The Express Advertisers Southam & Villages December 2018

Page 1

express

FREE TO 10,000 HOMES

www.express-press.co.uk t:01926 815935 Southam & Villages edition | December 2018 | t:01926 815935

local magazines for local living

advertisers

southam town newsletter

Inside for Southam Residents

A VERY MERRY CHRISTMAS from the express team

Eve

MILLSTONE HARE STONEYTHORPE ESTATE SOUTHAM CV47 2DL

Southam & Villages

Leamington &Â Warwick

Banbury & Villages


Be Seen, Increase Sales and Keep Ahead of your Competition!

the comprehensive guide to local living delivered to your door

NEW L O SCHO

cider festival

at The Butchers Arms, Bishops Itchington 7th, 8th and 9th September Live Bands, Food, Tombola and more!

Be quick - still time to save

Wedding & Special Occasions Open Evening

at The

Baby Barn Nursery Centre! Stagecoach Leamington Spa Southam Centre

is delighted to be opening a new school near you Our fun and engaging weekly classes are for 4 - 6 year olds. Children are given both structure and freedom as they learn how to sing, dance and act. Age: 4 - 6 year olds

Venue: Southam Primary School, St James Road, Southam, CV47 0QB

for ti c k ets an d ful l l i n e up v i s i t

www . lea min gto n co medy.co m

stagecoach.co.uk/leamingtonspa

OR CALL 01926 334418 Express Advertisers Southam Septembert 2018.indd 1

Time: Wednesdays 3.45pm - 5.15pm

01926 702725 03/09/2018 14:01

Stagecoach Performing Arts Schools are operated under franchise and are independently owned by their Principals. Stagecoach is a registered trademark of Stagecoach Theatre Arts Ltd.

at The Dunchurch Park Hotel -10th September

7 - 13 OCTOBER 2018

Need stocking filler inspiration?

Visit Banbury’s Fifth Corner or order online at www.fifthcornerfurniture.co.uk

Leamington & Warwick edition | November 2018 | t:01926 815935

local magazines for local living

Help is at hand at no-nonsense rates at Hallet & Associates Accountants

Banbury & Villages

express

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Southam & Villages

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Banbury & Villages

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Reaching 10,000 homes every month

the comprehensive guide to local living delivered to your door

to view the full menu

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christmas menu

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pages of what’s on in our Spread the Word pages BATHROOMS

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advertisers

The Millstone Hare invites you to

Dukes Meadow • Easington • Fenny Compton • Claydon • Cropredy • Farnborough • Warmington

ROOFING & UPVC SPECIALISTS

Southam & Villages

Leamington & Warwick

advertisers

CELEBRATIONS

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g Celebratin our 3 year y in anniversar Banbury

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the

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www.express-press.co.uk t:01926 815935 Southam & Villages edition | October 2018 | t:01926 815935

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FREE TO 10,000 homes

Banbury & Villages

express

FREE TO 10,000 HOMES

advertisers

Southam & Villages

Leamington & Warwick

FREE TO 10,000 homes

www.express-press.co.uk 815935 Southam & Villages edition | September 2018t:01926 | t:01926 815935

local magazines for local living

FREE TO 10,000 HOMES

express

FREE TO 10,000 homes

FREE TO 10,000 HOMES

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3 at Alsters Kelley

B.E.S.T. in Horticulture Group The Academy of Practical Horticulture See inside for(Limited) details “Delivering Practical Skills to Gardeners and Professional Horticulturalists”

Interested in gardening?

Come and learn from the experts We offer:

look inside to find the best father’s day gift you ever bought!

Book before 18th December

Ballet • Tap • Modern Jazz • Street • GCSE Dance • Contemporary Teacher Training • Musical Theatre • Acrobatic Arts • Private Tuition From 2 years of age

Tel: 01926 887780 • www.lwad.co.uk • admin@lwad.co.uk Classes all over Southam & Warwickshire

Courses are run at our RHS Approved Centre at

Interested in gardening? Come and learn from the CV8 experts Ryton Organic Gardens, Coventry, 3LG Courses are run at our RHS For Approved Centre more information, look at at our website www.bestinhorticulture.co.uk Ryton Gardens, Coventry, CV8 3LG T: 07498 918588

From a small repair to a complete roof

Dallas Burston Polo Club Stoneythorpe Estate Southam CV47 2DL facebook.com/millstonehare www.dbpoloclub.com millstonehare@ixlevents.com For bookings please call 01926 830 255

ROOFING & UPVC SPECIALISTS

Or contact us: Course Administrator – 07498 918588 enquiries@bestinhorticulture.co.uk

www.bestinhorticulture.co.uk • enquiries@bestinhorticulture.co.uk

20,000 customers can’t be wrong. See the back cover!

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ROOFING & UPVC SPECIALISTS

20,000 customers can’t be wrong. See the back cover!

Celebrating 13 years of the Express Advertisers Express Advertisers Southam October 2018.indd 1

02/10/2018 11:54

This Southam & Village edition is delivered to 10,000 affluent homes every month. Our tried and tested method of advertising ensures success and helps our customers to become first choice in their local area. For varied demographics, social media Facebook posts are arranged to reach a further 4,000 creating a memorable and consistent message for your campaign. We offer free advert design, advice and a committed team working on your behalf to get your business noticed and remembered.

express

DESIGN & PRINT Southam and Villages 10,000 copies

advertisers

Leamington and Warwick 10,000 copies

Banbury and Villages 10,000 copies

working hard to your business noticed

For more information including our distribution areas and rates, visit our website.

Tel: 01926 815935

Pick up the phone today and let The Express Team take care of the rest! (But be quick, space is very limited in our popular magazines!).

www.expressadvertisers.co.uk info@expressadvertisers.co.uk

@expressadvertisers

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...the

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Dallas Burston Polo Club Presents

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Packages include • • • • • • • • • • • • •

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Every friday & saturday evening from the 30th november Prices start from just £55 pp* When quoting the September Express

To book contact Jojoshi@ixleventscentre.com David@ixleventscentre.com T: 01926 811 111

IXL events centre dallas burston polo club southam, cv47 2dl *all rates exclude VAT


thexpress advertisers:Southam |

Premier Cars T: 01926 812666 Taxi services available for all your requirements: Private Hire Pre-Booked 24hr Airport Transfer Specialists premiercars56@gmail.com

O P T I C I A N S

Wishing all our customers old and new,

a very Merry Christmas and a Happy New Year. 52 Coventry Street, Southam, Warwickshire, CV47 0EP

Phone 01926 813113

info@janetporteropticians.co.uk www.janetporteropticians.co.uk


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Beauty and Aesthetics Centre

Treat a loved one, friends or family to a Preens...

Beauty Gift Voucher The perfect pampering pressie

this Christmas

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Preens Beauty & Aesthetics Centre

2 High Street • Southam • CV47 OHA • T: 01926 817877 www.preens.co.uk

NEW

COFFEE SHOP NOW OPEN To celebrate our 25TH ANNIVERSARY we have some great offers please visit our Facebook page for SPECIAL EVENTS

preensbeauty Follow us for offers

WINTER SALE starts FRIDAY 28TH DECEMBER at 10.00AM! Full Product Demo Free Storage Payment Plan Car Seat Fitting Convenient Parking

Tel: 01926 634704 The Baby Barn, Marton Fields Farm, Marton, CV23 9RS email: babybarn.ltd@gmail.com www.babybarnltd.co.uk Warwickshire’s largest independent nursery store - great products, prices and service - a unique shopping experience awaits you!


Regular Bridge Sessions Duplicate Pairs

Monday Afternoons 14.00 - 16.00 Monday Evenings 19.00 - 22.00 Tuesday Afternoons 13.30 - 16.30 Thursday Afternoons (from 10th January) 13.30 - 16.30

Teams of Four

First Friday in the month 19.00 - 22.00

Improvers Practice Tuesday Mornings 10.00 - 12.00

Rugby Village Bridge Club Dunchurch Sportsfield & Village Hall Club Room CV22 6PN

Friendly Practice Tuesday Evenings 20.00 - 21.45 Wednesday Mornings 10.00 - 12.00 Thursday Mornings 10.00 - 12.00

Beginners Always Welcome! Tel: 07710 467 023

W: www.rugbyvillagebridge.co.uk E: rugbyvillagebridge@gmail.com Rugby Village Bridge

Mathematics Tuition Offered by an experienced and qualified tutor, able to teach mathematics from key stage 2 up to and including A level...

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For an informal discussion please contact

Angelo Berté BA (Hons) PGCE 01926 490579 or 07731 640281


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Misted up double glazing Misty to Clear - clearly a great service! My name is Dave Millidge - my business repairs windows and replaces misted up Double Glazed units. I started Misty to Clear to give my customers the best value solution to window problems, repairing rather than always replacing. Covering Coventry and Warwickshire, you may have seen me around in your street, with over 6,000 satisfied customers in the past 10 years I may have worked for your family or friends that during this time! The Misty to Clear website allows total transparency of the customer experience. View my past work and find feedback on social media. I do not offer unrealistic guarantees but the industry norm of five years is backed by the manufacturer of the product.

low cost service to both new and existing customers as I operate directly for the customer with no additional hidden charges or insurance costs to you the customer. So my company name is Misty to Clear where I can offer steamed up window glass replacement and fix broken handles, hinges, seals, window locks and door locks. I also change glass in Velux windows too. Satisfaction guaranteed to be a high standard that carries a 5 year manufacturer backed guarantee.

This genuine guarantee which does not come at an extra to my price. I started Misty to Clear mindful that the cost of repairs is probably key to most people's budget when using tradesmen to do work on their behalf in their homes. I offer a

UR

Call about O

festive MENU this december for all the family

ENJOY HOME COOKED, FAMILY FOOD FOR ALL.

Our Kids’ Menu is freshly prepared and priced at just £4! The Hollybush Inn | Holly Bush Lane | Priors Marston | Southam | Warwickshire | CV47 7RW

Telephone: 01327 260934 | www.thehollybush-inn.com

...find us on Facebook!



www.express-press.co.uk t:01926 815935


thexpress advertisers:Southam |

Alsters Kelley Southam Office 1B Daventry Street Southam CV47 1PH

Ease the pain of family & relationship breakdown It can be difficult to imagine a positive future when you’re going through a family or relationship breakdown. The friendly team at Alsters Kelley will work with you to find practical solutions for a brighter outcome. ♦ Contact us to book your FREE initial 30 minute one-to-one appointment ♦ Also open Saturdays 10am – 1pm

Kind, helpful, excellent

Call 01926 356048

Erica Kemp

Head of Family Law erica.kemp@alsterskelley.com

www.alsterskelley.com


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£440,000 The Berrington, Banbury Road, Southam 4 Bed Detached House Bloor Homes New Build Former Show Home Part Exhange Considered Stamp Duty Paid Upgraded Extra’s Included Incentives Available Help to Buy Ready to Move in, No Chain

£375,000

£400,000 The Caulke, Banbury Road Southam 4 Bed Detached House Bloor Homes New Build Former Show Home Part Exchange Considered Stamp Duty Paid Flooring Included Incentives Available Help to Buy Ready to Move in, No Chain

Wilcox Close Bishops Itchington 4 Bed Detached House Open Plan Kitchen Fully Modernised 4 Double Bedrooms En Suite WC Open Fire Great Location Safe Move , No Chain

Wishing our clients, past, present and future a Merry Christmas x

Offers over

£210,000

£220,000

£240,000 Leigh Crescent Long Itchington 3 Bed Terraced House

Pendicke Street Southam 2 Bed Character House

Linley Road Southam 3 Bed Terraced House

Great 1st Time Buy

Great 1st Time Buy or Downsizer

Ideal 1st Buy A Must See Property

Well Presented Landscaped Large Garden Breakfast Kitchen Lounge Dining Room 3 Good Sized Bedrooms New Bathroom • Outside Store Offered with No Chain

£219,950

Fully Refurbished Sitting Room and Dining Room Breakfast Room 2 Double Bedrooms Garden with Patio Off Street Parking No Chain

Modern Kitchen Diner Spacious Sitting Room WC Garden Close to Amenities No Chain

“Mark and Lorna’s knowledge of the local market and warm customer focused approach made the whole process a lot less stressful” Mr and Mrs J (Sept 11, 2018)

Mark and Lorna Kermode

Your Local Agent

Brewsters Corner • Pendicke Street • Southam • CV47 1PNE: Mark.Kermode@newman.uk.com

Please contact our office for experienced advice and to book your free market appraisal – we can make it happen for you.

01926 814713


express advertisers: Southam and thexpress advertisers:Southam | Villages:

THE FOX & HEN AT SOUTHAM

F O

37 Coventry Street Southam CV47 OEP

Christmas Opening Times

Christmas Eve: 9.30 to 1.00 Christmas Day: Closed Boxing Day: Closed

Telephone: 01926 812498 THE FOX & HEN AT SOUTHAM

O R P

Food Serving Times

R F PROO

vie

Evenings: 6pm - 8pm

Evenings: 6pm – 9pm • ideal location for hikers and many w SundaysDon’t surrounding area miss out our..... THE FOX & HEN AT on SOUTHAM Lunch: 12noon – 2pm • Steaks, Fresh Fish, • Fantastic picturesque panoramic viewsBar meals, Tradit Tel: 01926 812498 Fox &Don’t Hen,miss Bascote Heath, Food ServingThe TImes out on our... Southam, Warwickshire CV47 2DN of–the Warwickshire countryside Evenings: 6pm 8pm Sunday Roasts, Lunches and more! Tuesday to Saturday • fantastic picturesque panoramic views of the

P

• Ideal location for hikers & many walks

Lunch: 12noon – 2pm Warwickshire countryside the surrounding Evenings: 6pm – 9pm •in ideal location for hikers andarea many walks in the • Steaks, Fresh Fish, Bar Meals, Sundays surrounding area Lunch: 12noon – 2pm • Steaks, FreshRoasts, Fish, Bar meals, Traditional Traditional Sunday Lunches & more! Evenings: 6pm – 8pm Sunday Roasts, Lunches and more!

Thursday 27th Dec: 9.30 to 1.30 Friday 28th Dec: 9.30 to 1.30 Saturday 29th Dec: 9.30 to 1.30 Sunday 30th December: Closed New Years Eve: 9.30 to 1.30 New Years Day: Closed

Tel: 01926 812498 Tel: 01926 812498

Gift

r

he Vouc

We would like to wish our customers a

Merry Christmas and a Happy New Year. Thank you for all your support throughout the year. T: 01926 815679 M: 07595 308326 e: clippersformen@gmail.com

Find us on Facebook

The Fox & Hen, Bascote Heath, Southam

The Fox & Hen, Bascote Heath, Southam, Warwickshire CV47 2DN

The Fox & Hen

Bascote Heath, Southam, Warwickshire, CV47 2DN

RE-OPEN Wednesday 2nd Jan: 9.30 to 5.30

Clippers For Men

O O

THE FOX & HEN AT SOUT

Food Serving TImes Don’t miss out on our... Tuesday to Saturday • fantastic picturesque panoramic views of the Lunch: 12noon – 2pm Warwickshire countryside Evenings: Food 6pm Tuesday – 9pm • ideal location for hikers andmiss many12noon walkson in the to Saturday - Lunch: - 2pm Serving TImes Don’t out our... Sundays surrounding area Evenings: 6pm - 9pm Lunch: 12noon – 2pm to• Steaks, Fresh Fish,•Bar meals, Traditional Tuesday Saturday fantastic picturesque panoramic Sundays - Lunch: and 12noon - 2pm Evenings: 6pm – 8pm12noon Sunday Roasts, Lunches more! Lunch: – 2pm Warwickshire countryside


www.express-press.co.uk t:01926 815935 www.expressadvertisers.co.uk

Fancy a Winter Wedding? Check out our

Winter Robin Package...

just £3,500

for 60 day & 60 evening guests. October, November, December 2019 & January 2020 dates now available! To include:

Warm Winter Pimms or Mulled Wine Arrival Drink Mineral Water 1/2 bottle wine per person Sparkling Toast Drink Three course Wedding Breakfast Tea, Coffee & Chocolates

We would like to wish all our Customers & Suppliers a very

MERRY CHRISTMAS a Happy New Year!

&

Evening Bacon & Sausage Rolls Resident DJ Civil & Wedding Breakfast Room Hire Complimentary Honeymoon

Suite Master of Ceremonies Cake Table / Stand & Stand

Wedding Open Day

Sunday 27th January, 12.00pm to 3.00pm

NEW YEAR’S EVE Drinks & Canapés Reception, 4 Course Dinner, 1/2 Bottle of Wine pp, Piper, Fireworks, DJ & dancing, Party games...

Entry is FREE and you will be welcomed with a glass of bubbly & canapés

£59.95pp

View our stunning venue, with rooms set up for the occasion!

Hotel & Conference Centre Dunchurch Park Hotel, Rugby Road, Dunchurch, Warwickshire, CV22 6QW

You can view our Weddings & Festive Brochures online: www.dunchurch.co.uk Call the Events & Weddings Team for further information: 01788 810656 info@dunchurch.co.uk


thexpress advertisers:Southam |

...don't forget your furry friends this CHRISTMAS!

HEALTH FIRST

We are experts in treating foot and heel pain

PODIATRY

You have likely sought help for your problem from other specialists, but have had little success

?

DO YOU SUFFER FROM: • Foot Pain • Heel Pain • Sprained Ankles • Arthritis • Morton’s Neuroma • Ball of Foot Pain • Bunions • Corns / Callus • Ingrowing Toe Nails • Verrucas •

We are passionate about treating foot, ankle and leg pain. As importantly, we want to prevent other, unnoticed problems from causing you ACHILLES PAIN irreversible problems for POLICEMAN’S HEEL the future! PLANTAR FASCIITIS

Make an appointment at our Southam based clinic. www.healthfirstsoutham.co.uk

INGROWING TOE NAILS

ARCH PAIN CORNS/CALLUS BUNION/ARTHRITIS

Tel: 01926 811272


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JOIN US FOR OUR

TRAVEL OPEN EVENING Warwick House, Warwick Road, Southam, CV47 0HN Tuesday 29 January 2019|7pm - 9pm We are your local Independent Travel Agent, based right here in Southam! We take the stress and the time element out of creating amazing experiences.

Look out for more information in the January edition

We offer a flexible, personal and complete travel service to our clients. We have the protection and buying power of a large organisation. As a member of Global Travel Group - one of the UK’s largest independent travel groups - we benefit from the commercial deals they negotiate with hundreds of different suppliers allowing us to offer a variety of competitive deals to suit our clients’ needs. Our membership also ensures that all our clients’ money and holidays are 100% protected. All bookings made between now and the end of the February will receive a free airport lounge. Just quote Express when booking. Minimum spend £300 per person.

We look forward to welcoming you in January for an inspirational evening, and the opportunity to win prizes - more details in the next edition.

DIRECTOR

...your holiday, your adventure

Transcend Travel Ltd Tel: 01926 699 577 Mob: 07954 134 279 kate@transcendtravel.ltd | www.transcendtravel.ltd | @transcendtravelltd


thexpress advertisers:Southam |

Deb Coleman HCPC HCPC Registered

Est 2007

professional foot care

Professional foot care delivered by a trained practitioner who is able to assess and treat a range of problems.

for

Healthy, Clear Nails

Also

NAIL SURGERY

for INGROWING NAILS AND MORE and VERRUCA NEEDLING Call Deb Coleman today for free advice and telephone consultation

Do you need an

experienced

Heating Engineer? Nick Proudman Heating

is now taking on new clients for

A Gas and Heating Appliance A Installation A Maintenance A Servicing A Gas Safety Checks A Solar and Electrical Works also covered

T: 01926 813070 or 01926 813627

D F J HEWER BUILDERS LTD DESIGN AND BUILD COMPANY Established 45 years working for the community for all your building requirements

We build today with an eye to the future... MAINTENANCE - REPAIRS EXTENSIONS - ALTERATIONS LISTED BUILDING CONSENTS SPECIALISTS IN LISTED BUILDING WORKS

Gas Safety Register 302421 Call now on

07956 715072 or 01926 888296 n.proudman@yahoo.co.uk

SPECIALISTS IN LIME POINTING PLANNING AND BUILDING REGULATION APPROVALS E: admin@hewerbuilders.co.uk

www.hewerbuilders.co.uk


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THE BUTCHERS ARMS 11 Fisher Road, Bishops Itchington, CV47 2RE Tel: 01926 614161

Follow the link on our Facebook page @BUTCHERSARMS to view our extensive menu

See our Glu Free Lactos ten e Vegetarian Free an Vegan men d u

Festive tables available Booking essential Call for details

Availabile until Saturday 22nd December 12.00pm to 2.30pm and 6.00pm - 9.00pm (excluding Sun and Mon) Join Selena and Brian for their

A Very

Merry

Christmas to all our customers

Festive Menu

this December

Gluten Free, Lactose Fre e, Vegetarian and Vegan opt ions

Book now for your

LUNCH TIME

OFFER!

1 COURSE £5.95 2 COURSES £7.95 3 COURSES £9.95

served 12 noon - 2.30pm Tuesday to Saturday perfect FOR senior cit izens!

Why not try our traditional

Sunday Lunch?

served 12 noon - 4.00pm Small

1 Course 2 Courses 3 Courses

£7.95 £10.95 £13.95

Standard

£9.95 £12.95 £15.95

Christmas Parties & Get Togethers and receive

money off vouchers

for all diners

for January & February

dining!


express advertisers:Southam advertisers: Southam thexpress |

and Villages:

Alterations and property repairs Bricklaying and pointing Patios Plastering Roofing/ EDPM Rubber Roof Systems Upvc facia/soffits and guttering 4 Fully insured 4 Free quotes and advice 4 Competitive rates

£5 Million Public Liability Insurance

Call Chris on: M: 07843 559585 T: 01926 811097 E: warnerbuilders@hotmail.com

Looking for

low cost van rental?

• FULLY INSURED • UNLIMITED MILEAGE • FREE CAKE! CALL UGLY DUCKLING SELF DRIVE VAN RENTAL FOR SOME FANTASTIC RATES!

Telephone: 07774 106998. Marton | Warwickshire | CV23 9RT

e-Mail:

uglyducklingvanrental@gmail.com

The fitted Bedroom and Home Office Specialists

hed Establis in 1983

7B Jenton Road Sydenham Industrial Estate Leamington Spa CV31 1XS

Showroom Open Monday-Friday 8am - 4pm Saturday 10am - 4pm • Sundays Closed

Because you and your home are individual FITRITE can make just the design for you. All our wardrobes are tailor-made to your requirements with an extensive range of interiors. We cannot make space that does not exist but we can make use of every inch available. Dealing with locally owned and managed business you can be sure that the prices offered are the most competitive available and appropriate to your budget.

Tel: 01926 312654 www.fitrite.co.uk


www.expressadvertisers.co.uk www.express-press.co.uk t:01926 815935

Cozying up

Winter


SPREAD THE WORD SOUTHAM & DISTRICT LIONS

CHRISTMAS FLOAT 2018 Friday 7th

Priors Marston and Napton

The Green, Priors Marston. Village Stores, Napton

5.30pm

Saturday 8th

Southam South

Kingfisher Drive, Abbey Lane, Manders Croft, Stowe Drive.

5.00pm

Monday 10th

Bishops Itchington 1

Marlow Green, The Greaves, Central Drive, Old Road.

5.30pm

Tuesday 11th

Bishops Itchington 2

Macaulay Road, Scowcroft Drive, Huckson Road, Poplar Road.

5.30pm

Thurday 13th

Long Itchington 1

Model Village, Meadow Drive, Barley Way, Leigh Crescent.

5.30pm

Friday 14th

Long Itchington 2

Cox Crescent, Galanos, Dale Close, Odingsell Drive.

5.30pm

Saturday 15th

Southam beyond the by-pass

Hodnell Drive, Shepherds Hill, Barkus Close, Roman Way.

5.00pm

Tuesday 18th

Stockton

Elm Row, Nelson’s Way, Jubilee Fields, Laurel Drive.

Saturday 22nd

Southam Tesco’s

5.30pm 10.00 am to 12noon

Staff at the Fosse food bank at Southam were delighted when Christmas came early, thanks to donations from the children and families of Southam St James C of E Academy. "Boxes for donations were at the entrance to our Christmas Fayre and people's generosity was astounding," said Alison Hine, Executive Headteacher. '

Award winning cakes for any occasion!

Bespoke cakes designed and made with love... All-conquering cakes take time. They take inspiration. Sometimes they even need a little engineering skill. But always, they take love. But love takes time so why not tell Tracey what you’re looking for as soon as you know your big date? That way, she can be sure to exceed your expectations and delight your loved ones with a

TraceyLou Cake Creation.

Tel: 07812 063370 E: Enquiries@traceyloucakes.com Napton on the Hill, Warwickshire, CV47 8NU

Southam Gardening Club

‘A FUN Christmas/Gardening Quiz’ 7:30pm, Monday 10th December at the Graham Adams Centre, St James Rd., Southam. A Prize for the best Home-made Christmas Table decoration. All are welcome. Non-members £3.50 (includes refreshments). Further information: thesouthamgardeningclub.blogspot.co.uk or tel 01926 813986 or 815086.

What’s on your retirement wish list? What’s

on your retirement wish list?

Could equity release fund your future? If you are picturing taking that once-in-a-lifetime holiday, completing those long-awaited home and garden improvements, clearing an existing repayment mortgage or gifting an early inheritance to your loved ones, taking advantage of your property wealth could be the key to making those plans a reality. By releasing equity with a lifetime mortgage, homeowners

Could equity release fund your future? can access some ofrelease their home’sfund value asyour a tax-free lump Could equity future? If you are to picturing that once-in-a-lifetime holiday, completing those sum spendtaking as they wish, without having to move or

long-awaited home and garden improvements, clearingrepayments, an existing holiday, repayment If you are picturing taking thatnoonce-in-a-lifetime downsize. There are typically monthly mortgage or gifting an early inheritance to your loved ones, taking advantage of leaving you with the financial boost to achieve your completing those long-awaited home and garden your property wealth could be the key to making those plans a reality. retirement dreams. improvements, clearing an existing repayment mortgage By releasing equity with a lifetime mortgage, homeowners can access some of or gifting an early inheritance to your loved ones, taking their home’s value as a tax-free lump sum to spend as they wish, without having advantage of your property wealth could be the key toyou to moveFor or downsize. There are typically no or monthly repayments,leaving more information to book a free with the financial boost to achieve your retirement dreams. making those plans a reality. no-obligation meeting, contact:

Naveed Muzaffar

By equityorwith a lifetime mortgage, homeowners Forreleasing more information to book a free no-obligation Dip CII,meeting, CeRER contact: can access some of their value a434 tax-free lump Naveed Muzaffar CII, as CeRER call: 07968 852home’s 758 orDip 02476 651 call: 07968wish, 852 758 or 02476 651 434 sum to spend asnaveed.muzaffar@responsiblelife.co.uk they without having to move or or email: email: naveed.muzaffar@responsiblelife.co.uk or or visit: www.responsible.org.uk/naveedmuzaffar downsize. There are typically no monthly repayments, or visit: www.responsible.org.uk/naveedmuzaffar leaving you with the financial boost to achieve your retirement dreams. HIGHLY COMMENDED EQUITY RELEASE BROKER

2016 For more information or to book a free This is a Lifetime Mortgage which may impact the value of your estate and could affect your no-obligation meeting, contact: entitlement to means tested state benefits. To understand the features risks,and ask for a personalised This is a Lifetime Mortgage which may impact the value of yourand estate could affect your

Naveed Muzaffar

illustration. Equitybenefits. Release isTo a trading style ofthe Responsible Limited. entitlement to meansResponsible tested state understand featuresLife and risks, ask for a Only if your case completesResponsible will Responsible Life charge an advice fee, currently £1,295. personalised illustration. Equity Release is a trading stylenot ofexceeding Responsible Life CII, fee, CeRER Limited. Only if your case completes will Responsible Life chargeDip an advice currently not exceeding £1,295.

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HerRegistration Majesty’s Revenue Customs (HMRC) states opened on&20th February 2015, for the that allowance to their spouse or new couples and than civil partnerships tax relief. from 6thmarried April 2015 more 4 million married couplescivil partner, and HMRC will From April,about HMRC will recipient the change new relief help couples save up £212 andThis 15,000 civil can partners will be to eligible fortothe taxarelief.tell the contact those who havetax • Residential Conveyancing to their Pay As You Earn (PAYE) in allowance income tax. means a spouse or civil partner Theyear new registered for the codealready or an adjustment in their next who does not pay tax, can transfer up Employment to £1,060 of • Commercial and Matters self assessment tax return. to apply. Marriage Allowance Her Majesty’s Revenue & Customs (HMRC) states that their excess personal allowances to their partner. People can register at any from•6th April 2015and more than 4 millionWills married couples Wills Living From April,inHMRC willyear and still You’ll able to claim marriage and civil point the tax andbe 15,000 civil partners will be eligible forpartner the tax relief. contact those who have receive the full benefit of the allowance all the following The •newifallowance means aapply: spouse or civil partner Probate already registered for the allowance. who does not pay tax, can transfer up to £1,060 of Marriage Allowance to apply. • you’re married in a civil partnership Linkcan to register HMRC’s their personalor allowances to their •excess Lasting Powers of partner. Attorney People at registration: any https://www.gov.uk/marriage-allowance • you have an annual income of less than You’ll be able to claim marriage and civil partner point in the tax year and still Unfortunately weofcannot apply on • Family receive the full benefit the allowance if all-the followingpensions, apply: £10,600 including savings and allowance. behalf of our clients the application investments. •• you’re married or in a civiloffences partnership Road Traffic Linkmust to HMRC’s registration: be from the taxpayer. • • your civil partner has annual https://www.gov.uk/marriage-allowance youspouse have anor annual income of lessanthan Unfortunately we cannot apply on income of -between £42,385 £10,600 including £10,601and pensions, savings and investments. • you were both born on or after 6 April 1935

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