ONE DAY SEMINAR
R ®Ä¦ Ä UÄ ÙÝã Ä ®Ä¦ BÊÙÙÊó ÙÝ' IÄ Êà T ø R ãçÙÄÝ Learn: To Determine a Borrowers’ True Cash Income From a Tax Return How Borrowers Can Legally Hide Income From the IRS How to Determine the Real Effect of Rental Income or Loss f EE copy o R F a s e iv ndee rece e. A $239 r a tw f o s Every atte er © rn ax Analyz T s r e a Tax Retu d s n n e r L u t e r you is softwa mber that u n value. Th w lo F h nthly Cas sis into a Mo your analy can use in
Even if you make only 1 loan per year to a self-employed borrower or co-borrower, you need to understand what the tax returns are telling you. A mistake could cost your credit union 100 times more than this course.
UPCOMING SCHEDULE OF EVENTS
South Florida February 2, 2012 Held at the Embassy Suites Miami Airport 3974 NW South River Drive Miami, FL 33142 Phone: 305-779-5018 Registration First registrant from CU: $259 Add’l registrants from CU: $149 Cost for CUs less than $50 million in assets: First registrant from CU: $149 Add’l registrants from CU: $99
Reading and Understanding Borrowers' Tax Returns Every loan officer is faced with a borrower’s tax return to verify income. This often causes anxiety, but it does not need to. Our course, “Reading and Understanding Borrowers’ Tax Returns” has been used by credit union loan officers across the United States for over 18 years. It has proven to be the simplest, easiest to learn and most comprehensive tax analysis course available for personal income tax returns. This seminar uses classroom instruction, group discussion and frequent examples of real -life tax returns to teach a loan officer everything they need to know to obtain a monthly cash income figure. We make the process of analyzing tax returns remarkably simple. When you leave the class, you take with you new-found knowledge, a useful manual containing forms, explanations and examples, and a set of manual analysis forms to use at your office. Participants will learn: To determine a borrower’s true cash income from a personal tax return How to identify hidden income that may qualify a borrower How to identify hidden expenses that may disqualify a borrower How to deal with a borrower who says “I really earn a lot more than this but this is all I report to the IRS” How to determine the real effect of rental income You will also discover: 10 forms of non-taxed income 8 forms of disallowed expenses What information you need to collect from a borrower to make an informed “Very inte decision resting The course will cover: Federal Form 1040 (personal income tax return) K-1s from S-Corporations and Partnerships Personal Income from C-Corporations Income from Sole Proprietorships Rental and Investment Income Income from Installment Sales
& use have been doing this ful. I for time and th ought I kn a long ew everything ab but I was w out reading taxes, rong. I lea rned a lot.” Loan offic er, Orland o,
FL
Who should attend: Loan officers, Managers, CEOs, and other key staff in the lending process. Schedule for the Day 8:30 - 9:00 a.m. 9:00 - Noon Noon - 1:00 p.m. 1:00 – 4:00 p.m.
Registration & Continental Breakfast Session Lunch provided Session
EVERY CREDIT UNION RECEIVES:
FREE Lenders Tax Analyzer Software! $239 Value — FREE
Lenders Tax Analyzer© allows lending professionals to turn a borrowers’ income tax returns into a © cash flow report. It does so easily and quickly for: Schedule C – Business; Capital Gains; Rental Properties; Partnerships; S Corporations; and more.
That’s what make this such a powerful tool for lenders!
Also: You will receive a 70 page Manual and a 50+ Page Workbook with outlines, samples and forms that let you bring all the valuable seminar instruction back to your office. Note: If you can’t attend the seminar, you may still purchase Lenders Tax Analyzer© software, the nations leading program to help a loan officer turn a tax return into a borrower’s cash flow report.
REGISTRATION INFORMATION To register call (800) 788-9542 or fax this form to (520) 290-8378 Or mail to: 7049 E. Tanque Verde Rd., PMB 136, Tucson, AZ 85715 (For more information about us visit our website at: www.forteamresources.com) Name ________________________________ Seminar Date ______________________ Name ________________________________ Seminar Date ______________________ Name ________________________________ Seminar Date ______________________ Name ________________________________ Seminar Date ______________________ CU Name _______________________________________________________________ CU Asset Size ___________________________________________________________ CU Address ______________________________________________________________ CU City ____________________________ State __________ Zip _________________ Phone_________________________________ Fax______________________________
Tuition is due prior to seminar. Checks payable to: TEAM Resources CANCELLATION POLICY You will receive a refund (less $15 service fee) for cancellations made up to 10 days in advance of the seminar. After that, you may transfer your enrollment to a future seminar or to another person in your organization.
A Truly Exceptional One-Day Seminar
R
U
B T R
’
F Lend ree e Ana rs Tax l softw yzer © are each to part icipa nt!
A one-day workshop for Loan Officers and other lending professionals to help determine a Self-Employed borrower’s
7049 E. Tanque Verde Rd., PMB 136 Tucson, Arizona 85715 www.forteamresources.com