How To Buy US Property - On Sale Now by Mindset Media Pty Ltd

How to Buy US PROPERTY On SALE NOW Find out why Warren Buffett and many of Australia’s savviest investors are buying BIG in US Property right now!

Double digit rental yields plus strong Aussie dollar making this a rare window for local investors

Fast action required—

INSIDE: How everyday, ordinary Australians & New Zealanders are securing high growth, cashflow positive real estate investments in the US for up to 70% off!

these once-in-alifetime discounts on quality US real estate will disappear as the US economy continues to improve!

CLAIM YOUR COMPLIMENTARY TICKETS TO THIS 1-DAY WORKSHOP—HOW TO BUY US PROPERTY ON SALE NOW! Valued $497—YOURS FREE WHEN YOUR REGISTER ONLINE AT:

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How To Buy US Property On Sale Now! • Register online: www.howtobuyusproperty.com.au

or call us on +61 2 9925 8000

WHAT’S INSIDE

From the desk of Karen Corban

 PAGE 3

Why This is the Greatest Wealth Creation Opportunity in 80 Years

Founder & Managing Director, Universal Events

 PAGE 4-8

7 Reasons Why Now Is The Perfect Time To Buy

 PAGE 9

International Investors Flocking To US

 PAGE 10

World’s Media Taking Notice!

Personal invitation to attend our How To Buy US Property On Sale Now 1-Day Event! (Tickets valued at $497, Yours FREE!)

 PAGE 11

Comparison With Australian Property Market

 PAGE 12

Actual US Property Examples

i! I am glad you’re here reading this today, because this is a timesensitive message.

You see, we’ve never offered an event on US Property before, however, we’ve been watching and studying the US Property Market for the past two years and we believe NOW is the time for you to seriously consider this opportunity.

 PAGE 13-15

Common and Costly Mistakes

Why now?

 PAGE 16-17

Turnkey Property Solution Team

Well, my team and I have spent a great deal of time compiling the information in this magazine to give you the full picture as to why this is being called the greatest opportunity since the Great Depression and why we believe there is a rare, once-in-a-generation window that has opened (and also why we believe this window will be closing soon). We’ve also gone to great lengths to let you know about the pitfalls (because there ARE MANY for the unsuspecting investor). You need to protect yourself by getting the right information from the right people, so this exceptional once-in-a-generation opportunity doesn’t slip you by, or worse, become a major headache.

 PAGE 18-19

FREE Tickets – 1-day Intensive Workshop

 PAGE 20-21

Where you’ll get the REAL answers on US Property Investing—the opportunities AND the pitfalls— so you can make an informed decision.

Ken’s Story and What The Experts Say

So please, read on... this is an exciting opportunity for you to make a significant shift in your wealth creation. The kind of shift that can impact your family for generations... however, you MUST be informed. Not all US Properties are the same!

 PAGE 22 Stop PRESS

Founder & Managing Director

 PAGE 23

Supply Vs Demand

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Discover Why This is Being Called the Greatest Opportunity Since The Great Depression... ...and how almost anyone, with the right information, can buy cash-flow positive properties in quality US suburbs for just the cost of stamp duty on an average property in Australia! • Imagine being able to buy properties at up to 70% off! • And imagine that even though property values have PLUMMETED to record lows, RENTALS HAVE MOSTLY STAYED THE SAME (and in some cases, even gone up!) creating substantial positive cashflow for investors. • And imagine teaming up with a unique group of experts who can give you a turnkey solution so you could do this for yourself and be fully informed. • What if you could not only purchase a property BELOW replacement cost, but you could also get that property in an area where employment is growing, the economy is rebuilding and tenants are scrambling for somewhere to live? (Yes, there are places like this, you just have to know where to look).

• And what about this... imagine if you could have someone do all the groundwork for you, locating properties at TRUE WHOLESALE prices, in good areas with solid long term prospects, doing all the renovation required and bringing together accountants, lawyers, property managers, finance experts to take care of everything for you.

Find out more at: www.howtobuyusproperty.com.au

• How does getting TWICE the number of properties for the SAME capital investment sound to you?

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Why Is NOW The Perfect Time To Buy? Let me give you 7 reasons why this NARROW window of opportunity exists and why people are calling it the...

“The Greatest Wealth Since the Great Depr The Soaring Aussie Dollar Reason

The Australian Dollar is at an all-time high...surpassing USD$1 And no one really knows how long it will stay there. • Australian investors are able to purchase already discountedhouses for even less. For example, a below replacement cost $60,000 USD house can be purchased for just $56,000 AUD (based on current exchange rates). • There is pressure for the dollar to go down (just ask our farmers and exporters)... and despite a buoyant resources sector in Australia, no-one really knows how long the dollar will continue its run. • In the future, if the Australian Dollar falls in value (remember not too long ago when the Aussie Dollar was just 60c USD?), these US Properties will cost more to acquire. • And, the right properties in the right areas are likely to appreciate, so the longer you wait to acquire them, the lower your yield will be (right now the combination of low prices and strong Aussie dollar is resulting in excellent yields).

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Creation Opportunity ession of the 1930s” US Property is On Sale! The MASSIVE drop in US Property values over the past two years has been GREATER than that during the GREAT DEPRESSION. Properties at up to 50-70% of their previous market value. • Between 2000 and 2007, interest rates in the US were at the lowest point in 50 years (similar to conditions just before the Great Depression of the 1930’s). • Because money was cheap and easy to get, there was a flood of “no-money-down non-recourse” (no personal guarantee) loans which attracted millions of new buyers into the market and put huge pressure on housing supply.

Reason

• Due to the huge surge in demand, house prices boomed, gaining 25%-50% in just a couple of years. • Before long, the “honeymoon” periods on millions of adjustable loans started kicking in with higher interest rates, shooting monthly payments through the roof. Homeowners found themselves unable to cope. With little to no equity in their homes, they started walking away from their properties (without recourse from the banks). • Combine that with the 2008 banking crisis (which put a halt on money supply), rising unemployment and the knock-on impacts of the GFC and property prices began crashing, falling as much as 50-70% - in many cases below replacement cost! • IMPORTANT NOTE: In some areas, evidence suggests certain property markets have bottomed out and are about to upturn. This window won’t be open for long!

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The Psychology of the US Buyer Reason

US Buyers have walked away from the market. Getting loans is tough (if not impossible!) and there is a new generation who would rather rent than buy. • Even if many people are in a position to buy, they are gripped by uncertainty and, much like people in Japan when the housing crisis hit there, they are reluctant to buy (even though houses in Japan soon recovered in price). • Many young people are choosing to rent rather than buy, especially with unemployment on the rise in many areas and finance being difficult to get. • This means the lower domestic demand is keeping prices low (however, this is not expected to continue as credit availability improves over the next 12-18 months and more Americans get back into the market, pushing up prices).

US Banking System Seized Up Reason

Over 100 banks in the US have gone bankrupt since the GFC. • In many cases, the banks are too scared to lend to each other, let alone to local homebuyers. • The banks are also currently burdened with too much bad debt from the past, making them unable to loan to new customers. • This means property prices are temporarily being held at low levels. However, The Federal Reserve and US Government are making changes to the banking system which, when adopted, are expected to restore confidence and stimulate lending. •

It’s also expected those banks burdened with bad debt will take another 12-18 months to clear the backlog and then get back to business as usual. • This points to a very small window of time before the US market is once again flooded with local investors, who will create higher demand and push prices up.

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FICO Havoc We’ve all heard of the concept of a CREDIT SCORE. It’s a number used by banks, credit card companies and lenders that reflects a person’s credit-worthiness. • In America, FICO is the most widely used credit scoring model. • Due to the high number of people who have either lost employment or defaulted on bills or walked away from their mortgages, many millions in the US have a low FICO credit score right now. • Many would argue the FICO thresholds have been set too low in the past, enabling people who perhaps were not ideal candidates to access credit and contributing to the problems experienced in the US Housing Market.

Reason

• Moving forward, the required FICO Score will get higher, meaning a person will need to have a higher credit score than previously to access finance. It’s expected it will take people 12 to 24 months to regain their credit scores before getting back into the market. Once those investors start reaching the required FICO scores, the US Market will come under increasing price pressure as demand for properties grows.

Lenders Looking Favourably on Aussies Due to the fragility of the US economy, lenders are preferring international investors - a situation that won’t last forever. • At the moment, particular international investors (such as equity rich Australians) are seen as a lower risk option than local US investors by some US lenders and financiers. • Once the local US economy stabilises, credit eases and people begin to rebuild their own personal credit scores, international investors will not be as desirable to lenders as they are now, because local investors are easier and faster clients.

Reason

• This may make acquiring finance for international investors harder in the future, which is another reason why it is important to act now.

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Rental Yields at Historic Highs Reason

In many areas, even though property prices have dropped, rents have largely remained the same (or even gone up in certain places), creating historically high gross rental yields. • In Australia it’s usually “one or the other” - an investor opts for high yields OR capital growth. • In the US right now, there is an opportunity for both. Higher rental yields (positively geared properties) plus strong potential for future capital growth (if you know the right areas and properties to invest in).

Here’s a conservative example:

WAS: $200,000

NOW: $80,000

RENT: $800/month

GROSS YIELD: 4.8%

GROSS YIELD: 12%

igit Double d w yields no ! common

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Investors Flocking to US Property From All Over the World!

veryone from individual investors to super-wealthy magnates, investment companies and fund managers are realising the value represented by the US Property Market right now. And, where they were once holding off, they are now starting to buy into the US market in a big way.

According to the recently released “2011 Profile of International Home Buying Activity” from the National Association of Realtors, the value of international residential purchases in the US surged $16 billion from $66 billion to $82 billion in the year ending March 2011. The survey also found that overseas property buyers came from 70 different countries in 2011, versus just 53 in 2010 (that’s a 32% jump).

This is a growing international phenomena, with people from places as varied as Canada, China, UK, India, Mexico, Argentina, New Zealand, and Australia flocking to invest, as they realise just how lucrative investing in the US Property market is right now. As the statistics show, interest from all over the globe in US Property is rapidly rising. As more people come into the market and start snapping up available inventory, competition is likely to put pressure on pricing and supply (particularly in growth cities). This, combined with other factors, such as the expected improvement in availability of credit for US Citizens in the next couple of years (pushing even more people back into the housing market), means this extraordinary window of opportunity that is currently open, due to low prices, the strong Australian dollar, excess stock, lack of local investors, etc. will not stay open for long.

Rapid rise in international investment in US property in past 12 months...

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Some cities are actually set to thrive. They are becoming known as growth cities and people are flocking to them for employment, security and the opportunity they offer. Many experts believe once the short-term over supply in those areas is soaked up (expected to take less than 2 years) these select few cities are likely to see property prices spike. And with the population of America growing at the fastest rate of all Western countries (growing from 203 million to 292 million in just the last 40 years through a mixture of natural growth and immigration) this growth looks set to continue (the expected population of the United States could reach 400 million by 2050), providing continued demand for housing.

This is an international buying frenzy! While most Americans are unable to get loans to cash in on this rare opportunity... smart international investors are heading to the US in droves to claim once-in-a-generation bargains! These “perfect storm” conditions, with real estate up to 70% off, have sparked a US Property buying frenzy amongst international investors.

So the secret is out. The time to act is now!

And the world’s media has started taking notice!

As seen in:

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With Australian property among the world’s most expensive, buying at home is out of reach for many. Which would you choose? So, while other Australian property investors may struggle to find an entry level investment under $350,000 (and it’s likely to be negatively geared, costing them money each week), that same investor could be taking advantage of the unprecedented Aussie dollar exchange rate, combined with the unparalleled below replacement cost value of US real estate to acquire positively geared properties in the US in many cases for well under $100,000.

...buying property in Australia with higher entry-prices and likely negatively geared—

...or low-priced US property with positive cashflow and high yields?

Australian Property: High prices, low cash-flow

US Property: Low prices, high cashflow

The most expensive homes in the English-speaking world! An International House Price Survey has found homes in Australia are the most unaffordable in the English speaking world (and New Zealand is not far behind!).

Median House Price Sydney: $651,000 London: $462,000 New York: $460,000 Australian houses are up to $190,000 more expensive, on average, than in New York or London, according to Residex figures.

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US Property Is On Sale! If you know where to look, there are literally thousands of incredible deals available... just like these. Take note of the gross returns and the purchase price of these properties.

Huntington Drive Bedrooms: 3 Bathroms: 3 Parking: 2

East AVEnue Bedrooms: 4 Bathroms: 2 Parking: 2

Price: $52,290

Price: $55,990

Rent: $800/mth Stamp Duty: $0

turn: Gross re

18.0 1%

turn: Gross re

17. 1 %

Marshall Ave Bedrooms: 3 Bathroms: 1.5 Parking: 1 Price: $39,990 Rent: $700/mth Stamp Duty: $0

turn: Gross re

21%

PIONEER AVE

Bedrooms: 3 Bathroms: 2 Parking: 1 Price: $54,990 Rent: $700/mth Stamp Duty: $0

turn: Gross re

15.27%

#3 #4

How To Buy US Property On Sale Now! â&#x20AC;˘ Register online: www.howtobuyusproperty.com.au

BUT don’t be taken in by small-time, one-man bands selling over-inflated properties in terrible areas.

Avoid these COMMON & COSTLY mistakes:

ou’ve seen the compelling evidence for getting into US Property right now. I also want you to be aware of the PITFALLS as well. Because, whilst I believe there is a huge opportunity happening right now, I also know many unsuspecting international buyers are being caught out because they don’t know the US Market and they’re either doing it themselves or using an intermediary who is not up to scratch, which means they end up: • Paying too much • Buying in the wrong areas • Getting all the legal structure wrong

different times over the past two years by a range of groups offering US Property.

• Buying a lemon that needs major renovation before they can get a tenant

And every single time, until now, I’ve said, “No Thanks.”

• Failing to get adequate property management so their property languishes, vacant

In the following pages we have included some of the things you MUST know when investing in US Property. And when you join us at the tell-all 1-day event, you will be given a detailed review of the pitfalls and how you can avoid them.

• And more... And besides, whenever we step into new territory, it’s normal to have questions and concerns. I know I did. In fact, I have been researching this for months and we’ve had our due diligence teams looking into every nook and cranny of this opportunity, asking the difficult questions, personally meeting each and every person involved in the process and even going so far as my husband and business partner, Ken Wood, travelling to the US for an extensive stay to personally look at the properties, support teams, processes and local markets involved (see Ken’s story on page 20).

Many properties have been stripped of any items of value, including most fixtures and fittings—in some cases, even the kitchen sink is gone!

Because even if you think you know what to do and you are an advanced investor, let me tell you why you need help investing in the US. This is can be a minefield unless you get the right guidance. The things you assume about the Australian Property Market are not necessarily the case in the US and not realising some key differences could cause you a MAJOR headache and cost you thousands of dollars and much more in lost opportunity (in fact, the things you already know about property could actually cause you a problem when applying that knowledge to the US Property Market).

You see, as one of Australia’s longest running and leading event providers, our company has been approached many

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6 Common & Costly Misunderstandings How the US Property Market 1. Property Managers are available in all areas, & are welltrained & regulated

3. Once your title search is completed you know the property is free & clear of debt & restrictions

WRONG! Unlike in Australia where the Real Estate Institutes promote professionalism in the industry, AND the Rental Managers are licenced and regulated under state legislation, in the US, property managers are NOT regulated and there are many one-man bands and fly by night operators who might work part-time from their home and have very little training. If something goes wrong with your US property and you have a “dodgy” property manager, you have very little leverage—it could be the last you see of your rental income or you could find your property poorly managed resulting in high vacancy, property damage, poor tenant selection and more headaches than you want to know about. Plus, in some US cities there are additional taxes, which, if not collected by your property manager, you could be personally liable for.

WRONG!

2. Properties close to the CBD are typically desirable

WRONG!

Unlike in Australia, even if the title search is completed correctly on a US Property, there can be outstanding Restrictions/Obligations on a property which can take up to 3 months to be applied and many months to be removed and can be easily missed if you don’t know what you are looking for. Imagine buying a property for next to nothing and then inheriting a debt for thousands of dollars that wasn’t yours, but is now!

Unlike in Australia where we are used to centralised cities, where property prices and demands tends to get higher the closer you go to the CBD and there is a love affair with buying properties within 5-10km of the city centre, this is not necessarily the case in the US. Because the US has extensive infrastructure such as highways, school and other amenities, the more secure, long term tenants and desirable properties are often located further out from some city centres. And what tends to happen to properties close to those cities is that they are tenanted by a more transient population.

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is Different to Australia 5. Getting my money into & out of the US will be easy

WRONG!

Transferring large sums of money to the US and then arranging for ongoing amounts to transferred back to you as rental income can be cumbersome and expensive. In many cases, these transfers can take a long time and be so costly as to make the overall deal uneconomical.

4. Property insurance is widely available

WRONG!

Imagine not taking into account the transfer costs when doing your sums and only finding out AFTER you’d purchased your property that it was going to take weeks to get your rent and that a large chunk, which you hadn’t anticipated, was going to be taken out each and every time. There are faster, cheaper and easier ways to do it, but they are not widely known.

6. The majority of residential properties in good areas will contain standard fixtures & fittings

WRONG!

Due to the recent housing crisis in the US with many people walking away from their homes and their mortgages, there has been a growing trend towards stripping the houses of items of value prior to leaving—such as hot water systems, copper piping, air conditioning units, lighting and other fixtures... and in some cases, even the kitchen sink! Many houses require renovation and inclusion of basic items, which could be a surprise additional cost to you...and have you ever tried managing contractors from another country? Not something you want to have to worry about.

Insurance in the US is very different to Australia, with many areas either difficult or impossible to insure. And, like all things of value, you want to protect your investment with insurance. Imagine buying a property and then finding you could not insure it!

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Finding, protecting, managing, and financing your US property can become a headache if you don’t get the right information at the right time, from the right people.

What You Need Who Can Give You a Your Turnkey US Property Team will SAVE you all the hard work AND the guess work!

ithout the right information, education and local knowledge, you can end up with a lot of unnecessary headaches and disappointments. And for many who dive into US Property without having the right team, that can be a disaster.

What if we could give you your own EXPERT Team to guide you through every step of the process and really “have your back” when it comes to finding, financing, protecting and managing YOUR Property?

We have done our homework. We’re working with some of the pre-eminent turnkey investor solution providers in America— literally the best in the business—who use their incredible buying power to get wholesale deals and whose expert due diligence teams use their substantial resources to locate the best areas for long term investment. This team includes finance and legal experts, property managers, property experts, administration support and much more. All of them working together to ensure your acquisition of US Property is as seamless, successful and profitable as possible.

Register TODAY for How To Buy US Property On Sale Now! By attending this 1-day event you will learn how you can put this team to work for you. It’s going to be a FULL day of tell-all information (the good, the bad AND the ugly). So you can see if this once-in-a-generation opportunity is for you.

Visit www.howtobuyusproperty.com.au for your FREE tickets valued at $497! or call us on +61 2 9925 8000

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is an Expert Team TOTAL Turnkey Solution! Our Total Turnkey Solution includes the following EXPERT Team: Financiers US Banker/ Bank Account

Property Sourcer/ Super Wholesaler Titles Company

US Accountants/Tax Specialists

Economic & Business Advisors

Renovation Team

Attorney/ Legals

FX/Currency Specialist

Property

Property Manager Educational Team

Valuer nkey r u T l Tota ution Aust. Accountants Sol & Financial Advisors

Insurance Broker

Join us at the FREE 1-Day Workshop How To Buy US Property On Sale Now Claim your FREE seat – valued at $497 TODAY!

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During This 1-Day Event You Will Learn: Just a brief look at a few of the topics that will be covered—this is vital information you won’t want to miss!

• What to look for in a profitable US Property and how to pick a lemon from a mile away • How you could be putting your super fund money to work for you (including self managed super fund— SMSF). • How you could be securing your very own us property with as little as $10,000 cash • Discover how to purchase 12 or more cash flow positive properties in the US for the same price as buying just one property in Australia! • A simple and strategic formula for early retirement—how you can be using positive cashflow from your us investments to start doing more of what you want in your life.

• How this brief moment in history could make a change in your family’s wealth for generations— do you want to help your kids or other members of your family? Imagine being able to buy quality assets, on sale (up to 70% off) plus take even more off because you’re buying with aussie dollars. This is a once-in-ageneration chance to really change your financial trajectory. • Give your kids a kick-start as australian property becomes harder to afford. This US property opportunity could be just the ticket for getting your kids the start in life you’ve always wanted for them. • How you could be creating a whole new income stream using positive cashflow US property. • Get rid of your mortgage sooner—how easy would it be to pay down your mortgage, take that family holiday you’ve been dreaming of, upgrade the family car or any other number of things if you had a positively geared property portfolio potentially bringing in tens of thousands of dollars a year?

How To Buy US Property On Sale Now! • Register online: www.howtobuyusproperty.com.au

How to Buy US Property On Sale Now! This full-day seminar shows you the A-Z of investing safely and profitably in the USA. Choose your location:

Perth

Auckland

Adelaide

Melbourne

SYDNEY

Brisbane

Saturday, 23 July

Saturday, 30 July

Saturday, 6 August

Rydges Auckland

Hotel Grand Chancellor

Saturday, 20 August Bayview Boulevarde

Saturday, 27 August

Citigate Perth

Saturday, 13 August Ibis Melbourne

Saturday, 8 October

Saturday, 15 October

Saturday, 22 October

Saturday, 29 October

Citigate Perth

Ibis Melbourne

Bayview Boulevarde

Mercure Brisbane

ALL SEMINARS are from 9am - 6 pm (registration from 8am).

Join us at the FREE How To Buy US Property On Sale Now 1-Day Workshop Claim your FREE seat – valued at $497 TODAY!

Visit www.uspropertywealth.com.au to claim your FREE tickets now! How To Buy US Property On Sale Now! • Register online: www.howtobuyusproperty.com.au

Ken’s Story: “I wanted to see these properties for myself, first hand, which is why I travelled to the US and looked VERY CLOSELY at the whole process.”

niversal Events is one of Australia’s longest-running and most respected event and education providers. Over the past 18 years we’ve served over 500,000 people, bringing more than 80 of the world’s best speakers on business, investing and personal development to Australia and New Zealand across more than 1000 events. Because of our reputation, we’ve been approached several times over the past few years to offer US Property to the Universal Events Community and each time we’ve declined... until now.

Why is this time any different?

Well, that’s what I wanted to know too, when we were first approached. I must admit, I was thinking these guys are probably just like everyone else we’d seen before them. And it was only after they ticked every box in the first two levels of our

due diligence process that I really started to think “Hey, they may have finally come up with a total, turnkey solution that was, more importantly, really smart about WHERE they were buying in the US, HOW they were buying property and WHO they’d gathered into their team (including finance experts, legal experts, property managers, property experts, renovation experts).” So I dug even deeper, and I have now spent more than 200 hours in my due diligence, including a trip to the US and various states across Australia, meeting everyone in the entire chain of this process, from research through to purchase, finance and completion, and I am impressed... and excited by what I believe to be a once in a generation opportunity for Australian & New Zealand investors (many of whom may be priced out of our local market) to acquire quality US Properties for up to 70% off.

“As seasoned property investors ourselves, the rates of return and affordability of US Property right now are not like anything we have seen in our lifetimes. And the fact we can purchase using our Superannuation has just made this so compelling for us. And that’s without factoring in the potential for capital growth, as the US Market improves, which could be massive.” Karen Corban and Ken Wood, Universal Events

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US Property –

What Do The Experts Say?

 Warren Buffett

“Money will always flow toward opportunity, and there is an abundance of that in America.” —Warren Buffett, March 2011



And putting his money where his mouth is, Buffett’s company, Berkshire Hathaway, spent US$5.4bn on property and equipment in the US in 2010.

“This is a great time to go out and buy a house. And if you do, in 10 years you’re going to look back and say, ‘You know, I‘m glad I listened to Donald Trump.’”

Donald trump

—Donald trump, February 2011 According to Trump, there has never been a better time in history to purchase US real estate.

 Jim Fetgatter

“The US is considered the country providing the best opportunities for capital appreciation by more foreign investors than any time in the past 10 years.” —Jim fetgatter, Chief Executive, AFIRE

Jim Fetgatter is head of the Association of Foreign Investors in Real Estate (AFIRE). AFIRE is the only not-for-profit association for the foreign real estate investment community, providing the opportunity for foreign investors in the United States to become as knowledgeable as domestic investors. The association has an exclusive membership of international investors from 17 countries. At the end of 2010, AFIRE conducted the 2011 Annual Foreign Investment Survey among its 200 members worldwide. The respondents to the survey own more than $600 billion of real estate globally and $265 billion in the US. The survey indicates a record level of interest in the US. However, that interest is focused on a very few select markets in the US. When asked which countries provided the best opportunity for capital appreciation, the US captured an amazing 65 percent of the votes. To put this in perspective, in 2006 the US received only 26 percent of the vote, just slightly ahead of China at the time.

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STOP PRESS! BREAKING NEWS This window may be closing faster than even the experts predicted!

As indicated by these key figures just released… 11 June 20

US House Prices Increase For The First Time in 8 Months

Just released figures (June 2011) from the S&P/CaseShiller Home Price Indices show there has been a monthly increase in prices in US Real Estate for the first time in eight months. Key Case-Shiller Index Highlights:

• Prices of single family residential homes in the US showed a monthly increase for the first time in eight months • As of April 2011, average home prices across the United States are back to their summer of 2003 levels.

July 2011

Number of Foreclosures Declines – US House Prices Set To Rise

The US Department of Housing and Urban Development expects home prices to rise as early as the third quarter of 2011, as the number of foreclosures has begun to decline, increasing the quantity of homes available on the market.

“It’s very unlikely that we will see a significant further decline. The real question is when will we start to see sustainable increases? Some think it will be as early as the end of this summer or this fall.” —Shaun Donovan, US Department of Housing and Urban Development in an interview with CNN.

As of April, 1.7 million homes were in the foreclosure process, down 18% from the peak as more of the houses were sold.

July 2011

Number of Houses Sold Rises Strongly Across the United States

Pending residential property sales in the United States rose strongly in May with all regions experiencing gains from a year ago, pointing to higher housing activity in the second half of the year, according to the latest report from the National Association of Realtors. Its Pending Home Sales Index, a forward looking indicator based on contract signings, increased 8.2% to 88.8 in May from an upwardly revised 82.1 in April and is 13.4% higher than the 78.3 reading in May 2010.

“Absorption of inventory is the key to price improvement, and this solid gain in contract signings implies that home values in many localities are or will soon be stabilizing as inventories get absorbed at a faster pace.” —Lawrence Yun, Chief Economist, National Association of Realtors

Mr Yun also said, “Some markets have made a rapid turnaround, going from soft activity to contract signings rising by more than 30% from a year ago.”

How To Buy US Property On Sale Now! • Register online: www.howtobuyusproperty.com.au

Supply Vs Demand One of the main factors contributing to this incredible period of opportunity for investors in the US Property Market is the glut of homes currently available. In short… too much supply. Here are the key elements contributing to this excess supply: Historical Reasons

Current Reasons

• Lowest interest rates in 50 years during 2000 – 2007, combined with “nomoney-down, non-recourse loans” added millions of new property buyers to the market – pushing up prices rapidly and leading to a property bubble

• The Psychology of US Buyers – Many have walked away from the market, people have lost money and there are many who would rather rent, even if they could afford to buy, due to the uncertainty.

• “Honeymoon” period on millions of loans ended, leaving people with repayments they could not afford and because there’s no recourse from the banks and their home values had dropped, people started walking away from their properties in droves.

• US Banking System Still Seized Up Money supply is still very tight, making loans tough to get (if not impossible).

• Combine that with the 2008 Banking Crisis and the GFC which seriously hampered money supply, caused rising unemployment etc and you end up with millions of excess homes and plummeting prices.

• Low Credit Scores – Millions of Americans will take another 1-2 years to improve their personal credit scores before they can borrow again – thereby keeping them out of the market temporarily.

Watch Out!

The CURRENT reasons for market over-supply are changing…and FAST! As indicated by the new STOP PRESS Figures just released: • Prices are increasing in many areas • Foreclosure rates are down • Numbers of properties being sold is going up

• High Rate of Foreclosures

This window of opportunity IS closing. Many will wait too long to dive in and by then, much of the massive value will already be gone, as prices recover and supply gets tighter.

• Falling Prices

The time to act is NOW!

• Low number of Property Sales

Register TODAY for How To Buy US Property On Sale Now! By attending this 1-day event you will learn how you can be putting the Supply Vs Demand equation to work for you. It’s going to be a FULL day of tell-all information (the good, the bad AND the ugly). So you can see if this once-in-ageneration opportunity is for you.

Visit www.howtobuyusproperty.com.au for your FREE tickets, valued at $497! or call us on +61 2 9925 8000

How To Buy US Property On Sale Now! • Register online: www.howtobuyusproperty.com.au

YES! I’m ready to take action now! I want to know how I can safely and profitably invest in US Property On Sale Now.

1. Go to our website: www.howtobuyusproperty.com.au

2. Register online for your FREE tickets, valued at $497

3. Attend the Intensive 1-Day Tell-All Event

This window of opportunity is closing fast – act today!

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Disclaimer: The information contained in this publication and in the described materials (“the information”) is presented for illustrative and educational purposes only. It is not presented nor should it be treated as real estate advice, legal advice, investment advice, or tax advice. If you require advice in any of these fields we urge you to contact a suitably qualified professional to assist and advise you. We do not recommend any specific properties, investments, mortgage instruments or securities of any kind. Your personal individual financial circumstances must be taken into account before you make any investment decision. We urge you to do this in conjunction with a suitably qualified professional. Universal Events Pty Ltd, its authorised distributors and licensees, its presenter(s), their employees and speakers do not guarantee your past present or future investment results whether based on the information or otherwise. The information is accurate at the time of press but is always subject to alteration without notice. Copyright © 2011 Universal Events Pty Ltd. All Rights Reserved.

How To Buy US Property On Sale Now! • Register online: www.howtobuyusproperty.com.au