Thinking Aloud Magazine: Jul-Sep 2024

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THINKING ALOUD

Dr. Folasade Hunsu

Department of English, Obafemi Awolowo University, Nigeria

Mr. Patrick Edebor

Editorial/publishing consultant. Owner, Patrick Edebor and Associates.

Mr. Akin Adejuwon

Curator, Institute of Cultural Studies, Obafemi Awolowo University, Ile-Ife.

Mr. Rotimi Lawuyi FCA

Owner, RAMA Editors.

Dr. Mrs Olayinka Opadiya

Senior Pastor, Every Nation Church Sydney Australia.

Mrs. Abimbola Komolafe

Founder/Executive Director, Rehoboth Dream Solid Foundation.

Pharm.

Mrs Ronke Osikoya

Ms Ketumi Alasa

Pastor (Dr) Joshua Opadiya

Dr (Mrs) Yinka Opadiya

Mrs Abimbola Komolafe

Rear Admiral (Rtd) K.O. Komolafe

Editor

Bimbo Komolafe

Publication & Design

Benjamin Eze

Project Manager

Tomi Olatunde-Idowu

Project Team

Edison Egere

Othniel Komolafe

Grace Adoga

Celestina Osiki

Dorcas Adekunle

Amarachi Uduma

@2024. Thinking Aloud Magazine, a publication of Rehoboth Dream Solid Foundation.

All rights reserved. No part of this publication may be reproduced, distributed, or transmitted in any form or by any means, including photocopying, recording, or other electronic or mechanical methods, without the prior written permission of the publisher, except in the case of brief quotations embodied in critical reviews and certain other non-commercial uses permitted by copyright law.

Cover Photo: Rear Admiral (Rtd) K.O. Komolafe
Rear Admiral (Rtd) Oladeinde Joseph, Chairman, Board of Trustees
Samson Igbokwe

EDITORIAL

Dear readers,

Welcome to the Q3 2024 edition ofThinkingAloudmagazine, where we continue to highlight the remarkable stories andinsights of individuals making a positive impact in publicservice, philanthropy, andpersonal development.

Our cover story this quarter features Rear Admiral (Rtd) K.O. Komolafe, a distinguished figure who reached the peak of his career as the Chief of Accounts and Budget of the Nigerian Navy. As co-founder of the Rehoboth Dream Solid Foundation (RDSF), Rear Admiral (Rtd) Komolafe shares his inspiring journey of public service, philanthropy, governance, and his steadfast faith. His dedication to national development and giving back to the community serves as a beacon for all who aspire to lead lives of purpose and integrity. This interview offers a glimpse into the quiet dedication of this retired Admiral, who, while working tirelessly to support underprivileged students, has let his impactful efforts speak for themselves, consistently opting to remain in the background, shunning the spotlight.

In the finance section, we present an enlightening article onBuildingGenerationalWealthby Dr Enoch Omololu, a personal finance expert with over a decade of experience, helping people take control of their financial futures. His work has been featured on platforms like ForbesandBusinessInsider , and in this piece, he offers practical strategies for securing financial futures for generations to come.

The youth corner features an eye-opening true-life story by Evi Idoghor, recounting her experience of studying in the USA and the life-altering consequences of a single lie that led to her deportation. This story serves as a powerful reminder to young people of the vital importance of honesty and integrity in all areas of life. In the Health Corner, Maj. Gen. (Rtd) Dr. A.E. Life Ajemba, a leading cardiologist, begins a series on theOriginandManagementofStress andBurnoutSyndromes . As stress increasingly becomes a challenge in our fast-paced world, Dr. Ajemba’s insights are timely and crucial for maintaining well-being.

A special feature in this edition is an interview with Florence Atuluku, a long-time partner of RDSF who has offered legal services and support since its inception. Florence is a distinguished Business Law & Corporate Governance Practitioner and the Managing Partner at ALIANT® Qais Conrad Laureate. She shares her professional insights on the RDSF mission and the broader philanthropy sector in Nigeria, providing readers with a deeper understanding of the legal and governance aspects that are essential for sustainable charitable initiatives. At the heart of RDSF is our unwavering mission to help individuals achieve their dreams, particularly by supporting their academic pursuits. This quarter, we celebrate a notable success story; Eunice Opeyemi Joseph. A chance meeting with RDSF resulted in a 3year sponsorship that transformed her life. Today, Eunice is a geologist, a proud ambassador of the foundation, and a financial partner inour mission. Her journey is a powerful testament to the impactof RDSF’s work.

We also take this opportunity to recognize Mr. Edison Egere (ACCA), Administrator and Manager of RDSF, for a decade of dedicated service. The Board of Trustees extends heartfelt congratulations and gratitude for his invaluable contributions, which have been instrumental in the success andgrowthof the foundation.

As we look forward to the rest of 2024, we remain committed to helping people realize their potential and pursue their dreams. We thank you for your continuedsupportandengagement withThinkingAloudmagazine.

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THE PARENTAL RESUME ASSESSING YOUR QUALIFICATION FOR THE JOB

Imagine if you had to face a panel of interviewers every time you took on the role of a parent, either by fostering /adoption, birth, or mentorship, would you get the job? I have heard many people say parenting is a fulltime job, and the most important job of all. Being a parent myself, I agree that there are no truer words than these; parenting is indeed a serious and demanding job.

However, unlike many professions, there is no formal education or certification required to become a parent, hence we often find people take on this role based off of cultural knowledge and expectations, personal experiences and assumptions, intuition and media idealization, believing that parenting comes naturally and one would learn along the way. While these are helpful and uniquely contribute to one’s parenting experience, they are not enough to get the job done. There is a need

to foster a cultural shift that emphasizes the importance of consistent and continued training and retaining for the complex, rewarding, and challenging journey of parenting.

According to the American Psychological Association (n.d.), there are three primary goalsof parenting.

The first goal involves meeting the basic needs of children by keeping them healthy and safe, which in my opinion, should be a natural responsibility of everyone, parents or not, towards every child.

The second goal is preparing children for independent adulthood. This involves equipping children with the skills, knowledge, and confidence necessary to navigate the worldontheirown

Lastly, the third goal is teaching values that align with the parents’ culture; imparting ethical principles,

traditions, and beliefs that reflect the s cultural heritage and help children to develop a strong sense of identity and belonging.

These goals point to the allencompassing essence of parenting as both an art and a science; further reinforcing the importance for committed and intentional investments in ourselves through personal evaluations, self-development, learning and relearning, strategic growth plans, defined expectations, and strategic orations.

Seems like a lot, right? Not to worry, you already have the most important tool of all, YOU. The parental job description is, summarily, the same around the globe, but gaining a mastery of your tools and maximizing your advantages impacts your overall performance and outcome on the job.

“Your parental resume much like a professional resume, is a summary of your experiences, skills, and attributes as a person, that showcases your abilities and qualifications to get the job done.”

THERESUME

Whatyoualreadybringtothetable

Your parental resume much like a professional resume, is a summary of your experiences, skills, and attributes as a person, that showcases your abilities and qualifications to get the job done.

Regardless of your level/status as a parent, whether experienced & happy, undecided & learning, or frustrated & done; analyzing your S.W.O.T (Strengths, Weaknesses, Opportunities, Threats) is a step to improving the outcome of your journey, and an effective, inexpensive tool in the operational discharge of your duties.

Strengths: What is that one, two, three, or many positive things that are natural to you and can help foster great outcomes in your parental assignment. It could be anything from your spectacular genes, love for numbers, to something as simple as your sunny smile andfunny accent.

Attributes like empathy, patience, resilience, positivity and homeliness come handy in establishing genuine and respectful relationships with people, much more with children. Bring them to the fore, right under the spotlight.

Weaknesses: We all have them, so you may as well just stay true to yourself, and if necessary, seek the opinion of trusted acquaintances to identify those negative internal traits that stand in the way. Procrastination, edginess, tardiness, inconsistency, self-criticism, and impatience for instance, if unaddressed, can manifest in various aspects of the child's life, shaping their behavior, emotional health, and future relationships. It is crucial to recognize and address these weaknesses, seeking support to provide a more stable, nurturing, and positive environment for the child.

Opportunities: They are all around you; the external factors or situations that you can leverage to enhance your parenting effectiveness. Technological advancement for instance has given us more access to learning materials and resources, cultural exposure, education, community support, improved policies on parental leave, etc. Consider your immediate environment, identify and harness the available opportunities to create an enriching parental experience.

Threats: These are external factors or challenges that could potentially hinder your effectiveness as a parent or negatively impact your child's development. Top on my list currently, is poor work-life balance. The struggle to meet up with financial obligations has driven many families apart. There is also the negative side of social media, migration (JAPA syndrome), moral decadence, societal pressure, and many more. Understanding these threats allows you to anticipate potential issues and take proactive measures to mitigate their effects.

Remember, the purpose of this is to bring visibility to what is already present in your parenting journey. So, just as you would for a secular job, harnessing your strengths and opportunities helps you create a strategic approach to navigating your threats and weaknesses. Below are a few pointers that serve as a guide in improving your parental resume over time:

1. Assess your current skills and strengths: reflect on what you already do well andimprove on it.

2. Set goals for improvement: define your objective and create a plan

3. Expand your knowledge and skills: read and keep reading, attend webinars, seminar, and classes

4. Seek feedback and reflect: keep a journal to track your progress and identify patterns.

5. Enhance practical experience: be physically involved in the activities thatinterest them.

6. Improve communication skills: listen indeed and speak to their heart not just their heads.

7. Build emotional intelligence: you can only give what you have, model control of your emotions.

8. Time management and organization: set priorities and remain consistent in your routines

9. Network with other parents: connect with other parents to share experiences, advice, and support.

10. Stay informed about new developments: you will be shocked at the changes going on, stay updated.

Unlike any other job, parenting is a divine assignment; a unique and profound responsibility that requires continuous self-improvement and adaptation.

It involves creativity, empathy, and intuition to connect deeply with our “visible living future” and navigate the emotional complexities of their growth.

More than ever before, we must rise up to the task and be given to constant learning and self-reflection to effectively guide and support the coming generation through life's challenges and milestones. Parenting is a big deal; UP YOUR GAME!

“Unlike any other job, parenting is a divine assignment; a unique and profound responsibility that requires continuous self-improvement and adaptation.”

WHAT IT IS AND HOW TO PASS IT ON

Have you ever wondered how people born into wealth seem to have had everything given to them since birth? What many people quickly forget is the sacrifice and hardwork thatthe family’s forebears went through to create that lifestyle and privilege. Building wealth is one thing; maintaining it so that future generations can enjoy its benefits is another. The hard reality is that 70 percent of wealthy families may lose all of their wealth by the third generation. In this article, we’ll explore generational wealth what it is, why it’s important, and how to buildit.

WhatisGenerationalWealth?

Much of generational wealth is about accumulated assets, investments, and

financial resources that are handed down from one generation to the next. Indeed, whenever someone mentions “generational wealth,” they usually mean valuable items that are passed down from one generation to the next.

These resources might range from money to real estate, artwork to investments, and even ownership interests in family enterprises. It’s tantamount to laying a solid financial foundation for the future of the forthcoming generation. Thereby opening up doors to better education, business opportunities, and improved quality of life. Families that aim to amass generational riches have some options to explore. Learning about finances, building companies, and investing and saving funds

all fall within the realm of possibilities. It is also crucial for families to nurture an atmosphere where fiscal accountability is valued.

Thus, accumulating wealth for generations to come calls for careful planning and patience. It is a gradual process that demands unwavering commitment. Yet the rewards of generating sustainable wealth cannot be overstated. Families that work toward building generational wealth not only secure a brighter future for themselves but also for their offspring.

ExamplesofGenerationalWealth

Let’s look at the realm of generational wealth by examining real-life examples that vividly illustrate its transformative power. These exam-

ples will showcase how individuals and families have successfully built and preserved wealth over generations. Thereby creating lasting legacies for their lovedones.

RealEstateHoldings

Owning properties that appreciate in value over time can be a significant source of generational wealth. Rental properties, commercial buildings, and family homes are examples of assets that can appreciate and generate income for future generations.

BusinessSuccession

Establishing a successful family business and passing it down through generations can create substantial wealth. By nurturing and expanding the business over time, each generation can benefit from its profitability and build upon its success.

InvestmentPortfolios

Smart investments in stocks, bonds, mutual funds, and other financial instruments can grow wealth exponentially over time. By carefully diversifying investments and leveraging compounding returns, families can buildsignificantgenerationalwealth.

Recent technological advances have also provided access to new asset classes like cryptocurrencies. Its attributes of storing and transferring value without the involvement of third parties can make this digital currency an effective instrument for building wealthacross generations.

Yet, it is crucial to remember that cryptocurrencies are a new and unstable asset class, and there is no assurance that their value will increase in the future.

“The concept of generational wealth cannot be confined to a precise monetary value. It fluctuates according to personal situations, fiscal objectives, and living expenses.”

WhyisGenerationalWealthImportant?

Generational wealth holds immense importance for several reasons:

EconomicSecurity: It provides financial stability, reducing the risk of poverty or financial hardships for future generations.

Opportunity Creation: Generational wealth opens doors to better educational opportunities, business ventures, andoverall prosperity.

Legacy Preservation: It allows families to preserve their values, traditions, and achievements, passing them on to future generations.

Breaking the Cycle: Building generational wealth empowers families to break free from cycles of poverty and create a solid foundation for future success.

As the above rationales suggest, generational wealth is a powerful tool for improving families’ lives. It helps guarantee a brighter future for themselves and their offspring by providing a substantial financial cushion against uncertainty and creating opportunities that would otherwise be out of reach.

HowMuchisGenerationalWealth?

The concept of generational wealth cannot be confined to a precise monetary value. It fluctuates according to personal situations, fiscal objectives, and living expenses. It encompasses a spectrum spanning from hundreds of thousands to millions or even billions of dollars.

The crux of the matter lies in fashioning a significant fiscal buffer capable of supporting succeeding generations and endowing them with avenues for advancement and opportunities.

However, generational wealth has a double-edged aspect as it can contribute to inequality. Families with such wealth can easily amass more, while those without might face difficulty in doing so. Hence, a disparity arises between the rich and poor, causing a wider margin.

HowtoBuildGenerationalWealth:

Building generational wealth requires a good amount of determination, sacrifice, and a sprinkling of luck. Below is a list of practical steps and strategies one can adopt to achieve this goal:

• SpendYourMoneyWisely: Practice disciplined spending habits, prioritize essential expenses, and avoidunnecessary debt.

• Pay Yourself First: Set aside a portion of your income for savings and investments before allocating funds for other expenses.

• Pay Off Debt: Reduce and eliminate high-interest debts to free up more money for wealthbuilding activities.

• Invest in the Stock Market: Educate yourself about stock market investing and consider longterm, diversified investment strategies to growyour wealth.

• Invest in Your Children’s Education: Plan for your children’s future by investing in their education funds, such as Registered Education Savings Plans (RESPs) in Canada.

• Increase Your Income: Seek opportunities to enhance your earning potential through career advancements, additional qualifications, or entrepreneurial ventures.

• Generate Passive Income: Explore avenues for passive income, such as rental properties, dividend-paying stocks, or royalties from intellectual property.

• Invest in Real Estate: Consider real estate investments as a means to accumulate wealth through property appreciation andrental income.

• Build a Business to Pass Down: Establish a profitable business that can be handed down to future generations, ensuring ongoing wealth creation.

By following the practical steps and strategies outlined above, you can set yourself on the path to achieving this goal. Always remember that the journey towards generational wealth demands dedication and persistence,

but the rewards can truly be lifechanging.

HowtoBuildGenerationalWealth withLifeInsurance:

Life insurance can play a vital role in building generational wealth by providing financial protection and creating a legacy for your loved ones. Here are some strategies to consider:

Choose the Right Policy: Select a life insurance policy that aligns with your financial goals. Term life insurance offers coverage for a specific period, while permanent life insurance provides lifelong protection and potential cash value accumulation.

Ensure Sufficient Coverage: Calculate the coverage amount based on your family’s financial needs, including future expenses, outstanding debts, education costs, and income replacement. Adequate coverage ensures that your loved ones are financially secure evenin your absence.

Consider Whole Life Insurance:

Whole life insurance is a type of permanent life insurance that offers both a death benefit and a cash value component. The cash value grows over time and can be accessed during your lifetime, providing a source of savings andpotential investment.

Utilize Cash Value: The cash value accumulated in a whole life insurance policy can be utilized in several ways. You can borrow against the cash value for various purposes, such as funding education, starting a business, or supplementing retirement income.

However, it’s important to consider the impact on the policy’s death benefit and consult with a financial advisor.

Establish a Family Trust: Setting up a family trust and making it the beneficiary of your life insurance policy can help protect the wealth and ensure it is managed according to your wishes. A trust can provide longterm financial stability for your beneficiaries and safeguard the generational wealthyou’ve built.

Review and Update Regularly: Life insurance needs may change over time due to factors like marriage, divorce, the birth of children, or significant financial changes. Review your policy regularly to ensure it aligns with your current circumstances and adjust the coverage amount if necessary. The characteristics of life insurance make it a particularly efficient tool to build wealthfor future generations.

With life insurance, you can make sure that your family’s legacy and aspirations are protected against risks like taxation, market turbulence, and an overall decline in personal health. Families are empowered to appreciate their wealth since it provides a highly predictable sum in an otherwise uncertain environment, free from worries about providing enough support for loved ones.

BooksonBuildingGenerational Wealth:

One key habit of the rich that is not given enoughattentionis reading.

There is a particular reason why wealthy people read so much: money is hidden in the books they read in terms of gaining the “knowledge advantage.” There is an abundance of books about attaining wealth, each with its own unique perspective and approach. The following are a few examples that we recommend:

• “The Millionaire Next Door” by Thomas J. Stanley and William D. Danko: This book examines the common characteristics and habits of wealthy individuals, offering insights on how to accumulate wealth and live frugally.

• “The Simple Path to Wealth” by JL Collins: This book focuses on investing and financial independence and provides guidance on building wealth through a straightforward and sustainable approach.

• “Rich Dad Poor Dad” by Robert Kiyosaki: This bestselling book explores the mindset and strategies needed to build wealth and achieve financial independence.

• “Think and Grow Rich” by Napoleon Hill: This classic book digs into the principles of success and wealth creation, providing practical steps to transform your mindset and achieve financial abundance.

These are only a few of the many remarkable books that tackle the topic of attaining wealth. The best book for you will depend on your individual circumstances and goals. But all of these books can provide you with valuable insights and tips that can aid you on your journey to financial affluence.

“With life insurance, you can make sure that your family’s legacy and aspirations are protected against risks like taxation, market turbulence, and an overall decline in personal health.”

ORIGIN AND MANAGEMENT OF STRESS AND BURNOUT SYNDROMES

1

Stress is part of everyday living and therefore it is an unavoidable part of life. Some stress is normal and even necessary to keep life interesting and challenging. This is known as “Eustress”. Excess stress can however affect your quality of life and your health. This is known as ‘Distress’. Whatever that can cause stress is known as ‘Stressor’.

2

Stress affects each of us differently, and the most effective ways to relieve it are different for each person. Our response to stressful stimuli is known as the ‘Stress response’. The Stress response can be useful when intense focus or a quick reaction is needed. This can be

seen in an athlete who is about to run a 100-meter race or when one has to jump off the road to avoid being crushed by an approaching uncontrollable moving truck. However, it can also interfere with your ability to do complex tasks and interact with other people if the stressful stimuli are much.

If there are too many stressful situations around an individual over a period of time, or there is an ongoing stressful situation, the person may begin to feel miserable and develop some health challenges.

3

When any individual is stressed, the body releases hormones that increase the heart rate and breathing and provide a burst of energy. Nearly all body systems, such as the

heart and blood vessels, immune system, lungs, digestive system, and brain, prepare to cope with the oncoming danger. This is known as the "fight-or-flight" stress response.

This response ranges from barely noticeable to very intense, depending on the situation. When the stressful situation passes, the body usually returns to normal but if the stressful situations persist, the person becomes sick.

4

What is Stress? Stress has various definitions and what appears to be stress to somebody will be regarded as normal to another person. Stress

has also been defined as “any issue, be it mental or physical that disturbs the normal pattern of an individual’ s life over a period of time leading to burnout and other illnesses and thus causing people to become unhappy andless productive intheir work”.

Accordingly, considering the health and lifestyle implications of negative stress that could lead to health challenges and even sudden death, this paper shall be discussing the ‘Distress’ type of stress.

5

‘Distress’ Stress. Distress stress can be defined as “ a physical and psychological process of reacting to or coping with an abnormal situation that places extra pressure on the body”.

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Acute (Short-time) Stress. Acute (short-term) stress is the body's immediate reaction to any situation that seems demanding or dangerous. One’s stress level depends on how intense the stress is, how long it lasts, and how one copes with the situation. The body usually recovers quickly from acute stress, but it can cause problems if it happens too often or one’s body does not have a chance to return to normal.

In people who have heart problems, acute stress can trigger an abnormal heartbeat (arrhythmia) and even a heart attack. Life-threatening or traumatic events, such as sexual abuse, armed robbery attack or war experiences, can cause acute stress disorder or Post-Traumatic Stress Disorder (PTSD).

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Chronic Stress. Chronic stress is a result of a host of irritating issues/hassles or a long-term life condition, such as a difficult job situation, harsh economic condition or living with a chronic disease. In people who have higher levels of chronic stress, the stress response lasts longer.

Over time, chronic stress can have an effect on different organs and results in the following:

a. Cardiovascular System. Stress can lead to high blood pressure, abnormal heartbeat (arrhythmia), problemswithbloodclotting, and hardening of the arteries (atherosclerosis). It is also linked to coronary artery disease, heart attack, and heart failure.

b. Muscloskeletal System. People who are stressed often have neck, shoulder, and low back pain. This may be caused by constant tension in the muscle because of stress. Stress also worsens conditions like the rheumatoid arthritis.

c. Gastrointestinal System. Stress has been fingered as a risk factor in Gastroesophageal reflux disease (GERD), Peptic ulcer disease, and irritable bowel syndrome.

d. Reproductive System. Stress can result in painful menstrual periods, decreased fertility, and erectile dysfunction.

e. Respiratory System. Stress can make symptoms of Bronchialasthma and Chronic Obstructive Pulmonary Disease (COPD) worse.

f. Skin. Stress can make disorders such as acne (pimples) or psoriasis worse.

g. Immune System. Under stress, the body becomes more vulnerable to illnesses such as colds and minor infections to major diseases. If the person has a chronic illness such as AIDS, stress can make the symptoms worse.

dangerously during these years. However, the incidence begins to go down after age 40 in the military but continues to rise in the civilian population supporting the already known fact that increasing age and severe stress increases one’s risk of a heart attack.

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It has been suggested that the decline in the rate of heart attacks in the American Armed forces after 40 may be due to an increase in retirement of those personnel atrisk. This rapid rise in heart attacks between 32 and 42 among the American military personnel has been attributed to be related to psychological stress.

In a recent issue of the Journal of the American Medical Association, it was reported that "stress related conditions are responsible for $10 to $20 billion annually in loss of industrial productivity”. What then is responsible for the increased stress in military members as they approach age 40? The answer lies in the fact that stress is caused by change, and the severity of the stress is related to our confidence in our ability to handle that change.

10

At the age bracket of 30 to 40 years most individuals in productive work begin to consider making changes in their lives. They begin to think about their ability to handle the mounting job responsibilities and the serious competition for promotion and appointments. Many begin to worry about job security, whether to retire and when to retire.

8

It has been shown that the incidence of heart attacks is most common for those who are 40 years old in the United States of America Armed Forces. Particularly, personnel between 32 and 42 years of age are increasingly vulnerable to cardiovascular disease as the incidence of heart attacks continues to rise very

Some worry about meeting financial obligations for the children’s education and other challenges if they retire early. Gail Sheehy, in her book Passages, has identified the age between 30 and 40 as the adult "midlife crisis." She asserted that it is accompanied by a sudden change in the proportion of safety and danger people in this age bracket feel. According to Sheehy: "Somewhere between 35 and 45 if we let our

selves, most of us will have a full-out authenticity crisis". In Nigerian Armed Forces, heart attacks are not yet very common though it has gradually started to appear and the source of this is mainly from stress on the background of uncontrolled hypertension.

Most of them will present with either heart failure or kidney failure and is more common among those who are 50 years and above. The stressinduced cardiovascular incidence appears at an earlier age in the civil populace than the military as the military personnel with risk factors for cardiovascular events are picked up earlier due to the compulsory annual medical screening carried out on the troops.

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It has been established in the Western world that there is a rapid increase in the rate of coronary artery disease between the ages of 30 and 40 and this has been attributed to the onset of midlife crisis which usually begins at 35 years. At this age there is a rapid rise in the rate of heart attacks among American males but that of the women come much later. This difference may be due to the different way men and women perceive stress.

12

The career man realizes that he has reached the midpoint of his life and becomes apprehensive about accomplishing certain goals before it is too late. Time becomes his enemy and all his thoughts is how to beat time for “Time is running out”.

For the woman who had devoted her time to career, children and home, her own thought is what will happen after the children have left home.

What will she do with all the time left? Thus, in midlife crisis the main differences between a man and a woman is that men feel they have very little time while women feel that they have too much time on their hand. Therefore, men react to

the midlife crisis with this serious thought that they have last chance to pull away from the crowd and make it big. They then begin to neglect other aspects of their personalities just to fit into the narrow role of a big corporate player and the corporate bodies encourage their employees to feel that their performance is the only criterion of their self-worth.

Women on the other hand begin to look inwards to find a sense of balance in their lives.

“The society we live set certain standards for us to follow and failure to meet up with the societal standards results in stress. The goals set by the society are usually based on age. At certain age one is expected to have achieved certain milestones in socioeconomic aspects of life.”

For instance, the society assumes that between the ages of 30 and 40 a man by dint of hard work is expected to have married, have a comfortable home, have some properties and have a secured future.

This is very common in the eastern part of Nigeria where a man’s worth is judged by how far he has kept up with his age mates in the societal rung of performance.

Once an individual accepts the society’s time table then he has to do all within his power to keep up with the standards.

If he does not meet up with the standard he begins to question his self-worth and his perception of his self-worth is the beginning of crisis and the resultantstress.

13

The total sum of any stress on an individual is from both the external and internal stresses present in that individual. These stressors come from our jobs, our age, our degree of hostility, perception of time pressure and feelings about our own performance. There is however, one source of stress that is easily overlooked and this is the stress imposed on us by the societal norms.

14 The society we live set certain standards for us to follow and failure to meet up with the societal standards results in stress. The goals set by the society are usually based on age. At certain age one is expected to have achieved certain milestones in socioeconomicaspects of life.

INTERVIEW WITH REAR ADMIRAL (rtd) K.O. KOMOLAFE

Tell us a bit about your background – childhood and family.

I was born on the 29th of June, 1959, in the historic city of Owo, present Ondo State, Nigeria, to Mr. Paul Adedeji and Mrs. Florence Adeyela Komolafe, although my parents are originally from Ijare, also in Ondo State. I have a strong connection to Nigeria's journey as a nation, as I came into this world just a few months before the country gained independence. I am proud to be one of the first set of twins born to my mother, with my twin sister, Dr. (Pastor) Olayinka Opadiya, who is an educator and minister based in Sydney, Australia.

In addition to my twin sister and I, my parents have a total of six other children on my mother's side and fourteen others on my father's side. Despite our relatively large family, we have always remained a close-knit unit, and that bond continues to endure to this day.

During my formative years, which spanned the first 17 years of my life, I received a well-rounded upbringing under the guidance of my parents. This upbringing was characterized by abundant positive parenting, encompassing elements such as affection, the importance of faith, loyalty to family, and a strong commitment to serving the community.

Within our household, which included numerous relatives who lived with us, every individual was nurtured with love and instilled with moral values, emphasizing the distinction between right and wrong. We were taught the significance of setting boundaries and adhering to the golden rule of good discipline.

The affectionate and harmonious relationship between my parents was truly remarkable and served as a profound source of inspiration for us. It became a model for us to aspire to when envisioning our own future homes. My parents were both firm and compassionate in their parenting approach. My innate childhood energy and exuberance often collided with my father's unwavering determination and discipline, including the use of his cane. Undoubtedly, I received the most caning among my siblings, which was quite a challenge given my father's resolute nature and stringent rules.

“Within our household, which included numerous relatives who lived with us, every individual was nurtured with love and instilled with moral values, emphasizing the distinction between right and wrong.”

Tell us about your education.

My father made a huge sacrifice for our education. To him, ensuring the thorough education and training of his children and those under his care was an unwavering commitment. This dedication was steadfast, and nothing could sway him from this unwavering belief. I pursued my tertiary education primarily in the military, both locally and abroad.

My military journey began on July 10, 1978, when I joined the Nigerian Defence Academy as a member of the 24th Regular Course, eventually earning a commission as a Sub-Lieutenant in 1981.

Additionally, I had the privilege of attending the renowned Ghana Armed Forces Staff College for my Junior Course, the Armed Forces Command and Staff College in Jaji for the Senior Course, and the National Defence College in India for the Strategic Defence Course.

In parallel, upon graduating from the Nigerian Defence Academy in 1981, I pursued a B.Sc in Accounting at the University of Nigeria, Nsukka, completing my degree in 1985.

“My father made a huge sacrifice for our education. To him, ensuring the thorough education and training of his children and those under his care was an unwavering commitment.”

How has your upbringing and early life experiences influenced your career path and choices?

My father instilled in us a profound sense of self, fairness, integrity, and a relentless pursuit of excellence throughout our upbringing. These enduring lessons from my formative years emphasize the importance of thoughtful decision-making (i.e., looking before leaping), striving for fair competition without shortcuts, and, above all, entrusting God and providence to guide my path and results once I have made an earnest effort to do what is right.

Consequently, my decision to pursue a military career may be linked to the discipline, determination, and structured environment prevalent in my upbringing. Subconsciously, I likely resonated with the principles instilled at home and viewed the military as a natural extension of the values I had already absorbed. Hence, I can assert that selecting a career in the Navy was a reflection of my upbringing's emphasis on aiming for the best and striving for excellence in all endeavours I undertake.

“...my decision to pursue a military career may be linked to the discipline, determination, and structured environment prevalent in my upbringing.”

In what way did your upbringing influence your philanthropic activities?

Through a series of diverse experiences, I have consistently found one common thread: God's unwavering love for me. This realization has deeply inspired me to express my gratitude for His kindness by serving humanity. In particular, as God has answered my prayers during my most desperate moments, I am compelled to reciprocate His love by extending it to others. My actions and intentions are genuinely driven by a thankful heart.

Also, growing up under my mother's care, compassion became an integral part of my character. She consistently went above and beyond to alleviate the suffering of others, displaying an unwavering commitment to help, often at the cost of her own comfort. Her innate ability to identify and respond to the needs of others, coupled with her transparent and compassionate demeanor, set a shining example for me, my siblings, and anyone fortunate enough to cross her path. In essence, my mother's influence played a significant role in shaping my dedication to philanthropic endeavours.

Thirdly, I have come to understand that a person ceases to grow the moment they prioritize selfcentered living. According to divine design, our purpose is to live for one another. True fulfilment and the genuine essence of life emerge when we give to others and serve a higher purpose, namely God.

This perspective resonates strongly with the renowned Russian novelist Leo Tolstoy, who aptly stated, “By serving Him, I enhance both my own well -being and the well-being of the entire world. In failing to serve Him, I relinquish my own good and withhold from the world the good I had the power to create. It is through persistent, wholehearted service to God and others that the testimony of truth transforms into unshakable spiritual strength”.

Your education was intertwined with your military training. Tell us some highlights of your military journey.

During my service in the Nigerian Navy, I held various roles, including serving as the Aide-De-Camp to the Chief of the Naval Staff and as a Directing Staff member at the Armed Forces Command and Staff College. My naval career reached its pinnacle when I was appointed as the Chief of Accounts and Budget of the Nigerian Navy before my voluntary retirement in 2013.

Since retiring, I have remained actively engaged in the corporate world, serving on the boards of several companies across industries such as oil services, financial services, vessel construction and maintenance, and education.

Additionally, I am deeply committed to the Rehoboth Dream Solid Foundation, which is a cause I hold close to my heart. Also close to my heart is my service in the house of God, which I find very rewarding. Through this service, I have had the opportunity to bring many people to the Kingdom of God and serve humanity.

“My naval career reached its pinnacle when I was appointed as the Chief of Accounts and Budget of the Nigerian Navy before my voluntary retirement in 2013.”

your success and dedication during your 33 years of service in the Nigerian Navy?

It is often said that 'it takes a village to raise a child,' a widely recognized African proverb. I am not only a product of my family's values and upbringing but also a result of the influence of the community that nurtured me.

Rear Admiral Komolafe with course mate and former Chief of Naval Staff, Vice Admiral U.O. Jibrin.

The principles instilled in us at home seamlessly aligned with the practices and values prevalent in our community. This harmonious blend left no room for confusion in our young minds. Consequently, the ethics of courage, honesty, respect, integrity, simplicity, modesty, and reverence for God that I absorbed during those formative years have unquestionably guided me throughout my career and continue to do so in retirement to this day.

These values, notably, are timeless and unwavering, having held their significance in the past and destined to do so for eternity. Their enduring utility remains undeniable. While it may appear that shortcuts and bending the rulebook have led to success for some, it is crucial to recognize that no one has ever, or will ever, evade the consequences of their choices.

Aligning with the scripture's wisdom of not being "unequally yoked together," my wife and I recognized the importance of shared values, vision, and mission. Our journey as a praying family, prioritizing a relationship with God, has been instrumental

Open and honest conversations from the outset allowed us to establish clear family goals and preemptively address potential challenges. Effective communication, underscored by understanding, trust, and compromise, has been essential for our collective well-being.

Incorporating values like mutual respect, equity, generosity, love, compassion, intimacy, and affection have been our guiding principles. Upholding equity meant supporting my wife's career aspirations just as fervently as I pursued my own, even when it meant navigating the challenges of my military commitments.

“I am not only a product of my family’s values and upbringing but also a result of the influence of the community that nurtured me.”

FAMILY AND PARENTING

Above all, commitment has been the bedrock of our journey. This extends beyond physical fidelity to encompass spiritual devotion. When one remains sincere and steadfast in their connection with a higher power, it becomes second nature to honour commitments to family, responsibilities, and society This dedication transforms us into reliable caretakers of our roles as parents, spouses, and citizens.

Permit to say, even after 34 years of marriage, I acknowledge that I am continually learning to improve as a father, husband, in-law, and servant of God. Marriage is akin to assembling a complex puzzle; each piece contributes to creating a harmonious and joyful family unit. As an ongoing, lifelong endeavor, every household is unique, and its journey is an evolving narrative of growth and unity.

You have been married for over 34 years. Can you share with us some of the marital values that have kept your marriage?

I am happily married to Abimbola Joy Komolafe, a seasoned professional in the fields of accounting and banking. Together, we have been blessed with three wonderful grown-up children. Each of them has been blessed in their own unique way, all by the grace of God.

The sentiments on marriage expressed by the late composer, Franz Schubert, resonate deeply with me. He aptly stated that finding a true friend in one's spouse brings unparalleled happiness. A successful marriage not only elevates individual happiness but also strengthens families, propels communities forward, and contributes to a flourishing society.

“Permit to say, even after 34 years of marriage, I acknowledge that I am continually learning to improve as a father, husband, in-law, and servant of God.”

How do you and your spouse maintain a healthy and fulfilling relationship despite the time constraints and separations that may arise from your work commitment while you were in service?

In the pursuit of a vision of married life centered around spending quality time together and building each other up, the concept of "cleaving and becoming one flesh" as mentioned in Genesis 2:5 is emphasized. However, in the modern age, achieving this ideal has become challenging. My naval career was time-consuming and demanding, it actually kept me away from my family for extended periods.

Yet, through shared values and common goals, my wife and I overcame these obstacles. Her remarkable resilience, understanding, and patience shone as she shouldered the responsibilities of both mother and father while excelling in her own career as an accountant, banker, and finance specialist.

Communication played a pivotal role in our success, with daily calls, emails, letters, and visits, we maintained our connection. Spontaneity injected freshness into our relationship, preventing monotony.

Prioritizing family time during my limited days at home was a principle I adhered to, and open discussions about responsibilities prevented resentment. Supporting my wife's self-actualization in her career was vital; her talents in finance-related fields were nurtured through my encouragement and advice.

Ultimately, our family's reliance on prayer and prioritizing God's guidance contributed to our journey. Leaving nothing to chance and putting God first became the cornerstone of our approach.

“Communication played a pivotal role in our success, with daily calls, emails, letters, and visits, we maintained our connection. Spontaneity injected freshness into our relationship, preventing monotony.”

How has your military background influenced your parenting style, and what lessons or principles have you learned from your service that you pass on to your children?

The Yoruba adage, "A lion’s cub can only but be like the lion," encapsulates the idea that traits are inherited. Growing up in an organized family, I embraced the principles of commitment, sacrifice, and hard work instilled by my father. These values made military life's strict regimentation feel familiar.

However, the stresses of military life, including separation and the risks of the job, often strain marriages and families. Coping required fostering personal responsibility, independence, and focusing on essentials.

Shielding children from life's realities was not our approach; instead, we guided them through life's challenges, knowing they would emerge stronger despite psychological bruising. Understanding military family dynamics came with time and lessons. Even now, as my children are adults, I continue to learn. A crucial step in family life is comprehending its uniqueness, addressing weaknesses, and fortifying strengths.

“Shielding children from life's realities was not our approach; instead, we guided them through life's challenges, knowing they would emerge stronger despite psychological bruising.”

CAREER

You had a long and illustrious career in the Navy culminating in your selection as the Organisation’s Chief of Accounts & Budget and promotion to the rank of Rear Admiral, what would you say were the values and ethical practices you held dear that led to your promotion to the rank of Rear Admiral?

It is a long story that I am happy to share with your readers. Becoming the Chief of Accounts & Budget (CAB) for the Nigerian Navy marked the pinnacle of my career. Interestingly, this role served as my final position before I chose to retire voluntarily. To provide a clearer understanding, the CAB is responsible for overseeing the finances of the Navy, including managing funds, crafting financial policies, and providing guidance for the financial activities of all naval ships, units, commands, and establishments.

Rear Admiral Komolafe and family.

utilizing Service financial resources align directly with the objectives and operations essential for realizing the Service's vision, mission, operational imperatives, and constitutional mandate.

This can be seen as a challenging clash between the CAB's role as an impartial overseer and the various interests that may run counter to the overarching Service priorities. Remarkably, this fiduciary responsibility mirrors the core ethical principles of the accounting profession, emphasizing objectivity and a commitment to serving the broader public interest rather than narrow interests.

Furthermore, upholding unwavering principles of honesty, decency, and strong moral values in every circumstance was an indispensable aspect of my

journey. This commitment allowed me to swiftly establish a reputable brand and gain recognition. Naturally, this dedication came with sacrifices to my personal well-being, health, and time, as it became a known fact that for prompt and impeccable results, one should turn to KOK (an abbreviation of my full name, Kehinde Olatunbosun Komolafe).

I found myself inundated with a multitude of responsibilities, many of which were unrelated to my specialization in finance. Nevertheless, this did not come as a surprise, as in the Armed Forces, diligent effort often results in even more tasks and greater responsibilities.

“I found myself inundated with a multitude of responsibilities, many of which were unrelated to my specialization in finance. Nevertheless, this did not come as a surprise, as in the Armed Forces, diligent effort often results in even more tasks and greater responsibilities.”

Throughout my career, I found other ethical values to be incredibly valuable, with professional competence being paramount. Early on, I learned that the true measure of one's contribution as an accountant is not solely based on meticulous number-crunching but rather on the extent of cross-functional support and value they bring to the organization.

Being able to transcend the boundaries of one's specialization, envision the broader context, and collaborate seamlessly with other departments or branches to enhance the Service was a crucial aspect of my approach. Equally significant were the values of confidentiality, due diligence, steadfastness, and unwavering consistency. To earn credibility, it is imperative to take a stand, establish a distinct identity, and ensure that your values remain steadfast, unaffected by the unpredictable shifts of circumstances, much like a weather vane in a storm.

At this juncture, I wish to acknowledge the unwavering support I received from Admiral Ola Sahad Ibrahim, who, at the time, served as the Chief of the Naval Staff and later assumed the role of Chief of Defence Staff. It was during his tenure as Chief of Naval Staff that I assumed the role of the CAB, with the understanding that he held the authority to replace me if dissatisfied with my performance. Despite encountering persistent pressure from influential figures to remove me from my position on more than two occasions, Admiral Ibrahim stead-

“...I wish to acknowledge the unwavering support I received from Admiral Ola Sahad Ibrahim, who, at the time, served as the Chief of the Naval Staff and later assumed the role of Chief of Defence Staff.”

fastly resisted these pressures. Instead, he offered continuous support and commendation for my work. In 2012, as a testament to my contributions, he recommended me for a prestigious National Award (CON). Remarkably, I stood as the sole Naval personnel recommended for this honour that year among a pool of approximately sixteen thousand people.

Admiral OS Ibrahim exemplified the model officer –erudite, eloquent, intelligent, and unfailingly courteous. He embodied the ideals from which the phrase 'an officer and a gentleman' originated. The Admiral held everyone to a lofty ethical standard, recognizing the importance of sacrifice for the collective welfare and the duty to consistently act in the public's best interest. For affording me the opportunity and environment to thrive, I owe him a profound debt of gratitude.

To illustrate the effectiveness of another ethical value, namely 'plain speaking', I will like to share an example that demonstrates its significance in achieving set objectives. In this instance, I was tasked with presenting and defending the Nigerian Navy's budget before the Minister of Finance. During the budget interactive session, the Minister of Defence highlighted the need to establish welfare secondary schools for the Navy, even in locations where our presence was limited.

When I had the chance to speak after the Minister, I respectfully opposed this proposal. I emphasized that the Navy's primary operational focus lies within the maritime domain. Therefore, our essential requirements to fulfil our constitutional mandate revolve around ships, patrol boats, and helicopters not secondary schools, especially in areas where the Navy lacked bases. By voicing this concern, I aimed to redirect attention towards projects more aligned with the Navy's core responsibilities.

Fortunately, the Minister of Finance considered my objection seriously and adjusted the Navy's capital budget accordingly. While this decision was not well-received by the Minister of Defence, I stood by my stance.

Despite facing criticism for my objection, I have no regrets, as my actions were driven by a sincere commitment to the best interests of the Service and the Nation. Leadership involves making principled decisions to uphold what is right, even if they are unpopular.

PHILANTHROPY

You passionately nurtured and mentored teenagers for over two decades irrespective of their social background. What prompted this decision and how would you describe your experience?

I drew inspiration from the scripture: "But Jesus said, Suffer little children, and forbid them not, to come unto me: for of such is the kingdom of heaven." This guided me to align with the idea of empowering others, akin to teaching someone to fish for a lifetime instead of just providing a fish for a day.

My journey into mentorship began unexpectedly, initially entrusted by the church and later embraced with enthusiasm. Witnessing the transformation of individuals, like a caterpillar becoming a butterfly, is profoundly rewarding.

Guiding people to become engaged, competent citizens who contribute to society and fulfil their responsibilities to both humanity and God is truly fulfilling. This transformative impact fueled my commitment to mentorship.

In summary, I find "nothing as rewarding as service to God and mankind." Choosing to serve others rather than only focusing on oneself leads to growth and flourishing, preventing stagnation.

PERSONAL VALUES, ETHICS AND CULTURE

expectation of their own contemporary period is different from what obtained before. Is this position valid and what are your views on the values the youths of today have from a values, ethics, and cultural perspective.

The differences in pressures and expectations faced by today's youth compared to the past are evident, affecting both young individuals and society as a whole. These variations are a natural outcome due to evolving times and circumstances. Different environments impose unique pressures on individuals, a concept well-recognized in educational psychology.

The contemporary era witnesses significantly heightened pressures due to scientific and technological advancements, population growth, climate change consequences, evolving values including gender and human rights, competition for dwindling natural resources, and other emerging realities. Furthermore, there is a trend towards stronger spiritual connections, albeit often diverging from traditional religious teachings.

Furthermore, the contemporary world has evolved into a tightly-knit global community, resulting in a diminished reliance of modern households on local resources for essential needs. External influences have begun to outweigh internal ones, as technological advancements, improved transportation, and enhanced communication methods expand ecologi-

Consider a scenario where you reside in Nigeria but are more exposed to foreign media. This exposure significantly impacts your values, ethics, and cultural perspectives. Regrettably, many young individuals no longer possess the ability to converse in local languages – a crucial means of transmitting indigenous values and culture. This shift cannot be solely attributed to them, as foreign languages like English, French, and Chinese have become dominant in numerous societies, overshadowing local languages which are often labeled as vernacular and sometimes even discouraged within educational institutions.

The values held by today's youth are a result of a world that prioritizes legality over morality and places a higher value on money than on traditional societal values. In essence, people today, especially the youth, are influenced by the changing norms and ethics of this new era. In a society driven by materialistic desires, individuals have transformed into opportunistic beings. Nonetheless, it is in our best interest to counter this trend by advocating for moderation and a sense of reverence.

“The values held by today's youth are a result of a world that prioritizes legality over morality and places a higher value on money than on traditional societal values.”

Rear Admiral Komolafe with Admiral O.S. Ibrahim, former Chief of Naval Staff and Chief of Defence Staff (2012-2014).

Nigeria’s 2023 election revealed the level of tribal division amongst Nigeria youth despite the country having a host of schemes and agencies established to strengthen ethnic unity. How can Nigeria benefit from its cultural diversity and strengthen its unity?

The impact of the 2023 elections on the youth and elderly in Nigeria is still a subject of debate. It is possible that the youth exhibited more intolerance in expressing their prejudices and frustrations, while the elderly's wisdom guided them towards restraint. Scarce employment opportunities intensified competition among the youth, leading to unfavourable behaviours. Exploiting fault lines like tribal divisions became a tool for personal gain.

In my view, a national leader promoting equal opportunities regardless of tribe could foster unity among Nigeria's diverse nations. If one tribe gains advantages through its representation in power, it is only natural for others to seek the same for themselves. This underscores the need for inclusive leadership to build a foundation for unity.

Ensuring job opportunities for the youth is essential to foster a unified society. By securing meaningful employment and meeting their needs, we can harness the benefits of our cultural diversity. An idle youth can lead to negative outcomes. I also hope for a future where competence and merit outweigh nepotism, tribalism, and other divisive practices in Nigeria. Until then, embracing our cultural diversity positively may remain a challenge.

In my view, prioritizing nationalism in leadership and generating employment opportunities will have a greater impact than relying solely on media, Unity Schools, or National Orientation Agency for promoting unity.

ENHANCING EDUCATION

What would you say are the major challenges of the education sector in Nigeria?

Education in Nigeria is confronted by numerous challenges. One primary issue is the lack of acknowledgment of education's pivotal role in development. Recognizing its importance would encourage the mobilization of national resources towards its advancement. The previously esteemed status of teachers was tied to the value placed on education.

However, changing societal values now lead to instances where someone like "Miss Unilag" receives more recognition and rewards than the highestachieving graduate. This insufficient recognition of education contributes to problems such as limited funding, inadequate infrastructure, difficulties in

attracting dedicated educators, and various other issues. In a nutshell, education in Nigeria suffers from ineffective leadership, government insincerity, inadequate funding, corruption, poor planning, and a lack of autonomy.

“In a nutshell, education in Nigeria suffers from ineffective leadership, government insincerity, inadequate funding, corruption, poor planning, and a lack of autonomy.”

The emphasis on education in Nigeria postindependence was on such professions as medicine, law and accounting amongst others to the detriment of particularly Science, Technology, Engineering and Mathematics disciplines. Could this skewed preference be responsible for the present low industrialization of the nation? How can this be addressed?

Allow me to express my candid opinion. Firstly, the purported emphasis on the fields of Medicine, Law, and Accounting - what tangible outcomes has it yielded? Regrettably, it has not translated into improved healthcare services, a more equitable justice system, or a strengthened financial and accounting framework for our nation.

Secondly, it is important to note that STEM education has not been disregarded in Nigeria's educational planning. While there is a renewed focus, this resurgence is largely due to substantial grants from the global North, earmarked to bolster STEM education.

We previously had flourishing industries that have now become stagnant. It is worth considering why this shift occurred. In his book 'How Europe Underdeveloped Africa,' Walter Rodney proposed that colonizers provided Africans with education intended to serve the masters' interests. This perspective suggests that we might have inadvertently hindered the development of our continent and, consequently, our country.

It is disheartening to see the challenges Africa faces despite gaining independence. While progress has been made in some areas, it is important to address the barriers preventing advancements in science and technology. Reevaluating and refocusing on education, infrastructure, and innovation can pave the way for a brighter future. Learning from the successes of other formerly colonized nations like India can offer valuable insights and strategies.

Nigeria's government and academia need to strongly realize the transformative power of education and prioritize it urgently. Time is running short, but the decision to act remains within our control.

visit in a subsequent phase.

Considering the gamut of problems besieging the education sector, how best can civil society and the private sector participate in alleviating the problems.

Civil society should persist in advocating for education to be recognized as a potent catalyst for change and to rally resources in its favour. While the private sector has made commendable investments in private schools, there remains a need for greater efforts to achieve a significant impact.

I urge them to explore avenues of support such as providing grants, scholarships, fellowships, and endowments to educational institutions. Contributing to curriculum development could also be a valuable way for them to contribute to the advancement of education.

One aspect of Rehoboth Dream Solid Foundation’s focus is education. How can it be better positioned to serve its stakeholders more effectively.

We aim to comprehensively understand the challenges faced by universities and establish collaborative partnerships with these institutions, providing student-centered support that benefits both the institutions and students, especially those in need.

ensuring the continuous advancement and investment in education.

“Our efforts will encompass urging both governmental bodies and individuals to maintain their support for NGOs, thus ensuring the continuous advancement and investment in education.”

ECONOMIC EMPOWERMENT

Youth unemployment is a major challenge in Nigeria; however, export of human capital is a veritable source of income to countries such as India and Bangladesh. Why can’t human capital export from Nigeria be seen as a positive development rather than it being seen as brain drain? Furthermore, what can be done to optimize this window of opportunity?

The export of human capital from Nigeria is more accurately described as 'brain drain' rather than a positive development. This is because Nigeria currently faces a shortage of professionals in crucial fields such as medicine, engineering, ICT, and agricultural engineering, and the departure of the best talents exacerbates this issue. The significant number of individuals leaving Nigeria, while many have

Rear Admiral Komolafe (right) as ADC to Vice Admiral Koshoni (center).

a desire to remain in their home country, but factors such as inadequate compensation, insecurity, deteriorating infrastructure, and unfavourable work conditions push them to seek opportunities abroad. The healthcare system is notably affected, with a shortage of medical personnel like doctors and nurses. Importantly, many of those leaving have no plans of returning and are opting to acquire citizenship in other countries.

This trend, known as the "Japa syndrome," poses a considerable challenge to Nigeria, as the negative repercussions far outweigh any perceived benefits. Alarmingly, even some professionals who migrate from Nigeria do not find professionally fulfilling roles in their new countries. While many Nigerians in this group send remittances back home to aid their families, these financial contributions do not directly contribute to the technical innovation required for significant breakthroughs. Nigeria should strive to cultivate an environment that not only retains the limited pool of local professionals but also entices foreign talent to participate, thereby enhancing the overall quality of local expertise and innovation.

“Nigeria should strive to cultivate an environment that not only retains the limited pool of local professionals but also entices foreign talent to participate, thereby enhancing the overall quality of local expertise and innovation.”

A key driver for the development of most developed countries is the emphasis on technical and vocational training for the youths. This contradict Nigerians’ penchant for university degrees for youths at the expense of developing technical, vocational and entrepreneurial capacity. How can Nigeria develop and optimize vocational, entrepreneurial and technical training?

The lack of adequate technical and vocational training for Nigerian youth is evident, particularly in sectors like the building industry. This is noticeable as the industry often relies on skilled artisans from neighbouring countries like Benin, Togo, and Ghana. The consequences of this gap are apparent and need to be addressed to nurture a skilled domestic workforce.

Chinese companies in Nigeria are currently employing expatriate artisans for projects, which raises concerns given local youth unemployment. The preference for foreign artisans might stem from their perceived higher quality. Unfortunately, the poor quality of Nigerian artisans is influenced by inadequate vocational training centers and the negative perception of artisanal jobs among young Nigerians.

Numerous technical training schools, polytechnics, and universities in Nigeria lack essential training aids. Regrettably, those in authority appear to be either perplexed or indifferent to this pressing issue. To enhance Nigeria's vocational, entrepreneurial, and technical training, we can draw inspiration from successful models worldwide. Following India's path, we should begin with foundational steps and steadily progress. India started as an apprentice to industrialized nations but has now achieved remarkable feats like landing on the moon.

It is essential to approach this journey with humility and a commitment to steady growth. We must prioritize investments in developing basic skills and training science teachers in Nigeria rather than focusing heavily on cutting-edge technology. The past experience with the failed space science investment in Abuja's space center suggests that there is not currently a comparative advantage for sustaining cutting-edge technologies in the country.

The National Board for Technical Education in Nigeria requires revitalization to stimulate significant investments in staff and infrastructure for vocational education. This requires a deliberate government policy with defined targets for training across various fields. Adequate budget allocation is crucial to support the implementation of this plan. In a recent global labour report, it was highlighted that developed economies currently have a greater demand for artisans compared to high-skilled labour. This situation presents us with an advantageous opportunity to invest in and enhance vocational education, not only for domestic use but also with the potential for international export.

Some of the questions I ask myself sometimes are: What is the current status of our Technical Aid Corps? Why does Apple, which sells millions of products in Nigeria, not have a single service center in the country to provide maintenance skills? Similarly, despite having many Nigerian clients, including the President, why does Mercedes not have a significant service center in the country? These instances reflect missed opportunities. There is untapped potential, and there is room for improvement at all levels.

What advice would you give to individuals seeking financial independence and stability, particularly those in the military or a similar field with unique financial considerations?

Military personnel should understand that their profession requires a higher degree of sacrifice than it offers in material rewards. Therefore, it would be unrealistic for aspiring enlistees or current servicemembers to expect to amass significant wealth akin

to that of Bill Gates or Aliko Dangote. Such expectations are simply not consistent with the nature of the profession. The key question is: How can individuals from the military or similar backgrounds strive for financial independence and stability? To start, it is essential to set realistic expectations grounded in objective reality. Define the quality of life you aim for, especially during retirement. Afterward, aim to maximize earnings within reason, save a substantial portion of your income, and diligently invest to the best of your ability. This approach gradually enhances your capacity to generate passive income.

When delving into investments, explore opportunities in the capital market, money market, and real estate. Opting for off-plan property investment can be advantageous, it offers a flexible payment schedule that assists in managing expenses. Remember the valuable principle that no investment amount is too small to begin with. Do not feel the need to wait until you accumulate vast sums; even a modest start can lead to significant growth. Keep in mind the adage that Rome was not built in a day and every journey starts with a single step!

It is important to recognize early on that your current income serves both your active years and retirement. Remember, expenses during old age may not differ significantly from your active years due to health bills, utilities, and daily living costs. Be wise with your spending now, avoiding frivolous expenses. Give self-improvement a priority, continuously pushing your limits for personal growth. Avoid fraudulent activities, as they stifle creativity and become a spiritual burden.

Finally, I recommend embracing generosity by investing in acts of charity. Becoming a source of blessings for others is a fulfilling path. It also pleases the creator. So, I say, now is the perfect

You are the cofounder of the RDSF. What inspired you to establish the Foundation?

I hail from a lineage of resolute individuals with a deep commitment to values such as faith, family, self-sufficiency, and community engagement. We are naturally wired to tackle challenges head-on once we recognize them. In the case of the Rehoboth Dream Solid Foundation (RDSF), our motivation stemmed from the recognition of a gap in education and employment. In Nigeria, the literacy rate stands at approximately 62 percent, indicating that a significant portion of the population, roughly 38 percent, lack basic literacy skills. Furthermore, the digital literacy rate remains relatively low at around 50 percent, and the unemployment rate is notably high, reaching 33 percent. These alarming statistics are enough to inspire compassion in anyone with a Christ-like spirit.

My wife and I could not ignore some of the things we saw happening around us as a result of poverty, and that prompted us to establish RDSF. Our primary mission is to enhance general education policies and provide invaluable educational support and skill acquisition opportunities to exceptionally talented yet underprivileged young individuals. By the grace of God, RDSF has made remarkable progress in this direction. What was once an ad-hoc initiative primarily managed by my immediate family has transformed into a fully established organization.

We now have our own dedicated offices and a team of dedicated staff, enabling us to pursue our mission through seven distinct lines of effort as outlined in our object clause.

The foundation's growth was enhanced by first, the quality and dedication of members of its Board of Trustees and staff, both permanent and volunteers. Also by its connecting with individuals who shared their desire to help but lacked the time to do so effectively. By identifying and collaborating with a reputable organization like RDSH, they were able to channel their contributions towards benefiting society.

In our work, we embrace a comprehensive cradle-to -graduation approach. We start by identifying and supporting exceptionally talented, yet underprivileged students, whether at the secondary or university level. Our commitment extends to covering their educational expenses until they successfully graduate from university. In this regard, the Foundation has awarded more than 250 scholarships and undertaken projects in over 43 institutions. Additionally, the Foundation has positively impacted the

Rear Admiral Komolafe at NDC reunion in New Delhi.

lives of over one thousand individuals through its soft skills programmes. It is heartening to note that many of RDSF's beneficiaries, once facing poverty, have now become self-sufficient breadwinners and active contributors to the society.

The Foundation's renowned lecture series have played a pivotal role in influencing discussions surrounding the development, implementation, and modification of educational policies in Nigeria. The resulting communiques from these lectures have been widely disseminated to key stakeholders, including the Federal Ministry of Education, state ministries of education, and various tertiary institutions such as universities and polytechnics across the nation.

What is your long-term vision for your philanthropic work in education? How do you envision expanding or deepening your impact in the coming years?

My enduring goal is to guarantee that every exceptionally talented child has the opportunity to receive an education, regardless of their financial circumstances. To enhance our long-term impact, we recognise the potential issue of donor fatigue.

Therefore, our primary objective is to empower RDSF to achieve financial self-sufficiency, enabling us to fulfil our service delivery goals independently. This strategy involves collaborating with donor agencies that offer matching funds for each Naira raised by the Foundation. Additionally, it entails strengthening the Foundation's financial holdings in both money and capital markets to generate the necessary funds to support RDSF's initiatives.

We will continue to form partnerships with other NGOs and team up with individuals who share similar values and seek a reputable entity like RDSF as a platform for their philanthropic involvement and contributions. Ultimately, our goal is to establish secondary schools in four locations across the country to meet the needs of those we serve. We plan to collaborate with individuals and organizations interested in supporting us to achieve this. This is the legacy we plan to build, and we hope it will endure beyond our lifetimes.

Based on your experience on the Board of RDSF, what would be your counsel to Nigerians interested in joining the board of an NGO or seeking to set up one?

The demand is evident, and the challenges are substantial. Whether it is addressing literacy, providing entrepreneurship training, nurturing leadership skills, supporting internally displaced persons, conducting medical outreach, or offering trauma

care, the needs and gaps are profound and demand immediate attention. Therefore, I would emphasize the importance of self-awareness and identifying your passion as a crucial first step. Afterward, you can focus your efforts on either establishing an NGO to tackle the identified issues or collaborating with a reputable organization like RDSF through financial donations, participating in their programmes, or simply volunteering your services. The possibilities are extensive, and the rewards, both spiritually and morally, as well as in terms of personal growth, are profound and fulfilling.

Which of the projects/programmes executed by the Foundation would you consider the most emotional to you and why?

Every child holds a special place in the hearts of their parents. Likewise, for me, each project or line of effort embodies a distinct set of circumstances and responses to the challenges observed. All these endeavours are equally treasured, and I will not prioritize one over the others. Is it the scholarship scheme, which has uplifted disadvantaged youth from poverty, or the projects sponsoring, which has alleviated some of the financial challenges faced by aspiring entrepreneurs? Or it is the skills acquisition programmes, providing young people with valuable ICT and digital skills, transforming them into more productive members of society.

Then there is the Teachers' Excellence Award, reshaping the perception of teachers and ensuring their recognition and rewards in both this life and the next. And let us not forget the annual lecture, a cornerstone for policy formulation and enhancement in education. The publication of Thinking Aloud Magazine has been instrumental in inspiring hope and propagating a renewed spirit of affirmative action for all that is virtuous. And, of course, there are the discreet and open donations to noble causes each contributing to a brighter future. Indeed, how could I possibly overlook any of God's blessings through these projects? I hold each one dear and am profoundly thankful for the privilege to contribute and serve.

“...Indeed, how could I possibly overlook any of God's blessings through these projects? I hold each one dear and am profoundly thankful for the privilege to contribute and serve.”

THE BENEFITS OF PLAYING GOLF FOR JUNIORS

meeting people they might not have encountered otherwise.

Additionally, golf offers both individual competition and team events, fostering a sense of camaraderie and teamwork. Many local clubs have junior programmes focused on making golf accessible and enjoyable for young players. These programmes emphasize fun, which is the primary benefit for any child taking up golf.

PhysicalBenefits.

INTRODUCTION

Golf is a sport that offers a wide array of benefits for juniors, ranging from social and physical to mental and emotional advantages. Encouraging young individuals to take up golf can significantly contribute to their overall development and well-being. This article explores the numerous benefits of playing golf for juniors, providing insights into how this sport can positively impact their lives.

Golf is often perceived as a game for adults, but its benefits for juniors are immense and multifaceted. From promoting physical wellness to enhancing social skills and fostering mental discipline, golf provides a unique platform for young people to grow and excel. By participating in golf, juniors can develop essential life skills while enjoying a fun and challenging sport.

SocialBenefits.

Junior golf is a gateway to making lifelong friends and engaging in a fun, challenging activity. The golf course is a safe environment for juniors to learn and grow. The game demands honesty and helps develop problemsolving skills, which are crucial in life. Interacting with other golfers allows juniors to develop good social skills,

Golf is a safe, non-contact sport, making it appealing to many juniors. It promotes hand-eye coordination, balance, core strength, and flexibility. Unlike many other sports, golf can be enjoyed for a lifetime. In an era dominated by screen time, getting juniors out in the fresh air for some exercise is highly beneficial.

Numerous golf programmes, run by the Nigerian Golf Federation (NGF), golf enthusiasts, and PGA professionals, train juniors in a fun environment. These programmes teach golf fundamentals while also developing essential movement skills.

MentalBenefits.

Golf is a challenging game that mirrors life's complexities, helping junior golfers develop patience, discipline, and focus. The best golfers in the world face disappointing games, learning to develop self-control, learn from their mistakes, and turn those experiences into opportunities for improvement. These skills are invaluable in life, whether in business or personal situations.

“Golf is often perceived as a game for adults, but its benefits for juniors are immense and multifaceted. From promoting physical wellness to enhancing social skills and fostering mental discipline, golf provides a unique platform for young people to grow and excel.”

BEYONDTHEGREENS:GOLFANDCHILDREN

Promotes Physical Wellness. Playing golf helps children lead an active lifestyle, contributing to their overall health and fitness. It also educates them about their bodies and the importance of nutrition, strength training, and cardio.

Improves Hand-Eye Coordination. Golf requires mastery of various strokes, enhancing children's hand-eye coordination, a skill useful in many other sports and daily activities.

quick analysis and decision making skills.

Builds Self-Confidence. Making decisions on the course helps children develop confidence in their abilities, which translates into other areas of their lives.

Allows Them to Spend Time Outside. Exposure to fresh air and sunlight improves mood and immune systems, andenhances sensory skills.

Teaches Them About Etiquette. Golf's rules teach children politeness, respect, andawareness of others.

Enables Them to Make New Friends. Golf provides opportunities for social interaction, leading to lifelong friendships.

Creates an Opportunity to Interact with People of Different Ages. Children learn to communicate with adults, improving their social and communication skills.

It is an Activity for the Whole Family. Golf can be enjoyed by the entire family, creating lasting memories and encouraging quality time together.

“Making decisions on the course helps children develop confidence in their abilities, which translates into other areas of their lives.”

golfers of all ages and skill levels. Our professional, personalized instruction and golf camps provide a fun and engaging environment for children. As they grow, they have access to various practice facilities, helping them improve their skills.

If you are interested in learning more about how your children can become part of our golf experience at The Cliffs, it all begins with a golf membership. Schedule an in-person visit to experience our community firsthand andsee the benefits of being a member at The Cliffs.

“Golf can be enjoyed by the entire family, creating lasting memories and encouraging quality time together.”

CONCLUSION

As highlighted, golf offers enormous benefits for junior golfers. It not only equips them with a set of golfing skills but also imparts essential life skills, all while making friends along the way. The sport promotes physical wellness, improves hand-eye coordination, develops problem-solving skills, builds self-confidence, and provides opportunities for social interaction and lifelong friendships.

INTERVIEW WITH FLORENCE ATULUKU

PERSONAL INSIGHTS

The legal profession provides a wide array of specializations and interests, what are you passionate about as a legal professional?

My passion to impact lives by providing innovative solutions to complex issues/situations, and helping the indigents and the vulnerable in society are the foundation of my practice as a business law and corporate governance practitioner.

While making money is important, being able to provide solutions to businesses and individuals, and helping to meet the needs of others in whatever environment I find myself in are what drive me most.

As such in my practice, legal support starts with helping clients to identify their specific needs, developing implementation strategies, handholding, managing legal issues that may arise, ensuring compliance with regulatory and best practices codes, developing and advising on succession strategies for continuity, ensuring that businesses and projects are managed in a manner that delivers return on investments to investors, donors, benefi-

ciaries and all relevant stakeholders. Unresolved issues, and unmet needs of others whether or not there is economic value for me, keep me awake!

“My passion to impact lives by providing innovative solutions to complex issues/situations, and helping the indigents and the vulnerable in society are the foundation of my practice as a business law and corporate governance practitioner.”

There are many Non-Governmental Organizations (NGO) with varying causes and objectives in Nigeria, what inspired you to get involved with the Rehoboth Dream Solid Foundation (RDSF)?

I am greatly honoured to be part of the RDSF journey from birthing to the great foundation that it has become today. Yes, I was there from the beginning in my capacity as the legal practitioner who registered the Foundation at the Corporate Affairs Commission, and RDSF’s objective of advancing the social and economic well-being of the less privileged resonated with me.

My passion for supporting the disadvantaged has led me to diverse social causes. I am passionate

about giving back to my community and when I look around me, I look for people who could get a better life and do my best to make it a reality. I have been involved in welfare projects, so it was easy for me to connect with RDSF and appreciate everything it stands for because it reflects my life goal and mission, of attending to the needs of the vulnerable.

My faith is reflected in the Biblical principle of RDSF; “webelievethattheLordGodAlmighty,the creator of the heavens and the earth owns the wealthofthelandanddesiresthatallprosperin theLand3John2”, which aims to advance the wellbeing of disadvantaged individuals through various charitable activities.

When I look around me, what troubles me the most is the poverty I see, the young people out of school, the vulnerable that cannot afford legal services, there is always something I can do to help in my little way even if it is providing pro-bono legal services.

Moreover, what better way to do these than to support the RDSF mission, particularly through education, capacity building, empowerment, and providing hope for the indigent? RDSF has impacted lives effectively over the years and it is an honour to be involved with such a life-changing institution.

“When I look around me, what troubles me the most is the poverty I see, the young people out of school, the vulnerable that cannot afford legal services, there is always something I can do to help in my little way even if it is providing pro-bono legal services.”

RDSF’s core focus is on education and capacity building, how do you see the intersection of law and philanthropy playing out in your work?

Law and philanthropy are not too distant concepts. Elements of philanthropy are embedded in the functionality/practice of law and vice versa. One of the primary intersections between law and philanthropy is evident in the provision of free legal aid/ pro bono legal services to indigent persons. In the light of obvious barriers to legal representation often encountered by indigent persons, charitable organizations can bridge this gap by funding initiatives that provide free or low-cost legal services to those who cannot afford legal support.

In addition, philanthropic endeavours within the sphere of law by legal professionals can contribute to the achievement of the core objectives of NGOs,

education and capacity building. Legal professionals can host workshops, seminars, and informational sessions to educate the public on their rights, legal processes, and available resources. By raising awareness and empowering individuals with knowledge, lawyers can promote access to justice and encourage community members to advocate for their rights and the rights of others.

Furthermore, many lawyers in Nigeria have been pioneers of programmes which subsidize the cost of education for indigent students or award scholarships to deserving students in their academic pursuit. Inmates in Nigerian correctional facilities have also been beneficiaries of philanthropic acts such as free vocational training aimed at integrating them into the society upon conclusion of their terms.

“By raising awareness and empowering individuals with knowledge, lawyers can promote access to justice and encourage community members to advocate for their rights and the rights of others.”

We have noticed that volunteering seems to be more highly valued in the Western world, where people actively seek out opportunities even in their later years. However, it appears to be less appreciated in Africa. Given your extensive support to RDSF, we are curious about your perspective on this. What are your thoughts on the cultural differences in attitudes towards volunteering, and how can we encourage more volunteerism within African communities?

I acknowledge the cultural differences in attitudes to volunteering between the Western world and Africa and believe that the differences stem from various historical, social, and economic factors.

In Western countries, volunteering has a long tradition and is often seen as a civic duty or a way to gain experience and skills. However, in many African communities, the focus is more on the immediate survival of the economic challenges, which can make volunteering less of a priority.

Other factors that impact volunteerism in Africa include the lack of awareness of the benefits of volunteering on personal growth, community development, and society's well-being.

Also, it is pertinent to note that while traditional African communities recognize informal volunteering through mutual aid and support within extended families and local communities, formal volunteer

organizations and opportunities are not well developed. Notwithstanding the obvious challenges, volunteerism in African communities can be encouraged through:

Education and Awareness Campaigns: Raising awareness about the importance and benefits of volunteering through education campaigns can help change perceptions. Highlighting success stories and the impact of volunteering can inspire more people to get involved.

Integration into Educational Systems: Introducing volunteer programmes and opportunities within schools including tertiary institutions can encourage young people to start volunteering early and help build a culture of volunteerism from a young age.

Corporate Social Responsibility (CSR): Encouraging businesses to adopt CSR initiatives that include employee volunteering programmes can help bridge the gap. Companies can provide time off or incentives for employees to volunteer in their communities.

Recognition and Incentives: Recognizing and rewarding volunteers for their contributions can motivate more people to participate. Awards, certificates, and public acknowledgment can make volunteering more attractive.

Partnerships with NGOs: Strengthening partnerships between local NGOs, international organizations, and government agencies can help create more structured volunteer opportunities and support systems.

By addressing the foregoing factors and promoting the value of volunteerism, African communities can foster a stronger culture of giving back and community service, ultimately contributing to social and economic development.

What impact do you hope your contributions will have on the objectives/causes that RDSF supports?

My contribution to RDSF has been through free legal advisory support services aimed at ensuring regulatory compliance and adherence to corporate governance practices. Compliance with regulatory and best corporate practices will prevent regulatory sanctions, hedge the Foundation against diverse risk exposures, and engender donors, beneficiaries, and relevant stakeholders' confidence in the RDSF’ s project of empowering the less privileged.

PROFESSIONAL

Considering the plethora of socio-economic, cultural and political challenges in the nation, in your own estimation, are NGOs prioritizing the right issues in Nigeria?

NGOs in Nigeria are indeed addressing crucial issues, however, the complexity of the nation’s socioeconomic, cultural, and political challenges means that there is always room for improvement and realignment of priorities to maximize impact, taking into account the ever-evolving nature of society's needs.

Noticeable areas of Nigerian NGOs’ focus span the following areas:

Education and Capacity Building: Nigerian NGOs have prioritized education and capacity building over the years by promoting access to education, providing scholarships to the less privileged, training of teachers, and provision of education materials/resources.

Economic empowerment: There are myriads of Nigerian NGOs on economic empowerment deploying skills acquisition programmes and microfinancing small businesses. These supports have fostered economic independence, which is essential for sustainable development

Healthcare and Well-being: Nigerian NGOs have played a vital role in addressing health issues, including access to healthcare, maternal and child health, and the curtailment of spread of infectious diseases in Nigeria.

Governance and Human Rights: Nigerian NGOs have been very proactive in addressing systematic issues that hinder development through good governance, anti-corruption, and enforcement of human rights campaigns.

As stated above, while NGOs in Nigeria are prioritizing many of the right issues, there is always room for strategic improvements and better alignment with the nation’s complex challenges. I advocate a holistic approach that integrates education, economic empowerment, healthcare, governance, gender equality, and environmental sustainability to drive comprehensive development. In that regard, I believe that NGOs could be more impactful by considering the following:

Coordination and Collaboration: Better coordination and collaboration among NGOs, government agencies, and private sector partners can enhance the effectiveness of their initiatives. By working together, NGOs can avoid duplication of efforts and pool resources for greater impact.

Targeting Root Causes: To be more effective and impactful, NGOs should focus on the root causes of socio-economic challenges rather than just the symptoms. This involves understanding and addressing systemic issues like corruption, poor governance, and inadequate infrastructure.

Community Engagement: NGOs should appreciate and emphasize the importance of engaging local communities in the planning and implementation of programmes. This ensures that interventions are culturally relevant and meet the needs of the people they are designed to help.

Monitoring and Evaluation: Effective monitoring and evaluation mechanisms are crucial for assessing the impact of NGO initiatives and making necessary adjustments. In this regard, NGOs should adopt data-driven approaches to measure success and improve programme outcomes.

“I advocate a holistic approach that integrates education, economic empowerment, healthcare, governance, gender equality, and environmental sustainability to drive comprehensive development.”

What legal protections or considerations are essential for NGOs to keep in mind in Nigeria?

For NGOs operating in Nigeria, there are several essential legal protections and considerations to keep in mind to ensure compliance with local laws and regulations. These considerations are crucial for maintaining legal status, safeguarding operations, and promoting transparency and accountability.

Registration with the Corporate Affairs Commission: Registration with the Corporate Affairs Commission confers an NGO with the necessary legal status and credibility.

Annual Returns: It is a statutory requirement that registered NGOs file annual returns with the CAC to maintain their legal status. This includes submitting financial statements and reports on activities.

TAX Obligations: While NGOs are exempted from Company Income Tax obligation, it is a statutory requirement that NGOs register with the Federal Inland Revenue Service (FIRS) for VAT and obtain a Tax Identification Number (TIN).

To qualify for a Tax Exemption Certificate, the NGO must prove that their activities are charitable, educational, or religious. In addition, NGOs are obliged under the law to register with the relevant State Inland Revenue Services for the remittance of their employees' Income Tax.

Governance and Internal Controls:

• Governing Board- NGOs should have a governing board that oversees the organization’s activities and ensures adherence to its mission and legal obligations. Proper governance structures help in maintaining transparency and accountability.

• Constitution, By-laws, Charter- Clearly defined governance documents outlining the objectives, governance structure, roles, and responsibilities of the board and staff are essential. These documents guide the NGO’s operations and ensure compliance with its mission.

Financial Management and Transparency

• Accounting Standards- NGOs must adhere to local/international accounting standards and maintain accurate financial records. This involves regular audits by qualified professionals to ensure financial integrity.

• Anti-Money Laundering (AML) RegulationsCompliance with AML regulations is critical to prevent the misuse of NGO funds for illicit activities. NGOs must conduct due diligence on donors and ensure transparent financial transactions. In this regard, it is a statutory requirement that NGOs register with the Special Control Unit against Money Laundry (SCUML) and obtain a SCUML certificate.

Labour Laws and Employment Practices:

• Employment Contracts- NGOs must comply with Nigerian labour laws, which include providing employment contracts, adhering to minimum wage laws, and ensuring fair labour practices.

• Employee Rights- Ensuring that employees’ rights are protected under the Labour Act is crucial for maintaining a fair and ethical working environment.

Intellectual Property and Data Protection:

• Protection of Intellectual Property RightsNGOs should protect their intellectual property, including logos, publications, and other materials, through appropriate registrations with relevant authorities.

• Data Protection- Compliance with the Nigeria Data Protection Regulation (NDPR) is essential for NGOs that collect, store, and process personal data. This involves implementing measures to protect data privacy and security.

Operational Permits and Sector-Specific Regulations:

• Sector-Specific Permits- Depending on the area of operation (e.g., health, education, and environment), NGOs may require specific permits or licenses from relevant government agencies.

• Adherence to Local Regulations- NGOs must stay updated on and comply with local regulations that affect their operations, including environmental regulations, health and safety standards, and more.

Fundraising and Donations

• Regulation of Fundraising Activities- NGOs must ensure that their fundraising activities comply with local laws and regulations. This includes obtaining necessary permits and ensuring transparency in the use of funds.

• Foreign Donations- NGOs receiving foreign donations must comply with regulations governing the receipt of such funds, including reporting requirements to the Central Bank of Nigeria and other relevant authorities.

By adhering to these legal protections and considerations, NGOs in Nigeria can ensure that they operate within the legal framework, maintain trans-

parency and accountability, and effectively achieve their mission. Staying informed about changes in legislation and seeking legal counsel when necessary are critical steps for NGOs to remain compliant and successful in their endeavours.

“Staying informed about changes in legislation and seeking legal counsel when necessary are critical steps for NGOs to remain compliant and successful in their endeavours.”

With the high incidence of ‘confidence schemes’ and advance fee frauds in the polity along with the negative perception of public institutions in the country, how can NGOs win and keep the trust of their donors and potential donors?

Winning and keeping the trust of donors and potential donors in Nigeria, especially in light of prevalent confidence schemes and fraud, requires NGOs to adopt a multifaceted approach focused on transparency, accountability, and effective communication.

Some advised key strategies that NGOs can employ would include:

Transparency and Accountability:

• Regular Audits- Conduct and publication of regular financial audits by reputable external auditors. This demonstrates a commitment to transparency and allows donors to see how funds are used.

• Financial Reporting- Provision of clear, detailed, and accessible financial reports to donors coupled with regular updates of the reports on the NGO's website and through newsletters.

• Strong Governance Structures- Establishment of a strong governance structure with a board of trustees or directors who oversee the NGO’ s operations and maintain ethical standards.

• Code of Conduct- Implementation of a code of conduct for all staff and volunteers. This should include policies on conflict of interest, fraud prevention, and ethical behaviour.

Effective Communication:

• Mission Statement- Communicate the NGO’ s mission, objectives, and the impact of its work. This helps donors understand the purpose and goals of the organization.

• Impact Stories- Share success stories and case studies that highlight the tangible impact of the NGO’s work. Use various media such as videos, infographics, and testimonials to make these stories compelling and relatable.

• Engagement with Donors- Keep donors informed through regular updates, newsletters, and reports. Show them how their contributions are making a difference. In addition, acknowledge and appreciate donors publicly (with their consent) to build a sense of community and trust.

Building Credibility:

• Third-party Endorsements- Obtain certifications and endorsements from reputable thirdparty organizations, such as charity watchdogs or international NGOs.

• Compliance with Regulations- Ensure full compliance with local, and international regulations governing NGOs. This includes registration with relevant authorities and adherence to financial and operational standards.

• Partnerships and Collaboration- Collaborate with well-known and respected organizations. Partnerships with established NGOs, government agencies, and international bodies can enhance credibility.

• Community Involvement- Engage local communities in the planning and implementation of projects. Community involvement builds trust and ensures that the projects are relevant and effective.

Leveraging Technology:

• Maintain a professional, up-to-date website that provides comprehensive information about the NGO’s activities, impact, financials, and ways to donate.

• Social Media- Use social media platforms to engage with a broader audience, share updates, and respond to inquiries promptly. This helps build a transparent and interactive relationship with donors and potential donors.

• Crowdfunding Platforms- Use reputable crowdfunding platforms that provide transparency tools such as real-time updates and direct communication channels with donors.

• Blockchain Technology- Consider using blockchain technology for a transparent and tamperproof recording of donations and fund usage. This can enhance trust by ensuring that all transactions are publicly verifiable.

Ethical Fundraising Practices:

• Ethical Appeals- Ensure that fundraising appeals are honest and accurately represent the NGO’s needs and the intended use of funds.

• Donor Privacy- Respect and protect donor privacy and confidential information and use it only for the intended purposes.

By implementing these strategies, NGOs in Nigeria can build and maintain the trust of their donors and potential donors, despite the challenges posed by widespread fraud and negative perceptions of public institutions. Trust is built over time through consistent actions to demonstrate integrity, transparency, and a genuine commitment to the NGO’ s mission.

Can you share a particularly meaningful project you appreciate among the works of the RDSF and what makes it special?

I greatly appreciate RDSF’s Education and Skills Empowerment Programme for its impact in the following areas:

Impact on Education:

• Access to Quality Education- The programme provides scholarships, school supplies, and learning materials to children from underprivileged backgrounds, allowing them to attend school and receive quality education.

• School Infrastructure- Improving school facilities, such as renovating classrooms and providing essential educational tools, creating a conducive learning environment.

Skills Development:

• Vocational Training- The programme offers vocational training and skills acquisition courses for young adults that enhance their employability and entrepreneurial capabilities.

• Workshops and Seminars- Regular workshops and seminars are conducted to teach various skills, including computer literacy, tailoring, and other trades that can lead to sustainable livelihoods.

Economic Empowerment:

• Microfinance Support- The programme includes microfinance initiatives that provide small loans for starting or expanding small businesses. This financial support empowers individuals to become self-reliant and economically independent.

• Entrepreneurship Training- Participants receive training on how to start and manage small businesses, which helps foster a spirit of entrepreneurship and economic growth within the community.

• Engaging Local Communities- The programme actively involves local communities in its planning and implementation, ensuring that the initiatives are relevant and tailored to the specific needs of the people.

• Building Sustainable Models- By focusing on education and skills, the programme aims to create long-term, sustainable changes that can transform the lives of individuals and communities.

• Holistic Approach- The comprehensive approach of combining education with skills training and economic support resonates with my vision of holistic development. I appreciate how the programme addresses multiple facets of poverty and underdevelopment, leading to more substantial and sustainable outcomes.

• Transformative Stories- I am particularly moved by the success stories of individuals who have benefited from the programme. Seeing students excel academically and young adults establish successful businesses reinforces my belief in the programme’s impact.

MISCELLANEOUS ISSUES

What message would you like to share with donors, supporters, or the general public about the RDSF's work?

My heartfelt appreciation goes to esteemed teaming donors, supporters, and friends of RDSF. Thank you for your unwavering support and dedication to the RDSF mission.

RDSF’s education and skills empowerment programme stands out as a beacon of hope for many underprivileged individuals. By providing scholarships and improving educational infrastructure, RDSF allows less privileged children and young

adults to receive quality education and realize their dreams. RDSF’s vocational training and entrepreneurship initiatives empower young adults with the skills and resources they need to build sustainable livelihoods and achieve economic independence.

You, esteemed supporters and donors made all the success stories possible in many ways including:

• Supporting over 500 students with scholarships and learning materials.

• Renovating and equipping schools in underserved communities, creating conducive learning environments.

• Training hundreds of young adults in various vocational skills, enhancing their employability and entrepreneurial potential.

• Microfinance support to budding entrepreneurs, helping them start and grow their small businesses.

Education and economic empowerment are the cornerstones of sustainable development, and RDSF is creating opportunities that enable individuals and communities to thrive. I enjoin everyone to be a part of this transformative institution by lending their voice, skills, and resources to build sustainable empowerment for the underprivileged members of Society.

“Education and economic empowerment are the cornerstones of sustainable development, and RDSF is creating opportunities that enable individuals and communities to thrive.”

What would you want to be most remembered for as a legal professional and as a committed person in the NGO space?

As a legal professional and a committed person in the NGO space, I want to be remembered for my innovative, professional, and ethical service delivery that prioritizes the interest and well-being of clients (corporate and individuals) over any other consideration.

I want to be remembered for my commitment to good leadership, empowering the less privileged, and leveraging my profession to advance the cause of the indigent and vulnerable across all strata of society without discrimination.

NOT WHEN I AM DEAD

ADAPTED FROM AN ORIGINAL VERSION. IN HONOUR OF MY LATE GRANDFATHER, PA ADEKANYE ADEREMI ADEWUYI JOSEPH.

You will wish you could have spent more time with me Spend time with me now instead.

When you hear I'm gone, you will find your way to my house to express sympathy, even though we haven't spoken in years, Look for me now, call me now and reply me now.

Alone I can 'Say' but together we can 'Talk'.

Alone I can 'Enjoy' but together we can 'Celebrate'.

Alone I can 'Smile' but together we can 'Laugh'.

Spend time with every person around you, and help them with whatever you can to make them happy; your families, friends and loved ones. Make them feel special because you never know when time will take them away from you forever.

EUNICE OPEYEMI JOSEPH RDSF SUCCESS STORY

Once upon a time, a story of resilience amidst poverty, persistence turned victory…a small black girl with a big God!

In the Beginning

I returned from class super hungry with my ulcer acting up again, really bad this time. I called home hoping for some cash to buy foodstuffs at school, but my parents couldn't afford to send any money immediately. Last time I was home, Mom bought groceries on credit, and we still owed.

All I had in my room was semolina and vegetable oil. No soup, no cash. Then, hunger led me to creativity. I mix semolina with water, and added onions, maggi, and salt, I fried it in balls like akara (bean cake pudding).

I cooked another semolina portion as pap with added sugar. Then my lunch was ready! It tasted nice as I imagined myself eating pap with akara while I enjoyed it. Anyways, it sustained me through the moment. This is one of the stories amidst other

experiences in school from a brilliant indigent student.

While colleagues sought increased allowances from their parents, I, Eunice was devoid of pocket money and pursued my tough Geology course with unwavering focus, fueled by my dreams and faith.

I had few selected female friends that I sometimes visited and not careful to eat their food when I visited. I went through hell! I know what it means to using salt as toothpaste and vegetable oil as body lotion. I was mocked by fellow students including hostel and course-mates.

“I know what it means to using salt as toothpaste and vegetable oil as body lotion. I was mocked by fellow students including hostel and course-mates.”

My inadequate feeding, unfashionable clothings, and shoes (I had two pair of shoes with brutal soles), and also, I couldn’t afford the best styles for my hair, yet God was with me. I survived!

The Disruption

Circumstances led to my separation from my family during the Ife-Modakeke crisis, which disrupted my family's life. My parents lost everything they had worked hard for all their possessions vanished.

They had to start anew. Before the crisis, my father thrived as both a Civil Defence officer and a successful welder in the 1980’s. His workshop was bustling with projects and apprentices, and he secured contracts from various corners of the country, including prestigious ones from Chevron and Obafemi Awolowo University. Meanwhile, my mum excelled as a fashion designer, she was

very up-to-date and had many apprentices as well, so I attended one of the best schools at the time.

Furthermore, my father served as a deacon, and my mother an evangelist. Mum finds joy in spreading the gospel, especially at dawn, a habit she continues to this day. We were a contented and happy family residing in Modakeke, Osun state together with my younger brother.

During the crises, I separated from my family at age three. My parents with my brother relocated to a small village at Ekiti State, while I was taken to my aunt at Ibadan before relocating to Lagos some years later to continue my education and with the hope that life would be better for me in the city.

My parents continued their gospel endeavours and also became artisanal farmers, relying solely on rainfall and sunlight for survival, as well as on the yield of the soil. They sold their harvest in the market every five days to earn money.

When I needed just NGN5000 for food and education, there was no guarantee of receiving it within three months. Yet, amidst the struggles, there was occasional financial support from my guardians. Though infrequent, their gestures of love and kindness will not be forgotten.

I may not look like what I’ve been through and I could write a novel with the story of my impoverished upbringing and I am not ashamed of sharing my story anywhere. I know the colour of poverty, neglect, loneliness and low self-esteem. From the depths of pain, loneliness, and depression emerged my writing and poetry skills, my coping mechanism.

My childhood was incredibly unstable and chaotic. I felt unloved for many years of my life. One of

the instabilities I endured was attending six (6) different schools for my secondary education from JS1-SS3, meaning a different school for each class level. The location of the schools ranged from Ibadan (Oyo State) to Igbara-Oke (Ondo State), and finally to Lagos State.

“In the storm, I've undergone refining processes that have strengthened me, enabling me to shine today.”

In the storm, I've undergone refining processes that have strengthened me, enabling me to shine today. These experiences of instability could have led me astray or cut my life short; I even battled suicidal thoughts as a child. I withdrew into myself, grappling with feelings of inadequacy and low self-esteem, which hindered my communication and social interactions.

Additionally, I developed a slight stutter, which I eventually overcame completely after my NYSC internship. During this difficult period, I also contracted whooping cough at Ibadan, where I lived for about a year, posing a serious threat to my life.

A Saving Grace: Rehoboth Dream Solid Foundation

(RDSF)

Some were not born with a silver spoon but instead, they made themselves a beautiful silver spoon. With resilience, they craft their own success, and I proudly count myself among them.

Education has always been my passion, and in my determination to survive and avoid dropping out of university, I stumbled upon the Rehoboth Dream Solid Foundation (RDSF) online in 2015 af-

ter numerous searches. I applied for support, and the joy I felt when my tuition was covered from 300L to 500L was immeasurable.

It completely changed my story because suddenly, my biggest fear of paying for tuition was alleviated. To me, it wasn’t a little drop, but it was a big drop and big changes. It was a monumental shift for me.

Since then, I've been vocal about RDSF, eager to share its existence with anyone that seems qualified. It's almost unbelievable that such an organization exists, but I can attest to its reality.

Without RDSF, I might have been forced to drop out or graduate with a lower grade while struggling to finance my education. Instead, RDSF provided me with the opportunity to graduate as the top female student in my cohort, second-best overall, with an impressive 83% GPA in the Department of Earth Sciences at Ladoke Akintola University of Technology (LAUTECH). This accomplishment boosted my confidence and self-esteem to new heights, instilling in me the belief that I can pursue further academic endeavours.

“I stumbled upon the Rehoboth Dream Solid Foundation (RDSF) online in 2015 after numerous searches. I applied for support, and the joy I felt when my tuition was covered from 300L to 500L was immeasurable.”

A Shift…

My success story is incomplete without Rehoboth Dream Solid Foundation. Surprisingly, this Foundation was not just interested in my academic success, they were also interested in my general wellbeing.

victory over my tumultuous past is undeniable. I experienced a shift immediately after completing my undergraduate studies, almost as if it were the moment God had been patiently waiting for.

“In addition to receiving the RDSF scholarship, the organization provided me with invaluable real-life and professional experiences after graduating, I had the opportunity to work with the RDSF administration before and during NYSC call-up.”

In addition to receiving the RDSF scholarship, the organization provided me with invaluable real-life and professional experiences after graduating, I had the opportunity to work with the RDSF administration before and during NYSC call-up.

magazine team and the Teachers Excellence Award team. I actively participated in RDSF scholarship application processes and reviews, which included traveling for scholarship interviews and soft skills training at the University of Benin (UNIBEN) and Federal University of Owerri (FUTO).

Moreover, I had the privilege of meeting some of the board of trustees of RDSF, which was a remarkable experience.

When my NYSC service began, I secured an internship placement with RDSF, thanks to Admiral Komolafe. During this internship, I received a salary higher than the average allowance for a corp member at the time. Under the guidance of Mummy Bimbo Komolafe and Mr. Edison Egere, I learned invaluable work ethics and gradually developed professional and interpersonal skills.

These experiences equipped me for my subsequent position at Zenith Bank Plc. Although banking wasn't initially my area of interest, I recognized it as a stepping stone and embraced it as a place for growth and development, but I remained focused, and utilized the opportunity to further pursue my ambition.

“Under the guidance of Mummy Bimbo Komolafe and Mr. Edison Egere, I learned invaluable work ethics and gradually developed professional and interpersonal skills. These experiences equipped me for my subsequent position at Zenith Bank Plc.”

...And More

While working at Zenith Bank, I married my Prince Charming, John Joseph. He's not just my husband; he's my best version and closest friend. John has been a friend and part of my story since I was a teenager, long before we exchanged vows.

His influence on my life is immeasurable. Together, we've made great plans and achieved remarkable accomplishments. We now have a beautiful daughter, adding even more joy to our lives.

Later on, I decided to further pursue my academic interests and relocated to Canada for an MSc in Integrated Petroleum Geoscience at the University of Alberta.

The programme was a success, likewise my passion for data sciences and machine learning led me to pursue a second Masters programme in Data Science at Eastern University, United States. Additionally, I completed a Professional Certification in Machine Learning and Data Science at the Massachusetts Institute of Technology, along with data science courses from Data

Camp via Ingressive for Good (I4G) scholarship. Currently, my family and I reside in Edmonton, Canada, where we continue to embrace new opportunities and experiences, while enjoying the goodness and grace of God in our lives.

“While working at Zenith Bank, I married my Prince Charming, John Joseph. He's not just my husband; he's my best version and closest friend. John has been a friend and part of my story since I was a teenager, long before we exchanged vows.”

I want to take this opportunity to express my heartfelt appreciation to everyone who has been a part of my journey. It's impossible to mention all the names of friends, family members, and even people who have shown me love and support in times of need.

I particularly want to extend my deepest gratitude to Mummy Bimbo Komolafe for her invaluable mentorship and to RDSF for their significant investment in my academics and for preparing me professionally. Indeed, I was born by one, but I have been reborn through the love and kindness of many.

“I want to take this opportunity to express my heartfelt appreciation to everyone who has been a part of my journey.”

Thank you all for being a part of my story and for contributing to my success and happiness. I have experienced a depth of love that I never thought possible, and the forces of darkness have been defeated, the head of the devil has been bruised! With gratitude in my heart, I proudly declare victory it's game over!

Conclusion

1. God! God!! God!!! Let Him walk with you. Allow Him to hold your hand on the journey of life.

2. If you weren't born with a silver spoon, create one for yourself. Nothing stops you from crafting a beautiful golden or platinum spoon better still. Avoid excuses and prepare for your future. You are responsible for the results you achieve.

3. If you're a beneficiary of RDSF (current or past), stay updated and share the good work they do with those around you. If someone hadn't shared the opportunity with you, you might not have become a beneficiary.

4. Diligence doesn't kill; ignorance does. Hard work and resilience won't harm you. Learn to be independent and take responsibility. Sometimes, you need to leap and take the first step before receiving an helping hand.

diligently and graduate with your best CGPA.

6. Prepare for opportunities. Even if they haven't arrived yet, they will come. Recognize and utilize them when they appear. This applies to various aspects of life, such as getting your passport ready, applying for scholarships, and turning stumbling blocks to stepping stones towards success.

7. Stay positive always. Surround yourself with people who uplift you and shed off those who create a negative environment.

“Prepare for opportunities. Even if they haven't arrived yet, they will come.”

In summary, embrace faith, hard work, responsibility, education, preparedness, and positivity. Most importantly, embrace God! These principles will guide you towards a successful and fulfilling life.

OF AMAZING GRACE

Thank you for your support. It has been 10 years of amazing grace…

My name is Edison Egere and I am the Administrator of the Rehoboth Dream Solid Foundation. It has been 10 years since I have been working for the Foundation; as a volunteer for the first two years before taking up the administrative position. Twenty-five years ago, I told myself that I would strive to achieve a minimum of BSc in accounting and then become a chartered accountant to possess enough wealth that would make me establish a tuition-free school for the less privileged in the society.

“Twenty-five years ago, I told myself that I would strive to achieve a minimum of BSc in accounting and then become a chartered accountant to possess enough wealth that would make me establish a tuition-free school for the less privileged in the society.”

This desire was borne from the fact that I grew up in the midst of the middle and upper class Nigerians who could afford quality private schools but my parents couldn’t and I was always sent home for nonpayment of fees. I thought that I must be wealthy before I will be able to venture into this but I was wrong. In 2014, I got to know about RDSF and its objective of assisting the less privileged through educational support, mentoring and skills acquisition. I delightfully decided to join the

team and my personal goal was to assist to design their programmes in such a way that it will reach and positively impact those who genuinely need the help – it was like designing programmes targeted at persons who are like me while I was in school. I was also focused on ensuring that this is achieved at the least possible cost.

My experience has been very interesting and whenever I look back, I feel fulfilled. As the administrator of the RDSF, I have had the opportunity to review thousands of scholarship applications, conduct countless background checks and I have approved over 250 requests.

I can easily relate to the stories of many of our beneficiaries because the Foundation also provides mentoring support to aid their development. There are many inspiring success stories that have caught my attention. One feeling I cannot use words to describe, is how I feel whenever I see a past beneficiary become financially independent.

Eunice’s story is one of many inspiring stories that shows how your generosity can make a lifechanging impact in the lives of our targeted community. Eunice’s parents were peasant farmers and were amongst those affected during the ModakekeIfe crisis in the late 90s.

She was one of the ten beneficiaries adopted when the Foundation visited the University of Ibadan in 2016. She is currently working and schooling in Canada and graciously reached out to RDSF to adopt two indigent students to extend financial and mentoring support that would have otherwise been out of their reach.

Three of the beneficiaries I met during my campus tour in 2015 and 2016 are on the verge of completing their PhD programmes in the United States, seven are lawyers, six are medical doctors and this is to mention just a few.

Through your partnership and support, the Foundation has provided scholarships to over 350 students, sponsored over 1500 beneficiaries to obtain or upgrade their skills and encourage teachers in public secondary education through its annual teachers’ award amongst other programmes. Access to quality education gives an individual the opportunity to acquire the right skills, knowledge and aptitude required to explore future opportunities.

You can support the vision of the Foundation by partnering with us through donations or by adopting indigent students.

God bless you. Little drops big changes!

RDSF Updates

UPDATE ON OUR WORK/PROGRAMMES

The Rehoboth Dream Solid Foundation (RDSF) is a non-profit and non-partisan organization whose mission is to engage in charity activities that enhances the social and economic wellbeing of the less privileged through educational support, mentoring and skills acquisition programmes. The Foundation is registered with the Federal Ministries of Education and of National Planning and Budget.

The Foundation which began operations in 2010 has supported over 350 students through its scholarship programmes. Some of these beneficiaries were adopted from primary school. Many of the Foundation’s past beneficiaries are now breadwinners providing financial succour to others; especially direct family members, while some of them have gone ahead to obtain additional degrees at home and abroad. We currently have 162 beneficiaries and the Foundation will be adopting more students within the year.

The scholarship application portal for the 2024/2025 academic session was opened on the 5th of May 2024 to give tertiary indigent students across the country the opportunity to apply and be supported by the Foundation. Over 800 tertiary students applied for the scholarship this year.

“We currently have 162 beneficiaries, and some indigent students will be adopting more students within the year.”

BRIEF PROFILE OF SOME OF OUR BENEFICIARIES

Student A is a 200-level electrical and electronics engineering student of the University of Ilorin. His father currently works as a security officer at a bank, while the mother is a petty trader selling footwear in Lagos Island market and also doubles as a cleaner in a private firm. He is the first of two children in the family and worked in a factory prior to his admission into the university.

Student B is a 300 level pharmacy student of the University of Ibadan. His father is a famer and sometimes doubles as a commercial driver in Ado-

Ekiti. His mother works as a child minder in a school and his elementary education was mostly funded by well-meaning neighbours. Prior to his admission, he worked as a labourer on people's farms and taught in a tutorial center. RDSF is happy to support student B.

Student

C is a 400 level medical student of the University of Uyo. His decision to pursue a medical degree was greatly influenced by his father’s medical condition. His father has glaucoma and the mother is a petty trader whose income could barely take care of their basic needs. Student C has been funding his education through part-time jobs. However, as he progressed into college of medicine, it became very difficult to work and school. RDSF is happy to provide succour to student C.

Student D is a 300 level pharmacy student of the University of Uyo. He lost his mother when he was just 7 years old. He grew up in Lagos with his Uncle but his education was the sole responsibility of his father. After his secondary school education, he decided to enrol into a tertiary institution close to his father. Unfortunately, he lost his father just after he gained admission. He was determined not to drop out of school and took up part-time teaching jobs in Uyo to fund his education. A past beneficiary of the Foundation heard about his case and decided to adopt him through the RDSF Adopt a Student Scheme.

Testimony of one of our beneficiaries who recently bagged a first class degree.

Jumoke’s father was a teacher and the breadwinner of the family before his demise in 2004. At some point after his death, the family did not even have shelter and they were living in an uncompleted local church building (without doors and windows) until 2020.

Her mother engaged in all forms of menial jobs including working as a labourer at building sites just to provide basic needs for her children. Whenever Jumoke was around, she would join her mother to do these jobs.

Their belief was that education is the escape route from poverty and the mother was determined to educate her children.

RDSF is happy to have supported Jumoke and with heartfelt joy we are proud of her academic achievement.

WEBINAR

Over the years, the Foundation has been deliberate at sponsoring young adults for ICT, soft skills and entrepreneurial development programmes that would enhance their economic potentials. The first edition of this programme took place in 2015 when the Foundation sponsored 13 young adults for a 5day ICT and soft skills training at The Workplace Centre in Lagos.

Thereafter, the Foundation began to hold similar training sessions at various tertiary institutions. To enhance participation, we decided to opt for virtual trainings for courses or skills that would require follow-on classes.

On the 6th of July 2024, the Foundation organized a hybrid mentoring session for tertiary students. The topic was ‘The Nigerian Youths and their Rights - dealing with Police profiling and the ills of the criminal justice system’. The aim was to educate young people on steers to legally deal with police profiling that is gradually becoming a menace in Nigeria and also to provide them with basic information on where to get legal representation pro bono.

This programme had about 300 participants in attendance and we were able to establish physical centers at Federal Polytechnic Nekede in Imo State, Ladoke Akintola University of Technology in Oyo State, Abubakar Tafawa Balewa University in Bauchi State and Usmanu Danfodio University in Sokoto State. Participants of this event who are indigent students were given the opportunity to apply for the Foundation’s scholarship programme.

The speaker Olaoluwa Oni is a lawyer. She holds law degrees from both Nigeria and the United States and has practiced as a litigator in both countries. She is currently in a PhD program in Canada. Her debut novel, The NBA comments on the experience of law practice in Lagos. She has also published several legal and social commentaries in national and international media. If you would like to watch the webinar or share with others, please visit our Youtube channel at Rehoboth Dream Solid Foundation.

Participants from Usmanu Danfodio University, Sokoto.
Participants from Ladoke Akintola University of Technology, Oyo State.
Participants from Federal Polytechnic Nekede, Imo State.
Participants from Abubakar Tafawa Balewa University, Bauchi State.

Lending a Helping Hand 6 WAYS TO SUPPORT THE

VISION & MISSION OF RDSF

1

ADOPT A STUDENT SCHEME

2

SPONSOR A WORKSHOP/TRAINING/EVENT

Under this scheme, the Foundation will recommend indigent students who will be adopted and sponsored for their full academic program. The sponsor can choose to be anonymous or meet the beneficiaries. Here the sponsor will also be provided with a periodic statement of the beneficiary's academic performance.

You can also choose to sponsor any of our programs like the Annual Lecture, Thinking Aloud Magazine and Teachers’ Excellence Award or support the skill acquisition program organized for indigent undergraduates in various tertiary institutions to equip them with relevant ICT and soft skills relevant to career success.

3

ONE TIME DONATION

4 PLEDGE

You can give one-time donation through a transfer to the Foundation's account or donate online through a secured donation link on our website.

https://www.rehobothdreamsolidfoundation.org/donations Bank: First Bank Nigeria

Account name: Rehoboth Dream Solid Foundation Account number: 2015884815

Sponsors can also make a pledge to give some money to the Foundation on a regular basis (weekly, monthly, quarterly, biannually or annually). Such sponsor will just send an email with details of the pledge and credit the Foundation's account.

5

WORKPLACE GIVING & MATCHING GIFT

Matching gifts are charitable workplace donations made by corporate entities that matches employees’ donations to eligible non-profit organisations. It is a way to show their employees that they are mindful of their social needs and support the causes they are most passionate about by empowering them to donate to any non-profit of their choice.

Different organisations have different matching policies and it will interest you to know that some international corporations do up to double of your donations or more. What this means is that if a staff should donate a $100 to an NGO through a matching gift channel or work place giving, an organization with a 2:1 matching policy will donate additional $200 on behalf of that employee; making it $300 donation.

Many employees are not taking advantage of this platform and some are not even aware of the various workplace giving opportunities opened to them in their organisations; especially multinational corporations. As a donor, you can increase your impact by simply donating through a matching gift platform like Benevity. The process is very simply and automated in most organisations.

To do this, simply find out about your organisation’s workplace giving policies from your HR department. If you would like to get RDSF listed or registered for your organisation’s workplace giving program, kindly send us an email through rehobothdream@gmail.com and we will be happy to onboard.

You can also volunteer your time and expertise by joining the RDSF team to carry out its daily operations and execute various projects across Nigeria. Most of these voluntary services can be done remotely.

GIVE THE EARTH A HELPING HAND

Dangerous decline in nature is ongoing and humans are causing it. Humans are using the equivalent of 1.6 Earths to maintain our current way of life and ecosystems cannot keep up with our demands. Seventy-five percent of the Earth’s land surface is significantly altered by human actions, including 85% of wetland areas. Sixty-six percent of ocean area is impacted by human activities, including from fisheries and pollution.

Nature is humanity’s lifeline. Human health, food, economies and well-being depend on nature. Yet nature is in crisis. Around 3.2 billion people, or 40% of the global population, are adversely affected by land degradation and 25% of global greenhouse gas emissions are generated by land clearing, crop production and fertilization.

“Every five seconds, the equivalent of one football pitch of soil is eroded as land is overcultivated and overgrazed, and trees are cut down.”

Every five seconds, the equivalent of one football pitch of soil is eroded as land is overcultivated and overgrazed, and trees are cut down. Yet, it takes 1,000 years to generate 3 centimeters of topsoil.

Ocean constitutes over 90% of the habitable space on Earth. It provides means of transport, energy production, tourism potential, and a host of minerals and organisms of relevance to various sectors.

It produces oxygen that we breathe and is a significant carbon sink, drawing in a quarter of global greenhouse gas emissions and over 90% of the excess heat in the climate system, aiding in limiting rises in ambient temperature.

But the ocean is under increasing cumulative pressures: it is heavily impacted by pollution, garbage, including plastic and other marine debris, oil spills and harmful algal blooms resulting from nutrient run-off etc. It is impacted by warming waters and acidification, affecting marine species and disrupting weather systems, and contributing to sea-level rise.

Drought in the North.

Available estimates show that land degradation affects 46% Africa’s land area with at least 485 million (65%) people affected, which translates to US$9.3 billion annual cost. Further, 75-80% of the continent’s cultivated area is reportedly degraded, with a loss of 30 to 60 kg of nutrients per hectare per year.

Lake Chad, once one of Africa’s largest freshwater bodies and a source of livelihood for about 30 million, has diminished by 90% since the 1960s due to the cumulative negative effects of population growth, urbanization, unsustainable water and land management, over-exploitation and climate change effects. Declines in nature and biodiversity at current trajectories will undermine progress toward 35 out of 44 of the targets of the UN Sustainable Development Goals related to poverty, hunger, health, water cities, climate, oceans and land.

Becoming #Generation Restoration

• Everybody alive now could be the planet’s last hope to slow the triple planetary crisis of climate change; biodiversity loss; pollution and waste. We can grow forests, green our cities, harvest rainwater and include more soilfriendly foods such as lentils, beans and chickpeas in our diet. We can buy local to support local farmers and reduce greenhouse gas emissions. We can shift diets so that they are regional, seasonal and plant-rich.

• Preventing the large-scale collapse of nature will require effective conservation of more of our land and oceans, and the world delivering on its commitment to restore at least 1 billion hectares of degraded land in the next decade and transform food systems to become more sustainable.

• Nations can invest in sustainable land management and conservation that protect natural infrastructure of waterways and support organic farming and collect kitchen waste to use as compost.

• The High Seas covers over 60% of the ocean and is critical to the health of the entire ocean. Ask your national leaders to ratify the High Seas Treaty. Check out this Action Page (https:// worldoceanday.org/may/) for more guidance.

• Businesses should focus on new sustainable business models to meet society’s needs with less environmental impact.

“Let’s be the generation that finally makes peace with land”

5 COMPELLING REASONS

Iwas born in LagosNigeria, into the family of Mr. and Mrs. Sunday Fabian Eze. I am one of seven children. After completing my secondary school education in Nigeria, I travelled to the UK where I completed an undergraduate programme in Business Information Technology, and a Masters in Geographical Information Systems; both at the University of Greenwich, London.

I am currently working as a Finance Systems Lead in the transportation Industry where I develop applications to automate financial reporting and processes and provide business intelligence capabilities for strategic decision making. I am also the author of the book “Eze Went to School”, published in 2013.

I was a beneficiary of mentoring by the co-founders during my studies and have since volunteered to support the Foundation with my skills as a demonstration of continued gratitude. Thinking Aloud Magazine project is one area where I currently volunteer as the production and design lead.

I share in the vision of the Foundation to support individuals in achieving a good education. I also share in the vision of TA Magazine to publish resources and information in various areas that inspire positive thinking and promote ethical values.

I have learnt the practical importance of working well in a good team to make any dream work. My dream for RDSF is for the Foundation to continue to exceed all its objectives and attract more sponsors. My dream for TA Magazine is for it to be-

come a household resource and a reference point.

“I was a beneficiary of mentoring by the co-founders during my studies and have since volunteered to support the Foundation with my skills as a demonstration of continued gratitude.”

1. You derive joy and fulfilment

2. You improve your mental and physical health

3. You connect with resourceful people

4. You become attractive to employers

5. You leave a legacy for those coming behind

1I have a sense of personal fulfilment that there is a vision I am contributing to that is not about financial gain. In fact, there is a part of the holy scripture which I believe is talking about the joy and fulfilment derived from volunteering, it presents two set of people and concludes that the person that does something for free is better than the person that does something for a reward – Proverbs 11:24 (NIV).

Research also shows that volunteering could make you happy which is demonstrated by measuring hormone and brain activity and discovering that being helpful to others delivers immense pleasure. Human beings are hard -wired to give to others.

The more we give, the happier we feel. One example of such research is the scholarly article published on helpguide.org which is a mental health organisation. The paper is titled “Cultivating Happiness”.

Volunteering could provide a sense of purpose particularly with older adults, especially those who have retired or lost a spouse, they can find new meaning and direction in their lives by helping others.

Whatever your age or life situation, volunteering can help take your mind off your own worries, keep you mentally stimulated, and add more zest to your life.

I must admit that I sometimes use working on the magazine for long hours as one means of escape from the pressures and demands of daily life ranging from financial, work, family and personal.

The point here is, there is always one activity that can redirect your mind away from the demands of life and volunteering is one of them.

2Volunteering provides many benefits to both mental and physical health. Volunteering helps counteract the effects of stress, anger, and anxiety. The social contact aspect of helping and working with others can have a profound effect on your overall psychological wellbeing. Nothing relieves stress better than a meaningful connection to another person.

It is interesting observation that nobody is too young or too old to volunteer. Nobody is more able or less able to volunteer. There is a place for everybody. In the UK, volunteering is a major part of life so that almost every individual is always looking for an opportunity to volunteer. For example, you will find more elderly staff when you go to charity shops.

Most of the elderly people are pensioners who had worked for most part of their lives, but they still want to do something for the community that helps them to remain active and healthy. Older volunteers tend to walk more, find it easier to cope with everyday tasks, are less likely to develop high blood pressure, and have better thinking skills.

People with disabilities or chronic health conditions can still benefit from volunteering In fact, research has shown that adults with disabilities or health conditions ranging from hearing and vision loss to heart disease, diabetes or digestive disorders all show improvement after volunteering.

One example of such research is by an organization called “spiritof2012” which was established after the London 2012 Olympic and Paralympic Games. The research paper is titled “Volunteering Together: Inclusive Volunteering and Disabled People”. They found that disabled volunteers benefited from

meeting new people, developing new skills, increasing confidence, and improvements in their health and wellbeing. 3

The community of volunteers is invaluable because individuals are connected by a common vision that is not usually linked to financial rewards. These people help to bring out the best in you by providing unsentimental feedback on your work and you are likely to also have the same effect on them. It is also a valuable way for you to broaden your support network, get exposed to different aspects of life and identify resources and information that may be helpful to you and others.

“Volunteering gives you the opportunity to practice and develop your social skills…”

While some people are naturally outgoing, others are shy and have a hard time meeting new people. Volunteering gives you the opportunity to practice and develop your social skills, since you are working with or meeting regularly with a group of people with common interests. Once you have momentum, it is easier to branch out and make more friends and contacts.

In my role working on the Thinking Aloud magazine project, I am fortunate to be surrounded by highly resourceful team members who are professionals in their various fields, but they committed to sharing knowledge, feedback and ideas to improve every edition of the magazine so that when I compare the first edition of the magazine to recent ones, there is noticeable improvement. So, it is our aim that over time and with some investments in new tools, subsequent editions will be fully transformed.

4

If you are considering a new career, volunteering can help you get experience in your area of interest and meet people in the field. Even if you are not planning on changing careers, volunteering gives you the opportunity to practice important skills used in the workplace, such as teamwork, communication, problem solving, project planning, task management, and organisation. You might feel more comfortable stretching your wings at regular work once you have honed these skills in a volunteer position first.

“Just because volunteer work is mostly unpaid does not mean the skills you learn are basic. Many volunteering opportunities provide extensive training.”

Just because volunteer work is mostly unpaid does not mean the skills you learn are basic. Many volunteering opportunities provide extensive training. For example, you could become an experienced crisis counsellor while volunteering for a homeless charity or a knowledgeable art historian while donating your time as a museum curator. Volunteering offers you the chance to try out a new career without making a long-term commitment.

Volunteering can also help you build upon skills you already have and use them to benefit the greater community. For instance, if you hold a successful sales position, you can raise awareness for your favourite cause as a volunteer advocate, while further developing and improving your public speaking, communication, and marketing skills.

The work I do for the magazine is included in my CV and this has caught the attention of many re-

great opportunities and tell me how impressed they are with my profile. Now it does not matter whether they are honest about their comments, the key is that something on your CV attracted them or gave your CV the edge over others. I also actively promote the magazine on my LinkedIn profile to boost my visibility - why not!

5When I was leaving secondary school as a senior student, it was common practice for the departing students to make inscriptions on the classroom walls, as a message to the students coming behind, that they had been part of the school’ s history. For example, some will read “Lagbaja was here from 1991 – 1997” or “KatiePricewas the best female student in arts” etc.

So, in the same way, when you volunteer for a good cause, it is a chance for you to make your own unique inscription on the wall of history that you have made positive contributions and that those coming behind may be inspired to follow your example. In the UK, many people receive national honours simply for their outstanding achievement or service to the community, and it is expected that their achievement or contribution stands out as an example for others to follow.

watch everything you do. By giving back to the society in a practical way, you will show them firsthand how volunteering makes a difference and how good it feels to help other people achieve their goals. Whenever I am working on the Thinking Aloud magazine, my children are always fascinated by what I do and have developed interest in creating newsletters for their school. For example, one of my sons is part of a worship committee and Eco committee and is always asking me for advice on how to develop content for a poster and newsletter for various initiatives.

I believe that this piece helps to widen your perspective on the area of volunteering and showcase its rewarding possibilities. The action for you now is to always be conscious of opportunities where you can do something

POETRY CORNER

THE ROSE THAT GREW FROM A CRACK IN THE CONCRETE

Did you hear about the rose that grew from a crack in the concrete Proving nature’s law wrong, it learnt how to walk without having feet. Did you hear about the rose that grew from a crack in the concrete I heard it died a thousand deaths to see the sunlight A thousand breaths to be trampled under feet by negligent sights

Did you hear the screams the trapped tossing and turning of becoming, the silent screams, loud whispers did you hear it?

I heard black rose from concrete. Tired and beaten, black rose from slave ships. black rose not just surface skin, skin deep, we are more than a colour non-existent on the colour wheel.

So why does black rose cower in shame? head hung low like you are not among the ones he left the 99 for. why does black rose cower in shame ? when foreign tongue cannot pronounce your name as if a rose by any other name would not smell as sweet.

Black rose like cocoa butter and eucalyptus. Like coconut oil drench

Like photosynthesis created melanin skin Child of the Sun

Rise like a well-watered garden tend to the links and curls of your hair wrap it up like a bouquet The world stands in awe

Black rose like a song, a soft lullaby inviting sleep while black rose made roads through underground railroads a bridge back to the beginning

So Black Child go back to the beginning and Rise

GOT ME DEPORTED

Godhas brought me a long way. I have indeed discovered that He has a sense of humor and His ways, are definitely not like ours. Today, I am finally experiencing a full circle moment. But before I stand the risk of sounding too preachy (haha) let me go ahead and share this story with you - the one I have been teasing for a number of weeks, the one that landed me back in Nigeria, the one where I got deported. (Inafewmonths I’dshare howeverythinghascomefullcircleIhopeyoustickaround.)

“The kind of pain I experienced on that day was the type I hadn’t felt since the loss of my mother…”

The kind of pain I experienced on that day was the type I hadn’t felt since the loss of my mother. Chimamanda best described how I felt in her short story, Zikora “It

was something like pain and different from pain,” in an attempt to perfectly articulate her lead character’ s excruciating labor pains.

Like Zikora, what I was experiencing was cataclysmic; the life I had known for 11 years was about to be turned upside down. It was a rude awakening; how was I going to survive this plight? I never saw it coming.

When I arrived at the International airport in Atlanta that morning, I could not dream up what awaited me. If anyone had asked me about the possibility of my experience becoming a reality, I would had said, “no, that only happens to people who commit serious crimes.” But God was going to teach me a lesson - one I’dnever forget.

“Where did you renew your passport?” The immigration officer asked politely. My heart sank. “Atlanta,” I said, while trying my

best to mask the nervousness that began slowly taking over.

“When did you graduate?” She continued to pry.

“In 2014.”

“And you renewed your passport in 2015, in Atlanta? Please step aside ma ’ am.” That politeness faded. My heart began to beat at a faster pace. Hey! Wahala! I exclaimed in my mind; with both hands on my head, in my mind. OhLord,pleasedon’t letthishappen,I prayed silently. I had lived in the United States for 11 years before this encounter with the immigration officer at the airport.

“A few months before this incident my brother called me excited, announcing his wedding date. At the time I was jobless…”

A few months before this incident my brother called me excited, announcing his wedding date. At the time I was jobless, and still trying to find my footing in America. All the pleas from my family to return home and begin life anew in Nigeria fell on deaf ears. But I knew that I couldn’t miss out on his wedding. How could I?

Our mother was no longer alive, and it was just us two she gave birth to. Something about not being there on my brother’s big day broke my heart. That aside, I felt this subtle pull to return home. Many of you must have read the other newsletters where I shared how I began having

dreams and seeing myself in Nigeria (I’d link the connecting stories below). Those dreams terrified me because I knew that if I stepped foot outside of America, I was going to risk my return.

But as a woman of faith, I believed God was going to part this red sea before I went back home to Nigeria. My friends believed I was crazy. “How can you go home now?” they asked.

During that time the US had just sworn in former President, Donald Trump, and there were a lot of policies that were enforced which affected illegal immigrants, or those who were out of status (likeIwas).

People like me kept a low profile and dared not to step outside the US for anything. Yet, I felt this strong conviction to go home.

It was as if God was nudging me towards a journey that He was ready to take me on even though I pleaded with Him to make a way for me to remain legally in the US. So, after a few months of praying and hoping I’d get a job that would grant me a work permit, or miraculously find a husband who was going to marry me realquick , I went home with this enormous burden weighing on my heart. How was I going to return to the US withoutany wahala?

Well, the wedding came along and it was such an amazing time celebrating with friends and family. My brother was happy to see me, but would later say, “I did not expect you to come, in fact, I was afraid when you said you were coming; you didn’t have to.”

“Has there been a time when you were out of status in the United States?...”

Has there been a time when you were out of status in the United States?I stared at that question, and it stared rightback at me.

I gambledwith the thought of telling the truth as a Christian and stand the risk of losing the life I was comfortable with or telling a lie, and the possibility of protecting the life I so desired.

No , I clicked shamefully;maybeGod willsomehowturnthisliearoundfor mygood,afterall , He was going to receive the glory anyway. Miraculously, I received the visa I applied for, which was going to give me the opportunity to figure out my life when I returned. I planned on doubling up on my hustle for work. Of course, with prayers and fasting; God was definitely going to make a move on my behalf and turn a blind eye to my sin.

When the time drew near to travel, I was bursting with excitement to return to my little apartment in Lafayette - laughing in the faces of all those people who said I wouldn’t make it back.

Yes, even at the Delta official, who scuffed at me saying, “They will never let you back into this country.” MyGoddondoamoh ! I celebrated.

“Pray for me! Let our pastors know what is going on. Cry out to God on my behalf...”

Prayforme!Letourpastorsknow whatisgoingon.CryouttoGodon mybehalf.Ihonestlydon’thavethe strengthtoseekHimrightnow.Iam inabind,Idon’ tknowiftheywould letmein,infact,jointheHalleluyah Challenge on my behalf . I sent a distress message to my friends after the immigration officer had taken me to a room full of fellow defaulters.

This must be how Jesus felt (I thought) at that moment in Gethsemane where He cried out to God to remove the adversity that was in front of Him. However, the difference between me and Jesus’ experience (otherthanthefactthat Hewasabouttodiefortheworld) was when He muttered these words nevertheless, not my will, but yours be done . Fearing that God’s will would be for me to go back to Nigeria, I remained tightlipped when it came to emulating Christ in that manner all I wanted was to get in.

I stood up from my chair, occasionally going into the private bathroom to weep. It was as though I was in a dream that I couldn’t wait to wake up from. In fact, this was no dream but a night terror. Through my tears, I prayed: God, please have mercyonme,makeaway,Ican’t afford to be deported. Please intervene

What?washeoutofhismind?Did heknowtheinternalbattlesIfought justtoconvincemyselfthatIwas doing the right thing? If he had expressed his concerns while I was still in America, God knows I would have remainedthere.

Days leading up to my departure, in true Nigerian fashion, I purchased everything I needed for my journey back home Garri, indomie, yam flour, maggi, crayfish, and bags of plantain chips (Ah! I used to love plantain chips!) Then I informed close friends about the time I would be arriving in Houston and was all set to surprise the remainder of the people, who had no clue when I was coming back.

The old woman who sat next to me tried her best to console me whenever I returned from my weeping fest. “Trust God, stop crying,” she said all the time. What I didn’t want to hear was God’s ability to change my story hundred years down the line; I needed Him to act in the way I wanted and immediately.

“Ma’am, they will like to see you now,” an officer came into the room

and said to me. So, I followed closely behind him and arrived at a counter. Then they instructed me to drop my hand bag and hand luggage at a corner, and began interrogating me “why did you lie on a federal form? Don't you know that it is a felony? If you had told the truth, thenwe would have pardonedyou.”

Darnit!Why!Why?Whydidyou lie?Wouldn’tithavebeenbetterfor younevertohaveleftNigeria,than to come all the way here to get humiliated? I askedmyself.

Then one officer said to his colleague, “WD her.”

“Huh? What does that mean?” I inquired.

“Trust me it's okay,” a black officer replied. “You just have to go back home andreapply, then come back.”

“Who is going to give me another chance? Who is going to purchase another flight ticket for me? “Please! Please!” I cried, “Let me in! I have no criminal records. “I am not a threat to you guys. I just made a silly mistake and told a lie that is about to cost me everything.”

“Okay, go into this room, and we will send for you.” One officer instructed, while another led the way. When he opened the door, he must have seen the look of despair on my face. The 6 by 8 feet room consisted of a metallic toilet bowl and sink sequestered in a corner and a blanket, without a bed. It was then I realized that the door itself had some metallic bars at the top, slightly separated from each other - just as how you see them in Hollywood movies. As soon as the officer shut the door and locked it behind him, I collapsed on the floor andbegan crying again.

“Go God, please I need you! Help me!” I cried out to Him. “Touch their hearts! Perform one of Your great miracles. Like the one of Paul & Silas, or when you set Peter free from prison. Set me free from this anguish and I promise, I will never tell a lie again in my life.” As I

continued with my pleas, I did not know when I drifted into sleep. But before I could comfortably enjoy my alternate reality, I heard a loud bang on the door.

“Ma’am! Ma’am, you can come out now!”

I stood up from the floor and rushed out of the cell thinking: Godisabout tomove!Everyoneisabouttoknow howgreatmyGodis.Thingswere dark,butGod...

“Ma’ am,” the official interrupted my thoughts, “the person who attended to you made a mistake,” They said to me.

Yes!Yes!Thisisit ! I continued in my mind’ s eye.

“We are actually going to bar you for five years. Please sign here. You have to go back home...”

“We are actually going to bar you for five years. Please sign here. You have to go back home.” This was in 2017. I was distraught. I had heard this happen in the news and prayed that it was never going to be my reality, but here I was, standing face to face with a deportation order. It took everything within me not to have a meltdown in front of the officers.

Then I began to think: God,Iblame Youformyparentsnotgivingbirth tomeintheUS.WhatamIgoingto tellpeoplenow?Myfamily?God,this isnotthe ‘Arise&Shine’ visionfor my life that I thought I would experiencewhenYouspokeatthe beginningoftheyear.WhatamI going to do with my life now? Everythinghasfailed

Then something switched within me and I refused to take their “ no,” for an answer. “I have a doctor’ s appointment for a procedure I am supposed to do next week.” I said to

them. Then one petite black woman came to the office where I was and asked what was happening, and the officers explained everything to her.

“Ma’am, do you have your doctor’ s number?” “Yes, I do.” I answered. I gave it to them and they dialed the number. Tell me why my doctor was away on vacation and was not returning until a few days time? The petite woman said to me, “except you have someone else you can call, we can ’t keep you at the airport for four days.” I then called my friend who is a nurse (the one I was jealous of) and she spoke to them saying that after the procedure is done, I’d need about three weeks to recover.

Then the black woman said, “ ma ’ am, you have to go back to your country and do this procedure there.” I began making a case against Nigeria (Inowlovemycountry,butatthe time,Iwasdesperatetoremainin the US). The woman then asked, “why are you talking about Nigeria like its some backward country? I am sure they can carry out the procedure there without troubles.” What did I not say? Wedon’thave constant electricity, we lack the competence…

When all those fell on deaf ears, I started pleading again. Just then, the head of the immigration officers at the airport came into the office to find out what the ruckus was about.

After some explaining, he said, “okay, I’d give you 30 days, and if after 30 days, you don’t leave, we will come looking for you. Be sure to write down an address where we will find you.”

Then the black petite woman interrupted her boss, saying, “ no, she has to go back to her country.” Which kind wahala be this? This woman must be working for the devil . She blocked what her boss what willingly to do for me. And so he left. Just then, they noticed both my feet were swollen and called 911.

And like in the movies, the ambulance arrived on scene, and I got in, with some police officers. (I promise, this is a true story.)

Another police vehicle followed closely behind. In the ride to the hospital, one of the black officers said to me, “don’t worry, everything will be alright. Just go home.” He was the only one who was kind to me that day. When we arrived at the hospital, the people there stared at me like was some never-before-seen creature because of the amount of officers that swarmed around me. They even stayed by my bed, as I laid down waiting on the doctor.

I was eventually evaluated and given some medication for pain and asked to go. This time around the ambulance was not going to take me back to the airport. So, when we stepped out of the hospital, I began walking towards the police vehicle.

Then I heard the female officer behind me scream, “stop!” I froze, wondering what the problem was. She walked up to me, and said, “ your hands behind your back,” thiscan’t behappening , I thought. She then brought out handcuffs and cuffed my hands. So, I entered into the police vehicle, fighting back tears once more. During the ride, she kept asking me if I was comfortable. How comfortable was I going to be with my hands behindmy back?

On reaching the airport, people began staring at me again. Then we walked back into the area where we first were. She took off the cuffs, after searching me to ensure I wasn’t hiding anything. After that was over, they were gracious to keep me in a regular room, which had a television set, and a proper bathroom separate from the room itself. Then they handed me a blanket to sleep with. However, they did not return my bag which had one of my phones in it. So, I was allowed to use their landline to contact my friend to inform my family of my ordeal (they were alreadyworriedsicksincetheyhad notheardfromme.)

By the next morning, an officer came back to the room to ask if I wanted to buy some breakfast at the airport, because what they offered as food was crappy - beans with what I will never know was given to me the day before which I immediately refused (ah!Naija!Wehavethebestfood) I had no appetite to eatanyway.

After I returned to my room, I had a moment to think about everything and was slowly realizing that the likelihood that things would change were slim to none. Then I said to myself: “whatever happens I will take it as God’s will,” just like when I finally accepted that my mother was going to die.

Then I called for one of the female officers to speak with her, and she said there was nothing she could do about my situation, because my deportation order had already been signed. In fact, they had written my offense in my passport which was going to make it difficult for me to get any visas, at least, until it expired.

So, they later informed me that I’d be going back to Lagos that night. When night time finally came along, they took me through some nooks and crannies, elevators, and staircases, all leading up to the entryway of the Delta flight going to Lagos. An officer escorted me to my seat, with everyone staring once more. Next to me was a woman who was quick to express her discomfort that I was sat next to her and her baby. Then the officer handed my passport, the deportation order, and phone to the air hostess, who gave it to the pilot.

After he left, I turned to the woman and asked to use her phone to call my friend, but she refused. Then the young man who sat on the other side of us and saw what happened offered me his phone. I then called my friend to call my brother in Nigeria, to tell him that I was coming back home. I could feel the sadness in her voice whenshe agreed to do so.

Then the plane began taxiing, as I sat in despair reflecting on the past 48hrs, after I had kissed everyone in Lagos goodbye. Was this God’s will? Was this a result of my own doing? One thing I can say for a fact is that the more I prayed, the more the situation worsened. And that petite black woman didn’t make matters easier. She was so adamant that I left their country - a consequence for my mishap. If being deported wasn’t bad enough, the five year-ban made it so that I’d never be successful in returning within a short period of time.

“It felt like a death. Like I had lost something significant…”

It felt like a death. Like I had lost something significant. I had no idea what was ahead of me. I had lost all hope in life and in God. I could not see how He was going to turn this mess around.

the rehoboth dream solid foundation board of trustees

Rear Admiral Oladeinde (‘Deinde) Olusoga Joseph was born at AraMoko, Ekiti State into the humble family of late Mr. Joseph Owolabi and late Mrs. Ajibabi Owolabi on the 9th of May 1948.

He enlisted into the Nigerian Navy in July 1967 and later graduated from the Nigerian Defence Academy Kaduna and was commissioned as a Sub -Lieutenant in July 1971 in India. He received professional training as a naval officer in India, United Kingdom and the United States of America. Rear Admiral Joseph is a graduate of the Nigeria Command and Staff College Jaji and the prestigious National Institute for Policy and Strategic Studies Kuru.

As a professional naval officer, he went through all the ranks in the Navy until he was promoted to the full Rear Admiral rank in 1998. While in the Navy, he had 4 sea commands, which included that of NNS Aradu (the Navy’s flag ship), 2 Training bases and 2 Operational bases. He had 2 tours at Jaji Staff College as Chief Instructor and Director of the Naval Faculty. He was also the Military Governor of Ogun State between 1990 and 1992. His last job was Chief of Navy Personnel at Naval Headquarters until he retired in June 1999.

Married to Mrs. Katherine Lolade Joseph since April 1975, Rear Admiral ‘Deinde Joseph is blessed with 3 children; Toyin (now Mrs. Borisade), and the boys Seyi and Jide, all University graduates. His hobbies are photography, reading and he is a handicap 9 golfer. A practicing Christian of Methodist Church of the Trinity, Tinubu since 1967, he has a passion to help the less privileged in the society. Rear Admiral Joseph is a recipient of the National Honour of the Commander of the Order Of the Niger (CON), and brings his experience and goodwill to the Foundation as the Chairman, Board of Trustees of the Rehoboth Dream Solid Foundation.

Ms. Ketumi Alasa studied Computer Science in the then Sheffield City Polytechnic now known as Hallam University, Sheffield, England. Worked in various capacities as an IT professional in leading multinational Oil and Gas, Insurance and Iron and Steel companies in Nigeria for 28 years cumulatively. After a successful and rewarding career in the corporate arena, she took an early retirement and launched out to fulfil her entrepreneurial dream in real estate and retail management. As a real estate entrepreneur, she has made remarkable progress in development and management of properties. On the retail front, she runs a chain of interior decoration shops.

She is a practicing licensed Canadian Immigration Consultant and a certified Canadian Education Consultant and Foreign Student Recruiter for Canadian schools.

She is the CEO of Canada Outreach Immigration and Academic Consultancy, Managing Director of J-Three Sixteen Associates and Managing Director of Kay Kay Enterprise Interiors. She also serves on the Boards of a couple of christian and philanthropic organizations.

Blessed with five children, she enjoys playing the game of Golf. She served as a Lady Captain of IBB Golf and Country Club.

She is a Christian with a deep passion and commitment to supporting Missions work and the under privileged. Ms Ketumi Alasa is also a Trustee of the Rehoboth Dream Solid Foundation.

Deacon Samson Madu Igbokwe is a 1983 B.Pharm Graduate of Pharmacy from the former University of Ife (Unife), now known as Obafemi Awolowo University (OAU). In addition, he gained a Masters in Business Administration Degree (MBA) from the University of Lagos (Unilag) in 2000. He also acquired a Certificate of Proficiency in Information Systems Management (CPISM).

Shortly after his Youth Service Corp at Military Hospital Lagos, he set up his own pharmacy business at S.W. Ikoyi, Lagos in 1985 which he has been running as Chairman/Managing Director till date. This is a company that supplies and distributes pharmaceuticals to its community and hospitals in Lagos State.

A devout and practicing Christian, he gave his life to Christ on March 31, 1991 in The Redeemed Evangelical Mission (TREM), Akoka. Since then, he has served in various capacities in TREM as House Fellowship Centre Leader, Zonal Leader, Assistant Area Co-coordinator and Financial Secretary/Treasurer of Caleb Group of the Christian Men Fellowship.

He is currently serving as the Chairman Hospital Visitation Ministry in TREM. He is a member of Pharmaceutical Society of Nigeria (PSN) and a Treasurer at Ikoyi Pharmacy Community Zone. He has passion for contributing to his community, and often assists in reaching out to orphans, the fatherless and widows in the community.

Periodically, he visits in a group and prays for the sick in hospitals in Lagos, ministering to their spiritual, physical and material needs. He is happily married to his amiable wife Mrs. Roseline Igbokwe and they have 5 children. Deacon Samson Igbokwe is a Trustee of the Rehoboth Dream Solid Foundation.

In loving memory of Deaconess Roseline Igbokwe, a Founding Trustee: November 2, 1965 - June 19, 2023. She was married to Pharmacist Samson M. Igbokwe, and together are blessed with five children.

She was an alumna of Sikkim Manipal University (SMU), Gangtok, India and the University of Lagos (UNILAG); Bsc. in Applied Information Technology, Business Administration and Masters in Business Administration(MBA) from the same institution.

She held a Certificate of Proficiency in Information Systems Management (CPISM), Advanced Diploma in Systems Engineering (ADSE), Certificate in Strategies for Managing and Collecting Data (LBS) and Certificate in Core Sales Skills (LCT). She worked with Texaco Nigeria Plc as well as Chevron Oil Nigeria Plc as Food Mart Supervisor, Senior Retail Business Consultant, South, and then MRS Oil Nigeria Plc as District Sales Manager, Southwest Nigeria, Credit Control Manager for Nigeria, Aviation Commercial, Retail Sales Manager for Southeast/Southwest Nigeria and Head, Sales & Marketing, Nigeria.

A hard worker with enthusiasm for excellence, in 2006 she won the ‘African Pakistan Global Downstream 2006 Cultural Award, of Customer Facing and Market Focused’ in Chevron, having executed superior and consistent execution and sales implementation of all programs, processes and systems. She had focused the department’s organization around achieving the best business financial targets through an agreed set of Profit & Loss control measures in all MRS Oil Nigeria Plc service stations in Nigeria.

She was an ordained minister with The Redeemed Evangelical Mission (TREM): and at various times has held the following positions: Assistant Secretary, Young Women Fellowship; Assistant Secretary, Christian Women Fellowship and Chairman Disciplinary Committee of the Evangel Voices Choir and Team Lead with the Christian Women Fellowship. Deaconess Roseline Igbokwe was a Founding Trustee of the Rehoboth Dream Solid Foundation.

Pastor (Dr.) Joshua Gbadebo Opadiya is the Senior Pastor of Every Nation Church Sydney, Australia, a worldwide family of churches and ministries. He is currently serving as the Hub Leader of the Oceania (Australia, New Zealand, Papa New Guinea and Fiji) overseeing the ‘Every Nation churches and ministries in the Oceania region.

Pastor (Dr.) Opadiya previously lectured in the Lagos State University, Nigeria for 6 years, before moving with his family to Innsbruck in Austria where he lived for almost 6 years. Thereafter, the family moved to Sydney Australia in 1999 where together with his wife, Dr. Mrs. Opadiya started the ‘Every Nation Church.

He received his bachelor’s and master’s degrees from the reputable University of Ibadan in Nigeria and holds a doctorate degree in Ecotoxicology from the Technical University, Innsbruck, Austria.

Pastor (Dr.) Opadiya has a burden to raise godly leaders and see the nations return to Jesus Christ. He has travelled and ministered in several nations worldwide.

Pastor (Dr.) Opadiya's passion is to connect with young adults and adults alike who are leaders, peacemakers and bridge builders in their colleges, universities and in their communities. His life has been dedicated to this cause, reaching out, equipping, counseling and mentoring. He is also the dean of Every Nation Leadership Institute, a part-time program that is purposefully designed to provide discipleship training and biblical teaching for people from all walks of life. Pastor (Dr.) Opadiya and his wife have been married for 31 years. They are blessed with children. He is a Trustee of the Rehoboth Dream Solid Foundation.

Dr. (Mrs.) Yinka Opadiya is a senior pastor with Every Nation Churches and Ministries. Alongside her husband Pastor (Dr) Joshua Opadiya, she oversees the multi-congregational Church organization in Sydney, Australia – a church with members from diverse cultures, age groups and professions.

She is a teacher and motivational speaker with a passion for teaching about God's love and His purpose for humanity. She is also passionate about women and youth ministry; and is committed to mentoring women and young girls.

Her heart-cry is to see ‘the Church’ respond to the Great Commission of ‘making disciples’ and transforming nations. A graduate of the prestigious Universities of Ife and Ibadan in Nigeria, she also holds a Doctorate degree in French (Women Literature) from the University of Innsbruck in Austria. She had worked as a French Lecturer in the Lagos State University and in various schools in Sydney Australia. Dr. (Mrs.) Yinka Opadiya been married for 31 years. They are blessed with children. She is a Trustee of the Rehoboth Dream Solid Foundation.

Mrs. Ronke Osikoya holds a law degree (LLB) from the University of Lagos and an MBA (1988) from the same University. She is a Certified Trainer for the Commonwealth Association on Corporate Governance and has facilitated on the Directors course on Corporate Governance. She is a Management Consultant that co-runs a management consulting firm, Pedion Partnership Limited.

Her values are strongly shaped by her Christian faith and she believes very passionately in supporting the under-privileged, particularly children, which accounts for her involvement with the Foundation.

Mrs. Osikoya is a Trustee of the Rehoboth Dream Solid Foundation and lives with her husband and 2 sons in Lagos, Nigeria.

Mrs. Abimbola Komolafe is a devout Christian who was ordained as a Deaconess of the Redeemed Christian Church of God (RCCG) in the year 2000 and as an Assistant Pastor in August 2013. She served as a Coordinator in the Teens ministry of the Resurrection Parish of the RCCG in Lagos where her passion for supporting the education of the less privileged was birthed .

She is a Chartered Accountant and Chartered Banker and is a Fellow of the Institute of Chartered Accountants of Nigeria (ICAN) and a Fellow of the Chartered Institute of Bankers of Nigeria. Mrs. Bimbo Komolafe has taken various management, Leadership and professional courses, within and outside Nigeria and is an Alumna of the Lagos Business School. She worked for 9 years in a reputable Merchant Bank in Nigeria and thereafter worked for 20 years with one of the leading Oil and Gas companies in Nigeria. She currently works as a Principal Consultant for Threshold of Trust Nigeria Limited.

Married to Rear Admiral Kehinde Komolafe (Rtd) who is also an Ordained Pastor of the RCCG Nigeria, they are blessed with 3 children. Together with her husband, they are committed to providing financial support to as many less privileged students as they can accommodate. Mrs Bimbo Komolafe is the founder and Executive Secretary of the Rehoboth Dream Solid Foundation.

Rear Admiral Kehinde Komolafe (Rtd), is a highly revered and distinguished military officer who served meritoriously with impeccable records in the Nigerian Navy. He graduated from the Nigerian Defence Academy in 1980 and was commissioned as a Naval Officer a year after. Due to his quest for knowledge and passion for competence, he proceeded to study at the University of Nigeria, Nsukka where he graduated in 1985 with a B.Sc. Degree in Accountancy. He attended several courses nationally and overseas and witnessed consistent career growth during his active years in the military.

Rear Admiral Komolafe is a change agent with a commitment to providing transformational leadership and ensuring realignment of processes, operations, resource and people on various integrated fronts for optimum value creation. He held various sensitive positions in the Navy before his voluntarily retirement from the Service after 35 years of meritorious service. He presently sits on the Board of many prestigious organizations. Beyond his Military career, Rear Admiral Kehinde Komolafe (Rtd.) is a lover of God and a Pastor. He is married to Mrs. Abimbola Komolafe and they are blessed with 3 children.

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