THRIVE Loveland Magazine (July 2019)

Ju ly 2019

Est es Par k's Count r y-Cowboy Br ad Fit ch Ph ot o by AM A Divin e Ph ot ogr aph y

Upcoming Events

July Wed. 7/ 3

Ber t h ou d Fir ew or k s - Sen ior Social - join us in Berthoud to celebrate the 4th.

At Bein Park Athletic Complex from 4?9:30 p.m. for entertainment, food and of course, fireworks. RSVP at: http://bit.ly/thriversvp or call Danita for more info at 720-252-6880

Wed. 7/ 4

Lovelan d Fir ew or k s at 9:17 p.m. the show begins over Lake Loveland.

Wed. 7/ 4

Est es Par k Fir ew or k s at 9:30 p.m. the show begins over Lake Estes.

Tu es. 7/ 9

TLC - Th e Lovelan d Con n ect ion - 9:00 am -10:30 am All Saints Episcopal Church, 3448 N Taft Ave, Loveland Topic: ?Rock y M ou n t ain Nat ion al Par k --- Not Ju st Elk ? pr esen t ed by Ron Har den Light refreshments will be served. Please RSVP at: 720-252-6880 or http://bit.ly/thriversvp

Fr i.

Ch r ist m as in Ju ly - Ber t h ou d Sen ior Cen t er - 9:00am -n oon 248 Welch Ave

7/ 12

Stock up on gently used holiday decor. Cash only please.

Sat

7/ 13

Ch r ist m as in Ju ly - Ber t h ou d Sen ior Cen t er - 9:00am -n oon 248 Welch Ave

Wed. 7/ 17

Savvy Sen ior s - 2:00 pm -3:00 pm New Location: ANB Bank, 808 W. Eisenhower Blvd, Loveland (Conference Room) Topic: Dow n size an d Sim plif y. Best w ays t o disper se you r "st u f f " .

Light refreshments will be served. Please RSVP at: 720-252-6880 or http://bit.ly/thriversvp

Wed. 7/ 24

THRIVE Lovelan d Sen ior Lu n ch Bu n ch at Hok k aido Bu f f et 1011 E Eisenhower Blvd, Loveland Older adults (50+) are invited for a casual monthly lunch gathering. This is a great way to make new friends! Lunch is under $10 per person. Please RSVP so we can save you a seat.

RSVP at: 720-252-6880 or http://bit.ly/thriversvp

August M on . 8/ 5

THRIVE Fr ee M on t h ly Pizza Din n er f or Older Adu lt s (50+) 4:00 pm -5:30 pm 325 E 5th St, 1st floor Community Room (Use residence entrance), Loveland Act ivit y: Bin go! Space is limited, please RSVP at 720-252-6880 or http://bit.ly/thriversvp

Tu es. 8/ 13

TLC - Th e Lovelan d Con n ect ion - 9:00 am -10:30 am All Saints Episcopal Church, 3448 N Taft Ave, Loveland Topic: " Wh en Rock -an d-Roll Was You n g (An d So Wer e We)" pr esen t ed by Jim Willar d Light refreshments will be served. Please RSVP at: 720-252-6880 or http://bit.ly/thriversvp

Wed. 8/ 21

Savvy Sen ior s - 2:00 pm -3:00 pm New Location: ANB Bank, 808 W. Eisenhower Blvd, Loveland (Conference Room) Topic: TBD

Wed

THRIVE Lovelan d Sen ior Lu n ch Bu n ch at Hok k aido Bu f f et 1011 E Eisenhower Blvd, Loveland

8/ 28

Recur r ing Event s Ever y Th u r s. - 7:00 pm

Lovelan d

Bin go at t h e Associat ed Vet er an s of Lovelan d. $8 per gam e 305 Cleveland Ave. Doors open at 6 pm. Open to public.

2n d & 4t h Tu es. 10:00am

Est es

Car egiver Su ppor t Gr ou p - Nan cy Bell 586-2273 Estes Park Good Samaritan 1902 Ptarmigan Trail

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In This Issue.....

Ber t h ou d Bu sin ess................. 13 Ber t h ou d Ou t & Abou t ............ 6 Br ain Gam es..............................22 Est es Residen t Spot ligh t ..........16 Est es Sen ior Cit izen s Cen t er ....12 Est es Ou t & Abou t .....................21 Even t s........................................ 2 Healt h y Livin g........................... 9 In dex of Spon sor s..................... 5 In t er gen er at ion al Act ivit y....... 10 Legal View s................................ 11 Local Resou r ces.........................19 Lovelan d Act ive Lif est yles....... 20 Lovelan d Ou t & Abou t ............. 8 Lovelan d Residen t .....................18 Sen ior Livin g............................. 7

Impor tant Phone Number s Ber t h ou d Berthoud Area Transportation Sys. (BATS) Library Parks & Recreation Senior Center

970-344-5816 970-532-2757 970-532-1600 970-532-2730

Est es Estes Valley Community Center Library Senior Center

970-586-8191 970-586-8116 970-581-2195

Lovelan d Chilson Rec Center (main) Library Senior Center

970-962-2386 970-962-2665 970-962-2783

Vet er an s Ou t & Abou t ...................14

Publishers Mark & Danit a Nixon at t he 2018 Alzheimers' w alk w it h Slacolo.com Communit y Liaison Faye Kirk Cont act us w it h your ideas, feedback or cont ribut ions at 970-852-4900 Danit a@Thriveloveland.com Š 2019 THRIVE Loveland, 1635 Foxtrail Ct., Loveland, CO 80538 970-852-4900 All rights reserved.

Reproduction in whole or part without written permission is strictly prohibited. Advertisements contained within this publication do not represent endorsement by the publisher. Publisher may not be held liable or responsible for business practices of these companies.

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THRIVE Loveland & Surrounding Towns was created to serve older adults (50+) in Loveland, Berthoud, and Estes Park.

We believe that people need THREE things in order to THRIVE: -

Someone to care about them.

Something to do.

Something to look forward to.

It is our mission to help meet these needs by creating meaningful, local connections through this monthly publication and local events.

We invite you to participate! We are looking to feature the following types of articles that spotlight older adults (50+) or are of interest to older adults in our community: Local Heroes, Volunteers, Artists Home & Garden Senior Events Travel

Senior owned businesses Organizations that serve seniors Recipes Pets

Resident Spotlight - Professional photos are taken for this article and used for the cover.

If you are interested in participating, please email Danita@Thriveloveland.com or call her at 970-852-4900

Don't Miss a Single Issue Have THRIVE Loveland deliver ed t o you each mont h!

There are two ways to subscribe: Digital Subscription:

Free!

By Mail:

$24.00 for 12 issues

Call 970-852-4900 to set up your subscription

Pick up har d copies of t he magazine at : Ber t h ou d: Library, Senior Center, Hays Market Est es: Library, Recreation Center, Senior Center Lovelan d: Library, Chilson Senior Center, Pizza Ranch, Perkins & Golden Corral

Meet t he Publisher s Danita & Mark Nixon are residents of Loveland.

Mark is a native of Colorado, he was born in Ft. Collins.

Danita was raised a Navy brat, and considers Colorado home.

When they aren't working or serving in the community, Danita & Mark can be found spending time with friends and family, (4.5 grandkids), "sampling" craft beers, geocaching,

traveling or soaking in hot springs!

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Index of Sponsor s Our Sponsors make it possible to provide this monthly publication to our community. When you have a need for our sponsors' products or services, we ask that you give them a chance to earn your business. Please tell them you found them in the THRIVE Loveland magazine!

At t or ney Jorgensen, Brownell & Pepin, P.C. 800-598-4348 JBPLegal.com

Real Est at e Kimberly Caldwell 970-980-1671 KimberlyCaldwellRealtor.com

Chir opr act or Beukelman Chiropractic Center 970-667-7159 1717 Madison Ave, Suite 1

Roofer A&A Classic Exteriors 970-451-1828 AAClassicExteriors.com

Financial Advisor Edward Jones, Art Aldrich 970-663-0554 EdwardJones.com

Senior Living Advisor s Senior Living Advisors of Colorado Danita Nixon, 970-541-4592 SLAColo.com

Hear ing Aid Bat t er ies Hearo Club 833-547-8362 HearoClub.com Pest Cont r ol Integrated Pest Management 970-980-6307 Ipmnoco.com Phot ogr apher AMA Divine Photography 970-412-5742 Amadivinephotography.com In Home Car e - Medical & Non-Medical Phoenix Home Care 970-667-2273 PhoenixHomeHC.com Insur ance -Aut o, Home, Medical & Business Secure American Insurance 970-663-9197 SecureAmericanIns.com THRIVE Loveland & Surrounding Towns

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Ber thoud Out & About

Ber t houd Day Mother nature provided a stunningly beautiful day for the annual Berthoud Day Celebration. Kudos to all who helped make the day successful!

Loveland friends stopped by the Senior Living Advisors of Colorado booth!

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Senior Living

Just because you can doesn't mean you should!

Senior Living

by Dan it a Nixon The internet has given us amazing access to information. Relying soley on the Internet to make important life decisions has inherant risks.

One important life decision is finding the right senior community when it is time to make a move; it involves matching your personal needs for now and in the future. There are often substantial logistics and long term finaical ramifications that make it important to get it right the first time. These are details the Internet can not address for you specifically, but a local senior advisor will.

Another major concern is that there are companies on the internet that prey on seniors and those who care for them. When you search the Internet for senior communities, and press the ?request more information? button, you often connect with a marketing/referral company. You are now are a captive client of the marketing/referral company. You have given them permission to give your name and number to every senior community that pays them, even if they aren't a good fit for you. By clicking "request more information" you've given them permission to auto-dial and email you non-stop. The following Google reviews are great examples: Published on Google - November 10, 2017 Predatory Senior Referral Services They are predatory scammers/spammers and once you use their "services" (quotations on purpose), you are in a contract and cannot use any other placement service. They just blast your contact info out to every place they work with (read: get their referral money from) and then your phone and email blows up with places that don't even remotely meet your needs."

Published on Google - December 23, 2017 A Place for "SPAM" Do NOT fill out their online form. They are a complete nightmare. They do not actually do much besides spam you. They manipulate search engine rankings so they can intercept every Web search having to do with senior care. You could find the places yourself and save time wasted on dealing with marketing calls.

Once you fill out the form, they give your contact info without informing you or asking permission (thus violating spam rules), to dozens of senior places that then call you relentlessly."

Ju st becau se you can sear ch f or sen ior com m u n it ies on lin e, doesn't m ean you sh ou ld!

There is a better way than relying on the internet to make this important life decision.

Every community is different, which makes them hard to compare. Matching people to the right community is our expertise. We know the communities firsthand, what they charge, what services they provide, and how they are unique.

We get to know you and are committed to helping you make an informed decision!

If you ar e t h in k in g abou t m ak in g a m ove, give u s a call f or FREE, LOCAL assist an ce in f in din g t h e r igh t sen ior livin g r esou r ces. Dan it a Nixon - 970-541-4592 Sen ior Livin g Advisor s of Color ado or Dan it a@SLAColo.com THRIVE Loveland & Surrounding Towns

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Lovel and Out & About

The Aspen Club UCHealth Loveland Aspen Club celebrated their 30 year Anniversary at the beautiful Sweet Heart Winery in Loveland. The theme was "cultivate your spirit through art".

UCHealth Aspen Club Staff

The afternoon featured nationally known local sculptor, George Walbye? one of five founding artists whose work was selected by the Loveland High Plains Art Council for permanent display at the Benson Park Sculpture Garden. Beautiful music was performed by harpist Alaina Bongers.

George Walbye and his art.

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Healthy Living

Exer cise & Injur ies

by Car l Beu kelm an , D.C.

We all know that it?s important to exercise as we age. I frequently tell my patients that even moderate amounts of physical activity like walking can yield life changing health benefits. Exercise helps to reduce the frequency of falling and fracturing bones, helps us maintain the ability to live independently, decreases the risk of high blood pressure, colon cancer and diabetes, and lessens the feelings of anxiety and depression. Furthermore, these benefits vastly improve by increasing the duration, intensity, or frequency of exercise.

avoid further injuring the area with frostbite.

Also, never use ice over an open wound.

Chiropractic care and natural supplements containing CBD, turmeric, arnica, manganese, and vitamin C can also be used to help speed up the recovery time and get you back into action.

Consult your doctor or chiropractor if you haven?t noticed much improvement after several days of self care.

But do we all know what to do if we have been injured? One of the most frequent questions I?m asked after someone injures themselves is ?do I use heat or ice??

I tell my patients to never use heat on an acute or new injury, especially if there is any swelling, which is caused by bleeding. Using heat on an acute injury will amplify the swelling by drawing more blood to the area, making the injury worse and lengthening the recovery time.

Ice should be used on acute or new injuries for up to 20 minutes per treatment, repeated 4 to 8 times a day. Use a flexible ice pack. If you do not have one, I recommend making your own by using a package of frozen vegetables, or zip lock bag partially filled with ice and water. Don?t put the ice directly on an injury, rather use a protective barrier like a thin towel or cloth to THRIVE Loveland & Surrounding Towns

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Intergenerational Activity

Loveland ladies who visited the sanctuary. A special Thank You to Kay Saelens for having us as her guest!

Lions, Tiger s & Bear s - Oh My! Th e Wild An im al San ct u ar y Locat ion : 2999 County Road 53, Keenesburg, CO 80643 Cost : Check the website or call for pricing.

Open : 9:00 am to sunset, daily except during major holidays or bad weather.

There is something very special about seeing lions, tigers and bears roaming free on the plains of Colorado. The Wild Animal Sanctuary is the oldest and largest nonprofit Sanctuary in the world. They are dedicated exclusively to rescuing captive exotic and endangered large carnivores, providing them with a wonderful life for as long as they live, and educating about the tragic plight faced by an estimated 30,000 such animals in America today.

For more information about the Wild Animal Sanctuary go to : www.wildanimalsanctuary.org

Legal View s c Legal View s

Medicaid Eligibilit y Assisted living and nursing care costs are increasing, and it may become necessary to consider applying for Long-Term Care Medicaid. Long-Term Care Medicaid provides nursing home, assisted living care, memory care or in-home care. In order to qualify for Long-Term Care Medicaid, you must be at least 65 years old and blind or disabled.

Disabled is defined as requiring assistance with two or more Activities of Daily Living, which include mobility, eating, bathing, dressing, toileting, transferring or need for supervision due to cognitive impairment.

There are also income and asset restrictions for Long-Term Care Medicaid. Your income is limited to $2,313.00 per month from all sources. You also may not have assets, cash or property in excess of $2,000.00 for a single person. If you have a spouse, your spouse may have additional assets up to $126,420.00. Colorado considers some assets exempt from the $2,000.00 limit, including your home, household property, one vehicle, and a pre-paid burial plan.

against the probate estate up to the costs paid for services after the applicant reached age 55.

There are methods that can be used to spend down assets and deal with a potential penalty period. Navigating the Medicaid qualification and application process can be difficult, but eligibility to qualify for Long-Term Care Medicaid assistance can be met through proper planning and assistance from an experienced JBP attorney. Contact us today at 1-800-598-4348.

There are some strategies that can help you decrease your income and assets in order to qualify for Long-Term Care Medicaid.

However, some actions such as giving a gift of cash or property to your children to decrease your assets may disqualify you for a penalty period up to five years depending on the amount of the gift. Medicaid expects you to use the income and assets you have for medical expenses before the state is willing to provide assistance.

Another consideration when planning to apply for Medicaid, is that Colorado has Estate Recovery, which means upon the death of the applicant Medicaid can claim THRIVE Loveland & Surrounding Towns

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Estes Park Senior Citizens Center

Act ivit ies Schedule 1760 Olympian Lane, Estes Park, CO All exercise classes are FREE to members, Silver Sneakers and members!

EPSCC MedX

TaiCh i: M on day/ Wedn esday/ Fr iday 9:00?10:15 AM Improving Balance and Flexibility! Helps avoid falls and subsequent pain and disability. For all levels: beginner, intermediate and advanced.

Elem en t s of Balan ce: Tu esday/ Th u r sday 9:15?10:15 AM Gentle Chair and Floor Yoga!

Strengthening both mind & body for balance in everyday life. Breathe, breathe, exhale!!!!!

Tr i-Fit : M on day/ Wedn esday/ Fr iday

M ah Jon gg: Tu esday 10:00 AM ? 2:00 PM Learn to play and enjoy this ancient Chinese game.

10:30-11:15 AM Great cardio, strength &

Sh ar e You r Cr af t s: 1st & 3r d Wedn esday

flexibility workout for all levels of fitness! An

12:30-2:00 TBA. Do you have a craft to share?

exercise program utilizing light weights, bands

Sign-up to share and teach!

and balls to help strengthen your arms and

Topical Pr esen t at ion s: Th u r sday 12:30 ?

2:00 PM TBA. Do you have a topic to share?

Sign-up to present! Topics of Local Interest by regional presenters ? history, geology, plants, services, local lore, etc.

legs along with increased flexibility.

Lu n ch Ser ved M on day- Fr iday at 11:45 am .

The Estes Park Senior Citizens Center, Inc. currently provides lunch Monday thru Friday.

These meals are catered by The Big Horn Restaurant. They provide a generously portioned meal in an already ?take home container ? for either eating at the Estes Park Senior Citizens Center or taking home.

Please note: All noon meals are $5 for current members and are by reservation only.

Non-member pricing is $8 per meal also by reservation only. Reser vat ion s M UST be m ade by 1:00 pm at least on e bu sin ess day in advan ce. For r eser vat ion s please call 970-581-2195.

M em ber s can dr op by f or t ea, cof f ee an d con ver sat ion an yt im e.

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Ber thoud Business

Her it age Laven der Nested near the quiet garden spot of Berthoud, Colorado, Heritage Lavender is home to over 30 different varieties of lavender.

Whether you?re looking for a bundle of lavender sprigs or a handful of culinary lavender, our selections will be sure to fit your needs. Our small one-acre market garden is currently growing nearly 600 lavender plants, in addition to our cutting garden and herb gardens.

Bob and Trudy Perry, married for over 33 years, common interests include dirt, water, and sunshine. They both have a deep agricultural heritage, growing and selling lavender locally is their passion. Trudy?s motivation to grow lavender is to share her enchantment with this versatile herb and its calming effects.

Today?s society is over-stressed and lavender offers relief both through aromatherapy and as an herbal ingredient. Bob enjoys harvesting lavender and distilling it for the essential oil and hydrosol.

Our ?Certified Naturally Grown? certification shows our commitment to care for our earth responsibly and sustainably. We grow everything using organic practices without the use of synthetic chemical herbicides or pesticides. Heritage Lavender is happy to be registered Colorado Proud, and members of both the US Lavender Grower ?s Association and the Lavender Association of Colorado.

Open by appoi n t m en t .

Ow n er Tr udy Per r y can be con t act ed at : h er i t agel av en der @gm ai l .com ( 30 3) 514- 650 4 w w w .h er i t agel av en der .com THRIVE Loveland & Surrounding Towns

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Veter ans Out & About The Veterans Plaza of Northern Colorado held their annual All Veterans Gala fundraiser Memorial Day weekend in Ft. Collins. The event featured dinner and a keynote presentation by retired Lieutenant General William Welser III, USAF. Additionally, veterans who served between 1990 and 2003 were presented a Persian Gulf War Era coin, created by Designs by Ricker.

All Vet er ans Gala

For more information about the Veterans Plaza go to: veteransplazanoco.org Ph ot o by Jen n y Har din g

Lovelan d Residen t Br ad Hoopes w as aw ar ded t h e " Ou t st an din g Ser vice t o Vet er an s Com m u n it y " Aw ar d.

Brad has selflessly served the Northern Colorado Veterans community for decades, by serving on non-profit boards, recording veterans stories, and most recently publishing the monthly "Remember and Honor" veterans magazine.

Ph ot o by Jen n y Har din g

Congratulations Brad, and thank you for all that you do for our veteran community.

Ph ot o by Jen n y Har din g

Ph ot o by Jen n y Har din g

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Memor ial Day at Vet er ans Plaza

2626 West Hor set oot h Road, For t Collin s vet er an splazan oco.or g The Veterans Plaza held their official Memorial Day Ceremony which included the raising of the colors, a prayer and guest speaker Lieutenant William Welser III, retired USAF. The 101st Army Rock Band played sing-along and dance-along rock music from the 1970s through today.

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Estes Par k Resident

Count r y-Cowboy Br ad Fit ch

by Dan it a Nixon

Anyone that has lived or visited Estes Park has probably heard the name ?Brad Fitch?.

Some know him as the ?Country Cowboy?, others as the ?John Denver look-alike singer ?, but locals know him as a humble and fun ?almost home-grown? Estes resident.

Brad was born in Indiana and transplanted at an early age to the Estes Valley. Brad?s parents moved to Estes to pursue their passion for painting and to open the E.E. Hermann Art Gallery. Brad?s first job was helping at the gallery.

Brad has two siblings who are also music lovers and musicians. His brother, Doug, lives in Hawaii and is a psychiatrist. His sister, Melinda (Fitch) Morris, lives in Boulder and works for the W.I.C. (Women, Infants, Children) program. The three sibilings play music together as often as possible.

Photo by AMA Divine Photography

Ph ot o by AM A Divin e Ph ot ogr aph y

Also, because of the nature of his search and rescue work, Brad also learned ?how fragile we are?. While Brad was away serving his country he developed a deepened love and appreciation for the state of Colorado.

Brad has been working as a professional musician since he was fifteen years old. His first band was ?Fitch and Chips? which toured the U.S. from 1980 to 1983. After the band disbanded it was time for Brad to After completing eight years in the military, Brad figure out, ?what?s next?? returned home to his beloved Colorado to pursue Brad decided to enlist in the U.S. Coast the next phase of his life. He was fortunate to Guard. He went in as an enlisted man doing realize his childhood dream of becoming a Park search and rescue and maritime law Ranger in Rocky Mountain National Park. Brad has enforcement. In 1988 he became a the opportunity to work six months out of the commissioned officer. When asked what he year as a wilderness ranger in the Longs Peak learned in the military Brad replied, ?an area. His work as a ranger helps him to meet his appreciation for our civil liberties, since you need to be outdoors. ?It is almost like a religious don?t have any when you are in the service?. practice; I have to get out every day. I feel the 16

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Dou g Fit ch , Br ad Fit ch , an d M elin da (Fit ch ) M or r is

most calm, and safest when I?m in the wilderness. It?s where I get great inspiration?, Brad explains.

When Brad isn?t in the wilderness, he is doing what he loves most, performing for people. His performances take place all around the country, and include classic cowboy music, music that he has composed, and of course, John Denver 's music!

See Br ad per f or m in Est es Par k at t h e below list ed days an d t im es.

Su n day an d M on day at Bon d Par k From 7:00 pm ? 8:00 pm Wedn esday at YM CA Ou t door Am ph it h eat er From 7:00 pm ? 8:00pm.

Ch eck ou t Br ad's w ebsit e at cow boybr ad.com

Ph ot o by AM A Divin e Ph ot ogr aph y

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Lovel and Resident

Sue (on the right) giving a "thumbs up"

Sue McKim

Sue (far right) with a group celebrating a birthday at Golden Corral.

by Ph yllis K. Ken n em er

Sue McKim says, "You meet a lot of nice people in restaurants." And, she should know. Sue started working as a waitress when she was 18 years old and has been at it ever since -- more than fifty years and still counting. She continued, "If people have eaten out in Loveland, I've probably waited on them. Since moving back to Loveland 28 years ago, I have worked at Perkins, IHop, Village Inn, and Cracker Barrel. I have been working at the Golden Corral for about six years now."

She and her husband lived in Loveland in the 1970's while he went to college. Upon graduation, his job took them to Texas, but Colorado kept calling her. After 18 years, they returned to Loveland. Her husband of almost 49 years died several years ago, she still deeply misses him.

When not at work, Sue is a homebody. She has four active cats. The cats manage to open cupboard doors and play constant games of hide-and-seek with her. They all pile on her bed at night.

Sue loves people. Her sense of humor and her caring nature are evident to all. She jokes around and has a good time with patrons.

People enjoy these interactions and diners often request tables in her section. Sue says that if she did not love serving so much, she would have pursued a career as a stand-up comedian

Sue is a reader. Her home library has about a thousand books, mostly fiction, including many best sellers. She has a goal of reading all of these books, estimating that she has read about 300 so far. She says she does cross-stitching like a crazy person, making gifts for friends and relatives. She also pampers her four rose bushes and delights in their beauty.

A Colorado native, Sue was born in Denver. She was raised by her grandmother, a hardworking pioneer-type woman, in Wyoming. Sue's grandmother owned an apartment building in Laramie, renting mostly to college students. Sue feels like she got her strong work ethic from her grandmother.

When asked about retirement, Sue replied, "Well, I had a week's vacation a while back. I went to a movie; I read some books; I played with my cats; and then I was ready to come back to work. I just love interacting with people."

Next time you go to the Golden Corral, ask to Sue has always considered Colorado her home. sit in Sue's section!

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Local Resour ces War t im e per iods in clu de: World War II Dec 7, 1941 to December 31, 1946 Korean War June 27, 1950 to January 31, 1955 Vietnam War August 5, 1964 to May 7, 1975 This is a program that both veterans and their surviving spouses can apply for when they have reached a time in their lives when their

by Dan it a Nixon assets have dwindled, and all their income is Where do Larimer County veterans go to find paying for the care they are receiving. reliable information about Veterans benefits? Currently the VA has a three year look back The Larimer County Veterans Service Office, period for any transfer of assets. The current located at 200 W. Oak Street ? 5th floor in Fort asset limit for a veteran, veteran and spouse, Collins. or surviving spouse is no more than $127,600.

Vet er an Resour ces

This organization is tasked with serving veterans and their families by providing free assistance in filing for and obtaining benefits for which veterans are entitled to by law. The professional staff at this office are advocates for the veterans, their families, and their survivors.

Cau t ion :

According to Trisha Reynolds, Accredited Veteran Service Officer, the office specializes in pre-screening for benefit qualifications, assisting with completion of VA (Veterans Administration) paperwork, and submitting the paperwork to the proper VA departments for the following benefits:

A veteran and their family should n ot :

-

There are unscrupulous companies who take advantage of veterans. Remember the old adage ?If it seems to be too good to be true, it probably is.?

· Pay to have paperwork for their V.A. benefits completed. · Have V.A. paperwork completed by anyone who is not certified by the V.A. · Enter into a lease agreement with a senior community counting on veterans benefits to help pay their rent before knowing for sure that they qualify to receive such benefits.

Application for medical benefits Service-connected disabilities Pension for wartime veterans (includes aide and attendance and house bound · Enter into financial and insurance benefits) plans/products without getting a second - Death benefits opinion.

- Ordering DD-214s (discharge papers) · Gift money to family members that may The Pension program through the VA is based effect eligibility for Medicaid or VA Benefits on income, net worth, and out of pocket medical expenses. The veteran had to have served at For more information about veterans? least 90 days of active duty with one day during benefits contact the Larimer County Veterans Service Office (970) 498-7390. a war time period.

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Loveland Active Lifestyles

Wat er Aer obics

by Edie San gior gio

If you like swimming (or even if you don?t, you just like the feel of being in water) but the idea of swimming laps for exercise sounds too boring, you might want to check out the Deep Water Aerobics class at the Dick Hewson Aquatic Center at Thompson Valley High School in Loveland. Dick started the class more than 12 years ago to offer people an alternative, low impact cardio workout that is also therapeutic, especially for mature adults.

Chellee McCoughan teaches the class every Tuesday and Thursday from 11:15 am -12:15 pm and on Wednesday from 7:00 am-8:00 am.

The class, which averages about 10-16 in attendance, is not only good for the participants physically but there are a lot of social benefits as well. During the class they enjoy lively and fun conversation which has helped them become a strong support system for one another, both in the class and outside the class.

The class is held entirely in the deep end of the pool but requires no skills or swimming ability 20

THRIVE Loveland & Surrounding Towns

and you don?t even have to get your hair wet!

They provide the equipment needed which is an aqua jogger and hand held buoys used for resistance. The class is structured so that you can personalize it and make it what you want.

For instance, because it?s low impact it?s great for those who have had joint replacements and yet it?s also good for those who are wanting to protect their joints and ward off having to have surgery. So it?s both preventive and restorative at the same time.

It helps with flexibility, core strengthening as well as it?s a great cardio workout.

The group loves to have newcomers join them to share in the fun so to make it more enticing everyone?s first visit is FREE! After that the drop-in rate is a mere $4.25 per class and they also offer a 25 class punch pass for $85.

With summer season upon us why don?t you dig out your bathing suit, call a friend, neighbor or family member and bring them along to check out the Deep Water Aerobics.

If you have any questions, feel free to call Chellee at the aquatic center at 970-613-7935 to find out more.

Senior Resour ce Day

Estes Out & About

Th e Secon d An n u al Est es Valley Sen ior Resou r ce Day was held at the Estes Park Community Center in June. Organizations that serve seniors from Larimer County and Estes Park were available to answer questions about many resources available to the community.

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Br ain Games

Solu t ion s w ill be pr in t ed in t h e Au gu st Issu e!

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THRIVE Loveland & Surrounding Towns

Legal View s

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