Westchester & Fairfield County Business Journals 11.30.15 by Westfair Business Journal

WESTCHESTER & FAIRFIELD COUNTY

BUSINESS JOURNALS

NOVEMBER 30, 2015 | VOL. 51, No. 48

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Some stores skipping Thanksgiving sales BY EVAN FALLOR AND REECE ALVAREZ

ach year, it appears Black Friday becomes more like Black Thursday. Thanksgiving diners shovel in the last bites of pumpkin pie and zoom out to their favorite stores, which have opened closer and closer to turkey time, then brave long lines and cold temperatures in the hopes of taking advantage of slashed prices. It’s a strategy that has been targeting the bargain hunter for quite some time, but this year saw an increased number of big-box stores shutter their doors on Thanksgiving. Costco, national clothing retailers DSW, Nordstrom, T.J. Maxx and Marshalls and home improvement stores The Home Depot and Lowe’s were among those that shuttered their doors on Thanksgiving Day, in an effort to allow employees to spend the holiday with their families and friends. Shoe retailer DSW, which operates stores in Yonkers, White Plains, Port Chester and Mohegan Lake, did not open until 7 a.m. Friday. “While many retail stores will be opening

for business on Thanksgiving Day, this year we continue the DSW tradition of keeping ours closed,” DSW CEO Michael R. MacDonald said in a statement. “Family time is extremely important to us, and we want our associates to enjoy the holiday with their loved ones.” Nordstrom, the Seattle-based high-end clothing retailer, has closed on Thanksgiving Day for “as long as anyone can remember,” said spokesman Dan Evans Jr. The company, which debuted in 1901, operates a store at The Westchester in White Plains that did not open until 8 a.m. Friday. Evans said the company uses Thanksgiving to implement its winter holiday decorations in stores, though its website remained open for business. “Customers really like this approach, they’ve told us over the years,” Evans said. Owned by Simon Property Group, The Westchester was closed on the holiday and opened at 7 a.m. for Black Friday, while The Galleria at White Plains, also operated by Simon, opened at 6 p.m. on Thanksgiving and closed at 1 a.m. on Friday before reopening again five hours later. » Thanksgiving, page 8 Staffer Danielle Renda practices for the upcoming shopping season.

2016 county budget cuts spell uncertain future for nonpro�its BY EVAN FALLOR Evan@Westfairinc.com

WHEN ASKED WHAT THEY WANTED TO SAY TO WESTCHESTER COUNTY EXECUTIVE ROBERT P. ASTORINO in response to his proposed 2016 county budget, leaders of nonprofits responded: • “We need him to remember everyone, not just someone.” • “We need him to return calls.” • “We need the arts to feed our souls.”

• “We need the parks to feed our souls.” The pointed words came Nov. 19, when nine nonprofits, organized by Nonprofit Westchester, held a press conference at Yonkers Public School 30 before the first of three Board of Legislators public hearings on the budget, rallying together under the hashtag and unified coalition #KeepWestchesterThriving. Astorino’s proposed $1.8 billion 2016 county capital and operating budget, due to be approved no later than Dec. 27 by legislators, calls for a 20 percent cut in funding to

Westchester’s nonprofits. For some organizations, reduced funding would mean the elimination of a program or several positions. For others, it would mean sink or swim. For the Greenburgh Nature Center, a $50,000 cut — 100 percent of its county funding — would mean the layoff of two full-time employees and a reduction in its programs and events. Officials from The Campaign for Kids, a branch of the Westchester Children’s Association, said Astorino’s proposed budget provides money toward child » Budget, page 8

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WESTCHESTER & FAIRFIELD COUNTY GUEST VIEW

BUSINESS Arts essential to Westchester economy JOURNALS

BY JANET LANGSAM

ome 35 years ago, during New York City’s fiscal crisis, a proposal was made to cut the arts. To save them, the chairman of the city’s arts commission likened this foolish notion to the goose that laid the golden eggs. You remember that story: The goose was shot. Disaster. No more golden eggs. Recently, the county executive proposed a similar folly. A nearly half-million-dollar cut to the arts in Westchester between ArtsWestchester and the Hudson River Museum. ArtsWestchester’s goose is one that has been leveraging county dollars on a 1-to40 basis. That is to say, every dollar the county allocates to ArtsWestchester triggers another $40 in other funds. Put another way, the $330,000 cut to ArtsWestchester may cost the arts in this county some $13.2 million. I say “may” because I hope the Board of Legislators will restore the funds. The sad part is that sales tax is down in the county,

and the goose that feeds the sales tax trough is getting shot. The not-for-profit arts sector in Westchester has a $156 million economic impact and has grown and fueled some 5,000 jobs. These jobs are in the not-for-profit arts sector, as well as in places like restaurants and bars where folks go before and after the concert. This is the cultural infrastructure that has been built in Westchester with seed money from the county. This effort has yielded a 189 percent growth in economic impact over the 20-year period between 1990 and 2010. Here’s another fact: the cultural sector in Westchester in 2010 returned more than $23 million to state and local government in the form of income tax and — guess what? — sales tax. In other words — the goose gives the county government many dollars for every dollar fed to it. So where are these golden eggs coming from? Well in 2010, some 2.7 million people attended cultural events in Westchester. Much of this money was from residents spending in their own county. However, about one-

third of the annual $156 million in economic impact comes from tourists spending more per person than county residents do. The message from Westchester’s cultural community is simple: Don’t shoot the goose that lays the golden eggs, because its ripple effect is enormous. Studies show that there are some 13,153 workers — a combination of both profit and nonprofit small businesses such as photographers, designers, film crews, dance schools, musicians — working in Westchester. This is a creative sector that has also grown exponentially as the cultural offerings here have increased in quantity and quality. These 3,178 arts-related businesses account for 5.2 percent of the total number of businesses located in Westchester. As an employment sector, creative industries are growing with 13,000-plus jobs, compared to the 18,000-and- shrinking manufacturing jobs. So, along with the goose, don’t shoot the messenger. Janet Langsam is CEO of ArtsWestchester in White Plains.

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THOMAS J. SCHWARZ, PURCHASE COLLEGESUNY PRESIDENT, responded to the County Executive’s proposed budget cuts for the arts: “The arts inspire people to become creative and in turn create jobs and attract jobs. The county can’t have it both ways. Creative people in biotech and other fields won’t want to live here without a vibrant arts scene. We at Purchase College will continue to do our part with the elementary school students who attend Arts in Education events at the Performing Arts Center, the families who look forward to introducing their children to art for the first time at the Neuberger Museum of Art, and countless audience members who expand their minds at performances and exhibits created by our talented students. What we do here matters. “The County must continue to do its part. It has shrunk support for the arts more than enough. We respect the need for reasonable tax levels. But a balanced budget should not mean an unbalanced approach to the arts. Nor should the arts be used as a game between the (County) Executive and the county Board of Legislators. Legislators have a short window of time to restore these funds. I urge all Westchester residents to add their voices to my concerns.”

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NOVEMBER 30, 2015

New breed of robots goes to work at Mount Vernon factory

WESTCHESTER & FAIRFIELD COUNTY

BUSINESS JOURNALS

MAIN OFFICE TELEPHONE 914-694-3600 OFFICE FAX 914-694-3699 EDITORIAL EMAIL bobr@westfairinc.com WRITE TO 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407

BY JOHN GOLDEN

jgolden@westfairinc.com

Mount Vernon manufacturer is bringing production back home and making his small business more competitive in the global marketplace with the adoption this year of a pioneering technology developed by a Danish robotics company. At Bridge Metal Industries, a contract manufacturer of advertising and retail display lighting at 717 S. 3rd Ave., collaborative robots are working beside human employees on metal presses and in packaging and powder coating operations. Co-owner Robert Blanchard has bought eight of the new breed of industrial robots — lightweight, portable, six-jointed mechanical arms operated by a computer program — from Universal Robots, a 10-year-old company headquartered in Odense, Denmark. By next June he expects to employ 20 of the “cobots” — a term coined by Universal Robots executives — in the approximately 82,000-square-foot plant to which Bridge Metal Industries relocated from the Bronx 10 years ago. On a recent weekday, Bridge Metal machine operator Victor Peralta supervised the work of two temporary workers employed at the factory through a federally subsidized job placement program for developmentally disabled people at AHRC New York City. The men watched the automated tools repetitively insert and remove flat metal sheets from the presses and occasionally punched a button on a touchscreen tablet to halt a robot while they sorted and stacked finished shelving for a L’Oreal cosmetics retail display. “I like doing the robots,” said AHRC employee John Adorno, watching his automated partner at a brake press. Adorno needed only one week of training for the job. The collaborative robots have benefited AHRC and the developmentally disabled who work in its community employment program, said Peter Tomasi, assistant director of vocational services at AHRC New York City. While the nonprofit services agency has performed contract work for Bridge Metal at AHRC’s Bronx facility, the robotic workplace additions brought the temporary employees to work on-site in Mount Vernon. “It’s changed now with robotics,” Tomasi said. “It gives access to jobs that people with developmental disabilities didn’t have access to. It’s opened up employment opportunities in the community.” The pioneering workplace project at

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Publisher Dee DelBello Associate Publisher Anne Jordan Managing Editor Bob Rozycki Westchester County Bureau Chief John Golden Editor Bill Fallon Associate Creative Director• Dan Viteri NEWS Digital & Copy Editor • Melissa Hebert Reporters • Reece Alvarez, Evan Fallor, Colleen Wilson, Mary Shustack AHRC New York City worker O’Niel Carrasquillo, left, and Bridge Metal Industries machine operator Victor Peralta keep an eye on a collaborative robot working a bench press in Mount Vernon.

Bridge Metal “is a nice marriage of a flexible tool in a robot and a flexible workforce in the people that we’re providing and we’re training,” said Tomasi. “Our guys are working with it comfortably after three or four days.” Mette McCall, a spokesperson for Universal Robots, said collaborative robots are “a new dramatic departure from traditional industrial robots,” which are heavy and stationary, expensive, difficult to program, and require safety cages when operating. The three aluminum and plastic collaborative robot models marketed by the Danish company weigh from 24 to 64 pounds and range in price from the mid-$20,000s to the mid-$40,000s. They also are programmed to stop in their tracks when a human worker gets too close. “These kinds of robots are addressing a whole different segment of industry, which are the small and medium-sized businesses,” said Daniel Friis, chief commercial officer of Universal Robots, during a visit to the Mount Vernon factory. With 84 employees, Bridge Metal Industries is one of those businesses that could be changed by this evolved robotics technology. “When you are a contract manufacturer with high mix, low volume,” said McCall, “that’s where you need a robot like this.” Customized manufacturing and small production runs are a trend in manufacturing today, said Cynthia Kradjel, a New Rochelle resident and area sales manager for Universal Robots, which in 2012 opened a U.S. subsidi-

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ary based in East Setauket. “With our tools, it makes businesses more competitive again in customized, small runs.” Kradjel said she is seeing high demand for Universal’s robots among medical device manufacturers. Friis said the robots are being put to new uses across a range of industries, “from medical to food to metal industries like here. There’s a huge, wide variety.” Friis said the robotic arms have been purchased by private hospitals to help patients perform physical exercises when rehabilitating from knee surgery, for example. “It’s all kind of small niches that you can actually use the robot to work,” he said. “Everybody’s trying to do this now,” McCall said of competing technology companies. But as the first maker of collaborative robots, Universal Robots has an advantage over its competitors and holds an approximately 60 percent market share, she said. Launched on the market in Denmark and Germany in 2009, “It’s basically everywhere” around the world now, Friis said. He said about half of the company’s sales are in Europe, while the American and Asian markets each account for about one-fourth of sales. “China is exploding” as a market for collaborative robotics, Friis said. To serve its growing Asian market, Universal Robots has offices in Shanghai and Singapore and recently opened its first Indian office in Bangalore. The company also has a second U.S. office in the high-tech » AHRC, page 26

ART & PRODUCTION Art Director • Michaela Zalko Graphic Designer/Video Production • José Donneys ADVERTISING SALES Manager • Anne Jordan Metro Sales and Custom Publishing Director Barbara Hanlon Account Managers Lisa Cash, Patrice Sullivan Events Sales & Development • Marcia Pﬂug AUDIENCE DEVELOPMENT & CIRCULATION Events Manager • Danielle Brody Events Coordinator• Amber Matthews Circulation Manager • Sylvia Sikoutris Telemarketing Director • Marcia Rudy Circulation Representative • Brianne Smith Digital Research Coordinator • Danielle Renda ADMINISTRATION Contracted CFO Services Adornetto & Company L.L.C. Human Resources & Payroll Services APS PAYROLL Oﬃce and Sales Coordinator • Robin Costello Westchester County Business Journal (USPS# 7100) and Fairfield County Business Journal (USPS#5830) are published Weekly, 52 times a year by Westfair Communications, Inc., 3 Westchester Park Drive, White Plains, NY 10604. Periodicals Postage rates paid at White Plains, NY, USA 10610. POSTMASTER: Send address changes to: Westchester County Business Journal or Fairfield County Business Journal by Westfair Communications, Inc., 3 Westchester Park Drive, White Plains, NY 10604. Annual subscription $60; $2.50 per issue More than 40 percent of the Business Journal is printed on recycled newsprint. © 2015 Westfair Communications Inc. All rights reserved. Reproduction in whole or in part without written permission is prohibited.

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Record $15M donation to boost Iona business school tion well into the 21st century.” Iona College President Joseph E. Nyre said: “We are enormously grateful for this transformative gift. It will enable us to construct a facility that advances our vision, sharpens our distinctiveness, increases affordability and strengthens infrastructure.”

Robert V. LaPenta addresses Iona College officials Nov. 20 after making a $15 million donation to the School of Business. Iona photo by Monika Graff

BY EVAN FALLOR

evan@westfairinc.com

ona College grad and Aston Capital CEO Robert V. LaPenta has given back to his alma mater in a big way — a $15 million donation, the largest amount given in the school’s 75-year history. The money will be used to improve Hagan Hall, which houses Iona’s School of Business. The project includes additions that would nearly triple the size of the space and will include new classrooms, meeting space, faculty offices, a lecture hall, career center and an expanded trading floor classroom. LaPenta previously donated approximately $10 million toward the construction of Iona’s Robert V. LaPenta Student Union building, the Ryan Library and the trading floor of its business school. LaPenta, who graduated from Iona in 1967, founded Aston Capital LLC, a Stamfordbased private investment company with specialties in military communication companies and businesses with green technology. He also serves as chairman and CEO of Revolution Lighting Technologies Inc. of Stamford, an LED technology company, and The Radiant Group, a military intelligence company. “I am proud to support Iona’s mission of creating graduates that are smart, ethical, creative problem solvers,” LaPenta said. “My time at Iona prepared me well to be successful in business and positively impact businesses and the livelihoods of others. I believe this gift will enhance Iona’s strong business school performance and reputa-

The donation was made to Iona Forever, a $150 million fundraising campaign launched earlier this year. The school launched the public phase of the Iona Forever Campaign in September as part of its five-year comprehensive strategic plan developed in

2012. Funds raised will go toward student scholarships, faculty and academic program advancements, and improvements to classrooms and living areas. Officials said more than $63.7 million has been raised by Iona’s board of trustees, campaign cabinet and other supporters.

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NOVEMBER 30, 2015

Georgetown wire mill redevelopment languishes in litigation BY REECE ALVAREZ

ralvarez@westfairinc.com

he Gilbert & Bennet Wire Mill in Georgetown has sat silent since the company transferred its manufacturing operations out of state in 1989, ending 171 years of industrial production in the Fairfield County village. In the decades since, a plan to redevelop the 55-acre industrial site as a transit-oriented residential and commercial complex has languished with no clear path forward in sight. “People in Redding ask, ‘Will this be done in my lifetime?’” said Julia Pemberton, first selectman in the town of Redding, in which a portion of the village of Georgetown and the long-vacant mill are located. Purchased by the Georgetown Land Development Co. in 2002, the mill site originally was to be redeveloped with 416 housing units, including single-family homes, townhouses, lofts, apartments and affordable housing and up to 270,000 square feet

of retail, restaurant and commercial office space. The original plan also called for the construction of a performing arts center in addition to the project’s main attraction, a new Georgetown train station to provide service on Metro-North Railroad’s Danbury rail line. The Connecticut Department of Transportation estimated the project would yield 1,500 new jobs and early economic impact studies estimated $5 million in yearly revenue for the town of Redding once the development reached full occupancy. Plans for the station have been approved by state transportation officials but the question of funding still remains a major impediment, as does a mountain of debt that has stalled the entire project in recent years. Also yet to be fully addressed are industrial waste residues on the site, which will require an environmental cleanup but currently do not pose any threat of exposure, Pemberton said. The ambitious redevelopment project came to a legal halt in recent years as more

than $3 million in back taxes and interest have accrued, leading the town to initiate foreclosure proceedings against Georgetown Land Development Co. in July 2014. Thirteen other defendants, including contractors and lienholders, are named in the lawsuit. “At this point, the foreclosure is in and of itself a means of moving the project forward,” Pemberton said. “At the same time we are also hoping a negotiation continues with the parties, but when you go back to the original project’s timeline there was a 10-year buildout for this project.” If the legal impasse is resolved, the project has the potential to be transformative not only for the town of Redding, but the surrounding towns of Ridgefield, Wilton and Weston which share borders in close proximity to the wire mill, Pemberton said. “Young people are getting priced out of Stamford and Norwalk, so where are they going to look — they are going to look north,” she said. “It will add a lot both in terms of the cultural, business and residential quality of the town and as an asset in a rural communi-

ty. To have the best of both worlds here would make Redding that much more desirable.” Pemberton said she is hopeful that the deadlock can be broken and that the developer, town and involved parties can move forward with the project. Christopher Lynch, a consultant working with the land development company, said the company is as interested in developing the project as the town is. “We are committed to seeing the project move forward. We have a fiduciary responsibility to protect the interest of our creditors,” he said. “I think everyone involved has the same goal of wanting to see this project move forward in a manner close to or consistent with the approved master plan.” Both Pemberton and Lynch acknowledged that whoever proceeds with the development of the wire mill will likely need to revisit the original plans to fit with a vastly different economy from a decade ago. “I have been told by many developers that our master plan is not viable in today’s market,” Pemberton said.

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NOVEMBER 30, 2015

Thanksgiving — » » From page 1

“Our extra festive holiday hours provides guests with the utmost convenience so they may celebrate the season in a way that meets their needs — from the early riser in search of the great deals to the last-minute shopper on a quest for the perfect gift to delight their loved ones,” said Paula Kelliher, area director of mall marketing for The Westchester and The Galleria. That’s how Kevin Paul Scott, co-founder of Atlanta-based consulting firm ADDO Worldwide, sees it. He’s seen more and more stores rolling back the clock from early Black Friday, to midnight on Thanksgiving, to even earlier times, but said a core group of retailers have resisted and remained closed on the holiday, a trend that began last year. Thanksgiving closures, he said, are another way of communicating to customers that they care about their employees in hopes of building better brand recognition, and “subtly or not so subtly” shaming other retailers who remained open. The target: younger shoppers. “Millennials choose companies to do business with the way that previous generations chose charities,” Scott said. “When they spend, they want it to say something about

Budget — » » From page 1

care subsidies and other youth programs, but would eliminate the only program in the county that provides specialized treatment for victims of sexual abuse. The Cornell Cooperative Extension, an Elmsford-based nonprofit that provides Cornell University education programs to Westchester residents, would see a 75 percent drop in funding, down from $800,000 in county funds this year to $200,000 in the proposed 2016 budget. ArtsWestchester CEO Janet Langsam said the $330,000 drop in funding to her organization would cost the county arts community and the Hudson River Museum in Yonkers roughly $13.2 million in potential revenue. Luis R. Rosario Rodriguez, representing John Jay Legal Services of Pace Law School on behalf of the Immigration Justice Clinic, said Westchester’s low-income and working-class families “We serve a demographic that has as much a right to quality legal representation as any other citizen of this county,” Rodriguez

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what they believe. This is a way to build a deeper connection with those consumers.” The National Retail Federation, which tracks holiday shopping statistics, found in a preliminary Thanksgiving weekend survey that 78 percent of 18-24-year-olds and 77 percent of 25-34-year-olds would shop during the Thanksgiving weekend. The organization estimated that 135.8 million shoppers would shop in stores or online between Thursday and Sunday, 73.5 percent of whom would do so on Black Friday, and another 22.3 percent on Thanksgiving. Adam Weinstein of Dobbs Ferry is one such thrifty millennial. He said he’s a fan of the great deals and prefers to get a head start by getting his shopping done on Thanksgiving Day. To him, it’s about who is open before the Friday rush. “I see it as a way to improve corporate employee relations, so it doesn’t really affect me,” said Weinstein, 24. “It just means I’ll be spending money somewhere else first.” Saying ‘No’ to Black Thursday In Connecticut, the nation’s largest specialty outdoor retailer, Recreational Equipment Inc., popularly known as REI, took a firm stance against the Black Friday surge by closing its doors at all 143 of its retail locations including its two stores in Norwalk and West Hartford. The move included the company’s Washington headquarters and national dis-

tribution centers (but not their online retail website) and was part of a their marketing campaign #OptOutside, designed to promote outdoor recreation during one the most anticipated and promoted shopping weekends of the year. “We think that Black Friday has gotten out of hand and so we are choosing to invest in helping people get outside with loved ones this holiday season, over spending it in the aisles,” said REI president and CEO Jerry Stritzke in a statement announcing the closures. “Black Friday is the perfect time to remind ourselves of the essential truth that life is richer, more connected and complete when you choose to spend it outside.” REI, a membership-supported, non-publicly traded cooperative company also paid its 12,000 employees for the day off, according to the statement. Figures for how much in sales REI will miss out on closing its stores for the day were not made available. The move by the major retailer has not been widely adopted with local sports outfitters prepared to pick up whatever business the retailer sheds. “What we do for Black Friday, as an independent, small retail store is we just get through it,” said Dick Hoyt, president and owner of Outdoor Traders in Greenwich. Black Friday shopping weekend is not his busiest period, but closing on the day would

be unwise due to the high level of regional competition in his industry, he said. Hoyt said the smorgasbord of sales has actually tarnished consumer trust in pricing with prices varying wildly from normal retail prices. “People have become cynical with retail because they don’t know who to trust,” he said. “We just hold the price and take our hit. It is something we have always done and we have been in business here in Greenwich for 25 years. The Black Friday deals are getting bigger for sure, you hear more about them, but the increase and pressure hasn’t caused us to have to cave in.” He took exception to REI’s Black Friday plans as slightly disingenuous considering the company likely conducted brisk business online. “If the store is closed that is great for the store people,” he said. “But I bet they are doing a heck of a lot of business online.” While REI may not be totally moving away from Black Friday, the marketing tactic can be seen as a clever move, said Scott, the author of the book “8 Essential Exchanges.” “People who didn’t know what REI was now went to their website,” Scott said. “It’s been a great play for REI.” He expects the trend of stores closing for Thanksgiving and Black Friday to continue, though he does not expect to see a groundswell of adoption anytime soon.

said. “I have significant concerns whether this demographic will have adequate legal representation in the future if the county does not restore funding for nonprofit legal services.” The budget marks the sixth straight year without a property tax levy raise, a vow taken by Astorino when he entered office in 2009. But many of the nonprofit community leaders argued that the money was instead raised by slashing funding to their programs. The Board of Legislators, led by Budget and Appropriations Committee Chair Sheila Marcotte, began a review of the budget Nov. 16. “Early indications suggest that we will have some very tough decisions to make in order to provide a budget that balances the needs of those residents who rely on the social safety net with taxpayers who already pay the highest taxes in the country,” Marcotte said in a statement. “I believe that the vetting and approval of the annual Westchester County budget is the most important job we do as legislators,” she added. Board of Legislators Chairman Michael Kaplowitz, who also spoke at Thursday’s hearing, agreed it would be an exhaustive

review process. “It would appear that there will be some difficult decisions to be made regarding funding for our nonprofit social service providers who are facing an approximate 20 percent reduction in funding,” Kaplowitz said. Thursday’s event saw representatives from Nonprofit Westchester, Child Care Council of Westchester, Westchester Women’s Agenda, Westchester Children’s Association Campaign for Kids, Westchester NOW, Community Voices Heard, Interfaith Clergy for Social Action, Federated Conservationists of Westchester County, ArtsWestchester and New York Immigration Coalition. Despite differences in organizational objectives, Joanna Straub, Executive Director of Nonprofit Westchester, which represents 100 nonprofits in the county, said many work hand-in-hand to ensure the others’ success, and urged for the restoration of the funds before the end of December. Astorino could not be reached for comment. “If we all follow the blueprint that’s been proposed, Westchester won’t end up with a strong structure,” Straub said. “When our community’s well-being is unstable, social stresses like graduating from school during a recession or having an aging parent who needs care can be catastrophic.”

“These cutbacks will come back to haunt us for years to come.” Roughly 200 people attended the public hearing that followed the nonprofit’s press conference, some of whom held signs that read, “Don’t Cut Our Funds Please,” “Protecting Rights Saves Money” and “#KeepWestchesterThriving.” A 2014 economic study put together by Nonprofit Westchester and the Johns Hopkins Center for Civil Society Studies found that nonprofits employed 53,897 workers, or 13.6 percent of the county’s workforce, and generated nearly $6.9 billion in revenues as of 2011. The report also found that 29,324 jobs, or more than half of the total nonprofit jobs in Westchester, were in the health care sector. April’s Child, formerly the Child Abuse Prevention Center, would see funding to keep children out of foster care cut entirely, a move officials said would cost the county more in the end. The organization said it costs $1,400 per year to keep one child out of foster care as opposed to costing the county $100,000 each year to place a child in foster care. April’s Child serves 150 children per year, which officials said already saves the county $1.4 million each year.

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55 Bank St. project breaks ground have a project like this come in.” Roach said the 55 Bank St. property is a key component to “better accommodate pedestrians, cyclists, and create the energy here that we already have on Mamaroneck Avenue.” Westchester County Executive Robert

P. Astorino, who also attended the groundbreaking, said LCOR is creating a prototype for future transit-oriented developments in the area. “LCOR has put its stamp on the west side of downtown White Plains,” he said. “This city really has seen a major renaissance over

the last 15 years, continued by Mayor Roach, and we’re happy to be a part of it.” The construction of the residential towers will be completed in two phases with the first tower set to be finished in summer 2017 and the second will open shortly after, Driscoll said.

A rendering of 55 Bank St. in White Plains.

BY COLLEEN WILSON

cwilson@westfairinc.com

he first large-scale residential and retail project in White Plains in six years has broken ground at 55 Bank St. The $250 million development, which has been in the works for eight years, will be made up of two buildings that will contain a total 561 units. James M. Driscoll, senior vice president of the Manhattan office of LCOR Inc., said “LCOR developed 15 Bank Street, the adjacent property, in the early 2000s and was eager to move forward with this current 55 Bank Street. Now in 2015, we’re able to realize that reality.” LCOR bought the property — previously a municipal parking lot — for $15.5 million from the city in 2007, according to a previous Business Journal report. The two 16-story buildings will each offer about 3,000 square feet of retail space and is less than a half-mile to the MetroNorth Railroad station. The property’s proximity to public transit aligns with White Plains Mayor Thomas M. Roach’s vision to rejuvenate the city’s downtown with new residences. “This end of the city,” Roach said at the Nov. 19 groundbreaking, “doesn’t generate street activity. That’s why it’ so wonderful to

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NOVEMBER 30, 2015

P�izer to buy Allergan for $160 billion BY EVAN FALLOR evan@westfairinc.com

n what is the largest health care merger in industry history, New York Citybased pharmaceutical company Pfizer Inc. announced that it had entered into an agreement to buy Irish rival Allergan PLC for $160 billion. By relocating its headquarters to Ireland while keeping its global operational headquarters in New York, Pfizer was widely reported to have pursued the deal as a tax-cutting move. Allergan shareholders will receive 11.3 shares of the combined company for each share of Allergan stock. Pfizer stockholders will receive one share of the combined company for each share. “Through this combination, Pfizer will have greater flexibility that will facilitate our continued discovery and development

of new innovative medicines for patients, direct return of capital to shareholders, and continued investment in the United States, while also enabling our pursuit of business development opportunities on a more competitive footing within our industry,” Pfizer Chairman and CEO Ian Read said in a statement Nov. 23. Under the terms of the deal, which is expected to close in the second half of 2016, the companies will be combined under Allergan PLC, which will be renamed Pfizer PLC. The merged company, the largest drugmaker in the world, is expected to generate more than $25 billion in annual operating cash flow starting in 2018. The move drew sharp criticism from several 2016 presidential hopefuls, including Donald Trump, Hillary Clinton and Bernie Sanders. Pfizer said in its statement the move will create “increased financial flexibility,” adding it “facilitates continued

investment in the United States.” Philip G. Cohen, a legal studies and taxation professor at Pace University’s Lubin School of Business, said such moves should be prevented going forward. “It is clear that Congress should enact legislation targeting inversions in order to protect the corporate tax base from further diminution from these transactions,” Cohen said. “This should not be delayed by the excuse that this must wait until fundamental tax reform is addressed.” Allergan CEO Brent Saunders called the deal a “highly strategic, value-enhancing transaction.” “This bold action is the next chapter in the successful transformation of Allergan allowing us to operate with greater resources at a much bigger scale,” he said. Guggenheim Securities; Goldman, Sachs & Co.; Centerview Partners; and Moelis & Co. are serving as Pfizer’s financial advisers. J.P.

Morgan and Morgan Stanley are representing Allergan in the deal. Allergan, based in Dublin, is perhaps known best for its Botox, the injectable skin product. Pfizer’s brands include Lipitor, Zoloft, Advil, Viagra and Xanax as well as other medicines and vaccines. Pfizer this month sold 200 acres and more than 2 million square feet of its Pearl River campus on Middletown Road to Industrial Realty Group LLC, a Los Angeles-based real estate development company. In a release, Industrial Realty Group officials said they plan to build a “Work, Study, Play” mixed-use development on the property. Pfizer will still own 500,000 square feet of space on the property and will lease back roughly 1.2 million square feet of space from Industrial Realty Group. “This site has extensive potential,” said John Mase, CEO of Industrial Realty Group.

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NOVEMBER 30, 2015

ASK ANDI

BY ANDI GRAY

Dealing effectively with RFPs RFPs are rough. They’re not our forte. But we’re seeing more and more of them. How do we get better at winning our fair share? THOUGHTS OF THE DAY: Not all Requests for Proposal are equal. Building a team and a template will help things go more smoothly. Make a schedule to manage the time you have. Get good at doing RFPs and then figure out where to get more of them. Some RFPs are going to be exactly right for your business. A lot could be a waste of time and energy. Ask these questions before jumping in: • Why is the RFP issuer going out for bid? How much will a low bid be a factor? • Does anyone at the issuing company know about my company or have reason to do business with us? If not, can we get intros to key players before the bid is awarded? • Is there anything unique that we do that increases our chances of winning? • Who has the business now? Are they bidding? • Are there any likely “inside bidders” who are well known to the issuer, who have

the ideal solution or who have a fast track to the finalist list? Can we partner with them? • What is our goal: To get introduced for future consideration? To raise our visibility in the industry? To win the bid? • How much will it cost in time, money and effort to respond? Can we afford to make that expenditure and not win? What would we do with our time if we didn’t respond? • What will bidding and not winning do for our future prospects? In addition to winning, bids can be a great opportunity to get exposure, to introduce your company and to find out what other bidders are offering. Do keep in mind that your chances of winning, before considering any other factors, probably pretty small odds. If there’s an inside track and you’re not on it, your company’s chance of winning drops through the floor. Carefully consider all that you’ll have to go through to raise those odds. On the other hand, some industries live on bids. Getting into the bidding game can be a way to add clients and increase revenue. They may get your company in the door and qualified for future opportunity.

Prepare to respond. Pull together a standard team — sales, marketing, operations, research and development, finance and human resources. Gather bids that have recently been awarded to your industry. Find out who won and why. Look for common questions. Save time later by building persuasive boilerplate answers. Highlight your sizzle. Make your company’s advantages seem clear cut. Ready to try? When you first open a new bid, make note of all deadlines. Bids usually have a due date for questions, specific bid conference date, and of course, final submission time. Put these dates on a calendar and make sure everyone on the team knows them. Assign people to read every page of the bid. Consider if your company has something unique that increase its chances of winning. Ask if you can handle the work if you win. Would an award take your company forward or would winning be a diversion? Identify key issues posed by the bid. List things your company knows about that would be valuable. Hold a meeting to debate the bid. Resolve the question: should the company respond. Then lay out a plan of action for

attacking the bid, including who, what and by when. Identify any specialists needed. Figure out if you should partner with another company. Hold periodic meetings to bring the bid team together for updates. Looking for more bids? There are RFPs circulating all the time in most industries. Check your industry for bid lists. Ask customers and their peers if they ever use bids. Try government bid lists — state, county, local and federal. There are RFP monitoring services, and their subscription prices vary. Do an Internet search for how to find RFPs, you’ll find a wealth of information. Looking for a good book? Try “Request for Proposal: A Guide to Effective RFP Development” by Bud Porter-Roth. Andi Gray is president of Strate�y Leaders Inc., Strate�yLeaders.com, a business-consulting �irm that teaches companies how to double revenue and triple pro�its in repetitive growth cycles. Have a question for AskAndi? Wondering how Strate�y Leaders can help your business thrive? Call or email for a free consultation and diagnostics: 877-2383535, AskAndi@Strate�yLeaders.com. Check out our library of business advice articles: AskAndi.com.

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NOVEMBER 30, 2015

Panelists focus on Trump, Clinton at BCW event BY COLLEEN WILSON

cwilson@westfairinc.com

olitics, specifically the odd start to this campaign season, was the centerpiece of The Business Council of Westchester’s recent “The Road to the White House” event. The featured speakers included Steven Greenberg, a pollster at the Siena Research Institute in Loudonville, Beth Fouhy, a senior political editor at MSNBC, Lane Filler, a columnist and editorial board member at Newsday, and Adam Edelman, a political reporter at the Daily News. There were two common threads that weaved through the panelists’ speeches. First, each panelist took a swing at trying to debunk the strong-polling, political enigma that is Republican presidential candidate Donald Trump. “Nobody yet has figured out how to dislodge Trump,” Fouhy said and noted that he has consistently polled more favorably compared with the other Republican candidates.

“Trump is there, he’s solid. Nothing that he is saying or doing is weakening him in the eyes of Republican voters.” Edelman said Trump — who is known for his indiscreet Twitter usage where he engages with followers to unabashedly criticize and compliment — has turned this campaign year on its head using social media as a vehicle. “What I think is really going on is Donald Trump’s incredible, extraordinary expertise with social media,” Edelman said. “We just don’t know if this is a short-lived thing for him and for any other candidate who wants to try to replicate it or if this is the recipe for success in 2016.” But Greenberg urged the audience that they should “take the early presidential polling with a serious grain of salt.” He pointed out that this time eight years ago, then-presidential candidate Barack Obama was behind Hillary Clinton, this year’s leading presidential candidate for the Democrats, by 20 points in the polls. “Now, Bernie Sanders” — another Democratic presidential candidate and sen-

ator from Vermont — “is not Barack Obama so I don’t think Hillary has as much to worry about,” Greenberg said. “But again, I would point that out because early primary polling is historically wrong.” One thing that all the panelists could agree on is that Clinton will most likely become the Democratic nominee. Filler summed up this thinking in a simple, joking way: “Nobody’s going to beat Clinton in the Democratic primaries. The media invented Bernie Sanders just so we could kick him around so we have something to do.” Filler also mentioned another conundrum about the history of presidential candidates. “There’s one paradigm that’s been absolutely true: When the voters of this country want an old, established, hand on the tiller, known you since I was a kid, next in line (president) — they always vote Republican,” Filler said. And when the Democrats choose the “established” candidate, it never works. Filler noted that the last Democrat presidents — Obama, Bill Clinton, Jimmy Carter, John F. Kennedy, Franklin D. Roosevelt and

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Woodrow Wilson — have all been progressive choices. And the last Republican presidents — George W. Bush, George H. W. Bush, Ronald Reagan, Richard Nixon, Dwight Eisenhower and Herbert Hoover — were well-known names. But Filler said this theory might not prove true this year because the “next-in-line” candidates are Clinton, for the Democrats, and Jeb Bush, a Republican and the former governor of Florida who has struggled in the polls and in securing campaign financing. However, Greenberg said, “We could all get out our 1992 bumper stickers, Bush v. Clinton” because “I think Jeb Bush is being underrated and written off too early.” Fouhy said the key to winning the 2016 presidential election will ultimately come down to who can keep up with the changing demographic landscape the country is seeing in voters. Therefore the challenge for Republicans, Fouhy said, is finding a candidate who can reach the changing face of America, which, she said, is “getting browner and younger.”

BY REBECCA GOLDBERG

Any age is right to think about retirement planning

s an employer, you’ve worked hard to put together an attractive benefits package — vacation, insurance, retirement benefits and maybe even some unusual perks. But many benefits go unutilized or underutilized, and retirement benefits requiring employee involvement are no exception. As defined benefit plans — pension plans that provide a set amount of income in retirement — are on life support due to economic factors, most private employers have turned to defined contribution plans (such as 401(k) plans) as an alternative, and many public employers are following suit. A defined contribution plan is one in which a certain amount or percentage of money is set aside each year by an employer for the benefit of the employee, but how much the employee gets in retirement is determined by market forces. For employees to have a secure retirement on a defined contribution plan, they need to decide early that they will participate, save early and invest wisely. Employers can — and often should — encourage employees to make the most of this benefit so employees are more likely to have their money last in retirement. Retirement planning should be a matter of attention for employees at any age. Millennials are entering the workforce in larger numbers, but they are often saddled with student loan debt and struggling to live independently and start families. These employees may feel they have the least opportunity and incentive to save — their earnings are at the low end of the spectrum due to inexperience and retirement is decades off. But employers can talk to millennials about the importance of developing a habit for saving and the exponential benefits of compound interest. Mid-career employees have higher incomes, but may be paying off mortgages and putting children through college. Employers can encourage these employees to consult with a financial planner (sometimes available as part of a 401(k) plan) to discuss balancing these demands and adjusting their portfolios to take on the right amount of risk. As employees near the end of their careers, employers may want to remind them that federal law allows those 50 and over to make “catch-up contributions” to up their savings. Employers should steer clear of exerting pressure on employees or offering specific investment advice. The retirement conversation can be beneficial for employees and employers alike. Employers can show their employees they care about their long-term financial well-being and

that they are engaged in helping them succeed. Financial pressures are a major source of stress for employees, so helping them succeed in this area may lead to a healthier and more productive workforce. If you match employee contributions or offer profit-sharing contributions, make sure to remind employees of this benefit. A word of caution to those with employees earning around minimum wage or engaged in wage disputes — employees may not take kindly to such shows of concern if they feel they are underpaid or are not paid enough to afford today, much less the future. Employers should also take care to avoid coming across as paternalistic. Finally, employers should avoid stereotyping or making assumptions when speaking with employees. For example, it would be unwise to assume an older employee with no children has no financial demands and is therefore prepared for retirement. What if you do not currently offer a retirement plan and cannot or choose not to do so? Employees can still contribute to individual retirement accounts provided they meet federal eligibility requirements. In addition, a new federal retirement account called the myRA is available to those without access to a retirement plan at work and can be funded through payroll deductions. The myRA has no fees, is easy to understand and carries no risk of loss. A limitation to the myRA is that while it functions well as a starter account, it is unlikely to be enough for employees to retire in comfort as there are no participant options for investments and the elimination of risk means these investments are not designed for significant growth. Balance caps provide another limitation, although many employees will become eligible for employer-sponsored plans long before reaching those caps. Therefore, the myRA may be a good option for employees who value security over growth. The myRA is a new option designed to deal with an epidemic of inadequate retirement savings. States are tackling this problem, as well. Connecticut is exploring a program to mandate that most employers offer retirement plans, so employers should stay tuned for developments. Employers can help employees become aware of their options when it comes to retirement to help solve this national crisis while boosting employee relations at the same time. This is an opportunity that should not go to waste. Rebecca Goldberg, an associate at Berchem, Moses & Devlin PC, with of�ices in Westport and Milford, is a labor and employment attorney advising employers on all aspects of the employment relationship. She can be reached at 203-882-4105 or rgoldberg@bmdlaw.com.

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ew York’s unemployment rate dropped to 4.8 percent in October, falling below the national average of 5 percent, as the state’s private sector workforce reached a record high. The state Department of Labor reported this month that the number of private sector jobs in October jumped by 30,300, or 0.4 percent, from October 2014, increasing to a total private workforce of 7,859,000. The state’s private sector has seen job increases in 50 of the last 58 months. The Hudson Valley region — Dutchess, Orange, Putnam, Rockland, Sullivan, Ulster and Westchester counties — also saw strong growth numbers in the private sector with five of nine industries adding jobs last month, increasing the area’s workforce by 1.2 percent, or 9,300 jobs, to a total of 778,000 employed in the region. Education and health services outpaced the other industries that also saw workforce increases by adding 6,800 jobs in the seven-county region, up 3.5 percent from October 2014 and the strongest yearto-year growth since 1999, according to Johny Nelson, a market analyst for the state Department of Labor in the White Plains. The Hudson Valley education and

health services’ growth was in large part due to living in Westchester, Rockland and Orange counties, which increased by 6,500 jobs, a 4.6 percent jump from October last year. For the first time since 1997, manufacturing in the Hudson Valley increased on a year-to-year basis in October, netting 600 jobs last month, a 1.3-percent uptick from the same month a year ago. This growth was also reflected in Westchester, Rockland and Orange counties where manufacturing jobs increased 2.7 percent over the year, adding 800 jobs during that time. Other industries in the Hudson Valley that increased job numbers in the last year were: natural resources, mining and construction; leisure and hospitality; and other services. The seven-county region saw the most job losses in financial activities, which lost 1,100 jobs last month compared with October 2014. The government sector decreased by 1,200 workers in the Hudson Valley over the last year. Local governments in Westchester, Rockland and Orange counties shed 600 jobs, decreasing 0.7 percent in October compared with a year ago. The tri-county region’s state government jobs were unchanged and federal jobs decreased 1 percent, for a net loss of 100 jobs over the year.

Two health care startups join BioInc@NYMC BIOINC@NYMC, THE 1-YEAR-OLD BIOTECHNOLOGY INCUBATOR at New York Medical College in Valhalla, has added two startup tenants engaged in therapeutic product research and telehealth services. Officials at the health sciences college said SHY Therapeutics, a research company, and MediSprout, which provides online video communication between physicians, patients and other health care providers, have joined three other tenants in the incubator. Opened in October 2014, the business incubator occupies a 10,000-square-foot wing at 7 Dana Road, a renovated 129,000-square-foot laboratory and office building on the Valhalla campus. “In a world full of ever-increasing online interactions,” said Samant Virk, MediSprout founder and CEO, “MediSprout creates a mutually beneficial outcome that offers access

and convenience to patients while creating efficiency and revenue for physicians. It is easy to implement, cost-effective and scalable, and stands out because its connectivity is both a consumer and enterprise-facing solution.” Yaron Hadari, co-founder and CEO of SHY Therapeutics, in the announcement said “the supportive environment in the incubator will help SHY to develop its future therapeutics products.” A public-private enterprise funded by state, federal and county government and New York Medical College, the biotech incubator has 4,500 square feet of finished laboratories, offices and shared infrastructure available to tenants. New York Medical College officials said the remaining space will be developed as initial spaces are filled. — John Golden

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WCA pays tribute to public and private leader Al DelBello BY JOHN GOLDEN

jgolden@westfairinc.com

he head of the U.S. Chamber of Commerce exhorted a Westchester County Association audience to fight for America’s endangered free enterprise system on a night of tribute and shared memories of the late WCA chairman Alfred B. DelBello at the organization’s annual Fall Leadership Dinner. In a video tribute and in speakers’ remarks, DelBello — the former Yonkers mayor, Westchester county executive, New York lieutenant governor, private-sector CEO and law firm partner who died on May 15 — was variously remembered as a man whose qualities in both public and private life might be captured in his son Dr. Damon DelBello’s one-word description of his father: “extraordinary.” “Al’s whole theme was collaboration,” said WCA President and CEO William M. Mooney Jr., adding that DelBello in his fouryear tenure as chairman of the WCA board of directors raised the organization’s level of

achievement and engagement. “‘With vision, creativity and good people, you can accomplish anything,’” said Dee DelBello, publisher of the Westchester County Business Journal, quoting her late husband, whom others described as both a principled and pragmatic leader and man of action. Westchester County Executive Robert P. Astorino, a Republican, recalled the former Democratic county executive’s generous counsel after Astorino’s election to the office in 2009. “The best advice that he gave me, and I live it every day, is to make time for my wife and kids,” he said. “It’s amazing that one man’s life made all of us better,” Mooney said. DelBello’s widow and son presented Joseph DePaolo, president and CEO of Signature Bank, with the WCA’s inaugural Al DelBello Visionary Award. The 14-yearold private client bank last December was named America’s best bank by Forbes magazine in its annual rankings. DePaolo recalled his resignation from Republic Bank in 2000 after its purchase by

HSBC and his decision to launch Signature Bank. He called 30 people to tell them of his plans. “Twenty-nine of them thought I was on drugs,” said the Iona College graduate. “Al DelBello said to me 16 years ago, ‘What can I do to help?’” The influential Democratic Party leader and partner at DelBello Donnellan Weingarten Wise & Wiederkehr LLP in White Plains served with dedication on Signature Bank’s board of directors, DePaolo said. DePaolo, a Republican, recalled his travels with his persuasive friend and bank director to Democratic campaign fundraisers. “I wrote a lot of checks for people I didn’t vote for,” he confessed. Also honored at the annual dinner on Nov. 19 at the Westchester Marriott were three recipients of the WCA Leadership Award: New York Medical College; Dr. Ron Cohen, founding president and CEO of Acorda Therapeutics Inc., and Wilson Kimball, Yonkers commissioner of planning and development. The night’s keynote speaker, Thomas

Donohue, is president and CEO of the U.S. Chamber of Commerce. The former Westchester resident and College of New Rochelle employees warned of an ongoing “frontal attack” on free enterprise by overreaching, overspending government and criticized both left-wing Democrats and right-wing Republicans for political positions and policies that have hurt businesses. “Business has become a punching bag on the left and increasingly on the right,” he said. For the business community, “We have a real fight on our hands. …We all need to say loud and clear that prosperity does not come from government but from free enterprise.” Inequality in the nation’s public education system “is denying a certain percentage of our young people the opportunity to have a future,” Donohue said. And the failure in Congress to reform immigration policy and address the immigrants issue “will kill our economy,” he warned. “Private-sector-led growth won’t solve all of our problems but they can’t solve any of them without it,” he said.

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Bridgeport hopes to tap future success of Steel Point BY HUGH BAILEY

T Autumn Driscoll / Hearst Connecticut Media O&G Industries operation on Seaview Avenue in Bridgeport, along the banks of the Yellow Mill Channel, could be moving to make way for potential future development.

he promise of Steel Point, beyond the immediate benefit of jobs and local spending, has long been predicated by officials on benefits for Bridgeport beyond its 50-acre footprint. A thriving waterfront enclave, while welcome, would not fulfill years of politicians’ promises if its successes were cut off from the rest of the city. It’s a particular geographical challenge at a peninsula that is separated from the rest of Bridgeport by water in two directions and an elevated expressway to the north.

But with a wildly successful opening recently of Bass Pro Shops — the development’s anchor tenant — and visible work beginning south of Stratford Avenue, there are signs that economic activity could start to flow outward. Construction company O&G Industries, which has a recycling plant at 1225 Seaview Ave., is reportedly in negotiations to move the facility elsewhere in the city, opening up a prime location for future development. “It’s close to Steel Point, very visible from the highway, and it’s on the waterfront,” said Paul Timpanelli, president of the Bridgeport Regional Business Council. “What is there now is not the highest and best use of that site.” O&G, which is based in Torrington, had been in discussions to close the site, but with a change in administrations the talks were put on hold, Timpanelli said. Mayor-elect Joe Ganim takes office Dec. 1, succeeding twoterm Mayor Bill Finch. The property, with piles of debris and rusting equipment behind a chain-link fence, is the first view of Bridgeport for visitors arriving off Interstate 95’s southbound exit 29. It’s not far from a neighborhood of homes and is on the banks of the Yellow Mill Channel, which separates the city’s East Side and East End neighborhoods. “There was a deal in the works with the Finch administration, but there was nothing in writing, to my knowledge,” Timpanelli said. “Now it has to start all over again, and we’re trying to expedite that discussion.”

HISTORY LESSON The clearest next steps for development lie just across the Yellow Mill Channel in the East End. The project, once known as Seaview Plaza, was at one point led by former University of Connecticut basketball star Tate George’s development group. But the project was dealt a major setback when George, who in 1990 hit what may be called the most famous shot in UConn basketball history, was found guilty of running a $2 million Ponzi scheme. He is awaiting sentencing in New Jersey. Last year, the project was taken over by Bridgeport Landing Development, a subsidiary of Miami-based RCI Group that is developing Steelpointe Harbor. Now known as Steelpointe East, the project is again moving forward with city officials saying an announcement on a grocery store to be a main draw for residents is expected at any time. East End natives have long lacked access to a full-service supermarket, with a dearth of available land contributing to national

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chains’ hesitance to build in the neighborhood. But Steelpointe East, at one time the site of a Carpenter Technology steel plant, offers ample space, and a grocer and drug store were stipulated in the request for proposals issued by the city. Bob Christoph Jr., principal of Bridgeport Landing Development, said this month an announcement should be coming soon. “The way the deal is done, the anchor for the center is a pharmacy and grocery store,” he said. “We have everything else, we’re just waiting to finalize the deal with the grocery store.” Elsewhere on the property, Bass Pro Shops is using some land for overflow parking and possibly boat storage. Progress on Bass Pro’s portion of the property is already visible.

WHAT’S NEXT FOR RUBBER PLANT? The Pequonnock River separates Steel Point proper from the city’s central business district, and for years along the Stratford Avenue connection sat a dilapidated, fireprone factory that has been closed for more than a decade. But as crowds arrived at Bass Pro shop for its opening, the former AGI Rubber Co. factory was nothing but a pile of rubble. A $200,000 award from the federal Environmental Protection Agency this summer helped pay for the demolition. What comes next is less clear. Two years ago, Bridgeport announced a plan to bring Texas-based Information Communication Services to a mostly vacant block of cityowned addresses between Middle and Water streets, next to the U.S. Post Office and near the city’s Downtown North development, where abandoned buildings are being rehabbed into apartments and stores. The plan has been to construct two office buildings in two phases — one five stories, the second 12 stories — for financial services and data storage. The AGI site was included in the deal as part of the company’s planned future expansion. While the downtown buildings remain in the planning stages, city officials say, the level of contamination at the AGI site apparently was too high for ICS’s liking, leaving the company’s future plans there in doubt. With the site’s cleanup yet to be undertaken, a future use for the AGI property is unclear.

“This is experiential shopping,” Jerry Van Huis, vice president of retail at Bass Pro Shops’ Missouri headquarters, said during a tour of the store. “It’s about differentiating yourself from the Internet.” With a restaurant, bar, bowling alley and other attractions all within its four walls, Bass Pro Shops is designed to bring people in and keep them there. The store enjoyed a hugely successful opening last week, and promises

to draw thousands of people into the city. But the gains it provides are to some degree self-contained. The most significant barrier to Steelpointe Harbor’s effect on the rest of the city remains the elevated I-95 overpass that separates the development from the East Side. North of the highway is a neighborhood of homes and businesses that has long been in need of an economic jolt, but the Bass Pro business model

doesn’t necessarily lend itself to neighborhood exploration. “This is a full-day experience,” Van Huis said. hbailey@ctpost.com; 203-330-6233; @hughsbailey. Hearst Connecticut Media includes four daily newspapers: Connecticut Post, Greenwich Time, The Advocate (Stamford) and The NewsTimes (Danbury). See ctpost.com for more from this reporter.

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DESTINATION SHOPPING Bass Pro’s Bridgeport store was the chain’s eighth and final opening of the year in North America. The business says it brings in 120 million visitors annually, even as the average shopper only goes twice a year, store officials said, making each trip an event.

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Feds re-examine Tappan Zee construction threat to sturgeon BY COLLEEN WILSON

cwilson@westfairinc.com

fter receiving numerous reports about a sharp mortality increase in two different endangered species of sturgeon in the Hudson River, a federal agency is taking another look at possible dangers posed to the fish by the construction of the new Tappan Zee Bridge. The National Marine Fisheries Service, which is affiliated with the National Oceanic and Atmospheric Administration, has begun a new analysis of the bridge project’s work vessels, which had previously been written off by the agency as posing no threat to sturgeon life in the river. Julie Crocker, the regional endangered species coordinator for the National Marine Fisheries Service, said in email that the agency is working with the Federal Highway Administration, the lead federal agency for the bridge replacement project, to analyze the operations of all Tappan Zee project vessels. This effort, she said, will help “determine what measures can be implemented at the project to reduce the risk to sturgeon from

project vessels.” Crocker also said that the agency, the state of New York and the bridge contractors have carried out the monitoring and reporting requirements for dead or injured sturgeon since the project started. From 2013 to 2014, 68 sturgeon were reported dead or injured within 15 miles of the bridge replacement project, up from a combined 21 reported in the same area between 2007 and 2012. Riverkeeper Inc., an Ossining-based environmental organization, obtained that information from the state Department of Environmental Conservation through a Freedom of Information Act request. The new Tappan Zee Bridge, which is estimated to cost nearly $4 billion, started pile installation testing in 2012 and began construction in 2013. About three dozen propeller-powered vessels are used to do work on the new bridge, which is expected to be finished and the bridge fully open to the public in 2018. Riverkeeper and the Pace Environmental Litigation Clinic, the attorney group with Pace University School of Law that represents Riverkeeper, included the sturgeon mortality

data in a July 9 letter to the National Marine Fisheries Service in Massachusetts. The letter urged the agency to reinvestigate “the extent to which reported increases in sturgeon mortality must be assumed to be related to Project construction activities.” Karl S. Coplan, co-director of the Pace clinic and one of the lawyers representing Riverkeeper in the petition, said, “The numbers speak for themselves. It’s hard to look at this and not have a strong conviction that the bridge activity has played a role in the increased sturgeon mortality.” Jennifer Givner, a spokeswoman for the state Thruway Authority, said those involved in the bridge project are working with state and federal agencies to look into the concerns made by Riverkeeper. “Since construction began, the project team has taken unprecedented measures to protect endangered sturgeon and other aquatic life in the Hudson River, including the use of bubble curtains during pile driving to reduce underwater noise, extensive sturgeon monitoring, tracking and habitat studies,” Givner said in an email. Because Atlantic sturgeon and shortnose sturgeon are endangered species, the

Thruway Authority had to obtain a permit from the National Marine Fisheries Service to do work in the river that included terms and conditions to help mitigate the construction impact on the fish. As part of the agreement for the permit, the project could not be responsible for more than two sturgeon of each species dying during dredging or pile driving during the five years of the bridge’s construction. In addition, the agency assumed — based on previous studies, sturgeon spawning patterns and the nature of the Hudson River — that “the increased vessel traffic associated with the Tappan Zee Bridge replacement is not expected to result in direct interactions with sturgeon,” according to the most recent biological opinion issued by the agency in 2014. As a result of the scientific information being gathered by the agency as it reinvestigates the relationship between sturgeon and the bridge project’s vessels, a new biological opinion may be issued with new terms and conditions that the Thruway Authority and bridge contractors must adhere. Crocker said a new biological opinion is expected this winter.

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Malloy claims billions in economic gains from I-84 work serve 55,000 vehicles per day. Today, it serves 170,000 vehicles per day, making it the busiest section of highway in Connecticut, Malloy said. According to the study, the outdated structure is in an advanced state of deterioration. The Connecticut Department of Transportation reported it spent approximately $60 million between 2002 and 2012 to rehabilitate the corridor, with an additional $60 million programmed for repairs in the next three to five years. “We know that for decades Connecticut underinvested, and we know that our failure to do so curbed our ability to attract businesses and grow our economy,” Malloy said.

“Today, we’re saying that the cost of inaction far outweighs the cost of action — that making a down payment on a project that we must replace will generate billions in economic activity and grow thousands of jobs. To move our state forward, we must make our infrastructure best-in-class.” Projecting to 2050, the analysis found that on a long-term basis, the viaduct would result in more than $10.2 billion in long-term cumulative business sales and output — $6.1 billion in additional gross state product and $4.2 billion in additional wage income. The project is expected to support 3,000 to 7,000 jobs during the construction phase. No time frame was offered. For every year

following the opening of the new facility, the improved transportation efficiency and lower travel and shipping costs will support the creation of 2,500 to 3,500 jobs over the life of the new facility, the governor’s office said in a statement. Overall, there will be a return of $2.68 for every dollar spent to build a replacement, according to the analysis. “The time for action is now,” said James Redeker, DOT commissioner. “The people of Hartford and the surrounding area, employers and visitors are counting on those of us in a position to make these decisions to move this project forward. The cost of not doing so in terms of jobs and related economic activity is unacceptable.”

Gov. Dannel Malloy

BY REECE ALVAREZ ralvarez@westfairinc.com

I-84, FAIRFIELD COUNTY’S OTHER MAJOR eastwest interstate artery, is due for a multibillion-dollar remake. A recent analysis of replacing the I-84 viaduct in Hartford has shown significant economic gains to be had. “This 50-year old structure is overdue for replacement — it costs millions each year in maintenance costs to keep it in a state of good repair,” Gov. Dannel Malloy said in a statement announcing the findings. “We have a clear opportunity to do the smart, proactive step and build for the longterm. Let’s seize it.” According to the governor’s office, replacing the 2.5-mile stretch of elevated highway would cost $3.4 billion, but would produce a net gain of $5.8 billion in economic benefits. A project analysis revealed that if the structure continues to deteriorate it could require closing by 2026. Built in the 1960s, the viaduct was designed to have a 50-year service life and

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THELIST: FOOD AND BEVERAGE COMPANIES

FOOD AND BEVERAGE COMPANIES

REGIONAL

Ranked by year company established. Listed alphabetically in event of tie. Company name Address Phone number • Website

Aquarion Water Co. of Connecticut 600 Lindley St., Bridgeport, Conn. 06606 203-445-7310 • aquarion.com

Heineken USA

360 Hamilton Ave., Suite 1103, White Plains, N.Y. 10601 914-681-4100 • heinekenusa.com

1050 Buckingham St., Watertown, Conn. 06795 203-325-1357 • crystalrock.com

333 Lordship Blvd., Stratford, Conn. 06615 203-377-1440 • charmer-sunbelt.com

Crystal Rock

The Charmer Sunbelt Group

D. Bertolini & Sons Inc.

7 John Walsh Blvd., Peekskill, N.Y. 10566 914-737-0266 • dbertolineandsons.com

Bigelow

PepsiCo

700 Anderson Hill Road, Purchase, N.Y. 10577 914-253-2000 • pepsico.com

900 King St., Rye Brook, N.Y. 10591 914-253-2000 • drpeppersnapplegroup.com

201 Black Rock Turnpike, Fairfield, Conn. 06825 888-244-3569 • bigelowtea.com

Dr. Pepper Snapple Group

Nestlé Waters North America

900 Long Ridge Road, Building 2, Stamford, Conn. 06902 888-747-7437 • nestle-watersna.com

80 International Blvd., Brewster, N.Y. 10509 914-347-3131 • aceendico.com

Ace Endico Corp.

Pocantico Resources

55 Broadway, Tarrytown, N.Y. 10591 914-631-3545 • pocanticoresources.com

Cell-Nique Corp.

Diageo North America

13 14

12 Old Stage Road, Westport, Conn. 06888 203-856-8550 • cell-nique.com

801 Main Ave., Norwalk, Conn. 06851 203-229-2100 • diageo.com

Yonkers Brewing Co.

92 Main St., Yonkers, N.Y. 10701 914-226-8327 • yonkersbrewing.com

Charter Oak Brewing Co. LLC

1 Smith Ridge Road, New Canaan, Conn. 06840 203-972-9058 • charteroakbrewing.com

Year company established

Top executive Title

Type of business

Description

1857

Charles V. Firlotte President and CEO

Public water supplier

Public water supply company for more than 625,000 people in 51 towns and cities throughout Connecticut's Fairfield, New Haven, Hartford, Litchfield, Middlesex and New London counties

1864

Ronald den Elzen President and CEO

Alcoholic beverage producer

Producer of international premium, regional, local and specialty beers and ciders; more than 250 brands available in more than 70 countries

1914

Peter Baker President and CEO

Water and coffee distributor

Manufacturer and distributor of water, coffee, office supplies and other home and office refreshment products

1933

Charles Merinoff Chairman and CEO

Alcoholic beverage distributor

One of the largest wine, spirits and beer distributors in the state of Connecticut

1933

Dominick A. Bertolini President

Beverage distributor

Family-owned wholesaler of beers and malt liquors

1945

Cindi Bigelow President

Tea company

Private, family-owned tea producer and distributor

1965

Indra Nooyi Chairman and CEO

Food and beverage company

Manufactures, markets and distributes grain-based snack foods, beverages and other products

1972

Larry D. Young President and CEO

Fruit juices and carbonated beverages

Tea and juice drink manufacturer

1976

Tim Brown Chairman, CEO and president

Bottled water distributor

Distributor of bottled water beverages, including Nestea, Deer Park, Perrier, Poland Spring and S.Pellegrino

1982

William A. Endico CEO

Private food ingredient supplier

Food distribution, including dairy, produce, meats, seafood and fine imported specialty products, Including paper and canned goods

1994

Ruth L. Tedder President

Food ingredients supplier

Supplier of nutritional food items, including freeze-dried fruit, pectin, gums, fibers, protein, insulin, sweeteners, natural colors and bakery ingredients

1996

Dan Ratner Co-founder, chairman, CEO and chief financial officer

Organic beverage producer

Organic, nutrient-rich beverage company

1997

Deirdre Mahlan President, North America

Alcohol producer and distributor

Multinational alcoholic beverage producer and distributor of spirits, beer and wine

2010

John Rubbo, Nick Califano Founders

Alcohol producer and distributor

Local craft brewery delivering bottled and draft beer options to locations throughout New York City, Westchester and the Hudson Valley

2011

P. Scott Valley President

Craft beer brewery

Local craft brewery operation marketing premium, fresh beer in bottles and draft options

This list is a sampling of food and beverage distributors serving the region. If you wish your company to be included in our next listing, please contact Danielle Renda at drenda@westfairinc.com. Note: Information gathered from company websites.

NOVEMBER 30, 2015

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WESTCHESTER & FAIRFIELD COUNTY

BUSINESS JOURNALS IN BRIEF

the 292,000-square-foot property and plans to upgrade it. Joel Grieco of Cushman & Wakefield represented the landlord in the transaction.

NORTHSTAR WEALTH PARTNERS ADDS TWO ADVISERS IN SHELTON

FAIRFIELD UNIVERSITY BEGINS RECREATION RENOVATION

Northstar Wealth Partners, a financial management firm headquartered in West Hartford, has added new members to its firm in Shelton with the addition of wealth management advisers Leonel F. Calderon and Matthew Fortney. The two have been partners operating a financial and investment management practice that has been in operation for more than 25 years. “Leonel and Matthew bring a diverse and meaningful financial partnership to the Northstar team that differentiates them from others in our industry,” said Brandon Marinelli, managing partner of Northstar. “Their progressive thinking and forethought about the future needs of their clients have allowed them to form a partnership that will stand the test of time. Expanding our Northstar ranks in West Hartford with seasoned veterans is a great benefit to our firm and we look forward to their collective future on our team. “ According to a statement from Northstar, Calderon and Fortney will bring to the firm’s Shelton more than 40 years of financial and client service experience. Calderon has more than 25 years of experience specializing in full-service financial planning and investment management. He was previously affiliated with Barnum Financial Group. Fortney has spent the past 15 years in the financial services industry affiliated with Barnum Financial Group. The duo will continue to practice with the direct support of their client service associate, Martha Accardi.

Shawmut Design and Construction has begun work on Fairfield University’s Leslie C. Quick Jr. Recreation Complex known as RecPlex. Shawmut’s work on the three-story recreational facility is a long-awaited update for the university’s community, encompassing an additional 12,000-square-foot space to make fitness more accessible for students and staff. Shawmut’s work on the 73,000-square-

RYAN RYAN DELUCA EXPANDS TO HARTFORD Ryan Ryan Deluca LLP, an insurance- and business-related litigation firm, has expanded its operations by opening the firm’s first location in Hartford. The global commercial real estate firm Colliers International arranged the longterm, 8,056-square-foot lease on behalf of Deluca with the firm taking a portion of the sixth floor of the 18-story CityPlace II at 185 Asylum St. Deluca, which was founded in Stamford more than 50 years ago, joins City Place II tenants that include Ameriprise Financial Services, Bank of America, and Axiom Venture Partners. Madison Realties LLC recently acquired

foot space includes a two-story expansion with a new lounge and improved fitness and multipurpose spaces featuring a new upper-level mezzanine. To unite all recreational services, the team will create a main two-story entry hall connecting all three levels with an open staircase. Shawmut will also complete renovations on the field house by replacing the flooring, adding an elevated indoor track, creating additional multipurpose rooms and updating the pool locker rooms. The team will also perform lighting and acoustical improvements throughout the building. “We are thrilled to collaborate with Fairfield to update the 36-year-old RecPlex, making it a single indoor recreational destination for stu-

dents, faculty, and staff,” said, Ken Procino, Shawmut’s Connecticut regional director. “Over 90 percent of the student body uses the facility, including university, club, and intramural sports, while also sharing the space with local high school and prep school teams.” Scheduled for completion in August 2016, the extensive renovation to the building will greatly expand fitness and athletic training space for the university’s community. Shawmut’s work on Fairfield University is the latest in the firm’s academic division projects, with recent work at Worcester Polytechnic Institute, Holy Cross University and Columbia University. — Reece Alvarez

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Here are some of the projects we’ve financed:

A $1,300,000 commercial mortgage and a $100,000 line of credit to a nonprofit agency in Stamford, CT

A $10,500,000 construction to permanent mortgage on a medical office building in Westport, CT

A $3,000,000 permanent mortgage on a commercial building in Darien, CT

A $6,600,000 construction loan for a 23-unit condominium development project in Stamford, CT

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A $500,000 term loan to an equipment rental company in Stamford, CT

A $700,000 capital improvement loan to a condo association in Norwalk, CT

A $1,500,000 permanent mortgage on three mixed-use buildings in New Canaan, CT

A $4,500,000 permanent mortgage on a commercial building in Greenwich, CT

Call: Richard Evanko Vice President, Business Banking Manager revanko@firstcountybank.com firstcountybank.com/richard-evanko 203.905.4564

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AHRC — » » From page 4

WINNING WAYS Attorney and Armonk resident Mary McInnis Boies this month received the 2015 Judge Learned Hand Award from AJC Westchester/Fairfield for her legal and philanthropic work. In photo, Jeremy Temkin, 2014 Judge Learned Hand Award winner, presents the award to Boies, who is counsel at the law firm Boies, Schiller & Flexner in Armonk. Following the honor, the Westchester County Board of Legislators declared Nov. 16 Mary McInnis Boies Day in the county. Photo by AJC Westchester/Fairfield.

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Mecca of the Midwest, Ann Arbor, Mich. The Danish company’s performance with its pioneering product in a booming market for robotics was recognized by Teradyne Inc., the supplier of automated test equipment for electronic devices headquartered in North Reading, Mass. In June Teradyne paid $285 million to acquire Universal Robots and agreed to pay an additional $65 million through 2018 if performance targets are met. Teradyne officials when announcing the deal said collaborative robotics is a $100 million segment of the industrial robotics market and growing at more than 50 percent annually. Universal Robots reported more than $38 million in revenue in 2014, a 70 percent jump from the previous year that was accompanied by doubled profits. At Bridge Metal Industries, adding the collaborative robots to the manufacturing process “has totally changed the scope of the business,” Blanchard said. “We can be more competitive. We can bring back work that we were outsourcing.” He said the workplace robots are not

designed to replace human workers but instead could increase employment at manufacturers like Bridge Metal and related industries such as trucking and warehousing. “We don’t lose employees,” Blanchard said, “but we gain the ability for employees to operate more than one thing at one time in a safe and efficient manner.” One employee can operate two or three robotically manned machines simultaneously, he said. “It takes the pressure off the employees psychologically.” “In the same eight-hour day, we can produce much more” and sell products at lower, more competitive prices, Blanchard said. “It used to be, to be competitive with China, you had to have a lot of products. This new collaborative robot has changed the landscape for small and medium businesses.” “For the handicapped, it’s an incredible thing,” Blanchard said. “We can integrate the handicapped person to the robot. Here you just arm one person with a robot, train him, and it’s for a lifetime. …From the handicapped person’s point of view, the self-esteem level is huge.” At AHRC New York City, “We’re excited to be associated with it,” Tomasi said of the collaborative robotics project. “It’s got tremendous implications for our business.”

MARC GUBERTI

Three simple tactics to keep your social media followers

hen people think about a large social media audience, they think about getting more followers or likes. They will type in phrases like the classic “How To Get More Twitter Followers” and hope to find the secret ingredients to Twitter success. In the beginning, you must learn how to grow your audience. That way, you start getting results. However, there will be a point when your audience starts growing. What happens then? How does the audience get bigger? Do you search “How To Get More Twitter Followers” so you can discover how to gain 51 Twitter followers every day instead of 50 Twitter followers every day? The next significant way to grow your audience is to keep the individuals within your current audience. If you gain 50 Twitter followers today but then lose 50 people on the same day, then your Twitter audience didn’t grow. If you had 1,000 Twitter followers yesterday, then you’ll have the same number by the end of the day.

On social media, the art of growing your audience consists of two factors: 1. Getting more followers/likes per day. 2. Getting less unfollows/unlikes per day. When it comes to keeping the people in your audience, these three tips come in handy:

FIRST: BE ACTIVE Being active on social media is critical for building trust and getting remembered. Remember that more than one billion people use social media. While it highlights social media’s rapid success as a whole, it also indicates we have options. If you stop providing content to your audience, then the people in your audience can easily find someone else. Being active on your social networks lets you gradually build your reputation. The people in your audience will then begin engaging with your social media posts more often. The moment you find yourself stretching your boundaries, stop. Before expanding into new horizons, discover methods to save a

significant amount of time or outsource some of your social media activities to individuals who can optimize the platforms.

SECOND: POST VALUABLE CONTENT No matter how active you are on social media, you must always post valuable content. It’s the one thing that bloggers emphasize. Bloggers encourage valuable content creation in the same way parents encourage their children to eat vegetables. The value you provide with your social media posts determines the overall impact of your platform — and the number of people who decide to stick around. THIRD: ENGAGE WITH YOUR AUDIENCE Each time someone tweets one of my blog posts, I make it a point to thank the person. Doing this lets the person know I care and appreciate the support. Your audience helps you become more successful. While building relationships helps you reach new audiences, the people who

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share and read your content and buy your products greatly contribute towards your success. There are people in your audience who have been following your journey for a while. These people would feel honored if they got a response from you. Other people in your audience are looking for answers to some of their problems. When the term “social media” was coined, it included the word “social” for a reason. Engaging with your audience is the right thing to do, and they’ll love you for it. Many people focus on growing their social media audiences. Although it’s an admirable approach, it becomes easy to forget the importance of keeping the audience you have already built. Once you master growing and retaining your current followers, it will be easier for you to further the process. Marc Guberti is a senior at Fordham Preparatory School and a social media and business blogger and author. He’s on Twitter @ MarcGuberti and can be reached by phone at 914722-6005 or email at Marc@MarcGuberti.com.

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WESTCHESTER & FAIRFIELD COUNTY

BUSINESS JOURNALS IN BRIEF

GRANT JUMPSTARTS RESEARCH FOR PANCREATIC CANCER

DOCTORS URGE MEN TO SHAPE UP

Aided by $49,000 in seed funding from the Ron Foley Foundation of West Hartford, researchers at Western Connecticut Health Network have announced an innovative study designed to yield insights into how to detect and treat pancreatic cancer. “We have developed a unique platform for analyzing non coding RNA molecules in our laboratory,” said Cristiano Ferlini, director of medical research at the Western Connecticut Health Network Biomedical Research Institute and Chief of Cancer Research. “Thanks to the Ron Foley Foundation, we will study changes over time in ncRNA in blood samples donated by pancreatic cancer patients at Danbury and Norwalk hospitals. Pancreatic cancer is one of the most lethal malignancies and we are eager to explore a novel approach to detecting it.” The study will be the first of its kind and could lead to the early diagnosis of this form of cancer, determine which patients will benefit most from chemotherapy and help to determine how well patients respond to treatment, according to a statement by the health network. Eighty percent of patients with pancreatic cancer in the U.S. die within a year after their diagnosis. At present, there are no blood tests or radiological scans that can detect this cancer at its early stages and it is extremely difficult to determine how well patients respond to treatment, according to the health network. The study is being conducted by a team led by Richard Frank, director of clinical cancer research at Norwalk Hospital’s Whittingham Cancer Center, and Ferlini. “This study exemplifies what is unique about the bench-to-bedside research conducted at WCHN, because it is based on unusually close collaboration between clinicians and basic scientists,” Frank said. “The idea for this research originated after discussions between Dr. Ferlini — one of the world’s leading experts on non coding RNA — and me, an oncologist who knows first-hand how difficult it is to treat pancreatic cancer. Our ultimate goal is to develop new tools to detect pancreatic cancer in its early stages and improve the treatment and management of this disease.”

Attention men: Driven by societal pressures to “be tough,” you are less likely to seek medical attention if you are experiencing symptoms and when you do finally see a doctor your woes are often more serious for the delay. A recent presentation on men’s health at Greenwich Hospital brought home the data, including that men are living five fewer years than their female counterparts. “Men are told to ‘suck it up’ and ‘be tough,’” said the hospital’s Franklin Loria. “It usually takes a crisis — their father died or a friend was diagnosed with cancer — to get them to see a doctor,” Loria was among a panel of speakers at a free “Men’s Wellness” lecture at Greenwich Hospital as part of “Movember Mondays,” which aims to draw attention to men’s health issues. Joining Loria were James Rosoff, a urologist, and Richard Becker, a cardiac rehabilitation specialist. The experts encouraged men to take charge of their health by getting a primary care physician; eating a plant-based diet; exercising; keeping up to date with vaccinations and screenings; and being aware of their blood pressure and cholesterol levels. Compared with women, men are more likely to participate in high-risk behaviors, smoke and use tobacco and drink in excess, said Loria. They’re also less likely to report signs and symptoms of depression. Women typically outlive men by about five years — 81 years for women compared to 76 years for men — the hospital reported, adding statement that the gap has narrowed in recent years.” The bad news for women is that their health, too, is heading south. “It’s not that men are getting healthier,” Loria said. “Women are getting sicker.” Staying socially connected — something women are more adept at doing — also impacts physical health. “Fortunately, we can take steps to improve our health,” he said. “It’s all about the decisions we make.”

F A I R F I E L D

C O U N T Y

2015 Real Estate Award HONORING

Brandon Hall and Brett Wilderman OF

Thursday, December 3, 2015 The Hilton Stamford 7:00-8:00am Coffee/Networking 8:00-9:00am Breakfast/Program G U E S T S PE AKE R: KASE Y MATHE WS Author of Preemie: Lessons in Love, Life and Motherhood TO BECOME A S P O NS O R/ P U RC HAS E TIC K ETS :

(860) 815-9355 or dpoudrier-fafard@marchofdimes.org J O IN TH E LAR G EST R EAL ESTAT E GAT H E R I NG W I T H OVER 800 G U EST S! C E L E B R AT I NG OU R 20T H ANNUAL EVENT ! The mission of the March of Dimes® is to improve the health of babies by preventing birth defects, premature birth and infant mortality. Premature birth is the leading cause of newborn death. No one is working harder than the March of Dimes® to find out why babies are born too soon.

— Reece Alvarez and Bill Fallon

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Wilton Playshop Celebrates 78 Years of World-Class Theater The Wilton Playshop, quaintly tucked away on Lovers’ Lane adjacent to the Town Center, is literally a hidden gem of top-quality theatre less than 50 miles from Manhattan. The nonprofit organization stages three to four productions every year — generally a comedy, a musical, a drama plus special events including original staged readings by Broadway and West End-trained professionals, and fundraisers such as rousing college a capella performances in recent years. The 2015-16 season began with the Playshop’s first co-production ever with The Carriage House of Norwalk, of “Vanya and Sonia and Masha and Spike.” From Dec. 4-12, the Playshop will present the family show “The 12 Days of Christmas” featuring special pricing for all: $10/ticket for those aged 10 and under, $20/ticket for adults. Rounding out the season are the Fairfield County debut of the drama “The Commons of Pensacola” by actress Amanda Peet, directed by Carin Zakes, from Feb. 26-March 12 and “Chicago (book by John Kander and Fred Ebb and directed by Norwalk’s Ralph Pastore) from April 29-May 14. Audition and show dates can be found on our website. A group of dedicated volunteers, led by founding publisher of The Wilton Bulletin, conceived of The Wilton Playshop in August 1937; the physical premises were moved to its current building on Lovers Lane in May 1954. The organization today is governed by a board of directors and relies on ticket sales and fundraising efforts to maintain its existence. Interested volunteers are always encouraged to help out with sets, lighting, hospitality, box office support, design and more. The mission of The Wilton Playshop is to further the performing arts by providing quality live theater to the greater Wilton area and to provide an educational and growing experience for all involved. For more information, visit wiltonplayshop.org. Michele Benette, publicity The Wilton Playshop Member, Cultural Alliance of Fairfield County

The mission of the Cultural Alliance of Fairfield County is to support cultural organizations, artists and creative businesses by providing promotion, services and advocacy. For more information, visit CulturalAllianceFC.org or email infoCulturalAllianceFC.org or call 256-2329. For events lists, visit FCBuzz.org.

Norwalk Symphony’s Third Annual Messiah Sing-Along & Holiday Extravaganza On Saturday, Dec. 5, 5 p.m., at the Norwalk Concert Hall, Norwalk City Hall, 125 East Ave., Norwalk, music director Jonathan Yates, soloists and members of the Norwalk Symphony Orchestra will present the Third Annual Messiah Sing-Along and Holiday Extravaganza. Amelia Watkins, soprano, Melissa Collom, mezzo-soprano, Brian Cheney, tenor and Matthew Burns, bass will share their voices for the compelling solos of the Messiah, and the audience, comprised of members of local choral groups and YOU, will fill the hall with the beautiful choral sections of the Christmas portion and the Hallelujah Chorus. Copies of the vocal score will be available for a small fee before the concert. Tickets are going fast so make sure to get your favorite seats. The Norwalk Symphony will continue its partnership with the Norwalk Community College Food Pantry. What is needed specifically: oatmeal, quick muffin mix, cereal, rice (5 ponds or less), beans (especially black and pinto), lentils,

pasta, pasta sauce, canned fruit, apple sauce, peanut butter, jelly (no grape), sugar, ﬂour, oil, and spices like garlic, pepper, crushed red pepper, oregano, basil and sage. Also welcome personal care items such as toothpaste, deodorant and toothbrushes, shampoo/conditioner, powdered or canned milk, 100 percent fruit juices, canned meats (beef and chicken) and easy side dishes like Knorr or Zatarain’s. For more information, please visit norwalksymphony.org

Breakfast with Frosty and Friends Kicks Off Beardsley Zoo Holiday Programs Connecticut’s Beardsley Zoo, the state’s only zoo, is pleased to release its Holiday 2012 programming calendar. The Zoo plans fun and educational special events and seasonal programs throughout the year, most of which are free with the purchase of Zoo admission, unless otherwise noted. Calendar subject to change without notice. Please check BeardsleyZoo.org or for the most up to date information. Dec. 1 & 2, 8 & 9, 15 & 16, 22 & 23: Breakfast with Frosty & Friends, 9-10 a.m. Get in the holiday spirit and join Frosty and his friends for breakfast at Connecticut’s only zoo. Reservations are required. Call Amanda Bolanos at 203-394-6574; $10 per person for zoo members, $20 per person for nonmembers. Price includes zoo admis-

sion and breakfast. Dec. 1 & 2, 8 & 9, 15 & 16, 22 & 23: Holiday Crafts/ Fun Photo Opps, 10 a.m.-2 p.m. Enjoy making holiday crafts in our Research Station and then take some fun photos in our festively decorated, tropical greenhouse. Visit your favorite animals to wish them happy holidays! Dec. 11 and 12: Zoo Tots, 10:30 am Holiday Fun! This monthly 45-minute program for children 22 months to 4 years old, who are accompanied by an adult, may include stories, activities, crafts and live animals. December’s program will focus on animals in winter. Preregistration is required by calling 203-394-6563. The cost is $10 for zoo members and one child, and $15 for nonmembers and one child.

Visit FCBuzz.org for more information on events and how to get listed. 30

NOVEMBER 30, 2015

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Arts & Culture of Fairﬁeld County

Presented by: Cultural Alliance of Fairﬁeld County

WESTCHESTER & FAIRFIELD COUNTY

BUSINESS JOURNALS SPECIAL REPORT

INVESTMENT STRATEGIES

Millennials con�ident today, stressed about future

illennials, the most closely-watched generation since the Baby Boomers, are an optimistic bunch despite having struggled to find their professional and financial footing as they came of age in the great recession, a study of 18- to 34-year-olds by Bank of America revealed. “We are very focused on the cohort; they face a very unique set of challenges in the economy, but their behaviors are certainly going to shape our economy going forward,” said Bill Tommins, Bank of America’s market president for southern Connecticut. “What they say they are doing and what they are actually doing diverges somewhat, particularly in the areas of savings and retirement.” According to Bank of America’s Fall 2015 Better Money Habits Millennial Report, a measure of more than 1,300 millennials’ financial attitudes and priorities conducted in concert with USA Today, millennials across the country are reasonably confident about money and are focused on their finances. But they are also experiencing a great deal of stress around the topic, due in part to factors out of their control, including a volatile global economy. “This is a population that has very strong self-confidence about their ability to manage their finances,” Tommins said. “Eighty-four percent indicated they are somewhat or very confident, but they are thinking about finances and money often. Forty-one percent reflect the fact they are chronically stressed about money, both not being able to put money away as well as current level of debt, budgeting and spending more than they should.” While 41 percent of respondents also described themselves as financially fit — defined as having savings, paying bills, minimizing debt, budgeting and preparing for emergencies — the survey indicates that those who stress over finances do so often and to the point of it having a negative impact on their lives. Of respondents stressed about money,

65 percent of said it affected their emotional well-being, 55 percent said financial anxiety affects their leisure activities and interests, and 49 percent felt that finances had an impact on their relationships. Forty-two percent stated financial anxiety impacts their physical health, while only 22 percent felt a negative impact on their work performance. Year-over-year comparisons show that since the fall of 2014, not putting enough money into savings has been the dominant concern for millennials, with 43 percent of respondents expressing a concern this year compared with 41 percent previously. However, the survey suggests young adults are less stressed than they were then about credit card debt and spending beyond their means, possibly indicating that they may be making improvements to financial management. The greatest change from the previous year was seen in regards to spending beyond one’s means. Thirty percent of respondents cited overspending as a concern — a decrease of six percent from fall 2014 and the second highest concern following saving. The only other concern to decrease was credit card debt, dropping from 20 percent in 2014 to 17 percent currently. Not planning or saving for retirement ranked fifth on the list of concerns, with the percent of respondents stating they were concerned rising from 21 percent in 2014 to 24 percent currently. “We are seeing in the data while they are thinking about retirement, and they are very much focused on it, in the day-to-day they are focused on living paycheck to paycheck,” Tommins said. Contrary to the stereotype of the clueless millennial living in his or her parents’ basement, Tommins said the financial woes of millennials are not due to a lack of money management knowledge, but rather the result of the unique set of circumstances that have

Bill Tommins, southern Connecticut market president for Bank of America. Photo by Reece Alvarez

coincided with their entry into adulthood. “This is a very bright, astute and technologically savvy population, but they have come into the workforce and the economy in a really difficult recessionary period. It’s not a lack of knowledge, just perhaps maybe not having the right opportunity out of the gate to start their career in the traditional trajectory others have had the benefit of,” he said. “They are working in a period of slow growth, some things that were afforded to other segments of the population right out of school they haven’t had the same luxury of having.” From general observations, Tommins said it is clear that millennials are postponing major life decisions like buying their first home and saving for their retirement. They are also managing larger amounts of student debt, experiencing greater instances of underemployment and faced significant job reductions at the start of recession, he said, but the same tenants of fiscal management apply to today’s generation as much as previous ones.

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“It is really recognizing that certain things you don’t want to put off because that will make it harder, particularly as people are living longer,” he said. To help millennials get started with healthy financial habits, Bank of America has teamed with the Khan Academy, a non-profit providing free financial education and resources, to produce the online resource BetterMoneyHabits.com. The free online resource provides information on a wide range of personal finance topics from paying down debt to buying a home. Tommins urges young adults to take advantage of saving tools like 401(k)s and IRAs, as well as building sufficient emergency funds with at least six months of living expenses tucked away in case of a sudden change in income or expenses. “The sooner you start, the better,” he said, “It just avoids having to play a lot of catch-up later in life.”

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BY CHRISTOPHER P. JORDAN

Strike a balance between portfolio and individual needs

he way you are thinking about retirement may be wrong. It’s true. For years, area investors gearing up for the big transition have used assumptions that are, at best, dated or obsolete. Current trends include major shifts that require serious consideration. Yet taking steps to close the knowledge gap and implement smart strategies

now could put you in better control of your outcome. Since 2009, the stock market has more than tripled but, that, of course, is yesterday’s news. Despite a growing economy and the lowest unemployment rate in seven years, many investors share a pessimistic outlook. And for good reason: The global debt ballooned to an all-time high of $199 trillion

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When it comes to your future, you shouldn’t have to choose between security and financial opportunity. MassMutual gives you the best of both worlds: the support and security of an established industry leader, as well as the entrepreneurial freedom to work for yourself and pursue your own financial goals at a MassMutual general agency. You know what you deserve – the next step is up to you. To learn more, contact: Jason Castaldi Agency Managing Director Charter Oak Insurance and Financial Services Co. 501 Merritt 7 Corporate Park, 5th Floor Norwalk, CT 06851 203-359-5300 jcastaldi@financialguide.com www.charteroakfinancial.com

MassMutual Financial Group refers to Massachusetts Mutual Life Insurance Co. (MassMutual), its affiliated companies and sales representatives. Financial Services Representatives are independent contractors and are not employees of MassMutual, its subsidiaries, or of General Agents with whom they contract. CRN201703-169539

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last year. The U.S. Federal Reserve’s much anticipated move away from a supportive monetary policy through interest rate hikes has been front-and-center in the minds of investors. Short-term pullbacks have been the norm over the past 30 years during tightening cycles. Not surprisingly, many equate rate hikes to more volatility. As we get closer to retirement, the longheld prudent approach to asset allocation has been to allocate one’s portfolio more conservatively. The definition of conservatism varies, but many times it involves actively adding bonds into a portfolio mix. Here is where it gets tricky. The fact that bonds have provided the needed counterbalance to stocks has been enhanced by a three decadeplus bull market in bonds. Since 1982, interest rates have declined by about 5 percent each year, creating a great run for bond investors. However, the quantitative easing (QE) programs in the U.S., Europe and Japan have caused ultra-low yields that are likely here to stay. Even the “risk adverse” have had to swallow hard while reviewing their money market or CD rates. Investing in retirement is about managing risk and many are caught in the middle of a risk/return tug-of-war. Retirees overweight in bonds or CDs in the age of near zero rates must decide which route to take: chart a new course or risk not earning enough and increase the odds of running out of money. Every day headlines and newscasts will draw attention to the problems du jour. But outliving assets is the true risk in retirement, not short-term volatility of the capital markets. The good news is that investors have a growing number of options that are designed to solve the problems outlined here. A careful review of your plans and some actions steps could make a big difference in the years to come. It’s a fact that many investors struggle to manage their portfolios relative to their individual needs. This typically results in portfolios with limited or no growth potential or portfolios with far too much risk. The first step should be a complete update of cash flow needs compared with all assets and income sources. Today, there are many online tools

that will allow you to view all your finances in one secure place allowing you immediate control by seeing the entire picture. From there the biggest decision is whether you can “do this yourself” or need professional help. Over the past few years, more investors have recognized that the future returns of many asset classes will likely be lower than the recent past. Determining what to do and implementing a personal plan remains the challenge. Examples of excellent investment solutions include target date funds and multi-asset funds. Both include professional managers that adjust the portfolio allocation in an attempt to lower risk at times or take advantage of opportunities as they arise. Since far too many smart folks have outsmarted themselves, these strategies can help by being unemotional. By including a wide spectrum of assets from domestic and international equities of all market capitalizations and various types of fixed income and alternative asset classes at times, these holdings can provide broad exposure and managed weightings. New offerings continue to pour out of the investment management world to address the new low-growth environment. According to Morningstar Research, 140 new fixed income exchange traded or ETF funds have launched since 2012. Now is the time to determine if your holdings are in-line with current trends and not “old school.” Since the bear market of 2000-02, investors have been hit with waves of losses within their investment horizons. 2008 served as the ultimate wake up call for investors worldwide and the residents of Westchester and Fairfield counties were not spared. As the notion of risk has changed, investors need to be flexible and adjust their weightings to reflect the changing retirement landscape. As the oft-recited line goes, past performance is no guarantee. Christopher P. Jordan is the founder of LEXCO Wealth Management Inc. with of�ices in Tarrytown and Greenwich. He has been advising affluent families in the area for the past 25 years and specializes in retirement transition. He can be reached by phone at 914-468-8912 or by email at cjordan@lexcowealth.com.

FACTS & FIGURES BANKRUPTCIES MANHATTAN Washington Realty Group LLC. 535 Fifth Ave., Fourth floor, New York 11225. Chapter 7, voluntary. Represented by W. Marilyann Pierre. Filed: Nov. 19. Case no. 1513085-mew.

WHITE PLAINS The Challah Fairy Inc. 170 N. Main St., New City 10956. Chapter 11, voluntary. Represented by Harvey S. Barr. Filed: Nov. 23. Case no. 1523686-rdd. Olympic Property Partners LLC. 6 Pilgrim Road, Scarsdale 10583. Chapter 11, involuntary. Represented by Olympic Property Partners LLC. Filed: Nov. 19. Case no. 15-23658-rdd.

COURT CASES ACE Tennis Builders Inc. Filed by Robert Honig. Action: diversity-other contract. No attorney listed. Filed: Nov. 19. Case no. 7:15-cv-09089. Bayer HealthCare Pharmaceuticals Inc. Filed by Amy Ferguson. Action: diversity-product liability. Attorneys: Rachel Beth Abrams and Brian John Perkins. Filed: Nov. 23. Case no. 7:15cv-09192-CS. Bayer HealthCare Pharmaceuticals Inc. Filed by Mikea Grubb. Action: diversity-product liability. Attorneys: Rachel Beth Abrams and Brian John Perkins. Filed: Nov. 23. Case no. 7:15-cv-09194-CS. Bayer HealthCare Pharmaceuticals Inc. Filed by Aisha Jordan. Action: diversity-product liability. Attorneys: Rachel Beth Abrams and Brian John Perkins. Filed: Nov. 23. Case no. 7:15-cv-09195-CS.

Items appearing in the Westchester County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3680

Bayer HealthCare Pharmaceuticals Inc. Filed by Linda Ludwig. Action: petition for removal-personal injury. Attorneys: Rachel Beth Abrams and Brian John Perkins. Filed: Nov. 19. Case no. 7:15-cv09087-CS. Bayer HealthCare Pharmaceuticals Inc. Filed by Kay Nuzzo. Action: petition for removal — personal injury. Attorneys: Rachel Beth Abrams and Brian John Perkins. Filed: Nov. 19. Case no. 7:15-cv09090-CS. Bayer HealthCare Pharmaceuticals Inc. Filed by Lynn Riggs. Action: petition for removal-personal injury. Attorneys: Rachel Beth Abrams and Brian John Perkins. Filed: Nov. 19. Case no. 7:15-cv09092-CS. Bayer HealthCare Pharmaceuticals Inc. Filed by Natasha Rogers. Action: petition for removal-personal injury. Attorneys: Rachel Beth Abrams and Brian John Perkins. Filed: Nov. 19. Case no. 7:15-v-09095CS. Burtis Construction Co. Inc. Filed by Westchester Teamsters Local Union No. 456. Action: E.R.I.S.A.: civil enforcement of employee benefits. Attorney: Arthur Joseph Muller III. Filed: Nov. 23. Case no. 7:15-cv-09196. Cromwell Hill Commons Condominium. Filed by John Bliss. Action: Fair Housing Amendments Act. Attorney: Glen Howard Parker. Filed: Nov. 19. Case no. 7:15-cv09068-KMK. CytoSport Inc. Filed by Orlando Bautista. Action: Federal Food, Drug & Cosmetic Act. Attorney: Douglas Brian Lipsky. Filed: No. 18. Case no. 7:15-cv-09081-CS. Engineered Building Products Inc. Filed by JPMorgan Chase Bank National Association. Action: interpleaded action. Attorney: Christopher Robert Belmonte. Filed: Nov. 19. Case no. 7:15-cv-09097. Interstate Fire and Casualty Co. Filed by Pincus Alarm Corp. Action: diversity-breach of contract. Attorney: Samuel Hirsch. Filed: Nov. 19. Case no. 7:15-cv-09086. J.B. Hunt Transport Inc. Filed by Thomas George. Action: notice of removal — motor vehicle. Attorney not listed. Filed: Nov. 18. Case no. 7:15-cv-09061-CS. New Roc Associates LP. Filed by Katarzyna Cichon. Action: Americans with Disabilities Act — civil enforcement action. Attorney: Glen Howard Parker. Filed: Nov. 18. Case no. 7:15-cv-09067-CS.

ON THE RECORD

NYU Langone Medical Center Hospital. Filed by Margarette Morency. Action: job discrimination (race). Attorney: Peter Adam Hurwitz. Filed: Nov. 23. Case no. 7:15-cv-09142. RCM Technologies USA Inc. Filed by Rose Roman. Action: denial of overtime compensation. Attorney: Neil H. Greenburg. Filed: Nov. 18. Case no. 7:15-cv-09077-CS. Zilicon Accessories LLC. Filed by Yeoshua Sorias. Action: patent infringement. Attorney: Noam Joseph Kritzer. Filed: Nov. 20. Case no. 7:15-cv-09161.

DEEDS Above $1 million 1040 Nine Acres LLC, Larchmont. Seller: Diane G. Wolf, et al, Wilmington, Del. Property: 1040 Nine Acres Lane, Mamaroneck. Amount: $1.1 million. Filed Nov. 19. 386 Main Street LLC, White Plains. Olive Branch Plaza Corp., Armonk. Seller: Property: 386 Main St., North Castle. Amount: $3.5 million. Filed Nov. 17. Gateway Kensington LLC, Greenwich, Conn. Seller: The Village of Bronxville, Bronxville. Property: 15 Kensington Road, Eastchester. Amount: $3.8 million. Filed Nov. 19. North Star Commercial LLC, New York City. Seller: North Realty I Inc., White Plains. Property: 240 North Ave., New Rochelle. Amount: $5.9 million. Filed Nov. 17. Poplar Realty LLC, Yonkers. Seller: 50-52-54 Poplar Realty LLC, Franklin Square. Property: 50 Poplar St., Yonkers. Amount: $1 million. Filed Nov. 17.

Below $1 million 11 Foley Management LLC, Elmsford. Seller: Michael Yee, et al, Flushing. Property: 11 Foley Road, Somers. Amount: $679,000. Filed Nov. 17. 135 Willett LLC, Greenwich, Conn. Seller: Renee Romanello, Port Chester. Property: 135 Willett Ave., Rye. Amount: $575,000. Filed Nov. 17. 144 Linden Street Realty LLC, Yonkers. Seller: T and T Linden LLC, Hawthorne. Property: 144 Linden St., Yonkers. Amount: $530,000. Filed Nov. 17.

2585 Ridge Street LLC, River Vale, N.J. Seller: Deutsche Bank Trust Company Americas. Property: 2585 Ridge St., Yorktown. Amount: $187,000. Filed Nov. 17. 26 Rock Ridge Drive LLC, Rye Brook. Seller: Preston M. Bruenn, et al, Goldens Bridge. Property: 26 Rock Ridge Drive, Rye. Amount: $625,000. Filed Nov. 18. 29-31 Secor Corp., Ossining. Seller: Samille Hannon, Ossining. Property: 29-31 Secor Road, Ossining. Amount: $225,000. Filed Nov. 19. 453 McLean Partners LLC, Yonkers. Seller: Tommy Conneally, Yonkers. Property: 445 McLean Ave., Yonkers. Amount: $22,000. Filed Nov. 19. AMS Builders LLC, Tompkins Cove. Seller: 258 Mill River Road LLC, Scarsdale. Property: 258 Mill River Road, Mount Pleasant. Amount: $225,000. Filed Nov. 16. AMS Builders LLC, Tompkins Cove. Seller: Rase Realty LLC, Scarsdale. Property: 260 Mill River Road, Mount Pleasant. Amount: $210,000. Filed Nov. 16. Bank of America N.A. Seller: Albert Cornachio, Rye Brook. Property: 14 Adela Court, Yorktown. Amount: $392,317. Filed Nov. 16. Bank of America N.A. Seller: Michael J. Khader, Yonkers. Property: 224 Hawthorne Ave., Yonkers. Amount: $586,474. Filed Nov. 19. Edson Avenue Development LLC, Mount Vernon. Seller: 160 West Realty Corp., Mount Vernon. Property: 160 W. Third St., Mount Vernon. Amount: $400,000. Filed Nov. 17. Edson Avenue Development LLC, Mount Vernon. Seller: Fannie Mae. Property: 535 Eighth Avenue South, Mount Vernon. Amount: $152,000. Filed Nov. 19. Fannie Mae. Seller: Bruce L. Bozeman, Mount Vernon. Property: 57 Cornell Ave., Yonkers. Amount: $308,366. Filed Nov. 18.

Fannie Mae. Seller: Edmund G. Fitzgerald, White Plains. Property: 21 S. 12th Ave., Mount Vernon. Amount: $801,756. Filed Nov. 16. Fannie Mae. Seller: Francis J. Malara, White Plains. Property: 18 Grant Ave., Peekskill. Amount: $425,773. Filed Nov. 16. Fannie Mae. Seller: Thomas L. Gallivan, White Plains. Property: 22 Cross Hill Ave., Yonkers. Amount: $817,089. Filed Nov. 16. Federal National Mortgage Association. Seller: Eve Bunting-Smith, White Plains. Property: 37 Knollwood Road, Greenburgh. Amount: $412,435. Filed Nov. 18. Federal National Mortgage Association. Seller: John Sarcone, White Plains. Property: 232 Ringgold St., Peekskill. Amount: $133,855. Filed Nov. 17. Federal National Mortgage Association. Seller: Kenneth L. Bunting, White Plains. Property: 976 Phoenix Ave., Peekskill. Amount: $321,978. Filed Nov. 19. Federal National Mortgage Association. Seller: Leonard C. Aloi, Bronx. Property: 635 Highland Ave., Peekskill. Amount: $130,300. Filed Nov. 17. Hudson City Savings Bank, Paramus, N.J. Seller: Robert D. Ryan, White Plains. Property: 40 Rockland Ave., Rye. Amount: $408,001. Filed Nov. 19. Northeast Quality Properties LLC, Brewster. Seller: JPMorgan Chase Bank N.A. Property: 121D Heritage Hills, Somers. Amount: $250,000. Filed Nov. 17. Pennymac Corp. Seller: Tim Gizzo, White Plains. Property: 176 Henry St., Cortlandt. Amount: $450,661. Filed Nov. 16.

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Property Masters NYC LLC, Bronx. Seller: Patricia H. Kelly, Sebastian, Fla. Property: 345 Bellvue Ave., Yonkers. Amount: $316,000. Filed Nov. 19.

Fannie Mae. Seller: Bruce Trent, Irvington. Property: 56 Haven Ave., Mount Vernon. Amount: $230,096. Filed Nov. 19.

RL Graham LLC, Pelham. Seller: Grant Family Holdings LLC, et al, Norwalk, Conn. Property: 209-15 Wolf’s Lane, Pelham. Amount: $475,000. Filed Nov. 19.

Fannie Mae. Seller: Clement Patti Jr., White Plains. Property: 65 Snowden Ave., Ossining. Amount: $267,160. Filed Nov. 16.

Rye Development LLC, Rye. Seller: Jennifer Howard, Rye. Property: 151 Old Post Road, Rye. Amount: $575,000. Filed Nov. 16.

Fannie Mae. Seller: David J. Peck, Harrison. Property: 19 Verona Ave., Yonkers. Amount: $313,080. Filed Nov. 18.

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NOVEMBER 30, 2015

AMALGAMATED LIFE CEO RECEIVES SCOUT AWARD President and CEO David Walsh of Amalgamated Life Insurance Co., a provider of life and health insurance, has been honored with the Distinguished Eagle Scout Award. Walsh received the award at the “Good Scout” and Distinguished Eagle Award Dinner of the Boy Scouts of America, Westchester-Putnam Council held at the Westchester Marriott in Tarrytown. An estimated one in 1,000 Eagle Scouts earns the Distinguished Eagle Scout Award based on criteria of having earned the Eagle Scout rank through the Boy Scouts of

America at least 25 years prior to being nominated, having gained extraordinary national-level recognition, fame or eminence with his identified field and having demonstrated a strong record of voluntary service to his community, in addition to achieving a distinguished career. Walsh, an active Eagle Scout with a longstanding commitment to the Boy Scouts was past president of the Westchester Putnam Boy Scout Council and a former scout leader among many other scout roles and activities.

As president and CEO of Amalgamated Life Insurance in White Plains and CEO of Alico Services Corp., he oversees all operations for the entire Amalgamated family of companies.

westchester County

GOOD THINGS HAPPENING CHILDREN’S MUSEUM EXECUTIVE NAMED ATHENA RECIPIENT Lara Litchfield-Kimber, executive director of the Mid-Hudson Children’s Museum, has been chosen by her fellow honorees by secret ballot to receive the 2015 Athena Award, presented by The Chamber Foundation Inc. She was recently presented this honor at a reception held at The Poughkeepsie Grand Hotel in Poughkeepsie. The Athena captures the spirit and collaborative leadership style often exemplified in women leaders. Litchfield-Kimber came to the Hudson Valley in 2012 to be the executive director of the children’s museum. She rebuilt the museum’s staff and board, raised funds, improved the building and overhauled its exhibits and programs. Annual attendance doubled to more than 50,000 as a result of her efforts. “Lara’s accomplishments speak for themselves,”

said Frank Castella Jr., president and CEO of the Dutchess County Regional Chamber of Commerce and The Chamber Foundation. “She exemplifies the Athena model in every aspect and we are fortunate to have her here in the Hudson Valley improving the fun, family-friendly options available to our community.” Litchfield-Kimber also created a formal partnership with the Smithsonian in Washington, D.C., and developed a comprehensive school readiness initiative. The Children’s Museum created a collaborative network among Poughkeepsie’s inner-city Pre-K programs. Now, every child enrolled in a Pre-K program through Poughkeepsie Head Start, Universal Pre-K or Catharine Street Community Center visits the museum for free field trips and receives free family museum memberships.

NEW ASSOCIATE AT GOLDBERG SEGALLA

CENTRAL HUDSON PHOTO CONTEST WINNER SELECTED

Petar K. Vanjak has joined Goldberg Segalla, an international law firm, as an associate in its product liability and professional liability practice groups. He practices from the firm’s White Plains office, where he litigates a wide variety of liability claims, including those involving breach of contract and professional negligence. Before entering the legal profession, Vanjak spent several years in the U.S. Navy as a

The winner of Central Hudson Gas & Electric Corp.’s third annual Fall Foliage Photo Contest is Fatima Sanwarwalla of Newburgh. Her photograph taken from the Walkway Over The Hudson received the most votes from Central Hudson’s Facebook followers. “Congratulations to Fatima on her award and for the stunning image she captured depicting the

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Fleet Marine Force hospital corpsman in the 2nd Marine division. In that capacity, he administered combat trauma care, performed routine sick call and diagnostic patient care and instructed Marines on combat trauma treatment and triage procedures. After military service he was an associate with Wilson, Elser, Moskowitz, Edelman & Dicker LLP before joining Goldberg Segalla.

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mid-Hudson Valley’s spectacular autumn colors,” said Denise D. VanBuren, vice president of public relations at Central Hudson. More than 70 images were submitted and 18 finalists were selected and posted to Central Hudson’s Facebook page. To view the images of all 18 finalists, visit Facebook.com/CentralHudson.

BURNS JOINS ULSTER SAVINGS Jeff Burns has been retained as retail business development officer at Ulster Savings Bank. He will be based at the bank’s Kingston headquarters. Burns, a Gardiner resident, joins the bank with several years of banking experience. In his new role, he will be responsible for leading the bank’s business development

efforts across its branches located throughout Ulster, Dutchess and Orange counties. An active member of his community, Burns maintains membership in the Ulster and New Paltz Regional chambers of commerce, as well as volunteer involvement with the Wallkill Rail Trail and the Mohonk Preserve.

CARDIOLOGIST FEATURED SPEAKER The Greater Hudson Valley Health System (GHVHS) announced its successful educational lecture “Evaluation and Management of ACS/NSTEMI,” which was recently held at Orange Regional Medical Center discussed critical elements of cardiology and offered physicians a way to earn credit toward continuing education. The lecture featured Robert F. Malacoff, a board-certified cardiologist and electrophysiologist at Orange Regional Medical Group, with more than 35 years of professional

experience in cardiology. He spoke to attendees on the key aspects of acute coronary syndrome (ACS) and non-ST-segment elevation myocardial infarction (NSTEMI). Throughout the lecture, Malacoff informed physicians about the best ways to differentiate between unstable angina and NSTEMI, as well as the pathophysiology of acute thrombus formation and myocardial ischemia or injury. The lecture also covered treatment modalities for upstream therapy for ACS.

ULSTER SAVINGS AWARDS $5,000 GRANT TO RCAL The Ulster Savings Charitable Foundation awarded the Resource Center For Accessible Living Inc. (RCAL), a $5,000 grant in support of its capital improvement efforts. With its recent approval as a Social Security Representative Payee agency, RCAL has realized a need to re-configure its offices to accommodate a significant increase in foot traffic. The charitable foundation grant will assist it with associated construction costs. “For over 30 years, RCAL has been dedicated to assisting and empowering individuals to live independently and participate in all aspects of community life. We’re thrilled to help them continue this important work for people with disabilities, and their families, throughout Ulster County and surrounding counties,” said MaryRose Warcholak, executive director of the Ulster Savings Charitable Foundation.

DATES

ORMC NAMES DIRECTOR OF NURSING INFORMATICS Maureen Donnelly has been appointed director of nursing informatics and decision support at Orange Regional Medical Center in Middletown. Donnelly joins the ORMC after 10 years with the Bon Secours Charity Health System where she was a professional practice educator and clinical director of emergency services for Bon Secours Community Hospital. In her most recent role, she implemented and optimized EPIC/ConnectCare in its acute care facilities where she was responsible for maintenance and system upgrades. Donnelly began her career as a medical surgical staff nurse at Beth Israel Hospital in Boston; practiced at Crystal Run Healthcare, Catskill Regional Medical Center,

DEC. 2

Westchester Medical Center; and Bronx Municipal Hospital. In her new role at Orange Regional, Donnelly determines the needs and requirements for clinical applications related to information systems. She is also liaison between the hospital’s clinical areas and the information technology department to assist with optimization and use of different clinical systems.

PHELPS ACHIEVES ‘EXEMPLAR’ STATUS Phelps Memorial Hospital Center has achieved “Exemplar” status for its NICHE (Nurses Improving Care for Healthsystem Elders) program. NICHE is designed to help nurses provide specialized care to patients age 65 and older. The status recognizes Phelps’ ongoing, high-level dedication to providing the highest quality, most appropriate care to older adults. It is one of only 10 hospitals in New York state to achieve this status. The highest of four possible program levels, the Exemplar status was attained following a rigorous evaluation of the hospital’s current NICHE program and its future goals for the program. The requirements include implementing the NICHE Geriatric Resource Nurse (GRN) model and evidence-based protocols on

all applicable hospital units, including specialty units; applying aging-sensitive policies; incorporating input from patients, families and other health care providers in the development and execution of NICHE initiatives; and assuming regional and national leadership roles. “The NICHE designation and the ‘Exemplar’ status signal our resolve to provide high-quality, patient-centered care for older adults,” said Cheryl Burke, NICHE coordinator at Phelps. “Through our participation in the NICHE program, we are able to offer approaches that promote better outcomes, positive experiences, and improved care for our older patients. This leads to greater satisfaction rates for our patients, their families and our staff.”

Yoga Teacher’s Association of the Hudson Valley (YTA) continues its program year Saturday, Jan. 9, with “Buddha Body Yoga Exploration: Working with Larger Bodies,” presented by yoga teacher and Buddha Body Yoga founder Michael Hayes. During the three-hour workshop, Hayes will explore the principals and fundamentals of how to teach yoga when working with large bodies. The workshop will be held at the Yoga Studio at Club Fit, 584 N. State Road, Briarcliff Manor, from 1:30 to 4:30 p.m. The cost is $35 for YTA members and $45 for nonmembers who register in advance; $45 and $55 at the door. Preregistration is requested. Register at YTAYoga.com. Ample parking is available. Please bring a yoga mat and arrive early to check in and set up. For more information, contact Audrey Brooks at ytapresident@gmail. net or 914-582-7816.

DEC. 12 Abbott House’s 2015 The Dignity of Family Life Award Dinner, honoring New York Knicks legend Allan Houston and family, Saturday, Dec. 12, at the Crowne Plaza White Plains. For more information and reservations, contact Henry Ackermann at 914-409-0088.

Information for these features has been submitted by the subjects or their delegates.

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NOVEMBER 30, 2015

GOOD THINGS HAPPENING westchester County HOULIHAN LAWRENCE REP: 2016 WOMEN’S COUNCIL OF REALTORS LEADER Patricia E. Palumbo, a real estate salesperson with the Somers brokerage of Houlihan Lawrence, has been named president of the Women’s Council of Realtors Empire Westchester Business Resource Network. In this role, Palumbo will lead colleagues in Westchester, Putnam, Rockland and Orange counties, as well as some areas of the Bronx. The installation took place Nov. 19 at the Glen Island Harbour Club in New Rochelle. “It’s truly an honor to be installed as president of the Empire Westchester Business Resource Network of WCR and serve the

community that myself and others have achieved great professional success working within,” said Palumbo. “I am extremely grateful to the members that nominated me for this position and I’m incredibly proud to lead this collaborative organization of exceptionally talented and hardworking professionals.” Palumbo earned her real estate license in 2009 and immediately joined the WCR where through her volunteer roles she was able to interact with many members. The Empire Westchester Business Resource Network of the Women’s Council of Realtors was

founded to advance women as professionals and leaders in business, the industry and the communities they serve.

DUTCHESS ARC FOUNDATION’S HONOREE The ARC of Dutchess Foundation honored Mary Kay Vrba, president and CEO of Dutchess Tourism Inc. with the Martinko Trailblazer Award for her leadership and service to the community at the recent Celebration of Stars event at the Millbrook Golf and Tennis Club. Vassar-Warner Home was the recipient of the Employer of the Year award for its partnership with Dutchess ARC in providing employment opportunities for individuals with developmental disabilities.

Other honorees receiving awards that night were: Challenger Sports Program / town of LaGrange, Joe Lepore of LCS Facility Group, Gary Hulbert, Amanda Morano, Al Moratta and Uriah Riggs. Vrba, with more than 30 years of tourism experience, works with more than 600 area tourism businesses and is responsible for marketing Dutchess County as a vacation destination. She is a past president of Hudson Valley Tourism.

A winner of many professional awards, Vrba earned a master’s degree from George Williams College in Downers Grove, Ill., in leisure/ environmental resource administration and a bachelor’s degree in recreation administration from the College of St. Mary in Omaha, Neb. She resides in southern Dutchess County. Headquartered in Poughkeepsie, Dutchess ARC supports nearly 1,000 families in Dutchess County with a full range of services.

INSURANCE BOUTIQUE CONTINUES STRATEGIC GROWTH Nicolaides Fink Thorpe Michaelides Sullivan LLP announced its continuing strategic expansion with the addition of three lateral hires in its White Plains office. They are Samantha Riley, Lani McCann and Jessica Cavallo, who combine decades of experience counseling prominent domestic and international insurers and reinsurers. Partners Riley and McCann bring their extensive experience in the rapidly growing field of cyber insurance coverage, including breach and

NOVEMBER 30, 2015

Safety, for attaining and sustaining excellence in accountability measure performance for heart attack, heart failure, pneumonia, surgical care, venous thromboembolism and stroke. The Top Performer program recognizes hospitals for improving performance on evidence-based interventions that increase the chances of healthy outcomes for

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patients with certain conditions. “Delivering the right treatment in the right way at the right time is a cornerstone of high-quality health care. I commend the efforts of NewYork-Presbyterian/ Hudson Valley Hospital for its excellent performance on the use of evidence-based interventions,” said Mark R. Chassin, MD, president and CEO, The Joint

with 29 lawyers, in less than two years, Nicolaides has grown its head count by more than 72 percent. Remarkably, more than half of the firm’s partners are women, a stark contrast to the national average, which hovers around 20 percent. Sara Thorpe, found partner, said, “We are nimble and energetic and are writing our own rules. Our niche focus enables us to think constantly and creatively about adding value to our clients and their industry.”

INDUSTRY VETERAN JOINS FIRST NIAGARA Robert Fluharty has been appointed senior business development officer for First Niagara Commercial Finance (FNCF) by First Niagara Financial Group. Fluharty will serve customers throughout First Niagara’s footprint, including the New England and tristate regions. He is responsible for developing the bank’s asset-based lending portfolio by providing customers with customized financing packages for working capital, mergers and acquisitions, recapitalizations, turnarounds, and restructurings. “Robert brings to the table more than 30 years of experience in

NEWYORK-PRESBYTERIAN/HV HOSPITAL EARNS ‘TOP PERFORMER ON KEY QUALITY MEASURES® NewYork-Presbyterian/Hudson Valley Hospital in Cortlandt Manor has been recognized as a 2014 Top Performer on Key Quality Measures® by The Joint Commission, the leading accreditor of health care organizations in the United States. The hospital was recognized as part of The Joint Commission’s 2015 annual report America’s Hospitals: Improving Quality and

breach response issues, cyber-attacks, malware invasions, compromised information, class actions and multimedia liability claims to Nicolaides.. Associate Cavallo brings additional depth to Nicolaides in complex reinsurance matters and on professional liability issues. “We are thrilled to expand our team with the addition of this dynamic group,” noted Managing Partner Richard Nicolaides. Established in January 2014

Commission. “We understand what matters most to patients at our hospital is the quality and safety of the care they receive. That is why we have made it a top priority to consistently review and improve positive patient outcomes through evidence-based care processes,” said John C. Federspiel, NYP/Hudson Valley president.

asset-based lending and leveraged finance,” said Kenneth Jamison, managing director of capital markets. “This knowledge of the market, coupled with his ability to build and maintain relationships with our customers are characteristics that will translate well into his new role with our team.” Prior to joining First Niagara, Fluharty served as senior vice president and relationship manager for Santander Bank’s Greater Hartford Region. He also served as a team leader for the expansion of the Direct Marketing Group supporting PNC Business Credit and PNC Bank. Fluharty earned a bachelor’s

degree in finance from the University of Connecticut and a master’s degree in management finance from Rensselaer Polytechnic Institute.

POWERFUL

WOMEN

SCIENCE

RESEARCH

MEDICINE ON A COLLISION COURSE?

Donâ&#x20AC;&#x2122;t miss this thought-provoking panel of renowned women in the industry, including Jane Brody, personal health columnist for The New York Times.

Host & location: The College of New Rochelle Save the date: January 21 presented by:

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NOVEMBER 30, 2015

’TIS THE SEASON AT LOCKWOOD-MATHEWS

Fairfield County

Norwalk’s Lockwood-Mathews Mansion Museum is partnering with the New Canaan Dance Academy and Santa Claus for a dance performance and a doll and teddy bear Victorian tea, Sunday, Dec. 13, noon to 4 p.m., 295 West Ave., Norwalk. Visitors will have the opportunity to view the exhibit, “Holiday Grandeur: The Mansion’s Toys and Trains Story” and walk through the first floor of the museum where toys, trains and dolls will be on display. There will be an appearance from Santa Claus and his reindeer, 1-2:15 p.m., the New Canaan Dance Academy performance, 2:15-3 p.m. and the doll and teddy bear Victorian tea, 3:15-4 p.m. For more, email info@lockwoodmathewsmansion.com.

Santa Claus writes children’s wishes at the mansion’s Holiday Open House, 2014. Photograph courtesy Sarah Grote Photography.

GOOD THINGS HAPPENING STAMFORD FIRM CELEBRATES 100 YEARS FAIRFIELD COUNTY’S GIVING DAY Fairfield County’s Community Foundation is opening registration for the third annual Fairfield County’s Giving Day. This annual day encourages individuals families, companies, clubs and groups to “give where you live” in support of nonprofits. Bank of America joins the foundation as the event’s champion sponsor for the

third year in a row. In the past year, more than $1 million was raised in only 24 hours for 386 nonprofits. Nonprofits may visit fcgives.org to register. Organizations that are joining for the first time may register by Dec. 16 to be entered into a $1,000 grant drawing. For more, visit fccfoundation.org.

STAMFORD HOSPITAL RECEIVES STROKE CARE AWARD Stamford Hospital received the “Get with the Guidelines — Stroke Gold Quality Achievement Award” from the American Heart Association (AHA)/American Stroke Association (ASA). This distinction recognizes the hospital’s commitment in ensuring stroke patients receive the

most appropriate treatment according to nationally recognized, research-based guidelines. To earn the Gold Quality Achievement Award, Stamford Hospital achieved 85 percent or higher adherence to the aforementioned guidelines for two or more consecutive 12-month periods.

AT&T AWARDS $5,000 TO SPEF The Stamford Public Education Foundation (SPEF) received $5,000 through AT&T Aspire to support its mentoring program in Stamford high schools. AT&T Aspire is AT&T’s education initiative to promote student success. Harry Carey, director of external affairs for AT&T Connecticut,

presented the check to Matthew Quinones, CEO of SPEF, Oct. 29. Students who participate in SPEF’s mentoring program gathered with Sen. Carlo Leone to congratulate SPEF on receiving the $5,000 award, which will be used to support mentoring initiatives.

From left: Steven Frederick, attorney; Alice Knapp, president, Ferguson Library; and Marshall Goldberg, attorney at the Ferguson Library in Stamford.

Stamford-based law firm Wofsey, Rosen, Kweskin & Kuriansky LLP, celebrated its 100th anniversary. Stamford Mayor David R. Martin honored the firm and Gov. Dannel P. Malloy proclaimed Nov. 9, 2015 as “Wofsey, Rosen, Kweskin & Kuriansky Day in the state

of Connecticut.” The firm focuses on many fields of law, including litigation, corporate and transactional law, employment law, real estate and land use, personal injury, medical malpractice, family law, landlord-tenant law, and wills, trusts and probate.

Information for these features has been submitted by the subjects or their delegates.

NOVEMBER 30, 2015

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DELMONICO ELECTED TO CBIA BOARD Jennifer Morgan DelMonico, managing partner for Murtha Cullina LLP, a law firm with an office in Stamford, was elected to the board of directors of the Connecticut Business & Industry Association (CBIA). The election was announced at the CBIA annual meeting, Oct. 29. Del-

monico, one of 12 new members elected to the CBIA board, begins her four-year term Dec. 1. She currently serves as the vice chairwoman of the Greater New Haven Chamber of Commerce and the immediate past chairwoman of Easter Seals Goodwill Industries.

‘A TASTE OF FAIRFIELD’ YIELDS SUCCESS

DEC. 2-3, 9-10 & 16-17

Western Connecticut Health Network is hosting a series of three morning and evening comprehensive diabetes education classes, 9:30-11:30 a.m., Tues., Dec. 3, 10 and 17 and 5-7 p.m., Wed., Dec. 2, 9 and 16, 41 Germantown Road, Suite B03, Danbury. To register, call Joan at 203-739-4980.

Jennifer Morgan DelMonico

ENERGY EFFICIENCY EVENTS FOR RESIDENTS

DEC. 3 From left: Banji Iyun, junior board of advisors vice chairman; Sherlene Rodriguez, junior board of advisors vice chairwoman; and Robert F. Cashel, president and CEO, FCA.

A Taste of Fairfield County’s third annual event attracted more than 150 attendees and more than 10 food vendors. Hosted by Family & Children’s Agency’s (FCA) junior board of advisors, proceeds from the Nov. 12 event are to benefit FCA’s Family Support

United Illuminating representatives work alongside the Connecticut Food Bank to prepare LED and energy-saving packets for 10,000 families within the UI region.

As part of the Energize Connecticut Initiative, an effort to empower Connecticut residents to make smarter energy choices, New Haven-based The United Illuminating Co. (UI) is partnering with the North Haven-based Connecticut Food Bank — a nonprofit with locations in Wallingford and Fairfield — to host LED light bulb and energy efficiency education events

at food pantries within UI territory. These events are to encourage residents to make their homes more energy efficient by replacing their old incandescent light bulbs with Energy Star LEDs. Distribution of these items began Nov. 17 and will run a 30-day cycle as the participating pantries pick up supplies for their customer base.

PAOLETTA COMPLETES YEAR OF LEADERSHIP TRAINING Washington, D.C.-based Institute for Organization Management, the development program of the U.S. Chamber of Commerce Foundation, announced that Jocelyn Paoletta, director of commissions for the Bridgeport Regional Business Council, completed her first year at Institute for Organization Management, a four-year nonprofit leadership training program at Vil-

lanova University in Pennsylvania. Institute graduates are recognized as leaders in their industries and organizations. Paoletta has assisted in designing new marketing and communication opportunities for the BRBC community, the organization’s new website and its newest publication, “The QR” She also manages BRBC’s Women’s Leadership Council.

family law attorneys for client satisfaction in Connecticut. ALM’s list is created by LexisNexis Martindale-Hubbell to identify lawyers who have been rated by their peers and AIOFLA is a third-party rating service recognizing practitioners in their respective fields.

& Prevention services, a program providing support and guidance to more than 1,500 families with young children. The evening included food and drinks from venues throughout the region, live music, raffles and a program presentation.

WESTMED OPENS SECOND GREENWICH OFFICE WESTMED Medical Group held a ribbon-cutting ceremony for its second medical office in Greenwich, Nov. 16 at 644 W. Putnam Ave. This location offers urgent

care services for non-emergency injury or illness with on-site radiology and laboratory services and primary care and medical specialists.

FIRST COUNTY BANK GRANTS $20,000 TO NONPROFITS

Pullman & Comley is hosting its annual labor and employment law seminar, offering its perspective on developments over the past year and what to expect in 2016, 8 a.m. to 1 p.m., The Sheraton Hartford South Hotel, 100 Capital Blvd., Rocky Hill. To RSVP, call 203-330-2058.

DEC. 4 Ridgefield Playhouse is featuring Hot Tuna with Jorma Kaukonen and Jack Casady as part of the Pepsi Rock Series powered by Xfinity, performing an acoustic set of rootsy blues, folk and bluegrass, 8 p.m., 80 E. Ridge Road, Ridgefield. For more information, call the box office at 203-438-5795.

DEC. 9 The World Affairs Forum is hosting its Ambassador’s Roundtable Breakfast & Lecture, 7 a.m. coffee, 7:30 a.m. breakfast and 8 a.m. presentation/Q&A, Stamford Yacht Club, 97 Ocean Drive West, Stamford. The topic is “Mr. Putin: Understanding the Man at War with the West,” featuring guest speaker Fiona Hill. For more information, contact the World Affairs Forum at 203-356-0340.

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Jocelyn Paoletta

SHATTUCK RECOGNIZED AS ‘LEADER IN LAW’ Laura Shattuck, a senior associate attorney for Westport-based Nusbaum & Parrino PC, was recognized as one of ALM’s 2015 “Women Leaders in the Law” and selected by The American Institute of Family Law Attorneys (AIOFLA) as one of the 10 best

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Laura Shattuck

From left: Jim Darling, senior vice president, commercial lending at First County Bank; Wendy Bentivegna, grant director at Positive Directions; and AnnaMarie Boccuzzi, estate and trust officer, First County Bank.

Stamford-based First County Bank Foundation awarded four Westport-based nonprofits a total of $20,000 to support their missions. Since 2001, the foundation has awarded more than $7 million in grants. The organizations included: Homes With Hope, $10,000 for its emergency shelter for homeless single mothers and their children;

Positive Directions, $5,000 for its adolescent behavioral health treatment program; Project Return, $2,500 for its HEAL program (health, empathy, love, altruism), which provides adolescent girls and young women in crisis a nurturing environment to heal and grow; and $2,500 to United Way of Westport.

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Women’s Business Development Council is hosting a seminar, titled “Exploring Entrepreneurship,” about how to decide whether entrepreneurship is right for you, noon to 2 p.m., TEAM Inc., 30 Elizabeth St., Derby. WBDC is also featuring “Launch Pad: Get Started on Your Business Plan,” a workshop that can help with the transition into the developmental stage of business planning, noon to 2 p.m. CityCenter Danbury, 268 Main St., Danbury. For more information, visit ctwbdc.org. The CT/Westchester Committee of the Columbia’s Business School Alumni Club is presenting a panel discussion, titled “Marketing Your Business” about using traditional marketing approaches as well as new techniques, 6:30-8:30 p.m., Dec. 10, Greenwich Library, 101 W. Putnam Ave., Greenwich. To register, visit cbsacny.org. NOVEMBER 30, 2015

FACTS & FIGURES Sialkot Properties LLC, Bronx. Seller: 205 East Prospect LLC, Mount Vernon. Property: 399A N. High St., Mount Vernon. Amount: $395,000. Filed Nov. 19. Trustco Bank, Glenville. Seller: John M. Perone, Larchmont. Property: 9 Jean Drive, Cortlandt. Amount: $325,000. Filed Nov. 16. U.S. Bank N.A. Seller: April D. Bowie, New York City. Property: 1 Mill Court, Cortlandt. Amount: $978,552. Filed Nov. 19. U.S. Bank N.A. Seller: John G. Molloy, Somers. Property: 46 Claremont Place, Mount Vernon. Amount: $642,287. Filed Nov. 17. U.S. Bank N.A. Seller: Kevin H. Cohen, White Plains. Property: 77 Soundview St., Rye. Amount: $854,596. Filed Nov. 17. Village of Rye Brook, Rye Brook. Seller: Max Ramirez, Port Chester. Property: 528 Ellendale Ave., Rye. Amount: $565,000. Filed Nov. 18. White Plains Condo LLC, Westwood, Mass. Seller: Dan A. Kusnetz, New York City. Property 15 Stewart Place, White Plains. Amount: $635,000. Filed Nov. 16.

JUDGMENTS 2121 Paulding Ave Owners Corp., Yonkers. $10,290 in favor of Sprague Operating Resources LLC, Harrison. Filed Nov. 18. 3115 Sed�wick Corp., New York City. $3,384 in favor of Castlerom Holdings Corp., Harrison. Filed Nov. 16. Avanti Systems USA LLC, Port Chester. $3,954 in favor of Oldcastle Building Envelope, Fremont, Calif. Filed Nov. 17. Bridgepointe Group Inc., Yorktown Heights. $2,250 in favor of RC Department of Health commissioner. Filed Nov. 12. Consolidates Equities LLC, Yonkers. $4,226 in favor of Vincents Meat Market Inc., Bronx. Filed Nov. 17. Distinct Wireless Inc., Harrison. $103,601 in favor of Hamilton Equity Group LLC, Buffalo. Filed Nov. 17. Head Over Wheels Salon Inc., Ossining. $16,004 in favor of A Quality Contractor Corp., Cortlandt Manor. Filed Nov. 18. Just 3 of Us Inc., Elmsford. $56,518 in favor of Duandre Corp., Freeport. Filed Nov. 16.

NOVEMBER 30, 2015

Murphy and Higgins LLP, New Rochelle. $4,103 in favor of Infrastructure Systems, Mamaroneck. Filed Nov. 17. Petrillo Contracting Inc., Mount Vernon. $25,916 in favor of Canon Financial Services Inc., Mount Laurel, N.J. Filed Nov. 17. Shebar Realty LLC, Yonkers. $29,387 in favor of Sprague Operating Resources LLC, Harrison. Filed Nov. 16. Tarry Tasca LLC, Tarrytown. $3,984 in favor of White Plains Coat and Apron Company Inc., Peekskill. Filed Nov. 17.

LIS PENDENS The following ﬁlings indicated a legal action has been initiated, the outcome of which may aﬀect the title to the property listed. Alvarez, Victor E., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $353,000 affecting property located at 58 and 60 Waring Place, Yonkers 10703. Filed Nov. 21. Blair, Frank Welton, et al. Filed by Nationwide Advantage Mortgage Co. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 329 Hawthorne Terrace, Mount Vernon 10552. Filed Nov. 25. Clark, Robert B., et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $308,250 affecting property located at 410 Washington St., Peekskill 10566. Filed Nov. 24. Elliott, Trevor, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $197,200 affecting property located at 853 King St., Peekskill 10566. Filed Nov. 24. Gallace, Catherine, et al. Filed by Ocwen Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $397,000 affecting property located at 64 Ashland St., New Rochelle 10801. Filed Nov. 21. Garcia, Esteban, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $892,500 affecting property located at 82 Hamilton Ave., New Rochelle 10801. Filed Nov. 25. Giampapa, Theresa A., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $512,000 affecting property located at 99 Leland Ave., New Rochelle 10805. Filed Nov. 25.

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Haugh, Robert S., et al. Filed by Lawrence R. Bonner. Action: seeks to foreclose on a mortgage to secure $90,000 affecting property located at 10 Hillcrest View, Hartsdale 10530. Filed Nov. 24. Hyacinth, Terri B., et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $732,749 affecting property located at 89 Rolling Way, New Rochelle. Filed Nov. 24. Kaplan, Eliot Seth, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $225,000 affecting property located at 20 Amherst Drive, New Rochelle 10804. Filed Nov. 25. Karsanidi, Derek S., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $250,000 affecting property located at 26 Hollis Lane, Cortlandt 10520. Filed Nov. 21. Kinch, Jewel, et al. Filed by Lakeview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $359,162 affecting property located at 8 Portman Road, New Rochelle 10801. Filed Nov. 24. Lane, Doreen, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $505,000 affecting property located at 23 Cliffside Lane, Bedford Corners 10549. Filed Nov. 25. Lapeter, Monica, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $147,250 affecting property located at 256 Locust Ave., Cortlandt Manor 10567. Filed Nov. 24. Morrison, Donovan, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $375,457 affecting property located at 142 Primrose Ave., Mount Vernon 10552. Filed Nov. 24. O’Brien, Andrea M., et al. Filed by Riversource Life Insurance Co. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 354 Westchester Ave., Tuckahoe 10707. Filed Nov. 24. Paliwoda, William A., et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $60,000 affecting property located at 129 Petersville Road, New Rochelle. Filed Nov. 24. Perser, Earl, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $314,500 affecting property located at 10 Stewart Place, White Plains 10603. Filed Nov. 21.

Ramey, Mindy, executrix of the estate of Howard A. Waite, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $469,342 affecting property located at 405 Smith Ridge Road, South Salem 10590. Filed Nov. 24.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original ﬁlings.

Sayegh, Virginia, et al. Filed by Select Portfolio Servicing Inc. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 28 Hillside Ave., Yonkers 10703. Filed Nov. 24.

Sole Proprietorships

Severino, Andre, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $975,000 affecting property located at 129 Dellwood Road, Bronxville 10708. Filed Nov. 24.

Barrytown Group, 91 Garden Road, Scarsdale 10583, c/o Reuben Hendell. Filed July 11.

Thompson, Jacqueline, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $2.5 million affecting property located at 10 Puritan Woods Road, Rye 10580. Filed Nov. 25. Vasquez, Leslie, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $650,000 affecting property located at 10 City Place, Apt. 18G, White Plains 10601. Filed Nov. 21. Waters, Joseph E., et al. Filed by Pennymac Loan Services LLC. Action: seeks to foreclose on a mortgage to secure $424,297 affecting property located at 11 Laurie Road, Cortlandt Manor 10567. Filed Nov. 21.

MECHANIC’S LIENS Castle Port Chester LLC, as owner. $36,748 as claimed by Newmark Woodworks LLC, Brooklyn. Property: in Rye. Filed Nov. 16. Citigroup Inc., as owner. $66,757 as claimed by All-Safe LLC, Brooklyn. Property: in North Castle. Filed Nov. 16. Elk Homes Partners LP, as owner. $2,711 as claimed by United States Mineral Products, Stanhope, N.J. Property: in Mamaroneck. Filed Nov. 13. Fahnbulleh, Lashaunda, as owner. $19,929 as claimed by Bowerman Restoration LLC, Elmsford. Property: in White Plains. Filed Nov. 13.

Act Now Transportation, 945 N. Division St., Peekskill 10566, c/o Josue Duarte. Filed July 11.

Edgemont Advisory, 40 Fairview Ave., No. 6, Tuckahoe 10707, c/o Carol C. Roman. Filed July 11. Exclusively Yours Parties N Events, 14 Westview Ave., Apt. 600, Tuckahoe 10707, c/o Lauren Spirelli. Filed July 11. Express Service Taxi, 31 Croton Ave., Third floor, Ossining 10502, c/o Edison Paul Zhinio. Filed July 11. Gift Centric, 7 Union St., New Rochelle 10805, c/o Geraldine Charvis. Filed July 10. I.J.M. Gardening and Landscaping, 171 Rectory St., Apt. R7, Port Chester 10573, c/o Maria G. Coyt-Orozco. Filed July 11. IRB Consulting Services, 25 Ocean Ave., Larchmont 10538, c/o Ian Ross Blatt. Filed July 10. JJ Pazos of Westchester NY, 255 Huguenot St., New Rochelle 10801, c/o Maria G. Valencia. Filed July 11. JRC Wireless, 86 Croton Ave., Ossining 10562, c/o Mauro Patricio Chimbo. Filed July 10. Law Oﬃce of Joseph S. Garafola, 45 Knollwood Road, Suite 502, Elmsford 10512, c/o Joseph S. Garafola. Filed July 10. Mystica Dynamic and Paniters, 75 Lockwood Ave., Yonkers 10701, c/o Brenda Santiago. Filed July 10. Osorio Home Improvement, 25 New St., Rye 10580, c/o Wilfredo Osorio. Filed July 11. Perfect Balance Organizing, 614 Simpson Place, Peekskill 10566, c/o Linda C. Moser. Filed July 10. SerayHamad Enterprise, 250 Pelham Road, New Rochelle 10805, c/o Seray Sheriff Koroma. Filed July 11. Simulated Sentence Studios, 175 Loder Road, Yorktown Heights 10598, c/o Andrew M. Burke. Filed July 10.

Sofabdecor by Maya, 26 Monroe St., Mount Vernon 10550, c/o Moya Gordon. Filed July 11. Yvonne Rummell Psychotherapist, 1 Pier Pointe St., Suite 417 F, Yonkers 10701, c/o Yvonne Rummell. Filed July 10.

PATENTS Automated program testing to facilitate recreation of test failure. Patent no. 9,183,122 issued to Timothy D. Greer, Endicott. Assigned to International Business Machines Corp., Armonk. Building a metadata index from source metadata records when creating a target volume for subsequent metadata access from the target volume. Patent no. 9,183,243 issued to Robert S. Gensler Jr., Vali, Ariz.; Jason R. Luurs, Tucson, Ariz.; and Jeffrey R. Suarez, Tucson, Ariz. Assigned to International Business Machines Corp., Armonk. Customizable and low-latency interactive computer-aided translation. Patent no. 9,183,198 issued to Libin Shen, Millwood; and Bowen Zhou, Somers. Assigned to International Business Machines Corp., Armonk. Eﬃcient distributed cache consistency. Patent no 9,183,148 issued to Eric P. Fried, Austin, Texas; and Lance W. Russell, Rosanky, Texas. Assigned to International Business Machines Corp., Armonk. Firmware management of storage class memory for connected or disconnected I/O adapters. Patent no. 9,183,165 issued to Craig Bickelman, Poughkeepsie; Peter Driever, Poughkeepsie; Steven G. Glassen, Wallkill; Kenneth J. Oakes, Poughkeepsie; and Peter K. Szwed, Rhinebeck. Assigned to International Business Machines Corp., Armonk. Inserting data into an in-memory distributed nodal database. Patent no. 9,183,284 issued to Eric L. Barsness, Pine Island, Minn.; David L. Darrington, Rochester, Minn.; Amanda Randles, Rochester, Minn.; and John M. Santosuosso, Rochester, Minn. Assigned to International Business Machines Corp., Armonk. Memory management in a streaming application. Patent no. 9,183,175 issued to Michael J. Branson, Rochester, Minn. and John M. Santosuosso, Rochester, Minn.; Assigned to International Business Machines Corp., Armonk.

FACTS & FIGURES Nomadic data collection and management, including pessimistic locking of data. Patent no. 9,183,233 issued to Curtis A. Bradley, Alpharetta, Ga.; James E. Casper, Fuquay-Varina, N.C.; Teodorico J. Harrisson, Alpharetta, Ga.; Noah H. Newman Jr., Marietta, Ga.; Jennifer D. Rae, Fleming Island, Fla.; and Paul K. Tung, Dublin, Calif. Assigned to International Business Machines Corp., Armonk.

DEEDS Above $1 million Lake House Allegria Partners, New York City. Seller: Ronald E. Blaylock, New York City. Property: in Stanford. Amount: $1.4 million. Filed Nov. 16.

Read-copy update implementation for noncache-coherent systems. Patent no. 9,183,156 issued to Paul E. McKenney, Beaverton, Ore. Assigned to International Business Machines Corp., Armonk.

The Private Exchange Group Inc., et al, West Hurley. Seller: Dutchess Golf Club LLC, Poughkeepsie. Property: in Poughkeepsie. Amount: $2.5 million. Filed Nov. 19.

Semantic questioning mechanism to enable analysis of information architectures. Patent no. 9,183,279 issued to Brian P. Byrne, Austin, Texas; and Sushain Pandit, Austin, Texas. Assigned to International Business Machines Corp., Armonk.

Below $1 million

HUDSON VALLEY BUILDING LOANS Below $1 million Elwell, David M., as owner. Lender: Salisbury Bank and Trust Co. Property: in North East. Amount: $920,000. Filed Nov. 19. Equity Homes of New York Inc., Port Jervis, as owner. Lender: TEG Federal Credit Union, Poughkeepsie. Property: 7 Hasbrouck Lane, Middletown. Amount: $230,000. Filed Nov. 20. Equity Homes of New York Inc., Port Jervis, as owner. Lender: TEG Federal Credit Union, Poughkeepsie. Property: 36 Hasbrouck Lane, Middletown. Amount: $240,000. Filed Nov. 20. Mid Hudson Development Corp., as owner. Lender: Rhinebeck Bank. Property: in Fishkill. Amount: $335,000. Filed Nov. 19. Mid Hudson Development Corp., as owner. Lender: Rhinebeck Bank. Property: in Fishkill. Amount: $272,000. Filed Nov. 19. Pond Ridge LLC, Wallkill, as owner. Lender: Salisbury Bank and Trust Co., Lakeville, Conn. Property: Lot 4 South St., Plattekill. Amount: $350,000. Filed Nov. 16.

1671 Main LLC, Pleasant Valley. Seller: Benjamin Day, Rhinebeck. Property: in Pleasant Valley. Amount: $61,500. Filed Nov. 17. 3 Daughters Holding Company LLC, Wappingers Falls. Seller: JPF Development LLC, Salt Point. Property: in East Fishkill. Amount: $270,000. Filed Nov. 19. Andell Inc., Blacksburg, Va. Seller: Andrea M. Fontane, Carmel. Property: in Kent. Amount: $140,000. Filed Nov. 5. Bayview Loan Servicing LLC, Coral Gables, Fla. Seller: Frank Buffone, et al. Property: 182 Secor Road, Mahopac 10541. Amount: $527,854. Filed Nov. 12. Clove Branch Holdings Corp., Hopewell Junction. Seller: Debra A. Carmosino, Surfside Beach, S.C. Property: 1668 Route 9, Unit 14G, Wappinger 12590. Amount: $60,000. Filed Nov. 16. Dabberowen LLC, Fishkill. Seller: Small World Properties LLC, Poughkeepsie. Property: in Poughkeepsie. Amount: $146,000. Filed Nov. 17. Deutsche Bank National Trust Co. Seller: Kyle Barnett, Poughkeepsie. Property: 19 Van Dam Road, Hyde Park 12538. Amount: $236,000. Filed Nov. 17. Deutsche Bank National Trust Co. Seller: Peter Rosato, White Plains. Property: 296 Lovell St., Mahopac 10541. Amount: $569,669. Filed Nov. 17. Double R Capital Inc., Poughkeepsie. Seller: Melvin P. Spivak, Buffalo. Property: 4 David Court, Poughkeepsie 12603. Amount: $129,500. Filed Nov. 16. DR14 LLC, Oneonta. Seller: Stoneleigh Woods at Carmel LLC, Riverhead. Property: 101 Egrets Landing, Carmel 10512. Amount: $270,000. Filed Nov. 16.

DR14 LLC, Oneonta. Seller: Stoneleigh Woods at Carmel LLC, Riverhead. Property: 607 Egrets Landing, Carmel 10512. Amount: $275,000. Filed Nov. 16. Fannie Mae. Seller: Anthony J. Gallo Jr., et al, Saugerties. Property: 57 Pauline Lane, Saugerties 12477. Amount: $327,718. Filed Nov. 20. Fifty Mil LLC, New York City. Seller: Thomas S. O’Rorke Jr., et al, Rye. Property: in Washington. Amount: $962,500. Filed Nov. 18. Fourth North LLC, Brooklyn. Seller: Murphy Partners LLC, Poughkeepsie. Property: 194 Cottage St., Poughkeepsie. Amount: $695,000. Filed Nov. 19. Fowlers Acres LLC, Mahopac. Seller: 21st Mortgage Corp., Knoxville, Tenn. Property: in Kent. Amount: $105,000. Filed Nov. 13. Franconia Real Estate Services Inc., Woodridge, Va. Seller: Anthony Rausa Jr., et al, Mahopac. Property: in Carmel. Amount: $435,000. Filed Nov. 13. Haven Homes Group LLC, Cornwall-on-Hudson. Seller: Priscilla T. Cooper, Wallkill. Property: in Shawangunk. Amount: $111,200. Filed Nov. 20. Inﬁnity Solutions NY LLC, Poughkeepsie. Seller: Betty J. Potenza, Highland. Property: in Poughkeepsie. Amount: $167,500. Filed Nov. 18.

RSL Realty Holdings LLC, Mahopac. Seller: John Dacey Stevens, Mahopac. Property: in Carmel. Amount: $150,000. Filed Nov. 5. Shree Rameshwar Krupa Inc., Brewster. Seller: Natverbhai Patel, Poughquag. Property: in Beekman. Amount: $385,000. Filed Nov. 17. Struzzieri Properties Inc., Saugerties. Seller: Federal Home Loan Mortgage Corp. Property: 1075 Main St., Saugerties. Amount: $95,000. Filed Nov. 20. Talmud Torah Ohel Yochanan, Brooklyn. Seller: County of Ulster, Kingston. Property: Martinfeld Road, Wawarsing. Amount: $45,245. Filed Nov. 18. U.S. Bank Trust N.A. Seller: Daniel J. McCabe, Poughkeepsie. Property: 5282 Route 44, Amenia 12501. Amount: $123,000. Filed Nov. 16. Webatuck Creek Farm LLC, Millerton. Seller: Franklin H. Julie, as executrix of the estate of Arie L. Liebeskind, et al, Great Neck. Property: 636-638 Rudd Pond Road, North East. Amount: $800,000. Filed Nov. 16. Wood Street Development Corp., Mahopac. Seller: Paul DelGuidice, Mahopac. Property: in Carmel. Amount: $50,000. Filed Nov. 13.

JUDGMENTS

JDCCG Holdings LC, Somers. Seller: Triple-S LLC, Bedford Hills. Property: 422 Route 6, Mahopac 10541. Amount: $300,000. Filed Nov. 16.

44/55 Auto Body Inc., New Paltz. $52 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov. 20.

Kmab Properties LLC. Seller: Christine Muscarella, Saugerties. Property: in Saugerties. Amount: $100,000. Filed Nov. 20.

B and G Heating and Cooling Inc., Monroe. $231 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 9.

KTT Builders Inc., Mahopac. Seller: The Bank of New York Mellon. Property: 91 Woodland Road, Mahopac 10541. Amount: $196,000. Filed Nov. 5. Oakwood Rock LLC, Carmel. Seller: Nicholas Bodnar, Carmel. Property: 4 Bryant Road, Carmel. Amount: $140,000. Filed Nov. 16. Platinumrock Real Estate LLC, Henderson, Nev. Seller: Fannie Mae. Property: 123 Main St., Kingston 12401. Amount: $70,500. Filed Nov. 16. Putnam County Land Trust: Save Open Spaces Inc., Brewster. Seller: Raymond A. See Jr., et al, Brewster. Property: in Patterson. Amount: $171,600. Filed Nov. 13. Rocket Property Solutions Inc., Kingston. Seller: Allen D. Suran, Taos, N.M. Property: in Marbletown. Amount: $57,000. Filed Nov. 18.

Best Steak Sandwiches In Town Inc., Middletown. $1,485 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 9. Bruell Corp., Warwick. $413 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 9.

Bittner, Michael, et al. Filed by Deutsche Bank Trust Company Americas. Action: seeks to foreclose on a mortgage to secure $481,600 affecting property located at 371 South Road, Washington 12545. Filed Nov. 17.

Cantwell, Matthew, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $450,200 affecting property located at 29 Horizon Farms Drive, Warwick 10990. Filed April 9.

Blair, Joyce, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $194,480 affecting property located at 37 Corwin Ave., Middletown 10940. Filed April 15.

Charles, Woodley, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $248,000 affecting property located at 195 Wickham Ave., Middletown 10940. Filed April 15.

Branch, Sharen, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $315,000 affecting property located at 55 Cedar Ave., New Windsor 12553. Filed April 9. Brathwaite, Claude H., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $252,000 affecting property located at 21 Tammy Drive, Middletown 10941. Filed April 15. Brown, Maureen, et al. Filed by Ulster Savings Bank. Action: seeks to foreclose on a mortgage to secure $169,000 affecting property located at 110 Clark Place, Maybrook 12543. Filed April 15. Bryan, Lizette, et al. Filed by PHH Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $341,190 affecting property located at 148 Beverly Road, Chester 10918. Filed April 13. Burns, Suzanne, et al. Filed by Ulster Savings Bank. Action: seeks to foreclose on a mortgage to secure $65,000 affecting property located at 1604 Route 300, Newburgh 12550. Filed April 9. Byrd, Sonia Y., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $342,000 affecting property located at 17 Imperial Park, Chester 10918. Filed April 14. Callahan, Keith O., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $185,041 affecting property located at 31 Revere Circle, Washingtonville 10992. Filed April 16.

Busy Bee Disposal Service, Maybrook. $229 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 9.

Callas, David, et al. Filed by Ocwen Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $163,900 affecting property located at 350 Route 32, Newburgh 12550. Filed April 6.

Bird, Darlene Linda Nannini, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $310,500 affecting property located at 9 Sabella Place, Marlboro 12542. Filed Nov. 17.

Campos, Maria, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $277,775 affecting property located at 96 Logans Way, Maybrook 12543. Filed April 15.

FCBJ

WCBJ

Chavez, Dawn, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $94,395 affecting property located at 27 Flatbush Ave., Kingston 12401. Filed Nov. 18. Checo, Artemio, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $324,000 affecting property located at 228 Mineral Springs Road, Highland Mills 10930. Filed April 14. Chepurko, Lorraine, individually and as administrator of the estate of Craig Chepurko, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $235,031 affecting property located at 18 Random Road, Greenwood Lake 10925. Filed April 8. Ciccone, Richard A., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $250,000 affecting property located at 88 Coppergate Lane, Warwick 10990. Filed April 13. Coughlin, William Jr., et al. Filed by The Bank of New York Mellon Trust Company N.A. Action: seeks to foreclose on a mortgage to secure $153,000 affecting property located at 81 Fowler Ave., Newburgh 12550. Filed April 7. Cullin, Maryann, et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $182,484 affecting property located at 118 Kingston Ave., Port Jervis 12771. Filed April 2. D’Onofrio, Joseph, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $260,000 affecting property located at 22 Fort Putnam St., Highland Falls 10928. Filed April 8. Dages, Rosemarie, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $178,400 affecting property located at 16 Pampas Lane, Newburgh 12550. Filed April 7. Damsky, Russell S., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $204,000 affecting property located at 285 Circle Road, Pine Bush 12566. Filed Nov. 18.

NOVEMBER 30, 2015

FACTS & FIGURES De Jesus, Samuel, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $141,324 affecting property located at 2 Water St., Port Jervis. Filed April 10. Desena, Mark, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $194,629 affecting property located at 7 Lendle Lane, Circleville 10919. Filed April 10. Devaney, Dennis P. Sr., et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $225,000 affecting property located at 18 Billy Ave., Washingtonville 10992. Filed April 9. Devlin, Caroline M., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $334,950 affecting property located at 115 Fairway Drive, Hurley 12443. Filed Nov. 20. Diaz, Carlos, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $255,647 affecting property located at 87 Cranes Mill Road, Pine Bush 12566. Filed April 16. Millan, Javier O., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $289,779 affecting property located at 15 East Ave., Middletown 10940. Filed April 6. Miller, John C., et al. Filed by Lakeview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $234,000 affecting property located at 29 Blue Hills Drive, Saugerties 12477. Filed Nov. 18. Mintu, Shariful I., et al. Filed by PHH Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $463,660 affecting property located at 13 Anna Court, Middletown 10941. Filed April 6. Morales, Melody Mangual, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $255,200 affecting property located at 17 Lakeland Ave., Greenwood Lake 10925. Filed April 7. Morris, Amaury, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $244,800 affecting property located at 2 Charlestowne Drive, Newburgh 12575. Filed April 14. Muller, Donna N., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $198,631 affecting property located at 15 Blake St., Newburgh 12550. Filed April 14.

NOVEMBER 30, 2015

Muniz-Morales, Irma N., individually and as surviving spouse of Ralph Morales Sr., et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $364,800 affecting property located at 3 Townsend Road, LaGrangeville 12540. Filed Nov. 18. Nguyen, Quyen, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $295,920 affecting property located at 910 Mountain Road, Port Jervis 12771. Filed April 7. Nivar, Gwendolyn, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $340,000 affecting property located at 27 Grosso Court, Montgomery 12549. Filed April 14. Nolan, David J., et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $45,000 affecting property located at 20 Pierces Road, Unit 65, Newburgh 12550. Filed April 6. Nooy, Marco H., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $142,500 affecting property located at 807 Parr Meadow Drive, Newburgh 12550. Filed April 6. Ocasio, Melvin, et al. Filed by Green Tree Servicing LLC. Action: seeks to foreclose on a mortgage to secure $195,000 affecting property located at 3 Sharon Drive, Middletown. Filed April 13. Ortiz, Alexandra, et al. Filed by PHH Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $205,900 affecting property located at 197 Linden Ave., Middletown 10940. Filed April 2. Pietrobono, Michele A., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $225,785 affecting property located at 14 Fifth Ave., Newburgh 12550. Filed April 7. Poveda, George, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $396,000 affecting property located at 24 James Court, Port Jervis 12771. Filed April 9. Pulliam, David A., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $243,750 affecting property located at 36 Stapleton Court, Middletown 10940. Filed April 15. Raby, Dwjan, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $229,600 affecting property located at 67 Harth Drive, New Windsor 12553. Filed April 16.

FCBJ

WCBJ

Riccardelli, Lisa Ann, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 726 Route 93, Waywayanda 10973. Filed April 10. Roberts, Thomas J., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $278,150 affecting property located in Shawangunk. Filed Nov. 19. Roeder, Helene, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $165,000 affecting property located at 327 Route 209, Huguenot 12746. Filed April 2. Rogers, Scott A., et al. Filed by PHH Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $148,833 affecting property located at 414 Tower Ave., Maybrook 12543. Filed April 10. Rosado, Victor, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $302,421 affecting property located at 494 Bellvale Road, Chester 10918. Filed April 13. Rubaja, Carina, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $95,000 affecting property located at 63 Campbell St., Newburgh 12550. Filed April 7. Rubiera, Eduardo, et al. Filed by Real Estate Mortgage Network Inc. Action: seeks to foreclose on a mortgage to secure $335,805 affecting property located at 67 Barr Lane, Monroe 10950. Filed April 15. Ruther, Stephen, et al. Filed by PHH Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $217,281 affecting property located at 56 Duelk Ave., Monroe 10950. Filed April 16. Schmitz, Glen B., et al. Filed by Citizens Bank N.A. Action: seeks to foreclose on a mortgage to secure $157,250 affecting property located at 530 Route 32 South, Gardiner. Filed Nov. 19. Schultz, Michael J., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $265,375 affecting property located at 13 Patricia Lane, Washingtonville 10992. Filed April 16. Sciolaro, Mark, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $160,000 affecting property located at 5 Algonquin Drive, Newburgh 12550. Filed April 2.

Unknown heirs to the estate of Carollee Dinsmore, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $270,000 affecting property located at 9 Fedorko Lane, Montgomery 12549. Filed April 15. Vazquez, Francisca, individually and as administratrix of the estate of Ignacio Vazquez, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $97,600 affecting property located at 472-474 Liberty St., Newburgh 12550. Filed April 8. Washington, Cherrice, et al. Filed by the State of New York Mortgage Agency. Action: seeks to foreclose on a mortgage to secure $179,550 affecting property located at 7 Columbine Court, Middletown 10940. Filed April 9. Wechsler, Lucie M., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $266,000 affecting property located at 146 West St., Warwick 10990. Filed April 10. Weiss, Charles L., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $395,000 affecting property located at 13 High Meadow Drive, Warwick 10990. Filed April 9. Werner, David K., et al. Filed by Christiana Trust. Action: seeks to foreclose on a mortgage to secure $312,000 affecting property located at 907 Orchard Drive, Wallkill 12589. Filed April 2. Wertheimer, Shabse, et al. Filed by Freedom Mortgage Corp. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 3 Kalev Way, Unit 202, Monroe 10950. Filed April 2. Williams, Michelle, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $254,660 affecting property located at 7 Brook Road, Walden 12586. Filed April 6. Yariv, Yael, et al. Filed by Green Tree Servicing LLC. Action: seeks to foreclose on a mortgage to secure $271,900 affecting property located at 34 Hibbing Way, Newburgh 12550. Filed April 6. York, Rosemarie, et al. Filed by Ocwen Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $232,880 affecting property located at 45 Edmunds Lane, Crawford 12566. Filed April 16. Zadorozny, Jessica M., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $198,722 affecting property located at 2 Glenn St., Warwick 10990. Filed April 16.

Zamudio, Jose, et al. Filed by Wilmington Savings Fund Society FSB. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 64 Nicole Way, Mahopac 10541. Filed Nov. 6.

Ellenville Organic Vegetables, 49 Center St., Apt. 2, Ellenville 12428, c/o John Paul Clark. Filed Nov. 19. Evergreen B and B, 374 Cragsmoor Road, Cragsmoor 12428, c/o Thomas E. Bolger. Filed Nov. 16.

MECHANIC’S LIENS

Groom Town Pet Spa, 1461 Route 9W, Marlboro 12542, c/o Kathleen Diane Hidden. Filed Nov. 18.

DePompeis, Michael, et al, as owner. $5,670 as claimed by Miracle Home Improvements Inc., Croton-on-Hudson. Property: 29 Enrico Court, Carmel. Filed Nov. 6.

High Compression Motorsports, 571 Shore Drive, New Windsor 12553, c/o Adam Ray Coakley. Filed Nov. 17.

NEW BUSINESSES

Jacob E. Halpern, CPA, 15 Fitch St., Kingston 12401, c/o Jacob Halpern. Filed Nov. 20.

This paper is not responsible for typographical errors contained in the original ﬁlings.

Middletown Auto Repair and Service, 77 Dolson Ave., Middletown, c/o Christopher Cassano. Filed Nov. 17.

Partnerships

Model Hot Air Balloons, 58 Tanglewood Road, West Hurley 12491, c/o Brian J. Lane. Filed Nov. 16.

Phair Brothers Construction, 25 DiMiceli St., New Windsor 12553, c/o Christopher D. Phair and Stephen J. Phair. Filed Nov. 18.

Sole Proprietorships Agosto’s Real Property Services, 28 Delaware Road, Newburgh 12550, c/o Virginia Agosto. Filed Nov. 18. Athletic Symmetry, 135 Walnut St., Walden 12586, c/o Stephen Christopher Gamma. Filed Nov. 13. Black Hornet Tree Removal, 197 Franke Road, Huguenot, c/o Robert Leonard Krom. Filed Nov. 13. Blondie’s Trolley Diner, 336 E. Chester St., Kingston 12401, c/o Amy M. Schriver. Filed Nov. 18. Brand Used Services, 17 Smith Ave., Walden 12586, c/o Johnny Hernandez. Filed Nov. 13. Cassidy Barnes, 186 Mohonk Road, High Falls 12440, c/o Cassidy Francis Barnes. Filed Nov. 19. Clement Farm, 28 Berea Road, Montgomery 12586, c/o James Douglas McIver Jr. Filed Nov. 14. Cuts and Styles by Salon Marwan, 130 Windermere Ave., Greenwood Lake 10925, c/o Jamie M. Hannoushe. Filed Nov. 17. Dani Electric, 20 Second St., Cornwall-on-Hudson 12520, c/o Richard A. Pirez. Filed Nov. 13. Dimples, 338 Broadway, Kingston 12401, c/o Devon M. Francis. Filed Nov. 19.

Northeast Wholesale Turf, 288 Turtlebay Road, New Hampton 10958, c/o Bonnie L. Thompson. Filed Nov. 17. PB Data Services, 164 Newport Bridge Road, Warwick 10990, c/o Patrick John Breslin. Filed Nov. 18. Pine Bush Youth Flag Football, 10 Martin St., Pine Bush 12566, c/o David Edward DeGroodt. Filed Nov. 17. Pure Form, 144 St. James St., Kingston 12401, c/o Seamus M. Quinn. Filed Nov. 20. S.M.H. Construction, 120 Costa Road, Apt. 2, Highland 12528, c/o Sean M. Herburger. Filed Nov. 20. Sabina’s Sewing Service, 6 Howard Drive, Middletown 10940, c/o Margaret P. Hassler. Filed Nov. 18. Servpro of Kingston/New Paltz, 5 Henry St., Beacon, c/o Gilbert James Morrissey. Filed Nov. 18. Still Nice Media, 50 Hoffman St., Apt. 2, Kingston 12401, c/o Brandi R. Schulz. Filed Nov. 17. Timeless Taxi, 338 Broadway, Kingston 12401, c/o Devon M. Francis. Filed Nov. 19. VA’s Complete Training Services, 28 Delaware Road, Newburgh 12550, c/o Virginia Agosto. Filed Nov. 18. Walker Architecture, 59 Mill Hill Road, Woodstock 12498, c/o Jess A. Walker. Filed Nov. 19.

FACTS & FIGURES ATTACHMENTS-FILED J.S. General Contracting LLC, Danbury. Filed by Jeffrey M. Donofrio. $55,000 in favor of Webster Bank NA, New Haven. Property: Parcel B, Map 8463, Danbury. Filed Nov. 9.

BUILDING PERMITS COMMERCIAL 40 Grove St. LLC, Ridgefield, contractor for self. Change the siding and windows on the portico of an existing single-family residence at 40 Grove St., Ridgefield. Estimated cost: $25,000. Filed Nov. 10. A P Construction, Stamford, contractor for AG-GCS Shippan Landing Owner LLC. Alter the interior of an existing commercial space at 208 Harbor Drive, Stamford. Estimated cost: $35,000. Filed between Nov. 9 and Nov. 13. Accent Signs, contractor for Double G.G. LLC. Add a sign to the exterior of an existing commercial space at 26 Reef Road, Fairfield. Estimated cost: $895. Filed Nov. 13. Advanced Mechanical, contractor for Double G.G. LLC. Perform an interior fit-up in an existing commercial space for a new tenant at 26 Reef Road, Fairfield. Estimated cost: $60,000. Filed Nov. 13. Barrett Inc., contractor for the city of Danbury. Replace the roof of a war memorial at 140 South St., Danbury. Estimated cost: $675,800. Filed Nov. 5.

Blansﬁeld Builders Inc., Danbury, contractor for Danbury Mall LLC. Add a railing to the interior of an existing commercial space at 7 Backus Ave., Danbury. Estimated cost: $25,000. Filed Nov. 4.

Karas Imports, contractor for Danbury Mall LLC. Add a kiosk to the interior of an existing commercial space at 7 Backus Ave. Main, Danbury. Estimated cost: $1,500. Filed Nov. 12.

Blue Star Construction LLC, Stratford, contractor for 500 North Ave. LLC. Improve the façade of an existing commercial space at 436-500 North Ave., Bridgeport. Estimated cost: $456,600. Filed Nov. 4.

Malas, Anwar, contractor for Nannerb LLC. Perform an interior fit-up in an existing commercial space for a new tenant at 685 Kings Highway, Fairfield. Estimated cost: $6,000. Filed Nov. 13.

CMS, Trumbull, contractor for YOK LLC. Add sheetrock walls to an existing single-family residence at 3935 Main St., Bridgeport. Estimated cost: $2,800. Filed Nov. 3. Danbury Mall LLC, Danbury, contractor for self. Add a kiosk to the interior of an existing commercial space at 7 Backus Avenue Main, Danbury. Estimated cost: $10,000. Filed Nov. 3. Danbury Mall LLC, Danbury, contractor for self. Add a kiosk to the interior of an existing commercial space at 7 Backus Avenue Main, Danbury. Estimated cost: $8,000. Filed Nov. 3. Detulio, Mark A., contractor for Patriot National Bank. Add a sign to the exterior of an existing commercial space at 900 Bedford St., Stamford. Estimated cost: $25,000. Filed between Nov. 9 and Nov. 13. Emond, George S., contractor for High Ridge Office Park LLC. Relocate the existing voltage cabling in an existing commercial space at 0 Turn of River Road, Building 6C, Stamford. Estimated cost: $18,000. Filed between Nov. 9 and Nov. 13. Fontaine Construction LLC, contractor for Lee Farm LLC. Add a foundation and utilities for a medical building at 129 Park Ave., Danbury. Estimated cost: $70,000. Filed Nov. 2.

Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: Bill Fallon c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: (914)694-3600 Fax: (914)694-3680

ON THE RECORD

Gesualdi Construction Inc., contractor for Collins Plaza West LLC. Alter the interior of an existing commercial space at 2001 W. Main St., Stamford. Estimated cost: $265,000. Filed between Nov. 9 and Nov. 13. Interstate Construction SVC, contractor for Danbury Property LLC. Add a new roof to an existing commercial space at 70 Backus Ave., Danbury. Estimated cost: $146,291. Filed Nov. 3.

Muy, Jorge, contractor for Rana Enterprises LLC. Relocate the steam table in an existing commercial space at 84 Franklin St., Danbury. Estimated cost: $2,500. Filed Nov. 9. Nationwide Fixtures Install, contractor for Danbury Mall LLC. Add a kiosk to the interior of an existing commercial space at 7 Backus Ave. Main, Danbury. Estimated cost: $5,000. Filed Nov. 9. Northeast Tent Productions, contractor for Stamford Meeting Hall Inc. Install three tents for a private event on the property of an existing commercial space at 770 W. Hill Road, Stamford. Estimated cost: $8,000. Filed between Nov. 9 and Nov. 13. Powers, Robert, Bridgeport, contractor for Dino Vitie. Perform an interior fit-up in an existing commercial space at 1000 Lafayette Blvd., Bridgeport. Estimated cost: $62,000. Filed Nov. 2. R A General Services LLC, contractor for St. Peters Corporate Society. Strip and reroof an existing commercial space at 61 Liberty St., Danbury. Estimated cost: $15,000. Filed Nov. 9. RDS Construction LLC, contractor for 140 Sherman Street-Fairfield. Perform an interior fit-up in an existing commercial space for a new tenant at 140 Sherman St., Fairfield. Estimated cost: $67,400. Filed Nov. 12. Reckson/Stamford Towers LLC, Stamford, contractor for self. Perform interior renovations in an existing commercial space at 680 Washington Blvd., Stamford. Estimated cost: $523,000. Filed between Nov. 9 and Nov. 13. Ross Solar Group, contractor for Seabury Development LLC. Add solar panels to the roof of an existing commercial space at 40 Moody Lane, Danbury. Estimated cost: $21,000. Filed Nov. 5.

Stamford Sign & Graphics, Stamford, contractor for Four Hundred Atlantic Title LLC. Add a sign to the exterior of an existing commercial space at 400 Atlantic St., Stamford. Estimated cost: $15,000. Filed between Nov. 9 and Nov. 13.

Youngs of Ridgeﬁeld, Ridgefield, contractor for the town of Ridgefield. Construct two softball field dugouts and add cinder block with brick and stucco at 700 N. Salem Road, Ridgefield. Estimated cost: $42,000. Filed Oct. 29.

Tbe Morganti Group Inc., contractor for the city of Stamford. Construct a new apartment building with 19 stories and 209 units at 1011 Washington Blvd., Stamford. Estimated cost: $52 million. Filed between Nov. 9 and Nov. 13.

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Ten Fifty-Five Stamford Associates, Stamford, contractor for self. Perform an interior fit-out in an existing commercial space for a new tenant at 1055 Washington Blvd., Stamford. Estimated cost: $110,000. Filed between Nov. 9 and Nov. 13.

188 Main Street LLC, Ridgefield, contractor for self. Renovate the existing kitchen, bathroom and laundry room in an existing single-family residence at 188 Main St., Ridgefield. Estimated cost: $40,000. Filed Nov. 4. 4 You Home Improvement, contractor for Steven Blumenfield. Enlarge and reinforce the door opening on the first floor at 326 S. Benson Road, Fairfield. Estimated cost: $800. Filed Nov. 10.

Toll CT III LP, Newtown, contractor for self. Add a retaining wall to the property of an existing commercial space at Reserve Road, Danbury. Estimated cost: $9,330. Filed Nov. 5.

AA Building & Wrecking, contractor for Albert F. Sommer Jr. Demolish a two-family residential structure at 740 Stratfield Road, Fairfield. Estimated cost: $31,000. Filed Nov. 13.

Town of Ridgeﬁeld, Ridgefield, contractor for self. Construct three sheds on school property at 700 N. Salem Road, Ridgefield. Estimated cost: $6,000. Filed Oct. 30.

Ahern, Ryan J., Danbury, contractor for self. Convert a half bathroom to a full bathroom at 14 Glendale Drive, Danbury. Estimated cost: $2,000. Filed Nov. 5.

TSCS Inc., New York, N.Y., contractor for RAI Appalaneno. Perform an interior fit-up in an existing single-family residence at 2115 Fairfield Ave., Bridgeport. Estimated cost: $17,500. Filed Nov. 3. Umanzor, Rosalie, Bridgeport, contractor for self. Add a new bathroom to an existing single-family residence at 2367 E. Main St., Bridgeport. Estimated cost: $4,000. Filed Nov. 2. Vasser, Bryan M., contractor for Newfield Associates. Add a sign to the exterior of an existing commercial space at 585 Newfield Ave., Stamford. Estimated cost: $10,000. Filed between Nov. 9 and Nov. 13. Wayne Dimm Enterprises Inc., Ridgefield, contractor for Fairfield County Bank. Install an ATM in the interior of an existing commercial space at 401 Main St., Ridgefield. Estimated cost: $25,000. Filed Nov. 5.

Aimone, Angelica, Danbury, contractor for self. Legalize and replace the windows at an existing single-family residence at 14 Alan Ave., Danbury. Estimated cost: $3,200. Filed Nov. 4. Alvarez Remodeling LLC, contractor for Huong Le Rose. Strip and reroof an existing single-family residence at 57 Merrimac St., Danbury. Estimated cost: $5,800. Filed Nov. 4. Alvarez, Carlos, Bridgeport, contractor for self. Strip and reroof an existing single-family residence at 145 Birmingham St., Bridgeport. Estimated cost: $6,500. Filed Nov. 6.

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Alvarez, Carlos, Bridgeport, contractor for self. Perform interior renovations in an existing single-family residence at 65 Overland Ave., Bridgeport. Estimated cost: $9,000. Filed Nov. 6. Alvarez, Carlos, Bridgeport, contractor for self. Repair the siding and steps on an existing single-family residence at 235 Woodrow Ave., Bridgeport. Estimated cost: $12,800. Filed Nov. 3.

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NOVEMBER 30, 2015

FACTS & FIGURES Astrum Solar Inc., contractor for David S. Joyce and Margaret Joyce. Add solar panels to the roof of an existing single-family residence at 923 Morehouse Highway, Fairfield. Estimated cost: $4,000. Filed Nov. 13. Astrum Solar Inc., contractor for James Bernhardt. Add solar panels to the roof of an existing single-family residence at 205 Old Hickory Road, Fairfield. Estimated cost: $4,000. Filed Nov. 13. Auburn Landing, Georgetown, contractor for John Whalen and Heather Hillman. Construct a stone terrace, a pergola and an outdoor kitchen on the property of an existing single-family residence at 244 Old Branchville Road, Ridgefield. Estimated cost: $150,000. Filed Oct. 30. Balotti Rooﬁng LLC, contractor for Richard V. Melillo. Strip and reroof an existing single-family residence at 11 Abbott Ave., Danbury. Estimated cost: $9,720. Filed Nov. 5. Baltazar, Lovejoy, Bridgeport, contractor for self. Add a deck to an existing single-family residence at 765 Birmingham St., Bridgeport. Estimated cost: $5,200. Filed Nov. 6. Banton Construction, North Haven, contractor for Mario Silveira. Renovate the exterior of an existing single-family residence at 121-123 Anson St., Bridgeport. Estimated cost: $40,000. Filed Nov. 6. Becker, New Fairfield, contractor for self. Tear down and rebuild a garage at 30 Ball Pond Road East, New Fairfield. Estimated cost: $70,000. Filed Aug. 3. Beckford, Baldwin, Bridgeport, contractor for self. Build out a basement in an existing single-family residence at 73 Huntington Turnpike, Bridgeport. Estimated cost: $2,300. Filed Nov. 3. Boria, Sharon, Danbury, contractor for self. Install an outdoor stair lift to the staircase of an existing single-family residence at 4 Adeline Road, Danbury. Estimated cost: $6,100. Filed Nov. 12. Brunen, Cal S., Ridgefield, contractor for Margaret De Rose. Build a two-car detached garage on the property of an existing single-family residence at 196 High Ridge Road, Ridgefield. Estimated cost: $35,000. Filed Oct. 26. Bunnell, Rebecca G., Fairfield, contractor for self. Elevate a two-family dwelling at 2005 Fairfield Beach Road, Fairfield. Estimated cost: $70,000. Filed Nov. 10.

NOVEMBER 30, 2015

C. K. H. Industries Inc., Fairfield, contractor for Jeffrey M. Roberts. Finish the basement in an existing single-family residence for storage at 1190 Pequot Ave., Fairfield. Estimated cost: $9,000. Filed Nov. 13. Catanzaro, Lisa, Ridgefield, contractor for self. Add a living room, laundry room, bathroom and a utility room in an existing single-family residence at 195 Keeler Drive, Ridgefield. Estimated cost: $43,848. Filed Nov. 10. Celaj, Arthur, contractor for Brett Zucker and Debra Zucker. Legalize the basement in an existing single-family residence at 11 Charlottes Way, Danbury. Estimated cost: $25,000. Filed Nov. 2. Chazar, Jason, Bridgeport, contractor for self. Strip and reroof an existing single-family residence at 740 Capitol Ave., Bridgeport. Estimated cost: $4,500. Filed Nov. 6. Chiluisa, Katrina, Bridgeport, contractor for self. Perform interior renovations in an existing single-family residence at 20-22 Elmwood Ave., Bridgeport. Estimated cost: $3,500. Filed Nov. 4. Clark Construction of Ridgeﬁeld Inc., Ridgefield, contractor for Garry MacKinlay. Remodel the existing kitchen and master bathrooms in an existing single-family residence at 48 Old Branchville Road, Ridgefield. Estimated cost: $162,340. Filed Nov. 16. Club Road Partners LLC, contractor for self. Construct a new garage, master bedroom and interior walls in an existing single-family residence at 14 Woodledge Road, Stamford. Estimated cost: $150,000. Filed between Nov. 9 and Nov. 13. Connecticut Basement Systems Inc., Seymour, contractor for Christopher M. Deming. Refurbish the recreational room and entry of an existing single-family residence at 7 Craigmoor Terrace, Danbury. Estimated cost: $43,000. Filed Nov. 12. Cooper Associates LLC, Stamford, contractor for Peter Wolly, et al. Finish part of the basement in an existing single-family residence at 16 Dunn Ave., Stamford. Estimated cost: $12,000. Filed between Nov. 9 and Nov. 13. Crickerbrook Development LLC, Fairfield, contractor for self. Pour the foundation for a new two and one-half story one-family dwelling with a front porch and a two-car garage at 384 Wormwood Road, Fairfield. Estimated cost: $280,000. Filed Nov. 10.

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Cwalinski, Patricia and Joseph Cwalinski, Ridgefield, contractor for self. Add a mudroom and a deck to the property of an existing single-family residence at 32 Midrocks Road, Ridgefield. Estimated cost: $14,420. Filed Nov. 3. Dalton Harding, Bridgeport, contractor for Victorian Wood Condo. Add steps and a guardrail to an existing single-family residence at 980 Lindley St., Bridgeport. Estimated cost: $1,800. Filed Nov. 2. Design Builders & Remodeling Inc., Ridgefield, contractor for Joseph A. Martinich. Remove the existing four-season room and patio at the property of an existing single-family residence and add a family room, breakfast area, side-portico entry, new masonry steps and new crawlspace at 55 Spire View Road, Ridgefield. Estimated cost: $70,000. Filed Nov. 3. Design Builders & Remodeling Inc., Ridgefield, contractor for Gabriella Whitbeck and Carl Whitbeck. Construct a pool cabana structure, outdoor shower and a pergola on the property of an existing single-family residence at 172 Branchville Road, Ridgefield. Estimated cost: $130,000. Filed Nov. 4. Diamond Roofing, Oxford, contractor for Arteta M. Strip and reroof an existing single-family residence at 491-493 North Ave., Bridgeport. Estimated cost: $13,600. Filed Nov. 5. DiGiorgi Roofing & Siding Inc., Beacon Falls, contractor for Liza B. Weldon. Strip and reroof the upper dormer of an existing single-family residence at 2261 Easton Turnpike, Fairfield. Estimated cost: $4,786. Filed Nov. 12. DiGiorgi Roofing & Siding Inc., Beacon Falls, contractor for Jeffrey P. Bond. Strip and reroof an existing single-family residence at 1531 Cross Highway, Fairfield. Estimated cost: $26,000. Filed Nov. 9. Donovan, New Fairfield, contractor for self. Add a barn with no heat to the property of an existing single-family residence at 64 Gillotti, New Fairfield. Estimated cost: $24,000. Filed Oct. 30. Fazio, Barbara A. and Robert Fazio, Ridgefield, contractor for self. Add a detached garage, open breezeway and screen porch to an existing single-family residence at 106 Whipstick Road, Ridgefield. Estimated cost: $58,000. Filed Nov. 2.

Garian Property Maintenance Inc., Milford, contractor for Federal National Mortgage Corp. Replace the kitchen cabinets and doors in an existing two-family residence at 1260 Hope St., Unit B, Stamford. Estimated cost: $4,000. Filed between Nov. 9 and Nov. 13. Gault, William L., contractor for Carmella Kosinski, et al. Install a standby generator above the propane tank in an existing single-family residence at 18 Case Road, Stamford. Estimated cost: $6,000. Filed between Nov. 9 and Nov. 13. Gautrau, Roger L., Danbury, contractor for self. Strip and reroof an existing single-family residence at 24 Roundhill Drive, Danbury. Estimated cost: $10,000. Filed Nov. 4. Gotfryd, Daniel, contractor for Barbara Halerz. Replace the windows and sliding door on an existing single-family residence at 25 Padanaram Road, Unit 106, Danbury. Estimated cost: $1,400. Filed Nov. 10. Grondin, Gilles M., Danbury, contractor for Leigh Diffey and Michaela Diffey. Construct a bluestone patio with a covered roof at 58 Lewis Drive, Ridgefield. Estimated cost: $47,000. Filed Oct. 27. Halas, Joseph Keith, Danbury, contractor for self. Add a shed dormer to the garage attic and finish an existing single-family residence at 33 Ridge Road, Danbury. Estimated cost: $8,000. Filed Nov. 3. Hallas Associates LLC, Brookfield, contractor for Claire Carlson. Remodel the kitchen in an existing single-family residence at 64 Rockwell Road, Ridgefield. Estimated cost: $30,600. Filed Nov. 9. Hayes, New Fairfield, contractor for self. Add a deck to an existing single-family residence at 38 Sunset, New Fairfield. Estimated cost: $13,320. Filed July 30. Hicks Construction LLC, Ridgefield, contractor for Christine Boris and Jeffrey Boris. Remodel the kitchen and powder room in an existing single-family residence at 7 Morganti Court, Ridgefield. Estimated cost: $41,900. Filed Nov. 6. Hilaire, John, Bridgeport, contractor for self. Add a dormer to an existing single-family residence at 191 Birdseye St., Bridgeport. Estimated cost: $11,500. Filed Nov. 4. Innovative Building LLC, contractor for Steven Fratarcangeli. Add a second-story addition to an existing structure at 95 Beaumont St., Fairfield. Estimated cost: $70,000. Filed Nov. 13.

JCL Construction, Bridgeport, contractor for LEM Holdings LLC. Build a kitchen and handicapped ramp on the property of an existing single-family residence at 2025 Boston Ave., Bridgeport. Estimated cost: $25,000. Filed Nov. 3.

Marini Construction LLX, contractor for Marlborough Fairfield LLC. Pour the foundation for a new two and one-half story one-family dwelling with a front porch and a two-car garage at 157 Lovers Lane, Fairfield. Estimated cost: $400,000. Filed Nov. 9.

Jones, Edward Simon, Ridgefield, contractor for self. Finish part of the basement in an existing single-family residence at 81 West Lane, Ridgefield. Estimated cost: $44,022. Filed Oct. 27.

Martin, Norma, Bridgeport, contractor for self. Strip and reroof an existing single-family residence at 37 Pond St., Bridgeport. Estimated cost: $3,600. Filed Nov. 6.

JRS Remodeling LLC, Ridgefield, contractor for Jim Tarsi. Rebuild the front porch on an existing single-family residence at 33 Bailey Ave., Ridgefield. Estimated cost: $17,000. Filed Oct. 29.

McPhee Electric, Farmington, contractor for Arkadiy Stepansky. Remove the plaster in an existing single-family residence at 2370 North Ave., Bridgeport. Estimated cost: $20,000. Filed Nov. 5.

Knapp, David J., Danbury, contractor for self. Strip and reroof an existing single-family residence at 13 Beech St., Danbury. Estimated cost: $2,000. Filed Nov. 3.

Merrill Brown Construction Inc., Ridgefield, contractor for Arvind Krishna. Add a new wall to the finished attic space in an existing single-family residence at 96 Norrans Ridge Drive, Ridgefield. Estimated cost: $5,000. Filed Nov. 16.

Kniskern, New Fairfield, contractor for self. Legalize the screened porch of an existing single-family residence at 11 Birch Road, New Fairfield. Estimated cost: $7,000. Filed Oct. 27. Kreutzer Enterprises Inc., contractor for Deni Lau and Ivette Deleon. Strip and reroof an existing single-family residence at 19 Mendes Road, Danbury. Estimated cost: $11,100. Filed Nov. 4. Kreutzer Enterprises Inc., contractor for Howard J. Weisman. Strip and reroof an existing single-family residence at 54 Mohican Hill Road, Fairfield. Estimated cost: $15,000. Filed Nov. 10. Kunik, Mary A., Fairfield, contractor for self. Add a second-story addition to a family room with a master suite and remodel the kitchen at 220 Catherine Terrace, Fairfield. Estimated cost: $100,000. Filed Nov. 13. Lacey, Lawrence G., contractor for Trofa Coastal Construction. Add an in-ground pool to an existing single-family residence at 166 Carlynn Drive, Fairfield. Estimated cost: $45,000. Filed Nov. 9. Liao, Hong and Li Zhao, Fairfield, contractor for self. Remodel the kitchen and build a bathroom and laundry in an existing single-family residence at 229 Melville Drive, Fairfield. Estimated cost: $10,000. Filed Nov. 9. Litwin, Thomas E., Ridgefield, contractor for Christine Carnicelli and Michael Carnicelli. Construct a two-story, three-car detached garage at 23 High Ridge Ave., Ridgefield. Estimated cost: $315,000. Filed Oct. 26.

Montanari, Jay, Ridgefield, contractor for self. Install a deck on the rear of an existing single-family residence at 15 Maple Shade Road, Ridgefield. Estimated cost: $11,310. Filed Oct. 29. Muralles, Guilver, Bridgeport, contractor for self. Renovate the interior of an existing single-family residence at 125 Harbor Ave., Bridgeport. Estimated cost: $8,000. Filed Nov. 3. Musolino, Daniel L., Danbury, contractor for Jeanne Goldberg. Remodel the existing master bathroom in an existing single-family residence at 452 Limestone Road, Ridgefield. Estimated cost: $15,000. Filed Oct. 26. Nash, Ray J., Fairfield, contractor for self. Finish the basement in an existing single-family residence at 61 Buena Vista Road, Fairfield. Estimated cost: $20,000. Filed Nov. 10. Nelson Rooﬁng & Siding Inc., contractor for Brian B. Hughes and Susan T. Hughes. Strip and reroof an existing single-family residence at 36 Corn Tassle Road, Danbury. Estimated cost: $30,000. Filed Nov. 10. Nogueira, Adao J., Danbury, contractor for self. Add a deck to the property of an existing single-family residence at 122 Forty Acre Mountain Road, Danbury. Estimated cost: $8,600. Filed Nov. 2. Oamar, Ul Islam, Fairfield, contractor for self. Install a sliding door in a kitchen in an existing single-family residence at 12 Knapps Park Drive, Fairfield. Estimated cost: $1,000. Filed Nov. 9.

FACTS & FIGURES Oâ&#x20AC;&#x2122;Brien, New Fairfield, contractor for self. Add a deck to an existing single-family residence at 14 Candlewood Knolls, New Fairfield. Estimated cost: $13,440. Filed July 20. Olson, Donald W., contractor for Lynn R. Langlois. Rebuild the deck on an existing single-family residence at 12 Scuppo Road, Unit F-31, Danbury. Estimated cost: $2,200. Filed Nov. 5. Olson, Donald W., contractor for REI Property Management. Rebuild the deck on an existing single-family residence at 12 Scuppo Road, Danbury. Estimated cost: $2,200. Filed Nov. 5. PHP1 LLC, Stamford, contractor for self. Demolish a two-family residential structure at 686 Pacific St., Stamford. Estimated cost: $50,000. Filed between Nov. 9 and Nov. 13. Power Home Remodeling Group, Chester, Pa., contractor for Yesenia E. De Leon. Add new windows to an existing single-family residence at 19 Broad St., Danbury. Estimated cost: $21,000. Filed Nov. 10.

Power Home Remodeling Group, Chester, Pa., contractor for Andrew Janis and Charlotte Janis. Replace the windows on an existing single-family residence at 1446 Bronson Road, Fairfield. Estimated cost: $9,889. Filed Nov. 12. Pre-Bilt Manufacturing LLC, Branford, contractor for Daniel Pack. Construct a detached garage on the property of an existing single-family residence at 12 Blue Ridge Road, Ridgefield. Estimated cost: $23,900. Filed Nov. 10. Prestige Flooring and Interiors Inc., contractor for Stephen J. Devoe, et al. Remove the carpet and install a hardwood floor in an accessory building at 79 Harbor Drive, Unit 309, Stamford. Estimated cost: $13,000. Filed between Nov. 9 and Nov. 13. R & D Renovation, Ridgefield, contractor for Rob Coon and Fei Shen. Finish the basement in an existing single-family residence to consist of one bedroom, a bathroom, living room and recreation room at 279 North St., Ridgefield. Estimated cost: $70,000. Filed Nov. 12.

R & F Services of CT LLC, Trumbull, contractor for Watermark at 3030. Renovate the interior of an existing single-family residence at 3030 Park Ave., Bridgeport. Estimated cost: $98,000. Filed Nov. 3. Ramsey, Dianne, Ridgefield, contractor for self. Install new decking to the property of an existing single-family residence at 328 Mountain Road, Ridgefield. Estimated cost: $3,800. Filed Nov. 2.

Roos, Barbara E., Danbury, contractor for self. Add a half bathroom to the basement of an existing single-family residence at 29 Robinhood Road, Danbury. Estimated cost: $18,000. Filed Nov. 12. Rue, Melissa, Bridgeport, contractor for self. Install door hardware in an existing single-family residence at 2 West Ave., Bridgeport. Estimated cost: $1,000. Filed Nov. 4.

Restoration Real Estate LLC, contractor for Eileen H. Rosner. Install a hot tub on the rear deck of an existing single-family residence at 97 Big Oak Road, Stamford. Estimated cost: $10,000. Filed between Nov. 9 and Nov. 13.

Rui, Su, Bridgeport, contractor for self. Perform an interior alteration in an existing single-family residence at 138 Clifford St., Bridgeport. Estimated cost: $40,000. Filed Nov. 2.

Riverwalk Assoc., Bridgeport, contractor for self. Repair water damage to an existing single-family residence at 2660 North Ave., Bridgeport. Estimated cost: $8,500. Filed Nov. 3.

Sampson, Tyler, Ridgefield, contractor for self. Add a stone retaining wall to an existing single-family residence at 37 Split Level Road, Ridgefield. Estimated cost: $4,000. Filed Nov. 9.

Santini Services LLC, Ridgefield, contractor for Mathew Susser and Allison Susser. Construct a one and one-half story single-family residence with a detached two-car garage at 49 Nod Hill Road, Ridgefield. Estimated cost: $50,000. Filed Oct. 27. Seagraves, Gilsela G. and Edward H. Seagraves, Ridgefield, contractor for self. Add two decks to an existing single-family residence at 26 Chipmunk Lane, Ridgefield. Estimated cost: $25,000. Filed Nov. 13. Shafer, Paul C. III, contractor for Paul Johnson. Add a kitchen and second story to an existing single-family residence at 131 Shady Hill Road, Fairfield. Estimated cost: $250,000. Filed Nov. 12.

Skyline Solar Inc., contractor for Marjorie Campbell. Add solar panels to the roof of an existing single-family residence at 52 Bayberry Road, Fairfield. Estimated cost: $6,000. Filed Nov. 9. Stamford Tent, Stamford, contractor for the town of Fairfield. Add temporary tents to the property of an existing commercial space for a special event at 739 Old Post Road, Fairfield. Estimated cost: $8,000. Filed Nov. 12. Stamford Tent, Stamford, contractor for Southport Cong Church. Add temporary tents to the property of an existing commercial space for a special event at 524 Pequot Ave., Fairfield. Estimated cost: $4,000. Filed Nov. 12. Success Village, Bridgeport, contractor for self. Strip and reroof a condominium unit at 454 Success Ave., Unit 87, Bridgeport. Estimated cost: $28,000. Filed Nov. 5.

Skyline Solar Inc., contractor for Mark S. Schiller and Mary E. Schiller. Add solar panels to the roof of an existing single-family residence at 105 Millspaugh Drive, Fairfield. Estimated cost: $26,000. Filed Nov. 9.

Success Village, Bridgeport, contractor for self. Strip and reroof a condominium unit at 454 Success Ave., Unit 86, Bridgeport. Estimated cost: $28,000. Filed Nov. 5.

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NOVEMBER 30, 2015

FACTS & FIGURES Success Village, Bridgeport, contractor for self. Strip and reroof a condominium unit at 454 Success Ave., Unit 77, Bridgeport. Estimated cost: $28,000. Filed Nov. 5. Superior Alterations and Design LLC, contractor for Cornelius P. Mahoney, et al. Build a new garage on the property of an existing single-family residence at 25 Prince Place, Stamford. Estimated cost: $10,500. Filed between Nov. 9 and Nov. 13. THD at Home Services Inc., Shrewsbury, Mass., contractor for Philip Agulay, et al. Install replacement windows in an existing single-family residence at 153 Belltown Road, Stamford. Estimated cost: $14,520. Filed between Nov. 9 and Nov. 13. THD at Home Services Inc., Shrewsbury, Mass., contractor for Jozef Hlywa, et al. Install insulation over the top of the existing attic floor at 78 Brook Run Lane, Stamford. Estimated cost: $1,939. Filed between Nov. 9 and Nov. 13. THD at Home Services Inc., Shrewsbury, Mass., contractor for Paul Moverley. Remove and dispose of the shingles at an existing single-family residence at 56 Barrett Ave., Stamford. Estimated cost: $9,783. Filed between Nov. 9 and Nov. 13. THD at Home Services Inc., Shrewsbury, Mass., contractor for Alan Preston Wilson. Install replacement windows in an existing single-family residence at 15 Mead St., Stamford. Estimated cost: $6,500. Filed between Nov. 9 and Nov. 13. Total Restoration LLC, contractor for Janice L. Pfalzgraf and Jeffrey Pfalzgraf. Strip and reroof an existing single-family residence at 157 Lancelot Drive, Fairfield. Estimated cost: $45,000. Filed Nov. 13. Uguna, Fausto, Bridgeport, contractor for self. Replace the windows on an existing single-family residence at 116 Edna Ave., Bridgeport. Estimated cost: $2,800. Filed Nov. 4. Viteretto, Christopher J., et al., Stamford, contractor for self. Replace the porch on an existing single-family residence and include a full bathroom at 103 Belltown Road, Stamford. Estimated cost: $4,000. Filed between Nov. 9 and Nov. 13. Vitolo, Eric J., contractor for Joan M. Ferrarone. Build a landing for stairs on the property of an existing single-family residence at 150 Middle River Road, Danbury. Estimated cost: $4,000. Filed Nov. 12.

NOVEMBER 30, 2015

Vivint Solar, Stamford, contractor for Meredith Weiderman. Add solar panels to the roof of an existing single-family residence at 48 Jeanette Road, Danbury. Estimated cost: $13,042. Filed Nov. 4. Vivint Solar, Stamford, contractor for Norris G. Clark. Install roof-mounted solar panels on the roof of an existing single-family residence at 110 Little Hill Drive, Stamford. Estimated cost: $43,472. Filed between Nov. 9 and Nov. 13. Vivint Solar, Stamford, contractor for Sally A. Savage. Add solar panels to the roof of an existing single-family residence at 546 High St., Fairfield. Estimated cost: $10,433. Filed Nov. 13. Vivint Solar, Stamford, contractor for William D. Sullivan. Add solar panels to the roof of an existing single-family residence at 1450 Stratfield Road, Fairfield. Estimated cost: $9,999. Filed Nov. 9. William Kruzshak Builders LLC, contractor for Pirrie Graeme. Remodel the kitchen and master bathroom in an existing single-family residence at 38 Drumm Road, Fairfield. Estimated cost: $30,000. Filed Nov. 12. Wuchiski Builders Inc., contractor for Kathryn H. Selig-Brown. Demolish the interior of an existing single-family residence at 101 Park Drive, Fairfield. Estimated cost: $50,000. Filed Nov. 9.

COURT CASES The following court cases represent the allegations made by plaintiﬀs in the initial ﬁlings of civil lawsuits, and do not represent legally binding judgments made by the courts.

Bridgeport Superior Court Dibra LLC, et al., Seymour. Filed by John H. Boyle, Bridgeport. Plaintiff ’s attorney: Willinger, Willinger & Bucci PC, Bridgeport. Action: The plaintiff has brought this personal injury suit against the defendants alleging that he slipped on an icy surface owned by the defendants and sustained injury. This icy condition was allegedly allowed to exist due to the negligence of the defendants and their employees in that they failed to remedy the snowy condition on the property. The plaintiff claims monetary damages in excess of $15,000 and such other, further and different relief as this court may deem just and equitable. Case no. FBT-cv15-6053294-S. Filed Oct. 9.

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Geico General Insurance Co., Hartford. Filed by Marilyn Benitez, Bridgeport. Plaintiff ’s attorney: Moore, O’Brien & Foti, Middlebury. Action: The plaintiff has brought this motor vehicle suit against the defendant alleging that she collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that her injuries are the legal responsibilities of her insurance company, the defendant. The plaintiff claims judgment and money damages in excess of $15,000, exclusive of interests and costs. Case no. FBTcv15-6053312-S. Filed Oct. 10. Geico General Insurance Co., Hartford. Filed by Deanne Sweeney, Watertown. Plaintiff ’s attorney: David N. Feliu, Waterbury. Action: The plaintiff has brought this motor vehicle suit against the defendant alleging that she collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that her injuries are the legal responsibilities of her insurance company, the defendant. The plaintiff claims judgment and money damages in excess of $15,000, exclusive of interests and costs. Case no. FBTcv15-6053398-S. Filed Oct. 13. Greentree Condominium Association Inc., Stratford. Filed by John Krisno, Bridgeport. Plaintiff ’s attorney: The Cotter Law Firm LLC, Stratford. Action: The plaintiff has brought this personal injury suit against the defendant alleging that he slipped on an icy surface owned by the defendant and sustained injury. This icy condition was allegedly allowed to exist due to the negligence of the defendant and its employees in that they failed to remedy the snowy condition on the property. The plaintiff claims monetary damages in excess of $15,000, and such other and further relief as this court may deem just and equitable. Case no. FBT-cv15-6053353-S. Filed Oct. 12.

Kohl’s Department Stores Inc., Cheshire. Filed by Karen Hovan, Stratford. Plaintiff ’s attorney: Kevin Kelly & Associates PC, Stratford. Action: The plaintiff has brought this personal injury suit against the defendant alleging that she slipped on a box on the floor of an isle in a store owned by the defendant and sustained injuries. This dangerous condition was allowed to exist due to the negligence of the defendant and its employees in that they should have known that the boxes placed on the floor created a dangerous and defective condition. The plaintiff claims monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief as the court deems just and equitable. Case no. FBT-cv156053295-S. Filed Oct. 9. Oronoque Home Improvements LLC, Bridgeport. Filed by Nick’s Carting Inc., Bridgeport. Plaintiff ’s attorney: Brian C. Fournier, New Haven. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had entered into a five-year agreement with the defendant in which it would provide dumpster and trash-removal services. The defendant has allegedly failed to make all required payments to the plaintiff. The plaintiff has declared the entire outstanding balance of $2,916 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, interest, attorney’s fees, costs and such other and further relief as the court deems just and proper. Case no. FBT-cv15-6053333-S. Filed Oct. 10. PRRC Inc., Hartford. Filed by Milagros Rivera, Bridgeport. Plaintiff ’s attorney: Antignani & Maresca PC, Bridgeport. Action: The plaintiff has brought this personal injury suit against the defendant alleging that she slipped on a pool of liquid spilling from a broken container in a store owned by the defendant and sustained injuries. This dangerous condition was allowed to exist due to the negligence of the defendant and its employees in that they allowed this slippery condition to remain in the store for an unreasonable amount of time. The plaintiff claims monetary damages in excess of $15,000, exclusive of interest and costs. Case no. FBTcv15-6053285-S. Filed Oct. 9.

Setaro LLC, et al., Wolcott. Filed by Connecticut Distributors Inc., Stratford. Plaintiff ’s attorney: Berdon, Young & Margolis PC, New Haven. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they had failed to make timely payments to the plaintiff for goods provided. The plaintiff has declared the entire outstanding principal balance of $4,572 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, attorney’s fees, an order of weekly payments and such other relief as is just and proper. Case no. FBT-cv15-6053352-S. Filed Oct. 12. Stamford Health Integrated Practices Inc., et al., Stamford. Filed by Guy Magnuson and Laura Magnuson, Stamford. Plaintiff ’s attorney: Koskoff Koskoff & Bieder PC, Bridgeport. Action: The plaintiffs have brought this medical malpractice suit against the defendants alleging that they failed to properly care for and treat Guy Magnuson’s heart condition and improperly diagnosed him with noncardiac chest pain. As a result, Guy Magnuson has allegedly been permanently deprived of his ability to carry on and enjoy life’s activities. Laura Magnuson is suing for loss of consortium and companionship. The plaintiffs claim monetary damages in excess of $15,000, exclusive of interests and costs and any further relief in law or equit, which may appertain. Case no. FBT-cv156053341-S. Filed Oct. 12. Superior Remodeling LLC, et al., Watertown. Filed by Atlantic Casualty Insurance Co., Goldsboro, N.C. Plaintiff ’s attorney: Keidel, Weldon & Cunningham LLP, Wilton. Action: The plaintiff has brought this insurance suit against the defendants alleging that they were provided insurance by the plaintiff. A worker employed by the defendants was injured and sued the defendants. The defendants allegedly submitted a request for insurance coverage to the plaintiff. The plaintiff alleges that they only identify the executive officer of the defendants as insured and therefore it does not have a duty to indemnify the defendants. The plaintiff claims a declaration that it does not owe a duty to defend and indemnify the defendants, costs, attorney’s fees and such other and further relief as the court deems just, equitable and proper. Case no. FBT-cv156053293-S. Filed Oct. 9.

Danbury Superior Court Deer Ridge Condominium Association Inc., et al., Watertown. Filed by Chaudhry Shouq, Danbury. Plaintiff ’s attorney: Reifberg, Smart, Donohue & NeJame PC. Action: The plaintiff has brought this personal injury suit against the defendants alleging that he slipped on an icy surface owned by the defendants and sustained injury. This icy condition was allegedly allowed to exist due to the negligence of the defendants and their employees in that they failed to remedy the snowy condition on the property. The plaintiff claims fair, just and reasonable compensatory money damages and such other, further and different relief as this court may deem just and equitable. Case no. DBD-cv156018477-S. Filed Oct. 12. Hawli Group LLC, et al., Danbury. Filed by Karen Dyer, Newtown. Plaintiff ’s attorney: The Romanello Law Firm. Action: The plaintiff has brought this suit against the defendants alleging that she was assaulted while on property owned by the defendants and sustained injuries. This dangerous condition was allowed to exist due to the negligence of the defendants and their employees in that they failed to create a safe environment for the patrons. The plaintiff claims monetary damages, costs and such other and further relief as the court deems just and equitable. Case no. DBD-cv15-6018452-S. Filed Oct. 10. Moss Electric Inc., Brookfield. Filed by American Express Bank, Salt Lake City, Utah. Plaintiff ’s attorney: Mark Sank & Associates LLC, Stamford. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for a credit card provided. The plaintiff has declared the entire outstanding principal balance of $25,990 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, costs, an order of weekly payments and monetary damages in excess of $15,000. Case no. DBD-cv156018472-S. Filed Oct. 12.

FACTS & FIGURES Toll CT III Limited Partnership, et al., Hartford. Filed by The Hills-Rivington Homeowners Association Inc., Danbury. Plaintiff ’s attorney: Feldman & Hickey LLC, Farmington. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they constructed housing units for the plaintiff. They allegedly developed the housing community in a manner, which resulted in substandard conditions and defects in multiple elements. As a result of these defects, the plaintiff has suffered damages. The plaintiff claims attorney’s fees, damages, costs, punitive damages and such other legal and equitable relief as the court deems appropriate. Case no. DBD-cv15-6018449-S. Filed Oct. 10.

Stamford Superior Court Bank of America NA, et al., Hartford. Filed by James Melsenti, Stamford. Plaintiff ’s attorney: Goldman Gruder & Woods, Trumbull. Action: The plaintiff has brought this personal injury suit against the defendants alleging that he slipped on an icy surface owned by the defendants and sustained injury. This icy condition was allegedly allowed to exist due to the negligence of the defendants and their employees in that they failed to remedy the icy condition on the property. The plaintiff claims fair, just and reasonable money damages, costs of suit and such other and further relief as this court may deem just and equitable. Case no. FST-cv15-6026846-S. Filed Oct. 9. Datapatch Search Corp., et al., Norwalk. Filed by American Express Bank, Salt Lake City, Utah. Plaintiff ’s attorney: Zwicker & Associates, Enfield. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they had failed to make timely payments to the plaintiff for a credit agreement. The plaintiff has declared the entire outstanding principal balance of $10,218 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages and court costs. Case no. FST-cv156026875-S. Filed Oct. 12.

Geico General Insurance Co., Hartford. Filed by Hilary Solder and John Solder, Westport. Plaintiff ’s attorney: Charles T. Busek PC, Norwalk. Action: The plaintiffs have brought this motor vehicle suit against the defendant alleging that Hilary Solder collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that her injuries are the legal responsibilities of her insurance company, the defendant. John Solder is suing for loss of consortium. The plaintiffs claim money damages in excess of $15,000, exclusive of interests and costs and such other and further relief as the court deems proper. Case no. FST-cv15-6026843-S. Filed Oct. 9. Silo Hill Condominium Association, Greenwich. Filed by Nationwide Mutual Insurance Co., Columbus, Ohio. Plaintiff ’s attorney: Law Office of John P. Calabrese, Rocky Hill. Action: The plaintiff has brought this insurance suit against the defendant alleging that it was provided insurance by the plaintiff. The defendant’s condominium was damaged in a storm. The defendant allegedly violated the association by laws by not submitting the claim in a timely and proper manner, in breach of contract. The plaintiff claims money damages, costs, interest and such other relief that the court deems fair, just and equitable. Case no. FST-cv156026882-S. Filed Oct. 12.

FEDERAL DISTRICT COURT Alexian Pharmaceuticals Inc., Cheshire. Filed by Hawk Technology Systems LLC, Miami, Fla. Plaintiff ’s attorney: Lockridge Grindal Nauen PLLP, Minneapolis, Minn. Action: The plaintiff has brought this patent infringement suit against the defendant alleging that it made and offered for sale a video storage and display system, which infringed on the plaintiff ’s patents. The plaintiff claims money damages, attorney’s fees, costs, expenses and such other and further relief as in law or equity may pertain. Case no. 3:15-cv-01619-JAM. Filed Nov. 9. Coddington Automotive LLC, Plainville. Filed by Margaret Donorfio, Bristol. Plaintiff ’s attorney: Consumer Law Group, Rocky Hill. Action: The plaintiff has brought this truth-in-lending suit against the defendant alleging that it failed to properly disclose the total amounts of payments in a promissory note given to the plaintiff for financing of a car. In addition, the defendant allegedly failed to refund the plaintiff when she returned the vehicle, causing damages. The plaintiff claims damages, statutory damages, attorney’s fees and costs. Case no. 3:15-cv-01641JAM. Filed Nov. 11.

Earthwise Ener�y LLC, et al., San Rafael, Calif. Filed by C-Tea Solar LLC, Bloomfield. Plaintiff ’s attorney: Pullman & Comley, Hartford. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that the plaintiff paid for solar panels, yet the defendants failed to deliver the merchandise. The plaintiff claims monetary damages of $90,000, prejudgment interest, post-judgment interest, costs, punitive damages, attorney’s fees, treble damages and such other and further relief as in law or equity may pertain. Case no. 3:15-cv-01643-SRU. Filed Nov. 11. Highland Hills Apartments LLC, et al., Seven Fields, Pa. Filed by Acme Construction Specialties Inc., et al., Mystic. Plaintiff ’s attorney: Zeldes, Needle & Cooper PC, Bridgeport. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that the plaintiff agreed to provide construction services to the defendants. The defendants allegedly terminated the contract without cause, took over the project and failed to compensate the plaintiff for doing so. The plaintiff claims more than $75,000 in monetary damages, compensatory damages, punitive damages, consequential damages, costs, attorney’s fees, prejudgment interest, post-judgment interest and such other and further relief as in law or equity may pertain. Case no. 3:15-cv-01645-MPS. Filed Nov. 11. Humane At Home Inc., et al., Louisville, K.Y. Filed by Daverlynn Kinkead, Naugatuck. Plaintiff ’s attorney: Law Office of Dan Getman, New Paltz, N.Y. Action: The plaintiff has brought this fair labor suit against the defendants alleging that they failed to pay overtime to the plaintiff while hiring her, despite her working up to 98 hours a week. The plaintiff claims unpaid back wages, liquidated damages, costs, fees, prejudgment interest, post-judgment interest, statutory damages, injunctive and equitable relief. Case no. 3:15-cv01637-JAM. Filed Nov. 10. Medicredit Inc. Filed by Imad Sadka, Hamden. Plaintiff ’s attorney: Kimmel & Silverman PC, Danielson. Action: The plaintiff has brought this fair debt collection suit against the defendant alleging that it used an automated dialer to make calls to the plaintiff ’s cell phone in an attempt to collect an alleged debt owed by another person. The plaintiff claims all damages, statutory damages, attorney’s fees, costs, statutory damages and such other and further relief as in law or equity may pertain. Case no. 3:15-cv-01640AWT. Filed Nov. 10.

Mohawk USA LLC and Higher Ground Gear, Ann Arbor, Mich. Filed by Farm Family Casualty Ins Co., Glenmont, N.Y. Plaintiff ’s attorney: Halloran & Sage, Hartford. Action: The plaintiff has brought this insurance contract suit against the defendants alleging that the defendants sued each other for copyright infringement. Mohawk USA allegedly submitted a faulty insurance application to the plaintiff. The plaintiff maintains that they have no duty to indemnify the defendants against claims made. The plaintiff claims a declaratory judgment that they don’t have to defend or indemnify the defendants against claims made, costs and such other and further relief as in law or equity may pertain. Case no. 3:15-cv01636-SRU. Filed Nov. 10. National Railroad Passenger Corp., Philadelphia, Pa. Filed by Dean Tuscano, Wallingford. Plaintiff ’s attorney: William Likeller and Associates, Philadelphia, Pa. Action: The plaintiff has brought this employer liability suit against the defendant alleging that it failed to provide the plaintiff with a safe place to work. As a result, the plaintiff allegedly suffered in an accident in a work truck. The plaintiff claims monetary damages of at least $150,000. Case no. 3:15-cv-01626-SRU. Filed Nov. 9. Procollect Inc. Filed by Lucian Boruga. Plaintiff ’s attorney: Law Offices of Joanne Faulkner, New Haven. Action: The plaintiff has brought this fair debt collection suit against the defendant alleging that the defendant tried to collect a debt from the plaintiff, despite not being licensed as a debt collector in the state of Connecticut. The defendants also allegedly included a 50 percent collection fee. The plaintiff claims damages, costs, attorney’s fees and such other and further relief as in law or equity may pertain. Case no. 3:15-cv-01649-SRU. Filed Nov. 12. StarFleet Marine Transportation Inc., et al., Mount Pleasant, S.C. Filed by General Electric Capital Corp., Danbury. Plaintiff ’s attorney: Reed Smith LLP, New York, N.Y. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they failed to make timely payments to the plaintiff for a promissory note provided. The plaintiff claims $711,000 in monetary damages. Case no. 3:15-cv01656-VLB. Filed Nov. 13.

DEEDS COMMITTEE DEEDS Conklin, Christine and George Conklin, et al., Newtown. Appointed committee: Laura A. Goldstein, Newtown. Property: 9 Alpine Circle, Newtown. Amount: $129,200. Docket no. DBD-cv-146015127-S. Filed Nov. 9. The Grove Group LLC, et al., Bethel. Appointed committee: Christopher K. Leonard, Bethel. Property: 42 Vail Road, Bethel. Amount: $880,000. Docket no. DBD-cv-14-6015131-S. Filed Nov. 9.

COMMERCIAL 1136-1162 Main St. Managers LLC, Norwalk. Seller: City of Bridgeport. Property: 1128-1136 Main St., Bridgeport. For an unknown amount paid. Filed Nov. 12. 673 Tunxis Hill LLC, Bridgeport. Seller: Warren Katz, Stratford. Property: 673 Tunxis Hill Road, Fairfield. For an unknown amount paid. Filed Nov. 13. American Petroleum Realty LLC, Scarsdale, N.Y. Seller: Murree LLC, Norwalk. Property: Map 10-14, Map 3508, Danbury. Amount: $800,000. Filed Nov. 2. Bank of America NA, Spring, Texas. Seller: Judy Moore, Bridgeport. Property: 132 Union Ave., Bridgeport. Amount: $130,357. Filed Nov. 9. Bank Street Real Estate Investment LLC, Bridgeport. Seller: Bank Street Real Estate Management Corp., Bridgeport. Property: 23-25 Stoehrs Place, Bridgeport. Amount: $10. Filed Nov. 10. Bank Street Real Estate Investment LLC, Bridgeport. Seller: New Alliance Capital Corp., Bridgeport. Property: 440-442 Mountain Grove St., Bridgeport. Amount: $10. Filed Nov. 10. Castle Lake LLC, Danbury. Seller: David J. Knapp, Danbury. Property: 13 Beech St., Danbury. Amount: $92,000. Filed Nov. 2. Charter Group Partners At Ridgeﬁeld LLC, Ridgefield. Seller: Town of Ridgefield. Property: 9231 Sunset Lane, Ridgefield. Amount: $1. Filed Oct. 27. Crickerbrook Development LLC, Fairfield. Seller: Donna Mary Dolin, Fairfield. Property: 89 Nepas Road, Fairfield. Amount: $326,338. Filed Nov. 13.

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Elms 1516 LLC, Ridgefield. Seller: The Elms Development Company LLC, Ridgefield. Property: 500 Main St., Unit 15, Ridgefield. Amount: $500,000. Filed Nov. 10. Elms 1516 LLC, Ridgefield. Seller: The Elms Development Company LLC, Ridgefield. Property: 500 Main St., Unit 16, Ridgefield. Amount: $500,000. Filed Nov. 10. J.M.L. Corp., Englewood, Fla. Seller: Dunham Pond Development LLC, Brookfield. Property: Unit 25 of The Woods at Dunham Pond, New Fairfield. Amount: $324,503. Filed Nov. 4. JPW Power Inc., Bridgeport. Seller: JCJK Group Inc., Bridgeport. Property: 418-434 Garfield Ave., Bridgeport. Amount: $650,000. Filed Nov. 9. L+M Contracting LLC, Stratford. Seller: The Bank of New York Mellon, trustee, West Palm Beach, Fla. Property: 209 Trumbull Ave., Bridgeport. Amount: $55,399. Filed Nov. 12. Lexicon Government Services LLC, Shelton. Seller: Brian C. Leardo, Danbury. Property: 48 Smoke Hill Drive, Danbury. Amount: $275,000. Filed Nov. 9. My 3 Boys Real Estate LLC, Ridgefield. Seller: 65 Danbury Road LLC, Ridgefield. Property: 65 Danbury Road, Ridgefield. Amount: $2 million. Filed Oct. 30. New Outlook Homes LLC, Weston. Seller: The Secretary of Housing and Urban Development, Manchester, N.H. Property: 157 Shelter Rock Road, Unit 21, Danbury. Amount: $108,250. Filed Nov. 5. Noga LLC, Fairfield. Seller: VMF REO1 Inc., Dover, Del. Property: 1149-1153 Central Ave., Bridgeport. Amount: $37,000. Filed Nov. 10. RMS Durant LLC, Stamford. Seller: Augustana Homes Inc., Bridgeport. Property: 28 Simeon Road, Bethel. Amount: $3.6 million. Filed Nov. 10. SAAD Inc., Fairfield. Seller: Sydney Goldstein, Fairfield. Property: 58 Eastfield Terrace, Fairfield. Amount: $300,000. Filed Nov. 10. Sajoma Real Estate LLC, Danbury. Seller: Federal National Mortgage Association, Dallas, Texas. Property: Lot 8, Map 731, Danbury. Amount: $180,000. Filed Nov. 9. Secretary of Housing and Urban Development, Danbury. Seller: Wells Fargo Bank NA, Fort Mill, S.C. Property: 27 Crows Nest Lane, Unit 13E, Danbury. Amount: $10. Filed Nov. 3.

NOVEMBER 30, 2015

FACTS & FIGURES Secretary of Housing and Urban Development, Oklahoma City, Okla. Seller: Freedom Mortgage Corp., Mount Laurel, N.J. Property: 303 Platt St., Bridgeport. Amount: $10. Filed Nov. 12.

Reinertsen, Mary Joan, Ridgefield. Grantor: Haakon S. Reinertsen and Mary Joan Reinertsen, Ridgefield. Property: 42 Barry Ave., Ridgefield. Amount: $1. Filed Oct. 30.

TLC Properties Inc., Baton Rouge, La. Seller: Bridge Group LLC, Bethel. Property: 96 Dodgingtown Road, Bethel. Amount: $42,500. Filed Nov. 6.

Renehan, Carol Ann and Michael T. Renehan, Ridgefield. Grantor: Michael Renehan and Carol Iorianni, Ridgefield. Property: 9 Revere Place, Ridgefield. Amount: $1. Filed Nov. 5.

TLC Properties Inc., Baton Rouge, La. Seller: Bridge Group LLC, Bridgeport. Property: 509 Lindley St., Bridgeport. Amount: $157,000. Filed Nov. 12.

Roach, Nicoletta, Bridgeport. Grantor: Elizabeth A. Santora, Bridgeport. Property: 212 Nutmeg Road, Bridgeport. Amount: $1. Filed Nov. 10.

Tish Properties LLC, Bridgeport. Grantor: Bridge Group LLC, Bridgeport. Property: 8 Wayne St., Bridgeport. Amount: $1. Filed Nov. 12.

Belcher, William E., Monroe. Seller: Chelsea Monda, Newtown. Property: 13 Country Squire Lane, Newtown. Amount: $367,000. Filed Nov. 5.

DeLorenzo, Jeﬀ and James Franko, Shelton. Seller: Karin Finelli, Bridgeport. Property: 225-D Edgemoor Road, Bridgeport. Amount: $77,500. Filed Nov. 12.

TMC Residential LLC, Danbury. Grantor: Brian McDonald, Danbury. Property: 17 Sky Edge Drive, Bethel. For no consideration paid. Filed Nov. 10.

Berberian, Jennifer and Kenneth Sjoberg, Ridgefield. Seller: Pay Dirt LLC, Woodbury. Property: Lot 8, Map 6334, Ridgefield. Amount: $530,000. Filed Nov. 5.

Demarco, Linda, Weston. Seller: A. William Cornell and Mary Jo Cornell, Fairfield. Property: 235 Millard St., Unit 1C, Fairfield. Amount: $293,000. Filed Nov. 9.

VCH Properties LLC, Danbury. Grantor: Vanessa Hammel, Danbury. Property: 17 Wintergreen Hill Road, Danbury. For an unknown amount paid. Filed Nov. 2.

Bishop, Brittania Y. and Timothy J. Bishop, Danbury. Seller: Gail J. McCadden, Ridgefield. Property: 44 Revere Place Extension, Ridgefield. Amount: $625,000. Filed Nov. 4.

Demlein, Ann F., Shelton. Seller: Michael D. Hitchcock, Danbury. Property: 16 Fanton Road, Danbury. Amount: $280,000. Filed Nov. 2.

TLC Properties Inc., Baton Rouge, La. Seller: Bridge Group LLC, Bridgeport. Property: 1269 Barnum Ave., Bridgeport. Amount: $26,400. Filed Nov. 10.

Rousseau, Jennifer, Bethel. Grantor: Karen C. Kidder, Bethel. Property: 10 Meadow Lane, Bethel. Amount: $1. Filed Nov. 10.

Volovski, Jessica and Matthew Volovski, Prospect. Grantor: U.S. Bank NA, Oklahoma City, Okla. Property: Lot 16, Map 995, New Fairfield. Amount: $280,000. Filed Oct. 27.

TLC Properties Inc., Baton Rouge, La. Seller: Bridge Group LLC, Bridgeport. Property: 1467 Boston Ave., Bridgeport. Amount: $31,000. Filed Nov. 10.

Ruiz, German F., Fairfield. Grantor: Julio Cesar Valderrama Del Solar, Greenwich. Property: 250 Hunyadi Ave., Fairfield. Amount: $1. Filed Nov. 12.

White, Fiachra R., New Fairfield. Grantor: Fiachra R. White and Geraldine M. White, New Fairfield. Property: 26 Middleton Drive, New Fairfield. Amount: $1. Filed Nov. 12.

Turkey Point Properties LLC, Lawrence, N.Y. Seller: 25 Orchard Street LLC, Trumbull. Property: 2628 Short St., Bridgeport. Amount: $235,000. Filed Nov. 10.

Scala, Regina and William Reagan, Fairfield. Grantor: William Reagan and Regina Reagan, Fairfield. Property: 132 Charles St., Fairfield. For no consideration paid. Filed Nov. 9.

Wilson, Russell S., Danbury. Grantor: Russell S. Wilson and Enid Nieves, Danbury. Property: 8 Nancy Drive, Danbury. For an unknown amount paid. Filed Nov. 2.

Weichert Workforce Mobility Inc., New Fairfield. Seller: Gagnash Gupta and Ashima Gupta, New Fairfield. Property: 11A Rock Ridge Court, New Fairfield. Amount: $710,000. Filed Nov. 2.

QUIT CLAIM 101 Crown Court LLC, Danbury. Grantor: John Cruz and Annamarie Faubel, Danbury. Property: 34 A Panaram Road, Unit 101, Danbury. Amount: $1. Filed Nov. 9. 151 Palamar LLC, Bridgeport. Grantor: Darlene Witkowski, Fairfield. Property: 151 Palamar Drive, Fairfield. For no consideration paid. Filed Nov. 9. Anderson, Cynthia and Eric Anderson, New Fairfield. Grantor: Cynthia Anderson, Louise Backlas and Eric Anderson, New Fairfield. Property: 12 Manning St., New Fairfield. For no consideration paid. Filed Nov. 5. Antous, Laurie R. and Joseph M. Antous, Newtown. Grantor: JPMorgan Chase Bank NA, Columbus, Ohio. Property: 10 Wine Sap Road, Newtown. Amount: $702,000. Filed Nov. 2. Azenberg, Lani Maria and Emanuel Azenberg, New York, N.Y. Grantor: Emanuel Azenberg, Danbury. Property: 3 W. Redding Road, Danbury. Amount: $1. Filed Nov. 10.

NOVEMBER 30, 2015

Schaumann, Meri R., New Fairfield. Grantor: Charles R. Ralph, New Fairfield. Property: 7 Bogus Hill Road, New Fairfield. Amount: $100,000. Filed Nov. 2. Schumacher, Donna J. and Mark J. Lewis, New Fairfield. Grantor: Donna J. Schumacher, New Fairfield. Property: Lots 29 and 39, Map 1027, New Fairfield. Amount: $1. Filed Oct. 30. Scott, Jonathan, New Fairfield. Grantor: Ashley Cipollone, New Fairfield. Property: 6 Old Bridge Road, New Fairfield. Amount: $1. Filed Oct. 14. Souza, Eder Rossi, Bridgeport. Grantor: Sidney De Souza, Bridgeport. Property: 158 Alba Ave., Bridgeport. Amount: $1. Filed Nov. 12. Thomas Sturges Construction LLC, Ridgefield. Grantor: Henry S. Huidekoper II and Collette R. Huidekoper, Ridgefield. Property: Segment A, Map 9357, Ridgefield. For no consideration paid. Filed Nov. 10. Tish Properties LLC, Bridgeport. Grantor: Bridge Group LLC, Bridgeport. Property: 601 Lindley St., Bridgeport. Amount: $1. Filed Nov. 10. Tish Properties LLC, Bridgeport. Grantor: Bridge Group LLC, Bridgeport. Property: 711 Knowlton St., Bridgeport. Amount: $1. Filed Nov. 12.

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Zans, Evelyn, Bridgeport. Grantor: Success Village Apartments Inc., Bridgeport. Property: 143 Court D, Building 35, Bridgeport. Amount: $18,000. Filed Nov. 9.

RESIDENTIAL Ahsan, Ahmed, Newtown. Seller: Urban Financial of America LLC, Danbury. Property: 201 Middle River Road, Danbury. Amount: $125,000. Filed Nov. 10. Amodeo, Kristen M., Newtown. Seller: Brian Henderson and Rachel Henderson, Bethel. Property: 36 Natureview Trail, Unit 6, Bethel. Amount: $175,000. Filed Nov. 9. Badillo, Erin and Todd Douglas Badillo, Danbury. Seller: Ronald A. Sunter and Francine Sunter, New Fairfield. Property: Lot 53, Map 1704, New Fairfield. Amount: $410,000. Filed Oct. 19. Baker, Mary Jean, Danbury. Seller: Mary Ann Brown, Danbury. Property: 7002 Oaks at Sterling Woods, Danbury. Amount: $267,000. Filed Nov. 4. Bazzini, Roxanne and Fred Bazzini, Danbury. Seller: Joe B. Cowell and Valorie L. Cowell, Danbury. Property: 3 Fairway Drive, Danbury. Amount: $338,000. Filed Nov. 10.

Bjorken, Mark C., Newtown. Seller: Federal Home Loan Mortgage Corp., Carrollton, Texas. Property: 7 Rockwell Drive, Bethel. Amount: $155,000. Filed Nov. 4. Bliss, Nancy L. and Jessica A. Bliss, Ridgefield. Seller: Tyler C. Sampson and Caitlin Sampson, Ridgefield. Property: 37 Split Level Road, Ridgefield. Amount: $450,000. Filed Nov. 10. Bolender, Beck, Danbury. Seller: Mary Jean Baker, Danbury. Property: 154 Brushy Hill Road, Danbury. Amount: $380,000. Filed Nov. 9. Bouton, Gerald, Ridgefield. Seller: James Morris, Ridgefield. Property: 19 Fillmore Lane, Ridgefield. Amount: $490,000. Filed Oct. 28. Bowley, Amy L. and Stephen M. Bowley Jr., Fairfield. Seller: Kenneth A. Dammeyer and Suzanne Dammeyer, Fairfield. Property: 110 Thornhill Road, Fairfield. Amount: $1 million. Filed Nov. 12. Capellaro, Louis and Michael Fioccola, New Milford. Seller: The Bank of New York Mellon, trustee, New York, N.Y. Property: 3 Cedar Road, Danbury. Amount: $125,000. Filed Nov. 2. Carey, Jessica M., Bridgeport. Seller: Anne E. Gormley and Brett Yacoviello, Trumbull. Property: 163 Alberta St., Fairfield. Amount: $330,000. Filed Nov. 12. Cheung, Lut H., Trumbull. Seller: Randall F. Brophy, Australia. Property: 76-78 Forest Ave., Fairfield. Amount: $430,000. Filed Nov. 12. Davis, Cortney and Jonathan M. Gordon, Bethel. Seller: Toll Connecticut II LP, Newtown. Property: 96 Great Hill Road, Bethel. Amount: $636,172. Filed Nov. 6. Defeo, Jessica L. and Joseph M. Defeo, Boston, Mass. Seller: Gene Verett and Tina Kish, Newtown. Property: 75 Poverty Hollow Road, Newtown. Amount: $190,000. Filed Nov. 6.

Diggin, Emlyn and Sean Diggin, Brewster, N.Y. Seller: John A. Fidanza and Melissa L. Fidanza, New Fairfield. Property: Lot 1, Map 2653, New Fairfield. Amount: $605,000. Filed Oct. 20. Do, Natalie Nhan and Quan H. Truong, Danbury. Seller: WF REO 2015-01 LLC, New York, N.Y. Property: 9 Hospital Ave., Danbury. Amount: $305,000. Filed Nov. 3. Molnar, Gabor, Fairfield. Seller: William L. Neville and Marlene Neville, Simsbury. Property: 255 Bullard St., Fairfield. Amount: $260,000. Filed Nov. 13. Montanaro, Nicholas J. and John A. Delvecchio Jr., Trumbull. Seller: Beverly A. Aldo, Bridgeport. Property: 536 Burnsford Ave., Bridgeport. Amount: $130,000. Filed Nov. 9. Motta, Cliﬀord La, Ridgefield. Seller: Brookfield Relocation Inc., Brookfield. Property: Lot 12, Map 6619A, Ridgefield. Amount: $868,000. Filed Nov. 12. Mourao, Aires and Lisa DeLucia, Bridgeport. Seller: Chisa Kao and Olivia Kao, Miami Beach, Fla. Property: 54-A Abner Court, Bridgeport. Amount: $65,000. Filed Nov. 12. Olmstead, Melissa and Jenson Olmstead, Newtown. Seller: Norman Bolton, Bellvine Hills, Mich. Property: 18 Taunton Ridge Road, Newtown. Amount: $297,500. Filed Nov. 12. Paavola, Tuula Katriina, Newtown. Seller: Walter J. Sherman and Noreen E. Sherman, Southbury. Property: 44 Mount Nebo Road, Newtown. Amount: $416,400. Filed Nov. 9. Patel, Dipti, Tampa, Fla. Seller: Franco DeRose and Patricia DeRose, Danbury. Property: 5 Ashley Court, Danbury. Amount: $318,100. Filed Nov. 3.

Pelle, Kristina S. and Scott M. Pelle, Fairfield. Seller: Frank A. Quaranta and Rosemarie Quaranta, Fairfield. Property: 333 Rowland St., Fairfield. Amount: $75,800. Filed Nov. 13. Pellicano, Anne L. and Thomas A. Pellicano, Southbury. Seller: Toll CT III LP, Newtown. Property: 18 Newtown Woods, Newtown. Amount: $408,050. Filed Nov. 12. Penaﬁel, Jersson M., Bridgeport. Seller: Konstantin Tsarev, West New York, N.J. Property: 666 Ogden St., Bridgeport. Amount: $80,000. Filed Nov. 10. Perea, Emelda A., Victoriano A. Perea and Marcdaryl A. Perea, Norwalk. Seller: Christopher C. Keefe and Nicole M. Keefe, Danbury. Property: Unit 81 of Birchwood Condominium, Danbury. Amount: $168,000. Filed Nov. 9. Pesce, Kathleen, Ridgefield. Seller: E. Simon Jones, Ridgefield. Property: 120 Prospect St., Unit 49, Ridgefield. Amount: $355,000. Filed Oct. 28. Petrino, Alessandra L. and Michael A. Petrino, New Fairfield. Seller: Thomas W. Hannah and Lola M. Hannah, New Fairfield. Property: Lot 4, Thunder Mountain, New Fairfield. Amount: $325,000. Filed Nov. 4. Poulin, Ovide and Theresa Poulin, Quebec, Canada. Seller: Creco LLC, Danbury. Property: 1 Shannon Ridge Road, Danbury. Amount: $310,000. Filed Nov. 9. Presley, Teresa, Bridgeport. Seller: Arthur DeFrancisco, Bridgeport. Property: 210 Pitt St., Bridgeport. Amount: $215,200. Filed Nov. 9. Ralph, Michelle and Bernard A. Ralph, Ridgefield. Seller: Giselle Baker, Ridgefield. Property: 254 Ridgebury Road, Ridgefield. Amount: $782,000. Filed Nov. 13. Rashid, Konika, Bridgeport. Seller: HSBC Bank USA NA, West Palm Beach, Fla. Property: 103-105 King St., Bridgeport. Amount: $180,000. Filed Nov. 12. Riccardi, Patricia E. and David A. Riccardi, New Fairfield. Seller: Michelle J. Knisken, New Fairfield. Property: 11 Birch Road, New Fairfield. Amount: $290,000. Filed Nov. 9. Ritacco, Denise and Michael Ritacco, White Plains, N.Y. Seller: Gerald Ledan and Michelle Ledan, Bethel. Property: 7 Far Horizons Drive, Bethel. Amount: $385,000. Filed Nov. 9.

FACTS & FIGURES Rivera, Sebastian Miranda, Bridgeport. Seller: Claudia Gallo and Victor Gallo, Bridgeport. Property: 46 Cleveland Ave., Bridgeport. Amount: $127,000. Filed Nov. 9.

Souza, Anna Paula and Leandro da Silva Moreira, Danbury. Seller: Wells Fargo Bank NA, Fort Mill, S.C. Property: 51-61 Wildman St., Unit A-202, Danbury. Amount: $37,000. Filed Nov. 3.

Wu, Zhuoran and Yaoyu Zhao, Ridgefield. Seller: Julio C. Fernandez and Frances Fernandez, Charlotte, N.C. Property: 41 Whittlesey Drive, Unit 15, Bethel. Amount: $143,500. Filed Nov. 6.

Roberti, Vincent, Franklin, N.Y. Seller: Mary Beth DePaola, New Fairfield. Property: Ball Pond Estates, Section 2, New Fairfield. Amount: $290,000. Filed Nov. 9.

Steininger, Elizabeth V. and Brett J. Steininger, Milford. Seller: Marc Golden and Renee Golden, Fairfield. Property: Lot 10, Map 5025, Fairfield. Amount: $750,000. Filed Nov. 9.

York, Sara M. and Jesse L. York, Stamford. Seller: Daniel Pflug and Stephanie Ball, Fairfield. Property: 48 Fox Run Road, Fairfield. Amount: $555,000. Filed Nov. 13.

Rodriguez, Marilyn and Johnny Rodriguez, Danbury. Seller: Frederick R. Scheer Jr. and Debra A. Scheer, Bethel. Property: 52 Weed Road, Bethel. Amount: $455,000. Filed Nov. 4. Rodriguez, Paula P. and Firmino S. Rodriguez, Brookfield. Seller: Lynn Harrington, Danbury. Property: 5 Nabby Road, Unit A15, Danbury. Amount: $52,000. Filed Nov. 2. Rogers, Carol, Danbury. Seller: Michael C. Murdock and Brittany L. Murdock, Danbury. Property: 62 Old Ridgebury Road, Danbury. Amount: $286,000. Filed Nov. 9. Roland, Amanda G. and John W. Roland, Wilton. Seller: Stuart Walker and Marisa Walker, Fairfield. Property: 104 Alma Drive, Fairfield. Amount: $599,000. Filed Nov. 10. Sepulveda, Angela and Aaron Sepulveda, Bronx, N.Y. Seller: Joseph G. Edelman, Danbury. Property: Unit 39 of Fairfield Ave., Danbury. Amount: $317,000. Filed Nov. 10. Serino, Amanda, Brookfield. Seller: Toll Connecticut III LP, Newtown. Property: 615 Center Meadow Lane, Danbury. Amount: $278,104. Filed Nov. 2. Seyal, Yousef, Fairfield. Seller: Anthony A. Antolics, Key West, Fla. Property: 185 Hunyadi Ave., Fairfield. Amount: $510,000. Filed Nov. 9. Shea, Jessica O., Danbury. Seller: Richard Newton and Lynn Newton, Danbury. Property: 58 1/2 Great Plain Road, Danbury. Amount: $305,000. Filed Nov. 9. Shymidt, Alfredo, Danbury. Seller: The Secretary of Housing and Urban Development, Manchester, N.H. Property: 18 Crestdale Drive, Danbury. Amount: $185,000. Filed Nov. 9. Smith, Rita A., Danbury. Seller: Godfrey V. Asante, Danbury. Property: 18 Rolf Drive, Danbury. Amount: $300,000. Filed Nov. 2.

Strycharz, Eileen M. and Christopher A. Strycharz, Fairfield. Seller: Christine Staltaro, Fairfield. Property: Lot 82, Map of North Meadow Estates, Fairfield. Amount: $821,000. Filed Nov. 13. Szost, Andrew C., Hudson, Fla. Seller: Annemarie Keegan, Newtown. Property: 140 Fairfield Woods Road, Unit 40, Fairfield. Amount: $154,500. Filed Nov. 12. Tomascak, Robin A. and Robert S. Tomascak, New Fairfield. Seller: Mark Harris and Eliza H. Harris, New Fairfield. Property: Lot 14, Map 859, New Fairfield. Amount: $297,000. Filed Nov. 2. Tomasetti, Jeffrey, White Plains, N.Y. Seller: Angelica Simone, Mahopac, N.Y. Property: 14 Alan Ave., Danbury. Amount: $365,000. Filed Nov. 9. Tomchik, Heather M. and Jeffrey A. Tomchik, Southbury. Seller: Daniel C. Anderson and Sheila E. Anderson, Fairplay, Colo. Property: Lot 7, Map 9515, Danbury. Amount: $440,000. Filed Nov. 2. Tredennick, Shannon N. and Jeffery S. Durkin, Farmington. Seller: Daniel J. Gerardi, Newtown. Property: Sanford Road, Map 982, Newtown. Amount: $195,000. Filed Nov. 2. Vazquez, Maria E. and Porfirio Silva, Bridgeport. Seller: Vilma Gil, Bridgeport. Property: 658 Lincoln Ave., Bridgeport. Amount: $220,000. Filed Nov. 12. Walker, Marisa and Stuart Adam Walker, Fairfield. Seller: Steven Smyth and Karen Smyth, Fairfield. Property: 16 Taunton Road, Fairfield. Amount: $850,000. Filed Nov. 10. Watson, Amy Knoell, Fairfield. Seller: Meade Young Fogel and David L. Fogel, Fairfield. Property: 470 Mine Hill Road, Fairfield. Amount: $1.8 million. Filed Nov. 12. Wilson, Kevin, Stratford. Seller: Stephanie Peters, Bridgeport. Property: 44 Nob Hill Circle, Unit B, Bridgeport. Amount: $37,000. Filed Nov. 10.

Zhemajli, Nevzeta and Nexhat Xhemajli, Monroe. Seller: U.S. Bank NA, Salt Lake City, Utah. Property: 23 Bonnie Brae Drive, Newtown. Amount: $190,200. Filed Nov. 5. Zhu, Jian, Westport. Seller: Deutsche Bank National Trust Co., West Palm Beach, Fla. Property: 439 Fairview Ave., Bridgeport. Amount: $228,571. Filed Nov. 10.

FORECLOSURES

Hawthorne, Helen, et al. Creditor: PNC Bank NA, Miamisburg, Ohio. Property: 2625 Park Ave., Unit 4T, Bridgeport. Delinquent common charges. Filed Nov. 4.

Alvarez, Juana, Danbury. $300 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 24 Old Lantern Road, Danbury. Filed Nov. 9.

Jordan, Cutie Mae, et al. Creditor: Deutsche Bank National Trust Co., West Palm Beach, Fla. Property: 804 Laurel Ave., Bridgeport. Mortgage default. Filed Nov. 9.

Amorim, Wanesca R., Danbury. $1,376 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 10 Park Ave., Danbury. Filed Nov. 9.

Lancaster, Keith. Creditor: The Bank of New York Mellon, New York, N.Y. Property: 15-17 Ridgewood Place, Bridgeport. Delinquent common charges. Filed Nov. 4.

Amorim, Wanesca R., Danbury. $462 in favor of Danbury Office of Physician Services PC, Danbury, by Flanagan & Peat, Danbury. Property: 10 Park Ave., Danbury. Filed Nov. 9.

Langston, Nicole, et al. Creditor: VMF TL1 LLC. Property: 1149-1153 Central Ave., Bridgeport. Foreclosure of tax liens. Filed Nov. 10.

Andrews, Derek, Danbury. $3,346 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 68 Garfield Ave., Danbury. Filed Nov. 2.

Layton, Narcissa, et al. Creditor: Branch Banking and Trust Co., Greenville, S.C. Property: 14 Satterlee Road, New Fairfield. Mortgage default. Filed Nov. 9.

Agosto, Benedict A., et al. Creditor: Ocwen Loan Servicing LLC, Lewisville, Texas. Property: 517 Queen St., Bridgeport. Mortgage default. Filed Nov. 9.

Leen, John J., et al. Creditor: Wells Fargo Bank NA, Frederick, Md. Property: 3245 Madison Ave., Unit 8, Bridgeport. Delinquent common charges. Filed Nov. 3.

Araujo, Claudia M., et al. Creditor: U.S. Bank NA, Miamisburg, Ohio. Property: 80 Boston Terrace, Bridgeport. Mortgage default. Filed Nov. 9.

Magda, Neves, et al. Creditor: Wells Fargo Bank NA, Frederick, Md. Property: 132-34 Bronx Ave., Bridgeport. Delinquent common charges. Filed Nov. 3.

Camacho, Maria D. and Nestor Camacho. Creditor: Nationstar Mortgage LLC, Lewisville, Texas. Property: 140 Linen Ave., Bridgeport. Mortgage default. Filed Nov. 2.

McNickol, Vernika, et al. Creditor: Wells Fargo Bank NA, Frederick, Md. Property: 420-422 Bond St., Bridgeport. Delinquent common charges. Filed Nov. 9.

Carter, Charles Carroll, et al. Creditor: Savings Bank of Danbury, Danbury. Property: 805 Round Hill Road, Fairfield. Mortgage default. Filed Nov. 9. Cavalry SPV I LLC. Creditor: Citimortgage Inc., Calabasas, Calif. Property: 142 Earl Ave., Bridgeport. Mortgage default. Filed Nov. 2. Cinar, Selahattin, et al. Creditor: Wells Fargo Bank NA, Frederick, Md. Property: 350 Tesiny Ave., Bridgeport. Mortgage default. Filed Nov. 10. Dzamko, John A., et al. Creditor: Citimortgage Inc., Calabasas, Calif. Property: 3 Darien Road, New Fairfield. Mortgage default. Filed Oct. 28. Hanrahan, Kathleen J., et al. Creditor: U.S. Bank NA, Miamisburg, Ohio. Property: 158 Travis Drive, Bridgeport. Mortgage default. Filed Nov. 2.

Molina, Gerarda M., et al. Creditor: Nationstar Mortgage LLC, Lewisville, Texas. Property: 85 Gem Ave., Bridgeport. Mortgage default. Filed Nov. 9. Nieves, Marina, et al. Creditor: PNC Bank NA, Miamisburg, Ohio. Property: 619 Queen St., Bridgeport. Mortgage default. Filed Nov. 2.

JUDGMENTS

Brito, Ricarda, Danbury. $758 in favor of Danbury Office of Physician Services PC, Danbury, by Flanagan & Peat, Danbury. Property: 18 Byron St., Danbury. Filed Nov. 9. Caban, Judith H. and Angel Caban, Danbury. $2,632 in favor of Danbury Office of Physician Services PC, Danbury, by Flanagan & Peat, Danbury. Property: 15 Scuppo Road, Unit 1303, Danbury. Filed Nov. 9. Caban, Judith H. and Angel Caban, Danbury. $3,398 in favor of Danbury Office of Physician Services PC, Danbury, by Flanagan & Peat, Danbury. Property: 15 Scuppo Road, Unit 1303, Danbury. Filed Nov. 9. Clearly, Jennifer and Corey Clearly, New Fairfield. $450 in favor of Danbury Office of Physician Services PC, Danbury, by Flanagan & Peat, Danbury. Property: 20 Linda Lane, New Fairfield. Filed Oct. 26. Colon, Aurea, Bridgeport. $648 in favor of Midland Funding LLC, San Diego, Calif., by the Law Offices of Howard Lee Schiff PC, East Hartford. Property: 301 Ogden St., Bridgeport. Filed Nov. 9.

Ahmed, Kamal, Danbury. $3,420 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 4 Jams Drive, Danbury. Filed Nov. 9.

Coyle, Patrick, Bridgeport. $2,915 in favor of Midland Funding LLC, San Diego, Calif., by the Law Offices of Howard Lee Schiff PC, East Hartford. Property: 69 Quarry St., Bridgeport. Filed Nov. 9.

Ahsan, Ahmed, Newtown. $557 in favor of the Danbury Office of Physician Services PC, Danbury, by Flanagan & Peat, Danbury. Property: 3 Pocono Road, Newtown. Filed Nov. 2.

Desilva, Agenor, Danbury. $5,251 in favor of Midland Funding LLC, San Diego, Calif., by the Law Offices of Howard Lee Schiff PC, East Hartford. Property: 24 Oak Ridge Gate, Danbury. Filed Nov. 9.

Alvarez, Juana, Danbury. $4,297 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 24 Old Lantern Road, Danbury. Filed Nov. 9.

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Dexter, Alice, Danbury. $463 in favor of the Danbury Office of Physician Services PC, Danbury, by Flanagan & Peat, Danbury. Property: Pocono Point Road, Danbury. Filed Nov. 9. DiFabio, Bruno, Ridgefield. $950 in favor of Danbury Diagnostic Imaging, Danbury, by Flanagan & Peat, Danbury. Property: 3 Kendra Lane, Ridgefield. Filed Nov. 4. Olsen, Gary, Danbury. $1,533 in favor of Midland Funding LLC, San Diego, Calif., by the Law Offices of Howard Lee Schiff PC, East Hartford. Property: 7 Dean St., Unit 302, Danbury. Filed Nov. 5. Paniccia, Silvana, Bridgeport. $32,171 in favor of National Collegiate Master Student Loan Trust 1, Jessup, Md., by the Law Offices of Howard Lee Schiff PC, East Hartford. Property: 1067 Wayne St., Bridgeport. Filed Nov. 12. Phillips, Russell, Newtown. $1,328 in favor of the Danbury Office of Physician Services PC, Danbury, by Flanagan & Peat, Danbury. Property: 12 Jeremiah Road, Newtown. Filed Nov. 2. Pleng, Phan, Danbury. $1,212 in favor of the Danbury Office of Physician Services PC, Danbury, by Flanagan & Peat, Danbury. Property: 21 George St., Danbury. Filed Nov. 2. Purdy, Kathleen, Danbury. $408 in favor of the Danbury Office of Physician Services PC, Danbury, by Flanagan & Peat, Danbury. Property: 68 Virginia Ave., Unit 18, Danbury. Filed Nov. 9. Quintela, Angelica and Edison Quintela, Danbury. $4,734 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 47 Alan Road, Danbury. Filed Nov. 9. Ramos, Maria, Danbury. $841 in favor of Danbury EMS, Danbury, by Flanagan & Peat, Danbury. Property: 24 Ball Pond Road, Danbury. Filed Nov. 9. Reiske, Charles, Danbury. $803 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 33 Broad St., Danbury. Filed Nov. 2. Rodas, Carlos, Bridgeport. $5,396 in favor of Midland Funding LLC, San Diego, Calif., by the Law Offices of Howard Lee Schiff PC, East Hartford. Property: 225 Little Deer Road, Bridgeport. Filed Nov. 9. Rowe, Rupert, Bridgeport. $1,447 in favor of Midland Funding LLC, San Diego, Calif., by the Law Offices of Howard Lee Schiff PC, East Hartford. Property: 40 Savoy St., Bridgeport. Filed Nov. 9.

NOVEMBER 30, 2015

FACTS & FIGURES Wedlowe, Janette, Bridgeport. $10,853 in favor of Asset Acceptance LLC, Warren, Mich., by Tobin Melien & Marohn, New Haven. Property: 114 Fiske Ave., Bridgeport. Filed Nov. 5. Yasinsky, Debora, Danbury. $1,686 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 7 Dean St., Unit 108, Danbury. Filed Nov. 9. Zapata, Belkis and Juan Zapata, Danbury. $817 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 45 Fairfield Ave., Danbury. Filed Nov. 9. Zapata, Ramon, Danbury. $4,703 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 43 Acre Drive, Danbury. Filed Nov. 9.

LEASES Cellco Partnership, by David R. Heverling. Landlord: Success Village Apartments Inc., Bridgeport. Property: 146 Hunting St., Bridgeport. Term: Five years, commencing April 13, 2016. Filed Nov. 4. Cruz, Yamilette, by self. Landlord: Success Village Apartments Inc., Bridgeport. Property: 335 North Ave., Building 93, Apt. 11, Bridgeport. Term: 39 years, commenced Oct. 30, 2015. Filed Nov. 3. Zans, Evelyn, by self. Landlord: Success Village Apartments Inc., Bridgeport. Property: Building 35, Apt. 143, Bridgeport. Term: 39 years, commenced Nov. 6, 2015. Filed Nov. 9.

LIENS FEDERAL TAX LIENS-FILED Arborview Connecticut Inc., 9 Duck St., Unit D, Danbury. $53,975, employer’s tax. Filed Nov. 3. Bombero Sr., Stephen C., 6 Captain Wooster Road, Oxford. $4,107, a tax debt on income earned. Filed Nov. 9. Card, Tammy and James Card, 4 Deer Trail, Newtown. $33,838, a tax debt on income earned. Filed Nov. 9.

Davis Tree Service LLC, 57 North St., Suite 209, Danbury. $96,999, payroll taxes and quarterly payroll taxes. Filed Nov. 2. Law Oﬃces of Norman J. Voog LLC, 90 Grove St., Suite 104, Ridgefield. $99,097, quarterly payroll taxes. Filed Nov. 2. Menozzi, Carrie L. and Matt Pierre, 785 Riverside Drive, Fairfield. $16,460, a tax debt on income earned. Filed Nov. 13. Rabbit, Paul, 2 Stonebrooke Drive, New Fairfield. $16,398, a tax debt on income earned. Filed Oct. 27. Williams & Fosnaugh LLC, P.O. Box 2119, Danbury. $45,366, quarterly payroll taxes. Filed Nov. 9.

FEDERAL TAX LIENS-RELEASED Bombero Sr., Stephen C., 151 Booth Hill Road, Trumbull. $14,460, quarterly payroll taxes. Filed Nov. 9. Ciemer General Contractor LLC, 224 Fairchild Ave., Fairfield. $1,507, payroll taxes and quarterly payroll taxes. Filed Nov. 13. Hoyos, Maria A., 35 Yacht St., Bridgeport. $2,134, a tax debt on income earned. Filed Nov. 10. Kinkade, Peter, 25 Division St., Danbury. $37,754, a tax debt on income earned. Filed Nov. 3. Motoﬁt LLC, 10 Mill Plain Road, Danbury. $20,434, U.S. return of partnership income and quarterly payroll taxes. Filed Nov. 9. Neil-Page, Juliet, 49 Magnolia Ave., Fairfield. $29,826, a tax debt on income earned. Filed Nov. 13. New England Hardwood Floors Pro LLC, 1172 Post Road, Bridgeport. $1,863, quarterly payroll taxes. Filed Nov. 10. Olenoski, Marianne J. and David B. Olenoski, 95 Rugby Road, Fairfield. $9,360, a tax debt on income earned. Filed Nov. 13. Simpson, Marcella M., 1209 Norman St., Bridgeport. $12,457, a tax debt on income earned. Filed Nov. 10.

Connell, Barry, 29 Benedict Road, Danbury. $19,109, a tax debt on income earned. Filed Nov. 9. Damon, Jennifer L. and Jon Damon, 348 Lakeview Drive, Fairfield. $37,482, a tax debt on income earned. Filed Nov. 13.

NOVEMBER 30, 2015

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MECHANIC’S LIENSFILED Marie, Ava and David Hoda, New Fairfield. Filed by Diamond Builders LLC, Waterbury, by Ercilio Oliveira, Danbury. Property: Unit 8 of Fieldstone Place, New Fairfield. Amount: $1,400. Filed Oct. 28. Sundaram LLC, Newtown. Filed by American Contracting LLC, Botsford, by Randall Carreira. Property: 62 Church Hill Road, Newtown. Amount: $52,586. Filed Nov. 9.

MECHANIC’S LIENSRELEASED Trumbull Shopping Center No. 2 LLC, Trumbull. Released by Eagle Rivet Roof Services Corp., Bloomfield, by Arthur Dias. Property undisclosed, Trumbull. Amount unknown. Filed Nov. 10.

LIS PENDENS 397 North Washington Avenue LLC, et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for the Water Pollution Control Authority for the city of Bridgeport. Property: 397 N. Washington Ave., Bridgeport. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees. Filed Nov. 10. 92 Cogswell Street Land Trust, Bridgeport. Filed by Hunt, Leibert & Jacobsen PC, Hartford, for JPMorgan Chase Bank NA, Columbus, Ohio. Property: 92 Cogswell St., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $10, dated May 2007. Filed Nov. 10. Acevedo, Mayra I., et al., Bridgeport. Filed by Leopold & Associates, Stamford, for Wilmington Trust Co., Wilmington, Del. Property: 586-590 Park St., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $298,500, dated October 2007. Filed Nov. 10. Acosto, Francisco, et al., Bridgeport. Filed by The Marcus Law Firm, North Branford, for MTAG Caz Creek CT LLC and MTAG Services LLC Property: 141 Virginia Ave., Unit 294, Bridgeport. Action: to foreclose on tax liens levied by the city of Bridgeport and take immediate possession of the liened premises. Filed Nov. 12.

Almonte, Renzo, et al., Danbury. Filed by Hunt, Leibert & Jacobsen PC, Hartford, for Wells Fargo Bank NA, Frederick, Md. Property: 44 Oak Ridge Gate, Danbury. Action: to foreclose on a delinquent mortgage in the original principal amount of $283,271, dated October 2010. Filed Nov. 2.

Tartaglia III, John, et al., Bridgeport. Filed by The Marcus Law Firm, North Branford, for the Water Pollution Control Authority for the city of Bridgeport. Property: 218-220 Frank St., Bridgeport. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees. Filed Nov. 12.

Weaver, Jeﬀrey D., et al., Fairfield. Filed by The Witherspoon Law Offices, Farmington, for HSBC Bank USA NA, Buffalo, N.Y. Property: 63 Florence Lane, Fairfield. Action: to foreclose on a delinquent mortgage in the original principal amount of $1.5 million, dated March 2007. Filed Nov. 10.

Alves, Benilda Camacho, et al., Bridgeport. Filed by The Marcus Law Firm, North Branford, for MTAG Caz Creek Connecticut LLC and MTAG Services LLC Property: 47 Wayne St., Bridgeport. Action: to foreclose on tax liens levied by the city of Bridgeport and take immediate possession of the liened premises. Filed Nov. 12.

The Bank of New York Mellon, trustee, New York, N.Y. Filed by The Law Office of Juda J. Epstein, Bridgeport, for Water Pollution Control Authority for the city of Bridgeport. Property: 830-832 Noble Ave., Bridgeport. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees. Filed Nov. 10.

Wells Fargo Bank NA, Frederick, Md. Filed by Kruzynski Law Office LLC, Shelton, for Dogwood Condominium Association Inc. Property: 250 N. Bishop Ave., Unit 38, Bridgeport. Action: to foreclose on a statutory lien for delinquent common charges and assessments and take immediate possession of the premises. Filed Nov. 4.

Anastacio, Figueroa, et al., Bridgeport. Filed by Gordon & Scalo, Bridgeport, for First Stone Ridge Cooperative Corp. Property: 11 Stone Ridge Road, Bridgeport. Action: to foreclose on a statutory lien for delinquent common charges and assessments and take immediate possession of the premises. Filed Nov. 12.

Turner, Robert, et al., Bridgeport. Filed by The Marcus Law Firm, North Branford, for MTAG Caz Creek Connecticut LLC and MTAG Services LLC Property: 400 Alba Ave., Bridgeport. Action: to foreclose on tax liens levied by the city of Bridgeport and take immediate possession of the liened premises. Filed Nov. 12.

White, Vivian L. et al., Bridgeport. Filed by Bendett and McHugh PC, Farmington, for Connecticut Housing Finance Authority, West Palm Beach, Fla. Property: 750 Seaview Ave., Unit 3, Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $160,329, dated September 2011. Filed Nov. 3.

Anderson, Joan, et al., Bridgeport. Filed by The Marcus Law Firm, North Branford, for the Water Pollution Control Authority for the city of Bridgeport. Property: 196 Goddard Ave., Bridgeport. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees. Filed Nov. 12.

U.S. Bank NA, Salt Lake City, Utah. Filed by The Law Office of Juda J. Epstein, Bridgeport, for the Water Pollution Control Authority for the city of Bridgeport. Property: 153-155 Beach St., Bridgeport. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees. Filed Nov. 10.

Wiatrzyk, Maria, et al., Bridgeport. Filed by Winget, Spadafora & Schwartzberg LLP, Stamford, for Success Village Apartments Inc., Bridgeport. Property: 341 Court D, Building 48, Bridgeport. Action: to foreclose on a statutory lien for delinquent common charges and assessments and take immediate possession of the premises. Filed Nov. 3.

Austin, Leota, et al., Bridgeport. Filed by The Marcus Law Firm, North Branford, for MTAG Caz Creek CT LLC and MTAG Services LLC Property: 375-377 Maple St., Bridgeport. Action: to foreclose on tax liens levied by the city of Bridgeport and take immediate possession of the liened premises. Filed Nov. 12. Barrington, Logan, et al., Bridgeport. Filed by Leopold & Associates, Stamford, for Deutsche Bank National Trust Co., Salt Lake City, Utah. Property: 448-452 Charles St., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $270,000, dated July 2004. Filed Nov. 12. Benedetti, Luiz, et al., Danbury. Filed by Rosenberg & Rosenberg PC, West Hartford, for 95 Park Manor Condominium Association Inc., Danbury. Property: 95 Park Ave., Unit 8, Danbury. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the premises. Filed Nov. 4.

U.S. Equities Corp. Filed by the Law Office of Juda J. Epstein, Bridgeport, for the Water Pollution Control Authority for the city of Bridgeport. Property: 350-352 Park St., Bridgeport. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees. Filed Nov. 10. Velez, Carlos, et al., Bridgeport. Filed by Hunt, Leibert & Jacobsen PC, Hartford, for Wells Fargo Bank NA, Frederick, Md. Property: 252 Stillman St., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $140,409, dated February 2009. Filed Nov. 5. Villa, Alfonsa, et al., Bridgeport. Filed by the Law Office of Juda J. Epstein, Bridgeport, for the Water Pollution Control Authority for the city of Bridgeport,. Property: 155 Woodrow Ave., Bridgeport. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees. Filed Nov. 10. Washington Management LLC, et al. Filed by the Law Office of Juda J. Epstein, Bridgeport, for the Water Pollution Control Authority for the city of Bridgeport. Property: 676 Emerald St., Bridgeport. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees. Filed Nov. 10.

Xelo, Hector, et al., Bridgeport. Filed by the Law Office of Juda J. Epstein, Bridgeport, for the Water Pollution Control Authority for the city of Bridgeport. Property: 16401642 Madison Ave., Bridgeport. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees. Filed Nov. 10. Xu, Mei Rong, et al., Bridgeport. Filed by the Law Office of Juda J. Epstein, Bridgeport, for the Water Pollution Control Authority for the city of Bridgeport. Property: 829 Noble Ave., Bridgeport. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees. Filed Nov. 10. Young, Sylvia M., et al., Bridgeport. Filed by the Law Office of Juda J. Epstein, Bridgeport, for U.S. Bank NA, trustee, Salt Lake City, Utah. Property: 41 Astoria Ave., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $264,800, dated June 2006. Filed Nov. 10. Zimmerman, Carolyn M., et al., New Fairfield. Filed by Marinosci Law Group PC, Warwick, R.I., for Nationstar Mortgage LLC, Lewisville, Texas. Property: Lot 22, Map 302, New Fairfield. Action: to foreclose on a delinquent mortgage in the original principal amount of $465,000, dated July 2014. Filed Nov. 2.

FACTS & FIGURES Zirngibl, Ann L., et al., Danbury. Filed by Bendett and McHugh PC, Farmington, for HSBC Mortgage Services Inc., Fort Mill, S.C. Property: 166 Old Brookfield Road, Unit 4-3, Danbury. Action: to foreclose on a delinquent mortgage in the original principal amount of $270,000, dated December 2006. Filed Nov. 3.

MORTGAGES

Elms 1516 LLC, Ridgefield, by Matthew Lecher. Lender: The Elms Development Company LLC, Ridgefield. Property: 500 Main St., Unit 16, Ridgefield. Amount: $500,000. Filed Nov. 10.

N.J. Voog Realty LLC, Ridgefield, by Norman J. Voog. Lender: 90 Grove Street Loan LLC, Monroe. Property: 90 Grove St., Units 103 and 104, Ridgefield. Amount: $425,000. Filed Oct. 30.

Iglesia Bautista La Nueva Jerusalem Inc., Norwalk, by Walter Maygora. Lender: People’s United Bank NA, Bridgeport. Property: 1217-1219 Madison Ave. and 14 Arlington St., Bridgeport. Amount: $122,801. Filed Nov. 5.

New Outlook Homes LLC, by Rick Goldberg. Lender: Robert J. Sharp, Sherman. Property: 157 Shelter Rock Road, Unit 21, Danbury. Amount: $75,000. Filed Nov. 5.

1136-1162 Main St. Managers LLC, Port Chester, N.Y., by Kenneth M. Olson. Lender: State of Connecticut. Property: 1136-1162 Main St., Bridgeport. Amount: $1 million. Filed Nov. 12.

JMVD Realty Partners LLC, New York, N.Y., by Madam L. Gupta. Lender: Citizens Bank NA, Boston, Mass. Property: Federal Route 7, Danbury. Amount: $5.5 million. Filed Nov. 5.

181 Wessels LLC, by Eric Detmer. Lender: Rehab Financial Group LP, Rosemont, Pa. Property: 181-185 Wessels Ave., Bridgeport. Amount: $91,000. Filed Nov. 3.

JMVD Realty Partners LLC, New York, N.Y., by Madam L. Gupta. Lender: Citizens Bank NA, Boston, Mass. Property: 87-91 North St., Danbury. Amount: $5.5 million. Filed Nov. 5.

337 Wayne Street LLC, Trumbull, by Carlos Morales. Lender: People’s United Bank NA, Bridgeport. Property: 143 Jackson Ave., Bridgeport. Amount: $132,000. Filed Nov. 5. 3425 Fairﬁeld Avenue LLC, Westport, by Steve Crowley. Lender: Fairfield County Bank, Ridgefield. Property: 3425 Fairfield Ave., Bridgeport. Amount: $200,000. Filed Nov. 2. 40 Grove Street LLC, Ridgefield, by Reed L. Whipple. Lender: Fairfield County Bank, Ridgefield. Property: 40 Grove St., Ridgefield. Amount: $455,000. Filed Nov. 12. Bank Street Real Estate Investment LLC, Bridgeport, by Eldad Yagen. Lender: B2R Finance LP, Bridgeport. Property: 23-25 Stoehrs Place, Bridgeport. Amount: $541,000. Filed Nov. 10. Charter Group Partners At Ridgeﬁeld LLC, Brookfield, by Martin W. Handshy. Lender: Union Savings Bank, Danbury. Property: 77 Sunset Lane, Ridgefield. Amount: $6.4 million. Filed Oct. 27. Elms 1516 LLC, Ridgefield, by Matthew Lecher. Lender: Fairfield County Bank, Ridgefield. Property: 500 Main St., Unit 15, Ridgefield. Amount: $716,000. Filed Nov. 10. Elms 1516 LLC, Ridgefield, by Matthew Lecher. Lender: The Elms Development Company LLC, Ridgefield. Property: 500 Main St., Unit 15, Ridgefield. Amount: $500,000. Filed Nov. 10. Elms 1516 LLC, Ridgefield, by Matthew Lecher. Lender: Fairfield County Bank, Ridgefield. Property: 500 Main St., Unit 16, Ridgefield. Amount: $716,000. Filed Nov. 10.

JPW Power Inc., Bridgeport, by Wen Jing Lin. Lender: Eastern Funding LLC, New York, N.Y. Property: 418-434 Garfield Ave., Bridgeport. Amount: $425,000. Filed Nov. 9. Linwood Avenue I LLC, Fairfield, by Charles P. McGoldrick III. Lender: Patriot Bank NA, Stamford. Property: 234, 248 and 284 Linwood Ave., Fairfield. Amount: $985,000. Filed Nov. 13. Linwood Avenue I LLC, Fairfield, by Charles P. McGoldrick III. Lender: Island Fuel Terminals Inc., Bridgeport. Property: 234, 248 and 284 Linwood Ave., Fairfield. Amount: $600,000. Filed Nov. 13. Mahasi LLC, Bridgeport, by Mary Ann Hasiotis. Lender: Petros Diner LLC, Bridgeport. Property: 1660 Barnum Ave., Bridgeport. Amount: $300,000. Filed Nov. 9. Mallory Square LLC, Bethel, by Jeffrey C. Bruno. Lender: Newtown Savings Bank, Newtown. Property: 3 E. Pembroke Road, Danbury. Amount: $144,000. Filed Nov. 4. Monroe Property Partners LLC, Stamford, by Clayton Robinson. Lender: FEC Enterprises LLC. Property: 423-425 Courtland Ave., Bridgeport. Amount: $178,750. Filed Nov. 2. Monroe Property Partners LLC, Stamford, by Clayton Robinson. Lender: FEC Enterprises LLC. Property: 233-235 Monroe St., Bridgeport. Amount: $178,750. Filed Nov. 2. My 3 Boys Real Estate LLC, Ridgefield, by Michael J. Pizzo. Lender: Union Savings Bank, Danbury. Property: 65 Danbury Road, Ridgefield. Amount: $1.8 million. Filed Oct. 30.

Ridgeﬁeld Professional Oﬃce Complex LLC, Danbury, by Richard J. Lipton. Lender: Union Savings Bank, Danbury. Property: 901 Ethan Allen Highway, Ridgefield. Amount: $13.8 million. Filed Nov. 12. RMS Durant LLC, Stamford, by Randall M. Salvatore. Lender: Webster Bank NA, Waterbury. Property: 28 Simeon Road, Bethel. Amount: $2.5 million. Filed Nov. 10. Sajoma Real Estate LLC, Danbury, by Luis Peralta. Lender: Loan Funder LLC, New York, N.Y. Property: 5 Housman St., Danbury. Amount: $144,000. Filed Nov. 9. The Beaver Brook Group LLC, New Milford, by James M. Davenport Sr. Lender: Fairfield County Bank, Ridgefield. Property: 14 Beaver Brook Road, Danbury. Amount: $400,000. Filed Nov. 2. Tri State Property LLC, Trumbull, by Ophir Sahar. Lender: Secure Capital Group LLC, Stratford. Property: 91-93 McKinley Ave., Bridgeport. Amount: $140,000. Filed Nov. 3. VCH Properties LLC, Danbury, by Vanessa L. Hammed. Lender: RCN Capital Funding LLC, South Windsor. Property: 17 Wintergreen Hill Road, Danbury. Amount: $100,000. Filed Nov. 2. Victorian Associates LLC, Danbury, by Robert D. Botelho. Lender: Union Savings Bank, Danbury. Property: 31 Lake Ave., Danbury. Amount: $100,000. Filed Nov. 2.

NEW BUSINESSES A Bite of New York Kitchen, 1223 Madison Ave., Bridgeport 06606, c/o Charissa Williams. Filed Nov. 12. A Poetic Author, 376 Broad St., Bridgeport 06604, c/o Alexis Pettway. Filed Nov. 2. A.C. Carpentry, 265 Court D., Bridgeport 06610, c/o Anthony Chowanec. Filed Nov. 10. AJ Taxi, 176 McKinley Ave., Bridgeport 06606, c/o Abu B. Barrie. Filed Nov. 5.

Ambassador GTS, 15 Scuppo Road, Unit 704, Danbury 06811, c/o Osman Tarar. Filed Nov. 10.

Walls of Salvation, 30 Florence St., Bridgeport 06607, c/o Triumphant Ministries Inc. Filed Nov. 12.

American Pizza, 1076 E. Main St., Bridgeport 06608, c/o Matthew Sawyer. Filed Nov. 5.

Workspace Collective, 1A Evergreen Road, Danbury 06811, c/o Meagan Cann. Filed Nov. 5.

Belle Delivers, 80 Scofield, Bridgeport 06606, c/o Anthony Butler. Filed Nov. 6.

Yvonne Renee, 175 Alsack St., Bridgeport 06604, c/o Yvonne R. Gathers. Filed Nov. 12.

BizFlex Solutions, 17 Mimosa Court, Ridgefield 06877, c/o Patrick Deane. Filed Nov. 4. Bridgeport Wine and Spirits No. 1, 457 Pequonnock St., Bridgeport 06606, c/o Quesha Rogers. Filed Nov. 9. C and J Electric, 13 Charron St., Bridgeport 06606, c/o Christian Sinche. Filed Nov. 2. Connecticut State Marshall, P.O. Box 1424, Fairfield 06825, c/o Harry R. Ackley Sr. Filed Nov. 10. Delicias Del Pueblo, 668 Capital Ave., Bridgeport 06606, c/o Silvestre Murales. Filed Nov. 2. Delicias Del Pueblo, 1073 Hancock Ave., Bridgeport 06605, c/o Silvestre Murales. Filed Nov. 2. E & G Wash & Polish, 320 Remington St., Bridgeport 06610, c/o Rafael Hernandez. Filed Nov. 12. E.F.E. Remodeling, 157 Ranch Drive, Bridgeport 06606, c/o Everton F. Errera. Filed Nov. 2. F and M Equipment Ltd., 42 Kenosia Ave., Danbury 06810, c/o Vincent J. Altomare Jr. Filed Nov. 5. F1 Motorsport, 17 Jansen St., Danbury 06810, c/o Albert Bonamici. Filed Nov. 9. M & F Janitorial LLC, 40 Beecher St., Bridgeport 06608, c/o Maria E. Fuentes. Filed Nov. 2. M & F Services LLC, 40 Beecher St., Bridgeport 06608, c/o Maria E. Fuentes. Filed Nov. 2. The Peoples Choice Advocate of Connecticut, 1000 Lafayette Blvd., Suite 1100, Bridgeport 06604, c/o Jessica Rivera. Filed Nov. 9. Triumphant Christian Church, 2540 Park Ave., Bridgeport 06604, c/o Walls of Salvation. Filed Nov. 12. VHC Veronica House Cleaning, 293 Colorado Ave., Bridgeport 06605, c/o Veronica Mendez. Filed Nov. 2.

NEW LIQUOR LICENSES Dimitri’s Diner Inc., 16 Prospect St., Ridgefield 06877, c/o Dimitrios Paschalidis. Permit no. LRW.0003702. Filed Oct. 27. Mannen Restaurant, 15 Danbury Road, Ridgefield 06877, c/o Kung H. Wei. Permit no. LIR.0016100. Filed Oct. 28. Scotland School PTA, 316 Main St., Ridgefield 06877, c/o Sandra V. Mahoney. Permit no. LCO.0006654. Filed Nov. 13. Terra Sole Ristorante, 3 Big Shop Lane, Ridgefield 06877, c/o Pietro Polini. Permit no. LIR.0017954. Filed Oct. 26. Thai Pearl Restaurant, 113 Danbury Road, Ridgefield 06877, c/o Loi Nguyen. Permit no. LIR.0018275. Filed Oct. 29. Village Wine & Spirits, 455 Main St., Ridgefield 06877, c/o Aristodemo C. Digiulio. Permit no. LIP.0014772. Filed Nov. 2. Vinland Holdings LLC, 88 Danbury Road, Ridgefield 06877, c/o Elizabeth P. Thompson. Permit no. LIP.0014774. Filed Nov. 4.

PATENTS Attribute-based person tracking across multiple cameras. Patent no. 9,134,399 issued to Lisa M. Brown, Pleasantville, N.Y.; Rogerio S. Feris, White Plains, N.Y.; Arun Hampapur, Norwalk; and Daniel A. Vaquero, Palo Alto, Calif. Assigned to Xerox Corp., Norwalk. Clear styrene emulsion/ aggregation toner. Patent no. 9,134,640 issued to Maura Sweeney, Irondequoit, N.Y.; Grazyna E. Kmiecik-Lawrynowicz, Fairport, N.Y.; Robert D. Bayley, Fairport, N.Y.; and Dan Asarese, Honeoye Falls, N.Y. Assigned to Xerox Corp., Norwalk.

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Image-based temperature control of a keyless inker. Patent no. 9,138,982 issued to Peter Paul, Webster, N.Y.; Jorge A. Alvarez, Webster, N.Y.; Nancy Y. Jia, Webster, N.Y.; Charles Donahue Rizzolo, Fairport, N.Y.; and Augusto E. Barton, Palo Alto, Calif. Assigned to Xerox Corp., Norwalk. Method for making an ink-jet print head front face having a textured superoleophobic surface. Patent no. 9,139,002 issued to Hong Zhao, Webster, N.Y.; Kyoo-Chul Pasrk, Cambridge, Mass.; and Kock- Yee Law, Penfield, N.Y. Assigned to Xerox Corp., Norwalk. Predicting remaining useful life for a consumable using a weighted least square regression prediction technique. Patent no. 9,134,675 issued to Ming Yang, Fairport, N.Y.; Diane M. Foley, Palmyra, N.Y.; William K. Stumbo, Fairport, N.Y.; and Guangyo Zou, Webster, N.Y. Assigned to Xerox Corp., Norwalk. Print head transducer dicing directly on diaphragm. Patent no. 9,139,004 issued to Gary D. Redding, Victor, N.Y.; Antonio L. Williams, Rochester, N.Y.; and John P. Meyers, Rochester, N.Y. Assigned to Xerox Corp., Norwalk. Semi-conductive media transport for electrostatic tracking of media. Patent no. 9,132,673 issued to Gerald M. Fletcher, Pittsford, N.Y.; Palghat S. Ramesh, Pittsford, N.Y.; Peter J. Knausdorf, Henrietta, N.Y.; and Joannes N.M. de Jong, Hopewell Junction, N.Y. Assigned to Xerox Corp., Norwalk. Shuttling nip set for media sheet inversion. Patent no. 9,132,979 issued to Aaron M. Moore, Fairport, N.Y.; Carlos M. Terrero, Ontario, N.Y.; Timothy G. Shelhart, West Henrietta, N.Y.; and Roberto A. Irizarry, Rochester, N.Y. Assigned to Xerox Corp., Norwalk. Side-edge sheet curler for sheet-hold down devices. Patent no. 9,139,388 issued to Lloyd A. Williams, Mahopac, N.Y.; Ruddy Castillo, Briarwood, N.Y.; and Joannes N.M. deJong, Hopewell Junction, N.Y. Assigned to Xerox Corp., Norwalk. Spreader system having pressure roll and method for controlling pressure in a pressure roll. Patent no. 9,138,983 issued to Derek A. Bryl, Webster, N.Y.; Jason Mathew LeFevre, Penfield, N.Y.; Douglas K. Herrmann, Webster, N.Y.; and Adam Douglas Ledgerwood, Geneva, N.Y. Assigned to Xerox Corp., Norwalk.

NOVEMBER 30, 2015

LEGAL NOTICES Notice of formation of AURA TRAINING, LLC. Articles of organization filed with the Secretary of State of N.Y. (SSNY) on 10/15/2015. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 51 Bellain Ave Harrison, NY 10528. Purpose: Any lawful activity. #60243 NOTICE OF FORMATION OF Bronx Born Media, (ìLLCî). Art. of Org. filed with the Secy. of State of NY (SSNY) on 08/21/15. Office location: Westchester County. SSNY designated as agent upon whom process may be served. SSNY shall mail copy of process against LLC to Hakim Mulraine and Enrique Benitez II, 75 S. Broadway 4th Floor White Plains, New York 10601. Purpose: General Purpose. #60244 Notice of formation of Limited Liability Company (ìLLCî). Name: SACL Farmers Manager LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on October 8, 2015. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to SACL Farmers Manager LLC, 200 Clearbrook Road, Suite 134, Elmsford, New York 10523. Purpose/ character of LLC is to engage in any lawful act or activity. #60245 Willett Solutions LLC. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 9/15/15. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: 21 Willett Avenue, Apt. 225, Port Chester, NY 10573 (LLCís primary business location). Purpose: any lawful business activity. #60247 CERBERUS AUDIO, LLC. Arts. of Org. filed w/SSNY on 10/5/15. Office: Westchester Co. SSNY designated as agent for process & shall mail to: c/o THE LLC, 327 E. 12th St. #4, New York, NY 10003. Purpose: all lawful. #60248 KH Facility Management Group LLC, a domestic LLC, filed with the SSNY on 9/28/15. Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to The LLC, 40 Lockwood Rd., South Salem, NY 10590. General purpose. #60249 Marolda 365 Central, LLC, a domestic LLC, filed with the SSNY on 8/27/15. Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to Lawrence Marolda, 31 Howell Ave., Larchmont, NY 10538. General purpose. #60250 Special Moms Network, LLC has filed articles of organization with the Secretary of State of NYS on 09/09/15. The offices of this company are located in Westchester County, NY. The Secretary of State has been designated as agent of the limited liability company upon whom process against it may be served. The address to which the Secretary of State shall mail a copy of any process against the limited liability company served upon him or her is 18 Upland Lane, Armonk, NY 11706. The company is organized to conduct any lawful business for which limited liability companies may be organized. #60251 Notice of Formation of Rocket Global, LLC Art. Of Org. filed with SSNY on 5/29/15. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 26 Noel Drive, Ossining, NY 10562. Purpose: any lawful purpose. #60254 L&C Property 1275 LLC, a domestic LLC, filed with the SSNY on 9/11/15. Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to The LLC, 1275 E. Boston Post Rd., Mamaroneck, NY 10543. General purpose. #60255 Notice of Formation of Monaco Brothers Realty Management, LLC, a domestic limited liability company. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 10/08/15. NY Office location: Putnam County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail a copy of process to the LLC at 704 Route 6 ñ Suite 21, Mahopac, NY 10541. Purpose: For any lawful purpose. #60256

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Name of Limited Liability Company (LLC): Caring Hearts Home Care, LLC. Date of filing Articles of Organization with the Secretary of State ( SSNY) 8/14/15. The LLC is located in Fairfield County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The post office address to which the SSNY shall mail a copy of any process against it served is to the principal business location at c/o 11 Fairmont Avenue, Stamford, CT 06906. Purpose of LLC is any lawful act or activity. #60263 Petro Scarm, LLC, a domestic LLC, filed with the SSNY on 10/16/15. Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to The LLC, c/o Michael V. Petrillo, 335 Center Ave., Mamaroneck, NY 10543. General purpose. #60264 NOTICE OF FORMATION OF MAIN ELEVATOR, LLC. Arts of Org filed with Secy of State of NY (SSNY) on 09/16/15. Office location: Westchester County. SSNY designated agent upon whom process maybe served and shall mail copy of process against LLC to principal business address: 120 Kisco Avenue, Ste. D, Mt. Kisco, NY 10549. Purpose: any lawful act. #60265 Notice of Formation of CGS LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 10/26/15. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Alvin Schragis, 10 Birch Lane, Scarsdale, NY 10583. Purpose: any lawful activity. #60266 Notice of formation of MDR Administrative Consulting Services, LLC, a domestic limited liability company. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 02/19/2015. NY Office location: Putnam County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail a copy of process to the LLC at: 23 Wood Lane Mahopac NY 10541. Purpose: For any lawful purpose. #60267 Notice of Formation Thethi Realty LLC Arts. of Org. filed with SSNY 10/20/15. Off. Loc.: Westchester Cnty. SSNY designated as agent of LLC whom process may be served. SSNY shall mail process to: c/o the LLC, 165 Wyndcliff Road, Scarsdale, NY 10583. Purpose: All lawful activities. #60268 Druse Consulting Firm, LLC. Art. of Org. filed w/ SSNY 8/13/15. Office in Westchester Co. SSNY designated for service of process and shall mail to Reg. Agent: U.S. Corp. Agents, Inc, 7014 13th Ave. Ste. 202, Brooklyn, NY 11228. Purpose: Any lawful activity #60269 Notice of Formation of 14 Reimer Road, LLC, a domestic Limited Liability Company (LLC). Articles of Organization filed with the Secretary of State of NY (SSNY) on 9/28/2015. NY Office location: WESTCHESTER County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail a copy of any process against the LLC served upon him/her to The LLC, 875 Mamaroneck Avenue, Suite 400, Mamaroneck, New York 10543. Purpose: Any lawful act or activity. #60270 Notice of formation of Limited Liability Company (“LLC”) Name: SBMK ASSOCIATES LLC. Articles of Organization filed with the Secretary of State of the State of New York (“SSNY”) on September 22, 2015. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to 20 Haarlem Avenue Suite 411, White Plains, New York 10603. Purpose & Character: To engage in any lawful act or activity. #60271 Notice of Formation of Tartan RE. LLC, LLC Art. Of Org. filed with SSNY on 7/15/15. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 30 Leighton Ave., Yonkers, NY 10705. Purpose: any lawful purpose. #60272 The Expat Family, LLC Art. of Org. filed with NY Secretary of State (SSNY) on 10/21/15. Office located in Westchester Co. SSNY designated as agent upon which process may be served. SSNY shall mail a copy of process to The Expat Family, LLC, 106 Madison Rd, Scarsdale NY 10583, LLCís primary Business location. Purpose: any lawful business activity. #60274

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11 Kathy Realty LLC, a domestic LLC, filed with the SSNY on 11/5/15. Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to Abraham Rabadi, 321 Mclean Ave., Yonkers, NY 10705. General purpose. #60276 Neversink Acres LLC, a domestic LLC, filed with the SSNY on 9/29/15. Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to Joseph Annunziata, 17 Arlington Rd., Scarsdale, NY 10583. General purpose. #60277 Notice of Formation of CapBrook, LLC Art. Of Org. filed with SSNY on 11/3/2015. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 226 Hunt Ln North Salem, NY 10560. Purpose: any lawful purpose. #60281 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME OF LLC: LAZARUS LEADING LADIES, LLC. Arts. of Org. filed NYS Department of State 08/13/2015. Princ. off. loc.: Westchester Cty. Sec. of State designated as agent of LLC upon whom process against it may be served. Sec. of State shall mail a copy of process to the LLC, c/o United States Corporation Agents, Inc., 7014 13th Avenue, Suite 202, Brooklyn, NY 11228. Purpose: any lawful activity. #60282 Notice of Formation of RALPH T. GARGIULO LLC Art. Of Org. filed with SSNY on 9/4/15. Offc. Loc: 730 Pelham Rd, Apt 4G New Rochelle, NY 10805 Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 730 Pelham Rd. Apt 4G, New Rochelle, NY 10805 Purpose: Wholesale Sales #60283 Care Soft Solution Technical Service LLC. Art. of Org. filed w/ SSNY 9/1/15. Office in Westchester Co. SSNY designated for service of process and shall mail to: The LLC, 59 Waring PL, Apt1FL, Yonkers, NY 10703. Purpose: Any lawful activity #60284 Notice of Formation of Starblast Cleaners, LLC Art. Of Org. filed with SSNY on 11/02/15. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the Starblast Cleaners LLC, 134 Jensen Avenue Mamaroneck, NY 10543 Purpose: any lawful purpose. #60285 Notice is given of the formation of Nikos International, LLC, by the filing of Articles of Organization with the Secretary of State (SOS) of the State of New York on October 15, 2015. The office is located in Westchester County, New York. The SOS has been designated as agent of the LLC upon whom the process may be served. The SOS shall mail a copy of any process against the LLC served upon him/her to The LLC c/o Komal Choksi, 12 Baldwin Lane, Scarsdale, NY 10583. The purpose of the LLC is to engage in any lawful act or activity. #60286 Notice of Formation of Southern Cross LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 10/28/15. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Wertheimer Fredman, LLC, 333 Westchester Ave., Ste. S-302, White Plains, NY 10604. Purpose: any lawful purpose. #60287 Notice is hereby given that an on-premise license, #TBA has been applied for by Homstyle Foods at Chappaqua Crossings Inc.to sell beer, wine and liquor at retail in an on premises establishment. For on premises consumption under the ABC law at 1 Bronx River Road Valhalla, NY 10595. #60288 Notice is hereby given that an restaurant wine license, #TBA has been applied for by True North Hotel Group to sell beer and wine at retail in an on premises establishment. For on premises consumption under the ABC law at 7 Executive Blvd Yonkers, NY 10701. #60289 Notice of formation of 250 South Columbus, LLC. Arts. of Org. filed with SSNY on 11-04-15. Office location Westchester County. SSNY designated as agent for service of process upon LLC. SSNY shall mail process to Dennis Douglas 41 West Lincoln Avenue, Mount Vernon NY, 10550. Purpose: Any lawful purpose. #60290

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Notice of formation of Limited Liability Company (ìLLCî). Name: Niagara Gateway LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on November 10, 2015. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Niagara Gateway LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/ character of LLC is to engage in any lawful act or activity. #60291 Notice of formation of Limited Liability Company (ìLLCî). Name: Niagara Gateway Manager LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on November 10, 2015. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Niagara Gateway Manager LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/character of LLC is to engage in any lawful act or activity. #60292 Notice of formation of Limited Liability Company (ìLLCî). Name: Niagara Gateway Associates I LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on November 10, 2015. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Niagara Gateway Associates I LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/character of LLC is to engage in any lawful act or activity. #60293 Notice of Formation of EEJ REALTY LLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 5/22/15. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 505 White Plains Rd., Eastchester, NY 10709. Purpose: any lawful act or activity. #60295 Biga Realty LLC, a domestic LLC, filed with the SSNY on 11/12/15. Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to The LLC, 1 Frederick Ct., Harrison, NY 10528. General purpose. #60296 Notice of Formation of Look Glowing, LLC. filed with NYS Department of State on 4/17/2015. Office Loc: Westchester County. Danielle L. Della Pella has been designated as agent of the LLC upon whom process against it may be served. NYS Department of State shall mail a copy of process to the LLC, c/o Danielle Della Pella at its principal business location: 465 Chappaqua Rd., Briarcliff Manor, NY 10510. Purpose of business: any lawful activity. #60297 LEGAL NOTICE Hudson Valley Kayaks LLC has filed articles of organization with the Secretary of State of NYS on 07/28/2015. The offices of this company are located in Westchester County, NY. The Secretary of State has been designated as agent of the limited liability company upon whom process against it may be served. The address to which the Secretary of State shall mail a copy of any process against the limited liability company served upon him or her is Legalinc Corporate Services Inc., 90 State Street Ste 700 Box 80, Albany, NY 12207 The company is organized to conduct any lawful business for which limited liability companies may be organized. #60298 Notice of Formation of An Innovative Nightlife Experience, LLC. Arts. of Org. filed with SSNY on 10/07/2015. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to James A. Mantey, 1527 Crescent Dr. Tarrytown, NY 10591. Purpose: any lawful act or activity. #60299

NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: GARCHABALA HOLDINGS, LLC Articles of Organization were filed with the NY Secy. of State on 10/23/2015. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, United States Corporation Agents, Inc., 7014 13th Avenue, Suite 202, Brooklyn, NY 11228. Purpose: any lawful business activity. #60300 Notice of Formation of 1040 Nine Acres, LLC, a domestic Limited Liability Company (LLC). Articles of Organization filed with the Secretary of State of NY (SSNY) on 10/06/2015. NY Office location: WESTCHESTER County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail a copy of any process against the LLC served upon him/her to The LLC, 8 Clark Court, Larchmont, New York 10538. Purpose: Any lawful act or activity. #60301 Class Action Recovery LLC, a domestic LLC, filed with the SSNY on 10/22/15. Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to Rocco Salerno Esq., 575 White Plains Rd., Ste. 1, Eastchester, NY 10709. General purpose. #60302 Flyingbuchens LLC, a foreign LLC, filed with the SSNY on 8/19/15. Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: The LLC, c/o David Buchen, 2 Circle Rd., Scarsdale, NY 10583. General Purposes. #60303 Notice of Formation of ICU SECURITY, LLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 8/7/15. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 10 Trailhead Lane, Tarrytown, NY 10591. Purpose. Any lawful act or activity. #60304 Notice of Formation of TIANA CONSULTING, LLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 5/19/15. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Kevin McCabe, 42 Indian Run, East Quogue, NY 11942. Purpose. Any lawful act or activity. #60305 Notice of Formation of CHAAAD Consulting LLC Art. Of Org. filed with SSNY on 11/19/15. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 3108 High Ridge Rd, Yorktown Hts., NY 10598. Purpose: any lawful purpose. #60306 Notice is hereby given that an on-premise license, #1289892 has been applied for by Nikko Steakhouse & Lounge Inc. to sell beer,wine and liquor at retail in an on premises establishment. For on premises consumption under the ABC law at 230 White Plains Road Tarrytown, NY 10591. #60307 Notice of Formation of JEFF GRASSO CUSTOM BUILDING LLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 11/10/15. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 43 Beechwood Avenue, New Rochelle, NY 10801. Purpose: any lawful act or activity. #60308 Notice of Formation of CDJWB REALTY, LLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 10/29/15. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Colin Brooks, 249 Stone Hill Road, Pound Ridge, NY 10576. Purpose: any lawful act or activity. #60309 Notice of Formation of Armed Wright Security LLC Arts. of Org. filed with SSNY on 07/07/2015. Office loc: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to 8 South 15th Avenue Apt 3B Mount Vernon, NY 10550. Purpose - any lawful activity. #60310

Notice of Formation of Greiner-Maltz Realty Advisors, LLC Art. Of Org. filed with SSNY on 09/22/15. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 24-09 38th Avenue, Long Island City, NY 11101. Purpose: any lawful purpose. #60311 Name of the Limited Liability Company (LLC) Premier Accounting Solutions LLC. Date of the Article of Organization with the SSNY 10/26/2015. Registered in Westchester County. Office location: Orange County, Secy of State designated as agent upon which process may be served. Secy of State shall mail a copy of any process against it served upon him/her to 15 Ridgeview Terrace, Goshen, NY 10924. Purpose, any lawful business activity. #60312 Notice of Formation of DBaby, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 11/20/15. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o The LLC, 15 Coolidge Ave., White Plains, NY 10606. Purpose: any lawful activity. #60313 Notice of Formation of CNG Logistics LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 11/17/15. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: Howard Herman, Central National-Gottesman Inc., 3 Manhattanville Road, Purchase, NY 10577. Purpose: any lawful activity. #60314

Inspect & Detect LLC has filed articles of organization with the Secretary of State of NYS on 11/20/2015. The offices of this company are located in Putnam County, NY. The Secretary of State has been designated as agent of the limited liability company upon whom process against it may be served. The address to which the Secretary of State shall mail a copy of any process against the limited liability company served upon him or her is 18 Apple Lane, Putnam Valley, NY 10579 The company is organized to conduct any lawful business for which limited liability companies may be organized. #60316 600 Main Street, LLC, a domestic LLC, filed with the SSNY on 11/12/15. Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to Stenger, Roberts, Davis & Diamond, LLP, Attn: Ken Stenger, Esq., 1136 Rte. 9, Wappingers Falls, NY 12590. General purpose. #60317 Notice of Formation of NORTHWOOD MOTORS, LLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 9/18/15. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 727 Central Ave., Scarsdale, NY 10583. Purpose: any lawful act or activity. Ad # 60318

Notice of Formation of Reliable Judicial Services , LLC.. filed with NY Secy of State (SSNY) on 11/9/15. Office location: Westchester County. SSNY is designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 15 Shoreview Drive, Unit 4, Yonkers, NY 10710. Purpose: any lawful activity #60315

IN THE CIRCUIT COURT FOR HARDY COUNTY, STATE OF WEST VIRGINIA CIVIL ACTION NO. 15-A-7 CIRCUIT JUDGE CARL In the matter of the Petition of: RALPH SOLTYSIAK SHERRY SOLTYSIAK Address: 64 Orchard Lane Moorefield, WV 26836 845-956-3827 For the Adoption of Emily Mae Conklin ORDER OF PUBLICATION THE OBJECT OF THIS SUIT IS TO ADOPT A MINOR CHILD To the Respondent: Jaque Murphy It appearing by affidavit filed in this action that Jaque Murphy is a non-resident of the State of West Virginia, it is hereby ordered that Jaque Murphy serve upon the Petitioners, Ralph Soltysiak and Sherry Soltysiak, whose address is 64 Orchard Lane, Moorefield, WV 26836, an Answer, including any related counterclaim or defense you may have to the Petition for Adoption filed in this action on or before December 6, 2015. If you fail to do so, thereafter judgement, upon proper hearing and trial, may be taken against you for the relief demanded in the Petition. A copy of said Petition can be obtained from the undersigned Clerk at his/her office. Entered by the Clerk of said Court Family/ Circuit Kimberly Hartman by: Clerk of Court Kelly Shockey #60294

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BUSINESS CONNECTIONS ISSUES & POLICIES

HR HOTLINE

State Employers Paying Highest Unemployment Taxes in U.S.

What Is Your Obligation to a Worker Injured at a Previous Job?

onnecticut employers will once again ring in a New Year with the highest federal unemployment taxes in the nation.

In 2016, Connecticut’s federal unemployment tax burden will rise from $161 per employee to $189 per employee—more than four times what businesses will be paying in New York, Massachusetts, Rhode Island, New Hampshire, Vermont, Maine, or New Jersey—basically anywhere besides California, Ohio and the Virgin Islands. We’re not even close to being competitive on unemployment taxes. Lawmakers should not accept that–closing that huge unemployment tax gap could help every business in every legislative district without taking a single cent from the state budget. Why are Connecticut employers paying far more than their competitors in other states? Not because employers—who are solely responsible for paying back the state’s debt—haven’t been paying enough. Connecticut’s unemployment taxes are based on the first $15,000 of an employee’s wages—higher or comparable to all the states around us, with the only exception being Rhode Island at $21,200. All of our neighbors take in the same amount in unemployment taxes, yet none of them have the federal debt issues experienced by Connecticut. If the facts show us that the amount of unemployment taxes we take in are not the cause of our problem, we must look to how we spend. Connecticut had to take a nearly $1 billion loan from the federal government to shore up the state’s Unemployment Compensation Trust Fund after it drained during the height of the recession. Now, for every year the debt isn’t repaid, the taxes to repay the principal on the loan increases. On top of that, in addition to yearly federal unemployment tax rate increases, businesses in the state have also had to pay additional special assessments each August 1 to cover the interest on the federal loan. If the loan isn’t repaid within five years, businesses can also be hit with an additional tax, unless they apply for a waiver. Connecticut’s Labor Department did not apply for the waiver for rates

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that took effect in 2015, or that will be in effect for 2016 (years five and six). Connecticut can avoid being at the top in unemployment costs by joining most other states in taming unemployment compensation costs in a reasonable way. For example: f Raise the minimum earnings to qualify for unemployment benefits to $2,000. An unemployment claimant in Connecticut need only earn $600 in a year to qualify for benefits– the third -lowest earnings requirement in the U.S. For perspective, thirty-two states/territories require between $2,000 and $5,000 in earnings. f Require claimants to post their resume online as a condition to receiving benefits after six consecutive weeks. Rhode Island recently instituted this reform, already a requirement in Alaska, Hawaii, and Wisconsin. Studies show this type of requirement gets unemployed individuals back to work an average of one week faster. f Base benefits on an employee’s annual salary, rather than two highest quarters, to avoid unfairly rewarding seasonal workers. Unemployment benefits are based on earnings in the two highest of the last four calendar quarters. But 16 states take into account an employee’s full year’s salary for benefit calculations. f Freeze the maximum weekly benefit rate for three years. The maximum benefit rate is allowed to increase by $18 every year. Freezing this for three years, says the state, could save Connecticut employers as much as $10 million per year over the next 10 years. Given that unemployment taxes are entirely borne by the business community, these reforms wouldn’t impact the state budget by a single penny. Our unemployment system didn’t go broke overnight, but rather by years of refusing to make the right decisions. It’s time to decide to make the same reforms our neighbors have already made. Lawmakers can help Connecticut’s competitiveness simply by putting our unemployment system’s benefits back on par with our neighboring states. f Read more at cbia.com

A recently hired employee informed us that he needs some intermittent time off for physical therapy for a work injury that occurred at his last job. If he had been injured while working for us, we are aware that we’d be required to pay him for time missed to obtain medical care for his work injury. But what’s our obligation, if any, given that he got hurt at a prior job? Connecticut Workers’ Compensation law clearly states that an employer is obligated to pay an employee for treatment time related to a work injury. The law does not, however, qualify that obligation based on where the injury occurred, other than that it must be a work-related injury covered by the state workers’ compensation law. Under the law, and the typical workers’ compensation insurance policy, the employer paying wages for time lost from the job for required medical treatment, where the injury occurred at that employer’s workplace, may seek reimbursement from that employer’s workers’ compensation insurance company. But if the injury occurred at a prior job, the current employer’s workers’ compensation policy does not cover the injury, even though the employee is still entitled to be paid, and the current employer is still obligated to pay for the treatment time at the employee’s regular earnings rate. If the employee is eligible for any paid time off benefits that would be applicable for sick pay, it seems reasonable that the treatment time wages could be drawn from, or charged off against, accrued PTO benefits, in accordance with company policy regarding the use of PTO benefits for other absences. The wages for treatment time may be characterized as sick pay, “paid…as if it was time lost from work,” rather than wages for time actually worked. So if these payments tip the worker over 40 hours paid for the week, it only becomes an overtime situation if the company policy is to pay overtime based on “hours paid.” However, if company policy is to pay overtime only for total hours actually worked, then the treatment time wages are not included in the overtime calculation. f HR problems? Call the HR Hotline at 860.244.1900. HR Hotline is a free service for CBIA members.

WESTCHESTER & FAIRFIELD1 COUNTY

BUSINESS JOURNALS

FACES & PLACES

WCA CELEBRATES LIFE AND WORK OF AL DELBELLO AT LEADERSHIP DINNER The Westchester County Association paid tribute to the late Al DelBello — former WCA Chairman, public official, attorney, environmentalist, businessman, humanitarian, animal welfare advocate and family man — at its annual Fall Leadership Dinner, where friends, colleagues, and family members gathered to share memories and celebrate DelBello’s life and work. Also honored at the dinner was Joseph DePaolo, president and CEO of Signature Bank, recipient of the Al DelBello Visionary Award, and the WCA’s Leadership Award recipients, New York Medical College, Dr. Ron Cohen, President and CEO, Acorda Therapeutics, and Wilson Kimball, Commissioner of Planning & Development, City of Yonkers. More than 700 business leaders attended the sold-out event, held Nov. 19 at the Westchester Marriott in Tarrytown. 1. Amy Allen of WCA, Drs. Robert Amler and Edward Halperin, both of New York Medical College, and Richard Wishnie of New York Electrical Contractors Association. 2. Dr. Damon DelBello of University of Orthopaedics and Dee DelBello of Westfair Communications. 3. Franklin Vasquez of Tompkins Mahopac Bank, Wiley Harrison of Business of Your Business and Eon Nichols of Cuddy & Feder. 4. Jody Rollins of Chubb Insurance and Rick Rakow of Rakow Commercial Realty Group. 5. Joseph DePaolo of Signature Bank. 6. Laurence London of Laurence London & Co., LLC and Jason Campbell and Drew Franklin, both of ENT and Allergy Associates. 7. Rita Mabli and Grace Ferri, both of United Hebrew of New Rochelle. 8. Ron Cohen of Acorda Therapeutics and Paula Mandell of M&T Ban. 9. Susan Fox of White Plains Hospital and Robert Weisz of RPW Group. 10. County Executive Robert P. Astorino, Thomas Donohue of U.S. Chamber of Commerce and William Harrington of Bleakley Platt & Schmidt LLP. 11. Wilson Kimball of the City of Yonkers.

All photograph identi�ications are from left unless otherwise noted.

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