The Business Journals - Week of March 14, 2022 by Westfair Business Journal

AWARD WINNING EDITORIAL

INCLUDING THE HUDSON VALLEY MARCH 14, 2022 VOL. 58, No. 11

westfaironline.com

Gerstner Center main entrance. Photo by Peter Katz.

CLICK HERE FOR VIDEO

LESSONS LEARNED AT A CONFERENCE AND LEARNING CENTER

BY PETER KATZ

Pkatz@westfairinc.com

Westchester learning and conference center managed by FLIK Hospitality Conference Centers and Hotels is seeing increased levels of activity with the easing

BY JUSTIN MCGOWN

in Armonk in honor of Gerstner who served as company president and CEO from 1993 to 2002. The center, built in the late 1970s, had undergone a significant renovation and continued to be used as a key facility in IBM’s estimated $400-million annual training and

development programs for its workforce. Fast forward to 2022, and the Gerstner Center finds itself strategically positioned in the hospitality and business conference center industry through serving the needs of select outside businesses and

organizations as well as IBM. About 60% of the center’s usage is by IBM and the remaining 40% is by others. The managing entity, FLIK, is headquartered in Rye Brook and is part of Compass Group North America. Based in Charlotte, NC,

LESSONS LEARNED

Power storage solutions as the key to wider cleantech adoption

jmcgown@westfairinc.com

of the pandemic. That center is the Louis V. Gerstner IBM Center for Learning, located on a 26-acre section of IBM’s 440-acre campus in Armonk and has as its address 20 Old Post Road. On Oct. 1, 2018, IBM renamed the learning center on its campus

n March 1, the first of a series of free public webinars about Connecticut’s efforts to modernize the electric grid was hosted as a collaboration between the Clean Energy Group and the Connecticut Green Bank. The focus was mainly on the devel-

opment of power storage solutions, primarily in the form of batteries, and the design of an incentive structure to promote their adoption. Power storage solutions are an important part of plans to decarbonize the electrical grid because renewable energy sources such as solar and wind power are intermittent and rely on specific weather

environments to produce power. On Jan. 1, Connecticut’s Public Utilities Regulatory Authority (PURA) launched its Energy Storage Solutions program with a mission to install 580 megawatts (MW) of storage capacity in homes and businesses over the next nine years. PURA is also seeking to install 50 MW of storage capacity to industrial and commercial facilities

by 2024, to be followed by 100 MW between 2025 and 2027 and an additional 140 MW by 2030. To encourage that growth, PURA examined several different incentive structures to promote battery installation and is leaning towards a two-prong approach that will encourage both adoption and continued use of the technology.

The Energy Storage Solutions program’s upfront incentive for businesses is a lump sum of $100 to $200 per kilowatt hour (kWh) of capacity installed, according to Josh Ryor, PURA’s director. The rates for residential installation are pegged at $200 per kWh. That means that a popular option such as the Tesla Powerwall (an inte-

CLEANTECH ADOPTION

Brookfield’s Calculated Survival goes into the woods with startup business We don’t create gimmicks to enrich ourselves; we enrich our readers with news about where they live and work.

BY PHIL HALL Phall@westfairinc.com

n concept, a walk in the woods can be a peaceful and relaxing strategy for disconnecting from the stress of the wired world and recharging one’s emotional batteries within the serenity of nature. In reality, things can go awry, with the potential for getting hopelessly lost to badly injured to visited by an animal in search of its next meal. And there’s where Erik Kukk comes in. The Brookfield-based Kukk is no stranger to stressful situations — he was a former counter-intelligence agent in the U.S. Army who ran an investigation and bodyguard company before starting his own law firm — and his combined interests in the outdoors and helping people resulted in his co-founding Calculated Survival, a new company designed to educate people on being prepared for the best and the worst that the wilderness has to offer. Kukk began planning Calculated Survival last July with an eclectic circle of collaborators: his wife, who is also an attorney and a mechanical engineer; her father, a retired military rocket scientist; his daughter, who was completing her master’s in bioengineering; his daughter’s fiancé, an inventor and survivalist; and a police officer friend who was called on multiple occasions to locate people who became lost in the woods. “What we decided is develop a company using our innovations, because we have a lot of ideas for making emergency survival easy for the regular person,” Kukk explained. “Our survival company is not for Rangers or the military or anything else — this is for your

Correction In last week’s edition, the article “New life on Cemetery Street?” was erroneously credited to Phil Hall. The article was authored by Justin McGown.

MARCH 14, 2022

MAIN OFFICE TELEPHONE 914-694-3600 OFFICE FAX 914-694-3699 EDITORIAL EMAIL Phall@westfairinc.com WRITE TO 4 Smith Avenue, Suite #2 Mount Kisco, NY 10549 Publisher Dee DelBello Co-Publisher/Creative Dan Viteri Associate Publisher Anne Jordan

NEWS Fairfield Bureau Chief & Senior Enterprise Editor • Phil Hall Copy and Video Editor • Peter Katz Senior Reporter • Bill Heltzel Reporters Edward Arriaza, Georgette Gouveia, Peter Katz, Justin McGown, Research Coordinator • Luis Flores

Erik Kukk. Contributed photo. everyday person that might go out hiking and get lost or get into a car accident where there’s nobody up in the mountains.” Part of the focus that Kukk and his Calculated Survival team are pursuing is the building of a YouTube channel that offers video lessons on various survival strategies. “I just shot a video over the weekend on learning how to recognize, treat and then avoid hypothermia,” Kukk continued. “What we’re planning on doing with our YouTube channel is to give people free training on recognizing when they might be in trouble and how to get out of trouble.” The Calculated Survival team is also creating a product line designed to help those who are forced to help themselves in the wild. “We have a survival kit that’s no bigger than a brick,” he said, noting the kit would include mylar for staying warm, a LifeStraw water purification kit for safely consuming groundwater, and a FCBJ

WCBJ

fire starter. “What we’ve realized is that people are buying these kits that have bottle openers and can openers, stuff you don’t need,” he continued. “We’re putting together a kit that is just what you need. But beyond that, you also need to have the training — a fire starter kit doesn’t do you any good if you don’t know how to use it.” Calculated Survival is also operating an e-commerce site that appeals to both the serious survivalist and those who prefer to live vicariously through Bear Grylls reruns. The company’s online store including survivalist-designed clothing, axes and knives made from original designs created by the Calculated Survival team, camping and hiking gear and some distinctive miscellaneous items ranging from the important (a counter ring designed to keep track of the distance traveled during hikes, land navigation or runs) to the amusing (a stainless steel whiskey teacup). At the moment, Calculated

Survival is being monetized through self-funding by its co-founders and e-commerce sales, with new products in development including a folding hatchet. Kukk, who still maintains his law practice full time while operating the new business, is also exploring the possibility of conducting in-person classes for those who would benefit from the positive elements of being outdoors. “One of the things we talked about when we started the company is that we wanted to use this as a kind of a help to fight depression,” he said. “Everybody comes across depression. And when we ran across friends that had problems or issues, we used to take them up to the Appalachian Trail for a few days. And it’s amazing what just the outside and walking in the air, without all the electronics, and just having to talk and live in the nature does for you and your attitude. We want to bring that back once we get this up and running.”

ART & PRODUCTION Art Director Sarafina Pavlak Digital Media Designer Alexandra Cali ADVERTISING SALES Manager • Anne Jordan Metro Sales & Custom Publishing Director Barbara Hanlon Marketing & Events Director • Fatime Muriqi Marketing Partner • Larissa Lobo Events Sales & Development • Marcia Pflug AUDIENCE DEVELOPMENT Manager • Daniella Volpacchio Research Assistant • Sarah Kimmer ADMINISTRATION Contracted CFO Services Adornetto & Company L.L.C. Westchester County Business Journal (USPS# 7100) Fairfield County Business Journal (USPS# 5830) is published Weekly, 52 times a year by Westfair Communications, Inc., 701 Westchester Ave., White Plains, NY 10604. Periodicals Postage rates paid at White Plains, NY, USA 10610. POSTMASTER: Send address changes to: Westchester County Business Journal and Fairfield County Business Journal: by Westfair Communications, Inc., 701 Westchester Ave, White Plains, NY 10604. Annual subscription $60; $2.50 per issue More than 40 percent of the Business Journal is printed on recycled newsprint. © 2022 Westfair Communications Inc. All rights reserved. Reproduction in whole or in part without written permission is prohibited.

A MEMBER OF

Mount Kisco massage school owner accused of mishandling assets BY BILL HELTZEL Bheltzel@westfairinc.com

former owner of a Mount Kisco massage school orchestrated transfers of assets that put $800,000 to $1 million in his pocket, a bankruptcy trustee claims, and left the business insolvent before it filed for bankruptcy protection. Howard P. Magaliff, the trustee for Finger Lakes Massage Group Inc., accused John Robinson of fraud, in an adversary proceeding filed Feb. 19 in U.S. District Court, White Plains. “Robinson engaged in misconduct,” the complaint states, by divesting the business of assets “for no consideration.” The business owned massage schools in Mount Kisco, Ithaca and Frederick, Maryland. It was originally operated by an Illinois holding company, 55% owned by Robinson, of Wheaton, Illinois, and 45% by David Merwin, of Cumming, Georgia. In 2017, they formed Finger Lakes School of Massage, based on North Bedford Road, Mount Kisco. In April 2018, they transferred the school’s assets to new entities for which no money or consideration was given, according to the complaint, and sold the company and other properties, renamed as the Trumantra Education Group, for $3 million to Kuzari Group, a Manhattan venture capital firm. Robinson received $800,000, the complaint states, and another $200,000 was put in a collateral account to be distributed to him later. In 2019, the Accrediting Council for Continuing Education and Training declined to recertify Finger Lakes School of Massage, according to news accounts, citing “egregious noncompliance” with standards. The loss of accreditation jeopardized students’ access to federally funded financial aid. Also, in 2019, Kuzari sued Robinson and Merwin for fraud and other charges in Manhattan Supreme Court, for allegedly concealing financial problems when they sold the business. Robinson filed a counter-claim for the $200,000 put in escrow that he said he never received. The fraud charge against Robinson was eventually dropped and in 2020 both sides agreed to discontinue their cases. By then, Finger Lakes Massage Group, one of the entities involved in the transfers that led to the Kuzari deal, petitioned for

Chapter 7 bankruptcy liquidation, declaring $22,693 in assets and $483,087 in liabilities. Magaliff argues that the Finger Lakes Massage Group transactions were fraudulent because the company did not receive

equivalent value for the assets it transferred school’s creditors. and because the deal made the business Efforts to contact Robinson for a Date: 3/14/2022 insolvent. response were unsuccessful, and an attorHe is asking the court to nullify the ney who recently represented him in the Focus: Banking transfers and direct Robinson to pay back Kuzari lawsuit did not respond to an email Advertorial: Commercial Real Estate the money he received, for the benefit of the request for comment.

Commercial Lending

Solutions with your Business in Mind The funds your business needs, when you need them. • Commercial Mortgages and Construction Loans • Equipment Loans and working capital Lines of Credit • Cash Management solutions and fraud protection For questions about how we can help your business, visit us: www.FirstCountyBank.com 203.462.4855

Equal Housing Lender Member FDIC NMLS# 411487

FCBJ

WCBJ

MARCH 14, 2022

G AN

T C A IM P M A K IN

2 02

Cynthia Merkle. Contributed photo.

Union Savings Bank’s Cindy Merkle stays ahead of the retail banking curve BY JUSTIN MCGOWN jmcgown@westfairinc.com

n 2013, Cindy Merkle made history in becoming the first female president and CEO of Union Savings Bank in the Danbury-based financial institution’s 155 years. And according to Merkle, she is overseeing the bank during a particularly historic stretch of time as well. Coming off a year with a record number of bank closures, Merkle was proud to report that Union Savings Bank has held steady. “The number of customers that are coming into the branches is diminishing every year,” she said. “But we still firmly believe you need a branch for a customer who wants financial assistance or a perspective on financial planning or consulting on mortgages. And a lot of small businesses still visit our branches, so you want to make sure that you have individuals with the expertise that can help them on the business sector as well.” Merkle stated that for a large portion

MARCH 14, 2022

FCBJ

of the bank’s customers, branches mainly serve as billboards until customers decide they want the personal touch in their transactions. In the meantime, customers — particularly younger ones — are doing more of their banking online and through mobile apps, while the branch locations provide a staging ground for Union Savings community outreach programs and a hosting venue for the Love of Reading Libraries program that distributes free books for children. Merkle forecasted economic headwinds for the coming year. “We have had a very good year,” Merkle said of 2021, “as did, I think, most of our counterparts in Connecticut. It was a challenging second year of the pandemic, but most of us participated in the Paycheck Protection Program (PPP). “After the second round of the PPP early on in 2021 there was a robust mortgage market with refinance activity because interest rates were so low,” Merkle added. “We had a lot of purchase WCBJ

mortgages, but now I think homebuyers are finding it difficult due to the tiny inventory.” Merkle predicted the strong market performance from last year is not going to have an encore. “2022 is probably not going to be a repeat of 2021,” she warned. “We anticipate this year a number of interest rate hikes from the Federal Reserve. We don’t know how many, but I think if you were to talk to any CEO six months ago, they would’ve said maybe one or two in 2022 — but we’re hearing from the Fed that it could be radically more than that. So, we’re interested to see what will happen mid-March at the Fed meeting.” The Russian invasion of Ukraine and U.S. sanctions on Russia are unlikely to have an obvious economic impact on Fairfield County businesses, according to Merkle, who believed fuel prices may be worth watching — although she believed that the real threat for many local businesses is digital. “There’s been heightened cyber alerts

to make sure that everyone is doing what they need to be doing,” she said, “but we were getting those over a year, two years ago. We’ve consistently invested in our information security infrastructure, and I would say from an industry perspective we’re ahead of the curve for quite a few years.” As a result, Merkle characterized the coming year as a time for Union Savings to consolidate its customer base and provide them with more services. That will include integration into mobile pay systems and expanded online banking options. Union Savings is also one of the first banks in the region to offer advances of up to two days on pay day deposits, a service that can be critical for those with unexpected expenses or with rent coming due before payday. “What we’re really looking at is to enhance and increase the number of households that we bank in Connecticut from a relationship perspective,” Merkle said. “Because that’s really how we have to grow: organically.”

BY BILL HELTZEL

Company claims $3M fraud in missing Covid-19 self-test kits

Bheltzel@westfairinc.com

Rockland resident is claiming losses of $3 million in trying to buy Covid-19 self-test kits. Seven Trade LLC accused Medical Engineering, Temecula, California, and Viking Sales Group, Hollywood, Florida, of fraud in a Feb. 28 complaint filed in U.S. District Court, White Plains. Seven Trade ordered test kits to resell to a large health care company, according to the complaint, but Medical Engineering and Viking “concocted lie after lie” to explain why the kits were not being delivered. Seven Trade, based in Manhattan, does not identify its owner except as a resident of Rockland. In January, the company made a deal with a health care company to procure self-test kits, the complaint states, and was introduced to a broker, Shlomo E. Suissa, of Aventura, Florida. Suissa allegedly advised that he knew of a company with a large supply of kits and he set up a phone call with Lonnie Banks of Medical Engineering. Suissa and Banks, who are named as defendants in the complaint, said they could deliver Siemens Clinitest Covid-19 Antigen Self-Test kits within two weeks. Seven Trade ordered 350,000 kits at $5.90 each, for a total of $2,065,000, and on Jan. 20 wired a $1.8 million down payment to Medical Engineering. On Feb. 3, when the order was to be delivered, Suissa and Banks allegedly claimed that the kits were stuck in warehouses in Germany. Seven Trade offered to pick up the kits at its own expense, but Banks said they could not be released due to U.S. Food and Drug Administration regulations. Seven Trade says it suspected fraud and demanded an immediate $1.8 million refund. Banks and Suissa offered to immediately wire a partial refund of $600,000, according to the complaint. But instead of receiving the funds, Seven Trade says, it received two phony wire transfer confirmations and a video purportedly depicting pallets of test kits at a Los Angeles warehouse. Seven Trade arranged to pick up the order, but when the trucking company arrived there were no kits. “Apparently realizing that their scheme had been exposed and now seeking to ward off litigation, the complaint

CDC.gov: Covid-19 self-test kit

states, “Suissa caused Viking to transfer a small partial refund of $200,000 ... while promising the $1.6 million balance would be refunded shortly.” The $1.6 million never materialized, according to the complaint. Seven Trade accuses the defendants of fraud, aiding and abetting fraud,

breach of contract and unjust enrichment. It is demanding $3,060,000 for the $1.6 million that was allegedly stolen, $1,435,000 in lost profits, and $25,000 in expenses. Manhattan attorneys Terrence A. Oved, Darren Oved and Glen Lenihan represent Seven Trade.

Bond, Schoeneck and King Opens a Westchester Office Bond has New York State covered! Now with a presence in every major metropolitan area, Bond has closed any distance between our attorneys and the clients who rely on them. A full-service law firm serving businesses, colleges and universities, public sector entities, including school districts, Bond has 250 lawyers, including eight resident in the Westchester office. Bond – Essential to Your Business©

ALBANY BUFFALO GARDEN CITY NEW YORK CITY ROCHESTER SARATOGA SPRINGS SYRACUSE UTICA WESTCHESTER 10 Bank Street - Suite 1120, White Plains, New York 10606 • 914.306.7801 • BSK.COM FCBJ

WCBJ

MARCH 14, 2022

Lessons learned — that company, which specializes in hospitality, food service and support services reported having more than 280,000 employees and revenues of $20.1 billion in 2019. The parent company is Compass Group PLC, based in Chertsey, England, which operates in more than 50 countries. Thomas Spanos, director of sales and marketing for the Gerstner Center, told the Business Journal that outside clients include Fortune 5000 companies. He said that many clients are based in Westchester and nearby areas. “They come in here for learning and development. It’s an environment where there are no disruptions, period. It’s strictly all B2B,” Spanos said. “There are no social events here at our conference center. We don’t have weddings, bar mitzvahs, baptisms of any kind.” Spanos said that the main conference center has 16,800 square feet of meeting space including 11 classrooms, 14 breakout rooms and a large forum that used to be an auditorium. In addition, there are four residential buildings that have a total of 182 sleeping rooms for guests, a fitness center and outdoor tennis courts. The architecture makes heavy use of stone and wood, making the center’s structures quite compatible with the scenic terrain. “There are hiking trails here and outdoor activities that people do here,” Spanos said. “We do a lot of leadership training and development here so we have a lot of team-building events that go on. Executive meetings take

place, board of directors meetings, retreats.” Spanos said that high-tech audio visual equipment allows meetings to be viewed at off-premises locations as well as permitting interactive sessions involving multiple sites. Meeting rooms are equipped with large screen monitors and a special type of film over the windows that face corridors prevents passersby from seeing the on-screen displays intended for meeting participants. “We just finished a major renovation of the entire conference center, finished it up in 2019. We knocked down all the exterior walls, put in a lot of glass to bring the lights in,” Spanos said, adding that a prototype renovation has been completed on one of the guest rooms and all 182 are planned to be renovated in a project due to shift into high gear in the fall. Spanos said the pace of the recovery in activity from the Covid pandemic has been increasing. “You can only come into the conference center if you’re vaccinated. That’s a policy by IBM,” Spanos said. “As of the first of March, we got rid of the mask mandates and the social distancing, so with that we opened up our doors.” Spanos said that after having gatherings canceled by the pandemic, the first outside group came in last September as the virus was somewhat subsiding, then things slowed down when the Omicron variant arrived on the scene. “It’s been hard for everybody in the whole

Cleantech adoption —

grated battery system that stores solar energy for backup protection charger) with a 13.5 kWh capacity could be offset for an individual business by as much as $2,700 upfront. The continuing incentive, designed to encourage consistent use, is somewhat more complex. Due to differing energy prices, there are different rates for the summer and winter, and for the first five years this variable rate will pay up to $200 per kWh of energy stored during the summer and $25 per kWh in the winter, with the total annual payout capped at $225. Thus, the state would pay a business up to $15,187.50 in the first five years for installing a Powerwall or similar system. The following four years would have a reduced payout of $115 per kWh in the summer and $15 per kWh in the winter for a maximum of $130 per kWh year-round, but that is still $6,210 at the maximum rates. It is worth noting that prices lower than these rates can also be set, and there is no guarantee that the power grid will need to tap into storage at all, let alone at the maximum rate throughout the entire year. However, the regulations allow for an

MARCH 14, 2022

FCBJ

A Tesla charging station. Photo courtesy Wikimedia Commons appealing best-case scenario: A single Tesla Powerwall costs $10,500 to install, which means that a business that installs one and WCBJ

industry. It has to change and it’s definitely changing,” Spanos said. “People are coming in, things are happening. Everybody’s been very understanding of everybody’s concerns and needs and everybody’s operating that way.” Spanos said that there’s a parallel between the way the hospitality industry got hit by Covid and the way it has been hit in the past during economic recessions. The Gerstner Center’s General Manager TJ Fimmano said a key to achieving and maintaining consistently high quality in the atmosphere at the center along with the service and care provided to guests is in the way the center’s staff is treated. “How the team feels is how the guest feels in the end,” Fimmano said. “Keeping people motivated, keeping people happy, making sure they’re appreciated, doing little things for people that just make their day better.” Fimmano said that when hiring staff members, the personality of the prospect comes into play. “We would much rather have people that have little hospitality experience and just have the right personality. It’s all about that, really,” Fimmano said. “We can train you how to check someone in, that’s not hard. The hard part is knowing how to treat people, knowing how to interact with guests and having the personality to want to do that, to want to take care of people.” Fimmano said that while hospitality people have always needed to be flexible when it comes to serving guests, that has intensified lately.

“That’s just turned up so much over the past, really, five years and through Covid now and coming out of Covid, it’s really a big change,” Fimmano said. “Different people want different things at different times and for different reasons, whether it has to do with health and safety or whether it has to do with just their whims, so it’s our job to make sure that we’re flexible enough to react and deliver to the expectations of each individual.” Fimmano expressed the view that for Westchester, the Gerstner Center is at the top of the market. “We have the meeting space, we have the food program that our guests love and that’s what keeps them coming back and that enables us to really sell this place,” Fimmano said. Executive Chief William Pfeiffer said that the food service at the center needs to be innovative in its menu items while also being efficient in meeting the expectations of businesspeople who are used to demanding the best. “You’ve got to be very organized; the kitchen has to be run very efficiently,” Pfeiffer told the Business Journal. “The culinary world is constantly innovating, it’s constantly moving forward. If you’re not staying with the times you’re going to get left behind, people are not going to be wowed by your food. “You have to take old ideas, new ideas, you have to create your own fusion. You have to constantly innovate. Research, reading, recipe testing and a lot of thought go into the menus that we do here.”

sees the state payout the entire worth of their power storage across every year of the program would make $13,600 after the cost of the Powerwall is deducted. Cheaper and larger power storage options also exist and installing multiple units at the same time lowers overall cost. Additionally, customers in underserved communities will receive larger upfront payouts, up to $300 per kWh. Residents who make under 60% of the state median company will receive up to $400 per kWh of storage installed. Much of the recent webinar was concerned with designing the decision-making process for the program and how the incentive structure was selected. Two additional webinars in this series are planned. On March 15, the focus will be on how the Connecticut Green Bank, Avangrid and Eversource will implement the program. A follow-up on March 29 will focus on how the Connecticut Green Bank and the Clean Energy Group will work to implement these storage solutions in low-income housing facilities. Both seminars are free and open to the public.

During the March 1 webinar, Bryan Garcia, president and CEO of the Connecticut Green Bank, shared a story that brought an emotional element to this cleantech endeavor. He recalled comments said to him by Mother Jennifer of The Daughters of Mary of the Immaculate Conception after a dedication ceremony for an energy storage project installed at one of their facilities. “‘Bryan, your language of clean energy and climate change is all well and good,’” Garcia recalled Mother Jennifer saying as she took the podium after him during a dedication ceremony where he had spent most of his speech reading off impact metrics. “‘But in addition to all of that, as a result of this clean energy system, I’m able to expand the summer programs for the youth and the elderly and increase housing for the poor and the battered.’” Garcia told the webinar audience that they should “not only think about the details that go into a public policy like this, but also to step back and put ourselves in the shoes of those families and businesses that will benefit from it — a planet protected by the love of humanity.”

BRIEFS COMPILED BY PHIL HALL

Aquarian Co. acquires Torrington Water Co. Bridgeport’s Aquarion Co., parent of Aquarion Water Co., has acquired The Torrington Water Co. (TWC) for an undisclosed sum. Aquarion provides regulated water service in Connecticut, Massachusetts and New Hampshire, while Torringtonbased TWC provides regulated water service to Connecticut customers in Torrington and to portions of Burlington, Harwinton, Litchfield and New Hartford. The merger will add approximately 10,100 customers to Aquarion’s base of 226,000 customers. Under the terms of the acquisition, will become a wholly owned subsidiary of Aquarion, with all TWC employees being retained. “Both Aquarion and TWC can trace their local water service roots back to the 1800s. This merger will ensure this

history lives on and continues to create long-term benefits for customers, employees, and the communities we serve,” said Donald Morrissey, president of Aquarion Water Co. “We will make the needed investments in this water system to ensure continued reliability and water quality for decades to come. We also welcome TWC’s dedicated employees to the Aquarion team.”

Total Mortgage snags naming rights for Bridgeport arena The Webster Bank Arena is no more, at least in name. The 10,000-seat Bridgeport-based venue is now the Total Mortgage Arena after Stamford-headquartered Webster Bank concluded its 10-year run as corporate sponsor. Milford-based Total Mortgage signed a 10-year deal for the naming rights to the city-owned, 21-yearold arena, which is home to the Bridgeport Islanders, the American Hockey League

affiliate of the National Hockey League’s New York Islanders. “We’re excited to welcome Total Mortgage as our new naming rights partner in Bridgeport,” said Jon Ledecky, New York Islanders co-owner. “Total Mortgage is both a leader in the mortgage industry and a dedicated community partner, and we cannot wait to start working with their team and continue providing our fans with the premiere entertainment and experience they deserve.” The financial terms of the agreement were not disclosed. However, as part of the deal, Bridgeport’s city government will spend up to $30 million in upgrading the venue.

UConn evaluating possible center for ag business The University of Connecticut is considering the creation of a Center for Agriculture and Food Innovation that will help statewide businesses in the agricul-

ture sector. According to UConn, the center will support startups and established food manufacturers, either farm-based or otherwise, that are seeking to expand and innovate their products offerings. The new center would be a collaboration between UConn’s College of Agriculture Health and Natural Resources, along with the Connecticut Department of Agriculture, and the UConn School of Business. “UConn is a committed partner in the state’s goals — from economic development to preparing a workforce for the future,” said Interim President Radenka Maric. “This center could serve as another opportunity for UConn to support growing Connecticut businesses.” “In many ways, UConn already serves as a central resource on both agricultural science and business,” added Dean Indrajeet Chaubey from the College of Agriculture, Health and Natural Resources. “We’re looking to expand our efforts to help food entrepreneurs succeed and support economic development in the state.”

GROW AND SUCCEED!

With our game-changing business tools & services COMMERCIAL LOANS n Lending n Commercial Mortgages n Construction Loans n Credit Lines n SBA Preferred Lender BUSINESS PRODUCTS AND SERVICES n Deposit & Electronic Banking Services n Credit Cards & Cash Management n Merchant Services

We have been lending in Fairfield and Westchester Counties for over 20 years.

NMLS #763547

To learn more call 844-SBD-Bank, or visit SBDanbury.com. FCBJ

WCBJ

MARCH 14, 2022

Bethel’s Famous Pizza forges ahead with old-school sensibilities BY EDWARD ARRIAZA earriaza@westfairinc.com

fter many years serving Greek-style pizza from their brickhouse restaurant on the corner of Greenwood Avenue and P.T. Barnum Square in Bethel, Famous Pizza’s storefront moved to a slightly new location right next door in an adjacent space on the square. The construction of the new storefront was completed this past December, with partners and brothers-in-law Perry Anastasakis and Anthony Caffrey satisfied with the modern and more minimalistic venue. This change is the beginning of a new chapter for the family-owned pizza parlor that first opened in 1982. And while their downscaling was spurred on in part by Covid-19, the family’s philosophy of respecting and paying tribute to their community continues unabated. But what was the previous incarnation of Famous Pizza like before the location change just a few months ago? Anastasakis highlights the relationship between the pizzeria, the family and Bethel as crucial in understanding how the restaurant has operated before, and into the present. “They came through a town that they thought would be a good place to raise their children and operate a business,” he said of his parents, George and Pauline Anastasakis. With such a simple goal, the first-generation owners went to work, founding the restaurant and establishing themselves in Bethel by sending their children off to school and by performing community outreach by sponsoring local sports teams. Bethel, in turn, appreciated the family’s services, with satisfied and loyal customers frequenting time and again, discovering their favorite dishes and building a lively rapport with the owners, both past and present. Anastasakis contrasted these jovial interactions with his time as

MARCH 14, 2022

Anthony Caffrey (left) and Perry Anastasakis (right). Photo by Edward Arriaza. an auditor in a corporate environment — while that work paid good money and was respectable in his eyes, it lacked the warmth he has come to associate with working at Famous Pizza. “It’s much different from providing something as comforting as a pizza,” he related. Key to Famous Pizza’s continued success, even as it metamorphizes into a downscaled restaurant, is their eye for quality control. Anastasakis and Caffrey prefer a hands-on approach in their kitchen, overseeing the use of ingredients and adherence to recipes. The duo’s presence on-site allows for this level of control, and they believe attempts to FCBJ

WCBJ

franchise or expand may result in reduced quality. “I think that pride in our town forces us to really be cognizant of how we operate,” Anastasakis stated. But customers aren’t the only people on the minds of Anastasakis and Caffrey. The opening of another restaurant would also mean assembling a new team as cohesive and motivated as their current team, and that would not be an easy task — most members have accumulated 10 to 20 years of experience at Famous Pizza. The partners believe this dedication to craft is the result of good compensation, adequate time off, and in

general treating employees like an extension of the family rather than replaceable, invisible components. The mutual loyalty paid off when Covid-19 first hit. Where many businesses had and continue to see a huge amount of employee turnover, Famous Pizza held together internally. It was clear, however, that merely sticking together and continuing business as usual would not suffice. “We actually shut down entrance to our restaurant before any of the mandates,” Anastasakis recalled. “We were probably one of the first businesses in the area that did that.” The team changed their busi-

ness model temporarily to that of delivery and curbside pickup only. While this move may have disappointed some customers, the community was overall receptive toward these efforts. This period signaled a need for change at Famous Pizza. They managed to avoid much of the pandemic’s brutal impact in the meantime with their temporary pivot toward delivery and curbside pickup, but they also acknowledged shifting market forces — many customers, particularly millennials, have come to prefer eating at home or at work over dining in at a restaurant. “We didn’t wait for the restaurant landscape to change. We took that time to plan for the future,” Anastasakis said. “We saw the signs that the dining room business was on a decline, and delivery was on the rise.” Rather than hunker down and then open up, business as usual, with the end of mandates, Anastasakis and Caffrey concluded that Covid-19 merely accelerated the inevitable. Famous Pizza would likewise need to keep up with the changing landscape by downscaling the restaurant space and permanently orienting more toward the delivery and pickup side of the business. There has also been a shift in taste that Famous Pizza could no longer ignore. Though their thickcrust, Greek-style pizza had been served since the beginning and was beloved by customers, it was decided that a thin-crust, Italian style would cater to more customers. To not alienate longtime patrons, ingredients and recipes remained the same, with only the cooking process altered. The change was not without some initial skepticism, especially within the team and family, but the vast majority of customers love the new pizza. And along with staples such as chicken parmesan and homemade mozzarella sticks, new food items now populate Famous Pizza’s menu, with the upside-down Sicilian pie, featuring cheese underneath the sauce, proving a popular addition.

CONTRIBUTING WRITER

| By Bridget Gibbons

Skills training for Westchester’s workforce BY BRIDGET GIBBONS

gram will help us build a pool of qualified applicants for them to choose from,” Latimer said. “With several exciting developments in process and in the pipeline, this program will be integral in cultivating the skilled talent needed to bring these projects to fruition.” Joan McDonald, chairperson of the Westchester Industrial Development Agency and director of operations for Westchester county, added, “This pre-apprenticeship program will provide individuals the tools they will need when they advance to an apprenticeship program or work with a licensed contractor.”

estchester County has a workforce of more than 520,000 people. The county’s 28 higher education institutions and award-winning public schools are actively developing the next generation of local talent, and the high percentage of alumni from prestigious universities and institutions make the county one of the best educated workforces in the country. More than 56% of Westchester residents have an associate degree or higher, while over 25% have a graduate degree or higher. While our education system helps set our workforce apart, a large focus for the County this year will be providing skills training for employees and entrepreneurs alike to help them continue to succeed. Supporting Entrepreneurs In 2020, the Westchester County Office of Economic Development announced Launch1000, a program for County residents looking to create home-based income streams or launch new businesses or nonprofits. Born out of the Covid-19 pandemic, this innovative, fully remote program offers Westchester residents the opportunity to gain critical business knowledge, connect with mentors and help their ideas gain traction. With community forums, live workshops, online training and more, Launch1000 helps participants de-risk any new venture before going to market. To date, Launch1000 had 218 graduates and the Office of Economic Development recently announced that the program is returning for 2022. Applications are now open for the program, which this year features the addition of a dual language cohort (English/Spanish). In addition, the Office of Economic Development is partnering with the Hudson Valley Center for Innovation and The Acceleration Project to support program graduates with ongoing workshops, small sounding board groups and advisory sessions. Advanced Manufacturing Employees Advanced manufacturing has been a staple in the Westchester business ecosystem for decades. As part of the county’s commitment to growing the industry and ensuring companies have access to qualified local talent, the Office of Economic Development partnered with Westchester Community College to launch an

Bridget Gibbons serves as Westchester County Executive George Latimer’s Director of Economic Development.

Photo courtesy of Pixabay. Advanced Manufacturing Career Training Program. Launching this month, the program puts individuals with little or no prior manufacturing experience on the path to a highly skilled, well-paying and in-demand career. “Westchester County is home to a diverse advanced manufacturing industry which makes a tremendous impact on our local economy,” said Westchester County Executive George Latimer. “This program will help equip the next generation of employees with valuable skills and ensure our businesses have access to the talent they need locally.” This is a great opportunity in particular for students who are not pursuing a college degree at this time to build the skills that Westchester’s advanced manufacturing companies are looking for. Constructing Westchester’s Future This year, the Westchester County Industrial Development Agency will launch a pre-apprenticeship program to help create construction careers for county residents. This program will give participants training and exposure to the construction trades and will be an important tool for building a strong local talent pipeline. “Contractors throughout the county need skilled workers to advance their projects, and the pre-apprenticeship pro-

of companies not taking advantage of tax credits and incentives? Our team designs specialized retirement plans for business owners completely funded from little known tax credits and incentives most CPAs don't know about.

Norton Advisory Group has over 35 years of experience helping business owners with:

Retirement Planning Buy-Sell and Succession Planning Estate Planning and More To see if your business is owed money from these federal, state and local tax credits and incentives...

45 Rockefeller Pl. Ste. 2000 New York, NY (212) 574-7943 • www.nortonadvisorygroup.com FCBJ

WCBJ

MARCH 14, 2022

CONTRIBUTING WRITER

| By Michael C. Davies

How smaller businesses can achieve strong ROI via digital marketing BY MICHAEL C. DAVIES

or smaller businesses trying to compete against larger companies, nothing evens the playing field the same way as digital marketing. In fact, with a few critical resources dedicated to the appropriate marketing strategy, a smaller business can be featured above much larger companies on search engines. All you need to compete above the competition is excellent digital content for your target audiences and a way to measure the effectiveness of that content. Return on investment (ROI) digital marketing is the key to measuring the effectiveness of your content and generating more efficient content to increase the ROI of your small business. Unlike traditional advertising that tries to coerce unwilling participants into purchasing a product, digital marketing aims to create content that people need and generally want. However, digital content, while appealing, is also very subjective. When generating the content, it is not easy to know exactly how influential it will be and how much profit it will bring. With the right tools, you can use metrics such as website visits to determine the effectiveness of your digital content, weed out what is ineffective and improve your content in real time. Let’s consider three ROI-positive digital marketing tools to get you the most success for your dollar. 1. Schema Markup for Website Developers: Because we rely on the internet and digital searches, search engines are the sole determiner of how we get content to consumers in an actionable way. However, due to the immense amount of information search engines must crawl through, there are several ways in which search engines determine ranks for displaying that information. Schema markup, also known as structured data, is a way to communicate the validity and quality of your digital content to search engines. In fact, schema markup can be considered the language of search engines. Included in the schema markup are website information, company information, date of publication and more, in addition to the actual content. This information allows search engines to discover the quality of

MARCH 14, 2022

FCBJ

Photo courtesy of Pixabay. content and its relationship to the consumer and other brands to optimize its rank. Crucial content information is conveyed to search engines through pushing and pulling. Pushing is an action by content developers where they send a piece of information to a search engine to be evaluated, whereas. pulling involves a search engine directly assessing the content of a website or business. Schema markup is an actionable form of pushing whereby you receive immediate feedback on the quality of your content, its relationship to similar content on the internet, and ways to improve that content to produce a significant ROI. 2. Google My Business Marketing: Google is the leading search engine, and it offers businesses a two-fold way to get their name out there. The first is through a Google business listing profile where people can find your business and information about it; customers can even rate and review that listing. However, you don’t have direct management of the business listing, and all it does is add the business to Google Maps with a brief overview. Instead, you must create a Google My Business page. Within Google My Business, you can optimize how your business is represented on search engines and respond to critiWCBJ

cal information Google gathers about your business. For example, rather than allowing Google to list basic info about your business, you can highlight why you stand above the competition and add essential information such as hours, contact information and ongoing wait times. Furthermore, you can take action and respond to comments and reviews about your small business. And most importantly, through Google My Business, you can get critical information about traffic and search performance for your business website. This information is where positive ROI shines in Google My Business — by viewing the analytics tab, you know where people search your business, how they searched, their general location, and how you compare with competitors. Because this information is presented in real time with easily measurable metrics, it’s an excellent way to judge how effective your business is compared to others and the efficacy of various marketing campaigns. 3. Digital Listing: While a Google My Business page is an excellent place to begin bringing in and evaluating web traffic, many businesses rely on local consumers, and their marketing efforts are targeted at nearby individuals. For example, perhaps you own a restaurant in Danbury. You have a website and

use analytics to optimize your viewership among everyone online. However, you wish to target the concentrated population in the Greater Danbury area. In years past, you would use Yellow Pages to make yourself more accessible. Today, you use digital listing. Digital listing helps consumers find relevant services by grouping companies within industries together with links to their websites. When individuals search for a business, such as a place to eat, Google will list businesses within that industry. Crucial information for both the consumer and business is immediately available. Because a link to your website is included within the listing, you can judge the ROI for your listing by measuring how you compare to local competitors in your industry. You also gain valuable feedback on how users perceive your business and how to adjust your content to rise above the competition. Starting a small business has never been easy and maintaining it takes time, effort and the proper knowledge to succeed. Digital marketing may seem a little scary to the uninitiated, but it is not. Remember that the key to success is understanding how to measure the efficacy of your content and use those measurements to improve. Michael C. Davies is a creative copywriter at The Labate Group in Westport.

Ophthalmologist sentenced to eight years for billing and PPP loan fraud BY BILL HELTZEL Bheltzel@westfairinc.com

ye eye surgeon Ameet Goyal was sentenced to eight years in federal prison on March 3 for health care fraud that netted him $3.6 million. Goyal pleaded guilty last year to health care fraud, wire fraud, bank fraud and making false statements. He admitted to overbilling Medicare, private insurance plans and patients by $3.6 million from 2010 to 2017, and after he was caught, to stealing $637,200 in pandemic relief funds from the Paycheck Protection Program. He owned and operated ophthalmology practices in Rye, Mount Kisco, Wappingers Falls and Greenwich. The essence of the fraud was upcoding. Simple surgeries were billed as more lucrative complex surgeries.

He often ranked first or second in Medicare billing for complex surgeries. For instance, he submitted 192 bills for a grafting procedure that amounted to seven times more than all doctors in New York, New Jersey and Connecticut. In some cases, no procedure was performed. He received $1,714 from his wife’s and two daughters’ insurance plans for eyelid reconstructions that were not done. Billing records show “days jammed with back-to-back complex surgeries that simply could not be performed in the time allotted,” prosecutors said. Patient consent forms and medical records were falsified. Other doctors in his offices were pressured to upcode procedures. When they resisted, prosecutors said, he threatened to harm their reputations, and in one case involving a doctor who quit after refusing to do unnecessary tests, Goyal

Ameet Goyal maligned him to a new employer. He told one of his doctors that he wasn’t worried about getting caught, according to prosecutors, because insurance companies are stupid. Patients with no health care insurance were charged directly, and if they didn’t pay the bills

were turned over to an aggressive collection agency. Goyal lived in a $2 million house, belonged to a country club, and with his wife amassed more than $8 million in assets, the prosecutors said. “Put simply, there was absolutely no need or justification for Goyal to turn to fraud.” Even the prosecutors acknowledge, Goyal’s attorneys said, that real patients received real services, albeit lesser services, and “often had good outcomes.” “Ameet Goyal is much more than a man who committed fraud,” they said. “He is a complicated, sensitive, spiritual and humane person. His punishment should be mitigated by the years of quality service he provided to patients and community prior to the charged conduct.” His attorneys called the government’s scathing 52-page sentencing memo “mean-spirited

and gratuitous.” “We would be remiss…if we did not respond to the government’s aggressive campaign to malign every aspect of Ameet’s service as a physician,” said Goyal’s attorney’s. “Ameet was not accused of…medical malpractice, causing unnecessary physical harm to patients, targeting vulnerable victims or the other misdeeds described in the government’s submission.” Goyal was also sentenced to five years of supervised release and ordered to forfeit $3.6 million, of which $1.79 million has been paid. He must surrender to the Bureau of Prisons on May 3. A ssistant prosecutors Vladislav Vainberg, David Felton and Margery Feinzig represented the government. Manhattan attorneys Marc L. Mukasey, Torrey K. Young and Stephanie Guaba represented Goyal.

YOUR MORNING COMMUTE, COFFEE, & NEWS. Your daily routine, right at your fingertips.

Try a FREE 6-week trial membership. Visit westfaironline.com.

FCBJ

WCBJ

MARCH 14, 2022

HUDSON VALLEY

Rendering of one building in Ellis Ave. proposal.

Ten-building apartment complex proposed for Newburgh BY PETER KATZ Pkatz@westfairinc.com

llis Development Group LLC is asking the City of Newburgh for approval to build a 60-unit apartment complex in 10 buildings on a 12.44acre site along Ellis Avenue. Designed as a conservation development, the project would confine the construction area to approximately 5.3 acres, preserving approximately 7.14 acres as open space. The proposal being reviewed by the city’s Planning Board is similar to an earlier proposal that called for 74 apartments in 11 buildings. The Planning Board determined that the project constitutes a Type II action under the State Environmental Quality Review Act, meaning it would not have a significant adverse impact on the environment. The development parcel is composed of three lots with addresses of 139, 117 and

MARCH 14, 2022

FCBJ

125 Ellis Ave. There is city-owned property adjacent to one of the lots that includes a passive recreation area that is maintained through a partnership of Scenic Hudson and the Orange County Land Trust. The developers say the project is designed to concentrate development on the most level portion of the site, and preserve the steepest slopes in their natural state. The developer points out the Newburgh’s 2011 Future Land Use Plan specifically recommends locations and types of development that reflect the smart growth principles by increasing housing density near employment centers. They note that their project is less than one mile from downtown Newburgh and is in close proximity to local schools, parks, recreation areas and local businesses. The developer says that each three-story building will contain six two-bedroom apartments and that each apartment will WCBJ

be approximately 1,100 square feet in size. Surface parking will be provided for each building with a total of 100 parking spaces when the project is completed. The developer expects to built the project in two phases. In the first phase, seven buildings containing a total of 42 units would be built on one lot, and in the second phase, the remaining three buildings with 18 units would be constructed. The developer says that it would begin construction shortly after the approval process is completed and it would take about 14 months to complete Phase One. It estimates it would be able to complete Phase Two in September 2024. Access to the site will be via an extension of Ellis Avenue that currently is only 12 feet wide. The extension provides access to the Ellis Avenue water tank adjacent to the project’s property. Ellis Avenue is a city road with sole access from New York State Route 208, also known as Little Britain Road. The

developer points out that the access portion of Ellis Avenue is not currently constructed to standards established by the City of Newburgh. “This segment of the street will be upgraded by the developer, if necessary, to meet with the approval requirements of the City of Newburgh engineer,” the developer told the city. The developer identifies several facilities serving children, the elderly, schools, hospitals, day care centers and group homes within 1,500 feet of the site. The developer proposes to place a permanent Conservation Easement on the area that will not be disturbed by construction. In addition, an internal trail is planned along with internal sidewalks to provide pedestrian connections between all of the buildings. While no on-site active recreation is proposed, the developer says passive recreation will be available to residents via the trail and forested open space that will remain on 50% of the site.

HUDSON VALLEY Orange County Executive being deployed to Europe in Ukrainian crisis BY PETER KATZ Pkatz@westfairinc.com

range County Executive Steven M. Neuhaus, who is a Lieutenant Commander in the U.S. Navy Reserves, is being deployed to Europe for what is expected to be duty assisting with the Ukrainian refugee situation created as a result of the war started by Russian President Vladimir Putin. Neuhaus is assigned to the Pacific Fleet and told the Business Journal that he had just been sent to the fleet in Hawaii for what was expected to be about a month. “I was out there for about three or four days and got a call Saturday morning that I was being mobilized and going to Europe,” Neuhaus said. “I’m on a fast-track mobilization; I’m going to be reporting on Sunday of this week.” He said that it normally can take several months to be readied for mobilization and this is a compressed time frame. “I’m looking forward to going to Europe. I’m looking forward to being part of the solution and helping,” Neuhaus said. “Early indications are it’s going to be a few months. Obviously, if things get progressively worse, it could be extended but I’m hoping to be back in a few months.” While he’s on active duty, the county will be in the hands of Deputy County Executive Harry Porr, Chairwoman of the Legislature Katie Bonelli and other members of the administration. Neuhaus’ military career began after 9/11 when he enlisted in the Army Guard. He subsequently joined the Navy Reserve. Neuhaus has been deployed internationally to Africa, South Korea and Iraq. From November 2018 to June 2019 in Iraq he served with the Combined Joint Special Operations Task Force supporting the military campaign against ISIS. Neuhaus holds graduate certifications from the Naval War College in National Security Studies and the Joint Special Operations University. “Everything is speculative right now. I was with the Special Forces for a long time and one of my certifications is a Joint Humanitarian Support Officer, which means I am certified to work with the USAID (United States Agency

Neuhaus while on duty in Iraq. for International Development) and the Red Cross. With over a million refugees I know that is a serious problem for the NATO forces over there to make sure that they have food, shelter and a way forward,” Neuhaus said. “I can assume that’s what our role is right now because the president has been pretty clear he does not want American troops engaged with the Russian troops. We’re always ready to do what we need to do but I think right now the biggest concern is to help do a humanitarian mission to try to help these people.” Neuhaus said his destination has not been disclosed but he expected that it would be In Poland, Germany, Italy or one of

the other NATO countries. He said he plans to be flying overseas via a flight chartered by the military leaving from BaltimoreWashington International Airport. “On Thursday I saw an S-O-S from the European Forces saying they needed volunteers,“ Neuhaus said, “By Saturday I got called up and it was a list of people with different specialties and I think that’s the force that I’m going with.” Neuhaus lives in Chester with his wife and four children. He said that when he f lew back to Orange County from the Pacific Fleet in Hawaii on March 7 and picked up his children at school, they and his wife, while concerned, also were highly supportive FCBJ

of the upcoming mission. He said that everyone is horrified to see what is happening in Ukraine. “It’s not Republican or Democrat or Independent. Those Ukrainians look like us. Those Ukrainian children look like our children. They’re dressed like us. They’re playing with the same toys,” Neuhaus said, while also praising the outpouring of support for the Ukrainian people from residents of Orange County including collecting supplies and raising money for organizations. “When you have 400,000 people in Orange County and over 23,000 are in the military or veterans, that probably helps the cause,” Neuhaus said. WCBJ

MARCH 14, 2022

2022 Fairfield County

CLICK HERE TO NOMINATE SUBMISSION DEADLINE: APRIL 1, 2022 Visit westfaironline.com/40under40-2022/

EVENT DATE:

June 16, 2022 WestfairOnline

NOMINATE A CANDIDATE (PERHAPS YOURSELF) WHO IS:

• Over 25 and under 40 years of age • A dynamic industry leader who’s part of the county’s business growth • Living or working in Fairfield County and has not previously won this competition

For more information or sponsorship inquiries, contact Barbara Hanlon at bhanlon@westfairinc.com or 914-358-0766. For event information, contact Faime Muriqi at fmuriqi@westfairinc.com. CHAMBER PARTNERS: Darien Chamber of Commerce | Wilton Chamber of Commerce | Greater Norwalk Chamber of Commerce | Fairfield Chamber of Commerce | Greater Valley Chamber of Commerce | Ridgefield Chamber of Commerce | Westport-Weston Chamber of Commerce | Greater Danbury Chamber of Commerce | Greenwich Chamber of Commerce | Bridgeport Regional Business Council | Stamford Chamber of Commerce

PRESENTED BY:

MARCH 14, 2022

FCBJ

WCBJ

BRONZE SPONSOR:

FOCUS ON

BANKING

Photo courtesy of Pixabay.

NY Fed finds lower income borrowers improved repayment histories during pandemic BY PHIL HALL Phall@westfairinc.com

epayment histories for borrowers in low and middle-income areas have been improving during the pandemic-era economy, albeit with a lot of help from Uncle Sam, according to the latest report in “The State of Low-Income America: Credit Access and Debt Payment” published by the Federal Reserve Bank of New York. The new report acknowledged that

the positive changes in repayment performance came with assistance from policies put into place when Covid-19 shut down most of the U.S. economy. “Borrowers benefited substantially from the federal government’s fiscal transfers and debt-related payment moratoria, and many saw increases to their credit scores despite the recession,” the report stated. “This was particularly the case for lower-income borrowers, who were more likely to be delinquent before the pandemic. Fiscal transfers came in

the form of both additional cash in the pockets of most Americans, while forbearance participants were able to pause repayment on their debt obligations.” The report observed that auto and student loan balances were comparable between borrowers in low-income areas and those residing in wealthier areas. A greater disparity was measured in mortgage debt, with wealthier borrowers carrying a greater financial burden, if only because home loans were rarer among the low-income borrowers. Credit card FCBJ

debt is the most commonly held debt across all income groups, even though only half of low-income households can claim access to a credit card. Bankruptcies have declined substantially since the onset of the pandemic, the report noted, which is good news for the lower-income areas where bankruptcy filings have historically been more prevalent. Student loan debt continued to be a challenge, although the report observed that most student loans were eligi-

NY FED

WCBJ

MARCH 14, 2022

Service Stability Strength “They have the same values that we do,” says Dean. “They know who we are. They’re loyal, hard working and they’re there for us.”

PASCAL COFFEE ROASTERS Dean Pialtos, President and CEO

The Pialtos family has been in business as Pascal Coffee Roasters for four generations—that’s more than 100 years providing high quality coffee and service in the Hudson Valley. When they needed a loan for more trucks and equipment, they chose a local bank that shares their commitment to customer service: Tompkins.

866-462-2658 | MahopacBank.com 16

MARCH 14, 2022

FCBJ

WCBJ

NY Fed—

ble for emergency relief under the 2020 Coronavirus Aid, Relief, and Economic Security Act (CARES Act), which resulted in a pausing of loan repayments (including the collection of defaulted loans) through May 1, 2022. Default rates on student loans have traditionally been negatively related to area income, with lower-income metropolitan areas carrying higher levels of student loan defaults. “The share of borrowers in default declined during the pandemic due to the repayment pause on student loans, as some borrowers have been able to exit default while payments were paused,” the report said. “Default rates are more than three times higher among borrowers in low- and moderate-income areas than in high-income areas. This is even the case in the pandemic era, when loan rehabilitation has been easier during the payment pause.” The report noted that all income groups recorded a rise in median credit scores during the pandemic, while borrowers with student loans witnessed a sharper increase in their credit scores compared to borrowers without student loans — this can be partly attributed to the younger age profile of student loan borrowers. “While student loan payments are paused, federal borrowers have been marked current on their credit reports,” the report continued. “This temporary removal of delinquencies lifted the credit scores of previously delinquent borrowers, particularly in the low- and middle-income areas where delinquency and default were higher pre-pandemic.” Nonetheless, the report noted that its data concluded prior to the expiration of many federal programs designed to assist Americans during the pandemic, and there is no guarantee that the positive data trends can continue without Washington’s assistance. The report warned that the “improvements on credit reports achieved by the relief may disguise underlying vulnerabilities when all support programs have ended, and consumers have used up the additional savings accumulated over the last year.” The report sourced its data from the New York Fed’s Consumer Credit Panel, which is derived from anonymized Equifax credit data; credit report statistics are culled from income data with the federal government’s American Community Survey. The definitions of low- and moderate-income levels are taken from the Federal Financial Institutions Examination Council, with a lower-income neighborhood defined as a census tract in which the median family income is less than 80% of the metro area median income.

Need to make a change? We make it easy! Visit one of our branches for all your banking needs. From Personal and Business Accounts to Commercial and Residential Loans. We make it happen with quick decisions made in house. Our Lending Team is available to work with and for your personal needs. Evan Corsello

Frank J. Gaudio

EVP, Chief Lending Oﬃcer NMLS# 1253810 Direct line: 203.302.4003

Westchester 500 Westchester Ave. Port Chester, NY

President & CEO NMLS# 763755 Direct line: 203.302.4375

Greenwich 444 East Putnam Ave. Cos Cob, CT. greenwichﬁrst.com | NMLS# 510513 |

Stamford 900 Summer Street Stamford, CT.

FCBJ

WCBJ

MARCH 14, 2022

Good Things GENDER EQUALITY IN LAND RIGHTS Habitat for Humanity of Coastal Fairfield County (CFC) in Bridgeport celebrated “Women Build Month” with a free virtual Lunch&Learn event where attendees learned about its global advocacy campaign and how grassroots community advocacy has changed laws and systems to make land tenure laws equitable for women. For more than 20 years, Women Build volunteers have helped construct Habitat CFC

homes by fundraising and lending a hand on the building site. In addition to this virtual event, Habitat CFC will be celebrating Women Build Month by raising funds for the 17th home sponsored by Women Build. More information about Habitat CFC’s Women Build Month can be found at https://habitatcfc.org/ women-build-month. Habitat for Humanity of Coastal Fair-

field County seeks to build community and improve lives by partnering with low-income families, community volunteers and donors to build decent and affordable homes in stable and welcoming neighborhoods. A family service agency, nonprofit financial institution, community advocate and provider of more than 8,000 volunteer opportunities each year, Habitat has a 37-year history as a developer with a commitment to “green” construction.

EXPANSION IN CONNECTICUT STRENGTHENS RE FIRM With the acquisition of Neumann Real Estate, the leading brokerage in Ridgefield and New Fairfield, Houlihan Lawrence in Rye Brook, New York, continues its expansion in Connecticut Neumann, like Houlihan Lawrence, has been a family-owned and operated real estate brokerage for more than 50 years. Founded in 1969 by Harry and Lorraine Neumann, the company is led by the family’s second generation – Chip, Russ, Jeff, Bob

and Shaylene Neumann – and, more recently, joined by members of the family’s third generation. “It was important for us to find a partner that fits our company culturally and shares the same values on how to service our clients. I truly believe that we found that partner in Houlihan Lawrence,” said Russ Neumann. “I have long admired the Neumann family and the great company they’ve

built. This partnership brings together two like-minded companies and we proudly welcome the team from Neumann into our family of more than 1,450 agents,” said Liz Nunan, president and CEO of Houlihan Lawrence. From now, Neumann Real Estate will operate as Houlihan Lawrence with the leadership team continuing as real estate agents serving the Ridgefield and New Fairfield communities.

ENTREPRENEUR CENTER OPENS Housatonic Community College (HCC) in Bridgeport recently held a spring open house for its new Werth Center for Innovation and Entrepreneurship, offering students and the community a fresh resource for starting or building a business. “It’s been an amazing start with enthusiastic and engaged students,” said Housatonic accounting professor Pamela Pirog. “Some students are starting a business, others are exploring their ideas, and we’re ready to work with them and mentor them, one-on-one.” HCC, an Achieving the Dream Leader Institution, through the HCC Foundation was the recipient last year of a $1 million donation from philanthropist and business owner, Peter J. Werth Jr. The largest gift from an individual in school history allowed the college to distinguish itself as the first community college in the state to establish this type of

Housatonic Community College students work with resources available at the new Werth Center for Innovation and Entrepreneurship.

entrepreneurship and innovation center. The center provides space for business incubation, offering business coaching, access to networking opportunities and admission to business workshops and entrepreneurship certification programs. Students may participate in elevator pitch competitions, student entrepreneur pop-up showcases and market their business in the

Student Entrepreneur Gallery. “To be able to form new businesses, these are the seeds of economic growth in the community, said Community Economic Development Fund Business Advisor Frederick Welk Jr. who teaches a “Launch a Business” course to students from both Housatonic and Gateway Community College.

KEYBANK SUPPORTS UKRAINE In a message to employees, Chris Gorman, KeyCorp chairman and CEO, announced several steps the bank is taking to support humanitarian efforts currently underway for the people of Ukraine. KeyBank Foundation will give a $100,000 grant to the American Red Cross to support its efforts to provide food, water and other essential items and services to the people of Ukraine. The Foundation will also make a $50,000 grant to UNICEF for its work supporting children and families impacted by the war and is launching a special 1:1 employee matching gift program that will help amplify and raise the

CORPORATE CONSCIOUSNESS The Child Care Council of Westchester in Scarsdale has designated RXR as its “2022 Give Local Leader.” A company, according to the Council that not only makes a measurable impact through its community support but sets an important and inspiring example about the power of good corporate citizenship. With a grant from RXR’s Covid-19 Relief Fund, the Council was able to provide childcare scholarships for essential working families in New Rochelle during the pandemic, which helped to ensure that children were safe and parents were able to return to work at critical jobs. “At RXR, we know that we are more successful as a company when the communities where we operate also succeed. Affordable, quality childcare is key to

WWW.REYNOLDSROWELLA.COM 18

MARCH 14, 2022

FCBJ

WCBJ

building stronger communities. We’re proud of our support for the Child Care Council of Westchester throughout the pandemic and we look forward to continuing our partnership as we move toward a new normal,” said Jason Barnett founding partner, vice chairman, and chief legal officer at RXR. Headquartered in New York with a national platform strategy, RXR is a 500-plus person, vertically integrated, operating and development company with expertise in a wide array of value-creation activities. The RXR Covid-19 Relief Fund was created by RXR to support the immediate needs of the residents and organizations of New Rochelle directly impacted by the Covid-19 public health crisis, as well as the eventual long-term recovery of the city.

GREEN LIGHT FOR TRAFFIC SIGNAL The long-awaited traffic signal and Pequonnock River Trail crossing modifications on Route 111 (Monroe Turnpike) in Trumbull have received final approval from the Connecticut Department of Transportation. After several years of identifying a funding source and designing the signal and trail changes, the project will be advertised for construction bids in the coming weeks. The town has received a

Thinking about your business is a big part of ours. EXPERT TEAM. EXPERT SOLUTIONS.

collective voice of teammates in support of Ukraine. In a message announcing the grants and matching gift program to KeyBank teammates, Gorman said, “Over the past week, we have witnessed Russia’s invasion of Ukraine with both shock and deep concern. The remarkable resilience of the Ukrainian people has been a source of inspiration for me and for the entire world. Together, we have a longstanding tradition of supporting communities near and far, especially in times like these. This is one of the many reasons I am proud to be part of the Key team.”

grant in the amount of $1,601,732 from the local Transportation Capital Improvement Program (LOTCIP), which will cover 100% of the construction and equipment costs. “This project has been a top priority of mine and will greatly improve safety for people using the trail…. Trail users will now be able to follow the trail to a safe crosswalk at a traffic light…,” said First Selectman Vicki Tesoro.

NEW COLLEGE BOARD TRUSTEES

Caption.

The Mercy College Board of Trustees has elected five members who will guide the college’s financial and operational growth. These new members have been elected over the past year and include Melissa Encarnacao Battista, corporate vice president and senior HR business partner, New York Life; Michael Hayes, a certified

public accountant in three states at PKF O’Connor Davies LLP; Cindy Lopez, superintendent at the Charter School of Educational Excellence in Yonkers, New York; Susan Maklari, senior equity research analyst at Goldman Sachs, where she leads the top-ranked housing and home décor consumer goods team; and Marlene Mel-

one Tutera who spent 22 years teaching at the Jewish Community Center’s Early Childhood Center. “Mercy College is fortunate to have such a dedicated and diverse group of trustees and we are proud to welcome these new members who include alumni,” said Mercy College President Tim Hall.

YONKERS SAILOR AT SEA

Top: Michael Clough (right) and team. Photo by Joanne Bouknight. Bottom: Michael Clough (left) and team.

PIPE ORGAN LIKE NO OTHER Six trained craftsmen from Durham, England, spend their days on tall rafters and between the pillars installing a magnificent, hand-crafted organ at Christ Church Greenwich. It is one of the most prestigious organs in the United States, built by Harrison & Harrison (H&H) Organ Builders. Two more containers carrying 4,600 pipes and the rest of the components are expected to arrive shortly. In early January, the team of craftsmen from Harrison & Harrison arrived and began work in the church. This is Information for these features has been submitted by the subjects or their delegates.

the same team that originally created, hand carved and built the organ in the H&H factory in England; took it apart, then shipped it to reconstruct in Christ Church – a two-year project. The construction team is due to complete work before Holy Week. After Easter, the painstaking work of voicing begins. Harrison’s head voicer Andrew Scott and his associate Andrew Fiddes will, for several months, listen to every pipe from the nave of the church and make fine adjustments to ensure the instrument sounds at its absolute best. Michael Clough is the onsite project leader for the team. Viewing of the craftsmen at work is open to the public during business hours at Christ Church Greenwich.

U.S. Navy. Photo by Mass Communication Specialist Third Class Javier Reyes.

Third Classman Julian Fernando, from Yonkers, is pictured directing an F/A-18F Super Hornet, assigned to the “Black Aces” of Strike Fighter Squadron (VFA) 41, on the flight deck

of the Nimitz-class aircraft carrier USS Abraham Lincoln in the Philippine Sea. Abraham Lincoln Strike Group is on a scheduled deployment in the U.S. 7th Fleet area of operaFCBJ

WCBJ

tions to enhance interoperability through alliances and partnerships while serving as a ready-response force in support of a free and open Indo-Pacific region. MARCH 14, 2022

Good Things GRANT FROM STATE FARM Boys & Girls Village (BGV) in Milford, Connecticut, received a $13,000 grant from State Farm to support the organization’s Work to Learn program, which provides at-risk older youth with life- and job-readiness skills, preparing them for independence and adulthood. Also located in Norwalk and Bridgeport, BGV is a leading provider of behavioral, educational, vocational and permanency planning services for Connecticut’s most vulnerable youth and their families. Their Work to Learn program helps youth aged 16-21 who are in the foster care system or have been in the past, gain skills to achieve self-sufficiency. “…It (State Farm grant) truly is an investment in building stronger communities throughout the state,” said Kimberly Shaunesey, Ph.D., Boys & Girls Village president and CEO.

ALS PLATINUM CAREGIVER AWARD

In addition to providing this grant, State Farm agents will volunteer at BGV, providing education on a variety of topics. “Part of State Farm’s mission is to help people realize their dreams,” said State Farm corporate responsibility analyst Jennifer Young.

WHEELS ACQUIRED BY GLOBAL PARTNERS Carter Morse & Goodrich (CMG) in Southport recently served as the exclusive financial advisor to Wheels of Connecticut Inc. in its sale to Global Partners LP. The transaction closed following Hart Scott Rodino’s regulatory approval. Terms of the transaction were not announced. Tracing its roots back to 1936, Wheels is a third-generation family-owned company that operates 27 premium fuel and retail convenience store locations throughout Fairfield and New Haven counties in Connecticut and operates a wholesale distributor of branded petroleum products serving other gasoline retailers in Connecticut, New York and New Jersey. Global is an $11 billion publicly traded master limited partnership and is one of

the U.S. Northeast largest independent owners, suppliers and operators of gasoline stations and convenience stores, tallying more than 1,600 total locations. Christine Hogan, president of Wheels, said, “The Carter Morse & Goodrich team took the time to understand what made our business special in a competitive M&A marketplace. We worked collaboratively throughout the process, driving the transaction forward and achieving an extraordinary result for the Wiehl family….” Michael Carter, managing partner of CMG, said, “We congratulate Richard Wiehl on the successful Wheels closing and are honored that he entrusted our firm to manage this important once-in-alifetime transaction for his family….”

From left: Tina Carbone, Donna Reynolds, Georgianna Schupp and Lynne Talbot. Photo courtesy of Assisted Living Services Inc.

A hairstylist, Donna Reynolds, decided to change careers and become a Certified Nursing Assistant (CNA) after caring for her elderly mother. She joined the staff at Assisted Living Services Inc. (ALS) in Westport in 2013 and nearly a decade later, is being recognized for her passion in providing exceptional care to her clients. The family-owned, homecare agency recently presented Reynolds with a $5,000 check for being selected

as its Platinum Caregiver Award winner for October 2021. “Donna has taken her passion and made it her profession in delivering top-quality care to her 95-year-old client Georgianna Schupp for nearly two years,” said Mario D’Aquila, ALS chief operating officer. D’Aquila was joined by ALS Director of Marketing and Hourly Services Lynne Talbot, ALS co-Owner Ron D’Aquila and

ALS Hourly Manager Tina Carbone when they surprised Reynolds at Schupp’s Cheshire home. To select the winning caregiver each month, ALS clients are called at random by Homecare Pulse, a third-party survey company that measures customer satisfaction. “There is nothing better than giving back to the employees that exceed their call of duty,” said D’Aquila.

DIRECTOR CHANGES AT NONPROFIT

WJCS, ONE OF MANY AWARDED Gideon Taylor, president of the Conference on Jewish Material Claims Against Germany (Claims Conference), recently announced the allocation of $720 million in funds to more than 300 social welfare organizations globally to support home care and supportive services for frail and vulnerable Holocaust survivors. Greg Schneider, Claims Conference executive vice president, said, “Survivors will be supported wherever they live, whether war-torn areas or conflict zones and no matter the obstacle…. We will continue to fight for more year-after-year to

MARCH 14, 2022

ensure every survivor has the care they deserve.” Among the organizations in the United States to receive grants is Westchester Jewish Community Services (WJCS), one of the largest not-for-profit human service agencies in Westchester County. The funds allow WJCS to provide vitally important services to Holocaust survivors in Westchester. The Claims Conference represents world Jewry in negotiating for compensation and restitution for Jewish survivors of the Holocaust and their heirs. FCBJ

WCBJ

Abilities First Inc. (AFI) in Wappingers Falls, a nonprofit organization supporting the needs of individuals with disabilities throughout the Hudson Valley region, recently announced the addition of four community leaders to its Board of Directors. They include William Jeffries, the operations officer and compliance officer for Mobile Life Support Services Inc.; Richard Kolosky, a senior vice president in commercial lending at Rhinebeck Bank in Rhinebeck; Dr. Rachana Tyagi,

the associate director of Neurosurgery Northern Division at Westchester Medical Center Health Network and an associate professor of Neurosurgery at New York Medical College in Valhalla; and Deepak Vashisht, assistant vice president of regional branch management for Hudson Valley Credit Union. In addition to welcoming its newest members, the Abilities First Board elected member Mike Oates, president and CEO of Hudson Valley Economic Development, to the position of secretary.

Chris Gibson, strategic planning coordinator at Central Hudson, has moved to the Board of Directors for the Foundation for Abilities First NY, the fundraising arm for Abilities First Inc. The Board also elected member Anthony Morando of Cuddy & Feder LLP to the open position of Secretary. Founded in 1962, Abilities First is a nonprofit organization serving the needs of those with developmental disabilities from preschool through adulthood.

2022 STRONG SMART AND BOLD GALA Girls Inc. of Westchester County will honor Jennifer Altman, Ph.D. with its Altman Advocacy Award at the 2022 Strong Smart and Bold Gala. This award has been created to acknowledge the impact that commitment and passion for change can have on an individual, a community and an organization. Altman is a clinical psychologist, with an established practice in Hastings-on-Hudson. She specializes in working with children, ad-

olescents and families. She previously served as a member of the Board of Directors and as Board chair of Girls Inc. Westchester. Previously, she served on the Hastings Youth Council, an organization providing community support in the form of educational and prevention programs. She is being honored for her commitment to advocacy for all the young women of Westchester, and for her inspiration and passion for a brighter future.

Cheryl Guerin

Jennifer Altman

FIGHTING CROHN’S DISEASE

DRONE PILOT-TRAINING PROGRAM

Cheryl Guerin, executive vice president marketing and communications for Mastercard in Purchase, has been selected as the executive committee chair for the 2022 Take Steps Walk for the Connecticut/Westchester Chapter of Crohn’s Disease for which she serves as a board member. The Walk will be held in-person May 22 at Manhattanville College in Purchase and will make an impact on the fight against Crohn’s disease and ulcerative colitis by helping fund critical research and patient programs. To sign up a corporate or family team, visit http://www.cctakesteps.org/ ctwestchester2022.

Michael P. Enea

CONTINUING THE ENEA LEGACY Michael P. Enea has joined Enea, Scanlan & Sirignano LLP, a law firm with offices in White Plains and Somers, New York. An associate, his practice areas include wills, trusts and estates, tax planning, corporate law and elder law. He joins his sister and fellow associate, Lauren C. Enea, as well as his father, the firm’s managing member, Anthony J. Enea. Previously, Enea was a corporate associate at Willkie Farr & Gallagher, LLP and a private equity associate at Weil, Gotshal & Manges LLP. He also served as a judicial intern for Judge Paul Crotty, United States District Court, Southern District of New York and as an intern for the U.S. Attorney’s Office, District of Connecticut. Enea received a Bachelor of Arts degree in legal studies from Quinnipiac University, graduating magna cum laude, and a J.D. from St. John’s University School of Law, where he graduated summa cum laude. “... It is incredibly rewarding to have the opportunity to work alongside my two children, both of whom have a passion for protecting the life savings of our clients from estate taxes and the costs of long-term care,” said Anthony Enea.

Information for these features has been submitted by the subjects or their delegates.

Aquiline Drones (AD), a full-service dronesolutions company is offering its Flightto-the-Future online training curriculum, complete with the guidance of an instructor as an encouragement for people to consider a rewarding career as a commercial drone pilot. Sessions will be offered at the company’s downtown Hartford headquarters on the 14th floor of the historic Stark Building located at 750 Main St., starting Monday, April 11. ”When we originally launched Flightto-the-Future two years ago online, the pan-

demic had just begun. As such, this program provided a way to teach new high-tech skills in a burgeoning industry to the thousands of unemployed and displaced workers,” said Barry Alexander, founder and CEO of Aquiline Drones. “Since then, more than 2,000 individuals, including first responders as well as college students from across the country, are successfully moving through our online program. We are now pleased to offer an in-person version of the comprehensive course to ensure that a greater number of

people are trained and have the opportunity to find meaningful work as a commercial drone operator,” he said. Sessions will be offered at two convenient times from 9 a.m. to noon, as well as 6 to 9 p.m. and run for a two-week cycle. The cost is $399 per person. Interested parties may register by sending an email to training@AquilineDrones.com. For a detailed summary of the curriculum, visit https://www.flighttothefuture.com/.

CONNECT WITH westfair communications

FOOD MATTERS CHALLENGE The town of Greenwich, in partnership with Waste Free Greenwich and the Center for EcoTechnology (CET), have announced the Greenwich Food Matters Challenge, a program to encourage local businesses to adopt food-saving practices to prevent food from going to waste, rescue surplus for food-insecure neighbors and recycle any remaining food scraps. “The goal of food waste reduction is environmentally friendly, helpful to businesses and is the very essence of humanitarian-

ism,” explained First Selectman Fred Camillo. “We encourage local businesses to get involved and help our town lead the way when it comes to preventing, rescuing and recycling food waste.” Up to 40% of the food produced in the United States goes uneaten and over 22% of Connecticut’s waste stream is composed of food scraps. The Greenwich Food Matters Challenge is an opportunity to understand the problem of food waste and explore solutions by engaging the

business sector, one of the largest foodwaste generators in the community. Greenwich businesses are invited to apply online now through Thursday, March 31 for the Challenge at https:// www.wastefreegreenwich.org/greenwich-food-matters-challenge. Selected participants will work with the Center for EcoTechnology and Waste Free Greenwich to assess their practices, develop an action plan and implement tailored strategies. FCBJ

WCBJ

westfaironline.com wagmag.com

MARCH 14, 2022

Good Things BANK’S BOOK DRIVE

‘MARCH INTO SELF CARE’

The White Plains BID is springing forward with its Winter Outlook series with “March into Self Care,” a mélange of hair, skin and massage treatments created to fight the clinging winter blues. From now to March 31 salons, barber shops and therapeutic services are offering a 25% discount on select options. White Plains BID Executive Director Brittany Brandwein said, “New business activity in downtown White Plains has increased over the past year and one of the biggest industries of retail services we are seeing is self-care….”

Special offers are available during this promotion at the following locations: Authentic Hair Studio, Avenue Salon and Suites, Elements Massage, Farida Skin Care Studio, Gentleman’s Barber Spa, Image Oasis Medical Spa, Maria Hair Therapy, Salon Maffei, Signature Acupuncture Studio, Skin Care by Krystal and Ojas Nail Studio. Follow White Plains BID on Instagram, Facebook and Twitter for contests and giveaways. To view the full list of downtown White Plains self-care businesses, visit wpbid.com/selfcare.

As part of its fifth annual “Share the Love of Reading” book drive, Union Savings Bank (USB) in Danbury recently collected more than 2,000 new and gently used children’s books from its customers and staff. The books are now available at 28 USB branches and offices for the public to take and keep through the newly created “USB Share the Love of Reading Libraries.” USB established the book drive in 2016 to further its commitment to education and contribute to reading programs for kids. “Children who have access to books and begin reading at an early age develop into confident readers, which in turn prepares them for success in school and in their futures,” said Cynthia C. Merkle, Union Savings Bank president and CEO. “This year we expanded the program to include libraries…. One difference with our libraries is that the books do not need to be returned; the children are encouraged to take a book, read it and pass it on.” Established in 1866 and headquartered in Danbury Union Savings Bank is a $3 billion mutual bank with 25 offices in Bethel, Brookfield, Canton, Danbury, Goshen, Kent, Litchfield, Marble Dale, Monroe, New Fairfield, New Milford, Newtown, Ridgefield, Roxbury, Southbury, Torrington and Washington Depot.

One of the creative USB Share the Love of Reading Libraries at its 828 Federal Road branch.

UNITED WAY ADDS NEW DIRECTORS ESSENTIAL NAME CHANGE Catherine Wynkoop, president of the nonprofit organization formerly known as WestFair Rides recently announced that it has changed its name to TRA — Transportation · Resources · Access and added a new tagline, “Driving Independence,” to better reflect and communicate its mission and work to those in need. TRA helps older adults and adults with disabilities access a variety of services and supports so that they may live independently and experience a good quality of life. “For over 10 years, WestFair Rides has been a vital provider of volunteer rides to medical appointments, as well as information and referrals to services for older adults and adults with vision impairment,” said Wynkoop. “…Our new name and tagline clearly communicate the broader purpose of our work, which includes helping people

MARCH 14, 2022

to be engaged in their communities and live to their fullest potential.” TRA’s network of volunteer drivers has grown, now providing 20,000-plus rides to medical appointments. In addition to the growing requests for rides, TRA has seen its Call Center volume grow by 25% in the last year. “We’re integrating our Call Center with a new resource, the TRA Resource Hub,” said Wynkoop. “It will serve as a clearinghouse of resources, information and referral services designed to provide seamless access to services for older adults, adults with vision impairment age 21-plus, their caregivers and families throughout the region.” Linda Travis, TRA board chair said, “Our new name and tagline convey the scope of what we do, what we believe and what we hope to achieve….” FCBJ

WCBJ

The United Way of Westchester and Putnam Board of Directors in White Plains recently appointed two community-minded professionals to its board for three-year terms. Joining the present 25 board members are Najla T. Husseini, senior manager, social impact, Regeneron; and Kevin Watsey, communications and community affairs manager, Suez Water. Husseini has proven success leading teams in fast-paced settings to solve complex problems, achieving record results in brand visibility, revenue generation, and program delivery. She earned her bachelor’s degree from Vanderbilt University and her master’s degree from American University. She lives in Connecticut. Previously, Watsey served as a director of external relations and opportunity development for J. Fletcher

Kevin Watsey

Najla T. Hussein

Creamer & Sons, a national utility contractor. Prior to that, he spent 13 years with New Jersey American Water. He earned his bachelor’s degree from Rowan University. He lives in Orange County, New York. Board Chairman Bud Hammer, who is also the president of Atlan-

tic Westchester Inc., said “Najla and Kevin bring valued skillsets to the organization….” The United Way of Westchester and Putnam is an anti-poverty organization that supports education, income and health initiatives to help residents become self-sufficient.

MARCH 14, 2022 | FAIRFIELD COUNTY BUSINESS JOURNAL | WESTCHESTER COUNTY BUSINESS JOURNAL

COMMERCIAL REAL ESTATE | FAIRFIELD COUNTY Area code: 203 (unless otherwise noted)

Allied Property Group Inc. 116 Mason St., Second floor, Greenwich 06830 661-5800 • alliedpropertygp.com tom@alliedpropertygp.com Top local executive(s): Thomas Torelli Licensed agents and/or brokers: 3 Services: management services offered through Allied Property Management LLC Properties serviced: office, retail Angel Commercial LLC 2425 Post Road, Suite 303, Southport 06890 335-6600 • angelcommercial.com jangel@angelcommercial.com Top local executive(s): Jon Angel, Brett A. Sherman, Lester Fradkoff and Jacqueline Greenwood Licensed agents and/or brokers: 7 Services: acquisition, disposition, tenant representation, landlord representation and consulting Properties serviced: office, retail, industrial, land, multifamily

CBRE 201 Tresser Blvd., Suite 201, Stamford 06901 329-7900 • cbre.us/o/stamford/ robert.caruso@cbre.com Top local executive(s): Robert Caruso Licensed agents and/or brokers: 30 Services: asset services, capital markets, valuation and advisory services and project management Properties serviced: office, retail, industrial, land, multifamily

Colonial Realty 66 Fort Point St., Second floor, Norwalk 06855 367-4087 • colonialrealty.net info@colonialrealty.net Top local executive(s): David A. Flayhan, David S. Gorbach and Joel Hausman Licensed agents and/or brokers: 5 Services: office, industrial, retail and tenant representation and investment Properties serviced: office, retail, industrial, land

Choyce Peterson Inc. 383 Main Ave., Norwalk 06851 356-9600 • choycePeterson.com jhannigan@choycePeterson.com Top local executive(s): John P. Hannigan and Alan R. Peterson Licensed agents and/or brokers: 5 Services: tenant representation, investment sales and landlord representation Properties serviced: office, retail, industrial, land

Compass Real Estate 200 Greenwich Avenue, 3rd Floor, Greenwich 06830 343-0141 55 Greens Farms Road, Westport 06880 293-9715 compass.com konnor.miculcy@compass.com christopher.sax@compass.com Top local executive(s): NA Services: NA Properties serviced: NA

Austin McGuire REA 64 Wall St., Suite 401, Norwalk 06850 299-0101 • austinmcguire.com nmcguire@austinmcguire.com Top local executive(s): Nancy McGuire and Michael McGuire Licensed agents and/or brokers: 3 Services: commercial brokerage, tenant and buyer representation, repositioning and alternative use studies Properties serviced: office, retail, industrial, land, multifamily

Coldwell Banker Commercial NRT (Formerly Goodfellow Real Estate) 7 Old Sherman Turnpike, Suite 207, Danbury 06810 744-7025 • goodfellows.com todd.payne@cbcnrt.com Top local executive(s): Todd E. Payne and Joseph Wrinn Licensed agents and/or brokers: 10 Services: commercial sales, commercial leases and tenant representation Properties serviced: office, retail, industrial, land, multifamily

Avison Young MerrittView, 383 Main Ave., Sixth floor Norwalk 06851 614-1260 • avisonyoung.com sean.cahill@avisonyoung.com Top local executive(s): Sean Cahil Licensed agents and/or brokers: 8 Services: leasing and sales, appraisal, property management and consulting Properties serviced: office, retail, industrial, land, multifamily

Coldwell Banker Commercial Scalzo Group 2 Stony Hill Road, Bethel 06801 826-2464 • cbcworldwide.com mbrown@scalzogroup.com Top local executive(s): Tony DiCamillo Licensed agents and/or brokers: 21 Services: sales and marketing of commercial, industrial, land development sites and multifamily Properties serviced: office, retail, industrial, land, multifamily

Berkshire Hathaway HomeServices New England and Westchester Properties 860 N. Main Street Extension, Wallingford 06492 800-243-0380 bhhsNEproperties.com • bhhswestchester.com cadams@bhhsne.com Top local executive(s): Candace Adams Licensed agents and/or brokers: 1,800 Services: specializes in new homes and land services; also provides investment services Properties serviced: office, retail, industrial, land, multifamily

REAL ESTATE

Colliers 1055 Washington Blvd., Eighth floor, Stamford 06901 961-6569 • colliers.com Jeffrey.Williams@colliers.com Top local executive(s): Jeffrey Williams Licensed agents and/or brokers: 9 Services: tenant representation, occupier, owner, landlord representation, investor services plus knowledge in specialized industries and product types such as law, technical facilities and health care Properties serviced: office, retail, industrial, land, multifamily

Cushman & Wakefield 107 Elm St., 4 Stamford Plaza, Eighth floor Stamford 06902 326-5830 • cushmanwakefield.com jim.fagan@cushwake.com Top local executive(s): Jim Fagan Licensed agents and/or brokers: 70 Services: agency leasing, tenant representation, valuation and advisory, global occupier services, capital markets, investment and asset management and asset services Properties serviced: office, retail, industrial, land, multifamily DVB Commercial Realty LLC 16 River St., Norwalk 06850 855-8050 • dvbrealty.com dvbre@optonline.net Top local executive(s): Robert J. Virgulak, John Zervos Licensed agents and/or brokers: 6 Services: commercial sales and leases, tenant representation, residential division Properties serviced: NA HK Group 253 Riverside Ave., Westport 06880 454-8700 • hkgrp.com info@hkgrp.com Top local executive(s): Matthew F. Keefe Licensed agents and/or brokers: 8 Services: selling, leasing and investment sales Properties serviced: office, retail, industrial, land

AN ADVERTORIAL RESOURCE GUIDE | MARCH 14, 2022

CUMMINGS & LOCKWOOD CUMMINGS & LOCKWOOD RECOGNIZED AS TIER 1 IN REAL ESTATE LAW

Cummings & Lockwood’s Commercial Real Estate Group has been nationally recognized as Tier 1 in Real Estate Law by U.S. News & World Report and Best Lawyers®. We provide sophisticated legal counsel for clients’ varied real estate needs at the local, regional and national levels. Our attorneys have experience handling a range of real estate transactions, from real estate development, sales and acquisitions, joint ventures and portfolio transfers, to commercial and retail leasing, tax appeals, financing and litigation matters.

DIVERSE CLIENT BASE

Our clients include: • Commercial and residential developers • Real estate and pension funds • Hedge funds and private equity firms • Institutional and private investors • Banks, insurance companies and major financial institutions • Real Estate Investment Trusts (REITs) • International corporations and businesses • Universities and other educational and nonprofit institutions • Hospitals and medical centers • Multigenerational families • Privately held businesses

COMPREHENSIVE LEGAL REPRESENTATION

By drawing on the experience of attorneys in our corporate, finance, tax, litigation, bankruptcy and private clients’ practices, we offer comprehensive representation on a variety of real estate projects, including: • Property acquisitions and sales • Joint ventures and partnerships • Mortgages and financings • Commercial and retail leasing • Shopping center and retail portfolios • Multifamily residential and mixeduse developments • Hotel, resort and hospitality ventures • Major family estate assemblages • Construction projects • Corporate headquarters projects • Real estate developments • UpREIT and downREIT transactions

REAL ESTATE

• Environmental matters, brownfield development and related risk allocation and enforcement • Real estate-related litigation and financing matters • Real estate tax appeals

REPRESENTATIVE TRANSACTIONS IN CONNECTICUT Cummings & Lockwood has played an integral role in many of the major real estate developments in Connecticut over the last half century. Most recently, we represented: • National real estate owner/ developer in the $250 million refinancing of a significant, multitenant office complex in lower Fairfield County, Connecticut. • National real estate owner/ operator in the relocation of a major international tobacco company’s Park Avenue, New York, headquarters to lower Fairfield County, Connecticut. • Major private equity real estate investor in its restructuring and lease-up of a trophy office complex in Stamford, Connecticut. • Commercial landlord joint venture in a major headquarters lease for one of the largest block chain and digital currency investment groups in the country, bringing more than 300 jobs to southern Connecticut. • Commercial real estate investment, management and brokerage firm in the leasing and renovation of a 650,000-square-foot trophy office complex in Stamford, Connecticut. • National real estate investor group in the marketing and sale of a net-leased water-front, mixed-use complex in Westport, Connecticut.

Texas. • Charleston-based private real estate fund in connection with various acquisitions and financings. • Leading pharmaceutical company in numerous substantial office and laboratory projects in Connecticut, New York City, Denver and San

REPRESENTATIVE TRANSACTIONS OUTSIDE OF CONNECTICUT Our work also extends to other parts of the country where our engagements have included many significant projects. We recently represented: • NYSE-listed REIT in multiple asset refinancings and several proposed downREIT transactions in New York. • Internet-based real estate agency in the leasing of its first retail spaces in Westchester and Brooklyn. • Area developer franchisee company in the acquisition of a new franchise territory and existing stores for a national coffee chain in

•

Francisco. Family trust in the marketing and ground leasing of a major retail property in Virginia.

For more information about Cummings & Lockwood’s Commercial Real Estate Group, please visit our website at www.cl-law.com.

Established in 1909, Cummings & Lockwood provides sophisticated legal representation to commercial real estate industry participants at the local, regional and national levels. Our attorneys have experience in a broad range of real estate transactions, including:

          

Real Estate Development Sales and Acquisitions Joint Ventures Portfolio Transfers Commercial and Retail Leasing Financings Foreclosures and Distressed Loans Real Estate Investment Trusts Tax Appeals Litigation Environmental Jonathan B. Mills 203.351.4100 jmills@cl-law.com

Michael J. Hinton 203.351.4492 mhinton@cl-law.com

Scott T. Witthuhn 203.351.4276 switthuhn@cl-law.com

Joseph Cessario 203.351.4259 jcessario@cl-law.com

www.cl-law.com STAMFORD |

GREENWICH | WEST HARTFORD | NAPLES | BONITA SPRINGS | PALM BEACH GARDENS

AN ADVERTORIAL RESOURCE GUIDE | MARCH 14, 2022

COMMERCIAL REAL ESTATE | FAIRFIELD COUNTY

John D. Hastings Commercial Real Estate 245 Main St., Westport 06880 226-8325 • hastingsrealestate.com dthomas@johndhastings.com Top local executive(s): Dale Thomas and Peter Hastings Licensed agents and/or brokers: 6 Services: appraisal, consulting, leasing, property management and sales Properties serviced: office, retail, industrial, land, multifamily JLL Integrated Real Estate Services 1 Station Place, Stamford 06902 jll.com Top local executive(s): Brokerage, Leasing and Consulting Drew Saunders drew.saunders@am.jll.com 705-2265; Project and Development Services Don Bucci don.bucci@am.jll.com 705-2222 Properties serviced: office, industrial, land, institutional, Medical, Life Sciences Martin Caselli Real Estate 2874 Main St., Suite 2A, Stratford 06614 380-8762 • martinrealestate.org info@martinrealestate.org Top local executive(s): Raymond “Ray” Martin Licensed agents and/or brokers: 6 Services: property management, leasing, sales and consulting Properties serviced: office, retail, industrial, land, multifamily NAI Signature Group 3 Parklands Drive, Darien 06820 655-1414 • naisignaturegroup.com bgillon@signatureg.com Top local executive(s): Bob Gillon Licensed agents and/or brokers: NA Services: leasing, tenant representation, property management and financing Properties serviced: office, retail, industrial National Resources 485 W. Putnam Ave., Greenwich 06830 661-0055 • nationalresources.com contact@nationalresources.com Top local executive(s): Joseph Cotter Licensed agents and/or brokers: NA Services: leasing, sales and property management Properties serviced: office, retail, industrial, multifamily

REAL ESTATE

Newmark Grubb Knight Frank 680 Washington Blvd., Eighth floor, Stamford 06901 531-3600 • ngkf.com jritman@ngkf.com Top local executive(s): James Ritman and Michael Cottle Licensed agents and/or brokers: 20 Services: tenant and landlord representation, property management,debt placement and global corporate services Properties serviced: office, retail, industrial, land, multifamily Pyramid Real Estate Group 20 Summer St., Suite 3-1, Stamford 06901 348-8566 • pyramidregroup.com info@pyramidregroup.com Top local executive(s): Michael Gray and Peter Gray Licensed agents and/or brokers: 22 Services: consulting, leasing, property management and sales Properties serviced: office, retail, industrial, land Rakow Commercial Realty Group Inc. 6 Landmark Square, Fourth floor, Stamford 06901 992-4632, ext. 13 • rakowgroup.com info@rakowgroup.com Top local executive(s): David Richman and Rick Rakow Licensed agents and/or brokers: 9 Services: representing tenants, buyers, landlords, sellers and investors Properties serviced: office, retail, industrial, land, multifamily Reckson (A division of SL Green Realty Corp.) 1 Landmark Square, Stamford 06901 363-2500 • reckson.slgreen.com Top local executive(s): John Barnes Licensed agents and/or brokers: 3 Services: leasing, property management, construction and architecture Properties serviced: office, retail, industrial, land Saugatuck Commercial Real Estate LLC 9 Burr Road, Westport 06880 222-4190 • saugatuckcommercial.com info@saugatuckcommercial.com Top local executive(s): Penny P. Wickey and Daniel Neaton Licensed agents and/or brokers: 4 Services: representation for tenants, landlords, developers and investors; retail advisory services

Properties serviced: office, retail, land, multifamily TRUE Commercial Real Estate 25 Sylvan Road South, Unit V, Westport 06880 744-7777 • truecre.com info@truecre.com Top local executive(s): Dominick Musilli and Adam Zeiberg Licensed agents and/or brokers: 6 Services: representation for retailers and property owners, real estate consulting, serves commercial development properties Properties serviced: retail, land Urstadt Biddle Properties Inc. 321 Railroad Ave., Greenwich 06830 863-8200 • ubproperties.com llacey@ubproperties.com Top local executive(s): Willing Biddle, Stephan Rapaglia, John Hayes Services: Self-administered publicly held REIT founded in 1969. Investment properties consist primarily of neighborhood and community shopping centers with a concentration in the Metro New York tri-state suburban markets. Self-manage and lease over 80 retail/office properties. Vidal Wettenstein LLC 719 Post Road East, Westport 06880 226-7101 • vidalwettenstein.com randy@vidalwettenstein.com Top local executive(s): Randy Vidal Licensed agents and/or brokers: 5 Services: office, industrial, retail, special use, sale, purchase, lease, sale-leaseback, sublease and general consultation Properties serviced: office, retail, industrial, land WFL Real Estate Services LLC 162 East Ave., Suite 1A, Norwalk 06851 604-1390 • wflrealestate.com bill@wflrealestate.com Top local executive(s): William Leopold Licensed agents and/or brokers: 4 Services: specializes in facility management by providing on-site personnel if needed Properties serviced: office, retail, industrial

AN ADVERTORIAL RESOURCE GUIDE | MARCH 14, 2022

PLANNING A NEW REAL ESTATE PROJECT?

he most important part of any facility or real estate project is the very beginning: Defining your organization’s project goals and requirements, and establishing a well-informed project plan and capital project request to your leadership. In today’s real estate industry, the project manager or owner’s representative is the Don Bucci only professional responsible for managing the design, procurement and realization of every aspect of a project from defining your project success criteria, to assembling a professional team, managing the comprehensive design process and all procurement and the fulfillment of the many contracts a project requires to managing an orderly close-out of all those contracts. “JLL’s Project and Development Services (PDS) practice can help you accomplish challenging projects, while allowing you to focus on growing and managing your business,” said Don Bucci, managing director and leader of JLL PDS’ Connecticut and greater New York state practice. “While we can join your team and improve outcomes at any stage of a project, getting us involved in the pre-project planning assures you of an outcome aligned with your initial approvals.” Our Westchester/Fairfield practice is the largest and most successful provider of these services in Connecticut and greater New York state. We are a diverse and experienced team, which includes architects, interior designers, engineers and construction professionals. Our leadership has decades of experience with projects of all types and scales, from a workplace relocation to complex new institutional, medical and life sciences campuses. We have strong working relationships with many design professionals, contractors and vendors throughout Fairfield, Westchester, greater New York state and Connecticut. This enables us to help you select the right team for your unique needs, while also providing us powerful leverage to assure you the best value and the highest-quality service. We can serve as the facilities and construction division of your organization, responsible for managing comprehensive project scope, schedule and budget as well the identification and mitigation of the many risks inherent in any project. We will guide your organization through all phases of your project, from pre-project planning and due diligence, through design, construction, completion and post-occupancy services on projects large and small. If you are contemplating a new real estate project, get it started right by reaching out to Don Bucci for an initial consultation. Don.bucci@am.jll.com

Iona College’s LaPenta School of Business.

Beiersdorf’s North American HQ in Stamford.

REAL ESTATE

AN ADVERTORIAL RESOURCE GUIDE | MARCH 14, 2022

Gateway II

26 Division Street

TRANSFORMING SKYLINES 40 YEAR TRACK RECORD

25MM SF

COMPLETED DEVELOPMENT

$5 BILLION

COMPLETED PROJECT VALUE

20MM+ SF

IN DEVELOPMENT & CONSTRUCTION PIPELINE

Louis Cappelli, whose pioneering developments revitalized the downtowns of White Plains and New Rochelle, is once again transforming the urban landscapes of these two cities with exciting and innovative mixed‑use, multifamily projects. In downtown New Rochelle, where Cappelli brought new excitement with the New Roc City entertainment center and the soaring tower of Trump Plaza, there are several major residential projects completed, underway and planned. In what marked the company’s return to the New Rochelle market, Cappelli in 2020 opened The Standard, a 14‑story mixed‑use residential tower located on a portion of the site adjacent to the former Standard Star newspaper building at 251 North Avenue. The Standard features 111 apartments and approximately 4,000 square feet of ground‑level retail and amenity space. The apartments, which range from 410 to 797 square feet, are comprised of 13 studios, 91 one‑bedroom and 7 two‑bedroom units. The 87,000‑square‑foot building is fully leased.

In one of the company’s largest projects to date in New Rochelle, Cappelli is nearing completion of the first phase of a two‑tower development located at the corners of Centre Avenue and Huguenot Street. Phase 1 is a 28‑story building at 333 Huguenot Avenue with 285 residential units and ground‑floor retail. Completion is scheduled for this spring. Phase 2 will feature 249 dwelling units in a 28‑story with ground floor retail space. Completion is expected next year. Cappelli’s LRC Construction affiliate is building two developments for RXR Realty in New Rochelle. 1 Clinton Park, which is nearing completion at 26 South Division Street, will include 352 residential units in a 28‑story tower with 12,000 square feet of retail space, and construction has just started on 2 Clinton Park, a 28‑story tower with 390 market rate units and 7,000 square feet of retail space. Another Cappelli project will soon start construction at 247 North Avenue, a 28‑story tower with 300 residential units. The 4th floor of the building will have luxury amenities such as an indoor pool, yoga studio, game room, kitchen and resident lounge.

Cappelli’s legacy in downtown White Plains is nothing short of extraordinary. From the soaring glass towers of the Ritz‑Carlton Residences and the Opus Hotel to the City Center mixed‑use complex to the Trump Tower luxury residences, Cappelli reimagined and energized the heart of downtown White Plains. That rich legacy is continuing with two major residential developments being built by LRC Construction. Construction is well under way on The Mitchell, two 15‑story buildings and one six‑story building with a total of 434 residential units plus ground floor retail and restaurants. Located at 133 Mamaroneck Avenue, The Mitchell is being developed by Lennar, one of the nation’s leading residential development companies. LRC Construction just broke ground on Gateway II, an 804,000‑square‑foot mixed‑use residential complex to be built at 25 North Lexington Avenue on the site currently used as a parking lot near the Metro‑North train station. The building will feature 500 apartments and 19,000 square feet of ground‑level retail space. The complex includes a 25‑story tower paralleling North Lexington Avenue to the east and an intersecting 16‑story tower running west from North Lexington to Ferris Avenue.

The building will also include both indoor and outdoor amenities serving the residential tenants. The ground‑level retail will be designed to activate Hamilton Avenue and provide amenities for the Metro‑North train station with service‑oriented retail tenants. The project developer is Greystar Real Estate Partners and the Alaska Permanent Fund Corporation. LRC Construction has several major projects under way outside of Westchester County. In Long Island City, LRC Construction recently completed a major project called 5Pointz Towers. The project consists of 888 market rate units and 223 affordable units and 50,000 square feet of retail space in two residential towers. LRC Construction, which is ranked 16th on Crain’s New York’s list of the major construction companies in the New York Metro Area, also has residential projects under way in Brooklyn and the Bronx. For more information about the Cappelli Organization and its development projects, visit www.cappelliorg.com

333 Huguenot

The Mitchell

CAPPELLI ORGANIZATION | 7 RENAISSANCE SQUARE • 4TH FLOOR | WHITE PLAINS, NY 10601

914-769-6500 WWW.CAPPELLIORG.COM

O R G A N I Z A T I O N A Division of Cappelli Organization

COMMERCIAL REAL ESTATE | WESTCHESTER COUNTY Area code: 914 (unless otherwise noted)

Admiral Real Estate Services Corp. 62 Pondfield Road, Bronxville 10708 779-8200 • admiralrealestate.com jgordon@admiralrealestate.com Top local executive(s): Jonathan Gordon Licensed agents and/or brokers: 5 Services: tenant representation, agency leasing and investment sales Properties serviced: office, retail, industrial, land, multifamily Alan Zuckerman Real Estate 4 W. Red Oak Lane, Suite 105, White Plains 10604 755-4184 • zuckermanre.com alan@zuckermanre.com Top local executive(s): Alan Zuckerman Licensed agents and/or brokers: 1 Services: commercial real estate specialist Properties serviced: office, retail, industrial, land, multifamily Aries Deitch & Endelson Inc. 110 S. Central Ave., Hartsdale 10530 949-2800 • ade-re.com barryend@ade-re.com Top local executive(s): Charles “Barry” Endelson Licensed agents and/or brokers: 9 Services: appraisal, consulting, leasing, property management and sales Properties serviced: retail Austin Corporate Properties Inc. 31 Bonwit Road, Rye Brook 10573 690-0020 caustin@austincorpprop.com Top local executive(s): Carl Austin Licensed agents and/or brokers: 2 Services: corporate relocation consulting, property representation and sales Properties serviced: office, industrial, land, multifamily Choyce Peterson Inc. 800 Westchester Ave, Rye Brook 10573 422-5700 • choycePeterson.com jhannigan@choycePeterson.com Top local executive(s): John Hannigan and Alan R. Peterson Licensed agents and/or brokers: 5 Services: specializing in tenant representation Properties serviced: office, industrial, land

REAL ESTATE

Colliers 777 Westchester Avenue, White Plains NY 10604 203-961-6569 • colliers.com Jeffrey.Williams@colliers.com Top local executive(s): Jeffrey Williams Licensed agents and/or brokers: 9 Services: tenant representation, occupier, owner, landlord representation, investor services plus knowledge in specialized industries and product types such as law, technical facilities and health care Properties serviced: office, medical, life science, retail, industrial, land, multifamily

GHP Office Realty 4 W. Red Oak Lane, Suite 200, White Plains 10604 642-9300 • ghpoffice.com andy@ghpoffice.com Top local executive(s): Andrew M. Greenspan and James J. Houlihan Licensed agents and/or brokers: 11 Services: construction management, leasing, property management and sales; firm also handles flex warehouse for properties serviced Properties serviced: office, retail, industrial, land, multifamily

Compass Real Estate 144 Larchmont Ave., Larchmont 10538 341-1561 1082 Wilmot Road, Scarsdale 10583 725-7737 2 Ashford Ave #1811, Dobbs Ferry 10522 27 S Greeley Ave, Chappaqua, NY 10514 238-0676 compass.com konnor.miculcy@compass.com christopher.sax@compass.com Top local executive(s): NA Services: NA Properties serviced: NA

Goldschmidt & Associates 1 Chase Road, Scarsdale 10583 723-1616 • ga-re.com eric@ga-re.com • pam@ga-re.com Top local executive(s): Eric Goldschmidt and Pam Bren Goldschmidt Licensed agents and/or brokers: 5 Services: retail, office and investment sales Properties serviced: office, retail, industrial, land, multifamily

Cushman & Wakefield* 107 Elm St., 4 Stamford Plaza, Eighth floor Stamford, CT 06902 203-326-5830 • cushmanwakefield.com jim.fagan@cushwake.com Top local executive(s): Jim Fagan Licensed agents and/or brokers: 70 Services: agency leasing, tenant representation, valuation and advisory, global occupier services, capital markets, investment and asset management and asset services Properties serviced: office, retail, industrial, land, multifamily Diamond Properties 333 N. Bedford Road, Suite 145, Mount Kisco 10549 773-6249 • dpmgt.com info@diamondproperties.com Top local executive(s): Jim Diamond Licensed agents and/or brokers: 1 Services: property management, market repositioning and capital upgrades Properties serviced: office, retail, industrial, land

Greiner-Maltz Realty Advisors 800 Westchester Ave., Suite 638, Rye Brook 10573 821-5050 • greiner-maltz.com aschanzer@greiner-maltz.com Top local executive(s): Ayall Schanzer Licensed agents and/or brokers: 4 Services: properties serviced include medical leasing, subleasing and user and investment sales services and corporate relocation consulting Properties serviced: office, retail, industrial Harbour Commercial Real Estate Inc. 80 Business Park Drive Suite 102, Armonk 10504 273-1442 ken@Harbourcr.com Top local executive(s): Ken Harbour Licensed agents and/or brokers: 2 Services: quality boutique commercial firm with focus on leasing and user, developer and investment sales Properties serviced: office, retail, industrial, land, multifamily

AN ADVERTORIAL RESOURCE GUIDE | MARCH 14, 2022

REAL ESTATE

AN ADVERTORIAL RESOURCE GUIDE | MARCH 14, 2022

COMMERCIAL REAL ESTATE | WESTCHESTER COUNTY

Heritage Realty Services LLC 67 Irving Place, New York 10003 212-674-2556 • heritagerealtyservices.com info@heritagerealtyservices.com Top local executive(s): George Constantin Licensed agents and/or brokers: 3 Services: acquisition and finance, design and construction management, property management, advisory services Properties serviced: office, retail Houlihan Lawrence Commercial 800 Westchester Ave., Rye Brook 10573 798-4900 • houlihanlawrence.com tlaperch@houlihanlawrence.com Top local executive(s): Thomas LaPerch Licensed agents and/or brokers: 60 Services: office and industrial leasing, retail leasing, land acquisition and development, investment opportunities, municipal approvals and affiliate services Properties serviced: office, retail, industrial

Houlihan-Parnes Properties 4 W. Red Oak Lane, Suite 200, White Plains 10604 694-4200 • hprealestate.com jjh@houlihanparnes.com jcoleman@HPRealEstate.com Top local executive(s): James J. Houlihan and James K. Coleman Licensed agents and/or brokers: 5 Services: property management, brokerage, co-op sales and private financing Properties serviced: office, retail, industrial Houlihan-Parnes Realtors 4 W. Red Oak Lane, White Plains 10604 694-6070 • houlihanparnes.com info@houlihanparnes.com Top local executive(s): James J. Houlihan Licensed agents and/or brokers: 17 Services: consulting, leasing, property management, finance and sales Properties serviced: office, retail, industrial, land, multifamily

Howard Properties Ltd. 3 Barker Ave., Fourth floor, White Plains 10601 997-0300 • howprop.com howard@howprop.com Top local executive(s): Howard E. Greenberg Licensed agents and/or brokers: 1 Services: tenant and landlord representation, real estate strategy and consulting services Properties serviced: office, retail, industrial Laurence London & Co. LLC 333 Westchester Ave., White Plains 10604 922-2323 • londonllc.com laurence@londonllc.com Top local executive(s): Laurence London Licensed agents and/or brokers: 1 Services: tenant and landlord representation Properties serviced: office, retail, industrial, land

Unsurpassed representation for the sale, Leasing and Purchase of Commercial Property RAKOW GROUP has been providing exceptional commercial real estate advice, expertise and stellar service to Westchester and Fairfield County commercial property tenants, buyers, sellers and landlords for the past 35 years. For tenants and buyers of commercial real estate, the Rakow Group team is in their corner every step of the way from the initial property search through to the eventual contract signing and beyond, representing their best interests and ensuring they secure the most favorable deal terms. For commercial property owners looking to sell or lease their property, the Rakow Group team provides a unique and customized targeted marketing program which focuses on attracting the ideal buyers and tenants in the shortest amount of time. Rakow Group specializes in lease renewals, renegotiations, relocations, acquisitions and dispositions of commercial property. Call or email for more details on how we can best serve your commercial real estate needs. David Richman, David@RakowGroup.com | RAKOWGROUP.COM

(914) 422-0100 x 13 10 New King Street White Plains, NY

REAL ESTATE

S10

(203) 359-5703 x13 6 Landmark Square Stamford, CT

(201) 416-6112 ext 13 50 Tice Blvd. Woodcliff Lake, NJ

AN ADVERTORIAL RESOURCE GUIDE | MARCH 14, 2022

URSTADT BIDDLE PROPERTIES INC. ANNOUNCES ACQUISITION OF SHELTON SQUARE SHOPPING CENTER URSTADT BIDDLE PROPERTIES INC. IN GREENWICH RECENTLY ANNOUNCED THAT IT HAS ACQUIRED, FOR $33.6 MILLION, Shelton Square Shopping Center, located in Shelton, Connecticut, (Shelton Square). A 186,000-square-foot community shopping center, Shelton Square is comprised of one building and three pad sites on a 20-plus-acre site and anchored by a 67,000-square-foot Stop & Shop with a long-term lease. Stop & Shop also leases an additional 70,000 square feet at Shelton Square, which formerly housed a Bradlees department store. Stop & Shop is the former owner of Bradlees and it has sublet the additional space to Edge Fitness and Hawley Lane Shoes. It had sublet space to Bed, Bath & Beyond, which is now vacant and available. In total, Shelton Square is 96.5% leased to a diverse mixture of local, regional and national tenants. Other tenants include People’s United Bank, St. Vincent’s/Hartford Health, Burger King, Sports Clips, a local pizzeria, a local wine and spirts store, an optician, a salon, a jeweler, a Chinese restaurant and a brand-new physical therapy facility. Shelton Square is located on Bridgeport Avenue, a major commercial corridor in the northeast quadrant of Fairfield County that parallels Route 8. Given its proximity to I-95, the Merritt Parkway and Route 8, the city of Shelton benefits from a substantial regional office market, which supports an enhanced daytime population. Companies with offices in Shelton include Sikorsky/Lockheed Martin, Perkin Elmer and Pitney Bowes. Daytime population in a three-mile ring around the property is approximately 32,000, and there are more than 175,000 residents and approximately 89,000 employees within a 10mile radius. Willing Biddle, president of Urstadt Biddle Properties Inc., said “We are pleased to have acquired another high-quality shopping center located in our core marketplace. We were able to acquire this property in the ‘UBP way,’ off-market in a direct transaction with the property ownership group. Shelton Square has potential future upside for us in the form of increased yield as a result of the unique lease structure in the shopping center, with the anchor tenant Stop & Shop leasing an additional 70,000 square feet of additional space that it sub-leases to two tenants.” James Aries, senior vice president of acquisitions, added, “The acquisition of Shelton Square, anchored by the dominant grocer in Shelton, is consistent with our strategy to only acquire trade-area leading grocers. Additionally, we were particularly drawn to the considerable daytime population, which is unique in this part of Fairfield County, rivaling Danbury to the west and Norwalk to the south.”

REAL ESTATE

GROCERY ANCHORED & STRATEGICALLY LOCATED Urstadt Biddle Properties owns and operates over 40 grocery anchored shopping centers in the suburban New York metro area. UBP seeks quality retail, service and fitness tenants to operate in our Connecticut, New Jersey and New York locations.

C A L L

U S

T O D A Y !

203.863.8200 UBPROPERTIES.COM

S11

AN ADVERTORIAL RESOURCE GUIDE | MARCH 14, 2022

COMMERCIAL REAL ESTATE | WESTCHESTER COUNTY

Marcus & Millichap 50 Main St., Suite 925, White Plains 10606 220-9730 • marcusmillichap.com john.krueger@marcusmillichap.com Top local executive(s): John Krueger Licensed agents and/or brokers: 11 Services: real estate investment sales and research information and advisory services Properties serviced: retail

Princeton Realty 75 Virginia Road, Second floor, White Plains 10603 747-5000 • princetonrealtygroup.com info@princetonrealtygroup.com Top local executive(s): Todd Albright Licensed agents and/or brokers: NA Services: headquarters relocation, tenant representation, warehousing, lease structuring, property management Properties serviced: office, retail, industrial, land

McCarthy Associates 170 Hamilton Ave., White Plains 10601 948-8900 • mcoc.com john@mcoc.com Top local executive(s): John R. McCarthy Licensed agents and/or brokers: 5 Services: consulting, office leasing and sales Properties serviced: office, retail, industrial, land

Rakow Commercial Realty Group 10 New King St., Suite 212, White Plains 10604 215-7359 ext.13 • rakowgroup.com info@rakowgroup.com Top local executive(s): David Richman and Rick Rakow Licensed agents and/or brokers: 9 Services: representing tenants, buyers, landlords, sellers and investors Properties serviced: office, retail, industrial, land, multifamily

Newmark Grubb Knight Frank 800 Westchester Ave., Suite 706, Rye Brook 10573 881-1024 • ngkf.com gwalsh@ngkf.com Top local executive(s): Glenn Walsh Licensed agents and/or brokers: 8 Services: tenant and landlord representation, property disposition and investment services, global corporate services, debt placement and property valuation Properties serviced: office, retail, industrial, land, multifamily Perlmutter Properties Inc. 4 W. Red Oak Lane, Suite 105, White Plains 10604 686-8900 • perlmutterproperties.com info@perlmutterproperties.com Top local executive(s): David Perlmutter Licensed agents and/or brokers: 9 Services: offers services as a sub-agent for national real estate brokerage firms; handles subleases Properties serviced: office, retail, industrial, land, multifamily

Rand Commercial Services 222 Bloomingdale Road, Suite 114, White Plains 10605 946-8000 • randcommercial.com pauladler@randcommercial.com Top local executive(s): Paul Adler Licensed agents and/or brokers: 11 Services: expertise in commercial real estate development, land sales, condo conversion, investment and corporate relocation Properties serviced: office, retail, industrial, land, multifamily Reckson (A division of SL Green Realty Corp.) 1100 King St. Building 4, Rye Brook 10573 750-7200 • reckson.slgreen.com Top local executive(s): John Barnes Licensed agents and/or brokers: 3 Services: leasing, property management, construction and architecture Properties serviced: office, retail, land

Robert Martin Company LLC 100 Clearbrook Road, Elmsford 10523 592-4800 • robertmartincompany.com info@rmcdev.com Top local executive(s): Timothy M. Jones Licensed agents and/or brokers: NA Services: acquiring, developing and managing investment properties Properties serviced: office, retail, industrial, land, multifamily Royal Properties Inc. 850 Bronx River Road, Suite 106, Bronxville 10708 237-3400 • royalpropertiesinc.com info@royalpropertiesinc.com Top local executive(s): Jeff Kintzer and David Landes Licensed agents and/or brokers: 8 Services: consulting, leasing, property management and sales Properties serviced: office, retail, land Senlac Ridge Partners 53 Maple Avenue, Morristown, NJ 07960 973.898.1160 • senlacpartners.com info@senlacpartners.com Top local executive(s): Finn Wentworth, David Welsh, Giorgios Vlamis Licensed agents and/or brokers: NA Services: Senlac Ridge Partners is an entrepreneurial private equity firm targeting a broad range of investment opportunities spanning real estate and non-real estate assets and businesses. Silverman Realty Group Inc. 237 Mamaroneck Ave., White Plains 10605 683-8000 • silvermanrealty.com info@silvermanrealty.com Top local executive(s): Leon Silverman Licensed agents and/or brokers: NA Services: property management and leasing services Properties serviced: office, retail, industrial * Company is not located in the area but serves the region.

RM Friedland 440 Mamaroneck Ave., Suite 405, Harrison 10528 968-8500 • rmfriedland.com info@rmfriedland.com Top local executive(s): Sarah Jones-Matturo Licensed agents and/or brokers: 20 Services: owner/landlord representation, buyer/tenant representation and investor representation Properties serviced: office, industrial, land

REAL ESTATE

S12

AN ADVERTORIAL RESOURCE GUIDE | MARCH 14, 2022

REOPENING OF THE ECONOMY AND INFLATION DATA BOOST COMMERCIAL REAL ESTATE DEMAND AND PRICING

he pandemic has prompted changes in consumer preferences and has brought about global labor shortages. Consumer spending patterns during the pandemic have created a demand surge in multiple industries at a

time when Covid-related labor disruptions continue to cause widespread supply shortages. The combination of excess demand and insufficient supply in numerous

A P P R O V E D 7 5, 0 0 0 S F R E TA I L / O F F I C E C E N T E R N E A R C I A , S A K E B R E W E RY

C H A R M I N G H U D S O N VA L L E Y H O M E , O F F I C E , WO R K S H O P, R E TA I L

FEDERAL STYLE OFFICE BUILDING F O R S A L E I N TA R RY TO W N

16,000 SF INDUSTRIAL FLEX

FOR SALE | 100 White Plains Road | Tarrytown, NY Listed by Garry Klein & Andrew Grossman| $2.3M

FOR SALE | 77 Lafayette Avenue | White Plains, NY Listed by Richard Aponte | $4.15M

I N V E S TO R F R I E N D LY O P P O R T U N I T Y AVA I L A B L E AT A 7 % C A P R AT E

C E N T R A L M A M A R O N EC K O F F I C E B L D G F O R U S E O R R E D E V E LO P M E N T

R E S TA U R A N T & B A R W I T H O U T D O O R PAT I O S PAC E F O R L E A S E

P R I M E R E TA I L O P P O R T U N I T Y I N NEW CANAAN

FOR LEASE | 925-927 High Ridge Rd | Stamford, CT Listed by Mia Schipani | Please call for pricing

FOR LEASE | 272 Elm Street | New Canaan, CT Listed by Kim Galton | Shelley Sheridan | $79 PSF NNN

P R I M E M A I N S T R E E T R E TA I L S PAC E I N D O W N TO W N YO N K E R S F O R L E A S E

T W O P R I M E R E TA I L S T R I P C E N T E R S PAC E S AVA I L A B L E F O R L E A S E

FOR SALE | Belleﬁeld Hyde Park, NY Listing by Steve Salomone & Don Minichino

areas of the economy is fueling inflation. In addition, the persistence of these

FOR SALE | 2321-2325 Rte 9D | Wappingers Falls, NY Listed by Justin LaFalce & Don Minichino | $949,500

shocks, has allowed inflation expectations to broaden across economic sectors. The Federal Reserve is now facing a dilemma: how to curtail inflation without breaking the core strength of the economy. In this uncertain environment, commercial real estate is increasingly appreciated as an inflation hedge and bastion of safety. Inflation expectations and a tenacious search for yield have reinforced investors’ conviction that commercial real estate deserves a permanent place in their portfolios. During 2021, tens of billions of dollars were raised by major investment firms with a mandate to invest in commercial real estate. To date, these funds have not been fully allocated and additional funds are being gathered. The continued weight of capital into commercial real estate markets will likely limit any capitalization rate expansion as long as we do not experience an aggressive

BUILDING IN WHITE PLAINS

tightening cycle. Residential apartments remain an investor favorite, with secondary and suburban apartment markets continuing to lead, followed by major urban luxury markets, that are now recovering. According to Costar, nationwide, the multifamily sector accounted for 34% of all property sales during the Fourth Quarter of 2021 and led investment sales through the year. Trends are similar in Westchester. Retail real estate comes next, helped by consumers’ desire to return to some semblance of their life prior to the pandemic. During Q4, retail real estate transactions exceeded industrial on a nationwide basis. Urban offices continue to lag as Omicron delays

FOR SALE | 356 Kimball Avenue | Yonkers, NY Listed by Silvio Cangianni & Robert Carinci | $1.399M

office returns and employers seek to accommodate employees in the face of a

FOR SALE | 418-424 Mamaroneck Ave | Mamaroneck Listed by Bryan Lanza | $2.79M

difficult labor market. Industrial and flex properties continue to experience the strong demand that we have come to expect in an environment where digital fulfillment is growing rapidly. Q4 of 2021 was characterized by demand that exceeded supply of space, low vacancy and robust leasing. Price continued to trend upwards. Anecdotally, we are hearing of plans for new warehouses primarily in northern Westchester and other northern New York counties where zoning and land availability make new construction possible. Investor interest in commercial real estate is strong but inventory of investable product is very low. Interest rates are expected to trend higher in 2022, which may motivate potential sellers to bring their properties to market.

HOULIHAN LAWRENCE COMMERCIAL TEAM READY TO HELP INVESTORS As we navigate the many uncertainties of this unique economic expansion, there are numerous risks that add to the complexities of acquiring commercial real estate. Understanding the market forces that are shaping the fundamentals of different property segments requires greater knowledge, local and regional insights and contact with the right financial partners. We are highly skilled in all of these areas. Reach out to HOULIHAN LAWRENCE COMMERCIAL for a complementary

FOR LEASE | 21 Main Street | Yonkers, NY Listed by Garry Klein | $6,250/month MG

assessment of your real estate, an evaluation of a purchase target and to receive an in-depth perspective on the exciting Westchester commercial real estate market.

REAL ESTATE

FOR LEASE | 2345 Central Park Ave | Yonkers, NY Listed by Peter Chen | Please call for pricing

8 0 0 W E S TC H E S T E R AV E N U E, RY E B R O O K , N E W YO R K 1 0 5 7 3 9 1 4 . 79 8 .4 9 0 0 | H O U L I H A N L AW R E N C E.CO M / CO M M E R CI A L

S13

AN ADVERTORIAL RESOURCE GUIDE | MARCH 14, 2022

COMMERCIAL DEVELOPERS | FAIRFIELD COUNTY Area code: 203 (unless otherwise noted)

The Ashforth Co. 707 Summer St., Fourth floor, Stamford 06901 359-8500 • ashforth.com info@ashforth.com Top local executive(s): H. Darrell Harvey, Andrew B. Ashforth Services: construction, property management and investments Year established: 1896 Berkshire Industrial Corp. 2 Parklawn Drive, Bethel 06801 743-7201 • berkshirecorporatepark.com info@berkshirecorporatepark.com Top local executive(s): Roy E. Steiner Services: full-design build, from land planning to construction management Year established: 1969 Building and Land Technology 1 Elmcroft Road, Suite 500, Stamford 06902 846-1900 • bltoffice.com info@bltoffice.com Top local executive(s): Carl R. Kuehner III, Ted Ferrarone Services: real estate development, investment, construction, management and ownership Year established: 1982 Collins Enterprises LLC 1455 E. Putnam Ave., Second floor Old Greenwich 06870 358-0004 • collins-llc.com info@collins-llc.com Top local executive(s): Arthur Collins and Dwight Collins Services: full-service real estate company, acquisitions, development, assets and property management, financing and consulting Year established: 1991

FCS CT LLC 205 Queen St., Bridgeport 06606 545-1402 j@fcsct.com Top local executive(s): J. Folgar-Bryan Services: project management-submittals, RFIs, RFPs, change orders, scheduling, vendor and material sourcing, estimating PDF-digitalform, blueprint reading, take offs, full scope of work estimates, proposals and detailed material lists Year established: 2019 F.D. Rich Co. 222 Summer St., Stamford 06901 359-2900 • fdrich.com info@fdrich.com Top local executive(s): Thomas L. Rich Services: development, leasing, management, construction Year established: 1920 Fischel Properties 501 Kings Highway East, Fairfield 06825 696-1000 • fischelproperties.com Top local executive(s): Jonathan Eckman Services: full-service commercial real estate development company, including new construction and rehab developments, real estate brokerage, property management and business consulting Year established: 1970 Mack-Cali Realty Corp.* 210 Hudson St., Suite 400, Jersey City, N.J. 07311 732-590-1010 • mack-cali.com info@mack-cali.com Top local executive(s): Michael J. DeMarco Services: leading owner, manager and developer of urban waterfront, transit-based office properties and luxury multifamily communities in the northeast Year established: 1949 Marcus Partners Inc. 301 Merritt 7, Norwalk 06851 762-7200 • marcuspartners.com dfiore@marcuspartners.com Top local executive(s): Paul Marcus, David P. Fiore Services: real estate investment, development and property management Year established: 2004

REAL ESTATE

S14

National Resources 485 W. Putnam Ave., Greenwich 06830 661-0055 • nationalresources.com contact@nationalresources.com Top local executive(s): Joseph Cotter Services: development and management Year established: 1993 R.D. Scinto Inc. 1 Corporate Drive, Suite 100, Shelton 06484 929-6300 • scinto.com info@scinto.com Top local executive(s): Robert D. Scinto Services: site selection, acquisition, construction Year established: 1975 RMS Companies 1 Landmark Square, Stamford 06901 968-2313 • rms-companies.com patrick@RMS-Companies.com Top local executive(s): Randy Salvatore, Patrick Carino Services: real estate developer, UConn ResidencesStamford CT, City Crossing-New Haven CT, Stratus on Hudson-Yonkers NY; multi-family and hotels Year established: 1995 Spinnaker Real Estate Partners LLC 1 N. Water St., Suite 100, South Norwalk 06854 354-1547 • spinrep.com kimberly@spinrep.com Top local executive(s): Clayton Fowler, Kim Morque Services: acquisition, development and management, urban planning, engineering, design execution Year established: 1950 Stanley M. Seligson Properties 605 West Ave., Norwalk 06850 857-5600 • seligsonproperties.com Top local executive(s): Stanley M. Seligson, Michael G. Serrao Services: owner and manager of a portfolio in excess of one million square feet of residential, office, retail, medical and light industrial buildings Year established: 1979

AN ADVERTORIAL RESOURCE GUIDE | MARCH 14, 2022

COMMERCIAL DEVELOPERS | WESTCHESTER COUNTY Area code: 914 (unless otherwise noted)

The Baker Companies 1 W. Red Oak Lane, White Plains 10604 461-9000 • thebakercompanies.com properties@thebakercompanies.com Top local executive(s): Mark Baker Services: acquisitions and development Year established: 1966 Cappelli Organization 7 Renaissance Square, Fourth floor White Plains 10601 769-6500 • icappelli.com Top local executive(s): Louis Cappelli, Bruce Berg Services: construction, development and asset management Year established: 1982 Covington Development LLC 322 Clock Tower Commons, Brewster 10509 845-279-9565 • covington-development.com info@covingtondevelopment.com Top local executive(s): Harold Lepler, Larry Nadel Services: full-development services Year established: 1980 Diamond Properties LLC 333 N. Bedford Road, Mount Kisco 10549 773-6249 • dpmgt.com info@diamondproperties.com Top local executive(s): Jim Diamond Services: site selection, acquisition,construction and management Year established: 1995 Ginsburg Development Companies, LLC 100 Summit Lake Drive, Suite 235, Valhalla 10595 747-3600 • gdcllc.com info@gdcllc.com Top local executive(s): Martin Ginsburg Services: construction, leasing, management and sales Year established: 1964 Lashins Development Corp. 80 Business Park Drive, Armonk 10504 273-5200 • lashinsrealtyservices.com Top local executive(s): Edward A. Lashins, Eric M. Lashins Services: development, construction, leasing and management Year established: 1944

REAL ESTATE

Mack-Cali Realty Corp.* 210 Hudson St., Suite 400, Jersey City, N.J. 07311 732-590-1010 • mack-cali.com info@mack-cali.com Top local executive(s): Michael J. DeMarco Services: owner, manager and developer of urban waterfront, transit-based office properties and luxury multifamily communities in the Northeast Year established: 1949 National Realty & Development Corp. 225 Liberty St., Floor 31, New York 10281 800-932-7368 • nrdc.com nationalrealty@nrdc.com Top local executive(s): John G. Orrico Services: NRDC portfolio comprised of 78 projects in 14 states, including large retail power centers, groceryanchored community shopping centers, residential communities and corporate/industrial business parks Year established: 1962 Robert Martin Company LLC 100 Clearbrook Road, Elmsford 10523 592-4800 • robertmartincompany.com info@rmcdev.com Top local executive(s): Timothy M. Jones, Greg A. Berger Services: development, acquisition and adaptive reuse Year established: 1957 RPW Group Inc. 800 Westchester Ave., Suite N601, Rye Brook 10573 285-1700 • rpwgroup.com info@rpwgroup.com Top local executive(s): Robert P. Weisz Services: ownership, management, general contracting, construction management Year established: 1979 Saber Real Estate Advisors LLC 80 Business Park Drive, Suite 104, Armonk 10504 250-0600 • saberfund.com berger@saberfund.com Top local executive(s): Martin G. Berger Services: acquisition, development, construction management, adaptive reuse, ownership and leasing Year established: NA

S15

Simone Development Cos. 1250 Waters Place, Bronx 10461 718-215-3000 • simdev.com Top local executive(s): Joseph Simone Services: commercial development and holding, residential development and sale Year established: 1960 Steven Wise Associates 46 Westchester Ave., Pound Ridge 10576 764-9433 steve@roe.co Top local executive(s): Steven Wise Services: real estate investment and development Year established: 2004 Westmont Land Ventures LLC 3 Barker Ave., Sixth floor, White Plains 10601 231-8080 marc@benchmarkpg.com Top local executive(s): Marc Samwick Services: acquisition, development and advisory services Year established: 2001 Westrock Development LLC 440 Mamaroneck Ave., Suite N-503, Harrison 10528 751-4000 • westrockdevelopment.com info@westrockdevelopment.com Top local executive(s): Jason Friedland Services: development and property rehabilitation Year established: 2001 William A. Kelly & Co. 87 Bedford Road, Katonah 10536 232-3191 • wakellyco.com wakelly@wakellyco.com Top local executive(s): Edward W. Kelly, Charity Kelly Services: construction management, general contracting, turnkey packages, design-build services, site work, excavation, construction Year established: 1933 * Company is not located in the area but serves the region.

AN ADVERTORIAL RESOURCE GUIDE | MARCH 14, 2022

Attorneys at Law

Westchester 914.476.0600

New York City 212.688.2400

Long Island 516.207.7533

sbjlaw.com info@sbjlaw.com

Facts & Figures U.S. BANKRUPTCY COURT White Plains & Poughkeepsie Local business cases, March 2- 8 Gualaceo Realty Corp., Yonkers, Alejandro Quito, president, 22-22099-RDD: Chapter 7, assets $1,720,874, liabilities $1,697,465. Attorney: Howard P. Magaliff. Cassway Contracting Corp., Yonkers, James Cassidy, president, 22-22107-SHL: Chapter 11, assets and liabilities from $1 million to $10 million. Attorney: Dawn Kirby. Trustee vs. 430 Central Drive LLC, Scarsdale, et al, 22-7020RDD: Adversary proceeding, fraudulent transfer in Susan C. Christenson Chapter 7 (2023224). Attorney: Jeffrey A. Reich. Emtee Cleaners Inc., Croton-on-Hudson, Leonard Keff, president, 22-22109-SHL: Chapter 11, assets and liabilities from $100,000 to $500,000. Attorney: Bruce R. Alter.

U.S. DISTRICT COURT, White Plains Local business cases, March 2- 8 Andrea Marin, Westchester, et al, vs. Colombian House Restaurant, New Rochelle, et al, 22-cv-1732: Collective action, Fair Labor Standards Act. Attorney: Catalina Sojo. Nathaniel Pritchette, Maine vs. Golden Child Holdings, Mount Kisco, et al, 22-cv-1764-PMH: Fair Labor Standards Act. Attorney: Frank V. Raimond.

Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: Larry Miles c/o Westfair Communications Inc. 701 Westchester Ave, Suite 100 J White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3699

ON THE RECORD

John T. Budrow, Pine Bush vs. McCarey Landscaping Inc., Middletown, et al, 22-cv-1773VB: Class action, Fair Labor Standards Act. Attorney: Jennifer S. Echevarria.

DiBartolo, Cinino and Greer Blei, Bronx. Seller: R&A Property Ventures LLC, Bronx. Property: 95 Parkway Circle, Eastchester. Amount: $1.3 million. Filed March 1.

Melvin Duarte, Westchester vs. Empire Bagels Brewster, et al, 22-cv-1775-KKMK: Class action, Fair Labor Standards Act. Attorneys: Gianfranco J. Cuadra, Louis Pechman.

Florsheim, Daniel and Deborah Florsheim, Scarsdale. Seller: 91 Old Corner Road LLC, West Nyack. Property: 91 Old Corner Road, Bedford. Amount: $2.6 million. Filed March 2.

Paul Goodman, Mamaroneck vs. Harborview Condominium, Mamaroneck, et al, 22-cv-1813-CS: Fair Debt Collection Act. Attorney: pro se. Lumico Life Insurance Co., Armonk vs. Crestview Manor Assisted Living, Hawthorne, et al, 22-mc-68-NSR: Motion to compel production of documents. Attorney: Katherine L. Villanueva.

DEEDS Above $1 million 7 Intervale LLC, Elmsford. Seller: Nesso Inc., New York City. Property: 7 Intervale St., White Plains. Amount: $1.7 million. Filed Feb. 28. 172 Ashburton LLC, New Rochelle. Seller: Andrew Sokolik, Steven Sokolik and Karen Serriccho, Yonkers. Property: 217 Ashburton Ave., Yonkers. Amount: $1.3 million. Filed March 2. 203 North 9 Realty LLC, Bronx. Seller: Guernsey Holdings LLC, Bronxville. Property: 203 N. Ninth Ave., Mount Vernon. Amount: $1.5 million. Filed March 3. Brock Farm LLC, Ridgefield, Connecticut. Seller: Kate Levy LLC, North Salem. Property: 42 June Road, North Salem. Amount: $3.7 million. Filed March 1. Brune, Stephen and Stephanie Mendez, Brooklyn. Seller: Mini Lic LLC, New Rochelle. Property: 34 Pryer Terrace, New Rochelle. Amount: $1.8 million. Filed March 2.

Guard Hill Corners LLC, Victor. Seller: Mark Heffernan and Lisa Heffernan, Venice, California. Property: 108 Guard Hill Road, Bedford. Amount: $2.6 million. Filed March 1. I.Park Broadway LLC, Greenwich, Connecticut. Seller: RMC Development Company LLC, Elmsford. Property: 1050 N. Broadway, Yonkers. Amount: $10.5 million. Filed March 1. Katonah’s Dew Drop Farm LLC, New York City. Seller: Katonah’s Wood LLC, New York City. Property: 129-137 Katonah’s Wood Road, Bedford. Amount: $5 million. Filed March 3. Leistner, Thomas R. and Sheung Jim Koo, White Plains. Seller: SC Rye Brook Partners LP, Pawling. Property: 1 Primrose Lane, Rye. Amount: $1.7 million. Filed March 2. Milner, Charles Clyde and Ashley Ann Tallevi, Mamaroneck. Seller: Double R Capital Inc., Poughkeepsie. Property: 437 N. Barry Ave., Rye. Amount: $1.3 million. Filed March 2. Mountain Express Oil Co., Alpharetta, Georgia. Seller: 380 Riverdale Realty LLC, Syosset. Property: 380 Riverdale Ave., Yonkers. Amount: $3.8 million. Filed March 2. New Rock 551 LLC, New Rochelle. Seller: Popatlal A. Patel and Shardaben P. Patel, New Rochelle. Property: 551 Main St., New Rochelle. Amount: $1.4 million. Filed March 2.

Below $1 million 56 Riverside Avenue LLC, Ardsley. Seller: Michelle McKelvey, White Plains. Property: 56 Riverdale Ave., Greenburgh. Amount: $390,000. Filed March 2.

Cambium Units LLC, Great Nyack. Seller: Northeast Property Owner LLC, New York City. Property: 10 Byron Place, Mamaroneck. Amount: $2 million. Filed March 2.

59 Glenwood Avenue LLC, Mount Vernon. Seller: Junior Howell, Yonkers. Property: 59 Glenwood Ave., Yonkers. Amount: $950,00. Filed March 3.

Dah22 LLC, Sao Paulo, Brazil. Seller: Silvana Olivia Meyer Jezler, Rye. Property: 145 Milton Road, Rye. Amount: $5.9 million. Filed March 2.

190 VSH LLC, Brooklyn. Seller: 190 Valley Street LLC, Pleasantville. Property: 190 Valley St., Mount Pleasant. Amount: $740,000. Filed March 2.

westchester county

495 Forest LLC, Roslyn. Seller: Bettina Reibman, New Rochelle. Property: 495 Forest Ave., New Rochelle. Amount: $631,750. Filed Feb. 28.

Green Place Management LLC, Bronx. Seller: Elvira Stengel, Yonkers. Property: 212 Park Ave., Yonkers. Amount: $700,000. Filed March 1.

1010 McLean Realty LLC, Yonkers. Seller: Beniamina Romano, Ossining. Property: 1010-1014 McLean Ave., Yonkers. Amount: $845,000. Filed March 3.

Grimsby, Joseph Samuel and Dina M. Vulpis, Poolesville, Maryland. Seller: Joe Bellamy Construction Inc., Yorktown Heights. Property: 1017 E. Main St., Yorktown. Amount: $582,650. Filed March 1.

1270 Pleasantville Road LLC, Ossining. Seller: Stanton LLC, Nanuet. Property: 1270 Pleasantville Road, Ossining. Amount: $900,000. Filed March 2. AMS Estates LLC, Yonkers. Seller: Antonia Diaz, Yonkers. Property: 128 Van Cortlandt Park Ave., Yonkers. Amount: $400,000. Filed March 1. Baez, Jessica, New Rochelle. Seller: PVNC Holdings LLC, Mount Vernon. Property: 41 Whitewood Ave., New Rochelle. Amount: $485,000. Filed Feb. 28. Beeney, Peter and Vanessa Beeney, Dobbs Ferry. Seller: Tellus Capital LLC, Dobbs Ferry. Property: 194 Clinton Ave., Greenburgh. Amount: $900,000. Filed March 3. BVestures LLC, Cedar Grove, New Jersey. Seller: Ruth Gordon Martin, New Rochelle. Property: 147 Hamilton Ave., New Rochelle. Amount: $851,775. Filed March 3. Cobbling Rock Estates LLC, Katonah. Seller: Rachel Dewitt Wittmann, Katonah. Property: 22 Dr. Tony’s Road, Somers. Amount: $900,000. Filed March 1. Desai, Laxman S. and Delia L. Gallo, Irvington. Seller: MIN 126 Corp., Irvington. Property: 126 Main St., Greenburgh. Amount: $679,00. Filed March 3. Dondero, Michael Angelo and Heather Ann Dondero, White Plains. Seller: 48 Archer Avenue LLC, Darien, Connecticut. Property: 17 Morton Place, Greenburgh. Amount: $700,000. Filed Feb. 28. Edison, Fredy G., New York City. Seller: 1 Ridge Hill LLC, Plainview. Property: 701 Ridge Hill, Yonkers. Amount: $490,000. Filed March 2. Ferder, Marcie Linda and Michael S. Ferder, New Rochelle. Seller: Wichert Workforce Mobility Inc., Morris Plains. New Jersey. Property: 363 Martling Ave., Greenburgh. Amount: $545,000. Filed March 3. Galarza, Mayra and Wilfred Galarza, Brewster. Seller: Mega 2 Realty LLC, Ossining. Property: 24 Peekskill Hollow Road, Cortlandt. Amount: $400,000. Filed March 2.

Gulotta, Jill, West Harrison, William Gulotta, and Kathleen D. Gulotta, Mamaroneck. Seller: High Ridge Developers LLC, Hartsdale. Property: 60 Woodside Ave., Harrison. Amount: $963,840. Filed March 3. JCT Development NT Inc., White Plains. Seller: 15 North Main Street LLC, Port Chester. Property: 15 N. Main St., Rye. Amount: $310,000. Filed March 1. Lee, So Yun, Tarrytown. Seller Metro Green Realty of Westchester LLC, Mount Vernon. Property: 12 Morgan St., Eastchester. Amount: $790,000. Filed Feb. 28. Lovecchio, Joseph M., White Plains. Seller: A.J. Wooster Realty LLC, Peekskill. Property: 653 Highland Ave., Peekskill. Amount: $456,000. Filed Feb. 28. Naranjo, Juan Carlos Espinoza, Corona. Seller: WJP Realty LLC, White Plains. Property: 79 Primrose St., Apt. 2, White Plains. Amount: $725,000. Filed March 2. Nust LLC, Ossining. Seller: Joseph M. Demby, Kannapolis, North Carolina. Property: 23 Upper Croton Ave., Ossining. Amount: $825,000. Filed March 1. O’Leary, Richard P. and Elizabeth R. O’Leary, Croton Falls. Seller: KCL Holdings LLC, North Salem. Property: 310 Titicus Road, North Salem. Amount: $575,000. Filed March 3. Springdale Development LLC, Scarsdale. Seller: Herbert Wolfzahn and Annabelle Wolfzahn, Scarsdale. Property: 34 Springdale Road, Scarsdale. Amount: $950,000. Filed March 3. United Family Real Estate LLC, Ossining. Seller: Joseph A. Ruggiero, Chappaqua. Property: 165 Cedar Lane, Ossining. Amount: $422,751. Filed March 1. Williams, Susie A., Rockaway Beach. Seller: SC Rye Brook Partners L.P., Pawling. Property: 17 Gardenia Lane, Eye. Amount: $200,000. Filed March 1.

FCBJ

WCBJ

JUDGMENTS A&V Car Wash, Yonkers. $24,233.08 in favor of Progressive Specialty Insurance Co., Mayfield Heights. Filed March 1. A H Construction Services Corp., Staten Island. $25,650.75 in favor of State Insurance Fund, White Plains. Filed March 3. Adrian Family Partners LLP, Yorktown. $8,725.91 in favor of DelBello Donnellan Weingarten Wise & Wiederkehr LLP, White Plains. Filed March 1. Agnant, Roselyn, Mount Vernon. $7,002.79 in favor of JPMorgan Chase Bank National Association, Wilmington, Delaware. Filed March 1. Agudelo, Edilberto, Ossining. $8,567.89 in favor of LVNV Funding LLC, Las Vegas. Filed March 4. Ajay Valet Inc., New York City. $100,723.63 in favor of JPMorgan Chase Bank National Association. Filed March 1. Alba, Veronica D., Harrison. $8,891.40 in favor of JPMorgan Chase Bank National Association, Wilmington, Delaware. Filed March 1. Alicia, Santa, Yonkers. $16,998.77 in favor of American Express National Bank, Sandy, Utah. Filed Feb. 28. Almeida, Paulo R., West Harrison. $13,430.67 in favor of Discover Bank, New Albany, Ohio. Filed March 3. Ammar, Mohamed, Astoria. $12,501.89 in favor of State Insurance Fund, White Plains. Filed March 4. Annadelle Spotless Cleaning & Painting Inc., Brooklyn. $15,699.80 in favor of State Insurance Fund, White Plains. Filed March 3. ARQ HT Design Group Inc., Ossining. $44,033.28 in favor of Delage Landen Financial Services Inc., Wayne, Pennsylvania. Filed March 2. ASAP Builders Inc., Ridgewood. $12,012.09 in favor of State Insurance Fund, White Plains. Filed March 3. ASL Floor Installation and Repair LLC, Peekskill. $7,989.75 in favor of State Insurance Fun, White Plains. Filed March 3. Atlantic Express Trucking Corp., Woodhaven. $45,368.43 in favor of State Insurance Fund, White Plains. Filed March 3. Avanics Management & Construction Corp., Port Chester. $22,467.15 in favor of Ford Motor Credit Company LLC, Dearborn, Minnesota. Filed March 2.

MARCH 14, 2022

Facts & Figures Blackstones Restaurant Group, Stamford, Connecticut. $5,749.50 in favor of Andrew Adams Inc., Scarsdale. Filed March 1. Yossis Carting U.S.A. LLC, Monsey. $20,577.28 in favor of State Insurance Fund, White Plains. Filed March 3.

LIS PENDENS The following filings indicate a legal action has been initiated, the outcome of which may affect the title to the property listed. Dossantos, Livia Maria, as owner. Filed by Bayview Loan Servicing LLC. Action: Foreclosure of a mortgage in the principal amount of $252,512.62 affecting property located at 66 Fletcher Ave., Mount Vernon. Filed March 3. Reis, Alair and Yesiha Reis, as owners. Filed by Emigrant Bank. Action: Foreclosure of a mortgage in the principal amount of $796,250 affecting property located at 133 Chestnut Ridge Road, Armonk. Filed Feb. 28. Varlack, Lorma Davis, as owner. Filed by The Bank of New York Mellon. Action: Foreclosure of a mortgage in the principal amount of $421,123.50 affecting property located at 9 Watkins Place, New Rochelle. Filed March 1. White Plains Healthcare Properties I LLC, as owner. Filed by Garfield Park LLC. Action: Foreclosure of a mortgage in the principal amount of $38,500,000 affecting property located at 120 Church St., White Plains. Filed March 1.

MECHANIC’S LIENS 1133 Westchester Avenue LLC, White Plains. $57,723.04 in favor of JNC Metal Frame and Drywall LLC, Austin, Texas. Property: 1133 Westchester Ave., White Plains. Filed March 3. Double R. Capital Inc., Mamaroneck. $7,095 in favor of Robin Aire Mechanical Service Co., Peekskill. Property: 437 N. Barry Ave., Mamaroneck. Filed March 2.

MARCH 14, 2022

White Plains Hospital Medical Center, White Plains. $374,384.98 in favor of Wolverine Fire Protection Co., Mount Morris, Minnesota. Property: 8 Longview Ave., White Plains. Filed March 3.

NEW BUSINESSES This newspaper is not responsible for typographical errors contained in the original filings.

PARTNERSHIPS

Elizsabeth Creates, 1 Martine Ave., Apt. 1118, White Plains 10606, c/o Elizabeth Jerjian. Filed March 1.

Vero Cleaning Services, 9 Rockledge Place, Apt. 4W, Yonkers 10705, c/o Veronica Luna. Filed March 1.

Mima’s Farm LLC, as owner. Lender: Bank of Millbrook. Property: N/A. Amount: $1.2 million. Filed March 4.

First Notary, 360 Huguenot St., Apt. 2805, New Rochelle 10801, c/o Phillip Lamont Harris. Filed Feb. 28.

Zames Design, 20 Senate Place, Larchmont 10538, c/o Amanda Mendel. Filed March 1.

Below $1 million

G&J Moto Plus, 32 Tibbetts Road, Yonkers 10705, c/o Gina L. Novellino. Filed March 4. Amma Edutech, 398 Mamaroneck Ave., White Plains 10605, c/o Irene Babukutty. Filed March 4.

C&C Corporate, 3 David Lane, Yonkers 10701, c/o Calvin G. Sampson and Catherine Palma. Filed March 4.

GS Landscaping, 157 S. Broadway, Apt. 1, White Plains 10605, c/o Gilber Salazar. Filed March 4.

Lavish Cleaning Services, 354 S. Second Ave., Mount Vernon 10550, c/o Michelle Jackson and Dominick Watson. Filed March 3.

IKE Auto & Shipping, 95 Riverdale Ave., Yonkers 10701, c/o Isaac K. Kafi-out. Filed March 1.

Sanc Productions, 142 McLain St., Mount Kisco 10549, c/o Sean Simmons and Jonathon Martinez. Filed March 2.

SOLE PROPRIETORSHIPS A Sunday Vybe, 122 N. Third Ave., Mount Vernon 10550, c/o Tyesha Etheredge. Filed March 3. Arise From Ashes, 494 London Road, Yorktown 10598, c/o Nadine Graham. Filed March 2. Bdgeo Real Estate, 61 Harvard Drive, Hartsdale 10530, c/o Bryan Geonzon. Filed March 3 CAAB Custom Creations, 667 Ridge Hill Blvd., Yonkers 10710, c/o Michael Abrams. Filed March 2. Creative Chocolate Gifts & More, 65 Lockwood Ave., Yonkers 10701, c/o Angela Sanchez. Filed March 3. Deangelis Medical Billing, 32 Tibbetts Road, Yonkers 10705, c/o Gina L. Novellino. Filed March 4. Delia Orellana Cleaning, 48 N. Highland Ave., Ossining 10562, c/o Delio Orellano. Filed March 1.

FCBJ

WCBJ

Jill K. Tomlinson, 14 Mountainview Ave., Ardsley 10502, c/o Jill K. Tomlinson. Filed March 4. Marthas Totes & More, 100 Wayne Ave., White Plains 10606, c/o Martha Jubitane Wallace. Filed March 1. Opjons Psychiatric Solutions, 7 Limestone Ave., Armonk 10504, c/o Johnson Oppong. Filed Feb. 28. GMCATS, 67 Winfred Ave., Apt. 3, Yonkers 10704, c/o Steven Rinaldi. Filed Feb. 28. Salon Rituals, 729 Saw Mill River Road, Ardsley 10502, c/o Donna J. McGrath. Filed March 2. Scott Sager Creative Director, 14 Elizabeth St., Chappaqua 10514, c/o Scott Sager. Filed March 3. Starrs Fusion, 635 S. Columbus Ave., Mount Vernon 10550, c/o Kasine Brown. Filed March 1. Ubuntu Property Management, 591 Warburton Ave., Hastings-on-Hudson 10706, c/o Gary Lu. Filed Feb. 28.

WORKERS’ COMPENSATION BOARD 558 East 191 Street Inc., White Plains, Amount: $25,500. Amir Inc., Yorktown Heights, Amount: $10,500.

50 Simmons Street LLC, as owner. Lender: Gauntlet Funding LLC. Property: in North East. Amount: $127,900. Filed March 3. Zera Shimshon LLC, as owner. Lender: RCS Capital Group LLC. Property: in Poughkeepsie. Amount: $85,000. Filed Feb. 28.

DEEDS

Brito Cabinetry Corp., Peekskill, Amount: $9,500.

Above $1 million

Casa Maya Restaurant Inc., White Plains, Amount: $12,500.

8 Edison Connecticut LLC, Brooklyn. Seller: Moses Krausz and Rosalind Krausz, Lakewood, New Jersey. Property: 8 Edison Court, Ramapo. Amount: $1.3 million. Filed March 2.

RL 4 Pizza Corp. d.b.a. Cestras Pizza IV, New Rochelle, Amount: $3,500. E&B Builder Corp., Peekskill, Amount: $4,500. Kevin Orsini, Chappaqua, Amount: $33,500. RCA Consulting Corp., Eastchester, Amount: $30,000. Torenascape Inc., Peekskill, Amount: $7,500. The Wine News Inc., Valhalla, Amount: $72,000.

HUDSON VALLEY BUILDING LOANS Above $1 million 10 DeBaun LLC, Monroe. Lender: Northeast Community Bank. Property: in Airmont. Amount: $4.5 million. Filed March 4.

35 Vassar Realty Holding LLC, Brewster. Seller: B.A.B. Plus LLC, Scarsdale. Property: in Poughkeepsie. Amount: $2.7 million. Filed March 4. Baldwin Realty Holdings LLC, Brewster. Seller: B.A.B. Plus LLC, Scarsdale. Property: in Wappinger. Amount: $3.1 million. Filed March 4. Bennett Exmoore LLC, Millbrook. Seller: Richard Horwitz, New York City. Property: in Washington. Amount: $4.3 million. Filed March 3. Benson Point CT Realty LLC, Congers. Seller: James J. Ruppert and Patricia S. Ruppert, Stony Point. Property: 21 Benson Point Court, Stony Point. Amount: $1.5 million. Filed March 3. Hyde Park Realty Holding LLC, Brewster. Seller: B.A.B. Plus LLC, Scarsdale. Property: in Hyde Park. Amount: $2.2 million. Filed March 3. Main ST Group LLC, Spring Valley. Seller: Star Realty of U.S.A. Inc., New City. Property: 93 Main St., Nyack. Amount: $1.5 million. Filed March 1.

Mehrel, Rifky, Montebello. Seller: 1253 59th Street LLC, Brooklyn. Property: 30 Viola Road, Montebello. Amount: $2 million. Filed Feb. 28. WPT Capital Advisors LLC, Minneapolis, Minnesota. Seller: Eastcoast BLR 1993 LLC, Closter, New Jersey. Property: 13 Mountainview Ave., Orangetown and 21/518 Route 303, Orangetown. Amount: $13.1 million. Filed March 2.

Below $1 million 15 Johnson Lane LLC, Yonkers. Seller: 3Gen Holdings LLC, Delray Beach, Florida. Property: in Washington. Amount: $350,000. Filed March 2. 50 Simmons Street LLC, Lakeville, Connecticut. Seller: Michael J. Humbert, Millbrook. Property: in North East. Amount: $142,000. Filed March 3. American International Relocation Solutions LLC, Pittsburgh, Pennsylvania. Seller: Daniel T. Quackenbush, Stormville. Property: in East Fishkill. Amount: $535,000. Filed Feb. 28. Booth, James and Renee Booth, Brooklyn. Seller: DMS Consolidators Ltd., Somers. Property: in Beacon. Amount: $465,500. Filed March 3. Braun, Shalom Ozer, Spring Valley. Seller: Cedar Gardens LLC, Monsey. Property: 3 Cedar Lane, Unit 202, Ramapo. Amount: $999,000. Filed March 1. Caporale, Robert J., Wappingers Falls. Seller: Rejuvenate Properties LLC, Gardiner. Property: in Poughkeepsie. Amount: $195,000. Filed March 3. Capp Realty LLC, New York City. Seller: Pomona Realty LLC, Brooklyn. Property: 11 Medical Park Drive, Unit 101, Ramapo. Amount: $255,000. Filed March 3.

Facts & Figures Fletcher, Christian J. and Neysha Fletcher, New City. Seller: Silverlock 224 LLC, Spring Valley. Property: 22 A Strawtown Road, New City. Amount: $704,000. Filed March 4. Gray, Justine and Trueman L. Haskell, Briarcliff Manor. Seller: Casey Erin LLC, Hyde Park. Property: in Pawling. Amount: $425,000. Filed March 1. HV Doors LLC, Washingtonville. Seller: 5-13 Academy Street LLC, Spring Valley. Property: in Poughkeepsie. Amount: $850,000. Filed March 3.

Salbello Estates LLC, Chestnut Ridge. Seller: Bello Vista LLC, Monsey. Property: 3 SalBello Court, Chestnut Ridge. Amount: $850,000. Filed Feb. 28. Stempel, Feivel and Chaya Stempel, Spring Valley. Seller: Viola Ventures LLC, Monsey. Property: 6 Garden Terrace, Ramapo. Amount: $500,000. Filed March 2. Tabak, Isaac, Spring Valley. Seller: Yellow Flower LLC, Monroe. Property: 33 S. Cole Ave., Spring Valley. Amount: $990,000. Filed Feb. 28.

LaCavalla, Carl, Pearl River. Seller: GPR Properties LLC, West Nyack. Properties: 25 N. Serven St., Orangetown. Amount: $475,00. Filed March 3.

Tiernan, Jonathan E. and Jeralyn J. Tiernan, Kingston. Seller: ABD Stratford LLC, Poughkeepsie. Property: in Poughkeepsie. Amount: $522,500. Filed March 4.

Lory Properties Corp., Stormville. Seller: Gregory Rivera, Poughkeepsie. Property: in Beacon. Amount: $174,500. Filed Feb. 28.

Ungar, Aron, Spring Valley. Seller: 14 Elener Lane LLC, Monsey. Property: 14 Elener Lane, Spring Valley. Amount: $999,999. Filed Feb. 28.

MacElhinney, Andrew and Keri MacElhinney, Mahopac. Seller: 10 Montfort LLC, Wappingers Falls. Property: in East Fishkill. Amount: $495,000. Filed March 3.

Watson, Shiesha and Antonio Matos, Poughkeepsie. Seller: ABD Stratford LLC, Poughkeepsie. Property: in Poughkeepsie. Amount: $520,000. Filed March 3.

Marshall and Sterling Realty Inc., Poughkeepsie. Seller: Burton Gold Properties LLC, Poughkeepsie. Property: in Poughkeepsie. Amount: $560,000. Filed March 2.

Weisblum, Elimelech, Monsey. Seller: Viola Gardens LLC, Monsey. Property: 2 Garden Terrace, Ramapo. Amount: $500,000. Filed March 1.

Miranda, Annette E., Hopewell Junction. Seller: 928 Ventures Inc., Patterson. Property: in East Fishkill. Amount: $185,000. Filed March 3. Molina, Manuel M. and Gloria Garcia, Spring Valley. Seller: H&B Partners Inc., Stony Point. Property: 6 Brush Court, Haverstraw. Amount: $535,000. Filed March 3. Saber Route 9W LLC and CH87 LLC, Monsey. Seller: EZ Capital LLC, East Orange, New Jersey. Property: 954 Route 9W, Orangetown. Amount: $475,000. Filed Feb. 28.

Weiss, Yisrule and Perl Weiss, Brooklyn. Seller: Viola Gardens LLC, Monsey. Property: 35 Garden Terrace, Ramapo. Amount: $950,000. Filed March 1.

JUDGMENTS AFP Social LLC, Las Vegas, Nevada. $307,663.09 in favor of Cloudfund LLC, Suffern. Filed Feb. 28. Bezkorowajny, Brian, Rock Tavern. $2,866.80 in favor of Citibank, Sioux Falls, South Dakota. Filed Feb. 28. Brueckner, Amanda, Newburgh. $1,640.31 in favor of Midland Funding LLC, San Diego, California. Filed Feb. 28. Castro, Emili, Newburgh. $2,817.35 in favor of Cavalry SPV I LLC, Greenwich, Connecticut. Filed Feb. 28.

Cerrato, Yesenia, Newburgh. $1,335.67 in favor of Midland Funding LLC, San Diego, California. Filed Feb. 28. Dayton, Maurice A., New Windsor. $3,449.70 in favor of Citibank, Sioux Falls. Filed Feb. 28. Dimmie, Marcus, Newburgh. $2,678.32 in favor of Midland Funding LLC, San Diego, California. Filed Feb. 28. Gardner, Ashley, Newburgh. $1,916.26 in favor of Midland Funding LLC, San Diego, California. Filed Feb. 28. Graziano, Edith Stevens, Newburgh. $2,748.11 in favor of Citibank, Sioux Falls, South Dakota. Filed Feb. 28. Hermance, Ashley L., Wallkill. $12,251.76 in favor of Discover Bank, New Albany, Ohio. Filed Feb. 28. Herring, Lynm, Newburgh. $8,413.15 in favor of Citibank, Sioux Falls, South Dakota. Filed Feb. 28. Mabueno, Rebecca, Newburgh. $2,668.67 in favor of Citibank, Sioux Falls, South Dakota. Filed Feb. 28. Maikranz, Jennifer M., Monroe. $2,755.24 in favor of Midland Credit Management Inc., San Diego, California. Filed Feb. 28. Moundroukas, Kim, Warwick. $4,161.65 in favor of Midland Credit Management Inc., San Diego, California. Filed Feb. 28. Riccardi, Frank, Newburgh. $1,629.52 in favor of Midland Funding LLC, San Diego, California. Filed Feb. 28. Scher, Mindy, Monroe. $14,101.96 in favor of Discover Bank, New Albany, Ohio. Filed Feb. 28. Serviss Virginia and Joseph Mercado, Newburgh. $7,717.77 in favor of Belvedere Housing LP, Newburgh. Filed Feb. 28. Williams, James, Cuddebackville. $1,879.87 in favor of Midland Credit Management Inc., San Diego, California. Filed Feb. 28. Velez, Omar and Dulce M.

Velez, Middletown. $5,549.89 in favor of Discover Bank, New Albany, Ohio. Filed Feb. 28.

MECHANIC’S LIENS 197 Tweed Development LLC, as owner. $30,989.92 in favor of Sunbelt Rentals Inc. Property: 199 Tweed Blvd., Nyack. Filed Feb. 22. Gina Realty Inc., as owner. $197,934.80 in favor of Avalon Aire Inc., Yonkers. Property: 453 New York Route 211 East, Wallkill. Filed Feb. 28. Joyful Farms LLC, as owner. $66,516.73 in favor of Stone Crafting LLC, Amenia. Property: 285 Becker Hill Road, Red Hook. Filed March 2.

NEW BUSINESSES

Bean Authentic, 45 Timber Ridge Road, Newburgh 12550, c/o Karl M. Bienwald. Filed March 3.

Mary’s Car Services, 1 Tallman St., Apt. B, Spring Valley 10977, c/o Maria Rosa Chogllo Chimbo. Filed Mar 3.

Befence, 5 Mauir Lane, New City 10956, c/o Edwin S. Batista. Filed March 4.

Molina Vega Taxi, 61 Fairview Ave., Spring Valley 10977, c/o Byron W. Molina Vega. Filed March 4.

Bridget Gunn Mental Health Counseling, 3 E. Evergreen Road, New City, New York 10956, c/o Bridget Gunn. Filed March 1. Brielle Zarriello, 28 Lagoon Lane, Haverstraw 10927, c/o Brielle Taylor Zarriello. Filed March 2. Cenne Design, 5 Fillmore Court, Monroe 10950, c/o Goldy Weingarten. Filed March 1. Constructin_1solutions, 8 Trinity Place, Spring Valley 10977, c/o Jose Francisco Gonsalez. Filed March 3.

This paper is not responsible for typographical errors contained in the original filings.

Eye Do Entertainment Management, 22 Jordan Lane, Middletown 10940, c/o William R. Mears. Filed March 4.

PARTNERSHIPS

Flips Custom Boards, 2 Shaker Court, New Windsor 12553, c/o John A. Filippone. Filed Feb. 28.

Me Time Beauty Salon, 190 S. Plank Road, Unit 2, Newburgh 12550, c/o Wakeyta St. Louis and Gordon St. Louis. Filed Feb. 28.

SOLE PROPRIETORSHIPS 47 Hookah Store, 42 Main St., Haverstraw 10927, Yamil Caraballo. Filed March 1. Academy Fades & Braids, 309 Main St., Highland Falls 10928, c/o Gary Lamont Jackson. Filed March 1. Alexander Taxi, 110 Rockland Lane, Spring Valley 10977, c/o German Garcia De Merced. Filed March 1. Amity Beauty Salon, 2 Lake St., Monroe 10950, c/o Crystina Marie Mann. Filed Feb. 28. Ana Food Distributor, 40 Demarest Ave., West Haverstraw 10993, c/o Ana Victoria Derrabens Martinez. Filed March 1. Ana & Rays Accessories, 471 Broadway, Newburgh 12550, c/o Ana Rosa Alvarez Lucio. Filed Feb. 28.

Houston, 3 Knox Ave., Middletown 10940, c/o Andrew Lawrence. Filed Feb. 28. Jazzed Up Hair, 400 New York 211 East, Middletown 10940, c/o Jazmin Lashaun Hogg. Filed March 1. JMG Enterprise, 314 Beaver Dam Road, Montgomery 12549, c/o Jack Malley Grundy. Filed March 1. JR Capital Consultant, 470 Route 211, Middletown 10940, c/o Jesse James Robinson. Filed March 2. Life Lavas Kennel, 835 Blooming Grove Turnpike, Apt. 134, New Windsor 12553, c/o Milford L. Jacobs. Filed March 2. Lopez F. Taxi Service, 295 Hempstead Road, Spring Valley 10977, c/o Fernando Lopez. Filed Feb. 28. Mariposa Vintage Fashion, 471 Broadway, Newburgh 12550, c/o Veronica Ramirez Juarez. Filed Feb. 28.

FCBJ

WCBJ

Nani Beauty Salon, 44 Broadway, Haverstraw 10927, c/o Niurka Estefania Lopez Vasquez. Filed March 1. Obanks Home Inspections, 909 Homestead Ave., Maybrook 12543, Darrin Obanks. Filed Feb. 28. Optimum Balance Center for Mental Health, 19 William St., Yonkers y 10701, c/o Alecia Kedesha Palmer. Filed Feb. 18. Pandragon Crystals, 15 Walnut Ave., Highland Falls 10928, c/o Katherine Velazquez. Filed March 1. Positive Powerful Peacock, 19 Forshee St., Monroe 10950, c/o Nicole Marie Lexandra. Filed March 1. Sheffield Electric, 15B Ugo Drive, Newburgh 12550, c/o Mark B. Sheffield. Filed March 1. Skin Care Essentials, 2376 Route 6, Slate Hill 10973, c/o Jessica Lee Prinzo Kristyn. Filed March 2. Space NY, 26 Clove Ave., Haverstraw 10927, Robert Amauri Perez Vasquez. Filed Feb. 28. Stefan Muniz Coaching, 129 State Route 94, Warwick 10990, c/o Stefan C. Muniz. Filed Feb. 28. Taylor Property Management, 24 Munro St., Walden 12586, c/o Michael M. Napoli. Filed March 2. UB Auto Sales, 997 Little Britain Road, New Windsor 12553, c/o Joseph M. Usewicz. Filed March 2. Wilfredo Food Distributor, 40 Demarest Ave., West Haverstraw 10993, c/o Wilfredo Burgos Jimenez. March 1.

MARCH 14, 2022

PAY SPECIAL ATTENTION TO EMPLOYEES DURING COVID-19 RECOVERY You need to make sure that they’re healthy and you need to make sure that there’s a sense that you as an employer have their best interests at heart. However, you will find there are circumstances with the potential for employer liability. There are quite a few State, Federal and NYC employment laws you need to be very sensitive to in terms of whether you can compel somebody to come to work…” (Excerpted from the Westchester County Business Journal, Aug. 3.)

WE CAN HELP JEFFREY D. BUSS jbuss@sbjlaw.com 914-476-0600

YONKERS, NY

733 Yonkers Avenue, Suite 200 Yonkers, NY 10704 914.476.0600

MARCH 14, 2022

FCBJ

WCBJ

NEW YORK CITY

60 East 42nd Street, Suite 4600 New York, NY 10165 212.688.2400

LONG ISLAND, NY

1305 Franklin Avenue, Suite 300 Garden City, NY 11530 516.207.7533

Facts & Figures BUILDING PERMITS Commercial AP Construction, Stamford, contractor for High Ridge Office Park LLC. Perform a partial renovation of third-floor office space at 275 Building No.5, Turn of River Road, Stamford. Estimated cost: $130,000. Filed Feb. 23. Baybrook Remodelers Inc., West Haven, contractor for Ari of Connecticut Inc. Install new vinyl siding at 129 Fairfield Ave., Stamford. Estimated cost: $27,300. Filed Feb. 8. Big Pond LLC, Stamford, contractor for Big Pond LLC. Construct a new single-family dwelling with patio area and underground propane tank at 114 Pond Road, Stamford. Estimated cost: $500,000. Filed Feb. 2. Blackwell Construction LLC, Fairfield, contractor for High Ridge Office Park LLC. Perform an interior improvement and installation of staircase on the second and third floors at 275 Building No.1 Turn of River Road, Stamford. Estimated cost: $250,000. Filed Feb. 8. Blackwell Construction LLC, Fairfield, contractor for Stamford Washington office LLC. Perform replacement alterations at 677 Washington Blvd., Unit B1, Stamford. Estimated cost: $175,000. Filed Feb. 4. Calitri, Concetta, Massachusetts, contractor for LaStrada Realty LLC. Legalize work for a kitchen and dining room addition from permit 63526 issued in 1985 and a finished basement at 92 George St., Stamford. Estimated cost: $3,500. Filed Feb. 15. Chelsea Piers Connecticut LLC, Stamford, contractor for Stamford Exit 9 III LLC. Add wall at mezzanine level and renovate locker room on ground floor at 1 Blachley Road, Stamford. Estimated cost: $10,000. Filed Feb. 25. Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken.

ON THE RECORD

Corporate Construction Inc, Norwalk, Contractor for I Park Norwalk II LLC. Install a rooftop generator at 761 Main Ave., Norwalk. Estimated cost: $35,000. Filed Jan. 28.

Heritage Systems Inc., Norwalk, contractor for St. Mary’s R.C. Church. Remove existing roof and re-roof 669 West Ave., Norwalk. Estimated cost: $75,700. Filed Jan. 28.

CPCI, Norwalk, contractor for CPCI. Perform replacement alterations at 283 Main Ave., Norwalk. Estimated cost: $1,000. Filed Jan. 31.

Kalousdian, Peter N., Norwalk, contractor for St. Matthews R.C. Church Corp. Install elevator for church at 216 Scribner Ave., Norwalk. Estimated cost: $79,000. Filed Jan. 31.

Design Glass & Mirrors LLC, Greenwich, contractor for Homestead Commercial Properties LLC. Perform replacement alterations at 44 Homestead Ave., Stamford. Estimated cost: $125,000. Filed Feb. 17.

Moran Construction Management LLC, Norwalk, contractor for Sono Square Associates LLC. Perform replacement alterations at 85-89 Water St., Norwalk. Estimated cost: $500,000. Filed Jan. 24.

Diaz and Lopez Construction Inc., North Bergen, New Jersey, contractor for Landmark Square 1-6 LLC Renovate arcade and small concession stand at 101 Broad St., Stamford. Estimated cost: $200,000. Filed Feb. 22.

Pyramid Network Services LLC, Norwalk, contractor for 200 Route One Realty LLC. Remove sprint equipment at 200 Connecticut Ave., Norwalk. Estimated cost: $8,500. Filed Jan. 28.

Digiorgi Roofing & Siding Inc., Beacon Falls, contractor for Shaylor Beverleigh Ann Revocable Trust. Build residential house, garage and two dormers with vinyl siding at 75 Lenox Ave., Stamford. Estimated cost: $22,625. Filed Feb. 1.

Ready Imaging, Norwalk, contractor for Gety Properties Corp. Replace canopy with LED fascia at 206 Main St., Norwalk. Estimated cost: $14,000. Filed Jan. 28.

Downes Construction Company LLC, New Britain, contractor for Stamford Hospital. Install a temporary renovation at 1 Hospital Plaza, Stamford. Estimated cost: $300,000. Filed Feb. 4. Earthlight Technologies LLC, Ellington, contractor for Cullman Land Company LLC. Install and wire ground-tied solar system at 175 Ingleside Drive, Stamford. Estimated cost: $39,400. Filed Feb. 11. Ellison, Henry, Mamaroneck, New York, contractor for 339 Hope Street SC LLC. Reface an existing sign to include LED digits, no structural changes and same size as existing sign at 339 Hope St., Stamford. Estimated cost: $2,000. Filed Feb. 22. Heritage Systems Inc., Norwalk, contractor for Norpointe LLC. Install shingle roofing at Building 10 at 41 Wolfpit Ave., Norwalk. Estimated cost: $54,000. Filed Jan. 28.

Residential A2Z Contractors LLC, Stamford, contractor for William D. and Charlesanna D. Ecker. Demolish deck and reconstruct at 226 Dundee Road, Stamford. Estimated cost: $12,000. Filed Feb. 22. Advanced Window Systems LLC, Cromwell, contractor for Victoria Gabriele. Remove old windows and install new windows at 189 High Clear Drive, Stamford. Estimated cost: $11,919. Filed Feb. 4. Alfa Team Electrical Contractors LLC, Stamford, contractor for James and Mary Barone. Install and wire generator at 1544 Shippan Ave., Stamford. Estimated cost: $9,020. Filed Feb. 22. Arena Contracting Inc., Port Chester, New York, contractor for Tracey and Matthew Fottrell. Install prefabricated fiberglass in-ground swimming pool with patio surround and install prefabricated gazebo at 242 Four Brooks Road, Stamford. Estimated cost: $85,000. Filed Feb. 14.

Arthur Lange Inc., Bronxville, New York, contractor for Eileen Lynch and David L Sussan. Modify first-floor partitions and bathroom at 241 Fairview Ave., Stamford. Estimated cost: $200,000. Filed Feb. 15. Atlantic Restoration & Remodeling Group LLC, Norwalk, contractor for William K. Brehm. Remove and re-roof at 91 Spring Hill Ave., Norwalk. Estimated cost: $6,000. Filed Jan. 25. Atlantic Restoration & Remodeling Group LLC, Norwalk, contractor for Paul T. and Anne C. Salata. Remove and replace asphalt shingles at 93 Spring Hill Ave., Norwalk. Estimated cost: $6,300. Filed Jan. 25. Avm Construction Services Inc., Stamford, contractor for Ronald M. and Anna Gold. Repair garage facade and door at 6 Ocean Drive North, Stamford. Estimated cost: $5,000. Filed Feb. 28. Baybrook Remodelers Inc., West Haven, contractor for Harriet Dulaney. Construct deck addition with landing and steps at 30 Barnes Road, Unit 4, Stamford. Estimated cost: $7,000. Filed Feb. 22. Burka, Kelly, Stamford, contractor for Kelly Burka. Replace kitchen cabinets and countertop, replace vinyl floor in kitchen, refinish hardwood floors throughout and retile two bathrooms at 35 Deacon Hill Road, Stamford. Estimated cost: $24,000. Filed Feb. 17. C&A Roofing LLC, Bridgeport, contractor for Perry Barnett and Shara Bromberg. Replace roofing t at 60 Thornwood Road, Stamford. Estimated cost: $14,000. Filed Feb. 23. Cannondale Generators Inc., Norwalk, contractor for Dulaney Foster. Install a generator in a single-family residency at 28 Park Hill Ave., Norwalk. Estimated cost: $18,056. Filed Jan. 26. Cannondale Generators Inc., Norwalk, contractor for Robert F. Lamb. Install a generator in a single-family residency at 23 Park Hill Ave., Norwalk. Estimated cost: $9,655. Filed Jan. 26.

fairfield county

Cannondale Generators Inc., Wilton, contractor for David Caracciolo and Lisa Siders. Install 14kw generator and connect to existing propane tanks at 93 Riverbank Road, Stamford. Estimated cost: $13,020. Filed Feb. 18. Coppola & Sons Construction Company Inc., Norwalk, contractor for Jessie Gonzales. Enclose stairwell at 119 Selleck St., Stamford. Estimated cost: $19,000. Filed Feb. 8. Cortese, John A.P., Stamford, contractor for Donald Brownstein. Install a generator at 359 Merrybrook Lane, Stamford. Estimated cost: $12,500. Filed Feb. 22. Cuscuna, Rocco B. Jr., Stamford, contractor for Thomas and Linda Hogan. Connect a generator to and existing propane tank at 65 MacArthur Lane, Unit 1, Stamford. Estimated cost: $10,000. Filed Feb. 8. D.D. Deluca, Redding, contractor for Howard and Amy S. Rosenberg. Install a generator and transfer switch at 59 Rolling Wood Drive, Stamford. Estimated cost: $5,250. Filed Feb. 25. Dalton Gordon LLC, Stamford, contractor for Kateryna Zatochna. Add a new central HVAC system, lighting and update outlet; remove walls to create open-space concept, remodel bathroom, add a bathroom to first-floor apartment and relocate front door and remodel kitchen at 24 Center Terrace, Stamford. Estimated cost: $75,000. Filed Feb. 2. Danks, Karen L., Stamford, contractor for Karen L. Danks. Connect the lower level with the main house at 4 Hoover Ave., Stamford. Estimated cost: $3,000. Filed Feb. 23. DiGiorgi Roofing & Siding Inc., Beacon Falls, contractor for Amy Lynch. Replace exterior platform and back stairs at 57 Acre View Drive, Stamford. Estimated cost: $16,999. Filed Feb. 8. Doughman, Scott, Stamford, contractor for Timothy Caplins and Mayu Morimoto. Remove and replace window without structural changes at 14 Avon Lane, Stamford. Estimated cost: $1,550. Filed Feb. 9.

Franzoso Contracting, Croton-on-Hudson, New York, contractor for Audrey T. Iscaro. Remove existing roof and re-roof at 581 Fairfield Ave., Stamford. Estimated cost: $14,701. Filed Feb. 4. Frattaroli, Frank A. Jr, Stamford, contractor for Kathleen L. Thorik. Renovate kitchen and two bathrooms, remove wall between dining room and kitchen, install new appliances, sink, cabinets, appliances, plumbing fixtures and vanities in both bathrooms at 255 Strawberry Hill Ave., Unit B9, Stamford. Estimated cost: $8,000. Filed Feb. 8. Freda, David C. and Constance, Stamford, contractor for David C. and Constance Freda. Place a new hot tub on an existing newly reinforced low deck at 317 Thornridge Drive, Stamford. Estimated cost: $10,000. Filed Feb. 15. G&S Renovations LLC, Stamford, contractor for Susan G. Hackner and Terri A. Rasmussen. Remodel master bath at 26 Ocean Drive North, Stamford. Estimated cost: $50,000. Filed Feb. 24. Gudiel, Elmer, Norwalk, contractor for Elmer Gudiel. Verify and validate two-family use on property at 31 Hemlock Place, Norwalk. Estimated cost: $2,500. Filed Jan. 25. James Lindwall & Sons LLC, Norwalk, contractor for Helen Barati. Add powder room to master bedroom at 41 Richmond Hill Road, Norwalk. Estimated cost: $10,000. Filed Jan. 25. John Discala Construction LLC, Norwalk, contractor for Aiken Preserve LLC. Build superstructure for new single-family residence at 5 Argento Lane, Norwalk. Estimated cost: $400,000. Filed Jan. 28. Venture Home Solar LLC, Norwalk, contractor for Mary Vinton and David B. Heuvelman. Remove shingles and install new aluminum vent pipe at 10 Buckingham Place, Norwalk. Estimated cost: $9,500. Filed Jan. 28.

Questions and comments regarding this section should be directed to: Larry Miles c/o Westfair Communications Inc. 701 Westchester Ave, Suite 100 J White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3699

FCBJ

WCBJ

MARCH 14, 2022

Facts & Figures COURT CASES Bridgeport Superior Court Byelas LLC, Westport. Filed by Kusema Minick, Bridgeport. Plaintiff’s attorney: Miller Rosnick D’Amico August & Butler PC, Bridgeport. Action: The plaintiff was lawfully on the premises controlled and maintained by the defendant when she was allegedly caused to fall due to the presence of ice on the surface and suffer injuries. The fall was caused by the negligence of the defendant. The plaintiff seeks monetary damages of more than $15,000, exclusive of interest and costs and such other further relief the court deems appropriate. Case no. FBT-CV-226112429-S. Filed Jan. 12. Isaacson, Christopher, et al, Ansonia. Filed by Lurina Cousins-Reid, Ansonia. Plaintiff’s attorney: Cooper Sevillano LLC, Bridgeport. Action: The plaintiff suffered a collision allegedly caused by the defendants and sustained severe damages and injuries. The plaintiff seeks monetary damages of more than $15,000, exclusive of interest and costs and such other further relief the court deems appropriate. Case no. FBT-CV-226112339-S. Filed Jan. 6. Rodriguez, Luis Enrique, Bridgeport. Filed by Jacques Jean-Francois, Bridgeport. Plaintiff’s attorney: Bloomenthal & Trow LLC, Stamford. Action: The plaintiff suffered a collision allegedly caused by the defendant and sustained severe damages and injuries. The plaintiff seeks monetary damages of more than $15,000, exclusive of interest and costs and such other further relief the court deems appropriate. Case no. FBT-CV-226112334-S. Filed Jan. 5.

MARCH 14, 2022

Walmart Inc., et al, East Hartford. Filed by Jessica Milfort, Stratford. Plaintiff’s attorney: Miller Rosnick D’Amico August & Butler PC, Bridgeport. Action: The plaintiff was lawfully on the premises controlled and maintained by the defendants, when she was caused to fall due to the slippery conditions on the surface and suffer injuries. The fall was allegedly caused by the negligence of the defendant. The plaintiff seeks monetary damages of more than $15,000, exclusive of interest and costs and such other further relief the court deems appropriate. Case no. FBT-CV-22-6112348-S. Filed Jan. 6. Walmart, Inc., Bentonville, Arizona. Filed by Veda Bonaparte, Wallingford. Plaintiff’s attorney: The Blomberg Law Firm LLC, Bridgeport. Action: The plaintiff was lawfully on the premises of the defendant, when she was allegedly caused to fall due to water on the floor, thereby suffering injuries. The fall was allegedly caused by the negligence of the defendant by not keeping the premises safe. The plaintiff seeks monetary damages of more than $15,000, exclusive of interest and costs and such other further relief the court deems appropriate. Case no. FBT-CV-22-6112425-S. Filed Jan. 11.

Danbury Superior Court Dasilva, Joseph, et al, Danbury. Filed by Law Office of Juda J. Epstein, Bridgeport. Plaintiff’s attorney: self. Action: The plaintiff is the current owner of the lien and defendants are the owners of the real property on which the unpaid property taxes were assessed. As a result, the plaintiff was assigned the owner and holder of lien. The plaintiff claims foreclosure of lien, monetary damages of more than $15,000, exclusive of interest and costs and such other further relief the court deems appropriate. Case no. DBD-CV-226041775-S. Filed Jan 11.

FCBJ

WCBJ

Honorio, Marcia, et al, Danbury. Filed by Olga Trusova, Sandy Hook. Plaintiff’s attorney: Moore O’Brien & Foti, Middlebury. Action: The plaintiff suffered a collision allegedly caused by the defendant and sustained severe damages and injuries. The plaintiff seeks monetary damages of more than $15,000, exclusive of interest and costs and such other further relief the court deems appropriate. Case no. DBD-CV-226041727-S. Filed Dec. 30. Korn, Edna M., Brookfield. Filed by Care Starks, Danbury. Plaintiff’s attorney: Victor M Ferrante, Bridgeport. Action: The plaintiff suffered a collision allegedly caused by the defendant and sustained severe damages and injuries. The plaintiff seeks monetary damages of more than $15,000, exclusive of interest and costs and such other further relief the court deems appropriate. Case no. DBD-CV-226041769-S. Filed Jan. 10. Lowe’s Home Centers LLC, et al, Mooresville, North Carolina. Filed by Christine O’Leary, New Fairfield. Plaintiff’s attorney: Guendelsberger Law Offices LLP, New Milford. Action: The plaintiff purchased a dishwasher and contract installation from the defendant. However, the dishwasher leaked water and damaged the plaintiff’s floor. The defendant breached the contract by failing to properly install the dishwasher. The plaintiff seeks monetary damages of more than $15,000, exclusive of interest and costs and such other further relief the court deems appropriate. Case no. DBD-CV-226041666-S. Filed Dec. 22.

Stamford Superior Court Alvarez, Suleidmi M., Stamford. Filed by Bank of America NA, Charlotte, North Carolina. Plaintiff’s attorney: Rubin & Rothman LLC, Islandia, New York. Action: The plaintiff is a banking association, which the defendant used for a credit account and agreed to make payments for goods and services. The defendant failed to make payments. The plaintiff seeks monetary damages of more than $15,000, exclusive of interest and costs and such other further relief the court deems appropriate. Case no. FST-CV-226054645-S. Filed Dec. 10.

Baywater 36 OKHS, LLC, Hartford. Filed by Sharon Maloney, Norwalk. Plaintiff’s attorney: Skiber Michael E. Law Office, Norwalk. Action: The plaintiff was visiting her orthopedic surgeon on the premises controlled and maintained by the defendant when she was caused to fall after being struck by a defective automatic door. As a result, the plaintiff suffered damages. The plaintiff seeks monetary damages of more than $15,000, exclusive of interest and costs and such other further relief the court deems appropriate. Case no. FST-CV-226054961-S. Filed Jan. 11. Littlefield, Catherine Hyde, et al, Cos Cob. Filed by Old Stone Bridge LLC, Cos Cob. Plaintiff’s attorney: Ivey Barnum & O’Mara, Greenwich. Action: The plaintiff was provided some services from the defendants such as removing trees, installing retaining walls, pipe installation, among others. However, the plaintiff suffered an increased presence of water on its property by the work performed by the defendant. The plaintiff claims foreclosure of lien, monetary damages of more than $15,000, exclusive of interest and costs and such other further relief the court deems appropriate. Case no. FST-CV-22-6054829-S. Filed Dec. 27. Lofts Owner LLC, New York, New York. Filed by Sooyeon Moon, Union City, New Jersey. Plaintiff’s attorney: Austin B. Johns Law Office LLC, Hartford. Action: The plaintiff and defendant entered into a lease agreement to rent an apartment. The plaintiff noticed a mold condition and notified the defendant who painted over the mold, but the mold condition continued to exist. The plaintiff became aware that the mold was in fact harmful to the plaintiff’s health and this condition was in other apartments for an unknown length of time. Despite the defendant’s knowledge of the mold condition, the defendant continued to rent the apartment to the plaintiff. As a result, the plaintiff suffered damages and injuries. The plaintiff claims foreclosure of lien, monetary damages of more than $15,000, exclusive of interest and costs and such other further relief the court deems appropriate. Case no. FST-CV-216054574-S. Filed Dec. 3.

Commercial

Jonas LLC, Woburn, Massachusetts. Seller: Charles Neverdousky, Pompano Beach, Florida. Property: 54 Sunfield Land, Fairfield. Amount: $292,100. Filed Feb. 2.

18 Grimes Road LLC, Greenwich. Seller: John W. Cooper III and Barbara J. Cooper, Greenwich. Property: 18 Grimes Road, Old Greenwich. Amount: $N/A. Filed Feb. 1.

Morlino, Robert and Maeve Miccio, Fairfield. Seller: 73 Partridge LLC, Monroe. Property: 73 Partridge Lane, Fairfield. Amount: $1,320,000. Filed Feb. 4.

48 Kent Street LLC, Fairfield. Seller: Jonas LLC, Woburn, Massachusetts. Property: 54 Sunfield Land, Fairfield. Amount: $308,000. Filed Feb. 2.

Petroleum Marketing Investment Group LLC, Falls Church, Virginia. Seller: Allance Energy LLC, Waltham, Massachusetts. Property: 2093 Post Road, Fairfield. Amount: $10. Filed Jan. 31.

DEEDS

Albarracin Vizcaino, Claudia and Ivan Alexander Sandoval Gonzalez, Stamford. Seller: 29 Sundance LLC, Greenwich. Property: 29 Sundance Drive, Cos Cob. Amount: $1,550,000. Filed Jan. 31. Apple Grove Lane, Greenwich. Seller: 21 Grove Lane 2017 LLC, Greenwich. Property: 21 Grove Lane, Greenwich. Amount: $9,289,875. Filed Feb. 2. Binnie, John, Greenwich. Seller: Steamboat Road Acquisitions LLC, Greenwich. Property: Unit 1, Greenwich Harbor Condominium, Greenwich. Amount: $1. Filed Feb. 3. DiPreta Properties LLC, Fairfield. Seller: Bernard and Mette Huelbert IRA LLC, Fairfield. Property: 5-7 Knapps Park Drive, Fairfield. Amount: $350,000. Filed Feb. 2. Ford, Brian Christopher, Greenwich. Seller: Park Dixie LLC, West Palm Beach, Florida. Property: 297 Cognewaugh Road, Cos Cob. Amount: $1,887,500. Filed Feb. 2. Halstead Properties LLC, Eastchester, New York. Seller: Salvatore Jeraci and Arlene Santiago, Eastchester, New York. Property: 111 Halstead Ave., Greenwich. Amount: $10. Filed Feb. 1. Hlavnova, Ester and Virgile Mison, New York, New York. Seller: LCYS Cognewaugh LLC, Greenwich. Property: 340 Cognewaugh Road, Cos Cob. Amount: $2,700,000. Filed Feb. 2.

Posadas Ramos, Ludin N. and Leidy F. Sosa Perez, Stamford. Seller: Kathye K LLC, Stamford. Property: 181 Toms Road, Stamford. Amount: $525,000. Filed Jan. 26. Ruckman, Jason and Britton Ruckman, Greenwich. Seller: Round Hill 633 LLC, Greenwich. Property: 633 Round Hill Road, Greenwich. Amount: $4,150,000. Filed Jan. 31. Spezzano, Dona L., Fairfield. Seller: AAP Builders LLC, Fairfield. Property: 38 Beaumont St., Unit 38, Fairfield. Amount: $1,150,000. Filed Feb. 4. Suryawanshi, Jatin and Rajshri Suryawanshi, Stamford. Seller: Sunshine Management LLC, Old Greenwich. Property: 60 Strawberry Hill Ave., Unit 715, Stamford. Amount: $140,000. Filed Jan. 24. Sweeney, Shayne and Sarah Sweeney, Fairfield. Seller: 735 Redding Road LLC, Fairfield. Property: 735 Redding Road, Fairfield. Amount: $2,815,000. Filed Feb. 1. United Fairfield Realty Group LLC, New Haven. Seller: Crist Family LLC, Fairfield. Property: 1565 Post Road, Fairfield. Amount: $2,700,000. Filed Feb. 1.

Residential Alberti, Sebastian, Eastchester, New York. Seller: Edward Prieto and Jennifer Prieto, Stamford. Property: 30 Alpine St., Stamford. Amount: $550,000. Filed Jan. 28.

Facts & Figures Anderson, Andrew John, Stamford. Seller: Jennifer J. Stanton, Stamford. Property: 237 Strawberry Hill Ave., Unit 41, Stamford. Amount: $480,000. Filed Jan. 24. Avery, Vanessa, Greenwich. Seller: Robert Sannicandro and Marisa Sannicandro, Greenwich. Property: North Street, Greenwich. Amount: $1. Filed Feb. 1. Bautista, Tricia, Fairfield. Seller: Matthew Peddle and Allison M. Peddle, Fairfield. Property: 24 Melville Ave., Fairfield. Amount: $500,000. Filed Feb. 1. Behar, Joel and Barbara Behar, Goshen. Seller: David and Meryl Gordon, Stamford. Property: 143 Hoyt St, Unit 5M, Stamford. Amount: $318,500. Filed Jan. 27. Betancourt, James and Jessica Betancourt, Fairfield. Seller: Joanne E. Gaug, Fairfield. Property: 35 Helen St., Fairfield. Amount: $430,000. Filed Feb. 2. Binning, Gary A., Greenwich. Seller: Kevin F. McDonald and Rhonda T. McDonald, Greenwich. Property: 470 North Maple Ave., Greenwich. Amount: $10. Filed Jan. 31. Bradbury, Susan and Eric Ribner, Darien. Seller: Francesca M. Beale and Christopher W. Beale, New York, New York. Property: 59 Connecticut Ave., Greenwich. Amount: $3,900,000. Filed Feb. 1. De Borja Atares, Miguel Francisco and Carlota Lopez Lumbierres, New Haven. Seller: Jakob Satir, Greenwich. Property: 58 Riverside Ave., Riverside. Amount: $256,666. Filed Feb. 3. Diorio, Lauren H. and Stavros Moisiades, Mahwah, New Jersey. Seller: Lois E. Csedrik, Fairfield. Property: 6 Buckboard Lane, Fairfield. Amount: $655,000. Filed Feb. 4. Drasites, Andrea Lee and Robert Eric Perez, Old Greenwich. Seller: Michael Jedlicka and Cecilie Jedlicka, Greenwich. Property: 11 Cove Ridge Lane, Old Greenwich. Amount: $4,900,000. Filed Feb. 1.

Dunn, Catherine E., Brookfield. Seller: Valerie L. Meier, Stamford. Property: 539 High Ridge Road, Stamford. Amount: $520,000. Filed Jan. 28. Epifano, Sarah, Fairfield. Seller: Sarah Epifano, Fairfield. Property: 845 Bronson Road, Fairfield. Amount: $0. Filed Feb. 4. Facendo, Steven and Rosilene Facendo, Mount Vernon, New York. Seller: Patrick Monaghan and Domenica Monaghan, New Canaan. Property: 105 Knox Road, Stamford. Amount: $975,000. Filed Jan. 27. Holahan, Richard D. and Susan D. Holahan, Fairfield. Seller: Susan D. Holahan, Fairfield. Property: 84 University Drive, Fairfield. Amount: $N/A. Filed Feb. 3. Jaglal, Reynold and Andrew Marzullo, Cos Cob. Seller: Charles Nicholas Edwards and Christine Larson Edwards, Cos Cob. Property: 111 Bible St., Cos Cob. Amount: $898,000. Filed Feb. 1.

O’Neal, Margaret A., Greenwich. Seller: Albert J. Schiff and Jayne N. Schiff, Stamford. Property: 11 Mohawk Lane, Greenwich. Amount: $2,475,000. Filed Jan. 31. O’Neill, Linda D., Greenwich. Seller: Roberto Helbling and Maria Florencia Oris de Roa, Greenwich. Property: 25 Greenbriar Lane, Greenwich. Amount: $3,000,000. Filed Feb. 3. Ospina, Andres, Stamford. Seller: Adolfo Sperduti and Gelsomina Sperduti, Stamford. Property: 77 Havemeyer Lane, Unit 38, Stamford. Amount: $965,000. Filed Jan. 24. Palacios, Carlos E., Stamford. Seller: Alex Zislis and Zena Zislis, Stamford. Property: 201 Highview Ave., Unit F1, Stamford. Amount: $229,000. Filed Jan. 26. Pape, Katrina and Whitney Rothe, Cos Cob. Seller: Peter Hodge and Xiao Xia Kong, Greenwich. Property: 41 Butler St., Greenwich. Amount: $10. Filed Jan. 31.

Kleidman, Carl G. and Lorna B. Kleidman, Fairfield. Seller: Richard S. Bercik and Nancy Bercik, Fairfield. Property: 4364 Black Rock Turnpike, Fairfield. Amount: $1,622,500. Filed Feb. 2.

Riordan, Janine, Stamford. Seller: Christine A. Corsetti, Stamford. Property: 91 Strawberry Hill Ave., Unit 837, Stamford. Amount: $196,000. Filed Jan. 24.

Ly, David, Fairfield. Seller: Jennifer Do and Tan K. Ly, Fairfield. Property: 38 Chapman Ave., Fairfield. Amount: $250,000. Filed Feb. 2.

Ruiz, Lilian, Old Greenwich. Seller: Mark Nadelson and Kim R. Nadelson, Stamford. Property: 43 Daveneport Drive, Stamford. Amount: $750,000. Filed Jan. 25.

Magardichian, Bedros and Erin Campbell, Armonk, New York. Seller: William P. Flannery, Stamford. Property: 444 Bedford St., Unit 4L, Stamford. Amount: $165,000. Filed Jan. 28.

Sagan, Iwona L. and Rafal K. Gibek, Stamford. Seller: Daniel Eaton, Stamford. Property: 1515 Summer St., Unit 307, Stamford. Amount: $441,000. Filed Jan. 24.

Marshall, Russell and Aberrazzak Ejjamai, Stamford. Seller: Antonio Larocca, Stamford. Property: 88 Roosevelt Ave., Stamford. Amount: $660,000. Filed Jan. 27. Moran, Joan B., Stamford. Seller: Gary Zarra and Dena Zarra, Greenwich. Property: Cutler Road, Greenwich. Amount: $10. Filed Feb. 3. Munson, Adam James and Brianna Solomon, New York, New York. Seller: Cynthia D. Herlihy, Dallas, Georgia. Property: Bronson Road, Fairfield. Amount: $800,855. Filed Feb. 1.

Scilacci, James and Alexandra Segalas, New Vernon, New Jersey. Seller: John D. Melvin and Mary P. Melvin, Riverside. Property: Lots 64, 65 and 66, Map 1176, Greenwich. Amount: $1. Filed Feb. 2. Spadaccino, Frederick and Sarah P. Clark, Stamford. Seller: Joaquin L. Madry and Cristina Madry, Fairfield. Property: 220 Springer Road, Fairfield. Amount: $1,200,000. Filed Feb. 1. Spencer, Nicholas J. and Lynne E. Spencer, Greenwich. Seller: Andrew T. Bednar and Candice N. Bednar, Greenwich. Property: 7 Topping Road, Greenwich. Amount: $10. Filed Feb. 1.

Viggiano, Paul and Kristin Viggiano, Rye Brook, New York. Seller: James H. Summerville III and Gloria M. Summerville, Stamford. Property: 89 Brook Run Lane, Stamford. Amount: $630,000. Filed Jan. 26.

Cioffi, Joseph, Fairfield, by Lori M. Dion. Lender: Bank of America NA, 101 S. Tryon St., Charlotte, North Carolina. Property: 38 Pine Creek Ave., Fairfield. Amount: $1,350,900. Filed Feb. 3.

Williams, Randy, Stamford. Seller: Devin Kolstad and Kelly Adler, Stamford. Property: 2435 Bedford St., Unit 19E, Stamford. Amount: $549,000. Filed Jan. 25.

Citarella, Vicente, Greenwich, by Tom S. Ward Jr. Lender: First Republic Bank, 111 Pine St., San Francisco, California. Property: 82 E. Elm St., Unit B, Greenwich. Amount: $1,612,500. Filed Jan. 21.

Zhao, Franklin, Stamford. Seller: Deepak Gupta, Stamford. Property: 850 East Main St., Unit 418, Stamford. Amount: $395,000. Filed Jan. 25.

MORTGAGES

Condlin, Kara L. and Jeffrey P. Condlin, Stamford, by Sundeep G. Harper. Lender: Savings Bank of Danbury, 220 Main St., Danbury. Property: 47 Lanark Road, Stamford. Amount: $591,000. Filed Feb. 2.

Acevero, Gerard and Lourdes Acevero, Stamford, by Samuel D. Bush. Lender: Everett Financial Inc., 14801 Quorum Drive, Suite 300, Dallas, Texas. Property: 678 High Ridge Road, Stamford. Amount: $600,406. Filed Feb. 1.

Devine, Peter, Old Greenwich, by Francisco Alberto Cabreja Pena. Lender: Citizens Bank NA, 1 Citizens Plaza, Providence, Rhode Island. Property: 11 Hawthorne Road, Old Greenwich. Amount: $922,500. Filed Jan. 28.

Betancourt, James and Jessica Betancourt, Fairfield, by Jack S. Lipson. Lender: Neat Loans LLC, 2580 55th St., No.101, Boulder, Colorado. Property: 35 Helen St., Fairfield. Amount: $387,000. Filed Feb. 2.

Doolan, John D. and Mary C. Doolan, Fairfield, by Douglas Seltzer. Lender: Wells Fargo Bank NA, 101 N. Phillips Ave., Sioux Falls, South Dakota. Property: 101 Somerset Ave., Fairfield. Amount: $397,000. Filed Feb. 2.

Bordash, Susan and Robert J. Bordash, Stamford, by Mary Lois Brannan. Lender: Bank of America NA, 101 S. Tryon St., Charlotte, North Carolina. Property: 154 Pepper Ridge Road, No.14, Stamford. Amount: $750,000. Filed Feb. 3.

Elias, Karl and Jennifer Elias, Fairfield, by Susan Willcox. Lender: Webster Bank NA, 145 Bank St., Waterbury. Property: 1359 Unquowa Road, Fairfield. Amount: $798,500. Filed Feb. 4.

Braatz, Daniel A. and Jennifer B. Braatz, Stamford, by Antonio Faretta. Lender: Wells Fargo Bank NA, 101 N. Phillips Ave., Sioux Falls, South Dakota. Property: 14 Vanech Drive, Stamford. Amount: $303,000. Filed Feb. 2. Carlucci, Anthony J. and Lya A. Carlucci, Stamford, by Kathryn L. Braun. Lender: Newrez LLC, 1100 Virginia Drive, Suite 125, Fort Washington, Pennsylvania. Property: 418 Eden Road, Stamford. Amount: $547,700. Filed Feb. 1. Cercy, Christopher D., Greenwich, by Jeremy E. Kaye. Lender: Wells Fargo Bank NA, 101 N. Phillips Ave., Sioux Falls, South Dakota. Property: 269 Milbank Ave., Greenwich. Amount: $3,705,000. Filed Jan. 25.

Falcone Jr., Richard J., Fairfield, by unreadable. Lender: Bank of America NA, 101 S. Tryon St., Charlotte, North Carolina. Property: 338 Knapps Highway, Fairfield. Amount: $164,900. Filed Feb. 3. Farber, Eric A. and Carolyn Marlowe Mitchell, Fairfield, by Aaron Charney. Lender: JPMorgan Chase Bank NA, 1111 Polaris Pkwy., Columbus, Ohio. Property: 335 Edward St., Fairfield. Amount: $842,000. Filed Feb. 1. Fonte-Cedeno, Lizette G. and Luis Cedeno, Fairfield, by Nicholas A. D’Agosto IV. Lender: Primelending, 18111 Preston Road, Suite 900, Dallas, Texas. Property: 675 Stillson Road, Fairfield. Amount: $280,800. Filed Jan. 31.

FCBJ

WCBJ

Forrester, Claudia, Stamford, by Descera Daigle. Lender: Contour Mortgage Corp., 990 Stewart Ave., Suite 660, Garden City, New York. Property: 154 Cold Spring Road, Unit 38, Stamford. Amount: $175,000. Filed Feb. 2. Franzen, Peter B. and Barbara C. Franzen, Fairfield, by Loretta F. Glazier. Lender: Rocket Mortgage LLC, 1050 Woodward Ave., Detroit, Michigan. Property: 84 Sasco Hill Terrace, Fairfield. Amount: $235,232. Filed Feb. 3. Griffin, Dorothy and John Griffin, Stamford, by Maria C. Miller. Lender: Secretary of Housing and Urban Development, 451 Seventh Street Southwest, Washington, D.C. Property: 46 Saint George Ave., Stamford. Amount: $64,785. Filed Jan. 31. Guthu, David and Zoe Wild, Stamford, by Frank P. Bevilacqua. Lender: Morgan Stanley Private Bank NA, 4270 Ivy Pointe Blvd., Suite 400, Cincinnati, Ohio. Property: 90 Westover Ave., Stamford. Amount: $712,000. Filed Jan. 31. Hairston, Sheree, Stamford, by Jean W. Pierre. Lender: Wells Fargo Bank NA, 101 N. Phillips Ave., Sioux Falls, South Dakota. Property: 71 Stephen St., Stamford. Amount: $215,000. Filed Feb. 1. Homes, Katharine and Harlan Robert Homes Jr, Fairfield, by Alessandro F. Salafia. Lender: Webster Bank NA, 145 Bank St., Waterbury. Property: 53 Bungalow Ave., Fairfield. Amount: $172,000. Filed Feb. 2. Hwang, Joseph and Peggy Hwang, Fairfield, by Douglas Seltzer. Lender: Citibank NA, 1000 Technology Drive, O’Fallon, Missouri. Property: 55 Somerville St., Fairfield. Amount: $200,000. Filed Jan. 31. Iakovchuk, Daria, Stamford, by Gary R. Khachian. Lender: Warshaw Capital LLC, 2777 Summer St., Suite 306, Stamford. Property: 255 Strawberry Hill Ave., Unit B14, Stamford. Amount: $238,000. Filed Feb. 1. Khan, Huma, Stamford, by unreadable. Lender: Bank of America NA, 101 S. Tryon St., Charlotte, North Carolina. Property: 146 Shadow Ridge Road, Stamford. Amount: $548,000. Filed Feb. 3.

MARCH 14, 2022

Facts & Figures Kleidman, Carl G. and Lorna B. Kleidman, Fairfield, by Daniel P. Weiner. Lender: Loandepot.com LLC, 26642 Towne Centre Drive, Foothill Ranch, California. Property: 4364 Black Rock Turnpike, Fairfield. Amount: $1,298,000. Filed Feb. 2.

Parlaghy, Ariadna and Gonzalo Luzuriaga, Greenwich, by Daniel II. Walsh. Lender: JPMorgan Chase Bank NA, 1111 Polaris Pkwy., Columbus, Ohio. Property: 18 Leonard Ave., Riverside. Amount: $1,080,000. Filed Jan. 24.

Lawten, Victoria and Kelly Lawten, Fairfield, by Myrna McNeil. Lender: Wells Fargo Bank NA, 101 N. Phillips Ave., Sioux Falls, South Dakota. Property: 500 Katona Drive, Fairfield. Amount: $553,000. Filed Feb. 2.

Petretti, Richard and Merisa J. Volpe, Fairfield, by Benjamin D. Saavedra. Lender: Guaranteed Rate Inc., 3940 N. Ravenswood, Chicago, Illinois, Property: 618 Toilsome Hill Road, Fairfield. Amount: $634,699. Filed Feb. 2.

Lutz, Brian W. and Ashley Lutz, Fairfield, by Cynthia M. Salemm-Riccio. Lender: Newrez LLC, 1100 Virginia Drive, Suite 125, Fort Washington, Pennsylvania. Property: 37 Hilltop Drive, Southport. Amount: $383,500. Filed Feb. 2. Macon, Scott H. and Jodie Neve, Greenwich, by Michael S. Rosten. Lender: Primelending, 18111 Preston Road, Suite 900, Dallas, Texas. Property: 11 Kenilworth Terrace, Greenwich. Amount: $1,639,000. Filed Jan. 27. Martin, Seth K. and Anna Martin, Fairfield, by Olive Cassandra Denton. Lender: Savings Bank of Danbury, 220 Main St., Danbury. Property: 65 Moody Ave., Fairfield. Amount: $71,000. Filed Feb. 4. Moses, Dona L., Stamford, by Stephen J. Schelz. Lender: Webster Bank NA, 145 Bank St., Waterbury. Property: 25 Midland Ave., Stamford. Amount: $365,000. Filed Jan. 31. Munson, Adam James and Brianna Solomon, Fairfield, by Emily D. Wilson. Lender: CrossCountry Mortgage LLC, 6850 Miller Road, Brecksville, Ohio. Property: 855 Bronson Road, Fairfield. Amount: $640,684. Filed Feb. 1.

MARCH 14, 2022

Podelko, Alexander and Marina Sapir, Stamford, by Karl D. Shehu. Lender: Loandepot. com LLC, 26642 Towne Centre Drive, Foothill Ranch, California. Property: 1 Strawberry Hill Ave., Unit 6B, Stamford. Amount: $236,800. Filed Feb. 2. Renzi, Roger Matthew and Catherine Elizabeth Mancini, Stamford, by Ron Asani. Lender: Secretary of Housing and Urban Development, 451 Seventh Street SouthWest, Washington, D.C. Property: 42 Edegewood Ave., Stamford. Amount: $61,635. Filed Feb. 1. Rondano, Nancy, Stamford, by John R. Fiore. Lender: Sound Federal Credit Union, 888 Washington Blvd., Stamford. Property: 189 Idlewood Drive, Stamford. Amount: $250,000. Filed Jan. 31. Santoro, John R. and Kathleen J. Santoro, Greenwich, by N/A. Lender: Loandepot.com LLC, 26642 Towne Centre Drive, Foothill Ranch, California. Property: 17 Long Meadow Road, Riverside. Amount: $613,500. Filed Jan. 26. Smith, Susan B. and Christopher T. Smith, Fairfield, by Cynthia M. Salemm-Riccio. Lender: Wells Fargo Bank NA, 101 N. Phillips Ave., Sioux Falls, South Dakota. Property: 1127 Merritt St., Fairfield. Amount: $264,300. Filed Feb. 3.

FCBJ

WCBJ

Soosai, Antony and Betty Soosai, Fairfield, by N/A. Lender: Citizens Bank NA, 1 Citizens Plaza, Providence, Rhode Island. Property: 428 Old Mill Road, Fairfield. Amount: $476,750. Filed Feb. 1. Spadaccino, Frederick and Sarah P. Clark, Fairfield, by Rosemarie D. Young. Lender: People’s United Bank, NA, 850 Main St., Bridgeport. Property: 220 Springer Road, Fairfield. Amount: $750,000. Filed Feb. 1. Veltri, Peter M. and Nicole Fareri Riess, Greenwich, by Douglas J. Smith. Lender: The First Bank of Greenwich, 444 E. Putnam Ave., Cos Cob. Property: 10 Tinker Lane, Greenwich. Amount: $1,200,000. Filed Jan. 21. Vera, Eduardo, Stamford, by John R. Fiore. Lender: Sound Federal Credit Union, 888 Washington Blvd., Stamford. Property: 395 W. Hill Road, Stamford. Amount: $106,000. Filed Jan. 31. Vischio, Amy and Christopher Cahill, Fairfield, by Cesare DeRoslin. Lender: DAS Acquisition Company LLC, 12140 Woodcrest Executive, Suite 150, St. Louis, Missouri. Property: 186 Henry St., Fairfield. Amount: $450,000. Filed Feb. 2.

NEW BUSINESSES Armon Hotel & Conference, 2701 Summer St., Stamford 06905, c/o Stamford Plaza Hotel and Conference. Filed Jan. 26. Automate My Credit Empire, 1 Bank St., Suite 306, Stamford 06901, c/o Anthony Delacruz. Filed Jan. 24.

Culinart at Rubenstein Partners, 600 Washington Blvd., Stamford 06901, c/o George Kirby. Filed Jan. 25. Culinart at Starwood Resorts & Hotels, 333 Ludlow St., Stamford 06902, c/o George Kirby. Filed Jan. 25. Discovery Café, 185 Stillwater Ave., Stamford 06902, c/o Mildred A. Reyes. Filed Jan. 21.

Banyan Construction, 650 Patrick Place, Stamford 06902, c/o Banyan Construction Services LLC. Filed Jan. 31.

Executive Media, 1 Bank St., Suite 306, Stamford 06901, c/o Anthony Delacruz. Filed Jan. 24.

Bar Rosso, 30 Spring St., Stamford 06901, c/o Relative Gourmet Li LLC. Filed Jan. 21.

Fal Restoration, 1018 Sunset Road, Stamford 06903, c/o Filippo Antonio Lopreiato. Filed Jan. 24.

Blue Sky Sprinkler Systems, 44 Vassar Ave., Stamford 06902, c/o Juan Recinos. Filed Jan. 28. Bombshell Studios, 29 High Ridge Road, Suite 208, Stamford 06905, c/o Vanessa Marie Scanterbury. Filed Jan. 26. China Xpress Li Inc., 170 Selleck St., Unit A, Stamford 06902, c/o Wai Au-Yeung. Filed Jan. 27. Cold Stone Creamery, 1109 High Ridge Road, Stamford 06905, c/o Chahal Inc. Filed Jan. 24.

Wiltsie, Nicholas V. and Kathleen V. Wiltsie, Greenwich, by Christian W. Bujdud. Lender: Loandepot. com LLC, 26642 Towne Centre Drive, Foothill Ranch, California. Property: 320 Delavan Ave., Greenwich. Amount: $585,000. Filed Jan. 21.

Credit Executive Credit Repair, 1 Bank St., Suite 306, Stamford 06901, c/o Anthony Delacruz. Filed Jan. 24.

Zens, Deborah, Stamford, by Mario P. Musilli. Lender: Wells Fargo Bank NA, 101 N. Phillips Ave., Sioux Falls, South Dakota. Property: 2437 Bedford St., No. B2, Stamford. Amount: $131,500. Filed Jan. 31.

Culinart at Charter Communications, 400 Washington Blvd., Stamford 06901, c/o George Kirby. Filed Jan. 25.

Crowne Plaza Stamford, 2701 Summer St., Stamford 06905, c/o Stamford Plaza Hotel and Conference. Filed Jan. 26.

Geo Home Improvement, 36 Belden St., Stamford 06902, c/o Giovanni Borges-Quezada. Filed Jan. 28. Jessica Sorentino Creative Releve, 850 Pacific St., Apt. 1755, Stamford 06902, c/o Branding Agency LLC. Filed Jan. 27. JMX Realty Group, 23 Strawberry Patch Lane, Stamford 06902, c/o Jonathan Maxx Group LLC. Filed Jan. 21. La Quinta Inn & Suites, 135 Harvard Ave., Stamford 06902, c/o LQ Management LLC. Filed Jan. 26. Mason AHT, 6 Landmark Square, Fourth floor, Stamford 06901, c/o Armfield, Harrison & Thomas LLC. Filed Jan. 26.

Nem Holdings, 81 Pine Hill Ave., Stamford 06906, c/o Quintan Young. Filed Jan. 28. New York Energy & Environmental, 55 Broad St., Fourth floor, New York, New York 10004, c/o Eaglestone Energy LLC. Filed Jan. 24. Portfolio Solutions, 707 Summer St., Fourth floor, Stamford 06901, c/o Liberty Wealth Advisors LLC. Filed Jan. 31. PS Salon & Spa, 215 High Ridge Road, Stamford 06905, c/o Salon PS Connecticut LLC. Filed Jan. 26. Springdale Bread, 81 Palmer St., Stamford 06907, c/o Michael Dummeyer. Filed Jan. 26. Stamford Murals, 700 Canal St., First floor, Stamford 06902, c/o The Riseup Group Inc. Filed Jan. 25. Starbucks Coffee No.7366, 2139 Summer St., Stamford 06905, c/o Starbucks Corp. Filed Jan. 28. Starbucks Coffee No.805, 1079 High Ridge Road, Stamford 06905, c/o Starbucks Corp. Filed Jan. 28. Two Maids - Stamford, 500 Newfield Ave., Suite 2, Stamford 06905, c/o Nazca Services Inc. Filed Jan. 26.

Analyst (Citadel Americas Services LLC – Greenwich, CT); Multi. Pos. Avail. Analyze fin. statements & bis. strategies, build detailed fin. models & conduct comp. due diligence & channel checks. F/T. Reqs a Master’s degree (or foreign equiv.) in Fin, Acct’ng, Econ, Stats, Tech, Fin. Eng., or rel quant field. Edu, train, or exp must include the following: Conducting equity valuations, corporate financial statement analysis and linear regression calculations on behalf of a global financial services institution; Financial modeling using MS Excel and VBA to project industry growth and forward company earnings; Obtaining and analyzing data from Bloomberg or similar third party source; Working as a long/short hedge fund analyst; and Presenting investment recommendations to clients or portfolio managers. Resumes: citadelrecruitment@citadel.com. JobID: 6109150.

LEGAL NOTICES Notice is hereby given that an on-premise liquor license, Serial #1211067 has been applied for by CNG Restaurant LLC d/b/a Da Giorgio to sell beer, wine, cider and liquor at retail in an onpremise restaurant. For on premises consumption under the ABC Law at 77 Quaker Ridge Road New Rochelle, New York 10804. #63061 Notice of Formation of: Brianna Staudt LLC Articles of Organization filed with Secretary of State of New York (SSNY) on 1/6/22. Office location: Westchester County. SSNY is designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 34 Sunnyside Avenue, Tarrytown, NY 10591. Purpose: any lawful act or activity. #63063 Notice of Formation of 7 Cider Mill Circle, LLC. Arts. of Org. filed with SSNY on 1/18/22. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to Michael E. Fareri, 4 MacDonald Ave., Armonk, NY 10504. Purpose: any lawful act or activity. #63064 Lawton Hill Sportsmen LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 1/12/2022. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 83 Dimond Ave., Cortlandt Manor, NY 10567. General Purpose #63065 Notice of formation of Limited Liability Company (ìLLCî). Name: 206 Smith LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on January 31, 2022. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to 206 Smith LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/ character of LLC is to engage in any lawful act or activity. #63067

Notice of formation of Limited Liability Company (ìLLCî). Name: 206 Smith Manager LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on January 31, 2022. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to 206 Smith Manager LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/ character of LLC is to engage in any lawful act or activity. #63068

Notice of formation of Limited Liability Company (ìLLCî). Name: St. Clair Owners LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on February 8, 2022. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to c/o MacQuesten Development, LLC, 438 Fifth Avenue, Suite 100, Pelham, NY 10803. Purpose/character of LLC is to engage in any lawful act or activity. #63072

Notice of formation of Limited Liability Company (ìLLCî). Name: 206 Smith Associates LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on January 31, 2022. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to 206 Smith Associates LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/character of LLC is to engage in any lawful act or activity. #63069

23 Glen Rd, LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 1/25/2022. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 24 Lenox Ave., White Plains, NY 10461. General Purpose. #63073

Notice of Formation of Y&Y Business Consultants of New York/New Jersey LLC filed with SSNY on 3/23/2021. Office Location: Westchester County. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: P.O. Box 90, White Plains NY 10602. Purpose: any lawful purpose. #63070

Notice of Formation of ISLE OF COMMERCE LLC. Arts. of Org. filed with SSNY on January 3, 2022. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to the LLC, 3 Morgan Drive, STE 989, Mt. Kisco, NY 10549. Purpose: any lawful act or activity. #63077

Vacanza LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 1/17/2022. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to Frank Delponte, 936 Esplinade, Pelham, NY 10803. General Purpose #63071

Minch Interiors LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 12/22/2021. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 115 Gaylor Rd., Scarsdale, NY 10583. General Purpose. #63075

Simona Speaks LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 1/26/2022. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 101 Elm Ave., apt. 4H, Mt. Vernon, NY 10550. General Purpose #63078

Notice is hereby given that a license, a number pending, for beer, wine, cider and liquor has been applied for by Primizia Foods II, LLC to sell beer, wine, cider and liquor at 17 Maple Avenue, Armonk, NY 10504 in a retail in a Tavern/ Restaurant under the Alcohol Beverage Control Law at for on premises consumption. #63079 Notice is hereby given that a license, a number pending, for beer, wine, cider and liquor has been applied for by Ispirato, LLC to sell beer, wine, cider and liquor at 266 Route 202, Somers, NY 10589 in a retail in a Tavern/Restaurant under the Alcohol Beverage Control Law at for on premises consumption. #63080

Notice of formation of Limited Liability Company (ìLLCî). Name: Yonkers Riverview Lofts LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on February 25, 2022. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to c/o Dolphin Property Services LLC, 44 Warburton Avenue, 1st Floor, Yonkers, New York 10701. Purpose/character of LLC is to engage in any lawful act or activity. #63083

NOTICE OF FORMATION of E&J Property Holdings, LLC, a Domestic Limited Liability Company (LLC) with offices located in Westchester County, for the purpose of any lawful act or activity under the Limited Liability Company Law. The Articles of Organization were filed with the Secretary of the State of New York (SSNY) on April 19, 2021. SSNY is the agent designated to receive service of process on behalf of the LLC. SSNY shall mail a copy of such service of process to Jose DaSilva, 821 Ridge Street, Peekskill, New York 10566 #63084

Notice is hereby given that a license, a number pending, for beer, wine, cider and liquor has been applied for by DeCicco Enterprise, LLC to sell beer, wine, cider and liquor at 50 Independent Way, Brewster, NY 10509 in a retail in a Tavern/ Restaurant under the Alcohol Beverage Control Law at for on premises consumption. #63081 Notice is hereby given that a license, a number pending, for beer, wine, cider and liquor has been applied for by Creativa, LLC to sell beer, wine, cider and liquor at 2141 Palmer Avenue, Larchmont, NY 10538 in a retail in a Tavern/ Restaurant under the Alcohol Beverage Control Law at for on premises consumption. #63082

NOTICE OF FORMATION of OLD STATE ROAD, LLC, a Domestic Limited Liability Company (LLC) with offices located in Westchester County, for the purpose of any lawful act or activity under the Limited Liability Company Law. The Articles of Organization were filed with the Secretary of the State of New York (SSNY) on March 4, 2022. SSNY is the agent designated to receive service of process on behalf of the LLC. SSNY shall mail a copy of such service of process to Joseph Donat, 142 Lincoln Avenue, Purchase, NY 10577. #63087 Notice of Formation of 62 Dana LLC. Art. of Org. filed with Secy of State (SSNY) on 2/4/2022. Office: Westchester Cty. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 343 Trenor Dr New Rochelle NY 10804. Purpose: any lawful purpose. #63088

Sealed bids will be received as set forth in instructions to bidders until 10:30 A.M. on Thursday, April 07, 2022 at the NYSDOT, Office of Contract Management, 50 Wolf Rd, 1st Floor, Suite 1CM, Albany, NY 12232 and will be publicly opened and read. Bids may also be submitted via the internet using www.bidx.com. A certified cashier’s check payable to the NYSDOT for the sum specified in the proposal or a bid bond, form CONR 391, representing 5% of the bid total, must accompany each bid. NYSDOT reserves the right to reject any or all bids. Electronic documents and Amendments are posted to www.dot.ny.gov/doing-business/ opportunities/const-notices. The Contractor is responsible for ensuring that all Amendments are incorporated into its bid. To receive notification of Amendments via e-mail you must submit a request to be placed on the Planholders List at www.dot.ny.gov/doing-business/opportunities/const-planholder. Amendments may have been issued prior to your placement on the Planholders list. NYS Finance Law restricts communication with NYSDOT on procurements and contact can only be made with designated persons. Contact with non-designated persons or other involved Agencies will be considered a serious matter and may result in disqualification. Contact Robert Kitchen (518)457-2124. Contracts with 0% Goals are generally single operation contracts, where subcontracting is not expected, and may present direct bidding opportunities for Small Business Firms, including, but not limited to D/W/MBEs. The New York State Department of Transportation, in accordance with the Title VI of the Civil Rights Act of 1964, 78 Stat. 252, 42 U.S.C. 2000d to 2000d-4 and Title 49, Code of Federal Regulations, Department of Transportation, Subtitle A, Office the Secretary, Part 21, Nondiscrimination in Federally-assisted programs of the Department of Transportation and Title 23 Code of Federal Regulations, Part 200, Title IV Program and Related Statutes, as amended, issued pursuant to such Act, hereby notifies all who respond to a written Department solicitation, request for proposal or invitation for bid that it will affirmatively insure that in any contract entered into pursuant to this advertisement, disadvantaged business enterprises will be afforded full opportunity to submit bids in response to this invitation and will not be discriminated against on the grounds of race, color, national origin, sex, age, disability/handicap and income status in consideration for an award. BIDDERS SHOULD BE ADVISED THAT AWARD OF THESE CONTRACTS MAY BE CONTINGENT UPON THE PASSAGE OF A BUDGET APPROPRIATION BILL BY THE LEGISLATURE AND GOVERNOR OF THE STATE OF NEW YORK. Please call (518)457-2124 if a reasonable accommodation is needed to participate in the letting. Region 08: New York State Department of Transportation 4 Burnett Blvd., Poughkeepsie, NY, 12603 D264773, PIN 881465, FA Proj Z0E1-8814-653, Orange, Westchester Cos., GUIDE RAIL REHABILITATION or REPLACEMENT, NY Routes 17, 123 and Cross County Parkway, Various Locations., Bid Deposit: 5% of Bid (~ $75,000.00), Goals: DBE: 10.00%

FCBJ

WCBJ

MARCH 14, 2022

See Africa as only an insider can Bring your camera and learn how to capture some amazing moments. 10-DAY KENYA SAFARI, JUNE 2022 africaphototours.com 32

MARCH 14, 2022

FCBJ

WCBJ