Business Journals, Week of October 19 by Westfair Business Journal

OCTOBER 19, 2020 VOL. 56, No. 42

TR US TE D J O U R NALI S M AT YO U R FI N G E RTI P S westfaironline.com

E V I S U L C EX DR. WILLIAM A. HASELTINE ON ‘GOOD SCIENCE’ AND THE RACE TO CREATE A VACCINE BY PHIL HALL phall@westfairinc.com

r. William A. Haseltine is one of the nation’s most prominent scientists who is celebrated for his groundbreaking work on cancer research, HIV/AIDS and the human genome. A former professor at Harvard Medical School and Harvard School of Public Health, he founded more than a dozen biotechnology companies,

including Human Genome Sciences, and is chairman and president of Access Health International, a global health think tank. In the wake of the Covid19 pandemic, Haseltine authored two books, “A Family Guide to Covid: Questions and Answers for Parents, Grandparents and Children” and “A Covid Back to School Guide.” In an exclusive interview with the Business jour-

nals, Haseltine weighed in on the issues and politics of creating a vaccine. The speed in getting a Covid vaccine prepared is astonishingly fast. But is that good science or is that good politics? “Let’s hope it’s good science. There is a serious effort to develop a vaccine around the world by many countries. The » EXCLUSIVE

Connecticut and New York seeing spikes in Covid-19 BY PETER KATZ AND KEVIN ZIMMERMAN pkatz@westfairinc.com kzimmerman@westfairinc.com

oronavirus cases are on the rise in both New York and Connecticut. According to New York state’s Covid tracking information, so far there have been a total of 39,001 positive cases in Westchester County out of a total base of

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736,097 tests for the virus. County Executive George Latimer said that as of Oct. 12 there were 868 active cases in the county, a jump of 200 cases in one week and 300 net cases in two weeks. Connecticut, whose infection rate has been in the 1% to 1.5% range for the past few months, stood at 2.4% on Oct. 13 — the state’s highest rate since June, according to Gov. Ned Lamont. “When you see the positivity rate going from less than 1% to 1, 1.5, now 2.4, it’s not unexpected — but it’s incredibly unnerving and a little exhausting,” Lamont said. Connecticut has conducted more than 1.9 million tests and netted about 61,700 positive results.

Hospitalizations, which Lamont has said is a metric his administration is closely monitoring, stand at 172 — a rise of 17 from the previous day — while there have been 4,533 Covid-related deaths. Fairfield County has recorded over 20,200 positive cases and 1,112 deaths; currently there are 45 people hospitalized. Even so, Connecticut’s Chief Operating Officer Josh Geballe said, only 2% of the state’s hospital beds are being used by Covid patients at the moment. Connecticut began Phase 3 of its reopening on Oct. 8. Five days later, Lamont signed an executive order that permits, under certain conditions, the ability of municipal » COVID SPIKES

Hats off! DEVELOPER SAYS MIXED-USE PROJECT BRIM & CROWN IS AN IMMEDIATE SMASH BY KEVIN ZIMMERMAN

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hether the muchbruited exodus from New York in favor of Connecticut will last or not may remain an open question, but at least one new mixed-use redevelopment project in Norwalk is already benefiting from it. “We’ve seen a mix on both the residential and the commercial side” of prospective tenants from New York City, said Matthew Edvardsen, director of asset management and acquisitions and principal of Spinnaker Real Estate Partners, about Brim & Crown. The two-building complex at 230 East Ave. will, when completed, include 189 apartments and over 50,000 square feet of commercial space. The Brim building’s 42 apartments are already 100% leased, while leasing is already underway for the 142 apartments in the Crown building, where construction is expected to be completed by year’s end. On Oct. 8 came word that GameChange Solar will relocate its U.S. corporate headquarters from Manhattan to Brim & Crown, taking nearly 14,000 square feet for 100 employees. That the Norwalk complex features a modern, eye-catching design — architecture by Beinfield Architecture, interior design by Carol Beinfield and graffiti art by Art of Jahmane, all Norwalk-based — and that it is about three-tenths of a mile from the East Norwalk stop on Metro-North Railroad — helped seal the deal, according to GameChange Founder and CEO Andrew Barron Worden. “We chose Brim & Crown because of its urban, modern and hip industrial chic glam design with New York City street graffiti-inspired graphics, convenient location to the train station, lifestyle amenities and proximity to the historic and trendy SoNo,” Worden said in a prepared statement. While Edvardsen said Spinnaker was of course happy to welcome GameChange to the city, he opined that the New York-toFairfield County trend “will probably be short term. As long as we can see stable economic growth, I think it’ll be a short-term pop here. Our success is tied to New

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Publisher Dee DelBello Executive Associate Publisher Dan Viteri Managing Editors Bob Rozycki Karen Sackowitz Associate Publisher Anne Jordan

NEWS Senior Enterprise Editor • Phil Hall Copy and Video Editor • Peter Katz Bureau Chief • Kevin Zimmerman Senior Reporter • Bill Heltzel, Reporters Georgette Gouveia, Peter Katz Research Coordinator • Luis Flores

“

We felt the location was great, right near the train station and that it had a lot of character

”

— Matthew Edvardsen

York City’s, so we still need them to do well in order for us to do well.” What is now Brim & Crown began life as the Hat Corp. of America — hence the new complex’s name — before going through iterations as an outdoor mall and as office buildings. Edvardsen said the site had stood vacant for about 10 years before City Hall contacted Spinnaker about a creative reuse of the property. “We felt the location was great, right near the train station and that it had a lot of character,” he said. The process of acquiring the property for nearly $14.6 million, undertaken in conjunction with New Canaan construction company The Fieber Group, took up much of 2017, with construction FCBJ

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ART & PRODUCTION Creative Director Dan Viteri Graphic Designer Sarafina Pavlak

starting at the end of 2018, he said. The luxury studio, one- and two-bedroom loft-style apartments, measuring from 750 to 990 square feet, feature oversized windows, open-floor plans, 14-foot ceilings, LED lighting, energy efficient stainless appliances, keyless entry and large closets. Other commercial tenants include canine day care center The Pooch Hotel and HealthPrize Technologies, a provider of patient engagement, education and adherence technology for life science companies. The latter’s CEO, John Monahan, also credited the proximity of the train station and the open-floor design as key selling points for his firm. In a statement, Monahan described the property as “a modern, positive environment in which to work, play, stay fit and relax. We are excited about the potential the unique space can provide us as we grow.” Edvardsen said that Spinnaker hopes to soon close a deal with a restaurant that would encompass a 2,000-square-foot space cover-

ing both indoor and outdoor space — which he said had been specifically designed for just such a use — and that another 3,000-squarefoot retail space remains open.

ADVERTISING SALES Manager • Anne Jordan Metro Sales & Custom Publishing Director Barbara Hanlon Account Managers Marcia Pflug, Heather Monachelli Events Sales & Development • Marcia Pflug Marketing & Events Director • Fatime Muriqi AUDIENCE DEVELOPMENT & CIRCULATION Circulation Manager • Sylvia Sikoutris Telemarketing • Brianne Smith ADMINISTRATION Contracted CFO Services Adornetto & Company L.L.C. Human Resources & Payroll Services APS PAYROLL Westchester County Business Journal (USPS# 7100) Fairfield County Business Journal (USPS# 5830) is published Weekly, 52 times a year by Westfair Communications, Inc., 701 Westchester Ave., White Plains, NY 10604. Periodicals Postage rates paid at White Plains, NY, USA 10610. POSTMASTER: Send address changes to: Westchester County Business Journal and Fairfield County Business Journal: by Westfair Communications, Inc., 701 Westchester Ave, White Plains, NY 10604. Annual subscription $60; $2.50 per issue More than 40 percent of the Business Journal is printed on recycled newsprint. © 2020 Westfair Communications Inc. All rights reserved. Reproduction in whole or in part without written permission is prohibited.

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OCTOBER 19, 2020

Empty Sears site in Cross County Center to become Target BY PETER KATZ pkatz@westfairinc.com

etail giant Target has signed a lease for more than 130,000 square feet of space in what used to be the Sears store at the Cross County Center in Yonkers. The announcement was made Sept. 12 by Marx Realty and Benenson Capital Partners, which own the shopping center. Marx Realty began handling leasing and management at Cross County Center in-house several months ago. While revealing the 40-year Target lease, the announcement also said that H&M, an existing tenant at the shopping center, had signed a 10-year lease renewal for 28,000 square feet. The Yonkers Planning Board was due to begin reviewing plans on Oct. 14 to make modifications to the Cross County Center’s existing approved site plan so that Target can be accommodated at the four-story building that housed Sears until the store’s closing last year. In addition to looking at the proposed site plan modifications, the board will act as lead agency

in reviewing any environmental aspects of the project. Even before the planning board review, the city was already putting out the welcome mat for Target. Mayor Mike Spano said, “Yonkers has hit the mark with Target’s plan for a new store at Cross County Center, their first ever in Yonkers. Target’s decision to invest in our city is a testament to the retailer’s confidence in our thriving economy and our business-friendly environment. We are excited to get Yonkers back to business.”

Target has 1,880 stores in all 50 U.S. states and the District of Columbia. It has approximately 350,000 employees and in 2018 reported $75.4 billion in revenue. It is headquartered in Minneapolis. In August, when reporting second quarter 2020 financials, the company said the revenue for the quarter was up 24.7% over the same period in 2019, at $23 billion. Operating income for the quarter was $2.3 billion, up 73.8% from the $1.3 billion in the second quarter of 2019, despite the Covid-19

pandemic. It said digital sales had grown 195% during the period. When those results were released, Brian Cornell, chairman and chief executive officer of Target Corp., said, “We remain steadfast in our focus on investing in a safe and convenient shopping experience for our guests, and their trust has resulted in market share gains of $5 billion in the first six months of the year. We are well-equipped to navigate the ongoing challenges of the pandemic and continue to grow profitably in the years ahead.”

Craig Deitelzweig, president and CEO of Marx Realty, said in a statement, “Residents of Westchester County and the surrounding towns are over the moon to have Target coming to their backyard. As the retail sector emerges from the Covid-19 crisis, we have seen extraordinary foot traffic at the center showing pent-up demand to experience the diverse retail, dining and entertainment offerings.” “Given how well retailers perform at Cross County Center, we expect this Target store to be among its most successful locations,” said Jim Stifel, chief investment officer of Benenson Capital Partners. Stifel also said that he expects there will be announcements of other tenant activity at Cross County in the coming months. Cross County Center was built in 1954 on a 72-acre site and was the first outdoor shopping center in the U.S. It currently features more than 80 specialty stores and restaurants such as Macy’s, Zara, Pandora, Starbucks and Shake Shack and also has a Hyatt Place Hotel. The shopping center draws about 11 million visitors each year.

Interior designer Bradley J. Clayton returns to his Connecticut roots BY PHIL HALL phall@westfairinc.com

nterior designer Bradley J. Clayton recently closed his Philadelphia-based business and moved back to Connecticut. “My family is here,” he said in an interview at his parents’ Fairfield home. “I was in Philadelphia for the last 10 years and I wanted to break from the city life. Being in Philadelphia has been great, but Covid kind of altered my business life. So, I felt it was time to come here and be closer to my family.” Clayton is reopening his interior design operation in the Black Rock section of Bridgeport, with a focus on the New York metro area. His client lineup includes private residences and commercial operations, including several prominent retailers. “I’ve worked with Williams-

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Sonoma and helped design some of their stores,” he said. “I’ve worked with Nike in their headquarters in Manhattan and a smaller showroom in New Jersey. I see all of the products nine to 10 months early, and I help take their storyboards and execute it as a layout for the salespeople.” Clayton’s initial concentration in his field was in a project management capacity, with responsibilities ranging from running a store to selling interior design services. “I learned how to manage a 20,000-square-foot warehouse chock full of furniture — and that’s quite a lot of work,” he laughed. Over time, he expanded his skill-set to include design organizational strategies for a home or commercial space, tapping into expert contractors to help execute his vision. “I have a team of people I FCBJ

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work with,” he continued, adding that many of the contractors he employed in Philadelphia will be traveling to his new projects. “It’s quite interesting when you build relationships it all pans out. But I’m also trying to have a list of who I can talk to here about things such as custom window treatments or custom furniture fabrication, so I have a little bit of legwork to do.” Clayton plans to have his business reopened in November — he is still seeking studio space for his office operations — and he is using word-of-mouth marketing and networking with a local LGBT business alliance to help spread awareness of his arrival in Black Rock. Clayton acknowledged that a surplus number of do-it-yourself home shows on television often give the incorrect impression that home design is an easy-breezy

activity. One of the key mistakes he has found among the DIY crowd was not having the proper sense of scale for furnishings. “You go out and say, ‘I love that sectional’ — but on delivery day, they can’t get it through the front door,” he said. “And some people don’t really know how to choose fabrics and rugs. They need help to tie everything together to give it a little bit more character.” Clayton expressed amusement when television programs give the impression that interior is easy. “When you work in this career, it feels easy,” he said. “But there’s the list of steps that you have to execute. It’s the project management of it all: Getting all those pieces to come together and working with different craftsmen and artisans to help execute all

Bradley J. Clayton that. I laugh sometimes when I’m like, ‘Oh, my gosh, they said they spent a whole weekend.’ Yeah, you know there has to be a crew that’s helping them execute that.” And while Clayton does not regret leaving Philadelphia for Connecticut, he would not rule out a return engagement if the right project came along. “I’m not afraid to go back to Pennsylvania, or to work in Delaware,” he said. “I feel as though I’m going to spread myself out over this whole region.”

Rockland broker accused of $40.3M insurance fraud BY BILL HELTZEL bheltzel@westfairinc.com

former Rockland County insurance broker has been sued for $40.3 million in an alleged life insurance rebating scheme. Fidelity and Guaranty Life Insurance Co. accused Leon Lowenthal of Monsey of fraud and conspiracy in a complaint filed Oct. 2 in U.S. Bankruptcy Court in White Plains. “Lowenthal engaged in a massive, fraudulent rebating scheme,” the lawsuit states, and with other conspirators induced Fidelity to pay “no less than $40,321,387 in commissions and bonuses through the submission of false and fraudulent life insurance applications.” The action was filed as an adversary proceeding in bankruptcy court because Fidelity wants to block Lowenthal from using bankruptcy to get out of paying the alleged fraudulent debt. Lowenthal petitioned for Chapter 11 reorganization last December, declaring $9,500 in assets and nearly $4.7 million in liabilities, primarily for debts for his insurance brokerages, Prosperity LM Inc. and PW Insurance Agency Corp. His bankruptcy petition does not name Fidelity as a creditor. Other creditors have filed claims for $9.2 million, nearly twice as much as Lowenthal has listed. He acknowledged nearly $3.4 million in “questionable loans,” in an affidavit, many of which “may be unenforceable under usury laws or inflated because there has been no accounting for cash repayments.” He also stated that “certain of my creditors assert that their claims against me arise from a Ponzi scheme.” Lowenthal sold Fidelity life insurance policies from 2015 to 2017. His insurance license was revoked in 2018. Fidelity claims that several co-conspirators loaned Lowenthal money to fund life insurance policies. He created sham trusts for the funds and for the policies, according to the complaint, and used the loans to pay the first year of premiums. After a year, the insurance policies were allowed to lapse. Lowenthal and his funders allegedly profited, because Fidelity pays 20% to 55% more in commissions and bonuses during the first year of a policy than it receives in premiums. Its expectation is that it will make up the difference as policies are kept in force for years. Fidelity does not allow policies to be bought on borrowed money, according to the complaint, and the applications Lowenthal submitted affirmed that the

premiums would not be paid with borrowed money. Lowenthal allegedly used the commissions to repay the funders and he pocketed what was left over. For example, $800,550 in premiums were paid for a $5 million policy in 2016, and Fidelity paid Lowenthal $950,000 in commissions. When the policy lapsed after one year, Lowenthal and his funder allegedly netted $149,450. Fidelity claims that it paid Lowenthal nearly $4.5 million in commissions and bonuses. For his part in the alleged scheme he used the money to buy two houses and a commercial property in New Jersey. In the bankruptcy petition, Lowenthal also listed potential debts totaling $1.1 million to Date: Fifth Third Bank of Cincinnati for 9/28/2020 three home loans he co-signed “for friends Focus: Economic Development as a favor.” Advertorial: Conference He declared a $162,735 Planning obligation to the Cash IRS, though the agency claims it is Management

owed $203,447. Among the claims filed against him are $7.6 million from five individuals and a company who also are named in Fidelity’s complaint as life insurance policy funders. Lowenthal states in his affidavit that his father-in-law — identified as Philip Herzog and as a life insurance funder in Fidelity’s complaint — has created a $600,000 fund for paying his creditors. “I have almost no assets,” Lowenthal said. “My goal is to make a fresh start.” Fidelity is represented by Manhattan attorneys Frank Taylor, Francisco Vazquez and Julie H. Firestone. Lowenthal is represented in the bankruptcy by Bedford attorney John W. Mitchell and Manhattan attorneys Sheldon Eisenberger, Mark A. Frankel and Sheldon H. Gopstein. They did not respond to an email request for comment on behalf of their client.

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Exclusive

techniques that are being used are sound. The trials, I believe, are suspect. “They were designed, it seemed to me, for rapid approval rather than to really test the hypothesis that these vaccines work. You want a vaccine to prevent infection, prevent serious illness and prevent death. Those were not the primary endpoints of any of the vaccine trials — rather, out of a very large group of people, they were going to make both their preliminary and final decisions based on infected people who were vaccinated as compared to infected people who weren’t vaccinated and what the symptoms that they contracted after infection were. “And when you read through for almost all of the trials that were described, what those criteria were, they were could be very mild symptoms — a cough, a low fever, or a headache. “And if there were more of those events in the unvaccinated than the vaccinated, you would call that a success. That isn’t a real trial that would make a difference to most people. Most people are interested in not being infected, stopping the transmission and certainly not dying. In some of the trials, those were secondary endpoints but not required. “Now, on top of that, the numbers of people were very small. In some cases — in all cases, I think — less than 50 or 60. And even for the major trial, for final approval, it was only less than 200. That isn’t a

Covid Spikes

chief executives in towns and cities the option of reverting to the previously issued Phase 2 rules if infections spike. The governor repeated that restrictions could also be reintroduced statewide if Connecticut’s weekly infection rates approach 5%. Nevertheless, Lamont tried putting a positive spin on the current situation, noting that a single-day infection rate of 0.7% was recorded the previous week. “Keep a little perspective,” he said, calling the 2.4% number one that “you focus on, but you don’t dwell on.”

HERD IMMUNITY THEORY While state officials nation-

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IT’S NOT GOING AWAY “ In the U.S., we have basically done very little to

control the pandemic — we’re the worst in the world. ” — Dr. William A. Haseltine

serious number where you’re considering vaccinating hundreds of millions, if not billions, of people. “In addition, there was no long waiting period between the end of the vaccine and the observation of long-term adverse effects. So, immediately as that data was available, the vaccine could be approved for emergency use authorization and for other purposes. To me, it suggests that they weren’t really focusing on safety.” You mention millions or billions of people — how is this vaccine going be manufactured so quickly for so many people? “When you’re using a new technology, and even an old technology you’re trying to scale up, it can take you a minimum of a couple of years to get it right. How do we know they’re getting it right? When I developed drugs and vaccines, we had to do the full manufacturing — the full dress rehearsal — for

what it was going to be like three times and get the same result. We had to do stability studies for six months to a year before we could have our products approved. None of that is possible.” I’ve seen several polls where many people are saying they would not take a vaccine if it does become available. Are we running the risk of this vaccine being science’s version of the Edsel, where they’re putting out a product that nobody wants? “We’re not quite there. I think the issues are being partially addressed by the FDA in the U.S. right now, which is at least one of some of the patients in the unvaccinated group have to get seriously ill and compare that to one of the patients of the vaccinated group. And there has to be a two-month period to observe for potential effects. That’s a little bit of an improvement and isn’t much, but it’s something that we have to

acknowledge. “In terms of public acceptance, you’re not going to get a whole scientific world to endorse a vaccine that’s gone through this meager of a clinical trial — it just isn’t going to happen because the true answer is that we will not know how effective or how safe it is. I wouldn’t take that vaccine, but some of my fellow scientists would take the vaccine. So, I think that if the scientific community is somewhat divided on the issue, there is likely to be serious questioning in the public.”

wide are expressing concerns about recent increases in the number of Covid-19 cases, The New York Times, Washington Post and Newsweek have confirmed that the White House has embraced a policy that would encourage spreading the infection throughout the U.S. population in order to create a so-called “herd immunity.” The idea, rejected by numerous infectious disease specialists, has been promoted by President Donald Trump’s science adviser Dr. Scott Atlas, among others. He is a radiologist who was at Stanford University and was a frequent guest on Fox News before joining the administration. The theory of herd immunity is that if enough people are infected and become immune, a virus will disappear because it

will no longer have enough victims to infect. Trump has referred to the idea as “herd mentality.” It is not known, however, whether people who have become infected with Covid-19 develop longterm immunity to future infections. Cases of people who have recovered from the virus being reinfected have been reported. A letter known as the Great Barrington Declaration appearing on a libertarian website promotes the idea of making herd immunity official government policy and was reported to have been reviewed at the White House. Proponents of herd immunity say as little as 20% of the population would have to be infected, while others suggest the number may be 40% and could go as high as 80%. That would result in the

U.S recording anywhere from about 65 million cases to about 260 million cases that could result in about 650,000 to 1.3 million deaths at current death rates. “Our Covid numbers, candidly, are moving in a different direction,” Latimer said about numbers that have ticked up during an Oct. 13 briefing. He recalled that the county had the Covid-19 outbreak well controlled in June, July, August and most of September. “Our numbers were very good. We had major reductions,” Latimer said. “At one point we had 1,200 people hospitalized and we got that number down to small double-digits. We had active cases as high as 12,000 and we brought it down into the 400 range. “What we’re seeing is something of concern, but it is not a crisis,” Latimer said.

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Is the focus on vaccines and drug cures the right approach in fighting the pandemic? “The emphasis on vaccines, secondarily on drugs, as compared to public health measures to control this pandemic is very badly misplaced. In the U.S., we have basically done very little to control the pandemic — we’re the worst in the world.

“We know this pandemic can be brought to close to zero in a population of 1.4 billion people within three months using only public health measures. But there is some allergy to discussing China in this country. China did not do it because it was a totalitarian government. It did it because it used public health measures that everybody endorses: Isolation of those who are exposed for 14 days. That’s reasonable. To dismiss it as ‘I don’t want to live under a totalitarian government’ is a nonsequitur. You don’t have to be in a totalitarian government to do normal public health measures that everybody would recommend. We just didn’t do them, nor did most countries in the world.” What’s going to be happening with Covid-19 when the cold wintry weather comes and flu season is in full swing? “What we’ve seen with coronaviruses and influenza is they have very sharp, seasonal peaks in temperate climates — that means anything that’s not tropical. And that means that come mid-November through February, there are very strong peaks. “One thing we’ve had a little bit of heads-up for is the flu season in South America this year. For their winter, it did not exist — it basically was wiped out by whatever medicines people were taking. Now, they weren’t good enough to stop Covid but they certainly reduced flu. It looks like Covid is more transmissible than flu, from those that very broad picture.” “The Sunday (Oct. 11) into Monday (Oct. 12) testing had 107 new cases of coronavirus. That’s the largest single-day number that we’ve had since May,” Latimer reported. “Right after Memorial Day, we had that kind of peak input number.” He noted that every day in April at least 300 cases of the virus were being discovered in the county. Latimer expressed concern that the number of people hospitalized in Westchester with Covid just jumped in a week from 27 to 43. He said that, while it’s much less than the more than 800 people at a time who were hospitalized with the virus late in the spring, the increase needs to be watched. He noted that the » COVID SPIKES

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Boost Bowls bounds into Newtown with third store BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

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OCTOBER 19, 2020

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pening an eatery is always a risky proposition. Doing so in the middle of a pandemic, with the associated government-mandated restrictions, may seem particularly dicey. But for the husband-and-wife team behind Boost Bowls, the time was simply right to unveil their third location on Oct. 9. “We’d been looking at Newtown for a long time,” Tatiana Mehmeti, co-founder with her husband, Valdrin, of the healthfood operation, told the Business Journal. “We’d owned a bicycle studio (BoostCycle, now under new ownership) here for a few years, and had such a great client base. We really missed it.” “We love this town,” Valdrin added. “We’ve thought about moving here. Most of our clients are actually from Newtown.” That claim is all the more impressive when one takes into account that Boost Bowls began in Bethel; its other store, which opened in 2018, is in Southbury. That the Newtown operation is at 6 Queen St. in the Big Y Plaza is no coincidence; the pair expects plenty of traffic from Newtown Middle School, where youngsters frequently walk home after classes. While the former Starbucks space at 34 Church Hill Road — it relocated to 75 Church Hill last year — was tempting, Valdrin said the sight of kids walking down that busy street for refreshments was (and still is) a little hair-raising. In addition to its trademark bowls filled with the likes of acai, pitaya, quinoa, bee pollen and fresh fruit, the new Boost Bowls also offers a coffee bar — which should satisfy both the caffeinated children and their parents — and an outdoor patio in the rear, which probably will not be ready until next spring. The Newtown operation will also offer salads, “because there are no really amaz-

ing salad places around here,” Tatiana said. “We worked on our own salad dressings for months — that’s the secret to a really good salad.” With bright, graffiti-ish colors inside — “art is a big thing for us,” Tatiana said — along with some select greenery and neon touches, Boost Bowls goes beyond what she called the “usual beachy vibe” that a lot of juice bars have. A “selfie” mirror near the entrance to the patio provides an additional bit of fun, she added. Due to Covid restrictions, the Newtown store will start off with 15 seats — it can hold 30 chairs max — with the standard 6 feet between tables. All told, Valdrin envisages 15 to 20 employees working at the store, which is open from 8 a.m. to 8 p.m. during the workweek, 9 a.m. to 8 p.m. on Saturdays and 10 a.m. to 5 p.m. on Sundays. “We’ve been lucky,” he said of the pandemic. “Bethel really didn’t see much of a slowdown. Southbury did, partly because the movie theater shut down (that location is in the lobby of the Riverview Cinemas 8 there), but we’ve still done okay. “We were supposed to open here over Memorial Day weekend,” he continued. “But we’re happy to be here now.”

Motorcycle helmet design at heart of $15M patent lawsuit BY BILL HELTZEL bheltzel@westfairinc.com

Hudson Valley company that licenses the Bullitt — a sculptured, rakish motorcycle helmet — is suing a manufacturer for $15 million for allegedly making knockoffs. Cardinal Motors Inc. of Saugerties claims that H&H Sports Protection USA Inc. of Pasadena, California, violated its design patent and trade dress rights in a lawsuit filed in U.S. District Court in White Plains. The form and overall appearance of H&H’s Torc T-1, the complaint states, are “confusingly similar to the Bullitt.” Brooklyn designer Chad Hodge designed the Bullitt around 2011 for Bell Sports Inc. and assigned his patent rights to Cardinal in 2013, according to the complaint. The name of the helmet has nothing to do with motorcycles or helmets. Hodge said in a 2013 interview that he was inspired by “Bullitt,” the 1968 movie that starred Steve McQueen and featured a sensational car chase. Cardinal claims that the helmet is notable for its large eye port, distinctive silhouette and thin chin bar. But the Torc T-1, Cardinal alleges, mimics numerous Bullitt design elements, such as rivets that secure the inside chinstrap; a metallic reflective border on the bottom edge; decorative roundhead slotted screws and oversized washers that secure the visor, leather overlay at the top front opening. Measurements of the front openings are almost identical, Cardinal claims, and even the features inside the helmet imitate the Bullitt. The internal cheek pads are made of a diamond-perforated, pseudo-suede brown material, for example, and neck cushion holders are similarly finished with mesh fabric and lined with leather. Cardinal claims that such similarities violate its design patent and trade dress rights. Design patents protect the appearances of products, such as ornamental features, but not the functionality. Trade dress is a type of trademark that also protects distinctive designs, but has more to do with how the overall appearance of a product creates a look or a feel that consumers recognize and associate with the maker. Cardinal accuses H&H of design patent infringement, trade dress infringement and unfair competition.

H&H did not respond to an email message asking for its side of the story. Cardinal is demanding treble damages — three times the $5 million it claims the Torc T-1 has cost it in profits and royalty income. It is also asking the court to stop H&H from infringing on its rights; make H&H recall helmets that have been distributed; and order the destruction of all packaging, advertisements and means of manufacturing the helmets. Cardinal is represented by Norwalk, Connecticut, attorney Anthony H. Handal.

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OCTOBER 19, 2020

THE RE-EVENTED 2020 ANNUAL GALA AND AWARDS CEREMONY

Female Entrepreneurs Overcome Stereotypes If you see popular hashtags, #girlboss or #womeninbiz, you may think these catchy phrases are just a popular social trend encouraging women to own their entrepreneurial spirit, but the reality lies in the many obstacles women face when starting a business. For female entrepreneurs, the expected requirements for starting a business also come with a different set of challenges. Julie Robbins, founder of The Well for Women, expressed her need to not only develop a strategy for her business operations but for obtaining the information she needed before she ever opened the doors of The Well. “I’ve had a hard time getting past the stereotypes bankers have of someone like me.” Robbins, a massage therapist who incorporates holistic modalities for her clients, recognized the expectations others held for professionals in her industry but did not let it deter her from setting strong boundaries to be taken seriously. “I tend to open a meeting with them by bringing out my spreadsheets and expressing my enthusiasm over numbers. I watch their faces go from dismissive to intrigued.”

Govs. Andrew Cuomo and Ned Lamont. Photo curtesy Gov. Lamont’s office. 6

Julie Robbins, Founder of The Well for Women

Camille Boyd, Founder of Take Back Your Power

Leyla Dam Jenkins, Founder of Lorca Coffee Bar

Leyla Dam Jenkins, the founder of Lorca Coffee Bar, was met with similar challenges when expanding her business. “Two of the three banks I went to didn’t take me seriously even though I showed that the business had grown every year in revenues.” Rather than settle for obstacles in her way, Jenkins embraced the unique attributes of female leadership, ensuring her team did not feel the same stereotypes she received. “I’m a firm believer that creating a supportive and loving work environment where people look forward to coming to work makes for happier, more loyal employees, more satisfied customers, and higher profits. I think many women lead with their heart and are great at listening to suggestions and setting ego aside which is a huge strength.” The Women’s Business Development Council has assisted female business owners at every stage of the business process, and especially at growing their professional network. Camille Boyd, founder of Take Back Your Power, began attending WBDC networking events in July 2018 and continues to learn from the organization’s events and educational resources. “I started my private practice offering speech/language therapy in 1998. The business transformed to include speech therapy parent coaching in December 2019,” explains Boyd. As a female business owner, she has adapted with her business over the years, and continues to build to a lasting legacy. “By the year 2030, I plan to help 300,000 teens with autism and their parents become more confident communicators to engage in friendships, work relationships, and experience joy and self-confidence in life.” This month, on October 30th at noon, the Women’s Business Development Council will honor nine local businesswomen, including Julie Robbins, Leyla Dam Jenkins, and Camille Boyd, as their 2020 Women Rising Honorees who have excelled in their entrepreneurial journey and have become staples in their respective Connecticut communities. To learn more about the WBDC Virtual Gala tickets and sponsorships, please visit ctwbdc.org or contact akalish@ctwbdc.org.

OCTOBER 19, 2020

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Covid Spike

Westchester death toll stands at 1,462. Five people died the week of Oct. 5, Latimer said, compared with one in the previous week and two in the week before that. “If that number continues and we start to lose multiple people on a given day ... then we are looking at something very serious,” Latimer said. “We think that people are dropping their guard a little bit. We think that folks don’t see the virus as having advanced here for a while.” He expressed concern that people are becoming lax about the threat from the virus and are not being as diligent as they should about wearing masks and social distancing.

CUOMO WEIGHS IN Latimer’s review of the Westchester situation came on the heels of Gov. Andrew M. Cuomo expressing renewed concern about persistent hotspots showing up in parts of the state, especially Brooklyn, Queens, Rockland and Orange. Yesterday, there were 545 new cases in New York City, 69 in Rockland and 61 in Orange. There were 11 deaths in the state from Covid yesterday, bringing the total to 25,598. “Our strategy is to continue to identify these clusters if and when they pop up, get even more refined in our targeting and attack them as needed,” Cuomo said on Oct. 13. “As we go into the fall, and the numbers nationwide are going up, we must work to keep our numbers down — and that’s going to take every New Yorker wearing their masks, socially distancing and being New York tough to maintain our progress.” The day before, Cuomo slammed other states that have been claiming to have lower numbers of Covid cases but actually were artificially reducing the tally by cutting back

the number of tests being performed, in line with Trump’s contention that less testing would mean fewer cases to report. “The president has been promoting the politics of denial on Covid and he’s done that on day one,” Cuomo said. “He’s doing the politics of denial even after he had Covid. It’s not a problem — you get Covid, you get in a helicopter, you go to Walter Reed, Walter Reed sends a team of doctors and they give you experimental drugs that nobody else can get and then you’re fine. “Yeah, that’s denial,” the governor said. “And it’s a disgusting denial when you see the number of lives lost.” Cuomo pointed out that, on a weekly basis, Florida has dropped from 428,000 tests to 153,000; Texas from 520,000 tests to 349,000 tests; Georgia from 210,000 to 132,000; and Arizona from 94,000 to 70,000. “Why would you do that? Because it’s the politics of denial being implemented in the public health system, which is based on science fiction,” Cuomo said. “Science fiction is if you don’t test, you won’t find the positive cases and therefore, they don’t exist. That is science fiction, but that is what you see happening in some states in this country.” Cuomo said that as of Oct. 13 the hotspot areas have a positive testing rate for the virus averaging 4.13%, while the state as a whole without the hotspots has a 1.2% positive test rate. Ohio, Michigan and Virginia have been added to New York’s and Connecticut’s Covid-19 travel advisory lists, bringing the total to 36 states plus the territories of Guam and Puerto Rico. Visitors from those locations are supposed to self-quarantine for 14 days after arrival.

Mount Vernon resident charged in diverting $469K in hospital funds to personal accounts BY BILL HELTZEL bheltzel@westfairinc.com

Mount Vernon man has been accused of diverting nearly half a million dollars from a Yonkers hospital payroll account to 12 personal credit card accounts. Kevin Christopher was charged with wire fraud Oct. 7 in U.S. District Court in White Plains for allegedly stealing $469,411 from the unnamed hospital. Though Christopher fooled the hospital for 18 months, from October 2017 to April 2019, as depicted in the criminal complaint, he apparently got caught because he didn’t disguise himself on the credit card accounts. Christopher never worked for or had any business connections with the hospital, according to an affidavit by FBI agent Caroline Gilmore, yet he obtained payroll account information that enabled him to gain unauthorized access to hospital funds. After doing so, he opened credit card accounts with seven financial institutions and four retailers, according to the complaint, and provided the hospital’s bank routing number to transfer funds. He allegedly used hospital funds to pay off his credit card bills and to take cash advances. A hospital employee noticed the wire transfers last year and an audit was conducted and the unauthorized transactions were identified. Records provided by Yonkers police showed that Christopher used his name, date of birth, Social Security number, telephone number and his address for an apartment building on 9th Avenue in Mount Vernon when he set up credit card accounts. The affidavit describes two incidents in which he used one of the credit cards to pay a Bronx dentist $32,000 for services. Gilmore matched photographs of Christopher from the dentist’s office to photographs from the state Department of Motor Vehicles, according to her affidavit. She also reviewed credit reports from Equifax, Experian and TransUnion and telephone records from Sprint, that connected Christopher to the Mount Vernon address used on the credit cards. The criminal complaint does not name the financial institutions or retailers that issued the credit cards. But recent lawsuits do link him to two financial institutions, with details that are consistent with the criminal complaint. Despite having the means to pay off his credit card debts, as charged by the federal government, the lawsuits depict him as failing to pay.

American Express sued Christophera year ago in Westchester Supreme Court, claiming he never made payments on a Gold Card. Christopher did not respond to the lawsuit, according to the complaint, and American Express has asked for a default

judgment for $9,958.36. This past August, Absolute Resolutions Investments LLC, a debt collection agency that bought a Citibank credit card account held by Christopher, sued to collect a $10,467.09 balance.

Christopher was released from custody on a $2,000 bond. He was represented by Susanne Brody, a public defender.

PAY SPECIAL ATTENTION TO EMPLOYEES DURING COVID-19 RECOVERY You need to make sure that they’re healthy and you need to make sure that there’s a sense that you as an employer have their best interests at heart. However, you will find there are circumstances with the potential for employer liability. There are quite a few State, Federal and NYC employment laws you need to be very sensitive to in terms of whether you can compel somebody to come to work…” (Excerpted from the Westchester County Business Journal, Aug. 3.)

WE CAN HELP JEFFREY D. BUSS jbuss@sbjlaw.com 914-476-0600

YONKERS, NY

733 Yonkers Avenue, Suite 200 Yonkers, NY 10704 914.476.0600

NEW YORK CITY

60 East 42nd Street, Suite 4600 New York, NY 10165 212.688.2400

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LONG ISLAND, NY

1305 Franklin Avenue, Suite 300 Garden City, NY 11530 516.207.7533

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OCTOBER 19, 2020

CONTRIBUTING WRITER | By Marc Guberti

Five ways to get more subscribers for your YouTube channel BY MARC GUBERTI

ideo is the most engaging form of content and is an essential element of any digital business. You can use videos to boost your product sales, attract more visibility and get sponsors for your channel. When most people think about using videos to grow their businesses, they naturally gravitate toward YouTube, the behemoth in the video space. Three hundred hours of video content get uploaded to YouTube every minute, and there’s no sign of that slowing down. YouTube, in particular, is a great platform to gain traction. However, you have to put in some initial work to grow your subscriber base. Once you gain some subscribers and keep producing great videos, YouTube will eventually push your content out to

additional viewers. Lately, more people have been finding me on YouTube for the first time and you can have the same results for your business if you use these five tactics to gain more subscribers.

1: DIRECT YOUR EXISTING AUDIENCE TO YOUTUBE The quickest way to build initial momentum is to tell your existing audience about your YouTube channel. Post about your channel on other social networks, email your audience and tell your friends. This initial momentum will help you get initial views and feedback, which will help you rank higher for YouTube search results. 2: UPLOAD MORE VIDEOS Each video you upload to YouTube gives you an extra

chance to get discovered and connect with your existing audience. You’ll get better at creating great videos and inserting the appropriate calls to action, such as encouraging viewers to subscribe to your channel and like the video. You can start with a new video each week and build from there. I like to upload three videos each week to my channels. It’s enough content to keep your viewers busy and eager for more but not too much to overwhelm them.

3: TEASE YOUR NEXT VIDEO AT THE END People won’t subscribe to your channel just because you ask them to. Some people may enjoy your video but proceed not to subscribe. The more reasons you give to people, the more likely they are to subscribe. Each episode of your favorite

TV show ends with clips from the next episode. These clips are designed to keep you excited and remind you to watch next week’s episode. You can similarly reference upcoming videos and tell your viewers to subscribe if they want to stay in the loop for those upcoming videos.

4: OPTIMIZE YOUR VIDEOS FOR THE ALGORITHM The best way to grow on YouTube in the long-term is the ranking in the algorithm. Before you create a video, make sure you’re creating videos around the right keywords. You can use a tool like Vid IQ to determine which keywords give you a better shot at getting noticed on YouTube. Vid IQ provides each keyword with a score. The higher the score, the more opportunity there is for that keyword. Not only should you use keyword research for your video ideas, but keyword research can also help you create optimized titles and descriptions for your

videos. For tags, I prefer to use Tube Buddy and select from the tag suggestions they provide.

5: INTERACT WITH OTHER YOUTUBERS Commenting on other people’s recently released videos is a great way to get noticed. If you watch a video, you should comment on it. Thoughtful comments give you a better chance of getting noticed and potentially gaining new subscribers. This strategy isn’t the quickest path to success, but it can help build some early momentum. Gaining YouTube subscribers is just one piece of the puzzle. Monetizing your videos, presenting offers, and using YouTube to grow your platforms outside of YouTube are some of the other pieces of the puzzle. If you want to learn how to master YouTube, make sure you grab a copy of YouTube Decoded at https://marcguberti.com/youtubedecoded.

Report: Buyer’s market in NYC; seller’s market to the north BY PETER KATZ pkatz@westfairinc.com

hile a new report on real estate activity during the third quarter of the year in Westchester and Putnam points to this being a seller’s market, there is growing anecdotal evidence of a buyer’s market taking shape in New York City. The latest report from Westchester Real Estate Inc., shows an increase in the number of closed sales in this year’s third quarter, 2,175, compared with 1,940 during the same period last year. The median single-family home sale price in Westchester in the third quarter was $810,000 compared with $699,000 for the same period in 2019. Condo sales fell to 337 from 414, but the median sale price went up from $399,750 to $424,000. There were 339 co-ops sold in the third quarter of 2020, down from 455 in the same period last

OCTOBER 19, 2020

year. The median sale price was steady at $180,000. There were 102 multifamily houses sold, a drop from 177 in the third quarter of 2019, but the median price rose from $545,000 to $575,000. Putnam was strong with an increase in the number of single-family sales hitting 351 and a median sale price increase to $411,500 compared with the 2019 third quarter’s numbers of 323 single-family homes sold and a median sale price of $375,000. The number of condo sales in Putnam went up from 39 to 50 although the median sale price dropped from $255,000 in the third quarter of 2019 to $248,500 in this year’s third quarter. There were two multifamily houses sold compared with nine in last year’s third quarter. The median sale price was $372,500 in the third quarter of 2020 compared with $335,000 in the same period last year. FCBJ

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The report said inventory in the single-family category is 26% to 27% below last year’s levels in both Westchester and Putnam. “The phenomenon of improving sales numbers and depleted inventory is not specific or unique to the Hudson Valley. We are seeing this across the country, with the National Association of Realtors reporting that U.S. home sales in August were the highest in nearly 14 years, with a median price increase of 10.4%,” the report said. Gail Fattizzi, who is executive director of Westchester Real Estate Inc., along with being the 2020 president of the Hudson Gateway Association of Realtors and regional manager of ERA Insite Realty Services, told the Business Journal that while real estate professionals are see ing a strong demand for properties north of New York City, in the city itself rental prices are down 20% to 25% with a 50% » BUYERS MARKET

Gail Fattizzi

Buyers Market

increase in rental vacancies and a softening of sale prices. “We’ve seen one side of it up here; they’ve seen the other side of people who have left the city and aren’t coming back right away, so there’s definitely been a big uptick in the number of rental properties and there definitely have been fewer sales going in the city,” Fattizzi said. “There’s been a little activity since Labor Day but prior to that it’s been pretty darn quiet in the city.” Fattizzi pointed out that a new tax that’s been proposed in New York City, the pied-à-terre tax, could result in an annual tax of 0.5% to 4% of the value above $5 million of one-family to three-family nonprimary residences and 10% to 13.5% of the assessed value above $300,000 of co-ops and condos. “This would affect people who are investors but not necessarily full-time residents of the city. Depending on what somebody is looking to buy in terms of an investment in the city — I do think there’s opportunity for that now. The demand is less, there are no lines at open houses like we have up here, so there’s more negotiability. There’s going to be more inventory and less competition, which bodes well for buyers whether they’re investing or buying for personal use,” Fattizzi said. Fattizzi said that properties that are coming on the market right now in Westchester often receive multiple offers within a couple of days. “Maybe they come in on a Thursday or Friday and by Monday or Tuesday they’ve already accepted an offer and are going though contracts and inspections,” Fattizzi said. “That’s not happening everywhere at every price point. Real estate is cyclical. There are times when it’s more of a buyer’s market. Right now we’re definitely in a seller’s market. Price is acute. If something comes on the market and is over-priced, it is not going to get the attention and a quick sale. Buyers are familiar with pricing and have a certain expectation.” Fattizzi said that people who are looking in Westchester are not confining themselves to particular geographic sections. “It’s not localized. Maybe in the past people would have a specific area or school district they wanted to live in. They wanted to live in Bronxville, they wanted to live in

“

Real Estate is cyclical. There are times when it’s more of a buyer’s market. Right now we’re definitely in a seller’s market. Price is acute. If something comes on the market and is over-priced, it is not going to get the attention and a quick sale. Buyers are familiar with pricing and have a certain expectation

”

— Gail Fattizzi

Scarsdale or Eastchester, whatever their destination was. “Now they seem much more flexible, so someone who’s looking at properties down in Bronxville may also be looking in White Plains; they may be looking in Katonah. It’s not hyper-local in that sense,” Fattizzi said. “That even extends to the Hudson Valley. You can go up to Sullivan County and find bidding wars. The same thing is true in Orange County, in Dutchess County. There are real estate professionals in those areas who are a little bit shell-shocked now at how busy it has been.” Fattizzi had some advice for

buyers and sellers. “They need to be prepared. They need to do their homework before they get into the market, whether buying or selling. I think you really have to just be very aware of the market conditions and for buyers not to get frustrated too quickly,” Fattizzi said. “I know it can be challenging if you’re looking to find something to purchase right now, but you just have to be persistent and be prepared. Sellers need to think about where they want to go because if the house is priced right and they get a sale quickly they need to have their next step ready to go.”

Country… Meet Ocean Welcome Country Bank Customers From personal to business banking to small business and commercial lending, whether you’re planning a dream wedding or saving for your golden years, we’re with you every step of the way. Welcome to the bank that treats you like family, with the same friendly staff you’ve grown to trust. For a branch location near you, visit oceanfirst.com/nybanking or call 1.888.OCEAN33

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Solar power coming to Robert Martin properties BY PETER KATZ

Pictured at a solar installation in Port Chester are from left front: John Faltings, president of G&S Solar; Abe Naparstek, COO, G&S Solar; Greg Berger, president of RMC. From left back: David Katz, senior director, renewable energy, G&S Solar; Jeremy Frank; Damian Finley, vice president of construction and development, RMC; Laurence Gottlieb, managing director, RMC Bio1.

pkatz@westfairinc.com

any of the flex/ industrial buildings in Robert Martin Company’s (RMC) real estate portfolio of some 6 million square feet will soon be sporting solar panels. The company is embarking on a program with Manhattanbased G&S Solar and the nonprofit Sustainable Westchester. RMC, which is headquartered in Elmsford, owns and manages more than 60 office, industrial, multifamily and retail properties in Westchester and Fairfield counties. Jeremy Frank, RMC’s vice president for investment, told the Business Journal that when all of the solar installations have been completed in the next year or two, more than 10 megawatts of electricity, enough to power about 1,700 homes, will be generated at RMC’s sites for the electric grid. “Con Edison sort of runs the timeline because they need to figure out the engineering for the

interconnect to the electric grid for each different solar installation, so we have applications in on the majority of our buildings,” Frank said. “As ConEd figures out the interconnections, we’ll roll them out on an ongoing basis.” Initial solar projects include installations at RMC’s 1.3 millionsquare-foot Cross Westchester Executive Park in Elmsford and 770,000-square-foot MidWestchester Executive Park in Hawthorne. G&S Solar, founded in 2009, had its roots with G&S Investors that was started in 1982 as a real estate developer. It began installing solar arrays at its own prop-

erties and expanded from there. It has built more than 160 solar projects in New York, New Jersey and Massachusetts. It has various business models for installation, operation and maintenance of solar arrays that can include leasing space on rooftops, in parking lots or on undeveloped land. Revenue streams come from the electricity generated by the installations. Sustainable Westchester is a nonprofit consortium of Westchester County local governments that has been bringing electricity from renewable sources into their communities. It is active in marketing solar projects

to residents and small-businesses owners who are interested in saving money by buying solar-generated electricity within their utility service territory. “We’re signing leases where the solar developer leases the rooftop space from us and they pay for the majority of the costs of the solar installations,” Frank said. “We’re happy to be able to market our buildings as environmentally efficient. The electricity gets pushed back into the grid. It’s not necessary that the tenants in the building are directly using the electricity, although they do have that option.” Frank said that everyone at RMC has been enthusiastic about moving forward with the solar program to contribute toward sustainable energy production. “We’ve seen other buildings in the greater New York tristate area, mostly industrial buildings, take advantage of unused roof space to generate solar electricity,” Frank said. “I don’t think it’s something that’s limited to other geographies

or locations. Actually, when we bought the portfolio from Mack Cali we already had this in mind and we met with several national solar developers and then finally zeroed in on a couple of them and selected G&S.” RMC’s CEO Tim Jones said, “Tackling climate change globally will require rethinking locally how, when and where we generate and distribute energy. It’s an ambitious undertaking, but for the past 60 years, the company’s formula for success has been putting the needs of the community first, knowing that the financial success will follow.” In another energy program, RMC recently completed the replacement of more than 3,100 exterior and interior light fixtures across its portfolio with new energy-efficient LED fixtures. The company estimates the new fixtures will save more than 1.2 million kilowatt hours of electricity per year, which translates to an annual energy cost savings to the company of approximately $240,000.

BEWARE Outside companies are soliciting BUSINESS JOURNAL readers for plaques and other reproductions of newspaper content without our consent. If you or your firm is interested in framing an article or award from our newspaper or obtaining a reprint of a particular story Please contact

Marcia Rudy of Westfair Communications directly at (914) 694-3600 x3021.

OCTOBER 19, 2020

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FOCUS ON

THE NEW TECHNOLOGY OF BANKING WESTCHESTER AND FAIRFIELD COUNTY BUSINESS JOURNALS

The Fed aims to help economy navigate post-pandemic landscape BY PHIL HALL phall@westfairinc.com

he Federal Reserve Bank’s role in a post-pandemic economy was the subject of recent presentations made by the chief executives of two regional Fed institutions. John C. Williams, president and CEO of the Federal Reserve of New York, offered his outlook in an Oct. 7 speech during the Hoover Institution’s “The Road Ahead for Central Banks” virtual series. For Williams, the role of the Fed during the economic tumult of the pandemic is part of its historic mission. “While our monetary policy approach has shifted, our fundamental goals have not,” he said. “The Fed has two goals set by Congress: maximum employment and price stability. These ‘dual mandate’ goals remain on

an equal footing and our commitment to delivering on both has not changed. In addition, our assessment that a 2% long-run inflation rate is most consistent with achieving both of our dual mandate goals is unaltered.” What has evolved, he noted, was how the Fed can achieve these goals. He pointed to the Fed’s response in the aftermath of the Great Recession as a reference point in dealing with economic chaos and as the foundation for its ongoing approach, which he added was generating early positive results. “The good news is that the economy has started to recover and the unemployment rate has come down,” he said. “About half of the jobs lost during March and April have been regained.” But Williams warned that problems persist: an unemployment rate of nearly 8% and dispro-

portionately high unemployment among African Americans and Hispanics, along with a severe loss in the number of black-owned businesses compared with whiteowned enterprises. “In terms of monetary policy, the appropriate focus right now is on getting the country back to work,” he continued. “For that reason, policy is supporting very low interest rates to provide stimulus to the economic recovery and keeping inflation expectations anchored at 2%.” Williams cited an August announcement by the Federal Open Market Committee, the central bank’s policymaking arm, that stated the Fed “will review our longer-run framework roughly every five years,” which he defined as the central bank’s commitment to transparency and a willingness to adapt to changing circumstances.

“Reviewing our longer-run framework and approach to our goals more frequently will ensure we are well prepared for the future, whatever it may bring,” he said. Separately, Eric S. Rosengren, president and CEO of the Federal Reserve Bank of Boston, used his Oct. 8 Marburg Memorial Lecture before the Marquette University economics department to detail economic potholes that were created since the pandemic took root in the U.S. in March. “In terms of this vulnerability to disruptions, it is possible that no one could have predicted that a worldwide pandemic would occur precisely in 2020,” Rosengren said. “But one could have anticipated that having highly leveraged firms and excessive concentrations of commercial real estate lending at some institutions FCBJ

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would make the economy more vulnerable to a variety of disruptions, including a pandemic or other shock.” Rosengren defended the Fed’s current policy of keeping rates at historic lows in order to stimulate a weakened economy. But he warned that strategy will create more problems than solutions when the economy regains its vibrancy. The threat would be of “excessive risk-taking as businesses and firms take on additional debt and accumulate more risky assets in search of better returns — potentially bidding up asset prices to unsustainable levels. The financial pressures associated with such behavior build gradually, and only become clear in the next economic downturn.” Rosengren theorized that the “slow build-up of risk in » POST PANDEMIC LANDSCAPE OCTOBER 19, 2020

Newtown Savings Bank expands, emphasizes customer relationships BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

“

Crisis doesn’t build character — it reveals it.” That aphorism is one that Ken Weinstein, president and CEO of Newtown Savings Bank, said he regularly invokes, representing as it does the bank’s general attitude of quiet confidence and modesty. It is also reflective of Weinstein himself, who is quick to point out that the maxim is not his own. So when Weinstein discusses with the Business Journal his bank’s experience with PPP (Paycheck Protection Program) loans — it processed 766 such loans for $97 million, saving over 10,000 jobs in the area — he includes the fact that such numbers pale next to a national institution like Bank of America, which gave nearly $26 billion in PPP loans to 340,000 businesses. Of course, BofA has approximately 4,300 branches in the U.S. and assets of over $2.1 billion, while NSB has 14 branches and assets of about $1.64 million. But size doesn’t always matter, Weinstein said. “Not all banks are alike — it’s different when you’re dealing with a community bank. Even before Covid, this was a place where we would work with you in difficult times, whether that was due to the economy, a death in the family or some other reason. The bank is weathering the Covid crisis, Weinstein said, while continuing to serve its customers by emphasizing personal relationships — something he said any reputable community bank strives to do. “I’ve heard from a lot of people how they were very disappointed with the larger banks” during the pandemic, Weinstein said. As a result, “We’re starting to see some business coming over to us.” He declined to say how many customers NSB has picked up. Perhaps surprisingly in the current climate, NSB recently opened two new branches: One 2,000-square-foot office at the corner of Candlewood Lake Road and Federal Road in Brookfield and the other a relocation from Newtown’s Sand Plaza at 228 S. Main St. to a 3,400-square-foot space at Plaza South, a half-mile

OCTOBER 19, 2020

The Sept. 15 ribbon-cutting ceremony for Newtown Savings Bank’s new Brookfield branch. From left: State Rep. Steve Harding (R-107th); Brookfield First Selectman Stephen Dunn (D); NSB President and CEO Ken Weinstein; Brookfield Chamber President Marie Miszewski.

The NSB branch at Plaza South in Newtown. down the road at 274 S. Main. Weinstein explained that both projects had involved long lead times. “In Brookfield, we’d been looking for a good location for a few years,” he said. “There’s a lot of traffic at that corner and we thought it would make a statement to the market there to establish ourselves in such a visible way.” The new Newtown location includes a drive-up ATM — “which makes for a better customer experience,” Weinstein said — and houses the bank’s customer call center. FCBJ

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As did nearly all banks across the country, NSB closed its branches’ indoor areas at the pandemic’s height unless appointments for certain activities (accessing safety deposit boxes, getting documents notarized) were made; instead, customers were encouraged to conduct business via online, mobile and drive-thru banking when they could. In early July, NSB began reopening its branch lobbies — its Danbury operation at 30 Main St. remains closed after the recent coronavirus spike in that city — after the expected Covid mitiga-

tion practices (face masks, social distancing, Plexiglas dividers between employees and customers) were implemented. No additional openings are scheduled at the moment, but “we’re always looking,” Weinstein said. Throughout the crisis, NSB’s employees have worked above and beyond standard expectations — “and not because I or somebody else told them to,” he said. “We had people working seven days a week for six weeks (to process PPP loans), because they understand that as a commu-

nity bank we’re committed to our community and our customers.” As for the still (slightly) open question as to whether Congress might approve another economic stimulus bill, Weinstein for the first time sounded resigned. “We’re hopeful that the government will make available some additional help,” he said. “These are people who in many cases have been really struggling through no fault of their own. But the way the government works, it’s pretty obvious that, right now at least, that we can’t count on that.”

Thomas E. Hales, longtime leader of Union State Bank, dead at 83 BY PETER KATZ pkatz@westfairinc.com

homas E. Hales, who had a long career in business and finance that included leading Union State Bank and was a major philanthropist, has died at age 83. He was a Westchester native, having been born in North Tarrytown. Family members were with him when he died Oct. 8 in Baltimore. Hales had been a patient at the University of Maryland Medical Center. In 2007, Hales had been diagnosed with pulmonary fibrosis and received a double lung transplant at the medical center. Hales graduated cum laude from Iona College in 1958 and later, in 1996, earned a master’s degree in business administration from Pace University. Hales became a certified public accountant while working at Price Waterhouse from 1958 to 1963. He then founded the accounting firm Thomas E. Hales & Co., and after 17 years sold the firm so he could work with companies in Massachusetts. In 1980, he took an interest in Union State Bank. In a 2011 interview with the Business Journal, real estate developer Ken Torsoe said that when he first met Hales the two immediately hit it off.

“It was at a time when USB was floundering and in need of capital … we both agreed to put up $1.5 million of our own money to recapitalize the bank. I knew about real estate and investments and Tom was a certified public accountant,” Torsoe said. “Between us, we took USB’s worth from $800,000 in 1981 to over $3 billion by 2007. Our 26-year relationship helped the bank grow and prosper and most of all, make a profit for our investors.” During that time, USB became listed on the New York Stock Exchange. USB was sold to KeyBank in 2007. When reporting on the sale, the Business Journal quoted Hales as saying, “This transaction provides an opportunity for USB Holding Company shareholders to receive an attractive value for their shares, and it brings Key’s high commitment to service and world-class products to our communities. While we explored many alternatives, including remaining independent, we feel combining with Key is in the best interest of our clients and employees. Like Union State Bank, Key also has a long and established history of commitment to its communities.” In 2004, Hales received the Business Journal’s Business Leader of the Year Award. The year earlier, he had received the Ellis Island Medal of Honor Award that rec-

Post Pandemic Landscape 15

the low-interest-rate environment that preceded the current recession” could likely contribute to a more difficult economic recovery. “The increased risk build-up, such as the reaching-for-yield behavior in commercial real estate or increased corporate leverage, make economic downturns including this one more severe,” he said. “These are issues that I and others spoke about quite extensively in the years before the pandemic hit, in particular with respect to questions about the need for accommodative interest rates when the economy was doing well, and the potential for a build-up of financial stability risks.” Rosengren acknowledged there were no federal regulatory and supervisory tools to moderate risk build-ups. He also called for increased precautions against financial stability risks to buffer the next economic catastrophe if the nation remains in a low interest rate environment for an extended period of time. “An important area of research, going forward, is to understand how the changes in risk-taking behavior have made the economy more susceptible to severe and protracted downturns that resist recovery,” he said. “The urgency of these topics is underlined by the fact that the economic impact of these downturns is disproportionately borne by those who can least afford it.”

Thomas E. Hales and his wife, Alice Marie. ognizes exceptional humanitarian efforts and outstanding contributions to the U.S. He was the 2008 recipient of the William Cullen Bryant Award from the New York Medical College for distinguished leadership. In 2017, Hales was honored with the John F. Heimerdinger lifetime of service award from Westchester Medical Center. His numerous other awards from nonprofit and community organizations included the 2017 Corporate Citizen Award from the Boys and Girls Clubs of New Rochelle. On April 29, 2017, Hales and his wife dedicated an Iona College Residence Hall as the “Alice Marie and Thomas E. Hales Hall,” also known simply as “Hales Hall.” The family asked that memorial contributions in Thomas Hale’s name be made directly to University of Maryland Medical Center, Pulmonary Fibrosis Foundation, Iona College and Phelps Memorial Hospital Center.

In uncertain times, you can be certain of one thing: Our commitment to supporting local businesses. When local businesses needed help the most, there were a lot of banks that didn’t answer the call. But we did, day and night. Because, to us, local businesses aren’t just accounts. They’re what makes our communities great places to live. Neighbors helping neighbors through tough times—that’s the Power of Local when it matters most. See how we can help your business at: NSBonline.com/BankLocal Member FDIC

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Good Things REAL STATE PROFESSIONALS TEAM UP TO GIVE TO THE NEEDY The Breakfast Club, a Westchester-based networking group of real estate industry professionals, has been making contributions to first responders and organizations that help and support those in need since the outset of the Covid-19 pandemic. To date, the group has made donations to Feeding Westchester, provided meals to medical staff at White Plains and New Rochelle hospitals, and supported a fundraiser for Hillside Food Outreach Programs led by Matt McAllister, a title officer at Statewide Abstract Corp. ““We started this real estate-centric group with common goals,” said Ken Meccia, president of Statewide and one of the founding members of the Breakfast Club. “We put together a team of likeminded seasoned real estate veterans … and committed to giving back to our community in the form of services and donations….” The Breakfast Club is currently comprised of 12 members who meet bimonthly to share market information and expertise. The group’s members, who represent nearly every facet of the real estate industry, are committed to supporting each other’s businesses through referrals and career development.

DRONES AND LEMONADE IN BIG SQUEEZE

From left: The Aquiline Drones team, Randy Hamilton; Terry Borjenson, manager of operations; Emily Guion; Richard McGeary; and Clarence Corbin. Photo courtesy Aquiline Drones.

Aquiline Drones put the squeeze on childhood cancer by serving as a sponsor of the recent ninth annual Newington Rotary Lemonade Golf Tournament held at Indian Hill Country Club in Newington, In addition to sponsoring a foursome from Aquiline

Drones, led by Cathy Dionne, director of business development and Emily Guion, office manager, volunteered throughout day. “As a Newington resident, I am proud that our global company joined this crucial fight at the local level to help children

everywhere,” explained Barry Alexander, CEO and founder of Aquiline Drones. “We use drones as tools to help make the world a better place, so supporting charitable organizations is an important part of who we are as a company.”

MIKU SUSHI AND KUMO SUSHI, THANKFUL FOR THEIR SURVIVAL

FIRST BANK INSTALLS NEW WALK UP TELLER WINDOWS IN ITS BRANCHES The First Bank of Greenwich is leading the way, as it is the first bank in the area to have walk-up teller windows. Its recently installed walk-up windows for customers at its three branches in Cos Cob, Port Chester, and Stamford required that each branch entrance be redesigned with a window separating the teller and customer, a call button/microphone system and an electronic pull-out drawer for transactions. “We don’t know where the Covid -19 is going. For the safety and convenience of our customers and staff, we came up with the idea of installing walk-up windows,” said bank President and CEO Frank J. Gaudio. “This is just another avenue for us to help customers,” said bank Vice President and Retail Banking Manager Emily Newcamp. “It makes them feel safe, but it’s still giving personal service.”

OCTOBER 19, 2020

Steve Chen and K Dong.

Inspired by their customers’ generosity, Chef Steve Chen and K Dong, co-owners of Miku Sushi in Greenwich, Connecticut, and Kumo Sushi Lounge in Scarsdale, New York, recently presented American Red Cross Metro New York North Chapter with a check for $2,000., The donation was made to thank customers for their support during the height of the New York and Connecticut quarantine. In addition, the restaurant owners are in the process of sending gift cards to customers who

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donated to each restaurant’s Covid-19 employee relief fund. In late March Miku and Kumo temporarily closed for close to six weeks. During the closure, both restaurants launched GoFundMe pages to help employees make ends meet in the midst of an unprecedented time. Once the restaurants reopened for takeout, the page links were removed from Instagram profiles. Now that both businesses have reopened for takeout

and dining, the team has decided to reach out to each person who donated to the GoFundMe pages and offer gift cards in the full amount of their donation. Miku is also currently partnered with two Fairfield County nonprofits, the Breast Cancer Alliance and Bruce Museum by supporting through sales from gift cards and food specials. Kumo is developing a new partnership with the Westchester, New York chapter at the American Cancer Society.

DIMATTEO FAMILY FOUNDATION CELEBRATES ITS 15TH GOLF TOURNAMENT The DiMatteo Family Charitable Foundation in Shelton was founded more than 15 years ago and its impact has gone beyond what the DiMatteo family envisioned. Funded primarily from the proceeds of the DiMatteo Family Charitable Foundation Golf Tournament, the foundation has donated $430,000 to 15 charities touching the lives of more than 30,000 people in need. The recent tournament at Brownson Country Club in Shelton raised $30,000 for the foundation, which distributed $10,000 each to the Boys & Girls Club of the Lower Naugatuck Valley in Shelton, the Young Survival Coalition based in New York City, and the newly created Tony DiMatteo Scholarship Fund.

PEEKSKILL LAUNCHES MICROENTERPRISE ASSISTANCE FOR SMALL BUSINESSES The City of Peekskill recently announced its Microenterprise Assistance Program, which provides grant funding to eligible entrepreneurial, emerging and existing businesses, is currently accepting applications. The program is open to both start-up and existing businesses with five or fewer employees that have plans to locate in or expand within Peekskill. Applications are due by Nov. 6. To be eligible, the microenterprise must be owned by a person of low to moderate income or create jobs predominately for those of low to moderate income. The business must also be located in the city of Peekskill and zoned appropriately for the proposed business use. Applicants may request a grant amount ranging from $5,000 up to $35,000 as part of the pre-application process. Grants may not exceed 90 percent of the total project cost and a minimum of 10% owner equity cash contribution is required. The grant review committee will have the sole authority to set the final grant amount based on the needs of the applicant and availability of funds. Funding may not be used to purchase real estate, repay existing debt or for any construction-related activities. To request an application or learn more about the program, contact Kathy Lockwood at 914-734-4214 or klockwood@cityofpeekskill.com. Applications are also available online at https://bit. ly/34ugkQR.

VIRTUAL BENEFIT TO HONOR LOWEY AND HUMAN RIGHTS LEADERS U.S. Rep. Nita Lowey and the HHREC Speakers Bureau Survivors and Liberators. The guest speaker Derek Black, who is the subject of the book “Rising Out of Hatred: The Awakening of a Former White Nationalist,” will support the program, which has been developed to promote awareness for HHREC and its mission to enhance the teaching and learning of the lessons of the Holocaust and the right of all people to be treated with dignity and respect. The Holocaust and Human Rights Education Center (HHREC) will host a virtual benefit event titled “Generations Forward -Honoring Human Rights Leaders Past, Present, Future” at 7 p.m. on Thursday, Oct. 29, honoring “Fulfilling our obligation to memorialize the Holocaust is not enough. We must also take action,” said HHREC Board Chairman Joseph Kaidanow. “A well-informed, accepting and peaceful society is the goal. The Holocaust and Human Rights Education Center’s educational programing is the means to that end.” There is no fee to attend this online event. For more information about sponsorship and support for HHRECNY, contact Millie Jasper, executive director, at 914-696-0738 or email mjasper@ hhrecny.org.

LITCHFIELD CROSSINGS BIDS FAREWELL TO ITS CRUISE NIGHTS

Nancy Harvey

NYPA BOARD NAMES CHIEF DIVERSITY OFFICER

A classic car from a recent show at Litchfield Crossings. Litchfield Crossings and its retail family in New Milford celebrated the final Tuesday of Paradice Cruise Nights by giving gift bags to the first 50 shoppers and the opportunity to win a surprise raffle. “We are so grateful to the New Mil-

ford Community, our friends, neighbors, Paradice Cruisers and our Litchfield Crossing’s family for their continued support in making this a very special season,” said Kristen N. Gizzi, executive director of Litchfield Crossings.

Paradice Classic Cruisers, a member of The Connecticut Council of Car Clubs, arranges car cruisers throughout New England, sponsors local car shows and raises funds for charities around the state and is always searching for new and enthusiastic members

YALE CANCER CENTER RECEIVES ACGT GRANT

TOURO DENTAL HEALTH OPENS PEDIATRIC DENTAL PRACTICE The 109-chair dental teaching practice, Touro Dental Health, located at the Touro College of Dental Medicine in Hawthorne has recently added a six-chair, 2,600 square-foot pediatric practice. The modern, light-filled space features four operatories and two spacious, fully private rooms especially designed to treat children in a quiet distraction-free environment. Children ages 16 and under will benefit from a full range of pediatric dental treatment provided by both specialty-trained pediatric dental faculty and students in the new space. Dr. Carla Tornatore is the newly appointed director of pediatric dentistry.

Sidi Chen, Ph.D.

With a $500,000 Research Grant from Alliance for Cancer Gene Therapy (ACGT), Sidi Chen, Ph.D., assistant professor in the Department of Genetics and Systems Biology Institute at Yale School of Medicine and member of Yale Cancer Center, will advance a versatile and highly scalable strategy he’s been developing and calling MAEGI — Multiplexed Activation of Endogenous Genes as an Immunotherapy. “Cell and gene therapies that leverage the natural power of the immune system are extending lives and improving

quality of lives,” said Chen. “A number of approaches are being tested and employed today. All of them offer promise in the fight against solid tumors, but none are perfect.” “The ACGT Scientific Advisory Council finds Dr. Chen’s MAEGI technology to be unique and exciting because it simultaneously targets multiple differences and activates multiple immune system responses,” said Kevin Honeycutt, CEO and president of ACGT. “It has proven to be very effective in animal models. We believe our support will enable its advancement into the clinic where

it would have major, life-saving impact on pancreatic and other difficult-to-treat cancers, such as melanoma, glioblastoma and triple negative breast cancer.” For 20 years ACGT has funded research that is bringing innovative treatment options to people living with deadly cancers — treatments that save lives and offer new hope to all cancer patients. Yale Cancer Center is one of only 51 National Cancer Institute-designated comprehensive cancer centers in the nation and the only such center in Connecticut. FCBJ

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The New York Power Authority (NYPA) Board of Trustees recently named Nancy Harvey as chief diversity, equity and inclusion (DE&I) officer to lead implementation of its aggressive new action plan to ignite and rejuvenate diversity, equity and inclusion at NYPA. She will present the board with a detailed plan for reaching measurable DE&I outcomes at NYPA’s December board meeting. Dennis G. Trainor, NYPA trustee, and the board’s governance chair, said, “With Nancy’s leadership, we will build a more diverse, inclusive, and equitable workforce at NYPA and promote those same values in our communities; together building a better New York.” Harvey was promoted from director of NYPA’s office of civil rights and inclusion to the newly created position reporting directly to NYPA’s president and CEO Gil C. Quiniones and NYPA’s Executive Vice President and Chief Human Resources and Administration Officer Kristine Pizzo. NYPA is the largest state public power organization in the nation, operating 16 generating facilities and more than 1,400 circuit-miles of transmission

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Information for these features has been submitted by the subjects or their delegates.

OCTOBER 19, 2020

Good Things CHEF TEDDY RETURNS TO GREENWICH SENIORS FOR DRIVE-THRU LUNCH Lori Contadino and the staff at the Greenwich Senior Center, have been working tirelessly to bring Zoom classes, social conversations, advice and connection to all older residents. “Social distance does not mean that we have to socially disconnect. In fact, maintaining social connection has important implications for health and wellbeing,” Contadino said. Due to the sold-out success of the last “Drive-Thru BBQ,” Chef Teddy (Teddy Torchon) returned to the Greenwich Senior Center for one day, Sept. 26, to cook for his friends and fans, members of the Greenwich Senior Center, where in the not-so-distant-past, they could get a $5 lunch every weekday. The Senior Center continues to remain closed to reduce seniors’ risk of exposure to the virus.

More than 200 runners, including current students and their families and alumni from as far as California, combined with the support of local businesses from throughout Westchester and the Bronx, helped raise more than $15,000 in the Xavier E. Flores Memorial Run. The recent week-long, virtual 5K communitywide event, sponsored by The Stepinac Lady Crusaders, was undertaken in honor of Flores, a dedicated Stepinac

HSS STAMFORD AND WESTCHESTER ADD SPECIALISTS

Chef Teddy serves lunches to members in their car.

THE OSBORN EXPLORES CRUCIAL SENIOR ISSUES WITH WEBINAR SERIES

The Osborn, a private, nonprofit continuum of care community, will host a three-session webinar series titled “Planning for the Future,” which will explore crucial topics concerning the future of seniors amid the coronavirus pandemic. Hosted by Osborn Vice President Christa Picciano-Daniello, the sessions will present experts discussing timely issues, including challenges of Alzheimer’s disease during the pandemic, estate planning during Covid-19, as well as changes in the local real estate market. All events are complimentary and open to the public. According to Matthew Anderson, president and CEO of The Osborn, “So

OCTOBER 19, 2020

STEPINAC’S VIRTUAL 5K RUN IN MEMORY OF DEDICATED ALUMNUS

much has happened and changed during the pandemic, but at The Osborn we continue our historic tradition of helping older adults sustain a healthy and fulfilling lifestyle. This well-curated webinar series will provide vital information from our area’s leading experts in their respective fields, enabling people in our community to design optimal plans for the future.” Program schedule: •. Oct. 21, 2 – 3:30 p.m. Meg Boyce, vice president, programs and services of the Alzheimer’s Association, will discuss the challenges of Alzheimer’s disease amid the Covid crisis. To register for the webinar, visit Hot Topics

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in the Alzheimer’s World. • Nov. 18, 1– 2:30 p.m. Mari Galvin, partner at Cassin & Cassin and Michael LaMagna, partner at Riker Danzig, will present a session that explores how a medical crisis or unexpected death can turn the world upside down. To register for the webinar, visit Estate Planning amid the Covid Crisis. Dec. 16, 1 – 2:30 p.m. Maureen Campbell, senior vice president of Premier Transitions Corporate and senior relocation services, will discuss the current local real estate market and changes brought on by Covid-19. To register for the webinar, visit Real Estate Insights During the Pandemic.

The Hospital for Special Surgery (HSS) is expanding its team of specialists at its Stamford and Westchester locations with the addition of doctors Evan D. Sheha, Brian P. Chalmers and Daniel H. Blatz. Sheha joins as an assistant attending orthopedic surgeon at HSS Stamford and New York-Presbyterian Hospital. He specializes in spinal surgery, including minimally invasive techniques, to treat the full range of degenerative spinal conditions involving the cervical, thoracic and lumbar spine. Sheha graduated summa cum laude from Fordham University, where he was inducted into the Phi Beta Kappa Honor Society; earned his medical degree from the Columbia University College of Physicians and Surgeons in New York City, and was inducted into the Alpha Omega Alpha Honor Medical Society; and completed his residency in orthopedic surgery at HSS, followed by a fellowship in spine surgery at Rush University Medical Center in Chicago. Chalmers joins HSS Westchester, in White Plains, as an attending orthopedic surgeon in adult reconstruction and joint replacement. He specializes in hip and knee musculoskeletal care, includ-

alumnus (Class of 1988) who died of Covid-19 on April 27. All proceeds from the drive will help support Stepinac’s comprehensive Covid-19 measures to protect the health and safety of students, faculty, staff, parents and the community. “This was the most successful 5K our organization sponsored,” said Laurie Naughton, president of The Stepinac Lady Crusaders. Flores was actively involved in his alma mater, helping to raise funds for school programs and serving as co-president of the Crusader Men’s Club. His son, Xavier M. Flores, graduated from Stepinac this past summer as a member of the Class of 2020.

ing hip and knee replacement, partial knee replacement and periprosthetic fractures and infections. Chalmers graduated summa cum laude from the University of Notre Dame with a degree in science-business; graduated summa cum laude from the University of Kansas School of Medicine, where he was elected president of the Alpha Omega Alpha Honor Medical Society; completed his orthopedic surgical residency at the Mayo Clinic in Rochester, Minnesota; and was appointed an administrative chief resident in his final year. Blatz joins HSS Stamford as an assistant attending physician in physiatry. He is head team physician for the U.S. Soccer Federation’s Extended National Teams, which includes the National Beach, National Futsal and National Paralympic Soccer teams. Blatz received a Bachelor of Science degree in civil engineering from Bucknell University and received both a Master of Public Health and a medical degree from the State University of New York Downstate College of Medicine in Brooklyn. He completed his residency at Northwestern Memorial Hospital and Shirley Ryan AbilityLab in Chicago and a his fellowship in sports medicine at Georgetown University Hospital in Washington, D.C. HSS is the world’s leading academic medical center focused on musculoskeletal health.

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NY METRO SUPER LAWYERS AT YANKWITT

SUPER LAWYERS: Dina Hamerman, Kathy Marks and Russell Yankwitt

RISING STARS: Michael Reed, Alicia Tallbe and Cassandra Vogel,

The litigation and trial law firm, Yankwitt LLP, based in White Plains, announced that three of its partners: Russell Yankwitt (managing partner), Kathy Marks and Dina Hamerman, have been named to the 2020 New York Metro Super Lawyers. And, three counsel: Michael

Reed, Alicia Tallbe and Cassandra Vogel, have been named to the 2020 New York Metro Rising Stars. Yankwitt, who has appeared on the Super Lawyers list since 2013, also has been named to the 2020 Top 100 Lawyers in New York and the Top 25 Lawyers in

SUPERINTENDENT JOINS SCULLY CONSTRUCTION Troy Monus recently joined Scully Construction LLC in White Plains as construction superintendent in the Westchester office. He has extensive experience in coordinating and managing large multi-

million-dollar projects and spent the last 10 years working in New York City on several major hospital renovations, including the Mount Sinai Cancer Center, the NYU Langone Health center, and the New York

ICONS THROUGH THE AGES Southport’s Trinity Episcopal Church’s Art and Soul Committee will host two special, virtual events examining the use of religious icons through the ages. In these two online programs, which will occur in October and November, participants will be taken on a high-definition, guided tour of sacred images that have been used in devotions dating back to the earliest centuries of Christianity. Both events are open to all members of the community regardless of their religious affiliation. There is no charge to attend these events, but advance registration is required and available on a first-come, first-served basis. Attendance on the Zoom meetings is limited to 100 people each.

In the first program, Thursday, Oct. 22 at 7 p.m., the Rev. Gary Gelfenbien, Ph.D., will discuss the use of iconography in general, including icons of Our Lady, Mother of Ferguson and other Black Madonnas. The icon was commissioned by Trinity Church, Wall Street where it is on permanent display. Gelfenbien a semi-retired priest. pursued a Ph.D. program in visual communication, writing a dissertation that allowed him to fulfill a lifelong dream of studying the element of light in art and architecture. A particular concentration was on Byzantine mosaics and medieval stained glass. For the second program in this series, Trinity has arranged for The Museum of

Westchester County; Marks also has been named to the Top 25 Lawyers in Westchester County. “… We would like to thank those who nominate us for this honor and Super Lawyers for acknowledging our achievements,…” said Yankwitt.

Methodist Hospital in Brooklyn. Monus is certified in ProCore and is obtaining his New York City Department of Buildings superintendent’s license. Scully Construction is a mid-sized construction management and general contracting firm serving clients in multiple industries in the tri-state area since 1972.

Russian Icons to lead a private discussion of the iconography of icons in its collection of John the Baptist on Saturday, Nov. 14 at 4 p.m. This presentation will be focused on John the Baptist, beloved throughout Christianity as the prophet of Advent. With this event, Trinity seeks to explore varying iconographic treatments of St. John in advance of Advent 2020. The Museum of Russian Icons is a nonprofit art museum located in Clinton, Massachusetts, whose collection includes more than 1,000 Russian icons and related artifacts, making it one of the largest private collections of Russian icons outside of Russia and the largest in North America. Register at tinyurl.com/tecicons for the events.

LMMM TO OPEN HOLIDAY SEASON The Lockwood-Mathews Mansion Museum in Norwalk will kick off the holiday season with a new exhibit titled “Christmas Playtime at the Mansion,” which will open to the public on Wednesday Nov. 11 and run through Sunday Jan. 3. From 1868 to 1938, children played on the third floor of the mansion, which was filled with toys and dolls and even featured a theater. After undergoing restoration, the museum’s doll collection along with several vintage toys will be exhibited evoking the playful times of the Victorian era. The first floor of the mansion will feature Christmas trees and other period decoration and sumptuous Victorian gowns curated by Stacey Danielson, with loans from the Wilton Historical Society.

NEWS

Contemporary displays and trees decorated by renowned interior designer Victoria Vandamm of Vandamm Interiors, will also be on display. Danna DiElsi, owner of The Silk Touch leaves her touch on decorating the grand museum staircase. The museum will offer tours of the new exhibit on a limited basis: 45-minute tours of the first-floor Period Rooms will be available on Wednesday, Thursday, Saturday, and Sunday at noon. and 2 p.m. Due to the continued threat of Covid-19 and to achieve safe distancing measures, the tour capacity will be reduced and all tickets must be purchased online through the museum’s website: lockwoodmathewsmansion.com/programs. Walk-ins will not be accepted until further notice. Schedule may be subject to change.

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OCTOBER 19, 2020

See Africa as only an insider can Bring your camera and learn how to capture some amazing moments. 10-DAY KENYA SAFARI, NOVEMBER 2019 africaphototours.com

OCTOBER 19, 2020

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Facts & Figures COURT CASES Protective Power Systems and Controls Inc., Staatsburg, 20-36029-CGM: Chapter 11, $0 to $50,000 assets, $1 million to $10 million liabilities. Attorney: Michelle L. Tier.

U.S. District Court, White Plains Setplex LLC, White Plains vs. DigitAlb, Albania, et al, 20-cv-8387-VB: Removal from Westchester Supreme Court, contract. Attorney: Christopher J. Sovak. Operating Engineers Local 137, Briarcliff Manor vs. M. Ali Construction Inc., Brooklyn, 20-cv-8434-KMK: Labor-management relation. Attorney: Michele J. Harari. Richard Greenberg, Whippany, New Jersey, et al, vs. Pentegra Services Inc., White Plains, et al, 20-cv-8503: Class action, breach of fiduciary duties. Attorney: Donald R. Reavey. Sheet Metal Workers Local 38, Brewster vs. A. Borrelli HVAC Inc., Pleasantville, et al, 20-cv-8510: E.R.I.S.A. delinquent contributions. Attorney: Matthew I. Henzi. Sheet Metal Workers Local 38, Brewster vs. Elizabeth Contracting Corp., Armonk, et al, 20-cv-8514: E.R.I.S.A. delinquent contributions. Attorney: Matthew I Henzi.

Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: Larry Miles c/o Westfair Communications Inc. 701 Westchester Ave, Suite 100 J White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3699

DEEDS Above $1 million 19 Overlook Road LLC, Brookville. Seller: Michael L. Weiser, et al, New York City. Property: 19 Overlook Road, Scarsdale. Amount: $2.3 million. Filed Oct. 6. 1935 Central Park LLC, Bronx. Seller: 1935 Central Park Avenue LLC, Jupiter, Florida. Property: 1935 Central Park Ave., Yonkers. Amount: $1.2 million. Filed Oct. 6. 510 West LLC, Yonkers. Seller: Bowman Estates LLC, White Plains. Property: 510 Westchester Ave., Rye. Amount: $3.2 million. Filed Oct. 5. Bedford 141 LLC, Bedford Hills. Seller: Andrew F. Brenner, et al, Bedford Hills. Property: 141 Clinton Road, Bedford. Amount: $2.4 million. Filed Oct. 9. County of Westchester, White Plains. Seller: Mount Hope Community Development Corp., White Plains. Property: 63 Lake St., White Plains. Amount: $2.1 million. Filed Oct. 7. Iglesia Cristiana Restauracion AG Inc., Ardsley. Seller: The New York Annual Conference of the United Methodist Church, White Plains. Property: 27 S. Washington St., Greenburgh. Amount: $1.6 million. Filed Oct. 9. Mount Hope Community Development Corp., White Plains. Seller: Mount Hope A.M.E. Zion Church Inc., White Plains. Property: 63 Lake St., White Plains. Amount: $2.1 million. Filed Oct. 7. National Dental Technicians LLC, Great Neck. Seller: Richard H. Durben, et al, Larchmont. Property: 4 Addee Circle, Mamaroneck. Amount: $1.4 million. Filed Oct. 9. Nelson Court LLC, Yonkers. Seller: Kelly Courts Inc., Peekskill. Property: 205 Nelson Ave., Peekskill. Amount: $7 million. Filed Oct. 9. RL Westchester Realty LLC, Purchase. Seller: Anthony D’Onofrio, Mamaroneck. Property: 551 Palmer Ave., Mamaroneck. Amount: $1.3 million. Filed Oct. 8. Split Tree LLC, Larchmont. Seller: Anthony Iannuccillo, Ballston Lake. Property: 9 Bayard St., Mamaroneck. Amount: $1.1 million. Filed Oct. 8.

ON THE RECORD

Upaca 411 Bronx River LLC, et al, Tuckahoe. Seller: Fraydun Enterprises LLC, New York City. Property: 381 Bronx River Road, Yonkers. Amount: $17.5 million. Filed Oct. 8. Weichert Workforce Mobility Inc., Morris Plains, New Jersey. Seller: Patrick Casey, et al, Scarsdale. Property: 192 Evandale Road, Greenburgh. Amount: $1.2 million. Filed Oct. 6.

Interstaller LLC, Pound Ridge. Seller: Douglas A. Loranger, et al, Pound Ridge. Property: 112 Honey Hollow Road, Bedford. Amount: $810,000. Filed Oct. 5. National Residential Nominee Services Inc. Seller: Charles P. Deller, et al, Mount Vernon. Property: 47 Palmer Ave., Mount Vernon. Amount: $640,000. Filed Oct. 9.

Below $1 million

Qasim LLC, Bronx. Seller: 58-60 Whippoorwill Road LLC, Spring Valley. Property: 58 Whippoorwill Road, North Castle. Amount: $335,000. Filed Oct. 7.

1852 Carhart Ave LLC, Upper Saddle River, New Jersey. Seller: Andrew K. Brotmann, White Plains. Property: 1852 Carhart, Peekskill. Amount: $219,000. Filed Oct. 5.

Randhawa Properties Inc., New Rochelle. Seller: Rit-Car Realty Corp., Scarsdale. Property: 122 Washington Ave., New Rochelle. Amount: $125,000. Filed Oct. 7.

20 Disbrow Lane LLC, Bronx. Seller: Michelle Wilson, New York City. Property: 20 Disbrow Lane, New Rochelle. Amount: $515,000. Filed Oct. 9.

Raulindo Auto Body Inc., Buchanan. Seller: Reginald Sellick, Buchanan. Property: 3176 Albany Post Road, Cortlandt. Amount: $210,000. Filed Oct. 6.

21 VBY LLC, Brooklyn. Seller: Josephine Anderek, et al, Brewster. Property: 21 Van Buren, Yonkers. Amount: $325,000. Filed Oct. 6.

Tovah Rose Management LLC, Scarsdale. Seller: Christopher P. Moculski, et al, Eastchester. Property: 21 Michael Drive, New Rochelle. Amount: $810,000. Filed Oct. 7.

50 Evarts LLC, White Plains. Seller: Lorenzo Carrea, et al, Tampa, Florida. Property: 50 N. Evarts Ave., Greenburgh. Amount: $435,000. Filed Oct. 6. 72 Valley LLC, Harrison. Seller: 72 Valley Terrace LLC, Bellmore. Property: 72 Valley Terrace, Rye. Amount: $520,000. Filed Oct. 9. American International Relocation Solutions LLC, Pittsburgh, Pennslyvania. Seller: Haowen Xu, et al, Yorktown Heights. Property: 2745 Evergreen St., Yorktown. Amount: $665,950. Filed Oct. 9. Ashpree Properties Inc., Elmsford. Seller: 145 ElmsfordNY LLC, York, Maine. Property: 145 E. Main St., Greenburgh. Amount: $865,000. Filed Oct. 8. Edson Avenue Development Group LLC, Mount Vernon. Seller: Marsha V. Mackey, Teaneck, New Jersey. Property: 329 Lincoln Ave., New Rochelle. Amount: $350,000. Filed Oct. 6. Global Midland LLC, Yonkers. Seller: 875 Midland Ave. Property Inc., Yonkers. Property: 875 Midland Ave., Yonkers. Amount: $500,000. Filed Oct. 7. Instant Cash Holdings LLC, Farmingdale. Seller: Mortgage Equity Conversion Asset Trust 2011-1. Property: 129 Bellevue Place, Yonkers. Amount: $247,000. Filed Oct. 7.

Town of North Salem, North Salem. Seller: North Salem Center Company Inc., Katonah. Property: 580-588 Route 22, North Salem. Amount: $500,000. Filed Oct. 6. Village of Mamaroneck, Mamaroneck. Seller: Steven Trachtenbroit, et al, Mamaroneck. Property: 640 Hillside Ave., Rye. Amount: $13,700. Filed Oct. 7.

JUDGMENTS Bay Park Center for Nursing and Rehabilitation, Bronx. $181,529 in favor of Park Avenue Medical Associates PC, White Plains. Filed Oct. 5. Bigfoot Media Properties LLC, White Plains. $1,036 in favor of Cushman International LLC, San Antonio, Texas. Filed Oct. 8. Dedvukaj Builders Group New York City Inc., Harrison. $7,079 in favor of Sherwin-Williams Co., Bethlehem, Pennsylvania. Filed Oct. 7. WP Burger Inc., White Plains. $5,790 in favor of White Plains Coat and Apron Company Inc., Peekskill. Filed Oct. 7.

westchester county

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed. 612 Sprain Brook LLC, et al. Filed by Avatar Yonkers Office LLC. Action: seeks to foreclose on a mortgage to secure $2.5 million affecting property located at 612 E. Grassy Sprain Road, Yonkers 10710. Filed Oct. 5. Amelia Holdings Corp., et al. Filed by DCP Capital LLC. Action: seeks to foreclose on a mortgage to secure $800,000 affecting property located at 177 Cortlandt St., 116, and 118 Beekman Ave., Sleepy Hollow 10591 Beekman. Filed Oct. 7. Brown, Stella L., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $218,353 affecting property located at 38 Edinburgh Drive, 11-2F, Peekskill 10566. Filed Oct. 7. Marvil Building Corp., et al. Filed by Donato Guzzetta. Action: seeks to foreclose on a mortgage to secure $200,000 affecting property located in Mamaroneck. Filed Oct. 8. Reichenbaum, Maia, individually and as co-executor and heir and distributee of the estate of Eric Reichenbaum, et al. Filed by ARCPE I LLC. Action: seeks to foreclose on a mortgage to secure $750,000 affecting property located at 3 Greenbriar Circle, Armonk 10504. Filed Oct. 6. Silverman, Marcy A., et al. Filed by New Residential Mortgage Loan Trust 2014-2. Action: seeks to foreclose on a mortgage to secure $276,000 affecting property located at 23 Bouton St., Lewisboro 10590. Filed Oct. 8.

MECHANIC’S LIENS Albertini, Federica, et al, as owner. $17,685 as claimed by Donald Creadore Air Conditioning, Harrison. Property: in Mamaroneck. Filed Oct. 7.

Brooks Shopping Center LLC, as owner. $2,028 in favor of CS Hudson Inc. Property: in Yonkers. Filed Oct. 7. Clearbrook South LLC, as owner. $7,980 in favor of Celtic Building Supplies Inc., Yonkers. Property: in Yonkers. Filed Oct. 7. Dedvukaj, Victor, et al, as owner. $1,473 as claimed by Interstate Fire and Safety Equipment, Harrison. Property: in Harrison. Filed Oct. 6. Iona College, as owner. $96,534 as claimed by Legacy Service USA LLC, Southampton. Property: in New Rochelle. Filed Oct. 9. Midway Shopping Center LP, as owner. $22,000 as claimed by Builders HQ Corp., Woodside. Property: in Scarsdale. Filed Oct. 6.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Partnerships Consul Services, 64 Sagamore Road, Apt. D8, Bronxville 10708, c/o Eugueni Goussen and Leonid Nevezhin. Filed June 12.

Sole Proprietorships Are You a SASI Girl Beauty Bar, 129 Halstead Ave., Suite 204, Mamaroneck 10543, c/o Samantha A. Signorelli. Filed June 17. Arf Repairs and Services, 434 S. Third Ave., Mount Vernon 10550, c/o Akiem Fender. Filed June 16. Charlene Simpson, 25 Leroy Place, Suite 203, New Rochelle 10805, c/o Charlene Simpson. Filed June 15. Chioma’s Fufu, 33 Victor St., 3R, Yonkers 10701, c/o Jennifer Ogbuagu. Filed June 16.

Balsam, Dorris, as owner. $121,900 as claimed by Dimensional Fabricators Inc., Mamaroneck. Property: in New Rochelle. Filed Oct. 7.

Faustino General Services, 800 Westchester Ave., Suite S-608, Rye Brook 10573, c/o Efraim Ramos. Filed June 16.

Beacon Adhesives Inc., as owner. $5,254 as claimed by City Store Gates Manufacturing. Property: in Mount Vernon. Filed Oct. 7.

Jan L. Leja Curatorial Services, 255 Huguenot St., Apt. 2016, New Rochelle 10801, c/o Jan L. Leja. Filed June 15.

FCBJ

WCBJ

OCTOBER 19, 2020

Facts & Figures Jedi Master Tax Consultants, 29 Beaumont Circle, No. 3, Yonkers 10710, c/o Charles Termini. Filed June 11.

Double-compression avoidance. Patent no. 10,804,889 issued to Michael Koch, et al. Assigned to IBM, Armonk.

Kit Kittle Photography, 168 Irving Ave., No. 401, Port Chester 10573, c/o Ralph W. Kittle. Filed June 15.

Decomposing composite product reviews. Patent no. 10,803,246 issued to Hui Lei, et al. Assigned to IBM, Armonk.

Lashes by Tandi, 445 Hamilton Ave., Suite 100, Studio 15, White Plains 10601, co Thandiwe Myke. Filed June 17.

Digital content generation based on user feedback. Patent no. 10,803,491 issued to Donna Byron, et al. Assigned to IBM, Armonk.

Levels Lash Co., 50 Fleetwood Ave., No. 2E, Mount Vernon 10552, c/o Nina Simone Blake. Filed June 12. Mistrella Murphy Communication Consulting, 18 John St., Tarrytown 10591, c/o Mistrella E. Murphy. Filed June 16. MYR Consulting, 1030 Seven Oaks Lane, Mamaroneck 10543, c/o Miran Robarts. Filed June 16. Tag, 234 Gallagher St., Buchanan 10511, c/o Thomas Cavalieri. Filed June 16. The Law Offices of James Shalley, 31 Jean Way, Somers 10589, c/o James Martin Shalley. Filed June 15. The Meal Movers, 77 Carpenter Ave., Mount Kisco 10549, c/o Omar Huff. Filed June 12. The Mother of Gems, 609 Depew St., Peekskill 10566, c/o Mikeila Ferreira-Ovalles. Filed June 15. Uncle Jim’s, 39 Vaughn Ave., New Rochelle 10801, c/o James S. Siesfeld. Filed June 15. Voz Consulting Group, 1030 Seven Oaks Lane, Mamaroneck 10543, c/o Alexander Roberts. Filed June 16.

PATENTS Aggregation and control of remote video surveillance cameras. Patent no. 10,805,516 issued to Ronald Billau, et al. Assigned to IBM, Armonk. Backside coupling with superconducting partial TSV for transmon qubits. Patent no. 10,804,454 issued to Jared Hertzberg, et al. Assigned to IBM, Armonk.

OCTOBER 19, 2020

275 Route 17K LLC, Marlboro, as owner. Lender: Salisbury Bank and Trust Co., Lakeville, Connecticut. Property: in Newburgh. Amount: $400,000. Filed Oct. 6. Assets and Projects LLC, Newburgh, as owner. Lender: Property Transaction Services LLC, Patterson. Property: 106 First St., Walden 12586. Amount: $90,600. Filed Oct. 7.

Image-based domain name system. Patent no. 10,803,115 issued to Chih-Hsiung Liu, et al. Assigned to IBM, Armonk.

Fox, Christopher William, et al, Wallkill, as owner. Lender: Walden Savings Bank, Montgomery. Property: in Shawangunk. Amount: $328,500. Filed Oct. 5.

Modified PCB vias to prevent burn events. Patent no. 10,806,026 issued to Matthew Doyle, et al. Assigned to IBM, Armonk.

Leahy, Thomas J., et al, as owner. Lender: Bank of Millbrook. Property: in North East. Amount: $160,000. Filed Oct. 6.

Quota management protocol for shared computing systems. Patent no. 10,805,237 issued to Paolo Dettori, et al. Assigned to IBM, Armonk. Resource position planning for distributed demand satisfaction. Patent no. 10,805,382issued to Krishnasuri Narayanam, et al. Assigned to IBM, Armonk. Tagging named entities with source document topic information for deep-question answering. Patent no. 10,803,100 issued to Christopher Ackermann, et al. Assigned to IBM, Armonk. Timing-based system-period temporal table in a database system. Patent no. 10,803,079 issued to Yasuhiro Onoda. Assigned to IBM, Armonk. Wireless power distribution and scheduling. Patent no. 10,804,727 issued to Yu Gu, et al. Assigned to IBM, Armonk.

Hudson Valley BUILDING LOANS Above $1 million Mountainside Woods LLC, Monroe, as owner. Lender: Ulster Savings Bank, Kingston. Property: in Lloyd. Amount: $2 million. Filed Oct. 5.

Computer network cross-boundary protection. Patent no. 10,805,300 issued to Shmuel Regev, et al. Assigned to IBM, Armonk.

Below $1 million

FCBJ

WCBJ

Singh, Ranvir, et al, Hurley, as owner. Lender: Rondout Savings Bank, Kingston. Property: 45 Canimi Way, Kingston 12401. Amount: $480,000. Filed Oct. 7. Stofa, Bradley, et al, as owner. Lender: Rhinebeck Bank. Property: in Hyde Park. Amount: $289,088. Filed Oct. 7. Tomas, Maximino Martinez, et al, Walden, as owner. Lender: Primelending. Property: in Walden. Amount: $171,731. Filed Oct. 6. Visionary Real Estate Solutions LLC, Pine Bush, as owner. Lender: LendingHome Funding Corp., San Francisco, California. Property: 68 Jacqueline St., Cornwall-on-Hudson 12553. Amount: $273,600. Filed Oct. 6.

DEEDS

El Amanecer de la Esperanza Ministry, Poughkeepsie. Seller: Faith Assembly of God Church, Poughkeepsie. Property: in Poughkeepsie. Amount: $4.3 million. Filed Oct. 5.

Equity Trust Co. Seller: Diane M. Feilen, et al, Beacon. Property: in Wappingers Falls. Amount: $150,000. Filed Oct. 5.

Below $1 million

Fidanza Realty LLC, Middletown. Seller: Mona M. Kehoe, Middletown. Property: 20 Roosevelt Ave., Middletown. Amount: $163,500. Filed Oct. 8.

28 Catskill High Rail LLC, Brooklyn. Seller: Erica Gold, et al, Highland. Property: 3 Smithfield Spur, Woodbury. Amount: $500,000. Filed Oct. 7.

Fidanza Realty LLC, Middletown. Seller: Taylor Berg, Middletown. Property: 107-109 W. Main St., Middletown. Amount: $149,000. Filed Oct. 9.

333 Mansion LLC, Hyde Park. Seller: Magdalena Soltyslak, Poughkeepsie. Property: in Poughkeepsie. Amount: $205,000. Filed Oct. 5.

Free, Calm and Growing, Bronx. Seller: Benita Johnson, Blooming Grove. Property: 42 Orchard Trail, Blooming Grove. Amount: $320,000. Filed Oct. 6.

46 Place LLC, Spring Valley. Seller: The Money Source Inc., Meriden, Connecticut. Property: 6 Country Meadow Court, Newburgh. Amount: $187,500. Filed Oct. 7.

Front Porch Properties LLC, Wappingers Falls. Seller: W. Corey Ehrhart, et al, Stormville. Property: 5 Blueberry Lane, East Fishkill 12582. Amount: $250,000. Filed Oct. 5.

46 Place LLC, Spring Valley. Seller: U.S. Bank Trust N.A. Property: 21 Losee Road, Wappingers Falls 12590. Amount: $162,000. Filed Oct. 5.

Gone Properties Co., Bronx. Seller: Carl M. Schlemowitz, New Paltz. Property: in Poughkeepsie. Amount: $170,000. Filed Oct. 5.

BAB Plus LLC, Scarsdale. Seller: Gas Land Petroleum Inc., Kingston. Property: 2781 Route 32, Saugerties 12477. Amount: $759,356. Filed Oct, 7.

Griffin Realty LLC, New York. Seller: Jeffrey Whitty, West Hollywood, California. Property: in Wawarsing. Amount: $100,000. Filed Oct. 8.

BAB Plus LLC, Scarsdale. Seller: Gas Land Petroleum Inc., New Paltz. Property: 4299 Albany Post Road, Hyde Park 12538. Amount: $771,500. Filed Oct. 7.

Hananah Farms LLC, Cornwal-on-Hudson. Seller: Ian Vanreepinghen, Oakland, California. Property: 31 and 65 Valley View Drive, Cornwall-on-Hudson. Amount: $209,000. Filed Oct. 8.

BAB Plus LLC, Scarsdale. Seller: Gas Land Petroleum Inc., New Paltz. Property: 555 Route 28, Kingston 12401. Amount: $205,310. Filed Oct, 7.

HV Homes Enterprises LLC, Red Hook. Seller: Patrick M. Trask, et al, Pleasant Valley. Property: in Red Hook. Amount: $354,500. Filed Oct. 8.

M and S Lemoine Rentals LLC, Lafayette, Louisiana. Seller: Tommy Collazo, et al, New Windsor. Property: 1208 Hawthorn Way, New Windsor. Amount: $326,900. Filed Oct. 8. MJT of Route 17M LLC, Chester. Seller: John Pellegrino, Goshen. Property: 1584 Highway 17M, Chester. Amount: $370,000. Filed Oct. 6. Myers Run LLC, Poughkeepsie. Seller: Archdiocese of New York, New York. Property: Myers Corners Road, Wappinger. Amount: $425,000. Filed Oct. 5. Naramini Properties No. 1 LLC, Rhinebeck. Seller: Robert Melhado, et al, Poughkeepsie. Property: in Poughkeepsie. Amount: $90,000. Filed Oct. 7. Property Queens LLC, Astoria. Seller: Steven Spira, Poughkeepsie. Property: 3 Hook Road, Unit 72F, Hyde Park. Amount: $120,000. Filed Oct. 8. Rebylt LLC, Yonkers. Seller: Khurshid A. Khan, Bronx. Property: 326 North St., Middletown. Amount: $43,000. Filed Oct. 6. Riverside LMR LLC, Spring Valley. Seller: Silvio DiLorio, et al, Middletown. Property: in Wallkill. Amount: $25,000. Filed Oct. 8. Roanoke Properties New York Inc., Monroe. Seller: MLSE Group Inc., Monroe. Property: 180 Renwick St., Newburgh. Amount: $110,000. Filed Oct. 8. Sharon Family Realty LLC, Hopewell Junction. Seller: Robert Renzler, et al, Carmel. Property: 131135 Reagan’s Mill Road, Wingdale 12594. Amount: $115,000. Filed Oct. 5.

Above $1 million

BAB Plus LLC, Scarsdale. Seller: M and A Realty Inc., New Paltz. Property: 381 Violet Ave., Poughkeepsie 12601. Amount: $832,500. Filed Oct. 7.

BAB Plus LLC, Scarsdale. Seller: Gas Land Petroleum Inc., New Paltz. Property: 35 Vassar Road, Poughkeepsie 12603. Amount: $1 million. Filed Oct. 7.

BAB Plus LLC, Scarsdale. Seller: Maybrook 208 Inc., New Paltz. Property: 2080 Route 208, Montgomery. Amount: $832,370. Filed Oct. 9.

Lalita’s Guesthouse LLC, Kingston. Seller: Frank Mackay, Hurley. Property: 109 Kent Court, Hurley. Amount: $199,000. Filed Oct. 9.

Stevee Excavation Inc., Wingdale. Seller: Anthony Calogero, Pawling. Property: 139 Sheldon Road, Wingdale 12564. Amount: $55,000. Filed Oct. 5.

BAB Plus LLC, Scarsdale. Seller: Gas Land Petroleum Inc., New Paltz. Property: 1831 Route 376, Poughkeepsie 12603. Amount: $1.1 million. Filed Oct. 7.

Bam 257 LLC, New Paltz. Seller: Robert E. Barrett, New Paltz. Property: 4 Julia Ave., New Paltz. Amount: $295,000. Filed Oct. 6.

Levett LLC, Wappingers Falls. Seller: Brian H. Landsman, Wappingers Falls. Property: in Wappinger. Amount: $223,500. Filed Oct. 7.

Toda Hashem LLC, Monsey. Seller: Mariagrazia Vacchiano, Sloatsburg. Property: 1027 Route 17, Southfields. Amount: $475,000. Filed Oct. 7.

Bracken Road Holdings LLC, Spring Valley. Seller: 915 Route 17K LLC, Monroe. Property: 915 and 917 Route 17K, Montgomery. Amount: $1.5 million. Filed Oct. 6.

Buckie Beech LLC, Shandaken. Seller: Frost Valley YMCXA, Claryville. Property: in Denning. Amount: $160,000. Filed Oct. 7.

JRD Contracting LLC, Middletown. Seller: County of Orange, Goshen. Property: 314 Murray Road, Mount Hope. Amount: $167,500. Filed Oct. 8.

SNC Realty LLC, Mahopac. Seller: Fannie Mae. Property: 13 Hatfield Road, Mahopac 10541. Amount: $305,000. Filed Oct. 7.

U.S. Bank N.A. Seller: John J. Fallon, Walden. Property: 9 Jogee Road, Wawayanda. Amount: $648,375. Filed Oct. 9.

Facts & Figures U.S. Bank N.A. Seller: Marie Gokey, New Windsor. Property: 2 Hilltop Drive, New Windsor. Amount: $409,783. Amount: $409,783. Filed Oct. 8. Washington 22 LLC, Millbrook. Seller: Turtle Hatch Realty Inc., Millbrook. Property: 22 Washington Ave., Millbrook. Amount: $300,000. Filed Oct. 7. Yardhouse LLC, Newburgh. Seller: Noah Love, et al, Brooklyn. Property: 177 Montgomery St., Newburgh. Amount: $150,000. Filed Oct. 8.

JUDGMENTS ABP Contracting Corp., Monroe. $1,888 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 6. Accu-Tile II Inc., New Windsor. $508 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 6. Anchor Carting Inc., Pine Bush. $2,000 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 6. Blu Mango Grill LLC, Walden. $3,105 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 6. Broadway Garden Mart LLC, Newburgh. $2,995 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 6. Chilana Management Inc., Circleville. $1,045 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 6. Clean Air Care Corp., New Windsor. $2,534 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 6. Cozy Cottage Landscaping Inc., Monroe. $3,222 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 6. Deli Anamex Restaurant Products, Chester. $6,715 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 6. Dutchman Heating and Air Conditioning Inc., Pine Bush. $5,171 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 6.

First Choice Auto Body, Port Jervis. $6,797 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 6. Great Palace Realty LLC, Newburgh. $33,764 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 6. Halloworks Entertainment Group Inc., Newburgh. $1,618 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 6. Hudson Valley Bagel Company Inc., New Windsor. $2,462 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 6. J. Catanzaro Adjustment Inc., Newburgh. $1,616 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 6. Mar de Copas Restaurant Inc., Newburgh. $7,588 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 6. MTZ Discount Store Inc., Newburgh. $6,145 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 6. Newburgh Envelope Corp., Newburgh. $2,484 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 6. Nolan’s Masonry and Tile Inc., Montgomery. $1,738 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 6. NY Mobile Detailing LLC, Washingtonville. $2,016 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 6. Olmsted Vaux Shelter House Café Inc., Newburgh. $4,652 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 6. Ramos Entertainment LLC, Walden. $3,105 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 6. Red Oak Construction Inc., Campbell Hall. $2,267 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 6.

S.M. Frank and Company Inc., Newburgh. $2,608 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 6. Sainath Inc., Port Jervis. $1,739 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 6. Scheumir Inc., Newburgh. $1,867 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 6. Step Stone Financial Inc., Newburgh. $1,616 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 6. SWJC Inc., Otisville. $3,961 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 6. Take Flight Aviation LLC, Montgomery. $3,662 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 6. Tri-State Technical Property Services LLC, Sparrow Bush. $3,105 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 6. Veterans Pride Transports LLC, Newburgh. $2,314 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 6.

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed. Bernardo, Joseph G., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $350,583 affecting property located at 23 Ridge Road, Highland Mills 10930. Filed Oct. 5. Guarracino, Anthony, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $261,250 affecting property located at 568 Route 49 2C, Middletown 10940. Filed Oct. 9. McMillan, Jarrett L. II, as potential heir, distributee, devisee of the estate of Helen McMillan, et al. Filed by Nationstar HECM Acquisition Trust 2017-1. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 14 Forsythe Place, Newburgh 12550. Filed Oct. 6.

Miller, Mavalene, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $275,503 affecting property located at 22 Woodside Knolls Drive, Unit 401, Middletown 10940. Filed Oct. 9.

MECHANIC’S LIENS Chestnut Petroleum Distributors Inc., as owner. $15,600 as claimed by Raffa Plumbing, Heating and Air Conditioning Inc., Haverstraw. Property: 1417 Route 9W, Marlborough. Filed Oct. 7. Kudla, Patricia A., as owner. $11,600 as claimed by Quinn Contracting, Chestnut Ridge. Property: in Tuxedo. Filed Oct. 6. Mazzeo, Mary, as owner. $8,930 as claimed by Tiger Construction, Warwick. Property: 4 Ashley Drive, Newburgh. Filed Oct. 8. Warwick Valley Local Development Corp., as owner. $45,708 as claimed by US Chemical Storage LLC, Wilkesboro, North Carolina. Property: 43 John Hicks Drive, Warwick. Filed Oct. 8.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Partnerships Sparkwood, 79 Main St., Phoenicia 12464, c/o Daniel Christopher Rehnberg and Audrey Miles Malloy. Filed Sept. 30.

Sole Proprietorships ANA, 46 Lincoln St., Sloatsburg, c/o Manana Georgobiani. Filed Aug. 20. Atlas Package Delivery, 3033 Route 44/55, Gardiner 12525, c/o Clyde Andrew Peats. Filed Oct. 1. Attire and Beyond, 14 Commercial Ave., Highland 12528, c/o Marion L. Goldberg. Filed Oct. 1.

Babajide Ogunade Stained Glass, 177 Schefflers Road, Westtown 10998, c/o Babajide Ogunade. Filed Aug. 20.

Studio Graham and Co., 50 Post St., No. 2, Kingston 12401, c/o Lonnie Asmanis-Graham. Filed Sept. 30.

Barn Owl Remodeling, 60 Vincent St., Kingston 12401, c/o Kevin D. Cleary. Filed Oct. 6.

Sutton Tree Farm, 735 Samsonville Road, Kerhonkson 12446, c/o Shannon S. Sutton. Filed Oct. 2.

Chrissie’s Cupcakes and Cookies, 168 W. Chestnut St., Apt. 5, Kingston 12401, c/o Chrissie A. Primo. Filed Oct. 2. Corolinda S. Helu/Complete Podiatry Care, 25 Halcyon Road, Gardiner 12525, c/o Corolinda S. Helu. Filed N/A. Danielle Lauren Photography, 316 Crescent Ave., Highland 12528, c/o Danielle L. Lopez-Agor. Filed Oct. 7. Dona Neti, 231 Elm St., Monroe 10950, c/o Sergio Eric Hernandez Garcia. Filed Aug. 21. Exceptionally Great Goods, Co., 76 Reinhart Road, Middletown 10940, c/o Angeline Chaoying Chen. Filed Aug. 20.

Assurance Partner, Actuarial Modernization (AM), PricewaterhouseCoopers LLP, Stamford, CT. Lead Actuarial Modernization (AM) service lines within the Actuarial Sciences (AS) practice. Req. Bach’s deg or foreign equiv. in Actuarial Sci, Math, Stats, Econ, Bus Admin, Fin or rel. + 12 yrs rel. work exp. Employer will accept 3- or 4- year degree. Travel up to 40% req. Apply by mail, referencing Job Code CT2666, Attn: HR SSC/Talent Management, 4040 W. Boy Scout Blvd, Tampa, FL 33607.

Loaf High Productions, 31 Overlook Drive, Woodstock 12498, c/o Robin David Ludwig. Filed Oct. 1. Mann’s Cleanouts, 68 Ball St., Port Jervis 12771, c/o Joseph H. Mann. Filed Aug. 20. National Corporate Data, 53 New Paltz Road, No. 2, Highland 12528, c/o Angelo M. Cardullo. Filed Oct. 7. Prayer and Hustle, 14 Spring St., Newburgh 12550, c/o Keisha Arielle Hall. Filed Aug. 21. SallySewSnazzy, 28 Hawk Hill Road, New Paltz 12561, c/o Maria Christine Fullam. Filed Oct. 1.

Glade Brook Capital Partners, LLC in Greenwich, Connecticut seeks a Technology Investment Analyst to research and analyze consumer trends and the corresponding emerging technology companies in global markets, including those in the early to mid-stage development of Artificial Intelligence (AI), Software as a Service (SaaS) applications, alternative payment systems and digital media and recognition capabilities for investment opportunities. Position requires significant international travel to Asia, Canada and Europe and national travel in the United States. Send resumes to: kdaniel@gladebrookcapital.com REF: TIA

NOTICE OF ANNUAL MEETING Notice is hereby given that the Annual Meeting of Members of Consumer Reports will be held at 5pm on October 21, 2020 via video conference; members can register online at CR.org. A ballot for the annual election of Directors of Consumer Reports has been distributed to members via the email address associated with their membership; members are invited to submit their ballots electronically in accordance with the instructions provided. Completed ballots must be received by Consumer Reports no later than October 12, 2020, at 11:59 p.m.

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Facts & Figures BUILDING PERMITS Commercial A. Pappajohn Company, Stamford, contractor for Stamford Media Village LLC. Construct a new restaurant at 390 Ludlow St., Stamford. Estimated cost: $2 million. Filed Aug. 11. Argus Development LLC, Old Greenwich, contractor for Rory and Kathryn Shaw. Perform replacement alterations at 29 Lindsay Drive, Greenwich. Estimated cost: $7,000. Filed Sept. 2020. Chris Massucco, Norwalk, contractor for George Hammer. Remove and replace larger dormers, replace bathroom and add laundry room at 2 Grimes Road, Old Greenwich. Estimated cost: $115,000. Filed Sept. 2020. Construction Consultants LLC, Stamford, contractor for Easy Street Properties LLC. Replace fire door at 2 Arch St., Greenwich. Estimated cost: $6.822. Filed Sept. 2020. CW Contracting LLC, Berlin, contractor for Tahiti Realty Partners. Perform replacement alterations at 625 W. Putnam Ave., Greenwich. Estimated cost: $265,000. Filed Sept. 2020. Forstone Management Associates LLC, Stamford, contractor for HRC 201 II LLC. Construct new offices and bathroom at 201 High Ridge Road, Stamford. Estimated cost: $687,500. Filed Aug. 5. Landserv Inc., Stamford, contractor for 930 High Ridge LLC. Install a sign on front of building at 930 High Ridge Road, Stamford. Estimated cost: $1,250. Filed Aug. 6.

Lang Pools, Norwalk, contractor for Alvaro DeLucas Collantes. Construct an in-ground swimming pool and required safety barrier at 6 Dingletown Road, Greenwich. Estimated cost: $50,000. Filed Sept. 2020. Lang Pools, Norwalk, contractor for Hammond Ogden. Construct in-ground swimming pool and required safety barrier at 11 Hycliff Road, Greenwich. Estimated cost: $85,000. Filed Sept. 2020. Lueders, Matthew, Stamford, contractor for Lynne B. Auch. Construct an in-ground swimming pool and required safety barrier at 5 Ridgeview Ave., Greenwich. Estimated cost: $48,500. Filed Sept. 2020. Pavarini Northeast Construction Company LLC, Stamford, contractor for East Metro Center LLC. Perform replacement alterations at 429 Washington Blvd., Stamford. Estimated cost: $200,000. Filed Aug. 4. Rachinsky-Wood, John Michael, Stamford, contractor for John Michael Rachinsky-Wood. Renovate kitchen and bathroom at 255 Strawberry Hill Ave., Unit C3, Stamford. Estimated cost: $25,000. Filed Aug. 6. Signature Construction Group of Connecticut Inc., Stamford, contractor for One Stamford Plaza Owner LLC. Perform replacement alterations at 263 Tresser Blvd., Stamford. Estimated cost: $8,900. Filed Aug. 7. SMG Realty Partners LLC, Stamford, contractor for SMG Realty Partners LLC. Construct coffee/chocolate shop at 868 E. Main St.., Stamford. Estimated cost: $110,000. Filed Aug. 3. Stamford Tent, Stamford, contractor for Convent of Sacred Heart. Increase classroom space at 1177 King St., Greenwich. Estimated cost: $8,000. Filed Sept. 2020. Sutton Stamford, Greenwich, contractor for Sutton Stamford. Perform replacement alterations at 315 Greenwich Ave., Greenwich. Estimated cost: $15,000. Filed Sept. 2020. Westchester Building & Design, West Harrison, New York, contractor for WillconHoldings LLC. Perform replacement alterations at 289 Greenwich Ave., Greenwich. Estimated cost: $35,000. Filed Sept. 2020.

ON THE RECORD

Zhinin Construction Services LLC, Stamford, contractor for Patil Vikas. Renovate kitchen and bathroom, at 237 Strawberry Hill Ave., Stamford. Estimated cost: $3,800. Filed Aug. 10.

Jeflyn Construction Inc., Ridgefield, contractor for Brian and Rachel Gingold. Repair water damage at 50 Bramble Lane, Riverside. Estimated cost: $330,000. Filed Sept. 2020.

Residential

Langner Renovations Alteration, Wilton, contractor for Jordan and Noah Rhodes. Remove and construct new front porch at 400 Stanwich Road, Greenwich. Estimated cost: $48,500. Filed Sept. 2020.

AE Quality LLC, Brookfield, contractor for Mill Street LLC. Remove and replace vinyl siding at 244 Mill St., Greenwich. Estimated cost: $9,500. Filed Sept. 2020. All Seasons Exteriors Home Improvement LLC, Stamford, contractor for Mitra Monojet, et al. Remove existing and re-roof 99 Alton Road, Stamford. Estimated cost: $8,550. Filed Aug. 5.

MG Caico Property Management Corp., Stamford, contractor for Monica Garbic. Construct single-family dwelling at 64 Guinea Road, Stamford. Estimated cost: $1,050,000. Filed Aug. 10.

Barbot, Steven N., Stamford, contractor for Gerardo Reyes Diaz. Remodel bathroom and kitchen at 33 Crestview Ave., Stamford. Estimated cost: $22,500. Filed Aug. 10.

Mirkov, John, Stamford, contractor for Gregoire Der Calousdian. Construct in-ground swimming pool and required safety barrier at 350 Wire Mill Road, Stamford. Estimated cost: $76,870. Filed Aug. 3.

Cardillo, Mario, et al, Stamford, contractor for Mario Cardillo. Construct addition over garage to connect to second floor at 10 klondike Ave., Stamford. Estimated cost: $40,000. Filed Aug. 6.

Northeast Tent Productions, Stamford, contractor for Riverside Yacht Club. Prepare for a private party at 102 Club Road, Riverside. Estimated cost: $7,915. Filed Sept. 2020.

Circelli Builders Inc., Old Greenwich, contractor for Germain Thomas Ivor. Add new roof over existing roof at 25 Dartmouth Road, Cos Cob. Estimated cost: $240,000. Filed Sept. 2020.

Northeast Tent Productions, Stamford, contractor for Greenwich Country Day School. Prepare for a private party at 401 Old Church Road, Greenwich. Estimated cost: $6,920. Filed Sept. 2020.

Colonnade One at Old Green, Stamford, contractor for Colonnade One at Old Green. Renovate kitchen, bathrooms and replace fixtures at 51 Forest Ave., Unit 147, Greenwich. Estimated cost: $25,000. Filed Sept. 2020.

Northeast Tent Productions, Stamford, contractor for Greenwich Country Day School. Prepare for a private party at 401 Old Church Road, Greenwich. Estimated cost: $1,600. Filed Sept. 2020.

D’Arinzo, Daniel, Stamford, contractor for Steven E. Weiss. Install a generator at 30 Briar Brae Road, Stamford. Estimated cost: $8,500. Filed Aug. 10.

Northeast Tent Productions, Stamford, contractor for Indian Harbor Yacht Club. Prepare for a private party at 710 Steamboat Road, Greenwich. Estimated cost: $2,400. Filed Sept. 2020.

Dreambuild LLC, Stamford, contractor for Daisy Brown. Replace window with sliding-glass door at 683 Long Ridge Road, Stamford. Estimated cost: $1,500. Filed Aug. 6.

O’Hara, David B., West Haven, contractor for Milton J. and Myra W. Schubin. Replace bathtub with walk-in tub at 597 Indian Field Road, Greenwich. Estimated cost: $10,000. Filed Sept. 2020.

Fairfield County Roofing & Siding, Greenwich, contractor for Mead Avenue Condominium. Replace asphalt shingles on units A, B, H at 160 Mead Ave., Greenwich. Estimated cost: $17,800. Filed Sept. 2020.

Parker Edward, Old Greenwich, contractor for Samantha Woodruff. Replace ceiling fixtures and screens on screen porch at 101 Brookside Drive, Greenwich. Estimated cost: $78,500. Filed Sept. 2020.

The Home Depot USA, Atlanta, Georgia, contractor for Alexander and Mildred Popp. Remove and replace windows at 13 Pemberwick Road, Greenwich. Estimated cost: $2,352. Filed Sept. 2020.

fairfield county

Peter Stofa & Company LLC, Stamford, contractor for Andrew J. Whittingham. Renovate kitchen, bathrooms, laundry room, finish basement and replace fixtures at 21 Tanglewood Lane, Stamford. Estimated cost: $325,000. Filed Aug. 4. Poillon, Janet, Cos Cob, contractor for Janet Poillon. Remove and replace cabinets, countertops, sink and appliances at 9 Dartmouth Road, Cos Cob. Estimated cost: $65,000. Filed Sept. 2020. Regency Developers Connecticut LLC, Stamford, contractor for Brooklyn Realty Holdings LLC. Construct a single-family dwelling at 25 Walnut Ridge Court, Stamford. Estimated cost: $607,355. Filed Aug. 10. Rick’s Main Roofing LTD, Stamford, contractor for Faye Lee Supplemental Needs Trust. Install a new shingle roof at 95 Interval Road, Unit 34, Stamford. Estimated cost: $8,500. Filed Aug. 4. Shack, Adam C. and Lauren W. Shack, Greenwich, contractor for Adam C. Shack. Prepare for a private party at 433 Stanwich Road, Greenwich. Estimated cost: $2,000. Filed Sept. 2020. Shanahan Group, New Milford, contractor for Robert Casper and Laurie Casper. Construct new single-family dwelling at 122 Cedar Cliffe Road, Riverside. Estimated cost: $1,500,000. Filed Sept. 2020. Sherman, Amanda J., Stamford, contractor for Amanda J. Sherman. Remove window and install new door to patio at 93 Klondike Ave., Stamford. Estimated cost: $25,000. Filed Aug. 11. Steinthal A. John, Cos Cob, contractor for A. John Steinthal. Remove and replace kitchen cabinets, countertops, appliances and glass door at 32 Coachlamp Lane, Cos Cob. Estimated cost: $40,000. Filed Sept. 2020. Stetsenko, Dennis, Riverside, contractor for Dennis Stetsenko. Finish basement and install wall insulation at 62 Lockwood Lane, Riverside. Estimated cost: $26,000. Filed Sept. 2020.

Sunrun Installation Services, Stamford, contractor for Fred Eshraghi. Install roof-top solar panels at 39 Fieldstone Terrace, Stamford. Estimated cost: $3,990. Filed Aug. 10. Sunrun Installation Services, Stamford, contractor for Chikkala Raghu. Install roof-top solar panels at 214 Seaside Ave., Unit 1, Stamford. Estimated cost: $1,884. Filed Aug. 10. Sunrun Installation Services, Stamford, contractor for Mark J. Kaplan. Install roof-top solar panels at 45 Fieldstone Terrace, Stamford. Estimated cost: $3,569. Filed Aug. 10. Taylor, Samuel, Cos Cob, contractor for Samuel Taylor. Renovate kitchen, bathrooms and replace fixtures at 15 Cobb Island Drive, Greenwich. Estimated cost: $150,000. Filed Sept. 2020. Trinity Solar Inc., Stamford, contractor for Ferragina Antonio. Install roof-mounted solar panels at 93 Ridgewood Ave., Stamford. Estimated cost: $46,000. Filed Aug. 5. Vadas, James T., Stamford, contractor for Michael A. Noto. Construct an in-ground swimming pool and required safety barrier at 64 Sandy Lane, Stamford. Estimated cost: $49,500. Filed Aug. 11. Vik’s Exteriors LLC, Stamford, contractor for Edward Stewart. Remove existing roof and re-roof 64 Benstone St., Stamford. Estimated cost: $9,500. Filed Aug. 6. Vinylume Inc., Stamford, contractor for Ralph Barran, et al. Remove existing shingles and install new asphalt shingles at 49 Field St., Stamford. Estimated cost: $13,000. Filed Aug. 3. Westview Electric LLC, Stamford, contractor for George D. Fischer. Renovate kitchen at 47 Parry Road, Stamford. Estimated cost: $13,000. Filed Aug. 3.

Sunpower Corporation Systems, Stamford, contractor for Ann Berta. Install roof-top solar panels at 108 Skyview Drive, Stamford. Estimated cost: $9,666. Filed Aug. 10. Sunrun Installation Services, Hartford, contractor for Samantha Milligan. Install roof-top solar panels at 9 Windover Lane, Cos Cob. Estimated cost: $17,842. Filed Sept. 2020.

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Facts & Figures COURT CASES Bridgeport Superior Court Costco Wholesale Corp., East Hartford. Filed by Salvatore Siragusa, Stamford. Plaintiff’s attorney: Kenny O’Keefe & Usseglio PC, Hartford. Action: The plaintiff was an invitee on the defendant’s premises. The plaintiff was attempting to enter the store when he tripped and fell allegedly due to a defect in the entrance area causing him injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. FBT-CV-20-6099386-S. Filed Aug. 18. Malick, Shujaat, et al, Fairfield. Filed by Afaf Mohamed, Niagara Falls, Canada. Plaintiff’s attorney: George W Ganim Jr, Bridgeport. Action: The plaintiff was visiting the defendants at their property when the deck collapsed causing her to fall 8 to 10 feet causing her injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. FBT-CV-20-6099344-S. Filed Aug. 17. Regency Limousine Inc., et al, Darien. Filed by Jennifer Lavoie, Norwalk. Plaintiff’s attorney: Jeremy G Vishno, Fairfield. Action: The plaintiff suffered a collision allegedly caused by the defendant and sustained severe and painful personal injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. FBT-CV-206099346-S. Filed Aug. 17.

Steward, Danae J., Bronx, New York. Filed by Gilbert Dejesus, Bridgeport. Plaintiff’s attorney: Nicholas R Nesi, East Haven. Action: The plaintiff suffered a collision allegedly caused by the defendant and sustained severe and painful personal injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. FBT-CV-206099492-S. Filed Aug. 20.

Miles, Tyler S., et al, Newtown. Filed by Melissa A. Grant, New Fairfield. Plaintiff’s attorney: Fitzpatrick Mariano & Santos, Naugatuck. Action: The plaintiff suffered a collision allegedly caused by the defendants and sustained severe and painful personal injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. DBD-CV-206036834-S. Filed Aug. 13.

Ioannou, Yianni, Weston. Filed by Michael Midgette, Stamford. Plaintiff’s attorney: Nicholas R Nesi, East Haven. Action: The plaintiff suffered a collision allegedly caused by the defendant and sustained severe and painful personal injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. FST-CV-20-6048088-S. Filed Aug. 20.

Walmart Stores East, Limited Partnership, East Hartford. Filed by Annie Johnson, Bridgeport. Plaintiff’s attorney: Nicholas R Nesi, East Haven. Action: The plaintiff was an invitee on the defendant’s premises. While walking into the store she tripped and fell onto her shopping cart when her foot got caught beneath a pallet in the middle of the aisle, resulting in injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. FBT-CV-20-6099495-S. Filed Aug. 20.

Ngov, Kristine, et al, Danbury. Filed by Kelly Mero, Danbury. Plaintiff’s attorney: The Bonadies Law Firm LLC, Hamden. Action: The plaintiff suffered a collision allegedly caused by the defendants and sustained severe and painful personal injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. DBD-CV-206036733-S. Filed July 30.

O’Sullivan, Thomas, Bluffton, South Carolina. Filed by Executive Lawn Maintenance and Landscaping LLC, Monroe Plaintiff’s attorney: Lynch Law Group LLC, Shelton. Action: The plaintiff and defendant entered into an agreement in which plaintiff will provide landscaping and snow removal services to the defendant. Despite receiving these services, the defendant failed to pay and breached the agreement. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. DBD-CV-20-6036984-S. Filed Aug. 28.

Danbury Superior Court Leigh, Diffey, Ridgefield. Filed by Caroline Dranow, Danbury. Plaintiff’s attorney: Goff Law Group LLC, Hartford. Action: The defendant was sexually assaulted and forced to engage in sexual intercourse without her consent with an intoxicated houseguest of the defendant. The defendant should have known not to put the plaintiff in a room with a dangerous houseguest. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. DBD-CV-206036690-S. Filed July 27. Maire, John, Redding. Filed by David Edwards, Old Greenwich. Plaintiff’s attorney: Costello Brennan and Devidas PC, Fairfield. Action: The plaintiff and defendant entered into a written lease agreement for the use and occupancy of a premise. Defendant has failed to make payments and plaintiff has suffered financial damages. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. DBD-CV-206036634-S. Filed July 20.

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Cahill, Colin P., et al, Fairfield. Filed by Michel Theodore, Stamford. Plaintiff’s attorney: Katherine Polak, Stamford. Action: The plaintiff suffered a collision allegedly caused by the defendants and sustained severe and painful personal injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. FST-CV-20-6048469-S. Filed Sept. 16.

Stamford Superior Court Castillo, Elizabeth, Ridgefield. Filed by Franklin Jeannot, Norwalk. Plaintiff’s attorney: Papcsy Janosov Roche, Norwalk. Action: The plaintiff suffered a collision allegedly caused by the defendant and sustained severe and painful personal injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. FST-CV-206048176-S. Filed Aug. 26. Ebright, Irwin Michael, Stamford. Filed by Josephine M. Laurent Saturne, Stamford. Plaintiff’s attorney: Barr & Morgan, Stamford. Action: The plaintiff suffered a collision allegedly caused by the defendant and sustained severe and painful personal injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. FST-CV-206048211-S. Filed Aug. 28.

DEEDS

Fintz, Mindy A. and Carlos Andres Rodriguez Marin, New York, New York. Seller: Camelot Drive LLC, Cos Cob. Property: 2 Camelot Drive, Norwalk. Amount: $498,000. Filed Aug. 13. Jamal, Eyad, Norwalk. Seller: M&T Bank, Getzville, New York. Property: 2278 Hillside Road, Fairfield. Amount: $920,000. Filed Aug. 11. Satunkina, Lidia, Norwalk. Seller: S2 Shubert Trust, Norwalk. Property: 50 Aiken St., No. 464, Norwalk. Amount: $240,000. Filed Aug. 11. The 140 Field Point Circle, Greenwich. Seller: MAF 2017 Children’s Trust, New York, New York. Property: 140 Field Point Circle, Greenwich. Amount: $17 million. Filed Aug. 14. West Lyon Properties LLC, Palm Beach, Florida. Seller: Diane Zingali, et al, Greenwich. Property: Unit 104, W. Lyon Farm, Greenwich. Amount: $1. Filed Aug. 26. Wright, Mark and Julia O. Wright, Port Chester, New York. Seller: E. F. Interiors LTD, Stamford. Property: 123 High Line Trail, Stamford. Amount: $300,900. Filed Aug. 10.

Commercial

Residential

Ahmetaj, Edin, Norwalk. Seller: The Bank of New York Mellon, Coppell, Texas. Property: 106B Comstock Hill Road, Norwalk. Amount: $536,000. Filed Aug. 14.

Altobelli, Elizabeth C., Southport. Seller: Brian V. Carey and Maura B. Carey, Fairfield. Property: 76 Country Road, Fairfield. Amount: $378,930. Filed Aug. 10.

Chengcheng Zhang, Angelica and Spark T. Nakamura, New York, New York. Seller: R.M.S. Holdings LLC, Stamford. Property: 39 Maple Tree Ave., No. 24, Norwalk. Amount: $435,000. Filed Aug. 10.

Amendola, Christine and Anthony Amendola, White Plains, New York. Seller: Lisa Bauerle and Jean-Yves Bauerle, Trumbull. Property: 165 Woodbury Ave., Stamford. Amount: $545,000. Filed Aug. 10.

CLT Rockwood LLC, Fairfield. Seller: Emerson P. Jones, Greenwich. Property: 72 Rockwood Lane, Greenwich. Amount: $10. Filed Aug. 31.

Barnes, Paul F., Haverford, Philadelphia. Seller: Julia L. Blackman, Rowayton. Property: 71 Rowayton Ave., Unit 7, Rowayton. Amount: $975,000. Filed Aug. 11.

Conrad, Trevor and Lisa Perkins, Norwalk. Seller: 11 Cloverly Circle Investors LLC, Norwalk. Property: 11 Cloverly Circle, Norwalk. Amount: $862,500. Filed Aug. 14.

Berg, Julia and Samuel Berg, New York, New York. Seller: Courtland D. Williams and Stacey P. Williams, Fairfield. Property: 240 Crestwood Road, Fairfield. Amount: $799,000. Filed Aug. 13.

Cordero Properties LLC, Trumbull. Seller: Gary Merly, Fairfield. Property: 205 Nonopoge Road, Fairfield. Amount: $330,000. Filed Aug. 10.

Bottini, Maxwell and Margaret Bottini, Fairfield. Seller: Robert G. Saunders and Carolyn Saunders, Fairfield. Property: 81 Southfield Road, Fairfield. Amount: $722,000. Filed Aug. 11.

Buonanno, Nancy Costanzo, Greenwich. Seller: Nancy Costanzo Buonanno, Greenwich. Property: 77 Sherwood Ave., Greenwich. Amount: $1. Filed Aug. 12. Burns, Daria and Robert Burns, Rowayton. Seller: Tone Lisveland, Norwalk. Property: 1 Caryns Way, Unit 1A, Norwalk. Amount: $625,000. Filed Aug. 14. Bustamante, Nilo and Emmanouel Mantalis, Stamford. Seller: Christopher Mangan, Stamford. Property: 245 Hamilton Ave., Unit 24 Stamford. Amount: $315,000. Filed Aug. 10. Cahill, Suzanne J., Greenwich. Seller: Tani Strauss and Dan Marshall, San Mateo, California. Property: 20 Garner St., Norwalk. Amount: $480,000. Filed Aug. 17. Carvalho, Jackson and Eloane Carvalho, Greenwich. Seller: Michela L. Kennedy, Greenwich. Property: Lot 72, Map 303, Alexander St., Greenwich. Amount: $280,080. Filed Aug. 11. Cline, Daniel and Elana Cline, Brooklyn, New York. Seller: Pascal B. Gallati, Switzerland. Property: 470 Fulling Mill Lane, Fairfield. Amount: $875,000. Filed Aug. 12. Cugno, Giovanna, Norwalk. Seller: Doris E. Schoonejongen, Norwalk. Property: 65 Wolfpit Ave., Unit 5A, Norwalk. Amount: $360,000. Filed Aug. 13. Epstein, Eileen and Richard Epstein, Michigan, Illinois. Seller: Katharine Sanford, Norwalk. Property: 16 Thomas Place, Norwalk. Amount: $1,635,000. Filed Aug. 13. Fazzino, Elizabeth and Paul Fazzino, Riverside. Seller: Patricia Daur, Greenwich. Property: 26 Owenoke Way, Riverside. Amount: $0. Filed Aug. 21. Feng, Quan and Lars N. Nielsen, Greenwich. Seller: Lars N. Nielsen and Quan Feng, Greenwich. Property: 18 Close Road, Greenwich. Amount: $0. Filed Aug. 12. Freedman, Judith G., Westport. Seller: Brent A. Mai, Jacksonville, Florida. Property: 75 Stone Ridge Way, Unit 1F, Fairfield. Amount: $550,000. Filed Aug. 10. Hassan, Amit, Stamford. Seller: Deutsche Bank National Trust Company, Salt Lake City, Utah. Property: 26 Neptune Ave., Norwalk. Amount: $320,000. Filed Aug. 10.

Facts & Figures Herman, Robert A., Norwalk. Seller: Bardhyl Gjoka and Vjollca Zefi, Norwalk. Property: 7 Cranberry Woods Road, Norwalk. Amount: $555,000. Filed Aug. 17.

McNeill, Jay and Elizabeth McNeill, Stamford. Seller: Vivian D. Levine, Stamford. Property: Lot 20, Map 8084, Stamford. Amount: $10. Filed Aug. 10.

Walker, Andrea, Stamford. Seller: William B. Robinson and Caitlin M. Robinson, Stamford. Property: 31 Woolsey Road, Stamford. Amount: $639,000. Filed Aug. 10.

Hood, Thomas R. and Maren R. Hood, Darien. Seller: Joseph Pierce and Barbara Pierce, Fairfield. Property: 506 Sasco Hill Road, Fairfield. Amount: $3,950,000. Filed Aug. 10.

Mena-Martinez, Allan, Old Greenwich. Seller: Rebecca A. McLean, Greenwich. Property: 51 Forest Ave., Unit 52, Old Greenwich. Amount: $10. Filed Aug. 14.

Webster, Monica and Kathryn Webster, New York, New York. Seller: James J. Loughran and Thomas J. Loughran. Stamford. Property: Unit 226, Lyon Farm Condominium, Greenwich. Amount: $660,750. Filed Aug. 21.

Kentor, Samuel and Elizabeth Fenkell Kentor, Greenwich. Seller: Mark J. Archie and Paula Jane Frank, Greenwich. Property: 2 Prescott Lane, Greenwich. Amount: $0. Filed Aug. 18. Kritsovas, Vicki, Fairfield. Seller: Anne C. Chambers and Robert L. Chambers, Fairfield. Property: 36 Michaela Circle, Fairfield. Amount: $810,000. Filed Aug. 10. Lane, Mary E. and Paul Cristello, Haworth, New Jersey. Seller: Carlos A. Ontaneda and Esteban Juarez Jr, Stamford. Property: 65 Wildwood Road, Stamford. Amount: $1,200,000. Filed Aug. 10. Linford, Karl and Christine A. Linford, East Northport, New York. Seller: Maria Stella Giansanti and Luigi Giansanti, Fairfield. Property: 634 Bronson Road, Southport. Amount: $980,000. Filed Aug. 13. Lo, Arline Kiki and Che Kwong Chan, New Providence, New Jersey. Seller: Jacqueline R. Chamandy, Greenwich. Property: 1465 E. Putnam Ave., Unit 426, Greenwich. Amount: $385,000. Filed Aug. 20. MacNeille, Eben M. and Jamie Ann Magic Downes, Darien. Seller: Craig L. McKibben and Mary Ellen Mannion, Old Greenwich. Property: 34 Forest Ave., Old Greenwich. Amount: $1,990,000. Filed Aug. 26. Marenco, Richard A. and Janine M. Marenco, Stamford. Seller: Chinmay Trivedi and Samita Tiwari, Stamford. Property: 150 Davenport Farm Lane West, Stamford. Amount: $925,000. Filed Aug. 10. Mathews, John B. and Loretta Mathews, Fairfield. Seller: Neil E. Armbruster and Ellen A. Armbruster, Stratford. Property: Lot 2, Map 5869, Eagle Drive, Fairfield. Amount: $770,000. Filed Aug. 13. McIntyre, Lena and Justin Rivera, Yonkers, New York. Seller: David Wesson Jones and Diane Marie Jones, Greenwich. Property: 25 S. End Court, Greenwich. Amount: $1,300,000. Filed Aug. 31.

Omen, Aaron Ipe and Shikha Vyas, Norwalk. Seller: Daniel E. Belter and Monica Belter, Norwalk. Property: 1 Ryan Ave., Norwalk. Amount: $440,000. Filed Aug. 17. Pape, Glen J. and Kathryn A. Shapiro, Stamford. Seller: Christopher Downey and Tracey L. Morgan-Downey, Stamford. Property: 32 Mitzi Road, Stamford. Amount: $900,000. Filed Aug. 10. Pardee, Matthew and Amanda Pardee, Fairfield. Seller: Nancy Edmiston, Fairfield. Property: 581 Pequot Ave., Fairfield. Amount: $1,318,950. Filed Aug. 11. Patel, Purav S. and Nishant C. Patel, Norwalk. Seller: Robert Luz, Norwalk. Property: 242 Flax Hill Road, Unit B, Norwalk. Amount: $380,000. Filed Aug. 17. Smith, Adam and Kathryn Rorke, Brooklyn, New York. Seller: Fred I. Smith IV and Amy RoweSmith, Norwalk. Property: 196 W. Norwalk Road, Norwalk. Amount: $901,000. Filed Aug. 13. Smith, Robert K. and Kavya R. Smith, Rowayton. Seller: Magnus Moliteus and Christina Moliteus, Fairfield. Property: 2502 Bronson Road, Fairfield. Amount: $1,215,000. Filed Aug. 13. Stevens, Margaret and Kevin O’Keefe, Greenwich. Seller: Sima F. Farmer and Daniel L. Daniels, Greenwich. Property: 391 Round Hill Road, Greenwich. Amount: $1,700,000. Filed Aug. 25. Trombetta, Gianluca and Serafina Trombetta, Norwalk. Seller: Michelle L. Oman and Timothy J. Oman, Norwalk. Property: 16 Victory Court, Norwalk. Amount: $470,000. Filed Aug. 12. Valenti-Aronberg, Stefanie and Adam Aronberg, Bronx, New York. Seller: Cidamaia Mele and Kimberlyn Mele, Norwalk. Property: 100 Wolfpit Ave., Unit 12, Norwalk. Amount: $266,000. Filed Aug. 10.

Wink, John, Norwalk. Seller: James P. Clark and Cynthia D. Clark, Norwalk. Property: 8 Peaceful Lane, Norwalk. Amount: $527,000. Filed Aug. 12. Zeolla, Danielle Marie, Stamford. Seller: Paul Young and Sonja Young, Stamford. Property: 668 Glenbrook Road, Unit 38, Stamford. Amount: $437,000. Filed Aug. 10.

LIENS Federal Tax Liens Filed 290 Railroad Avenue LLC, 855 Main St., Sixth floor, Greenwich. $3,795, civil proceeding tax. Filed Oct. 7. Galluccio, Nicola F. and Teresa L. Galluccio, 9 Knollwood Drive, Greenwich. $546, civil proceeding tax. Filed Oct. 1. Jones, Duncan E., 1465 E. Putnam Ave., Unit 604, Greenwich. $2,298, civil proceeding tax. Filed Oct. 7. Jones, Duncan E., 1465 E Putnam Ave., Unit 604, Greenwich. $101, civil proceeding tax. Filed Oct. 7. JZ Investments Inc., 649 River Road, Cos Cob. $4,440, civil proceeding tax. Filed Sept. 2. JZ Investments Inc., 649 River Road, Cos Cob. $5,080, civil proceeding tax. Filed Sept. 2. JZ Investments Inc., 649 River Road, Cos Cob. $5,371, civil proceeding tax. Filed Sept. 2. Kurdziel, John M., 45 Gold St., Greenwich. $1,566, civil proceeding tax. Filed Oct. 7. Kurdziel, John M., 45 Gold St., Greenwich. $93, civil proceeding tax. Filed Oct. 7.

MECHANIC’S LIENS Brucato, Ryan M. and Allison Brucato, Greenwich. Filed by Rocco V. D’Andrea Inc., by Leonardo C. D’Andrea. Property: 24 Pecksland Road, Greenwich. Amount: $8,750. Filed Oct. 7. Martinez, Manuel and Catherine Gettinger, Greenwich. Filed by Renaissance Millwork LLC, by Frank S. Garoffolo. Property: 45 Londonderry Drive, Greenwich. Amount: $10,477. Filed Sept. 28.

LIS PENDENS Crain, Robyn B. and Jay A. Fiegerman, Norwalk. Filed by Alan R. Spirer, Westport, for Luke T. Anderson and Carol A. Anderson. Property: Lot 30, Map 10845, Norwalk. Action: foreclose defendants’ mortgage. Filed Oct. 5. Emilien, Jean Claude, et al, Stamford. Filed by Ackerly & Ward, Stamford, for the Stamford Water Pollution Control Authority. Property: 108 Lawn Ave., Stamford. Action: foreclose defendants’ mortgage. Filed Oct. 5. Fecenko-Lyon, Karen, Norwalk. Filed by Bloomenthal & Trow LLC, Stamford, for David K. Lyon. Property: 5 Watering Lane, Norwalk. Action: foreclose defendant’s mortgage. Filed Sept. 3. Leman Partners LLC, Stamford. Filed by Goldman Gruder & Woods LLC, Norwalk, for Karter Capital Advisors LLC. Property: 1 Broad St., Unit PHD2, Stamford. Action: foreclose defendant’s mortgage. Filed Sept. 29. Thompson, Kenneth, Stamford. Filed by the Law Offices of Kevin F. Collins, Stamford, for Barbara Thompson. Property: 74 Fairview Ave., Stamford. Action: foreclose defendant’s mortgage. Filed Oct. 6. Tomasky Maria, et al, Fairfield. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for US Bank National Association. Property: 57 Warner Hill Road, Fairfield. Action: foreclose defendants’ mortgage. Filed Oct. 1. WAG Investments LLC, et al, Stamford. Filed by Ackerly & Ward, Stamford, for the Stamford Water Pollution Control Authority. Property: 37 Woodrow St., Stamford. Action: foreclose defendants’ mortgage. Filed Oct. 5.

Yarden, David and Aihua Liu, Stamford. Filed by Vincent J. Preccia III, Stamford, for the city of Stamford. Property: 162 Lockwood Ave., Stamford. Action: foreclose defendants’ mortgage. Filed Oct. 6.

LEASES Baksh, Fazie, by Lynda Roscia. Landlord: Courtland Green Inc., Stamford. Property: 20 Courtland Ave., Unit 1, Stamford. Term: 70 years, commenced July 24, 2019. Filed July 24. Hope Veterinary Group LLC, by Michael Philips. Landlord: 995 Hope Street LLC, Stamford. Property: 995 Hope St., Stamford. Term: 26 years, commenced May 15, 2019. Filed Aug. 13.

MORTGAGES Alvarado Corona, Jose Antonio and Rosalba Torres, Norwalk, by Mayra M. Rios. Lender: United Wholesale Mortgage, 585 S. Boulevard East, Pontiac, Michigan. Property: 219 New Canaan Ave., Norwalk. Amount: $368,000. Filed Aug. 5. Arias, William J. and Laura C. Orozco, Norwalk, by Mario P. Musilli. Lender: Savings Bank of Danbury, 220 Main St., Danbury. Property: 3 Vespucci Road, Norwalk. Amount: $474,000. Filed Aug. 5. Bilyew, Ann M. and Elaine M. Bilyew, Fairfield, by Brad M. Aron. Lender: William Raveis Mortgage LLC, 7 Trap Falls Road, Shelton. Property: 2980 Burr St., Fairfield. Amount: $700,000. Filed Aug. 14. Bost, Eric and Tami Bost, Stamford, by Morris L. Barocas. Lender: United Northern Mortgage Bankers Limited, 3601 Hempstead Turnpike, Suite 300, Levittown, New York. Property: 56 Fox Glen Drive, Stamford. Amount: $611,975. Filed Sept. 2. Cessario, Gabriela, Stamford, by Robert A. Pacelli. Lender: Loandepot.com LLC, 26642 Towne Centre Drive, Foothill Ranch, California. Property: 59 Meadowpark Avenue West, Stamford. Amount: $220,000. Filed Sept. 2.

Flatow, Sam and Laura Flatow-Eisenhauer, Stamford, by Eileen M. Pate. Lender: Mortgage Markets Cuso LLC, 62 Hyde Ave., Vernon. Property: 60 Carroll St., Stamford. Amount: $301,000. Filed Sept. 2. Hammarquist, Gabriel August, Norwalk, by unreadable. Lender: USAA Federal Savings, 10750 McDermott Freeway, San Antonio, Texas. Property: 7 Minerva Place, Norwalk. Amount: $292,000. Filed Aug. 4. Julius, Micah and Marcy Julius, Fairfield, by Michael S. Rosten. Lender: Loandepot.com LLC, 26642 Towne Centre Drive, Foothill Ranch, California. Property: 435 Joan Drive, Fairfield. Amount: $479,200. Filed Aug. 14. Lechler, Katherine, Norwalk, by Philip V. Dutess. Lender: Prosperity Home Mortgage LLC, 14501 George Carter Way, Suite 300, Chantilly, Virginia. Property: 66 Newtown Ave., Norwalk. Amount: $165,000. Filed Aug. 5. Leeser, Gregory R. and Kayleigh Lynn Follis-Leeser, Stamford, by Jonathan T. Hoffman. Lender: US Bank National Association, 4801 Frederica St., Owensboro, Kentucky. Property: 129 Long Hill Drive, Stamford. Amount: $600,000. Filed Sept. 2. Maldonado, Diana and Luis Maldonado, Stamford, by Martha Chiriboga. Lender: Secretary of Housing and Urban Development, 451 Seventh St., SW, Washington, D.C. Property: 49 Avery St., Stamford. Amount: $11,101. Filed Sep. 2. Mathews, John and Loretta Mathews, Fairfield, by Charyl A. Carolan. Lender: Neat Capital Inc., 2560 55th St., Suite 101, Boulder, Colorado. Property: 37 Eagle Drive, Fairfield. Amount: $616,000. Filed Aug. 13. Mills, Toni and Karl Madrecki, Stamford, by Jonathan T. Hoffman. Lender: JPMorgan Chase Bank NA, 1111 Polaris Pkwy., Columbus, Ohio. Property: 123 Harbor Drive, Unit 202 Stamford. Amount: $417,000. Filed Sept. 2.

Chappell, Alan B. and Natasha Chappell, Fairfield, by Hale C. Sargent. Lender: Union Savings Bank, 226 Main St., Danbury. Property: 3205 Redding Road, Fairfield. Amount: $764,900. Filed Aug. 13.

Ward, Tom S., 170 Mason St., Greenwich. $4,288, civil proceeding tax. Filed Sept. 2.

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Facts & Figures Molnar, Nicole, Fairfield, by Brian S. Cantor. Lender: US Bank National Association, 4801 Frederica St., Owensboro, Kentucky. Property: 1 Bloomfield Drive, Fairfield. Amount: $375,000. Filed Aug. 14. Pacello, Lauren, Stamford, by Bruce D. Jackson. Lender: LakeviewLoan Servicing LLC, 4425 Ponce De Leon Blvd., Coral Gables, Florida. Property: 54 Autumn Lane, Stamford. Amount: $380,000. Filed Sept. 2. Pepic, Adnan, Norwalk, by Dine Tornhelm. Lender: Loandepot.com LLC, 26642 Towne Centre Drive, Foothill Ranch, California. Property: 39 Ohio Ave., Norwalk. Amount: $345,000. Filed Aug. 5. Perez, Anthony and Janet Perez, Fairfield, by Scott Rogalski. Lender: Planet Home Lending LLC, 321 Research Pkwy., Suite 303, Meriden. Property: 32 Old Elm Road, Fairfield. Amount: $400,147. Filed Aug. 13.

Smith, Kavya R. and Robert K. Smith, Fairfield, by John J. Bove. Lender: Citibank NA, 1000 Technology Drive, Oâ&#x20AC;&#x2122;Fallon, Missouri. Property: 2502 Bronson Road, Fairfield. Amount: $1,032,750. Filed Aug. 13. Spatola, Amanda and John P. Spatola, Norwalk, by Dine Tornhelm. Lender: US Bank National Association, 4801 Frederica St., Owensboro, Kentucky. Property: 51 Pine Point Road, Norwalk. Amount: $1,040,000. Filed Aug. 5. Verney, Simon, Norwalk, by Joshua F. Gilman. Lender: Quicken Loans LLC, 1050 Woodward Ave., Detroit, Michigan. Property: 9 Starlight Drive, Norwalk. Amount: $439,850. Filed Aug. 6.

NEW BUSINESSES Atheava Consulting, 1 Strawberry Hill Ave., Unit 7D, Stamford 06902, c/o Rohit Madan. Filed Sep. 4.

Contreras Cleaning Services LLC, 56 W. Washington Ave., Stamford 06902, c/o Rosa Maria Contreras. Filed Sept. 10. Dahlias Lash Glamoro, 48 Frank St., Stamford 06902, c/o Guy A. Fortt. Filed Sept. 1. Diageo Sampling Co., 175 Greenwich St., New York, New York 10007, c/o Diageo Americas Supply Inc. Filed Sept. 9. Dk Travel Consulting, 28 MacGregor Drive, Stamford 06902, c/o Donna Katz. Filed Sept. 4. Flavors Gourmet Bakery, 29 Lester St. West Haven 06516, c/o Lisa Evans. Filed Sept. 1. Mark Schwartz Mens Shoes, 1127 High Ridge Road, Suite 254, Stamford 06905, c/o Mark Schwartz. Filed Sept. 3. Myreadycash, 6 Nyselius Place, Stamford 06905, c/o Guy A. Fortt. Filed Sept. 1.

Myreadywallet, 6 Nyselius Place, Stamford 06905, c/o Guy A. Fortt. Filed Sept. 1. Network Business Services, 229 Sun Dance Road, Stamford 06905, c/o Karen Beckingham. Filed Sept. 8. Peoples Policy Project, 124 Fourth St., Stamford 06905, c/o Matthew Bruenig. Filed Sept. 10. Pinnacle Solutions LLC, 37 Cidar Mill Road, Stamford 06903, c/o Robert Zabronsky. Filed Sept. 8. S.F. Johnnie, 15 Renwick St., Unit 2, Stamford 06902, c/o Tunisia John. Filed Sept. 3. The Smith, 28 Crescent St., Unit 10, Stamford 06906, c/o Raxize Smith. Filed Sept. 3.

PATENTS Apparatus and method for managing the language used for documentation in a multifunction device. Patent no. 10,805,488 issued to Edward Chapman, et al. Assigned to Xerox Corp., Norwalk. Conductive adhesive compositions and method for the same. Patent no. 10,800,948 issued to Sarah Vella, et al. Assigned to Xerox Corp., Norwalk. Evaporative ink-blocking film devices stabilizing ink in nozzles of inkjet printheads. Patent no. 10,800,174 issued to Chu-heng Liu, et al. Assigned to Xerox Corp., Norwalk. Fountain solution deposition apparatus and method for digital printing device. Patent no. 10,800,196 issued to Jack Lestrange, et al. Assigned to Xerox Corp., Norwalk.

Loudspeaker-purpose vibrating cone and loudspeaker. Patent no. 10,805,733 issued to Kaifeng Sun, et al. Assigned to Harman International., Stamford. Mirror of gloss-effect image of gloss mark rendered on backside of medium. Patent no. 10,800,196 issued to Edward Chapman. Assigned to Xerox Corp., Norwalk. Molecular organic reactive inks for conductive metal printing using photoinitiators. Patent no. 10,800,938 issued to Barkev Keoshkerian, et al. Assigned to Xerox Corp., Norwalk. Point-of-purchase (POP) display. Patent no. 10,799,042 issued to Chad Smithson, et al. Assigned to Xerox Corp., Norwalk. Techniques for generating multiple auditory scenes via highly directional loudspeakers. Patent no. 10,805,756 issued to Davide Di Censo, et al. Assigned to Harman International., Stamford.

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LEGAL NOTICES Notice of Formation of Law Office of Frances E. Vazquez, PLLC, a domestic Professional Limited Liability Company (PLLC). Articles of Organization filed with the Secretary of State of NY (SSNY) on 08/20/2020. Office location: Westchester County. Principal business location: 75 S. Broadway, Suite 4-3982, White Plains, New York 10601. SSNY is designed as agent upon whom process against the PLLC may be served. SSNY shall mail a copy of any process served against the PLLC to c/o Frances E. Vazquez, 75 S. Broadway, Suite 4-3982, White Plains, New York 10601. Purpose: the practice of law. #62651 Notice of Formation of Genesis Realty Associates LLC, Art. Of Org. filed with Secy of State of NY (SSNY) on 09/01/2020. Office location: Westchester Cty. Princ. Office of LLC: 14 Sunnyside Dr. 2nd fl, Yonkers, NY 10705. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC at the address of its princ. office. Purpose: any lawful activity. #62652

NOTICE OF FORMATION of Limited Liability Company GUARDXPRO, LLC. Articles of Organization were filed with the Secretary of State of New York (SSNY) on September 2nd, 2020. Office location Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to the LLC at 925 Saw Mill River Road, Yonkers, NY 10710. Purpose: For any lawful purpose. #62655 Notice of Formation of Simply Sweet by Cindy, LLC Art. Of Org. filed with SSNY on 4/10/2020. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 800 Westchester Ave, Ste S-602, Rye Brook, NY 10573. Purpose: any lawful purpose. #62656

Notice of Formation of Student Lending Group, LLC, Art. Of Org. filed with SSNY on 8/28/2020. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 3151 Stoney St. Mohegan Lake., NY 10547. Purpose: any lawful purpose. #62653

NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: EMERALD SUNSET PUBLISHING, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 06/10/2020. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: EMERALD SUNSET PUBLISHING LLC C/O LAYLA QAABIDH, 1853 Central Park Avenue, Yonkers, NY 10710, principal business location of the LLC. Purpose: any lawful business activity. #62657

Name of LLC: Boutique of Balanced Wellness, LLC. Date of filing Art. of Org. with DOS: 6/26/20. Location of LLC: Westchester County. Agent: Boutique of Balanced Wellness,LLC PO Box 114, Mount Vernon, NY 10552, upon whom process against it may be served. Business Purpose: health and wellness #62654

Notice of Formation of YNGC Enterprises LLC Art. Of Org. filed with SSNY on 9/11/2020. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 215 E Gun Hill Rd, Apt # 6L, Bronx, NY 10467. Purpose: any lawful purpose. #62658 Notice of Formation of Fresh Beginnings Enterprises, LLC Art. of Org. filed with SSNY on 9/11/20. Office Location: Westchester Cty. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 22 Peach St, Nanuet, NY 10965. Purpose: any lawful purpose. #62659

Notice of formation of The Slagar Group LLC. Arts of Org. filed with Secy. of State of NY (SSNY) on 08/28/2020. Office location: Westchester Cty. SSNY designated agent upon whom process may be served and shall mail copy of process against LLC to 19 Hissarlik Way, Bedford, NY 10506. Purpose: any lawful purpose. #62661 Name of LLC: Royal Towing, LLC. Arts. of Org. filed NY Sec. of State 07/21/2020. Princ. off. loc.: Westchester Cty. Sec. of State designated as agent of LLC upon whom process against it may be served. Sec. of State shall mail a copy of process to the LLC, c/o United States Corporation Agents, Inc., 7014 13th Ave., BK, NY 11228. Purpose: any lawful activity. #62662 Notice of Application for Authority to do business in New York of COMBO NATION LLC (ìLLCî). Application for Authority filed with the Secretary of State (ìSSNYî) 7/29/2020. The LLC formed in WYOMING (ìWYî) on 2/19/2020. Office location is Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of such process to the LLC Registered Agents, Inc., 30 N Gould St, Ste R, Sheridan, WY 82801. Office address in WY is Registered Agents, Inc., 30 N Gould St, Ste R, Sheridan, WY 82801. Copies of Certificate of Organization of LLC are on file and may be obtained from the Secretary of State of WY, Herschler Bldg. East, Ste. 100 & 101 Cheyenne, WY 82002. Purpose of business of LLC is any lawful act or activity. #62663 Notice of Formation of Collective Travel LLC Art. Of Org. filed with SSNY on 6/13/20. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 177A Main Street #145, New Rochelle NY 10805. Purpose: any lawful purpose. #62664

113 Capital ñ 609 Saw Mill River Road LLC ñArt of Org. filed with Secy. of State of NY (SSNY) on 09/23/2020. Office loc. Westchester County. SSNY designated as agent upon whom process against LLC may be served and shall mail copy of any process to the LLC, 11 Edwards Court, Bedford Corners, NY, 10549. Duration is perpetual. Purpose of LLC: all lawful activities #62665 Peak Balance LLC. Filed 4/22/20 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 122 East 42nd Street, Suite 1507, New York, NY 10168 Purpose: All lawful #62667 Sharon Fox LLC Filed 4/16/20 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 21 Eton Road, Scarsdale, NY 10583 Purpose: All lawful #62668 Nine Nelson Street Realty LLC, Arts of Org. filed with Sec. of State of NY (SSNY) on 08/17/2020. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 84 Greenwood Ln., Valhalla, NY 10595. General Purpose #62669 Grand Homes Contracting LLC. Filed 3/3/20 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 7 Curtis Ln, Yonkers, NY 10710 Purpose: All lawful #62670 First Quality Sewer & Drain LLC. Filed 6/23/20 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 54 Villa Ave, Yonkers, NY 10704 Purpose: All lawful #62671 Aseal De USA LLC. Auth. Filed w/SSNY on 3/13/20. Office: Westchester Co. Formed in DE on 3/11/2020. SSNY designated as agent for process & shall mail to: 67 Bellefair Road, Rye Brook, NY 10573. DE address: 3500 S Dupont Highway, Dover, DE 19901. Filed w/DE Sec. of State: 401 Federal St. #4, Dover, DE 19901. Purpose: all lawful. #62672

45 Bedford Road Consultants, LLC. Filed 6/4/20 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 399 Knollwood Rd Ste 318, White Plains, NY 10603 Purpose: All lawful #62673 9 Kirby Lane North, LLC. Filed 6/22/20 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 2 Purdy Avenue, Rye, NY 10580 Purpose: All lawful #62674 Notice of Formation of PlantBlerd, LLC Art. Of Org. filed with SSNY on 07/21/20. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, at 175 Hamilton Ave., NY 10801. Purpose: any lawful purpose. #62675 Tiac Advisory LLC, Arts of Org. filed with Sec. of State of NY (SSNY) on 9/25/2020. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to Leah Zara, 28 Green Valley Rd, Armonk, NY 10504. General Purpose#62676

Notice of Formation of Hibbert RE 2 LLC Art. Of Org. filed with SSNY on 731/2020. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 90 Meucci Ave., Copiague, NY 11726. Purpose: any lawful purpose. #62677

Calvert Properties LLC, Arts of Org. filed with Sec. of State of NY (SSNY) on 8/19/2020. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process Phillip A. Grimaldi Jr., 245 Saw Mill River Rd, Hawthorne, NY 10532. General Purpose. #62682

Notice of Formation of SUNSHINE786 LLC Art. Of Org. filed with SSNY on 6/25/2020. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it

Cosmic Townhouse LLC, Arts of Org. filed with Sec. of State of NY (SSNY) on 10/6/2020. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to The LLC, 354 Mamaroneck Rd., Scarsdale, NY 10583. General Purpose. #62683

may be served. SSNY shall mail process to the LLC, 29 Burhams Ave., Yonkers, NY 10701. Purpose: any lawful purpose. #62678 Notice of Formation of H R BARBER SHOP LLC Art. Of Org. filed with SSNY on 1/07/2020. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 139 CROTON AVE. OSSINING, NY 10562. Purpose: any lawful purpose. #62679 Spatz Management LLC, Arts of Org. filed with Sec. of State of NY (SSNY) on 9/25/2020. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to PO Box 819, Harrison, NY 10528. General Purpose. #62681

Notice of Formation of DMKS HEYWARD LLC. Principal office Westchester County. Secretary of State of NY (SSNY) designated as agent for service of process. SSNY shall mail a copy of any process served against the LLC to Don O’Regan, 6 Smart Avenue, Yonkers, NY 10704. Articles of Organization of the LLC filed with the SSNY on January 14, 2020. Purpose: Any lawful act(s). #62684

NOTICE OF SECURED PARTY PUBLIC AUCTION OF 71% OF THE MEMBERSHIP INTERESTS IN WATERVIEW ACQUISITION I, LLC NOTICE IS HEREBY GIVEN that White Plains Health Care Properties, LLC (ìSecured Partyî) will offer for sale at public auction the following property: all right, title and interest of Lizer Jozefovic (ìDebtorî) as a member in WATERVIEW ACQUISITION I, LLC, as such Collateral is described in that certain Collateral Assignment and Pledge of Membership Interest and Security Agreement, dated August 11, 2017, made by and between Lizer Jozefovic and Howard Fensterman, as nominee for White Plains Health Care Properties, LLC, as such agreement may have been further amended or modified from time to time. It is the understanding and belief of the Secured Party, but without any warranty or representation by the Secured Party as to accuracy or completeness that the Collateral consists of 71% of all rights, title and interest of the Debtor as a member in Waterview Acquisition I, LLC. The public auction will take place on October 30, 2020 starting at 10:00 a.m. Eastern Daylight Time (New York) at the law offices of DelBello Donnellan Weingarten Wise & Wiederkehr, LLP, One North Lexington Ave., White Plains, New York 10601, phone: 914-681-0200. All interested prospective purchasers are invited to become Qualified Bidders. Only Qualified Bidders and their duly appointed agents and representatives will be permitted to attend the public auction. The terms of sale may be obtained by contacting the person named below. Dated: October 19, 2020 Alfred E Donnellan DelBello Donnellan Weingarten Wise & Wiederkehr, LLP One North Lexington Ave. White Plains, NY 10601 Phone: 914-681-0200 e-mail: aed@ddw-law.com #62680

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