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December 18, 2010

Holiday

Bouquets Flower displays bring natural cheer

Mortgage interest deduction a big deal for homeowners Green up your holiday season

Times-Call / Home & Real Estate Weekly

December 18, 2010

Holiday

Green Up

Make your Christmas a sustainable event By Joe Lamp’l

Scripps Howard News Service

For those of us trying to live a more sustainable lifestyle, this time of year poses yet another green dilemma. Which is more eco-friendly – a real or artificial Christmas tree? One of the most common reasons for buying an artificial tree is longevity. Although artificial trees do last for years, eventually they are discarded and remain in a landfill forevermore. Fake trees are nonbiodegradable; they never break down. Part of what makes artificial trees so sturdy are the components used in their construction. PVC plastics are made from petroleum byproducts, heavy metals are used to stabilize the plastics and the metal branches are mined from the earth. In California, warning labels are even required on artificial trees to alert users of the potential risk of hazardous materials, including lead. The idea of buying local and supporting area businesses doesn’t apply to artificial trees. Most are made in China, shipped across the Pacific and then travel many more miles to reach their final destination. Now, having pretty much bashed the argument in favor of artificial trees as better for the environment, I certainly respect that there are circumstances in which they are more appropriate for certain users. Moreover, if you already have one, discarding it prematurely is not environmentally responsible, either. However, when the opportunity presents itself, think twice before opting for artificial Christmas trees as the greener option, because they’re not.

Contrary to a common misconception, live trees are a better environmental choice. While growing, they’re absorbing carbon dioxide and releasing oxygen, stabilizing soil and providing habitats for wildlife. As trees are harvested, new ones are planted to take their place. And unlike artificial trees, real trees can often be purchased from local farms. After they have served their purpose, they can be utilized as a mini-habitat for wildlife or hauled off and shredded for compost. But the best option is a live Christmas tree you can plant in your yard. Throughout the last several years, the popularity of living Christmas trees has been on the rise. But many of these trees don’t survive the holiday season. Knowing how to choose, plant and care for a live Christmas tree will make for a happier holiday and a valuable addition to your landscape. When purchasing your tree, select a variety known to grow well in your area. Consider the mature height and width of the tree, and know where you will plant it in your landscape. Particularly in areas where the ground freezes, consider preparing the planting hole in advance of freezing weather. Once home, your tree needs to stay outside, in a protected area, until a few days before Christmas. Water the tree immediately and make sure the soil is kept moist, but not wet. It also needs to be sheltered from high winds and full sun. The objective is to acclimate your tree to warmer temperatures over a period of three to four days.

Kristi Ritter Summer Stair On the Cover

Avoid the temptation to bring your tree indoors too early. In fact, the less time indoors, the better. One or two days before Christmas is best, but no more than a week. Move your tree back outdoors as soon as possible after Christmas. However, don’t immediately plant it. The tree will need to readjust to outdoor conditions in a protected area for several days. Plant this tree as you would any other, following sound planting practices. The hole should be at least twice as wide as the root ball, but no deeper – even slightly shallower is better. Contrary to conventional information, it is not advisable to amend your planting hole with organic matter. Rather, backfill with the original,

Specialty Publications Editor

kkritter@times-call.com, 303-684-5275

Specialty Publications Associate Editor sstair@times-call.com, 720-494-5429

Simple touches, such as fresh flower displays around the home, bring natural cheer to guests. See story on page 3. (Thinkstock)

News and Press Releases

Learn how to choose and care for a live Christmas tree. It will make your holidays happier and eventually will add to your landscape. (SHNS/Courtesy Joe Lamp’l)

well-pulverized soil. Finally, be sure to water and mulch your tree to retain moisture. Continue to monitor soil moisture. Winter conditions can be dry, and your plants and trees need water now as well, especially newly planted ones. So if you’ve made the choice to go with a live tree instead of an artificial one, the proper care and planning, before and after the holidays, will help ensure that your tree survives for years to come. Joe Lamp’l, host of “Growing a Greener World” on PBS, is a Master Gardener and author. For more information, visit www.joegardener.com.

Home & Real Estate Weekly welcomes news on hirings, advancements, awards, classes and other information of interest to the real estate and home community. Please submit information to the editor by e-mail, fax 303-774-8088 or mail to 350 Terry St., Longmont, CO 80501. The deadline is Monday at 5 p.m. the week of publication.

Advertising

The display advertising deadline is Tuesday at 3 p.m., and the classified line advertising deadline is Thursday at 3 p.m. – both the week of publication. For advertising information, call 720-494-5445.

December 18, 2010

Flowers keep the holidays cheerful

Carol O’Meara is a horticulture entomologist with the Colorado State University Extension office at the Boulder County Fairgrounds in Longmont. Contact her by calling 303-678-6238 or e-mailing comeara@co.boulder.co.us. For more gardening tips, check out her blog at gardeningafterfive .wordpress.com.

By Helaine Fendelman and Joe Rosson

Scripps Howard News Service

Dear Helaine and Joe: I am enclosing photographs of two lamps, which I purchased about 10 years ago at an estate sale. They are both signed “L&F Moreau” and have the original shades. They are 39 inches tall, including the shades. The lamp with the boy has slight damage at the base, and on the other, the man and the woman have damage on their faces, arms and legs. I would like to know their value. Thank you. – A.E.B. Dear A.E.B.: There is more than mustard coming out of Dijon, France. There is also the Moreau family of artists, and we have actually seen charts listing who’s who and the various relationships in this artistic clan. The particular Moreau family members who concern us today are Louis Auguste Moreau (1855-1919) and Hippolyte Francois Moreau (1857-1930). They are perhaps best-known for their ornate clocks and mantel garnitures cased in either bronze or spelter. Both Moreau brothers in this partnership were artists who sculpted and produced bronze statuary, and their original bronze pieces can bring considerable amounts of money. But they also set up a studio to make spelter copies of their works in quantity, and these are far less highly regarded by collectors. Spelter is sometimes synonymous with the element zinc, but in antique or vintage statuary, it is usually an alloy of zinc that is sometimes called “white metal” or “pot metal.” Often, spelter is given a thin coating of bronze to make it

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look like the more expensive alloy of copper, but telling the difference between bronze-coated spelter and solid bronze is not difficult. The metal used to make these lamp bases is definitely spelter, which has been painted off-white with gilded details such as clothing. From the photographs, we feel that the damage to which A.E.B. refers is damage to the cream-colored paint. For the most part, we see L&F Moreau lamps of this type (cream-colored paint and gilded clothing) with some paint loss retailing in the $500 to $600 range for the pair. Helaine Fendelman and Joe Rosson are the authors of “Price It Yourself” (HarperResource, $19.95). Contact them at Treasures in Your Attic, P.O. Box 18350, Knoxville, TN 37928.

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If the guests you’re expecting bring more rings left by the drinks of distracted stress than happiness, consider using your guests? Let a floral arrangement of holly decor to keep them in line. Through the provide protection for the table. The deep help of modern psychology and strategic green, glossy leaves bedecked in berries arrangements, your gathering can be a civi- look glorious in a winter bouquet, but a lized affair. But it’s not the seatfew nips from their razor-sharp ing charts or furniture that will spines will have your guests save you; it’s your bouquets. looking elsewhere to set their Two studies, one conducted glasses (this advice is not part by Nancy Etcoff, Ph.D., of Masof the studies. It’s a trick I’ve sachusetts General Hospital and picked up throughout the Harvard Medical School, the years). other by Dr. Jeannette HaviFor best effect, spread the land-Jones, professor of psyholly along the lower and midchology at Rutgers, show that dle section of the display, keepthere really is power in flowers. Carol O’Meara ing the size of the arrangement Colorado State wide enough to discourage Looking at the links between University Extension drinks but show off the table. humans and blossoms, both studies suggest that human beIf you’d like to tamp down havior can be improved by the your guests’ baser instincts, presence of flowers. Here are a few of their whip up a few floral arrangements. Oasis findings to help you keep the holidays blocks, found at local hobby stores, hold cheerful. water and fresh flowers or branches when Place flowers in rooms where they’ll you’re not using a vase. Soak the oasis in have the most impact: kitchens, dining water for a half hour before use, then place rooms and living rooms. Their presence is in a shallow bowl or tray. enough to soothe the savage beast, or at Choose a variety of material from your least make them tolerable for an hour or garden and the local florists’ shop. If using two. By triggering the feeling of happiness, fresh evergreens, snip the ends before inflowers increase connection between peoserting them into the oasis, cut stems at ple, bringing them together in a positive differing lengths to keep the arrangement manner. interesting. Strip off leaves or needles from In both studies, people felt less negative any part of the stem that will be inserted after being around flowers, and Etcoff’s into the oasis. study found that flowers improve compasWhen inserting anything into the oasis, sion and kindness for others, something take care to push the stem only once; avoid that should come in handy with judgmenpulling it back out to reseat it. This causes tal visitors. Seat the pessimists near a disan air pocket between the stem end and the play of brightly colored posies; perhaps foam, and the plant won’t get water from they’ll overlook their feelings on your the oasis. cooking this year. Begin at the bottom of the display, layerHave someone who loves to argue in the ing greenery in a circle as a foundation for group? Hand them a flower whenever they the design. Work around the arrangement warm up to a topic; it will bring a smile in an upward circle to place material into and better behavior. According to Havithe foam. If arranging for the center of a land-Jones, people entering an elevator – a table, keep the design low to avoid obplace of social awkwardness – acted in a structions to conversations with those on more socially positive way when handed a the other side of the table. Mist your arflower, as opposed to another gift or nothrangement daily. ing at all.

At the very least, handing them flowers one by one throughout the event will keep their mind on your mental stability and off of debates. Want to show off your antique end table without running the risk of careless water

Times-Call / Home & Real Estate Weekly

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Times-Call / Home & Real Estate Weekly

Be prepared for New Years party

Don’t leave the details to the last minute. Create your to-do list at least a week in advance, including the menu, drinks and quantities, decorations and party events. Menu tip: Don’t choose foods that need to be heated right before serving, or else you’ll be in the kitchen all night. Tidy up. The day of the party, get the public areas of the house fresh and clean, and don’t forget that the bathroom will need to be well stocked with fresh hand towels and the like. If you’re using a bedroom as a coat closet, make sure it’s presentable. Make a party-night cheat sheet. Keep a game-time checklist on an index card in your pocket. That way you can know at a glance when it’s time to bring out the warm appetizers or special favors. – HGTV

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December 18, 2010

Mortgage interest deduction is a big deal

Recently, this column discussed how the liberty and property. National Association of Realtors does more Nothing will give a person more resolve than sell real estate. Preserving homeownerthan to defend all three. “When the governship, and homeowner value is at ment looks to try to change the the top of the list right now. rules on MID after being part of the tax code for over 97 years, it Ron Phipps, 2011 president of would be like trying to change all the National Association of Realthe rules to baseball: you don’t do tors, shared on Dec. 7 that if the it. From the first breath of our remortgage interest deduction was public, The notion of property and lost, it would cause the average homeownership has always been a home price to drop by 15 percent, cornerstone,” Phipps says. which he claimed would be the wrong direction for this country MID would obviously have a and unfair. Dave Wagner more serious consequence. Yes, ReAt present, more than 91 percent Longmont Association altors across the country are callof the people who benefit from the of Realtors ing all their representatives in congress and every citizen has the MID make less than $200,000 a same voice. One must just decide if year. Secondly, it can only be used saving the MID is important enough to make a on mortgages up to $1 million, and hence it’s phone call to their representative. not so much for the rich as for entry and middle income level tax payers. If MID were to go The government is trying to step away from away, it would not only affect the 47 million using the on/off switch of stimulus packages. people with mortgages, but also 75 million However, taxes, interest rates, bond purchashomeowners. This would affect Americans ing (pouring money into the economy) and across the board. Phipps went on to say that job creation will still play the role it always has NAR is absolutely committed to this fight. in moving sales and values of homes. Years ago, Thomas Jefferson in the DeclaraWhen one sees Longmont down 21.5 pertion of Independence, penned that we were all cent in houses sold in the month of November, created equal, and that each of us had rights to compared to November last year, and Firelife, liberty and the pursuit of happiness. This stone, Frederick and Dacono down 44.1 perconcept was first modeled in England as life, cent, they might conclude at face value that

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the sky is still falling. But without a reference to the on/off switches thrown by stimulus plans as in the one that ended last October, and the other one that ended April 30 to close by June 30, one really is not getting the full year picture. The year ahead will bear similar stories as we find wild swings in month-tomonth comparisons. For example, though the number of single family home sales in November in Longmont were down 21.5 percent, on the year to date basis, we are only down 8.5 percent and will end the year down about 10 percent in units, but only down about 3.5 percent in dollars transacted. That is good news for the median value of Longmont home sales. NAR economist Dr. Lawrence Yun sees a brighter future, and by the third quarter of 2011, a steady climb out of the housing doldrums as inventories start getting used up from the pent-up demand of new households being formed, and not nearly enough new homes presently being built to meet the demand. Supply and demand will drive the market. We are in recovery, and home demand and jobs will drive us back. Dave Wagner is the president of the Longmont Association of Realtors. Contact him by calling 303-684-6356, e-mailing dave@wagnercolorado.com or visit the association’s Web site at www.longmontrealtors.com.

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December 18, 2010

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Q: I am struggling to find their rates are that low because you some of the rates you have dispay tons of other fees to get the cussed for refinance. Do you loan. In effect, you get the lower mind passing me a couple of rate, but you’re paying up front for sites? the privilege of getting that low A: All of the major rate. Make sure you lenders are now offershop, compare and being similarly great come knowledgeable rates, although they about the mortgage projumped up quite recess. cently. But to get the Homeowners interestbest information, ed in refinancing need you’ll need to call sevto understand that intereral different types of est rates on home loans lenders in your area, as can fluctuate from day well as searching onto day, and even several Ilyce Glink line. times in a day. On a reTribune Media Services Call your real estate cent Wednesday, the agent and ask for some bond market experireferrals to great mortgage brokers. enced a massive selloff and mortTalk to at least four or five different gage interest rates jumped more types of lenders, including a credit than a quarter of a percent in a sinunion (if you belong to one or can gle day. join one), a big box lender and a In general, if you have a great small local bank, and then compare credit history and a high credit loans, costs, fees and interest rates. score, you’ll get a lower interest If you’re searching the Internet rate than if your credit history and for rates on home mortgages, you credit score are worse. When I can take a look at the big box quote an interest rate, it’s generally lender sites, along with aggregators the interest rate for those with the or mortgage portals like best credit history, sufficient cash BankRate.com or Zillow.com or and income, and a property with at QuickenLoans.com. These sites least 20 percent in equity. can be a guide for you, but rememQ: My friend just passed away ber the rates on these sites might and left his wife in a difficult fibe stale by the time you call a local nancial situation. Her name is lender, mortgage broker or credit not on the house mortgage and union, or you may not qualify for the best loan programs. none of the cars. My question is, will she be responsible for the Finally, watch out for lenders mortgage payments? She is upthat advertise mortgage interest side down and will lose the rates that seem way below rates house. quoted elsewhere; it’s possible that

A: My condolences on your loss. Is your friend’s wife named on the mortgage note even if she is not on the title to the property? Did your friend leave a will? Is his widow prepared to move? She probably needs to speak with an estate attorney soon in order to figure out what’s going on. If the widow is not on the mortgage note, then she should not be held responsible for the mortgage payments. She can move out of the house and let it go back to the bank. However, if she decides to walk away from the house and there are other assets in your friend’s estate, then the bank may try to lay claim to those assets. While she may not be liable to the lender for the loan, your deceased friend’s estate may have an obligation to pay off the lender. Before assets from the estate can be distributed, the debts of the estate must be paid off. Having said that, if some of the assets are in joint accounts or in trusts, upon your friend’s death, those assets would have transferred automatically to the designated beneficiaries. But in the case of the house, your friend incurred that debt personally and in that case any assets that were in his name at the time of his debt might have to be used to pay off the lender under some circumstances. Ilyce R. Glink’s latest book is “Buy, Close, Move In!” If you have questions, you can call her radio show at 800-972-8255 any Sunday, from 11 a.m. to 1 p.m. EST. Contact Ilyce through her website at www.thinkglink.com.

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December 18, 2010

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303.776.3344 Wright-Kingdom, Inc.

Some savvy homeowners are having their cake and eating it too when it comes to energy-efficient home heating. Imagine cutting your heating bills, while boosting your home’s comfort. Sound too good to be true? Not for the thousands of homeowners who are using radiant floor heating, one of the oldest and most efficient means of heating a home. The technology, dating back to the ancient Romans, uses warm water to heat the floor, instead of a furnace to heat the air. Modern radiant systems pump warm water through an in-floor network of PEX tubing (crosslinked polyethylene), which, in essence, turns a home’s entire floor into a massive whole-room radiator. Many families actually feel warmer at a lower thermostat setting with radiant floor heating than at a higher temperature required with conventional forced-air heating systems. Studies conducted by the American Society of Heating, Refrigerating and Air-Conditioning Engineers indicate that people with radiant heating systems can be comfortable at temperatures 6 to 8 degrees lower than with forced-air systems. The lower thermostat setting means using less energy and saving more money. Feel Warmer at a Lower Temperature Picture a beautiful sunny day. It’s 65 degrees outdoors, and you are standing under a large tree. You may feel a bit chilly if there’s a breeze; but as soon as you step into the sunlight, you’re comfortable again. The air temperature is roughly the same in both sun and shade, but you feel OK because the sun’s radiant heat waves warm you directly. The same concept applies to a home with radiant floor heating. As the invisible waves of thermal radiation rise from the floor, they warm you and all the surrounding furnishings, which radiate that captured heat. Contrast that with what happens in a conventional forced-air heating system, the kind found in most American homes. Hot air blows out of the registers and rises to the top of the room where it quickly sheds heat and then drops back down as it cools. In a radiant home, all that warmth stays at the floor level where the people and,

most importantly, their feet live. And if your feet are warm and comfortable, chances are, so are you. Moreover, because the distribution of heat is more evenly circulated, there is less need to “overheat” a home in order to compensate for spaces that seem too cool because of drafts or poor insulation. New and Existing Homes A radiant heating system can be installed during new-home construction or added to an existing home. Even if you choose not to opt for radiant heat throughout your new home, the builder can still install the PEX tubing in the basement floor or – if you don’t have a basement – in the home’s concrete slab. Radiant technology is also perfect for heating a single bathroom or a kitchen. Other benefits of radiant heating include: • Healthy atmosphere: Since a radiant system needs no fans or blowers to move its heat, family members with allergies are not subjected to the circulation of dust, mold, bacteria, viruses and pet dander throughout the home. • Quiet operation: No fans and blowers also means no noise. • Interior design options: Radiant heating allows you to place furniture wherever you want with no concern about blocking air vents. • Fuel flexibility: Radiant floor heating systems can accommodate a variety of energy sources: from the conventional (gas-, oil- or wood-fired boilers) to the cuttingedge (solar thermal systems and geothermal systems) – or even a combination of both.

December 18, 2010

To improve credit score, make habit of saving and paying off debt By Michele Lerner bankrate.com

Living from one paycheck to the next may be the norm for many people. But homebuyers need a better strategy. “If buying a home is your goal, then it needs to be your priority,” says Tim Kirchner, vice president of MetLife Bank in Irving, Texas. “Most people need to sacrifice a little and stick to a budget in order to save for a home.” A good budget plan begins one or two years before the buyer makes an offer. When it comes to securing a loan at the best mortgage rate, credit is king. “The most important focus for all potential buyers should be improving their credit score,” says Jean Badciong, chief operating officer of Inlanta Mortgage in Waukesha, Wis. “A low score can prevent someone from buying a home or at least from qualifying for an affordable mortgage rate.” Greg Holmes, national director of sales and marketing for Credit Plus, says potential buyers should request their free credit report at AnnualCreditReport.com. “Some people who think they have good credit don’t, while people who think their credit is bad may be surprised that it is actually OK,” Holmes says. “Everyone should check their report for accuracy and fix any mistakes. It can take months to correct errors.” To improve their credit scores, Holmes says buyers should pay off past-due bills, pay every bill on time and reduce their balances to less than 30 percent of the credit limit on every account. Also, it is best to have three to five credit accounts, such as a car loan, student loan or credit card, for one year or longer. Holmes recommends against frequently switching credit cards to get the best rate. Kirchner says people often do not realize the consequences of paying bills late or missing a payment, which can stay on a credit report for a long time. Some young people assume they can improve their credit scores as an authorized user on a parent’ s card. But Badciong says this will have no impact on their score. “Every consumer should establish three

lines of credit such as an installment loan and a credit card or two, keeping the balance low and paying them on time, in order to generate a strong credit report,” says Christine Howard, a senior loan officer with Inlanta Mortgage. Howard urges future homebuyers to make “virtual” mortgage payments today as a way to build up savings and learn to budget for actual mortgage payments down the road. “Renters can estimate a mortgage payment and set aside the difference between that payment and their rent each month,” Howard says. “If they are paying $800 in rent and estimate their mortgage will be $1,100, they can put $300 per month in a special savings account. “Not only does this help them save for a down payment, but it demonstrates to a lender their ability to afford that higher housing payment.” Kirchner recommends that future buyers create a simple budget and set a savings goal. “If they find they can save $300 a month, then they will have $3,600 at the end of the year,” Kirchner says. “Lenders want to see that pattern of savings, and buyers will need at least 3.5 percent for a down payment on an FHA loan or at least 10 percent for a conventional loan.” Kirchner recommends setting up an automatic transfer of funds into saving through your employer or your bank. While buyers increase their savings, they should also reduce their debt. “If your debt-to-income ratio is over 50 percent, you need to pay off your debt before even thinking of buying a home,” Howard says. “Some companies will relax their standards for borrowers with a strong credit score or substantial cash reserves, but in general, FHA will only go up to 43 percent and conventional lenders will only go to 41 percent for the overall debt-to-income ratio.” While it might be premature to visit a lender two years before a home purchase, it can be valuable for consumers to know if they qualify for a mortgage, Kirchner says. He also recommends visiting open houses.

Widholm earns 5-Star Institute designation Lola Jean Widholm of Re/Max Traditions recently received a 5Star Institute designation. The designation will aid her in assisting clients in foreclosure, short payoffs or other distress situations. Only a minimal number of Realtors have obtained this designation and this certification will add to Widholm’s expertise and dedication in helping her clients. Widholm has been a licensed Realtor for 27 years and is a member of the Longmont Association of Realtors, working in Boulder, Larimer and Weld Counties. She can be reached at her office at 303684-6301 or cell 303-588-3643.

Widholm

Times-Call / Home & Real Estate Weekly

www.coloradohomes.com/Longmont

Featured Listings 241 Mill Village Blvd.

1982 Lochmore Dr.

Longmont $209,400 Adorable Townhome over 2,300 sq ft. 3Bed/3Bath/1Car Garage

Longmont $450,000 Spectacular Home with Upgrades Throughout! 5Bed/4Bath/3Car Garage

Maryann Ellis 720-300-4909

Judy Whitaker 303-829-0484

1404 Whitehall Dr. Unit E

925 Franklin Ave.

1324 Shelby Dr.

Longmont $185,000 Luxury Condo w/mtn. view patio 2Bed/2Bath/2Car Garage

Berthoud $170,000 Brick Ranch Large Lot NO HOA 3 Bed/2 Bath/ 2 Car Garage

Berthoud $799,000 Gorgeous Country Home 5 Bed/4 Bath/ 3 Car Garage

Lorrie Cragg 720-839-4106

Christine Torres 720-320-1405

Jeff Jorissen 720-352-2833

1616 N CO RD 23

1087 Button Rock Dr.

1620 23rd Ave

Berthoud $379,950 Great House Horses Welcome 5 acres 4 Bed/3 Bath/ 2 Car Garage

Longmont $329,900 Finished basement close to school & park 6 Bed/4 Bath/ 2 Car Garage

Longmont $269,000 Awesome 2670 Sq.Ft. MUST SEE 4 Bed/3 Bath/ 2+ Car Garage

Lynn Stevenson 303-324-1891

Christian Anderson 303-817-5934

Ann Napier 303-775-5234

765 Shallot

5548 Drake Way

525 Short Dr.

Lafayette $189,000 FP, Eat in Kit, wet bar, RV parking 3 Bed/2 Bath/ 1 Car Garage

Frederick $259,900 Brand New Semi-custom home 3 Bed/2 Bath/ 2 Car Garage

Dacono $219,900 IMMACULATE Ranch w/Abundant Upgrades 3 Bed/2 Bath/ 2 Car Garage

Cher Smith 303-809-9628

Cheryl Melichar 303-817-6163

Sherry Ankrum 303-588-4228

950 Granite Dr.

637 Elliot St.

193 Maplewood Dr.

Longmont $199,900 A Must See! Gorgeous Backyard 4 Bed/3Baths/ 2 Car Garage

Longmont $165,000 2200 Square Ft. Remodeled Updated 4 Bed/2 Bath / 1 Car Garage

Erie $269,000 Bright, open multi-level home on large lot 4 Bed/4 Bath / 2 Car Garage

Yvette Pereira 303-834-5018

Janie Larson 720-937-2676

Sally Grenier 303-475-4508

311 Riverview Ct.

2429 Winding Dr.

1043 Gay St.

Longmont $244,000 Adorable home with gorgeous ﬁnishes 3 Bed/3 Bath/ 2 Car Garage

Longmont $299,900 Ranch w/ﬁnished basement 3 Bed/3 Bath/ 2 Car Garage

Longmont $180,000 Old Town Longmont Short Sale 4 Bed/2 Bath/ 1 Car Garage

Kirsten Davis 720-363-1783

Michelle King 303-591-3941

Cindy Montgomery 720-373-9235

Let guests help themselves. A dinner party is more fun to throw and attend when it’s buffetstyle.

Keep It Simple Forgo the formal dinner and go for appetizers. Shop for delicious pre-made appetizers at fancy grocery stores or even warehouse stores.

Get Guests Talking Pick a theme. For a party that mixes different groups of friends, use nametags, but make them fun.

Victoria Inn

2400 17th Ave. • 303-772-4667 Ute Creek Apartments

Longmont, CO

1100 E 17th Ave. • 303-684-6821 The Shores at McIntosh Lake

2450 Airport Rd. • 303-774-8000 Cloverbasin Village

630 Peck Dr. • 888-837-4912 Elliott Apartments

418 Emery St. Longmont, CO 80501 • 303-772-6452 Fox Ridge Apartments

3800 Pike Rd., Longmont, CO 80503 • 303-774-9944 Tanglewood Condominiums Senior Community

100 21st Ave., Longmont, CO 80501 • 303-774-0300

Yes

$740-$890

$250

1, 2

1, 1¾

Yes

In each apartment

A/C, D/W, cable ready, balcony or deck, carport, outdoor pool, close to shopping & bus stop.

Starting at $799

$125

1, 2

Yes

Full SIze in each apartment

Yes

Move-In Specials, senior and other discounts. Fireplace, pool & spa, 24-hour fitness, garages. Close to shopping.

$729-$1200

$100 $200 $300

1,2,& 3

1,2

Short Term Available

Yes

Gas fireplaces, 24 hr. fitness center, heated pool & hot tub, A/C, business center, gourmet kitchens, detached garages. *On selected apartments.

$690-$1100

$149

3-bdrm. townhomes

Yes

$580-$945

Yes

1, 2, 3

1, 2

Yes

$789-$1239

$200

1, 2, 3

1, 2

Short Term Available

Yes

$1235$1625

1, 2

Yes

Some

Yes

1,2,3

Yes

65 lbs limit Pets Neg.

Yes

& rental available

Convenient location, pet friendly, garages available, 24-hour maintenance

Yes

In historic Longmont, large trees, quiet neighborhood on-site parking & storage. Close to RTD. Heat included.

Yes

Island kitchens, garden tubs, gas fireplaces, double balconies, two tone paint, gated community. Close to schools & newest community in Longmont.

Full size in each condo

W/D provided in each Condo

All utilities & cable paid, sec. bldg., elevator, W/D in every unit, transportation, social events. HUGE amenities package, quiet 55+ community. Call for incentives!

Yes

$50+ mo.

Other Amenities

Pets

Secure building, quiet neighborhood, meal program, transportation, utilities paid, appliances & cable TV included, 62 yrs & older; vouchers accepted.

Allow Smoking?

$835-$840

# of Baths Lease Required

$885-$890

# of Bedrooms

Deposit

1401 Elmhurst Dr. • 303-772-9292

– Courtesy Jennifer and Kitty O’Neil on hgtv.com

Price Range

Hover Manor Senior Apartment Residence

Give guests an assignment. One surefire way to get people mingling is to give them assignments, like having one person check on everybody’s drink or having someone hand-pass hors d’oeuvres.

Washer/Dryer Facilities

What’s the secret to pulling off a savory and scintillating soiree? Here are some tasty tips that will help you get started.

Complex Name

Plan your party with hosting tips

December 18, 2010

Washer/Dryer Hook-ups

Times-Call / Home & Real Estate Weekly

Address Phone

Reach over 44,000 Readers Each Week With Your Advertising Message. Call Your Classified Advertising Executive Today 303-776-7440

December 18, 2010

Times-Call / Home & Real Estate Weekly

To place an ad, call 303-776-7440 or go to www.TimesCall.com/classiﬁeds and place your ad any time of the day or night. Fax: 303-772-8339…email: classiﬁeds@times-call.com Apartments/ Apartments/ Apartments/ Apartments/ Condos/ Houses Unfurnished 4030 Unfurnished 4030 Unfurnished 4030 Unfurnished 4030 Townhouses 4050

Rentals Apartments/ Furnished 4010

NO lease, dep or credit chk Wkly/4-wk • 303-776-2185 • ALSO RV SITES AVAIL!

✭✭✭✭✭✭✭✭✭✭✭✭✭ 1, 2 & 3 BDRM Apartment Homes The Shores Apartments, Hwy 66 & Airport Rd (303)774-8000 ✭✭✭✭✭✭✭✭✭✭✭

1 BDRM, $550 H/W furn, No Smk/Pets. Refs 303-775-7517

2 BDRM APT´s-

1 & 2 BDRM Apt Homes Fox Ridge Apts Premier Gated Community. Pets OK! For Info & Specials Call (303)774-9944

LE DEAUVILLE APARTMENTS

ROOMY & READY Apartments/ 1 Bd From $575 Unfurnished 4030 2 Beds From $610 Great Location Large Units Park Like Setting Ample Parking A/C & Pool

01-160317

0 APP FEE: Winter Special! 1 bdrm $550 2 bdrm, $650 On-site pkng/laundry. A/C. Water & heat pd. Se Habla Espanol. (303)774-0593

303.772.3737

APARTMENTS

CLOVERBASIN VILLAGE (303)485-0512 630 Peck DriveLongmont West on Nelson/Airport Rd 1 Bedroom 1 Bath as LOW as $690 2 Bedroom, 2 Bath as LOW as $799 3 Bedroom 2 Bath starting at $799 3 Bdrm Townhouses Starting at $1000

QUAIL VILLAGE 303-485-0065

2 Bedroom as LOW as 3 Bedroom as LOW as

2 Bath $731 2 Bath $844!

*LIMITED NUMBER AVAILABLE* **Income Guidelines May Apply** ✓ Full Size Washer & Dryer Hookups

2400 17th Avenue, Longmont, Colorado 80503

✓ Close to Bus lines 01-160827

*www.victoriainnapts.com

Starting at $625, some with Move-in Specials! Call PMP, 303-776-RENT

321 Quail Roadacross from Longmont Rec Center

• FREE Washer/Dryer & Carport • Wood-burning fireplace • Large balconies/patios • Approved pets accepted • MTM leases available • Within walking distance of shopping, restaurants & RTD • On line leasing available • One bdr, 1 bath starting at $740 • Two bdr, 2 bath starting at $890

303-772-4667

805 Summerhawk # J56 $975, Beautiful double master townhouse, 1700 sq ft,1 car detached garage + parking space, incl applcs avail NOW, 720-352-0904

•1 & 2 BDRM ✭ $550-$675 2 Bdrm, 1 ba, large, comp. FREE Heat 1060 17th Ave, remodel- WD, A/C, deck, Habla Espanol 720-327-8918 N/P/S 2041 Meadow Dr. $840 303-443-4308

✓ Pets Welcome

2036 ESTES LANE 2 bdrm, newly remod, off st pkng, $595. 303-485-0272. Se habla español.

VALUE PLACE Duplexes FIRESTONE New Extented Stay Hotel

● 917 Sunset #1062 bdrm, 1 ba, ground level, new carpet, water/ trash/heat incl. N/P. $695 RMG Realty, (303)772-4466

Apts Your CHOICE! www.alertrealty.net

● $179 * WEEKLY or ● $599 MONTHLY

EASTGLEN APTS 630 Lashley, Longmont

Bring ad to qualify. *Expires 12/31/2010 *New Guests Only*

(303)682-2943

1, 2 & 3 BEDROOMS: Pool, air, laundry ✭Wtr, trash, sewer pd

WOW! $248.00 Moves you in!!!!!

Horizon Place

1 Bedroom- $545! 2 Bedroom- $645! Secure bldg, swimming pool, A/C, on-site laundry. Call PMP, 303-776-RENT

Classifieds

0 App Fee-$100 off 1st 2 mos Lg 3 bdrm, 2 ba, gar, water pd. No dogs. 303-682-2525

2 & 3 Bdrm Duplexes www.alertrealty.net

✓ Perfect for visiting friends & family! I-25 & Hwy 119, Longmont exit 240. 303-485-0040

Buy it ... Sell it ... Find it ...

4060

WITH NO RENT UNTIL 2/1/2011 3 to 4 bedrooms and 2 baths ● ● ● ●

3 BDRM, 1.5 ba, off st pkng, N/P, W/D hkup, storage, $835/mo.Water paid. Gerald, 303-775-1598.

4 BDRM (conforming in fin bsmt) 617 5th St, Berthoud, pets nego. Call 970-669-0842 www.rmpm.com

DUPLEX 2 Bedrooms

• 1412 Terry St Call PMP, 303-776-RENT

Sun Homes At Eagle Crest 888-246-5232 www.4eaglecrest.com

Check out the pet columns in classifieds for that special companion you’re looking for.

EQUAL HOUSING OPPORTUNITY

All real estate advertised in this paper is subject to the federal and state Fair Housing Act which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status or national origin, or an intention to make any such preference, limitation, or discrimination.” The newspaper will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.

● 1012 BRAGG 2 story, 3 bdrm w/ den, new carpet, 2 car garage, fenced yard, $1195/mo 1 MONTH FREE RENT. RMG Realty, (303)772-4466 ● 1018 SUMAC ST3 bdrm, 1.5 ba, $1100/mo. 303-775-0429 ask for Sean 10544 Sunburst, Firestone, 4 bdrm, 3 ba, 2 car, bsmt, fncd, frpl, loft, N/S. $1495/mo Jim 303-775-0163

Fitness room Club House Playground Swimming pool Expires 12/27/2010

4080 Houses

Garages/Storage Spaces 4070

1424 TWIN SISTERS DR, 5 bdrm, 2 ba, fncd bkyd, 2 car gar, sprklr sys, $1495/ mo + dep. No cats. Refs req´d, avail 1/1. 303-810-6975

4080

2100 SF- Clean inside & out, Move-in ready. 4 bdrm, enclosed atrium, quiet culde-sac. $1300. 303-548-1091 2 BDRM, 1 BA, beautiful, Old Town. Gar, fncd yd, w/d, n/s/p $950 303-682-5985 2 BDRM, 1 BA, culdesac, near Skyline HS, wd stove, 2 car gar, lg patio. N/P/S. 1 yr lse, $980/mo ✓Sr Dis. 303-772-7916 Leave message

3 & 4 Bedroom Houses www.alertrealty.net

3 BDRM, 2.5 BA in Frederick, $1200/mo, no pets/ smoke. 303-709-0051 ● 547 MARTIN 2 bdrm, 1 bath, fenced yard, storage shed, pets OK, $850/month RMG Realty, 303-772-4466 ● 939 KIMBARK Central location, 2 bdrm, 1 ba, not fenced, workshop, single garage, $875. Pet OK. RMG Realty, (303)772-4466 HOUSE- 3 BDRM, 3 bath, office, loft, family, living, dining rm, frpl, 3 car, backs to park, N/smk. $1550/mo. Dave 303-929-2346 House for rent 1BR East Side Home $775 call 303-776-7674

HOUSES HOLIDAY SPECIALS

2- 4 Bedroom Homes • 163 Grant • 19 Reed

INDOOR GARAGE & • 1973 Carr Ct • 1025 Gay St Commercial Storage • 132 Telluride 20x40x16 w/ 14x14 doors • 60 Empire • 234 Lapaz ● 1701 ADKINSON start at $300. 4 bdrm, 3 bath, 2 story, • 2206 20th • 1240 Meadow 20x50x16 w/ 30 amp elect, 2 car gar, Lgmt. $1375. • 1517 24th Ave man door & pwr door • 1249 Whitehall Dr RMG Realty, 303-772-4466 opener start at $425. Call PMP, Garage Storage LLC, 303-776-RENT 4070 Camelot Cir, located I25 Business Park. 1 RENT TO OWN I-25 & Hwy-66. 970-535- 6074 3 bdrm, 2.5 ba, 2 car, W/D, Newer 3 bdrm, 3 ba home, www.Longmont-storage.com $1295. 4 hr free rec msg. 2 car gar, NW loc. No pets. $1450 303-514-3706. 866-810-1446 ext 1011

Times-Call / Home & Real Estate Weekly

Houses

4080 Houses

New Home for Rent 6300 Clayton St in Frederick. 3 bdrm, 2.5bath, unfin. bsmt, large deck. $1400/mo Sean 303-775-0429

December 18, 2010

4080 Houses

NW Longmont, 2 bedroom, 1 bath, garage, 1619 Ervine Ave. $900/month + damage deposit. NS/NP, 720-352-0993

WITH NO RENT UNTIL 2/1/2011 3 to 4 bedrooms and 2 baths

Buy a home for

$0 DOWN Do you qualify? Dedicated to your best interest, Longmont´s Terri Hatch of People´s Mortgage & Devin O´Branagan ERA Tradewind

303-775-0710

● ● ● ●

Fitness room Club House Playground Swimming pool

Expires 12/27/2010 Sun Homes At Eagle Crest 888-246-5232 www.4eaglecrest.com

Longmont

5090 Mobile/ 5130 Manufactured WE BUY HOUSES! CASH or TERMS Homes/Spaces

OFFICE SPACE For Rent Holistic Wellness Center. (720)280-9047

WOW! $248.00 Moves you in!!!!!

Why rent?

NW Lgmt, 3 bdrm, 2 bath, 1627 Calkins, $1125/mo. NP/NS, (303)601-6946

4080 Mobile Homes/ Office Space 4100 Spaces 4090

ERIE, mobile home for rent, 2 bdrm, 1 ba $595 includes water & trash. RENTED! RENTED! MOBILE HOMES for Rent $650 to $750, 2 & 3 bdrms. River Valley Village, (303)772-3240

PROFESSIONAL Offices N. Longmont. 150 to 825 SF. Single & 3 office suite. All ground level, 2 entr, great prkg. 303-956-1141

Close fast - any condition 303-817-6168 Let´s Talk

Real Estate

Roommates Wanted 4120 Farms, Ranches Acreages 5050

Responsible, clean M/F, W. side, great area, golf course, W/D, kit. $400+1/3 WOW WHAT VIEWS! utils. 3-775-1144/3-772-8466. 2.8 acres, water tap in & paid. Electric close, septic needed & Ish res irrig wtr. 2500 to 5000 SF- great views $100K, just SE of Berthoud. from 2nd level, ample parkCall Mark Sullivan at ERA ing. 2432 Main. 303-875-1345 Tradewind (303)684-6335

Office Space 4100

500 to 2500 SF, can divide. On site prkg, Good traffic exposure. 303-523-3369

Sell, Advertise, Recruit

Rooms For Rent

Longmont

5090

Mobile/ 5130 Manufactured Homes/Spaces 2 Car Garage Include!!!

773 SQ FT- busy shopping center, 1116 Francis St, $825. Alert RE (303)776-5156

51-161017

Office Space 4100

255 WEAVER PARK CLASS “A” second floor office space for lease or sale. Common area, conference room, elevator, mountain views. 1 yr Free Rent! Don Rulle, CCIM

303-772-2222

Over 1700 Sq Ft. Pre-construction prices

$79,900.00

✭ ✭ ✭ ✭ ✭

Retail Space 4135 A picture is worth a thousand words

Try a color classified picture ad today! Call for details.

*Expires 12/30/2010

MOBILE HOMES ✭ BUYING/SELLING Local park needs used mob Ranch with fireplace on cul-de-sac, 3/1/2, $185,000 homes. We´re buying! Big AND Bilevel with fireplace, Sale! Many single & dbl wides. Fin avl, auto ap4/3/2 $179,000. Call for proval on owner fin homes. more information. Bad credit OK! Moves avl. 970-222-1473 ✭ 690-2725 or 690-3283 ✭

✭South Longmont✭

5090

✭

Longmont

✓ Expires 12/30/2010 *WAC 10% down payment 10.5% interest 180 months includes $305.00 site rent for 36 months w/$25,00 increases

Longmont

5090

Buy it... Sell it... Find it...

Classified

Cute ranch style condo is move in ready now. 2 spacious bedrooms, 2 baths, enclosed porch, W/D hookups and detached garage. See this neat and clean unit today. Only $79,900!

7 MARSHALL PLACE

Beautiful cul-de-sac home with fresh paint in and out, new vinyl, furnace, hot water heater and carpet. Move right in now and you can ﬁnish the walkout basement later! Price to go fast at $125,900

Loads of Potential Here, sweat equity for the Handyperson! Spacious ranch home with 1,633 ﬁn. sq. ft. and access to unﬁnished basement. Rear 2 car detached garage with spacious loft area. Check out the endless possibilities... $99,900

807 TEMPTED WAYS DR.

815 GABRIEL CT., Dacono. Discover the beneﬁts of small town living and easy maintenance in this 2 story, 2 bedroom, 2 bath, 1 car garage townhome. Move right in and relax in your new home... $68,900

LONGMONT 629303-772-7576 Terry St., Longmont www REALTY www.longmont-realty.com

51-160918

51-160919

07423006

Sun Homes at Eagle Crest 1-888-649-5616 4eaglecrest.com

50 19TH AVE, #31 LONGMONT

Lovely condo in Prospect New Town. 3 Finished levels with 3 bedrooms, 3 baths, 2 car garage. High vaulted ceilings, brazillian redwood ﬂoors and great outdoor deck. All this for just $314,900

Classiﬁeds

Financing Available Pet Friendly

3 BDRM, 1 BA, new carpet, Heidi & Helena buy houses! W/D, carport, Lgmt adult $ SAVE YOUR CREDIT $ park age 55+, 970-215-1819 303-725-8388 / 303-459-2711

121 EMILIO CT., FREDERICK

303-776-7440

$18,900!

Swimming pool Clubhouse Playground New Fitness Center

303-776-7440

Discovercomfortable,easymaintenance in this ranch home featuring an updated kitchen, pergo ﬂooring, and upgraded carpet. This 2 bedroom, 1 bath features 1,127 ﬁnished square feet. All this for just $136,900

www.timescall.com Click on “Submit An Ad”

Financing Available Pet Friendly Fitness Center Clubhouse Swimming Pool Sun Homes at Eagle Crest 1-888-649-56164 eaglecrest.com

1908 CARR DR.

Self-Serve Classiﬁeds Immediate access at your ﬁngertips.

Beautiful 3 bdrm/2 ba JUST REDUCED!

2 ACRE LOTS WEST OF BERTHOUD. Great Views! $149,900. Fred @ Four Seasons Re, (720)494-2133. • • • •

4130

SEMI-FURN Rooms/Apts Wkly/mnthly from $100/wk Utils/micro/fridge inc (303)931-7108

Longmont

Lots & Tracts 5100

Own this home for $599.00*

LONGMONT 629303-772-7576 Terry St., Longmont ww REALTY www.longmont-realty.com

December 18, 2010 Real Estate Transactions are supplied by Prospects Unlimited Inc., www.prospectsunlimited.com.

Longmont • Jennifer Shepherd from Marjorie Atkinson, 640 Gooseberry Dr Unit 704, Longmont, $139,500, condo • Gita Bimali from Boulder Creek Kingsbridge LLC, 1693 Venice Ln, Longmont, $151,000, home • Patrick & Charity Vigil from Habitat For Humanity St Vrain, 304 Sweet Valley Ct, Longmont, $200,000, home • Robert & Mary Camp from William Halsey, 1069 Ponderosa Cir, Longmont, $172,500, home • Louis & Catherine Tyon from Jennifer Johnston, 930 Button Rock Dr Unit 97, Longmont, $160,000, condo • William Halsey from Dewight Mellecker, 1239 Baker St, Longmont, $142,500, home • William & Catherine Limon from James Nigh, 1201 Spruce Ave, Longmont, $253,400, home • Charles & Jeannette Burke from Boulder Creek Kingsbridge LLC, 1697 Venice Ln, Longmont, $259,500, home • Frederick & Nancy Bivens from Charles L Norma J Pressley Trust, 1601 Metropolitan Dr, Longmont, $194,000, home • Resident from Lori Hines, 3455 Larkspur Dr, Longmont, $263,000, home • Charles Hickman from MHE Enterprises Inc, 1432 Pratt St, Longmont, $175,000, home • Christine & Thomas Roling from RMA Holdings Inc, 3143 Nelson Rd, Longmont, $569,000, home • Sheryl Bellinger from Ryan Castor Alexander Inc, 7973 Diagonal Hwy, Longmont, $285,000, home • Rolando Pichardo from Tri State Properties Inc, 2401 Key Ct, Longmont, $203,500, home • Melinda Vole from Marilyn Weston, 1245 Vail Ln, Longmont, $183,000, home • Sandra Ogrady from Charles Adam, 1754 Sunlight Dr, Longmont, $329,000, home • Joseph Lebeck from Cleo Bennett, 1221 Sunset St, Longmont, $157,000, home • Lawrence Moore from Bikemore Real Estate Investment, 1527 Pratt St, Longmont, $225,000, home • William Chrisman from Ronald Burke, 312 Mill Village Blvd, Longmont, $240,000, home • Ten LLC from Ryan Butler,

1036 Morning Dove Dr, Longmont, $262,500, home • Bonnie & Jay Cushman from Steve Conder, 2003 Terry St Unit 105, Longmont, $83,000, condo • Ken Storm from Brian, 924 Corey St, Longmont, $140,000, home • Brett Lockhart from Erin Renae Popino Trust, 2027 Sunlight Dr, Longmont, $224,000, home • Matthew & Heather Gerber from Firstier Bank, 910 Plateau Rd, Longmont, $520,000, home • Heather Archerbaker from Mathew Gerber, 131 Elk Pl, Longmont, $165,000, home • Otis & Lynn Dillow from GMAC Mortgage LLC, 3119 Lake Park Way, Longmont, $209,000, home • Thomas & Hadley Corson from Pamela Goetsch, 2007 Prestwick Ct, Longmont, $475,000, home • Terrence & Debra Shockley from John Howe, 1630 Sundance Pl, Longmont, $600,000, home • Christian & Monica Black from Elizabeth Lane, 1697 Geneva Cir, Longmont, $190,000, home • Maria & Maria Vargas from M E LLC, 805 Summer Hawk Dr, Longmont, $139,400, home • M LLC from Robert Phillips, 1139 Pratt St, Longmont, $100,000, home • Resident Trust from Dennis Rubsam, 824 Half Measures Dr, Longmont, $585,000, home • Bruce Ide from Janet Sorenson, 1018 S Pratt Pkwy, Longmont, $198,500, home • Julie King from Joseph Terranova, 1312 Monarch Ct, Longmont, $205,000, home • Joel Danforth from Daniel Yegge, 1502 Chukar Dr, Longmont, $308,000, home • Anthony Nguyen from Anna Youngs, 1856 Lochmore Dr, Longmont, $342,000, home • Katherine Schall from Kory Mossoni, 11819 N Beasly Rd, Longmont, $375,000, home Berthoud • I Wetzler from WAMU, 1801 N County Road 15c, Berthoud, $382,400, home • Epic LLC from Foothills Self Storage Inc, 372 Mountain View Rd Unit 15, Berthoud, $162,000, condo • David Steffen from Shirley Kardok, 1716 Riverview Dr, Berthoud, $305,000, home • Travis & Amy Schluessler from Chester Saul, 3719 Coyote Trl, Berthoud, $159,500, home

Dacono • Sherri Kramer from Susan May, 2020 Skyview Pl, Dacono, $163,000, home • Dean Gallardo from Unitz LLC, 151 Mt Elbert Ave Unit B 8, Dacono, $90,000, condo • Petlo Corp from BAC Home Loan Servicing LP, 1025 MacDavidson Cir, Dacono, $58,000, home • David & Debra Severini from Garage Properties LLC, 151 Mt Elbert Ave Unit B 4, Dacono, $100,500, condo • Garage LLC from Unitz LLC, 151 Mt Elbert Ave Unit D 3, Dacono, $101,300, condo Erie • Peggy Martella from Kurt Anderson, 858 Turpin Way, Erie, $207,400, home • Timothy & Monica Zimmer from Scott Bundy, 2347 Ponderosa Pl, Erie, $284,000, home • Resident from Robin Foster, 2053 Tundra Cir, Erie, $282,000, home • Dixie Bliley from Taymor Morrison Colo Inc, 1136 Koss St, Erie, $305,000, home • Kim & Michael Opel from Nicholas Winfrey, 292 Smith Cir, Erie, $153,000, home • Chad & Heather Stoffel from Karen MacDonald, 846 Brimble Ct, Erie, $325,000, home • Brandon & Jaclyn Uttley from Richmond American Homes Colora, 1351 Mathews Way, Erie, $338,000, home • Jerry & Janis Gillespie from Michael Russo, 2272 Dogwood Dr, Erie, $360,000, home • Sandra Schnitzer from Six Point Reh Ii LLC, 1942 Cedarwood Pl, Erie, $348,500, home Firestone • Frank & Renee Svejda from Philip MacDougall, 6188 Saddleback Ave, Firestone, $392,500, home • John & Beverly Rose from Gregorio Martinez, 6868 Silverleaf Ave, Firestone, $227,000, home • Randall & Janell Fischer from Rachelle Rowberry, 5084 Rosewood Ave, Firestone, $324,900, home • Paul Floresgil from Urban Solutions LLC, 6206 Sage Ave, Firestone, $321,800, home • Robert & Jennifer Fisher from Richmond American Homes Colo Inc, 6276 Union Ave, Firestone, $257,500, home Fort Lupton • Alfonso Riquelme from Fannie Mae, 724 Beth Ave, Fort Lup-

Times-Call / Home & Real Estate Weekly

ton, $139,400, home • Stacey & John Elder from Neil Coyle, 340 3rd St, Fort Lupton, $109,200, home Frederick • John Engdahl from Fed Home Loan Mtg Corp, 9036 Eldorado Ave, Frederick, $289,900, home • Hunter Corp from Msp Corp, 5513 Mustang Dr, Frederick, $79,000, home Lyons • David & Brynn Manzella from Charles Burks, 414 Stickney St, Lyons, $228,000, home • Edgar & Susan Bristow from Markel Homes Construction Co, 419 Raymond Ct, Lyons, $467,300, home Foreclosures – notice of election and demand • Borrower: Steven Dawe, Lender: Remo Enterprises LLC, Amount: $40,000, Property: 817 Green Wood Dr, Berthoud, Filed: 12/07/10 • Borrower: James & Kerry Streck, Lender: BAC Home Loans Servicing Lp, Amount: $188,126, Property: 5351 Rustic Ave, Firestone, Filed: 12/07/10 • Borrower: Kent & Stephanie Bogrett, Lender: Onewest Bank FSB, Amount: $185,411, Property: 10385 Falcon Ct, Firestone, Filed: 12/08/10 • Borrower: Sandy Fiege, Lender: BAC Home Loans Servicing LP, Amount: $141,147, Property: 4440 County Road 37, Fort Lupton, Filed: 12/03/10 • Borrower: Donald & Alberta Thielen, Lender: US Bank NA, Amount: $123,310, Property: 1109 Ash Ct, Fort Lupton, Filed: 12/03/10 • Borrower: Carlos Rodriguez, Lender: The Bank Of New York Mellon, Amount: $337,406, Property: 3530 Willow Rd, Frederick, Filed: 12/02/10 • Borrower: Mensur & Guinevere Husic, Lender: BAC Home Loans Servicing LP, Amount: $142,795, Property: 1820 18th Ave, Longmont, Filed: 12/06/10 • Borrower: Michelle Causley, Lender: US Bank National Association, Amount: $162,592, Property: 1905 Carr Dr, Longmont, Filed: 12/06/10 • Borrower: Gregory & Kathleen Bausch, Lender: US Bank National Association, Amount: $133,046, Property: 816 S Bross St, Longmont, Filed: 12/07/10 • Borrower: Jeffrey McBride, Lender: JPMorgan Chase Bank National Assoc, Amount:

$278,085, Property: 1346 McDlure Dr, Longmont, Filed: 12/07/10 • Borrower: Rod & Michelle Glasser, Lender: Citimortgage Inc, Amount: $156,818, Property: 1320 Torreys Peak Dr, Longmont, Filed: 12/02/10 • Borrower: William Rittner, Lender: Flagstar Bank FSB, Amount: $203,163, Property: 1820 Princess Dr, Longmont, Filed: 12/08/10 • Borrower: Charlene Thomas, Lender: The Bank Of New York Mellon, Amount: $237,615, Property: 4218 Arezzo Dr, Longmont, Filed: 12/03/10 • Borrower: Tyler & Justin Crow, Lender: MSBC Mortgage Corporation USA, Amount: $103,473, Property: 1525 Green Pl, Longmont, Filed: 12/07/10 • Borrower: Jeannie Westfall, Lender: HSBC Mortgage Services Inc, Amount: $193,698, Property: 2210 Bowen St, Longmont, Filed: 12/07/10 • Borrower: Mary Golden, Lender: US Bank National Association, Amount: $146,456, Property: 1130 Venice St, Longmont, Filed: 12/08/10 • Borrower: David Vara, Lender: PHH Mortgage Corporation, Amount: $117,454, Property: 1248 Meadow St, Longmont, Filed: 12/08/10 • Borrower: Jeffrey & Kelly Johnson, Lender: Deutsche Bank National Trust Company, Amount: $231,943, Property: 2856 County Road 20.5, Longmont, Filed: 12/03/10 • Borrower: Michael Noble, Lender: JPMorgan Chase National Association, Amount: $165,173, Property: 10685 Durango Pl, Longmont, Filed: 12/03/10 • Borrower: Laurie Kennedy, Lender: Wells Fargo Bank NA, Amount: $196,158, Property: 209 Ewald Ave, Lyons, Filed: 12/08/10 • Borrower: Elk LLC, Lender: Wells Fargo Bank NA, Amount: $138,760, Property: 309 Goodrich Ave, Platteville, Filed: 12/06/10 • Borrower: Janelle Severson, Lender: BAC Home Loans Servicing LP, Amount: $412,781, Property: 16479 Burghley Ct, Platteville, Filed: 12/08/10

Times-Call / Home & Real Estate Weekly

December 18, 2010

OPEN HOUSE DIRECTORY FEATURED HOMES SW Longmont

$379,000

$199,900

51-160576

Beautiful Historical Old Town Property is a must see! 3 Bd/2ba, 2,713 sqft. See Details at: www.OldTownRealEstateCo.com

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7,5

AV 00 S

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Open Sat & Sun 12-4

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Open Sat & Sun 12-4

1403 Bluemoon Dr. Longmont

$327,000

$118,000

51-161089

$239,900

1345 Bluemoon Dr.

Niwot

$295,000

Get an additional $7,500 seller credit if closed before 1/31/2011.

Niwot 2 bedrm. condo New paint and lights! Priced to sell!

Jannelle Johnson, CO Front Range, Realtors 303-507-9115

Longmont

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8060 Niwot Road # 60

1749 Preston Drive 51-161009

Historic Old Town Longmont

Open Sun 11-1

Open Sat 2-4pm

Open Sat & Sun. 11-5 1667 Venice Ln

503 Collyer Street

51-160940

D OL

By Appointment Only

N W TO

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SUNDAY OPEN HOUSES

Hours Ofﬁce

Phone

Price

$199,900 Longmont 1667 Venice Ln

11-5

Boulder Creek Builders

303-502-5338

$118,000 Niwot

$239,900 Longmont 1749 Preston Dr

2-4

Legacy Real Estate Group/Callis 303-257-4725

$295,000 Longmont 1403 Bluemoon Dr

12-4

Shadow Grass Park

303-776-3331

$327,000 Longmont 1345 Bluemoon Dr

12-4

Shadow Grass Park

303-776-3331

$379,000 Longmont 503 Collyer St

Appt

Old Town Real Estate/Dudley

303-776-4004

Price

Location

Address

Location

Address

Hours

Ofﬁce

Phone

8060 Niwot Rd #60

11-1

CO Front Range Realtors/Johnson

303-507-9115

$199,900 Longmont 1667 Venice Ln

11-5

Boulder Creek Builders

303-502-5338

$295,000 Longmont 1403 Bluemoon Dr

12-4

Shadow Grass Park

303-776-3331

$327,000 Longmont 1345 Bluemoon Dr

12-4

Shadow Grass Park

303-776-3331

$379,000 Longmont 503 Collyer St

Appt

Old Town Real Estate/Dudley

303-776-4004

Visit www.YourFrontRangeHOME.com to map your home tour

51-158976