Westchester & Fairfield County Business Journals 102918 by Westfair Business Journal

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OCTOBER 29, 2018 | VOL. 54, No. 44

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These 4 Westchester projects will get ‘priority’ for state grant funding BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

tate development funds could be headed toward four Westchester County projects, including two public efforts aimed at improving village waterfronts on opposite sides of the county. The Mid-Hudson Regional Economic Development Council published its 2018 annual report earlier this month, in which it recommended 21 “Priority Projects” for the Hudson Valley region. The 26-member Mid-Hudson council is one of 10 regional councils statewide vying for shares of up to $750 million in state grants, loans and tax credits. While the majority of the council’s recommendations for state funding focus on projects farther north, Westchester could see up to $5 million in grant funding if the state acts on its recommendations. The council’s Westchester priorities include: • A plan from the village of Sleepy Hollow to turn a former General Motors manufacturing site near its Hudson River waterfront into a community space; » WESTCHESTER

Ryan Broderick, co-owner of Reverie Brewing Co., now under construction in Newtown, with some of the new establishment’s fermenting equipment. Photo by Kevin Zimmerman.

Pair of Newtown breweries adding to Fairﬁeld County’s burgeoning beer-making scene

BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

hile the microbrewery trend has been rising like so much yeast around Fairfield County, Newtown has remained high and dry. But that’s about to change, as a pair of new taprooms are in the process of opening there. Reverie Brewing Co. is under construction at the former LRM Inc. shop at 57B Church Hill

Road with an eye to opening in December, according to co-owner Ryan Broderick, while Asylum Brewing Co. has received the town’s OK to become the first for-profit commercial tenant at Fairfield Hills, the onetime site of a state hospital. First Selectman Dan Rosenthal has been a vocal proponent of bringing a commercial element to Fairfield Hills, a 185acre campus that currently is a mélange of government offices, sports fields, the Newtown Youth Academy sports complex and the

under-construction community center and senior center. A number of hospital buildings remain that are either in the process of being razed or repurposed, including the 9,000-square-foot Stratford Hall, once the hospital’s library and executive dinning hall. Mark Tambascio, co-owner of Asylum, said that the building was his first and only choice for realizing his longstanding dreams of opening a brewery. “I’ve been in love with it » BREWERIES

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Hers Have recipes, will travel: Paty Mendes' personal chef service covers four counties BY PHIL HALL phall@westfairinc.com

aty Mendes resides in New Milford, but she could arguably qualify for residency in Fairfield, Westchester, Dutchess and Putnam counties. Through her Sweet Bakery service, Mendes spends most of her time in homes across the four counties, working as a personal chef who prepares a variety of meals for families that lack the time for in-depth kitchen duties and don’t want to rely on frozen entrees or graband-go chains for their meals. Cooking has been part of Mendes’ world since her childhood in Brazil. “When I was a little girl, I was always in the kitchen with my sisters and my mom and my grandma,” she recalled. “My grandma had a restaurant a long time ago in Brazil, and we would go there on the weekend and just look at her cooking.” Arriving in the U.S. 20 years ago, Mendes sought a culinary career, and within a few years landed work as a single-client personal chef. Five years ago, her job came to an end and she began baking breads, cakes and cookies that she sold in Brazilian stores across the region. She also took to social media, posting photographs of her creations on Facebook and Instagram under the “Sweet Bakery” banner. Soon, she began fielding inquiries about bringing her kitchen skills to local homes. But rather than concentrate on a single home, Mendes chose to divide her time among multiple residences. Mendes’ clients are all business professionals with families. “I usually have 12

OCTOBER 29, 2018

Chef Paty Mendes, owner of the Sweet Bakery service. Photo by Phil Hall.

clients a week, but now, I have eight because I am attending school at night,” she said, referring to her pastry baking studies at Lincoln Culinary Institute in Shelton. Mendes consults with her clients to determine their preferred cuisines. She is proficient at cooking Italian, Indian, Latin American and Thai dishes and she gets guidance on which ingredients she needs to avoid due to food allergies. When asked why it seems that there are far more food allergies today than in the past, she shrugged ruefully and noted, “GMO food. We didn’t have that back then.” The clients then map out how many meals will

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When I was a little girl, I was always in the kitchen with my sisters and my mom and my grandma. My grandma had a restaurant a long time ago in Brazil, and we would go there on the weekend and just look at her cooking. — Paty Mendes

be required. Mendes cooks at the clients’ homes, sometimes spending a full day creating enough meals to last a week. “Everything is cooked, packed and labeled,” she said, adding that she even bakes fresh bread rather than have her clients rely on store-bought items. Mendes works solo for her in-home service from Mondays through Saturdays, but relies on assistance for larger projects. “I only have a sous chef when I do catering or when I do private parties,” she said. To keep the meal selection fresh, Mendes is constantly devising recipes that she feels will appeal to her clients. “I have a lot of reci-

pes in my head. There are so many that I can’t even count,” she stated. When asked if she ever sought inspiration for recipes from television chefs such as Martha Stewart or Bobby Flay, she laughed out loud and insisted, “Not at all. I don’t watch cooking shows on television. Nobody inspires me.” If there is one downside to her work, Mendes admitted, it would be the long drives across her four-county market. “I drive four hours a day,” she said. “I have no other choice.” But maybe she will have a choice. One area where Mendes would like to strengthen her expertise involves French cuisine. She is looking into taking classes in Paris to learn the subject at its home base. She would also like to reverse the Sweet Bakery formula and have clients come to her. “I want to open a bake shop and provide the food for everyone from my shop rather than go to their house,” she said. However, Mendes has no plans to follow her grandmother’s business route and open her own restaurant. And while she has compiled a large number of recipes, she has no desire to gather them into a cookbook. “I don’t have time,” she insisted. One question that gave Mendes pause to think was whether the culinary arts was a talent unique to some people or if kitchen wizardry could be achieved by anyone. Her answer: it has less to do with the mind and much more to do with the heart. “I think you have to love doing it,” she said. “If you have a little bit of creativity and like to learn, then anyone can cook. But you have to love to cook. If you love, then you will be successful.”

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Berkeley College facing NYC lawsuit for recruiting, loan collection practices MAIN OFFICE TELEPHONE 914-694-3600 OFFICE FAX 914-694-3699 EDITORIAL EMAIL bobr@westfairinc.com WRITE TO 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407

BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

ew York City is taking Berkeley College to court for what it says are deceptive and predatory recruiting and loan collection practices. Berkeley is one of the largest for-profit colleges in New York, with more than 3,500 students spread across campuses in Manhattan, Brooklyn, White Plains and four New Jersey locations. Berkeley’s White Plains campus, at 99 Church St., offers business, health and professional studies programs. To bring new students to its campuses, the New York City Department of Consumer Affairs (DCA) accuses the college of aggressive recruiting that deceives students from low-income backgrounds on potential financial aid and institutional grants. The allegations are part of a lawsuit the DCA filed against the college in Manhattan Supreme Court on Oct. 19. DCA Commissioner Lorelei Salas said Berkeley College recruiters “appear to say whatever they think a prospective student wants to hear, especially when it comes to academic programs, employment, transfer credits and federal student loans, regardless of the truth, to convince them to enroll.” A Berkeley College spokesperson denied the allegations and said the lawsuit is under review by its legal counsel. The lawsuit follows what the DCA said was a two-year investigation of the college, during which department investigators interviewed current and former students, ran undercover operations and reviewed thousands of pages of documents from Berkeley. The investigation paints a picture, the DCA claims, of a college that pretends to advocate on behalf of first-generation college students while actually misrepresenting facts about the financial aid process. In one instance, DCA officials said a student was told by a Berkeley recruiter she qualified for a scholarship that would cover practically all of her part-time tuition. A year later, the lawsuit states, she discovered that paper-

OCTOBER 29, 2018

Publisher Dee DelBello Managing Editor/Print Glenn Kalinoski Managing Editor/Digital Bob Rozycki Associate Publisher Anne Jordan Group Associate Publisher Dan Viteri NEWS Copy and Video Editor • Peter Katz Senior Reporter • Bill Heltzel Reporters • Ryan Deffenbaugh,Phil Hall, Kevin Zimmerman, Mary Shustack

Berkeley College in White Plains. Photo by Ryan Deffenbaugh.

work Berkeley had her sign put her unknowingly on the hook for more than $13,000 in federal student loans. Her scholarship only covered $1,130 per term, according to the lawsuit, while part-time tuition and fees totaled $4,475 per term. The school is accused of “tricking” students into taking out loans directly from Berkeley, which were described as payment plans. Berkeley would allegedly block students from paying tuition balances up front, instead steering them into a payment plan. Berkeley recruiters also allegedly misled students about the employment and graduation prospects of its programs. A college recruiter told an undercover DCA inspector that “96 percent of our students graduate and are employed once they graduate,” the lawsuit alleges. Berkeley’s graduation rate is actually 29 percent, according to the lawsuit. The college’s debt-collection practices are also challenged in the lawsuit. Berkeley allegedly refused to release one graduate’s diploma before he paid $3,000 that the college said he owed, despite allegedly having previously told him he graduated owing nothing.

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The lawsuit also questions Berkeley’s underlying business model. The school, DCA officials argue, “spends a lot of money to target and recruit a population of students comprised mostly of people of color and first-generation college students with limited financial literacy and little familiarity with higher education.” The school’s average costs per semester for a full-time student are $12,950 in tuition and fees. The lawsuit compares that to schools in the City University of New York public college system. At CUNY, a student can expect to pay, on average, $3,685 per semester at four-year campuses and $2,720 at two-year campuses. Berkeley charges the higher fees despite, the lawsuit alleges, spending less on student education than competing nonprofit colleges. Citing internal documents, DCA officials say Berkeley spends an average of $5,161 per student on instruction. CUNY, meanwhile, spends $11,000 per student, while nonprofit colleges in New York state spend an average of $19,025 per student on instruction. Instead, the lawsuit argues, Berkeley invests heavily in its

enrollment and admissions departments. The DCA said the school’s recruiters often work off scripted prompts that push students to visit the campus, even if Berkeley does not offer the program a prospective student is interested in. If a student told a recruiter he or she was interested in engineering, Berkeley allegedly had its recruiters reply that “engineering is a very demanding field and often requires obtaining a license after completing a college degree.” Recruiters allegedly also were told to create a sense of urgency by telling students “classes are filling up quickly.” In response to the allegations, the Berkeley spokesperson said the college has “an 87-year history of serving students in the New York metropolitan area under the highest principles.” The school also provided a link to a 2017 Income Mobility Report Card, which placed Berkeley 21st among all U.S. colleges for the likelihood a graduate moved up two or more income quintiles. The DCA lawsuit asks the court to require the college to pay restitution to customers allegedly deceived by its practices.

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In Brief serve them in my capacity as Planning and Zoning Administrator for the past 22 years,” Schultz said in a statement. “I am especially proud of assisting in the redevelopment of downtown, writing the city’s first open space plan and participating in the neighborhood planning and business meetings.” Shelton Mayor Mark Lauretti indicated that he would name an interim replacement for Schultz soon.

CEO OF STAMFORD’S REVOLUTION LIGHTING PROPOSES GOING PRIVATE IN FACE OF FINANCIAL WOES

The Westport Center for Health. Photo courtesy The Davis Cos.

DANBURY’S ODYSSEY LOGISTICS ACQUIRING AFF GLOBAL LOGISTICS FOR $465M

Odyssey Logistics & Technology Corp., which provides comprehensive multimode service and technology products across a diverse customer base, is acquiring AFF Global Logistics for $465 million in a combination of cash and equity. Headquartered in Fife, Washington, AFF is a third-party logistics provider and freight forwarder operating in global markets. One of its specialties is providing door-todoor domestic forwarding for offshore U.S. markets such as Alaska, Hawaii and Puerto Rico. The acquisition is the largest in Danbury-based Odyssey Logistics’ history, adding more than 35 global locations and 600 employees, which will raise Odyssey’s workforce to more than 2,400. “AFF’s load consolidation expertise, U.S. offshore mar-

OCTOBER 29, 2018

kets coverage, warehouse network and Asia Pacific import business will markedly enhance Odyssey’s strong truck, rail, marine and facility networks,” said Odyssey Logistics President and CEO Bob Shellman. “This transaction reflects Odyssey’s commitment to continuous growth and expansion of services, which we expect will be complementary and provide a broader range of services to both Odyssey and AFF global customers.” The transaction is expected to close by year-end, subject to satisfaction of customary closing conditions.

NORTHEAST MEDICAL GROUP OPENING AT THE WESTPORT CENTER FOR HEALTH

Northeast Medical Group will hold a ribbon-cutting ceremony for its new multispecialty center at 327 Riverside Ave. in Westport at 5:30 p.m. on Oct. 30. An existing two-story building has been remod-

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eled to house the family medicine offices of Dr. Steven Benaderet and his practice partners Dr. Jaime Leahy and Amanda Zygmant. In June, The Davis Cos. announced that Northeast Medical Group had signed a lease to occupy 6,300 square feet at the Westport Center for Health off Interstate 95 on the Saugatuck River. The Westport Center for Health represents the largest collection of medical providers in Westport, according to The Davis Cos., which transformed a group of underutilized buildings into a medical campus. The site is home to Coastal Orthopedics, Westport Dermatology & Laser Center, Westport Dental Associates, Village Pediatrics, Professional Physical Therapy and Women’s Health Connecticut. In addition, a number of specialty physicians will hold office hours at the site on alternating days each week, including urologist Matthew Wosnitzer,

endocrinologist Danielle Benaviv-Meskin and specialists in cardiology, gastroenterology, and pulmonary and sleep medicine. Northeast Medical Group President and CEO Prathibha Varkey will preside at the opening ceremony. Other medical and community leaders are also expected to attend, including Michael Ivy, interim CEO of Bridgeport Hospital and deputy chief medical officer, Yale New Haven Health, the organization to which Northeast Medical belongs.

SHELTON P&Z ADMINISTRATOR RICK SCHULTZ RESIGNS TO TAKE SIMILAR MONROE JOB

Shelton Planning and Zoning Administrator Rick Schultz has resigned from that position, effective Nov. 2, to become Monroe’s town planner, starting Nov. 5. “I want to thank the residents of Shelton for giving me the opportunity to

Citing growing debt and less-than-expected revenues, Revolution Lighting Technologies CEO and Chairman Robert LaPenta has proposed taking the company off the NASDAQ and making it private. The Stamford company has revised its third-quarter revenue guidance from between $40 million and $41 million to $33 million, and its full-year 2018 numbers from between $160 million and $170 million to between $140 million and $145 million. LaPenta has provided approximately $15 million of capital to fund operations, bringing Revolution’s total debt, including bank financing, to over $60 million. In a letter to the company’s independent directors, LaPenta wrote: “The company’s ongoing liquidity needs, which we do not believe can be addressed through third-party funding, are likely to require us to provide additional funding, which we are reluctant to do at this time given the company’s current operations and cost structure. “Simply put,” he continued, “we do not believe that it is in the best interests of the company and its stockholders to continue as a

publicly traded enterprise, as we believe it currently lacks sufficient scale and the ongoing costs of maintaining the reporting and related infrastructure necessary for public reporting are a significant financial burden on the company. “In addition,” LaPenta wrote, “we believe the constant pressure to meet quarterly earnings targets has been a significant distraction to the company’s management and has prevented management from appropriately focusing on the long-term growth and the development of the company’s business.” LaPenta went on to propose that Revolution Lighting Technologies acquire all of the common stock it doesn’t already own for $2 per share. He noted that the board is open to exploring and potentially pursuing alternative ways of maximizing stockholder value.

Robert LaPenta

Revolution’s board has formed a transaction committee composed of independent board members to review the privatization plan and to weigh other solutions. That committee is in the process of engaging a financial adviser to assist in its evaluation. The company said it will not publicly disseminate any further information about the process until the board has approved a specific transaction.

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OCTOBER 29, 2018

Breweries—

for five years,” Tambascio, who also operates My Place, one of the town’s mainstay eateries, said. “I got into brewing by homebrewing and once the town approved breweries and distilleries, we started looking seriously at it.” The town’s Planning & Zoning Commission approved zoning regulations allowing such establishments as permitted land uses in September 2017. Tambascio said he began negotiating for Stratford Hall a month later. While he’s still working to secure financing from a bank, Tambascio said that Newtown has been “extremely helpful” in repurposing the building, which opened in 1932. The town will bear the cost of remediating and replacing Stratford’s original roof as well as providing utility connectivity, exterior window trim work and additional remediation as required,

Westchester—

• Equipment upgrades at an industrial laundry in Mount Vernon; • A renovation of the Greyston Foundation’s headquarters in Yonkers; and • A transformation of the Port Chester Byram River shore led by the village. For the Sleepy Hollow project, the council recommended the state pitch in $2.5 million toward the estimated $15 million project. Known as Sleepy Hollow Commons, the village aims to clean up a 28-acre, village-owned parcel on the east side of the sprawling property that served for decades as part of a manufacturing plant for General Motors. The land would be converted into a community center with an outdoor amphitheater, recreational facilities, green space and a bridge over Metro-North tracks to better connect the central village to the waterfront. The village’s project coincides with an estimated billion-dollar joint venture project led by Diversified Realty and SunCal that is redeveloping the other nearly 70 acres

OCTOBER 29, 2018

through existing bond money. All told, the town will spend some $180,000 on the work. Asylum has a 30-year lease at the building. “There was no Plan B,” affirmed Tambascio’s partner and architect David Kingsley, whose DJ Kingsley Design/Build is designing the new space. He also helped build My Place’s beer bar. “We weren’t going to do it in a garage or a warehouse.” Asylum will utilize both of the building’s two floors, taking advantage of the 26-foot ceiling on the upper floor and working to preserve as much of the structure’s historical ambience as possible. “The fact that Mark is such a known commodity in town helped a lot,” Kingsley said. My Place has been in business for about 30 years. The Tambascio family has also operated Tambascio’s Italian Grill at 1 Dodgingtown Road since 2007. The family, headed by matriarch Louise

formerly occupied by GM. That project, which started construction in 2016, could eventually feature more than a thousand condos, townhouses and rental apartments, a 140-room boutique hotel and close to 200,000 square feet of office and retail space. Speaking with the Business Journal about Sleepy Hollow Commons in July, Sleepy Hollow Mayor Ken Wray said it would create “something the village has never had before: a new center, a new village commons.” The first $2 million in state funds toward the project would fund stormwater and infrastructure improvements on the site. Port Chester similarly could receive a boost to help improve its downtown waterfront. The village applied to the state for funding toward a nearly $5 million initiative that would turn a village block on the Byram River into “a multifaceted public space for creativity, collaboration, recreation and civic engagement.” That would include plazas, a pedestrian bridge above the river, 140 new boat slips and a kayak launch.

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Tambascio, regularly sponsors youth sports teams and frequently donates food and money to a variety of town projects, Kingsley added. Another partner, Mark Lennon, who oversees the My Place bar, said that while the project was initially called M&D Brewery, the decision was made to instead call it Asylum as a tongue-in-cheek reference to the site’s past. “We have to be careful. We’re not going to have beers called Lobotomy Lager or Electroshock Stout,” he said. “We’re also talking about donating a percentage of our proceeds to mental health causes.” Asylum’s output will be developed by brewer John Watson, who Tambascio met while getting into homebrewing. He said Asylum will probably have 15 beers on tap at a time, with a capacity of about 600 barrels. Opening will take place some time next year, he said. Despite the family’s long

experience with restaurants, Tambascio said Asylum will not feature a kitchen. Instead, it will have a large outdoor pizza oven and offer crudité platters. Asylum has also received approval to have a single food truck on the premises during operating hours. Meanwhile, Reverie’s Broderick said he’d also taken a look at Stratford Hall, but decided it was too large for his needs. Instead, he’s in the process of converting a 5,600-square-foot building as a taproom with a 23-foot bar, and will use another 1,700-square-foot building nearby for storage. Reverie is operating under a five-year lease with landlord LRM, which is helping with some of the construction and is removing old materials and debris from the property. A longtime employee at JP Morgan in Greenwich, Broderick said he also became interested in craft beer through homebrewing.

Port Chester waterfront as seen today (top) and plans for revitalization.

The initiative is part of an ongoing process in the village to update its zoning to a form-based code. The village budgeted $650,000 last year to fund the zoning overhaul’s planning and community engagement process, which it has branded “Plan the Port.” The council recommended the state award the project

$1.2 million in grant funding for this round. Through previous competitions, the waterfront project has already been awarded a total of about $1.4 million in state funding. This year’s funding would allow the village to continue infrastructure and site work, the village told the council. Westchester’s other two

The Redding resident said he and his wife had “fallen in love with Newtown. We come here to eat all the time, and we felt the town had the right community vibe for what we want to do.” Longtime brewer Frank Lockwood has relocated from Brooklyn to serve as Reverie’s head brewer. Broderick noted that his father Mark, who operated a restaurant in Waterbury, also has an ownership stake in the brewery, which will start by producing around 600 barrels a year. “(Economic and Community Development Deputy Director) Christal Preszler has been amazing. She paved the way for us with Zoning,” Broderick enthused. “And Dan (Rosenthal) wants this type of stuff in town, something for younger people to enjoy.” The community spirit has also been important, he continued. While there were concerns over parking

(Reverie has access to about 50 parking spots for 100 seats) he said that Newtown Hardware has agreed to let patrons park in its lot at nearby 61 Church Hill Road. “Getting permissions from the town and the federal government was fairly easy,” he said. “It’s the state that’s been slowing things up. Everybody else does things electronically, but with the state, you still have to go the paper route.” Broderick noted that other local brewers, including the recently opened Broken Symmetry in Bethel and Nod Hill in Ridgefield, have been helpful when it came to questions about how to build a proper beer-making operation. “You’d think they’d be really competitive,” he said, “but it’s more like one big community.” Reverie will also feature food trucks. “I don’t want to run a kitchen, too much hassle and extra cost,” Broderick said.

priority projects involve private operators. Regent Hospitality Linen Services, a Queens company with a Mount Vernon industrial laundry, requested $225,000 toward a $1.25 million equipment purchase. The company said it would use the funds to install a co-generation system that would use recaptured heat to help power the laundry. The potential power savings would allow the company to increase production, hire more employees and offer better training to new and existing employees, according to the council’s report. The company estimated the project could create 25 jobs. In 2016, the Mount Vernon Industrial Development Agency approved a tax incentive package for Regent Hospitality totaling an estimated $958,000 over 10 years toward its $6.1 million plan to convert a warehouse at 130 South Columbus Ave. in the city into a laundromat serving the hotel industry. The Greyston Foundation applied for about $1 million in state grant funding toward a $5.4 million project that

will repair and refurbish its campus at 21-23 Park Ave. in Yonkers. Greyston would use the renovated space for job-creation programs as well as for events. The funding would be used to upgrade a commercial kitchen on the site and renovate all buildings for safety, according to the council description. Greyston estimates the project could create 13 permanent jobs, as well as 75 indirect and construction jobs. This is the eighth competitive funding process since Gov. Andrew M. Cuomo established the councils in 2011. The grants are from Empire State Development, the state’s chief economic development agency. The round will award more than $750 million in state funding and tax incentives, including up to $150 million in capital grants and up to $75 million in Excelsior tax credits. An additional $525 million in grants from other state agency programs will be awarded through the process as well. The grants will be announced by the end of the year.

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Danbury circulates RFP for Tuxedo Junction property BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

uxedo Junction, the long-vacant former concert facility in downtown Danbury, is looking to get a new lease on life. The city has opened a request for proposals and will host a walk-through of the nearly 7,000-square-foot space at 3 Post Office St. on Oct. 29. “This is one of a number of projects that we’ve been working on,” said Danbury Mayor Mark Boughton. “We felt this was the right time for us to open the process. November is relatively quiet, so we have the time to prepare the right kind of lease docu-

ment and budget for what we need.” The city purchased the building for $395,000 in April 2017 following relatively brief negotiations with owners Ron and Rick Jowdy. “It’s a small project, but it’s something that can have a big impact,” Boughton told the Business Journal at the time, indicating that he hoped it would continue life as a live-entertainment venue that would seat up to 350 people. The mayor said that, while he feels the building is still suited to such use, “We’re open to other suggestions and ideas. This is a public/private partnership. Somebody could come along and say, ‘Let’s make it a comedy club’ and we’d say, ‘That’s an interesting idea.’ It could be a performing arts

Tuxedo Junction. Photo by Betsy Paynter.

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center or something else. There are a number of different uses it could have.” Built in 1920, the space has a total of 6,890 square feet available, 6,616 of which is on the first floor. According to the Danbury assessor’s office, the ceiling heights on the first floor are 12 feet high. Not included is the Tuxedo Junction bar, whose entrance is at 2 Ives St. The property opened under the Tuxedo Junction name in 1985, hosting concerts by the likes of Joan Jett, Stephen Stills and Oasis, as well as shows by local bands. But it closed in 2013 after then-owners Al Caccamo and Michael Roviello decided to get out of the business. Tuxedo Junction was then acquired by Ian Bick, who went on to have several run-ins with the law ranging from charges of second-degree mischief to selling alcohol without a permit before ultimately receiving a three-year prison sentence in October 2016 for operating a Ponzi scheme that authorities said had cost investors some $500,000. The club was shuttered soon after sentencing. In its RFP, the city said it is willing to negotiate lease terms with the to-be-determined tenant, either providing a below-market rental rate or a market rental rate with capital improvements made by the city prior to occupancy. The tenant will be responsible for all utilities and insurance, and will be required to name the city as an additional insured. Bidders must provide $1 million in general liability insurance, $5 million for excess liability and workers’ compensation in accordance with state law. In addition, if alcohol consumption is to be allowed on the property, $10 million of liquor liability is required. “They could rent it for a dollar a year if they’re doing their own improvements,” Boughton said. “We’re not looking to make money off it. The city only needs to break even.” The mayor opined that the property “needs some work, no question, but not a lot to get it into shape” if the eventual tenant decides to keep it as an entertainment venue. If the tenant decides to renovate it for other uses, such as office space, the costs would be considerably more, he said. Interested parties are requested to submit five copies of their proposal to the Office of the Purchasing Agent, Charles Volpe Jr., by 2 p.m. on Nov. 21. Bids must include a letter of interest outlining the proposed use of the property; a business plan for its use, complete with rental and capital improvement costs; proof of insurance; and a demonstrated ability to acquire any necessary financing. Bidder interviews will be conducted on or about the week of Dec. 3, with identification of the most qualified respondents made the following week. Awarding of the project will take place around the end of this year or the beginning of 2019.

Contributing Writer | Phil Pepe Jr.

Westchester’s roads are an embarrassment

rive across the new Tappan Zee Bridge and you are cruising on what is arguably America's highest-profile, highest-dollar-cost public infrastructure project. But once off the bridge on the eastbound side, the conditions on Westchester's arterials are a far different story. The Bronx River Parkway, Taconic State Parkway, Saw Mill River Parkway, I-287 and I-684 in large part have road surface conditions that have been deplorable for years, falling well short of nationally recognized highway standards, and that are especially hazardous for motorists in wet or icy conditions. And those poor conditions continue on into Putnam and Dutchess counties. While the New York State Department of Transportation Regional Office in Poughkeepsie has made progress, it is far too little and far too long in the coming. They just don't have the funds. But the real problem lies in the governor's office. Gov. Andrew Cuomo lacks a meaningful vision for the state, a failure that is reflected in other ways, but certainly in our regional roadways and our overall regional infrastructure. There are some new roadway projects in the making, but the basics of safe road maintenance have been shamefully neglected. This governor might spend less time commenting on social issues, such as publicly scolding North Carolina for its stand on transgender bathrooms. We don't need a governor to offer us moral guidance. We have houses of worship for that! What is clearly needed is a new, adequately funded, statewide transportation bond act. Long overdue, Gov. Cuomo, long overdue. The late Gov. Mario M. Cuomo, and later Gov. George E. Pataki, had in common the recognition and clear vision that overall modern transportation modalities and safe highways were gubernatorial imperatives. Gov. Mario M. Cuomo's early 1980s initiative, The Rebuild New York Bond Act, made a solid commitment to the state's infrastructure. Gov. Pataki's 2005 $2.9 Billion Rebuild and Renew New York State Transportation Bond Act successfully targeted funds to upgrade and modernize transportation hubs, airports and marine ports across New York. Both governors knew that modern infrastructure and the financial commitment to make it possible were key to New York's economic competitiveness and the state's overall economic vitality. Both governors were nationally recognized for their vision and leadership, and properly so. And both governors knew that good public policy is the best politics! In contrast, this being a gubernatorial

election year, as happened in the prior election year, 2014, these arterials have been given a quick-and-dirty, slap-dab patch job, slathering a thin coat of asphalt on some areas, but leaving undone long stretches of rough, scrabbled roadways, poorly repaired potholes and below-grade highway conditions. What a shame! What an embarrassment! Phil Pepe Jr., now retired, was for over 25 years the principal of a government affairs/public policy consulting practice specializing in infrastructure and environmental policy issues, and overall economic development matters in New York state, five other states and Canada.

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Elder Law and Estate Planning News from Enea, Scanlan & Sirignano, LLP

Report measures shift in homebuyer preferences

A Primer on How to Provide for your Bitcoin in your Estate Planning and the Taxation Thereof By Anthony J. Enea. Esq.

The ownership of a digital currency whether it be Bitcoin or any other cryptocurrency has by its very nature significant complexities. As part of its inherent complexities the issue of its taxation and how one can legally dispose of the cryptocurrency upon one’s demise needs to be properly addressed. In spite of most references to Bitcoin or other cryptocurrencies as being a “digital currency”, the IRS in Notice 2014-21 issued on March 25, 2014 made it clear that for purposes of federal taxation in the U.S., Bitcoin is to be treated as “property”. Thus, like all other forms of “property” the principles of taxation that apply to property transactions apply to the transactions involving a cryptocurrency. Thus, income taxation, short and/ or long-term capital gains and/or losses and their attendant tax rates need to be applied to transactions involving Bitcoin or any other cryptocurrency. The use of a cryptocurrency to purchase goods and services has the potential for income taxation, or losses, as there could be income taxes due on the difference between the value of the cryptocurrency at the time it was purchased, and its fair market value when spent on goods or services. This taxation could also occur when it is converted into U.S. dollars. Because a Cryptocurrency is treated as property by the IRS, extensive and detailed record keeping is needed. The failure to adequately keep records as to transactions could potentially come back to haunt one’s family and estate if contemporaneous records are not kept and income taxes paid on the transactions annually. On the positive side, upon the death of a Bitcoin or other cryptocurrency holder, the beneficiaries of said cryptocurrency will receive the cryptocurrency at its fair market value on the holder’s date of death. Section 1022 of the Internal Revenue Code. Their cost basis is stepped up to its date of death value as it is includible like any other property in the decedent’s taxable estate, subject to federal and state estate tax laws and their applicable estate tax credits. Because of its digital nature there is no tangible documentary evidence of the cryptocurrency’s existence. There is no Bitcoin bank statement. In essence, its owners engage in direct transactions with each other. There are more than 100,000 merchants that accept Bitcoin as payment. As of the date of this writing one Bitcoin is worth approximately 6,600 U.S. dollars. The transactions in Bitcoins are recorded in a publicly distributed database which is known as a “blockchain”. The blockchain is constantly and regularly updated. It is

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in the blockchain where the Bitcoin exist. The name of the Bitcoin owner is not publicly recorded, but, one’s ownership is tied to a specific Bitcoin address. This is where the potential problem exists for not only the holder, but, his or her heirs. One’s Bitcoin can only be accessed by the holder of its two (2) digital keys. One key is public and the other is private. The problem exists if the private key is lost, there is no way to access the Bitcoin. Generally, both keys are stored in a digital wallet by the holder. Because Bitcoin or other cryptocurrency is treated as property, it can be distributed by one’s Last Will and Testament and be technically assigned/transferred to one’s Revocable and/or Irrevocable Trust. This would require that the Trust be the holder of the Bitcoin in the blockchain. Even if one’s heirs, executor(s), and trustee(s) know of the existence of the Bitcoin, however, if they do not know of both digital keys, the Bitcoin cannot be accessed and distributed to one’s beneficiaries. It would be for all practical purposes forever lost in the block chain. This problem is unfortunately similar to that facing the owners of all types of digital assets. One’s passwords, keys, etc. must be divulged to one’s family and those tasked with handling one’s affairs. This problem of knowledge of two keys (both public and private) is also a dilemma if the Bitcoin holder is taken ill and/or is incapacitated. The named agent under his or her Power of Attorney would not be able to access the Bitcoin without knowledge of the private key and if the Power of Attorney does not refer to digital assets. Because of the volatile nature of the Bitcoin and other cryptocurrencies it is imperative that the executor/trustee of an estate and/or trust beware of its volatility and take all necessary steps to seek to comply with the Prudent Investor Act and diversify the holdings in the Trust and/or estate. Even ownership of just a little bit of Bitcoin can end up creating headaches. In conclusion, the ownership of a cryptocurrency has a number of potential pitfalls. *Anthony J. Enea is a member of Enea, Scanlan and Sirignano, LLP of White Plains, New York. Mr. Enea is the Past Chair of Elder Law Section of the New York State Bar Association (NYSBA). He is the Chair Elect of the Senior Lawyer Section of the NYSBA. Mr. Enea is the Past President and founding member of the New York Chapter of the National Academy of Elder Law Attorneys (NAELA). Mr. Enea is the President of the Westchester Bar Foundation and Past President of the Westchester County Bar Association. Mr. Enea can be reached at (914)948-1500 or A.enea@esslawfirm.com

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BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

n the decade since the 2008 financial crisis brought the country’s worst economic downturn since the Great Depression, real estate professionals say behaviors of the typical homebuyer in New York City’s northern suburbs have shifted. Today’s buyer in Westchester County, along with Fairfield County and the Hudson Valley, is more likely to be cautious. They're more often willing, according to a recent market report, to give up square footage or acreage to be in more convenient communities with access to transit. The changes are documented in a report from Houlihan Lawrence titled “Ten Years From The Financial Crisis: A Shifting Definition of Value.” “Ten years ago, I think buyers were working in fear of losing a home, of having too much competition out there just to get a house,” said Barry T. Graziano, a branch manager and associate real estate broker in Houlihan Lawrence’s Armonk office. “Today’s buyer is a little bit more prepared. They’re looking at a lot of data, looking at inventory, at multiple homes and are looking for that key-ready home with everything they need. They’re not in such a rush anymore.” The report also analyzed data on where the region is finding its buyers. Overall, the demographics of buyers in 2017 are similar to 2009. About 60 percent are buying within their community, close to a quarter are coming out of New York City and between 5 percent and 10 percent from out of state or abroad. One noticeable change is a jump in buyers from Brooklyn, even if

the borough’s transplants remain overall a small part of the market. Just 2 percent of buyers in the northern suburbs came out of Brooklyn in 2009. Last year, the number had tripled, with 6 percent of buyers coming north from Brooklyn. Graziano said New York City buyers in general have sought transit-oriented locations in southern Westchester, for easier access to Manhattan, as well as areas with walkable neighborhoods. The report was released following a third quarter during which the Westchester County residential market showed a slight decrease in overall sales and flat median prices. There were 3,022 residential sales of single-family homes, condominiums, cooperatives and two- to four-family buildings in Westchester County during the quarter, marking a roughly 5 percent decrease compared with the same period last year, according to a market report from the Hudson Gateway Association of Realtors. Median sale prices stayed relatively flat, as measured by HGAR. Westchester’s median single-family home sale price of $679,000 was down just a tenth of a percent from the same point last year. “As of the third quarter, it does not appear that the tax reform law passed earlier in the year has had a material effect on sales, nor have gradually rising mortgage interest rates,” the HGAR report concluded. “While both could manifest an influence at a later date, the housing market in the lower Hudson Valley currently remains strong.” In its quarterly report, Better Homes and Gardens Real Estate Rand Realty said if there is an impact of tax reform to be found, it’s on the higher end of the market in Westchester. Weaker demand for » » HOMEBUYER

Average sales prices down in Fairﬁeld County housing market third-quarter sales price was $2.39 million, a drop from the $2.56 million price set in the second quarter and the $2.5 million price from one year earlier. The median sales price of $1.9 million was lower than the $1.99 million price in the previous quarter and the $1.95 million level one year earlier. Sales activity totaled 338 properties, higher than the 313 properties sold in the second quarter and slightly lower than the 341 properties sold in the third quarter of 2017. Among the Fairfield County submarkets, Greenwich recorded the highest average sales price for a single-family home at $2.27 million, down from $2.46 million in the previous quarter and $2.67 million one year earlier. For the condo market, Darien had the highest average sales price at $804,500, down from the $1.5 million price in the second quarter and the third quarter of last year.

BY PHIL HALL phall@westfairinc.com

verage sales prices in Fairfield County’s single-family, condo and luxury housing markets during the third quarter saw declines on quarter-over-quarter measurements, according to data released by Douglas Elliman Real Estate. The average sales price in Fairfield County during the third quarter was $659,259, down from $675,269 in the second quarter and unchanged from one year earlier. However, the median sales price was $425,000, unchanged from the second quarter and up from $410,000 in the third quarter of 2017. “It’s a buyer’s market,” said Scott Elwell, Douglas Elliman’s senior executive regional manager of Westchester and Connecticut. “The median price increased year-over-year for the sixth time in seven quarters.” Elwell added that he expects to see an increase in completed residential property transactions during the fourth quarter, and he noted that the county is in a tight competition with Westchester for prospective buyers. “We’re seeing more and more cross-border competition with the tax laws,” he said. The number of closed sales for the third quarter totaled 3,339, up from 3,087 in the second quarter, but slightly lower than the 3,361 sales from the third quarter of 2017. The average number of days on market totaled 82 in the third quarter, down from 119 days in both the previous quarter and previous year. Listing inventory in the third quarter totaled 5,535, which was lower than the 5,853 level of the previous quarter and the 5,611 level from one year earlier. The average sales price for a single-family Fairfield County home in the third quarter was $763,162, a drop from the second quarter’s $765,537. The average during the third quarter of 2017 was $752,023. The median single-family sales price in the third quarter was $500,000, an uptick from the $495,650 price in the second quarter and up from the $470,000 price from one year earlier. A total of 2,547 single-family homes were sold, up from 2,388 in the second quarter, but slightly lower than the 2,592 homes sold in the third quarter of last year. The average sales price for condos in Fairfield County during the third quarter was $324,328, which marked a decline from the $366,883 sales price in the second quarter and the $346,365 price recorded one year ago. The median sales price of $275,000 was a drop from the $280,000 price in the second quarter, but was identical to the median sales price in the third quarter of 2017. There were 794 condos sold in the third quarter, compared with 699 condos in the preceding quarter and 769 one year earlier. In the county’s luxury market, the average

House for sale in Fairfield. Photo by Phil Hall.

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ASK ANDI | Andi Gray

Growing replacements IF SOMEONE ON THE MANAGEMENT TEAM WERE TO GET SICK, WE’D NEED A REPLACEMENT PLAN. WHAT WOULD THAT LOOK LIKE? THOUGHTS OF THE DAY: Having people ready to step into another job reduces personnel crises. It’s easy to train one’s replacement. Replacement training can be good for morale. Be sure to explain to people why you’re asking them to train their replacements. When the inevitable happens and someone can’t come to work, things can keep rolling along smoothly if someone else is prepared to step in and cover. When people leave the company, there’s no wasted time figuring out how to do what they did. People can rest easy knowing they can take vacation and come back to a workload that is properly managed in their absence. Cross training gives people a chance to participate in mastery learning, gaining new skills at an individualized pace, which is the most effective form of training. It prevents having to throw people in over their heads in emergencies. It’s never good to have someone who is unprepared taking on tasks when the person who should be doing the task is not around to watch.

Starting at the top, ask every manager and employee to identify all the tasks they perform. Then ask them to identify one or more persons to train for each task. In some cases, there may be multiple people performing specific tasks. That’s great. Focus on the tasks that are performed by only one person. Staffing up to do cross training requires that everyone has a little bit of slack time. Focus on cross training projects during slow times of the year. Overstaffing by 10 percent to 20 percent gives everyone time to engage in training, and helps to reduce the need for overtime in busy periods. Make it clear to everyone in the organization that learning to do additional tasks is an ideal way to get on track for a promotion in terms of both responsibility and income. Let people know you’re watching carefully to see who steps up and takes it seriously when given the opportunity to learn to do more. Factor into bonuses a calculation for people who keep adding skills to their toolkit. Build a roster of people trained to step up, so there’s no question who your go-to people are when there’s an opening. Develop a qualification or testing process

getting boring and stale. Training programs demonstrate that your company is willing to invest in building on individual potential. Make sure people understand that training their replacement(s) is good for them. Having a replacement means time off for vacation without worry. It means opportunity for promotion because there’s a replacement ready to step into their shoes. It means less worry about how to get work done in busy periods. And it demonstrates their skill as a trainer, leader and team player, all critical long-term employment skills. to determine who is ready to step up. Ask the person going through training to take notes, type them up and then hand those notes off to the next person to use to learn the task. Three rounds of using notes, making corrections and handing them off to the next trainee should get you a pretty well-proofed training manual. Do that for enough jobs and you have a procedure manual that is valuable to you, your current and future employees and any future owners. Teaching people to do more things increases their visibility, promoteability and value. Engaging people in learning keeps things from

BOOK RECOMMENDATION: “Active Training: A Handbook of Techniques, Designs, Case Examples, and Tips,” by Melvin L. Silberman, Elaine Biech. Andi Gray is president of Strate�y Leaders Inc., Strate�yLeaders.com, a business-consulting firm that teaches companies how to double revenue and triple profits in repetitive growth cycles. Have a question for AskAndi? Wondering how strate�y leaders can help your business thrive? Call or email for a free consultation and diagnostics: 877-238-3535 or AskAndi@Strate�yLeaders.com.

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Moody's shifts Westchester bond outlook to 'negative' BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

oody’s Investors Service has shifted the outlook on Westchester County bonds to “negative” in light of the "deterioration" of its financial position. While Moody's affirmed Westchester's Aa1 bond rating, a step below the top Aaa rating, Moody's revised the outlook for the county from stable to negative on Oct. 18 to reflect what it described as "continued deterioration of (its) financial position resulting from large one-time expenses over the past two years.” Despite the negative outlook, the report noted the county still has a large, diversified tax base in the wealthy suburbs of New York City. It also said the county's financial position

"is likely to improve in the near-term given strong financial management." County Executive George Latimer called the negative outlook “certainly no surprise,” in a statement released following the ratings announcement. “We have known for some time now that the county is in serious financial stress,” Latimer said. “We are taking steps every day to improve our footing, but the road ahead will be long.” Earlier this month, the county’s Board of Legislators and Latimer reached a labor agreement with its largest union, the Civil Service Employees Association. The deal required the county to pay back more than $37 million in retroactive pay increases this year, though federal and state reimbursements are expected to reduce that

cost by $9.3 million. Latimer noted that the Moody’s report found with all the union contracts settled (a deal was also reached this month with a union representing investigators in the district attorney’s office) and all retroactive payments due by Dec. 31, “reserves are expected to improve in the near-term given conservative budget management and revenue enhancements.” The county’s outlook could be upgraded, Moody’s said, if it replenishes its reserve funds to historical levels and stabilizes its financial position in 2019. “The county has tough times ahead, and we have to make hard decisions to right the ship,” Latimer said. He said he hopes to have the county reach triple-A bond rating status before he leaves office.

George Latimer

185 Sears, Kmart workers to lose jobs in lowerHudson region

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week after announcing that it would be filing for bankruptcy protection and closing 142 unprofitable Sears and Kmart stores, notices filed with the New York state Department of Labor show that 185 workers in the lower-Hudson Valley region would be losing their jobs. According to the Worker Adjustment and Retraining Notifications, 42 employees of the Kmart on Route 6 in Mahopac would be let go; 55 employees at the Sears store in the Jefferson Valley Mall in Yorktown Heights would lose their jobs; 88 would be let go at the Sears at The Shops at Nanuet, including 12 at the store’s auto center on Route 59. The last day of work would be Jan. 31, 2019, or over two weeks beginning on that date, according to the WARN filings. In its filing in U.S. Bankruptcy Court for the Southern District of New York in White Plains on Oct. 15, Sears Holding Corp. said that it intends to reorganize around a smaller group of stores that have performed well. The most current closings are in addition to the previously announced 46 stores that are expected to be shuttered in November. Nationally, there are about 500 Sears stores and 360 Kmart stores. — Bob Rozycki

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Models sue Newburgh strip club over misuse of their images BY BILL HELTZEL bheltzel@westfairinc.com

ight professional models are suing a Newburgh strip club for allegedly using their images, without payment or permission, to promote the business. The models sued Exotic Island Enterprises Inc., doing business as The Mansion Gentlemen’s Club & Steakhouse, and CEO Keith Slifstein, on Oct. 17 in federal court in White Plains. The use of their images on The Mansion’s Facebook, Twitter and Instagram accounts makes it “appear that they worked at or endorsed The Mansion,” the complaint states. Telephone and email messages to The Mansion requesting comment were not answered. The women depict themselves as world-renowned professional models whose earnings potentials are dependent on goodwill and reputation. They claim that The Mansion took images from their own social media pages and altered them to make it appear as if they worked there as strippers or

endorsed the club. Brooke Banx of Travis County, Texas, for instance, appeared on The Mansion’s Facebook page in January 2016. She was shown wearing a scanty Pittsburgh Steelers top, next to a post that says, “No sexier place to watch the Steelers vs. Broncos!! #Mansion.” Jaime Edmondson-Longoria, wife of San Francisco Giants third baseman Evan Longoria, and a former police officer, Miami Dolphins cheerleader and Playboy Playmate of the Month, was used in a similar post on the same day, wearing a Seattle Seahawks top. The other models include: • Alana Campos, Los Angeles, who has been published in Playboy and appeared in campaigns for Arden B and Target; • Jessica Hinton, Los Angeles, who has appeared on "Baywatch" and hosted TV’s "Victory Poker"; • Ursula Mayes, Orange County, California, who was “suitcase model #5” on the game show "Deal or No Deal"; • Jaclyn Swedberg, San Bernardino County, California, who has worked on TV series

They claim that The Mansion took images from their own social media pages and altered them to make it appear as if they worked there as strippers or endorsed the club.

such as "Badass"; • Brooke Taylor-Johnson, Santa Barbara, California, who has appeared in Maxim magazine and on billboards for Fredrick’s of Hollywood and Coors Light; and • Tiffany Toth-Gray, Orange County, California, who has been featured in Maxim and Seventeen magazines. Each claims that The Mansion created the false impression that they worked there as a stripper or endorsed the strip club. That hurts their earnings potentials, according to the complaint, because companies and brands are less likely to hire models who work as professional strippers or promote strip clubs. They accuse the defendants of false advertising and false endorsement for commercial purposes, under federal law, and violation of civil rights, deceptive trade practices and defamation, under New York law. They are asking the court to order the defendants to stop using their images, and they are demanding damages to be determined at a trial. The women are represented by John V. Golaszewski of Casas Law Firm in Manhattan.

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Connecticut unemployment rate dips to 4.2 percent BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

onnecticut’s unemployment rate improved even after it lost 500 jobs in September, according to the state Department of Labor. The DOL reported 3,300 nonfarm jobs gained in August, three times that initially reported, which pushed the unemployment rate down by one-tenth of a point to 4.2 percent. “Despite the drop of 500 jobs in September, Connecticut’s labor market appears strong,” said DOL Office of Research Director Andy Condon, noting that the state has added nearly 20,000 positions so far this year. “Only the

demonstrates that we are sustaining important momentum in our long-term effort to increase employment in Connecticut,” Gov. Dannel Malloy said. “While it’s easy to get distracted by shortterm gains and losses, doing so risks missing the important bigger picture. When we lose sight of the significant progress made in our recovery, people become susceptible to false narratives. The reality is that businesses and

people are not leaving the state in droves. They’re deciding to set down roots and call Connecticut home because they understand that this is a great place to work, live, grow a business and raise a family.” Connecticut Business and Industry Association Economic Adviser Pete Gioia noted that the 4.2 percent unemployment rate is still the highest in the region, “so we have a mixed picture because despite growth, we see

continued volatility in job numbers and a real need for stability.” Gioia noted strong monthly gains in the construction, manufacturing and financial activities sectors. “For the first time this year, financial activities is in the black and that’s important,” he said. “We won’t gain our full economic strength until we have our two powerhouses, financial activities and manufacturing, really going strong.”

Pictured left to right: Michael Goldrick (PCSB), Brian Zappi, Brandon Zappi, Malcolm Couzens (PCSB)

Gov. Dannel Malloy

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trade, information and government super-sectors show annual job losses.” According to the labor department, the state has recovered 107,100 of the 119,100 jobs, or 89.9 percent, lost in the last recession, which ran from March 2008 through February 2010. The private sector is at 113.9 percent of where it stood before the recession. “This month’s labor situation report again

“The business of building homes in this area is both time-sensitive and loan dependent, and that’s why PCSB Bank works for our company. They understand our industry, and also the timelines needed to satisfy deadlines, and our customers. We have used bigger banks in the past, but they just didn’t provide the products and personal attention we needed to grow and thrive in today’s housing market. PCSB Bank took the time to understand and know our business, and they will do the same for you.” - Brian & Brandon Zappi, Zappico Builders

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Access Health CT underscoring insurance plan changes through mail campaign BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

n order to draw customers’ attention to various health insurance options, Access Health CT is sending out renewal notices in yellow envelopes. The agency said that the numerous plan changes made this year will make it even more important for people to read the notice, and shop and compare plans starting on Nov. 1. “We want people to know that they have options and some plans may be a better fit for different needs and budgets,” said AHCT CEO James Michel. “This year, more

than ever, it pays to shop and compare. You may find cost savings or lower monthly payments with a different plan.” The executive added that consumers should keep in mind how much they use medical services and prescriptions and the doctors they want included in their plan network. “It’s not just about the monthly payment or premium.” Michel said. “The out-of-pocket costs are part of the total picture.” People who receive a notice saying they are eligible to be automatically enrolled for 2019 still have choices and can pick a different plan, said Access Health CT Director of Marketing Andrea Ravitz.

James Michel

“Customers could pay more in 2019 for a couple of reasons,” she said. “In 2018, they may have chosen a plan that was the lowest one in a metal tier — bronze, silver or gold. In 2019, this plan may no longer be the lowest-cost plan in this tier, and as a result, the monthly payment could be higher. Or, if they had changes in their family, where they live, their age or income.” Residents could also get a notice saying they are not eligible to be automatically enrolled, in which case they need to take action and pick a plan during open enrollment, between Nov. 1 and Dec. 15, in order to have coverage for 2019.

Homebuyer—

high-priced homes could be, the report said, “increasing the percentage of lower-priced homes in the mix of properties sold and thereby suppressing price appreciation. “That would explain why, for example, average prices are increasing dramatically in the lower-priced condo (up over 5 percent) and co-op (up almost 4 percent) markets, as well as the more affordable neighboring counties.” Houlihan Lawrence's luxury market report found home sales of $2 million and above are down about 2 percent year over year. HGAR reported sale price growth in Westchester’s neighboring Hudson Valley counties. The median sale price for a single-family home in Rockland County reached $475,000, up 6.7 percent from last year. In Putnam, the $360,000 median sale price was up 5.9 percent, and in Orange County the median sale price of $275,000 for a single-family home was up 7.8 percent from a year prior. The standout market for Westchester may be small multifamily buildings, according to numbers reported in the Elliman Report, a quarterly market analysis from Douglas Elliman Real Estate. Elliman reported 160 separate sales transactions for two- to four-family homes from July to September, up about 28 percent from the same time last year, and 18 percent from last quarter. The median sales price for the small multifamily properties climbed 12 percent from this point last year to $525,000. Nino Gjeloshaj, a real estate agent with Douglas Elliman, said demand remains strong for rental properties, attracting investors. “The people that are looking to buy, they don’t just buy because they like the area and have done research, they actually live in the area for a year or so, then look to purchase,” Gjeloshaj said. “That drives the rental market, and the rental market increases the value of those properties.”

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outsmart digital threats As social media, mobile devices and wireless networks become increasingly integral to doing business, companies in Westchester need to keep a step ahead with strategies designed to help them avoid fraud in a digital world. Michael Cappelli Market Executive Bank of America Merrill Lynch michael.cappelli@baml.com

SECURING SOCIAL MEDIA

IMPROVING CYBERSECURITY

Social engineering via phishing (email), vishing (phone) and smishing (SMS messaging) is well established, but social media threats are rapidly evolving. As well as bogus links, hackers create profiles that pretend to be someone you want to connect with, gathering information to create better scams. Protect your business by being careful who you interact with and what you post, especially if you’re high ranking or have a specialized role.

Attackers can easily penetrate outdated defenses, making building and maintaining secure systems essential. Many organizations follow recognized frameworks and standards, such as the Cybersecurity Framework developed by the National Institute of Standards and Technology (NIST), to guide their programs. It sets out five key areas of consideration, providing an excellent roadmap for keeping your business safe.

SAFEGUARDING MOBILE AND WIRELESS DEVICES As more business gets done on the go, it’s critical to keep mobile and wireless channels safe from fraud attacks. Rather than connecting remotely via public WIFI, use a company-provided virtual private network, or VPN, that protects your information. To prevent juice jacking, which occurs when an attacker infects a public USB outlet or plug with malicious software, take your own battery charger for your devices.

Cybersecurity Framework (NIST)

ECOVE

NT DE IF

increase in social media fraud threats1

45%

200

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have used unsecured public WIFI for work tasks2

For more on fraud strategies for businesses in Westchester, contact us or visit bofaml.com/fraudandcybersecurity. Increase in social media support fraud from October 2017 to Q1 2018, Proofpoint Quarterly Threat Report Q1 2018. 2Norton WIFI Risk Report 2017. Neither Bank of America nor its affiliates provide information security or information technology (IT) consulting services. This material is provided “as is,” with no guarantee of completeness, accuracy, timeliness or of the results obtained from the use of this material, and without warranty of any kind, express or implied, including, but not limited to, warranties of performance, quality and fitness for a particular purpose. This material should be regarded as general information on information security and IT considerations and is not intended to provide specific information security or IT advice nor is it any substitute for your own independent investigations. If you have questions regarding your particular IT system or information security concerns, please contact your IT or information security advisor. “Bank of America Merrill Lynch” is the marketing name for the global banking and global markets businesses of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, strategic advisory, and other investment banking activities are performed globally by investment banking affiliates of Bank of America Corporation (“Investment Banking Affiliates”), including, in the United States, Merrill Lynch, Pierce, Fenner & Smith Incorporated and Merrill Lynch Professional Clearing Corp., both of which are registered broker-dealers and Members of SIPC, and, in other jurisdictions, by locally registered entities. Merrill Lynch, Pierce, Fenner & Smith Incorporated and Merrill Lynch Professional Clearing Corp. are registered as futures commission merchants with the CFTC and are members of the NFA. Investment products offered by Investment Banking Affiliates: Are Not FDIC Insured • May Lose Value • Are Not Bank Guaranteed. ©2018 Bank of America Corporation. ARR8DMCC 09-18-0707 1

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OCTOBER 29, 2018

Hudson Link buses ready to go, schedule set for new Rockland-Westchester service BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

ov. Andrew M. Cuomo says 31 new Hudson Link buses are ready to start crossing the bridge named for his father. The Hudson Link bus service that will connect Rockland and Westchester counties is set to launch Oct. 29, the governor announced. Hudson Link will replace the Tappan Zee Express bus service. The new 45-foot-long buses, equipped with free wireless network service, USB charging stations and bike racks, are expected to cross the Mario M. Cuomo Bridge more than 230 times per day. The state expects annual ridership between the two counties

Photo provided by the New York Department of Transporation.

to exceed 400,000. Cuomo first announced the launch date for the service at a ceremony that celebrated the opening of the second span of the bridge on Sept. 4. The governor's most recent announcement included the initial sched-

ule for the bus routes. Hudson Link will run four daily routes. The lines run between Suffern and Palisades Center in West Nyack; between Monsey in Rockland County and White Plains; between the Palisades Center and

White Plains; and between Palisades Center and Tarrytown. All but one of the routes will run between 4 a.m. and midnight each day. That exception, the route between Suffern and Palisades Center, runs during peak commuting hours in the morning and evening Mondays through Fridays. The new service will offer multiple payment options, including cash, credit and a new mobile application. The new service is run by Transdev, a French international private-public transport operator. The buses were built by Prevost, a Canadian company with a manufacturing plant in Plattsburgh in northern New York. More information on the service and schedules is available at ridehudsonlink.com.

HVEDC and Westchester County Association form strategic partnership

he Hudson Valley Economic Development Corporation and the Westchester County Association launched a strategic partnership to grow specific industry sectors such as health care and real estate, expand the organizations’ workforce development initiatives and close the digital divide through programs that promote gigabit-speed broadband connectivity. Leaders of both the HVEDC and WCA will sit on the board of directors of both organizations to help guide their strategic missions and facilitate the partnership. HVEDC President and CEO Mike Oates will become a member of the WCA board of directors and WCA President and Chief Executive Officer William M. Mooney, Jr. will become a member of the HVEDC board of directors.

The organizations will work jointly on: • Growing the biotechnology, pharmaceutical, medical device and health care industry sectors in Westchester and the Hudson Valley. • Developing the workforce to help prepare the region's population for present and future jobs. • Bringing state-of-the-art, high-speed technology to bridge the gap between demographics and regions that have access to modern information and communications technology, and those that have restricted or no access. In addition, the organizations will identify key market trends and work together to find solutions that will help bring jobs and investments to Westchester County and the Hudson Valley.

Workplace Memo

New York State Issues Final Guidance on Sexual Harassment Law

n October 1, 2018, New York State issued its finalized materials and guidance in support of New York’s new sexual harassment prevention laws. Enacted on April 12, 2018, the new laws contain multiple facets aimed at combatting sexual harassment in the workplace. Highlights of the most significant changes in the finalized materials include: • Initial training for all employees must be accomplished by October 9, 2019. • In subsequent years, annual training can be calendar based, or based on an employee’s anniversary date, or any other date the employer chooses. • Training for new hires must be conducted “as soon as possible”, rather than within thirty (30) days of hire as proposed in the draft materials

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provided by NYS. • Training must be interactive and must be provided to employees in the language spoken by employees, New York’s model training will initially be available in eight (8) languages other than English. • Employees who work in other states but work a portion of the time in New York State, must be trained. • Part-time, seasonal and temporary workers must all be trained. • Employers do not have to train third-party vendors or other “non-employees” who interact onetime or regularly in an office located in New York State. • The NYS model policy now indicates that workplace investigations into sexual harassment should be completed “as soon as possible” rather than

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the thirty (30) day requirement in the draft materials. • All employers must adopt and provide a sexual harassment prevention policy to all employees. This should have been completed by October 9, 2018. New York State has an Employer Toolkit which provides employers step-by-step guidance on implementing the required training and sexual harassment prevention policy, directing you to resources available through NYS and the relevant state agencies. These resources are all available on the State’s Combatting Sexual Harassment in the Workplace website: w w w. n y. g o v/p r o g r a m s /c o m b a tting-sexual-harassment-workplace.

SCHEDULE ANTI-HARASSMENT TRAINING TODAY To assist employers in navigating the new training requirements, which must be interactive and legally compliant, Grandview HR Consulting is offering instructor led training. Each training is customized to your organization and scheduled at your convenience. Grandview HR Consulting can also assist with drafting or revising sexual harassment prevention policies. If you would like to learn more about instructor-led training please visit www. grandviewhrc.com. Contact Susanne Gallagher at susanne@grandviewhrc.com or by calling 914-523-5726.

A Clear Choice “As part of the National Trust for Historic Preservation, we’re grateful to Bankwell as a community leader for their generous support of “Community Days” at the Glass House. Community Days provide local residents with free entry to the site on select days throughout the year as a way to thank our local community for their wonderful support of this iconic historic site.” – CHRISTA CARR COMMUNICATIONS DIRECTOR THE GLASS HOUSE NEW CANAAN, CT

877.966.1944 | mybankwell.com Member FDIC | Equal Housing Lender

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OCTOBER 29, 2018

Yonkers Radiation sues Northern Westchester Hospital for quashing contract BY BILL HELTZEL bheltzel@westfairinc.com

Yonkers oncology practice claims that Northern Westchester Hospital Association has refused to approve several candidates for a key position as a way to get out of a contract for services. Yonkers Radiation Medical Practice PC sued the Mount Kisco hospital and its parent company, Northwell Health Inc. of Great Neck, on Oct. 8 in Westchester Supreme Court for an amount to be determined at trial. “This case is simple,” the complaint states. The hospital manufactured a breach of contract to deprive Yonkers of “profits to be earned over the three years remaining under the agreement.”

“Northern Westchester Hospital does not comment on ongoing litigation,” director of marketing and public affairs Gretchen Mullin said in an email, “except to say that the hospital acted properly under its contract with the Yonkers Radiation Oncology practice and will defend the lawsuit in court.” The dispute began after Yonkers’ chief of section for radiation oncology unexpectedly gave notice in May that he would be leaving in 90 days. The contract required Yonkers to name a new chief, subject to the hospital’s approval. Yonkers said it immediately began looking for a replacement. It interviewed more than a dozen physicians and sent seven to the hospital for screening. Two were inter-

Yonkers presented two more candidates in August, but the hospital notified the medical practice that it was in default for failure to appoint a replacement chief of section. Yonkers was given 30 days to cure the default. Northern Westchester twice interviewed one of Yonkers’ proposed replacements, but did not approve the physician. On Oct. 1, the hospital terminated the agreement. Northern Westchester “capriciously refused to approve any of the well-qualified candidates” presented for permanent chief of section, Yonkers claims. It is accusing Northern Westchester and Northwell of breach of contract and breach of covenant of good faith and fair dealings. It is demanding unspecified damages.

Northern Westchester Hospital in Mount Kisco.

viewed by hospital personnel in July, according to the complaint, but the hospital stated, “that it did not want to move forward with them.” Yonkers then began looking for a temporary replacement, pending a permanent

hire. Short-term positions are common in the medical profession and are permitted under the contract, the complaint states, but the hospital maintained that temporary independent contractors are not permitted.

Mullin said senior Northwell physicians are providing radiation oncology services at Northern Westchester Hospital, “along with a full staff, caring for patients with many of the most advanced radiation oncology treatments available.” Yonkers Radiation is an affiliate of 21st Century Oncology Holdings, a Fort Myers, Florida, company that filed a $1 billion Chapter 11 bankruptcy case last year in White Plains. Yonkers was not one of the 60 affiliates that filed for reorganization, but New York Radiation Therapy Management Services LLC, based at the same address in Yonkers, did file. Bankruptcy Judge Robert D. Drain in White Plains approved the reorganization plan on Jan. 11.

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can change the world—and your family.

How can your philanthropy make an impact and deepen your family relationships?

Charitable giving can be a powerful vehicle for bringing your family together. It provides the opportunity for important conversations and collective family decision making. Wilmington Trust can facilitate discussions that build consensus—offering guidance to help you make a greater impact with your philanthropy, while ensuring it’s meaningful for your family and works with all facets of your wealth plan. For a deeper understanding of how to create a purposeful family legacy, call Sharon Klein and her team at 212.415.0547. Download our article Putting the “Family” in Family Philanthropy at wilmingtontrust.com/generosity.

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Private Banking is the marketing name for an offering of M&T Bank deposit and loan products and services. Investments: • Are NOT FDIC Insured • Have NO Bank Guarantee • May Lose Value Wilmington Trust is a registered service mark. Wilmington Trust Corporation is a wholly owned subsidiary of M&T Bank Corporation. Wilmington Trust Company, operating in Delaware only, Wilmington Trust, N.A., M&T Bank, and certain other affiliates provide various fiduciary and non-fiduciary services, including trustee, custodial, agency, investment management, and other services. International corporate and institutional services are offered through Wilmington Trust Corporation’s international affiliates. Wilmington Trust Investment Advisors, Inc., a subsidiary of M&T Bank, is an SEC-registered investment advisor providing investment management services to Wilmington Trust and M&T affiliates and clients. Loans, credit cards, retail and business deposits, and other business and personal banking services and products are offered by M&T Bank, member FDIC. ©2018 Wilmington Trust Corporation and its affiliates. All rights reserved.

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OCTOBER 29, 2018

Westport Country Playhouse plans world premiere of gun violence drama BY PHIL HALL phall@westfairinc.com

FOR YOUR NEXT CORPORATE PARTY

Now Bookinagy 2018 Holid Parties

See why Stepping Stones is the perfect venue for your event! • Talented Events and Audio/Visual Team • Indoor/outdoor whimsical and interactive environments • 35 x 12 foot projection screen • Custom video and interactive floor capabilities • State-of-the-art sound and theatrical lighting system

Set up a private tour today. 203 899 0606, ext. 208 or Lauren@steppingstonesmuseum.org steppingstonesmuseum.org/rentals @steppingstonesspaces Mathews Park, 303 West Avenue • Norwalk, CT

OCTOBER 29, 2018

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ark Lamos is in his ninth year as artistic director of the Westport Country Playhouse, and he is coming off one of his most well-received productions: a spirited revival of the Broadway musical classic “Man of La Mancha.” “The audience reaction was overwhelming,” he said. “In the nine years that I’ve been here, this is the most extraordinary audience reaction I’ve witnessed. I just can’t get over it. The end of the first act, they started cheering. And the same thing happened at the end of the play. The audience starts to cheer before the lights go out. I’ve never seen anything like it in my life.” However, Lamos is not following up his “Man of La Mancha” success with another beloved musical, but with a world premiere of a drama that plumbs one of the most troubling issues to plague modern society: the proliferation of school shootings. But in presenting Matthew Greene’s “Thousand Pines,” Lamos stated he was “very concerned” that some people might turn away from the production under the belief that it would be a diatribe on the contentious gun control issue. “It isn’t about gun control,” Lamos said. “It is about people who are dealing with the aftermath of loss and continuing emotional emptiness. And it’s about American families, to a certain extent, and the inability of one generation to understand another.” Sharing Lamos’ concern is the play’s director, Tonynominated Broadway veteran Austin Pendleton, who is returning to the Westport Country Playhouse for the first time since directing E.G. Marshall in the 1992 comedy “Park Your Car in Harvard Yard.” “This play is not addressing the gun control issue,” Pendleton said. “The issue is

Mark Lamos, artistic director at the Westport Country Playhouse. Photo by Phil Hall.

so urgent that we did not want to put on a preachy play. If you want to make a political statement, you should write an editorial.” Pendleton became aware of “Thousand Pines” two years ago. “My agent read it and said, ‘You really should read this,’ ” he continued. “I read it and I was very impressed.” Lamos became intrigued with the commercial potential of “Thousand Pines” last year when it was presented as a reading within the theater's New Works Circle Initiative, a program focused on developing new theatrical works. Greene’s work takes place in the homes of three suburban families on a Thanksgiving Day in the months following a deadly school shooting at a junior high school. The play considers how each family approaches grief, healing and forgiveness during a holiday where the traditional emphasis on family togetherness is replaced with the raw dimensions of emotional catharsis. “It’s a very powerful experience to hear the play read,” Lamos said. “We just believed in it right from the get-go.” For playwright Greene, having his work's premiere at the Westport Country Playhouse rather than a New York City venue made perfect sense. “The community around Westport was deeply affected by the Sandy Hook shooting,” he said. “That was probably the biggest influence on me for writing the play. There’s something that feels correct about doing it there.” "Thousand Pines" will open on Oct. 30 and run through Nov. 17. Lamos noted that advance ticket sales for

the production were “fine,” adding that it was “tracking as a new play that no one’s ever heard of. The people who are core theatergoers and core ticket buyers are interested. The advance is not enormous, like ‘Man of La Mancha,” but it’s decent.” To engage a further depth of community awareness for the production during its run, the Westport Country Playhouse received a $20,000 grant from Connecticut Humanities to coordinate a series of events at its Lucille Lortel White Barn Center to encourage further conversation on the issues raised in the play. Guest speakers at these events will include Greene along with Linda Rost, trauma expert and co-coordinator of the Fairfield County Trauma Recovery Network, and Sujata Gadkar-Wilcox, associate professor of legal studies at Quinnipiac University. After “Thousand Pines,” the theater is presenting Grammy-nominated pianist and storyteller Mona Golabek’s production of “The Pianist of Willesden Lane,” based on her mother’s escape from Nazi-controlled Vienna in 1938. For Lamos, the programming mix from an old-school Broadway favorite to a hot-button contemporary drama to a music-infused meditation on the events leading up to the Holocaust reflects his mission on bringing the full theatrical spectrum to Fairfield County. “My main mantra is: if I lived in Fairfield County and didn’t have the chance to see any other theater for a year, what would be the richest variety of things I can go to?” he explained. “A musical, a drama, something that is relevant to the moment, something that is sheer entertainment, maybe a classic like Moliere or Shakespeare. Then, really it comes down to very personal response and excitement level of certain projects, or which I expect will give a lot of entertainment value or thought value to the people who see it.”

IN THE CURRENT ADMINISTRATION “It is an economic fact that predicting the future is most valuable when everybody thinks you are wrong” — The Wall Street Journal

OCTOBER 30, 2018 • 75 MONTEBELLO ROAD, SUFFERN, N.Y. FCBJ

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OCTOBER 29, 2018

NAVIGATING THE FINANCIAL MARKETS FOUNDER & CEO, GARY GOLDBERG FINANCIAL SERVICES GARY GOLDBERG is the founder and CEO of Gary Goldberg Financial Services (GCFS) and the main driving force behind its investment strategy and policy. A member of both the firm’s executive committee and the strategic investment committee, Goldberg, prior to forming GGFS in 1972, had a successful career as an institutional trader on Wall Street. Since then, the firm bearing his name is recognized as one of the most successful full-service investment management firms in the Hudson Valley region. In addition to serving as the firm’s CEO, Goldberg hosts America’s longest continually running financial radio talk show, Money Matters, when he interviews some of today’s most influential political and business leaders. It’s a unique advantage where he gains first-hand insight into his interviewees’ thoughts and feelings about current market and socio-economic conditions. Goldberg earned his

bachelor’s degree from Bard College and attended Brooklyn Law School. Over the course of his professional career, he has served on such boards as the New York City Fire Department — Educational Fund; Nyack Hospital, where he was head of the investment committee for six years; Mercy College, where he headed the investment committee for four years and was named its Man of the Year; Bard College Center, which named its Computer Center for Goldberg; United Way of Rockland; American Cancer Society of Rockland County; American Heart Association of Rockland County; and he served as executive vice president of the International Association of Financial Planners of Westchester and Rockland County. Goldberg is the author of “High Powered Investing,” and “How Badly Do You Want It? An Entrepreneur’s Journey from $5,000 to Financial Success, and How You Can Do It Too.”

GARY GOLDBERG MORTGAGE LOAN ORIGINATOR RESIDENTIAL LENDING, FIRST COUNTY BANK ELIZABETH BRUCKER, a mortgage loan originator, residential lending for First County Bank has the reputation for being a trustworthy, genuine, reliable and effective loan originator who closes loans in the most expedient and streamline manner. She has the one of the quickest response times on record and goes the extra mile for all her clients. Her success is marked by the care and personal touch she provides to everyone she meets. Patient with clients, Brucker will explain every step to her clients so there are no surprises along the way. She has been in finance and marketing for more than 35 years and entered the residential mortgage business in 2002. Previously, Brucker held executive positions in one of the top-20 IT companies on The Fortune 500 where she developed a strong background in sales and marketing and held positions as international pric-

ing manager for Latin America markets, including Mexico, and marketing director for the Northeast U.S. markets. Brucker was a long-time Westport, Connecticut, resident and currently resides in Wilton, Connecticut. While in the mortgage industry, she was managing director/branch manager for two of the largest national correspondent firms. And, regarding community involvement, she extends her inherent caring and giving personality to the communities and enjoys her passion for being active with volunteering, which goes back to her childhood as a “world” Girl Scout. Brucker was awarded the “Rotarian of the Year” Award for 2017 and continuous to serve as part of the board and as the Westport Rotary volunteer chair and bulletin editor. Brucker received her Bachelor of Science degree in management and finance from Fairfield University in Connecticut.

ELIZABETH BRUCKER J.D., LL.M., CPA, PARTNER STERN KEISER & PANKEN, LLP LAURENCE KEISER, is a partner in the New York City and White Plains law firm of Stern Keiser & Panken LLP where he specializes in income tax planning and litigation and estate planning, drafting and administration. Keiser holds a Bachelor of Science degree in accounting from New York University, a Juris Doctorate from St. John’s University School of Law, and an LL.M. in taxation from New York University School of Law. He is a former officer and director of the New York State Society of CPAs. Keiser is also past president of its Westchester Chapter and has served on various tax and estate and trust committees of the New York state, Westchester County and local bar associations. He is a past director of the Estate Planning Council of New York City and has been a member of the House of Delegates of the New York State Bar. Presently, Keiser is the Ninth Judicial District Representative to

LAURENCE KEISER

the Executive Committee of the New York State Bar Association Trusts and Estates section and past chairman of its committees on taxation and estate planning committee. He is a past chairman of the Westchester County Bar Association Trusts and Estates Section and serves now as president of the White Plains Bar Association. Keiser has had numerous articles published in professional journals and has been an adjunct professor of taxation at the graduate business schools of New York University and Long Island University. A frequent chair or presenter at many tax conferences, lecturer and speaker for accounting and law groups, Keiser was the author and discussion leader of the Foundation for Accounting Education courses: “Review and Update for Experienced Individual Tax Practitioners” and “Advanced Estate Planning” for which he received the Outstanding Discussion Leader Award.

“If you’re worried about a bond bear market, it’s time to check your rearview mirror.” — Carla Fried The New York Times, Oct. 14

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NAVIGATING THE FINANCIAL MARKETS CHIEF INVESTMENT OFFICER, GARY GOLDBERG FINANCIAL SERVICES BILL KRIVICICH is the chief investment officer of Gary Goldberg Financial Services (GGFS). In a career spanning more than 20 years, Krivicich has become a respected and recognized portfolio manager among his chief investment officer peers. He heads the GGFS’s strategic investment committee and serves on the firm’s executive committee from which he leads the firm’s portfolio management team and research team in developing portfolios based on their macro-economic views. In addition, Krivicich is responsible

for overseeing the firm’s security-selection process and its related due-diligence process. Working directly with his clients to focus on their retirement, income and wealth-planning needs has earned him the recognition of topwealth advisor throughout the tristate area. Krivicich earned his Bachelor of Science degree in finance from the State University of New York at New Paltz and is a Chartered Financial Analyst. “My commitment is on managing my clients assets so they can sleep at night,” says Krivicich.

BILL KRIVICICH LICENSED ASSOCIATE REAL ESTATE BROKER, HALSTEAD MANHATTAN LOUISE PHILLIPS FORBES, licensed senior associate real estate broker, has been an industry leader in New York City’s residential real estate market for three decades. With career sales exceeding $3.5 billion, she is considered one of the elite power brokers in Manhattan. A multitime winner of Halstead Real Estate’s esteemed Broker-of-the-Year award, where she leads the Louise Phillips Forbes team, Forbes has also been acknowledged many times as the No. 1 listing broker companywide and currently leads the firm’s No. 1 sales team. She has developed a significant following among developers, buyers and sellers throughout Manhattan. From the upper West Side and upper East Side to the West Village, Tribeca and Wall Street, she serves many prominent New Yorkers. Her experience in both luxury residential sales and in development projects — more than 30 to date — has equipped her with the unique ability to fully understand clients’ needs, navigate fluctuations

in the market and negotiate complicated deals ranging from $800,000 to tens of millions of dollars. Recognized as a highly dependable advocate for her clients, Forbes has built strong relationships and is known for her market insight, careful guidance, passion and professionalism. She considers herself more of an “educator” than a salesperson. REAL Trends named Forbes as one of “America’s Best Real Estate Agents” and consistently lists her among its annual “Real Estate Top 250.” An enthusiastic supporter of the arts, Forbes is an active board member for Change for Kids, a nonprofit that provides cultural arts programs for inner-city elementary schools, and she also serves on the advisory board of the Bronx Museum of the Arts. When she’s not racing around the congested streets of Manhattan negotiating deals, you will find her spinning at her local SoulCycle or you’ll find her surfing in Montauk with her family.

LOUISE PHILLIPS FORBES MANAGING DIRECTOR, WESTBURY GROUP TED YANG has founded 11 startups and nonprofits with total current revenues over $50 million and several exits. These include Cantata Media/Daily Voice; Highclere Castle Spirits; MediaCrossing; the Stamford Innovation Center; and Social Venture Partners, Connecticut. His career portfolio includes chief technology officer and leadership positions at leading banks and funds, including Ultra Capital, Citigroup, Tudor, Citadel and Bridgewater. Yang is an angel investor with multiple exits; advisor to many companies,

TED YANG

venture capital and private equity firms; and is chairman of Connex International. He sits on several boards, including ChemPacific Corp. and nonprofits such as the Wiki Education Foundation. Yang is a Massachusetts Institute of Technology (MIT) trained engineer and has been featured in The Wall Street Journal, National Public Radio and Fox Business News. He has spoken at MIT, Wharton, Babson, New York University, Columbia and Fairfield University business schools.

“There is only one form of intelligent investing and that is ﬁguring out what something is worth and buying it for that price or less.” — Howard Marks The New York Times, Oct. 14 FCBJ

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OCTOBER 29, 2018

IN THE CURRENT ADMINISTRATION WHAT'S MAKING THIS ECONOMY SO INTERESTING? HOW CAN WE CAPITALIZE ON THE BULLISH FEVER?

LET'S TALK ABOUT IT.

Renowned professionals in the fields of private equity, real estate, banking, securities and taxes will share their wit and wisdom.

WHEN: Tuesday October 30

9:30- 11:30 a.m. • Light breakfast • Networking • Financial discussion

HOST:

PANELISTS:

GARY GOLDBERG

ELIZABETH BRUCKER BILL KRIVICICH

Founder & CEO, Gary Goldberg Financial Services

LAURENCE KEISER

Mortgage Loan Originator Chief Investment Officer, J.D., LL.M., CPA, Gary Goldberg Financial Partner Stern Keiser Residential Lending, & Panken, LLP Services First County Bank

LOUISE PHILLIPS FORBES

Licensed Associate Real Estate Broker, Halstead Manhattan

TED YANG

Managing Director, Westbury Group

Presented by:

For more information or sponsor contact: Anne Jordan at anne@westfairinc.com or 914-358-0764 Tracey Vitale at tvitale@westfairinc.com or 914-358-0762

OCTOBER 29, 2018

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Come join us overlooking the Ramapo Mountains at the Historic Montebello Mansion. 75 Montebello Road • Suffern, N.Y.

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Public input absent as WestCOG works on transportation plan BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

etermining the future shape of Connecticut’s transportation systems is a top priority for the Western Connecticut Council of Governments. “This is a long-range planning process,” said WestCOG Executive Director Francis Pickering, “and it can sometimes be difficult to get people to come out to discuss projects that can be 30 years down the road.” WestCOG — which consists of more than a dozen municipalities in the region, including Bethel, Brookfield, Danbury, Darien, Greenwich, New Canaan, New Fairfield, Newtown, Norwalk, Redding, Ridgefield, Sherman, Stamford, Weston, Westport and Wilton — is, like all metropolitan planning organizations, required by federal law to prepare a long-range transportation plan (LRTP) every four years as a prerequisite for federal transportation funding. But, Pickering noted, that plan is also required to identify both short- and long-term investments that can enhance the transportation system. Those strategies are required to be “fiscally constrained” and scheduled to be phased in over the following 25 years. While trying to envision what transportation might look like circa 2048 may be a tall order — after all, in 1988 there were no ridesharing services, much less cell phones and apps — collecting data on where it could stand four years hence should be relatively easy. But Pickering said WestCOG has always relied heavily on public input for the development of its LRTPs. As a result, it has scheduled public meetings in each of the 18 municipalities it serves, the most recent being in Stamford, Greenwich, Newtown, Redding

Francis Pickering

and Bethel. Total attendance, Pickering said: Zero. WestCOG is also soliciting comments online, through social media posts and via its mailing list. “It’s a broad-based strategy to engage the members of the public who are interested in participating,” Pickering said. Absent a draft plan, some residents may feel the topic is too ephemeral to comment on. That, Pickering said, would be a mistake. “We want to take a different approach before we start writing it, to give the public the opportunity to help guide the development of the plan before it is written,” he said. “This is designed to be a much more open process than has perhaps been the case in the past. We want to give the public the opportunity to get in on the ground floor, instead of being presented with something that’s basically a fait accompli.” With or without public involvement, Pickering said WestCOG expects to begin compiling the LRTP during late winter/early spring, with a draft version completed in March. A 45-day comment period will further allow for public input, with a final draft to be completed by late spring. Once that draft is approved by the municipalities, the LRTP will be sent for final approval to the U.S. Department of Transportation. Pickering noted that the LRTP is designed to deal with

issues affecting major roadways, trains, bicyclists and pedestrians. “If someone’s looking to add a traffic light at a specific intersection, that’s not what this is for,” he said. The state’s infamous highway congestion will be addressed, he said, as will ways of improving mobility and the safety of cyclists and pedestrians. “I can’t speak to specific plans,” Pickering said. “But the congestion issues on I-95, I-84, the Merritt, Route 1 and Route 7 — those will probably be in there. And we will supply various solutions to address those problems. Would it take adding one lane, or two, in each direction on those roads? “We’re also looking at bus service, both locally and on an intracity basis like what you have with Peter Pan and Greyhound,” he continued. “Rail service on Amtrak, Acela and MetroNorth, freight transportation when it comes to delivery trucks, semis and the railroads — basically everything except air and ship.” Should an issue somehow fall through the cracks and not be included in the LRTP, Pickering noted that amendments can be made, though whether the federal government will come through with the necessary funding for such additions remains an open question. He further said that trying to predict the future of transportation is always difficult. “We keep hearing about autonomous vehicles, self-driving cars,” Pickering said. “Will they be a significant presence in 30 years? Most likely, yes, but how? “How people travel is driven by many factors,” he continued. “As technology matures, patterns change. We could end up in the future where everyone does nearly everything from home, which could mean they never leave home, or they go out more because they have more free time.”

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OCTOBER 29, 2018

Obex Group of Larchmont fails to produce documents in $550M fraud case BY BILL HELTZEL bheltzel@westfairinc.com

andall Katzenstein was supposed to bring documents to an Oct. 15 arbitration hearing, in a $550 million fraud case, but failed to show up. His company, Obex Group LLC of Larchmont, is in the middle of a dispute that traces back to the $1 billion Platinum Partners hedge fund scandal. Washington National Insurance Co. of Carmel, Indiana, petitioned U.S. District Court in White Plains to compel Katzenstein and Obex Group to comply with summonses in the arbitration case. Katzenstein did not respond to an email request for comment. He has objected to the

summonses as burdensome, according to Washington National’s petition. Katzenstein, of New Rochelle, founded Obex Group in 2001 to serve institutional and high-net-worth individuals. He also has interests in a Romanian stock brokerage company and a Taiwan internet hardware trading firm, according to his Obex Group profile. He is a founding member of the International Association of Financial Engineers, a co-founder of a business school in Istanbul and is an active member of the American-Turkish Council. The underlying dispute goes back to a 2016 lawsuit. Bankers Conseco Life Insurance Co., an affiliate of Washington National, sued Beechwood Capital Group for fraud and racketeering. Bankers Conseco Life Insurance had assigned $550 million in assets to Beechwood Re, a reinsurance

company, in 2014 to invest and manage. Bankers Conseco claims that Beechwood Re and its principals misrepresented its financial situation and corporate structure, according to a court order in that case, and used the assets for personal enrichment. Beechwood Re principals Moshe M. Feuer and Scott Taylor allegedly represented that Beechwood Re had at least $100 million in assets when it had virtually no capital. The Bankers Conseco lawsuit also alleges that Feuer and Taylor represented that they controlled Beechwood Re when the assets were actually being used by Platinum Partners. The lawsuit was moved to arbitration in March. Washington National claims that Platinum Partners retained Obex to secure brokerage services for Beechwood Re. The insurance com-

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OCTOBER 29, 2018

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pany wants Obex’s records, in part, because of an email it obtained from another financial services firm in which Katzenstein allegedly “exposed the co-conspirators scheme.” “It is important to note that the trusts will be managed by Platinum related persons,” Katzenstein wrote in the 2013 email, “but not have any legal relationship to the various Platinum funds.” He also proposed setting up a meeting with Platinum Partners' founder, Mark Nordlicht, also of New Rochelle, who “is the one who is recommending this happen.” Katzenstein and Obex have produced some records in the arbitration case, according to the petition, but failed to produce crucial documents by refusing to search for records “using any term such as Platinum.” On Aug. 24, the American Arbitration Association issued summonses to Katzenstein and Obex, for all documents and communications concerning Beechwood Re and its affiliates and Platinum Partners LP and its affiliates, from 2013 through 2016. The summonses single out 29 individuals associated with Beechwood Re and Platinum Partners. Katzenstein and Obex objected, the petition states, because using the search term “Platinum” “would yield too many hits.” But they have allegedly rejected proposals to narrow the time frame of the request or outsource the work to a vendor at no cost to them. Washington National says it needs the documents for a hearing on March 11, 2019. Platinum Partners and its principals have been enmeshed in several criminal and civil proceedings. The hedge fund had stood out for years for its double-digit investment returns. But two years ago, the U.S. Attorney's Office in Brooklyn charged seven associates of the firm with securities fraud in an alleged $1 billion Ponzi-like scheme. The Securities and Exchange Commission filed a parallel civil case. The alleged fraud was said to be the biggest such scheme since the Bernie Madoff fraud in 2008. Platinum Partners was accused of persuading prominent families and institutions in the Orthodox Jewish community to invest in risky bets on an oil company, payday lenders and insurance payouts on terminally ill patients. They were accused of inflating asset values and illicitly moving investors’ funds to cover losses and liquidity problems. The hedge fund fell short of funds when clients tried to redeem their investments. One scheme to find cash involved the New York City Correction Officers’ Benevolent Association. Norman Seabrook, the powerful head of the union, invested $20 million in members’ retirement money with Platinum Partners, in exchange for a $60,000 bribe. A federal jury found him guilty in August of accepting a bribe and conspiracy to take a bribe. Nordlicht’s trial date has been set for Jan. 7.

SPECIAL REPORT | Investment Strategies

Stocks and the midterm elections BY ERIC JOHNSON

quity markets are generally not influenced by a single factor. It is usually a multitude of factors impacting prices at any given time such as: • Positive earnings may serve as tailwinds breathing positive momentum into stocks. • Tariffs could do the opposite and serve as headwinds. • Leading economic indicators may boost investor sentiment and the relative attractiveness of stocks. • High valuations could discourage some investors from buying. At any given time, the confluence of these factors determines the direction of stock prices. One factor that gets little attention is midterm elections. In managing our clients’ financial plans and portfolios, as a firm we remain politically agnostic, favoring no party over the other. Our focus is on policy, economic

indicators and interest rates and how these items may affect corporate profits and economic growth. Historically, stocks have tended to get volatile in midterm election years, as the balance of power in Washington undergoes a political shift. The table on this page lists the S&P 500 corrections during years of midterm elections and then what the market did in the 12 months following the correction. Since 1962, the average price upswing for stocks following a midterm correction was a solid 31 percent. The table also shows that in the last four midterm election years, stocks have rebounded considerably following the downside volatility incurred during the midterm election year. Since 1962, the average monthly return of the S&P 500 in midterm election years from April to September has been negative. Midterm election years can mean a shift in the balance of power in Congress, increasing the possibility of change in policy and legisla-

tion, and equity markets do not like policy uncertainty. However, once midterm elections happen and the markets know how the table is set, the uncertainty fades and businesses have a better idea of what to expect from Congress in the coming two years. The fact is

that since 1946, the S&P 500 has not declined in the 12 months following a midterm election. The average price return in the 12-month period following a midterm election from 1950 to 2014 is plus-15.3 percent. We do not know what will occur from now to Dec. 31

except we are prepared for a noisy and ugly fight in this midterm election cycle, which will add to the market’s volatility. However, equity markets are not influenced by one factor alone. The mudslinging in the midterm elections may create some headwinds for equity markets in

2018. However, beyond 2018, the continued positive news surrounding earnings, jobs, income and spending may help support the longer-term upward trend. History has also shown that corrections in the midterm election year are often followed by solid positive returns in the following year. There is no doubt about it that politics these days can stress the markets. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. Eric Johnson is the COO of Rocco & Associates Wealth Management in Fairfield, Connecticut, where the company has operated for over 40 years. The firm specializes in full financial planning, including college savings and retirement income planning, and can be reached at 203255-6022 or eric.johnson@ roccoandassociates.com.

Commercial construction loans are inherently risky BY ROBERT WITHERS

oo often, developers can’t secure permanent financing upon a project’s completion. If it’s a condominium project, will the condo project sell out? Then, there is the construction gamble, as cost overruns, accidents, delays and other problems tend to occur on every job. Imagine, for example, a crane falling or dropping an expensive beam. Further, good labor is harder to find these days, and I predict that you’ll see more labor slowdowns as workers demand higher pay. And that’s just scratching the surface. Politics play a

huge part in the construction universe. A government employee might put a last-minute kibosh on your project. Perhaps the city council increases the parking requirement at the last moment. Then, there’s the marketing risk. Are the condos you are building actually going to sell at their projected sales prices? Will your new office space lease at your pro-forma rents? Let's face it, a million things can, and do, go wrong on commercial construction projects. As a result, banks are demanding tremendous equity in their construction deals. During the go-go days before the dotcom

meltdown, banks routinely made commercial construction loans of 90 percent loan-to-cost. Many people got slaughtered when commercial real estate collapsed by 45 percent after the dotcom stocks crashed. Commercial construction loans are almost always made by commercial banks. The rare exception? Life insurance companies occasionally make construction loans on such properties as office towers or shopping centers. In general, commercial banks make commercial construction loans because construction loan terms are short, typically 12 to 18 months, and the bank earns

its fees and points upfront. Eight years after the dotcom crash, the commercial real estate market recovered, and banks were making commercial construction loans of 80 percent loan-tocost. The subprime mortgage crisis then struck and banks once again took a beating in commercial construction lending. In the wake of the Great Recession, bank regulators clamped down on commercial construction lending. Loan-to-cost ratios in excess of 70 percent were strongly discouraged. The good news is that a few banks are once again making construction loans of 75 percent to 80 per-

cent loan-to-cost. This still requires that the developer contribute 20 percent to 25 percent of the total cost of the project. Under the JOBS Act, it is easier to raise equity dollars these days. Private equity real estate financing is playing a larger role in financing these projects. From the smaller builder to larger national developers, these entrepreneurs are depending more on alternative lending sources to “put the shovel in the dirt” for their projects. These lending sources rely less on the bureaucracy-laden models of larger, commercial lending entities and operate

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with a more entrepreneurial, real estate-centric philosophy to achieve funding for these types of deals. I see the role of these lenders growing over the next few years as commercial banks and insurance companies cut their exposure to commercial and investment construction loans. Robert Withers, president and CEO of M1 Capital Corp., is a real estate finance professional with a 30-year record of providing creative solutions for his clients in the real estate finance industry. He can be reached at 866990-9559 and additional information can be obtained at www.mortgage1.com. OCTOBER 29, 2018

The Right Time to Begin Managing an Aging Parent’s Finances By Bernard A. Krooks, Certified Elder Law Attorney

t’s difficult for children to know when to step in and assist aging parents with their financial affairs. Conversations about money are uncomfortable and aging parents may become defensive, suspicious or confused. It is easy to see why we resist having these conversations. Unfortunately, as parents age, they may lose the capacity to manage their financial affairs. Cognitive decline, abetted by isolation, is a powerful force that makes aging parents easy targets for scam artists, misleading advertising and offers for highpriced, unnecessary goods and services.

PLANNING, PREPARATION ARE KEYS TO SUCCESS Family members should raise the topic of financial management for their aging parents well before they become incapacitated. Dealing with financial issues before the onset of cognitive decline allows aging parents to be fully involved in the management of their estate. Early and full involvement by aging parents not only preserves their dignity and right to self-determination, it allows family members to have the benefit of parents’ intimate knowledge of their own financial affairs. This is a good time for aging parents to express their desires through binding legal instruments. A durable power of attorney or a trust can give the aging parent continued control over their financial affairs while also empowering a family member to step in and help when needed. In a best-case scenario, trust documents will designate a successor trustee who can take over financial matters when the need arises. The trust should specify the conditions that trigger a trustee takeover, and perhaps give the successor trustee guidance regarding the aging parent’s preferences and priorities. If a durable power of attorney is not in place, then family members may have to go to court to obtain guardianship over the parent. Not only is this a cumbersome process, but it also can result in a loss of privacy for the aging parent, whose condition is now recorded in court records. Early intervention gives family members the opportunity to acquire a thorough understanding of the aging parent’s financial affairs. What are the aging par-

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ent’s financial institutions and account numbers? What sources of income does the parent have? What recurring bills must be paid? Does the parent have private health insurance in addition to Medicare? Does the parent have an attorney or financial planner? Where are the parent’s important financial and estate planning documents kept? Having this information readily available will help the family act quickly and decisively should the need arise. If an aging parent is not initially willing to execute a power of attorney or create a trust, family members should not be reluctant to raise the subject again. Aging parents should know that, when the time comes that they do need help, family members are available to provide it.

INTERVENTION WHEN WARNING SIGNS APPEAR As parents age, family members should be alert for signs of incapacity or financial abuse. A deterioration of the aging parent’s ability to manage everyday life activities could be an indication that they are struggling with financial matters as well. And signs of financial exploitation or abuse are direct indications that intervention is needed. Seniors often resist doctor visits for the express purpose of being evaluated for incapacity. Short of a doctor visit, however, aging parents may display clues that they are struggling and need assistance: • Their residence is messier than usual. • They have difficulty feeding themselves. • They refuse to shower or bathe. • They wear the same clothes for several days. • They struggle or seem confused in the kitchen. • They have difficulty driving their car. • They are uncharacteristically forgetful. • They exhibit an unusual number of bruises or scrapes. If an aging parent exhibits any of these warning signs, it could be an indication that they are struggling with financial matters as well. Children and caregivers should take the opportunity, while addressing the parent’s non-financial chal-

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• The appearance of a new caregiver in the aging parent’s home.

399 Knollwood Road, White Plains, NY 10603 914.684.2100 655 Third Avenue, New York, NY 10017 212.490.2020 www.littmankrooks.com lenges, to inquire whether the parent would like assistance with paying bills, balancing a checkbook or other financial chores.

FINANCIAL EXPLOITATION OR ABUSE Elder financial abuse is significantly underreported, with one estimate suggesting that just one case in 44 is reported. According to another survey, 72 percent of elder caregivers cited embarrassment as the main reason why financial abuse is not reported. Family members and caregivers should be prepared to step in if they observe signs that an aging parent is being financially exploited. The following are common signs that an aging parent might be a victim of elder financial abuse: • Missing money or personal property. • Sudden, unexplained bank withdrawals or wire transfers. • Unpaid bills for food, medicine or utilities. • Missing bank statements, or unfamiliar names on bank and retirement accounts. • Large amounts of unopened mail. • Changes in beneficiaries on a will, retirement funds or other accounts.

The presence of any of these signs should prompt family members to investigate and offer assistance, if needed. If multiple trouble signs are present, more aggressive action may be necessary to acquire control over the aging parent’s financial affairs. Family and caregivers who lack legal authority to intervene when warning signs arise have a challenging task ahead. At least one family member will need to move quickly to acquire the legal authority to act on their parent’s behalf—either through a power of attorney or as a court-appointed guardian. Legal authority in hand, the new financial caregiver will be able to effectively step into the aging parent’s shoes and begin to restore financial order. This topic is so complex that at a recent meeting of the American College of Trust and Estate Counsel (ACTEC), there were several sessions addressing these issues. ACTEC is a national organization of lawyers elected to membership by demonstrating the highest level of integrity, commitment to the profession, competence, and experience as trust and estate counselors. According to the ACTEC website (www.actec.org), ACTEC members are the best and brightest in the trust and estate practice, with decades of experience representing and advising families. The fact that ACTEC and its members are spending so much time on this issue, shows how important it is to take action. The assistance of an experienced attorney is invaluable in this process. Legal counsel can draft all necessary documents, provide advice on strategies for dealing with financial institutions and creditors, and make the task of financial caregiving as efficient and manageable as possible. Bernard A. Krooks is managing partner of the law firm Littman Krooks LLP (www. littmankrooks.com). He is past chair of the Elder Law Committee of the American College of Trust and Estate Counsel (ACTEC) and past chair of the Elder Law and Special Needs Planning Group of the Real Property, Trusts and Estates Law Section of the American Bar Association.

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“It is the job ADVERTORIAL RESOURCE GUIDE of the market to turn the base material of our emotions into gold!” — THE WALL STREET JOURNAL

MARCH 5, 2018 | FAIRFIELD COUNTY BUSINESS JOURNAL | WESTCHESTER COUNTY BUSINESS JOURNAL

OCTOBER 29, 2018 | FAIRFIELD COUNTY BUSINESS JOURNAL | WESTCHESTER COUNTY BUSINESS JOURNAL

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2018

America’s Oldest Jeweler Since 1796

125 Greenwich Avenue, Greenwich (203) 622-6205 www.shrevecrumpandlow.com

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SOUND SHORE GROUP Morgan Stanley

t The Sound Shore Group, we are committed to building long-term relationships with our clients and their families by helping them to enhance, preserve and transfer their wealth so they have the freedom to pursue their passions and enjoy the wealth they have created.

Help Simplify Your Wealth, Simplify Your Life

Comprehensive wealth management has always been the cornerstone of our approach to helping clients and their families articulate and achieve their financial and personal goals. Leveraging a range of proprietary managed portfolios, we assist each of our clients in developing a customized wealth management strategy that aligns with their individual objectives, time horizon and tolerance for risk. We believe in long-term growth and the opportunities created by proper allocation. We also know how to put your entire financial and personal picture in the right perspective, and our goal is find investment solutions that simplify both your wealth and your life.

A Different Kind of Working Relationship

As your financial life gets more complex, traditional advisory services may no longer be sufficient to help meet your planning needs. As Family Wealth Directors, we understand that investments may only be one important piece of your overall wealth management strategy. In addition to providing a comprehensive suite of financial planning and investment services, we also offer access to a full breadth of family advisory services, including estate planning strategies, insurance planning, philanthropy, aggregated reporting and family governance and dynamics.

PETER CHIECO

Managing Director, Family Wealth Director Sound Shore Group Morgan Stanley Greenwich, Connecticut

Peter Chieco entered the financial services industry in 1983, dedicating himself to offering innovative solutions to complex wealth issues along with the service that people deserved. As a senior portfolio management director at Morgan Stanley’s Portfolio Management Group, which provides investment management for more than $800 million, employing a proprietary passive/active approach. This blending of the skills requires the portfolio manager to be an experienced manager with the ability to help identify, solve and serve specific client and family needs – the cornerstone upon which The Sound Shore Group at Morgan Stanley was built. In 2018, Peter was ranked once again as one of Barron’s Top 1,200 Advisors and was recognized as one of The Financial Times Top 400 Financial Advisors. A frequent guest speaker and writer, his seasoned perspectives on investment strategies and markets have been featured by various media outlets throughout Connecticut and the United States. Chieco began his career at Paine Webber and later joined Smith Barney. He attained a Bachelor of Science degree in finance from Fordham University in 1982 and received the Certified Investment Management Analyst®SM in 2003 from the Investment Management Consultants Association, in conjunction with Wharton Business School at the University of Pennsylvania. Chieco and his wife, Rose Ann, reside in Bedford Corners, New York. They have three daughters. His philanthropic efforts include a focus on health disorders, including the Cooley’s Anemia Foundation, a not-for-profit charity helping children battle a fatal blood disorder. He also enjoys tending to his large organic garden and sharing food with his neighbors, friends and a local community center; traveling; and spending time with his family.

World-Class Solutions, World-Class Service

At The Sound Shore Group, we combine world-class resources and intellectual capital of Morgan Stanley with sound, in-depth financial advice and world-class service delivered by a diverse and dynamic team. The individuals mentioned as the Portfolio Management Team are Financial Advisors with Morgan Stanley participating in the Morgan Stanley Portfolio Management program. The Portfolio Management program is an investment advisory program in which the client’s Financial Advisor invests the client’s assets on a discretionary basis in a range of securities. The Portfolio Management program is described in the applicable Morgan Stanley ADV Part 2, available at www.morganstanley. com/ADV or from your Financial Advisor. Past performance of any security is not a guarantee of future performance. There is no guarantee that this investment strategy will work under all market conditions. Asset allocation does not guarantee a profit or protect against a loss in a declining financial market.

2018 TOP WEALTH ADVISORS

OCTOBER 29, 2018

DONâ&#x20AC;&#x2122;T LET AVERAGE BE YOUR BENCHMARK.

2018 TOP WEALTH ADVISORS

OCTOBER 29, 2018

Rather than settling for what the broad market delivers, active management allows investors to aim higher. Through rigorous analysis and preparation, our investment process seeks to create opportunities that help investors stay on courseâ&#x20AC;&#x201C;no matter what course the markets take. EXPLORE NEW POSSIBILITIES AT PIMCO.COM All investments contain risk and may lose value. Investing in the bond market is subject to risks, including market, interest rate, issuer, credit, inflation risk, and liquidity risk. Investors should consult their investment professional prior to making an investment decision. ÂŠ 2018 PIMCO. CMR2018-0910-353718

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The LSSW Group at J.P. Morgan Securities

he LSSW Group consists of four women with over 100 years of collective experience in the industry. Together, they serve the wealth management needs of business owners, real estate investors, c-suite executives and family offices, as well as the unique requirements of those in the entertainment industry. The Group has organized its practice to harness synergies and leverage the global resources of J.P. Morgan. Their strategic partnership, where investment advice and service are paramount, is based on a foundation of quality, integrity, transparency and collaboration.

Eden Lopez, Managing Director

Eden approaches wealth management in a holistic way so that specific recommendations are culled from an understanding of clients’ complete context and longer-term objectives. Eden holds a B.A. from the University of Maryland, College Park, and studied at the University of London, Birkbeck College. She is the Chairman of the Board of MS Hope for a Cure and has been inducted into the National MS Society’s Hall of Fame.

Leslie Schwartz, Managing Director

Leslie’s experience through many economic cycles and historic inflection points has given her a seasoned perspective of the capital markets that informs her opportunity-focused investment strategies. She leverages the firm’s due diligence, research capabilities and trading expertise in a manner that aligns with the financial mandates of each client. Leslie holds a B.S. from the University of Rochester and studied at the London School of Economics while working for a member of Parliament.

Paula Steinberg, Managing Director

Paula’s approach emphasizes capital preservation and risk mitigation to help enhance short-term returns and target long-term objectives. Portfolios are customized and constructed based on specific mandates, delivering institutional-quality investment management to individual clients. Paula holds a B.S. in Finance from Le Moyne College in Syracuse and an M.B.A. in Finance from NYU’s Stern School of Business.

Liz Weikes, Executive Director

Liz helms a blended business, offering high-level executional services for hedge funds, family offices and institutions, as well as comprehensive investment strategies and active portfolio management. She is an Advisor in J.P. Morgan’s Portfolio Manager Program, a select group of advisors that undergo a screening process to manage discretionary assets. Liz holds a B.A. in Political Science and Finance from Indiana University, Bloomington. She supports educational opportunities in the industry, including a scholarship for women studying finance at her alma mater, and is a mentor for American Corporate Partners. Liz is a member of 100 Women in Finance, and in 2018 has been named as one of Barron’s Top 100 Women Financial Advisors, Forbes Top Women Advisors, Best-In-State Advisors and Next-Gen Wealth Advisors.

This document provides information about the brokerage and investment advisory services provided by J.P. Morgan Securities LLC (“JPMS”). The agreements entered into by, and disclosures provided to clients with respect to the different products and services provided by JPMS should carefully be read (including our Form ADV disclosure brochure, if and when applicable), which contain important information, including our provision of services for important information about the capacity in which we will be acting. We encourage clients to speak to their JPMS representative regarding the nature of the products and services and to ask any questions they may have about the difference between brokerage and investment advisory services, including the obligation to disclose conflicts of interests and to act in the best interests of our clients. Awards or rankings are not indicative of future success or results. Published information is generally based exclusively on material prepared and/or submitted by the recognized recipient. To learn about selection criteria, contact the issuing third-party, non-affiliated organization(s). JPMorgan Chase & Co., its affiliates, and employees do not provide tax, legal or accounting advice. This material has

2018 TOP WEALTH ADVISORS

LSSW Group

J.P. Morgan Securities 277 Park Avenue New York, NY 10172

Eden Lopez

212-272-2532 eden.lopez@jpmorgan.com

Leslie Schwartz

212-272-2533 leslie.schwartz@jpmorgan.com

Paula Steinberg

212-272-2531 paula.steinberg@jpmorgan.com

Liz Weikes

212-272-9214 elizabeth.weikes@jpmorgan.com

been prepared for informational purposes only, and is not intended to provide, and should not be relied on for tax, legal and accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any financial transaction. “J.P. Morgan Securities” is a brand name for a wealth management business conducted by JPMorgan Chase & Co. and certain subsidiaries. J.P. Morgan Securities offers investment products and services through J.P. Morgan Securities LLC, member FINRA and SIPC. Bank products and services are offered by JPMorgan Chase Bank, N.A. and its bank affiliates. INVESTMENT PRODUCTS: NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE © 2018 JPMorgan Chase & Co. All rights reserved.

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Mortgage strategies for luxury home buyers in today’s competitive real estate market

Buying a home is a personal experience, one that can have a long-lasting financial impact. There are a number of considerations that go into purchasing a home—the neighborhood, school district, close proximity to commuter transportation or how long you plan on staying in the home. Just as you make investment decisions based on an understanding of the benefits and long-term risks, it is important to treat mortgage decisions the same way. “If you make mortgage decisions without fully considering your financial and life goals, including your assets and your liabilities, you may be limiting your options,” says Paula Steinberg, Managing Director, and member of the LSSW Group at J.P. Morgan Securities. Ms. Steinberg and her fellow LSSW partners, Leslie Schwartz, Eden Lopez and Liz Weikes, have been advising individuals, family offices, fund managers, endowments and foundations for 30 years. Backed by one of the world’s leading financial institutions, the LSSW Group partners with J.P. Morgan’s mortgage advisory team, which is comprised of tenured industry professionals who are deeply familiar with the complex balance sheets and non-standard income flows of wealthy individuals. “As the mortgage landscape continues to evolve, many buyers are looking for financing options beyond traditional mortgages,” said George Epstein, Head of J.P. Morgan Securities Banking and Lending. “It is not a one-size-fits-all model. We look across a borrower’s entire balance sheet to optimize and structure debt. J.P. Morgan is one of the largest and most respected jumbo mortgage lenders and provides innovative financing strategies designed to fit a client’s personal circumstances.” Whether you’re a novice or you’re experienced in the home buying market, here are some things to think about as you move forward in the process.

Be ready when the right home comes along

In today’s competitive market, buyers often need to move quickly to have their bid accepted. Having a fully underwritten credit approval pending identification and completion of an appraisal can distinguish buyers and help determine just how much they can afford.1 J.P. Morgan offers a fully underwritten conditional approval, something that goes above industry standards and is not typically offered by all lenders. This type of preapproval can help expedite the closing process, because the majority of documentation and loan qualification review is completed upfront. Once the client finds a home, usually just an appraisal is needed to complete the final loan approval.

Consider a cash purchase with the option to refinance at a later date

“Some of our clients have bought homes for cash, using a securities-based line of credit, and then refinanced within 90 days of the purchase,” said Mr. Epstein. Working with J.P. Morgan, the homeowners were able to “refinance the home, pay off the credit line and lock in long-term mortgage financing at a competitive rate,” he added. A line of credit may also be useful to fund construction and renovation projects. If you choose to refinance your property post-construction, you can start the mortgage process during the construction to lock in a rate for up to 18 months. This option offers protection against any rate increase, and your mortgage will be underwritten based on the new appraised value of your home post-construction.

Structure your borrowing for tax efficiency

With the current mortgage interest deductibility capped at interest on a maximum of $750,000 of home acquisition debt, many homebuyers in the “million plus” market are looking for other tax-efficient strategies. J.P. Morgan has worked with some clients to employ a tax-aware borrowing strategy: If the proceeds from a cash-out mortgage are invested in certain taxable securities, the interest on the entire mortgage may be deductible as an investment interest deduction. Using this strategy, the homeowner should be able to deduct all of the interest on the mortgage.2

Consider a Pledged Asset Mortgage

”One mortgage strategy that many clients have taken advantage of is the J.P. Morgan Pledged Asset Mortgage, which allows you to consider your investment strategy and your

1. Financial information must be refreshed after 90 days. 2 The investment interest deduction is capped at the homebuyer’s net investment income for the year. JPMorgan Chase Bank, N.A. Member FDIC. Not a commitment to lend. All extensions of credit are subject to credit approval. J.P. Morgan Securities” is a brand name for a wealth management business conducted by JPMorgan Chase & Co. and certain subsidiaries. J.P. Morgan Securities offers investment products and services through J.P. Morgan Securities, LLC, member FINRA and SIPC. Bank products and services are offered by JPMorgan Chase Bank, N.A. and its bank affiliates. J.P. Morgan does not provide tax advice. Your lawyer or accountant can advise you on the appropriateness of a specific strategy in light of your own unique circumstances.

2018 TOP WEALTH ADVISORS

tax situation, while refinancing or funding your real estate,” said Dan Alter, Head of J.P. Morgan Securities Mortgage Advisory Team. The J.P. Morgan Pledged Asset Mortgage allows buyers to pledge assets in their J.P. Morgan portfolio in lieu of a cash down payment. With the securities and home as collateral, borrowers may qualify for up to 100% financing. Assets can also be pledged on behalf of a qualified family member (parent, spouse or child) who seeks residential real estate, without having to co-sign a loan. “We’re seeing a number of clients take advantage of the Pledged Asset Mortgage as part of their estate planning strategy,” says Liz Weikes. This strategy helps to maximize loan-to-value requirements and stay invested in the market.

Title and structure your real estate purchase for maximum benefit

Whether you’re buying a primary residence, vacation or investment property, how you choose to title and structure the purchase can be as meaningful as the home’s location. There may be compelling reasons, beyond the privacy and liability protection benefits, to form a legal entity, such as a revocable trust or limited liability company (LLC), to own the property. “One of the advantages of working with J.P. Morgan is the access our clients have to our Wealth Management partners. They’re really an extension of our team,” said LSSW’s Leslie Schwartz. “They’re former tax and estate attorneys, and they’re always ready to meet with my clients and me to discuss how best to structure assets in light of a client’s estate and financial objectives.” To learn more about the LSSW Group and mortgage financing call 212.272.2531.

Dan Alter J.P. Morgan Private Bank Head of J.P. Morgan Securities Mortgage Advisory NMLS 529872

OCTOBER 29, 2018

SOTHEBYSREALTY.COM

ELLIMAN.COM

2.6M

RAVEIS.COM

1.6M

4.8M

BERKSHIREHATHAWAYHS.COM

9.5M

HOULIHANLAWRENCE.COM

328K

COLDWELLBANKERLUXURY.COM

<60K

DAVIDOGILVY.COM

15 EAST POINT LANE | SOTHEBYSHOMES.COM/0069107 |

12-month Total Web Traffic*

27.9M

Nothing beats a great view.

We should know - sothebysrealty.com has received nearly 28 million visits in the past year. According to independent analytics provider SimilarWeb, sothebysrealty.com is the most visited luxury real estate website in the world. When you list your home with Sotheby’s International Realty, you benefit from our expert team in Greenwich, a global network, exposure on sothebysrealty.com, and a reputation second to none. All things that work to your advantage in today’s competitive marketplace. If you’re considering a move, we invite you to interview us.

s o t h e b y s r e a l t y. c o m

Greenwich Brokerage One Pickwick Plaza | 203.869.4343 *Data from SimilarWeb.com, 06.17 - 05.18 comparing sothebysrealty.com 12-month web traffic to davidogilvy.com, coldwellbankerluxury.com, houlihanlawrence.com, raveis.com, elliman.com, and berkshirehathawayhs.com. Sotheby’s International Realty and the Sotheby’s International Realty logo are registered (or unregistered) service marks used with permission. Operated by Sotheby’s International Realty, Inc. Real estate agents a liated with Sotheby’s International Realty, Inc. are independent contractor sales associates and are not employees of Sotheby’s International Realty, Inc.

2018 TOP WEALTH ADVISORS

OCTOBER 29, 2018

Top TOP

WEALTH ADVISORS

2018

Goals-Based Wealth Management: Planning for the Life You Want to Live

ou have unique goals, and your wealth management strategy should be designed to reflect the specific aspirations you have for yourself and your family. It should also go beyond just creating a portfolio to help you plan for retirement and other life priorities, such as saving for your child’s education or leaving a meaningful legacy.

The Evolution of Wealth Management

Over the past 30 years, the wealth management industry has evolved. The role of the Financial Advisor has transformed from stock broker to caretaker of their clients’ financial lives. In the wake of the financial crisis, Financial Advisors have increasingly taken on the role of fiduciaries, putting their clients’ best interests first. Today, wealth management is a high-level professional service that goes beyond just investment advice to encompass every part of your financial life. Rather than trying to piece together advice from a series of professional advisors, you benefit from a holistic approach where a single Financial Advisor or team of Financial Advisors coordinates all the services needed to manage your wealth and plan for your current and future financial needs.

The Emergence of Goals-Based Wealth Management

Traditionally, wealth management centered around having a diversified portfolio and measuring its performance against a benchmark. But, for most people, successful wealth management is less about the day-to-day fluctuations in the market and more about having the resources they need to pursue and achieve their goals. Goals-based wealth management, as its name implies, is a goals-based approach to managing your wealth. It revolves around reaching your objectives, rather than chasing after an elusive return. It changes the focus from creating a portfolio to concentrating on building the life you wish you lead. With goals-based wealth management, you develop a strategy to reach your goals and measure success by the progress you’ve made toward achieving them.

The Rosenberg Bagtas Group at Morgan Stanley Robert Rosenberg, CFP®, Senior Vice President, Financial Advisor, Senior Portfolio Manager Mellany Bagtas, CFP®, CRPC®, Vice President, Financial Advisor, Portfolio Manager

Goals-Based Wealth Management is Dynamic

As your life stage changes, so do your goals. Early in your career, you may be focused on buying a home or starting a family. Over time, your priorities may shift to sending your children to college, assisting your aging parents or planning for retirement. In retirement, your concerns may be generating enough income to maintain your lifestyle or creating your legacy. To keep pace with your evolving needs and priorities, goals-based management is an ongoing process that helps ensure your strategies are always aligned with your goals, even if your goals change. In an increasingly complex and ever-changing world, goals-based wealth management helps you create a financial roadmap to the future you envision for yourself and your family. With the help of a Financial Advisor who invests time in understanding you and your full financial picture, you can develop a wealth management strategy that fits your needs and helps maximize your probability of reaching your most important goals.

Phone Number: 914-225-0718/ 914-225-0767 Email: robert.j.rosenberg@morganstanley.com mellany.bagtas@morganstanley.com Web Address: http://fa.morganstanley.com/rosenbergbagtas

Disclosures Article by Morgan Stanley and provided courtesy of Morgan Stanley Financial Advisors. The Rosenberg Bagtas Group are financial advisors in [Purchase, NY at Morgan Stanley Smith Barney LLC (“Morgan Stanley”). They can be reached by email at Robert.J.Rosenberg@morganstanley.com/ mellany.bagtas@morganstanley.com or by telephone at 914-225-0718/ 914-225-0767. Their website is https://fa.morganstanley.com/rosenbergbagtas. This article has been prepared for informational purposes only. The information and data in the article has been obtained from sources outside of Morgan Stanley. Morgan Stanley makes no representations or guarantees as to the accuracy or completeness of the information or data from sources outside of Morgan Stanley. It does not provide individually tailored investment advice and has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. The strategies and/or investments discussed in this article may not be suitable for all investors. Morgan Stanley recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a Financial Advisor. The appropriateness of a particular investment or strategy will depend on an investor’s individual circumstances and objectives. Robert J Rosenberg and Mellany Bagtas may only transact business, follow-up with individualized responses, or render personalized investment advice for compensation, in states where they are registered or excluded or exempted from registration, https://fa.morganstanley.com/rosenbergbagtas. © 2018 Morgan Stanley Smith Barney LLC. Member SIPC. CRC 2149145 07/2018

2018 TOP WEALTH ADVISORS

OCTOBER 29, 2018

THE LIST: Not-for-Profits Ranked by year founded; listed alphabetically in the event of a tie. Name Address Area code: 914, unless otherwise noted Website

New York School for the Deaf

Leake & Watts

Children's Village Inc.

YWCA White Plains & Central Westchester

St. Christopher's Inc.

Family Service Society of Yonkers

555 Knollwood Road, White Plains 10603 949-7310 • nysd.net 463 Hawthorne Ave., Yonkers 10705 375-8700 • leakeandwatts.org 1 Echo Hills, Dobbs Ferry 10522 693-0600 • childrensvillage.org

515 North St., White Plains 10605 949-6227 • ywcawpcw.org

71 S. Broadway, Dobbs Ferry 10522 693-3030 • stchristophersinc.org

30 S. Broadway, Fifth floor, Yonkers 10701 963-5118 • fssy.org

The SPCA of Westchester

590 N. State Road, Briarcliff Manor 10510 941-2896 • spca914.org

VNS Westchester

Children’s Rehabilitation Center

360 Mamaroneck Ave., White Plains 10605 682-1480 • vns.org 317 North St., White Plains 10605 597-4114 • childrensrehabcenter.org

Elizabeth Seton Pediatric Center John A. Coleman School White Plains Campus 317 North St., White Plains 10605 597-4071 • colemanschool.org

Girl Scouts Heart of the Hudson Inc. 2 Great Oak Lane, Pleasantville 10570 747-3080 • girlscoutshh.org

American Cancer Society

American Heart Association

Planned Parenthood Hudson Peconic

March of Dimes

2 Lyon Place, White Plains 10601 949-4800 • cancer.org

301 Manchester Road, Poughkeepsie 12603 845-867-5370 • heart.org 4 Skyline Drive, Hawthorne 10532 467-7300 • pphp.org

1275 Mamaroneck Ave., White Plains 10605 997-4488 • marchofdimes.org

The Boys & Childs Club of Northern Westchester 351 Main St., Mount Kisco 10549 666-8069 • bgcnw.com

The Guidance Center of Westchester

Westchester Jewish Community Services

Cardinal McCloskey Community Services

256 Washington St., Mount Vernon 10553 613-0700 • theguidancecenter.org 845 N. Broadway, White Plains 10603 761-0600 • wjcs.com 115 E. Stevens Ave., Valhalla 10595 997-8000 • cmcs.org

The Mental Health Association of Westchester Inc. 580 White Plains Rd., Tarrytown 10591 345-0700 • mhawestchester.org

The Arc Westchester

265 Saw Mill River Road, Hawthorne 10532 949-9300 • arcwestchester.org

Cerebral Palsy of Westchester 1186 King St., Rye Brook 10573 937-3800 • cpwestchester.org

The Leukemia & Lymphoma Society 3 International Drive, Suite 200, Rye Brook 10573 949-5213 • lls.org

Volunteer New York!

220 White Plains Road, Tarrytown 10591 948-4452 • volunteernewyork.org

Historic Hudson Valley

Family Services of Westchester

639 Bedford Road, Pocantico Hills 10591 631-8200 • hudsonvalley.org 1 Gateway Plaza, Port Chester 10573 937-2320 • fsw.org

westchester county

Year founded

Description

1817

A standards-based curriculum for deaf and hearing impaired students

1831

Operates child, family care and communitybased programs and provides basic services for individuals and families in need

1851

Works with families to help vulnerable children become educationally proficient, financially stable and socially responsible

1858

Strives to eliminate racism, empower women and promote peace, justice freedom and dignity

1881

Provides residential, clinical social services with special education in conjunction with the Greenburgh-North Castle Union Free School District

1883

Provides services for the elderly, including home health care, permanent supportive housing and home safety modifications

1883

A no-kill animal welfare organization

1901

Home health care agency serving more than 10,000 people annually throughout Westchester, Rockland, Putnam and Dutchess counties and the Bronx

1908

Outpatient pediatric diagnostic and treatment center that provides services to nearly 4,000 children with disabilities

1908

Offers early childhood and special education services in center-based and community settings

1912

Mission to build girls' courage, confidence and character

1913 1924

A national health organization dedicated to eliminating cancer as a major health problem Provides public health education about heart disease and the causes, treatment and prevention

1933

Provides reproductive health care and education programs

1938

Fights to save babies who have been born prematurely

1939

Strives to inspire young people, from six months to 18 years, to realize their potential by providing programs

1942

Assists with college and career preparation, substance abuse, mental health treatment and housing permanency

1943 1946

Helps people cope with the effects of mental, physical, social and educational challenges Provides services for children in foster care programs, preschool for children of low-income families and disabled adults

1946

Offers treatment and support services to promote recovery and wellness

1949

Services children, teens and adults with intellectual and developmental disabilities

1949

Provides educational services, vocational training, recreation, rehabilitation and advocacy for people with cerebral palsy and other disabilities

1949 1949

Committed to find cures and ensure access to treatments for blood cancer patients Dedicated to inspiring volunteerism in Westchester County and surrounding communities

1951

Celebrates the history and culture of the Hudson Valley

1954

Provides social and mental health services for families and individuals of all ages

This list is a sampling of nonprofits that are located in and/or serve the region. If you would like to include your organization in our next list, please contact Peter Katz at pkatz@westfairinc.com. Year founded may refer to the parent organization.

OCTOBER 29, 2018

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365-8522 • thekennedycenterinc.org

Organization Address Area code: 203, unless otherwise noted Website

Fairfield County Medical Association 917 Bridgeport Ave., Shelton 06484 513-2045 • fcma.org

LifeBridge Community Services

Boys & Girls Club of Greenwich

Hall Neighborhood House Inc.

475 Clinton Ave., Bridgeport 06605 368-4291 • lifebridgect.org

4 Horseneck Lane, Greenwich 06830 869-3224 • bgcg.org

52 George E. Pipkin's Way, Bridgeport 06608 345-2000 • hnhonline.org

The New Canaan Historical Society

13 Oenoke Ridge, New Canaan 06840 966-1776 • nchistory.org

5 6 7 8 9 10 11 12 13

Family Centers

40 Arch St., Greenwich 06830 869-4848 • familycenters.org

Children's Learning Centers of Fairfield County 64 Palmers Hill Road, Stamford 06902 323-5944 • clcfc.org

Ferguson Library

1 Public Library Plaza, Stamford 06904 964-1000 • fergusonlibrary.org

Bruce Museum

1 Museum Drive, Greenwich 06830 869-0376 • brucemuseum.org

American Cancer Society 38 Richards Ave., Norwalk 06854 563-1506 • cancer.org

Fairfield County's Community Foundation 40 Richards Ave., Norwalk 06854 750-3200 • fccfoundation.org

Catholic Charities of Fairfield County Inc.

238 Jewett Ave., Bridgeport 06606 416-1503 • ccfairfield.org

Stamford Jewish Community Center Inc. 1035 Newfield Ave., Stamford 06905 322-7900 • stamfordjcc.org

Junior Achievement

835 Main St., Bridgeport 06604 382-0180 • juniorachievement.org/web/ja-wct

Save the Children Federation Inc.

501 Kings Highway East, Suite 400, Fairfield 06825 221-4000 • savethechildren.org

14 15 16 17 18 19

American Heart Association 5 Brookside Drive, Wallingford 06492 303-3300 • heart.org

The Child and Family Guidance Center

180 Fairfield Ave., Bridgeport 06604 394-6529 • cfguidance.com

United Way of Coastal Fairfield County Inc. 855 Main St., 10th floor, Bridgeport 06604 334-5106 • unitedwaycfc.org

Family & Children's Agency 9 Mott Ave., Norwalk 06850 855-8765 • familyandchildrensagency.org

The Kennedy Center

2440 Reservoir Ave., Trumbull 06611 365-8522 • thekennedycenterinc.org

ARI of Connecticut

174 Richmond Hill Ave., Stamford 06902 324-9258 • arict.org

Star Incorporated-Lighting the Way 182 Wolfpit Ave., Norwalk 06851 846-9581 • starct.org

20 21 22

Ability Beyond

4 Berkshire Blvd., Bethel 06801 888-832-8247 • abilitybeyond.org

Child Guidance Center of Southern Connecticut 196 Greyrock Place, Stamford 06901 324-6127 • childguidancect.org

St. Vincent's Special Needs Center Inc. 95 Merritt Blvd., Trumbull 06611

Year founded

21 22

1792

A professional organization with a membership of nearly 1,300 physicians who provide services for its members

1849

Connects people in the Greater Bridgeport area to programs that strengthen personal capability and financial independence

1860

Provides educational programs that help build character and offer kids a safe and affordable environment

1886

Strives to enrich the lives of people with disabilities and their families

1952

Provides programs and services for individuals of all ages with developmental disabilities and provides support for their families

1953

Child Guidance Center of Southern Connecticut

Provides residential living, day and employment programs and transition and supplemental services for individuals with disabilities

1954

Provides programs and services to improve the mental and behavioral health of children and teens

St. Vincent's Special Needs Center Inc.

1955

Subsidiary of St. Vincent's Health Systems, extending care and support to individuals with special needs

1957

Works to free animals from cruelty and institutionalized exploitation

1964

Provides early childhood educational programs in the Greater Bridgeport area

1966

Behavioral health organization specializing in substance abuse treatments and services

1967

Provides behavioral health, criminal justice and research services for adults, adolescents and families

1970

Provides programs that build a healthy spirit, mind and body

1971

Institutional investment firm that creates investment solutions for nonprofits

Midwestern Connecticut Council of Alcoholism Inc. 1972

Provider of substance abuse prevention, evaluation and treatment services

182 Wolfpit Ave., Norwalk 06851 846-9581 • starct.org

20 Description

1952

174 Richmond Hill Ave., Stamford 06902 324-9258 • arict.org

Star Incorporated-Lighting the Way

THE LIST: Not-for-Profits Ranked by year founded; listed alphabetically in the event of a tie.

ARI of Connecticut

23 24

Ability Beyond

4 Berkshire Blvd., Bethel 06801 888-832-8247 • abilitybeyond.org

196 Greyrock Place, Stamford 06901 324-6127 • childguidancect.org

95 Merritt Blvd., Trumbull 06611 375-6400 • stvincentsspecialneeds.org

Friends of Animals Inc.

777 Post Road, Suite 205, Darien 06820 656-1522 • friendsofanimals.org

Action for Bridgeport Community Development Inc. 1070 Park Ave., Bridgeport 06604 366-8241 • abcd.org

Liberation Programs Inc.

Provides social and educational programs that benefit the lives of children, youth, families and senior citizens in Bridgeport

Connecticut Renaissance Inc.

Darien YMCA Inc.

1889

Features museums open for tours, library houses with an extensive collection of town and genealogical records and programs to celebrate the past and inspire the future

1891

Commonfund

Provides education and human services for children, adults and families in lower Fairfield County

1902 1911

Provides early childhood education and care programs for families

Provides educational exhibits and programs for visitors of all ages

1913

Voluntary health organization dedicated to eliminating cancer as a health problem by prevention, research, education and service Promotes philanthropy as a means to create change in Fairfield County

1915

Provides food, housing, mental health, adoption, immigration and family support services

1916

Provides social, cultural, recreational and educational programs and services

1919

Inspires young people to succeed by providing programs that foster workreadiness, entrepreneurship and financial literacy skills

1919

Improves the health and nutrition of newborn babies, children and their mothers by targeting the major causes of death and providing care

1924

Provides public health education and educates lawmakers, policymakers and the public about heart disease and the causes, treatment and prevention

1925

Child-centered, family-focused and community-based agency that offers mental health care to children under the age of 18 and their families

1934

Strives to ensure that all at-risk children in Coastal Fairfield County are successful in school and life

1942

Provides solution-focused services that respond to the needs of children and families, adults and seniors

1951

Provides programs and services for individuals of all ages with disabilities

1952

Strives to enrich the lives of people with disabilities and their families

1952

Provides programs and services for individuals of all ages with developmental disabilities and provides support for their families

1953

Provides residential living, day and employment programs and transition and supplemental services for individuals with disabilities

1954

Provides programs and services to improve the mental and behavioral health of children and teens

1955

Subsidiary of St. Vincent's Health Systems, extending care and support to individuals with special needs

1 Waterview Drive, Suite 202, Shelton 06484 336-5225 • ctrenaissance.com 2420 Post Road, Darien 06820 655-8228 • darien-ymca.org 15 Old Danbury Road, Wilton 06897 563-5000 • commonfund.org

38 Old Ridgebury Road, Danbury 06810 874-6222 • mccaonline.com

Family & Children's Aid Inc.

1973

Child-focused organization providing mental health care for children and their families

1973

Establishes standards of accounting that govern the preparation of financial reports by nongovernment organizations

Southwestern Connecticut Agency on Aging Inc.

1974

Supports services, such as nutrition, inhome care, legal, health, adult day care/respite, transportation, senior centers and outreach/social support

Stamford Emergency Medical Services Inc.

1974

Provides paramedic transport services for the city of Stamford

1978

Matches seniors, ages 50 and over, who wish to work with businesses and households interested in hiring seniors

1980

Grants the life wishes of children with lifethreatening medical conditions

1982

Provides international emergency services and access to medicine, and local clinical services and community health services

National Organization for Rare Disorders

1983

Provides new diagnostics and treatments for patients living rare diseases

Connecticut Counseling Centers Inc.

1984

Provides a full range of licensed outpatient substance abuse and mental health prevention, education and treatment services

1988

A camp that provides children with medical conditions a summer camp experience

1988

Inspires visitors to appreciate the ecosystem through living exhibits, marine science and education

1994

Provides surgical and medical services to needy children and young adults with heart disease in developing countries

2009

Provides library services and collections to reflect the needs of the community

75 West. St., Danbury 06810 748-5689 • fcaweb.org

Financial Accounting Foundation

Provides free access to information, ideas, books and technology

1912

1914

129 Glover Ave., Norwalk 06850 851-2077 • liberationprograms.org

Merritt 7 Corporate Park 401 Merritt 7, No. 2, Norwalk 06856 847-0700 • fasb.org

1000 Lafayette Blvd., Bridgeport 06604 333-9288 • swcaa.org

684 Long Ridge Road, Stamford 06902 968-1118 • stamfordems.org

Utilize Senior Energy

Make-A-Wish Connecticut

AmeriCares

35 36 37

FAIrFIeLD county

299 Greenwich Ave. Greenwich 06830 862-6712 • utilizeseniorenergy.org 126 Monroe Turnpike, Trumbull 06611 261-9044 • ct.wish.org 88 Hamilton Ave., Stamford 06902 658-9500 • americares.org

55 Kenosia Ave., Danbury 06810 744-0100 • rarediseases.org

4 Midland Road, Waterbury 06705 755-8874 • ctcounseling.org

The Hole in the Wall Gang Camp 555 Long Wharf Drive, New Haven 06511 722-0522 • holeinthewallgang.org

The Maritime Aquarium at Norwalk 10 N. Water St., Norwalk 06854 852-0700 • maritimeaquarium.org

HeartCare International Inc.

Darien Library

139 E. Putnam Ave., Greenwich 06830 552-5343 • heartcareintl.org 1441 Post Road, Darien 06820 655-1234 • darienlibrary.org

This list is a sampling of nonprofits that are located in and serve the region. If you would like to include your organization in our next list, please contact Peter Katz at pkatz@westfairinc.com. Year founded may refer to the parent organization.

FCBJ

WCBJ

OCTOBER 29, 2018

BEWARE

Yonkers landlord sues neighbor for $3M, claiming chemical contamination

Outside companies are soliciting BUSINESS JOURNAL readers for plaques and other reproductions of newspaper content without our consent. If you or your firm is interested in framing an article or award from our newspaper or obtaining a reprint of a particular story Please contact

Marcia Rudy of Westfair Communications directly at (914) 694-3600 x3021. Riverdale Dry Cleaners in Yonkers.

BY BILL HELTZEL bheltzel@westfairinc.com

Yonkers landlord is suing a neighboring landlord for $3 million for allegedly allowing dry cleaning chemicals to pollute his property. James G. Dibbini, president of Preferred Westchester Properties Inc., sued Fay Realty LLC and owner Norman Mirsky on Oct. 17 in Westchester Supreme Court. Dibbini claims that Riverdale Dry Cleaners, next to his property, is “creating health and safety hazards.” Dibbini owns a 4-story building at 432 Riverdale Ave., with three floors of apartments above street-level stores. Fay Realty owns the 1-story building next door at 434 Riverdale Ave. The properties are in the Ludlow neighborhood, across the street from Yonkers’ 3rd Precinct police station. The lawsuit also names the dry cleaning business, owner Dong Jin and previous owner Haji Bunyad, as defendants. Dibbini argues dry cleaners that use perc, also known as perchloroethylene or trichloroethylene, are required to handle the cleaning chemical carefully. Perc is considered a toxic

OCTOBER 29, 2018

FCBJ

WCBJ

chemical that can cause cancer and liver disease, the complaint states, and “contribute to serious irreversible or incapacitating human illness and may be fatal in small doses.” State regulations require cleaners that use perc to install ventilation systems,

State regulations require cleaners that use perc to install ventilation systems, the complaint states, and to store contaminated solid waste in tightly sealed and clearly marked containers.

the complaint states, and to store contaminated solid waste in tightly sealed and clearly marked containers. Riverdale Dry Cleaners never installed a ventilation system, Dibbini claims, and has illegally disposed of perc in the soil and in the air. He alleges that Mirsky and Fay Realty, based in Great Neck, Nassau County, have failed to maintain the property in a reasonably safe condition. Mirsky did not immediately respond to a voicemail seeking comment. The dry cleaners could use chemicals and processes that are considered safe, according to the complaint. The defendants are accused of unlawful disposal of a toxic substance, negligence, private nuisance and trespass. Dibbini is asking the court to order the defendants to cease and desist from disposing toxic chemicals on their property, remediate the property and to install an approved disposal system or use a cleaning method that does not pose a risk of harm to people or property. He is demanding $3 million to pay for his own remediation costs and the loss of value to his property. Dibbini, a lawyer, is representing himself.

REGIONAL BUSINESS EXPO The Bridgeport Regional Business Council launched a new annual Expo for Business & Innovation at the Webster Bank Arena this month. Webster Bank served as the event’s Presenting Sponsor. Nitin Mhatre, Executive Vice President, Head of Community Banking for Webster Bank and Webster Financial Corporation presented the keynote address to an audience of 200 luncheon guests. In addition to Webster Bank, Cumulus Media, Fairfield County Business Journal, MGM Bridgeport, People’s United Bank, and PSEG Power Connecticut were key sponsors. The BRBC Expo for Business & Innovation also saw a great mix of exhibitors with local Bridgeport artist, Liz Squillace, painting a scene of the Expo live at the event. The day ended with a Taste of the Bridgeport Region after party featuring the Beach House Grill, JB Vibes, Open Door Tea, Limerick Pub, Rita’s Ice, Wade’s Dairy, and Whiskey Barrel.

1. Nitin Mhatre, Webster Bank 2. Dan Onofrio, BRBC and Nitin Mhatre 3. Mickey Herbert, Dan Onofrio, and Paul Timpanelli; past, present, and future BRBC CEO’s 4. Kate Hampford Donahue, Hampford Research Inc.; Jim Connor, Bridgeport Fittings; Dan Onofrio, BRBC 5. Carol Koutrakos, Donna Cappuccio, Marjorie Britt, Port Jeff Ferry 6. Jasiel Millett, CPTV; Brian Katsis and Frank Borres, AVP 7. Sarah Motti, McGivney Center; Karl Wintermeyer, PSEG Power Connecticut LLC 8. Shawn Noonan and Dave Bourgoin, Flagship Networks 9. Jody and Don Kramer, Trans-Trade Promotions 10. Sean Millea and Christopher Kiley, EMCOR 11. Chris Carney, BELFOR Property Restoration 12. Toni Orourke and Daniel Swift, St.Vincent’s 13. Danny Lyons and Don Waldo, Cumulus Media 14. Karl Wintermeyer, PSEG; Doug Wade, Wade’s Dairy 15. Uncle Joe’s serving up incredible edibles 16. JB Vibes offering a great taste of the region 17. Event guests at Beach House Grill taste table 18. Liz Squillace, Paradox Ink

Photo Credit: Roger Salls Photography

11 14 15

12 16

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Millennial Awards

Presented by Westfair Communications

CELEBRATE THE LEADING MILLENNIALS IN OUR REGION Mark Anthony Abile

Greenwich Hospital

Aquarion Water Company

Marykate Acquisto

Marla Lewis

New York State Senate

Deloitte & Touche LLP

Ariella Arias

Paul Lippolis

Gregory Sahagian & Son Awning Company

Lippolis Electric, Inc.

Grace Battaglia

Westfair Communications

Open Door Family Medical Center

2017 Milli Award Winners

Arnold Escandon

Cocktails and Awards Reception: November 13 5:30 - 7 p.m. 1133 Westchester Ave. White Plains, NY • Connect with this exclusive community • Network with these thought leaders

Amanda Paktinat

American Red Cross of Metro New York North

Daniel Guiney

ZRM Brokerage, Inc.

Lindsay Rinehart

Vanessa Guzman

Brody and Associates, LLC

Lauren Kemp

The Local Moms Network

Montefiore Health System Morgan Stanley

Angie Kim

Megan Sullivan

Britt Tavello Melitsanopoulos Stew Leonard’s

Purchase College State University of New York The Community Fund of Darien

For event info, contact:

Tracey Vitale at tvitale@westfairinc.com PRESENTED BY:

BRONZE SPONSORS:

FCBJ

Mitchell Mirtil

Westchester Medical Center

Tompkins Mahopac Bank

Marcia Pflug at mpflug@wfpromote.com or 203-733-4545

OCTOBER 29, 2018

Kelsie Mania

Chris Walters J.P. Morgan

Emliy Larkin

For sponsorship info, contact:

Yesher Larsen

WCBJ

Comment

SUPPORTERS:

FAMILY-OWNED BUSINESS ADVERTORIAL RESOURCE GUIDE FAIRFIELD COUNTY BUSINESS JOURNAL • WESTCHESTER COUNTY BUSINESS JOURNAL • OCTOBER 29, 2018

FAMILY-OWNED BUSINESSES: Westchester County Family-owned Businesses

Westcheste

Listed alphabetically. Name Address Area code: 914, unless otherwise noted Website

Abigail Kirsch at Tappan Hill Mansion 81 Highland Ave., Tarrytown 10591 631-3030 • abigailkirsch.com

A.G. Williams Painting Company Inc.

411 Fifth Ave., Pelham 10803 738-2860 • agwilliamspainting.com

Albert Palancia Insurance Inc. 116 Mamaroneck Ave., Mamaroneck 10543 698-1373 • palanciainsurance.com

Ambrosi Cutlery Ltd.

55 Fields Lane, North Salem 10560 617-8444 • ambrosicutlery.com

Ammirati Inc.

500 Fifth Ave., Pelham 10803 800-441-8101 • ammiraticoffee.com

Andron Construction Corp. 21 Anderson Lane, Goldens Bridge 10526 232-7531 • androncc.com

Annese & Associates Inc.

747 Pierce Road, Suite 2, Clifton Park 12065 518-371-9000 • annese.com

Arnold K. Davis Insurance (A division of Eifert, French, & Ketchum) 330 Fifth Ave., Pelham 10803 701-5200 • arnoldkdavisinsurance.com

Atlantic Westchester Inc. 264 Adams St., Bedford Hills 10507 666-2268 • atlanticwestchester.com

ATPGroup

2 Madison Ave., Larchmont 10538 834-1881 • atpgroup.com

Bash the Trash

11 Wilson Place, Hastings-on-Hudson 10706 478-1103 • bashthetrash.com

Ben's of Scarsdale

718 Central Park Ave., Scarsdale 10583 468-2367 • bensdeli.net

Berkeley College

99 Church St., White Plains 10601 694-1122 • berkeleycollege.edu

Best Plumbing Tile & Stone 1019 Central Park Ave., Scarsdale 10583

723-2002 • bestplg.com

Bilotta Kitchens

564 Mamaroneck Ave., Mamaroneck 10543 381-7734 • bilotta.com

Blossom Flower Shops

275 Mamaroneck Ave., White Plains 10605 304-5374 • blossomflower.com

BNCVoice & Data

2 John Walsh Blvd., Peekskill 10566 290-4250 • bncvoice.com

Bradsell Painting & Carpentry 2 Hollyhock Lane, Bedford 10506 290-4250 • bncvoice.com

Broken Bow Brewery

173 Marbledale Road, Tuckahoe 10707 268-0900 • brokenbowbrewery.com

Calgi Construction Co.

Owner/President Year founded

Description

Jim Kirsch 1990

Catering services and event venues

George P. and Arthur G. Williams 1906

Painting contractor

Joseph T. Palancia 1954

Insurance broker

Robert Ambrosi 1930

Knife sharpening

Dominic Jr., Michael and Joseph Ammirati, and T.J. Tarateta 1964

Coffee and tea products

Charlie Winter 1969

Construction company

120 Bloomingdale Road, Suite 105, White Plains 10605 694-8300 • caspidevelopment.com

ChemTurf Lawn Care Co. P.O. Box 532, Mount Vernon 10551 667-4474 • chemturflawnservice.com

Classic Westchester

(A division of First Choice Staffing Inc.) 50 Main St., White Plains 10606 948-9600 • classicwestchester.com

Curto's Appliances

1966 Central Park Ave., Yonkers 10710 793-5600 • curtos.com

D. Bertoline and Sons Inc. 7 John Walsh Blvd., Peekskill 10566 737-0266 • dbertolineandsons.com

DeCicco & Sons Family Market 21 Center St., Ardsley 10502 813-2009 • deciccoandsons.com

Diamond Properties

Personal and business insurance brokers

Bud Hammer bud@ atlanticwestchester.com 1961

Commercial HVAC and energyefficiency business

Mark Zanin 1991

Supplier of acidulates, fine chemicals and production equipment

John Bertles and Carina Piaggio 1988

Science-based environmental arts performances and events

Ronnie Dragoon 1972

Delicatessen

Technology coaching

Thomas Jacobs 1998

Technology coaching

Michael LaMothe 2013

Alcoholic beverage manufacturer

Real estate

Jordan Kaufman 1968

Lawn care

Marianne Curto 1948

Appliance store

Dominick A. Bertoline 1933

Beverage distributor

John, Joe, and Frank DeCicco 1972

Supermarket

Insurance and risk management

Timothy Rooney 1899

Dining, entertainment, live harness racing, casino

Anthony J. and William J. Hammel 2005

Real estate developer

Richard Gasparino 1988

Lawn sprinkler service and installation

Randolph and Ellen Rose 1964

Home furnishings, antiques and art

George Hoffmann & Sons

Paul Jr., Paul III and Erich Hoffmann 1907

Commercial, residential and industrial real estate

Goldschmidt & Associates

Eric and Pam Bren Goldschmidt 1991

Commercial real estate broker

Marc Weinstein 1946

Photo studio, signage, graphic design and production

Gregory Sahagian 1990

Custom awnings

James J. Houlihan 1891

Real estate

Ross Fishman 1985

Substance-abuse treatment services

JP Promotional Products, Inc.

Shari Pulver and Robert M. Rosenthal 2003

Promotional products

Kencal Maintenance Corp.

Kenneth and Robin Hirschberg 1974

Maintenance and janitorial services

Empire City Casino at Yonkers Raceway

810 Yonkers Ave., Yonkers 10704 968-4200 • empirecitycasino.com

500 Nepperhan Ave., Yonkers 10701 423-3380 • feahome.com

56 Harrison St., Suite 502, New Rochelle 10801 235-6400 • ghandsons.com

1 Chase Road, Scarsdale 10583 723-1616 • ga-re.com

Graphics by Color Group

168 Saw Mill River Road, Hawthorne 10532 769-8484 • colorgroup.com

Gregory Sahagian & Son Inc. 18-20 N. Central Ave., Hartsdale 10530 949-9877 • gssawning.com

Houlihan-Parnes Realtors LLC

4 W. Red Oak Lane, Suite 200, White Plains 10604 641-4324 • houlihanparnes.com

Innovative Health Systems Inc.

Construction

Hardware store

Brian H. Eifert 1933

FEA HOME

Thomas Jacobs 1998

John Fix III, Mary Beth Fix Wellington and Thomas Fix Jr. 1932

Transportation

2233 Central Park Ave., Yonkers 10710 771-5466 • eclipselimousine.com

16 Palace Place, Port Chester 10573 939-5782 • evermist.com

Florist

Four-year college

Joseph Gross 1973

Eclipse Limousine

Evermist Lawn Sprinklers

Kevin Kegan 1925

Mary Beth Del Balzo 1915

Transportation

32 Burling Lane, New Rochelle 10801 636-6070 • eldproperties.com

Custom kitchens, bathrooms and other living spaces

Staffing and recruiting

Melissa Thornton 1981

Equity Land Developers LLC

James, Maria and Regina Bilotta 1985

Elaine Finegan 1988

DLC Ground Transportation Services

330 Fifth Ave., Pelham 10803 738-4011 • efk.com

Plumbing and tile showrooms

Description

Commercial real estate firm and developer

Eifert, French & Ketchum

Mel and Adele Weiner 1960

Owner/President Year founded

333 N. Bedford Road, Suite 145, Mount Kisco 10549 1993 773-6249 • dpmgt.com

10 New King St., Suite 107, White Plains 10604 946-6664 • dlctrans.com

Michael J. Smith, president Four-year college 1931

Steven J. Capsi 1975

325 Central Ave, White Plains, NY 10606 855-403-7722 • cw.edu

310 White Plains Road, Eastchester 10709 793-5600 • curtos.com

Robert A. Davis 1954

Dominic Calgi

The College of Westchester

Cornell's True Value Hardware

Michelle, Yvonne, Francine Technology and Andrea Annese solutions 1970

56 Lafayette Ave., Suite 350, White Plains 10603 1919 666-9423 • calgiconstruction.com

Caspi Development Co.

Name Address Area code: 914, unless otherwise noted Website

20 Church St., White Plains 10601 683-8050 • innovativehealthsystemsinc.com

100 Executive Blvd., Suite 101, Ossining 10562 944-3451 • jppromoproducts.com

399 Knollwood Road, White Plains 10603 761-5900 • kencalmaintenance.com

Jim Diamond

This list is a sample of family-owned businesses located in the region. For the full list of family-owned businesses, visit westfaironline.com. If you would like to be included in our next list, please contact Peter Katz at pkatz@westfairinc.com.

FAMILY-OWNED BUSINESS

AN ADVERTORIAL SHOWCASE | OCTOBER 29, 2018

2018 giving back. is the year of

Let us review the accepted proposal for your organization’s last fundraiser or corporate event so we can provide a competitive proposal for your next event. We will donate a gift certificate for $150 to Sam’s of Gedney Way as a thank you for the opportunity. FOR NON-PROFITS: If we cater this year’s

fundraiser, we will donate 5% back in auction items or catering upgrades. FOR CORPORATIONS: If we cater this

year’s corporate event, we will donate 5% back in auction items or catering upgrades to your charity of choice.

N Y H O S P I TA L I T Y G R O U P

A grand way to celebrate

CONTACT David Pellon • david@nyhgroup.com 914.949.3543 • www.caperberryevents.com/nyhgroup

.com

nycityslab.com | 914-239-3556

FAMILY-OWNED BUSINESS

AN ADVERTORIAL SHOWCASE | OCTOBER 29, 2018

FAMILY-OWNED BUSINESSES: Westchester County Family-owned Businesses

Westchester Coun

Listed alphabetically. Name Address Area code: 914, unless otherwise noted Website

Koren Rogers Executive Search

Owner/President Year founded

Description

Name Address Area code: 914, unless otherwise noted Website

Sound Associates Inc.

Michael B. Koren 1988

Recruiting firm

445 N. State Road., First floor, Briarcliff Manor 10510 592-6887 • taxcareers.com

Howie Kutcher 1990

Staffing

LCS Facility Group

Maria Lepore and Joe Lepore 2001

Outsourcing for faculty management and maintenance

Ken Fuirst and Jason Schiciano 1969

Insurance

Lippolis Electric Inc.

Ida, Paul, and Carmine Lippolis 1984

Electric company

Majestic Kitchens & Baths

William and Mark Luceno 1985

Kitchen and bathroom design and installation

Brian M. Mittman 1933

Disability law firm

Vincent Lumalcuri 1976

Drain cleaning services

Howard Martin 1970

Chimney and fireplace repair and asbestos removal

TF Andrew

Steve and Peter Finkelstein 1916

Auto, truck and industrial parts supplier

Thalle Industries

Christopher H. and Sean P. Murphy 1979

Residential and light commercial construction

Lisa Cordasco 1960

Property damage restoration

Peter Herrero 1932

Catering and restaurant

Robert Rising 2004

Sourcing wood, wood projects, metal shop

Trapp Opticians

Joseph and John Armentano 1968

Privately held marketers of propane gas

Urgent Care Dental

Kenny Puff 1990

Party and event rentals

Larry Greenberg 1934

Building maintenance and contractor supplies

Harrin Platzner 1920

Real estate

Jose R. Montiel 1980

Office supplies and workplace solutions

Marsha Rand 1984

Residential real estate brokerage

Andrew and Edward Stoppelmann 1999

Transportation

Laura Rey Iannarelli 1978

Insurance agency

Michael Santoliquido 1994

Customized signs and awnings

4 W. Red Oak Lane, Suite 312, White Plains 10604 686-5800 • korenrogers.com

Kutcher Tax Careers

36 Cottage St., Poughkeepsie 12601 845-485-7000 • korenrogers.com

Levitt-Fuirst Associates Ltd. 520 White Plains Road, Second floor, Tarrytown 10591 457-4200 • levittfuirst.com

25 Seventh St., Pelham 10803 738-3550 • lippoliselectric.com

700 Fenimore Road, Mamaroneck 10543 738-3550 • majestickitchens.com

Markhoff & Mittman PC 120 Bloomingdale Road, Suite 401, White Plains 10605 946-1452 • thedisabilityguys.com

Mid-Westchester Sewer & Drain Service 35 Pinecrest Parkway, Hastings-on-Hudson 10706 478-4375 • yourlocaldrainman.com

Mr. Chimney Clean Inc.

529 Rockland Ave., Mamaroneck 10543 777-8200 • mrchimney.com

Mt. Kisco Truck and Auto Parts

135 Kisco Ave., Mount Kisco 10549 666-3155 • mtkiscotruck.com

Murphy Brothers Contracting Inc.

416 Waverly Ave., Mamaroneck 10543 777-5777 • murphybrothers.com

New Crystal Restoration

109 S. Regent St., Port Chester 10573 937-0500 • newcrystalrestoration.com

New York Hospitality Group 52 Gedney Way, White Plains 10605 949-3543 • nyhospitalitygroup.com

NYCitySlab

180B Buena Vista Ave., Yonkers 10710 239-3556 • nycityslab.com

Paraco Gas

10 Edison Ave., Mount Vernon 10550 664-5075 • paracogas.com

Party Line Tent Rentals 21 Vreeland Ave., Elmsford 10523 592-1200 • partylinerentals.com

Pearlgreen Corp.

30 Pine St., New Rochelle 10801 636-0505 • pearlgreen.com

Platzner International Group Ltd.

Box 111, Wkyagyl, New Rochelle10801 447-4621 • platznerinternational.com

Proftech LLC

200 Clearbrook Road, Elmsford 10523 347-3000 • proftech.com

Rand Real Estate

1315 North Ave., New Rochelle 10804 576-1112 • randrealty.com

Red Oak Transportation

307 Boston Post Road, Port Chester 10573 694-2222 • redoaktrans.com

Rey Insurance Agency

219 N. Broadway, Sleepy Hollow 10591 631-7628 • reyinsurance.com

San Signs & Awnings

925 Saw Mill River Road, Yonkers 10704 375-6674 • sansigns.com

Simone Development Companies

1250 Waters Place, PH1, Bronx 10461 718-215-3000 • simdev.com

FAMILY-OWNED BUSINESS

Pat and Joseph Simone Commercial 1976 real estate

979 Saw Mill River Road, Yonkers 10710 963-3452 • soundassociates.com

Spring Hill Kennels

171 Bedford Road, Katonah 10536 232-3532 • springhillkennelsny.com

Statewide Abstract Corp.

202 Mamaroneck Ave., White Plains 10601 683-5900 • statewidea.com

Steiner Sports Marketing & Memorabilia

145 Huguenot St., New Rochelle 10801 307-1000 • steinersports.com

Strauss Paper Co.

10 Slater St., Port Chester 10573 937-0004 • strausspaper.com

Summer Trails Day Camp

93 Mahopac Ave., Granite Springs 10527 245-1776 • summertrailsdaycamp.com

Sutera Family Dentistry

190 Goldens Bridge Road, Katonah 10536 232-1070 • suterafamilydentistry.com

T Square Properties Inc

56 Lafayette Ave., White Plains 10603 328-7511 • tsquareproperties.com

1 Nepperhan Ave., Elmsford 10523 888-2020 • tfandrew.com

51 Route 100, Briarcliff Manor, 10510 762-3415 • thalleindustries.com

Thompson & Bender

1192 Pleasantville Road, Briarcliff Manor 10510 762-1900 • thompson-bender.com

Owner/President Year founded

Description

Richard Fitzgerald 1946

Provider of audio/video and assistive listening systems

Henry Tschorn 1934

Pet care and boarding

Kenneth Meccia 1979

Title insurance

Brandon Steiner 1987

Sports marketing

Stewart Strauss 1943

Janitorial supplies and equipment

Andrea and Scott Ralls and Jamie and Summer camp Dave Sirkin 1974 Paul Sutera 1984

Dentist

Trevor Tunnell 1983

Commercial real estate services

Thomas, John and Brian Fahey and Karen Madden 1981

Flooring provider

Gregg J. Pacchiana 1947

Aggregate and asphalt products, brownfield fill, construction industry

Elizabeth BrackenThompson and Geoff Thompson 1986

Public relations firm

Stacey Tompkins 1986

Excavation and landscape construction company

Steve Josephson 1996

Toy store

Martin Schulman and Barry Grossbaum 1945

Optical retail

Scott Loeser 2014

Urgent care dental facility

Valerie Ann Wilson, Jennifer WilsonButtigieg, and Kimberly Wilson Wetty

Travel management company

David K. Wassearman 2007

Audiology and hearing aid sales

Vincent and Chris Bellissimo 2003

Automated gate operators and surveillance systems

Tracy Salciccia 1990

Retail stationary, tobacco and food products

Bruce Botchman 1938

Supplier of fine linen rentals

Edward W. Kelly 1933

Construction company

Wilson & Son Jewelers

Michael and Matthew Wilson 1905

Jewelry sales and repair

Woodrow Jewelers

Robert and Michael Woodrow 1985

Fine jewelry

Tompkins Excavating

27 Morrissey Drive, Putnam Valley 10579 528-8513 • tompkinslandscaping.com

Toy Box

300 W. Boston Post Road, Mamaroneck 10543 698-7110 • toyboxmamaroneckny.com 42 Pondfield Road, Bronxville 10708 337-0707 • trappopticians.org

1088 Central Park Ave., Scarsdale 10583 861-4777 • emergencydentalny.com

Valerie Wilson Travel - Purchase 2700 Westchester Ave., Suite 120, Purchase 10577 701-3210 • valeriewilsontravel.squarespace.com

Wassearman Inc.

77 Pondfield Road, Bronxville 10708 337-8348 • wassearman.com

Westchester Automated Gate Co.

34 Route 118, Baldwin Place 10505 962-7770 • westchesterautomatedgate.com

Westchester Tobacco and Stationary 189 Main St., Ossining 10562 941-1185 • N/A

White Plains Linen

4 John Walsh Blvd., Peekskill 10566 737-2532 • whiteplainslinen.com

William A. Kelly & Co. 87 Bedford Road, Katonah 10536 232-3191 • wakellyco.com

18 Chase Road, Scarsdale 10583 723-0327 • wilsonandsonjewelers.com 21 Purchase St, Rye 10580 967-0464 • woodrowjewelers.com

This list is a sample of family-owned businesses located in the region. If you would like to be included in our next list, please contact Peter Katz at pkatz@westfairinc.com. N/A = Not available.

AN ADVERTORIAL SHOWCASE | OCTOBER 29, 2018

Strategically located next to the Westchester County Airport, LSW Chauffeured Transportation has been proudly serving Westchester County, NYC and Connecticut with the highest quality of personalized service for over 35 years. Our team of professionals are focused, energized and committed to servicing our clients and are mindful of the trust they place in us. • Corporate Travel • Private Aviation • Special Events & Group Travel • Worldwide Services Download the LSW App today Book Instantly Locate Your Chauffeur Get Live Updates Receive Arrival Notifications

www.lswlimo.com 914.592.8534

FAMILY-OWNED BUSINESS

WCTLC #01-00162 NYCTLC #BO2666

AN ADVERTORIAL SHOWCASE | OCTOBER 29, 2018

FAMILY-OWNED BUSINESSES: Fairfield County Family-owned Businesses

Fairfield County

Listed alphabetically. Name Owner(s)/President(s) Address Year founded Area code: 203, unless otherwise noted Website

A-Quick Pick Crane Service Inc.

Description

Name Address Area code: 203, unless otherwise noted Website

Cornerstone Contracting

George Schrade 1984

Crane with operator and rigging services

Kevin P., Thomas J. and Christopher K. McKiernan 1952

Insurance agency

Accurate Lock and Hardware

Ronald and Reed Salvatore 1960

Architectural door hardware manufacturer

AffinEco

Michael Diamond and Paul Senecal 1966

Janitorial and maintenance services

Allan Goldstein 1995

Sales and repairs of custom window treatments

David's Soundview Catering

Beverlee, A. Peter, Alexander, Marcia and Nicolas Fatse 1958

Manufacturer of soapbased, nontoxic stain remover

Deutsch Family Wine & Spirits

Commercial real estate

DiMatteo Group

205 Water St., Derby 06418 924-2000 • aquickpickcrane.com

Abercrombie Burns McKiernan & Company Insurance Inc.

30 Old Kings Highway South, Second floor, Darien 06820 655-7468 • abmck.com 1 Annie Place, Stamford 06902 348-8865 • accuratelockandhardware.com 855 Main St., Suite 900, Bridgeport 06604 878-0638 • affineco.com

All-Blinds Plus

119 Crystal Lake Road, Stamford 06905 322-8821 • N/A

Amodex Products Inc. P.O. Box 3322, Bridgeport 06605 877-866-1255 • amodexink.com

Angel Commercial LLC

2425 Post Road, Suite 303, Southport 06890 335-6600 • angelcommercial.com

The Ashforth Company

707 Summer St., Fourth floor, Stamford 06901 359-8500 • ashforth.com

B & B Moving & Storage LLC 49 Jewett Ave., Bridgeport 06606 740-1224 • bbmovingandstorage.com

Bigelow Tea

201 Black Rock Turnpike, Fairfield 06825 334-1212 • bigelowtea.com

Black Dog Remodeling

3043 High Ridge Road, Stamford 06903 536-8787 • blackdogremodeling.com

Bosak Funeral Home & Cremation 453 Shippan Ave., Stamford 06902 325-9300 • bosakfuneralhome.com

Building and Land Technology

1 Elmcroft Road, Suite 500, Stamford 06902 846-1900 • bltoffice.com

Building Blocks Early Learning Center LLC 72 Camp Ave., Stamford 06907 517-9769 • blockslearning.com

Byrd's Books

126 Greenwood Ave., Bethel 06801 730-2973 • byrdsbooks.com

Callari Auto Group LLC 140 Ledge Road, Darien 06820 656-1804 • callaricars.com

Cannondale Generators

390 Danbury Road, Wilton 06897 762-2608 • cannondalegenerators.com

Centrix Inc.

770 River Road, Shelton 06484 929-5582 • centrixdental.com

Christopher Noland Salon & Beauty Spa 124 Greenwich Ave., Second floor, Greenwich 06830 622-4247 • christophernoland.com

Collins Medical Equipment 500 Kings Highway East, Fairfield 06825 576-8642 • collinsmedical.net

Commerce Packaging

305 Wilson Ave., South Norwalk 06854 838-0304 • commercepackaging.com

Connecticut Information Security LLC 187 Danbury Road, Wilton 06897 354-0224 • ctinfosec.com

FAMILY-OWNED BUSINESS

Jon Angel 2000

200 Pemberwick Road, Greenwich 06831 861-4200 • cornerstone-builders.com

County Construction Inc. 258 Ely Ave., Norwalk 06854 853-2463 • countyconstructioninc.com

Craig's Fine Jewelry

394 Main St., Ridgefield 06877 438-3701 • craigsfinejewelry.com

Cultec

878 Federal Road, Brookfield 06804 438-3701 • craigsfinejewelry.com 471 Elm St., Stamford 06902 324-5724 • davidscatering.com

201 Tresser Blvd., Suite 500, Stamford 06901 965-4100 • deutschfamily.com

79 Bridgeport Ave., Shelton 06484 924-4811 • dimatteoinsurance.com

The Dowling Group

H. Darrell Harvey and Andrew B. Ashforth 1896

Real estate firm

Sam Butt 1985

Moving company

Cindi Bigelow 1945

Tea manufacturer

Stephen Simms 1996

Home remodeling services

Gerald R. Bosak, Jr. 1919

Funeral home

Paul Kuehner Carl R. Kuehner III 1982

Real estate firm

Mitch Hoffman 2008

Child day care

Alice Hutchinson 2011

Retailer of books and gifts

Paula Callari 1966

Car dealership

Paul Bonomo 1990

Residential emergency power installation and maintenance

William B. Dragan 1970

Manufacturer of dental supplies

Christopher Noland 2010

Beauty salon and spa

Jack, Chris and Tom Collins IV and Brian Collins 1931

Pharmacy

Stuart Alexander 1954

Packaging

Brian Quinn 1979

Cyber security firm

1171 E. Putnam Ave., Greenwich 06878 967-2231 • thedowlinggroup.com

Dr. Mary's Kitchen

5 River Road, Suite 317, Wilton 06897 604-4207 • drmaryskitchen.com

Eastern Land Management 142 Hamilton Ave., Stamford 06902 316-5433 • easternland.com

Enhance A Colour Corp.

Owner(s)/President(s) Year founded

Description

George Pusser 1992

Homebuilder

Rich Ochsendorf 1979

Construction

Bill Craig 1950

Fine jewelry

Robert DiTullio Sr. and Robert DiTullio Jr. 1986

Manufacturer of plastic storm-water chambers

David Cingari 1988

Catering company

Bill Deutsch 1981

Wine and spirits importer

John DiMatteo 1959

Insurance agency

Joseph and Sean Dowling 1979

Financial advisor

Tom Shrum 2015 Bruce Moore 1976

Gluten-free and paleo snacks and products Landscape management services

Kevin and James O'Connor 1988

Custom graphics and displays

Robert Sussman and Howard W. Diamond 1933

Jeweler

Thomas L. Rich 1920

Real estate firm

Felner Corp.

Patricia B. Felner-Bragano and Lisa Glover 1978

Property management

Fisherman's World

Lillian, Sherri, Ashley and Vin Mola 1950s

Bait and tackle shop

Paul Fitzpatrick 1919

Insurance for cars, homes, businesses, life and health

Forever Sweet Bakery

Frances and Sky Mercede 2012

Bakery

Front Row Kitchens Inc.

Matt Giardina Kitchen design and Barbara Laughton and installation firm 1985

43 Beaver Brook Road, Danbury 06810 748-5111 • eacgs.com

Fairfield Center Jewelers 1498 Post Road, Fairfield 06824 259-5693 • fairfieldcenterjewelers.com

FD Rich Co.

222 Summer St., Stamford 06901 359-2900 • fdrich.com

35 Brentwood Ave., Fairfield 06825 331-4770 • felnercorp.com

2 Fort Point St., Norwalk 06855 866-1075 • fishermansworld.net

The Fitzpatrick Agency Inc. 840 Clinton Ave., Bridgeport 06604 336-2138 • fitzpatrickagency.com

4 New Canaan Ave., Norwalk 06851 939-9600 • sweetendingsbakery.com 117 New Canaan Ave., Norwalk 06850 849-0302 • frontrowkitchens.com

Game Haven of Connecticut LLC

10 Cross St., Norwalk 06851 475-355-1755 • ctgamehaven.com

Gault Energy & Home Solutions 11 Ferry Lane West, Westport 06880 227-5181 • gaultenergy.com

Gerard B. Tracy Associates Inc. 1261 Post Road, Suite 201, Fairfield 06824 222-0900 • tracyassoc.com

Brent and Paula Goren Video game center 2014

Bill and Sam Gault 1863

Energy, heating and cooling, maintenance and repair

Tim Tracy Sr. 1948

Insurance

AN ADVERTORIAL SHOWCASE | OCTOBER 29, 2018

Atlantic Westchester Continues to Build an Award-Winning Family-Owned Business in Westchester County ocated in Bedford Hills, NY, Atlantic Westchester, a commercial and industrial HVAC and energy efficiency company, has been providing service to its valued customers since 1961. Purchased by the Hammer family in 1979, the company has enjoyed growth and prosperity thanks to a team of highly-skilled employees and great clients. Atlantic Westchester owners, husband and wife, Bud and Lisa Hammer, are the foundation behind this award-winning team and business. Atlantic Westchester offers a variety of commercial and industrial HVAC solutions for businesses, institutions and government facilities across the New York metropolitan area, including: maintenance programs, remediation services, intelligent control systems and energy-efficient retrofit solutions. Atlantic Westchester has the experience, qualifications and industry certifications to properly maintain the long-term efficiency and integrity of a building’s HVAC systems. During its extensive history of outstanding service, Atlantic Westchester has re-

FAMILY-OWNED BUSINESS

ceived several awards and recognitions, including: Business Council of Westchester’s “Hall of Fame Award;” Westfair Communications’ “Family-Owned Business Award;” Westfair Communications’ “Milli Award;” Town of Bedford Conservation Board’s “Green Award; 914INC. Magazine’s “Small Business Award;” ACHR The News’ “40 Under 40;” and “Outstanding Achievement in Transportation Award” from the Green Business Partnership program. The company is also the only HVAC provider in the area to achieve certification with the Green Business Partnership program. Bud and Lisa are committed to running an organization that treats everyone like family and are passionate about educating their employees to become leaders in business and the HVAC industry. They continuously invest in their employees and have built a management team to sustain the business for many years to come. For additional information about Atlantic Westchester and its services, please visit: www.atlanticwestchester.com or call (914) 666-2268.

Family-Owned Since 1979

HVAC Services • Building Management Systems • Energy Solutions

We make buildings SMARTER

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www.atlanticwestchester.com AN ADVERTORIAL SHOWCASE | OCTOBER 29, 2018

FAMILY-OWNED BUSINESSES: Fairfield County Family-owned Businesses

Fairfield County

Listed alphabetically. Name Address Area code: 203, unless otherwise noted Website

Grasso Construction Inc.

Owner(s)/President(s) Year founded

Description

Name Address Area code: 203, unless otherwise noted Website

Scalzo Group

Joseph Grasso Sr. and Joseph Grasso Jr. 1986

Construction

Anthony Boskello 1968

Transportation

Guy Hatfield 1905

Insurance firm

Jon DeCrescenzo 1987

Printing and copying

Scott E. Hobbs 1954

Homebuilders

John Brennan 1952

Construction company

La Jolie Salon & Spa

Toni Ann Lupinacci and Cheryl Van Voorhies 1960

Salon and spa

Lapine Inc.

Noah, Seth and Paul Lapine 1962

Brand performance agency

Leslie McIntyre 1986

Staffing and recruiting

Marc and Evelyne Penvenne 1993

Restaurant

Robert J. Mills Jr. 1953

Insurance company

John Mitchell Jr. 1958

Retail clothing store

Vincent A. Bonazzo 1946

Plastic injection molding, mold making, hot stamping and ultrasonic wedging

George Mulvaney 1981

Plumbing, heating, air conditioning, process piping

Lisa Osta and Nagi Osta 1980

Jeweler

Fabian Geiger 1967

Precision machining services

Elizabeth Santa 2002

Interior design, upholstery, windows

Yolanda Cortese 1939

Energy and heating and cooling services

314 Wilson Ave., Norwalk 06854 838-0123 • grassoconstruction.com

Greenwich Taxi

2 Greenwich Plaza, Greenwich 06831 869-6000 • greenwichtaxiinc.com

Hatfield Insurance Agency Inc.

1735 Post Road, Unit 5, Fairfield 06824 256-5660 • hatfieldinsuranceagency.com

High Ridge Printing & Copy Center Inc.

1009 High Ridge Road, Stamford 06905 329-1889 • highridgeprinting.com

Hobbs Inc.

27 Grove St., New Canaan 06840 966-0726 • hobbsinc.com

John J. Brennan Construction Company Inc. 70 Platt Road, Shelton 06484 966-0726 • hobbsinc.com

388 Summer St., Stamford 06901 327-4102 • lajoliesalonandspa.com

15 Commerce Road, Stamford 06902 327-9099 • lapineinc.com

The McIntyre Group

63 Glover Ave., Norwalk 06850 750-1111 • themcintyregroup.com

Méli-Mélo

362 Greenwich Ave., Greenwich 06830 629-6153 • melimelogreenwich.com

Mills & Mills Insurance Agency Inc.

35 Old Ridgefield Road, Wilton 06897 762-8373 • millsandmillsinsurance.com

Mitchells/Richards

670 Post Road East, Westport 06880 227-5165 • shop.mitchellstores.com

Mohawk Tool & Die Manufacturing Company Inc. 25 Wells St., Bridgeport 06604 367-2181 • mohawktoolanddie.com

Mulvaney Mechanical Inc. 4 Christopher Columbus Ave., Danbury 06810 797-8005 • mulvaneyinc.com

Nagi Jewelers

828 High Ridge Road, Stamford 06905 989-2815 • nagijewelers.com

NerJan Development Co. 101 West Ave., Stamford 06902 325-3228 • nerjan.com

Nest of Southport

362 Pequot Ave., Southport 06890 255-1734 • nestofsouthport.com

New England Total Energy 469 W. Putnam Ave., Greenwich 06830 869--5869 • newenglandoilcompany.com

Nielsen's Florist

1405 Post Road, Darien 06820 655-2541 • nielsensflorist.com

O&G Industries Inc. 112 Wall St., Torrington 06790 860-489-9261 • ogind.com

Orbit Marine Sports & Dive Center 3273 Fairfield Ave., Bridgeport 06605 333-3483 • orbitmarine.com

R.D. Scinto Inc.

1 Corporate Drive, Shelton 06484 929-6300 • scinto.com

The Rizzo Companies 64 Triangle St., Danbury 06810 731-3131 • rizzocompanies.com

Santa Fuel

154 Admiral St., Bridgeport 06605 800-937-2682 • santafuel.com

FAMILY-OWNED BUSINESS

2 Stony Hill Road, Bethel 06801 205-7608 • scalzogroup.com

Shapiro Law Offices LLC

32 Washington St., Middletown 06457 860-347-3325 • shapirolawofficesct.com

Shreve, Crump and Low

125 Greenwich Ave., Greenwich 06830 622-6205 • shrevecrumpandlow.com

Silver Creative Group

50 Water St., South Norwalk 06854 855-7705 • silvercreativegroup.com

Spot On Veterinary Hospital & Hotel

184 Selleck St., Stamford 06902 973-7768 • spotonvet.com

Stew Leonard's Norwalk 100 Westport Ave., Norwalk 06851 847-7214 • stewleonards.com

Sustainable Indulgence LLC

480 Barnum Ave., Suite 15, Bridgeport 06608 549-9650 • sustainableindulgence.com

Strategy Leaders Inc. 25 Crescent St., Stamford 06906 883-9290 • strategyleaders.com

Triax Technologies Inc.

20 Marshall St., Suite 102, Norwalk 06854 803-9879 • triaxtec.com

Peter Russell 1940

Heating and air conditioning

Branding and web development

Becky and Philip Putter 2015

Veterinary hospital and hotel

Stew Leonard Jr. 1969

Farm fresh and prepared foods

Mark Feldman 2013

Wholesale bakery

Andi Gray 1995

Businessconsulting firm specializing in small to midsize businesses

Dale Hollingsworth 2013

Smart technology for athletes

Residential décor

Carol Piccaro 1960

Chemical sourcing and distribution company

Jeb Fiorita 1957

Retailer of wine, liquor and craft beer

Wades Dairy Inc.

David Wade, Douglas Dairy and food Wade Jr. and Susan Wade products 1893

Viking Construction Inc.

Anthony Galgio Sr., president, and Anthony Galgio Jr., vice president 1991

Construction company

Marc Lenes 2001

Full-time nannies, housekeepers and temporary coverage

Westmore Fuel Company Inc.

Dom Bologna, Dick Bologna 1938

Heating fuel dealer

William Raveis

Ryan, Bill and Chris Raveis 1974

Residential real estate

Robin Lombardo 1968

Electrics

1316 Barnum Ave., Bridgeport 06610 579-9233 • wadesdairy.com

1387 Seaview Ave., Bridgeport 06607 353-0260• vikingconstruction.net/

Wee Care Nanny Agency

1435 Bedford St., Suite 1M, Stamford 06905 359-8410 • weecarenanny.com

86 N. Water St., Greenwich 06830 531-6800 • westmorefuel.com

Construction, electrical contractor, environmental consultants

Paul Zullo and Donna Bonato 2003

Mario and Ross Lodato 1954

125 W. Putnam Ave., Greenwich 06830 869-2299 • valsputnamwines.com

Anthony Rizzo Jr. 1962

Jeweler

Cleaning supplies and equipment

425 Asylum St., Bridgeport 06610 366-4884 • ungerglobal.com

Val's Putnam Wines and Liquors

Commercial real estate firm

David Walker 1796

Jan Unger 1964

Unger Enterprises LLC

16 Thorndal Circle, Darien 06820 655-8878 • uschemicals.com

Bob Scinto 2005

Law firm

Fine art and design

U.S. Chemicals LLC

Marine and dive shop

Deborah, Sarah and Jonathan Shapiro 1975

Troy Amuso and Denise DiGrigoli 1997

535 Hope St., Stamford 06906 348-5371 • unitedhousewrecking.com

Noel Voroba 1973

Real estate firm

Troy Fine Art Services Inc.

United House Wrecking Inc.

Construction

Hal Kurfehs 1987

Steve DeMarco and Carpet and drapery Dawn DeMarco Marcarelli cleaners 1963

P.O. Box 858, Fairfield 06824 255-1555 • troyfineart.com

Kara R. Oneglia 1923

Description

Triple S Inc.

337 Westport Ave., Norwalk 06851 847-8000 • triplesclean.com

Sandra Nielsen-Baumann Florist 1944

Owner(s)/President(s) Year founded

45 Field Point Road, Greenwich 06830 869-9263 • raveis.com

Wilton Electric Company Inc.

26A Danbury Road, Wilton 06897 762-9690 • wiltonelectricct.com

Wings Unlimited Inc.

Ann F. Gilmartin

Corporate meeting and event planning

Virginia and Albert P’an 2013

Biodegradable products

455 Boston Post Road, Suite 102, Darien 06820 1986 656-9591 • wingsunlimited.net

Yumi EcoSolutions

4 Bruce Lane, Westport 06880 803-1880 • yumieco.com

This list is a sample of family-owned businesses located in the region. If you would like to be included in our next list, please contact Peter Katz at pkatz@westfairinc.com.

AN ADVERTORIAL SHOWCASE | OCTOBER 29, 2018

Discover The new IL FORNO Italian Kitchen & Bar Where Good Vibes meet Italian Inspired Cuisine!

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FAMILY-OWNED BUSINESS

Private Events and Catering

AN ADVERTORIAL SHOWCASE | OCTOBER 29, 2018

OCTOBER 2018

BCW ANNUAL DINNER

Presenting the Westchester Global Leadership Laureate Award to PepsiCo’s Indra Nooyi were BCW Chairman Anthony Justic and BCW President & CEO Marsha Gordon

Record Turnout for Sold-Out Event Honoring PepsiCo’s Indra Nooyi

hat started as a way to recruit young talent to its company, ended in a major shift in the mission of PepsiCo, making it not only a more socially responsible company, but more profitable one.

This was one of the many behind-the-scenes stories related by Indra Nooyi, PepsiCo’s first female Chief Operating Officer, who appeared at the Business Council of Westchester’s Annual Fall Dinner on October 22. Mrs. Nooyi stepped down as CEO of PepsiCo on October 3 after 12 years at the helm. Mrs. Nooyi, who remains Chairman of the company, was at the dinner at the Hilton Westchester in Rye Brook to accept the BCW’s Westchester Global Leadership Laureate Award. More than 900 people turned out to hear her and to get an up-close and personal look at the legend. In a one-on-one interview with BCW President and CEO Marsha Gordon that was engaging, insightful and sometimes funny, Mrs. Nooyi discussed her distinguished career at PepsiCo and her plans for the future. Mrs. Nooyi also announced a $100,000 PepsiCo grant to the Westchester Community College

OCTOBER 29, 2018

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Foundation to fund a program for disadvantaged students who want to pursue careers in STEM.

“I did the best that I could, based on the knowledge and information I had and the caliber of the team I had. And I think I have the best team in our industry,” said Mrs. Nooyi.

Mrs. Nooyi was born in Chennai, in Southern India. She joined PepsiCo in 1994, and became its CEO in 2006. When asked what lies ahead, She is credited with making the Mrs. Nooyi said she expects to do company more profitable, as well as even greater things in the future. being the chief architect of PepsiCo’s “I am not doing it for riches or for Performance with Purpose pledge, running a company. I am doing it out which introduced healthier, more of sense of duty and purpose. I think nutritious products and initiatives to that’s what’s going to define me,” reduce its environmental footprint. she said. In response to a question from In concluding the interview, Gordon Gordon about the inspiration behind remarked “This has been one of the her Performance with Purpose vision, most incredible experiences of my Nooyi said it had started as a way professional career.” to connect with young talent. Young BCW Board Chairman Anthony Justic people, she said, were not simply looking for a paycheck but wanted to said the evening’s record-breaking turnout was due not only to Nooyi’s feel that they were doing something appearance, but to the growing to make the world a better place. success of the Business Council of When asked about her experience as Westchester, which he said continues an immigrant, Mrs. Nooyi described to grow its membership. the United States as a generous “It’s not only proof of the power of nation. “I have traveled around the world and I have yet to see a country tonight’s deserving honoree Indra Nooyi, but also reflects the strength that is so supportive and welcoming of people who are different than what and power of the Business Council of Westchester as the most influential I experienced in the United States.” economic development and advocacy What would she have done organization in this county,” he said. differently?

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About The Business Council of Westchester

he Business Council of Westchester is the county’s largest and most prestigious business membership organization representing more than 1,000 members, including multinational corporations, hospitals, universities, biotech pioneers, not-for-profits, entrepreneurs and companies of all sizes. As the most influential economic development and advocacy organization in Westchester, The Business Council of Westchester’s members enjoy unparalleled access to today’s top thought leaders, diverse business development opportunities and lawmakers at all levels of government. The BCW Data Exchange provides the latest demographic research to help guide smart business decisions. The LEAP program, a one-of-a-kind initiative, gives members direct access to lobbying efforts at the county, state and national levels on issues that directly affect their businesses. Build, Connect and Win with The Business Council of Westchester. Visit thebcw.org to connect today.

Facts & Figures BANKRUPTCIES Manhattan A. Calhoun Corp. 1754 Givan Ave., Bronx 10469. Chapter 11, voluntary. Attorney: pro se. Filed Oct. 22. Case no. 18-13160-mg.

Poughkeepsie Satyagraha Inc. P.O. Box 266, Pine Plains, 12567. Chapter 11, voluntary. Attorney: Bethany A. Ralph, Amenia. Filed Oct. 16. Case no. 19-36744-cgm.

COURT CASES New York And A Wall LLC, et al. Filed by Local 802 Musicians Health Benefit Fund. Action: E.R.I.S.A. – Delinquent contributions. Attorney for plaintiff: Harvey Steven Mars. Filed Oct. 16. Case no. 1:18-cv-09450-VEC. Balenciaga America Inc. Filed by Car-Freshner Corp., et al. Action: Trademark infringement (Lanham Act). Attorneys for plaintiff: Jonathan Zachary King and Eric Joseph Shimanoff. Filed Oct. 19. Case no. 1:18-cv-09629-VEC. Barstool Sports, Inc. Filed by Steven Hirsch. Action: Copyright Infringement. Attorney for plaintiff: Richard Liebowitz. Filed Oct. 18. Case no. 1:18-cv-09579-DLC.

Donald J. Trump. Filed by Pen American Center Inc. Action: Federal question – violation of constitutional rights. Attorneys for plaintiff: John Langford, Kristy Parker and David A. Schulz. Filed Oct. 16. Case no. 1:18-cv-09433-LGS.

Jordan Psigoda. Filed by B. Green Group, LLC. Action: Diversity action. Attorney for plaintiff: Tom M. Fini. Filed Oct. 16. Case no. 1:1809467-KPF.

Johnson and Johnson Worldwide Research Business Developmental Pharmaceutical Company, et al. Filed by Ellis Broadway Jr. Action: Federal question. Attorney for Plaintiff: N/A. Filed Oct. 22. Case no. 1:18-cv-09703-UA.

Katonah Lewisboro Union Free School District. Filed by KB. Action: IDEA – Challenge decision re: education for handicapped. Attorney for plaintiff: Peter David Hoffman. Filed Oct. 18. Case no. 1:18-cv09553-CS.

Noom, Inc. Filed by Weight Watchers International Inc. Action: Trademark Infringement (Lanham Act). Attorneys for plaintiff: William H. Brewster, Richard Charles Henn Jr. and John David Mayberry. Filed Oct. 19. Case no. 1-18-cv-09637-PKC.

Key Food Stores Co-operative Inc., et al. Filed by Jamie Hogue. Action: Americans with Disabilities Act – Discrimination. Attorney for plaintiff: Zachary Ian Holzberg. Filed Oct. 18. Case no. 7:18-cv-09580NSR.

North American Publishing Co. Filed by Phillip Sullivan Jr. Action: Federal question. Attorney for plaintiff: C.K. Lee. Filed Oct. 16. Case no. 1:18-cv-09460.

New York State Unified Court System, et al. Filed by Elizabeth Shollenberger. Action: The Americans with Disabilities Act of 1990. Attorney for plaintiff: Anthony Patrick Consiglio. Filed Oct. 23. Case no. 7:18-cv-09736.

Serafina Restaurant, et al. Filed by Antonio Johnson. Action: Federal question. Attorney for plaintiff: Martin Druyan. Filed Oct. 16. Case no. 1:18-cv-09451-JPO. The New York Post newspaper. Filed by William Wilkerson. Action: Prisoner civil rights. Attorney for plaintiff: N/A. Filed Oct. 18. Case no. 1:18-cv-09653-UA.

City of New Rochelle, et al. Filed by Salvador Ayala. Action: Federal question - civil rights violation (excess force). Attorney for plaintiff: Leo Glickman. Filed Oct. 17. Case no. 7:18-cv-09533-CS.

Questions and comments regarding this section should be directed to: Peter Rubino c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3680

Intercounty Paving Associates, L.L.C. Filed by the trustees of the Operating Engineers Local 137, et al. Action: E.R.I.S.A.: Civil enforcement of employee benefits. Attorney for plaintiff: Giacchino James Russo. Filed Oct. 17. Case no. 7:18-cv-09496NSR.

Fashion Institute of Technology, et al. Filed by Anne T. Elmer. Action: Federal question – other civil rights. Attorney for plaintiff: Joseph William Carbonaro. Filed Oct. 16. Case no. 1-18-09473-DAB.

Westchester

ON THE RECORD

Cross County Petroleum Inc., et al. Filed by Mohammed Omer Khokhar. Action: Fair Labor Standards Act. Attorney for plaintiff: Raymond Nardo. Filed Oct. 18. Case no. 7:18-cv-09569-CS. Cross River State Government. Filed by Oranefo Okolo. Action: Diversity – breach of contract. Attorney for plaintiff: Kenechukwu Chudi Okoli. Filed Oct. 16. Case no. 7:18-cv-09479-CS.

Richmond Community Services. Filed by Marise White. Action: Job Discrimination (Race). Attorney for plaintiff: Paul N. Cisternino. Filed Oct. 19. Case no. 7:18-cv-09599-VB. Singer Holding Corp. Filed by Fireman’s Fund Insurance Company. Action: Diversity – Property Damage. Attorney for plaintiff: Robert William Phelan. Filed Oct. 22. Case no. 7L18-cv-09678-VB. Van Eck Associates Corp., et al. Filed by Catherine Cardaci. Action: Job discrimination (unlawful employment practices). Attorney for plaintiff: Valdi Licul. Filed Oct. 22. Case no. 1:18-cv-09705-RA.

DEEDS Above $1 million 200 Irving Avenue Holdings LLC, Rye. Seller: Christopher Numme, et al, Greenwich, Connecticut. Property: 200 Irving Ave., Rye. Amount: $1 million. Filed Oct. 9. 39 Main Street Realty Inc., Rye. Seller: Hopper River House LLC, Irvington. Property: 39-41 Main St., Greenburgh. Amount: $1.1 million. Filed Oct. 1.

4 Whippoorwill Road LLC, White Plains. Seller: Mark Comora, et al, Greenwich, Connecticut. Property: 4 Whippoorwill Road, North Castle. Amount: $1.9 million Filed Oct. 1. Aquinolazala Realty Inc., Scarsdale. Seller: North Broadway Realty LLC, Fort Lee, New Jersey. Property: 7- Palisade Ave., Yonkers. Amount: $2 million. Filed Oct. 12. Bowman Avenue Property LLC, Fairfield, Connecticut. Seller: The Pointe Development Group LLC, Fairfield, Connecticut. Property: 1 The Pointe, Rye. Amount: $4.2 million. Filed Oct. 12. Gate House Abstract LLC, Yorktown Heights. Seller: CHT 888 LLC, Raleigh, North Carolina. Property: 84 Croton Ave., Ossining. Amount: $1 million. Filed Oct. 9. HSBC Bank USA N.A. Seller: Kevin H. Cohen, White Plains. Property: 249 Hoover Road, Yonkers. Amount: $1.1 million. Filed Oct. 10. HSBC Bank USA N.A. Seller: Linda C. Sherman, et al, New Rochelle. Property: 452 Pelhamdale Ave., Pekham. Amount: $1.2 million. Filed Oct. 3. Kear Underhill Associates LLC, Mount Kisco. Property: 355 Kear St., Yorktown. Amount: $2.1 million. Filed Oct. 9. Kothari Realty LLC, Sleepy Hollow. Seller: 131 Central Ave Tarrytown LLC, Tarrytown. Property: 131 Central Ave., Greenburgh. Amount: $1.5 million. Filed Oct. 4. LastHome LLC, New York City. Seller: Jesse Robert Lovejoy, et al, Larchmont. Property: 203 Hommocks, Mamaroneck. Amount: $10.3 million. Filed Oct. 10. LMV II MMP Holdings LP, Miami, Florida. Seller: Devon Plaza Realty, New York. Property: 9 Mitchell Place, White Plains. Amount: $25 million. Filed Oct. 3. MMC Corp., Bronx. Seller: New York Radiation Therapy Management Services LLC, Fort Myers, Florida. Property: 970 Broadway, Yonkers. Amount: $1.5 million. Filed Oct. 1. North Union Realty LLC, New Rochelle. Seller: Nettie Silver Family Partnership LP, Scarsdale. Property: 750 Main St., New Rochelle. Amount: $1.3 million. Filed Oct. 9.

westchester county

Northeastern Conference Corporation of Seventh-Day Adventists, St. Albans. Property: 67 Fifth Avenue South, Mount Vernon. Amount: $3 million. Filed Oct. 3.

172 Ashburton LLC, Massapequa. Seller: Ramon Abreu, Yonkers. Property: 172-174 Ashburton Ave., Yonkers. Amount: $640,000. Filed Oct. 9.

Robinhood LLC, Glendale. Seller: Joseph B. Corpina, et al, White Plains. Property: 93 Robinhood LLC, White Plains. Amount: $1.2 million. Filed Oct. 3.

21 Lake St 2H LLC, Saylorsburg, Pennsylvania. Seller: Komal Garewal, Mount Kisco. Property: 21 Lake St., 2H, White Plains. Amount: $393,000. Filed Oct. 3.

Rowley 111 LLC, Yonkers. Seller: Elide Fisher Avenue LLC, Eastchester. Property: 14 Fisher Ave., Eastchester. Amount: $2.1 million. Filed Oct. 4.

24 Locust LLC, Eastchester. Seller: Karen Vaccaro Kern, et al, Philadelphia, Pennsylvania. Property: 24 Locust Ave., Eastchester. Amount: $961,000. Filed Oct. 9.

Suntrust Bank, Richmond, Virginia. Seller: Christopher Meagher, White Plains. Property: 100 Old Post Road North, Cortlandt. Amount: $1.2 million. Filed Oct. 10.

276 Watch Hill LLC, Scarsdale. Seller: Artgo Realty Corp., Cortlandt Manor. Property: 267 Watch Hill Road, Cortlandt. Amount: $425,000. Filed Oct. 10.

Tru Trust 2016 LLC, Charlotte, North Carolina. Seller: Toys “R” Us Property Company II LLC, Wayne, New Jersey. Property: 1000 Central Park Ave., Yonkers. Amount: $6.6 million. Filed Oct. 10.

33 W Lincoln Ave Corp., New Rochelle. Seller: Antonio Custodio, et al, Mount Vernon. Property: 33 Lincoln Avenue West, Mount Vernon. Amount: $590,000. Filed Oct. 3.

Below $1 million 10 Perry NY LLC, Bronx. Seller: Christopher J. Bozek, Yonkers. Property: 10 Perry Place, Yonkers. Amount: $467,000. Filed Oct. 10. 105 Smith Avenue LLC, Mount Kisco. Seller: Antonio Bueti, et al, Mount Kisco. Property: 155 Smith St., Mount Kisco. Amount: $450,000. Filed Oct. 3. 109 Orchard LLC, Yonkers. Seller: Cornelius Coakley, Mount Vernon. Property: 101 Orchard St., Yonkers. Amount: $65,000. Filed Oct. 9. 109 Orchard LLC, Yonkers. Seller: Orchard Property Development LLC, Mount Vernon. Property: 109 Orchard Street Rear, Yonkers. Amount: $260,000. Filed Oct. 11. 142 Beech Associates LLC, Brooklyn. Seller: 142 Beech Street LLC, Yonkers. Property: 142 Beech St., Yonkers. Amount: $385,000. Filed Oct. 11. 155 Vista Ventures Inc., Yonkers. Seller: Salahie Moundir, Yonkers. Property: 155 Buena Vista Ave., Yonkers. Amount: $195,000. Filed Oct. 9. 165 Wykagyl LLC, New Rochelle. Seller: Jerry Yuan Hao Chao, et al, New Rochelle. Property: 165 Wykagyl Terrace, New Rochelle. Amount: $725,000. Filed Oct. 3.

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359 Walnut Resident LLC, Brooklyn. Seller: LLM Realty LLC, Yonkers. Property: $890,000. Filed Oct. 5. 381 Mclain Ave., Yonkers. Seller: Keith J. Clarke, White Plains. Property: 706 Palisade Ave., Yonkers 10703. Amount: $350,000. Filed Oct. 9. 43 Kensington Oval LLC, New Rochelle. Seller: Marianna Mussolini, et al, New Rochelle. Property: 43 Kensington Oval, New Rochelle. Amount: $912,500. Filed Oct. 5. 506 Siwanoy LLC, Bronx. Seller: Devika Dhooj, Pelham Manor. Property: 506 Siwanoy Place, Pelham. Amount: $782,000. Filed Oct. 3. 52 Groshon Ave LLC, Hastings-on-Hudson. Seller: Anna Bargielski, et al, White Plains Property: 52 Groshon Ave., Yonkers. Amount: $740,000. Filed Oct. 4. 55 South 7th Avenue LLC, New York City. Seller: Julie Curley, White Plains. Property: 55 Seventh Avenue South, Mount Vernon. Amount: $231,000. Filed Oct. 9. 633 Route 22 LLC, Croton Falls. Seller: Elethea Daday, Brewster. Property: 633 Route 22, North Salem. Amount: $170,000. Filed Oct. 12. 650 Holdings Inc., Peekskill. Seller: Myarrow LLC, Hague. Property: 710 Washington St., Peekskill. Amount: $870,000. Filed Oct. 9.

OCTOBER 29, 2018

WESTCHESTER

Good Things Happening

COUNTRY BANK RAISES $15K FOR DIABETES RESEARCH A team from Country Bank, which has a branch in Scarsdale, recently raised $15,000 for the New York Juvenile Diabetes Research Foundation (JDRF) in a walk across the Brooklyn Bridge staged by the nonprofit to raise both the awareness of Type 1 diabetes and funds to combat it. The Murphy family, which owns the financial institution, has been a consistent supporter of JDRF, having lost a family member to the disease. “Not only has juvenile diabetes impacted my own family, but many members of our Country Bank community, as well,” said Carolyn T. Murphy, bank vice president and chief marketing officer. “Raising awareness by organizing fundraisers and offering support to other families keeps us hopeful and committed to being part of the solution.” Murphy noted that Country Bank has been supporting the JDRF for more than 20 years. “We won’t stop until their goal of finding a cure has been accomplished,” she said.

RACE FOR REHAB HELD AT NYMC

Jennifer Ryan Safsel

About 150 athletes of various abilities participated in the race at NYMC.

The Valhalla campus of New York Medical College (NYMC) was the focal point recently for athletes of various skill and experience levels who competed in the 20th annual Race for Rehab. The event raises funds for Achilles International, a nonprofit, which provides support for athletes with disabilities and uses sports they enjoy to also bring them hope, inspiration and the joys of achievement. About 150 people took part in the event, which raised more than $11,150, the

HOSPICE HOLDS RECEPTION

Hospice of Westchester (HOW) recently hosted its 17th annual “In Celebration” Gala Cocktail Reception at the Westchester Country Club in Rye. The event honored Joan and Michael Ciaramella, proprietors of Polchinski Memorials Inc., and Michael J. Palumbo, MD, chief medical officer and executive vice president, White Plains Hospital, for their support of the organization and its mission. Funds raised at the event will be used to help support the HOW Anna and Louis H. Shereff Caregiver and Complementary Care Programs. The programs provide alternative therapies to those receiving hospice care. These include music therapy, art therapy, reflexology and massage therapy to help to alleviate pain, stress and anxiety. The therapies are available to HOW patients free of charge. This year’s event co-chairs included William F. Flooks Jr., James P. O’Toole and Mary Gibbons Gardiner. The sponsors were: Rochelle and Jesse Shereff; Grassy Sprain Pharmacy; Barbara and Paul T. Khoury, MD; White Plains Hospital; Beecher Flooks Funeral Home; Brown, Gaujean, Kraus, Sastow PLLC; The Blue Sandstone Group at Morgan Stanley; The Hildegarde D. Becher Foundation Inc.; PKF O’Connor Davies LLP; and VNS Westchester.

OCTOBER 29, 2018

SAFSEL TO HEAD NEW ROCHELLE YMCA

largest amount to date for the event. Since the benefit began 20 years ago, $136,800 has been raised for Achilles International. Anthony M. Sozzo, associate dean for student affairs and director of student financial planning and student activities at NYMC, recalled that the “…first year, we had 35 participants and the entire group of racers gathered in the lobby of (the) Basic Sciences Building.” Faculty advisor Janet P. Dolot said,

“The enthusiasm to keep this event going is passed from class to class, student to student. The event is structured so that a second-year group organizes it, the firstyear students volunteer and the third-year students share their previous experiences, consult and provide general support.” First place in this year’s race was achieved by Paul Rupperecht of Natick, Massachusetts, whose speed for a mile was 5 minutes and 17 seconds.

TOPPING A DEPARTMENT AND A BUILDING

Jennifer Ryan Safsel, who has been director of development for the organization Hope’s Door, has been named CEO of the New Rochelle WMCA effective Nov. 5. She will lead the Y’s fundraising initiatives, staff development, membership and development of youth and family programming. Prior to working for Hope’s Door, Safsel operated her own public affairs consulting company and held government-related positions in Washington, D.C. She earned her bachelor’s degree from Syracuse University. Bram Fierstein, chairman of the search committee of the Y’s board of directors, said that Safsel’s children learned to swim at the New Rochelle Y. “She has a real passion for the YMCA and reaching out to engage the community, as well as promote our core values of healthy living, social responsibility and youth development,” he said.

STEPINAC STUDENTS SHOW SUPPORT

Left: Ellen de Saint Phalle. Right: Sarah Lawrence students signed the final steel beam, which was lifted into place for the Barbara Walters Campus Center.

Sarah Lawrence College in Bronxville recently announced a new top person for its community relations department and also topped off a high-visibility building. Bronxville resident Ellen de Saint Phalle has been named the college’s new director of community relations. She’s a graduate of Wellesley College and earned a master’s degree from Sarah Lawrence in 2007. She previously was director of

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community relations at Concordia College. Also at Sarah Lawrence, a topping-off ceremony was held for the $35 million Barbara Walters Campus Center. Students and staff celebrated as the final piece of structural steel was lifted into place. Sarah Lawrence President Cristle Collins Judd invited the senior class to sign the beam. The new building is named in honor

of television journalist Barbara Walters, a school alumna who donated the lead gift of $15 million for the construction of the center. It will include the Barbara Walters Archives and Reading Room. The 34,800-square-foot center, designed by KSS Architects, will serve as a gathering place for students, faculty and staff with lounges, dining and event facilities.

Students at Stepinac High School in White Plains recently participated in two successful fundraisers. One benefited the American Cancer Society’s (ACS) programs to fight breast cancer while the other aided programs to support U.S. troops organized by the Bronx-based Theodore Korony American Legion Post 253. The students helped raise $2,400 for ACS. They sold T-shirts that were customized with the nonprofit’s pink ribbon and Stepinac’s logo and about 400 students contributed $3 each to ACS for the right to wear very casual attire on a “dress-down” day. Stepinac students helped American Legion Post 253 collect and send hundreds of items, including T-shirts, wash cloths, soap, pens and note cards to U.S. military forces serving in Afghanistan, in addition to making monetary contributions.

MCCARTHY JOINS TOMPKINS MAHOPAC BANK

William McCarthy

Tompkins Mahopac Bank (TMB) has announced the appointment of William McCarthy as vice president and business development officer in Yonkers. He has more than 40 years of banking industry experience. Before joining TMB, McCarthy was group director for Signature Bank and prior to that worked at Hudson Valley Bank and Union State Bank. McCarthy holds a bachelor’s and a master’s degree from Fordham University. He’s a resident of Yonkers. The bank has branches in Yonkers at the Boyce Thompson Center, 1086 N. Broadway, and at 766 Yonkers Ave.

DERR RECEIVES TRUSTEE AWARD

PAINTING A PICTURE OF COMMUNITY SUPPORT ERA Insite Realty in Pleasantville organized a Paint Nite fundraiser at the Mount Pleasant Community Center in Valhalla to benefit the programs at North East Westchester Special Recreation located in Hawthorne. The event was spearheaded by Kathy Courtney, licensed real estate salesperson with ERA Insite’s Pleasantville office, and supported by agents and staff from all three of ERA’s Westchester offices. There were more than 50 participants who created paintings with guidance from an instructor who donated her time for the evening. In addition, there were raﬄe prizes and auction items donated by local businesses. About $1,800 was raised to support North East’s programs, which include training for the Special Olympics, art and music therapy, summer camp, social skills training and more.

More than 50 painting enthusiasts participated in Paint Nite.

STUDENTS STAGE A HUNGER WALK

Rev. Amandus J. Derr, left, and Jim Clyne, president and CEO of LeadingAge New York.

FOR THE TROOPS Employees in the White Plains and Shelton, Connecticut, offices of the retirement-planning company Pentegra took part in an in-office event Oct. 18 preparing greeting cards and gift packages for U.S. troops serving overseas. John Pinto, the company’s president and CEO, said, “Pentegra was founded in 1943 during World War II. We are grateful to the troops who served our country then and want to continue to express our gratitude to those who serve today.” The Pentegra employees were taking part in an effort organized by the nonprofit organization United for the Troops, which is based in Shrub Oak. The idea behind the program is to make life a little better for the men and women serving in the U.S. military by providing niceties that the military does not provide. Some of the items include snack foods, DVDs, CDs and T-shirts. The United for the Troops goal is to demonstrate pride in the troops and appreciation for their efforts in Iraq, Afghanistan and other troubled parts of the world.

Iona Prep Principal Joseph Blanco, third position from left, and Brother Thomas Leto, in the fifth position from left, pose with a few of the students who participated in the walk.

Iona Preparatory lower school students from pre-K through eighth grade joined in a Hunger Walk to raise funds and awareness for hunger relief on Oct. 19. The goal was to raise $7,000 for local and global efforts to combat hunger. The fundraiser was part of fulfilling the school’s mission to develop young

men into moral and ethical leaders. The school had an early dismissal on that Friday, ensuring that the fundraiser did not face competition from academics or after-school activities. The students walked around the track at the school’s athletic field in New Rochelle, which was outfitted with tables

holding water bottles to be sure the walkers were properly hydrated. School principal Joseph Blanco explained that the walk brings students the satisfaction of performing a service while also affording them the opportunity to learn about hunger as a major world problem.

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Rev. Amandus J. Derr has been named a trustee of the year by LeadingAge NY, an association of 5,600 nonprofit organizations involved in serving aging populations. Derr is chairman of the board for Wartburg, the Mount Vernon-based provider of senior residential and health care services. At one time, while a seminary student, Derr mowed the law at Wartburg. Now, as chairman of the board, he is actively involved in all board committees and the implementation of Wartburg’s strategic vision. “The Trustee of the Year Award recognizes those unique volunteer leaders who make significant contributions to the betterment of the senior care and service organization in which they serve and to the greater community,” said David Gentner, Wartburg’s president and CEO. Derr is the senior pastor of St. Peter’s Lutheran Church in New York City. St. Peter’s is known for its weekly soup kitchen, active senior center, robust art and jazz program and support groups for those recovering from addiction or living with diseases. “I serve on the Wartburg Board because Wartburg, its board members and its staff, function with the same values of justice, compassion and equal treatment for all, that I believe, teach and preach as a pastor in Christ’s Church,” Derr said.

Information for these features has been submitted by the subjects or their delegates.

OCTOBER 29, 2018

FAIRFIELD

GREENWICH EARNS CERTIFICATION AS A SUSTAINABLE COMMUNITY Greenwich First Selectman Peter J. Tesei has announced that the town of Greenwich is among the inaugural list of communities certified under the Sustainable Connecticut program, a statewide initiative administered by Eastern Connecticut State University. Certified as a Silver community, Greenwich receives the highest level of recognition for the town’s efforts to promote sustainability by employing efficient, resilient and inclusive best practices. Greenwich is one of four communities in Connecticut to receive the Silver designation. “I am pleased that the environmental stewardship of the town, working with various partners, is being recognized,” said Tesei. “The Sustainable Connecticut designation illustrates the proactive role the Greenwich community has taken to preserve and protect not only our global environment, but our local and regional environments as well. The town looks forward to continuing to advance those efforts.” Twenty-two municipalities met high standards in a broad range of sustainability accomplishments to qualify for certification, according to Sustainable Connecticut. All towns demonstrated significant achievements in nine sustainability impact areas ranging from thriving local economies and vibrant arts and culture to clean transportation and diverse housing. In addition, the towns had to address diversity, inclusion and equity when implementing sustainability actions. The certification submissions went through a series of rigorous reviews by independent experts and Sustainable Connecticut partners. “Congratulations to our 2018 certified Sustainable Connecticut communities,” said Lynn Stoddard, executive director of the Institute for Sustainable Energy at Eastern Connecticut State University, which administers the program. “We are inspired by your leadership and eager to share your accomplishments in building efficient, thriving and resilient communities.” With input from municipal leaders across the state, Sustainable Connecticut was developed under the leadership of the Institute for Sustainable Energy at Eastern Connecticut State University. The program is independently funded, with significant support from three Connecticut philanthropic foundations. The founding funders include the Emily Hall Tremaine Foundation, the Hampshire Foundation and the Common Sense Fund. Greenwich and other certified communities will be recognized on Oct. 30 at the annual convention of the Connecticut Conference of Municipalities, followed by additional local and regional recognition events in the coming months. For more, visit sustainablect.org.

OCTOBER 29, 2018

Good Things Happening ABILITY BEYOND’S ANNUAL GOLF CHAMPIONSHIP RAISES $93,000

RINEHART NAMED PROGRAM CHAIR

Lindsay M. Rinehart

From left: Randy Namin, Joe Young, Matt Rich and Dan Sharkey of Tier One Machining in Newtown.

Held recently at the Ridgewood Country Club in Danbury, Ability Beyond’s Golf Championship and Tennis Tournament was an outstanding success thanks to the generosity of 130 supporters and sponsors who helped raise $93,000. The competition is one of Ability Beyond’s largest fundraisers, with 108 golfers hitting the links this year. New this year was an option to compete in a round-robin tennis tournament, which proved to be a success with 13 teams on the court.

“This year’s goal was to raise $80,000 and we are extremely thankful to everyone who helped us hit it out of the park,” said Jim Kennedy of the Ability Beyond board of directors and chair of the golf event committee. “We are also very fortunate to have the support of sponsors like Maplewood Senior Living, the Network Support Company, Savings Bank of Danbury, Owl Cyber Defense and other caring corporate partners.” BMW of Ridgefield donated a 3-year lease for a 2018 BMW X2 xDrive28i for the

Hole-in-One grand prize, and although no one won the car, it created a lot of excitement on hole No. 17. All proceeds from the event will be used by the nonprofit to continue providing job training and placement, supported living and recreational and educational opportunities for more than 3,000 individuals with disabilities throughout Connecticut and New York. Ability Beyond is a 501{c} (3) organization headquartered in Bethel and Chappaqua, New York.

COLE HARRIS HOMES WINS MULTIPLE HOBI AWARDS Paul Harris of Cole Harris Homes LLC, together with Halstead Real Estate and William Pitt Sotheby’s International Realty, recently announced that their waterfront properties located at 17 and 21 Brush Island Road in Darien won multiple Home Building Industry “HOBI” Awards given by the Home Builders & Remodelers Association of Connecticut. Listed by Nancy Dauk with Halstead, 21 Brush Island Road won the 2018 HOBI Award for Outstanding Spec Home over $7 Million. Listed by Stephan von Jena of William Pitt Sotheby’s International Realty, 17 Brush Island won for Best Spec Home over $7 million, Best Spec Home Kitchen and Best Staging, which was completed by Leia Ward of LTW Design. In addition, both properties received the HOBI Award for 2018 Best Amenity, for the houses’ stunning perennial gardens, legacy trees and boat docks. Cole Harris Homes, the firm that designed and built the two Brush Island homes, won a total of five HOBI Awards for these two residences.

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The HOBI Awards are the most prestigious home-building honors in Connecticut, recognizing the best in new construction, remodeling, sales and marketing and land development. Highly competitive, 2018 marks the 25th anniversary of the Awards, which will be presented this year at a gala Nov. 13 in Southington. “Our judges were especially influenced by the stunning contemporary interior spaces with windows framing spectacular views of nature and water, some in three directions,” said Joanne Carroll, chairman of the Home Builders & Remodelers Association of Connecticut’s Sales and Marketing Council and a HOBI Awards producer. “Today’s luxury homebuyer is looking for contemporary interiors with simplified detailing and a strong indoor-outdoor connection and our judges felt that Cole Harris delivered on all counts.” Harris, principal of Cole Harris, said he found a lot to work with in the property’s spectacular waterfront setting. “The

development of any home is driven by its relationship to the land it will be built on. Every property, regardless of its value or size, will have at least one compelling feature that embodies a unique sense of place and these features offer opportunities. Brush Island has presented us with many,” he said. Diane Ramirez, chairman and CEO of Halstead, said it was an honor for the firm to represent such an amazing, award-winning home. “The design and construction of 21 Brush Island Road is just exceptional and Cole Harris Homes deserves to be acknowledged for such amazing craftmanship.” “It is a great honor for our team to represent this masterful HOBI award-winning property,” said Paul Breunich, president and CEO of William Pitt Sotheby’s International Realty. “Cole Harris Associates and Cole Harris Homes define the architectural quality embodied in these awards through the meticulous construction of this magnificent, upscale home.”

Brody and Associates LLC of Westport recently announced that Lindsay M. Rinehart, a member of the firm, has been named program chair of the Westport-Weston Chapter of the Connecticut Bar Association. Rinehart’s responsibilities will be planning and hosting the organization’s local lunchtime CLE program, hosted by the Westport VFW the third Thursday of every month. This program allows practicing attorneys in the area to receive CLE credit while enjoying lunch with colleagues.

HOUSATONIC HABITAT FOR HUMANITY ELECTS NEW BOARD DIRECTOR Housatonic Habitat for Humanity recently elected Anne Sasso to its board of directors. Sasso, a human resources administrator at Praxair Inc. since 2016, worked previously at Newtown Savings Bank as a bank teller. A Danbury native, she earned her Bachelor of Science degree in health promotion exercise sciences at Western Connecticut State University and attended Danbury High School. She has volunteered for United Way, Dream Come True of Western Connecticut, Nathan’s Big Cup, The American Heart Association and The American Cancer Society. Housatonic Habitat for Humanity focuses on making a meaningful difference in the lives of qualified working families by promoting financial stability and self-sufficiency through ownership of affordable homes. For more, visit housatonichabitat.org.

Information for these features has been submitted by the subjects or their delegates.

FAIRFIELD COUNTY HISTORIC SITES TO OFFER GROUP TOURS FOR THE HOLIDAYS Lockwood-Mathews Mansion Museum and Westport Historical Society are inviting visitors to step into a Victorian wonderland with joint tours being offered from Friday, Nov. 23, the day after Thanksgiving, through Sunday, Jan. 6. The two iconic Fairfield County heritage sites will be open to guests to enjoy beautiful period decorations and warm tidings of the season. At Lockwood-Mathews Mansion Museum, one of the first mansions ever built in the U.S., visitors will relive the grandeur of the Victorian era during which New York Stock Exchange Treasurer LeGrand Lockwood built his stately summer home. “Trees adorned with Victorian-era decorations, mantles festooned with period garlands and fruits, the holidays in Connecticut, as they are celebrated at our historic sites, are truly magical,” said Susan Gilgore, executive director of the Lockwood-Mathews Mansion Museum. “The board of trustees and I are thrilled to collaborate with the Westport Historical Society and offer visitors a very unique and memorable experience during the holiday season.” At Westport Historical Society’s Wheeler House, visitors will enjoy a tableau of Christmas in the home of an upper middle-class New England family and will also view the main-gallery installation featuring holiday traditions of the many cultures that have been integral to Westport’s founding and development. The group tour begins at Lockwood-Mathews Mansion Museum where guests will also enjoy a catered boxed lunch in the mansion’s Billiards Room. After a short coach ride to Westport, groups will be welcomed to Wheeler House where they will be served coffee and pastries. At both sites, visitors are invited to shop the unique holiday gift selections in the museum shops. Additionally, Wheeler House is located in scenic downtown Westport upon the Saugatuck River, which features an idyllic Main Street with a wide variety of boutiques, traditional retail shops and eateries. “This partnership between two beloved Fairfield County heritage institutions demonstrates the future of historic interpretation,” said Ramin Ganeshram, executive director of the Westport Historical Society. “As two very different 19th century sites, we are able to work together to tell a holistic story about the period and the local people who lived within it. For more information on schedules and tours, visit lockwoodmathewsmansion.com or email info@lockwoodmathewsmansion.com or call 203-838-9799, ext. 117.

HOW TO PROTECT YOUR INVESTMENTS, CREDIT AND IDENTITY

ICON AWARDS IN THE ARTS

Adam K. Levin

From top left: Herbert Lust, RJ and Ann Vasiliou, Ken Silver; from bottom left: Petrah Coyne, Evan Beard and work by Petrah Coyne

The Bruce Museum’s Icon Awards in the Arts recognizes the contributions of distinguished figures in the art world who enrich the cultural life of the Greenwich community. This year’s ceremony at the Belle Haven Club in Greenwich on Thursday, Nov. 29, will honor the following individuals in three categories: Petah Coyne, artist; Kenneth E. Silver, art historian; and Herbert Lust and Ann and RJ Vassiliou, collectors and patrons of the arts. Hailed as one of the favorite museum events of the year, the Icon Awards will begin with

a cocktail reception at 5:30 p.m., followed by a panel discussion and awards presentation at 6:30 p.m. and dinner with the honorees at 7:30 p.m. The subject of the panel discussion among the honorees is “Creating, Curating and Collecting: The Art Market Today.” The moderator is Evan Beard, national art services executive, US Trust, Bank of America Private Wealth Management. Based in New York City, Beard leads the bank’s outreach to private and institutional art collectors, investors and artists nationwide.

The Icon Awards in the Arts is supported by a benefit committee composed of more than 50 advocates of the Bruce Museum and arts and culture in Greenwich and the greater community. The committee is led by Peter C. Sutton, The Susan E. Lynch executive director of the Bruce Museum. For more, contact Brooke Amico, special events manager, at 203-413-6761 or orbamico@brucemuseum.org. Reservations for the cocktail reception, panel discussion and awards ceremony, as well as the dinner that follows, may be made at brucemuseum.org.

FASCINATION WITH EGYPT CAPTURED IN AN EXHIBITION “Egyptomania: The Western Fascination with Egypt” exhibition opens with a reception Nov. 1, from 6:30 to 8 p.m., at the Pequot Library in Southport and will be on view until Jan. 27 during regular library hours. Enjoy the opening reception with a gallery tour by archeologist Megan Paqua at 7 p.m. and discover how Egypt has captivated the Western imagination from the 19th century until today. From Napoleon’s conquest of Africa to the discovery of King Tut’s tomb in the 1920s, Egyptomania swept America and Europe and came to symbolize the exotic, romantic and mysterious. Featuring materials from Pequot Library’s special collections of rare books, manuscripts and archives, including late-19th-century photographs of Egypt and archeological surveys, this exhi-

Egypt has captured the Western imagination since the 19th century.

bition explores the far-reaching influence of Egypt on Western culture. Light hors d’oeuvres and wine will be served at the reception, which is free and open to the public. No

registration is required. Pequot Library’s public programs are supported in part by the town of Fairfield. For more, visit pequotlibrary.org.

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Best-selling author and cybersecurity expert Adam K. Levin will be the featured speaker at Your Money Swiped, a financial seminar hosted by Reby Advisors, at the Ridgewood Country Club on Thursday, Nov. 1. After a welcome reception at 5:30 p.m., Levin will begin the discussion at 6:30 p.m. “Guest speaker Levin is a nationally recognized expert on cybersecurity, privacy, identity theft fraud and a fierce consumer advocate … we are fortunate to have him share his expertise on these critical issues,” said event host Robert Reby, CEO of Reby Advisors, a financial planning firm headquartered in Danbury. “Breaches have become the third certainty in life, as is apparent with the recent Facebook hack that affected 50 million accounts. My mission is to educate consumers on identity management and protection, privacy and credit,” added Reby. “Levin will offer his 3M blueprint for consumers — minimize the risk, monitor and manage damage. He’ll provide a checklist on how consumers can protect their identity from being hijacked and include do’s and don’ts on social media, password selection, cell phone protection as well as a map to navigate and resolve identity compromises. Consumers need to practice safe cyber hygiene on a daily basis,” he warned. Chairman and founder of CyberScout and co-founder of Credit Affairs, Levin has been a consumer advocate for the past 40 years. His weekly column has appeared on ABC News Inc., Yahoo, The Huffington Post and Market Watch, among others. He has also been featured in “The New York Times,” “The Wall Street Journal” and on numerous network news shows, including ABC World News, CBS Evening News and Bloomberg radio, among others. His latest book “Swiped: How to Protect yourself in a World Full of Scammers, Phishers and Identity Thieves” is currently on Amazon’s best-seller list. The event is complimentary, but due to limited seating, reservations are necessary; visit events.rebyadvisors.com. OCTOBER 29, 2018

Facts & Figures 8 Old Orchard Road LLC, Scarsdale. Seller: Esteban Vazquez, et al, Rye Brook. Property: 8 Old Orchard Road, Rye. Amount: $712,000. Filed Oct. 10.

Federal National Mortgage Association. Seller: Dennis E. Krolian, White Plains. Property: 274 Fulton Avenue North, Mount Vernon. Amount: $478,625. Filed Oct. 1.

Noam Twenty Two LLC, Hempstead. Seller: Yvette Weekes, Margate, Florida. 420 S. Ninth St., Mount Vernon. Amount: $318,000. Filed Oct. 11.

W.A.S. Holding Corp., Yonkers. Seller: Edward L. Loughman, New Rochelle. Property: 256 Van Cortlandt Park Ave., Yonkers. Amount: $285,000. Filed Oct. 1.

83 Main Street Ossining LLC, Ossining. Seller: Venerado Borrego, et al, Ossining. Property: 83 Main St., Ossining. Amount: $340,000. Filed Oct. 1.

Federal National Mortgage Association. Seller: James T. Meyer, Pleasantville. Property: 17 Camp Grounds, Ossining. Amount: $245,547. Filed Oct. 5.

North James LLC, Peekskill. Seller: MMB Peekskill Rental Corp., Peekskill. Property: 126 N. James St., Peekskill. Amount: $350,000. Filed Oct. 10.

Weichert Workforce Mobility Inc., Morris Plains. Seller: John A. Salerno, et al, Somers. Property: 5 Alyce Court, Somers. Amount: $730,000. Filed Oct. 11.

86 South Highland LLC, Yorktown Heights. Seller: Brian Souza, Ossining. Property: 86 S. Highland Ave., Ossining. Amount: $350,000. Filed Oct. 1.

Federal National Mortgage Association. Seller: Robert G. Smith, New York City. Property: 465 West St., Rye. Amount: $563,436. Filed Oct. 1.

North Union Realty LLC, New Rochelle. Seller: Linda Silver, White Plains. Property: Drake Ave., New Rochelle. Amount: $100,000. Filed Oct. 9.

96 Walworth Avenue LLC, Pound Ridge. Seller: William F. Lydon, et al, Scarsdale. Property: 96 Walworth Ave., Scarsdale. Amount: $755,900. Filed Oct. 3.

FG Frost LLC, Bronx. Seller: Thomas Hermanowski, Peekskill. Property: 743 Frost Ave., Peekskill. Amount: $275,000. Filed Oct. 12.

Oneness Rehoboth Apostolic Church Inc., Mount Vernon. Seller: The Bank of New York Mellon. Property: 180 N. Fulton St., Mount Vernon. Amount: $467,250. Filed Oct. 11.

9601 AQ LLC, Brooklyn. Seller: Wilmington Savings Fund Society FSB. Property: 141 and 143 Stanley Ave., Yonkers. Amount: $400,000. Filed Oct. 11. Acqua Capital LLC, et al, Yonkers. Seller: Daniel Pagano, Yorktown Heights. Property: 20 Crestview Ave., Cortlandt. Amount: $188,000. Filed Oct. 10. Acqua Capital LLC, White Plains. Seller: Richard E. Grayson, White Plains. Property: 29 Hawkes Ave., Ossining. Amount: $278,000. Filed Oct. 5.

Hilltop West Holding Corp., Poughkeepsie. Seller: V.S. Construction Corp., Ossining. Property: 70 Roa Hook Road, Cortlandt. Amount: $355,000. Filed Oct. 4. Immobili Realty LLC, Yonkers. Seller: Michael Santangelo, White Plains. Property: 131 Highview St., Mamaroneck. Amount: $140,560. Filed Oct. 4. Katonah Ave Realty Corp., Katonah. Seller: Ganz Realty Holding LLC, Katonah. Property: 245 Katonah Ave., Bedford. Amount: $800,000. Filed Oct. 9.

Palomino Construction LLC, Yonkers. Seller: Marge Wise, Yonkers. Property: 26 Newkirk Road, Yonkers. Amount: $305,000. Filed Oct. 2. PC Real Estate Development Group Inc., Briarcliff Manor. Seller: Ulises Gonzales, et al, Peekskill. Property: 1244 Brook St., Peekskill. Amount: $58,300. Filed Oct. 3. PTM Capital LLC, New Rochelle. Seller: HSBC Bank USA N.A. Property: 309 Surrey Drive, New Rochelle. Amount: $510,388. Filed Oct. 9.

Bank of America N.A. Seller: Robin Dale Carton, White Plains. Property: 306 Columbus Ave., Harrison. Amount: $661,644. Filed Oct. 5.

Kear Underhill Associates LLC, Mount Kisco. Seller: Grace Family Realty Inc., Yorktown Heights. Property: 360 Underhill Ave., Yorktown. Amount: $725,001. Filed Oct. 9.

SHG 11 LLC, Great Neck. Seller: Parvez Riaz, Bayside. Property: 60 Oak St., Mount Vernon. Amount: $235,000. Filed Oct. 3.

Cartus Financial Corp., Danbury, Connecticut. Seller: Scott Wybro, et al, New Rochelle. Property: 150 Lovell Road, New Rochelle. Amount: $150,000. Filed Oct. 9.

Marshall 1767 Holding Corp., Yorktown Heights. Seller: 1767 Front Street Inc., Yorktown Heights Property: 1767 Front St., Yorktown. Amount: $800,000. Filed Oct. 4.

Splinter Construction Corp., Pound Ridge. Seller: Frederick W. Peters, et al, New York. Property: 189 Rock Hill Way, Pound Ridge. $325,000. Filed Oct. 3.

City of Yonkers. Seller: City of Yonkers. Property: 149 Buena Vista Ave., Yonkers. Amount: $336,469. Filed Oct. 4.

MCJNY LLC, Yonkers. Seller: Peter Berkey, White Plains. Property: 970 N. Broadway 212, Yonkers. Amount: $375,000. Filed Oct. 4.

The Bank of New York Mellon. Seller: Nicholas P. Barone, White Plains. Property: 72 Beekman Ave., Mount Pleasant. Amount: $476,605. Filed Oct. 1.

City of Yonkers. Seller: City of Yonkers. Property: 239 Greenvale Ave., Yonkers. Amount: $334,419. Filed Oct. 4.

Mogose Equities Inc., Bronxville. Seller: Allison Veishlow, Shoreline, Washington. Property: 418 River Ave., Pelham. Amount: $420,000. Filed Oct. 10.

E*Trade Bank, New York City. Seller: Richard H. Patrick-Sternin, et al, Chappaqua. Property: 35 Florence, New Castle. Amount: $702,000. Filed Oct. 4. Earth to Sky Asset LLC, White Plains. Seller: Linda Bastone, White Plains. Property: 16 Park Ave., White Plains. Amount: $300,000. Filed Oct. 9.

OCTOBER 29, 2018

Mortgage Equity Conversion Asset Trust 2011-1. Darren DeUrso, White Plains. Seller: Property: 682 Catherine St., Peekskill. Amount: $358,802. Filed Oct. 12. MRE 7 LLC, Katonah. Seller: Jacqueline Siegel, Delray Beach, Florida. Property: 954E Heritage Hills, Somers. Amount: $365,000. Filed Oct. 12.

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TLC Contractor’s Corp., White Plains. Seller: Nationstar Mortgage LLC, Coppell, Texas. Property: 3 Belding Ave., Greenburgh. Amount: $306,000. Filed Oct. 10. TRM LLC, Houston, Texas. Seller: Bruce L. Bozeman, Mount Vernon. Property: 18 Primrose St., White Plains. Amount: $428,610. Filed Oct. 5. U.S. Bank N.A. Seller: Joseph Maria, White Plains. Property: 302 Edward Place, Yonkers. Amount: $590,519. Filed Oct. 4.

FORECLOSURES CROTON-ON-HUDSON, 32 Westminster Drive. Single-family residence; lot size: 145x110. Plaintiff: US Bank National Association. Plaintiff’s attorney: Gross Polowy LLC, 1775 Wehrle Drive, Williamsville. Defendant: Joseph Berritto. Referee: David Peck. Sale: Nov. 5, 9 a.m. Approximate lien: $933,169.26. HARRISON, 80 Grove St. Single-family residence; lot size: 50x131. Plaintiff: Ditech Financial LLC. Plaintiff’s attorney: Gross Polowy LLC, 1775 Wehrle Drive, Williamsville. Defendant: Julia Della Gala. Referee: Michael Sirignano. Sale: Nov.2, 10:30 a.m. Approximate lien: $260,764.38. MAMARONECK, 771 N. Barry Ave. Single-family residence; lot size: .29 acres. Plaintiff: US Bank National Association. Plaintiff’s attorney: Frenkel, Lambert, Weiss, Weisman& Gordon, 53 Gibson St., Bay Shore. Defendant: Dorothy Condro. Referee: Robert Ryan. Sale: Oct. 31, 10 a.m. Approximate lien: $390,698. MOHEGAN LAKE, 1525 Strawberry Road. Single-family residence; lot size: 62x135. Plaintiff: Christina Trust. Plaintiff’s attorney: Frenkel, Lambert, Weiss, Weisman & Gordon, 53 Gibson St., Bay Shore. Defendant: Aaron McLaughlin. Referee: Christopher Mangold. Sale: Nov. 7, 10 a.m. Approximate lien: $617,906.46. MOUNT VERNON, 340 S. Sixth Ave. Two-family residence; lot size: .08 acres. Plaintiff: Emigrant Bank. Plaintiff’s attorney: Knuckles, Komosinski & Elliot, 565 Taxter Road, Suite 509, Elmsford. Defendant: Carol Duncan. Referee: Joan Salwen. Sale: Oct. 29, 10:30 a.m. Approximate lien: $401,196. NEW ROCHELLE, 2 Argyll Ave. Single-family residence; lot size: .14 acres. Plaintiff: Berkshire Financial Group. Plaintiff’s attorney: McCabe, Weisberg & Conway PC, 145 Huguenot St., Suite 401, New Rochelle. Defendant: Melanie Howlette. Referee: Michael Amodio. Sale: Nov. 4, 10 a.m. Approximate lien: $430,166.

WHITE PLAINS, 357 Country Center Road. Single-family residence; lot size: .3 acres. Plaintiff: US Bank Trust National Association. Plaintiff’s attorney: Stern & Eisenberg PC, 485 B. Route 1 South, Iselin, New Jersey. Defendant: Robert Mosley. Referee: Christopher Meagher. Sale: Oct. 31, 9:30 a.m. Approximate lien: $495,751. WHITE PLAINS, 126 Manhattan Ave. Single-family residence; lot size: .11 acres. Plaintiff: Fareverse LLC. Plaintiff’s attorney: RAS Boriskin, 900 Merchants Concourse, Westbury. Defendant: Odelle Curry. Referee: Robert Ryan. Sale: Nov. 14, 10 a.m. Approximate lien: N/A. WHITE PLAINS, 7 Oakwood Ave. Two-family residence; lot size: 50x150. Plaintiff: HSBC Bank USA National Association. Plaintiff’s attorney: Shapiro, DiCaro & Barak, 175 Mile Crossing Blvd., Rochester. Defendant: Alfonso Vivar. Referee: Michele Bermel. Sale: Oct. 30, 9:30 a.m. Approximate lien: $642.242. WHITE PLAINS, 1 Renaissance Square. Apartment; lot size: N/A. Plaintiff US Bank National Association. Plaintiff’s attorney: Woods Oviatt Gilman LLP, 700 Crossroads Building, 2 State St., Rochester. Defendant: Kenneth Lazar. Referee: Elizabeth Clarke. Sale: Nov. 2, 9 a.m. Approximate lien: $3,431,078.42. YONKERS, 1 Rex Place. Single family residence; lot size: .14 acres. Plaintiff New Penn Financial LLC. Plaintiff’s attorney: RAS Boriskin, 900 Merchants Concourse, Westbury. Defendant: Frank Boggio. Referee: Risa Kass. Sale: Nov. 14, 2 p.m. Approximate lien: N/A.

JUDGMENTS Mangoville Soul Caribbean Restaurant Inc., New Rochelle. $3,639 in favor of Southern Glazers Wine and Spirits, East Norwich. Filed Oct. 11. Tri-Value A/C and Heating Corp., Peekskill. $1,846 in favor of Deprez Wines and Spirits, Croton-on-Hudson. Filed Oct. 11.

LIS PENDENS

Garufi, Lorraine, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $324,900 affecting property located at 87 Lake Ridge Cove, Mohegan Lake 10547. Filed June 7. Herndon, Rodney, et al. Filed by New Penn Financial LLC. Action: seeks to foreclose on a mortgage to secure $193,000 affecting property located at 119 W. Lincoln Ave., Mount Vernon. Filed June 7. Macchia-Aguila, Alessandra, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $411,641 affecting property located at 64 Palisade Ave., White Plains 10607. Filed June 7. Rodriguez, Juan M., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $100,000 affecting property located at 25 Barker St., Unit 505, Mount Kisco 10549. Filed June 7.

Mechanic’s Liens 490 New Rochelle Road LLC, as owner. $13,500 as claimed by Ed Marble and Tile Installation LLC, Stamford, Connecticut. Property: in Eastchester. Filed Oct. 16. Sandyneck Realty LLC, as owner. $3,688 as claimed by Tri-Cat Corp., Cortlandt. Property: in Pound Ridge. Filed Oct. 17.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Sole Proprietorships Blue Sky Psychotherapy, 75 S. Broadway, Suite 486, White Plains 10601, c/o Gina Favilla. Filed April 2. Main Line Roofing Contractor, 135 Moore Ave., Mount Kisco 10549, c/o Damian Francisco Naranjo. Filed April 2.

The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed.

C and R Landscaping and Masonry, 54 Spring St., Apt. 2, Mount Kisco 10549, c/o Rudy Leonel Mendez-Delagruz. Filed April 2.

Calamera, Peter, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $215,000 affecting property located at 3580 Flanders Drive, Yorktown Heights 10598. Filed June 7.

Honey Hive Vintage, 234A Heritage Hills, Somers 10598, c/o Thomas Carlucci. Filed April 2.

Facts & Figures J.M. Borger Funerals By Design, 88 W. Lincoln Ave., Mount Vernon 10550 c/o John-Michael Borger. Filed April 2.

PATENTS Attentiveness-based video presenation management. Patent no. 10,110,950 issued to Alaa Abou Mahmoud, Dracut, Massachusetts; Paul R. Bastide, Boxford, Massachusetts; Fang Lu, Billerica, Massachusetts. Assigned to International Business Machines Corp., Armonk. Biology based techniques for handling information security and privacy. Patent no. 10,110,626 issued to Hyman D. Chantz, Scarsdale. Assigned to International Business Machines Corp., Armonk. Chaining virtual network function services via remote memory sharing. Patent no. 10,110,707 issued to Jinho Hwang, Ossining; Shriram Rajagopalan, White Plains. Assigned to International Business Machines Corp., Armonk. Coupling assemblies for connecting fluid-carrying components. Patent no. 10,111,364 issued to Amilcar R. Arvelo, Poughkeepsie; Alan F. Benner, Poughkeepsie; Michael J. Ellsworth Jr., Poughkeepsie; Eric J. McKeever, Poughkeepsie. Assigned to International Business Machines Corp., Armonk. Electronic rumor cascade management in computer network communications. Patent no. 10,110,531 issued to Paul R. Bastide, Boxford, Massachusetts; Thomas J. Evans, IV, Cary, North Carolina; Vijay Francis, Townsend, Massachusetts. Assigned to International Business Machines Corp., Armonk. Implementing reworkable strain relief packaging structure for electronic component interconnects. Patent no. 10,111,322 issued to Mark K. Hoffmeyer, Rochester, Minnesota. Assigned to International Business Machines Corp., Armonk. Localizing faults in wireless communication networks. Patent no. 10,111,121 issued to Bong Jun Ko, Harrington Park, New Jersey; Kang-Won Lee, Nanuet; Ramya Raghavendra, White Plains; Murtaza Zafer, White Plains. Assigned to International Business Machines Corp., Armonk.

Methods and systems for managing mobile devices with flock participation. Patent no. 10,110,729 issued to Christopher J. Hardee, Raleigh, North Carolina; Steven R. Joroff, River Vale, New Jersey; Pamela A. Nesbitt, Ridgefield, Connecticut; Scott E. Schneider, Rolesville, North Carolina. Assigned to International Business Machines Corp., Armonk. Multifunctional sky camera system for total sky imaging and spectral radiance measurement. Patent no. 10,110,838 issued to Hendrik F. Hamann, Yorktown Heights; Siyuan Lu, Yorktown Heights. Assigned to International Business Machines Corp., Armonk. Network identifier translation. Patent no. 10,110,441 issued to Ezequiel Cervantes, Tucson, Arizona; David J. Gimpl, Rochester, Minnesota. Assigned to International Business Machines Corp., Armonk. Optimization of posting in social networks using content delivery preferences comprising hashtags that correspond to geography and a content type associated with a desired time window. Patent no. 10,110,541 issued to Jenny S. Li, Danbury, Connecticut. Assigned to International Business Machines Corp., Armonk. Populating contact information on an electronic communication device. Patent no. 10,110,733 issued to Lisa Seacat DeLuca, Baltimore, Maryland; Dana L. Price, Surf City, North Carolina; Aaron J. Quirk, Cary, North Carolina; Shelbee D. Smith-Eigenbrode, Thornton, Colorado. Assigned to International Business Machines Corp., Armonk. Providing interactive multimedia services. Patent no. 10,110,962 issued to Paritosh Dinubhai Patel, Parkland, Florida. Assigned to International Business Machines Corp., Armonk. Rapid serial visual presentation to deliver messages in social spaces. Patent no. 10,110,726 issued to Andrew S. Aaron, Ardsley; Joel W. Branch, Hamden, Connecticut; Dario Gil, Katonah; Jonathan Lenchner, North Salem; John C. Nelson, Newtown, Connecticut. Assigned to International Business Machines Corp., Armonk. Resin composition eliminating volatile loss of initiating species for the preparation of printed circuit board laminates. Patent no. 10,111,327 issued to Dylan J. Boday, Tuscon, Arizona; Joseph Kuczynski, North Port, Florida. Assigned to International Business Machines Corp., Armonk.

Scalable software monitoring infrastructure, using parallel task queuing, to operate in elastic cloud environments. Patent no. 10,110,456 issued to Paul F. Klein, Newbury Park, California. Assigned to International Business Machines Corp., Armonk. Session based web usage reporter. Patent no. 10,110,687 issued to Hamid Bahadori, Redwood City, California; Hemanth Puttaswamy, Fremont, California. Assigned to International Business Machines Corp., Armonk. Smart internet and power connector. Patent no. 10,110,452 issued to R. Kent Koeninger, Nashua, New Hampshire. Assigned to International Business Machines Corp., Armonk.

HUDSON VALLEY BUILDING LOANS Below $1 million Benecke, Mary E., et al, Highland, as owner. Lender: Ulster Savings Bank, Kingston. Property: 6 Tucker Corners Road, Plattekill 12528. Amount: $235,000. Filed Oct. 19. Boyd, Stephen Gregory Jr., et al, Astoria, as owner. Lender: Ulster Savings Bank, Kingston. Property: 1 Spring Road, Gardiner 12525. Amount: $680,000. Filed Sept. 13. Chen, Liang Cheng, et al, Kingston, as owner. Lender: Rondout Savings Bank, Kingston. Property: 18 Pawan Circle, Lake Katine 12449. Amount: $240,000. Filed Sept. 18. Davis, Taylor, et al, New Paltz, as owner. Lender: Wallkill Valley Federal Savings and Loan Association, Walden. Property: 51 Elting Ave., New Paltz 12561. Amount: $376,000. Filed Sept. 10. Godleski, David, Pine Bush, as owner. Lender: Walden Savings Bank, Montgomery. Property: in Shawangunk. Amount: $67,150. Filed Oct. 19. Hays, Stephen, New York City, as owner. Lender: Rondout Savings Bank, Kingston. Property: 99 Fred Short Road, Saugerties 12477. Amount: $639,200. Filed Sept. 18.

Iocovello, Angela M., et al, Kerhonkson, as owner. Lender: Rondout Savings Bank, Kingston. Property: 957 Samsonville Road, Kerhonkson 12446. Amount: $270,000. Filed Sept. 21. Kovac, Nicholas S., et al, Saugerties, as owner. Lender: Rondout Savings Bank, Kingston. Property: 1879 Route 32, Saugerties 12477. Amount: $276,000. Filed Oct. 3. Murray, Timothy, et al, Stone Ridge, as owner. Lender: Rondout Savings Bank, Kingston. Property: Scarawan Road, Stone Ridge 12484. Amount: $304,000. Filed Sept. 26. Nova Centauri Real Estate Inc., Brooklyn, as owner. Lender: 5 Arch Funding Corp., Irvine, California. Property: 5 Redwood Road, Saugerties 12477. Amount: $107,500. Filed Oct. 3. Rider, Stephen D., et al, Kerhonkson, as owner. Lender: Rondout Savings Bank, Kingston. Property: 121 Lower Whitfield Road, Accord 12446. Amount: $213,600. Filed Sept. 25. Romines, Wayne Douglas Jr., Brooklyn, as owner. Lender: Ulster Savings Bank, Kingston. Property: Deleo Drive, Rochester 12446. Amount: $390,800. Filed Sept. 13. Roosa, Halley, et al, Catskill, as owner. Lender: Homestead Funding Corp., Albany. Property: in Hurley. Amount: $154,781. Filed Sept. 11. Rup Kishan Realty LLC, Rock Hill, as owner. Lender: Jeff Bank, Jeffersonville. Property: 6270 Route 209, Rochester. Amount: $607,500. Filed Oct. 5.

DEEDS Above $1 million 439 Granite LLC, Monsey. Seller: Strategic Six LLC, Hackensack, New Jersey. Property: 439 Granite Road, Kerhonkson. Amount: $1.1 million. Filed Sept. 18. Bedford and Wythe LLC, Highland. Seller: Bella Terra New Paltz LLC, New York City. Property: 151 Route 32 South, New Paltz 12561. Amount: $4 million. Filed Oct. 10. J Dutch Village LLC, Kingston. Seller: Dutch Village Associates LLC, Summit, New Jersey. Property: 500 Washington Ave., Kingston 12401. Amount: $12.1 million. Filed Oct. 1. Parker Lane Ventures LLC, Woodstock. Seller: UGO New York LLC, Peru, Illinois. Property: in Phoenicia. Amount: $1.2 million. Filed Oct. 12.

Below $1 million 102 Partition Street Corp., Saugerties. Seller: John M. Wolohojian, New York City. Property: in Saugerties. Amount: $250,000. Filed Sept. 13. 3 Hilltop LLC, Montgomery. Seller: Date LLC, Pine Bush. Property: in Shawangunk. Amount: $135,000. Filed Sept. 12. 31 Irish Gate LLC, Brooklyn. Seller: William Naber, Napanoch. Property: 10 Route 55, Wawarsing. Amount: $18,000. Filed Sept. 19.

Awesome Deer LLC, Brooklyn. Seller: Marlena A. Kaplan, et al, Mount Tremper. Property: in Woodstock. Amount: $555,000. Filed Oct. 4. Bone Hollow LLC, Kerhonkson. Seller: Michael R. Wehr, Boiceville. Property: in Rochester. Amount: $45,000. Filed Sept. 18. Catskill Park LLC, Oyster Bay. Seller: Burton E. Deitz Jr., et al, Kingston. Property: in Ulster. Amount: $285,000. Filed Sept. 13. Cbski Kingston LLC, New York City. Seller: Louis Bonnet, et al, Oceanside. Property: 8 Post St., Kingston. Amount: $225,000. Filed Sept. 24. CR 2018 LLC, White Plains. Seller: U.S. Bank N.A. Property: 14 South Road, High Falls 12440. Amount: $25,100. Filed Sept. 19. E and J Catskill Holdings LLC, Woodstock. Seller: Juliano Ventures Inc., Hurley. Property: in Olive. Amount: $242,500. Filed Oct. 3. Federal National Mortgage Association. Seller: Peter J. Morris, Wappingers Falls. Property: 584 Plutarch Road, Highland 12528. Amount: $321,537. Filed Sept. 14. Flippin Crazy LLC, Kingston. Seller: Veronica Goss, Kingston. Property: 100 Lawrenceville St., Kingston. Amount: $102,500. Filed Sept. 20. FRZ Holdings LLC, New York City. Seller: Jay C. Strennen, et al, Modena. Property: in Plattekill. Amount: $283,500. Filed Oct. 1.

Stanifer, Jeremy, Manhattan, as owner. Lender: Ulster Savings Bank, Kingston. Property: 1131 Main St., Saugerties 12453. Amount: $100,000. Filed Sept. 28.

360 Broadway Kingston LLC, Kingston. Seller: Neetishah LLC, Kingston. Property: in Kingston. Amount: $345,000. Filed Oct. 17.

Greenfield Meadows Condominium, Greenfield Park. Seller: Hillel Drebin, Greenfield Park. Property: 32 Tamarack Road, Greenfield Park 12435. Amount: $270,000. Filed Sept. 11.

Stock, Joseph Cole, Lake Hill, as owner. Lender: Sawyer Savings Bank, Saugerties. Property: 85 Valley View Way, Woodstock 12498. Amount: $250,000. Filed Sept. 12.

4Sarcat LLC, Highland Mills. Seller: Gina Nicolosi, et al, Lynbrook. Property: 443 Scarawan Road, Stone Ridge. Amount: $50,000. Filed Sept. 12.

Guilford Schoolhouse Farms LLC, Gardiner. Seller: Jonathan Crystal, New Paltz. Property: in Gardiner. Amount: $230,000. Filed Oct. 2.

Weiss, Dorothy, et al, Wallkill, as owner. Lender: Walden Savings Bank, Montgomery. Property: in Shawangunk. Amount: $250,000. Filed Oct. 18.

63 North Front Street LLC, New York City. Seller: Four Acre Properties LLC, Saugerties. Property: in Kingston. Amount: $815,000. Filed Oct. 3.

Gunnar LLC, Saugerties. Seller: Karen Israel, et al, Mount Laurel, New Jersey. Property: in Ulster. Amount: $19,900. Filed Oct. 15.

66 Chimney Road LLC, New York City. Seller: Allison Palais, Carmel. Property: 66 Chimney Road, Saugerties 12477. Amount: $794,000. Filed Oct. 9.

Hunter Lake Development LLC, Brooklyn. Seller: Kevin Smith, Claryville. Property: 1462 Denning Road, Denning. Amount: $60,000. Filed Sept. 24. IBRIC LLC, New York City. Seller: Wells Fargo Bank N.A. Property: 8 Lundy Road, Wawarsing 12489. Amount: $80,000. File Oct. 5.

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OCTOBER 29, 2018

Facts & Figures JH Properties LLC, Modena. Seller: Alonzo Building Supplies Inc., Modena. Property: in Plattekill. Amount: $675,000. Filed Sept. 24. John Palmucci Enterprises LLC, Kingston. Seller: Pleasant View Subdivision LLC, Poughkeepsie. Property: 2 Falcon Drive, Lloyd. Amount: $55,000. Filed Sept. 17. Kehoe Corp., Monroe. Seller: Deutsche Bank National Trust Co. Property: 14 Lewis Lane, Wallkill 12589. Amount: $75,000. Filed Sept. 13. Kiel Contracting LLC, Middletown. Seller: Barbara E. Kruseck, et al, Thompsonville. Property: 1310 Burlingham Road, Pine Bush 12566. Amount: $66,000. Filed Sept. 12. Leprechaun Ventures Ltd., Esopus. Seller: Mid-Hudson Valley Federal Credit Union, Kingston. Property: in Esopus. Amount: $20,000. Filed Oct. 11. M.A.D. Homes LLC, New York City. Seller: Deutsche Bank National Trust Co. Property: 194 N. Putt Corners Road, New Paltz 12561. Amount: $225,000. Filed Oct. 12. Malden Rainbow Realty Inc., New York City. Seller: Emil Quadrino, Staten Island. Property: in Saugerties. Amount: $270,000. Filed Sept. 13. Marbletown Vly LLC, Brooklyn. Seller: DDG Industries LLC, New York City. Property: in Marbletown. Amount: $545,000. Filed Oct. 3. McGovern Acquisition Company LLC, Kingston. Seller: County of Ulster, Kingston. Property: Cedar St., Rosendale. Amount: $5,012. Filed Oct. 11. MGMR LLC, Kingston. Seller: Michael E. North, Kingston. Property: in Kingston. Amount: $440,000. Filed Oct. 10. Mirtash Inc., Kingston. Seller: Federal National Mortgage Association. Property: 606 Old Post Road, Esopus 12429. Amount: $65,500. Filed Sept. 17. NADO65 LLC, Sag Harbor. Seller: Alan Schwartz, et al, Port Ewen. Property: in Esopus. Amount: $950,000. Filed Oct. 3. Nova Centauri Real Estate Inc., Brooklyn. Seller: U.S. Bank N.A. Property: 5 Redwood Road, Saugerties 12477. Amount: $110,000. Filed Oct. 3.

OCTOBER 29, 2018

Nugget Properties LLC, Saugerties. Seller: Fannie Mae. Property: 4 Plattekill Drive, Mount Marion 12456. Amount: $45,223. Filed Sept. 28.

Stillwater Recovery LLC, Massapequa Park. Seller: Julie Behrens, et al, Saint Louis, Missouri. Property: Grist Mill Road, Rosendale. Amount: $4,000. Filed Oct. 4.

Pals 2012 LLC, Kingston. Seller: James H. Reals, et al, New York City. Property: in Marbletown. Amount: $350,000. Filed Oct. 1.

Stove Pipe Hollow LLC, Napanoch. Seller: Alexander R. Thoben, Cape Coral, Florida. Property: in Ellenville. Amount: $46,000. Filed Oct. 3.

Pearl Street Realty Group LLC, Kerhonkson. Seller: Tatiana Savadjian, Kerhonkson. Property: in Wawarsing. Amount: $324,000. Filed Oct. 9. Property Buyers LLC, Jamaica Queens. Seller: Pads for the People LLC, Kingston. Property: in Saugerties. Amount: $55,000. Filed Oct. 10. Riverway LLC, West Park. Seller: Christopher Carfora, Newburgh. Property: in Esopus. Amount: $350,000. Filed Sept. 24. Rosendale Ridge Inc., Kingston. Seller: County of Ulster, Kingston. Property: Route 32, Rosendale. Amount: $20,372. Filed Oct. 11. Sawyer Savings Bank, Saugerties. Seller: John Markett Jr., et al, Poughkeepsie. Property: in Kingston. Amount: $37,000. Filed Sept. 17. Scarlett Oak Design Build LLC, New Paltz. Seller: Bernard P. Vauzanges, Brooklyn. Property: in Rochester. Amount: $55,000. Filed Oct. 3. SGC Builders Inc., New Paltz. Seller: Gail E. Sisti, Wallkill. Property: 3 Quaker St., Wallkill 12589. Amount: $58,000. Filed Oct. 5.

Superior Plus Energy Services Inc., Rochester. Seller: DCJ Realty LLC, Newburgh. Property: in Marlborough. Amount: $773,080. Filed Oct. 10. The Inner City Group LLC, Bearsville. Seller: Alina Gavrijaseva, Tallinn, Estonia. Property: in Kingston. Amount: $140,000. Filed Sept. 17. The Shawangunk Conservancy Inc., Accord. Seller: Donald Degraw, et al, High Falls. Property: in Rochester. Amount: $12,000. Filed Sept. 13. Trixie and Screetch LLC, Bearsville. Seller: Jila Sharif, et al, Northport. Property: in Woodstock. Amount: $199,900. Filed Oct. 17. Upstatelife LLC, Saugerties. Seller: Lynne Sanders, Stone Ridge. Property: in Marbletown. Amount $275,000. Filed Sept. 25.

JUDGMENTS

Armins Tree Service Inc., Kingston. $155 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 24. Armins Tree Service Inc., Kingston. $488 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 24. ASGS Management Corp., Highland. $1,404 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 25. Barnes Enterprises Inc., Kingston. $32,467 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 11. Bearsville Management LLC, Woodstock. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 25. Big Indian Market and Deli Corp., Big Indian. $157 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 11. Capri Cleaners NYC Corp., Wallkill. $474 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 11. Charles G. Jones Pacers Autos, Ellenville. $1,518 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 24.

14 West Union Street Inc., Kingston. $265 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 17.

Chipak Inc., Kingston. $105 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 17.

Shandaken House 1031 Holdings LLC, Great Neck. Seller: James P. Cutillo, Pompton Plains, New Jersey. Property: 7433 Route 28, Shandaken 12480. Amount: $625,000. Filed Oct. 11.

28 Country Deli Inc., Kingston. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 25.

Cibo Inc., Milton. $35,008 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 24.

Shiva Equity Corp., Saugerties. Seller: Omamj Realty Inc., Hurley. Property: in Ulster. Amount: $500,000. Filed Oct. 19.

3 Guys Pizza and Catering Inc., Highland. $130 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 11.

Sirva Relocation Credit LLC, Independence, Ohio. Seller: Dustin Martin, et al, Marlboro. Property: 12 Penny Lane, Marlboro 12542. Amount: $264,900. Filed Sept. 27.

A Zimmerman and Son Inc., Highland. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 25.

Stan 15 LLC, New Paltz. Seller: Village of New Paltz, New Paltz. Property: Plattekill Ave., New Paltz. Amount: $25,000. Filed Sept. 24.

Alan’s A and K Trucking Inc., Accord. $100 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 17.

Stillwater Recovery LLC, Massapequa Park. Seller: Francis R. Spisak, et al, Wimauma, Florida. Property: Spisaks Way, Shandaken 12410. Amount: $23,000. Filed Sept. 24.

Apex and Wise Building Company Inc., Kingston. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 25.

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CNC Associates Inc., Wallkill. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 25. Dermot Mahoney’s Irish Pub LLC, Kingston. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 25. Diversified Management Group LLC, Kingston. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 25.

Ed’s Seamless Gutters, Wallkill. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 25.

Moonlight Café Corp., New Paltz. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 25.

Excel Auto Glass Corp., Lake Katrine. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 25.

New Paltz United Methodist Church, New Paltz. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 25.

Graci Inc., Highland. $999 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 17. H and L Landscaping Company Inc., Ellenville. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 25. H20 of Port Jervis Inc., Kingston. $304 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 17. Historic Housewrights Inc., Accord. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 25. J and N Painting and Trucking Corp., Modena. $281 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 24. J and N Stafford Corp., Marlboro. $22,210 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 24. J Whalen Roofing and Co., Kingston. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 25. JFM Services Corp., Plattekill, $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 25. Little Lantern Learning LLC, Ulster Park. $1,363 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 17. LKC Construction, Wallkill. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 25. Makerstate LLC, Kingston. $775 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 17.

New York Pest Solutions Inc., Saugerties. $80,540 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 24. Outland Projects LLC, Saugerties. $11,608 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 17. Reliable Taxi Inc., Highland. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 25. Sailaway New York LLC, Gardiner. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 25. Sokota Contracting, New Paltz. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 25. Syn Enterprises LLC, New Paltz. $7,024 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 17. T and G Taekwondo LLC, Kingston. $259 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 11. Taroh Holding Corp., Kerhonkson. $288 in favor of the New York State Department of Taxation and Finance, Albany. Filed Sept. 17. The Rosette Salad Company Inc., Kingston. $1,059 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 25. TWS Management Inc., Kingston $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 25. West Taghkanic Diner II Inc., Kingston. $1,040 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 25.

Facts & Figures

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed. Anderson, Adam J., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $169,558 affecting property located at 59 Watson Hollow Road, West Shokan 12494. Filed Oct. 15. Andriani, Noga, et al. Filed by Live Well Financial Inc. Action: seeks to foreclose on a mortgage to secure $397,500 affecting property located at 47 Camp Ridge Road, Wallkill 12589. Filed Oct. 2. Avato, Steven, et al. Filed by HSBC Mortgage Corporation USA. Action: seeks to foreclose on a mortgage to secure $232,000 affecting property located at 113 Grossi Lane, Pine Bush 12566. Filed Sept. 10. Baig, Shuja V., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $162,400 affecting property located at 83 Greenfield Road, Ellenville 12428. Filed Sept. 12. Berryann, Douglas R., et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $174,611 affecting property located at 216 William St., Wawarsing 12458. Filed Oct. 19. Bezzaro, Concetta A., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $289,000 affecting property located at 73 Mayer Drive, Highland 12528. Filed Sept. 27. Bordone, Salvatore J., et al. Filed by Keybank N.A. Action: seeks to foreclose on a mortgage to secure $50,000 affecting property located at 368 Strawridge Road, Wallkill 12589. Filed Oct. 11. Botsakos, Anthony, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $278,350 affecting property located at 203 Hallihans Hill Road, Kingston 12401. Filed Oct. 16. Bourdeau, Eileen A., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $143,550 affecting property located at 45 Jarrold St., Kingston 12401. Filed Oct. 17. Briggs, Beverly A., et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $279,200 affecting property located at 19 Wolf Road, Gardiner 12525. Filed Sept. 20.

Brown, Owen, et al. Filed by The Bank of New York Mellon Trust Company N.A. Action: seeks to foreclose on a mortgage to secure $297,000 affecting property located at 90 Duck Pond Road, Stone Ridge 12484. Filed Sept. 11.

Depasquale, Gloria, et al. Filed by Citizens Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 195 Clove Valley Road, High Falls 12440. Filed Sept. 14.

Grant, John K., et al. Filed by Wilmington Savings Fund Society FSB. Action: seeks to foreclose on a mortgage to secure $140,000 affecting property located at 2081 Glasco Turnpike, Woodstock 12498. Filed Sept. 14.

Bruno, Arthur L., et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $120,500 affecting property located at 30 Roxanne Blvd., Highland 12528. Filed Oct. 1.

Deporres, Jacqueline, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $271,977 affecting property located at 38 Â˝ Bellevue Road, Highland 12528. Filed Sept. 17.

Greenidge, Desiree E., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $120,000 affecting property located at 229 Manorville Road, Saugerties 12477. Filed Sept. 11.

Chiodo, Margaret, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $263,920 affecting property located at 177 Van Buskirk Road, Saugerties 12477. Filed Sept. 19. Comito, Joseph F., et al. Filed by Rondout Savings Bank. Action: seeks to foreclose on a mortgage to secure $152,800 affecting property located at 124 Blue Mountain Road, Saugerties 12477. Filed Oct. 11. Cuccia, William A., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $225,000 affecting property located at 27 S. Ohioville Road, New Paltz 12561. Filed Sept. 20. Cypher, Robert, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $150,780 affecting property located at 22 Sunnybrook Circle, Highland 12528. Filed Oct. 15. Davis, David W., et al. Filed by Citibank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 1248 Albany Post Road, Gardiner 12525. Filed Sept. 13. Debara, Theresa M., individually and as surviving spouse of Santiago Debara, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $105,000 affecting property located at 9 Grant St., Greenfield Park 12435. Filed Sept. 20. Degiorgio, Nicole, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $224,000 affecting property located at 46 Malloy Road, Wallkill 12589. Filed Sept. 26. Delaura, Nicholas, et al. Filed by Bayview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $144,000 affecting property located at 263 Vly Atwood Road, Stone Ridge 12484. Filed Sept. 18.

Diaz, Carmen, individually and as heir and distributee of the estate of Antonio Diaz, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $130,000 affecting property located at 151 Huckleberry Turnpike, Wallkill 12589. Filed Oct. 3. Doran, Michelle, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $325,000 affecting property located at 180 Mount Zion Road, Marlboro 12542. Filed Oct. 10. Edwards, David D. Sr., as heir at law and next of kin of Elizabeth Edwards, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $245,000 affecting property located at 356 Old Stage Road, Saugerties 12477. Filed Sept. 11. Edwards, Ronald M., et al. Filed by Citizens Bank N.A. Action: seeks to foreclose on a mortgage to secure $61,600 affecting property located at 506 Route 214, Shandaken. Filed Sept. 27. Flynn, Robert, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $160,000 affecting property located at 226 Sundown Road, Kerhonkson 12446. Filed Sept. 25. Gagliano, Florentina, et al. Filed by Wilmington Trust N.A. Action: seeks to foreclose on a mortgage to secure $301,500 affecting property located at 510 N. Elting Corners Road, Highland 12528. Filed Sept. 20. Garcia, Braulio Israel, et al. Filed by PrimeLending. Action: seeks to foreclose on a mortgage to secure $129,842 affecting property located at 51 Toc Drive, Highland 12528. Filed Oct. 18. Gleason, John P., et al. Filed by Morgan Stanley Mortgage Loan Trust 2007-8XS. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 47 Baker Road, Bearsville 12409. Filed Sept. 28.

Gulnick, Burton Jr., as administrator of the estate of Julia A. Satterfield, et al. Filed by Reverse Mortgage Solutions Inc. Action: seeks to foreclose on a mortgage to secure $360,000 affecting property located at 223 Blue Mountain Road, Saugerties 12477. Filed Oct. 1. Haber, David, et al. Filed by Bayview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $409,000 affecting property located at 64 Hunt Road, Wallkill 12589. Filed Oct. 15. Hernandez, Carlos, et al. Filed by Shane Ricks, et al. Action: seeks to foreclose on a mortgage to secure $230,000 affecting property located in Saugerties. Filed Sept. 20. Hubbard, Steven D., et al. Filed by Heracles Acquisition Fund V LLC. Action: seeks to foreclose on a mortgage to secure $435,000 affecting property located at 15 Barclay St., Saugerties 12477. Filed Oct. 1. Hurd, Priscilla L., et al. Filed by Keybank N.A. Action: seeks to foreclose on a mortgage to secure $58,425 affecting property located at 15 Cedar Lane, Saugerties 12477. Filed Sept. 14. Klepeis, Timothy G., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $330,000 affecting property located at Creek Locks Road, Rosendale 12472. Filed Sept. 17. Laughlin, Rachel, individually and as administrator to the estate of Karen E. Kelly, et al. Filed by Citigroup Mortgage Loan Trust Inc. Action: seeks to foreclose on a mortgage to secure $252,000 affecting property located at 55 Krystal Lane, Plattekill 12589. Filed Sept. 26. Lore, Thelma A., et al. Filed by Reverse Mortgage Solutions Inc. Action: seeks to foreclose on a mortgage to secure $172,613 affecting property located at 114 Hickory Hollow Road, Woodstock 12498. Filed Oct. 9.

Luft, Gilberto, et al. Filed by Plaza Home Mortgage Inc. Action: seeks to foreclose on a mortgage to secure $258,802 affecting property located at 2331 Bruynswick Road, Wallkill 12589. Filed Oct. 15.

Sahlstrom, Scott J., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $277,500 affecting property located at 88 Oak Ridge Road, Greenfield Park 12435. Filed Oct. 3.

Miller, Deborah, et al. Filed by Wilmington Savings Fund Society FSB. Action: seeks to foreclose on a mortgage to secure $161,761 affecting property located at 70 Henry St., Kingston 12401. Filed Oct. 3.

Santosky, Ronald M., et al. Filed by Citibank N.A. Action: seeks to foreclose on a mortgage to secure $100,000 affecting property located at 77 Stony Road, Accord 12404. Filed Sept. 11.

Nieves, Myrna, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $189,000 affecting property located at 30 Market St., Ellenville 12428. Filed Oct. 9.

Schaffrick, Kelly, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $161,200 affecting property located at 106 Sunset Terrace, Hurley 12443. Filed Sept. 27.

Nneji, Emmanuel, et al. Filed by Quicken Loans Inc. Action: seeks to foreclose on a mortgage to secure $188,700 affecting property located at 371 Albany Ave., Kingston 12401. Filed Sept. 10.

Schiffmann, Gail, individually and as proposed administrator of the estate of Karen Schiffmann, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $142,001 affecting property located at 130 James St., Rosendale 12472. Filed Sept. 17.

Oâ&#x20AC;&#x2122;Jea, Harry Joseph, et al. Filed by New Penn Financial LLC. Action: seeks to foreclose on a mortgage to secure $195,000 affecting property located at 39 New Hurley Road, Gardiner 12525. Filed Sept. 26. Olsen, Rolf Jr., et al. Filed by Keybank N.A. Action: seeks to foreclose on a mortgage to secure $16,000 affecting property located at 1356 Route 212, Saugerties 12477. Filed Sept. 13. Perrone, Douglas, et al. Filed by CitiMortgage Inc. Action: seeks to foreclose on a mortgage to secure $250,807 affecting property located at 36 Meredith Lane, Pine Bush 12566. Filed Sept. 27. Pronesti, Georgette, et al. Filed by MTGLQ Investors LP. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 79 Beth Drive, Kingston 12401. Filed Oct. 15. Pullis, George R., as executor of the estate of Grace E. Pullis, et al. Filed by Reverse Mortgage Solutions Inc. Action: seeks to foreclose on a mortgage to secure $105,000 affecting property located at 3 Harris Road, Kerhonkson 12446. Filed Oct. 19. Riley, Geraldine A., et al. Filed by The Money Source Inc. Action: seeks to foreclose on a mortgage to secure $156,000 affecting property located at 19 Harrison St., Kingston 12401. Filed Oct. 10. Romano, John R., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 747 Sheldon Road, Gardiner 12525. Filed Oct. 15.

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Serringer, Neal W., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $172,000 affecting property located at 362 Springtown Road, New Paltz 12561. Filed Oct. 19. Slaven, Barbara, et al. Filed by Ulster Savings Bank. Action: seeks to foreclose on a mortgage to secure $217,000 affecting property located at 674 Glasco Turnpike, Saugerties 12477. Filed Oct. 18. Smith, Lisa J., et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $268,000 affecting property located at 125 Pancake Hollow Road, Highland 12528. Filed Oct. 4. Surkis, Brianna D., et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $70,000 affecting property located at 1879-1881 Route 32, Modena 12548. Filed Oct. 11. Sweeney, Darrin J., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $100,000 affecting property located at 22 Mower Mill Road, Saugerties 12477. Filed Sept. 18. Taylor, Duane A., individually and as heir to the estate of Lillian Taylor, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $236,000 affecting property located at 13 Mount View Ave., Saugerties 12477. Filed Sept. 18.

OCTOBER 29, 2018

Facts & Figures

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SUBSCRIPTION TO ANY OF OUR PUBLICATIONS

The estate of Joseph Longobardi Jr., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $262,200 affecting property located at 522 S. Gully Road, Ellenville 12428. Filed Oct. 1. The Estate of Ray William Burkard, et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $55,000 affecting property located at 25 Upper Cherrytown Road, Kerhonkson 12446. Filed Sept. 28. Vlach, William J., individually and as surviving tenant by the entirety, et al. Filed by Citibank N.A. Action: seeks to foreclose on a mortgage to secure $150,000 affecting property located at 337 Cascades Drive, Kingston 12401. Filed Oct. 4. Watzka, Michael W., et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $37,875 affecting property located at 834 Main St., Kingston 12401. Filed Oct. 1.

OCTOBER 29, 2018

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Project 4, 11 Bluestone Ridge, Hurley 12443, c/o Todd A. Koelmel. Filed Sept. 11.

Celestial Cleaning Service, 24 Andrew St., Kingston 12401, c/o Lydia Celestina Mitchell. Filed Sept. 17.

Pug Life Realty, 43 Van Buskirk Road, Saugerties 12477, c/o Carol K. Morgan. Filed Sept. 27.

CJB Carpentry, 27 Rock Mountain East, Accord 12404, c/o Christopher J. Baker. Filed Sept. 18.

Rosendale Tech, P.O. Box 125, Rosendale 12472, c/o Justin P. Peone. Filed Sept. 11.

Debb Reuss, LMT, 680 Aaron Court, Kingston 12401, c/o Debra L. Reuss. Filed Sept. 28.

Rt 28 Automotive, 625 Route 28, Kingston 12401, c/o Daniel C. Lewis Jr. Filed Sept. 19.

E and A Group, 815 Route 32, Tillson 12486, c/o Edward L. Aleo, Jr. Filed Sept. 25.

RvM Braillewriter Repair Service, 23 Vinegar Hill Road, Pine Bush 12566, c/o Rona E. von Mering. Filed Sept. 21.

Eliott Peacock, 31 Park Drive, Olivebridge 12461, c/o Eliott Jule Peacock. Filed Sept. 18.

201 Lewis LLC, as owner. $3,900 as claimed by G.P.H. Construction Inc., Gardiner. Property: 201 Lewis Lane, Plattekill. Filed Sept. 12.

Gribbin’s Home Renovations, 417 Plains Road, Wallkill 12589, c/o Michael A. Gribbin. Filed Sept. 25. Intimate Arts Center, 27 Crown St., Kingston 12401, c/o Carl Frankel. Filed Sept. 11.

Sarah Groat, 191 Lapla Road, Kingston 12401, c/o Sarah A. Groat. Filed Sept. 19. Saugerties Tile, Stone and Countertops, 24 Twin Maple Plaza, Saugerties 12477, c/o Tasha C. Berzal. Filed Sept. 20. Tania Barricklo Photography, 20 Romer St., Phoenicia 12464, c/o Tania Barricklo. Filed Sept. 21. Tanya Jurcic, 1 West St., Rosendale 12472, c/o Tanya Jurcic. Filed Sept. 17.

NEW BUSINESSES

Kayla Roman House Cleaning, 888 Samsonville Road, Kerhonkson 12446, c/o Kayla D. Roman. Filed Sept. 10.

TDW Enterprises, P.O. Box 418, New Paltz 12561, c/o Travis Dylan Wolfe. Filed Sept. 24.

This paper is not responsible for typographical errors contained in the original filings.

Key Car Service, 110 W. Bridge St., Saugerties 12477, c/o Asif J. Khan. Filed Sept. 20.

The Healing Web, 28 Pine Ridge Lane, Accord 12404, c/o Gina M. Montalvo. Filed Sept. 11.

Partnerships

Kingston Aikido, 412 E. Chester St., Kingston 12401, c/o Brian J. Mizerak. Filed Sept. 10.

The Lyrical Spirit, 106 Moore St., Kingston 12401, c/o Sarai M. Howard. Filed Sept. 24.

Little Rainbows Daycare, 2244 Frost Valley Road, Claryville 12725, c/o Angel L. Morton. Filed Sept. 19.

Unlimited Painting and Carpentry, 84 Glasco Turnpike, Glasco 12432, c/o Sean M. Peck. Filed Sept. 14.

Sole Proprietorships 4 Leaf Carpentry, 13 Village Drive, Apt. 301, Saugerties 12477, c/o Steve Winnie. Filed Sept. 17. Adventure Diets and Wellness, 1766 Glasco Turnpike, Woodstock 12498, c/o Martin L. Korn. Filed Sept. 10. Bagels and Bites, 3497 Route 9W, Highland 12528, c/o Daniel Diklich. Filed Sept. 18.

*New subscribers only

Cardinal Painters, 168 Rock Hill Road, High Falls 12440, c/o Peter L. Gersec Jr. Filed Sept. 12.

Mechanic’s Liens

Yard Sale, 51 Elting Ave., New Paltz 12561, c/o Taylor Davis, Charles Schikowitz, Theo Schikowitz, and Richard Kenneth Birmingham. Filed Sept. 13.

For more information visit westfaironline.com or call 914 694-3600

Nicosta Travel, 272 Spillway Road, West Hurley 12491, c/o Natalia Costello. Filed Sept. 21.

Foxhall Deli “Home of Kingston Subs,” 100 Foxhall Ave., Kingston 12041, c/o Kevin C. Diers. Filed Sept. 25.

Brunell, Celeste, as owner. $8,447 as claimed by Sustainable Lighting, Gardiner. Property: in Lloyd. Filed Oct. 1.

IS RIGHT AT YOUR FINGERTIPS.

Bryants Towing, 625 Route28, Kingston 12401, c/o Daniel C. Lewis Jr. Filed Sept. 19.

LMK Design, 33 Stella Drive, Gardiner 12525, c/o Lauren Lee Sutton. Filed Sept. 18. Mayhem Graphics, 2 Birchwood Drive S., Saugerties 12477, c/o Tomas E. Arthurs. Filed Sept. 20. Molecular Design, 23 Sun Mountain Road, Boiceville 12412, c/o William E. Barrett. Filed Sept. 21. Mutual Harvest, 5 Cardinal Drive, Woodstock 12498, c/o Ross William Elakman. Filed Sept. 19.

Vincent Longo General Contracting, 1802 Route 32, Saugerties 12477, c/o Vincent J. Longo. Filed Sept. 12. We Got Wood, 3526 Route 52, Walker Valley 12566, c/o Kenneth W. Keppen. Filed Sept. 25. Zen Dreamers, 94 Union Center Road, Ulster Park 12487, c/o Evan Scott Sager. Filed Sept. 28.

Facts & Figures ATTACHMENTS-FILED Conti, Maryann, Norwalk. Filed by Randolph T. Lovallo, Ridgefield. $32,000 in favor of Gabriel Tenore. Property: 7 Oakledge Circle, Norwalk. Filed Sept. 21. Fenix Group LLC, et al., Trumbull. Filed by David G. Hill & Associates LLC, Glastonbury. $15,000 in favor of Manchester Tobacco & Candy Co., Manchester. Property: 21-25 W. Wind Road, Trumbull. Filed Sept. 25. Mason Cookshops LLC, et al., Greenwich. Filed by Joseph F. Mulvey, Norwalk. $61,651 in favor of Nolan Thomas Properties LLC. Property: Lot 53, Map 1046, Greenwich. Filed Sept. 18.

BUILDING PERMITS COMMERCIAL

Flores, Edwin, Bridgeport, contractor for self. Change the use of an existing commercial space from a commercial to a residential building at 1769 E. Main St., Bridgeport. Estimated cost: $1,800. Filed Sept. 21.

Pickwick Properties LLC, Greenwich, contractor for self. Perform an interior fit-out in an existing commercial space for a new tenant at 2 Pickwick Place, Greenwich. Estimated cost: $3.3 million. Filed September 2018.

Forestone Capital, Bridgeport, contractor for self. Change the use of an existing commercial space from a commercial to a residential building at 871 Main St., Bridgeport. Estimated cost: $0. Filed Sept. 20.

SBA Infrastructure, contractor for SBA Communications. Renovate the antennas on the roof of an existing commercial space at 1434 Monroe Turnpike, Monroe. Cost undisclosed. Filed Sept. 21.

Gateway Development Group Inc., Greenwich, contractor for 1162 East Putnam Avel LLC. Demolish part of an existing commercial space at 1162 E. Putnam Ave., Greenwich. Estimated cost: $687,400. Filed September 2018.

The Greenwich Tent Co., Greenwich, contractor for Belle Haven Club. Add temporary tents to the property of an existing commercial space for a special event at 100 Harbor Drive, Greenwich. Estimated cost: $10,384. Filed September 2018.

Lasa Industries, Elmsford, New York, contractor for Benedict Realty Group. Perform an interior fit-out in an existing commercial space for a new tenant at 75 Holly Hill Lane, Greenwich. Estimated cost: $250,000. Filed September 2018.

Abbey Tent, Fairfield, contractor for Fairfield University. Install temporary tents on the property of an existing commercial space at 1073 N. Benson Road, Fairfield. Estimated cost: $10,000. Filed Sept. 21.

Max 40, contractor for 40-44 MPR LLC. Add to the side of an existing commercial space at 40 Mill Plain Road, Danbury. Estimated cost: $50,000. Filed Sept. 20.

Crown Castle USA Inc., contractor for R-K Black Rock I LLC. Replace the antennas on the roof of an existing commercial space at 2181 Black Rock Turnpike, Fairfield. Estimated cost: $20,000. Filed Sept. 20.

Merritt Construction LLC, Bridgeport, contractor for SC28HP LLC. Remove the interior finishes, masonry and steel in an existing commercial space at 28 Havemeyer Place, Greenwich. Estimated cost: $35,000. Filed September 2018.

Efer-Nap Inc., contractor for One Post Road Fairfield LLC. Demolish an existing commercial space at 59 Post Road, Fairfield. Estimated cost: $30,000. Filed Oct. 10.

Nadler Modular LLC, contractor for the city of Danbury. Renovate the classrooms in an existing commercial space at Lake Avenue Extension, Danbury. Estimated cost: $988,568. Filed Sept. 20. New England Masonry Co., Naugatuck, contractor for Church Sherwood LLC. Add a new roof onto an existing commercial space at 42 Sherwood Place, Greenwich. Estimated cost: $52,633. Filed September 2018.

Items appearing in the Westchester County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: John Golden c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3680

ON THE RECORD

O’Reilly, Thomas J., contractor for Alder H. Crocker. Install elevator equipment in the shaft of an existing commercial space at 185 Webb Road, Fairfield. Estimated cost: $35,000. Filed Oct. 5. Pickwick Properties LLC, Greenwich, contractor for self. Perform an interior fit-out in an existing commercial space for a new tenant at 1 Pickwick Plaza, Greenwich. Estimated cost: $4.2 million. Filed September 2018.

RESIDENTIAL 109 Pine Street LLC, Greenwich, contractor for self. Renovate the bathroom in an existing single-family residence at 109 Pine St., Greenwich. Estimated cost: $12,000. Filed September 2018. ACI General Construction Inc., Greenwich, contractor for Sebastian Cunningham. Renovate the bathrooms and kitchens in an existing single-family residence at 65 Upper Cross Road, Greenwich. Estimated cost: $1 million. Filed September 2018.

Borrell Construction, Scranton, Pennsylvania, contractor for Marie Walton. Replace the siding on an existing single-family residence at 2426 Revere St., Bridgeport. Estimated cost: $30,867. Filed Sept. 18. Choice Home Contracting, contractor for Frank E. Tokarchik. Remodel the bathroom in an existing single-family residence at 17 Berkshire Drive, Danbury. Estimated cost: $6,500. Filed Sept. 18. City of Bridgeport, contractor for self. Renovate the interior of an existing commercial space at 45 Lyon Terrace, Bridgeport. Estimated cost: $2,000. Filed Sept. 20. Datin Brothers. Inc., Newtown, contractor for Horse Orchard LLC. Demolish the pool on the property of an existing single-family residence at 50 Guards Road, Greenwich. Estimated cost: $34,200. Filed September 2018. Dawkins, Carey, Bridgeport, contractor for self. Add a porch to an existing single-family residence at 216-218 Lindley St., Bridgeport. Estimated cost: $4,800. Filed Sept. 20. DeLuca Enterprises Group Inc., Ridgefield, contractor for Timothy R. Miller. Replace the deck railings and stairs on an existing single-family residence at 85 Florida Hill Road, Ridgefield. Estimated cost: $25,000. Filed Sept. 19.

Allen, Xinia, Bridgeport, contractor for self. Replace the interior doors, garage door, front-entry door and bathroom in an existing single-family residence at 152 Indian Field Road, Bridgeport. Estimated cost: $1,800. Filed Sept. 20.

DiGiorgi Roofing & Siding Inc., Beacon Falls, contractor for George J. Sandor. Strip and reroof an existing single-family residence at 98 Holland Hill Road, Fairfield. Estimated cost: $9,510. Filed Sept. 20.

AMEC Carting LLC, Greenwich, contractor for Dmitri Shklovsky. Demolish an existing single-family residence at 7 Steeple Chase, Greenwich. Estimated cost: $25,000. Filed September 2018.

Dreher Building LLC, Fairfield, contractor for Adrienne Mulaire. Renovate the sheetrock, walls and ceilings in an existing single-family residence at 14 Sims St., Bridgeport. Estimated cost: $3,000. Filed Sept. 19.

Artic Construction LLC, Wilton, contractor for Kevin T. Manley. Remodel the master bathroom and bedroom in an existing single-family residence and construct new windows at 20 Clayton Place, Ridgefield. Estimated cost: $20,000. Filed Sept. 21.

Durant’s LLC, Wappinger Falls, New Yrk, contractor for Millstone Properties LLC. Add temporary tents to the property of an existing single-family residence for a special event at 180 Millstone Road, Wilton. Estimated cost: $3,170. Filed Sept. 19.

Baldwin, John M., Greenwich, contractor for self. Replace the roof on an existing single-family residence at 115 Havemeyer Place, Greenwich. Estimated cost: $29,000. Filed September 2018.

Eastern Restorations LLC, contractor for Timothy J. Cody and Tracey A. Katlyn. Strip and reroof an existing single-family residence at 311 Silvermine Ave., Norwalk. Estimated cost: $9,950. Filed Oct. 1. Elite Construction Solutions LLC, contractor for Andrew Morrison. Strip and reroof an existing single-family residence at 176 Carroll Road, Fairfield. Estimated cost: $15,500. Filed Sept. 20.

Elite Remodeling & Development Inc., Ridgefield, contractor for Karl Kazmierczak. Renovate the master bathroom and tub in an existing single-family residence at 47 Lewis Drive, Ridgefield. Estimated cost: $22,415. Filed Sept. 18. Fairfield House & Garden Co., Greenwich, contractor for 21 Flager Drive LLC. Install a garden shed on the property of an existing single-family residence at 21 Flager Drive, Greenwich. Estimated cost: $20,000. Filed September 2018. Fairview Country Club, Greenwich, contractor for self. Add temporary tents to the property of an existing single-family residence for a special event at 1241 King St., Greenwich. Estimated cost: $4,000. Filed September 2018. Ferrandino Enterprises LLC, Ridgefield, contractor for Shaw Bradley. Renovate the kitchen, bathroom and basement in an existing single-family residence at 336 Barrack Hill Road, Ridgefield. Estimated cost: $75,000. Filed Sept. 20. G&G Properties, Bridgeport, contractor for self. Repair siding to an existing single-family residence at 1635 Stratford Ave., Bridgeport. Estimated cost: $7,500. Filed Sept. 21. Gallo, Joseph S., Milford, contractor for 26 Mayfair Lane LLC. Construct a new pool house at an existing residential community at 26 Mayfair Lane, Greenwich. Estimated cost: $550,000. Filed September 2018. Garrett Wilson Builders LLC, Southport, contractor for Maurice Iudicone. Add a three-seasons door to the patio of an existing single-family residence and create a wine-storage area at 2 Ledge Road, Greenwich. Estimated cost: $40,000. Filed September 2018. Greenwich Tent Co., Bridgeport, contractor for Brett C. Kellam and Sherrill B. Kellam. Add temporary tents to the property of an existing single-family residence for a special event at 12 Lindsay Drive, Greenwich. Estimated cost: $26,246. Filed September 2018. Greenwich Tent Co., Greenwich, contractor for Belle Haven Club. Add temporary tents to the property of an existing single-family residence for a special event at 100 Harbor Drive, Greenwich. Estimated cost: $14,655. Filed September 2018. H&H Remodeling LLC, Fairfield, contractor for Michael Viscuso. Replace the windows on an existing single-family residence at 78 Edgewood Place, Fairfield. Estimated cost: $10,000. Filed Sept. 21.

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JL Stanwich LLC, Greenwich, contractor for self. Construct a new single-family residence at 409 Stanwich Road, Greenwich. Estimated cost: $1.2 million. Filed September 2018. Joffe, Alexander, Greenwich, contractor for self. Renovate the powder room in an existing single-family residence at 14 Mountain Laurel Drive, Greenwich. Estimated cost: $5,000. Filed September 2018. John L. Simpson Company Inc., Bridgeport, contractor for People’s United Bank. Perform minor renovations to an existing single-family residence at 31 Danbury Road, Wilton. Estimated cost: $50,000. Filed Sept. 20. Lorenzini, Richard J., Ridgefield, contractor for Jeri A. Lorenzini. Build an accessory apartment attached to a barn on the property of an existing single-family residence at 30 Grandview Drive, Ridgefield. Estimated cost: $62,000. Filed Sept. 21. McCaffoty, Tracy, Bridgeport, contractor for Robert L. Harteveldt. Add temporary tents to the property of an existing single-family residence for a special event at 754 Lake Ave., Greenwich. Estimated cost: $2,468. Filed September 2018. Mercer Builders Inc., Wilton, contractor for Mark L. Smith and Laura Smith. Alter the interior and exterior of an existing single-family residence at 50 Grumman Ave., Wilton. Estimated cost: $200,000. Filed Sept. 20. Mesquita, Jacenias, Bridgeport, contractor for self. Renovate the kitchen and bathroom in an existing single-family residence at 84 Cornell St., Bridgeport. Estimated cost: $4,000. Filed Sept. 20. Newfield Contracting, Stamford, contractor for Berla Harriet. Renovate the bathroom and kitchen in an existing single-family residence at 5 Putnam Hill, Unit 2D, Greenwich. Estimated cost: $45,000. Filed September 2018. Northeast Tent Productions, Stamford, contractor for the town of Greenwich. Add temporary tents to the property of an existing single-family residence for a special event at 22 Sound Shore Road, Greenwich. Estimated cost: $700. Filed September 2018. Northeast Tent Productions, Stamford, contractor for Paul Tudor Jones. Add temporary tents to the property of an existing single-family residence for a special event at 92 Harbor Drive, Greenwich. Estimated cost: $52,000. Filed September 2018.

OCTOBER 29, 2018

Facts & Figures PMC Construction LLC, Greenwich, contractor for Cartwight Holdings. Add over the garage at an existing single-family residence at 182 Byram Shore Road, Greenwich. Estimated cost: $250,000. Filed September 2018. Pointe Builders LLC, contractor for Norpointe LLC. Renovate the kitchens and bathrooms in a condominium unit at 41 Wolfpit Ave., Units 11A and 11B, Norwalk. Estimated cost: $90,000. Filed Sept. 14. Quell, Susan J. and Albert A. Quell, Danbury, contractor for self. Remove and replace the sheetrock on an existing single-family residence at 21 Forty Acre Mount Road, Danbury. Estimated cost: $1,300. Filed Sept. 17. Ralph Longo Construction Corp., Greenwich, contractor for 176 Hamilton LLC. Demolish a two-story dwelling at 176 Hamilton Ave., Greenwich. Estimated cost: $8,500. Filed September 2018. Ray Van Tent & Equipment, Stamford, contractor for Khaled Marsafy. Add temporary tents to the property of an existing single-family residence for a special event at 10 Meadowbank Road, Greenwich. Estimated cost: $1,500. Filed September 2018. Regan, Monroe, contractor for self. Finish the basement in an existing single-family residence at 136 Lynn Drive, Monroe. Cost undisclosed. Filed Sept. 21. Richard Nutting, contractor for Brito. Add four bedrooms to an existing single-family residence at 84 Longview Road, Monroe. Cost undisclosed. Filed Sept. 21. Rosenberg, Ron, Harrison, New York, contractor for the town of Greenwich. Renovate the interior of an existing commercial space for a model train show at 90 Harding Road, Greenwich. Estimated cost: $100. Filed September 2018. Round Hill Club Inc., Greenwich, contractor for self. Add temporary tents to the property of an existing single-family residence for a special event at 33 Round Hill Club Road, Greenwich. Estimated cost: $6,000. Filed September 2018. Santanna, Frank, Greenwich, contractor for self. Alter the single-family residence at 25 Bailiwick Road, Greenwich. Estimated cost: $200,000. Filed September 2018. Schupps Land Cleaning, Golden Bridge, New York, contractor for Joseph Castellana. Demolish an existing single-family residence at 409 Stanwich Road, Greenwich. Estimated cost: $15,000. Filed September 2018.

OCTOBER 29, 2018

Scopa, Marie T., contractor for self. Convert a three-season porch into living space in an existing single-family residence at 70 Sky Top Terrace, Fairfield. Estimated cost: $7,500. Filed Sept. 21. Shore and Country Partners LLC, Fairfield, contractor for Michael Yudowitch. Remodel the kitchen and dining room in an existing single-family residence at 14 Greenwich Hills Drive, Greenwich. Estimated cost: $22,000. Filed September 2018. Snell, Elizabeth, Fairfield, contractor for self. Finish the playroom and storage room in an existing single-family residence at 510 Mill Hill Road, Fairfield. Estimated cost: $8,000. Filed Oct. 9. Southern New England, contractor for Trimbach. Replace the door on an existing single-family residence at 43 Partridge Drive, Monroe. Cost undisclosed. Filed Sept. 21. Stamford Tent, Stamford, contractor for self. Add temporary tents to the property of an existing single-family residence for a special event at 2670 Congress St., Fairfield. Estimated cost: $8,000. Filed Oct. 4. Steuber, Lee, Danbury, contractor for self. Add to the family room in an existing single-family residence at 32 Jefferson Ave., Danbury. Estimated cost: $30,000. Filed Sept. 20. Sunpower Corporation Systems, contractor for Zervk. Add solar panels to the roof of an existing single-family residence at 253 Stanley Drive, Monroe. Cost undisclosed. Filed Sept. 21. Sunrun Inc., contractor for Kathleen A. Palmer. Add solar panels to the roof of an existing single-family residence at 27 Stevens St., Danbury. Estimated cost: $14,193. Filed Sept. 20. Sunrun Inc., contractor for Booth. Add solar panels to the roof of an existing single-family residence at 385 Webb Circle, Monroe. Cost undisclosed. Filed Sept. 21. Swimm Pools Inc., Darien, contractor for Jennifer Constance and Gary Constance. Add a swimming pool to the property of an existing single-family residence at 16 Raymond Lane, Wilton. Estimated cost: $75,000. Filed Sept. 19. TR Building & Remodeling, New Canaan, contractor for Douglas W. Cullen. Alter the interior and exterior of an existing single-family residence at 24 Wildwood Drive, Wilton. Estimated cost: $800,000. Filed Sept. 13.

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Tallman Segerson Builders LLC, contractor for Wilmot B. Harkey. Add a two-story three-car attached garage to the property of an existing single-family residence at 151 Cherry Lane, Fairfield. Estimated cost: $1.3 million. Filed Sept. 19. THD at Home Services Inc., Shrewsbury, Massachusetts, contractor for Pouya Shahbazian. Replace the windows on an existing single-family residence at 112 Patterson Ave., Greenwich. Estimated cost: $5,303. Filed September 2018. The Greenwich Tent Co., Bridgeport, contractor for Keith M. Coutant and Laura J. Coutant. Add temporary tents to the property of an existing single-family residence for a special event at 21 Cider Mill Place, Wilton. Estimated cost: $4,450. Filed Sept. 19. Trinity Solar, contractor for Machsang T. Thach. Add solar panels to the roof of an existing single-family residence at 25 Skyline Drive, Danbury. Estimated cost: $32,799. Filed Sept. 19. Tyler Gore Construction LLC, Bethel, contractor for Carl G. Whitbeck III. Remodel the dressing room in the master bedroom suite in an existing single-family residence at 172 Branchville Road, Ridgefield. Estimated cost: $80,000. Filed Sept. 19. UB Construction LLC, Trumbull, contractor for Clement Proullard. Construct a dormer attached to an existing single-family residence at 200 Clark St., Bridgeport. Estimated cost: $6,000. Filed Sept. 20. Villwell Builders, Waterbury, contractor for Regional Properties Group. Strip and reroof an existing single-family residence at 54 Soundview Ave., Bridgeport. Estimated cost: $5,000. Filed Sept. 20. Weatherite, contractor for Trautlein. Strip and reroof an existing single-family residence at 89 Old Zoar Road, Monroe. Cost undisclosed. Filed Sept. 24. Williams, Timothy John, Danbury, contractor for self. Add a deck to an existing single-family residence at 11 Thrope St., Danbury. Estimated cost: $2,000. Filed Sept. 18.

COURT CASES The following court cases represent the allegations made by plaintiffs in the initial filings of civil lawsuits and do not represent legally binding judgments made by the courts.

Bridgeport Superior Court Allstate Fire and Casualty Insurance Co., Hartford. Filed by Consuelo Ruiz, Bridgeport. Plaintiff’s attorney: Papcsy Janosov Roche, Norwalk. Action: The plaintiff has brought this motor vehicle suit against the defendant alleging that she collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that her injuries are the legal responsibilities of her insurance company, the defendant. The plaintiff claims money damages in excess of $15,000, exclusive of interests and costs and such other relief as in law or equity may apply. Case no. FBTCV18-6079574-S. Filed Oct. 9. Allstate Fire and Casualty Insurance Co., et al., Hartford. Filed by Jacqueline Rhea Garavel, Bridgeport. Plaintiff’s attorney: Roger C. Agatston, Monroe. Action: The plaintiff has brought this motor vehicle suit against the defendants alleging that she collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that her injuries are the legal responsibilities of her insurance company and related parties, the defendants. The plaintiff claims money damages in excess of $15,000, exclusive of interests and costs and such other relief as in law or equity may apply. Case no. FBTCV18-6079674-S. Filed Oct. 12. Bakers Pride Oven Company LLC, et al., Austin, Texas. Filed by Joseph Innamorato and Joann Innamorato, West Haven. Plaintiffs’ attorney: Early, Lucarelli, Sweeney & Meisenkothen LLC, New Haven. Action: The plaintiffs have brought this product liability suit against the defendants alleging that Mr. Innamorato was forced to be exposed to asbestos fibers and materials manufactured by the defendants during the course of his work. The defendants failed to advise the plaintiff of the dangerous characteristics of asbestos and failed to provide a safe working environment for the plaintiff. Joann Innamorato is suing for loss of consortium. The plaintiff seeks monetary damages in excess of $15,000, punitive and exemplary charges and such other relief as this court may deem proper. Case no. FBT-CV18-6079665-S. Filed Oct. 12.

Drywall Construction Company LLC, et al., Fairfield. Filed by The Cadle Co., Newton Falls, Ohio. Plaintiff’s attorney: Updike, Kelly & Spellacy PC, Hartford. Action: The plaintiff has brought this suit against the defendants alleging that they blocked the ability of the plaintiff, as creditor, to collect the debt owed to it. The defendants allegedly transferred and diverted the business enterprise, thereby committing fraudulent transfer. The plaintiff claims monetary damages, interest, costs, attorney’s fees and such other and further relief as at law or in equity may pertain. Case no. FBT-CV18-6079635-S. Filed Oct. 11. Park City Grill, Bridgeport. Filed by Vanessa Torres, Bridgeport. Plaintiff’s attorney: Law Offices of Robert L. Cavanaugh Jr., LLC, Fairfield. Action: The plaintiff has brought this personal injury suit against the defendant alleging that she slipped on a slippery surface in an inn owned by the defendant and sustained injury. This dangerous condition was allegedly allowed to exist due to the negligence of the defendant and its employees in that they failed keep the floor free from water. The plaintiff claims monetary damages in excess of $15,000, exclusive of interest and costs and all other such relief as the court deems equitable and proper. Case no. FBT-CV18-6079557-S. Filed Oct. 9. Plymouth Rock Assurance Corp., et al., Hartford. Filed by Panagiotis Kalmanidis, Norwalk. Plaintiff’s attorney: Bradley, Denkovich & Karayiannis PC, Bridgeport. Action: The plaintiff has brought this personal injury suit against the defendants alleging that she was hit by a car owned by the defendants and driven by an employee of the defendants during the course of their work. The defendants were allegedly negligent in that they operated their motor vehicle at an unreasonable rate of speed. The plaintiff claims monetary damages in excess of $15,000, exclusive of interests and costs and such other relief as the court deems just and proper. Case no. FBT-CV186079668-S. Filed Oct. 12.

Progressive Direct Insurance Co., et al., Mayfield Village, Ohio. Filed by Anthony Mingolello, Shelton. Plaintiff’s attorney: Tremont, Sheldon Robinson Mahoney PC, Bridgeport. Action: The plaintiff has brought this motor vehicle suit against the defendants alleging that she collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that her injuries are the legal responsibilities of her insurance company and related parties, the defendants. The plaintiff claims money damages in excess of $15,000, exclusive of interests and costs and such other relief as in law or equity may apply. Case no. FBT-CV18-6079619-S. Filed Oct. 10. Rock Climb Fairfield LLC, et al., Stamford. Filed by Cindy Cannon, New Canaan. Plaintiff’s attorney: Christina Hanna, Berkowitz and Hanna LLC, Stamford. Action: The plaintiff has brought this personal injury suit against the defendants alleging that her daughter fell off a bouldering rock-climbing wall owned by the defendants and sustained injury. This dangerous condition was allegedly allowed to exist due to the negligence of the defendants and their employees in that they were inattentive. The plaintiff claims monetary damages within the jurisdiction of the court, costs and such other and further relief as the court may deem proper. Case no. FBT-CV18-6079642-S. Filed Oct. 11. Shop-Rite Supermarkets Inc., Hartford. Filed by Lakenya Johnson, Bridgeport. Plaintiff’s attorney: Nicholas R. Nesi, East Haven. Action: The plaintiff has brought this personal injury suit against the defendant alleging that she slipped on a slippery surface in a store owned by the defendant and sustained injury. This dangerous condition was allegedly allowed to exist due to the negligence of the defendant and its employees in that they failed keep the floor free from water. The plaintiff claims monetary damages in excess of $15,000, exclusive of interest and costs and all other such relief as the court deems equitable and proper. Case no. FBT-CV186079562-S. Filed Oct. 9.

Facts & Figures Taamir Enterprise Inc., et al., Stamford. Filed by Sanmar Corp., Issaquah, Washington. Plaintiff’s attorney: Sugarmann & Sugarmann, New Haven. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they had failed to make timely payments to the plaintiff for a credit account. The plaintiff has declared the entire outstanding principal balance of $5,377 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, post-judgment interest, court costs and such other relief as may be deemed appropriate by the court. Case no. FBT-CV18-6079559-S. Filed Oct. 9. Valladares Interior & Exterior Painting LLC, et al., Bridgeport. Filed by Mylande Simeon, Bridgeport. Plaintiff’s attorney: The Flood Law Firm LLC, Middletown. Action: The plaintiff has brought this personal injury suit against the defendants alleging that she was hit by a car owned by the defendants and driven by an employee of the defendants during the course of their work. The defendants were allegedly negligent in that they operated their motor vehicle at an unreasonable rate of speed. The plaintiff claims monetary damages in excess of $15,000, exclusive of interests and costs and such other relief as the court deems just and proper. Case no. FBT-CV18-6079643-S. Filed Oct. 11.

Danbury Superior Court Beaver Brook Group LLC, New Milford. Filed by 307 White Street Realty LLC, Bridgeport. Plaintiff’s attorney: Pullman & Comley LLC, Bridgeport. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it transformed a lease contract from one of tenant and landlord to one of vendee and vendor. The plaintiff has continued to pay rent, despite not being legally obligated to do so. The plaintiff claims money damages and court costs. Case no. DBD-CV18-6028840-S. Filed Oct. 9. Danbury Plumbing Supply Co., et al., Danbury. Filed by Edward B. Debrito, Newtown. Plaintiff’s attorney: Patricia M. Cruz Fragoso, Danbury. Action: The plaintiff has brought this personal injury suit against the defendants alleging that he was hit by a car owned by the defendants and driven by an employee of the defendants during the course of their work. The defendants were allegedly negligent in that they operated their motor vehicle at an unreasonable rate of speed. The plaintiff claims monetary damages in excess of $15,000, exclusive of interests and costs, and such other relief as the court deems just and proper. Case no. DBD-CV186028896-S. Filed Oct. 12.

The Taunton Press Inc., Newtown. Filed by Henry Gifford, New York, New York. Plaintiff’s attorney: Loughlin Fitzgerald PC, Wallingford. Action: The plaintiff has brought this defamation suit against the defendant alleging that it reviewed a book he wrote and made several false and baseless assertions against the plaintiff. The plaintiff has allegedly suffered lost profits for his book as a result of this article. The plaintiff claims compensatory damages, punitive damages, costs and such other and further relief as may be deemed just and proper. Case no. DBD-CV186028897-S. Filed Oct. 12. Waterbury Coffees LLC, Brookfield. Filed by American Express National Bank, Salt Lake City, Utah. Plaintiff’s attorney: Zwicker & Associates, Enfield. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for a credit account. The plaintiff has declared the entire outstanding principal balance of $19,557 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages and court costs. Case no. DBD-CV186028898-S. Filed Oct. 12.

Stamford Superior Court Qdoba Restaurant Corp., Hartford. Filed by Danielle McKeithen Cameron, Stratford. Plaintiff’s attorney: Jeremy Vishno, Fairfield. Action: The plaintiff has brought this personal injury suit against the defendant alleging that she bit into a burrito offered by the defendant and suffered laceration of the larynx due to a sharp piece of chicken bone causing damages. The plaintiff claims monetary damages in excess of $15,000, exclusive of interests and costs and such other relief as the court may deem just and equitable. Case no. FST-CV186038401-S. Filed Oct. 9. State Farm Fire & Casualty Co., Hartford. Filed by Eric Moy and Jaquris Moy, Greenwich. Plaintiffs’ attorney: Biller, Sachs, Zito & LeMoult, Hamden. Action: The plaintiffs have brought this breach of contract suit against the defendant alleging that they had failed to make timely payments to the plaintiff for their homeowner’s insurance policy. The policy provided by the defendant was in full force and effect when the house was damaged. The plaintiffs have declared the entire outstanding balance due and have made a demand for the balance, yet have not received payment. The plaintiffs claim money damages and court costs. Case no. FST-CV186038402-S. Filed Oct. 9.

FEDERAL DISTRICT COURT ABB Inc., North Carolina. Filed by Girish Nadkami. Plaintiff’s attorney: Garrison Levin-Epstein Fitzgerald & Pirrotti PC, New Haven. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it terminated his employment with the company “with cause,” which caused the loss of stock options for the plaintiff. The plaintiff alleges that he never violated the policy, which would be cause for termination and the defendant has breached his contract in firing him. The plaintiff claims expectation damages, reliance damages, interest, consequential damages and such other and further relief as may be justified in law or equity. Case no. 3:18-cv-01695-RNC. Filed Oct. 12. Mortgage IT Inc., et al. Filed by Edward O’Hara, Greenwich. Plaintiff’s attorney: self-representing, Greenwich. Action: The plaintiff has brought this civil rights suit against the defendants alleging that the plaintiff purchased a non-negotiable mortgage and promissory note. The defendants allegedly misrepresented the note holder, causing damages. The plaintiff claims monetary damages, costs, exemplary charges, interest, disbursements, attorney’s fees and such other and further relief as may be justified in law or equity. Case no. 3:18-cv-01672MPS. Filed Oct. 9. Trademark Transports LLC, et al., Westport. Filed by Artex Home Fashions, et al. Plaintiff’s attorney: William P. Catalina, Hartford. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they failed to pay for textiles from the plaintiff. The defendants have allegedly abandoned their business. The plaintiff claims monetary damages, costs, interest, disbursements, attorney’s fees and such other and further relief as may be justified in law or equity. Case no. 3:18-cv01690-RNC. Filed Oct. 11.

DEEDS COMMITTEE DEEDS D’Agostino, Bill, et al., Danbury. Appointed committee: Daniel E. Casagrande, Danbury. Property: 22 Brinscall Court, Danbury. Amount: $268,000. Docket no. DBD-CV176021905-S. Filed Sept. 20.

Kramer, Lynn D., et al., Danbury. Appointed committee: Richard Kilcullen, Danbury. Property: 26 Dana Road, Danbury. Amount: $204,600. Docket no. DBD-CV18-6024778-S. Filed Sept. 20. Lybe, Sandra J., et al., Brookfield. Appointed committee: Eva M. DeFranco, Brookfield. Property: 35 Huckleberry Hill Road, Brookfield. Amount: $238,500. Docket no. DBDCV-14-6015066-S. Filed Sept. 18. Mitra, Jit, et al., Greenwich. Appointed committee: Daniel A. McCabe, Greenwich. Property: 1397 King St., Greenwich. Amount: $1.1 million. Docket no. FST-CV176031576-S. Filed Sept. 20. Rescsanski, Edward, et al., Fairfield. Appointed committee: Martin O’Neill, Stratford. Property: 678 Fairfield Woods Road, Fairfield. Amount: $284,701. Docket no. FBTCV14-6040333-S. Filed Sept. 19. Schwab, Julie M., et al., Brookfield. Appointed committee: Richard Kilcullen, Brookfield. Property: 14 Oak Grove Road, Brookfield. Amount: $199,700. Docket no. DBDCV-16-6019761-S. Filed Sept. 21. Soares, Kinlay L., Stratford. Appointed committee: Bruce A. Collins, Stratford. Property: 183 Sedgewick Ave., Stratford. Amount: $175,000. Docket no. FBT-CV176055260-S. Filed Sept. 19. Tracey, Elizabeth, et al., Norwalk. Appointed committee: M. L. Bloomenthal, Norwalk. Property: 80 E. Rocks Road, Norwalk. Amount: $451,250. Docket no. FSTCV16-6027281-S. Filed Sept. 18.

COMMERCIAL 14 CC LLC, Greenwich. Seller: Linda D. Michonski and David M. Michonski, Greenwich. Property: 1 Widgeon Way, Greenwich. Amount: $1 million. Filed Sept. 20. 14 Cos Cob Ave LLC, Greenwich. Seller: Sorin Stanciu and Jessica Stanciu, Greenwich. Property: 14 Cos Cob Ave., Greenwich. For no consideration paid. Filed Sept. 28. 2 Ye Olde Road LLC, Danbury. Seller: William A. Healy and Suzanne Healy, Bethel. Property: Map 9092, Danbury. Amount: $500,000. Filed Sept. 19. 280 Davis Avenue LLC, Greenwich. Seller: Regina Gangitano, Robert C. Vitti, Frances Vitti, John Spizzirri, Michael Spizzirri and Nancy McCauley, Greenwich. Property: 280 Davis Ave., Greenwich. Amount: $776,700. Filed Sept. 25.

48 Bayberry Lane LLC, Westport. Seller: Ilene Schachter-Mirkine, Westport. Property: 48 Bayberry Lane, Westport. Amount: $490,000. Filed Sept. 21. 57-59 Park LLC, Bridgeport. Seller: Xiujing Zhang and Xianhui Wang, Manhasset, New York. Property: 57-59 Park Terrace, Bridgeport. Amount: $220,000. Filed Oct. 1. 576 Round Hill LLC, Greenwich. Seller: 576 Round Hill Road Nominee Real Estate Trust, New York, New York. Property: 576 Round Hill Road, Greenwich. Amount: $3.2 million. Filed Sept. 21. 89-91 Jetland Place Owners LLC, Bridgeport. Seller: Fairfield Opportunity Investors IV LP, Bridgeport. Property: 89-91 Jetland Place, Bridgeport. Amount: $695,000. Filed Sept. 24. Ashlar Historic Restoration LLC, Wilton. Seller: Gwendolyn J. Stepp, Wilton. Property: 3 Roxbury Lane, Wilton. Amount: $325,000. Filed Sept. 19. Jay Construction LLC, Fairfield. Seller: James J. Higgins and Wilhelmina A. Higgins, Bridgeport. Property: 150 Pine Point Drive, Bridgeport. Amount: $160,000. Filed Sept. 25. Lance Circle Associates LLC, Bridgeport. Seller: Richard J. Mizak and William R. Shelton, New York, New York. Property: Unit 12 in Old Town Common Condominium, Bridgeport. For no consideration paid. Filed Sept. 25. Lockhart Property Management & Maintenance LLC, Bridgeport. Seller: Agnelo L. Lobo, Bridgeport. Property: 160 Sixth St., Bridgeport. Amount: $90,000. Filed Oct. 11. Sitting Pretty Partners LLC, Stratford. Seller: JB Lanmark Marine LLC, Milford. Property: 170 Ferry Blvd., Stratford. Amount: $450,000. Filed Sept. 21. Stony Point Partners LLC, Westport. Seller: Capo Properties LLC, Trumbull. Property: 86 Wentworth St., Bridgeport. Amount: $169,000. Filed Sept. 21. Sunshine Residences IV LLC, Bridgeport. Seller: Gilda Oliveira and Maria Luchansky, Bridgeport. Property: Lot 13, Fairview Avenue Extension, Bridgeport. Amount: $92,500. Filed Sept. 19.

UB Stamford 1 LLC, Greenwich. Seller: Jack’s Company, West Haven. Property: 28 Sidney St., Stratford. Amount: $150,000. Filed Sept. 21.

RESIDENTIAL Acuna-Rodriguez, Carolina, Bridgeport. Seller: Nabeel Amri, Bridgeport. Property: 505 Burnsford Ave., Bridgeport. Amount: $185,000. Filed Sept. 17. Amelio, Donna C. DeLorenzo and Joseph D. Amelio, Greenwich. Seller: Justin P. Monge and Margaret M. Van Winkle, New York, New York. Property: Lot 1, Map 3810, Greenwich. Amount: $1.3 million. Filed Sept. 25. Antanios, Michael, New York, New York. Seller: Christopher Carlin, Brookfield. Property: 7 Cherokee Drive, Brookfield. Amount: $393,900. Filed Sept. 19. Banks, Carolyn L. and Latisha S. Barnes, Stratford. Seller: Walter J. Mouzon and Miriam Mouzon, Stratford. Property: Lots 36 and 37, Map of Pootatuck Park, Stratford. Amount: $185,000. Filed Sept. 18. Bassie, Danielle and Jeremy Bassie, Norwalk. Seller: Barbara A. Margherio and Gary V. Bonadio, Ridgefield. Property: 49 Silver Spring Road, Ridgefield. Amount: $595,000. Filed Sept. 24. Baysal, Ozer Talat, Miami, Florida. Seller: Bany Baysal, Miami, Florida. Property: 5 Greenfield Place, Greenwich. For no consideration paid. Filed Sept. 26. Beristain, Roberto and Leticia Chantes, Bridgeport. Seller: Shirley Crawford and Renita Crawford, Bridgeport. Property: 120 Hillcrest Road, Bridgeport. Amount: $263,680. Filed Sept. 21. Bogart, Karin, Brookfield. Seller: Dorothy E. Dono, Brookfield. Property: 15 High Ridge Road, Brookfield. Amount: $422,500. Filed Sept. 17. Bolla, Erica and Justin Bolla, Norwalk. Seller: John Paul Mancuso and Lauren Mancuso, Trumbull. Property: 21 Mitchell Road, Trumbull. Amount: $410,000. Filed Sept. 18. Bolton, Martha A., Stratford. Seller: Allison Mallek, Monroe. Property: Unit 40D of Powder Hill Road, Stratford. Amount: $203,000. Filed Sept. 18.

Trustland Partners LLC, Greenwich. Seller: Terri A. Duff, Greenwich. Property: Lot 7, Map 2684, Greenwich. Amount: $3 million. Filed Sept. 26.

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Facts & Figures Bosquez-Parra, Wilson German, Trumbull. Seller: David Paris and Elizabeth Ferreira, Trumbull. Property: 38 Valley View Road, Trumbull. Amount: $360,000. Filed Sept. 21.

Fusco, Lisa and Robert Fusco, Orange. Seller: Liviu Rappaport and Delia I. Rappaport, Kinnelon, New Jersey. Property: 10 Macâ&#x20AC;&#x2122;s Harbor Court, Stratford. Amount: $360,000. Filed Sept. 21.

Brooklier, Irina R. and Matthew S. Brooklier, Westport. Seller: Fred J. DelFino and Theresa M. DelFino, Westport. Property: 3 Blue Ribbon Drive, Westport. Amount: $1.3 million. Filed Sept. 24.

Gerich, Amanda and Charles Tarricone, Stamford. Seller: Scott T. Palmer, Mark A. Palmer and Leslie A. Palmer, Stamford. Property: 59 Rutz St., Stamford. Amount: $480,000. Filed Sept. 25.

Chaku, Rohit, Greenwich. Seller: Sarah Hlavinka, Greenwich. Property: 6 Maher Ave., Greenwich. Amount: $2.3 million. Filed Sept. 25.

Giambra, Michael, Milford. Seller: Justin A. Bard, Ridgefield. Property: 105 Plymouth St., Stratford. Amount: $349,900. Filed Sept. 19.

Chen, Esther, Greenwich. Seller: Timothy R. White, Greenwich. Property: Unit 1C in Harbor View Condominium, Greenwich. Amount: $510,000. Filed Sept. 21.

Gibson, Monisha, Trumbull. Seller: Richard G. Fekete and Suzanne Fekete, Trumbull. Property: 107 Cranbury Drive, Trumbull. Amount: $565,000. Filed Sept. 24.

Ciambriello, Carla, Trumbull. Seller: Glen Rega and Barbara Rega, Fairfield. Property: Lot 4, Map 196, Fairfield. Amount: $555,000. Filed Sept. 19.

Grant, Anne M., Fairfield. Seller: Westway Road LLC, Trumbull. Property: 483 Westway Road, Fairfield. Amount: $1.2 million. Filed Sept. 21.

Colindres, Jackeline and Patricia Ucelo, Mount Kisco, New York. Seller: Maria E. Brunet and Carlos Brunet, Danbury. Property: 15 Birch St., Danbury. Amount: $331,000. Filed Sept. 19.

Grant, Barbara Joy and Marcus Grant, Bridgeport. Seller: G&G Properties LLC, Bridgeport. Property: 349 Queen St., Bridgeport. Amount: $260,500. Filed Sept. 18.

Cruz, Suzanie and Starr Giscombe, Bronx, New York. Seller: Adelson Vomoca, Bridgeport. Property: 350 Dogwood Drive, Bridgeport. Amount: $285,000. Filed Sept. 18. Dowling, Melanie E. and Jurie De Hoogh, Greenwich. Seller: Michael B. Zboray and Stephanie C. Zboray, Greenwich. Property: 19 Blind Brook Lane, Greenwich. Amount: $1.2 million. Filed Sept. 26. Duda, Brittany A. and Daniel A. Landan Jr., Westport. Seller: Hiji Almgren and Anders Almgren, Westport. Property: 9 Greens Farms Road, Westport. Amount: $632,500. Filed Sept. 21. Fletcher, Tootie, Bridgeport. Seller: Roicy Pena and Altagracia De La Cruz, Bridgeport. Property: 24 Fremont St., Bridgeport. Amount: $130,000. Filed Sept. 18. Furano, Angelica and Carmine Furano, Greenwich. Seller: Robert E. Roelke and Norma O. Roelke, Greenwich. Property: 7 Alec Templeton Lane, Greenwich. Amount: $950,000. Filed Sept. 20.

OCTOBER 29, 2018

Greco, Andrew Alessandro, Greenwich. Seller: Bing Mei Schwaller and Michael B. Schwaller, Greenwich. Property: 10 Susan Lane, Greenwich. Amount: $980,000. Filed Sept. 26.

Hernandez, Rene, Bridgeport. Seller: Christopher Brophy, Wilton. Property: 89-91 Hanover St., Bridgeport. Amount: $195,000. Filed Oct. 2. Hoang, Minh, Stratford. Seller: Sandra Andrea Baxter, Allentown, Pennsylvania. Property: 1276 Success Ave., Stratford. Amount: $39,000. Filed Sept. 20. Huang, Haiyu, New Canaan. Seller: Raheem J. Nixon, Stratford. Property: 133 Jackson Ave., Stratford. Amount: $100,000. Filed Sept. 19. Jaramillo, Silvia De, Fairfield. Seller: Oscar R. Recalde and Amy J. Recalde, Fairfield. Property: 100 Morehouse Drive, Fairfield. Amount: $470,000. Filed Sept. 20. Kadleck, Caroline and Christopher Costello, Armonk, New York. Seller: Geoffrey W. Collier and Barbara M. Collier, Greenwich. Property: 36 Riversville Road, Greenwich. Amount: $1.9 million. Filed Sept. 28. Kelleher, Mary Ellen and Charles W. Lattimer, Stamford. Seller: Herbert N. Bragg III and Pauline J. Bragg, Stamford. Property: Lot 113, Map 8453, Stamford. Amount: $650,000. Filed Sept. 28. Kriss, Michael, Greenwich. Seller: Ronald Rubin, Greenwich. Property: 52 W. Brother Drive, Greenwich. Amount: $3.5 million. Filed Sept. 27.

Gu, Hui, Danbury. Seller: Tamer Nassar, Brookfield. Property: 41 Tamarack Ave., Unit 128, Danbury. Amount: $232,500. Filed Sept. 20.

Leonard, Deborah and Christopher Leonard, Greenwich. Seller: Joseph A. Lattarulo and Catherine A. Lattarulo, Greenwich. Property: 18 1/2 Cliff Ave., Greenwich. Amount: $750,000. Filed Oct. 1.

Guaman-Tenempaguay, Celia Lucia and Jaime Ramirez Gonzalez, Danbury. Seller: Yunus P. Kenter, Surfside, Florida. Property: 19 Oak Ridge Gate, Danbury. Amount: $290,000. Filed Sept. 19.

Lucero, Magdalena Espinal, Bridgeport. Seller: Phoenix Properties Real Estate Development LLC, Orange. Property: 1490 Wood Ave., Bridgeport. Amount: $242,500. Filed Sept. 24.

Guartazaca, Manuel Efrain Boconzaca, Peekskill, New York. Seller: Maria Garcia, Bridgeport. Property: 116 Hanover St., Bridgeport. Amount: $110,000. Filed Oct. 1.

Luci, Kathleen M. and Richard A. Luci Jr., Stamford. Seller: Soren B. Sorensen and Jane B. Sorensen, Stamford. Property: 204 Van Rensselaer Ave., Stamford. Amount: $1.3 million. Filed Sept. 24.

Guevara, Edgar Ortiz, Stratford. Seller: Edgar Ortiz Guevara, Stratford. Property: 15 Harding Ave., Stratford. Amount: $98,000. Filed Sept. 21. Guzman, Segundo Guillermo Castro and Eliseo Segundo Guzman, Woodside, New York. Seller: Nikki Molaver, Bridgeport. Property: 40 Soundview Ave., Bridgeport. Amount: $238,000. Filed Oct. 3.

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Mahoney, Michele and Fred Salkind, Greenwich. Seller: Thomas A.L. Roberts and Amy Y. Roberts, Greenwich. Property: Unit 111, Map 376, Greenwich. For no consideration paid. Filed Oct. 9. Malz, Radoslaw, Trumbull. Seller: Secretary of Housing and Urban Development, Washington, D.C. Property: 15 Ridgeview Ave., Trumbull. Amount: $270,000. Filed Sept. 21.

Marks, Patricia R., Katherine M. Benoit and William R. Benoit, Fairfield. Seller: Thomas C. Wrabel and Janet L. Wrabel, Fairfield. Property: 205 Lockwood Road, Fairfield. Amount: $690,000. Filed Sept. 21.

Polyanskyy, Kostyantyn, New Milford. Seller: United Nations Federal Credit Union, Long Island City, New York. Property: 40 Havemeyer Lane, Greenwich. Amount: $565,000. Filed Sept. 25.

McClellan, Michael, Lansdale, Pennsylvania. Seller: Dargobi Investments LLC, Norwalk. Property: 66 Crecent Drive, Ridgefield. Amount: $517,500. Filed Sept. 19.

Porter, Angela Luiza Stoky and Henrique Castioto, Stamford. Seller: Joseph . Scopoletti Jr. and Carol Ann Scopoletti, Greenwich. Property: 193 Hamilton Ave., Unit 17, Greenwich. Amount: $645,000. Filed Sept. 26.

McFadden, Darryl and Bryant K. White Sr., Yonkers, New York. Seller: Joannelli Roche, Bridgeport. Property: 355 Palisade Ave., Bridgeport. Amount: $195,000. Filed Oct. 4. Mejia, Fernando A. and Ginette C. Luzon, Danbury. Seller: Joseph Schirmer, Brookfield. Property: 27 Kingswood Road, Danbury. Amount: $277,500. Filed Sept. 19.

Ramirez, Yohana, Norwalk. Seller: Timothy Denmark and Erin Denmark, Bridgeport. Property: 333 Vincellette St., Unit 114, Bridgeport. Amount: $165,000. Filed Sept. 24. Ramos, Kyle, Stratford. Seller: Hector Casanova and Petra Casanova, Tiverton, Rhode Island. Property: 167-169 Dupont Place, Bridgeport. Amount: $210,000. Filed Oct. 3.

Nelson, Jenna R. and Matthew B. Nelsen, Stratford. Seller: Justin Bisceglia and Kaitlin Becker, Stratford. Property: 165 High View Drive, Stratford. Amount: $270,000. Filed Sept. 21.

Reyes, Manuel A. Sepulveda, Bridgeport. Seller: Henry John Romanovsky, Bridgeport. Property: 331 Beechwood Ave., Bridgeport. Amount: $240,000. Filed Sept. 25.

Nunez, James, Danbury. Seller: Deepti B. Prajapati, Astoria, New York. Property: 7 Padanaram Road, Unit 21, Danbury. Amount: $126,000. Filed Sept. 20.

Rieve, Ellen P. and Stuart P. Rieve, Waterbury. Seller: Susan J. Osnoss, Danbury. Property: 41 Tanglewood Drive, Danbury. Amount: $620,000. Filed Sept. 17.

Nunez-Bonilla, Javier R., Danbury. Seller: Ricardo D. Espinal-Gutierrez, Danbury. Property: 6 Victor St., Danbury. Amount: $234,000. Filed Sept. 17.

Rosner, Barbara M. and William E. Rosner, Stratford. Seller: LFS Services LLC, Stratford. Property: Unit 81B in Oronoque Village Condominium 11, Stratford. Amount: $310,000. Filed Sept. 21.

Perez, Ramon and Estervina Cabrera, Bronx, New York. Seller: Ernel O. Grant and Marie Honore-Grant, Lehigh Acres, Florida. Property: 3360 E. Main St., Bridgeport. Amount: $229,900. Filed Sept. 19. Perez, Rogelio Ramirez, Yonkers, New York. Seller: Angel Maldonado, Bridgeport. Property: 367 Olive St., Bridgeport. Amount: $170,000. Filed Oct. 3.

Rubenstein, Diane and James McAleavey, Trumbull. Seller: Dan Luttreli, Trumbull. Property: 122 Old Dike Road, Trumbull. Amount: $303,000. Filed Sept. 19. Salisbury, Jennifer and David Salisbury, Stratford. Seller: Diane M. Pivirotto, Stratford. Property: 33 Maple St., Stratford. Amount: $449,900. Filed Sept. 21.

Pettinella, Maria, Trumbull. Seller: Gino Pettinella, Trumbull. Property: 33 Zephyr Road, Trumbull. Amount: $360,000. Filed Sept. 21.

Sanchez, Yolanda B. and Andrew A. Sanchez, Norwalk. Seller: Serafin M. Antunes and Amelia M. Antunes, Bridgeport. Property: 1349 Noble Ave., Bridgeport. Amount: $180,000. Filed Oct. 1.

Pierre-Louis, Stacey and Courne O. Pierre-Louis, Stamford. Seller: Dale Scott Anderson, Dana Nils Anderson and Dwayne Ernest Anderson, Johns Creek, Georgia. Property: 17 Abric Drive, Trumbull. Amount: $275,400. Filed Sept. 18.

Thorne, Louis D., Greenwich. Seller: Bonita Marie Copp, Greenwich. Property: Plot 3, Map 1181, Greenwich. Amount: $1.5 million. Filed Sept. 28.

Pineda, Felix J., Bridgeport. Seller: YG Properties 1 LLC, Bridgeport. Property: 46-48 Taft Ave., Bridgeport. Amount: $210,000. Filed Sept. 20.

Todd, Mike, Bridgeport. Seller: Antonio V. Ferreira and Antonio P. Ferreira, Bridgeport. Property: 224 Robin St., Bridgeport. Amount: $274,000. Filed Sept. 25.

Turiano, Richard Joseph, Bridgeport. Seller: Patricia A. Pacelli, Stratford. Property: Lot 1, Madison Ave., Bridgeport. Amount: $137,000. Filed Oct. 2. Vazquez, Lucia and Raul Quito, Bridgeport. Seller: Luigi Jean Pierre, Bridgeport. Property: Lot 14, Map 1871, Bridgeport. Amount: $30,000. Filed Sept. 26. Verderame, Antonio, Bridgeport. Seller: Martin Jacob Chaisson, Bridgeport. Property: 5 Marcel St., Bridgeport. Amount: $60,000. Filed Oct. 10. Walker, Timothy, New York, New York. Seller: Richardson C. Hendee and Elizabeth C. Hendee, Wilton. Property: Parcel 2, Map 3143, Wilton. Amount: $1.3 million. Filed Sept. 26. Wise, Susan and Carl Wise, Manasquan, New Jersey. Seller: Tomasz Olej and Jennifer Olej Ramirez, Stamford. Property: 562 Hope St., Unit 6, Stamford. Amount: $475,000. Filed Sept. 25. Wolfe, Megan and Joseph Cugine, Ridgefield. Seller: Sturges Brothers Inc., Ridgefield. Property: 66 Walnut Grove Road, Ridgefield. Amount: $547,500. Filed Sept. 27. Yonkers, Richard M., New Milford. Seller: SPES Real Estate Partners LLC, New Haven. Property: 95-99 Wordin Ave., Bridgeport. Amount: $350,500. Filed Sept. 18. Zelinsky, Amy T. and Jeremy J. Quayhack, New York, New York. Seller: John Blyberg, Trumbull. Property: 90 Stoneleigh Road, Trumbull. Amount: $380,000. Filed Sept. 19.

FORECLOSURES Carlucci, Leonard P., et al. Creditor: Hudson City Savings Bank. Property: 166 Sunrise Terrace, Bridgeport. Mortgage default. Filed Oct. 1. Courtenay III, Adrian H., et al. Creditor: Wells Fargo Bank NA, West Palm Beach, Florida. Property: 732 Lake Ave., Greenwich. Mortgage default. Filed Sept. 20. England, Latrovia, et al. Creditor: Webster Bank NA, Farmington. Property: 449 Saunders Ave., Bridgeport. Mortgage default. Filed Sept. 25. Greenberg, David, et al. Creditor: First County Bank, Westport. Property: 11 Fairport Road, Westport. Mortgage default. Filed Sept. 20.

Facts & Figures Marraffa, Eugenio, et al. Creditor: U.S. Bank NA, Irvine, California. Property: 8-10 James St., Stamford. Delinquent common charges. Filed Sept. 24. Mcelwee, Todd A., et al. Creditor: PNC Bank NA Property: 205 Beaumont St., Fairfield. Mortgage default. Filed Sept. 18. Minto, Joseph A., et al. Creditor: U.S. Bank NA, Irvine, California. Property: 40 Regent St., Bridgeport. Mortgage default. Filed Oct. 3. Nizzardo, Anthony L., et al. Creditor: The Bank of New York Mellon, New York, New York. Property: 364 Westwood Road, Stamford. Mortgage default. Filed Sept. 24. Zarac, Robert, et al. Creditor: Ditech Financial LLC, Tampa, Florida. Property: 60 Lawn Ave., Apt. 7, Stamford. Delinquent common charges. Filed Sept. 21.

JUDGMENTS Alvarez, Jorge, Bridgeport. $2,792 in favor of The Southern Connecticut Gas Co., Orange, by Nair & Levin PC, Bloomfield. Property: 52 Woodside Ave., Bridgeport. Filed Oct. 1. Ayme, Alicia, Trumbull. $708 in favor of Portfolio Recovery Associates LLC, Norfolk, Virginia, by the Law Offices of Howard Lee Schiff PC, East Hartford. Property; 35 Horseshoe Drive, Trumbull. Filed Sept. 21. Dehostos, Martha, et al., Trumbull. $3,011 in favor of The Southern Connecticut Gas Co., Orange, by Nair & Levin PC, Bloomfield. Property: 41 Arrowhead Road, Trumbull. Filed Sept. 21. Duckett, Robert, Brookfield. $549 in favor of Western Connecticut Medical Group, Bethel, by Flanagan & Peat, Danbury. Property: 108 Whisconier Road, Brookfield. Filed Sept. 20. Duckett, Robert, Brookfield. $409 in favor of Western Connecticut Medical Group, Bethel, by Flanagan & Peat, Danbury. Property: 108 Whisconier Road, Brookfield. Filed Sept. 20. Edwards, Scott, Wilton. $476 in favor of Western Connecticut Medical Group, Bethel, by Flanagan & Peat, Danbury. Property: 79 Sturges Ridge Road, Wilton. Filed Sept. 20.

G Force Construction LLC, et al., Stamford. $15,095 in favor of Kamco Supply Corp., Wallingford, by Robert A. Ziegler and Taryn D. Martin, Plainville. Property: 2118 Long Ridge Road, Stamford. Filed Sept. 24.

Reed, Michael M., Fairfield. $9,249 in favor of Capital One Bank (USA) NA, Richmond, Virginia, by London & London, Newington. Property: 621 Center St., Fairfield. Filed Sept. 18.

Galberth, Hortense, Stratford. $2,398 in favor of The United Illuminating Co., New Haven, by Nair & Levin PC, Bloomfield. Property: 250 McKinley Ave., Stratford. Filed Sept. 20.

Roche, Joannellie, Bridgeport. $2,008 in favor of The Southern Connecticut Gas Co., Orange, by Nair & Levin PC, Bloomfield. Property: 355 Palisade Ave., Bridgeport. Filed Oct. 1.

Lors, Ketty, et al., Norwalk. $3,956 in favor of Norwalk Hospital Association, Norwalk, by Lovejoy and Rimer PC, Norwalk. Property: 11 Grove St., Norwalk. Filed Sept. 20.

Simmonds, Contrina, et al., Bridgeport. $4,214 in favor of The Southern Connecticut Gas Co., Orange, by Nair & Levin PC, Bloomfield. Property: 42 Aldine Ave., Bridgeport. Filed Oct. 1.

Louissia, Pauline M., Westport. $21,692 in favor of American Express Centurion Bank, Salt Lake City, Utah, by Mark Sank & Associates LLC, Stamford. Property: 27 Green Acre Lane, Westport. Filed Sept. 24. Marcinek, Robert, Danbury. $529 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 27 Blackberry Road, Danbury. Filed Sept. 17. Mathias, Marie J., Bridgeport. $6,941 in favor of The United Illuminating Co., New Haven, by Nair & Levin PC, Bloomfield. Property: 521 Ezra St., Bridgeport. Filed Oct. 1. McGuinness, Peter J., Fairfield. $41,538 in favor of T.D. Bank NA, Jacksonville, Florida., by Jacobs & Rozich LLC, New Haven. Property: 6 Sherman Court, Fairfield. Filed Sept. 20. Norris, Crystal, Westport. $411 in favor of Western Connecticut Medical Group, Bethel, by Flanagan & Peat, Danbury. Property: 403 Bradley Lane, Westport. Filed Sept. 20. Ortiz, Edward, et al., Stratford. $2,115 in favor of The Southern Connecticut Gas Co., Orange, by Nair & Levin PC, Bloomfield. Property: 49 Shanley St., Stratford. Filed Sept. 20. Poulard-Juleau, et al., Bridgeport. $3,903 in favor of The Southern Connecticut Gas Co., Orange, by Nair & Levin PC, Bloomfield. Property: 99 Cityview Ave., Bridgeport. Filed Oct. 1. Reardon, Mark, Wilton. $974 in favor of Western Connecticut Medical Group, Bethel, by Flanagan & Peat, Danbury. Property: 26 Tamarack Place, Wilton. Filed Sept. 20.

Williams, Brenda, Bridgeport. $1,696 in favor of Cavalry SPV I LLC, Valhalla, New York, by Schreiber/ Cohen LLC, Salem, New Hampshire. Property: 149 Pilgrim Road, Bridgeport. Filed Sept. 20.

LEASES Minh, Hoang, by self. Landlord: Stonybrook Gardens Cooperative Inc., Stratford. Property: 1276 Success Ave., Stratford. Term: 3 years, commencing Sept. 20, 2018. Filed Sept. 20. Standen, Karin and Michael A. Standen, by self. Landlord: The Indian Harbor House Owners Corp., Greenwich. Property: 630 Steamboat Road, Apt. 4C North, Greenwich. Term: 41 years, commencing Sept. 20, 2018. Filed Sept. 20.

LIENS FEDERAL TAX LIENS-FILED Bernstein, Lesley and Robert Bernstein, 328 Pemberwick Road, Apt. 1, Greenwich. $40,677, a tax debt on income earned. Filed Sept. 24. Bernstein, Robert, 328 Pemberwick Road, Apt. 1, Greenwich. $20,418, a tax debt on income earned. Filed Sept. 24. Dasol Corp., 356 W. Putnam Ave., Greenwich. $37,849, corporate income taxes, failure to file correct information returns tax penalty and failure to furnish correct payee info. Filed Sept. 24. Glickman, Vane Pessall and J. H. Glickman, 7 Holman Lane, Greenwich. $43,147, a tax debt on income earned. Filed Sept. 17.

Greenwich Walkin Medical Center LLC, 1200 E. Putnam Ave., Greenwich. $8,272, quarterly payroll taxes. Filed Sept. 17.

Hamill, Mary Frances and Thomas Shrum, 16 Arrowhead Road, Wilton. $477,697, a tax debt on income earned. Filed Sept. 19.

Horner, Kimberly, 5 River Road, Suite 210, Wilton. $30,282, a tax debt on income earned. Filed Sept. 24.

Hankins, Susan M. and John R. Gulash, 201 Algonquin Road, Fairfield. $119,343, a tax debt on income earned. Filed Sept. 19.

Howard, John P., 33 Farist Road, Fairfield. $5,850, a tax debt on income earned. Filed Sept. 19. Janson, Bonita and Dennis Janson, 72 High Ridge Ave., Ridgefield. $14,735, a tax debt on income earned. Filed Sept. 24. Lahn, Victoria, 151 Riverview Circle, Fairfield. $39,103, a tax debt on income earned. Filed Sept. 19. Marin, Ana Beatriz Leon, 65 Hill and Dale Road, Danbury. $2 million, estate taxes. Filed Sept. 18. Marini, Mario, 40 Sturbridge Lane, Trumbull. $124,245, failure to collect or pay tax penalty. Filed Sept. 21. McGowan, Jennifer and Matthew McGowan, 257 East Lawn St., Fairfield. $26,125, a tax debt on income earned. Filed Sept. 19. Stoneriver Group LP, 20 Horseneck Lane, Greenwich. $33,000, property taxes. Filed Sept. 17. Watson, Ashley and Joshua Watson, 227 High St., Apt. C8, Fairfield. $26,524, a tax debt on income earned. Filed Sept. 19. Zakharchuk, Mykhaylo, 64 Stephen St., Stamford. $1 million, a tax debt on income earned. Filed Sept. 24.

FEDERAL TAX LIENSRELEASED Amaralferreira, L. and Bruce Miranda, 34 Taft Ave., Bridgeport. $3,210, a tax debt on income earned. Filed Sept. 19. Brayton, Lori, 9 First Street, Norwalk. $19,286, property taxes. Filed Sept. 24. Donadeo, Christine and Richard A. Slade, 378 Castle Ave., Fairfield. $14,288, a tax debt on income earned. Filed Sept. 19.

Kaczanowski, Karen, 80 Cartright St., Unit 8K, Bridgeport. $3,482, a tax debt on income earned. Filed Sept. 19. Kaczanowski, Karen, 80 Cartright St., Unit 8K, Bridgeport. $23,079, a tax debt on income earned. Filed Sept. 19. Moubchir, Badreddine, 350 Grovers Ave., Bridgeport. $31,662, a tax debt on income earned. Filed Sept. 19. Nash, Patricia J. and Robert F. Nash, 147 Thayer Pond Road, Wilton. $23,061, a tax debt on income earned. Filed Sept. 24. O’Meara, Frank G., 192 Birch Road, Fairfield. $86,562, a tax debt on income earned. Filed Sept. 18. O’Meara, Frank G., 192 Birch Road, Fairfield. $375,636, a tax debt on income earned. Filed Sept. 18. Slade, Richard A., 378 Castle Ave., Fairfield. $18,285, a tax debt on income earned. Filed Sept. 19.

MECHANIC’S LIENS-FILED Abdolmoshen, Malaki, Fairfield. Filed by Classic Construction Group LLC, Westport, by German F. Ruiz. Property: 1170 Hillside Road, Fairfield. Amount: $12,000. Filed Sept. 19. Gera Danbury LLC, et al., Danbury. Filed by Blue Dragon Connections LLC, Stormville, New York, by Bonnie Zarzeka. Property: 39 Old Ridgebury Road, Danbury. Amount: $45,541. Filed Sept. 20.

LIS PENDENS Adu, Stephen, et al., Stratford. Filed by Leopold & Associates PLLC, Stamford, for MTGLQ Investors LP. Property: 25 Garibaldi Ave., Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $263,800, dated February 2008. Filed Sept. 21.

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Baig, Mirza H., et al., Ridgefield. Filed by Kapusta, Otzel & Averaimo, Milford, for Bank of America NA, Plano, Texas. Property: 35 Mallory Hill Road, Ridgefield. Action: to foreclose on a delinquent mortgage in the original principal amount of $626,750, dated February 2003. Filed Sept. 21. Beason, Penord, et al., Bridgeport. Filed by Bendett and McHugh PC, Farmington, for U.S. Bank NA, Salt Lake City, Utah. Property: 859861 Iranistan Ave., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $239,540, dated December 2007. Filed Sept. 17. Cannon Jr., Kerry J., et al., Norwalk. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for M&T Bank, Buffalo, New York. Property: 5 Orchard Hill Road, Norwalk. Action: to foreclose on a delinquent mortgage in the original principal amount of $688,000, dated April 2008. Filed Sept. 28. Cavanaugh, Elizabeth, et al., Bridgeport. Filed by Bender, Anderson and Barba PC, North Haven, for Success Village Apartments Inc., North Haven. Property: 171 Court D, Building 37, Apt. 171, Bridgeport. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the property. Filed Sept. 26. Cobb, Kisha A., et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for the Water Pollution Control Authority for the city of Bridgeport. Property: 23 Sturtevant Place, Bridgeport. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees and take immediate possession of the premises. Filed Sept. 21. D’Addario, Lawrence, et al., Trumbull. Filed by Harlow, Adams & Friedman PC, Milford, for the town of Trumbull. Property: Lot 2, Plan 4, Trumbull. Action: to foreclose on real estate taxes in favor of the town of Trumbull. Filed Sept. 24. D’Addario, Lawrence, et al., Trumbull. Filed by Harlow, Adams & Friedman PC, Milford, for the town of Trumbull. Property: Lot 103, Map F, Trumbull. Action: to foreclose on real estate taxes in favor of the town of Trumbull. Filed Sept. 24.

OCTOBER 29, 2018

Facts & Figures D’Addario, Lawrence, et al., Trumbull. Filed by Harlow, Adams & Friedman PC, Milford, for the town of Trumbull. Property: Williams Road, Trumbull. Action: to foreclose on real estate taxes in favor of the town of Trumbull. Filed Sept. 24.

Hettou, Moment, et al., Bridgeport. Filed by O’Connell, Attmore & Morris LLC, Hartford, for M&T Bank, Buffalo, New York. Property: 1141-1145 E. Main St., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $160,000, dated November 2005. Filed Sept. 19.

Lowhar, Junior M., et al., Bridgeport. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for Ditech Financial LLC. Property: 788 Norman St., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $182,000, dated February 2007. Filed Oct. 2.

Hill, Meredith, et al., Bridgeport. Filed by Bendett and McHugh PC, Farmington, for Deutsche Bank National Trust Co., Salt Lake City, Utah. Property: 90 Cherry Hill Drive, Unit C, Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $240,000, dated February 2007. Filed Sept. 25.

Marc, Legend, et al., Bridgeport. Filed by Casey R. Healey, North Haven, for Red Oak Condominium Association Inc. Property: 240 Red Oak Lane, Unit 2-240, Bridgeport. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the property. Filed Oct. 4.

Patel, Kunjan B., et al., Stamford. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for M&T Bank, Buffalo, New York. Property: 127 Greyrock Place, Stamford. Action: to foreclose on a delinquent mortgage in the original principal amount of $262,500, dated September 2007. Filed Sept. 19.

Jones, Terrell L., et al., Bridgeport. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for U.S. Bank NA, Salt Lake City, Utah. Property: 1276 Park Ave., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $177,600, dated December 2004. Filed Sept. 20.

Martinek, Stephen E., et al., Stratford. Filed by Leopold & Associates PLLC, Stamford, for MTGLQ Investors LP. Property: 412A Blackhawk Lane, Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $191,900, dated March 2006. Filed Sept. 21.

Pettway, Carrie, et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for Cazenovia Creek Funding I LLC. Property: 230 Lewis St., Bridgeport. Action: to foreclose on a tax liens levied by the city of Bridgeport and take immediate possession of the premises. Filed Sept. 28.

Fordham, Iris H., et al., Stratford. Filed by Bendett and McHugh PC, Farmington, for Wells Fargo Bank NA, Frederick, Maryland. Property: 121 Jesse Ave., Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $230,743, dated April 2010. Filed Sept. 20.

Karageorge, John, et al., Fairfield. Filed by Bendett and McHugh PC, Farmington, for U.S. Bank NA, Salt Lake City, Utah. Property: 103 Brookside Drive, Fairfield. Action: to foreclose on a delinquent mortgage in the original principal amount of $375,000, dated August 2006. Filed Sept. 18.

McFadden, Allyson L., Norwalk. Filed by Glass & Braus LLC, Fairfield, for U.S. Bank NA, Salt Lake City, Utah. Property: 79 Marlin Drive, Norwalk. Action: to foreclose on a delinquent mortgage in the original principal amount of $348,300, dated December 2006. Filed Sept. 25.

Read Street Properties LLC, et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for Benchmark Municipal Tax Services Ltd., Bridgeport. Property: 91 Read St., Bridgeport. Action: to foreclose on a tax liens levied by the city of Bridgeport and take immediate possession of the premises. Filed Sept. 21.

Gimand, Morten, et al., Fairfield. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for M & T Bank, Buffalo, New York. Property: 1677 Bronson Road, Fairfield. Action: to foreclose on a delinquent mortgage in the original principal amount of $664,000, dated December 2013. Filed Sept. 18.

Kossuth Street Bridgeport LLC, et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for Benchmark Municipal Tax Services Ltd., Bridgeport. Property: 425 Kossuth St., Bridgeport. Action: to foreclose on tax liens levied against the owner by the city of Bridgeport and take immediate possession of the premises. Filed Oct. 5.

Deverin, Midge Herz, et al., Westport. Filed by Bendett and McHugh PC, Farmington, for Wells Fargo Bank NA, Frederick, Maryland. Property: 11 Wake Robin Road, Westport. Action: to foreclose on a delinquent mortgage in the original principal amount of $630,000, dated August 2006. Filed Sept. 17. DLEVBPT LLC, Bridgeport. Filed by Cohen and Wolf PC, Orange, for The Lofts on Lafayette Condominium Association Inc. Property: Unit 9101 of The Lofts on Lafayette Condominium, Bridgeport. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the property. Filed Sept. 25.

Guerrero, Margarita, et al., Bridgeport. Filed by O’Connell, Attmore & Morris LLC, Hartford, for Metropolitan Life Insurance Co. Property: 96 Read St., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $193,600, dated April 2007. Filed Sept. 19. Hampford, John E., et al., Trumbull. Filed by Harlow, Adams & Friedman PC, Milford, for the town of Trumbull. Property: 20 Maymont Lane, Trumbull. Action: to foreclose on real estate taxes in favor of the town of Trumbull. Filed Sept. 24. Hernandez, Nelson, et al., Bridgeport. Filed by Bendett and McHugh PC, Farmington, for Nationstar Mortgage LLC, Lewisville, Texas. Property: 195 Glenbrook Road, Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $235,000, dated November 2007. Filed Sept. 25.

OCTOBER 29, 2018

Kowski, Jeffrey R., Wilton. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for M&T Bank, Buffalo, New York. Property: 19 Pipers Hill Road, Wilton. Action: to foreclose on a delinquent mortgage in the original principal amount of $597,000, dated March 2009. Filed Sept. 24. Leonildo, Silva, et al., Stamford. Filed by Leopold & Associates PLLC, Stamford, for MTGLQ Investors LP. Property: 47 Victory St., Stamford. Action: to foreclose on a delinquent mortgage in the original principal amount of $437,500, dated July 2007. Filed Sept. 21.

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Meach, Tho, et al., Bridgeport. Filed by The Marcus Law Firm, North Branford, for Cazenovia Creek Funding I LLC. Property: 215 Maplewood Ave., Bridgeport. Action: to foreclose on a tax liens levied by the city of Bridgeport and take immediate possession of the premises. Filed Sept. 21. Miller, Rometa G., et al., Stratford. Filed by Marinosci Law Group PC, Warwick, Rhode Island, for Manufacturers and Traders Trust Co. Property: Lots 220, 221, 222 and 223, Map of Homecrest, Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $215,000, dated February 2007. Filed Sept. 20. Minami, Kenji, et al., Bridgeport. Filed by Cohen and Wolf PC, Orange, for The Lofts on Lafayette Condominium Association Inc. Property: Unit 8103 of The Lofts on Lafayette Condominium, Bridgeport. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the property. Filed Sept. 25.

Murray, Jay A., Bridgeport. Filed by Shechtman Halperin Savage LLP, Pawtucket, Rhode Island, for Everbank. Property: Apt. 62 of Bridgeport Gateway Condominium, Bridgeport. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the property. Filed Sept. 26.

Richer, Nathaniel, et al., Fairfield. Filed by Joseph P. Sargent, Fairfield, for One Six Construction LLC, Fairfield. Property: 84 Myren St., Fairfield. Action: to foreclose on a mechanic’s lien and take immediate possession of the property. Filed Sept. 20. Rivera, Manuel A., et al., Bridgeport. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for Wells Fargo Bank NA, Frederick, Maryland. Property: 415 Hooker Road, Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $119,700, dated February 2004. Filed Sept. 19. Rodriguez, Nina M., et al., Danbury. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for U.S. Bank NA, Salt Lake City, Utah. Property: 55 Mill Plain Road, Unit 28-9, Danbury. Action: to foreclose on a delinquent mortgage in the original principal amount of $224,000, dated February 2010. Filed Sept. 20. Saravia, Griselda, et al., Fairfield. Filed by Marinosci Law Group PC, Warwick, Rhode Island, for Nationstar Mortgage LLC, Lewisville, Texas. Property: Lot 1, Stratfield Road, Fairfield. Action: to foreclose on a delinquent mortgage in the original principal amount of $302,430, dated October 2014. Filed Sept. 17.

Sayabatha, John S., et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for Cazenovia Creek Funding I LLC. Property: 415417 Willow St., Bridgeport. Action: to foreclose on a tax liens levied by the city of Bridgeport and take immediate possession of the premises. Filed Sept. 21.

Vasquez, Manuel, et al., Bridgeport. Filed by Halloran & Sage LLP, Hartford, for Connecticut Housing Finance Authority, Rocky Hill. Property: Berkshire Avenue, Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $98,650, dated December 2010. Filed Oct. 2.

Sayers, Carl R., et al., Danbury. Filed by Bendett and McHugh PC, Farmington, for U.S. Bank NA, Salt Lake City, Utah. Property: 2 Spruce Mountain Road, Danbury. Action: to foreclose on a delinquent mortgage in the original principal amount of $387,000, dated September 2005. Filed Sept. 19.

Wagher, Christopher, et al., Danbury. Filed by Christopher G. Winans, Danbury, for Savings Bank of Danbury, Danbury. Property: 8 Dixon Road, Danbury. Action: to foreclose on a delinquent mortgage in the original principal amount of $328,000, dated November 2018. Filed Sept. 18.

Scioscia, Amanda E., et al., Stratford. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for Bank of New York Mellon Trust Co. Property: 390 Allyndale Drive, Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $412,500, dated June 2006. Filed Sept. 19.

Walsh, Barbara, et al., Bridgeport. Filed by Bendett and McHugh PC, Farmington, for MB Financial Bank NA. Property: 200 Greystone Road, Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $270,655, dated August 2014. Filed Sept. 20.

Semper, Sandra Gail and The United Illuminating Co., Bridgeport. Filed by Jackson Law Group Connecticut LLC, Shelton, for Candlelight Terrace Association. Property: Unit 117, Building 26 in Candlelight Terrace, Bridgeport. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the property. Filed Sept. 18.

Zwierz, Agnieszka J., et al., Stamford. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for Deutsche Bank National Trust Co., Salt Lake City, Utah. Property: 26 Remington St., Stamford. Action: to foreclose on a delinquent mortgage in the original principal amount of $320,000, dated February 2006. Filed Sept. 17.

Somphousiharath, Hongzieng, et al., Brookfield. Filed by Bendett and McHugh PC, Farmington, for Ocwen Loan Servicing LLC, Coral Gables, Florida. Property: 60 Whisconier Road, Unit 16, Brookfield. Action: to foreclose on a delinquent mortgage in the original principal amount of $146,036, dated July 2009. Filed Sept. 21.

MORTGAGES

Supple, Lisa, et al., Bridgeport. Filed by O’Connell, Attmore & Morris LLC, Hartford, for M&T Bank, Buffalo, New York. Property: Unit 58 of Knob Hill Condominium, Bridgeport. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the property. Filed Sept. 19. Troy, Joseph A., et al., Westport. Filed by The Witherspoon Law Offices, Farmington, for Bank of America NA, Plano, Texas. Property: 139 Harbor Road, Westport. Action: to foreclose on a delinquent mortgage in the original principal amount of $1.7 million, dated October 2005. Filed Sept. 20.

2 Ye Olde Road LLC, by Rui Ribeiro. Lender: Webster Bank NA, Waterbury. Property: 2 Ye Olde Road, Danbury. Amount: $352,000. Filed Sept. 19. 269 Palmer Hill Road LLC, Stamford, by Tomas Haendler. Lender: Fairfield County Bank, Ridgefield. Property: 22 Hillcrest Lane, Greenwich. Amount: $2 million. Filed Sept. 28. 392 Davis Avenue Associates LLC, Greenwich, by Michael Caridi. Lender: The Galinn Fund LLC, White Plains, New York. Property: Unit 1 of The Homes at Whispering Pond Condominium, Greenwich. Amount: $7.7 million. Filed Sept. 17. 41 Overlook Partners LLC, Greenwich, by Robert Foley Hoyt. Lender: First Republic Bank, San Francisco, California. Property: 41 Overlook Drive, Greenwich. Amount: $250,000. Filed Oct. 1.

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Facts & Figures Ashlar Historic Restoration LLC, Ridgefield, by Anthony Stewart. Lender: RCN Capital LLC, South Windsor. Property: 3 Roxbury Lane, Wilton. Amount: $362,770. Filed Sept. 19. JP Greenwich Holdings LLC, Greenwich, by Eric Salinos. Lender: Lendinghome Funding Corp., San Francisco, California. Property: 67 Caroline Place, Greenwich. Amount: $487,000. Filed Sept. 17. Meadowlark Manor LLC, by Raymond Bartoszek. Lender: Citibank NA, O’Fallon, Missouri. Property: 56 Clapboard Ridge Road, Greenwich. Amount: $7.5 million. Filed Sept. 17. Mine Hill Marketing LLC, by Jennifer Korngiebel. Lender: Goldman Sachs Bank USA, New York, New York. Property: 20 Gatefield Drive, Greenwich. Amount: $3.9 million. Filed Sept. 19. Minneapolis Mutual Investment LLC, Stratford, by Joseph E. Owen. Lender: Eric Moutinho, Bridgeport. Property: 1867 Main St., Stratford. Amount: $100,000. Filed Sept. 21. Sitting Pretty Partners LLC, Stratford, by Glenn Giannini. Lender: JB Landmark Marine LLC, Milford. Property: 170 Ferry Blvd., Stratford. Amount: $300,000. Filed Sept. 21. WC MC Bride Realty Management LLC, Bridgeport, by Willie E. McBride Jr. Lender: Bridgeport Economic Development Corp., Bridgeport. Property: 169-175 Williston Ave., Bridgeport. Amount: $160,000. Filed Oct. 4.

NEW BUSINESSES 99 Patmot Inc., 58 Rock House Road, Easton 06612, c/o Fred Cambell. Filed Sept. 24. BK Beauty Supply LLC, 2320 Main St., Bridgeport 06606, c/o Lucio Alheiros Lima. Filed Sept. 20. Blue Orchid Homes, 94 Fremont St., Bridgeport 06607, c/o Deblina Halder. Filed Sept. 21. Dongar Corp., 540 Grant St., Bridgeport 06610, c/o Gary Feller. Filed Sept. 19. Family Centers Inc., 40 Arch St., Greenwich 06830, c/o James Vivier. Filed Sept. 24. First Choice Restaurant LLC, 3896 Main St., Bridgeport 06606, c/o Jermaine Wright. Filed Sept. 19.

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First Choice Restaurant, 3896 Main St., Bridgeport 06606, c/o Jermaine Wright. Filed Sept. 19. Floren Trino’s Little Luigis, 122 River Road, Extension 7, Greenwich 06807, c/o Ralph Florentino. Filed Sept. 19. Health Info Copyrighting, 57 Mimosa Court, Ridgefield 06877, c/o Aprille Santola. Filed Sept. 19. Introduction Pro, 4 Sheephill Road, Unit B, Greenwich 06878, c/o Jeffrey L. Brenner. Filed Sept. 20. Ismael Construction Services LLC, 651 Laurel Ave., Bridgeport 06607, c/o Ramiro Hernandez. Filed Sept. 19. Jose Guadion, 110 Steuben St., Bridgeport 06608, c/o Jose Gaudion. Filed Sept. 18. Kumon of Wilton, 5 River Road, Wilton 06897, c/o Adina G. Dinca. Filed Sept. 20. Matsu Sushi, 33 Jesup Road, Westport 06880, c/o Matsu Sushi. Filed Sept. 21. Pedro’s Landscaping, 10 Reed Lane, Greenwich 06878, c/o Pedro Valdovinos. Filed Sept. 28. VC Landscaping, 525 Palisade Ave., Apt. 1010, Bridgeport 06610, c/o Vladimir Carrion. Filed Sept. 21. VM Nails LLC, 1624 Capital Ave., Bridgeport 06606, c/o Viviane Aparecida Martins Van Erven Batista. Filed Sept. 19. VM Nailstudio, 2710 North St., Bridgeport 06604, c/o Viviane Aparecida Martins Van Erven Batista. Filed Sept. 19. Zahir LLC, 273 Lexington Ave., Bridgeport 06604, c/o Zahir Haq. Filed Sept. 21.

PATENTS 3-D printing using intermediate transfer belt and curable polymers. Patent no. 10,099,421 issued to John S. Facci, Webster, New York; David C. Craig, Pittsford, New York; David S. Derleth, Webster, New York; Eliud Robles Flores, Rochester, New York; Varun Sambhy, Pittsford, New York. Assigned to Xerox Corp., Norwalk.

Method and apparatus for authorizing a print device to perform a service using a portable memory device. Patent no. 10,110,780 issued to Donald J. Gusmano, Henrietta, New York. Assigned to Xerox Corp., Norwalk. Methods and systems for managing authentication devices coupled to multifunction devices. Patent no. 10,104,240 issued to Peter Granby, Stevenage, Great Britain; Rajana Mukesh Panchani, London, Great Britain. Assigned to Xerox Corp., Norwalk. Optimizing MICR ink usage with multiple ink droplet sizes. Patent no. 10,105,979 issued to Linn C. Hoover, Webster, New York; David A. VanKouwenberg, Avon, New York; John P. Meyers, Penfield, New York. Assigned to Xerox Corp., Norwalk. Paper path sensing of nonreflective paper with reflective sensors. Patent no. 10,101,701 issued to Michael N. Soures, Webster, New York. Assigned to Xerox Corp., Norwalk. Personalized packaging production system. Patent no. 10,105,923 issued to Linn C. Hoover, Webster, New York; William J. Nowak, Webster, New York; Robert A. Clark, Williamson, New York; Peter J. Knausdorf, Henrietta, New York; Thomas J. Wyble, Williamson, New York. Assigned to Xerox Corp., Norwalk. Printer machine user interface screen with icon. Patent no. D831,699 issued to Shane Jewitt, Webster, New York. Assigned to Xerox Corp., Norwalk. Scanner device menu containing custom size options for items to be scanned. Patent no. 10,097,708 issued to Peter Granby, Stevenage, Great Britain; Rajana Mukesh Panchani, London, Great Britain. Assigned to Xerox Corp., Norwalk. Systems and methods for implementing selectable input media routing of multiple input media forms from multiple axes in image forming devices. Patent no. 10,102,456 issued to Douglas K. Herrmann, Webster, New York. Assigned to Xerox Corp., Norwalk.

LEGAL NOTICES Notice of Formation of Lab5Accessories LLC Art. Of Org. filed with SSNY on 9/12/18. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the Troy Gerber, 1 City Place #2706 White Plains, NY 10601. Purpose: any lawful purpose. #61870 NOTICE OF FORMATION of Lee Tech Consulting, LLC. Articles of Organization filed with the New York Department of State on Aug 10, 2018. Office location: Westchester County. The Secretary of State of New York (SSNY) is designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: InCorp Services, Inc., One Commerce Plaza, 99 Washington Ave, Ste. 805-A, Albany, NY 12210. Registered agent: InCorp Services, Inc. Purpose: any lawful purpose. #61871 Notice of formation of Mental Wealth Practice, Licensed Mental Health Counseling, PLLC. Arts. of Org. filed with the Secy. of State of NY (SSNY) on 8/29/18. Office location: Westchester County. SSNY designated as agent of PLLC upon whom process may be served. SSNY shall mail copy of process to the PLLC, 280 N. Central Ave, Suite 450A, Hartsdale, NY, 10530. Purpose: Practice the profession of Mental Health Counseling #61872 431 Rushmore Avenue, LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 9/13/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to Odedd, LLP, 235 Mamaroneck Ave., Ste. 403, White Plains, NY 10605. General Purpose. #61874 507 Halstead LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 5/10/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 15 2nd St., Harrison, NY 10528-3509. General Purpose. #61875 Notice of formation of FERN LEAF DESIGNS, LLC. Arts of Org. filed with SSNY on 9/17/2018. Office loc. Westchester County. SSNY designated as agent upon whom process may be served. SSNY shall mail copy of any process Fern Leaf Designs, LLC 11 Edwards Court, Bedford Corners, NY 10549. Purpose: any lawful act or activity. #61876

508 Seventh Street, LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 9/18/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 235 Mamaroneck Ave., Ste. 403, White Plains, NY 10605. General Purpose. #61879 NOTICE OF FORMATION OF SUPRANOWITZ CONSULTING LLC. Articles of Organization were filed with the SSNY on 9/13/18. Office location is Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to 190 Lake Shore Drive Pleasantville NY 10570. Purpose: Any lawful act or activity. #61881 Defortuna Design Co., LLC Art.of Org, filed with SSNY on 08/08/2018. Off. loc: Westchester County. SSNY designated as agent upon whom process against it may be served and will mail a copy of process to: The LLC, 48 Brae Burn Drive, Purchase, New York 10577, Purpose: all lawful. #61882 Notice of formation of Arm Security, LLC. Articles of Organization filed with the Secretary of State of New York (SSNY) on September 20, 2018. Office located in Westchester. SSNY has been designated for service of process. SSNY shall mail copy of any process served against the LLC to 193 Upper Shad Road, Pound Ridge, NY 10576. Purpose: any lawful purpose. #61883 Ettore Holdings, LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 9/20/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to c/o The Galinn Fund, 399 Knollwood Rd., Ste 318, White Plains, NY 10603. General Purpose. #61885 Notice of Formation of JPC Pro Consulting LLC Art. Of Org. filed with SSNY on 8/17/18. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 4 Cobblefield lane, White plains, NY 10605. Purpose: any lawful purpose. #61887 NOTICE OF FORMATION OF MAHSA A SOHRAB MD PLLC. Articles of Organization filed with the Secretary of State of NY (SSNY) on 9/13/2018. Office location: WESTCHESTER County. SSNY has been designated as agent upon whom process against it may be served. The Post Office address to which the SSNY shall mail a copy of any process against the PLLC served upon him/ her is: MAHSA SOHRAB 18 SMALLWOOD PL WHITE PLAINS NY 10603 The principal business address of the PLLC is: 18 SMALLWOOD PL WHITE PLAINS NY 10603 Purpose: any lawful act or activity #61888

Notice of Formation of LDTD Group, LLC Art. Of Org. filed with SSNY on March 29, 2018. Office located in Westchester Co. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 162 New Chalet Dr. Mohegan Lake, NY 10547. Purpose: any lawful purpose. #61889 Notice of formation of Limited Liability Company (ìLLCî). Name: Walison Development LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on September 25, 2018. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Walison Development LLC, 237 West Lincoln Avenue, Mt. Vernon, New York 10550. Purpose/ character of LLC is to engage in any lawful act or activity. #61890 The American Gold Cup, LLC, Arts. of Org. filed with SSNY 09/24/2018. Office loc: Westchester County. SSNY has been designated as agent upon whom process against LLC may be served. SSNY shall mail process to The LLC, Attn: Adam Brodsky, 3 W 57th Street, 7th Floor, New York, NY 10019. Purpose: Any Lawful Purpose. #61891 VJ Project Management LLC has filed articles of organization with the Secretary of State of NYS on 09/25/2018. The offices of this company are located in Westchester County, NY. The Secretary of State has been designated as agent of the limited liability company upon whom process against it may be served. The address to which the Secretary of State shall mail a copy of any process against the limited liability company served upon him or her is 31 Seneca Drive, Chappaqua, NY 10514. The company is organized to conduct any lawful business for which limited liability companies may be organized. #61892 Notice of formation of STEP OFF THE BOAT, LLC. Arts of Org. filed with SSNY on 9/10/2018. Office loc. Westchester County. SSNY designated as agent upon whom process may be served. SSNY shall mail copy of any process Step Off the Boat, LLC 34 Bramblebrook Road, Ardsley, NY 10502. Purpose: any lawful act or activity. #61893 Notice of formation of MY HOUSE BUYER, LLC Art org. filed with SSNY on 9/19/2018. Office loc. Westchester County. SSNY designated as agent upon whom process may be served. SSNY shall mail copy of any process My House Buyer, LLC 34 Bramblebrook Road, Ardsley, NY 10502. Purpose: any lawful act or activity. #61894

Notice of formation of 173 Maple LLC Art.of Org. filed w/ SSNY on Sept 7, 2018 office location: Westchester County SSNY designated as agent of the LLC upon who prcess against it may be served. SSNY shall mail process to: Gregg Anderson 1695 Croton Lake Rd Yorktown Heights, NY 10598 Purpose: any lawful purpose #61895 Hunter Drive-In LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 9/24/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 315 North Broadway, Sleepy Hollow, NY 10591. General Purpose. #61896 Notice of Formation of Same Day Solutions, LLC Art. Of Org. filed with SSNY on 9/19/18. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 84 Hyatt Avenue, Yonkers, NY 10704. Purpose: any lawful purpose. #61898 LASER ELECTRIC SERVICES LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 08/06/2018. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 137 Pelham Rd., New Rochelle, New York 10805, principal business location of the LLC. Purpose: any lawful business activity. #61899 Notice of formation of Pavilion Coaching Services LLC. Articles of Organization filed with the Secretary of State of New York SSNY on 05/31/2018. Office location: Westchester. SSNY is designated for service of process. SSNY shall mail copy of any process served against the LLC 19 John Cava Lane Cortlandt Manor, NY 10567 Purpose: any lawful purpose. #61900 Nectar De Fete LLC. Art. Of Org. Filed with NY Secy of State on 17/19/2018. Office location: Westchester County. SSNY desig. as agent upon whom process may be served. SSNY shall mail a copy to the LLC 20 Van Cortlandt Pl. Cortlandt Manor NY 10567. Purpose: any lawful purpose #61901 Name of LLC: GPS Funding LLC. Application for Authority of Connecticut LLC filed with NY Sec. of State 9/21/18. Princ. off. loc.: Westchester Cty. Sec. of State designated as agent of LLC upon whom process against it may be served. Sec. of State shall mail a copy of process to the LLC, 2 Dearfield Drive, Suite 3, Greenwich, CT 06831: Purpose is any lawful activity. #61902

49 Chestnut Street LLC Filed 9/27/18 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 65-22 79th Place, Middle Village, NY 11379 Purpose: all lawful #61903 Giacinto Realty Holdings LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 7/19/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 671 Bronx River Rd., Unit 5K, Yonkers, NY 10704. General Purpose. #61905 Rubenstein & Cohen LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 10/5/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 155 White Plains Rd., Tarrytown, NY 10591. General Purpose. #61906 NOTICE OF FORMATION OF ROYAL UNISEX SALON, LLC. Arts of Org filed with the State of NY (SSNY) on 8/28/2018. Office in Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to:Careta Ali, 255 E Prospect Ave. Apt 1F, Mount Vernon NY 10550. Purpose: any lawful purpose or activity. #61907 Notice of Formation of SECOND DERIVATIVE INVESTORS, LLC. Articles of Organization filed with Secretary of State of New York (SSNY) on 07/23/2014. Office location: Westchester County. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC to Francis J. Saldutti, 149 Old Stone Hill Rd., Pound Ridge, NY 10576. Purpose: any lawful purpose or activity. #61908 Pac Your Bags LLC. Filed 5/14/18 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 100 South Bedford Road, Ste 340, Mount Kisco, NY 10549 Reg. Agent: United States Corporation Agents, Inc. @ 7014 13th Avenue, Suite 202, Brooklyn, NY 11228 Purpose: all lawful #61909 Gilbertís Global LLC. Auth. filed SSNY 8/17/18. LLC org. in DE 6/21/18. Princ. off loc & addr: Westchester Co, 1 Carstensen Rd, Scarsdale, NY 10583. SSNY desig. as agent of LLC upon whom proc. may be served & shall mail proc. to CSC, 251 Little Falls Dr., Wilmington, DE 19808, reg. agt. Cert. of Form on file: SSDE, Townsend Bldg., Dover, DE 19901. Purp.: any lawful purpose. #61910 Melike Trucking LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 9/25/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 14 Martens Place, C-2, Mount Vernon, NY 10550. General Purpose. #61911

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Notice of Formation of Nantahala Strategies, LLC Art. of Org. filed with SSNY on 09/14/18. Offc. Loc: Westchester Cty, SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 25 Neperan Rd. Apt 3, Tarrytown, NY 10591. Purpose: any lawful purpose. #61912 Notice of Application for Authority to do business in New York of MCCARTNEY STUCKY LLC (ìLLCî). Application for Authority filed with the Secretary of State (ìSSNYî) 10/10/18. LLC formed in Missouri (ìMOî) 8/30/18. Office location is Westchester County. SSNY has been designated as agent of LLC upon whom process against it may be served. SSNY shall mail a copy of such process to LLC at 411 Theodore Fremd Ave., Suite 206 South, Rye, NY 10580. Office address in MO is 330 W. 47th St., Suite 250, Kansas City, MO 64112. Copies of Articles of Organization of LLC are on file and may be obtained from the Secretary of State of MO, 600 W. Main St., Jefferson City, MO 65101. Purpose of business of LLC is any lawful business or purpose. #61913 Notice of the formation of JOHN HAMM CONSTRUCTION DEVELOPMENT LLC. Art. Of Org, filed with SSNY on 8-27-18, SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process for any lawful purpose, to: the LLC, 1 Glenwood Ave, Yonkers, NY 10701. #61916 FURNITURE AMERICAN PLUS, LLC. Arts.of Org. filed with the Secy of STAte of NY (SSNY) on 9/28/18. Off Loc: Westchester County. SSNY designated agent upon whom proccess may be served and shall mail copy to LLC c/o 32 Park Ave. Apt 3A White Plains, NY 10603. Purpose: all lawful #61917 NOTICE OF FORMATION of HarleyVine Design LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 6/7/18. Offc. Loc.: Westchester Cty. SSNY desig. as agent of LLC upon whom process against it may be served. SSNY shall mail process to: Amy R. Ecker, 47 London Ter., New Rochelle, NY 10804. Purpose: any lawful purpose. #61918 Notice of Formation of Little Mademoiselle, LLC. Arts. of Org. filed with SSNY on 7/23/18. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to 118 Pinesbridge Road, Katonah, New York 10536. Purpose: any lawful act or activity. #61919

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North No South LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 10/18/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to LLC c/o 21 Pines Bridge Road, Yorktown Heights, NY 10598. General Purpose. #61920 Notice is hereby given that an on-premise license, # TBA has been applied for by Tir Chonail LLC to sell beer, wine and liquor at retail in an on premises establishment. For on premises consumption under the ABC law at 942 McLean Avenue Yonkers NY 10704. #61921 Notice of formation of SDC SOLAR I, LLC. Arts of Org. filed with SSNY on 8/24/18. Office loc. Westchester County. SSNY designated as agent upon whom process may be served. SSNY shall mail copy of any process to: Anna Parker 471 Milton Rd. Rye, NY 10580. Purpose: any lawful act or activity. #61922 Name of the LLC: Soleil Consults (US) LLC Date of filing of Articles of Organization with the NYS Dept. of State: 09/06/18 County the LLC is located in: Westchester The Secretary of State has been designated as agent of the LLC upon whom process against it may be served. Address of the LLC: 161 Pearsall Dr., Mount Vernon, NY 10552 The character or purpose of the business: Business Support Services # 61880 The Articles of Organization of Palmer Developers, LLC (the Company ) were filed with the Secretary of State of the State of New York on October 3, 2018. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the State to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: 25 Round Hill Drive, Yonkers, New York 10701. The Company was formed for any lawful business purpose or purposes permitted under the New York Limited Liability Company Act. # 61914 NOTICE OF FORMATION OF GERM JAIL LLC. Articles of Organization filed with the Secretary of State of NY (SSNY) on 10/17/2018. Office location: WESTCHESTER County. SSNY has been designated as agent upon whom process against it may be served. The Post Office address to which the SSNY shall mail a copy of any process against the LLC served upon him/her is: JACQUELINE NEW 37 NETHERMONT AVE WHITE PLAIN NY 10603 The principal business address of the LLC is: 37 NETHERMONT AVE WHITE PLAINS NY 10603. Purpose: any lawful act or activity # 61915

OCTOBER 29, 2018

experience something real #PAC1819 November 2 NW Dance Project 4 Aida Cuevas Totalmente Juan Gabriel 18 Circa Carnival of the Animals

December 1 CMS of Lincoln Center Windstorm 1 Jazz at The Center: Joe Lovano plays Bernstein 2 Mermaid Theatre of Nova Scotia The Rainbow Fish 8 Orpheus Chamber Orchestra | Steven Isserlis, cello 9 Boston Brass Christmas Bells Are Swingin’ 14 The Rob Mathes Holiday Concert (also on Dec 15) 16 Westchester Philharmonic Winter Pops! January 19 Gina Chavez 26 CMS of Lincoln Center Esteemed Ensemble February 2 DIAVOLO: Architecture in Motion® 10 Westchester Philharmonic Friends and Family 16 Robin Spielberg March 2 CMS of Lincoln Center Hungarian Fire 10 Trusty Sidekick Theatre Company Shadow Play 16 Aspen Santa Fe Ballet 23 Portland Cello Project Homage to Radiohead 30 Jazz at The Center with Cyrille Aimee April 7 Tiempo Libre 7 Westchester Philharmonic All-Beethoven Season Finale 20 The Triplets of Belleville 25 BODYTRAFFIC May 4 CMS of Lincoln Center Deeply Inspired 5 Daniel Kelly’s Rakonto: Student Voices

914.251.6200 www.artscenter.org

LUCILLE WERLINICH, Chair of Purchase College Foundation