 2008-09 recession. Adding to that, he said, Connecticut has among the worst balance of payments with the federal government of any state, getting 82 cents back for every $1 going to D.C., as opposed to a state like Kentucky, which has a $2.50 to $1 ratio. In addition, the state Department of Revenue Services remains seriously understaffed and is “unable to collect revenue due from our Swiss cheese sales tax.” Annual revenue has declined by about $225 million annually relative to the tax base of aggregate household income, Carstensen said. “Companies understand that they’re not going to get looked at and can under-report,” he said. In addition, the state has failed to make itself competitive for IT infrastructure and data centers; to mobilize its universities to create collaboratives to support advanced manufacturing, biomedical, and IT; and has not worked hard enough to establish itself as a viable alternative to the New York and Boston job markets. As a result, he said, state residents are increasingly paying sales taxes outside of Connecticut, costing the state additional much-needed revenue. Carstensen also dismissed estimates by the state Office of Policy and Management and by the Office of Fiscal Analysis as “the most optimistic projections you could currently make.” Referencing “A Christmas Carol,” he wondered: “Is this what will be or what might be?” While the OPM and OFA have projected an aggregate deficit of nearly $7.3 billion for fiscal years 2021-24, Carstensen said he believes it could be more in the $10 billion range. Further complicating matters is that the U.S. has “stopped investing in itself,” he said, as evidenced by most of its airports being Third World-quality, its ports being inefficient and the fact that presently the country has no dedicated high-speed rail lines; China as 22,000 miles of high-speed rail lines, with another 21,000 miles under construction. The U.S. is also lagging in education, with its high school graduation rate of 92% trailing those of such unexpected nations as Kazakhstan and Slovakia (both 93%) and its ranking 28th in government funding for university research. “Failure to invest in ourselves makes us less and less competitive,” he said.

FOCUS ON

BANKING WESTCHESTER AND FAIRFIELD COUNTY BUSINESS JOURNALS

SUITE TALK Suite Talk: Jerry Klein, president and CEO of Tompkins Mahopac Bank

he Covid-19 pandemic has impacted all areas of the economy, and the banking industry had its share of challenges during this unprecedented period. In this week’s Suite Talk, Senior Enterprise Editor Phil Hall speaks with Jerry Klein, president and CEO of Tompkins Mahopac Bank, on how this regional financial institution held up over the pandemic.

How did the bank respond when the pandemic shut down the economy last March? “We operated our branches as drive-thru only until June 22, when we got the okay from the state of New York to open them to customers. Because we are a critical business, we never shut down — we just went into a remote environment.” We were very fortunate because we had a pandemic plan in place from about 10 or 12 years ago. So, we were prepared to work in a remote environment. And then as soon as this started to accelerate back in March, we pulled out our pandemic plan and got the operation going. We were able to quickly disperse our staff out to different environments, different branches and different locations so that no one department was all together. “Within a couple of weeks after that, everybody was set up to work from their homes remotely. It was remarkable that we had that all done within a couple of short weeks — I think within less than four weeks, everybody from the back office was working

from home.”

How do you view the challenge from the fintechs that have become so prominent in the financial services world? “Sometimes they’re partners with us in certain avenues — it’s just part of the business — and sometimes they may compete with us, but perhaps in a different way. We’re a hightouch personal service type of business, but we do offer all the technology solutions that our customers are looking for.”

ple, and if you can start with bright and happy people in your environment you can educate them and you can teach them banking — you can’t teach bright and happy. So, we have people who really care about you, understand you, get to know you and your business as a customer, and look to find the right solutions for you. “We’re not trying to sell you anything and everything. We’re trying to find the best solutions for you based on our expertise in the industry and knowledge of your business. And we can certainly steer you in the right direction with the right product offering. “We always tell our people that everybody doesn’t need another credit card, they don’t need another loan, they don’t need another home equity loan — but let’s do the right thing for the client all the time and over the long term, it will pay off. So, we have a very loyal customer base and we know them by name. We pick up the phone when you call, so you don’t get stuck in phone mail jail — you can speak to a human being and get the answers you need.”

Let’s say that I’m moving into the area, and I’m looking for a bank not only for myself as an individual, but I have a business and we’d like to business partner on the banking side. Why would I want to do business with your institution as opposed to the other banks that are in the area? “When you come into one of our branches, you’ll get to meet our customer service professionals. We hire bright and happy peo-

Speaking of hiring, are you seeing young people looking for careers in the banking field? “This past year has brought us more young people than the last couple of years. That may be because they were in school through remote learning and remained home after graduation. I would say it hasn’t been a substantial increase, but certainly an increase over what we’ve seen the last couple of years.”

Well, you were certainly proactive to have a pandemic plan in place. What inspired that strategy? “I think it was the H1N1 virus that led us to prepare and continuously make sure it was updated on an annual basis in the event that we ever needed it. And over that time, we replaced all of our desktop computers with laptops, so that our people could work remotely. And, boy, we’re certainly thankful we had the capability and the bandwidth to be able to do that.”

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Jerry Klein, president and CEO of Tompkins Mahopac Bank.

What is on your agenda for 2021? “We’re planning to continue in our current environment with our remote workforce and ultimately look to come back in the office as soon as we’re able to under New York state guidance for capacity rules. We’re optimistic about the future of the economy, and there’s the next round of PPP loans coming, so that’s going to be another thing for us to help our customers with. “Plus, our own commercial lending and residential lending rates are extraordinarily low right now, so we anticipate that there will be continued strong loan demand, especially as the economy improves. We’re anxious to get back in there and help our customers any way we can, just as we have this past year to get through this.”

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Making it easy for banks and others to lend, maybe BY PETER KATZ pkatz@westfairinc.com

Bank Statement:

YOUR BUSINESS isn't just reopening.

IT'S REINVENTING.

Where the brightest bankers live.

Michael Gilfeather President and CEO, Orange Bank & Trust

orangebanktrust.com

JANUARY 25, 2021

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t may become easier for banks, credit unions and other financial institutions in New York state to make certain loans to homebuyers in previously underserved communities if reforms proposed by Gov. Andrew M. Cuomo as part of his 2021 State of the State message are adopted. Cuomo said that the proposed changes to the way the State of New York Mortgage Agency (SONYMA) operates will enable more low- and moderate-income borrowers, especially households of color, to own homes while helping underserved communities. Cuomo has proposed expanding the agency’s collaboration with community-based lenders. He explains that the current SONYMA statute requires that lenders be approved by Fannie Mae or Freddie Mac. That requirement, he said, can be a burdensome threshold for smaller community banks, community development financial institutions and credit unions to meet. His office points out that of the 139 credit unions that are designated to serve low-income areas of the state, just three currently offer SONYMA mortgages. Cuomo’s proposal involves amending the statute to expand eligibility for becoming a SONYMA lender, greatly increasing the number of institutions able to offer such mortgage products in underserved communities and in the state overall. “We know the racial wealth gap is overwhelmingly a housing wealth gap and New York is taking action to correct system-

ic injustices that have kept households of color from building wealth,” Cuomo said. “Expanding access to loans and assistance for first-time homebuyers in communities disproportionately impacted by the foreclosure crisis and predatory and illegal redlining practices is an important step toward equalizing homeownership rates and creating a stronger, fairer and more just New York for all.” In addition to already offering low-interest mortgage loans, SONYMA has programs such as providing help securing funds for a down payment that assist qualified firsttime buyers in their efforts to purchase a home. Cuomo also plans to direct the agency to expand its down payment assistance program for first-time borrowers by increasing the minimum down payment assistance from $3,000 to $7,500. Cuomo proposes amending the statute so that lending institutions involved in providing SONYMA loans can provide relief to borrowers facing emergency situations, such as the current Covid-19 situation. Examples of such relief would be lowering mortgage interest rates, forgiving mortgage arrears, or renegotiating the terms of a mortgage to allow borrowers to stay in their homes during times of crisis. SONYMA would be directed by Cuomo to raise awareness of its lending options through print, radio and social media advertisements and by working with local elected officials, trade associations, nonprofits and the faith-based community for grassroots outreach in historically redlined and underserved communities.

Powerful

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FAIRFIELD COUNTY BUSINESS JOURNAL • WESTCHESTER COUNTY BUSINESS JOURNAL • JANUARY 25, 2021

POWERFUL WOMEN: Westchester County Area code: 914 (unless otherwise noted)

Abigail Kirsch Tappan Hill Mansion, 81 Highland Ave. Tarrytown 10591 631-3030 • abigailkirsch.com President: Abigail Kirsch Year company established: 1990 Business description: Caterer Allan M. Block Agency Inc. 24 S. Broadway, Tarrytown 10591 631-4353 • ambins.com jmurray@allanblockinsurance.com President: JoAnne Murray, president and owner Year company established: 1959 Business description: personal and business insurance agency American Gymnastics 317 Railroad Ave., Bedford Hills 10507 241-1997 • americangymnastics.us amerigym1@aol.com President: Diana Marino, owner Year company established: 1991 Business description: traditional nursery school and instructional gymnastics held in a facility covering 14,000 square feet An American Bistro 296 Columbus Ave., Tuckahoe 10707 793-0807 • anamericanbistro.com americanbistro@optonline.net President: Denise Horton, co-owner Year company established: 1992 Business description: restaurant featuring American-style cuisine Angelface Day Spa 322 Underhill Ave. Yorktown Heights 10598 245-1084 • angelfacespa.com info@angelfacespa.com President: Angela De Angellis, president and Founder Year company established: 1995 Business description: beauty salon and spa Ann & Andy Child Care 2170 Saw Mill River Road Elmsford 10523 592-3027 • annandandychildcare.com info@annandandychildcare.com President: Deborah Asadoorian, Cheryl Anstett and Anna Fucci, co-owners Year company established: 1973 Business description: childcare for 18 months to pre-K

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Arch Street Communications Inc. 31 Mamaroneck Ave., Suite 400 White Plains 10601 821-5100 • asc-pr.com nmadonick@asc-pr.com President: Nora Madonick Year company established: 1992 Business description: strategic communications and outreach firm serving federal and state agencies

Carol Kurth Architecture PC & Interiors Ltd. The Arcade Building, 644 Old Post Road Bedford 10506 234-2595 • carolkurtharchitects.com carol.kurth@carolkurtharchitects.com President: Carol Kurth, owner and founder Year company established: 1995 Business description: architecture and interior design firm

Bayside Travel Group of Companies 69 Pondfield Road, Bronxville 10708 833-8880 • luxurytravelservice.com info@baysidetravel.com President: Barbara Nichuals, owner Year company established: 1987 Business description: travel company specializing in customized luxury experiences

Certified Site Safety of NY LLC 99 Lafayette Ave., White Plains 10603 437-5454 • certifiedsitesafety.com info@certifiedsafety.com President: Penny Gianatasio, CEO Year company established: 2008 Business description: safety and risk management/construction services

Bedford Stone & Masonry Supply Corp. 284 Adams St., Bedford Hills 10507 666-6404 • bedfordstone.com info@bedfordstone.com President: Daryl Burbank-Wear, manager Year company established: 1958 Business description: masonry supplier

Co-Communications Inc. 4 Red Oak Lane, Suite 109 White Plains 10604 666-0066 • cocommunications.com stacey@cocommunications.com President: Stacey Cohen, president and CEO Year company established: 1997 Business description: public relations and marketing

Booked Parties P.O. Box 184, Chappaqua 10514 917-650-7743 • bookedparties.com claire@bookedparties.com President: Claire Gilvar, founder Year company established: 2015 Business description: a listing and booking platform for children’s birthday parties, including gits, favors, décor and desserts

Concept: CARE Inc. 50 Main St., Suite 976 White Plains 10606 682-7990 • conceptcareny.com cgreenberg@conceptcareny.com President: Carol Greenberg, owner Year company established: 1995 Business description: home health care agency

Bronxville Wellness Sanctuary 14 Studio Arcade, Bronxville 10708 337-9356 • bronxvillewellness.com info@bronxvillewellness.com President: Stephanie Filardi, co-owner Year company established: 2011 Business description: beauty salon and holistic spa services

Decorative Hardware Studio Inc. P.O. Box 627, Chappaqua 10514 238-5251 • dhshardware.com dhshardware@gmail.com President: Marie Prezner, vice president, sales and marketing Year company established: 1975 Business description: custom manufacturer of brass hardware serving the hospitality and interior design industries

Buzz Creators Inc. 400 Columbus Ave., Second floor Valhalla 10596 358-5080 • buzz-creators.com crae@buzz-creators.com President: Christina Rae, president Year company established: 2009 Business description: public relations, marketing and brand building

Diana Gould Ltd. 12 Frontage St., Elmsford 10523 347-7134 • dianagouldltd.com events@dianagouldltd.com President: Diana Gould, owner Year company established: NA Business description: floral décor, set design and prop building, furniture and props, graphic design and printing, LED lighting DigiStar Media 600 Mamaroneck Ave., Suite 400 Harrison, New York 10528 914-826-5512 • digistarmedia.com RColner@DigiStarMedia.com President: Robin Colner Year company established: 2011 Business description: social media and content marketing Ease Into Italy & Beyond LLC 207 S. Buckhout St., Irvington 10533 231-5634 • easeintoitaly.com easeintoitaly@gmail.com President: Kathleen Guglielmo, owner Year company established: 2006 Business description: travel planning for vacations and study abroad opportunities in Italy Eco-Prima Tea 11 Clearbrook Road, Suite 120 Elmsford 10523 930-8892 • ecoprimatea.com anupa@ecoprimatea.com President: Anupa Mueller, owner Year company established: 1995 Business description: tea distributor Eileen Fisher Inc. 2 Bridge St., Irvington 10533 591-5700 • eileenfisher.com onlinesupport@eileenfisher.com President: Eileen Fisher Year company established: 1986 Business description: women’s apparel The Flower Bar 11 Addison St., Larchmont 10538 834-4900 • the-flower-bar.com orders@the-flower-bar.com President: Nancy White, owner Year company established: NA Business description: florist offering individual or subscription orders for personal use, businesses and events

AN ADVERTORIAL SHOWCASE | JANUARY 25, 2021

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AN ADVERTORIAL SHOWCASE | JANUARY 25, 2021

POWERFUL WOMEN: Westchester County Formé Urgent Care and Wellness Center 7-11 S. Broadway, White Plains 10601 723-4900 • formeurgentcare.com President: Gina Cappelli, president Year company established: 2000 Business description: boutique urgent care and wellness center Fullerton Beck LLP 1 W. Red Oak Lane., White Plains 10604 305-3464• fullertonbeck.com kbeck@fullertonbeck.com President: Eileen Fullerton, managing partner; Katrine Beck, founding partner/ owner Year company established: 2018 Business description: law firm GMG Public Relations, Inc. 23 Blauvelt Street, Nanuet, NY 10954 996-8100 • gmgpr.com President: Risa B. Hoag Year company established: 1991 Business description: Public Relations/ Marketing/Advertising Harquin Creative Group 80 Surrey Drive, New Rochelle, NY 10804 738-9620 • harquin.com President: Sherry Bruck Year company established: 1992 Business description: Branding/ Marketing Harrison Edwards Inc. 80 Business Park Drive, Suite 303 Armonk 10504 242-0010 • harrison-edwards.com ThinkBig@harrison-edwardpr.com President: Carolyn B. Mandelker, president and CEO Year company established: 1987 Business description: public relations and marketing Howie Marketing & Consulting Inc. 40 Wilner Road, Somers 10589 248-1112 • howiemarketing.com howiemarketing1@gmail.com President: Lydia Howie, CEO Year company established: 1999 Business description: grant writing, marketing services and development and guest-speaking services for nonprofits

POWERFUL WOMEN

Hudson Fusion LLC 30 State St., Ossining 10562 762-0900 • hudsonfusion.com cindy@hudsonfusion.com President: Cindy Penchina, president and CEO Year company established: 1996 Business description: marketing and web design services

March Boutique 1207 Pleasantville Road Briarcliff Manor 10510 923-2100 • marchboutique.com info@marchboutique.com President: Lynn Puro, owner Year company established: 2006 Business description: boutique Mary Ann Liebert Inc., Publishers 140 Huguenot St., third floor New Rochelle 10801 740-2100 • liebertpub.com info@liebertpub.com President: Mary Ann Liebert Year company established: 1980 Business description: publishing firm serving the scientific, technical, medical and information fields

Hyman & Gilbert 1843 Palmer Ave., Larchmont 10538 833-5297 • hymangilbert.com rkg@cloud9.net President: Rita K. Gilbert Year company established: 1983 Business description: law firm I Am More Scarsdale 6 Spencer Place, Scarsdale 10583 723-6673 • iammorescarsdale.com info@iammorescarsdale.com President: Abbey Solomon and Marcy Berman-Golstein Year company established: 2017 Business description: women’s apparel and accessories boutique that also hosts women-focused events

M Boutique Group Chappaqua 10512 266-0624 meryl@mboutiquegroup.com President: Meryl Lefkowitz, founder and president Year company established: 2012 Business description: consulting agency specializing in events, public relations, marketing and branding solutions

The Inner Group 1000 N. Division St., Suite 2D Peekskill 10566 788-8471 • theinnergroup.com innergroup@optonline.net President: Marjorie Finer, founder and COO Year company established: NA Business description: advertising agency

Mindy Eisenberg Stark, CPA 88 Bonnie Meadow Road Scarsdale 10583 725-8880 • mescpa.com mindy.stark@mescpa.com President: Mindy Eisenberg Stark Year company established: 1982 Business description: certified public accountant

Loughlin Personnel Ltd. 7-11 S. Broadway, White Plains 10601 287-0333 loughlinpersonnel.com laura@loughlinpersonnel.com President: Laura Loughlin, CEO Year company established: 1998 Business description: recruiting agency providing permanent, temporary and temp-to-perm employment solutions

The New Crystal Restoration Enterprises Inc. 109 S. Regent St., Port Chester 10573 937-0500 • newcrystalrestoration.com lisa@crystalrestoration.com President: Lisa Cordasco, president Year company established: 1960 Business description: a disaster response and property restoration company serving Westchester County

Madison Approach Staffing Inc. 7 Skyline Dr. Hawthorne 10532 428-4800 • madisonapproach.com info@madisonapproach.com President: Allison Madison Year company established: 1988 Business description: Workforce solutions firm providing staffing, recruiting, training and consulting

Penny Pincher Boutique 184 Harris Road (Route 117 Bypass) Bedford Hills 10507 241-2134 • pennypincherboutique.com info@pennypincherboutique.com President: Melinda Arkin, owner Year company established: 1985 Business description: women’s luxury consignment

Phoenix Learning Solutions LLC 1 Ramapo Road., Ossining 10562 762-2041 • phoenixlearningsolutions.com kmeany@phoenixlearningsolutions.com President: Kathy Meany, president and founder Year company established: 2009 Business description: training and development, including facilitation and instructional design Pretty Face Medi Spa 2081 Albany Post Road, Montrose 10548 788-9790 • prettyfacemedispa.com linda@prettyfacemedispa.com President: Linda Nicolo, owner Year company established: 2002 Business description: full-service medical spa Red Ski Creative Inc. 295 Main St., Mount Kisco 10549 914-482-3220 • redskicreative.com contact@redskicreative.com President: Susan Pietrobono Sanquily and Kim Dittrich Year company established: 2015 Business description: creative, solutions for small and large businesses, including graphic, logo and packaging design, brand identity and marketing collateral Rei Pilates 115 Halstead Ave., Harrison 10528 200-1556 • reipilates.com appointment@reipilates.com President: Reina Horowitz, owner Year company established: 2014 Business description: boutique pilates studio Rey Insurance Agency 219 N. Broadway, Sleepy Hollow 10591 631-7628 • reyinsurance.com service@reyinsurance.com President: Laura Rey Iannarelli, owner Year company established: 1978 Business description: independent insurance broker Ruby Media Group 115 N. Broadway, White Plains 10603 268-8645 • rubymediagroup.com • krisruby.com kruby@rubymediagroup.com President: Kris Ruby Year company established: 2009 Business description: public relations and social media agency

AN ADVERTORIAL SHOWCASE | JANUARY 25, 2021

SA LU T I N G P OWER FU L WO M E N

Some of the powerful women of Thompson & Bender (L to R): Josefa Paganuzzi, Karina Yücel, Sara Prchlik, Debbie Pizzino, Valerie Hovasapian, Elizabeth Bracken‑Thompson, Vicky Hochman, Amy Lasagna

Powerful and professional. Thompson & Bender has the team and talent to deliver the best in

communications: strategic PR, integrated advertising, digital marketing, social media, website development, media buying and planning, and special events. For more than 30 years, T&B has been delivering powerful results that help clients succeed. T&B has created award-winning campaigns for the “who’s who” of regional Fortune 500 corporations, healthcare, higher education, economic development, real estate, retail, hospitality, media, government and not‑for‑profit organizations. Named 2020’s “Best Advertising & PR Agency, Best Graphic Design Firm, and Best Social Media Agency in Westchester.”

1192 PLEASANTVILLE ROAD, BRIARCLIFF MANOR, NY | (914) 762-1900

POWERFUL WOMEN

THOMPSON-BENDER.COM AN ADVERTORIAL SHOWCASE | JANUARY 25, 2021

POWERFUL WOMEN: Westchester County Ruby’s Oyster Bar & Bistro 45 Purchase St., Rye 10580 921-4166 • rubysoysterbar.com info@rubysoysterbar.com President: Lisa McKiernan, owner Year company established: 2006 Business description: restaurant Scalise & Hamilton PC 670 White Plains Road Scarsdale, NY 10583 725-2801 • scaliseandhamiltonpc.com President: Deborah A. Scalise Year company established: NA Business description: law firm Scott Miller Stiefvater Real Estate Inc. 303 Wolfs Lane, Pelham 10803 738-1133 • pelhamny.com stiefvater@pelhamny.com President: Marilyn Stiefvater, broker and owner Year company established: 1974 Business description: real estate brokerage

Silverman Realty Group Inc. 237 Mamaroneck Ave. White Plains 10605 683-8000 • silvermanrealty.com info@silvermanrealty.com President: Bonnie Silverman Year company established: NA Business description: commercial real estate development and management firm Snyder & Snyder LLP 94 White Plains Road, Tarrytown 10591 333-0700 • snyderlaw.net lsnyder@snyderlaw.net President: Leslie Snyder, partner Year company established: 1990 Business description: law firm

Standing Room Only Fine Foods 1491 Weaver St., Scarsdale 10583 472-3002 • srofinefoods.com info@srofinefoods.com President: Sharon Snyder, director and president Year company established: 1990 Business description: fine foods retailer and caterer

Tasteful Treats & Treasures Gift Baskets 33 Round Hill Road, Armonk 10504 219-5260 • tastefultreats.com info@tastefultreats.com President: Rose Colonna, owner Year company established: 2002 Business description: full-service gift provider

T Square Properties Inc. 56 Lafayette Ave., White Plains 10603 328-7511 • tsquareproperties.com phyllis@tsquareproperties.com President: Phyllis Tunnell, principal Year company established: 1983 Business description: commercial real estate firm

Tayne Law Group PC 445 Hamilton Ave., Suite 1102 White Plains 10601 301-3300 • taynelaw.com info@taynelaw.com President: Leslie H. Tayne, founder and head attorney Year company established: 2001 Business description: law firm

Solaris Sports Club 201 Veterans Road Yorktown Heights 10598 962-4094 • solarisclubs.com President: Elizabeth Gagliardi, president Year company established: NA Business description: health and fitness club

SCALISE & HAMILTON PC Deborah A. Scalise Sarah Jo Hamilton Lisa M. Bluestein Of Counsel

SCALISE & HAMILTON PC 670 White Plains Road, Suite 325 Scarsdale, NY 10583 (914) 725-2801

Ethics & Professionalism Grievances

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Deborah A. Scalise of Scalise & Hamilton PC, Scarsdale, New York, represents judges, lawyers and law firms in ethics and professional responsibility matters before the Character and Fitness and Grievance Committees and the Commission on Judicial Conduct. The firm also provides proactive advice via advisory letters, website and escrow account review and assists law students with bar admission. She received her Juris Doctorate from Brooklyn Law School and a Bachelor of Arts degree and Master of Arts degree in forensic psychology from John Jay College (CUNY). Active in several bars statewide and local bar associations, Scalise has held leadership positions and coordinates or lectures CLE programs. She plans community outreach events for local students, including Career Day, Law Day and Take Your Children to Work Day. She also volunteers as a legal advisor and coach for Rye Neck High School and the Westchester/New York State Bar Association (NYSBA) Mock Trial Competition. Scalise received the NYSBA’s 2019 Ruth G. Shapiro Memorial Award for her noteworthy contributions to women’s concerns through pro bono services, writing, service to bar associations or community organizations. In October 2018, the Legal Services of the Hudson Valley recognized her during National Pro

Bono Week for legal counsel and mentorship in the area of ethics and professionalism. She was honored by the New York City Bar Association Lawyers Assistance Program for her continued support and contributions in 2015; received the Westchester Bar Association’s Family Friendly Award in 2014, the Westchester Bar Association State of New York Marilyn Menge Award in 2012 and the Westchester County Above the Bar Pace Setter Award in 2019. Repeatedly recognized by her peers as “AV Preeminent” by Martindale-Hubbell since 2002, Scalise is a Super Lawyer, since 2009 and a Best Lawyer in America, since 2012.

AN ADVERTORIAL SHOWCASE | JANUARY 25, 2021

THE POWER OF A DYNAMIC DUO

hances are if you were reading the Westchester County Business Journal back in the early ‘90s, you read an article that referenced Risa Hoag and Sherry Bruck. Thirty years later, these two women business owners are still working together and show no signs of slowing down. In fact, the duo has collaborated on more than 15 marketing, public relations, advertising and social media campaigns on both sides of the Hudson in the past five years alone. Risa is the president of GMG Public Relations and Sherry is the president of Harquin Creative Group. Together they are a formidable team, developing creative and impactful marketing campaigns for clients across a range of industries for three decades. Risa and Sherry met while members of the Westchester Association of Women Business Owners; both served on the board before it was folded into what is now the Women’s Enterprise Development Center (WEDC). “We have always been in sync. Sher-

ry and I not only complement each other’s strengths, we each bring our own distinctive creative style to the projects we work on together, which in the end produces a more effective and compelling campaign for our clients,” says Risa. Some of the projects and clients they have collaborated on include Ring in the New Year at Noon at New Roc; SUEZ Conservation Rebate Program featuring Bailey the Beaver, which is now a television commercial and mascot; Rockland’s Meals on Wheels ‘What a difference a Day Makes’ adult day care campaign; The Westchester-Putnam Workforce Development Board; Trion Real Estate Management; and most recently the team was added to the Qualified Suppliers List (QSL) for Rockland County. Both firms are New York state Wom-

Sherry Bruck (left) and Risa Hoag have partnered on creative projects for over 30 years. This photo was taken at the 2019 Ring in the New Year at Noon celebration at New Roc. Photograph by Samantha Hoag.

en-owned Business Enterprises (WBEs) making them ideal choices for larger firms looking to meet diversity goals and enhance their marketing, PR, advertising, branding and social media efforts. “It’s so satisfying to partner with a confident, capable businesswoman like Risa. To me being powerful is synony-

mous with being empowered and that’s how I feel every time we take on a project together,” adds Sherry. “It’s unusual to have such a long-term working relationship and our clients definitely benefit from the longevity and experience we have together.” You can reach Risa at www.gmgpr. com and Sherry at www.harquin.com

YOUR MORNING COMMUTE, COFFEE, & NEWS. Your daily routine, right at your fingertips. WESTFAIRONLINE.COM POWERFUL WOMEN

AN ADVERTORIAL SHOWCASE | JANUARY 25, 2021

POWERFUL WOMEN: Westchester County

HR Management and Leadership Tactics for 2021

The Tea Experience LLC 104 Pearsall Drive, Suite 1D Mount Vernon 10552 772-0126 • theteaexperienceny.com leslie@theteaexperienceny.com President: Leslie Allicks, owner Year company established: 2012 Business description: tea party catering

By Allison Madison, President, Madison Approach Staffing, Inc.

s owners, managers and HR leaders contemplate planning for 2021, they’re finding that what used to be the exception for managing their workforce, has now become the rule. They’re transitioning from the temporary “make do” mindset and implementing permanent management policies and procedures that accommodate the flexible hybrid staffing models that sprung from the COVID-19 emergency. As a guide we have compiled a best practice list gleaned from managers who have been on the frontline. Let’s begin with the Virtual Meeting/Work Session. 1) Start by setting an example: Even though we are working from home, we are getting paid to do a job which means being professional, being on-time, being accountable, and not making excuses. If we as managers are repeatedly ignoring the norms of workplace behavior, our teams will follow suit. 2) Set a meeting agenda and timeframe: Virtual meetings should be treated the same as an in-person office meeting. An agenda should be sent out in advance with set time parameters. It should have a purpose and not be used as a chance to “check-up” on people to make sure they are working, as that will cause resentment (more on this later!). Notes should be taken and recapped with definitive action steps and staff assignments.

3) Set Expectations for being on-camera for virtual meetings: There has been a lot of debate on whether requiring people to be on-camera is fair. This issue has been argued from multiple angles from the fact that women typically spend more time on their hair and make-up than men, to sensitivity of home environment. There is no doubt that being able read body language and facial expression is helpful in communication, so requiring people to turn their video on is not unreasonable. Remember that when people come to in-person office meetings they are expected to get dressed, drive to work, and show up. Why is it a problem for an online meeting? Managers need to be clear in communicating expectations and be confident that the request is not out of line. Just be sure that everyone has the technology to meet expectations. 4) Accommodate some socializing: Just as there would be some socializing in the office, there should be space allocated for chitchat online, as long as it doesn’t go on too long

POWERFUL WOMEN

Allison Madison

or descend into gossip. We want our teams to bond and like each other and it’s human nature to be friendly. 5) The Silent Lurkers: Be careful of people who stay silent during the actual meeting, and then hold what is called “the meeting after the meeting” where they let it all hang out. Make sure to call on people and ask for their input during the scheduled meeting and create a respectful environment where people feel heard and have a chance to contribute. 6) Recording Meetings: Give everyone the courtesy of notifying them that the meeting is being recorded and for what purpose. Recording meetings helps people pay attention so they don’t have to focus on taking detailed notes, but it can be a deterrent to speaking freely if not handled correctly. Transcribe the meeting and distribute recaps so that staff trust the recordings are being used for the purpose of keeping a project on track and accurately recording details for those who couldn’t attend. 7) Private Communication: If a staff member is struggling with getting their work done, the virtual technology, and missing deadlines, a manager must do as they always would—have a private conversation to make a course correction. Making accommodations is one thing, but be careful it doesn’t transition into “making excuses”. That is not good for the employee or the company and could affect their future career and review. The importance of establishing clear expectations and being fair and consistent with your team are always important, no matter what staffing model your organization uses. Leadership is a difficult balancing act between holding staff accountable and being compassionate, but in these times your staff needs strong direction now more than ever. Lead on!

Thompson & Bender 1192 Pleasantville Road Briarcliff Manor 10510 762-1900 • thompson-bender.com liz@thompson-bender.com President: Elizabeth BrackenThompson, partner Year company established: 1986 Business description: advertising and marketing, public relations, creative and digital services, special events planning and promotion Uovo Moderno 156 Katonah Ave., Katonah 10536 401-9298 • uovomoderno.org sales@uovomoderno.com President: Marry Ann Hawley, owner and manager Year company established: 2013 Business description: general gift store with items for the home as well as clothing and jewelry Valerie Wilson Travel Inc. 2700 Westchester Ave., Suite 120 Purchase 10577 701-3200 • valeriewilsontravel. squarespace.com harleyr@vwti.com President: Valerie Ann Wilson, CEO and founder Year company established: 1981 Business description: travel management company for personal and business travel; services industries, including fashion, finance, publishing and pharmaceuticals Westfair Communications Inc. 701 Westchester Ave., Suite 100J White Plains 10604 694-3600 • westfaironline.com • wagmag.com dee@westfairinc.com President: Dee DelBello Year company established: 1990 Business description: publishing firm: Westchester and Fairfield County Business Journals, WAG magazine and associated websites

Whispering Pines Florist of Chappaqua 83 S. Greeley Ave., Chappaqua 10514 238-5661 whisperingpinesofchappaqua.com blkisuzi55@aol.com President: Beth Hundgen, owner Year company established: 1956 Business description: florist Win at Business Coaching LLC 27 Windle Park, Tarrytown 10591 226-0807 • winatbusinesscoaching.com kathy@winatbusinesscoaching.com President: Kathy D’Agostino, founder and owner Year company established: NA Business description: executive coaching, company culture consultant and sexual harassment issues Women’s Enterprise Development Center Inc. 901 N. Broadway, Suite 23 White Plains 10603 948-6098 • wedcbiz.org ajaniak@wedcbiz.org President: Anne M. Janiak, CEO and founder Year company established: 1997 Business description: entrepreneurial training programs and services WOMENINBUSINESS.ORG P.O. Box 277, Purchase 10977 288-9888 • womeninbusiness.org toby@womeninbusiness.org President: Toby Nadler, founder Year company established: NA Business description: national distinction for influential and successful women entrepreneurs, executives and professionals in all business sectors Zen Your Closet 931 Garfield Ave., Peekskill 10566 282-4875 michele@zenyourcloset.com President: Michele Cunningham Year company established: 2016 Business description: personalized closet-organizing services, wardrobe styling, personal shopping

AN ADVERTORIAL SHOWCASE | JANUARY 25, 2021

Cuddy & Feder: Fostering an Environment of Respect and Equality

hroughout its 50-year history, Cuddy & Feder LLP has made tremendous strides in preparing and promoting women to partnership and leadership positions. We are focused on the retention and promotion of our women lawyers and are committed to providing them with the tools for success. At Cuddy & Feder, diversity is both a moral imperative and a competitive advantage. Drawing on diverse perspectives, we can uncover innovative legal solutions for your most challenging business and individual problems and opportunities. The firm embraces and strives for diversity not only in terms of our people, but also in the unique ideas and perspectives each person brings to the firm. The strength and success of our law firm requires the inclusion of people with different insights and experiences, which results in more creative and inno-

vative solutions to your legal and business challenges. Even as we do our best to promote diversity of thought at Cuddy & Feder, it all comes together for a single goal: providing our clients with the highest level of service and innovative legal thinking. Cuddy & Feder is dedicated to fostering an environment that embraces differences, promotes equality, and engenders mutual respect, thereby creating a culture of inclusion where everyone has the opportunity to excel. We are committed to recruiting, retaining, and promoting diverse attorneys and staff, thereby resulting in a diversity of perspectives that benefits the firm, our clients, and the communities in which we practice. We proudly recognize our powerful women lawyers, leaders and staff who have helped to make the firm what it is today.

AS WE DO OUR BEST TO PROMOTE DIVERSITY, IT ALL COMES TOGETHER FOR A SINGLE GOAL: PROVIDING OUR CLIENTS WITH THE HIGHEST LEVEL OF SERVICE AND INNOVATIVE LEGAL THINKING.

C E L E B R AT I N G 5 0 Y E A R S O F P OW E R F U L WO M E N I N B U S I N E S S

Proudly providing legal services since 1971.

LU CIA CHIOCCH I O PA RTNER

IIANNA GIBSON ASSOCIATE

Ingenuity, thoughtfulness and insight have been the hallmarks of our law firm for 50 years. Our attorneys help local, regional, national and multi-national clients alike identify and implement nuanced solutions to complex legal challenges in the following key practice areas: Corporate Law; Energy & Environmental Law; Finance; Land Use, Zoning & Development; Litigation; Non-Profit Organizations; Real Estate Law; Telecommunications; and Trusts, Estates & Elder Law.

LESLIE LEVIN SPECIA L COUNSE L

K RISTEN MOTEL ASS OCIATE

THOMAI NATSOULIS PARTNE R

JOANNE ROMANO SPE CIAL COUNSEL

REBECCA VALK ASSOCIATE

JENNIFER VAN TUY L PARTNER

We proudly celebrate our powerful and diverse group of women attorneys, paralegals, and professional staff who bring unique talents and perspectives that strengthen our firm and inspire others to succeed.

POWERFUL WOMEN

AN ADVERTORIAL SHOWCASE | JANUARY 25, 2021

POWERFUL WOMEN: Fairfield County Area code: 203 (unless otherwise noted)

Alloy Engineering Company Inc. 304 Seaview Ave., Bridgeport 06607 366-5253 • thermowells.com engineer@thermowells.com President: Kris Lorch Year company established: 1958 Business description: industrial thermowell manufacturer Amsterdam Hotel 19 Clarks Hill Ave., Stamford 06902 327-4300 • stamfordamsterdam.com sales@stamfordamsterdam.com President: Nancy Steinegger Year company established: 2007 Business description: hotel Aries Productions LLC 12 Ox Yoke Lane, Norwalk 06851 216-6024 • NA aries@optonline.net President: Margaret Stapor Costa Year company established: 1990 Business description: video and film production company Aspire Digital Solutions 38C Grove St., Ridgefield 06877 208-3165 • aspiredigitalsolutions.com Hello@aspiredigitalsolutions.com Co-founder and CMO: Christine Mullen Year company established: 2017 Business description: digital marketing agency specializing in solutions for small businesses Aurora Products Inc. * 205 Edison Road, Orange 06477 375-9956 • auroraproduct.com ANat+E: Eural@auroraproduct.com President: Stephanie V. Blackwell, founder and President Year company established: 1998 Business description: organic food products Balancing Act Financials LLC 1074 Hope St., Suite 203 Stamford 06907 548-0223 • balancingactfinancials.com anne@balancingactfinancials.com President: Anne Mochulsky and Aimee Roden, co-founders Year company established: 2010 Business description: bookkeeping and accounting firm

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BCM Media 30 Old Kings Highway South Darien 06820 326-1477 • bcmmedia.biz bmckenna@bmcmedia.biz President: Brenda McKenna, founder and managing director Year company established: 2013 Business description: media planning and buying agency

Carousel Preschool Day Nursery 25 France St., Norwalk 06851 847-1276 • carouselpreschool.com carouselkids1234@aol.com President: Joyce Abate, executive director and owner Year company established: 1977 Business description: day care serving more than 120, ages six weeks through five years

Benay Enterprises Inc. 30 Main St., Suite 303, Danbury 06810 744-6010 • benay.com info@benayei.com Presidnet: Dawn Reshen-Doty, CEO Year company established: 1986 Business description: administrative and bookkeeping services

Center for Pediatric Therapy 455 Post Road, Suite 202 Darien 06820 • 424-2584 55 Walls Drive, Suite 204 Fairfield 06824 • 255-3669 101 N. Plains Industrial Road Wallingford 06492 • 949-9337 centerforpediatrictherapy.com cpt.director@yahoo.com President: Dr. Tara Glennon, director Year company established: 1992 Business description: pediatric therapy offering play-based and child-directed therapies

Bernard’s | Sarah’s Wine Bar 20 West Lane, Ridgefield 06877 438-8282 • bernardsridgefield.com sarah@bernardsridgefield.com President: Sarah Bouissou, owner Year company established: 2000 Business description: restaurant and wine bar BMW of Darien 140 Ledge Road, Darien 06820 656-1804 • bmwdarien.com President: Paula Callari Year company established: 1967 Business description: car dealership Burns Communications LLC P. O. Box 812, Southport 06890 257-3163 • burnscommunications.net deborah@burnscommunications.net President: Deborah Burns, founder and managing principal Year company established: 2007 Business description: brand, business and communications, strategy services, including proprietary offerings Cabbages & Kings Catering 34 Franklin St., Westport 06880 226-0531 • cabbagesandkingscatering.com contact@cabbagesandkingscatering.com President: Sarah Kerstin Gross Year company established: 2000 Business description: Caterer

Centro Ristorante & Bar 328 Pemberwick Road Greenwich 06831 • 531-5514 1435 Post Road Fairfield 06825 • 255-1210 centroristorante.com President: Susan Dederick Year company established: 1989 Business description: restaurant featuring Italian cuisine

Co-Communications Inc. 2 Forest Park Drive, Farmington 06032 860-676-4400 • cocommunications.com stacey@cocommunications.com President: Stacey Cohen, president and CEO Year company established: 1997 Business description: public relations and marketing Connect Computer Corp. 338 Commerce Drive, Fairfield 06825 333-4444 • connectcomputer.com/ LSouza@ConnectComputer.com President: Lynn Souza Year company established: 1985 Business description: internet technology solutions for companies of all sizes COUTUREDossier 43 Greenwich Ave., Greenwich 06831 900-1600 • couturedossier.com info@couturedossier.com President: Yulia and Andrey Omelich, founders Year company established: 2010 Business description: boutique Cucina Casalinga 171 Drum Road, Wilton 06897 762-0768 • cucinacasalinga.com info@cucinacasalinga.com President: Sally Maraventano Year company established: 1981 Business description: home-based Italian cooking school

Cheryl Lechok Communications LLC 30 Glen Terrace, Stamford 06906 961-9280 • clechok@optonline.net President: Cheryl Lechok Year company established: 1997 Business description: marketing and communications consultant for health care, life sciences and technology organizations

Danika Communications 15 E. Putnam Ave., No.386 Greenwich, CT 06830 661-3663 • danikapr.com ryan@danikapr.com President: Anne Ryan Year company established: 2001 Business description: public relations and marketing agency

Church Hill Classics 594 Pepper St., Monroe 06468 800-477-9005 • diplomaframe.com info@diplomaframe.com President: Lucie Voves, founder Year company established: 1991 Business description: Diploma frames

Didona Associates Landscape Architects 70 North St., Suite 301, Danbury 06810 778-1840 • didonaassociates.com didona@didonaassociates.com President: Jane Didona, founder and principal Year company established: 1989 Business description: landscape architect

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AN ADVERTORIAL SHOWCASE | JANUARY 25, 2021

POWERFUL WOMEN: Fairfield County DPZ on West Salon and Day Spa 81 West St., Danbury 06810 794-1113 • thedpz.com President: Dawn Blom, owner Year company established: 1997 Business description: day spa E.R. Becker Company Inc. 16 Betts Place, Norwalk 06855 852-8077 • erbeckercompany.com ellie@erbecker.com President: Ellie Becker Year company established: 2007 Business description: inbound marketing eRichards Consulting 1381 Burr St., Shleton 06824 944-0816 • e-richards.com dfgebbia@e-richards.com President: Doreen F. Gebbia, president Year company established: 2000 Business description: technology, consulting and staffing firm Escape Salon & Boutique 232 Greenwood Ave., Bethel 06801 798-9882 • escapect.com customercare@escape.com President: Maria Rodrigues, co-owner Year company established: 1987 Business description: beauty salon and boutique Fairfield Marketing Group 830 Sport Hill Road, Easton 06612 261-5855, ext. 202 • fairfieldmarketing. com info@fairfieldmarketing.com President: Pam Johnson Year company established: 1986 Business description: direct-mail solutons provider for small and large businesses Freudigman & Billings LLC 1720 Post Road East, Westport 06880 226-8166 • freudigman.com info@freudigman.com President: Kimberly A. Freudigman, co-founder Year company established: 2004 Business description: tutoring service, including standardized test preparation, college advising, writing educational and private school consulting and educational and subject tutoring

POWERFUL WOMEN

Gilda Bonanno LLC 25 Old Kings Highway North Darien 06820 979-5117 • gildabonanno.com info@gildabonanno.com President: Gilda Bonanno, founder and owner Year company established: 2006 Business description: keynote speeches, presentation skills coaching, training in communication and leadership skills

JL Design Associates 54 Misty Lane, Monroe 06468 515-8680 • jldesignassociates.com julia@jldesignassociates.com President: Julia Walters Curanaj, president Year company established: 2010 Business description: interior architecture, planning and design

Lanphier Day Spa & Salon 20 West Ave., Darien 06820 656-4444 • lanphierdayspa.com info@lanphierdayspa.com President: Eileen Lanphier, owner Year company established: 2012 Business description: day spa and salon

Joyride Cycling + Fitness Studio 25 Old Kings Highway North Darien 06820 • 202-9712 62 Danbury Road Ridgefield 06877 • 403-6874 joyridestudio.com amy@joyridestudio.com • rhodie@ joyridestudio.com President: Amy Hochhauser and Rhodie Lorenz, co-founders Year company established: 2011 Business description: fitness boutique dedicated to athletic indoor cycling and cross-training classes

Greenwich Medical Spa 1285 E. Putnam Ave., Riverside 06878 637-0662 • greenwichmedicalspa.com President: Marria Pooya Year company established: 2005 Business description: specialized skin and body care using medically based treatments Health care Navigation LLC 30 Old Kings Highway South Darien 06820 655-2614 • health carenavigation.com President: Maura Carley, founder and president Year company established: 1999 Business description: health insurance consulting and advocacy

Judith Heft & Associates LLC 1111 Summer St., Stamford 06905 978-1858 15 E. Putnam, No. 122 Greenwich 06830 • 978-1858 judithheft.com judy@judithheft.com President: Judith Heft, owner Year company established: 2008 Business description: financial concierge

Impact Personnel Inc. 1698 Post Road East, Westport 06680 866-2444 • impactpersonnel.com maryann@imactpersonnel.com President: Maryann Donovan, president Year company established: 1989 Business description: recruiting firm for temporary, temp-to-hire and full-time positions in the fields of sales, marketing, human resources and administrative

Kate Spain LLC 280 Grovers Ave., Bridgeport 06605 212-6238 • katespain.com info@katespain.com President: Kate Spain, owner Year company established: 2008 Business description: original art, design and products for the home

Innovative Display & Design 1452 Barnum Ave., Bridgeport 06610 800-858-9450 • innov-8.com President: Donna Shea, founder and CEO Year company established: 1986 Business description: exhibits, event and branded-environment production company

The Katie Fong Boutique 60 Lewis St., Greenwich 06830 717-1660 • katiefong.com sales@katiefong.com President: Katie Fong Year company established: 2015 Business description: fashion boutique offering custom designed and made-tomeasure apparel

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The Lilypad Group LLC 44 Fern Valley Road, Weston 06883 856-9132 • thelilypadgroup.com anne.buivid@gmail.com President: Fran Pastore, CEO and founder Year company established: 2010 Business description: marketing and branding, strategic specialty sales Mackey & Guasco Staffing 2425 Post Road, Suite 206 Southport 06890 655-1166 • mackeyandguasco.com maureen@mackeyandguasco.com President: Maureen Mackey and Luisa Guasco, partner Year company established: 2002 Business description: direct-hire, human resources contract and temporary recruiting firm Marta’s Vineyard Canine Resort 519 Federal Road, Brookfield 06804 775-4404 • martasvineyard.com martasvineyard@aol.com President: Pam Williams Year company established: NA Business description: animal daycare for cats and dogs, servicing pets for boarding, doggie daycare and grooming Martin, DeCruze & Company LLP 2777 Summer St., Suite 401 Stamford 06905 327-7151 • mdcocpa.com kdecruze@mdcocpa.com President: Kathleen M. DeCruze, partner Year company established: 1979 Business description: accounting firm The McIntyre Group 2 Enterprise Drive, Shelton 06484 956-2343 • themcintyregroup.com mdamato@themcintyregroup.com President: Michelle D’Amato, president Year company established: 1986 Business description: staffing agency

AN ADVERTORIAL SHOWCASE | JANUARY 25, 2021

POWERFUL WOMEN: Fairfield County Nest of Southport 362 Pequot Ave., Southport 06890 255-1734 • nestofsouthport.com esanta@nestofsouthport.com President: Elizabeth Santa Year company established: 2002 Business description: interior design, upholstery, windows New Fairfield Bright Beginnings 74 Route 37, New Fairfield 06812 746-5994 • nfbrightbeginnings.com mary@nfbrightbeginnings.com President: Mary Arnold, owner and executive director Year company established: 1980 Business description: day care service Nielsen’s Florist Garden Shop 1405 Post Road, Darien 06820 655-2541 • nielsensflorist.com nielsen@nielsensflorist.com President: Sandy Nielsen, general manager Year company established: 1944 Business description: florist

PCI Creative Group 562 Glenbrook Road., Suite 2-301 Stamford 06906 327-0410 • pcigroup.net annec@pcigroup.net President: Anne Chiapetta, principal Year company established: 1985 Business description: cross media marketing company utilizing multiple communication channels to help clients meet their goals

Saugatuck Commercial Real Estate LLC 9 Burr Road, Westport 06680 222-4190 • saugatuckcommercial.com pwickey@saugatuckcommercial.com President: Penny P. Wickey, principal Year company established: 2004 Business description: full-service, commercial real estate brokerage firm representing tenants, landlords, developers, owners, investors, as well as buyers and sellers

Pellicci’s Restaurant 96 Stillwater Ave., Stamford 06902 323-2542 • pelliccis.com tonilupinacci@hotmail.com President: Toni Lupinacci, owner Year company established: 1947 Business description: restaurant

TFI Envision Inc. 111 Westport Ave., Norwalk 06851 845-0700 • tfienvision.com liz@tfienvision.com President: Elizabeth Ball, creative connector and president Year company established: 1975 Business description: marketing and design firm

The Ridgefield Playhouse 80 E. Ridge Road, Ridgefield 06877 438-5795 • ridgefieldplayhouse.org President: allison Stockel, executive director Year company established: 1983 Business description: a nonprofit theatre

Valerie Wilson Travel Inc. 1455 E. Putnam Ave. Old Greenwich 06870 39 Locust Ave., Suite 202 New Canaan 06840 914-701-3200 • valeriewilsontravel. squarespace.com harleyr@vwti.com President: Valerie Ann Wilson, CEO and founder Year company established: 1981 Business description: travel management service for business and personal travel, ranging from industries, including fashion, finance, publishing and pharmaceuticals Women’s Business Development Council 184 Bedford St., Suite 201 Stamford 06901 353-1750 • ctwbdc.org info@ctwbdc.org President: Fran Pastore, CEO and founder Year company established: 1986 Business description: entrepreneurial and financial training

GILDA BONANNO Your communication and presentation skills can determine how you and your company are viewed in the marketplace and the media (social and traditional) by investors, customers and competitors. According to executive presentation skills expert Gilda Bonanno, it’s not enough to know your company’s numbers or products, you also need to know how to create a strategic message and communicate it effectively to others. Bonanno serves as a trusted advisor to executives and entrepreneurs to accelerate the development of their communication and presentation skills. Since 2006, she has worked with leading organizations on four continents, from Chicago to Shanghai and Rio to Rome, including Travelers, Praxair, Assa Abloy, Chase and Yale University. As the pandemic hit, Bonanno saw an immediate increase in clients wanting her help to transition their teams from merely surviving in a virtual world to thriving. In addition to the regular pressures of high-stakes presentations, they now had the additional concerns of communicating virtually. “The first calls I received,” Bonanno says, “were from an executive whose team had to now pitch new business virtually and the CEO of a publicly traded company who had to record an award acceptance

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speech for an event that was now virtual.” Bonanno was already comfortable with virtual presenting, having been doing webinars since 2008 and recording instructional videos for her YouTube channel, which have been viewed over 2 million times. She also earned the Certified Virtual Presenter designation. To download her Virtual Presentations Cheat Sheet for Leaders, visit her website www.gildabonanno.com/virtualpresentationscheatsheet

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www.gildabonanno.com | 203.979.5117 | gilda@gildabonanno.com

AN ADVERTORIAL SHOWCASE | JANUARY 25, 2021

The McIntyre Group names Michelle D’Amato Company President

lot of businesses talk about their culture, but a company like The McIntyre Group has instilled its company pillars and values, depicted in the form of a redwood tree, into everything it does. The McIntyre Group is a staffing company serving Connecticut and New York in the areas of IT, office, HR and accounting and finance. The company prides itself on becoming a trusted advisor and matchmaker helping individuals reach the next level in their career and helping businesses find the right match for success. The McIntyre Group provides bestin-class service, boasting ratings in the top 2% of staffing firms in the U.S. as well as being awarded one of the Best Places to Work in Connecticut. Michelle D’Amato has recently joined as president of The McIntyre Group and is looking forward to reviving the woman-led brand that made the

company such a staple in the communities it serves. Her focus will be using the redwood tree values and pillars such as accountability, vulnerability, integrity and teamwork as the backbone of the work they do to empower and change more lives. “Working in this industry in the Connecticut area, I’ve always looked up to The McIntyre Group and admired what they’re able to accomplish while changing lives,” Michelle said. “It’s truly an honor to be a part of this team and I’m so excited to breathe new life into such an amazing company.” Michelle’s passion lies in building strong relationships and empowering her teams to reach their goals, as well as the opportunity to change lives every day. Prior to joining The McIntyre Group, she was most recently managing partner for PRI Technology in West Hartford, Connecticut. For more than 20 years, she has held a variety of sales

“IT’S TRULY AN HONOR TO BE A PART OF THIS TEAM AND I’M SO EXCITED TO BREATHE NEW LIFE INTO SUCH AN AMAZING COMPANY.” — Michelle D’Amato

Michelle D’Amato

and recruiter roles within staffing firms resulting in numerous awards, including winning No.1 regional branch as well as receiving multiple regional sales awards.

Exceptional experience. Relationship-driven results.

McIntyre Group

We are your career consultants... We are trusted advisors and matchmakers who are well-versed in helping talented individuals reach the next level in their careers. We also assist discerning companies in attaining their goals, allowing them to feel confident that they have the right people in place to achieve more. Our practice areas include: Information Technology, Accounting & Finance, and Office & HR. Source | Engage | Hire

For more information visit our website at: themcintyregroup.com | 203.750.1111

POWERFUL WOMEN

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AN ADVERTORIAL SHOWCASE | JANUARY 25, 2021

I FEEL SO POWERLESS. WE HAVE TO WATCH HER EVERY MINUTE. FAMILY AND FRIENDS STOPPED COMING AROUND. HE KEEPS SAYING: “THERE’S NOTHING WRONG WITH ME.” IT’S DESTROYING OUR FAMILY. I FEEL SO GUILTY WE HAVE TO MOVE HER INTO A HOME. IT’S SO HARD TO CARE FOR SOMEONE WHO’S MEAN TO YOU. HE HIDES THINGS ALL THE TIME. I’M GRIEVING THE LOSS OF SOMEONE WHO’S STILL ALIVE. WE DON’T EVEN KNOW WHERE TO START.

LIVING WITH FTD IS HARD. LIVING WITHOUT HELP IS HARDER. THERE’S COMFORT IN FINDING OTHERS WHO UNDERSTAND. WE FINALLY FOUND A DOCTOR WHO GETS IT. I GOT SO MUCH ADVICE FROM OTHER CAREGIVERS. UNDERSTANDING MORE HELPS ME DEAL WITH HER SYMPTOMS. SEEING THAT OTHERS MADE IT THROUGH, I KNEW I COULD TOO. WE HONOR HIM BY ADVOCATING FOR A CURE. NOW I’M BETTER AT ASKING FOR HELP. NO MATTER HOW BAD IT GETS, WE KNOW WE’RE NOT ALONE. It can feel so isolating and confusing from the start: Just getting a diagnosis of FTD takes 3.6 years on average. But no family facing FTD should ever have to face it alone, and with your help, we’re working to make sure that no one does. The Association for Frontotemporal Degeneration (AFTD) is dedicated to a world without FTD, and to providing help and support for those living with this disease today. Choose to bring hope to our families: www.theAFTD.org/learnmore

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SENIOR LIVING TRENDS AN ADVERTORIAL RESOURCE GUIDE

FAIRFIELD COUNTY BUSINESS JOURNAL | WESTCHESTER COUNTY BUSINESS JOURNAL | JANUARY 25, 2021

WHAT YOU NEED TO KNOW ABOUT THE SOPHISTICATED SENIOR LIVING MODEL. Independent living at The Club at Briarcliff Manor is an elevation of what’s ordinarily expected in the senior living industry. Designed as the preferred choice for the area’s distinctive seniors, the community presents a unique opportunity to continue to live in an accustomed style, but with community life’s additional benefits. In a historic setting with views of the Hudson River, The Club features a premium address, entertainment, enriching activities, fine dining, friendship, leisure, comfort and peace of mind. Residents can indulge, with: • • • • • •

24-hour at-your-service professional staff Chef-prepared dining Extraordinary apartment homes, with spacious kitchens and full-size appliances Housekeeping and linen services Scheduled transportation Social, recreational and educational programs

Old-world elegance with modern convenience. Outstanding for the region, The Club also represents trends in senior living, where communities increasingly aim to mirror the style and culture of their neighborhoods. Older adults moving to a community make few – if any – sacrifices in lifestyle, finding that the community aligns with their expectations for how they wish to continue to live. The community also integrates a continuum of health services. Where independent living welcomes older adults into maintenance-free living, with a host of amenities to make daily living as unencumbered and delightful as possible, assisted living and memory care services provide vital care for residents with particular needs.

careful, unrelenting attention to practices that minimize risks for residents and staff.

Specialized care helps those who have Alzheimer’s or other forms of dementia. Memory care is a program that preserves individuals’ dignity and helps them find meaning and contentment in their daily lives. At The Club, the embrace memory care program offers highly individualized plans for care, attentively matching needed services to each person. In a secure setting, residents discover moments of joy daily; their loved ones can be confident and assured. The program offers residents: • • • • • • • • •

24-hour clinical and nursing staff Chef-prepared dining Exceptional luxury apartment homes, designed for convenience and comfort Health and wellness monitoring Individually tailored care plans Specialized memory care-focused programs Personal laundry services Scheduled transportation Social, recreational and educational programs

The safety trend. More than ever, today’s older adults need to know the communities they live in are safe, and protocols such as those in place at The Club are common. In this community, the well-being focused, socialization-rich culture demands

The Club follows CDC guidelines for masks, handwashing and social distancing and requires the following: • Everyone entering the community wears a face mask and is screened according to CDC guidelines • Staff are screened at the beginning, middle and end of their shifts • Every assisted living and memory care resident is monitored for temperature, oxygen saturation level and condition changes • The community works with national-level laboratories for staff and resident testing • Staff welcome PCPs (primary care physicians) and medical specialists, as residents require, and arrange resident transportation to medical appointments Residents need to connect with other residents and create bonds of friendship. At The Club, every effort is made to maximize those possibilities by enabling small group events, hallway and doorway happenings, and remote activities via web-based or phone options. The community also provides easier access to exercise equipment and walking paths and helps residents remain fit and engaged. The Club at Briarcliff Manor is a Senior Lifestyle community. To find out more about Senior Lifestyle, visit SeniorLifestyle.com. For information about The Club, contact the marketing office at 914-922-0671 or visit THECLUBBCM.COM.

A helping hand makes daily living easier – and fully rewarding. Assisted living is a system of services and skilled care providers that matches care delivery to an individual’s exact level of need. Ensuring every individual’s independence is well preserved, The Club’s assisted living provides personalized assistance with the tasks of daily living – only in an amount that makes it possible for the individual to continue to exercise his or her independence. Exemplary among assisted living providers, The Club’s services and amenities in assisted living include: • • • • • • • •

24-hour clinical and nursing staff Chef-prepared dining Exceptional luxury apartment homes, designed for convenience and comfort Health and wellness monitoring Individually tailored care plans Personal laundry services Scheduled transportation Social, recreational and educational programs

JANUARY 25, 2021 | SENIOR LIVING ADVERTORIAL RESOURCE GUIDE | S3

Independent Living Reaching New Heights with Debut of Two New Properties by Epoch Senior Living Waterstone of Westchester and Waterstone on High Ridge

uxury Senior living is reaching new heights with the announcement of two new premier senior living communities: Waterstone of Westchester in White Plains and Waterstone on High Ridge in Stamford. Waterstone of Westchester is a premier independent living community for those 62-plus that features first-class amenities, 132 beautifully appointed residences and supportive services designed to provide seniors with independence, connection and socialization. Located on Bloomingdale Road in a vibrant and walkable neighborhood of downtown White Plains, Waterstone of Westchester offers a luxury boutique hotel-style community with a full array of exceptional amenities including a movie theater, fitness center, indoor pool, lobby bar, art studio and salon. Services include chauffeured car service, garage parking and on-site concierge. Gourmet cuisine, which is served in a variety of on-site dining venues, is prepared by professional chefs who use locally sourced and seasonal ingredients. Residents will also benefit

with access to home care services through an on-site partnership with VNS Westchester that allows residents to receive the assistance they need to stay healthy and engaged. Waterstone on High Ridge is an elegant boutique hotel-style community for seniors featuring 62-plus independent living, assisted living and memory care with a full array of best-in-class amenities and services. Located at 215 High Ridge Road in Stamford on a beautiful wooded campus next to a conservation area, Waterstone on High Ridge features 146 residences. There are 88 independent living apartments ranging from one-bedroom and one-bedroom plus, to two-bedroom and two-bedroom plus. The 36 assisted living residences include studio, one-bedroom or two-bedroom apartments. Memory care has 22 suites. Both communities are best-in-class independent senior living communities created by leaders in the field EPOCH Senior Living and National Development. EPOCH Senior Living operates 12 senior living communities in the Northeast with four under development.

While both communities have the top shelf design that is the hallmark of EPOCH and National Development, each has been individually curated to reflect the style and personality of its home community. John Martin, principal at Elkus, Manfredi Architects, a design and architecture firm of Boston who has worked extensively with National Development, said that his firm spent a lot of time researching and considering the character of the community before setting out to design the two Waterstone properties. For instance, the White Plains community, he said, was designed to reflect a cosmopolitan style, with a clean, open and modern design, while Stamford reflects a country feel with a farm-to-table style. “Every single one of these Waterstone communities is different,’’ said Martin. “Programmatically they are the same in that they are targeted at seniors capable of independent living to give them opportunities for a lot of self-expression and self-actualization. But we really try to tailor each to giving a sense of belonging.’’ He added, “Every project that we do

we try to tie it to its place and culture, its micro culture. What makes that neighborhood, town or place special? Is it known for its arts community, for its history? That makes each one of these communities very different and that goes from how the building are placed on the site right down to the texture and colorization of the fabrics and carpets and furniture that complete it.” Both communities are currently under construction with Waterstone of Westchester slated to open in the first quarter of 2022 and Waterstone on High Ridge in late 2021. Welcome Centers for both communities are now open. The White Plains welcome center located at 15 Maple Avenue, White Plains. For more information about Waterstone of Westchester, visit www.waterstoneofwestchester.com or call 914-8216369. The Stamford welcome center is located at 30 Buxton Farm Road. For more information about Waterstone on High Ridge, visit www.waterstoneonhighridge.com or call 203-361-9717.

YOUR NEW LUXURY HOME

AWAITS Enjoy senior living with curated style and elegance. Life at Waterstone of Westchester takes home to an entirely new level. In this 62-and-over independent living community, you’ll thrive in a beautifully appointed apartment, enjoy connecting with friends in stunning common areas or on the outdoor terrace, or walk to nearby world-class shops and restaurants. Enjoy an array of amenities, including an indoor heated pool, fitness/exercise room, full-service salon, and engaging programs.

Contact us today to find out more about Waterstone and our exclusive Club W benefits, to join an upcoming virtual information session, or to schedule a personalized appointment. 914.517.3929 | IndependentLivingWestchester.com

NOW OPEN and welcoming visitors safely: WELCOME CENTER

FUTURE COMMUNITY | OPENING EARLY 2022

15 Maple Avenue | White Plains, NY 10605

150 Bloomingdale Road | White Plains, NY 10605

S4 | SENIOR LIVING ADVERTORIAL RESOURCE GUIDE | JANUARY 25, 2021

DISCOVER THE FINEST IN SENIOR LIVING

The Bristal Assisted Living has been serving seniors and their families in the tri-state area since 2000, offering independent and assisted living, as well as state-of-the-art memory care programs. We are committed to helping residents remain independent, while providing peace of mind that expert care is available, if needed. Designed with seniors in mind, each of our communities feature exquisitely appointed apartments and beautiful common areas that are perfect for entertaining. On-site services and amenities include daily housekeeping, gourmet meals, a cinema, salon, plus so much more. Discover a vibrant community, countless social events with new friends, and a luxurious lifestyle that you will only find at The Bristal.

SCHEDULE YOUR VISIT TODAY! ARMONK

WHITE PLAINS

914-229-2590

914-215-5820

For a list of all locations in the tri-state area, visit: THEBRISTAL.COM

AN ENGEL BURMAN COMMUNITY

Licensed by the State Department of Health. Eligible for Most Long Term Care Policies.

JANUARY 25, 2021 | SENIOR LIVING ADVERTORIAL RESOURCE GUIDE | S5

Meadowview Assisted Living Makes Life Easier and More Rewarding

Meadowview’s priorities have never been more certain. We focus on quality care and service as well as resident protection measures, including testing, screening and the highest level of infection control standards as directed by our registered nurse and medical staff. We are currently offering walk through tours and one-on-one social distanced meetings with move in coordinators as ways to explore Meadowview. You’ll enjoy: • Your new home located on a beautiful 34-acre campus with a full continuum of care • Recent $1 million renovation • Three meals a day • 24/7 concierge and on site nursing with physicians on call • Housekeeping and laundry services • Creative Aging, Music Therapy and Advance Life Planning programs • Special Memory Care Neighborhood for those with special needs • And much more!

Ask about our Friend/Family Referral Promotion and our Short Stay Program.

Please call (914) 513-5126 to speak to our experienced move-in coordinator or visit wartburg.org

INDEPENDENT LIVING ❘ ASSISTED LIVING ❘ ALZHEIMER’S/DEMENTIA CARE ❘ NURSING HOME ADULT DAY CARE ❘ HOME CARE ❘ INPATIENT REHABILITATION ❘ OUTPATIENT REHABILITATION HOSPICE CARE ❘ CAREGIVER SUPPORT ❘ SPIRITUAL CARE S6 | SENIOR LIVING ADVERTORIAL RESOURCE GUIDE | JANUARY 25, 2021

BRAND NEW ASSISTED LIVING RESIDENCE FOR OVER 30 YEARS, CHELSEA SENIOR LIVING HAS BEEN DEDICATED TO PROVIDING A COMFORTABLE, SAFE, AND SECURE HOME IN A CARING ATMOSPHERE OF RESPECT AND DIGNITY.

“I’m so happy to be here. It was worth waiting for!” – Theresa S. (resident) “I feel my mom is in excellent professional hands. Your whole team was outstanding.” – Gary K. (son of resident)

CALL TO LEARN ABOUT OUR COMMUNITY AND HOW WE MIGHT HELP YOUR FAMILY 914-350-2588 The Chelsea at Greenburgh Assisted Living • Memory Care Respite/Trial Stays 715 Dobbs Ferry Road Greenburgh, NY 10607 ChelseaForYou.com

JANUARY 25, 2021 | SENIOR LIVING ADVERTORIAL RESOURCE GUIDE | S7

The Westchester and Fairfield County Business Journals Team With Sister Publication, WAG Welcome to a new feature of the Westchester and Fairfield County Business Journals — a taste of its sister publication, WAG magazine, celebrating its 10th anniversary. Each month, WAG — a thematic luxury lifestyle publication judged a top magazine in New York state for the last five years — brings readers provocative profiles as well as unusual takes on everything from Fashion & Beauty to Travel, Food & Spirits, Wellness and Pet Care. This week, we spotlight the Home Design portion of WAG’s combined January-February issue, “Reinventing Ourselves,” with ideas on how you can reimagine your lives in your personal spaces in this new year.

LIFESTYLE

MAGAZINE

WAGMAG.COM

SOTHEBYSREALTY.COM

BERKSHIREHATHAWAYHS.COM

2.4M

ELLIMAN.COM

5.4M

RAVEIS.COM

283K

1.6M

HOULIHANLAWRENCE.COM

<60K

COLDWELLBANKERLUXURY.COM

9.6M

DAVIDOGILVY.COM

163 PEAR TREE POINT ROAD | PEARTREEPOINT.COM | 12-month Total Web Traffic*

30M

Most Visited Luxury Real Estate Website According to independent analytics provider SimilarWeb, sothebysrealty.com is the most visited luxury real estate website in the world. * Sothebysrealty.com has received nearly 30 million visits in the past year.

When you list your home with Sotheby’s International Realty, you benefit from our expert team in Greenwich, a global network, exposure on sothebysrealty.com, and a reputation second to none. All things that work to your advantage in today’s competitive marketplace. If you’re considering a move, we invite you to interview us.

SOTHEBYSREALTY.COM Greenwich Brokerage | One Pickwick Plaza, Greenwich, CT | 203.869.4343 Sotheby’s International Realty and the Sotheby’s International Realty logo are registered (or unregistered) service marks used with permission. Operated by Sotheby’s International Realty, Inc. Real estate agents affiliated with Sotheby’s International Realty, Inc. are independent contractor sales associates and are not employees of Sotheby’s International Realty, Inc.

HOME & DESIGN

Fran and Barry Weissler theatrical Waccabuc home. Photographs by Modern Angles.

M E ’ ’ S E L Z Z A D E L Z Z A R ‘ T HA

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What’s greatly done is the way the home is positioned on the property to take advantage of (its surroundings).” Real estate agent Anthony Lando is talking about the Waccabuc home of Fran and Barry Weissler, the Tony Award-winning producers who are perhaps bestknown for their revival of the John KanderFred Ebb-Bob Fosse musical “Chicago,” which originally starred Ann Reinking, Bebe Neuwirth and Weston’s James Naughton wagmag.com/james-naughton-passionateabout-the-arts/ in a tale of lust and murder set in the Windy City of the Roaring ’20s. Still going strong before the coronavirus shut down the theater district, “Chicago” is the longest-running musical revival and the longest-running American musical in Broadway history and the second-longest running show on Broadway, behind “The Phantom of the Opera.” Like their infectious, toe-tapping show —

whose smart observations about the media and celebrity make it a natural for the Instagram age — the Weisslers’ 18.4-acre estate “razzle-dazzles ’em” with a comfortably elegant country manor house, Versailles-style gardens, an outdoor theater and, well, “All That Jazz,” to quote the musical’s signature song. Nowhere is this more apparent than in the sunroom off the warm avocado and wood kitchen, with its dynamic greenstriped wallpaper covering even the ceiling, cobalt-blue chandelier and chintz-covered wicker furnishings whose accents include a pillow reminder that “This is not a dress rehearsal.” Quite. The set, uh, room — one of 17 in the main and guest houses, which total 8,900 square feet — opens onto a terrace with outdoor furniture, beyond which you spy the geometric hedge gardens. It was in this room that Lando, who’s with Julia B. Fee/Sotheby’s International Realty in Irvington, met with the Weisslers to discuss listing their property for $13.2 million. (Lando shares the listing with Melissa Colabella.) During that meeting, he says, the couple reminisced about their early days, touring high schools, colleges and commu-

Scenes from the theatrical Waccabuc home of Broadway producers Fran and Barry Weissler, from left: the pool; conical bushes stand at attention outside the commanding house; and a Hanneke Beaumont figure walks on water.

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Inside the Weissler home, from left: The warm avocado kitchen; the dynamic green-striped sunroom with its cobalt-blue chandelier and chintz-covered wicker furnishings; and an earth-toned living area. Courtesy Julia B. Fee/ Sotheby's International Realty. 6

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nity venues with their professional National Theater Company. (Their Tony Award-winning careers would include “Othello” with James Earl Jones and Christopher Plummer and revivals of “Gypsy,” “Fiddler on the Roof,” “La Cage aux Folles” and “Pippin.”) house reflects the Weisslers’ theatrical flair. Framed Playbill covers of Broadway triumphs turn an upstairs hallway into an art gallery. Modern and contemporary works pop from walls saturated in color, including one of eight bedrooms. (There are also nine bathrooms, seven of them full baths.) The couple’s most spectacular artistic statement is the Beverly Pepper-designed outdoor amphitheater, set in a sunken oval that is ringed Stonehenge-like by cylindrical hedges. There guests have been treated to performances by Jones, Plummer, Tommy Tune and the New York Philharmonic. Other sculpted works play more quietly, as in the Hanneke Beaumont figure that seems to be walking across the reflecting pond. “It’s its own Storm King,” Lando says, referring to the monumental outdoor modern and contemporary art center in New Windsor across the Hudson River. With so much enchantment, who would want to leave? Alas, the Weisslers, who have divided their time between New York and Florida, have other properties and projects to consider. “They’ve been here for 20 years,” Lando says. “Time to move on and let someone else enjoy it.” For more, call Anthony Lando at 917-843-9076 or Melissa Colabella at 914-438-0139 or visit landolistings.com.

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H W O E M N , E R A E Y W

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new year always signifies a fresh start, a time to reset and move forward. I think everyone this year could not wait to see 2020 go. 2021 will definitely have its challenges, especially the first half before we can all get vaccinated and fully resume our lives. However, everything is definitely looking brighter. The coronavirus pandemic had many of us rethinking priorities and what would be important to us once the pandemic is over. How we want to live and work has undergone a huge transformation and will be affecting us for many years. After isolating for almost a year, my husband and I realized that the home we raised our children in and lived in for almost 30 years was no longer going to suit the lifestyle we wanted as we moved forward into 2021. We realized we were living in too few of the rooms in our house, so we decided to accelerate our plans to move to New York City a few years earlier. We put our home on the market this past fall and it was quickly purchased by a young couple with a family. We were so delighted that our home would have a young family in it. The house was a family home and we were thrilled it would continue to be one. Still, downsizing from a five-bedroom house to a two-bedroom apartment in the city was a challenge. As a designer, I am almost always curating and adding furnishings and artwork to my clients' homes. Most times clients are starting from scratch. I would not be starting from scratch. It would be too difficult for me to part with beloved pieces of furniture and artwork that we have collect-

ed over the years. That being said, some furniture pieces work out more effectively in a new space than others. Seeing your pieces in a different space and light makes you realize that no matter how “good” your furniture is, no matter how careful you are with your pieces, many may need to be repaired, refinished, reupholstered or replaced. When you refresh and move furniture and artwork around, they’ll look new in a different setting. When you take the additional steps of changing the colors in your rooms and reupholstering the furniture, you are creating a new frame of reference. Adding in some completely new pieces to replace pieces that just no longer fit your new space is the chance to bring in some newer design trends. Don’t be afraid to eliminate the pieces that just don’t work. Be objective when pieces are not working and get rid of them. The most challenging issue for me was the lack of storage space in an apartment compared to a house. One trick I have learned over the years is that as many pieces of furniture that can have storage space with doors should be part of your design. It reduces clutter and makes your space feel more organized. Every single inch must be utilized: One of my antique armoires in the living room that held many beautiful sets of porcelain plates (now in storage) holds my overflow of boots and shoes. Even though we did reduce and shed many of our things, we still have a storage unit filled with items we will need to dispose of over time. This new start in the city feels completely right for us at this time. With a new space, less “stuff” to worry about or take care of, we are poised to enjoy the city and travel once the pandemic is under control. The location we picked also affords us a quick route back to our offices in Westchester County and Greenwich. The pandemic brought into focus what is important and the ways to refocus energy, creativity and renewal. Whether you are planning a move to a larger or smaller space or a totally new location, now may be a great time to do it. Truly there is no time like the present and if the pandemic has taught us anything it is that. Warm wishes for a happy New Year. Stay healthy and safe and enjoy being home. For more, call 203-661-4700 or visit camidesigns.com.

For some, it’s time to move to — or back into — the city. For others, the “move” might be a refresh in the Pantone color of the year — gray.

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walled-in residential enclave, spanning 2.88 acres, offers an elevated landscape to match an elevated lifestyle. Setting a new standard for play, the elegant 13,283-square-foot home captures the grace of indoor-outdoor living with an exceptional backyard centered on a serene reflection pool surrounded by stunning, one-of-a-kind foliage, balmy coconut palm trees, tropical leafy plants and thousands of native trees and plants in an expansive botanical garden. The main estate has five bedrooms, four bathrooms and two half-baths, while the detached guesthouse has three bedrooms and a sitting area upstairs, with two offices, a kitchenette and a gym downstairs, plus a loggia leading to a four-car garage. Itâ&#x20AC;&#x2122;s all within walking distance to the shops and restaurants of Coconut Grove and yours for $17,500,000. For more, contact Dennis Carvajal at edcarvajal@onesothebysrealty.com or 786-255-3334.

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his gated 8,192-squarefoot gem offers panoramic views of Coconut Grove and Key Biscayne off S. Bayshore Drive. Lush plantings embellish the European style courtyard with its focal fountain and driveway of old St. Louis brick.

editerranean home through a carved, 10-foot-tall portal with beveled glass and iron ornamentation, flowing through airy spaces created for entertaining. They include a paneled library with a handsome bar and a saltwater aquarium, a living room thatâ&#x20AC;&#x2122;s separated from the library by a wall with a stately stone fireplace and a 1,600-square-foot primary bedroom suite with a sitting room and fireplace, an office and a bathroom. (There are five bedrooms and five and a half bathrooms in all.) The spacious guest wing is ideal for older children, in-laws or a home office. Meanwhile, covered terraces look out onto breathtaking views. Amenities include a house generator and a new dock large enough to accommodate an 80-foot boat. For more on this property, which lists for $9,800,000, contact Gabriela Dajer at egdajer@onesothebysrealty.com or 786-290-3832.

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Trucking company accuses New York lender of usury BY BILL HELTZEL bheltzel@westfairinc.com

trucking company claims that the merchant cash advance industry charges usurious loans under the guise of helping small businesses grow and prosper. Emba Transportation Inc. and owner Elmir Kocan demanded restitution from 800Fund.com for a $136,000 loan, in a Jan. 6 complaint filed in Westchester Supreme Court. “800Fund is one of the growing number of merchant cash advance companies whose entire model preys upon struggling small businesses,” the lawsuit states. 800Fund’s attorney, Joseph Sussman, responded in an email that both sides have amicably resolved all claims. The settlement has not yet been publicly docketed. Neither party to the lawsuit is from Westchester. Emba is based in Auburn, Georgia. 800Fund is based in New York City. But merchant cash advance companies had been taking advantage of liberal New York laws to enforce loan guarantees, according to the complaint, and 800Fund filed Kocan’s and Emba’s guarantee in Westchester. New York has since amended its laws to prohibit such forum shopping. In 2016, Kocan needed capital to cover overhead, expense and liabilities for an expanding business, according to the complaint, and 800Fund promised to help him grow by solving Emba’s cash flow needs. Kocan signed a Future Receivables Sales Agreement. He received $135,811 and agreed to pay back $197,850, at $1,644.44 per day for 120 days. The interest rate was ostensibly 10.7% of Emba’s daily receipts, but the effective

rate, according to the complaint, was 99%, “which constitutes criminal usury” under New York law. Kocan claims that cash advances are called future receivables sales agreements to disguise the true nature of the transactions and circumvent usury laws. Borrowers are required to sign confessions of judgment that lenders use to enforce payments. Emba quickly fell short on the daily payments, and 800Fund filed the confession of judgment in Westchester in November 2017. The court issued a $267,447 judgment, including $53,444 in legal fees, the same day. A year later, Emba filed for Chapter 11 bankruptcy protection. It closed doors in December 2018, according to the complaint, “ultimately driven to financial ruin at the hands of this predatory lender, and others.” The “others” may refer to other cash advances that Kocan does not disclose in the lawsuit. The 6th Avenue MCA Fund, for instance, also filed a confession of judgment in Westchester in 2017 and won a $29,383 judgment against Kocan and Emba. Bankruptcy claims were filed by Advantage Funding Commercial Capital Corp., $498,859; Funding Strategy Partners, $166,030; JB&B Capital, $143,426; Commercial Credit Group, $134,229; and Kash Capital, $47,397. Kocan levels several charges at 800Fund, including fraud, in the current lawsuit. He asked the court to cancel the 2017 judgment, the confession of judgment and other supporting documents. Sussman, the attorney for 800Fund, did not disclose the terms of the settlement. Nassau County attorney Kenneth H. Dramer represented Kocan and Emba.

New year. New opportunities. Let’s get started. It’s time to consider a bank that can help you make the most of opportunity. A bank with experienced professionals that know how your local market operates. And a bank with the insight, technology and products to not only help your business survive the unexpected, but also make sense of a new business landscape. Contact us today to learn more about how we can help your company make the most of the year ahead.

Wealth Enhancement Group acquires Reby Advisors BY PHIL HALL phall@westfairinc.com

eby Advisors, a Danbury-based independent registered investment adviser with approximately $727 million in client assets, has been acquired by Wealth Enhancement Group, an independent wealth management firm headquartered in Minneapolis. The financial terms of the transaction were not publicly disclosed. Founded in 1989, Reby Advisors provides investment strategies to small-business owners, pre-retirees and retirees. The practice includes six financial advisers and specializes in investment management, income generation, Social Security and Medicare strategies, and financial, retire-

ment, tax, education and legacy planning services. “When we entered the process of identifying a strategic partner to help propel the next stage of our growth, Wealth Enhancement Group quickly rose to the top as the best overall fit for our culture and the needs of our firm — from its industry-leading technology offerings to its expertise in driving economies of scale and top-line growth,” said Robert Reby, company founder and CEO. “Most importantly, Wealth Enhancement Group shares our commitment to providing our clients a high-quality service experience while helping them work towards their long-term objectives. Wealth Enhancement Group’s story is one of consistent success, and we are thrilled to partner with them as we start our next chapter.”

Visit one of our branches or call to connect with a local expert. Doug Smith Fairfield County | 203-359-6021 Joe McCoy Westchester County | 914-461-0069 peoples.com/business

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Good Things CHARTER REALTY SCORES NEW RETAIL LEASE Charter Realty & Development in Westport recently announced that Scott Edlitz, on behalf of LabCorp (NYSE: LH), has secured a retail lease in New York City with the landlord, LIHC Investment Group. The 6,850-square-foot facility opened at 4 E. 107 St. between Madison and Fifth avenues, on Friday, Jan.15. The location is ideal for LabCorp due to its close proximity to Mount Sinai Hospital and the Lakeview Apartments. LabCorp provides leading-edge medical laboratory tests and services through a national network of primary clinical laboratories and specialty testing laboratories. With more than 50,000 employees worldwide, its corporate headquarters is in Burlington, North Carolina. Edlitz joined Charter Realty in 2018 to focus on retail sales and development. He has more than 20 years of experience in representing owners, developers and tenants in the metro New York and New Jersey areas.

LOOKING FOR M.S. OR PH.D. ASSISTANTS Dr. Ashley Helton on behalf of the Water Monitoring Group, Connecticut Department of Energy and Environmental Protection is recruiting an M.S. or Ph.D. student at the University of Connecticut to be part of a team in her lab focused on understanding patterns of land-use legacies in the Long Island Sound watershed and how those patterns influence stream and groundwater chemistry and stream ecosystem function. Top candidates should have a Bachelor of Science degree (or Master of Science degree if applying to the Ph.D. program) in a related discipline (natural resources, environmental science, ecology, chemistry, etc.) and strong field and laboratory experiences. Ideally, the candidate will be available to start in May or June 2021. Review of candidates will begin Feb 1 and continue until the position is filled. To apply, contact Helton at ashley. helton@uconn.edu with the following information: CV (including GPA), contact information for three professional references and a brief statement of research experience, interests and career goals. Information for these features has been submitted by the subjects or their delegates.

JANUARY 25, 2021

HGAR ACCEPTING APPLICATIONS FOR 2021 FUNDING

Elizabeth A. Haas

BANKRUPTCY LAW VETERAN JOINS SCARSDALE FIRM HGAR Foundation online live cooking demonstration fundraiser.

The Hudson Gateway Realtor® Foundation, the charitable arm of the Hudson Gateway Association of Realtors, is gearing up for another year of providing financial assistance to those organizations dedicated to helping the needy in the New York metro area and elsewhere. The organization donated a total of $40,000 to 20 charities and nonprofit organizations throughout the Hudson Valley and beyond in 2020. “We are thrilled to be able to provide help to all of the wonderful nonprofit organizations that continue to make a difference in the lives of individuals and families in our communities,” said Mary-

ann Tercasio, president of the HGAR Foundation. “We are extremely grateful for the generosity of our Realtor members, colleagues and sponsors who have made all of these donations possible.” Despite the COVID pandemic, the Foundation managed to hold several virtual fundraising events, including a cooking demonstration, various online fundraising events and a holiday concert. “While we were disappointed that we could not hold our popular Pub Nights and a major gala this year, we are delighted that we were still able to raise funding from our online events,” said Bonnie Koff, chair of the fundraising

committee. The Foundation is now seeking applications from charities and nonprofits for 2021. For more information or to apply for funding from the Foundation, visit hgrealtorfoundation.com. The Hudson Gateway Association of Realtors® is a not-for-profit trade association representing more than 13,000 real estate professionals doing business in Westchester, Putnam, Rockland, Orange and Sullivan counties, as well as the Bronx and Manhattan. It is the second largest Realtor® Association in New York and one of the largest in the country.

VALENTINE’S DAY PROJECT Penny Lore, executive director of Parsonage Cottage Senior Residence in Greenwich has announced the “To My Valentine” project, requesting Valentine’s Day cards for the residents. Older adults need to stay connected to friends and family, but the residents at Parsonage Cottage, a division of Greenwich Communities, don’t have in-person face-to-face contact with their loved ones. In the spring, a technology drive by the Parsonage Cottage Fundraising and Junior Advisory Boards resulted in 30 donated iPads, which has helped residents stay Connected, but Lore would like to make this upcoming holiday special for Parsonage residents. “This past year has been a challenging time for everyone, but it has been especially difficult for those who live in senior homes like Parsonage,” said Lore. “For their own safety, the residents have had minimal contact with their families and friends, which has unfortunately left many of them feeling isolated and alone.” Lore’s thought behind this event was to send a little love to the Parsonage residents and a reminder that they always FCBJ

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Elizabeth A. Haas has joined the law firm of Kirby Aisner & Curley LLP in Scarsdale as of counsel. She will concentrate her practice on bankruptcy and debt restructuring. In her own practice for more than 40 years Haas has vast experience representing individuals and businesses in all types of bankruptcies. A skilled litigator, she has earned the respect of the judiciary and her colleagues alike. She also served as the village justice for the village of Hillburn in Rockland County for 27 years. Haas received her Juris Doctorate from New York Law School and is admitted to practice law in New York state. The women-owned law firm of Kirby Aisner & Curley focuses in the areas of corporate and individual bankruptcy, restructuring, real estate, commercial transactions, foreclosure defense and mortgage modification.

MAGIC SPACE INSTALLATION AT LEGOLAND

Parsonage Cottage senior resident Katherine.

have support and love, especially during such a sweet holiday. Lore is encouraging community members, schools, churches, etc., to write Valentine’s Day cards that can be dropped off or mailed to Parsonage Cottage and will be given to the residents on Sunday, Feb. 14.

The collection of Valentine’s Day cards will run through Wednesday, Feb. 10. Those wishing to participate will have the option to either mail their cards by Feb. 8 to “To My Valentine,” 88 Parsonage Road, Greenwich, CT 06830, or drop them off in the collection box on the front porch.

LEGOLAND New York Resort has partnered with HONOR, a not-for-profit service that provides temporary housing, food and counseling to Orange County residents and children’s charity Merlin’s Magic Wand, to launch a brand new Merlin’s Magic Space installation – a specially designed room for children who are prevented from visiting Merlin Entertainments attractions due to life circumstances, disability or adversity. This is the 10th Merlin’s Magic Space to open in the US and the 50th in the world. The new space opened with a launch ceremony Jan. 15 at 38 Seward Ave., Middletown, New York. The Merlin’s Magic Space offers disadvantaged Orange County families a place to experience the magic of LEGO© play in a comfortable, sensory-friendly environment. The space will serve as a LEGO building area by day and a children’s movie theater in the evening

CLEARVIEW CAPITAL ACQUIRES MBI INDUSTRIAL MEDICINE

WARTBURG MARKS FIRST COVID-19 VACCINATIONS

Kristen N. Gizzi

WCA ELECTS NEW DIRECTOR FOR BOARD The Westchester County Association (WCA), a regional development and business advocacy organization, has elected Kristen N. Gizzi, general counsel for ECCO III Enterprises Inc. (a Westchester-based heavy highway, environmental and infrastructure construction company), director of real estate for ECCO Development LLC Yonkers and executive director of Litchfield Crossings, New Milford, Connecticut, to its board of directors. Commenting on the election of Gizzi, the WCA Board said, “As the leading independent voice of Westchester’s professional community, we’re excited to welcome talented and diverse leaders. Their skills, expertise and deep connections within the regional business community will help WCA continue driving economic development and provide top leadership across the region.” Gizzi serves on the boards of The Corporation for New Milford Economic Development and The New Milford Chamber of Commerce. A Katonah resident, Gizzi is president of the Board of Directors of Hope’s Door, a Westchester based nonprofit assisting domestic violence victims and is co-facilitator at The Phoenix and The Rose.

In the fight against Covid-19, Wartburg in Mount Vernon administered its first vaccinations. One to Icy Bryan a skilled nursing facility resident and Lavern Goldson-Barnes, a licensed practical nurse and union delegate. The initial shipment of vaccines were offered to all nursing home residents and one third of the nursing home staff following New York’s priority orders. Bryan (92) a resident of Waltemade Care Center has lived at Wartburg since June 2019. Wartburg President Dr. David J. Gentner, said “The organization has been given enough vaccine for all nursing home residents and one third of nursing home staff following the distribution priority of our federal and state public health authorities.” The Covid-19 vaccine is available at no cost and it is not mandatory for anyone, although public health officials believe it is health care workers’ best defense against the deadly virus. “For the first time in nine months it feels like our lives matter and the work we do matters. We are ending a terrible year with renewed certainty that the angels are with us,” said Gentner.

Lavern Goldson-Barnes, LPN, receives Covid vaccine.

Located in Westchester County, Wartburg offers integrated, comprehensive senior residential and health care services. Unlike conventional retirement communities, Wartburg provides a wide range of services to both

residents living on their 34-acre campus and people in their own homes. Wartburg also provides caregiver support at every stage with an array of options to find the level of care that considers the whole family.

BARNES & NOBLE COLLECTS MORE THAN 3,000 BOOKS FOR UNITED WAY

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FAMILY GAME NIGHT Games, coloring pages, kid-friendly snacks and adult beverages — a family-friendly way to spend a cozy winter’s evening in support of Breast Cancer Alliance Research Grants for 2021. And, if you choose, the chance to play in nationwide Bingo, Friday, Feb. 19 at 6 p.m. Game packages start at $100; sponsors at $300. For information and reservations visit https://breastcanceralliance.org/events. The Breast Cancer Alliance goal is to improve survival rates and quality of life for those impacted by breast cancer through better prevention, early detection, treatment and cure.

Clearview Capital Fund IV LP in Stamford and its affiliates (Fund IV) recently announced the recapitalization, in partnership with management, of MBI Industrial Medicine Inc. and its affiliates. Headquartered in Phoenix, Arizona, MBI is a leading provider of occupational injury care services in the state. Through its nine freestanding clinics, the company offers employers an integrated care model, which includes work-related injury care and physical therapy rehabilitation, in addition to employment physical exams, testing and screening. MBI is led by Brian O’Hayre, its CEO, and was founded in 1982 by O’Hayre’s father, Dr. Walter O’Hayre. Fund IV partnered with Brian O’Hayre and management to recapitalize the business and provide additional capital to support the company’s organic and acquisition growth initiatives. “We are thrilled to be partnering with Brian and the entire MBI team,” said Matt Rumilly, partner at Clearview Capital. “We believe the company has significant growth potential within Arizona and that its success can be replicated in many other markets throughout the Southwestern U.S. and beyond.” “The MBI team has built a differentiated business model that delivers exceptional results for its employer customers, getting their employees back to work with a focus on comprehensive and cost-effective care, as well as industry-leading service,” added Bill Case, partner of Clearview Capital. MBI is the fifth platform investment in Fund IV, a $550 million committed fund raised in 2018.

Jonathan Castro

Store Manager Jonathan Castro of the Barnes & Noble in Yonkers gives the first allotment of books from the book drive to the United Way of Westchester and Putnam. United Way of Westchester and Putnam (UWWP) received 3,371 books for its 2020 Holiday Book Drive held by Barnes & Nobel stores in Eastchester, White Plains and Yonkers. The new children’s books were purchased by customers and do-

nated to United Way. “We are grateful to be the recipient of Barnes & Nobel’s 2020 Holiday Drive, which was supported by the generosity of our neighbors who shopped at local stores,” said Tom Gabriel, president and CEO of UWWP. “Education and student support are one of the pillars of United Way’s mission. We know that books, actual books, are an

important tool for child development…. These books will help children from low- to moderate-income households that are 61% less likely to have books readily available to them.” Through its United2Read program, UWWP collected and distributed more than 15,000 books across the region to more than 5,000 underprivileged children, from birth to age five, in 2020. FCBJ

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See Africa as only an insider can Bring your camera and learn how to capture some amazing moments. 10-DAY KENYA SAFARI, NOVEMBER 2019 africaphototours.com

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Facts & Figures U.S. BANKRUPTCY COURT White Plains & Poughkeepsie Local business cases, Jan. 13 - 19 R. Edge Contracting, Pomona, 21-22015-RDD: Chapter 11, assets $2,625,422, liabilities $3,978,589. Attorney: Michael A. Koplen. Committee of Unsecured Creditors vs. Officers and Trustees of The College of New Rochelle, 21-7002-RDD: Adversary proceeding, The College of New Rochelle, Chapter 11. Attorneys: David B. Newman, Matthew Canini. Carol S. Guagenti, New Rochelle, doing business as Devinely Inspired Painting, 21-22017-RDD: Chapter 7, assets $277,956, liabilities $158,015. Attorney: Rick Cowle. Focus Publications Inc., Rhinebeck, 21-35030-CGM: Chapter 7, assets $2,800, liabilities $47,634. Attorney: Ronald R. Tomlins. Daniel Ventricelli, New York City vs. Velda Nicklin, Newburgh, 21-9000-CGM: Adversary proceeding, recovery of property, William F. Nicklin, Chapter 7. Attorney: Alec P. Ostrow. Daniel Ventricelli, New York City vs. Anthony Pascale, Highland and William Nicklin, Newburgh, 21-9001-CGM: Adversary proceeding, recovery of property, William F. Nicklin, Chapter 7. Attorney: Alec P. Ostrow.

Items appearing in the Fairfield County Business Journalâ&#x20AC;&#x2122;s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken.

Daniel Ventricelli, New York City vs. Blockbridge Networks, Cambridge, Massachusetts, 21-9002-CGM: Adversary proceeding, recovery of property, William F. Nicklin. Chapter 7. attorney Alec P. Ostrow. Daniel Ventricelli, New York City vs. Last Resort Holdings, Newburgh, et al, 21-9003-CGM: Adversary proceeding, recovery of property, William F. Nicklin, Chapter 7. Attorney: Alec P. Ostrow.

U.S. DISTRICT COURT White Plains Local business cases, Jan. 13 - 19 Ivan Romera, Bronx, et al, vs. AA Jedson Company, Rye Brook, et al 21-cv-288-KMK: Class action, Fair Labor Standards Act, attorney Louis Pechman. Kathy Nickerson, Montgomery vs. Par Environmental Corp., Suffern, et al, 21-cv-312-PMH: Americans with Disabilities Act. Attorney: Rachel De Orio. Angela Gilkin, Maryland vs. Major Energy Electric Services, Orangeburg, 21-cv-356-VB: Class action, fraud. Attorney: Steven L. Wittels.

ON THE RECORD

Don Brown, White Plains vs. Westchester Community Opportunity Program Inc., Elmsford, 21-cv-404-CS: Job discrimination. Attorney: Howard T. Schragin.

DEEDS Above $1 million 23 South Division Street Realty LLC, Ossining. Seller: Shylas Weight Watchers Delight Inc., New Rochelle. Property: 23 S. Division St., New Rochelle. Amount: $1.6 million. Filed Jan. 12. 25 Hunt Place LLC, Rye. Seller: Kathleen Fitzwilliam, Rye. Property: 25 Hunt Place, Rye. Amount: $1.3 million. Filed Jan. 12. 470 South Fifth Avenue Corp., Mount Vernon. Seller: Sandford Terrace LLC, Scarsdale. Property: 21 W. Sandford Blvd., Mount Vernon. Amount: $4.7 million. Filed Jan. 12. 6 Richardson Lane LLC, New York City. Seller: 61 Grandview Development LLC, Purchase. Property: 6 Richardson Lane, Harrison. Amount: $2.5 million. Filed Jan. 12. Arthouse WP Developments LLC, Brooklyn. Seller: Esplanade of White Plains Venture Partnership, White Plains. Property: 1 Lyon Place, White Plains. Amount: $8.2 million. Filed Jan. 14.

Trustees of the National Retirement Fund, White Plains vs. Marin Cleaners Inc., San Rafael, California, 21-cv-385-VB: Labor E.R.I.S.A. Attorney: David C. Sapp Jr.

Arthouse WP Developments LLC, Brooklyn. Seller: EWP Parters LP, New York City. Property: 1 Lyon Place, White Plains. Amount: $10.2 million. Filed Jan. 14.

Chevon Velez vs. Best Internal Medicine P.C., Washingtonville, et al, 21-cv-388: Job discrimination. Attorney: Dorina Cela.

Arthouse WP Developments LLC, Brooklyn. Seller: UB-WPH LLC, New York City. Property: 1 Lyon Place, White Plains. Amount: $2 million. Filed Jan. 14.

Denise Wray vs. Westchester Medical Center Advanced Physician Services PC, et al, 21-cv-394: Job discrimination. Attorney: Dorina Cela.

FAP Holdings LLC, Bronx. Seller: 861 Franklin Avenue LLC, Thornwood. Property: 859 Franklin Ave., Mount Pleasant. Amount: $1.3 million. Filed Jan. 11.

Jackson Terrace Preservation LLC, New York City. Seller: Herriot Street Housing LP, Peekskill. Property: 150 Riverdale Ave., Yonkers. Amount: $33.5 million. Filed Jan. 14. JMP RE1 LLC, New York City. Seller: Stephan Forstmann, et al, White Plains. Property: 116 Altamont Ave., Greenburgh. Amount: $1.8 million. Filed Jan. 14. Kingsley Housing Development Fund Company Inc., White Plains. Seller: Kingsley House Inc., White Plains. Property: 41 Barker Ave., White Plains. Amount: $5.4 million. Filed Jan. 12. Kirby Preservation LLC, Rye. Seller: Robert Talt, et al, Rye. Property: 50 Kirby Lane, Rye. Amount: $1.1 million. Filed Jan. 12. LD Acquisition Company 20 LLC, El Segundo, California. Seller: DRE Croton LLC, Atlanta, Georgia. Property: 200 Croton Ave., Cortlandt. Amount: $2.5 million. Filed Jan. 14. MHC 109 Hastings-on-Hudson New York LLC, Brooklyn. Seller: JAC Assoc LLC, Hastings-on-Hudson. Property: 1337 Saw Mill River Road, Greenburgh. Amount: $8.9 million. Filed Jan. 12.

westchester county

Below $1 million 148 Bushey Avenue LLC, White Plains. Seller: Jean Spivey, Yonkers. Property: 148 Bushey Ave., Yonkers. Amount: $356,600. Filed Jan. 11. 609 and 801 Midland LLC, Yonkers. Seller: Seong Ho Jeong, et al, Bronxville. Property: 1376 Midland Avenue 601, Yonkers. Amount: $480,000. Filed Jan. 15. 634 Mamaroneck LLC, Armonk. Seller: AJM Family Property Corp., White Plains. Property: 634 Mamaroneck Ave., White Plains. Amount: $900,000. Filed Jan. 14. 65 Old Bedford LLC, Goldens Bridge. Seller: town of Lewisboro, South Salem. Property: 65 Old Bedford Road, Lewisboro. Amount: $500,000. Filed Jan. 11. BGRS Relocation Inc., Scottsdale, Arizona. Seller: Jason Alexander Robinson, et al, Yorktown. Property: 444 Fisher Pond Road, Yorktown. Amount: $665,000. Filed Jan. 11. Bradley C. LLC, Elmsford. Seller: Juan Serrano, White Plains. Property: 17 Charles St., White Plains. Amount: $280,000. Filed Jan. 13.

Sowin4 LLC, Tuckahoe. Seller: Matthew Mariani, et al, Tuckahoe. Property: 118 Sagamore Road, Eastchester. Amount: $1.1 million. Filed Jan. 12.

Kisco Property Group LLC, Mount Kisco. Seller: 121 Smith Ave LLC, Bedford. Property: 121 Smith Ave., Mount Kisco. Amount: $410,000. Filed Jan. 14.

Spirit X LLC, New York City. Seller: Steven Kase, et al, Katonah. Property: 359 Mount Holly Road, Bedford. Amount: $3.1 million. Filed Jan. 14.

LFE II LLC, New Rochelle. Seller: Dario Navarrete, New Rochelle. Property: 491 Fifth Ave., New Rochelle. Amount: $385,000. Filed Jan. 13.

William Harley LP, New York City. Seller: Gregory A. Warner, et al, Hastings-on-Hudson. Property: 2 Wagner Place, Greenburgh. Amount: $1.1 million. Filed Jan. 12.

MJD Contracting Corp., Yorktown. Seller: Helene M. Greenberg, Elmsford. Property: 45 Randolph Road, Greenburgh. Amount: $347,000. Filed Jan. 11.

Yorktown Heights Realty LLC, Garden City. Seller: 1711 Front Street Yorktown LLC, et al, Ronkonkoma. Property: 1711 Front St., Yorktown. Amount: $1.8 million. Filed Jan. 12.

Promed Consulting Inc., Mahopac. Seller: Tommy Feroce, et al, Peekskill. Property: 6309 Villa at the Woods, Peekskill. Amount: $143,650. Filed Jan. 12.

Safta Marine LLC, Mohegan Lake. Seller: SLH Leasing LLC, Croton-on -Hudson. Property: Route 9 Hudson River, A-25, Cortlandt. Amount: $40,000. Filed Jan. 12. Suez Sewer New York Inc., Paramus, New Jersey. Seller: Heritage Hills of Westchester LLC, Southbury, Connecticut. Property: 9 Heritage Hills, Somers. Amount: $200,000. Filed Jan. 15. Westchester Land Trust Inc., Bedford Hills. Seller: Charles H. Prioleau, West Chester, Pennsylvania. Property: Gloucester Place, New Rochelle. Amount: $270,000. Filed Jan. 11.

JUDGMENTS 150 W. 82nd Street Realty Associates LLC, New York. $5,385 in favor of Sprague Operating Resources LLC, Harrison. Filed Jan. 14. All County Funeral Service Inc., Hawthorne. $42,883 as claimed by Trustees of the Local 813 Insurance, Long Island. Filed Jan. 12. Medex Diagnostic and Treatment Center LLC, Forest Hills. $5,971 in favor of A and P Coat, Mount Vernon. Filed Jan. 12. Preferred Elevator Inc., Union City, New Jersey. $9,389 in favor of Benfield Electric Supply Inc., White Plains. Filed Jan. 13. White Plains Ambulatory Surgery Center LLC, White Plains. $28,735 in favor of Zimmer US Inc., Warsaw, Indiana. Filed Jan. 12. Wine Time New York Inc., South Salem. $31,120 in favor of Opici Wine Company Inc., Glen Rock, New Jersey. Filed Jan. 13.

Questions and comments regarding this section should be directed to: Larry Miles c/o Westfair Communications Inc. 701 Westchester Ave, Suite 100 J White Plains, N.Y. 10604-3407 Phone: 694-3600 â&#x20AC;˘ Fax: 694-3699

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Facts & Figures LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed. Kellam, Christopher, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $236,000 affecting property located at 644 Kissom Road, Peekskill 10566. Filed Jan. 15. Warburton 476 Corp., et al. Filed by Fenco Associates and Soonae Sakow. Action: seeks to foreclose on a mortgage to secure $275,000 affecting property located at 476 Warburton Ave., Yonkers. Filed Jan.12.

MECHANICâ&#x20AC;&#x2122;S LIENS 14 the Circle LLC, as owner. $254,965 as claimed by SA Rock Corp., Monsey. Property: in New Rochelle. Filed Jan. 14. Mejia, Jocelyn, et al, as owner. $2,008 as claimed by Nicholas L. Faustini Architect PC, Yonkers. Property: in Yonkers. Filed Jan. 14.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

SOLE PROPRIETORSHIPS Ashbetzan the Handyman, 39 Osborne St., White Plains 10606, c/o Frank S. Valencia Baca. Filed Aug. 5. Belle Glam, 4 Martine Ave., White Plains 10606, c/o Katerine Portillo. Filed Aug. 5. Capri Stylz, 273 Franklin Ave., Mount Vernon 10553, c/o Capri Morris. Filed Aug. 4.

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Cleoâ&#x20AC;&#x2122;s Services, 179 Warren Ave., White Plains 10603, c/o Cleopatra Bowen. Filed Aug. 6. Denise Crockett, 450 S. First Ave., Mount Vernon 10550, c/o Denise Crockett. Filed Aug. 5.

Sevan Basil, Ph.D., 111 Southside Ave. , No. 4, Hastings-on-Hudson 10706, c/o Sevan I. Basil. Filed Aug. 5. Sinchi Engineering, 807 Main St., Apt. 8E, Peekskill 10566, c/o Claudio Sinchi. Filed Aug. 4.

Donn Jones Consultant, 65 Highland, Suite 2, Second floor, New Rochelle 10801, c/o Donn Jones. Filed Aug. 6.

Sinchi Organization, 807 Main St., Apt. 8E, Peekskill 10566, c/o Claudio Sinchi. Filed Aug. 4.

Efren Painting, 24 Wappanocca Ave., A, Rye 10580, c/o Efren Alvarez. Filed Aug. 5.

Susan D. Gombos, 260 Garth Road, Apt. 2H5, Scarsdale 10583, c/o Susan D. Gombos. Filed Aug. 7.

Hair We Come, 8 Mohawk Trail, White Plains 10603, c/o Sandra E. Daly. Filed Aug. 4.

Symister K, 327 N. Terrace Ave., Apt. 2, Mount Vernon 10550, c/o Kenardo Symister. Filed Aug. 4.

JamZan Creations, P.O. Box 398, Mount Vernon 10551, c/o Janae Danea Brissett. Filed Aug. 6. JLVA Trucking, 132 Cabot Ave., Elmsford 10523, c/o Jorge Luis Vara. Filed Aug. 4. Kingdom Ventures, 230 Kimball Terrace, Yonkers 10704, c/o John Samuel. Filed Aug. 4. LDV Hardwood Service, 47 Eldredge St., Port Chester 10573, c/o Abner O. Villeda Arana. Filed Aug. 7. M. Chuchuca Construction, 28 William St., Apt. 2, Ossining 10562, c/o Manuel Chuchuca. Filed Aug. 7. Mercedes Cleaning, 267 Hawthorne Ave., No., 2B, Yonkers 10705, c/o Gregory Mercedes. Filed Aug. 6. Monolithic Agency, 352 Mamaroneck Ave., Apt. 3B, Mamaroneck 10543, c/o Gerardo Mazariegos. Filed Aug. 7. P and D Concrete, 4 Martine Ave., No. 908, White Plains 10606, c/o Peter Kennedy. Filed Aug. 6.

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PATENTS Automated failover of data traffic routes for network applications. Patent no. 10,896,094 issued to Adam Miedziejewski. Assigned to Mastercard International, Purchase. Computer message routing and processing system and method. Patent no. 10,896,414 issued to Sharon Mohrlock, et al. Assigned to Mastercard International, Purchase. Genetic modification of rats. Patent no. 10,894,965 issued to Jeffrey Lee, et al. Assigned to Regeneron Pharmaceuticals, Tarrytown. Merchant voucher offer processing method and apparatus. Patent no. 10,896,435 issued to Brian Maw, et al. Assigned to Mastercard International, Purchase. Production of fertile XY female animals by silencing of genes on the Y chromosome. Patent no. 10,893,666 issued to Jennifer Schmahl, et al. Assigned to Regeneron Pharmaceuticals, Tarrytown.

System and method for managing events. Patent no. 10,896,453 issued to Arunmurthy Gurunathan. Assigned to Mastercard International, Purchase. Systems and methods for detecting out-of-pattern transactions. Patent no. 10,896,424 issued to Christopher Merz. Assigned to Mastercard International, Purchase. Systems and methods for detecting collusion between merchants and cardholders. Patent no. 10,896,422 issued to Manoneet Kohli. Assigned to Mastercard International, Purchase. Systems and methods for identity validation and verification. Patent no. 10,896,477 issued to Sandeep Malhotra, et al. Assigned to Mastercard International, Purchase.

HUDSON VALLEY BUILDING LOANS Above $1 million R and B Renaissance Realty LLC, as owner. Lender: Housing and Healthcare Finance LLC. Property: in Hyde Park. Amount: $6.3 million. Filed Jan. 15.

Below $1 million 201810WY-28 LLC, Brewster, as owner. Lender: Rehab Financial Group LP, Rosemont, Pennsylvania. Property: 29 Jerome Drive, Patterson 12563. Amount: $99,750. Filed Jan. 11.

Amend Business Group LLC, New Windsor, as owner. Lender: Mid-Hudson Valley Federal Credit Union, Kingston. Property: 9 and 11 Knight Court, New Windsor 12553. Amount: $851,250. Filed Jan. 14. Berkowitz, James M., et al, New Windsor, as owner. Lender: Walden Savings Bank, Montgomery. Property: in Cornwall-on-Hudson. Amount: $431,500. Filed Jan. 12. Contreras, Bret T., et al, Pine Bush, as owner. Lender: Walden Savings Bank, Montgomery. Property: in Crawford. Amount: $300,000. Filed Jan. 15. DMS Morganview Realty LLC, as owner. Lender: Bank of Greene County. Property: in Poughkeepsie. Amount: $783,750. Filed Jan. 14. Heins, Taylor, et al, Kingston, as owner. Lender: Mid-Hudson Valley Federal Credit Union, Kingston. Property: 13 Varun Lane, Lake Katrine 12449. Amount: $288,000. Filed Jan. 11. Hunt, Brian, Cornwall-on-Hudson, as owner. Lender: Wallkill Valley Federal Savings and Loan Association, Wallkill. Property: 151 Boulevard, Cornwall-on-Hudson 12518. Amount: $480,000. Filed Jan., 13. Jackson, Daniel J., et al, as owner. Lender: Mahopac Bank. Property: in East Fishkill. Amount: $336,000. Filed Jan. 14. Klausner, Daphne, et al, Philadelphia, Pennsylvania., as owner. Lender: Rondout Saving Bank, Kingston. Property: Lot No.1, Aurora View Road, Saugerties 12477. Amount: $500,000. Filed Jan. 12.

Moore, James, et al, Hurley, as owner. Lender: Rondout Savings Bank, Kingston. Property: 151 Sheryl St., Hurley. Amount: $169,820. Filed Jan. 12. Salsberg, Justin, Astoria, as owner. Lender: Wallkill Valley Federal Savings and Loan Association, Walden. Property: 305 Crescent Ave., Plattekill. Amount: $152,800. Filed Jan. 12. Sautter, Christopher, as owner. Lender: Rhinebeck Bank. Property: in Hyde Park. Amount: $276,000. Filed Jan. 13.

DEEDS Above $1 million 20 Kieffer Lane Realty LLC, Kingston. Seller: Ludwig Properties Inc., Accord. Property: in Ulster. Amount: $1.5 million. Filed Jan. 13. Blue Sky Farm Holding LLC, Poughkeepsie. Seller: Cook Rosebrook 2016 Trust, Wilmington, Delaware. Property: in Stanford. Amount: $2.8 million. Filed Jan. 13. Forest Edge 12 LLC, Monroe. Seller: Forest Estates 28 LLC, Suffern. Property: 5 Mountain Road, Monroe. Amount: $1.1 million. Filed Jan. 13. Foundation Housing NY Housing Development Fund Corp., Rockville, Maryland. Seller: Wells Manor Housing Development Fund Corp., Rhinebeck. Property: in Rhinebeck. Amount: $8 million. Filed Jan. 8. Lees Ln LLC, Dover Plains. Seller: Route 22 Acquisitions LLC, Wingdale. Property: in Dover. Amount: $1.1 million. Filed Jan. 14.

Facts & Figures PDSV Development LLC, Poughkeepsie. Seller: 70A Overocker Road LLC, Poughkeepsie. Property: 70 Overocker Road, Poughkeepsie 12603. Amount: $2.3 million. Filed Jan. 14.

Below $1 million 100 Wells Property LLC, Newburgh. Seller: The Taft Co., West Orange, New Jersey. Property: in Newburgh. Amount: $60,000. Filed Jan. 15. 1133 Taconic LLC, New York City. Seller: Joseph M. Cassin, Purchase. Property: in Pine Plains. Amount: $65,000. Filed Jan. 8. 17 Pine Cone Road LLC, Eastchester. Seller: Johnna Sanzi, et al, Mahopac. Property: 17 Pine Cone Road, Mahopac 10541. Amount: $425,000. Filed Jan. 14. 1820 Russels LLC, Saugerties. Seller: Giuseppe Sireci, Saugerties. Property: 18 Russell St., Saugerties. Amount: $50,000. Filed Jan. 11. 187 Union Street LLC, LaGrangeville. Seller: Robert C. Caccomo, Pawling. Property: in Poughkeepsie. Amount: $845,000. Filed Jan. 14. 201810WY-28 LLC, Cheyenne, Wyoming. Seller: NRZ REO II LLC, New York City. Property: 29 Jerome Drive, Patterson 12563. Amount: $105,000. Filed Jan. 11. 207 Rt 94 LLC, Spring Valley. Seller: PHH Mortgage Corp., Mount Laurel, New Jersey. Property: 207 S. Route 94, Warwick. Amount: $255,000. Filed Jan. 11. 26 Paul Drive LLC, Mahopac. Seller: Robert M. Ryan, Mahopac. Property: 26 Paul Drive, Mahopac 10541. Amount: $737,000. Filed Jan. 13.

2860 Route 208 LLC, Montgomery. Seller: Norabel Inc., Goshen. Property: 2860 and 2866 Route 208, Montgomery 12549. Amount: $375,000. Filed Jan. 19.

Blue Mountain Bungalow LLC, Saugerties. Seller: Jeffrey Zahn, et al, Saugerties. Property: 841 Blue Mountain Road, Saugerties. Amount: $294,000. Filed Jan. 11.

David and Simon Ventures LLC, Brooklyn. Seller: Cesar D. Ariz, Bayonne, New Jersey. Property: 101 N. Beacon St., Middletown. Amount: $115,000. Filed Jan. 15.

Jaxie LLC, Newburgh. Seller: CD Kartiganer Properties LLC, Pompano Beach, Florida. Property: 8 Aldendell Court, Newburgh. Amount: $180,000. Filed Jan. 12.

P. Burnett and Son Inc., Saugerties. Seller: Edward G. Chardavoyne, Saugerties. Property: 560 Blue Mountain Road, Saugerties. Amount: $87,500. Filed Jan. 14.

3 Tzfas LLC, Monroe. Seller: Hershel Lowy, Monroe. Property: 3 Tzfas Road, Unit 211, Palm TreeKiryas Joel. Amount: $390,000. Filed Jan. 15.

Blue Mountain Magic LLC, Yonkers. Seller: Thomas Colello, et al, Saugerties. Property: in Saugerties. Amount: $470,000. Filed Jan. 15.

DRTG Development LLC, Kingston. Seller: James R. Felton, Ruby. Property: in Ulster. Amount: $42,000. Filed Jan. 14.

JSK USA LLC, Wappingers Falls. Seller: Lemco LLC, Poughkeepsie. Property: 72 Airport Drive, 2-1, Wappingers Falls 12590. Amount: $225,000. Filed Jan. 11.

PCF Management LLC, Yorktown Heights. Seller: Alexander Romanov, Carmel. Property: 55 Seminary Hill Road, Carmel 10512. Amount: $290,000. Filed Jan. 12.

Blue Sky Farm Holding LLC, Brooklyn. Seller: Lorin E. Pickering, Stanfordville. Property: in Stanford. Amount: $280,000. Filed Jan. 12.

Dudley Preserve LLC, New York City. Seller: Daniel V. Claypool, et al, Phoenix, Arizona. Property: 2953 Beaverkill Road, Hardenburgh. Amount: $550,000. Filed Jan. 11.

Junder LLC, New Paltz. Seller: 46 Main Street Restaurant New Paltz LLC. Property: in New Paltz. Amount: $430,000. Filed Jan. 15.

Pride Premier Rentals LLC, Red Hook. Seller: John J. Farmer III, et al, Poughkeepsie. Property: in Poughkeepsie. Amount: $329,000. Filed Jan. 11.

E and C Property Holdings North Inc., Flushing. Seller: Elizabeth Dabroski, Wallkill. Property: in Newburgh. Amount: $150,000. Filed Jan. 19.

JYP Properties LLC, Monroe. Seller: James T. Hamlet, et al, New Windsor. Property: 273 Washington St., Newburgh. Amount: $400,000. Filed Jan. 11.

EH Home Buyers LLC, et al, LaGrangeville. Seller: Todd Tancredi, et al, Poughkeepsie. Property: 250 Church St., Poughkeepsie. Amount: $30,000. Filed Jan. 13.

Kamp Properties LLC, Montgomery. Seller: Chambers Family Realty LLC, Montgomery. Property: Goodwill Road, Montgomery. Amount: $105,500. Filed Jan. 11.

Federal National Mortgage Association. Seller: Jean E. Keane, Cape Coral, Florida. Property: 186 Tremper Ave., Kingston. Amount: $154,757. Filed Jan. 15.

Lena Brothers Realty LLC, Yorktown Heights. Seller: Janet Kalish, Richmond Hill. Property: in Pawling. Amount: $410,000. Filed Jan. 11.

Gold Score Properties Inc., Monroe. Seller: Thomas Fox, et al, Stony Point. Property: 23 Prospect St., Highland. Amount: $155,000. Filed Jan. 15.

Little Nine Partners Realty Company LLC, Rhinebeck. Seller: Margaret M. DeCola, Brooklyn. Property: Shookville Road, Milan. Amount: $27,500. Filed Jan. 13.

Habitat HV LLC, New Paltz. Seller: Mimi Lam, New Paltz. Property: in Esopus. Amount: $155,000. Filed Jan. 13.

MBJ Realty LLC, Middletown. Seller: Donald E. Boyce Jr., et al, Wurtsboro. Property: in Wurtsboro. Amount: $90,000. Filed Jan. 19.

3140 Route 22 LLC, Dover Plains. Seller: Mildred R. Whalen, Dover Plains. Property: in Dover. Amount: $185,000. Filed Jan. 14. 53 Maple Avenue LLC, Montgomery. Seller: Robert Sterling Jr., Montebello. Property: in Montgomery. Amount: $65,000. Filed Jan. 15. 677-679 Butts Hollow LLC, Rockville Centre. Seller: John Jakaj, Brewster. Property: in Amenia. Amount: $235,000. Filed Jan. 14. 98 Van Dale LLC, Woodstock. Seller: Charles Dâ&#x20AC;&#x2122;Amato, Fernandina Beach, Florida. Property: 20 Mary Lou Lane, Olive. Amount: $191,000. Filed Jan. 13. AGM Estates LLC, Monroe. Seller: Gold Score Properties Inc., Monroe. Property: 23 Prospect St., Highland. Amount: $200,000. Filed Jan. 15. Alpine Mountain Management LLC, Ellenville. Seller: Tri County Medical Associate PC, Woodridge. Property: in Ellenville. Amount: $130,000. Filed Jan. 14. B E M Nguyen LLC, Newburgh. Seller: Josephine Canfield, et al, Sparrowbush. Property: 12 King St., Port Jervis. Amount: $127,000. Filed Jan. 12. Barran Properties LLC, Carmel. Seller: Emily DiLeo, Wappingers Falls. Property: 1668 Route 9, Apt. 9C, Wappingers Falls. Amount: $77,000. Filed Jan. 11.

Branchwater Inc., Red Hook. Seller: Sarah G. Crow, Beacon. Property: in Milan. Amount: $180,000. Filed Jan. 11. BVD23 Ventures LLC, Dover Plains. Seller: John Guerrero, Poughkeepsie. Property: in Amenia. Amount: $289,000. Filed Jan. 8. Calphonso LLC, Rosendale. Seller: Roy Judson, Hurley. Property: in Rosendale. Amount: $175,000. Filed Jan. 11. Camco Properties Inc., Newburgh. Seller: Motoe Shiratori, et al, New York City. Property: 13 and 17 Johnes St., Newburgh. Amount: $41,000. Filed Jan. 11. Castaldo Brothers Inc., Poughkeepsie. Seller: Gerald Witter, Wallkill. Property: in hyde Park. Amount: $162,500. Filed Jan. 13. Cosmic Justus LLC, Pleasant Valley. Seller: Escapes Realty LLC, Woodstock. Property: 140 and 192 Martin Sweedish Road, Esopus. Amount: $120,000. Filed Jan. 14. Creek Locks Properties LLC, Brooklyn. Seller: Timothy Rein, et al, Rosendale. Property: 1465 Creek Locks Road, Ulster. Amount: $250,000. Filed Jan. 14. CVH Holdings LLC, Sparrowbush. Seller: Buffy Gail LLC, Cornwall-on-Hudson. Property: in Port Jervis. Amount: $715,000. Filed Jan. 12.

Invoss LLC, Middletown. Seller: Karen Nowak, New York. Property: Mandys Road, Minisink. Amount: $185,000. Filed Jan. 13. Jackson Properties LLC, New Hyde Park. Seller: Andoom Development Company Inc., Stamford, Connecticut. Property: in Shawangunk. Amount: $235,000. Filed Jan. 13. Jacs Flips LLC, New Windsor. Seller: Federal Home Loan Mortgage Corp. Property: 562 Upper Mountain Road, Shawangunk. Amount: $95,000. Filed Jan. 13.

Mid Hudson Builders, Stanfordville. Seller: Miguel A. Rosario, Poughkeepsie. Property: in Hyde Park. Amount: $36,000. Filed Jan. 13. Middletown RE LLC, Goshen. Seller: Sebaedin Parlapanov, et al, Middletown. Property: 799 Route 211 East, Middletown 10941. Amount: $400,000. Filed Jan. 14. MTGLQ Investors LP, Greenville, South Carolina. Seller: Mary Buckley, et al, Poughkeepsie. Property: 25 Delano St., Poughkeepsie 12601. Amount: $110,000. Filed Jan. 8.

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Properties of WLD LLC, New Windsor. Seller: Thomas C. Olszewski, et al, New Windsor. Property: 60 Harth Drive, New Windsor. Amount: $150,000. Filed Jan. 13. QBG Capital LLC, Brooklyn. Seller: Clyde McDaniel, et al, Bronx. Property: 192 Gidney Ave., Newburgh. Amount: $45,000. Filed Jan. 15. Renovacore Properties Inc., Hopewell Junction. Seller: Sarah Bainbridge, Bayside. Property: in Poughkeepsie. Amount: $207,000. Filed Jan. 13. RG Duell LLC, Fishkill. Seller: Bronwyn Pait, Aiken, South Carolina. Property: 136 Tally Ho Road, Mount Hope. Amount: $70,000. Filed Jan. 19. Roanoke Properties NY Inc., Monroe. Seller: 250 Mansion Street LLC, Maspeth. Property: 250 Mansion St., Poughkeepsie 12601. Amount: $90,000. Filed Jan. 12. Robmari Corp., Smithtown. Seller: Roberta-Anne Schmitt, Kingston. Property: 244 Marcott Road, Marbletown. Amount: $250,000. Filed Jan. 11. S Royal Holdings LLC, New City. Seller: Abraham Schwartz, Monroe. Property: 135 Fullerton Ave., Newburgh. Amount: $96,250. Filed Jan. 14. Sal Cusa Construction Inc., Highland. Seller: P. We Holdings LLC, Highland. Property: 100 North Road, Lloyd. Amount: $155,000. Filed Jan. 13.

JANUARY 25, 2021

Facts & Figures Springtown Farmland LLC, Walden. Seller: Christopher R. Finnegan, et al, Wallkill. Property: 167 Denniston Road, Gardiner. Amount: $215,000. Filed Jan. 11.

Access and Associates LLC, Lake Katrine. $4,167 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 14.

T and M Real Estate Services LLC, Goshen. Seller: Trustees of the First Presbyterian Church of Goshen, Goshen. Property: 97 Main St., Goshen. Amount: $147,500. Filed Jan. 11.

Alban D Inc., Warwick. $19,124 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 12.

Town of Newburgh, Newburgh. Seller: Mount St. Mary College, Newburgh. Property: in Newburgh. Amount: $700,000. Filed Jan. 11. Trail of the Hemlocks LLC, Garrison. Seller: Solomon J. Fox, Putnam Valley. Property: 16 Trail of the Hemlocks, Putnam Valley 10579. Amount: $238,650. Filed Jan. 13. U.S. Bank N.A. Seller: Cirino M. Bruno, Cochecton. Property: 35 Aqueduct Road, Garrison 10524. Amount: $348,963. Filed Jan. 13. VMJ Properties Group LLC, Brewster. Seller: Fannie Mae. Property: 25 and 27 Fitchett St., Poughkeepsie 12601. Amount: $103,000. Filed Jan. 14.

Alfonso’s Landscaping Inc., Walden. $1,055 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 6. Alteva Inc., Warwick. $7,263 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 12.

Meadow Ave Holding Corp., Wallkill. $735 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 14.

APC Automotive LLC, New Windsor. $670 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 6.

Mor Mor Rita LLC, Hurley. $1,091 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 13.

Balmville Collision Inc., Newburgh. $113,358 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 12.

MTZ Discount Store Inc., Newburgh. $2,856 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 6.

Best Rental Inc., Monroe. $1,584 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 12.

Orange County Choppers Retail LLC, Newburgh. $10,972 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 6.

Cousins Concessions, Highland Falls. $1,192 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 6.

WCM Holdings LLC, Hopewell Junction. Seller: Atlas LLC, New York City. Property: 33 E. Hook Cross Road, East Fishkill 12533. Amount: $90,000. Filed Jan. 11.

Culbreth Hopper Inc., Pine Bush. $12,000 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed Jan. 7.

Wilhelm Road LLC, Brooklyn. Seller: Meltz Realty Corp., Hudson. Property: in Saugerties. Amount: $215,000. Filed Jan. 14.

Depaolos Pizza Bistro, Highland Falls. $1,037 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 12.

JUDGMENTS

Duo Bistro Inc., Kingston. $48,846 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 13.

A Thru Z Farms and Quality Topsoil Inc., Slate Hill. $341,826 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 6.

JANUARY 25, 2021

Golden Height LLC, Middletown. $454 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 6. H and G Landscaping, Middletown. $10,500 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed Jan. 7.

VPP Properties LLC, Newburgh. Seller: Thomas Genova, et al, Pleasant Valley. Property: 34 Raymond Ave., Poughkeepsie 12601. Amount: $610,000. Filed Jan. 11.

A Drywall and Remodeling Inc., Newburgh. $500 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed Jan. 7.

Gezellig LLC, Kingston. $150 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 14.

G and G Family Farm LLC, Middletown. $3,000 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed Jan. 7.

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Printing Express Inc., Washingtonville. $3,378 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 12. Softeck Consulting Inc., Monroe. $35,500 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed Jan. 14. Spencers Garage LLC, Kingston. $8,535 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 14. The Caribbean Taste, Kingston. $1,147 in favor of the New York State Department of Taxation and Finance, Albany. Filed Jan. 13. US Lumber and Building Supply Corp., Monroe. $35,000 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed Jan. 7.

LIS PENDENS

MECHANIC’S LIENS

The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed.

EFG DRA Heritage LLC, as owner. $257,000 as claimed by Northstar Contracting Group Inc., East Hanover, New Jersey. Property: 3532 North Road, Poughkeepsie. Filed Jan. 13.

Cloud, Deena R., et al. Filed by Community Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $183,700 affecting property located at 824 E. Peenpack Trail, Sparrowbush 12780. Filed Jan. 19. Hommel, Debra L., et al. Filed by the State of New York Mortgage Agency. Action: seeks to foreclose on a mortgage to secure $68,800 affecting property located at 7 Hilton Place, Saugerties 12477. Filed Jan. 15. McGowan, Timothy, et al. Filed by Taylor W. Harper. Action: seeks to foreclose on a mortgage to secure $275,000 affecting property located at 1969 Berme Road, Kerhonkson 12446. Filed Jan. 11. Mitropoulos, Maria, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 45 Woodland Trail, Carmel 10512. Filed Jan. 15. Roskowski, Debra, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $161,600 affecting property located at 1880 Route 32, Saugerties 12477. Filed Jan. 13. Thompson, Noel, et al. Filed by Wilmington Savings Fund Society FSB. Action: seeks to foreclose on a mortgage to secure $255,000 affecting property located at 16 North St., Warwick 10990. Filed Jan. 13. Zimiles, Seth, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $136,800 affecting property located at 235 Lucks Road, Greenfield Park 12435. Filed Jan. 11.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

SOLE PROPRIETORSHIPS 4 Seasons Lawn Care, 3 Shadowbrook Lane, Newburgh 12550, c/o Dion Andre Johnson. Filed Dec. 18. Arlene Robin Art, 78 Crossroad Court, Stormville 12582, c/o Arlene Robin Seymour. Filed Jan. 15. Credit Rehab, 29 Silo Farm Place, Middletown 10940, c/o Theresa Merriman. Filed Dec. 18. E-Class Leaning Academy, 45 Barr Lane, Monroe, c/o Ericka T. Bolt. Filed Dec. 11. E3 Vending Services, 45 Barr Lane, Monroe, c/o Ericka T. Bolt. Filed Dec. 11. Elderforce, 20 John St., Kingston 12401, c/o David N. McCarthy. Filed Jan. 11. Grasso Landscaping, 24 Woodside Court, Crawford 10915, c/o Nicolas Grasso. Filed Dec. 14. Infinib Designs, 5 Tano Drive, Highland 12528, c/o Shannon Bergeron. Filed Jan. 8. Jean E. Kalicki, 143 Boyce Road, Glenford 12433, c/o Jean E. Kalicki. Filed Jan. 14. Lakshmi Enterprise, 158 Rock Cut Road, Newburgh 12550, c/o Veenu Munjal. Filed Dec. 11.

Lashley Architectural Services, 17 Prospect St., No. 9, Highland Falls 10928, c/o John Jua Kali Lashley. Filed Dec. 15. Nail and Hair Designs by Tara, 2917 Route 9W, Saugerties 12477, c/o Tara Schatzel. Filed Jan. 8. P.eace L.ove J.ustice Industries, 94 Pearl St., Kingston 12402, c/o Kathleen G. Martinez. Filed Jan. 12. Privilege Management, 93 Farview Road, Carmel 10512, c/o Franklin Soto. Filed Jan. 15. ProFix Solutions, 52 W. Searsville Road, Montgomery 12549, c/o Matthew Alan Fama. Filed Dec. 18. Redline Construction, 948 Scotchtown Collabar Road, Middletown 10941, c/o Michael Ryan Skarren. Filed Dec. 14. Root Metal, 3146 Route 28, Shokan 12481, c/o Aaron Bonestell. Filed Jan. 12. Sanchez Property Maintenance, 4 Cherry Lane, Ellenville 12428, c/o Stanley Sanchez. Filed Jan. 11. Streaming Media Consultants, 280 Route 211 East, Suite 201, Middletown 10940, c/o Adrienne Dawkins. Filed Dec. 15. The Vintage Shop, 222 Route 52, Carmel, c/o Aline Ridings. Filed Jan. 11. Thick Dreams Boutique, 280 Route 211 East, Suite 7, Middletown 10940, c/o Nadiyah N. Rushdan. Filed Dec. 15. Uncut Clothing, 203 Genung St., Apt. 201, Middletown 10940, c/o Destiny Ann McIntosh. Filed Dec. 15. Waterfowlers for Christ, 55 South Drive, Saugerties 12477, c/o Jason Williams. Filed Jan. 8. Woodstock Manor, 3967 Route 212, Lake Hill 12448, c/o Ben Howard. Filed Jan. 13.

Facts & Figures BUILDING PERMITS Commercial 440 Round Hill Road, Greenwich, contractor for 440 Round Hill Road. Remove existing pool at 440 Round Hill Road, Greenwich. Estimated cost: $20,000. Filed December 2020. Blakeslee Arpaia Chapman, Branford, contractor for Sikorsky Aircraft Corp. Encapsulate existing steel tie-back wale in reinforced beam and repair steel sheet piles at 1000 South Ave., Bridgeport. Estimated cost: $794,745. Filed Dec. 15. Crown Atlantic Company, Clifton Park, New Jersey, contractor for Crown Atlantic Company. Remove three antennas and replace with new antennas at 1081 North St., Greenwich. Estimated cost: $20,000. Filed December 2020. Desco Professional Builders, Ellington, contractor for Porter and Chester Institute. Convert retail space into a Porter and Chester Institute secondary school with automotive repair garage at 156 Boston Ave., Bridgeport. Estimated cost: N/A. Filed Dec. 23. George Samuels, Bridgeport, contractor for the city of Bridgeport. Repair sheetrock from water damage at 475 Clinton Ave., Bridgeport. Estimated cost: $4,500. Filed Dec. 3. Hoffman Landscapes Inc., Wilton, contractor for Andrew McCormack. Construct in-ground spa and required safety barrier at 5 Lindsay Drive, Greenwich. Estimated cost: $97,000. Filed December 2020. Kuchma Corp., Bridgeport, contractor for People’s United Bank. Install electric generator, slab and screening at 850 Main St., Bridgeport. Estimated cost: $81,800. Filed Dec. 1.

Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken.

Live Oak Contracting, Jacksonville, Florida, contractor for Bryan Robik. Install a construction trailer, No.1, at 218 Alfred St., Bridgeport. Estimated cost: $1,000. Filed Dec. 4. Live Oak Contracting, Jacksonville, Florida, contractor for Bryan Robik. Install a construction trailer, No. 2 at 218 Alfred St., Bridgeport. Estimated cost: $1,000. Filed Dec. 4. LP Management, Cedarhurst, New York, contractor for self. Relocate tattoo shop and expand dental office at 1023-1025 Main St., Bridgeport. Estimated cost: $10,000. Filed Dec. 14. Mechanical Advantage Construction LLC, New Fairfield, contractor for PSEG. Install galvanized steel access platforms for the auxiliary cooling tower at 1 Atlantic St., Bridgeport. Estimated cost: $59,000. Filed Dec. 4. Mechanical Advantage Construction LLC, New Fairfield, contractor for PSEG. Install galvanized steel access platforms for the generator at 1 Atlantic St., Bridgeport. Estimated cost: $95,000. Filed Dec. 4. Mechanical Advantage Construction LLC, New Fairfield, contractor for PSEG. Install galvanized steel safety access for the atmospheric drain tank, drain and sump pump at 1 Atlantic St., Bridgeport. Estimated cost: $76,000. Filed Dec. 4. Ocean North Pools LLC, Stamford, contractor for Mercedes Ahumada. Construct swimming pool at 2 Spring St., Riverside. Estimated cost: $38,600. Filed December 2020. Prisco Hot Tubs Connecticut, Greenwich, contractor for Claire Herkes. Install Hot Spring Portable spa and hot tub at 41 Riverside Lane, Riverside. Estimated cost: $21,500. Filed December 2020. Sajo Inc., Mont Royal QC, Canada, contractor for 22 Elm Place Company LLC. Remodel retail space, fixtures, finish floors and doors and light fixtures at 356 Greenwich Ave., Greenwich. Estimated cost: $300,000. Filed December 2020.

ON THE RECORD

Sorokin, Andrew, Greenwich, contractor for Andrew Sorokin. Build new pool house at 40 Aiken Road, Greenwich. Estimated cost: $450,000. Filed December 2020.

Residential A Grade Property Restoration, Sucassunna, New Jersey, contractor for Donald Rockhead. Perform a roof replacement at 24-26 Brothwell St., Bridgeport. Estimated cost: $8,000. Filed Dec. 21. ALC Home Improvements, Trumbull, contractor for Herkimer Castle LLC. Renovate two bathrooms, first-floor kitchen and reroof 14-16 Herkimer St., Bridgeport. Estimated cost: $39,000. Filed Dec. 1. Arturi, Perrin, Greenwich, contractor for Perrin Arturi. Alter deck at 88 Indian Harbor Drive, Greenwich. Estimated cost: $1,900. Filed December 2020. Bank Street Real Estate, Bridgeport, contractor for self. Replace window and siding and perform general repairs at 290-292 Bond St., Bridgeport. Estimated cost: $1,500. Filed Dec. 22. Bank Street Real Estate, Bridgeport, contractor for self. Replace window, siding and perform general repairs at 286-288 Bond St., Bridgeport. Estimated cost: $4,000. Filed Dec. 22. Banks Brothers Services, Cos Cob, contractor for Jeffrey C. Young. Create small roof line over garage doors at 50 Duncan Drive, Greenwich. Estimated cost: $3,500. Filed December 2020. Basil, Roberto, Bridgeport, contractor for self. Perform renovations to single-family home to convert existing unfinished basement into a playroom and laundry area and renovate existing attic bonus room. Repair existing rear deck and existing front porch at 114 Keeler Ave., Bridgeport. Estimated cost: $7,500. Filed Dec. 10. BM Pro Builders LLC, Trumbull, contractor for BM Pro Builders LLC. Construct a single-family dwelling for parcel “A” at 1023 Reservoir Ave., Bridgeport. Estimated cost: $145,000. Filed Dec. 9.

BM Pro Builders LLC, Trumbull, contractor for BM Pro Builders LLC. Construct a single-family dwelling for parcel “B” at 1023 Reservoir Ave., Bridgeport. Estimated cost: $145,000. Filed Dec. 9.

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Fairfield Pool, Fairfield, contractor for Brad Bierman. Build in-ground pool at 45 Sailors Lane, Bridgeport. Estimated cost: $22,000. Filed Dec. 14.

CD Plumbing - Clifford Johnson, Bridgeport, contractor for Tomas Galloza. Remodel bathroom and mudroom at 337 Brooks St., Bridgeport. Estimated cost: $8,000. Filed Dec. 18.

Fellows, Teresa and Trevor Fellows, Old Greenwich, contractor for Teresa and Trevor Fellows. Renovate kitchen and dining room at 21 Tomac Ave., Old Greenwich. Estimated cost: $70,000. Filed December 2020.

Claudio Torres, Bridgeport, contractor for Claudio Torres. Convert a section of living room to bedroom at 161 Dixon St., Bridgeport. Estimated cost: $1,000. Filed Dec. 18.

Ferreira, Wanderley, Bridgeport, contractor for self. Build a one-story addition and replace windows at 113 Evers Street, Bridgeport. Estimated cost: $25,000. Filed Dec. 10.

Clean Pro Conecticut, Orange, contractor for Joel Felicio. Replace one window at 199 Ranch Drive, Bridgeport. Estimated cost: $750. Filed Dec. 22.

Finish Carpentry, Stamford, contractor for Gia Burton. Remove basement wall and convert to home gym at 39 Shore Road, Old Greenwich. Estimated cost: $36,000. Filed December 2020.

Clearview Home Improvement, East Haven, contractor for Paliwal Prashni. Replace rear deck at 123 Folino Drive, Bridgeport. Estimated cost: $8,500. Filed Dec. 4. CLT Development Holdings LLC, Fairfield, contractor for CLT Rockwood LLC. Construct new single-family dwelling at 72 Rockwood Lane, Greenwich. Estimated cost: $1,900,000. Filed December 2020. Complete Solar, Otis, Massachusetts, contractor for Michael Ellis. Install roof-mounted solar panels at 110 Hendrie Ave., Riverside. Estimated cost: $16,750. Filed December 2020. DiGiorgi Roofing and Siding, Beacon Falls, contractor for Teresa Healy. Perform a roof replacement at 895-897 Pearl Harbor St., Bridgeport. Estimated cost: $8,887. Filed Dec. 10. Donnvan McTaggart, Bridgeport, contractor for Guillermo Cardona. Perform a roof-covering replacement at 871 Sylvan Ave., Bridgeport. Estimated cost: $8,800. Filed Dec. 22. Fairfield Building - Paul Wichmann, Westport, contractor for Alphonya Willis. Construct front-entry portico at 76 Red Oak Road, Bridgeport. Estimated cost: $4,000. Filed Dec. 15.

Fletcher Development LLC, Darien, contractor for Mitchel R. Scher. Construct new single-family dwelling at 214 Clapboard Ridge Road, Greenwich. Estimated cost: $4,050,000. Filed December 2020. Gallo, Michael, Stratford, contractor for Timothy Passalacqua. Renovate kitchen cabinets and remove one small wall at 2 Spruce St., Riverside. Estimated cost: $72,400. Filed December 2020. GreenPower Energy, Annandale, New Jersey, contractor for O’Neil Webb. Construct knee wall to support rafters at 86 Woodmont Ave., Bridgeport. Estimated cost: $2,981. Filed Dec. 15. GreenPower Energy, Annandale, New Jersey, contractor for Amilcar Azevedo. Construct knee wall to support rafters at 331 Anton Drive, Bridgeport. Estimated cost: $3,893. Filed Dec. 14. Hilltop Farm Properties LLC, Greenwich, contractor for Hilltop Farm Properties LLC. Renovate stairs, master bedroom, guest suite and remove dining room fireplace at 25 Lower Cross Road, Greenwich. Estimated cost: $2,000,000. Filed December 2020. The Home Depot USA, Atlanta, Georgia, contractor for Joan Smith. Perform a window replacement at 270 McKinley Ave., Bridgeport. Estimated cost: $1,208. Filed Dec. 22.

Houdre, Herve, Greenwich, contractor for Herve Houdre. Reconstruct garage after tree damage at 12 Wildwood Drive, Greenwich. Estimated cost: $55,000. Filed December 2020. Kerigan’s Roofing Inc., Fairfield, contractor for Francoise Levinson. Remove existing roof and re-roof 16 Webb Ave., Old Greenwich. Estimated cost: $21,875. Filed December 2020. Loparco Associates, Greenwich, contractor for Adam and Julie Hasiba. Update with new paint, floors and master French door at 18 Grant Ave., Old Greenwich. Estimated cost: $200,000. Filed December 2020. Orchard Place Associates LLC, Greenwich, contractor for Orchard Place Associates LLC. Perform replacement alterations at 405 Greenwich Ave., Greenwich. Estimated cost: $8,500. Filed December 2020. Roa, Efraim, Mahopac, New York, contractor for Efraim Roa. Change roof, windows, siding, renovate kitchen, baths and upgrade utilities at 99 Riverside Ave., Riverside. Estimated cost: $75,000. Filed December 2020. RPM Home Inc., Southport, contractor for Adam and Rachel Weitzman. Construct a new single-family dwelling at 11 Eggleston Lane, Old Greenwich. Estimated cost: $1,320,000. Filed December 2020. Rutson, Dana, Cos Cob, contractor for Dana Rutson. Replace roof panel on back porch at 60 Orchard St., Cos Cob. Estimated cost: $3,000. Filed December 2020. Silva Brothers Carpentry LLC, Greenwich, contractor for Roberto Azevedo. Renovate master bedroom and basement at 398 Stanwich Road, Greenwich. Estimated cost: $250,000. Filed December 2020. Sinha, Sumita, Old Greenwich, contractor for Sumita Sinha. Renovate kitchen, bathrooms and finish attic at 21 Watch Tower Lane, Old Greenwich. Estimated cost: $350,000. Filed December 2020.

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JANUARY 25, 2021

Facts & Figures Sound Beach Partners LLC, Stamford, contractor for Jeffrey and Valerie Wilson. Add mudroom and office and alter kitchen at 14 Broad Road, Greenwich. Estimated cost: $800,000. Filed December 2020. Sunrun Installation Services, Hartford, contractor for Alexander and Elsie Robles. Install roof-top solar panel at 15 Havemeyer Lane, Old Greenwich. Estimated cost: $160,580. Filed December 2020. Vas Construction Group LLC, Wilton, contractor for David and Brooke Joosten. Renovate kitchen, laundry room and master bathroom at 76 Summit Road, Riverside. Estimated cost: $131,070. Filed December 2020. Wernert Associates Inc., Cos Cob, contractor for Nina Lobalbo. Remove existing roof and re-roof 38 Maplewood Drive, Cos Cob. Estimated cost: $7,000. Filed December 2020.

COURT CASES Bridgeport Superior Court Jules, Christopher, Lauderhill, Florida. Filed by Zbigniew Szybiak, Bridgeport. Plaintiff’s attorney: Moore O’Brien & Foti, Middlebury. Action: The plaintiff suffered a collision allegedly caused by the defendant and sustained severe damages and injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other further relief the court deems appropriate. Case no. FBT-CV-20-6101761-S. Filed Nov. 13.

JANUARY 25, 2021

Mazzacane, Steve, et al, Branford. Filed by Greg Stanhewicz, Fairfield. Plaintiff’s attorney: Shawna Hamilton Doster, Greenwich. Action: The plaintiff was allegedly defamed by the defendants after he had listed a property on Airbnb. Defendants allegedly harassed the plaintiff and published an article with false claims about the property. Defendants have refused to take down the article and plaintiff suffered reputational damage. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other further relief the court deems appropriate. Case no. FBT-CV-206101645-S. Filed Nov. 10. Peixoto, Kelly C., Bridgeport. Filed by Anthonia C Obih, Bridgeport. Plaintiff’s attorney: Law Offices of Edward Czepiga LLC, Bridgeport. Action: The plaintiff suffered a collision allegedly caused by the defendant and sustained severe damages and injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other further relief the court deems appropriate. Case no. FBT-CV-20-6101929-S. Filed Nov. 23. Roosevelt Condominium Association, et al, Bridgeport. Filed by Maria Cotto, Bridgeport. Plaintiff’s attorney: John J Luckart Jr., Bridgeport. Action: The plaintiff was walking in her apartment when she fell on the floor, which was cracked. The defendants controlled and maintained the premises and due to their alleged negligence, the plaintiff suffered injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other further relief the court deems appropriate. Case no. FBTCV-20-6101852-S. Filed Nov. 18. Underhill, Tayquon Donnell, et al, Bridgeport. Filed by Marlon Mullings, Bridgeport. Plaintiff’s attorney: Moore O’Brien & Foti, Middlebury. Action: The plaintiff suffered a collision allegedly caused by the defendants and sustained severe damages and injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other further relief the court deems appropriate. Case no. FBTCV-20-6102021-S. Filed Nov. 25.

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Danbury Superior Court Allstate Fire and Casualty Insurance Company, Northbrook, Illinois. Filed by Ryan P. Boggan, New Milford. Plaintiff’s attorney: Ventura Law, Danbury. Action: The plaintiff suffered a collision allegedly caused by another driver and sustained severe and painful personal injuries. The driver did not have sufficient automobile insurance to fairly compensate the plaintiff and thus an instant claim for underinsured motorist coverage benefits against the defendant was initiated. The defendant was notified and has failed to compensate the plaintiff fairly. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other further relief the court deems appropriate. Case no. DBD-CV-20-6037858-S. Filed Dec. 1. City of Danbury. Filed by Tammy Perkins, Danbury. Plaintiff’s attorney: Allingham Ready & Henry LLC, New Milford. Action: The plaintiff was walking on the sidewalk maintained by the defendant when he tripped and fell due to a defective condition suffering serious injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other further relief the court deems appropriate. Case no. DBD-CV-20-6037730-S. Filed Nov. 13. Fenton, Elizabeth, et al, Brookfield. Filed by Lucille Denovio, Brookfield. Plaintiff’s attorney: Jones Damia Kaufman & Depaul LLC, Danbury. Action: The plaintiff suffered a collision allegedly caused by the defendant and sustained severe damages and injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other further relief the court deems appropriate. Case no. DBDCV-20-6037570-S. Filed Oct. 28.

Sautner, Steven, Danbury. Filed by Calara Juarez, Danbury. Plaintiff’s attorney: Moore O’Brien & Foti, Middlebury. Action: The plaintiff suffered a collision allegedly caused by the defendant and sustained severe damages and injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other further relief the court deems appropriate. Case no. DBDCV-20-6037359-S. Filed Oct. 2. Urstadt Biddle Properties Inc., East Hartford. Filed by Thomas Litwin, Ridgefield. Plaintiff’s attorney: Hastings Cohan & Walsh LLP, Ridgefield. Action: The plaintiff fell on the pavement in the parking area after tripping over a loose brick on the premises that was controlled and maintained by the defendant suffering injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other further relief the court deems appropriate. Case no. DBD-CV-206037486-S. Filed Oct. 19.

Stamford Superior Court Douglas James, et al, Norwalk. Filed by Petro Inc., Norwalk. Plaintiff’s attorney: The Quinn Law Firm LLC, Milford. Action: The plaintiff suffered a collision allegedly caused by the defendants and sustained severe damages and injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other further relief the court deems appropriate. Case no. FSTCV-20-6049297-S. Filed Nov. 18. Hutter, Nance, et al, Bedford, New York. Filed by Casper & De Toledo LLC, Stamford. Plaintiff’s attorney: Casper & De Toledo LLC, Stamford. Action: The plaintiff provided legal services to the defendant for which, the defendant has neglected and has not paid the balance due the plaintiff. The plaintiff seeks monetary damages in excess of $2,500, exclusive of interest and costs. Case no. FSTCV-20-6049227-S. Filed Nov. 12.

Kulis, Wladyslawa, Stamford. Filed by Sonia Zabaleta Tobar, Stamford. Plaintiff’s attorney: Michael P. Foley Jr. PC, Cheshire. Action: The plaintiff suffered a collision allegedly caused by the defendant and sustained severe damages and injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other further relief the court deems appropriate. Case no. FST-CV-20-6049129-S. Filed Nov. 4. Quezada, Jorddy, et al, Bridgeport. Filed by Frances Ferraiolo, Norwalk. Plaintiff’s attorney: Goff Law Group LLC, Hartford. Action: The plaintiff suffered a collision allegedly caused by the defendants and sustained severe damages and injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other further relief the court deems appropriate. Case no. FSTCV-20-6049302-S. Filed Nov. 18.

Federal District Court DEEDS Commercial 267 Riverside Ave Investments LLC, Old Greenwich. Seller: Robert Vincent Sisca, Greenwich. Property: 267 Riverside Ave., Greenwich. Amount: $4,600,000. Filed Nov. 30. 41 River Lane LLC, Middlebury. Seller: Lisa M. Price, Southport. Property: 41 River Lane, Southport. Amount: $1,325,000. Filed Dec. 1. American International Relocation Solutions LLC, Fairfield. Seller: Patrick L. Riley and Colleen M. Riley, Fairfield. Property: 605 Brooklawn Ave., Fairfield. Amount: $815,000. Filed Nov. 24. Brennan, Jonathan and Laura Brennan, Ridgefield. Seller: Beachside Estates LLC, Fairfield. Property: 43 Puritan Road, Fairfield. Amount: $1,899,000. Filed Nov. 25.

Butters LLC, Fairfield. Seller: Rachel Galluzzo, Fairfield. Property: 365 Penfield Road, Fairfield. Amount: $10. Filed Nov. 24. G&V Beach Houses LLC, Trumbull. Seller: Joseph Tammaro, Roxbury. Property: 644 Reef Road, Fairfield. Amount: $923,000. Filed Nov. 30. JNB Properties LLC, Stamford. Seller: The Bedford Realty Group LLC, Greenwich. Property: 1100 Bedford St., Stamford. Amount: $0. Filed Nov. 23. Koroso LLC, Norwalk. Seller: 211 Liberty Square LLC, Norwalk. Property: 211 Liberty Square, Norwalk. Amount: $575,000. Filed Nov. 19. Libman, Boris, Fairfield. Seller: Wakeman Brothers LLC, Fairfield. Property: 27 Southfield Road, Fairfield. Amount: $899,000. Filed Dec. 1. Linskey, Kelly M., Fairfield. Seller: US Bank Trust NA, Irving, Texas. Property: 251 N. Pine Creek, Fairfield. Amount: $400,000. Filed Nov. 24. Maloney, Ryan and Sasha L. Illingworth-Maloney, Cos Cob. Seller: Valleywood Partners LLC, Cos Cob. Property: 86 Valleywood Road, Cos Cob. Amount: $10. Filed Nov. 30. Mullineaux, Trevor, Riverside. Seller: Gbravo LLC, Cos Cob. Property: 11 River Road, Unit 120, Cos Cob. Amount: $890,000. Filed Nov. 30. Post Road Iron Works Inc., Greenwich. Seller: Janice S. Gasparini, Greenwich. Property: 23 Oak St., Greenwich. Amount: $1,700,000. Filed Nov. 24.

Shtein, Tatyana and Paula Donna Shtein, New Albany, Ohio. Seller: R.M.S. Holdings LLC, Stamford. Property: 39 Maple Tree Ave., Unit 25, Stamford. Amount: $450,000. Filed Nov. 24.

Facts & Figures Stockton, Robert W., Norwalk. Seller: Willard Building Group LLC, Norwalk. Property: 30 Pine Point Road, Norwalk. Amount: $1,955,000. Filed Nov. 23.

Cheong, Suelee, Woodhaven, New York. Seller: Thomas A. Davidson, Norwalk. Property: Unit 72, Glenrock Condominium, Norwalk. Amount: $241,000. Filed Nov. 19.

Zec, Paul C. and Alicia M. Zec, Norwalk. Seller: Captainâ&#x20AC;&#x2122;s Nest LLC, New Canaan. Property: 18 Drum Road, Norwalk. Amount: $845,000. Filed Nov. 19.

Cooperman, Rebecca and Scott Glucksman, Stamford. Seller: Angela M. Barkhouse and Benjamin G. Barkhouse, Stamford. Property: 140 Club Road, Stamford Amount: $650,000. Filed Nov. 23.

Residential Adib, Najeh and Randa Adra, Cos Cob. Seller: Cecen Handali and Lie Handali, Cos Cob. Property: 15 Ronald Lane, Cos Cob. Amount: N/A. Filed Nov. 25. Ampha, Rosemarie, Fairfield. Seller: Michael Russo and Pamela M. Russo, Fairfield. Property: 537 Toll House Lane, Fairfield. Amount: $535,000. Filed Nov. 24. Atkinson, Scott, Greenwich. Seller: Maryann Clark, Greenwich. Property: 17 Spezzano Drive, Greenwich. Amount: $550,000. Filed Nov. 30. Baek, Jessica and Jaejin Hong, Cos Cob. Seller: William D. Earls, Wilton. Property: 17 Dandy Drive, Cos Cob. Amount: $2,275,000. Filed Nov. 30. Barrett, Elizabeth B., Fairfield. Seller: David J. Barrett and Elizabeth B. Barrett, Fairfield. Property: 114 Westway Road, Fairfield. Amount: N/A. Filed Nov. 24. Burden, Patrick and Kenia Rijo, Stamford. Seller: Peter J. Sweeney, Stamford. Property: 45 Cross Road Stamford Amount: $490,000. Filed Nov. 24. Cedela, Davie S. and Mary C. von Ohlen, Redding. Seller: Michael A. Fossenkemper, Norwalk. Property: 21 Raymond Terrace, Norwalk. Amount: $515,000. Filed Nov. 20.

Cordo, John and Ashley Kellam Cordo, Riverside. Seller: Eugenio Perrier, Riverside. Property: 40 Riverside Lane. Riverside. Amount: N/A. Filed Nov. 24. Cronje, Melissa, Stamford. Seller: Louise Lemone, Trumbull. Property: Unit D, Codora Condominium, Stamford Amount: $338,500. Filed Nov. 24. Dube, Anna F., Norwalk. Seller: Anna F. Dube, Norwalk. Property: 5 Eric Court, Norwalk. Amount: N/A. Filed Nov. 20. Dunn, Mary S. and Robert M. Dunn, Milford. Seller: Jeffrey K. Howald and Tamarie D. Howald, Fairfield. Property: 891 Fairfield Beach Road, Fairfield. Amount: $2,700,000. Filed Dec. 1. Ekren, Zeynep Selcuk, Riverside. Seller: Richard Schultz and Laura Schultz, Stamford. Property: 45 Mill Valley Lane, Stamford Amount: $870,000. Filed Nov. 24. Erwich, Naomi M. and Carl Erwich, Trumbull. Seller: Roberta Greenbaum, Fairfield. Property: 195 Bailey Road, Fairfield. Amount: $290,500. Filed Nov. 30. Gilmer, Shirleen, Greenwich. Seller: Matias Santa Cruz, Greenwich. Property: 21 Cherry Valley Road, Greenwich. Amount: $0. Filed Nov. 30. Gimenez-Ferrer, Gloria, Old Greenwich. Seller: Gabriel Falcon-Chouza and Gloria Gimenez-Ferrer, Old Greenwich. Property: 11 Elm Place, Unit 1, Greenwich. Amount: $10. Filed Nov. 25.

Kechejian, Hagop and Alenoosh Avanessians, Cos Cob. Seller: Ryan J. Maloney and Sasha Illingworth-Maloney, Cos Cob. Property: 18 Rippowam Road, Unit 2B, Cos Cob. Amount: N/A. Filed Nov. 25.

Nunez, Gustavo R. and Maritza Sanchez, New York, New York. Seller: Marek Draganik and Iwona Wisniewska, Stamford. Property: 46 Albin Road, Stamford Amount: $492,000. Filed Nov. 23.

Keough, Mark L. and Pamela J. Keough, Norwalk. Seller: John B. Florio and Eleanor Florio, Norwalk. Property: 39 Kensett Ave., Norwalk. Amount: $700,000. Filed Nov. 20.

Perez, Martin and Brian Ariel Sotomayor Basurto, Port Chester, New York. Seller: Vincent Pepe and Carol Pepe, Middlebury. Property: Lot 7, Map 5957 Lovatt St., Norwalk. Amount: $377,900. Filed Nov. 19.

King, William Michael and Ingrid Carolina Alvarado Cruz, Stamford. Seller: Robert A. Cook and Virginia Nourse, Stamford. Property: 244 Scofieldtown Road, Stamford Amount: $739,000. Filed Nov. 24. Kornutik, Stephen, Fairfield. Seller: Alfred A. Karpinski, Fairfield. Property: 44 Newport Place, Fairfield. Amount: $440,000. Filed Dec. 1. Lagana, Frank P. and Paula Lagana, Stamford. Seller: Carol A. Cummings, Stamford. Property: 112 Country Club Road, Stamford Amount: $585,000. Filed Nov. 23. Law, Travis and Lauren Law, New York, New York. Seller: Edward Otocka and Molly Otocka, Riverside. Property: 150 Riverside Road, Riverside. Amount: $2,432,000. Filed Nov. 30.

Place, Margaret H., Fairfield. Seller: Richard Wintermute, Fairfield. Property: 1032 Valley Road, Fairfield. Amount: $500,000. Filed Nov. 30. Ramdeen, Emmanuel and Valentina Llanos, Middle Village, New York. Seller: Judith D. Landa, Easton. Property: 32 Pine St., Unit 27, Norwalk. Amount: $312,500. Filed Nov. 19. Ramirez Munera, Anthony and Orlando de Jesus Ramirez Correa, Stamford. Seller: Christopher A. Bylone and James Henry Van Sandwyk, Norwalk. Property: 1 Eagle Road, Norwalk. Amount: $515,000. Filed Nov. 19. Razali, Nik, West Haven. Seller: Jose E. Conde, Norwalk. Property: 10 Prospect St., Unit 5, Norwalk. Amount: $255,000. Filed Nov. 23.

Longo, Michael and Emily Longo, Norwalk. Seller: James A. Russo Sr. and Georgina Russo, Norwalk. Property: 82 Grumman Ave., Norwalk. Amount: $375,000. Filed Nov. 23.

Rosler, Rebekah and Nathan Rosler, Brewster, New York. Seller: Greg Brakefield, Fairfield. Property: 41 Four Seasons Road, Fairfield. Amount: $679,000. Filed Dec. 1.

McEvoy, Mary, Greenwich. Seller: Mary McEvoy and Lisa L. Johnston, Greenwich. Property: 560 Lake Ave., Greenwich. Amount: $10. Filed Nov. 24.

Scarinci, Robert, Yonkers, New York. Seller: Donald A. Offinger, Wilton. Property: 10 Scott St., Norwalk. Amount: $489,000. Filed Nov. 23.

Mellor, Erika D. and James R. Mellor, Rye Brook, New York. Seller: Elaine E. Ferretti, Stamford. Property: 47 London Lane, Stamford Amount: $496,000. Filed Nov. 23.

Selva, Jonathan and Antonia Golianopoulos, Fairfield. Seller: David L. Stubbs and Carolyn H. Stubbs, Stratford. Property: 116 Frog Pond Lane, Fairfield. Amount: $899,000. Filed Nov. 30.

Molina, Jennifer B. and Carlos Portugal, Stamford. Seller: Laura A. Masi, Stamford. Property: 34 Lenox Ave., Stamford Amount: $535,000. Filed Nov. 24.

Shah, Ravish, Southport. Seller: Ravish Shah and Vishal Shah, Southport. Property: 32 Sherwood Place, Southport. Amount: N/A. Filed Dec. 1.

Sklar, Jennifer L., Greenwich. Seller: Debra Feldman, Greenwich. Property: 21 Linwood Ave., Greenwich. Amount: N/A. Filed Nov. 30. Sweeney, Peter J. and Valeria P. Canneto, Stamford. Seller: Barbara A. Koeppen, Stamford. Property: 27 Ayres Drive, Stamford Amount: $489,000. Filed Nov. 23. Tharrington, Owen G. and Kristen A. Tharrington, Fairfield. Seller: Thomas J. Keegan, North Palm Beach, Florida. Property: 831 Fairfield Beach Road, Fairfield. Amount: $4,150,000. Filed Dec. 1. Tracy-Semmes, Regina, Stamford. Seller: Donna Bracchi, Fort Lauderdale, Florida. Property: 22 Bracchi Drive, Stamford Amount: $652,000. Filed Nov. 24. White, Theodore A. and Mary Ann H. White, Norwalk. Seller: Heather H. Rousseau, Norwalk. Property: 25 Scribner Ave., Norwalk. Amount: $451,000. Filed Nov. 20. Zackrison, Walter, Fairfield. Seller: John B. Curran, Fairfield. Property: 195 Sterling St., Fairfield. Amount: $375,000. Filed Dec. 1.

FORECLOSURES Braunstein, Marcia. Creditor: Wilmington Trust National Association, Chicago, Illinois. Property: 166 Oaklawn Ave., Stamford. Mortgage default. Filed Oct. 26. Caires, Richard. Creditor: JPMorgan Chase Bank National Association, San Diego, California. Property: 634 North St., Greenwich. Mortgage default. Filed Jan. 8. Cullinan, Patrick J., et al. Creditor: Citibank NA, Mount Laurel, New Jersey. Property: 17 Ermine St., Fairfield. Mortgage default. Filed Oct. 22. Geronimos, Emmanuel C., et al. Creditor: JPMorgan Chase Bank National Association, San Diego, California. Property: 180 Round Hill Road, Greenwich. Mortgage default. Filed Oct. 19.

FCBJ

WCBJ

Lecomte, Denise E., et al. Creditor: Retained Realty Inc., New York, New York. Property: 1375 King St., Greenwich. Mortgage default. Filed Oct. 14. Mones, Randy A., et al. Creditor: Wilmington Savings Fund Society, Houston, Texas. Property: 30 Chatham Drive, Norwalk. Mortgage default. Filed Oct. 23. Morgan, Richard R., et al. Creditor: Wells Fargo Bank NA, South Houston, Texas. Property: 183 Dudley Drive, Fairfield. Mortgage default. Filed Dec. 14.

JUDGMENTS Chanhom, Bansit, Norwalk. $7,837, in favor of Midland Funding LLC, San Diego, California, by London & London, Newington. Property: 11 Elizabeth St., Norwalk. Filed Dec. 22. DeJesus, Dorys, Norwalk. $102, in favor of Discover Bank, New Albany, Ohio, by Schreiber Law LLC, Salem, New Hampshire. Property: 56 Magnolia Ave., Norwalk. Filed Dec. 16. DeJesus, Dorys, Norwalk. $4,087, in favor of Capital One Bank NA, Richmond, Virginia, by London & London, Newington. Property: 56 Magnolia Ave., Norwalk. Filed Dec. 22. Iacurci, Melanie, Fairfield. $3,457, in favor of Unifund Corp., Cincinnati, Ohio, by Tobin & Marohn, Meriden. Property: 187 School St., Fairfield. Filed Dec. 21. Ismail, Mohammed, Stamford. $8,707, in favor of Discover Bank, New Albany, Ohio, by Schreiber Law LLC, Salem, New Hampshire. Property: 29 Saint Benedict Circle, Stamford. Filed Dec. 15. Jeanbaptiste, Serge, Norwalk. $102, in favor of Cavalry SPV I LLC, Valhalla, New York, by Schreiber Law LLC, Salem, New Hampshire. Property: 26 Dorset Road, Norwalk. Filed Dec. 16.

JANUARY 25, 2021

Facts & Figures Maher, Virginia M., Stamford. $15,808, in favor of Discover Bank, New Albany, Ohio, by Schreiber Law LLC, Salem, New Hampshire. Property: 191 Skyview Drive, Stamford. Filed Dec. 15.

Garden Homes Stanley Court Limited Partnership, Stamford. Filed by QSR Steel Corporation LLC, by Glen Salamone. Property: 1315 Washington Blvd., Stamford. Amount: $878,374. Filed Dec. 21.

LIENS

LIS PENDENS

Federal Tax Liens Filed Deck, David, 16 Orchard Place, Greenwich. $7,393, civil proceeding tax. Filed Jan. 12. Ermert, Lida, 28 Westminster Road, Danbury. $52,138, civil proceeding tax. Filed Dec. 16. Kipp, Erik I. and Heather A. Kipp, 217 Bronson Road, Southport. $78,102, civil proceeding tax. Filed Dec. 16. Leblanc, Victoria M., 133 Alma Drive, Fairfield. $6,888, civil proceeding tax. Filed Dec. 7. Mayfield, Joseph L., 11 Hedgerow Lane, Greenwich. $27,000, civil proceeding tax. Filed Dec. 15. Pannone, Gregory S., 566 River Road, Cos Cob. $159, civil proceeding tax. Filed Dec. 7. Priolet, Claude P., 35 Wilson Ave., Rowayton. $6,546, civil proceeding tax. Filed Jan. 4. Salinas, Jennifer, 15 E. Putnam Ave., Greenwich. $1,645, civil proceeding tax. Filed Dec. 3.

MECHANIC’S LIEN 170 Glover Avenue LLC, Norwalk. Filed by QSR Steel Corporation LLC, by Glen Salamone. Property: 300 Glover Ave., Building C, Norwalk. Amount: $494,767. Filed Dec. 15. Brody, Felicia P., Greenwich. Filed by Air Care Specialist LLC, by Jeffrey Lynn. Property: 106 Husted Lane, Greenwich. Amount: $7,445. Filed Jan. 12.

JANUARY 25, 2021

Balunek, Phillip, et al, Norwalk. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for Reliant Loan Servicing LLC. Property: 6 Woodcrest Road, Norwalk. Action: foreclose defendants’ mortgage. Filed Dec. 30. Cablevision of Connecticut, Long Island, New York. Filed by Frankel & Berg, Norwalk, for Sheffield Ridge Condominium Association. Property: 50 Fairview Ave., Units F4D and F4C, Norwalk. Action: foreclose defendant’s mortgage. Filed Dec. 29. Natiss, Kenneth, Greenwich. Filed by the Law Offices of Heidi E. Opinsky LLC, Stamford, for Patricia Natiss. Property: 6 Coachlamp Lane, Greenwich. Action: foreclose defendant’s mortgage. Filed Jan. 7. O’Shea, Peter D., Fairfield. Filed by Goldblatt, Marquette & Rashba PC, Hamden, for Madeline B. O’Shea. Property: 90 Silliman St., Unit 3A, Fairfield. Action: foreclose defendant’s mortgage. Filed Jan. 5. Randall, Peter, et al, Norwalk. Filed by Marinosci Law Group PC, Warwick, Rhode Island, for Wilmington Savings Fund Society. Property: Lot 35, Appletree Lane, Norwalk. Action: foreclose defendants’ mortgage. Filed Dec. 28. Romaniello, Donna, et al, Stamford. Filed by Glass & Braus LLC, Fairfield, for CSMC 2018-SP3 Trust. Property: 22 E. Meadowpark Ave., Stamford. Action: foreclose defendants’ mortgage. Filed Jan. 4. St. Louis, Geffrard, et al, Stamford. Filed by Bendett & McHugh PC, Farmington, for HSBC Bank USA NA. Property: 32 Lee St., Stamford. Action: foreclose defendants’ mortgage. Filed Jan. 6. Velez, Alexandra, et al, Stamford. Filed by Glass & Braus LLC, Fairfield, for The Bank of New York Mellon. Property: 136 Belltown Road, Stamford. Action: foreclose defendants’ mortgage. Filed Jan. 4.

FCBJ

WCBJ

MORTGAGES Arsov, Ana and Robert Arsov, Greenwich, by John A. Cassone. Lender: Citizens Bank NA, 1 Citizens Plaza, Providence, Rhode Island. Property: 121 Valley Drive, Greenwich. Amount: $1,125,000. Filed Nov. 19. Biagini, Samantha and Matthew M. Biagini, Norwalk, by Earl Cooper. Lender: First National Bank of Omaha, 1620 Dodge St., Omaha, Nebraska. Property: 10 Barjune Road, Norwalk. Amount: $345,000. Filed Nov. 30. Bouta, David and Rachel Bouta, Fairfield, by Chris Bancty. Lender: Citizens Bank NA, 1 Citizens Plaza, Providence, Rhode Island. Property: 75 Forest Ave., Fairfield. Amount: $399,000. Filed Nov. 16. Bragg, Winston S., Greenwich, by Carol M. Dierigner. Lender: Quicken Loans LLC, 1050 Woodward Ave., Detroit, Michigan. Property: 6 Huckleberry Lane, Greenwich. Amount: $899,000. Filed Nov. 13. Caldwell, Kenneth M. and Melissa A. Caldwell, Stamford, by Anna Maria Pace. Lender: First County Bank, 117 Prospect St., Stamford. Property: 161 Skyview Drive, Stamford. Amount: $60,000. Filed Nov. 18. Campbell, Glen H. and June M. Campbell, Stamford, by Benjamin McEachin. Lender: Federal Credit Union, 2500 Westchester Ave., Suite 411, Purchase, New York. Property: 246 Butternut Lane, Stamford. Amount: $497,000. Filed Nov. 24. Conley, Ronald, Norwalk, by N/A. Lender: Provident Funding Associates LP, 875 Greentree Road, Suite 220, Pittsburgh, Pennsylvania. Property: 3 Villaway Road, Norwalk. Amount: $327,000. Filed Nov. 23. Demacedo, Joao R. and Caroline De Lima Ferraz, Stamford, by Jenna Cardile. Lender: Warshaw Capital LLC, 2777 Summer St., Suite 306, Stamford. Property: 153 Belltown Road, Stamford. Amount: $443,500. Filed Nov. 17.

Eason, Peter and Hailey Eason, Norwalk, by Marc J. Grenier. Lender: Bank of America NA, 101 S. Tryon St., Charlotte, North Carolina. Property: 397 Rowayton Ave., Norwalk. Amount: $592,000. Filed Nov. 24.

Popovich, Caitlin, Fairfield, by Lori M. Dion. Lender: Prosperity Home Mortgage LLC, 14501 George Carter Way, Chantilly, Virginia. Property: 1663 Stratfield Road, Fairfield. Amount: $163,000. Filed Nov. 23.

Ellison, Gustave N. and Jennifer Ellison, Norwalk, by Glen J. Moore. Lender: Better Mortgage Corp., 120 Broadway, Fifth floor, New York, New York. Property: 12 Old Field Road, Norwalk. Amount: $509,508. Filed Nov. 30.

Puma, Joseph A. and Terri L. Puma, Greenwich, by N/A. Lender: Truist Bank, 901 Semmes Ave., Richmond, Virginia. Property: 487 Stanwich Road, Greenwich. Amount: $2,936,375. Filed Nov. 17.

Fife, Howard and Jill Fife, Stamford, by Azcon Chemey. Lender: Quicken Loans LLC, 1050 Woodward Ave., Detroit, Michigan. Property: 208 Dolphin Cove Way, Stamford. Amount: $1,380,000. Filed Nov. 23. Frome, Robert and Louann Moore, Fairfield, by N/A. Lender: Newtown Savings Bank, 39 Main St., Newtown. Property: 265 Riverside Drive, Fairfield. Amount: $990,000. Filed Nov. 19. Iannone, Franco, Norwalk, by Leonia Soltis. Lender: Citibank NA, 1000 Technology Drive, O’Fallon, Missouri. Property: 5 Hawkins Ave., Norwalk. Amount: $380,000. Filed Nov. 25. Kruse, Scott and Margaret M. Kruse, Fairfield, by Darrin Fodor. Lender: People’s United Bank NA, 850 Main St., Bridgeport. Property: 100 Holiday Road, Fairfield. Amount: $100,000. Filed Nov. 17. Liu, Xiaohan, Greenwich, by John Bove. Lender: JPMorgan Chase Bank NA, 1111 Polaris Pkwy., Columbus, Ohio. Property: 15 Palmer St., Unit 10, Cos Cob. Amount: $488,000. Filed Nov. 18. Nelson, Zack M. and Jacqueline K. Nelson, Stamford, by Pamela A. Bertrum. Lender: Loandepot.com LLC, 26642 Towne Centre Drive, Foothill Ranch, California. Property: 230 Butternut Lane, Stamford. Amount: $601,450. Filed Nov. 19. Nightingale, Randal S. and Christine L. Nightingale, Fairfield, by Brian David Quiqley. Lender: JPMorgan Chase Bank NA, 1111 Polaris Pkwy., Columbus, Ohio. Property: 352 Mountain Laurel Road, Fairfield. Amount: $565,500. Filed Nov. 20.

Reyes-Guerra, Anne, Norwalk, by Kevin D. Florin. Lender: Plus, Relocation Mortgage LLC, 600 US Highway 169 South, Suite 550, St. Louis Park, Minnesota. Property: 15 Glenwood Ave., Norwalk. Amount: $283,500. Filed Nov. 30. Scheck, Christopher R. and Alana Joy Kelen, Fairfield, by Pamela Shapti. Lender: Guard Hill Financial Corp, 140 E. 45 St., 31st floor, New York, New York. Property: 233 S. Benson Road, Fairfield. Amount: $484,000. Filed Nov. 18. Vincent, Christopher and Barbara Vincent, Stamford, by Gerald M. Fox. Lender: Home Point Financial Corp., 9 Entin Road, Suite 200, Parsippany, New Jersey. Property: 105 Harbor Drive, Unit 125, Stamford. Amount: $285,000. Filed Nov. 20. Viscogliosi, Dory, Greenwich, by Glen T. Cunningham. Lender: Guaranteed Rate Affinity LLC, 1800 W. Larchmont Ave., Chicago, Illinois. Property: 20 Morgan Ave., Greenwich. Amount: $600,000. Filed Nov. 16. Yoo, Teresa, Greenwich, by Susan M. Ford. Lender: PNC Bank NA, 3232 Newmark Drive, Miamisburg, Ohio. Property: 285 Bruce Park Ave., Unit B, Greenwich. Amount: $880,000. Filed Nov. 16.

NEW BUSINESSES 11 Forest Street Tic Perry, 34 E. Putnam Ave., Suite 110, Greenwich 06830, c/o Ventures LLC. Filed Dec. 24. Drawbridge, 46 Southfield Ave., Suite 450, Stamford 06902, c/o Drawbridge Partners LLC. Filed Dec. 24.

FG Stone, 42 Derwen St., Stamford 06906, c/o Fernando Gutierrez. Filed Dec. 22. Guardian Arms, 254 W. Haviland Lane, Stamford 06903, c/o Nova Pike Venture LLC. Filed Dec. 22. King Construction Company, 23 Quintard Terrace, Stamford 06902, c/o Luis Reyes. Filed Dec. 28. Loe Empire-Loyalty Over Everything, 113 Connecticut Ave., Stamford 06902, c/o Shanay Jones. Filed Dec. 23. Michael Sanchez DBA Mentarte, 100 Research Drive, Stamford 06906, c/o Michael Sanchez. Filed Dec. 22. Student Transportation Partners, 106 Commerce Road, Stamford 06902, c/o Sta of Connecticut Inc. Filed Dec. 22. Titanium Capital Group, 86 Rogers Road, Stamford 06902, c/o Titanium Alternative Investments LLC. Filed Dec. 23.

PATENTS Cap and application devices stabilizing ink in nozzles of inkjet printheads . Patent no. 10,894,411 issued to Michael Levy, et al. Assigned to Xerox, Norwalk. Optimized nozzle arrangement for an extruder head used in an additive manufacturing system. Patent no. 10,894,358 issued to David Mantell, et al. Assigned to Xerox, Norwalk. Sheet registration using rotatable frame. Patent no. 10,894,681 issued to Matthew Gesner, et al. Assigned to Xerox, Norwalk. Systems and methods for localizing a user interface based on pre-defined settings stored in a personal storage device. Patent no. 10,896,051 issued to Muralidaran Krishnasamy, et al. Assigned to Xerox, Norwalk.

LEGAL NOTICES 23 S. Division Street Realty LLC. Filed 11/2/20 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 51 Central Ave, Ossining, NY 10562 Purpose: All lawful #62749 6 Main LLC. Filed 11/4/20 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 102 White Rd, Scarsdale, NY 10583 Purpose: All lawful #62750 Notice of Formation of Queen’s Resources LLC. filed with SSNY on 12/9/20. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, P.O. Box 485, Yonkers, N.Y. 10703. Purpose: any lawful purpose. #62751 Notice of Formation of J.A.G. Auto Transport, LLC filed with SSNY on 12/09/20. Office location: 14 Maple Street, Sleepy Hollow, NY 10591. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to J.A.G. Auto Transport, LLC, 14 Maple Street, Sleepy Hollow, NY 10591. Purpose: any lawful act or activity. #62752 Rosedale Property LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 11/12/2020. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 603 Harrison Ave., Harrison, NY 10528. General Purpose #62753 Notice of Formation of (based) Goods, LLC. Articles of Organization were filed with the NY Secretary of State (NYSS) on 12/28/2020. Off. location: Westchester County. The NYSS is designated as agent of the LLC upon whom process against it may be served. Forward service of process to: 1767 Central Park Avenue, #402 Yonkers, NY 10710. Purpose: to conduct any lawful business activity. #62755 PostProJake, LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 9/21/2020. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to Jacob S Pippin, 34 Greenlawn Rd, Katonah, NY 10536. General Purpose #62756

Kelly Friends LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 9/04/2020. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to One Renaissance Square, White Plains, NY 10601. General Purpose. #62757 Notice of Formation of Eldorado Court LLC, a domestic Limited Liability Company (LLC). Articles of Organization filed with the Secretary of State of NY (SSNY) on 07/22/2020. NY Office location: WESTCHESTER County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail a copy of any process against the LLC served upon him/her to The LLC, 64 Eldorado Court, White Plains, New York 10603. Purpose: Any lawful act or activity. #62758 NOTICE OF FORMATION OF LIMITED LIABIITY COMPANY. NAME: MELLGREN SOLUTIONS LLC. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 09/17/2020. Office location: Westchester County. SSNY has been designated as an agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to the LLC, 34 Hill and Dale Road, Cortlandt Manor, New York 10567. Term: Until (Perpetual); Purpose: For any lawful purpose. #62759 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY. NAME: BeauxLion LLC. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 11/30/2020. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to the LLC, 18 Meadow Brook Road, Katonah, NY 10536. Purpose: For any lawful purpose. #62760 NME Properties LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 9/18/2020. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to Nicole Martucci, 290 Drake Ave, New Rochelle, NY 10805. General Purpose #62761

El Rincon Colombiano LLC. Art of Org. filed with the SSNY on 10/19/2020 Office: Westchester County. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail copy of process to the LLC, 2303 Villa At The Woods Peekskill, NY 10566 Purpose: Any lawful purpose. #62762 The Annual Return of the Leo Rosner Foundation, Inc. for the fiscal year ended October 31, 2020 is available at its principal office located at Palm Beach Towers, 44 Coconut Row, Apt. A-303, Palm Beach, FL 33480, Telephone No. (561) 832-8176 for inspection during regular business hours by any citizen who requests it within 180 days hereof. Principal manager of the Foundation is: William D. Robbins, Esquire #62763 King Elias Ambulette, LLC Art of Org. filed with Secy. of State of NY (SSNY) on 10/20/2017. Office loc. Westchester County. Cert of Amendment filed with SSNY on 12/28/2020. Name changed to King Elias At 76 Chestnut, LLC. SSNY designated as agent upon whom process against LLC may be served and shall mail copy of any process to the LLC, 8 Park Avenue, Tarrytown, NY 10591. Purpose of LLC: all lawful activities #62764 Notice is hereby given that a license (license number pending) for beer, cider, liquor and/or wine, has been applied for by Sabores De Mi Tierra Restaurant Inc to sell beer, cider, liquor and/or wine at retail in a restaurant under the ABC Law at 1562-68 Saint Nicholas Avenue New York, NY 10040 for on premises consumption. #62765 MEADOW SHOPPE LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 1/6/21. Office location: Westchester. SSNY has been desig. as an agent of the LLC upon whom process against may be served. SSNY shall mail a copy of process to Nicole Schmidt, 5 Old Mamaroneck Rd., Apt 4L, White Plains, NY 10605. General Purpose #62766

NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: SUPERIOR COLLISION, LLC. LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 06/24/2020. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: Superior Collision, LLC., 3228 Albany Post Road, Buchanan, NY 10511, principal business location of the LLC. Purpose: any lawful business activity. #62767 Notice of Formation of LKF Consulting Services, LLC. Art. Of Org. filed with SSNY on 11/19/2020. Office Location: Westchester County SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 104 Parkview Dr. Bronxville, NY 10708. Purpose: any lawful purpose. #62768 Notice of Formation of WESTMONT REAL ESTATE CAPITAL LLC. Arts. of Org. files with Secy. Of State of NY (SSNY) on 9/19/19. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against may be served. SSNY shall mail process to: c/o Marc Samwick, 709 Westchester Ave., Ste. 300, White Plains, NY 10604. Purpose: any lawful act or activity. #62769 99 Cleveland Drive LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 1/12/2021. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to Barnard Doran, 30 Grand Street, Croton On Hudson, NY 10520. General Purpose #62770

MFB Ortho Services LLC Art. of Org. filed with NY Secretary of State on January 15, 2021. Office located in WESTCHESTER COUNTY. Secy. Of State designated as agent upon which process may be served. Secy. Of State shall mail a copy of any process against it served upon him/her to: 27 Foothill Rd. Bronxville, NY 10708 (the LLCís primary business location). LLC may engage in any lawful act or activity for which a limited liability company may be formed. #62771 Bofabri Realty LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 1/8/2021. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to Francesco D. Nesci, 2 Beechtree Dr., Larchmont, NY 10538. General Purpose #62772 Notice of Formation of The TriFocal Advisor, LLC. Arts. of Org. filed with SSNY on 9/22/20. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to Corporation Service Company, 80 State Street, Albany, New York, 12207-2543. Purpose: any lawful act or activity. #62773

Paula Lincoln LLC, Art. of Org. filed with SSNY 3/5/2020. NY office location: Westchester County. SSNY designated as agent for process. SSNY shall mail copy of process to: c/o The LLC, 145 Westchester Ave., Tuckahoe, NY 10707. Any lawful act or activity #62774 BB & H LI LLC Filed 4/15/20 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 570 Taxter Road, Suite 550, Elmsford, NY 10523 Reg. Agent: USA Corporate Services Inc, 19 W 34th St Ste 1018, New York, NY 10001. Purpose: All lawful #62775 Monticello Venture Capital LLC. Filed 10/27/20 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 34 Norm Ave, Bedford Hills, NY 10507 Purpose: All lawful #62776

Notice of formation of Rossana Valentino Textiles, LLC. Art.of Org. filed with the SSNY on Jan. 6, 2021. Office: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to the LLC, 137 Cedar Lane, Bronxville, NY 10708. Purpose: Any lawful purpose #62777 Notice of formation of Limited Liability Company (LLC): C. F. S. Consortium, LLC. Articles of Organization were filed on January 5, 2021. The LLC is located in Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: the principal business location of LLC at 104 N. Lawn Avenue, Elmsford, NY 10523. Purpose: any lawful business activity. #62778

Sealed bids will be received as set forth in instructions to bidders until 10:30 A.M. on Thursday, February 18, 2021 at the NYSDOT, Office of Contract Management, 50 Wolf Rd, 1st Floor, Suite 1CM, Albany, NY 12232 and will be publicly opened and read. Bids may also be submitted via the internet using www.bidx.com. A certified cashier’s check payable to the NYSDOT for the sum specified in the proposal or a bid bond, form CONR 391, representing 5% of the bid total, must accompany each bid. NYSDOT reserves the right to reject any or all bids. Electronic documents and Amendments are posted to www.dot.ny.gov/doing-business/opportunities/const-notices. The Contractor is responsible for ensuring that all Amendments are incorporated into its bid. To receive notification of Amendments via e-mail you must submit a request to be placed on the Planholders List at www.dot.ny.gov/doing-business/opportunities/ const-planholder. Amendments may have been issued prior to your placement on the Planholders list. NYS Finance Law restricts communication with NYSDOT on procurements and contact can only be made with designated persons. Contact with non-designated persons or other involved Agencies will be considered a serious matter and may result in disqualification. Contact Robert Kitchen (518)457-2124. Contracts with 0% Goals are generally single operation contracts, where subcontracting is not expected, and may present direct bidding opportunities for Small Business Firms, including, but not limited to D/W/MBEs. The New York State Department of Transportation, in accordance with the Title VI of the Civil Rights Act of 1964, 78 Stat. 252, 42 U.S.C. 2000d to 2000d-4 and Title 49, Code of Federal Regulations, Department of Transportation, Subtitle A, Office the Secretary, Part 21, Nondiscrimination in Federally-assisted programs of the Department of Transportation and Title 23 Code of Federal Regulations, Part 200, Title IV Program and Related Statutes, as amended, issued pursuant to such Act, hereby notifies all who respond to a written Department solicitation, request for proposal or invitation for bid that it will affirmatively insure that in any contract entered into pursuant to this advertisement, disadvantaged business enterprises will be afforded full opportunity to submit bids in response to this invitation and will not be discriminated against on the grounds of race, color, national origin, sex, age, disability/handicap and income status in consideration for an award. BIDDERS SHOULD BE ADVISED THAT AWARD OF THESE CONTRACTS MAY BE CONTINGENT UPON THE PASSAGE OF A BUDGET APPROPRIATION BILL BY THE LEGISLATURE AND GOVERNOR OF THE STATE OF NEW YORK. Please call (518)457-2124 if a reasonable accommodation is needed to participate in the letting. Region 08: New York State Department of Transportation 4 Burnett Blvd., Poughkeepsie, NY, 12603 D264443, PIN 801616, Westchester Co., Pedestrian Access Improvements: Route 116 Over Metro North Railroad, Town of North Salem, Bid Deposit: 5% of Bid (~ $20,000.00), Goals: MBE: 0.00%, WBE: 0.00%, SDVOB: 0.00%

FCBJ

WCBJ

JANUARY 25, 2021

MEET THE WINNERS Paul Amado M&T Bank

John Dempsey News 12 Connecticut

Robert Moore Greenwich United Way

Zahya Beall Edward Jones

Patrick Dunleavey CironeFriedberg, LLP

Peter Belbita Noble House Media Group

Delia Espinal Savings Bank Of Danbury

Jasmin Morreale Union Savings Bank & Sal’z Pizza Bethel

Gregory Bennici Robinson & Cole LLP

Kristin Ferrarese Fortuna’s Catering Co.

Valeria Bisceglia Connecticut Small Business Development Center

Sean Flynn Essex Financial The Southport Group

Vijay Rathna Chateaux Software Dev,. Inc.

Razul Branch Magnacon 7 Enterprises

Maria Garcia-Quintner MGQ Law, LLC

Loni Richards Service After Service

Kristina Capretti Greenwich Hospital

Scott Gilbert Black Bridge Motors

Lindsey Shellman WIN, Web Integrated Network

Canio Carlucci Carlucci Welding & Fabrication

Jeralyn Haber Deloitte & Touche LLP

Travis Sluss MacInspires

Kimberly Chamberlain Wells Fargo Bank

Mike Hanauer SKOUT Cybersecurity

Adam M. Swanson McCarter & English LLP

Sabrina Church City of Norwalk

Chelsea Kordiak Stratford YMCA, a branch of the Central Conneticut Coast YMCA

Tiffani Valentin First County Bank

Lisa Marie Colangelo The Palace Theatre Allison Costanzo Founder Sonder Financial Jennifer DaSilva Americares Free Clinics

Taylor O’Brien City of Danbury Kara Prunty City of Danbury

Patrik Kovac CliftonLarsonAllen (CLA)

Benedict Vetter Greater Norwalk Chamber of Commerce

Inna Lazar Greenwich Eye Care

Marc Weber OnTheMarc Catered Events

Tina Marie Mazzullo Courtyard and Residence Inn Stamford Downtown

Ari Yasgur New England Investment Partners

Courtney McSherry Blue Buffalo